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According to a survey by Thomson Reuters, one in five financial institutions are thinking about trading digital currencies at some point over the next year. Despite the lull in prices so far in 2018, it appears that many are seeing opportunity thanks to the volatility associated with the space.
Is This the Beginning of Institutions Taking Public Positions in Crypto?
The survey published today was put to over 400 of Thomson Reuters Corp's clients. These included asset managers, hedge funds, and trading desks associated with the world's largest banks. Twenty percent of those asked indicated that they had thought about buying and selling digital assets at some point in the next twelve months.
The co-head of trading at Thomson Reuters, Neil Penney, spoke to Business Insider earlier today about the pending rise in institutional investment in digital assets:
"Cryptocurrency is still a relatively small part of the trading market, but this survey makes clear this niche segment is starting to enter the mainstream of the financial services industry. This is a major change from a year ago."
Unfortunately, today's survey was the first of its kind by Thomson Reuters. As such, there are no such figures to help determine the change in institutional interest in digital currencies over the last twelve months.
Many crypto analysts had wrongly assumed that the launch of the CME and CBOE Bitcoin futures markets last December would signal an influx of money from traditional investment sectors. However, these particular financial products have not proved nearly as popular as some had hoped.
This hasn't dampened enthusiasm for cryptocurrency trading too much, however. Of the 20% of survey respondents who affirmed that they were considering trading digital currencies in the next twelve months, over two thirds of them said they were planning on entering the market in the next three to six months.
Financial regulators have begun to clean up the space of fraudulent companies and blatant scams and it is this maturing market, along with the dramatic volatility and potentially limitless upside potential of certain crypto projects, that is currently attracting such institutional interest to trading digital currencies.
Already this week, we've reported about Goldman Sachs' new appointment of Justin Schmidt to their cryptocurrency markets unit. This highlights a very real commitment to helping their clients get the exposure to digital assets that they're obviously seeking. It appears from the Thomson Reuters survey this week that many more will follow Goldman's lead in the coming months.


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SKU: ven-163-FT-182
Regular price
Rs. 1,075.00
Get 10% Off for Orders Above 1500 RS - Use this promo code at checkout: 'citypromo10'
Warm their heart with our best-selling cuddly teddy, whose generous size makes hugs even sweeter! Whether you send him alone or paired with gorgeous pink roses, this charming bear will remind anyone that the best things dont always come in small packages.
Elegant Hand bunch of 12 Light pink roses wrapped in a pink paper packing with seasonal foliage and the pink 6-inch teddy bear.

subset: commoncrawl


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A refined blend of iced grapefruit, wild botanicals, and white musk, splashed with chilled saltwater and juniper.
- Pure vegetable soap made without animal tallow
- Moisturizing glycerin, replenishing grapeseed oil and antioxidant rich grapeleaf extract
- Free from parabens, phthalates and alcohol
- Triple-milled bar soap for long-lasting use.
- Sustainably sourced palm oil
- Tested on men, not animals
- Hydrating plant ingredients wash away impurities from skin without stripping moisture, making it ideal for daily use
- Generously perfumed with fine fragrances from Grasse, France that enliven your senses and leave you smelling damn good
- Our expert three-step milling process creates a perfectly blended long-lasting soap that holds scent from first to last use


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Please illuminate CSAs for us, how they work, and how your readers can join one. Thanks! (And by the way, that photo of a peach in your recent column is an apricot.)
Santa Fe, N.M.
Dearest Bobbe,
Alas for stone-fruit misidentification. Hopefully corrected by the time this question hits the screen, but still. A fruit ignorance that community-supported agriculture might solve, if one lived where apricots and peaches grew.
Courtesy of MACSAC
CSA is a way to get the freshest food, grown right near where you live or work, and to support small-scale farmers. In its traditional forms, CSA is a seasonal marriage in which eaters join with growers in the risks and benefits of farming.
There are a variety of ways to structure a CSA farm. The basics are: a farmer advertises for consumers to purchase a share of the season's harvest and become members. Members pay a lump sum at the start of the season for weekly boxes of mixed produce, which they pick up on the farm or at a drop spot. The farmer benefits by having operating capital to start the season, the members benefit from getting the freshest possible produce, usually picked the same day. The box is roughly the same size per week, often enough for a family of four, or two vegetarian adults, and a season might cost $300 to $700. There are both summer and winter CSAs.
Often members participate in non-financial ways as well, perhaps by working on the farm for part of their membership (this is how one might learn to identify an apricot in situ), or harvesting their own strawberries, or picking up all the shares at the farm and delivering them to an in-town drop spot. Members share in bumper crops and in crop failure (sickness and health), visit the farm for parties, and puzzle over unusual vegetables. Permutations include CSA for meat, eggs, flowers, and other crops; winter memberships; eaters who band together and seek out a farmer instead of vice versa; and sliding-scale memberships. Read an excellent longer, detailed description of the history and social implications at the National Sustainable Agriculture Information Service site.
Sometimes CSA is conflated with produce delivery services, but its cooperative aspects distinguish it from a simple goods-for-pay system. The point is to make a commitment to a local farm and a difference within the larger economic and social trends. It is community-supported agriculture, and there are many amazing stories about what a community will do to support a farmer, such as create a nonprofit organization and buy the farmland to save it from development so "their" farmer can keep on farming. Oh, it brings tears to my eyes.
I think CSA works for folks who cook at home, like vegetables, aren't picky eaters, and get jazzed about involvement in keeping small farms afloat. If you think that is you, dearest reader, by all means look into it. You can look now, especially if fall and winter vegetables exist in your area, or next spring — we'll remind you.
If you regularly go to a farmers' market, ask there which farms also do a CSA, and pick up their brochures. If you're very lucky, an organization in your area compiles a guide. Failing that, try the Robyn Van En Center, Local Harvest, New Farm, or the Eat Well Guide. Try them all and marvel at the hidden world around you.


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Chinese Astrology is said by some scholars to be the oldest horoscope system in the world. However if you trace Western Astrology back to its Middle East roots, both types are likely to have been born in their current recognizable form around 3000 years BC, however they stem from entirely different beginnings as well as traditions and parts of the world.
The 12 animals are further flavored by the pervading element of that particular year (elements also revolve as a separate cycle). It is said that Buddha is responsible for the 12 animals as they were the only ones who came to bid him farewell into the next life.
Chinese Astrology is concerned with nature and its traits, the signs progress year by year, whereas Western Astrology cycles monthly. The consideration of Yin and Yang is a very great influence upon this subject, Yin being passive, female and receptive while Yang is aggressive, male and exploratory. The various permutations of these 2 essential forces in nature, places, organizations, events and humanity and the quest to achieve balance so that both operate together in harmony rather than opposing or canceling each other out are an essentially Oriental viewpoint and quest, they form the basis of many Far Eastern traditions and other influences in Chinese Society such as Feng Shui.
The 12 Animal Signs are : Rat, Ox, Tiger, Rabbit (or Cat), Dragon, Snake, Horse, Goat (or Sheep), Monkey, Rooster, Dog and Pig. The animal ruling year in which you were born has a profound influence on your life.
As the Chinese say, This is the animal that hides in your heart.
There are 5 elements: Wood, Fire, Earth, Metal and Water, each adding a nuance of almost tactile character to the animal sign.Chinese0Astrology is based on the Chinese0calendar year of your birth or the year of an event. There are also many more nuances involving the month and day.


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$26.34 Each Sold in Case of 6
You have just discovered the largest selection of stock sizes in Aluminum Mini Blinds in the USA.
Wholesale Pricing on Aluminum Mini Blinds, 46.5″x36
To qualify for wholesale pricing, Aluminum Mini Blinds must be purchased in a minimum of ONE BOX.
• 1" Wide 6 Gauge Crease Resistant / Static Resistant Aluminum Slat
• 1-Year Warranty
• Heavy Duty Steel Headrail and Bottom rail
• Double Slat Valance and Hold Down
• Installation Brackets and Hold-Down Brackets Included With Every Blind
• Child-Safe Cordless Design
Bulk Purchase Aluminum Blinds-Get the Cheapest Price
For the cheapest pricing on Aluminum Window Blinds, you can't beat our low wholesale prices. We serve:
- Property Management
- Student Housing
- Housing Authorities
- Real Estate Investors
- Builders
- …anyone who can purchase in full-case quantities (one-size/case).
Wholesale Mini Blinds – Who We Serve:
As a wholesaler, we sell only by the full case pack per size. We serve:
- Retailers: Hardware Stores, Department Stores, Housewares Stores
- Property Management Companies – Apartment Building Owners & Investors
- Housing Authorities
- Schools, Churches & Camps
- …and anyone who wants to purchase window treatments in bulk for the lowest pricing.
Not sure exactly which size to choose? CLICK HERE to Watch this short video or read more down below.
The headrail and slats of all of our window blinds are 1/2″ narrower than their stated size- so, for a 30″ x 72″ mini blind, the headrail, and slats measure 29-1/2″. This is an industry standard.
If your window measures 30″ wide, you want to order the 30″ width blind. Because it's 29-1/2″, it will fit into a 30″ opening.
If your window openings are 29-1/2″ wide, you will want to use 29″ wide blinds. The 29″ wide blinds will measure 28-1/2″ wide, but that is the size you'll need.
NOTE!: Some sizes come in 1/2″ widths, For Example: 28.5″ x 60″. The headrail and slats will still be 1/2″ narrower than their stated size.
We also have 22×36 Alabaster in 1″ Vinyl and 2″ Faux Wood.
See our entire line of Window Shades and Blinds, CLICK HERE.


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SAN FRANCISCO - Firefighters responding to an Asiana Airlines plane that crash-landed in San Francisco in July were warned about the presence of a teenage passenger who was later fatally struck by an emergency vehicle, new video footage of the aftermath shows.
Ye Mengyuan, a 16-year-old passenger from China, survived the initial impact of the July 6 crash only to be struck and killed by an emergency vehicle as she lay near the wreckage of the first fatal commercial airplane crash in the United States since February 2009.
The newly released footage has reignited controversy over Ye's death, which a California prosecutor said was accidental and that the girl's body was hidden by foam on the runway when she was struck after the crash, which killed three people and injured more than 180.
One video, first released by CBS News late on Tuesday, shows a firefighter pointing to Ye, who appeared motionless in a patch of dry grass without no foam nearby. Another video shows a firefighter flagging down a fire truck headed toward the plane.
Special: Air crash in San Francisco |
"Whoa, whoa, whoa! Stop, stop, stop!" the firefighter shouted before the driver stopped and opened his door to talk. "There's a body right there, right in front of you," the firefighter said. About 15 minutes later, Ye was run over, CBS reported.
Cameras mounted on the helmet and truck of first responders captured the footage. CBS reported that the videos were obtained from a source close to Ye's family.
San Mateo District Attorney Stephen Wagstaffe declined in October to file charges against the first responders, saying that the girl's body had been covered with firefighting foam when she was hit and that the crash aftermath was "dramatically chaotic."
This month, Ye's family filed a wrongful death civil claim against the city of San Francisco, alleging gross negligence. The district attorney's office declined to comment on the case or the new videos.
According to the family's claim, two San Francisco firefighters saw Ye lying on the ground and alerted a supervisor, but they were instructed to move on and failed to mark her location.
Family attorney Justin Green told CBS that the family is seeking accountability. "They want to know why weren't the firefighters trained, why weren't the supervisors certified and why hasn't the fire department come clean about what happened?"
The San Francisco Fire Department also declined to comment, saying it would wait for the close of a National Transportation Safety Board investigation before commenting on the case.
"The NTSB investigation is still ongoing, and we're being fully cooperative with that," fire department Mindy Talmadge said.
More about Asiana crash
New details emerge in Asiana crash | Families of crash victims to sue Asiana |


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Electoral college debate continues
Published 1:00 pm Saturday, November 3, 2012
During these final days of the 2012 presidential campaign, the debate continues without ceasing over first the wisdom and reliability of the electoral vote versus the popular vote as a means to choose America's president.
For many Americans, there is a disconnect between their intrinsic belief that the candidate who wins a majority or plurality of the popular vote should win the election and the reality that we elect presidents in this nation through the electoral vote, not the popular vote
The conventional wisdom on the electoral vote is that it ensures that a U.S. president has sufficient popular support spread drawn from a distribution that is geographically diverse enough to enable the chief executive to be effective in governing. A growing number of people disagree.
Opponents of the electoral vote argue that the system favors rural, less populated states like Mississippi over more urban, heavily populated states like California or Florida. They argue that a Mississippian's vote carries more electoral weight on a proportional basis than a Californian's vote.
Then there's the "swing state" argument against the electoral vote. In theory, a candidate would win the presidential election by carrying just 11 states that comprise a winning 271 electoral votes: California (55 votes), Florida (27), Texas (34), New York (31), Illinois (21), Pennsylvania (21), Ohio (20), Michigan (17), Georgia (15), New Jersey (15), and North Carolina (15). Should that occur, it would be possible for a president with a significant minority of the popular vote to be elected.
Finally, there's the argument against the electoral vote that holds that third party candidates have virtually no chance of winning in the current "winner take all" system.
Proponents argue that as a federal coalition of states, the Electoral College's protection of the voice of rural, less populated states is not a detriment but an advantage. Proponents also argue that the "swing state" argument is bogus in that such a development has never taken place. Even in the contested 2000 election, the so-called "swing states" only gave the winning Bush-Cheney ticket 111 electoral votes.
Proponents meet the "third party" argument by maintaining that a strong two-party system ensures stability for the national government through the maintenance of a loyal opposition. Clearly, the rise of the Tea Party on the right and entities like the Green Party on the left indicate eroding support for that argument from both sides of the political spectrum.
There have been serious attempts to abolish the Electoral College system, but the country at this juncture appears not to be ready to make that fundamental change. Looking over the last few presidential elections, one can find evidence to support the notion that the present system is worth keeping.
In 2008, Barack Obama had an almost 10 million vote lead in the popular vote and got a landslide 365 electoral votes. In 2004, George W. Bush had a 3 million vote lead in the popular vote and 286 electoral votes. In 2000, one of the closest elections in American history, Bush lost the popular vote by some 500,000 votes but won the electoral vote over Democrat Al Gore with 271 electoral votes to Gore's 265.
In 1996, Bill Clinton won a 379 vote electoral landslide but only garnered a plurality of the popular vote over Republican Bob Dole and independent Ross Perot. In 1992, Clinton took 370 electoral votes with a 43 percent plurality of the vote against Republican George H.W. Bush and independent Ross Perot.
Bush the Elder won a whopping 426 electoral votes and a 53.4 percent popular vote majority in 1988 while Ronald Reagan grabbed 525 electoral votes and a 58.8 percent popular vote win over Walter Mondale in 1984.
Still, in 2008, presidential candidates concentrated over two-thirds of their campaign appearances and advertising spending in just six states and 98 percent in just 15 states — surprise, surprise — the ones with the most electoral votes.
(Sid Salter is a syndicated columnist. Contact him at 601-507-8004 or firstname.lastname@example.com)


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Montana Medicaid
Welcome to the Conduent EDI Solutions, Inc. Home Page for Montana Medicaid.
Conduent EDI Solutions, Inc. supports HIPAA-mandated transactions.
Electronic Transactions Available for Montana Medicaid
- (X12N 270) Eligibility Inquiry
- 837 Institutional
- 837 Professional
- 837 Dental
- 277CA Claims Acknowledgement
- (X12N 835) Claim/Payment Advice
- (X12N 276) Claims Inquiry
For questions on specific claims, or eligibility call Montana Medicaid Provider Relation Unit at 800.624.3958 (in-state) or 406.442.1837 (Helena or out-of-state). The Montana Medicaid Provider Relation Unit is available from Monday through Friday from 8 a.m. to 5 p.m. MST.
You may also direct inquiries to the Montana Medicaid Provider Relation Unit, Monday through Friday, 8 a.m. - 5 p.m. MST, at 800.987.6719.


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Saturday, April 16, 2022 / by Julie Morgan
Using Your Tax Refund To Achieve Your Homeownership Goals This Year
If you're buying or selling a home this year, you're likely saving up for a variety of expenses. For buyers, that might include things like your down payment and closing costs. And for sellers, you're probably working on a bit of spring cleaning and maintenance to spruce up your house before you list it.
Either way, any money you get back from your taxes can help you achieve your goals. Using a tax refund is a common tactic for buyers and sellers. SmartAsset estimates the average American will receive a $2,897 tax refund this year. The map below provides a more detailed estimate by state:
If you're getting a refund this year, here are a few tips to help with your home purchase or sale this season.
How Buyers Can Use Their Tax Refund
According to American Financing, there are multiple ways your refund check can help you as a homebuyer. A few include:
- Growing your down payment fund – If you haven't started saving for your down payment, let your tax refund kick off the process. And if you have a fund already, the money you get back could put you closer to your goal.
- Paying for your home inspection – Your home inspection can save you a lot of headaches down the road by helping you determine the condition of the house. As a buyer, you'll typically be responsible for paying for your inspection, and it's definitely worth the investment.
- Saving for closing costs – Closing costs are additional expenses you'll need to pay once it's time to close. They average anywhere between 2-5% of the purchase price of your home.
This list is a great start, but it isn't exhaustive of all the costs you may encounter as you set out on your homebuying journey. The best way to prepare is to work with a trusted real estate professional to make sure you understand what's to come in the process.
How Sellers Can Use Their Tax Refund
If you own a home and are planning to sell this spring, your tax refund can help you make sure your home is ready to list. Here are a few ways current homeowners can put their tax refund to good use:
- Making small upgrades – NerdWallet provides a list of great ways to use your tax refund, including tackling small projects or boosting your curb appeal to help your home stand out.
- Making repairs – If there's anything in your house that needs to be fixed, American Financing notes that completing repairs is another great use of that money.
- Buying your next home – Whether you're selling to move up or downsize, you can use your tax refund to help pay for any costs on the purchase of your next home.
Of course, it's important to talk with your trusted real estate advisor before taking on any projects. They'll make sure you can focus on areas that'll help you receive the best possible price when you sell.
Phone: 239.777.2864
Website: www.latitudeREgroup.com
Email: firstname.lastname@example.com


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Well, not exactly. But here's a quick workaround.
As I started using Chrome more than Firefox over the last year, I realized I had abandoned Delicious completely and was no longer using Google Bookmarks. Instead, I was just using Google Chrome Bookmarks.
A friend of mine recently asked what I used for bookmarks as Delicious has seemed to go the way of the dodo. I explained to him that I was now using Chrome Bookmarks. He in turn was just copy/pasting links to a Google Doc.
Unfortunately, the technology used for Chrome Bookmarks at this time is not compatible to do a true "sync" with Google Bookmarks.
But there is an easy workaround:
1) In Chrome, click the settings button (wrench) and click "options":
2) After clicking "options", click on "Personal Stuff"
3) You'll see the 1st option is "Sync". Click here and select "customize".
4) Input your Google account info here.
5) Now, when you're on any computer and sign into your account on that computer, your Chrome interface will be identical across all computers.
So if you click the "star" icon in the Chrome address bar, it will add your new bookmark to the desired Chrome Bookmark folder...on all computers.
Not always using Chrome and still want access to your bookmarks? No problem!...
6) In addition to syncing your Chrome settings and bookmarks across all computers you login to your Google account on, Chrome Bookmarks sync will ALSO create a Google Document with all your bookmarks.
7) Visit http://docs.google.com
8) Look down in the "My Folders" section and you will see a "Google Chrome" folder, complete with the Chrome logo.
9) Click on the Google Chrome folder and you can navigate all your bookmarks via IE, Firefox, Safari, Opera, etc.


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This PenTest+ course was designed by cybersecurity experts to give students the ability to assess the overall security of a network and prevent attacks. Our courses integrate seamlessly with your current Learning Management System and are easily personalized to match your teaching style. We provide quizzes, assessments, and a mock exam that are scored automatically, allowing you to spend less time grading and more time teaching.
In the cybersecurity industry there are often multiple ways to reach a solution. That's why we deliver advanced virtual labs that allow students to make decisions and solve problems in a variety of ways. These labs give them an opportunity to make mistakes and see how their actions affect a real system, just like it would on the job.
Please visit https://www.ascendeducation.com/system-requirements/ for the latest system requirements.


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Select the following to jump to each section. Select #Back to Top to return here.
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4.9. You shall not store or save any information or data in or using the Service that is not directly pertinent to Your tendering process or the legitimate scope of the Service.
4.10. You shall not, whether for a fee or free of charge, use, re-use, transfer, share, link to or frame, distribute or make available information or data accessed or copied using the Service to any third parties other than Users and shall not Use the Service in any manner to provide computer or consultancy or computer bureaux services to any third parties or otherwise to rent, lease, loan, resell for profit, redistribute, sub-lease, sub-Licence or create works based upon the Service or any part of the same.
4.11. You grant an irrevocable royalty-free unrestricted Licence to use, copy, modify, amend, update, re-use, publish, disseminate and distribute any and all information and data entered into the Service by You at any time during the term of this Licence where such information is made available to the public or meant for publication or already in the public domain.
4.12. All notices under this Licence shall, unless otherwise indicated, be validly served if sent by first class certified, registered or recorded delivery post or facsimile transmission to the address or facsimile number of the other party as notified from time to time by the other party to the party serving notice, being as at the date of this Licence in the case of BiP the address and facsimile number specified below and being in the case of You the address and facsimile number specified on the Delta eSourcing Suite registration form. Notices shall be deemed to have been served if sent by post within 48 hours of sending or if sent by facsimile transmission on receipt of a successful transmission report provided that a copy of such notice is confirmed by first class certified, registered or recorded delivery post sent the same day.
The Service
5.1. Delta eSourcing is a secure, managed, compliant and audited service that facilitates the lifecycle of Procurement Exercises for public sector Buyers and their Suppliers, from initial notification of requirements through expressions of interest, the issuing of invitations to tender (ITTs) and receiving and evaluating the final tenders, including optional reverse Auctions.
5.2. Delta eSourcing provides a collaborative environment and tools for Users to publish and share information, and to interact and work as a team. Examples include but are not limited to:
- For Buyers:
- Management of Procurement Exercises
- Create and publish contract announcements
- Manage online supplier lists
- Securely dispatch and receive tender documents
- Run online reverse Auctions
- Manage Buyer organisation hierarchies and workspaces
- Access and view registered Supplier profiles, including those with Select Accredit accredited status
- For Suppliers:
- Develop and maintain a free Select Supplier profile
- Use the Select Supplier profile when making expressions of interest
- Be added by a Buyer to its Supplier List
- Receive and respond to tenders via Vault
- Self-certify a Supplier profile
- Gain Select Accredit status
5.3. If you are a Supplier, You acknowledge and accept that by registering on Delta eSourcing You will become part of the Select community and that your details and Supplier Profile shall be made available for all Buyers to search upon.
5.4. BiP is committed to delivering a quality service to You and BiP's Customer Services department operate a Helpdesk as part of the Service. The Helpdesk is available to Buyers and Suppliers and may be contacted by:
- Phoning 0845 270 7050
- Emailing at firstname.lastname@example.com during Working Days.
- Writing to Delta eSourcing Helpdesk, Customer Services, BiP Solutions Limited, Medius, 60 Pacific Quay, Glasgow, G51 1DZ
5.5. BiP has a Customer Service Charter can be viewed at http://www.bipsolutions.com/pdf/bipcustomercharter.pdf.
5.6. If You were a User of Delta eSourcing version 3, which was located at http://www.delta-ets.com, Your Data remains available at https://archive.delta-ets.com. This site is now an Archive facility maintained by BiP and will not support the creation of new Procurement Exercises, but Procurement Exercises already undertaken or participated in by You are available for online access.
- For Buyers:
Engagements Between Buyers and Suppliers
6.1. Buyers may invite Suppliers to participate in a specific Procurement Exercise:
- By using the Service to send an invitation to appropriate Suppliers that have registered and been activated on the System as described in this Agreement.
- By using the Service to send an invitation to appropriate Suppliers that have not yet registered, in which case such Suppliers will be required to register for the Service before access to the Procurement Exercise is granted.
- By publishing a unique contract reference when publishing the Contract Notice via the Service and which Suppliers may then use to join and participate in the Procurement Exercise, subject to being registered for the Service.
6.2. Buyers will be responsible for making data and information relating to a specific Procurement Exercise available to invited Suppliers.
6.3. Buyers may configure each Procurement Exercise. The selected configuration settings for a Procurement Exercise shall be displayed for invited Suppliers to view. The Supplier acknowledges that by one of its Users participating in a Procurement Exercise via this service, the Supplier agrees to be bound by these configuration settings.
6.4. All material issued by a Buyer in connection with their Procurement Exercise shall remain the property of the Buyer and shall be used only for the purpose of participating in the Procurement Exercise.
6.5. Suppliers are expected to examine all file attachments published, which indicate what information must be provided to the Buyer. Suppliers must provide all of the items of information requested in the Procurement Exercise. Incomplete submission of the information requested including the submission of information in file attachments containing viruses shall entitle the Buyer to invalidate or reject the response to the procurement exercise.
6.6. All responses to any invitation to participate in a Procurement Exercise must be submitted via the Service by the closing date and time as specified by the Buyer.
6.7. Responses may be submitted at any time up to the closing date and time as specified by the Buyer.
6.8. Suppliers shall be entitled to submit one or more responses prior to the closing date and time. It is understood that the last response submitted prior to the closing date and time shall be the response that is considered by the Buyer in the evaluation and award process.
6.9. The Supplier agrees to keep any responses valid for a period of ninety (90) days from the closing date and time for the submission of responses, unless any other period is specified in the terms and conditions of the Procurement Exercise.
6.10. In the case of discrepancies, the last response submitted (in accordance with the provisions of Clause 5.2.b.6.8) shall prevail over the contents of a file, attachments and other documents made available by the Supplier during the Procurement Exercise.
6.11. Responses will be opened by the Buyer in accordance with the opening procedures specified for each Procurement Exercise.
6.12. As a User, You are responsible and liable for the content, accuracy, completeness and format of all Data published by You, whether uploaded, transmitted, or otherwise, using the Service. Neither BiP nor its Licensors shall be responsible or liable for the content of any Data published by any User.
6.13. Specific Provisions for Auctions
- In the event of an Auction being conducted, the Supplier acknowledges and accepts that the responses received in earlier stages of the Procurement Exercise may represent, upon the Buyer's decision and following a notification to Suppliers, the initial bid by each Supplier in the Auction.
- The Buyer shall be entitled to set an opening price and a reserve price for an Auction.
- The configuration settings for the Auction as defined by the Buyer shall determine the closing time for each Auction. The selected configuration settings for an Auction will visible for Suppliers to view prior to the Auction.
- All bids entered during an Auction are irrevocable except to the limited extent provided for in this Clause. Bids may be revoked by the Supplier only if the Supplier notifies the Buyer immediately after the bid has been entered and then only if the bid revocation is accepted by the Buyer. If the Buyer does not agree to the bid revocation in such case, the bid will become binding.
- The Buyer is not obliged to accept the lowest bid or any bid made during an Auction. If the Buyer decides to accept a bid, in accordance with the published evaluation criteria, the Buyer shall notify the Supplier that its bid has been accepted. Such notice shall be in writing and shall constitute the unqualified acceptance by the Buyer of the Supplier's offer on the Buyer's terms and conditions of contract as specified in the procurement exercise.
6.14. Amendments to a Procurement Exercise
- If You are a Supplier, You acknowledge that the Buyer reserves the right to :
- i. suspend and re-open or cancel a Procurement Exercise or extend the closing date and time; and/or
- ii. vary or amend the details of a Procurement Exercise at any time prior to the closing date and time for receipt of response by publication of a notification without incurring any liability whatsoever; and
- If You are a Supplier, You acknowledge that in the event of a suspension and subsequent re-opening of a procurement exercise, the Procurement Exercise will resume on the basis of the last response recorded by the You.
6.15. Written Notification of Contract Award or otherwise will be made by the Buyer to the Supplier subsequent to the closing date and time and following evaluation of the Suppliers' responses to the Procurement Exercise. No other notification of contract aware or otherwise sent via the Service shall in any way represent any obligation towards the Supplier on the part of the Buyer.
Terms of Business for Paid-For Services
7.1. Except as otherwise specified herein or in an applicable Order Form:
- Fees are quoted in pounds sterling (GBP).
- Fees are payable in pounds sterling (GBP).
- Fees are based on Services purchased, and not actual usage.
- Payment obligations are non-cancellable and fees paid are non-refundable.
- The number of user subscriptions cannot be decreased during the relevant subscription term stated on the Order Form.
7.2. You will provide us with valid and updated credit card information, or with a valid purchase order or with an alternative document reasonably acceptable to BiP.
7.3. If You provide credit card information to BiP, You authorise BiP to charge such credit for all Services listed in the Order Form for the initial subscription term and any renewal subscription terms as set forth under Clause 9. Such charges will be made in advance or in accordance with any different billing frequency stated in the applicable Order Form.
7.4. If the Order Form specifies that payment will be by a method other than a credit card, BiP will invoice You in advance and otherwise in accordance with the relevant Order Form.
7.5. Unless otherwise stated in the Order Form, invoiced charges must be paid in full within 30 days of the invoice date.
7.6. Failure to pay invoices for paid-for Services will constitute a breach of contract, entitling BiP the rights to claim damages subject to Clause 20.
7.7. You are responsible for ensuring that BiP is provided with complete, accurate and up to date billing and contact information.
7.8. Unless otherwise stated, BiP's fees do not include any taxes, levies, duties or similar governmental assessments of any nature, including but not limited to value-added sales. You are responsible for paying all taxes associated with Your purchases hereunder. Where BiP has the legal obligation to pay or collect taxes for which You are responsible hereunder, the appropriate amount shall be invoiced to and paid by You, unless You provide BiP with a valid tax exemption certificate.
Term of Agreement
8.1. This Agreement commences on the date You accept it and continues until all User subscriptions granted in accordance with this Agreement have expired or been terminated. If You are offered an opportunity to use the Services for a free trial period and You elect to take up such an offer and do not purchase a subscription before the end of that period, this Agreement will terminate at the end of the free trial period.
Term of Purchased User Subscriptions
9.1. User subscriptions purchased by You commence on the start date specified in the applicable Order Form and continue for the subscription term specified therein.
9.2. Except as otherwise specified in the applicable Order Form, all User subscriptions shall automatically renew for additional periods equal to the expiring subscription term or one year (whichever is shorter), unless either party gives the other written notice of non-renewal at least 30 days before the end of the relevant subscription term.
9.3. The per-unit pricing during any such renewal term shall be the same as that during the prior term unless BiP has given You written notice of a price increase at least 30 days before the end of such prior term, in which case the pricing increase shall be effective upon renewal and thereafter.
9.4. Any such pricing increase shall not exceed 10% over the pricing for the relevant Services in the immediately prior subscription term, unless the pricing in such prior term was designated in the relevant Order Form as promotional or one-time.
10.1. You are entitled to terminate this Licence at any time by notice in writing to BiP, to be effective as from the end of the Licence year in which notice to cancel is received by BiP:
- At any time by notice in writing to BiP to be effective as from the end of the Licence year in which it's written notice to cancel is received by BiP; or
- If BiP notifies You that it intends to supplement, amend, vary or modify the Licence or any part of the same in accordance with Clause 11.6
10.2. BiP shall be entitled, at its entire discretion, without cause and without any liability to You in respect of the same, to terminate this Licence on giving at least sixty (60) days notice of termination in writing to You. After such termination, BiP shall refund to You that pro-rata portion of that Licence year's Licence Fee that relates to the period (if any) between the effective date of termination or expiry and the end of that Licence year.
10.3. BiP shall be entitled, at its entire discretion and without any liability to You in respect of the same, to terminate this Licence or to suspend the provision or availability of the Service forthwith [without further notice to You] if You or any person nominated by You in terms of this Licence fails to comply with any of the terms stated herein or if an encumbrance takes possession or a receiver or a judicial factor is appointed over any of the property or assets of You or You becomes insolvent or apparently insolvent or makes any voluntary arrangement with its creditors generally, or becomes subject to an administration order or You goes into liquidation (except for the purposes of solvent amalgamation or reconstruction) or anything analogous to any of the foregoing under the laws of any jurisdiction outside Scotland occurs in relation to You. In such circumstances You may be subject to legal action for compensation regarding any infringement of the terms of this Licence or breach of copyright in respect of the Service.
10.4 On the termination or expiry of this Licence, You shall cease, and shall ensure that all Users cease, all use of the Service. BiP will retrieve, transmit or otherwise provide You with a copy of all tender data entered into the Service by You prior to the effective date of termination or expiry, if so requested in writing within no less than sixty days of the effective date of termination or expiry of this Licence. You acknowledge that BiP shall, at BiP's entire discretion, be entitled to charge an additional fee in respect of the retrieval and transmission or provision of such data, such fee as may be notified by BiP to You from time to time, and further acknowledge that BiP shall not be liable to provide such data after such period unless requested to do so within no less than such sixty day period or where a data retention agreement is in place.
10.5. Any termination or expiry of this Licence shall not affect the accrued rights and obligations of the parties at the effective date of termination or expiry of this Licence.
Other Restrictions
11.1. Any reference to a linked site or any specific third party product or service by name does not constitute or imply its endorsement by us, and You assume all risk with respect to its use. Under no circumstances shall BiP Solutions Ltd, nor its affiliates, agents, and suppliers, be liable for any damages, including without limitation, direct, indirect, incidental, special, punitive, consequential, or other damages (including without limitation lost profits, lost revenues, or similar economic loss), whether in contract, tort, or otherwise, arising out of the use or inability to use the materials available in this site or any linked site, even if we are advised of the possibility thereof, nor for any claim by a third party except in the case of death or personal injury caused by BiP's negligence.
11.2. You shall not copy, use, modify, transmit, distribute, reverse engineer, or in any way exploit copyrighted or proprietary materials available on this site, except as expressly permitted by BiP. Exporting, or extracting BiP data from this website into other databases is expressly prohibited as is the reselling of BiP information. All trademarks, service marks, and trade names in this site are the marks of the respective owner(s), and any unauthorised use thereof is strictly prohibited. BiP shall not be liable for any errors, inaccuracies or delays in content, or for any actions taken in reliance thereon. BiP expressly disclaims all warranties, expressed or implied, as to the accuracy of any the content provided, or as to the fitness of the information for any purpose.
11.3. The rights and obligations of You under this Licence may not be transferred or assigned by You to any third party without the prior written consent of BiP.
11.4. This Licence contains the whole Agreement between the parties in respect of the subject matter of this Licence and supersedes and replaces any prior written or oral agreements, representations or understandings between the parties relating to the subject matter. The parties confirm that they have not entered into this Licence on the basis of any representation that is not expressly incorporated into this Licence.
11.5. Nothing contained in this Licence shall be deemed to constitute or imply any partnership, joint venture, agency, fiduciary relationship or other relationship between the parties other than the contractual relationship expressly provided for in this Licence and neither party shall have, nor represent that it has, any authority to make any commitments on behalf of the other party.
11.6. Subject to the following provisions of this Clause 11.6, this Licence may not be released, discharged, supplemented, amended, varied or modified in any manner except by agreement in writing of the parties. BiP shall be entitled to supplement, amend, vary or modify the Licence or any part of the same at any time by giving notice to You (which may be validly served in electronic form by displaying the same to You when You or any User uses the Service or accesses the home page of the Service), any such supplement, amendment, variation or modification being effective fifteen (15) days after such notice.
11.7. BiP reserves the right to supplement, amend, vary or modify these Terms and Conditions from time to time and Your continued use of the Service will signify Your acceptance of any adjustment to these Terms and Conditions. You are therefore advised to reread this statement on a regular basis.
11.8. Services may be subject to limitations such as for example limits on disk storage space, on the number of calls made against the programming application interface and for services that enable You to provide public websites, on the number of page views by visitors to those website.
Fair and Acceptable Usage
12.1. BiP's fair and acceptable usage policy is designed to make sure the Services provided to You deliver value, are fast and are reliable. The following list details all the uses of the Services that BiP consider to be unfair or unacceptable. You must ensure that any use of the Services, by You or Your Users, complies with this policy. If You or Your Users using the Services contravene this policy, BiP may:
- Give You notice to stop the unacceptable use(s); or
- Terminate or suspend Your Services, with our without notice as we consider appropriate, under this Agreement.
12.2. You shall not use the Services for:
- Unlawful, fraudulent, criminal or otherwise illegal activities.
- Sending, receiving, publishing, posting, distributing, disseminating, encouraging the receipt of, uploading, downloading or using any material which is offensive, abusive, defamatory, indecent, obscene, unlawful, harassing or menacing or a breach of the copyright, trademark, intellectual property, confidence, privacy or any other rights of any person.
- Knowingly or negligently creating, transmitting, storing, publishing or uploading any electronic material (including, without limit, files that contain viruses, corrupted files, Trojans or any other similar Malicious Code, scripts or similar software programs or instructions) which will or are designed, known or likely to delete, interrupt, damage, destroy, change, modify or limit the functionality of any computer software, hardware, telecommunications equipment or data or data files owned by BiP or any other User of or customer of BiP using the Service.
- Activities that invade another's privacy, cause annoyance, inconvenience or needless anxiety to any person.
- Activities that are in breach of any third party's rights, including downloading, installation or distribution of pirated software or other inappropriately licensed software, deletion of any author attributions, legal notices or proprietary designations or labels in any file that is uploaded, falsification of the origin or source of any software, document or other material.
- Anything that may disrupt or interfere with BiP's network or Service or cause a host or the network to crash.
- Launching "denial of service" attacks; "mailbombing" attacks or "flooding" attacks against a host or network.
- Granting access to the Services to others who are not authorised Users, or in any way reselling or re-providing the Services to third parties.
- Making excessive use of, or placing unusual burdens on the network, for example by sending or receiving large volumes of email, uploading excessively large files.
- Circumventing the user authentication or security process of the host or network.
12.3. You are responsible for all uses made of the Services through Your account and for any breach of this policy whether an unacceptable use occurs or is attempted, whether You knew or should have known about it, whether or not You carried out or attempted the unacceptable use alone, contributed to or acted with others or allowed any unacceptable use to occur by omission. You agree that BiP is not responsible for any of Your activities in using the Services.
12.4. There is no explicit limit on the monthly Service usage. However, if BiP feel that Your activities are so excessive that other customers are detrimentally affected, BiP may give You a written warning (by email or otherwise). In extreme circumstances, if the levels of activity do not immediately decrease after the warning, BiP may terminate or suspend Your Services.
Your Responsibilities
13.1. When registering your details with the Service You agree to:
- Provide true, accurate, current and complete information about You as prompted by the Service's registration form or Order Form (such information being the "Registration Information"); and
- Maintain and promptly update the Registration Data to keep it true, accurate, current and complete.
13.2. If You provide any Registration Information that is untrue, inaccurate, not current or incomplete, or we have grounds to suspect that such information is untrue, inaccurate, not current or incomplete, we may suspend or terminate Your account and refuse any and all current or future use of the Service (or any portion thereof).
13.3. You shall at Your cost and expense, procure and use in connection with the Service all hardware, equipment, telephone installation, terminal, consumable or other equipment required to access and use the Service as notified by BiP to You from time to time.
13.4. You shall ensure that the hardware, equipment, telephone installation, terminal, consumable or other equipment used by You to access and use the Service meets the minimum standards and specifications notified by BiP to You from time to time.
13.5. You shall comply with such application specific requirements as may be notified by BiP to You prior to the commencement of this Licence in relation to the relevant part or parts of the Service to be provided to You.
13.6. If using Project online to transmit OJEU notices to Eur-Op as part of the Service, You shall not transmit any OJEU notices by any other means to Eur-Op for publication in the OJEU.
13.7. You shall be liable for all costs relating to the connection and data transmission from Your computer systems to the Service together with any sum, fee, subscription, tax or other charge which may be required by access providers to the relevant telecommunications networks connecting Your computer systems to the Service.
Security Information
14.1. You are responsible for ensuring that the Security Information relating to Your Account remains confidential and secure so that the Services cannot be used by any unauthorised person.
14.2. You shall keep any and all Security Information issued to You by BiP from time to time secret and secure (including without limitation ensuring that the same are not stored on its computer systems in plain text) and shall not disclose the same or make the same available to any third party (other than authorised persons notified to BiP) or to the public.
14.3. You shall notify BiP immediately on becoming aware that any Security Information issued to You by BiP is disclosed to or become known by any unauthorised person.
14.4. You shall not use Security Information for any purpose connected with the improper use of the Services including accessing or attempting to access other parts of the Services for which You do not have access rights.
14.5. BiP shall not be responsible for any losses arising out of the unauthorised use of Your Security Information and You agree to indemnify and hold harmless BiP for any improper, unauthorised or illegal uses of the same.
Use of BiP Websites and Web-Based Elements of the Service
15.1. You may not use any 'deep–link', 'page–scrape', 'robot', 'spider' or other automatic device, program, algorithm or methodology, or any similar or equivalent manual process, to access, acquire, copy or monitor any portion of any BiP websites, the Service or any materials, content, documents or data, or in any way reproduce or circumvent the navigational structure or presentation of the Service to obtain or attempt to obtain any materials, documents or information through any means not purposely made available through the Service. BiP reserves the right to bar any such activity, including via software and other electronic means.
15.2. You may not attempt to gain unauthorised access to any portion or feature of the Service, or any other systems or networks connected to the Service or to any BiP server, or to any of the services offered on or through any BiP websites, by hacking, password 'mining' or any other illegitimate means.
15.3. You may not probe, scan or test the vulnerability of any BiP websites, and/or the Service or any connected network, nor breach any of BiP's security or authentication measures. You may not reverse look–up, trace or seek to trace any information on any other user of or visitor to any BiP website or the Services, or exploit the Service or any service or information made available or offered by or through BiP's website, in any way where the purpose is to reveal any third party information. You agree that You will not take any action that imposes an unreasonable or disproportionately large load on the infrastructure of BiP's websites, Service or other systems. You agree not to use any device, software or routine to interfere or attempt to interfere with the proper working of the Service. You agree that You will not make or attempt any denial of service attacks against BiP.
Links to Third Party Sites
16.1. The Service may present links to third party websites not owned or operated by BiP. BiP is not responsible for the availability of these sites or their content. You agree that BiP is not responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with Your use of or reliance on any content of any such site or goods or services available through any such site.
Log Files
17.1. BiP uses IP addresses to analyse trends, administer the Service, track Users' movement and activity, and gather broad demographic information for aggregate use.
17.2. For the purposes of systems administration, detecting usage patterns, troubleshooting and support of audits, our web servers automatically log standard access information and certain User activities. Activity log information may be shared within the originating organisation. A Suppliers' activity log may also be shared for audit purposes with a Buyer's organisation where the Supplier's activity is related to a Procurement Exercise. BiP does not share this information with any third parties outside the originating organisation or outside the relevant Buyer organisation.
18.1. Like most interactive websites, the Service uses cookies to enable us retrieve User details for each visit. Cookies are used in some areas of the Service to enable the functionality of this area and ease of use for those Users visiting.
Promotions and Advertising
19.1. BiP may present advertisements or promotional materials on or through the Service and on any BiP websites. Your participation in any promotional event is subject to the Terms and Conditions associated with that event. Your dealings with, or participation in promotions by any third party advertisers on or through the Service are solely between You and such third party. You agree that BiP shall not be responsible or liable for any loss or damage of any kind incurred by You as the result of any such dealings or as the result of the presence of such third parties on the Service.
Consequences of Breach of These Terms
20.1. In the event that BiP considers or determines, in their complete discretion, that You have breached, violated or contravened any provision of this Agreement or has otherwise demonstrated inappropriate conduct in the use of the Service, BIP reserve the absolute right, at its sole discretion to:
- Warn You that You have violated the Licence and ask You to discontinue such conduct; and/or
- Discontinue Your membership of the Service and / or any other related services, including paid for content / features; and/or
- Take measures (including terminating, suspending or restricting Your use of the Service) to prevent You from using the Service or linking to or accessing the website; and/or
- Terminate this Licence with immediate effect.
20.2. If BiP terminates this Agreement or suspends Your account for any of the reasons set forth in this Agreement, BiP shall have no liability or responsibility to You, and BiP will not refund any amounts that You have previously paid.
Intellectual Property Rights
21.1. Subject to the limited rights expressly granted hereunder, BiP and its licensors reserves all rights, title and interest in the Service, including all related intellectual property rights. No rights are granted to You hereunder other than as expressly set forth herein. You acknowledge that the copyright and any other intellectual property rights (including without limitation rights in relation to inventions, patents, utility models, designs rights and registered designs, database rights, and trade marks (unregistered and registered) in and to the information and data, databases, images, content, style, "look and feel" and function of the Service, in whole or in part, is and shall remain at all times owned exclusively by BiP and its licensors, which includes the European Commission.
21.2. You shall not, and shall ensure that Your Users shall not, delete or in any manner alter any copyright, trade mark and other proprietary rights notices of BiP or its licensors which appear on the Service or accompany materials and You shall ensure that such notices are reproduced on all copies (in any form, electronic or otherwise) made by You or any Users of the Service (or any part of the same) or information or data accessed using the Service.
21.3. As between BiP and You, You own all rights, title and interest in and to all of Your Data.
21.4. BiP shall have a royalty free, worldwide, transferable, sub-licensable, irrevocable, perpetual Licence to use or incorporate into the Services any suggestions, enhancement requests, recommendations, or other feedback provided by You, including Users, relating to the operation of the Services.
21.5. If BiP receives a notice alleging that You have engaged in behaviour that infringes BiP's or any other party's intellectual property rights, or reasonably suspects the same, BiP may suspend or terminate Your account without notice to You. If BiP suspends or terminates Your account under this paragraph, it shall have no liability or responsibility to You, including for any amounts that You have previously paid.
22.1. As used herein, Confidential Information means all confidential information disclosed by a party ("Disclosing Party") to the other party ("Receiving Party"), whether orally or in writing, that is designated as confidential or that reasonably should be understood to be confidential given the nature of the information and the circumstances of disclosure. Your Confidential Information shall include Your Data. BiP's Confidential Information shall include the Services. Confidential Information of each party shall include the Terms and Conditions of this Agreement and all Order Forms, as well as business and marketing plans, technology and technical information, product plans and designs, and business processes disclosed by such party.
22.2. Confidential Information (other than Your Data) shall not include any information that:
- Becomes generally known to the public without breach of any obligation owed to the Disclosing Party.
- Was known to the Receiving Party prior to its disclosure by the Disclosing Party without breach of any obligation owed to the Disclosing Party.
- Is received from a third party without breach of any obligation owed to the Disclosing Party.
- Was independently developed by the Receiving Party.
22.3. Except as otherwise permitted in writing by the Disclosing Party:
- The Receiving Party shall use the same degree of care that it uses to protect the confidentiality of its own confidential information of like kind (but in no event less than reasonable care) not to disclose or use any confidential information of the Disclosing Party for any purpose outside the scope of this Agreement; and
- The Receiving Party shall limit access to Confidential Information of the Disclosing Party to those of its employees, contractors and agents who need such access for purposes consistent with this Agreement and who have signed confidentiality agreements with the Receiving Party containing protections no less stringent than those herein.
22.4. Without limiting the above, BiP shall maintain appropriate administrative, physical and technical safeguards for protection of the security, confidentiality and integrity of Your Data. BiP shall not:
- Modify Your Data.
- Disclose Your Data except as compelled by law in accordance with Clause 22.5 (Compelled Disclosure) or as expressly permitted in writing by You; or
- Access Your Data except to provide the Services or prevent or address service or technical problems, or at Your request in connection with Customer Service matters.
22.5. The Receiving Party may disclose Confidential Information of the Disclosing Party if it is compelled by law to do so, provided the Receiving Party gives the Disclosing Party prior notice of such compelled disclosure (to the extent legally permitted) and reasonable assistance, at the Disclosing Party's cost, if the Disclosing Party wishes to contest the disclosure. If the Receiving Party is compelled by law to disclose the Disclosing Party's Confidential Information as part of a civil proceeding to which the Disclosing Party is a part, and the Disclosing Party is not contesting the disclosure, the Disclosing Party will reimburse the Receiving Party for its reasonable cost of compiling and providing secure access to such Confidential Information.
22.6. You shall keep and shall procure that all of Your employees or agents or representatives shall keep secret and confidential both during and after the term of this Licence all information relating in any way to the business affairs, software, computer systems, suppliers, customers, accounts, finances or business methods of BiP or technical information relating to the Service coming into its possession during the period of this Licence and in contemplation of it provided that such information is not:
- in the public domain through no act or default of You or its officers, employees or agents;
- known to You prior to its receipt and at its free disposal.
- received from a third party who owes an obligation of confidence in respect of that information; or
- is not information which You are required by law to disclose to any court or other relevant authority.
22.7. You shall itself and shall procure that all of its employees or agents or representatives use such information only for the purposes of this Licence and for no other purpose whatsoever, and in particular shall not use such information to develop other services which may compete with the Services being provided under this Licence.
Patents and Trademarks
23.1. All trademarks, service marks, trade names, slogans, logos, and other indicia of origin that appear on or in connection with the Service are the property of BiP and/or its affiliates. You may not copy, display or use any of these marks without prior written permission of the relevant owner. The Service and/or portions of the Service may be protected under patent law and may be the subject of issued patents and/or pending patent applications.
Modifications to Service
24.1. BiP reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Service (or any part thereof) with or without notice to You, without any liability to You or to any third party.
24.2. BiP reserves the right to vary the free and paid for content/features of the Service and does not guarantee that the content/features of the Service provided free of charge will remain free of charge and does not guarantee that the content /features of the Service provided subject to payment will remain a paid–for service.
Limited Warranty
25.1. BiP warrants to You that for the term of the Licence:
- the Service will perform with normal use substantially in accordance with the accompanying material;
- the use of the Service by You in accordance with the terms of this Licence will not infringe the copyright or database rights of any third party;
- the use of the Service by You in accordance with the terms of this Licence will not infringe the copyright or database rights of any third party;
- BiP will use its reasonable endeavours to ensure that all information and data made available to You using the Service will be [accurate and up-to-date];
- BiP will use reasonable skill and care in making the Service and the information and data available to You 24 hours each day Monday to Friday (excluding Bank Holidays in England) excluding routine and scheduled maintenance during the subscription period. However, BiP will not be liable if for any reason the Service is not available at any particular time or for any reasonable period;
- BiP will take all reasonable steps to prevent any unauthorised access to all and any commercially sensitive data stored or input by You and Your Users using the Service (except to the extent that any unauthorised access is obtained as a result of the act, omission or negligence of You or any such User). This warranty shall not apply if and to the extent that any breach of warranty has resulted directly or indirectly from:
- Any unauthorised use or modifications to the Service or any information or data accessed using the Service;
- Use of the Service otherwise than in accordance with the terms of this Licence and the accompanying material.
- BiP shall use its reasonable endeavours to issue to You new passwords and other unique identification data or security procedures within one day (Monday to Friday (excluding bank holidays in England)) of receipt of notification from You under Clause 14.1 and 14.3.
25.2. In processing Your or Your Users personal data as part of the Service, the parties acknowledge that BiP is processing such personal data as data processor and shall only process such personal data in accordance with the instructions of You and shall take appropriate technical and organisational measures in respect of against unauthorised or unlawful processing of personal data and against accidental loss or destruction of or damage to such personal data.
No Other Warranties
26.1. BiP and its licensors disclaim all other warranties, representations, guarantees and conditions, express or implied, in each case whether implied by statute statutory or otherwise which are hereby expressly excluded to the extent permitted by law.
26.2. For the avoidance of doubt, neither BiP nor its licensors warrant the quality or accuracy of any information or documentation provided in, resulting from or transmitted using the Service [except to the extent warranted in Clause 25].
26.3. There is no warranty by BiP or any other party or person that the functions contained in the Service will meet Your requirements or that the operation of the Service will be uninterrupted or error free.
26.4. You assume all responsibility for the selection of the Service to achieve Your intended results, and for the installation use and results obtained from it.
End User Remedies
27.1. BiP's entire liability and Your exclusive remedy in the event that a valid claim is made by You to BiP within the terms of the aforesaid warranty shall be, at BiP's option, the repair, reinstatement or replacement of the Service within a reasonable time.
27.2. If any provision of this Licence, not being of a fundamental nature, is held by a court of competent jurisdiction to be illegal, void or unenforceable, it shall be severed and the validity or enforceability of the remainder of this Licence shall not be affected.
27.3. Failure by either party to exercise any right or remedy under this Licence shall not be construed as a bar to or as a waiver of such right or remedy in respect of any future event.
28.1. If a valid claim is made by You to BiP within the terms of the warranty at Clause 25, BiP shall use its best endeavours to repair, upgrade or replace the Service as soon as reasonably practicable without any further liability to You provided always that written notice of such claim is received by BiP within thirty (30) days of the date on which You become aware of circumstances giving rise to such claim.
28.2. Neither BiP nor its licensors shall be liable to You or any third party for any unavailability, delays, inaccuracies, errors or omissions howsoever occasioned or for any non-performance or failure in or defective or delayed performance of the Service except to the extent that the same arises directly from the negligence of BiP or its licensors.
28.3. Without prejudice to the foregoing generality, neither BiP nor its licensors shall be liable to You or any third party for any unavailability, delays, inaccuracies, errors or omissions howsoever occasioned or for any non-performance or failure in or defective or delayed performance of the Service caused by any failure by You to comply with any of its obligations under Clause 12 or caused by any information or data supplied to BiP by any third party.
28.4. Neither BiP nor its licensors shall be liable for any indirect, special or consequential loss, or loss of profits, loss of revenue, loss of business, business stoppage or interruption, computer failure or malfunction, loss of use, contracts, data, management time, anticipated savings or profits, goodwill, reputation or for any economic or financial loss whatsoever and howsoever suffered, whether or not caused by or resulting from its negligence or a breach of its statutory duties or a breach of its obligations under this Licence, even if BiP has been advised of the possibility of such damages.
28.5. In no event shall either party have any liability to the other party for any lost profits or revenues or for any indirect, special, incidental, consequential, cover or punitive damages however cause, whether in contract, tort, or under any other theory of liability, and whether or not the party has been advised of the possibility of such damages. The foregoing disclaimer shall not apply to the extent prohibited by applicable law.
28.6. Neither BiP nor its licensors shall be liable for any indirect, special or consequential loss, loss of profits, loss of revenue, loss of business, loss of use, loss of contracts, loss of anticipated savings or for any indirect economic or financial loss whatsoever and howsoever suffered, even if BiP has been advised of the possibility of such damages.
28.7. Neither BiP nor its licensors shall be liable to You for any total or partial failure, interruption or delay in performance of BiP's obligations under this Licence resulting from any cause arising from or attributable to acts, events or omissions beyond the reasonable control of BiP, including but not limited to act of governmental departments, Act of God, flood, fire, explosion or earthquake, strikes, lock-outs, or industrial disputes, telecommunications or Internet connection faults or failures, or failures of third party information suppliers.
28.8. Neither BiP nor its Licensors shall be responsible or liable for the content of any Data published or transmitted by any User.
28.9. Without limiting the general nature of sections Privacy and No Warranties, BiP is not responsible or liable for:
- Any content, including without limitation, any infringing, inaccurate, obscene, indecent, threatening, offensive, defamatory, tortious, or illegal content; or
- Any third party conduct, transmissions or data.
28.10. Without limiting the general nature of sections Desktop Software and Privacy, BiP is not responsible or liable for:
- Any viruses or other disabling features that affect your access to or use of the software and Services;
- Any incompatibility between the software and Services and other websites, Services, software and hardware;
- Any delays or failures You may experience in initiating, conducting or completing any transmissions or transactions in connection with the software and Services in an accurate or timely manner
- Any loss of User Data, including without limitation, damaged or lost User files, through use of the Service
- Any damages or costs of any type arising out of or in any way connected with your use of any software and Services available from third parties through links
28.11. Subject to Clauses 28.1, 28.2, 28.5, 28.4, 28.4, 23.6 and 28.13, the maximum total aggregate liability of BiP or its licensors under, arising from or in connection with this Licence or the Use of the Service, whether arising in contract, delict (including negligence), quasi-delict or otherwise, shall not exceed £5,000 or ten times the value of the Licence Fee, whichever is the lower.
28.12. You shall be liable to BiP and its licensors for any reasonable costs of any content, information or data entered or instructions received by BiP (whether or not from You) or otherwise or for any loss of any Content, information or data or profits suffered or incurred by BiP [or its licensors] as a result of any breach by You of Clause 14.1 until You shall have notified BiP of the same in accordance with Clause 14.3.
28.13. Notwithstanding the foregoing, nothing in this Licence shall be deemed to exclude, restrict or limit BiP's or its licensors' liability for death or personal injury resulting from its or their negligence or any liability for fraudulent misrepresentation or any other liability which may not lawfully be limited or excluded under applicable law.
28.14. Nothing in this Licence shall exclude or limit BiP's liability for death or personal injury or any other liability that cannot be lawfully excluded under any applicable law.
Privacy and Cookies
29.1. This website uses cookies to store information on your computer. Most of these cookies are essential to make the site work and have already been set. Others help us to improve by giving us some insight into how the site is being used. Our Privacy Policy details the cookies that we set and the information they store.
29.2. By using our site and /or accepting these terms and conditions you are also accepting our Privacy Policy. Our Privacy Policy can be found here.
Changes to the service
30.1. BiP may change the software and service or delete remove features at any time and for any reason.
Force Majeure
31.1. BiP will not be liable for any delay in performing or failure to perform its obligations under this Licence due to any cause outside of BiP's reasonable control. Such delay or failure shall not constitute a breach of this Licence and the time for performance of the affected obligation shall be extended by such period as is reasonable.
Consent to Electronic Communications and Solicitation
32.1. By registering with Delta eSourcing, You understand that BiP may send You communications or data from BiP regarding the Services, including but not limited to:
- Notices about Your use of the Services, including any notices concerning violations of use;
- Updates; and
- Promotional information and materials regarding BiP's products and services, via electronic mail.
32.2. BiP give you the opportunity to opt-out of receiving electronic mail from BiP by following the opt-out instructions provided in the message.
33.1. BiP has several different email addresses for different queries. These and other contact information can be found on the Contact Us link via the Service or via BiP's literature or via BiP's stated telephone, facsimile or mobile telephone numbers.
Law and Jurisdiction
34.1. These Terms and Conditions shall be governed by and construed in accordance with the laws of Scotland and any disputes shall be subject to the jurisdiction of the courts of Scotland, unless otherwise submitted by BIP Solutions Ltd.


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Today's post is by guest author Mary Whitney, University Sustainability Coordinator for Chatham University in Pittsburgh, PA. It was originally offered as a response to an inquiry on GRNSCH-L, a mailing list for college and university sustainability professionals, about how to compile data for Scope 3 emissions for faculty and staff commuting distances and frequency. You can contact Mary at MWhitney At chatham.edu.
Accounting for Scope 3 requires a lot of figuring out what are your institutional "indicators" that can give you a sound figure, even if it is imperfect. I always try to build in assumptions that would result in over-estimating carbon burden.
Over the last 5 years I've refined our commuting report and would be glad to share what we've developed. I still have to figure out how to account for Prius vs. Hummer issues yet though, so I'd be glad of advice on that!
When we've compared it to surveys, it is MORE reliable. We used to have to set up the survey, then all the reminders trying to get enough responses, etc. It was a real pain and took too much time, and it wasn't even very accurate. Then we switched to having people put in their miles when they filled out the parking permit form, but it was wildly inaccurate – people were just guessing.
Here's what we have worked out since:
In order to park a car on campus you have to have a permit, and so we get a list of all permit holders from the transportation office. I have the make/model and the zipcode for each person. I correlate that with a report from HR that tells me if they're faculty or staff, 12-month or 9-month, full or part time, and another from the registrar with students full or part time.
We then assume that full time is every day, 5 days a week. This is often NOT the case, but this way we won't undercount trips. Part-time is considered to be 3 days a week, although again, it is often less. This assumes you're here for a MWF schedule, even though many people are only doing T/TH. I can't tell, but again, the assumption is that it's more trips, not less. Faculty and students are counted for 36 weeks, staff work 49.
In cases where someone is part-time but attends every day, I would undercount, but so far I haven't found many. It would be technically possible, I suppose, to cross-tab that with more registrar data, but that would be too burdensome, and I've made the decision not to do that. I figure that that possibility will be evened out by the person that is counted as full-time but does one marathon day of classes, 9-9pm. So afar I've found one of each of those extremes, so it seems a fair way to calculate.
Then I use a site that lets me set a radius from a zipcode. I saved a list of all zipcodes in various radii from the campus. We do every mile up to 25 miles, then jump to 30, then up to 50. I calculated them at www.freemaptools.com/find-zip-codes-inside-radius.htm.
We tested the zipcode radius with many people's real mileage, and it was surprisingly (and happily) very close! As a way to get a good number without putting a mileage recorder on their car, it works well. We always include the summer campers, using registration data from the camp. I assume that kids living over 50 miles are actually staying with Grandma nearby, calculated at 5 miles away, and we assume that anyone living less than 1/2 mile is driving, although in reality most of the people that live that close walk to camp each day, as we discovered! Again, overestimating so we don't underestimate.
Then I have a spreadsheet calculate the whole mess. For example, Zipcode 11111 is 6 miles away, Jane Doe lives in 11111 , works full-time as staff on a 12-month contract. 6×2 for each day, x5 days a week, x 49 weeks = 2940 miles per year. Believe it or not, it is actually simple once you get the basic spreadsheet set up. The zipcode distances auto-populate, and so does a code for FT, PT, etc.
I do a similar thing with students and faculty who do not have parking permits, with the assumption that they are taking the bus, unless they are on the bike commuter list that get the tax credit.
If someone is getting dropped off by car and never has a permit, I cannot account for that, but they are at least captured somewhat in the bus calculations. There are also people who I KNOW walk to campus every day, but I calculate them as at least bus commuters, figuring it helps even out and reduce undercounting carbon impact. Not perfect, but everyone gets counted somewhere a little.


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