text:
Company-provided health insurance, one of the largest costs of U.S. businesses and households alike, rose 9% over the past year despite the sluggish economy, according to a new study released on Sept. 27.
The average cost for employer-provided family health care insurance has hit $15,073 a year, a burden that has more and more companies dropping coverage for employees, according to the Kaiser Family Foundation's annual study of health insurance costs.
Just one to two percentage points of the nine percent increase can be blamed on the Obama administration's sweeping 2010 health care reform act, which increased insurance coverage for preventive medical services and allowed families to keep grown children under 26 on their health plans, according to Kaiser.
In fact, the study pointed out, over 10 years the cost of health insurance provided by an employer has risen 113%, compared to national wages just 34% higher on average, and inflation of 27%.
The employer contribution to insurance costs is more than double that of employees, but worker contributions are increasing faster, and rose 131% in the 10 years to 2011, the study showed.
Moreover, the study also said that more companies and employees were agreeing to higher deductibles -- the portion the insured person or family must pay toward medical treatment before insurance covers the bill -- to cap premium increases.
In 2011 only 59% of small firms -- those with fewer than 200 employees -- were offering health benefits, compared to 67 % in 2001, Kaiser said.
But 99% of firms with more than 200 workers continued to provide health benefits.
"Critics of the national health reform law passed in 2010 like to blame everything but the weather on 'Obamacare,' but... regardless of how you feel about the Affordable Care Act, its effect on premiums this year is modest," said Drew Altman, Kaiser Family Foundation chief executive.
"While the conventional wisdom is that private insurance does a better job of controlling costs, the opposite is true."
White House deputy chief of staff Nancy-Ann DeParle called the Kaiser report "a look backwards" and argued that the increase in health insurance premiums is expected to slow sharply in the next year.
Writing on the White House website blog, she said the sharp increase came as insurers made assumptions in 2009 that medical care costs would spike upward and that President Barack Obama's Affordable Care Act would add to insurer costs.
"In the end, both assumptions were wrong -- but insurance companies still charged high premiums and earned impressive profits," she said.
"Key Affordable Care Act policies are starting to take effect that make insurance more affordable," she said.
Copyright Agence France-Presse, 2011


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Any exerciser worth their salt knows the importance of core training. Strong abdominal muscles are key to maximizing strength and stability, maintaining mobility and reducing the risk of injury. But while most of us recognize the importance of core training, you only have to scan your eyes across the gym floor to see that many exercisers could be doing a much better job of it.
So, what's the optimal way to train your core?
A few years back Dr Jinger Gottschall and the team at Penn State University set out to explore which ab exercises elicit the greatest muscle activation – and therefore maximize functional gains and peak performance. The study compared the effectiveness of common ab exercises (which typically use one or two muscles and create a relatively small movement) with integrated ab exercises. Integrated ab exercises use the same muscles as traditional isolation exercises but they also work in conjunction with other muscles of the core as well as the arms and legs.
It's clear that integrated ab exercises are the way to go.
The research showed that the activation of abdominal and lumbar muscles is greatest during exercises that also require deltoid and gluteal recruitment, these are integrated exercises. The research also highlighted the specific exercises that are proven to be more effective.
The three best core exercises
A hover with hand reach is the ultimate way to work your lower abdominals. Compared with a traditional crunch, this move increases rectus abdominis activation by 20 per cent.
A cross over mountain climber proves to be extremely effective when it comes to working your upper abdominals. Compared with a traditional hover, the cross over mountain climber increases rectus abdominis activation by 10 per cent and external oblique activation by 20 per cent.
A side hover is the ideal way to work the oblique muscles. The side hover provides 25 per cent more oblique activation than the oblique crunch.
How often and when should you work your abs?
According to ACSM (American College of Sports Medicine) guidelines healthy adults should aim to complete a strength training routine that incorporates core exercises twice a week.
It's best to focus on ab training at the end of your workout. If you fatigue your core and then do further exercise that requires activation of your stabilizing core muscles (which is almost any type of exercise) not only do you risk injury, it's likely that the exercise you do after your core training could be less effective.
Rather than tack on some core exercises after a cardio or strength session, opting for weekly core workout is another great option. In a 30-minute CXWORX™ workout you can strengthen your core as you hone in on the torso and sling muscles that connect your upper and lower body, tightening your tummy and butt.
How to maximize the effectiveness of ab exercise
When it comes to getting the most from any training, fatigue is key – as it's reaching fatigue that generates the greatest amount of muscle change. When doing integrated exercises, like the hover and plank you are able to reach fatigue faster because they are recruiting lots of different muscles.
Most integrated ab exercises can be modified in intensity to suit different levels. For example a hover on your knees, a hover, and hover with a hand reach are essentially the same move, but the different variations provide challenge for different levels of ability. A good personal trainer or instructor will be able to coach you through the option that will provide challenge without jeopardizing technique.
So, how do I get a six pack?
Core training is undoubtedly a good thing, but smashing out sets of ab exercises doesn't automatically lead to a chiseled six pack. The secret to a well-defined mid-section is ridding the awful abdominal fat that many of us have covering our six packs – and you can't do that by following the spot reduction theory.
"When it comes to fat, spot reduction just doesn't work," says Bryce Hastings, Les Mills' Head of Research. "You need to focus on overall energy expenditure if you really want to burn fat." He adds that, while there are numerous ways to expend energy and burn fat recent research shows that specific forms of high-intensity interval training can be superior, particularly when it comes to stubborn stomach fat.
Rid your mid of any excess fat and you won't just enjoy the aesthetic benefits. Too much fat around your middle really can wreak havoc with your health. Diabetes, metabolic syndrome, heart disease and hypertension have all been linked to excess abdominal fat – so cutting excess fat from your core really is critical.

subset: commoncrawl


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I was asked recently to be in the spring issue of M/I/S/C, a gorgeous magazine featuring art and design and filled cover to cover with inspiration. Each issue has a theme - I am in the "Insight" edition. I spend most days feeling insane rather than insightful, but I was thrilled to be asked and more than happy to take part. It also happens to coincide perfectly with my decision to rehang my shingle and go back to work as an illustrator.
This issue will hit stands the week of March 1st - go get one or three, not (just) because you really love me, but because you really really love art. xo


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Is SONGS haunting energy's past, present, and future?
Earlier this year, Southern California Edison (SCE) permanently retired the San Onofre Nuclear Generating Station (SONGS) after forty years of operation in San Diego County, appearing to put the large-scale power plant firmly in the past. However, much like Ebenezer Scrooge, California is grappling with the specter of SONGS' past – which may haunt our present and future.
The story of SONGS is not unique to California. As of the end of 2012, 28 nuclear power plants were shut down in the United States – and many more will face the same fate in the near future, as they reach the end of their design life. Thus, a transition to renewables and incentivizing reduced demand – and a refusal to be tied to fossil fuels – is an issue of national importance.
The closure of SONGS has left California at an important crossroads: Continue to lean on fossil fuel energy and build additional combustion power plants – like Marley's ghost chained to the past – or start shaping the future by using the clean solutions that are available today.
In a brief filed in a California Public Utilities Commission proceeding, EDF explained that California has time to develop environmentally superior resources, which California has dubbed "preferred resources," and should do so before investing more resources in highly polluting fossil fuels:
- Demand Response
Demand response (DR) and time-of-use (TOU) rate programs offer incentives to customers who reduce their energy usage when there is a high system-wide demand, which requires the use of more expensive and inefficient peaking power plants.
These programs have a tremendous potential to impact necessary demand: If 50% of SCE's customers participated, energy demand would be reduced by two-thirds of the capacity SONGS provided. As a bonus, those customers would also collectively see cost savings of $357 million, a 15% decrease.
- Energy Efficiency
Energy efficiency measures result in huge energy and cost savings. For example, in 2010 and 2011 CPUC energy efficiency programs saw energy savings that were enough to power more than 600,000 households and offset 1,069 megawatts (MW) of electric capacity – equal to the output of 3 large power plants.
- Renewables
California currently has 10,700 MW of wind and solar power connected to the CAISO grid, with plans to add 8,000 more MW by 2020. For reference, consider that SONGS had the capacity to produce 2,200 MW of electricity.
- Storage
The CPUC is already starting to put increased focus on energy storage, to good effect. Continuing to emphasize the importance of storage could transition California from needing to rely on traditional energy sources at any time of the day.
In a talk on December 2, Commissioner Andrew McAllister of the California Energy Commission stated that the closure of SONGS "is an opportunity to see what's possible." We agree: rather than be haunted by the specter of SONGS, California should take this opportunity to innovate and work to fill any gap in production with preferred resources first.
In this way, the state can serve as a template for how other parts of the country could use current, clean resources to create jobs, lower prices for consumers, and improve air quality through reduced emissions. Additional combustion power plants? Bah, humbug!


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Turn your bedroom into a luxurious pad with our Soho Bed Frame. Constructed with a sturdy steel frame reinforced with metal bars and heavy-duty connectors, the bed frame is also padded with high density foam and upholstered in breathable non-woven premium linen fabric for a soft and comfortable touch. The bed frame features a wooden arched slatted base that helps to distribute weight evenly across the frame and a centre support strut to provide added stability to the overall structure. Of particular interest too is the tufted headboard that really gives the bed frame a designer-class status. Simply oozing with elegance and sophistication in every detail.
Premium linen fabric
Padded with high density foam
Tufted headboard
Breathable non-woven fabric
Sturdy steel frame
Strong plastic side legs
Solid wooden slat base
Heavy duty metal connectors
Reinforced construction with steel bars
Floor Protectors
Adjustable centre support beam
Smart assembly
Material: Polyester
Fits standard King Single sized mattress: 203cm x 107cm
Overall dimensions: 215cm x 114cm x 90cm
Refer to gallery for further dimensions
Colour: Grey
Package Content
1 x Artiss Bed Frame
1 x Assemble Manual


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TechRadar Verdict
This screen performs well and looks good, making it a good choice for a home entertainment setup
- +
Nice stylish design
- +
Bright and colourful
- -
Slight tinge to whites
- -
Stiff tilt function
Why you can trust TechRadar
The Packard Bell Viseo 230WS is a 23-inch monitor with a glossy black finish and minimalist look that is popular with HDTV manufacturers right now, so the monitor won't look out of place in a modern living room.
The bezel is relatively small and the overall footprint of the Viseo is slim. Setting up the monitor is incredibly easy, as the stand simply slots into place.
The power button is located on the underside of the monitor under the Packard Bell brand name. When you switch it on, a white LED light shines down.
Menu controls are discreetly marked on the bezel and you'll find the hardware buttons on the underside of the screen. The connections can be found on the base of the monitor and are kept to a minimum, with only a DVI and standard D-sub port for hooking up to your laptop. The only other connection is a 3.5mm audio socket.
The stand is fixed, so you won't be able to raise the screen. However, there is a tilt mode so you can pitch the screen up. We did find this extremely stiff to use though and would suggest investing in a monitor stand to help raise it up.
Bright panel
The screen is incredibly bright with a brightness rating of 300cd/m², which is very much in keeping with the industry standard. The contrast ratio of the screen proved acceptable and it offered a good colour range.
However, we did find the whites to have a slight tinge to them, which showed up when in document mode.
You'll appreciate the 1920 x 1080-pixel resolution when running movies, as it means you'll be able to run Full HD content in native mode. We found movies looked great on this screen.
The Packard Bell Viseo 230WS offers real value for money. In terms of connections and features, this is very much an entry-level monitor, but we found it worked well and images looked pleasing sharp.
Follow TechRadar Reviews on Twitter: http://twitter.com/techradarreview


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Today is Constitution Day in the United States.
It seems appropriate to remember especially this day the 10th Amendment to the Constitution:
The powers not delegated to the United States by the Constitution, nor prohibited by it to the States, are reserved to the States respectively, or to the people.
What a wonderful expression of federalism, a component feature of which is the concept of subsidiarity, or rather, coordinated and variegated sovereignty. Lord Acton said that federalism "is the best curb on democracy. [It] assigns limited powers to the central government. Thereby all power is limited. It excludes absolute power of the majority." He also noted that federalism is "is coordination instead of subordination; association instead of hierarchical order; independent forces curbing each other; balance, therefore, liberty."
I'm not greatly familiar with them, but it might be worth checking out the Tenth Amendment Center today. There's more background on the Bill of Rights at the Stand to Reason blog today.


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Classic – Havanna Oak Natural w/ Saw Cuts
Quick-Step Classic is more than just a laminate floor.
In this range you will find a combination of relationships between colour and style and a natural look and feel. The Bleached White Teak is a star in its own right with its modern look that will excite and impress. This designer colour on offer will create an unforgettable impression in any traditional or contemporary living space. With scratch guard technology, it will also keep up with daily challenges of living. It is simply smart and beautiful flooring.
Length: 120mm | Width: 19 mm | Height: 8 mm
Product Detailas
- Brand Quick-Step Classic
- Colour Neutral
- Wood Species Oak
- Surface Finish Matt Finish
- Surface Texture Smooth
- Thickness 8mm
- Size Standard Plank
- Dimensions 120 X 19 (cm)
- Board per pack 7
- Pack Size 1.596 m²
- Pack Weight 12.54 kg
- Style 1 Strip
- Edging Square Edge
- AC Rating AC4
- Impact Resistance IC2
- Installation Method Floating
- System Uniclic
- Domestic Warranty 25 Year Wear / Lifetime Structural
- Product Code CLM1656
Brochure & Certificates
- AUS-Quick-Step-Laminate-brochure-210x297LR
- Quick-Step Find Your Dream Floor Brochure
- Quick-Step Interior Colour Brochure
- Quick-Step Laminate CE Conformity Declaration
- Quick-Step Laminate EPH Certificate
- Quick-Step Laminate Fire Rating
- Quick-Step Laminate Installation Instructions
- Quick-Step Laminate Maintenance
- Quick-Step Laminate Slip Rating
- Quick-Step Laminate Warranty
- Quick-Step Step-by-Step Brochure
- Quick-Step Style Guide Brochure
All Quick-Step laminate floors are sold with a 25 year residential wear warranty from the date of purchase. This warranty covers wear through of the surface of the floor (show through of the HDF core) in an single area greater than 1cm² within 25 years.
Quick-Step Laminate floors are fitted with an ultra-protective 'Scratch Guard' layer, allowing you to enjoy your new floor for years to come. Thanks to 'Scratch Guard' Quick-Step floors are up to 10 x more resistant to micro scratches than floors without Scratch Guard.
Quick-Step is much more than just floors. For every floor we offer, you can find a full collection of accessories, including underlays, finishing profiles and skirting boards that perfectly match the colour of your floor.
Installing a Quick-Step laminate floor is a breeze thanks to the patented Uniclic click systems. It allows you to quickly and easily install your Quick-Step floor without damaging the planks. You can even re-fit your floor afterwards.
Quick-Step laminate floors have a water-resistant glued base plate along with a unique, 'pretensioned' click system. As a result, they offer excellent protection against surface moisture, such as spilled drinks, for example.
Every Quick-Step floor has been given a unique, permanent anti-static treatment, putting an end to annoying electrostatic discharges. As a result, your floor will attract significantly less dust. This technology has been patented by Quick-Step.
With Quick-Step you are bringing an environmentally friendly floor into your home. The PEFC certification guarantees that all the wood used to manufacture their HDF core boards is sourced from sustainably managed forests. In addition, Quick-Step also obtained the EPD.
Quick-step, is a market leader in quality floating floor products. They were the first manufacturer to use a click-lock joint system (Uniclic) which revolutionised the market, today they remain at the forefront of flooring technology with numerous innovations. Quick-Step are just as obsessive over the visual design of their products with an enormous selection of stylish creations. Leading innovation in performance, convenience and aesthetics.
Board Type
Laminate flooring is a modern, convenient and robust floating floor system that mimics the charm of nature with a realistic imitation timber décor.
• Highly scratch resistant Melamine resin coating
• Coating impregnates a printed imitation timber décor and is realistically textured
• A microbevel safeguards against premature edge wear while giving contrast to each plank
• Core is strong, high quality HDF giving superior stability
• Click-lock joint system on all sides
• Most packs have a few 'nested lengths' which are shorter pieces designed to randomise the laying pattern
Installation Summary
Laminate floorboards are typically suitable for floating with underlay on a flat, dry, waterproofed and structural subfloor such as plywood, particleboard, existing timber floorboards or concrete slabs. They come pre-finished with a click-lock joint system and are designed to be DIY friendly for most normal dwellings. NEVER INSTALL LAMINATE IN WET AREAS (BATHROOM / LAUNDRY) OR OUTDOORS. If you are unsure about installation, we encourage you to contact us with questions.
Laminates consist of a HDF core which is made from pulped wood. This makes HDF a truly renewable resource, a mature tree is harvested, a young tree grows in its place and a few decades later is ready for harvesting again. Material is sourced from plantations or regrowth forests and is often recovery from the timber industry, reclaiming material from an already ultra-sustainable industry. Forests are carefully, conservatively managed to ensure a responsible amount of wood is harvested. HDF uses a relatively small amount of energy during processing compared to other building materials like metals and concrete, the HDF itself is a carbon storer.


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And in a hot tub.
In New Zealand.
As much as we'd enjoy those wonders, we realize we haven't placed many items on our BL. There are all kinds of internet sites available to help us expand our list (and yours, if you're so inclined), including a few that will tell you specifically what you should do – such as this one, which offers 101 Things To Do Before You Die.
The 101 Things team created a fairly basic Bucket List, especially if you've already made it past your twenties. Between us, the Renee Harrell has done at least 63 of the items and possibly more, depending on how the author cared to define things. We bet you've done a bunch, too. Run barefoot? Experience a sunset? Not too tough to check those challenges off anyone's wish list.
The 101 Things team does toss in a couple of goodies that are going to be big league challenges for almost any of us. Personally, we doubt that we'll "gain enlightenment" or "have an out-of-body experience" during either of our lifetimes. It's not that we wouldn't like achieving either of these goals, it's just that those particular goals are very subjective and possibly outside of our skill set. Besides, we think there's a chance that eating dark chocolate-dipped Peeps will help us gain enlightenment so why not go for the tasty treat?
You doubt us but, oh, we too briefly tasted those dark chocolate wonders. Not naked, or in a hot tub, or while visiting New Zealand, but still.
Then there are those items the 101 Things team suggested that instantly fell onto our Phucket List. Oh, you know the Phucket List. It's what we call, 101 Things To Avoid Doing Before We Die. Those are the activities, events, or random bits of insanity that, no matter how much other people say they intend to try them, we will never, ever do because – unlike these other people – we are willing and eager to embrace our limitations.
At the top of our Phucket List? Eating fugu. In an article headlined, Fugu: the fish more poisonous than cyanide, BBC.com says, The Japanese delicacy fugu, or blowfish, is so poisonous that the smallest mistake in its preparation could be fatal. The same article says the meal is awfully expensive and, if you manage not to die while eating it, you'll discover your fishy entree tastes like chicken.
We've already eaten chicken. We discovered we like chicken. Do you know what we tell people? It tastes just like fugu, but without the death.
So tetrodotoxin poisoning is #1 on our list. The second item is climbing Mount Everest, and for good reason. After all, one patch of the mountain is called "the Death Zone" because so many people die there. Then we discovered, there's all kinds of paperwork and training involved before you can go, the trip can cost over $100,000 dollars, and vomiting and diarrhea are two of the symptoms that await the brave explorers. It's not for us, thank you. Besides, any adventure that requires the use of a pee funnel is an adventure we won't be having.
As far as adventures we are having? Babelcube continues to do its best to find us new readers, while not actually sending us any royalties. After Things Went Bad will have been translated into German by the end of the week and, yesterday, we received a new offer to have those same stories translated into Italian. We regretfully passed on seeing Frankenstein, P.I., in Spanish. We've gone through the first pass on a new audio book for one of our novellas, remembering (a little too late) how much work was involved in editing an audio book. Our fantasy novel will launch on April 8th under a new pen name…and the cover is so good, we almost posted it with this blog. At the last minute, we pulled it and posted – well, whatever it is we've stuck in the upper left hand corner. As we write this, we're not exactly sure what's going there.
Maybe we'll do a reveal of the fantasy book next month. Probably we won't. After all, it's not much of a pen name if everyone knows it, is it?
Reading: Ozma of Oz. Written by Eric Shanower, based on L. Frank Baum's original story, and illustrated by Skottie Young. The illustrations alone are more than worth it.
Watching: We grew excited when we saw that Redbox had A DVD available with the title, Frankenstein vs The Mummy. At that instant, we knew exactly how we were going to spend the upcoming evening -- until a reviewer popped up, warning potential viewers (*spoiler*) there's very little Frankenstein versus Mummy action at all. It seems like such a cheat, doesn't it? Happily, a friend recommended the 8-episode Broadchurch Season One series, over on Netflix, allowing us to enjoy our popcorn, after all. The acting is terrific and the story is gripping. While the story is sadly lacking in both Frankenstein and any Mummies so far, you never know about the Brits. We're only on Ep 5 and still have hope.


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If you live in a college town, you might have noticed that campus coffee shops are still buzzing late into the evening.
And that makes sense. New survey data from the NPD group, which tracks trends in what Americans eat and drink, finds that 18- to 24-year-olds are turning to coffee, rather than caffeinated sodas, as their pick-me-up of choice.
In 2002, about 25 percent of 18- to 24-year-olds reported drinking coffee sometime within a two-week period. But by 2012, the percentage of young adults drinking coffee in that same time frame hit 39 percent.
"It's an explosive growth in the consumption of coffee," says Harry Balzer of the NPD Group.
For evidence of this trend, I hit a coffee shop near the campus of George Washington University, which is just a Metro-ride away from NPR headquarters here in D.C. In midafternoon, I found a packed house.
"This is nothing for two o'clock in the afternoon," senior Arturo Lichaucho tells me. Often times, the line is out the door and around the block, he explained, and lots of students hit the coffee shop before hitting the books in the late afternoon.
The students I chatted with gave lots of reasons for a steady coffee habit, including increasing demands on their time that lead to less sleep, and the 24/7 culture of overstimulation. And why not drink more coffee?
Recent studies link coffee consumption to a range of good health effects, including decreased risk of dementia and decreased risk of depression among women.
But experts say there is one downside that's often overlooked: Coffee consumption can get in the way of a good night's sleep.
"Our data has shown that a brewed coffee contains much more caffeine than a cold cola beverage" saysBruce Goldberger, a toxicologist at the University of Florida.
The Center for Science in the Public Interest took a look at several popular items and analyzed their caffeine content. It found that a 12-ounce cup of coffee from Starbucks contains about 260 milligrams of caffeine, which is about five times more than a 12-ounce can of Diet Coke.
The caffeine content of coffee varies widely. McDonald's coffee, for instance, has about 100 mg for a similar-size serving, which is significantly less than Starbucks. And Dunkin' Donuts coffee is somewhere in the middle. For more comparisons, see their caffeine content chart.
When adolescents and young adults are habituating to the effects of caffeine, it's easy for them to overdo it. And often, even adults with lots of experience drinking coffee don't necessarily connect sleep problems to caffeine consumption.
"There are absolutely negative implications," explains Amy Wolfson of the College of the Holy Cross in Massachusetts, who has studied how caffeine influences sleep among adolescents.
For instance, studies have linked high caffeine use to decreased REM sleep.
"We know that REM sleep is needed and has positive implications for memory consolidation and learning," says Wolfson. And if college students are getting too little sleep, or poorer quality sleep, Wolfson says, it's likely to have negative implications for academic performance.
So what's the smartest way to consume coffee for the boost but without the bust of a good night's sleep?
Pay attention to how much you drink, and when you drink it.
Consider this: The half-life of caffeine in the body can range from 2 1/2 hours to 12 hours. Because of genetic differences, some of us metabolize caffeine much more quickly than others.
But Goldberger says the typical half-life is probably about five hours, which means caffeine typically stays in the body for about 10 hours — or longer. (Technically, he says it takes up to five half-lives to rid the body completely of a drug.)
"If someone has a cup of coffee at 7 p.m., the caffeine that they've ingested is still in the body affecting the central nervous system when they're going to bed," says Goldberger.
So as a rule of thumb, if you want to go to sleep by midnight — and stay asleep — it's probably best not to drink coffee after 2 p.m.
Copyright 2021 NPR. To see more, visit https://www.npr.org.


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When I met her, she was high and barely conscious of the screaming two year old beside her. The dirty apartment, spare of furniture and barely lit, housed eight children and one adult. Two of the children, eight and ten year old girls, wanted me to meet their mother. They lived around the corner from my inner-city Washington, DC apartment and after helping me with my groceries one night, the girls became my constant companions.
Their mother's addiction, chronic unemployment, irresponsibility (only two of the children shared a father), and apathy admittedly angered me. Taxpayers paid for her housing, food stamps, welfare checks, and other benefits, leaving her to languish obese and drugged while others worked. Worse, her poor choices impoverished the childhoods of her precious girls.
Only later in life did I begin to see the full tragedy of the situation and I could direct my anger toward its proper target—the politicians that created the situation. You see, when their mom—we'll call her Shirley—was a child, she didn't dream of becoming a welfare mom. She didn't see herself living in a dirty house with fatherless children, living off others and seeking relief from a crack pipe. Shirley once dreamt of a bright future. It wasn't just a series of poor choices that destroyed those dreams; Shirley had help. Under the guise of compassion, the government enabled that road to nowhere.
Ironically, the politicians complicit in her demise are living out their own dreams. They have the big home, the successful career, the supportive spouse, the happy children, and of course, the power and prestige of winning elected office. Even the bureaucrats who cut the welfare checks have the dignity that comes from holding a job, an earned paycheck, and the satisfaction of providing for a family. The same cannot be said for welfare recipients.
Senator Daniel Patrick Moynihan, a Democrat, once said, "It cannot too often be stated that the issue of welfare is not what it costs those who provide it, but what it costs those who receive it."
The true cost of welfare appears lost on President Obama. Before the election, he weakened the work requirements for welfare recipients. Last week he scolded reformers in his inaugural speech. Entitlements, he said, "[D]o not make us a nation of takers." He appeared to be calling out by name American Enterprise Institute's Nicolas Eberstadt whose recently published book, A Nation of Takers: America's Entitlement Epidemic, bears that exact phrase.
Eberstadt's book chronicles the rise of government programs that now pay out some $2.3 trillion annually. Half of all Americans receive a government benefit and more than a third receive a means-tested benefit like food stamps, housing, or welfare checks. The short book is worth reading as is his Wall Street Journal article responding to the President's inaugural baiting. (You can also listen to my radio interview of Eberstadt.) Eberstadt writes, "The moral hazard embedded in the explosion of social-welfare programs is plain. Transfers funded by other people's money tend to foster a pernicious 'something for nothing' mentality…"
I've seen with my own eyes how the pernicious mentality destroys initiative, self-respect, and even a mother's instincts to care for her own children. The cost far surpasses the $2.3 trillion cited by Eberstadt, for you cannot put a price on a child's life.


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The third in our series of DiScover New Music podcasts, hosted by Sean Adams and Colin Roberts.
A delicious mix of bleeding edge new tracks and a couple of relatively unknown favourites from recent times. The Chap, Jonquil and Dananananakroyd hit the new music buttons with delicious aplomb, whilst the dubstep drama of Skream is showcased perfectly at the end.
We add a couple of contemporary favourites with The Cribs and Islands and complete the line up with Xtra Mile's ace north-eastern spikeniks, Dartz!.
Click here to subscribe in iTunes
Right click here to download the show
The Chap - I Got Flattened by a Pig Farmer
Dartz! - St. Petersburg
Dananananakroyd - Totally Bone
Islands - Rough Gem
The Cribs - Mirror Kissers
Jonquil - Rings
Skream - Midnight Request Line


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Ben Stiller and the his magical friends and new ones are back in the third and final instalment of "Night at the Museum" franchise, "Night at the Museum: Secret of the Tomb." The adventure begins when Larry Daley (Ben Stiller) discovers that the iconic historical heroes, seems to be out of control – fighting, brandishing guns and causing chaos at the Museum of Natural History, where Larry runs the extraordinary 'Night Program' and must find a way to keep the magic alive.
"Taken 3" will prove that Brian Mills is up to the task and better than anyone there will ever be in protecting his family with his particular set of skills as ex-covert agent in this third instalment of the hugely successful action franchise. In the movie, the game has changed and the stakes at its highest, Mills is a fugitive on the run, after being framed for a murder and is hell-bent to uncover the group behind the killing.
Michael Keaton puts on his winning cape in the highly-acclaimed "Birdman" (or "The Unexpected Virtue of Ignorance") along with an ensemble of an impressive cast including Edward Norton, Zach Galifianakis, Amy Ryan, Naomi Watts, Andrea Riseborough and Emma Stone. Keaton plays Riggan Thomas, a washed up actor who refused an offer to play the fourth time to reprise his role in the highly successful "Birdman" movies. Instead, he tries to reinvent himself by writing and directing a stage play that would push him further as an actor.
Academy-Award winner Reese Witherspoon stars in "Wild," an adaptation of the biographical book (of the same title) by Cheryl Strayed that reached number one on the New York Times Best Seller List. The book likewise was the first featured reading material in Oprah's Book Club 2.0 where Witherspoon plays Cheryl Strayed who decided to take on a journey to self-discovery by trekking a 1,100 mile lone hike to put her life back together again.
Taking the audience into the depths of thrills in the espionage game, "Kingsman: The Secret Service" introduces a team of newly-trained spy recruits who battle a twisted genius, based upon the acclaimed comic book by Mark Millar and Dave Gibbons starring Colin Firth, Samuel L. Jackson, Michael Caine, Mark Strong, Sophie Cookson and Taron Egerton.
While in "Spy," the world's most covert of spies have been injured and exposed where the only remaining choice to save the world is an unassuming unsung desk analyst within the undercover organization directed by Paul Feig starring Melissa McCarthy, Jude Law, Jason Statham, Allison Janney and Rose Byrne.
A supernatural team in "B.O.O. (Bureau of Otherworldly Operations)" comes to the rescue dedicated to protect humans from evil hauntings, the agents of B.O.O. have a secret weapon: they are ghosts themselves! When newbie agents Jackson Moss and his odd-ball partner Watts uncover a plot to destroy B.O.O. by the agency's Most Wanted Haunter, they must use every trick in their arsenal to defeat his powerful ghost army and save Earth from a ghostly fate.
Vince Vaughn, Dave Franco and Tm Wilkinson work hard to play hard in "Unfinished Business," – where the three travel to Europe for the deal of their lives and keep on getting tangled in a series of unfortunate hilarious events that will make or break their budding business venture.
2012's box-office surprise hit "Best Exotic Marigold Hotel's" sequel "Second Best Exotic Marigold Hotel" is about to charm the second time around where Dame Judi Dench, Dame Maggie Smith, Bill Nighy and Dev Patel reprise their roles. Joining the sequel is Richard Gere where we see the famed hotel is now expanding into a chain.
Four-time Emmy-winner Jim Parsons ("The Big Bang Theory"), Rianna and Jennifer Lopez lend vocal star power in DreamWorks Animation's delightful family film "Home." Parsons star as the voice of a purple alien called Oh and meets Tip (Rianna) on his attempt to hide from the rest of his species. Lopez stars as Tip's mother, Lucy. Both on the run, Oh and Tip embark on a thrilling road trip to save the earth.
Based on Nicholas Sparks' bestselling novel, "The Longest Ride" tracks a 91-year-old man trapped in a car crash who reflects on his life with his deceased wife as a young couple fall in love a few miles away. In his first major leading role, Scott Eastwood will play Luke Collins, whose love affair with college senior Sophia Danko plays out as the youthful half of the romantic saga.
Based on Thomas Hardy's 1874 novel of the same title, "Far From the Madding Crowd" stars Carey Mulligan as Bathsheba Everdene – an independent, beautiful and single-minded woman who attracts three distinct suitors. This timeless story of Bathsheba's choices and passions explore the nature of relationships and love in the midst of hardships.
The most horrifying horror movie of the 80's is back for another haunting in the reimagining and contemporizing of "Poltergeist" in 3D. Legendary filmmaker Sam Raimi and director Gil Kenan team up to bring the horror classic about a family whose home is invaded by very angry evil spirits. When the terrifying apparitions escalate their attacks and take the youngest daughter, the family must come together to rescue her.
"The Fantastic Four" reboot is the contemporary re-imagining of Marvel's original and longest-running superhero team. The movie is about four young outsiders who teleport to an alternate and dangerous universe, which alters their physical form in shocking ways. Their lives irrevocably upended, the team must learn to harness their daunting new abilities and work together to save Earth from a former friend turned enemy.
At the heels of the highly successful adaptation of John Green's "The Fault In Our Stars," Green's "Paper Towns" has also been adapted to film starring Nat Wolff about a geeky high school senior's search for the most popular girl who disappeared on the eve of their graduation.
"Hitman: Agent 47" is based on the top-selling and award-winning videogame franchise "Agent 47". An all-new motion picture about an elite and genetically engineered assassin, known only by the last two digits – 47 – of a barcode tattooed on the back of his neck. His latest target is a young woman on the run from powerful and clandestine forces. The mission brings startling revelations about the lethal agent and his prey, hurtling them on a collision course with their pasts. And this time, his number may be up.
The second book of "The Maze Runner" series by James Dashner, "The Scorch Trials" has also been adapted on the big screen following the successful release of the first movie and will continue where the first one left off. This time, after the Gladers have escaped the Maze, they now face a new set of games out in the world ravaged by flares and diseases.
Daniel Radcliffe and James McAvoy star in "Victor Frankenstein," based on Igor's (hunchback assistant of Dr. Frankenstein) perspective – of his dark origins, his redemptive friendship with young medical student Victor Von Frankenstein and how Frankenstein, the legend we know today came to be.
Snoopy, the world's most lovable beagle – and flying ace – embarks upon his greatest mission as he takes to the skies to pursue his arch-nemesis The Red Baron, while his best pal, Charlie Brown, begins his own epic quest in "Peanuts Movie" (3D).
Andy Weir's phenomenal self-published book, "The Martian" also leaps from pages to screen. Directed by Ridley Scott, the movie is about an outer space adventure starring Matt Damon, Jessica Chastain, Kate Mara, Jeff Daniels, Sean Bean and Kristen Wiig that follows the story of astronaut Mark Watney, one of the first people on Mars. He is left behind by his crewmates after a dust storm tears through the area and has to find a way to survive being stranded on the Red Planet.
I'm sure you're as excited as we are! See you at the movies!
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Renaissance Apparel Limited Edition War Necktie
Jazz up your everyday office look with a cool tie, make a statement at the next costume party with a funny tie or simply put a spin on your next tie gift. Made of 100% polyester, it is ready for a vibrant color print and offers a silky finish and a keeper loop for holding tie tail. Whether you want to be silly, personal, or professional, this custom-printed tie will help you dress to impress.
.: 100% Polyester
.: Single side sublimated
.: V-shaped end


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Plot 164, Cork
at Carrwood Park
- 2 bedroom semi-detached home
- Driveway
- 1 Bathroom
- 2 Bedrooms
- Freehold
Available for £134,995
SOLD OUT - Check out Calverley View (Fagley Road, Bradford, BD2 3QR)
Contact sales team
01274916582- Council Tax Band B
- Predicted Energy Rating B
The Cork benefits from a bright and well designed living room that leads into a contemporary kitchen-diner with French doors leading out to the rear garden. A handy cloakroom completes the downstairs space. Upstairs you'll find two generously sized bedrooms and a family bathroom.
*Images, dimensions, and layouts are indicative only and not plot specific. Some images may also show optional upgrades at additional cost. Plot specific elevations and finishes may vary; these should be checked with a member of our sales team. Garages are provided to selected plots and our sales team will be able to confirm whether your chosen plot includes a garage.
Key features
- Semi-detached
- Front and rear gardens
- Downstairs WC
- 10-Year NHBC Warranty and Insurance
- 2-Year Gleeson Warranty
- Extensive options range plus 100s of kitchen combinations to choose from*
- *Options available may vary dependent on build stage
- We're registered with NHQB
Take a look around
Floor Plans
Ground Floor
Room | Metres | Feet & Inches |
Kitchen / Dining | 4.15 x 2.42 | 13'7" x 7'11" |
Living Room | 4.64 x 3.07 | 15'3" x 10'1" |
WC | 1.68 x 0.99 | 5'6" x 3'3" |
First Floor
Room | Metres | Feet & Inches |
Bedroom 1 | 4.15 x 3.10 | 13'7" x 10'2" |
Bedroom 2 | 3.95 x 2.29 | 13'0" x 7'6" |
Bathroom | 2.26 x 1.77 | 7'5" x 5'10" |
Total liveable area: 60.48m² / 651ft²
Standard specification
With 100's of kitchen combinations to choose from you can create a space completely tailored to you. Your kitchen will include a stainless steel single oven and sink, with drainer board and a mixer tap. There will be space provided for a standard size washing machine with cold feed plumbing and a single power point.
Your bathroom will come complete with a white Ideal Standard bathroom suite, with pillar taps to the bath and washbasin. Choose between a range of Porcelanosa tiles to finish your bathroom perfectly.
Fixtures & fittings
Your home will come finished with a consumer unit, sockets and switches all included and fit to NHBC standards. Energy saving lightbulbs will be provided where required.
Each home comes complete with a brand new, high efficiency combination boiler and central heating system.
All of our homes feature a turfed front garden and a private garden to the rear, with fencing and turf available as optional extras. Speak to your Sales Executive for more information on development specific specification.
This development is close to great transport links with easy access via the A6177 and M606 to the M62 for travel across the region, facilitating the commute to Leeds and Bradford.
These new homes enjoy excellent transport links to the surrounding area. New Pudsey train station is less than three miles away with regular rail services to Wakefield, York, Selby and Manchester, and Bradford train station links to local and national destinations. There is a regular bus service on Tyersal Lane to Bradford Interchange.
There are a selection of nursery, primary and secondary schools within two miles of Carrwood Park. For further education, Bradford College is also within travelling distance.
In addition to a variety of local shops in Tyersal, Bradford's vibrant city centre offers a range of local amenities, including the Kirkgate and Broadway shopping centres, along with pubs, food outlets and supermarkets.
The surrounding area boasts extensive recreational facilities including leisure and sports centres, cinemas, theatres, clubs, bars and restaurants.
How much could you spend on a new home?
Find somewhere to call your own
- Visit our sales centre
- Carrwood Park, Tyersal Lane, Tyersal, Bradford, BD4 0FF
Contact sales team
01274916582SOLD OUT - Check out Calverley View (Fagley Road, Bradford, BD2 3QR)
Let us know what you are interested in so that we can keep in touch.
Please be as specific as possible to ensure your enquiry can be answered accurately.
* Fields are mandatory
Enquire Now
We look forward to meeting you!
Enter your information below to request an appointment for plot 164 at Carrwood Park and we will get back to you as soon as possible to confirm.
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What Is Angular Chelitis? How Is It Treated?
Angular Chelitis – is inflammation of one, or more commonly both, of the corners of the mouth. The inflammation is caused by yeast development in the area. The condition may show itself as deep cracks or splits in the lips, and the inflamed area may extend onto the skin of the face. In severe cases, the splits can bleed when the mouth is opened and shallow ulcers or a crust may form. It is a fungal disease, which is difficult to treat long term, and commonly recurs.
Angular chelitis has long been a curious disorder to treat. It is difficult to know the cause of the angular chelitis from individual to individual. The usual culprits include poor diet and nutrition (specifically Zinc or Vitamin B2 deficiencies) and certain medications. Angular chelitis can also be caused by the loss of vertical dimension of the teeth. Vertical dimension refers to the height of our teeth, which over time becomes less and less as our teeth wear or our dentures break down. This in combination with the aging process can lead to loose flabby skin at the corners of the mouth. These folds cause a warm, moist, dark environment in which, yeast flourishes.
Solutions For Angular Chelitis
There have been many home remedies tried in treating angular chelitis. These include vitamin regimens, tea tree oils, fish oil, and even a combination of grapefruit and vodka. None of these angular chelitis treatments work. The best approach is to eliminate the source of the issue. Dentists have long known that the loss in vertical dimension coupled with the flabby skin at the sides of the mouth are the triggers in most cases of angular chelitis.
Angular Chelitis treatments include:
-Topical Antibiotic/Antifungal Treatment – monostat topical cream is a very effective solution. It needs to be applied externally only, and throughout the day for 2-3 weeks. In many cases this is a temporary solution at best as the root cause of the problem, the mouth folds in the corners, has not been solved. As the patient loses more tooth height, the folds of skin will increase in depth causing the angular chelitis to become harder and harder to treat.
-Increase Vertical Dimension
– Once the yeast has been treated and eliminated, the only way to keep it from returning is to address the corner folds. This can be done in a variety of ways but the goal is to open the bite, or increase tooth height, to remove or lessen the presence of the folds around the mouth. This can be achieved through the fabrication of a new denture (for denture wearers) or through the use of crowns to modify the bite.
-Use of Dermal Fillers – Luckily, we have a third option which many prefer. It includes the use of dermal fillers (such as Restylane and Juvederm) to replace lost volume in the tissues of the lower face. These dermal fillers are generally used in combination with Botox to relax the muscles and subsequently smooth out the wrinkles surrounding the mouth.
Angular Chelitis Conclusion
Angular chelitis can be a long term problem if not treated correctly. It can become quite uncomfortable and unsightly. Some may only be able to utilize the topical antifungal treatment, while others may be able to remove the problem permanently by increasing dental height with the aforementioned dental treatments. Fortunately, we have options at our disposal to treat this condition. You no longer need to be frustrated or embarrassed by this infection. See your dentist to see which treatment is best for you!


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Hailed as a breakneck, jampacked roller coaster of an adventure by J. K. Rowling, this New York Times bestseller is the first installment in the explosive tween fantasy series by famed Hollywood director Chris Columbus (of Harry Potter fame) and bestselling author Ned Vizzini (Its Kind of a Funny Story).Siblings Brendan, Eleanor, and Cordelia Walker once had everything they could ever want. But everything changed when Dr. Walker lost his job. Now the family must relocate to an old Victorian house, formerly the home of occult novelist Denver Kristoffa house that simultaneously feels creepy and too good to be true. By the time the Walkers realize that one of their neighbors has sinister plans for them, theyre banished to a primeval forest way off the grid.Bloodthirsty medieval warriors patrol the woods around them, supernatural pirates roam the neighboring seas, and a powerhungry queen rules the land. To survive, the siblings will have to be braver than they ever thought possibleand to fight against their darkest impulses. The key may lie in their own connection to the secret Kristoff legacy. But as they unravel that legacy, theyll discover that its not just their family thats in danger . . . its the entire world.
Read full description [+]0062192477


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The Perfect Bride: Wedding Bells
Former marriage counselor turned fitness instructor Molly White has built a popular brand of workout classes, while her successful wedding photographer boyfriend Nick is branching out into art photography. Molly and Nick are very much in love and about to take the plunge by getting married, but life's complexities combined with wedding planning are making their trip to the altar a challenge. When thoughts of postponement crop up, can this perfectly matched bride and groom work together to make their wedding happen?
Released: 2018-06-09


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Black Dog Ride's annual 1 Dayer is a nationwide project to raise awareness of depression and suicide prevention. You can make a difference in your community by joining us on your local ride!
To help us with safety, catering, and merchandise please register online for the Ride. Black Dog Riders who register online by 10th March will go in the national draw for some great prizes! To read more about the raffle click here.
Black Dog Ride 1 Dayer Locations
There are 34 legs of the Black Dog Ride 1 Dayers in every state and territory across Australia. Online registrations open on 21st January. Click the state links below to find your local ride and to register to play your part in raising a national conversation around suicide prevention.
Read the 1 Dayer Frequently Asked Questions HERE.
New South Wales
Bathurst, Byron Bay, Central Coast, Condobolin, Dubbo, Penrith, Pt Macquarie, South Coast, Wagga Wagga
Northern Territory
Bundaberg/Fraser Coast, Cairns, Gold Coast, Mackay, Sunshine Coast, Townsville
South Australia
Kangaroo Island, Nuriootpa, Whyalla
Campbell Town
Bendigo, Geelong, Melbourne (East), Mildura, Penshurst, Sale, Wangaratta
Western Australia
Avon Valley, Baldivis, Bridgetown, Denmark, Geraldton, Kalgoorlie-Esperance


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A great Bluewater trolling lure, the Laser Pro 160 can be trolled over a wide speed band, however its optimum speed for trolling for pelagics is around 6.5 knots. Troll lures at distances ranging from 10 to 50 metres from the boat. About 25 metres is normal. Troll more than one lure at once to increase your chances and emulate a school of fish. When trolling for toothy pelagics such as mackerel remember to use a Halco Snap or Supa Snap Trace. Remember, always troll your lures at different distances from the boat. Not only does this cover more area, it also avoids tangles when turning the boat, as the closer lure will pass under the further lure during the turn.
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This product was added to our catalog on Monday 14 July, 2014.