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The tales are sadly familiar to even the most casual observer of state politics.
In Georgia, more than 650 government employees accepted gifts from vendors doing business with the state in 2007 and 2008, clearly violating state ethics law. The last time the state issued a penalty on a vendor was 1999.
A North Carolina legislator sponsored and voted on a bill to loosen regulations on billboard construction, even though he co-owned five billboards in the state. When the ethics commission reviewed the case, it found no conflict; after all, the panel reasoned, the legislation would benefit all billboard owners in the state — not just the lawmaker who pushed for the bill.
Tennessee established its ethics commission six years ago, but has yet to issue a single ethics penalty. It's almost impossible to know whether the oversight is effectively working, because complaints are not made available to the public.
A West Virginia governor borrowed a car from his local dealership to take it for a "test drive." He kept the car for four years, during which the dealership won millions in state contracts.
When representatives of a biotech company took Montana legislators out to dinner, they neither registered as lobbyists nor reported the fact that they picked up the bill. They didn't have to — the law only requires registration upon spending $2,400 during a legislative session. And in Maine, one state senator did not disclose $98 million in state contracts that went to an organization for which he served as executive director. The lack of disclosure was not an oversight; due to a loophole in state law, he was under no obligation to do so.
The stories go on and on. Open records laws with hundreds of exemptions. Crucial budgeting decisions made behind closed doors by a handful of power brokers. "Citizen" lawmakers voting on bills that would benefit them directly. Scores of legislators turning into lobbyists seemingly overnight. Disclosure laws without much disclosure. Ethics panels that haven't met in years.
State officials make lofty promises when it comes to ethics in government. They tout the transparency of legislative processes, accessibility of records, and the openness of public meetings. But these efforts often fall short of providing any real transparency or legitimate hope of rooting out corruption.
That's the depressing bottom line that emerges from the State Integrity Investigation, a first-of-its-kind, data-driven assessment of transparency, accountability and anti-corruption mechanisms in all 50 states. Not a single state — not one — earned an A grade from the months-long probe. Only five states earned a B grade: New Jersey, Connecticut, Washington, California and Nebraska. Nineteen states got C's and 18 received D's. Eight states earned failing grades of 59 or below from the project, which is a collaboration of the Center for Public Integrity, Global Integrity and Public Radio International.
The F's went to Michigan, North Dakota, South Carolina, Maine, Virginia, Wyoming, South Dakota and Georgia.
What's behind the dismal grades? Across the board, state ethics, open records and disclosure laws lack one key feature: teeth.
"It's a terrible problem," said Tim Potts, executive director of the nonprofit advocacy group Democracy Rising PA, which works to inspire citizen trust in government. "A good law isn't worth anything if it's not enforced."
Some of the results of the State Integrity Investigation seem more than a little counterintuitive. New Jersey emerges at the top of the pack, a seemingly stunning ranking for a state with a reputation for dirty politics. And there are other surprises: Illinois, hardly a beacon of clean governmental in recent years, comes in at a respectable number 10. Louisiana ranks 15th.
Many of the states at the bottom of the rankings, meanwhile, are sparsely-populated Western or Plains states like Idaho (40th), Wyoming (48th) and the Dakotas (North Dakota is number 43 and South Dakota comes in at 49). There, libertarianism roots, a small-town, neighborly approach to government and the honest belief that "everybody knows everybody" has overridden any perceived need for strong protections in law.
Peggy Kerns, director of the Center for Ethics in Government at the National Conference of State Legislatures, noted that ethics laws are shaped by the environment and culture of the state. "In smaller states, the culture is different," she said. "It is harder to disobey the law and go against your own moral core if everyone knows you."
And statehouses with a history of political corruption and scandal — like New Jersey, Illinois, and Louisiana — have been more likely in recent years to successfully implement reform.
"Legislators will react to a corruption scandal, and work to get political cover by enacting reform," said Karen Hobert Flynn, vice president for state operations at the nonprofit advocacy group Common Cause.
That's apparently the case in New Jersey, where a series of scandals helped bring about some of the strongest ethics laws in the country. According to the State Integrity Investigation, New Jersey's strong points are clear: extensive financial disclosure requirements for the governor, a transparently-run pension fund, and an aggressive ethics enforcement agency. The state also boasts some of the nation's toughest anti-pay-to-play laws for contractors.
Louisiana Governor Bobby Jindal, in an attempt to shed the state of its scandalous political history, enacted sweeping ethics reform legislation as one of his first acts in office back in 2008. Among the new laws: financial disclosure requirements for nearly every public official and caps on how much lobbyists can spend on meals and drinks.
States have taken the initiative on other fronts as well. Connecticut implemented a public financing system for elections. Alabama granted subpoena power to its state ethics commission. South Dakota unveiled an online database for campaign finance records. Florida bans all gifts from lobbyists to lawmakers. Citizens in Washington have easy online access to government records and data, including the final map on the state's Redistricting Commission website (which also lists past meeting minutes, draft plans, and public commentary).
But advocates note that substantial reform efforts are more often the exception rather than the rule. And typically, even new laws often fall short of their goals. Hobert Flynn said she is often "disappointed by how far-reaching the reforms are, how the reforms are implemented, and how they are enforced."
Measuring the states: The Integrity Index
There are many ways to gauge government integrity. By one recent measure, Chicago ranks as the most corrupt city in the nation. New York places first as the most corrupt state.
Those are the findings of a February report released by the University of Illinois' Institute of Government and Public Affairs, based on public corruption conviction data from the Department of Justice. New York had a grand total of 2,522 federal public corruption convictions from 1976 to 2010, followed closely by California (2,345 convictions) and Illinois (1,828).
But some argue that using convictions as an indicator of which states are "most corrupt" is misleading. A hefty number of prosecutions may actually suggest the system is working — corrupt behavior is rooted out and perpetrators are punished. States with relatively low numbers of convictions are not necessarily more accountable, but perhaps less equipped to sniff out malfeasance and go after the bad guys. So the State Integrity Investigation takes a different approach by measuring the risks of corruption, as reflected in the strength or weakness of laws, policies, and procedures designed to assure transparency and accountability in state government.
Using a combination of on-the-ground investigative reporting and original data collection and analysis, the State Integrity Index researched 330 "Integrity Indicators" across 14 categories of state government: public access to information, political financing, executive accountability, legislative accountability, judicial accountability, state budget processes, civil service management, procurement, internal auditing, lobbying disclosure, pension fund management, ethics enforcement, insurance commissions, and redistricting.
Indicators assess what laws, if any, are on the books ("in law" indicator) and whether the laws are effective in practice ("in practice" indicators). In many states, the disconnect between scores on a state's law and scores in practice suggest a serious "enforcement gap."
In other words, the laws are there, just not always followed.
'Hiding in plain sight'
There have been nods toward transparency almost everywhere. In this era of online, immediately accessible information, some government records are easier to retrieve than ever. Bill language is posted on websites. Top officials disclose personal financial interests. State candidates reveal donors. States devote entire websites to budget expenditures, allowing taxpayers to track government spending
There remain a few holdouts. Idaho, Vermont, and Michigan still have no financial disclosure requirements for lawmakers and executive branch officials. Maryland is the only state in the country that requires an in-person visit to the state capitol to request and view financial disclosure information.
Ed Bender, executive director of the National Institute on Money in State Politics, said that governments may seem transparent by making information available, but it is not always presented in a useable or digestible format. He said trying to compare data within a state — say, linking campaign donations to state contracts — can be nearly impossible, and is a huge barrier to transparency.
"It's disingenuous, hiding in plain sight," Bender said. "Governments say, 'here it is,' but they don't tell the story."
Maryland unveiled a series of data-centric government performance measurement and spending websites — like StateStat to track spending of stimulus funds — which Governor Martin O'Malley hailed as the "foundation for restoring accountability and for driving our progress." But the state's poor ranking on public access to information — it came in 46th — would suggest otherwise.
"They're selective on what they share, how they share it, and who they share it with," said Greg Smith of the nonprofit group Community Research, who said poring through the state's spending databases can be a headache.
"You can only look at it particle by particle, atom by atom," he said. When he requests entire databases from state agencies, they refuse, citing a lack of technological expertise to properly export the data.
In every state, citizens have the basic right to access government records. But nearly every law is riddled with holes. Vermont's Public Records Act boasts more than 260 exemptions, one of which almost always seems to apply to a request for information. Virginia's law excludes the State Corporation Commission, a regulatory agency that oversees all businesses, utilities, financial institutions, and railroads in the state. Louisiana includes an exemption for records that are part of the "deliberative process" in the governor's office, which could mean anything from budget negotiations to communications between the governor and his staff. Wyoming lawmakers excluded themselves from the state's open records policy to prevent citizens from having access to the early bill-writing process. In effect, draft legislation and all related documents are withheld from the public.
In Massachusetts, the barriers to access are especially daunting. Not only are the legislature, governor, and courts exempt from public records law, but legislative votes are not even recorded in committee.
Lax enforcement, zero oversight
Across the board, enforcement is weak. States rarely check the accuracy of campaign finance records or asset disclosures unless prompted by a complaint. Penalties are insignificant or never issued. Violators of the law suffer little more than a slap on the wrist.
Arizona legislators admitted to violating the state's financial disclosure policy when they failed to report trips paid for by the Fiesta Bowl. Neither the Senate nor House Ethics committee followed with an investigation.
New York's Board of Elections oversees campaign finance, but can only fine violators $500 for missing filing deadlines. At one point, Senator Pedro Espada owed the state about $13,000 in fines for misfiling records (while also sitting on about $60,000 in fines from the New York City Campaign Finance Board).
Earlier this year, a North Carolina judge ruled that the Secretary of State could not impose a $30,000 fine on a lobbyist who failed to register. The judge cited ambiguous language in the law and decided the Secretary did not have the proper authority.
Forty-one states have an agency tasked with overseeing ethics laws in the state. But many of these agencies are crippled by shortages: inadequate funding, tiny staffs, and limited powers. Delaware's two-person Public Integrity Commission can hardly keep up with enforcing rules for about 48,000 government employees. In South Carolina, the State Ethics Commission's budget has been slashed six times in the past three years. When legislators in Alaska leave required information off their financial disclosure forms, the Alaska Public Offices Commission simply does not have the capacity to track down the missing details.
"There's an inability to enforce the laws on the books," said Hobert Flynn of Common Cause. "It creates a real crisis and the illusion of strong laws in place."
In Pennsylvania, said Potts of Democracy Rising PA, the amount of money allocated for enforcement of ethics rules is considered "budget dust." Governor Tom Corbett cut funding to the state's ethics commission by five percent in his most recent budget plan, even though the state sits on a surplus that Potts said could "fund all public integrity enforcement for a decade."
And in states where the financial outlook is still grim, watchdog agencies are often among the first to get cut, consolidated or eliminated entirely. In Connecticut, nine independent agencies were moved under one umbrella organization, the Office of Governmental Accountability. Advocates claim the move saves money and improves efficiency, but critics point to a massive reduction in staff and loss of enforcement power — the agency will likely audit only 10 lobbyists this year, compared with 40 lobbyists the year before.
While there are many examples that highlight a lack of resources, others assert that political factors may also be at play.
Georgia's legislature slashed the ethics commission's budget, eliminating all investigative positions and eventually forcing out its two top staffers. The former executive director claimed the funding cuts came with ulterior motives; at the time, the agency was pursuing an investigation against Governor Nathan Deal for improper use of campaign funds and exceeding campaign finance limits. Deal said the cuts were in line with what happened to other agencies. The state's inspector general followed with an investigation, but found no evidence to support the claim of the commission's former executive director.
Political loyalties can be a potential problem, especially since many ethics agencies are staffed by gubernatorial or legislative appointments.
New York Governor Andrew Cuomo revamped the state's ethics agency as part of a comprehensive overhaul of state ethics laws. But he stocked the newly-formed Joint Commission on Public Ethics with political allies, including a fundraiser for his reelection campaign and a former staffer. Most recently, he tapped Inspector General Ellen Biben to be the commission's executive director. Biben, though widely respected in government circles, also served as Cuomo's deputy in the attorney general's office, prompting some New Yorkers to question her independence from the administration.
Members of the Alaska Personnel Board are appointed by the same entity they are charged with overseeing — the governor's office. The Texas Ethics Commission is comprised of appointees by the governor and legislature, which not only presents an inherent conflict but often leads to gridlock. Commissioners are typically split along party lines, but in order to pursue an investigation, at least six of the eight commissioners must agree.
Conflict? What conflict?
Without effective oversight by an independent agency, states frequently rely on a system of self-reporting. The onus falls on public officials to decide for themselves whether their decision-making ability has been compromised. In some cases, the language of the law allows for exceptions; Montana requires legislators to disclose a conflict only if they stand to gain a "direct and personal impact" from the relationship. Often consequences are modest or nonexistent. In Illinois, a legislator should avoid a "substantial threat to his independence of judgment" — but if that line is crossed, there is no penalty.
Kerns of NCSL said it is difficult to implement strong conflict of interest laws, especially for citizen legislatures in which lawmakers almost always hold outside jobs. She doesn't see anything inherently wrong with that — their background and expertise can be helpful for making policy decisions — unless the lawmaker stands to gain financially from the decision.
"That defies logic," she said. "People should have better sense."
Michigan's conflict of interest laws are largely undefined, so recusal is rare. In 2011, Senate Democrats challenged the notion that lawmakers with a financial interest in limited liability corporations could vote on a tax reform plan. The lieutenant governor ruled that it was up to the lawmakers to decide for themselves if they had a conflict, and no one abstained.
A Hawaii representative, also working as a lobbyist for the American Chemistry Council, was allowed to vote on a bill that would implement a 10-cent fee for plastic bags. The House Speaker defended the decision: "Just because he represents that company does not mean he cannot vote up or down on the measure."
For state judges, it's a similar situation. Nearly all states have rules, codes, or regulations outlining recusal requirements, but again they leave it up to the judges to decide their own impartiality.
"There's a longstanding principal that no judge should be the judge in his or her own case," said Charlie Hall, director of communications for Justice at Stake, a national organization that promotes a fair and impartial court system. "There's a strong sense by many that if one party asks a judge to step aside, there's something not satisfying by the judge saying, 'I think I can be impartial. I can make the decision.' "
Nine states don't require judges to disclose outside assets, making it almost impossible to determine if a judge has a conflict at all. And in states where judges run for election, the potential for conflicts to arise is even greater.
"Special interests have discovered judicial elections and the money is pouring in," Hall said.
Spending on judicial elections more than doubled in the past 20 years. From 2000 to 2009, special interests funneled about $206 million into court elections, up from about $83 million in the previous decade.
Hall said many states are moving forward, albeit slowly, to develop more transparent processes for judicial recusal. But in at least one state — Wisconsin — the courts took what some believe to be a huge step backwards. In 2010, the state Supreme Court ruled that judges need not recuse themselves from cases involving their own campaign donors.
The devil's in the details: Where the loopholes are
Even the strictest of rules has unforeseen consequences. And when it comes to money, influence, and power in state government, interest groups and big-money donors will find ways around just about any limit.
In South Carolina, corporations and individuals can donate only $1,000 to local House and Senate races or $3,500 to statewide seats. But multi-millionaire Howard Rich skirted the limits by funneling contributions through separate LLCs. He also made the contributions during a "blackout period" — two weeks right before the election when candidates can hold off making donations public until after the election.
Illinois, which passed campaign finance limits for the first time in 2009, places no restrictions on donations by a corporation's affiliates. So although a corporation is restricted by a $10,000 limit on donations to individual candidates, it can easily multiply that amount through individually incorporated entities.
New York donors can also give freely to "housekeeping accounts," ostensibly reserved for political party headquarters, staff, and events not affiliated with a particular candidate. Big-time donors, corporations, and trade organizations have donated $11 million to these accounts in the past two years.
Gift bans seek to prevent lobbyists from wining-and-dining legislators to influence policy. Some states, like Missouri, place no restrictions on dollar amounts of gifts, as long as all gifts are disclosed. Other states have much more stringent rules, like in Florida, where lobbyists are banned from buying lawmakers even a cup of coffee.
But even when the laws have been retooled and seem airtight, lobbyists find ways around them. In Oregon, where the gift laws were reformed in 2007 and again in 2009, the language of the law has become so specific in noting exemptions that it's easy to skirt: entertainment excursions can technically be billed as "fact-finding" missions, for example, which is acceptable under the law. In 2006
North Carolina passed a ban on lobbyists buying meals for individual legislators. So instead, lobbyists bankroll receptions for groups of lawmakers. Florida has a strict ban on lobbyist gift giving, but the state's definition of lobbyist allows for gaps — not everyone who lobbies is considered a lobbyist under the law — and much of the spending can go unreported.
The lobbyist-lawmaker relationship is a close one in many states, where part-time legislators who meet for short sessions often rely on outside expertise to guide their policy decisions. Those relationships become even stronger when ex-legislators move almost immediately into the private sector, exerting influence over their former colleagues. "Cooling off" periods — the length of time between when a legislator leaves office and when he can register as a lobbyist — aim to diffuse those relationships.
But in some states, there's no such waiting time. In Idaho, a former legislator, after losing her reelection campaign, was quickly hired as the lobbyist for a property developer — a move not only accepted, but recommended by the House Speaker.
The same holds true in Nebraska, where at least 16 former lawmakers are now registered lobbyists. There, as in other states, term limits push lawmakers out into the private sector, so it is not unusual for former legislators to represent special interests like Big Tobacco and health insurance companies.
Closed to the public
California faced a $23 billion budget shortfall in 2011. The state opens up the budgeting process to the public — but only to a point. Citizens can participate in forums and meetings leading up to final budget negotiations, when the "Big Five" (the governor and four legislative leaders) take the discussion behind closed doors to finalize the bill.
Such is a common practice in many states, where open meetings and public testimony occur, but usually for the sake of appearance only. The real decisions are made when no one is looking.
According to the Index, California ranks near the bottom on budget transparency, losing points for citizen access to budget expenditures and public input at hearings.
New York, which faced a shortfall of $8.5 billion, falls a few places below California. Again, the public can view budget documents and comment at hearings on the front end, but the final bill is quickly pushed through, giving citizens little opportunity to react. The final budget often includes a few surprising compromises that were made behind closed doors.
Redistricting, a notoriously opaque and politically-tainted process in many states, is actually where California stood out. It received top marks for redistricting transparency, due largely to its new Citizens Redistricting Commission that gave power to a randomly-selected group of Californians instead of the legislature.
In other states, though, the redistricting process largely remains a mystery to constituents. Although the redrawing of district lines directly impacts voters and communities, the public is usually left out of the process. In a worst case scenario, maps are redrawn by the very legislators who are seeking reelection, allowing them to ensure the new district lines fall in their favor.
Many states are finding ways to include, or at least educate, the public on this process by holding meetings, making census data available online, or encouraging citizens to submit their own maps. But even if the state goes through those motions, it does not guarantee the public commentary will be taken into account in the final map.
Other states don't even try. During the 2011 redistricting session in Wisconsin, Republican legislators unveiled map proposals, held one public hearing, and passed their plan in two weeks. In Oklahoma, meetings were held within days of census data being released, giving the public no real chance to provide strong input.
"The government belongs to the people," said Common Cause's Hobert Flynn. "They should have full access to the process and how decisions are made."
It's a noble goal, to be sure. But as the State Integrity Investigation reveals, it is one that's rarely met.


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Today's giveaway is going to make a little one in your life....a very stylin' babe (which is always good for cuteness factor.)
Here's how you enter:
Go to Pitter Patter Shop and choose which pair of baby shoes that a little one needs and leave it in the comments (up to $17.50).
And for a second entry....we want to hear from you! Leave us a comment about what theme YOU want to see on PR&P for the next season's designers! That will give you a second entry.
And lastly, because Pitter Patter Shop is feeling like all the little ones in your life need a pair of cute shoes, they are offering a 30% discount TODAY ONLY. Now, that's a great deal! Just enter the code BABYLOVE30 at checkout to receive your discount.

subset: commoncrawl


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Return & Exchange Policy
Return Policy
Before placing an order through our store, we recommend carefully researching the product you intend to purchase. If you would like any additional information about a product before making a purchase, please contact us. We have a team of friendly, experienced, and very knowledgeable Representatives standing by who are happy to help you find the perfect product.
New or Used Products
All new or used products must meet the following conditions to be eligible for a refund or exchange:
All Product(s) must be shipped back within 30 days of the original delivery date.
New product(s) must be in original, unused and brand-new condition to receive a full refund. Used Product(s), that have been opened or have broken seals, must be in the original condition they were received and may be subject to restocking fees up to 40%. Additional fees of 10% may be imposed if accessories, parts or other items are missing from original packaging.
Defective Products
Customers are entitled to a replacement for defective products only during the manufacturer's warranty period and in accordance with the manufacturer's warranty return policy.
Note: Certain manufacturers require that the customer process warranty claims with them directly.
Customers are required to pay all shipping costs associated with a defective product return, unless the product was received not functioning at the time it was received by the customer. Otherwise, return shipping costs are the responsibility of the customer.
Missing / Damaged Items
Any purchases containing damaged items or which are missing must be reported within 96 hours of delivery. All glass products, components and accessories are not covered under warranty unless the product arrived damaged. Please contact us and we'll take care of the issue immediately.
Return Instructions
All return packages must be processed by contacting us first. This will ensure proper processing of your return. We are not responsible for items sent to us without notification. We reserve the right to refuse or deny any return and may request additional information as a condition of the return.
Any/all accessories and product component parts must be returned with the unit. If the returned unit is determined to be operating normally upon inspection, we will need to ship the same unit back at the customer's expense. Returns will not be processed if the conditions of our Return Policy are not fully met.
Buyer must understand and agree to pay for all shipping costs associated with returning the item(s). This includes non-reimbursement of any expedited shipping services selected at the time of purchase. We strongly recommend you insure your package as we are not liable for any product(s) lost or damaged in transit. Please allow 2 weeks for the processing of your return once it has arrived at our facility.
Order Cancellations
If you need to cancel your order for any reason, please contact us ASAP and we will try our best to accommodate your request if the order has not yet been shipped. If the order has already been shipped, you must follow the normal return procedure described above.
We reserve the right to amend this the above policies at any time by posting the amended terms on this page.


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The headline above comes from a leader in tomorrow's Sunday Telegraph.
I know where the SunTel is coming from but let's never forget that Maggie was as much a tactical genius as a conviction politician...
- She wasn't averse to putting politics first: She accepted Callaghan's pay deals with the public sector that delayed fiscal retrenchment until 1979.
- She picked the timing of battles: Arthur Scargill sought confrontation with her in her first term but she knew she wasn't ready to win and gave the NUM what it wanted. She delayed confrontation until 1984/85 when she could win.
- She left some things largely untouched: Think of the NHS, the BBC and the welfare state.
Tim Montgomerie


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If you are interested in simple crafts, recipes and home decor, then you may enjoy visiting me over at Madigan Made. I love easy and chic ideas and love to share them. (Oh, and I also love my hubby and puppy... and a little dark chocolate and coffee!)
Today I want to share an idea for wall art that involves sports tickets.
I'm a huge fan of personalized art for my home.
Anyone can pick up a print from a home store. I prefer to make it "mine".
Ever since I have known my husband, he saved all his golf score cards and any ticket to a sporting event. He knew that some day he would want to display them, maybe in a media room or basement. I came up with these frames as a way to meet that wish.
Want to make one of these yourself? Well, first you will need:
- A sports fanatic husband (who loves to golf and is often invited to sporting events by friends and family)
- Many, many, many sports tickets and golf score cards (Mr. Madigan collected them for 10+ years.)
- Adhesive (scrapbook glue dots/tabs would work well)
- Large empty picture frames (I like the ones from IKEA. They are large and come with mats already.)
- Poster board
I bet you could do this with other types of tickets...
Thanks again Madigan for helping out and stopping by! Didn't you just love that project? What a great way to keep mementos. I think it would be a fun way to organize summer vacay memories too! What would you make out of it? I wanna know!


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More Boomerang Buyers Are about to Enter the Market
We previously informed you about a study conducted by TransUnion titled, "The Bubble, the Burst and Now – What Happened to the Consumer?" The study revealed that 1.5 million homeowners who were negatively impacted by the housing crisis could re-enter the housing market between 2016-2019.
Recently, HousingWire analyzed data from the US Bankruptcy Courts and revealed that 6 million Americans will have their bankruptcies disappear off their credit reports over the next five years and that this could "possibly send a flood of more homebuyers into the housing market."
The chart below shows the total number of bankruptcies filed by year in the US over the last 10 years. The light blue bars represent over 3.3 million people who have already waited the 7 years necessary for their reports to no longer include their bankruptcies.
How would this "send a flood of more homebuyers into the housing market"?
As the article mentioned, in 2010 the number of chapter 7 bankruptcies increased to nearly 1.14 million. Now, 7 years later, they will begin to fade from credit histories, enabling prospective buyers to become homeowners again once their credit scores improve.
As we can see from both reports, the homeownership rate has the opportunity to increase drastically over the next few years with all of these boomerang buyers returning to the market.
Bottom Line
If your family was negatively impacted by the housing bust, here is the light at the end of the tunnel! You may be able to purchase your dream home faster than you think!


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The actions - or more notably, the inaction - of a school district police chief and other law enforcement officers have become the centre of the investigation into this week's shocking school shooting in Uvalde, Texas.
The delay in confronting the shooter - who was inside the school for more than an hour - could lead to discipline, lawsuits and even criminal charges against police.
The attack that left 19 children and two teachers dead in a fourth grade classroom was the nation's deadliest school shooting in nearly a decade, and for three days police offered a confusing and sometimes contradictory timeline that drew public anger and frustration.
By Friday, authorities acknowledged that students and teachers repeatedly begged 911 operators for help while the police chief told more than a dozen officers to wait in a hallway at Robb Elementary School. Officials said he believed the suspect was barricaded inside adjoining classrooms and that there was no longer an active attack.
The chief's decision - and the officers' apparent willingness to follow his directives against established active-shooter protocols - prompted questions about whether more lives were lost because officers did not act faster to stop the gunman, and who should be held responsible.
"In these cases, I think the court of public opinion is far worse than any court of law or police department administrative trial," said Joe Giacalone, a retired New York police sergeant. "This has been handled so terribly on so many levels, there will be a sacrificial lamb here or there."
As the gunman fired at students, law enforcement officers from other agencies urged the school police chief to let them move in because children were in danger, two law enforcement officials said.
The officials spoke on condition of anonymity because they had not been authorised to talk publicly about the investigation.
One of the officials said audio recordings from the scene capture officers from other agencies telling the school police chief that the shooter was still active and that the priority was to stop him. But it wasn't clear why the school chief ignored their warnings.
Texas Gov. Greg Abbott, who at a news conference earlier in the week lauded the police for saving lives, said he had been misled about the initial response and promised there would be investigations into "exactly who knew what, when, who was in charge" and what they did.
"The bottom line would be: Why did they not choose the strategy that would have been best to get in there and to eliminate the killer and to rescue the children?" Abbott said.
Criminal charges are rarely pursued against law enforcement in school shootings. A notable exception was the former school resource officer accused of hiding during the 2018 shooting at Marjory Stoneman Douglas High School in Parkland, Florida, that left 17 people dead.
New York City defence attorney Paul Martin and Chuck Wexler, executive director of the Police Executive Research Forum in Washington, both said on Saturday that they did not know of any other officers who have been criminally charged for failing to act in a mass shooting.
Martin, who has represented police officers charged with murder, assault and other crimes, said he thinks what happened in Uvalde differs from Parkland because the officers who waited to confront the assailant were following orders. Martin said he doesn't think they can be charged based on decisions from their command.
As for the school district police chief who decided to wait, Martin said it would be a "very high bar" to charge him criminally because police officers are given latitude to make tactical decisions.
"The families can sue the police department for failing to act. ... They can clearly be found civilly liable," he said. "I think it's very doubtful that they could be criminally charged."
In terms of civil liability, the legal doctrine called " qualified immunity," which shields police officers from lawsuits unless their actions violate clearly established laws, could also be at play in future litigation. Potential administrative punishments - meted out by the department itself - could range from a suspension or docked pay to forced resignation or retirement, or outright termination.
The families of most of those killed or wounded in Parkland reached a $127.5 million settlement with the US Department of Justice over the FBI's failure to stop the gunman, even though it had received information he intended to attack.
Former Broward County Deputy Scot Peterson is scheduled to go to trial in September on charges of child neglect resulting in great bodily harm, culpable negligence and perjury. He has said he did the best he could at the time.
A federal judge threw out all but one of the lawsuits against the school district and sheriff's office after the massacre at Columbine High School in 1999, ruling that the gunmen were responsible.
The daughter of a teacher who bled to death reached a $1.5 million settlement in her lawsuit against the Jefferson County Sheriff's Office in 2002. Police were heavily criticised at the time for not going into the school sooner.
"What Columbine taught us is, when you have an active shooter situation, waiting for additional resources will result in people losing their lives," Wexler said. "Here we are, 20 years post-Columbine and that's the same issue that continues to challenge law enforcement."
He said every department should clearly spell out in their policies that a gunman must be immediately confronted in these situations.
The Uvalde School District police chief, Pete Arredondo, decided that the group of officers should wait to confront the assailant, on the belief that the active attack was over, according to Steven McCraw, the head of the Texas Department of Public Safety.
The crisis ended shortly after officers used keys from a janitor to open the classroom door, entered the room and shot and killed Ramos.
Arredondo could not be reached for comment Friday, and Uvalde officers were stationed outside his home, but they would not say why.
Maria Haberfeld, a professor at John Jay College of Criminal Justice in New York, said the police department's policies, procedures and training will be scrutinised to see whether the officers on the ground in Uvalde followed them.
If they did, and criminal charges are still brought, she said it would send a chilling message to police nationwide. "If you follow your procedures, you're still brought up on charges. So what's the point of having procedures?" she said.
But Jorge Colina, a former Miami police chief, wants to know more about what was going through the minds of the officers inside the school as the chief told them to wait in the hall.
"Did someone challenge the decision there?" he said. "Did someone raise an objection at least?"


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China Daily
France's Hollande urges euro zone government
PARIS - French President Francois Hollande called on Thursday for an economic government for the euro zone with its own budget, the right to borrow, a harmonised tax system and a full-time president. [...]
Rebutting criticism that France has lost its leadership role in Europe because of its dwindling economic competitiveness, Hollande said he wanted to create a fully-fledged political European Union within two years.
"It is my responsibility as the leader of a founder member of the European Union... to pull Europe out of this torpor that has gripped it, and to reduce people's disenchantment with it," Hollande said.
"If Europe stays in the state it is now, it could be the end of the project." [...]
Hollande said a future euro zone economic government would debate the main political and economic decisions to be taken by member states, harmonise national fiscal and welfare policies, and launch a battle against tax fraud.
He proposed bringing forward planned EU spending to combat record youth unemployment, pushing for an EU-wide transition to renewable energy sources, and envisaged "a budget capacity that would be granted to the euro zone along with the gradual possibility of raising debt".
25 May 2013
Press review 25-05-2013
This week the main focus is on the politics in Europe, the road ahead slowly narrowing.
18 May 2013
Press review 18-05-2013
Today's focus is on electricity storage. The technology to support the decentralised grid paradigm that renewable energies are bringing about is not quite there yet - but getting there it seems. Sustained high petroleum and gas prices plus the fast decline of wind and solar PV costs are sparking research and development pretty much everyone. What strikes me at the moment is the number of different technologies that presently show the potential to arrive on the market in the next few years. For grid support at least a massification of electrical storage appears to be in arm's reach.
11 May 2013
Press review 11-05-2013
This week the most important piece of news is naturally the war on solar energy. Without surprises the Commission announced a 47% tariff on solar panels made in China. The goals of this measure are not those issued by the press: (i) almost all manufactured goods sold in Europe are fabricated by folk of the like that died last week crushed in Bangladesh - without changing the rules of international trade there's no way solar panels can ever be fabricated in Europe; (ii) in 2008 oil prices dropped clearly below production costs and no tariffs where imposed on OPEC; (iii) companies in Europe operating in the solar sector are installers and technical service providers - they will certainly be negatively hit. The goal of the Commission is simply to delay the growth of solar power in order to protect traditional electricity suppliers, nothing else. I'll now be waiting for similar measures on LNG imports from the US, where market gas prices are about half of production costs.
04 May 2013
Press review 04-05-2013
This week the media has been more attentive to the situation in Syria with both sides hiking the rhetoric. The US has threatened to directly supply warfare material to the Sunni, promptly matched by the Hezbollah with a promise of entering Syria to help the Shia. Meanwhile both sides accuse each other of employing chemical weapons. The good sense seems to be running out and the conflict might be about to unravel. The geography of the Near and Middle East may never be the same.
Something that has been out of the radar but that is far from buried is the Fukushima nuclear site in Japan. More than two years after the tsunami that led meltdowns in several cores, the situation seems to remain far from control. This apparent ineptitude of the managing company may itself explain why the accident took place in the first place.
Something that has been out of the radar but that is far from buried is the Fukushima nuclear site in Japan. More than two years after the tsunami that led meltdowns in several cores, the situation seems to remain far from control. This apparent ineptitude of the managing company may itself explain why the accident took place in the first place.
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The 38-year-old 14-time major winner, who has ruled himself out of selection for the upcoming Ryder Cup tournament at Gleneagles, had worked with Foley since 2010.
In a statement published on his official website, Woods said: "I'd like to thank Sean for his help as my coach and for his friendship. Sean is one of the outstanding coaches in golf today, and I know he will continue to be successful with the players working with him.
"With my next tournament not until my World Challenge event at Isleworth in Orlando, this is the right time to end our professional relationship."
After managing just 11 full tournament rounds on his return to action following back surgery, Woods failed to qualify for Tom Watson's United States team automatically and informed the PGA of America that he did not wish to be considered for one of the three wild card places.
He has not won a major championship since 2008 and while switching coaches from Hank Haney to Foley four years ago helped him pick up three PGA Tour wins in 2012 and five in 2013, Woods has struggled to wrest back control of the golf world he dominated for a decade.
He stressed on Monday that he has no plans to hire a new instructor.
"Presently, I do not have a coach, and there is no timetable for hiring one," added Woods.
Canadian Foley was first seen working with Woods at the 2010 US PGA Championship and can number Justin Rose and Lee Westwood among his remaining clients.
The news of his split with the former world number one comes the day after another of his previous clients, Hunter Mahan, won The Barclays in New Jersey.
Foley said: "My time spent with Tiger is one of the highlights of my career so far, and I am appreciative of the many experiences we shared together.
"It was a lifelong ambition of mine to teach the best player of all time in our sport.
"I am both grateful for the things we had the opportunity to learn from one another, as well as the enduring friendship we have built. I have nothing but respect and admiration for him."


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This blog has been sorely neglected since I mostly post on Instagram these days, but I wanted to record all the details of Noa's first birthday, and this still seems like the best place. My goal was always to have just one big birthday party for each kid where I have coordinating invites, decor, and favors. I've recorded both the boys parties on here so I thought I should follow suit with the last baby! For Noa I've been really drawn towards delicate floral patterns and neutrals with subtle splashes of pale pink. This is mostly what I've been sticking to with her clothing and it just made sense for a first birthday party for a little girl. I wanted it to be girly but in a more subtle and sophisticated way, so I kept the front of her invite super simple (probably too simple for most people's tastes!) with just text, and designed a floral pattern for the back of the invite. For the decor I made a simple bunting using some linen and Liberty fabric that I already had, and covered a table with natural linen fabric. I found some delicate pink and white flowers with various greens to fill some vases and also make a flower crown for Noa. I used the pattern from her invitation to make cupcake flags and also wrappers for the favors, which were just filled with little toys for the kids. I also couldn't resist making a small layered cake with the layers exposed and used the same flowers and greens to decorate it. It all ended up being quite a bit of work but I'm really happy with how everything turned out!
January 24, 2016
August 28, 2014
Gymboree + Eric Carle
The lovely folks at Gymboree sent me some PJs from their new Eric Carle line and they're just fabulous! We're huge fans of Eric Carle books, so I was pretty excited to put them on the boys. Oscar keeps asking to wear them even when it's not bedtime and Ian got a kick out of seeing the same bear on his book and PJ pants. He kept pointing at the pants and the book while exclaiming "Same! Same!" I swear I didn't tell them to hold up the books in that first photo - they just thought it was so fun to have PJs to go with the books that they were just hamming it up for me. The cotton on these is so soft and plush. We have another older pair of Gymboree PJs and they're seriously the only ones that have held up through both boys! The collection will be released next Tuesday, 9/2, and there will be a special Eric Carle event at all Gymboree store locations on Friday, 9/5, from 10am to noon. There'll be an Eric-Carle-themed craft and story time reading of The Very Hungry Caterpillar. Be sure to check it out!
March 20, 2014
a colorful birthday party for Ian
We never had proper celebration when Ian turned one since we were in Paris at the time, so of course we had to throw him a real party for his second birthday. Since Ian loves to eat, and is really a happy little guy, I loosely based the party off of a little piggy I drew and a fun and bright color palette. We held it at a park and couldn't have asked for better weather. I made a garland of half-blown-up balloons and made tiny floral centerpieces for the picnic tables. For the kid favors I sewed small felt totes and glued felt letters for the first initial of each kid. The adult favors were chocolate bars repackaged in patterned paper I designed and printed. We were having so much fun that I forgot to have Ian wear the birthday hat I made him until the party was practically over! Photos by me and Traci Yau of 45wall Design
Labels: celebrations, the boys
February 12, 2014
Oscar's valentines
Oscar's been pretty interested in crafts lately, and loves to tape, cut, fold, draw, and write. With this being his first year in pre-school, I was inspired to think up some valentines for him to help me put together to give to his classmates. I know this is sort of last minute for this year's Valentine's Day, but hopefully some of you can keep this bookmarked for next year. Just download the template here, and cut and fold along the guides provided. Carve out the hearts with an Exacto knife - it's a bit tricky I know, but it gets easier with practice. Then I had Oscar write his classmates' names and his name in the space provided. I packaged up little fruit gummies in some flat clear cellophane bags I had, and stapled it to the edge of the bottom flap (Oscar was able to help me staple a few, but it was tough for him). Fold up the back flap, apply double-stick tape to the small top flap, and press down tightly over the back. Enjoy!
September 20, 2013
new things in the shop
I've been adding lots of new things in the shop over the last few weeks but keep on forgetting to mention it here! The 2014 wall calendar and planners are up now, as well as birch trays and cutting boards, and some new tea towels and zipper pouches too. I've been really wanting to move more into textiles, but am realizing that it takes a lot of time to roll out a new product - I'm making mistakes left and right and learning a lot along the way. Plus, I still really love working on the planners and wall calendar, and they seem to do pretty well every year. I also pulled together a new and very simple website, but for now Etsy will probably still be my main shop.
Labels: shop
August 15, 2013
a day in the city
These are some photos from a day in San Francisco I spent with some friends earlier in the summer. I can't wait 'til the boys are a little older so that we can venture into the city more on weekends. There's seriously so much more good food up there. On this particular trip we hit up a couple of good old stand-bys - Pizzeria Delphina, Tartine (they ran out morning buns just before we got to the front of the very long line!) and Bi-rite Creamery. We also (finally!) got to visit Heath Ceramics, which was as stunning as I had expected. I've been really enjoying taking photographs in non-pressure situations, and find that I'm most interested in capturing a mood, or scenes that aren't set up or people who aren't posing.
June 18, 2013
slow summer days
I've been really enjoying the boys lately. I find myself looking at them and wanting to capture and remember forever this moment or that feeling. Things feel a bit slower, less chaotic. Maybe because I've found a good rhythm, maybe because the boys have been going through a good phase, or maybe because Oscar is in pre-school a couple mornings a week now. Probably all of the above.
June 11, 2013
an afternoon at the beach
Some shots from an afternoon at the beach a couple of weekends ago. Oscar had been wanting to go and had a great time playing in the sand and with all the sand crabs Irving caught. The beaches here tend to be on the colder side (by California standards) in the summers, but the weather was pretty perfect that day. I've been trying to let the boys spend more time outside, which I confess isn't natural for me, being a homebody who is sort of afraid of messes and maybe even the heat and the cold. They just seem happier and calmer outside though, and I know it helps me to slow down too.


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Yiyun Li appeared on The Bat Segundo Show #363. She is most recently the author of Gold Boy, Emerald Girl.
Listen: Play in new window | Download
Condition of Mr. Segundo: Confusing golden boys with golden tickets.
Author: Yiyun Li
Subjects Discussed: [List forthcoming]
Li: The way I look at fiction is that the most dramatic moments do not come from physical or real dramas, but from internal dramas. And those moments are actually quite still, if you look from outside, and those are the moments I like to write about in fiction.
Correspondent: I'm wondering why narrative scenarios or stories tend to come more from that than, say, a natural collision of ideas. Or a natural collision of two characters arguing in a coffee shop or something.
Li: Right. I think with that scenario, if you have two characters, or two ideas, bumping into each other, there's no space for them to stop. It's like a train wreck. It's like a crash. As a writer, you have to follow that. Which some writers do really well — following in that crash. By nature, I don't think I follow that crash. But I like the aftermath of the crash. Or right before that crash. So I don't follow the event. I follow the crash within the crash, in a way.
Correspondent: Do you feel that — if you had, say, an obvious crash, like two people — that this might complicate a narrative situation that you're forming in your head? Or something like that? Do you work better from a minimalist narrative scenario than, say, a rather complex one?
Li: Yes. You know, in a way, I think my fiction doesn't deal with a lot of physical actions. I think maybe that reflects my tendency to back up a little. Just to watch. And when I watch, my attention oftentimes is not with the physical crash or noise. I'm very sensitive to noises. And I think that those moments there — sometimes there's too much noise. It's too noisy for me. So I would go away. And I would go into the internal world. Where the noise is a different kind of noise. (laughs)
Correspondent: Have any sentences or any character developments emerged in your head from a noise? I'm curious.
Li: Oh, that's so funny. No! I think oftentimes that the characters start with a very quiet moment. I don't think I have — oh, I would say the counterrevolutionary who was sentenced to death in The Vagrants, she was the only one of my characters, I think, that had a little bit of noise in her. I mean, her experience was quite noisy. Loud. So she was the only one.
Correspondent: I mean, this is very interesting. Because I actually wanted to remark on one thing I've observed in your work. A very slight internal rhyme to your sentences. And I'm going to dig out some examples here to show that I'm not some paranoid, crazy freak here. "Spring in Bejing was as brief as a young girl's grief over a bad haircut." That's in "Number Three, Garden Road." In "House Fire," "the court, as the last resort." In "Kindness," "I fumbled under the bundled clothes." Not exact. But close enough. I mean, you mention sound. I'm curious how rhyme along these lines helps to anchor a sentence for you. How a sentence is formed based on this rhythm. Because there is this really wonderful rhythm, I think. And it comes out more directly to the reader, I think, with the internal rhyme.
Li: Right. So the question is somewhat about how do I come up with this sentences.
Correspondent: Yes! How does this musicality come about?
Li: Right. I think one thing is I have to write to the music. I actually imagine the music of my stories.
Correspondent: Oh yeah.
Li: And that's one thing that's really important. I'm not a visual writer. So I don't imagine the images. I imagine the rhythm and the tone. So in a way, I think, you just have to push a sentence to match to the music in your head.
Correspondent: Aha! So you literally have the song going on.
Li: Yeah.
Correspondent: There's a musical phrase right there.
Li: (laughs)
Correspondent: You have to get the sentence matching up exactly.
Li: Right.
Correspondent: Even if it's diatonic.
Li: Right. It's almost like the sentence has to talk to the music in my head, rather than anything else I think.
Correspondent: Is this why it often takes you so long to come up with a sentence or a story? Because you're so exact like that?
Li: I am. I think I do pay a lot of attention to the sentences. And I also listen to music. Like sometimes I would choose a specific piece that would match the mood of the story. Or to the novel. I'll listen to it again and again until I get it. The sentence and the music. They sort of have the conversation.
Correspondent: So I'm curious what kind of music is going on in your head. Are we talking the Ramones? Are we talking classical music?
Li: (laughs) Well, this is a little confession. My first book was written to U2.
Correspondent: Oh yeah?
Li: I was listening to U2 songs.
Correspondent: Which albums?
Li: Actually, all albums of the time.
Correspondent: Oh really.
Li: You know, my husband would make all these files on my computer. So I would have all the U2 sounds. And I would just go over and over again. While I listened to U2, I would write. That's how my first collection came into being. But then I think my music has changed since then. Now it's more classic music. I listen to Tchaikovsky a lot. Because I feel very close to his music. And Brahms is oftentimes in my accompanying pieces. And Mahler. I wrote one story — "Kindness," the novella in the new collection — completely to Mahler's Symphony No. 1.
Correspondent: Which Tchaikovsky? The 1812 Overture?
Li: 1812 Overture. Yes!
Correspondent: I knew it. That's so fitting in light of the depressed nature of the characters.
Li: Yes. Tchaikovsky is really close to my mind, I think. I don't know. His music moves me just beyond words.
Correspondent: I'm curious if you have thought to find composers and artists who are oppressed in some ways — as Tchaikovsky was.
Li: No. (laughs)
The Bat Segundo Show #363: Yiyun Li (Download MP3)


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I spent most of the weekend working on ice chimes. After a serendipitous discovery during the 2006 competition, it seemed that it would be fairly easy to make rectangular chimes out of ice. Unfortunately, it has been hard to improve upon the original, lucky design. Although it is difficult to produce large blocks of ice in Colorado's climate, recent weather has made it easy to produce slabs of ice by freezing water in shallow, cardboard boxes lined with garbage bags.
I had hoped to be able to make rectangular bars of ice attached at one end, but it has turned out to be difficult to get good tones that way. I've had better luck with bars that are free on both ends and attached about a quarter of the bar length from each end, like the bars on a xylophone. In fact, our music box will probably end up sounding quite a bit like a xylophone.
I made chimes of varying shapes and sizes and digitally recorded the tones they produced. Some handy, open-source software made it easy to analyze the spectrum produced by each chime. With bars free on both ends, the chimes produced tones as expected according to various sources identifying Young's Modulus for ice.


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Non-Stick Flip Cooker – the fast, easy, and fun way to make perfect pancakes every time! The Flip Cooker flips multiple pancakes at the same time and without a mess. Just place in a preheated pan, add batter and let them brown then simply lift and flip. The secret is the non-stick, silicone ring. The side holds batter to the perfect shape for even cooking, while the flat bottom ring supports everything. The easy flip grips keep your hands away from the heat. Dishwasher safe. Also great for eggs, omelets, hash browns and so much more!
The fast easy way to make perfect pancakes every time!
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👍 Flip multiple pancakes at the same time
👍 Flips pancakes without any mess


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Understand Lead Time Calculation in open hours
Lead time calculation for the Local Pickup Plus extension is a fairly complex setting which allows you to set a minimum time period that a customer needs to wait to pickup their order. As such, it is divided in two calculation methods: a) count open/business hours, or b) count calendar days.
In this article, we're going to discuss setting the calculation method to Count only open hours. Pauses outside business hours and on holidays.
Required: Local Pickup Plus is a premium WooCommerce extension included with WordPress Ecommerce Hosting or as a standalone purchase.
This method will calculate the lead time based on the business hours you've set for your shop in a previous step. This is ideal for merchants that want to ensure that lead time will only be calculated based on their business hours, which can be a good option for handmade and catering products.
However, if you set your lead time in days (or weeks!) with the Count only open hours. Pauses outside business hours and on holidays option - then you will likely run into a problem where no one can select a date to pick up their order. Or, if they can, that date is further away than expected.
This is because "days" are always calculated as a period of 24 hours, even with the "Count only open hours" setting. Since most shops aren't open for 24 hours in a single day, the idea of the "day" is split across the opening hours. That means that it will overlap to the coming days if needed to ensure that the Default Lead Time is respected fully.
For example, if you have a shop that's open on Saturdays and Sundays from 12pm until 6pm, that's 12 hours over the course of a weekend and still doesn't add up to the 24 hours duration that is considered a "day". As such, if you have a lead time of one "day" that counts open hours only, you'll have to wait for two full weekends to pass before the next available appointment opens up on the following Saturday.
We recommend that you set your lead time in hours if you plan to use the option to only count open hours.
Related Steps
More info
- Get started with the onboarding guide for Local Pickup Plus.


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Advocates call it life-saving medicine, but medical marijuana has killed people in numerous instances. California hasn't figured out how to regulate "medical" marijuana, or how to test for stoned drivers, but dispensaries will open on January 1, 2018. Residents would welcome a federal crackdown on medical marijuana which is practiced fraudulently in this state.
Californians should suspect that all miraculous claims about medical marijuana are false. As researchers at UC Davis have found, large amounts of lethal bacteria, mold and fungi are in California's medical marijuana. A young cancer patient in California died from contaminated marijuana. Continue reading Stop saying "life-saving" medicine; start the federal crackdown


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Profile – Inside Sales Manager.
Experience – 8 to 10 years.
Location – Mumbai.
Salary – Competitive.
Manage the inside sales representatives team
Set and track targets for the team
Suggest and implement improvements in the inside sales administration process
Coordinate sales and marketing activities to meet deadlines
Monitor inside sales metrics and suggest improvements
Prepare monthly, quarterly and annual inside sales forecasts
Use customer feedback to generate ideas about new features or products or services
Research and discover methods to increase customer engagement
Build an open-communication environment for your team
Coordinate with Sales and Delivery teams to ensure messaging consistency to increase sales.
Proven work experience as an Inside sales manager
Hands on experience with CRM software and MS Excel
In-depth understanding of the sales administration process
Excellent interpersonal and team management skills
Strong analytical and organizational skills.
Numerical abilities and problem-solving attitude.
Interested Candidates kindly share your Cv at
Call- 7757060507.


text:
Receiving the Debutant Franchise of the year award at the Franchise India 2016 – Asia's Biggest International Franchise & Retail Show held at Delhi
Receiving the Debutant Franchise of the year award at the Franchise India 2016 – Asia's Biggest International Franchise & Retail Show held at Delhi
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Testimonial from Mr. Ashish Kaushik, Founder Regrob, a Leading Delhi based Real Estate Company. Regrob has offices at Delhi, Mumbai, Kolkata, Bangalore, Ahmedabad and other leading cities in India. The Company's objective is to make the buying and selling experience of real estate easier & seamless for their customers.
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Listen to what Ms. Priyanka Jalan, Home Maker – our happy customer has to say about us.
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Thanks Priyanka Jee for giving us the opportunity to inspect your Home. These Testimonials keep motivating us to strive for the better, and to do the Best.


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