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New 2024 Forest River RV Salem Grand Villa 42FLDL
Forest River Salem Grand Villa destination trailer 42FLDL highlights:
- Double Loft
- Rear Private Bedroom
- Kitchen Island
- Walk-In Shower
- Front Sofa
- Central Vacuum
The grandkids will be begging to come along with you on your next getaway in this destination trailer! It features a double loft with three 42" x 74" bunk mats in total above the rear private bedroom. Inside the bedroom, you will find a king bed with versa-tilt slide and overhead cabinets, a closet where you can add optional washer/dryer prep in order to add the units if you like. The 50" walk-in shower with a seat will make it easy for everyone to stay fresh and clean as well. The living and kitchen area feature a kitchen island, a free standing dinette to enjoy meals and play games at, a front sofa, and theater seating across from the entertainment center with a built-in electric fireplace heater for those crisp evenings!
You will experience a home away from home with any one of these Forest River Salem Grand Villa destination trailers! Their construction consists of a 12" forged I-beam frame, a cambered chassis, and plywood floor decking, as well as 5" bowed truss roof rafters, 3/8" roof decking, and color coded water lines to make life easier. The one-piece, seamless slides and 106" interior living room height makes for more walking around space. A Best in Class Value package includes upgraded designer furniture, a central vacuum with sweep attachment, and stainless steel kitchen appliances. Plus, it also features a heated and enclosed Accessi-Belly with removable panels and an exterior LED light strip under the awning. Come choose your favorite model today!
Stock# 40211
Sleeps | 8 |
Slides | 3 |
Length | 41 ft 7 in |
Ext Width | 8 ft 6 in |
Ext Height | 13 ft 3 in |
Int Height | 8 ft 10 in |
Hitch Weight | 1720 lbs |
Dry Weight | 12209 lbs |
Cargo Capacity | 1511 lbs |
Fresh Water Capacity | 40 gals |
Grey Water Capacity | 80 gals |
Black Water Capacity | 40 gals |
Furnace BTU | 35000 btu |
Available Beds | King |
Refrigerator Type | Whirlpool Double French |
Shower Size | 50" |
Number of Awnings | 1 |
Water Heater Capacity | 20 gal |
Water Heater Type | Electric |
TV Info | LR 50" HDTV |
Awning Info | 21' with LED Lights |
Axle Count | 2 |
Washer/Dryer Available | Yes |
Shower Type | Walk-In Shower |
Electrical Service | 50 amp |
Customer Satisfaction is Our #1 Priority.
At Forest River, Inc., your needs, interests, budget, and lifestyle are at the forefront of everything we do. This affects every step from design, to the manufacturing floor, and on to you, our Customer. Whatever your need—recreation, transportation, or cargo hauling—we strive to bring quality products within reach of everyone. It's not just a slogan: "Customer Satisfaction is Our #1 Priority."
In 1996, Forest River founder Peter Liegl had a vision. He foresaw an RV company dedicated to helping people experience the joy of the outdoors by building better recreational vehicles. After purchasing certain assets of Cobra Industries, the Company started manufacturing pop-up tent campers, travel trailers, fifth wheels and park models. Continually growing, Forest River now operates multiple manufacturing facilities throughout the United States producing Class A, B and C motorhomes, travel trailers, fifth wheels, toy haulers, pop-up tent campers, truck campers, park model trailers, destination trailers, cargo trailers, commercial vehicles, buses, pontoons, and mobile restroom trailers.
Our large production capacity enables us to fill our customers' orders promptly without cutting corners or rushing through production procedures. This ensures that each Forest River product is conscientiously built and undergoes thorough, detailed inspection before it's shipped to the customer. This guarantees that every family who desires quality recreation will find a Forest River product that serves their needs, interests, budget, and lifestyle.
Scenic RV Slinger is not responsible for any misprints, typos, or errors found in our website pages. Any price listed excludes sales tax, registration tags, and delivery fees. Manufacturer pictures, specifications, and features may be used in place of actual units on our lot. Please contact us @262-677-9026 for availability as our inventory changes rapidly. All calculated payments are an estimate only and do not constitute a commitment that financing or a specific interest rate or term is available.
Manufacturer and/or stock photographs may be used and may not be representative of the particular unit being viewed. Where an image has a stock image indicator, please confirm specific unit details with your dealer representative.


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U.S. v. Jordan, No. 08-1432 (12/5/08). The defendant committed some criminal acts while out on bail – namely drinking and driving. At sentencing, the District Court denied an offense level reduction under § 3E1.1 based on his putative acceptance of responsibility. Selya sees no problem with it, because, well, the defendant "didn't care" about his bail conditions which includes not being a criminal, and Selya points to the fact that the defendant didn't cease all criminal activity but continued to act like a poor person and went into bars with his buddies. In the future I would advise his ilk to get wasted at the firm picnic and have the office manager call a car service.
For the opposing view, see The Pietasters.

subset: commoncrawl


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Data Privacy & How it Affects Your Business
June 2017's global cyber attack which mostly affected large scale organisations in Europe, is one of the largest ever ransomware infections to endanger the personal and financial details of millions of people. As these security breaches continue to increase both in severity and frequency they will undoubtedly impact on consumer confidence as concerns arise as to just how safe customer information actually is.
One of the principal concerns in the hospitality industry is data protection both for customers and hoteliers due to the handling of sensitive information such as guest addresses, phone numbers, emails and credit card information. A study conducted by the National Cyber Security Alliance (NCSA) last year stated that 89% of those surveyed, avoid companies they feel won't protect their privacy.
Why is Data Protection so Important?
The obvious reason is because consumers have rights to privacy and there are laws that must be adhered to in different countries that govern the way personal data is handled, transferred and stored. Data privacy is basically all about how that information is protected so that individuals are unable to access a guests personal details or steal their identity.
As we already mentioned, the majority of consumers today have a growing awareness of the sensitivity of their information and are proactively taking a stand to protect it. Hotels which don't maintain strict standards risk taking a hit to the reputation of their business. The Washington Post recently related a story in which one of Las Vegas's most well known hotels, The Bellagio, suffered a lapse in their security which resulted in two of their guests having their card numbers stolen. The fact that this story made a headline in The Washington Post rather proves this point. It is also important to remember that nothing is as important as keeping guests happy and one way to increase customer satisfaction is to make sure you keep their personal details as safe as you possibly can.
The Role Hoteliers play in Protecting Customer Data
The hotel industry is particularly vulnerable to breaches in data security. In fact Trustwave's 2016 Global Security Report stated that the hospitality industry is responsible for the second largest number of security breaches incidents. This is due to a number of factors including the distraction of travellers, the huge amount of traveller data collected by hotels, the amount of credit cards used and the higher than average staff turnover.
Hoteliers can protect themselves and their guests in a few key areas:
- Know and protect the information that is stored. It is vital to know what information is being kept, where it stored, who has access to it and obviously make sure it is being kept in a safe place. Some information should never be kept as a hard copy and if records are being saved for the purposes of maintaining a paper trail, more sensitive details like card numbers should be systematically deleted.
- Keep a training manual specifically aimed at data security and make sure new staff are trained in these procedures to ensure your whole team remain compliant.
- Back up data to hard storage, the cloud or save information to USBs or a local server.
- Use firewalls and spam filters.
How Sirvoy Helps Hoteliers to Keep Data Secure
Sirvoy is one of the few Property Management Systems on the market today that are PCI DSS compliant and strives to maintain only the strictest of security standards. Information is simultaneously located on twin servers to guarantee that data is protected at all times and SSL (Secure Sockets Layer) safeguards all communication to provide hoteliers with peace of mind and one less thing to worry about!


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More videos from Luton
Here is another video from the Luton manifestation. This is a good one. I like the intensity.
Here are all the videos in this series.
Watching it, I can't help but thinking of Tiananmen Square 1989. First of all the same demonization of decent people in our sort of tyranny as under Communism. Secondly how the police are ordinary people, not so different from the young men protesting. Eventually this would demoralize the policemen if the Luton protesters keep going. This happened in Tiananmen Square too. Remember that they had to bring in troops from outside of Beijing to brutally crush the demonstrators (well, we might see that sort of step coming in Luton too...).
Here is another video you should see, which was made before the demonstration, providing all the background, and what the movement stands for. I like it very much.
Hat tip Lionheart. There are loads of more information about this, and more videos, at his site.


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A COVID-19 outbreak within the University of Florida's football program has prompted the Southeastern Conference to postpone Saturday's matchup between the No. 10 Gators and the defending national champion LSU Tigers.
The game is tentatively rescheduled for Dec. 12, the SEC said in a statement.
On Tuesday, Florida suspended football activities after seeing a spike in COVID-19 cases.
According to the Associated Press, 19 Gators players, head coach Dan Mullen, and two assistant coaches have tested positive for the virus.
This marks the second SEC game to be postponed this week because of COVID-19. The SEC postponed the game between Vanderbilt Commodores and Missouri Tigers after a virus outbreak within the Commodores program.
That game is also tentatively rescheduled for Dec. 12.


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The following blog entry was written by Larry Nies, president of NSC, Inc. He has been working with PHP on the IBM i since 2005, when he installed his first open-source PHP stack. The following year, he switched to the Zend Technologies PHP application server for IBM i.
While working with a customer recently on a PHP application that we had developed to manage the customer's server user IDs and passwords, it became apparent that the application was going to need stronger security and encryption to protect the stored data. The Password Vault application, as we call it, runs on the IBM i using the Zend Technologies Zend Server. It allows a user to collectively store user IDs and passwords for websites, PCs, servers, etc, and provides the ability to manage them individually or by vault category.
The original scope of the project dictated that we needed a method to document the access to various servers and websites, and to have that documented information located in a secured area for access by the IT staff. Like everything else in life, we all have a tendency to misplace or forget our passwords/user IDs especially on those servers or websites we don't access often.
Writing the PHP application was the least of our issues as it involved some PHP, CSS, jQuery and AJAX. Then, voila, we were ready. As we wanted to assure that we had protected our precious data, some critical thinking to bring it all together was necessary. We discovered the Zend Server system includes built-in OpenSSL extension.
We began to look into using our PHP application with the Zend Server in conjunction with an IBM i Apache server instance to secure the data. From there we began adding to the Apache instance the ability to listen on Port 443 (the default port for SSL). When we made the changes to this HTTP instance, we also generated an application ID that we could use in the IBM Digital Certificate Manager. Now we could attach a local-generated certificate to that application ID. To verify our digital certificate credentials, we used the SSL Shopper website, which runs an SSL checker to determine if everything is lined up properly in your certificate. Once this was completed, we ran our PHP application using the HTTPS protocol, providing the protection we were looking for.
In the end, we used the Zend Server PHP application server, IBM's Apache instance running the Zend Server and listening on Port 443 for our SSL, and last but not least IBM's Digital Certificate Manager--all of this running on our IBM i. Just goes to show with a little bit of thought and planning you can get more out of your IBM i.


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6 Inch Light Bar RTL-M Baja Designs
6 Inch Light Bar RTL-M Baja Designs
The RTL-M (Rear Tail Light Mini) is a miniature version of Baja Designs existing RTL. At a compact 6-inches, this light bar is exceptionally useful on vehicles where space is limited, such as: Jeeps, motorcycles, UTVs, and ATVs.
The RTL-M includes five red LEDs which function as the running and brake lights. The high visibility of these LEDs provides extra safety to any off-road enthusiast, from the casual weekend warrior, to the dedicated racer.
The bar also features a pair of central white LEDs which act as cargo and scene lighting. Perfect for grabbing gear out of the toolbox or lighting the camp area. The RTL-M also features an optional license plate illuminator for those that would like to use the product with our Universal License Plate Mount or Jeep JK Spare Tire Mount.
Baja Designs Features:
- Satisfactions Guarantee 30 Day Money Back Guarantee
- Limited Lifetime Warranty Complete Purchase Protection
- MoistureBlock Waterproof, Rain Proof, Submersible
- CopperDrive Only LED Driven At 100 percent
- Taillight: 0.75W
- License Plate Light: 2W
- Brake Light: 5.5W
- Cargo Light: 8.5W, 312 Lumens
- Dimensions: 6.69 x 1.56 x 2.5 inch
- Weight: 1.1 lbs
- LED Life Expectancy: 49,930 Hours
- Standards of Compliance
- Hardware and Bracket Material: Stainless Steel
- Exceeds MIL-STD810G (Mil-Spec Testing)
- Built-In Overvoltage Protection
- IP69K (Waterproof up to 9ft and Pressure Washable)
- IK10 Compliant (Mechanical Impact Testing)
- Salt Spray Certified
- RTL-M, 6 inch Light Bar
- Mounting Hardware


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While it would be lovely to live in a world where this sort of thing didn't matter, we just aren't in that world. And it's always courageous to stand up for who and what you are in a world where hate and intolerance are so institutionalized, even if it takes you into your 80's before you do it.
Now again, compare how positive and life affirming such outings are in the case of Randi, Neil Patrick Harris, and other prominent figures who have recently done so, to how negative and fraught with anguish, self-loathing, and confusion it is in the case of conservative and religious figures whose delayed moments of self-awareness have to clash with a lifetime's indoctrination in the ideologies of fear. I think people ought to be much more worried about catching teh God than teh gay.


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Facts about HIV/AIDS
The human immunodeficiency virus (HIV) remains one of the most important communicable diseases in Europe. It is an infection associated with serious disease, persistently high costs of treatment and care, significant number of deaths and shortened life expectancy.
HIV is a virus which attacks the immune system and causes a lifelong severe illness with a long incubation period.
HIV infection is spread by sexual contact with an infected person, by sharing needles or syringes (primarily for drug injection) with someone who is infected, or, less commonly (and now very rarely in countries where blood is screened for HIV antibodies), through transfusions of infected blood or blood clotting factors. Babies born to HIV-infected women may become infected before or during birth or through breast-feeding.
The end-stage of the infection, acquired immunodeficiency syndrome (AIDS), results from the destruction of the immune system. AIDS is defined by the presence of one or more "opportunistic" illnesses (other illnesses due to decreased immunity).
Effective combination therapies, introduced in the mid-1990s and widely used in industrialised countries, have had a profound effect on the course of HIV infection, improving the quality of life and delaying the onset of AIDS and death in HIV-infected individuals. However, intolerance to side effects and appearance of resistant strains remain causes for concern.


text: Getting started is as easy as a phone call! You can also drop by our studio during business hours or inquire online using the form below. We will be more than happy to answer any questions you may have and schedule your introductory lesson and evaluation. Gift Certificates are available.


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islower - test for a lowercase letter
#include <ctype.h>
int islower(int c);
[CX] The functionality described on this reference page is aligned with the ISO C standard. Any conflict between the requirements described here and the ISO C standard is unintentional. This volume of IEEE Std 1003.1-2001 defers to the ISO C standard.The islower() function shall test whether c is a character of class lower in the program's current locale; see the Base Definitions volume of IEEE Std 1003.1-2001, Chapter 7, Locale.
The c argument is an int, the value of which the application shall ensure is a character representable as an unsigned char or equal to the value of the macro EOF. If the argument has any other value, the behavior is undefined.
The islower() function shall return non-zero if c is a lowercase letter; otherwise, it shall return 0.
No errors are defined.
Testing for a Lowercase Letter
The following example tests whether the value is a lowercase letter, based on the locale of the user, then uses it as part of a key value.
#include <ctype.h> #include <stdlib.h> #include <locale.h> ... char *keystr; int elementlen, len; char c; ... setlocale(LC_ALL, ""); ... len = 0; while (len < elementlen) { c = (char) (rand() % 256); ... if (islower(c)) keystr[len++] = c; } ...
To ensure applications portability, especially across natural languages, only this function and those listed in the SEE ALSO section should be used for character classification.
isalnum(), isalpha(), iscntrl(), isdigit(), isgraph(), isprint(), ispunct(), isspace(), isupper(), isxdigit(), setlocale(), the Base Definitions volume of IEEE Std 1003.1-2001, Chapter 7, Locale, <ctype.h>
First released in Issue 1. Derived from Issue 1 of the SVID.
The DESCRIPTION is updated to avoid use of the term "must" for application requirements.
An example is added.


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The Toy King 2011 by Pete Fowler
So, thanks to a few awesome toy/webcomic friends, i found myself hiding out in San Diego the last few days at Comic Con ~ while there… the first annual International Designer Toy Awards (DTA) were hosted at SDCC 2011 this year! And close friend and maker of creatures and androids, Andrew Bell, won FAN FAVORITE!!! (Congrats, Andy!)
What did winners receive? These awesome golden TOY KING trophies designed by Pete Fowler ~ so after a fun night out, we couldn't resist a litte hotel room photoshoot to share just how awesome Fowler's trophy is! (From all angles, and posed with one of the new limited edition Androids of course!) Check out all the pics on the next page!


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Shelf Sea Biogeochemistry
The shelf Sea are highly productive compared to the open ocean, a productivity that underpins more than 90 per cent of global fisheries. Their importance to society extends beyond food production to include issues of biodiversity, carbon cycling and storage, waste disposal, nutrient cycling, recreation and renewable energy resources.
The shelf Sea have been estimated to be the most valuable biome on Earth, but they are under considerable stress, as a result of anthropogenic nutrient loading, overfishing, habitat disturbance, climate change and other impacts.
However, even within the relatively well-studied European shelf Sea, fundamental biogeochemical processes are poorly understood. For example: the role of shelf Sea in carbon storage; in the global cycles of key nutrients (nitrogen, phosphorus, silicon and iron); and in determining primary and secondary production, and thereby underpinning the future delivery of many other ecosystem services.
Improved knowledge of such factors is not only required by marine policy-makers; it also has the potential to increase the quality and cost-effectiveness of management decisions at the local, national and international levels under conditions of climate change.
The Shelf Sea Biogeochemistry research programme is co-funded by the Natural Environment Research Council (NERC) and the Department for Environment, Food & Rural Affairs (Defra). The programme directly relates to the delivery of the NERC Earth system science theme. The programme will take a holistic approach to the cycling of nutrients and carbon and the controls on primary and secondary production in UK and European shelf Sea, to increase understanding of these processes and their role in wider biogeochemical cycles. It will thereby significantly improve predictive marine biogeochemical and ecosystem models over a range of scales.
The scope of the programme includes exchanges with the open ocean (transport on and off the shelf to a depth of around 500m), together with cycling, storage and release processes on the shelf slope, and air-sea exchange of greenhouse gases (CO2 and N2O).


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Individual sounds of player models
Every model has it's own specific sound files. Orbb's jump, for example, sounds different than Sarge's.
In this part of the music/sound tutorial we'll add a custom screaming sound when the player flies through the air by using the jumppad (the protagonists are scared when it comes to heights).
Place a new target_speaker, above the others, near the jumppad. Connect the trigger_multiple with it.
Open the speaker's entity window, tick "activator" and type in "noise" as key and "*falling1.wav" as value.
The asterisk in front of the filename tells the engine to use the individual sound effects for each model placed in the sound/player/modelnamehere folder.
Finally compile the map and test every sound or music you've added during this tutorial series.
Note: I added one more target_speaker of the jumppad sound, because the falling sound is pretty loud.


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Welcome to Pattinson Photos, your most complete gallery on british actor, producer, singer and model, Robert Pattinson. Here you will find a variety of photos of Robert at events, of his projects, photoshoots and more. It is worth mentioning that no copyright infringement is intended and we don't own anything, so contact us before taking legal action. We hope you enjoy and always come back!
Home > Movie Productions > The King > Promotional Pictures > Promoshoot |


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Please visit our Open House at 2948 34TH AVE W in Vancouver (R2181339 ). $2,898,000
Open House on Wednesday, June 28, 2017 10:00AM - 12:00PM
Incredibly charming 3 bdrm home in prime Mackenzie Heights neighbourhood on a beautiful 33x130 lot. Situated on a pretty tree-lined st this home has been completely updated throughout while still maintaining the original character. Enchanting front garden. Bright & well laid out main flr feats refinished Oak inlaid HW flrs, living rm w/ a wood burning FP, intimate dining rm, modern kitch w/ SS apps, wine fridge & high gloss white cabinetry, 2 sizeable bdrms & a gorgeous bthrm w/ granite counters & high end fixtures. Cozy & spacious lwr lvl w/ a large rec rm, built-in office, kids play area, 3rd bdrm & a full bthrm. Dream laundry rm w/ rm to fold, built-in drying rack & dog wash station. Basement can be converted to a nanny/rentable suite w/ separate entrnce. S facing back deck & fully fenced yard w/ potential for a garage or laneway house. Live, build or hold. Excellent schls nearby (Kerrisdale Elmtry, Pt Grey Secndry). Short stroll to shops on Mackenzie St. You will adore this home.


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Acne Nutrition Tips – Studies show that diet does not play a role in either the cause or the treatment of acne. However, what is recommended for acne preventative care is this: what is best for your body is best for your skin, especially since your skin is the largest organ of your body. So here are healthy vitamins, minerals and other supplements that have been known and recommended to prevent and help conquer acne breakouts:
Acne Nutrition 1: Vitamin A or Retinol is found not only in some cosmetic creams but also in liver, fish oils and dairy products. Produced by plants, this vitamin is also known as called Beta-carotene, and is found in yellowish-orange fruits and vegetable; yams, cantaloupe, carrots apricots, and in green vegetables like spinach, kale and parsley. Beware that high doses of Vitamin A are toxic.
Acne Nutrition 2: Vitamin B Complex. These vitamins are found in leafy vegetables, fish, milk, eggs and whole grains and have many functions. For example, although B-2 can irritate acne, it can help alleviate stress. B-1, B-6 and B-12 are also known for proving stress relief. And B-3, in avocados, eggs, peanuts, lean meat and liver, reportedly reduces cholesterol level, has an anti-inflammatory effect on skin and improves your metabolism and circulation, improving acne in some studies.
Acne Nutrition 3: Vitamin C – A form of this vitamin, the C ester has antioxidant and anti-inflammatory properties and has helped penetrate skin and prevent the return of acne. It is being tested for repairing damage to scar tissue from teen years.
Acne Nutrition 4: Vitamin E, in almonds, broccoli, peanuts, sunflower seeds, wheat germ and vegetable oils, has been said to help with scar tissue healing, but this is considered a myth by many healthcare professionals. Instead, researchers are considering that a form called tocotrienol (often referred to as high potency E or HPE) may carry antioxidant properties that may be able to aid the skin when ingested.
Acne Nutrition 5: L-Carnitine- this supplement is reported to help repair skin damage from acne for young and old.
Acne Nutrition 6: Zinc (found in eggs, mushrooms, nuts and whole grains) and selenium (a trace mineral in most soils and absorbed my a variety of vegetables) are known to improve the overall health of the body, including the skin.
In summary, a good quality brand name multivitamin will probably have the recommended vitamins and minerals that you need to help with acne prevention. Combine this with drinking plenty of fluids throughout the day and making good, healthy dietary food choices. For example, if you have had ill effects from eating a certain food before, be leery of it and make healthier food choices for yourself.


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4 Tips to Help You Age in Place
How to budget to stay in your home for the long haul
(This article appeared previously on MarketWatch.com.)
Many people approaching retirement express a desire to age in place, living in their current home or community until it is no longer physically possible.
To do that, however, it's best to budget the dream into your financial plan. By doing some preparation, you have a greater likelihood of being able to stay where you are, or moving on your own terms — not because you're forced financially to make a change, said Roger Roemmich, chief investment officer of ROKA Wealth Strategists and author of the book Don't Eat Dog Food When You're Old.
Because so many people want to stay put during retirement, it's becoming more common for financial planners to put extra focus on the unique costs involved with aging in place when formulating their clients' financial plans, said Janice Cackowski, a financial planner with Strategic Wealth Partners in Independence, Ohio. "We're trying to build in a basic cost into the financial plan… so that they do have the ability to update their house or build a ramp," she said.
Here are four financial tips to consider if you want to spend retirement in your home:
1. Ensure cash flow An important start to an aging-in-place plan is making sure you'll have a monthly cash flow that will exceed your expenses, Roemmich said. This is best done before retirement begins.
Otherwise, you could discover years after retiring that you have insufficient funds to stay in your home, covering necessary upgrades, taxes, insurance, utilities, maintenance, and possibly a mortgage — as well as other necessary and discretionary costs (from visiting grandchildren to dining out).
"I don't like to see people who have made the decision to retire too early or retire completely [at an early age]," Roemmich said. "A lot of times, it's the difference that allows them the age in place."
Also, defer taking Social Security as long as you can, to get the most out of your entitlements, said Charles Bennett Sachs, principal and wealth manager of Private Wealth Counsel in Miami, Fla. By not taking Social Security payments until you're eligible for the full benefit, you guarantee higher cash flow in the future. "Anything that allows you higher income down the road is important," he said.
For some, reverse mortgages are a good option for increasing cash flow, Sachs added.
2. Lock up health care People tend to underestimate medical costs in retirement, figuring that Medicare coverage will suffice, Roemmich said. They can end up with large, unexpected bills if they don't plan for health-care costs in retirement. Those costs can crush your finances, making it less likely that you can maintain your current residence at the same time.
That's saying nothing of the long-term care that many Americans will end up needing, given longer life expectancies. "More people will be living into their 90s and beyond," Roemmich said.
Living longer increases the chances of needing long-term care, whether you need an in-home caretaker or eventually require a move to a facility that can provide more assistance.
Some may opt to purchase long-term care insurance, though policies can be somewhat expensive, Cackowski said. Others choose instead to invest money specifically for long-term care, should they end up needing it, she said. Either way, it's important to have a plan.
3. Assess your house Occasionally, customers will ask Vittorio Lisi, co-owner of JVA Construction Services in Baldwinsville, N.Y., to examine their home to see what it would take to make it more accessible as they age. That helps people estimate their future remodeling costs.
Suggested improvements could include moving the laundry from the basement to the first floor, creating a roll-in shower without a threshold, installing raised toilets, changing the door knobs to door levers and installing roll-out shelves in kitchen cabinets, he said.
Sometimes, doorways need to be widened, to allow wheelchairs or walkers to pass through, or exterior ramps are needed if the homeowner can no longer walk up stairs.
Some of the work can be done in little steps along the way, as needed, Lisi said, and homeowners can budget for that. Keep in mind, however, that you may save if you do some projects together, since it cuts down on the number of trips that the remodeler needs to make to your home, he added.
Improvements in the bathroom are among the most common in increasing a home's accessibility; it's likely to come with a price tag of between $12,000 and $17,000 for a basic bathroom remodel, Lisi said. Just changing the shower area (including taking out the tub, creating an entry without a threshold and adding some other safety features) can run between $8,000 and $10,000, said Dan Bawden, president of Legal Eagle Contractors in Houston.
And the expenses add up. Widening a doorway from two feet to 34 inches can cost between $1,700 and $2,500, since it often also involves moving light switches, Bawden said. Changing out just one doorknob for a door lever can cost $50, given labor and materials, Lisi said.
Often, the sum cost of all the improvements needed to make the average existing home more livable can reach between $70,000 and $100,000, Bawden said. His advice to people who know their home will need these tweaks in the upcoming years? Start saving now.
"What I tell the clients who are looking at [the cost] and are balking at it, I ask: 'Do you know what it costs in your area for one year of assisted living or a nursing home?'" he said. "'Which is better, living in the home you love and paying the $70,000 once,'" or paying it many times over, by living in an assisted living or nursing home, he asks them.
4. Know when it's time to go "People think they want to stay in their home because that is what is comfortable to them," Cackowski said. "Especially when they're older…it's difficult for them to part with the familiar."
If the home isn't conducive to staying for the long run, however, a couple may be wise to consider a move sooner than later — when their significant other is still alive so that they can make the decision, and the eventual move, together. When put that way, many people, her parents included, don't like the possibility of the survivor doing the move on his or her own, Cackowski said.
They move together, and sometimes sooner than anticipated, instead.
Amy Hoak is a MarketWatch editor and columnist based in Chicago. Follow her on Twitter @amyhoak.


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Acclaimed Music Producer, Composer & Lyricist Shivam Birk is winning the hearts of people with his music
Jalandhar (Punjab) [India], April 28: There's little doubt that Punjab is home to a vast musical world having numerous singers, composers, and local artists. The overall size of the Indian music industry is as much as 2000 Cr and Punjab music industry comprises 25% of which is huge seeing the size and diversity of the Indian music industry. Punjabi songs have a unique feel and beat to them, which makes people instantly fall in love with the music. There are many emerging talents in Punjab but very few can survive the competition and make it big in the music industry. Today we come across one such young and new talent Shivam Birk who is winning the hearts of music lovers not just in Punjab but across the entire country.
Born and brought up in a small village named Birk in the Jalandhar district, Shivam's passion for music developed at a very early age. As he grew up, he got inspired by the success of other Punjabi artists and dreamt of making it big in the music industry. Just after college, the young boy started a music production house named "JBD Production." When he entered the music industry, he created a devotional song "Mera Baba Balak Nath" to get the blessings of the almighty for moving ahead on the success path. And this song was an instant hit and set the tone for his musical journey ahead.
As a musician, he has mastered all the aspects of creating a song that is both popular as well as retains the original folk music of Punjab. Therefore, today he is a successful music producer, composer, and lyricist. With hard work, perseverance, and good work ethics, where within no time he has carved a niche for herself.
Under his banner ' JBD Production,' he has worked on multiple projects giving several hit and catchy party songs and music videos. Known for his hits such as "Rahu Naam Tera and Italy," Shivam considers himself lucky to have been able to create a space for himself in the Music Industry. Says Shivam, 'Music is in my blood. But I also believe that Music is a learning process. I have been a slow and steady learner of the music industry's nuances and developed new skills over the years. And I have succeeded in my career because I make music that comes straight from my heart and touches the audience.' A great example of it is the song "Italy" which was sung beautifully by a sensational Punjabi singer and aesthetically shot in Italy itself and got an overwhelming response from the audience.
Apart from being a successful music producer and composer, Shivam is a lyricist which gives him an added advantage in song creation, making the song more influential. He has an excellent idea of composing music too; therefore, he is known as an all-rounder in the music fraternity.
Spinning some catchy party songs, with a distinct rawness, Shivam's brand of soulful music easily melts into the hearts and minds of music lovers, making him quite a successful musician at a young age. This journey of Shivam Birk has been truly an inspiration in which, being from a small village of Punjab, achieved a lot of success and cemented his name in the music industry with sheer hard work and perseverance.


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IPFS News Link • Obama Administration
IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family
• http://cnsnews.com, By Matt CoverUnder Obamacare, Americans will be required to buy health insurance or pay a penalty to the IRS.
The IRS's assumption that the cheapest plan for a family will cost $20,000 per year is found in examples the IRS gives to help people understand how to calculate the penalty they will need to pay the government if they do not buy a mandated health plan.
The examples point to families of four and families of five, both of which the IRS expects in its assumptions to pay a minimum of $20,000 per year for a bronze plan.
"The annual national average bronze plan premium for a family of 5 (2 adults, 3 children) is $20,000," the regulation says.
Bronze will be the lowest tier health-insurance plan available under Obamacare--after Silver, Gold, and Platinum. Under the law, the penalty for not buying health insurance is supposed to be capped at either the annual average Bronze premium, 2.5 percent of taxable income, or $2,085.00 per family in 2016.
1 Comments in Response to IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family


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Leaving a Legacy & Treasure
I think many people must dream about being the recipient of an awesome estate or big gift when someone departs the earth. You'll be happy to know we were all given a gift courtesy of a family by the name of "Hubacheck." They owned property on the edge of the BWCA on Fall Lake and donated it to the University of Minnesota. The U of M will use the over 300 acre plot to study the BWCA and surrounding boreal forest. Through these studies we'll be given the gift of information and education about a place we all love. A big thanks to the Hubachecks and the U of M.
U of M makes plans for wilderness research center
Posted: Saturday, January 11, 2014 1:04 pm
Associated Press |
MINNEAPOLIS (AP) — It's a well-preserved gem of boreal forest, around 350 acres fronting two lakes on the edge of the Boundary Waters Canoe Area. It long belonged to a wealthy Chicago family with a deep love of the wilderness. Now the land and its tall pines near Ely are under the control and ownership of the University of Minnesota, which plans to use it for research on climate change's effects on northern forests and for teaching classes.
The Hubachek Wilderness Research Center is primitive and needs some work, such as a new septic system, before it can host classes or small conferences. The laboratory is basically just a cabin. And none of the cabins dotting the property is insulated, so it's mainly a three-season facility. But it has a rich history, and the university hopes to build its capacity slowly but surely.
The Hubachek center sits on Fall Lake, a popular spot for entering the BWCA, and has a spectacular view over Browns Lake, which is just outside the wilderness area. It's dotted with rustic but meticulously maintained little log cabins that Frank B. Hubachek Sr. moved from a larger property he owned on Basswood Lake before it was incorporated into the BWCA and turned back into wilderness.
"It feels like you're at an up-north family resort. It's very lovely," said Peter Reich, who has held the university's Hubachek chair in forest ecology and tree physiology since the early 1990s and has been the lead researcher using the facility in recent decades. He said it gives researchers ready access to the Boundary Waters but also permits them to conduct more manipulative experiments that aren't possible within the BWCA.
The center is the legacy of Hubachek, a Chicago lawyer who was a frequent visitor to the area and an early leader in efforts to protect the Quetico-Superior wilderness region, which eventually became the BWCA. University forestry researcher Carrie Pike said the story goes that Hubacheck was canoeing on Basswood Lake in the 1930s when he found out that loggers planned to cut down a large stand of timber there.
Instead, Hubachek bought the land, and it became the site of his first research center in 1948. To oversee it, he hired Cliff and Isabel Ahlgren and started a foundation to fund their work. Pike said the Ahlgrens were given adjunct faculty positions with the university and published hundreds of papers before they retired.
As efforts to designate the Boundary Waters as a federally protected wilderness area gained steam in the 1970s, Hubachek donated his land on Basswood Lake to the U.S. Forest Service. He had the buildings hauled whole over the winter or reassembled on his new property a few miles away on Fall Lake and purposely kept it rustic. Hubachek died in 1986, but his son Bill and daughter Midge shared their father's passion and provided funding to keep the center and its research going. Bill Hubachek eventually decided that the land should be donated to the university, Pike said.
The turnover from the family to the university has been a long process that really began in the 1990s, said Pike, who helped oversee the final transition. Bill Hubachek, like his father a Chicago lawyer, died in 2011. The last of the paperwork was completed this fall. Besides the land, the family gave the university an endowment to keep the center running and provide some funding for research.
Much of Reich's early work there dealt with how fire affects forest ecology. But now a major focus of his work at the Hubachek and Cloquet centers is a project called B4WARMED. The researchers are studying how climate change, human land use and invasive species combine to affect northern forests.
Reich and his colleagues planted 10,000 small saplings from many different species in plots in both locations. They use infrared heat lamps and heating cables in the ground during the non-winter months to determine which trees thrive and which ones suffer when temperatures go up by, for example, 2 degrees or 4 degrees centigrade. They're finding that conifers such as spruce and fir don't fare well, he said, but hardwoods such as maples and oaks grow better and are likely to replace them. And they're also researching how the mix of species in the forest might change if the climate also gets drier as it gets warmer. On the positive side, he said, is they now think that white pines might be able to cope with moderately warmer temperatures as long as it stays wet.
The work is important for understanding Minnesota's forests in particular and more broadly for the Great Lakes forests of the United States and Canada. Reich said. But they're also collaborating with researchers from around the world to broaden their understanding of how rising temperatures affect all forests. He said they're learning that trees in tropical and far northern climates might not experience temperatures way outside their normal ranges as global temperatures rise. But he said trees in middle latitudes such as Minnesota probably are going to be at higher risk of heat damage because they already experience wide seasonal temperature swings, so their margins of safety aren't as high.
University officials are still working on a vision for how best to use the center going forward and they're thinking about what additional facilities might be needed, Nagel said.
"We're not going to put a 100-person auditorium on it. It'd be a classroom for 20 people," she said.
Reich said the school held off on deciding the details of exactly how to use the center and what changes to make out of respect for the Hubacheks because they didn't want the family to feel like they were being rushed off land their family had enjoyed for decades.
"They should get three cheers for what they've done for the woods and the university," Reich said.


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Friday 11 January 2013
We need to be able to 'conquer unemployment' again
Mark Pack has written a characteristically intelligent newsletter about the current positioning of the Lib Dems, around the idea of being a moderating influence on both sides. As he says, this has the advantage of being patently true and a good description of an effective junior coalition partner. But there is something about the combination of efficient economy and social concern which doesn't quite cut it as a political message.
Yes, it describes the effective position of the Lib Dems and the Liberals before them, just as it provided the message for the most successful of the SDP political broadcasts in the 1980s. What it fails to do is to explain what the connection between the two objectives is. It looks like compromise.
There are two reasons why, as Liberals, we should not be content with this as a narrative for the party.
First, it is the very opposite of a big idea. It may carry conviction among voters temporarily, but what it will not do is provide the party with the intellectual engine it needs to WIN - or to attract the activists of tomorrow, and the people who are prepared to devote their lives to cajolling the Liberals into power.
The second problem is that the words' efficient economy' covers up the basic problem which is that, not spending too much and being 'sensible' with the economy does not do justice to the traditional Liberal position on the economy.
It doesn't do justice to the emerging industrial policy that Vince Cable is presiding over. Nor does it do justice to the idea of a small-scale economy that can revive local fortunes from the bottom up, as Danny Alexander is beginning to develop.
The truth is that the Lib Dems badly need a central organising economic idea. They have survived for too long now on a bundle of issues around fairness and civil liberties, which - although important - are not winning reasons for government.
David Lloyd George, whose 150th birthday is coming up, used the slogan 'we can conquer unemployment' in the 1929 general election, using the ideas of John Maynard Keynes to provided it with its intellectual underpinning. Until the Lib Dems can say that again, they will just be a glorified pressure group.
3 comments:
- Joe Otten said...
You make a big ask, David. Does any party have a final solution to unemployment?
I think there are some big and important economic ideas to be developed, but perhaps they are not exciting enough to win elections. Land Value Tax is part of that picture - freeing us of the burden of economic rents. Another is tackling head-on some of the ways the big state hammers the poor. But this doesn't win elections when special interests can shout louder than the poor.
- 14 January 2013 at 21:15
- David Boyle said...
Thanks, Joe, but we may be fated not to agree on the economic presciption - I think a combination of:
1. Asset-based local economic revival.
2. New lending infrastructure.
3. Modern industrial policy.
... will be the basis of a winning new approach. I know that isn't everyone's cup of tea. But my main point is that Lib Dems need to engage with the economic debate. - 14 January 2013 at 21:34
The first job is to acurately define the context of choices, as only then can you identify and order lists of priorities.
Cameron does deserve credit for defining the immediate choices in 2010 by focussing on the deficit, and we must learn the lesson from this to assert our position in the public debate.
So, taking a large step back to get things in perspective, I'd argue the world is dealing with the violent tides unleashed by the 'technological revolution' - in many ways similar to the 'industrial revolution' (and others) of yore, and in many ways presenting similar threats and opportunities now, as then.
Industrialisation introduced new processes of regularisation into society, through machines and mechanisms, like trains and income taxes.
Technologisation is introducing new processes of gathering, understanding and applying information.
The role of government during industrialisation changed in response to policy failures, by opening up access and gradually establishing accepted minimum standards - growing to include social policy.
The role of government now is changing again as the gains in equality are being eroded by public failure.
So the job for politics is to redefine the state in ways which account for its failure by promoting equality.
Don't underestimate 'civil liberty' - it actuall succeeds in explaining the causes and solutions to many current issues, from superinjunctions, secret courts and Leveson, all the way through to immigration and foreign policy, budget choices and electoral strategy.
'Civil Liberty' is not a compromise political position, it is a positive balance of personal and collective freedoms and responsibilities.
'Civil Liberty' is also not a compromise economic position, it is a positive balance of efficient and effective tax and budgeting measures.
LibDems in coalition was a compromising result, but it is still a more positive balance than the country had before.
Perhaps we should be taking more note of the anti-politics mood and therefore making more use of the symbolic imagery of the scales of liberty: 'On balance, vote LibDem'.
proponents of Land Taxes are so far failing to address the criticisms made by opponents, such as George Osborne in his Speaker's Lecture: "those tempted by a modern version of a property tax should note Lloyd George's land tax was eventually abandoned when it cost more money to collect than it raised."
You will continue to fail until you can provide an effective answer to him.
See, efficiency+effectiveness=liberty. - 3 March 2013 at 17:14


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Get Your First Look at Alice Cooper in 'Jesus Christ Superstar'
On Easter Sunday, April 1, NBC will present a live production of the Andrew Lloyd Webber/Tim Rice musical Jesus Christ Superstar. The network has released a trailer for the show, which offers a first look at Alice Cooper as King Herod, and you can watch it below.
Cooper has only one number in Jesus Christ Superstar Live, "King Herod's Song (Try it and See)," a vaudeville-style ditty midway through the second act where Herod mocks the idea that Jesus is the son of God. "You are the Christ / The great Jesus Christ," he snarls, "Prove to me that you're divine / Turn my water into wine." Cooper's no stranger to the role, having sung it on a 2000 recording where he joined the 1996 London revival cast.
The show also stars John Legend in the title role and Sara Bareilles as Mary Magdalene. Broadway veteran Brandon Victor Dixon, who recently starred as Aaron Burr in Hamilton, plays Pontius Pilate. David Leveaux, a five-time Tony Award nominee, is directing.
Jesus Christ Superstar was one of the first musicals to incorporate rock music into its score. Its tradition of having rockers in its cast dates back to its origin in 1970 as a concept album, where Deep Purple's Ian Gillan played the title role and Manfred Mann's Mike d'Abo was Herod. Over the years, singers such as Roger Daltrey, Dennis DeYoung, Gary Cherone, former Skid Row singer Sebastian Bach have appeared in high-profile productions in various roles.
Earlier this week, Cooper announced a continuation of his North American tour in support of last year's Paranormal. He'll begin at the Wisconsin State Fair in West Allis, Wis., on Aug. 3 and conclude on Sept. 7 at the York Fair in York, Pa. You can see all the dates here.


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- Westside Acupuncture and Wellness Center11860 Wilshire Blvd Ste 300
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Tag Archives: pms
Meridian Point: Large Intestine 4
Large Intestine 4 is one of the most important and influential acupoints in the entire body. The Chinese name for Large Intestine 4 is "He Gu" meaning union valley or converging valley. The point is located on the hand in the web between the thumb and index finger, also described as the depression where the index finger and
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Also tagged depression, insomnia, irritability, stress, tcm
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Successful Herbs to Move Liver Qi
We often say in Traditional Chinese Medicine that the liver is the system most easily susceptible to stress. Stress knots the Qi (energy) and makes its flow stagnate – this happens most quickly in the liver energy system. The liver, in TCM, is in charge of the smooth flow of Qi throughout the body. This means that if Qi
Posted in Herbal Medicine, Traditional Chinese Medicine
Also tagged anger, irregular menstrual cycles, irritability, migraines, tension headaches, trouble sleeping
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Moxibustion and Dysmenorrhea
A study conducted by Chengdu University of Traditional Chinese Medicine (TCM) has determined that the use of moxibustion at specific days during a woman's menstrual cycle can decrease pain associated with menstruation. Dysmenorrhea or painful menstruation is a big problem for many women. This study used moxibustion, an accessory modality of TCM, to treat the pain associated with menstruation. The
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Also tagged dysmenorrhea, menstruation, moxibustion, tcm, women
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Does Your Liver Need a Spring Tune-Up?
In Traditional Chinese Medicine, each season is ruled by a particular organ system and spring is connected to the liver. What does this mean? Well, you probably notice changes in the way you feel, both physically and mentally, as the seasons change. I know I tend to feel a bit more contemplative and introspective during the winter months. Once


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New Build private residential complex of apartments in El Raso, Guardamar del Segura.
Complex consisting of 135 homes with 2 or 3 bedrooms in blocks of 3 or 5 floors plus solarium, designed in a minimalist way and with high quality standards, its modern architecture harmonises with our large open spaces, nature and swimming pools, offering a unique and peaceful atmosphere.
Beautiful residential complexes, including a glassed-in GYM-Spa area with views of green areas, swimming pools and from its terrace overlooking the salt lagoon of La Mata, paddle tennis court, etc.
Furniture pack included in the price.
Parking space included in the price.
Development is located on a unique and unrepeatable plot, bordering the natural landscape of the salt lagoon, enjoy its biodiversity and unique environment, in El Raso de Guardamar del Segura, with all kinds of services and amenities and close to the best beaches of the Mediterranean.
At the same time, thanks to the proximity of El Moncayo beach, you will be able to go for a bike ride and enjoy the best climate of the Costa Blanca.
Additionally and thanks to the five levels of some of the blocks that make up the residential, all of them facing south, we include in our luxury penthouses, fully equipped kitchen on the solarium, outdoor shower (hot/cold water), and jacuzzi area, to complete the unique experience of living in front of a unique and unrepeatable natural environment.
El Raso is a part of Guardamar del Segura.
Guardamar del Segura is a town located on the Costa Blanca South. With its 11 kilometres of natural beach and its large pine forest.
Guardamar del Segura has a large port with activities throughout the year, it has a large sports centre with paddle tennis, tennis, soccer and a large heated swimming pool that works all year round. It also has a library where there is free wifi and computers.
Guardamar del Segura is only 20km away from the Alicante – Elche (El Altet) airport, where there are many flights every day with connections to the main European cities, due to the demand for tourists on the Costa Blanca.


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This plugin is an advanced plugin with a list of option for adding and editing gallery. It is fully responsive. Plugin allow you to add unlimited images using multiple image uploader which save lot of time and effort to make a gallery.


text: Well, the wait is finally over! Fans of Broadway fave and Tony Award winner Idina Menzel packed the Virgin Megastore Times Square on January 29, eager for autographs and a performance of songs from her new CD. The beloved star of Wicked and Rent did not disappoint, wowing the crowd as she belted six pop power ballads from the Warner Brothers release I Stand. To the delight of the crowd, Idina's proud husband Taye Diggs (of TV's Private Practice) stood in the wings cheering her on. Click on to see Idina do her thing!


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Men United riders can't be ignored as charity fights back against killer disease
Nine participants from Newport County AFC will be joining the fight against prostate cancer by taking part in this year's Football to Amsterdam cycling challenge for Prostate Cancer UK as the charity aims to raise half a million pounds.
From Friday 3 June 2016 the County in the Community staff will be pounding the pedals from Oakwell Stadium to Amsterdam to support the leading men's health charity against a disease that kills one man every hour.
Prostate Cancer UK, the Official Charity Partner of The Football League, will stage its fourth annual football fundraiser from 3-5 June 2016 – prostatecanceruk.org/amsterdam – and this year there is now not one but three Grand Departs. One group of riders will roll out of London from a new starting point at the iconic Olympic Park's Velodrome, while two further groups will kick off at Barnsley FC's Oakwell Stadium and at Portman Road, home of Ipswich Town FC.
Proudly representing Newport County AFC is Nathan Blake, Daniel Harvey, Liam Jenkins, David Lewis, Deiniol Parselle, Norman Parselle, Michael Pratt, Danielle Seivwright and Daniel Williams and they will join over 350 riders in Prostate Cancer UK's Men United team, all riding 145 miles and raising money to stop prostate cancer being a killer.
The £500,000 raised will help 'shift the science' and crack the three core issues of diagnosis, treatment and prevention which have been left unsolved for too long. It will also help provide support and information to those affected by the disease.
From the initial event in 2013 with a small group of 35 riders, to a total fundraising tally which will smash through the £1m mark this year thanks to a biggest ever peloton; the football-themed cycling challenge has proved a phenomenal success throughout its four years.
James Beeby, Director of Fundraising at Prostate Cancer UK, said: "We're delighted that Newport County AFC has decided to join the fight against prostate cancer and ride to raise vital funds for Prostate Cancer UK.
"Ignoring prostate cancer will not beat it, and the money raised by our fantastic riders will fund ground-breaking research to help fight the disease. That will help us provide dedicated support and information to men and their families affected by this disease.
"Our amazing cast of riders from across the UK show a brilliant demonstration of what we call Men United: people joining one team to fight a common opposition – prostate cancer.
"One man every hour dies from prostate cancer; it's the most common cancer in men, but we want to make prostate cancer a disease that the next generation of men do not fear. We thank Newport County AFC for joining the fight and wish them every success in the event."
Many people are unaware that prostate cancer is the most common cancer in men. It's a huge issue that cannot be ignored. In 2016 one man an hour will die from prostate cancer in the UK. That's 10,900 men this year. Based on current trends, if we ignore prostate cancer and do nothing, this number will rise to over 14,500 men a year by 2026.
People are urged to search Men United and join the fight, and use #F2A to share stories and updates online.
To sponsor the riders representing Newport County AFC, please visit our JustGiving page by clicking HERE.
Ben Wright, Commercial Director of The Football League said: "We are proud of our partnership with Prostate Cancer UK and it's great to see the Football to Amsterdam ride going from strength to strength in 2016.
"This is a great event and as a packed peloton of former internationals, ex-players, staff and supporters from clubs throughout The Football League saddle up in force, it once again highlights how the beautiful game and the Football League family can unite to make a game-changing contribution to men's health."
For more information about the ride, visit prostatecanceruk.org/amsterdam or contact the cycling team by calling 020 8222 7158 or emailing email@example.com


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If it's full-color banners, floor graphics, wraps, vinyl clings, window graphics or an entire set of vinyl signs and graphics you would like, our dedicated vinyl signage team manage your custom signage products quickly, professionally, and with a close eye to even the smallest detail.
Call Skymark Signs at (905) 581-0995 for more information, and to schedule a vehicle wrap consultation today!
Custom Signs, Wraps, & Graphics
Most of the sign projects at Skymark Signs are custom crafted for a specific brand, purpose, or event.
What your sign says about your business is an important statement. Most of our clients feel strongly that there are many things that make their enterprise unique. At Skymark Signs, we want to work with you to ensure those unique elements are translated into a custom sign. Our sign manufacturing company operates locally, housing both design teams and sign craftsmen under one roof. These teams will collaborate with you to ensure that your custom sign is perfect – right down to the last detail!
We can customize our indoor signs, outdoor signs, and vehicle wrap products. To schedule a free custom sign consultation, call Skymark Signs at (905) 581-0995 today!
Skymark Signs's Process
A streamlined process that puts your goals in the driver's seat.
Step One: Free Consultation
Your initial consultation, offered free of charge, will be with one of Skymark Signs's signage experts. At this meeting, we will go over the details of your project, answer any questions you may have, and provide you with expert advice and recommendations to ensure you are getting the most out of your signage budget. We can handle the consultation over the phone, or in person at our location or yours. If you need an on-site signage evaluation, just ask!
Step Two: Sign Design
Once we have determined the exact signage type and placement for your new sign or signs, the incredible design staff at Skymark Signs will take over the next phase of your project, working with you to obtain necessary art files and design elements (if needed).
At the completion of this phase, you will be provided with a design proof to critically review for accuracy before your sign is sent to our production team.
Step Three: Sign Manufacturing
Upon approval of your proof, your sign will move to our on-site fabrication team for project management. Our sign manufacturers will collaborate with our designers to ensure that your sign is crafted to perfection, and every step of the process is reviewed by our team for quality control.
During this time, we will also source any support structure such as frames, bulbs, or electrical components that may be required for sign installation to ensure the entire process goes smoothly.
Step Four: Sign Installation
Once your signage is ready, it is time for installation. Depending on your sign type and the complexity of your project, you may be able to install your sign yourself. We will let you know if professional installation is recommended or required for your particular sign so that you can budget for that at the beginning of your project.
Skymark Signs provides complete expert installation services. Our installation professionals will arrive on-site with all the necessary tools and equipment to install your sign. Once installed, our team will tidy up after themselves and let you know that your sign project has been completed.
Our Commitment To You
We understand the importance of high-quality business signs. Skymark Signs strives to provide you with professional assistance and expert support throughout your entire project. If you are unhappy with your signage for any reason, please let us know so we can make things right for you.
Ready to Get Started?
We look forward to hearing from you!
Call Skymark Signs today to schedule your free sign consultation at (905) 581-0995!


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- Home
- SpeedFactory HPX Side Inlet/Outlet Universal Front Mount Intercooler - 3" Inlet / 3.5" Outlet (1000HP-1200HP) [SF-06-094]
SpeedFactory HPX Side Inlet/Outlet Universal Front Mount Intercooler - 3" Inlet / 3.5" Outlet (1000HP-1200HP) [SF-06-094]
Regular price
Hybrid HyperSport is proud to offer you the best of the best. With SpeedFactory's record of being the fastest, we can assure you these awesome products are what they use on their own cars!
The SpeedFactory SS-1200 Side Inlet/Outlet Intercooler is built with a high quality 4.5" thick SpeedFactory Air-to-Air Intercooler Core, featuring bar and plate construction with a very specific staggered fin combination engineered to achieve maximum cooling efficiency while minimizing pressure drop. Our custom engineered end tanks are carefully hand-formed in house from H-3 5052 aluminum and are fully TIG welded. This intercooler is ideal for high power street and race applications where 1,000HP-1,200HP of efficient charge air cooling is desired.
This intercooler comes standard with 3" inlet / 3.5" outlet bead rolled tube ends. Vibrant Performance Vanjen clamps are also available upon request for faster, more secure charge pipe connections. Please call or email us before you place your order if you would like the Vanjen flanges welded to your intercooler. All of our intercooler's ship complete with the SpeedFactory logo stenciled on the face of the core and come with M8x1.25mm aluminum mounting bungs already attached for easy installation. Deliver significantly cooler, denser air to your engine with a performance proven SpeedFactory Racing Intercooler.
- Universal application
- 1,000HP-1,200HP Rated
- Core size is 24" x 12" x 4.5"
- Overall size is 35.25" (inlet to inlet) x 12" tall x 4.5" thick
- Unparalleled craftsmanship and race proven performance
Part Number: SF-06-094


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Supreme Court Grants Chippewas of the Thames First Nation Challenge to Line 9
Submitted by noline9 on
The Supreme Court of Canada has set November 30th, 2016 to start hearing the appeal of the Line 9 approval.
Supreme Court Grants Chippewas of the Thames First Nation Challenge to Line 9: Community Hopeful of Meaningful Consultation with the Crown
MUNCEY, March 10, 2016 – the Supreme Court of Canada has granted the Chippewas of the Thames leave to appeal a decision of the Federal Court of Appeal relating to an Application before the National Energy Board to repurpose the Line 9 Pipeline.
At issue is whether the Crown exercised its duty to meaningfully consult and accommodate the Chippewas on a project that may potentially impact their Aboriginal and Treaty rights. The Chippewas are challenging the Crown's paternalistic policies based on denial and extinguishment of rights. Relying on s. 35 of the Constitution and previous Supreme Court rulings, the First Nation continues to urge negotiation and reconciliation. Welcome to fabulous LeoVegas! The exciting world of online casino awaits.
Chief of the Chippewas of the Thames, Leslee White-Eye welcomed the decision, saying, "Our community is pleased by this forward step but the path before us is still long as we continue to seek protection of our Aboriginal and Treaty rights. We need to bring home that we are not acting alone in the action, nor that it is for our sole benefit but an attempt to seek protection of our water – these energy developments are one of many across the nation impacting our rights".
According to Chief White-Eye, "Our members were very distressed by the Federal Court of Appeal's dismissal of the appeal when they failed to acknowledge our Aboriginal and Treaty rights. The Court did not consider previous decisions, which establish the Crown's duty to meaningfully consult with and accommodate us on projects that may potentially impact those rights, such as Line 9."
The Crown's failure to consult has stalled negotiations, prevented Chippewas of the Thames from benefiting from their collective rights and has impeded economic development for all stakeholders. It has also undermined the Nation's development as a government. Still, Chief White-Eye remains optimistic by stating that "a positive final decision from the Supreme Court will hopefully pave the way for reconciliation with the Crown."


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More info on monthly meets, MOM, C7, car washes, BBQ's, etc.
TM3/TOP Joint Event -...
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In a touch of high tech irony, a collection of rare books about bookbinding from the Rochester Institute of Technology (RIT) has found its way onto two digital book sites. RIT's Bernard C. Middleton Collection, a set of printed resources on bookbinding history and practice, has been digitized and made available through Kirtasbooks.com, a site that sells books printed on demand and that's hosted by Kirtas Technologies, which sells book imaging equipment. The collection is also available on RIT's own Cary Graphic Arts Press Web site.
"We are delighted to participate in this ground-breaking venture with Kirtas," said David Pankow, Cary Collection curator. "Imaging and innovation are the hallmarks of RIT and the Rochester community, and our partnership with Kirtas is another example of that spirit."
Kirtas currently has 12 partnerships with universities and public libraries to make special collections available for sale online. Distribution rights are non-exclusive, so the books can also be made available through other distribution channels at a library's request.
About the Author
Dian Schaffhauser is a former senior contributing editor for 1105 Media's education publications THE Journal, Campus Technology and Spaces4Learning.
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General Terms and Conditions of Cloud Rendering at RebusFarm GmbH
Section 1 Scope of application concerning cloud rendering
(1) Our deliveries, services, and offers are exclusively made on the basis of these general terms and conditions.
(2) Terms and conditions of the customer do not apply, even if we do not separately object to their application in the individual case.
(3) With the exception of managing directors and authorized signatories, our employees are not entitled to make verbal agreements with the customer in connection with the contract which deviate from these general terms and conditions.
Section 2 Offer and conclusion of contract
(1) Offers and prices about the cloud rendering service contained in brochures, advertisements and other promotional material are not binding.
(2) The customer shall be bound by an order which has not yet been accepted by us for 14 calendar days after sending. We are allowed to accept the offer within this period of time. The time when the customer receives our acceptance shall be decisive for compliance with the period.
Section 3 Prices and payment conditions for cloud rendering
(1) Our prices are inclusive of the statutory value-added tax, where it is applicable. The prices for cloud rendering at the time of collection from our registered office in Leverkusen shall apply unless otherwise agreed upon.
(2) If we grant a starting or test credit at the time of registration via our website, an entitlement to this credit shall only exist if the customer did not already make use of such a credit before.
(3) The customer shall only have a right of set-off or a right of retention to the extent that his/her claim is undisputed or finally established by a court. This shall not apply for counterclaims of the customer based on warranty.
(4) Each payment for cloud rendering is limited to a maximum purchase amount of 100,000 Euros.
(5) Purchased RenderPoints for cloud rendering can not be sold to a third party by the customer and will not be transferred to a different account.
Section 4 Student Discount
(1) RebusFarm offers full-time students a discount of 50% on purchases. The prerequisite for receiving an academic discount is the submission of an official certificate of enrollment, signed or stamped by the university/university of applied science. The discount is valid until the end of the current semester and can be extended after a renewed submission of a certificate. Student IDs do not count as official certification.
(2) Lecturers are also entitled to this discount upon submission of an official certificate.
(3) The student discount is to be used exclusively for school and academic projects. Should there be any suspicion of creating commercial projects with this discount, it can be disabled at any time. The discount may not be used in conjunction with corporate accounts.
(4) RebusFarm reserves any right to deactivate the student discount at any time or to permanently deny the discount in case of violation of the Terms & Conditions.
Section 5 Delivery time
If we do not meet a binding delivery date or a binding delivery period, the customer shall grant us a reasonable grace period which may not be less than two weeks.
Section 6 Contracts concerning cloud rendering
(1) If the subject matter of the contract is the cloud rendering of animations and/or images, the customer must have a computer connected to the internet on which the operating system Windows/Mac, a legally licensed 3D software which is supported by us (see 'Supported Software') and which was used to create the digital data to be rendered as well as the software 'RebusFarm Software' are installed without errors. According to the End User License Agreement (EULA) for the 'RebusFarm Software' the customer has the right to use the software 'RebusFarm Software' free of charge for the cloud rendering at RebusFarm.
(2) With the acquisition of a credit, a claim for the provision of the cloud rendering is established towards us. The customer may assert this claim by placing a render order using the 'RebusFarm Software' after registration.
(3) The execution of a render order is paid in RenderPoints with one RenderPoint corresponding to one EUR. The number of RenderPoints required for the execution of a cloud rendering order depends on the scope and complexity of the 3D scenes submitted by the customer. The customer can make a non-binding advance projection of the presumably required RenderPoints in the section 'Calculate Render Costs' or - for a more accurate projection - by transmitting excerpts of the 3D scene using the 'RebusFarm Software'.
(4) The render result is one or more image files in the file formats jpg, jpeg, tif, tiff, png, bmp, exr, fxr, hdr, pic, rpf, tga, vda, jcb, vst. The render result will be downloaded using the RebusFarm software 'RebusFarm Software' to a folder selected by the customer on his/her computer. Seven days after the provision of the render result, it will be irrevocably deleted (provision period). After the expiry of the provision period, a download is not possible anymore, unless we agree otherwise with the customer before the render order is placed.
(5) Apart from this, the conclusion of the contract and the execution of the contract in the case of contracts concerning the cloud rendering of 3D scenes are described in the 'Contractual information.
Section 7 Warranty and liability of cloud rendering
(1) In the case of damage we and our vicarious agents are liable, irrespective of the legal reason (in particular in the case of default, defects, or other breaches of duty), only in the case of a breach of an essential contractual obligation; however, the amount shall be limited to the damage which is foreseeable at the time the contract was concluded and which is typical for this type of contract. Essential contractual obligations are obligations the fulfillment of which enables the proper execution of the contract and on the fulfillment of which the customer regularly relies on and may rely on for.
(2) In the case of a purchase contract, we and our vicarious agents are not liable due to obvious material defects of the delivered goods if the customer does not notify us of the defect within a period of two weeks after delivery of the goods.
(3) The limitations of liability mentioned above shall not apply to the liability due to grossly negligent or intentional behavior, for guaranteed qualities, due to a violation of life, body, or health, or to the liability according to the Produkthaftungsgesetz [German Product Liability Act].
Section 8 Reservation in the case of transfer of ownership and/or transfer of rights
(1) We reserve the ownership of the delivered goods until full payment of the purchase price for these goods.
(2) The rights to be transferred and/or to be assigned shall only be transferred or assigned to the customer after full payment of the purchase price or the remuneration.
Section 9 Choice of language and law
(1) The contract shall be concluded in English.
(2) These general terms and conditions, as well as the contractual relationship between us and the customer, shall be subject to the laws of the Federal Republic of Germany, to the exclusion of the international uniform law, in particular, the United Nations Convention on Contracts for the International Sale of Goods (CISG).
Section 10 Jurisdiction
(1) If the customer is a merchant, a legal person under public law or a public-law special fund, the exclusive jurisdiction for all disputes directly or indirectly arising from the contractual relationship shall be our registered office in Leverkusen. This shall also apply if the customer does not have general jurisdiction in the Federal Republic of Germany.
(2) In all cases, we shall be entitled to bring an action at the place of performance or at the general place of jurisdiction of the customer.
(3) Priority statutory provisions, in particular concerning the exclusive jurisdiction, shall remain unaffected.


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SOLID 925 Sterling Silver Ring US size 7.25 Row Line Large Big Light Blue Round 7 Seven CZ Gemstones 4.9-5.0mm Fashion Style Design New Never Worn Jewelry Fine Jewellery RI000869
Weight - 6.00 grams.
Stamp and metal - 925 Sterling Silver (stamped) + white gold/rhodium plated to prevent silver patina.
US ring size - 7.25.
Ukrainian / Russian Size - 17.5.
Stones – light blue round Cubic Zirconia, stone diameter - 4.9-5.0 mm, 7 pcs.
Face ring width - 5.5 mm.
Item code – RI000869.
Explore more following the links:
Fine Silver Rings US size 7.0 - 7.25 - 7.5 - 7.75
The items are shipped within 1-2 business days after the payment is received. Please, note - it sometimes takes several days for PayPal to verify the payment.
We ship worldwide using registered trackable airmail. The tracking number is provided immediately after the order is shipped.
We do our best to ship rapidly and to arrange the fast delivery. But shipping carrier functioning and the customs' check are not under our control. The buyer is responsible for all VAT, fees and sales taxes if they apply.
It usually takes 3-5 weeks for a package to arrive. Here's the latest statistics of the international delivery terms:
- USA - 3-5 weeks (New Year delays up to 6-8 weeks);
- Canada - 4-7 weeks;
- Australia - 5-9 weeks;
- Chile - 4-5 weeks (the last one arrived in 34 days);
- China - the last delivery term was 81 days...;
- France - 2-4 weeks;
- Germany - 3-5 weeks (the last package arrived in 48 days);
- Italy - 53-85 days,
- Japan - 2-4 weeks;
- Latvia - 1-3 weeks;
- Macedonia, the former Republic of Yugoslavia - 2-4 weeks;
- Mexico - 4-6 weeks;
- the Netherlands - 4-6 week;
- Norway - 2-4 weeks;
- Puerto Rico - 4-6 weeks;
- Romania - 2-3 weeks;
- South Africa - 42-50 days;
- Spain - 4-5 weeks (the last one took 30 days);
- Sweden - 2-4 weeks;
- Switzerland - 3-4 weeks (the last one arrived in 23 days);
- United Kingdom - 3-5 weeks.
Delivery time also depends on the season and some other reasons (holidays, customs' check, country laws). As a rule, it's faster in summer and slower in the winter season during the New Year rush (starting from the middle of November).
Unfortunately, the Express delivery is unavailable right now due to the military situation in Ukraine. But the standard postal service works very nice.
Please, contact us in case of any difficulties, questions or to get more information 🙏🕊💐:
or +38-066-864-72-71 (Viber / WhatsApp).
We have a 7-day return policy, which means you have 7 days after receiving your item to request a return.
To be eligible for a return, your item must be in the same condition that you received it, unworn or unused, with tags, and in its original packaging. You'll also need the receipt or proof of purchase.
To start a return, you can contact us at firstname.lastname@example.com. Items sent back to us without first requesting a return will not be accepted.
You can always contact us for any return question at firstname.lastname@example.com.
Exceptions / non-returnable items
Certain types of items cannot be returned, like custom products (such as special orders or personalized items).
Unfortunately, we cannot accept returns on sale items or gift cards.


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Being kind by leaving love-filled goodie bags on car windscreens in the hospital car park:
Happy Valentine's Day! And Happy International Random Act of Kindness Week!
So why not combine the two, me thinks!!
How about some Valentine's Day Kindness Bags filled with love-themed goodies?
And being joined by my helpful nephew Callum, I have all the ingredients for the sweetest Valentine's Day EVER!!
I've been planning this ever since my Random Act of Christmas Kindness. One of my favourite kindness acts so far, I loved choosing what to put inside my festive goodie bags and it gave me such pleasure leaving them on car windscreens at my doctor's surgery.
But most of all I was incredibly moved by a response I received from a lovely lady who received one of these bags (see the comments section if you'd like to read it).
So the day is finally here, hooray!.
And I'm over-the-moon that my seven-year-old nephew Callum wants to help me. I love what a big heart he has and how his teacher is always commenting on how kind and helpful he is.
So earlier this morning we spread our loot across my bed, and had fun packing our 20 kindness goodie bags.
Into each clear bag, we popped: a red foil-wrapped chocolate heart, a mini packet of Love Heart sweeties, a mini chocolate bar, a highlighter pen, some heart stickers, a handful of heart-shaped jewels, and a feather or two.
We wrote kindness messages on my Kindness Cards. Callum carefully writing: You are amazing, and adding his name and age on a few. So sweet. And we also included a 'You Are Loved' card I'd made using one of my favourite nature photos I took last year, with a little explanation about our Random Act of Kindness on the reverse.
Excited and ready for action, we drove down to the City Hospital and parked up.
Although it was freezing, our hearts were warmed as together we placed our kindness bags on the car windscreens.
We even had the chance to give someone one of our kindness bags face-to-face: we spotted a lady heading into the hospital and ran across to hand-deliver a goodie bag. She seemed really happy to receive it.
We hope that when the owner/s returned to their cars after their appointment or visit or work-shift, they will be surprised.
And we really hope our little act of kindness will make a few people smile and feel happy, especially on this love-filled day.
Last week, I told the Nottingham Post about our little Valentine's adventure, and we were interviewed and snapped by our city's newspaper while in the midst of our good deed. Once the feature goes out, I will post the link here:
We then celebrated with a trip to our local Costa for a well-deserved sugar-loaded treat!
What really warms my heart is that Callum wants to take a kindness goodie bag with him into school next week for his 'show and tell'. My heart is so happy to think that this small act of kindness may help inspire this younger generation to continue the ripple effect of kindness.
What a brilliant way to celebrate the start of International Random Act of Kindness Week!
Now back home, I'm shaking with exhaustion and about to switch-off and have a long soak in a yummy Epsom salt bath.
So with this in mind, my happy for today is being kind by leaving love-filled goodie bags on car windscreens in the hospital car park.
ps if you have received one of our Valentine's Day Kindness Goodie Bags, we'd really LOVE to hear from you in the comments below. If you'd prefer me not to publish your comment on the blog, please let me know.


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Workout of the Day
WOD 1 – in the morning… Ring Skills: Front raise to horizontal 3 x 5, ice cream makers 3 x 10, back levers 5 attempts
WOD 2 – in the afternoon… Clean and Jerk 1, 1, 1, 1, 1 Front Squat 1 every minute on the minute @ 90% 1RM until failure to complete. 10 minute cap. GHD Situps 3 x 15 Pegboard 3 assents
WOD 3 – in the evening… "Helen" 3 rounds for time: 400 meter run 21 kb swing (24 kg0 12 pullups
Not a lot of time for a big write up tonight, but today turned out to be a monster day. With my boy Jason in town from long island to train for the next few weeks, things really clicked. I hit a PR clean and jerk at 294#, then squat cleaned 303# but missed the jerk. Front squats at 315# felt buttery and I PR'd my Helen time at 6:54. Resting up tomorrow then trying to keep the train rolling on Thursday.


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A program that prepares individuals to support business information operations by using computer equipment to enter, process, and retrieve data for a wide variety of administrative purposes. Includes instruction in using basic business software and hardware, business computer networking, principles of desktop publishing, preparing mass mailings, compiling and editing spreadsheets, list maintenance, preparing tables and graphs, receipt control, and preparing business performance reports.
A program that generally prepares individuals to perform basic data and text entry using standard and customized software products. Includes instruction in keyboarding skills, personal computer and work station operation, reading draft texts and raw data forms, audio and tape dictation, and various interactive software programs used for tasks such as word processing, spreadsheets, databases, and others.
Any instructional program in data entry/microcomputer applications not listed above.
Operate data entry device, such as keyboard or photo composing perforator. Duties may include verifying data and preparing materials for printing. Excludes "Word Processors and Typists" (43-9022).


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Sold Out $4,100.00
Each link on this Maria Beaulieu chain has been meticulously handcrafted of warm 18k yellow gold with a matte finish. Perfect for pairing with a one of a kind pendant by the artist, this gorgeous chain is a highly coveted piece for jewelry lovers and collectors. Total lightweight link chain length measures 22". Handcrafted in Brooklyn, NY, U.S.
Questions? We're here to help! 617-655-4791