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One Thing All Profitable Course Creators Have In Common
Have you created a course? Is it bringing in revenue? If so, sit back and relax. You can stop reading this post now. Or you can keep reading for a boost to your confidence and self-esteem or maybe just a pat on the back.
Are course creators the new aspiring authors?
While the world of online course creation is still relatively new, I think it shares a lot of similarities to the world of book writing and publishing. Lots of people feel they have a book inside them (similar to the way course creators feel about their courses) and so they begin the process of writing a book (similar to course creation).
But did you know that less than 3% of people who start writing a book actually finish?
That means that if 1,000 people start writing books, 30 will finish, and only 6 of those will publish (Source). I can't help but wonder how similar those statistics are to the world of creating courses, because I work with lots of client who have ideas for courses, love the idea of passive (or almost passive) revenue, and truly want to change the world by sharing what they've learned either through formal training or the hard knocks of life.
And the data shows that creating courses is a worthwhile gamble. The online education industry grew to $255 billion in 2017 and continues to show upward trends. People want to learn, they want to learn online, and they are willing to pay for their education. (Source)
So the opportunity is ready for your online course or workshop, and yet, there is something keeping you from being profitable. That one thing? Finishing.
I've worked with dozens of experts and entrepreneurs in my coaching practice to help them transform their genius into a consumable learning experience. We work diligently to hone their transformation targets, make sure that their learners are willing to pay, structure a profitable revenue plan, map out modules and lessons, and draft project plans. Some of my clients spend months and months in the preparation, the strategy, and the outlining - but can't clear the one hurdle that keeps them from profits: finishing.
Every client I've worked with who has finished their course is currently earning revenue from it.
From Christina who is teaching people how to reconnect with their intuition (watch her TED Talk here), to Jessica who is teaching aspiring wedding planners everything she learned in the trenches about what makes a successful business, and Kaitlin who is helping women create profitable workshops around the world - these women all have one thing in common. They finished their courses. And these are just a few examples.
If you've spent time on my website, I'm sure you know that I'm a big believer in this: When your business is built on who you are, there is no competition.
The same goes for your course. There are people who want to learn from you, in your voice, in your style. And you have messages for them that simply won't register when they hear the same words from another source. So it doesn't matter if your course is one of thousands on your topic, there are people who want to learn it from you.
The world needs your course.
So I'm sharing three of my favorite strategies for getting your course finished and out into the world.
#1 Build the right course.
Course creation is a blend of facilitation, productivity, and creativity. And it helps if you build a course that matches your course creation style. For example, if you are a non-techy powerhouse of ideas who loves adapting in the moment - maybe an online course isn't your best option. Have you thought of teaching live, online courses or hosting an annual retreat instead? Time and time again I see course creators choose a modality that is outside of their natural instincts for creating and connecting.
Here are some resources for you to learn more:
Take my Course Creation Style quiz to find out if you are a Focused Finisher, Mixed-Media Maven, or Workshop Wonder - and get recommendations for the course types that are best suited to your style.
Invest in completing the Kolbe A Index to find out more about your natural instincts for taking action and getting work done.
#2 Create lots of accountability.
I'm talking about layers and layers of accountability here. Here are my recommendations:
Find a small group of course creators to work with who will share in your struggles and boost you up when you want to throw in the towel.
Create a preview webinar or free download to start building a list of people who are ready and waiting for your course to launch. Communicate with them weekly and give them behind-the-scenes updates on your course creation progress.
Commit to taking daily action on your course. That might be as simple as committing to writing one sentence each day, but this step will keep your head in the game and your eye on the prize.
#3 Make a plan and look at it daily.
One of the most important steps in the course creation process is to know where you are going, what your revenue goals are, and exactly how you will get there. I like to call this your learning-based business plan. This one page document keeps you tuned into your revenue goals, your marketing plan, your signature process, and your measures of success.
But you also need a working project plan to carry you through the detailed work of your course. One of my favorite project management tools is Trello, and a client of mine sent over this amazing resource on how to use it for course creation.
Course creation is not easy, but it is worth it.
One of the biggest mistakes course creators make is not realizing the amount of effort and energy creating a course will take. Lots of marketing gurus who want to sell you their programs on creating courses will make you think it's a quick and easy way to make money. I'm here to promise you, it's a passion project, a work of love, an intense creative endeavor, and one that will pay off if you finish.
I'm on a mission to help solopreneurs create profitable courses that deliver results. Whether your educational offer is a strategic part of your business, your brand new side hustle, a bridge to change careers, or a way to break free of the 1:1 client trap — my job is to make sure that you're earning a profit and that your learners are experiencing the transformation your promised them.
Are you ready to finally finish your course creation project? Schedule a free laser coaching session and I'll help you map out your next three steps.


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Some animals, even when they're wild, are able to be controlled easily. Some are frightful enough of human activity and humans themselves that they rather bolt away in fear rather than stick around long enough to find out exactly what a human might be up to. This is not the case with your average Canadian Goose! I'd never suspected that a Canadian Goose could be a violent animal until I started working in Canada Geese control in NJ in order to help a local retirement home to rid themselves of these apparently insane animals who have absolutely no fear of humans or even other animals. I watched one of these winged terrors launch itself bodily at a landscaper who was actually on his lawnmower. Unfortunately for the Goose, it didn't end well. I'm sure you can imagine what sort of bloody aftermath was left behind after that. Continue reading
I Brought Bed Bugs Home with MeThis entry was posted in News on .
I am pretty paranoid about staying in hotel rooms, and with good reason! I always carry disinfectant wipes with me, and I use my own bedding whenever possible. No matter what a person does though, it is still possible to bring bed bugs home with you. That is what happened to me not long ago. I was at a really nice hotel, but that didn't stop me from bringing bed bugs home with me. When I found out, the first thing I did was contact a company that handles bed bug control in NYC.
I did not know anything about bed bugs, but they gave me a quick education. They first had to identify that it was actually bed bugs, but I was able to do that even before they came out thanks to the literature and forms they have on their website. Continue reading
Gold leaf for ArtsThis entry was posted in News on .
Gold leaf is currently found on many items of art, in addition to in edible products.
Gilding is a art form that suggests covering gold in the kind of gel, sol or foliage. Today today, gilding has gone out of being confined to flower vases and baskets to be utilized to decorate luxury things of private use, like pens, watches, decorations or personal adornment, and sometimes even food.
The border lines for kind of gold foliage used for every purpose however, is clearly demarcated.
For casual art and also to paint gold is offered in the kind of sprays and liquid contaminants. These are simpler to handle and handle. But, they might not necessarily offer exactly the exact same end-result as silver foliage.
Gilding tools
There's a vast selection of gear available for gilding fans. As soon as you've selected what kind of gilding alternative that you would like to utilize, like liquid bleach or paint powder or stone foliage, you can choose upon your resources too. Gilding tools can be found in various shapes and sizes to match the use of gold leaf, whether exterior or interior, metal or wood or to get particular cosmetic surfaces. They're also determined by the sort of surface used along with the gilding moderate. There are two sorts of liquid gilding – water and oil based gilding.
Although the way is easy for all sort of gilding, it takes training. If utilizing sheet gold, then an individual has to bear in mind that the leaves, manufactured of precious metals are costly and after gilded, can simply be scraped as waste. Correction is tough. For a newcomer therefore it'd be a fantastic concept to begin with fake gold leaf on something quite straightforward to comprehend and operate on. A photograph frame is a great decision to begin studying owing to the right edges.
Here is the preparatory coating under gold foliage in gilding, also a combination of animal skin adhesive and gilder's clay. It's typically 1 part clay and 2 components warm paste. The bole is put in several thin layers together with an object of attaining as smooth a surface as you can. Following application, it's much better to polish your bole using a parcel of lace or burnish it eloquent. The bole coating ought to be free from any adhesive marks, flaws, irregularities or defects of any type. As it's the basis for the gold foliage layering, it's crucial that your bole ought to be without any scratches or ridges.
The gilding will appear just as great as the bole coating looks.
After the bole coating is perfectly polished and smooth it's prepared for the gilding with gold foliage.
For more details about edible gold and silver leaf, you may visit this link: https://ianschoice.com/edible-gold-leaf/. To know edible gold leaf price view our Amazon store :https://www.amazon.com/Ians-Choice-Genuine-3-15X3-15-Decorations/dp/B07BN5N4RD
How to Make Bath BombsThis entry was posted in News on .
Bath bombs are easy to create with simple components which may be found in most supermarkets or chemists. Before I give out them I'd love to briefly clarify some of these so that you understand why you have to use them.
This is exactly what makes matters its fizz and functions as a water purifier. It's normal preservative if used in cooking provides a sour flavor.
That can be known much better as bicarbonate of soda. It's a grainy powder which functions as an superb exfoliator eliminating any dead cells however in precisely the exact same period is gentle on your skin.
Essential oils take the distinctive scents from crops and it's this liquid which conveys the plants odor. They are much used in scents, soaps and other beauty products. Each oil has its own exceptional real estate, used a great deal in aromatherapy massage because of its curative properties.
Colourants arrive in two main distinct kinds, most commonly utilized in a liquid type but also can be utilized as a dry powder that's employed for our objective.
Formality over lets have fun creating bath bombs!
Standard BATH BOMB
• 20-30 drops essential oils Based on intensity of odor
• meals colorant (dry pigment is greatest)
• small Quantity of water or witch hazel (utilized on your spray bottle
Primarily blend together your uric acid and baking soda into a fine powder. In case you've got a sieve this is a great method of earning sure they're completely blended. It's possible to put in you dry color pigment in exactly the exact same time in this point also.
Next include you essential oils, even a bit at a time till you receive your preferred strength.
The water is adjacent. This may be fully replaced with witch hazel or blended in a spray bottle. Spray a bit at some time but you need to be fast so the mix doe not begin to fizz. Get into a consistency of moist sand, crumbly but can adhere together if squashed.
Press is closely into your molds as business as possible and leave for a couple of minutes. If you're employing a 2 part clip collectively mold, somewhat overfill and twist together instead of push. After about 3-4 hours, then tap you fresh bath bomb from this mold and leave to set for 48 hours from direct sun.
You will find, your very first batch of pleasure, fizzy bath bombs!!!!!
• two 3/4 tbsp oil (coconutolive oil works nicely)
• 1 1/2 tsp essential oil
• Colorant
• Water
Together with all the moisture rich tub bomb we recommend that you mix the wet and dry ingredients separately. Add together and blend thoroughly, in case you've got a metallic hand shake that this is ideal for the job. To ensure your mix doesn't fizz, whisk fast and get press in your mold whenever possible. Heal then since you perform a fundamental toilet bomb.
• 2 tbsp olive oil
• Two tsp peanut butter melted
• 1 tsp essential oil
• 3-7 tsp water/witch hazel mixture in a spray jar for dispersed
Make them the exact same as your fundamental bath bombs by blending your ingredients then including your moist ingredients. Do this fast in order to not fizz prematurely.
You can now enjoy your new design tub with your personal made toilet bomb!
Here are some bath bomb recipes that you can make own your own just visit our website: https://ianschoice.com/ultimate-guide-make-bath-bombs-recipes/. and if you want to achieve that perfect bath bomb shape you can purchase our bath bomb mold on our Amazon site: https://www.amazon.com/Bath-Bomb-Molds-Plastic-Small/dp/B01CXCV4DE.
I Needed to Have a Cavity FilledThis entry was posted in News on .
I knew that I needed to see a dentist in Roseville CA when the pain in my mouth would not go away. I thought that I just had something stuck between my teeth, even though I flossed several times. When the pain persisted, I knew I should have it checked. I honestly did not think it was a cavity though because I brush my teeth at least three times a day, and sometimes even more. I meet a lot of people every day with my work, and the last thing I want is an ugly smile or bad breath.
I was out of town on business when this happened, and I honestly did not want to wait until the following week when I would be home. Continue reading
Our New Concrete Driveway is Used More Like a Backyard PatioThis entry was posted in News on .
We have a wide and long driveway leading up to our garage that is set back from the road. It has become quite the focal point for neighbors in the summer. We have a basketball hoop set up, and the kids as well as us old guys shoot some hoops. We sit just inside the garage on folding camp chairs when we need a break from the sun, and my wife set up a patio table and umbrella for playing cards with the wives of the guys that hang out here. A concrete contractor in Nassau County, NY is the one that gave us such a nice and inviting driveway. We had it colored in a nice pattern of brick reds. It looks great and the surface is great for everything from basketball to operating remote-controlled cars. The kids can still draw on the surface using sidewalk chalk that washes off in the rain, and the little kids ride their tricycles and Big Wheels on it. The width and length of the driveway make it like the perfect giant patio for entertaining. Continue reading
Why to Design a Black and White Fashion Designer LogoThis entry was posted in News on .
Fashion designing is a game of colors. Whether creating apparel or jewelery or handbags, blending appealing shades in contrasting way is the knot of creative designing. I've often seen people rejecting a fine-looking dress just because "red is not in," or "yellow does not suit my looks" and other similar comments on colors. So, color is one the definitive factors when one buys a style product. This has led designers to believe that their logosought to be multihued and vibrant. This is often a misconception because one can create an excellent fashion designer logo using just two colors – black and white.
The questions, however, is, "why fashion designers' logo should be black and white and not colored?" Here are some answers you can not easily ignore.
Easy and Cheap to Print
Colored cartridges are expensive and people often avoid printing in color when need multiple copies. They are also more flexible in use as you do not have to take much care in using them on your flyers, business cards, and letter heads because they can fit well on paper.
Have a Classy Ever-Green Look
Colors go in and out but black and white remain. Black and white is a combination that has been in use since the advent of creative designing and there is no chance of their getting out of fashion. Having this ever-green combination on your logo ensures that your logo will never become out-of-date. You can use this logo forever.
Grab Attention through Excellent Contrast
Black and white colors are popular for their excellent contrast. They go perfectly well together. What more, their contrast is very much attractive and eye-catching, so you can easily grab the attention of the onlookers using this appealing combination.
Stand Out In the Crowd of Images
As I pointed out earlier, when creating a fashion logo, focus usually is on the use of colors. So there is pretty good chance that in any fashion designing competition or event, all other logos will be full of color but yours will be unique. Beside, the designer has not relied on the colors for creating the appeal, so it will more artistic and creative. In the gallery of logos of all fashion designers, your logo will easily stand out.
Conveys clear message
Have you ever give it a thought that the all manuscripts and document requires black printing on white paper? This is simply because that it's easiest to read black text with white background. Changing the font color or background color can make the message unclear and difficult to read. Black & White fashion designer logo is, therefore, better in communicating its message than a colored one.
Combining them all, you come up with an attractive, more powerful and unique design with black and white colors which will give your fashion business an outstanding character.
The Psychographics of a Fashion Marketing CampaignThis entry was posted in News on .
We talked last issue about the "oh my god" effect that happens between like-minded people upon recognition of each other, and as promised in a previous article, I'll elaborate.
Profile of Shattered Girlz
I met the designer of a fantastic t-shirt brand the other day that operates under the label "Shattered Girlz." She has a gripping personal story that instantly inspires one to root for her success. She suffered betrayal from men into whom she poured her heart and soul, and who in one case left her for another woman while she was caring for her terminally ill parents. This designer has an avatar, Dolly Tatume, a tattooed cartoon beauty whose life and loves are chronicled through the various t-shirt designs in the line. Dolly has also been involved in some dead-end relationships with men that have caused her a lot of pain, to the point that she refers to the men in her life as "Piggys." There are several female tattooed characters in the line that represent different examples of female empowerment, like a dancer, a corporate lawyer, a college student, even a soldier. Shattered Girlz's tagline at the moment is "Shattered Girlz: I can't be broken!"
Psychographical Analysis of Shattered Girlz
Wikipedia's definition of psychographics is as follows:
Psychographic variables are any attributes relating to personality, values, attitudes, interests, or lifestyles. Some categories of psychographic factors used in market segmentation include Social class, Lifestyle, Behavior, Opinions, and Values. Psychographics can also be seen as an equivalent of the concept of "culture" as used most commonly in national segmentation.
Let's analyze the various aspects of this product line in terms of psychographics. Here's what I come up with:
- Social class: young, college-aged urban women, perhaps in a street counterculture
- Lifestyle: goth and tattoos
- Behavior: searching for self-expression and empowerment
- Opinions: a negative attitude toward men in general, however fleeting
- Values: Women can rise from the ashes
Now, I don't know about you, but whenever someone tells me their story of heartbreak, I'm instantly captivated. However, it would be the wrong move in this case to market this product to all women, even though we can all relate. Instead, we need to find a smaller subsection of all women, in this case young women. But can we drill down any further? I think so, and the next subset would be young women who are into the tattoo lifestyle.
Though I myself don't have one, tattoos are interesting because they provide a deeply personal expression of the wearer's soul that mere words cannot transmit. Many people get a tattoo after the birth of a child, after the loss of a loved one and other such life-changing events. These are people who find expression in the visual arts; in fact, many of today's coolest tattoo artists come to the field with technical and fine art training. There are even shows about tattoo studios, like Inked and Miami Ink and LA Ink.
The Plan
Because of tattoo art's strong graphic element, my suggestion to this designer was to start a comic book. In fact, the plan I built for the beginning stages of her email marketing campaign includes the following: Concentrate on certain keyword themes that resonate with young women who get tattoos: feminine tattoo designs, female ink, lower back tattoos, tramp stamps, broken heart tattoos, girl genius, lost girls, girl's club, just to name a few.
- Turn her blog into a subscription-based, free comic book.
- Create a pay-per-click (PPC) ad campaign based on the keyword themes to promote the comic book.
- Create a landing page for a subscription to the comic book. Make sure it uses the keyword themes as well.
- Ensure that the comic book site advertises the Shattered Girlz t-shirt line.
- Invite comments or questions about each installment of the comic book. This can spark a dialogue with the readers, inspire suggested storylines or characters from them, thereby creating a rudimentary online community (aka: captive marketing niche). This also appeals to the "goth" community, since they can sometimes trend toward the clannish.
- Create an excuse to email these subscribers regularly via comic book teasers, contests, etc., while also including a sales message in each of these emails.
I am very certain that this sort of targeted activity, which is also very process oriented and methodical, will garner her lots of results. I should point out for the record that this type of list building will take some time, perhaps even as much as three months or more. We're not talking about get-rich-quick schemes here.
But consider what will happen once she does build a list and eventually markets to it successfully. Sooner or later there will be flocks of beautiful tattooed college-aged young women who sport a Dolly Tatume t-shirt and who, upon crossing paths, will instantly exchange knowing, sympathetic looks. They may even engage each other in conversation, talking about the emotional wreck that used to be their lives and how Dolly and the gang really speak to them. They may even talk about the Shattered Girlz items they each have (ohmigodyouhaveadollyshirttoo!), and if we've played our cards right, they'll even recommend certain Shattered Girlz products to each other.
And this is exactly what we want to happen.
I'll keep readers posted on the results of this campaign on my blog. Until next time!
Bohemian Bonanza Fashion StyleThis entry was posted in News on .
Call it an impact of the movement in worldwide awareness or a wanderer restoration, the design world is seeing a bohemian bonanza. The boho chic development – characterized by a marriage of brilliant nomadic people propelled components with straightforward advanced pieces – is raging the fashion inclines and the high road with crisp enthusiasm and vagabond upgrades.
Keeping the natural style the world is abounding with age old textures and shapes are getting softer and more natural.The new-age bohemian pattern is about slimmer outlines, well structured prints and contemporary extras that either combine well with current patterns or make their own statement.
As opposed to past inclinations towards elusive ornaments, the emphasis is now is on easy styling. Despite the fact that experimentation is the important factor, today's boho chic is about common sense; comfort gets more significance than extravagance. Whichever style you don, it ought to appear as though it has carelessly put together with elusive elegance.
Greek Bohemian Chic – Mix hotness into boho look with a frilly white off-shoulder shorter than usual that has brilliant weaving at the hands of artisans. Secure it at the midriff with a wide beaten leather belt. Slip into brilliant warrior heels, chunky silver jewelry, and draw out your inner ethereal goddess with an interlaced Grecian hairdo
Tribal Native Boho – Tribal prints and handloom fabrics made into shirts and patchwork skirts make an interpretation of comfortable ease into shift dresses. Add interest with indigenous old textures and reused fabrics and materials that create a tapestry of colors.
Egyptian Chic – This delicate and organized look is inspired by sand rises and glorious pyramid themes. Straightforward, flowy Indo-western dresses, kaftans, long loose tunics with overstated collars. Color palette is base colors, crisp cream, copper, muddy khakis and bronze browns. Pick tribal gold earrings with brilliant turquoise or garnet stones.
Aztec Warrior Chic – Fuse the impacts of animal prints and henna tattoos of Indian tribes with common textures like khadi, handloom cloth, vintage silk and cotton for combination wear with an edge. Match an exquisite maroon straight wrap skirt and fitted shirt, printed harem trousers with loose tunics and accessorize with beads and silver artisan jewelry.
Bollywood Desi Chic – Indian Tunics and anarkali dresses in botanical prints, knee length, cinched at the waist with a scarf or belt. Short hip length ethnic embroidered tunics with denim skirts and a colorful dupatta. Loose sari pants worn high waist or double fold to show the belly button, match with yoga tanks. Stack the mala beads around your wrist and you are super desi chic.
What is Avant-Garde Fashion?This entry was posted in News on .
According to the dictionary, the avant-garde current it is an artistic current which fights against the already known and accepted forms and traditions, suggesting a revolutionary formula. In other words, this avant-garde may be regarded as an artistic innovative movement, which came out from a spirit of negation and revolts against certain traditionalism. It has become a synonym of innovation, progress and rebellion.
In fashion, the avant-garde style is defined through its personality. Many designers have been asked to define this style and they all added a certain term to define it: sophisticated, mysterious, intimidating, intriguing, striking.The accessories have to be very modern, unusual, but elegant. All clothes should be matched with hats, belts or shoes in the most unusual shapes.
The models may intimidate because what they wear is beyond a normal image. Avant-garde fashion means a little bit of theater. Most of the time, the clothes can not be worn in the street because they belong to a flamboyant style. They are very innovative and can be a bit shocking. Somehow, this style does not refer only to fashion. It means a mixture between fashion and art.The avant-garde fashion teachers women have a certain attitude.
Avant-garde clothes mean unusual ones, which catch the eye and does not let you fade in the crowd. In fact, when we discuss about avant-garde fashion, we should not talk only about clothes. In the end, the result of the avant-garde has to be a whole form. For this reason, the make-up has to go hand in hand with the clothes.
The make-up has to express something new, unexpected, and even exotic. A niche for the avant-garde style in fashion was connected to men and the items designed specifically for them.
At the beginning, women were the perfect models to underline these innovative ideas. Little by little, the designers extended upon men. First of all, they wanted to surprise through their clothes, later on every little detail mattered. One example may be the boots designed specifically for them. A mixture of styles, the first tendency towards rejection and then the craziness of wearing them are some of the reactions encountered.

subset: commoncrawl


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5 Days Until Disneyland Half Marathon Weekend!/
So not only is the Half Marathon celebrating 10 years of magical miles at Disneyland but this is the 10th anniversary of the 5k too!
In 2006, Pirates of the Caribbean: Dead Man's Chest had been released that summer and pirates craze was sweeping the nation again. So you guessed it, the 5k was defiitely Pirates themed, including a pirate costumed fab 5 making an appearance!
Bib from the 2006 5k
The race described sounds very familiar, except they got to run through Adventureland and some narrower paths since the race only had 3,000 runners.
Thanks to The Mouse For Less for a great recap!
If anyone has the 2006 medal or a picture of the 2006 medal I would love to see it. Leave me a comment so we can connect. Thanks!


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Such success is suspect1 min read . Updated: 09 Jan 2008, 12:31 PM IST
Such success is suspect
Such success is suspect
Exhibit one: prices of many food items are currently 10% higher than they were last year, compared with the more modest 5.6% inflation in the prices of manufactured goods. The prices of condiments and spices are up by 38%. Ouch!
Exhibit two: the government announced this week that farm output grew by 6% in 2005-06, far higher than the 3.9% assumed earlier. This was the main reason the GDP growth rate for that year was revised, from 8.4% to 9%.Are the two facts related? Ideally they should be. Higher farm output would have meant that the prices of stuff like cereals, pulses, fruits, vegetables and condiments would have been muted because larger supplies came into the market around this time last year. So, a low-base effect can be seen as one explanation for the rise in the inflation rate in recent weeks.Still, this is not a reason to relax, because the further possibility is that this year's farm output could be lower than we assume.Or are the new GDP numbers for 2005-06 suspect?
Figuring out the state of the economy when the numbers keep changing is a good sport, but makes for bad analysis.


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Keeping Away The Holiday Grinch:
Federal Gift Tax Considerations
Each year, the approaching Holidays spark questions about the federal gift tax and its applicability to year-end gifts. We all quite naturally want to make gifts in this season so that we can watch our loved ones enjoy them. For those who can afford to do so, this also becomes an opportunity to transfer wealth that may otherwise be taxed in the future for income or estate tax purposes. Typically, a question I often get from clients is "please remind me again how much am I allowed to give…? The simple but unresponsive answer to the question is that a person may give away whatever he or she wants. Aside from proscriptions against defrauding creditors, there is no law restricting how much one may give away. It is the costs of making the gifts that in reality define the situation. Among those costs, as this article will explain, are the potential ramifications of the federal gift tax.
Gift Tax Considerations for Donors
The federal gift tax is a levy that the federal government collects from donors for the privilege of making gifts, i.e., transfers of property and other valuable interests without receiving value ("consideration") in return. Besides raising revenue, its purposes are to underpin the federal estate tax (i.e., the federal governments levy on decedents for the privilege of passing wealth after death) and the federal income tax. Because of the federal gift tax, taxpayers may not defeat the estate tax by giving away their assets before they die. At the same time, the gift tax theoretically prevents high bracket income taxpayers from giving away income-producing assets to lower bracket taxpayers to force the income taxation on such income at the recipient's lower brackets (before the income recipient returns the property and/or its income to the donor). The federal gift tax does not prohibit taxpayers from making gifts of any size. It merely means that if one makes a taxable gift that is not otherwise exempt, as discussed below, the federal government may impose a 40% excise tax on the value of the gift transferred. If applicable, that tax becomes a cost that the donor needs to consider in making the gift.
Maryland does not have a comparable state gift tax, but transfers of a material part of a decedent's property within two years before death and lifetime transfers by a decedent "in contemplation of death" may be subject to Maryland inheritance tax after the donor's death. Recall however that transfers made to spouses, lineal descendants, parents, grandparents, siblings, and qualified charities are in any case exempt from Maryland inheritance tax.
Lifetime Exemptions from Gift Taxation
Fortunately, Congress has decided that the gift tax should only apply to relatively wealthy people. Like the federal estate tax and until January 1, 2026, federal gift tax is not currently imposed on an individual's first $11.18 million in otherwise taxable transfers during his or her lifetime. The Internal Revenue Service has recently announced that, with inflation, this amount will be $11.4 million starting in 2019. Thus, while lifetime gifts reduce the amount of transfers that can be made estate tax-free after death, married individuals will have a total of some $22.8 million dollars after the end of 2018 that will be exempt from federal transfer taxes on gifts or post-mortem transfers. And with "Portability", surviving spouses may use whatever exemption goes unused by a first decedent spouse after his or her death if an estate tax return is filed for that spouse.
Unfortunately, current law provides that on January 1, 2026, these exemptions will be decreased by half. For 2026 and beyond, the Internal Revenue Code will limit gift and estate tax-free transfers to a total of $5.7 million (plus an adjustment for future inflation), or a total of some $11.4 million for married couples. Even if this reduction stands, the $5.7 million future exemption amount means that most individuals can make very substantial tax-free gifts if they choose to do so.
Gift Tax Deductions and Annual Exclusions
In addition to the lifetime exemptions from federal gift tax, the Internal Revenue Code also provides for deductions for the value of gifts made to spouses and charities. Because of these deductions, transfers between spouses and contributions to charity do not generally reduce the taxpayers' lifetime exemptions. (For example, if a taxpayer makes a $20,000 transfer to his spouse, the net value of the gift becomes the $20,000 transferred minus a $20,000 marital deduction, or a net taxable gift of $0.)
Additional annual "exclusions" from gift tax are also available that are designed to allow smaller gifts without reducing the taxpayer's available lifetime exemption. In essence, these are the lifetime gifts (such as Holiday, anniversary and birthday gifts) with which the IRS does not wish to be bothered. The federal government is actually pretty generous with these annual exclusions. Every taxpayer may annually give any number of individuals up to a total of $15,000 each without such gifts reducing his or her lifetime gift and estate taxation exemption. Moreover, spouses may combine their $15,000 annual exclusions so that one spouse may use all of this $30,000 combined exclusion. (Such "split" gifts do, however, require the spouses to file a federal gift tax return for the year in question to alert the IRS that both are consenting to this combination, and the consent will apply to all gifts made by either during the year.)
The "wrinkle" for annual exclusion gifts is that they are limited to only those gifts the recipient can immediately enjoy. Examples of these are gifts of cash or marketable securities made outright to a gift recipient and most ordinary Holiday, birthday, engagement, and wedding gifts. These eligible annual exclusion gifts are known as "gifts of present value" as opposed to "future value gifts" that cannot be fully enjoyed until some future time. Examples of future value gifts are transfers made to trusts for beneficiaries and gifts that don't take effect until a future event. Only gifts of present value are eligible for inclusion in a donor's annual gift tax exclusion. For future value gifts, the donor's lifetime exemption must be applied to prevent gift taxation.
Annual Gift Tax Returns
For most individuals, the real problem with making gifts of future interests or gifts of present value in excess of the annual gift tax exclusions is the requirement that an annual Form 709 United States Gift Tax Return must be filed for years in which such gifts occur. For most, the size of the lifetime exemptions is enough to prevent actual gift taxation, but the return is still required so that the federal government (and the donor) can track where the taxpayer stands with regard to his or her remaining exemption. Like federal income tax returns, these Forms 709 are due by April 15th of the year following the taxable year and are somewhat arcane and difficult to prepare. The cost of worrying about, preparing, and documenting these returns thus becomes the real cost of making gifts that are not covered by available annual exclusions. If all gifts made are present value gifts totaling less than $15,000 for each recipient, returns are not required.
In this context, what most people mean when they ask how much they are "allowed" to give is "how much may I give to family members and friends without complications like having to file a gift tax return?" From that limited perspective the answer becomes (for 2018) up to $15,000 per person in total annual gifts (including Holiday and birthday presents) if such gifts may be immediately used and enjoyed by the recipients.
The Internal Revenue Service's End of 2018 Gift to Wealthy Taxpayers
This description of Holiday gift taxation would not be complete without noting the Internal Revenue Service's November 26th "gift" to the wealthy. From the above description, you will note that a taxpayer may make a total of up to $11.4 million in lifetime exempt gifts before January 1, 2026, and spouses may make such nontaxable gifts before then totaling some $22.8 million. What happens if an individual uses all of his $11.4 million lifetime exemption (or any part in excess of $5.7 million) before 2026 when the exemption is scheduled to be halved? Prior to the IRS' gift, a very real worry existed that the excess gifts over $5.7 million would be taxed for estate tax purposes when the donor dies because lifetime taxable gifts are added ("clawed back") into a decedent's taxable estate for estate tax purposes. Worry not! On November 26th, the Internal Revenue Service announced proposed regulations that will, in essence, increase the lifetime estate and gift tax exemption after 2025 by the value of the gifts given tax-free before 2026 in excess of the post-2025 exemption. As a result, if these proposed regulations are finalized, the added exemption for the pre-2026 tax-free gifts will be locked in forever. And to that, I say Merry Christmas!
On this happy note, we sincerely wish you and your loved ones a Joyful Holiday Season and a safe and healthy New Year.


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Maddy loves toys and boys
Maddy O'Reilly showed up to the PervCity house as horny as I've ever seen her, but I couldn't just let her come suck some dick and go home. I wanted to see her cum- I mean, I wanted the fans to see her cum. You guys know I've got your back.


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Stationery Printing and its Market appeal in our Times
- 22:14
- By Justin Jersey
- 0 Comments
Stationery printing is not given its due importance in many businesses and this could also be a reason for a business to suffer. A letterhead which is well designed or a business card which catches your attention the moment you take a look at it makes a vast difference to the business. This definitely leaves you with an advantage over others. This is used as a marketing tool and it is surely effective.
Company's Image
Business stationery projects the image of a company. This can depict the company in a professional and positive manner and could also reflect in a negative manner if this aspect is not taken care of. Stationery which is more on the professional side is able to convey to the potential clients that the company is legitimate and professional. This manages to leave an impression which is long lasting. You can say that it also acts as the face of the company.
Marketing tool
Businesses should be able to acquire wide range of stationary. Giving business cards, brochures, and other items related to office, using the appropriate stationery reflects positively on a business. You can have your letterheads, envelopes, business cards and other items designed in accordance to your communication with the clients. These can work in the positive way for marketing without being intrusive. It works more in a creative and professional way. Getting the stationery printed in a unique way with the company logo can work wonders in marketing.
Customized stationery
It is appropriate to get the stationery designed and printed according to your own specifications in order to meet the requirements of your business. There are professional companies expert in designing and printing stationery, and sharing your ideas with them can get you exactly what you want. You can give them your office logo, the color scheme and the design, and they will be able to give a desired look to your stationary. This definitely creates an impact on the outside world. By giving a design and a concept to the stationary company, you will be able to get the stationery according to your requirement. This results in stationery which sets you apart from your competitors.
Creative and Affordable
While out for a company to print stationery for your business you can look for the following factors
- Credibility
- Creativity
- Professional touch
- A wide range of Services
- Affordable
If you still want to know more then let's go to the details and get more info about Stationery Printing.


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Sexy Deep V Two-Piece Wedding Dress Perfect for Ceremony and Party for the Fashionable Bride AM0920
For the sexy bride, L'Amei creates effortless dresses. This elegant 2-piece wedding dress set features a removable tulle outer layer skirt that will reveal the high slit stretch satin inner. Great for multi function parties and moves beautifully as you walk. You can add pockets for a cool modern touch.
It can be made into three-piece, tops and two skirts, if you like .
Samples dress larger than the models size so...
YES to custom size tailoring. Please let me know your size before buying ,tailoring time 4-6 week.
the measurements I need to create this are:
NOTE!! - Take measurements while wearing the undercloths you expect to be wearing under your dress. Whether the bodice is supported or not, measure wearing your bra. In the event the bodice is supported, we will make the adjustment on our end. As with all measurements, do not make any allowances, we take this into account when we build the dress. We need pure measurements only.
TIP!! - Wear a belt when getting measured. Position the belt where you expect the waist to be (Natural, high, low). Measure to the center of the belt while keeping a perfectly vertical line that passes through your nipple while following breast contour. Keep the waist location CONSISTENT!!
A. Bust = (____) inches/cm
A1. Upper Bust = plus size only = (____) inches/cm
B. Waist = (____) inches/cm
C. Hips = (____) inches/cm
NOTE!! - All vertical measurements from the shoulder should start at top of shoulder in line with the nipple and measure through nipple following breast contour.
D. Shoulder to Waist Front (follow breast contour through nipple) = (____) inches/cm
D1. Shoulder to Waist Back = (____) inches/cm
E. Shoulder to Floor Front (See note above) = (____) inches/cm
E1. Shoulder to Floor Back (follow curve of buttock or hip) = (____) inches/cm
F. Shoulder to Nipple = (____) inches/cm
G. Nipple to Nipple = (____) inches/cm
H. Shoulder to Shoulder Back = (____) inches/cm
H1. Shoulder circumference (around both shoulders) = (____) inches/cm
I. Arm Hole = (____) inches/cm
J. Shoulder to Cuff = (____) inches/cm
K. Bicep Circumference = (____) inches/cm
L. Cuff Circumference = (____) inches/cm
M. Hand Circumference = (____) inches/cm
N. Expected shoe heel height = (____) inches/cm
Normal Dress Size = (____)
Height = (____) inches/cm
Weight = (____) lbs/kg
NOTE: Measure with a friend. Do NOT measure by yourself. Measure snug, NOT tight. Shoulder to shoulder measurements should pass across base of neck creating a slight arc in your tape measure.
WATCH: our measuring video: https://www.facebook.com/LameiBridal/videos/1527198440670652/
Tailoring time 4-6 weeks.
Shipping Time: 7-10 days to Canada and US
To see more dress, check us out at
Welcome to our store https://www.etsy.com/shop/LAmei
Step1: click on "Add to cart"
Step 2: choose check out
Step 3: fill out your personal information, like shipping address and contact details.
Step 4: Select payment method and add notes of your size and color choice.
Shipping from Canada
Processing time
6-8 weeks
Estimated shipping times
- North America : 8 - 12 business days
- Australia, New Zealand and Oceania : 10 - 30 business days
I'll do my best to meet these shipping estimates, but can't guarantee them. Actual delivery time will depend on the shipping method you choose.
Customs and import taxes
Buyers are responsible for any customs and import taxes that may apply. I'm not responsible for delays due to customs.
Payment Options
Returns & Exchanges
I don't accept returns, exchanges, or cancellations
But please contact me if you have any problems with your order.
Frequently Asked Questions
Sizing details
We have a standard size chart that also lists US, UK and EU sizes in each listing
Gift wrapping and packaging
We take considerable care to wrap your package for shipping. Regardless of size, we always ship in boxes to ensure your item does not get accidentally crushed while in transit. Please keep in mind, we are offering our items at very low prices. This means sturdy but no frills packaging.
Is there a time limit to accept a settlement offer?
In the extremely unlikely event a customer is so dissatisfied with their purchase that a settlement offer is made, the customer has 7 days to accept or reject it before the offer is retracted and becomes void.
What if my package is lost?
Customers have several shipping options available to them to choose from. Standard shipping does not have a tracking number nor insurance. If a package is lost, there is absolutely no way to track it. We are not responsible for replacing uninsured lost packages. Tracked Package, Expedited Parcel and ExpressPost all have $100 CAD insurance and Tracking numbers. More insurance, to a maximum of $1000 CAD can be purchased for Expedited Or Expressed packages only. If an insured package is lost, please reach out to us and we will assist with a claim. Please allow several weeks for any claim deemed eligible by Canada Post to be paid out.
Can I inquire about an item and then order outside of Etsy
No. Absolutely not. Even if you are a local customer. Etsy has strict policies on this issue. Please do not ask us to circumvent Etsy platform. It is there for your protection, as well as ours.
Items are put on clearance for a variety of reasons. These reasons can be but are not limited to; worn for photoshoot, out of style, discontinued, slight damage or defect, slightly dirty. Though we make every effort to accurately disclose in our listings, its the buyers responsibility to inquire about condition of the item. Clearance items are final sale. No exchanges/no returns.


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The crop of tomorrow needs to thrive in many different situations and conditions. From tolerating attack by disease, to providing more yield with less nutrients, BioLumic technology switches on a wide range of valuable traits for agriculture.
Boosting roots
Healthy and productive root growth is arguably the key trait in agriculture, promoting strong crop establishment. Our manipulation of UV morphogenesis induces increased biomass partitioning to roots, and alterations in root architecture, strengthening field establishment and early crop vigour. Because of this, we can increase plant nutrient use efficiency in a way that no one else can. When fertilized at a sub-optimum rate, BioLumic-treated head-lettuce show final yield increases greater than 100%.
Controlling pathogens
Disease is one of the largest causes of crop losses worldwide and is conventionally addressed through breeding approaches and use of chemistry. BioLumic is turning the challenge of pathogen control on its head, by building an understanding of how plant UV-response triggers increased tolerance to disease by priming plant metabolism. Our scientists have developed pathogen assays that characterise how our UV Recipes cut subsequent plant disease infection by half. No chemicals, no breeding.
Higher growth rates and yield
Crop yield is where all roads lead to in agriculture. BioLumic's induction of UV acclamation induces initial strengthening and hardiness in plants, which leads to increased growth rates during the crop cycle. The culmination of all UV photomorphogenic responses results in increased final yields in terms of increased biomass of harvestable product, and increased consistency of final yields.
back to our science
Turning seeds on
Changing how seedlings grow


text: Biggie Smalls or The Notorious B.I.G. is an icon in the music world. He rep- resents the unique creative culture of Hip Hop raised in Brooklyn still so many years after his tragic death in 1997. Biggie is, in so many ways, a monumental figure so we are working to erect The BIGGIE Memorial in Brooklyn to be an anchor point to commemorate this bigger than life figure.


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Belle's Blueberry Cream Cheese Casserole
I'm a planner. I like to know what I have to do and how I'm going to get it done. I make lists and set goals all the… Read More »
Belle's Banana Bread
Watch the Video Because I love to cook, people assume I enjoy other domestic pursuits as well. This is far from the truth. I am not into crafts,… Read More »
Belle's Beer Bread
When it comes to time management I've become an expert by default. Raising five children, including two sets of twins (born 20 months apart), I had to use… Read More »


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2057 S Reseda CT Gilbert, AZ 85295 (MLS 4492695) Home For Sale
Gilbert Real Estate located at 2057 S Reseda CT Gilbert, AZ 85295 (MLS 4492695) This is a 5 bedroom, 3.5 bath, 3,800 square foot home with a 3 car garage. It's a spacious floor plan with vaulted ceilings. Huge cul-de-sac lot big enough for a pool and spa if desired. Neighborhood park across the street and near freeway and shopping. Great home for a growing family or entertaining lots of people. Large master bedroom with dual walk-in closets. Loft overlooking downstairs great room and formal dining room. Bank owned home. Buyers must pre-qualify with Bank of America.
Click on 2057 S Reseda CT Gilbert AZ 85295 for complete listing information.
Jane Daley, BA
Jeff Daley, PhD
Luxury Valley Homes - West USA
Scottsdale Real Estate Arizona
Our Luxury Valley Home Team


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A study has been conducted to numerically examine the noise generation mechanisms associated witha low-speed fan operating in a turbulent-rich inflow. Although, the turbulent content in the upstreamflow is an important aspect of the noise characteristics associated with subsonic fans, it is often omittedin numerical investigation. In this paper the turbulent structures are generated by the synthetic eddymethod (SEM) which ensures that the vortical structures imposed on the inflow boundary are temporallyand spatially correlated. The flow field is resolved using the Improved Delayed Detached Eddy Simulation(IDDES), which enables in addition to the deterministic tonal components associated with the blade passingfrequency (BPF) and its harmonics, the continuous envelope of broadband noise associated with turbulenceto be scrutinized. In the present work, the noise produced from the tip leakage flow is suppressed by aslightly less resolved tip region. Hence the effect on the noise produced associated with both the inflowturbulence and the vortices in the tip region are examined. The sound pressure level (SPL) in the far-fieldis obtained from the Ffowcs–Williams and Hawkings acoustic analogy. Validation with experimental resultsof a similar setup is provided. The results presented accentuates the need for properly constructed inletboundary conditions where turbulent structures, either part of the inflow or developed in the tip region,reinforce the noise produced.
Heavy vehicles are major emitters of noise. Especially at idle or low vehicle speeds a large portion of the noise emanates from the fan that forces the flow through the cooling module. The aim of this work is to investigate and reveal aerodynamic and acoustic installation effects linked to the cooling package. This introduces a multidisciplinary approach involving examination of the flow field, sound generation and sound propagation. The work includes two main parts: an experimental and a numerical part. The cooling module used throughout this work, named reduced cooling module, primarily includes a radiator, a shroud, a fan and a hydraulic engine to simplify the aeroacoustics analysis.
The experimental part comprises measurements of the sound emanated from the cooling package. A new approach to the spectral decomposition method is developed yielding the fan sound power or spectrum to be formulated as a product of a source part and a system part scaling with the Strouhal number and the Helmholtz number. Also, a separate determination of the transmission loss of the radiator is performed. The impact of the radiator on the transmitted noise was found to be negligible.
The numerical part incorporates comparisons from two aeroacoustics studies; a configuration where the fan is forced to operate at a fixed operation point and measured flow and turbulence statistics are available and the reduced cooling module. A hybrid turbulence modeling technique, IDDES, is adopted for the flow simulations. The sound propagation is calculated by the Ffowcs-Williams and Hawkings acoustic analogy when assuming a free-field sound propagation and by a finite element solver in the frequency domain to capture the installation effects. The simulated SPL conforms to the measured SPL and the blade response to the turbulent inflow and to the tip resolution, respectively, produce noise which spectral shape distribution is modified in accordance with earlier experimental findings published. Furthermore, the influence of an upstream radiator in close contact with the fan on the flow and sound fields is investigated. Here, the simulated aeroacoustic characteristics were found to change similarly to the acoustic measurements with and without radiator.


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Lot 688: Pyotr Lavrov
Lot 688: Prominent Russian theorist of narodism, philosopher, publicist, and sociologist (1823-1900) who endorsed revolutionary socialist ideals. Two ALSs in Cyrillic, signed "P. Lavrov," each one page on a postcard, one 3.5 x 5.5 and the other torn to 3.5 x 3.5, dated 1897 and 1899. Both untranslated and sent to the Russian revolutionary, journalist, and writer Felix Volkhovsky. Aforementioned tear to one postcard, and scattered creases, otherwise fine condition. Accompanied by an unsigned photo of Lavrov on his deathbed, a letter by journalist Nathan Golant, and one additional contemporary letter. RR Auction's Fine Autographs & Artifacts Friday, 23rd October 2015 Estimate: $1000-1500
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Safe suburb near the N1. Six luxury bedrooms, with en-suite bathrooms, some with bath and shower Convenient access to University, Grey College and Tempe Airport Ideal for overnight accommodation when travelling on N1.
Bayswater Lodge is a 4 star guesthouse situated in an upmarket residential area. Very easy access from the N1 via Kenneth Kahunda (Used to be Eeufees Street) or Nelson Mandela Drive and the airport and 5 min. from city centre. Safe undercover parking.
28 rooms to suit your budget and need, from standard to self catering to family and luxury rooms. Massage therapist. Two Swimming pools, lots of barbeque areas. Safe parking. Free Wi-Fi. Small shopping centre across the street. Conference Venue.
A remarkable 4 star graded Guest House experience in luxury and comfort for the business person,traveler and tourist "away from Home".
Guest House Close to all major city attractions. Five very good restaurants within a three km radius. Close to major conference facilities. We are situated on the edge of town and have a quiet, location with a beautiful view.
Acacia Lodge is situated in a peaceful residential area, close to the N1 and the Windmill Casino. Acacia Lodge offers luxurious, modern accommodation in Bloemfontein for travellers or the busy business man/woman.
A charming Cape Dutch style house, set in lovely garden with shaded seating area around a sparkling pool and fountain, in a quite residential northen suburb of Bloemfontein. Stylishly decorated with works of art and collactables, well apointed bedrooms.
Up market Guesthouse where we cater for all types of stays, where it being for business, tourists, events, weddings, conferences or merely passing through. With a secure environment and parking.
Stylish guesthouse catering for most of your needs. Seperate lounge, dining room and balcony areas for use of guests.
Franklin View is an up market Guesthouse situated on the Northern slopes of Naval Hill.The rustic atmosphere of yellow wood and leather in the spacious living area gives you a warm feeling of comfort.
Rise and Shine Lodge is a beautiful guesthouse and situated near everything! Any travellers, students, businessmen or families will experience warm hospitality, friendly, efficient service and a wonderful nights rest!
Upmarket luxury guesthouse situated in a well established residential area just north of the city center with easy access from all main routes. Rooms are equipped with air-conditioning, small fridge, coffee/tea tray, quality beds, white linen. Free WiFi.
Dersley Manor Boutique Hotel offers 5 star luxury accommodation. 15 en-suite luxury air conditioned bedrooms, with FREE WIFI and conference facilities for up to 60 delegates. Our onsite restaurant Oscars offer breakfast lunch and dinner.
This tranquil residence offers luxurious accommodation at a very convenient location without sacrificing any peace of privacy. Al the rooms are equipped with a high 4 star facilities.
Angels Haven Guesthouse is conveniently situated in Fichardtpark, one of the upmarket and key areas of Bloemfontein. Expect Heavenly accommodation in a safe tranquil neighbourhood with guaranteed comfort and excellent service.


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TIMES of crisis are windows for great opportunity. That is an old Chinese saying. But in these troubling times (for many), what opportunities indeed lie ahead? There are quite a few and the promising thing is they seem to be opportunities that would open up given current trajectories or the way things are unfolding. Indeed, 2017 may be the year that developmental change finally proceeds.
The world is shifting away from the international policies of recent decades that, while they have created well-being for unprecedented billions of people, have likewise resulted in great tensions. Not just tensions between peoples but tensions between people and their environment and even tensions inside people due to an identity overly linked to consumerism rather than their inherent truths; consumerism that threatens the very sustainability of Mother Earth.


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- Did you mean
- need full harvest required increase focus safety
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Much Fridge Food 'Goes There to Die'
safety – odor, appearance and dates on the labels. "No one knows what 'use by' and ... 'best by' labels mean and people think they are a safety indicator when they are generally ... increase or decrease waste. We wanted to better understand those relationships, and how individual products ...
"Economic Nationalism: US Trade Policy vs. Brexit
causes of populism and economic nationalism in the US and UK, focusing on the "China shock". ...
Frequently Asked Questions
(price times yield) falls below a historical benchmark. ARC-CO uses the county average yields to ... year by the amount of grain sold at that price. If the MYA price falls below the fixed reference price ... Average Price falls below these values a PLC payment is triggered. Reference prices are also substituted ...
Management Strategies for Limited Forage Supply on Dairy Farms
Reducing shrink (wastage) of forages should be a focus during harvesting (field losses), storage (rapid ... The Ohio State University With the excessive rainfall in 2019, forage harvests were delayed which ... ://dairy.osu.edu/sites/dairy/files/imce/PDF/Feed_PDF/Stretching%20forage%202019%20weiss%20FINAL%20B.pdf). Reduce shrink of forages harvested and stored on the farm. ...
AEDE Applied Economics Seminar presented by Irvin Rojas, Center for Research and Teaching in Economics (CIDE), Mexico
public. RSVPs are not required. Light refreshments will be served prior to the presentation beginning at ... into savings accounts: higher density of bank branches increases consumption of perishable goods after ...
Ohio Stable in Farm Bankruptcies, While Nation is Up
particularly resilient and has not seen the massive increase of farm bankruptcies that some states have," ... has contributed to an increase in farmers filing for bankruptcy, Dinterman said. The value of land is ... same time that farm bankruptcies are on the increase nationwide, net farm income is declining. Aside ...
Advising Resources
substitutions in your program Questions/issues related to your academic program requirements Schedule an ...
The Gender Pay Gap in Academia: Evidence from The Ohio State University
and the college ruled in her favor, increasing her salary by 20%. Although Chen's case was not based ... Lantern study which looked at all Ohio State employment classifications, Chen focused on tenure track ...
Foliar Fungicides for Corn Silage: A Benefit or an Expense?
season that they cause little damage. With the late planting and harvest this year, how will that be ... increase in lignification of the fiber, which results in decreased NDF digestibility. The other challenge ... fungicide application, there were no diseases detectable. At harvest, mycotoxins were detected in the silage ...
Milk Prices, Costs of Nutrients, Margins, and Comparison of Feedstuffs Prices
rise in milk prices seems to be from increased demand and not supply. According to the USDA, monthly ... the overall price increase. Some economists are even suggesting the increase in demand could push ... production per cow continues to be increasing but at the same rate that US cow numbers are decreasing. ...


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The Cedar Strip Canoe in this DVD was built during a three-day period in November 2003. It was filmed in a professional boat shop by a professional film crew and captures in vivid color all aspects of Cedar Strip Boat Building. Item: NFW-DVD1
Filmed in a professional boat shop by a professional film crew this video captures in vivid color and up close all aspects of applying epoxy and Fiberglass. Item: NFW-DVD2
Welcome to the world of Epoxy and Fiberglass Hand Lay-up. This comprehensive...
TERMS and FAQTerms and Terminology.
Exotherm (or exothermic) - Some chemical reactions create heat. Those that do are called exothermic.
FRP - Fiberglass Reinforced Plastics.
Gel Coat - Sometimes referred to as a pigmented resin. Gel coats are more...


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- Year to date revenue up 240% at $4.64 million while maintaining flat year over year operating cost
- Bi-Direx recognized by global players as clear market leader for residential energy storage
- Discontinuance of Sonnenbatterie relationship opening new market opportunities in UK and Germany
- US strategy on track as Company books orders from top US solar integrators and distributors
CALGARY, ALBERTA--(Marketwired - Aug. 31, 2015) - Eguana Technologies (TSX VENTURE:EGT), a leading supplier of high performance power conversion and control systems for "smart grid" and "micro-grid" energy storage applications, today announced that it has filed its Interim Consolidated Financial Statements for the Quarter (Q3 '15) ending June 30, 2015, along with Management's Discussion and Analysis thereof. The Consolidated Financial Statements and the Management Discussion and Analysis thereof are available on SEDAR at www.sedar.com, and on the Company's website at www.eguanatech.com.
"Eguana is exceptionally well positioned to benefit from coming growth in the solar energy storage markets in the US, the United Kingdom, Australia, as well as Germany," said Justin Holland, newly appointed CEO of the Company. "The scale of the companies that we are dealing with and the scope of the opportunities we have in front of us continue to be a very strong validation of the strength of our brand and our patented approach to power control and conversion in our target markets."
About Eguana Technologies, Inc
Eguana Technologies (TSX VENTURE:EGT) designs and manufactures high performance power controls for residential and commercial energy storage systems. Eguana has more than 15 years' experience delivering grid edge power electronics for fuel cell, photovoltaic and battery applications and delivers proven, durable, high quality solutions from its high capacity manufacturing facilities in Europe and North America.
With thousands of its proprietary energy storage inverters deployed in the European and North American markets, Eguana is the leading supplier of power controls for solar self-consumption, grid services and demand charge applications at the grid edge.
To learn more, visit www.EguanaTech.com or follow us on Twitter @EguanaTech.
Forward-Looking Information
The reader is advised that some of the information herein may constitute forward-looking statements within the meaning assigned by National Instruments 51-102 and other relevant securities legislation. In particular, we include: statements concerning the value of the Company's energy storage inverter; and statements concerning growth potential for energy storage in European and North American and other markets; statements concerning the economic drivers of distributed energy storage; planned production increases of our Bi-Direx product; statements concerning potential cost reductions, and statements; and statements concerning plans to roll out new product.
Forward-looking information is not a guarantee of future performance and involves a number of risks and uncertainties. Many factors could cause the Company's actual results, performance or achievements, or future events or developments, to differ materially from those expressed or implied by the forward-looking information. Readers are cautioned not to place undue reliance on forward-looking information, which speaks only as of the date hereof. Readers are also directed to the Risk Factors section of the Company's Financial Statements and MDA for the Fiscal Period ending September 30 2014 which may be found on its website or at sedar.com The Company does not undertake any obligation to release publicly any revisions to forward-looking information contained herein to reflect events or circumstances that occur after the date hereof or to reflect the occurrence of unanticipated events, except as may be required under applicable securities laws.
Neither the TSX Venture Exchange nor its Regulation Services Provider (as that term is defined in the policies of the TSX Venture Exchange) accepts responsibility for the adequacy or accuracy of this release.
Contact Information:


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Veeda UK today announced that it is been awarded Supplementary accreditation for conducting clinical pharmacology Phase I Trials in Europe by the Medicines and Healthcare products Regulatory Agency (MHRA)
Online PR News – 27-August-2009 – – Veeda UK today announced that it is been awarded Supplementary accreditation for conducting clinical pharmacology Phase I Trials in Europe by the Medicines and Healthcare products Regulatory Agency (MHRA)
The Accreditation Scheme was introduced in 2008 following the review of the TGN-1412 incident and provides formal guidance on the standards expected in a unit conducting First In Human Trials. There are two levels of assessment – Standard which shows the company as competent to perform most Phase I studies and Supplementary which indicates the centre has demonstrated they have the necessary experience, robust systems in place and highest standards maintained for the conduct of FIH trials and in particular those involving drugs that would require risk review from the EAG (Expert Advisory Group)
In order to be awarded Supplementary level accreditation the Phase I Units concerned have to undergo stringent inspection by the MHRA with a particular emphasis on investigator competence and the implement of all safety procedures.
The voluntary accreditation process provides clinical trial volunteers and sponsors with additional reassurance and confidence that the Veeda Phase I Unit meets the very highest of industry safety standards. The award further confirms the quality standards that Veeda delivers and enables the unit to continue to carry out clinical trials at all levels of complexity Dr Maurice Cross, Group Medical Director said
After the tragic outcome of the study carried out at the Northwick Park Unit in London, the UK MHRA introduced stringent new standards for Phase I Units wishing to perform First-into-Man studies of those new molecules which are classed as being 'high risk'. Units which successfully pass this accreditation scheme are increasingly being chosen as the places of choice to perform these studies in preference to non-accredited units as the 'comfort-factor' for clients substantially increases.It is much to the credit of the Plymouth Unit and its staff that we have become included in this elite group.
For further information, please contact:
Priyanka Shah
Tel: +91 9879068886


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Children's Ministry News
Happy Birthday, Jesus!
Attention all children and parents! Save the date for Happy Birthday Jesus! Join the celebration on December 16 from 9:30 a.m. to 10:45 a.m. in the dining hall. We don't want you to miss it! For more information, contact Susan Wray at email@example.com.
Be an Angel
The Children's Essentials Ministry will have a Christmas tree at 5-Points from Nov. 11 until Dec. 2. The ornaments on the tree contain items needed to replenish our inventory. During the year, these items are provided to families in our community who have been referred to our ministry, and who have immediate/emergency needs for their children from newborns up to age 5. Bring your "gift" to 5-Points by Dec. 2.


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Choices for fourth anniversary gifts include (traditional) fruit and flowers, (modern) linen, silk, or nylon, or (alternate) appliances. On this occasion of the fourth anniversary of "Readin', Ritin', But Not Much 'Rithmetic," you can probably guess my choice if you have been reading long. Working backwards, appliances are necessary and help my life run more smoothly – at least when they are running smoothly – but they lack oomph for a blog topic. Fabrics interest me a little more since I love to sew, but in my currently chosen lifestyle, most of my life is spent in summer t-shirts or winter sweats.
So I'll go with tradition and eat a little fruit while I concentrate on flowers. You've seen them fairly often if you are a regular reader. I claim Eudora Welty as my role model for alternating gardening and writing. If it was good enough for her, it's good enough for me. A few flowers will illustrate the celebration.
The passion flower symbolizes, oddly enough, passion. My passion for writing brought me to begin blogging four years ago and continues to keep me going. Unlike much of my writing, there's no rejection letter possibility. It's my blog, and I can write whatever I want. If my readers roll their eyes, I'm not there to see. Some days it's a book review I want to share, some days an issue I care about, and some days just a story that has come to mind.
Several flowers have turned up in the blog from time to time. Queen Anne's lace stands for delicate femininity, definitely not a match for me since I've never known anyone to describe me as delicate. We'll skip that one. Day lilies are for enthusiasm which fits and magnolias for dignity – not so much. The best fits are the yellow chrysanthemums for friendship and the asters for contentment. The friendly responses and the new friends who've added their names to my readers have brought me a great deal of contentment.
Thanks for reading whether you are a regular or a now-and-again. Year five, here I come!


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As I sit here anxiously awaiting dinner time, I'm asking myself, "Why on earth did I sign up for a 30-day clean eating challenge? Why am I doing this as a plant-based athlete?" I'm not unhappy with my weight. I feel great. And I've never loved myself more than I do now (though this doesn't say much considering where I'm coming from-- more on this some other time).
Meditation: What's all the Fuss About
Coaching Series: Facing the Marathon
Food for Thought Series: A Flex Lifestyle
Nobody (initially) likes the idea of limiting the intake of certain delicious foods. You work hard and deserve to indulge in the foods on your plate; however, if you are wanting to change your habits to achieve a happier and healthier you consider indulging oven-baked potato wedges instead of duck fat french fries, or switch from the chocolate mousse cake to the cacao-banana smoothie; you have the power. Within a matter of weeks, your body won't want the fried foods or triple-cream cheese. Your body will crave the tart greens and sweet fruits, and your brain with new-found willpower will be there as your body guard when temptations arise.
A Mainstream Mission
Finding Healthfulness is the platform I have today to start connecting with and inspiring people to ask more questions about their health and wellness. As a certified health coach and research-reading enthusiast, I promise to challenge everyday decisions and habits in ways that are supportive and safe. Coming from a place of love and gratitude.


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More traffic changes for Route 283 project this week, weather permitting
New westbound traffic patterns will be initiated this week through the Route 283 reconstruction project through Lower Swatara and Londonderry townships north of Middletown.
The reconstruction …
More traffic changes for Route 283 project this week, weather permitting
New westbound traffic patterns will be initiated this week through the Route 283 reconstruction project through Lower Swatara and Londonderry townships north of Middletown.
The reconstruction project covers six miles of Route 283 between the Toll House Road interchange and the interchange with the Pennsylvania Turnpike and Interstate 283. This is a major project for an important highway connection between Harrisburg and Lancaster that carries nearly 56,000 vehicles a day.
Beginning possibly as early as Tuesday night, March 20 — depending on the weather — the contractor will split the two lanes of westbound traffic by directing one lane across the grass median to an Express Lane on the eastbound roadway. A concrete barrier will separate the Express Lane from eastbound motorists. This move will leave one lane of traffic remaining on the westbound roadway. This lane will be labeled Local Traffic.
The single lane of westbound traffic on the westbound roadway will provide access to and from the Vine Street, Union Street and Airport Connector interchanges. Although it is labeled for Local Traffic" motorists using it can continue to I-283 and Harrisburg area destinations. Motorists headed to I-283 are encouraged to use this lane for Local Traffic.
The Express Lane will have no access to the ramps for the Vine Street, Union Street and Airport Connector interchanges. Motorists headed to the Pennsylvania Turnpike or Eisenhower Boulevard are encouraged to use the Express Lane.
There is only a short distance between the end of the Express Lane and the interchange for I-283, and this short distance may make it difficult for motorists in the Express Lane to cross back over the median and then cross over the westbound roadway to reach the off-ramp for northbound I-283. For this reason, it is recommended for motorists headed to the ramp for northbound I-283 to use the lane labeled Local Traffic.
The Pennsylvania Department of Transportation urges drivers to exercise caution when traveling through the work zone and pay attention to the signing and message boards identifying the new traffic patterns. The speed limit on Route 283 will be reduced from 65 mph to 55 mph while the new traffic configuration is in effect — probably until mid-to-late November.
This work is part of the $89.4 million project that began last spring in 2017 to rebuild six miles of Route 283 as well as the Pennsylvania Turnpike, Union Street and Vine Street interchanges. Westbound Route 283 will be rebuilt this year; eastbound Route 283 will be reconstructed next year. The structure work on the project includes the superstructure replacement of three mainline bridges, deck replacements of five mainline bridges, bridge preservation work on three overhead bridges, and one new prefabricated retaining wall. Rehabilitation work on three bridges over Route 283 were completed last year — the Newberry Road, Union Street and Vine Street bridges. The project also includes updated drainage and guiderail, signing and pavement markings, new highway lighting, and 12 new rain gardens to manage storm water.


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4 Large Russet Potatoes (or Yukon Gold if you prefer). Wash and cube.
1T Salt
1T Pepper
1T Rosemary (finely chopped)
4 Cloves Peeled Garlic (add more if your like me and love roasted garlic)
4 Shallots Peeled and quartered
Cooking Method One (Easy)
Take all ingredients toss with Olive Oil (nicely coated) and roast in 425 degree oven for Approx. 40-45 Minutes (cooking time varies based on oven)
Cook until fork tender
Cooking Method #2 Extra Crispy (More Difficult)
Same Ingredients and preparation as above
Par boil Potatoes in salted water (Keep in water for @2 minutes once water comes to a boil)
Remove let drain for approx. 15 minutes
When dry sprinkle lightly with flour and salt shake in colander
Coat in Melted Butter (or some rendered fat like, Bacon Fat, Duck, etc.) or Olive Oil if you prefer – Tossing in hot pan
Place on baking sheet and Roast on HIGH heat 500 Degrees until crispy brown @ 15 minutes flip and repeat.
Method 1 and 2 - Stop here if you just want to enjoy awesome Roasted Potatoes
Continue for a great potato Salad!
Let potatoes Cool
Toss with your preferred amount of Mayo (Suggestion: Start with @ 1/2C mayo mix with Vinegar and Mustard and taste, before adding more mayo)
Add 1t Balsamic Vinegar
¼ t Dijon Mustard
Re-season to taste (with Salt, pepper and rosemary)
*Optional (Sprinkle with Chives and Chopped Parsley on top)
*Optional (If you want to take this up a notch mix in some crispy bacon!)
1. Keep safe food handling instruction in mind especially with mayo based foods, foods should not be in temperature danger zone (41-140) longer than 2 hours. On hot summer days that time drops to about 1 hour!
2. So keep food chilled as long as possible and put on ice if possible.
3. Consider serving in smaller batches and replenishing throughout the party. But it is important here to wash out the old serving dish or use a brand new one! No cross-contamination please :-)
Be Safe and Enjoy the Summer Picnics


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For this new edition, editor Charles Jencks has provided an entirely new definitive introductory essay What Then Is Post–Modernism? that reflects on the movement s coming of age. The book also encompasses essential classic texts on the subject by John Barth, Umberto Eco, David Harvey, Jane Jacobs, Jean–François Lyotard and Robert Venturi, while imcorporating new articles by Felipe Fernández–Armesto, John Gray, Ihab Hassan and Anatole Kaletsky. Each text is introduced and contextualized got the reader with a new short introductory passage.
- A new edition of a classic anthology of 26 texts covering the full gamut of Post–Modern thought from architecture and literature to economics and theology.
- The Reader includes key texts by John Barth, Umberto Eco, David Harvey, Jane Jacobs, Jean–François Lyotard and Robert Venturi.
- A book edited by the most influential figure behind the Post–Modern movement Charles Jencks.
- A timely and informative publication for students that captures the renewed interest in Post–Modernism.
Charles Jencks: Post–Modernism The Ism that Returns.
Part 1.
Defining the Post–Modern.
Charles Jencks: What Then Is Post–Modernism?
Jean–François Lyotard: Answering the Question What Is Postmodernism?
Andreas Huyssen: Mapping the Postmodern.
Margaret A Rose: Defining the Post–Modern.
Part 2.
Literature and Architecture.
John Barth: The Literature of Replenishment.
Umberto Eco: The Postscript to The Name of the Rose: Postmodernism, Irony, the Enjoyable.
Linda Hutcheon: Theorising the Postmodern: Towards a Poetics.
Ihab Hassan: From Postmodernism to Postmodernity: The Local/Global Context.
Felipe Fernández–Armesto: Pillars and Posts: Fondations and Future of Post–Modernism.
Jane Jacobs: The Kind Problem a City Is.
Robert Venturi: Complexity and Contradiction in Architecture.
Charles Jencks: The Language of Post–Modern Architecture and the Complexity Paradigm.
Paolo Portoghesi: What Is the Postmodern?
Part 3.
Sociology, Economics, Feminism, Science.
Zygmunt Bauman: Is There A Postmodern Sociology?
David Harvey: The Condition of Postmodernity.
Robin Murray: Fordism and Post–Fordism.
Anatole Kaletsky: 9/15 The Birthpangs of Post–Modern Economics?
Susan Rubin Suleiman: Femiinism and Postmodernism: A Question of Politics.
Craig Owens: The Discourse of Others: Feminists and Postmodernism.
Tito Arecchi: Chaos and Complexity.
John Gray: Evangelical Atheism, Secular Christianity.
David Ray Griffin: The Reenchantment of Science.
David Bohm: Postmodern Science and a Postmodern World.
Charles Birch: The Postmodern Challenge to Biology.
Edward Goldsmith: Gaia and Evolution.


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Last week I was in a cooking mood, but not a shopping mood. I was way too lazy to leave the house for groceries, but was craving a healthy, home cooked meal. I whipped up this quinoa dish pretty easily and quickly and it was totally a perfect weeknight dinner. I served it with hummus, collard greens with pine nuts and currants, and some whole wheat pita. Yum!
Here's how I did it:
(for the squash)
2 acorn squashes
Earth Balance to brush/coat the squash
sprinkle of maple sugar
sprinkle of cinnamon
(for the quinoa)
1 cup quinoa
1 1/2 cups No Chicken Broth
1/2 small onion chopped
2 tablespoons olive oil
pinch of sea salt
small pinch of saffron
1 teaspoon turneric
1 teaspoon cinnamon
1/2 teaspoon garlic powder
- Preheat the oven to 400 degrees.
- Cut the squashes in half and scoop out the seeds.
- On the flesh side of the squash, brush on a thin layer of Earth Balance, then leave a mini pad in the bowl of the squash.
- Sprinkle with maple sugar and cinnamon.
- Bake for 40min or until slightly browned on top.
- While that cooks, begin to prepare the quinoa.
- In a pot saute the onion in the olive oil with the salt until it's translucent.
- Then add the spices and fry for 1 min.
- Add the broth and bring to a boil.
- Then add the quinoa and lower to a simmer and cover the pot.
- Let it steep for 20 minutes.
- Fluff and serve in the squashes.


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JO renew vaginal moisturizer
JO® RENEW VAGINAL MOISTURIZER is an intensive moisturizing cream specifically designed for women. The blend of moisturizers including bisabolol, aloe vera, and cucumber fruit provide a gentle daily use formula designed to relieve vaginal dryness. The rich, silky cream offers a drip free application for ease of use day or night.
Available in: 4 fl.oz.
Selling Tips
Infused with an intensive moisturizing blend, enhanced with vitamin E.
Paraben & Fragrance Free.
Ideal for use day or night.
Easy application, no drip.
Long lasting comfort with no stick or tack.
Key Features
Long Lasting Hydration
Enhanced with natural moisturizers
Vitamin E infused
Naturally defends against odor
Water (Aqua), Dimethicone, Cucumis sativus (Cucumber) Fruit Extract, Polyacrylate 13, Bisabolol, Aloe Barbadensis Leaf Juice Extract, Allantoin, Polyisobutene, Hydroxyethylcellulose, Polysorbate 20, Vitamin E Acetate, PEG-45M, Iodopropynyl Butylcarbamate, Propylene Glycol, Dimethiconol, Chlorphenesin
Key Ingredients
Bisabolol: The primary component of the essential oil extracted from chamomile.
Aloe Barbadensis Leaf Juice: Acts as a moisturizing agent, among many other things. This herb is an effective humectant that increases water retention in the skin.
Vitamin E Acetate: This topical is often used in skin creams and other formulas to provide antioxidants and a skin conditioning agent.
Cucumis Sativus (Cucumber): A high-end emollient and skin-softening plant extract to arouse the senses known for its hydrating properties.


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Enjoy warm hospitality in a vibrant, central location. We pride ourselves on our ability to accommodate our guests' individual needs.
Riverside Hotel offers a range of accommodation choices. Room types include Single Standard, Superior Rooms, Double Room, Deluxe Rooms.
We offer you a variety of rooms for your next stay at Riverside Hotel. We have an assortment of accommodation types to suit just about every guests need for a visit to Eldoret.
Riverside Hotel Eldoret is a great conference & Wedding venue. We have 2 Conference halls, an outdoor event venue and several boardrooms all ideal for training, workshops.
Whether you are staying with us, a local or just passing through Eldoret, Riverside Hotel is the place to eat for a relaxed dinner for two, group celebration or a family meal.
Riverside Hotel is conveniently located in a chic suburb within 10 minutes reach of the business and shopping nodes of the Eldoret town. We passionately believe in offering a service that is effortless, personal and genuine, enabling our guests to do the things they value most.
We have 37 guests and no members online


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It's that time of year, the time you're supposed to step up, lean up, build up, make new goals and work tirelessly to obtain them. That's an excellent way to feel over it all and totally burned out by February 1st.
I invite you to forget all that January jargon and instead gracefully and gently make your way into 2017.
Aww. Now doesn't that feel good?
The breath you took and the tension that just dropped out of your shoulders looks good on you! Now smile and repeat after me -- I am enough.
That's right, you are enough, just exactly as you are today in this very moment. Feeling behind from all the holidays and time lost at work? Still enough. Did you add a few extra pounds or bloat because of holiday goodies? Yep, still enough exactly as you are, tight pants and all. Feeling guilty for not spending enough time with family or drained from too much time with them? Let it go -- the guilt, the pain, the need to be more than you are at this very moment and start by simply remembering you are enough. Give yourself permission to love yourself exactly how you are at this moment. Then and only then can you work towards having the mental space, energy, and confidence to reach your next goal.
For 2017 I'd like to suggest to you a fresh way to approach the New Year. I propose a two-month bridge built to soften the blow and gently guide us into our best selves for the coming year. I'm not sure why any of us thought it would be a good idea to go from vacation and celebration mode with friends and family to strict diets, resolutions, and early mornings at the gym. After all, the start of the new year does not take away the cold weather, lack of light, or need to feel comforted and cozy. Unless of course, you live somewhere warm and sunny.
So for this January and February enjoy your Uary Bridge. Think of yourself as a seed still nice and snuggly under the soil. You're doing the work -- taking in nutrients, getting watered and even feeling the richness of the sun, but you have until March before you have to rise up out of the soil and share yourself with the world. You still have some time to nurture yourself and others and take it one gentle step at at time. I promise that if you remember that you are enough, and set simple and tangible steps to reach your goals, you will have your best year yet. Real change comes from being consistent with small actionable steps.
Much love,
3 Gentle Ways to Enjoy your Uary Bridge:
1.Instead of jumping into a major new workout routine that can feel jolting, try some at home yoga videos on for size. I'm a huge fan of Yoga with Adriene. She just released a new 30-day yoga challenge and you can jump on board today. If you prefer running or going to the gym, start by adding one extra day a week from what you're already doing.
2. Introduce one new healthy habit or business goal a week instead of implementing a major overhaul.
3. Nurture yourself -- give yourself lots of water, sunshine, and time to grow.
Chances are good you're probably already taking plenty of positive and beneficial steps to keep balance and joy in your life, so keep up what you're doing and slowly add next steps that eventually become second nature.
Bonus: Have some fun! January doesn't have to be the month of resolve and willpower. Watch a funny movie with a loved one, take a long winter walk, go sledding, dance in your living room and enjoy the last few months of winter.
Photography by Denise Faddis


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(red) white and blue
J.Crew Bomber Jacket (similar) and Shorts / Target Tee / Tibi Mules (similar) / Outlette Necklace and Rings / Vintage Rings
Happy (almost) Fourth of July! The quintessential colors of the holiday are in constant rotation in my wardrobe (mostly blue and white with an occasional pop of red). These colors no matter how combined are classic, chic, and eternally in style. I went mostly white today with a dash of blue. Totally digging the sporty vibes coming out of J.Crew lately, I created a look that was basketball meets baseball meets tennis. Baseball striped jacket, clean white tee, slinky piped basketball shorts and a complete "tennis whites" feel. Elevated with a metallic blue mule, the outfit rounds out both sporty and chic. How do you wear your "Americana" colors?
Photography by Becky Siegel


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Ernest Journal
Ernest Journal
Client: Uncharted Press
Ernest is a blog, iPad magazine and biannual printed journal for the curious and adventurous.
Founded by editor and publisher Jo Keeling, I designed Ernest's visual brand and cross-platform magazine concepts. Both print and iPad editions have been celebrated in industry awards, with our iPad edition taking the coveted 'New Launch of the Year' in the Digital Magazine Awards.
Taking influence from nautical communications and using timeless British typefaces, the design references the age of exploration, while maintaining a clean and contemporary look.
Now in its third year, I continue to act as art editor.


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RGS Energy has deep roots in solar. We came from humble origins in 1978 as Real Goods, a sustainable living store in Northern California. The Real Goods store sold some of the first retail solar panels in the United States.
In 2012, we merged with Alteris Renewables, New England's original solar company. Together, we have almost 80 years of experience bringing clean, affordable energy to our nation. Our heritage is strong, and we strive to partner with the best companies out there to brighten the future.
Below is a list of companies and organizations we are proud to call our partners. Companies not listed are due to confidentiality agreements.
We are happy to offer the following products to our homeowners. We use only quality equipment so that our customers can rest easy at night knowing they've added a great investment to their home. Strong warranties and superior design allow us to bring solar electric from the best companies around.
Enphase – We're passionate about creating technology solutions that make energy better.
SolarWorld – SolarWorld manufactures solar panels for grid-tied and off-grid power generation.
Fronius – We love to enthuse and inspire our customers with innovative solutions.
Silfab – Industry-leading developer, manufacturer and distributor of high-efficiency PV modules.
Unirac – The leading manufacturer of PV mounting systems in North America.
Sonnen – The sonnenBatterie reliably supplies energy during the night time using the stored solar power generated during the day.
LG – LG Solar offers precision-manufactured and market-leading solar panels for businesses and homeowners who demand high performance, reliability and consistently strong energy yield — all from a brand they can trust.
Solar Edge – mission is to become the leading provider of inverter solutions across all solar PV market segments and broaden the availability of clean, renewable solar energy.
RGS Energy takes pride in partnering with innovative and practical energy efficient companies. Through establishing strong ties with our partners, we have the opportunity to reach a broader audience of Americans not only looking to reduce dependency on non-renewable energy resources, but also to save money in the process.
OER RI – The mission of the OER is to lead Rhode Island to a secure, cost-effective, and sustainable energy future.
Energy Sage – We help customers make the quick, confident decision to go solar.
MassCEC – The Massachusetts Clean Energy Center (MassCEC) is a publicly-funded agency dedicated to accelerating the success of clean energy technologies, companies and projects.
CT Green Bank – Leading the green bank movement in clean energy deployment for Connecticut to achieve economic prosperity, create jobs, promote energy security and address climate change.
Solar CT – Our goal is to inform Connecticut's citizens about solar power.
SmartPower – SmartPower works with federal, state and local agencies as well as utilities and private companies on energy campaigns.
SolarReviews.com – Consumer Reviews of Solar Companies, Solar Panels, and Inverters.
Financing Partners
From $0 down leasing to owning your system, we have the perfect solution for you and your family. We've searched high and low to bring the most affordable, customer friendly financing solution to our customers. We are very proud to offer our in-house financing to customers in the states available.
Green Sky – The easy way to offer financing to everyone, anywhere
Dividend Solar – Together, we make solar an investment – not just another monthly expense.
Sungage – started by a homeowner who went solar and wanted to make it better for the next person.
Blue Wave – is the company for independent agents and the fastest growing provider of mortgage protection, life insurance, final expense and annuities.
Mass Solar Loan – Featuring easy-to-access incentives that help Massachusetts residents go solar
Smart-E Loan CT – offering no money down, low-interest financing with flexible terms to help you upgrade your home's energy performance – and save money!
ColoradoRENU – The RENU Loan program is a statewide residential loan program sponsored by the Colorado Energy Office in partnership with Elevations Credit Union.


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22nd Century Group Inc (NYSEAMERICAN:XXII) in its many years of business operation as a plant biotechnology company has directed much of its focus on hemp research and tobacco harm reduction. It has today moved forward to make a pronounced in line with its move to file the 2017 Annual Report on Form 10-K.The right course of action was to do it with the U.S. Securities and Exchange Commission and it did exactly that marking new hope for a company that has over the years strived to rise high and beta its business rivals by a significant margin.
An official working with the business giant while speaking to a number of journalists spoke up on a number of issues. One of them was that the company had plans underway to proceed and deliver a business update for investors and that it would do that during its conference call which is expected to take place on Thursday, March 8th, at 4:00 PM (EST).
The President and Chief Executive Officer of 22nd Century Group Henry Sicignano together with John T. Brodfuehrer who happens to be the current Chief Financial Officer will be conducting the call. Reports indicate that all of the interested parties have been called over and it is expected that they will be participating in the call by using Conference ID 8956616 and by dialing: (800) 289-0517.
An official working with the company after attending a business conference opined, "The conference call will consist of an overview of recent business highlights and a summary of the financials presented in the Company's 2017 Annual Report. Immediately thereafter, there will be a question and answer segment open to callers."
There are a number of points worth noting at this point in time looking at the company's most recent business performance. What has gotten the company to its strongest financial position since its establishment was the October 2017 capital raise which ended up producing net cash proceeds of almost $50.7 million.
Another top executive working with the company has said that they are looking forward to a brighter future if their plans yield results in the long run.