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Florida Homeowners Insurance Sinkhole Claims Analysis: Sinkholes and MSJs on the Stabilization Repairs (Pre-408 Policies)
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*April 30, 2014: as a result in the decline in sinkhole claims, there have not been many developments on the contract for repair requirement since I first won this issue over a year ago.
In a sinkhole case, can an insurer win a summary judgment that the insured is not entitled to coverage for subsurface repairs, even though that insured has entered into a contract for stabilization repairs in accordance with recommendations of the engineer the insured retained? Yes, even if the policy did not incorporate the statutory amendments from Senate Bill 408.
I previously obtained a summary judgment (and at least one other Judge in Hillsborough county has adopted the same position) in a Hillsborough county case where the Court ruled that:
if the insured wanted coverage for the cost of stabilization repairs, the policy and applicable statutes required the insured to enter into a contract for stabilization repairs that was in accordance with the recommendations of the engineer selected or approved by the engineer retained by the insurer.
The Court determined that, although the insured had entered into a contract for repair in accordance with her engineer's recommendations, she still was not entitled to any coverage for stabilization repairs.
The Court cited five reasons:
1. Fla. Stat. 627.707 (5) (a) (2005) requires the coverage to be the cost of repairs recommended by the insurer's engineer:
"if a sinkhole loss is verified, the insurer shall pay to stabilize the land and building and repair the foundation in accordance with the recommendations of the professional engineer as provided under s. 627.7073, and in consultation with the policyholder, subject to the coverage and terms of the policy."
The engineer provided under Fla. Stat. 627.7073 is (usually) the engineer retained by the insurer; therefore, Fla. Stat. 627.707 (5) (a) requires the insurer to provide coverage in accordance with its engineer's specifications.
2. Fla. Stat 627.7073 (1) (c) (2006) provides a presumption of correctness for purposes of relying on the insurer's retained engineer's recommendations:
"The respective findings, opinions, and recommendations of the professional engineer or professional geologist as to the cause of distress to the property and the findings, opinions, and recommendations of the professional engineer as to land and building stabilization and foundation repair shall be presumed correct."
The Court understood that this was not a presumption in evidence terms; however, it was a presumption that made sense in combination with Fla. Stat. 627.707 (5) (2005) and the policy form.
3. The first half of Fla. Stat. 627.707 (5) (b) (2005) limits coverage for stabilization repairs until the insured enters into the contract for stabilization repairs covered by the insurer:
"The insurer may limit its payment to the actual cash value of the sinkhole loss, not including underpinning or grouting or any other repair technique performed below the existing foundation of the building, until the policyholder enters into a contract for the performance of building stabilization or foundation repairs. After the policyholder enters into the contract, the insurer shall pay the amounts necessary to begin and perform such repairs as the work is performed and the expenses are incurred. … "
4. The second half of Fla. Stat. 627.707 (5) (b) (2005) provides insureds with recourse in the event the stabilization repairs recommended by the insurer's engineer are not sufficient:
"If repair covered by a personal lines residential property insurance policy has begun and the professional engineer selected or approved by the insurer determines that the repair cannot be completed within the policy limits, the insurer must either complete the professional engineer's recommended repair or tender the policy limits to the policyholder without a reduction for the repair expenses incurred."
5. The policy properly incorporated these provisions.
Other Notes
The Court had actually ruled against this same argument weeks before this hearing; however, when presented with a complete understanding of the statutory framework, the Court agreed that the statutes and policy require an insured to enter into a contract in accordance with the insurer's retained engineer's stabilization repair plan if he or she wants that coverage.
We also argue that the following two cases suggest that an insurer should be entitled to summary judgment on the cosmetic repairs when an insured has not entered into a compliant contract for stabilization repairs:
Ceballo v. Citizens, 967 So. 2d 811 (Fla. 2007) and
Slayton v. Universal Property and Casualty Ins. Co., 103 So. 3d 934 (Fla. 5th DCA 2013).
We read these cases as supporting the proposition that, without the subsurface repairs, any dispute on the estimated cosmetic damages is simply premature. The insured should be giving the insurer the opportunity to coordinate performance of the stabilization repairs, then inspect the property after those repairs are complete, and then issue any supplemental payment for additional damages that might be necessary. Although the provisions at issue in Slayton and Ceballo are not identical to the sinkhole loss provisions, the sinkhole loss settlement provisions also indicate that additional damages may occur after the repairs and there may be more coverage available.
I'd be happy to provide you with copies of the orders or anything else you might need in regards to these issues.
Do you want forms and checklists to streamline the process of obtaining these results? If so, message me today.
Did this Article Answer Your Homeowners Insurance Question?
If not, then go to our Getting Started page by clicking here, where we have a guide with easy-to-find links to the laws, cases, and articles that will answer your question, or contact me.


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Software Map
Project Tree
Now limiting view to projects in the following categories:
License :: OSI Approved :: GNU General Public License (GPL) [Remove This Filter]
Development Status :: 5 - Production/Stable [Remove This Filter]
Operating System :: OS Independent [Remove This Filter]
Topic > Spatial Data & Statistics
Browse By:
2 projects in result set.
|0. Spatial Exploratory Data Analysis - GeoXp is a package already available on CRAN.
We are trying to modify the structure of this package by using the S4 classes used in sp package.
We are also interested by modifying the interface of GeoXp, using some Rtkplot or similar tools...
|Activity Percentile: 0.00
Registered: 2010-03-03 14:57
|1. triangle - Provides the standard distribution functions for the triangle distribution
|Activity Percentile: 0.00
Registered: 2012-07-13 15:29

subset: commoncrawl


text: We rarely post personal stories on our blog, but the fires this month warrant an exception. We've finally downloaded some images & videos from that week, mostly from Tuesday, October 10, 2017 and Friday, October 13, 2017. It was a harrowing week, and we were so lucky that first responders were able to keep the Atlas Fire away from the house and the studio. Many others were not so fortunate.


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BioFoodTech is hosting a 4 day Craft Distilling workshop for companies interested in expanding their knowledge and expertise with various distilled products and techniques.
Geoff Stewart is the President and Head Distiller of Rig Hand Distillery based in Nisku, AB. Rig Hand Distillery produces award winning craft spirits including vodka, gin, Cream Liqueurs and infused Vodkas, using locally sourced raw materials. He will be joined by Distiller Grant Keller, who together will deliver this comprehensive course covering basics of fermentation and distilling, craft production, classifications, infusions, filtering, licensing & regulations, safety, and master techniques. Participants will gain hands-on experience in the pilot plant— learning how to create and test unique, high quality distilled products.
The course fee includes all materials, breaks, lunches, hosted dinner, and tours. For more information, contact Joy Shinn: firstname.lastname@example.com – 902-368-5146. *15% discount for additional participants from the same company. *PEI companies may be eligible for funding support – contact Joy for qualification.


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IFMSA research exchanges (SCORE) give the opportunity for about 15 students a year to do research in a hospital/clinic/laboratory for a month abroad. These places also differ every year. For more information about the SCORE, exchanges click here.
The fee for the bilateral student exchanges (both SCOPE and SCORE) is 40.000 HUF – this covers the accommodation and meals of the incoming student who spends her/his practice in Budapest.
We accept about 120 international medical students yearly to do their professional/research exchange in Budapest. We accept most of these students in July and August (about 50 in each month) but there are a few incoming students in almost every month throughout the year.
Especially during the summer months, we need a lot of Contact Persons who help to organize the professional and social programs for the incoming students and give them general information before the exchange. If you want to become a Contact Person, please contact us: lore_budapestAThumsirc.hu


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Text is accessible under the Creative Commons Attribution-ShareAlike License ; extra terms may apply. The key areas of potential risk below the Federal Anti-Kickback statute also come up from pharmaceutical manufacturer relationships with 3 teams: purchasers, physicians or other well being care professionals, and sales brokers. They have been scouting colleges in Fort Collins and Boulder, visiting the mountains, seeing the sites in Denver. This definition shall embody all waiting rooms, hallways, personal rooms, semiprivate rooms, and wards within health care amenities.
Bill Owens and the Colorado Department of Public Health and Environment, as well as industry representatives, who say the revised rules will create incentives for crops to voluntarily add pollution controls. To conduct a health danger evaluation study on the potential effects of air air pollution on area residents whether it is allowed to construct its proposed cement plant.
The current standard measures phosphorus, a chemical that contributes to the expansion of algae, however doesn't necessarily present the concentration of algae within the water, said Doug Benevento, the well being department's director of environemental packages. The revelation comes as a well being division regulatory board, the Air Quality Control Commission, will contemplate incorporating the Bush administration modifications to the Clean Air Act into state air pollution rules today and Friday. Cities and counties, by the Denver Regional Council of Governments, have agreed to restrict progress to a seven-hundred-square-mile area. The health department solely lately put in the screens to track the particles.
My hope is that Michiganders will sooner or later see that we all share an curiosity creating the conditions that promote well being and nicely-being for everybody, and can seize every alternative to take action. But take a look at massive cluster of mortality centered on Kentucky and West Virginia; our heart illness demise charges are like theirs. But for the reason that state well being division declared the mustard hazardous waste last 12 months, it desires the depot to get a permit. The Colorado health department's director, Dr. Tom Vernon,assumes that it does scare some and that others taking the check maydo so under false names. People older than 50 are at higher threat for severe illness from West Nile virus.
For example, properly-knowledgeable commentators appeared on Politico's Pulse Check (It's the episode entitled Obamacare Endangered") and mentioned that while Congress may repeal the ACA, it could really retain vital elements of it, as a result of Congress would not need to take away people's health insurance, and because the ACA is definitely good for the health care business.


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What needs to be heard about disability and the way in which to say it: A Mash-Up
Today, Jasmine Ozge, a PhD candidate living with disability, discusses the conjectural nature of disability, why disability is a strength, and the benefits of an inclusive society.
This is what I want advocates, lobbyists, and the Australian public to understand about the conjectural nature of disability.
Disability, I think, can only be earnestly understood if we use the lived experience as an optic to generate value, and communicate the intimately involved and embodied knowledge—the tacit knowledge won from active experience. This type of knowledge often develops from moments of epiphany and existential crisis that can inform the broader context.
Including disability in every aspect of daily life is so important. For this reason, I feel disability within the whole of society should be viewed in two parts.
One: As a form of brain training—a brain teaser if you will, like Sudoku or Luminosity. Accommodating for someone with a disability (practising a high level of constant mindfulness), whether in the workplace, at school, or within the home, is a very real way for us to develop a sharper mind because we are effectively looking for un-thought-of ways to assist that person. Similar to building muscle when playing a sport, our mind may hurt, but learning to think in an atypical manner and steering away from the usual solutions will have a twofold benefit. First, we will reap a greater reward in terms of our health (our brains will thank us for it, and we will avoid any early onset of dementia) and secondly, there are many TV shows like Britain's Dragon's Den, and Australia's Shark Tank that look for the next big idea or innovative business venture. Who knows… you may create or co-design something that benefits both you and society. Integrating disability into mainstream society is a public good. It can stimulate the growth of businesses and the overall economy if we view it differently. In so doing, we are making a conscious effort to change the presupposition of the term "disabled" (Barnes 2016:6).
Two: We must also begin to view disability as an instrument, a critical lens through which we may begin to view and critique the world, that will slowly change our perception. To do this, we must adopt an affirmational stance, the single ingredient that is going to break the link between disability and disadvantage. I agree with Barnes (2016), who says:
The thought has traditionally been that conditions are disabilities only insofar as they are disadvantageous or harmful in some way. To account for this, layers of complexity are often introduced…we don't need to distinguish between separate categories of disability, impairment, handicap…this approach leaves room for an affirmational model of disability. It's an open question, on this account, whether in a society free of prejudice against the disabled people there might still be disabled people. The essential link between disability and disadvantage is broken. (Barnes 2016:51-52)
To get a full, well-rounded understanding of disability we should begin to view it as an instrument similar to a Rubik's cube. To solve it and therefore get "it" (disability) you must have the right combination. Disability is a neutral feature (a neutral simpliciter). Your life is not better or worse by virtue of having a disability, but having a disability in an ableist society with strong prejudices can make it worse. This is what disability is all about—it is a case in which a neutral feature (the disability or perceived negative simpliciter) combines with something extrinsic for a negative or positive net effect. Barnes (2017:85-86) gives a simple example:
Being naturally inflexible is neutral with respect to wellbeing…it might well make your life go worse for you if your greatest dream has always been to be a ballet dancer…but it could also be good for you if instead you want to be a distance runner (there's a lot of evidence suggesting that those who are naturally less flexible have better running economy).
This is key because disability boils down to where in the value-neutral model you place yourself, and as a result, what positive or negative effect you allow it to have on your wellbeing. Disability, if combined with the right attitude, has the potential to be viewed as a good simpliciter. I hold this viewpoint: adversity builds character. In a similar fashion if we begin to view disability as an instrument - a disjunctive lens through which to view the world - and extract from it new, different, and nuanced meanings, it will give us gnosis - a deeper level of insight.
I feel this is fundamental. People value knowing. The personal, the private, the intimate details about your life are exactly why TV shows like The Kardashians, Big Brother, and Geordie Shore to name a few are such a big hit. Now, this element of 'reality' has come to the internet. Anyone can take a hand-held camera and through YouTube, effectively have a gossip session with viewers. Those freelance content makers can talk to us about anything: their morning routine, what they had for breakfast, or which spots they hit on a night out. Commonly referred to as vlogging, these people can attract subscribers who feel like they 'know' them. They become a preferred brand, and an 'expert' by experience. The number of subscribers they attract becomes an empirical method of checking to see if the data (content) they are putting out "rings true", and is meaty and substantial. Examples of success in this arena are Ashy Bines (fitness spokesperson) and Sophie Cachia (the Young Mummy).
What I am getting at is this: disability on the whole needs a makeover. It needs rebranding and that will only be achieved by a collective of marketing strategies with a twist. If a disabled vlogger for example, builds and maintains a level of trust within the online community, he or she can begin to promote and review products. The person can then attract sponsors, and standing on the shoulders of established brands, build momentum, credibility and trust in his or her own brand. This can potentially build a bridge between people with disabilities and the broader community, make inroads into holistic access for those who may be "different", and give disability a whole new meaning.
Qualitative research meets the online world… an interesting mash-up isn't it?
Barnes, E (2016), The Minority Body: A Theory of Disability, Oxford University Press https://global.oup.com/academic/product/the-minority-body-9780198732587
About the author
Jasmine Ozge has a Bachelor of Media-Communications (Honours) and is undertaking a PhD at RMIT examining presupposition of disability and limitations of access with a "minority body". She has worked as a community researcher at the University of Melbourne, as an Electorate Officer in the Victorian Parliament, and as a journalist and radio segment producer, and she is fluent in English, Turkish, Greek and Italian.


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Unusual backup problem fixed
Recently upgraded to W-10 Pro 1903 ver. Backups went from 32 gb or so to 124.9 gb. I could do a install from a backup and then immediately run backup and it would 40-50 gb higher every time. Tried everything that I knew. then ran chkdisk even though Windows said nothing was wrong. It found errors backup went from 124.9 gb to 32.2 gb.
Thomas, thank you for sharing your findings with the forum.
- Log in to post comments
Acronis Links : Acronis Scheduler Manager : Acronis VSS Doctor : Backup Archive Compatibility : Cleanup Tool (ATIH 2010-2019) : Cloning Disks : Contact Acronis Support : Difference between Backup and Disk Clone : MVP User Tools - Google Drive
MVP Log Viewer & Custom ATI PE Builder available from Community Tools page.
Acronis True Image User Guides available from Product Documentation page.


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Did you go to sleep away camp as a kid?
I loved camp. My first year going to camp at CIMI, I didn't know anyone and by the time the boat docked 2+ hours and 26 miles across the sea later, I had already begun to form amazing friendships with people that I would never have met in other circumstances.
Leaving San Francisco on Saturday morning after a whirlwind trip with Samsung as part of their Imagelogger program, I felt the same way. Happy to have had the experience. Loving the new friendships formed. Sad that I will probably never see the majority of the people again.
"Do one thing every day that scares you."
Just a little background on the dynamics of the trip. First, I was the only female "Imagelogger" there (But there were two wonderful women from Samsung on the trip as well!). Second, I was only one of four Americans on the trip. All the other invited guests were men, from as far away as Hong Kong, Korea and Italy. Third, I was the only one that is not a "real photographer." And by "real" I mean professional or even good enough to be considered "amateur." And while I know that as a mom I represent 90% of the household purchasing power in the US, and as a blogger I'm fairly influential, it was still a daunting thought going into this trip knowing that I was the lone girl shooting on automatic.
But you all know me - I'm cool like that.
I can go with the flow and always have a good time. The trip itself was exhausting and amazing. Being the one that always is planning, and prepping and thinking about what's happening next, it was really nice to give up almost all control of my choices for 4 days. The only thing I had to think about was what I was going to wear in the ever changing microclimates of SF and maybe choose an item off the menu for lunch. Seriously, I made 2 choices a day for 4 days, and it was wonderful. If I wanted a new lens to try, I just asked. If I needed a battery for my camera - there was one waiting for me. I was told where to be, how much time I had and when I had to move along. And? It was heaven. If you were following me on Twitter or Facebook, you got a glimpse into everything I experienced. From wine tasting to the races to hang gliding to ferry cruises to a Giants game - we DID San Francisco.
Life is about experiences - people come into it, even briefly, for specific reasons. Each and every moment of your life changes you just a little and adds to you in a particular way. The people I met on this trip have now all added something to my life, and I love them all for it.
My heart is full because I got to know them all and share this experience with them.
And yes, there are still more pictures coming.


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WOLF ALICE Play a Secret Set at Leeds Festival 2017
Indie favourites surprise fans with a secret show at Reading and Leeds. Not much of a surprise as they appeared at Reading the day before, but Wolf Alice made an unexpected appearance on the last day of Leeds Festival. Kicking things off at the Festival


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Chronicle Books celebrates 50 years
While the Summer of Love was in full flourish in 1967 among the denizens of the Haight and Golden Gate Park, across town at the Chronicle Building at Fifth and Mission streets, the family-owned media company that ran the newspaper started Chronicle Books, challenging the mainstream in its own way.
Begun as a vehicle for publishing collections by Chronicle columnists and books celebrating San Francisco art and culture, it would expand to become a thriving independent publisher known for its spunk, innovative spirit and willingness to break rules and make up ones of its own. Defying the New York-dominated industry, it has enjoyed 35 New York Times best-sellers in the 50-year history it is celebrating this month.
The big questions is: How did they do it?
"I think part of it has to do with being independent and being on the West Coast," says Chronicle Books owner and Chief Executive Officer Nion McEvoy, who left his law career and joined as an editor in 1986.
"I think San Francisco is a place that has always attracted people who think differently about things," he reflects in his sleek but simple office in the renovated brick headquarters on Second Street that housed a maritime machine shop in the 1920s.
McEvoy is the only child of Nan McEvoy, granddaughter of M.H. de Young, who founded the paper with his brother Charles in 1865. When the family broke up its media empire in 1999 and put the newspaper and Chronicle Books up for sale, Hearst Communications purchased the paper, and Nion McEvoy bought the publishing house, which is no longer related to the newspaper. At the time, some wondered if McEvoy did it out of altruism, but the next year he outbid three major New York houses for "The Beatles Anthology," and the encyclopedic $60 book sold 1 million copies.
"He didn't look all that altruistic after that success," says Jack Jensen, Chronicle Books' former president, who last year became president of the McEvoy Group, the holding company that owns Chronicle Books and three smaller publishers.
When Jensen joined Chronicle Books as a sales rep in 1977, he was one of five employees, and they put out 12 books a year. Now there are more than 300 on staff, and the company averages 325 titles a year among four divisions: children's, art, food and lifestyle, and entertainment.
"Seeing Things Differently" is the company motto, illustrated by its familiar logo, a pair of spectacles. But it's more than a slogan, says Chronicle Books Publisher Christine Carswell, who began her publishing career in London and joined Chronicle Books in 1994 as executive editor in the adult trade division. "It's inherent to who we are," she says in her clipped Scots accent. "It's key to how we acquire things, it's key to how we create them and collaborate on them."
An example is Nick Bantock's "Griffin & Sabine," the 1991 epistolary novel told in a series of pull-out letters and postcards between the two main characters. It stayed on the New York Times best-seller list for 100 weeks, and the last book in the series came out in 2016.
Berkeley author Annie Barrows, who was the editor of that book when she worked for the company, says, "Chronicle Books believed in talent more than hierarchy, which made them different than the New York publishers. The prevailing philosophy was 'Why not?' instead of 'Why?' Maybe this sometimes led to really weird and useless books, but it also led to 'Griffin & Sabine' and the entire gift line (started in 1993) and some amazingly innovative publishing. It was about seeing something and thinking, 'Wow, that would be a fantastic book' — and then making it happen. It was about being open to ideas, rather than fixated on who brought them in."
Years later, Chronicle Books took a chance on Barrows' chapter book for kids, "Ivy + Bean," even though at that point she'd only written nonfiction for adults. "Ivy + Bean" (2006) turned into a 10-book series that captured the hearts of 6- to 10-year-olds around the world.
The Children's Division, started in 1987, has had eight books on the New York Times Children's best-seller list in the past six years and two Caldecott Honor books in the past four. "We've always been punching above our weight class," notes one staffer.
The 2011 picture book "Goodnight, Goodnight, Construction Site," by Sherri Duskey Rinker, clung to the best-sellers list for more than three years. Not bad for a first-time author's work picked out of the "slush pile" of unsolicited manuscripts. Chronicle Books paired the text with veteran illustrator Tom Lichtenheld, and the golden partnership has continued for two subsequent best-sellers.
"One thing that sets us apart is how much attention we pay to design and production of a book," says Children's Publishing Director Ginee Seo. "Our mission is making beautiful books. And our hope is to start children off when they're tiny and make them readers for life."
Seeing differently is also key to where the company sells its books.
"We were the first publisher to really think beyond the bookstore as a place where people could enjoy the gift of reading," publisher Carswell says. Since the '90s its books have been sold in boutiques and national specialty shops such as Williams Sonoma, Sur La Table, Crate and Barrel, and more recently Urban Outfitters and Anthropologie. "We realized there were people who would enjoy books who wouldn't necessarily think to go into a bookstore."
Norman Laurila, the book manager of New York's Museum of Modern Art, says Chronicle Books is one of its top five vendors. "They understand the museum aesthetic," he says, "in their art books and especially their children's books. We've sold thousands of 'When Pigcasso Met Mootise' (Nina Laden's 1998 picture book). And we sell 'The Gentleman's Guide to Cocktails' next to a set of highball glasses."
Quirky, humorous impulse titles also have been a Chronicle Books mainstay. "The Worst-Case Scenario Survival Handbook" (1999) sold more than 10 million copies worldwide and spawned numerous different-themed variations plus games, calendars, etc.
Innovation has been a factor, as well. Chronicle Books was the first to publish paperback cookbooks with full-page food photography throughout (starting with "Sushi" in 1983) and the first-ever single-subject cookbook (James McNair's "Cold Pasta" in 1985). Its licensing deals with Lucasfilm and Pixar brought a new level of quality to movie tie-ins like "The Art and Making of Star Wars." Its gift formats, including stationery, journals and calendars, represent a third of their titles and often capitalize on Internet and pop culture phenoms like Grumpy Cat. It was also the first to publish fine art books in paperback, making them affordable to more people.
McEvoy says that spirit of democracy, "of wanting to invite as many people to the party as possible," is at Chronicle Books' core. "It's the sense that excellence is in the details — and it's as important in a cat book or a little book of humor as in a serious novel or biography."
Chronicle Books will open its first New York office in July, bringing with it a passion for the printed word that dates back to McEvoy's family's roots in San Francisco.
"I tend to think of it as sourdough starter or a balsamic vinegar, that's been going on for decades, says McEvoy. "We still have a little bit of that DNA of the de Young brothers, when they had their printing press and started that newspaper. And I like keeping that little flame alive, to continue to mix my metaphors. I take some pleasure in that."
Regan McMahon is an Oakland writer and deputy editor for books for Common Sense Media.
Chronicle Books 50th events
"Chronicle Books: Born in the Summer of Love," an exhibition at San Francisco Center for the Book. Through Sept 24. Free. Fifty Chronicle books — one for each year — will be on display. 375 Rhode Island St., S.F.
Artist talk: "Chronicle Books: The First 50 Years," 6 p.m. Aug. 18. Free. https://www.eventbrite.com/e/book-talk-chronicle-books-the-first-50-years-tickets-34223024989
Chronicle Books Read Aloud Day at all San Francisco Public Library branches, Thursday, June 29. https://www.inplay.org/providers/san-francisco-public-library/read-aloud-day-with-chronicle-books
Pop-up Chronicle Books libraries will be at the the Valencia Street and Haight Street locations of Ritual Coffee Roasters. A Chronicle Books 50th anniversary espresso blend — called Acid Test — is now available at the coffee shops. The label incorporates Chronicle Books' swirling orange and blue psychedelic anniversary design. www.ritualroasters.com


text: Join us as we gather the Team at our Tenleytown Campus directly after the 11:30 Worship Experience. We'll celebrate, eat lunch together and get to hear an encouraging word from our pastors. If you're part of the Team or just want to find out more, then this is for you!


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Payment Methods
Here are some commonly asked questions and answers on payment and different payment methods.
- How can I be sure that my credit card details are secure?
- Will I receive an order confirmation?
- When will my credit card be charged?
- How to place a special order for companies/organisations?
How can I pay for my order?
The easiest and most common way to pay is by credit card. Bemz accepts: Visa, MasterCard, Diners Club and American Express (except Canada). Your credit card will be charged when you place your order. You can also pay by international bank transfer or PayPal. In Sweden, Norway, Finland and Germany, you have the option to pay later with either Klarna Invoice (payment due when the product arrives) or Klarna Account when you can pay by installment and spread your payments out over a longer period.


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Tubby's rapid turnaround stuns Minnesota
MINNEAPOLIS — Minnesota Athletic Director Joel Maturi sat in his customary Williams Arena seat Sunday with the smile that only satisfaction can bring.
Tubby Smith's Golden Gophers were steamrolling Penn State with their most complete and balanced performance of the season, and there was nary a seat to be had in the roaring Barn.
"I said, 'Boy things have changed,'" Maturi said. "Obviously, Tubby was the reason."
Less than 21 months have passed since Maturi lured Smith away from dissatisfied powerhouse Kentucky to a program laid ruin by an academic-fraud scandal and seven dour seasons under Dan Monson.
Smith turned around programs at Tulsa and Georgia before leading Kentucky to a national title and five Southeastern Conference champion ships in 10 seasons.
That Smith appears to be a success once again should come as no surprise. But so soon at a program that lost a school-record 22 games the year before he arrived?
"I don't think anybody expected that," Maturi said.
After wins at Iowa and home against Penn State last week, the Gophers (15-1, 3-1 Big Ten) rose to No. 18 on Monday in The Associated Press Top 25 and are off to their best start since 1976-77.
In barely a season and a half, Smith has branded his trademark on this team. All players worship at the altar of defense. Shots are meant to be blocked. Passes are made to be intercepted. Ball-handlers are hounded.
"If you can't play defense, Coach Smith won't play you," Paul Carter said.
The message clearly has hit home with this group. Eleven players average at least 13.6 minutes a game.
Egos and selfishness have been cast out into the Minnesota winter to freeze and shatter. And that's a lot more difficult than it sounds when you're dealing with young men, most of whom have been the stars of the show on the court for as long as they can remember.
"Because they're used to playing as many minutes as they want, usually, in high school and junior college," said Smith. "It's just a tough adjustment. When they do do that and you have that type of balance, it makes you pretty effective and a hard team to beat."
Carter admitted that it took him awhile to get acclimated to the fluctuating playing time after coming in from Missouri State-West Plains.
"We were the main options, so the ball was going through us," Carter said. "It was one-on-one situations, and that's how we're used to playing. In this offense, you're coming off screens, you're curling, you're popping off pick-and-rolls, so that was the only challenge for us."
Lawrence Westbrook leads the team with a modest 12.8 points a game, but it's been a different Gopher coming through nearly every night.
"They know that we trust the system. If they just move the ball and play the right way, it really doesn't matter to me who is shooting it. It's the team that wins," Smith said.
"I usually tell guys, you actually just had the ball in your hand and it just so happened that it went through the hoop. But guess what? We all get credit for it because you couldn't play by yourself.
"I think we're starting to get that mentality and that attitude."
On Sunday it was Devron Bostick, who'd scored 11 points total in the team's previous three Big Ten games before getting 19 in a 79-59 victory over the Nittany Lions.
"How do you prepare for us? We've got about 10 guys that have ways to score and beat you," said Smith.
Despite all the success Smith enjoyed at Kentucky, that notoriously demanding Big Blue Nation always seemed to want more.
Said Maturi: "When we were in the process of getting him here, I told him, 'Coach, you've been way too successful not to enjoy it. And I didn't think he was enjoying it."
"We want to win championships, too, but we're going to enjoy this journey. I do believe he's enjoying his journey here."


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The annual mar del fondo oceanic phenomenon is causing havoc along Pacific coastal areas prompting the Federal government to post alerts in Sinaloa, Baja California Sur, Nayarit, Jalisco, Colima, Guerrero, Oaxaca and Chiapas.
Its affects have been felt in Mazatlán since Saturday when lifeguards closed all beaches. Despite the red flags, dozens of beachgoers entered the treacherous water where three meter waves with strong undercurrents pounded the normally tranquil beaches.
Waves have been pounding up against and breaching retaining walls of hotels and private residences flooding access walkways in the Zona Dorada beside the Inn at Mazatlán and south of the El Cid hotel towers. Flood waters reached Av. Camarón Sábalo where traffic was forced to slow down to wade through the overflow.
Mazatlán's Port Captain closed navigation for small boats including sports fishing and recreational boating. Juan Romero of the Office of the Port Captain said the closure could be in effect until tomorrow (Tuesday) when they would re-evaluate the situation.
The Secretary of National Defence stated Acapulco and Coyuca de Benítz in Guerrero have suffered the most damage from the mar del fondo. There a total of 218 homes were damaged, one person died and another disappeared.
The National Meteorological Service advised the oceanic phenomenon would continue for another 48 hours.
(from Noroeste)


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Siblings are welcome! Each appointments is for one (1) model. If you would like to include a sibling, there is a $75 convenience charge per additional family member and an additional $75 if you would like hair and makeup. There will be a limited selection of Tutu Du Monde clothing and accessories on set for use for shoots. Boys may participate in the shoot too but need to bring clothing. The time during appointments may be split up however you would like. However, time for shooting is firm, and if you are concerned there isn't enough time to cover your family in one session, many clients book two.
After you confirm your booking, in a few business days, you will receive a personal voucher code from Further Up Further In Photography to be spend on tutudumonde.com. You select the items you would like, and check out, using the voucher code at checkout. The voucher code alerts Tutu Du Monde that the clothing is for the Tutu Du Monde Experience in NY, and the clothing is sent to Glynis Carpenter's team to be gifted to your daughter upon her arrival at the shoot.
Tutu Du Monde sends a lovely rack of dresses, capes and shrugs as well as accessories. These are available for outfits for your second or third looks (number dependent on the package you book). If there is a specific item you are sure you want to shoot in, we would suggest you order it to make sure it will be available for your shoot.
Nice attitudes. :) Seriously, though! We bring ours. We love kids and families, and we are excited to bring the magic of Tutu Du Monde to you. Bring shoes, tights, jewelry, any special accessories you would like to use. The more the better. We love glittery ballet shoes, but we also love grungy converse! Tiaras and top hats. Expressions of your personal style will perfectly complement your Tutu Du Monde wardrobe. We have lots of snacks and drinks, but please bring anything special you like to eat or drink.


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Local Charm in the Quantock Hills | A Stay at Parsonage Farm, Somerset
Nestled on the edge of the Quantock Hills in Somerset, in a little village called Over Stowey, you will find the delights of Parsonage Farm - a traditional 17th century farmhouse complete with log fires, beautiful gardens, cosy bedrooms and delicious food, with rambles into the countryside beginning right from the front-door. Run by Suki Lilienthal and Richard Ince, Parsonage Farm is the perfect place to escape and relax amidst the rolling hills and purple heather fields of the Quantocks. And that is exactly what I went to do earlier this month, spending two nights at the farm and becoming accustomed to slow-living and the peace and quiet of the hills - it was somewhat difficult to leave.
Words and Photography by Athena Mellor
Arriving at the farm, I was greeted at the front door by Suki who welcomed me inside and led me straight to a cosy sitting room with a roaring log-burning fire to warm my hands and toes. Hints of the old parsonage that the farm once was are ever present; visible in the stone floors, high-ceilings, big windows and multiple fire places - a whole five of them, I later learned from Rich. It's how I wish they still built houses today - spacious yet cosy, with kitchen windows that inevitably look out onto grand gardens, trees, flowers and open skies. As the stresses of the city and the drive in the dark I had taken to get here dissolved into the air, it was quite clear that Parsonage Farm was exactly what I didn't know I needed for a relaxing pre-Christmas retreat.
Every morning, Suki lays out breakfast for guests in the dining room; homemade granola with fresh milk, bread from the local bakery and an assortment of jams and homemade honey. The deliciously, sweet apple juice is also homemade and coffee beans are ground from a perfectly old-fashioned Dutch grinder mounted onto the wall. After breakfast you can wander around the gardens or go for a hike in the hills; from the front door at the farm, you can head up into the moors and walk the spine of the Quantock Hills from north to south, with views to ocean and valleys, thick purple heather and distant forests.
The Quantocks are modest and compact; their peaks are gentle and not quite as dramatic as other parts of the UK. Yet for local people who know and love them, they are a sanctuary of escape only an hour from both Bristol and Exeter. I'll admit that I didn't know much about this Area of Outstanding Natural Beauty adjacent to Exmoor National Park, but what I found was a lovely area of quintessential British charm; lush green forests, wild, blue oceans and hardy ponies roaming through purple moorland, nestled together with cosy villages, friendly people and an abundance of local business and produce.
That day, Suki had arranged for a wreath-making workshop with a local florist in the B&B. Indeed, activities and workshops are not uncommon at Parsonage; especially in the summertime when pizza nights are held every Friday in the garden using a real wood-fired oven. Pottery lessons also take place throughout the year in a studio with its own kilns at the side of the house. The wreath-making workshop began with coffee in handmade mugs and ended with a a delicious meal of chilli and homemade apple juice; with that perfect cloudy colour and just the right amount of bitter sweetness.
What I was slowly discovering was how much Suki has put into making as much as possible at Parsonage Farm homegrown, organic and local; from the homemade mugs, honey and apple juice to the workshops held by local businesses. Indeed, even in my bedroom there was an abundance of maps to local walks and wanders, perfect for a keen rambler like myself. I enjoyed an evening walk down to Nether Stowey, a lovely village complete with tea-room, pubs and the National Trust-run Coleridge Cottage, home of the Romantic poet Samuel Taylor Coleridge whose presence in this part of the world is ever-strong; from the romantic landscapes that he took much inspiration from to the aptly named Coleridge Way.
On my last morning at the farm, Rich told me about how different the place looked when they acquired it 25 years ago. With a beautiful building and a vision of what they wanted to achieve, Rich and Suki set out to make a cosy bed and breakfast that people would love; visiting as young adults and later revisiting with their own families and children. Parsonage Farm is small and quiet, the kind of place you hear about from a friend of a friend who visited and "had the most marvellous time" at this secret little spot at the foothills of the Quantocks. It's yellow walls and blue front door will lead you into a calm oasis of slow-living and quiet life, where the rich, somerset air is but a few footsteps away at the top of a gentle peak somewhere.
Parsonage Farm has three bedrooms, two ensuite and one with a shared bathroom. All bedrooms have either a double or twin beds and a pull-out sofa bed for extra sleeping accomodation.
Read more about the farm here: parsonagefarm.uk
Find out about walking in the area here.
Learn about walking on the Coleridge Way here.
Parsonage Farm
Over Stowey, Somerset
Tel: 01278 733237
Mobile: 07928 368836
Email: email@example.com


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The holidays are here. Thanksgiving, Christmas, New Years and more are some of the best times of the year. They are also some of the most dangerous from an insurance and risk perspective.
See, millions of Americans host family and friends for days and night of joyous celebration during these times. These parties and events often require days upon days of planning, coordination, and more.
Due to the nature of holiday parties, many risks rear their ugly heads during this beautiful time of the year. Many hosts chose to hire vendors to help with the parties and mitigate these risks. This can open a whole other can of worms when your personal liability exposure is taken into account.
5 Ways to Mitigate Risks During Holiday Parties
While thinking about personal liability isn't how to put one in the holiday spirit, there's hope. Here are five easy ways to mitigate risks during holiday parties and limit your exposure:
1. Focus on the Basics
Hosting a large holiday party will require hiring vendors and coordinating the event. However, every single vendor you hire will bring on added risks. To mitigate these risks, you'll need to focus on one fundamental issue. You must make sure every single vendor you work with is bonded, licensed, and insured.
Once you have confirmed these facts, you'll need to understand the details of their insurance coverage. Find out information like:
- Their carrier
- Adequate coverage for you event
- Policy limits
- References
While you won't be able to talk about a vendor's insurance coverage with a reference, you may get a glimpse into how the vendor responds to a crisis – especially important around the holidays.
2. Get a Contract
Once you found a great vendor to work with, you'll need a signed contract that clearly states the services and functions your selected vendor will provide at the party.
Make sure the contract clearly details dates of services and exact times. Also, it's vital that a contract has a hold harmless clause include. The provision ensures that hosts are not held responsible for damages related to a vendor-related injury or accident.
3. Be Careful with Booze
Holiday parties and booze go hand in hand. "Many a great story" only happened because a holiday party got out of control after the booze started to flow. Still, you need to take a few precautions if you're serving alcohol at your holiday party.
First and foremost – you should only hire a bartending or catering service that insures its staff against any and all booze-related liabilities. This is of the utmost importance.
Next, you need to understand personal liability. It's imperative that you let the bartenders do what they do best – serve drinks. Do not get involved with the pouring of drinks. Bartenders need to card anyone they suspect to be under a certain age during the event. This is the law and will ensure you're not held liable for any underage drinking issues.
4. Pay Attention to Parking
Parking can play a huge role in your holiday party, especially as an event gets larger and larger. Hiring parking attendants or a professional valet service can ensure smooth sailing on the roads during your event. You'll avoid blocking roads, minimize collisions, and ensure the safety of your guests.
As always, you'll need to work with a properly licensed valet company and get a contract in place. Once this is done, you can begin working on a parking plan with the company.
5. Slip & Fall
Finally, you need to pay attention to the weather during your event. With snow, sleet, and ice common in the winter months, you'll need to have a plan in place that gets guests from parking to the party in safety.
To do so - you'll need to prevent slips and falls. Start by removing all ice and snow from any walkway or staircase. Make sure you have salt or sand on hand during the event.
Next, add some additional lighting on walkways to ensure black ice won't sneak up on anyone. Then you'll want to post signage warning guests to pay attention and watch their steps.
For more information on how to mitigate risk during the holidays contact Skyline Risk Management, Inc. (718) 267-6600


text: Creativity can be messy: Playdough in the carpet, dried paint on the table, crayons on the floor. Have you ever said no to your child's creative wishes simply because you worried about the mess? Say "YES" to the mess and "NO" to stained surfaces with Messmatz®! Messmatz® is a non-toxic, food-grade silicone activity mat, with a soft and flexible perimeter lip to contain any mess or spill, and to protect your surfaces. Messmatz® is easy to clean and rolls up for convenient storage. It's the perfect solution for worry-free creativity in daycares, classrooms, or for play-dates. Unrolled, this class-sized mat measures 24 inches x 18 inches making it an ideal size classroom or daycare projects. For crafters of all ages it meets ASTM, CPSIA, CCPSA, and EN71 safety standards, and is ISO certified.


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Trevorsoares needed a new banner ad design and created a contest on 99designs.
A winner was selected from 62 designs submitted by 22 freelance designers.
We aggregate all of the deals from the various fashion related Flash Sale sites like Gilt.com, Ruelala.com, and hautelook.com. Our free service saves consumers time and money by letting them browse all the deals without having to visit multiple sites.
** Additional work available to the person who wins**
I need to get VERY attractive and click engaging banners ads for my site that will be placed all around the web. The banners are suppose to be intriguing, but should explain the product. It's important that we have a clear call to action and that they are clean looking like my site.
I want to make sure that we show some small logos of the various stores that we syndicate deals from. You can see the stores at:
The ads should include some clever language that gets people to understand the concept which is basically after showing the first part of the ad that will say the following with the logo:
After that we can show the stores logos with some variation of the following text:
Every Flash Sale on One Site
Then we would close with the logo and the following:
Save Time & Money.
Shop Smarter... Not Harder!
(call to action)
This is really what I want to see, but I want to have you guys make something really engaging. Be creative, be clever! I want to see something truly amazing.
Need the following sizes
Leaderboard (728 x 90)
Banner (468 x 60)
Small Square (200 x 200)
Skyscraper (120 x 600)
Wide Skyscraper (160 x 600)
Square (250 x 250)
Medium Rectangle (300 x 250)
Large Rectangle (336 x 280)
The font for the logo if you need to make it a vector is:
DeftoneStylus Regular
It's available on DaFont.com
Be creative and make sure that the advertisements are CLICK engaging.


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Please click anywhere to continue browsing our site.
A Note from Ellen
September 21, 2012 at 11:15am
As President of Pasadena Car Care I would like to thank you for stopping by and visiting our Facebook page. I would like to take this opportunity to introduce myself Ellen, and my husband Rich and tell you what is important to us in our business. Rich and I are originally from Bergen County New Jersey having moved here in 1994 with our two sons. Rich has always been an auto technician and currently is a master ASE Certified auto and truck technician. I was an office manager for a doctor's office and we were both very active with various organizations in our small town of Elmwood Park.
When we first moved to St Petersburg, Rich worked at various locations but wasn't content. He saw a need to do what he had always done, but in a fair and honest fashion. We opened up Central Avenue Chevron on the corner of 49th Street and Central Avenue in 1996. In 2005 we also obtained Pasadena Texaco, our current location now known as Pasadena Car Care Center Inc. As both Chevron and Texaco repair facilities, we earned their "Gold-level" in customer service and satisfaction six times and we were awarded many great trips as being members of this Elite Club. In 2008, we left Central Avenue and moved our entire operation along with all our employees to our larger Pasadena facility.
Our goal is to provide you with an excellent experience each time you visit our shop. We promise to work hard to earn your trust and your business. If we don't meet your expectations, I would be grateful if you would take a few minutes out of your busy day to let us know where we have let you down. Our intention is to make your service experience as hassle-free as possible. We are happy to offer early bird/night-owl drop-box service as well as local, business-hour shuttle service to your home or office.
At Pasadena Car Care Center, we know how busy you are and want to help keep your vehicle in top condition. We offer free service reminders -- when it is time for maintenance, we remember for you! We understand your need to stay in motion even when your car is not.
Ellen M. Gogolen / Pres Pasadena Car Care Center, Inc.
100 Pasadena Ave S. St. Petersburg, Fl 33706
(727) 347-5240
Pasadena Car Care is a tire dealer and automotive service center located at 100 Pasadena Ave S in Saint Petersburg, Florida. Our business opened in 1996 and is in its second generation of family ownership. We work with both passenger vehicles and commercial fleets. We also specialize in classic and antique vehicle repair. Visit us during our business hours, call (727) 347-5240, or contact us online if you have any questions. We're always happy to assist.
Browse Our Tire Catalog Browse Our Service Catalog
There's a reason we've been in business for
Send »


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Narrow Results Clear All
Approach to Improving Safety
- Communication Improvement 1
- Culture of Safety 2
- Education and Training 1
- Error Reporting and Analysis 2
- Human Factors Engineering 1
- Transparency and Accountability 1
Clinical Area
Target Audience
Search results for ""
Download Citation File:
- View: Basic | Expanded
- Sort: Best Match | Most Recent
Journal Article > Study
Parental involvement in the preoperative surgical safety checklist is welcomed by both parents and staff.
Corbally MT, Tierney E. Int J Pediatr. 2014;2014:791490.
Many institutions are attempting to increase patient and family engagement in safety efforts. This report on integrating parents of children undergoing surgery into the completion of the WHO surgical safety checklist provides a helpful example of families being successfully incorporated into an existing safety program.
Journal Article > Commentary
Partnering with pediatric patients and families in high reliability to identify and reduce preventable safety events.
Kirby J, Cannon C, Darrah L, Milliman-Richard Y. Patient Exp J. 2018;5:76-90.
Parents are important advocates for the safe care of their children. This commentary describes how one hospital built a toolkit to operationalize family members as partners to improve safety. The organization applied high reliability concepts to identify, recognize, and support projects at the hospital to successfully use patients' perspectives to design improvements.
Newspaper/Magazine Article
McGrory K, Bedi N. Tampa Bay Times. November 28, 2018.
Pediatric cardiac surgery is a high-risk practice. This news investigation reports on a series of serious patient safety incidents at a health care institute dedicated to treating heart problems in children and the cultural and individual provider issues that perpetuate unsafe care.


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- 2 beds
- 1 baths
- $1,000 price
- 650072 mls id
- Square Feet: 900 sqft
- Year Built: 1998
- Neighborhood: Treasure Cove Unit 1
- Status: Rented
Listing Description
This single story, 2 bedroom, 1 bath duplex has been fully remodeled and is stunning. The home has been well maintained and cared for and has tasteful decor that includes lovely white maple kitchen cabinets; brand new stainless steel appliances including a built-in microwave; an eat-in breakfast bar; a self cleaning oven; master bedroom french doors with built in blinds; 2 inch blinds throughout; a full sized washer and dryer; central A/C; a private and secure portion of a storage shed; offstreet parking; and a private, mostly fenced backyard with an expanded concrete pad that is perfect for your BBQ grill, outdoor dining table and comfortable chairs.There's a good sized master bedroom, new paint throughout the unit and new flooring.
- Property SubType Attached Single Unit
Subdivision: Treasure Cove Unit 1
Courtesy of: Keller Williams Success Realty
Office Phone: (850) 249-0313
Listing Agent: Christina Daniels
Updated: 13th February, 2019 9:11 PM.
2604 CYPRESS ST Panama City Beach, FL


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Human Rights Watch, an international non-government organisation for human rights, issued a statement on Thursday in response to ongoing police investigations into a candlelight vigil which the Police has deemed to be an illegal public assembly. In the statement, HRW calls for the authorities to end the harassment of peaceful activists and recognize that peaceful protest is part and parcel of …Read More »
Daily Archives: 2017-09-08
Amnesty International: Investigation into peaceful assembly is Singapore's latest effort to intimidate human rights defenders
Amnesty International, a non-governmental organization focused on human rights, issued a statement on Friday to raise concerns over the ongoing police investigation of ten anti-death penalty activists for participating in a vigil outside Changi Prison and called it as a latest attempt to intimidate human rights defenders in Singapore. Below is the full statement by Amnesty International: The police investigation of …Read More »
Salleh addresses claims of close connection with establishment for being board member on Temasek Foundation Cares
There have been accusations of Mr Salleh Marican, a business man who has declared his intention in standing for the upcoming Presidential Election for being closely connected to the establishment because of his position as a board member in Temasek Foundation Cares. Online comments such as the one below can be found on social media platforms, claiming that Mr Salleh is …Read More »
ST "censors" NGO letter on recommendations to safeguard well-being of FDW caregivers
Just this morning, Straits Times published a letter written by local non-government organisation, HOME (Humanitarian Organisation for Migration Economics) that was submitted in response to the ST article published on 4 Sept on providing assistance to caregivers in Singapore. The article was re-titled to "Give maids proper caregiver training". HOME's letter highlighted the vital roles that foreign domestic workers (FDW) take …Read More »


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Vintage English Art Deco Cloud Chairs, England 1930's ON HOLD
Vintage English Art Deco Cloud Chairs, England 1930's ON HOLD
A rare pair of English "Cloud" chairs from the 1930's made famous by Harry and Lou Epstein. Featuring elegant curves, a scalloped shape that translates beautifully into modern design and wood trim characterstic of the Cloud Chair. Castor feet allow the chairs to roll as needed.
DIMENSIONS: 31.25" H x 28.5" W x 36" D
Seat: 16" H x 24" D
CONDITION: Excellent Structural Condition. New Upholstery is needed. Custom Upholstery Services are available through our showroom. Contact us for a quote.
Tear Sheets Are Available For Our Trade Members.
Shipping + Delivery:
South Loop Loft ships throughout the Chicagoland area and Nationwide. The cost of shipping or delivery is not included in the purchase price. This chair will ship via White Glove Delivery.
Please contact us for a quote: email@example.com
We provide:
Local Pickup at our Chicago Showroom
Local White Glove Delivery in the Chicago - Land and Surrounding Area
Nationwide White Glove Delivery
Professional Packaging + Fed Ex or UPS Shipping of Small and Medium Sized Items
A team of experienced professionals dedicated to ensuring your item arrives safely.
Call us (312) 291-8479 // Email us: firstname.lastname@example.com
See our Returns + Shipping Policies Here


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Work is progressing at Millhall Road on the new pedestrian bridge to replace the ground level crossing over the railway. Network Rail have been in touch to say they expect the groundworks to finish in the coming weeks, with work on the bridge itself starting in May. The bridge is scheduled to open at some point in August, with the ground level crossing closing at the same time.
From 6th May until 5th August, Network Rail will be undertaking piling works on the railway between Bannockburn and Stirling. This piling is to provide foundations to install the gantries which will carry the cables that will electrify the railway in the next couple of years. The work will take place overnights and will be noisy. The foundations will be located every 50m, so the noise will be localised and temporary.
Network Rail have organised a community drop in event for Tuesday 11th April at the Crawford Hall from 4pm-7pm, where their engineers will be on hand to answer any questions.
This letter from Network Rail explains more.


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WA builder locks out workers, shuts sites
One of Western Australia's largest builders, Cooper and Oxley, has suspended operations because of financial viability problems, leaving subcontractors out of pocket and the company's future in doubt.
Work has stopped at major projects all over the state, including a $101 million development in Subiaco believed to have contributed most to Cooper and Oxley's woes due to cost blowouts.
Angry subcontractors owed money were unable to collect machinery and tools from locked construction sites on Monday.
Sub-contractors received a letter from Cooper and Oxley managing director George Hampel ordering them to stop work.
"Cooper and Oxley is reviewing its financial viability and you will be advised in writing of the status and whether works will be proceeding and whether you will be required to undertake works.
"In regard to any account which is or may be due to you, Cooper and Oxley is presently not in a position to pay this subject to the financial review.
"Cooper and Oxley will provide an update on their financial position within one week."
Complaints about late and non-payments to subcontractors on major projects were rampant in WA in the lead-up to last year's state election.
The Labor opposition were particularly vocal, pressuring the previous Barnett government which brought in project bank accounts for large government projects.
However it was not yet widely used and was not the industry standard for private and public, enabling big builders to get involved with "unpriced" projects and get out of paying vulnerable small businesses, Subcontractors WA spokeswoman Louise Stewart said.
"We really need the WA government to move on this," she said.
Cooper and Oxley had been caught out in a "race to the bottom" due to the prevalence of cheap tendering for projects by building companies, says the CFMEU.
These cheap tenders are not about negotiating a fair sustainable price; it's all about undercutting decent, well-founded market rates and then cutting corners at the workers' expense," CFMEU WA Secretary Mick Buchan said.
Sorry we are not currently accepting comments on this article.


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Midsummer Night's Dream Afternoon Tea
Following the success of our Art Deco Afternoon Tea you can enjoy a Midsummer Night's Dream Afternoon Tea at One Warwick Park for a limited time only.
Indulge in a selection of treats worthy of the fairy queen herself. The tea includes a collection of sweet and savoury delights, inspired by one of Shakespeare's most popular comedy plays.
Available 27th May - 31st July.
£16 per person.
To book please call 01892 520 587 or email email@example.com


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3 years, 9 months ago
When I go to do this there is not Save Setting button to allow me to save the changes?
>> keep getting the above error message
That happens when you enabled registration in your site but haven't published blank Register or Activate pages in your site.
I have published blank Register and Activate page on my site but I keep getting the error message?
Sorry I meant how do I disable registration?
How do i Publish those pages?
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Bookshop: Connie & Samuel Johnson, Christine Kenneally, A.F. Harrold, Karina Schaapman
LOVE YOUR SISTERConnie & Samuel Johnson Hachette, $32.99
Writing this book was on Connie Johnson's bucket list. Her objective? To spread the message, "Don't fall into the booby trap, be breast aware." Although only 33 and mum to two, Connie has been diagnosed with terminal cancer. To raise awareness and funding for research she asked her brother to unicycle across Australia. He agreed after a beat and the journey was to prove just as beneficial to his mental and physical health as it was to his Connie's legacy. Love Your Sister really is a tribute to familial support. The Johnsons' memoir is bracing and affecting.
THE INVISIBLE HISTORY OF THE HUMAN RACE Christine Kenneally Black Inc, $29.99
Written for the layperson, this is still a dense and fascinating study of humankind's recent and historical ancestry with regards to DNA determinism. A confluence of history, science and culture, it argues that there's more than just biological information encoded, there's also cultural inheritance passed down in our genes (though Christine Kenneally also spends time on exploring what's not handed down). Moving from a refresher about genealogy, the book also discusses eugenics and genetic screening for diseases.
THE IMAGINARY A.F. Harrold, Illustrated by Emily Gravett Bloomsbury, $16.99
This (slightly spooky) chapter book aimed at middle-grade kids is highly original, with A.F. Harrold creating an entire world around imaginary playmates. Amanda Shuffleup's particular friend, Rudger appeared one day in her wardrobe. Their adventuring together is aborted however, when they encounter a creepy fellow whose speciality is hunting down (and swallowing) imaginaries to extend his own life. Black and white illustrations are scattered throughout.
MOUSE MANSION: SAM & JULIA AT THE CIRCUS Karina Schaapman Allen & Unwin, $24.99
It's impossible not to be charmed by this children's book, composed as it is not of watercolours or pen dabbles but miniature models, accessories and mice. Created by Karina Schaapamn, the 100-plus roomed cardboard and paper mache house is the home and playground of fabric rodents. This book focuses on Julie and her mother's adventure at a visiting circus – also meticulously rendered. The attention to detail is extraordinary.


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Join the event here: https://www.facebook.com/events/1728490930761913/
It's finally summer! Join Huntsville Young Professionals as we paddle down Flint River in canoes and kayaks.
We will meet at North Alabama Canoe & Kayak - NACK, approximately 15 minutes outside of Huntsville, at 7:45 AM.
Price per person is the following:
- $45 (TBR) for single-person kayak
- $35 (TBR) for two-person canoe
- $35 (TBR) for two- person kayak
and includes canoe/ kayak rental, paddle, personal flotation device, and transportation to and from the drop-off and pick-up points.
If you have your own gear, there is a $15 transportation fee for drop-off/ pick-up.
This will be a 4.5+ hour trip down the free-flowing waterway with breaks for snacks and lunch. This will be an easy paddle, so do not worry about your experience level. Just plan on having a good time!
What to bring:
- Lunch and other snacks
- Cooler (or plan to share a cooler with others)
- Beverage of choice (bring water!)
- Dry-box or ziploc bags for non-waterproof items
- Towel
- Bathing suit
- Sunglasses, hat, etc.
- Sunscreen
- Bug spray
Rain date: Saturday, July 23rd, 2016
Reserve your spot here:


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Is This The Best Blender Ever?
Sale Ended
Be sure to subscribe and never miss a deal
Amazon currently has the Vitamix 5200 on sale for a fantastic price. In fact this is the lowest we've ever seen!
Most stores sell this for $400 or more.
Vitamix Blender Review
Vitamix 5200
I've owned a Vitamix for 4 and have been extremely happy with it. What makes Vitamix Blenders so good is the quality materials and construction that go into building it. The company stands buy it with a good warranty but we've even heard of vitamix blenders lasting 20 years or more
Ease of Use – The other thing that makes Vitamixes so great is these machines are easy to use. There's only 3 controls on a Vitamix. On/off, high/low, and a variable speed knob. Cleaning is a breeze – throw some soap and water in there, run for 20 seconds, rinse, and you're done


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The Holy Spirit and You
An American was showing an English gentleman the Niagara Falls one day. The American said to his English friend, "Come over here and I'll show you the greatest unused power in the world!" Taking him to the foot of the Niagara Falls he said, "There it is: the greatest unused power in the world." The Englishman watched in awe the mighty, thunderous falls for a moment, and then replied, "No my brother, not so! The greatest unused power in the world is the Holy Spirit of the living God."
Christians argue till the cows come home about what exactly are the gifts of the Holy Spirit, which if any of them are not for today and which if any are still operable, and many other ancillary issues about spiritual gifts. What we can all agree with is that the Holy Spirit is important in believers' lives.
What exactly does the Holy Spirit DO? Jesus promised that when He ascended to heaven, He would send another Comforter. But why? What is the role of the Holy Spirit in the lives of believers and even non-believers? What are His activities that affect our lives personally? Well, here are some the Bible tells us about…
• The Holy Spirit keeps us eternally saved.
In Ephesians 1:13 Paul tells us that believers are "sealed" by the Holy Spirit. This refers to the use of a ring or signet to make a seal with an impression into soft clay. When applied to the clay and attached to a contract and then hardened, it signified that the parties to the contract would fulfill the terms of the contract. Paul was teaching that when you put your faith in Jesus Christ for salvation, that transaction "closes the deal" between you and God and you enter into a permanent partnership with God that cannot be dissolved. In other words, the deal is "DONE!" The matter of your eternal salvation is finished—settled—impossible to undo or reverse.
• The Holy Spirit teaches and guides us into truth. – John 16:13
Paul tells us in 1 Corinthians 2:14 that God's Word is "spiritually discerned," meaning it cannot be understood without the illumination of the Holy Spirit. In John 16:13 Jesus promised that when the Comforter (the Holy Spirit) came, He would guide us into all truth. When we come to faith in Christ, the Holy Spirit, the author of the Bible, comes to indwell us and the Bible comes alive for us! We begin to understand more and more of what we read as the Spirit teaches us and guides our understanding.
The great preacher Charles Spurgeon made a wonderful analogy about the Holy Spirit's role in leading us into God's truth. He said,
Truth may be compared to a cave or grotto, with wondrous stalactites reaching from the roof, and others reaching from the floor, a cavern glittering with spar and abounding in marvels. Before entering the cavern, you enquire for a guide, who comes with his lighted torch. He conducts you down to a considerable depth, and you find yourself in the midst of the cave. He leads you through different chambers. Here he points you to a little stream rushing from amid the rocks and indicates its rise and progress. There he points to some peculiar rock and tells you its name, then takes you into a large natural hall, tells you how many persons once feasted in it, and so on.
Truth is a grand series of caverns, it is our glory to have so great and wise a conductor as the Holy Spirit. Imagine that we are coming to the darkness of it. He is a light shining in the midst of us to guide us. And by the light he shows us wonderful things. He teaches us by suggestion, direction, and illumination.
• The Holy Spirit comforts us in times of trouble.
Jesus was the Comforter for the disciples while He was on this earth. He certainly taught them, challenged them, and rebuked them. But He was also there to comfort and encourage them. But in John 14, Jesus reveals to them that He is going to leave them shortly. But He would send them another Comforter, He said in verses 16-17.
One of the most wonderful ministries of the Holy Spirit in our lives as believers is His comforting ministry in our lives! How many times have you been distraught, and the Holy Spirit comforted your troubled soul? How often in the midst of fear and confusion has the Spirit calmed your fears? If you have experienced the Lord's encouraging, comforting presence, you understand why Jesus referred to the Holy Spirit as our "Comforter."
• The Holy Spirit develops godly character in us.
Galatians 5:22-23 describes the fruit of the Spirit. Fruit is the result of being attached to the root. It's what grows out of a living process. When you come to faith in Christ, the Holy Spirit comes into your life and He begins a process that theologians call "progressive sanctification." This is just a fancy name for this ministry of the Holy Spirit—to work in your life to produce godly character in you. Each day, unless you allow sin to frustrate this process, the Holy Spirit is seeking to make you progressively more like His Son, who modeled the fruit of the Spirit in His life to perfection. As you submit to the Holy Spirit and as He transforms you and makes you more like Christ, you begin to show in your life the fruit of the Spirit too—love, joy, peace, longsuffering, gentleness, goodness, faith, meekness and self-control.
The human body is a most remarkable machine. It can maintain a constant temperature of about 98.6 degrees no matter what the weather is outside. Whether a person is at the Arctic Circle or the equator, his body temperature is about the same. There is an inner mechanism that makes the difference.
In the same way, the Holy Spirit dwells within you as a Christian to achieve this kind of stabilization in terms of spiritual health. Whether you face good times or bad, whether you are spiritually strong or undergoing temptation, the Holy Spirit keeps you stable within. How? By His various activities in your life…
• By keeping you eternally saved. Be sure to thank Him for that blessed fact today!
• By teaching you and guiding you into His truth. But remember—the Holy Spirit teaches us through God's Word. So are you reading and applying God's Word...so He can teach and guide you?
• The Holy Spirit is developing godly character—the character of Christ—in your life. But is it possible that you have let sin choke out the Holy Spirit's power to change you? Do you need to confess and forsake that sin?
• Finally, the Holy Spirit comforts you in times of suffering, struggle, and trial. At no time is it more difficult to see the Lord than in the midst of trouble. Yet it is then, more than any other time in your life, that God wants to comfort you in His arms of love.
Praise God for the blessed Holy Spirit! Believer, let Him have full sway in your life, obey His voice, keep sin out of your life.


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Caito + Jesse
If you want to know how to create a wedding that truly showcases the local culture you must keep reading. Since our first phone call with Caitlin (aka Caito) and Jesse we learned that they wanted their guests to really experience a bit of Mexico. Their wedding took place in a secluded boutique hotel in Todos Santos, Pachamama, which most of the time caters to yoga retreats, therefore the peaceful surroundings. The rooms are real teepees that made the experience even more interesting. We brought in local food carts to provide guests with a variety of ceviches, pastor tacos and churros as dessert. You know your wedding is a success when you end up in the pool! Thank you Melissa for capturing such gorgeous images!
Venue: Pachamama Hotel
Photography: Melissa Fuller
Music: DJ Edwin Bonilla
Food: Local vendors
Flowers and Décor: Vivid Occasions


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(third-person singular simple present neezes, present participle neezing, simple past and past participle neezed)
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By Charles Kungwengwe
The term cyclone is fast becoming a catch-word ,globally !
They talk of cyclone Elnino, Lanino, Japhet, Dineo etc.
I personally talk of cycle factionalism, a marauding political cyclone that has taken the scalps of most communities in the world and has not spared Zimbabwe its wrath either(see the recent Mahoka-Moyo drama that is unfolding,if you have any doubts about this assertion. Also , in a classic case of poetic justice ,the man who used to be the leader of the firing squard is now having a bitter taste of his own medicine). Lest I forget ,there is also the impending cyclone 2018(check this one in the next epistle)!.
But is it not Jesus Christ who is widely quoted as having said "A divided Kingdom cannot stand? If Satan also is divided unto himself how can his kingdom stand? (Luke 11:17-18, Mathew 12:25-26).
If the forces of darkness uphold the values and virtues of unity then the forces of light should certainly attach more value to unity. Unity is one of, if not ,the most important engine driver of success in every field of human endeavor. A divided kingdom is bound to collapse. Nowhere else in the long history of the human race has this saying been so amply demonstrated than in the case of Zimbabwe ,a country that is plunging deeper and deeper into the quagmire of infightings and political wrangles.
First of all ,it is necessary to point out that factionalism is not unique or confined to Zimbabwe but is all-pervasive in all countries drawn from all the cardinal points of the global compass. For example, in the great lake regions and other similar trouble spots it precipitated the bloodbaths or ethnic cleansing that ensured. And at a global level we resultantly witnessed both World War 1 and 2 ,wars whose devastating nature and effects are too ghastly to contemplate . Also during the biblical Pauline age the Corinthian church was bedeviled by factionalism (1 Corinthians 3:3-23) and in Acts 6:1-6 tribalism –related divisions prompted the apostles to have deacons elected . Even the heavenly spheres cannot go unexcused in this regard as this development led to a civil war that marked the downfall of Lucifer (Revelation 12:5-13). The only difference is that in Zimbabwe it is on a scale that does not bear resemblance to any of its counterparts in history. And the late MasiphulaSitholewas right in asserting ,cynically, thus' if you were to put two Zimbabweans on the moon today and visited them on the following day you would find out that they had formed three parties'(sic!)
This has resulted in development in the country, at worst, grinding to a halt and, at best, taking a creep at a snail's pace. It is no exaggeration to attribute that developmental apathy to factionalism which has reared its ugly head in the once global breadbasket ,now bread-casket.
Instead of channeling all their energies towards developing the country the political boxers are busy politically Mike-Tysoning and unleashing some verbal blows at each other (at every turn and every front and with reckless abandon), some blows of which are forceful enough to catapult even the 600 pound wrestling icon , Yokozuna, onto the canvas mat.
On the face of it ,a not so astute observer can mistakenly conclude that this mudslinging within the ruling party ,ZANU PF,isbetween the small boys . That is far from the truth. On the contrary, the real tussle is between people within the highest echelons of power who are playing a political chess and the small ones are merely pawns on that political chessboard. These over-ambitiousbig-men are toying with the idea that Gushungo is retiring anytime soon and are therefore trying to position themselves by placing supporters into strategic posts, just like Joseph Stalin did before the death of Lenin, the Russian Bolshevik leader, in 1924. Worsestill ,some products of ZANU PF political vomit , who were readmitted into the party after having developed the Gamatox haircut ,are causing more discomfort in the system's political stomach.
This has resulted in two hostile ZANU PF camps emerging in the country ,particularly between the young Turks and the Old Guard and ,to borrow R.D Thompson 's words, the strength of these camps is so evenly balanced that only a long and exhausting(ve) tussle between them would establish the superiority of either of them. The Young Turks are trying to convince the old guard that length in the field of politics, which the Oldsters claim to have ,is not necessarily strength , adding that though the two terms fall within the same rhyme scheme they are far from being synonyms!. Only yesterday the row was between the Masvingo and Midlands provinces political godfather ,Mnangagwa, and Mujuru ,the latter of whom has since 'crest fallen' from 'grace to grass' and from a' hero(ine) to a zero' .Mujuru has since formed her own political party ,People –First ,and is also on record of 'co-habiting' with Tsvangirai.
Not desiring to be outdone in this regard , or is it because of the snowballing effect ?contagious effect of factionalism?,the main opposition political party, the MDC, also ,has some ethnic- induced factionalist fractures on its ideological furniture. Furthermore, there is a rift or unending yawning gap between the Old Guard and the Young Turks and between the academics and the original Trade Unionists. Hence the suspension from the party ,in 1999 ,of the late Jongwe ,Chamisa and other youngsters .Which why today we have more than 20 different MDC formations . Mujuru 's party does not seem to have drawn lessons from the two old parties' experiences as she and her long time allies have ALREADY drawn daggers against each other.And we have already seen heads rolling
Such a development is very dangerous because it makes a civil war inevitable! Unfortunately it is always the ordinary folk who stand to suffer.
But Should a good leader not have the wellbeing of his people at heart and not sacrificing them for personal ambition? Has disunity ever paid dividends in any country? Over the years history has provided lessons regarding the dangers of disunity in Africa, in particular, and the world ,at large. Yes ,in the principle of dialectical materialism, Marxist philosophers do advocate for conflicts as a vehicle for\of positive changes but conflicts must be necessary and not just for the sake of it. Yes different political parties are needed in the political ecosystem and absence of some members is bound to render the entire system dysfunctional but genuine and not caricature ,fake parties ,are what we need.
What baffles me is that the very people who were once fire-eating national politicians during the second Chimurenga Warare now the very people who have allowed themselves to stoop so low that they arenow megalomaniacs ,fanning the infamous bonfire of factionalism. Remember the 'comrades 'were able to dislodge colonialism, not because their weaponry was superior to that of their white counterparts, but because they had a common vision, common strategy and common purpose against a common enemy-the oppressor.
In support of this observation, one writer has this to say ,I quote ,'snakes are known to be dangerous or highly poisonous animals(reptiles) but ,alas ,their worst tragedy is that they lack unity. If they wereas united as bees no-one was going to stand in their way'. In a united state we can easily wad off venomous ENEMIES such as HIV\AIDS, gender inequalities , homosexuality ,child abuse ,xenophobia ,poverty ,ebola and ignorance.
These days we have a common enemy in the form of the economic deprivation of the indigenous people and the externalization of cash. How can there be economic progress in a country that is characterized by political instability or a country in which factionalism reigns supreme? How can the dream of ZIM-ASSET be realized? A common strategy and tribal cohesion is essential. Factionalism is also destroying the party and one does not need a ghost of Shakespearean tragedies to come and announce this sad reality!It is also taking people's lives ,PARTICULARLY THE INTELLIGENT ONES, and ,as I write ,I can hear in my mind's ear the high –pitched and nerve-shattering cry of the pained Mother ZANU PF as she weeps for her dead children.( personification : pathetic fallacy and mental landscape).
Don't forget that Africa ,in general ,has been stereotyped as a divided Continent and what we have seen so far seems to lend credibility to such claims.
. And Pentagon, as practical experience has proved on countless occasions , normally takes advantage of such a situation to further fuel divisions ,resulting in a civil war ,and then interfere in order to loot local resources under the guise that he wants to restore order.
This cancer did not start today but is as old as the inception of modern politics itself in Zimbabwe.It is because of factionalism ,for example ,that ZANU sprang from ZAPU in 1963 and why we had political parties like FROLIZ, ANC etc and back then ,according to MasiphulaSithole ,ethnicity more than class or any other ideology was the overriding factor in explaining factional splits within the liberation movement. It is no rhetorical exaggeration to assert that Zimbabwe has ,arguably ,the highest number of political parties in the world ,ever mushrooming on every inch of the country with each passing day.
Finally, I would like to appeal to his Excellency to slash this head of factionalism once and for all. Remember 'divided we fall and united we stand' and 'a stitch on time saves nine'. It is only after people have adopted singleness of purpose that both political and economic development will progress in leaps and bounds. People should not want to be identified with a particular faction ,region or ethnic group but as citizens of Zimbabwe. To the disciples of tribalism ,i say unto you 'all bantu speaking people owe their parentage to the same ancestor and the so-called variations are not biological but either linguistic or geographical and it was also a convenient tool to enhance the so-called intermarriages which are actually intra -marriages. And our former colonizers later on adopted this approach to enhance the divide-and-rule-them strategy. As we have noted ,due to factionalism-induced animosities, Zanu Pf party is in a state of suspended political animation. Yes ,according to Nicollo Machiavelli this (promoting factionalism) is one of the perfect poly-triks of politics if subordinates have become so united that they threaten the leader 's very existence, hence in Genesis 11:1-9 God Himself employed this strategy at the tower of Babel ,but when resorted to regularly it will not yield desired results.
Nkulumani Mlambo (0772 118 533/0715 505353)