text:
Quotes & Info
|FRP > SEC Filings for FRP > Form 10-Q on 2-Nov-2012
|All Recent SEC Filings
Quarterly Report
• Regulatory and Legislative
• Fresh Start Accounting
• Basis of Presentation
• Revenues
• Operating Expenses
• Operational Restructuring Charges
• Results of Operations
• Off-Balance Sheet Arrangements
• Critical Accounting Policies
• New Accounting Standards
• Liquidity and Capital Resources
We are a leading communications provider in rural and small urban communities, offering an array of services, including broadband Internet access, local and long-distance phone, television and other high-capacity data services to residential, business and wholesale customers. We operate in 18 states with approximately 1.3 million access line equivalents (including voice access lines and HSD lines, which include DSL, wireless broadband, cable modem and fiber-to-the-premises) in service as of September 30, 2012.
We were incorporated in Delaware in February 1991 for the purpose of acquiring and operating incumbent telephone companies in rural and small urban markets. Many of our telephone companies have served their respective communities for over 80 years.
Access lines have historically been an important element of our business. Communications companies, including FairPoint, continue to experience a decline in access lines due to increased competition, including competition from CLECs, wireless carriers and cable television operators, increased availability of alternative communications services, including wireless and VoIP, and challenging economic conditions. While voice access lines are expected to continue to decline, we expect to offset a portion of this lost revenue with growth in special access, HSD and other broadband service revenue as we continue to build out our network to customers who did not previously have access to such products and to offer more competitive services to existing customers. In addition, due to issues with transitioning certain back-office functions from Verizon's integrated systems to our systems and the filing for bankruptcy protection under Chapter 11 of the Bankruptcy Code in October 2009, we lost significant market share in recent years. Our strategy is to leverage our ubiquitous network in our Northern New England operations to regain market share, particularly in the business and wholesale markets and for data services. We offer our IP/Multiple Protocol Label Switched network that is fiber-optic based (the "Next Generation Network") to support more HSD services and extend fiber into more communities across our Northern New England operations. This fiber-optic build supplies critical infrastructure known as "backhaul" for wireless carriers' traffic in the region, and addresses the increasing bandwidth needs being driven by new applications for smart phones, tablets and other wireless devices. There are more than 1,600 wireless towers in our Northern New England footprint, most of which we currently provide with cellular backhaul connectivity. Our recent Ethernet network expansion allows us to provide fiber based Ethernet cellular backhaul to more than half of these towers.
Regulatory and Legislative
We are subject to regulation primarily by federal and state governmental agencies. At the federal level, the FCC generally exercises jurisdiction over the facilities and services of communications common carriers, such as FairPoint, to the extent those facilities are used to provide, originate or terminate interstate or international communications. State regulatory commissions generally exercise jurisdiction over common carriers' facilities and services to the extent those facilities are used to provide,
originate or terminate intrastate communications. In addition, pursuant to the
Telecommunications Act of 1996, which amended the Communications Act of 1934,
state and federal regulators share responsibility for implementing and enforcing
the domestic pro-competitive policies introduced by that legislation.
The Telecom Group and our Northern New England operations operate under
different regulatory regimes in certain respects. For example, concerning
interstate access, all of the Telecom Group regulated interstate services of
FairPoint were regulated under a rate-of-return model, while all of the
rate-regulated interstate services provided by the Northern New England
operations were regulated under a price cap model. On May 10, 2010, we received
FCC approval to convert our Telecom Group operations in Maine and Vermont to the
price cap model. These operations converted to interstate price cap regulation
on July 1, 2010. We have obtained permission to continue to operate our Telecom
Group ILECs outside of Maine and Vermont under the rate-of-return or average
schedule regime by obtaining a waiver of the FCC's "all-or-nothing" rule.
Without this permission, the all-or-nothing rule would require that all of our
regulated operations be operated under the price cap model for federal
regulatory purposes. In March 2012, we filed a petition with the FCC to convert
the interstate special access services of our rate-of-return Telecom Group
companies to price cap regulation, effective January 1, 2013. The FCC has not
yet issued an order on this petition. In addition, while all of our operations
generally are subject to obligations that apply to all LECs, our non-rural
operations are subject to additional requirements concerning interconnection,
non-discriminatory network access for competitive communications providers and
other matters, subject to substantial oversight by state regulatory commissions.
In addition, the FCC has ruled that our Northern New England operations must
comply with the regulations applicable to the Bell Operating Companies.
On October 27, 2011, the FCC adopted an Order and Further Notice of Proposed
Rulemaking on Universal Service and Intercarrier Compensation reform. On
November 18, 2011, the FCC released its comprehensive and landmark order to
modify the nationwide system of universal support and the Intercarrier
Compensation system (referred to hereafter as the "FCC CAF/ICC Order"). In this
order, the FCC replaced the existing Universal Service Fund ("USF") for price
cap carriers with its CAF. The intent of the CAF is to bring high speed
affordable broadband services to all Americans. The FCC CAF/ICC Order
fundamentally reforms the Intercarrier Compensation ("ICC") system that governs
how communications companies bill one another for handling traffic, gradually
phasing down these charges. Together, the modifications to the CAF and ICC rules
are intended to benefit consumers and promote the goals of the National
Broadband Plan, which called for overhauling these two complex systems to
address the goal of supporting broadband deployment as cost-effectively as
In conjunction with the FCC CAF/ICC Order, the FCC adopted a Notice of Proposed Rulemaking to deal with related matters, including but not limited to: (i) the actual cost model to be adopted for CAF Phase II funding, (ii) treatment of originating access charges, (iii) modifications to CAF for rate-of-return ILECs,
(iv) development of CAF Phase II for mobility, (v) CAF Phase II reverse auction rules, (vi) remote areas funding and (vii) IP to IP interconnection issues. It is not known what decisions will be made on these issues or how they may impact us. In general, CAF Phase I is interim support provided to price cap carriers during the period in which the FCC establishes its permanent CAF funding rules for CAF Phase II. CAF Phase I includes certain support structures, including frozen support and optional interim support. CAF Phase I will continue until CAF Phase II is implemented, which is dependent on how long it takes the FCC to complete its CAF Phase II proceeding. Pursuant to the FCC CAF/ICC Order, during 2012, we are receiving monthly CAF Phase I frozen support, which is based on and equal to all forms of high-cost support we received during 2011. This support is considered transitional funding while the FCC is developing its CAF Phase II program. The FCC CAF/ICC Order anticipates that CAF Phase I frozen support payments in 2012 will be replaced by CAF Phase II starting in 2013. However, it is likely that it may take longer for the FCC to complete its CAF Phase II proceeding and that CAF Phase I frozen support will continue into a portion or all of 2013. FCC rules require that if we continue receiving CAF Phase I frozen support beyond 2012, we will have specific broadband spending obligations starting in 2013. According to the FCC rules, in 2013 we will need to spend one-third of the frozen support to "build and operate broadband-capable networks used to offer the provider's own retail broadband service in areas substantially unserved by an unsubsidized competitor." Should we continue to receive CAF Phase I frozen support in 2014 we will need to spend two-thirds of that support to "build and operate broadband-capable networks used to offer the provider's own retail broadband service in areas substantially unserved by an unsubsidized competitor" and in 2015 this spend obligation goes to 100%.
Pursuant to the revised CAF programs, we were offered $4.8 million of one-time funding under the FCC's CAF Phase I incremental support program. Under this program we can use some or all of this support subject to certain restrictions. Those restrictions exclude the use of the funding in census blocks where there is an unsubsidized competitor, where we have capital spending plans in the next three years to provide broadband services, or where we have made a regulatory commitment. Further, we must build to one currently unserved location for every $775 in funding and must complete construction within three years and provide services at minimum speeds of 4 megabits per second down to the subscriber and 1 megabits per second up from the subscriber. We have notified the FCC that we will accept $2.0 million of CAF Phase I incremental support funding, which will primarily be used in Vermont. On September 10, 2012, we filed a petition with the FCC asking it to waive its rules to allow us to use the remaining $2.8 million of CAF Phase I incremental support funding to bring high speed broadband services to 697 customer locations in the state of Maine.
In compliance with the FCC revised rules for ICC, we have revised intrastate
access offerings in all operating areas to reduce terminating switched access
rates as the first step in the ICC transition. FCC rules allow us to recover a
portion of the lost intercarrier compensation from end users through an access
recovery charge ("ARC"). For the 2012 interstate tariff period (July 1, 2012
through June 30, 2013), the maximum ARC rate for residential and single line
businesses is $0.50 and for multi-line businesses is $1.00. We have filed ARC
rates ranging from $0.00 up to the maximum ARC rates for our operating areas,
with the rates varying by operating area based on calculations in accordance
with FCC rules. Where the ARC rates are not sufficient to recover the eligible
amount for recovery, we are eligible to recover such additional amounts through
the CAF/ICC. Beginning July 1, 2012, we became eligible and will recover CAF/ICC
for our rate-of-return regulated Telecom Group operations. ARC rates and CAF/ICC
amounts are reset effective July 1 of each year in the annual FCC tariff
In Vermont, our Northern New England service territory operated under an alternative form of regulation since 2006 known as an Amended Incentive Regulation Plan. That plan expired on March 31, 2011. On March 23, 2011, we entered into a Memorandum of Understanding with the Vermont Department of Public Services whereby they agreed to seek approval of the 2011 Incentive Regulation Plan ("2011 IRP") before the VPSB. The Board approved the 2011 IRP on January 18, 2012, and that plan is effective retroactively to April 1, 2011. We believe the 2011 IRP will decrease the scope of retail telecommunications regulation for us in Vermont, providing us with increased ability to compete in the Vermont telecommunications marketplace. Under the 2011 IRP, our exposure to annual retail service quality penalties has been decreased from $10.5 million to $1.65 million and we have pricing discretion with respect to existing and new services other than basic local exchange service. Pursuant to pricing flexibility in Vermont under the incentive regulation plan, we have discontinued issuing customer credits for federal USF amounts received. Prior to this order, we were required to return a portion of the USF we received to our customers through credits on their bills. This change is expected to reduce USF credits returned to our customers by up to approximately $2.4 million in 2012 and will continue as a permanent change.
New legislation was recently signed into law in both Maine and New Hampshire, which we believe will decrease the scope of retail telecommunications regulation for us, eliminating many of the state specific Merger conditions and providing us with increased ability to compete in the Maine and New Hampshire telecommunications marketplace. Under the Maine legislation, our exposure to annual retail service quality penalties, beginning with Maine's fiscal year ending July 31, 2013, will be decreased from $12.5 million to $2.0 million and we will have pricing discretion with respect to existing and new telecommunications services other than provider of last resort services. In New Hampshire, beginning August 10, 2012, the effective date of the legislation, our exposure to annual retail service quality penalties was eliminated and we have pricing discretion with respect to existing and new telecommunications services other than basic local exchange service and certain services provided to customers who qualify for the federal lifeline discount.
We anticipate that, together, these significant changes in both federal and state regulation will not have a material impact in 2012. However, in the long run, we are uncertain of the ultimate impact as federal and state regulation continues to evolve.
Fresh Start Accounting
On October 26, 2009, we filed the Chapter 11 Cases. On January 13, 2011, the Bankruptcy Court entered the Confirmation Order, which confirmed the Plan. On January 24, 2011, the Effective Date, we substantially consummated our reorganization through a series of transactions contemplated by the Plan, and the Plan became effective pursuant to its terms.
As of the Effective Date, we were required to adopt fresh start accounting in accordance with guidance under the applicable reorganization accounting rules, pursuant to which our reorganization value, which represents the fair value of an entity before considering liabilities and approximates the amount a willing buyer would pay for the assets of the entity immediately after the reorganization, was allocated to the fair value of assets in conformity with guidance under the applicable accounting rules for business combinations, using the purchase method of accounting for business combinations. The amount remaining after allocation of the reorganization value to the fair value of identified tangible and intangible assets was reflected as goodwill, which was subject to periodic evaluation for impairment and was later determined to be completely impaired at September 30, 2011. In addition to fresh start accounting, our condensed consolidated financial statements reflect all effects of the transactions contemplated by the Plan. Therefore, our condensed consolidated statements of financial position and condensed consolidated statements of operations are not comparable in many respects to our condensed consolidated statements of financial position and condensed consolidated statements of operations for periods prior to our adoption of fresh start accounting and prior to accounting for the effects of the Plan, including certain of the historical financial statements contained herein.
While the adoption of fresh start accounting presents the results of operations of a new reporting entity, we believe the comparison of combined results of the nine months ended September 30, 2012 versus the nine months ended September 30, 2011 provides the best analysis of the results of operations. The only statement of operations items impacted by the reorganization are
depreciation expense, interest expense and reorganization items. Those effects
of fresh start accounting are discussed in more detail in the respective
sections below.
Basis of Presentation
We view our business of providing data, voice and communication services to residential, business and wholesale customers as one reportable segment as defined in the Segment Reporting Topic of the ASC.
Beginning in the second quarter of 2012, we reclassified certain revenues from voice services revenues to data and Internet services revenues to more accurately reflect the underlying service provided. For comparative purposes, we have reclassified the prior periods to be consistent with the current period presentation.
We derive our revenues from:
• Voice services. We receive revenues from our telephone operations from the provision of local exchange, long-distance, local private line, wire maintenance, voice messaging and value-added services. Included in long-distance services revenue are revenues received from regional toll calls. Value-added services are a family of services that expand the utilization of the network, including products such as caller ID, call waiting and call return. The provision of local exchange services not only includes retail revenues but also includes local wholesale revenues from unbundled network elements, interconnection revenues from CLECs and wireless carriers, and some data transport revenues. Voice services revenues in 2011 also include USF payments for high-cost support, local switching support, long-term support and Interstate Common Line Support. Voice services revenues in 2012 include CAF Phase I frozen support payments which replaced all forms of high-cost USF payments pursuant to the FCC CAF/ICC Order.
• Access. We receive revenues for the provision of network access, including interstate access and intrastate access.
Network access revenues are earned from end-user customers and long-distance and
other competing carriers who use our local exchange facilities to provide usage
services to their customers. Special access revenues originate from carriers and
end-users that buy dedicated local and interexchange capacity to support their
private networks, including wireless carriers to backhaul voice and data traffic
from cell towers to mobile telephone switching offices. Switched access revenues
are derived from fixed and usage-based charges paid by carriers for access to
our local network.
Interstate access revenues are earned on charges to long-distance carriers and other customers for access to our networks in connection with the origination and termination of interstate telephone calls both to and from our customers. Interstate access charges to long-distance carriers and other customers are based on access rates filed with the FCC.
Intrastate access revenues consist primarily of charges paid by long-distance companies and other customers for access to our networks in connection with the origination and termination of intrastate telephone calls both to and from our customers. Intrastate access charges to long-distance carriers and other customers are based on access rates filed with the state regulatory agencies.
• Data and Internet services. We receive revenues from monthly recurring charges for services, including HSD, Internet and other services.
• Other services. We receive revenues from other services, including miscellaneous projects on behalf of third party requests, video services (including cable television and video-over-DSL), billing and collection, directory services, public (coin) telephone and the sale and maintenance of customer premise equipment. Other services also includes revenue we receive from late payment charges to end-users and interexchange carriers.
The following table summarizes revenues and the percentage of revenues from these sources (in thousands, except for percentage of revenues data):
Three Months Ended Three Months Ended September 30, 2012 September 30, 2011 % of % of $ Revenue $ Revenue Revenue Source: Voice services $ 111,337 46 % $ 117,583 45 % Access 82,015 34 % 94,646 37 % Data and Internet services 36,793 15 % 32,854 13 % Other services 11,907 5 % 12,829 5 % Total $ 242,052 100 % $ 257,912 100 % Predecessor Company Combined Two Hundred Forty-Nine Twenty-Four Days Nine Months Ended Days Ended September 30, Ended Nine Months Ended September 30, 2012 2011 January 24, 2011 September 30, 2011 % of % of % of % of $ Revenue $ Revenue $ Revenue $ Revenue Revenue Source: Voice services $ 337,639 46 % $ 332,632 47 % $ 32,554 49 % $ 365,186 47 % Access 253,524 35 % 256,109 36 % 23,023 35 % 279,132 36 % Data and Internet services 106,243 14 % 86,945 12 % 7,960 12 % 94,905 12 % Other services 36,573 5 % 33,264 5 % 2,841 4 % 36,105 5 % Total $ 733,979 100 % $ 708,950 100 % $ 66,378 100 % $ 775,328 100 %
The following table summarizes access line equivalents (including voice access lines and HSD lines, which include DSL, wireless broadband, cable modem and fiber-to-the-premises) as of September 30, 2012 and 2011:
September 30, 2012 September 30, 2011 % Change Access Line Equivalents: Residential access lines 602,530 662,562 (9.1 )% Business access lines 303,904 314,290 (3.3 )% Wholesale access lines (1) 67,886 80,025 (15.2 )% Total switched access lines 974,320 1,056,877 (7.8 )% HSD subscribers 322,551 312,475 3.2 % Total access line equivalents 1,296,871 1,369,352 (5.3 )%
(1) Wholesale access lines include residential and business resale lines and unbundled network element platform lines.
Operating Expenses
Our recurring operating expenses consist of cost of services and sales, selling, general and administrative expenses and depreciation and amortization.
• Cost of Services and Sales. Cost of services and sales includes the following costs directly attributable to a service or product: salaries and wages, benefits (including stock based compensation), materials and supplies, contracted services, network access and transport costs, customer provisioning costs, computer systems support and cost of products sold. Aggregate customer care costs, which include billing and service provisioning, are allocated between cost of services and sales and selling, general and administrative expense.
• Selling, General and Administrative Expense. Selling, general and administrative expense includes salaries and wages and benefits (including stock based compensation), not directly attributable to a service or product, bad debt charges, taxes other than income, advertising and sales commission costs, customer billing, call center and information technology costs, professional service fees and rent for administrative space.
• Depreciation and Amortization. Depreciation and amortization includes depreciation of our communications network and equipment and amortization of intangible assets.
Operational Restructuring Charges
On September 8, 2011, we announced plans to reduce our workforce to better ensure that we are staffed appropriately to serve our customers well, while prudently managing expenses. The reduction eliminated approximately 400 positions, beginning in September 2011 and continuing through the end of 2011. Workforce reductions resulted in restructuring charges of $3.3 million during the three months ended September 30, 2011, consisting of severance and one-time incentive payments, which are included within cost of services and sales and selling, general and administrative expense in the condensed consolidated statement of operations.
Results of Operations
Three Months Ended September 30, 2012 Compared with Three Months Ended September 30, 2011
The following table sets forth the percentages of revenues represented by selected items reflected in our condensed consolidated statements of operations. The year-to-year comparisons of financial results are not necessarily indicative of future results (in thousands, except percentage of revenues data):
Three Months Ended September 30, Three Months Ended September 30, 2012 2011 % of % of $ Revenue $ Revenue Revenues $ 242,052 100 % $ 257,912 100 % Operating expenses: Costs of services and sales 105,502 44 120,149 47 Selling, general and administrative expense 80,915 33 93,334 36 Depreciation and amortization 89,782 37 91,547 35 . . .


text:
Juvenile Arthritis Center - Vacaville, CA
- WebMD Physician Directory of Vacaville Pediatric Rheumatologist Doctors
- Related Juvenile Arthritis Articles
- Vacaville Emergency Contacts
- Nearby Vacaville Hospitals
- Find a Local Pharmacy on RxList - Vacaville
Vacaville Pediatric Rheumatologist Doctors for Juvenile Arthritis
Type of Physician: Pediatric Rheumatologist
What is a Pediatric Rheumatologist? A subspecialty certification by the Board of Pediatrics; practitioners treat the infant, child, or adolescent with rheumatic disease (causing painful disability in the muscles, tendons, bones, joints or nerves). He or she also participates in the prevention, understanding, and treatment of the various rheumatic disorders and also promotes understanding of the basic mechanisms of the disease in the interrelated areas of immunology, genetics, inflammation, and infectious diseases.
Specialty: Pediatric Rheumatology
Common Name:
Pediatric Rheumatologist Doctors in Vacaville * results
Don't see your city? Use the WebMD Physician Directory to expand your search.
Juvenile Idiopathic Arthritis (Juvenile Rheumatoid Arthritis)
Juvenile idiopathic arthritis (JIA) facts
- Epidemiologic studies estimate that approximately 294,000 American children are affected by JIA.
- Children of European ancestry are more likely to develop the condition while those of...
Read the Juvenile Idiopathic Arthritis (Juvenile Rheumatoid Arthritis) article »
Other Related Juvenile Arthritis Articles
Emergency Contact for Vacaville
- In case of Emergency, call 911
Nearby Vacaville Hospitals results
- 1California Medical Facility
1600 California Dr
Vacaville, California 95687
(707) 448-684
- 2North Bay Vaccavalley Hospital
1000 Nut Tree Rd
Vacaville, California 95687
(707) 624-700
- 3David Grant USAF Medical Center
101 Bodin Cir Bldg 777
Vacaville, California 94535
(707) 423-730
- 4North Bay Medical Center
1200 B Gale Wilson Blvd
Vacaville, California 94533
(707) 646-500
- 5Napa State Hospital
2100 Napa Vallejo Hwy
Vacaville, California 94558
(707) 253-500
- 6Queen Of The Valley Medical Ctr
1000 Trancas St
Vacaville, California 94558
(707) 252-441
- 7Sutter Davis Hospital
2000 Sutter Pl
Vacaville, California 95616
(530) 756-644
- 8Sutter Solano Medical Center
300 Hospital Dr
Vacaville, California 94589
(707) 554-444
- 9Kaiser Permanente Medical Ctr
975 Sereno Dr
Vacaville, California 94589
(707) 651-100
- 10St Helena Center Behaviorl Hlth
525 Oregon St
Vacaville, California 94590
(707) 648-220
- 11Woodland Memorial Hospital
1325 Cottonwood St
Vacaville, California 95695
(530) 662-396
- 12Contra Costa Reg Med Ctr
2500 Alhambra Ave
Vacaville, California 94553
(925) 370-500
- 13John Muir Behavorial Health Ctr
2740 Grant St
Vacaville, California 94520
(925) 674-410
- 14John Muir Medical Center
2540 East St
Vacaville, California 94520
(925) 682-820
- 15Sonoma Valley Hospital
347 Andrieux St
Vacaville, California 95476
(707) 935-500
- 16Sutter Delta Medical Center
3901 Lone Tree Way
Vacaville, California 94509
(925) 779-720
- 17Sonoma Developmental Center
15000 Arnold Dr
Vacaville, California 95431
(707) 938-600
- 18John Muir Medical Center
1601 Ygnacio Valley Rd
Vacaville, California 94598
(925) 939-300
- 19Saint Helena Hospital
10 Woodland Rd
Vacaville, California 94574
(707) 963-361
- 20Kaiser Permanente
6600 Bruceville Rd
Vacaville, California 95823
(916) 688-200
- 21Kaiser Permanente Medical Ctr
1425 S Main St
Vacaville, California 94596
(925) 295-400
- 22Sacramento County Mental Health
2150 Stockton Blvd
Vacaville, California 95817
(916) 875-100
- 23Sutter General Medical Center
2801 L St
Vacaville, California 95816
(916) 454-222
- 24Methodist Hospital Sacramento
7500 Hospital Dr
Vacaville, California 95823
(916) 423-300
- 25Shriners Hospital For Children
2425 Stockton Blvd
Vacaville, California 95817
(916) 453-200
- 26Sierra Vista Hospital
8001 Bruceville Rd
Vacaville, California 95823
(916) 288-030
- 27University Of CA Davis Med Ctr
2315 Stockton Blvd
Vacaville, California 95817
(916) 734-201
- 28Mercy General Hospital
4001 J St
Vacaville, California 95819
(916) 453-454
- 29Doctors Medical Center
2000 Vale Rd
Vacaville, California 94806
(510) 970-500
- 30Sutter Memorial Hospital
5151 F St
Vacaville, California 95819
(916) 454-333
- 31Sutter Center For Psychiatry
7700 Folsom Blvd
Vacaville, California 95826
(916) 386-300
- 32Kaiser Permanente Medical Ctr
901 Nevin Ave
Vacaville, California 94801
(510) 307-150
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subset: commoncrawl


text:
10 days from
- Tour code:
- Group size:
- Max. 13
- Destination:
- Canada
- Departs:
- Jun-Aug
- Accommodation:
- Budget Lodging
- Age range:
- 18-38
- > See the sights of Vancouver & Whistler
- > Hike or bike the national parks of Jasper & Banff
- > Search for wildlife including Black Bear
Tour Overview
This jam-packed ten day tour takes you to the best of Western Canada. Discover the wonders of Banff, Jasper and Glacier National Parks, not forgetting the equally stunning Wells Gray Provincial Park. Explore the likes of Vancouver and Whistler for a more cosmopolitan adventure. This tour will certainly fulfil your need for adventure and outdoor pursuits as well as revealing what a varied and amazing country Canada is!
- Amazing views from Jasper Skytram
- Sulphur Mountain Hot Springs in Banff
- Incredible hiking trails and picture-postcard views
- Wells Gray Provincial Park
- Lake Louise - 'Gem of the Rockies'
- Chance to spot Grizzly Bear, wolves & caribou
- Incredible national parks - Wells Gray, Jasper, Banff/Lake Louise & Glacier
- Services of a TrekAmerica tour leader
- All transportation by private adventure vehicle
- All accommodation - 8 hostel & rustic bunkhouse night
Our Canadian BLT Trek Tips include all you need to know about this Trek. They contain all the trip details, plus information on everything from visas to spending money and what to pack.
Download Trek Tips >
Our tours are aimed at young international travellers from around the world, aged 18 to 38, all with a sense of fun and a keen desire to explore. If you're travelling alone, don't worry... over 70% of our passengers are solo travellers and you'll soon be surrounded with like-minded people of a similar age who will quickly become your new best mates. Plus there are no single supplements.
Our tour price includes your own tour leader plus all transport and accommodation, so all you have to pay for are food, drinks and optional activities. Take a moment to add up all the costs of doing it yourself, and it soon becomes clear that a TrekAmerica trip offers fantastic value for money!
Read more about our tour types here >
Canadian Parks West
17 days from VANCOUVER
See 5 amazing National Parks on this Canadian camping tour> Read more
12 days from VANCOUVER
Hiking, biking, canoeing and camping in the Canadian Rockies> Read more
Canadian Express BLT
19 days from NEW YORK AREA
Discvover Canada from east to west on this exciting and fast-paced tour.> Read more
Flexible Itinerary
Our routes have been carefully chosen to include the best overnight stops, highlights and included experiences, with plenty of optional activities to choose from. No two Trek trips are the same, with stops at some of your tour leader's favourite places and occasional changes to the itinerary, so get ready for one awesome adventure!
There are loads of exciting optional activities for you to choose from during your trip giving you the flexibility to do the things you want to and leave out the things you don't. Below are the most popular activities for this trip which can be arranged via your tour leader and paid for locally. Please note all costs are subject to change. Please note that not all optional activities may available on every tour and prices are subject to change.
- > Mountain biking - Jasper CAD$8-$75
- > Aerial gondola/tramway - Banff CAD$40
- > Bike rental in Stanley Park - Vancouver CAD$10-$65
- > Extreme zip-line course - Whistler CAD$119-$199
- > Scenic glacier flight - Banff CAD$195 or $325
- > Canoeing - Lake Louise CAD$65 per hour
- > Guided glacier walk - Icefields Parkway CAD$80
- > Horseback riding - Wells Gray CAD$55
- > Rollerblading in Stanley Park - Vancouver CAD$10-$40
As this tour departs at 0730 we recommend that you book pre-tour accommodation. Please request further details at time of booking.
For 2017 departures, this tour will be 9 days in duration and finish in Calgary as opposed to Vancouver. The hot springs has been removed and kayaking on Maligne Lake in Jasper is included.
Day 1-2: Vancouver & Whistler
Depart Vancouver and join Western Canada's mecca for thrill-seekers - get on your bike and hit the trails or zip-line through the trees. The main draw to Whistler is the epic mountains coated in the white stuff, but Whistler is so much more than just snow! There's so many of hiking and biking trails around town, you won't know where to start. This truly is a beautiful place to start your Canadian adventure.
Accommodation: Hostel nights included
Day 3: Wells Gray Provincial Park
Wells Gray has something to offer every outdoor lover, from lush alpine meadows to excellent bird and wildlife watching opportunities. If it's waterfalls you're after then you're in the right place, the stunning Helmcken Falls, a 141 meter waterfall on the Murtle River, is one of the 40 named waterfalls around the park. With beautiful meadows full of wildflowers and bear roaming freely around the park, Wells Gray is a Canadian wonderland just waiting for you and your Trek mates to explore! For the ultimate rustic experience, tonight you'll be staying within the park in an authentic guest ranch.
Accommodation: Rustic bunkhouse included (multi-share)
Day 4-5: Jasper National Park
Lose yourself in one of Canada's largest national parks, Jasper, where wildlife such as Grizzly Bear, wolves and caribou literally fight for your attention, making it the perfect place to be at one with nature. This sprawling natural expanse offers hiking and biking trails through some of the most spectacular scenery that the Canadian Rockies has to offer. One of the most scenic trails in the park is the hike to Maligne Canyon; cross bridges and follow the twisting river up through the deep limestone canyon for picture perfect views. Join your leader for a hike to Athabasca Falls; it might not be the highest waterfall you've ever seen, but the sheer power and amount of water is definitely worth checking out! One of the highlights has to be a walk in the Columbia Icefield Area, one of the most visited glaciers in Jasper. It won't take you long to see why, it's stunning!
Accommodation: Hostel nights included
Day 6-7: Banff National Park
The widescreen scenery keeps on coming your way. The Icefields Parkway provides panoramic views of endless valleys, sheer ridges, glaciers and spruce forests - truly one of the world's ultimate drives. Banff is Canada's oldest national park and it's definitely up there with the best in the world. Whether you explore Banff by car, bike, canoe or snowshoe you'll be left speechless by its endless beauty. With 1600 kilometres of trails, a town full of heritage and some incredible wildlife, you won't want to leave this mountain wonderland. Your leader will take you to Johnston Canyon, which is easily one of the national park's most popular day hikes. For more canyon action, enjoy a leisurely hike to Stewart Canyon for more stunning forest scenery. Before you leave be sure to spend some time relaxing in the local hot springs. After hiking all those trails your weary feet will thank you!
Accommodation: Hostel nights included
Day 8: Lake Louise
As soon as you lay eyes on Lake Louise you'll have no problem understanding why it was given the nickname, the `Gem of the Rockies'. The turquoise lake will have you pinching yourself in disbelief that somewhere could be this picture perfect. Once you've stopped gawking at the incredible scenery that surrounds you, we suggest taking a hike out to the Plain-of-Six-Glaciers or walking to the far end of the lake on the Lake Louise Lakeshore Trail. Looking for something a little different? Ditch the hiking and jump in a canoe and get out on to the lake for a different perspective of Lake Louise and the surrounding mountains.
Accommodation: Hostel night included
Day 9: Glacier National Park & Kelowna
Return to British Columbia via Glacier National Park. A place for which we only have one word. spectacular! The aptly named national park has 26 glaciers dotted around, some of which you can see from the trails. The best way to see Glacier is to don your hiking boots and go for a walk - we're pretty sure you won't be disappointed! Take in the perfect alpine scenery and spot the awesome wildlife that lives in the park, from mountain goats that look like wise old men to the oh, so cute Columbian Mountain Squirrels. Finish this perfect day off with a few delicious glasses of the regions local wines in Kelowna.
Accommodation: Hostel night included
Day 10: Vancouver
Leave the great Canadian wilderness behind as you return to the hustle and bustle of city life in Vancouver. Surrounded by water and nestled alongside the Coast Mountain Range, Vancouver is the largest city in the province of British Columbia and there are heaps of things for you to see and do here. If time is on your side and you're not quite ready to say goodbye to Canada, why not catch a ferry across to Vancouver Island for more spectacular scenery?
This tour ends at our gateway hotel at approximately 17:00 hrs. We recommend booking post-tour accommodation if time allows. If you are planning to fly tonight, please do not book a flight that departs before 21:00 hrs.
Book Your Trip Online
- Book your tour with a 10% deposit per person (no hidden fees)
- Pay your balance in instalments over the phone or via the website
- Pay your final balance 8 weeks before departure
- No additional fees if you choose to pay by credit card
- We hold ABTA & ATOL licenses offering financial security for your tour
- You must have adequate travel insurance to join this trip. See our insurance page or download our insurance tips pdf for more information.
- Prices quoted are land only. Call us on 0333 999 7951 for a flight quote.
- We highly recommend you book this trip at least 60 days prior to departure. Reservations received within 30 days will be on request and subject to availability of en-route accommodation.
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Contact Us: Seats may be available. Please contact us.
For 8 or more travellers, we can organise a totally private departure just for you and your group. We can offer you a departure date of your choice on any of our published itineraries enabling friends, families or organizations to enjoy our classic 'Trek' style of travel. Can't find a trip that suits your needs exactly? Let us tailor one of our traditional trips, or even create a bespoke itinerary. We will work with you to plan your adventure and with the benefit of our in depth knowledge we can build you a unique experience within your budgets and bucket lists!
Read more about arranging your Private Group here >
Tour Extras
We've offer a whole range of travel extras with everything from city sightseeing, additional hotel nights, insurance and more so you can organise everything you'll need for your trip in one easy place.
Tours begin and end at designated hotels in the departure and arrival cities, starting at 7.30am (check your tour voucher for exact details) and finishing at around 5pm, so it's a great idea to book a room for the night before and after your tour. You can book hotels either online when you book your tour or by call our sales team.
This hotel is located in the tourist and commercial area of Richmond, close to the airport and 10 to 15 minutes from downtown Vancouver.
Twin share: per person per night Matched with another traveller of the same sex. Full room: per room per night Single or double room for travellers on the same booking.
The hotel is an easy walking distance to local attractions and entertainment and complete with a fitness center and an outdoor heated pool.
Twin share: per person per night Matched with another traveller of the same sex. Full room: per room per night Single or double room for travellers on the same booking.
TrekAmerica's specialist flights department can offer UK customers a great airline fare to all of our Trek destinations.
We have preferred contracts with many international carriers and have secured some of the most competitive prices in the industry. We are also ATOL protected and IATA licensed.
Special offers are regularly available, so call us now on 0208 682 8920 or click below to request a flight quote by email.
> Request a flight quote now
We recommend you take out travel insurance as soon as your booking is confirmed.
TrekAmerica can offer you comprehensive travel insurance which is completely tailored for your trip and is specially designed to include all the activities listed we do.
See our insurance page or download our insurance tips pdf for more information.
Photo Gallery
Click any image below to view in an enlarged gallery.
TrekAmerica Live Reviews
Read the latest Canadian BLT reviews below, powered by our social website - TrekAmerica Live.
Check out TrekAmerica Live to view live updates and read forum posts for this trip.
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text:
Use their own weapons against them.
Avatar is a registered trademark in the USA, owned for various classes by various companies.
Among others, IC 009. US 021 023 026 036 038. G & S: Computer software for the generation of web based computer programs and instruction manuals / IC 042. US 100 101. G & S: Business technology software consultation services are owned by iRise CORPORATION CALIFORNIA.
It may be worth pointing iRise corp to the derogatory and damaging use of their trade mark by a "computer programs" and "software consultation services" type of company. It doesn't cost you more than a letter.
Love it!


text:
- Evaluations of Aakar Group Of Industries:
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text:
- Report: #897466
Report - Rebuttal - Arbitrate
Complaint Review: VIP one
VIP one168 SE 1st St PH Miami Fl 33131 Internet United States of America
VIP one biawow.com Money Laundering , Internet
*UPDATE EX-employee responds: VIP One now Austin Group, Inc.
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I just got off the phone with the client in regards to the art gallery project. Your additional assistance is required.
Our client tried to pay western union on-line from their corporate account. Western Union advertises its possible to submit payments online, but when you try to send more than $1,000 a day from the account it wont allow that much. I called western union and they told me you have to do that from any western union office.
Our client told me they spent like an hour trying to do something online, as they are used to do everything from their cash management online and talked to western union customer care but no luck. They need your assistance at this point because it was not possible to send the money online.
So, they want their assistant take care of everything. Since the art gallery requires only western union, our client will pay you the money for the art item(s) in advance plus your bonus and you will western union art gallery. You will be paid additional $300 for that assignment.
First of all, I want you to understand that part-time assistant is not only virtual work from home. You have to work on assignment locally. Assisting with corporate gifting in one of your responsibilities. Our client trusts us because this is our existing client, they have already purchased a lot of stuff using our services.
Normally, you would pay western union with the company card. However, as per the contract, you will get the card only once you qualify your trial period. This is our company policy and we simply cannot provide company cards 1st week and then spend time on checking every expense.
You will find your direct deposit on this page (I uploaded it for you)
This is exactly the same as we use for payroll as well. We expect our client will place deposit of approx.:
- $7,000 (Art Item). Shipping will be paid additionally.
- $1,800 (shipping)
- $400 (approx. western union fees might need to re-confirm with them)
- $300 (Your Bonus)
Total: $9,650
In case you can negotiate other payment options with the art gallery, so they provide with their bank account our client will pay them directly. If no your assistance is needed. It is important to realize that you are not required to take any action until you see the payment in your account. You may keep this account to received future payroll from our company. Let me know if your bank charges some $$$ to set up an account. This amount would be sent together with funds for the the art gallery, western union transfer fees your bonus.
Again, there will be no checks. Our client will pay to your account (or the art gallery if available) and you will need to work on it only once the money is in your account.
Let me know if you have any questions. There are also other tasks already available, but I want to make sure this one is taken care 1st since this client is important to us.
*** And the information that follows from the person to recieve the money looks like this....
Sorry for time - taking time to preparing documentations.
I attaching two copies of the item agreement and invoice documents.
If you need them these are instructions from the manager:
1. Please consider that we have a different time zone and it is convenient that you pay the morning of your time, you can of course and in the evening, but it is more convenient in the morning.
2. Just send money via Western Union. Do not send through other service as Mani Graham and others. Only Western Union, because in our country works reliably only this service.
3. Western Union is person-to-person payment. It is not for business in general. So when you send money, send it as a person, not as a company and send to person I give you also. Person-to-person. not business.
So you use PERSONAL PAYMENT, not a company. When filling out receipts at the offices Western Union must specify your name and surname, but not the name of the company, as the Western Union payment system only works with individual payments.
4. Given my experience with Western Union I would recommend to pay the Western Union offices in cash, and not to transfer from the account, this is faster and easier, because when you work through an account you must activate the service on the commission transfers, Western Union, and this takes a long time.
5. If you cannot send the specified amount of instruction in one payment - please send a portion of the amount available for transfer from one office of Western Union or Money Gram, then the rest from other offices.
6. Do not send more than the sum of $ 5000 at a time, a service of Western Union restrictions on sending large amounts and we complicated to get here, need additional documents and hold.
7. Do not send more than two transfers per recipient.
8. Do not attempt to send two transfers per recipient from one office of Western Union.
9. When ready to send - ask me same day I'll give person name (first name, last name) information who receive money if not me. But ask before send. Before sending please refresh the information about the recipient it may change due to various circumstances.
10. Probably you need IDs (Driver license, social security card etc. When calling western union,
Here is people to send money. Request 1 hour before sending. So they will be ready.
First name: Sergey Vladimirovich
Last name: Potapov
city: Saint-Petersburg
State: Russia
Waiting for confirmation from you.
Looked it up and found articles like this to explain what they are trying to do
This report was posted on Ripoff Report on 06/14/2012 08:36 AM and is a permanent record located here: http://www.ripoffreport.com/r/VIP-one/internet/VIP-one-biawowcom-Money-Laundering-Internet-897466. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.
Click Here to read other Ripoff Reports on VIP one
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In order to assure the best results in your search:
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#1 UPDATE EX-employee responds
VIP One now Austin Group, Inc.
AUTHOR: Innocent Victim Almost Dupped - (United States of America)
SUBMITTED: Thursday, June 28, 2012POSTED: Thursday, June 28, 2012
Be AWARE of Austin Group, Inc., formerly, VIP One Service Provider (biawow.com). This is a Money Laundering Scam, in which they will assign you tasks as Virtual Assistant employee. First task will seem pretty easy. But the money laundering starts by Task 2...in which the client can not send funds from his account and will need the assistant to have funds placed into their private bank accounts, just to be withdrawn and sent overseas. It will always be less than $10,000 just to avoid red flags from the higher ups, however, whoever they are stealing money from will eventually report this to their banks who will then contact the FBI, Homeland Security and Secret Service.
So to make your life easy, avoid this and all types of employment online that seem too good to be true. It's MONEY LAUNDERING. This will uproot your life and you will have to prove your case. Also, if your resume is posted publicly on a job website, remove immediatley, as this is how they have contacted many of us via our emails.
Are you an owner, employee or ex-employee with either negative or positive information about the company or individual, or can you provide "insider information" on this company?
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Wednesday afternoons normally are quiet on Thornhill Farm just north of McClellanville.
Midweek, Maria Baldwin of Daniel Island, Thornhill's farmer, has time to check on the first organic crops of the season. A few rows of juicy, sweet strawberries have ripened and the green garlic is ready to pull.
The organic farm is relatively small at 15 acres, and Baldwin almost doesn't have enough to meet the demands of people both interested in the farm's community supported agriculture program and customers of the farmers markets that will open in Mount Pleasant and Charleston next month. But she said it's a good thing. It's a sign of resurgence in the family farm, she said.
Baldwin, who also operates a kitchen table cuisine program in which she collects locally produced products and delivers them in an old-fashioned, milkman-style program, said she's just beginning to see a change take place.
There's been a growth in local food entrepreneurs and customers as awareness of the problems associated with corporate agriculture grows, Baldwin said.
Catherine McGuinn of James Island and Trident Technical College's sustainable farming program coordinator, said people are becoming more aware of where their food comes from and the importance of eating locally produced foods.
According to John Ikerd's "2050 in America: Food and Farms of the Future," local foods have been the fastest growing segment of the food system over the past two decades, roughly doubling in size every three to four years. Ikerd is professor emeritus at the University of Missouri-Columbia and author of "Sustainable Capitalism."
If South Carolina's demand for locally produced food increased at the pace of surrounding states, the state could expect the agribusiness sector of the economy to grow by $335 million, according to Trident Tech's grant application for a Department of Labor farm training program.
McGuinn taught an Intro to Sustainable Agriculture course at the college last year and said the interest for the class was so high that she was asked to help create a sustainable agriculture program as part of TTC's green initiative.
A few instructors are teaching sustainable agriculture classes at the St. Paul's Parish site in Hollywood. Many of them begin in April.
Some of the students may already be farming, but McGuinn said anyone could grow their own food in their backyard.
McGuinn said, "You would be surprised at the amount of food you can grow in a small area. You might not be able to feed the world, but you could definitely feed a family."
Farms have grown in small increments across the country. Ikerd wrote in "Who are the New Farmers" that farms saw virtually no growth from 1992 to 2002 and a 4 percent increase from 2002 to 2007.
But these new farmers aren't necessarily sustainable growers.
Ikerd said farms that sold more than $250,000 in products saw significant increases, which means that some operations are simply growing larger. But the greatest increase has been in what Ikerd calls hobby farming that generates less than $1,000 in income annually.
Baldwin began as a hobby farmer volunteering at Thornhill Farm, which its owners, Marybeth and Gary Thornhill, purchased in 2005 to create an adaptive therapy garden for their son and students in northern Charleston County.
She now farms about 12 acres of the land to grow organic vegetables for farmers markets and keeps a coop of free-range hens for eggs.
A heritage garden at the front of the farm is used to grow native vegetables for downtown chefs.
Thornhill Farm is one of 16 to offer community supported agriculture programs in the Charleston area, according to Elizabeth Beak, program director of the sustainable agriculture initiative at Lowcountry Local First, which promotes buying local products.
Beak said three years ago, Legare Farms on Johns Island provided the only CSA program in which people could purchase shares of the farm during growing seasons and receive a weekly delivery. Beak said she's seen an increase in the number of farm programs and shares purchased.
"A farmer doesn't grow unless there is a want and desire," Beak said.
The local eating season has just begun, Beak said. Many area farms are taking CSA memberships through April and will be represented at local farmers markets.
Baldwin plans to start off slow, bringing eggs, strawberries, pea tendrils and green garlic to market.
Reach Jessica Miller at 937-5921.
To learn more about community supported agriculture shares, go to http://lowcountrylocalfirst.org /community_supported_agriculture.Or sign up for the next CSA class April 26 at Charleston Cooks! Farmers from a CSA program will share recipes for their products and cook them.Elizabeth Beak, Lowcountry Local First sustainable agriculture initiative program director, said it's a great way to get a feel for what a CSA program is and see if it's a good fit.Sign up for the class at www.mavericksouthernkitchens.com /charlestoncooks.


text:
Expo 2012 Yeosu Korea: Robotics Pavilion (preview) » Expo2012-09
Expo 2012 Yeosu Korea Marine Robotics Pavilion.
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CRC Regimens Give Survival Bump in Second Line
Ramucirumab trial meets primary endpoint; famitinib offers respectable disease control rate. more
Most Read Stories
- Melanoma: Two Drug Combo Halves Death Risk
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text:
- Report: #1066240
Report - Rebuttal - Arbitrate
Complaint Review: Everyday Source
Everyday SourceInternet USA
Everyday Source everydaysource.com did not ship an item/ verbatim 32gb flash drive stick Internet
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I ordered a 8GB simcard, usb cable for motorola tundra and a 32GB from this company. In new york we were having heavy rain storms and wind(high). I onoticed a box from the company in the road. I am disabled so my daughter who is 9 walked up and down the road and only found the *8GB sim card and the usb cord for motorola. the 32GB verbatim flash drive stick was not in there.I called the company that day.
the customer service did nothing. I have emailed several times to the company and when i called like 10 times a day a call is NEVER returned.
the email username upon ordering was: Sasha34***, the order was placed on June 3, 2013
This report was posted on Ripoff Report on 07/11/2013 12:14 PM and is a permanent record located here: http://www.ripoffreport.com/r/Everyday-Source/internet/Everyday-Source-everydaysourcecom-did-not-ship-an-item-verbatim-32gb-flash-drive-stick-1066240. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.
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Star Tracks: Monday, May 16, 2016 42 years, 2,191 covers and 55,436 stories from PEOPLE magazine's history for you to enjoy
Latest News!
- Rock Bottom? Sarah Palin Turns Head Injury into Rantable Moment About Hillary Clinton
- Read the Cover Story: The Gosselins 10 Years Later: 'So Much Has Changed'
- From the PEOPLE Archives: Gene Wilder's Tearful Goodbye to Wife Gilda Radner
- Animal Group Helps Owner Find Missing Greyhound, Then Takes Her Away
- Gene Wilder Dies: Mel Brooks, Josh Gad and More Celebrities Pay Tribute
On Newsstands Now
The Gosselins Tell All: Their Lives Now
People Top 5
LAST UPDATE: Tuesday February 10, 2015 01:10PM EST
PEOPLE Top 5 are the most-viewed stories on the site over the past three days, updated every 60 minutes
- September 10, 2007
- Vol. 68
- No. 11
Body Doubles at Play
Mike Wood Didn't Create Cutouts of His Kids to Slow Down Speeding Drivers—but That's What's Happening
Randy can thank his dad, Mike Wood, for cutting him down to size. Last summer Wood, 54, the owner of Mike's Sign Factory in West Salem, came up with an idea to drum up business—he enlarged photos of his three stepchildren and attached them to durable, waterproof plastic sheets. Then he propped the color cutouts on his front lawn. Soon, Wood and his wife, Kathy, a part-time emergency-room nurse, noticed that drivers on State Rt. 301 were slowing down as they passed their house, thinking there were real children at play.
After CNN did a short piece on the cutouts and their impact on traffic, Wood received nearly 200 orders—from both regular folks and law enforcement agencies—for cutouts of his kids (by then he had added one of oldest son Randy, depicted pointing a radar gun) and others. "People have not only slowed down a lot but many have literally stopped," says Tamra Turner of the hundreds of drivers a day who are discouraged from speeding by the cutout in front of the destination-wedding business she runs from her home in Navarre, Fla. "It's pretty funny and satisfying."
Wood is also tickled by his big brake. "I couldn't be more thrilled that it's turned into a way to make things safer for children," he says. And how do his own kids feel about being decoys? "For now, it hasn't affected them," says Wood, whose cutouts range from $39 to $109 and are so realistic they've even fooled friends. "A neighbor called and said, 'You might want to check on Katie,'" he says. "'We've been watching her, and we think she's fallen asleep standing up.'"
More in the Archive
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Treat Yourself! 4 Preview Issues
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text:
Nonetheless, Go Native has well and surely put out his claims for another tilt at the Champion Hurdle in March and his credentials will be tested further in one of the Grade One two-mile hurdles at Christmas, either at Leopardstown or Kempton.
Willie Mullins is keen to keep Hurricane Fly at home and sent out a shivering statement for those in the top rank of the two-mile hurdling division.
"I was never happy with him last year, but he is a different horse this year and I have been happy with him," he said.
Despite being never happy with him, Mullins still got Hurricane Fly to finish third in the Champion Hurdle at Cheltenham and he was victorious in the Irish Champion Hurdle at Leopardstown and the Rabobank Champion Hurdle at Punchestown.
The Hatton's Grace at Fairyhouse was all but ruled out by Mullins, who added: "He'll be entered in everything, but the Grade One at Leopardstown and the Irish Champion Hurdle are well spaced out before Cheltenham and I'd be keen to follow that route."
Ruby Walsh was forced to make the running on the eight-year-old, which was something Mullins admitted he wouldn't be afraid to do again.
He concluded: "We knew he handled the track and we weren't worried about the ground and he has won over further. It was just the fact that we were taking on two horses who were race fit and the freshness of him having his first run but he settled well."
Bookmakers Boylesports held their ground regarding Hurricane Fly's Cheltenham chances and he was unchanged at 5/1, while Go Native was clipped from 25/1 into 16s.
If there was any cloud of doubt looming over the form of the Mullins' outfit going into this weekend, winners at Cheltenham and Dundalk on Friday and Punchestown on Saturday were followed by a five-timer yesterday between Cork and Punchestown.
Both Grade Two Novice Chases at Punchestown went to Mullins with Twinlight and Back In Focus sticking to their respective tasks well to beat Baily Green and Lyreen Legend respectively.
At Cork, the undoubted highlight was the hurdling debut of Champagne Fever who was never asked to extend fully when running out a five-length victor under Paul Townend.
The Cheltenham and Punchestown Champion Bumper winner pleased his trainer who said from Punchestown: "It is nice to get that out of the way. He jumped very well and he has such a high cruising speed."
A slight gloss was taken off the weekend action at Cheltenham as both star attractions Sprinter Sacre and Darlan were withdrawn by trainer Nicky Henderson due to the ground conditions.
Sprinter Sacre has the Tingle Creek as his main focus and the Shloer Chase, which he was supposed to be a long odds on favourite for, was won by Wishfull Thinking, while the feature Racing Post Hurdle went to Olofi under Paddy Brennan.


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Getting In
Schools & Colleges
- College of Agriculture & Environmental Sciences
- College of Arts, Humanities, & Social Sciences
- College of Business & Economics
- College of Education
Housing Deposit
Housing and Residence Life at North Carolina Agricultural and Technical State University provides a reasonably priced, attractive, comfortable, clean, and safe environment.
Residency options include: single and double occupancy, with co-educational and single gender facilities.
The interdisciplinary living and learning community is composed of traditional residence halls and planned living and learning communities. This provides a setting where students find a sense of identification, belonging, responsibility and achievement that will prepare them for future roles of leadership and service.
Students interested in living on-campus should complete a Housing Application indicating hall preference and include a $150 non-refundable programming/processing fee. The application and fee should be returned to Office of Housing and Residence Life, North Carolina A&T State University, 1601 Market Street, Greensboro, NC 27411. Applications will not be processed without the $150 fee attached.
Charge Category - Undergraduate Day Student
(Student Living Off Campus)
Payment – Each Semester
Residence Status:
In-State – $3,238.25
Out-of-State – $8,537.25
Charge Category - Graduate Day Student
(Student Living Off Campus)
Payment – Each Semester
Residence Status:
In-State – $3,605.75
Out-of-State – $9,322.25
Charge Category - Undergraduate Boarding Only Student
(Student Living Off Campus but taking meals on campus)
Payment – Each Semester
Residence Status:
In-State – $4,575.75
Out-of-State – $9,874.75
Charge Category - Graduate Boarding Only Student
(Student Living Off Campus but taking meals on campus)
Payment – Each Semester
Residence Status:
In-State – $4,943.25
Out-of-State – $10,659.75
Charge Category – Boarding and Lodging Student
(Student Living On Campus. NOTE: All Residence Hall Students must take meals in the University Dining Hall and participate in the student accident insurance program, however, the cost of this insurance is covered by our current lodging fee.)
Payment – Each Semester
Undergraduate Student
Residence Status:
In-State – $6,315.25
Out-of-State – $11,614.25
Graduate Student
Residence Status:
In-State – $6,682.75
Out-of-State – $12,399.25
Points of Pride
Engineering Lab
The College of Engineering ranks No. 1 for the number of degrees awarded to African Americans
U.S. News and World Report ranks the COE in the top third of the Best Undergraduate Engineering Programs
ERC Research
N.C. A&T is the home of the National Science Foundation Engineering Research Center (ERC)
Ag Research
SAES brought in more than $20 million in research grant funding
Webb Hall
The School of Agriculture and Environmental Sciences (SAES) is the largest among the nation's HBCUs
F.D. Bluford Library
F.D. Bluford Library is one of the region's premier research libraries
Engineering Professor and Student
The MSIT Online Program in the School of Technology is nationally ranked by U.S. News & World Report
Academic Excellence
A&T had ninety-eight student athletes earn a cumulative 3.0 grade point average or higher for the 2011-2012 academic year
Janay Ferrell
Freshmen Janay Ferrell placed seventh at the Robert Shumke HBCU Classic
Jarrell Elliott
Track and Field sprinter Jarrell Elliott qualified for the Olympic trials
Aggie Baseball sliding to home
Aggie baseball player Xavier Macklin was drafted in the 12th round of the 2011 Major League Baseball Draft
Aggie Track & Field
Aggies will host the 2013 Junior National Olympics
Shakia Forbes
N.C. A&T long jumper Shakia Forbes became the first Aggie female to earn All-American honors in a field event
Aggie's Baseball homerun
North Carolina A&T has had 16 players drafted to the major leagues
Graduation Crowd
The College of Arts and Sciences awards one-third of the university's degrees each year
University Choir
University Choir has performed for President Obama at the White House
Music Director and Choir rehearsing songs
The Music Program has been fully accredited by the National Association of Schools of Music since 1991
CD - Jazz Preeminence
A&T Jazz Ensemble released its first professional CD - Jazz Preeminence
Theatre program to perform at the regionally acclaimed "Center Stage Theatre" in Baltimore, Maryland
Black Nativity performances
A&T Lyceum Series brings provocative, culturally diverse programming to the campus and community
Travis Alexander
Travis W. Alexander has been named National Conductor for the 105 Voices Of History National Concert Choir


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Definition of movie in English:
nounchiefly North American
1A cinema film: [as modifier]: a movie star
More example sentences
- These are undoubtedly his most successful movies in a film career which contains a wide mix of the good, the bad and the mediocre.
- Estrada, a former action movie star, assumed the presidency in 1998.
- I think we both agree on the importance of the movie theater version.
film, picture, motion picture, feature, feature film
informal flick, talkie
dated moving picture
1.1 (the movies) Films generally or the film industry: we decided to go the movies
More example sentences
- Believe me it's far more difficult to know what to say to an unconscious loved one than the movies make out.
- Caine then tells Parkinson about his love for the movies, and the main reasons he became an actor.
- You don't need to be a film buff to enjoy the movies or a football fanatic to watch a game.
the cinema, the pictures, the silver screen, the big screen
informal the flicks
Words that rhyme with moviegroovy
For editors and proofreaders
Line breaks: movie
Definition of movie in:
What do you find interesting about this word or phrase?
Comments that don't adhere to our Community Guidelines may be moderated or removed.
= trending


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For a brush with Argentina's gorgeous home décor and accessories, one need only visit ETC boutique
The lowdown: Dulce de leche, parrilladas, Nacho Figueras, yerba maté, Malbec wines — those Argentines have some delicious exports. For a brush with Argentina's gorgeous home décor and accessories, one need olny visit ETC boutique where Monica Kalpakian brings her expert eye and discerning taste to Miami Beach.
The 'hood: Within earshot of Lincoln Road, ETC is located on Jefferson Avenue.
The ambience: Think airy and modern. "The home accessories are categorized into families and each family has its own name. For example, the finest line of silver accessories belongs in the 'Salta' family," store manager Juli Brodsky says of the impeccably organized space.
Highlights: "Our best sellers are our leaf trays made from alpaca metal with either black goat horn or beige deer horn handles," Brodsky says. Intricate bowls, napkin rings, wooden boxes, one-of-a-kind jewelry and vintage watches will whisk you to Buenos Aires.
The store manager says: "Everything from the scent that emanates out into the street to the picture frames, tables, lamps and accessories all handmade in Argentina makes us very unique," Brodsky adds.
More Information
1628 Jefferson Avenue, Miami Beach
(305) 673-4382
Boutique of the week
- Men Love Bonobos Shorts. And Bonobos loves Wynwood. See Why...
- Liquido: Seriously Cute Workout Clothes That Will Actually Make You Want To Hit The Gym
- 5 Things You Need to Know About the New Givenchy Store at Aventura Mall
- The 5 Wonders of Wanderlista Boutique
- Fashion Designer Julian Chang Opening Boutique in MiMo District
- Get a Whiff of Diptyque, Bal Harbour's New Boutique
- KARE Opens Flagship in Midtown Miami
- Tom Ford's Flagship Opens in Design District
- SWGR Opens Gallery and Apparel Store in Wynwood
- New Sunglass Shop Opens in Wynwood


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Police have arrested a Vicksburg woman and booked her with theft from her employer.
The Vicksburg Post reported that Natasha Spize, 31, was arrested Monday and booked with seven counts of uttering forgery.
Police Lt. Sandra Williams said Spize is accused of forging checks to steal from her former employer, Americas Best Value Inn.


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Comic CoversIllustration2015
A collection of retro-style covers inspired from the golden-age of comics to now.Cartooning, Character Design, Drawing2014
Inspired heavily by the Marvel Comics art of the 1960's, the following is a collection of original characters in their own comic strips as if they had been on news stands with the likes of Captain America and The Avengers. All have been "worn" in a way to give them the appearance of being aged. The main goal was to try to obtain the look and feel of the Jack Kirby, Stan Lee era of the time. This was achieved through heavy line art and thick brush strokes. The colors are are simplistic and often repeat themselves. It was common to seemultiple bullet points and titles, and even split picture covers at this time. Most often these covers were very action oriented, focusing heavily on depicting story telling and didn't focus on one single character as is common today.Cartooning, Character Design, Illustration2012
A series of spec covers done creating the greatest comic battles that never happened....but should.Cartooning, Digital Art, Drawing2014
The idea with the Platooth video game for OSX was to recreate the feel and vibe of a 90's NES/SNES classic. Through various ads and illustrations this goal was achieved while still remaining current and modern for todays users.Advertising, Art Direction, Branding2012
Official Music Video "Colombian Daughta", for Reggae sensation Uzimon. Directed and edited by William Valle. Animation by Steven Mark Piro.Art Direction, Branding, Music2015
.Fine Arts, Painting2012
This collection is inspired heavily by the art deco, neo noir styles of 1940's combined with feel of the pulp comics of the time and the abstractionism and color design of Miami in the 1980's. Comprised of both paintings and graphic illustrations, the work is heavily influenced by artists such as Jack Vettriano, Edward Hopper, and Frank Miller.Drawing, Illustration, Painting2012
Posters Logos DesignsAdvertising, Branding, Digital Photography2012
Built in Bryce, the following were a collection of concepts for ships and structures within the Star Wars universe. The idea was to create a world that seemed to incorporate the Star Wars mythos while being separate to itself as well. the designs, although inspired by actual ships within the films, were still far enough apart as not to be confused with earlier iterations.Computer Animation, Digital Art, Visual Effects2012
When the government is about to re-enact prohibition, Zeus the underground crime lord of Miami devises a way to distribute alcohol via water bottles, in an attempt to keep control over his empire. However as the bodies begin to pile up, and the A.T.F. gets wind of Zeus' plan, Zeus soon realizes in times like this, you can't trust the people who are closest to you.
"The Uncrucibles" is the type of neo noir gritty crime drama inspired by directors Michael Mann, and Brian DePalma. Borrowing heavily from influences such as Miami Vice, Scarface, Heat and Public Enemies; the production artwork for "The Uncrucibles" kept to a stark minimalist approach. Often using washed dayglow colors, and simplistic text, the look for the film was achieved through it's marketing and bared great resemblance to the film that was shot.Advertising, Art Direction, Film2012


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DEFINITION of 'No-Ratio Mortgage'
A mortgage program in which a borrower's income isn't used or reported in qualifying the borrower for the mortgage under the standard debt-to-income ratio requirements. The loan is usually made based on the borrower's down payment, credit score or assets.
BREAKING DOWN 'No-Ratio Mortgage'
This type of mortgage is often chosen by individuals who don't want to disclose their incomes or who have highly variable incomes. However, this mortgage option will typically come with a higher rate than a mortgage that verifies income.
No-ratio mortgages usually fall into the Alt-A classification. Under Alt-A lending practices, certain exceptions to traditional mortgage underwriting guidelines - such as a debt-to-income ratio requirement - are made based on risk-based pricing. In other words, the lack of a debt-to-income ratio is a risk factor that is used in determining the mortgage's interest rate.
Alt-AA classification of mortgages where the risk profile falls between ...
Risk-Based Mortgage PricingMortgage lenders' offers of different interest rates and loan ...
Qualification RatioRatio of debt to income and housing expense to income that is ...
Mortgage RateThe rate of interest charged on a mortgage. Mortgage rates are ...
MortgageA debt instrument, secured by the collateral of specified real ...
Second MortgageA type of subordinate mortgage made while an original mortgage ...
Personal Finance
Don't Get Overcharged for Your MortgageDon't pay more for a mortgage than necessary. Here's a quick look at the different categories and how to be sure you're getting the best deal.
Personal Finance
What's Considered To Be A Good Debt-To-Income (DTI) Ratio?The debt-to-income ratio measures the amount of debt a person has compared to overall income.
Personal Finance
What Is an Alt-A Mortgage?Called "liar loans" for their low documentation requirements, Alt-A mortgages were hot until the subprime crisis. Now Wall Street wants to bring them back.
Personal Finance
Shopping for a mortgage in 2016? Use this tool first.As home-buying technology has progressed, the process of finding the best mortgages rates for 2016 can all be done online.
Personal Finance
Shopping for a mortgage in 2016? Use this tool first.As home-buying technology has progressed, the process of finding the best mortgages rates for 2016 can all be done online.
Additional Streams of Income for SeniorsFind out how a reverse mortgage can work in your favor during retirement.
Personal Finance
Jumbo Vs. Conventional Mortgages: How They DifferSize does matter – and it affects everything from down payments to interest deductions.
Personal Finance
Top 6 Mortgage MistakesThese common errors could end in foreclosure.
Personal Finance
Understanding the Mortgage Payment StructureWe explain the calculation and payment process as well as the amortization schedule of home loans.
Financial Advisor
Reverse Mortgages: Right for Clients? Not OftenReverse mortgages are a legitimate vehicle for folks age 62 and up to tap into the equity in their homes for other uses. Here's what to consider with them.
What's considered to be a good debt-to-income (DTI) ratio?Your debt-to-income ratio helps lenders determine your credit worthiness. Find out how to calculate your score and whether ... Read Answer >>
What are the different types of subprime mortgages?Clarify your understanding of subprime mortgages. Learn about the different types, how they work and when they might be beneficial. Read Answer >>
How does my debt-to-income (DTI) ratio affect my ability to get a mortgage?Find out how much your debt-to-income ratio affects your ability to get a good mortgage rate when buying a home. Read Answer >>
What are the pros and cons of a simple-interest mortgage?Learn the difference between a simple interest mortgage and a standard mortgage, along with their relative advantages and ... Read Answer >>
How does the loan-to-value ratio affect my mortgage payments?Understand what the loan to value ratio is, how the ratio is calculated and learn how it has an impact on your mortgage payments ... Read Answer >>
What are the requirements for an FHA loan?Qualify for homeownership with an FHA-backed mortgage. Borrowers with imperfect credit benefit from this government-sponsored ... Read Answer >>


text:
Order Reprints
Journal: Educ. Sci., 2012
Volume: 2
Number: 54
Article: History Curriculum, Geschichtsdidaktik, and the Problem of the Nation
Authors: Robert J. Parkes and Monika Vinterek
Link: http://www.mdpi.com/2227-7102/2/2/54
MDPI provides reprints in high quality with convenient shipping to destinations worldwide. The articles are printed in on premium paper with high-resolution figures. Our covers are customized to your article and designed to be complimentary to the journal. These reprints are ideal additions to your portfolio. Copy details: 135g/m2 paper, 2x stitched, full colour and glossy finish, orderable in quantities from 10 to 1000.
If you have any questions, or special requests, please write to firstname.lastname@example.com; we are happy to provide you with the information you need.


text:
Top Definition
A condition that occurs when a woman's bush has been neglected to the point that it grows wide, high, and thick until it looks like (and provides as much coverage) as pair of fur granny-panties. The most extreme cases extend all the way up to the belly-button from hip to hip. Made popular by most actresses in 1970's European porn and hippies. Also see wookie bush
The girl I picked up at the bluegrass festival must have had on a fur panty, I'm still picking pubes out of my teeth.
by JJcruiser June 26, 2008
Trending Now
Can you define these popular missing words?


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Mission: Family-oriented motorcycle riding club that uses the Web to communicate and focuses on the enjoyment and fellowship of riding motorcycles while doing so safely.
In existence: The national organization has been around for about seven years. The Orange County chapter has been dormant for about two years but has now reorganized and has up to 38 members. New members are always welcome.
Meetings: No regular meeting requirements
Criteria: For everyone who enjoys riding with a club. So whether you ride a Harley, Honda, Kawasaki or any other street-legal motorcycle, you will always be welcome at the Southern Cruisers Riding Club. No dues or fees, no tasks to perform, no major commitment. However, we do ask that you ride safely, don't give the club a bad name and support your club and chapter.
Club activities: We just want to ride for the thrill of riding. Most of our trips will be local and not 500 miles from here.
First officer: Bill Sahler
url: www.southerncruisers.net
For Orange County chapter 481: www.scrc481.com
Location, ST | website.com


text: Charlotte Russe | Up to 60% Off Sale + Extra B1G1 50% Off Coupon Buy 1 sale item and get the 2nd at extra 50% off with coupon code "SHHHSALE" [Exp 10/27] Tops Sale Bottoms Sale Denim Sale Dresses Sale Outerwear Sale Shoe Sale Shop All Sale Items Free shipping on $65 Flag this deal What's the matter? Choose a reason Dead deal Duplicate Bad link Spam Inaccurate No value Alive again Edit deal rockinnrolla Oct 24, 2012 Some really great low prices! Thanks for the post! Reply Load More Comments


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Browning Trapper Creek Mesh Back Shooting Gloves for Men
Don't let cold weather or clammy palms ruin your consistent grip and string of unbroken clays. Browning® Trapper Creek mesh back shooting gloves are designed to be so light you hardly realize you're wearing them, yet keep your hands comfortable so you stay focused on the "birds". They're built with a lightweight, soft brushed synthetic suede with a stretch-mesh back for comfortable fit and enhanced air circulation. Comfortable pull-on style. Washable. Imported.
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Manufacturer style #: 307013.
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text:
The condoms, they got ribs and spikes and studs. Sometimes, they get a little carried away. You look at it and go, 'Are we having sex or driving through a snowy mountain road?'
Watch highlights from season one and find out why that's great news.
Get full episodes of your favorite shows on the Comedy Central app.
Unlimited streams and downloads of the best Comedy Central specials.
© 2015 Comedy Partners. All Rights Reserved. Comedy Central and all related titles, logos and characters are trademarks of comedy partners.


text:
Contact Us
Winston Churchill once said "Democracy is the worst form of government, except all the others."
A mosque and cemetery have been announced for Newton County, igniting a firestorm in our community this week.
This summer has been a difficult one for Newton County. Crime has increased, temperatures have been high and taxes were raised.
This feels like a huge week for local government in our community, as well as our citizenry.
After a long wait and anxious anticipation, the time has finally come. It is what many have worked very hard towards. It is long overdue ...
The start of school is right around the corner and children will be returning to a setting of education and friendship.
This week's editorial was one of the most difficult we have written.
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In these tough economic times we are glad to record when local businesses reach into their own pockets and donate equipment or funds to our local schools.
The folks at Caldwell & Cowan Funeral Home and Crematory recently donated 10 Netbook mini-laptops to the four local high schools for their Academic Recourses classes.
In the good old days when you were in high school, if you were a problem child or enjoyed skipping school, then after a few warnings you were called to the office and summarily kicked out of school. If your infraction was bad enough, you never returned.
If you were a young lady and became pregnant, you just disappeared. At that time the disappearance was a grand mystery. As we grew older, we realized that in actuality the pregnant young lady had usually been shipped off out of state to some relative's house because of the shame of it ...
While the great county budget crisis of 2009 is for the moment over, we would like to suggest a positive solution to ensure that we don't find ourselves in this situation again.
One of the main reasons we have gone quickly from a surplus into a deficit of taxable revenue in Newton County is because over the years we have failed to attract enough viable industry to counter the fallback in the current housing and retail markets.
On Wednesday, after much anguish, criticism and concern, the Newton County Board of Supervisors balanced the county's budget for FY2010. Through the efforts of county management, county employees and elected officials, the final balance was accomplished without raising the current millage rate and resulted in the loss of a minimal amount of jobs.
We have nothing but praise for the leadership of County Chair Kathy Morgan. She, along with administrative officer John Middleton, crafted a final proposal that was unanimously accepted by the county commissioners.
During my second year of nursing school our professor gave us a quiz. I breezed through the questions until I read the last one: "What is the first name of the woman who cleans the school?" Surely this was a joke. I had seen the cleaning woman several times, but how would I know her name I handed in my paper, leaving the last question blank. Before the class ended, one student asked if the last question would count toward our grade. "Absolutely," the professor said. "In your careers, you will meet many people. All are significant. They deserve your ...
One of the basic rules of daily journalism is that the reporter isn't the story - what's important is the news that is being reported.
For once, I am going to have to (shudder) agree with the American Civil Liberties Union. They are busting their britches to have pictures released of some of the 240 detainees at Guantanamo being waterboarded by the CIA. That is a great idea. I believe most rank-and-file Americans would take much comfort in knowing that our government cares more about getting the truth out of potential terrorists in order to prevent another 9/11 attack than they do about hurting the feelings of a bunch of people who would gleefully dance on our graves.
A lot of folks in this area have pools. If you can't live on the ocean or a lake, then a pool is the next best thing to refresh yourself on our upcoming hot summer days
"Wars are not acts of God. They are caused by man, by man-made institutions, by the way in which man has organized his society. What man has made, man can change."
This is a happy time of year for our young people - it's almost time for that summer break.
It is also the time for the adults of the community to be ever so vigilant. Drivers watch our little ones as they exit from busses; their minds are not going to be on watching for you.
There was a time that we were taught to save money, pay our bills on time and invest wisely; this philosophy helped America prosper since the days we first became a nation more than 233 years ago.
That philosophy, is for all practical purposes, gone with the times of plenty. It is said we are on the slippery slope of socialism since the Obama administration and the Democrats have come to power. Being on the slippery edge is no longer true either; we are now in a headfirst slide down the mountainside.
Sonny Perdue has been an easy target for the media during the years he has headed state government.
For the commissioners of Newton County there are not simple solutions or easy decisions to be made on the 2010 budget. Monday night's four-and-a half-hour meeting clearly showed all those in attendance that the days of milk and honey are long behind us, and now we must work hard in order to overcome the current financial crisis that we are all enduring. Cutting county personnel and services or raising taxes were the two main points dividing our board of elected commissioners on their path to reach a budgetary equilibrium. So if not tax, what other revenue streams can be ...
Cutting county personnel and services or raising taxes were the two main points dividing our board of elected commissioners on their path to reach a budgetary equilibrium. So if not tax, what other revenue streams can be ...
Perhaps we had Gov. Sonny Perdue all wrong. When we said Perdue was a do-nothing governor, maybe he wasn't really doing nothing. He was just waiting for something to happen - something big and awful so he could really show his stuff.
In Friday's edition we published articles about two extraordinary women in our community - Shirley Smith and Martha Taylor. Smith serves as the CEO of Repairers of the Breach which helps severely economically disadvantaged families get back on their feet by providing them with food, clothing and shelter. The nonprofit operates a thrift store on Washington Street to help offset the costs of their good work, especially during the winter holidays when they allow certain applicants to shop for gifts free of charge.
Smith serves as the CEO of Repairers of the Breach which helps severely economically disadvantaged families get back on their feet by providing them with food, clothing and shelter. The nonprofit operates a thrift store on Washington Street to help offset the costs of their good work, especially during the winter holidays when they allow certain applicants to shop for gifts free of charge.
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