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Effective C#: Working with Strings
Mar 12, 2001.
Using string might degrade the performance of your application. This article explains about what precautions you should take when you are going to use strings in your application.
Compilation and Runtime Execution of a C-Sharp Program
Apr 10, 2001.
C-Sharp (C#) is a strongly typed object-oriented programming language designed to give optimum composition of simplicity, expressiveness and performance.
.NET framework comparison with Java Architecture
May 08, 2001.
This article outlines Microsoft's proposed standardization of .NET framework in ECMA forum as CLI (Common Language Infrastructure), but the Microsoft documentation refer this as CLR (Common Language Runtime).
.NET is the Future
Jul 19, 2001.
This has been a long time in coming. I couldn't write any more article because of some problems but finally I thought I should talk about the future of .NET. The reason is very simple, I'm getting almost 50 mails a day in my inbox just asking about the future of .NET and the comparison with other technologies. So I'm presenting my own views about the future possibilities of this technology.
Boxing and Performance of Collections
Mar 14, 2002.
In this article, I will compare some performance issues of values and references types during boxing and unboxing operations.
.NET Remoting: The Interface Approach
Mar 26, 2002.
.NET Remoting provides a powerful and high performance way of working with remote objects. Architecturally, .NET Remote objects are a perfect fit for accessing resources across the network without the overhead posed by SOAP based Web services. .NET Remoting is easier to use than Java's RMI, but definitely more difficult than creating a WebService. In this article, we will create a remote object, and access this object using the Interface.
.NET Remoting: The Simple Approach
Mar 26, 2002.
.NET Remoting provides a powerful and high performance way of working with remote objects. Architecturally, .NET Remote objects are a perfect fit for accessing resources across the network without the overhead posed by SOAP based Web services.
Asteroids in C#
Apr 04, 2002.
As my first experiment in a game design, rather than using a DirectX wrapper, I decided to explore the functionality of GDI+. GDI+ has lot of nice features to offer but performance wise it is slow. So GDI+ may not be a good idea to develop practical fast paced games. This game also includes sounds.
Performance Comparison of XslTransform Inputs
May 02, 2002.
To transform XML into HTML for use on a Web site or to transform it into a document that contains only the fields required you could use the XSLTransform class (found in the System.Xml.Xsl namespace).
Performance Comparison of XslTransform Inputs
May 02, 2002.
To transform XML into HTML for use on a Web site or to transform it into a document that contains only the fields required you could use the XSLTransform class (found in the System.Xml.Xsl namespace).
.NET Performance Counters, Part 1: Predefined CLR Performance Counters
May 13, 2002.
In this article, I will describe what a performance counter is and introduce you to the predefined counters that you can use to monitor the state of the CLR while your applications run.
Comparison of C# with Java: A Developer Perspective
May 29, 2002.
The .NET is a language and operating system (on Windows as of now) independent platform pretty similar to Java.
ADO.NET From Windows DNA's Perspective
Jun 12, 2002.
Windows DNA is a framework to build multi-tier, high performance, scalable distributed applications over the network. This article takes a Windows DNA perspective and compares how ADO.NET fits in Windows DNA.
Remoting Calls Recommendations
Sep 19, 2002.
The goal of this article is not to describe remoting technology in details. It is more focused at the practical design and implementation mistakes during development process concerning garbage collection and performance.
Remoting Calls Recommendation
Sep 19, 2002.
The goal of this article is not to describe remoting technology in details. It is more focused at the practical design and implementation mistakes development process concerning garbage collection and performance.
Working with Win32 API in .NET
Nov 21, 2002.
Windows exposes lots of functionality in the form of Win32 API. Using these API you can perform direct operation in windows, which increases performance of your application.
Caution When Using SetParentRow of a DataSet
Jan 13, 2003.
I had a serious performance killer when using SetParentRow in the creation of a DataSet in ADO.NET.
Comparison between PDA/Pocket PC and Workstation Feature
Apr 07, 2003.
Pocket PC ships with a version of Internet Explorer, affectionately known as PIE (Pocket Internet Explorer).
Iterations and Performance in .NET
Apr 15, 2003.
I've been implementing numerical libraries in .NET and have come to some conclusions about iteration performance.
Boxing and Unboxing of Value Types : What You Need to Know?
Jul 21, 2003.
Programmers new to C# can encounter less than ideal performance and even unexpected results due to boxing and unboxing of value types.
Pros and Cons of ActiveX and DHTML Controls
Sep 16, 2003.
This document shows a comparison study of web pages using simple ASP and ActiveX Controls. By the End of this document, we arrive at a conclusion of which one to use when.
Debugging a Compiled Component
Feb 02, 2004.
After an assembly is compiled into a dll in a release mode, it is very difficult to gather information from it such as runtime performance, parameters values, etc.
Report Generation in .NET
Feb 27, 2004.
Report generation is an integral part of enterprise application development. Choosing the right kind of report generation strategy decides the success of the application in terms of cost and performance. The white paper discusses some of the key factors that need to be considered when architecting reporting systems in .NET and C#.
Understanding .NET Framework at a glance
May 05, 2004.
In this article we are going to look at Microsoft .NET Framework. This is the newly established software development environment which helps developers to develop applications quickly and gives optimum, efficient, scalable, performance oriented applications in different languages like Visual Basic .NET, C#, ASP .NET, and Jscript .NET.
Web Services-Interoperability
Aug 04, 2004.
In this article, we will see what interoperability is all about, comparison between Java and .NET interoperability, the benefits of and challenges faced in interoperability and the role of WS-I in this overall scenario.
Microsoft Application Center Test
Oct 13, 2004.
Application Center Test (ACT) stress tests Web servers and analyze performance and scalability problems of Web applications. ACT simulates a large group of users by opening multiple connections to the server and rapidly sending HTTP requests. It also supports several other authentication schemes and the SSL protocol, making it ideal for testing personalized and secure sites.
Performance Improvement in ASP.NET Using Caching
Feb 01, 2005.
ASP.NET provides caching at several levels for you to leverage and improve the responsiveness of your application by storing the page output or application data across HTTP requests and reuse it. This allows the web server to take advantage of processing the request without recreating the information and thus saving time and resources.
Measure Web Service Performance using NetMon
May 03, 2005.
This article gives an idea how to identify the performance of web method calls by using NETMon tool.
New Dataset features in ADO.Net 2.0
Aug 22, 2005.
ADO.NET class libraries are used for accessing data from a wide range of data sources. One of the best features in ADO.Net is DataSet.Even though it was an exciting feature, performance was a concern with DataSet. Lets look some changes made to DataSet in ADO.Net in this article.
Glue IIS with Business Logical Tier using Batching, Asynchrony, and Parallel Computation
Oct 26, 2005.
A great and unusual way to boost your web application performance and scalability five times or more.
Navigating Data Grid using Client Scripting
Nov 10, 2005.
It's very common practice to use the Data Grid to present data over web pages. Though the Data Grid is provides the richer UI presentation if not coded and handled effectively it can have great performance issues. This article gives the code sample for navigating the data grid using the Client Scripting (thereby can be used for lots of validation before doing the Post Back to the server) and minimizing the round trip to server
C# Heap(ing) Vs Stack(ing) in .NET: Part I
Jan 14, 2006.
Even though with the .NET framework we don't have to actively worry about memory management and garbage collection (GC), we still have to keep memory management and GC in mind in order to optimize the performance of our applications.
The C# Value Type and Boxing
Feb 17, 2006.
Even though with the .NET framework we don't have to actively worry about memory management and garbage collection (GC), we still have to keep memory management and GC in mind in order to optimize the performance of our applications. One of the things we need to be aware of is how the Common Language Runtime (CLR) deals with references to value types.
Comparison chart between ASP 1.x and ASP 2.0
Mar 07, 2006.
This article explores a comparison chart between ASP.NET 1.x and ASP.NET 2.0.
Tips to Improve the Performance of ASP.Net Application
May 12, 2006.
This article features tips to improve the performance of ASP.Net Application
Merging data into single table from multiple tables (resultsets)
May 15, 2006.
This article shows how to reduce the number of trips to improve performance by merging data into single table from multiple tables (resultsets).
Best Practices of Compact Framework
May 17, 2006.
This shares a few recommendations for use in our day to day development of Compact Framework applications.
Display Process list and Processor Performance in C#
Jun 14, 2006.
This article shows how to display Processes list and performance of processor exactly.
Streamlining Web Application Performance
Jun 29, 2006.
This article discusses some performance tuning tips for those who use ASP.NET as front-end and Microsoft SQL Server as back-end to develop their applications.
System components performance in ASP.NET using C#
Jul 01, 2006.
This article shows how to retrieve system properties in a webpage on just singleclick of mouse.
Best practices for .Net Performance - I
Aug 03, 2006.
This article gives you an overview of best practices to attain .Net performance.
Using Predicates over foreach in Arrays
Oct 24, 2006.
We generally use foreach blocks to iterate through Arrays n Lists in order to operate on them which not only makes our code long n confusing but also makes us compromise on performance. The solution to this lies in Predicates...
Monitor and Display CPU State Information
Dec 18, 2006.
This article describes a quick and simple approach to displaying information about the state of the CPU or CPUs on a targeted machine.
File Tampering Detection
Mar 06, 2007.
This article describes an easy approach to determining whether or not two files are exactly the same.
Multi-threaded Asynchronous Programming in C#... Getting started.
May 12, 2007.
Trying to build better solutions and growing as a developer has always been fun for me and I'm always looking for ways to build more scalability and robustness in the software I am writing. I had a revelation that I've been doing a lot of C# tweaking but not taking advantage of the core performance enhancements cooked right into C# and it all comes down to one thing: Asynchronous multi-threaded programming.
Multi-threaded Asynchronous Programming in C#... Through The Web Page. Part VI
Jul 27, 2007.
Async web pages which are primarily used as a server performance enhancement. There are two main methods we will be looking at that are used to execute operations asynchronously from web pages: Page.AddOnPreRenderCompleteAsync() and Page.AddOnPreRenderCompleteAsync().
Query Optimization in SQL Server 2005
Dec 19, 2007.
This article offers suggestions on how to optimize query performance in SQL Server 2005.
Caching in ASP.NET 2.0
Jan 08, 2008.
Caching is a technique of storing a copy of data in memory. You could cache a page or the results of a query. The advantage of caching is to build better performance into your application.
High Performance Abstraction Layer for Non-Blocking Asynchronous Thread Safe SqlServer Calls
Apr 25, 2008.
One of the things I find myself doing frequently is writing (and re-writing) plumbing code to execute database CRUD operations. I wrote an abstraction layer over asynchronous SqlServer calls that allows developers to correctly make async calls agains SqlServer without having to deal with any of the complex plumbing normally required. All source code is included with this article.
Avoid casting to improve code performance
May 19, 2008.
Casting is a big problem when it comes to the code performance. This article talks about how we can take advantage of generics in C# 2.0 to avoid casting.
Working of Garbage Collector - Part II
Sep 24, 2008.
this article explains you how garbage collector is well tuned for its maximum performance
Caching in ASP.NET 2.0
Sep 25, 2008.
This article discusses basics of caching in ASP.NET 2.0 and 3.5 and how to use it in our application to improve the application performance.
Materialized Views in Database Systems
Oct 30, 2008.
This article is intended to illustrate the concepts of materialized views in database systems and their realization through examples written for SQL Server and Oracle database systems.
Performance Tuning in Database Systems
Nov 08, 2008.
In this article, we're going to learn the principles and techniques you can use to help troubleshoot and evaluate query performance by illustrating examples in Microsoft SQL Server and Oracle database.
The quest for the Generic Singleton in C#
Nov 17, 2008.
While it is a bit tricky to implement the Singleton pattern in C#, the steps necessary are well known. There has however been debate about a generic solution for this. This paper provides 3 possible solutions for the generic singleton, and makes a brief comparison.
Image Comparison using C#
Jan 02, 2009.
In this article, I am going to describe how to compare two images using C#.
Custom paging in ASP.NET 2.0 and SQL Server 2005 using ObjectDataSource
Apr 13, 2009.
This article is intended to show how to apply the paging mechanisms in Web applications using ASP.NET 2.0 and SQL Server 2005 as well as using the ObjectDataSource components.
Extending Logging Functionality From Enterprise Library
Apr 17, 2009.
The Microsfot Enterprise Library provide us a collection of reusable software components, so software developers can take advantage of them to put them into enterprise use. Now I will share my personal experiences with my friends of how to extend current enterprise library functionality and improve the performance of enterprise applications.
Parameters for ObjectDataSource in ASP.NET 2.0
Apr 30, 2009.
This article is intended to show how to invoke server-side methods (expecting input parameters) stored in the SQL Server 2005 Management System using the ObjectDataSource components.
Faster Performance of Deployed ASP.Net Sites
May 14, 2009.
This article provides a few tips to ensure your deployed ASP.Net always runs with the best possible performance and no security information leakages.
Stream operation in WCF
Jun 01, 2009.
WCF provides the support for Stream object. It typically recommends the developer to handle the message which size is too large as Stream object for the sake of high performance. However, there are some constraints on Stream operation to note.
How to improve your LINQ query performance by 5 X times ?
Jul 17, 2009.
LINQ has been criticized by many early adopters for its performance issues. Well if you are just going to drag and drop using DBML code generator I am sure you will land up in to mess. Try doing this make a simple LINQ to SQL project using DBML and see your SQL profiler, I am sure you will never like to touch DBML code generator again. In this article we will first look in to how LINQ queries are executed, and then we will touch base on how compiled LINQ queries can help us improve our application performance at least 5 times. My numbers can be 10% up and down as I had come to that figure using my environmental situations.
Tips to Improve the Performance of an ASP.Net Application
Jul 29, 2009.
This article provides some tips to improve ASP.Net application performance.
Handling Service Side Exception and Faulty Channel at Client Side in WCF
Aug 04, 2009.
In this article, I will show different approach to deal with service side exception and channel fault at client side. I will do a comparison study between various approaches and I will provide best approach also.
Inserting records in a database using stored procedure and ADO.NET technology.
Aug 13, 2009.
In this article I will explain you how to use CommandType stored procedure to insert records in a database in a disconnected manner.
.NET Best Practice No: 2:- Improve garbage collector performance using finalize/dispose pattern
Aug 23, 2009.
In this article we will first understand the concept of generations and then we will see the finalize dispose pattern. I am sure this article will change your thought process regarding destructor, dispose and finalize.
Guide to Improving Code Performance in .NET: Part I
Aug 25, 2009.
This article explains about benefits of using StringBuilder instead of string.
Increasing your application performance with the client result_cache feature and ODP.NET
Aug 31, 2009.
In this article, I want to explain how to improve your application performance using Oracle Data Provider for .NET (ODP.NET) and the new features exposed by the underlying Oracle Call Interface.
Guide to Improving Code Performance in .NET: Part II
Sep 01, 2009.
This article explains about better Exception Handling practices in C#.
.NET Best Practice No: 3:- Using performance counters to gather performance data
Sep 02, 2009.
This article discusses how we can use performance counter to gather data from an application. So we will first understand the fundamentals and then we will see a simple example from which we will collect some performance data.
4 steps to increase bandwidth performance for ASPX pages on IIS 6.0
Sep 07, 2009.
In this article we will try to understand how to enable compression on IIS 6.0. Once we have enabled compression we will use fiddler to see how bandwidth performance increases due to the same.
Best Practice No 4:- Improve bandwidth performance of ASP.NET sites using IIS compression
Sep 16, 2009.
Bandwidth performance is one of the critical requirements for every website. In today's time major cost of the website is not hard disk space but its bandwidth. So transferring maximum amount of data over the available bandwidth becomes very critical. In this article we will see how we can use IIS compression to increase bandwidth performance.
Creating a Stack-Based Array
Oct 08, 2009.
- Learn how to create high-performance stack-based short-lived arrays. - Learn how to work with array pointers. - Learn how to copy arrays many times faster.
Monitoring Database Connections using Performance Counters
Oct 14, 2009.
ADO.NET performance counters can be used to monitor the status the connection resources that the application uses. This article concentrates mainly on monitoring database connections.
Using PLINQ to Improve Learning Algorithms
Nov 30, 2009.
PLINQ is a welcome addition to the .NET 4.0 framework, allowing us to operate on collection elements in parallel. This article examines the performance improvements of PLINQ over LINQ when doing heavy calculations on a large collection of genomes in a particular learning algorithm.
12 Important FAQ on VSTS Testing
Dec 06, 2009.
This article has 12 important FAQ which covers unit testing, automated testing, data driven test, LOAD / performance test, code coverage, database testing and ordered testing.
String Initialization and System.String Class using C#
Jan 26, 2010.
In this article I will explain you about the String Initialization and System.String Class.
SQL Query Optimization FAQ Part 1 (With video explanation)
Feb 02, 2010.
In this article we will first try to understand what is a SQL plan, how is it created and then we will move towards understanding how to read the SQL plan. As we read the SQL plan we will try to understand different operators like table scan, index seek scan, clustered scan, RID lookup etc. We will also look in to the best practices associated with clustered and non-clustered indexes and how they function internally. We will practically see how indexed views increase performance and in what scenarios we should use the same.
PerformanceCounter in C#
Feb 10, 2010.
In this article I will explain you about the PerformanceCounter control in C#.
Crystal Reports: 5 Tests for Top Performance
Feb 10, 2010.
In this article how to use Crystal Reports: 5 Tests for Top Performance.
Crystal Reports: 3 New Uses For Sub Reports
Feb 11, 2010.
In this article we will see few novel ways of using sub reports which will not affect performance and actually prove a boon to the developer.
Using Compiled Regular Expressions
Feb 22, 2010.
This article explains about how to minimize performance degradation caused by frequently used complex regex using compiled Regular Expressions.
4 Steps to Enable Instrumentation in WCF
Mar 14, 2010.
Many times we would like to monitor events of WCF application in production environment. We would like to monitor events like errors, security audits, performance etc. This can be achieved by extending the ASP.NET health monitoring system in WCF. The health monitoring system is also termed as instrumentation.
Comparison of Architecture presentation patterns
Mar 18, 2010.
This article will compare four important architecture presentation patterns i.e. MVP(SC),MVP(PV),PM,MVVM and MVC.
Pre-loading Web Applications in ASP.Net 4
Mar 22, 2010.
In this article, we will get familiar with the new performance enhancement feature in ASP.Net 4 for preloading web applications.
LINQ to SQL Performance Considerations
Apr 01, 2010.
This article focuses on some of the performance issues while working with LINQ to SQL.
Linq to SQL Performance Considerations: Part II
Apr 29, 2010.
This article takes a look at what it takes to convert Linq queries to compiled queries and what performance gains can be obtained.
Scope and Type of Variable and Performance in GDi+
Jul 05, 2010.
In this article you will learn how to Scope and Type of Variable and Performance in GDi+.
ANTS Profiler by Red Gate gives a Command Performance
Jul 19, 2010.
In this article you will learn how to use ANTS Profiler by Red Gate gives a Command Performance.
Performance Tuning - Top to Bottom - Visual Studio .NET
Aug 25, 2010.
Here are some top to bottom performance tuning when building applications using Visual Studio .NET.
Performance Tuning High Level- SQL SERVER
Aug 26, 2010.
You can view the query execution plan while executing the query in your query analyzer. Through that you can tune your query. It will show you whether the appropriate tables are using the proper index or not.
Custom paging
Sep 21, 2010.
In this article, we'll see the implementation of custom paging on GridView control. The Gridview offers two paging models Default paging and Custom paging.
Performance of If-else if tree vs. Switch (multiple variables) in C#
Sep 28, 2010.
This article demonstrates multiple ways to implement if-else if tree, when there are multiple values to check, and compares their performance to a switch.
Black box & White box testing
Oct 19, 2010.
This article provides an insight to Black box & White box testing types.
SQLCLR vs. T-SQL - Performance Comparison
Dec 09, 2010.
Before comparing the performance of SQLCLR and TSQL, just have a quick at the definition of SQLCLR.
Introduction to Microsoft Visual Studio Team System 2008 Test Edition
Dec 21, 2010.
This article discusses Microsoft Visual Studio Team System 2008 (Test Edition), an integrated development environment provided with Visual Studio and it's comparison and what's new from Microsoft Visual Studio 2005.
Performance of Windows Phone 7 Applications
Jan 05, 2011.
This article discusses various ways to improve the performance of WP7 apps.
Me, Routed Event and My Niece
Jan 11, 2011.
Until now we were acquainted with normal events which are the basics of Windows Forms Applications. WPF introduces a new concept called Routed Event. So here we will have a brief introduction for this new feature and a comparison between CLR Events and Routed Events. We will not start with a definition; instead we will go back to old methods of CLR event and try to achieve something funny but logically meaningful.
Compare two Images in Asp.Net
Jan 20, 2011.
This article explains how to compare two images. You also can compare images from a database. Databases do not support binary data comparison.
JavaScript and CSS Minifier
Jan 31, 2011.
The CombineAndMinify package discussed here automatically speeds up the loading of JavaScript files, CSS files and or images (loaded from image tags or from CSS files). The result can be a dramatic improvement in ASP.NET performance.
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Archive for the 'cell phones' Category
Go Figure
Posted in cell phones, Classrooms, Digital Citizenship, Digital Footprint, Facebook, Google, Growing Up Digital, Online Schools, Parenting, Privacy, Schools, Social Gaming, Social Networking, technology, Teens, texting, Video Games, You Tube on March 27, 2011 | Leave a Comment »
What Different Generations Do Online – PEW
Posted in cell phones, Computer Literacy, Digital Footprint, Elderly, Email, Facebook, Growing Up Digital, Parenting, Pew Internet and American Life, Research, Social Networking, Teens, texting on December 20, 2010 | Leave a Comment »
Here is an interesting infographic from PEW on generational differences re. online behavior.
Keep the Ban on SmartPhones in Schools?
Posted in cell phones, Google, iPhone, Schools, Smartphones, Social Networking, Teens, texting on September 4, 2010 | Leave a Comment »
Can smartphones counterbalance student distraction and capture the attention and interest of students for learning in school? More and more students, at younger and younger ages, sport smartphones, and are eager to find exciting new apps. Schools and teachers are at a tipping point right now, in terms of whether to allow smartphones on campus.
Middle School Principal Heather Graham from Ottawa explains, in the Financial Post, the conundrum around smartphones in schools: "I have seen a number of those and there are wireless networks around here right? So who knows what they could be doing with that in class? There are very good educational uses for cellular phones. But so far, we're sticking with: When you get on school property, the phone goes off."
English teacher Heather Jankowski, in the Financial Post, notes the irony of banning smartphones, when schools are pushing for faster integration of technology:
"In a way it is sort of hypocritical, because we really push for use of technology in our classroom — with white boards and using projectors and the Internet and giving students access to all those things — yet at the same time we'll turn our heads around and ban their use of [smartphones]."
Like with all new technologies, the question is how fast and how effectively can schools figure out ways for student learning to increase with the use of smartphones. Of course, one quick way is to lift bans and then see how students begin to create learning opportunities. For example, Droid App development is open, thanks to Google. Google's Code University has introduced tutorials for students to be able to learn how to program and code. It would be great to see schools steer students to being creators instead of just consumers of media on smartphones.
In the same Financial Post article, Heather Jankowski seizes on the opportunities to learn from apps:
"The GeoSocial Universe"
Posted in cell phones, Facebook, Google on August 26, 2010 | Leave a Comment »
Here is a great infographic from Jesse Thomas on the "GeoSocial Universe" — "The graphic below pits our social network usage against the huge adoption of mobile phones — currently at 4.6 billion worldwide."
Matt Levinson
From Fear to Facebook: One School's JourneyMatt Levinson has written a stimulating, provocative book about the educational opportunities and challenges posed by the new digital media. ---Howard Gardner
- From Fear to Facebook is an insider's view of the journey from peril to possibility with digital media in school communities. Matt Levinson gives a clear picture of how communities need to work together to create safe, innovative opportunities for kids to learn with digital media. From Fear to Facebook tells the story of the cultural shift happening in schools with technology and provides a road map for how to navigate this sea change with buy-in from all key stakeholders. The stories [Levinson] shares are grounded in the day-to-day challenges and opportunities that accompany digital media. From Fear to Facebook should be required reading for schools looking to figure out how to optimize technology to enhance teaching and learning. ---Jim Steyer, CEO and Founder, Common Sense Media
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Complaint Review: Advanta Bank Corp.
Advanta Bank Corp.Welsh & McKean Roads Spring House, Pennsylvania U.S.A.
Advanta Bank Corp. Small Business Credit Card Extortion Practices: Exorbitant Intertest Rate Hikes for Long Time Customers with Excellent Credit! Spring House Pennsylvania
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Even small businesses can't escape the corporate giants that our governments have long been run by. This is not what Jack Alter (Founder of Advanta) envisioned. Corporate greed is already so out of control, the USA may never recover form the crisis we face today. It's time we all stand up for what is right.
I'm going to fight this by any means possible, Even if it means not paying and screwing up my credit.
Monte Vista, Colorado
This report was posted on Ripoff Report on 02/11/2009 10:36 AM and is a permanent record located here: http://www.ripoffreport.com/r/Advanta-Bank-Corp/Spring-House-Pennsylvania-19477/Advanta-Bank-Corp-Small-Business-Credit-Card-Extortion-Practices-Exorbitant-Intertest-Ra-422890. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Land Cruiser FJ 40 (
1960 - 1984
1970 Toyota Land Cruiser FJ 40
1969 Land Cruiser FJ 40
1971 Land Cruiser FJ 40
1970 Toyota Land Cruiser FJ 40
Auction Results
Auction Results
1970 Toyota Land Cruiser FJ 40 news, pictures, specifications, and information
Chassis Num:
Sold for $77,000 at
2012 RM Auctions
Sold for $71,500 at
2013 Gooding & Company
The Toyota Land Cruiser, and its British rival - the Land Rover, was developed in the early 1950s and based on the Willys M38 Jeep. Both the Toyota and the Land Rover had a devoted following. In the 1960s, both of these companies went head-to-head, and Toyota won nearly ever encounter in the roughest parts of the former British Empire. The FJ 40, with its short-wheelbase, was generally sturdier and did not require as much maintenance as its British counterpart. They had a low-range transmission and their diesel-engined variants were quite prolific. In total, around 300,000 FJ 40s were sold by 1973.
This 1970 Toyota Land Cruiser FJ 40 is powered by an overhead valve six-cylinder engine displacing 235 cubic-inches and offering 125 horsepower. There is a three-speed manual transmission with low range and part-time AWD. At all four-corners are hydraulic drums.
This example is a one-owner car and has been treated to a professional restoration with costs that exceeded $100,000. The odometer displays 32,000 miles.
In 2012, this FJ40 was offered for sale at RM Auction's Scottsdale, AZ event. It was estimated to sell for $70,000-$90,000 and offered without reserve. As bidding came to a close, the car had been sold for the sum of $77,000 inclusive of buyer's premium.
By Daniel Vaughan | Feb 2012
Chassis Num:
Sold for $53,900 at
2014 Barrett-Jackson
The Toyota Land Cruiser FJ-40 SUV is a matching numbers example that was rescued from the Nevada desert in amazingly original condition. The car was complete and unrestored. It was given a complete restoration that was completed in September of 2013. It is finished in its original Toyota Fashion Green color, powered by a 3.9-liter six-cylinder engine, and fitted with a 3-speed manual gearbox.
By Daniel Vaughan | Feb 2014
Considered to be one of the most unforgettable off-road SUV's of all time, the Toyota Land Cruiser FJ 40 was part of the Toyota Landcruiser 40 series. Introduced in 1960, the FJ 40 was available in a variety of versions through 1984. From 1958 until 2001 the FJ 40 was produced in Brazil as the Toyota Bandeirante. Larger than the Jeep CJ, the majority of 40 series Land Cruisers were built as two-door models. Today the FJ 40 is incredibly popular as a restore model thanks to its basic design. New steel presses helped Toyota make many production changes upgrading the 20 series to the now classic 40. The Land Cruiser received much-needed low-range gearing, while the FJ40 was given a new 125 hp 3.9-liter engine.
The F in the name stood for the F engines, while the 'J' stood for Jeep. The short wheelbase was dubbed BJ40/41/42, the middle wheelbase BJ43/44/46, and the long wheelbase with a Diesel engine was dubbed HJ45/47. The Brazilian-built Land Cruisers were dubbed FJ25 if they were topless, and FJ25L with a soft top roof. In 1961 the name was changed to Bandeirante, and ones built from 1962 through 1993, with the Mercedes-Benz engines received OJ50/55 series, and ones built from 1994 through 2001 with Toyota engines, were given BJ50/55 series model codes. The Bandeirante's Mercedes-Benz built Diesel engine pumped out 78 HP.
The J40 series was introduced with 90-inch, 96-inch and 104 inch wheelbases. The FJ40 was available with two different 6-cylinder gasoline engines. From 1960 through 1975 the SUV with 3.8-liter displacement and 125 hp was produced. In 1975 the replacement second generation 2F engine was more robust with 135 horses. In 1963 the longer 116-inch wheelbase FJ45-B pickup and cab-chassis were added to the lineup.
Global production exceeded 50,000 vehicles in 1965 with the Land Cruiser becoming the best selling Toyota in the U.S. In 1967 the FH55 replaced the four-door FH45V production while the 20door FJ45-B was renamed the FJ45 (II). Replacing the 4-door FJ45V was the 4-door station wagon FJ55, based on the FJ40's Drive-train. Fondly called the 'Moose', the FJ55 featured a longer wheelbase and was sold in Australia and North America. The 100,000th Land Cruiser was sold worldwide in 1968.
The 200,000th Land Cruiser was sold worldwide in 1972. The following year the 300,000th model was sold. The HJ45 was introduced in 1973 with the new H engine; 3.6-liter inline 6-cylinder diesel engine, and was the first diesel Land Cruiser introduced for export on long wheelbase models. The following year a factory fitted roll bar became a standard feature in the U.S. The Toyota BJ40 Diesel, very similar to the petrol Toyota FJ40 was introduced in 1974 with the B, 3.0-liter inline 4-cylinder diesel engine. This engine helped sales in Japan since it put the Land Cruiser into a lower tax compact Freight-car category over its 3.9-liter gasoline version. United States FJ40's received rear ambulance doors in 1975, while the lift gate option remained available in other countries. A more powerful 4.2-liter 2F unit replaced the 3.9-liter gasoline engine. The FJ55 received front disc brakes this year and the following year the U.S. version FJ40 Land Cruisers received front disc brakes like the FJ55. In California the Toyota Land Cruiser Association was founded in 1976.
In 1977 front door vent windows were removed on the U.S. hard top models. Germany received their first BJ/FJ40 and FJ55 models with both diesel and gasoline engines in 1978. The following year the U.S. models were revamped with a new wider, square bezel encasing the headlights. For the first time the FJ40 came with power steering and cooler. To make the SUV more 'freeway friendly' the gear ratios were updated from 4:10 to 3:70 in the U.S. In Japan the diesel engine was updated and evolved into the 3.2-liter 2B.
In an attempt to compete with the growing sport utility vehicle market the 4th generation 60 series was launched in 1980. Various creature comforts were added to the standard features list like an upgraded interior, a rear heater and air conditioning. The FJ40 retained its rugged off-road qualities, but adapted well to the changing economy. The engine lineup added six-cylinder 4.0-liter 2H and four cylinder 3.4-liter 3B diesel engines. 1980 was the end of HJ45 production. The BJ42/46 and BJ45 were introduced with a 3.4-liter four-cylinder diesel engine.
Land Cruiser sales peaked at over 1 million in 1981. A high-roof version was introduced, and the 60 was launched in South Africa when a stock Land Cruiser competed in rugged Botswana during the Toyota 1000km Desert Race. Added to the options list for '81 was power steering on the BJ models, and disk brakes added in Australia. The final year for the FJ40 would be 1984 as they were replaced by the J70 series.
In 1993 the Toyota Bandeirante received five-speed transmission. The following year in Brazil the Mercedes-Benz OM-364 engine was replaced by the Toyota 14B engine. 2001 would be the final year for the Bandeirante.
Over the years there have been numerous models of the FJ40. They include the FJ42, a 4x2 model that was only designed for The Middle East. The rare J43/J44/46, a two-door medium wheelbase four-wheel-drive SUV with a hardtop or soft top, eventually replaced in 1984 by the J70 series. The J40/41/42 was a two-door short wheelbase four-wheel-drive vehicle with either a soft or hardtop available with petrol or diesel engines. The J45/47 was a long-wheelbase four-wheel-drive model that was offered in two-door hardtop, three-door hardtop, two-door pickup and four-door station wagon models. The FJ45V-I, four-door station wagon was quickly replaced by the FJ55G/V in 1967. During the Iran-Iraq model a ZPU-2 set on a Toyota 40 series was used by the Iranian Army.
Built in Brazil by Toyota do Brasil Ltda from 1962 through 1966/68 was the Bandeirante TB25/TB41/TB51. These models were replaced in 1966 by the soft top OJ32 and hardtop OJ31 for the TB25 and the TB81 for the TB51. Until 1968 the TB41 would retain its J2 code when Toyota do Brasil replaced the J2 series with the J3 in 1966. J4 Series built in Brazil, the Bandeirante OJ40/OJ45 Series from 1968 through 1973, OJ50/OJ55 Series from 1973 through 1994 and BJ50/BJ55 Series from 1994 through 2001 were built by Toyota do Brasil Ltda. These models were nearly identical to the BJ40 in all respects except for a few stylistic differences found in the grille area and the Mercedes-Benz OM-314/OM-324/OM-364 diesel engines for most of their production life. Another major difference was found in the entire hind doors that were similar to Land Rover models rather than the standard Toyota two-wing hind doors at the Bandeirante's hardtop models.
Toyota opted to update the engines often in the J40 series. The H series uses a 6-cylinder diesel while the B series motor is a 4-cylinder diesel. In the U.S. the typical driver wasn't able to purchase the diesel-engine trucks, though a small amount ended up as mine trucks. Within the series the engines are similar, like the F and 2F engines that share many of the same parts, though the H and 2H engines have nearly nothing in common. There are individual models within the engine series however. Most J40 series SUV's could have their roofs and doors removed though this wasn't a legal option in some countries. A folding windshield gave the FJ40 a thoroughly open-air feel. Folding jump seats were behind the passenger and driver seats in the J40 Series with made room for another 2 passengers. This option allowed for maximum cargo space unlike the folding rear seat in the Jeep CJ series. Though later models received an optional electric winch, original factory winches were driven directly from the transfer case powered by the engine. This was known as P.T.O. or power take off.
Today the FJ Cruiser remains a very popular option for off-roading collectors. Replacement parts seem to be readily available through Toyota and Toyota parts departments worldwide. The Land Cruisers also make very dependable work trucks. The J70 Series is basically a J40 with a revised front half and slightly modified engine options, like a turbo charged diesel. Though it has never been available in the U.S., the diesel was available in many countries. Thanks to its exceptional off-road handling the Toyota Bandeirante continues to be a popular (though expensive) used vehicle in Brazil, despite production ending many years ago. The modern FJ Cruiser was launched in 2006 by Toyota and carried many style elements from the original FJ40.
By Jessica Donaldson
For more information and related vehicles, click
McLAREN NORTH AMERICA EXPANDS RETAILER NETWORK WITH FIVE ADDITIONAL LOCATIONS
◾New locations in Atlanta, Long Island, Scottsdale and Washington D.C. confirmed for North America ◾McLaren Vancouver confirmed as second Canadian location ◾Five new locations to support the continued expansion of the McLaren brand McLaren North America is pleased to announce the continued expansion of the retailer network, with the appointment of five new authorised retailers. The four locations in the US and one in Canada will take the network to 15 retailers representing the North Americ...
[Read more...]
Barrett-Jackson Announces Three Bonus Hours Of Live TV Coverage During Inaugural Hot August Nights Auction August 8-10, 2013
The World's Greatest Collector Car Auctions™ Expands Coverage of the Inaugural Reno Tahoe Event on FUEL TV
Scottsdale, AZ (April 30, 2013) – Barrett-Jackson, The World's Greatest Collector Car Auctions™, announced today that for the first time ever, it will broadcast three bonus hours of its inaugural Hot August Nights auction on FUEL TV, taking place at the Reno-Sparks Convention Center Aug. 8-10, 2013. The live coverage on FUEL TV will broadcast on Saturday, Aug. 10 from 5pm-8PM E...
[Read more...]
POW! BAM! ZOOM! The Original 1966 TV Batmobile To Cross Auction Block At Barrett-Jackson Scottsdale
Holy Grail of TV Star Cars to be Sold for First Time January 19, 2013
Barrett-Jackson, the World's Greatest Collector Car Auctions™, announced today that it will offer one of the most recognized and popular pieces of entertainment history worldwide, at its 42nd annual Scottsdale www.barrett-jackson.com/scottsdale/ auction in January – the only 1955 Lincoln Futura concept car which was heavily modified by legendary customizer George Barris to become the original 1966 Batmobile in the l...
[Read more...]
Gooding & Company Announces its Final Selection of Amelia Island Auction Cars
Star cars include a 1955 Porsche 550/ 1500 RS Spyder, 1967 Porsche 906E, Mike Hawthorn's 1951 Ferrari 212 Inter Coupe, George Reed's 1960 Chevrolet Corvette 'Race Rat,' 1988 Porsche 959, and the iconic 1948 Tucker #1034 featured in Coppola's Hollywood hit film
Gooding & Company, the acclaimed auction house celebrated for selling the world's most significant and valuable collector cars, is delighted to announce its latest group of star car consignments for the highly-anticipated Amelia ...
[Read more...]
The 1935 Duesenberg SJ Roadster, formerly owned by Prince Serge M'Divani, and Racing Legend Phil Hill's 1927 Packard 343 Convertible Sedan are the Final Additions to Gooding's 2009 Pebble Beach Auction Event
Gooding & Company, the official auction house of the Pebble Beach Concours d'Elegance, is delighted to announce the consignment of the 1935 Duesenberg Model SJ Roadster, formerly owned by Prince Serge M'Divani, and the 1927 Packard 343 Convertible Sedan from the estate of Racing Le...
[Read more...]
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47 Deneden Avenue Kellyville Ridge NSW 2155
- Sold for
$601,000Need a home loan? Just crunching the numbers for you...
- 4
- 2
- 2
Soha Soheili
- 0409 841 010
- 0409 841 010
- View profile
Harcourts - Castle Hill
5a/7 Hoyle AvenueCastle Hill, NSW 2154
47 Deneden Avenue Kellyville Ridge
SOLD at Auction by Soha Soheili 0409 841 010!
This barely 2-year old, Casaview built residence with great street appeal surrounded by other similar calibre homes in the new section of Kellyville Ridge will end your search for your dream home. Conveniently located within close proximity to T-way, John Palmer Public and John XXIII Catholic Primary schools, it features:
- 4 generous sized bedrooms, main with ensuite
- Epicurean kitchen with Caesar stone bench-tops
- Upstairs family room
- Child friendly, levelled backyard
- Automatic, double lockup garage
- Gas heating and cooking
- Powder room downstairs
- Quiet street
- Security alarm
Owner being highly motivated, this is an opportunity not to be missed.
For more information please contact Soha Soheili on 0409 841 010!
Property No. 110434569
Page Visits: 3,337
- General Features
- Property Type:House
- Bedrooms:4
- Bathrooms:2
- Outdoor Features
- Garage Spaces:2
- Other Features
- Property Type: House
Thinking of living in kellyville ridge?
Explore the prices, people and lifestyle that's on offer.
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The price of a property that falls in the middle of a total number of s sold over a period of time, based on listings over the preceding 12 months.
Data supplied by RP Data Pty Ltd trading as CoreLogic
This information has been obtained by RP Data Pty Ltd trading as CoreLogic and is subject to the following copyright:
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© 2016 Copyright RP Data Pty Ltd trading as CoreLogic (CoreLogic), Local, State, and Commonwealth Governments. All rights reserved. No reproduction, publication, adaption, modification, public communication, distribution or transmission of the copyrighted materials in this publication is permitted whether in whole or in part. The copyrighted materials in this publication are provided for personal or internal business purposes only unless otherwise agreed in writing.
The information provided in this publication is current as at the publication date only. CoreLogic does not warrant accuracy or completeness in the information it supplies and to the full extent allowed by law excludes any liability for any loss or damage arising from or in connection with the supply or use of the whole or any part of the information in this publication through any cause whatsoever and limits any liability it may have to the amount paid to CoreLogic for the supply of such information.
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Contains property sales information provided under licence from the Land and Property Information ("LPI"). RP Data Pty Ltd trading as CoreLogic is authorised as a Property Sales Information provider by the LPI.


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Derry boss quits in fury over refereeing standards
Derry manager Brian McIver stepped down after their defeat to Galway in Pearse Stadium, saying the performance of referee Conor Lane was something he "couldn't live with that any longer".
Derry manager Brian McIver stepped down after their defeat to Galway in Pearse Stadium, saying the performance of referee Conor Lane was something he "couldn't live with that any longer".
Brian McIver breathed a sigh of relief after Derry edged out Down in the first round of the Ulster SFC on Sunday, but was unable to solve one of the conundrums in game.
Donegal County Secretary Charlie O'Donnell has criticised the treatment of former manager Brian McIver by two of the county's leading clubs which ultimately led to the Tyrone man's resignation last September.
Applications for the vacant position of Donegal senior football manager closed last night and there are a total of six men in the running to succeed Brian McIver.
The Donegal senior football squad have lashed out at the county board over their treatment of former manager Brian McIver.
Donegal manager Brian McIver has stepped down from his position after three years in charge.
Donegal manager Brian McIver has made no changes to his starting team ahead of tomorrow evening's All-Ireland qualifier against Monaghan at MacCumhaill Park in Ballybofey.
Donegal football manager Brian McIver is planning for the 2008 season without Paddy Campbell in mind after the full-back revealed to him that he has played his last inter-county game.
Brian McIver last night resigned as manager of the Donegal senior footballers.
Donegal manager Brian McIver has made just one change to his team to face Westmeath in their football qualifier on Saturday.
'It's just something we have done now the last couple of years and we're going to stick with it. It's good, we like it.'
Donegal boss Brian McIver is hopeful that Brendan Devenney will recover from his stomach muscle injury in time to start their Ulster SFC match against Armagh on Sunday.
Donegal's Brendan Devenney and Paddy McConigley have both missed out on Sunday's Allianz National Football League final against Mayo as a result of injuries picked up in last weekend's semi-final win over Kildare.
Donegal manager Brian McIver has left two places empty in his starting fifteen for this Sunday's Bank of Ireland SFC fourth round qualifier against Fermanagh.
Brian McIver's Donegal side earned a second chance as they stormed back to gain a replay as their NFL Division Two final finished 0-17 (Donegal) to 3-08 (Louth) at Breffni Park.
Donegal manager Brian McIver will wait until midday on Saturday before his naming his side to face Westmeath in the Allianz NFL Division 2 semi final against Westmeath at Breffni Park on Sunday.
Brian McIver's Donegal side - playing their second match in five days - beat Roscommon 0-14 to 1-09 at Hyde Park to rubberstamp their position as Division 2A table-toppers.
Donegal manager Brian McIver has made six changes to his side to face Carlow in this Sunday's Allianz NFL Division 2A clash.
Donegal manager Brian McIver's has named his 28 man panel for the new season and there are some high profile absentees with Michael Hegarty, Colm McFadden, Brian Roper, Shane Carr all omitted.
Donegal manager Brian McIver almost had his plans for a winning start to his tenure scuppered by his own son at Ballyshannon as the home side survived to escape with a 0-13 to 1-8 win.


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Hello this is my css:
And this is my blog post looking funny:
- nu bullets appearing
- what's with that text in the right o.O
With the standard theme there's no problem, here's the post code:
- Lean against the button panel.
I'm very noob in CSS, I tried deleting these rows from the CSS:
#contentmiddle ul {
list-style: none;
margin: 0px;
padding: 0px 0px 20px 0px;
#contentmiddle ul li {
margin: 0px;
padding: 5px 0px 0px 0px;
#contentmiddle ul li a {
color: #507AA5;
text-decoration: none;
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color: #507AA5;
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And the bullets appeared! (Ugly bullets though, not like those in the standard theme)
But... the first part of the post was still in the right side...
Can someone please help me? What should I do to that troubled CSS to make it right?


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TomTom unveils XL 340S Live GPS
TomTom has unveiled its latest GPS device called the XL340S Live. The GPS has local search features that are powered by search giant Google along with millions of pre-installed points of interest. Connectivity for the new GPS device is backed by the AT&T network.


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Audley Harrison
From BoxRec
(Redirected from Human:44026)
Name: Audley Harrison
Birth Name: Audley Hugh Harrison
Born: 1971-10-26
Birthplace: Park Royal, London, United Kingdom
Hometown: Westlake Village, California, USA
Stance: Southpaw
Height: 6′ 5½″ / 197cm
Reach: 86″ / 218cm
Boxing Record: click
Amateur Highlights
- 1997 ABA Super Heavyweight Champion
- 1998 at the European Super Heavyweight Championships in Minsk, Belarus, lost to Serguei Lyakhovich (Belarus)
- 1998 ABA Super Heavyweight Champion
- 1998 Commonwealth Games Super Heavyweight Gold Medalist. Results were:
- Defeated Fai Falamoe (New Zealand) points
- Defeated Jim Whitehead (Australia) KO 3
- Defeated Michael Macquae (Mauritius) KO 1
- 1999 competed at the World Championships in Houston, United States. Results were:
- Defeated Lazizbek Zokirov (Uzbekistan) points
- Lost to Sinan Samil Sam (Turkey) points
- Won the Super Heavyweight Gold Medal representing Great Britain at the 2000 Olympics in Sydney, Australia. Results were:
- Defeated Alexei Lezin (Russia) RSC 4
- Defeated Alexey Mazikin (Ukraine) 19-9
- Defeated Paolo Vidoz (Italy) 32-16
- Defeated Mukhtarkhan Dildabekov (Kazakhstan) 30-16
Titles Held
- WBF Heavyweight Title (2004)


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Mamanuca Islands
See All Destinations
Vacation includes: Roundtrip airfare on Fiji Airways, 5 nights accommodations, one FREE night, meet & greet with shell lei and inter-island transportation
This resort is a tropical paradise, surrounded by pristine white-sand beaches.
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text:
The "F" word is a problem in more than just the North America. The U.S. Congress is currently trying to cobble together some type of financial regulatory reform and somehow resolve the nettlesome industry debate over the "fiduciary" status, namely, as to whether financial advisors should be allowed to wear two hats: one when providing fee-based investment advice as a fiduciary and then also acting as a Series 7 holder in commission-based transactions.
It seems our colonial counterparts, Australia and New Zealand, are also facing similar troubles. The Australian government is conducting a "super system review" to examine the financial service industry and how financial advisors are paid on the nearly $1 trillion in "superannuation" savings (basically Australian pensions.) The Sydney Morning Herald reported today that while the debate is far from over, the Australian bipartisan parliament stopped short of recommending laws to ban commissions, but the Australian Securities and Investments Commission "suggested the Government consider legislation to remove such payments from the industry," says the Herald. Legislative changes might also call for amendments "to require financial advisors to place their clients' interests ahead of their own."
After the Australian report recommended putting an end to its commission-based system, in a similar way, but with a different accent, New Zealand's investment watchdog is now also examining how advisors are paid. The Aussies and the Kiwis will likely come up with similar recommendations to what the SEC's Rand Study found: That clients don't really understand the the difference between an advisor's fiduciary obligations (under the Investment Advisers Act of 1940) and the suitability standard that governs Series 7 holders' obligations. Similarly, like the U.S., no doubt there will be dissention among the industry and regulatory ranks on what exactly constitutes acting as a "fiduciary."
(Look for our story on the Fiduciary debate, "The Fiduciary Future" in our December issue of Registered Rep. It will go online on December 4.)
Still, the U.S. government has bigger fish to fry than an advisors' commissions. For example, there are other worrisome events higher up on the docket, things like worrying about new losses on banks' balance sheets. In his daily newsletter "Breakfast with Dave," Gluskin Sheff's chief economist David Rosenberg points out that after toxic assets, the short-term debt banks took on during the bubble times will be the next thing to rear its ugly head. Rosenberg says, citing Moody's, that there is nearly $7 trillion of global bank debt that matures by 2012 ($10 trillion by 2015). Rosenberg says this debt is concentrated in the U.S. and the U.K, and "does not include the mountain of refinancing in the commercial real estate market coming due (where values have sunk 50%!)." He says these banks hold over "$150 billion of commercial mortgage-backed securities (CMBS) through 2012." Not to mention, Rosenberg says, many large banks are nowhere near the new risk-adjusted capital ratios that will be established by the Basel committee early in 2010. "The potential capital raise and share dilution may catch a lot of folks off guard," he says.


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Personal-Privacy Concerns Grip China
Columnist Li Yuan writes that national outrage in China over reports of a phone swindle is focusing new attention on lax privacy protections.
Swedish camera legend Hasselblad had teamed up with Motorola on a camera that snaps onto the back of the modular Moto Z phones.
Samsung Electronics Co., Ltd. unveiled its new Gear S3 smartwatch ahead of the IFA consumer electronics trade fair in Berlin.
Instagram's eagerly-anticipated zoom feature is here, and it's a disappointment.
Reviews of new books that will bolster your knowledge of women in science, bicycle tips and tricks, and the mysteries of air travel.
Apple is planning to host a media event Sept. 7, at which the company is expected to unveil the latest iPhone amid softening sales of its flagship product.
Google's latest mobile OS is focused on productivity with split-screen apps, notification-screen replies and, yes, new emojis.
Anyone using Apple's iPhones should immediately update to the latest version of iOS 9 to ward off a security flaw that apparently can turn the device into a surveillance tool.
Give your standup paddleboard, jetski or paddleboat the heave-ho for these splashier ways to enjoy the water. A test drive of the Hobie Mirage Eclipse, Subwing and Jetsurf.
Want to tidily transport your cables, earbuds, batteries and other small electronics? Try one of these fashion-forward travel cases from Louis Vuitton, Valextra and This Is Ground.
The founder of Morgenstern's Finest Ice Cream the best ice cream scoop, kitchen thermometer and waterproof iPod.
Twitter has been trying to shake its reputation as a haven for harassment, but the company's own design can magnify events.
Sony Corp. is boosting the price of its PlayStation Plus service weeks before the company is expected to unveil two new versions of its flagship videogame console.
Suffering from stuttery streaming video while watching Netflix, Hulu or other services at home? It's time to see if you're getting the broadband internet you're paying for with some helpful free apps.
Soon after rolling out its Step It activity band, McDonald's has begun removing it because some children complained of wrist irritation.
Can't hear calls on your phone? Here's how to tweak a Bluetooth headset for an iPhone or Android smartphone to boost the sound quality.
It's no secret that social networks use you to sell ads, but now Twitter Inc. wants you to go make the ads and share them yourself.
Samsung's latest phablet has a new stylus and security tricks, but Joanna Stern asks: Is it worth $850?
There is no shortage of messaging apps jam-packed with features. Google has a new app that is going in the other direction and focusing on just one thing: video chat.
Columnist Li Yuan writes that national outrage in China over reports of a phone swindle is focusing new attention on lax privacy protections.


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The new 48 foot Pilot Vessel 'Failte', launched today ( June 27th 2012) in Youghal. The vessel was built for the Port of Cork by Safehaven Marine Ltd at their facility in Foxhole. Also presently being built are pilot vessels for export to Yemen, Algeciras in Spain and Port of Liverpool, UK.
We have now launched the 'Failte' the Port of Corks new pilot vessel an Interceptor 48 Pilot. This was a special launch for us as this is our local Port, and having built the ports last new pilot vessel, the Gleann Mor, an Interceptor 42 pilot delivered over six years ago, we have built up a great relationship with all the crew and pilots at the port, and are delighted to be, once again six years latter launch their new pilot vessel. The Interceptor 48 is very closely modelled on their previous Interceptor 42 pilot which has worked so well, especially in the rough conditions the Port can experience.
The 'Failte' is powered by twin Volvo D13 550hp engines, and provide her with an operational speed of 26kts, on sea trials she proved exceptionally quiet with only 75db being recorded at maximum speed.
The vessel has seating for 4 pilots and 2 crew on Grammer Actimo air suspension seats in the main cabin and further seating area for up to 4 passengers in her spacious forward cabin. The cabin is fitted out to a very high standard featuring a teak & holy cabin sole, warm wood laminates and dark grey sidelining throughout, these refinements, coupled with the Interceptors soft riding hull provides the crew and pilots with very comfortable and relaxed transits.
The vessel incorporates throughout, a depth of carefully considered and highly specified engineering, incorporating the latest refinements Safehaven have developed for their pilot boats over the last 6 years, including among others their own transom mounted MOB recovery platform that can quickly and efficiently recover a casualty from the water safely, even in rough conditions. Her central helm position offers panoramic vision all round and above, and offers one of the best helming positions around, totally focused on providing the operator with the maximum comfort and control of the vessel, especially during the often challenging conditions a pilot vessel operates in. Double glazed front windows, Exalto 5 speed wipers with hot water screen washers ensure total visibility in poor conditions. Raymarine C120 & C140 displays for radar and plotter are integrated into her 'wrap around' helm console, easily viewed and controlled by the helmsman.
Designed for all weathers she has large rudders and coupled with a powerful Hypro Marine power steering system means she is exceptional maneuverable with quick, light steering of just 4 turns lock to lock meaning she can 'turn on a sixpence'.
All who have viewed her agree she is a very graceful vessel with pleasing, modern lines and we look forward to seeing her in service at our home port soon.
Click on videos below to see the 'Failte' pilot boat undergoing boarding trials alongside Saga Saphire and 98m cargo carrier


text:
- Report: #68440
Report - Rebuttal - Arbitrate
Complaint Review: Bernard Haldane Associates
Bernard Haldane Associates350 Bay St, 9th Fl Toronto, On M5H2s6 Nationwide U.S.A.
Bernard Haldane Associates $5000 was stolen from me. Toronto Ontario
*Author of original report: Resolution update to the above report
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It sounded all good. We met the next day and he explained to me that someone like myself should be making 50-55k now and that companies were looking for individuals like myself NOW!!! Companies would be fighting for me in no time. The offers would make my head spin. Haldanes connections would guarantee this. I would only have to sit back and wait for the interviews.
It all sounded too good to be true. Like most I'm very desparate to find work so I believed it. I even voiced my concerns when I read the contract, but according to Jack Haldane really needs my $5000, and he assured me that they are here to help people not rip them off. So I signed up.
From the first meeting with my advisor I knew I had made a mistake he mentioned that the market was really slow. After several meetings with him and the seminar I knew it was a big scam. They helped me write a new resume and cover letter, which I have been told by many is rather long winded and confusing.
The connections you ask? NONE. The connections in the end are your own. Thanks! I payed $5000 for you to tell me that. I told them that I wanted out and now I'm waiting to meet with them. I'm hoping that I can get some of my money back. Someone has suggested taking them to small claims court. I would love to hear from anyone who has delt with the Toronto office and if anyone has managed to receive a partial or full refund. Jack's last words still ring in my ears, "welcome to your new life". You're right Jack, thank you for introducing me to a world that a shall no longer trust anyone.
toronto, Ontario
CLICK HERE, You must read this!! ..Financial Post Article LINK - Haldane not up to the job ..exposing this company for what it really is - a huge scam
This report was posted on Ripoff Report on 10/07/2003 11:45 AM and is a permanent record located here: http://www.ripoffreport.com/r/Bernard-Haldane-Associates/nationwide/Bernard-Haldane-Associates-5000-was-stolen-from-me-Toronto-Ontario-68440. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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#1 Author of original report
Resolution update to the above report
AUTHOR: John - (Canada)
SUBMITTED: Thursday, January 15, 2004POSTED: Thursday, January 15, 2004
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Investors Need to Pivot
March 20, 2013
by William Benz
of PIMCO
- Fixed income investors need to think differently in the current environment.
- Investors may want to consider pivoting to strategies that are less focused on traditional benchmarks and more oriented to generating income and providing greater flexibility to hedge against rising rates, widening credit spreads or higher inflation.
- With interest rates near historical lows, and return expectations broadly diminished, investors seeking to meet yield or return targets may want to include strategies that specifically target income and flexible, relatively liquid absolute inflation-adjusted returns in their investment portfolios.
What hasn't changed much are the underlying reasons investors look to fixed income. Yes, there's been some evolution over time, and yes, investors are increasingly differentiating among types of fixed income based on their own unique situations and needs. Yet, in general, investors have continued to own if not increase their allocations to bonds for one or more of the following reasons:
- Income
- Total return/absolute return
- Liquidity
- Diversification
- Inflation/deflation hedge
- Liability management
At PIMCO we talk about the need to "pivot" in terms of changing the way we think about markets and investment strategies as well as the way we serve our clients. For example, while some investors may be tempted to move away from their traditional core fixed income allocations into equities and higher risk alternatives, they may be better served by first rethinking or redefining their definition of "core." For most investors, core fixed income means a benchmark-driven allocation to intermediate-duration, multi-sector, multi-country and/or multi-currency bonds – an approach that has basically served them very well over the past 10, 20, or even more years. But is this the best way forward? For some, perhaps, especially those who are willing to expand their opportunity set and consider more forward-looking (e.g., GDP- rather than market value-weighted) indexes. But, for many, probably not.
Figure 1 attempts to capture the concept of pivoting, albeit in a simplistic manner. It starts with the 20-year to 30-year super-secular decline in longer-term government bond yields; the 10-year U.S. Treasury yield, for example, fell from a yield of 10.8% at the beginning of 1980 to less than 2% today supporting many asset classes. For the most part, this was a great time to be in a wide variety of securities – including a variety of bonds, first governments, then credit, emerging markets, mortgage-backed and asset-backed securities, as well as equities all of which had broad outperformance and provided robust real returns during this period. But now, with interest rates near historical lows, and return expectations broadly diminished, investors seeking to meet yield or return targets may want to include strategies that specifically target income and flexible, relatively liquid absolute inflation-adjusted returns in their investment portfolios. And at some point in the next few years, they will likely want to pivot further and add more sectors traditionally viewed as inflation hedges as the impact of accommodative central bank monetary policies worldwide takes root. Indeed, we're already seeing some investors moving in this direction.
But now we're entering a new era when bonds will likely struggle to fulfill at least parts of their primary mission. This isn't to say that bonds won't continue to play an important role in portfolios. They most certainly will. But in anticipation of secular shifts in the years ahead, including eventual rises in interest rates and inflation, we believe investors can benefit from pivoting and rethinking their approach to the fixed income sector – particularly as they look to achieve their income and absolute return objectives.
For investors who are concerned with low yields and an inability to meet their income needs, pivoting toward an income- or yield-based approach may make sense. This doesn't imply a wholesale shift toward high yield and riskier sectors, but it does suggest potentially moving away from a portfolio built using the standard intermediate duration benchmark toward a portfolio that is less tied to a benchmark in an effort to more effectively meet specific income targets with the goal of delivering income rather than simply matching the bond market's total return over time.
For those with intermediate benchmarks who worry about the risk of rising interest rates, a more flexible duration approach may make sense – one that is still multi-sector, multi-country and multi-currency, but one that also has the ability to go to a short or even negative duration to hedge against, if not benefit from, rising rates. This would be more of an absolute return investment style targeting a specific return goal over Libor, depending on an investor's objectives, along with ample liquidity such that it remains a key component of the core bond allocation.
Investors with intermediate credit-based benchmarks may also want to hedge against rising rates, or widening spreads, and similarly shift to a more flexible, benchmark-agnostic style that allows for shorter durations, short credit positions and/or the ability to move across different spread sectors, such as investment grade versus high yield. Again, this would be an absolute return strategy with ready liquidity and relatively modest single-digit return targets, rather than the double-digit targets generally found in the hedge fund or alternatives space.
Those worried most about inflation might look to shift their core nominal bond positions toward real return-oriented strategies by moving directly from nominal instruments into inflation-linked securities. Alternatively, investors might consider an allocation to emerging market currencies which may respond positively to inflationary pressures in the developed world. If inflation stems from a decline in reserve currencies like the U.S. dollar, euro, and Japanese yen, EM currencies—particularly in countries with healthy fundamentals—are likely to appreciate in response, providing a hedge.
Investors may also simply allow portfolio managers more investing flexibility in their portfolios. This always sounds counterintuitive. Yet, if yields have indeed troughed and are destined to embark on a secular journey higher, adding additional tools is probably the best, if not the only, way to provide necessary income, meet required return objectives and hedge against downside risk.
In summary, fixed income investors need to think differently in this environment, potentially pivoting to strategies that are less focused on traditional benchmarks and more oriented to generating income and providing greater flexibility to hedge against rising rates, widening credit spreads or higher inflation. The same can be said for equity investors – and even more so for multi-asset investors – in terms of expanding the opportunity set and moving away from traditional benchmark investing. It's a new era … and it may be time to pivot.
Past performance is not a guarantee or a reliable indicator of future results. All investments contain risk and may lose value. Investing in the bond market is subject to certain risks, including market, interest rate, issuer, credit and inflation risk; investments may be worth more or less than the original cost when redeemed. Equities may decline in value due to both real and perceived general market, economic and industry conditions. Investing in foreign-denominated and/or -domiciled securities may involve heightened risk due to currency fluctuations, and economic and political risks, which may be enhanced in emerging markets. Currency rates may fluctuate significantly over short periods of time and may reduce the returns of a portfolio. Inflation-linked bonds (ILBs) issued by a government are fixed income securities whose principal value is periodically adjusted according to the rate of inflation; ILBs decline in value when real interest rates rise. Commodities contain heightened risk including market, political, regulatory and natural conditions, and may not be suitable for all investors. The value of real estate and portfolios that invest in real estate may fluctuate due to: losses from casualty or condemnation, changes in local and general economic conditions, supply and demand, interest rates, property tax rates, regulatory limitations on rents, zoning laws, and operating expenses. High yield, lower-rated securities involve greater risk than higher-rated securities; portfolios that invest in them may be subject to greater levels of credit and liquidity risk than portfolios that do not. Derivatives may involve certain costs and risks, such as liquidity, interest rate, market, credit, management and the risk that a position could not be closed when most advantageous. Investing in derivatives could lose more than the amount invested. Diversification does not ensure against loss.
There is no guarantee that these investment strategies will work under all market conditions or are suitable for all investors and each investor should evaluate their ability to invest long-term, especially during periods of downturn in the market.
This material contains the opinions of the author but not necessarily those of PIMCO and such opinions are subject to change without notice. This material has been distributed for informational purposes only. Forecasts, estimates, and certain information contained herein are based upon proprietary research and should not be considered as investment advice or a recommendation of any particular security, strategy or investment product. Information contained herein has been obtained from sources believed to be reliable, but not guaranteed. No part of this material may be reproduced in any form, or referred to in any other publication, without express written permission. PIMCO and YOUR GLOBAL INVESTMENT AUTHORITY are trademarks or registered trademarks of Allianz Asset Management of America L.P. and Pacific Investment Management Company LLC, respectively, in the United States and throughout the world. © 2013, PIMCO.


text:
- Report: #1043017
Report - Rebuttal - Arbitrate
Complaint Review: ashraspells.com ashra
ashraspells.com ashraInternet United States of America
ashraspells.com ashra Ashra spells psychic scam psychic scam online, internet scam artist ashra stole money Internet
*Author of original report: a scam is on her
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be smart instead of spending your money in a site that does not do any results. find the right person to help you first
This report was posted on Ripoff Report on 04/13/2013 01:04 PM and is a permanent record located here: http://www.ripoffreport.com/r/ashraspellscom-ashra/internet/ashraspellscom-ashra-Ashra-spells-psychic-scam-psychic-scam-online-internet-scam-artist-1043017. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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#1 Author of original report
a scam is on her
AUTHOR: jdoherty444 - ()
SUBMITTED: Saturday, April 13, 2013POSTED: Saturday, April 13, 2013
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American English: /kəˈmjunədi/ British English: /kəˈmjuːnɪti/
Translation of community in Spanish:
noun plural communities
- 1 1.1 (people in a locality)Example sentences1.2 (society at large) the community
la comunidadcommunity servicesservicios (masculine plural) comunitarios
- Isn't it your responsibility to ensure the community receives value for money?
- Historically, the family has been the basic social unit of the community.
- They taught the young ones how to behave, about values in the community.
- 2 2.1 (large grouping) the German community in Madridla comunidad or colectividad or colonia alemana de Madridthe city's black communityla población or comunidad negra de la ciudadExample sentences
Example sentences2.2 (people living together) a religious community
- All of the doubts of the scientific and intelligence community were kept from the public.
- I know I've been a responsible member of the African-American, gay, and entertainment communities.
- These figures do not take into account a growing lesbian and gay Internet community.
una comunidad religiosaExample sentences2.3 (Ecology)
- The party has perceived Britain as belonging to a community of nations with common interests and values.
- We do need a strong community of European nations where matters of common interest can be addressed.
- Being part of the community of nations carries with it certain responsibilities.
Example sentences
- Once a year I spend a weekend at a Buddhist monastery populated by a community of monks and nuns.
- They wanted to build a closed community where they could practise polygamy away from prying eyes.
- Paula expended her inheritance on building and supporting the twin communities and led her community of women with sensitivity and humility.
- In the natural environment, however, plants grow in communities and it is under these conditions that the root proliferation response has evolved.
- The park's current flora is analyzed by habitat and four plant communities are described and discussed.
- The members of this family are relatively common in Carboniferous faunal communities.
- 3 (Politics)the community or the Communityla Comunidad (Europea)(before noun) (budget/law)
- 4 (mutuality) [formal] community of goods/interestcomunidad de bienes/interesesExample sentences
Example sentences
- There is a real community of interests here, if only both sides would see it.
- He understood that the country and Nazi Germany shared a community of aims.
- Under this part a group is a group that shares a distinct community of interest.
- It is religious belief, religious practice (ritual), and community of goods that holds them together.
- Property represented a problem for medieval economic thinkers because both scripture and natural law sanctioned the community of goods.
Definition of community in:
What do you find interesting about this word or phrase?
Comments that don't adhere to our Community Guidelines may be moderated or removed.
Grammar and usage help for Spanish:
= trending


text:
- Report: #426407
Report - Rebuttal - Arbitrate
Complaint Review: NATIONAL MAGAZINE EXCHANGE
NATIONAL MAGAZINE EXCHANGE16120 US HIGHWAY 19 N SUITE 400 Clearwater, Florida U.S.A.
NATIONAL MAGAZINE EXCHANGE my credit is ruined Clearwater Florida
*UPDATE EX-employee responds: Instructions to get a refund. This works. But you must be FIRM and PERSISTENT! And cancel that credit card before the add more.
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so i gave my credit card information to him and was told that i will only have to make about 3 payments which would be automatically taken out of my credit card so i agreed thinking that it would be as he told me but it wasnt they kept taking payments out and before i knew it i was going over my credit limit and recieving overdraft fees from my credit card i called up the number that was in my credit card invoice and started talking to a representative and when i told her that i wasnt interested in anymore magazines she hung up on me and when i called back the number i got a busy tone
honestly these people are sharks and are just out there to steal your money without any guilt honestly i couldnt make the payments on my credit card cuz they kept pilling up and that messed me up on my other bills to i just want to know what i can do to get back at these people and to those people out there who get these sweepstake offers dont give in to it cuz nobody is gonna win anyway thats just a way for them to scam you out of your money....
hazleton, Pennsylvania
This report was posted on Ripoff Report on 02/20/2009 04:44 AM and is a permanent record located here: http://www.ripoffreport.com/r/NATIONAL-MAGAZINE-EXCHANGE/Clearwater-Florida-33764/NATIONAL-MAGAZINE-EXCHANGE-my-credit-is-ruined-Clearwater-Florida-426407. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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#1 UPDATE EX-employee responds
Instructions to get a refund. This works. But you must be FIRM and PERSISTENT! And cancel that credit card before the add more.
AUTHOR: John - (U.S.A.)
SUBMITTED: Friday, February 20, 2009POSTED: Friday, February 20, 2009
Call customer retention and do the following. (call 800-301-6247 or 800-325-3155 or 727-524-3600 or 727-535-0205). If you get someone who isn't helping HANG UP and call again.
The following data came from an employee in the customer retention dept.
We have rules. When someone threatens to call their credit card company and reverse the charge, and call the Better Business Bureau, and the Attorney General, and their lawyer, and the AUDIT BUREAU OF CIRCULATION, we CAN NOT try and 'save' the account we have to go straight to canceling the account with a full refund. If someone does make a threat and we don't cancel the account we'll get in trouble.
'I'm an employee of the national magazine exchange, I work in the Customer Service department actually called Customer RETENTION because our job is to get customers not to cancel. We get commission based on 'cancel requests' saved. We are scripted and have certain offers we have to make. First we try and spread the payments out then give them 4 years for the price of 3....and so on.
For people turned into a collection agency tell them you cancelled or that you want to cancel. NME uses collection agencies as a bluff but hasn't turned people over to the credit rating bureaus because they do not want the law after them. Try calling back and demanding a refund. That will work and they will leave you alone. If a collection agency calls tell them you cancelled and they will close your account. BE FIRM. In 20 years NME has never reported people to the credit rating bureaus
Also if you waited too long to cancel the first year you can still cancel years 2, 3, and 4. NME DOES NOT pay for those years until the year begins. They can cancel any later year that has not started and if the phone rep says otherwise they are lying.
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We're suckers for a good multi-tasker, and these handy towelettes are something of a skincare cure-all. Both oil-free and hypoallergenic, the travel-friendly wipes will remove the day's debris while delivering a boost of moisture. Thanks to their blend of natural fruit extracts, we've been on a steady diet of bright, smooth skin with zero pore-clogging residue. Plus, with 1% of all company profits going to fund community gardens, we're not the only ones getting a healthy boost.
The wipes leave a tingly sensation on your face, like it's cleaning it. I liked it at first & it doesn't burn, but I have sensitive skin and it does not do enough to moisturize my face like it claims on the package. It leaves my skin dry and prone to breakouts... Not good for me.2
The entire "Yes to" line - across all fruits and vegetables - offers such great products: really high quality ingredients, really high quality in terms of effectiveness, and all at prices that are completely reasonable and make the value super-high. These are my favorite face towels of all of the options. I'm not a strict "blueberry" girl - I'm partial to grapefruit and have been known to dabble in tomato - but the blueberry towels give such great scent, and have such a great texture that they've become my go-to. They help with makeup removal (I don't wear a lot, so if you do I don't know if they're completely effective for that) but even better, they just make me feel like my face is clean, not dry, and fresh. I live in Manhattan, and even running an errand for a half hour, you come home and wash your hands. A half-day of that and you want to use one of these as well, because it makes you feel like you've removed any harmful "stuff" in the big-city air. They don't overdry, which is incredibly important, because I've been known to use more than 1/day. And you can - the beauty of the product and the line. Yes to everything!5