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Liverpool Message Board
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How can afford the players we need?
Your team had the big backer in the 70's and 80's your time on the football merry go round has finished and it won't come back man u is dwindling and man city and Chelsea are rising but that will change
I've been doing some reading on this in various mediums, internet, magazine, articles etc., so I hope to provide some things that may not be available on the other side of the swimming pool, and I'd like to comment on some of the things said and referenced above, but thought I'd share these excerpts for now.. Unfortunately, I don't like saying it, but I also have no problem with saying it, alot of this occured in the last 2 seasons, and particulary in an 18 month period with a very prominent LFC club icon in the middle.
(If they'd known better, and more about the players they were investing in, this would have been minimized)
'Liverpool's owners have incurred "painful'' financial results stemming from their investment in players who have failed to re-establish the club as a European power.
The debt of the team, owned by the parent company of the Boston Red Sox, rose by one-third to 87.2 million pounds (about $131 million), according to figures released Monday. The club lost 40.5 million pounds (about $61 million) during the 2011-12 season.
The results show winning last year's League Cup, which ended a six-year title drought, had minimal financial impact.
Heavy spending before the 2011-12 season - including more than $50 million on Stewart Downing and Jordan Henderson, didn't result in an upturn on the field.'
I did find some very good, positive and pleasant reading as well, so while it's concerning, we all know why alot of it happened (bad buys at horrendous fees, and horrible wage packages), as does Ayre, Rodgers and the Owners:
"Revenue increased by 5 million pounds (about $7 million) from the 184 million pounds (about $275 million) reported for 2010-11. Man United's revenue by comparison in 2011-12 reached 320 million pounds (about $480 million)." So we can see that we're behind the league leaders, and world's largest/2nd largest club, but that gap in commercial money, and marketing deals, has continued to grow under FSG, and there's strong suggestion of another 1-2 big ones this summer. (Deals that is)
"Ayre accepts the club must "improve revenues and manage our cost base effectively.''
"I take comfort in the fact that the work we have done, some of which costs us a lot of money in this period and beyond, looks pretty painful at the time,'' managing director Ian Ayre said. "But as long as you invest in it and manage it in the right way, then hopefully it bears fruit as we go forward.''
Rodgers : (I'm sure you may have read this already, but everyone quotes/words differently)
"In terms of me building the squad, I've already got the assurances that it won't affect anything," he told reporters.
"They've made every promise and every commitment to me that every single penny that they have will go in to regenerate the squad and make it better.
"We won't be able to do it like some clubs and throw out masses each year. But we're looking to make sure we can grow the club and bring in quality players - and that won't stop."
"If you look at where the club was at four years ago, and where it is now, it's in a different place," he continued.
"Of course, there's still debts there and there have been announcements made on that. I think next year's results will show further improvement on that.
"You have to give massive credit to the board here. FSG took on an astronomical amount of debt, over £400 million. Where it's at now, given the short time they've been here, is a huge credit to them, and they're still supporting the investment in the team."


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"Coloud The Boom Closed Circuit Sound Headphones in Black" is not available for sale online.
This item may be discontinued or not carried in your nearest store. Please call your local store to check in-store availability before heading there. For informational purposes, the product details and customer reviews are provided.
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- Made from ABS (hard plastic), PET (ear cushion foam) and PU (ear cushion cover).
- Imported.

subset: commoncrawl


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This beautiful Morgan stallion is an outstanding model of classical Morgan type with size, balance, outstanding performance horse conformation and fluid/forward way-of going. 15.2hands of structural perfection, athleticism, style & breathtaking beauty! Eclipse is sired by the late Triple S Bald Eagle & out of Twine Pines Sara. Eclipse is a proven producer of kind, colorful & classic type offspring suitable for many show, sport & pleasure riding disciplines.... (read more)
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All quotes tagged Artist
(1863 quotes found)
"As an artist, all I need is my paints and brushes - and someone to drag me away when the canvas is done"
"Bad artists always admire each other's work. They call it being large-minded and free from prejudice. But a truly great artist cannot conceive of life being shown, or beauty fashioned, under any conditions other than those he has selected."
"We artists! We moon-struck and God-struck ones! We death-silent, untiring wanderers on heights which we do not see as heights, but as our plains, as our places of safety!"
"A creative artist works on his next composition because he was not satisfied with his previous one."
"The artist must create a spark before he can make a fire and before art is born, the artist must be ready to be consumed by the fire of his own creation."


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Faith of Yahweh Revival Ministries is a non profit making, Christian organization founded by Rev Laudiscus Nyambu. Faith of Yahweh Revival Ministries was started 10 years ago in 2005 and currently has 5 branches in Kenya.
The Ministry is an independent Christian ministry whose purpose is to preach and teach the gospel of Christ, counsel Christians, plant churches and spread the Kingdom of God. It is a religious centered organization aimed at impacting and fostering total change in people by the working of the awesome power of God.
Faith of Yahweh Revival Ministries has a membership of over 200 church members.
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We Believe:
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Transforming people's lives, their communities and systems they participate in through teaching the sound Doctrines of Jesus Christ.
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Building a network of Churches, Ministries and businesses through which mature believers who love God genuinely and their neighbours as themselves will be taught and sent forth to affect their communities
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- Report: #1027426
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Complaint Review: Sydney So Sweet
Sydney So Sweet625 Madison Trail Internet United States of America
Sydney So Sweet Jay C Greenlees, Jennifer Greenlees Continues to illegally use other company's trademarks, images, UPCs, photos, to steal sales and make money on amazon, and internet. Internet
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Sydney So Sweet does so knowingly, as we have continually asked them to cease such activities, and now find ourselves having to serve them in the courts. Sydney So Sweet is confusing clients by making money off our brands, using our resources, our UPCS, our images, etc.. compromising our brand, our image, our guarantee, and confusing clients about what products they are getting from who.
This report was posted on Ripoff Report on 03/12/2013 08:45 AM and is a permanent record located here: http://www.ripoffreport.com/r/Sydney-So-Sweet/internet/Sydney-So-Sweet-Jay-C-Greenlees-Jennifer-Greenlees-Continues-to-illegally-use-other-compa-1027426. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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text: On my theme I have it set up so that a post's tags display underneath the post (the_content and then the_tags). And I have this plugin set to show the series list after the post also (instead of at the top), but because it's attached to the_content, it shows up in between the post and its tags (example). I'm wondering if there's a way to modify the plugin so that it displays after the_tags instead of after the_content? Thanks so much!


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Salvation Army offers holiday meal in Escondido
ESCONDIDO The Salvation Army, Escondido Corps, is inviting community members to Thanksgiving dinner Thursday.
The annual dinner is open to all, and the church extends a special invitation to seniors, travelers, and families and individuals in need.
The traditional Thanksgiving meal will include roast turkey, gravy, dressing, mashed potatoes and pumpkin pie.
The free meal will be served from 11 a.m. to 1 p.m., at 1301 Las Villas Way.
For more information, call (760) 745-8616.
firstname.lastname@example.com • (760) 752-6762 • @SDUTbreier


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- Overview
- WIOA Joint Policy Guidance on Data Sharing and Confidentiality
- Final Rules
- 5 Things You Should Know about WIOA
- Workforce Success Story
- WIOA Second Anniversary
- RSA Regional Meetings Scheduled on Program-Specific Requirements under the Rehabilitation Act
- Frequently Asked Questions about WIOA
- Additional WIOA Information and Resources
The President signed the Workforce Innovation and Opportunity Act (WIOA), which replaces the Workforce Investment Act of 1998. This new law represents a renewed commitment to workforce development with an eye to the future through innovation and support for individual and national economic growth. It is aimed at increasing opportunities, particularly for those facing barriers to employment, and invests in the important connection between education and career preparation. It looks to the prosperity of workers and employers and focuses on the economic growth of communities, regions, and states to enhance our global competitiveness as a country. While some research services and resources for those with disabilities will be transferred from the U.S. Department of Education (ED) to the U.S. Department of Health and Human Services (HHS), we expect a seamless transition with minimal disruption, and we express our continued strong commitment to grantees and all key stakeholders.
The new law states that the amendments that it makes to the Rehabilitation Act, as well as the transfer of certain programs from ED to HHS, took effect when President Obama signed the bill. However, WIOA also gives the Secretaries of ED and HHS authority to ensure an orderly transition as they implement these changes so they are carried out in a manner that minimizes disruption. ED and HHS, after working with the Office of Management and Budget, have determined that ED will continue to administer the affected programs until the orderly transfer can be completed as soon as reasonably possible. We will continue to engage and inform grantees and key stakeholders as specific plans for the transfer of these programs are developed and implemented. We appreciate your continued support as we realign and strengthen our programs for people with disabilities.
5 Things You Should Know about WIOA
Friday, July 22, 2016 marked the two-year anniversary of President Obama signing the Workforce Innovation and Opportunity Act (WIOA) into law. Check out the following link for five important things to know about WIOA: http://blog.ed.gov/2016/07/5-things-know-wioa/
(July 26, 2016)
Workforce Success Story
On June 30, 2016, Secretary of Education John King and Secretary of Labor Tom Perez released a video highlighting the important role American Job Centers play in meeting the needs of all job seekers under the Workforce Innovation and Opportunity Act. Secretary King commented on the success of Janet Terry, who received vocational rehabilitation services and other services as a result of connecting with an American Job Center in Pittsburgh, PA. The Office of Special Education and Rehabilitative Services has published a blog to share Janet Terry's success story.
(July 11, 2016)
WIOA — Second Anniversary
The Workforce Innovation and Opportunity Act (WIOA) was signed into law by President Obama on July 22, 2014. This landmark legislation and its implementing regulations are designed to strengthen and improve our nation's public workforce system and help Americans with significant barriers to employment, including individuals with disabilities, into high quality jobs and careers and help employers hire and retain skilled workers.
On June 30, 2016, the Departments of Education, Labor, and Health and Human Services held a teleconference with over 1,000 stakeholders to announce that the WIOA final rules are publicly available. Read a transcript of the June 30th teleconference ( PDF, 164KB). The final rules are available on the Rehabilitation Services Administration (RSA) website and they will be published soon in the Federal Register.
On July 5, 2016, the Office of Special Education and Rehabilitative Services (OSERS) and RSA held a teleconference with its stakeholders to announce that the WIOA final rules are publicly available. The July 5, 2016 teleconference transcript ( PDF, 243KB) also includes information regarding the program-specific final rules related to the Rehabilitation Act of 1973, as amended by title IV of WIOA.
Six months after the Workforce Innovation and Opportunity Act (WIOA) National Convening, and only weeks after WIOA Final Rules were made publicly available, leaders from Federal agencies—U.S. Departments of Education, Labor, and Health and Human Services—convened on July 19, 2016 to celebrate the second anniversary of WIOA and answered some initial questions on the joint final rule. The webinar was titled "WIOA at Year Two: Continuing the Conversation" — a video recording, a transcript, and a supporting PowerPoint are available.
(July 22, 2016)
RSA Regional Meetings Scheduled on Program-Specific Requirements under the Rehabilitation Act
The U.S. Departments of Education (ED) and Labor (DOL) (or, collectively, Departments) will publish final regulations to implement changes made by the Workforce Innovation and Opportunity Act (WIOA), signed into law on July 22, 2014. ED will publish two sets of final regulations implementing changes to programs authorized under the Rehabilitation Act of 1973 (Act), as amended by title IV of WIOA, as well as implementing new provisions added to the Act by WIOA.
The Departments have developed a comprehensive plan that includes in-person and virtual technical assistance on both jointly-administered and program-specific requirements. As part of this plan, ED's Office of Special Education and Rehabilitative Services, Rehabilitation Services Administration (RSA) has scheduled three regional meetings to provide technical assistance on the final regulations implementing program-specific changes made to the State Vocational Rehabilitation (VR) Services program and the State Supported Employment Services program, as well as those implementing Limitations on the Use of Subminimum Wage in new section 511 of the Act. In the regional meetings, RSA will provide technical assistance on the following areas: competitive integrated employment, employment outcome, and limitations on the use of subminimum wage (section 511); transition services, including pre-employment transition services; supported employment; and fiscal requirements.
For more detail see http://www.ed.gov/about/offices/list/osers/rsa/wioa-meetings-on-final-regs.html
(June 6, 2016)
WIOA Joint Policy Guidance on Data Sharing and Confidentiality
The Departments of Labor and Education are committed to providing technical assistance as State workforce and education partner agencies begin preparation for reporting under WIOA. According, the Departments of Labor and Education are issuing this joint guidance on data matching to facilitate performance reporting and evaluation. This joint guidance is a resource to provide information to assist State agencies, educational agencies and institutions, and service providers in meeting WIOA requirements. The joint guidance and any related documents may be found at http://familypolicy.ed.gov/content/joint-guidance-data-matching-facilitate-wioa-performance-reporting-and-evaluation.
(August 23, 2016)
Additional WIOA Information and Resources
- Joint policy guidance on data matching to facilitate performance reporting and evaluation
- Previously posted information about WIOA
- Office of Career, Technical, and Adult Education (OCTAE)
- Department of Labor/Employment and Training Administration (DOL/ETA)


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Vt. Democrats have new chairmanApril 16,2013MONTPELIER The Vermont Democratic Party has a new leader.
The Democrats state committee voted unanimously on Saturday for Dottie Deans to replace outgoing chairman Jake Perkins.
Deans, of North Pomfret, has served as vice-chairwoman of the party. The former elementary school teacher had served as town chairwoman in Pomfret.MORE IN Vermont NewsIt is not dumping. It is not a spill. ... Full StoryCONCORD, N.H. The drought conditions that have gripped much of the Northeastern U.S. Full Story
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Local man denies domestic assaultApril 17,2013Local man denies
domestic assault
A Mendon man charged with beating and choking a woman last week was jailed on $10,000 bail Monday after denying felony domestic assault.
Tristan L. Taylor, 29, pleaded innocent in Rutland criminal court to a charge of aggravated domestic assault in the second degree. He remained behind bars Tuesday in the Rutland jail.
Rutland City Police arrested him Friday night after they were called to an apartment on Grant Street by a woman who said Taylor assaulted her during an argument. The woman told police Taylor kicked her, grabbed her by the hair and threw her onto a bed where he allegedly choked her.
The woman told police she tried to fight back by biting and kicking and flailing her arms.
Taylor was not at the home when police arrived, but he was found shortly after at the corner of Elm Street and Grant Avenue. He told police he had just been attacked by a group of people who pulled up in a car and beat him up, according to court records.
If convicted, Taylor faces up to five years in jail.MORE IN This Just InHARTFORD, Conn. Full StoryWHITE RIVER JUNCTION A Springfield man will spend 17 months in jail and the next decade on... Full StoryEvery year thousands of school children are transported in school buses. Full Story
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should have seen it coming, no one's buying into this fund
Sentiment: Sell
dumped it, see ya
Idioso... this is primed to run a good 10% the rest of 2013!
Started the year at 11.22....currently at 11.22....paid a couple dividends....could head a bit higher, especially if the market realizes there's really no positive news out there.... It's not equities but it's solid.
Sentiment: Buy
This bond is on a slow boat heading downwards so people don't flee from it all at once. The fall from the 11.60's down to this current 11.17 and falling..shows $ trouble on the horizon in all bond funds. Smaller dividends and hope is all it's gonna offer as Interest rates rise to cover the banks bottom lines. You'll see.! The rates are gonna steadily rise and bonds are already heading the opposite direction like a see saw..! Stagnant is the word of the day now in bonds, and stagnant means loss.
I'll add another slug o cash to this fund when the 10-year hits 2.2%. Of course most people will be screaming for the doors at that time. You didn't go all in at 11.60 did you?
It really has not dropped or gain, the drops are from the div it has paid, however I agree that it has massively under perform the market
Sentiment: Hold
You should not be in this bond fund. 20 billion inflow January 13.. Might want to look at the last 26 years.. 2 down 24 up. And some months better than others... no patience?
Sentiment: Buy
It seems that you're one of the dumb money guy. Please let us know your next step so we can do the opposit.
"it seems that you're one of the dumb money guy" ... coming from an adult who seems incapable of completing a simple sentence.... moron.
Sentiment: Strong Buy
Wrong... movin' on up ! Will outperform Contra and Low price stock fund in the 6 to 12 month range.
Sentiment: Strong Buy
No ones bying in to the largest bond fund? Only 20 "billion" in January( cnbc video) and year to date return 10.36%(yahoo finance) I will stick with Gross proven record over hotdoggy
I just moved $400K into PIMCO..... LOVE THAT DIVY. Just because it was .01892 this month.... Still a positive .. Love this fund.
Sentiment: Strong Buy
Forgive the buying and into error


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- Report: #429870
Report - Rebuttal - Arbitrate
Complaint Review: HBS Books.com - Smart Savings Center.com
HBS Books.com - Smart Savings Center.comhotbooksales.com Internet U.S.A.
HBS Books.com - Smart Savings Center.com Stole money via my debit card for a service I did not sign up for or receive information on Internet
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The first charges came Jan 29, 2009, $1.00 for Smart Savings and $29.95 for HBS Books. At the time I did not catch the charge. I thought that I forgot to enter a purchase in my checkbook and let it ride. Then I got another charge for the same amount on 2/28 and realized something was wrong.
I called my bank and was told that my debit card was charged by Smart Savings in January and HBS Books in February. I was given the numbers for each and called them. I was fourteenth in line for Smart Savings and second in line for HBS Books. I called one on my cell and the other on my land line. I spoke to HBS first a very nice woman, who was difficult to understand because of her accent, was quick to agree to credit my account for February but told me that she would have to submit a request for the January refund to the Refund Department and I would hear via email in 5-7 days...the same 5-7 days it would take to credit my February charge of $29.95.
While I was on hold for processing with HBS, I connected with Smart Shopping and a male worker. He was very quick to speak the "party line" putting all of the blame on me...I signed an agreement and received emails allowing me to opt out of this program that by the way I did not ask for or receive emails about or even know I was a part of until just today. He ultimately credited my account for the February $1 explaining that I would not get the January dollar refunded. He also told me that Smart Savings was an affiliate of HBS.
I asked if there were any more affiliates that would be charging me $29.95 and $1 in March, since my bank told me that the February charge was from Smart Savings. He was rude and told me to calm down. I explained that I would be letting the Stae of WI Attorney Generals Office know about this scam.
Kenosha, Wisconsin
This report was posted on Ripoff Report on 03/02/2009 10:58 AM and is a permanent record located here: http://www.ripoffreport.com/r/HBS-Bookscom-Smart-Savings-Centercom/internet/HBS-Bookscom-Smart-Savings-Centercom-Stole-money-via-my-debit-card-for-a-service-I-di-429870. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Wonderful 70's & 80's Music Forum. Free forum : Wonderfull 70's & 80's Music Forum, 50's, 60's, 70's, 80's
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70's, 80's, music, wonderful, 50's, 60's, 90's, #remix, service, 12'', maxi, singles, albums, retro


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High Debt Loads May Deter Men From Graduating, Research Finds
For decades, educators and policy makers have sought explanations for why more men than women drop out of college. An article published this month in the journal Gender & Society offers a new theory: Men are more averse than are women to...
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Liverpool Message Board
arnoldlayne arnoldlayne Sep 1, 2012 11:30 Flag
Gerrard to Mancscum!!!!!!
Just read on bbc text that according to the daily mail (the font of all knowledge!!!!) that Stevie was wanted by THEM but it 'would have been impossible for him to make the move'. I really cannot think of what to say to that!!Sort: Newest | Oldest | Most Replied Expand all replies
LFC_Armchair_Supporter LFC_Armchair_Supporter Sep 1, 2012 11:56 Flag
Just think of the abuse he'd get if he went to our most hated rivals?
- 1 Reply to LFC_Armchair_Supporter
Emlyn'S Heroes Emlyn'S Heroes Sep 1, 2012 12:06 Flag
christ read the article ! it was 2004! before FSG. I know you blame then for everything,from lack of strikers, no 200,000 seater stadium, no bid for Messi and global warming but this wasn't down to them. He said I could'nt play for Man Utd like Gary Neville couldn't play for us.It just isn't right.
He bottled going to Chelsea, lacked ambition like shearer le tisser
LFC_Armchair_Supporter LFC_Armchair_Supporter Sep 1, 2012 11:44 Flag
In addition I thought players have to agree terms with another club? Rather than just be signed?
LFC_Armchair_Supporter LFC_Armchair_Supporter Sep 1, 2012 11:41 Flag
I can..
No way would he go there.. unless it was FSG who engineered the move.. In which case I wouldn't be surprised!!
Bearing in mind FSG see all players just as assets who can be bought and sold at their will.
- 1 Reply to LFC_Armchair_Supporter
I am sure he wouldn't come to us (I couldn't imagine Paul Scholes going to Anfield either), but if there is any truth in this, it does show that he is well respected by our management.
As some know on this board, I've always considered him a good player and a good opponent, something that other Utd fans cannot bring themselves to say.


text:
- Report: #1010386
Report - Rebuttal - Arbitrate
Complaint Review: PNC Mortgage
PNC Mortgage3232 Newmark Drive Miamisburg, Ohio United States of America
PNC Mortgage Misled, Refused to answer questions and concerns, revolving door tactics Miamisburg, Ohio
*Author of original report: PNC Mortgage Misled, Refused to answer questions and concerns, revolving door tactics Miamisburg, Ohio
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Curiously, PNC refused to send out ANY paperwork to our escrow company before closing. I thought this was odd. Most assumption packages are done before title passes. Again I was assured that is the way PNC does it, and not to worry.
We closed escrow in mid November, 2012, and since then it has been a nightmare. The assumption package that PNC sent to us asked for two documents that would in effect make this loan a QUALIFYING assumption.
They want access to our tax returns and they wanted copies of our social security cards to prove our identify.
We refused to give them these two documents. Access to our tax returns is unnecessary on a non qualifying assumption and moot. None of their business. If we felt comfortable giving out that information we would have gone and gotten a new loan in the first place.
Social security cards are not supposed to be used for any sort of identification. It says so right on the card. Federal Law does not require that any company ask for this. One of the reasons we have so much identity theft is because people give out their private information without a second thought as to who will have access to it.
When Rose Ann Jackson at PNC repeatedly refused to finish the assumption and put the loan in our name, I asked for the email of her boss. She gave me that and I wrote a complaint to her boss -Crystal Carter-Rhodes. Ms Rhodes did not respond to me for a month and only then when I continually asked Rose Jackson to have her respond. I got a brief email saying that Rose would get back to me after my problem being sent to the legal department.
Rose called me on January 30th stating that the legal department refused to respond as well. I asked for a name. She refused to give me one, with no explanation as to why or any further information other than if I do not sent her the two documents I will essentially being "renting" from the seller. This is of course absurd, as title has passed, the deed has recorded and we own the house.
In short, it has been almost three months, after repeated emails, phone calls and requests, and still no service, name change or response to my concerns and questions. Our homeowners policy was rejected by them because it had our name on it instead of the seller. The seller we purchased our property from is now being harassed by PNC and threatened that they will force place insurance on the property due to non compliance. So basically, they are blocking all attempts by us to comply with the terms of their own mortgage which requires homeowners insurance to be in place on the dwelling.
I am retired but worked in the industry as a professional for many years and in all that time I have never experienced such a lack of customer service, professionalism and basic human courtesy as with the folks at PNC Mortgage. Since my dealings I have gone online and found complaint after complaint about this company as to their horrible relations with their customers.
We have an appointment with our legal counsel in a week to see what can be done about this issue. If necessary, sadly, we will bring a suit against PNC Mortgage. all because all I wanted was an answer and a response as a customer which I have yet to receive to this day.
In the meantime PNC have been cashing our mortgage payments and taking our money without giving us anything in return. They are creating a reputation that sadly many banks and lenders have today-one as a rapacious, uncaring, hardnose predator.
I do not know the outcome of this, as I have yet to speak to legal counsel, however I will say this. Run away from PNC. Do not deal with them.
Jim Rohr are you listening? Do you care? Are you aware of what your company policies do to people and the stress they cause your customers. If so, and you do not care, eventually someone will force you to. Maybe someone will file a class action law suit against you for your unscrupulous business practices. I hope I live to see that day and justice is served.
This report was posted on Ripoff Report on 02/07/2013 11:26 AM and is a permanent record located here: http://www.ripoffreport.com/r/PNC-Mortgage/Miamisburg-Ohio-45342/PNC-Mortgage-Misled-Refused-to-answer-questions-and-concerns-revolving-door-tactics-Mia-1010386. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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#1 Author of original report
PNC Mortgage Misled, Refused to answer questions and concerns, revolving door tactics Miamisburg, Ohio
AUTHOR: Anonymous - (United States of America)
SUBMITTED: Thursday, February 07, 2013POSTED: Thursday, February 07, 2013
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- Report: #640139
Report - Rebuttal - Arbitrate
Complaint Review: Petro:Lube
Petro:Lube22526 Highway 216 McCalla, Alabama United States of America
Petro:Lube Didn't stand by Warranty Work McCalla, Alabama
*UPDATE Employee: Apologies and making it right!
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This report was posted on Ripoff Report on 09/13/2010 12:36 PM and is a permanent record located here: http://www.ripoffreport.com/r/PetroLube/McCalla-Alabama-35111/PetroLube-Didnt-stand-by-Warranty-Work-McCalla-Alabama-640139. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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#1 UPDATE Employee
Apologies and making it right!
AUTHOR: TA/Petro Representative - (United States of America)
SUBMITTED: Tuesday, September 21, 2010POSTED: Tuesday, September 21, 2010
As soon as this story came across my desk at Petro Stopping Centers HQ, we jumped into action to get to the bottom of it. Our apologies about the confusion on this alternator warranty. We really try to deliver the best customer experience and work towards constant improvement.
Our McCalla manager refunded the customer's credit card today and the issue has been resolved. Thank you! -Petro Stopping Centers
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Quotes & Info
|EONC > SEC Filings for EONC > Form 10-K on 29-Oct-2012
|All Recent SEC Filings
Annual Report
eOn Communications Corporation™ ("eOn" or the "Company") is a provider of communications solutions. Backed with over 20 years of telecommunications engineering expertise, the Company's solutions enable its customers to use the eOn products to communicate more effectively. eOn's offerings are built on open architectures that enable adoption of emerging technologies, such as Voice over Internet Protocol (VoIP) and concepts such as Service Oriented Architectures (SOA).
The Company completed its acquisition of Cortelco on April 1, 2009. For additional information, refer to the amended and restated Merger Agreement among the Company, Cortelco Holding, and a subsidiary of the Company, setting forth the terms and conditions of the acquisition, filed as an exhibit to the Company 8-K dated as of December 18, 2008. Cortelco, Inc. ("Cortelco"), eOn Communications wholly owned subsidiary, provides customer premise equipment (CPE) commercial grade telephone products primarily for use in businesses, government agencies, colleges and universities, telephone companies, and utilities. Cortelco has formed strategic alliances with distributors and provides the support needed to supply customers with quality sales, marketing, customer service, technical support, and training.
eOn Communications is the majority shareholder of Cortelco Systems Puerto Rico, Inc. ("CSPR"). CSPR's operations include the sale and service of integrated communications systems, data equipment, security products and telephony billing services.
Critical accounting policies are defined as those that are reflective of significant judgments and uncertainties and that could potentially result in materially different results under different assumptions and conditions. We believe that our critical accounting policies are limited to those described below. For a detailed description of our accounting policies, see Footnote 2, "Summary of Significant Accounting Policies," in the notes to the consolidated financial statements.
Revenue Recognition The Company's revenues from its six product lines are the result of separate, individual deliverables: Type of Revenues Earned Product Line Equipment/Software Professional Services Maintenance Contracts Millennium PBX System Individual sale - - eQueue Contact Center System Individual sale Individual sale Individual sale VOIP Telephones Individual sale - - Cortelco Products Individual sale - - CSPR Products Individual sale Individual sale Individual sale CSPR Telephony Billing - Individual sale -
Because the eQueue system is very flexible in its applications, some customers contract for professional services to tailor their system to specific requirements. Professional services are invoiced separately upon completion. eQueue customers can also elect to enter into maintenance contracts to receive software updates and free technical support. Revenue is booked quarterly for each maintenance period as provided. The VOIP phones can be deployed with either the Millennium or eQueue systems to provide lower call costs as well as flexible telecom management across multiple locations. These phones may be sold with a new system, but are often sold subsequent to the system sale.
Telephony billing revenues from the resale of Puerto Rico Telephone services are recognized monthly as services are provided to the customers.
Revenues from our products are recognized only when persuasive evidence of an arrangement exists, delivery has occurred or services have been rendered, the price to the customer is fixed or determinable, and collectibility is reasonably assured. Generally, revenue is recognized (1) upon shipment for equipment and software, (2) as work is performed for professional services, and (3) in equal periodic amounts over the term of the contract for software and hardware maintenance. The Company's revenue recognition policies are in accordance with Staff Accounting Bulletin No. 104, Revenue Recognition, and Financial Accounting Standards Board ("FASB") Accounting Standards Codification ("ASC") Topic 985, Software.
Product Warranties
We generally provide customers a one year product warranty from the date of purchase. Warranty for the Cortelco product line ranges from one to five years based on the product purchased. We estimate the costs of satisfying warranty claims based on analysis of past claims experience and provide for these future claims in the period that revenue is recognized. The cost of satisfying warranty claims, which approximates 0.5% - 2.4% of product revenues, has historically been comprised of materials and direct labor costs. We perform quarterly evaluations of these estimates and any changes in estimates, which could potentially be significant, are included in earnings in the period in which the evaluations are completed.
Inventory Obsolescence
We carry inventories at the lower of cost or market. This policy depends on the timely identification of those items included in inventory whose market price may have declined below carrying value, such as slow-moving or obsolete items, and we record any necessary valuation reserves. We perform an analysis of slow-moving or obsolete inventory on a quarterly basis and any necessary valuation reserves, which could potentially be significant, are included in earnings in the period in which the evaluations are completed.
Software Development
We capitalize costs for developing software upon determination that technological feasibility has been established for the product, if that product is to be sold, leased or otherwise marketed. Costs incurred prior to the establishment of technological feasibility are charged to research and development expense. When the product or enhancement is available for general release to customers, capitalization is ceased, and previously capitalized costs are amortized based on current and anticipated future revenues for the product, but with an annual amortization amount at least equal to the straight-line amortization over an estimated economic life of five years.
For the year ended July 31, 2011, the Company capitalized eConn IP product software development costs of approximately $218,000. Amortization of the software development costs began in the first fiscal quarter of 2011. Subsequent to the general release of the eConn product to customers in the first fiscal quarter of 2011, the product did not reach the anticipated level of market acceptance. Consequently, the Company recorded an impairment charge of approximately $916,000 in the fourth quarter of fiscal 2011.
No software development cost was capitalized for the year ended July 31, 2012.
Allowance for Uncollectible Accounts Receivable
We typically grant standard credit terms to customers in good credit standing. As a result, we must estimate the portion of our accounts receivable that are uncollectible and record any necessary valuation reserves. We generally reserve for estimated uncollectible accounts on a customer-by-customer basis, which requires us to make judgments about each individual customer's ability and intention to fully pay balances payable to us. We make these judgments based on our knowledge of and relationships with our customers and we update our estimates on a monthly basis. Any changes in estimate, which can be significant, are included in earnings in the period in which the change in estimate occurs.
Stock-Based Compensation
Stock-based compensation cost is measured at the grant date based on the fair value of the award and is recognized as expense on a straight-line basis over the requisite service period, which is the vesting period.
We currently use the Black-Scholes option pricing model to determine the fair value of stock options and employee stock purchase plan shares. The determination of the fair value of stock-based payment awards on the date of grant using an option-pricing model is affected by our stock price as well as assumptions regarding a number of complex and subjective variables. These variables include our expected stock price volatility over the term of the awards, actual and projected employee stock option exercise behaviors, risk-free interest rate and expected dividends.
The fair value of each option award is estimated on the date of grant using the Black-Scholes option-pricing model. Expected volatilities are based on historical daily closing prices adjusted for our expected future volatility. The Company believes that implied volatility is more reflective of market conditions and a better indicator of expected volatility than historical volatility. The Company uses historical information to calculate the expected life of option grants. The Company believes that historical information is currently reflective of the economic life of outstanding option grants. The dividend yield is determined by dividing the expected per share dividend during the coming year by the average fair market value of the stock during the period. The Company has not historically declared any cash dividends on our common stock. We currently intend to retain any earnings to finance the operation and expansion of our business and therefore do not expect to pay cash dividends on our common stock in the foreseeable future. The risk-free interest rate is based on the U.S. Treasury yield curve in effect at the time of grant. The estimated fair value of the employee stock options are amortized to expense using the straight-line method over the vesting period.
If factors change and we employ different assumptions for estimating stock-based compensation expense in future periods or if we decide to use a different valuation model, the future periods may differ significantly from what we have recorded in the current period and could materially affect our operating income, net income and net income per share.
The Black-Scholes option-pricing model was developed for use in estimating the fair value of traded options that have no vesting restrictions and are fully transferable, characteristics not present in our option grants and employee stock purchase plan shares. Existing valuation models, including the Black-Scholes and lattice binomial models, may not provide reliable measures of the fair values of our stock-based compensation. Consequently, there is a risk that our estimates of the fair values of our stock-based compensation awards on the grant dates may bear little resemblance to the actual values realized upon the exercise, expiration, early termination or forfeiture of those stock-based payments in the future. Certain stock-based payments, such as employee stock options, may expire worthless or otherwise result in zero intrinsic value as compared to the fair values originally estimated on the grant date and reported in our financial statements. Alternatively, value may be realized from these instruments that are significantly higher than the fair values originally estimated on the grant date and reported in our financial statements. There currently is no market-based mechanism or other practical application to verify the reliability and accuracy of the estimates stemming from these valuation models, nor is there a means to compare and adjust the estimates to actual values.
See Note 11 Stock-Based Compensation to the consolidated financial statements for further information regarding ASC Topic 718, Stock Compensation.
Deferred Taxes
We recognize deferred tax assets and liabilities based on the differences between the financial statement carrying amounts and the tax bases of assets and liabilities. Because of substantial losses from inception through fiscal year 2011, the Company has available net operating loss ("NOL") carry-forwards of approximately $25,375,000.
Accounting principles generally accepted in the United States of America require the recording of a valuation allowance against the net deferred tax asset associated with this NOL and other timing differences if it is "more likely than not" that the Company will not be able to utilize the NOL to offset future taxes. Due to the size of the NOL carry-forward in relation to the Company's taxable income in recent years and to the continuing uncertainties surrounding future earnings, to the extent that it is more likely than not that deferred tax assets may not be realized, management has provided for an allowance on its net deferred tax assets. The Company currently provides for income taxes only to the extent of expected cash payments of taxes, primarily state and foreign income taxes.
Should the Company's earnings trend cause management to conclude that it is more likely than not the Company will realize all or a material portion of the NOL carry-forward, management would record the estimated net realizable value of its deferred tax asset at that time. The Company would then provide for income taxes at a rate equal to its combined federal and state effective rates, which would approximate 39% under current tax rates. Subsequent revisions to the estimated net realizable value of the deferred tax asset could cause the provision for income taxes to vary significantly from period to period, although the Company's cash tax payments would remain unaffected until the benefit of the NOL is utilized.
The following table presents our statements of operations expressed as a percentage of net revenues for fiscal years 2012 and 2011:
For the Years Ended July 31, 2012 2011 Net revenue 100.0 % 100.0 % Cost of revenue 72.8 % 73.1 % Gross profit 27.2 % 26.9 % Operating expense: Selling, general and administrative 22.0 % 24.6 % Research and development 2.0 % 2.1 % Asset impairment 0.0 % 3.9 % Other 0.1 % 0.2 % Total operating expense 24.1 % 30.8 % Income (loss) from operations 3.1 % (3.9 %) Interest expense, net (0.7 %) (0.9 %) Income (loss) before income taxes and discontinued operations 2.4 % (4.8 %) Income tax expense 0.1 % 0.2 % Net income (loss) from continuing operations 2.3 % (5.0 %) Income (loss) from discontinued operations 0.0 % (0.5 %) Net income (loss) 2.3 % (5.5 %) Less: net income attributable to the noncontrolling interest 0.2 % 0.4 % Net income (loss) attributable to common shareholders 2.1 % (5.9 %)
Revenue is comprised of product revenue generated by our Millennium, eQueue, Cortelco and CSPR product lines and maintenance and professional service revenue generated by our eQueue and CSPR product line. Net revenue decreased approximately 4% to $22,497,000 for the year ended July 31, 2012 from $23,416,000 for the previous fiscal year. Lower CSPR, eQueue and Millennium revenue is partially offset by additional Cortelco revenue compared to the prior year.
Cost of revenue is primarily comprised of purchases from our contract manufacturers and other suppliers and costs incurred for final assembly of our phones and systems. Gross profit from continuing operations decreased approximately 3% to $6,112,000 for the year ended July 31, 2012 compared to $6,307,000 for the previous fiscal year. The decrease in gross profit reflects lower Cortelco and CSPR gross profit partially offset by additional Millennium and eQueue product, maintenance and professional service gross profit. Gross profit in the prior fiscal year was negatively impacted by inventory reserve provisions for excess and obsolete inventory of approximately $629,000, excluding approximately $133,000 in inventory reserve provisions related to discontinued operations in China. Our gross margins were 27% and 27% for fiscal years 2012 and 2011, respectively.
Selling, general and administrative expenses were $4,936,000 for the year ended July 31, 2012, a decrease of 14% from $5,750,000 in the prior fiscal year. The decrease reflects lower personnel costs, overhead and other expenses.
Research and development expenses are primarily comprised of personnel and related expenses for our engineering staff. Research and development expenses were $459,000 for the year ended July 31, 2012, which represents a decrease of approximately 5% from $483,000 in fiscal year 2011. The decrease primarily reflects lower subcontract costs and overhead expenses. The Company capitalized approximately $218,000 of software development costs in fiscal 2011 related to a new eConn IP PBX and IP ACD that were under development. Subsequent to the general release of the eConn IP PBX to customers in the first fiscal quarter of 2011, the product did not reach the anticipated level of market acceptance. Consequently, capitalized cost accumulated to-date were written off in the fourth quarter of fiscal 2011. Although not actively marketed, the Company continues to sell the eConn IP-PBX. No software development cost was capitalized in fiscal 2012.
Asset impairment is comprised of software development and process technology impairment in fiscal 2011. Subsequent to the general release of the eConn IP PBX to customers in the first fiscal quarter of 2011, the product did not reach the anticipated level of market acceptance. Consequently, capitalized costs of approximately $916,000 were written off in the fourth quarter of fiscal year 2011.
Other expense is primarily comprised of bank service charges, franchise taxes, currency differences and gains or losses from disposal of fixed assets. Other expense was $25,000 in fiscal 2012 compared to an expense of $50,000 in fiscal year 2011.
Interest expense was $160,000 in fiscal year 2012 and $219,000 in fiscal year 2011. Fiscal year 2012 reflects imputed interest of $150,000 on the note payable to the former Cortelco shareholders compared to $206,000 in fiscal year 2011.
Income tax expense totaled $20,000 in fiscal 2012 and $54,000 in fiscal 2011. Income tax expense differed from tax expense at the statutory federal income tax rate due to state income taxes and the valuation allowance established.
Loss from discontinued operations of the Company's wholly-owned subsidiary in China was $125,000 in fiscal year 2011. The loss in fiscal year 2011 included approximately $167,000 of inventory write downs and was partially offset by the reversal of approximately $107,000 in accumulated foreign currency adjustments.
As of July 31, 2012, the Company had cash and cash equivalents of $2,162,000 compared to $1,542,000 as of July 31, 2011. The increase in cash and cash equivalents of $620,000 during fiscal year 2012 was primarily attributable to net income, lower receivables and inventories partially offset by decreased accounts payable and purchases of equipment. The Company had a working capital balance of $7,753,000 at July 31, 2012.
Our operating activities resulted in net cash inflows of $891,000 for fiscal year 2012 compared to net cash outflows of $1,420,000 for fiscal year 2011. The increase in net operating cash flow for the current fiscal year primarily reflects net income (adjusted for non cash items) for the year, lower accounts receivable and inventories partially offset by lower accounts payable.
Our investing activities resulted in net cash outflows of $232,000 for fiscal year 2012 compared to net cash outflows of $306,000 in fiscal year 2011. Cash used in investing activities for fiscal year 2012 was for capital expenditures. Cash used in investing activities for fiscal year 2011 included capitalized software development costs of $218,000 and capital expenditures.
Our financing activities resulted in net cash outflows of $39,000 in fiscal year 2012 compared to net cash outflows of $842,000 in fiscal year 2011. Cash used in financing activities during fiscal year 2012 and 2011 was attributable to payments on the Cortelco Note partially offset by purchases under the Employee Stock Purchase Plan.
We believe that our available funds will satisfy our projected working capital and capital expenditure requirements for at least the next twelve months. To the extent future revenues are not realized or we grow more rapidly than expected, we may need additional cash to finance our operating activities and capital expenditures. Should we need financing, there can be no assurances that financing will be available to us on economically acceptable terms.
Due to the current state of the credit markets, we are not able to predict with any certainty whether we could obtain debt or equity financing to provide additional sources of liquidity, should the need arise, at favorable rates.
Since inception, the Company has financed its operations through debt financing and proceeds generated from public offerings of its common stock. The proceeds from these transactions have been used primarily to fund research and development costs, and selling, general and administrative expenses.
The Company has incurred substantial net operating losses since inception and negative cash flows from operating activities resulting in an accumulated deficit of $49,305,000. The Company recorded net income of $464,000 in fiscal year 2012. As of July 31, 2012, the Company had $2,162,000 in cash and cash equivalents available to fund operations.
The Company is largely dependent on available cash and operating cash flow to finance operations and meet its other capital needs. Cortelco has a line of credit based on an asset formula involving accounts receivable and inventory up to a maximum of $1,000,000, none of which was drawn on as of July 31, 2012. The line of credit is secured by substantially all of Cortelco's assets. The loan's interest rate is floating based on LIBOR and expires December 15, 2012. CSPR has a $500,000 revolving line of credit secured by trade accounts receivable and bears interest at 2% over prime. The line of credit, none of which was drawn on as of July 31, 2012, is subject to certain covenant requirements and expires November 30, 2012. If such sources are not sufficient, alternative funding sources may not be available. The Company believes that cash on hand, short-term marketable securities, and the lines of credit plus the additional liquidity that it expects to generate from operations will be sufficient to cover its working capital and fund expected capital expenditures over at least the next twelve months.
Capital Resources
The Company believes that the cash, short-term marketable securities on hand, lines of credit, plus the additional liquidity that we expect to generate from operations will be sufficient to meet the cash requirements of the business including capital expenditures and working capital needs for at least the next twelve months. Should
actual results differ significantly from our current assumptions, our liquidity position could be adversely affected and the Company could be in a position that would require the Company to raise additional capital, which may not be available to the Company or may not be available on acceptable terms.
Net income was $464,000 in fiscal year 2012 compared to a net loss of $1,380,000 in fiscal year 2011. Reported net income has been materially impacted by the imputed interest expense due to the amortization of the difference between the face value of the contingent obligation to the former Cortelco shareholders and the discounted present value of the note payable recorded on the balance sheet. The table below presents a non-GAAP financial disclosure to provide a quantitative analysis of the impact of the imputed interest expense on reported net income (loss) and income (loss) per share. Management does not include this expense in its analysis of financial results or how resources are allocated. Because of this, we deemed it meaningful to provide this non-GAAP disclosure of the impact of this significant item on our financial results.
Non-GAAP Financial Disclosure (In thousands, except per share amounts) Year Ended Year Ended July 31, 2012 July 31, 2011 Net income (loss) reported $ 464 $ (1,380 ) Interest imputed 150 206 Net income (loss) less imputed interest 614 (1,174 ) Loss from discontinued operations 0 (125 ) Net income (loss) from continuing operations less imputed interest $ 614 $ (1,299 ) Net income (loss) per common share as reported Continuing operations 0.16 (0.44 ) Discontinued operations - (0.04 ) Total $ 0.16 $ (0.48 ) Interest imputed per common share 0.05 0.07 Net income (loss) per common share less imputed interest Continuing operations 0.21 (0.37 ) Discontinued operations - (0.04 ) . . .


text:
A senior garda source said: "Yes, this incident is the focus of a garda investigation because it has to be. Gardai were called to the scene that night.
"But what has transpired over the past week has been extremely frustrating for gardai, who frankly have much more to be doing with their time.
"A lot of important garda time has been wasted and, in fact, the attitude of some people caught up in this has been nothing short of extremely rude."
It has emerged that Oliver Callan had an appointment to meet gardai yesterday, but he failed to show up and offered officers no explanation for not doing so. A close pal of Callan -- who originally indicated he wanted to make a complaint about the events of the night -- has not taken calls from gardai all week and another media personality has also not engaged with the investigation, sources say.
"This is really unfair, as gardai in Pearse Street have so much more to be dealing with."
Sources say the most co-operative person involved in the fracas has been Paul Galvin, who has engaged with gardai at every opportunity.
The Herald has revealed that Galvin has offered to apologise to comic Oliver Callan over their bar bust-up -- but he doesn't want it to be a media event.
The GAA star wants to bury the hatchet with the RTE star, the Herald can reveal, but he is not willing to be publicly humiliated any further over their fight at Kehoe's last week, which was witnessed by a Government minister.
Sources have revealed that Galvin texted the mimic before he appeared on RTE's Saturday Night Show. Galvin was reported to be "very upset" after Callan made "gay jibes" about him.
He allegedly verbally attacked Callan over the jibes and went to headbutt him -- and gardai were called to the premises.
It was reported that the bust-up was as a result of an earlier skit focused on Galvin's alleged relationship with Grainne Seoige. However sources close to the pair have dismissed this claim -- insisting that Galvin was "far from impressed" when the RTE funnyman jeered his fashion sense.
None of the parties involved were available for comment this morning.


text:
i have a few close friends from work that are being invited to my shower. but im wondering about the ladies that i sit next to and work with. they arent the people that i eat with and stuff but we do talk all the time and know everything thats going on w eachother. im really not sure if i invite them to the shower or not. my sister and mom are throwing the shower but want a list of co-workers to be invited. any ideas/suggestions?
inviting coworkers to shower
We might be in a little bit of a pickle, Dick!
Comments (9)
If you count them as friends I would go ahead and invite them. I know one of my co-workers is actually throwing me a shower at work. That helped eliminate a third baby shower for just my friends in town.
Soon to be divorcee!
Apparently fatherhood isn't for every man.
In love with my amazing baby boy! 6-4-09. Can't imagine my life without him.
I didn't invite coworkers to my shower. My work actually hosted a separate shower for me and everyone chipped in for a BRU gift card!
My "family" shower was just family and my closest friends. A coworker gave me a work shower. It was small but I sat with her to make the guest list because not all the female staff at my school was invited it was kept quiet.
Mom to DS Peyton John 3/10/06 & DD Kaia Jade 6/22/09
I am having mine where I work (which is a restaurant) and I requested those that I talk to and hang-out with to be my servers. This way they don't feel obligated to buy me a gift if they don't want to , they can make some extra cash and hang-out. If I worked in an office I would invited those that I sat next to or talked to....but I would NOT invite evryone just to be nice
I didnt invite anyone from work. I eat and mingle with a couple of people here from work but that is as far as it goes plus if I invite one I have to invite all of them and I wanted to keep it with close friends and family.
SINGLE FTM TO MASON (5.27.09) edd 6.1.09
i'm having one specifically for coworkers because that's really the only place i have friends at, i have a few from school left over but mostly everyone is at work... i just dont know where we're going to do it
Mommy to Austin 7/4/09
Step Mommy to Grace 5/28/08
I invited everyone that i talk to at work because i consider them all friends, they know what is going on with me and vice versa
Codys Mom (6/2/09)
I would go ahead and invite them. If you talk to them on a daily basis and you know a lot about one another, it sounds to me like you're close enough to invite them.
DS-Sebastian "Sal" 2/10/2006
DD-Isabella Mary 6/19/2009
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New IB maths exam preparation guides from Cambridge University Press support students revising for May 2014 examinations
Published by Hayley Enright for Livewire Public Relations in Education
New IB maths exam preparation guides from Cambridge University Press support students revising for May 2014 examinations
New exam preparation guides in Mathematics for the IB Diploma are now available from Cambridge University Press to support students revising for next month's [May 2014] examinations. The three guides - one each for higher and standard level mathematics and a third for standard level mathematicalstudies – enable students to revise the entire core material and are packed with hints and tips on technique.
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APR 29, 2013 - New York Daily News
A Must Read - Share
State officials have set up a sit-down with Brooklyn elected officials Thursday to discuss what comes next for Long Island College Hospital. The meeting comes days after officials withdrew their closure plan for the Cobble Hill hospital from consideration by the state Department of Health — and a pledge to intensify their search for another operator for LICH.
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Specializing in: Atlantic Beach Rentals & Surrounding Crystal Coast Rentals
Summer is here! The weather is warm and we couldn't be more excited! Pack your bags and take that much needed Summer vacation. Quiet, uncrowded beaches and beautiful scenery make this one of the most enjoyable times of the year to plan your beach vacation! Whether Atlantic Beach, Pine Knoll Shores, Indian Beach, or Emerald Isle, we have the perfect place for you to spend your family vacation! Our Atlantic Beach vacation rentals offer multiple options for your pleasure and relaxation. We have Atlantic Beach vacation rental specials, amazing crystal clear water, events, festivals and much more to satisfy your needs. Come visit us and book your Atlantic Beach vacation rental today and experience all the North Carolina coast has to offer!
Our military is near and dear to us and we offer military discounts! Celebrate your time with family and friends at one of our many Atlantic Beach vacation rentals. Remember our prices are all-inclusive with linens, reservation fees, security deposits and more included. There are no extra costs when you book your vacation rental with Realty World First Coast. When you click "Book for # Nights" you won't be disappointed!
Our Crystal Coast vacation rentals offer you the chance to explore from the Cape Lookout Lighthouse to Emerald Isle's uncrowded beaches and everything in between. Atlantic Beach Vacation Rentals and Atlantic Beach Long Term Rentals are some of our client's favorites as we offer condos, cottages, and castles. We have many choices with A Place At The Beach and Summer Winds condo complexes which both feature year round services for pools, tennis, outdoor and indoor fitness areas and more. APATB entertains with an outdoor waterslide, and Summer Winds Sports Complex and Conference Center will have visitors eager to book for next year! Also, our luxurious Atlantic Beach rentals offer unique aspects to create lasting coastal memories.
Be sure to search our properties for sale in Carteret, Craven and Onslow Counties from our Real Estate Sales site. If you've vacationed here, you'll love living here too! What are you waiting for?
February 3-4, 2016
Observe the migration of wintering waterfowl at Wildlife Refuges and National Seashores in Eastern North Carolina
Visit our Event Calender for Details!
February 6-9, 2016
Participants will build their own skin-on-frame ultralight boat in the Inuit style
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February 10, 2016
Preschoolers and their caregives will learn to judge different items and decide if they will sink or float. Starts at 11am at the NC Maritime Museum
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February 27-March 1, 2016
Participants will build their own Stand-Up paddle board constructed from cedar and ply-wood
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How do I prevent a post from being converted to HTML? That is, I have a complex table and don't want it to be touched in any way. So, line breaks should not result a <br>, etc.
If you are familiar with MT, there I turn this off be selecting 'None' under Text Formatting.
Any way?
Thank you. :-)


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WASHINGTON (AP) - Alabama Senator Richard Shelby says its like making a "silk purse out of a sows ear." He was referring to an immigration reform bill he said cannot be fixed, but it can be made better.
The Tuscaloosa Republican said yesterday the legislation pending before the Senate would reward people for breaking US laws and does not contain a provision requiring background checks.
Shelby said he will vote against the bill and chastises President Bush for supporting the measure. He said Bush seems to be compromising his principals toward homeland security.
Shelby fears the legislation will end up passing and said if its approved, it will dramatically change American culture forever.
Republican Jeff Sessions of Mobile also said he will vote against the measure.
(Copyright 2007 by The Associated Press. All Rights Reserved.)


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Free personalized radio that
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He's There All The Time (Live)
Features of This Trackgospel roots
jazz influences
a subtle use of vocal harmony
acoustic rhythm piano
heavy melodic ornamentation
call and answer vocal harmony (Antiphony)
mixed acoustic and electric instrumentation
major key tonality
an emotional male lead vocal performance
prominent organ
upbeat lyrics
triple note feel
These are just a few of the hundreds of attributes cataloged for this track by the Music Genome Project.show more
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Take a sneak peek at the new NIST.gov and let us know what you think!
(Please note: some content may not be complete on the beta site.).
NIST Authors in Bold
|David Didion; Min S. Kim; Piotr A. Domanski;
|REFLEAK: NIST Leak/Recharge Simulation Program for Refrigerant Mixtures Version 3.2
|October 16, 2009
|REFLEAK simulates leak and recharge processes for refrigerant zeotropic mixtures, and estimates composition changes for vapor and liquid under either isothermal or adiabatic leak conditions. Calculated vapor and liquid compositions are displayed in a graphic format. Additional tabular data includes temperature, pressure, volumetric quality, liquid specific volume and vapor specific volume for each 1% of mass leaked throughout the process. Output data can be saved and printed. Thermodynamic properties of refrigerant mixtures are calculated based upon the NIST Standard Reference Database 23 - NIST Reference Fluid Thermodynamic and Transport Properties Database: REFPROP, Version 8.0.
|Nat'l Std. Ref. Data Series (NIST NSRDS) -
|32 pp.
|composition change, leak, recharge, refrigerant, zeotropic mixture
|Research Areas:
|High Performance Buildings
|PDF version:
|Click here to retrieve PDF version of paper (521KB)


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Remind your visitors about the age of old posts in the comment area - might cut down in irrelevant comments.
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OK Defoes gone, nothing we can do about that and from the news reports there is not going to a lot of money available but we obviously need to get some players in because the squad is a bit thin at the moment. Who do you think we should be targeting bearing in mind the money situation. What about Alan Smith or Kevin Davis up front (i know he's a scummer). Do you think O'neil is better now than when he left. I would be interested to hear your veiws.
Alan smith wot a plan i 4ogt bout him he could suit pompey to a tee good player he would restart his football again here


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Archive for Friday, August 13, 2010
Commuter forecast for August 13, 2010
August 13, 2010
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- Tonganoxie sesquicentennial meeting scheduled for next week
- Tonganoxie briefs: Legislative update; Christmas party; Play auditions; Park bricks still for sale; Sesquicentennial meeting next month
- Cool runnings for Tonganoxie cross country
- Southern Leavenworth County Leadership Development seeking applicants for 2015-16
- Tonganoxie softball No. 1 seed in regional
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Why We Trade Forex
Most people are curious about growing their money. Is it really possible to earn without investing on a large capital? Is there a job which will not affect your other schedule? Surprisingly, forex trading is a current trend in the financial market. As a great option, it provides lots of benefits for the investors. It
Why Banks Trade Forex
Do you want to know why banks trade Forex? Forex trading is one of the best kept-secrets of big banks. Not to mention insane amount of income, there are several reasons why these banks opt for Forex trading. Brace yourself into a newer height of understanding as you read on the following details. The big
Why Not to Trade Forex?
Do you want to have a higher income? Why not to trade forex? If you think that Forex trading is the best way for you to increase you monthly income, you should now start thinking about why it is not an ideal thing to do. There are many people who have already tried using forex
When to Trade Forex
When is the "best" time to trade forex? When will you be allowed to trade forex? When does forex trading occur? To answer this questions, let us take a closer look to the schedule of forex trading. If you are asking when you can trade forex, well forex trading runs 24/7. However, trading days includes
4 Forex Trading Risk Reduction Strategies
Truth be told, forex trading is not a risk free business. But, if you know what you're doing you can easily reduce and cut back on the associated risks. In case you don't know, people lose money and make a ton of money on a daily basis for stripping. However, a large major of those
Foreign Exchange Trading: Know when not to trade
When you are trading Forex, training and learning do not end when you are already doing the real Forex trading. Buying and selling Forex is a continued process and experience. If you are a professional trader, that doesn't mean you are above the rest and you don't fail anymore. Remember that the Forex market is


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Horace Edward King
Position: RB
5-10, 208lb (178cm, 94kg)
Born: March 5, 1953 in Athens, GA
College: Georgia (College Stats)
Weighted Career AV (100-95-...): 28 (3539th overall since 1960)
High School: Clarke Central (GA)
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- Report: #83654
Report - Rebuttal - Arbitrate
Complaint Review: Westway Ford - Irvtex Automotive Sales
Westway Ford - Irvtex Automotive Sales801 W. Airport Freeway Irving, Texas U.S.A.
Westway Ford - Irvtex Automotive Sales Misinformed Ripoff lied Insulted Irving Texas
*Consumer Comment: Lousy Dealership
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After she arrived home with her new car her son was looking at the vehicle and noticed that it did not have the standard Michelin 16 tires that the window sticker said it was equip with. In fact on closer inspection they were used BF Goodrich tires on 17 wheels that were not standard equipment for a 2004 Ford Explorer (The spare is 16 Michelin tire).
After that they begin to look through the vehicle Martha son noticed that it had over 600 miles on it (Martha didn't realize that this was a lot of miles for a brand new vehicle to have on it) and found papers showing where the vehicle was being used as a loner car signed out to a party.
The next day I called Westway Ford to try to return the car and get her down payment back (I did not want her to pay for a USED vehicle that was supposed to be NEW) and they told me that she had signed the contract and there was nothing she could do about it and in plaid that her ignorance was not an excuse. I ask Jeff Webb the manager of Westway Ford why the vehicle had so many miles and did not have the tires on it that it should and his answer was that they did not have to tell me or her anything about what the car had been through or used for before she bought it.
I was able to get Westway Ford to put the right tires on the vehicle after going back and asking them several times (I took pictures of the tires before letting them change them out) to do something about the vehicle being used and that it didn't have the right tires.
Westway Ford sold a vehicle that was being used as a service vehicle as a BRAND NEW 2004 Ford Explorer to Martha. I feel like they misinformed her on the sale of the vehicle saying that it was a new vehicle when it is obvious that they were using the vehicle as a loner.
I really feel like Westway Ford lied to her about the vehicle and should take it back and let Martha find one at an honest dealer ship where she will indeed be buying a new vehicle.
Thank You.
Yantis, Texas
This report was posted on Ripoff Report on 03/12/2004 12:33 PM and is a permanent record located here: http://www.ripoffreport.com/r/Westway-Ford-Irvtex-Automotive-Sales/Irving-Texas-75062/Westway-Ford-Irvtex-Automotive-Sales-Misinformed-Ripoff-lied-Insulted-Irving-Texas-83654. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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#1 Consumer Comment
Lousy Dealership
AUTHOR: Kathy - (U.S.A.)
SUBMITTED: Friday, May 21, 2004POSTED: Friday, May 21, 2004
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Nice pic Timofey / Thomas
Thank you Thomas! Thanks to you comment I can enjoy your photos now.
Cool photo!!!
Thank you, dear Tommy, for the kind words! Appreciate it greatly. Regards, Tim.
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Photo taken in Chelsea, London, UK
Misplaced? Suggest new location


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Signing on at Edgware Adath building site
Rachel and Sarah Landau put their names to bricks around the Ark
Gathering in the echoing vault of the gutted former church that is to be Edgware Adath Yisroel Congregation's new home, 200 adults and children saw minister Rabbi Zvi Lieberman lay the foundation stone for the shul's Ark. They also signed their names on bricks which will be incorporated into the Ark's structure.
The congregation hopes to move into the £1.1 million synagogue in June. The site is opposite the shul's former Hale Lane premises, where work is soon to commence on a new Edgware Jewish Primary school and nursery.
Speaking at the ceremony, Edgware Adath chair Jason Ozin said: "It has been a long journey, peppered with false starts, seemingly unreachable horizons and a good few late night meetings.
"And then some serious demolition and reconstruction starts in front of your eyes and the project becomes reality."
He made special mention of the "impressive and conscientious" builders, "who have been so superb that we see no reason why the project should not come in on time and on budget".


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Hi. GREAT ADD-IN. THANKS SO MUCH !!!!!
I'm relatively new here... I am using the Twenty Twelve theme. I created a seperate "Signup Thanks Page" page with a link back to my home page on it. I don't want the "Signup Thanks Page" to be a page which appears in top-level menus. Does anyone know how to do this WITHOUT HACKING THE PHP files?


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Right, were to begin ...
Well, I love reading and music (though that bit doesn't have anything to do with this) so I thought I might give writing a try as well
I LOVE the hunger games! I have OHGD - obsessive hunger games disorder.....
I love ketchup, people always say to me.... do you want any *insert food here* with your ketchup :)
I love my friends and family!
I ABSOLUTELY ADORE MUSIC.... Singing, listening to music. But mostly singing :)
Well im, mad,random and just overall HYPERLY CRAZY :D
That's me! (Rougly)
My Stories:
Welcome to my life... what happened?
'No-one is the same so don't afraid to be different '
'Be different, normal is boring'
Oh yea, I'm BRITISH BABY! :) rain rain and more guess what? Sun! No , mostly rain:)
-Sabi OUT <3 x
Location:ENGLAND BABY! (Or District 4!)
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xsabbrinaxx Jun 21, 2012 05:49AM
@bebechinadoll no problem :) xView all conversations
Featured work.
Welcome to my life... How did i become this?!
By xsabbrinaxx
Social data: 47 reads. 2 votes. 4 comments.
Description: Skai, didn't used to be like this... she was perfect... happy.. So what changed that? Follow Skai as she works out why she has become what she is... and why it happened... through her thoughts... is it her...


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- Report: #49490
Report - Rebuttal - Arbitrate
Complaint Review: Freedom Resource
Freedom Resource1025 Rose Creek Dr. Woodstock, Georgia U.S.A.
Freedom Resources not honest and withheld information, fraudulent telemarketing, took money with nothing recieved in return Woodstock Georgia
Ripoff Report
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There was to be no annual fee, and I was given the customer service number, a tracking number, and a verification number by Eric, their representative....All seemed very professional and knowledgable....answered all my questions efficiently...
I was told it would take up to 21 working days from the draw of the draft to recieve my MasterCard and my signature card. I waited...
Sure enough, on January 31, 2003...a draft to Teleturf, Inc. on behalf of Freedom Resources was drawn from my account for $221.95.
I recieved nothing my February 14th, and I called, I was asssured that my information package and Mastercard was being sent out in the next Friday's mail.
By March 1st...nothing....I called again, and was assured it had been mailed, and should be recieving it any day.
On March 17, 2003...I called again...explained that I was now concerned, as I had looked up their company on the Internet, and had read bad reviews, and how others were experiencing the same delays and problems....I was THEN told that my credit card is only for the amount I paid into it...and not for the amount I already paid to secure it....THAT didn't really matter, as I have yet to recieve anything.....I asked for a refund...I was told that they would process my claim for a refund and I should recieve the paper within 7-10 days to request the refund....
Nothing....I feel that $221.95 is an absolute loss....This company has truly been deceptive and took my hard earned money without being honest. There has to be some sort of retribution for this....and a hard lesson learned....
Lafayette, Louisiana
This report was posted on Ripoff Report on 03/17/2003 08:12 AM and is a permanent record located here: http://www.ripoffreport.com/r/Freedom-Resource/Woodstock-Georgia-30189/Freedom-Resources-not-honest-and-withheld-information-fraudulent-telemarketing-took-mone-49490. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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- Report: #334212
Report - Rebuttal - Arbitrate
Complaint Review: American E-Voice, LTD/ILD Teleservices, Inc
American E-Voice, LTD/ILD Teleservices, IncNationwide U.S.A.
American E-Voice, LTD/ILD Teleservices, Inc I had charges on my phone bill but can not contact anyone at the phone # yet Unknown unknown
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I am trying to get in touch with the # on my bill to see who authorized this, but I have had this problem before...My grandson went online and entered our phone# in a sweepstakes , I was later told this automatically enter him in that service....
They should not be allowed to sign you up for something just because you went on another web site and entered information...
Can something be done about this? They should be fined and stopped from doing this...There are probably lots of people who don't even notice and these companies are getting rich.
Crandall, Georgia
This report was posted on Ripoff Report on 05/22/2008 09:19 AM and is a permanent record located here: http://www.ripoffreport.com/r/American-E-Voice-LTDILD-Teleservices-Inc/nationwide/American-E-Voice-LTDILD-Teleservices-Inc-I-had-charges-on-my-phone-bill-but-can-not-con-334212. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.
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Advertisers above have met our
strict standards for business conduct.


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New York-based STEREOMUD, who feature in their ranks former members of LIFE OF AGONY and STUCK MOJO, have set a March 4 release date through Loud/Columbia Records for their sophomore full-length effort, "Every Given Moment". "Every Given Moment" was produced by John Travis (KID ROCK, BUCKCHERRY) and was mixed by Jack Joseph Puig (HOLE, GOO GOO DOLLS, BECK).
STEREOMUD Set Release Date For 'Every Given Moment'
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I love Anime, i love romantic stories, anything intersting really, read my books their amazing, i get my inspiration from the girl of my dreams to write stories on here, her stories are awesome too. so talk to me tell how am doing in my stories, dont be shy lol, im out going, funny, a respectful person, i never judge anyone. Im an Angel lol
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JavierGallego Dec 20, 2012 06:31AM
@roadk4ever I miss you too :)View all conversations
Featured work.
Young Hearts
By JavierGallego
Social data: 201 reads. 9 votes. 11 comments.
Description: A story about four young children that are brothers that are in World War II, finding secrets about Hitlers plan to take over the world. Edward, Anastasia, Edmund, And winter go through series of events to dis...
Other Works by JavierGallego.