text:
Precision Garage Door of San Francisco
Has Received 2 Reviews in:
Half Moon Bay
Average Rating: 5.00
Install Garage Doors
Half Moon Bay, CA
Joseph- first day with your company. Was alone- I thought there would be 2 technicians. He had to go to Ace to get a drill socket. He couldn't adjust the garage door opener- not his fault but the salesman said he could. There was paint rubbing on a panel- luckily he had some paint. The salesman said the product was examined before going out- it wasn't. Joseph did great but was obviously stressed.
Reidun Mcgrath
Reidun Mcgrath, thank you for choosing Precision Door Service, and taking the time to share feedback on your experience.
The Precision Team
Service Provided:
Install Garage Doors
Garage Doors
Broken Garage Door Spring Repair
Half Moon Bay, CA
We were very pleased with the service provided by your technician Aramis. Very professional, efficient, and informative. We not hesitate to call Precision again.
Howard Patridge
Howard Patridge, thank you for taking the time to write a review and share your feedback. We are glad to know you are pleased with Aramis.
The Precision Team
Service Provided:
Broken Garage Door Spring Repair
With 27855 Reviews
- 5 Star (95.5%)
- 4 Star (2.1%)
- 3 Star (0.7%)
- 2 Star (0.6%)
- 1 Star (1.1%)
For this location's local site visit:
This location is owned and operated by:
Pat Prendergast
Precision Door Service of San Francisco2030 Union St. Suite 206-C
San Francisco CA, 94123 License: #993539


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Military Law
Have Military Law Questions? Ask a Military Lawyer.
If a service member was given a direct order not to smoke spice and did so, the service member can be charged with violation of UCMJ Article 92, violation of a direct order. A service member can be given an Article 15 punishment, or a Court martial. A court martial could be discharged from the military as a result of the Court martial.
Whether or not something is sold in a store doesn't mean its legal for service members to use. Remember, marijuana is legal in California with a physician's recommendation, and it is sold in stores.

subset: commoncrawl


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We are a non-profit Child Care resource and referral agency. We send newsletters on various topics to subscribers only, no spam.
11 Replies
Oct 6, 2009 at 3:47 UTC
Depending on your IT support level, you might be able to utilize OpenEMM (http:/
Jumpbox also offers a pre-loaded VM image for OpenEMM (http:/
Oct 7, 2009 at 7:39 UTC
We send out a lot of email for events, webinars, etc.. I used to spend hours a week getting us removed from blacklist... very frustrating. I stopped all of the mass email mailing and set up an account with iContact. Works great, inexpensive, and a lot of nice tracking features. I set my exchange server not to allow a single email to be sent to more than 40 recipients and we are no longer beinging blacklisted. I found that the lowest threshold for number of recipients in a single email is 50 before you are blacklisted. Word of caution, make sure that the minimum number of recipients set on the exchange server is greater than the number of internal emails or you will not be allowed to send out internal emails to all employees.
Oct 16, 2009 at 1:18 UTC
We use iContact. It is pretty easy to use and tracks who opens the messages fairly well.
Oct 21, 2009 at 9:29 UTC
Agree with Don, OpenEMM. If you do have a little money, iContact works well to. The only single issue I've had there is we use MXLogic for our spam filtering and when it send email, it's basically sending from outside our domain, using one of our domain email addresses, and the spam filter goes and blocks it from coming in, thinking it's a spoof. I had to write a rule to allow it through.
Oct 28, 2009 at 2:18 UTC
1st Post
I'm a big fan of Constant Contact. Stable platform and easy tools.
Dec 11, 2009 at 1:25 UTC
If you don't mind getting your "hands dirty" and have a box running MySQL and Apache around somewhere, you could give "POMMO" a try, which is what we use for our email blasts.
Mar 10, 2010 at 2:29 UTC
Remy Services, LLC is an IT service provider.
This might be dead but I would look in to http://www.mailchimp.com/%C2%A0;
Mar 10, 2010 at 5:02 UTC
I've used mailchimp before. Not bad.
Jul 14, 2010 at 2:28 UTC
Old post, but I'll chip in anyway. We use Swiftpage, which is also now built right into our Act 2010 as "Act E-Marketing". Used to use Constant Contact but when we switched to using Act several years back, we started using Swiftpage.
With their new advanced editing features, it's gotten even more useful.
Jul 19, 2010 at 6:30 UTC
Rich Uncles is an IT service provider.
I run a non-profit away from the real world of IT... My best solution remains Constant Contact. They have a non-profit pricing plan to help keep expenses down and it's really easy to use. I like the built in templates and it's really nice to be able to upload my own HTML code if I want to do anything custom. Some of the other fractures are nice too like the ability to easily import your existing database, plus the tracking report they provide gives you great insight into how your message performance was.
The only thing I don't like is their highly restrictive SPAM policy. They want to see no more than 1% of your messages tagged as SPAM or BOUNCE so you need to make sure your uploaded mailing list is as accurate as possible.
Jul 22, 2010 at 9:32 UTC
We have been using Constant Contact for over a year now and it has worked well. For small distributions, under 500, we could use our ISP, but we started developing issues when we tried sending larger distributions. It is not uncommon for us to have distribution lists of 1,500 - 2,500, and Constant Contacts has worked well.
This discussion has been inactive for over a year.
You may get a better answer to your question by starting a new discussion.


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Yes I've done two in the snatch and can say it feels amazing for everyone! There was a couple I was good friends with and we'd do this for hours on end!
id love to have both my holes fucked like this.. im so wet
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good girl, I'd love to slide my dick together with an onther hard juicy cock into her hole myself, that's gotta be an awesome feeling
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Each month, direct to your email inbox, we'll send the best camping news, tips, recipes and more, to enhance the camping lifestyle that you love so much. Learn More
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564 Lake Avenue
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Camper Rating 4 out of 5


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Tranquilles is a unique 4.5 self -rated Bed and Breakfast accommodation property in Port Sorell, north-west Tasmania.
Tranquilles has 4 well appointed guest rooms, each with their own en-suite bathroom. There are 2 very comfortable guest lounges and a large dining room where breakfast is served. The dining room is also used to cater for a range of events and functions for locals and visitors.
Tranquilles is located on 3 acres of landscaped gardens and natural bush on the western entrance to the edge of the fast growing beachside community of Port Sorell.
Tranquilles is 15 minutes drive east from the Devonport berthing point of the Spirit of Tasmania.
We are 10 minutes east of Devonport Airport, or approximately 65 minutes west of Launceston Airport. Just follow the Bass Highway and head towards Devonport, and turn right at the Hartford Church turn-off to Port Sorell.
Reviews on TripAdvisor…
Beautifully appointed and spacious room! Great spa and very comfy bed. Excellent hosts with great breakfast provisions, from cooked to continental and...Excellent in every way
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As a frequent business traveller, this was the first time I ventured away from hotel accommodation and I was very pleasantly surprised. As the name suggests,...Great Accommodation for Business Traveller
Tranquilles was most accomodating and very happy to help in any way they can. Cathy and Peter were friendly and made our stay one to remember for all the...Super Place to Stay


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Sarah Palin is in some ways an efficient speaker: it takes her under two minutes to remind us how she destroyed the McCain-Palin presidential campaign of 2008, and show that she is exactly what the Republican Party does not need right now. Making her first appearance on Megyn Kelly's new show on Fox News, The Kelly File, Palin discussed the fallout from the government shutdown. Or, at least that's what Kelly asked her about.
MEGYN KELLY: The President you heard there suggesting that nothing has done more damage to our credibility in the world and our standing with other countries than this latest D.C. fight [over the government shutdown and debt ceiling]. Really?...Governor [Palin] Your thoughts on that remark by the President.
SARAH PALIN: I think that remark is one of his more out of touch remarks that we've heard in recent days. No, what emboldens our enemies and empowers competitors was his promise to fundamentally transform America from being a solvent, free, exceptional country into something we're not going to recognize. Also what emboldens our enemies is the doubling of our debt since he's been elected, putting us on a path towards bankruptcy and locking up pipelines and resources will result in us being more reliant on foreign imports. And then of course, he, having left behind his administration, having left behind our brave men and women in Benghazi to be murdered. And then of course there's Syria, where of course, he promised to bomb Syria, because, of course, in that civil war, Syria was going to bomb Syria, and then we never heard another word again about his threat to bomb in a foreign civil war. And then of course, most recently, Megyn, he using our military—those that would fight against our enemies—our military, our vets, shutting down their memorials and holding them hostage in terms of budget deals, threatening to withhold paychecks for our brave men and women.
Related: 5 Republican Party Quotes That Show They Are In Tatters Over Shutdown & Debt Ceiling
If that was confusing and difficult to read/listen to, it's not you. It might be partially my fault, because it's really hard to punctuate the spoken word of Sarah Palin, but wow. This makes Palin's infamous Katie Couric interviews look coherent. Some politicians are said to speak in taglines or (more respectably) paragraphs. Palin speaks in semi-grammatical streams of Mad Libs, filling in each sentence with randomly chosen Republican talking points from the last two years. Handed a softball question by Megyn Kelly, Palin ignores the chance to articulate the Republican Party response to Obama's messaging on the end of the government shutdown. Instead, Palin talks about the debt, the Keystone pipeline, Benghazi, Syria, and finally, something related to the shutdown: veterans' memorials being closed.
That's before we even get to the fact that everything Palin said is misleading or inaccurate. Palin, who goes on to encourage Tea Party challengers to established Republican senators, is exactly what the GOP doesn't need right now. She insults the intelligence of her viewers, provides easily debunked misinformation, and cheerleads for the extremists in the Republican Party who just brought us the government shutdown.
Read More: How The Democrats Can Keep The United States Senate, Take The House & Win Big In 2014


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Words from the (Investment) Wise for the Week That Was (Dec 8 - 14, 2008)
Despite a litany of bleak economic and corporate news confronting investors during the past week, global stock markets digested the bearish fodder with a sense of aplomb. The MSCI World Index and the MSCI Emerging Markets Index gained 4.4% and 10.9% respectively on the week, with other reflation trades such as gold (+9.1%) and oil (+20.4%) also putting in a strong performance.
But investor angst was never completely allayed as seen from the yields on US one- and three-month Treasury Bills briefly trading in negative territory for the first time since 1940, indicating the willingness of risk-averse investors to pay the government for the "privilege" of holding their money. Three-month T-Bills ended the week in positive territory but barely so at a minuscule 0.036% yield, indicating that liquidity was still being hoarded. (Also see my "Credit Crisis Watch".)
Source: Nick Anderson, Slate
The week kicked off on a positive note after US president-elect Barack Obama had spelled out his plans on Sunday for the biggest infrastructure investment in the US since the 1950s. According to CNN, Obama said: "We understand that we've got to provide a blood infusion to the patient right now to make sure that the patient is stabilized. And that means that we can't worry short term about the deficit [which might surpass $1 trillion before his spending plans are included]. We've got to make sure that the economic stimulus plan is large enough to get the economy moving."
"The resultant infrastructure and physical assets will be far better than endowing busted banks, insurance companies and other financial entities with US taxpayers' cash, which effectively goes down a black hole," remarked Bill King (The King Report).
Financial markets reacted negatively to the US Senate's failure to agree on a $14 billion loan to the troubled automakers. The prospect of the biggest industrial failure in US history caused a sell-off on global stock markets, a widening of credit spreads and an onslaught on the US dollar.
However, the US Treasury was quick to signal its readiness to provide funds to prop up the "Big Three", as quoted in the Financial Times: "Because Congress failed to act, we will stand ready to prevent an imminent failure until Congress reconvenes and acts to address the long-term viability of the industry." This indication resulted in an improved tone on financial markets by the close of the week.
Next, a tag cloud from the plethora of articles I have devoured over the past week. This is a way of visualizing word frequencies at a glance. Key words such as "credit", "debt", "economy", "Fed", "government", "market", "rates" and "stock" occur often, but "gold" is also becoming increasingly prominent.
Back to the issue of markets shrugging off bad news for the second week running. Richard Russell (Dow Theory Letters) commented as follows: "On top of everything else, Lowry's Selling Pressure Index dropped substantially yesterday [Wednesday] and is now in a definite declining trend. At the same time, Lowry's Buying Power Index is trending higher. Thus, the odds are saying that the trend of the stock market is turning up.
"This is all the more dramatic since this potential upturn has arrived in the face of black-bearish news. Markets bottoming and rising in the face of bearish news are often the most profitable ones. I have never seen a bear market hit its low amid happy news headlines."
On a fundamental note, 39% of the constituents of the MSCI World Index sell at a discount to shareholders' equity. "The cash-rich companies allow investors to pay nothing for future earnings streams," said Jean-Marie Eveillard in an interview with Bloomberg.
A positive for the bulls is that the period post Thanksgiving through the end of the year has usually been a bullish time for stocks, based on studies by Jeffrey Hirsch (Stock Trader's Almanac). Should the bullish seasonal tendencies provide a tailwind on this occasion, possible first targets are the 50-day moving averages of 8,784 for the Dow Jones Industrial Index (current level 8,630) and 910 for the S&P 500 Index (current level 880).
The last word on equities goes to Hong Kong-based Puru Saxena: "I cannot say with any certainty whether we are already in the early stages of the next cycle. Under my best case scenario, we are in the very early stages of a new multi-year bull market. And under my worst case scenario, we are going to get a very strong rebound (30% move higher in the S&P 500) over a short period of time, which will probably take the markets back to their 200-day moving averages."
Before highlighting some thought-provoking news items and quotes from market commentators, let's briefly review the financial markets' movements on the basis of economic statistics and a performance round-up.
"Global business confidence has been shattered. Sentiment is equally negative in North America, South America and Europe. Asian business confidence is not quite as dark, but it is falling rapidly," said the latest Survey of Business Confidence of the World conducted by Moody's Economy.com. "Pricing power is quickly evaporating and approaching that which prevailed in 2003, the last time deflation was a concern." According to the survey results, the global economy is suffering a severe recession.
Economic indicators released in the US during the past week mostly pointed to a deepening recession.
BCA Research said: "The year-end spending season will be the biggest bust in several decades, as consumers have been hit by a double whammy: a meltdown in financial and residential asset prices; and a sharp rise in layoffs. The government's failure to deliver a fiscal stimulus plan and unfreeze the credit markets imply that the recession will deepen and any recovery will be pushed farther into the future.
"The contraction in payrolls and economic growth will persist until there are some signs that policy actions are finally becoming effective. The fiscal stimulus plan needed to stabilize the economy will be massive and policy rates will stay near zero for a long time."
The precarious position of the US consumer is illustrated by a plunge of 21.9 points to 63.7 in the annual average of the University of Michigan Consumer Sentiment Index - the largest annual average decline in the history of the Index which began in 1952, according to Asha Bangalore (Northern Trust).
The Fed fund futures are pricing in a 76% chance of a 75 basis-point cut in rates from 1.0% to 0.25% when the FOMC meets on December 16.
However, Bill King questioned the Fed's approach: "[Effective] Fed funds traded at zero late last night. We have screamed for months that the official or 'target' Fed funds rate was irrelevant because the effective funds rate was much lower, and near zero. Now Fed funds are trading at zero. Yet there will be pundits and experts that will assert that the Fed might cut its target funds rate this week to 0.50% or even 0.25% - even though the cut in the target rate is meaningless. Now that the Fed is paying interest to banks, why did the Fed allow the funds rate to trade at zero? Yep, they are terrified by something."
Also, the Fed is considering issuing its own debtto further expand money supply without clogging up bank balance sheets and making it harder for the Fed to maintain interest rates at the desired level. RGE Monitor said: "... there are upper limits to Treasury issuance and lower limits to the amount of Treasuries the Fed can sell off from the asset side of its balance sheet. One hurdle to issuing Fed bills: The Federal Reserve Act doesn't explicitly permit the Fed to issue notes beyond currency."
Elsewhere in the world, economic reports compounded anxiety about a severe global recession. Specifically, Chinese exports in November declined by 2.2% from a year earlier as a result of a drastic slowdown in demand in many of its main markets. The figures were far below forecasts and the +19% figure for October. "This is the worst collapse in Chinese exports since 1999 and is probably just the beginning of a prolonged export contraction," said Isaac Meng, economist at BNP Paribas, as reported by the Financial Times.
Week's economic reports
Click here for the week's economy in pictures, courtesy of Jake of EconomPic Data.
|Time (ET)
|Briefing Forecast
|Market Expects
|Dec 9
|Pending Home Sales
|Dec 10
|Wholesale Inventories
|Dec 10
|Crude Inventories
|Dec 10
|Treasury Budget
|Dec 11
|Export Prices ex-agriculture
|Dec 11
|Import Prices ex-oil
|Dec 11
|Initial Claims
|Dec 11
|Trade Balance
|Dec 12
|Core PPI
|Dec 12
|Dec 12
|Retail Sales
|Dec 12
|Retail Sales ex-auto
|Dec 12
|Business Inventories
|Dec 12
|Mich Sentiment-Preliminary
In addition to interest rate announcements by the FOMC (Tuesday) and the Bank of Japan (Thursday), next week's US economic highlights, courtesy of Northern Trust, include the following:
1. Industrial Production (December 15): The 1.4% drop in the manufacturing man-hours index in November suggests a 1.0% decline in industrial production. The operating rate is projected to have dropped to 75.7. Consensus: -0.8%; Capacity Utilization: 75.7 versus 76.4 in October.
2. Consumer Price Index (December 16): A 0.7% decline in the CPI is forecast for November versus a 1.0% drop in October, reflecting largely lower energy prices. The core CPI is expected to have moved up by 0.1% after a 0.1% decline in October. Consensus: 1.3%, core CPI +0.1%.
3. Housing Starts (December 16): Permit extensions for new homes fell by 9.2% in October, inclusive of a 12.6% drop in permits issued for single-family homes. These figures suggest a sharp drop in housing starts (730,000). Consensus: 740,000 versus 791,000 in October.
4. Leading Indicators (December 18): Interest-rate spread and money supply are the only two components likely to make a positive contribution in November. Stock prices, initial jobless claims, manufacturing workweek, consumer expectations, vendor deliveries, and building permits are expected to make negative contributions. Forecasts of money supply and orders of consumer durables and non-defense capital goods are used in the initial estimate. The net impact is a 0.5% drop in the leading index during November, assuming building permits fell. Consensus: -0.5 %
5. Other reports: NAHB Survey (December 15), Current Account (Q4) (December 17), Philadelphia Fed Survey (December 18).
Click here for a summary of Wachovia's weekly economic and financial commentary.
The performance chart obtained from the Wall Street Journal Online shows how different global markets performed during the past week.
Source: Wall Street Journal Online, December 12, 2008.
Global stock markets rallied strongly during the past week as bargain-hunters looked past the grim economic and corporate reports. Both mature and emerging markets participated in the rally, as shown by the gains of the MSCI World Index (+4.4%) and the MSCI Emerging Markets Index (+10.9%). Notwithstanding the improvement, these indices were still down by 47.4% and 58.8% respectively since the peaks of October 2007.
Particularly noteworthy, the MSCI Emerging Markets Index has been outperforming the Dow Jones World Index since late October (rising green line), after a period of solid underperformance from May to October (falling line).
The chart below shows the performance of the four BRIC countries since the November 20 lows. Brazil (orange line), India (green) and Russia (red) have all recovered sharply, but China (blue) has underperformed after initial outperformance following the climactic[MR2] November 10 sell-off.
Click here or on the thumbnail below for a (pleasantly green) market map, obtained from Finviz, providing a quick overview of last week's performances of global stock markets (as reflected by the movements of ADR stocks).
The Dow Jones Industrial Index was one of the few major indices to record a negative return during the past week, with US markets in general lagging other bourses as shown by the major index movements: Dow -0.1% (YTD -34.95), S&P 500 Index +0.4% (YTD -40.1%), Nasdaq Composite Index +2.1% (YTD ‑41.9%) and Russell 2000 Index +1.6% (YTD -38.8%).
The bar chart below shows the US sector performances over the week, and specifically how strongly energy and materials have recovered. Nine of the ten best-performing groups were related to commodities (diversified metals & mining, coal & consumable fuel, aluminum, steel, gold, oil & gas drilling, oil & gas exploration & production, gas utilities[MR3] , and oil & gas equipment & services).
Jamie Dimon, JPMorgan Chase's (JPM) chief executive, prompted a sharp fall in financial shares with a warning that his bank was having a tough fourth quarter after a "terrible" November and December. Goldman Sachs' (GS) earnings report on Tuesday is keenly awaited.
Based on the outperformance of emerging-market stocks and the sharp recovery of commodity-related groups, it would appear that investors are becoming less risk averse. Another example is the outperformance of small caps since the November 20 lows. A study published by Bespoke on December 8 highlighted the decile performance of stocks in the S&P 500 Index based on market cap. As shown by the chart below, the two deciles of the largest-cap stocks in the S&P 500 increased by about 17%, while the decile of the smallest-cap stocks was 54% higher.
Fixed-income instruments
The yields on government bonds generally edged up during the past few trading days after a record-breaking plunge since the beginning of November.
The UK ten-year Gilt yield increased by 17 basis points to 3.60% and the German ten-year Bund rose by 26 basis points to 3.30%. Although the US ten-year Treasury Note yield declined by 7 basis points to 2.59% on the week, the yield edged up from an earlier five-decade low of 2.48%.
John Hussman (Hussman Funds) expressed his concern about the level of Treasuries: "The problem with Treasury yields here is that while there are good economic reasons for the downward yield pressures, the levels are low enough to invite explosive spikes that can easily wipe out a year or more of yield-to-maturity in a few days."
Emerging-market bonds moved in an opposite direction to mature bonds, with the JPMorgan EMBI Global Index gaining 2.4% during the week.
US mortgage rates were almost unchanged on the week, with the 30-year fixed rate rising by 2 basis points to 5.71% and the 5-year ARM declining by 1 basis point to 5.95%
The CDX and iTraxx credit indices, US Treasury Bills and high-yield spreads are still at distressed levels. Some improvement has been seen as a result of the central banks' actions, notably the tightening of the TED and LIBOR-OIS spreads, and lower mortgage rates. However, credit spreads need to narrow further to indicate that liquidity is moving freely again and credit markets are starting to thaw. (Also see my "Credit Crisis Watch".)
The US dollar fell sharply as the recent relationship between risk aversion and dollar strength weakened as a result of US-specific factors like the deterioration in the US trade balance and the automaker woes. The greenback plummeted to a 13-year low against the Japanese yen and touched its lowest level against the euro for seven weeks.
As shown by the chart below, the dollar has broken below its 50-day moving average and seems to be topping out. Are foreign investors coming to the conclusion that the US currency, which briefly last week yielded a negative yield, is no longer an attractive option?
Over the week the US dollar lost ground against the euro (-5.0%), the British pound (-1.8%), the Swiss franc (-3.6%), the Japanese yen (-1.8%), the Canadian dollar (-2.0%), the Australian dollar (-3.0%) and the New Zealand dollar (-2.2%). The US currency also fell against emerging-market currencies, like the South African rand (-2.0%).
The British pound came under renewed pressure as the worsening economic situation triggered concerns of a currency crisis. Sterling's trade-weighted index fell to its lowest level since record-keeping began in 1981.
The Reuters/Jeffries CRB Index (+8.8%) closed higher by the end of the week - only its sixth positive week since commodities peaked early in July. The Baltic Dry Index - a benchmark for shipping major raw materials including coal, iron ore and grain - bounced by 15.2% from very oversold levels.
The graph below shows the movements of various commodities over the past week, indicating an improvement across the whole complex (with the exception of natural gas) as a weak US dollar pushed prices higher.
The International Energy Agency urged a "substantial" cut in Opec output when the oil cartel meets next week, as global oil demand this year is expected to contract for the first time in 25 years. The price of West Texas Intermediate crude surged by 20.4% in expectation of a cut of at least 1 million to 1.5 million barrels a day.
Gold bullion (+9.1%) remained in favor with investors as a result of a solid supply/demand situation, store-of-value considerations and a weaker US currency. The chart below illustrates the strong inverse relationship between gold (green line) and the dollar (red line). In addition, gold has broken above its 50-day moving average (blue line) and trades at about the same level it started off in January 2008 - quite a feat in these difficult markets. Platinum (+4.9%) and silver (+8.5%) improved in tandem with the yellow metal.
After the storm comes the calm. With only 12 more trading days remaining before we wish the tumultuous 2008 goodbye, let's hope the calm lies just ahead. And as Richard Russell reminds us: "Calm after a bearish trend is usually bullish." Meanwhile, the news items and words from the investment wise below will hopefully assist in steering our portfolios on a profitable course.
That's the way it looks from Cape Town.
Source: Dave Granlund
YouTube: The twelve days of bailouts
A bailout song for the holidays.
Source: YouTube, December 6, 2008.
New York Magazine: Oracles of doom
They always knew the economy would collapse. What do they think will happen next?
FORTUNE TELLER: Gerald Celente
Trends Research Institute founder; owner of collapseof09.com
Predicted 1987 crash, 1997 Asian currency crisis; said in 2007 that US was headed for "economic 9/11" in 2008.
"Products are going to be cheaper to buy, but guess what? You're going to need more dollars to buy them because your dollar's going to be worth less. There is no fiscal or monetary policy that can save this. You cannot save it by printing more money."
FORTUNE TELLER: Nouriel Roubini
NYU business professor; chairman of RGE Monitor
Predicted this year's crisis in 2006, pointing to a housing bust, oil shocks, and interest-rate increases.
"It's becoming a global recession. I expect it to be the worst US recession of the last 50 years. I expect a cumulative fall in output from the peak of 4% and the unemployment rate going all the way to 9%."
FORTUNE TELLER: Peter Schiff
President of Euro Pacific Capital
Published "Crash Proof: How to Profit From the Coming Economic Collapse in February 2007"; star of YouTube video "Peter Schiff Was Right 2006-2007."
"I predicted that the economy would collapse. The bigger risk I saw was the government's attempt to solve the problem by doing exactly what they're now doing. They're going to create another Great Depression, but worse, because the cost of living will go through the roof."
FORTUNE TELLER: Richard Russell
Founder of the Dow Theory Letters
Predicted bottom of 1974 bear market; exited market before crashes in 1987 and 2000.
"As long as we can hold the Dow above 7,470, I think the situation is hopeful. That's the halfway level from when the bull market started in 1982 and when it ended in 2007. My guess is that it will break that level. Most bear markets have wiped out more than 50% of a bull market."
FORTUNE TELLER: Barry Ritholtz
CEO and equity research director of Fusion IQ; blogger at The Big Picture
Predicted downturn last year.
"In March, the first-quarter numbers start coming out, and that's potentially a problem. It's just going to be an issue of dealing with the market. If earnings continue to drop and you end up with multiple contractions, that basically takes you to a really bad, ugly place, which is an S&P at 400 or 500. I don't think that's likely, but it's certainly possible."
FORTUNE TELLER: Jeremy Grantham
Co-founder and chairman, GMO LLC
His 1998 ten-year forecast showed severe market declines in 2007 and 2008; warned of global bubble in April 2007.
"I would think, just to guess, that the period of heroic volatility will end pretty soon and will be replaced by a rather 1974-ish environment, where you quietly get bitterly resigned to your steady diet of bad news."
Source: Jeff VanDam, New York Magazine, December 7, 2008.
CNBC: Merrill Lynch - outlook for 2009
"An economic and investment outlook for 2009, with Merrill Lynch's Richard Bernstein and Davis Rosenberg.
Source: CNBC, December 11, 2008.
Financial Times: Obama to focus on stimulus not deficit
"Barack Obama on Sunday spelled out his plans for the biggest infrastructure investment in the US for half a century. The president-elect argued that with the economy reeling, his incoming administration could not afford to worry about a spiralling budget deficit.
"Mr Obama's proposals for government works on roads, bridges, internet broadband and school buildings, together with energy efficiency measures and health spending, are far more detailed than the normal announcements during a time of transition.
"At a time of deepening economic gloom - with half a million jobs lost last month alone - president George W. Bush has been largely absent from the recent economic debate. Mr Obama is highlighting his concern at the depth of the recession he will inherit, while fast-tracking his plans to counter it.
"'Things are going to get worse before they get better,' Mr Obama said on Sunday on NBC's Meet The Press. He emphasised that his plans represented the largest US infrastructure programme since the federal highway system in the 1950s.
"'The key is making sure we jump-start the economy in a way that doesn't just deal with the short term, doesn't just create jobs immediately, but also puts us on a glide path for long-term sustainable economic growth.'
"Noting the US budget deficit might surpass $1,000 billion before his spending plans are factored in, Mr Obama added: 'We understand that we've got to provide a blood infusion to the patient right now to make sure that the patient is stabilised. And that means that we can't worry short term about the deficit. We've got to make sure that the economic stimulus plan is large enough to get the economy moving.'
"He wanted a strong set of financial regulations to make banks, credit ratings agencies, mortgage brokers and others 'much more accountable and behave much more responsibly'.
"'I am absolutely confident that if we take the right steps over the coming months that not only can we get the economy back on track but we can emerge leaner, meaner and ultimately more competitive and more prosperous,' Mr Obama said at a subsequent press conference."
Source: Daniel Dombey, Financial Times, December 7, 2008.
Bill King (The King Report): Obama Plan one of the better plans
"The Obama Plan to spend massive amounts of money on infrastructure in the US is one of the better plans being proffered to keep the US out of a depression. But it has its drawbacks.
"Other stimulus plans put money or entitlements in US consumers' pockets. Most of the money ends up in China, Japan or OPEC. Most infrastructure spending will remain in the US. And instead of just passing out checks or larger entitlements, jobs, mostly temps, will be created and permanent assets will result.
"The resultant infrastructure and physical assets will be far better than endowing busted banks, insurance companies and other financial entities with US taxpayers' cash, which effectively goes down a black hole.
"Obama's Plan will boost blue collar employment, provided a limited number of illegals are hired. This will produce an income shift to blue collar and lower middle class households. But fired employees of financial, high tech and other high-end jobs are unlikely to participate. So the multiplier effect of increased income will be less on the economy in general.
"The negatives of the plan, besides the massive debt and likely corruption, is that it does not remedy structural problems in the US economy and financial system. There will be few new industries spawned and therefore few permanent well-paying jobs. Nothing addresses the savings and investment problems.
"There is too much capacity in the world. There are hundreds of empty or abandoned factories in China alone. Until excess capacity is scuttled and new industries appear, stable employment is a fantasy.
"The real problem, the one that solons will not address, is the US welfare state is busted. The Keynesian and monetary stimuli that were abused over many decades to paper over welfare state spending are now being escalated to an unsustainable degree in a last grand attempt to salvage the welfare state system.
"Like all state attempts to stave off a debt deflation by running the printing press and nationalization, it will likely result in a massive inflation that destroys the nation's fabric and the financial assets of the upper middle class and elites. The middle and lesser classes have few financial assets."
Source: Bill King, The King Report, December 9, 2008.
Financial Times: Treasury signals rescue for carmakers
"The US administration was on Friday scrambling to save Detroit's troubled car industry, as General Motors said it was closing most of its North American manufacturing plants for the month of January in the wake of the Senate's failure to agree a $14 billion loan for GM and Chrysler.
"The US Treasury signaled it was ready to step in with funds intended to prop up the financial system to prevent the biggest industrial failure in US history.
"'Because Congress failed to act, we will stand ready to prevent an imminent failure until Congress reconvenes and acts to address the long-term viability of the industry,' the Treasury said.
"GM's bonds fell to a new low of 9-10 cents on the dollar on fears of a bankruptcy by America's largest domestic carmaker, before recovering to 15 cents on the news that the Bush administration was looking for alternative financing.
"For weeks George W Bush, the US president, has resisted using the $700 billion troubled asset relief program to provide aid to the carmakers, arguing that such an interventionist step would be a misuse of funds.
"However, facing the prospect of the collapse of one or more of the Detroit companies, the White House indicated it had few other options. 'A precipitous collapse of this industry would have a severe impact on our economy and it would be irresponsible to further weaken and destabilize our economy at this time,' said Dana Perino, White House spokeswoman, specifically noting the possibility of using Tarp funds.
"A Chapter 11 bankruptcy filing by GM, the world's biggest carmaker, would mark the biggest industrial failure in US history."
Source: Daniel Dombey, John Reed and Bernard Simon, Financial Times, December 12, 2008.
Reuters: Fed mulls issuing own debt
"The US Federal Reserve is considering issuing its own debt for the first time, the Wall Street Journal said, citing people familiar with the matter.
"Fed officials have approached Congress about the move, which could include issuing bills or some other form of debt and would provide the central bank with more flexibility to tackle the financial crisis, the Journal said.
"The Fed can already print as much money as it wants, but issuing debt is largely the province of the Treasury Department.
"The Fed stepped in with emergency credit for investment bank Bear Stearns in March and insurer AIG in September, and threw open its direct loan window to Wall Street firms this year in a bid to stabilize financial markets amid a credit freeze.
"But with the credit crisis showing no signs of abating, and the narrow scope for further interest rate cuts from the present levels of 1%, economists expect the Fed to look at new ways to boost the supply and circulation of money to avoid a deflationary slump."
Source: Reuters, December 10, 2008.
Paul Kasriel (Northern Trust): The credit rating on a benevolent counterfeiter's
debt - infinity A?
"Why would the Fed be contemplating issuing its own debt? To soak up in the future some of the massive credit the Fed has created in the past year or so. Why would the Fed not just sell US Treasury securities from its portfolio in order to soak up this excess Fed credit? Because, as shown in the chart below, the Fed's outright holdings of US Treasury securities has dropped from a shade under $800 billion to about $475 billion as Fed credit outstanding has risen from a little over $800 billion to about $2.1 trillion. In percentage terms, the Fed's outright holdings of US Treasury securities has gone from a bit over 90% of reserve bank credit outstanding to about 22-1/2%. The Fed is afraid it might run out of US Treasury securities to sell!
"I can see nothing sinister about all this. It is not a conspiracy to print money. Just the opposite. It is a way to destroy some of the paper the Fed already has 'printed'."
Source: Paul Kasriel, Northern Trust - Daily Global Commentary, December 10, 2008.
Bloomberg: Fed refuses to disclose recipients of $2 trillion
"The Federal Reserve refused a request by Bloomberg News to disclose the recipients of more than $2 trillion of emergency loans from US taxpayers and the assets the central bank is accepting as collateral.
"Bloomberg filed suit November 7 under the US Freedom of Information Act requesting details about the terms of 11 Fed lending programs, most created during the deepest financial crisis since the Great Depression.
"The Fed responded December 8, saying it's allowed to withhold internal memos as well as information about trade secrets and commercial information. The institution confirmed that a records search found 231 pages of documents pertaining to some of the requests.
"If they told us what they held, we would know the potential losses that the government may take and that's what they don't want us to know," said Carlos Mendez, a senior managing director at New York-based ICP Capital, which oversees $22 billion in assets.
"The Fed stepped into a rescue role that was the original purpose of the Treasury's $700 billion Troubled Asset Relief Program. The central bank loans don't have the oversight safeguards that Congress imposed upon the TARP.
"Congress is demanding more transparency from the Fed and Treasury on bailout, most recently during December 10 hearings by the House Financial Services committee when Representative David Scott, a Georgia Democrat, said Americans had 'been bamboozled'.
Source: Mark Pittman, Bloomberg, December 12, 2008.
The Wall Street Journal: Mayors get in line for US funds
"Big-city mayors will arrive on Capitol Hill Monday to lobby for more federal spending to be funneled to urban areas that they say drive the country's economic engine.
"The push comes after a strong Democratic turnout in metropolitan areas helped President-elect Barack Obama - who is set to become America's first urban president in almost half a century - win by such a decisive margin in November.
"A delegation of mayors, including Michael Bloomberg of New York and Antonio Villaraigosa of Los Angeles, plans to ask the federal government to distribute funds directly to cities instead of going through state governments. The group is set to present a list of more than 4,600 infrastructure projects that they say are 'ready to go'.
"Tom Cochran, executive director of the US Conference of Mayors, which is organizing Monday's event, said the next administration has signaled that it will coordinate financing for projects for an entire metropolitan area instead of dealing with cities and suburbs separately.
"'I am of the opinion, based on our conversations with President-elect Obama, that he gets it,' said Mr. Cochran. 'You can't just have a transportation system that stops at the city line.'
"Mr. Obama's transition office is drawing up plans to create a White House office on urban policy, which would report directly to the president, to coordinate funding for cities from different federal agencies. Mr. Obama has pledged to provide new funding for job training, education and grants for local governments and organizations."
Source: T.W. Farnam, The Wall Street Journal, December 8, 2008.
Bloomberg: Interview with Martin Feldstein
"Harvard University professorFeldstein discusses auto bailout, how to fix the housing market as well as Fannie and Freddie, and 3-month T-Bill rates below zero."
Source: Bloomberg (via YouTube), December 9, 2008.
Ambrose Evans-Pritchard (Telegraph): Deflation virus is moving the policy
test beyond the 1930s
"Debt deflation is tightening its grip over the entire global system. Interest rates are creeping towards zero in Japan, America, and now across most of Europe.
"We are beyond the extremes of the 1930s. The frontiers of monetary policy are being pushed to limits that may now test viability of paper currencies and modern central banking.
"You cannot drop below zero. So what next if the credit markets refuse to thaw? Yes, Japan visited and survived this policy hell during its lost decade, but that was a local affair in an otherwise booming global economy. It tells us nothing.
"This time we are all going down together. There is no deus ex machina to lift us out. Certainly not China, which is the most vulnerable of all.
"As the risk grows, officials at the highest level of the British Government have begun to circulate a six-year-old speech by Ben Bernanke - at the time of its writing, a garrulous kid governor at the US Federal Reserve. Entitled 'Deflation: Making Sure It Doesn't Happen Here', it is the manual of guerrilla tactics for defeating slumps by monetary means.
"'The US government has a technology, called a printing press, that allows it to produce as many US dollars as it wishes at essentially no cost,' he said.
"His point was that central banks never run out of ammunition. They have an inexhaustible arsenal. The world's fate now hangs on whether he was right (which is probable), or wrong (which is possible).
"As a scholar of the Great Depression, Bernanke does not think that sliding prices can safely be allowed to run their course. 'Sustained deflation can be highly destructive to a modern economy,' he said.
"Bernanke's central claim is that the big guns of monetary policy were never properly deployed during the Depression, or during the early years of Japan's bust, so no wonder the slumps dragged on.
"The Fed can create money out of thin air and mop up assets on the open market, like a sovereign sugar daddy. 'Sufficient injections of money will ultimately always reverse a deflation.'
"Bernanke said the Fed can 'expand the menu of assets that it buys'. US Treasury bonds top the list, but it can equally purchase mortgage securities from US agencies such as Fannie, Freddie and Ginnie, or company bonds, or commercial paper. Any asset will do.
"The Fed can acquire houses, stocks, or a herd of Texas Longhorn cattle if it wants. It can even scatter $100 bills from helicopters. (Actually, Japan is about to do this with shopping coupons)."
Source: Ambrose Evans-Pritchard, Telegraph, December 9, 2008.
Asha Bangalore (Northern Trust): Household net worth is shrinking rapidly
"Household net worth in the third quarter of 2008 was $56.5 trillion, down 4.7% from the second quarter. This is the largest quarterly decline since the second quarter of 1962 when net worth of households dropped 5.0%.
"Household spending will suffer as setback a household net worth shrinks, which is already visible in consumer spending data, and the proclivity of households to borrow will show a reduction. The chart below indicates that growth of both mortgage and consumer debt have fallen in the third quarter. The sharp drop in mortgage debt (-2.4%) reflects the impact of mortgage foreclosures and a drop in home purchases, while consumer debt grew at a 1.2% pace in the third quarter versus a 7.2% jump a year ago."
Source: Asha Bangalore, Northern Trust - Daily Global Commentary, December 11, 2008.
Asha Bangalore (Northern Trust): Weak trajectory for retail sales
"Retail sales fell 1.8% in November, after a 2.9% decline in the prior month. Retail sales have dropped for five straight months, the longest string of declines since record keeping for retail sales began in 1967. The wide swings of gasoline prices influence the headline of retail sales. Excluding gasoline, retail sales dropped 0.2% in November after a 1.6% plunge in the prior month. Retail sales excluding gasoline have recorded six consecutive monthly declines. Unit auto sales have fallen in ten out of eleven months of the year.
"The upshot is that with or without gasoline and autos, retail sales show an extraordinary weakness that is seen the overall consumer spending data and this weak trajectory for retail sales and overall consumer spending is predicted to prevail in the near term."
Source: Asha Bangalore, Northern Trust - Daily Global Commentary, December 12, 2008.
Asha Bangalore (Northern Trust): Consumer spending in post-war recessions
"The chart below illustrates the history of consumer spending during recessions. Consumer spending typically declines in recessionary periods with the exception of the 1948 and 2001 recessions.
"Our forecast includes five consecutive quarterly declines in consumer spending, possibly another record for the books if our forecast is accurate. The highly leveraged household balance sheet of households underlies this prediction."
Source: Asha Bangalore, Northern Trust - Daily Global Commentary, December 8, 2008.
Bloomberg: Inside look - housing crisis
"From Housing Forum in Washington D.C.: Interview with PIMCO Managing Director Scott Simon."
Source: Bloomberg (via YouTube), December 8, 2008.
BusinessWeek: Unretired - retirees are back, looking for work
"They saved. They planned. Then housing tanked and the markets melted. Now they need jobs, and there aren't any.
"Six years ago, Paul Nelson gave up his long career in the defense industry for what he thought would be a peaceful retirement in Tucson. The weather was mild, the neighbors friendly. He had plenty of time to volunteer and garden.
"But retirement hasn't worked out the way he planned. In 2006 his wife of 46 years died unexpectedly. He tried to swap their house for a smaller one and lost a chunk of his retirement savings in the process. Then this year the stock market cratered, wiping out almost everything he had left. Now the 71-year-old is looking for work at local hardware stores and Home Depot and contemplating filing for personal bankruptcy. 'I have nothing left,' says Nelson, a former Raytheon engineer. 'I am not alone, I think.'
"Far from it. An increasing number of people who retired in recent years, confident they had set aside enough to live on comfortably, are finding themselves strapped. The stock market plunge and the housing downturn have affected many Americans, of course. But retirees have been particularly pinched because their homes and investments are the primary assets they depend on for income. As a result, many of the country's elderly are finding themselves in Nelson's situation, low on money and looking for work. 'Suddenly the rug has been pulled out from under them,' says Alicia H. Munnell, director of the Center for Retirement Research at Boston College."
Click here for the full article.
Source: Heather Green, Business Week, December 4, 2008.


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Next Monday, April 26, Pretzelmaker will be giving away FREE pretzels in honor of National Pretzel Day. Simply say "National Pretzel Day" to receive a free soft pretzel. if you'd like, you can also sing!! ;>)For more information and to find a store go here.
PS I'll remind you later in the week!


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'The Nudes' band has minimalistic vibe, escape from daily life
Nalae White | Staff Photographer
UPDATED: April 14, 2017 at 9:30 p.m.
A few years ago, Mim Readling moved to Syracuse from Ithaca and didn't know anyone. Eager to start playing music again, she logged onto Craigslist Musicians and posted an ad searching to start a low-fidelity band reminiscent of The Raveonettes or CocoRosie.
One response stuck out of the crowd: Eric Lanious enjoyed the same bands and lived right down the street from her. Readling and Lanious both play guitar, and after an awkward first encounter, they began getting together once a week to write songs. The now-close friends consider their original music as a creative challenge more than anything else.
The duo decided to go electric after adding drummer Phil McAndrew. All the band needed was a bassist, and Readling was set on having a female bass player. Shauna Roloff was already a friend of Readling's, and although she did not know how to play, she owned a bass, and that was good enough for them. Luckily, Roloff found the instrument was easy to learn. The band of four is now The Nudes, and they have been playing together for four years.
Lanouis said Readling's voice can be compared to that of Joni Mitchell, whose music, along with that of Neil Young, plays a major influence in the band's sound. Both Readling and Lanious write the music for the band, but their writing approach is different, making the collaboration an original sound.
"I can tell which songs I wrote and which songs he wrote because structurally they're really different. Like mine are pretty straight forward and melodic and almost have a formula and Eric's are weird," Readling said with a laugh, adding that what she meant was that Lanious has more abstract thinking.
"I like noisy, messy guitar bands," said Lanious.
The band agrees that the best songs are songs that the two have collaborated on together.
"He'll come up with a really cool guitar part, and Mim kind of makes it into a bigger picture," said Roloff.
The lyrics for The Nudes' songs — a band name sparked from the group's minimalistic vibe and a painting that Lanious has in his basement — stem from influences from the band's everyday life, including wacky things Lanious's children have said.
Each member of the band has a full-time job. Readling and Lanious are high school teachers while Roloff is a nurse and McAndrew is an illustrator. These commitments force the band to be practically planted in Syracuse, with maybe an occasional trip to Ithaca or Rochester. In Syracuse they have performed at an array of venues, including at Otro Cinco April 11 and the opening night reception for "How I Learned To Drive" at Syracuse Stage on April 7. In addition, they performed at Rock for Reporters last week in Schine Underground, Spit House, Scarier Dome, Spark and Funk 'n Waffles.
McAndrew draws flyers for many of The Nudes' shows. Not touring does not bother the band at all, and, in fact, they love performing at the same venues over and over.
"It really strips away a lot of ego because there's no point. Like we're playing at the same three restaurants in front of three of our friends who are the only ones who (care) anyways you know?" said Readling.
"I would be totally happy if we didn't even play shows and just got together," Roloff said.
"Yeah, I just like having these guys at my house to play and it's fun," Lanious said, agreeing with his bandmate.
Although the band agrees creating music is for pleasure and not something serious, they have recorded music as well. Their latest recording was a collection of six songs released on Bandcamp almost exactly a year ago.
When other people hear The Nudes' music on Bandcamp, they think the band is very chill and quiet, when it reality their live music is quite loud. That's what makes a venue like Otro Cinco the perfect environment for the band.
"I think like everyone who works at Otro is in a band," said Lanious.
Said Roloff: "We get to play music with our friends at a restaurant where all our friends work."
Published on April 12, 2017 at 10:18 am
Contact: firstname.lastname@example.com


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Pumpkin Dump Cake
READY IN: 50mins
Recipe by Kim M.
This is a very good Thanksgiving dessert.
Top Review by Mimpard
We love this recipe! I make it several times during the autumn season and always get rave reviews. I've reduced the sugar to 3/4 cup and reduced the butter to 1/2 cup and still get great results. To make the cake prettier, I've cut the butter into the cake mix and stirred in the pecans before spreading over the pumpkin topping.<br/>Thanks for sharing this simple, wonderful dessert.
See Discussion:10 Reviews
Ingredients Nutrition
- 16 ounces pumpkin puree
- 13 ounces evaporated milk
- 2 teaspoons pumpkin pie spice
- 4 eggs
- 1 1⁄2 cups sugar
- 18 1⁄2 ounces yellow cake mix
- 1 cup butter, melted
- 1 cup pecans, chopped
Directions See How It's Made
- Mix pumpkin, evaporated milk, spice, eggs and sugar. Pour into ungreased 9x13 pan. Sprinkle with dry cake mix. Next sprinkle with melted butter. Top with pecans.
- Bake at 350 degrees for 40-45 minutes or until firm. May take a little longer.


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Contact With Admin
My name is Akbari and i'm the author of BallyBally.com. I would like to share my designing experience and fashion details with my online friends. Guys can you follow us? So check our web social pages……… Coming soon!!!
Have fun!
Please always appreciate us for our post writing..
"Adolf Hitler Said":
Care only for those who deserve it, because we are not jokers to entertain everyone We are your Well wishers my friends.


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pest control HOME SHOW special
$99 General Pest control, Internal & External to the Property.
Pests treated include;
- Cockroaches,
- Spiders,
- Silverfish
All products used by Multipest are AQIS approved with very low odours and are safe for your family and pets.
Additional services for Fleas, Lice, Rodents, German cockroaches, possums and much more are also available upon request.
To Redeem the special, please register your details below.
Terms & Conditions Apply**
ADD Cost: $220.00
A termite inspections performed to Australian Standards 3660.3-2000. Termite Inspections are completed by a Qualified and Licensed Timber Pest Technician using a range of techniques and technology including infrared cameras and moisture meters.
Our technicians are happy to talk you through their findings on the day or over the phone and will often make suggestions for improvements around your property that will reduce the likelihood of termites finding their way in. In the event that active termites are located, the technicians will supply a written quotation and product information for termite treatment options.
register NOW
Terms & Conditions
Price is for Pest control to standard domestic sized home only, additional charge applies to properties larger than 40sqm.
Pest Control does not include treatment of Ants, Termites, Rodents, Wasps, Hornets, Mites, Lice, Mosquitoes or any other pests. Additional charges apply for these services.
Pest control does not include the inspection of the property for Termites. Additional charges apply.
Pest Control Price includes a free 3 month internal service warranty for cockroaches, silverfish and spiders only.
Price does not include the cost of a 1 month follow up treatment if required, if German Cockroaches are present.
Lockable Rodents Stations, if required, can be purchased at a cost of $27.50 per station.
Pest Control is for structure only and does not include treatment to grassed areas, gardens, outbuildings, sheds, pool areas, bins or roof void. Additional charges applies to the treatment of these areas.
Valid for Multipest Service areas only. Offer is valid to 31st August 2017. Not in Con-junction with any other offers. Terms & Conditions are subject to change.


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Nicole Georgi, Berta Cillero-Pastor, Gert B. Eijkel, Parthiban C. Periyasamy, Andras Kiss, Clemens van Blitterswijk, Janine N. Post, Ron M. A. Heeren, and Marcel Karperien
Analytical Chemistry - 2015
Mesenchymal stem cells (MSC) have the ability to self-renew and differentiate into multiple cell types valuable for clinical treatment of rheumatic pathologies. To study the chondrogenic potential of MSC and identify the conditions that recreate the native cartilage environment, we used time-of-flight secondary ion mass spectrometry (TOF-SIMS) for label-free detection of cell-type- and environmental-condition-specific molecular profiles. We observed that coculture of human MSC and chondrocytes under standard culture conditions leads to improved extracellular matrix (ECM) deposition. In marked contrast, this effect was lost under low oxygen tension. This improved extracellular matrix deposition was associated with a significant decrease in lipids and in particular cholesterol under low oxygen tension as revealed by TOF-SIMS coupled to principal component analysis and discriminant analysis. We furthermore demonstrate that the higher cholesterol levels under normoxia might regulate fibroblast growth factor 1 (FGF-1) gene expression which was previously implemented in increased ECM production in the cocultures. In conclusion, our study shows an unexpected role of lipids as orchestrators of chondrogenesis in response to oxygen tension which is, at least in part, mediated through FGF-1.


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Tuesday, July 18, 2017
The Warm Glow.....
6 comments:
Oh my geez, Maria... you pulled out all the stops! Just awesome, the way you married the lantern image and sentiment with the (perfect) sentiment inside!!! And that woodland background with the tiny cardinal... LOVE. Can't say enough nice things about this card! I mean... the glow of the lantern😊ReplyDelete
Fabulous card!!! it's even perfect for a man. Great use of that embossing folder too. and I'm in awe of the glow of the lantern.ReplyDelete
Seriously stunning! Lots of brides like this lantern trend too this layout could go really far!ReplyDelete
what a pretty, and artfully made card! so much attention to deal and so elegant & subtle! <3ReplyDelete
- Sonny P.July 18, 2017 at 2:52 PM
pretty ! Love the woodland background with the lantern image !ReplyDelete
Ohhhhh so pretty!!ReplyDelete
Love those birch trees in the background
Fab job teammie!!
I want to thank you for stopping by, I always read all the comments you so kindly leave on my posts, I want you to know I appreciate this more than words can express.


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Daniel Hernandez
My name is Daniel Hernandez. I have a 3 and a half month old daughter name Jude Danielle Hernandez. I currently live on my own with my beautiful family. I own a 2ooo GT Mustang Convertible. I love Sports, I love being active. I am outgoing and very fun. I am a Senior at HHSS and cant wait to grduate.
My Second Baby. :D ha MY Stang :)`
My Beautiful Princess. <3
Journal Entry: 09/01/14: My little girl is starting to discover her fingers and her feet too. It is really cute watching her stare and play with her fingers. She looks adorable. She Mostly plays with her fingers, but i know soon she will start eating her little toes. haha I cant wait till i go home to see her again.
Journal Entry: 09/08/14


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Best Western Bradford Guide Post Hotel, Bradford
- Free WiFi and free parking
Main amenities
- 42 smoke-free guestrooms
- Restaurant and bar/lounge
- Breakfast available
- 24-hour front desk
- Coffee/tea in a common area
- Air conditioning
- Daily housekeeping
- Lobby fireplace
- Front desk safe
- Laundry service
- Meeting rooms
- Wedding services
- Free WiFi and free parking
For families
- Cribs/infant beds (surcharge)
- Rollaway/extra beds (surcharge)
- Private bathroom
- Free toiletries
- Daily housekeeping
- Laundry facilities
What's around
- In Odsal
- Richard Dunn Sports Centre (0.8 mi / 1.3 km)
- Bradford Ice Arena (2.6 mi / 4.2 km)
- National Media Museum (2.7 mi / 4.3 km)
- Bradford City Park (2.7 mi / 4.4 km)
- Alhambra Theatre (2.8 mi / 4.4 km)
Best Western Bradford Guide Post Hotel, Bradford
Hotel Info: 866-925-8648from $46
- Standard Room, 2 Single Beds, Non Smoking
- Suite, 1 Double Bed, Non Smoking
- Standard Room, 1 Double Bed, Non Smoking (Small Room)
- Standard Room, 1 Double Bed, Non Smoking
More great choices
At a glance
Key facts
Hotel size
- This hotel has 42 rooms
- This hotel is arranged over 3 floors
- Check-in time starts at 1 PM
- Check-out time is 11 AM
- Express check-in/out
Required at check in
- Credit card or cash deposit required
- Government-issued photo ID required
- Minimum check-in age is 18
Travelling with others
- Pets not allowed
- Free WiFi in public areas
- Free WiFi in rooms
- Free self parking
Other information
- Smoke-free property
Nearby Three Star Bradford hotels
In the hotel
- Full breakfast daily (surcharge)
- Restaurant
- Bar/lounge
- Room service (during limited hours)
- Coffee/tea in a common area
- Free use of nearby fitness center
- Golfing nearby
- Meeting rooms 2
- 24-hour front desk
- Dry cleaning/laundry service
- Laundry facilities
- Free newspapers in lobby
- Luggage storage
- Wedding services
- Porter/bellhop
- Number of buildings/towers - 1
- Safe-deposit box at front desk
- Fireplace in lobby
- Television in common areas
- Accessible bathroom
- In-room accessibility
- Roll-in shower
In the room
- In-room climate control (air conditioning)
- Air conditioning
- Coffee/tea maker
- Iron/ironing board (on request)
- Blackout drapes/curtains
- Premium bedding
- Private bathroom
- Free toiletries
- Hair dryer
- 26-inch LCD TV
- Cable TV channels
- Desk
- Free WiFi
- Phone
- Daily housekeeping
Top Bradford hotels
Recently reviewed hotels in Bradford
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"Lovely staff this time. We got upgraded to the upper deck. Beautiful clean room apart from the cutlery being dirty. Friendly staff couldn't have asked for me. Hubby used gym this…"Aug 14, 2017
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"Such a cute place!!! Rooms are unique and comfortable. The food is fantastic!"Aug 10, 2017
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Nearby hotels
Also popular with travelers from the USA
Special features
Awards and affiliations
Green / Sustainable Property
This property participates in Green Tourism Program, a program that measures the property's impact on one or more of the following: environment, community, cultural-heritage, the local economy.
Best Western Bradford Guide Post Hotel, Bradford's small print
Also known as
- Best Western Bradford Guide Post
- Guide Post Hotel Bradford
- Bradford Best Western
- Best Western Bradford
- Best Western Bradford Guide Post Hotel
- Best Western Guide Post
- Best Western Guide Post Bradford
- Best Western Guide Post Hotel
- Best Western Guide Post Hotel Bradford
- Bradford Guide Post Hotel
- Guide Post Bradford
- Guide Post Hotel
Noise-free guestrooms cannot be guaranteed.
Some facilities may have restricted access. Guests can contact the property for details using the contact information on the booking confirmation.
This property does not have elevators.
Optional extras
Early check-in can be arranged for an extra charge of GBP 15.00
Late check-out can be arranged for an extra charge of GBP 15.00
Rollaway beds are available for GBP 15.0 per night
Breakfast costs between GBP 9.00 and GBP 11.95 for adults, and GBP 4.50 and GBP 6.00 for children (approximately)
Cribs/Infant beds are available for GBP 11.5 per night
We have included all charges provided to us by this hotel. However, charges can vary, for example, based on length of stay or the room you book.
Is the description of this hotel not correct? Tell us


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The 4th Of July And 'Jelena' Lead This Week's Twitpics
Because of the holiday, there were a ton of great Twitpics to chose from this week. If you don't want to miss any of the crazy, cute, or confusing, make sure to check out the best of the best in the gallery above.
Starting things off, Justin Bieber put up a very controversial… More »


text: Well, I do and don't see why not; if they marry the SonAmy deal will not be the same (isn't it all about chasing the one she loves in the first place?!)and it kind of loses the excitement of SonAmy after the "knot has been tied." But that's really up to the game and comic companies themselves; I doubt they'll be brave enough to have them take the leap. But it isn't like they can't be together as partners and have a special bond like no other with each other!


text: Chaos Theory Music has a had a long and fruitful relationship with branding agency dbox. dbox is well known for high profile projects. 432 Park Avenue is no exception. A short film was commissioned by developer Harry Macklowe to promote the new property which is set to be the tallest residential building in the Western Hemisphere upon its completion in 2015.


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The Three Best Questions to Help You Determine Your Face Shape
Face shape can determine everything from your next haircut to the way you contour. It can be difficult to simply look in the mirror and determine which shape best describes your face, so we've developed three questions to help you out. You'll be ready to pick and choose the hair and beauty styles that complement your face.
1. What is the widest part of your face?
Forehead: If your forehead is wider than your cheeks and jawline, you are in the heart-shape category.
Cheekbones: If your cheekbones are the widest part of your face, you have a diamond face shape. With this face shape, the forehead and jawline are about equal widths.
Jawline: You have a pear face shape if your jawline is the widest part of your face.
They're equal: If your forehead, cheekbones and jawline are approximately the same width apart, then you may have a square, round or oval face. Answer the next questions to determine which shape best fits your face.
2. What is the shape of your jaw?
Rounded: If your jaw is slightly rounded, you have a round or oval face shape. See the final question for an answer.
Flat: A strong jaw indicates a square face shape. Your chin may still come to a point, but the angle will be more gradual or flat.
Pointed: You have a heart-shaped face if your chin comes to a distinct point.
3. What is the length of your face?
To determine the length of your face, draw an imaginary line just below your eyes from one ear to the other. Then, draw another imaginary line vertically from the top of your forehead through your nose down to your chin. It will make the shape of a cross.
Short: If the ratio of your cross has a width that appears to be equal to its length, you have a round face shape.
Average: You have an average face length if the ratio of your face length to width is one to one and a half, meaning that your face is longer than it is wide. You likely have a square face shape.
Long: If your face is longer than it is wide, you have an oval face shape.
Now that you know your face shape, you can do your makeup accordingly. Contour to bring out your face's best features with glo minerals Contour Kit. This kit contains four powder shades to enhance your facial contours and create dimension unique to you. These formulas are blendable and buildable for a subtle or dramatic look.
Highlight your face with theBalm Mary-Lou Manizer Luminizer. This fine powder glides flawlessly over your skin to create a silky smooth texture. The silica particles in this formula reflect light so you can add depth and definition to your face shape. Check out this LovelySkin tutorial for a step-by-step guide on highlighting and contouring to bring out your best features.
How do you determine your face shape? Tell us in the comment section.
Shop This Blog
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- Can be used to highlight your features
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- Illuminates the cheeks, eyes and brow bone
- Provides a shimmery finish
- Contains light-reflecting minerals
Win a Free NuFACE Trinity Facial Toning Kit!
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Sodium Acid Pyrophosphate
Sodium Acid Pyrophosphate appears as a white powder or granule. This product is used in meat processing to retain water and to keep the meat fresh and tender. Sodium Acid Pyrophosphate has a pH (1% sol.) between 3.5-4.5 and a loss on ignition of less than or equal to .5%.
- Specification Sheet (英语)
Hangzhou TongVo Chemicals Limited specialize in the research and production of phosphates. They can manage the manufacturing of high quality phosphoric acids, sodium phosphates, potassium phosphates and other phosphates, especially Potassium metaphosphate, Sodium trimetaphosphate, Sodium tripolyphosphate, Sodium acid pyrophosphate and Phosphoric Acids which are used in the Food Industry.
Hangzhou TongVo Chemicals Limited
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Exploring the Art of Filmmaking
The art of editing and filmmaking is rising like never before. More and more aspirants are looking to build their career in filmmaking, editing, writing and cinematography. In fact, they wish to have a degree in filmmaking so that they can pursue their passion. In pursuit of the same, they join filmmaking institutes that can cultivate the art and inspire them to make a fortune. Filmmaking institutes and colleges provide comprehensive degree and diploma courses so that they can have a bright career in the field.
Modern filmmaking colleges are transforming the minds of people and allowing them to step ahead in the field. With the advent of technological innovations, the industry has completely changed. Technology has revitalized and infused incredible aspects in it. The programs are specifically designed for the students so that they can understand the art deeply and inspire others to make it a better place for the upcoming generations.
The filmmaking programs have multidimensional approach with the most interactive curriculum for the aspirants. The programs are helpful for the students so that they can create documentaries and edit films in an effective manner. Digitally punctuated files assist filmmakers at every step so that they can perform actions and experiment successfully. It also helps in making videos, short films, and animated series.
The courses and programs are engineered to provide better learning experience. The programs are engaging and interactive enough to make students understand the ethics and aesthetics involved. The programs develop knowledge and critical thinking skills in the students of almost all ages. Even children enjoy the dynamic programs and workshops and concentrate on filmmaking's philosophy. The programs cultivate creativity and vision.
The programs are research based and instil managerial skills in students. Students also gain critical technical capabilities that help them create better films. Students learn the inherent technicalities of the professional world.
Filmmaking institutes and workshops help students to know about the art of photography, digital filmmaking, animation and digital media. Students can exhibit their films in the film festivals. They can create documentaries, short series or short films to take part in the competitions and can represent their region or community. In fact, it is a bright opportunity for the students to learn by watching other films of the same category.
Through regular workshops and courses, students can explore photography; photographic restoration, stabilization, research and exhibition; editing, filmmaking and animation, and much more.
About The Author
Children's International Film Festival, or CIFF, is a non-profit yearly festival organised by The Film Studio FZ LLC, Dubai for teenagers and pre-teen. They organize filmmaking workshops and competitions to encourage young talent into film production. They move with an aim to set internationally recognised standard of excellence in films and videos created for children.


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your job, your body, your relationship, etc.
Most Helpful Girl
Aw, fuck, I'm not proud of anything.00|00|0
Most Helpful Guy
Everything in my life as a whole.00|00|0
your job, your body, your relationship, etc.
Aw, fuck, I'm not proud of anything.
Everything in my life as a whole.
Have an opinion?
pride? what pride?
My accomplishments in videogames lol
My family , my morals and what i'm passionate about.
body and job
Knowing I'm transforming lives by passing along knowledge. They can feed their families and buy presents, and have a much nicer life than where they came before they started. At least I'll know I've done my share for the greater good.
Lol I'm too lazy for pride
i always try to love people that feeling makes me so pride :-)


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Grandmother Gives Birth to Own Granddaughter 7 Years After Going Through Menopause
A Texas grandmother gave the most precious gift to her daughter who was readying to become a first-time mom— the baby herself!
Tracey Thompson, 53, gave birth on Wednesday to her granddaughter at the Medical Center of Plano after agreeing to carry the child for her daughter, who had unsuccessfully tried for years to get pregnant, officials said.
Her daughter, Kelley McKissack, 28, and her husband had struggled for three years to have a baby of their own.
After multiple fertility treatments and three miscarriages, the couple was left with one final round of in-vitro fertilization and four embryos.
Realizing what was at stake, Thompson, who was already seven years past menopause, offered to carry the embryos as a surrogate, the Medical Center of Plano wrote in a news release.
"She's a special kind of woman," McKissack said of her mother, describing her mom's actions as "the best gift… for a lifetime."
Thompson underwent a series of coordinated medical treatments to allow her body to carry a baby again.
"It is such a blessing that I can do this for my daughter," Thompson said.
One of the remaining embryos was successfully implanted in April 2015.
Little Kelcey—whose name was a combination of her mother and grandmother's names— weighed six pounds, 11 ounces when she was born.
"Grandmother, mother and baby are all healthy," the Medical Center of Plano wrote.


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Lenovo Mobile Service Center in Calicut With Customer Care Number
Lenovo Authorized Mobile Service Center in Calicut, Kerala
If you are facing any technical issue with your Lenovo mobile or General Enquiries like Warranty, Service, Product issues, General Support and Technical Support .You can Contact any of the listed Lenovo Mobile service centres to resolve the problem.
You can find Lenovo mobile service center list and information like Contact Number, Address, Customer Care Information in and around Calicut.
Lenovo Mobile Service center provide Services for all latest product like: Vibe P1, Vibe P1m, Vibe S1 ,VIBE X2, VIBE Z2 Pro, VIBE Z, VIBE X, A2010, A5000, A7000, A6000 Plus, A6000, A328, RocStar (A319), A536, Lenovo K3 Note, LenovoK900, S60, S90, S580, S850, S820, S650, S660, S860, P70, P780.
List Of Lenovo Mobile Service Center In Calicut:
Service Center Name : Mobile Lab
Address : Ground Floor,Alfahad Arcade, Sabha School Cross Road Puthiyara ,Calicut, Landmark:-Near Maharani Hotel-673004, Calicut, Kerala.
Contact Number : 9963106800
Working Hours : 9:30 AM – 18:30 PM
Service Center Name : Fortune Services
Address : Merryland Square Thiruthiyad Road, 673004, Calicut, Kerala.
Contact Number : 9846948484
Working Hours : 9:30 AM – 18:30 PM
Service Center Name : HCL Services Limited Calicut
Address : Hcl Mobile Lab 5/3421-b35,A-Second floor Darussalam Complex.I.g Road, Calicut, Kerala.
Contact Number : 9846143013 /0495-3211126
Working Hours : 9:30 AM – 18:30 PM
Lenovo Mobile Customer Care Number In Calicut
Customer Care Number / Toll Free : 1800-3000-7678
Email : email@example.com
Working : 10am – 7pm, Monday – Saturday
(Except Public Holidays)
You have find useful information of Service Center List & Customer Care Number. If you have any other queries contact us.


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Tuesday night's episode of American Idol was probably the most meaningless of the season. But it was in that episode we received two of the best performances of the season - by the same person.
Since the Top 24 first took the stage, Lee DeWyze and Crystal Bowersox were the clear favorites - swapping the top spot some weeks, but always 1-2.
And for one of those two to not make the final, they would've had to show up on stage with a picture of Osama bin Laden on their T-shirt or to call out sick from the show, but even then I would think they could've generated more votes than Casey James.
James was the third best competitor of the season, but he too often lacked stage presence and made bad song choices. And, as I mentioned last week, he needed to have his two best performances of the season to have a chance of making the final. But unfortunately, both of the aforementioned problems sunk the blond-haired rocker again, making him my "lock" to go home this week.
Each of the contestants performed two songs Tuesday night - one they picked, another the judges picked.
James' decision to cover Eric Hutchinson's "OK, It's Alright With Me" was OK, but the performance was too stiff and forgettable. Simon even said he sounded good, but called his song choice overall "a dud." And even though he did have a very pretty rendition of Randy and Kara's choice for him - John Mayer's "Daughters" - it was a perfect example of too little, too late.
And the funny thing is, I think James would be more than happy to go home, because he never looked comfortable in the spotlight and he'll finally be able to get back to playing music for the love it, instead of having to worry about being critiqued by millions of people.
And while the judges praised Bowersox, for the most part. I felt that she struggled with both her choice - Melissa Etheridge's "Come to My Window" - and Ellen's choice for her - Paul McCartney's "Maybe I'm Amazed." It just felt to me that she was out of tune at times and off-tempo at others. I also think she came across a bit corny during her performance of "Maybe I'm Amazed," by walking around the set as if she was in a play. I came expect that kind of thing from last week's castoff Michael Lynche, but not her - she's cooler than that.
But it was DeWyze who left the other competitors in the dust. His renditions of Lynyrd Skynyrd's "Simple Man" and Simon's choice for him - Leonard Cohen's "Hallelujah" - were both easily two of the best performances from any of the contestants this season. They were both raw, powerful, and memorable.
In fact, my six favorite solo performances as of this point of the season (not including Hollywood Week) are:
6. DeWyze's "The Boxer"
5. DeWyze's "Simple Man"
4. Andrew Garcia's "Forever"
3. DeWyze's "Hallelujah"
2. James' "Jealous Guy"
1. DeWyze's "Hey Jude"
As you can tell, DeWyze is on that list an awful lot and because of that - and the fact that I doubt he will have a let down next week - I think he has already locked up this season's American Idol title.


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The very cool Xiao Mi 10400 Powerbank actually has quite an interesting undocumented feature, I say it's undocumented because I don't see it mentioned anywhere in the manual. But my friend told me about it, so I decided to run some tests.
The Xiao Mi 10400 Power Bank is a kind of gadget myth, it's said to be cheap yet well built, and performs EXCEPTIONALLY well in contradiction to it's price tag. When Xiao Mi finally starting having a distribution presence in Malaysia I decided to pick one up and see if it is truly worthy of all the praise the Internet has given it.
I'm refering to the Asus Vivotab Note 8 of course. What makes it the ULTIMATE meeting Windows Tablet?
It's amazing how many people trip up on that ONE LAST damn item! Don't they know that if you don't keep the pen IN the device then no one will use it because everyone will be afraid of losing the expensive pen and thus take it with them sparingly (glares at Microsoft for Surface Pro digitizer mount solution)
So now we have here what could be the BEST Meeting Windows Tablet, and yet... as usual... the ball is dropped somewhere find out where in the review.
Here's my collection of facepalm videos that oh so accurately depict what happens when you're an ISV.
This is what happens when you go through the developement process.
This is what you go through when negotiating with your clients on payment.
And if you're ever brought into a brain storming meeting, you have a high chance of finding yourself in this situation.
DISCLAIMER :- To any of my clients that happen upon this post, this is not targeted to any particular one of you. And these are my personal views and not of my company.
Due to size or cost constraints, there're quite a few 8" Windows Tablets which don't posses a video out port, the only video out solution then is to either use a USB to video dongle, or to use Miracast to transmit to a receiver, here's what happened when I tried to test these two methods out.
First I try out a USB 3.0 to HDMI Dongle.
Then I try out using Miracast.
And here's what happened when I tried to use the USB 3.0 to HDMI Dongle on the Dell Venue Pro which didn't seem to be able to supply enough power!
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text: TSL at LFWM17 in Jermyn Street – London As part of London Fashion Week Men's 2017, Jermyn Street in central London was closed exclusively and transformed into a runway space, showcasing key retailers from the street. TSL provided lighting and rigging services for the project. Working for INCA Productions, TSL's James Davies and Tim Roffey project managed the construction of the ground supported truss structure and roof and the installation of a lighting system designed by LD Petter Skramstadread more ›


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Forklift International is a network of forklift, forklift attachments, aerial equipment and cleaning machine dealers and their affiliate partners. Every day we connect thousands of manufacturers, distributors and end users, by offering global, national and regional online presence. Take advantage of favorable exchange rates, connect to new business partners or explore new revenue streams for your company.
No matter how you use our platform - whether you are looking to buy, sell or rent your equipment - we have the right solution for every challenge! For an individual and no obligation consultation please contact one of our Team Members.


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Karnataka Animal Husbandry and Veterinary Recruitment 2015: The Government of Karnataka has released job vacancies in Animal Husbandry and Veterinary services. The total number of vacancies for the post of Veterinary Officer is 229. The ending date to apply for these posts is 15-07-2015. The persons of Karnataka can apply for these posts. So all the eligible and interested candidates can apply for these posts.
These vacancies are released every year. This year also it has released the vacancies for Veterinary Officer posts. The persons can apply for this post before the last date after clearly going through the notification given.
The candidates will get application forms from the official website. So the persons interested in this post may apply before the last date.
The other details like how to apply, selection process, salary details, vacancy details, fee details are given for the quick reference of the candidates. The persons can go through the information given below or they can visit the official website to go through the notification and may get all the details.
Recruitment Complete Details of Karnataka Animal Husbandry and Veterinary Services:
Vacancy Details:
There are a total number of 229 vacancies for the post of Veterinary Officer.
Age Limit:
The age of the persons applying for this post must be between 18 years to 35 years.
Educational Qualification:
The persons who want to apply for this post must have completed BSC in Veterinary Science from a recognized University or BVSC and AH from any Agricultural University recognized by law.
Fee to be Paid:
Rs. 500 is to be paid by General candidates in the form of crossed Indian Postal Order or Demand Draft from a Nationalized bank. Rs. 250 is to be paid by the SC or ST candidates.
Selection Process:
The hiring process is to be done based on a written test and a Personal Interview.
Salary Details:
The persons those who got selected for this post will be given a salary within a range of Rs. 28,100 to Rs. 50,100.
How to Apply:
The eligible candidates can send their applications along with the fee receipts and the educational documents, caste certificate to the address mentioned in the advertisement on or before the last date.
Contact Address to Send the Applications:
The Member – Secretary,
Departmental Selection Committee,
Office of the Commissioner,
Animal husbandry & Veterinary Sciences,
Sir .M. Vishveshwaraya Minim Tower,
Second Floor,
Dr. B .R .Ambedkar Veedhi,
Bangalore- 1
Important Dates to Remember:
Last date to apply: 15-07-2015
Official Website: http://www.ahvs.kar.nic.in/
Complete Advertisement Notification
Complete Advertisement Notification


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We offer free, tracked UK delivery on orders over £10, with delivery starting from £1.99 for orders below this value. We also have a selection of premium shipping options available including timed slots, Saturday delivery and Collect+
All of our bicycles are fully built by our experienced and certified mechanics prior to delivery; all you will need to do is turn the handlebars and fit some pedals.
Bicycles are shipped from a different warehouse to other items and so may arrive in advance of any other items you have ordered.
View all Delivery Options
We want you to be 100% satisfied with your shopping experience at Rutland Cycling, so we offer a 90-day exchange or refund on any unused item (within the UK).
We've chosen to offer products at the very lowest prices, rather than provide a free returns service. If you do need to return an item, we provide printable postage labels and collection services at a small cost for all items - including bicycles.
See our full Returns policy.
All the convenience of buying online, without the risk
When you buy a new bike at full RRP from rutlandcycling.com, you can now benefit from the added reassurance of our Rutland 30-day test ride. Once your new bike arrives, you can ride it as your own for 30 days, and we're confident you'll love it! However, if it's not right for you, we'll exchange it for another model. (There's a nominal charge of £10 for us to collect your bike - just make sure you keep the box your bike arrived in.)
On which bikes is the 30-day test ride available?
The Rutland 30-day test ride is available on all full price, non-discounted bikes available for home delivery on rutlandcycling.com. It is not available on discounted or special offer bikes, click and collect bikes, bikes bought on finance, bikes bought through Cyclescheme, or bikes bought in store. This offer is only available on bikes delivered to mainland UK addresses.
How many times can I use the 30-day test ride?
We will allow up to two exchanges within this scheme.
Full T's & C's
Get a confidential decision online in seconds.
At Rutland Cycling, we offer Finance on orders over £389, with 0% finance up to 24 months available on selected bikes, including some sale bikes. Visit the product page to see which finance products are available.
You can apply for Finance online or in store. To apply online, add your selected items to your basket, then checkout as normal. Select Finance as your payment method, fill in the application form, then complete your order.
See our Finance page for more information.
During June, we're offering 10% Rutland Rewards on 2017 bikes. Earn your cashback instantly and spend it on anything, online & in store, over the next 12 months.
For a limited time, save up to £50 using codes:
use code: 'SAVE5' on £50
use code: 'SAVE15' on £150
use code: 'SAVE25' on £250
use code: 'SAVE50' on £500
Commuting with E-Bikes A Buyers Guide to E-Bike Commuting.
Why would you want to commute on an electric bike? Well, call us biased, but we reckon the electric bike is the best form of personal transport ever created. Sure, cars are great, but they have their place - and it's not transporting a single person at 10mph surrounded by hundreds of others. Electric bikes are clean, green, and incredibly cheap to run. So set yourself free with an e-bike and get fitter, spend less, save the planet, and best of all - be happy!
Depending on the terrain of your ride into work, you'll likely need either a hybrid e-bike, or an e-mountain bike. If you're riding mainly on tarmac, then a lightweight hybrid e-bike with slick tyres and rigid forks will see you rolling nice and fast along the roads; if your route takes in muddy paths or unpaved roads, you may prefer a hybrid with a suspension fork, or even a hardtail e-mountain bike, with wider tyres and more suspension than a hybrid bike. For added convenience, choose an e-bike equipped with mudguards, pannier racks, lights and a lock, so you're all set to go!
It'll come as no surprise that when compared to other commuting methods, the electric bike is the cleanest and least harmful to the environment. It's hard to believe, but your e-bike motor's power could be more eco-friendly than you! When comparing the relative emissions of an electric motor versus a person consuming a modern western diet - including all the transport, farming and packaging of that food - the effect on the environment is worse than clean electricity. Consider yourself shocked!
Don't throw away all your beloved foods just yet though, as despite the hype of 'cheating' circulating around 'real' cyclists, you're still going to get a solid workout on your e-bike, as the assistance is just that - assistance. No pedal, no juice. Using an electric bike results in just a 20% drop in calorie consumption, so you'll still burn around 400-450 calories every hour you ride, and as studies show, you'll ride more often on an e-bike. Are you thinking what we're thinking? Yes - you can have your cake and eat it!
Studies have shown that riding an e-bike makes you fitter than a standard bike. Odd, we know, but the truth is that if your cycling is easier and doesn't work up a sweat, yet still gets you around at a steady pace, you're more likely to ride everywhere.
The power assistance of an e-bike isn't just for speed. If you're lugging a heavy load of shopping, the motor will be your new best friend. Most importantly, with an electric bike you'll work at a more constant level, so there are no more sweat-fuelled power sessions every time there is an incline.
Yes! In fact, of all the many benefits of e-bikes, saving you money is one of the easiest to quantify. Compared with public transport and using a car, electric bikes can save you major bucks on your daily commute - and any other trips you make, too. Our conservative estimate below shows a saving of £1,500 a year vs. driving a car to work:
Road Tax
Commute Miles/year
Total Annual Cost
Total Saving
3300 miles
Calculations are based on a 60-mile battery range and electricity cost of 14p/KwH
As you may already know from bitter experience, public transport can be a stressful experience - frequent delays, missed connections, overcrowding and a big monthly outlay, even with an Oyster Card or season ticket. Outside the big cities, public transport can be patchy at best.
The next solution people generally turn to is a car, but with an average petrol car costing 14.19p every mile just on fuel, plus insurance, road tax and MOT, it soon adds up. Not to mention increasing congestion on the roads, causing delays and making you stressed before you've even arrived at the office.
Compare that with a gentle pedal to and from work every day, enjoying some fresh air and exercise, with space and time to think - sounds pretty appealing, doesn't it?
If you're lucky, you could do away with a car completely with the help of an e-bike, or simply go from 2 cars to 1 in your household.
We're not going to lie, electric bikes aren't completely free from costs. Compared with a standard bike, they are a more expensive choice. You'll eventually need to replace the battery (normally after a couple of years), and there is a small electricity cost to recharge the battery (under £5 a year for an average user). But these costs stack up very favourably with running a car, or using public transport, especially when you also factor in the health benefits of cycling into work.
We're a family business and we take real pride in going the extra mile to deliver excellent service to every one of our customers - we call it 'the Rutland Difference' and we're passionate about delivering it, every day. Our staff are all keen cyclists, and our E-Bike Experts in store have ridden the electric bikes we sell, and completed Bosch-certified e-bike training, so you can be confident in the advice we offer.
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With First Tutors: Music you can search for a Kensington piccolo tutor. Piccolo lessons are the perfect way to start a stimulating new hobby, acquire a new skill and attain confidence with piccolo. Please use our service to search for Kensington piccolo teachers and select which best matches your requirements so you can enjoy your piccolo tuition in Kensington straight away!
First Tutors: Music is the only place to find Kensington piccolo tutors in the UK, helping you find Kensington piccolo tuition close to home and Kensington teachers to help with any instrument, for example, piano, violin or guitar. We can help you find Kensington piccolo lessons or a one-to-one Kensington piccolo tutor to prepare for piccolo exams and improve your piccolo skills! We order Kensington piccolo teachers in your area according to their tuition prices and distance from you.
If you are a piccolo teacher and would like to offer your piccolo lessons in Kensington or anywhere else across the UK, please register with First Tutors: Music or learn about us here. Becoming a Kensington piccolo teacher is a fantastic way to re-affirm your own skills by providing piccolo tuition while assisting someone else, all in your local Kensington area!