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Interest Rates UncertainPosted on: 16 June 2008 by Gareth Hargreaves
Graham Kerner's weekly look at the world of stocks & shares plus other finance news.
Inflationary concerns were at the fore last week with investors on alert as central bankers seek to curb upward pressures by raising interest rates. The market gave up some of the previous week's gains as investors remained unsure about how much interest rates may go up. Oil remained high and prices may rise next year.
The FSA clamped down on short-selling which gave a much needed fillip to the banking and house building sectors.
Attention turned away from the equity markets to the bond - fixed-interest - markets last week as investors became more concerned about the outlook for global inflation and specifically what steps policymakers might take to curtail it.
The shift came after Ben Bernanke, chairman of the US Federal Reserve, warned of growing inflationary pressures, bolstering the view that the world's leading central bankers are now on high alert. Last week data showed that US inflation hit 4.2 per cent during the year to May. As The Financial Times noted, the ECB's president recently caused an upset by intimating that Eurozone interest rates would rise next month, and although the bank moved last week to correct the impression it was the start of a series of increases - officials signalled the rise is likely to be a one-off.
With a series of interest rate rises now priced into markets in the US, UK and Eurozone, bond yields rose to reflect the view - in the UK short-dated gilt yields have risen a percentage point in the last month. These sudden market movements show traders think central banks will not allow inflation to rise on the back of high energy and food prices without some reaction.
There was plenty of evidence that upward pressures remain. In Chicago the price of corn broke through the $7-a-bushel level amid mounting concerns about the outlook for this year's crop. The other main contributor to inflationary woes is of course crude oil where the price of a barrel remains close to its all-time high of just under $140 per barrel.
The reasons behind the doubling of prices over the last two years has led to much debate and only last week finance ministers from G8, whilst warning that higher prices are creating significant headwinds for the global economy, were split on the cause.
The Sunday Telegraph reported that some, such as Alistair Darling, were taking the view that it's not just the speculators who are to blame but rather a reflection of long term trends in global supply and demand. As to where the price is going, Russian energy giant Gazprom added fuel to the fire by warning that oil prices could almost double to hit $250 a barrel by next year. Joining the debate Tony Hayward, CEO of BP, rejected as a "myth" the idea that high prices were caused by speculation and similar technical factors.
However as The Financial Times opined, whilst analysts say it's a bubble about to burst - oil prices have risen 730% from the low of 2001 - prices could still rally further in the short-term.
Short & Sharp
Talking of short-term, traders were given an unexpected rap across the knuckles by the UK's market regulator, the Financial Services Authority, as it decided to get radical with short-sellers. In an unexpected move the FSA unveiled a change in rules in an effort to discourage short-selling - where traders sell a share hoping to buy it back cheaper, thus making a profit - in shares of companies in the midst of raising fresh capital.
In recent weeks several companies, most notably Bradford & Bingley and HBoS, have seen their share price slide below the rights issue price raising concerns about companies ability to seek extra capital. The FSA's move gave a welcome boost to the banking sector generally and particularly HBoS with the house building sector reaping benefit too. The parlous state of the housing market has led to concerns that a number of leading house builders will be forced to raise fresh capital to shore up their balance sheets. So by the end of the week, shares in the bank and house building sectors enjoyed a welcome bounce although the broader market retreated as investors mulled over inflationary threats.
Not So Des Res
As the weeks progress there just seem to be more problems emanating from the residential property market - and not just in the UK. The Sunday Telegraph reported that America's housing crisis is reaching serious levels as the number of people losing their homes and those behind on mortgage payments soared last month. Apparently one in every 500 American mortgage holders has either lost or is on the verge of losing their home.
Fortunately, here in the UK things are nowhere near as bad although, according to The Sunday Times, the threat of negative equity for more recent homebuyers is lurking in the background. For good measure, the Royal Institute of Chartered Surveyors announced that 93 per cent of its members reported a fall in house prices in May. This co-incided with comments from the Governor of the Bank of England, Mervyn King, when he said that the recent financial "party" of cheap credit and excessive risk taking might mean "innocent bystanders" losing their homes.
On the positive side, house builders are fighting back and Taylor Wimpey is offering to lend house buyers a quarter of the value of a new-home, interest free for ten years in an effort to sell more homes. Which is something estate agents would like to do too. The Daily Telegraph highlighted the plight of many agencies who in response to seeing sales fall by around half, are having to let staff go or are even going under.
Whilst the immediate ramifications of the credit crunch are easy to see The Sunday Times looked further ahead - to retirement. The paper said that almost 3 million homeowners are relying on equity in their property to fund retirement - either via equity withdrawal or downsizing - but that with falling prices those seeing their home as their pension pot could find their plans in disarray. About 16 per cent of homeowners depend on accumulated wealth in their property for their pension according to research by Business Development Research Consultants.
Current events are of course a salutary reminder of that old adage not to put all your eggs in one basket - having a separate retirement plan reduces the risk of having to defer retirement and HM Revenue and Customs will contribute anything up to 40 per cent by way of tax relief on contributions.
Voices Of Experience
Current market conditions are undeniably challenging but the volatility does create opportunity for experienced investors and John Hodson of THS Partners is of that ilk.
"Our basic approach is to seek out companies where we can see growth opportunities ahead but that are trading on reasonable price multiples - for whatever reason - and then take a three to five year view, so patience is required. Our compare and contrast approach means that once we have identified a theme then we will seek to buy a company that fits and we will look globally.
"Current market conditions are not new, we have been here before but each time it is slightly different. This time the speed of events is a reflection of instantaneous news flow and trading which creates some of the extreme volatility we are witnessing. Of course the corollary is that it also creates pricing anomalies and what I mean by this is that when a sector falls out of favour the mark downs are indiscriminate and good companies suffer along with the poor ones. If we didn't have these anomalies then our ability to outperform would be curtailed so we are using current events to buy at lower levels and then wait.
"Interest rates are unlikely to fall from here because central banks are, rightly, worried about inflation and in some places rates might go up which will hurt highly leveraged companies so we are avoiding those businesses.
"Oil has gone up too far too fast and whilst it may go higher I don't see it reaching the much vaunted $250 per barrel figure. Of course it is unlikely to fall back to the low levels of recent years because the marginal producers find it economical at $80pb to extract oil from sand so the floor on oil prices has now been raised. We are continuing with our clean energy theme and like solar power where we see great opportunity - in places like California peak demand co-incides with peak output which is highly efficient.
"We have played the emerging market story for a long time now but developing economies have a bigger inflationary problem than the West and this view is now reflected in the portfolio.
"As to where we are now and whether the credit crunch is over I guess we are, on past experience, about halfway through. There is a strong correlation between consumer confidence and the stock market with the real economy lagging both. Currently consumer confidence is down to levels seen in the Nineties - the last time there was a recession - implying equities are at a lowish point. The speed of correction in prices in some parts of the markets, for example US asset prices, means there is serious value emerging and fortunately we have a substantial cash-cushion to take advantage of these unusual opportunities. So whilst we may possibly see prices going lower in the short-term the bigger picture is beginning to look more encouraging".
Ian McVeigh manages the UK equity element of the St. James's Place Cautious Managed Fund and he is positive about the outlook.
"Experience has taught me that the best returns are achieved when things look bad - in other words investing at times like these means you will achieve good returns later on by buying quality companies that are cheap and there are plenty of those out there at present. Valuations in bombed-out parts of the market are at levels not seen for many years and whilst some of these may be value-traps, there are good companies offering great value for investors. So, taking a two year view, we set price targets for stocks and from here many stocks offer 30-40% upside.
"Whilst the last year has been difficult for equities, I am firmly in the camp which believes that, with investor expectations of equities at a low point, the upside is high. The fund is roughly fifty-fifty fixed interest and equities which creates a good balance and the fund has been stable in exactly the way it should during these difficult times.
"But right now I continue to own mining stocks and having avoided the value-trap of the banking sector through the crisis I am now buying HSBC. Oil looks like a bubble and I think demand and supply will adjust. So I think the outlook is actually a lot better than most people believe".
16th June 2008
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REIFEN and Automechanika pool resources
133,000 visitors from over 170 countries encountered a record 4,843 exhibitors
The first 'Mechanic Games', an enjoyable sporting challenge for workshop visitors with a colourful supporting programme, was a popular destination... learn more
Thomas Fischer, Chairman of the Executive Board, VREI, Verein Freier Ersatzteilemarkt e.V
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Our members are extremely satisfied with the trade fair. All of our companies welcomed top decision makers to their stands. learn more
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The move from Hall 8 to Hall 9 was a big step for us, and it was a major success. learn more
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Following five days of Automechanika, there is no need for any complicated analysis to confirm what we already know: this trade fair was a resounding success for us. learn more
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The international make-up of the visitors and the quality of talks at Automechanika are unrivalled. learn more
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The basic and advanced training area in the Galleria was once again an important part of Automechanika for us. learn more
Siegbert Müller, Sales Director of Carbon GmbH, Managing Director of Miracle-Europe GmbH
Automechanika 2016 was a very successful event for us. learn more
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The 360° workshop brings together the comprehensive diagnostic expertise of WOW! Würth Online World GmbH ad WABCOWÜRTH Workshop Services GmbH at Automechanika 2016. learn more
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Automechanika is more than just a trade fair for us. learn more
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Automechanika is our preferred platform for presenting this year's new products to a broad range of German and international customers... learn more
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In addition to the well-known Knorr brake products in OEM quality, Knorr-Bremse is putting together step-by-step a portfolio of attractive aftermarket products and solutions under the TruckServices brand. learn more
Wolfgang Krinner, Member of the Board of Management, Knorr-Bremse Truck Systems
Save the date: Automechanika Frankfurt / REIFEN: 11. - 15.9.2018 (ICS, 3.60 KB)
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A girl has been reunited with her pet dog almost five years after it vanished.
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Baby Love here! There are so many things that I love about this next line of products from TruKid! It might be my new absolute favorite children's line. TruKid is awesome, affordable, 100% safe, and did I mention awesome?
Jennifer Bunker Adams, a working mother of 6……wait, did I just type "a working mother of 6?" Let me double check this. Oh thank god, she was actually a working mother of 5 with another one on the way. I feel so much better about myself now. Looking for ways to protect her own children's skin, TruKid was born out of necessity and out of a need to fill a major market gap in non-toxic products suitable for young kids and their delicate skin. As a result, all of TruKid's products are BPA, phthalate, SLS, paraben, 1-4 Dioxane (a group 2B carcinogen), and Gluten free. 100% natural and certified organic, the Environmental Working Group recently gave TruKid's entire line a safety rating of 0-3.
We were so luck to receive a full round up of Jennifer's most popular items. Our reviewers got a chance to use TruKid's Silly Shampoo, Cool Condition, Bubbly Body Wash, Friendly Face Wash, Dancing Detangler (running out of breath), and Sunny Days SPF 30 sunscreen. Even the packaging of this line is amazing. Each bottle has a unique learning system, coding each bottle with a picture of the part of the body the product is intended for! William absolutely loved this. He could flex his "big brother muscles," and instruct Calum on exactly how to use each different item. For the first time ever, I could actually leave my products lying around since the boys had absolutely no interest in using them.
So aside from the packaging being superbly genius, these products worked beautifully. William, aka walking rash, had no reaction from this line. The shampoo and the conditioner left the boy's hair soft and shiny, and even in the dead of this awful New England weather, the body and face wash did a great job at keeping their skin moisturized. I always love the look of really shiny, clean little kid hair. It's got that shimmer that you just can't get back!
We were on vacation in Mexico last week, I had a great opportunity to use the Sunny Days SPF 30 sunscreen stick. It was perfect for the nose, lips, ears. I will definitely be carrying this with me on future vacations, and onto the sports field this Summer. I love that it can easily be slipped into your pocket or pocketbook! It lasted hours in the water, and I loved that I could clearly see where I had used the stick.
I don't have girls to use the detangler on, but I did put it in my hair after I got out of the pool and ocean while on vacation. I used it as sort of a leave in conditioner, and it worked wonders. My hair was soft and manageable even after hours in the sun and salt water. I have to confess that I used the entire bottle.
What I loved most about TruKid, and what really surprised me the most, was the line's scent. As we've seen with so many organic lines, the products have a history of smelling pretty average. TruKid's line, however, smells like a mix of grapefruit and orange, and maybe even a hint of lavender. It leaves an all over smell that keeps both boys smelling great, even when they're really not and in a serious need for a shower.
For all you mom's with children with really, really sensitive kids, TruKid has a newly released super sensitive line that is definitely worth taking a look at. www.trukid.com, has all the information and products any mom who is serious about protecting her kid's skin will be interested in. As a special for megsmakeup.com subscribers, Jennifer is offering 20% all orders of $30 with code megs20 (good until February 14). I love the 3 pack supplies, and have my eye on the super sensitive body lotion!
Take advantage of the savings and let us know what your go-to kid products are!Buy it here!
BabyLove here! Are you ever shocked by what you are capable of doing as a mom? The other day I was eating a turkey sandwich when William called me from the bathroom to wipe his bum. I put the sandwich down, wiped his bum, washed my hands, and continued eating. It wasn't until later that evening that I found myself utterly amazed by what I had done. Five years ago, the thought of wiping a bum would have made me gag. NOW, however, I'm quite able to wipe bums and eat at almost the exact same time?..Disgusting, and probablynot a resume builder. This topic, gross things we do for our kids, leads me to the only thing that I really can't handle as a mother, and that's boogers. Nasty booger noses make me gag. Runny, green snot noses aren't allowed in my house which is why last year I turned to BOOGIE WIPES!Last winter both of my kids had 6 ear infections a piece. Most commonly an ear infection follows a cold, and is the result of improper drainage. So for each ear infection that my boys suffered from, a nasty cold came first. Each cold was worse than the one before, and the red, raw nose that lasted long after the infection was gone, really did a number on William's willingness to blow his nose. One day in Target, I came across a package of what I thought were wipes, but turned out to be SO MUCH MORE.
Boogie Wipes are made with saline, vitamin e, aloe, and chamomile. The saline acts as a dissolvent for those gross, stuck on boogies and the vitamin e, aloe, and chamomile soothe and prevent chapped noses. They are packaged in a small, travel size wipes package with an actual lid to prevent them from drying out. I?ve carried these in my baby bag, my pocket book, and kept them in my glove compartment. They smell soo good, just like Hubba Bubba Grape bubble gum, and best of all, kids love them because they DON'T HURT. These wipes have become a staple in my life, and it's such a shame because most moms don't even know they exist-until now of course!
Last week I was strapping William into his car seat so we could head out for school.
Me: Let me wipe your nose.
William: No one wants to hang around with the kid who has boogers all over his face.
Me: Exactly.
AM I bad mom for telling my son the truth about boogers? Maybe, but I don't think so. Please, please wipe your kid's nose before they head out the door, and do it with a BOOGIE WIPES. They'll thank you for a number of reasons, but most importantly because no one wants to hang around with the kid who has boogers all over his face.
Buy It Here! or Target!
What tricks do you have for keeping your little one nice and clean?
BabyLove here! A big thank you to everyone who commented on last weeks article. I don't feel so alone now knowing that a lot of you are as boring as me. I'd like to announce that as of tonight, I am officially done shopping.The stress of the holiday season has forced me into an eating frenzy, but thankfully I'll take these next few weeks to decompress.
I've gotten another drugstore baby product that is affordable to everyone, and can be found almost everywhere. I have to admit, that I've been dying to try this line, and with unsuccessful attempts to get some product for my list, I decided to buy it myself. Hopefully, I'll sweeten my proposition to their pr firm by reviewing them anyway.
If you haven't tried a Yes to Carrots, Yes to Cucumbers, Yes to Tomatoes, and recently added Yes to Blueberries product, then you're probably living under a rock somewhere. All three of these lines combine high quality fruits and vegetables with a mineral elixir from the Dead Sea to create quality products that nourish and hydrate skin and hair. 100% natural, Yes to Carrots baby carrots line is also tear free, hypoallergenic, paraben, petroleum, and SLS free. It's super affordable at $7.99, and convenient since it's another 2 in 1 product that us mothers love. The line is a perfect gift set for a mother to be where it includes a lotion, diaper cream, and bubble bath.
Yes to Carrots is a gentle foaming cleanse. I love products that foam up instead of getting all soapy dish water looking. It makes for an easy rinse, and where William has such sensitive skin, I'm assured that there's no residue hanging around to irritate him. Like a lot of the natural products we review here, the wash does smell really citrusy with just a hint of baby powder. It comes in a sturdy pump, which makes it easy for Calum (he ¡s 2.5) to manipulate. He's really pleased with himself when he does it all by himself just like William. I already mentioned that this is both a shampoo and a body 2 in 1, so it's really nice to be able to expedite the showering process. Neither of the boys showed any signs of irritation from using this, and their hair was really silky. I've said it before, but it always surprises me when a 2 in 1 leaves hair feeling soft and conditioned. Every time I use a 2 in 1, my hair feels like hay. I guess my next purchase will be their baby lotion, which I unfortunately failed to give that a sniff test when I was at the store.
Although this is my first experience with Yes to Carrots baby carrots, I have used their facial towelettes from their Yes to Cucumbers line. They cleanse, and remove make-up fantastically. A package of 30 wipes cost $5.99, and can be picked up at any local drugstore and should be on your list for this holiday season. I specifically have my eye on Yes to Blueberries complete age refresher regimen for my 30th birthday!With four sub-lines for skin, hair, lips, and baby you can choose Yes to whatever you want and be really happy!
Drugstores Everywhere!
BabyLove here! The joy of the holiday season is bearing down on me, and I'm suffocating. I started shopping the first week of November, and honestly, I'm not even close to being done. I feel like I have a whole bunch of small pieces to each gift, but I haven't been able to put together the entire puzzle.
Two weeks ago, I went shopping with my friend and her sister to Toys R Us. We split up, did our shopping, and got back together at the checkout lines. Both of their carts were full of all sorts of great ideas, and I looked through them with envy. My cart was full of cars, and transformers, and theirs were full of magical toys that I never even considered buying. Even my mother picks out better toys for my kids than I do. I used to think that it was because I wasn't creative, but I think it's worse than that, I think I'm boring.
I thought back over the past few years, and it turns out, I'm constantly giving the same lame gifts year after year. For example, my mother gets sweaters and jeans, my in-laws get airline vouchers, my nieces and nephews get Visa gift cards, and my sister gets something that I look at and longingly wish to wear, but will never be able to. I usually throw a pair of pajamas and slippers into the mix, but never stray too far from the "list." I love good ideas and neat gifts, but the thought of buying something that someone doesn't like really stresses me out. Unless I'm given specific instructions about a make, model number, and color of something someone has their eye on, I pace the aisles of stores in complete panic. So, once I find a good fit for someone, they should expect to receive that gift in an assortment of colors for the remainder of their lifetime.
I think that once old enough to know the truth about Santa, everyone should have to register for the gifts they want no matter what holiday and/or special occasion. My life would be so easy if I could go into any Gap, print out a list, and purchase exactly what my 14 year old niece wants. Screw that saying, "It's the thought that counts." I'm almost positive that's not what my husband is thinking when he opens his bathrobe year after year. Wouldn't it be perfect if I knew what William's preschool teacher wanted since I just assume year after year that she drinks coffee and really loves Yankee Candles? The pressure of the holiday season would be off my shoulders just knowing that I got everyone just what they wanted.
I'm super interested in the unique gifts, beauty or not, that all you megheads pick up for the holidays. What makes you a good gift giver, and how can you help me become one? I still won't be original, since I'll be stealing all of your ideas, but at least I won't be so humdrum that I can't stand myself.
BabyLove here! I was in need of a "fill in" product this week. To be honest, I'm stocked full of great new products, but needed a week to organize them and get them out to everyone! So this morning when I was at Target, I picked up Suave Kids 3 in 1 shampoo, conditioner, and body wash in wacky watermelon. I bought a 22.5 fl. ounce bottle for $2.55.
I'm not a product snob. I'll try all sorts of things, and truthfully, I receive these ten dollar body washes for free. If I wasn't getting these products for Meg's, there is only a handful that I'd be willing to go out and spend the money on. My boys are sort of over bath time at the moment, and look forward to taking long showers. They take their cars in, and slam them against the walls, and if I'm not careful, take every bath product available and squeeze them out. I learned the hard and expensive way that it's best to remove anything you do not want touched before the shower goes on. So to be fair to everyone, I'm going to start picking up some slightly more reasonably priced products, available to pretty much everyone.
With cold season upon us, snotty noses are all the rage in my house. So when we got back from Target this morning, William and Calum jumped in the shower with their new Transformer cars to wage war against the good and bad, and boogers. It was my perfect chance to try the Suave that I had just picked up, and with a 3 in 1 product it was hard to go wrong. Since William likes to be in charge (he's like his mother), he usually instructs Calum as to which product goes where. However, with this stuff, there wasn't much more than, "wash everywhere."
It's hard to disagree with the fact that all natural products are better for our children than ones with detergents, parabens, and dyes. So, I'm going to ignore the fact that Suave isn't all natural, and review it from there. First, a 3 in 1 product is super convenient. Second, wacky watermelon smells wonderful, just like Hubba Bubba bubble gum. I'm actually debating on using it for a body wash in about an hour or so. And last but not least, the fact that it claimed to shampoo, condition, and body wash, and did do all three things is pretty impressive to me. Usually products that claim to shampoo and condition the hair end up leaving it feeling dry and looking like hay. Suave 3 in 1 left their skin soft. It didn't cause a reactions which is always my number 1 concern, and their hair was smelling super, and looking super soft and shiny. I was really impressed with this considering it cost me under $3.
When I was perusing Suave's website, I did notice a Natural line that I must have overlooked at Target. It will definitely be something I pick up next time I'm out and about looking for ideas for products.All in all, while it's not out typical $10 of organic wash, I was really pleased with Suave, and want to know what other everyday lines are you big fans of?
Baby Love here! I always feel like a pervert or a sex addict when I buy massage oils. I kind of equate it to when I'd have to buy a box of condoms. I look at the 16 year old kid ringing me up and think, "I wonder if he thinks I'm going to use this for, ya know?" The truth is, sometimes you can use sensual massage oils for non sensual purposes.
We love, love, love Aura Cacia here at Meg's. We have had the pleasure of reviewing their body creams, kid's washes, and bath salts. So, when I was at our local apothecary the other day, and my eyes fell upon, "Sensual Jasmine Aromatherapy Massage oil," I knew I had to try it. I love oils. I use them in my hair, on my face for a moisturizer, and most recently discovered that I prefer to use them as a moisturizer for my feet, legs, elbows, and hands in the cold New England winter months. When I got home with my new purchase, I immediately saw my husband's interest perk. "Is that for us?" he asked. I said, "Yes, you can massage my feet later on."The scent of jasmine has long been considered an aphrodisiac and a women's oil. It is thought to have hormonal balancing properties, and has been in the past rubbed onto the abdomen of women who are in labor. Aroma- therapists believe that jasmine is a natural anti-depressant, which helps in opening pleasant pathways and reducing fears. After learning all of this, I thought about drinking my bottle, but decided against it.
I'm so grateful that the majority of the world knows what Jasmine smells like and that I don't have to try and explain it. We can all agree, hopefully, that it smells pretty glorious. After I took my first run in almost six months, and the urge to vomit passed, I jumped right into the shower, looking forward to having a chance to dip into my new purchase. When I applied this to my body, all of the dry parts pretty much drank it right up. I worked it in with very little mess, and I smelled so good. The scent lingered in the rooms that I passed through almost the entire night. My mother actually asked me if I had a new candle burning. I know I'm making it sound like the smell was overwhelming, but it wasn't. It was just a calm, minimal scent. Some creams have such a potent smell, but these essential oils are just perfect. It did leave me feeling content, but unfortunately for my husband I didn't go looking for him to tear his clothes off!
Aura Cacia products are all essential oil based. Their website has an extremely interesting directory of all the essential oils they use, with detailed descriptions of their aroma therapeutic properties. You can actually search by the kind of mood you're looking to set, and a list of the oils that are known to, for example, invigorate you, will pop up. From there, you can search their oils, body creams, home fragrances, and washes to find your perfect fit.
This line is so unique and with the holiday's right around the corner, it deserves a close look. I know that sometimes year after year, I end up picking up the same junk for an aunt or cousin. And year after year, I go to Yankee Candle for my kid's teachers. Not this year though, I just bought relaxing lavender room spritzes for their classrooms, and body washes after their long days!
Who else swears by essential oils?
Find it here!
Baby Love here! I love finding a good deal. Sometimes I start to wonder if I'm cheap, and then I look at my bank account and realize that there's no way I can be. I'm not a bargain shopper, but I really like finding good, effective products that save me some dough. For example, I still have to use Dreft for William's laundry. It's $15 a bottle, and honestly, I don't have the time to separate all of our laundry so I can wash his clothes separately from everyone else's. So I guess it's fair to say that we all use Dreft. Anyway, I was at the supermarket last year, and I found the store brand version of it for $4.99. I tell all of my friends that are new moms, and I guess it proves that I really don't have a great deal of excitement in my life since I get so passionate about saving $10 on laundry detergent.
Mrs. Meyer's Clean Day products are another one of those lines that gets me really wound up. Natural and organic products are usually twice as much money as things that are not. I like to buy organic meat and poultry, and I expect to pay $9.00 as opposed to $4.75 for three chicken breasts. I also like to buy organic and natural products to use on my children, or on cleaning products that clean things like the tub and dishwasher. Mrs. Meyer's Clean Day allows me the peace of mind that comes along with buying natural products, while also saving me from going broke. All of their products are comparatively priced to the others that are stock full of harsh chemicals, and fragrances. Made from mostly plant derived ingredients, essential oils, and safe synthetics, Mrs. Meyer's products contain no solvents, petroleum distillates, bleach, phosphates, or ingredients that could cause harsh fumes.
Not only does Mrs. Meyer's carry a full line of household cleaning products, candles, and laundry detergent in five different scents, but they also have an awesome line of baby care products. We received a round up of products, and I quickly became an addict to Mrs. Meyer's Clean Day Aromatherapeutic Freshening Spray in baby blossom. Everyone knows that poop stinks, literally. Sometimes I'm on the way out, and I change a diaper. By the time I get back home, it's been sitting in there for 6 hours, and as you can imagine, when I open the trash can, it smells gross. This freshening spray is killer! It zaps those nasty odors right out of the air, and it's totally safe. I have to admit; sometimes I go a little overboard. It's used pretty much in every room in my house, and in my car. I usually get the worst headaches from sprays with strong fragrances; they can actually turn my stomach enough to the point where I get physically ill from it. Therefore, I'm pretty hesitant to use stuff like this, but I did, and I'm sticking with Mrs. Meyer's. Since I have the absolute hardest time trying to put scents into words, I'm going to take their description of baby blossom right from the source. According to Mrs. Meyer's, baby blossom smells like, "The blossoms of spring wildflowers, butterfly violets and honeysuckle with a teeny bit of apple, lemon, and mint." I couldn't have said it better.
For all of you dry, chapped hand suffers, I also highly recommend picking up Mrs. Meyer's hand lotion. It lasted all of about 5 days in my house. I put it right over my sink, and every time I washed, I also gave my hands a little love by pumping a few squirts. The lotion moisturized without leaving my hands a greasy mess.
So if spring cleaning is coming to your house a few months early, I suggest going to the store and picking up Mrs. Meyer's. I can't say that it will make cleaning fun, but it might make a little more enjoyable. Any other Mrs. Meyer's fans?
Baby Love here! Have you ever had a product that makes you feel fancy? I mean, I might be the least fancy pants person on the planet, but sometimes I use a product that makes me feel 100 times more important than I really am. It doesn't have to be the most expensive sought after product either. Sometimes it's just the packaging of an item that will allow me to think I'm more sophisticated than I actually am.
When Megan and I were in New York City over the summer, we had a chance to catch up with our friends at our favorite PR firms. At these meetings, we tell them what is going on with the site, and they introduce us to the new lines they represent. Needless to say, we leave with a lot of goodies to play around with! On one of our stops, I was given a baby sampler from a line called LaVanila. Oooh la la, this stuff makes me feel really swanky, and it's not even supposed to be for me!
Founders Danielle Raynor and Lauren DiGiorolamo both suffered from allergies due to harsh chemicals and synthetic fragrance found in their beauty products. Lauren and Danielle set out to design a luxury line of products full of natural ingredients and free from everything else. They succeeded, let me tell you.
Most natural products suffer in one huge area, smell, but not with LaVanila. The second I looked at this line, I knew it would be a winner. After I tried all the products at home on my boys, I immediately emailed their rep. and asked for some more. Two days later, LaVanila's Baby Butter was sitting on my doorstep.
The packaging is super simple, yet elegant. Adorned with pink and green bouncing babies, LaVanila presents itself with style and class. And the smell, OH the smell! It smells like baby powder with a tiny hint of vanilla, and maybe a drop of fruit punch! I don't know how many times I have to tell you all this, but I am awful at distinguishing smells. I'm not too worried about it on this one though, because I know my fellow reviewers will be able to more clearly describe it. My kids and I have spent everyday lathered in one product from this line, or another. We used their body wash, their lotion, their body butter, their diaper cream. Everything was amazing, and I had not one fragrance induced headache. This is the only baby line that Sephora carries, and for good reason, it's the best I've ever tried. The bundle of these products would be an awesome baby gift. Pediatrician approved, hypoallergenic, packed full of vitamins and minerals, and free of chemicals, LaVanila is safe for everyone. The Baby Butter that we received for review left my rugged boys feeling so soft and smooth. They smelt so nice, fresh, and clean.
LaVanila also carries a line for big people! They have body washes, fragrances, lip balm, sunscreen, etc. Get to your closest Sephora and you will be in love at first sniff. If you have an expecting friend, or looking to get a jump on your holiday shopping, this line is so great. On their website, Lavinila.com, they have a gift section where all of the thinking is taken right out of your shopping. Those lip balms look perfect for stocking stuffers!
I love introducing new lines to you all. I'd love to know if any of you have used this line before, and if it made you feel way cooler than you actually are!


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This property is no longer available.Search for Available Property.
2.43 acres in Spokane County, Washington
If you dream of living at the end of a cul-de-sac on a stunning piece of property than this 2.43 acre lot is the one for you! An abundance of mature trees for both shade and privacy fill the property. Surrounded by beautiful views this lot could truly be your new perfect location. Call for more information today!
280A towards Maple St, merge onto 4th Ave, take 1st R onto S Walnut St, L onto W 2nd, slight L on Sunset Blvd, slight L onto W Sunset, R onto S Government Way, L on W Pacific, land on right
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NOTE: The information contained herein is provided as general information only and has been obtained from sources deemed reliable. It is provided without any guaranty, warranty or representation, expressed or implied, made by Lands of America, or any related entity, as to the accuracy or completeness of the information. The information is presented subject to errors, omissions, change of price or conditions, prior sale or withdrawal without notice. Prospective purchasers should make their own investigations, projections and conclusions concerning the information.


text: Salisbury Behavioral Health, Inc.24.Nov 2015 Employee Residential Advisor 1.25 1.25 Suggestions for improvementPlease get organized. Care for your staff and back them up when needed. I say you guys should give the company up. Company Salisbury Behavioral Health, Inc. City Horsham Are you a Current or Former Employee? Former job since 2013 Position Others Department Non-cert. nursing support/nursing support


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July 4, 2014
LAUNCHED MODE | Data Scientists & Analysts! MODE is now LIVE!
IT'S LIVE! San Francisco data startup Mode Analytics has finally revealed its cloud-based site/app for helping people inside companies efficiently analyze data together and easily share their findings.
Mode, a company that calls itself the "Github for Data Analysis" and will be an online repository for data science/analytics work. Read More…


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Select Country or Region
We believe that people and expertise are key in delivering excellent customer service and performance. The senior management team of Africa has over 50 years experience working in the power rental business and over 10 years experience servicing the African continent.
In 2009, Aggreko opened its first depot in South Africa in Midrand, in 2011 another in Durban, and in 2012 one in Cape Town. By establishing a permanent presence we are able to offer 24/7 availability and service support to our customers in the region. Our South Africa depots are expected to grow substantially as a hub for the region.
At Aggreko, confidence is much more than just a work, it is the driving force behind the way we think of ourselves, the way we want the world to think of us, and the way we do business.
We work with passion, dedication and teamwork, building new opportunities through relentless commitment to superb customer service and first-rate product quality and reliability.
If you are interested in positions with Aggreko in South Africa please submit your CV.
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Tracey Wacik Adv.Dip.CP.MNCS
07885 769858
About me
I provide a peaceful setting where you can feel at ease to explore the best way to move forward to improve your life. Taking this first step is empowering and may feel a bit scary at the same time, but the best results are achieved by talking it out, with the assurance of knowing that you will not be judged, but met with empathy and understanding. We often find that we hold the answers inside ourselves, but sometimes a little help is needed to gain clarity.
Sometimes, just one appointment can put you back on track, so I offer both short-term and long-term therapy, depending on your need. I offer both day and evening appointments, as well as some weekend appointments.
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Diploma in Hypnotherapy and Counselling Skills (Dip.Hyp.CS)
Advanced Diploma in Counselling and Psychotherapy (Ad. Dip. CP)
I adhere to the National Counselling Society Code of Ethics and Practice and undertake continuing professional development and supervision.
I hold an up to date CRB (Criminal Records Bureau) disclosure certificate - checked and approved.
Accredited by the Professional Standards Authority on the Authorized Voluntary Register - a scheme set up by Government to regulate standards and safety of the health and social care occupations.
I have worked with families within the NHS, and within the private sector for the past 10 years both in UK and USA.
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Individual Counselling @ £30 per session.
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yogi190 Review
It goes well in the dinning room
Everyone loved the Tree. And ask me where I got it from. When I told them from Overstock they said they also like to shop at the site.
- How did the color on site compare with the actual product? looks real.
- Please tell us about the quality of the product. very good
- How accurate was the on site description of the product? very
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Gov. Jack Dalrymple today toured areas of western North Dakota that are important to the state's history and culture, wildlife and plant habitat and outdoor recreation. Dalrymple said the day-long, guided tour provided further insight into many of the region's special places and will help advance the state's ongoing commitment to minimize impacts from energy development and rapid growth.
"We can develop our energy resources to help create a bright future for North Dakota and at the same time preserve our great outdoors and unique ties to the past," Dalrymple said. "Responsible energy development and effective land stewardship are not mutually exclusive. We will continue working with the energy industry, private land owners and private mineral owners to minimize the footprint of energy development in western North Dakota."
Dalrymple 's nine-hour ground tour included visits to the Theodore Roosevelt National Park North Unit, Long X Divide, Lone Butte, Killdeer Mountains Wildlife Management Area, Killdeer Mountain Battlefield, Little Missouri River State Park, Elkhorn Ranch, Twin Buttes and the Theodore Roosevelt National Park South Unit. The Governor also took an aerial tour of areas of interest from south of Belfield and Medora to Watford City. The aerial tour included views of Bullion Butte, Kinley Plateau, Square Butte and Tracy Mountain. Dalrymple said he expects to visit other areas of special significance in the future.
Dalrymple toured the region accompanied by technical experts from the U.S. Forest Service, the State Historical Society of North Dakota, the National Park Service, the North Dakota Game and Fish Department and the North Dakota Parks and Recreation Department. The group toured by passenger vehicle, on all-terrain vehicles and on foot.
The state follows a coordinated, multi-agency process to safeguard state lands important to North Dakota history, wildlife and plant habitat and outdoor recreation. The oversight requires the North Dakota Department of Trust Lands, the State Historical Society of North Dakota, the state Department of Mineral Resources and the state Game and Fish Department to review all tracts of state land to be made available for mineral lease, then identify for consideration by the North Dakota Industrial Commission any areas of special significance. The process allows the Industrial Commission to make informed decisions when considering the issuance of drilling permits, including restrictions designed to minimize the physical and visual impacts of oil development.
Dalrymple is chairman of the Industrial Commission. Other members are Attorney General Wayne Stenehjem and Agriculture Commissioner Doug Goehring.
The Industrial Commission has required a wide range of stipulations on drilling permits to maintain natural view sheds, to protect water resources and to mitigate other development impacts. The Commission has also passed tougher regulations to further protect the environment. Additionally, the state's Oil and Gas Division and state Health Department have significantly increased their staffing to enhance inspections and regulatory enforcement.
Key to effective stewardship is continued strong working relationships between the state, energy industry, private land owners and private mineral owners, Dalrymple said.
The North Dakota Constitution prohibits the state from denying its citizens the right to develop their property and 90 percent of all minerals in the state are privately owned. The state owns about 2 percent of all mineral rights and the federal government owns the remaining 8 percent.
The Industrial Commission has placed a special emphasis on protecting the Little Missouri River State Park and other unique areas. While the state owns only 20 percent of the state park's surface and less than 7 percent of the mineral rights, the Industrial Commission has been able to reduce the number of well pads and restrict their location in and around the park by working with area property owners.
Source: http://www.governor.nd.gov/media-center/news/dalrymple-tours-special-sites-western-north-dakota


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Agenda Manager for Windows.
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text: 1. As of noon trading, Express Scripts ( ESRX) is down $0.30 (-0.5%) to $65.97 on average volume. Thus far, 1.7 million shares of Express Scripts exchanged hands as compared to its average daily volume of 4.4 million shares. The stock has ranged in price between $65.62-$66.20 after having opened the day at $66.14 as compared to the previous trading day's close of $66.27. Express Scripts Holding Company provides a range of pharmacy benefit management (PBM) services primarily in the United States and Canada. It offers healthcare management and administration services on behalf of its clients. Express Scripts has a market cap of $54.0 billion and is part of the health care sector. Shares are up 22.7% year to date as of the close of trading on Tuesday. Currently there are 13 analysts that rate Express Scripts a buy, no analysts rate it a sell, and 3 rate it a hold. TheStreet Ratings rates Express Scripts as a buy. The company's strengths can be seen in multiple areas, such as its compelling growth in net income, growth in earnings per share, largely solid financial position with reasonable debt levels by most measures, increase in stock price during the past year and notable return on equity. We feel these strengths outweigh the fact that the company shows weak operating cash flow. Get the full Express Scripts Ratings Report now. STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12-months. Learn more. If you are interested in one of these 3 stocks, ETFs may be of interest. Investors who are bullish on the health services industry could consider Health Care Select Sector SPDR ( XLV) while those bearish on the health services industry could consider ProShares Ultra Short Health Care ( RXD).


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Envision the possibilities for a fashionable modern living space with this contemporary fabric swoop dining chair.More Details >
Chic, comfortable, and elegant in its oyster fabric cover, it's a wonderful choice for supplementing a glass or wood dining table. This contemporary fabric swoop dining chair is constructed with a quality solid pine wood frame featuring charmingly curved legs. Made in the U.S.A.


text:
A680 1.44 inch TFT LED Screen GPS Watch Tracker
SHIPS IN 10 TO 15 WORKING DAYS "Features: 1) GPS positioning 2) Track record 3) Telephone monitoring 4) SOS button for help 5) Dial the number 6) Answer the call...> See more product detail
SHIPS IN 10 TO 15 WORKING DAYS"Features:
1) GPS positioning
2) Track record
3) Telephone monitoring
4) SOS button for help
5) Dial the number
6) Answer the call
7) Hands-free
8) GPS time
9) custody side features: SMS / weather / position / alarm clock / GPS information
1) GPS location accuracy: 15 M
2) GSM Network accuracy: 200 M
3) GPS Band: 1575 MHz
4) GSM Band: 850/900/1800/1900 MHz
5) Display: Size 1.44 TFT 6) Standby consumption: 1 to 3 mA 7) GPS connecting: 70 mA 8) Standby time: 7 days 9) Continuous monitoring: 8 - 10 hours
10) Battery: 600 - 750 mAh Hi Li-ion rechargeable battery (750 mAh For Watches tyle)
11) Hot start time: about 3 seconds
12) Warm start time: about 15 seconds
13) Cold start time:
14) Working temperature: -20°C to 65°C
15) Working humidity: 5% to 95%
16) Storage temperature: -45°C to +90°C
17) Restrictive working temp: ?-40°C or ?+80°C"
How long will my order take to arrive?
|Product status
|Leaves Zasttra.com or Seller
|Overnight Shipping Transit time
|Economy Shipping Transit Time
|Post Office Transit Time
|AVAILABLE, dispatched immediately
|Leaves Same day
|1 Day
|1 to 3 Days
|AVAILABLE, dispatched immediately
|Leaves Next day
|1 Day
|1 to 3 Days
|AVAILABLE, dispatched within (specified) days
|Leaves In (specified) days
|1 Day
|1 to 3 Days
|AVAILABLE, dispatched within (specified) days
|Leaves In (specified) days
|1 Day
|1 to 3 Days
|AVAILABLE, from Overseas
|Leaves In 5 to 7 working days
|15 to 60 Days
Collections (Pietermaritzburg only):
Weekdays: 09h00 to 17h00
Home/Office delivery via courier between 9am - 5pm, Monday to Friday
Note: These delivery times are estimations; it is difficult to guarantee exact delivery times. To find out a more accurate delivery time on the specific items, please call us on 087 237 4746 or email us at email@example.com.
Goods may be returned only when defective, damaged or if the product supplied is not the same product as what was ordered. If the Goods are defective in any way this must be reported as soon as reasonably possible after the product having been delivered to you and must be returned to us within a period of 180 days after delivery. If the Goods are not the same as what was ordered this must be reported within 24 hours of delivery. Any damage must also be immediately reported, within 24 hours of delivery.
Unwanted Goods: To be eligible for a return, your item must be unused and in the same condition that you received it. It must also be in the original packaging.
Several types of goods are exempt from being returned. Perishable goods such as food, flowers, newspapers or magazines cannot be returned. We also do not accept products that are intimate or sanitary goods, hazardous materials, or flammable liquids or gases. Special order item* with future shipping days (*SHIPS IN OVER 7 DAYS) of over 7 working days; normal cancellations are not accepted; forced cancellations will incur a 15% restocking charge...


text:
- Latest
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nypost.com - 9 readers - They're heeeeeeeeeere! Maniac clowns have invaded the Big Apple — including one bozo who stood outside a Queens man's bedroom window and beckoned him outside while holding a knife. "He had the red …
newyorker.com - 12 readers - Is the head of Y Combinator fixing the world, or trying to take over Silicon Valley?


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Hotel Alishan
Call us 1800-300-2400-1 (Toll Free) and Get additional Discount upto 50% for this Hotel.
You are getting lowest possible rate for this hotel
- About Hotel
- Reviews
About Hotel Alishan
Providing free wireless internet access and breakfast to its guests, Hotel Alishan is an accommodation in Diu. The hotel can be reached from the Delvada Railway Station (10 km) and is located near the Diu Museum (0.5 km). All the 24 rooms in this hotel have makeup mirrors, telephones, cable TVs, and attached bathrooms with hot and cold water supply. The hotel has 2 floors. Hotel Alishan features a restaurant, business center, and gym. It provides laundry service, medical assistance, and room service. This Diu hotel has a coffee shop within the premises. The Jethibai Bus Station is at 1 km from the hotel, whereas the Diu Airport is at 9 km. The hotel is located close to the Diu Cricket Stadium (1 km), Naida Caves (2 km), and Sukhnath Mahadev Temple (3 km).
No of floors: 2 | No of rooms: 24
Checkin Time: 1200 pm
Checkout Time: 1200 pm
Hotel Amenities
- Luggage Storage
- Internet Access
- Restaurant
- Medical Services
- Swimming Pool
- Room Service
- Parking
- Breakfast Services
- Coffee Shop Or Cafe
- Laundry Facilities
- Front Desk
- Doorman
- Business Center
- Gym
- Housekeeping
- Multi-line Phone
- Temperature Control
- Makeup Mirror
- Smoking Rooms
- H/C Running Water
- Bottled/drinking Water
- Window Opens
- Premium TV Channels
- Toothbrush/Razor On Request
- Television-Room
- Wakeup-calls
- Attached Bathroom


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Spacefaring SpeminEdit
The Spemin turned out to be a bit of a paradox throughout the years.
They are a race of blobs, and due to their behavior in the year 4620, lived up to their stereotype as to being "spineless", as they would boast about how advanced they were and the like, although when they threatened violence, their last words before cutting off communications would usually be about a "Spemin victory!", yet they would usually flee without opening fire. However, whenever a non-Spemin species would either react with hails in a hostile manner or open fire on the Spemin, they would change their tune, begging to not be blasted into bits.
By 4638, though, the Spemin had a complete turnaround somehow, acquiring very destructive firepower, heavy shields that would somehow still function in nebulas, and some kind of phase jump artifact, making them impossible to shake when attempting to flee an encounter with them.
Spemin ScoutshipEdit
The makeup of the Spemin Scoutships differs by year. They weigh 400 tons, and originally they had no shields in 4620, but by 4638, not only were shields added to their ships, but they were also ranked at class 6 and they somehow still functioned in nebulas. Originally their ships had only a pulse cannon, but those were replaced by plasma bolts in 4638. They also acquired some kind of phase artifact by then as well, which, once opposing ships began fleeing the Spemin and it looked like they were outrunning them, the Scoutships would suddenly appear right next to the opposing ship, keeping up with them, due to a phase "jump" that their ships could perform.
Known cargo that the Scoutships carry includes Endurium, lead and iron.
- Weight: 400 tons
- Shield class: None originally, Class 6 by 4638
- Weapon: Pulse cannon originally, plasma bolts by 4638
- Extra: Phase artifact (4638)
- Known cargo: Endurium, lead, iron


text:
- Election 2017
- News
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- Support
- About
- Contact
"I feel like I have less than zero time outside of the essential life survival!"
For Birmingham attorney Suzanne Ashe 10 and 12 hour work days are common, and at home she's constantly chasing after her two preschoolers.
"I eat at my desk, breakfast and lunch a lot of times because I don't have time to do breakfast at home while I'm getting the kids out the door."
So Ashe is always looking for ways to save time when it comes to food. On this day she's trying one of the hottest new products out of Canada: the 5-Minute Chef Meal. It hit shelves in the United States in March, so Ashe is one of the first here to try it.
Bypassing the oven – even the microwave – this meal warms itself up, in its own box, anywhere, using technology the U-S government developed to feed soldiers during the Gulf War. But is it any good? Between bites, Ashe has this assessment.
"It's really not bad. The noodles taste overcooked. Overall, it's a little bland. I didn't expect it be really great tasting so it's not a big disappointment. I mean it's definitely edible."
Not exactly a glowing recommendation, but that probably won't faze the manufacturer and others like it who are rushing new convenience foods to market. They're responding to changing family demographics, says Keecha Harris, a registered dietitian and W. K. Kellogg Foundation Food and Society fellow.
"We have a very small proportion of families that actually convene on a regular basis to eat meals. So mom may be eating in the kitchen and dad may be eating at the television and about 50 percent of their teenagers are going to be eating at their computer."
And then there's the car. Twenty percent of all meals today are consumed in the car, leading to the rise of so-called "handheld foods" that don't drip, spill or stick. One example that raised eyebrows when it was test-marketed in the northeastern U.S. is Breakaway Foods' line of IncrEdible brands, including scrambled eggs and Mac& Cheese in push-up tubes.
"It was in a package that was shaped like an old push-up ice cream bar."
Williams Roberts is business editor of Prepared Foods Magazine.
"You'd put it in the microwave for however long, I think it was 90 seconds, you pulled it out and you had a little stick that you put in the one end and you pushed it out the other end."
But the push-up tube was a flop with consumers. It was too messy and they couldn't pepper their eggs. Roberts says failures are common.
"I would guestimate, on the conservative side, 50% will fail and will be off the shelves within a year."
Although overall food sales are flat, convenience foods are selling at a pretty fast clip led by products like Go-Gurt and Campbell's Soup-at-Hand. Production of handheld foods is growing at an annual rate of eight percent and sales could reach $2.5 billion a year by 2004, thanks in part to colorful packaging and catchy television advertising, says University of Alabama-Birmingham nutrition professor Beth Kitchin.
"It's all marketing! No matter how intelligent a consumer is I think a lot of us really fall for that sort of stuff because we want that edge. But so many of these things are so expensive and they're not going to be of any additional benefit, but people go for it!"
Meanwhile, manufacturers are cooking up new convenience foods that they hope consumers will go for in the coming months. The menu includes hot Ore-Ida French fries from vending machines and for those health-conscious parents — the "I Love Veggies Turkey Kit", which offers kids meatless veggie turkey slices, crackers and cheese.


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The ultimate How To Cure Nausea fanatics App!
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text:
Hello –
I have a little problem with the performance with jcr over rmi on different pcs. We have the same jackrabbit-standalone (version 2.2.7) running on 3 different pcs. Two of them are the same pcs (hardware) and one is more powerful. The access speed on the more powerful one and one of the other two is much slower (1-2 accesses per second) than on the third one (more than ten). We use the exact same jcr-standalone (version 2.2.7), operating system (windows 7 sp1), Eclipse version (indigo), jdk (1.6.0_26) and program (the one we are developing). Anybody some suggestions?


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The world's most popular languages
Did you know there are 7,102 known languages used today?! Ever wondered what language is the most spoken in the world? If you thought English, you thought wrong! However, English is the most popular language being learned in the world. Check out this link to learn more!


text: It's been such a long time since I've been here, since I lost interest here long ago. However, something happened to me that I feel I should share. Just take a look at this pictures and see what you think... This isn't meant as an article either, it's a blog post purposely.


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The American Indian Nursing Program at NAU School of Nursing is the first and only reservation-based entry-level baccalaureate nursing program. Since its beginning in 1996, more that 150 American Indian nurses have entered into practice as licensed RN's serving health care needs of native peoples in reservation settings and adjacent community's
Currently housed at the Good Shepherd Mission in Fort Defiance, Arizona, students have class-room and clinical experience in our facilities and local tribal health care agencies. Through the program students have classroom and clinical experiences at Fort Defiance, in Flagstaff at the mountain campus, in tribal health care agencies, in Indian Health Service facilities, and hospital and community locations adjacent to the Navajo Nation.
In this program, you will complete your prerequisite courses through Northern Arizona University or a local
community college, and then, apply for admissions to NAU's BSN program.
Like our traditional BSN program, the BSN American Indian Program prepares you to provide nursing care for
individuals, families, and communities in various urban and rural settings.
The program is dedicated to give priority each Fall semester to ten Qualified Native American students who are members of federally recognized tribes.
Graduates of the BSN American Indian Program are eligible to
take the National Council Licensure Exam for Registered Nurses
(NCLEX-RN), and begin their rewarding career in healthcare.
Download the AIP BSN information packet for further details.
Getting ready to apply? Please download the American Indian Program application to review the School of Nursing admissions process.


text:
They've already got democracy in the Middle East. I guess this guy doesn't read the paper.
Tribalism may work well enough in areas of low population density and little travel/trade. Definitely not the stuff of civilization or high civilization. Send those that want it out into the desert with their camels, otherwise thwey should expect a different form of social organization.
Sonds more like he's been reading Kipling.


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'No Boundaries'
'No Boundaries' on
Event Information
Followers 0
Saturday 15th June 2013
The Duke Box
5 Market Street, Oakengates
Telford, TF2 6EJ
Admission: £3.50 by ticket only
Concessions: NUS, Student Card, Trade Union Membership Card Free Entry
8:00 - 2:00am
STRICTLY NO ADMITTANCE AFTER 11:00pm
Resident DJs
Kev Preston
John Fisher
Mick Edwards
& Tim Everett
Playing the very best in up-front Modern Soul Music with
No Boundaries
Crossover to Nu Soul, Jazz-Funk to Soulful House
Tickets available from
or direct from any of the resident DJs. For more
information email
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Contact the venuePlease check with the venue/promoter to confirm details before travelling
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coming home
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- I don't know if all of you heard the news, But the Longs are returning home to the Chicago area (Isabella De Bolsa & Vladimere Oustlander). If you are available to stop by Sunday, we are having pizza and beer for any one who helps out. We look forward to seeing you all again!
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On the Line: Shewaye Zeleke of Tana Ethiopian
Dave Lieberman
That Tana Ethiopian Restaurant is on a fairly short list of places I visit frequently is due to a serendipitous trip to Portillo's in Buena Park a few years ago. I saw a sign and pulled a quick U-turn in the road, earning me the ire of a bus driver and the first of many happy dining experiences.
You have to hunt to find this little Ethiopian cafe, but it is worth the squinting and the honking as you head slowly down La Palma west of Magnolia. The owner, Shewaye Zeleke, has a genuine smile and the patience of Job, as she explains her complex, exotic and varied foodways to people whose last mental image of Ethiopian food was the famine of the 1980s. Most come away smiling, full and happy; I know I always do.
Here are her answers to our deep, hard-hitting interview:
1. Dish you cook that most represents you.
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Vegetarian food; shiro [a sauce base made from onions, spice powder and ground chickpeas]. Everything comes from Ethiopia, like me.
2. What was the last meal you had at home?
I had family coming for the New Year, so I made lamb.
3. Your favorite restaurant (other than yours):
The Olive Garden, really; I like to get the salad and soup.
4. Fast food guilty pleasure:
In-N-Out cheeseburgers.
5. Complete this sentence: I would like to [verb] [Food Network star] with [noun]. (for example: "I would like to BEAT BOBBY FLAY with A STALE BAGUETTE." or "I would like to SHOWER GIADA DE LAURENTIIS with FLOWERS"):
I want to teach every single one of them how to cook with spices.
6. Last meal of your life, what would it be?
Doro wat [chicken in spicy sauce with hard-boiled egg].
7. Items you always have in your refrigerator:
Niter kebbeh, our spiced butter.
8. Your most indispensable kitchen tool or appliance:
A good knife and a cutting board.
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