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Products of Scavenging Edit
These tables contain most, if not all the items obtainable from scavenging in areas.
Freedom City (and Slagtown) Edit
Streets Edit
Parts: Rusty Metal Spike Common Rusty Razor Ribbon Common Empty Dart Common Empty Brass Round Common Empty Syringe Uncommon Empty Clip Common Pile of Scrap Wood Uncommon Empty pack of batteries Uncommon Junk: Religious Tract Common Ashtray Common Pog Common Porno (Boy's life magazine) Common
Crack Mansion Edit
Parts: Lunch box Common Lead Bar Common Empty Syringe Uncommon Short Length of Copper Wire Uncommon Drugs: Rock of Crank Junk: Religious Tract Common "The souls of black folk" Common Ashtray Common Pog Common Furby Common
Gangland Edit
Streets Edit
Weapons: Electrical Cord Common Crowbar Uncommon Chunk of Brick Uncommon Fork Uncommon Clothing: Baseball Cap Rare Parts: Rusty Metal Spike Common Rusty Razor Ribbon Common Empty Dart Common Empty Brass Round Common Empty Syringe Common Empty Clip Common Pile of Scrap Wood Uncommon License Plate Uncommon Chrome Hubcap Uncommon Cinderblock Uncommon Firearm Assemblies Rare Junk: Condom Common Wallet Common Red Lighter Common Cigarette Uncommon Severed Head (What the fuck?) Uncommon
The Green Garden Cafe Edit
Parts: Ancient Coffee Filter Common Soda Keg Common
Abandoned Pharmacy Edit
Parts: Rusty Metal Spike Very common Chemicals: Bottle of Methylamine Very common Bag of Gunpowder Very common
Ruined Estate (old bomb shelter) Edit
Food: Bag of Popcorn Common Chocolate Bar Common Packet of Sugar Common Can of Boiled Beans Common Dried Pasta Common
Sharpton Projects Edit
Weapons: Electrical Cord Common Antenna Whip Rare Ice Pick Rare Softball Bat Rare Ammo: 9mm Clip Rare .44 Speedload Rare Parts: Circuit Board Common Servomotor Common Keypad/Detonator/Piezoelectric circuits Common Microprocessor Common Rusty Metal Spike Common Rusty Razor Ribbon Common Ferrule/Blade Fuses Common Empty Dart Common Empty Brass Round/Handful of Common Firearm Assemblies/Parts Common Small Loudspeaker Common Microprocessor Common Short Length of Copper wire Common Empty Syringe Common Steel Pipe Cap Common iJerk Common Broken LCD Common O-ring Common Empty Clip Common Pile of Scrap Wood Common Electromagnetic Motor Common Broken Lead Pipe Common Condenser Coil Common Liquid Reservoir Assembly Common Resistor Uncommon Relay Uncommon LED Uncommon Transistor Uncommon Handful of Brass Fittings Uncommon Length of Steel Chain Uncommon Long/Short Steel Pipes Uncommon Handful of Empty Shotgun Shells Uncommon Steel Rod Rare Length of Springsteel Rare Nanopacitor Rare Grindwheel Rare Plastic Tubing Rare Reinforced Flex Tube Rare Bike Chain Rare Buckey Lube Rare Brick of Quick-mold Plastic Rare Old Chainsaw Bladechain Rare Playstation 5 with Fuckable Breasts Rare Ancient Tire Rare Kevlar Strip Rare Carbon Fiber Panel Rare Ceramic Plate Rare Lock Cases of all qualities Rare Lock Mechanisms of all qualities Rare Chemicals: Charcoal Briquette Common Bag of Saltpeter Uncommon Stuff: Can of Spraypaint Extremely Rare (Apartment 306) Food: Box of Pocky Rare Medical: Suture Kit Uncommon Medium Trauma Kit Rare Junk: Comic Books Common Wallets Common Pogs Very Common White Lighter Uncommon 'Giggle Cream' Spraycan Common


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Buy Online Toys and for Gift Kids
When children are your primary focus, we at seifstores.com make it our mission to offer the best and most trusted brands, along with the highest quality toy products available. From preschool toys and early learning toys for your toddler to action figures and video games for your older kids, we make the transition easy by offering the best toys in all categories. Whether you are looking for Barbie dolls, building toys, video games, Star Wars action figures, or children's educational toys & learning toys, you will find it at seifstores.com.
With toys from the whole top brands including, Disney, Fisher-Price, Little Tikes, Hasbro, Leapfrog, Mattel & Doug, you are certain to discover the ideal toy for your kid. Children toys help divert then while they play as well as are a fundamental apparatus for learning. Delicate toys, building and development toys, table games and so on are adored by all are effortlessly accessible at our online seifstores. We have everything from straightforward youngsters toys to complex diversions and riddles.
Buy online toys for kids that will help inculcate important social skills, motor agility and mental skills in your child. Our range of kid's toys and games online is an innovative mix of best part play toys and games, which are academic and resources for actual entertainment, and ride tracks that will activate the innovative side of your child. A young child's physical growth and psychological development can be improved in extreme measures by using the age appropriate kids toys and games. Kid's toys and games also help bring mother and father and kids nearer and offer unmatched convenience of tracking and guidance the kids. Buy online toys, which will play an important role in building social values in kids and provide more clarity to understand the world around them.
Gift your child the toys from our extensive collection and enjoy the innocent smiles and giggles as he fondly plays with his prized possession. Buy the finest and the best baby toys from our store that will help to open new horizons of creativity and imagination for your kids. If we did not have the worries of working, even we could be playing with these toys forever. We provide our associates with an environment that will help stimulate their creativity and innovation, allowing them to put their great ideas to work. With a full benefits package and more, working for seifstores.com will become a part of your dream. It 's offer the best mother and child care products all around Egypt, as we always aim for customer satisfaction before profit. In order to fulfill our customers' needs and desires, we provide them with a wide range of services, such as delivery services, mapping services, and online ordering services. Look for the best child presents for your next bath, or get all the child components you need to carry your little one home. You'll discover car chairs, child outfits, equipment, and more in one place. You'll also discover all your child room furnishings to make the baby's room of your dreams. For more information visit the sitehttp://seifstores.com/.

subset: commoncrawl


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Claims Technician, Construction & Engineering, Insurance
- Recruiter
- Horter Ltd
- Location
- Glasgow
- Salary
- From £32,000 to £35,000 per annum
- Posted
- 20 Apr 2017
- Closes
- 23 Apr 2017
- Sector
- Finance
Claims Technician, Construction & Engineering, Insurance
My client, a leading insurance company is looking for an experienced claims handler to work out of their central Glasgow office. As a claims technician you will handle and/ or claims and deal with high volume telephone queries. The claims technician is a member of the international construction and engineering team and will report to head of Admin Support.
The key responsibilities for this role include:Accurately and promptly accept and process new instructionsManage client instructions and create good client relationshipsKey tasks will include managing telephone esquires, amending and issuing reports to the client, diary management and booking appointments, writing updates to insures and other parties, chasing documents and progressing claims.processing invoices, both interim and finals, referring where necessaryReviewing cases in a proactive manner and taking action to move claims forward, referring where necessary.
The successful candidate will need to have a background in Insurance with excellent customer service, organisational & communication skills.
This is an excellent opportunity to join a global organisation in the heart of Glasgow.
Claims Technician, Construction & Engineering, Insurance
This job was originally posted as www.totaljobs.com/job/68712204


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Summer Budget 2015: Implications for Power and Utilities
While the headlines will be about the introduction of a Living Wage and other attention grabbing measures like the reduction in headline Corporation Tax rates to 18%, the Chancellor signalled a change in direction on environmental taxation with the first step being the immediate abolition of the exemption from the Climate Change Levy (CCL) for renewable energy generation.
Given the UK energy market relies on highly mobile international capital, investors will need greater certainty soon about the tax and funding frameworks for UK energy investments, or that capital may be diverted to opportunities elsewhere.
KPMG has launched a state of the art digital platform that enhances your experience and provides improved access to our content and our people, whatever device you are on.


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The Supreme Court decision that guts the Voting Rights Act is a travesty. This decision means the Republicans that are in control of many of the states will now be able to disenfranchise millions of voters without any recourse. Many of these voters are minorities, the elderly and the young. The path that the conservative wing of the Supreme Court has chosen will only result in the continued decline of the Republican Party, which has decided the minorities and women's rights no longer matter.
– Bob Machado, Tustin
Send your letters to email@example.com.


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It's Tuesday afternoon, the day before Selma's favorite holiday: Independence Day. He claims to "love this holiday because it celebrates the journey of our country and there's no commercial mandate for superfluous gifts. No running from one house to the other because of tradition. It's shorts, t-shirts, beer, BBQ, friends and fireworks."
For me, it means a much-needed couple of days off as conference season ramps up. Next week I have the pleasure of participating in the Michigan Society of Association Executives' annual convention, colloquially known as OrgPro. I'm fortunate to have had the opportunity to develop a set of concurrent breakout sessions that everyone will participate in Wednesday morning called, "The Solution Room."
I'm also very much looking forward to Ignite. It's been many months in the making, but the day of reckoning is nearly here – and it's go time for 11 very excited association and supplier professionals who are eager to hit that stage and share with the world (yes, we will be broadcasting live!) their personal and professional passions related to the theme of transformation.
The following week, I once again make friends with my mobile office. This time, it's a road trip of epic proportions (for me, at least). I'm headed down to Muncie, Indiana. A simple check of Google Maps indicates that in relation to Grand Rapids, Muncie is nearly due south – though, of course, the route will be slightly less direct. When you factor in road construction, there's no telling what to expect.
Nevertheless, I'll be speaking at the Indiana Society of Association Executives' (ISAE) annual convention Thursday afternoon. My closing keynote presentation – Return on Learning (ROL): More Than a Boring Statistic – is intended to be a highly interactive session explaining what exactly ROL is, how to calculate it and why it's important.
I'll start by defining return on investment (ROI) as a performance measure used to evaluate the efficiency of an investment. To calculate ROI, the benefit (return) of an investment is divided by the cost of the investment. (Hang in there!) ROL is simply a derivative of ROI that sheds a spotlight of laser-like proportions on an organization's learning investments.
That's great, but what does it mean in practice? For those who know me well, the concept of bridging theory with practice is one I often preach from my soap box as an essential conference deliverable. So, we'll use the ISAE annual convention as a case study. This will allow participants the opportunity to experiment with ROL and begin to uncover innovative ways to calculate and market ROL for their own events.
The first step in calculating ROL (or ROI, for that matter), is examining the cost of training versus perceived/actual benefits. Training "costs" may include registration fees, training materials, transportation, lodging and meals, as well as time and lost productivity. On the other hand, training "benefits" may include session content (e.g., tools, technologies and processes), association contacts, vendor contacts, best practices and skill development.
Obviously, placing a dollar value on benefits such as networking and knowledge acquisition can be tricky, particularly in the short-run. However, long-term value is a bit easier to calculate and generally manifests itself in terms of products and services that are then sold to association members and clients for a profit. In other words, this is where conference learning (unique for each attendee) intersects with his or her organization's mission, vision and values to create a value-add.
With the volume of education programs available today, it's clear to see how understanding and effectively sharing your meeting's ROL with your target audience could impact not only program attendance, but ultimately perceived value and your organization's bottom line.
Finally, I intend to conclude with a brief discussion about staff learning investments, inherent benefits and tips for maximizing staff ROL. For example, learning organizations accept a set of attitudes, values and practices that support the process of continuous learning that could result in improved decision-making skills, future cost savings, increased productivity, higher quality work and better efficiency.
Conversely, organizations deficient in professional development competencies are unable to overcome poor quality, inefficiency, low staff morale, communication issues and turnover/high recruitment costs.
Ultimately, learning investments are the right thing to do and the effects of learning on business performance are cumulative over time. Organizations can expect a financial return on investment, as well as a multidimensional return on their commitment to learning (e.g., culture, reputation and productivity).
Following are three tips for maximizing staff ROL:
- Create individualized development plans for each employee focused on specific leadership competencies defined by the requirements of the position, team, organization and profession.
- Establish management champions and mentors that support employee learning.
- Blur the lines between classroom, workplace and relationships, ultimately promoting the immediate application of learning within your organization.
So, my question to you is this: How does your organization leverage ROL when marketing programs and events? How does the learning environment of your organization impact work performance? What would you add to this discussion about return on learning?


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Today I got the pleasure of visiting the Maui Jim Australia office in the Sydney suburb of Frenchs Forest, where I met up with the awesome Rob Garrett, marketing coordinator. Rob helped me through the fun process of finding the perfect pair of Maui Jim sunnies, and it looked a little like this:
What do you think? Great pair?
I guess that doesn't really answer the question asked in the title though, does it?
Why am I wearing Maui Jim?
Well, since you asked so nicely…
Because I'm going to Hawaii in November!
Yay! I've never been to Hawaii, and I always thought that it might one day act as a cheap hub or stopover on my way to visit my family back in the States. Thanks to a great sale from Jetstar, I was able to pounce on some cheap airfares to Hawaii THIS NOVEMBER. I'm so excited!
In addition, I'm working with the Hawaii Tourism board to put together a few days of exploration on Oahu, and they also put me in touch with Maui Jim Australia.
Why? Because a girl's got to protect her eyes from all that sunshine they have over there in Paradise!
And from the harsh sun that beats down on me every day in Australia, too. That's important.
Now, thanks to Rob and Maui Jim, I have a fantastic, comfortable, fashionable pair of sunnies to sport not only on my upcoming adventures, but every day. I'm thankful for the offer, and I'm sure the patented PolarizedPlus®2 lenses (said to block out 99.9% of glare and 100% of bad UV) will do wonders for my eyes.
Thanks Maui Jim! And, oh my god, I'm going to Hawaii!
*My pair of Maui Jim's were provided free of charge; all words are my own. Learn more about Maui Jim.


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Yams for Fertility?
Okay, first I need to say that there is a difference between sweet potatoes and yams. You ladies probably already know that, lol, but I didn't. The first time I saw both signs in a grocery store I was like... uhh... That's the same thing? It's not.
Most sweet potatoes you buy in US grocery stores are just that, sweet potatoes. The orange ones are sweet potatoes.
Those candied yams in a can? Are a lie, lol.
Yams have a whiteish center like a normal potato. They are yummy, if you can find them.
Beyond being yummy, they can also help with fertility. (Though most foods that can help clear out toxins and regulate your blood sugar can.) Some people go so far as to say yams can help you conceive twins!
Supposedly they help stimulate ovulation.
On the plus side, the readily available sweet potato may also have a positive effect on fertility.
If nothing else, it's a great excuse to have sweet potato oven fries for lunch today! :D
What do you think?
You'd probably slice and bake, right?


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Eugène Labiche
Lucky Number 7
Eugène Labiche was a male celebrity.
He was born on Saturday May 6th 1815, in Paris, France.
With a Personal Lucky Number 7 Eugène Labiche has a rather lofty number on his side.
Eugène's 7 may be very lucky in any situation. However, 7 is the number of those seeking spiritual growth, so often the luck of the 7 is not very easy to see. Its force comes into play on a true cosmic level and may be beyond Labiche's or anyone's means to identify.
You and Eugène
About Eugène's Lucky number
Eugène Labiche's Personal Lucky Number does not change. This number will be lucky for him during his entire life.
Eugène's luck derived from this number will be strongest when he is addressing events and issues related to the general meaning of the number.
Read more about our numerological interpretation of Eugène Labiche's lucky


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login with
I am still alive I promise
I have just been super busy my husband and I both got hired on with a new company both full time and we are having to relocate about 2 hrs away so I am trying to find a 3 bedroom place p, reviewing day cares, and pedis before we start in 3 weeks this is great opportunity for our family but vey stressful and busy! Did I also mention my husband and I both are in college online too!
Oh my!!! Busy busy! Are you happy about all of this? Or just stressed? lol
a little of both lol
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About Anastasiya Belov
Birth: July 14
On Moms.com since: Feb 24, 2014
I am stay at home mother who just recently moved to the US from the Russia. I came here to go school and met my husband. After that we planned a marriage and I moved here in 2009. We have 2 small children and I am a stay at home mom but I do work from home
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Ya-Taiba-Original-Song[[email protected]].mp4 MP3
Ya Taiba With Lyrics (xai creations).wmv MP3
ya taiba arabic naat original MP3
ya taiba ya taiba origanl naat is very great naat many people like ya taiba naat ya taiba by junaid jamshed is very great sound and also attractive personality.
Ya Taiba - Ya Taybeh - Yaa Thoybah - Cinta Rasul MP3
A nice song about 'Ahlulbayt'
Ya Taiba--- Al Madinah MP3
Taiba is the Nick name of Al Madina Al Munawwara,the city of the prophet Mohammad PBUH. By beautiful voice masha'Allah The Translation (exclusive) ...
Ahmad Hussain - Ya Taiba | Official Arabic/Urdu Nasheed Video MP3
Ahmad Hussain - Ya Taiba |Official Arabic/Urdu Nasheed Video available on iTunes. (Arabic & Voice only version also available).
Ya Taiba (Beautiful Arabic Naat) anwaarulhaq saidhan - YouTube.FLV MP3
Ya Taiba Beautiful Arabic Naat MP3
Ya Tayba Arabic Nasheed.
Ya Taiba Original Nasheed MP3
Ya Taiba - Ya Tayba [English]-Tefekkür- MP3
Ya Taiba nasheed in English.
Ya Tayba - Original Full version MP3
The Original extended version of Yaa Tayba with children singing. (No Music) يا طيبة.
Ya Tayba - mega mawlid - Sydney - Australia MP3
Ya Tayba...mega mawlid!
Ya Tayba original arabic song without music MP3
allahu akbar.
Native Deen - Ya Taybah MP3
Official Video from Native Deen based on the hit song "Ya Taybah" on "The Remedy" Album. To purchase this song please go to: ...
Ya Taiba - Arabic MP3
Ya Taiba [Islamic Songs Series] MP3
Pictures used in this video are just to convert Audio into Video.
Mishary Rashid alafasy - Ya Taiba MP3
Beautiful nasheed by Mishary Rashid alafasy - Ya Taiba I do not own any part of this video!!
Ya Taiba Original Arabic İlahi dinihizmetler.com MP3
Ya Taiba Original Arabic İlahi dinihizmetler.com.


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Samsung Combines Display & Semiconductor Businesses
According to the Wall Street Journal, Samsung will combine its flat-panel display and semiconductor businesses into a single unit. What's the reason? Well, Samsung didn't have too good of profits during its first quarter, and mediocre performance during its second quarter.
However, when you combine the two businesses, the semiconductor aspect of Samsung made up 70% of Samsung's operating profits and 44% total of the company's revenue. Those are some pretty impressive statistics, and allows its flat-panel display business to piggy back off the semiconductor manufacturing successes.
Samsung's semiconductor president will also watch over both businesses and hopefully can improve the falling numbers of the LCD screen division. With ongoing battles between Apple, I find it unlikely that Samsung's LCD business will bounce back anytime soon, but you never know with new technology inventions or through improved efficiency, anything can happen.
It will be interesting to see how the combination of these two businesses will play into the company's profits in the coming quarters, but we can only wait and see.
Follow us @Techmento on Twitter or visit our fan page at www.facebook.com/techmento and let us know what you think on this in-company merger.


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Peach Jones Photographer
Allie DeSherliaModel Female Fayetteville, North Carolina, US
My Website: facebook
Mayhem # 1681459
About MeHey I'm Allie. I have my high school diploma, and I am currently attending college, to get my masters in Physical Therapy, and minor in Dance. I am 19 at the moment, I am a very social person. I like new experiences. Out of this site I hope to model and be apart of many different styles of photography, and hopefully gain recognition into model society. I am open to any style of modeling as long as its tasteful. You can get ahold of me by email which is firstname.lastname@example.com and from their further contact information will be provided.
WARNING BROOKS ARTWORK is dishonest, threating, and does not pay! models be warned!
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Peach Jones Photographer
Chris Green Photography Photographer
Kaos Imagery Photographer
Raul R Rubiera Photographer
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As a securities fraud attorney, one of the products that I see over and over again in FINRA arbitration claims is variable annuities. Like with most products, there is a time and place where variable annuities can be appropriate. For example, as a small part of a high net worth portfolio, their tax features can be put to good use for estate planning. Unfortunately, too often the products are oversold by unscrupulous financial advisors who taught the benefits and ignore the costs and downsides in order to maximize their own commissions. The following is a brief overview of variable annuities - the products themselves, the pros and cons, the risks, and the FINRA guidance that dictates how these products should be sold.
A. So what Are Variable Annuities?
A variable annuity is a contract between you and an insurance company, under which you make a lump-sum payment or series of payments. In return, the insurer agrees to make periodic payments to you beginning immediately or at some future date. You can choose to invest your purchase payments in a range of investment options, which are typically mutual funds. The value of your account in a variable annuity will vary, depending on the performance of the investment options you have chosen.
Variable annuities also offer many of the features of other types of annuities. These include:
- Tax deferral on earnings;
- A death benefit that will pay to your beneficiary either your account value or the greater of your account value and a minimum amount, such as your total purchase payments; and
- The option of receiving a stream of periodic payments for either a definite period such as 20 years, or for an indefinite period such as your lifetime or the life of your spouse.
Variable annuities also often offer optional living benefit features that provide certain protections for payouts, withdrawals or account values, against the effect of investment losses and/or unexpected longevity.
Generally, variable annuities have two phases:
- The "accumulation" phase when investor contributions-premiums-are allocated among investment portfolios-subaccounts-and earnings accumulate.
- The "distribution" phase when you withdraw money, typically as a lump sum or through various annuity payment options.
If the payments are delayed to the future, you have a deferred annuity. If the payments start immediately, you have an immediate annuity.
As its name implies, a variable annuity's rate of return is not stable, but varies with the stock, bond and money market subaccounts that you choose investment options. As such, regardless of what your financial advisor tells you, there is no guarantee that you will earn any return on your investment and there is a risk that you will lose money. Because of this risk, variable annuities are securities registered with the Securities and Exchange Commission (SEC) and their sales by broker-dealers are regulated by the Financial Industry Regulatory Authority (FINRA).
B. Things to Know Before Purchasing a Variable Annuity
The variety of features offered by variable annuity products can be confusing. For this reason, it can be difficult for investors to understand what's being recommended for them to buy-especially when facing a savvy salesperson.
Before you consider purchasing a variable annuity, make sure you fully understand all of its terms and features. Here are a few factors you should bear in mind before investing:
1. Liquidity and Early Withdrawals
Variable annuities are long-term, illiquid investments. Getting out early can mean taking a loss. Many variable annuities assess high surrender charges for withdrawals within a specified period, which can be as long as six to eight years. These penalties can make variable annuities unsuitable for investors that may need to access their funds for unforeseen expenses, particularly if the annuity is a substantial portion of your net worth.
2. Sales and Surrender Charges
Most variable annuities have a sales charge. Many variable annuity shares typically do not charge a front-end sales charge, but they do impose asset-based sales charges or surrender charges. These charges normally decline and eventually are eliminated the longer you hold your shares. For example, a surrender charge could start at 7 percent in the first year and decline by 1 percent per year until it reaches zero. Again, making variable annuities extremely costly investments if you think you may need to access your funds in the short term.
3. Fees and Expenses
In addition to sales and surrender charges, variable annuities may impose a variety of fees and expenses when you invest in them, such as:
Mortality and expense risk charges, which the insurance company charges for the insurance to cover: guaranteed death benefits; Annuity payout options that can provide guaranteed income for life; or guaranteed caps on administrative charges.
Administrative fees, for record-keeping and other administrative expenses.
Underlying fund expenses, relating to the investment subaccounts.
Charges for special features, such as: stepped-up death benefits; guaranteed minimum income benefits; long-term health insurance; or principal protection.
These annual fees on variable annuities can reach 2 percent or more of the annuity's value. There are a number of studies that suggest that these costs make variable annuities unsuitable in every instance since the objectives of the clients can always be accomplished through less costly investments.
4. Taxes
While earnings in a variable annuity accrue on a tax-deferred basis-typically a big selling point-they do not provide all the tax advantages of 401(k)s and other before-tax retirement plans. 401(k)s and other before-tax retirement plans not only allow you to defer taxes on income and investment gains, but allow your contributions to reduce your current taxable income. That's why most investors should consider annuity products only after they make their maximum contributions to their 401(k)s and other before-tax retirement plans.
Once you start withdrawing money from your variable annuity, earnings (but not principal) will be taxed at the ordinary income rate, rather than at the lower capital gains rates applied to investments in stocks, bonds, mutual funds or other non-tax-deferred vehicles in which funds are held for more than one year.
Furthermore, proceeds of most variable annuities do not receive a "step-up" in cost basis when the owner dies. Other types of investments, such as stocks, bonds, and mutual funds, do provide a step up in tax basis upon the owner's death. This can be a significant factor if the source of the funds used to purchase the annuity is investments that have been held for a long time and which selling will cause a significant taxable event.
5. Bonus Credits
In an attempt to attract investors, many variable annuities now offer bonus credits that can add a specified percentage to the amount invested in the variable annuity, generally ranging from 1 percent to 5 percent for each premium payment you make. Bonus credits are usually not free. In order to fund them, insurance companies typically impose high mortality and expense charges and lengthy surrender charge periods.
6. Guarantees
Insurance companies issuing variable annuities provide a number of specific guarantees. For example, they may guarantee a death benefit or an annuity payout option that can provide income for life. These guarantees are only as good as the insurance company that gives them. While it is an uncommon occurrence that the insurance companies that back these guarantees are unable to meet their obligations, it happens. There are several credit rating agencies that rate a company's financial strength.
Some of the largest variable annuity providers are Prudential Annuities, Jackson National Life, MetLife, TIAA-CREF, Lincoln Financial Group, AXA Equitable, AIG Companies, Transamerica, RiverSource Life Insurance, Nationwide Financial, Pacific Life, Allianz Life of North America, Thrivent Financial for Lutherans, Protective Life, New York Life, Fidelity Investments Life, Guardian Life of America, Northwestern Mutual Life, Principal Financial Group, and Hartford Life.
7. Variable Annuities within IRAs
Investing in a variable annuity within a tax-deferred account, such as an individual retirement account (IRA) may not be a good idea. Since IRAs are already tax-advantaged, a variable annuity will provide no additional tax savings. It will, however, increase the expense of the IRA, while generating fees and commissions for the broker or salesperson.
C. Financial Advisors Responsibilities
Financial advisors recommending variable annuities must explain to you important facts, including liquidity issues, such as potential surrender charges and 10 percent tax penalties; fees, including mortality and expense charges, administrative charges, and investment advisory fees; and market risk.
Brokers also must collect important general suitability information from you about your age, marital status, occupation, financial and tax status, investment objectives, and risk tolerance to assess whether a variable annuity is suitable for you.
If your financial advisor fails to do this, do not purchase the investment!
Before purchasing a variable annuity make sure to ask the following questions, at minimum:
How long will my money be tied up?
Are there surrender charges or other penalties if I withdraw funds from the investment earlier than I anticipated?
Will you be paid a commission or receive any type of compensation for selling the variable annuity?
How much is the commission relative to say a mutual fund or bond?
What are the risks that my investment could decrease in value?
What are all the fees and expenses?
When can I access my money without penalty?
Remember, because these are high cost investments, you need to make sure the recommendation is in your best interests and not in the best interest of your advisor who may be trying to maximize commissions.
D. Should you switch one annuity for another?
Switching from one annuity to another is rarely a good idea because you are essentially restarting the clock on all the high expenses of variable annuities by buying a new annuity. Variable annuity switching is a hot button issue for regulators and broker-dealers who recommend a switch must demonstrate that the new annuity is significantly better for the client to justify the increased expenses that will be incurred from the switch.
Here are a few reasons why switching may make sense:
Many annuity contracts now offer premium-sometimes called bonus-credits toward the value of your contract, of a specified percentage ranging from 1-5% for each purchase payment you make.
Also, in recent years, there have been new developments in annuity features, especially in variable annuities, that are valid reasons to consider an exchange. The number of investment options has increased. Less expensive variable annuity contracts have been created. Death and living benefits have been enhanced. Also, with the growth in the stock market in the 1990s, many insurance contract holders have wanted to take part in that growth. These are all valid reasons for considering exchanging one insurance contract for another.
Here are a few reasons why switching may not make sense:
Generally, the exchange or replacement of insurance or annuity contracts is not a good idea, for a variety of reasons.
"Bonus" or "premium" payments made to you are usually offset by the insurance company's adding other charges it makes to you.
Other contract provisions, like surrender charges, eventually expire with an existing contract. However, new charges may be imposed with a new contract or may increase the period of time for which the surrender charge applies.
You may also have to pay higher charges, such as annual fees for the new contract.
You may not need the costly new features of the new contract.
In many instances your broker is getting paid a higher commission for a variable annuity than he or she would for the sale of another securities product, such as a stock, bond, or mutual fund.
In short, you should exchange your annuity only when you determine, after knowing all the facts, that it is better for you and not just better for the person who is trying to sell the new contract to you.
Much of the sales growth of variable annuities in recent years has been from Section 1035 Exchanges (or switches). Even though some variable annuity enhancements have made variable annuities more attractive, you need to be sure that the exchange meets your objectives and benefits you. Variable annuities are long-term, retirement-oriented investment vehicles, and exchanging them may not benefit you.
E. FINRA Guidance Pertaining to Variable Annuities:
FINRA Rule 2821
Rule 2821 pertains directly to the sale of deferred variable annuities. Rule 2821 has four main requirements:
First, a registered representative must have a reasonable basis to believe that the customer has been informed, in general terms, of the material features of a deferred variable annuity, such as potential surrender period and surrender charge, potential tax penalty, mortality and expense fees, charges for and features of enhanced riders, insurance and investment components and market risk. Although the rule requires only generic disclosure, registered representatives and principals may not ignore product-specific features. For example, a firm and its brokers cannot adequately determine the suitability of a transaction without knowing the material features of the deferred variable annuity in question.
Second, the rule also requires that the registered representative have a reasonable basis to believe that the customer would benefit from certain features of deferred variable annuities, such as tax-deferred growth, annuitization or a death or living benefit.10 The rule does not require that a registered representative determine that the customer would benefit from all of these features or that the customer, in hindsight, actually took advantage of one or more of them.
Third, the rule requires a registered representative to have a reasonable basis to believe that "the particular deferred variable annuity as a whole, the underlying subaccounts to which funds are allocated at the time of the purchase or exchange of the deferred variable annuity, and riders and similar product enhancements, if any, are suitable.…"11 Thus, the suitability determination must include careful consideration of the product in its entirety and its component parts, including initial subaccount allocations.
Finally, the rule requires a financial advisor to make reasonable efforts to ascertain and consider various other types of customer-specific information when recommending that a customer purchase or exchange a deferred variable annuity. This information includes the customer's "age, annual income, financial situation and needs, investment experience, investment objectives, intended use of the deferred variable annuity, investment time horizon, existing assets (including investment and life insurance holdings), liquidity needs, liquid net worth, risk tolerance, tax status, and such other information used or considered to be reasonable by the member or person associated with the member in making recommendations to customers."
This is essentially a regurgitation of FINRA Rule 2111. Rule 2111 relates to suitability. Just like with any other investment, before recommending a variable annuity, a financial advisor must evaluate the client's age, investment experience, net worth, investment objectives, and income needs to determine whether the investment is appropriate for the client. Because of the liquidity problems and high costs associated with variable annuities, these investments are often not suitable for people, particularly in high concentrations.
Although suitability is an investor specific inquiry, variable annuities are often considered unsuitable in the following contexts:
1. When the age of the purchaser is above 70.
2. When the client's original objective was for immediate income.
3. When the assets invested are already tax deferred (i.e IRA funds).
4. When the purchaser has a high net worth (and therefore has little need for insurance)
5. When the annuity is being purchased through an exchange (including a 1035 exchange).
FINRA Rule 2330
The pertinent parts of FINRA Rule 2330 are as follows:
No member or person associated with a member shall recommend to any customer the purchase or exchange of a deferred variable annuity unless such member or person associated with a member has a reasonable basis to believe:
(NYSE:A) that the transaction is suitable in accordance with NASD Rule 2310 and, in particular, that there is a reasonable basis to believe that
(i) the customer has been informed, in general terms, of various features of deferred variable annuities, such as the potential surrender period and surrender charge; potential tax penalty if customers sell or redeem deferred variable annuities before reaching the age of 59½; mortality and expense fees; investment advisory fees; potential charges for and features of riders; the insurance and investment components of deferred variable annuities; and market risk;
(ii) the customer would benefit from certain features of deferred variable annuities, such as tax-deferred growth, annuitization, or a death or living benefit; and
(iii) the particular deferred variable annuity as a whole, the underlying subaccounts to which funds are allocated at the time of the purchase or exchange of the deferred variable annuity, and riders and similar product enhancements, if any, are suitable (and, in the case of an exchange, the transaction as a whole also is suitable) for the particular customer based on the information required by paragraph (b)(2) of this Rule; and
(NYSE:B) in the case of an exchange of a deferred variable annuity, the exchange also is consistent with the suitability determination required by paragraph (b)(1)(A) of this Rule, taking into consideration whether:
(i) the customer would incur a surrender charge, be subject to the commencement of a new surrender period, lose existing benefits (such as death, living, or other contractual benefits), or be subject to increased fees or charges (such as mortality and expense fees, investment advisory fees, or charges for riders and similar product enhancements);
(ii) the customer would benefit from product enhancements and improvements; and
(iii) the customer has had another deferred variable annuity exchange within the preceding 36months.
FINRA Notice to Member 96-96 - reminds FINRA members that sales of variable contracts are subject to NASD (now FINRA) suitability requirements.
FINRA Notice to Member 99-35 - reminds FINRA members of their responsibilities regarding the sales of variable annuities.
FINRA Notice to Member 07-53 - reminds FINRA members of their requirements when selling deferred variable annuities.
FINRA Notice to Member 08-39 - reminds FINRA members of the rules governing communications about variable insurance products. Specifically, FINRA states, "Communications concerning variable insurance products frequently emphasize guarantees or riders, particularly to the extent that they protect an investor in a down market. FINRA recognizes the need to communicate the features of these guarantees and riders through sales material. However, it is equally important that these communications discuss guarantees and riders in a fair and balanced manner." FINRA goes on to caution firms from exaggerating the relative benefits of a guarantee, or an insurance company's financial strength or credit rating.
FINRA Notice to Member 10-05 - reminds FINRA members of their Rule 2330 obligations.
F. Litigation Options
Financial advisor have two main obligations to their clients. The first is a duty to perform due diligence on any investment they recommend. The second is to ensure that any investment recommendation made is appropriate for the client in light of that client's age, investment experience, investment objectives, and net worth.
If a broker or brokerage firm makes a recommendation that is unsuitable or without performing adequate due diligence they may be responsible for any losses.
Most brokerage firms insert in to their customer agreement an arbitration provision that requires investors to file any claims with FINRA dispute resolution (instead of in court). As such, if you believe that your brokerage firm or financial advisor improperly sold you a variable annuity, your claim is likely a FINRA arbitration claim.
The White Law Group is a national securities fraud, securities arbitration, and investor protection law firm with offices in Chicago, Illinois and Boca Raton, Florida. The firm represents individuals in FINRA arbitration claims throughout the country.
For a free consultation with a securities attorney, please call the firm at 312/238-9650. For more information on The White Law Group, visit www.whitesecuritieslaw.com.
For some more helpful sources on variable annuities, visit:
Disclosure: I have no positions in any stocks mentioned, and no plans to initiate any positions within the next 72 hours.


text:
A live concert is the only place where you can demand that your favorite singer play your favorite song while staring directly into your eyes. Make the moment last forever with this GrouponLive Deal.
The Deal
- $35 for one G-Pass to see American Idol Live! (up to a $77.20 value)
- When: Sunday, August 25, at 7:30 p.m.
- Where: Covelli Centre
- Seating: sections 101–104
- Door time: 6:30 p.m.
- Ticket values include all fees.
- Click here to view the seating chart. <p>
How G-Pass Works: Your G-Pass will be ready to print 48 hours after the deal ends. Print the G-Pass and use it to enter the venue directly; you won't need to redeem at will call. Due to security restrictions, G-Passes cannot be redeemed through the Groupon mobile app.
American Idol Live!
- Who's singing: the top 10 finalists of American Idol season 12, plus sing-off champ Aubrey Cleland
- Who won the season: Candice Glover
- The top five, in order: Candice, Kree Harrison, Angie Miller, Amber Holcomb, and Janelle Arthur
- Historic firsts of season 12: Candice was the first winner to have auditioned on three separate seasons, the top five were all women
- Who they'll cover: Beyonce, Bruno Mars, Rihanna, Lady Gaga
- Other classic covers: The Cure's "Lovesong," George Michaels's "One More Try," Nina Simone's "Feelin' Good"
- What original songs they'll sing: Candice Glover's "In the Middle" and "I Am Beautiful," Kree Harrison's "All Cried Out"
- Group numbers: One Direction's "Live While We're Young," Phillip Phillip's "Gone Gone Gone"
- The nod to season 1: the whole gang performing Kelly Clarkson's "Since U Been Gone"
- What they've experienced on the way to the top: speech disorders, partial deafness, Hurricane Katrina, minimum-wage jobs
- What they'll do to stay there: sing their hearts out, glue their feet to the stage<p>


text:
What is JotForm?
JotForm is a free online form builder which helps you create online forms without writing a single line of code. No sign-up required.
At JotForm, we want to make sure that you're getting the online form builder help that you need. Our friendly customer support team is available 24/7.
We believe that if one user has a question, there could be more users who may have the same question. This is why many of our support forum threads are public and available to be searched and viewed. If you'd like help immediately, feel free to search for a similar question, or submit your question or concern.
JotForm Support
Hello avinashimm,
Have you checked our "Get Referrer" widget already and see if that fits in your requirement.
Hope this helps.
Do get back to us if you have any questions.
Thank you!
Hello ..
We used GET Referrer widget , but we didn't found Page url in inbox.
here is attachment, please check once and let us know if we can do anything for that.
You may like to make use of the official prepopulate feature of JotForm which is more "stable" but the embedded forms must be in iframe.
1. Create a hidden text field, selection, radio buttons or any types of fields you want.
2. Enter the page links as options
3. Go to http://prepopulate.jotform.io/
4. Repopulate the page link accordingly for the page
5. Replace the iframe code link made by JotForm with the prepoulated link
Repeat step 3 to 5 for every page. Lastly, remember to add the page URL answer in email otherwise you would need to check yourself manually using JotForm's submissions feature.
JotForm Support
Hello avinashimm,
I did test the getReferrer widget and seems to be working fine with iFrame embed code. Please take a look at the following URL where I have embedded the form in IFrame: https://shots.jotform.com/ashwin/screenshots/getReferrer.html The submission report is also embedded in the same page so that you can check the data.
Please share the web page URL where you have embedded your form and we will take a look. Which embed code you have used to embed your form? I would suggest you to embed your form using its iFrame embed code and see if that solves your problem. The following guide should help you : https://www.jotform.com/help/148-Getting-the-Form-iFrame-Code
We will wait for your response.
Thank you!


text:
Apple has briefly peeled back its cloak of secrecy to give an unprecedented look at the brains trust and processes behind its all-conquering creative design team.
The details are revealed in a 16,000 word New Yorker profile of Sir Jony Ive, Apple's senior vice-president of design.
London-born Ive is the creative genius behind all of Apple's product hits from the iMac in 1998 to the soon-to-be released Apple Watch.
Ive was originally just the hardware design guy, but his new boss, Apple chief executive Tim Cook, extended his sphere of influence in 2012 to cover the look and feel of Apple's software.
To borrow a job title from the hit TV series Game of Thrones, the appointment cemented Ive as Apple's Hand of the King - or Hand of the Cook, to be exact - the power behind the throne who is at times even more powerful than the king.
In addition to Ive and his team of designers, writer Ian Parker was given exclusive access to Apple's design lab, an area that's even off limits to many Apple employees.
The article confirms the "bromance" between Jobs and Ive that began almost from their first meeting in 1997, when Jobs returned from a decade-long exile to retake command of the company he co-founded 20 years earlier.
Ive recalls how they clicked at their very first meeting, even though Ive was carrying a letter of resignation in his pocket and Jobs was courting someone else for the role.
Parker suggests that relationship with Ive's current boss, Tim Cook, while warm is a totally different dynamic.
"If Jobs and Ive had a father-son dynamic, Ive and Cook seem like respectful cousins," Parker writes.
Here are some highlights from the article, which you can read in full here.
On Apple's design studio and the culture of excellence
- Apple's instructions to its (mainly Chinese) manufacturers include "a tool's tracking path, speed, and appropriate level of lubricant".
- When an Apple designer walks in to a meeting it is "like being in church when the priest walks in", according to a former engineering intern.
- Team members are expected to work 12 hours a day and are not permitted to discuss their work with friends.
- To find the best designers, Apple employs three recruiters to identify job candidates.
- Since 2000, only two designers have left the studio, one because of ill health. About one new designer a year joins the group.
- One of the designers, Hugo Verweij, is a Dutch sound designer who was running a website selling "minimalist ringtones" before he was hired.
- Another designer, Jody Akana, specialises in colour. Only colour.
- The worktables in the design studio inspired the benches found in the Apple stores.
- Apple has built a fully functional 1800 square metre cafeteria as a miniature prototype for a larger facility that is to be built in its new space-age campus.
On Australian designer Marc Newson, the Australian-born designer and close friend who joined Apple last year as a London-based employee
- Ive said he and Newson could "incite ourselves to a sort of fever pitch" over poorly designed products that had been "developed to a schedule, to a cost" or "developed to be different, not better".
- The pair are car lovers - Ive owns a Bentley Mulsanne and an Aston Martin DB 4 - who feel underwhelmed with most modern cars. "There are some shocking cars on the road," Ive said. "One person's car is another person's scenery."
- Newson and Ive share an "economic similarity". "Neither of us came from particularly privileged backgrounds," Newson said. "A lot of what I've done has been an effort to try to have the things that I didn't own when I was a child."
- Ive denied that Newson's appointment was a way for him to plan his departure from Apple.
On the Apple Watch
- Ive says the Apple Watch was conceived "close to Steve's [Jobs's] death".
- The Apple Watch resembles one of the watches from Marc Newson's own Ikepod watch company, and the 1904 Cartier Santos.
- In-store, the watches will be displayed in a glass-topped cabinet, "accessible to staff from below, via a descending, motorised flap, like the ramp at the rear of a cargo plane".
- The watches' fitness achievement icons, or virtual medals, will have a "a mid-century Olympic Games" feel.
On design advice to others
- The lightsabres in JJ Abrams' upcoming movie Star Wars: The Force Awakens reflect Ive's suggestions about the design. "I thought it would be interesting if it were less precise, and just a little bit more spitty," Ive told his interviewer.
- Laurene Powell Jobs, Steve's widow, has consulted Ive about spectacle frames, crockery, and the proper height of kitchen benchtops. "He's so good on proportion and dimension," she told The New Yorker.


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text:
Whether our Cardinals are in the playoffs, the Series, or it just wasn't their year, most St. Louisans know that October means baseball, and if enthusiasm reaches a slightly higher 'pitch' at Mari de Villa, it's understandable. Baseball Hall-of- Famer Albert 'Red' Schoendienst is an integral part of the retirement community. "Red lives in one of our villas and he's also a member of our board," says Fred Wiesehan, Mari de Villa president. "We all enjoy that special connection to our hometown team!" The board is led by chairman Georganna Linneman, who cofounded Mari de Villa with her late husband, Joe.
The popular retirement community, which celebrated its golden anniversary in 2010, offers independent living, as well as assisted living and skilled nursing care. The continuing care is especially appealing to older adults who want to 'age in place' as their needs change, Wiesehan explains. "We have one couple who just moved from their large villa to one of the luxury suites in our newly completed Waterford wing. They reminded us that having these graduated levels of care is what attracted them to Mari de Villa when they moved here 10 years ago." The couple's new suite is large enough to accommodate many pieces from their villa, he adds. "Their decorator assisted them with colors, draperies and other design details, and it just turned out beautifully. They really are enjoying their afternoons on the balcony, overlooking the water."
The Waterford wing, completed in June, includes eight luxury suites with either garden or lake views. "They've been very well-received!" says Wiesehan. "They are about twice the size of our private rooms. The architecture is stunning, and the suites incorporate luxury finishes and lots of extras."
One future resident of the luxury suites should feel especially at home when she sits on her new balcony. "That's a pretty neat story," Wiesehan says. "Two of the suites are reserved by the daughter of one of our guests from the early 1980s. Her mother had a two-room suite overlooking the lake, and now she will, as well." As part of construction, the two suites will be combined into one for the second-generation guest, he adds.
The new Waterford wing also features a comprehensive rehab and therapy facility. "It's amazing—really state of the art!" Wiesehan says. "It overlooks the lake, too, so when our guests are receiving therapy or getting some exercise, they have this gorgeous view through a wall of windows. Everyone says it's very motivating."
Although the 25-plus acre Mari de Villa campus is beautifully landscaped with a lake, fountains and gardens, and the buildings are equally welcoming, Wiesehan says, adding that the staff is the No. 1 asset of the community. "The turnover rate in long-term care is extremely high—sometimes 100 percent annually. The average length of employment for our nurses is 12 years, and we have some who have been here 20 years and more. When it comes down to it, that's what families are looking for—continuity of care."
Wiesehan and his wife, Mari de Villa vice president Mary Kay, live on the property and raised their three children there. "Their first car ride was from St. Luke's Hospital to here," he laughs. "And they grew up with hundreds of 'extra grandparents.' Our oldest son, Fred 'Fritz' III, and his new bride, Mary, are on staff, as well. This isn't just our career—it's our home, too."


text:
Bill Kaulitz, the apparently forever alone singer of Tokio Hotel, meets the girl of his dreams in an uncommon trip. But nothing goes as expected and pretty soon their whole life is a mess... The title says exactly what it is: A fight of love.
invisiblylonely Nov 27, 2011
@XJasmineSamX16 wooow thanks =D im actually not very good at creating characters... which i why i write fanfiction! XD
XJasmineSamX16 Nov 26, 2011
I like this story very much because of how much that is soo not how Tom would act in real life. It's an amazing story! You do an amazing job with portraying the characters. :)
invisiblylonely Oct 18, 2011
@MikeylaJason oh my goodness so that's why my reads kept increasing lol XD THANK YOOOU =D well, if you get bored, you could check out my other story, Frei Im Freien Fall! ;)
FrankieHendrix97 Oct 18, 2011
I just finished it! I <3 LOVE <3 IT!!!!!!! I'll read it all over again!!!
invisiblylonely Oct 14, 2011
@MikeylaJason woow thanks! =) its nice to know that, even thought the story is finished, people are still reading it! =D
FrankieHendrix97 Oct 14, 2011
Oh. My. God! You have such an amazing imagination!!! I'm still in part 14, but I'll finish it ;)


text:
Hi, my name is PEANUTS! I'm very pragmatic and want to make new friends, but I might have a little trouble doing that if we haven't met before! I try to pose for portraits, and I'm especially partial to my front-and-center pose. (If I look surprised in my pictures, it's only because I'm not used to all of the paparazzi!) I think I may have a great future in Cat Politics someday.
My siblings (Charlie Brown, Linus, and Lucy) and I are waiting for forever homes, so please come see us before we get too big. We don't want to be stuck in an orphanage forever!
Please call Touched By An Animal at 773-728-6336 or e-mail them at firstname.lastname@example.com and ask for me -- PEANUTS!
CATS-ARE-PURRSONS-TOO helps tossed and found cats find a forever home, or when needed, provides them with lifetime homes.
The 2nd Saturday of each month, you can visit some of our homeable cats at the Pet Supplies Plus in Lincolnwood, IL (7031 N. Lincoln Avenue).
We conduct the initial interview by phone. We then schedule an appointment with the adopter to stop by our sanctuary to meet the available cat(s).
We ask for a donation of half of the cat's medical bill. Since we are a very small rescue organization running with a skeleton crew, the donation has a great impact, as most of our funding is made possible via private donations and adoption donations.
Thank You!
Your message has been sent to Touched By An Animal/Cats-Are-Purrsons-Too.
You'll receive a copy, too, at to help you keep track of which pets you've inquired about, and which shelters and rescues you've emailed.
NOTE: Some shelters have physical locations you can visit; some of these shelters may only have pets for a limited time, so please do not wait for a reply—just go visit the shelter! Other organizations are rescue groups run by busy volunteers who may take a while to reply. You can find information about the shelter or rescue group caring for this pet, and their adoption procedures, on the pet's details page on Adopt-a-Pet.com.
Contact this Rescue Group about Peanuts, the Aspiring Ambassador again.


text:
The great Incanto line: in a class of its own
Saeco Incanto line See all benefits
Whole beans are freshly ground for every cup by ceramic grinders, always preserving their full aroma and never overheating the coffee.
It means that whole coffee beans are freshly ground and directly processed for each and every beverage.
The brewing group is at the heart of every fully automatic coffee machine and it should always be kept clean. A task that doesn't get any more convenient than with a Saeco: remove, rinse and re-insert — finished.
With Saeco you can select your preferred coffee length via the central rotary knob
With this practical feature you can store your espresso cups and glasses right on the espresso machine - always within reach and conveniently stored without taking up space.
Saeco is a synonym for convenience: refilling beans or water, emptying the coffee-dump box or the drip tray, all compartments are directly accessible.
With the pannarello you can froth your milk exactly how you like it. Just dip the pannarello in the milk and stir slowly in a circular motion. Froth the milk for as long as you want to create more or less foamy milk.
Dedicated led to advise the end user that the machine needs to be descaled


text:
Small Engine
Small Engine Troubleshooting Problems? Ask a Mechanic Now.
What engine? Is the fuel tank venting, when it acts up, try loosing the fuel cap. Has fuel filter been replaced?
Once the engine stops, open fuel tank and restart. As Curtis said check fuel filter. If non of these work, when the mower dies, check for spark at plugs right after it dies (before it cools off) coil(s) may be getting to hot and stopping
What model Husqvarna is this ? Product number from label and I can search Husqvarna for all avail. info. I am a Certified Husqvarna Tech and Dealer, I can check any service bulletins on the product number and/or engine.
I would check the fuel cap. If tank does not vent, then engine will stall.
I see question is still open. Did you try loosing the fule cap?
It is loosing fuel, either from the cap not venting, or from the fuel solenoid in the carburetor, plugging the main jet.


text:
How do I find out what package provides a file called /bin/ls? I use the rpm -qf /bin/ls command under Red Hat Enterprise Linux to find out package name. Can you tell me equivalent command for the same under Debian or Ubuntu Linux?
dpkg is a command line tool that you use to install, build, remove and manage Debian packages. dpkg maintains some usable information about available packages. You can search for a filename from installed packages using dpkg -S command. For example, find out package name for /bin/ls, enter:
$ dpkg -S /bin/ls
Sample output:
coreutils: /bin/ls
You can also obtain detailed status information about coreutils package, enter:
$ dpkg -s coreutils
Sample output:
Package: coreutils Essential: yes Status: install ok installed Priority: required Section: utils Installed-Size: 9040 Maintainer: Ubuntu Core Developers <[email protected]> Architecture: i386 Version: 5.97-5.3ubuntu3 Replaces: textutils, shellutils, fileutils, stat, debianutils (<= 2.3.1), dpkg (<< 1.13.2) Provides: textutils, shellutils, fileutils Pre-Depends: libacl1 (>= 2.2.11-1), libc6 (>= 2.6-1), libselinux1 (>= 2.0.15) Conflicts: stat Description: The GNU core utilities This package contains the essential basic system utilities. . Specifically, this package includes: basename cat chgrp chmod chown chroot cksum comm cp csplit cut date dd df dir dircolors dirname du echo env expand expr factor false fmt fold groups head hostid id install join link ln logname ls md5sum mkdir mkfifo mknod mv nice nl nohup od paste pathchk pinky pr printenv printf ptx pwd readlink rm rmdir sha1sum seq shred sleep sort split stat stty sum sync tac tail tee test touch tr true tsort tty uname unexpand uniq unlink users vdir wc who whoami yes Original-Maintainer: Michael Stone <[email protected]>
dpkg-query command
You can also use dpkg-query command which is a tool to show information about packages listed in the dpkg database. The -S option search for a filename from installed packages. All standard shell wildchars can be used in the pattern. This command will not list extra files created by maintainer scripts, nor will it list alternatives.
$ dpkg-query -S '/bin/ls'
$ dpkg-query -S 'passwd*'
$ dpkg-query --search '/path/to/file'
apt-file Command
You need to install apt-file command which is a command line tool for searching files in packages for the APT package management system:
# apt-get install apt-file
# apt-file update
To search in which package a file is included, enter:
$ apt-file search date


text:
* Subject to change without notice.
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I have been riding a aluminum Cannondale road bike for 15 years, broke down and bought this one and wow, what a difference. It feels so good, go over the same old bumps and they are smoothed out noe. Only issue I have had with it is the tires that came with it are too supple (I'm not a racer on a track)... A screw went THROUGH the back tire on my first long ride, ruined the brand new tire. This bike would really go fast if someone else was pedaling, I do fly downhill now though... pass people even. It's beautiful as well.
Best Uses
I finally took the leap and bought my first rode bike - and am loving it !!! Named her " White Lightening" !!! Love how fast you can go with little effort compared to my hybrid. With my group rides, we are averaging 19 mph !! Do highly recommend this bike. Did change the seat at my fitting, but that was just my personal choice.
It's almost paid off.. and I don't regret this purchase whatsoever!! I love my blue beauty, we went about 2k miles last summer and the shop I had maintenance done at remarked about how new she looks. From casual rides to centuries, this is my go-to bike. It handles great, is smooth as a cloud, and climbs like a dream, plus wind is no longer a deterrent to getting ride in. The carbon is strong and wheels are of excellent, lightweight quality.
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text:
Commissioners to review truck accident report
A part of its regular Tuesday meeting, the Davison County Board of Commissioners will review a highway department incident report.
The meeting begins at 9 a.m. today in the courthouse, 200 E. Fourth Ave., Mitchell.
Highway Superintendent Rusty Weinberg said there were no injuries when a department truck and trailer went onto a soft road shoulder earlier this month and ended up on its side. Commission Chairman John Claggett asked Weinberg to bring the incident report before the board.
The agenda includes:
9 a.m. Call to order, approval of past meeting minutes, citizen input.
9:30 a.m. 4-H youth adviser Alice Nickelson.
9:45 a.m. Accident report; consideration of an application to bury SDN telephone cable.
10:15 a.m. Updates on Central Electric building.
10:45 a.m. Request to purchase a wide format printer.
11 a.m. Miscellaneous items for board consideration, approval of timesheets and payment of bills.


text:
2017-18 Annual Academic Calendar - Download a one page, PDF document that includes non-school days, early dismissal, conferences and end of terms.
Detailed Calendar - View calendars by date, week, month, year or list. Search events by any category below. Hold down the Ctrl key to choose multiple calendars. Use the PDF/Printer icon to generate a printout.
Note: No School, Early Release, End of Quarter, etc are listed under District.
Copyright © 2017 East Troy Community School District. All Rights Reserved.


text:
The Office of Student Finance has put together a handbook for all students. It contains up to date information and instructions. Please click here to access this handbook.
The cost of financing a medical education can be daunting, but the office of student finance at Albert Einstein College of Medicine is available to assist you in preparing to meet it. Staff members are committed to clarifying the process of applying for financial aid so that you may explore various options that exist for funding your medical education. Read this information carefully and use it as a reference guide to help select from the numerous avenues of funding available to you.
Applicants to the M.D./Ph.D. (also known as the Medical Scientist Training Program — MSTP) and Ph.D. programs should note that this website is intended primarily for students enrolling in the M.D. program at Einstein. Tuition for students in these programs is remitted and a stipend is offered. Students in such programs are encouraged to contact the appropriate graduate division for information regarding tuition waivers and stipends. The office of student finance reviews grant applications for M.D. students only.
The office of student finance awards grant assistance on the basis of demonstrated financial need. In addition, a number of scholarships not based on financial need are awarded by the admissions office.
The Dr. David K. McDonogh Scholarship in Ophthalmology/ENT is designed to increase the number of qualified physicians who are interested in a career in Ophthalmology or Ear, Nose & Throat (ENT) specialties. The scholarship is a $5,000 award to one (1) African American, Afro-Latino, or Native American medical student in New York City. Eligible candidates must be committed to academic excellence, research, leadership and service. The awarded scholar is required to attend the Award Ceremony in November.
Deadline: August 1st, 2017
Website: Click here
The Gerber Scholarship in Pediatrics was established in 1997 and provides a $5,000 scholarship to two (2) outstanding medical students with an interest in pediatrics with an emphasis on nutrition.
Deadline: June 23rd, 2017
The Hugh J. Andersen Memorial Scholarship was established in 1982 in honor of the longtime NMF contributor in Minneapolis/St. Paul. This award provides a $5,000 scholarship to two (2) 2nd or 3rd year underrepresented minority medical students enrolled in a Minnesota medical school, in recognition of leadership and community service.
The Josiah Macy Jr. Scholarship was established in 2001 by the Josiah Macy Jr. Foundation in order to provide a $5,000 scholarship to six (6) scholarships for 2nd or 3rd year minority medical students in financial need in recognition of their academic achievement and potential.
Established by NMF Board member Neal Ball to honor the memory of his sister Mary Ball Carrera, this award provides a $2,500 scholarship to one (1) outstanding Native American woman, recognized for outstanding academic achievement, leadership, and community service, and enrolled in an accredited US medical school.
Established to help address the severe national shortage of physician-leaders who are committed to the health of underserved communities, this award will provide a $5,000 scholarship to eight (8) fourth-year medical students from underrepresented minority groups who have demonstrated evidence of community service and leadership potential at an early stage in their professional careers.
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Deadline: Varied
Deadline: varied
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Masters in Bioethics
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Both have been banned for at least five years by the ICC for their role in arranging deliberate no-balls during the 2010 Lord's Test.
Butt, captain in the infamous Lord's Test, appeared on the ARY news channel during Pakistan's win over India in a warm-up match, while Amir made an appearance on Express News the same day. ARY ran promos with Butt with the tagline: "Stopped from playing, but not from speaking." The ICC have not yet reacted to the new TV roles.


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Comprising a total of 157 rooms, this is the perfect hotel for any guest. It is air-conditioned and facilities on offer include an entrance hall with 24-hour reception, a currency exchange facility, a bar and a pub. Business travellers will appreciate modern conveniences like wireless high-speed Internet access, computer hook-ups and fax and copy services. The on-site business centre comes complete with a computer with Internet access. The meeting room, which accommodates up to 15 people, is perfect for business gatherings. Audio-visual equipment is available upon request. Valet cleaning is provided for guests' convenience. The hotel's excellent accommodation, superior customer service and reasonable prices make it the best place to stay when visiting the Anjou area. Guests will enjoy fine amenities, including free local calls and a free newspaper on weekdays. This hotel participates in "Green Partnership Program".The hotel is minutes away from the Claude Robillard Center, the Olympic Stadium and Jarry Park.All tastefully appointed guest rooms come equipped with spacious work desks, hairdryers, irons, ironing boards and cable television. An en suite bathroom, a direct dial telephone, a radio, a hi-fi system, Internet access, a mini fridge, a microwave, tea and coffee making facilities, a double bed and individually adjustable heating and air conditioning. Disability accessible and non-smoking rooms are also offered.
From the Transcanada Highway take exit 78 for Langelier North, then turn right onto Jarry and right onto Neuville.


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Archive for
NEWS, prophecy, dreams, ZionsCRY, Bible, teaching, visions
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EARTH, Quakes, Weather
Odd fish, creatures discovered, unusual wildlife
18-Foot-Long Deep-Sea Creature Found off California
Oct. 2013
- The staff and kids at a Southern California educational facility got quite a surprise when an 18-foot-long (5.5 meters) serpentlike sea creature washed up near the shore.
While swimming in about 20 feet (5 meters) of water, dive instructor Jasmine Santana saw a large, silvery, slender figure on the sandy bottom on Sunday (Oct. 13). It turned out to be a dead oarfish, a rare animal that is typically found in much deeper waters, said Jeff Chace, with the Catalina Island Marine Institute, which teaches kids about marine science.
Santana dragged the fish to shore, where the staff took photographs and then put it on ice to show to their students the next day. "The kids were stunned, excited, giggly," Chace told LiveScience's OurAmazingPlanet.
Oarfish are rarely found near the shore, and usually only arrive there once they are sick or dead, Chace said. This animal appeared to die of natural causes. Nobody at the institute had seen one before, he added.
The animals live in the deep ocean and are believed to grow up to nearly 50 feet (15 m) long, Chace said. This makes them the world's longest bony fish, a group that includes almost all fish except sharks and rays (whale sharks are the largest fish in the ocean).
The fish swim with their head upright and their tail hanging beneath them, and can easily move backward and forward and up and down quickly
, observations of the fish have shown.
In August 2011, a remotely operated vehicle (ROV) captured a rare video of a live oarfish in the Gulf of Mexico. Oarfish are so-called because of appendages at the end of their pelvic spines that look like paddles, which are used to help them balance and swim upright.
New 14-foot 'sea serpent' found in Southern California
October 20, 2013
- 14 feet long and attracted a crowd of up to 75 people.
There are several findings of deep sea creatures in other threads.
Earth is groaning so loudly it can be heard above ground.
Consider how loud this sounds undersea
4 Legless Lizard Species Discovered in California
Sept. 2013
- Four previously unknown species of snakelike creatures have been found in California but don't call them snakes; they're legless lizards. Prior to the discovery of the new species, there was only one known legless lizard species in the United States: the California legless lizard.
Surprisingly, the newfound legless lizards were discovered at a series of sites that weren't exactly pristine: They include a dune bordering a runway at Los Angeles International Airport; an empty lot in downtown Bakersfield, Calif.; a field littered with oil derricks; and the margins of the Mojave Desert.
"This shows that there is a lot of undocumented biodiversity within California," Theodore Papenfuss, a herpetologist at the University of California Berkeley's Museum of Vertebrate Zoology, said in a statement from the school.
The lizards live their entire lives underground or near the surface, and often don't leave an area the size of a small table, the statement noted. When they are found at the surface, it's usually in moist areas under dead wood or logs or cardboard
To find the lizards, Papenfuss and James Parham, a researcher at California State University, Fullerton, placed thousands of slips of cardboard at various sites around central and Southern California. They then checked and rechecked the sites before finally finding the four new species
Three of the animals were found in the southern San Joaquin Valley. "These are animals that have existed in the San Joaquin Valley, separate from any other species,
for millions of years
, completely unknown," Parham said in the statement.
The species found near the oil fields has a silver belly and is named Anniella alexanderae. The yellow-bellied Anniella campi lives in three isolated dry canyons on the edge of the Mojave Desert, east of Walker Pass in the Sierra Nevada Mountains. The purple-bellied Anniella grinnelli was found in three vacant lots in Bakersfield, though only one of these lots remains. The fourth species, found outside the valley near the airport, is named Anniella stebbinsi.
Legless lizards live in loose soil on five continents, eating insects and larvae,
and this limbless trait has independently evolved several times
, the statement noted. It is difficult for the untrained eye to distinguish these creatures from snakes.
However, unlike snakes, many legless lizards have external ear openings and movable eyelids
. They also typically spend their entire lives underground, unlike snakes.
The species were named after four UC Berkeley scientists: Museum of Vertebrate Zoology founder Joseph Grinnell, paleontologist Charles Camp, philanthropist and amateur scientist Annie Alexander and herpetologist Robert Stebbins. The animals are described in a study published Sept. 17 in the journal Breviora.
ZionsCRY DAILY NEWS
NEWS and analysis you can TRUST
FYI, this story was reported almost a full year BEFORE Japan got hit with that massive earthquake.
Oarfish omen spells earthquake disaster for Japan
Japan is bracing itself after dozens of rare giant oarfish -
traditionally the harbinger of a powerful earthquake
- have been washed ashore or caught in fishermen's nets.
The appearance of the fish follows Saturday's destructive 8.8 magnitude earthquake in Chile and the January 12 tremors in Haiti, which claimed an estimated 200,000 lives.
A quake with a magnitude of 6.4 has also struck southern Taiwan.
This rash of tectonic movements around the Pacific "Rim of Fire" is heightening concern that Japan - the most earthquake-prone country in the world - is next in line for a major earthquake.
Those concerns have been stoked by the unexplained appearance of a fish that is known traditionally as the Messenger from the Sea God's Palace.
The giant oarfish can grow up to five metres in length and is usually to be found at depths of 1,000 metres and very rarely above 200 metres from the surface. Long and slender with a dorsal fin the length of its body, the oarfish resembles a snake.
Video: 'Sea Serpents Or Harbingers? Oarfish Washed Up Year Before Japan Quake
CATALINA ISLAND (CBSLA.com) Could the appearance of rare sea serpents washing ashore beaches in Southern California portend disaster?
The question comes following the discovery of the carcass of a rare 18-foot-long oarfish off the coast of Catalina Island on Oct. 13, followed by another snakelike 14-foot-long oarfish found on Oct. 18 in Oceanside.
Fishermen in Japan reported a sharp uptick in oarfish sightings in March 2010 following the massive magnitude-8.8 earthquake in Chile that same month, which marked almost exactly one year before the country was devastated by its own magnitude-8.9 quake in northeast Japan.
Oarfish, which can grow to more than 50 feet in length, are considered the longest bony fish in the world. They typically dive more than 3,000 feet deep, which makes sightings rare and has fueled various serpent legends throughout history.
According to traditional Japanese lore, oarfish rise to the waters surface and beach themselves to warn of an impending earthquake,
a notion that some scientists have speculated could be supported by the bottom-dwelling fish being more sensitive to seismic shifts
Known as the Messenger from the Sea Gods Palace, over a dozen ryugu no tsukai, or slender oarfish, either washed ashore or were caught in fishing nets in the Ishikawa, Toyama, Kyoto, Shimane and Nagasaki prefectures near the quakes epicenter months before the 2011 quake hit, according to several reports
Scientists, however, say there is no data to support an actual link between the two phenomena.
Its probably just a coincidence, said Rick Feeney, who has been studying fish for almost 35 years for the Natural History Museum of Los Angeles County.
According to Feeney, four sightings have been reported since 2010 from the Central Coast southward, including in Malibu in 2010 and Lompoc in 2011
We think that they come inshore to die actually because theyre in distress for some reason, but we dont know what the reason is, said Feeney, adding that the fish could have been starving or disoriented.
But the fish remain somewhat of a mystery to researchers
because there have been few Oarfish caught over the years
, he said.
A record number of sea lion sightings were reported along Southland beaches earlier this year, including one declared unusual mortality event in April that saw hundreds of ailing sea lion pups washed ashore
Burmese Python Found With Record 87 Eggs
Aug 2012
- A double record-setting Burmese python has been found in the Florida Everglades. At 17 feet, 7 inches (5.3 meters) in length, it is the largest snake of its kind found in the state and it was carrying a record 87 eggs. Scientists say the finding highlights how dangerously comfortable the invasive species has become in its new home.
"This thing is monstrous, it's about a foot wide," said Kenneth Krysko, of the Florida Museum of Natural History at the University of Florida. "It means these snakes are surviving a long time in the wild, there's nothing stopping them and the native wildlife are in trouble."
The giant female python was discovered in the Everglades National Park and had been stored since May in a freezer at the museum; on Friday, researchers at the museum studied its internal anatomy, making the wild discovery.
Florida is the world capital for invasive reptiles and amphibians, and the Burmese python, native to Southeast Asia, is one of the state's most prominent new residents. The snake was introduced to Florida by the exotic pet trade three decades ago and is now one of the region's deadliest and most competitive predators. [See Photos of Record Burmese Python]
"They were here 25 years ago, but in very low numbers and it was difficult to find one because of their cryptic behavior," Krysko said in a statement from the University of Florida. "Now, you can go out to the Everglades nearly any day of the week and find a Burmese python. We've found 14 in a single day."
Officials worry that the snakes pose a threat to humans, as well as to native, endangered species, which turn up in the pythons' stomachs. This record-breaking, 164.5-pound (75-kg) specimen found in Everglades National Park had feathers in its belly that will be identified by museum ornithologists, the researchers said. Research published this year suggested the pythons are not only eating the Everglades' birds but they're also snatching, and likely swallowing whole birds' eggs.
Devil Worm is Deepest-Living Animal
October, 2012
- A "devil worm" has been discovered miles under the Earth, the deepest-living animal ever found. The new nematode speciescalled Halicephalobus mephisto partly for Mephistopheles, the demon of Faustian legendsuggests there's a rich new biosphere beneath our feet.
Before the discovery of the signs of the newfound worm at depths of 2.2. miles (3.6 kilometers), nematodes were not known to live beyond dozens of feet (tens of meters) deep. Only microbes were known to occupy those depthsorganisms that, it turns out, are the food of the 0.5-millimeter-long worm.
"That sounds small, but to me its like finding a whale in Lake Ontario. These creatures are millions of times bigger than the bacteria they feed on," said study co-author Tullis Onstott, a geomicrobiologist at Princeton University in New Jersey.
"Shocking" Worm Evolved For Harsh Depths
Onstott and nematologist Gaetan Borgonie of Belgium's University of Ghent first discovered H. mephisto in the depths of a South African gold mine. But the team wasn't sure if the worms had been tracked in by miners or had come out of the rock.
To find out, Borgonie spent a year boring deep into mines for veins of water, retrieving samples and filtering them for water-dwelling nematodes. He scoured a total of 8,343 gallons (31,582 liters) until he finally found the worm in several deep-rock samples.
What's more, the team found evidence the worms have been there for thousands of years. Isotope dating of the water housing the worm placed it to between 3,000 and 12,000 years ago
indicating the animals had evolved to survive the crushing pressure and high heat of the depths
"This discovery may not surprise passionate nematologists like Gaetan, but its certainly shocking to me," Onstott said. "The boundary of multicellular life has been extended significantly into our planet."
Worm Inspires Search for Extreme Life
Onstott hopes the new devil worm will inspire others to search for complex life in the most extreme placesboth on Earth and elsewhere.
"People usually think only bacteria could exist below the surface of a planet like Mars. This discovery says, Hold up there!" Onstott said. "We can't negate the thought of looking for little green worms as opposed to little green microbes."
Mark 9:43 And if thy hand offend thee, cut it off: it is better for thee to enter into life maimed, than having two hands to go into hell, into the fire that never shall be quenched:
Mar 9:44 Where their worm dieth not, and the fire is not quenched.
Mar 9:45 And if thy foot offend thee, cut it off: it is better for thee to enter halt into life, than having two feet to be cast into hell, into the fire that never shall be quenched:
Mar 9:46 Where their worm dieth not, and the fire is not quenched.
Sea serpent washed ashore in California
Dec 20, 2015
- For the second time in 2 months, a venomous sea serpent washed up on a local beach. The dead sea snake was discovered during a cleanup campaign in Huntington Beach. A sea snake was discovered in October after slithering onto a beach in Ventura County. It died shortly after.
The yellow bellied sea snake has a bright yellow underside and a flat, paddlelike tail with black spots. It is the most wide-ranging snake species on Earth, cruising the warm tropical waters off the coasts of Africa, Asia, Australia, Central America and Mexico, and Baja Calif.
Ghost fish
July 7, 2016
accuweather - Eerie new fish never before seen alive.
It is the first of its kind ever found, deep in the Mariana Trench in the Pacific Ocean.
Yet more evidence that the earth isn't flat - yeah, I know this shouldn't even be a discussion, but nonetheless this whole flat earth nonsense really has gotten out of control now.
Noahs Ark opens in Kentucky
cj.myfreeforum.org Forum Index
EARTH, Quakes, Weather


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|Property type
|Minimum Stay
All you need to bring is food, clothes, and toiletries!
$100 per night August 16th - May 14th
$125 per night May 15th - August 15th
Call Us
No sales talks to endure! Very peaceful!
This is not a timeshare or a condo.
This is my own private lake cabin.
Why so cheap???
I just started renting in the summer of 2012.
I'm simply trying to get a lot of business - trying to get the word out!!!
Hoping you will not only come and stay but will tell your friends!
Comes with:
free Dish Top 200 and all the premium channels (HBO, SHOWTIME, CINEMAX, STARS)
central heat/air
Aspen log furniture/beds King bed, Queen bed, and Aspen sofa sleeper
free high speed WiFi internet free use of computer/printer
outdoor gas grill
linen essentials (all bedding, towels, washcloths)
cooking essentials (pots, pans, cutlery, utensils, coffee maker, toaster, microwave)
At least 2 nights booking required.
Cost is for up to 4 people. Add an additional $10 per person/per night for more than 4 people.
2 Bedroom/1 Bath $100 per night (Aug 16th - May 14th)
$125 May 15th - August 15th.
No pets inside.
No smoking inside.
Deposit/Cancellation policy:
50% deposit is required to make your reservation.
If you cancel within 14 days of arrival you will lose the deposit unless I can fill your reservation.
The remaining 50% will be collected upon arrival.
You can pay with cash,check, credit card, or Paypal.
Notice - A copy of your driver's license will be taken upon arrival.
My name is Gregg Mathis. I am a 4th grade teacher at Forsyth, MO. I started renting the cabin in the summer of 2012. Hope you get to come to Branson and stay at my cabins!!
Gregg Mathis purchased this cabin in 2012
On the spur of the moment we found this little gem and I must say its everything we were looking for. The cabin was well maintained and of course the view of Lake Taneycomo was amazing waking up to. The beds were comfy, the furniture and decor were up to date. Also Gregg provides nearly all the amenities such as sheets, towels, pots & pans so no need to worry about loading down the vehicle with all that mess. We are all looking forward to our next visit. No more hotels for us!
Loved the cabin. Everything was there including coffee, filters etc. Bring your wine and relax. Firewood for the fire was also a plus. We never left to go anywhere. Peaceful, relaxing and very enjoyable. We sat for hours in the rocking chairs with light music in the background. Walked to the dock and sat and watched the eagles and falcons both evenings we were there. Greg is super easy to deal with. You won't be disappointed. Just book it and go.
My wife and I and our 2 kids (10yrs and 20mos) stayed here in June 2015. Gregg (the owner) was great! He met us there with the keys and visited for a few minutes. He joked with the kids and was one of the friendliest people I've ever met. The cabin is exactly as advertised. It was so peaceful there we saw deer in our side yard 3 out of our 5 nights! The lake is right across the road and there is a dock with a canoe to fish from. Downtown Branson is about 10 minutes away so it's a quick drive to all the shops and restaurants. Gregg made a special trip to our cabin after my wife told him I wasn't having much luck fishing. He showed me how most people rigged their poles and a couple other ideas. The cabin itself has everything you'll need except your food. Pots, pans, silverware, plates, mugs, coffee, spices...everything! It rained a couple of evenings but it wasn't a big deal thanks to the wifi and Dish Network. The King bed is upstairs and the Queen is downstairs. I slept upstairs with our 10 yr old boy and my wife slept in the queen with the baby. if you're going with a baby/toddler I'd recommend bringing a baby gate for the stairs. All in all we were completely 100% satisfied with this cabin. It was a pleasure doing business with Gregg.
Rented cabin from Gregg for Valentines weekend. Cabin was perfect, close to lake, and close to the city. There was a little market and pizza/sub place only 15 minutes away for last minute items & the pizza was delish! The cabin was neat and clean and the beds were comfy. Gregg was a great host! Would highly recommend for fisherman, those who want to enjoy Branson, but want some privacy & quiet too. Price is right!
Love this place, husband and I rented a cabin for 2 days to celebrate our 3 year anniversary. It was beautiful inside and out. You can just walk across from cabin to docks and fish or just watch the wildlife. We took a short drive to a lil' place called Beverly's for an awesome rib-eye dinner and drinks. Mr. Mathis is very sweet and accommodating to his guests. There are 3 different cabins he offers and you will not be disappointed at all. I highly recommend this as a must visit. Very close to shopping, shows and all Branson has to offer.
Two couples for three nights and this was the perfect spot. Close enough to Branson for girls' shopping, close to the water for guys' fishing. The cabin is properly describe in the ad. Truly only need food, clothing and personal items. Kitchen is fully equiped but if you oppose hand washing dishes, take disposables as there is no dishwasher. We found the WiFi and satellite TV to be great bonuses. There is a private boat ramp and dock within walking distance. The meadow separates the cabin from the water where we saw deer each morning. The drive into Branson is not too far to have the benefit of such a peaceful place to stay. It was easy to find using our GPS. I suggest grocery shopping before you leave Branson as the local grocery store is quite pricey. There is a Dollar General Store close which has a decent grocery section. Owner is very polite and welcoming. We'll be planning another trip soon! Owner
Come To Branson. Stay On The Lake.
50% deposit will reserve your booking.


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One of our eight holiday caravans at Sunnybrae, Heron is a spacious six berth caravan sleeping 4 adults and 2 children. Located on the waters' edge with spectacular views across to Seil, Torsa and the mainland beyond, Heron is our most secluded accommodation and makes the perfect year round retreat.
Sunnybrae is a friendly family run caravan park on the Isle of Luing just 16 miles south of Oban. The Bothy with communal facilities situated at the top of the site is a WiFi hotspot with a selection of DVDs, a freezer well stocked with ready-made meals, locally sourced meats and seafood and a washer and dryer. Bike hire is also available onsite and the park has mooring space for boats and a pontoon.
Heron - a six berth caravan (35'x10') sleeping 5 (4 adults/ 2 children), painted green blending perfectly with its surroundings, with double glazing throughout. Spectacularly situated on the waterfront with fabulous views. Living space comprises:-
The Bothy is a WiFi hotspot situated at the top of the caravan park with facilities including:-


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|Shiba Michiki
|Un-named brother
Shiba Michiki was a bushi and yojimbo of the Phoenix Clan.
Friends Edit
Michiki was friend of Daidoji Ujirou, Utaku Sang-Ju, Hiruma Itta, and Shiba Jaishu. The last friend was as close to a brother as he had ever known, always laughing, always cheerful. In 1199 the group mourned Jaishu, who had died of an illness during the winter. [1]
Station Edit
Muchiki was yojimbo to Isawa Amihiko, and they visited Doji Etsuki, governor of a Crane estate and the village around it. He had placed a commemorative statue of the three children of the Empress Iweko I within the center of the village, carved entirely from a piece of marble by a Kitsu sculptor, who evoked the fluid, changing nature of water. The priest warned that the earth kami had been offended by the new statue, but Etsuki rejected to destroy the statue. Amihiko told the harvest would be unlikely to improve until the earth kami were placated. [2]
Taisa Edit
Michiki, a student of Rae Sensei himself, was appointed as taisa within the first company of the Seventh Legion of the Shiba Army. He confronted Isawa Nairuko, a priestess who had discovered that the Moto family were cursed, drawing ill fortune to them and their descendants. His brother's wife was a Moto, and Michiki believed his niece had been robbed of her future. Michiki was ashamed when he realized that Nairuko was married also to a former Moto, Isawa Kyung-won, who appeared wearing the colors of the clan of his birth, leaving behind his wife and the Phoenix Clan, back into the Unicorn. [3]
Death Edit
Michiki attempted to defend his charge against a ninja attack [4] but failed. Shamed, he was granted seppuku in front of the dead corpse of the maiden he had sworn to defend. [5]
External Links Edit
- Shiba Michiki (Ivory)
- ↑ Scenes from the Empire 39, by Shawn Carman
- ↑ A Priest's Calling, by Shawn Carman
- ↑ Blood of Heaven, Blood of Earth, by Robert Denton
- ↑ Unassailable Defense (Ivory Picture and flavor)
- ↑ Wheels within Wheels (Ivory Picture and flavor)
|This Phoenix Clan related article is a stub. That means that it has been started, but is incomplete. You can help by adding to the information here.


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The links will take you to internal pages about the the Devereaux Group research concentrations.
The links will take you to internal pages about the SIMES cluster or external pages from facilities used by the Devereaux Group and its collaborators.
The Devereaux Group uses a number of computational facilities including in-house SIMES resources as well as the computational resources of the National Energy Scientific Research Computing Center (NERSC), primarily the Hopper and Carver systems.
The Devereaux Group collaborates with a number of experimental groups that utilize local x-ray facilities: the Linac Coherent Light Source (LCLS) and the Stanford Synchrotron Radiation Lightsource (SSRL), both located at SLAC; and the Advanced Light Source (ALS).