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Like many of you I was a Dune fanatic. When I was younger I read and reread the original series by Frank Herbet, hoping to find the hidden insights and secrets. I was excited when his son and Kevin Anderson continued the Dune novels, though to say they were uneven is an understatement. But to watch the CNBC documentary Rise of the Machines I couldn't help but think of how the thinking machines enslaved humans until the Butlerian Jihad in Dune set them free.
The CNBC show details how we are being "helped" by an explosion of sensors and other machines, some small, some not, that all speak to each other and us. They can help us with better diagnosis and healthcare, they can drive our cars safer than we can, and they make our homes and lives more comfortable. According to the show, we haven't seen anything yet. While today there are more devices connected to the Internet than there are people, by 2015 (just two years) this number will grow to 25 billion connected devices.
The impacts of this revolution are profound. As big as or even bigger than the computer or industrial revolution, the rise of the machines has the promise to change the very nature and fabric of our existence. Most of all, this isn't some pie in the sky or far-off idea from a Sci-fi novel (even if it does remind me of it). This is real and happening right before our eyes. It is sneaking up on us in plain sight.
All of these machines are of course generating an awful lot of data. Analyzing and making use of this data is driving a lot of the big data wave that we are seeing course through the tech world today as well. All in all, we are barely scratching the surface of what this will all mean and how it will affect our lives.
The next boot to drop is marrying these sensors and data to robots who can act on the information gathered. Don't be naïve; we are well on our way down that road too. They may not be humanoid robots like Erasmus from the Dune epic or even Asminov-style robots, but they will be robots.
So, is all of this a good thing? If 90% of car accidents are the result of human error, how many lives will be saved by letting computers and machines take driving over? Look what computer automation has done to bring down the rate of train and plane accidents. (if you don't see a video below, please reload page)
Again I ask, is this a good thing? Taking a lesson from Dune, will these machines eventually rise up to the point where we can't live without them? A future where they control humans "for our own good" is not what anyone wants (I think).
Just like with much of science and technology, we need to think about logical and sensible places where the boundaries exist. If you are too dependent on someone or something to do something for you, eventually you lose the ability to do it yourself. Too much of a good thing is not good for you.
I will be watching "Rise of the Machines" on the 18th at 9pm on CNBC. You should too. After watching it, though, maybe you should go reread some of the Dune books or Asimov Robot novels before we rush headlong into this brave new world.


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The Cheyenne Coal Mine
By Jacob L., Noah J.
The Reservation was in poverty
America was becoming industrial
The Indians were not happy with change
The Court became the only way out of the deal
The Cheyenne Coal Mine was a battle in courts about land that Indians owned. The Northern Cheyenne are a community of a little over 4,000 people. The reservation was in a very bad economy and all of the people were in poverty. America was in the stages of becoming industrial, as the people got more advanced they moved further through the land. A coal company came to the reservation and offered the Indians 17.5 cents for every ton of coal shipped off the reservations. The Indians accepted the deal but they did not know what they had gotten themselves into. The Coal miners began to sell permits to the land giving access to anyone. The Indians didn't agree with this so they fought the Coal company in court. The Indians won the case and the Coal company had to leave the reservation. This is how "Cheyenne beat Big Coal"
Brain Solutions
1. The Indians could have refused the coal deal.
*2. The Indians could do as they did by taking the battle to court.
3.The Indians could have forced the company off their land.
4.The Indians could move away.
We chose to find steps for solution #2.
a. The Indians would first have to make a case against the Coal Company.
b. They would then have to find a lawyer to represent them.
c. Next they would need viable evidence to support their claim.
d. If the evidence is good enough then the indians would win the case.
e. If the case is lost another solution will be needed.
Source: http://socialistworker.org/2012/07/06/how-the-cheyenne-beat-big-coal

subset: commoncrawl


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"For the last ten years my only teacher has been Rudolf Pierne. He is a superb pianist, conductor, linguist and a great singing teacher. He knows my voice and has looked after its development."
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"He's so gifted. Besides singing, Patrick is a wonderful pianist and songwriter. He's just really good."
"It was a way of honoring her. We always choose a worthy Utah pianist every year to receive this scholarship, which pays for their tuition."


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GERMANY: Porsche unveils hybrid Panamera
Porsche will launch its second production hybrid, the Panamera S later this year, claiming the 380hp model drinks petrol at the rate of 6.8litres/100km on the European Driving Cycle (NEDC) on optional low rolling resistance tyres.
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Good luck with that one i only buy from USA!!!!!
11 responses Add your response
I whole-heartedly agree and have never bought audio out of the country. I just came across a piece they listed that was of interest at a great $, had never heard of them, but the site looked legit and professional history. Probably too good to be true, as these things almost always are. Just wanted to see if anyone has interacted with them.
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Thanks to this discussion, I could stop myself from losing money. After I requested Hifi-Zetta to accept Paypal, they suggested that I use an escrow service for my protection. However, this company's UK street address has been used other escrow company claimed as a scam. For your information, I will paste the reply I received from Hifi-Zetta.
"Sorry but no longer accept payments through PayPal because of fraud (we received numerous payments from stolen accounts and had only suffered from it), currently only accept payment via bank transfer.
If you want protection , we can use www.lux-express.com, this company has a escrow service. They will take care about shipping and payment.
To start the transaction we need your shipping details:
Name :
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Once I have these info, we will make the delivery to your address.
These are the steps that we will have to follow in order to complete the transaction trough LUX EXPRESS:
1. I will start a new transportation order with the company, also insure the transaction, and this insurance will cover not only the product but it offers buyer's protection as well. Once the transaction is started, you will be contacted by the company and supplied with all information regarding the transaction, payment details and delivery dates.
2. For delivery to be made the company requires the deposit of EUR 1.800,00 made by the buyer, the deposit is fully refundable and will be made out to the company. The payment method is bank transfer.
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Thank you for using our services!"


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Author | Robin Thomas | Friday, Apr 24,2009 8:06 AM
After winning the I-League title, Goan football club Churchill Brothers has roped in Total Sports Asia (TSA) as its exclusive marketing partner. With this strategic partnership, TSA will be exclusively managing all sponsorship and marketing tie-ups for Churchill Brothers. The club's tie-up was based on the sports marketing agency's expertise in handling sponsorship and licensing activities for top European clubs.
According to industry estimates, TSA is looking at revenues of $2 million across media rights, sponsorship, licensing and merchandising.
In a prepared statement, Joaquim Alemao, President, Churchill Borthers Sports Club said "We are extremely proud to have won the title this year after being runners up four times previously. This title is dedicated to our beloved mother Eslinda Alemao. It was her dream that Churchill Brothers would lift the title one day. This victory has cemented our position as one of India's leading football clubs. We hope to retain all our players and win the I-League next year too. We look forward to working together with TSA in building commercial partnerships and also developing football in the region."
Speaking to exchange4media, Suvrangsu Mukherjee, Managing Director (Indian Subcontinent) Total Sports Asia said, "I believe cricket is over priced and football although the awareness and knowledge is 100 per cent unfortunately no one is coming forward to embrace this category. Therefore I believe it is a great opportunity for someone to come forward and invest in long term strategy for India. We don't have the title or other sponsors so pretty much growing all the revenue chain that the club to possibly have from sponsorship of licensing and merchandising from launching a club television channel to generating Churchill brothers fanclub across the country to promoting football as a whole. Therefore pretty much making Churchill more accessible to the entire consumer base."
"This is the first client in my mind where Indian football is actually partnering with multinational sports marketing agency which shows that Churchill brothers is putting the right step forward and its very different from managing media rights for any German or English football league or selling a licenses and that makes it all the more challenging that with India with more than one billion people will not represent the world cup very soon so, its about coming in and making an early investment and putting in a seed capital and being a game change of sorts" he added.
He further said, "As of now first we are looking at the title sponsor for the club that being said we will also look forward to the second tier sponsorships from different product category and kids segment is very imp for us to harness the power of football through a very robust school contact forum not only in Goa but, across India."
The partnership is a long term one which is more than ten years, the club's maiden title coupled with TSA's sports marketing expertise will be the new found impetus for Churchill Brothers as a force to reckon with in the Asian Football World.
Total Sports Asia is Asia's leading integrated Sports Marketing Agency headquartered at KL , Malaysia with seven offices across Asia, including Delhi and Mumbai. Total Sports Asia's past and present business associates include Sports Federations, Events and Sports Clubs like US Open Tennis, Manchester United, Real Madrid FC, Arsenal FC, FC Barcelona, Liverpool FC, Formula 1 teams, Moto GP, World Wrestling Entertainment, Badminton World Federation and Championship Golf Courses like St Andrews Links.
The Agency's core business activities are Media Rights and Sales Distribution, Licensing and Merchandising, Sponsorship Sales Activation, Consultancy and representation and Golf Course Design and Management consulting facilitation.
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Wedding Photographer in Bedfordshire
We are Pho2u! – The Award Winning Wedding Photographer in Bedfordshire – who aims to offer everyone a professional yet affordable wedding, portrait and event photography service.
Your photography experience should be fun, this is when your most relaxed… Having your picture taken can be a daunting experience, you want someone who is both professional and yet can help you feel relaxed.
Pho2u! are known for their fun and non-intrusive approach to photography, ensuring your photographic experience was like spending an afternoon with friends rather than under the spotlight of a photographer who is intent on capturing staged shots. So whether you need a photographer for your wedding, event or a photo shoot you need look no further than here.
Whilst studio shoots are great fun and we have access to studio in Milton Keynes, getting out and about and exploring the beautiful countryside in Bedfordshire, Buckinghamshire and Hertfordshire help capture the natural characters of those being shot!
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Award Winning Wedding Photographer in Bedfordshire covering Bedfordshire, Hertfordshire, Buckinghamshire & the surrounding areas.
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Magic Skydive 2016
Guiness World Record Day 2016
Yes, you read correctly, a magic skydive!!
So, today is Guinness World Record Day #GWRday and our good friend Martin Rees (Martin Rees Magician) is attempting to do as many tricks whilst skydiving Read More
Aladdin Comes To Dunstable Panto 2016 – Grove Theatre
We were invited back to capture a few of the cast of this year's Christmas Dunstable Panto. This year the Dunstable Panto will be the much loved pantomime adaptation of the Disney classic, Aladdin. Read More


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Welcome to BariatricPal Store!
Craving a traditional mozzarella pizza? Meet the needs of your taste buds with Kay's Naturals Veggie Pizza Puffs. Naturally flavored with cheese, tomatoes, and onion spices. There appeal is enhanced by their powerful crunch! Ideal for game day or during long car rides.
Indulge in the joy of Mozzarella Pizza flavor with this Veggie Puff snack that provides your daily protein and fiber. Lower in calorie than most snack foods that taste this good! Perfect for a party or game night in with friends.


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Past generations didn't worry as much about toxins because the air was cleaner, the food was fresher, and the government still put that stuff in the water that made everyone happy. Supplement your health with this Groupon.
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You know you need it, everyone does, your weekly dose of Digital High has arrived. This week the Digital High guys discuss a series of issues one being Riot Games regarding a certain stream involving the player called Faker. Prior to that the sequel to Blade Runner and a follow up TV series for Minority Report have been announced, but what impact is it having in regards to the Digital High guys? You will just have to listen in to find out this and much more in this week's episode of Digital High, your source for entertainment news and discussion.
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Type: Text
Their eyes, if they had them, are long gone. But their stares are intense. Accusing. Angry. Distorted. And around them, always the Markers: Ancient monoliths from an ancient race.
Sometimes, when everyone has left the dig site for the day, I hear their icy voices like whispers on the wind.
'Turn it off.'
'Turn it off.'


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Looking for some advice! Im in a Non Relationship. So me and my friend moved in together then she broke up with her boyfriend of a few years... We always had a connection and one day we started sleeping together. I have talked to her and she has said she wants to be single for a while but at the same time she wants to have a life partner soon... We do everything together and she is really loving and caring, we are pretty much how a couple acts to the point her friend said "you two are like a married couple"... I asked her one day that i want to date her and she replied "no" and said she does not want to hurt me because she always wants me to be in her life and never leave... but I'm so confused what she wants, as sometimes she would say "we would be a amazing couple" "you are so loving and caring" then later on she would say "i can not wait until you have a serious girlfriend because you are so amazing". She interacts with many guys tells me about them and says "yeah, they are not spousal type" ... we sleep in the same bed every night, pretty much what a couple does. She has also said she would give her egg if i get a surrogate mother and later said i may not need one because she might be the mother... However, my career is not the best and i have more job opportunities but not where we live. She wants me to go... not sure what to make of this.
What Girls Said 1
She simply sees you as a friend with benefits material and nothing else. Also, she is sort of stringing you along and she doesn't know what she truly wants.00|00|0
what would be the best thing to ask her? As in to clear everything up?
What Guys Said 1
What do you mean exactly bro?00|00|0
as in what to make of the whole situation, to stay or not too. I want to be with her. Not sure if she wants to be with me or not
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Great job with your store and of course fantastic prices as well! I made an order a week back and expected some major delays in shipping with the...
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We have bought a few items from MJM Magic. All we can say is A+++++ !!!!
Our new source for magic tricks. Sorry other guys.
Read More ->


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Rachel Dolezal: A Rumpus Roundup
Six months ago, Rachel Dolezal, an academic and the president-elect of NAACP Spokane chapter, wrote an op-ed piece piece describing the importance of the #BlackLivesMatter protest movement. On Monday, she resigned her post at the NAACP surrounded in controversy.
Dolezal was profiled back in February where she revealed she is a cervical cancer survivor and that while living in North Idaho, her home was burglarized by white supremacy groups....more


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Sunside Station was a large space station that orbited the Rihannsu homeworld of ch'Rihan.
It followed the Rihannsu train of thought by being a large facility and was noted a one of the greatest among them within the Romulan Star Empire. It was noted as the undisputed ruler of the skies of the Romulan homeworld. From it were all the defense satellites controlled and coordinated. In addition, orders were dispatched to the Imperial Romulan Fleet from this station and was the beating heart of the Grand Fleet.
Teleb tr'Sathe was placed on this station and it was from here he observed the Ur-Metheisn shipyards. (TOS novel: Swordhunt)


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Super Duty DEX410v3 Titanium Turnbuckle Kit (6) by Lunsford w/Ball Studs & Cups
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Frederick, MD
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This product was added to our catalog on December 12, 2012.
This is an optional Lunsford "Super Duty" Titanium Turnbuckle Kit, and is intended for use with the Team Durango DEX410 V3 1/10 scale 4wd buggy. This kit also includes twelve Lunsford Super Duty 4.8mm ball cups and twelve 4.8mm ball studs. These turnbuckles and ball studs are CNC machined and thread rolled in house from domestic US 6AL/4V grade titanium. If you want to put your car on a diet, this is one of the best places to start eliminating weight, without sacrificing strength.
- Turnbuckles:
- (4) M3.5 x 55mm Turnbuckles (Front & Rear Camber)
- (2) M3.5 x 57mm Turnbuckles (Steering)
- Punisher Turnbuckle Wrench
- Ball Cups:
- (12) 4.8mm Super Duty Ball Cups
- Ball Studs:
- (2) M4.8x7mm Ball Studs (Inner Steering)
- (2) M4.8x7mm Ball Studs (Outer Steering)
- (2) M4.8x7mm Ball Studs (Inner Front Camber)
- (2) M4.8x7mm Ball Studs (Outer Front Camber)
- (2) M4.8x7mm Ball Studs (Inner Rear Camber)
- (2) M4.8x7mm Ball Studs (Outer Rear Camber)


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Sweet Little French Frame circa 1890 with original Thick Beveled Glass. Glass measures approximately 2 5/8" X 4 1/8", and the entire Frame stands approximately 5 1/4" high. Gilded cast Brass Bow with Adjustable spring mechanism on the back--simply pull the bow up GENTLY to release the glass and insert your photo. Included is the sepia photo of a little girl. Has its Original Ball feet, ring for hanging, tiny flake to one corner of the glass, which has some scratches from age, unmarked but undoubtedly French--see RL284-11. Bevel is approximately 5/16". Was originally priced $250.00.
Another shopper has this item in their Cart or Wish List .
"Quality Isn't Expensive--It's Priceless"
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Swedbank aimed to shift a large part of its customer base to digital channels, so communicating the value and functionalities of its digital offer was a key marketing objective. Meanwhile, Sweden is seeing rapid shifts in media consumption, so traditional media like TV and print were no longer reaching Swedbank's customer base. To introduce and explain new banking services to consumers, Swedbank created an innovative strategy around YouTube.
Swedbank is the leading retail bank in Sweden with around 4.1 million customers. Swedbank's legacy originates from the early 1800s, and its longevity rests on a traditional branch network and strong local presence. As consumers move online though, new companies are emerging to compete with Swedbank on all product offerings in the online arena. In response, Swedbank has created new leading solutions for customers, moving simple errands and transactions from branches to digital spaces. The aim is to become the industry's digital leader and to shift a large part of the customer base to Swedbank's digital channels.
Communicating the value and functionalities of Swedbank's digital offer is a key marketing objective. At the same time, Sweden is seeing rapid shifts in media consumption habits. Traditional media such as TV and print no longer reach Swedbank's total customer base. These changes represent a further challenge in introducing and explaining new Swedbank services to consumers.
Aim digital messaging to increase digital engagement among customers
Swedbank developed a campaign to address these challenges with the goal of increasing mobile app downloads and usage of its mobile app among existing users. "A couple of years ago we would go heavy on TV and in local newspapers to reach out to our customers," says Johan Bryngelson, Head of Digital at Swedbank. "We would have created a compelling ad for a four- to eight-week campaign. Lately we have seen these campaigns becoming less and less effective as people have moved online. With our huge customer base, we understood that we can no longer use one message for all."
The Swedbank team recognised YouTube as an easy-to-use platform with great reach and creative opportunities. First, customers were divided into segments depending on their maturity level within the mobile platform: nonusers, existing users and early adopters. The approach was to inform and educate non-users about the mobile platform's existence and how it could make banking easier for them. For existing users, the focus lay on showing more features and all the possibilities of the mobile platform. Messaging for the early adopter segment focused on the newest cutting-edge features that set Swedbank apart from the rest of the market.
Alongside online versions of the TV commercial, Swedbank created customised how-to videos to provide the three segments with information relevant to them about the value and features of the mobile platform. They then shifted a portion of the budget from traditional media to online video to increase the campaign's effect and to extend the campaign period without adding to the total media investment. Advanced remarketing on YouTube ensured that the right videos were shown in a relevant order, while the App Promotion feature made it easy for users to download the app in just one click.
The results
The campaign ran for six weeks, followed by eight more weeks always on. Over 1.3 million people saw the ad on YouTube with an additional 200,000 views of the product feature how-to videos. According to market research, the perception of Swedbank as the leading digital bank increased by 14% during the campaign, a large shift in such a short space of time. Most importantly, Swedbank increased usage of its mobile platform by 120% and gained a significant number of new users of the personal finance management tool – 66% over the target.
"We are very happy with the results, Johan says. "In this campaign we have truly started to see the power of the YouTube channel in helping customers understand the benefits of going digital. We are really pleased with the campaign and the possibility that YouTube offers in how we can deepen the relationship with the customer by using data and retargeting. YouTube is and will be an important cornerstone in our marketing mix."


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Joe Benevento - The Monsignor's Wife
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Monsignor Tony Cupelli, a pastor in working-class Queens, has always been controversial, due to his support of a married clergy and women as priests, and for his not completely secret affair with Maggie Rosario. Cupelli's new book on a feminine Holy Spirit again puts him in the spotlight, but not as much as news of the murder of Rosario, just when Cupelli was trying to break off their relationship, a break she had postponed by quirky and Santería-inspired approaches to their love-making. Cupelli is both suspect and amateur detective as he tries to decipher the many clues the killer has intentionally left, clues that promise future crimes patterned on the murders in one of Cupelli's favorite short stories. The criminal outsmarts Cupelli and the police at every turn, even to the scary and erotic surprise ending set up from the very beginning.
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Welcome to the Muppet Central Forum!
You are viewing our forum as a guest. Join our free community to post topics and start private conversations. Please contact us if you need help with registration or your account login.
Sesame Street Season 47
Sesame Street's 47th season officially began Saturday January 7 on HBO. After you see the new episodes, post here and let us know your thoughts.
My Sesame Street Home Video activity book photos
Discussion in 'Sesame Merchandise' started by Muppet Frog, Jul 22, 2012.
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Food Van Hire Walpole Highway
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D'Anna Biers doll to be released in October! (topic)
Saw this on the Lucy Lawless list: Forbidden Planet -- D'Anna Biers doll (Not exactly cheap... $40! looks nice though...)
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Iconic. Italian. Exclusive.
The Vespa 946 has arrived. Continuing Vespa's history of design and engineering, the 946 makes a bold statement. Fine art in movement.
With every curve of it's gorgeous body pressed uniquely for this this limited model, the 946 attracts not a quick glance, but a long absorbing look. A saddle and matching grips of fine leather and hand stitched, give a rider the most luxurious feel and control to enjoy with every ride. Vespa has brought cutting edge technology to the 946 with LED lights, a digital dash, anti-lock brakes, and traction control. The 946 is a true expression of form and function combined.
Vespa builds the 946 in limited numbers, and are highly sought after. Each year, an extremely limited quantity are released and are different from the year before. 2013 saw the release of the 1st edition 946 in black and white. For 2014, the Bellissima model will be offered and only 100 are available. If you're interested in owning a true piece of Vespa history, please reach out to us and let AF1 assist you in purchasing your Vespa 946.
Highlights & Specifications
- LED high/low beam headlamp & tail lamp
- Aluminum handlebar "headset", & highlight body panels
- Active traction control & anti-lock brake system
- Luxurious leather saddle & matching grips
- 3-valve 150cc engine with estimated maximum MPG of 117 and 60MPH top speed
- 31.6" seat height
- Bellissima model only - Solo seat with passenger seat attachment


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A vibrant metropolis
Delhi is a colourful city that is both intense and fascinating. With numerous monuments, religious buildings, parks and museums, the capital of India offers a myriad of things to do and see to its visitors.
Best period to travel
The best time to visit Delhi is between October and March. Also, in terms of holidays and events, the spring festival of Holi is held in March at a date varying according to the Hindu calendar. This is one of the most exciting festivities to witness and take part in. As for national holidays, Independence Day, which is celebrated on 15th August, is the occasion to watch a big parade in the streets of the Indian capital.
Things to know before your visit
A visa is required to visit Delhi and visitors need to contact the Indian High Commission to obtain one. It is important to know that passports need to be valid for at least 180 days when applying for the visa and they must have two blank pages left. As for vaccines, a valid polio vaccine certificate is required when travelling from certain countries. Otherwise, it's recommended to have up-to-date hepatitis A, typhoid, tetanus and diphtheria vaccines. When it comes to safety, women should be careful, especially when travelling alone. Costs are much lower in India than in the UK, even though the price of quality electronics is usually similar. There is no daylight saving time in India, so Delhi is 4h30 ahead of the UK in summer and 5h30 in winter.
Local information: transportation and accommodation
Travelling from the airport to the centre of Delhi, visitors can take Metro line 2 (between 4.40 am and 11.30 pm) or the shuttle bus to Connaught Place. Alternatively, a prepaid taxi can be booked. Budget accommodation is available, with rooms in a guest house or a hostel starting at around 500 INR per night. 3-star hotels also offer rooms costing about 1,400 INR per night per person. Public transport is cheap, with a network consisting of buses, the metro and rickshaws. Also, taxi prices are much lower than in the UK.


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Mozart 2006 in Austria
2006 marks Wolfgang's 250th birthday, and Austria is celebrating in style with an extensive calendar of events. The musical genius will be honored with new museums, operatic performances, extraordinary concert series, festivals and galas, expos and special exhibitions, all across the country. In Vienna--for example-- Mozart's big day will be marked by an open party for the whole city on January 27-29. He will be celebrated all over the city with music, films and readings on a variety of themes-- arranged in to five different tours (Mozart. Friends and Enemies; Mozart. Viennese and Cosmopolitan; Mozart. Art and Love; Mozart. Life and Death; and Mozart. Yesterday and Today). On each tour, visitors experience four different events and a special children's program. My favorite event? The Vienna Boys' Choir will give a concert in St. Stephen's Cathedral on January 27, featuring Mozart's most beautiful works of sacred music.
Thornbury Castle
Thornbury, United Kingdom
Kings and queens have stayed here. Courtiers have flirted with ladies-in-waiting in the ancient yew-hedged gardens. Serving girls have chattered in the stone-flagged courtyard. Today, Thornbury Castle still resonates with history... more >>
Hotel Lungarno
Florence, Italy
At the Hotel Lungarno, the view of the river and over the city is a unique experience. Famous for its attentive and discreet service, the Lungarno offers a breathtaking view over many of the landmarks and sights that gave... more >>
Relais de Margaux
Margaux, France
The Relais de Margaux is a a luxury hotel outside Bordeaux with 100 rooms and suites, swimming pool, tennis court, volleyball pitch and private harbor. The Gastronomic Restaurant delights the taste-buds of all food-lovers. The... more >>
Grand Hotel Du Cap-Ferrat
Saint-Jean Cap-Ferrat, France
The Grand-Hôtel du Cap-Ferrat, a Four Seasons Hotels, entirely refurbished by Pierre-Yves Rochon, re-opened its doors on 15th May 2009 after 14 months of extension and refurbishment work. The new wing, the "Residence", created... more >>


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- Overview
- Specs
- Reviews
Nathan Cycling Reflective VestGreat for cycling and cross-training, this 360° reflective vest is visible up to 1200ft. Lightweight mesh fabric keeps you cool, higher back improves visibility and extended tail provides coverage in the riding position.
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Nathan Cycling Reflective Vest
- fabric:
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About the Book
Sometimes a simple road trip can make all the difference in one's perspective. Elizabeth and Robert Troup illustrate and comment on how it feels to "get away" on the road. Through the canyons of southern Utah, in old time "cowboy motels," and out on the trail they distill the bounty that this area of premiere, world-class scenery and adventure holds. Grainy black and white photos along with inventive photo montages feature the rich landscapes and interesting folks of this amazing country. Come along for the ride and get inspired!
Features & Details
- Category Fine Art Photography
Small Square, 7×7 in, 18×18 cm
22 Pages
- Publish Date Dec 04, 2009
- Tags road trip, love, poetry, outdoors, canyons, dogs, adventure, Utah, Photography
About the Creator
Robert Troup (Dogstarman) is elated to have been invited to join the rest of you on this planet Earth. He loves to dismantle and analyze the essence of things through his cameras (while adding that certain artistic "Je ne sais quois") to create original and compelling works of art. His forte is to photograph people (mostly) and despite his fourth grade teacher Miss Mcdonald's best efforts, he can't seem to suppress his appetite for adventure and desire to drink in life to its fullest. He lives in Boulder, Colorado with his wife and best friend Elizabeth, their daughter Grace and an ever swirling array of Border Collies.
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STARmeterSEE RANK
Down 32,792 this week
Nana Bryant (1888–1955)
Nana Bryant was born on November 23, 1888 in Cincinnati, Ohio, USA as Nana Irene Bryant. She was an actress, known for Harvey (1950), Hangmen Also Die! (1943) and The Adventures of Tom Sawyer (1938). She was married to Cliff Thompson and Phineas T. MacLean (Ted). She died on December 24, 1955 in Los Angeles, California, USA. See full bio »
Born:in Cincinnati, Ohio, USA
Died:(age 67) in Los Angeles, California, USA


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- Threave
- Threave \Threave\, n. Same as {Thrave}. [Obs.] [1913 Webster] [1913 Webster]
The Collaborative International Dictionary of English. 2000.
The Collaborative International Dictionary of English. 2000.
threave — variant of thrave … Useful english dictionary
Threave Castle — Threave (or Thrieve) Castle is situated on an island in the River Dee, 2.5km (1.5miles) west of Castle Douglas, in Dumfries and Galloway, Scotland. It was the home of the Black Douglas Earls of Douglas from the late 14th century until their fall… … Wikipedia
Threave Rovers F.C. — Threave Rovers Football Club is a football club from Castle Douglas in Dumfries and Galloway, Scotland. The club plays its home games at Meadow Park, in Castle Douglas.They played for many years in the South of Scotland Football League before… … Wikipedia
Davie Irons — Personal information Full name David John Irons … Wikipedia
Castle Douglas — infobox UK place country = Scotland official name= Castle Douglas gaelic name= Caisteal Dhùghlais scots name= Castle Douglas population= 3,671 [cite web|publisher=Scotland s Census Results Online|title =Comparative Population Profile: Castle… … Wikipedia
Archibald the Grim — Infobox Monarch name =Archibald Douglas title =Lord of Galloway Earl of Douglas caption =Seal of Archibald Douglas reign = coronation = othertitles =Earl of Wigtown Lord of Bothwell predecessor =James Douglas, 2nd Earl of Douglas successor… … Wikipedia
Dalbeattie Star F.C. — Dalbeattie Star Full name Dalbeattie Star Football Club Nickname(s) The Star Founded 1905 … Wikipedia
East of Scotland Football League — The East of Scotland Football League (EoSFL) is a league of football teams from south east Scotland formed in 1923. It is one of Scotland s three senior non leagues which sit below the Scottish Football League (SFL), the other two being the… … Wikipedia
Robert Lawson (architect) — Robert Arthur Lawson (1 January 1833 ndash; 3 December 1902) was one of New Zealand s most eminent 19th century architects. He has been described as the architect who did more than any other to shape the architectural face of New Zealand s… … Wikipedia
Robert Lawson — Robert Arthur Lawson (* 1. Januar 1833 in Newburgh, Schottland; † 3. Dezember 1902 in der Region Canterbury, Neuseeland) gilt als einer der einflussreichsten neuseeländischen Architekten des 19. Jahrhunderts. Ihm wird nachgesagt, dass er mit… … Deutsch Wikipedia


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I wrote a series of blog posts for Bosshardt Realty about local events and attractions as well as home buying and selling advice.
You can read them here:
+ Five Tips for Making a Room Look Larger
+ Sweets and Treats in Gainesville
+ Try Something Different for Dinner (or Lunch!)
+ Music and Nightlife in Gainesville
+ Get a Taste of Culture in Gainesville


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Hello everyone,
It seems this forum is frequented by a wide variety of professionals, so I thought it would be a good place to seek advice. I am casually considering perusing a D.B.A. in Information Systems and wanted to see what you all though the pros/cons might be. I recently received my M.B.A. in information systems from Cleveland State University, and now work at the Cleveland Clinic in an entry level program analyst position. After one year of employment a good portion of my D.B.A. tuition would be covered by the Clinic, and my job is quite relaxed with flexible hours. My real point of concern is will the 4+ years of additional education pay off in the long run. Ultimately, I would like to hold the position of CIO. Obviously the D.B.A. would be helpful in achieving this goal, but is it necessary? Thoughts/comments/experience would be great.
Views: 746
Thanks for the input. You brought up another aspect I have been considering; would the time/energy used to gain the Doctorate be better spent elsewhere. 4-5 more years of school is a long time.At the same time I feel like I would be leaving money on the table by not taking advantage of the tuition reimbursement.
I don't know enough to comment one way or the other about the practical utility of a DBA in the world of work. I know more about academia. A DBA is an applied degree and is not the best preparation for a faculty position or for research. A PhD is preferable for a career in higher ed.
While I have nothing to back this up, other than personal observations in the IT world, I'd say hold off on the DBA. CIO's tend to be forward thinkers and tech savvy guys. While education plays a little bit into the role, its more the application of a technology for a business use. In IT, Doctors, are more academic in nature and are (hate to say this) bad at actually applying technology to a business purpose. They are great at research, development, but I've seen very few that can give a polished product that a customer actually wants.
Thats my .02, so I'd say get some real world experience and re-evaluate the DBA in a year or so.
Thanks for the advice, that is what I will be doing. I just received notification that the D.B.A. program I am interested in only enrolls every three years, so I have until 2016 to decide.
I'm still interested in hearing everyone's thoughts.
Focus on getting security credentials and such. unless you want to do research and teaching I'm not sure how much a PHD will help you.
Any suggestion on which one(s): CCNA, Sec+, CISA
Look up the ones you can find, and do a jobs search in your area to see how many seek them. Focus also nationally on your industry. I found that regions seek different certs.
Good plan, thanks!
I'd definitely advise against this. You already have quiet a bit of education and seem to be rather young. Like you mentioned, I'd work on some certifications and experience at this point.
I have a CCNA, so that is a good entry level cert i would recommend. However, I would advise that after you do that, you look into the CCNP and then possibly the CCNP security certification, and thereafter the CISSP cert. From everything I've read, and from my own experience, specialization seems to be the key in IT. Sure, it's good to know a bit of everything but go much deeper in one area. When I was studying for my CCNA, I thought that I would be an expert thereafter (very naive), however, once I started studying for my CCNP, I realized how little I truly knew. Point being, be a master in one field, and own it. You will be very successful if you do.
Best of luck to you. Whatever you do, I'm sure you'll be just fine.
Thanks for the advice, I think you nailed it by suggesting a specific focus... now I just have to choose one.
Most of the advise on the thread is good but I disagree with some. I will recommend you do the DBA, specially been an AACSB accredited and a well known one. I was in a situation similar to yours.
While at the U.S. Coast Guard where I studied and worked on electronics and telecommunications, I studied by myself and on my own dime about networking and systems achieving my CCNP, CCDP and MCSE certifications. This allowed me to later work at big companies like Sprint, MCI and Verizon. I became a Cisco and networking guru, very strong in technical stuff. Later on I did a Masters in IS focused on database, specially Oracle. This rounded up and strengthened my skills, while exposing me to a different aspect of IT, the functional/business side.
After that I leveraged all that knowledge and specialized in Security and Information Assurance achiving the CISA, CISM and CISSP certs. I made the transition from techie to an administrative and managerial role.
Last year I decided to do a D.B.A. at an AACSB accredited school and it have been quite a ride! My mindset has changed a lot and new and exciting opportunities for knowledge came with it. It is true that you will spent a couple more years studying, but I assure you it is nothing like undergrad or master's level. Specially for all my fellow students that have real IT experience, the excitement of doing and applying Research to real problems we encounter out there is something else.
Besides all that, the opportunities to move up in your career and to other positions like teaching (something I had never seriously considered before), networking with peers, traveling to conferences, etc., is a plus.
If you do a search on Google you will see tons of people these days with masters, certs, and many trying to get a DBA. Most DBA programs are not AACSB accredited so you have a great opportunity in front of you. If someday you want to supplement your income teaching or move to research, the AACSB accreditation will play a huge part on your opportunities and earning potential. Jay Lopez
If they are paying for it - sure. But consider an MS in something or go for professional certifications like from Microsoft and VMware or some other technology you work with. Technical know how is very important. Need to understand what is going on to make business decisions if you ask me.


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Keyword research, fresh content, inbound links and why your site could be blocked by search engines
By Geri L. Dreiling, Esq.
"How do I get my law firm's website to show up on the first page of Google results?"
This is the question I am asked most often by clients who hire Legal Media Matters to create a law firm website or write content for their firm. Lawyers understand the importance of ranking high in search engine results, but the process of reaching that goal remains a mystery to many.
Traditional advertising and publicity methods were fairly straightforward: If a lawyer wanted to generate more phone calls, the law firm bought a bigger ad or even a cover ad in the telephone directory. Search engine optimization, though, is much more complex. There are many factors at work, and achieving a good ranking takes effort.
In previous posts, Legal Media Matters has highlighted the importance of conducting keyword research and having a website map or diagram, the premium placed by search engines on fresh content, the optimal length of a piece of content and how legal public relations can help build trustworthy links to your site.
This week, The Search Engine Land's Danny Sullivan published an excellent infographic explaining search engine optimization visually. The SEO "periodic table" is notable for several reasons. First, it lists the numerous factors that play a part in SEO. Second, it ranks those factors in terms of importance. Third, it highlights on-the-page and off-the-page strategies. Finally, it does an excellent job of showing pitfalls that can not only hurt your website but even result in its being blocked by search engines.


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Most players coming into the TCSA Academy will be entering what psychologist Erik Erikson calls the Competence Stage of development. These are the years in which they will readily absorb skills, ideas, and concepts that will impact and mold their success in the sport in the near and distant future. Knowing the importance of these developmental years, the Academy aims to support the growth of each individual player in life and sport. We believe that every child has a very high ceiling and we enjoy working with each family to be certain that individual goals and needs are met.
The Academy program is designed to highlight and develop the technical, tactical, physical and psychosocial components of the game appropriately for each individual player's own level of play. Using Malcolm Gladwell's 10,000 hour principle, the Academy and its staff will strive to encourage the development of skills on and off the field of play to maximize the player's comfort on the ball.
Through 8-10 weeks of diverse training focused on key components of success for players, we will guide players in their journey towards excellence. The Academy guarantees a friendly atmosphere conducive to personal growth and concentration. With sessions that are creative, fun and energetic, each player will have a positive experience that will have them asking for more!


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New Aviator Initiative
The Daedalians congratulate graduates of all military aviation training programs of all services.
If you have recently graduated in the past year from any SUPT, URT, Navigation school or other rated aviation school, the Daedalians would like to offer you a free one-year membership. As the premier fraternal organization of military aviators, the Daedalians mission is to advocate for air and space power and honor those who flew and fly in defense of our nation.
Our objectives:
The below tenets are the basis for the following objectives of the Order:
- Support the current Total Force (Active Duty, Guard, Reserve and Civil Air Patrol);
- Educate Americans to the advantages of air and space power;
- Promote the rewards of a career in military aviation to young Americans;
- Honor the legacy of our Founder Members and all who have flown in defense of our nation;
- Encourage and recognize improvements in flight safety, weapons development, combat support and the overall effectiveness of air and space power;
- Recognize exceptional performance by military aviators;
- Actively recruit qualified new members to perpetuate the traditions and prestige of the Order and accomplish its stated objectives.
Fill out the application and send a copy or your military rating to firstname.lastname@example.com or hard copy to Daedalians, PO BOX 249, Randolph AFB TX 78148


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Mahle SB Ford PowerPak Dished Piston Set 3.551 Bore MOD220551I16 Forged Dish Piston and Ring Kit
3.551" Bore Ford Modular V8 Pit Stop USA offers Mahle SB Ford PowerPak Dished Piston Set 3.551 Bore MOD220551I16 at low everyday prices. Be sure to check out all of our products from Mahle Motorsports including Mahle Motorsports Mahle PowerPak Piston & Ring Kits.Product Description: Piston and Ring, PowerPak, Forged, 3.551" Bore, 1.5 x 1.5 x 3.0 mm Ring Groove, Minus 16.0 cc, Ford Modular, Kit
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Dollhouse Chronicles
The Real Good Toys Blog
Real Good Toys Gift Certificate
Looking for that perfect gift? Why not send a Real Good Toys' Dollhouse GIFT CERTIFICATE so that special person can choose their favorite style?
Perfect for any occasion, Gift Certificates are only available as traditional paper certificates.
Traditional paper RGT Gift Certificates are sent to the person of your choice directly from our office and usually arrive in 3-8 business days via USPS. They are shipped FREE to any address in the USA. Our catalog and order form will be included.
Traditional paper RGT Gift Certificates are only redeemable from the Real Good Toys' Company Store by calling us Toll Free at 1-866-524-0222 or by mail order. No additional fees apply. Both will include an explanation that the gift is from you, your message, a link to our website and instructions on how to redeem it.
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Mumbai: The high cost of accommodation has forced hosts University of Mumbai to hold the Inter-zonal universities cricket tournament for the Vizzy Trophy to obscure places like Nerul in Thane district and Nagothane in Raigadh district. The tournament beginning from February 2 to 4 will have two semi-finals between North Zone and East Zone and West Zone and South Zone.Mumbai, which once boasted of having 64 of its players graduating to play Tests has only one player in the West Zone team.Mumbai University vice chancellor Dr Bhalchandra Mungekar is planning to change the face of college cricket by starting a multi-purpose stadium in Kalina in north-west Mumbai.He told newsmen here that the Vizzy trophy was being held as a part of 100 years celebrations of the institution. UNI
Read more about: cricket, cricketer, mumbai university, south zone, semifinals, north zone, west zone, accommodation, east zone, university of mumbai, interzonal universities cricket tournament, vizzy trophy, nerul, thane district, nagothane, raigadh district, vice chancellor, dr bhalchandra mungekar, college cricket, multipurpose stadium


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NEW YORK (TheStreet) -- Shares of XPO Logistics (XPO) rose 4% in pre-market trading Wednesday after chairman and CEO Brad Jacobs appeared on Jim Cramer's Mad Money show on CNBC.
Last week, the company announced the acquisition of major European logistics provider Norbert Dentressangle for $3.53 billion. This is the company's first venture outside of the U.S.
Jacobs said XPO is a major factor in multiple areas. It ranks third in U.S. intermodal transportation and is a significant player in transporting goods to the U.S. from Mexico under the North American Free Trade Agreement (NAFTA). XPO does not own many of its trucks, but it still is a factor in about one-third of all appliance and furniture deliveries in the nation.
Cramer asked about further acquisitions, and Jacobs noted the transportation industry is quite fragmented at the moment with thousands of companies still on the board. He added, though, that not every acquisition would be large, as some could be small and strategically important.
Separately, TheStreet Ratings team rates XPO LOGISTICS INC as a Hold with a ratings score of C. TheStreet Ratings Team has this to say about their recommendation:
"We rate XPO LOGISTICS INC (XPO) a HOLD. The primary factors that have impacted our rating are mixed - some indicating strength, some showing weaknesses, with little evidence to justify the expectation of either a positive or negative performance for this stock relative to most other stocks. The company's strengths can be seen in multiple areas, such as its robust revenue growth, solid stock price performance and impressive record of earnings per share growth. However, as a counter to these strengths, we find that the company's profit margins have been poor overall."


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Managers' views
Positioning for change
Our expert discussed major themes in markets, including the recent rotation, likely impact of Donald Trump, and the prospects for emerging markets.
Scope for equity rotation favouring value stocks
While US equities have benefited from a strong upward trend and the "reassuringly expensive" tag over recent years, 2016 saw the balance tilt in favour of value1 stocks and markets that are more sensitive to the economic cycle.
Leadership now is in the more cyclical parts of the world such as Japan and we have also turned more positive on Europe. The Japanese economy is showing signs of improvement, with Japan's weakening currency as a key advantage in a low global growth environment.
The resurgence of value stocks is the most promising trend for 2017, particularly with the more recent added tailwind of inflation picking up.
We still see support for US stocks, which is necessary for positive sentiment globally for equities, with 10-year Treasury yields below 3%. A move above the 3% level, while a painful transition, would reflect a welcome normalisation of the cycle.
Trump impact
With President Donald Trump officially sworn-in, speculation, not to mention uncertainty, abounds as to what policies he will or will not enact.
The tax cuts Trump has talked about altogether amount to 5-7% of GDP, not including infrastructure spending. The post-election rally also reflected positive economic conditions.
Brexit uncertainty
The initial events following the UK's referendum decision to leave the EU have confounded the gloomier predictions; however the impact was cushioned by a weaker pound, which may now be undervalued, while delayed corporate investment decisions will be a medium-term drag.
The triggering of Article 50 will only give so much clarity, meaning that a transition deal, potentially lasting four to five years, will be needed.
In regards to Brexit, the rise of anti-establishment, anti-Europe sentiment on the continent is key to watch.
Establishment parties might win upcoming elections, but in the UK, UKIP didn't need to win an election to get what it wanted.
There is a real underlying trend of anti-European sentiment developing which we can't afford to ignore.
Improving outlook for emerging markets
The traffic light for emerging markets equities has turned amber, having been red for a number of years.
More so than in equities, there is "definite value" in emerging market currencies, with the attractive carry2 on currencies such as the rouble.
There are cyclical upsides, with Brazil and Russia coming out of recession and cutting interest rates. Countries which have stabilised their currencies after the commodities collapse can now start cutting rates to support growth. This is a sweet spot for investors.
1 A value stock is a one that is trading at a lower price relative to its fundamentals (e.g., dividends, earnings and sales) and thus considered undervalued by a value investor.↩
2 A carry trade is a strategy in which an investor borrows money at a low interest rate in order to invest in an asset that is likely to provide a higher return. This strategy is very common in the foreign exchange market.↩
Important Information
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Can Bitcoin Bring Developing Nations Into the Global Economy?
By Ella Huzenis
Could Bitcoin be an ideal currency for developing nations? Could it help democratize finance and elevate their position in the global capitalist economy? Five sources reflect on these questions:
1) "Bitcoin: A Primer for Policymakers" By Jerry Brito and Andrea Castillo
"Bitcoin : A Primer for Policymakers" encourages policymakers to carefully consider the potential of Bitcoins as they move to regulate virtual currencies. In developing his argument, Brito and Castillo explain the mechanics of Bitcoin transactions and production, the advantages and shortcomings of decentralized virtual currency, and the obstacles that such currencies face as they enter the economic mainstream.
Many of the advantages of Bitcoins that the authors describe are based in the technological mechanics of Bitcoin and bitcoin transactions. Thus, he begins the essay by answering the questions, "What is Bitcoin?" and "How do it work?" He defines Bitcoin as "an open-source, peer-to-peer digital currency," distinguished from previous digital currencies by the fact "that it is the world's first completely decentralized digital-payment system." To explain Bitcoin in simple terms, he compares it to PayPal, which maintains "a ledger of account holders' balances," and facilitates transactions by ensuring that, if one user pays another, the payment is deducted from the original user's balance and added to the receiving user's account to prevent "double spending" of digital currency. The concept of Bitcoin is similar, except that, instead of relying on a central institution or "intermediary" (like PayPal or a credit card company), a diffuse network of computers, known as "miners," maintain the Bitcoin transaction ledger, called the "block chain" and "[distribute it] among all users of the system via a peer-to-peer network."
Essentially, mining computers work to verify transactions by competing to solve complex mathematical puzzles that confirm that the Bitcoin transfer is authentic and money is not double-spent. The computer that successfully does so is "awarded newly created bitcoins," along with the small fee that users pay during transaction. Creators of Bitcoin engineered the system, "to mimic the extraction of gold" in the sense that "only a limited, known number of bitcoins," 21 million, to be exact, "can ever be mined." To prevent Bitcoin production from reaching this limit too quickly and to "[ensure] that bitcoins are always mined at predictable and limited rate," the system "will increase the difficulty of the mathematical problem" as the mining network grows. Once produced, "the dollar value of a bitcoin is determined on an open market, just as is the exchange rate between different world currencies."
Investment in the bitcoin market and bitcoin industry has both enormous potential and enormous risk. Outlining possible disadvantages of bitcoin, Britto first addresses its "pseudonymity" and link to criminal activity. Given that transactions on the block chain are recorded by users' "public keys" (identifying codes issued to all users, not linked to their identities) and, occasionally (depending on users' browsers and the platform used for exchange), IP addresses, it is difficult, but not impossible, to confirm who exactly is participating in each transaction. Naturally, the near-anonymous nature of bitcoin makes it ideal for use in illicit activities online, including drug-trafficking on virtual black-markets like the former "Silk Road," money laundering, and funding of terrorist organizations. Another concern of Bitcoin-skeptics is its "volatility." In its short-existence, the currency has endured multiple bubbles and crashes, as the result of speculation, causing the price of a bitcoin (in USD) to fluctuate between the single and triple digits and making returns on investments in bitcoins unpredictable. A final criticism of bitcoins, is the threat of "security breaches" of bitcoin exchange platforms and digital wallet services, which are vulnerable to cyber-attacks and "malware" designed to target these platforms and remove bitcoins from their accounts in what is, essentially, the virtual equivalent of a bank robbery, aside from the fact that organizations like the FDIC that protect account-holders in the conventional banking system are absent from the world of Bitcoin, making lost funds generally irretrievable.
In challenging critics of Bitcoin, Britto suggests that people consider Bitcoins, not necessarily as a replacement for legal tender, but as a "payment system," accessible to anyone with an internet connection. In this capacity, the potential advantages of Bitcoin are clear: speed, efficiency, accessibility ,and novelty. With nominal transaction costs, bitcoin inevitably limits numerous barriers to economic participation and success. Freedom from the costs of intermediaries in bitcoin transactions opens the door for greater vendor profits, which could eventually translate into economic expansion for businesses or even lowered costs for goods. Developing nations that rely heavily on international remittances especially stand to gain from bitcoins, as it would make it less expensive for expats to send money home and allow humanitarian-NGOs in these nations to accept greater international support. The instantaneous nature of bitcoin transactions, the fact that it is accessible to anyone with an internet connection, and its independence from national banks and governments also make it ideal for nations without the stability or infrastructure to maintain an efficient, uncorrupt banking system. But perhaps the most advantageous aspect of Bitcoin is its innovative nature, which has the potential to expand the vastly tech sector of the global marketplace. Developing and developed nations throughout the world have already seen the rise of startups, focused on facilitating and mitigating some of the risks of bitcoin transactions and storage, including new fraud-protection programs, bitcoin exchanges with greater security, and faster, more-advanced mining computers.
Despite Bitcoins potential and associated risks, Britto concludes by making clear that, ultimately, the future of Bitcoin is in the hands of world governments and how choose to respond to the proliferation of decentralized virtual currencies in the global economy. While limited regulation on Bitcoin might establish a dangerous precedent by allowing governments to lose hold of their monopoly on currencies and increasing opportunity for illicit online exchanges, money-laundering, and other financial crimes, over-regulation might crush the rise of a promising new economic development and prevent those using it for legitimate purposes from realizing its benefits, which Britto suggest might prove more detrimental to the global economy. He ends the essay with a final plea to government officials to educate themselves on Bitcoin, "its workings and its potential," and carefully consider the long-term implications of their decision: "We are ultimately advocating not for Bitcoin, but for innovation. It is important that policymakers allow this experimentation to continue. Policymakers should work to clarify how Bitcoin is regulated and to normalize its regulation so that we have the opportunity to learn just how innovative Bitcoin can be."
2) "The Democratization of Finance?: Promises, Outcomes, and Conditions" By Ismail Erturk, Julie Froud, Sukhev Johal, Adam Leaver, and Karel Williams (JSTOR)
Although "The democratization of finance? Promises, outcomes, and conditions" does not reference digital currency, it provides context for the debate regarding Bitcoin's potential in developing countries by exploring the topic of financial democratization, which the authors define as "the broadening and deepening of access to the capital market for ordinary, moderate income individuals and households." Primarily, it analyzes the common "discrepancy between promise and outcome in a financialized world," by suggesting that the success of initiatives to promote financial democratization is dependent on three "preconditions": "predictable life cycle and wealth effects," "financial literacy and calculative competence in and by the middle class," and "calculability of risk and reward."
The first precondition the authors describe is "predictable life cycle earnings and wealth effects," which is, in part, the basis for "any kind of rational financial planning." The authors argue that even in developed nations like the US and Britain this precondition does not exist because the highly-evolved, globalized nature of the marketplace makes "returns from complex savings products, the future age of retirement or long-term trajectory of the economy," increasingly variable, and thus difficult to foresee. The second precondition the authors argue is necessary to foster "financial inclusion" is "financial literacy and calculative competence," an understanding of arithmetic and economic fundamentals necessary for active economic engagement, "in and by the middle class," which according to survey results appears to be limited in "in all Anglo Saxon countries." Finally, the third precondition the authors describe is the "calculability of risk and reward," defined as the "limited but real choice of different financial products whose risk and reward characteristics are ascertained by the financially literate 'sophisticated consumer.'" The authors go on to explain that the complicated nature of advanced capitalist economies undermines this condition by driving financial service providers to diversify their offerings, rely on "confusion pricing" to lure customers into risky investments, and expand at a rate much faster than that of government oversight and regulation.
The authors conclude by acknowledging that it would be unrealistic to expect a nation to fully achieve these preconditions. It adds, however, that "If we think cynically about the practical effects of the promise of democratized finance, it is not really about how many more at some future date will be provided for through individual saving and investment; rather it is about changing the agenda so that individual provision becomes more attractive as a substitute to state or giant firm based," an ambitious goal, but not an inconceivable one. The paper closes by suggesting a final "implication" of the authors' argument: "if state and giant firm cannot or will not play their traditional roles, then it may be necessary to invent another, collective actor which could deliver equivalent benefits."
Although Brito and Castillo, in their essay demonstrate that individuals and small business entities in developing countries could potentially benefit from Bitcoin, this article adds uncertainty to whether Bitcoin could actually change the economic character of such countries and elevate their status in the global economy. The preconditions of an economically-inclusive society that the authors claim to be lacking in the advanced economies of the UK and US are certainly lacking in developing nations, suffering from greater income disparity, market volatility and inaccessibility, in addition to other social and political problems that further hinder economic growth. At the same time, however, lack of confidence in government, banks, and other financial service providers means consumers in these economies already favor "individual provision" over reliance on large institutions, a valuable step toward financial democratization, according to the authors. Considering that Bitcoin, by design, is independent of corporations and governments, and represents an alternative to traditional banking and investment, it could just emerge as the "collective actor" needed to bring about financial democratization.
3) "Banking in the Developing World: The Poor Are Different" By J.P (Economist)
The Economist's article, "Banking in the Developing World: The Poor are Different," sheds light on the actual status of finance in developing countries, summarizing the findings of surveys of research carried out by the Gates Foundation, the World Bank, and Gallup World Poll in 2012, "the biggest survey yet of how people escape, borrow, make payments, and manage risk." The findings indicate not only that there is a wide disparity in banking between developed and developing nations, but also, that banks play a different role in developing countries in developing countries than they do in the developed world.
The least surprising statistics, the article suggests, are those regarding bank-account and credit card ownership in developing in and developed nations: "As one would expect, there is a big difference between banking the West (where 89% of adults have accounts) and the developing world (41%). The difference is wider still when it comes to credit cards; half of adults have them in West, just 7% in developing countries." Within developing nations, disparities in finance are present between populations of different income brackets, gender, and levels of education, with higher-earners, men, and those "with tertiary education" being more likely to possess accounts.
"The bigger surprises" the article states "concern how people use banks and other financial institutions," namely, the fact that "the vast majority of people in developing countries—88%—use banks solely for personal use," rather than business. Popular uses including seeking loans "to pay for family emergencies" ("the most common reason" for doing so) or "receiving remittances from family members abroad" (a reason cited by "38%" of account-holders surveyed in Africa). Relying on banks purely for saving is less popular; "only a fifth [of those surveyed in developing nations] (22%) said they used a bank or other formal financial institution" for this purpose in 2011, while "29% saved, but not at a bank."
Although income certainly plays role in influencing banks' popularity and uses in developing nations, it "does not seem to be the sole determinant," as evidenced by West African nations like Ghana, which has a "level of income" "similar" to nearby Benin but "three times as many banks per head of the adult population as Benin." Government regulation of banks, how convenient banks make the process of opening an account to consumers, and technology, like the availability of mobile banking, also influence the status of banking in developing countries.
4) "Poor People Using Mobile Financial Services: Observations on Customer Usage and Impact from M-PESA" By World Bank
The World Bank's brief, "Poor People Using Mobile Financial Services: Observations on Customer Usage and Impact from M-Pesa," explains the findings of a "14-month ethnographic study that concluded in November 2008 and that was conducted in two communities" in Kenya: "Kibera," "a slum" near Nairobi with a population over 1 million, primarily comprised of "migrants from rural villages," "and Bukura," "a farming village," where many "urban migrants" maintained "rural homes." M-Pesa, the focus of the study is "a mobile phone-based service" on which customers can "check their balance, send money to other people, pay bills, and purchase mobile phone air time," funds for which "are held in a special trust account at the Commercial Bank of Africa."
In its analysis of M-Pesa users, the study found that users are largely "urban senders, who are mostly men, and rural recipients, who are mostly women." Users relied on the service primarily to provide regular "income support" in the form of small or "to address lump sum needs, such as the purpose of farm inputs," or "school fees," or as an account for, typically, short-term savings, that they could access by visiting a company agent, considered more convenient than traveling to a bank.
In addition to pinpointing the demographics and uses of M-Pesa, the study also found that M-Pesa had distinct, mostly beneficial effects on the users and villages observed. These included a shift towards "smaller, more frequent transfers," and presumably related increases in income among "rural recipients" (cited by 77% of rural users surveyed) and a perceived levels of "financial autonomy" for remittance-reliant rural female users, who previously had to endure sometimes week-long trips "to the city or post-office" to transport funds.
5) "Bitcoin Momentum Grows in Emerging Markets" By Min-Si Wang (Forbes)
Min-Si Wang's article, "Bitcoin Momentum Grows in Emerging Markets" offers multiple real-world examples of Bitcoin-related startups in developing economies, and explains their success. Wang addresses startups in Vietnam, China, Kenya, and Argentina. Although each of these nations have distinct economies, in different stages of development, with unique economic regulations, Wang attributes the progress of Bitcoin in each of these nations to many of the same factors. In describing "Vietnam's VBTC," "the first live bitcoin exchange in the world," Wang explains that the country's "high inflation rate makes bitcoin an attractive alternative to the national currency." "Hyperinflation" and "currency volatility" also prompted the development of Argentinian "bitcoin payment start-up," BitPago. BTC China, "one of the world's largest exchanges for digital currency," sees the speed and ease of bitcoin transfers as Bitcoin's most desirable characteristics. Kenya startup BitPesa has capitalized on both Bitcoin's technological and economic efficiency, in creating a platform that allows Kenyan expats in the UK to send remittances back home at a 3% (between 6% an 17% lower than fees charged by Western Union or banks).
Around the world, Wang explains, Bitcoin proliferation and use is growing at an escalating rate: "There are now around 65,000 bitcoin transactions a day currently, and 13 million bitcoins are in circulation globally. (That converts to about $8 billion at a recent USD/BTC exchange rate…)." Although Bitcoin remains most popular in the West, with "the U.S. dollar [accounting for] approximately 80 percent of bitcoin trading volume" at present, Wang predicts that Bitcoin will be a global phenomenon: "In Latin America, Asia, and Africa bitcoin use will just keep going up."


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The McLaren F1 will always be remembered by automobile enthusiasts for the car's performance, the naturally aspirated engine, and of course, the three seat layout.
Now, McLaren has confirmed that a new car, a Hyper-GT, that will roll out of the production line soon. McLaren has managed to tease fans with an image though.
The car is called BP23 (Bespoke Project 2, 3 seats) at the moment, and will be built by McLaren's MSO division. The car will be manufactured in limited numbers, 106 to be exact like the F1 and all the models have been sold out already.
As the teaser image above shows, the new McLaren Hyper-GT will have a three seat layout, and will be a long distance tourer, than a track focused car. The car is expected to hit the market in 2019.
Mike Flewitt, the CEO of McLaren Automotive said this: "We are calling BP23 a 'Hyper-GT' because it's a car designed for longer journeys but with the high levels of performance and driver engagement expected of any McLaren.


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IAB labour market barometer July 2017: 103.9 (-0.2 points)
The IAB labour market barometer provides good guidance for the labour market development in the near future, more precisely in the next three months. It is based on the expertise in all German employment agencies. Every month, their top-level staff is asked to assess the development of local unemployment and employment over the next three months. The IAB labour market barometer includes - in addition to component A that signals the unemployment development - a component B that signals the employment development. The IAB labour market barometer is the mean value of both partial indicators. It provides a more comprehensive picture of the expected development of the German labour market in the short term. The IAB labour market barometer is regularly released towards the end of month. Its scale goes from 90 (i.e. very negative outlook) to 110 (i.e. very positive outlook).
For download are available:


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How do you know you are in love? I don't think I have ever been in love before. Guys, how do you know that the girl you are dating is the one? How do you know without a doubt that she could be your future wife? If you haven't found the one yet, what are you looking for in a woman to set her apart from the others?
Most Helpful Girl
It's amazing. You just know. You get butterflies thinking about that person. As soon as they're out of sight, you miss them. You can't wait to see them and talk to them. You find yourself hoping to be closer to them and making excuses to be with them. You can't stop thinking about them and can't help but smile. Just their smile is enough to light up your whole day. Hearing them laugh makes you laugh and hearing them speak makes you want to speak. It's an overwhelming feeling like no other towards one person that just fills you with happiness. You can't get enough of them and you can't help but stare at them.
Just amazing.
I could go on and on about it.10|10|0
Does feeling empty without him mean anything? Have you ever felt empty when you were separated from him... maybe due to a disagreement? Is that a sign that a person is in love?
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Hhahha, you could say the same about me. But on your side you got him at least (right?). :P
I am just afraid she will reject me. That will really broke me totally. I am more the quiet type, so that will really make me sad and I am very afraid it will take a loooong time for me to fall in love again. Sorry to say, but I am not a guy that open my heart to many women. They must really have impressed themselves with their beauty and personality to make me have feelings for them.
Maybe you should start slow and make sure she knows you like her (be subtle and try not to make it too obvious) and then once you think she gets the hint, go for it and ask her out. I hope she says yes because you seem sweet :-)