text:
The year that was filled with so much hope and promise for the Mexican National Team hasn't quite panned out that way. The positive momentum of the youth ranks, Olympics, and the earlier qualifying rounds has been replaced with angst and frustration. Mexico has so thoroughly underperformed this year. Expectations for the team had swollen to ridiculous levels. This summer's Confederations Cup was going to be a showcase for Mexico team that was finally putting it all together. The talented youth were going to blend with the experienced core to create a truly elite team. There was even plenty of talk of Mexico finally breaking in to the final stages of next year's World Cup. Supporters of El Tri were riding high. The let down hasn't been easy. With any major let down the causal hunt swung in to full force. Who was to blame for these dramatic failures? The national team manager is always an easy target. He's not one of the men on the field wearing your nation's colors. He can be replaced, unlike so many of the players of the pitch. The manager is an easy scapegoat. 'Chepo' de la Torre has made it even easier. De la Torre has clearly done a poor job of selecting his starting eleven, using his substitutions, and preparing a suitable tactical plan to match the opponent. He's hasn't gotten positive results in any level of competition and has thoroughly botched the integration of different generations of players. The team is now less prepared for the World Cup than they were ten months ago. There are obvious fixes to the problems Chepo has imposed on the team. Yet, they don't answer all of the questions that surround this team. The strengths of the squad haven't proven to be that. The creation of scoring opportunities, smart possession passing, and flawless defending have all been absent. We could argue that the old men need to come out. We could push for a more offensive minded strategy. We could scream at Chepo for moving Chicharito further and further away from the goal. We could laugh at the use of the last man added to the roster in nearly every match. The thing is that we would be more than justified in all of those things. Those issues are obvious, but turning those issues around would not be a cure-all. There never is one. The fact is that the core attacking options for El Tri are not performing at a level that could overcome the difficult situation their manager continues imposes on them. Andres Guardado has been extremely disappointing for Mexico of late. It would, of course, be helpful if he had more help from the left back position or someone who could handle more possession in midfield along with him. Yet, despite this he's lacked positive play. His shot has been dreadful and his quality passes have been too few. The constantly shifting right wing of Javier Aquino and Pablo Barrera hasn't lived up to potential either. Both players have only shown spurts of impactful play. They've also shown long stretches of ineffective, sloppy play. Giovani Dos Santos has played well, when he's played. It's also hard to fault Chicharito. He's a finisher with very little to finish. These two thrive on service and having players to play off. Those are both non-existant. The stagnate defensive midfield has so thoroughly hurt Mexico's ability to win matches. It's painfully obvious, but the solution is less so. At least it's hard to find the consensus that the problems present. Many have called for Hector Herrera to see more playing time, including myself. Herrera has the ability to contribute on the offensive end, while still maintaining order in the midfield. Yet, Herrera's been in a pretty significant slump with club and country for some time now. His time on the field has done little to justify his inclusion in the lineup. One could argue that Herrera should be given the time to gel with the regular first team starters. I certainly think there's validity to this argument. However, the clearest answer to the problems facing El Tri and its flawed lineup wasn't on the latest roster. Someone like Fernando Arce would have made a lot of sense for Mexico. He is the kind of central midfielder that could have been extremely helpful in moving the ball forward and connecting with Mexico's scoring threats. But Chepo doesn't need to be talked in to adding more aging players to the team. The median age of the roster needs to move in the other direction ahead of next year's World Cup. Marco Fabian is the player that needs to be on El Tri's roster and starting lineup moving forward. The soon to be 24-year-old midfielder has been stuck in the mire of Chivas turmoil for far too long. This has aided in overshadowing one of Mexico's most promising young players. Fabian could have easily made the European jump earlier in his career. He's been ready. He has long stood out as one of the most dynamic players in Mexico's youth ranks. Fabian's ability to play in multiple attacking positions, passing skill, and smart presence on the ball make him the perfect missing link for Mexico. When you combine that with his incredible shooting ability and usefulness with free kicks his absence is almost ludicrous. He could be viewed as somewhat repetitive to Giovani Dos Santos, but I see that as a positive. Would it not be useful to have another player on the field who could both create and finish? Guardado and Aquino/Barrera have not been able to get it done in either respect. The central midfield has been obviously incapable of contributing. Having Marco Fabian and Giovani Dos Santos on the field together could take something away from the defense. Actually, that would be a good thing. Mexico has been playing with too many players on the field whose primary (only) responsibility has been sitting back on defense. As Mexico once again approach Concacaf qualifying, they will be facing defenses that are more than happy to sit back and absorb Mexico's weak offensive game plan. More attacking options are a necessity, especially ones that are capable of putting the ball in the net. Mexico will be sending out a B - squad (possibly C) to play in the upcoming Gold Cup competition. The defending champions are still stocked with talent to play in this tournament and should be able to make a run at retaining the title. The Gold Cup was not seen as important as the recently completed Confederations Cup. However, this Gold Cup will be extremely important for Marco Fabian and Mexico. Fabian needs to perform to the heights of his potential. Standout play could propel him in to the senior side for the next round of qualifying matches (it could also have the fringe benefit of raising his sell price for Chivas, assuming they ever aim to free him). If Fabian plays like he has shown he is able, Mexico will be well on their way to another Gold Cup. They will also have an important player locked in to their roster moving forward towards the World Cup. With that being said, all of this rides on the very big 'if' of Fabian and his potential. There will be plenty of intrigue with this Gold Cup. Many players will be looking to make an impact for their country and their own careers. Mexico fans should be hoping that Marco Fabian is the one that makes the biggest splash.
** the photo is used under a creative commons license from MaterialScientist


text:
Maybe for a week but not more. I've been to modern day Belarus and Cuba and observed that while the communist system in those countries have some advantages, quality of life is simply better in a capitalist country.
nah, need warmer for the old bones
**** no. If you think America's corrupt, try living in East Europe or south Asia and see what real corruption is like.
I had a chance to live in something very close for 20 years. The level of bureaucracy was really hard to live with. Also, I did not like massive hypocrisy. Promoting ideas of equality while in fact the access and control over resources and goods was exactly the same or even worse than in the capitalist countries.
Yes.<br />
I have many fond memories!
The Thieves were created to never live in Soviet nation again. Soviets are sabakas!
From what I have read , they are backward countries. Rampant racism ( neo-nazis), crime, drugs, bad economies , secrecy inherited from communist era, near zero transparency, police states in the garb of democracy. It would take three to four generations before these counties become main stream democracies and attract people.
No that is ok. I only said what I read. Now, there is no other way to know things than read news papers/web and watch TV. So , if you claim every thing is a lie, then I think , there is a way to prove it.
Again , Area 51 does not affect normal civilian life. What effects civilian life is when president has almost unanimous power and there is no way to ever remove him/her. There is no other political outfit to challenge. That is scary.
No. Never.
Because i have lived in Australia and have enjoyed a better standard of living then i would have experianced in even the best example of soviet nation. I am also a Christian and i would have faced persecution in life if i lived in a soviet nation. Thats just two reasons. More then enough for me.
The gaol of communism was the end of Christianity and they sent thousands of preachers to death camps to be worked to death. All that was allowed was a watered down fake church under the control of political appointees.
Yeah it's been a good country for me.
depends on my job!
Related Questions
pluck4evaatlivedotcom 70+, M 14 Answers 4 Feb 5, 2011
I would if they were not so religious..
anyod 22-25, F 15 Answers 1 Jun 10, 2010
What Country would you live in? And what job would you have ? if you were given a chance to live out your dream? :)JustChooseOne 22-25, F 10 Answers 0 Oct 1, 2014 in Travel
suzieq1404 61-65, F 10 Answers 2 Feb 16, 2011
mzdivine 56-60 5 Answers 3 Feb 16, 2011
berealtodaend 18-21 12 Answers 5 Jul 8, 2011
Alive2011 41-45, F 7 Answers 2 Dec 30, 2011

subset: commoncrawl


text:
Hamilton surrendered his lead in the drivers' championship to Red Bull's Mark Webber after suffering a gearbox failure on lap 24 while running in fourth and admitted that his retirement was a significant blow to his title challenge. The Briton is now four points behind the Australian in the standings.
"That's racing and we just have to work very hard to catch up," Hamilton said. "We've lost a lot of points today. That's the second time this year [after his last-lap puncture in Barcelona]. Hopefully we can work very hard so in the next few races we don't have any problems.
"It doesn't help for sure, but there's nothing you can do. We always do a phenomenal job normally. It's a shame to have the fault here at this point of the year, but that's life. This is motorsport, when you're pushing the cars to the limit these things can happen. We just have to go away and try and learn from this."
Button, meanwhile, could not make much headway at all. Starting 11th on the grid, the reigning world champion dropped to 15th at the first corner and could only recover to eighth by the end. The sight of him trundling around between the Saubers of Pedro de la Rosa and Kamui Kobayashi for much of the race was a sobering one for McLaren.
"It's the toughest day that we [McLaren] have had racing this year," he admitted. "But it's pretty crazy how tight the championship is. I'm only 14 points behind the championship leader, after all — so it's still all to play for.
"We'll come back fighting. We're a very positive and strong team and we've been in difficult situations before, so we can definitely jump back from this — hopefully as soon as Spa-Francorchamps at the end of this month."
McLaren had entered the weekend hoping against hope that the FIA might do them a favour by banning the controversial 'flexi-wing' on the Ferrari and Red Bull cars, which had helped Vettel to a massive 1.7sec advantage over Hamilton in qualifying.
Rather than banning it, however, the FIA announced last night that the load-bearing tests for such devices would be more stringent in future, doubling to 100kgs. The problem for McLaren is developing a similar system of their own.
With their mandatory two-week factory lockdown starting at midnight Sunday, time is at a premium.


text:
Assistant Refinery Operator
Control refinery equipment to convert starches into liquid sugars.
What does an Assistant Refinery Operator do?
Controls semiautomatic refinery equipment to convert starch into liquid sugars and concentrate sugars to specific density: Controls pumps and flow of materials through converters, neutralizers, and evaporators, as instructed. Operates equipment manually during breakdowns [CONVERTER OPERATOR; NEUTRALIZER]. Observes instruments to detect equipment malfunctions and reports readings to REFINERY OPERATOR. Observes equipment to detect and correct fluid leakage or spillage. Tests sample of product to verify specific gravity, acid strength, and filtration, using hydrometer and other standard test equipment. Adds acids or alkalies to neutralize converted sugar liquors, and verifies concentration, using pH meter.


text: CRASHER 46 Posted September 19, 2013 (edited) Week 3 already….this always happens….you blink and the season goes up in smoke (hey it went up in smoke in entitlement-ville…..good thing they have those horrible hankies they can put water in and breathe safe as they FLOCK off that bandwagon ), teams trying to climb out of the 0-2 HOLE OF DOOM…..and teams you look at and go "how in the HELL are they 2-0?!??!?!" as well (yes Arizona we looked at YOU last year too)….the teams should FINALLY not be rusty, the sloppy football should be down, hell even I finally feel back in the flow of this (even with these awful, crappy Thursday Night games)…time to whip some ass and insult some teams!!! Not to mention there was a small trade this week…all it did was flip the fantasy football world on its ear…right? Though speaking of the 0-2 hole….it gets worse when you go 0-3 (or better when you go 3-0 or 2-1): in 2012, two of the 12 teams that reached the playoffs started 3-0: the Houston Texans and the Atlanta Falcons. Five of the 12 teams that reached the playoffs started the season 2-1. Five of the 12 teams that reached the playoffs started the season 1-2:. Zero of the 12 playoff teams last season started the season 0-3.... I have to admit between my crazy schedule and all the hockey I've been playing it's been a bit harder to get focus and I've not been happy with any of my write-ups so far (well aside of week 1)...but I'm trying to get back into it....hopefully this is a more better write up.....Kansas City at Eagles:So it's the BIG BAD RETURN of Andy Reid to Phily (and let me tell you, seeing him in Chiefs Red, he looks so much like Santa Claus' douche estranged brother who the family never talks about during family dinners….I feel ya there Andy….I've been there ) ….neither one of these QB's has thrown an interception yet this season (pretty amazing for Michael Vick, not so much for Alex Smith who's barely averaging 200 yards a game)….I gotta give Reid credit here, he's playing his team towards it's strength….good defense , the 18 points allowed is only second to Seattle….Jamaal Charles is running the ball….Alex Smith is keeping it short and simple…Reid has actually adapted to his team for once! As for this game this week….Reid might still know the Eagles better then Chip Kelly…heh….this ludicrous speed offense is fun to watch, but I don't think it's a style you can win with in football….and the Chiefs are the better team on both sides of the ball…least this game won't have me running to puke in my brand-new toilet..Winner: ChiefsGame Quality: *** (a rare palatable football game on Thursday, yay!) Sunday Sept 22:1pm:Houston at Baltimore:Last year this was a fascinating fun to watch match-up….but that's no longer the case….is Ray Rice gonna play this week? He's not practicing ….I guess one way or the other it doesn't matter, the Ravens just really don't match-up on paper anyway….the best case you can make for the Ravens is the fact that in both games this year Houston has made it WAY more interesting for their opponents then it should be, don't forget it took till overtime to finally put the Titans away (maybe it's time to give them some credit…but I'm not there yet)…the Ravens are horribly beat up and barely beat a team that just tapped out on this season in record time…in fact the best thing you can say about the Ravens this week is that Seattle stuffed and shut down Anquain Boldin, so it makes weeping those Manta-Tears of missing him a lil less painful, right? Maybe this is the game that Houston looks like that AFC Power all these fools are projecting them as…..Winner: TexicansGame Quality: ** (pop-gun offenses get JJ Swat and like it!) NY Giants at Carolina:…oi….really?? Seriously?? At one in the afternoon?? This game should come with a free shot….or 4 (to match the number of losses both teams have of course!)….neither team has looked too glorious on offense….the Panthers seem trapped in a shell (though Cam Newton did look shaky from what I saw of him against Buffalo, and making Mario Williams look like it was a Madden game with all those sacks too)…if the Giants were healthy and full strength I'd call this a feast for the front four, but the Giants are a sack a game team and not much else…..at least you can say good things about the Carolina defense, it's been stingy (4th quarter EJ Manuel heroics aside) and kept the team in both games….there's so much bad stuff with both of these teams, so I'm gonna try to focus on what these teams are doing RIGHT…. (at that point I stopped writing this and went to the Packers/Bengals and didn't come back to this till I wrote everything else )….the way both of these teams are playing, neither one of them deserves to be 1-2…but the rumblings are starting in NY…"the coach is losing it"…"he should retire"…."get him replaced Jerry!!"….you know right off the two time Super Bowl winners tree you have in the back next to the creepy ticket Oak Tree…that's always a dangerous sign….the Giants circle the wagons for Coughlin like no other coach I've ever seen….maybe Eli keeps the INTs to only two this week…..Winner: GiantsGame Quality: * (this could be anti-football…almost….) Packers at Bengals:The football writer's equivalent of washing their hands in soap and bleach after talking about the game above….gotta get the stink out of my living room after all….this should be a fun game…the Bengals should be 2-0 at this point, playing good defense, adequate production from Andy Dalton (not like anyone would draft him as a top 10 fantasy football QB anyway….RIGHT??)…the running game needs improvement, but that carries over a hundred-fold for the Packers…I'm not going to say anything about how James Starks looked last week….he was playing the Redskins after all …..as long as A-Rod is throwing for 70% and the 7:1 TD:INT ratio….it's not that big a deal anyway, the bigger deal is that the Packers STILL aren't generating turnovers and only have 3 sacks…you know what you're going to get from both these offenses….the Bengals should use more Giovanni Bernard (admit it, when you saw this guys name you were STUNNED this guy was black….dude sounds more Jersey Shore Italian then my brother-in law wishes he was, obsessed with that damn show he is…), the Bengals offense should look better on this weak Packer D, and the Packer offense will stumble just enough, you can call this an upset pick, but I think not…I'm taking the better balance and the better personnel here….Winner: BengalsGame Quality: *** ½ St. Louis at Dallas:….FINALLY Jeff Fisher comes to Dallas…. Yay!!! Calm down Scott, he's the Rams coach…. FRAK!!! This game does provide a nice contrast….one team is a bit under-talented, but young, hungry and well coached….the other team has as much talent as anyone in the NFL, but is coached and managed by a senile fool and a soulless ginger…alright….enough Jason Garrett shots here and a little analysis….Sam Bradford has been solid so far (and averaging 300 yards a game)….but their running game doesn't exist now…..50 yards a game won't cut it for Brady, Brees or A-Rod….its gonna get Bradford killed sooner or later….and a spread it out passing attack does fit into Dallas's strength with good edge rushers and a strong secondary (not to mention the Dallas D seems to be ahead of the offense right now)….its funny how a lot of the teams playing this week all mirror each other…and when the talent on the field is about even (which it is here)….you gotta look at the other stuff…I'd love to say home field matters, but bad coaching overrules that….and Dallas proved last week that it's still the same old Cowboys after all….Winner: RamsGame Quality: *** (I think it's time to blow up at Garrett Sunday afternoon) Browns at Vikings:OH MY GOD there is so much to make fun of here….This week profootballmock.com made a goof post about the Vikings players protesting and locking Christian Plunder…err… Ponder….in the trunk of his car so they could have an NFL QB run their practices….you know it's bad when Matt Cassel look like the savior….it's WORSE when they're RIGHT…..this one could be ugly….also looks like Brandon Weedon is gonna be out too…so it's "the guy handing off to AP" going against Brian Hoyer….. *cringe* (what the hell happened to Jason Campbell here eh??) guess when you're cleaning the deck on the Titanic, you might as well give the 3rd stringer a mop??…..this could be the anti-football guilty pleasure game of the week…at least Flash Gordon is back now and SOMEONE can catch a damn pass for the Browns (well super-TE aside)…..boy I didn't even mention that lil trade in here…..there was so much more to pick on and discuss here….maybe we'll save Trent Richardson for the Niners and Colts….but good God I was gonna pick Cleveland here, but now I gotta change my mind….time to unlock the trunk on Christian Ponder and let him throw 8-10 passes when his arm is sore from handing off to Peterson….Winner: BrownsGame Quality: Anti-Football…. GOLD…sh!t….platinum even!!! Tampa Bay at New England:You know…the more you look at this game….the more horrific this one actually looks….though I am beginning to grow some love and respect for the Tampa players….the mutiny is beginning, players are tuning out Schiano….Josh Freeman is over-sleeping meetings…. Darelle Revis is having sit-downs…not to mention they're a glorious and well-earned 0-2 start….so yeah you can say I'm enjoying the demise and likely last season we'll have to suffer through this buck-toothed fool being an NFL head coach….alright….I'm done…I should really talk about the Patriots but that means I have to discuss that horrifically miserable Thursday game that should be recorded and saved and used only to torture and interrogate terrorists in the future….one team knows how to win….and then there's the Buccaneers….man if you could trade Brady and Belichek for Freeman and Schiano….you'd have a juggernaut in Tampa …and the Jaguars in New England Winner: New EnglandGame Quality: DUD (even I can't watch THIS) Arizona at New Orleans:If Larry Fitz is healthy this week (and damn him for trying last week I'd have benched him), this might be the first real test for this Rob Ryan defense…. Carson Palmer can spread the ball and find 11 when it matters …speaking of 11's….that's the number of different receivers that Palmer has completed passes too….like I said…find the open dude, get it to him….pray you don't get killed behind the bad o-line…..a decent formula….and Mendenhall is giving them just enough of a running game to be a factor (gee imagine if he had stayed in Pittsburgh….hhmmm)…there's not much that needs be said about the Saints right now (aside of saying that Mark Ingram stinks 17 yards for 31 yards, if they cut him even the Browns would laugh and say screw this guy)…Brees has been solid despite the 3 INTs so far (and only 3 TDs…he's Drew Brees, he'll get it done….he always does)….the Arizona D is pretty decent too though….but Saints at home…and the better team….yeah that's good enough to lean on and expect the Saints to jump to 3-0….Winner: SaintsGame Quality: ** San Diego at Tennessee:*ugh*…..sorry….this is a game that I have NO idea what to make of either team…both teams have wins against teams they had no business winning (not totally true, any Steelers loss is an expected one right now)…the scary thing about the Titans, in this pass happy league, they won a game and took the Texans to overtime with Jake Locker only managing about 125 yards passing a game….that's frightening…almost as frightening as the options he has to throw at me thinks….and in overall offense they're only better than those immortal offenses in Jacksonville and Pittsburgh (238 yards a game…good God…), the more I stretch this out…the more I realize I need to watch this disaster in the making….as long as San Diego gets the "good" Rivers….they should be able to pull this one out with their offense somehow….but this is another game we should allow a tie, since neither one deserves the privilege of being 2-1….may the football Gods have mercy on our souls…..Winner: ChargersGame Quality" * ¾ (this is totally on the anti-football watch list….) Detroit at Washington:Now this on the other hand….it too will be an ugly game…but the more fun kinda ugly game….Washington can't defend anyone now….RG III is running track with Pierre Garcon to prove the bionic knee is ok (they are putting up 400+ yards a game in offense….the bad starts and crappy defense is killing them more than a possible gimpy QB…) …the Lions on the other hand, they're scoring points, but the offense kinda died when Reggie Bush did last week….he's trying his best to get back on the practice field this week and should play Sunday…. Winner: RedskinsGame Quality: *** 4pm:Atlanta at Miami:Two high powered passing attacks going toe to toe in this one….should make for an exciting lil football game….Miami has been impressive this year and mostly on the arm of Ryan Tannehill (funny how the least heralded of the 2nd year QBs seems to be the one out of the gate faster than the rookie darlings of last season….sometimes it's good to be under the radar….)….more so considering the lack of help he's been getting from the running game….the Miami defense has lived up to its billing, but yet this Miami team is still the least talked about 2-0 team in football right now….again, probably a GOOD thing…. Now Atlanta on the other hand….over-hyped and underwhelming…Roddy White is beat up….Steven Jackson is out….the defense still sucks…and I'm really NOT impressed with Atlanta at ALL…add in some home cooking (and making it more impressive that Miami is 2-0 on the road….ironically playing both teams in the Richardson Bowl previously….heh)….and this looks like a Miami victory!Winner: MiamiGame Quality: *** Bills at NY Jets:John Madden today (the football one…get over it Devils fans) said that EJ Manuel this season is beginning to remind him of Russell Wilson last year….interesting praise…and considering how powerful my Seattle man-crush had grown into…and my sorta-love and supporting of the Bills….the man crush may start to hit the ONLY New York team standing!!! I'd talk about the Jets last week too…but that game film has been banned in 14 states for the greater good of us all….and rightfully so….I can't see the 11 days giving the Jets any type of reprieve….there's just no weapons there on offense….and I guess I am mellowing with my old age….or it's just that Sun Tavern is amazingly devoid of Jet fans this season….I'm not taking my pot shots like normal…..this is a MUST game for the Bills to get some momentum going….and Mario Williams has come back to life…..this is the perfect opponent to keep that going….Winner: BillsGame Quality: ** Colts at 49ers:Well this game got a bit more interesting….after looking bad against the Raiders, and losing to Miami (I was impressed with the Miami D being able to stop the Cardiac kids…..I had totally expected the Colts to go down the field and win last week)….the Colts decided to go all in this season, making maybe the boldest and ballsy-iest trade in NFL History since Hershel Walker (look it up…..fvcking young people!)…adding Trent Richardson adds a dynamic to their running game they've been missing (at least in potential) since Marshall Faulk ….and if this trade works, it sets this offense up perfectly for the next 5-10 years (and be honest….it will…when does Cleveland EVER get it right??)….but none of this helps them THIS week….they get an angry, pissed off and embarrassed (and eyebrow-less, right?) 49er team trying to clean out their rectum from the anal probe the Seahawks stuck in it last week…boy can I paint a picture eh?? And there is NO WAY Trent Richardson learns the offense effectively enough in 72 hours to be versed on the verbage and scheme in Indy….so he's not gonna factor this week ….and like I said…angry 49ers are angry….and they're gonna take it out and HARD on the Colts this week…..(the Colts schedule is quite brutal this year too…this may happen often)Winner: 49ersGame Quality: **** Jacksonville at Seattle:I think God just hates Jacksonville….there's really no other justification to it….remember back in the day when you didn't sell out, they'd black the game out on TV?? Now if you don't buy those tickets we're gonna MAKE YOU watch it and suffer through every last snap of their games…..this one should be especially torturous for the few brave loyal Jacksonville-ites left….Seattle's D is stupid good as is…and the Jaguar offense gets across mid-field as often as a solar eclipse…I could sit here for a week and there's no way in hell I could bullsh!t my way through making this one sound like it's a contest….sorry!!!Winner: SeahawksGame Quality: DUD (This is an ass kicking of biblical proportion…..) 8pm:Bears at Steelers:Better get the Steelers done with all the national TV broadcasts and FAST….this team is falling at Owen Hart from the rafters speeds!!! The offense is lining up to tar and feather Todd Haley, and then burn him at the stake just for overkill points….the defense is old, and can't dominate like its reputation would expect it too….and the Bears are just playing good football now….their D is "the real" (to quote the immortal Iron Shiek), and it's gonna be all over Ben like campus police should be….the Bears have balance on offense and Martellus Bennet catching TDs….welcome to the reality of "it doesn't last forever" Pittsburgh…it's time to join the Cleveland's of the world for a while!!!Winner: BearsGame Quality: ** (only because I'm enjoying the implosion of the Tin Foil Curtain) Monday Sept 23:Oakland at Denver:Who knew the best prime time game of the week was gonna be on Thursday?? Not that I want to call the Broncos the world beaters…but they are pretty good AFC beaters, especially in that awful conference….and this is another tune-up game to let mister Regular Season QB-extraordinaire strut his stuff and fool the football media into thinking this is a Super Bowl team….again….least the Raiders are getting a good hard look at Terrell Pryor….maybe they can send him back to Ohio State after??Winner: BroncosGame Quality: DUD Week 1 Power Rankings:AFC:1. Denver…still best…by default….2. Houston…winning…umm….creatively…yeah….creatively!3. Miami….beating Indy at home put them on the radar….for now4. Kansas City…18 points allowed in 2 games….5. New England…..I got nothing to back this besides being 2-0 NFC:1. Seattle….Best in the World….at the moment…2. Chicago…Two wins…. +4 point differential, the Steelers will fix that….3. New Orleans….beating up Schiano makes me smile J4. Atlanta…big game this weekend….5. 49ers….should have left when the lightning did…… Edited September 20, 2013 by CRASHER Share this post Link to post Share on other sites


text:
February 20, 2018
Student loan basically helps a student to manage the cost of education without facing any difficulty but the repayment often goes with the grandparents. This is because grandparents often have the inclination to cosign for the student loans for their grandchildren. If you'll follow the recent statistics, then you may find that after 2005 there is a considerable rise in debt level among people aged between 50 to 59. The student loan debt is obviously a great contributor behind this rise in debt level amongst people who're nearing the age of retirement.
Balancing Retirement and Debts – How Demanding is it?
While you're still working and earning on a regular basis, it's more convenient for you to take care of your financial obligations. Right after retirement, you lose the assurance of regular income and this makes it even more important for you to save for your future. That's why, after retirement it becomes a bit difficult to manage debt payments along with all the other savings accounts. Of course there are a few solutions for the retirees to deal with student loan debts without missing the other vital financial necessities. Have a look at the solutions below that may help retired grandparents to deal with student loan debts efficiently:
1. Look up to home equity lines of credit: Equity in your property is something which you can use to solve most of your financial problems well on time. The same applies for student loan debt also. Retirees who've considerable amount of equity in their property can use it to get rid of debts easily. Of course the usage of equity has to be proper. Otherwise it may create problems in managing the mortgage loan.
2. Make way for some budget cut: Quite obviously increasing savings to pay off debt must. To pay off the student loan debts you need to accumulate enough savings. People often feel it unsafe to use retirement savings for the debt payments. It's definitely not a wise idea to use retirement savings for any other cause. Still, if the student loan debt is due for a long time, then you must pay it off as soon as possible to get rid of interest rates. Use a portion of your retirement savings to pay off the student loan debt. This will actually help in saving on the interest rate.
3. Encourage to follow IBR: Income Based Repayment plan or the IBR is a convenient option for federal student loans. If your grandchildren have federal student loans to pay off, then encourage them to opt for the IBR option. The greatest benefit of IBR is, after continuous payments for 25 years, government forgives the rest the loan amount. The monthly payment will be decided according to the income level of the borrower. This is really an effective solution for federal student loan debt.
4. Make the most of life insurance loan: It's definitely a wise step to borrow from the life insurance policy to manage the immediate financial needs. Just check the interest rate properly and borrow a moderate amount. It's important to go very careful with the borrowing. A careful attitude will make it easy to keep the things well under control.
These 4 effective solutions may help retirees to manage student loan debts efficiently. So, following these solutions is a must when debt free life is the matter of concern.
About Author:
Mr. Collins has been a recognized industry expert, financial advisor and author in debt consolidation agencies and various bankruptcy lawfirms. He offers more helpful tips and information on bankruptcy, student loan consolidation, credit card debt consolidation and many more. For more informaion please go to the facebook/oakview
College students are the ones who fall easily into debt. This is because, they are the ones who get easily tempted. They are the ones who start living alone, all of a sudden. Adjusting to the new course, adjusting to new environment and adjusting to the new life is not easy. Moreover, the sudden pressure of high education takes a toll on them. So, majority of the students tend to depend on shopping and partying, thereby incurring huge debts. Debts affect your credit and it becomes hard to become debt free soon or improve your credit too, at the same time.
Therefore, it is important to avoid borrowing as much as possible, and lower your expenses too. This would also help you maintain your credit rating. Whether or not you can get a job after the completion of your course, will not only depend on your educational qualification. The employer would also check with your credit rating.
How to Manage Credit when in college
In order to manage credit, when in college, you would be required to:
1. Design and maintain a debt payoff plan – You will have to draw up and follow a debt payoff plan, if you want to pay down the debts. It is mainly high debts and missed payments, which has a negative effect on your credit. So, you will have to try your best, to pay down the debts, as soon as possible. You can follow the debt snowball payoff plan or the debt avalanche payoff plan. You can also follow the debt snowflake payoff plan.
2. Keep a check on the credit reports – If you want to avoid incurring debts as a student, you will have to keep a check on your credit reports. These have every details of the accounts you have, the status of the accounts, and various other details. So, if you check the credit reports from time to time, it can help you maintain your credit.
3. Make minimal usage of your credit cards – Credit cards are easy to use, but credit card is the main financial tool which easily gives rise to debt. So, as a student when you have almost little or no income, it would be wise of you to minimize your credit card usage.
4. Better your self controlling skill – You will have to muster the self control skill. This is one of the most important aspects of managing your finances. Self control can help you avoid unnecessary expenses and incurring too much of debt.
5. Make sure you know where the money goes – Whether you are using it for your tuitions or your daily expenses, or anything else, make sure you are aware of where the money is going. For that, you will have to maintain a list of the expenses you make in a week and also in a month.
6. Build up an emergency fund – You will have to build up an emergency fund, for various such situations can crop up, out of nowhere. These can be a medical condition, or a debt payment, helping a friend or so on. It would never be wise to borrow for every other emergency situation. It is rather wise to maintain an emergency fund. This way you will also get to muster the habit of saving money.
The above are the strategies which can help you manage the debts and maintain your credit at the same time. Richard Boyum, professor emeritus of counseling and psychology, at the University of Wisconsin-Eau Claire, says "There are many opportunities to spend money and some students think of money as something to spend rather than as something to save." However, with time they learn that it is extremely important to save money.
With increase in the number of unemployment rates, the Federal reserve has been left with no other alternative than to keep interest rates low until the unemployment rate falls below 6.5%. This is a beneficial step in the direction of reducing inflation rates as well. Though useful in so many ways, these policies have negatively influenced the consumer-bank relationships.
With savings bank interests hitting an all-time low, investors have been compelled to withdraw their savings from accounts. Some of the major problems faced by most investors include:
1. Low Interest Rates – This is no new revelation, as these days the national average is also estimated to be less than 0.10%. The interest rates are discouragingly low, and this has lowered the morale of most investors.
2. Repeated Petitions – Most individuals have grown sick and tired of making petitions at banks, which seem to pay a deaf ear to the grievances of investors.
3. Curt Replies and Stringent Policies – Most individuals are aware of the changing relationship of consumers and banks. Banks tend to send back most of the investors thoroughly disappointed.
In this changing scenario, banking on saving banks is probably the least advisable thing to do. If however, you can enjoy high yields and profitable interest rates with banks, why would you mind? Read along to know how to maximize your interest rates with savings accounts:
1. Reward Checking and Savings Accounts – There is finally some relief, as you can avail services of reward checking and savings accounts together. Certain small banks have been offering a higher interest rate to customers who meet certain qualifications listed out by bankers.
2. Demographic Specials – Though banks have disappointed the baby boomers with lower interest rates, the millennial kids have something substantial to cheer about. Banks are offering favorable interest rates to young adults and kids planning to open savings accounts.
3. Online Bank Accounts – Online bank rates are way lower than the rates of their brick and mortar counterparts. It is imperative for individuals to brush up their Internet literacy. Most online bank accounts are easy to create. These accounts enable people to evade the tiresome real-life transactions. These online banks give customers the opportunity to get greater interest rates without much effort.
4. Use Saving Calculators – Saving calculators help an individual determine the amount of money you need to put away to enjoy higher yield. Its zero-error calculative capabilities are an advantage for most investors, as these help you plan in a better manner.
5. Choose Your Savings Account Type – Every savings account has a different set of advantages and disadvantages. You need to know the type that goes on to be profitable for you. Consider conducting a proper research, so that you can enjoy the best deals.
Most investors sadly remain unaware of latest banking developments. This ignorance leads to an increased likelihood of banking errors. You need to familiarize yourself well in advance to avoid such possibilities. It is best to remain aware of latest consumer friendly offers that most banks offer.
Read More about Online Bank Rates here
The 'Great Recession' has had more impact on the banking sector than anticipated by most trade pundits. The economic downturn compelled the Federal Reserve to introduce new fees on checking accounts and certain low-interest policies. These policies and new reforms were not too consumer-friendly. The economic downturn has hence, soured the once cordial relationship between customers and banks.
Why Adopt Online Banking?
Amid speculations of another fiscal cliff, most annuity holders seem to be disappointed with their current investment strategies. In these troubled times, the only ray of hope seems to be online banking. Some reasons that make online banking better than their brick-and-mortar counterpart have been discussed below:
1. Higher Interest Rates– For those who've grown tired of the near-zero interest rates, most online banking rates provide a new reason to cheer up. These online banking rates are visibly better than the rates provided by banks normally.
2. Better access- Online banking is quite convenient for the customers and provide greater accessibility.
3. Reliability- Online banking is quite reliable and user-friendly.
4. Cost-Effective and Fast – Online banking helps in quicker transactions and is comparatively cost-effective too.
While looking for best interest rates online, it can get quite difficult to choose because of a plethora of different options available. The best ways to get excellent interest rates online have been discussed below:
Extensive Research
There is no substitute to hard work, so nothing can fetch you better results than extensive research. Look out for best online bank rates by visiting all those websites that specialize in listing the different online banks along with the respective competitive interest rates they offer. Some points to remember while looking for best interest rates have been listed below:
1. Choose Websites that list Savings Account Alternatives:
Look for websites that lists savings account alternatives, if you're looking to save money while also enjoying higher interest rates. Customers can enjoy the benefits of higher interest rates with the help of certificates of deposit rates and high yield checking accounts.
2. Look for Sites that Aggregate Interest Rate Data:
Visiting every individual bank site or visiting their respective physical branches can be quite time-consuming and intimidating. If you aim to save your precious time, consider looking for sites that aggregate the interest rate data and hence, help you find the best bank rates easily.
3. Check Out Recommendations:
Make sure you check out various recommendations, and sift through the various online banks that provide higher interest rates than their physical brick-and-mortar counterparts do.
Banks that only offer excellent interest rates can sometimes be deceptive too. It is essential to seek more information about such banks. Sometimes, higher interest rates are indicative of something fishy, so don't just get lured by the higher online bank rates.
Consider the fees and your own convenience as well. A good online bank should have not just a great interest rate, but also excellent customer service, reliability, accessibility and a reputable name. It is recommended to always consider an online bank that possesses a sound and stable financial history.
You might have heard people saying "student life is the golden period of life". But do you agree with the same? Do you think it is still so easy being a student, when higher studies have turned so expensive? Well, it is quite difficult to manage the situation and if you borrow a loan to finish your studies, your hardship of life begins.
Yes, the matter of student loan can be easier to look at but difficult to go through. The loan is allotted with a deal, where you need to return the amount after finishing your studies. Generally, it is expected that you will get a job by the time and repaying the amount will be easier for you. However, the current economical scenario is indicating towards a different situation, where recession, inflation and unemployment troubles are always there hammer you from all the sides. Therefore, the situation becomes tougher and with your default, the innocence of student life comes to an end.
Lots of difficulties surround you from all the sides, like
• Your lender starts garnishing your wages, so a good amount of money gets deducted from your paychecks.
• Your lender starts calling or visiting you often and then. Therefore, your social and professional life encounters multiple difficulties.
• Your credit scores drop a lot, so getting other financial assistance turn difficult.
On the whole, your economical abilities reduce and if not dealt with the situation right on time, you can even turn bankrupted.
So, borrowing defaulted student loan help is really a necessity to turn the situation better. Well, you need to have some basic preparations, like-
Firstly, make out how much amount you owe. If it seems to you more than you can afford call your lender to ask for help. He can help you by suggesting multiple ways-
• If you are jobless, he can offer you a job at his own firm.
• He can ease your repayment plans by reducing the installment amounts.
• He can help you consolidate the loan amounts.
• He can even delay your repayments by deferring the payment dates, so that you can get more time to prepare yourself economically strong.
Secondly, getting a hold upon your nerves is really very important, since there is nothing to get worried about. Rather, have confidence upon yourself and start resolving the issues by borrowing defaulted student loan help.
So, resolve the defaulted loan issues at ease, because the more you care about your life the more it smiles upon you.
Yes, no matter how difficult the situation is in front of you, you should never feel defeated, because life always gives you a second chance always. All you need to do is to stay positive by fighting against all the negatives and you must recognize the right way to proceed.
Well, when you are stuck with huge amount of student debt, you need to careful about multiple things, like Mental set up
It is true that your default have drop you into bad consequences, like- bad credit scores, tortures of the lenders, economical troubles, etc. but you should never give up. You should go for resolving all these issues one by one.
Resolve bad credit scores
Since, you have failed to return the student loans amount, your credit scores have dropped. Therefore, you should start repaying the installments as soon as possible to make sure that your credit scores get repaired.
Stop the disturbances of debt collectors
There is law called FDCPA available for preserving the rights of the borrowers and stop the tortures of the debt collectors. If your debt collector is disturbing you with no reasons, you can post a complaint against him in the Federal Trade Commission. You can even stop his calls by sending him a written notice.
Put an end to your economical troubles
There can be recession, unemployment and underemployment troubles to hold you back from getting a job, but you need to prove yourself a worthy candidate by overcoming all these troubles. Therefore, getting a job is the best way to start saving and avoiding complexities for the upcoming life.
Contact your lender
Borrowing help from your lender is the best way to resolve all these issues at ease. You must contact your lender to ask for suggestions, because he can help you in many ways, like-
• He can offer you a job at his own company to ease your burdens.
• He can suggest you an easy repayment plan to help you pay off the entire amount at ease.
• He can stop wage garnishment to help you become financially stable.
So, do not stay involved with the student debt issues unnecessarily, rather make your life worthy to live at ease.
Are you going to retire very soon? Are you worried about your financial independence? Don't you think so that life can take a wrong turn, when you will be left with no job or no salary? Is a little pension amount enough for you to bear all your expenses after retirement? Well, the economical situation is taking a turn and any time you can fall into the trap of recession or inflation. Therefore, you must stay prepared prior to your retirement with deferred annuities.
Yes, life is never static and changes come frequently, but living a happier and safer life is a requirement of all. However, people tend to spend more money than their budget and make the biggest mistake of their lives. Therefore, you must go for deferred annuities to make sure that all your savings can be spent in a systematic way.
Why purchase deferred annuities?
It helps you stay safe – When it comes to safety and security, these annuities offer you better assurance. The amounts you accumulate remain secured for your future and after you reach to your retirement age, you start getting the returns. Even it guarantees you a stable income for a lifetime.
It helps you save the maximum amount – This plan is a favorite of the retirees, because it offers them the facility of accumulating the maximum amount for their retired age. Since, no tax deductions are made upon your savings until you withdraw the amount; you get to secure maximum amounts for your retirement.
It helps you get death benefits – After the death of the annuitant, the beneficiary gets to inherit the death benefits. So, not only you, but your family gets to stay safe.
How to purchase deferred annuities?
Contact an annuity provider to know about the annuity scheme in details. Ask him to quote you the amount you can get after your retirement. To know whether he is quoting the right amount or not, you can definitely use an annuity calculator to confirm it. Once you are satisfied with the plan, you can go for purchasing it. You can purchase these plans just by paying a single installment or multiple installments over time as per your financial ability.
Since, there are two kinds of deferred annuities available, like fixed and variable; you must decide to choose the plan, which suits your requirements the best.
So, what are you waiting for? Ease you post retirement burdens borrowing deferred annuities, because your security ensures your happiness.
Life is not the same always, right? Now, you are living at ease and comfort, but will it be the same after your retirement also? You are earning now, but once you enter into your retired life, instead of a little pension amount you will be left with nothing. How will you live your dreams then? So, you need to plan out something effective, which can help you resolve all your post retirement economical issues at best.
Well, borrowing loan is definitely not a good idea, because you need to return the amount at one point of time. Since, you will be left with no job after your retirement, how will you repay your loan amounts? Therefore, you need to plan something different to make your retired life economical tension free. Why don't you go for borrowing an equity release loan then?
You have heard it right, it is also a loan but it comes with an offer where you don't need to return the borrowed amount. Yes, the deal is set upon your home and you get to withdraw a good amount of money depending upon the valuation of your home. Once you die, your lender sells the property to get back the amount he has spent upon you. So, in a hassle-free way, you get to resolve all your economical burdens to live the life at ease.
• You can use the amount for holidaying.
• You can use it to bear all your household expenses.
• You can use the amount to buy new property and car.
• You can use it pay off all your debt amounts.
• You can use it for getting a better medical attention.
So, without relying upon your successors for getting monetary help, you can live a happy life with the help of equity release loan.
How to get an equity Release Loan?
Releasing equity upon your property is really very easy and all you need to do is to contact your financier to discuss about the matter in details. Know the quotes and to compare it you can use an equity release calculator. It will help you determine whether it suits your requirements or not. You can even research the market condition to stay better updated with the ups and downs in the valuation of the property to get the best deal.
So, borrow an equity release loan now to ease your retirement burdens, because your life turns better when your economical condition is good.
Trying to tackle multiple kinds of debt can be frustrating. When you owe money to differ creditors, it's difficult to manage all of your bills simultaneously, and to stay away from situations that may affect your credit score. Debt consolidation is an option, but the best strategies require some knowledge about how the 'debt industry' works.
Appraise Your Budget
One of the first things that most financial consultants recommend in a new plan to tackle debt consolidation is a thorough review of your household budget. You'll need to understand each expense throughout a given month, and be able to prioritize what is discretionary and what is truly important. This is similar to looking at your finances through a 'business lens,' as business leaders understand that a working business must make profit by making revenue exceed expenses.
A good review of almost any budget will turn up expenses that can be decreased, or entirely deferred for a period of time. All of this will help you toward a situation where you can knock out multiple debts with a lump sum payment that fits into your budget.
Combine Existing Debts for Low-Interest Consolidated Loans
One of the other initial steps that individuals will take in debt consolidation is to identify the loans with the highest rates of interest. These are the debts that most stubbornly refuse to decrease over time. Borrowers who don't really analyze interest rates are often frustrated because they make generous payments to the principal, but they don't see that principal diminish quickly.
In debt consolidation, you can shop around for a lender who will give you a good interest rate on your debt. With a lower interest rate, you may find that you can pay down your debt much more over time, with the same kinds of payments that you may have made previously. That's why working your highest-interest individual debts into a low-interest consolidated loan is such an effective way to handle debt cycles that seem to stretch out into eternity.
Credit card debt is some of the highest interest debt available to consumers today. In addition, the industry is full of aggressive marketing tactics and unethical lenders. Many consumers have realized that the high payments they make on their credit card debt is a burden to them and their family every month, and as a result have decided to make it a priority to get out of credit card debt. Fortunately, there are several ways to get out of debt quickly.
Before starting to get out of debt, a consumer has to start by educating the self and getting their personal financial data organized. Use a website such as creditcarddebtchampions.com to learn about your options. Then, gather together the last statement from every credit card you currently have. Make a chart listing out each card's minimum payment, total amount owed, and interest rate.
Next, set up a budget based on making just the minimum payments on your debts. Put in conservative estimates of your other bills and expenses. Using this budget, determine how much money you have left over at the end of every month after paying for all of your necessary expenses. Based on your circumstances, put some of this money aside for savings, and use the rest for debt repayment.
Look at your original list of credit cards, and search for any cards with a total balance that is less than this extra amount. In this case, use the extra money to pay off this card. Paying off small balances like this, even if they have a low interest rate, will enable you to quickly reduce the number of bills that come in every onto and make it easier to manage your other bills. Repeat this step every month, eliminating as many small bills as possible.
If you have no balances that are less than the total amount of extra money you can apply towards debt repayment, then the extra amount of money that you have every month should be put towards the loan with the highest interest rate. This will let you pay off the highest interest debts the fastest, saving you money on interest in the long run.
As you pay off a credit card, take the card out of your wallet and put it in a safe place. Do not close the account, since this will result in your credit score dropping by a few points. Keep in mind, however, that this drop is slight, and therefore it is rarely worth paying to keep an account open. As each credit card is paid, rework your budget to remove the old account. Redirect the money that was going towards the payment on the card to the extra money that goes towards debt repayment. As minimum payments go down on other bills, redirect the savings in the same way.
By doing this, a consumer will be able to quickly pay off his or her credit cards as long as she or he doesn't continue to rack up more debt. While paying off your credit cards limit your spending and use savings to pay for emergency expenses.


text:
Bologna have intensified their efforts to sign Jean-Francois Gillet from Bari after losing Emiliano Viviano.
Inter took total ownership of the Italian international goalkeeper on Saturday after the Rossoblu made an error in the blind auction paperwork.
With Viviano no longer at the Stadio Dall'Ara, the club have identified Gillet as his ideal replacement following Bari's relegation from the top flight.
Siena and Serie B side Torino are very keen too, but Bologna are desperate to sign the Belgium international.
Gillet, born in May 1979, started his career with Standard Liege before heading to Italy with Monza in 1999.
The custodian was signed by Bari in September 2000 and he's been at the club ever since – apart from a loan spell at Treviso in 2003-04.
See the latest Serie A predictions and betting tips with Eurotips.co.uk


text: Nickelodeon & Viacom Consumer Products has turned to JAKKS Pacific Inc. to create toys and related products for SpongeBob SquarePants in preparation of the property's 10th anniversary. JAKKS plans to launch the line in 2008 with a collectible micro-figure program and plush products of SpongeBob SquarePants and his friends from the television series. The agreement also covers playsets, preschool toys, youth electronics, water toys, novelty items, and more.


text:
Class I
Class II
Class III
Class IV
Class V
Class VI
Class VII
Class VIII
Class IX
Class X
Class XI
Class XII
Class XIII
Class XIV
CSTE, in collaboration with CDC, the Association of Schools and Programs of Public Health (ASPPH), and the Health Resources and Services Administration (HRSA), established the Applied Epidemiology Fellowship to train recent graduates in the expanding field of applied epidemiology. The goal of the Fellowship is to provide a high quality training experience and to secure long-term career placement for Fellows at the state or local level. Participating fellows will receive two years of on-the-job training at a state or local health agency under the guidance of an experienced mentor. The Fellowship's mission is to meet the nation's ongoing need for applied epidemiology workforce capacity in state and local health departments through a national fellowship-training program.
The Fellowship focuses on balancing three key concepts as identified in Applied Epidemiology and Training Program (AETP) Development Handbook (McDonnell, 2002):
- Provide service to the sponsoring agency
- Create and train a core group of public health workers
- Strengthen capacity in applied epidemiology across public health institutions
The CSTE Applied Epidemiology Fellowship is designed for recent master's or doctoral level graduates in epidemiology or a related field who are interested in public health practice at the state or local level. The program provides rigorous training for its participants while also being flexible to meet the particular interests of the fellow. Fellows are carefully matched to host agencies based on the fellow's career interests and the host agency's available opportunities. Program participants develop a set of core skills through competency-based training.
Closely designed after the Epidemic Intelligence Service (EIS) program and using a mentorship model, the CSTE Fellowship offers a unique opportunity for graduates to acquire and develop epidemiologic skills during a high-quality, on-the-job training program. Fellows work closely with highly trained and experienced epidemiologists at the state and local level, as well as experts working at the federal level. All fellowship graduates have secured permanent positions and most are working in epidemiology at the state or local level.
Mentors and Host Health Agency
Each fellow is assigned to a designated host health agency and two highly trained and experienced mentors (primary and secondary mentors). Host health agencies are approved by CSTE and have demonstrated their ability to provide a fellow with technical training, research opportunities, and practical experience in the application of epidemiologic methods.
Fellowship Application Timeline
2017-2018 Fellowship Application Timeline:
- October 30, 2017– Fellow application opens. The link to the web-based application will be available on the CSTE website.
- January 12, 2018– Fellow application closes. All applications and supporting materials must be received; any information received after this date will not be considered.
- February-March, 2018– Application review. Complete applications are reviewed and evaluated by multiple panels of epidemiologists based on predetermined criteria.
- April 2018– Matching process. Select finalists are invited to participate in a matching process that includes interviewing with potential host agencies.
- June 1-August 13, 2018– Fellow placement. New Fellows begin their placements during the summer of 2017.
Applied Epidemiology Fellowship Competencies
Epidemiologic Methods
- Design or implement a new, or revise an existing surveillance system
- Evaluate a surveillance system and know the limitations of surveillance data
- Play a functional role and participate in emergency preparedness and response (training, tabletop exercises, surge capacity, etc.)
- Interpret surveillance data
- Design an epidemiologic study to address a health problem
- Demonstrate an understanding of study design and the advantages and limitations of each type
- Design a questionnaire or other data collection tool to address a health problem
- Collect health data from appropriate sources (e.g. case interviews, medical records, vital statistics records, laboratory reports, or pathology reports)
- Create a database for a health data set
- Use statistical software to analyze and characterize epidemiologic data
- Interpret findings from epidemiologic studies, including recognition of the limitations of the data and potential sources of bias and/or confounding
- Recommend control measures, prevention programs, or other public health interventions based on epidemiologic findings
* Indicates Core Competencies addressed in the fellowship orientation curriculum or in webinar format hosted by CSTE.
- Write a field investigation report resulting from participation in an outbreak investigation or a time-sensitive field investigation
- Write a surveillance report
- Understand the basic process for preparing a manuscript for publication*
- Make an oral presentation using appropriate media
- Present data graphically and know how to use graphic software
- Understand the basics of health risk communication and communicate epidemiologic findings in a manner easily understood by lay audiences
- Masters-level Fellows: present at a national or regional meeting, publish a technical report, or prepare a manuscript for publication in a peer-reviewed journal
- Doctoral-level fellows: prepare a manuscript for publication in a peer reviewed journal
* Indicates Core Competencies addressed in the fellowship orientation curriculum or in webinar format hosted by CSTE.
Public Health Practice, Policy and Legal Issues
- Understand the basics of public health law
- Understand the Health Insurance Portability and Accountability Act of 1996 (HIPPA)*
- Distinguish between public health research and public health practice*
- Understand policies for the protection of human subjects in research and the role of an Institutional Review Board (IRB)*
- Know the essential public health functions*
- Understand the roles of local, state, and federal public health agencies*
- Appreciate the diversity of how epidemiology is used in different program areas
- Understand and demonstrate cultural sensitivity and its relevance to public health practice
* Indicates Core Competencies addressed in the fellowship orientation curriculum or in webinar format hosted by CSTE.
Optional Experiences
- Provide epidemiologic input into an assessment of a local public health priority or issue
- Fellow to work with another AEF fellow or other public health trainee to complete a similar project and provide support to each other during the project phase
- Fellow to complete a visit to a lab or a different type of STLT agency than his/her placement; a fellow may also seek to complete an in-person hands-on experience (up to 5 days) in a different area than where he or she works to assist with a short term project or assignment
- Fellows to complete a report, presentation, brief, etc. related to one of the following activities: (1) Demonstrate knowledge of non-ID data sources and work on a project around this source; (2) Assist a non-ID department with a grant writing opportunity
* Indicates Core Competencies addressed in the fellowship orientation curriculum or in webinar format hosted by CSTE.
Fellowship Details
Fellows with a masters-level degree will be paid a bimonthly stipend of up to $41,000 annually. Doctoral-level candidates will be paid up to $56,000.
In addition to the stipend, up to $370 per month ($4,440 per year) will be available to defray the costs for individual health insurance coverage selected by the fellow. These funds are to be used for medical and/or dental coverage.
Moving/Relocation Expenses:
Up to $1,000 will be provided for moving related expenses.
Professional Development:
$970 per year is provided to each fellow for professional development. This stipend can be used for travel to meetings or conferences, short-term training programs, purchasing work-related books, and classes intended to aid in work-related projects.
Fellow Activities:
- Orientation: All incoming fellows participate in a five-day orientation in Atlanta, Georgia. The orientation covers various topics related to developing the Applied Epidemiology Core Competencies. The curriculum is taught by CSTE and CDC epidemiologists as well as faculty from Schools of Public Health.
- Plan of Action: After starting at the host health agency, the fellow and mentors develop a mutually agreed upon plan for fulfilling the Applied Epidemiology Core Competencies. By the end of the third month of the fellowship, the fellow and mentors submit a formal "Plan of Action" that outlines how the fellow will complete the required core activities and address the competencies.
- Progress Reports/Evaluations: Each fellow completes quarterly progress reports updating the activities from his/her Plan of Action. Reports describe completed activities, accomplishments to date, and any new activities. Additionally, each fellow works with his/her mentors to complete biannual evaluations. These evaluations assess the fellow's performance and outline progress toward meeting the required core activities.
- Certification: A certificate from CSTE is awarded to each fellow at the end of the two-year fellowship, provided they demonstrate completion of all required core activities, submit a final report to CSTE, and perform satisfactorily during the fellowship according to their supervisors.
- CSTE Annual Conference: Fellows are required to attend the CSTE Annual conference each year of their fellowship. Fellows are required to submit abstracts for the conference. Fellows are not expected to use their professional development allowance to attend the conference.


text:
Show that f(x) = x^2 + 2x is continuous at 3.
I know that I need to show that if |x - 3| < \delta then |x^2 +2x -15| < \epsilon. But I am not sure what to do after this.
To be precise it has to be proven that for any real number , a real number can be found such that the implication holds.
So the epsilon-delta game begins with epsilon.
Now, for arbitrarily chosen look at the inequality . Treat the expression as you would any other normal variable (think of it as ) and you have a quadratic inequality which holds when .
To put it all in one place you have:
For arbitrarily selected , you can use any and the inequality would imply that the inequality holds. Thus you have proven the continuity at 3.
What Mondreus used as an example is simply a special case of this story: were you to choose then you should use


text:
Never go barking up the wrong tree anymore when it comes to looking for nature-inspired jewelry, because the Betullas Birch-Bark Jewelry collection will have you covered.
With each piece specially crafted from fallen birch tree branches, these different cuffs and necklaces are one of a kind. Check out the featured gallery and take a look at a few of these unique accessory pieces from the Betullas Birch-Bark Jewelry collection.
Implications - Not only do pieces from this jewelry collection boast one-of-a-kind designs, they also complement anyone living an eco-friendly lifestyle. For all those environment enthusiasts out there looking to protect the planet without sacrificing personal style, these birch-bark jewelry designs are perfect for you.
Naturalistic Wooden Accessories
More Stats +/-
Fierce Animal Jewelry
Literal Jewelry
Eclectic Hipster Jewellery
Giraffe Jewellery
Techtastic Earrings
Bettulas Birch-Bark Jewelry is Stunning
- By: Amanda ChangSep 9, 2010 Updated: Jul 13 2011
References: bettula
References: bettula


text:
By Kyle Boenitz, Project Spurs
Danny Green was essential to the San Antonio Spurs last season. He played in every game and started more than half of them. While he put up some rather inconsistent numbers, he filled a solid role that the Spurs needed and he came a long way in his development this year. He started the season as one of the last guys on the bench and worked his way into the starting lineup and played more than 20 minutes a game in the playoffs (that number would be even higher but he didn't match up well against the Thunder).
Click HERE for the complete article at Project Spurs.


text:
lost all of my save files on ps3 for some reason. dont even want to start over again. feelsbadman.jpg
lost all of my save files on ps3 for some reason. dont even want to start over again. feelsbadman.jpg
You ask for more? Then come, traveler, to the Whispering Deep, where only the mad walk.
Raid Idea: The Whispering Deep and Ny'alotha
Decide to check out a dragon symbol on my map last night that wasn't "Cleared"...
Turns out there was a named dragon priest and an Ancient Dragon there. As soon as the screen loads, ice to the face and fire to the ass. Luckily I had an invincible companion. I had to kite the priest while watching for dragon strafing attacks which would pretty much kill me if I sat in them. My companion grabs aggro on the dragon and kites him down the mountain as I go dual wielding and execute the dragon priest.
As soon as I kill the priest my companion goes down and the dragon dives towards with a blue streak coming out of its mouth. I find a 2 ft wide pillar to hide behind, this is the only thing keeping the dragon from making me a Popsicle. I pull out my bow and pop shots at the dragon from behind the pillar. He adapts and lands, now he is slowing walking towards me. I thinking its all over because Im corned between the dragon, a pillar, and the mountain to my backside. Then I see a fireball shoot up from below.
My companions is back from her "nap" and ready to go toe to toe with dragon. She screams taunts at the dragon and the dragon immediately takes flight to chase her. The dragon lands right in front of her and I think she is done for, again. I run to the edge of the small rise I am on and see the most epic scene. My companion has equipped her dragon shield and glass sword in full glass armor looking right in the face of the dragon. The dragon bites at her and she is blocking every attempt by it to rip her head off. I take the opportunity to take out my bow and finish off the dragon. The dragon is conflicted, shoot breathes at me the one doing damage or let my companion keep slapping him in the face. Every time he would turn his head to breathe at me, my companion would slap him in the face and yell more taunts at him. The dragon was about 5 normal bow hits from death when he backs up and attempts for flee. I ready my bow and my companion rushed him with an overhand power strike. **Crit sound**, right as the dragon attempts to take flight I nail him right in the back of the head and he goes down. At the same time my companion executed her power attack. We split the loot and venture into the frozen tundra for more adventures. Random encounters are awesome.
Last edited by PACOX; 2011-12-07 at 10:22 AM.
It's not piss poor design, it's just options. Elder Scrolls always has that sense of freedom, even more so in skyrim.. yet it's obvious to me now that people can't handle it, abuse it, and blame the developers. How silly. This WoW community mentality is driving me insane. "I don't like this, WAHHHHHHHHHHH" then don't do it "BUT, BUT... WAHHHHHHHHHHHHHHHH!"
Yes it is piss poor design, this isnt minecraft where you need to create challenge for yourself, a lot of things in the game are done with balance in mind, and some of those things worked out, the things that other poster posted didnt work out. How he couldve known whats gonna be overpowered and what isnt? He was just trying to play effectively and just went the obvious path, he couldnt have known what would be the result. I know its a bad comparison, and it is singleplayer game, but you wouldnt really get any noticable advantage by having max crafting skill in wow, and as wow players its not a surprise we would have similar mindset in another rpg.It's not piss poor design, it's just options. Elder Scrolls always has that sense of freedom, even more so in skyrim.. yet it's obvious to me now that people can't handle it, abuse it, and blame the developers. How silly. This WoW community mentality is driving me insane. "I don't like this, WAHHHHHHHHHHH" then don't do it "BUT, BUT... WAHHHHHHHHHHHHHHHH!"
You ask for more? Then come, traveler, to the Whispering Deep, where only the mad walk.
Raid Idea: The Whispering Deep and Ny'alotha
It is pretty obvious that a game like Skyrim is not your cup of tea, if you need a game to lay out your entertainment for you and tell you what to do, a sandbox RPG like Skyrim is likely not the way to go, I've seen too many people try to compare a game like Skyrim to a game like WoW... Please don't come here and pass off your opinion like it's fact. =/ You don't like the game, but a lot of people do...
That being said, it does feel less balanced than Oblivion... It took me a day of playing Skyrim to do what it took me a week or more in Oblivion (i.e. getting the best possible armor with the best possible enchants), and even after I got it in Oblivion, I wasn't steamrolling stuff like I am in Skyrim. Even then, I'm still enjoying Skyrim.
Last edited by noteworthynerd; 2011-12-07 at 03:35 PM.
Discussion of what skills are obvious as if they are the same to everyone here is ridiculous. There are racial bonuses, loot, and enchantment options dedicated to unarmed combat. The unitiated are going to catch wind of that and consider making a brawler. The well versed looking for something different might do the same. People in the middle likely won't.
It is easy to play the game with no concept of a main quest. First week I played I didn't touch what I thought was the main storyline. Sometimes I lost track of which it was. Its the central story in only the most arbitrary sense. You don't exactly get credits for beating that boss, do you. Skyrim is far from a perfect game, but they did do the sandbox thing well. I've gone through with several characters now. For some, the central story is more a nuisance and with a few I ignore it completely.
- Clearing every dungeon
- Doing every available non-radiant quest (some are missible if you don't save the right person or kill the wrong person, hopefully I haven't screwed up any of those)
- All skills to 100
- A full collection of all books available in game (hopefully arrayed alphabetically in bookshelves).
Remember remember the fifth of November
Gunpowder, treason and plot.
I see no reason why gunpowder, treason
Should ever be forgot...


text:
deflection yoke
General Science
- noun the magnetic coils around a television tube used to control the position of the picture beam
- In a CRT, a system of coils utilized for magnetic deflection of the electron beam. One possible arrangement consists of two sets of coils, one for horizontal deflection, and the other for vertical deflection. Also called deflecting yoke, scanning yoke, or yoke (2).
- synonymdeflecting yoke


text:
Overview Incidence Risk Factors serious signs Evaluation fiberoptic procedures Treatment specialist Home Care constipation diarrhea infants vomiting warning signs Outlook Underlying Cause Anatomy
Abdominal Pain in Children Constipation
Home treatment of constipation in children with abdominal pain includes general measures and changes in diet. Avoid enemas and laxatives unless the doctor directs you to do so.
General Measures
- Avoid foods that seem to give your child constipation. Cheese, white flour and white rice can trigger constipation.
- Avoid straining on the toilet, this can cause hemorrhoids and complicate things further.
- Encourage drinking plenty of water.
- Encourage regular activity and exercise.
- Encourage your child to use the bathroom when the urge occurs.
- Give your child a high-fiber diet every day. Fruits and vegetables are best. Older children may use fiber supplements such as Metamucil.
Care for Infants Under 1 Year
- Infants younger than 2 months: one teaspoon of Karo syrup per day.
- Infants older than 2 months: 2-4 ounces of fruit juices, such as grape, pear, cherry or apple, per day. Prune juice can be used as a last resort. Orange juice and citrus juices are not as effective.
- Infants older than 4 months: provide high fiber baby foods, such as peas, beans, cereals, apricots, prunes, pears, and spinach.
- No enemas in children under 1 year of age.
Care for Children Over 1 Year
- Make sure your child eats more fiber. The easiest way to do this is to include more fruits and vegetables in the diet. Raw, unpeeled fruits and vegetables are best.
- Bran is a natural stool softener and is high in fiber. Consider oatmeal, bran muffins, shredded wheat, graham crackers, and whole wheat bread.
- A normal saline or Fleet enema may be considered in children over 2 years of age under the direction of a doctor.
- Anal fissures are commonly associated with straining. They can also contribute to constipation. Symptoms include pain during bowel movements and blood on the surface of the stools.
- Treat anal fissures with warm, saltwater baths for 20 minutes, three times per day. Apply a non-prescription 0.5% hydrocortisone cream to the fissure after soaking.
- Consider a stool softener if changing the diet is unsuccessful. These medications can be given with dinner for one week.
Continue to Abdominal Pain in Children Diarrhea
Last Updated: Oct 20, 2010 References
Authors: Stephen J. Schueler, MD; John H. Beckett, MD; D. Scott Gettings, MD
Copyright DSHI Systems, Inc. Powered by: FreeMD - Your Virtual Doctor
PubMed Abdominal Pain in Children References
- American Academy of Pediatrics Subcommittee on Chronic Abdominal Pain; North American Society for Pediatric Gastroenterology Hepatology, and Nutrition. Chronic abdominal pain in children. Pediatrics. 2005 Mar;115(3):e370-81. Review. [15741363]
- Flasar MH, Goldberg E. Acute abdominal pain. Med Clin North Am. 2006 May;90(3):481-503. Review. [16473101]
- Hyman PE, Milla PJ, Benninga MA, Davidson GP, Fleisher DF, Taminiau J. Childhood functional gastrointestinal disorders: neonate/toddler. Gastroenterology. 2006 Apr;130(5):1519-26. Review. [16678565]
- Kaiser S, Finnbogason T, Jorulf HK, et al: Suspected appendicitis in children: diagnosis with contrast-enhanced versus nonenhanced Helical CT. Radiology 2004 May; 231(2): 427-33. [15031433]
- Lanning DA, Thomas RL, Rood KD, Klein MD. Using quantitative methods to improve the diagnostic workup for abdominal pain in children. J Pediatr Surg. 2005 Jun;40(6):949-53. [15991176]
- McCollough M, Sharieff GQ. Abdominal pain in children. Pediatr Clin North Am. 2006 Feb;53(1):107-37, vi. Review.[16487787]
- Nagurney JT, Brown DF, Chang Y, Sane S, Wang AC, Weiner JB. Use of diagnostic testing in the emergency department for patients presenting with non-traumatic abdominal pain. J Emerg Med. 2003 Nov;25(4):363-71. [14654174]
- Warren O, Kinross J, Paraskeva P, Darzi A. Emergency laparoscopy - current best practice. World J Emerg Surg. 2006 Aug 31;1(1):24 [16945124]


text:
Continue reading "Typescript with NodeJS – Toronto NodeJS Meetup" »
Using Phoenix & Elixir to turn HackerNews frontpage into a JSON API
Toronto Rails and Angular Development Agency
Today, I want to announce Metaware Labs to the world. I founded Metaware Labs with my co-founder and brother Manpreet Narang in late 2012 and since then we are helping startups and SME's to build and innovate on their ideas and solve business problems using technology.
We are a premium Rails Consulting and Development Agency based in Toronto. Our core strength or our core stack includes technologies such as Ruby, Rails, NodeJS, AngularJS and Mobile Apps Development. Even though we are based out of Toronto, we are always happy to serve clients without any geographical restrictions, such as San Francisco, New York, Palo Alto, Chicago, Detroit, Texas etc. And as such we've been providing Rails Consulting services throughout Canada and USA to our clients. Our latest addition to our technology stack includes AngularJS and as such almost all our projects have seen an outburst in AngularJS usage. Apart from the standard web stack, our team has extensive experience with technologies and API's such as Solr, Redis, Sidekiq, Ionic, Phonegap, Twilio etc.
If you have a project in mind, just need to drop a friendly hello or require expert opinion and Rails or Angular Consulting Services for your company, please feel free to get in touch with us here: [email protected]
Angular Invoicing – Unlimited Free Invoices – Built with AngularJS
We here at Metaware Labs recently launched our small open-source project to help you build Unlimited Invoices for free. We built this tool using AngularJS. You can check out the demo here: http://metaware.github.io/angular-invoicing and code here: http://github.com/metaware/angular-invoicing
Installing Ruby 1.9.3 on Mac OS X Yosemite using RVM
Apple announced their Mac OS X Yosemite Beta Developer Program recently. Like a usual Apple fanboy, I went ahead and installed the Beta version of Mac OS X Yosemite and as expected was stuck with a non-working copy of Ruby 1.9.3 on my system. So, I just tried a reinstall of Ruby 1.9.3 on my computer:
rvm reinstall 1.9.3 --disable-binary --with-gcc=clang
Hope, that helps.
Lifestyle changes I made that helped me Lose 30lbs in roughly 4 months
"When you really want something to happen, the whole world conspires to help you achieve it."
― Paulo Cohelo
Continue reading "Lifestyle changes I made that helped me Lose 30lbs in roughly 4 months" »
Codility Permutation Check Problem
Codility Binary Gap Problem
Codility Frog River Jump Problem
Installing Nokogiri Fails on OS X Mavericks
So, I upgraded to OS X Mavericks this weekend. The upgrade went smooth and everything had been running extremely fine for me until today. I wanted to install the Ruby OpenGraph gem for a project I was working on. This gem depends on the Nokogiri Gem. However, unfortunately I was facing this issue which was failing on building of Nokogiri Native Extensions as follows.
Continue reading "Installing Nokogiri Fails on OS X Mavericks" »


text:
This is a simple project that came about due to an accident. We had a broken tile in the half bath and once it was replaced and regrouted, we realized the grout from our kitchen backsplash was used by accident. The light gray grout used in the kitchen was a stark contrast from the darker grout used on the bathroom tile floor.
At first, I planned to fix the light grout to match the rest of the floor. But before I did that, I realized I liked the lighter grout. It just looked cleaner. I picked up Polyblend Grout Renew in Snow White from Home Depot. I used a small container to hold the product, a toothbrush, and wet paper towels. It's a painstaking task but fortunately the room is small and I only had a small area to do. It's easier if you do one grout joint and then wipe the excess off the tile while it's still wet. You just have to go slowly, one section at a time.
You can change the color of grout altogether, as I did, or just refresh your current color if the grout lines are stained or dirty. It's a great solution for updating a floor, shower, or backsplash.
This turned out to be a happy accident because the floor looks so much better. What have you refreshed or renewed lately? Had any accidents that led to a better solution?
12 Responses to Refresh Your Grout
Lauren says:
It looks great! I've never renew grout before. I was wondering if you had to remove any old grout to put the new one in or did you just put it on top of the old grout? Thanks.
Nope, I didn't remove any old grout. The instructions on the bottle indicate you need to clean the grout first but that's it. After cleaning I just put it on top of the old.
Lauren says:
Okay thanks for replying! I'm gonna try it! 🙂
Sharon says:
That's fantastic and we can even find it at our HD here in Canada.
Now the big question; we have some tiles that cracked and need replacing so….want to show us how you did that? Thanks !!
Great question Sharon. Sorry. I wish I could but unfortunately did not take pictures! It was just one tile (12×12) in the corner (where the plant is in the pic above). Used a chisel to cut/break out the one tile and then put down the mortar/mastic and laid down the new tile. That dried in place overnight and then grouted just two lines/joints (since the tile butted up to a corner). The grout was the wrong color which led to the solution above.
Shells says:
Thanks…this will be my next project in my guest bathroom. I love projects I can do myself and save $$$. Thanks for sharing.
Peggy says:
I had no idea such a product existed. Thanks for sharing. My husband is going to be excited to find it will color AND seal the grout.
Veronica says:
Did you clean it with the product they recommend on the back of the bottle or with something else?
I used a regular tile & grout cleaner I already had. I haven't had any problems so far.
Veronica says:
Thanks J! I just did my bathroom and it looks awesome!
Ruby says:
When I used the polyblend from Home Depot a few years ago, did not wipe off excess from tile with paper towel. Now it is difficult to remove from tile since I have redecorated entire bath and caulked tub, painted room and want to fix the tile the way it should look; like yours. How can I get the messy looking dried on polyblend off of shower tile joints and where it sloppily shows on tile as a messy overlap? Do I need the tool advertised on internet that professionals use; paint stripper? Have tried pumie stone, borax, flat screwdriver to score (small area only), steel wool. Can this project be done easily? What can you think of that would take the polyblend off? I just want the project to look neat and well done like your's in the illustration.
You could try paint thinner or anything else that removes paint.
Leave a Reply to Veronica Cancel reply
Popular posts
Paint Colors We've Used


text:
ECB Minutes: No Sound of Any Helicopters - ING
Peter Vanden Houte, Chief Economist at ING, suggests that the minutes of the ECB's March meeting brought little news.
Key Quotes
there doesn't seem to be an intention to lower rates any further,
there's also a commitment to keep them at current rates at least until
2018 and a desire to keep the yield curve flat. Helicopter money isn't
in the ECB's toolbox for the time being.
The minutes of the ECB's March monetary policy meeting echo to some extent the Fed Minutes that were published yesterday: just like the Fed, the ECB see potential downside risks to the external environment. And even though domestic demand is looking more robust, the risks remain skewed to the downside. In that regard the argument was made that for countries with available fiscal space, public investment could be increased. At the same time, the members of the Governing Council showed concern about the prospect that it would take longer to reach the inflation objective than previously expected.
Members therefore widely agreed that there was a need to reconsider the monetary policy stance. While there was broad agreement for the launch of the TLTRO II to ease credit conditions, some members found the incentive scheme rather generous. The proposal to increase the size of the APP to €80 billion was also widely supported, although a few members restated their reservations regarding the purchase of public sector bonds, given a number of less favourable side effects (which were not identified in the minutes).The inclusion of investment-grade euro-denominated corporate bonds was also met with broad support. That said, a few participants questioned the effectiveness.
While the rate cuts were broadly approved, there was a discussion on the costs and benefits of moving further into negative territory. This discussion covered the adverse impact on the banks' profitability, the potential financial market volatility as well as the diminishing effectiveness of the policy. The ultimate feeling seemed to be that barring new adverse shocks, the Council did not envisage cutting rates further. An exemption scheme to shield banks from the negative impact of the lower deposit rate was discussed, but rejected for the time being. In our view it will be probably looked at again, if circumstances push the ECB into cutting the deposit rate once more. The emphasis on strengthening the forward guidance by adding that the ECB would keep rates low or even lower well past the horizon of net asset purchases, seems to indicate that no rate increase is foreseen before 2018.
All in all, there was little new information contained in the minutes. While some members of the Governing Council have emphasized in recent interviews the possibility of even lower interest rates, this looks rather unlikely. But if unforeseen shocks warrant another rate cut, then the exemption scheme for the deposit rate facility would probably be introduced. However, what is fairly certain is that there will be no rate hikes until at least 2018. The most interesting thing in the minutes was the absence of any mention of helicopter money. Despite the large amount of discussion in the blogosphere/newspapers on the subject, it appears that it is not on the Governing Council's radar screen at this moment."
(Market News Provided by FXstreet)


text:
Welcome to the Black Point Inn Referral Program! Black Point Inn appreciates the referrals of our clients and so in order to show our appreciation, we've created a referral program to reward you and the new business* you refer to us for events, meetings and group stays. Here's how it works.
Please become a member of our referral program by filling out this short form with your contact information, so we can reward you!
For new clients referred to us, we offer A 15% discount on the first event booked with the Black Point Inn Please fill out this form to receive your discount if you have been referred and allow us to reward the person who referred you!
For referrals that result in booked business, we offer:
* New Business applies to new contacts for companies or organizations that have not had an event in the past three calendar years.
** Accommodations for overnight stays are subject to availability.
*** 15% Discount on events applies to meeting space and Food & Beverage within the event.


text:
Peter Stenson - Fiend
| Historic LoDo: Colorado writer Peter Stenson, a recovering addict who has been sober for 10 years, will read from and sign his debut novel Fiend (Crown). When Chase Daniels first sees the little girl in umbrella socks tearing open the Rottweiler, he's not too concerned. As a longtime meth addict, he's no stranger to horrifying, drug-fueled hallucinations. But as he and his fellow junkies soon discover, the little girl is no illusion—the end of the world really has arrived. Propelled by a blistering first-person voice and featuring a powerfully compelling antihero, Fiend is at once a riveting portrait of addiction, a pitch-black love story, and a meditation on hope, redemption, and delusion—not to mention one hell of a zombie novel.
Can't make it to the signing? Request an autographed copy here: email@example.com
Event date:
Thursday, July 25, 2013 - 7:30pm
Event address:
1628 16th St.
80202 Denverus
Availability: Special Order
Published: Crown Publishing Group (NY) - July 9th, 2013


text:
Style # SIERRA_WESTERN_M_FOO
Sierra Western
Sierra Western
Additional Information
Whatever the job is, these get it done. The most durable platform on the market combines with Ariat's® secure, comfortable ATS™ stability system. This oil- and slip-resisting sole provides extreme heat (tested to 750°F/400°C) and abrasion resistance. Premium full-grain leather upper, Goodyear™ Welt construction, ergonomic support and cushioning, this heavy-duty boot delivers. Perfect for welding, railroad work and other high heat environments.
- Shaft Height: 10"
- Technology Filter: ATS
- Toe Shape: ROPER
- Technology: ATS
Special Offer
Free Standard Ground Shipping On All Domestic Orders $99 or More
ATS® Technology
Stability and Comfort from Ariat's® Innovative Mid-Level Technology: Ariat's® exclusive Advanced Torque Stability (ATS®) Technology supports and cushions the foot as you move, promoting good posture and reducing fatigue so that you can work or play all day. Moisture-wicking footbed provides cool, dry comfort.
- Gel-cushioned footbed with heel stabilizer delivers support, rebound, and stability.
- Lightweight, ergonomic composite forked shank enhances stability.
- Works with a variety of use-specific outsoles.