text:
Definitions of manifest
a. - Evident to the senses, esp. to the sight; apparent; distinctly perceived; hence, obvious to the understanding; apparent to the mind; easily apprehensible; plain; not obscure or hidden. 2
a. - Detected; convicted; -- with of. 2
a. - A public declaration; an open statement; a manifesto. See Manifesto. 2
a. - A list or invoice of a ship's cargo, containing a description by marks, numbers, etc., of each package of goods, to be exhibited at the customhouse. 2
v. t. - To show plainly; to make to appear distinctly, -- usually to the mind; to put beyond question or doubt; to display; to exhibit. 2
v. t. - To exhibit the manifests or prepared invoices of; to declare at the customhouse. 2
The word "manifest" uses 8 letters: A E F I M N S T.
No direct anagrams for manifest found in this word list.
Words formed by adding one letter before or after manifest (in bold), or to aefimnst in any order:
l - filaments o - manifesto s - manifests
List all words starting with manifest, words containing manifest or words ending with manifest
All words formed from manifest by changing one letter
Other words with the same letter pairs: ma an ni if fe es st
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text:
Even though I am now sitting in a perfectly air conditioned room after having indulged in a longer than normal hot shower, I already miss aspects of village life. The houses we live and work in are just specks on a vast patchwork of agricultural fields that stretch across the entire region. During our time in the valley the fields are mostly the dull yellow color of wheat that is itching to be harvested. That harvesting will eventually take place all around us as we sit in our hot, crumbling, abandoned until we arrived houses, working away. Nothing but fields all around interrupted by the dusty brown of mudbrick houses, now used for storage or animal pens as the families that can afford it (and our village is a well-off one) prefer the modern feel of cement houses that they erect right next to the former ones.
There are a few green patches thanks to leaky irrigation pipes and the mosque's garden that invite swarms of swallows and an ever increasing number of tadpoles and croaky frogs that, once we get used to them, become our bedtime music (rather than headache) each and every night.
The stillness of village life is only interrupted by the five times a day call to prayer, and the dirt road that passes through, a way to get somewhere else for mini-buses and occasionally cars, but most definitely primarily used by the tractors driven by the family members who own and work the land all around.
All throughout the region amidst the low rounded hills, unusually large, flattened mounds can be spotted. One of these is our village's backdrop, lookout point and prime location for cell phone reception until a few years ago (reception has improved) These are the tepes or hoyuks, the accumulation of centuries of ancient occupation, layer upon layer of human existence that make this region so exciting for archaeologists.
Further in the distance, when the eyes are really sore of the endless fields, the Turabdin mountain range comes into focus. They frame the endless fields and remind you that not too far away there is something else (the beautiful town of Mardin and Syria beyond).
But the best time of all is when the sky is black. That means temperatures have dropped and the gentle evening breezes allow the mind to finally clear itself of sweaty thoughts, that during the day care nothing more than if the electricity is working so at least I can sweat while sitting in front of a fan. At night the cans of Efes beer come out (sometimes raki), laughter echos, and the walk through the village to the little house where we sleep is a magical journey through glittering starlight, and how do you explain to a three year old what the milky way is and why he can't touch the stars? While I love my hot showers, I will miss seeing those stars and saying good morning and good night to the owls who live in the chimneys of our little house.

subset: commoncrawl


text:
David Bennun's
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text:
ROSWELL N.M. (KRQE) – Roswell police are currently searching for a suspect who was doing more than checking out books at a local library.
According to police, a young girl was at the library Tuesday working on homework, when she saw a man touching himself behind her.
When the girls went to inform library employees, the man ran off.
If you have any information about the incident, contact Roswell Police Department at 575-624-6770.


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service manuals ,schematics, etc, thread
2 Attachment(s)
Now that NP, the one and only, has removed service manuals and diagrams from passlabs.com, I thought we should compensate for that great loss of resource to our forum members, so i decided and encourage others too to come up with schematics so our members continue to benefit from our contributions, the circuit i present is a single supply hq class-b design that will be as good as NP's Aleph products if not better sonicly etc....
kind regards
ps: please do post any schematic you wish to share on this thread whether it is your idea or not is not important ,thank you
Re: service manuals ,schematics, etc, thread
2 Attachment(s)
single supply high quality class-b design
nice and simple, like an amplifier by Pass
correctly setup, I am sure it will sound good
Let me add my own pre amplifier, to go well along with your class-b
I say it may sound better than some NP power amps! :)
Amplifier: LineUp Pre1A
- Single supply, like a classic NP
- Pure 100% Class A operation!
- Very fast!
- 4 transistors only
- Two for voltage amplification
- Two for output buffering
Nice idea guys, but before it gets going - can we keep this to your own, personal designs, rather than other people's please
There are plenty enough with threads
providing schematic copying of amplifier done by other designers.
Let us show our own amplifiers!
Those ones we are really proud of.
Mastertech and Lineup, of what use are these circuits (except as concepts) without parts' values?
C'mon guys, show us what you listen to!!
Why I have no values?
Two main reasons for this:
It all depends on what is in front of my amp. Source.
And what comes after my amp. Load.
These 2 factors decide what values will be in my amp.
For best operation.
In this topic,
we encourage people to do some little own work,
do some little own thinking
Instead of copying each and every thing we have done.
I am sure you can figure some values out, cant you?
Decide how much power/voltage your load needs.
Set voltage supply and output stage from these parameters.
Put in a suitable input impedance, that you source can drive.
:cool: :cool: :cool:
I know there can be many variations of amplifiers built from your schematic
depending on component values.
In your 40 Watt Class-B
What output transistors you prefer to use?
Re: Re: service manuals ,schematics, etc, thread
Sure many of you have interesting amplifier designs out there ......
Re: service manuals ,schematics, etc, thread
Here is one of mine - never published before :cool:
As always it is real top class performance.
What else did you expect ;) from Lineup audio lab
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"To the person in Monday's Vox who said you shouldn't be allowed to vote twice; you can't tell who is on the line and if they have voted before. All they are doing is taking the votes. They can't see who is voting."
"Grow your own dope. Plant a Republican!"
"People wake up! These Democrats are destroying our country. Impeach Obama now!"
"I want to become a Savannah-Chatham police officer so that I can run red lights!"
"Did you take a good look at the world lately? It doesn't look good. How much time do we have? Only God knows!"
Contribute to Vox Populi by calling 652-0370 or emailing us at email@example.com. Be sure to write Vox Populi in the subject field. Not all responses are used.


text:
I Do Again Pb Paperback
How We Found a Second Chance at Our Marriage - And You Can Too
by Cheryl Scruggs; Jeff Scruggs;
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I Do Again Pb
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With their professional success and adorable twin daughters, Cheryl and Jeff Scruggs looked like the perfect couple. But their polished facade concealed a widening chasm between two people unable to connect on an intimate, soul-deep level. After years of frustration, Cheryl's desire for emotional fulfillment led to an affair and, finally, divorce. Yet, incredibly, seven years later, Cheryl and Jeff once again stood at the altar, promising to "love, honor, and cherish" one another. A new and vibrant love had risen out of the ashes of this family's pain. This book details the fascinating real-life story of a couple whose relationship seemed shattered beyond all hope until a spiritual awakening led them to reconsider their definitions of "happily every after." A riveting account of the power of prayer and redemption, this remarkable book offers renewed hope for even the most troubled marriages-and reveals why the rewards of restoration are well worth the wait.
I Do Again Pb by Cheryl Scruggs; Jeff Scruggs was published by Waterbrook Multnomah in December 2008 and is our 46311th best seller. The ISBN for I Do Again Pb is 9781400074457.
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|Author / Artist
|Cheryl Scruggs; Jeff Scruggs
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|21st February 2018


text:
Many of the experts were correct.
They said San Diego State were likely to give Tennessee fits, while Vanderbilt was considered a prime candidate to be upset [1] in the first round of the NCAA tournament by TV analysts and even President Barack Obama.
At the end of the day Thursday, the Vols in Providence saw a last-second attempt by the Aztecs fall short, but the Commodores allowed a game-winning basket to Danero Thomas as time expired and was eliminated with a 66-65 loss [2] to Murray State at San Jose.
"It was a miracle play," Murray coach Billy Kennedy said. "It was something I drew up at the end of the game. Something we've never done before, and ... fortunately, Danero Thomas made a shot."
It was the second time in as many NCAA appearances the 20th-ranked Commodores (24-9) were seeded fourth and were eliminated by a No. 13 seed. The same thing happened in 2008.
For Murray State (31-4) it was just the second NCAA tournament victory in history.
"This time in March anybody can win," Murray State forward Isaac Miles said. "So I mean it's no seeds, a lot of upsets. They're a good team but ... we've been working all year to get to this level."
Jermaine Beal gave Vanderbilt a one-point lead when he made two free throws with 12.7 seconds to play.
The Commodores' defense got a stop on the ensuing possession when B.J. Jenkins missed a 3-pointer with six seconds to play. The battle for the rebound went out of bounds off VU forward Andre Walker with 4.2 seconds to play and returned possession to Murray State, the Ohio Valley Conference champion.
"The kid just made a good shot, and off the dribble," VU coach Kevin Stallings said. "I wish we could have been there to contest it a little bit better. But really the game could have been over had we gotten that loose ball. We got them to take a terrible shot when they came down the first time, it was almost an air ball and then the ball glances off the rim, and they said it went out on us."
Freshman John Jenkins scored a team-high 13 points for Vanderbilt, which overcame an eight-point second-half deficit. He gave his team its first lead of the second half (58-56) on a 3-pointer 4:48 to go and briefly stretched that advantage to four points with a jump shot 1:02 later.
Beal and Ogilvy each finished with 12 points.
Miles led all scorers with 17 points. Jenkins and Thomas chipped in 14 and 11, respectively, for the Racers.
"They only scored 30 points in the second half," Stallings said. "It wasn't like our defense was bad in the second half. We defended them just fine. But we didn't defend them well enough.
"We needed one more stop and we didn't get it."
Vols survive, move on to face surprising Ohio
Melvin Goins' three-pointer with 13 seconds left helped erase his ill-timed foul and lifted sixth-seeded Tennessee to a 62-59 win [3] over San Diego State in their first round Midwest Regional game.
After his basket gave UT (26-8) a four-point lead, Goins fouled the Aztecs' D.J. Gay on a three-point attempt. Gay, who had 16 points for the 11th-seeded SDSU squad, hit all three free throws.
The Vols' Wayne Chism hit two clutch free throws with just under 8 seconds remaining, and Kawhi Leonard missed a shot at the buzzer that could have tied the game for San Diego State (25-9).
The Aztecs, champions of the Mountain West Conference, were looking for their first-ever tournament win.
[1] http://nashvillecitypaper.com/content/sports/commodores-will-have-fight-inexperience-ncaa-opener
[2] http://vucommodores.cstv.com/sports/m-baskbl/stats/2009-2010/mur-van.html
[3] http://scores.espn.go.com/ncb/recap?gameId=300772633


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"There are not many witnesses to say what happened to Khorum village in eastern Afghanistan last Wednesday night; there are not many survivors. One thing is clear. The simple collection of mud huts and livestock pens in this village, around 38 miles from the east Afghanistan town of Jalalabad, was hit by a devastating firestorm."
Zeeshan Haider "Stench of Death in a Flattened Village," The Guardian, October 15, 2001
(The village referred to throughout this article is variously spelled Khorum, Kadam, Karam, and Koram. It is unclear which is the correct spelling.)
One week after United States-led forces began bombarding Afghanistan, disturbing evidence is emerging of unacceptably high civilian casualties and ill-defined military and political objectives. Afghans reaching the Pakistani city of Peshawar 60 kilometres from the border said the bombing on Friday of Kadam, a small rural community in Surkh Rud district near the eastern city of Jalalabad, had killed scores, possibly hundreds of civilians." (1)
So said the Sydney Morning Herald on Monday, October 15. This was just one of many reports filed Sunday and Monday concerning the destruction of an Afghan village. The first of these reports were based on the eyewitness accounts of the survivors of the attack, some seriously wounded, who fled into neighboring Pakistan.
A report in the Guardian began: "Serious blunders by American warplanes may have killed at least 100 civilians in Afghanistan, according to eye-witness accounts obtained by the Observer. Two U.S. jets, they said, had bombed a village in eastern Afghanistan, killing more than 100 people." (2) According to one witness cited, the jets circled back twice to unload additional ordnance on the village.
The Guardian also noted that while "Western politicians have been quick to dismiss the claims as propaganda … apparent confirmation of serious casualties among non-combatants is beginning to emerge. If the evidence is accurate, an attack on Karam village, 18 miles west of Jalalabad, last Thursday was the most lethal blunder yet by Allied forces." (2)
An article in the Independent held that Karam was just one of several villages to be targeted: "Something went terribly wrong at the end of the week. In conversations with refugees, a string of names come up again and again: Darunta, Karam, Torghar, Farmada – insignificant villages where, according to consistent accounts by eyewitnesses, as well as those of the Taliban propaganda machine, hundreds of civilians were killed." (3)
Among the refugees that Independent reporter Richard Parry spoke to, he found that "many have seen at first hand the devastating effects which the attacks have begun to have on civilians. In hospitals, refugee camps and in the homes of friends, they describe how it feels to find yourself directly below one of the most technologically sophisticated bombing campaigns in history." (3)
U.S. officials were quick to deny civilian casualties and denounce the witness accounts as propaganda. Taliban officials countered by allowing Western reporters into the country to view the carnage at Karam first-hand. The journalists, skeptical of what they assumed would be a staged scene, filed reports that revealed their shock and revulsion at what they encountered.
A reporter for The Times described the scene at a nearby hospital: "In a gloomy Jalalabad hospital ward Ahmed Zai clings to his one-year-old son as they lie on a dirty sheet. Both have shrapnel wounds … Across the crowded ward three-year-old Rahmed cries for his mother. Bandages cover his head, arm and legs. Blood is oozing through … Doctors tell us that both of his parents are dead … Along with twenty-five others in this hospital Ahmed and Rahmed were in the village of Koram." (4)
In the village itself, the reporters were met with harrowing scenes of carnage and human suffering. First, however, their Taliban escorts had to subdue the wrathful villagers: "As we approached Koram, climbing a rocky hillside, the villagers erupted in fury, charging down the hill with shovels in hand. We had experienced orchestrated protests during our drive from the Pakistan border, but this was altogether different." (4)
An Associated Press writer made a similar observation: "Waving shovels and sticks, enraged villagers surged toward foreign journalists brought here Sunday by Afghanistan's ruling Taliban militia to see what officials say was the devastation of a U.S. air attack. 'They are coming to kill us! They are coming for information, to tell the planes where to bomb!' angry and terrified villagers shouted as they charged the reporters." (5)
These were, mind you, ordinary Afghan villagers who – after just one week of terror bombing allegedly aimed at eliminating terrorism and keeping the Western world safe for democracy – were so enraged that they were prepared to violently attack the first Westerners they laid eyes on. I don't know about anyone else, but I'm feeling a whole lot safer already.
Ian Williams of The Times graphically described the village: "One man said that he was burying his wife bit by bit as he dug her out of the rubble. He put a severed leg into a plastic bag and dropped it into the hole that he had dug. The stench of rotten bodies was overwhelming in places. Dead cows and goats littered the hillside, as did chunks of metal, shrapnel from the bombs. Of around 40 stone houses more than half have been completely destroyed." (4)
Kathy Gannon of the Associated Press took in the scene as well: "Villagers pointed out other evidence of an attack: a bloodstained pillowcase by a house, bomb craters and what appeared to be a rotting human limb. Dozens of sheep and goat carcasses were strewn about the mud-hut village, and the air was thick with a rancid stench." (5)
Williams reported seeing "at least thirty fresh graves, villagers praying beside them." (4) Gannon watched as an "old man knelt by one grave, sobbing. He looked up, furiously, at journalists and their cameras and lobbed stones to drive the outsiders away." (5) Witnesses on the scene told the reporters that "more bodies were buried up in the mountains, taken there by residents as they fled the now mostly deserted community." (5)
One villager showed the visitors a piece of bomb shrapnel with English writing on it. His wife and all five of his kids had been killed by the bombs. Another villager demanded answers: "They are innocent people living here. There is no military base. What is it they are looking for in Afghanistan? Where is Osama bin Laden? He is not here. Why did they bomb us?" (5)
Williams ended his report with the following observation: "from the evidence we have seen Koram is no terrorist training camp or military base. There appears to have been a horrible mistake." (4) Not according to the Pentagon and Defense Secretary Donald Rumsfeld, who put forth the preposterous story that it was an ammunition dump near the village that had been bombed.
As the Guardian reported, Rumsfeld claimed that "US bombs had hit the opening to two nearby tunnels believed to be possible ammunition dumps, causing powerful secondary explosions. People living near the site may have been involved in storing and guarding the ammunition store." (6) The village itself, according to the Pentagon, was not actually bombed at all.
Despite the fact that reporters had seen and photographed bomb craters, and had seen at least one unexploded warhead, the Pentagon "denied there were bomb craters in the village." (6) Left completely unexplained were the bombed-out dwellings, the livestock carcasses strewn about, the abundance of shrapnel, and the scattered body parts.
Rumsfeld washed his hands of the affair with the following shameless lie: "There's no question that people who were in close proximity to these isolated ammunition dumps, who very likely were there for a good reason because they were a part of that activity, may very well have been casualties. They were not cooking cookies inside those tunnels." (6)
No, actually they weren't in any tunnels at all. Some were sleeping. Some had just been called to morning prayer by the village mullah. All were, by any reasonable interpretation of the evidence, civilians.
After reading these reports on Sunday evening – all from British and Australian publications – I decided to catch the 11:00 PM edition of ABC News to see what sort of spin the American media would put on these well-documented reports of civilian casualties. No mention was made of them.
They did though manage to squeeze in an important story about some other tragic victims whose plight had previously been shamefully ignored by all avenues of the media. The following exchange between the talking heads 'teased' the story:
Leslie Sykes: "Still ahead – the forgotten victims of September 11th."
Phillip Palmer: "Tonight, a party to raise money for pets who lost their owners. That is coming up."
I didn't wait up to get the details.
1. Christopher Kremmer "Alarm Grows Over Scale of Civilian Casualties," Sydney Morning Herald, October 15, 2001
2. Jason Burke "US Admits Lethal Blunders," Guardian Unlimited, October 14, 2001
3. Richard Lloyd Parry "It Was If the Rocks Themselves Were on Fire," Independent, October 14, 2001
4. Ian Williams "He Is Burying His Wife Bit by Bit as He Digs Her Out of the Rubble," The Times, October 15, 2001
5. Kathy Gannon "Taliban Shows Fresh Graves and a Village Ruined by War," International Herald Tribune, October 15, 2001
6. Julian Borger "Rumsfeld Blames Taliban for Civilian Deaths," Guardian Unlimited, October 16, 2001


text:
Dear All
I am student @ faculty of computer scince & informatics
cs department
my gradution project is using java vm (jpda layer) java platform debugger architecture
and i want to implement the predicate switching algo. that need to run the debuggee code each time i change the predicate value(true>>false or false>>true) and reexecute the code to know if this predicate(branch)
is critical and unexpected value disappear by switching its value
:) plz if any one can help me how to implement this algo. (reexecute with switching values of thr branches ??
Thanks in advance


text:
Isaiah Washington will appear in a public service announcement intended to combat intolerance based on sexual orientation, race and gender during two back-to-back episodes of "Grey's Anatomy" on Thursday.
The actor, who plays Dr. Burke on the show, agreed to front the new PSA during a meeting with gay community leaders in Los Angeles, where he apologized for his use of an anti-gay slur on the set of the drama and again backstage at the Golden Globe Awards earlier this year.
Washington has already publicly apologized for his use of the word, which he first used to describe gay castmate T.R. Knight in a fight on set, and the actor has undergone counseling in a bid to get to grips with his apparent anti-gay thinking.
A spokesman for Los Angeles' Gay and Lesbian Alliance Against Defamation, says, "He acknowledged the harm he had caused by his use of the epithet and expressed an interest in taking steps, such as appearing in this PSA, to combat prejudice and intolerance faced by the lesbian, gay, bisexual and transgender community."
The PSA was produced by ABC. Bosses at the network condemned Washington for his comments in a press release in January.
As part of the hard-hitting TV ad, the actor says, "Words have power. The power to express love, happiness and joy. They also have the power to heal. When you use words that demean a person because of their sexual orientation, race or gender, you send a message of hate. A very powerful message.
"We all have the power to demand better from one another and from ourselves. We have the power to heal and change the world by the words we use."


text:
KFC Original Recipe Chicken ...... HMMMMMM
11 Herbs and spices...... Enjoy.
Disclosure: Add Catchup...This makes it my recipe' KFC = Kool Freaken Chicken
1 whole chicken, cut into pieces
3 beaten eggs
4 tablespoons oil
For the coating
2 cups flour
4 teaspoons paprika
2 1/2 teaspoons salt
1 teaspoon pepper
1 teaspoon poultry seasoning
1 teaspoon thyme
1 teaspoon oregano
1 teaspoon tarragon
1/2 teaspoon garlic salt
1/2 teaspoon onion salt
1/2 teaspoon celery salt
Sift together all the coating ingredients and place in a clean plastic bag. Coat each chicken piece first with the beaten egg, then with the flour mixture in the bag. Make sure you coat each piece completely with the flour.
Heat the oil in a skillet. Brown the chicken in oil slowly, uncovered. Once browned, cover the skillet and keeping frying on a very gentle heat until the chicken is fully cooked. Place on paper towels to drain out the excess oil.
Sumomo4life's Journal
A 23 year old girl with an attitude... i'm engaged! I'm going to get married August 15th 2009 so don't get any ideas... my pengies are my friend <3 always happy to chat!


text:
Based on experimentation during the previous academic year, Alma generated documentation for a new method of inventorying the equipment in the Digital Media Services loan program. By using the category inventory tool within the loan management system, advisors are able to correct errors in equipment names, equipment categories and capture a time-stamped record of the equipment asset tag. The process was faster and generated more actionable data on the over 2,800 items that were inventoried.
Simultaneously, Alma pilot tested the use of the built in help desk ticketing system for broken or missing equipment. This system had not been used to its greatest potential previously, but the DMS permanent staff are eager to use it to streamline the process of assessing equipment, resolving issues and tracking repeated problems.
The combination of all of this additional data will reinforce recommendations for equipment repair or repurchase.-10-101


text:
You are missing some Flash content that should appear here! Perhaps your browser cannot display it, or maybe it did not initialise correctly.
3rd November, 2011: Makeup effects artist and Skeptic Magazine editor Deborah Hyde draws on her considerable knowledge of the supernatural to help me explore the nature of our species' belief in the mysterious and macabre throughout history. We also discuss Sally Morgan's psychic escapades, and the response of skeptics - do skeptics understand the nature of belief, and will Project Barnum and Simon Singh's million dollar challenge be a success?
(Correction!! In the interview I incorrectly say that Project Barnum was set up by Simon Singh - actually the project was set up by Hayley Stevens. Sincere apologies for my mistake.)
© 2011. All content, Pulse-Project.org


text:
Diagnosing Fiscal Fitness
The Council of Independent Colleges developed a financial indicators tool that distills an institution's data to arrive at four core ratios. The report can provide an overall image of financial health, pointing out specific strengths and weaknesses. See how it works.
By Karla Hignite
How can a busy college president without a background in finance or accounting get an accurate picture of the institution's overall financial health and identify areas of concern or weakness?
Is there a meaningful way to present complex financial information in an easily understood form to trustees and senior campus leaders?
Can comprehensive financial data for hundreds of colleges and universities be collected in a way that does not place a heavy reporting requirement on campus personnel; is presented in a comparative format that is individualized for each institution; and is still meaningful for all institutions?
These were some of the questions the Council of Independent Colleges considered when developing its Financial Indicators Tool (FIT), an annual benchmarking report prepared exclusively for CIC member institutions, says Harold Hartley, senior vice president of CIC, Washington, D.C.
The tool—which uses the Composite Financial Index (CFI) developed by Prager, Sealy & Co.; KPMG; and BearingPoint—provides an overall picture of an institution's financial health (see figure for an example of how the tool can be used). To allow comparability, CIC relies on data from the U.S. Department of Education's Integrated Postsecondary Education Data System (IPEDS) and the IRS Form 990 made available by GuideStar to arrive at the four core ratios primary reserve, viability, return on net assets, and net operating revenues—used to calculate the CFI. (See sidebar,"Benchmarking Tool Provides National Comparisons.")
FIT, first launched in 2005, distills the complex financial operations of a college or university into one concise report that helps presidents understand and explain the institution's fiscal state to others, says Hartley. "Many presidents report that they have walked through this financial benchmarking report with their CFOs and other senior staff members for planning purposes. A number have also shared the report with their trustees as an accountability tool." While some CFOs have long calculated the CFI score for their institutions, many have not had the advantage of the comparative data this tool provides, notes Hartley. CIC's FIT is the first financial benchmarking tool using the CFI to provide national comparisons for any group of American colleges and universities.
Kent Chabotar is president of Guilford College, Greensboro, North Carolina. In his current position and previously as a faculty member at Harvard University, Cambridge, Massachusetts, and then as CFO at Bowdoin College, Brunswick, Maine, Chabotar has been teaching and writing about ratios for two decades, searching for practical ways to help financial analysis make sense to a wide audience whether trustees, alumni, donors, or academic officers. He advocates the CFI as a standard gauge of institutional financial conditions, a point he conveys in his book Strategic Finance: Planning and Budgeting for Boards, Chief Executives, and Finance Officers (Association of Governing Boards of Universities and Colleges, 2006).
When Chabotar arrived at Guilford in 2002, he wanted something he could use with his trustees to better understand factors affecting institution resources. "We knew the primary reason the college was experiencing financial difficulties was because of the $30 million in debt we had incurred through various bond issues in the 1990s and earlier. Yet, we needed something to help us see, firsthand, the effects of that debt on our overall financial health," says Chabotar. In his view, too many institutions focus on balancing their budgets from year to year without engaging in a broader, systematic review of institution finances for the long term.
While higher education has certainly increased its use of ratios since the 1990s, without a standard set to provide a simple way to look at financial health, an institution can't really answer whether it is in trouble, warns Chabotar. The CFI not only captures an overall snapshot of financial health, but also allows an institution to set priorities going forward, he adds. For example, an institution might decide to take on more debt to build student housing so that it can expand its student population. The CFI allows leaders to project the impact of that debt from multiple perspectives of financial readiness, notes Chabotar.
In this article, interviews with a handful of CIC member institutions reveal how leaders are using the CFI to assess financial health and bolster budgetary decisions and planning efforts.
Analyze and Adjust
Both presidents whom Bobby Young worked with during his eight-year tenure at Atlanta-based Clark Atlanta University supported the use of ratios. That was welcome news to Young, former vice president for finance and business services. "The reality is that as college costs have continued to increase, parents and prospective students have become more sophisticated in seeking information about an institution's financial viability," says Young. Presidents especially have to be fluent when it comes to institutional finance so they can convey to various constituents' donors, alumni, students, parents, accrediting agencies, and governmental entities—how the institution is responsibly using resources, argues Young.
When the university started using the CFI in 2003, it came as no real surprise to campus leaders that the institution's composite score fell below the index threshold of 3, says Young. (On the CFI scale from 1 to 10, a score of 3 or above indicates that an institution has sufficient and adequately managed resources to fulfill its mission objectives.) The score suggested the need to reengineer the institution, says Young. That put in sharp focus for everyone the priority to manage operations within available resources.
There were deficit years preceding this wake-up call that certainly contributed to the low score. As a result, the university started tightening its belt in terms of budgeting and planning, says Young. That meant close scrutiny of operational overruns and some tough decisions on cost containment, reductions, and elimination of services not core to the academic program. Within a five-year period, the university pulled above the threshold to an index score of 4.
Following these results, the university began using the CFI with board members. One outcome was a priority set by the board to remain at or above the CFI threshold. That meant that before moving forward with a particular project or initiative—even something like providing additional scholarships—leaders would always determine whether the institution had the resources to do so, says Young. In this way, university leaders began using the index as a tool to help the institution refrain from overspending.
A primary initiative of the comprehensive strategic planning process that Ripon College launched in 2004 has been to strengthen the financial position of the Wisconsin institution—something about which leaders have been very public, notes President David Joyce. In the process, use of the CFI ratios has become an important tool for communicating progress to the board, faculty and staff, and other key stakeholders. Additionally, use of CIC's FIT along with CIC's Key Indicators Tool (KIT)—which includes 20 performance measures covering students, faculty, tuition, revenues, and expenditures—have helped Ripon's leaders create two aspirant groups for comparison and to monitor improvement over time, notes Joyce.
Measuring progress has increased in importance following several years of overspending the annual operating budget, explains Mary deRegnier, Ripon's vice president for finance: "In response to our focus on student first-year classes and enrollment issues as well as the cost side of our income statement, we've taken some cost-cutting measures in recent years that have yielded a positive impact on our index score." College leaders have also used the ratios to monitor financial stability since incurring some debt in 2000 and 2001, says deRegnier. "We're using the CFI to help us assess when we could responsibly assume additional debt based on our financial standing, market conditions, and our endowment performance."
Demonstrating a capacity to manage debt has provided a comfort level for board members and instilled their confidence in institution leadership, adds Joyce. He uses a dashboard of indicators culled primarily from CIC's FIT and KIT tools to develop an annual presentation to staff and for engaging in more in-depth analysis with senior staff throughout the year to determine what adjustments should be made to ensure operational surpluses, says Joyce.
Compare and Forecast
Randall Doerksen, vice president of administration and finance at Friends University, Wichita, Kansas, has employed a variety of enhanced budgeting decision tools and ratios over the years to get the most accurate picture of his institution's financial health. He is an early adopter of the CFI, which his institution has used primarily for internal historical comparisons. Doerksen is currently developing a comprehensive budgeting model that will calculate the university's CFI 10 years out.
"This is a long-term decision-making tool that will allow us to incorporate various ratios into our strategic planning. For instance, we can input different scenarios with regard to enrollment, discount rates, tuition increases, gift income, investment returns, spending rates, debt loads, and so forth, to gauge the impact on our finances based on the movement of the CFI," says Doerksen.
So far, his university has not engaged in much benchmarking with peer institutions, though leaders are looking to do more of that, notes Doerksen. "While our use of FIT has been limited, I certainly see considerable potential. Especially for institutions that have tagged and validated a set of peer or aspirant institutions, I think the tool offers good high-level comparison information."
The benchmarking component of FIT is what Janet Hallman considers a key benefit of the tool. The University of Puget Sound, Tacoma, Washington, has identified approximately 25 peer institutions and 13 aspirants, says Hallman, associate vice president for accounting and budget services and controller. "For us, the composite calculation mostly affirmed what we knew. We have strong statement of financial position ratios and a strong net operating revenue ratio. We have opportunities for growth in fundraising, which is reflected in our return on net assets ratio."
If the FIT report had been available at the time, Hallman would have used it in financial modeling for the university's most recent capital campaign. "I could have plugged in pro forma financial statement numbers to facilitate projections for our president's cabinet of the potential impact of different size goals on key financial ratios," notes Hallman. "Now that we have this tool, we can use it for a variety of future planning efforts, including modeling the impact of new debt or fundraising efforts on our financial statements and the financial ratios that make up the CFI."
To date, university leaders have used the reports and data internally and informally with senior staff members, primarily finance officers, but plans are underway to introduce the tool to their board finance committee later this spring. "A key value I see with the CFI is that there is good interpretative data that accompanies it," says Hallman. "We think graphical representation of the CFI can provide an effective means to demonstrate the impact of strategic financial decisions."
Track and Reflect
In fact, because the annual CFI is a picture of financial health at a given point, it is important to look at your performance from year to year to see trends, along with your institution's progress against set targets, income, and so forth, says Chabotar. He started using the CFI and FIT internally with his CFO and plans to present a full analysis to his trustee finance committee next year.
"It's best to think of this as a means to an end—to understand how your financial health is affecting your core mission, and whether your strategic decisions are appropriate given your current financial health," explains Chabotar. For instance, are you in a position of financial strength to enter a new construction phase? Should you focus on growing your endowment, or on increasing enrollment? Can you safely provide more student financial aid?
As a forecasting tool, FIT allows you to consider how your overall score might be affected by reducing debt, increasing gifts, or improving investment performance. And, it allows institution leaders to understand why scores go up or down, says Chabotar. "We have been surprised by the fact that, despite all the progress we've made, we still hover around 3 with our composite score. For us, it is an important reminder of the dramatic effect significant debt can place on an institution's financial viability, and it has underscored for us the need to consider how much debt is safe to take on in the future," adds Chabotar. "There are valid reasons an institution decides to assume significant debt, but the value of a tool such as this is that you can see the impact and better understand the long-term implications for budget planning so that you don't get complacent about managing that debt."
Use of the FIT has given Chabotar and his CFO a greater sense of urgency, serving as a reminder that the institution has not yet reached its desired financial equilibrium even though its budgets are balanced. "We still need to focus on turning the ship," says Chabotar. "I think many who are using the tool are using it in the manner we are, which is to understand our vulnerabilities so that we can work in an organized way toward improving our financial health."
While at first glance the tool may appear complicated, at a time when everyone is showing greater interest in and scrutiny of institutional finances, use of the CFI can be a great way to simplify matters, asserts Chabotar. "It won't necessarily make decisions easier or people less anxious, but it is a starting point and, used consistently, provides an important trend line."
Build a Common Language
Hallman believes the tool can prove highly beneficial for use with a president's cabinet or board members to determine opportunities and to help guide deployment of resources—that is, once an initial investment of time is made to help everyone understand what the scores suggest. Without sufficient background about the ratios, the numbers may not be as relevant to some external audiences, notes Hallman. For them, other measures may be more important, such as the level of endowment per student, for financial aid.
"Most CFOs have long paired financial ratios and balance sheet and income statements, but this tool presents the information in an easier fashion so that it's not as onerous to arrive at comparisons for decision making," says deRegnier. Joyce adds that for those without a financial background, the FIT provides a good macro view and a way to chart a course for significant improvement, something especially important to donors. "It is a straightforward explanation of a manageable amount of information in human language," says Joyce. From his experience, consistent use of the same data is also important for getting board members to focus on the big picture and to use the same language in setting goals and priorities.
That shared language is critical in the context of discussions about enrollment targets, tuition pricing, and a host of other policies and priorities, adds Young. Chabotar concurs. Meeting admissions goals plays a big role in the composite score for his college, as it does for many private institutions. "Seventy-eight percent of our budget is based on enrollment. Even at public institutions, where many are drawing as much revenue from their students as they are from their states, I think we'll see ratios become increasingly important as a marker for financial health," says Chabotar.
Consistent measures of an institution's financial well-being are likewise sought by key external audiences, including accreditation bodies. Chabotar and Young are both reviewers for the Southern Association of Colleges and Schools and see firsthand the benefits for institutions that engage in ongoing ratio analysis, and the drawbacks for those that don't.
Use of the FIT provides a common language for institutions to characterize their financial condition and for visiting teams to judge financial viability, argues Chabotar. The tool can be used as evidence of responsible financial decision making, adds Young. "I've reviewed a number of institutions that would have benefited from consistent use of these ratios to help explain what happened in a particular year—for instance, why cash was appropriated from institution reserves," says Young. "A minor blip doesn't automatically signal something negative if you can show that the occurrence was the result of a conscious decision or unforeseen circumstance and not the result of leaders who weren't minding the store."
Assess the Unexpected
Chabotar acknowledges that the systematic use of the CFI or of dashboards in general may be a leap for some boards. And, he concedes that there is understandably some resistance from presidents and CFOs to attempt to explain financial conditions using only five numbers, perhaps fearing that board members will then focus only on those numbers. "There is a balance to strike between simplifying, but not oversimplifying, financial conditions," notes Chabotar. "That's why it is important to provide narrative—the story behind the numbers—to help others understand what is going on within your institution."
Part of that narrative includes explaining conditions that may be outside the control or influence of the institution. For instance, when looking at fundraising performance, many institutions experience spikes—perhaps when a donor passes away and leaves a large gift, notes Joyce. In that regard, the FIT performs as a retrospective tool, providing a glimpse of how certain factors influence financial viability.
"Most of us look at financials more closely when times are bad than when they are good," says Chabotar. "With the current economic crisis, everyone is nervous. Perhaps now more than ever is a good time for higher education to get boards to focus generally and broadly on the financial health of our institutions."
Doerksen's concern is one of relevance for the CFI in such turbulent times. "Interestingly, the CFI ratio could likely become much less valuable this year given the huge investment losses being incurred by many institutions, especially those that have large investment portfolios," says Doerksen. "In addition, new accounting standards may require institutions to make up 'underwater' endowment funds using unrestricted resources." He suspects the CFI methodology will need to be revisited, as these two elements could impair the validity of the CFI. "Our institution would face an $11 million investment return-related deficit if we were to close the books today," explains Doerksen. "Our budget is $43 million and our endowment and invested resources totaled $55 million at year end. The deficit would flow through the current financial statements as a huge loss resulting in an overall negative CFI." That negative score would follow a CFI of 5.8 at the end of FY08, notes Doerksen.
Even if using multiple-year averages to arrive at the composite score, the extensive losses experienced by institutions with large investment portfolios will skew comparability, argues Doerksen. "In essence, investment portfolio size and performance would become the dominant element for the CFI. This will also have an impact on how accrediting bodies evaluate financial viability, since many use the CFI or a similar type of calculation."
With that in mind, users of the CFI may need to step back and revalidate the model, asserts Doerksen. One thing to consider is how unrestricted funds are reflected in financials and incorporated into the model. "What do you do when endowments and unrestricted investments are down 30 percent? This will have a huge impact on return on net assets," notes Doerksen.
Leverage the Outcomes
Joyce agrees that when the 2008 data are available, they won't present a pretty picture, especially for those institutions that may have recently taken on significant debt and then been surprised by serious additional losses on paper of institutional investments. DeRegnier expects that many, if not most, institutions will show a hit to their composite score as a result of the current economic crisis. "It is what it is," notes Joyce. He underscores the importance of establishing a trend line to capture the impacts of anticipated and unexpected factors. Still, many higher education institutions won't make long-term decisions based on one year, argues deRegnier. "What is important is to understand what is causing fluctuations in your overall score."
Whether meeting with their faculty advisory group or executive committee, Joyce and deRegnier use key indicators to convince others of the need to stay on course. "This kind of tool can help ameliorate the inclination to make knee-jerk decisions," says Joyce. "In monitoring our data over time, we know that we won't understand the true impact of our current situation for another year or two. Yet, the added value of monitoring our performance is that we will be able to tell if our trend is more or less severe than those institutions with which we compare ourselves," says Joyce. "This is an important way not only to inform current decision making, but also to validate decisions we've made so that we can learn from the outcomes."
KARLA HIGNITE, Kaiserslautern, Germany, is a contributing editor for Business Officer.


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English safe despite Web
Destruction of language 'not remotely likely'
A leading linguist insisted today that that the destruction of the English language by perceived abuses on the World Wide Web was "not remotely likely".
Speaking at the Royal Society of Arts in London, Dr David Crystal chose rather to highlight ways in which the Web "is giving a creative range to the language", while conceding that it is having "an impact on languages quite unlike any previous technology".
One example of this impact is the instant dissemination of new words: "A new word coming in in the morning can be on everyone's screen in the evening," Dr Crystal noted, adding that such possibilites were "fostering language change in a way that was not possible before."
Although seemingly spared the cruel fate of death at the hands of geeks and chat room devotees, Dr Crystal stated that although English currently accounts for around 70 per cent of Web content, this would fall as speakers of other languages acquired Web technology and expertise.
One positive result of this trend would be the international dissemination of endangered languages. There are currently around 1500 languages represented in cyberspace.
Dr Crystal's 60 or so published works include The Cambridge Encyclopedia of Language and, more recently, Netspeak - an analysis of English on the Web. He held a chair at the University of reading for ten years and is now Honorary Professor of Linguistics at the University of Wales, Bangor. He was awarded an OBE in 1995 for his services to the English language.
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Email is 'third revolutionary step in human communication'
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Hellas Wholesale Bakery Tarpon Springs, FL
Wholesale Greek Pastry for your Greek Festival
Hellas Bakery caters to some of the largest Greek Festivals in the United States. Only the finest ingredients are used to make our Greek Pastries. Now matter where you are located Hellas can fulfill all of your Greek pastry needs. From Spanakopita and Tiropita to Kourambiethes and Baklava Hellas Bakery has you covered.
For Greek Festival catering information call us at (727) 934-8400 or Click Here and someone will contact as soon as possible. Let's make your Greek Festival the best it can be, OPA!


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"North Chestermans Beach is the spot which most locals will say is their favorite place to surf. It is a steeper beach that handles bigger swell and on it's day offers hollow peaks and waves with a little more punch than other beaches in the area. It breaks with bigger west swells (2-5m) and has more size at mid to high tide as the swell can get in over the outer reefs. Southerly swells also sneak in to the north end of North Chesterman and are not blocked by reefs so it can be a great place to get away from the crowds at Cox Bay if there is a decent swell from the south running. The same as Cox Bay it likes winds from any easterly direction. North is typically thought of in three sections; Henry's End (named after the carver who used to live at the north end of the beach), around the rock, or the south end." – Tofino Adventure Map
La Parouse Buoy Report
Tofino Airport Wind/Weather Report


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What does undeck mean?
Definitions for undeck
Here are all the possible meanings and translations of the word undeck.
Webster Dictionary
to divest of ornaments
Chambers 20th Century Dictionary
un-dek′, v.t. to divest of ornaments.—adj. Undecked′, not adorned: having no deck, as a vessel.
Chaldean Numerology
The numerical value of undeck in Chaldean Numerology is: 7
Pythagorean Numerology
The numerical value of undeck in Pythagorean Numerology is: 4
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"undeck." Definitions.net. STANDS4 LLC, 2018. Web. 19 Feb. 2018. <https://www.definitions.net/definition/undeck>.


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american inventor
The Claw Bike Storage device up for presale on Amazon
Fans of ABC's American Inventor should remember The Claw from last season. It's a neat bike-hanging device that grabs and releases the bike, or other items, at a touch of the large button. The thought is all you need to do is lift your bike high enough to engage the button that releases the spring-equipped claws, therefore holding the bike in place. To release, you simple lift… Read More


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Silver Princess Slippers - Medium
Silver Princess Slippers are just perfect for any little fairy princess to wear around the house for hours of imagination fun! They can even be used to accent a dance outfit as well. These adorable slippers are made from silver metallic knit with a soft foam sole, and non skid bottom finished marabou, topped off with a shimmering, large heart gem.
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Shoe Size 10-11
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The benefits of social media are well-documented, but there are costs involved – financially, plus time and effort – that aren't immediately apparent. As anyone can set up accounts on Twitter and Facebook (easily, and for free), the size of the necessary investment, particularly over the longer term, can be deceptive. With staff costs, advertising and other fees, it quickly adds up.
This infographic from Focus takes a look at the real cost of social media, and asks: is it outweighed by the benefits?
(click to enlarge)
(Source: Focus.com.)


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Food Storage Containers
April 13, 2011 by Sandy
Filed under Blog, How To Organize, Kitchen
Organize Those plastic food containers!
Having to always nest the bowls inside each other to make room… it works but it is hard to get everyone to put those food storage containers back where they have to go. I mean really… actually lean down and pick up a couple bowls to put the larger one underneath? You jest! lol
This is what my "used to be organized" plastic storage containers cabinet looks like now.
The lids are the killers too.. aren't they? Trying to find a lid to fit that food storage container.
So let's get started.
Step 1: (You know it don't you) Clean Them All Out of the Cabinet
Clean the cabinet now and if you have contact paper to put down, this is a great time to do it.
Step 2: Sort
Go through and match up all your bowls and lids. Actually try the lids on the bowls because sometimes they warp and don't work anymore. But what do we usually do when we are looking for a lid? We grab it…. try it… it doesn't work. Do we toss it then? Nope, we throw it back in (as if it will at some point change and actually start working later?)
If there is something you don't use because you don't like it – then get rid of it! Why are you keeping it if you don't use it and you don't like it? Because it was an impulse buy and you think you might use it? Give it to someone who will use it. You will gain the empty space!
I will bet you that you will end up having odd and end lids and bowls. Here is what I ended up getting rid out of my own food storage cabinet. I'm also getting rid of the bowl because I've been using it to store lids, not as a food storage bowl.
Step 3: Put your organizing tools in place.
You may have to just play around and see how things will work. I had a lid organizer and also grabbed a couple other wire organizers I had to see if they would work or not. Of course this doesn't see like I would be able to use it does it? It is meant to hang underneath another wire shelf. It won't hang under a wooden one. But wait…. !
What about using it this way…
I had this lid organizer from Tupperware that I had never put on a door. I used it, as it also can be free standing – but it was kind of bulky. I used the hooks and it was finally up!
I also had some more of the wire racks that I bought in the bundles at Old Time Pottery. I got out my handy dandy new best friends the Command Hooks to help. I was winging this folks! It can be a trial and error kind of thing.
I put one of them up and realized that the lids were falling through the wire racks. So… I had to figure out something to create a base. I had it!
A little creativity! I created a base so that the lids wouldn't fall through.
But after I got it up I realized that there was another issue. The lids could still fall back behind the rack. See that space? So… had to figure out something else.
I needed to make a back shelf too. So…more duct tape!
It is a little hard to see but I pulled a piece up higher in the back. It worked!
I did this to the three wire racks I was going to hang (although I did run out of duct tape for the last bottom rack, but that was ok.)
Step 4: Load your plastic food storage containers back into the cabinet.
I decided to try and match up the lids and containers since I had more room (with the hanging racks). I didn't do them all this way, but most all of the smaller ones I did. I love it. It will be so easy to just grab a container now and not have to dig for the lid.
On the left door I loaded the lids of the containers that I didn't have matched up and put them into the lid organizer from Tupperware.
Then on the inside wall I had one more wire rack available, so I put it up too. I actually first put it on the left side and before I did, I held it in place and closed the door and it closed. But loaded, it did not. So I took it down (easy enough with those command hooks) and moved it to the other side. I had to put it in a specific spot in order to close… but it worked out fine.
** Be sure to check that everything will close when you are adding any kind of hanging racks in your cabinets!
This is the one I ran out of duct tape for. I do have lime green and hot pink duct tape… but I thought that might look a bit strange. lol
Here is the rack in the back. With these lids I grouped them together and placed them underneath for easy grab-ability! The things on the bottom I don't use as often.
I'm amazed at how much extra room I have!
Here is the top shelf. I put the matching lids underneath. Then I had a couple odd ball containers that I nested inside the others and I did put the lids on those.
I placed half of the bowls on the left. The strainer and the two larger bowls. I'm hoping breaking them up will help in being able to put them back away easier.
In the back I put the plastic drink containers. I have one more glass one in the refrigerator, so I made sure to leave space for that. The larger plastic lids for the bowls I had to place on this side. When I put the underneath the larger bowls, it lifted them up too much and it hit the door organizer.
I love just being able to grab a quick little container!
Here is half of the cabinet.
So are you ready to see the whole thing?
Let's review!
OMG… I am so excited! Just adding those racks and matching up the lids (and getting rid of a few) it will be SO much easier to find things in here!
This was a very inexpensive fix. (most of mine are). I got the command hooks which I think I paid $6.50 for a pack of 9 of them. (I used 11 in here). I had the back wire rack, but they are not expensive (under $6 I would guess) The lid organizer I don't remember, it is from Tupperware and I had it from before, but I'm sure there are others similar to it. The other 3 wire racks were in a 3 pack that came from Old Time Pottery. They were $9.99 for the 3 pack. I bought 2 packs when I bought them. I used 2 of the different styles in here, and the 3rd that came with the pack was the one that you could put taller things in like I used under the sink for the spray bottles. The colored duct tape was under $5. But you could modify any of these, and I'm sure find them for less.
Hope you like it! I know I'm excited. lol
Now… I want to see YOUR plastic food storage cabinets!! The good, the bad and the ugly!
I'd love for you to link it up to my Organizing Mission Monday Link Party
It will be open until April 16, 2011. My link party is always open to any of your organizing projects, it doesn't have to be kitchen!
I Love Your Comments!
I am linking this blog post up to these lovely blogs!
A bowl full of lemons – One Project at a Time
Handy Man, Crafty Woman – Wicked Awesome Wednesday
Organize and Decorate Everything – We're Organized Wednesday
Blue Cricket Design – Show and Tell Wednesday
The Thrifty Home – Penny Pinching Party
I'm an Organizing Junkie – 52 Weeks


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The SEC published its proposed IFRS Roadmap on November 14, 2008.The plan outlines milestones that would give a narrow group of companies the option to early adopt beginning with their fiscal years ending on or after December 15, 2009. The U.S. issuers that have the option to early adopt the transition rules to IFRS would need to be among the 20 largest companies worldwide in their industry as measured by market capitalization with IFRS being the most common financial reporting basis used by those 20 companies. One item of note is that companies that elect to report using IFRS beginning with their December 31, 2009 year-end will need to provide comparable IFRS audited financial information for the 2007 and 2008 years as well. The SEC has also indicated that these early adopting companies will need to obtain a "letter of no objection" from the SEC's Division of Corporate Finance. The "letter of no objection" will give the company the SEC's blessing to use IFRS, but does not require it at that time.
As the IFRS train gains momentum, the SEC's plan calls for seven milestones to achieve full adoption.These milestones are: (1) improvements to accounting standards; (2) funding of the International Accounting Standards Committee Foundation; (3) improved ability to use interactive data for IFRS reporting; (4) improved education and training in the U.S.; (5) limited use in a narrow group of companies (i.e. December 31, 2009); (6) SEC to determine in 2011 whether mandatory adoption of IFRS is feasible based on the progress in the first five milestones; and (7) mandatory use. If decided to go full steam ahead (as discussed in milestone 6) then large accelerated, accelerated and non-accelerated filers would be required to adopt IFRS beginning with their years ending on or after December 15, 2014, 2015 and 2016, respectively.
The SEC's Roadmap gives issuers electing to use IFRS two choices on how to present their IFRS financial information as it relates to U.S. GAAP.The first option is a disclosure of a reconciliation from U.S. GAAP to IFRS.The reconciliation would include a restatement and reconciliation from prior years' financial statements and related disclosures.This would be done in accordance with IFRS 1, "First-time Adoption of International Financial Reporting Standards." The second choice would be to provide the one-time reconciliation previously discussed and then provide on an ongoing basis an unaudited reconciliation from U.S. GAAP to IFRS.At this time, there is no prescribed format for the reconciliation, nor is it required on interim reports.
Certain amendments to Rule 4-01 and Article 13 of Regulation S-X would be made to incorporate the "IFRS" terminology.
Item 301(a) of Regulation S-K previously required five years of selected financial data in the financial filings.The amendment would allow issuers to present three years in the initial year of adoption and build to the five year requirement in subsequent year filings.
The proposed Roadmap is open for a comment period of 90 days which will begin upon its publication in the Federal Register.
Amper's International Services Group has anticipated the transition to IFRS reporting and is positioned to service clients as the transition progresses.


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Description: This Minky Cuddle Chevron fabric has an extremely soft 3mm pile that's perfect for baby accessories, blankets, throws, pillows and stuffed animals. Colors include red, black, snow white and charcoal.
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Description: Designed for Shannon Fabrics, this ultra soft and luxurious minky cuddle fabric is perfect for making ultimate minky blanket, throws, cuddly toys, lounge wear, quilt backing much more! Pile measures 3mm. Colors include azure, snow white and black on a ...
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€27.75 750ml
Legaris Criança Mini 2006
Winemaker's Notes:
The barrel-aging protocol is an integral part of the Legaris difference. Casks of different origins and made by different coopers are used to provide a palette of flavors. As many as 20 different types of barrels may be used to age Legaris wine. Legaris Crianza is an amazing marriage between the art of the cooperage and the frutiness and brightness of the Tempranillo (Tinta Fina) grape.
Legaris is silence and seclusion, agreement between the human and the natural which transcends in one point. Current human knowledge, the faithful fruit of the earth, gives Legaris the pride, the desire and the dream of all wines: the essence of a good wine.
Member Reviews for Legaris Criança MiniAdd your review
Three glasses
External Reviews for Legaris Criança Mini
Ribera del Duero is a very prestigious appellation in Northern Spain. Many small, very high quality wineries are located there. Legaris is a fairly new entry with an ultra-modern winery. They have two estate vineyards totaling around 225 acres where the grow Tinta Fina aka Tempranillo. This Crianza is 100% Tinta Fina that's been aged 12 months in French and American oak barrels. This is a full bodied red with ripe red fruit and a bold spicy veneer. Let this open up for 20 minute in your decanter. Should drink beautifully over the next 6-8 years.
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Valladolid, ES (4,100 mi)
Legaris Reserva »
€27.75 USD $ 750ml EUR 27.75
Food Pairings for Legaris Criança Mini
Tasting Notes:
With 100% Tinto Fino (the local Tempranillo clone), there is a lot of richness to this wine at present, but there is even more tightness to it, and time is required to bring out its best . A wine for lovers of big and tannic wines, this will be tamed not only by cellaring but also by choosing powerful rich foods.
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5000 bottles produced.
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The private funeral service for Heavy D born, Dwight Errington Myers was held at the Grace Baptist Church in Mount Vernon NY on Friday, November 18, 2011. Kid N Play's DJ Wiz reflected with MTV on the times he had with Heavy.
During the service, Rev. Al Sharpton called Heavy's daughter Xea Myers to the podium to read a written message from President Obama.
"We extend our heartfelt condolences at this difficult time," the note from Obama read. "He will be remembered for his infectious optimism and many contributions to American music. Please know that you and your family will be in our thoughts and prayers."
Those who said their goodbyes included Diddy, Jay-Z, Queen Latifah, Will Smith, Mary J. Blige, Usher, Denzel Washington, Russell Simmons, family and friends.


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17 january, 1969
Naveen William Sidney Andrews was born on the 17th of January, 1969, in London, England. Naveen is the elder of two brothers, and has had an interest in acting since an early age. At the age of five, a teacher mentioned to Naveen's parents that he had expressed interest in being an actor. At the age of 16, Naveen was accepted at London's Guildhall School of Music and Drama at the same time as Ewan McGregor and David Thewlis . Naveen's first role was in Hanif Kureshi's film, London Kills Me (1991) . In 1993, Naveen was nominated by the Evening Standard Drama Awards as Most Promising Newcomer for his part in Wild West (1992) . For the BBC's "The Buddha of Suburbia" (1993), he was nominated for best actor at the San Remo Film Festival.
This talented actor with the expressive eyes has continued to work steadily through out his career, and became more widely known for his role of Sayid Jarrah in the popular television series "Lost" (2004) . Naveen has been nominated for an Emmy and a Golden Globe for his role and has earned much praise from critics.
Naveen has two sons: Jaisal, with his former math teacher Geraldine Feakins; and Naveen Joshua, with Elena Eustache . He divides his time between Hawaii, where "Lost" (2004) was filmed, and Los Angeles.


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Spinster Aunt Perceives Flaw in PBS Documentary
Dear Readers: We occasionally critique television here on Ferdy on Films, etc. I've had my problems with the scare-mongering tone of the PBS docuseries "Frontline" for some time now, and today my favorite radical feminist spinster aunt, Twisty Faster, has taken the show properly to task for its hypocritical approach to the sex trade. I felt I had to share this astute piece of criticism with you. This is a no-holds-barred critique, and you may not agree with some or all of it, so be prepared.—Marilyn
Last night's Frontline documentary on human sex trafficking—"Sex Slaves," originally broadcast in 2005—clawed at every cranny of the obstreperal lobe. Definitely not heartwarming.
I'll skip the basics, assuming that the advanced blamer is acquainted with the mechanics of human trafficking, because I wish to register a complaint. Well, several complaints. Actually, it's one large complaint upon which a few dangling dingleberry complaints depend.
The large complaint is that the film is itself sexploitational. It is without question voyeuristic, and at times it borders on actual pornography. And why shouldn't it? Porn has been normalized into a legitimate art form.
Naturally, people who watch PBS believe themselves to be above that sort of thing, but they still need a reason to watch a show about women's oppression. They might come away with a few useless "facts," but these must be delivered from within a framework of entertainment. And entertainment, in 2009, is sex and melodrama. Thus, the "Sex Slaves" teaser:
"An undercover journey deep into the world of sex trafficking, following one man determined to rescue his wife—kidnapped and sold into the global sex trade."
A murder of spinster aunts could charter a yacht, order a vat of guac and a barrel of margs, and ruminate on the Lido Deck all day long, but we'd never come up with a more formulaical Chivalric plot than that. Are you kidding me? Evil villains, a damsel in distress whose virtue is at stake, and a gallant champion who literally rescues her? Oh, and the damsel is 4 months pregnant. Add sentimental fetus-anxiety bonus points.
A kind of grainy prurience attends nearly every sequence of footage. The B-roll street scenes are shot according to a familiar sexploitation formula: the self-consciously verité-esque camera singles out a pair of comely hips encased in sexy jeans, lingers lustily, and finally pans up to reveal the whole woman as a hottie. Meanwhile, the authoritative male voiceover—the disembodied Voice of God—masks this sleazy voyeurism with academic gravitas. When he describes Ukraine as Eastern Europe's ground zero for "beautiful women," and the visual is a taut young Ukrainian midriff, it is meant to be accepted as scientific fact. After all, although the qualitative differences between the two are few, this is a documentary, not an episode of "Law & Order: Mutilated Women Unit." But the greasy ease with which the documentarist's camera violates women who are just walking down the street minding their own beeswax is an invocation of the global accords governing fair use of women: all females are de facto sex objects, and hot girls—shots of women who aren't Beauty2K-compliant didn't make the final cut—are vulnerable sex slaves waiting to happen.
I've said it before and I'll say it again: DudeAmerica just can't resist hot young prostituted Russians!
Sure, the producers are against human trafficking. Who isn't? But can we please have a film about it that doesn't parrot asinine patriarchal narratives about helpless damsels and male valor, that doesn't itself exploit the very women whose exploitation it purports to abhor, that does more than just hint at some vague notion of women's "poverty" as the reason for human trafficking? The rapists who abuse all the women in this film, where are they? Where's the outrage over the notion that "the sex trade" is a "multi-billion dollar industry," not because Ukrainian women are poor, but because the world is full of assholes who will pay to rape them? Just once I'd like to see somebody—anybody—point out that "the sex trade," i.e. rape slavery, is not a consequence of women's desperation and a few unscrupulous pimps. It is the consequence of a social order based on the fetishization of dominance. l
This article has been reproduced from I Blame the Patriarchy under a Creative Commons Attribution Noncommercial Share Alike 3.0 Unported License.
8th/05/2009 to 6:12 pm
Twisty seems a bit behind the curve on this one … it's been modus operandi for the TV "news" trade for years. Of course, it harkens back to the days of good ol' Cecile B. DeMille and company who sold porn in the guise of Biblical epics, and probably before.
8th/05/2009 to 7:34 pm
Sure, the producers are against human trafficking. Who isn't?
Well, human traffickers, but I guess that's implied. I have no idea what to agree or disagree with because I didn't see this so I'll give the benefit of the doubt to Twisty.
But (and not to be prosaic) is the documentary actually about a man trying to find his kidnapped wife? If so I suppose it's as valid a story to present as any unless they're trying to present it as a full picture of human trafficking.
Hell, I don't know, I have to watch it. I think Frontline has all their episodes available online. I think. I'll go check.
8th/05/2009 to 7:45 pm
I couldn't find that episode but I did find these three online:
India: The Sex Workers
Moldova, The Price of Sex: Women Caught in the Sex Trade
Russia: Moscow's Sex and the City, the Reality of Russian Women.
So, yeah, FRONTLINE seems a tad obsessed with this subject, huh? The Russian one is about the actual Russian tv show that apes Sex and the City. Yes, that's right, FRONTLINE did an episode about a television show about women in Russia being sexually liberated. That is some hard-hitting journalism.
8th/05/2009 to 8:44 pm
Frontline is a shadow of itself.


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2009 Dodge Charger - Consumer Review
Build Quality
Reliability Value
Build Quality
Reliability Value
1 of 1 people found this review helpful
Decent after some modifications
By Jim on
Vehicle2009 Dodge Charger RT 4dr Sedan (5.7L 8cyl 5A)
ReviewI bought this car for looks and performance. The 5 issues I have are the tires (Continental tires feel like Flintstone's), the driver seat height, steering stiffness, fuel pump whine, and no MDS indicator. After replacing the plastichrome wheels with real chrome & buying Michelin's, the ride is more smoother & looks much better with real chrome. I had to buy a car performance computer to show MDS, but it works great. The only other probs are fuel pump whine, which they claim is normal (it's really not), and I feel like I sit too high. I always want to adjust the steering wheel another inch or so lower, but it won't go. I think the black looks best just coz it matches the black trim.
Best FeaturesSpeed, torque, straight launch when flooring it, back seat. I got it fully loaded, so the heated seats are nice, & nav. is decent. I love the masculine design. As with other reviewers, I also get a lot of looks & compliments :)
Worst FeaturesA lot of cars are doing this, but there are no under dash floor lights and no glove box light! That's just sad to skimp on those areas. Better quality materials, and I would have paid extra for an SRT hood option since it looks so much meaner. Now I'll have to buy one myself for $2,000. :(
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CORVALLIS, Ore. – Anita Guerrini, Horning Professor in the Humanities in Oregon State University's history department, will deliver a lecture titled "Do Animals Have a History – and Why Should We Care?" on Monday, Feb. 2, at OSU.
Her lecture, which begins at 4 p.m. in Memorial Union 109, is free and open to the public.
This is the second lecture in the 2008-09 Horning Lecture Series organized by the OSU Horning Endowment in the Humanities.
In her lecture, Guerrini will explore whether animals have been participants in human history – and whether they have a history of their own. This talk will examine the meanings of human, humanism, and the humanities as well as the meaning of history and histories, written and unwritten. The possibility of a history of animals, she says, gains credence by examining the possibility of history itself.
Guerrini was educated at Connecticut College, Oxford University, and Indiana University, where she received a Ph.D. in history and philosophy of science. Her most recent book is "Experimenting with Humans and Animals: From Galen to Animal Rights" (2003). She is working on two projects: animals in the scientific revolution and the role of history in present-day ecological restoration.
The Thomas Hart and Mary Jones Horning Endowment in the Humanities is housed in the Department of History and its activities are organized and coordinated through the department. Events are free and open to the public.
For more information, contact the History Department at 541-737-8560 or visit http://oregonstate.edu/cla/history/lectures/
Click photos to see a full-size version. Right click and save image to download.
Elissa Curcio,


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Proving that paradise really is closer than you think, the Grenada Grand Beach Resort is an idyllic beauty spot that offers so much more than just sun, sea and golden sands. Known as the 'Spice Isle' thanks to its nutmeg, cinnamon and clove crops, the island is covered in tropical gardens, beautiful landscapes and dramatic mountains.
With over 20 acres of flat beachfront land, the resort overlooks the picturesque shore and is in easy reach of the shopping, finance and restaurant districts of the island.
If you're looking for a special romantic break in Grenada, this is the hotel for you. Facilities include a private beach, swimming pools, and a range of wellness treatments, making this the ideal resort for a luxury spa getaway in Grand Anse.
All rooms have the following:
If there's one thing this resort isn't, it's boring; no matter how you like to spend your holidays, the area has something for you to enjoy and take away as a special memory. For nature lovers, there are gardens, national parks, waterfalls and mountains to explore; take one of the tours and make the most of the locals' knowledge or wander around the natural glory of the resort with your friends for a relaxing afternoon. For the more active tourists, there are sports aplenty such as windsurfing and tennis to take your fancy, or you could simply work on your tan just moments from your suite on the acres of white sand.
These weather conditions are supplied to help you match temperature and rainfall possibilities around Grenada Grand Beach Resort against your chosen travel dates. Please remember that this chart
is based on averages.
Point Salines International Airport is 20 minutes from the hotel by car
The Grenada Grand Beach Resort makes the ideal spot for a romantic break thanks to its location in one of the most stunning islands of the Carribean. If white sands, clear waters and lush tropical gardens aren't enough to make you weak at the knees, the excursions and local attractions will make perfect trips for any couple to share. Take a walking tour through the mountainous landscape and discover waterfalls, pretty wildlife and the soothing scents of the spices that give this island its nickname.
Those who want to make their mark on the island can even have their wedding at the luxurious resort for a special day filled with sunshine and romance, Caribbean style. For a memorable visit, take the Grenadines Day Tour for a perfect day in the Grenadines of snorkelling and excitement, or the Island Treasures full day tour for a look at the best that the natural environment has to offer.
Booking Support:
+1 972 894 1182
Send an Email
Meeting and Incentive Groups:
E: email@example.com


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Ship Ahoy! Peter Pan cast sail into The Anvil
This week our Peter Pan cast sailed into The Anvil foyer in a very spectacular Pirate ship.
Skip To Content Skip To Primary Navigation Skip To Secondary Features
This week our Peter Pan cast sailed into The Anvil foyer in a very spectacular Pirate ship.
Joining Gary Turner (Emmerdale, Peter Pan 2011) as Captain Hook and Andrew Agnew (Balamory's PC Plum) as Smee will be West End musical theatre performer Jessica Punch as Pete
Polish your dancing shoes and start limbering up - Arlene Phillips is looking for Basingstoke's best dance group!
After three soloists made appearances at BBC Proms last week, we're delighted to announce there will be three further chances to see ICS
A limited number of tickets have become available for Jon Richardson (Tue 28 Nov).
There has been a change of conductor for the Czech Philharmonic Orchestra due to the sad passing of Jiri Belohlavek.
Anvil Arts is the largest performing arts organisation in Hampshire.
This year's BBC Proms are in full swing, and three soloists from our International Concert Series 2017/18 are due to perfo
Due to building maintenance work, The Anvil box office will be closed all day on Thu 20 Jul.
The Anvil Trust is delighted to have retained its Arts Council England funding and remains a National Portfolio Organisation for the next five years.
We are delighted to have been awarded a 2017 Certificate of Excellence from TripAdvisor for all of the fantastic reviews you've given us. This is the fifth consecutive year we have received this award.
Yesterday auditions were held at The Anvil for the young dance chorus in this year's pantomime.
We are seeking to recruit a friendly and efficient member of staff to work as a Stage Door Keeper across both of our venues.
There will be security checks on entry to the building for Rick Wakeman: Piano Portraits on Sat 10 Jun. Please allow extra time on arrival.
Basingstoke Discovery Centre will be hosting a fun-filled morning of tiger crafts on Sat 24 Jun from 10am to celebrate the upcoming perfor
If you're a fan of folk, Americana, roots and blues you'll definitely want to check out today's new events, as a whole raft of Forge acts go on sale.
A huge congratulations to one of our upcoming music acts, South African guitarist Derek Gripper, who has won Best Artist in the African and Middle East category at the
We are pleased to announce the first member of our 2017 panto cast will be CBeebies' Andrew Agnew.
We are delighted to announce that The Anvil and Haymarket bars are now offering a brand new beer, London Pride Unfiltered, which is yet to be launched anywhere else in Basingstoke.
We are delighted to announce that the king of surreal comedy Bill Bailey will return to The Anvil on 7 Mar 2018.
We are currently looking to recruit the following staff for our busy Box Office team: DEPUTY BOX OFFICE MANAGER
If you're planning on visiting us this week, please be aware that there will be closures, resurfacing and Smart motorway improvement works at various points on the M3.
We are sorry to announce that due to medical reasons, comedian Jim Tavare has had to withdraw from The All-Star Stand-Up Tour 2017
We're delighted to announce that two of our upcoming music acts were honoured at last night's BBC Radio 2 Folk Awards.


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CNet reports on the latest purchase of a shopping search engine for over $500M.
Why is shopping comparison worth so much? Good question - because when Google gets its act together with Froogle, the recent purchases of Shopping.com and ShopZilla aren't going to look as attractive.
Shopping sites offer a way to simplify online advertising for retailers. Instead of creating ad campaigns around keywords, you advertise based on products.
In other words, you don't need to spend a ton of time making up keywords. When someone is searching for "Oster Mixer", you simply pay to become the featured result, and you get traffic to your site. That's a simpler model for many online retailers.
This paid-inclusion occurs today, of course, primarily with digital cameras and electronics price comparison sites. When Google turns it on, it will become a new ballgame for all the shopping sites out there, though.
PS. If Shopping.com and ShopZilla are worth over $500M, I wonder what NexTag will be priced at? $2-3B?


text: I am trying to track down those who were not paid this year or last year by North West Companies out of North Carolina. My company was one of the many who were not paid for our plow services we provided this winter season. Send me and email with your contact info or let me know if you have ever had issues with Northwest who seems to base their business structure on withholding service payments.


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I am wondering how this transfering character from 1 account to another account?
Does the account need to stay under the same email address / account name etc?
My mate has a character that I want to buy from him, and we do not have the same account names, emails etc everything is diffrent.
So I am wondering if I need to change my email to match his? Or he to match mine etc.
Also does any1 know how long it takes to do the transfer etc?