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Different school of thoughts have been expressed about the concept of corporate governance, in modern society.
According to report of the Committee on the Financial Aspects of Corporate Governance (the UK Cadbury Code), London, 1992, "Corporate governance is the system by which companies are directed and controlled."
Another definition of corporate governance refers it to the structures and processes for the direction and control of companies. Corporate governance concerns the relationships among the management, Board of Directors, controlling shareholders, minority shareholders and other stakeholders. Good corporate governance helps companies operate more efficiently, improve access to capital, mitigate risk and safeguard against mismanagement.
It makes companies more accountable and transparent to investors and gives them the tools to respond to legitimate stakeholder concerns such as sustainable environmental and social development. Corporate governance also contributes to development. Increased access to capital encourages new investments, boosts economic growth, and provides employment opportunities.
Writing on the Corporate Governance and Profitability of Nigerian, Banks AKINYOMI Oladele and OLUTOYE Ebenezer Adedayo of McPherson University, Ogun State, , Afe Babalola University, Ado Ekiti, Ekiti State, Nigeria respectively stated that with globalisation vastly increasing the scale of trade and the size and complexity of corporations and the bureaucracies constructed to attempt to control it, the importance of corporate governance and internal regulation has been amplified as it becomes increasingly difficult to regulate externally.
There is no doubt that the banking sector in the country needs to integrate corporate governance in order to instil confidence of customers and achieve more banking inclusion in the system. It is against this backdrop that Management of Jaiz Bank Plc has been advised to strengthen its corporate governance in order to weather the storm of economic challenges that is currently facing Nigeria's banking industry.
The MD/CEO of Nigeria Deposit Insurance Corporation NDIC, Alhaji Umaru Ibrahim gave the advice to the newly appointed Managing Director of Jaiz Bank Plc, Mallam Hassan Usman and some of his top Management staff.
Alhaji Ibrahim said that good corporate governance was very crucial to the bank at a time of planning to expand its operations following its recent issuance with a National banking licence by the Central Bank of Nigeria CBN.
While congratulating the bank on its issuance with the National banking licence by the CBN, the NDIC Boss also advised the bank to be careful in its expansion plans in order to ensure seamless service delivery to its customers.
According to him, as a pioneer in non-interest banking, the bank should partner with its peers such as Stanbic IBTC and Sterling banks which have non-interest banking windows in order to explore more sharia compliant instruments.
He also drew the attention of the bank to the interest being shown by muslims and non muslims to its banking products and advised the bank to step up its public enlightenment efforts on the benefits of its products and services in order to increase deposits' mobilisation.
The NDIC boss also noted the challenges being faced by the bank in investing its excess liquidity due to the absence of sharia compliant investment windows, such as the "Sukuk" (project financing) and other Islamic bonds and portfolios. He noted that while a lot of countries had tapped into the "Sukuk" investment window, Nigeria was still lagging behind in exploring such shari'a compliant investment opportunities.
He therefore urged the Jaiz Bank's Management to collaborate with the Bankers' Committee, Securities and Exchange Commission (SEC), Debt Management Office (DMO) and other relevant agencies toward the introduction of "sukuk" and other shari'a compliant investment products in order to be competitive.
MD Jaiz Bank Plc, Mallam Hassan Usman who assured the MD NDIC that the Bank had established and maintained high standards of corporate governance said that the system is driven by checks and balances to ensure that insider credits were not only performing but also kept within the approved regulatory limits.
Mallam Usman emphasized that apart from the bank's board oversight, its Advisory Committee of Experts ACE, also looked into every aspect of the bank's operations and transactions to ensure compliance with financial regulations and Islamic principles.
In terms of the challenges of investing the bank's excess liquidity, he informed the Corporation that the bank had made submissions to the Debt Management Office DMO and the Federal Ministry of Finance in order to expedite the process of developing sharia compliant investment instruments in Nigeria.
As part of NDIC making the sector more reliable, NDIC has also been granted approval for an upward review of its maximum deposit insurance coverage MDIC for Primary Mortgage Banks PMBs. NDIC also received approval for an extension of differential premium assessment system (DPAS) to the PMBs.
Under the new regime, NDIC will pay N500, 000 per depositor in the event of a failure of PMBs. Until the new approval, depositors of PMBs are entitled to initial payment of N200, 000.
The approval, which was granted by the Minister of Finance, Mrs Kemi Adeosun, emphasized the need for the Corporation to ensure that all the DMBs, PMBs and MFBs strictly adhere to sound risk management practices and entrench compliance to the CBN approved code of corporate governance standards.
As part of its statutory functions as a deposit insurer, Section 20 (2) of the NDIC Act 2006, empowers the Corporation's Board to periodically review the maximum deposit insurance coverage for licensed banks and other deposit taking financial institutions in accordance with changes in deposit structure, income levels and in line with global best practices. The MDIC review is carried out through studies and surveys and is aimed at ascertaining the adequacy or otherwise of the deposit insurance coverage level for insured institutions in Nigeria.
The outcome of the most recent survey that was conducted in August, 2015 revealed the compelling need for the upward review of the current MDIC for the PMBs from N200, 000 to N500, 000 per depositor. The survey also revealed that the MDIC increase would cover 99 per cent of depositors of the PMBs in Nigeria.
Analysts said the adoption of DPAS in assessing the annual premium payable by PMBs will promote better risk management in the banks in line with international best practises. Presently, over 120 countries across the globe have adopted DPAS as an objective method of insurance premium pricing.
Oladele and Adedayo fad noted that Nigerian banking environment is a vibrant and challenging financial environment and is endemic with systemic governance problems, capacity constraints and defaulting in compliance and implementation of laws which has inhibited economic growth.
In their study that focused on association between organizational governance and profitability of deposits money banks in Nigeria revealed that a non beneficial and non-significant association exists between directors' interests and profitability in the Nigerian banks.
With relevant information extracted from audited financial statements of the selected banks the Authors stated that the results of the regression analysis revealed the existence of positive but non-statistically significant association between board composition and profitability on one hand; and board size and profitability on the other hand.
Between corporate governance and survival of Nigerian Banks
Different school of thoughts have been expressed about the concept of corporate governance, in modern society.


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SUNDAY PRAYER PRAISE AND WORSHIP SERVICE 46 BEING THANKFUL FOR ANOTHER THANKSGIVING Greetings CHILDREN OF GOD, if it is Sunday, it is time to Rise, Shine, lift your heads towards heaven and begin to praise the Lord. For He is truly worthy of all our Praises, He has woke us up this morning, breathe new life into our mortal bodies ...Read More »
Tag Archives: Epistle to the Philippians
MY PRAYER FOR PEACE AND CONTENTMENT ETERNAL GOD, our Heavenly Father, In the name of Jesus, I bow my head in your present this day in complete peace and contentment. I empty my soul unto you Heavenly Father; for I know that it is you, and you only that provide me with all peace and contentment. My sins are before you this day Heavenly Father, you know my weakness, my strength and my heart desires. I ...Read More »

subset: commoncrawl


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Sri Lankan Chicken Curry
Serves 6.
1 x 1.5 kg/3 lb roasting chicken
3 tablespoons ghee or oil
1/4 teaspoon fenugreek seeds
sprig of fresh curry leaves
1 large onion, finely chopped
1 tablespoon chopped garlic
2 teaspoons finely grated fresh ginger
1 teaspoon ground turmeric
1-2 teaspoons chilli powder
1 tablespoon ground coriander
1 teaspoon ground cumin
1/2 teaspoon ground fennel
2 teaspoons salt
2 tablespoons vinegar
2 tablespoons paprika (optional)
2 ripe tomatoes, peeled and chopped
6 cardamom pods, bruised
1 stick cinnamon
1 stalk lemon grass
250 ml/8 fl oz/1 cup thick coconut milk
lime juice (optional)
Cut chicken into curry pieces. Heat ghee or oil and on low heat fry fenugreek seeds and curry leaves until they start to brown. Add onion, garlic and ginger and fry gently until onions are soft and golden. Add turmeric, chilli, coriander, cumin, fennel, salt and vinegar. If the curry isn't quite red enough, add the paprika because while it isn't used in Sri Lanka, using enough chilli to give the required colour would mean a curry too hot for most people. Stir well, add chicken and turn the pieces in the mixture. Add tomatoes, whole spices and lemon grass. Cover and simmer over low heat for 45 minutes. Add coconut milk, cook uncovered for a further few minutes, then remove from heat and stir in a squeeze of lime juice if desired. Serve with rice and accompaniments.
Recipe excerpted from Encyclopedia of Asian Food by Charmaine Solomon (Periplus Editions, 1998)


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Christmas village a family ritual
Updated 12:32 am, Tuesday, December 24, 2013
Photo: Carol Kaliff
The village is bustling with activity. Light emanates from the windows and people roam the streets. Snow scattered across the landscape sparkles in the light.
A tall, majestic tree towers over this village of light. The scene is spread out like a vivid 3D painting on the floor of Danbury native Pedro Medeiros' and his wife's home.
Each year, Medeiros, 31, creates a miniature winter village beneath the Christmas tree. For friends and family, this 9-by 8 1/2-foot village adds spirit to the Christmas season. For Medeiros, constructing the Christmas village is a family tradition.
For the full story, subscribe now.


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Travel Nurse across America Announces Acquisition of Trinity Healthcare Staffing Group, Propels Agency to 5th Largest LITTLE ROCK, Ark. (January 18, 2017) – Travel Nurse across America (TNAA), a healthcare staffing agency that places travel nurses on assignments in all 50 states has announced the acquisition of industry competitor Trinity Healthcare Staffing Group. This… Continue Reading
Posted in Blog Also tagged announcement, healthcare staffing, News, nurse staffing, nurses, travel nurse across america, travel nurses, travel nursing, trinity, trinity health care, trinity healthcare, trinity healthcare staffing group, Trinity HSG, TrinityHSG Comments closed


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What is that feeling when you're driving away from people and they recede on the plain till you see their specks dispersing? – it's the too-huge world vaulting us, and it's good-by. But we lean forward to the next crazy venture beneath the skies.
— from On the Road, by Jack Kerouac
Today's Writing Group prompt: Which 5 songs would you like played at your funeral and why?
This was my contribution to the list of prompts. I'm not sure why I came up with it, but I've been thinking about it since I submitted it. Here's what I've got:
1. Wonder, by Natalie Merchant
Yes, I used this in the theme song post, but there you go – if you talked to people who knew me during a particular period of my life, they'd tell you that this song is mine. I want it sing me out.
2. Seasons of Love, by the cast of Rent
This song, man. The lyrics are gorgeous, and the music just gives me chills.
3. Angel, by Sarah McLachlan
I know what this song is about, but I don't care. I think it's beautiful, and I find it so comforting. I'd hope others would as well.
4. If I Should Fall Behind, by Bruce Springsteen
For David.
We swore we'd travel, darlin', side by side
We'd help each other stay in stride
But each lover's steps fall so differently
But I'll wait for you
And if I should fall behind
Wait for me
5. All Good Things, by Jackson Brown
And I want you to remember/All wild deeds live on/All good times/All good friends


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Free Rioja Tastings at all Binny's Locations
Saturday, November 23rd 1-4pm
What other world-class region releases its wines only when they are ready to drink? Rioja represents exceptional value, especially in times when both quality and value are more important than ever.
Wines from Rioja are considered the best food wines by top chefs. They provide the best of both new and old world styles: balanced and elegant with lower alcohol levels you find in top European wines together with fruit-forward roundness of more modern wines.
Wines for every occasion, every food, every palate and price, Rioja offers robust reds, crisp whites and refreshing roses – all ready to drink when purchased. Join us to try some of our favorites and discover how versatile and value driven the wines of Rioja really are!
Rioja wines are easily identifiable as every bottle has a DOCa seal. What is a DOCa seal?
The "Denominación de Origen Calificada" seal ensures that the wine you enjoy meets the requirements needed to be a true Rioja wine. Think of it as a seal of quality and authenticity. Rioja wines are classified based on aging in oak barrels and bottles.
Guarantees the DOC Rioja origin and vintage of the wine. Generally speaking, these are young red wines, though they can also be whites or rosés. This label is also used in a minority of wines which don't suit the Crianza, Reserva and Gran Reserva categories.
Describes wines that have been aged one year in cask and one year in bottle. Prices generally range from $10 to $20. Crianza wines are usually the "wines of choice" for most Riojans on a daily basis. Its strong Tempranillo character and overtones of cherry makes this wine excellent for pairing with any food.
Describes wines that have been aged one year in cask and two in bottle. Prices generally range from $14 to $40. Reserva wines are known for their deep and complex flavors – from hints of vanilla to cherries and wild berries. Exceptional when paired with grilled foods and game.
Gran Reserva
Describes wines that have been aged two years in cask and three in bottle. Prices range from $18 and up. Gran Reserva wines are exquisite and, needless to say, only exceptional vintages can make such a wine. Known for their intense depth, these wines offer the palate hints of cedar and wild berries.
Aged for at least six months in oak barrel.
Aged for a minimum of two years, of which at least six months are aged in oak barrels.
Gran Reserva
Rare wines only made in exceptional vintages and aged for at least four years, including one year or more in oak barrels.


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Flex Power Supplies
The Adel system (Flex Power Supplies) has a whole range of industrial power supplies on offer which can be utilized for a complete range of different applications.
Flex Power Supplies technical features
The power supply units are able to operate anywhere in the world due to the wide variety of input voltages. All power supply units are UL and CSA approved. Its design is based on experience gained after working on more than 240 models.
Some of its characteristics include that it offers IP20 protection, is safe and simple, and is DIN Rail mountable. FLEX, PSM, and PST power supply units form part of this range. FLEX units are designed in such a way that it can provide 1, 2, and 3-phase solutions for those sectors which are in constant evolution. FLEX units are also characterized by their remarkable flexibility of use which subsequently assists them in satisfying the most varied applicative requirements according to existing norms. The FLEX power supply units are based on consolidated lines such as PSM (1- and 2-phase) and PST (3-phase). Their multiple applications are testimony to their robustness and reliability.
Make an enquiry regarding Power Supplies
Call EP Normand on 011 824 1320 for more information on Flex Power Supplies. EP Normand, the Flex Power Supplies supplier in South Africa.
Who's Online
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How to Convert M4V to MOV on Mac (Mountain Lion included)
August 20, 2013 11:23 am / Posted by Jack Fisher to Video Tips
Follow @jackfishrain
In most conditions, M4V is compatible with OS and iOS products. But it is all the story, sometimes you may find that your Apple devices such as iPhone, iPad, cannot play M4V videos. This happens might because of the different codec. In this case, you will need to convert M4V to MOV for playback on the devices you have.
If so, you will need a professional Mac app to help you. As is known to us, Apple products like iPad, iPhone, Apple TV, etc accept MOV compressed with H.264 or MPEG-4 codec only, so, if you want to convert M4V to MOV for playback on these devices, you need to select H.264 or MPEG-4 codec. With iOrgsoft Video Converter for Mac, you do not need to worry about these settings at all, for it has optimized H.264 MOV for QuickTime and other devices.
Secure Download
Secure Download
Add M4V videos to the Converter
There are two options for you to add M4V videos to the program
Hit "Add Files" to browse and import videos to the Converter;
Directly drag and drop the files to the Mac software;
Batch-converting is supported so you can add multiple files to the program at one time.
Select target output format
HD MOV is preset; you can go to "HD Video" column to select it after hitting the format icon. Or go to the "Apple device" column to select the output format according to your device name, which are optimized MP4 format for iPad, iPhone, Apple TV, etc.
Convert M4V to MOV
Click "Convert" button to start .M4V to .MOV conversion. After the conversion is finished, you can transfer the generated files to QuickTime, iPad, iPhone, Apple TV, etc to play.
You may also be interested:
How to convert MOV to FCP


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Victorians learn about downtown history during scavenger hunt (video)
Sept. 21, 2013 at 4:21 a.m.
A woman dressed in a long, black dress told scavengers to search for the building her husband worked at in 1910 as the postmaster.
Your clue, she told them, is: This old building used to house the post office.
The woman, who portrayed Lillian, went on to tell those listening that her husband met her in San Antonio, and later on in life, he accidently shot himself, but unfortunately, those few clues, along with the small picture of a hanging lantern, were not enough to help two families move forward in the game: The Cottons and the Pozzis were stumped.
The two families were participating in the Old Victoria Scavenger Hunt early Saturday evening, and before the sun set and their available light source diminished, they raced across Main Street, cut down West Juan Linn Street and stopped in front of the police station on Bridge Street. The families got a bogus tip, and sadly, they still had no clue where the old post office was.
"That could be one of a zillion places in town," said Kerry Pozzi, 42, of Victoria, as she searched the sheriff's house to see if his porch lamp matched the one in the picture.
It didn't.
The Victoria Main Street Program created the event to reintroduce families to the downtown area, said Director Sara Rodriquez.
The Main Street Program teamed up with Victoria Preservation Inc., the Victoria TX Independent Film Festival and other downtown businesses to host the hunt.
The three-hour event sent participants to different historical locations, such as the Nave Museum, Rosebud Fountain & Grill and Greek's 205 Bar to search for clues and pick up tidbits of the town's rich history.
About 65 people registered for the event, Rodriquez said.
Lauren Pozzi, 9, said one of the clues, a statue in DeLeon Plaza, gave her mother the opportunity to teach her about the Civil War, which she said was cool.
"I'm learning a lot about my town's history," she said. "I'm seeing parts of Victoria I've never seen before."
As for her dad, he said, "It's too hard."


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Frances Wilson
Frances M. Wilson, 91, formerly of 1205 Rainbow Drive, died Saturday, April 1, 2006, at the Cedar Falls Lutheran Home.
She was born March 28, 1915, in Pleasant Valley Township, Grundy County, daughter of Harry E. and Emma Pauline Doescher Wilson.
She graduated from Iowa State Teachers College and taught school in Grundy County. She was then business manager of concessions in the Maucker Student Union on the UNI campus for more than twenty years, retiring in the late 1970s.
She was past president of the Cedar Falls Women's Club from 1985 to 1987.
Survived by: a sister, Jean (Leonard) Juhl of Cedar Falls.
Preceded in death by: three brothers, Robert, Kenneth and Ray Wilson.
Services: 10:30 am. Tuesday at the United Church of Christ with burial in Greenwood Cemetery. Public visitation from 4 to 8 p.m. Monday at Richardson Funeral Home, with the family present from 6 to 8 p.m., and for an hour before services Tuesday at the church.
Memorials: may be directed to the Cedar Falls Lutheran Home or the church.
Copyright Waterloo Courier, April 2, 2006, page B8.


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Dechaine's no-no leads midget Storm to back-to-back titles
Tuesday, Jul 08, 2014 11:30 am
The St. Paul Storm midget boys baseball team successfully defended its Lakeland championship title in last Monday evening�s final with a 16-0 dismantling of the Cold Lake Cardinals, led by a no-hit performance from pitcher Victor Dechaine.
�It was awesome,� said Dechaine, who was only one walk shy of a perfect game in what would be his last appearance on the mound with the St. Paul Storm. �I plan on going to Lethbridge and playing with their college team. I hear they�re the best team in Canada, so hopefully I�ll make that team.�
Dechaine�s performance on the mound ended the game early, as a mercy rule was enforced after five innings with St. Paul leading 16-0. Storm Head Coach Danny Weinmeier said it was a nice touch to see Dechaine close out his time with the St. Paul Storm on such a successful note.
�It was nice, he wanted to leave on his no-no, and he only threw one walk,� said Weinmeier. �The boys were strong all year, and we had lots of good pitching.�
While Dechaine�s performance on the mound ultimately led the Storm to success in the finals, he was quick to pass the credit around the diamond.
�The whole thing, all the way around, pitching, hitting, fielding, we did everything well,� he said, adding the team was able to shake off a prolonged period of inaction due to rain. �I think there was two weeks where we went without a practice. It was hard to get back into the routine but we managed to do it.�
Weinmeier agreed that the Storm were gifted with a talented crop of ball players from across the county, and added the camaraderie amongst teammates was second to none.
�Everybody was strong; nobody was weak. They were all good hitters,� said Weinmeier. �Strong pitching and strong hitting. We had a good mix from St. Paul, St. Lina and Goodfish, and the boys all got along like they�ve known each other forever.�
While the Storm dominated in last Monday�s championship game, the road to back-to-back titles saw a difficult game against the Riverhurst Lobsters in the semifinal. Thanks to some strong pitching and determined fielding, the Storm were able to eke out a 4-3 victory and earn a place in the final.
�Our bats were cold. We didn�t hit much in the semis. Our pitching was strong but they did hit well on us,� said Weinmeier, adding he was proud to see the Storm battle through a tough game as a team. �After something like that they definitely deserved it. They never got upset and all year long they were strong. It really didn�t matter who was pitching, they were a team the whole season. They were a great group of boys to work with.�


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"What I do not like and what I find regrettable is the amount of hatred that is being conveyed and really injected into our political system. I don't have any problem with anybody disagreeing with this President on any policy position. But this personal, vicious hatred that for the time being is aimed primarily at the President, and to a lesser extent myself, I think is very dangerous for our political process."
— First Lady Hillary Clinton
After enduring months of highly personal attacks against herself and her husband, First Lady Hillary Clinton lashed back at her most outspoken critics in a discussion of health care reform with reporters. The White House faxed HCQ a copy of her remarks. Here is a verbatim transcript of the highlights.
Reporter: You told Peter Maier that there are right-wing radical ideologues who don't want people to have health care in this country. Who are you talking about? Who are these folks?
Mrs. Clinton: Well, you know I think they are a combination of the same kind of people who have been around in our country since its beginnings, the sort of ideologically-opposed who think that nobody should get anything from anybody else. And there's a streak of that in American politics. There always has been.
There are people who opposed social security, opposed civil rights, opposed minimum wage, opposed Medicare, opposed Medicaid. I mean at every step along the way, there is this small core of people who do not believe that government should do anything. Now they're the same people who drive down highways paid for by government funds. They are the same people who love the Defense Department which is funded by government money, but they have a different mind set when it comes to social policy in trying to be a compassionate and caring nation.
Then there are the people who for opportunistic reasons are opposing health care reform both because it is in their financial interest to do so because they want to be able to maintain the status quo and they are not above inciting other people to be very emotional about helping them to sustain their favored position. And then there are those who are for political reasons opposing health care reform because there are lots of people who don't want any changes and particularly don't want changes by this President to occur.
Now, most of the people I've just described are ones who pull the strings of others and inflame people by making charges of socialized medicine, for example, or the government is going to take over the health care system. And there's a very well-organized and well-financed effort to convey that message so that, for example, when you see people protesting in the streets as we saw a couple of weeks ago, as I personally saw in Seattle, they were there in large measure because they'd been inflamed by a local radio talk show host who finds it in his own personal financial opportunistic interest to take this position. I had no idea whether the man was insured or not, but he inflames people who are sitting at home that somehow the Clintons are going to take over the government and they're going to find themselves without a doctor or whatever their arguments are.
And if you talk to these people very often they don't have a clue about what health care reform is about. They are responding to these emotional kinds of attacks. And I just think that's part and parcel of what you always find when you look at moments of a lot of change converging at the same point in American history. You will find that strain of people. And I think it's very unfortunate, but it's something that is part of our political scene.
What I do not like and what I find regrettable is the amount of hatred that is being conveyed and really injected into our political system. I don't have any problem with anybody disagreeing with this President on any policy position. I don't have a problem with any member of Congress opposing health care reform because he doesn't think it's a good idea or he wants to use it as a political weapon. I mean, that's politics.
But this personal, vicious hatred that for the time being is aimed primarily at the President, and to a lesser extent myself, I think is very dangerous for our political process. And I think those who are encouraging it should think long and hard about the consequences of such encouragement. And in a free society, certainly people are free to say or do what they think furthers their political agenda.
But we have to draw the line on violence, and you have to draw the line on protests that incite violence. And a lot of the talk that is coming out is, to me, very sad, and I think we'll have very unfortunate consequences for our entire body politic and not just for this Administration.
Reporter: Mrs. Clinton, you said earlier that the debate has heightened public understanding of the health care issues. But as we approach the elections the rhetoric is getting increasingly more partisan. Do you think that helps public understanding or just adds to some of the confusion?
Mrs. Clinton: I think that's a fair question because it has, in the last couple of weeks, gotten increasingly partisan and it's brought out all the old bromides. I see some of these signs that look like they've been around since Social Security, about socialism. And I don't think that's particularly beneficial for the substantive debate. But actually, it may be helpful in sharpening the differences, because when someone gets on TV as a member of the Congress and says health care reform which is meant to guarantee you private insurance is socialism, I think it's fair then to ask, well, you must be against Social Security and Medicare, right? Oh, no, that's different.
So I think that, in effect, the partisan rhetoric which is now filling the airwaves and the halls of Congress may help politically because it's so far-fetched. And I think that once that becomes clear to people, then we can go back to hammering out the substance of what needs to be done.
Reporter: You talk a lot about the power of special interests. And I don't want to prejudge the outcome of the debate at all, it seems like a toss-up to me, but should health care reform fail, what do you think that history will record as the reason? Have you been — you talk a lot about special interests, have you been sobered at all — discovered the American electorate is —
Mrs. Clinton: No, no. But I think it's just reinforced what is an unfortunate fact of life, which is that huge amounts of money spent to convey an intense negative message has a very powerful impact. We know that. It's one of the real unfortunate effects in our political life of negative advertising. And it is always easier to be against something than to be for something, particularly if being for something means you are for changes that affect a lot of people and which have a very broad constituency instead of a narrow focused constituency.
So nothing about this has been surprising. It's been right in line with what has always happened. I mean I saw a study that seemed to suggest that in 1947 or '48 the special interests — largely at that time, organized medicine against Harry Truman's health care reform — spent $60 million. Now $60 million in the late '40s was a whole lot of money.
And that was before commercial insurers took off; it was before a lot of the interests we're up against today that have a vested stake in how the system currently runs were very well established. So now the latest survey or the latest amount of money that has been guessed at having been spent against us in the whole campaign for health care reform and trying to get the message out to people is about $120 million. I think that's what the Annenberg Institute or somebody — the Annenberg Institute which has followed the debate said their estimate was that $120 million had been spent against the idea of health care reform.
So when you've got that kind of money being spent when its message is very simple — its message is, don't do it — whereas the positive message ranges from physicians who are for universal coverage but concerned about a willing provider, to pharmaceuticals that are for universal coverage but are concerned about any impact on drug pricing, to community action groups that are for universal coverage but want a single-payer system.
I mean, you go down the line of everybody who's for health care reform, particularly defined as universal coverage, it's a very broad group of organizations and interests. They cannot possibly have the intensity that the negative forces have. That is just, I think, to be expected.
Reporter: You just said, and the President has said a lot, that every time you moved toward the Republicans, they step back. Well, there are actually a number of Democrats that have also been equally as unyielding, and some — Senator Breaux, for example, has actually moved away from positions he held earlier, like the trigger mandate. What do you have to say for them? Does that frustrate you; does it anger you? Or why hasn't the Democratic Party been more united on this issue?
Mrs. Clinton: Oh, please, Hillary. (Laughter.) I mean, this is part of being a Democrat. (Laughter.) Think of where we were a year ago — the budget would never pass, you'd never get a majority, the Democrats were deserting the President, it will never work, it will raise unemployment, it will destroy interest rates, and on and on and on and on.
Well, we got it done and, by golly, it worked. And we got it done with all Democrats. And actually, we don't need quite as many Democrats because Senator Jeffords understands health care reform, unlike many others. And in fact, his support for health care reform has increased, as I understand it, his ratings in Vermont by 20 points.
So we're going to have a hard-fought battle down to the very end with a small group of Democrats and all but one of the Republicans claiming the sky is falling and that all kinds of terrible things will happen. And then, eventually, we will get a vote that will be a majority vote for a decent bill.
Reporter: Will you get it done with all Democrats again?
Mrs. Clinton: No, we've got Senator Jeffords. (Laughter.)
Well, we didn't have him on the budget and, I mean, I don't think you should — that's not insignificant. And I think that — the thing about those who understand the issue — and I cannot stress this enough because many of the opponents of health care reform get away with rhetoric. It's like Senator Gramm going on TV and saying, it's socialized medicine, socialized medicine. And because our TV culture is such that the idea of getting at the truth is to have one side say the sky is falling and the other side say no it's not, then at the end of 30 minutes they say, thank you very much. And nobody presses these guys to say, oh, really? And how is it that it's socialized medicine? What does that mean? Does that mean that private insurance is going to start telling Americans what doctors they can use? Does that mean Medicare, which is paid for by a payroll tax, which is certainly a mandate, is going to all of a sudden start telling my mother what doctor she can use?
Nobody ever presses these guys. They get away with it day in and day out. So my hope is that as the debate actually is joined, and people have to defend their positions in public over a sustained period of time, this will become clearer to the American public about what really is at stake in this debate. And I have a lot of confidence that the outcome is going to be positive. And if it's a 51 vote, fine. If we hadn't had a 51 vote on the budget, we would not have 4 million new jobs, in my view.
So these are the kinds of trade-offs you make in life. And if you are trying to stand for something, and you believe it's bigger than yourself and you think it's the right thing to do, you stand up and get counted, no matter what the opposition or the political flack might be.
Reporter: Do you want to comment on the press coverage, print and press coverage?
Mrs. Clinton: Oh, I think the print press has been terrific. (Laughter.) No, I'm serious. If this debate had been played out based on what most of you — not all — but the vast majority of you have written, we would be further along. And I really mean this. Most of you have really gotten into the issue; you have studied it. What you've written has been clear and understandable to people. You've covered all sides of it, you've asked the hard questions.
And again, that's the difference between 1994 and 1934. I mean, it is not thoughtful print journalism, unfortunately, in many respects which drives these social policy debates. It is the 30-second ad; it is the very well organized direct mail campaign; it is the radio talk show network. So I wish that all this debate were played out on the basis of what the majority of you have written, because I think you've done a real service.


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PHI has assembled a collection of polio survivors' life stories below. Click on the title to view each story. If you would like to submit your own, please send a Word doc and any relevant photos to email@example.com.
Uniquely Strong
Sel Alonde
A Story from Sri Lanka
Senarath Attanayake
A Window into America's Paralytic Plague
Maurice Becker
What Having a Disability Taught Me
Ida Curtis
My Personal Story
Dr. Raju Dhakal
My Polio Letter
Astrid Gorvett
Remembering James Murdoch
BJ Grieve
PPS Medical Insights, Evaluations and a Plan of Action That for Me, Have Stood the Test of Time
Sandra Hughes Grinnell
This Is My Story
Debbie Hardy
Sharon Jarrett
Erinnerunge an den Beginn und Verlauf meiner Krankengeschichte in Bezug auf Polio (Kinderlähmung)
Barbara Kühl
The Victories and Challenges Related to Post-Polio Syndrome
Mark Mallinger
Testimony of a Polio Survivor in México
Esther Liliana Marasco Garrido
Polio Survivors Stories
Sandhills Post Polio Health Group
This booklet, compiled in 2006, contains the personal accounts of 22 individuals who were members of the Sandhills Post Polio Health Group in Pinehurst, North Carolina.
A View From the 89th Floor
Ray Taylor
A Global Career in Universal Design Shaped by Childhood Experiences
Edmund A. Weaver, Jr.
From Polio Patient to Polio Voice
Daniel J. Wilson
Tagged as: life stories
Past Issues of Post-Polio Health© Listed by Topic Post-Polio Health,... More


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transitive verb-·laid′, -·lay′ing
- to cover, line, or extend over the bottom of: the leather is underlaid with felt
- to raise or support with something laid underneath: the roof must be underlaid with trusses
- Printing to provide with an underlay
Origin of underlayMiddle English underlein from Old English underlecgan
- something laid underneath
- Printing a patch or patches of paper laid under type, cuts, etc. to raise the level of the face
pt. of underlie
transitive verbun·der·laid, un·der·lay·ing, un·der·lays
- To put (one thing) under another.
- To provide with a base or support.
- Printing To raise or support (the level of a bed) by inserting a piece of paper or other material under the type.
- Something, such as felt under a carpet, that is underlaid. Also called underlayment .
- Printing Paper or other material used to underlay.
Past tense of underlie
- Simple past tense of underlie.
(third-person singular simple present underlays, present participle underlaying, simple past and past participle underlaid)
- To lay (something) underneath something else; to put under.
- To provide a support for something; to raise or support by something laid under.
- to underlay a cut, plate, or the like, for printing
- To put a tap on (a shoe).
- (mining, intransitive, of a vein, fault, or lode) To incline from the vertical; to hade.
(plural underlays)
- A layer (of earth, etc.) that lies under another; substratum.
- A soft floor covering that lies under a carpet.
- Anything that is underlaid
- (music) Lyrics; or more specifically, the way in which lyrics are assigned to musical notes.
- The underlay in bar 3 is unclear in Handel's manuscript.


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SAINT TAMMANY PARISH, La. -- Drivers could soon see an increase in Causeway Bridge tolls.
The St. Tammany Parish Council will vote Thursday night on a Causeway safety project, which calls for increasing the tolls and debt.
It would be the first increase in toll fares since 1995.
Those in favor of the increase said the bridge is in need of repairs in order to make it safer. However, for people who commute across the causeway every day, they said a fare increase would be a burden.
"I'd go Slidell. If they bring it up to 5 dollars I'm going to start going to Slidell. You don't have to pay to cross the twin spans," said Tim Clark.
The meeting


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Warsaw (Oct. 16)
The entire Polish press sharply attacks Major Claude Winwood, one of the British defense counsel in the Lueneburg trial of 45 guards at Oswiecim and Belsen, for his reference to the Nazis' victims as "dregs of the ghetto." Excerpts from their editorials were broadcast in Yiddish over the Warsaw radio.
The newspaper Zynie Warszawy writes that "it is now proved that the horror camps were useful humanitarian institutions. At long last the mass exterminations have been justified." The paper adds that "Winwood's place is in the dock alongside his colleague, the Belsen assassins."
At the same time, the press reports that there has just been discovered in the Jewish cemetery at Wroclaw (formerly Breslau) mass graves in which uncounted thousands of Jews from Italy. France, Belgium and Holland are buried. They were deported from various concentration camps to Breslau and murdered. The cemetery also contains a mass grave of 2,000 Polish Jews.


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- Dependable Septic Pumping in Bethel, NY
- Reliable Bethel Septic Pumping Pros
- Free Estimates on Septic Pumping in Bethel
Septic Pumping in Bethel, NY
Septic pumping in Bethel, NY is a crucial part of caring for your home's comfort and reliable functionality, as you will have to ensure that sludge does not accumulate to the point where your entire system gets backed up. You will find that septic tank pumping Bethel, NY services can prevent your tank from overflowing and polluting the ground beneath the spill. If you want to avoid some very serious complications as well as expensive repair bills later on, it is absolutely imperative that you advantage of these services.
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$474.35 - $621.48
Find the Best Quality Septic Pumping Services - Bethel, NY
It is crucial that you pay for professional Bethel septic pumping services at least once every year so you don't encounter any unnecessary complications with your system. Allowing too much sludge to build up in your septic tank over time can lead to some big problems later on down the road, which is precisely why you will have to hire experienced Help You Services professionals for these pumping services. Our team of professionals will inspect your septic tank, measure the levels of sludge and scum in it, and check the pipes in the system as well as inspect the drain field to ensure that the liquid is seeping into the ground just as it should so there won't be any issues.
Septic Pumping Companies
Black Bear Fuel
884 Old Route 17
Harris, NY 12742
Superior Plumbing & Heating
15 Gempler Ln
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Rolston Leonard E Plmbr
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Milanville, PA 18443
Ken Bloom-Sullivan County Septic
18 Claude Ln
White Lake, NY 12786
M & C Contracting
5027 New York 55
Ferndale, NY 12734
R J Electric & Plumbing Llc
New York 52
Jeffersonville, NY 12748


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With their second-half plunge, the Blackhawks are threatening to lose whatever good will they started building up with their long suffering fans.
After Thursday night's 4-1 win against the Nashville Predators, the Hawks have only a 16-15-5-2 record at the United Center. Last season the Hawks tied for best home record in the league at 28-7-5-1.


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|Bookshelf Home | Contents | Index | PDF
Siebel System Administration Guide >
Siebel Server Infrastructure Administration
This chapter describes how to administer the Siebel Server infrastructure and system management components. It includes the following topics:
|Siebel System Administration Guide
|Copyright © 2014, Oracle and/or its affiliates. All rights reserved. Legal Notices.


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So, I've had these lads sitting around for some time. I currently have 120ish models from the Galloping Major and that includes NO doubles of the same figure. Pretty impressive. When I began to order from the Major, I made a small purchase and decided I love them then made a larger purchase, which happened to be one of everything at the time. So I had an extra pack of Mohawks around and I could never bring myself to paint them, and this has bothered me for a long time.
Many painters and gamers buy impulsively and have LARGE amounts of lead laying around ready to be painted. I am not one of those guys, due to a young family I have a very SMALL stipend available for purchases each month, so small that I can easily keep up with painting them and have no left over pile that I won't ever get to. That being said I never found the time to paint my "doubles". I made a deal with myself, I would paint them but I would do it quickly and dirty, something I can't normally bring myself to do! Many period painting show large amounts of the natives in black warpaint covering their entire bodies. I have two such painted guys in my collection already, since the Native flesh takes me the longest to accomplish, I thought this is where I could shave the most time off.
I think they look a little odd taken as a group by themselves, but once I mix them with the 30 others that I own, they should fit in nicely.
I also painted this guy a while back and I've been waiting to have some other FIW stuff painted so I could add him to a post. This is the last of the Soldiers Fee from the Galloping Major. You can never have enough club wielding Indians in the forest.


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or e-mail email@example.com
Click here to see pictures from these tours
Lets do it!
My other website about Kayaking Corpus Christi is at
Click here to see more pictures....see bigger pictures...all of neat places to paddle in Corpus Christi
Want to buy a kayak? Click here to see what kayaks are for sale in Corpus Christi
Looking for a place to stay in Port Aransas? Click here to visit our friends at
If you would like to join our local kayak club with over 100
members, and receive e-mail announcing our activities, contact firstname.lastname@example.com


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Key Production Growth Target Achieved at Iraq's Zubair Field
Eni, Occidental Petroleum Corporation (NYSE:OXY) and Korea Gas Corporation (KOGAS) announced today that they have achieved and sustained a 10-percent increase in oil production at the Zubair field, near Basra in southern Iraq.
Production from the Zubair field has grown to more than 200,000 barrels of oil per day from the approximately 183,000 barrels of oil a day produced when the consortium started field operations in the first quarter of 2010.
The consortium, led by Eni (32.81%) with partners Oxy (23.44%), KOGAS (18.75%) and the Missan Oil Company (25%), signed a technical service contract in late January to redevelop the Zubair field with Iraq's state-owned South Oil Company (SOC) and Missan Oil Company as State Partner.
With the successful 10-percent increase in initial production, the consortium's contract cost recovery mechanism commences, with the group additionally earning $2 per barrel on the incremental oil production.
The consortium plans to increase production from the Zubair field to 1.2 million barrels of oil a day, representing an increase of about 1 million barrels of oil per day. Target production is expected to be reached progressively within the next six years and maintained for seven years thereafter.
"Oxy's success in Iraq is a direct result of an outstanding partnership with the Iraqi government and our consortium partners in developing one of the world's great oilfields," said Dr. Ray R. Irani, Chairman and Chief Executive Officer of Occidental Petroleum. "We are proud of our initial results in Iraq as well as our continued success in numerous other projects across the Middle East."
The redevelopment of the Zubair field, one of the largest discovered fields in the world, will support Iraq in becoming a major player in global oil markets. It also will foster social and economic development at a regional and national level, by providing training and development opportunities for the thousands of Iraqi workers of Zubair and by promoting much-needed economic stimulus.
The Zubair Field Operating Division manages the rehabilitation and expansion project, which is staffed mainly by employees from South Oil Company with expert support from the consortium.
Top Headlines
- Dana Gas set to build on achievements with target 76% increase in production rate in 2009
- Eni, Occidental Petroleum and KOGAS Sign Technical Service Contract with Iraq's South Oil Company and Missan Oil Company to Redevelop Zubair Field
- Oil companies in Iraq too ambitious
- Qtel Achieves Nine Month Net Profit Growth of 28 Percent Year on Year to QAR 2.35 Billion
- Iranian Oil Production Falls at Key Oil Field


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GIVEAWAY: Kraak & Smaak "Chrome Waves" CD, Vinyl & More
DJ Times has partnered with Dutch production trio Kraak & Smaak, aka Oscar de Jong, Mark Kneppers and Wim Plug, to give away a few different versions of their fourth album release, Chrome Waves, released on Jalapeno Records on October 28th. The giveaway is only open to residents of the USA, and will begin on December 20th at 12pm, concluding at 12am on January 2nd, 2014. Winners will be announced via the widget in this post, and also notified via email. Listen to the album and enter to win below!
[soundcloud url="https://api.soundcloud.com/playlists/13009113" params="color=ff0000&auto_play=false&show_artwork=true" width="100%" height="450" iframe="true" /]
Tracklisting & Genres for The Future Is Yours/Good For The City:
A1. The Future is Yours (Adriatique Remix) – Deep House
A2. Good for the City (feat. Sam Duckworth) (Moullinex Remix) – Disco
B1. Good for the City (feat. Sam Duckworth) (diskJokke Nite Version) – Disco
B2.The Future is Yours (Detroit Swindle Revox) – Deep House
RULES: WINNER DETAILS WILL BE SENT ON DECEMBER 27 VIA EMAIL, UPON YOUR RESPONSE TO OUR PRIZE NOTIFICATION EMAIL. No purchase necessary to enter. The voting period will begin at 12:00PM EST on December 20, 2013, and end at 12:00PM EST on January 2, 2014. The winner will be notified and announced later that day via email, Facebook, and Twitter. The contest/event is only open to residents of the United States. Winners must respond in a timely fashion, otherwise their prize will be forfeited.


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The new head of the EPA is a damned arrogant imbecilic Marxist who clearly believes that it is her job to force Americans to do what she and her agency knows it the right thing. To hell with whether it really is the right thing or not, and most importantly, to hell with the consequences of her and her agency's decisions.
New EPA chief: Can everybody please "stop talking about environmental regulations killing jobs?"
The new head of the Environmental Protection Agency told an audience at Harvard Law School on Tuesday that cutting carbon pollution will "feed the economic agenda of this country" and vowed to work with industry leaders on shaping policies aimed at curbing global warming.
"Climate change will not be resolved overnight," EPA Administrator Gina McCarthy told the 310-member audience. "But it will be engaged over the next three years. That I can promise you."
McCarthy made a full-throated defense of her agency's right to address greenhouse-gas emissions and other pollutants, saying that air-quality regulations and environmental cleanup efforts have already produced economic benefits in the United States.
"Can we stop talking about environmental regulations killing jobs, please?" she asked, prompting loud applause. "We need to embrace cutting-edge technology as a way to spark business innovation." …
The simple truth of the matter is that the EPA has become little more than a club to be wielded against evil laissez faire capitalists who obviously have only one desire, which is to rape the environment, by an ever increasingly blatant Marxist Federal Government.
Read more at The Wilderness of Mirrors. By doriangrey1.


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October 6, 2007
Guest Blog: Hot Products From Seminar Tour in Canada
Filed under: Education, News About ASI, Using Ad Specialties
ASI Canada Kicks Off Fall Seminar Tour – Canadian Suppliers Present New
Last week was an exciting time for ASI Canada! I spent the week along with Fred Oesen, Vice President of ASI Canada (former founder of Team Task Force) and Jay Ostrow, Director of ASI Canada Sales, transversing the beautiful Canadian countryside, talking to ASI Canada members at the Fall Supplier Seminars.
ASI Canada in Winnipeg
Alex Morin, from Debco Bag, presents a new exclusive offering of Christmas bags.
What an invigorating week, from Winnipeg to Vancouver…meeting Canadian distributors and suppliers from coast-to-coast, listening to business plans, opportunities and challenges and providing ASI-driven solutions from a host of ASI Canada products and services.
The seminars were fast-paced and informative product presentations from Canadian suppliers, delivered to distributors at round tables of twelve. Every twenty minutes, distributors would shift tables, bringing suppliers a fresh audience. Suppliers that presented included:
From Calgary….
Distributors at the Calgary Fall Supplier Presentation with Canada Sportswear display in the background.
Some of the new products that caught my eye as big sellers this year, were featured in an article by the Edmonton Journal, are:
Ladies soft shell jacket from CX2, hand-blown crystal trophy award and Elision sunglasses.
Attendance escalated as the temperature dropped, going from 82 attendees in Winnipeg to 120+ in Calgary, Edmonton and Vancouver. And as we moved across the country, Fall unfolded itself, as autumn days turned to frost swept nights.
ESP Online Presentation
Jay Ostrow, Director of Distributor Services, ASI Canada, demonstrates ESP Online.
Susanne Curry (above left), Vice President of marketing for ASI, and Fred Oesen, Vice President of ASI Canada
Wishing all distributors and suppliers continued success.
Thank you Canada!
3 Comments
Leave a Comment


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New Discover L.A. Post – About "Star Trek" LocationsAug 3rd, 2016 | By Lindsay | Category: Discover Los Angeles Articles
Be sure to check out my latest Discover Los Angeles post. It's a round-up of Star Trek locations in the L.A. area that I've put together in honor of the franchise's upcoming 50th anniversary. You can read it here.
And on a side-note, I'd like to wish a very happy anniversary to my parents who are celebrating year number 42 today! Love you guys!


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1. FC Nürnberg Tickets
1. FC Nürnberg tickets can be ordered safe and secure on Worldticketshop. Our Marketplace allows you to securely buy and sell tickets online for concert tickets, football tickets and theatre tickets. Take advantage of our unique ticket buyer guarantee and TicketCover reimbursement. Your tickets will be sent by registered mail or local delivery. Order your 1. FC Nürnberg tickets today at Worldticketshop!
Please note: 1. FC Nürnberg fixtures are often subject to date changes due to TV rights and scheduling conflicts between 1. FC Nürnberg fixtures and Cup fixtures or other such fixtures. When buying tickets you effectively buy tickets for that specific fixture (not that specific date). Your order will remain in effect regardless of any possible rescheduling of the event date or venue.
1. FC Nürnberg Tickets
Counted among the most successful clubs in the Bundesliga in the history of German football, FC Nürnberg has several significant achievements to its credit including the German champions' title for nine times and vice-championship for four times. The club has also been the German Cup winners for four times. The FC Nürnberg Football squad has had several reputed international players like Andreas Köpke and Marek Mintal. The erstwhile German champions will once again try to reproduce their brilliant performance. You can get tickets to FC Nürnberg games in the Frankensteinstadion in Nuremberg by browsing through our tickets section. To get FC Nürnberg tickets, for any match at home or away, order your FC Nurnberg tickets right here at Worldticketshop.com - Your Ticket To Fun!
1. FC Nürnberg Football Club
The year 2007 turned to be a memorable one for FC Nürnberg, as it won the German FA Cup after a long gap of 71 years when it incidentally had become the first-ever champion team to lift the coveted trophy. Football became a truly popular national passion in Germany during the early part of the twentieth century when the sport invariably meant Nuremberg. According to a recent estimate, up to 47,000 fans attend the home matches and a large chunk of them follow the squad to away games. There are about 360 official fan clubs, including the English "Glubberer". Popularly known "der Club" or "der Glubb", FC Nürnberg is gearing up for another fruitful season. FC Nürnberg 's latest success has reinvigorated the team and its fans. If you are keen on watching a game of one of the most widely followed and rather unpredictable clubs today, you should get FC Nürnberg football club tickets. You have arrived at the right platform to jostle with those other millions of fans worldwide looking to grab FC Nürnberg football tickets, since the best FC Nürnberg football tickets are available right here at Worldticketshop.com – Your Ticket To Fun!
1. FC Nürnberg tickets currently not available
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We will send your 1. FC Nürnberg Alert email immediately once the 1. FC Nürnberg tickets you're looking for become available, so you'll be the first to know!
* Worldticketshop is a ticket marketplace. The tickets concerned are secondary tickets. Are the tickets you are looking for not listed on our website? Please request the tickets you want.


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No film in the history of this website has wrought more word heat than Neil Marshall's THE DESCENT. Not even the scourge that was PROM NIGHT 2K8 comes close to how much hate I've poured unto the cave bound invalid. Yet for some reason, this film, a film I've called on good days a "headache" and on bad days "soul crushing", has become my white whale. When the moons of Big Red align just right, a resistor some where deep in the logic circurity of my pink 3 lbs slips a few ohms and I think to mahself, "I should give THE DESCENT another try…" There is often a backup resistor, a vanguard in me of perpetual grudge to remind cognitive Pete that THE DESCENT is a cruel experience, but that trooper has to sleep too and thus nights like this find purchase.
It has been three years since I first took in THE DESCENT. Tonight marked either the 4th or 5th instance since and I hope for my own self esteem it was the former. Yet no matter how many calendars rise and fall between cursings, I just cannot see what other people see. Those people, be they personal pals like Beau who loved it or Internet strangers like Weinberg who swear by it, are people whose opinions on film I typically trust implicitly. Yet, I remain on a different page, blind and unreceptive to the mojo at large.
I must admit, tonight was the closest I've come to enjoying the flick. The Blu-ray transfer of THE DESCENT is crystal and the uncompressed sound mix deserves the finest seal of approval I can offer. Its a lot harder to seethe with rage when basking in front of a home theater system so nerdily refined it'd make Helen Keller hot. Still – and this is now me stowing exaggerations to remain objective – I did not enjoy it, rather i at last tolerated it. Though truth be told, I do not have enough digits on my person to count how many times I either threw hands into the air or groaned, "So fucking stupid…"
I've tried Marshall fans, I really have. We just don't mate. I despise every character in the script. I find nothing redeemable about how they are written on the page or carried out on the screen. The dwellers do nothing for me. The plot does nothing. The jolts nothing. Just..nothing. I find the whole ordeal a waste.
Now, I'm finally putting THE DESCENT behind me and the site. No longer shall I entertain the idea of hunting that white whale. I've finally realized that it never was my whale to hunt. It was my white whale's corpse beached upon a shallow shoreline. I gotsta stop staring at this bloated mutha'.
Tags: Beau, Neil Marshall, Scott Weinberg, THE DESCENT
Oh come on, one more try! It feels good!
And to think, when The De2cent comes out, you can just toss a numeral into these told-ya-so sessions of yours. ;)
I read this article as: "John will probably love THE DESCENT"
avast! a new whale approaches –
Wow. That teaser sucked.
I may be an internet stranger whose opinion on films you don't typically trust implicitly, but I did enjoy the movie. Maybe *I* should take another view and see if I can see it from your perspective.
Got another movie that I'll never see now. That trailer looks horrible.
i remember watching the Descent about 2 months ago, then quickly going to your site to see what read your review. now, you re-review it.
i thought it was all right, but then again, i watch one horror movie a decade. so, who the fuck am i? i just like the scene where you first see the creature; it was pretty creepy. however, the whole friend killing the other friend accidentally, then the other friend killing the initial friend-killer was a bit out of wack. i mean, somehow, they're managing to scrap enough courage to fearlessly face the creatures, which i do not completely understand given the fact that they're human beings fighting creatures in a fucking cave and that they're insides are lined with vaginas.
real humans would have banded together and just died w/ some poor axe-wielding, not killed each other.
we could cuddle up though, and watch Descent (2007) w/ Rosario Dawson at the movie marathon!


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On March 22, 2012 six transportation companies joined forces to release a one-stop website for travellers looking to book a bus trip across Alberta. By combining their established services, the network offers drop-off and pickup service at nearly 50 communities across Alberta. The partner companies include Red Arrow, Onkod, ebus, Brewster, Traxx and Sundog. Each carrier maintains its own pricing and identity, but the albertabus.com website functions as a one-stop booking centre.
Over the past year, our members have had concerns about service to various communities and limited awareness about bussing options. Since the deregulation, the primary service provider in Alberta has stopped servicing some smaller rural communities. This has opened up competition for other carriers looking to expand their service market.
Travellers looking for bus routes can now check www.albertabus.com or www.greyhound.ca to determine the best option for their travel needs.
The AAMDC will continue to monitor the situation and will keep members updated with any notable changes in service provision to rural communities.
Enquiries may be directed to:
Darren Reedy
Kim Heyman


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What's the best way to scale a QTVR movie in html? This is what it says on the Apple site...
SCALE=value (optional...requires QuickTime 3)
SCALE is either TOFIT, ASPECT or a number. By default the value of SCALE is 1. If set to TOFIT, the movie is scaled to fit the embedded box as specified by the HEIGHT and WIDTH attributes. If this is set to ASPECT, the movie will scale to fit the embedded box while maintaining the aspect ratio. If this is set with a number, the movie will be scaled by that number (e.g. 1.5). Note: Using the number scale attribute with a QTVR Panorama movie can degrade the performance of the movie even on high-end systems.
For example:
<embed src="sample.mov" width="200" height="240" scale="tofit">
But it's not working for my client in IE on Windows (it works on Mac Safari and IE though).
Here's an example of the problem... http://www.zen12165.zen.co.uk/files/...tvr/index.html
Any ideas?


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Blood and Snow Volumes 1-4: Blood and Snow, Revenant in Training, The Vampire Christopher, Blood Soaked Promises
By RaShelle Workman / Genre: Paranormal & Urban, Fantasy / Rating: 4.4 out of 5 stars (749 reviews)
Every thousand years the vampire queen selects a new body, always the fairest in the land, and this time she's chosen Snow White.
Lips red as rubies, hair dark as night. Drink your true love's blood, become the Vampire, Snow White."
BLOOD AND SNOW: Snow White isn't an ordinary girl. She doesn't know that yet.
REVENANT IN TRAINING: Snow has become something not quite human. She must discover how to live with the changes, hopefully without killing anyone.
THE VAMPIRE CHRISTOPHER: Snow White craves blood. Especially the blood of her Hunter. But will drinking from him save or enslave her?
BLOOD SOAKED PROMISES: Snow White must come to terms with her bloodlust. It's one thing to drink the blood of her Hunter, something else entirely to drink the blood of a human.
Free as of 12/24/13 for Kindle. Click here to find out if this book is still FREE.
The Rejected Suitor (The Clearbrooks)
By Teresa McCarthy / Genre: Mystery & Thrillers, Historical Fiction / Rating: 3.7 out of 5 stars (73 reviews)
Lady Emily Clearbrook secretly loved the Earl of Stonebridge, but one day, he left her without a word. Now, years later, the man mysteriously reappears and battles Emily's four brawny brothers to woo her again. But the bigger battle seems to be with Emily!
Free as of 12/24/13 for Kindle. Click here to find out if this book is still FREE.
Memoirs Aren't Fairytales: A Story of Addiction (The Memoir Series)
By Marni Mann / Genre: Literary, Contemporary Fiction / Rating: 4.6 out of 5 stars (260 reviews)
"I could feel my chin falling towards my chest, my back hunching forward. My body was acting on its own, and my mind was empty, like all my memories had been erased. There was scenery behind my lids. Aqua colored water and powdery sand that extended for miles. I was never going back to coke. I wanted more heroin. And I wanted it now."
Leaving behind a nightmarish college experience, nineteen-year-old Nicole and her best friend Eric escape their home of Bangor, Maine to start a new life in Boston. Fragile and scared, Nicole desperately seeks a new beginning to help erase her past. But there is something besides freedom waiting for her in the shadows–a drug that will make every day a nightmare.
With one taste, the love that once flowed through Nicole's veins turns into cravings. Tracks mark the passing of time, and heroin's grip gets tighter. It holds her hand through deaths and prostitution, but her addiction keeps her in the darkness. When her family tries to strike a match to help light her way, Nicole must choose between a life she can hardly remember, or a love for heroin she'll never forget.
Free as of 12/24/13 for Kindle. Click here to find out if this book is still FREE.
It's Got to Be Perfect: the memoirs of a modern-day matchmaker
By Haley Hill / Genre: Biographical / Rating: 4.8 out of 5 stars (39 reviews)
When Ellie Rigby hurls her three-carat engagement ring into the gutter, she is certain of only one thing, that she has yet to know true love.
Following months of disastrous internet dates and conflicting advice from her dysfunctional friends, she decides to take matters into her own hands. Although now, instead of just looking for a man for herself, she's certain her life's purpose is to find deep and meaningful love for all the singles in the world.
Five years on, running the UK's biggest matchmaking agency, and with thousands of engagements to her name, she has all the answers she needs. She knows why eighty-five percent of relationships fail. She knows why twenty-eight is the most eligible age for a woman. She knows that by thirty-five she'll have only a thirty-percent chance of marriage.
Most of all, she knows that no matter what, it has to be perfect. Or does it?
Free as of 12/24/13 for Kindle. Click here to find out if this book is still FREE.
Leave No Stone Unturned (A Lexie Starr Mystery, Book 1)
By Jeanne Glidewell / Genre: Women Sleuths, Mystery & Thrillers / Rating: 4.4 out of 5 stars (37 reviews)
Lexie Starr, a widowed library assistant, accidently discovers her new son-in-law, Clay Pitt, may be guilty of murdering his first wife.
Then Lexie's daughter, Wendy, is abducted.
Vowing to bring Wendy home and unravel the truth about Clay, Lexie comes face-to-face with Clay's psychotic mother, a foul-mouthed parrot, a bad-tempered detective, a feisty old B&B proprietor, and a potential suitor.
Free as of 12/24/13 for Kindle. Click here to find out if this book is still FREE.


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GOOGLE research says words such as "near me" and "closest" are becoming increasingly common as search engine queries.
The findings are more proof the world is turning to their mobile phones as a reflex action.
We all know most people would feel lost without their Smartphones. But more of them are now using them to find things in their local area.
Google this week reported that search interest in "near me" had nearly doubled since last year and had increased a whopping 3400% since 2011.
MORE: Mobile Usage Fast Facts
That's not a typo… there are now 34 times more "near me" searches compared to four years ago.
Not surprisingly, 80% of those searches come from mobile devices.
The steep increase for "near me" is not an anomaly.
The search queries "closest" and "nearby" are also being used more and more.
MORE: Australia's Leading Mobile Friendly Websites Revealed
"Finding a product or service nearby used to require a combination of the Yellow Pages, a paper map, and a telephone—not the most convenient solution," Google's marketing guru Matt Lawson wrote on the I Think With Google blog
"Thanks to the powerful devices in our pockets, we can quickly and easily find things around us. And we are, in massive numbers.
"Today's consumers are increasingly looking for things that are specific to where they are. While the most popular "near me" searches are for things you might expect—gyms, tailors, jewelers, shoe stores, furniture stores, appliances—there are some you may not. People have started to search for "dermatologists near me," "plumbers near me," "jobs near me"… Today, this in-depth research doesn't require a desktop—it's happening in stolen moments throughout the day."
ROI.com.au director Ewan Watt said the research further underlined how essential mobile-friendly websites were.
"We all know everyone wants things faster, this latest research just tells us what we all instinctively know," he said.
"Local businesses not only need mobile websites, they need to connect with local users and join the dots for potential customers. Where are you located? How do you get to my business? How fast can I service customers?
"The first business that does these things gets the sale.. the mobile customer does not look any further.. Mobile is a 24/7 sales channel for local businesses and should be treated accordingly," Ewan Watt said.
MORE: Mobilegeddon: Your questions answered
The report also says "near me" search queries are more common on weekends, when people step outside their usual workday routines and open their wallets.
"Taking a closer look at location-based searches over the course of a recent weekend, we see that on Saturdays, we are more likely to look for movie theaters and nail salons. Saturday nights are all about finding drinks and late-night pizza. Come Sunday, we are ready for church," Matt Lawson said.
Unsure of how your website stands up to mobile or what you should do to go mobile friendly? We can help you prepare for April 21.


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Is it possible not to be enchanted by those Dandelions?
Ever since I shared the first 2 sets of DIY paper lanterns, I have been think of how to make them even easier and more accessible. To be honest, it's not that easy to find the perfect size drinking glasses…
Today I am excited to share a new solution – see how we can make these magical Dandelion paper lanterns with ….
up-cycled plastic water bottles!
( Some of the helpful resources are affiliate links. Full disclosure here. )
Materials and tools:
- clear plastic water bottles from your recycle bin! Those with grooves are fine, they don't show when lit.
- white paper : I used Neenah Exact Index Cardstock which worked beautifully to get more of the dimensional effect. This paper is the perfect weight, not too flimsy like text paper, not too heavy yet hold its shape nicely.
- LED tealight candles like these ones to make them glow. If you want a really bright glow, use these LED Warm White Fairy Lights like I did for these lanterns!
- I used a Silhouette Portrait here to cut the designs, but it's easy enough to cut with an X-acto knife!
- clear tape
- free templates both for hand cutting and a Silhouette file which you can download at the end
First we will remove the labels and cut the clear plastic bottle to about 8″ tall. I use 1 Litre and 1.5 Liter bottles here. They will provide structures for our paper lanterns.
The paper cutting process is the same as the first paper flower lantern tutorial.
After cutting them by hand or on your Silhouette machine, fold those petals up so the blossoms become three dimensional. When a pattern gets a little more intricate, use a spatula or butter knife to help lift them off the cutting mat.
Tape the paper to the outside of the plastic bottle.
Now light the LED candles or string lights, and drop them into the bottles inside our paper lanterns .
Here are the free designs of these DIY paper lanterns for you to download!
If you have trouble downloading, it might be a browser issue, please ask friends to download and email to you! It works , lots of downloads already!
You may also love…
Dimensional paper flower lanterns with colored glow!
Paint a magical night landscape of Cherry blossoms in moonlight!
Mini paper house lanterns, perfect for fairies!
Time to make a wish, ready? GO! =)


text:
How Apple and Big Publishers Pushed E-Books Toward Failure
From Bloomberg Business:
Apple suffered a final defeat in its legal fight with the Justice Department over e-books Monday, when the Supreme Court refused to hear the company's appeal. When the case was filed in April 2012 it was seen as a fight over the future of the digital book industry, with Apple Inc. and the five biggest publishers aligned against Amazon.com Inc. While Apple and its allies lost in court, their vision for the industry won out. It hasn't been good for e-books.
The Apple case centered on whether publishers or online retailers would determine the prices for e-books. At the time, Amazon was selling e-books at a loss, buying a book for, say, $14.99 but then charging Kindle users just $9.99. Publishers worried that tactic would train customers to expect books to come cheap forever.
. . . .
While Apple fought through the courts, the publishers all settled with the Justice Department. Meanwhile, Amazon decided that letting publishers set their own prices wasn't such a bad idea, after all. Its newest deals with the big publishers allow them to do so. If Apple hoped to gain an advantage over a rival, it failed. Amazon controls about three-quarters of the U.S. e-book market, according to Good e-Reader, a website that follows the industry. In 2010 it made up 54 percent of the market.
Once Amazon gave up on its goal of setting a $10 standard price for e-books, the prices began to rise. Today, three of the top five best-selling books on the New York Times list for fiction cost at least $12. It's not unusual to be able to buy a paperback book for less than the cost of the digital version.
There's a widespread assumption that digital media always wins out over physical media. But even the Internet isn't immune to the basic laws of economics. E-book sales declined 12.3 percent over the first 10 months of 2015, compared with the previous year, according to the American Association of Publishers, which compiles data from 1,200 companies.
. . . .
"It's a fascinating question and clearly what it shows is that purchasers make a decision based on price," said Robert Thomson, the chief executive officer of News Corp., which owns Harper Collins, in a recent call with investors. "They are valuing a print book versus an e-book."
Thomson said he still expects e-books to grow as a percentage of the company's overall book business, but acknowledged that people have lots of choices on their devices, and won't necessarily choose books over other forms of entertainment.
Link to the rest at Bloomberg Business
Amazon, Apple, Author Earnings/Vanity Presses, Big Publishing, Ebooks, Pricing


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HOMEBUILT SUBMARINE PLANSFiled under HOME PLANSMay 4
The Homebuilt Submarine – Ron Wanttaja's Sea And Sky
The Homebuilt Submarine By Ron Wanttaja (firstname.lastname@example.com) This is a photo of me with the He found the plans for a hand-held Scuba tow in Popular Mechanics. He built
AquaSub: A One-Man Sports Submarine You Can Build DIY Project
AquaSub is a homebuilt submarine that you can build from plans. Use it for underwater exploration, photography, and fun.
Do It Yourself DIY Project Build It Homebuilt Kits Plans Electric
Robert Q. Riley Enterprises offers Do it yourself DIY project plans for homebuilt cars and AquaSub is a one-man sports submarine that operates in the near-surface
Build a 8-ft. homebuilt submarine DIY project | ProjectsPlans.com
If you're a skin diver of any experience you know that an electric powered sport submarine is great for underwater exploration. Seated in such a vehicle,
Due to the large scale I was working in, I couldn't simply trace the plans but the path becomes more clearly defined with every passing day. Homebuilt submarines
Submarine 101 – SubmarineBoat
Typical maximum operating depths for home built 1 ATM subs is about 350 feet in order to get drop beneath the surface, so getting a 1 ATM submarine to plan is a
PowerSub Corp (©1995) Homebuilt Submarine plans – Boat Design Forums
Hey Y'all, Per my 11-29-2008 reply (in another topic, REF: AquaSub). I was unable to access the old PopularLink.com web page. So I am posting a pic &am
Choosing Your Submarine Plans – EzineArticles Submission – Submit
If you've decided to undertake the impressive task of building your very own homemade submarine, then the first thing you need to do is develop detailed plans. But how
Submarine Boat Argonaut Jr. 2010. What if Simon Lake was building the Argonaut Jr. in the We plan to be in the water testing this summer. This site contains every
Dolphin home built submarine – Honda Motorcycles – FireBlades.org
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text: Hi Didier, Perhaps your transfer is the problem. After your transfer, stain your gel (using Coomassie Blue, for example) and determine if there is a lot of protein remaining in the gel. Also, if you use a prestained molecular weight ladder, you can see if your transfer is efficient. 10 V for 30 minutes seems a little low to me. We transfer minigels on a semi-dry transfer system (though it's not BioRad's) and our conditions are 30 V for 1-2 hours. Sam. ------------------------------------------ samuel.lee at utoronto.ca Department of Pharmacology University of Toronto Toronto, Ontario Canada Didier Fesquet wrote: > > hi, I am having trouble to detect protein in the range of 20-30 kd by > western blotting. I am tranferring the gel onto Nitrocellulose(0.22um) > as well as immobilon P using semi dry tranfer (biorad apparratus) and > the recommended voltage 10volt , 30min for a mini gel. upon transfer, by > ponceau staining , I could not detect sharply stained protein band. what > happen! > any help is wellcome > > thanks > > didier


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