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Skip to comments.The Coming Derivatives Panic That Will Destroy Global Financial Markets
Posted on 12/05/2012 9:26:29 AM PST by blam
The Coming Derivatives Panic That Will Destroy Global Financial Markets
Stock-Markets / Financial Crash
Dec 05, 2012 - 04:24 AM
By: John Rolls
John Rolls Submits, Michael Snyder writes: When financial markets in the United States crash, so does the U.S. economy. Just remember what happened back in 2008. The financial markets crashed, the credit markets froze up, and suddenly the economy went into cardiac arrest. Well, there are very few things that could cause the financial markets to crash harder or farther than a derivatives panic. Sadly, most Americans don't even understand what derivatives are. Unlike stocks and bonds, a derivative is not an investment in anything real. Rather, a derivative is a legal bet on the future value or performance of something else.
Just like you can go to Las Vegas and bet on who will win the football games this weekend, bankers on Wall Street make trillions of dollars of bets about how interest rates will perform in the future and about what credit instruments are likely to default. Wall Street has been transformed into a gigantic casino where people are betting on just about anything that you can imagine. This works fine as long as there are not any wild swings in the economy and risk is managed with strict discipline, but as we have seen, there have been times when derivatives have caused massive problems in recent years.
For example, do you know why the largest insurance company in the world, AIG, crashed back in 2008 and required a government bailout? It was because of derivatives. Bad derivatives trades also caused the failure of MF Global, and the 6 billion dollar loss that JPMorgan Chase recently suffered because of derivatives made headlines all over the globe. But all of those incidents were just warm up acts for the coming derivatives panic that will destroy global financial markets. The largest casino in the history of the world is going to go "bust" and the economic fallout from the financial crash that will happen as a result will be absolutely horrific.
There is a reason why Warren Buffett once referred to derivatives as "financial weapons of mass destruction". Nobody really knows the total value of all the derivatives that are floating around out there, but estimates place the notional value of the global derivatives market anywhere from 600 trillion dollars all the way up to 1.5 quadrillion dollars.
Keep in mind that global GDP is somewhere around 70 trillion dollars for an entire year. So we are talking about an amount of money that is absolutely mind blowing.
So who is buying and selling all of these derivatives?
Well, would it surprise you to learn that it is mostly the biggest banks?
According to the federal government, four very large U.S. banks "represent 93% of the total banking industry notional amounts and 81% of industry net current credit exposure."
These four banks have an overwhelming share of the derivatives market in the United States. You might not be very fond of "the too big to fail banks", but keep in mind that if a derivatives crisis were to cause them to crash and burn it would almost certainly cause the entire U.S. economy to crash and burn. Just remember what we saw back in 2008. What is coming is going to be even worse.
It would have been really nice if we had not allowed these banks to get so large and if we had not allowed them to make trillions of dollars of reckless bets. But we stood aside and let it happen. Now these banks are so important to our economic system that their destruction would also destroy the U.S. economy. It is kind of like when cancer becomes so advanced that killing the cancer would also kill the patient. That is essentially the situation that we are facing with these banks.
It would be hard to overstate the recklessness of these banks. The numbers that you are about to see are absolutely jaw-dropping. According to the Comptroller of the Currency, four of the largest U.S. banks are walking a tightrope of risk, leverage and debt when it comes to derivatives. Just check out how exposed they are...
JPMorgan Chase
Total Assets: $1,812,837,000,000 (just over 1.8 trillion dollars)
Total Exposure To Derivatives: $69,238,349,000,000 (more than 69 trillion dollars)
Total Assets: $1,347,841,000,000 (a bit more than 1.3 trillion dollars)
Total Exposure To Derivatives: $52,150,970,000,000 (more than 52 trillion dollars)
Bank Of America
Total Assets: $1,445,093,000,000 (a bit more than 1.4 trillion dollars)
Total Exposure To Derivatives: $44,405,372,000,000 (more than 44 trillion dollars)
Goldman Sachs
Total Assets: $114,693,000,000 (a bit more than 114 billion dollars - yes, you read that correctly)
Total Exposure To Derivatives: $41,580,395,000,000 (more than 41 trillion dollars)
That means that the total exposure that Goldman Sachs has to derivatives contracts is more than 362 times greater than their total assets.
To get a better idea of the massive amounts of money that we are talking about, just check out this excellent infographic.
How in the world could we let this happen?
And what is our financial system going to look like when this pyramid of risk comes falling down?
Our politicians put in a few new rules for derivatives, but as usual they only made things even worse.
According to Nasdaq.com, beginning next year new regulations will require derivatives traders to put up trillions of dollars to satisfy new margin requirements.
Swaps that will be allowed to remain outside clearinghouses when new rules take effect in 2013 will require traders to post $1.7 trillion to $10.2 trillion in margin, according to a report by an industry group.
The analysis from the International Swaps and Derivatives Association, using data sent in anonymously by banks, says the trillions of dollars in cash or securities will be needed in the form of so-called "initial margin." Margin is the collateral that traders need to put up to back their positions, and initial margin is money backing trades on day one, as opposed to variation margin posted over the life of a trade as it fluctuates in value.
So where in the world will all of this money come from?
Total U.S. GDP was just a shade over 15 trillion dollars last year.
Could these rules cause a sudden mass exodus that would destabilize the marketplace?
Let's hope not.
But things are definitely changing. According to Reuters, some of the big banks are actually urging their clients to avoid new U.S. rules by funneling trades through the overseas divisions of their banks...
Wall Street banks are looking to help offshore clients sidestep new U.S. rules designed to safeguard the world's $640 trillion over-the-counter derivatives market, taking advantage of an exemption that risks undermining U.S. regulators' efforts.
U.S. banks such as Morgan Stanley (MS.N) and Goldman Sachs (GS.N) have been explaining to their foreign customers that they can for now avoid the new rules, due to take effect next month, by routing trades via the banks' overseas units, according to industry sources and presentation materials obtained by Reuters.
Unfortunately, no matter how banks respond to the new rules, it isn't going to prevent the coming derivatives panic. At some point the music is going to stop and some big financial players are going to be completely and totally exposed.
When that happens, it might not be just the big banks that lose money. Just take a look at what happened with MF Global.
MF Global has confessed that it "diverted money" from customer accounts that were supposed to be segregated. A lot of customers may never get back any of the money that they invested with those crooks. The following comes from a Huffington Post article about the MF Global debacle, and it might just be a preview of what other investors will go through in the future when a derivatives crash destroys the firms that they had their money parked with...
Last week when customers asked for excess cash from their accounts, MF Global stalled. According to a commodity fund manager I spoke with, MF Global's first stall tactic was to claim it lost wire transfer instructions. Then instead of sending an overnight check, it sent the money snail mail, including checks for hundreds of thousands of dollars. The checks bounced. After the checks bounced, the amounts were still debited from customer accounts and no one at MF Global could or would reverse the check entries. The manager has had to intervene to get MF Global to correct this.
How would you respond if your investment account suddenly went to "zero" because the firm you were investing with "diverted" customer funds for company use and now you have no way of recovering your money?
Keep an eye on the large Wall Street banks. In a previous article, I quoted a New York Times article entitled "A Secretive Banking Elite Rules Trading in Derivatives" which described how these banks dominate the trading of derivatives...
On the third Wednesday of every month, the nine members of an elite Wall Street society gather in Midtown Manhattan.
The men share a common goal: to protect the interests of big banks in the vast market for derivatives, one of the most profitable and controversial fields in finance. They also share a common secret: The details of their meetings, even their identities, have been strictly confidential.
According to the article, the following large banks are represented at these meetings: JPMorgan Chase, Goldman Sachs, Morgan Stanley, Bank of America and Citigroup.
When the casino finally goes "bust", you will know who to blame.
Without a doubt, a derivatives panic is coming.
It will cause the financial markets to crash.
Several of the "too big to fail" banks will likely crash and burn and require bailouts.
As a result of all this, credit markets will become paralyzed by fear and freeze up.
Once again, we will see the U.S. economy go into cardiac arrest, only this time it will not be so easy to fix.
Few people understand the notional value of a derivative vs. the amount at risk.
If I bet you a dollar that the Dow will go up tomorrow, the notional value is billions of dollars in trading in Dow stocks. But the most I can win or lose is still only a dollar.
And the Middle Class will pay the bill while the derivative people retire to their private islands. Ever since the Savings and Loan bailout, the slicky-boys have been after government money.
Watch Ann Barnhardt's new 8 part YouTube.
This sort of misbehavior on the part of bankers got us a Fake White Indian as a US Senator.
Keep it up and the country may vote for "public option banks", followed perhaps by full-on Communism.
These guys just don't know when to quit.
I know I don't - but it's seems like one big breeze vs the house of cards
"Keep it up and the country may vote for public option banks, followed perhaps by full-on Communism."
REPORT: Elizabeth Warren Will Get A Seat On The Senate Banking Committee
The Commies have complete control of this country.
Nonsense. It was poor folks buying homes, you betcha.
At least the banks aren't over-regulated. Cuz that would be baaaaad.
Sounds good.
Only thing NOT to do in her presentation is:
not file tax returns.
Not filing is guaranteed to give government MORE money.
Our economy already crashed. More and more I am convinced that the best thing for our country would be a very deep depression. We need a reset.
"The Economy Is Going To Implode" (Ann Barnhardt's 8 part presentation as to why)
"The Economy Is Going To Implode" (Ann Barnhardt's 8 part presentation as to why)
I remember that the entire home mortgage value was once estimated at $1.2 trillion dollars. Conservative dogma aside, the facts seem to show this country would have been better off to have the US Government pay off each and every home mortgage that existed in the US as a home mortgage TARP
Fix the problem by restoring the Glass Steagall law prohibiting commercial banks from engaging in speculative investment banking activities. Most businesses and individuals deal with commercial banks. The repeal of Glass Steagall gave the speculative investment bankers access to customer deposits for speculating, not the traditional commercial banking activity of making loans to support business and individuals.
Restore the conservative commercial banking sector. Let investment banks raise their own capital in the equity and bond markets for speculative trading in derivatives and mortgage backed securities. If derivatives unwind badly, the investment banks can be liquidated harming only their shareholders and bondholders and not putting the separate commercial banking system at risk.
It wasn't "fixed" last time. The only way for the government to handle these things is to not participate in any notion of fixing anything, To deregulate markets and deregulate business in general and to permanently and greatly cut tax rates. The resulting crash will be terrible but rather less terrible than the one that is inevitably going to occur after the government has consumed most of the economy/society's resources in bailout and theft schemes. And a crash that results in drastic reduction in the governmental obstacles to markets and profits will be amazingly short-lived compared to the one the wreckage of which we are still wallowing in.
I believe one can argue as a Christian that to continue to subsidize evil IS evil. If that means surrendering ALL, well, He did. If they want to imprison her, torture her, even kill her for pointing out that the "King has NO clothes" they would just create a martyr. My guess is they will ignore her. The rest of us, as you point out, would probably not fare as well.
Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.


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MAKERFEST is May 21st at Pierce College. What will YOU show this year?
What is MakerFest?
MakerFest is an event where makers can show off what they have made and how they made it. Think of it as a big-show-and-tell event. It provides an opportunity for people to gather, connect, and explore the processes, products, and joys of making. MakerFest is inspired by MAKE magazine's annual Maker Faires, but is not affiliated with or endorsed by the MAKE brand or company. Features of the Fest include; displays, demonstrations, workshops, and hands-on activities.
Our Manifesto:
MakerFest is a festival-style celebration of makers. A Maker is a person that engages in the process of making or producing something. Makers run the gamut from woodworkers, tinkerers, coders, crafters, to robot builders. The Maker movement includes amateurs, enthusiasts, hobbyists, innovators, and entrepreneurs.
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text:
Cuba has been in the news a lot lately and for many of us who left, it's been an emotional upheaval. People ask me all the time if I will go back and I have to explain how difficult the Cuban government makes it for us to visit. Besides, the Castros made my family's life miserable, so why would I go back so long as they're alive?
But, I thought I'd share this photo of my mom and brother in Cuba before the Castro dictatorship took hold and created the diasporo that exiled so many Cubans all around the world and in the United States.


text:
Animal Puzzle for Kids - Lite - FREE
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- 9 different animal puzzles
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- App is installed in SD


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text: Just got one in. All in all a very nice phone. MO-SMS text messaging is fast and touchpad scrolling is much smoother than the i1. It also has direct talk, which was not available on the i1. Big improvement over the i1 although I wish it had Android 2.2. Hopefully an update for that will be available soon.


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1000 Words
I had my exam back in November, it was quite okay and thank god I managed to get through to the second semester otherwise ill be repeating another year. But alhamdullilah im through, and now im going to tell you quite a long update as requested by a friend . it was supposed to be an update but I think its more like a story to me.
December 2009 was the best month of my the year after a lot of ups and downs I experienced in 2009, 2009 was quite a an awesome one, had a roadtrip to Belait with the cousins to stay at my cousin's house in kuala belait, it was quite fun. Almost everyday Aziz slept at my house playing FIFA 10, we had a mini tournament and I emerged victorious wahaha =D. I have to say im quite good! HAHA prasasn much!
14th December 2009 was quite a day, first time I saw pipah since she left for Australia 4 months ago, but now she's back and it was quite a day, she's just one awesome girl. Qilah, wanah and nurul was there too, and I still remember they bought the mini watch that day and we had fun at the arcade and taking pictures at rizqun hotel.
December was quite awesome! Yes I love it that's why I keep mentioning it, movies, hang outs and all. Oh yes! Suka ku geng! Haha. OH! And I remember this one day, me aziz my bro and the gang crashed the empire hotel's swimming pool, I was quite embarrassed that a lot of people are using the same towel, panya tuala yg bebayar yg kita mesti register. We were like the only ones who are using white towels.The life guard stared at us but I just pretend that everything's okay.
January 2009 was quite an emotional and a redemption month for me,nurul,wanah,pipah and kilah. I don't wanna get into that but I have to say January to March is the best time of the year for me, I never felt so happy before. It was quite a different story compared to December. Every Saturday we would hang out and have fun and go crazy!. But after pipah left things changed for me, I really really miss having her around. I try to cheer myself up and the gang took me to ICC for the apa tu namanya ah, lupaku ih. ( ada si face painting btw ) oh and we surprised pipah 3 days before she left, she predicted it though but its okay asal ikhlas surprise kan ah hahahaha. Elek sha!
After she left, It took me a few days to settle down and I did, i just move on with my life and have fun, main tekken di rumah wanah sampai tehabab! Kilah slalu pkai si Lee, and everytime I played tekken, lee would remind me of her HAHAHA. Good times people, good times.. I miss those days man! Like seriously I do.
March is a month full of ups and downs. More to downs though, got back from camp with a roasted chicken face, and suddenly baby called me from KL, manis baby atu haha and she told me that she made a keychain of Nazmi Love Someone, how sweet of her and when she gave me , it was too late, the keychain is pretty and I still have it here, but for now I put it in my memory box, AU AKU ADA MEMORY BOX! Haha. Wanah, baby, kilah tried very hard to cheer me up and I did, im back to my old self =DD
Banyak-banyak hari, hari apa yg krabau sama ayam hangout sama bapa ayam? Hari ani tah tu jawapannya, haha okay this is lame and its an inside joke, so yeah haha, well guess what I went to MD today and had a very weird and spontaneous lunch break but it was great seeing Kilah just now, she's energetic and fun to hang out with, always gave you that happy smile as always. Haha apparently aku inda malay promise today, im always late in everything, oh yes believe me. I arrived at MD 15 minutes early, and I was planning on bawa si kilah makan buttermilk but since she said lets stay so stay tah ku tu. Went to the canteen, bought a 100 plus and saw a few hot chicks, damn! Then I was looking for that someone and hoping to run into her, but she wasn't around so we went up and saw si face painting leaning on the table. Then I had a sudden craving for ferrero rocher and went to chris brown's mini mart to find some but they ran out of ferrero so I had to choose M&M as an alternative for ferrero, bought 4, initially 2 was for me and 1 is for aziz and kilah, but since aziz nda mau he gave it to his daughter hahah! Then send them back to school and saw one of the you know who's friend, I skipped lecture and went home cause im feeling exhausted. And I just knew that there's a test! Damn! Now I need to find an excuse why I skipped that test. Haiyaaaa!
Now Im counting the days and months for pipah to get home, I miss her a lot. With cyn gone, its hard to express myself around my new friends, miss my friends a lot in UK and in aussie. I cant wait for them to come home.
This is my 137th post after 2 years, this blog is no longer that active like before, but for now it is a very long update..
That's it from Me , oh and I have a question!
Banyak- Banyak ayam……… the rest of the question is for you to find out


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Ever wondered what is happening back-stage when your Internet Explorer or Mozilla Firefox is loading a web-page?
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text:
Hailstorms on and off all day and a very cold wind in the highlands, that's why i am on laptop
When I watch Monty plant his tatties he earth up straight away when I plant I earth up as they grow, am I doing wrong?.
Rather than a stain I am going to use decking oil, it is new decking done last year, I am going to wait for it to dry out and apply the oil to protect
I bought some last year and I seem to remember you have to let them wither right down
Ne'er cast a cloot till May be oot. I go by that saying for tender plants
I did plant them a bit too close together and we have had a lot of rain, I do have them staked. thanks
brown leaves and stem on my broad beans, what could it be please, thanks
many thanks verdun
Good morning. What is the best fertiliser to use when seeeding a new lawn, I have growmore and chicken manure pellets can I use any of these.
Well if anybody does know can they please tell me!


text: Anybody know what the current ice situation is like at Fourth of July? Hog Canyon had about 1/4 mile of open water lat the launch last wed, and there were two pontoon boats on it. Rock has reportedly been doing well all winter. I caught 3 rainbows and 1 brown there last Fri, but also had the good fortune of going with a neighbor who has a boat. It's a big, windy lake for smaller craft, although I have had success from my pontoon in the past - sticking real close to shore on both sides. Worth a shot to break the cabin fever in any event.


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This article has 1 comment
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Harris-Teeter — Grocers
ITW Texwipe Company — Cleaning Materials
Johnson Controls, Inc. Battery Division — Marine, Locomotive & Automotive Batteries
Kernersville Family YMCA — Health & Fitness Center
Kohl's — Department Store
Lowe's Home Improvement Warehouse — Building Materials
Novant Health Kernersville Medical Center— Health Care
OmiSource Southeast — Metal Recycling Services
Parks Chevrolet — Automotive Sales/Repair
Pepsi Bottling Ventures LLC — Manufacturing of Pepsi Products
Piedmont Aviation Component Services — Aircraft Components
QMF Metal & Electronic Solutions — Contract Manufacturer of Metal Products & Assemblies
Target — Department Store
TCI Logistics — Trucking and Transportation
Town of Kernersville — Government
Unifirst — Uniform Supply Services
Walmart — Retail Sales Department Store
Links to Government & Business Reference Sites
NC Department of Commerce – Business Recruitment Division
NC Information Service
Business Advisor (federal government information)
US Chamber of Commerce


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The ROCKY MOUNTAIN NEWS' Curtis Eichelberger has been covering the potential move of the Nordiques to Denver since rumors about the team's move to the area began. He told THE SPORTS BUSINESS DAILY that questions about the Denver market's ability to support an NHL team are valid, but he thinks Denver could support a franchise. Eichelberger: "I do think with the proper marketing there is enough of a base here to get people to turn out." THE CORPORATE DOLLARS: Eichelberger thinks the biggest area of concern will be the ability of the Denver corporate community to support the skyboxes and club seating necessary to make the franchise profitable. He says there are many Denver teams competing for corporate money. Eichelberger: "I think you're not going to have a problem filling the place, and I think you are going to sell some boxes, but to sell them all, and to get the kind of money they've -- the Rockies, the Broncos, the Nuggets, and even up at CU -- been getting for them, I think that's where the real test is going to be" (THE DAILY). HAMILTON IN THE MIX? A U.S. group led by Rough Riders Owner Horn Chen is interested in bringing the Nordiques to Hamilton, according to this morning's Hamilton SPECTATOR. John Kernaghan reports that Chen's group has been in contact with the Nordiques, but "have received no reply." Hamilton Mayor Bob Morrow, who confirmed the groups' interest, said the city did not want to "seem predatory." Hamilton: "But we couldn't wait until a deal was done to move the team to Denver" (Hamilton SPECTATOR, 5/19).
Yesterday's noon deadline for a local group to buy the Jets from Barry Shenkarow and keep them from moving to Minnesota came and went without a decision. Local buyer Izzy Asper released a statement suggesting "he was prepared to make an offer to purchase the team, and would have further details next week" (WINNIPEG FREE PRESS, 5/19). SHORT ON CASH: The Canadian Government failed to donate the C$37M Manitoba and Winnipeg officials had hoped they would to help fund a new C$111M arena for the team, instead contributing C$20M. However, local officials were optimistic the shortfall can be met, according to John Douglas in this morning's WINNIPEG FREE PRESS. Douglas reports that in addition to the C$17M shortfall for the arena, the C$110M needed from local buyer Izzy Asper and the community was still C$28M short (WINNIPEG FREE PRESS, 5/19). PLAYING FAVORITES? Yesterday's decision by the Federal Government to allocate funds for an arena created an uproar in Quebec, where the Nordiques have also threatened to leave if a new arena is not built. In this morning's GLOBE & MAIL, Stephen Brunt writes that Quebec's pro-separatist government will likely use this issue as another way to blame the Federal government, "just months before the referendum" on Quebec separation. Brunt notes, the issue "is another card to play, and it will be played if Canada sinks money into the Jets" (GLOBE & MAIL, 5/19). Canadian Prime Minister Jean Chretien denied charges of favoritism, noting that the federal infrastructure funds allocated to Manitoba for a new arena in Winnipeg had been used for a convention center by the province of Quebec (Hugh Windsor, GLOBE & MAIL, 5/19). MEANWHILE, IN MINNESOTA: MN businessman Richard Burke, in line to buy the Jets if the Winnipeg effort fails, allowed the deadline to pass "because of the intensity of the day and the potentially violent situation" in Winnipeg, where thousands gathered downtown to await word on the sale, according to the Minneapolis STAR-TRIBUNE. Jay Weiner writes it is "unclear if Burke's option to buy the team expired Thursday, or if Shenkarow simply pushed the purchase process into the future to calm feelings and give the political and business communities one more chance." Weiner also reports league officials were "semi mystified" by the days events (Minneapolis STAR-TRIBUNE, 5/19). STAR-TRIBUNE Columnist Tom Barreiro writes there are two reasons Burke did not demand a deal yesterday: "The first is that Burke does not want to come off as the cold, heartless franchise- robber, and figures that once it becomes obvious Winnipeg can't close the deal, then he'll be able to take the team anyway. The second, is that Burke, who has to know by now that it is no better than a long shot to get the [state] aid he wants...is no longer in a hurry to take the team" (5/19).
The Walt Disney Co. and the Angels yesterday announced that Disney has agreed in principle to buy a 25% interest in the team, with an option to purchase the rest of the team upon the death of Owner Gene Autry, according to the L.A. TIMES. Disney will reportedly assume the role of managing general partner and run the day-to-day operations of the team. According to Angels President and CEO Richard Brown, that will happen "when the deal is consummated." Although terms were not disclosed, the deal is reported to be worth about $30M. Former MLB Commissioner Peter Ueberroth, who was considered the "front-runner" to buy the team was told that the Disney offer "exceeded" the bid made by his group. Ueberroth: "We were disappointed that our bid was not accepted..." (Steve Emmons, L.A. TIMES, 5.19). MARKETING REVIVAL? In L.A., Ross Newhan writes, "[Disney's involvement] will almost certainly mean the revival of a comatose marketing and sales program throughout a densely populated area that the Angels have often ignored" (L.A. TIMES, 5/19). Disney Chair and CEO Michael Eisner said that the company "will create a number of concepts to develop synergies between the Angels and various Disney entities" (Thomas King, WALL STREET JOURNAL, 5/19). IMPROVED RELATIONSHIPS: Since the relationship between the Autrys and the city of Anaheim "has been strained for years ... the possibility of Anaheim building a new baseball stadium with favorable terms for the Angels, or of at least significantly improving the ... lease, is greatly enhanced by Disney's involvement" (L.A. TIMES, 5/19).
The firing of coach Chris Ford "might be the start of wholesale changes in the Celtics organization that could include the axing" of GM Jan Volk, according to Steve Bulpett in the BOSTON HERALD. The Celtics say Volk's job is not in jeopardy, but "one belief from within is that Volk won't be given a new contract when his expires this summer." Bulpett also reports that Tod Rosensweig, the team's VP/Marketing and Communication also "might find his job in peril." Rosensweig headed the Celtic marketing operation until Stuart Layne took over the department in March of '94. Layne "appears to be headed to an expanded role" as COO. One anonymous employee: "I just think a lot of people are very nervous about the direction everything is going in" (BOSTON HERALD, 5/18). Team sources told Jackie MacMullan of the BOSTON GLOBE that Layne "is clearly Paul's (Gaston) guy. Jan is from the Red Auerbach camp and that camp is losing power every day." MacMullan writes league sources "were concerned enough about Rosensweig's status to start looking into other markets for him" (BOSTON GLOBE, 5/18).
Onex Corp., a Canadian investment firm and Quilmes Industrial S.A., Argentina's largest brewer, "fired the first shot" for John Labatt Ltd. yesterday by offering C$2.3B for the beer and entertainment conglomerate. Onex Chair Gerald Schwartz "suggested he was prepared to raise his debt-propelled offer if he finds Labatt is worth more." Labatt, which controls close to 45% of Canada's domestic beer market, also owns European breweries as well as up to C$1B-worth of sports and entertainment properties, including the Blue Jays, CFL Argonauts, SkyDome, and The Sports Network (Marina Strauss, Toronto GLOBE & MAIL, 5/19). NO GO?: Labatt President George Taylor has dismissed the initial offer. Taylor: "This is a wholly inadequate proposal and does not reflect fair value to our shareholder." Industry analysts and market watchers said the bid "will have to be higher" for a deal to be made. David Cohen, an analyst with Research Capital Corp., said the offer was "a little light relative to what people expected relative to the value of Labatt's assets." Labatt's Board of Directors will meet today to discuss the bid (Art Chamberlain, TORONTO STAR, 5/19). WITHER THE JAYS: Schwartz said he wanted to return Labatt to its roots as a brewer and eventually sell its non-brewing assets to pay for a leveraged buyout (Bertrand Morotte, CALGARY HERALD, 5/19). But he also said Labatt's interest in the Blue Jays might remain. Schwartz: "[Baseball] is a business I don't understand, and I would want to get advice from (Blue Jays President) Paul Beeston. ... Obviously the Blue Jays are a great marketing vehicle for Labatt" (John Saundes, Toronto GLOBE & MAIL, 5/19). According to Bill Lankohf of the TORONTO SUN, potential suitors for the team include: Canwest Global; cable TV mogul and Sun owner Ted Rogers; and the Bassett family, owners of CFTO and Baton Broadcasting (TORONTO SUN, 5/19). TSN HOT? One business executive: "The hot property is TSN. Lots of people would like to buy into that. I think you'll see (Schwartz) lump some things like the Argos and Blue Jays with TSN and try to sell it as a package" (TORONTO SUN, 5/19). In Toronto, Rob Longley writes that TSN's "profit picture has never been rosier and therefore the network and its holdings ... have never been more ripe for a sale." If TSN is sold, Longley writes that possible buyers include Molson, which last year was unsuccessful in a bid for a regional sports network, and Canwest Global, which is "becoming a bigger force in the broadcast industry" (TORONTO SUN, 5/19). Other possible buyers include Astral Communications of Montreal, Alliance Communications of Toronto, Telemedia of Montreal, Western International Communications of Vancouver, Baton Broadcasting of Toronto, CanWest Global Communications of Winnipeg, and News Corp.'s Twentieth Century Fox. One analyst pegs the value of Labatt's broadcasting assets and TSN "at roughly $600 million" (Harvey Enchin, TORONTO GLOBE & MAIL, 5/19).
Cable TV exec John Rigas and the Pirates yesterday reached a preliminary agreement for him to buy the team. Rigas will reportedly pay $25.15M in cash and assume $60M in debt for the franchise. He will also assume the $13M projected debt for '95, plus a $20M city-backed loan to the team in '85. Rigas: "It is a risky gamble, but one we think is worth taking to keep baseball in Pittsburgh ... and to get a new stadium." The agreement is expected to be formalized within about four weeks, and then must be approved by MLB owners (N.Y. POST/AP, 5/19)


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Experience a wide variety of fun, informative and exciting adventures for adults and children, including the McGovern Hall of the Americas, Cullen Hall of Gems and Minerals, Wiess Energy Hall and the brand new Hall of Paleontology.
Your self-guided tour of the HMNS Exhibit Halls may take as little as a half an hour or be an all day event...there is that much to see and learn! Ticket includes return visit privileges for the entire day.
Admission price includes access to all HMNS Exhibit Halls except certain "Special Exhibitions" and the Brown Hall of Entomology. Access to the Brown Hall of Entomology is included with admission to the Cockrell Butterfly Center.
Admission to the Permanent Exhibits is FREE Thursday afternoons. Check the main website for current information.
Members: HMNS permanent exhibits are always free! Adult Tickets: $25.


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Region – On Sunday Sept. 9 from noon to 5 p.m., E.J. Candies, of Sturbridge; the Animal Shelter Inc. of Sterling; Worcester Magazine; and Pet Smart will present "Pet Rock: A Benefit for the Animals" at Quinsigamond Community College, 670 West Boylston St., in Worcester.
A family-oriented festival, the primary purpose of Pet Rock is to promote responsible pet ownership and care through education. It also brings attention to other animal issues at a fun-filled day for participants and their dogs. Pet Rock also boasts live music, a variety of vendors, carnival games, prizes, raffles, kids rides and more than 200 animal breed rescue groups, shelters and animal welfare organizations.
Pet Rock, the only show of its kind and the largest pet expo on the East Coast, presents attendees with a chance to learn about any pet-related gift, product or service imaginable.
Pet Smart and Citadel Stations (WXLO, Oldies 98.9 and 100.1 The Pike) are providing the music for this ninth annual musical animal benefit. Bands at this year's event include local favorite Pet Rock (the band) and R&B powerhouse The Valves.
WXLO will be conducting "The Cutest Pet Contest," with first prize being a trip to Aruba (for the humans). The "Blue Dog Group," with Frisbee-catching dogs, will also be performing.
This year there will be an appearance by the Zoom and Groom doggie bathing van. The Boston Animal Rescue League will perform rescue demonstrations and will have its mobile spray-andneuter unit on site.
Prizes will be awarded to law enforcement officials who help apprehend perpetrators of crimes against animals; cash prizes will go to shelters and rescues. Proceeds benefit New England-based animal welfare organizations.
Dogs are welcome, but all other animals must stay home. The festival includes dog contests (with categories such as "owner-dog lookalike" and "best vocalist"), a free rabies clinic and lowcost micro-chipping sponsored by VCA Hospitals, doggie massages, the adoptable pet parade, professional photos with your pet, cat photo contests, ID pet tags engraved while you wait, tryit yourself agility contests and the popular doggie water park to cool off .
Check out www.petrockfest. com for updates.


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Biography: I brought Harley into my home when he was just 12 weeks old, almost 4 years ago. He has been an added joy to my life!
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California has always been a place of opportunity—and no institution embodies this promise more than the California Community Colleges. California's Community Colleges, the largest higher education system in the nation, were created to provide affordable and accessible educational opportunities for all Californians. Today, the system serves nearly 3 million students each year, supplies the majority of the state's workforce training, and provides a stepping stone for students on the pathway to four-year and graduate degrees.
The goal of the California Community Colleges Scholarship Endowment is to support student success and opportunity by creating a permanent fund for scholarships, offering long-term relief to the rising costs that keep many students from completing their education.
With its historic commitment to the California Community Colleges in 2008, The Bernard Osher Foundation inspired a new trend in community college philanthropy, helping raise awareness of the need to increase scholarship support to California's community college students.
The Osher Foundation's lead gift of $25 million established the California Community Colleges Scholarship Endowment, and their commitment of another $25 million in match dollars launched a three-year fundraising campaign to create the largest scholarship endowment for a community college system in the nation.
The California Community Colleges and the Foundation for California Community Colleges raised an additional $28.5 million, spurring $14.2 million in match dollars from The Osher Foundation. The result is a $76 million permanent scholarship fund that will provide financial support to over 3,300 students in need every year, forever.
For Community College students across California, the possibility of a better life begins with higher education. Yet each year more students are struggling to make ends meet and stay in school as affordability continues to become a growing barrier to student success. Today, approximately half of all Community College students still have unmet financial need after all financial aid is considered.
Scholarships from the Endowment, which were first distributed to students throughout the state in Fall 2009 and will continue to be dispersed every year in perpetuity, address this growing need.
Even though the match campaign is over, you can still make a lasting impact on California Community College students by contributing to the Endowment. 100 percent of every donation directly funds scholarships, ensuring the greatest possible support for our students.
Learn more about contributing to the Endowment today!
Just 17 months after its formation, the Endowment began benefiting students throughout the state. For the 2009-10 academic year, at least 1,250 students were awarded with Osher Scholarships through this Endowment. For many, the possibility of completing their education was an unattainable dream until these scholarships were awarded.
California Community Colleges Scholarship Endowment
866.325.3222 Ext. 144
E: firstname.lastname@example.com
Foundation for California
Community Colleges
1102 Q Street, Suite 4800
Sacramento, CA 95811
Toll Free: 866.325.3222
Fax: 916.325.0844
Contact us >
Help the Foundation further its mission to benefit, support, and enhance the California Community Colleges.
Get involved >
The Foundation serves as the official foundation supporting the Board of Governors, Chancellor's Office, and the entire California Community College system, including 114 colleges and 72 districts, serving 2.1 million students.
View a list of the 114 California Community Colleges >
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The episode titled, "Dexter's Rude Removal" was never aired on the Cartoon Network because of inappropriate content. However, it has been shown in comic conventions and in private viewing. This is currently (as of January 2004) the only Dexter episode to never air on the Cartoon Network.
A new menu and more - thoughts welcome...
25 biggest mistakes in classic Disney movies
First pictures of Josh Brolin as Cable for Deadpool 2


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Beaten Down By Government Prayer? Use Your Allies.
May has been a depressing month for freedom of religion and separation of church and state in America. With the Greece v. Galloway Supreme Court decision handed down this month, local and state governments are expanding their efforts to use officially established religious rituals as political tools for maintaining control and bullying dissent into silence. More town meetings and city councils are opening with prayers that speak only to Christians, casting the increasing numbers of non-Christians in America as second class citizens in their own communities.
If you're a non-Christian, and the Christian majority in your community has grabbed control of local government to promote its own religious agenda, your legal options have become much more limited than what they used to be. Even the Supreme Court won't stand up for the clear principles of the First Amendment.
So what can you do?
One tactic is to shame the theocratic bullies in your neighborhood: Simply by asking in a dignified way that they stop violating the rights of their constituents to live free of government establishment of religion. Religious zealots count on the ability of governmental officials to intimidate dissenters into silence. The point of conspicuous public prayers is to make it seem as if communities are 100 percent Christian. Who else, after all, is speaking about their beliefs so loudly? Don't let them maintain that illusion. Don't be silent. Be polite, but don't stop asking for your rights to be respected.
There are other non-Christians living around you, even if you don't know who they are. It's just that they're afraid of being targeted by the Christian majority. When you speak up, allies will come to you.
You can also reach out to the allies that already exist for you. In response to the Greece v. Galloway ruling, Americans United for Separation of Church and State has begun an activist campaign it calls Operation Inclusion.
Operation Inclusion involves many different tactics, among them the simple gathering of information about the ways that Christian political groups are using the Greece v. Galloway ruling as an excuse to use government power against religious minorities. The campaign is also offering materials for Americans who still support the First Amendment to speak out in a respectful but firm manner.
One of the tools offered by Operation Inclusion is a Sample Invocation. When I saw the phrase sample invocation, I was worried that Americans United for Separation of Church and State might have finally caved in to the ridiculous assertion that it's possible for local governments to establish a "civic religion" that does not create a government establishment of religion. However, the Sample Invocation provides a non-religious form of introduction to a governmental meeting that nonetheless provides the serious statement of purpose that theocrats insist can only be established through Christian prayer.
The Sample Invocation reads:
"We come here to do the business of local government – the deliberative body that is closest to the people. As we gather, we are reminded that in our differences there is great strength. We do not all think the same way or believe the same things. Yet we are linked by our common humanity and our shared origin. When we work together to move our community forward in a spirit of mutual respect and common decency, we showcase what is best about our community, our state, and our nation.
We embrace many traditions. We are Christians, Jews, Muslims, Hindus, Buddhists, humanists,
atheists, agnostics, Wiccans, Pagans, unaffiliated, uncertain, and so many other things. We are straight, gay, and transgender. We are young and old and everything in between. We represent dozens of races and nationalities. We run the gamut from liberal to conservative, and some of us are a bit of both.
To be sure, we do not agree about everything. And we often feel fiercely protective of what
we do believe. There is great passion in our beliefs — and rightly so. But there is one thing on which we all agree: We share the goal of making our community the best place it can be. We unite here today around that noble aim and common purpose."


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Aug. 19, 2011MARYVILLE, MO | By: Coffey
Maryville residents had a short time to seek shelter from Thursday night's storms that moved through northwest Missouri.
Maryville Public Safety director Keith Wood says the first storm system changed directions quickly causing problems in getting the community notified.


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Snowstay at Heidi's Chalet Apartments
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Get great bargain accommodation packages for your Smiggans accommodation in Snowy Mountains with Stayz.


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This week's photo challenge 'Earth' offers me the perfect opportunity to introduce you to GaiaGuardians. The brainchild of my friend and mentor Karen Thurman, GaiaGuardians builds upon the work that Karen started in 2014 with the On Your Doorstep project and is all about inspiring the protection of Mother Nature through art. As Karen reminds us,
Art can be a powerful tool in driving change. Ansel Adams' photography of the Sierras led to the designation of lands as National Parks in the US. Sebastiao Salgado's Genesis project is about "seeing and marveling, understanding the necessity for the protection of natural beauty and inspiring action for its preservation." There is much beauty to preserve and we don't have to go far to find it. In our own country, county and hometown, Gaia's glory abounds.
GaiaGuardians is looking for art and literature that celebrates nature: photographs, paintings, drawings, sculptures, installations, tapestries and other needlework, stories, poems and more. There are only three simple rules:
- The work has to be your own
- It has to be from your country of residence (there is exception is for people who are on long-term travels)
- It has to be of nature
GaiaGuardians will publish everything received on their website and will also select some of what is received for publication in On Your Doorstep Magazine (first issue coming before the end of May).
You can learn more about submitting your art and literature here and learn more about GaiaGuardians here.
**Note – the crew of Amandla are happily sailing along the east coast of Australia toward Fraser Island with limited internet access so response to comments may be delayed **


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Good Night pictures or Pictures for good night wishes are lovely, sweet and beautiful good night images that you can share with your friends and family. Greeting with good night picture and night images with motivating quotes and saying is a very good and sweet way to wish for good night. There are many types of good night image, good night picture, good night pics, good night pictures for love and many more which you can select and share with your friends.
Share the best good night pictures and images through whatsapp and facebook. You can also share this pics and images in facebook groups or whatsapp groups.
Good Night pictures, wallpapers and photos
I don't want to be your blanket in which you snuggle, I don't want to be your sheets on which you wriggle. I just want to be the guy with whom, you can do all those things together and cuddle.
The night is far too long, for you to be away. I am desperately waiting, for it to turn into day. My heart will rot away, if things keep going on like this. All I want to do, is give you a kiss. Good night
My pillow is made at me, it wants you to be here with us. Goodnight!
As the day turns into night, keep your worries out of sight. Close your eyes and go to sleep, for all the good times are yours to keep. Sweet Dreams.
Good Night Pictures Quotes – Best Good night pics
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Life without sleeping does not exist, day without night is not the blessing,this your time to enjoy GOD's nature inside of you with your eyes closed.Rosy night.
The good people sleep much better at night than the bad people. Of course, the bad people enjoy the waking hours much more.
This text is a drug which drives away NIGHTMARES and induces SWEET DREAMS. Recommended dosage is One Message every few hours. Good night.
Sweetheart, if i am going down, were going down together. Goodnight!
Pictures for good night wishes
Also Read: Good Night Images
Everyday I spend with you is the new best day of my life. Can't wait for the morning. Good night baby.
Throw your dreams into the space like a kite, And you do not know what it will bring back, A new Life, A new Friend, A new Love Have a sweet dreams…. Good night !
Just like how the bright stars light up a dark night sky, the memories of our friendship are the twinkles in my life. Good night
I am ready to go to bed but the sheep are missing. Oh well, guess I'll have to throw some chickens over the fence instead. Good night
Cute Good Night Pictures
Whenever you have a DREAM inside your HEART, Never let it go because DREAMS are the TINY SEEDS, From which BEAUTIFUL TOMORROW GROWS Have a wonderful dream tonight? Good Night my dear!
These are some of the best good night pictures or pictures for good night wishes which you can share with your friends and family with lovely night messages. These will help you to get connected with your friends who are far away from you as well.
Related Searches: Good night pictures, good night picture, good night pics, pictures for good night, pictures for night wishes, good night pics for friends, good night picture wishes, goodnight pictures, gudnight pics, godnite pictures


text: The Overcast THE OVERCAST HAS MOVED!Episode 41: A Promise Kept By Candle Flame by Kelly SandovalEpisode 40: The Humpback's Wardrobe by Timothy DayEpisode 39: Slug Time by Mary E. LowdEpisode 38: The Galaxy's Cube by Jeremy SzalEpisode 37: Moon at the Starry Diner by Tina ConnollyEpisode 36: Chasing A.I.M.E. by Sean Patrick HazlettEpisode 35: Heart Box by J.N. PowellEpisode 34: Stand Up by Josh RosemanEpisode 33: Daddy's Girl by Eleanor R. WoodEpisode 32: Not Even A Whimper by Dusty WallaceEpisode 31: A Twist of Fate by Holly SchofieldEpisode 30: Blink Twice by Rebecca BirchEpisode 29: Drink Deep and Long the Circean Poison by Deborah WalkerEpisode 28: Villa Encantada by Cat RamboEpisode 27: Stitched Wings by Beth CatoEpisode 26: The Bohemians by Alexei CollierEpisode 25: Start With Stones by B. Morris AllenEpisode 24: Free Love (With Every Purchase) by Angela BrettEpisode 23: The Ghost Lottery by Ian RoseEpisode 22: Turning the Whisper by Anaea LayEpisode 21: Time Travelers Anonymous by Wendy NikelEpisode 20: Doughboy Lovers and the Appetites of Desire by Karlo YeagerEpisode 19: Sleepers by Bonnie Jo StufflebeamEpisode 18: Black Friday by Evan DickenEpisode 17: Something Rich and Strange by Mike Reeves-McMillanEpisode 16: Multo by Samuel MarzioliEpisode 15: The Players by Hall JamesonEpisode 14: The Witch's Intern by M.M. PryorEpisode 13: Thus Spake Robby by David SteffenEpisode 12: Grief-Stepping to the Widower's Waltz by Ken ScholesEpisode Eleven: Of Mat and Math by Anatoly BelilovskyEpisode Ten: A Hymn of Ordeal, No. 23 by Rhiannon RasmussenEpisode Nine: A Kite For Sarah by David G. BlakeEpisode Eight: Primates by David D. LevineEpisode Seven: Lady Chatterly's Computer by Sarina DorieEpisode Six: Questing For Princesses by Amanda C. DavisEpisode Five: Do Not Count The Withered Ones by Caroline M. YoachimEpisode Four: Bill and I Went Hunting Today by Louis RakovichEpisode Three: Hell is for Children by Dorian GravesEpisode Two: Days Like These by Erica L. SatifkaEpisode One: Meet Archive by Mary E. Lowd


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I am currently studying English in London and staying in a hostel. This is getting expensive and my school have recommended that I stay with a host family. They recommend a company -snip-. I have never stayed in a homestay and have no idea what it would be like. Does anyone have any experience of staying with a host family or even better have you used this company?
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Four Points by Sheraton Riyadh Khaldia to Open Mid-2013 in the Heart of the City
Riyadh, Kingdom of Saudi Arabia – February 11, 2013 – Starwood Hotels & Resorts Worldwide, Inc. (NYSE:HOT) has signed an agreement with Khaldia Towers Company, a partnership between Al Jedaie Group and Al Hokair Group, to operate a Four Points by Sheraton hotel in Riyadh, Saudi Arabia. The Four Points by Sheraton Riyadh Khaldia will open in the second quarter of 2013, marking the entry of Starwood's Four Points by Sheraton brand into Saudi Arabia. The hotel will feature 376 guest rooms including 138 suites, three restaurants and lounges, and an ultra-modern meeting and event space, including 18 purpose-built meeting rooms along with a spa and fitness centre.
"Together with Khaldia Towers Company, we are delighted to introduce the Four Points by Sheraton brand to the Kingdom and further expand our footprint in the country," said Roeland Vos, President Starwood Hotels & Resorts, Europe, Africa & Middle East. "As Saudi Arabia continues to attract business travellers and religious tourism, the time is right to extend the Starwood portfolio across the country."
Mr. Othman S. Abahussain, General Manager of Khaldia Towers Company added, "We are excited about opening our first hotel with Starwood and introducing the Four Points by Sheraton brand in Saudi Arabia. There is a strong demand for mid-market hotel brands in the country and we believe Four Points by Sheraton has a great reputation with business travellers globally."
Starwood's Four Points by Sheraton brand's 'best for business' approach provides travellers with everything that matters the most with stylish design and an uncomplicated friendly approach to hospitality and service – all at a great value.
Four Points by Sheraton Riyadh Khaldia will be located 20 minutes from the business areas of Riyadh and 45 minutes from Riyadh King Khalid International Airport. The hotel will also feature all of the brand's defining elements, including the signature Four Points by Sheraton Four Comfort bed and free Wi-Fi in all public areas, reflecting the brand's promise and insight into the needs of today's traveller.
"Growing the Four Points by Sheraton brand in key Middle Eastern markets, where we see continued demand for affordable yet innovative lodging options is core to our development strategy," said Bart Carnahan, Senior Vice President Acquisitions & Development, Starwood Hotels & Resorts, Europe, Africa & Middle East. "With one of the strongest pipelines in the Starwood brand portfolio and with more than 170 hotels around the world, Four Points by Sheraton has solidified its place as Starwood's third largest brand with the second-biggest global pipeline."
Starwood today operates close to 50 hotels and resorts across the Middle East under eight of the company's nine distinct lifestyle brands including: The Luxury Collection, St. Regis, Sheraton, Westin, W Hotels, Le Méridien, Four Points by Sheraton and Aloft. With the opening of Four Points by Sheraton Riyadh Khaldia, Starwood will operate a total of 12 hotels in Saudi Arabia with additional five new hotels to in the country over the next three years.
About the Al Jedaie Group
Sheikh Ali Al Jedaie currently serves as the Chairman and Managing Director for the Al Jedaie Group. The group was established in 1958 primarily in the retail distribution of furniture and consumer goods and is engaged in a diverse mix of businesses throughout the Middle East that include: retail, IT, industrial development, automotive sales, and real estate development. The group's real estate developments primarily include large shopping malls, office buildings, and commercial estates and is considered one of the leading companies in the region.
Al Hokair Group
Sheikh Abdulmohsin Al Hokair is the founder and current Chairman of the Al Hokair Group. The Group is a diversified conglomerate with business interests primarily in Saudi Arabia that include: industrial production and distribution, entertainment, restaurant, and hospitality interests.
About Four Points by Sheraton
Great Hotels. Great Rates: With more than 170 Four Points by Sheraton hotels in nearly 30 countries, travellers can find the timeless style and comfort they're looking for with genuine service and everything that matters most, all around the world. From Santiago to Shanghai and Milan to Milwaukee, Four Points by Sheraton hotels can be found in big urban centres, by the airport, near the beach, and in the suburbs. A recent $1 billion invested in renovations, conversions, and new-build hotels has made the brand stronger than ever. Four Points by Sheraton, like all brands within Starwood's portfolio, is proud to offer the Starwood Preferred Guest® program, which offers a breakthrough policy of no blackout dates on Free Night Awards. To learn more, visit www.spg.com.


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Disk-shaped Compact Tension ([DC(t)] Test
Indirect Tension Test (IDT) – Creep and Strength
Flexural Beam Fatigue
Asphalt Pavement Analyzer (APA)
Accelerated Mixture Performance Test (AMPT)
One of the newest tests to the asphalt industry is the AMPT. The AMPT was developed under the NCHRP 9-29 research following guidance from the NCHRP 9-19 research. It is considered a more simple and practical method of measuring the dynamic modulus (E*) and rutting potential, called Flow Number, of a mixture.AMPT dynamic modulus (E*) data is used in the Mechanistic Empirical Pavement Design Guide (MEPDG) for pavement thickness design and performance prediction. AMPT Flow Number test is a new and upcoming rutting test that predicts rutting potential well. It pulses the sample and then allows relaxation to simulate a tire moving over a pavement. The Flow Number is a destructive test.2
Disk-shaped Compact Tension ([DC(t)] Test
The DC(t) test was developed by University of Illinois to measure the fracture energy of round gyratory or core samples. A round sample is pulled apart to measure the crack initiation and prorogation. By measuring the area under the load and displacement curve, fracture energy is calculated for the sample. This test helps us understand a mixture's ability to resist cracking. This test can be run on road cores.
Indirect Tension Test (IDT) – Creep and Strength
Flexural Beam Fatigue
Superpave Shear Test (SST)
Resilient Modulus (Mr)
Asphalt Pavement Analyzer (APA)
Hamburg Wheel Tracker (HWT)
2. The sample cannot be re-used for other testing
Request more information about any of the Asphalt Institute Laboratory services.


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Oliver! (Tour - Manchester)
Glenn Meads • Blackpool, Bolton, Chester, Lancaster, Liverpool, Manchester, Oldham, Salford • 2 Feb 2012
WOS Rating:
The West End production was sold to the public as Nancy's show as they chose Blackpool's Jodie Prenger to play the buxom wench with the heart of gold. Here, we have Samantha Barks who may have come third - but watching her belt out the big numbers in Oliver! - one can see why she has just been cast in the new Les Miserables movie as she is simply mesmerising to watch.
She is ably matched by a chillingly good Iain Fletcher as Bill Sykes as he is suitably rugged and oozes menace at every turn. Even though the role requires him to play it slightly panto - he resists and delivers a rich and nuanced performance. His singing is one dimensional though as he does a 'Miriam Margolyes' (in Wicked) and speaks his way through "My Name."
Neil Morrissey's Fagin has all the mischief and cheek required and he performs well with the children and his body language is incredibly expressive. But the one reference to Bob the Builder reminds you that this an actor playing a role - lifting you out of Dickensian London momentarilty and it slightly cheapens the production. Harry Polden's Oliver is in fine voice and he does the best that he can with an underwritten part but this show is all about the villiains, leaving him slightly overshadowed, as there are far more showy characters jostling for your attention.
The ensemble of children and adults are perfectly cast and they all make the most of Bourne's dynamic dance moves. I would have liked to have seen more dancing and movement as it does bring life to the piece when it becomes slightly lacking in energy, particularly during the first act until "Consider Yourself." Max Greisbach's Artful Dodger leads them brilliantly though, in many a merry dance.
Anthony Ward's costumes are perfect as the contrast between Oliver and co and the fearful rich is beautifully explored. Totie Driver and Adrian Vaux's set design is also highly evocative of the period.
Despite all of this, there is something missing from the piece and it's mainly due to Laurence Connor's direction as the show needs tightening up as many scenes do seem to lead the narrative nowhere and could do with cutting. There seems to be so much loyalty to the original that no-one has realised that some elements simply don't work - the funeral parlour scene - for example simply grinds the piece to a halt.
But when Barks appears on stage, the show shines again. As a rebel rouser during "Oom-Pah-Pah" she is incredibly authentic and has tremendous stage presence. Then just like a chameleon she morphs into the flip side of Nancy - the frightened yet loyal lover of Bill Sykes and her "As Long As He Needs Me" is stunning.
Oliver! is fun and has many memorable moments and although it's not quite the 'glorious' show you long for it to be, Samantha Barks' Nancy is worth the admission price, alone.
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