text: Learn MoreExplore the full features of Auto Master Systems software today! Truly CustomizableNo two businesses are the same. With customizable features, AMS will let you manage your business the way you want to. Any SizeOur scalable system design supports 1 workstation or 1,000! No matter how large you grow, our system will manage your business. ComplianceAdherence to compliance requirements is important. We offer the only PA-DSS Validated Payment Application in the BHPH market. Collections FirstAMS puts the heart of your business first. From structured underwriting to complete accounting solutions, effective collecting is top priority. Integrated SolutionsWe offer over 30 integrations with the industry's top vendors, pulling together everything you need to manage and grow your business. Automated FunctionsAMS takes routine tasks and automates their functions, giving you more time to do business rather than clicking buttons! Software SolutionsWe are the nation's leading provider of software for the Buy Here, Pay Here industry. Whether you're a dealer or a finance company, large or small, we have a product that will fit your needs and help you to succeed in BHPH. Buy Here, Pay HereComplete Dealer Management Software for Buy Here, Pay Here Dealers. Lease Here, Pay HereComplete Dealer Management Software package tailored for LHPH Dealers. Related FinanceSeamless discount tracking and reporting with RFC management. Indirect FinanceFully-loaded Portfolio Management software for Finance Companies. Why Auto Master Systems?Auto Master Systems has been the leading provider of dealer management software for the Buy-Here, Pay-Here auto finance market for over two decades. Our team of professionals, experienced in the fundamentals of Buy-Here, Pay-Here, use their knowledge and creativity to design a complete software solution for thousands of independent auto dealers and finance companies across USA and Canada. Our MissionWe strive to provide our customers with top quality software using the best available technology in order to help them achieve their business goals while keeping them in compliance with state and federal laws. The Most FeaturesThe flexible design and comprehensive features of AMS provides an all-in-one software solution, supporting all business models including stand-alone dealerships, direct & indirect lenders, and RFCs. Integrations and PartnershipsOur integrations with GPS & payment protection devices, credit card & ACH processors, accounting packages, auto dialers, and more equips you with tools to simplify the management of your business. Learn More 30 Years of Excellence Our Commitment to YouWe understand that you have business functions specific to the needs of your organization. We are committed to understanding them and showing you how our software will enhance your operation.Software TrainingIndividual training, online webinars and in-person training classes are just some of the ways we strive to meet all your training needs, leaving you with more time to concentrate on your business.Software SupportOur support team is staffed with employees who are eager and ready to help with any questions or issues that may arise. We take pride in getting you timely responses so you can get back to running your business. I had the pleasure of working with Kyle over the phone regarding my printer and AMS software. Just went so smoothly. Kyle is a pleasure to work with on our customer support issues. He gives 110% customer service. Thanks again, Kyle for all your hard work. Auto Master Systems knows Buy-Here, Pay-Here. If you want success, run your business with AMS! For the BHPH automobile business, AMS provides a premium combination of front end and back end software that eliminates the need to have separate applications for retail sales and collections. Auto Master Systems has been an instrumental partner in our success for over 20 years. Their products show how much they understand the Buy-Here, Pay-Here industry and they continue to develop new, innovative ways to grow my business. Our PartnersAuto Master Systems partners are extensions of our business. Together, we deliver seamless integrations that support your business. We know that efficient integrations are essential differentiators if your business is to operate at its full potential. 0 Ituran GPS 0 QuotePro Payment Processors 3 Sutton Technologies Service Solutions 5 AutoRaptor CRM 2 Verifacto Insurance 5 TCN Auto Dialer 1 Auto Search Technologies Website Integration 1 cars.com Website Integration 2 carsforsale.com Website Integration 1 Alpheus Partners 1 DealerPeak CRM 17 Dealer Socket CRM THE NEXT GENERATION OF BUY-HERE, PAY-HERE SOFTWARE Learn More


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Posted Mon Mar 21st by Ian Henson
Pat Bowlen has been targeted by the likes of the Denver Post's Woody Paige, ProFootballTalk's Greg Rosenthall and West Word's Alan Prendergast as being a man who is not in his right mind. A man who has stepped back in his day-to-day management of the Denver Broncos.
Now, I have a New York reporter chiming in and it has hit close to home… See I live in New York and I can tell you amongst the New York papers the New York Post is considered more of a tabloid around here, a TMZ amongst papers who legitimize journalism. Yet, this paper, the Post (not the Denver Post, the New York Post) has a reporter, Bart Hubbuch, who has tweeted regarding the owner of the Broncos Mr. Bowlen:
"Wow, does Pat Bowlen look frail and out of it. His right-hand man just had to show him how to get in a car. Sad."
Several problems here… One that Hubbuch paints the picture that it was nearly a throw-away comment in several tweets to Broncos' faithful who followed up his original tweet to which he replied. Two that Bowlen is amongst those heading up the negotiations between players and owners and three Bowlen is the owner of the team of which you are a follower (because you're reading this blog, right now).
The owner of the Oakland Raiders, Al Davis has been scorned in recent years as being out of touch with the game and too old to have such a vise-grip on the team, the reason why the main reason that the Raiders remain irrelevant since the '90's as a team. Yet, his health (mental or physical) has never been called into question.
Bowlen's mental health has been called into question, several times; when fans hurtfully made jokes about his alleged alcoholism during the Hall of Fame speech for Gary Zimmerman, what they may have been observing was a great man slowly losing his grip on current reality. Now, fans have not their first, but their fourth written reference (and from a reporter who does not have any relevance to Denver) regarding the mental and/or physical health of Mr. Bowlen.
Rumors sprang last season that Bowlen was looking to sell the Broncos and current owner of the St. Louis Rams Stan Kroenke may have been the willing purchaser. Kroenke, Bowlen and John Elway co-owned the Arena Football League's Colorado Crush.
We don't have much to say here other than we at BroncoTalk hope for the best with Pat Bowlen and much continued success, but we have always thrived on delivering the absolute best and up-to-the minute Broncos' updates and wouldn't feel prudent having not delivered this story.

subset: commoncrawl


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03:51:07 PM Feb 14th 2011
Oddly enough, many people who win the lottery don't seem to end up very happy... so this troper's main "If I won the lottery" plan is to give away everything she doesn't spend on paying off college loans, probably by funding a charity for a month. Why? Simple math: Once you get past a certain point, more money can't make you more happy, and that amount is way less than you'd get from the lottery. So, to maximize the potential happiness created by winning the lottery, spreading the money around is the optimal strategy! (Yes, I am a math nerd...)
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Love And The Incredibly Old Man
IT SHOULD be made clear that this is not Lee Siegel, infamous cultural critic and contributor to The New Republic, The New Yorker et al. The other Lee Siegel has enough achievements for himself, being a professor of religion at the University of Hawaii, author of many non-fiction works related mainly to studies of Indian and other Eastern cultures and three previous novels.
Alarm bells rang slightly when I saw the titles of Love And The Incredibly Old Man's predecessors. Siegel debuted in 1999 with the Pulitzer-nominated Love In A Dead Language, followed by Love And Other Games Of Chance and Who Wrote The Book of Love? Love In A Dead Language is a clever title but the others have a glib, cutesy ring to them, more suitable to a formulaic series of airport novels than the creations of someone as obviously erudite as Siegel. The re-use of the word "love" in these titles suggests not so much an artistic choice of words as a desire to cash in on the success of the first book.
That said, Love And The Incredibly Old Man is an accurate enough description of the book itself, which is founded on a promising conceit. As his central character, Siegel has plucked from history the Spanish conquistador Juan Ponce de Leon. From the sketchy evidence of his life (heavily disputed by historians and a gift to Siegel), it is generally accepted that Ponce de Leon (1460-1521) travelled with Columbus on his second voyage to the New World, was the governor of Puerto Rico and led the first European expedition to Florida. According to legend, he went to Florida to discover the Fountain of Youth.
Siegel opens his book with a letter from a man claiming to be Ponce de Leon to the first-person narrator, who happens to be a writer and academic named Lee Siegel. He writes that he actually is the historical Ponce de Leon and claims that he in fact did discover the Fountain of Youth in Florida, where he has lived ever since, its waters keeping him alive and youthful for almost 500 years. Recently, however, the fountain has dried up. He wants Siegel to ghost-write his autobiography, for which he will pay an extremely generous rate of $1 a word.
Assuming that Ponce de Leon is a crank but won over by the prospect of an easy quarter of a million, Siegel accepts and goes to Florida. Here he finds Ponce de Leon in his Fountain of Youth museum-cum-theme park, dressed as a conquistador with sunglasses and habitually consuming rum, popcorn and Cuban cigars. It is immediately clear to Siegel that while Ponce de Leon is not 500 years old, he obviously believes himself to be.
The rest of the book is divided between Siegel's accounts of his daily meetings with Ponce de Leon and excerpts from the autobiography. Both strands of the story are told chronologically.
The book within the book, while it includes a certain amount of history and ethnography, is primarily concerned with "cardaring", the Spanish term Ponce de Leon uses to describe making love. Over the centuries, Ponce de Leon appears to have cardared hundreds of women, most of whom he at some point claims to "have loved more than any woman ever". He undertakes various adventures, including episodes with the Spanish queen, a mystical rabbi and the indigenous Floridians - we learn a bit of interesting history along the way - but the story is essentially a literary version of To All The Girls I Loved Before,
The other strand of the Love And The Incredibly Old Man, Siegel's meetings with Ponce de Leon and his nightly motel room struggles to write each chapter, is far more interesting. Siegel struggles, not with the veracity of the story, but with the moral question of taking a lot of money for a book that he knows will be unpublishable.
The problem, though, is that the fictional Siegel is correct. The book he is writing is rubbish. Unfortunately, the chapters from it make up too much of the actual book to be, as they should have been cringingly amusing snippets. As the fictional Siegel says, readers would like to get a lot more history and events from Ponce de Leon's story than just a long list of his bedroom adventures.
Love And The Incredibly Old Man is a well-crafted and researched story and often quite funny. But as its title suggests, it is not credible - and, in order to succeed, a story this absurd needs to be more than occasionally amusing.
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More about products in this article
When he was just 19, Rob Kearney had developed an encyclopedic knowledge of cameras and a position at a local camera shop (for which he was the only applicant). With his Leica M6, he fancied himself the Cartier-Bresson of New Haven, Connecticut. He's now a professional re-toucher and a keen street photographer. Learn more about his photographic history and see his work. Read more
Just posted: Our review of the Sony Cyber-shot DSC-RX1. The RX1 is one of the most ambitious cameras Sony has ever built: a full-frame compact with a fixed 35mm F2 lens. Those specifications make the RX1 a high-end, niche camera, as its $2,800/€3,100/£2,600 price tag confirms. So how does it perform? We've run the RX1 through our standard tests and looked into its performance and what this unique camera offers. Click here to see what we found.
We were surprised (and delighted) when Sony decided to create the RX100 - its first compact camera for serious photographers, but that's nothing compared to our surprise when we were told about the RX1. This isn't just Sony's most serious compact camera, but arguably the most serious compact camera we've ever seen. It features a full-frame sensor and a fixed 35mm F2 lens, making it a real heavyweight in terms of lightweight photography. Sony has said it is targeting professional photographers and we see no reason to question that.
I take my little Sony RX100 for a spin on the wild side to see how it fares as a "in your face/pocket" stealthy editorial fashion shooter!
Just Posted: an extensive update to our Sony Cyber-shot DSC-RX1 preview. We've been working away towards a review of the RX1 that we received recently. With its full frame sensor and 35mm F2 lens, it's a camera that's generated a lot of excitement amongst photographers, so we wanted to publish more detail of its performance and behavior. We've added eight pages to the preview, including more detail about its handling and interface as well as our studio test shots, a sample gallery from the production camera and our first impressions of shooting with it.
Latest sample galleries
Latest in-depth reviews
The Fujifilm X-H1 is a top-of-the-range 24MP mirrorless camera with in-body stabilization and the company's most advanced array of video capabilities. We've been shooting with one for a while now and have put together a gallery, a sample video and some preliminary analysis.
Panasonic's Lumix DC-GX9 is a rangefinder-style mirrorless camera that offers quite a few upgrades over its predecessor, with a lower price tag to boot. We've spent the weekend with the GX9 and have plenty of thoughts to share, along with an initial set of sample photos.
Panasonic's new premium compact boasts a 24-360mm equiv. F3.3-6.4 zoom lens, making it the longest reaching 1"-type pocket camera on the market. We spent a little time with it; read our first impressions.
The Pixel 2 pushes the envelope in terms of what can be accomplished with computational photography. Find out why it earns our highest ever score for a smartphone camera in our full review.
The Panasonic GH5S is best understood as an even more video-centric variant of the GH5. We've tested it in a range of circumstances to see whether the video improvements are worth the loss of stabilization.


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Stunning Results & Functionality
You Go. We Clean. All Day Long.
Need your teeth cleaned and breath freshened on your way to work after breakfast? CONFADENT is there for you!
Don't have time to brush your teeth before your important business meeting? CONFADENT is there for you!
Forget to brush your teeth before you go out tonight? CONFADENT is there for you!
As Seen On…
CONFADENT Oral Technology is not like ANY other gum or oral care product
We use FDA approved active ingredients to ensure that you have the cleanest and freshest mouth throughout your busy day
Peppermint Flavor
For hundreds of years, mint has been the world's renowned breath freshener. The herb has been used for centuries due to its remarkable medicinal properties and ability to improve overall oral health.
Mint's germicidal qualities quickly freshens one's breath making it a crucial proponent to oral health by inhibiting harmful bacterial growth on one's tongue and teeth.
There is no question as to why peppermint is the flavor of choice for the original CONFADENT Chewing Gum.
Whitening While You Chew
Sodium Bicarbonate is a great cleaning agent for removal of some of the toughest stains on teeth. Many people have stained teeth due to the frequent intake of colored drinks like coffee, tea, wine, and dark sodas. The frequent use of tobacco products also causes stained teeth. If these substances are consumed over a long period of time, the stains can cause the tooth enamel to permanently be discolored.
Sodium bicarbonate, or baking soda as it is commonly known, has the ability to help reduce the buildup of plaque on your teeth. In cases where the plaque is not too much or still in its early form, it can be removed entirely. Teeth discoloration is normally caused by the buildup of plaque. By using sodium bicarbonate, an ingredient contained in CONFADENT Chewing Gum, you can prevent the discoloration and ensure your teeth stay whiter!
Fresh, Healthy Mouth
Cetylpyridinium chloride (CPC) is a compound that reduces plaque and calculus. It is a cationic surface-active agent, has a broad antimicrobial spectrum, and kills gram-positive pathogens and yeast.
Contact with bacteria occurs by the disturbance of the cell membrane, inhibition of cell function, seepage of cell contents, and eventually cell death. Cetylpyridinium chloride, an active ingredient contained in CONFADENT Chewing Gum, will help reduce plaque levels, prevent gingivitis, and guarantee a fresh, healthy mouth.
Natural Sweetness
Xylitol is a natural sweetener derived from fibers contained in many berries and vegetables. Unlike sugar, xylitol does not break down immediately upon entering one's mouth and can also help keep a neutral pH level throughout the mouth. The slippery texture of xylitol helps prevent harmful bacteria from sticking to the outer layer of tooth enamel, and therefore protects the teeth from tooth decay. The dental benefits of xylitol help prevent from oral acid attacks that would otherwise last for over half an hour with many other sweeteners and sugars. The greatest feature of xylitol is that it is unable to be digested by cavity causing mouth bacteria, and as a result, their population is greatly reduced when xylitol is present. Several studies have shown that the harmful bacteria count in one's mouth has dropped by about 90% after consuming xylitol.
Research has also shown that the use of xylitol also helps repair damage to the outer layer of tooth enamel. Saliva alone protects the teeth and gums, but when saliva is stimulated with xylitol on a daily basis, results show that cavity development is almost non-existent. With the development of CONFADENT Chewing Gum containing xylitol, improving your oral health is easier than it's ever been.


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Barbara Miller is the Executive Director of the Center for Education in Law and Democracy (CELD). Since founding CELD in 2002, she and her colleagues have provided materials and opportunities that enhance civic learning for both teachers and students. CELD's work emphasizes modeling best practice in civic education as reflected in cutting-edge research. Barbara also has hands-on classroom experience teaching ninth-grade civics as well as coordinating social studies for the Aurora Public Schools. Barbara developed and directed numerous law-related curriculum and professional development programs for the Social Science Education Consortium in Colorado, and served as a consultant to Street Law, Inc. and the Open Society Network to structure civic learning opportunities for teachers and students in Eastern Europe.
She received her B.A. in American History and Secondary Education from Simpson College, where she now serves as a Trustee; she earned an M.A. in American history at Mankato State University.
Barbara's view of the world was shaped by growing up on a farm in Iowa and attending a one-room school for eight years. She participates actively in the civic life of Denver and Colorado, having served as a citizen member of several boards and advisory committees, including Colorado's Attorney Regulation Advisory Committee and a Denver City Council election reform advisory committee. She enjoys Colorado's outdoor lifestyle, particularly downhill skiing. She is known for scaring out-of-towners by taking them on slopes that exceed their skills.
CELD's Associate Director, Jackie Johnson, is retired from the Cherry Creek School District, having taught middle school social studies for 30 years. As a teacher of civics and government, Jackie developed the Office of Citizen Resume as a portfolio approach to authentic assessment of civic education outcomes. She directs the Colorado We the People Program, a CELD program funded by Congress under the Education for Democracy Act. She has co-developed and directed three U.S. Department of Education Fulbright Group Projects Abroad Programs for Colorado teachers (Kenya, Ghana, Japan).
Jackie has published curriculum and directed professional development initiatives on civic education and global studies for a variety of educational organizations, including the Center for Teaching International Relations at the University of Denver, the
Jackie manages CELD's webpage and our Facebook and Twitter pages-- she says it keeps her young. A baseball fanatic (currently reading Baseball Haiku) with deep roots connecting her to the Detroit Tigers, Jackie also enjoys international travel, especially visiting her niece and nephews scattered throughout the world. An aspiring cocktail pianist, her fifteen minutes of fame came when her eighth-grade students gave her the opportunity to play Nordstrom's Steinway on her 50th birthday.
Laurel Singleton, CELD Program Associate, has worked in the field of social studies education for more than 30 years, developing curriculum materials, helping others develop curriculum, leading professional development programs for teachers, and conducting research. Among her publications are A More Perfect Union: Teaching the Constitution in the Middle Grades, Preparing Citizens: Linking Authentic Assessment and Instruction in Civic/Law-Related Education (with Barbara Miller) and C Is for Citizenship: Children's Literature and Civic Understanding. Laurel was formerly the Associate Director of the Social Science Education Consortium in Boulder, Colorado; she also worked at a small publishing company and at the U.S. Army Construction Engineering Research Lab.
Laurel holds degrees in political science and journalism from the University of Illinois at Urbana-Champaign.
Much to our benefit, Laurel is CELD's curriculum and proposal writer extraordinare. Her extracurricular activities include reading (check out her book review blog), cooking (Top Chef is a bit of an obsession), and hanging out with her very cute and exceptionally gifted grandchildren, Meleah and Zann. Despite a generally cynical view of the world, she believes the Fighting Illini will win the NCAA basketball championship in her lifetime.
CELD Program Associate Gail Schatz brings a unique perspective to the CELD staff, having served as an assistant principal/learning coordinator at North Middle School in Aurora before her retirement. This experience, as well as her years teaching social studies at the high school level, gives Gail a broad view of the issues that arise when teachers implement innovative curricula or teaching strategies. A skilled facilitator, Gail has worked with civic educators not only in the United States but also Europe, Asia, the Middle East, and Latin America. In addition to her work at CELD, she coordinates senior volunteers for the Aurora Public Schools.
Gail is a rarity—a third generation native Coloradan. She graduated from Denver East High School, where she honed her editing skills as the yearbook chief, and the University of Colorado.
She can regularly be found visiting her children and grandchildren in Louisville, Kentucky, and Richmond, Virginia; she is somewhat perplexed to realize her four grandchildren are all Southerners. A dedicated skier, Gail was recently excited to learn how to body surf.
While allegedly retired, Gayna Warren works as an office manager for CELD, the Lupus Foundation of Colorado, and the Colorado Medical Directors Association. Prior to her "retirement," she worked for the Aurora Public Schools, providing support to the administration at North Middle School and in the special education department at the district office. Gayna is a past-president of the National Association of Educational Office Professionals. She currently serves on two NAEOP governing boards, one providing professional development opportunities, the other overseeing the association's certification program; she also serves as the Presidential Advisor to the NAEOP 2010-2011 President and Board of Directors. She is a graduate of Regis University.
Gayna collects jewelry and enjoys crafting, particularly cross-stitch. She also likes to travel; among her favorite destinations is Central City (that fact that she and her sister were recently featured in a casino ad suggests she does not go for the opera). Her dog Alexander, the apple of her eye, keeps a low profile in the CELD menagerie but can be seen on Gayna's Facebook page.


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For more information on the game, please contact Tribe Athletics at:
As part of Charter Day weekend festivities, men's basketball will host its annual Gold Rush game on Saturday, Feb. 6. Come #PacktheKap and cheer on your Tribe as they take on the Delaware Blue Hens. University Advancement will be providing 6,000 free T-shirts to fans.
The game will also be broadcast live on television on NBCSN. Find more information about the game and the broadcast on the Tribe Athletics website here.


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Monday, January 14, 2013
Pangasinan to host Nat'l PRISAA Games
Lingayen --- Another big event in Philippine sports takes place in Pangasinan this February! This is the Private Schools Athletic Association (PRISAA) National Collegiate Games which is slated February 10-16 at the Narciso Ramos Sports and Civic Center (NRSCC) with around 6,000 athletes, coaches and game officials from 17 regions of the country participating. After a series of consultation with the organizers, the provincial government of Pangasinan has been preparing for the biggest and longest-running sports spectacle in the collegiate level. With his administration's thrust to bolster sports development, Governor Amado T. Espino Jr. expressed elation that the association had chosen the provincial government of Pangasinan and City of Dagupan as this year's hosts. The weeklong event is in cooperation with the Commission on Higher Education (CHED) - Region 1, PRISAA member schools in Region 1 and Department of Education through Schools Divisions of Pangasinan 1 and City of Dagupan. The Governor noted that this will again serve as another big break for the province to showcase its tourism and industrial assets, after the successful staging of the Palarong Pambansa last May 2012, here. A refresher and accreditation seminar for technical officials happens on February 6-9, following the athletic parade and grand opening ceremonies on February 11 from 2pm onwards at NRSCC. Governor's night is slated on February 15 at 6:30 PM onwards at the Sison Auditorium while the closing ceremonies is on February 16 at 5 PM. The participating teams and athletes will vie for supremacy in 18 sporting events, namely: Athletics (M/W), Basketball (M/W), Badminton (M/W), Sepak Takraw (M), Beach Volleyball (M/W), Baseball (M), Softball (W), Volleyball (M/W), Football (M), Boxing (M), Chess (M/W), Karate-do (M/W), Judo (M), Dance Sports, Lawn Tennis (M/W), Table Tennis (M/W) and Swimming (M/W). (PIO/Mark Gerry Naval Oblanca)
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Lonesome Dove Bed and Breakfast
332 South Burnham Highway , Lisbon, CT 06351, United States of America –
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Guests are required to show a photo ID and credit card upon check-in. Please note that all Special Requests are subject to availability and additional charges may apply.


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The Smashing Pumpkins Limited Edition Box Set Giveaway
Contests Home / Entertainment Channel / Bullz-Eye Home
As part of the continuing series of reissues of the Smashing Pumpkins' acclaimed catalog, the iconic alternative band is set to release four separate versions – a 6-CD/1-DVD edition, a 5-LP edition and deluxe and standard digital editions – of their platinum-selling 1996 box set The Aeroplane Flies High on July 23rd.
The original release was a five-disc box set that featured expanded versions of singles from their acclaimed 1995 double album Mellon Collie & the Infinite, including "Bullet With Butterfly Wings," "1979," "Zero" "Tonight" and "Thirty-Three." These new limited edition box sets feature the original 33 track version – remastered by Bob Ludwig – and expanded to 104 tracks (90 audio and 14 audio-visual) encompassing unreleased demos, alternative versions and live recordings. In addition to expanded versions of Aeroplane's original five discs, a sixth disc contains live recordings from the 1996 Mellon Collie tour, while the DVD content is taken from a July, 4 1997, performance in Belfort, France. Included is a 46-page book with liner notes written by David Wild, plus extensive track-by-track notes by The Smashing Pumpkins frontman Billy Corgan.
In conjunction with its release, Bullz-Eye is giving one lucky winner a copy of the limited edition box set. Click here to enter for your chance to win, and then be sure to follow us on Twitter and Facebook for updates on new contests and giveaways.
Limit one entry per promotion. Please do not abuse this rule. If multiple entries are received for a particular promotion, you will be blocked from all future Bullz-Eye.com giveaways. We do not share your email and personal information with anybody. Click here for our privacy policy.
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Winners will be selected by Bullz-Eye.com at random. Your chances of winning depend upon the number of items we have to give away and the number of entries we receive while the promotion is posted on Bullz-Eye.com.
Void where prohibited.
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Mediation and Law Offices of Vivian L. Holley
A leader in the field of mediation in the United States, Ms. Holley has offered mediation solutions in her practice since 1977, well before most practitioners heard of the concept. She is regarded as an expert practitioner by her colleagues. Ms. Holley also offers Collaborative Law, another cooperative alternative to traditional litigation where each party is represented and everyone is working for the benefit of the whole family. She also provides consulting services as well as legal support for clients who wish to represent themselves. Her office also represents some clients in court through traditional legal representation.
Ms. Holley is a specialist in child custody mediation and in creating parenting plans good for children to help them adjust to the separation and divorce of their parents.
Over 38 Years Mediation Experience + Certified Family Law Specialist + Family Therapist
- Admitted to Practice before The U.S Supreme Court in 1986
- U.S. pioneer in mediation starting in 1977
- Licensed Marriage Family & Child Therapist since 1975
- California State Bar Certified Family Law Specialist since 1984
- Pro tempore and Settlement Judge for San Francisco Superior Court
- Northern California SuperLawyer
- Admitted to Practice in California and Federal Courts in 1978.
Experience Matters When It Comes To Your Family And Future! Work with a Mediator who is a Family Lawyer and Family Therapist.
Since 1978, the Mediation & Law Office of Vivian L. Holley has been finding better ways to resolve family and legal disputes, successfully mediated over 1500 disputes. As a licensed Marriage, Family, and Child Therapist, trained Mediator and Collaborative Law Practitioner, and State Bar Certified Family Law Specialist, Vivian L. Holley has the training and experience to help your family find a resolution that satisfies all the parties involved.
Free Consultation with a Mediator, Family Lawyer & Therapist!
My experience of the Vivian Holley Law Firm has been nothing short of excellent. I first contacted her for a consultation in 2001. I called her eight years later, and to my amazement she not only remembered me but had retained the original notes.
I have had the opportunity to work with other attorneys over the years and have a strong basis for comparison- there just isn't one. Clear, direct no nonsense consul delivered thoughtfully and with empathy. The service I received extended beyond just document preparation, but included contacts with other professionals whose service contributed to the superior service.
– Liz T., East Bay, CA


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"In today's reading in Revelation chapter 2 to chapter 3 verse 22 John writes down Christ's words to the seven churches in Asia. The main theme of his messages to the seven churches is to contrast congregations who were faithful in teaching and practice with those who weren't. Two churches received only praise (Smyrna and Philadelphia) because they were poor and weak. In contrast, the church in Sardis thought they were alive when in fact they were dead." (New Zealand's Rhema Radio)
Read Revelation 2:1-3:22; | (ESV)
Whoever has ears, let them hear what the Spirit says to the churches. To those who are victorious, I will give some of the hidden manna. I will also give each of them a white stone with a new name written on it, known only to the one who receives it. (Revelation 2:17)Names are important in the Bible. They often had specific meaning and implications in life. In the Old testament we read about God changing a person's name to mark a spiritual change in that person or their relationship with God. God changed Abram's name to Abraham. Abraham means "father of nations" or "Father of a multitude."
This new name that will be given to us by Jesus is not just an identifying tag as our names are today, living here on earth. The new name given by Jesus will mean something significant. It will say something about who we are and how we lived our life. The new name will completely describe us as a person. It will be a unique and special name that no other creature has, and only the bearer of the new name will know what it even is. It won't be an identification tag for others to know us by. It will be an intimate personal name give to us by Jesus and known only in the confines of that personal


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Sir Roy Strong was asked by Prince Charles to design the hedges and topiary at Highgrove House in 1989 when the garden was being restyled.
Speaking from his own Laskett Gardens in Herefordshire, Sir Roy said that the Highgrove garden will "go down as one of the most remarkable gardens in the country".
"His Royal Highness wanted topiary and hedges in the arts and crafts tradition, rather Edwardian."
He added: "It's a mirror of his own enthusiasm, it's organic, it's committed to the preservation of wildflowers, there's a passion about energy and recycling."


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Then a stomach-twisting CLACK—the sound of her teeth against my collarbone.
A dozen images, each more stomach-twisting than the last flashed through his mind.
And suddenly, in a unexpectedly visceral way—visceral, like I could feel it in my nonexistent gut, like for a moment I could taste what fear used to mean, in all its shivering, hair-raising, stomach-twisting glory—I was afraid.
It was with a cold, stomach-twisting dread that he looked at the computer image floating over his desk.
And the terrible nights, when he awoke from stomach-twisting nightmares in which the Enterprise ran afoul of Borg cubes, black holes, runaway warp cores … a thousand and one disasters that must never touch Keiko and Molly.
What went for man apparently served Yuzzem-kind as well, though they did encounter a couple of stomach-twisting exceptions, none fatal.
The too-sweet scent of the flowers was gone, lost in the stomach-twisting stench of seared flesh and blood — until I wanted to reel out of that hole into the clean open.
When I first concluded that my companion must be an agent on my trail I was filled with that cold, stomach-twisting fear that can be compared only with seasickness.
Facing a stomach-twisting horizon of swaying blacktop and orange cones, the "drunken drivers" rolled through stop signs, fumbled aimlessly for the vehicle's turn signal and toppled over traffic cones.
Jigsaw's back too, of course, and Konami is promising "all-new stomach-twisting traps and puzzles, more visceral combat, and an all-new storyline" in


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Couples and money is a subject near and dear to my heart.
I've interviewed hundreds of women about everything from their investing habits to their fears of being penniless.
And, frankly, I've lived it. In my 22-year marriage with my husband, Cliff, we've had tearful squabbles over finances and happily spent money together for priceless, shared experiences, such as walking along the heavy stones of The Great Wall of China.
So when I saw the new Money magazine blockbuster survey of more than 1,000 married adults about marriage and money, it grabbed my attention. I found the responses compelling, a little disturbing, but mostly hopeful. To hear Money's take, I spoke with Diane Harris, its executive editor. (In full disclosure, I'm a contributing writer for Money, have known Harris for more than two decades and some Next Avenue content appears on Money.com.)
(MORE: 7 Money Tips for Breadwinner Wives)
Money Fights Lessen With Age
One finding that came as no surprise to me: No matter how much a husband or wife earns, money remains the top cause of conflict for couples, with spending an acutely combative issue. In fact, 70% of married couples argue about money — ahead of fights about household chores, togetherness, sex, snoring and what's for dinner," according to the survey.
Now let me get to the hopeful news about boomer couples.
Overall, the survey said, boomer couples generally argue much less about money than couples in their 30s and 40s.
Specifically, while 80% of couples age 35 to 44 argue about money, only about 70% of those age 55 to 64 do. And fewer than 60% of couples over 65 have money tussles.
"My theory on this is that if money is going to be a problem, you work it out, or you split up," Harris told me. "More boomer couples have been married for a longer time and have somehow managed to work it out."
Another reason money battles may be less common with age: Having kids in the house causes a lot of financial friction. "More boomer couples now no longer have children at home, so one of the big sources of tension goes — or it's only on the occasional weekend," Harris said, with a laugh.
(Incidentally, the Women and Financial Power survey by Ameriprise Financial released this week shows that boomer women have more confidence about financial matters than younger ones. An impressive 91% of boomer women surveyed said they feel it's their responsibility to understand their financial situation, compared to 82% of Gen X and Gen Y women.)
A Surprising Finding About Earnings
Harris and I were also encouraged to see the Money survey refute the conventional wisdom that money fights increase when women are significant contributors to the household income.
"We found quite the opposite," said Harris. Spouses in households where women earn as much as, or more than, men were just as much in love as others. On a one to five scale, six in 10 of these couples gave their relationship a five ("very much in love").


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Over at Information Wants To Be Free Meredith has an interesting post up about The Boundaries of Disclosure. It stems from another blog post that gets a little personal. I've been thinking about what I will say and won't say on this blog and I've decided that I'm going to treat it like a conversation. If it's something that I would say to a random person during a conversation, then I will blog about it. If it's something that I wouldn't say or would only say to a close friend or family, then I won't blog about it. We all have different limits of disclosure and we all have different reasons for blogging, different people are going to reveal different things about themselves for different reasons. Me, I don't want to reveal that much, just enough to get my point across.
Photo: "Boundary / Fence" by PartsnPieces. Image link.


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Saying Sorry @ RomanceClass -
Quit the drugs and get a life
I am so sorry for ever trusting you in my house , for giving you the benifit of the doubt! I can not save you but I am going to save myself as well as my kids from danger! Amanda I hope you quit the drugs and finally get a life!!!
1.00 out of 5 hearts
Add your vote! How much forgiveness does this story rate? 1 is lowest, 5 is highest.
Submit your own story
Most Recent Apologies


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575 Pizzeria believes that our contributions are best spent helping those in our local communities. This style of giving enables our employees to support organizations that make a difference to the people in our local community.
We donate to 501c(3) charities that benefit the local communities of our restaurants. Donations are made in the form of a gift card for $25.
Please submit your request at least 60 days prior to your event. We are reviewing requests on an ongoing basis, and it can take 4-6 weeks to complete this review process.
Due to the high volume of requests, it is not possible to honor every request made. We respectfully ask that you accept our apology in advance, if we are unable to fulfill your request and wish you success in your endeavors.
Requests that do not include the required information will not be submitted for consideration.
You will be notified by email, if your donation request is approved.
Please submit your donation request through the form below.


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Get Your Dog Care Questions Answered by Experts
When your dog has health problems, it's not always feasible to schedule an appointment, and then take the dog to the vet. Timely treatment can be crucial. Help is now available online, when you need the information about dog health issues. Verified dog vets on JustAnswer can give you answers to all your questions about your dog's health. Just ask a vet today and get peace of mind.


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We Honor Those Who Paid the Ultimate Price
Mid-Tier Advocacy and it's partners would like to take the time honor those who paid the ultimate sacrifice. We we remember the fallen men and women who gave so unselfishly. To their families, love ones, and friends there are no words to share. However, Mid-Tier Advocacy Remembers and shall not forget the debt.Continue reading


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"Move over Beckman, bring in Shaw. He's taking over Team Chuck." – Yvonne Strahovski on Brandon Routh's character
Oh boy, this should get tongues wagging. AOL's Maggie Furlong visited the set of Chuck and talked to Zachary Levi, who demonstrates is calf-lift technique; Yvonne Strahovski, whose choice of dream guest star is AWESOME; and Brandon Routh, who acknowledges the intricacies of Casey's grunts. Also, relationship stuff. Brace yourselves.
Reminder: the comment guidelines are there for a reason; play nice, Chucksters!


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"The process of gold is a fascinating metaphor for pain and suffering," says singer-songwriter Kimbra, speaking of her trap-inflected ode to self-worth "Goldmine" and its surreal new music video. "Gold must be refined in the fire before it takes on its true character. Much like life itself, we must be tested and refined before we can give from the deepest part of ourselves."
The song is off the musician's second full-length, The Golden Echo, which Rolling Stone named one of the 20 Best Pop Albums of 2014, praising the LP for its "hard left turns and buried production treasures." "Goldmine" was written, Kimbra says, "to be like a mantra to me. . . in order to lift myself in hard times and serve as a reminder that infinite riches lie within me at all times."
For the music video (which you can view above), the singer sought to create a visual metaphor to symbolize the song's message of "inner wealth." Kimbra – who is from New Zealand but recently moved to New York – found that metaphor with the help of filmmakers and fellow Kiwis Chester Travis and Timothy Armstrong, who shot in an old factory in Berlin and employed 100 percent stop-motion animation (no CGI whatsoever), as well as about 400 square yards of heavy-duty aluminum foil and 700 polystyrene spikes, to create the stunning abstract video.
"We hold immense power within us and I love how this is shown in the video through the use of all the different objects that manifest around me and, eventually, through me," Kimbra enthuses. "I often think about how the world is ultimately all energy and that we are creators of that energy every day."
The singer will share her own energy live onstage next in August, at Indonesia's Sunny Side Up Tropical Festival and We the Fest and Singapore's the Gathering.


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The following are web sites I use myself, and that I feel offer excellent information for people, particularly women, who want to travel.
Resources for Women Abroad
A terrific site by the International Center at the University of Michigan that should be read by any woman about to travel or work abroad. An OUTSTANDING resource. If you don't find what you are looking for on my web site, go to UM's IC site.
Sex While Traveling
Helpful information whether you are traveling with your sexual partner or not.
Camping Abroad
This web site has a LOT of great information about tent camping abroad, particularly in Europe.
The Lee Family Around the World
In 2001-02, a family of four went around the world. The Lee's web site chronicles how they prepared for the trip, and how they did it, and serves as an inspiration for entire families to do something as ambitious together.
Camping with Your Dogs
I first posted this page back in 1997, and it quickly became -- and remains -- the most popular page on my web site. This is USA-specific, but I think the tips are easily adapted to other countries (but YOU need to do your OWN research about camping with your dog/s in other countries -- please do NOT write me for advice regarding such!).
Camping and RVing with Dogs
Comprehensive guide by Jack and Julee Meltzer that covers just about everything you can imagine regarding taking your dogs on the road with you. The owners have two German Sheperds, and have lots of advice for those with dogs that are perceived as aggressive. In addition to excellent, practical information, this book also includes a directory of pet-friendly campgrounds in the USA.
Hosteling International
Let's you book hostels online in advance that are a part of the Hosteling International network.
Lonely Planet
Publisher of the oh-so-famous travel guides, which I find to be the best anywhere. Its online forum, called "The Thorn Tree", is a great place to ask for advice. It also has a section on Responsible Travel.
OneWorld Alternative Travel Guide
to allow you to "explore the World not just as a tourist, but as a caring global citizen." Find out about exciting, unique travel opportunities: OneWorld U.S. has compiled a list of volunteer and travel opportunities offered by its nonprofit partners.
Rough Guides - Travel
Somewhat similar to Lonely Planet, published out of Great Britain.
Travel Intelligence
First-hand accounts of travel across the globe.
Another site's information on safety for women traveling abroad
Insure My Trip, a site to compare trip insurance. I found out about it from Clark Howard's show.
Pink Pangea, featuring very brief blog entries by women travelers.
There are more than 878 UNESCO World Heritage sites. These sites belong to all of us – to enjoy, experience and protect. They are mix of man-made and natural sites, all outstanding, each with universal value. There is an AWFUL book called 1000 Places to See Before You Die by Patricia Schultz that's actually "1000 Luxury Hotels to See Before You Die." Don't even bother with it -- the UNESCO sites are a much better goal for world travel. You may have a site quite near wherever you are now in the world. Also, get involved with Friends of World Heritage.
Yahoo Travel - accounts by & for travelers
News and travelogues regarding adventure travel, independent travel, business travel, traditional travel, and more. Great tips and inspiration.
Yahoo Travel - deals
Info on hotels, travel companies, airlines, car rentals, etc.
provides an agglomeration of real-time information on the status of just about every airline flight in the world.
German Wings
This discount airline flies all over Europe. It's two hubs are in Germany. Great for travel within Europe.
Hapag Lloyd Express
Another super cheap airline that flies all over Europe. If you are traveling within Europe, this is a great airline.
By the U.S. State Department. Tips for USA citizens traveling or residing abroad. Includes information on getting a passport, and which countries require Americans to get a visa before you visit. Frequently updated.
transire benefaciendo: "to travel along while doing good."
advice for those wanting to make their travel more than sight-seeing and shopping.
Volunteering Abroad (especially for citizens of the USA)
Times have changed drastically in the last 30 years regarding Americans and other "westerners" volunteering in other countries. The emphasis in local relief and development efforts is to empower local people, and to hire local people, whenever possible, to address their own issues, build their own capacities, and give them employment. This strategy is much more beneficial to local communities than to bring in an outside volunteer. That said -- the days of international volunteers are NOT numbered: there will always be a need for international volunteers, either to fill gaps in knowledge and service in a local situation, or because a more neutral observer/contributor is required. This online resource provides tips on gaining the skills and experience that are critically needed to volunteer overseas.
The International Federation of Women's Travel Organizations (IFWTO)
a worldwide network of professional women in the travel and tourism industry.
womens travel talk
An online discussion group for women over 40 to share travel and outdoor recreation suggestions and ideas. It is also a place for women to connect with other women in their area for outdoor adventures.
Advice on things you should do before you leave on a trip, to ensure you can access information via any computer or your feature phone or smart phone that you might need while traveling
| Disclaimer: Any
activity incurs risk. The author assumes no responsibility for
the use of information contained within this document.
This material is provided as is, with no expressed or implied warranty.
Permission is granted to copy, present and/or distribute a limited amount of material from my web site without charge if the information is kept intact and is credited to Jayne Cravens. Please contact me for permission to reprint, present or distribute these materials (for instance, in a class or book or online event for which you intend to charge).
by Jayne Cravens, all rights reserved
(unless noted otherwise, or the art comes from a link to another web site).


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Kwindla Hultman Kramer
Hey Kids, Get Off My Lawn: The Once And Future Visual Programming Environment
When I was a graduate student at the MIT Media Lab fifteen years ago, my research group went on a retreat every year with Famous Computer Scientists from Xerox PARC. I greatly admired these people and their work. But I was young and in a hurry to get where I thought I was going. And it sometimes seemed that every time us young folks talked about our research, or showed a demo, someone would… Read More
The Next, Next Thing
Computers have been getting steadily "better" — faster, smaller, cheaper — for sixty years. But they get "smarter" — more capable and more broadly useful — in discrete leaps, the biggest of which don't happen very often. We're overdue for our next big leap. Working with computers is intoxicating. The price/performance curve is… Read More


text: Jane Foley, Research Analyst at Rabobank, suggests that true to its form as a safe haven currency the JPY lost ground overnight as the Shanghai Composite climbed higher. Key Quotes "In turn a softer yen lent some encouragement to Japanese exporters' stocks although the performance of the Nikkei 225, which closed just 0.37% higher on the day, lacked conviction. Knocking confidence in the Japanese stock market was news that Japanese company profits fell -1.7% y/y in Q4 while sales dropped -2.7% y/y. Also disappointing was the smaller than expected 8.5% y/y rise in Japanese capital spending in Q4 and the release of softer manufacturing PMI data. All of these releases suggest that despite the huge amount of stimulus already in the Japanese economy, it is failing to build traction. The immediate implication for Japan is that further stimulus could be required. The reality is that the BoJ appears to be running out of ammunition. The BoJ is already buying JGBs so that their amount outstanding will increase at an annual pace of about Y80 trn in addition to its purchases of ETFs, J-REITs, CP and corporate bonds. This sets the backdrop for the BoJ's January announcement of negative interest rates. We would argue that this was at the very least poorly timed. The WSJ ran a story last month suggesting that the BoJ's decision to apply a negative interest rate on some bank balances had spurred the sale of domestic safes, with supply of the most popular models running dry. This behaviour by consumers is likely influenced by the prevalence of negative interest rates further along the yield curve. This morning the Japanese government sold 10 year paper with a negative yield for the first time. In theory the existence of low or negative nominal interest rates should weaken the JPY as investors seek out a positive carry overseas. This forms the basis of the currency war in which the BoJ was a successful player in 2013 and 2014. However, the carry trade requires an environment of elevated risk appetite and low volatility to be successful. While yesterday's decision by the PBoC to cut bank's reserve ratio requirements by 50 bps propped up risk appetite overnight, it seems unlikely that the yen will relinquish much ground given the current plethora of global concerns. In the absence of much better news from China or the US the yen is likely to remain relatively well bid on safe haven demand and both sales of safes and JGBs may continue to do well. This morning's 10 yr auction of Japanese government paper managed to generate sufficient interest to cover the sale three times over. While the news of the PBoC policy easing yesterday helped lift sentiment, it is a double edged sword for China's export partners if it has a depressive impact on the value of the CNY. Despite pledging to the G20 over the weekend that it would not devalue to CNY, further monetary easing is set to have a depressive impact on the currency. Although the PBoC set a firmer fix for the CNY today, it may have to step up the pace of its FX intervention to keep the CNY stable going forward. The JPY has been gaining ground vs. the CNY in a trend that was sparked by the devaluation of the CNY in August 2015. More recent demand for the JPY as a safe haven has further supported the value of Japan's effective exchange rate. That said, on a 5 day view the USD is second best performing G10 currency after the CAD as the market questions whether it was hasty in pricing out the risk of further Fed rate hikes this year. A stronger USD could bring some downward relief for Japan's effective exchange rate. However, since a firmer USD would coincidentally drag up China's effective exchange rate (as a consequence of the de facto USD-CNY peg), it could also increase the pace at which the PBoC allows the CNY to soften vs. the USD. Since Japan would likely be widely criticised for any FX intervention by other G7 nations, it is not a policy we expect it to employ. Therefore, in current circumstances the BoJ has little influence over the value of the JPY and the announcement of negative rates was poorly timed. We expect USD/JPY to crawl back to the 115.00 area on a 6 mth view." For more information, read our latest forex news.


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Nicos Panayotopoulos was born in Athens in 1963. He studied engineering, but at the same time took drama courses at the Hellenic-American Union. Initially, he worked as an arts journalist for newspapers, magazines and television. Since 1992 he makes a living as a novelist and screenwriter. He has been teaching screenwriting in several Film Schools, seminars and workshops, and, lately, at the Film Department of the School of Fine Arts at AUTH. Since 2007 he is a senior trainer at the MFI script2film workshops. He has written screenplays for short films, TV series and feature films. In 1996 he won the best screenplay award forTruants (dir. by N. Grammatikos), at the Thessaloniki Film Festival. In 2000 he won the first prize in a screenwriting competition with his screenplay False Alarm, which was produced in 2006 (dir. by K. Evangelakou). He co-wrote The King and The Wake (2002, 2005, dir. by N. Grammatikos), My brother and I, (1998, dir. by A Kokkinos), and Totally Married (2003, dir. by D. Indares) among others.
He has written a collection of short stories, "The Guilt of Materials" (Polis ed. 1997), for which he was awarded the Maria Ralli Award for first appearing writers, and four novels: "Ziggy from Marfan – The Diary of an Alien" (Polis ed. 1998), "The Gene of doubt" (Polis ed. 1999),"Icon" (Polis ed. 2003) -the later was shortlisted for the National Novel Award-, and "The children of Cain" (Metaixmio publ. 2011). Ziggy is translated in Italian (Polvere di stelle, Crocetti ed.), Icon is translated in French (Saint-Homme, ed. Gallimard) and German (Heiligmacher, Reclam Verlag), and the Gene is translated in French (Le Gene du doute, ed. Gallimard), German (Die Erfindung des Zweifels, Reclam Verlag), Italian (Il gene del dubbio, Ponte Alle Grazie ed.), Slovenian, Serbian and Chinese and is currently being translated in Portuguese. He has translated into Greek Andrew Crumey's "Mr. Mee", Philip Roth's "The professor of desire", and Jean Echenoz's "Jérôme Lindon".
Featured Reading Group Title
The Gene of Doubt (Το γονίδιο της αμφιβολίας)
In the early 21st century Albert Zimmermann, an American biologist, discovers the gene of the artist. He introduces a simple test, which can easily prove if one is born a creator or not. A promising writer, fearing a possible rejection, decides to live with doubt. He refuses to undergo the test, which has brought the world of Arts (and not only) upside down, without realising that with this attitude he condemns himself to silence. He will suffer the painful consequences of his decision bravely and he will not regret it but only for a moment, just before his death… And then he will start writing again, to write the praise of doubt, without imagining that this confession will lead to a new reversal, perhaps even more resonant than that caused by the infamous test.
"This work is one of the most inventive works of speculative fiction during the last years internationally. If it was ever to be translated into English, then it might become a universal best seller". Dimosthenis Kourtovik, Greek writer and literary critic
"Using science fiction or, better, the occasion provided by science fiction, Panayotopoulos talks about contemporary and current issues. The Gene of Doubt is a novel about the anxiety of the artist, his relationship with publishers and critics, and his desire to prove his work recognized." Filippos Filippou, Greek writer and journalist
More Information
- The Gene of Doubt is featured in our Greek Reading Group Autumn / Winter 2012-13.
- Sample [download id="65″] translated into English by David Connolly (downloadable).
- Twitter discussion of The Gene of Doubt on Tuesday 11 December 2012, 6.30-7.30 pm GMT with the hashtag #readinggroup


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This Teen Used Makeup To Draw Famous People And It Is Flawless … – BuzzFeed News
Posted: Thursday, July 13, 2017
She said it took four months for her to gain the ability to draw faces in the space around her eye.
"I had been wanting to try drawing a figure on my eye for a while, but that video is what helped me choose exactly who to draw," she said.
"All over Twitter and Instagram, everything I saw was about Rihanna. I wanted to show my love for her, and test myself at the same time.
"It took me around four months to gain the ability to draw faces on my very little eye space. I dabbled in painting and drawing before I got into makeup, but I didn't find as much joy in that type of art as I do in makeup art."


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When a golfer say, 'I'm playing Orlando,' it can mean anything from teeing it up at a classic layout once played by Sam Snead to a resort course brimming with high-impact features to a hilly layout
TAMPA, Fla. -- With my golf clubs fresh off the baggage carousel at Tampa International Airport, it was time to beeline north toward Brooksville.
WESLEY CHAPEL, Fla. -- One size doesn't always fit all.
Northwest Florida is often overlooked as golfers race by to the more publicized peninsula.
My advice: Slow down, stop and play the Panhandle.
Ponte Vedra Beach, Fla. -- The PLAYERS Championship is obviously a showcase for the world's best golfers on the world's best stadium golf course.


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Cars > Clubs > Browse > BMW > Bay Area Z
Club Information
Bay Area Z3342 Santa Fe Street
Riverbank, California 95367
- Scott Pettit, Unofficial Grand Poobah
- 209-869-2854 (my office)
Est. 1996
Members: 130
Events 1 of 1
Past Events
|Jun 25, 2008
|Riverbank Favorite Rides Car Show
Shared Items
You must be a member of this Motortopia group to access the shared items.
About Group
We are a free club of BMW Z1, Z3, Z4 and Z8 owners who love to drive the roads that these cars were built for.
Membership Requirements: A love for roadsters
Got something you want to discuss? Looking for advice? Or, just want to catch up on what's happening? Join our forum and post and reply to topics on General Discussion, and more...


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The company discounts that our web system delivers to consumers are calculated direct from national agencies that are found in our computer system.
Sacramento, CA (PRWEB) June 29, 2014
The various tools for reviewing insurance agency prices found on the Internet are sometimes not complete with updated agency data. The Quotes Pros company is now assembling all available discounts that insurance companies have available this year in its easy to access portal at http://quotespros.com/auto-insurance.html.
The policy markdowns and special incentives that insurers have created this year can be explored for automotive, life, health, renters and other packages for coverage. The automotive industry insurance plans that are viewable feature full coverage, liability and SR22 plans that are most popular in the U.S.
"The company discounts that our web system delivers to consumers are calculated direct from national agencies that are found in our computer system," said a Quotes Pros source.
The complete automation of insurance price delivery this year is controlled by a third party database that is continuously modified to feature new additions of insurers. Because the system now includes multiple consumer based plans, a way to showcase the prices attached with each plan has been created to simplify all research.
"We're now relying on an exact zip code matching tool that helps gather and present the best rates based on specific locations within the United States," the source said.
The Quotes Pros company has developed its search program for use as a simplified tool for any consumer to gain price information without making contact with a list of insurers separately while offline. The rates for plans other than automobile coverage can be found visiting http://quotespros.com/renters-insurance.html.
About QuotesPros.com
The QuotesPros.com company is currently one resource to explore discounts available in the automotive insurance business over the Internet. The company tools now positioned for public searching on the company website allow exploration of insurer data. The QuotesPros.com company has recently branched out into providing other coverage products that national companies provide to allow consumers easy comparisons online when reviewing different coverage options for various needs.


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Mermaid vs. Pirates Party Details:
This is what Michelle said about planning/styling the party- "When my client, Gen, approached me with her idea for a theme, I felt instantly excited. Her concept was Mermaids vs. Pirates. How unique! The juxtaposition was more of to accommodate another special detail: the party is actually a double celebration, for the birthdays of both Gen's daughter and husband!
For the Mermaid side, I decided to work with the shades aqua and lavender to simulate the colors of the ocean and the undersea. One element I was very excited for was the jellyfish umbrellas though!
The Pirates side was an extra joy to dress up. I created a special section for them, right beside the dessert table. Mitch and his friends in particular loves to drink, so we rounded up a treasure chest filled with all these special booze! Captain Mitch, you are wanted for smuggling joy to your family and countless acts of piracy! Just love that line".
Items and supplies used in this Mermaids vs. Pirates Party available in Kara's Party Ideas Shop:
Love Kara's Party Ideas? Keep up with the latest party ideas, FREE party printables, tutorials, recipes and more by following Kara's Party Ideas on Pinterest!


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App Watch: Flixster Goes Broad
The success that Apple has seen with its iPhone App Store has prompted rivals like Research In Motion and Palm to also try and attract more people with an array of software applications including games, entertainment, news and other utility programs.
But one of the biggest challenges those companies face is in convincing developers to make apps for them as well as Apple. Apple's App Store, with over 65,000 apps and a user base of over 40 million users, is far ahead of the others in both app selection and audience size. That makes it by far the most attractive platform and the reason many developers, especially those with limited funds, are focused solely on iPhone apps.
Over the past few months, however, movie social-networking service Flixster.com made a broader bet and released versions of its popular "Movies" iPhone app for the Palm Pre, Blackberry and Android devices.
So far, more people are still downloading the app for the iPhone than for other devices. Flixster has 5.7 million users on its iPhone app, which it launched nearly a year ago, and over 60% of them use the app every month. In comparison, its app for Google's Android operating system has gained about 160,000 users since it launched it on May 1. Apps for both Palm's iPhone-like Palm Pre device and RIM's Blackberry smart phones have attracted about 80,000 users each since launching on June 1 and July 7, respectively.
Flixster says it's happy with the initial response, but admits there are challenges. Flixster chief executive Joe Greenstein and president Steve Polsky recently shared their experience developing apps for the various platforms:
Wall Street Journal: What has been the biggest challenge in building apps for the various platforms?
Greenstein: The most frustrating thing is that they're all so different. It's not like the Web where you can just build a site. We don't have one mobile code base. We really have to basically build from scratch for each of these platforms. It requires a dedicated team of developers and support staff. The specs are different, the carriers are different, and the speed of the connection is different. And these factors change depending on country. It's expensive and distribution is hard on a lot of them. We make a business case for each platform we decide to support.
WSJ: What kind of factors do you take into consideration?
Polsky: The question for us is which one of these platforms can get to critical mass. That means it has to be a great device, there has to be enough devices out there, and the business model has to be right. For us, they have to allow ad-supported models. The details of the app store are also very important. We look at how users find the applications and whether they can really find them. The promise of the app store is, "Let's let the best applications bubble to the top," so there has to be a free discovery of applications.
WSJ: How do you rate the various platforms based on those standards?
Polsky: The iPhone has them all. Android is different because it's an operating system. It's got a lot of devices that have a great interface. The app store supports a lot of applications, and the business model works for us, but they don't yet have a critical mass of devices. The Blackberry consists of a mix of devices and each has its idiosyncracies, but they have a huge, passionate and loyal install base. We're excited about it and investing a lot in Blackberry, but they need time to mature. The Palm Pre is a neat device and has a really neat environment, but they don't yet have the critical mass of applications and devices out there. The question is whether they can get to scale.
WSJ: How easy or difficult has it been to develop apps for each of the platforms?
Greenstein: I want to give a shout out to Palm because their use of Web standard technologies makes it a lot easier to develop apps. Apple also does a nice job, but the programming language is their proprietary thing, so you have to learn it. Once you do, it does a lot of great things. Android and Blackberry are based on more traditional Java programming, so you have to do a little more front end stuff. But Android's openness is wonderful for us. The biggest thing by far is that we only have to do a little bit of customization for each Android device. They share a common infrastructure otherwise.
WSJ: Will you create apps for other device makers like Nokia or Sony Ericsson?
Polsky: We're bullish and excited about the whole smart phone market in general. We're talking to just about all of them, but the most important markets for us are U.S., Canada, UK and Australia, where there are large English speaking audiences.
WSJ: What's next?
Polsky: We're working with Apple's iTunes team, so users will be able to buy movies on the iTunes store through the app. The upgrade will be going through the approval process soon and we expect it to be available some time in August or September. We're also having conversations with Netflix. We want to work with all the commerce players, so we can make a really comprehensive offering where users can not only discover movies, but buy or rent them in physical or digital formats.


text:
Previous Challenge Entry (Level 1 – Beginner)
Topic: rain (10/17/05)
TITLE: Drip... Drip... Drip...
By Cassie Memmer
"Ken, when are you ever going to do something besides watch TV?" she interrogated
as she disgustedly looked around at all that needed attention. Cheryl once more took
her mental tally: The ice maker needed fixing, the faucet dripped, house trim required
painting, and several other 'Honey Do' jobs awaited. "I wish you would get busy and
DO something!"
Drip... Drip... Drip...
Annoyed, Ken ate his sandwich, and lounged on the couch watching cable reruns of
"Bonanza." She was more irritating than the dripping faucets! He shouted, "Haven't
you ever heard of the scripture in Proverbs that says 'a quarrelsome wife is like a
constant dripping on a rainy day?'"
Drip... Drip... Drip...
Cheryl was doing her Saturday chores of laundry and cleaning while thunder bellowed
and lightning filled the sky. Rain poured from the heavens. "Ah," sighed Ken, plopping
down on the couch, "what a great day to just watch television."
Ken, still sprawled on the couch two hours later, had fallen asleep. Drip... drip... drip...
He awoke knowing something was wrong. "Agh! I'm all wet! Cheryl! Cheryl!"
Cheryl ran from the kitchen where she'd been fixing dinner, "What's the matter, Ken?"
"Why did you pour water on me?" he hollered.
"I didn't! Why would I pour water on you, Ken?"
Drip... Drip... Drip...
They looked up and saw huge rain drops suspended from the plaster ceiling. Hanging
there until large enough to... splat! Ken was soaked with rain!
Cheryl chided, "Have you ever heard of the scripture in Ecclesiastes that says 'if a man
is lazy, the rafters sag; if his hands are idle, the house leaks?'" and she stomped off to
the kitchen.
Drip... Drip... Drip...
Ken moved the couch from under the leaky ceiling and put a bucket on the floor to
catch the raindrops. "Hmmph! Lousy rain! I can't see the TV as well from here!" he
complained as he plopped on the couch again.
Sunday morning brought brilliant sunshine. Ken and Cheryl woke early and began to
get ready for church. "Wouldn't miss it," they always said if someone asked about their
church attendance.
Pastor Reynolds read Ephesians 5. "Those of you that are married, did you hear that
last verse? 'Each one of you also must love his wife as he loves himself, and the wife
must respect her husband.' Now, why do you suppose God says it just like that? Well,
here's the answer: What a man most desires is to know he is respected. And what a
woman desires most is to know she is loved. Men, love your wives, putting them first,
like Christ loves the church. Women, respect your husbands as the head, as Christ is
the head of the church."
Conviction pierced the hearts of both Ken and Cheryl. All the way home they meditated
on what the pastor had spoken. Both knew they could do much more to show their
love and appreciation for each other.
After parking the car and going into the kitchen, Cheryl took Ken's hands and said,
"Ken, I'm sorry I've nagged you so. And I want to thank you for working hard at your job
and providing for me."
Looking her in the eyes, Ken softly spoke, "Cheryl, I'm sorry I have ignored needed
repairs around the house. I love you and want you to know I'm going to change." They
hugged, vowing to themselves and each other to follow God's Word. They would work
harder at keeping God and His will at the center of their marriage.
A few months later, raining outside, but dry inside, Cheryl happily looked all around.
The faucets were fixed, the painting done, and plenty of ice filled the ice tray. The roof
was repaired and the ceiling was newly painted. Ken sat on the couch folding a load of
towels Cheryl had just washed and dried. "Honey," Cheryl called, "dinner is ready,
come and eat."
Ken entered the kitchen and eyeing the mouth-watering bounty laid out before him said,
"Thanks, Sweetie," and gave Cheryl a big hug.
Cheryl gave him a peck on the cheek and said, "Thank you, Ken, for all you do around
And they sat down to eat together, enjoying each other's company, and no where to be
heard was any drip... drip... drip...
references NIV:
Proverbs 27:15
Ecclesiastes 10:18
Ephesians 5:33
The opinions expressed by authors may not necessarily reflect the opinion of FaithWriters.com.
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JOIN US at FaithWriters for Free. Grow as a Writer and Spread the Gospel.


text:
Roger Federer followed the world No1, Novak Djokovic, out of the Monte Carlo Masters on Friday, beaten yet surprisingly upbeat, then revealed he may not play again until the French Open in five weeks' time, arousing concerns that his injured knee is worse than he is letting on.
The 34-year-old Swiss clearly is taking every precaution and rest available in the gloaming of a wonderful career. Returning to the Tour after pulling out of Miami last month with a virus, he looked in good shape here in the first tournament of the European clay season, but in the third quarter-final of the day he was unable to repel a rousing finish by Jo-Wilfried Tsonga, who won 3-6, 6-2, 7-5.
"I definitely won't play the next couple of weeks," Federer said. "And Madrid [which follows Barcelona]? I'll decide probably 10 days from now. Rome? I'll decide probably in 15 days from now."
For the first time in his career, Federer had surgery to repair a freak knee twist while running a bath for one of his children at the end of the Australian Open in Melbourne in early February. He is not keen to repeat the experience, fearing it would signal the final stages of his career.
"I guess it depends what the diagnosis is of the doctor. I think it's always the beginning of the end, surgery. I still believe that. If I can avoid it, I will always avoid it. Would I have surgery for fun? Not me anyway. I don't see one funny bit about it."
Andy Murray, who has endured his own trauma on the operating table, is back at the top of his game – and that verdict comes from his opponent in the first semi-final on Saturday, Rafael Nadal, who needed only an hour and 17 minutes to crush an out-of-sorts Stan Wawrinka 6-1, 6-4 in the second quarter-final.
After stuttering wins over the French players Pierre-Hugues Herbert – a skilled doubles artist – and the inventive but fragile Benoît Paire, Murray beat the world No12, Milos Raonic, 6-2, 6-0 in 66 minutes on Friday.
Never mind that the Canadian looked to be struggling for balance and speed across the dirt, a legacy of a leg strain sustained when hunting down a drop shot the previous day; Murray hit the ball cleanly, judiciously and with renewed confidence.
It was little more than a training hit as Raonic lumbered and sweated to little effect. One of an estimated 15 present and former players who call Monte Carlo home, the Canadian looked anything but at ease as Murray manoeuvred him about the clay at will. "He played a great match today," Nadal said, adding that Murray's ambitions of winning the French Open were perfectly reasonable.
"If you are able to play semi-finals of Roland Garros or semi-finals of Rome a couple of times, you are ready to win titles. He's a great player in all aspects. He's a great clay-court player, great hard-court, grass, indoor player. He's a complete player in all aspects. If he plays well, he can play well on every surface."
Murray responded with a smile to Nadal's kind assessment. "I learned a lot last year during the clay-court season," he said, looking back on his breakthrough win over Nadal in the Madrid final. "Rather than not looking forward to this period of the year that much, like when I was younger, I have started to embrace it and try to learn, watching videos, doing a lot of specific drills and training blocks to try to improve the things I was struggling with."
He added: "I'm not going to say I'm going to win this event. I didn't play well the first couple of matches, and people are saying: 'Oh, disaster, he's playing really bad.' But I got through – and now I have an opportunity to play against the best clay-courter ever. I'm feeling good."
It has been a fascinating and at times perplexing year for the Scot. The arrival of his daughter Sophia preceded more heroics in the Davis Cup, yet he went out early in Indian Wells and Miami, looking simultaneously tired and undercooked.
Here, he has slowly found a rhythm on the clay. While he would dearly love to take the title after reaching two semi-finals, this has always been the first stage of his preparation for an assault on Paris (as it is for all the contenders), where he is convinced he can win.
Nadal, once a peerless master on this surface, has struggled for a worryingly long time against players who years ago he would have dismissed in his familiar, muscular fashion. He won the title here eight years in a row, before running into a rampant Djokovic in 2012. Those memories will help him. On Friday, he was ruthless again.
Wawrinka, one of the best racket-smashers in the game, splattered his cudgel across his substantial thigh at the end of the fifth game in the first set, apparently angered by his own indifferent form, some personal mood swings and noise drifting on to Court Rainier III from one of the many nearby restaurant tents.
As the sun lowered, Gaël Monfils took the fourth semi-final place, beating the lucky loser Marcel Granollers 6-2, 6-4. The Frenchman could yet win this – and that tip came from Murray, after Djokovic made his surprise exit earlier in the week.
This article was written by Kevin Mitchell in Monte Carlo, for The Guardian on Friday 15th April 2016 22.30 Europe/London
guardian.co.uk © Guardian News and Media Limited 2010


text:
zmemw16 wrote:anyone remember colored dot coded capacitors ?
some were tubes with tags at each end for pcb mounting.
istr that most of my first bits were from tv's, the graveyard of the local rental shop, back garden(?) 20ft x 30ft and about 3 or 4ft deep
in chasis's.
all rather dangerous with glass valves and the tv tubes possibly deadly, great for teaching how to step very carefully indeed.
Its bad enough with the various different numbering systems used by capacitors.
If I'm not sure I hook them up to my multimeter as measures capacitance (good enough to confirm the value based upon the numbers written on it)


text:
What we do
Application Services
Noel Beckers
BU Manager Application Services & Industrialisation
Today there is a lot of pressure from business on IT : disruptive business models that are a threat, applications that don't correspond to the business needs, websites that are not showing the content on all devices as you would like…
Gfi Application Services helps companies to increase their business agility, by developing applications in close collaboration with your business people, to serve their needs and add the most possible business value, in an agile industrialised way and for all devices you need.
Agile fixed price development : a contradiction ?
You have a fixed budget for the development of an application, but your requirements change constantly and also during the course of a project. Gfi can answer your need with an agile fixed price development.
Industrialisation in maintenance, development and testing
Finding and keeping the right people to develop, test and maintain your applications is more difficult then ever. Yet your business needs grow, and you need to deliver higher quality for less budget. With the Gfi Service Centers in France, Spain, Portugal and Maroc, we industrialise maintenance, development and testing of your applications, at a reduced cost.
Digital Enterprise – offer the best customer experience
Your customers are in the driving seat, and you want their experience to be the best, no matter where they are and what device they use. We can integrate your applications with your website, and build on top of the web content management solution of your choice, to have full responsive websites.
System Conversion Migration
Upgrading your system to take advantage of the latest improvements in computer hardware and software is frequently desirable, often necessary. But the price of change can be a costly, time-consuming, and complicated rewrite or conversion involving numerous unfamiliar activities.
Gfi developed an industrial approach to system conversion which avoids many of the disadvantages of conventional conversion, achieves many of the benefits of a custom rewrite, and can save you time, money, and manpower. This unique approach, uses an extensive library of specialized software and advanced programming and testing methods. This methodology and tools ensure that the migrated programs will produce output functionally equivalent to that produced by the original programs.
Data migration
Gfi has developed specific migration tools and a clear methodology to industrialize data migrations. The ADP toolset consists of a suite of integrated tools aiming at a productivity and quality gain on all the tasks related to the migration of data. Its specificity is to manipulate large volumes of data in a limited time and to propose for this a method of specifications and simple validations based on data models.
Gfi already realized several migration projects based on its proven methodology and tools for large companies.
Reference cases
We have created a number of reference cases to give you an idea on the variety of projects we are working on. Note that customer information is not published but can be requested on demand.
Toyota Motor Europe's new digital platform
Interview with Karen Peeters, Senior Manager Online Experience, Toyota Motor Europe
BNP Paribas Insurance
System conversion migration
SPW Pac-on-Web
Gfi participates in the development of an online portal to ease farmers' agricultural land declarations


text:
Ok, I really think the whole slider thing has jumped the shark, everything has turned into a slider. Since when is smaller better? Have you met my family? Sliders are just a tease. So why another slider, after our pulled pork sliders and meatball sliders? Why am i perpetuating this miniaturization of tailgate fare? Well, two reasons. First, we serve lots of great things at our parties, so small dishes allow people to try different things. Second, some things are so rich and decadent that you can't eat a pound and a half.
Today we have the newest TailgateJoe menu item, the Filet Mignon slider. First we take whole Creekstone Master Chef tenderloins that I get from Pat LaFrieda. Creekstone Farms produces some of the best beef in the country with their certified Black Angus program. Their Master Chef label is the best of the best beef they produce. This is the kind of stuff you are served in the best steakhouses. Pat LaFrieda is the best meat purveyor in NY and they get the best of Creekstone's beef output. Next we top the beef with a lush bearnaise sauce. Finally, we serve this on sweet Hawaiian mini rolls.
Here's How I Make It
First I take the whole beef tenderloin, sometimes referred to as "pismo" or "psmo." This is how filet mignon starts out before its final trimmed form, and is available in the form from your wholesale shopping club like Costco or Sam's Club. Buying from these stores in this form is a great value compared to buying the final trimmed steaks and is quite easy to handle. Breaking down and trimming a pismo is a great way to learn about trimming steaks for a first timer as well.This whole filet needs to be trimmed, with the silverskin and chain meat removed. I could go through the process, but this video gives an excellent rundown on the process. If grilling the whole filet as we did, just skip the final part where he cuts the individual steaks.
Next, after I trim the tenderloin, I take the tapered ends and fold them into the tenderloin and secure them in place with butcher's twine. I do this so that the tenderloin is roughly the same thickness from end to end. This is important for even cooking throughout the steak, otherwise the outer ends would overcook and dry up.
After the filet is butchered and tied up at the ends, I rub it with olive oil and put a nice coating of coarse black pepper and coarse sea salt on it to form a nice crust. It then sits out for about 45 minutes, you don't want to throw a cold piece of meat straight from the fridge right onto the grill.
Now comes the fun part, our caveman roots, cooking meat over fire! Cooking a thick cut of beef like the whole tenderloin presents a challenge. The filet needs to be cooked to a medium rare-medium temperature, any more and the steak will be too dry and overdone. Truth be done, I prefer my filet mignon rare, but when cooking for a crowd medium rare to medium is the safer bet. Also, since we are slicing these so thin, cooking to less than this may pose problems with the slicer. So how do we get a nice dark crust, while getting that inside cooked through to a nice medium-rare/medium? The answer is using the direct/indirect method. We set up the grill with hotter and cooler zones. This is done on a charcoal grill by piling up coals to one side of the grill and leaving one side with no coals. For gas grills, you want to light burners on one side and leave the other side off. This is why I love our Crown Verity grills. They have multiple individually controlled high output burners that run from front to back of the grill, allowing you to easily set up direct and indirect zones.
First the high heat sear. I set up the high heat zone in the center of my grill, turning those burners to high and waiting about 5 minutes for our grill to heat up to around 600 degrees, it will probably take a little longer in your grill. I then place the filet down right on top of those burners and close the hood. After 2-4 minutes I turn the meat to another side and do the same. I repeat this until all 4 sides have a nice sear. This should be done in 8-12 minutes, closer to 8-10.
Second, the indirect cook through. After I am done getting my nice sear and crust on the outside, the meat goes to the indirect zone of the grill. On my grill I turn off those center burners that are underneath the steak and I light the burners on the far ends of my grill. On your grill you may have to take your steak and move it to the far side of your grill furthest from the lit burners. I then close the hood and allow the steak to cook for 10-20 minutes, depending on your grill. You will need an instant thermometer, like the Thermapen, to monitor your meat temp, this is really the only way to get your steak cooked perfectly. After 8 minutes or so start checking the meat with your thermometer until you reach 125 degrees in the center of the steak. At that point, pull the steak off and allow it to rest for at least 15 minutes, this is crucial!
Once the meat has rested, I run it through a meat slicer. I then whip up a batch of bearnaise sauce using a sauce mix available at any grocery store. Then it is as simple as assembling the sandwiches.
Got any ideas for TailgateJoe? Want to be featured on the site?
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text:
Canadians – How to Get Your Vegas Casino Tax Refund
What Happens in Vegas doesn't have to stay in Vegas!
Are you a Canadian who won in Vegas but the US Casino held back 30% percent of your winnings as tax? Have you asked yourself "how do I go about getting back my refund on those taxes?"
Casinos and other gambling establishments in the US typically withhold 30% of Canadian visitor winnings as per IRS requirements with some exceptions.
In order to qualify for a Casino tax refund, the following criteria needs to be met:
- You won in the last three years,
- Were a resident of Canada at the time of the winnings,
- You were issued a 1042-S form (typically looks like a receipt from a store or restaurant) as well as a Casino Tax Win Slip from the Casino where you won,
- Have the necessary identification documents for your Casino Tax Refund.
Canada formed a treaty with the US during 1996 wherein gambling losses can be offset against gambling winnings to either eliminate or at least reduce taxes on Casino winnings. If you want to recover the taxes withheld, you will need to substantiate your gambling losses with proper documentation as proof and produce valid receipts.
The IRS provides the following guideline on their website: "It is important to keep an accurate diary or similar record of your gambling winnings and losses. To deduct your losses, you must be able to provide receipts, tickets, statements and other records that show the amount of both your winnings and losses." Your diary should record the date, location, and type of your gambling activities, as well as amounts won or lost. If you have winnings from blackjack, baccarat, craps, roulette, or big-6-wheel, there should not have been any tax withheld and you cannot use these when calculating your winnings or losses. If the Casino did withhold tax, then all of the tax is refundable.
Note: These records do not have to be submitted with the tax return, but must be available if requested by the IRS.
In order to claim your recovery, you must apply to the IRS for an Individual Taxpayer Identification Number (ITIN) as well as submit a tax return (1040NR). In order to obtain your ITIN you will need to complete form W-7 which requires you to provide certified or notarized copies of your passport or a combination of two or more other pieces of identification. These copies must be certified by the "issuing agency or official custodian of the original record", "or notarized by a US notary public legally authorized within his or her local jurisdiction to certify that the document is a true copy of the original." U.S. notaries public are available at US embassies and consulates in Canada. You can pay a Canadian authorized IRS "Certifying Acceptance Agent" to apply for the ITIN on your behalf. A list of the Certifying Acceptance agents located in Ontario can be found on the IRS website.
The ITIN application can be submitted with your US tax return. The tax return must include all winnings less losses and taxes paid in order to calculate whether or not you will be getting a refund. There is a rare possibility that if your wins exceed your losses, additional taxes may need to be paid.
Once you have completed the ITIN (W-7) application and your US tax return (1040NR) and submit them, be prepared that it could take up to six months to process your return and refund.
So don't be frustrated by the amount of paperwork. Once you have it pulled together, it is pretty straight forward.
IRS – Effective June 22, 2012 the IRS made interim changes that affect the Individual Taxpayer Identification Number (ITIN) application process. You must now be an accredited agent for the IRS in order to obtain an ITIN. This requires taking a course and writing an exam.
Have you found yourself in this situation? I'd love your feedback. And here on my blog, you'll get commentluv so don't forget to leave a link back to your own blog too!
Until next time,


text:
Exception.InnerException Property
Gets the Exception instance that caused the current exception.
Namespace: System
Assembly: mscorlib (in mscorlib.dll)
Property ValueType: System.Exception
An instance of Exception that describes the error that caused the current exception. The InnerException property returns the same value as was passed into the constructor, or a null reference (Nothing in Visual Basic) if the inner exception value was not supplied to the constructor. This property is read-only.
When an exception X is thrown as a direct result of a previous exception Y, the InnerException property of X should contain a reference to Y.
Use the InnerException property to obtain the set of exceptions that led to the current exception.
You can create a new exception that catches an earlier exception. The code that handles the second exception can make use of the additional information from the earlier exception to handle the error more appropriately.
Suppose that there is a function that reads a file and formats the data from that file. In this example, as the code tries to read the file, an IOException is thrown. The function catches the IOException and throws a FileNotFoundException. The IOException could be saved in the InnerException property of the FileNotFoundException, enabling the code that catches the FileNotFoundException to examine what causes the initial error.
The InnerException property, which holds a reference to the inner exception, is set upon initialization of the exception object.
The following example demonstrates throwing and catching an exception that references an inner exception.
To run this example, see Building Examples That Use a Demo Method and a TextBlock Control.
using System; public class Example { public static void Demo(System.Windows.Controls.TextBlock outputBlock) { ExceptExample testInstance = new ExceptExample(); try { testInstance.CatchInner(); } catch (Exception e) { outputBlock.Text += String.Format("Exceptino caught: {0}", e.Message) + "\n"; outputBlock.Text += String.Format("Inner Exception is {0}", e.InnerException) + "\n"; } } } public class MyException : ArgumentException { public MyException(String message) : base(message) { } public MyException(String message, Exception inner) : base(message, inner) { } } public class ExceptExample { public void ThrowInner() { throw new MyException("MyException inner exception"); } public void CatchInner() { try { this.ThrowInner(); } catch (Exception e) { throw new MyException("Error caused by trying ThrowInner.", e); } } }
This code has the following output:
In Main catch block. Caught: Error caused by trying ThrowInner. Inner Exception is MyAppException: ExceptExample inner exception at ExceptExample.ThrowInner() at ExceptExample.CatchInner()
For a list of the operating systems and browsers that are supported by Silverlight, see Supported Operating Systems and Browsers.