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Medical school gift restriction policies and physician prescribing of newly marketed psychotropic medications: difference-in-differences analysisBMJ 2013; 346 doi: https://doi.org/10.1136/bmj.f264 (Published 31 January 2013) Cite this as: BMJ 2013;346:f264
- Marissa King, assistant professor of organizational behavior1,
- Connor Essick, research assistant1,
- Peter Bearman, Jonathan Cole professor of the social sciences2,
- Joseph S Ross, assistant professor of medicine3
- 1Yale University School of Management, New Haven, CT, USA
- 2Interdisciplinary Center for Innovative Theories and Empirics, Columbia University, New York, NY 10027, USA
- 3Section of General Internal Medicine, Department of Medicine, Yale University School of Medicine, New Haven, CT, USA
- Correspondence to: P Bearman psb17{at}columbia.edu
- Accepted 31 December 2012
Objective To examine the effect of attending a medical school with an active policy on restricting gifts from representatives of pharmaceutical and device industries on subsequent prescribing behavior.
Design Difference-in-differences approach.
Setting 14 US medical schools with an active gift restriction policy in place by 2004.
Participants Prescribing patterns in 2008 and 2009 of physicians attending one of the schools compared with physicians graduating from the same schools before the implementation of the policy, as well as a set of contemporary matched controls.
Main outcome measure Probability that a physician would prescribe a newly marketed medication over existing alternatives of three psychotropic classes: lisdexamfetamine among stimulants, paliperidone among antipsychotics, and desvenlafaxine among antidepressants. None of these medications represented radical breakthroughs in their respective classes.
Results For two of the three medications examined, attending a medical school with an active gift restriction policy was associated with reduced prescribing of the newly marketed drug. Physicians who attended a medical school with an active conflict of interest policy were less likely to prescribe lisdexamfetamine over older stimulants (adjusted odds ratio 0.44, 95% confidence interval 0.22 to 0.88; P=0.02) and paliperidone over older antipsychotics (0.25, 0.07 to 0.85; P=0.03). A significant effect was not observed for desvenlafaxine (1.54, 0.79 to 3.03; P=0.20). Among cohorts of students who had a longer exposure to the policy or were exposed to more stringent policies, prescribing rates were further reduced.
Conclusion Exposure to a gift restriction policy during medical school was associated with reduced prescribing of two out of three newly introduced psychotropic medications.
The statements, findings, conclusions, views, and opinions contained and expressed in this article are based in part on data obtained under license from IMS Health information services: Xponent database (2005-09) IMS Health. All Rights Reserved. In the tables the authors' calculations are based on data from IMS LifeLink Information Assets-LRx Longitudinal Prescripton Database, 2008-09, IMS Health. The statements, findings, conclusions, views, and opinions contained and expressed herein are not necessarily those of IMS Health or any of its affiliated or subsidiary entities.
Contributors: MK and JSR conceived and designed the study and drafted the manuscript. All authors participated in the analysis and interpretation of the data and critically revised the manuscript for important intellectual content. CE, MK, and PB obtained the data. MK conducted the statistical analysis. MK accepts full responsibility for the work, had access to the data, and controlled the decision to publish. She is guarantor.
Funding: MK and PB received support from the National Institute of Mental Health. JSR is currently supported by the National Institute on Aging (K08 AG032886) and by the American Federation of Aging Research through the Paul B Beeson Career Development Award Program. PB is currently supported by the NIH director's pioneer award program, part of the NIH Roadmap for Medical Research (grant No 1 DP1 OD003635-01). None of the funders had a role in study design, in the collection, analysis, and interpretation of data, in the writing of the report, or in the decision to submit the article for publication.
Competing interests: All authors have completed the ICMJE uniform disclosure form at www.icmje.org/coi_disclosure.pdf (available on request from the corresponding author) and declare: no support from any organization for the submitted work; no financial relationships with any organizations that might have an interest in the submitted work in the previous three years; JSR receives support from the Centers of Medicare and Medicaid Services to develop and maintain performance measures that are used for public reporting, receives grant support from Medtronic, receives grant support from the Pew Charitable Trusts (which developed and continues to support the AMSA PharmFree scorecard), and is a member of a scientific advisory board for FAIR Health, a not for profit organisation with the mission to achieve fairness and transparency in healthcare reimbursement.
Ethical approval: This study was deemed exempt by Yale University's institutional review board.
Data sharing: Owing to the nature of our data license, data sharing is not possible.
This is an open-access article distributed under the terms of the Creative Commons Attribution Non-commercial License, which permits use, distribution, and reproduction in any medium, provided the original work is properly cited, the use is non commercial and is otherwise in compliance with the license. See: http://creativecommons.org/licenses/by-nc/2.0/ and http://creativecommons.org/licenses/by-nc/2.0/legalcode.


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PLEASE Can anyone help me?? when I try logging on to the gl, it just reloads the page :/ Ive logged on before, but only briefly.. please help!!
Only met one female Pokemon today, a Drifloon. It's Naughty and has Flare Boost, which I guess is good...not really sure. Oh well, tomorrow is another day. Good luck in your hunts everyone!
My White Friend Code: 3396 2842 6062
HG Friend Code: 5156 5902 2249
Current MM Hunt775 Eggs and counting
My Shiny Pokemon
My shinies. Just click the links~
~Shiny Banner 1~
~Shiny Banner 2~
~Shiny Banner 3~
My shinies are not for trade or cloning.
Shinies are not listed in order, for example the last shiny on the banner is not always the latest shiny I've obtained.
Banner 1 made by Light Venusaur, thanks ^_^
I really need help. I have 2500 points and I tried to go to Windswept Sky with Tornadus, but I don't know if I can or which Pokemon can
It's been a while.
Sorry if this was posted before, but can someone get me into the Japanese Dream World? Apparently people do it with American games, I want to know for events. Thanks!
3DS Friend Code: 3609-1355-2485 (Missingno.)
Friend Safari: Dedenne, Helioptile, Galvantula (Electric)
PM me if you added me!
So I just read that next Tuesday (28th) they are doing an extended Maintenance for an "important update".
Hopefully this means we're getting something NEW, like a new area (Cafe anyone?) or at least a new catalogue.
My shinies. Just click the links~
~Shiny Banner 1~
~Shiny Banner 2~
~Shiny Banner 3~
My shinies are not for trade or cloning.
Shinies are not listed in order, for example the last shiny on the banner is not always the latest shiny I've obtained.
Banner 1 made by Light Venusaur, thanks ^_^
Lol! I just noticed. I think I was one of the first users to message the support team about the problem. I got mine verified on June 18. Apparently they can get the eeveelutions out tomorrow or the following days
ASB Profile -o- FB Profile
Credits to Skiyomi for the nice avatar signature
Finally got my Glaceon today and I bought also a Sudowoodo to the Entralink. So they finally fixed the evee evolution promotion!
Platinum Friend Code:
Name= James
3266 4325 2600
Proud owner of a shiny Whiscash! I caught it personally while fishing for a Feebas!
This might have been asked already, but is there any news on when gen 2/5 starters will come out? It seems like totodile and snivy will be amazing with their abilities.
Heart gold FC: 0905 3147 5912
Pearl FC: 2408 5509 4324
White FC: 0862 4107 7661See Jordan and tyty's flawless shiny marketplace!
Last edited by Lorde; 21st June 2011 at 6:00 PM.
Today was a great run for me because I emptied my watering can in under 5 minute thanks to my dream pals and the Sky Race finally loads after not working for the past few days. Got a lot of dream points (up to 17,270) and good rare items to add to the share-self since I don't need them. No problems occurred thankfully.
ℓσνє ωιℓℓ тєαя υѕ αραят.
Wait, am I allowed to get an Eeveeloution right now?
3DS Friend Code: 3609-1355-2485 (Missingno.)
Friend Safari: Dedenne, Helioptile, Galvantula (Electric)
PM me if you added me!
Took home a female Yanma. Managed to surpass 5000 points so I unlocked the sea - I knew this as on my last visit it took me there when the pokemon dried up. Now on 5010 DW points.
I need a DW Carvahna female. Anyone have an extra?
Pokémon Sun Team
Rowlet Cutiefly Formantis Mimikyu Mudsbray Sandshrew-Alola
Pokémon Moon Team
Popplio Grubbin Rockruff Bewear Wimpod Vulpix-Alola
Pretty good run today, got a female DW pidgey after opening up the windswept sky area. Also emptied out the watering can and got up to 3090 points.
My Japanese Dream World session was pretty good today. I managed to find 11 Pokemon, and I decided to keep a DW Growlithe since I hadn't gotten one of those yet. I also harvested some more berries, but my Lum Berries still hadn't grown, so I'll need to check on those again later on. I watered 15 dry berries, which was a lot more than I watered yesterday.
does anyone ever get a glitch in the ice cream minigame where the combee disappeared?
Anyways, I had an encounter with my arch nemesis, the white pop up screen! at least it only appeared when I was just 3 steps away from the tree, so thats good. My berries have been rotting away on my share shelves, even my lum berry. Just goes to show that basically everyone has all the berries in the dream world now. Even the new people just trade for rare berries from the japanese players.
Today, I finally found a DW tauros! too bad it was male though I went to the forest twice, the sky three times, and the sea once. I took home a female remoraid, and ended my session with 17950 points, 460 more then I started with.
Last edited by Infernape102; 21st June 2011 at 10:16 PM.

subset: commoncrawl


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- Dark Times Issue 2 Now Available
Soul's Calling Blurb
Omnifray:- fantasy roleplay in the mysterious Enshrouded Lands, "a thousand worlds in one", where magic bubbles away beneath the surface, beyond the ken of the common folk, with a unique, detailed, highly flexible rules system
Re: Soul's Calling Blurb
First Age wrote:I suggest you take a look at it.
I do plan to; plate a bit full atm.
The text is looking to be 400 pages long (US letter format, hardback), primarily in 12-point Helvetica, including illustrations, allowing 4 pages for the index. It is basically finished now, though I will give it a general read-through before doing anything further with it.
My current draft blurb then:-
Be faerie-blooded, or be a merchant-adventurer, a cultist, a scout, a warrior, or a leader of warriors. A game designed specifically for immersion, the riveting experience of stepping entirely into your character's shoes, Soul's Calling will put true magic into your roleplay. It's all about suspending your disbelief that you've left the real-world you behind and become your adventurer – the illusion of being that hero, or anti-hero.
The Soul's Calling tabletop RPG encourages a style of roleplay inspired by acting methods, bringing aspects of live roleplay to your living room. Tone of voice, posture and facial expression are key tools in portraying your adventurer. The game has a unique take on social interaction, maximising fluid in-character dialogue without jettisoning social stats. For personality traits it favours the lightest-touch approach, encouraging you to focus on your adventurer's golden motive. For combat and magic it has special, flexible tools for skewing the odds of different outcomes to reflect your adventurer's precise intentions. Even the Medievalesque fantasy setting of the Enshrouded Lands is favourable for immersion, with magic kept hidden from ordinary folk. The game also supports a sense of exploring the unknown and the mysterious and of confronting trickery and intrigue.
Included are all the rules, advice and setting materials essential for running or playing Soul's Calling. Characters are portable into the expanded edition (which still requires this book). This game isn't designed for purely tactical play, nor for pure storygaming, but careful thought has been applied to facilitating those styles of gaming within a primarily immersive RPG.
May your fellow gamers look forward to fighting dragons with you!
Looking for playtesters for the Implodarc Tabletop RPG. If you'd like to playtest it and post public feedback or an AP thread, ask me for the private link to download it, or I can e-mail it to you. At least compared to my usual stuff, it's meant to be simple and quick to play with quick CharGen.
- Thanks: 182 given/235 received
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5801 E QUARTZ MOUNTAIN Road
Paradise Valley, AZ 85253
Beds: 5
Baths: 8
Sq. Ft.: 15,473
Type: Single Family Home
Listing #5597629
SELLER FINANCING AVAILABLE/NO QUALIFYING. Stunning French European blended architecture, this mountain and city light hillside views home is located in the premiere guard gated La Place du Sommet. Superior quality finishes include walnut and marble floors, metallic glass tiles, detailed mill trim done offsite, sinks of hand-made marble, and furniture quality built-ins. Open floor plan includes art galleria, sweeping split staircases and elevator, media room, exercise room, 2 laundry rooms, library with domed foil ceiling, kitchen w/beveled counters, large island, stone splash, upgraded appliances, family room, butler pantry, guest suite, 8 fireplaces, 1,500 sq.ft. closet - andan incredible entertainment room with indoor pool - furnished with lounge areas, TV, service bar and amazing views! Large gated motor court.
Property Features
Location Information
County: Maricopa
Map Code: N36
Cross Street: Hummingbird Lane and Quartz Mountain Road
Latitude: 33.543332
Longitude: -111.956054
Subdivision: LA PLACE DU SOMMET
Directions: Scottsdale Road to Cheney Dr., West to Hummingbird Ln, up to Quartz Mountain Rd to the Guard Gate of La Place Du Sommet.
Interior Features
Has Den/Office: yes
Other Rooms: Bonus/Game Room, Exercise/Sauna Room, Family Room, Guest Qtrs-Sep Entrn, Great Room, Library-Blt-in Bkcse, Media Room
Master Bathroom Description: 2 Master Baths, Bidet, Double Sinks, Full Bth Master Bdrm, Other (See Remarks), Separate Shwr & Tub, Private Toilet Room
Has Dining Room: yes
Dining Room Description: Breakfast Bar, Dining in FR, Dining in LR/GR, Eat-in Kitchen, Formal
Kitchen Description: Disposal, Dishwasher, Refrigerator, Kitchen Island, Pantry, Range/Oven Elec, Range/Oven Gas, Cook Top Gas, Built-in Microwave, Reverse Osmosis, Wall Oven(s), Multiple Ovens, Walk-in Pantry, Granite Countertops, Non-laminate Counter, Engy Star (See Rmks)
Has Fireplace: yes
Fireplace Description: 3+ Fireplace, Exterior Fireplace, Firepit, Fireplace Family Rm, Fireplace Living Rm, Fireplace Master Bdr, Gas Fireplace, Two Way Firep
Heating: Electric Heat, Gas Heat
Cooling: Refrigeration, Programmable Thmstat
Basement Description: Finished, Walkout
Has Basement: yes
Square Feet Range: 5, 001+
Exterior Features
Exterior: Balcony/Deck(s), Covered Patio(s), Patio, Private Street(s), Separate Guest House, Built-in BBQ
Architecture: Other (See Remarks), Santa Barbara/Tuscan
Manufacturer: Bryan Ziegler Development
Roof: Foam, Partial Tile
Septic or Sewer: Sewer - Public
Water: City Water
Utilities: APS, SW Gas
Parking Description: Attch'd Gar Cabinets, Electric Door Opener, Extnded Lngth Garage, Separate Strge Area, Side Vehicle Entry, Gated Parking, Dir Entry fr
Garage Spaces: 6
Fencing: View/Wrought Iron
Has a Pool: yes
Pool Description: Diving Pool, Fenced Pool, Heated Pool, Play Pool, Pool - Private, Variable Speed Pump
Is a Horse Property: No
Lot Size: 1 - 1.9 Acres
Energy Features: Energy/Green Features: Ceiling Fan(s), Multi-Zones, Fresh Air Mechanical
Elementary School: Kiva Elementary School
Jr. High School: Mohave Middle School
High School: Saguaro High School
Additional Information
Special Listing Conditions: N/A
New Financing: Seller May Carry
Property Type: SFR
Dwelling Type: Single Family - Detached
# of Interior Levels: 2
Year Built: 2013
Features: 9+ Flat Ceilings, Central Vacuum, Drink Wtr Filter Sys, Elevator, Furnished(See Rmrks), Fire Sprinklers, Intercom, Soft Water Loop, Wet Bar(s)
HOA Fee: 1, 659
HOA Frequency: Quarterly
Lot Features: City Light View(s), Hillside Lot, Mountain View(s), North/South Exposure, Guarded Entry, Gated Community, On-Site Guard
$ per month
Year Fixed. % Interest Rate.
|Principal + Interest:
|Monthly Tax:
|Monthly Insurance:
Based on a fully amortized fixed rate loan. Ask your agent for the tax rates in your area. Insurance estimate is based on an average cost, your final premium cost will be determined by the type of coverage you select. This program only provides an estimate.
Seller's Representative:
Walt Danley Realty
Walt Danley Realty
© 2018 Arizona Regional MLS. All rights reserved.
The information related to properties for sale on this website comes in part from the Internet Data Exchange (IDX) Program of the Arizona Regional Multiple Listing Service, Inc. (ARMLS). All information should be verified by the recipient and none is guaranteed as accurate by ARMLS.
ARMLS - Arizona data last updated at February 19, 2018 7:35 PM MST
Real Estate IDX Powered by iHomefinder


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In celebration of my forthcoming birthday tomorrow (Monday, the 24th), I started sharing secrets to (my) life in my Facebook statuses. Here they were:
- Secret #1: I'm always thinking about the footprint I'd like to leave in the world, a natural part of working with kids.
- Secret #2: Once I became a teacher, I became more confident externally because I had to be humble internally. Thus, pardon the swag.
- Secret #3: I don't like being trendy. If I'm not early on something, I wait until it's everyone's done "discovering" it or doing it.
- Secret #4: My pet peeve: People correcting other people's grammar when they have a grammar error within 5 paragraphs of their corrections. People crack me up.
- For those in the know, yes, I cut the beard off. Fresh.
The responses ranged from the commonplace ("Dude stop lying to yourself. It's in the genes." – my brother James, re: #2) to cunning ("I believe you mean, "grammaa", psh… jeanious." – Noemi, re: #4) to absolutely hilarious ("Traitor! We will come to your home at night and destroy all your razors until you rejoin us!" – Sherman, re: #5).
I'd like to focus on #2 because it's been such a transformation for me and for others who I've shared this with. In the few decades I've spent on this Earth, one thing I'm learning more than anything else is that people thrive off an outward confidence, even when they want them inwardly humble. Once we think of ourselves as winners and people who deserve the best, we can't lose. Whether we're in the classroom or through our lives, exuding confidence gets us through the toughest times. That sort of energy carries me through the most difficult situations.
Much of it is built upon the backs of my family and friends, even the ones who don't think they matter, and I thank you for that. (Yes, you.) Yet, even in the midst of the dreariest silence, when I felt no one was around, I kept trudging through the murk and the foot-deep snow, it was the confidence that gave me that extra tonic in my flask. It kept me pushing along.
Thus, pardon the swag.
Jose, who is taking inquiries for guest posting …


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Digicel has launched a new campaign for its valued customers, providing something unique every day for everyone in the month of April in its new value promotion dubbed "Awesome April". Customers, both new and existing, can continue to enjoy even more exclusive deals on talking, texting and data among other benefits during the month of April.
Digicel kicks off "Awesome April" with exciting "Mad Money Mondays" which provide customers with a chance to win $1,000 cash every Monday. Customers who topped up with $10 or more during the week will automatically qualify for a chance to win $1,000 cash. Tuesday gets even better with "Texting Tuesdays" – with text message prices slashed to 5 cents, customers can enjoy sending texts to anyone on the Digicel network at any time at the massively reduced price. Mid-week gets even spicier with "Wild Wednesdays" when customers can get up to 20MB of free 4G data once they are on an active data plan. But that's not all! Thursday is now "Talk-A-Lot Thursdays" for everyone on the Digicel network. This offer allows customers to talk to Digicel friends and family for only $3.50 for a 2 hour talk plan. "Talk-A-Lot Thursdays" provide customers with 120 minutes to call as many friends as they wish. The week culminates with "Free up Fridays" when customers will receive 5 free texts when they send one Digicel text during the week.
"It is no secret that Digicel is committed to continuously providing customers with the best value. Offering promotions that not only allow customers to be rewarded for their natural behavior but also allowing them to stay connected with those who mean the world to them for free is awesome. The wonderful thing about this promotion is that it caters to everyone, whether you are a talker, texter or a web surfer," commented Marketing & Communications Executive Fiona Smith.
Digicel encourages customers to take advantage of the "Awesome April" offer and to look forward to more innovative and fun promotions in the coming months. Remember to follow Digicel on social media for a chance to win prizes using the hashtag #AwesomeApril. Have an Awesome April with Digicel!


text: muffco at hotmail.com wrote: >Thank You for the replies! >One suggestion seems very convenient an reliable to me: adding EtBr >into the running buffer. I don't see why that helps in the slightest - if anything the EtBr will be *more* mobile in the running buffer than in the gel, and will simply run to one end of the tank. You won't get even staining with this method either Seriously, take the extra 15 minutes and stain your gel after running it. Peter


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Radial Arm Saws
Radial arm saws are preferred by many woodworkers for their ability to be quickly setup for miter and bevel cuts. In addition, since the blade is suspended above the stock to be cut, lining up the blade of a radial arm saw with the cut line is easier to accomplish. And, as the stock is not moved during the cutting operation but rather held against the fence, obtaining an accurate cut is easier and faster than sliding the stock through the blade, as with a table saw.
Delta woodworking offers radial arm saws with blade diameters from 10 inches through 18 inches.
The 10-inch model is ideally suited for the novice to advanced home shop user. This model can be operated on standard household voltage.
Delta woodworking 12-inch through 18-inch models are classified as industrial grade machines. They are designed for heavy-duty usage, day in and day out. They also have greater depth of cut capacity, longer crosscut capability and wider rip cut ability. If you want the ultimate in a radial arm saw, delta woodworking industrial machines would be the way to go. However, they are pricey and heavy, ranging from 300 lbs. for the 12-inch model to over 700 lbs. for the 18-inch, depending on the motor horsepower that you choose. Lastly, they require a 230-volt circuit.
Read more: best miter saw
Table Saws
Circular saws are fine for carpentry but when you need to make accurate cuts for furniture and cabinet projects you'll need a table saw. Table saws are by far the most popular saws in the workshop. The biggest blade diameter generally available is 10 inches although delta woodworking has 14 inch and 16 inch models available for the industrial user.
The delta woodworking lineup includes saws for the novice to intermediate home shop user (marketed under the delta ShopMaster brand) and heavy-duty units (marketed as the delta Industrial line).
The distinguishing features of the delta Industrial units are more powerful motors, bigger standard tables and wider tables on some models to facilitate cutting wide materials. A variety of fences are also available. Furthermore, the industrial models are divided into Contractor and Cabinet designs.
The contractor table saws use an open leg design and are made to be reasonably easy to take to the jobsite and thence to be moved around the work area as needed.
The cabinet saws have enclosed bases with built in sawdust collecting ports. Cabinet saws are very heavy units that are used in a dedicated shop environment. They can be moved on casters but are too weighty to be easily taken offsite.
The delta ShopMaster series is ideal for the home user. They are designed to operate on standard household current. These models are designated as table saws and bench saws.
The table saws are much like the contractor style in layout, generally used in the workshop, while the bench saws are quite light in weight so they can be placed on the workbench as needed yet can moved out of the way when not in use. The bench saws are easy to take to where a job is underway as in interior remodeling or used in the yard when doing outdoor projects.
Read more: best portable table saw
Chain Saws
Stihl chain saws are by far the leading manufacturer of chain saws and trimming accessories. Stihl chain saws have been the leader in chain saw manufacturing for over 75 years and have proven their ability to commit to customer satisfaction.
In 1927, German born Andreas Stihl developed the first working electric chain saw. Other devices used to cut lumber existed at the time, but were large and cumbersome. Stihl revolutionized the lumber industry with his user-friendly, hand-held electric chainsaw. Now Stihl manufactures hundreds of models of electric chainsaws, gas powered chainsaws, and chainsaw accessories.
Stihl chain saws boast a number of safety and performance features that have led them to the top of their industry:
- Chain Catcher – Reduces the risk of operator contact by the chain if it should break or derail
- Inboard Chain Brake – makes sprocket easier to remove and requires less maintenance.
- Stihl Quickstop Inertia Chain Brake System – designed to stop the chain quickly and can be manually activated or activated by inertia if kickback force is sufficient.
- Auto Chain Oiling – Allows for automatic oiling to free hands during operation.
- Easy-Access Carburetor Adjustment Screws – Allow for easy adjustment due to local cutting conditions and altitude.
These features are only a few of the many top-notch items that Stihl chain saws provide. With their powerful motors, and long-life dependability, Stihl chain saws are a head above the rest.
Read more: best cordless saw


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Useful Links
Explore the Conservancy
Technical Assistance
The Watershed Conservation Program provides technical expertise in identifying and treating all non-point source pollution types. Assistance with water quality and riparian area monitoring, macro-invertebrate sampling, habitat evaluations and monitoring protocol development is also available. Trained staff is available to serve on project steering and technical committees as well.
Hands-on education is vital in helping the public understand the importance of clean water and healthy ecosystems in Pennsylvania. Watershed staff offers a variety of educational programs and in-field training opportunities for students ranging from daycare to graduate students. While in the field with WPC staff, students are able to see electrofishing demonstrations, search for freshwater mussels, learn the importance of riparian buffers and identify macro-invertebrates.
Educational training is offered on a variety of topics, so please contact the Watershed Conservation Program directly for details. Interested watershed organizations are also eligible for watershed education.
Project Analysis and Prioritization
The Watershed Conservation Program helps watershed groups seeking assistance with prioritizing projects, forming project partnerships or locating matching funds and services and determining how they fit into a particular project. Please contact the Watershed Conservation Program for more information.
We can assist with prioritizing projects by visiting project sites and contacting appropriate agencies or consulting personnel. Once a list of projects is developed and their priority has been established, it is necessary to match each project with the appropriate funding source. An important component of most funding proposals is the identification of matching funds or services a group will draw from to complete a project.
Nutrient Management Planning
The Watershed Conservation Program has a number of staff members who are certified to develop nutrient management plans through the Pennsylvania State Conservation Commission.
For more information about the Pennsylvania Nutrient Management Program, visit http://panutrientmgmt.cas.psu.edu/.
Canoe Access Development Fund
The Western Pennsylvania Conservancy's Canoe Access Development Fund helps to make the region's rivers and streams more accessible for outdoor recreation. The CADF operates by making modest grants for developing rustic access sites.


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< Back to front page Text size – +
Find inspiration for life's journey at Abbot Public Library
Posted by Christina Jedra June 21, 2013 10:20 AM
The following was submitted by Four Square Press:
Traveling to far-flung places around the globe has offered enduring life lessons for photographer and author Meg Pier, who will share some of her insights at the Abbot Public Library in Marblehead, Mass., on July 17 at 7:00 p.m.
In a talk titled, "From Curacao to Estonia," Pier will recount some of her adventures and epiphanies around the world.Theevent is free and open to the public, and will celebrate publication of her new book, Visions of Discovery.
With colorful, heartfelt anecdotes, Pier's talk will touch on universal aspects of the human condition in locales ranging from tropical jungles to mist-covered mountains.
Many of these locales are captured in Visions of Discovery, a collection of Pier's photos paired with famous quotes and layered with her observations about how the experience of travel has changed her outlook.
"I used to see the journey as a means to an end. I asked, 'are we there yet?' until I was 50 years old," Pier writes. "Now I see it as a state of being; a dimension, like time and space. To me, it means awareness that I may see things differently further down the road."
Places of Interest
In addition to Curacao and Estonia—which was featured on NPR this week as the most digitally advanced country in the world, Visions of Discoveryoffers snapshots from Slovenia, Cyprus, Mexico, Colombia, Scotland, and Canada, and in the U.S., from Big Sur, New Orleans, Vermont and Maine.
About the Author
Meg Pier departed a high-flying job in corporate P.R. several years ago to find herself in another jungle, literally and figuratively. Her new media platform now encompasses viewfromthepier.com, with blogs and interviews with philanthropic leaders including the head of UNESCO's intangible cultural heritage division, the CEO of the U.N. Foundation, and the founder of the Global Heritage Fund; a new app for www.viewfromthepier.com in the Microsoft store, numerous articles for the Boston Globe, Huffington Post, and the website of CBS Travel Editor Peter Greenberg; and a handful of previously self-published books.
"My passion for travel keeps me focused on the here and now, a reminder that I may never pass this way again." –Meg Pier
Visions of Discovery, published by Four Square Press, is available with free shipping from www.foursquarepress.com, and from booksellers including Spirit of '76 in Marblehead and The Book Rack Bookstore of Newburyport, as well as select gift stores including Maison de Mer in Swampscott and Scribe Paper & Gift in Marblehead.
Please feel free to bring previously purchased books to the library for Pier to sign. She will also have signed copies available for sale at the event.
Bookstores and librarians may purchase Visions of Discovery through Ingram Content Group's distribution channel, or through the Four Square Press website at wholesale and volume discount prices.


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Twelve years, three schools, countless teachers, and the birthplace of lifelong friendships. It all came to this: graduation. That time of year where stress is in the air and hope is in our hearts. Each step had prepared us for the next one. We went to elementary to learn how to learn, how to get along with our peers, read, write and have an introduction to what the next six years would teach. In junior high, hormones raged as we tested out a little independence. We moved between classes on our own, but most of all, we kept learning how to learn. Come high school, each year was a build up to the next. We were always training for the next step. We still are. In high school, we had to decide what that next step would be. Were we training for university? For a trade? For whatever would take us? Each of us have our own answers. Choosing the stream of classes to fit us best, we worked towards our goal. However, there are always bumps along the road, so teachers were always there to steer us and provide options.
Now, with all of the diplomas complete, I'm starting to breathe. Those scary government tests worth half our grade are off to be marked. In a month, we'll stand on our stoops and tear into the envelope with our marks. With any luck, those twelve years (well, 15 if you count preschool and kindergarten) have prepared us well enough for that one June morning. We'll find out soon enough. The conditional acceptances will become full-blown ones. The gap years will begin. Planes will take off, and summer jobs will have orientation.
Somewhere along the line, we grew up. At least we started to do so. We're stepping into that fabled "real world" which we have been warned of forever. We will fail. We will fail more times than we can count (which will hopefully make for some fantastic stories). Then, we'll find the occasional wisp of success. If we're lucky, our twelve years of school will have taught us to learn from those mistakes and failures. But who are we kidding – no one is hoping to fail. Who wants to fall flat on their face or lose what they've been working towards for so long? Graduation is our big celebration to say, "We did it. We made it through." And that's exactly what we did.
I just made it to the Graduation ceremony. These twelve years have been bursting with the unexpected, so it was only fitting that I made it to the ceremony with a dash of adventure and hearty handful of uncertainty. Alas, I made it. "I'm so glad you're here." She said as she shook my hand. "Me too," I thought, "me too."
Between graduation and my long list of exams, I haven't spent much time in the kitchen lately. Luckily, I'm not the only one that enjoys baking in my house. This recipe is my mom's. She adapted it to be gluten-free from Leite's Culinaria. All I did was eat it (well, I made the one pictured yesterday morning, but she made it the other six plus times). It's a regular at our house and never ever lasts more than twenty-four hours. It's best when warm, with the scent filling the air and the chocolate chips in that perfect gooey state. I've been hiding bananas away just so they could age and we could make more.
Gluten-Free Banana Bread
1/2 cup sorghum flour (2.25 oz / 64 g)
1/2 cup sweet rice flour (2.15 oz / 61 g)
1/2 cup brown rice flour (2.60 oz / 73 g)
1/4 cup quinoa flour (1.00 oz / 29 g)
1/4 cup tapioca starch/flour (1.10 oz / 33 g)
1 tsp xanthan gum
1/2 tsp baking powder
3/4 tsp baking soda
1/2 tsp salt
3/4 cup sugar (5.30 oz / 150 g)
3-4 very ripe, soft large bananas, mashed well (1 1/2 cups)
1/4 cup plain yoghurt (or vanilla yoghurt, but if using vanilla yoghurt, lessen the amount of vanilla extract used)
2 large eggs, beaten lightly
3/4 stick (6 tablespoons) unsalted butter, melted and cooled
1 tsp vanilla extract
1 cup chocolate chips
Preheat your oven to 350 degrees Fahrenheit. Butter the inside of a 9 by 5 inch loaf pan and dust with sweet rice flour, or spray your 9 by 5 inch loaf pan with cooking spray.
In a large bowl, whisk together flours, xanthan gum, baking powder, baking soda, salt and sugar.
In a medium bowl, mix together mashed bananas, yoghurt, eggs, butter and vanilla. Fold banana mixture into the dry ingredients. Once combined, it will be thick and chunky without wisps of flour. Fold in chocolate chips, then scrape the batter into your prepared loaf pan.
Bake for 60 to 70 minutes, until the loaf is golden brown and a toothpick inserted into the centre comes out clean. Allow the bread to cool in the pan for five to ten minutes before transferring to a wire rack to continue to cool.
Brown bespeckled bananas are always a spectacular place to start a recipe, in my opinion. I've never particularly loved bananas in their normal state, but mash 'em up and bake them into a bread? I'm sold. I used about 3 1/2 for this recipe, but it'll all depend on the size of your particular bananas.
Chocolate chips always sweeten the deal.
Not to mention this batter. Luscious and lumpy. It's gorgeous. I think you need it in your life (preferably when it's just about to be stuffed into the oven and baked to perfection). And as it bakes? A buttery aroma weaves its way through the house. You've been warned.
Yes. I think I shall go grab a piece. Well, another one.
See those perfectly gooey chocolate chips? Yes. I love those so.
Just like that, I'm no longer a high school student. I'm always amazed by how long the days are yet how fast the years go. We certainly live in a beautiful, crazy world. Now, summertime. Ah, how I love summer. I hope all of you have a fabulous summer (or winter, depending on where you are!), and Happy Canada Day!


text:
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text:
Every so often a book comes along that defies easy categorization.
Part travelogue, part art book, part dream journal, part memoir—I Close My Eyes to See is the story of Dan Rhema's extraordinary journey from near death to new life.
Praise for I Close My Eyes to See
Death's pathway led him to worlds beyond this one, opening up realities quite impossible to describe.
It's almost as if your heart can "taste" what he is saying
— P. M. H. Atwater, L.H.D., author of Near-Death Experiences: The Rest of The Story, and The Big Book of Near-Death Experiences
… in an attempt to explain — to himself and others — what had happened to him. It turned out art was his language as well as his healer.
— Jo Anne Triplett, LEO Magazine
This book is a real gift, unique and hard-won, that floats between reality and unreality; that celebrates the mystery of the future and the divinity of the present.
— Joy Corcoran, Chronically Inspired
Dan's narrative is his art, spanning earth fire to infinite stars, mothers and fathers to searchers and beasts, light awaiting, light beyond.
His art — his story — ought to be seen. Heard. Experienced.
— Mark Shepherd, Santa Monica
Senior lecturer, University of Southern California School of Cinema-Television
… as classic as a cave painting and as hip as the found objects that he assembles into magnificent images.
— Michael Blowen, former film critic for the Boston Globe
Words seem so inadequate when it comes to describing the emotions that are stirred in viewing these works…
Marybeth Orton, MA, ATR-BC, LPAT Licensed Professional Art Therapist
… through words and art, Dan's struggle is felt deeply and is clearly a genuine self-exploration. One does not come across such authentic pieces of art often…
— Liz Beck, Art Therapy Blog
… a tale for our times as wondrous as it is utterly terrifying.
— Joe Henry, singer-songwriter and Grammy winning music producer.
This is the impact Dan Rhema creates through his beautiful artwork that sends you into the spiritual world of infinity.
… look into the "eye" of every photo, it will take you to a place that reaches your own inner soul and beyond…
— Cindy Brennen, radio host of Help, Hope & Healing
Through his art, Dan succeeds in conveying the essence of his experience which words are inadequate to describe.
… it seems that Dan has tapped into the collective unconscious and brought his experience to life through his art.
— Dr. Penny Sartori, PHD, RGN, Near-death experience researcher
Dan's art leaps off the page as "soul speak" to the limbic system, communicating with the part of our primitive brain that understands in feelings and not with words.
His story powerfully illustrates the Message of Creation from a thousand lifetimes.
— Marci Ann Calantonio, Interior decorator, visionary
[Dan's] art is primal.
Viewers of his art, however, see their own faith reflected in it, whatever that faith may be. His work seems to transcend the barriers among religions.
— Valerie Hadden, Boston Pagan Examiner


text:
KGOW (1560 AM) said Monday it will shuffle its local lineup Jan. 6, pairing former NFL quarterback Sean Salisbury with John Granato in afternoon drive time, adding Yahoo! Sports Radio hosts Travis Rodgers and Geoff Ketchum on KGOW and dismissing longtime host John Harris.
David Gow, who owns KGOW and Yahoo! Sports Radio, said Rodgers' show from Los Angeles will air in Houston from 11 a.m. to 1 p.m., followed from 1 to 3 p.m. by Ketchum, who is based in Austin with the Orangebloods.com. Salisbury, who joined the Houston company last August, will join Granato from 3 to 7 p.m.
Harris, a member of the original lineup that helped launch KGOW (1560 AM) in 2007, is the odd man out in the shuffle. He said Gow told him the decision not to retain him "was ratings and revenue, which is the scorecard in the radio business."
"John is a knowledgeable guy, a high-integrity guy," Gow said. "We decided to go in a different direction."
Harris is the second original KGOW host to leave the station this month. Sean Pendergast, Harris' original afternoon co-host, resigned two weeks ago to replace Josh Innes as Rich Lord's afternoon drive co-host at KILT (610 AM). Salisbury, who had been working with Harris on afternoon shows that aired locally and nationally, will fill that vacancy.
Gow said there will be additional changes in the national Yahoo! Sports Radio lineup to be announced later.
As for the KGOW changes, he said local listeners have requested the return of Rodgers, the former Jim Rome producer whose national show has not been heard on KGOW since last January. Rodgers, who briefly hosted the show from Houston, will continue to work from his home in Los Angeles.
Gow said Ketchum will continue to be based in Austin but will make frequent trips to Houston for local appearances. The Granato-Salisbury show, he said, will not be part of the national Yahoo! Sports Radio lineup and will air only on KGOW. He declined comment for the moment on Salisbury's future role on the national network.
Harris' departure leaves Granato as the only original member of KGOW's 2007 on-air lineup still with the station. He has hosted local and national shows for KGOW and Yahoo! and KGOW and most recently hosted a local afternoon show and a network show with Salisbury.
His departure comes, ironically, as it appears that the Texans may be on the verge of hiring Bill O'Brien, his former college teammate at Brown University, as their new head coach.
"I was trying to figure out how I would handle that on the radio, and now I don't have a job," he said.
Harris, who co-owns a website called the TheSidelineView.com with former KGOW colleague and current KBME (790 AM) host Lance Zierlein, was best known in Houston radio as a hardcore football analyst.
A graduate of Lamar Consolidated High School, he played at Brown and coached high school football in Florida before entering private business. He also wrote for football publications and was a guest on local and national radio shows before he joined KGOW in 2007, working assorted shifts around the clock over the next six years for the local station and for Yahoo! Sports Radio.
"The one constant for me has always been football, and I hope I can keep my hand in it," he said. "That was one of the things I enjoyed about radio. It worked out well for a few years, but then the station took a left turn, and today is the day I experience the downside."
While at Brown, Harris was a defensive teammate of O'Brien, the Penn State coach who is an early favorite to fill the Texans vacancy filled by Gary Kubiak's firing. He said he kept in touch with O'Brien and interviewed him when the coach was in Houston last year for the Bear Bryant Award presentation.
He said he and Zierlein began TheSidelineview.com as a secondary venture, "and now it may be more of a primary one."


text:
My Story: I was the single mother to two girls before I met my husband. The girls' and I had been on our own with no emotional or financial support. It was tough. After meeting and falling in love with Ross, we were married and I wanted to have another child………oh, how I prayed for a son! We tried for months, and 2 years into our marriage decided to see a doctor. We discovered that I wasn't making eggs on my own. I began medications, first oral and then on to injections and finally on to the fertility clinic where we had even more medical interventions and inseminations to try to conceive.
Month after month, I felt like a failure. Month after month, I wondered why I was denied a child when so many others were aborting babies or having them and abandoning them. I prayed, I bargained, I plead with God to give me a child. We went into debt to pay for more medications and more procedures. Until I finally said enough……the failure was more than I could stand. My heart was broken, my body had betrayed me…God had abandoned me…I was less of a woman and a failure as a wife.
A co-worker suggested that I become a foster parent since there were so many kids in need. Maybe it would help me feel better? So Ross and I attended classes and received our foster care license. I figured that I could foster kids until their parents got things figured out……..stay busy and keep my mind off of my own failure to conceive.
Why me? Why was I not good enough to be given another child?
I was scared…….confused…….and so very hurt.
My spirit was wounded and my heart pierced by loss.
And then I was given a child who healed me.
His Story: I was born to a mother who did not know how to take care of me. I spent my first 18 months in my room, in my crib without much interaction. I was not bathed regularly, and the medical conditions I had were not treated properly. I learned that crying didn't get me what I needed, so I was quiet most of the time. I watched the shadows fall across my nursery wall each evening, and those same shadows disappear each morning. For 18 months I was given bottles, just enough care to keep me alive. Month after month, I waited and I wondered what this was all about. I could not evoke much of a response from those around me, so I stopped trying. The failure was more than I could stand.
Then one day, people came and took me from my nursery with the shadows on the walls each evening. And I was taken to a new place they called a safe house. It was noisy and there were people in and out. The lights and noise terrified me! I wasn't used to all the movement, TV, radio, voices, crying, and the openness of the world outside my crib was more than I could stand. I withdrew into myself so I could get things figured out……..A car ride later I was in yet another place, and then another. The further I withdrew, the safer I felt.
Why me? Why was I not good enough to be loved like a son?
I was scared………confused……..and so very hurt.
My spirit was wounded and my heart pierced by loss.
And then I was given to a woman who healed me.
Our Story: {{God's amazing plan}} Sometimes we pray for things to happen to us or for us, but we expect God to give them in the way WE perceive them. Had you told me 2 years ago that I would no longer yearn for a baby in my womb – that I would no longer feel the pain of secondary infertility, I would have told you that you were wrong. No way could God heal me through anything less than a pregnancy! Had you told my precious boy 2 years ago that he would have two adoring parents, two sisters, two big dogs and love to rival that of the wildest imagination – he probably would not have believed it, either. God is absolutely amazing in His gifts. He will give you more than you can ever dream possible if you allow Him the opportunity.
If I could trade my experience with my "forever boy" for a perfect, textbook pregnancy with a healthy son as the outcome – I wouldn't. I know with every cell of my body that this child was made by God to be my son. Although he did not pass through my body to enter this world, at the time of his birth he WAS born to me…but delayed in being with me……and we both knew it the moment he was placed into my arms.
I am not a public speaker, nor am I someone who could be pointed out as a "model Christian." I fall short of the glory of God every day of my life. I am not worthy of the gifts bestowed on me. But I can tell you that during my dark days of bargaining and pleading and begging God to give me a son, I made the promise to testify to His glory if my desires were granted. I would tell others of grace, healing, and the love of God. If you turn to Him, trust in Him – your cup will run over. I am healed. In so many more ways than I asked to be. I know only joy. I Praise God.
Deirdre works for the Nebraska Foster Adoptive Parents Association mentoring, supporting and training Nebraska's foster parents. She and her husband, Ross, of 11 years have four children (2 adopted) and one teen under guardianship. One of her children suffers from fetal alcohol syndrome and an attachment disorder.


text:
Boo...and i mean it! : Junie B., First Grader Series, Book 7. / Barbara Park.
Electronic resources
Record details
- ISBN: 9780307557131 (electronic bk)
- Physical Description: 1 online resource.
- Publisher: New York : Random House Books for Young Readers, 2008.
Content descriptions
|General Note:
| Title from eBook information screen..
|Summary, etc.:
| Barbara Park's New York Times bestselling chapter book series, Junie B. Jones, is a classroom favorite and has been keeping kids laughing--and reading--for more than twenty years. Over 60 million copies in print and now with a bright new look for a new generation! Meet the World's Funniest First Grader--Junie B. Jones! It's Halloween! But Junie B. is afraid to go trick-or-treating. 'Cause what if witches and monsters are really real? And what if pumpkins with sharp teeth can eat your feet? And don't even get her started on the candy corn problem. So how is Junie B. supposed to enjoy this scary holiday? USA Today: "Junie B. is the darling of the young-reader set." Publishers Weekly: "Park convinces beginning readers that Junie B.--and reading--are lots of fun." Kirkus Reviews: "Junie's swarms of young fans will continue to delight in...
|Target Audience Note:
| Text Difficulty K - Text Difficulty 2
LG/Lower grades (K-3rd)
380 Lexile.
2.9 ATOS Level
|System Details Note:
| Requires OverDrive Read (file size: N/A KB) or Adobe Digital Editions (file size: 17834 KB) or Amazon Kindle (file size: N/A KB).
Search for related items by subject
|Juvenile Fiction.
Humor (Fiction).
|Electronic books.


text:
The first flashing yellow arrow (FYA) traffic signal in the state makes its debut Monday in Kahului, Maui.
The FYA is located at the corner of West Kamehameha and Kane Aves. near the Hawaiian Electric building.
To help drivers familiarize themselves with the new signal and how it works, the Department of Public Works and the Mayor's Office have put together an instructional video for motorists.
"The flashing yellow arrow is designed to help motorists better understand when they have the right-of-way at intersections," said Maui Mayor Alan Arakawa. "I ask motorists to familiarize themselves with this new signal by taking a few minutes to watch the instructional video.
"Like our traffic roundabouts, this new flashing yellow traffic signal will help maximize safety on the road for both drivers and pedestrians," he said.
According to the National Cooperative Highway Research Program (NCHRP), engineers have had concerns that drivers turning left on the circular green light signals may mistakenly believe they have the right of way over opposing traffic.
Research on FYA's have shown that:
- FYA's are the best alternative to the circular green when indicating that a left turn is allowed after yielding to oncoming traffic and pedestrians.
- The FYA was found to have a high level of understanding and correct response by drivers turning left at intersections, and a lower fail rate than the circular green signal.
As for the possibility that these new traffic signals will be in operation on the other islands, there are no current plans for installation on state highways. According to a spokesman from the Department of Transportation Highways Division, the department will instead be monitoring the Maui county signal.
"Generally speaking, these types of left-turn signals are better suited to smaller intersections and may not be viable options on larger, multi-lane state highways," spokesman Derek Inoshita said.
For more information about the FYA installation and the federal program that initiated it, contact the Department of Public Works at 270-7845.


text:
Capital market regulator Securities and Exchange Board of India (Sebi) is planning to issue a framework for annulment of trades following the growing instances of "freak trade" in the market.
Speaking at the FICCI Capital market conference today, Sebi chairman UK Sinha said, "We will work on a policy on trade annulment. It will take some time. We want to be very cautious in whatever structures we come out with."
"We have already set up a group, which is looking at various aspects. We will not be in a hurry. Before we come out with any policy, we will do wide consultations, stress testing and scenario building," he added.
Last Friday, the benchmark Nifty index had seen a sharp drop after erroneous orders aggregating to a value of Rs 650 crore (Rs 6.5 billion) got placed by a broker.
Sinha said such incidents are not just restricted to India and
"The risk management system in the country has been very sturdy and has stood the test of time. Of and on there are freak examples of things not going right, Sebi has been looking into it," he said.
Sinha said Sebi, in consultation with technology experts, is probing whether there was any breach of regulation at the broker or exchange level.
"Sebi has prescription for certain internal checks and balances at broker level and also at exchange level. We would like to check whether such checks and balances were not in place," he said.
"All the actors in place have become very conscious. I can tell you, we are seriously discussing with them. So you can see some measures in the foreseeable future and host of other measures after sometime," Sinha said on a question whether they would amend any existing guidelines to curb "freak trade" instances in future.


text:
The most popular post on this blog for 2 years describes why Chile is the best country to move to, mainly because the constant flow of terrible news about the economies of Europe and the fall of the United States drives some people to seek an alternative; but, relocating to Chile is a poor choice for many people. This post is now the most popular because I discuss the prospects for foreigners who aspire to work in Chile, the topic people care most about.
The biggest problem with Chile is that it is difficult for a foreigner to find work, and the available jobs outside the mining industry pay substantially less than in the USA and Europe. Humans are a tribal species and every country subscribes to the false idea that foreigners take jobs from locals without spending money to create demand for local goods and services. Chile does not allow foreigners or Chileans to easily open businesses and the government forces companies in Chile with more than 25 employees to hire at least 85% Chileans, leaving little room for foreigners (Article 19 of the Labor Code).
A prudent migrant saves enough to stay in Santiago for a year, as that is the amount of time that may be required to secure employment. The good news for foreign women is that companies prefer foreign to Chilean women. The government requires companies to take care of Chilean women who become pregnant so most companies avoid or are reluctant to hire young women. Foreign women are expected to be independent so companies are more willing to hire them.
Many foreigners teach English, as Chileans highly value native speakers, but the pay is low. Emily gives tips on finding a job in Chile that you might find useful. If you have any other tips, add them to the comments in her post or this one. Most people avoid commenting so anything remotely useful is appreciated by readers all over the world. Jim Karger makes great suggestions for foreigners to earn a living in Mexico that are mostly applicable to Chile, too.
Chile also makes it absurdly difficult to start a business. According to Nathan Lustig, who has lived in Chile for 3 years, it takes 9 weeks and costs $4260 to start a business in Chile. He is underestimating the cost; he doesn't count the value of his labor in coping with the functionaries. And, if you're a Unitedstatesian dismayed that your nosy government has been snooping on every phone call made in the country during the last 7 years, Nathan reports that Chile requires fingerprints to open a bank account and "these barriers to business creation shield the elites and entrenched interests in power and prevent competition and entrepreneurship." The same process takes $185 and 30 minutes in the USA and requires no fingerprints.
Chileans in government and the private sector are addicted to paperwork:
In Chile one grows accustomed to waiting in line. Want to get a refund from the health insurance company? Wait in line. Want to deposit a check? Wait in line. Want to get a copy of your marriage certificate? Wait in line although some of that has moved onto the web. But the time people spend at the notary borders on the ridiculous….
In the USA you rarely needed any document notarized. But here in Chile under the 70 year old system the law stipulates that many documents be notarized. So if you buy or sell a car: go to the notary. Start a new job: go to the notary. Quit the same job: go to the notary again. Rent an apartment: go to the notary.
La Tercera newspaper says the notary business generates gross revenues of between $150 million USD and $180 million USD according to their own guild. 20,000 transactions are processed per year whose costs are from $1 USD to $12 USD and $60 USD and more for more extensive transactions….
The government of Chile recognizes that this system is a drain on the economy so various reform proposals have been put forth. Change was tried under the previous president Bachelet, but those bills went nowhere in the congress. Now the government proposes increasing the number of notaries–currently there are a precious few 400–getting them to use technology, fostering competition between them, and offering some oversight by the consumer protection agency (SERNAC). The Economics Ministry suggests they "…establish that the notaries and clerks of court use technology in order that the registered users can upload or send their documents electronically and consult documents online."
The government recently removed some obstacles, according to Mary O'Grady of the Wall Street Journal (WSJ):
The country's rank in the World Bank's Doing Business survey deteriorated from 2006 to 2010 but the decline has been reversed in the past two years, with Chile moving up to 39th from 53rd. Other Piñera objectives include reducing waiting time for environmental impact studies, eliminating regulatory redundancies, cutting import tariffs and opening sea and air ports to foreign competition. The number of days it takes to start a business is down to seven from 27 and will soon be reduced to one.
Michelle Bachelet is the President and she is likely to reverse much of the progress because Chile is skeptical of capitalism. For instance, she has proposed to increase the corporate tax rate from 20% to 35% and remove the ability to delay paying taxes on earnings that are reinvested rather than distributed to shareholders. O'Grady of the WSJ continues:
A "temporary" corporate tax increase to 18.5% from 17% in the aftermath of the 2010 earthquake is now being raised to 20% and made permanent. Tax cuts for individuals meant to offset those increases may not pass in Congress because Mr. Piñera's coalition does not have a majority.
The tax increase, a strong economy, and more borrowing have sharply grown government. It is unclear whether it will grow fast enough to strangle the economy.
Investors are losing confidence in Chile, causing a decline in the IPSA index of stocks in 2012-13 after soaring for 20 years. Many countries prosper for two decades but only Hong Kong, South Korea, and Singapore maintained growth for 50 years. Chile might grow at a slow rate or stagnate in the future, especially if they continue to be complacent, allowing the government to expand and strangle the economy.
Chile has enacted restrictive labor laws that hinder businesses; at least one foreign investor is waging a capital strike against Chile. Chile has passed other idiotic laws such as prohibiting McDonald's and other fast food chains from putting toys in Happy Meals.
John Cobin has lived in Santiago for 15 years and wrote, Things that Americans (and Canadian, Australians, Europeans, among others) will Hate about Chile. He claims, "some Chilean men will consider it good sport to try to sleep with your wife." This is true, and if you're a single man at a party and talk to a married woman, her husband will scowl at you because he thinks that you want to sleep with her. On the bright side, if you're trapped underground in a mine for a few months, your wife and girlfriend will be overjoyed to see you again when you emerge at the surface. Adultery is common not only in Chile but in all Latin America.
Cobin identifies major problems with managing a business in Chile that applies to all Latin America:
90% or more of Chileans do not tell the truth (or avoid telling the truth), since they never like to say "no" or admit that they do not know something. Few lie with the intent to deceive or mislead you intentionally, but many will tell you something that is not true in order that you not be offended (e.g., "I will call you tomorrow"). Chileans use a culturally-accepted lie which "everyone knows" is not true and therefore does not count as a "real" lie made with the intent to deceive. Americans will have a very hard time understanding this difference in practice. Many of them are also willing to cheat, especially on tests or assignments in school, and plenty of people from the lower middle and poor classes will steal from you if they have a chance. Worse yet, they will treat you as if you are a liar….
Chilean people, workers in particular, do not perform or follow through. Nor do they communicate to let you know they have a problem, thus wasting your time as well if you are waiting for them to perform or depending on them.
The Spanish language makes it convenient to "avoid telling the truth" through the use of the subjunctive mood. English includes the subjunctive but it is not as heavily used as the Spanish.
The most common complaint about Santiago is that it is polluted in winter. According to UrbanPeek, pollution in Santiago is higher than every city in the world except Beijing and New Delhi. The Chilean government declared an environmental emergency on June 21, 2015 due to air pollution in Santiago; thousands of factories were shut down and 40% of the vehicles were ordered to stay off the roads. The Bellas Artes neighborhood near the Santa Lucia hill is so polluted that real estate costs less than other parts of the city, even though it is attractive and sports narrow streets that are easy for pedestrians to navigate. However, Nathan Lustig believes that the adjacent Lastarria neighborhood suffers the same air but streets are quieter and real estate values higher, suggesting that air pollution does not cause decreased housing demand.
Santiago pollution is caused by several factors: the surrounding mountains, heavy vehicle use in a densely populous city of 6 million, industries such as the power plant south in Rancagua, powering copper mine refining using coal rather than nuclear at El Teniente, one of the largest mines in the world.
Mary and I reckon that the pollution during the southern hemisphere summer is similar to cities in the western USA such as Los Angeles, Denver, and Phoenix. If air pollution repels you, the coastal city of Viña del Mar warrants consideration. A bigger problem for non-smokers like us is air at restaurants in Santiago, polluted with so much cigarette smoke that it is nearly impossible to find an outdoor table on Friday and Saturday nights; one must eat in non-smoking indoor areas. Chileans are the heaviest smokers in the Americas; 39% of men smoke daily compared to 20% in the USA and 10% in Costa Rica. I Love Chile describes Santiago pollution:
During environmental alerts, when the air contamination is higher than 300 micrograms by cubic meter, some emergency measures that are applied include the restriction on vehicles that do not have a catalytic converter and restrictions on some industrial activity. The city also has a Decontamination Plan, which includes requiring filters on all public transport, regulation of wood heaters and standardization of the other heaters as well as reduction of nitrogen oxides emissions by the industries…
Last week, after four consecutive days of environmental alerts, the issue of the parameters for these emergency signals caused controversy. The Senator Guido Girardi, a member of the health committee, criticized the way the calculation is done and the alerts are set, which should also include thin particulate materials that are harmful to human health. In several interviews with the Chilean national media he affirmed that the data given by the government should be more transparent and that the levels to decree environmental alert should be stricter. During an interview with CNN Chile he said, "It is evident that if more environmental alerts are decreed in Santiago, it will paralyze industrial activity. And there is an industrial lobby who makes sure this does not happen."
The cost of electric power in Chile is double that of the USA, so most people in Santiago live in homes without air conditioning, even though the city is as hot as Denver in summer. People cope by swimming in pools, taking cold showers, and vacationing on the coast.
Chile is as expensive as Denver, Phoenix, and Austin, although it is cheaper than Europe, New York, and California. Mexico and Panama are better destinations for people seeking economical value in a pleasant climate.
Chile insults foreigners by chasing us out of the country like dogs every 90 days even though we've committed no crimes, and refusing to allow us to open bank accounts, forcing the use of ATM machines, where the banks chisel us with fees. Bankers are crooks that run politics in every country, and it's revolting to subsidize their incompetence. Chile suffered a banking crisis in 1981-83, resulting in a heavily regulated banking system that stifles competition from foreign banks. Only one of the 10 largest banks in Chile is a foreign bank. In contrast, Mexico suffered a banking crisis in 1995; today only two of the 10 largest banks are Mexican, 80% are foreign.
Argentina restricts many freedoms but welcomes foreigners more than Chile and Open Borders reports that Argentina recognizes freedom of movement as a human right. Argentina only considers deporting illegal immigrants who commit crimes, and according to their Constitution, "may not restrict, limit, or burden with any tax whatsoever the entry into Argentine territory of foreigners whose purpose is tilling the soil, improving industries, and introducing and teaching the sciences and the arts."
Immigrants comprise only 2.7% of the Chilean population, compared to 4.2% in Argentina, 13% in the USA and 20% in Canada. Chile is much richer than Peru and Bolivia but does not accept many migrants.
Chile wants to increase population not by encouraging immigration but by bribing Chilean women to bear more children ($200 for their third child, $300 for their fourth and $400 for their fifth). Apparently, legislators believe that it's preferable to risk having a native on the dole than for a skilled foreigner to carry his own weight.
It's difficult to be a tenant or landlord in Chile. The meddling government forces landlords to suffer deadbeat tenants in rental units for 4 months prior to eviction, so most landlords require tenants to find a cosigner who is responsible for the rent if the tenant doesn't pay. As a result, I was rejected 3 times for apartments and it took a month to find one, although one of the landlords would have accepted me as long as I paid 12 months rent in advance. Not only does this make it difficult to be a renter, but real estate is also a primary option for foreigner investors who want to avoid the risk of buying a small business.
Julia Thiel of the Chicago Reader reports that Chileans were the worst roommates she ever had. After reading her stories, any rational foreigner would avoid living with Chileans. It might be prudent to avoid marrying one, too.
Chile has enjoyed a thriving economy protected by a capitalist Constitution for 20 years but capitalism may be losing the battle of ideas. Michael Bachelet and other socialists are threatening to eviscerate the Constitution and drastically expand the government. Forbes magazine fears for the end of the Chilean economic miracle. The Communist Party increased their representation in the main house of the bicameral legislature from 3 to 6 seats of 120 in the 2013 election. The election was the biggest political disaster in Chile of the last 20 years because Chileans are not convinced that capitalism has allowed them to prosper.
Universities in Chile operate as Communist institutions; profits are illegal. Although there is widespread support for this oppression in the USA and Europe, too, I believe that universities ought to earn a profit like any other entertainment business such as a bookstore, movie theater, club, or studio that teaches people to cook or play musical instruments. Non-profits always use government scams to advance their interests and hide their profits. People should be proud to earn a profit; the lionization of socialism should be shameful.
The Bachelet campaign to expand the government includes hiring 6000 new Carbineers, the national police that once carried carbines, to the existing force of 40,000, and many will be deployed in Santiago. They are unnecessary because Chile has the lowest crime rate in Latin America; the police will become entrenched and used against the citizens sooner or later.
The Chilean government subsidizes many businesses such as salmon and trout farmers. The Start-Up Chile (SUC) program hands out $40,000 to small tech businesses, originally temporarily for 12 rounds and exclusively to foreigners, now permanently to foreigners and Chileans. SUC and other business subsidies are supported by both major political coalitions and a government, CORFO, doles out the money.
Chile admires the rich countries of Europe and the USA; many Chileans want a nanny state, too, and have enacted many laws for the purpose. For example, packaged foods and soft drinks high in saturated fat, sugar, or salt soon will carry prominent markers on the front of the package, warning that the food is unhealthy. A majority of Chileans wear helmets when bicycling.
Chile is the richest country in Latin America but the greatest benefits accrue to the richest 20% of the people. In Uruguay, the bottom 80% of the population is slightly richer than the bottom 80% of Chileans. Both countries have become richer at the same rate during the last 5 years but Chile grew faster during the previous 10 years.
Airline service to Chile is poor. Mary and I flew at reasonable cost from Panama the last two winters, but the price doubled to $1600. We decided to live winters in the USA and Mexico. We miss Santiago and perhaps we'll return someday.
Immigration to Chile has tripled in 7 years, from 60,280 in 2006 to 158,128 in 2013. Chile offers many advantages for potential migrants as I discuss in Why You Should Move to Santiago, Chile.


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?Kiwanis free pancake and sausage breakfast to be held August 23
Written by Janna Ross
Wednesday, 23 July 2008 00:00
? ? The Silver Creek Kiwanis Club is sponsoring a free pancake breakfast in conjunction with the Sellersburg Celebrates Parade on August 23 from 7 to 10 a.m. next to the Sellersburg Police Department on New Albany Street in Sellersburg.
The free pancake breakfast is open to the public, monetary donations are welcomed.
Kiwanis is a world wide non-profit organization for individuals desiring personal involvement in the leadership and improvement of their communities. Kiwanis is a global organization of volunteers dedicated to changing the world one child and one community at a time. Through Kiwanis membership, individuals can give of themselves, their talent, time and love to those with human needs. Community betterment projects are financed through fund-rasing activities.
Anyone interested in becoming a member can get information at the pancake breakfast or call Stephanie Sharp, Fifth Third Bank, at 812-246-0982.
Last Updated on Wednesday, 23 July 2008 14:17
?Dedication ceremony for Michael L. Becher Adult Corrections Complex
Written by Janna Ross
Wednesday, 23 July 2008 00:00
? The Clark County Commissioners are inviting the public to the dedication ceremony for the Michael L. Becher Adult Corrections Complex.
The Commissioners are dedicating the complex to former Clark County Sheriff Michael L. Becher. Becher was Clark County Sheriff from 1987 to 1994 and 1996 to 2006. He died last November 2 after a short battle with cancer.
The dedication ceremony will be held this Friday, July 25, at 2 p.m. at the Sheriff's Office located at 501 E. Court Avenue in Jeffersonville.
The Commissioners encourage the public to attend.
For more information regarding the dedication ceremony please contact the Clark County Commissioners at 285-6275.
Last Updated on Wednesday, 23 July 2008 14:20
?Thumbs Up!
Staff photo by MICHAEL ROSS
The Clark County 4-H Fair received 'thumbs up' from all fair-goers during its run last week. Even mascots were enjoying their day at the fair including the Kidsville mascot, Truman, and the D.A.R.E. mascot, Daren, of the Clark County Sheriff's Department. Pictured left to right are: Clark County Sheriff Department Officer Joe Waters, the School Resource Officer at Henryville schools and a D.A.R.E. Officer for the Sheriff's Department, Truman, the Kidsville mascot, Daren, the D.A.R.E. mascot and Clark County Sheriff Danny Rodden.
Kidsville is 'the nation's fun family newspaper" offered free in Clark and Floyd County by Green Banner Publications and other local sponsors.
?CHS Football Camp to be held July 28-31
Written by Janna Ross
Wednesday, 16 July 2008 00:00
?Charlestown High School head football coach Jason Hawkins has announced the upcoming Charlestown High School Football Camp.
The camp will be held July 28-31. The camp will be held from 5:30 to 7 p.m. for first through fourth graders and 7 to 8:30 p.m. for fifth through eighth graders.
The cost is $30 per camper which includes a camp t-shirt.
Last Updated on Wednesday, 16 July 2008 13:17
Read more...
?Sellersburg Celebrates! Prince and Princess Contest to be held
Written by Janna Ross
Wednesday, 16 July 2008 00:00
? The Sellersburg Celebrates! Prince and Princess Contest will be held on August 17 at the Silver Creek High School in the Auditorium.
Contestants must be between the ages of 4 and 6 as of August 1.
The contest will be limited to the first 30 applicants. The contest attire will be Sunday Best, no formal or pageant attire.
For more information contact Anita Spear at 502-552-6191 or e-mail
Last Updated on Wednesday, 16 July 2008 13:20
More Articles...
?Scholarships awarded by Community Foundation of Southern Indiana
?2nd annual All Community Skills & Drills Football Clinic to be held this weekend
?SBA loan application deadline fast approaching
?Charlestown Block Watch meetings to resume this month
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Boosweet Records the independently owned and operated label based in California since 1999, recently created history in the country of Argentina with its "Guitar Power" guitar competition. The "Guitar Power" program is the brainchild of award winning guitarist/producer/actor and label CEO Vernon Neilly, and Marcelo Roascio who is a partner with Laura Goldar in Todo Guitarra Y Bajo Magazine, the major guitar/bass publication in the Argentine market. Vernon has traveled the world not only as a solo artist, but in the past has worked with legendary artists in the entertainment business. "Guitar Power" was held in the city of Buenos Aires and was sponsored by Boosweet Records, Todo Guitarra Y Bajo Magazine, Seymour Duncan, Xotic Effects, Morley Pedals, Giannini Strings, Tecniforte Cables, Antitodo Guitar Straps, and Guitar Global LLC. 10 finalists were selected to perform live before judges at the historic Bauen Theater in Buenos Aires from multitudes of entries that were received from all over Argentina. The winner Chowy Fernandes received an all expenses paid recording contract with Boosweet Records, as well as gear donated by the sponsors. There were also second and third place winners who received products from the sponsors of the event. Major media outlets in Argentina supported the historic making event such as video channels MTV, CME, and powerhouse Rock & Pop 95.9 radio located in Buenos Aires. Vernon also did countless interviews with major press supporting the "Guitar Power" event. This historical event was a huge success and will be continued due to the attention Boosweet Records and Neilly garnered for the event. This was not the first time that Vernon Neilly and Boosweet records partnered with major brands in the music world. Previously he was recognized for his "Six String Extravaganza" contest with label CEO and guitar icon Steve Vai. Boosweet Records, Guitar Global, and Vernon Neilly are currently running another "Custom Guitar Giveaway". To be eligible interested parties only have to go to Vernon's facebook.com fan page at http://www.facebook.com/vernonneillyband like the page and then forward an email to the director of promotions at
http://metalfoxweb.com.ar/new/index.php?option=com_content&task=view&id=1902&Itemid=219 (Visit This Link to view the Full Interview in Spanish)
MFW: How do you get to Argentina? What do you know about our musicians?
Last year was my first vist to Argentina, but for many years it has been one of my dreams to come here. Due to the rich cultural history that this country has. So last year we did a show at the Teatro Santa Maria, in addition to clinics in the Ciudad de La Plata. In both cases I was well received. I know Argentina is famous for tango and folklore. From this I met Walter Giardino de Rata Blanca, Daniel Telis, Pappo, David Lebón, Pablo Soler, Carina Alfie, Miguel Sigales, Ricardo Soulé, and some more. I'm here to meet more!
MFW:In your work you discover a multifaced man: production, sideman, radio announcer, even actor. You have worked with Pat Metheny, Jaco Pastorius, Herbie Hancock, Etta James, "Narada" Michael Walden among many, what is your next project and with whom?
Pat Mehtny, Jaco Pastorius and Narada Walden were at the University of Miami at the same period as me, so that is were I met them. I worked with many top artists in the U.S. such as Etta James, Steve Vai, Greg Howe, Mark Whitfield, The Temptations, and Howard Hewitt. Yes, I was in three big budget films. For Universal Sudios "Along Came Polly" with Ben Stiller and Jennifer Aniston, for Warner Bros: "Starsky & Hutch" with Ben Stiller, Owen Wilson, Vince Vaughan, Snoop Dog and Antonio Fargas, and for Sony/Columbia Pictures: "Walk Hard" with Tim Meadows and John C. Reilly. My new CD is called " A Tribute to Stevie Wonder", where I have such guests as Greg Howe, the brasilian guitarist Kiko Loureiro(Angra), Miguel Mega (Brasil), Bill Hudson (USA), the french guitarist Unam, and the bassist Juan Nelson, winner of of a Grammy, from the band of Ben Harper and Innocent Criminal Band. Actually I am working on another project with Greg Howe, George Lynch (Dokken, Lynch Mob) and with Victor Johnson, guitarist of Sammy Hagar.
MFW: Is there a new area that you would like to venture?
I am always looking for new projects. I run a record labl called Boosweet Records. I have another company named Guitar Global that works with musical instruments and distributes them around the world. So I stay pretty busy.
MFW: How were your beginnings in music? Did you have support?
I come from a musical family in the Bahamas. My mother is a pianist and violinist, my sistr was a music professor and she played pipe organ, besides being a classical pianist. My brother was a professional classical and jazz musician, and he won many awards for his music. Yes, my mother provided support with all my musical projects. She still does it with everything I have accomplished.
MFW: What is your preffered guitar and the musician(s) that you admire?
I have to say that my favorite guitar is the one I play, and that was designed for me by Tagima Guitars of Brasil. It is my signature series guitars, which are made according to my specifibt cations. Also I have pickups made especially for me by Seymour Duncan in the U.S. My acoustic guitars are made by Giannini, also from Brasil. They were the ones responsible for making instruments that created samba, and bossa in Brasil. My favorite musician is without a doubt Jimi Hendrix, and even today, is still a big influence on guitarist around the world. His style and music still attracts me.
MWF: A Final Message….
Playing the guitar is an art not a competition. The guitarist should develop their own voice with the instrument. They should continue evolving and never be satisfied. To try to challenge themselves to learn more and play better. Besides they should enjoy this process, as they grow as musicians. It has to be something fun. If its not fun they should find something else that they are more passionate about. This advice could apply to guitarist, vocalists, bands, etc.
Thank you for your time and your interest in my career
Thank You, Vernon.
http://www.biendeabajo.com/noticas/varias/concurso_guitar_power_por_primera_vez_en_argentina/ ( CLICK HERE TO SEE THE FULL INTERVIEW - SPANISH VERSION)
It is public knowledge that this year Argentina has been choosen as the seat of th important contest of guitarist "Guitar Power". In it, contestants send an instrumental of their own to be judged. The winner will be awarded with the opportunity to record a CD for the U.S. label Boosweet Records.The president of the panel is nothing more and nothing less than Mr. Vernon Neilly. This virtuous guitarist born in the Philippines, currently based in the U.S. Aside from being a musician and producer, he's th owner of the mentioned record label. His style is a combination of classical music, jazz, blues, rock, funk, R&B, and hip hop. In his extensive career that dates back to 1967, he's the recipient of multiple awards and recognitions. Among them having his own guitar model (Tagima VN-1), the strings (Giannini "Power Strings") and he's shared scenaries and studios with famous guitarist such as Slash y Jerry Horton.
Taking advantage of his visit to our country, Arterias de la Ciudad dusted his suit, practiced his English, and in a grand international experience had a chance to ask some questions.
Arterias: Why was Argentina elected for the new contest "Guitar Power"?
Vernon Neilly: Last year during my trip to Argentina, I noticed the lack of opportunties for guitarist here in Buenos Aires and Argentina, and for music to go past boundaries to an international level. I talked with my friend and fellow guitarist Marcelo Roascio.Who is a well known and respected guitarist and educator in Argentina. I discussed with him the idea of making a guitar contest.Top of FormHe informed me that it had never before been done in the history of music here in Argentina.I was surprised by this, because I've done many competitions before in my career. For me it was an easy decision to give Argentinian guitarists the opportunity to record their music with an international distribution label. My label in the U.S. Boosweet. Marcelo then undertook the task of putting the contest together and October 12, 2011 in the Auditorium Bauen in Buenos Aires. The people will see 10 finalists who were selected from throughout Argentina to compete for the opportunity Listen….
Arteries: What expectations do you generate for the next contest?
Vernon Neilly: My expectations are high because the music that was chosen is from very talented people in Argentina. Who will do their best to have the opportunity to record for an international label in the U.S. I know that the contestants are prepared to do their best. The "Guitar Power" has generated much interest here in Argentina, because once again this has never been done before in the history of the music in this country for guitarists. So they have the opportunity to be part of music history from your country!
Arteries: What do you have in mind when judging a guitarist? Vernon Neilly: The other judges, Marcelo Roascio, Daniel Teles and I judge the contestants on performance, sound, composition, stage presence and communication with the public. It's not just about how they are technically!
Arteries: What advice can you give to young guitarists? Vernon Neilly: Preparation, patience and perseverance! To believe in themselves and their talent. To work hard because the music business is a very difficult business. It's even harder these days, so one must be focused on their objective of achieving your dreams! Arteries: We are looking forward to hearing more from you. Thank you very much for your time. We are always at your service. Vernon Neilly: Thanks Cristian is a real pleasure for me and I look forward seeing you at "Guitar Power"!
Producer, recording artist, seasoned touring musician, songwriter, arranger, business owner, endorser, all of these titles apply to guitarist extraordinaire Vernon Neilly. While many artists would be happy to be successful in one of these fields during their careers, the multi-talented guitarist thrives on having his irons in many fires, with consistent positive results. Not only has Neilly developed a reputation as a world-class performer, writer and even actor, but he was one of the earliest businessmen to realize the potential of selling music on the internet. A realization that has sparked his many endeavors into the business side of music, culminating in Boosweet Records, which he founded in 1999 and which is still going strong today.
Neilly's latest musical output is the record A Tribute To Stevie Wonder, which features the guitarist alongside many great guest artists, including the virtuosic Greg Howe, paying tribute to one of the greatest songwriters and pianists of the 20th Century. Coming at the project from a guitarist's perspective, Neilly wanted to provide listener's with a fresh look at Wonder's familiar songs, and his mission was definitely accomplished. The album is a tour de force that not only pays tribute to Wonder's genius as a songwriter, but it also adds new twists and interpretation to songs that we all know and love. Not to mention that the guitar playing on the record is smokin', definitely a record worth adding to your home library.
Guitar International recently caught up with Vernon Neilly to discuss A Tribute To Stevie Wonder, his time in Brazil, gear and get his thoughts on the music business.
Read the full article at guitarinternational.com.


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Loose fiscal policy kills democracy
The City Paper featured an article recently in which Federal Reserve Chairman Alan Greenspan said the aging U.S. population will present a "daunting challenge" to the nation's economy. That is a profound understatement.
According to a recent study in Investor's Business Daily, by 2040, 43.8 percent of government outlays will be public health-care benefits to the elderly. That figure does not include a prescription drug benefit for Medicare recipients. Add prescription drugs to the mix, and Medicare will consume half the nation's budget by the time today's workers retire.
Because politicians are loath to limit benefits, tax hikes will be necessary for Medicare to survive. Boston University economist Laurence Kotlikoff says a payroll tax hike of 4 percent is necessary to ensure Medicare's solvency.
I'm afraid that's a conservative estimate. The confiscatory payroll taxes needed to fund Medicare will soon provoke cries of outrage from liberals and conservatives alike.
As Alexander Tytler warned in the 18th century, "Democracy


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