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text:
This post was sponsored by Peapod and links are affiliate. All opinions—as always—are my own. I appreciate your support of the brands that make this blog possible!
It's not uncommon for me to go to the grocery store almost every single day in a week. Living carless in the city, I can only carry so much at at time on foot back to my apartment. And if I'm making recipes for the blog that week, forget about it. Sometimes I make multiple trips to the grocery store in a single day. So remind me again why I haven't been using Peapod for years?!
Peapod is an online grocery store via Stop & Shop. Just like browsing your favorite online clothing retailer, you can browse the site by category (aisle) or use their search bar to find specific items. One feature I love is that Peapod remembers your orders so that you can browse past purchases and easily add those favorite items to your cart the next time you shop. And they have a whole section dedicated to organic. *jazz hands emoji*
The first thing I made in the kitchen from my Peapod delivery was a simple smoothie bowl with some not-so-simple toppings. Guys. I chopped up a peanut butter cookie Larabar to top my smoothie bowl and now life will never be the same.
Simple Berry Smoothie Bowl
- 2/3 cup almond milk (additional 1/3 cup if needed to achieve desired consistency)
- 2 handfuls spinach
- 1 cup frozen blueberries
- 1 cup frozen strawberries
- 1 banana
- 1 peanut butter cookie Larabar, chopped
- Small handful granola
- Fresh blueberries
- Shredded coconut
- Place everything in a blender and combine until smooth.
- Add desired toppings.
Peapod Discounts for Your First Delivery
I already mentioned the 60 days free delivery and pick-up (60DAYSFREE promo code entered at checkout) but wait wait I've got MORE savings for you! Get $15 off your first order with THIS LINK (or any of the links to Peapod used throughout this post). When you head to the Peapod site, they'll have you enter your zip code to make sure the service is available in your area (Boston friends, you're good to go!).
To answer my shirt's question: I do now. 😉

subset: commoncrawl


text:
LORAIN, OH -- Lorain Fire Department responded to a large commercial fire located at 1739 Iowa Avenue Tuesday night.
The structure is an unoccupied wholesale warehouse. According to the Lorain Fire Department, the roof of the building collapsed but no injuries have been reported.
Extreme weather conditions still remain a concern for firefighters and their equipment.
Exact cause of the fire is yet to be determined.


text:
October 27, 2008
– Comments (6)
I am not sure for what....but just get ready. Fortune comes to the prepared.....luck comes to those who are lucky......if you are lucky enough to make a fortune.....you should be prepared for it. If you are prepared and lucky.....then the liklihood of making a fortune is enhanced.
OMG ALSTRY is sounding positive all the while I'm telling ya its Fubared up...
someone please take away that Kool AId... spiked anti freeze punch....
This seems jacked...
The best way to crush someone is to give them hope, the belief that maybe they've won, beaten the odds, and than just when they least expect it, pull the rug out from under them and crush them and step on their necks, crushing them, and just for good measure, picking up their semi broken spirits, hoisting them up in the sky with one powerful arm and with the other pounding them ever harder until all hope bleeds away, and than with a sounding and demoralizing thud, slamming the lifeless hopeless shell into the cold concrete breaking what few remaining unbroken bones that remain.
This is the reality and consequence of timing the market wrong and going all in at the wrong time.
Scarey so scarey :)
Maybe we should just close the markets during the summer and during the month of October... :)
THIS is gonna be a good week.a simplistic approach (the boss is looking gotta be quick) Government buys bank stocks= Bank stocks go up= rest of market follows= we all sleep all day Friday .....AN opinion... all best all
If you think all is Good today because the market is up 155 pts? Look again at my blog post today about CDS. Read the whole article and you will see the misery that the world is facing and that the average Joe investor has no clue about what's gonna hit him.
I have endured the summer and this miserable Oct, everything is not good, but after getting killed day in and day out, one must smile upon days you only get small bones broken instead of dying.
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text:
If you're new to the My 15HWW site, this page is a good reference to start from the very beginning of my blogging journey (still pretty short thus far) or to read specific articles that are of interest to you.
Posts are listed with the newest at the top, and you go back in time as you scroll down. Enjoy!
January 2018
Portfolio Update: January 2018
Learning Through e2i's ULeap App
Why I Have Never Topped Up My CPF (Yet)
How I could Benefit From The Booming Electronics Sector
Overcoming Some Of The Downsides Of Freelancing
Expenses Update: December 2017
December 2017
Thoughts On Cryptocurrency And Freeganism
A Review Of My Choices In 2017
Portfolio Update: December 2017
Expenses Update: November 2017
Why I Spent Some Time Researching On Nursing Homes
November 2017
Is $1 Million Enough For A Retirement In Singapore in 2017?
Portfolio Update: November 2017
Our Recent Vacation: The Hedonic Treadmill In Full Gear?
Net Worth Update: 2017 Edition
The New DBS Multiplier Account: The Best Savings Account For Frugal Millennials
October 2017
What If I Had Invested In Berkshire B For The Past 7 Years?
What If I Had Invested In The STI ETF For The Past 7 Years?
My Results After 7 Years In The Market
Portfolio Update: October 2017
3 New Local Early Retirement Blogs I Am Following
Expenses Update: September 2017
September 2017
Useful Thought Experiment: Spending $15,000 In A Month
Portfolio Update: September 2017
A Thoughtful Teachers' Day Gift
August 2017
Reflections On Optimisation And Benchmarking
Why I Would Refinance From HDB Concessionary Loan To POSB Home Loan
July 2017
Debunking 7 Myths Of Bank Home Loans
Ditching OCBC 360… And Moving On To UOB One?
June 2017
Most Achievements Are Simple, But Not Easy
Investors Exchange 2017 (29 July)
The Plight Of Low Income Singles Without A Home
May 2017
The Big Three: Food, Housing And Transport Costs
Portfolio Goals For The Next Decade
April 2017
Freeing Up More Time And A Slower Accumulation Rate
Useful Thought Experiment: What If You Were To Die Exactly 10 Years Later?
Can You Afford To Pay For Private Hospitalisation Plans In Your Old Age?
March 2017
15HWW Origins: Illness And The Passing Of My Mum
Expenses Update: February 2017
Thoughts On The Blueprint For Singapore's Future
Why I Am Staying With OCBC 360… For Now
February 2017
Pursuing Financial Independence Is A Privilege
Portfolio Update: February 2017
Get Rich With… The Escape Artist
January 2017
15HWW Annual Investment Performance Update: 2016
Portfolio Update: January 2017
The 15HWW Permanent Portfolio Is Live!
Hedging With 3 Different Investing Strategies
By The Time You "Realise" You Can Or Cannot Beat The Market, It's Too Late?
Expenses Update: December 2016
My First Talk On 12 Jan 2017: Do Show Your Support!
Our First Budget In Years: $42,000 in 2017
December 2016
A Review Of My Choices In 2016
Christmas Gifts And Exchanges: A Love-Hate Relationship
A Meet-Up With EarlyRetirementSG
15HWW Origins: The Inability To Conform In School
Merry Christmas And A New Approach On This Blog In 2017
Portfolio Update: December 2016
Reviewing Workers' Party Retrenchment Insurance Proposal
Expenses Update: November 2016
November 2016
Do I Have Enough Work For 2017? Fret Or Fret Not?
Portfolio Update: November 2016
October 2016
My Mistake On POSB Cashback Bonus
POSB Cashback Bonus: Not Falling For It
Portfolio Update: October 2016
Expenses Update: September 2016
September 2016
Portfolio Update: September 2016
Job Analysis in Singapore: Security Officer
August 2016
All The Basics About Gold And Silver
Why I Am Only Purchasing Term For Our Insurance Needs
How To Take A Career Break Without Worrying About Money
Is Buying A More Expensive Home Always A Bad Financial Decision?
Affordable Hawker Fare At Bukit Panjang!
July 2016
Getting Rich: From Zero To Hero In One Blog Post
June 2016
The Rationale Behind Mrs 15HWW's New Career Path
Know The Difference Between Financial Survival, Financial Security & Financial Independence
7 Money Lessons From Tony Robbins
May 2016
Make Financial Security Your First Long-Term Financial Goal
What's Best For Me? Employee, Self-Employed, Entrepreneur or Retirement
Is Crowdfunding Worth A Closer Look?
April 2016
4 Simple Steps To Financial Freedom Before 45
March 2016
Why Singaporeans Need To Be Given First Consideration For Jobs
Expenses Update: February 2016
February 2016
Insights From Mr Money Mustache
I Don't Hate Working; I Just Hate The Office!
Portfolio Update: January 2016
The Mindset Change Needed To Beat Poverty
15HWW New Investment Strategy: Part II – My First 3 Guiding Principles
15HWW New Investment Strategy: Part I – Why I Am Not Picking Individual Stocks Anymore
Expenditure Update: January 2016
January 2016
Investors Make The Best LOSERS!
Health Or Wealth? How About Both?
15HWW Annual Investment Performance Update: 2015
Everything You Need To Know About The (Lack Of) Poverty Line!
Passive Income Update: December 2015
Expenses Update: December 2015
December 2015
A Review Of My Choices In 2015
Saving Money With The Big Value Bag!
Passive Income Update: November 2015
Am I Blogging For the Right Reasons?
Should I Become An Uber Driver Or A Taxi Driver?
Expenditure Update: November 2015
November 2015
3 Hacks You Need To Know To Own A Brand New BTO
Passive Income Update: October 2015
How We Saved $250,000 At Age 28
October 2015
Reflections: 9 Completed Trades, $35,000 Profits
5 Observations I Made From PM Lee's Speech On Tripartism At NDC
How I Buy Physical Gold In Singapore
Passive Income Update: September 2015
Why I Haven't Bought Books Or DVDs In A Year
Expenditure Update: September 2015
September 2015
Some Thoughts On The First Issue Of SSB
Luxury Items: It's Not Just About The Sticker Price
Passive Income Update: August 2015
3 Investing Lessons I Learnt From The Recent Haze
Why I Am Relieved At The Landslide Victory For PAP
Why CPF Should Not Be Returned At Age 55?
Weekend Reading: 29 August – 4 September 2015
Singapore Savings Bonds: Get Ready To Pump Your Emergency Funds!
August 2015
Experiment: Wasting $1,000 in Singapore Instead Of Travelling
Weekend Reading: 22 – 28 August 2015
3 Reasons Why I Do Not Want The Stock Market To Crash
What's Our Real Cashback % From The OCBC 365 Credit Card
Weekend Reading: 15-21 August 2015
Getting To Know Chan Chun Sing
Passive Income Update: July 2015
Weekend Reading: 8-14 August 2015
The 15HWW Definition of "Work"
Lee Kuan Yew & Warren Buffett: 5 Glaring Similarities Behind Their Success
A Controversial Take On Income From Blogging
July 2015
Happy 2nd Anniversary to My15HWW!
How Financial Assistance Might Be The Most Important Investment In My Life
Passive Income Update: June 2015
Hindsight Insights Into the STI
June 2015
Comprehending The Ambition Monster
Rising Interest Rates…Any Regrets?
May 2015
Yearly Investment Performance Update: 2014
Passive Income Update: April 15
OCBC 360 Account: A Heavy-Hearted Update
April 2015
Passive Income Update: March 15
Thanks For The Easy $200, SAF!
March 2015
Singapore Savings Bonds: A.K.A LKY Bonds
My Life Under Lee Kuan Yew's Singapore
Where Did $59,000 Go To In 2014?
Should You Build A Singapore Permanent Portfolio?
Passive Income Update: February 15
Expenditure Update: February 15
February 2015
Passive Income Update: January 14
Expenditure Update: January 14
January 2015
Passive Income Update: December 14
Stocks VS Properties: Painting An Equivalent Scenario
Expenditure Update: December 14
December 2014
Passive Income Update: November 14
Why It's Possible For Me To Take A 6-Month Sabbatical
Presenting The Case For Buying "A Little" Bullion
Expenditure Update: November 14
November 2014
Passive Income Update: October 14
Weekend Reading For Novice Investors
Expenditure Update: October 14
October 2014
Asset Enhancement & Its Negative Consequences
Exit From Phillip Capital ShareBuilder Plan
Passive Income Update: September 14
Block Your Calendar On 17 Jan 2015 (Sat)!
Asset Allocation And My Strategy
It's Never Too Early To Start Investing
What Do Young Singaporeans Want For Our Future?
Expenditure Update: September 14
September 2014
Reflections After 3 Months Of Semi-Retirement: Part 2 – The Bad
Passive Income Update: August 14
Reflections After 3 Months Of Semi-Retirement: Part 1 – The Good
Why I Am In Favour Of A Minimum Wage For Cleaners
August 2014
What's Going To Happen In The Next 100 Years?!
The Lease Buyback Scheme: Worthwhile Or Not?
Our Net Worth: $0 or $500,000?
The National Day Rally And Our Retirement Adequacy
Passive Income Update: July 14
July 2014
5 Reasons Why It Might Be Easier To Retire Early In Singapore
MediShield Life And Its Likely Impact On Us – Part 1
Passive Income Update: June 14
Lessons From Madam Goh Kah Keow
June 2014
Mrs 15HWW's Take On Early Semi-Retirement
Value Investing Mastery Course With BigFatPurse
Tribute To Local Personal Finance Bloggers
OCBC 365 Credit Card: Annihilating The Competition?
May 2014
Lessons From My Brushes With Authority
Passive Income Update: April 14
April 2014
Money Mistake@19: AIA Achiever Plan
Passive Income Update: March 14
Why It's So Hard To Quit A Job
OCBC 360 Account: An Amazing Product?!
March 2014
Curbing The Urge To Compare & Compete
Passive Income Update: February 14
Expenditure Update: February 14
February 2014
Passive Income Update: January 14
My Generation's Aspirations And Concerns
Expenditure Update: January 14
January 2014
Why I Prefer Not To Feast During This Chinese New Year
My Investment (Out)Performance: 2010 to 2013
Growing "My" Tree Of Prosperity
Passive Income Update: December 13
STI ETF: What Exactly Am I Buying?
"Finances, My Wife and I" – Earlyretirementsg
Introducing… Earlyretirementsg!
Understanding Your Electricity Bills
Expenditure Update: December 13
December 2013
What Should Be The Appropriate Returns For My Siblings?
Don't Let Frugality Descend Into Cheapness!!!
Passive Income Update: November 13
Frugality: It's Not Just About Saving Money!
Why Most Singaporeans Don't Hold Government Bonds
More Government Help For Elderly Landed Property Owners?
Expenditure Update: November 13
November 2013
What Does It Take To Be A Millionaire Next Door?
Get Rich With…Geographical Arbitrage in Johor Bahru
Observations of Year End Bonus For Civil Servants
International Blogs I HIGHLY Recommend
Why I Am Not Too Keen On The Supplementary Retirement Scheme
Passive Income Update: October 13
Why Early Retirement Is Not Possible For Most
Why I Don't Really Enjoy Typical Vacations
Expenditure Update: October 13
October 2013
Stoicism And Its Positive Influence On My Life
Is There An Optimal Amount Of Emergency Funds To Keep?
Clarifications On My (Or Lack Of) Emergency Fund Situation
Know Your History To Predict Better
Why We Don't Keep A Separate Emergency Fund
Passive Income Update: September 13
Book Review: The Secret Of Shelter Island
Aviva's Term Insurance Promotion
How We Keep Our Insurance Expenses Low
Understanding The Basics Of Insurance
Expenditure Update: September 13
September 2013
What If I Need The Money 3 Years Later?!
Counter-productive For Performing Students To Have Tuition?
Financial Behaviour That Just Doesn't Make Sense
3 Reasons Not To Pay Off Your Mortgage Early
Mr Fredricksen Should Have Saved More For His Trip!
Aladdin's Choice: Superior Saving Rate Or Superior Investment Return
Passive Income Update: August 13
August 2013
Take Advantage Of The Volatile Market Through Dollar Cost Averaging
POSB: Our Friendly Banker Next Door
National Day Rally: Medishield Life & PSLE Changes
You Won't Want To Be Mr Average!
Holding Cash: Key To Sleeping Well At Night
Boglehead Or Buffettology? Do Both!
Reduce The Cost Of Owning A Phone
What's Wrong With My 40 Hour Work Week
Why You Should Always Buy A BTO Flat – Part 2
July 2013
Why You Should Always Buy A BTO Flat – Part 1


text:
"Fool me once, shame on you. Fool me twice, shame on me."
It looks like no one was fooled when the Wall Street Journal's (WSJ) Dan Fitzpatrick reported that Bank of America (BAC) had sold the servicing rights to 400,000 loans with an unpaid principal balance of $73 billion to Fannie Mae for $500 million. There were numerous reports yesterday calling the deal a "backdoor bailout."
The rights being picked up by Fannie Mae were originally worth more than the purchase price, said a person familiar with the deal. The bank decided to sell the portfolio at a loss because its value is expected to deteriorate further, this person added. The loans have a 13% delinquency rate, and more than half of the loans are in troubled U.S. real-estate markets.
Fannie Mae doesn't service any mortgages but can purchase the servicing rights in order to transfer the day-to-day management of those loans to a different company.
BAC is not selling the assets themselves only the rights to service the mortgages and collect those fees. The WSJ's Fitzpatrick strongly hints that the portfolio is expected to deteriorate further making collections tough.
That was enough to whiplash the stock on Wednesday. Bank of America was down again almost 11 per cent yesterday after a drop on Monday of more than 20 per cent, mitigated by a temporary rebound of 16 per cent on Tuesday.
Abigail Field In Fortune: Fannie Mae is purchasing "the servicing rights in order to transfer the day-to-day management of those loans to a different company." That's another huge sign that Fannie Mae is overpaying. If the rights were really worth $500 million, wouldn't a private company pay that for them? Instead, it sounds like Fannie Mae is doing a bailout two-step, one to BofA and one to whomever takes these rights off Fannie Mae's hands.
Another thing needs to become clear: where did Fannie Mae get the money to do BofA the favor of buying these rights? Fannie Mae just asked for another bailout of its own, seeking a new $5.1 billion infusion last week.
The last time Fannie Mae got involved in shape-shifting servicing rights to hide fraudulent activity was Taylor Bean Whitaker. That's the mortgage originator, audited by Deloitte, that used Fannie Mae's silence and their influence, according to Bloomberg, to market servicing rights on bad loans to GMAC.
How do we know the most recent $73 billion portfolio might be full of loser loans made via potentially fraudulent means? Fannie Mae told us so when they sued Countrywide, the mortgage originator and source of significant woe Bank of America bought in 2008.
The New York Times Dealbook, January 3, 2011: Bank of America announced Monday that it had paid more than $2.5 billion to buy back troubled mortgages and resolve related claims from Fannie Mae and Freddie Mac — deals that may prompt a wave of such settlements by big banks.


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More evidence is in this week that casts doubt on the value of mammograms. To recap: Canadian researchers followed nearly 90-thousand women since the 1980s. The women were randomly assigned to mammography or physical breast exam. Now 25 years later, the researchers say that roughly equal numbers of women in each group died of breast cancer — mammography, according to this study, is not affecting the death rate at all.
In addition, mammography comes with harms. More than 1 in 5 cancers found in the mammography group were not ones that pose a threat to women's health, the researchers say. Doctors call this "overdiagnosis." This is a problem because the treatments for cancer are aggressive — surgery, radiation therapy, chemotherapy — and can cause harms in and of themselves. "There is no question that there is an excess in the diagnosis of tumors that are not going to kill you," Dr. Laura Esserman, head of the UC San Francisco breast care center, told me, "We all know this phenomenon exists, but this quantifies it."
Those are the headlines. Thursday morning, KQED's Forum got into more detail. I was particularly interested in two points the guests made. The first was about new approaches to screening and the second was about screening as distinguished from prevention.
Need for tailored screening
Right now, various national organizations have published guidelines about screening. For example, the American Cancer Society recommends that women be screened annually starting at age 40 and continuing as long as she "is in good health." The U.S. Preventive Services Task Force says that women ages 50-74 should be screened every other year. For women younger than 50, the USPSTF says, the decision to have a mammogram every other year is an "individual one." The USPSTF also said there was not enough evidence to make a recommendation for women 75 and older.
Most of the debate about mammograms is revolves around whether they should be done every year — or every other year. But the guests on Forum argued for something different. "We need to move in a new direction," said Karla Kerlikowske, a UCSF professor of medicine and a leading researcher about mammograms. "We need to focus on who's at high risk and really tailor screening" — not just looking at age cutoffs.
She cited several factors that increase a woman's risk: diagnosed breast density, family history, hormone use. While breast cancer risk generally increases with age, when you factor in these other variables, individual women may get a different picture. Some women in their 40s may have a higher risk than a woman in her 60s. By comparison, a woman in her 60s may actually be at low risk. "Risk assessment helps us to target those high-risk people," Kerlikowske said.
Dr. Susan Kutner, who chairs Kaiser Permanente's northern California breast care task force, said that in Kaiser "we recommend that every woman have a discussion with her physician" about risk factors, health factors and the benefits and harms of screening.
(If you want to do a quick assessment of your risk, you can start with this tool from the National Cancer Institute. It should take you less than 5 minutes.)
Screening vs. Prevention
Both Kerlikowske and Kutner talked about the need for a better screening test. "One of the things all of these studies are telling us is that we don't have a perfect test," Kutner said. "Adding additional imaging may just find those small cancers that will never affect a woman's quality or quantity of life."
Kerlikowske contrasted the mammogram with colonoscopy. "In colon cancer you remove the polyp and decreases the risk of colon cancer. We don't have that paradigm in breast cancer." It's the same with cervical cancer screening. The Pap test helps find pre-cancerous lesions, which when removed, reduce a woman's risk of developing cervical cancer.
In breast cancer staging, the "Stage 0" breast cancer is called ductal carcinoma in situ — or DCIS. "Everyone had hoped DCIS was that (precancerous) lesion, but it's not, for most breast cancers," Kerlikowske said. "It's a risk factor for breast cancer, but it's not a precursor." The problem? Kerlikowske notes that DCIS has been treated for "25 years, but there's no change in breast cancer incidence and it doesn't decrease breast cancer mortality" according to this most recent study. Some women are choosing "active surveillance" as opposed to treatment when diagnosed with DCIS.
Right at the end of the show, Kerlikowske ticked off a short list of things women could do to reduce their breast cancer risk. In particular, she cited maintaining an "ideal body weight," exercise and avoiding long term hormone use. Other things in a woman's control are limiting alcohol intake.
Exercise and maintaining a healthy weight will help women reduce their risk of heart disease too — their number one killer. About 400,000 women die each year from cardiovascular disease; about 40,000 from breast cancer.
Going forward
This is one more study to raise questions about how mammography should be used. For now, current screening guidelines remain in place. NPR reports that both the American Cancer Society and the U.S. task force are reviewing evidence with possible changes to their guidelines coming — perhaps as early as later this year.
Listen to Professor Kerlikowske and Dr. Kutner on Forum:


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In 2009, Ethical Bean Coffee's CEO and founder Lloyd Bernhardt initiated a partnership with Lee Valley Tools to make our jute coffee bags available to their recycling savvy clientele. Since then, it has resulted in over $12,000 being raised for Lee Valley's two official charities! If that wasn't enough, the partnership has diverted 12,000 coffee sacks from landfill, and created a host of awesome ideas about what can be done with burlap sacks and a touch of creativity!
The program itself is simple:
- We receive our amazing, 100% Fairtrade certified and Organic coffees in jute bags from cooperatives all over the world before lovingly roasting them to perfection.
- The bags are then collected and distributed to donation stations by the wonderful folks at Lee Valley Tools in Vancouver and Coquitlam.
- Lee Valley customers visit the location closest to them, and donate $1 per bag and cart away as many as they can carry.
That's it.
100% of the money collected by Lee Valley is split between their two official charities, the Nature Conservancy of Canada and United Way. Win-win.
On top of it all are the awesome stories we receive about what people do with them.
It comes as no surprise that many bags are used for gardening. Green-thumbed Vancouverites love jute sacks to protect their trees during the winter, lay under mulch, and grow potatoes. Fittingly, the sacks also double well for potato sack races!
The unique look of the sacks also appeals to designers, upholsterers, and up cyclers of all stripes. Coming from all over the world, many of the coffee sacks come with distinctive logos and markings from the country or cooperative, and of course a Fairtrade and Organic logo or two. This visual potpourri of the global coffee trade adorn everything from walls of workshops to bedrooms, and are used as displays in storefronts all around the Lower Mainland.
In fact one such creative, Heather Fulcher, recently visited our office and roasting facility to share what she was doing her jute bags.
A short browse on her blog shows her true blue dedication to creating a second life for items of all sorts, and she certainly delivered when it came tothe coffee sacks. The sacks go on to new life as pillows, beautifully stuffed and sewn, featuring the unique hieroglyphic like logos and markings of the coffee cooperatives we buy from. We are thrilled to have two such pillows decorating the couches at our Ethical Bean Café. Heather has also created a beautiful tree skirt, just in time for the holidays, and lovely placemats. We loved having her at our office and roasting facility, and she even grabbed a couple of extra bags on her way through! Definitely take a minute to poke around her blog, which can be found here.
The peak times for bag collection is during Fall and Spring, so if you're looking to get your hands on a couple (or 20) yourself, call ahead or try to plan in advance of when you'll need them. There are lots of bags but they can go quickly.
Thanks to everyone who has participated in this program. You are the catalyst behind $12,000 being raised for charity and 12,000 repurposed bags!
Learn more about the Nature Conservancy of Canada.
Learn more about the United Way.


text:
Court rejects most of Shell case
Dutch judges have rejected most of a landmark case brought by Nigerian farmers against Shell claiming it poisoned their fish ponds and farmland with leaking pipelines.
The Hague Civil Court rejected all cases against the Netherlands-based company. However, in one case it ordered a subsidiary, Shell Nigeria, to compensate a farmer for breach of duty of care by making it too easy for saboteurs to open an oil pipe.
The level of damages in that case will be established at a later hearing.
The court rejected other claims, saying they were caused by saboteurs and, under Nigerian law, oil companies are not responsible unless they breach their duty of care.
Both sides have three months to appeal.
Press Association


text:
Saying Sorry @ RomanceClass -
When they are gone
it is true that you will only realize how important a person when they're gone. for a long time now, after breaking your heart when we were in high school Im hoping that one day, you will realize that you still love me.
2.97 out of 5 hearts
Add your vote! How much forgiveness does this story rate? 1 is lowest, 5 is highest.
Submit your own story
Most Recent Apologies


text:
Looking for the concept [2 of 3]
Looking for the concept [2 of 3]
This is the second part out of three of a manifest about My Little Humanity's creative process. They're not in a perfect English, but even though I feel important to write them down. (Spanish version here)
[1. First ideas] [2. Looking for the concept] [3. Developing the mechanic]
Linking the material world (resources, technology, population) with an ideological one (philosophy, art, science)
Part of what got me started on making this game is to convey a sense of how everything we approve and disapprove, all of our tastes, all our sentences, anything we produce and consume, are children of a time and a space. We do this partly because we belong to that world.
But we don't repeat everything. Many times we go against the current, that's where we want to change the established, and for it we disapprove what is generally accepted, we like new things so far considered ugly, and we also perform actions or works that encourage changes in others.
That is when we break the paradigm.
And when we talk about large-scale changes, that is where the boat is going to other seas ... it physically changes because of an ideological shift.
It may not be a game...
There're certain elements in games that, as personal taste, already tired me a bit. Those are ultra fast games with chiptune music. I guess they were fine, now I feel them uninteresting.
I feel that with my game, I went a little to the other end, making it more rational, less physical, with ambient music. I relate it more to an 'interactive experience' that what is commonly called game.
I also wanted to implement the idea of a "boring game", a game that does not use known hooks that make the mind surrenders to the fun and, in the worst case, leaving no room for reflection.
But there is another kind of fun, one in which the mind does not surrender, but is immersed, still conscious, with the lights on, in which the player is free to emerge when she wants, even while playing.
I thought that in this way, the player could naturalize (immerse) and then denaturalize (emerge) the mechanism. She could rationalize, and evidence it.
Back to the hypothesis
And it ended up being a 'game', or maybe it's an essay, an experiment, an educational game. In short, my hypothesis says that:
A collective ideological shift takes place when people perceive material change as a necessity.
Young people try to be part of a world that is not made for them, out of synch with their material reality. Thus, to change their reality, they feel forced to think differently from their predecessors, and collide with the previous predominant ideology, that most of the time is more related to the image of a very different world, a world where they grew up.
It's the young who see and feel the new world issues, such as ecological disasters, that has a very different weight if the person knows that is going to live it and those who not; and there are many small changes in attitudes that are aware of the need for change, probably not very understandable by past generations.
It's all possibly related with this quote
"It is not the consciousness of men that determines their being, but, on the contrary, their social being that determines their consciousness." Karl Marx, A Contribution to the Critique of Political Economy
I didn't started from this idea, but I found in the way that my pose was possibly related to the Historical Materialism. I won't go further because I don't have a proper reading of the subject.
But it's important to avoid cliches
I think that an important ingredient of a game is when you allow the player to immerse in a different world. In that alternative reality she plays fearless, possibly without prejudices. However, there're certain symbols, actually, allegories that work conversely. Those are the cliches: images and words that are repeated so many times that people already have a stalled idea of its meaning.
By using the political compass I found that if I used words like communism, fascism, capitalism and anarchy in the game, the player would be conditioned to think according to her prejudices about those concepts, and would not be able to relink them in a fresher way. Thus, I need to go through preconceptions and induce the person to think again what actually mean.
Much of this work, the detachment from the everyday world, is given by the fantasy. And what can connect us with it and our world, is the metaphor.
The metaphor about a big ship was the right one
"We are all in the same boat." I found it univocal, simple and effective. Trying to explain the system's complexity and not synthesize it into something palpable, could lead to something obscure and the immersion may not work at all. In other words the player could feel alienated.
The metaphor of the ship relates the different elements of the game: survival, resources, political compass, and creates a fantasy of driving a boat. Although not fully immersive, it keeps a limit.
After all the ship moves with a 'dialectical engine'
Two complex words with history: dialectics and ideology. I won't go into detail about these concepts, but I take a superficial interpretation that serves me as a tool for building the system.
- A passenger, produce a work, fueling one of the chimneys of the boat: a book, a painting, a discovery, an important event.
- Many other passengers, reflect and raise questions from that work, questions about issues that affect us, fueling the other chimney.
- Consciously or unconsciously we form our ideology from the reflection that causes the experience of each fragment of reality.
- Then, back to the first point, someone else with an already nourished ideology, generates another work that closes the circle.
Perhaps this is a warped way of representing a principle of dialectic, but is useful to see it this way.
This is the second part of three of a manifesto about 'My Little Humanity'.
[1. First ideas] [2. Looking for the concept] [3. Developing the mechanic]


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The Winter Sounds owe their career to Craigslist. Seriously.
Founder and singer Patrick Keenan explains: "We met through Craigslist in Nashville, Tenn. Everyone had kind of just moved to Nashville from different parts of the U.S., all just a few months apart from each other, so it was kind of a cosmic timing."
Perhaps fate did have a hand in bringing this group of five together, since their unique genre means not just any musician could have been plugged in. They describe their sound as "epic indie new wave dance folk and punk anthems w/ unique instrumentation."
Keenan elaborates: "Well, I think most people say we are kind of like the Cure and Neutral Milk Hotel's baby. I'm okay with that as long as it's a girl. We're definitely a baby girl."
Keenan chose the moniker The Winter Sounds because it "sounded cool," but reveals the name has grown into a symbol of what they do: "subtle and simple and pretty and kind of somber." He is joined by bandmates Paul McKenna on guitar, Joe Reilly on drums, Ellen Angelico on bass and Renee Izzi on violin and vox. The band originally started playing shows in Athens but made the move to Nashville to work on their Spring 2012 album, "Runner."
Rube Ambler of Atalist.com praises the band: "The Winter Sounds (are) the hardest working, most underappreciated band that you haven't heard of but should." But Keenan hopes to change their under-the-radar status this year.
"Main goal for me personally is to take the band overseas with the new record in tow," he says.
That would be a sweet reward for the challenges they encountered when making the new album. Keenan explains it was difficult "financing our new record in the midst of all our touring. How it was finally done is a long and complicated story, but it has a happy ending (we are very fortunate)."
But they wouldn't trade the touring life.
"A lot of touring for us is seeing our friends and family (which is the best!) and playing with great bands, being inspired in general, feeling very lucky and trying to internalize what is happening in a way that you never stop appreciating it," Keenan says.
They're looking forward to their stop in Savannah because friends and Keenan's brother live here, plus — "the town is beautiful and very interesting. I'd really love to take a ghost tour sometime. Savannah likes to party — I'm OK with that."
March 3, The Wormhole, 2307 Bull St., wormholebar.com
Also at The Wormhole:
• March 1, Saliva (metal/rock)
• March 6, Electric Grandma, Day Moths (Electric/funk)
• March 7, Dopapod, The Mantras (funk/rock)
Live Wire Music Hall, 307 W. River St., 912-233-1192, livewiremusichall.com, $5
9 p.m. March 1, Eric Culberson Blues Band, free
9 p.m. March 2, Dr. Dan Mastrazzo w/ The Looters (rock/blues/jam), $7
9:30 p.m. March 7, Yellow Dubmarine (reggae Beatles tribute), $8
The Sentient Bean, 13 E. Park Ave., 912-232-4447, sentientbean.com
8 p.m. March 6, sami.the.great w/ Britt Scott (pop), $5
Wild Wing Cafe, 27 Barnard St., 912-790-9464, wildwingcafe.com, free, 21 and up inside. All ages outside, free with purchase
6-9 p.m. March 1, outside with Bucky & Barry
10 p.m. March 2, Natalie Stovall (country)
1-4 p.m. March 3, Jason Courtenay Duo, then later Sun Dried Vibes (alternative/reggae)
1-4 p.m. March 4, Bucky and Barry
5-8 p.m. March 6, Chuck Courtenay (various)
5-8 p.m. March 7, Jeff Beasley (one-man Band)
The Jinx, 127 W. Congress St., 912-236-2281
11 p.m. March 1, Viva Le Vox (rock/punk/jazz)
6-8:30 p.m. March 2, Whiskey D!ck & the H_______, Creepoid, Shores (grunge/acoustic/folk)
6-8:30 p.m. March 3, Damon & the Sh!tkickers, then 11 p.m., Dead Yet?, Kingshead, and Bear Fight (southern/heavy rock)
Lulu's Chocolate Bar, 42 Martin Luther King Jr. Blvd., 912-238-2012, luluschocolatebar.net, for all ages, free with purchase
7-10 p.m. March 4, Bill & Ellen
8-11 p.m. March 6, Sincerely, Iris (acoustic)
B. Matthews, 325 E. Bay St., 912-233-1319, bmatthewseatery.com
6 p.m. March 1, Duo Gitano (gypsy jazz)
Foxy Loxy Cafe, 1919 Bull St., 912-401-0543
March 6, Georgia Kyle (Americana)
Jazz'd Tapas Bar, 52 Barnard St., 912-236-7777, jazzdsavannah.com
7-11 p.m. March 1, The
Train Wrecks (Americana)
9-12:30 p.m. March 2, Fletcher Trio (jazz)
9-12:30 p.m. March 3, Bottles & Cans (blues/jazz/funk)
7-10:30 p.m. March 4, Sincerely, Iris (indie)
7-10:30 p.m. March 6, G.E. Perry (blues/jazz/R&B)
Retro on Congress,
125 Congress St.,
March 1, Fletcher Trio
March 2, Listen 2 Three
9 p.m. March 6, Dutch Retro
March 7, Nathan & Friends
Shawndra Russell can be reached via Twitter @ShawndraRussell or her blog www.shawndrarussell.blogspot.com.