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August 27. 2013 9:42PM
NH mulls impact of the closing of Vermont Yankee in 2014
Staff and Wire Report
Vermont Yankee, across the Connecticut River from Hinsdale, N.H., will be closing after more than 40 years in 2014. (COURTESY)
Vermont's only nuclear plant to close in 2014
Entergy Corp. will permanently shut its Vermont Yankee nuclear power plant in 2014 after battling for years with state officials to keep the 41-year-old reactor in service.
The decision to shut Vermont's only operating reactor was based on natural gas prices, the high cost of running the single-unit plant and "artificially low" power prices in the region, New Orleans-based Entergy said in a statement Tuesday.
Entergy won renewal of the plant's license in 2011, allowing it to operate until 2032, and filed suit to prevent the state from closing the reactor earlier.
"The plant was no longer financially viable," Entergy Chairman and Chief Executive Officer Leo Denault said in a phone interview. "We did everything we could to try and keep this plant open from a financial standpoint. That's why we fought the battles we fought legally."
New Hampshire Gov. Maggie Hassan said the issues related to the plant have been closely monitored for years by officials in the Granite State.
"We will continue to work with Vermont and our regional and federal partners to prepare for and minimize any impacts to our electric grid, energy costs and reliability in the region," Hassan said in a prepared statement. "We also stand ready to work with our partners to assist displaced workers and to ensure that the closure of the plant protects the health and safety of New Hampshire's citizens.
New Hampshire's Seabrook Station nuclear power plant is owned by NextEra Energy; its current license expires in March 2030. NextEra applied for a license extension with the Nuclear Regulatory Commission in 2010. The renewal would extend the license to 2050, but is being held up by objections from several environmental groups. Though a number of issues have been settled or dismissed, concerns remain over alkali-silica reaction (ASR) identified in parts of the power plant. In ASR, water slowly degrades the aggregate within concrete.
Vermont Yankee is the fifth U.S. nuclear reactor this year to announce plans to permanently close, the highest-ever annual total, as power prices have slumped amid booming gas production. Reactors also face higher maintenance costs from stricter regulations following Japan's 2011 Fukushima nuclear disaster. Nuclear units in New Jersey, California, Wisconsin and Florida are being shut, reducing the U.S. total to 99 from 104.
Vermont Yankee's cost of producing power was probably about $50 a megawatt-hour, Julien Dumoulin-Smith and Andrew Gay, analysts for UBS, wrote in a research note Tuesday. Spot prices for on-peak power averaged $35.27 a megawatt-hour during the past month in New England.
Some Northeast power markets aren't paying enough for power from nuclear plants, Denault said. A failure to maintain nuclear generation may leave the United States vulnerable to higher prices and volatility if gas production fades, he said.
Based on a 2012 study, the region's power grid can be operated reliably without Vermont Yankee, ISO New England said in an emailed statement Tuesday. Closing the plant will increase the region's dependence on gas for power. Vermont Yankee generates the equivalent of three-fourths of the state's electricity capacity. Power from the reactor is sold into the New England wholesale market, where prices fell to their lowest levels since 2003 last year.
The reactor, which employs about 630 people, was expected to break even this year, with earnings declining in future years, the company said. Entergy said it will cost at least $566 million to shut the plant and decommission the site. There was $582 million in Vermont Yankee's decommissioning trust fund as of July 31.
Bradley Olson of Bloomberg News contributed to this report.


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U.S. House and Senate lawmakers introduced legislation that would allow more swaps trading to be conducted at banks that have federal insurance by repealing part of the Dodd-Frank Act.
The bipartisan measures call for altering the 2010 law's requirement that banks with access to deposit insurance and the Federal Reserve's discount window move some derivatives trades to separate affiliates that have their own capital. Commodity, equity and structured swaps tied to some asset-backed securities would be allowed in banks under the legislation.
"People who object are going to say this allows banks to take huge risks. Not true," said Representative Jim Himes, a Democrat from Connecticut who is among the bill's sponsors. "It's going to allow them to maintain inventory of the swaps that their customers need to buy from them; just the same way when you go to buy a car from a car dealer."
The legislation, which would need approval by Congress before heading to President Barack Obama for signature, is part of a series of congressional efforts to amend or limit Dodd- Frank's derivatives regulations. Dodd-Frank requires the Commodity Futures Trading Commission and other regulators to write rules to reduce risk and increase transparency in the market after swaps helped fuel the 2008 credit crisis.
Congressional efforts to change the law have so far failed to win passage in Congress, while the CFTC and other regulators seek to finish writing regulations.
Bipartisan Sponsors
The legislation was introduced today by Senators Kay Hagan, a North Carolina Democrat, Pat Toomey, a Pennsylvania Republican, Mark Warner, a Virginia Democrat, and Mike Johanns, a Nebraska Republican. The House measure was introduced by Himes as well as Representatives Randy Hultgren, an Illinois Republican, Richard Hudson, a North Carolina Republican, and Sean Patrick Maloney, a New York Democrat.
Blanche Lincoln, an Arkansas Democrat who led the Senate Agriculture Committee during talks leading to the regulatory overhaul, sponsored the original so-called pushout provision as a way to limit taxpayer support for risky derivatives trades. Fed Chairman Ben S. Bernanke and Sheila Bair, the former Federal Deposit Insurance Corp. chairman, opposed the provision and argued that it would drivederivatives trading to less-regulated entities.
Representative Maxine Waters, the top Democrat on the House Financial Services Committee, said last year that "legitimate concerns have been raised about whether pushing a significant portion of swaps out of banks is the best way to mitigate against future systemic risk."
Americans for Financial Reform, a coalition including the AFL-CIO labor federation as well as other unions and consumer advocacy groups, has opposed changes to the push-out rule.
Copyright 2014 Bloomberg. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.


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Good Samaritan Hospital overhauls gastroenterology program
The gastroenterology program at The Good Samaritan Hospital in Lebanon has been completely overhauled in the past year.
Administrators said at the nonprofit hospital board's annual public meeting this morning that the changes were prompted by realization that many area residents were going outside the hospital system and even the county for colonoscopies and other gastroenterology procedures.
"Patients were waiting weeks at a time," said Jackie Gould, vice president for nursing services. The fact that the hospital didn't offer certain advanced procedures also contributed to the problem.
So in April, the hospital signed a deal to merge forces with the gastroenterologists at Lebanon Internal Medicine Associates. In May, it hired Dr. Robert Schade as medical director of its Digestive Health Specialists. The hospital also hired one new gastroenterologist.
To complete the changes, administrators said, Good Samaritan bought new equipment, adjusted its physician schedules, standardized terminology and procedures among gastroenterology doctors, started offering care for liver and pancreatic diseases, put a lot more information about procedures online for patients and began allowing patients to self-refer for colonoscopies instead of requiring that they get a referral.
The backlog has now been eliminated, administrators said, and they plan to continue expanding their gastroenterology offerings in the future. The hospital has just performed its first two capsule endoscopies, in which a patient swallows what looks like a pill that takes thousands of digital pictures as it traverses the digestive tract.


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Chronic lymphadenitis is inflammation or infection of a lymph node for an extended time. Lymph nodes are part of the immune system. This system fights and prevents infections. The lymph node's job is to filter out unwanted substances, such as bacteria and viruses, and help eliminate them from the body.
Lymph nodes occur in clusters in the neck, armpits, and groin. Chronic lymphadenitis may affect one node, several nodes in one area, or nodes in many areas of the body.
Lymph nodes normally swell when fighting off an infection. In cases of more serious infection, the swelling may be prolonged. Lymphadenitis is usually caused by an infection that has spread to the lymph nodes from a skin, ear, nose, or eye infection. Other causes of lymphadenitis include:
- Infection with streptococcal or staphylococcal bacteria
- Tonsillitis
- HIV infection
- Genital herpes
- Mononucleosis
- Juvenile rheumatoid arthritis
- Leukemia or lymphoma
- Sickle cell anemia
- Kawasaki disease
Risk Factors
Chronic lymphadenitis is more common in children younger than 12 years of age. Factors that may increase your chance of developing chronic lymphadenitis include:
- Having one of the causes of lymphadenitis
- Close contact with someone who has one of the causes of lymphadenitis
- Contact with animals, specifically cats, rats, or cows
Symptoms include:
- Swollen, painful, tender, or hard lymph nodes/glands
- The skin over a node is red and warm to the touch
Fever with the following symptoms:
- Chills
- Loss of appetite
- Heavy perspiration
- Rapid pulse
- General weakness
- Difficulty swallowing
- Difficulty breathing
- Neck stiffness
You will be asked about your symptoms and medical history. A physical exam will be done.
Your bodily fluids and tissue may be tested. This can be done with:
- Blood tests
- Blood culture
- Lymph node biopsy
Images may be taken of your bodily structures. This can be done with ultrasound.
The sooner chronic lymphadenitis is treated, the more favorable the outcome, depending on the cause. If you suspect you have this condition, contact your doctor right away.
Treatment of chronic lymphadenitis depends on the cause. Talk with your doctor about the best treatment plan for you. Treatment options include the following:
Medications may be prescribed, such as:
- Antibiotics to control infection.
- Non steroidal anti-inflammatory drugs (NSAIDs) to help reduce inflammation and swelling. Aspirin may be recommended for adults.
- Note: Aspirin is not recommended for children or teens with a current or recent viral infection. This is because of the risk of Reye's syndrome. Ask your doctor which other medications are safe for your child.
- Other treatments specific to the diagnosis.
Supportive Care
Hot, moist compresses on the lymph nodes can help relieve pain.
Surgery may be necessary to drain pockets of pus if they occur.
To help reduce your chance of chronic lymphadenitis:
- Seek prompt treatment of bacterial and viral infections. Contact your doctor at the first signs of infection.
Take steps to prevent getting an infection:
- Practice good hygiene practices, such as washing your hands regularly.
- Avoid close contact with people who are sick.
- Eat a healthful diet that is low in saturated fat and rich in whole grains, fruits, and vegetables.
Revision Information
- Reviewer: EBSCO Medical Review Board Marcin Chwistek, MD
- Review Date: 03/2017 -
- Update Date: 05/01/2014 -


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What It's Like to Be Color Blind
Please Note: By clicking a link to any resource listed on this page, you will be leaving the KidsHealth site.
This is a great site for kids with informational movies about science, anatomy, weather, and more.
EyeCare America
EyeCare America is a public service foundation of the American Academy of Ophthalmology that works to raise awareness about eye disease and care, provide free eye health educational materials, and facilitate access to medical eye care.


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Three years ago Thursday marked the beginning of what was to be the hardest two weeks of my career as a journalist to date.
Three years ago Thursday marked the beginning of what was to be the hardest two weeks of my career as a journalist to date.
I remember it as if it were yesterday. I was lying in bed after having slept in on Sunday, watching the rain gently fall from the dreary gray sky out my window when the phone rang. It was my boss. In the six years I worked with Andy, he had never called me on the weekend. Right away I knew something was wrong — something big.
The voice on the other end of the line told me that Marine Lance Cpl. Zach Smith had been killed in Afghanistan.
My heart sank.
I sat there in stunned silence. My boss did the same.
We both knew Zach and his family. Nearly everyone in the community of roughly 8,000 knew them.
We agreed to meet in the office later in the day to start writing a series of stories remembering the 19-year-old Marine.
Over the next few hours, I remembered all the times I was on assignment at Hornell High School and ran into Zach. He would strike a pose and freeze in place and wait for me to take his picture. I would, and he would go along his way. There was no way around it, the kid was a ham. I remembered how happy he looked standing just outside the fence of the football field he played his heart on months before, dressed in a bright blue cap and gown, waiting for Pomp and Circumstance to begin before his graduation. I remembered the pride in his eyes the next time I saw him, standing on the sidelines of that same football field, this time dressed in his Marine uniform, cheering on his former teammates, no doubt reminiscing about his time on the gridiron. I remembered running his engagement announcement in the newspaper, thinking what a perfect couple he and Anne were.
My thoughts went to his family, his father was my favorite New York state trooper — one of the nicest men you'll ever meet. His mother, who used to proudly watch all his football games from the stands; his older brother, who was an excellent role model for Zach; and his little sister, who clearly adored him. I found myself thinking most of all about his wife, who was made a widow before her wedding announcement was printed.
How can life be so unfair to such wonderful people?
My boss and I, along with another reporter, compiled as many memories as we could from friends, family, and community members for the next day's newspaper. The news spread like wildfire through the sleepy community.
Memories and photos of the Hornell graduate were pouring in faster than we knew what to do with.
We to discuss how to handle this tragedy. None of us had been through this before, the last casualty of war from the area was from Vietnam. We had been lucky.
Journalists are generally portrayed as soulless creatures willing to do whatever necessary to get the story and to get it first. On a national level, I can see how that would be true to some extent. When you work for a community newspaper like I did in New York, and do now in Rolla, it is a different story. Yes, we are reporting the news, but the fact that the people we are reporting about are our friends, families, and fellow community members never leaves the back of our minds.
When a major news story happens, the TV news crews come in, do the reporting and leave — without having a second thought about the consequences of their actions. We don't have — nor do we want that luxury at community newspapers.
The newsroom agreed we would ask Zach's family how they wanted his funeral covered and follow their requests to the letter. The last thing we wanted to do was add any more grief to a family who was suffering so much.
Members of the newsroom walked an emotional tightrope in the coming days. Never had the line between being a journalist, a member of the community, and a friend been so blurred.
We stood outside in single-degree temperatures with hundreds of community members as his the hearse with Zach's flag-draped coffin returned home, snaking through the town, passing by his childhood home one last time before making its way to the funeral home.
With tears flowing down our cheeks, we took pictures as his fellow Marines carried his casket up the stairs and into the funeral home. The silence was deafening. You could hear a pin drop, except for the occasional sob from the crowd.
The next day we interviewed the Patriot Guard Riders as they lined the sidewalk — each proudly holding an America flag as they greeted hundreds — if not thousands — of mourners as they came to pay their last respects. While we were outside, we were reporters. Once inside, we were friends.
We emotionally took photos of his funeral, of his family saying their final goodbyes, of dozens of state troopers standing guard outside the church, of mourners lining the route from the church to the cemetery.
It was one of the most emotional days of my life, a day I learned a lot from, and an experience I will take with me the rest of my life.
In those two weeks I truly learned what it meant to work at a community newspaper.
I have covered funerals for three other people who lost their lives too young while serving their country since Zach died. I've shed tears while covering the funerals of Army Sgt. Devin Snyder of Cohocton, N.Y.; Army Staff Sgt. Tyler Smith of Licking; and for Army Pfc. Richard L. McNulty III, of Rolla.
Every time I thought it would get easier. It never does.
We don't write these stories to sell papers, to get website hits, or to be the first to break the news.
We do it to tell the story, to honor the fallen and thank their families for their sacrifice — not only because it is our job, but because it is the right thing to do.
We crammed a lot of memories into those two weeks worth of newspapers. Memories of Zach's life, his death, and the the appreciation showed by the community. Memories his family has told me they will cherish forever.
Lynn Brennan is the Editor of the Rolla Daily News.
She can be reached at email@example.com


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Pontiac ends 15-game win streak for Ottawa
Pontiac played the role of spoiler Tuesday night by bringing to an end a 15-game winning streak for host Ottawa. The Indians outscored the Pirates in each quarter en route to a 57-40 nonconference boys' basketball victory.
Pontiac was hot from the perimeter in gunning past the Bucs. PTHS made 9 of 15 shots from beyond the 3-point line and was 19 of 38 shooting from the field for the game.
The Indians were able to get out to an 11-8 lead in the first quarter and managed to progressively pull farther away as the game moved forward.
PTHS won the second quarter 15-7 for a 26-15 halftime advantage, and then pushed the margin to 38-24 through three periods. A 9-16 difference in the final frame secured the victory for the Tribe.
Neil Lambert tallied 18 points in leading the Pontiac (11-9) charge. He also had 7 rebounds. William Meiner was 4 of 5 from 3-point range in scoring 12 points for PTHS. Carter Jacobs added 9 points, Logan Gschwendtner scored 7 and Trent Smith tallied 5 markers.
Nick Harstad and J.D. Bryant had 10 points apiece for the Pirates (18-4).
Ottawa got a little testy and showed frustration by being assessed two technical fouls.


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The Proceedings of the Royal Society politely refers to it as a "short-snouted horned dinosaur."
National Geographic is less reserved and gets right to the obvious point: "Paleontologists have discovered a new dinosaur, a Triceratops relative with a supersize schnoz that once roamed present-day Utah."
The Natural History Museum of Utah said Wednesday of the discovery made by a University of Utah graduate student in 2006 that:
"Nasutoceratops titusi possesses several unique features, including an oversized nose relative to other members of the family, and exceptionally long, curving, forward-oriented horns over the eyes. The bony frill, rather than possessing elaborate ornamentations such as hooks or spikes, is relatively unadorned, with a simple, scalloped margin.
"Nasutoceratops translates as 'big-nose horned face,' and the second part of the name honors Alan Titus, Monument Paleontologist at Grand Staircase-Escalante National Monument, for his years of research collaboration."
As for that schnoz, the museum adds that:
"For reasons that have remained obscure, all ceratopsids have greatly enlarged nose regions at the front of the face. Nasutoceratops stands out from its relatives, however, in taking this nose expansion to an even greater extreme. Scott Sampson, the study's lead author, stated, 'The jumbo-sized schnoz of Nasutoceratops likely had nothing to do with a heightened sense of smell — since olfactory receptors occur further back in the head, adjacent to the brain — and the function of this bizarre feature remains uncertain.' "
The scientists estimate that Nasutoceratops weighed about 2 1/2 tons and stretched about 15 feet. According to National Geographic, it "munched on plants in a swampy, Louisiana-like bayou."
All Things Considered is due to have more about Nasutoceratops later today. We'll add the audio of its report to the top of this post when it's ready.
Update at 4:30 p.m. ET. "A Face Only A Mother Could Love."
This dinosaur "looks like a giant bull with a parrot beak. It has a face that only a mother could love," Gregory Erickson, a paleobiologist at Florida State University, tells NPR's Rhitu Chatterjee during her report on All Things Considered.
Scientists have been studying an unusual new species of dinosaur. It was discovered a few years ago in a desert region of southwest Utah called the Grand Staircase Escalante Monument.
The researchers have now published a report that offers fresh insight into the evolution of dinosaurs in North America, as we hear from NPR's Rhitu Chatterjee.
RHITU CHATTERJEE, BYLINE: Mark Loewen is a paleontologist at the Natural History Museum of Utah. He was part of the team that discovered the dinosaur fossils.
MARK LOEWEN: When it was first discovered, we were really excited.
CHATTERJEE: He says the new species is very different from other closely-related dinosaurs called Ceratopsids, which includes Triceratops.
LOEWEN: It has absolutely the largest nose region of any ceratopsian dinosaur.
CHATTERJEE: It has a short, stubby horn on its nose and a rather bird-like mouth. Its teeth are adapted to chew plants. And above its eyes are two long, curved horns sticking out of the side. They look more like the horns of Texas long horned cattle than the short, straight horns of other Ceratopsids.
The team introduces this beast to the world in the latest issue of the British journal Proceedings of the Royal Society B. And they've named the species Nasutoceratops titusi.
LOEWEN: The big-nosed horn faced dinosaur.
GREGORY ERICKSON: It looks like a giant bull with a parrot beak. It has a face that only a mother could love.
CHATTERJEE: That's Gregory Erickson, a paleobiologist at Florida State University.
ERICKSON: This is a pretty important find, in my opinion.
CHATTERJEE: He says this new species from Utah is very different from all other dinosaurs in North America. Until recently, scientists had assumed that the same species of dinosaurs lived all over the continent.
ERICKSON: The paradigm was that North American dinosaurs basically roamed from the north to the south. You know, from Alaska, down to Alberta, all the way into Mexico.
CHATTERJEE: But this new southern dinosaur is clearly different from its cousins up north. That suggests that dinosaurs in the north and the south may once have been geographically separated, possibly by rivers or even a sea, and took dramatically different paths in dinosaur evolution.
Rhitu Chatterjee, NPR News. Transcript provided by NPR, Copyright NPR.


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Galleries for 19th- and Early 20th-Century European Paintings and Sculpture, including the Henry J. Heinz II Galleries
The Metropolitan Museum of Art
This event has ended.
The New Galleries for 19th- and Early 20th-Century European Paintings and Sculpture are reopening with renovated rooms and 8,000 square feet of additional gallery space—the Henry J. Heinz II Galleries—to showcase works from 1800 through the early twentieth century. The renovated galleries feature all of the Museum's most loved nineteenth-century paintings, which have been on permanent display in the past, as well as works by Bonnard, Vuillard, Soutine, Matisse, Picasso, and other early modern artists. Among the many additions are a full-room assembly of "The Wisteria Dining Room," a French art nouveau interior designed by Lucien Lévy Dhurmer shortly before World War I that is the only complete example of its kind in the United States; Henry Lerolle's enormous The Organ Rehearsal (a church interior of 1885); a group of newly accessioned nineteenth-century landscape oil sketches; and a selection of rarely exhibited paintings by an international group of artists.
from August 01, 2008 to August 01, 2013


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Erich Murphy's weekly Sez MEE column
I see Darwin Barney was in the lineup for the Chicago Cubs last night. He's a good ballplayer but his name says otherwise.
Although it is said that a name doesn't mean anything, it often does.
I am reminded of an episode of "WKRP in Cincinnati" when the news guy visits the station's receptionist at her apartment. Those of my generation and TV ilk will remember that Jennifer was a vivacious and "hot" woman who could get what she wanted.
When the news guy — Les Nessman — met Jennifer's "beau" in this episode, Steele Hawthorne, it was the perfect visual of what these guys were. Les Nessman was a small, mousy person and Steele was a hunk of a guy, good looking and muscular.
I have found in sports that there seem to be athletic names and athletes with names that simply do not fit.
What do think of when you hear the name "Darwin Barney"? My first visual is that of Barney Fife on the old Andy Griffith Show.
Obviously a name does not tell if someone will be good at something. That comes from the individual. What natural talents are there and how well does the person work at being the best possible.
In my very unscientific research of the subject, very few imperial-sounding names end up being failures while few commonly named athletes excel to stardom.
Jim Thorpe, who I consider to be the greatest athlete of the 20th Century, is a name of glory. His athletic prowess shows that, but the name — Thorpe — rings powerful to me. I think it may be the "Thor" part of it.
Thor was the Norse mythological god of thunder. He is depicted as a muscular and strong being wielding his mighty hammer.
Names of those old-time players are easy to use as examples because they were successful. But if you think about, how many people named Joe Smith or Mike Jones are among the elite players of all time in any sport? Those are common names and many were undoubtedly successful to a degree.
I would say the most "common" name that is a star is Tom Brady. Really, there is nothing special that stands out in the name; but the guy can play football.
A good nickname also helps. "Bronko" Nagurski, "Night Train" Lane, Lou "Iron Horse" Gehrig are among those who stand out. Stars just seem to have "it."
Of a more recent time, Brian Urlacher is a great sports name. The "ur" part of his name is like a growl. Who better to be a middle linebacker for the Bears than someone who growls?
Starlin Castro is another person with a name of recognition. "Star" leads one to a belief of greatness and "Castro" is a name of a leader regardless of how much he (the leader) is despised.
Remember, Fidel Castro was a baseball hopeful. And if the New York Giants had signed him, Cuba probably would never have become a Communist state.
You want to get local? Addison Bounds is a good sports name. So is Jordan Tharp. Both are successful in more than one sport and are among the best around.
Not all great names are players. Look at Brady Quinn. He has a wonderful sports name but not has panned out as a star. Turk Schoenert is another.
In looking back, I guess my downfall in sports stardom was my name. Erich Murphy dies not ring fear in opponents. Oh, well, them's the breaks, I suppose.


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NFL Draft Changing Cities, Moving Out Of New York City | FootballNation.com
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Angry Browns Fan Christmas
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Nate Burleson Breaks Arm in Car Crash
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2013 NFL Draft: Top 5 Running Backs
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2013 NFL Draft: Top 5 Wide Receivers
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2013 NFL Draft: Top 5 Quarterbacks
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Super Bowl Picks From Hot Chicks feat. Katherine Webb
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Top 5 ESPN Adult Film Star Names
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Media Heavyweights Offer Lightweight Analysis
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Sports Illustrated Swimsuit Model Jessica Perez Picks Ravens To Win Super Bowl XLVII
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Baltimore Ravens NFL's Bracket Buster
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Man-Cathalon Buffalo Wing Eating Contest
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NFC Championship: 49ers (-4.5) vs. Falcons
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AFC Championship: Ravens vs. Patriots
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We Swallow Crow After "49ers Will Regret Kaepernick" Prediction
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Surging Seahawks Poised To Upset Falcons
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49ers Will Regret Colin Kaepernick Decision
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Wildcard Weekend: Colts vs. Ravens Bet On It
Colts-Ravens is a battle of two teams heading in opposite directions: the heavily favored but under-achieving Ravens are 6-9-1 against the spread this year, including 1-4 straight up and ATS in their last five. The over-achieving Colts are 11-5 SU and ATS this year, including 5-1 SU and ATS in their
NFL Wildcard Game of the Week: Seahawks vs. Redskins
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Tim Tebow Would Have Led Jets To Playoffs
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Game of the Week: 49ers-Seahawks
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Purple Jesus the Second Coming of Jim Brown
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Denver Broncos Built for the Super Bowl
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The Seattle Seahawks Can Win the NFC Title
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49ers vs. Patriots | Game Of The Week
A huge inter-conference prime-time showdown in frosty Foxboro pits the 49ers and the NFL's best defense vs. the Patriots and the NFL's best offense in a potential Super Bowl preview.
Giants vs. Falcons | Bet On It
The Giants are the NFL's great road warriors, with an incredible 49-26-2 (.653) record against the spread on the road under Tom Coughlin. The Falcons, meanwhile, are faltering: just 1-3-1 ATS in their last five games. The Giants dominated the last meeting, in the 2011 playoffs.
The Atlanta Falcons Exposed As Frauds
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Game of the Week Texans vs. Patriots
The Cold, Hard Football Facts circled Texans-Patriots as our game of the year back in August. It looks like it will live up to the hype: the 11-1 Texans, the most balanced team in football, head north for a primetime showdown with the New England scoring machine.
Mark Sanchez and USC's Legacy of Big-Time Busts
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NFL Rookie QB Battle: Luck, RG3, Wilson vs. Elway, Marino, Kelly
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Thanksgiving Tailgate: Part 1
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Thanksgiving Tailgate: Part 2
Don't deep fry your turkey until you watch these safety tips. Deep fried turkeys are delicious, but it can be dangerous if you don't take the proper precautions. Luckily you can get some of the best tricks of the trade by master Tailgate Chef Kerry Byrne.
Thanksgiving Tailgate: Part 3
The turkey, stuffing, and rest of the food is almost ready to eat. The crowd starts to gather around the CHFF Tailgate in anticipation of some great food.
Thanksgiving Tailgate: Part 4
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NFL Week 13: Drew Brees Is Better Than Matt Ryan
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NFL Week 12 Game of the Week: Packers vs. Giants
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49ers QB Controversy: Jim Harbaugh Made A Mistake
Back-up QB Colin Kaepernick wowed the football world with his dazzling performance Monday night in the 49ers' 32-7 win over the Bears, after which coach Jim Harbaugh raised the specter of a QB controversy in San Francisco. It would be a huge mistake for Harbaugh to replace the deadly effective Alex
Bet On It: Patriots (-6.5) at Jets (O/U 48.5)
These heated AFC East rivals meet Thanksgiving with reps defined by defensive-minded coaches. In reality, Patriots-Jets is usually a high-scoring affair: the over-under record is 6-1-1 in Belichick-Ryan battles, while Patriots games have crushed the over by an average of 2 TDs in eight straight game
Gronk Injury And Patriots Offensive Assault
The 2012 Patriots are on pace to score 573 points, which would be the second most in NFL history behind only the 2007 Patriots (589). But can the team overcome the injury to super-stud Rob Gronkowski, who is on pace to blow away the TD marks of the game's greatest tight ends?
NFL Week 11 Game of the Week: Ravens vs. Steelers | ColdHardFootballFacts.coms
The Steelers and Ravens have shared 10 of the last 11 division titles and always play tight games: 10 of the last 11 meetings decided by one score or less. We break down their Week 11 clash and look at the potential impact of Ben Roethlisberger's injury.
Russell Wilson Is Better Than Andrew Luck
The NFL's No. 1 overall pick Andrew Luck could go down as the greatest QB of all time. But right here, right now, the best rookie QB in football is the unheralded, under-sized third-round draft pick in Seattle who consistently puts up championship numbers and beats Quality Teams.
2012 NFL Week 11: Bears vs. 49ers
Both NFC powers are fresh off disappointing Week 10 performances and both are coping with injured quarterbacks. But we analyze the against-the-spread and over-under trends to uncover a likely winner in this Monday Night Football showdown.
NFL Dominance Is All Relative: Prime Numbers
We break down the best offenses and best defenses in football based upon the CHFF Relativity Index, which tells us who's fattened themselves on patsies and who's built their statistical resume against the iron of the NFL.
The Stats That Predict NFL Winners and Losers
Correlation to Victory and Predictive Rate of Victory at Cold, Hard Football Facts.com are powerful indicators that tell you which stats win NFL games each Sunday and which stats are going to win NFL games next Sunday.
NFL Prime Numbers: Best Teams In The Trenches
We size up and the best and worst units in football. The OL dynasty Patriots dominate the Offensive Hog Index, the Monsters of the Midway rule the Defensive Hog Index, while the statistical powerhouse Texans are the only team that rates highly in both.
Another MVP Year For Peyton Manning?
Peyton Manning is on fire, the highest-rated passer in the NFL and on pace for a personal record in passing yards, and near bests in everything from accuracy to TD passes to passer rating. Will he be handed his fifth MVP trophy at the end of the year?
Bet On It: Eagles vs. Saints
Two star-studded but underachieving teams that entered the season with high hopes meet on Monday Night Football. The Eagles live and die against the spread on the outcome of the turnover battle, while the Saints have imploded without head coach Sean Payton.
Game of the Week Falcons vs. Cowboys
The Dallas Cowboys "America's (Dumbest) Team" visits the unbeaten but far from perfect Atlanta Falcons on Sunday. Dallas always wilts in big moments, while Atlanta has faced a soft schedule, with just one game against a Quality Team and opponents with a combined record of 18-32 (.360).
NFL Week 8 Bet On It: San Francisco (-7) at Arizona
The 49ers have been an against-the-spread juggernaut under Jim Harbaugh, but the public has finally caught on, as evidenced by 4-3 record ATS in 2012. The best bet in this game, meanwhile, may be under 37.5. Each team has consistently been under, especially in the rough and tumble NFC West.
NFL Week 8 Game of the Week: Saints vs. Broncos
The Saints and Broncos are both desperate for a win and both will rely on their famous gun-slinging quarterbacks to deliver Sunday night. New Orleans has huge issues on defense, while Denver has improved dramatically in our statistical measures with Peyton Manning leading the offense.
Aaron Rodgers Joins The 6 TD, 300 Yard Club
Only five QBs in history had thrown for 300+ yards and 6+ TDs with 0 INTs in an NFL game. Aaron Rodgers joined that list of elite performers in Green Bay's big win over Houston -- and his may have been the best of all those efforts.
2012 NFL Week 7 Game of the Week: Ravens vs. Texans | ColdHardFootballFacts.com
Only two teams in the AFC have winning records entering Week 7 and they meet Sunday in Houston in this clash of Super Bowl hopefuls. The struggling Ravens defense is now badly wounded; the Texans must recover from a bad beating that raised huge concerns.
2012 NFL Week 7: Bet On It Lions at Bears (-5) | ColdHardFootballFacts.com
Lovie Smith's Bears have a great record under the bright lights of Monday Night Football: 8-2 straight up and 7-3 against the spread. They are 4-1 ATS here in 2012. Jim Schwartz's Lions are patsies on the road against NFC North competition: 1-8 straight up; 2-5-2 ATS.
2012 New York Giants: Back In Contention
Tom Coughlin's Giants are the best big-game team in football, as evidenced by their dominant 26-3 win over the 49ers. As a result of that performance, Big Blue skyrockets up our Quality Stats Power Rankings and other indicators.
NFL Week 6 Bet on It: New England (-3.5) at Seattle
The Patriots are the NFL's ultimate road warriors, the best in the NFL against the spread when away from home. Seattle is one of the NFL's best teams at home ATS, proving that the 12th Man is a legit force for the Seahawks.
NFL Week 6 Game of the Week: Giants at 49ers
Jim Harbaugh enters the first revenge game of his brief but successful NFL coaching career, taking on the team that knocked his 49ers out in the NFC title game last year. We break down the statistical strengths and weaknesses of each team.
Buffalo Bills Defensive Meltdown
The Bills lost 45-3 at San Francisco Sunday, becoming the first team in history to surrender more than 300 yards on the ground and in the air in the same game. But the defensive problems in Buffalo run much deeper than one game.
The AFC Is A Third-Rate Conference
The Quality Stats Power Rankings give us the unvarnished statistical truth about each and every NFL team. The bottom eight entering Week 6 is comprised entirely of AFC teams -- a full half of the entire second-rate conference.
Houston Texans Super Bowl Bound?
The Houston Texans are the CHFF pre-season favorite to win the Super Bowl and, four games into the season, are already one pace to be one of the great dominant teams in modern NFL history.
NFL Week 5 Game of the Week: Patriots vs. Broncos
Peyton Manning vs. Tom Brady is the greatest QB rivalry in NFL history. They meet for the 13th time Sunday in Foxboro. Each of the first 12 meetings from 2001 to 2010 had a direct impact on the Super Bowl picture.
NFL Relativity Index: Prime Numbers
The Cold, Hard Football Facts Relativity Index sizes up each team relative to the quality of their opposition and tells us that old warhorses Peyton Manning and Tom Brady lead the best offenses in football.
Bet on It: Baltimore (-5) at Kansas City
John Harbaugh's Raven boast an incredible .615 record ATS on the road, while winning 81% of road games by at least 5 points. These birds of pretty from Baltimore are poised to pounce in Kansas City.
2012 NFL Week 4 Bet On It: Patriots vs. Bills
Bill Belichick's Patriots are an incredible 62-35-1 ATS on the road and 19-9 ATS when playing on the road twice in a row.
Week 4 Game of the Week: Giants vs. Eagles
These old-school rivals have won 10 of the past 12 NFC East titles and are fighting for control of the NFL's "Glamour Division."
Cold Hard Football Facts Icy Issues: Changing Of The Guard?
The only active quarterback to win Super Bowls are a combined 6-12 in 2012. Kevin Kolb, Matt Schaub, Matt Ryan and Christian Ponder have never won a playoff game but are a combined 11-1.
CHFF TV: Falcons Are Soaring
Atlanta enters Week 4 No. 1 in the CHFF Quality Stats Power Rankings. Surprising Arizona is No. 3.
NFL Week 3: Game of the Week Patriots vs. Ravens
Game of the Week: New England at BaltimoreThis rematch of the AFC title game pits two powers struggling for an identity: New England's potent offense and Baltimore's stingy defense each have displayed problems through two games.
Bet on It: 49ers vs. Vikings An ATS Mismatch
Bet on It: 49ers-Vikings An ATS MismatchSan Francisco is winning, but the public still isn't buying: 15-4-1 ATS under Jim Harbaugh. The same pigskin public over-values Leslie Frazier's Vikings: 9-13-2 ATS since he became coach.
Prime Numbers: Houston's Early (And Predicted) Dominance
The CHFF Super Bowl favorite Houston Texans have picked right up where they left off at the end of the 2011 regular season: No. 1 in our Quality Stats Power Rankings.
Icy Issue: New England's Loss A Sign Of The Apocalypse?
Arizona's 20-18 win over the Patriots marked the first time in an incredible 13 years that New England lost a game because it's kicker muffed the game-winning kick.
Game of the Week: Lions vs. 49ers
Handshake Bowl II pits two NFC teams with legit Super Bowl dreams. Last year the rock-solid 49ers exposed the undefeated Lions as talented but undisciplined pretenders. Jim Harbaugh's crew tries to win again a week after toppling the Packers in Green Bay.
New England as a 2-TD favorite
The Patriots are 14-point-plus favorites for an incredible 18th time in the Bill Belichick-Tom Brady Era. The power of Spreadapedia tells us they're a perfect 17-0 in those previous 17 games. But how have they, and other monster favorites, performed against the spread?
RGIII rules Brees in the Superdome
Redskins rookie QB Robert Griffin III not only erupted in his first NFL game, treating the Saints defense like a Big 12 patsie, he easily outdueled record-setting passer Drew Brees in his own buildings.
Is Matt Ryan a legit MVP candidate?
RGIII, Peyton Manning and Mark Sanchez generated most of the headlines in Week 1. But it was Falcons QB Matt Ryan who ended the week No. 1 in CHFF Real Quarterback Rating. Can he maintain the pace while facing a murderer's row of elite NFL QBs this year?
BET ON IT: Powerful tools to help you pick winners
Bet on It: powerful tools to help you pick winners
Are the Jets doomed to offensive failure?
The Jets preseason offense has been an embarrassment under Mark Sanchez and Tim Tebow. Maybe third-stringer Greg McElroy, another former national champion out of the SEC, is the answer at QB.


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Our View
People with concerns about how wolves are managed in the West should ask Matt Thompson about the impact the predator has had on his ranch. In testifying before the Idaho Legislature for more funding of the USDA Wildlife Services agency, his plea for adequate management of wolves was loud and clear.
He said that at one point seven wolves had "chewed through 40 of my family's calves."
The mayhem that brings to mind is enough, with wolves ganging up on calves as the mother cows desperately tried to defend them, but the cost is even more shocking. At today's prices, a 400-pound calf is worth about $750. At market weight, about 1,300 pounds, each would be worth about $2,440. Forty market weight heifers would be worth $97,600.
To put that into perspective for the urban wolf support groups, that's equal to about 24,400 lattes at their local coffee shop. That's a latte a day for the next 66 years.
Wolves are not endangered. More than 50,000 live in Canada, thousands of them just across the border in British Columbia. It is morally and logically bankrupt to argue that any rancher should lose livestock to wolves.
But this predicament — courtesy of the federal Endangered Species Act — is a reality unless Congress gets it together enough to fix it.
Until then, it's difficult to tell someone facing a loss of nearly $100,000 to grin and bear it. Though states also partially indemnify ranchers for their losses, the full expense is not covered. That's why proper management of wolves must be part of the social contract between those who want wolves and those who suffer losses because of it. Any reasonable wolf management plan must include a means of getting rid of problem wolves.
In the case of the Thompson's losses, Wildlife Services provided him with relief. It killed the wolves and the predation of his calves — along with the harassment of his other cattle, which caused them not to achieve normal weight gain — stopped. In a state with about 680 wolves, the seven predators will not be missed.
Wolf managers have found that most wolves steer clear of livestock, which are most often accompanied by guard dogs, range riders, fladry and other non-lethal devices used to warn them off. Many ranchers have done everything except hang disco balls from the trees. But the few wolves that turn to a steady diet of beef or lamb need to killed.
Managers say that's been the experience with wolves in Montana, Idaho, Washington state and Oregon.
As wolves become re-established across the West, they must be managed in a way that minimizes their impact on ranchers and others. That is only reasonable.


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Cherryville, Pennsylvania Collections Lawyers
Joshua D. Shulman, Esq.
Pennsylvania Collections Lawyer
Dickinson School of LawPennsylvaniaView Profile
Joshua D. Shulman, Esq.
Bethlehem, PA Collections Lawyer
(610) 625-2555 3 E. North Street
Bethlehem, PA 18018
Bethlehem, PA 18018
Collections, Probate and Real Estate
Dickinson School of Law
Dickinson School of Law
Matthew Todd Croslis
Allentown, PA Collections Lawyer with 18 years experience
(610) 433-4640 2030 W Tilghman St
Suite 203
Allentown, PA 18104
Suite 203
Allentown, PA 18104
Free ConsultationCollections, Business, DUI and Estate Planning
If I cannot help with a legal issue I will help you find someone who can.
Eric Leinbach
Easton, PA Collections Lawyer with 28 years experience
(610) 258-5859 1603 Butler Street
Easton, PA 18042
Easton, PA 18042
Free ConsultationCollections, Bankruptcy, DUI and Foreclosure Defense
Seton Hall University School of Law
Seton Hall University School of Law
Denise Wester
Allentown, PA Collections Attorney
Collections, Business and Civil Rights
Richard Brent Somach
Allentown, PA Collections Lawyer
Collections, Business, Estate Planning and Personal Injury
Charles Rick
Pottstown, PA Collections Lawyer
(610) 850-9036 933 N. Charlotte Street
Suite 3-B
Pottstown, PA 19464
Suite 3-B
Pottstown, PA 19464
Collections, Business, Divorce and Estate Planning
Loyola University New Orleans
Loyola University New Orleans
Attorney Rick started working in the legal field as a file clerk for Jones, Walker, Waechter, Poitevent, Carrère & Denègre LLP, a large, widely-known law firm in New Orleans, Louisiana in 2006. During law school, he began working with Usry, Weeks & Matthews A.P.L.C. up until he graduated from Loyola University, College of Law in New Orleans, Louisiana. He subsequently returned to Pennsylvania and began working at a small neighborhood law firm as an associate attorney. In 2012, he began working at Roland Stock, a solid and well established law firm in Reading, PA. ...
J. T. Herber III
Tamaqua, PA Collections Attorney with 13 years experience
(570) 668-1255 111 East Broad Street
Tamaqua, PA 18252
Tamaqua, PA 18252
Collections, Criminal, DUI and Personal Injury
Wake Forest University School of Law and Lafayette College
Wake Forest University School of Law and Lafayette College
J.T. Herber, III primarily practices in the fields of criminal defense and civil litigation, including personal injury. His criminal defense practice includes the representation of clients facing felony and misdemeanor charges, as well as serious traffic violations in the Courts of Common Pleas throughout central and eastern Pennsylvania. Attorney Herber previously served as an Assistant District Attorney in Schuylkill County. In civil cases, J.T. represents plaintiffs and defendants in a wide range of civil disputes, including personal injury and wrongful death cases, as well as real estate, commercial, construction, landlord-tenant, and collections matters. Despite being...
(570) 622-5933 Ten Westwood Road
P.O. Box 1190
Pottsville, PA 17901
P.O. Box 1190
Pottsville, PA 17901
(570) 345-2888 204 Tremont Road
Pine Grove, PA 17963
Pine Grove, PA 17963
(570) 366-8500 205 West Market Street
Orwigsburg, PA 17961
Orwigsburg, PA 17961
(570) 682-8174 9 Park Lane
Hegins, PA 17938
Hegins, PA 17938
(570) 622-5933 26 East Centre Street
Shenandoah, PA 17976
Shenandoah, PA 17976
Jeffrey Saul Feldman
Plymouth Meeting, PA Collections Lawyer with 20 years experience
(215) 764-6364 600 West Germantown Pike
Suite 400
Plymouth Meeting, PA 19462
Suite 400
Plymouth Meeting, PA 19462
Collections, Appeals, Arbitration & Mediation and Business
University of Pennsylvania Law School
University of Pennsylvania Law School
I concentrate my practice on the litigation, arbitration and trial of commercial disputes in the state and federal courts in Pennsylvania and New Jersey. I also represent individuals and entities in disputes involving trusts and estates.
Over the course of my more than 20 years of litigation experience, I have represented businesses, organizations and individuals in lawsuits involving a broad range of substantive areas, including:
* contract law;
* the Uniform Commercial Code;
* partnership disputes;
* disputes among shareholders in closely held companies;
* disputes among members of limited liability companies;
* disputes involving commercial real estate and equipment leases;
* claims involving trusts and estates;
Over the course of my more than 20 years of litigation experience, I have represented businesses, organizations and individuals in lawsuits involving a broad range of substantive areas, including:
* contract law;
* the Uniform Commercial Code;
* partnership disputes;
* disputes among shareholders in closely held companies;
* disputes among members of limited liability companies;
* disputes involving commercial real estate and equipment leases;
* claims involving trusts and estates;
Frederick Davis
Willow Grove, PA Collections Attorney with 14 years experience
(855) 432-8475 2300 Computer Rd., Ste G-39
Willow Grove, PA 19090
Willow Grove, PA 19090
Free ConsultationCollections, Arbitration & Mediation, Consumer and Products Liability
Rutgers School of Law-Camden
Rutgers School of Law-Camden
Frederick Davis, founding attorney of Davis Consumer Law Firm, has years of experience representing consumers in a broad range of civil disputes. Throughout his career, he has fought on behalf of cheated consumers in civil litigation actions and has substantial experience in successfully handling arbitrations, mediations and jury trials, routinely appearing in courts throughout Pennsylvania, New Jersey, and New York. Mr. Davis has handled more than 1,000 automotive Lemon Law, Product Liability, Breach of Warranty and debt collection abuse cases with proven results. Through a rigorous evaluation process by judges and other peer attorneys familiar with his work,...
Scott L. Feldman
Doylestown, PA Collections Lawyer with 24 years experience
(215) 230-8800 78 S. Main Street
P.O. Box 1231
Doylestown, PA 18901
P.O. Box 1231
Doylestown, PA 18901
Collections, Business, Employment and Landlord Tenant
Widener University Delaware School of Law
Widener University Delaware School of Law
Scott L. Feldman is a sole practitioner with offices in Doylestown, Pennsylvania. Now in his twenty-fourth year, Mr. Feldman focuses his practice on Landlord and Tenant Law and Consumer and Commercial Collections and Litigation. He represents several large apartment complexes, and advises their rental managers and corporate personnel. He is a graduate of the Tepper School of Business at Carnegie-Mellon University and the Widener University School of Law, where he was a two-year member of the Moot Court Honor Society. Mr. Feldman is licensed to practice in Pennsylvania and New Jersey State and Federal Courts,...
W. J. Winterstein Jr.
Royersford, PA Collections Lawyer with 41 years experience
(484) 415-0391 PO Box 1006
Royersford, PA 19468
Royersford, PA 19468
Free ConsultationCollections, Bankruptcy, Consumer and Foreclosure Defense
Oklahoma City University School of Law
Oklahoma City University School of Law
A solo practitioner, I work from a home office in Boyertown, PA, about 30 miles from center-city Philadelphia, and most of my cases are litigated in Philadelphia and Reading courts. With the assistance of local counsel, I also handle matters in Delaware. I have over 30 years experience in both state and federal courts; bankruptcy and mortgage foreclosure/workout are a large part of my practice. PLEASE CONTACT ME BY EMAIL, as that is my preference, and more reliable for each of us.
(484) 415-0391 Law Office of W.J. Winterstein, Jr.
PO Box 285
Boyertown, PA 19512
PO Box 285
Boyertown, PA 19512
Michael E Houghton
Paoli, PA Collections Attorney with 10 years experience
(610) 643-4644 73 Chestnut Rd.
Paoli, PA 19301
Paoli, PA 19301
Free ConsultationCollections, Appeals, Bankruptcy and Criminal
Widener University Delaware School of Law
Widener University Delaware School of Law
Christine M. Kovan
Wayne, PA Collections Lawyer
(610) 995-0124 295 East Swedesford Road
No. 272
Wayne, PA 19087
No. 272
Wayne, PA 19087
Collections, Appeals, Consumer and Stockbroker Fraud
CHESTER COUNTY LITIGATOR, PROPERTY TAX APPEALS Ms. Kovan has a decade of "big firm" litigation experience. Now she offers that level of expertise to her clients at a more cost effective rate. Ms. Kovan's litigation experience includes representing companies and individuals in state and federal court actions throughout the United States as well as securities matters pending before the National Association of Securities Dealers, New York Stock Exchange (collectively now known as the Financial Industry Regulatory Authority ("FINRA")) and the United States Securities Commission ("SEC"). Ms. Kovan has handled numerous securities related matters, including customer disputes, enforcement actions, SEC investigations...
Ronald Christopher Isgate
Ivyland, PA Collections Lawyer
(215) 396-1020 30 Industrial Drive
Ivyland, PA 18974
Ivyland, PA 18974
Collections, Business and Real Estate
Isgate & Chiccarine, P.C. is a full service law firm concentrating its practice in the areas of Real Estate law and Small Business Law. We can handle any type of real estate transactaion for our clients, whether it is residential or commercial. Our business practice is aimed at providing comprehensive service to our clients, from creation of an entity through winding up. We can review and draft contracts, and counsel our clients on day to day affairs. We also have a full service collections department for our clients to pursue our client's past due accounts. ...
Bret Michael Binder
King of Prussia, PA Collections Lawyer
(484) 648-1814 215 W. Church Road
Suite 201
King of Prussia, PA 19406
Suite 201
King of Prussia, PA 19406
Collections, Appeals, Arbitration & Mediation and Business
Villanova University School of Law
Villanova University School of Law
Barbara O'Neill
Stroudsburg, PA Collections Attorney
(570) 421-4727 529 Sarah St
Stroudsburg, PA 18360
Stroudsburg, PA 18360
Collections, Business, Consumer and Divorce
(570) 969-2222 324 N Washington Ave
Scranton, PA 18503
Scranton, PA 18503
Collections, Bankruptcy, Business and Divorce
Drake University Law School
Drake University Law School
Roger Mattes, JR. President - Mattes & Mattes, P.C., Scranton, PA - 5/89 to Present. Litigation Attorney in a General Practice firm with strong emphasis in Bankruptcy, Debtor/Creditor Law, Commercial Law, Personal Injury, Real Estate, Family law, and Workers' Compensation. Trial experience in both State and Federal Courts. Realtor - Hinerfeld Realty - Scranton, PA - 12/84 to 01/89. Real Estate Broker with a strong concentration on commercial and industrial transactions, as well as residential sales. Worked on complex financing including conventional mortgages, MIDAS loans, Sale/Leaseback arrangements, SLIBCO loans, owner financing. Industrial, residential and commercial appraisals. ...
Shawn Jeffrey Lau
Reading, PA Collections Attorney with 28 years experience
(610) 370-2000 Reading, PA 19606
Collections, Bankruptcy, Business and Real Estate
Gerald Stanley Berkowitz
Malvern, PA Collections Attorney
(610) 889-3200 629 B Swedesford Road
Malvern, PA 19355
Malvern, PA 19355
Collections, Business and Insurance Claims
Thomas James MacNeely
Wilkes-Barre, PA Collections Attorney
(570) 826-5600 15 S Franklin St
Wilkes-Barre, PA 18711
Wilkes-Barre, PA 18711
Collections, Bankruptcy, Business and Real Estate
Charles Phillips
Reading, PA Collections Attorney
Collections, Bankruptcy, Business and Consumer
Thomas Bryant Carpenter
Willow Grove, PA Collections Attorney
(215) 830-1470 2300 Computer Ave
Willow Grove, PA 19090
Willow Grove, PA 19090
Collections, Bankruptcy, Business and Estate Planning
Allen Ray Shollenberger
Reading, PA Collections Lawyer
Collections, Bankruptcy, Municipal and Real Estate
John Taulane
Jenkintown, PA Collections Attorney with 12 years experience
764 Old York Rd
Jenkintown, PA 19046
Jenkintown, PA 19046
Collections, Estate Planning, Health Care and Real Estate
J. Zac Christman
Stroudsburg, PA Collections Attorney
(570) 421-9090 712 Monroe St
Stroudsburg, PA 18360
Stroudsburg, PA 18360
Collections, Bankruptcy and Consumer
Eden Bucher
Reading, PA Collections Lawyer
Collections, Bankruptcy and Business
John Joseph Koresko
Bridgeport, PA Collections Attorney with 34 years experience
(610) 992-2200 200 W 4th St
Bridgeport, PA 19405
Bridgeport, PA 19405
Collections, Business, Estate Planning and Real Estate
William Rinaldi
Scranton, PA Collections Attorney
(570) 343-7334 538 Spruce St
Scranton, PA 18503
Scranton, PA 18503
Collections, Bankruptcy, Business and Estate Planning
Francis Clark
King of Prussia, PA Collections Lawyer
(610) 491-9201 700 American Ave
King of Prussia, PA 19406
King of Prussia, PA 19406
Collections, Business, Personal Injury and Real Estate
Stanley Burke
Pottsville, PA Collections Lawyer
(570) 622-0767 450 W Market St
Pottsville, PA 17901
Pottsville, PA 17901
Collections, Business, Estate Planning and Real Estate
Jeffrey George Trauger
Perkasie, PA Collections Attorney
Collections, Business and Real Estate
Girard Joseph Mecadon
Pittston, PA Collections Lawyer
(570) 654-5030 363 Laurel St
Pittston, PA 18640
Pittston, PA 18640
Collections, Personal Injury and Real Estate
Alison Tulio
Blue Bell, PA Collections Lawyer
Collections, Business, Employment and Municipal
William Callahan
Blue Bell, PA Collections Attorney
Collections, Bankruptcy and Business
Patrick Nicholas Coleman
Scranton, PA Collections Attorney
(570) 969-2828 310 E Drinker St
Scranton, PA 18512
Scranton, PA 18512
Collections, Business, Estate Planning and Real Estate
Andrew Joseph Katsock
Wilkes-Barre, PA Collections Lawyer
(570) 631-2818 15 Sunrise Dr
Wilkes-Barre, PA 18705
Wilkes-Barre, PA 18705
Collections, Bankruptcy and Civil Rights
Wallace Bateman
Perkasie, PA Collections Attorney
Collections and Business
Evan Charles Pappas
Lemoyne, PA Collections Attorney with 12 years experience
(717) 234-4121 2 Lemoyne Drive
Suite 200
Lemoyne, PA 17043
Suite 200
Lemoyne, PA 17043
Free ConsultationCollections, Appeals, Business and Construction
Widener University Delaware School of Law
Widener University Delaware School of Law
Mr. Pappas handles many areas of civil litigation, business law and IP, primarily representing commercial and business clients. He represents corporations, limited liability companies, mortgage companies, financial institutions, title companies, real estate developers, manufacturing companies, restaurants, liquor licensees and individuals with a wide variety of commercial disputes including contract, real estate and shareholder disputes. Mr. Pappas handles matters at various stages of litigation, including pretrial and discovery proceedings, trials, mediation and arbitration, bankruptcy court, appeals and enforcement of judgments. His practice also includes representation of liquor licensees with regard to liquor license citations as well as transfer...
Joel Albert
Bala Cynwyd, PA Collections Lawyer with 27 years experience
(484) 562-0473 333 E City Ave
Bala Cynwyd, PA 19004
Bala Cynwyd, PA 19004
Free ConsultationCollections, Business, Insurance Claims and Real Estate
Widener University Delaware School of Law
Widener University Delaware School of Law
Mr. Brent C Diefenderfer
York, PA Collections Lawyer with 13 years experience
135 N. George Street
York, PA 17401
York, PA 17401
Collections, Bankruptcy, Consumer and Foreclosure Defense
Dickinson School of Law
Dickinson School of Law
Brent practices a client-first approach in the practice of law. He identifies multiple courses of action; gives straightforward advice and diligently works to achieve results. Brent is detailed oriented and ensures his clients' matters are handled correctly, efficiently and in a cost-effective manner. His diverse clientele includes individuals, businesses and government entities in the following representative matters: Bankruptcy, Debt Restructuring & Financial "Workouts". Brent represents individual and business clients in implementing a debt reduction strategy that is appropriate to their unique situation - including Bankruptcy under Chapters 7, 13 or 11 of the Bankruptcy Code,...


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December 19. 2013 8:03PM
Sen. Kelly Ayotte: Budget can be balanced without cutting military retiree benefits
It's wrong that the budget agreement in Washington was reached on the backs of our military men and women who have put their lives on the line to defend our nation. The deal unfairly singles out military retirees by cutting their hard-earned retirement benefits — including disabled veterans who retire because of their injuries.
Under the proposal, a sergeant first class in the Army who qualifies for retirement at 20 years of service at age 40, and who has most likely deployed multiple times to war, could lose approximately $72,000 between retirement and turning age 62. That's the result of a provision in the bill that requires a 1 percent annual reduction in the cost of living adjustment for military retirees.
What makes this particularly unfair is that changes made to federal civilian employee retirement benefits apply only to new hires. Our military retirees were not given the same protections.
When I pressed for answers on who would be affected, the Department of Defense informed my office that the cuts would also apply to service members medically retired — including those who have sustained injuries in combat, men and women who have sacrificed mightily for our nation.
Retired service members are the only ones who are seeing their benefits cut midstream in this budget deal. Where's the so-called "shared sacrifice?" It's a demoralizing message to send our men and women serving in harm's way in Afghanistan and around the world.
Given that the non-partisan Congressional Budget Office estimates that the federal government will spend $47 trillion over the next 10 years, with just a little effort we can work together to find $6 billion to replace these unfair benefit reductions. And with billions in wasteful spending throughout the federal government, it's a false choice to suggest that the government will shut down unless military retiree benefits are cut.
If both parties work together now, we could easily replace these cuts. For starters, over the past three years, the Government Accountability Office has uncovered 162 areas of fragmentation, overlap and duplication in federal agencies, adding up to hundreds of billions of dollars in unnecessary spending.
Although I introduced two proposals to replace cuts to military retiree benefits, Senate Majority Leader Harry Reid and Senate Democrats blocked all amendments to the budget deal from being considered and voted on. Saying we should just pass this budget agreement with these offensive cuts in it and fix it later is a cop out and no comfort to our military retirees, who now have to rely on Washington politicians to change a law they voted for.
My amendments would have easily replaced these unfair benefit cuts. One proposal would have saved billions by stopping a scheme uncovered by the Treasury Department watchdog in which illegal immigrants fraudulently claim the Additional Child Tax Credit. Another proposal would close a loophole that costs billions in which some states, not including New Hampshire, dole out nominal energy assistance benefits — as low as $1 in some cases — to automatically increase Supplemental Nutrition Assistance Program benefits for households that may otherwise be ineligible for higher benefits. These are just two examples among many of how we could have covered the $6 billion in cuts to military retiree benefits.
We would not enjoy the freedoms we have in our great country if not for the sacrifices of our servicemen and women. Military retirees earned their benefits through their brave service to our nation. Congress needs to fix this provision now.
U.S. Sen. Kelly Ayotte, Republican of Nashua, is a member of the Senate Armed Services Committee and the Senate Budget Committee.