text:
Turning a failure into a success
February 3, 2015
Hosted by Franco Caligiuri and Marissa Cepelinski
[Download MP3] [itunes] [Bookmark Episode]
Guest Information
Episode Description
We will be chatting with Julie Beyer, founder of "The Love of Food". We'll be discussing the lessons she's learned as a business owner. It took Julie experiencing failure with a recall on all her product to implement certain strategies, financial planning, and really understand her numbers in order to be a successful entrepreneur.
Conversations with Money
Archives Available on VoiceAmerica Business Channel
Our show is intended to challenge your emotional meaning and understanding of money. We explore habits and patterns that we have developed from a very young age that limit us in building wealth. We tear apart the limiting beliefs that are preventing us from achieving our financial goals. We talk about the issues around money that many of us are afraid to talk about, be it in our business or partnership. The show is intended to help you open a dialogue and get comfortable talking about money.
Franco Caligiuri and Marissa Cepelinski
Franco Caligiuri is a nationally recognized financial educator and consultant, specializing in estate and charitable tax planning. His counsel and assistance have saved over 900 Vancouver households approximately $30 million in taxes. Franco has had numerous articles appear in publications such as "Money Sense" and " Business in Vancouver". Franco is also co-author of the book "Giving Transforms You" and host of an internet radio show called Conversations with Money. Franco serves on the board of the Reign Foundation, a local charity with the express purpose of helping educate the children of Cambodia.
Marissa Cepelinski is a passionate and highly driven leader. With over eleven years of experience in the field of finance, she's co-founding partner of Capital Core Financial, Inc. Marissa has always been driven by a strong desire to understand and help people. The Capital Core Financial teams' mission is helping people approach financial planning from a more holistic perspective and teaching them to implement creative tax efficient strategies. When Marissa is not hard at work, she is pursuing her passion for adventure. She's been involved in community projects with the purpose of getting youth off the streets. Although she can be found exploring nature and running the trails, she resides in her home in Vancouver.


text:
Krematorium I
The first crematorium in Auschwitz. The door below the chimney is the entrance to the gas chamber. The building was converted from an old munitions bunker to a crematorium, circa July 5, 1940. Scrolling right you see the SS hospital. Further to the right is a street that ends at the admissions building (see map), and to its right maintenance building and workshops. Still further is a parking lot for people who work in the Memorial.

subset: commoncrawl


text:
Cimarossa, meaning "red hill top", is one of Howell Mountain's most scenic estates, with terraced vineyards and olive groves climbing the hillsides.
Located at 2100 feet elevation on the top of the Vaca range, the eastern mountains of the Napa Valley, Cimarossa is ideally situated to produce world-class wine and olive oil. The vines and olive trees are tended by hand, a labor of love that is evident in the quality of the products. The vineyards on the estate produce a rich yet elegant Cabernet Sauvignon of limited production, while the olive trees produce an extra virgin olive oil of superior quality.
Plan a trip to Cimarossa on our interactive winery map:
Very Small
Rustic tours of vineyard given by appointment
Once a year the rarest new Napa Valley wines become available under one roof at Premiere Napa Valley. Wineries throughout the Napa Valley are given one task to participate: create a one-of-a-kind wine for this event to be purchased by one lucky bidder. This event is only open to select members of the wine trade and the successful bidder is the sole owner of this unique wine.
Cases: 5
Varietal: Cabernet Sauvignon
Vintage: 2010
Release Date: April - 2013
Appellation: Howell Mountain
To purchase this wine or check on availability contact:
Total Wine & More
Bethesda MD


text:
DOE A to Z: A B C D E F G H I J K L M N O P Q R S T U V W X Y Z #
Christie Administration Announces 24 Districts to Receive Funding to Participate in Educator Evaluation Pilot Programs
$1.4 Million in Total Funds to be Used to Develop and Implement Teacher and Principal Evaluation Systems in 2012-2013 School Year
|For Immediate Release
|Contact: Barbara Morgan
Rich Vespucci
|Date: July 17, 2012
Trenton, NJ – The Department of Education today announced that 24 districts have been selected to participate in either the second year of the Christie Administration's teacher evaluation pilot program or the first year of the principal evaluation pilot program during the 2012-2013 school year. Of the 70 districts that applied to participate in total, 10 districts were selected to receive a total of $1 million in the first round of grant funds for the teacher evaluation pilot and 14 districts were selected to receive a total of $400,000 for the principal evaluation pilot, all pending final review procedures.
Educators in these districts will work collaboratively with the Department to develop new educator evaluation systems for rollout across the state to help teachers and principals continuously improve their practice.
"In New Jersey, we are incredibly fortunate to have one of the most talented teaching forces in the country, and we owe every educator the feedback and support they need to continually improve upon their practice," said Acting Commissioner Chris Cerf. "We are taking a thoughtful and measured approach to make sure that we get this new evaluation system right. The work of educators in our pilot districts have already provided important information and will continue to guide us as we move to implement the new system across the state in the 2013-2014 school year. Meaningful evaluations will give us another powerful tool to ensure our children have the most effective teacher possible at the front of every classroom and that we move closer to our goal of preparing all of our students for college and careers."
Throughout the first year of the teacher evaluation pilot, educators in the eleven pilot districts and 19 SIG (School Improvement Grant) schools have helped the Department develop and refine aspects of the new teacher evaluation system in preparation for the roll out to all districts in 2013-14. Educators and administrators provided feedback on the impact the new evaluation system is having on their teaching practice, schools and districts. Examples of the feedback include:
In order to increase the number of districts participating in the second cohort of the teacher evaluation pilot, the Notice of Grant Opportunity (NGO) released to Title I districts will be reissued this week. Although 9 eligible districts applied in the first round, only one earned the minimum score necessary to receive funding. The Department will provide technical assistance to all eligible districts, including those that previously applied and did not qualify, in order to strengthen the applicant pool.
To ensure that as many districts as possible are participating in the pilot, the Department intends to engage the 21 districts that earned at least the minimum score but were not selected to receive funding. These districts are invited to join the 2012-13 pilot, participate in the state-level Evaluation Pilot Advisory Committee (EPAC), receive support and guidance from DOE's evaluation implementation team, and contribute to the forthcoming third-party evaluation of the pilot. Additionally, the eleven districts that received funding in the first year of the teacher evaluation pilot program have been invited to continue collaborating with the Department in the second year and will split $200,000 to continue the implementation of their evaluation systems if they accept.
Principal Evaluation Pilot Program
Furthering the goal of ensuring all students are served by highly effective educators, the Department is launching a new principal evaluation pilot program this year. An improved principal evaluation system will help district administrators better measure principal effectiveness and provide meaningful feedback to help all principals continuously improve. Teacher and principal evaluations will focus on the growth and development of all educators within a school and will utilize both measures of effective practice and student outcomes.
"The goal of any pilot program is to gain information on the successes and challenges faced with implementation efforts. By working closely with our pilot districts and educators, we will be able to provide better guidance to other districts throughout the state," said Acting Commissioner Cerf. "Educators and administrators have expressed having more meaningful and constructive conversations about their practice than ever before, and having an evaluation system that facilitates this dialogue, among both teachers and principals, will ultimately result in better outcomes for our students."
During the 2012-13 pilot year, the state Evaluation Pilot Advisory Committee (EPAC) will expand to collaborate on both teacher and principal evaluation pilot activities. All participating pilot districts – whether piloting teacher or principal evaluations, or both – will convene district-level advisory committees that will meet to guide implementation and to build the necessary links between the systems for evaluating both principals and teachers. In addition, significant attention will be spent on training both principals and district administrators on the evaluation system so that all stakeholders share a common language and set of expectations.
"In order to most effectively prepare for the statewide implementation of the new teacher and principal evaluation systems, we must listen to the educators on the ground," said Tim Matheney, the new Director of Evaluation at the Department of Education and 2011-2012 EPAC member as the Principal of South Brunswick High School. "We are eager to learn from the experiences of school districts and appreciate the hard work and collaboration that pilot districts put forth as partners so we can meet our common goal of ensuring New Jersey's students have the tools they need to succeed."
In addition to working with the advisory committees to gain internal feedback, the Department partnered with Rutgers University on an external evaluation of the teacher evaluation pilot. The first interim report can be found here and a final report will be produced by the end of the calendar year.
In preparation for state-wide implementation in the 2013-2014 school year, every district across the state will need to complete a series of steps defined by the Department of Education during the 2012-2013 school year. Among others, this includes the selection and field testing of a teaching practice evaluation instrument, the training of teachers and evaluators on that instrument, and the development of a local district stakeholder advisory group. The Department has identified both state and federal funding that can be used to support this work.
Additional details on and FAQs about all evaluation reform work can be found at http://nj.gov/education/EE4NJ/.
The 10 districts identified in the first round to participate in Year Two of the teacher evaluation pilot program are:
|Bordentown Regional
|Collingswood Borough*
|Cranford Township
|Haddonfield Borough
|Lenape Valley Regional**
|Middlesex County Vocational
|Piscataway Township
|Rockaway Township
|Woodbury City
*Lead district for a consortium. Other districts in the consortium are Audubon School District and Merchantville School District.
**Lead district for a consortium. The other district in the consortium is Stanhope.
The 14 districts identified to participate in Year 1 of the principal evaluation pilot program are:
|Alexandria Township***
|Edison Township
|Lawrence Township
|Monmouth County Vocational
|North Brunswick Township
|Pemberton Township
|Rockaway Township
|Stafford Township


text:
Israel News - Stay Informed, Pray Informed
An Israeli military vehicle patrolling the border with Syria on Monday night was reportedly damaged by gunfire from the Syrian side.
The soldiers in the vehicle were reportedly uninjured.
While Israeli officials believe the bullets were strays, and that fighters on the Syrian side did not intentionally target the Israelis, the incident again demonstrate just how close Syria's civil war has come to Israel's borders.
Last weekend, Israeli army chief Gen. Benny Gantz put the IDF on high alert over growing concerns that both Syrian government and rebel forces are trying to draw Israel into the fighting.
Want more news from Israel?
Click Here to sign up for our FREE daily email updates
For Information & Reservations:
E-Mail: firstname.lastname@example.com
Israel Today
Free to Your Inbox


text:
KaliRaps ft. C-scharp, Termanology & Moufy - Summertime [User Submitted]
@KaliRaps first lead single off the "Hats Off" Mixtape set to drop on aug 30th Ft @cscharp , @termanologyst & @Moufy617 Follow them now!!
video directed by @gorillaflix
Please click the "Report" button below if the video on this page is not working properly.
Comments will only be displayed by verified emails. No Spamming or Racism.


text:
Dear Debt Adviser, I have a lot of unpaid debts from about six years ago. I am now looking to buy a home and need to make sure I have a good credit score. What is the best way of going about this? -- Jennifer
Continue Reading Below
Dear Jennifer, Your goal of improving your credit to buy a home is a great goal. I'd also like to see you add to your goals paying back at least a portion of the money you owe.
Most lenders rely on the FICO credit score to determine the potential risk of a borrower. You'll need to understand the scoring process better before you walk into a lender's office. While you learn about that, I want you to get copies of your credit reports from the three major credit reporting bureaus. You can get free copies online at AnnualCreditReport.com.
I want you to know about and deal with any negative items that you may find on your credit report. Negative data typically remain on your credit reports for seven years. So your unpaid accounts will likely still be present on your reports for another year or so. To qualify for a mortgage now at terms that you will want and can afford, you will have to deal with your unpaid debts.
Today's lenders are very nervous about lending to anyone with subprime credit, shaky income or a history of unpaid bills. You can't blame them for wondering if you will default on a payment at some point. To ease a mortgage lender's worries, I suggest that you either pay your debts in full or settle your unpaid debts.
Paying late and even negotiating to pay less than the full balance is much better in the eyes of a mortgage lender than leaving the accounts unpaid. Try working out a monthly repayment plan with your creditors/collectors that you can afford, and begin paying off what you owe.
Another alternative is to wait until the unpaid debts are seven years past due and no longer reported on your credit reports. Depending on what other positive items you have included on your credit reports, this may work to help you qualify for an affordable mortgage. However, in my experience, just because the debts no longer appear on your credit, does not mean the collection attempts for the debts will stop.
Purchasing a home is a huge, long-term financial commitment and one that I want you to be sure you are fully prepared for. I advise prospective homeowners to attend a first-time homebuyer's class in your area where you can get better prepared to prequalify for a mortgage, understand how the process works and get some advice to tune up your chances of landing a great mortgage rate. You can find a homebuyer education course in your area from your local U.S. Department of Housing and Urban Development office.
Bankrate's content, including the guidance of its advice-and-expert columns and this website, is intended only to assist you with financial decisions. The content is broad in scope and does not consider your personal financial situation. Bankrate recommends that you seek the advice of advisers who are fully aware of your individual circumstances before making any final decisions or implementing any financial strategy. Please remember that your use of this website is governed by Bankrate's Terms of Use.


text:
Weekend trips become missionary journeys for cast members of
"Conquest in Burma." The group will spend nearly every weekend until
summer vacation touring the area presenting the Christian message
through drama. Carole Lundquist watches Jerry Oas load the stage
equipment into the trunk before leaving for another drama assignment
in a local church.
Six Area Schools To Participate
In Inter-School Missionary Rally
(Photo by
Bethel College Learning Resource Centel'
the CLARI011 Volume XXXIX—No. 18
Bethel College and Seminary, St. Paul, Minn. Tuesday, March 19, 1963
`Conquest' Cast Travels,
Visits Chicago for Easter
(Photo by Ostrom)
Bethel alumni will be busy calling homes all over the country as
part of the Phon-o-rama campaign. Bob Ricker, assistant to the public
relation director, and Mrs. Richard Schubert and Mrs. Lawrence Benson,
members of Bethel Women's Federation, demonstrate their skills with
the telephone.
Northwestern college in Minnea-polis
will host the annual Inter-
School Missionary rally Saturday,
Mar. 23. The rally is scheduled
for 8 p.m.
Six upper midwest schools will
be participating in the areas of
Sweep Tourney
Arguing the negative, Bethel de-baters
Lindy Nelson and Sharon
Larson tied for first place at the
University of Wisconsin Forensic
Speech conference held Mar. 8-9,
Additional honors at the con-est
went to Jim Keim, who tied for
first in the category of men's
radio and news commentary, and
to Miss Larson, who won first in
women's radio and news commen-tary.
Nelson also topped the field in
original oratory, while the debate
team of Keim and Fred Lund fin-ished
the tournament with a 3-1
Twenty-eight schools from seven
states participated, including the
universities of DePauw, Illinois,
Iowa, Michigan, Wisconsin and
Purdue. Other entrants included
Wheaton and Ripon colleges.
This meet signaled the end of a
successful season for the Bethel
debating squad. The best overall
record was compiled by the Lar-son-
Nelson team, who finished 41-
In commenting on the squad's
performance, Nelson stated, "Stu-dent
support after the debate con-vocation
was an important contri-bution
to the successful conclusion
of the season."
Election board chairman Bill
Damberg has announced that to-morrow
is the deadline for fil-ing
petitions for the upcoming
senate elections. Each petition
must bear at least 25 signatures.
Both Royal Realists and Uni-ted
Students have announced
slates of officers to be presented
at the primary elections Friday.
Polls will be open following
chapel to 4 p.m.
General elections will be held
Friday, Mar. 29.
advertising, programming, panel
discussions and speakers. Mrs.
Sheila Crabtree will sing, and Mr.
Frank Eshelman will represent
Bethel on a panel discussion.
Speaker for the evening is Rev.
Charles Shepson, dean of students
at St. Paul Bible college. Following
the program, refreshments will be
Bethel has designated Tuesday,
Mar. 19, as a day of prayer for
the rally.
Buses will leave Bodien resi-dence
at 7 p.m. to bring Bethel
students to the rally.
Again this year, from campuses,
campaign headquarters and alumni
homes across the country, volun-teers
will complete thousands of
telephone calls for their colleges.
Phon-o-rama is the first project
of its kind in the country. Ten Min-nesota
colleges will participate to
raise money for each of their alu-mni
projects. Bethel alumni are
buying the language house, the
education house and the history
house across the street from Bo-dien.
Monday thru Friday evenings,
Mar. 25-29, alumni from the Twin
Cities and other centers across
the country including Chicago,
New England, Seattle and Los
Angeles, will make thousands of
phone calls; the purpose: to
raise money.
On Monday the callers are hav-ing
a kick-off dinner together be-fore
they start calling. President
Lundquist will present a short
challenge. Then each night follow-ing,
the group will eat together
before working.
Calling directly from President
Lundquist's office, the ten callers
at Bethel will have five private
lines to make local and long dis-tance
calls to former classmates
and friends who will be asked to
make pledges toward the project.
Each alumnus who makes a
pledge will receive a letter from
his caller as a thank you and a
reminder. The goal hoped to be
reached in the five nights is
Language lab, education and his-tory
houses together will cost a-
Proving itself highly successful,
the "Conquest in Burma" cast will
tour with the play every Sunday
night from Mar. 24 to May 19.
Traveling in a station wagon,
carrying only one suitcase for
lighting equipment plus personal
costumes, the players will perform
on any 9'x10' surface in a fellow-ship
hall or sanctuary.
ORIGINAL PLANS projected a
campus production and tours on
Sunday nights to churches within
a 50 mile radius.
After requests for perform-ances
came from Maine to Wash-ington,
Conquest's travelogue
was extended to include an
Easter vacation tour to Chicago
with weekend tours giving per-formances
in three to four
Although extremely pleased with
the excellent reception given "Con-quest
in Burma," Dale Rott direc-tor
mentions, "We hope the play
is not considered just another gim-mick
or novelty to boost attend-ance
at a service, but a positive
medium to communicate Christ's
redemptive work in man's life."
With Phoebe Netterlund replac-ing
Jean Gould as narrator, the
cast continues to list Carole Lund-quist
as Ann and Jerry Oas as
STEVEN SEIDL, Larry Hansen,
ureprenyi Kapfo, Davc.• Bcck and
Paul Bierhaus will alternate in
various parts.
Studies, classes and finances
bout $65,000. The language lab is
completely paid for. The alumni
hope to have the education house
paid for by April 30, 1963, leav-ing
only the history house.
When soliciting cooperation for
the project the first question the
committee asks is what percent
of the alumni give to the school.
No matter what amount each
alumnus gives, if he gives any-thing,
he counts in the percentage.
are the limiting factors in tak-ing
the play on tour.
Linda Brodd designed the pub-licity
poster for the play; Glenda
Jorgenson worked on costumes and
Larry Hansen constructed the
lighting equipment.
Though rehearsals become tire-some,
the cast has continued to
develop the characters they play.
MISS LUNDQUIST, a junior maj-oring
in English, remarks, "I keep
gaining more respect for Ann Jud-son,
each performance gives me a
depth of understanding into the
vibrating soul of Ann who main-tains
an awareness of beauty a-midst
the primitive conditions of
Miss Lundquist has also had
parts in "Diary of Ann Frank"
"Impact of Democracy on For-eign
Policy" was the topic of the
second Purdue Conference on In-ternational
affairs held at Purdue
university from Mar. 14-16, 1963.
Ten Bethel delegates traveled to
Lafayette, Indiana, for the con-ference.
Those attending were
Marilynne Anderson, Carol Arm-strong,
Liz Carlson, Miriam Carl-son,
Paul Carlson, Bill Carter, Dean
The committee is, of course, hop-ing
for 100 percent participation
in Phon-o-rama.
The other participating colleges
are Augsburg, St. Terese, St.
Thomas, Concordia, Gustavus Adol-phus,
Hamline, St. John, St. Mary
and St. Olaf. Each has its own pro-jects.
However, the advertising is
done together and each has the
purpose of contacting alumni and
raising money for its projects.
and in "Christ in the Concrete
Oas, who plays Judson, has play-ed
in "Twelve Angry Men." He is
a speech major and a senior.
"Church Militant," the other one-act
play presented on campus in
Jan., will be performed again at
the Bethlehem Baptist church Mar.
23 and Mar. 31 for the Minnesota
CYF conference.
Tentative plans next year for
drama may include four or five
students performing once a week
in the area, a fall tour, an Easter
tour and a summer tour; financial
aid for tuition would enable the
student to do this extensive travel-ing.
Dahlquist, Marcia Daniels, Paul
Larson and Jim Spickelmier.
Purpose for the conference
was to stimulate interest among
students and increase their study-ing,
reading and discussion of
current national problems.
Speakers for the seminar were
Louis -Hartz, prolessor of-gciv-eill--
ment at Harvard; Roger Hillsman,
director of the Bureau of Intelli-gence
and Research of the State
department; and B. K. Nehru, In-dian
Ambassador to the United
Sponsored by the student gov-ernment
and the school of humani-ties,
social science and education
at Purdue, the conference also fea-tured
informal panel presentations
and student discussions of the gen-eral
Delegates from institutions out-side
of Purdue were limited to
300, 25 per cent of which were
students from foreign countries
and another 25 per cent were
graduate students.
The first Purdue conference on
International affairs was held last
year, 1962, as a student planned
and directed conference. Addresses
and discussions followed the gen-eral
topic of "Neutralism as a
Sem Faculty
To Host Seniors
Seniors in the seminary will be
honored by the seminary faculty
at the traditional senior dinner Fri-day,
Mar. 22. The dinner will be
held at Calvary Baptist church, St.
Paul, beginning at 7 p.m.
Seminary faculty wives are pre-paring
the food. Seminary faculty
are planning the program, which
will be quite informal. With no
scheduled speaker, the emphasis
will be upon fellowship. The even-ing
is intended to be an honor din-ner
rather than a banquet.
Seminary seniors and their wives
or girl friends are invited to at-tend.
Phon-o-rama Campaign Seeks Funds
Alumni Enlist Support for Projects
Students Visit Conference,
Discuss International Policy
Page 2
the CLARION Tuesday, March 19, 1963
Senate Enjoys Freedom
Plays Major Campus Role
Nominations for senate offices are now being submitted,
and once again attention is being focused on the unique posi-tion
of student government on this campus—a position deriv-ing
its significance from the college's classification as a Chris-tian
liberal arts institution.
When compared with other schools, our governing body
enjoys considerable freedom and scope of power. It sponsors
academic and religious events, promotes an independent cul-tural
program, directs intramurals, plans all social activities,
supervises publications, initiates the freshman class, appoints
students to faculty-student committees, etc. In short, it plays
a dominant role in almost every facet of campus life.
Such a situation is made possible and enhanced by the
oneness of student and administrative purposes, for they
stand united in a concern to apply a Christian perspective
to academic disciplines and to create a laboratory environ-ment
in which total interaction evolves original and com-prehensive
applications of a vital Christianity.
In past years, student government experimentation has
been both allowed and encouraged, and a general excellence
of production has illustrated the capabilities of students work-ing
at various planning levels. However, senate administrations
of the past two years have shown little interest in expanding
spheres of senate control. While_ effectively executing the tra-ditional
duties, they have initiated few successful new services.
The time is now ready for innovations in senate proce-dure;
incoming members should not be afraid to exert their
freedom in planning by moving into areas in which they could
legislate, but which have been lost by default. One matter
with which they must deal involves tighter control of the cor-porate
members of the student association (clubs), and another
is a stronger assertion of student perogatives in calendar
Student government has a bright future at Bethel col-lege.
Faculty and administration are moving toward a more
complete incorporation of student thought in their plans and
policies, and students should meet these opportunities with
mature, intelligent and workable proposals.
As plans are finalized for the occupancy of a new campus,
changes become inevitable, and in these years of transition, it
is to be hoped that the responsible actions of student govern-ment
will demand a continuation of its current role in campus
activities and an expansion in those areas in which positive,
constructive student contributions are needed. The realization
of these goals, however, rests with a concerned student body
and with a dedicated student senate advocating progressive
There is much
to be learned,
gentlemen, from
the observation
of nature!
yes! ...
consider, how •
for instenCe, thoroughly
these ante! CascinatIng
Let us emulate
them ... tho' Something
-First we must onomatopoeic...
give a narneto-. Now about
this activity? ''war Gort ?
Well, whatever
its demerits,
it, should
make rattling
good history!
A qua int, curious,
hellish, cruel l -
game !
Christian Liberal Arts Education
Free College Press
by Paul Carlson
Martin Luther King, Jr. "Stride Toward
Freedom." Ballantine Books. New York. 1961.
pp. 190. paper: $0.50.
Stride Toward Freedom by Mar-tin
Luther King is an analysis of
a particular racial situation and a
statement of a Negro's social philo-sophy.
Montgomery, Ala., 1957, is the
setting. The city is divided against
itself. The colored segment of the
community, led by King, was boy-cotting
the bus lines because of
the alleged mistreatment by tran-sit
policies and practices.
KING BUILDS a case against the
company, stating that not only
were buses segregated, thus rele-gating
the Negro to a second-class
position, but also that bus drivers
had been allowed to commit gross
human crimes against Negroes.
He claimed that one woman
stepped from a bus only to have
her foot caught in a closing
door. The driver, aware of her
dilemma, drove several blocks
before releasing her. This and
other equally sadistic incidents,
to the Negro mind, necessitated
On Dec. 1, 1955, a Negro woman,
Mrs. Rosa Parks, was arrested for
refusing to give up her seat for a
Caucasian male. She had chosen
a seat in the Negro section (the
rear), so when the driver ordered
her to move she remained.
Her arrest caused widespread
concern among Negroes and they
began to hold weekly rallies and
chose leaders to raise their dis-sent.
King was ultimately chosen
to act as chairman and spokesman
by Sharon Rogers
Robert Frost concluded "The
Road Not Taken" with
Two roads diverged in a wood, and I-I
took the one less traveled by,
And that has made all the difference.
Frost's thoughts have significant
implications when related to free-dom
in the context of a liberal
arts college.
As a synthesis of religious and
academic communities, the church-related
college has a responsibil-ity
to society to provide creative
attitudes and practical channels
for meeting modern world prob-lems
with a dynamic Christianity.
CREATIVE ATTITUDES can be
fostered only in an atmosphere of
freedom—a positive freedom to
question traditional - applications of
Christianity while affirming com-mitment
to basic areas of agree-ment
in Christian belief.
Ideally, since this religious-academic
institution can contri-by
Judie Bergfalk
Bethel students have opportun-ity
to attend excellent spring cul-tural
events this month, with ap-peal
to varied tastes in the arts.
On Mar. 24 at 3:30 p.m., the
Bach society will present their
chorus and orchestra in concert
at St. Mary's Greek Orthodox
church. The all-Mozart program
will include the Mozart Requiem
and Sinfonia Concertante.
ALSO ON Mar. 24, at 3 p.m., is
a performance of the complete
Messiah by Handel at Central Lu-theran
church. Central's choirs
will combine with the Minneapolis
Madrigal choir and a string or-blow
came to the bus line when the
supreme court ordered its integra-tion.
But the company had shown
signs of giving in in any case. The
Negro community had proven that
human will could stand up to the
indignities of discrimination.
KING'S BOOK might be called
an indictment; an indictment a-gainst
racial segregation and a-gainst
Negro apathy with regard
to their rights.
"He who passively accepts evil
is as much involved in it as he
who helps to perpetuate it."
One section of the book is a
synthesis of King's social philo-sophy.
He studies Marx, Hegel,
(cont'd. on p. 3)
bute so significantly to society,
it has responsibility to demon-strate
greater security within it-self
and allow equal or greater
latitude to explore its value
system than an institution with-out
any religious commitment.
Within the college community
grants of freedom may be utilized
in a variety of instances. Academic
freedom allows the professor to
possess and teach views differing
from the majority, and the climate
created by honest expression of
differences of opinion is conducive
to legitimate learning experience.
STUDENTS MAY exercise their
freedom to explore through extra-curricular
activities, such as dis-cussions
and convocations. A most
significant contribution to student
experience may be in the area of
student government and student
publications where students may
couple explorations of major ideas
chestra from the Minneapolis sym-phony
in the performance.
Andres Segovia, guitarist, will
appear with the Minneapolis
symphony on Mar. 29 at 8:30
p.m. in a program of Schuller,
Boccherini and Bruckner.
San Francisco Ballet will appear
at Northrup auditorium at 8:30
p.m. on Mar. 30 in the Celebrity
Spring Antiphony, a program of
music, art and drama, will be pre-sented
Mar. 31 at 3 p.m. at Si
Melby Hall at Augsburg college.
AN ART EXHIBIT at Hamline
university's Drew Fine Arts gal-lery
will include Picasso, Rivers,
Hartung and Baskin and will run
through Mar. 22.
Theatre in the Round will pre-sent
"Critics Choice" by Ira
Levin on Mar. 28.31 at Benton
hall, YWCA in Minneapolis.
Tickets are $1 for students.
"Hamlet," with Sheldon Gold-stein
in the title role, will be pre-sented
by Theatre Saint Paul
through April 7, with a special
student performance at 8 p.m. on
Mar. 21. Reservations are neces-sary.
Brave New Workshop, in its
March revue, presents "March
Backward into History," the story
of the Loyal Opposition which in-cludes
a Nixon press conference.
Shows are at 8 p.m. Sunday and
9 p.m. Tuesday and Wednesday
at the Cafe Expresso in Minnea-polis.
Admission is $1 and reser-vations
are necessary. '
Student Protests
Misleading Title
Dear Editor,
I feel that the headline that was
given to my article in the Feb. 26
issue of the CLARION was mis-leading.
It led the reader to be-lieve
that if the government in-creased
spending inflation could
go uncontrolled.
While one paragraph did state
that this problem has appeared I
went on to say that because of
additional governmental regulation
it was rendered practically harm-less.
The central idea of the article
was that deficit spending if limited
chiefly to internal expenditures is
not harmful or immoral.
This was to answer critics of
current administrative fiscal poli-cies
and also to help students un-schooled
in economics to an under-standing
of a topic of concern.
Paul Carlson
with responsibility for their ex-pression.
Turning specifically to the
area of the student press, it must
be emphasized that freedom for
the college press is not the re-sult
of the heritage of freedom
of the press written into the
United States constitution.
Freedom of the press in a col-lege
situation stems from admini-strative
concern for the values of
free expression and the education-al
values derived from assuming
responsibility for expression.
IN MOST college situations, the
newspaper, creative writing maga-zine,
or yearbook is published by
the student governing group. In
such cases, the editor of the pub-lication
is responsible to the stu-dent
government and to his own
conscience. While ties of responsi-bility
exist, the student press may
become most valuable to its con-stituency
if it is free from regula-tion
by the parent organization.
The student press cannot
claim legal protection against
freedom from prior censorship
because its existence is predi-cated
on administrative grace;
conversely, the administration of
a liberal arts college cannot
stifle free expression without
making a mockery of its liberal
arts education and betraying
that the philosophy of freedom
is not a part of its vital philo-sophy.
Implicit in the above discussion
is the understanding that freedom
of expression is coupled with ac-ceptance
of personal responsibil-ity.
However, there is no abstract
rule to decide when responsibility
and freedom of the press have
been abused.
and liberal arts creates a situation
where people must be committed
to living with tension. Since this
is the course which has been cho-sen,
it cannot be suddenly ignored
because one human being errs.
Furthermore, in a Christian
liberal arts college, the basic
framework of commitment is as-sumed
and need not be spelled
out specifically in every instance.
What is freedom of the press in
a Christian liberal arts college?
A realization that through the prac-tical
exercise in communication
and experimentation with import-ant
concepts and ideas, the cause
of liberal arts education is enhanc-ed
and a committed, creative
Christian intelligentsia is challeng-ed
to apply "the healing gospel
of Christ to the open sores of the
Tiles Wee4 • • •
Tuesday, March 19
7 p.m. Girls' intramurals. Fieldhouse,
8 College wives. Room 3.
9 WMF. Seminary chapel.
Wednesday, March 20
7 p.m. Boys' intramurals. Fieldhouse.
Friday, March 22
6:30 p.m. Seminary senior dinner.
Saturday, March 23
8 p.m. Inter-school missionary rally.
Northwestern college.
Tuesday, March 26
9 a.m. - 4 p.m. Bloodmobile. Edgren base-ment.
the CLARION
Published weekly during the academic year,
except during vacation and examination
periods, by the students of Bethel college
and seminary, St. Paul 1, Minn. Subscrip-tion
rate $3 per year.
Volume XXXIX
No. 18
Editor-in-Chief Dean Dahlquist
Associate Editor Dave Johnson
News Editor Marilynne Anderson
Feature Editor Karen Nelson
Sports Editor Bob Beckstrom
Copy Editor June Erickson
Photo Editor Elizabeth Carlson
Business Manager Bob Larson
Advertising Manager .... Marcia Daniels
Office Manager Judy Van Wambeke
Circulation Manager .... Lynne Demeter
Advisor Edward Avey
Opinions expressed in the CLARION do not
necessarily reflect the position of the college
or seminary.
for the Negroes, and he began to
work out a plan.
IT INCLUDED boycotting the
bus lines. He recommended that
they ask for assurance by the com-pany
that discrimination would
But perhaps most important he
insisted that the Negro act in
dignity and that they grant their
adversaries respect. The policy
to be followed was emphatically
King pleaded with his people
that they live so as to convince
their white brothers that they lov-ed
After twelve tedious months the
dramatic boycott ended. The final
Xbe 3inbtx:
King Analyzes Alabama Racial Situation,
Indicts Discrimination and Negro Apathy
acataa acrd ileceted
la& ea,le
Italian & American Food
Orders to take out
1611 W. Larpenteur
At Snelling, St. Paul
Year's Biggest Sale
Pre-Inventory Sale
March 20 through March 27
20% off on most books and
on most paperbacks
Typing paper I9c a ream
regularly $1.00
(one to a customer with a book purchase)
See the Thrift Table
1- 3 to 1-2 off on Books, Clothing, Jewelry
(new selection daily)
Varied Used Books at low,
low prices!!
Vedet Vaa��tele
Charges made before March 1 are fully due April 1
Tuesday, March 19, 1963
A good example of such archi-tectural
design may be found in
the study of St. Mary's Greek Or-thodox
church of Minneapolis. It
was designed to reveal the an-cient
expression and liturgy of the
Greek Orthodox church in the con-temporary
idiom. Thus we find
incorporated into the structure the
traditional arches, dome and East-meaninglessness.
The artist Rou-ault
has applied Christianity to
this dilemma by relating by re-lating
it to the suffering of Christ.
But, Pennington pointed out,
Rouault's experience only goes as
far as the agony of the cross. There
is a further experience to be com-municated
by art—the triumph of
the resurrection.
(Photo by Ostrom)
Transfiguration is from the collection of sculpture exhibited
in the library during Fine Arts week by Paul Granlund, head of the
sculpture department of the Minneapolis School of Art. The eight
pieces in the exhibit are figurative expressions of religious themes.
For his work in sculpture Mr. Granlund has received a Fulbright
award, the George Booth scholarship and a Guggenheim fellowship.
He received his B.A. from the University of Minnesota in 1952 and his
M.F.A. from the Cranbrook Academy of Art in 1954. His works have
been exhibited in New York, Rome, San Francisco, Chicago, Los An-geles
and Minneapolis.
Another visual arts feature of Fine Arts week was a collection of
old masters from the Renaissance and Baroque periods. The exhibit
was composed of ten paintings of the Walker gallery of Religious Art,
which is in the Hennepin Avenue Methodist church.
Compliments of . . .
Falcon Heights Pharmacy
1707 N. Snelling Ave.
MI 6-0609 St. Paul 13, Minn.
De Witt Hair Design
1547 W. Larpenteur
Hair cutting a specialty
Expert Work Special Permanent Waving
Courteos Service Hair Tinting
With or Without Appointment
Wm. Stuart Jewelers
-special piace &/././
Come in and get acquainted, we have the largest
discounts in the city plus service and full
We Feature
• Diamonds
• Watches
• Wedding Rings
• Watch Repairing
• Wedding Invitations
Wm. Stuart
103 Midland Bldg.
Mezzanine Floor
• Silverware
• Appliances
• Gifts
• Radios I Stereo
• Jewelry
8 E. 6th Street
6th at Wabasha
St. Paul, Minn.
Student's Beauty Special
Shampoo, Wave and Style Cut
ea,kdki galow
1450 Frankson at Pascal Phone 646 - I 138
One block north of Midway Parkway
by Jud Nelson
Now on display in the student
center is a refreshing exhibition
of examples of the contemporary
trend in modern church architec-ture.
The wall displays and models
were acquired from several Twin
City architectural firms.
Through closer observation of
these few exhibits the viewer be-comes
keenly aware of the three
qualities of good church architec-ture:
structure, function and
Fine contemporary church ar-chitecture
is functional in its
purpose for existence, its entity
by Karen Nelson
"Christianity and Art" was the
theme of the excellent program of
art presented during Fine Arts
week by the cultural council.
What was said about the func-tion
of art in its relationship to
Christianity? The sculpture of Paul
Granlund, the exhibit of old paint-ings,
and the archiecture exhibit
implied that art functions by rep-resentation
as an expression of
religious experience.
In the lecture by the Dr. Chester
Pennington on Georges Rouault,
another function of art was im-plicit—
a pre-religious expression.
Dr. Pennington suggeted that
modern art is expressing modem
man's sin dilemna—the agony of
Vie 3inbex:
King Indicts
Bias, Apathy
(cont'd. from p. 2)
Nietzsche, Rauschenbusch, Ghandi
and Christ.
For King, Christ is the epitome
of virtue and he ties himself to
Him and His principles. The other
philosophers have something to
offer, but only insofar as they
help to implement Christian vir-tues
in society.
APPARENT FLAWS and incon-sistencies
appear in King's philo-sophy.
But the book has the ad-vantage
of presenting in lucid
style a social problem in which
the Christian is challenged to make
his own ideas workable.
"Stride Toward Freedom" must
be respected, for he has shown
that it is possible to alleviate
local problems by the practical
application of a universal con-cept:
Instead of pitying the treatment
of the Negro, he deplores it. And
then he simply asks for love; love
with dignity.
The account becomes so per-sonal
that the reader is asked why
he does not behave precisely as
King. Questions such as whether
or not integration should take
place slowly or quickly are an-swered.
After reading the book, the read-er
must conclude that either Mar-tin
Luther King, Jr. has distorted
Christianity beyond recognition or
he has captured and lived it in a
supremely dedicated way.
the CLARION Page 3
Observers may note the ten-dency
for a closer, more inti-mate
fellowship of worship in
the design for St. Peter's Luth-eran
church. This building also
has the altar as the center of
Certainly beauty remains import-ant
in modern church architecture.
The particular design must pro-vide
a strong esthetic appeal to an
emotional and spiritual man. The
edifice must maintain a sense of
dignity and Godliness with a great
simplification of all essentials. It
must be devoid of all "sugar and
spice." Again, the church should
manifest its theological position.
St. John's is one example of a
dignified, simple structure. It is
unadorned, direct and forward. It
has an atmosphere of holiness with
a feeling of security and stability.
It is new and fresh.
Triumph of Resurrection Finds
Christian Artistic Expression
Display Demonstrates Structure,
Function, Beauty In Architecture
and its expression of beauty. In ern cross shape. In such design
a few of the studies on exhibit, worship becomes authoritarian.
we see a manifestation of par- Again we see the role of tradi-ticular
design as a reflection tion brought into new light in the
upon the church's history per- plan for the Church of the Holy
taining to doctrine, worship in- Name. It follows the western Bas-stitutions
and activities. ilica pattern with the altar as the
central figure and place of wor-ship.
Payne 2benue T8aptizt eburcb
631 Sims, St. Paul
Sunday School-9:45 a.m.
Morning Service-11:00 a.m.
Evening Service-7:00 p.m.
"Probucols" meet at 8:30 p.m. Sunday
Bus transportation provided
J. Leonard Carroll, Pastor Clyde Rogers, C. E. Director
edetewater Bapdat C'wwit
5501 Chicago Avenue South, Minneapolis
Sunday School 9:30 Morning Service 10:45
C.Y.F. 5:45 Evening Service 7:00
Rev. Ellis Eklof, Jr., Pastor
North St. Paul Baptist Church
2240 E. 15th Ave. — Hwy. 36
Sunday School 9:45 Evening Worship 7:00
Morning Worship 11:00 College Bible Class
For information call
John H. Bergeson MI 4-9622 (Res. HU 9-1455)
Bethel students are always welcome
Minnesota Baptist Conference
Extension Churches
Elim Baptist Church
685 - 13th Avenue Northeast
Sunday School-9:45 a.m.
College Class
Morning Service—I 1:00 a.m.
Evening Chapel-7:00 p.m.
College-Business Fellowship-8:30 p.m.
Rev. Emmett V. Johnson, Pastor
Mr. Norman McLean, Ass't. Pastor
"House Power Specialists"
Call 455-5200
Free Estimates
Modernize Your Wiring Now
Bethany Baptist Church
2025 W. Skillman at Cleveland St. Paul
Sunday School, 9:45 a.m. College-age class
Morning Worship, 11 a.m.
Evening Service, 7 p.m.
College-age Fellowship After Evening Service
Albert Windham Bruce Anderson
Pastor Youth Pastor
(Bus leaves Bodien at 9:30 a.m. — cars at 6:45 p.m.)
Westlund's Market House
Quick Frozen Service
Meats — Poultry — Dairy Products
and Frozen Foods
Corner Snelling and Thomas Mi 6-8621
927 Rice Street — Hu 9-1338
Tuesday, March 19, 1963
Looking up, senate president Jim Spickelmier sizes up the opposi-tion
in a pre-game Mutt-and-Jeff play by Jerry Healy and Gene Glader.
The Koffee Kup game will be played Mar. 29 at 8 p.m. in the fieldhouse.
Track Practice Begins ;
Record Number Report
Royal cindermen held their first presented one of the largest turn-practice
of the 1963 season in the
Bethel fieldhouse last Monday and osiusttss oinf :B septrhinetl'esr str Dacakv he iHstoagryfe. ldt,
Coach Gene Glader's crew con-
Dave Hucheson, Lantz Leonard,
Sam Wilson and Dick Putnam;
distance men Dave Norman, Art
Dykstra, Fred Purcell, Da -:, e Sor-ley,
Dave Sprague, Paul Sloan,
Monte Hanson, Don Strickland,
Gary Satterthwaite and John Dis-chinger.
Hurdlers and field event men in-clude
Mike Rynkiewich, Jack Buss,
Dave Swedberg, Doug King, Jim
1963 Track Schedule
Opponent Place
Apr. 6 Mankato State 'B' Team
Mankato State
Apr. 13 Carleton college
(practice meet) Carleton college
Apr. 20 Carleton Relays Carleton college
Apr. 24 St. Olaf Frosh vs.
Bethel 'B' team St. Olaf college
Apr. 27 Concordia Jr. college Central H. S.
May 4 Howard Wood Relays
Sioux Falls, S. D.
May 4 Intramural Meet and
'B' Team Alexander Ramsey
May 7 Hamline Hemline
May 11 Stout State and
River Falls Alexander Ramsey
May 18 Badger-Gopher Conf.
Invitational Alexander Ramsey
May 20 N.A.I.A. Regional St. Cloud State
May 31
June 1
N.A.I A. National Sioux Falls, S.D.
June 15 Minn. A.A.U. Champsionship
Nelson and Hans Waldenstrom.
The manager for this year's team
is Dale Carlson.
by Bob Beckstr>om 1
The annual Koffee Kup classic highlights next week's sports acti-vities
on Bethel's campus. The game, an appropriate finale to political
emphasis week, features the students senate all-stars against the faculty
no-stars in a contest where anything goes. The players and non-playing
participants alike will be offering unpredictable antics from the word
Featured on the senate squad are standouts like Jim Spickelmier,
John Holmberg, Bobby Smith and Mana Peterson. The faculty, upset
last year by the student congressmen and frantically getting in shape,
will be led by always-tough Jerry Healy, Owen Halleen, Wally Peterson,
Eugene Sprinkel, Eugene Johnson, Webster Muck and Effie Nelson.
Noted for their vicious platoon system, the faculty can also count on
reserve Eric Borg.
This year the game has a new innovation, namely a 25 cent ad-mission
charge. The student senate selected the game as a fund-raising
event for SPAN. The money will be given to Joan McNaughton,
Bethel's SPAN representative to Finland. This study-abroad program
is being initiated at Bethel, and much of its success will depend on
student interest and support.
Inaugurated in 1948, the Koffee Kup fame promises to be an enter-taining
event, as well as a worthwhile project. And the winner will be
recognized on a perpetual trophy: a Koffee Kup, of course.
Tonight the Physical Education department is sponsoring a fencing
demonstration at 7:30 p.m. in the fieldhouse. Vosh Matlon from the
St. Paul YWCA will be the guest demonstrator. Miss Marilyn Starr has
announced that all freshmen are required to attend.
A splash party will be the next major event in the girls' intramural
program. Though a definite date has not been set, it will be some-time
in the last week of March.
In men's intramural volleyball Dave Peterman's Knights have cap-tured
sole possession of first place by beating the previously unbeaten
Counts. In other action last week the Dukes won their first game with
a victory over the Peasants, the Barons downed the Squires, the Sem-inary
topped the Jesters and the Faculty beat the Pages.
Page 4
the CLARION
Team Elects
Bolinder, Olson
Phil Bolinder and Roger Olson
were elected co-captains of the
Royal 1963-64 basketball season
at the annual basketball banquet.
They succeed Dave Peterman and
Lee Bajuniemi.
Bajuniemi and Peterman were
given the most valuable player
awards. Denny Wahlstrom received
the free throw percentage trophy.
Bajuniemi won the blanket a-ward
for his fourth year of var-sity
basketball competition while
Peterman and Wahlstrom re-ceived
their sweater awards for
three years of varsity competi-tion.
Recipients of the blanket award
must have four years of varsity
competition in one sport or a total
of five years in two sports. Three
years of varsity competition in one
sport or four years in two sports
makes one eligible for the sweater
Varsity letter winners are Jerry
Moulton, Phil Bolinder, Don Moore,
George Palke, Gene Selander, Bill
McCarrell, Roger Olson and Randy
Johnson. Jerry Wahlstrom received
a manager's letter.
"B" team numerals were given
to Bill Carlson, John Larsen,
George Harvey, Mary F lod in,
Gene Weborg, Phil Wicklund
and Paul Nelson.
Next year's schedule opens on
Nov. 26 with an away game a-gainst
LaCrosse. Three new Royal
opponents include Aurora (Ill.),
Trinity (Ill.) and Jamestown (N.
Click tabs to swap between content that is broken into logical sections.


text: Jordan Baker Rick Voight Monarchs Defeat UNCW 69-57 On the Road December 21, 2013 By ODU Athletics MBB at UNCW Presser & Highlights Gamebox WILMINGTON, NC—ODU senior forward Richard Ross scored 17 points, sophomore guard Keenan Palmore 16 and freshman guard Jordan Baker 10 points to lead the Monarchs (5-7) to a 69-57 victory over the Seahawks of UNC Wilmington (6-7) Saturday afternoon. It was the Monarchs first road win of the season and ended a six-game losing streak. ODU tied the game at 35-35 with 12:50 left on a Jordan Baker three-pointer, Baker came right back and hit a layup to put ODU up, 37-35. After two Chris Dixon free throws tied the game at 3-7-37, Jordan Baker hit another three-pointer to put ODU up, 40-37 for good with 10:58 left. ODU would go on to build a lead by as many as 14, 62-48 with 1:34 remaining in the game. The Monarchs started the second half on an 8-0 run led by Keenan Palmore who scored all eight for a 32-24 ODU lead at the 18:03 mark. The Monarchs led, 24-22 at halftime as both freshman Denzell Taylor and red-shirt junior Richard Ross had eight points and four rebounds each. ODU shot .387 in the first half to the Seahawks .304. Shane Reybold led UNCW with six points and four rebounds. Ross finished the game with 17 points, 10 rebounds and two blocked shots. He was 8-for-12 from the field. Ross now has three double-doubles this year. Baker was 4-for-8 from the field for 10 points along with three assists. Dimitri Batten and Aaron Bacote both scored nine points with Denzell Taylor scoring eight. ODU shot .500 (28-56) from the field and .640 (16-25) in the second half. UNCW shot .412 (21-51) from the field. The Monarchs outrebounded the Seahawks, 36-32. Besides Ross with 10 boards, Denzell Taylor hauled down seven and Dimitri Batten added six. UNCW was led by Cedrick Williams with 11 points and seven rebounds, followed by Luke Hager with 10 points. The Monarchs break for Christmas and return to action on Dec. 28th at the University of Richmond in a 6:30 p.m. contest at the Robins Center.


text:
By: Ryan LaBar
Welcome to the first edition of the weekly Bike magazine Holiday Gift Guide. Each week we will choose seven rad products. Each of these gift ideas will fall in one of seven price points: $10 (or less), $25, $50, $100, $250, $500 and $1000.
Hydrapak Soft Flask: $8
The Hydrapak Soft Flask helps prevent litter, plus buying energy gel in bulk saves money.
CamelBak Groove: $25
The CamelBak Groove eliminates the nasty chlorine taste of tap water. Also, CamelBak claims that its bite valve is proven to make one drink more.
Giro Ambient: $45
These bike-specific gloves are thin, warm and soft.
Maxxis Ardent 2.25 (pair): ~$50 (each)
Great all-around treads.
Crankbrothers Joplin 4: $250
A vast improvement over the company's previous generation with about an inch more drop.
Transition TransAM $569
Versatile, reasonably-priced steel hardtail.
Industry Nine AM wheelset: $1085
Light weight, strong, straight-up eyecandy.


text:
For boomers feeling behind on their retirement savings plan, make 2013 the time to get back on track and establish a prudent savings and spending plan.
Continue Reading Below
According to the Pew Research Center, there are 75 million baby boomers in the United States and 10,000 of these boomers will enter retirement age every day for the next 19 years. In 2013, the oldest of the baby boomer generation will turn 67 and while many have already retired, others are still in the workforce and aren't financially prepared to leave for good.
As boomers head closer to that last day of work, they should feel confident that their savings will cover their needs and wants. But this doesn't happen without a great deal of planning and an eye toward the many potential pitfalls that wait in retirement.
In order to help boomers retiring in 2013 or soon after, Allianz Life's vice president of consumer insights, Katie Libbe, suggests boomers consider the following checklist prior to their last day of work:
Tip No.1: Calculate your basic living expenses and sources of income. By your last day of work, it's no longer acceptable to have only a vague idea of your expenses in retirement. It's crucial that you zero in on your exact expenses as well as the sources of income you'll use to cover those expenses. Ideally, these costs should be addressed by some type of guaranteed income source (pension, annuity, etc.). Once basic living expenses are taken care of, it's much easier to plan for the fun parts of retirement.
Tip No.2: Determine how to make your employer-sponsored retirement plan (401(k) 403(b), etc.) last. Unlike previous generations, the majority of assets in boomers' retirement accounts are not guaranteed in the form of a pension that pays out every month for the rest of your life. You are responsible for making that money last and need to determine a strategy to ensure it does just that. Many people allocate a portion of their assets to an annuity with some kind of guaranteed income stream that you can't outlive.
Tip No.3: Get clarity on Social Security. People may receive 20-30% less in their benefits based on current Social Security Administration calculations if they start withdrawals before age 70. Make sure you have a strategy for taking your benefits that helps you meet your retirement income needs without sacrificing benefits unnecessarily.
Tip No.4: Address inflation and health care costs in retirement. According to the recent Retirement & Politics Survey from Allianz Life, inflation and health care costs are two of the greatest concerns for boomers. The average inflation rate since 1914 is 3.4% and the average rate during the 1970s was a staggering 8.1%. Health care costs, which are very important in our later years, are dramatically impacted by inflation. According to Kaiser Family Foundation and HRET Survey of Employer-Sponsored Health Benefits from 1999 to 2011 (Sept. 2011), while wages have increased 50%, health care premiums have increased 160% over the same time period. Without a plan to address these factors, you're retirement income might run out faster than you think.
Tip No.5: Streamline your retirement accounts. If possible, you should try to consolidate any retirement accounts, such as IRAs, to simplify your record keeping and mitigate the impact of taxes and Required Minimum Withdrawals (RMDs). How you take your money out of your retirement accounts can be just as important as how you got the money into the accounts.
Tip No.6: Make sure your family is protected. To gain true piece of mind and ensure your family is protected in case retirement doesn't last as long as you'd planned, it's a good idea to establish a will and/or living will, making health-care directives and addressing power of attorney. Tackling these issues ahead of time can help you be worry-free as you start the next chapter.


text:
Meet Doug.
Doug Pitt is a philanthropist, a business owner, and a family man. He's heavily involved in many pursuits, such as providing basic needs to people across the globe as well as in the heartland of America. Click here to read more.
Current Projects
While helping kids and the pursuit of clean water are preeminent, there are many causes that Doug takes on. Click here to see the latest
As the director of WorldServe International, Doug works to provide water and sanitation solutions in developing countries. Read more about WorldServe.
Doug is the United Republic of Tanzania's first ever Goodwill Ambassador, appointed by President Jakaya M. Kikwete. Read more about the Goodwill Ambassador.
In the Ozarks, Doug's organization Care To Learn provides for emergent needs of students in the areas of health, hunger and hygiene. Read more about Care To Learn.


text:
Oregon Football
Ducks stay close to home to fill coaching holes
Appeared in print: page C1
A couple of local boys made good Thursday.
Moving to fill the vacancy created by his own promotion to head coach, UO football coach Chip Kelly hired Marshfield graduate Mark Helfrich as offensive coordinator and quarterbacks coach. Helfrich, 35, is an Oregon native and former UO graduate assistant who comes to the Ducks after three seasons at Colorado.
Helfrich will focus on the passing game, with longtime UO assistant Steve Greatwood a Churchill High graduate adding the title of running game coordinator to his duties as offensive line coach.
Contract terms for Helfrich were not immediately available, though he's expected to receive a multi-year deal.
Helfrich was in Eugene to interview with the Ducks on Tuesday and Wednesday, was back in Colorado on Thursday and planned to return to Oregon today and attend Saturday's Spring Game.
"I'm very excited in a lot of ways," Helfrich said in a conference call with reporters. "I'm very humbled and excited about the opportunity to follow in the footsteps of a lot of guys I've known and respected."
Helfrich grew up rooting for Oregon, and recalled attending the 13-13 tie with Notre Dame in 1982. A quarterback at Marshfield, he attended a camp run by Mike Bellotti at Oregon but passed up the chance to walk on with the Ducks in order to enroll at Southern Oregon.
Helfrich served as a graduate assistant with the Ducks in 1997, then followed former UO offensive coordinator Dirk Koetter to Boise State and on to Arizona State as quarterbacks coach. He was named passing game coordinator for the final three years of his five-year term at ASU before joining the staff at Colorado in 2006.
"Mark not only impressed me as a very intelligent individual but as someone who utilized that knowledge to coach quarterbacks at both Boise State and Arizona State," Kelly said in a prepared statement. "He has earned a national reputation for developing quarterbacks and played a key role in the emergence of Andrew Walter and Rudy Carpenter at Arizona State. He was highly recommended by everyone he has ever worked with, and I view him as one of the rising offensive minds in this game."
Walter had a record-setting career at ASU under Helfrich's tutelage, though Colorado's offenses the past three years have been among the worst in the Big 12 Conference.
Bellotti contacted Helfrich about possibly coming to Oregon before Kelly was hired in 2007, but Helfrich declined to leave the Buffaloes after only one season.
"Not that this is great timing, but this business has so many variables that go into a situation," Helfrich said. "At that time we came off a bad year here. We had just had our son, and to be honest, I wasn't really (comfortable) leaving this situation."
Though Helfrich has the title of offensive coordinator with the Ducks, he said it's not yet decided whether he or Kelly will call plays for the offense in the fall.
"We'll see," Helfrich said. "We've talked about that. I'm a company guy, I'm a team guy, I'm a loyal guy, and if that's something that Chip wants to do, that's certainly something that's a bridge that we'll cross, that we'll talk about.
"If he wants me to coordinate the postgame meal, it'll be a darn good postgame meal. And if he wants me to call plays against USC, I've done that, too."
Helfrich has had limited experience in the spread system Oregon runs under Kelly. But, he said, "that's not something that I see as a huge learning curve-type situation."
"First and foremost, you've got to run the ball to be successful," Helfrich said, and in that regard he enters a prime situation. Oregon has had the two most prolific rushing seasons in school history the past two years, aided in no small part by the success of the offensive line under Greatwood.
"I credit much of our success running the football the last two seasons to Steve Greatwood, which is why I feel he has earned the opportunity to expand his role with the Oregon offense," Kelly added.
"There is no doubt we benefitted from outstanding players at key positions that contributed to our unprecedented success on the ground, but Steve's ability to develop some of the best offensive linemen in school history cannot be overlooked."
Helfrich inherits an offense that returns starting quarterback Jeremiah Masoli, senior tight end Ed Dickson and 1,000-yard rusher LeGarrette Blount.


text:
Britain's Vodafone PLC, one of the world's largest cellphone companies, confirmed today that it was talking to Verizon Communications about selling its stake in Verizon Wireless, the No. 1 mobile carrier in the US,india Updated: Aug 29, 2013 22:04 IST
Britain's Vodafone PLC, one of the world's largest cellphone companies, confirmed Thursday that it was talking to Verizon Communications about selling its stake in Verizon Wireless, the No. 1 mobile carrier in the US. The UK company is mulling its options for its 45 % stake in Verizon Wireless.
Verizon Communications owns the other 55 %.
Analysts have suggested that Verizon wants to pay around $100 billion for Vodafone's stake, although reports have said that UK group is pressing for as much as $130 billion.
Verizon shares rose $3.55, or 7.6 %, to $50.11 in premarket trading about an hour before the US stock market opening. Meanwhile Vodafone's London-listed share price rose 8.8 % to 2.06 pounds.
Vodafone, which has wide-ranging interests and is expanding in Europe, has long been rumored to be interested in a US exit. Talks on a sale earlier reportedly broke down over price and tax concerns - and Vodafone stressed that there was no certainty a deal could be reached.
But competition among cellphone providers and other companies moving into the cellphone space is pushing both companies toward a deal, said Ronald Klingebiel, a telecommunications specialist with Warwick Business School.
Vodafone also had little influence on Verizon Wireless' day-to-day operations, which made its stake more of an investment than a base from which to expand into the US market.
"This would be a happy moment to exit," Klingebiel said.
At the same time, Vodafone is pushing ahead with a takeover bid for Germany's biggest cable operator, Kabel Deutschland, as part of its strategy to dominate media services in Europe, its biggest market.
If approved by regulators, Vodafone would gain 32.4 million mobile, 5 million broadband and 7.6 million direct TV customers in Germany. It has 19.2 million mobile customers in the UK, where it has been under intense competition.
Any proceeds from a Verizon Wireless sale would add to Vodafone's war chest for further acquisition or allow the company to pay down debt. But analysts have been cautious, wary of Vodafone's track record on mergers.
The research company Dealogic lists Vodafone Airtouch PLC's merger with Mannesmann AG as a $171.3 billion deal - the biggest ever. Many analysts at the time believed the German company was overvalued.
First Published: Aug 29, 2013 21:57 IST


text:
Shoppers: Before proceeding with your order please Login below or sign up for a new account.
Business Partners: Please Login below for access.
Beta Testers: Please Login below for access
You do not have permission to access this area.
Possible reasons for this are:
- You are currently not logged in to the site, to get proper access create a new user or login with an existing user.
- You misspelled some parts of your URL, try changing it.


text:
Four Premier League players have been nominated for the FIFA African Footballer of the Year award, including John Obi Mikel, Gervinho and Yaya Toure.
An original 34-man shortlist has been whittled down to 10, and the English top flight is strongly represented on the list.
Former-Chelsea striker Didier Drogba has been nominated for his Premier League and Champions League exploits, and is among the favourites to scoop the award.
The Ivorian frontman scored the equalising goal and the winning penalty as Chelsea won their first ever Champions League trophy last season. But the former-Blue faces stiff competition from Arsenal, Newcastle and Manchester City representatives.
Last year's winner, Yaya Toure, has a good chance of retaining his crown after helping Manchester City to their first league title in 44 years, and their first ever Premier League title.
The Ivory Coast midfielder was a dominant force in the middle of the City midfield, and was one of Roberto Mancini's key players during the title run-in.
Toure's international compatriot, Arsenal forward Gervinho, also makes the 10-man shortlist, and the former-Lille star has an outside chance after playing an important role as Arsenal qualified for the Champions League and Ivory Coast reached the Africa Cup of Nations final.
Gervinho's former-Arsenal teammate Alex Song may have departed for Barcelona, but the Cameroonian is shortlisted for his work at the Emirates Stadium. An important reason why Robin Van Persie scored so many goals last year, Song recorded 11 assists for the Gunners during his final campaign at the club.
Didier Drogba's ex-Chelsea teammate John Obi Mikel is also nominated. The Nigerian starred in Chelsea's run to the Champions League and FA Cup finals, and Mikel has established himself at the heart of the Stamford Bridge midfield.
Full list of nominees
Didier Drogba - Shanghai Shenhua
Yaya Toure - Manchester City
Gervinho - Arsenal
John Obi Mikel - Chelsea
Demba Ba - Newcastle
Younes Belhanda - Montpellier
Christopher Katongo - Henan Jianye
Alexandre Song - Barcelona
Pierre-Emerick Aubameyang - St Etienne
Andre Ayew - Marseille
The winner will be announced at a FIFA awards ceremony on 20 December.


text:
New Release
Railway History by Donald R. McQueen
Canadian National Steam Roster Volume #4
To order right away using your credit card, click below on Buy Now.
REGULAR LIST PRICE for this book:
Paper: $34.95
Here's how to SAVE:
You'll save a little if you "Buy Now" using your credit card (below).
You'll save A LOT MORE by using the special "Going Postal" offer at right.
Postal service supports use of mail order. Save 20% with special mail-only pricing.
The more you order, the more you save with flat-rate shipping.
US$ save further 10%.
Save on taxes
CNS Roster Vol. 4, Donald R. McQueen, 110 pp., 8 x 10.5, photos, History, April 2014
ISBN: 978-1-927599-04-4 (paper) . . . $34.95*
* This book is "stay flat" wire bound.
Canadian National Steam!
Roster Volume #4
The Canadian National Steam! book series provides rail enthusiasts, model railroaders, historians – plus those interested in all things mechanical and on wheels – with a wealth of information about Canadian railway technology, and specifically about the motive power developments of Canada's largest railway system.
Canadian National Railways' "X" class was assigned road numbers 1-99 primarily for the narrow gauge locomotives of the former Prince Edward Island Railway, as well as various standard-gauge dinkey and tank engines with various driver diameters. The class, totalling forty-four locomotives, came from three predecessor roads, mainly Grand Trunk Railway of Canada and Canadian Government Railways stock. One was acquired from Canadian Northern Railway via the Mount Royal Tunnel & Terminal Company Limited.
Class "A" was assigned road numbers 100-199 for 4-4-0 American (Standard) or Eight-Wheel Types with drivers 63 inches or less. The class, totalling 74 locomotives, came from three predecessor roads, the Grand Trunk Railway of Canada, Canadian Northern Railway and Canadian Government Railways.
Class "B" was assigned road numbers 200-399 for American (Standard) or Eight-Wheel Types with drivers more than 63 inches. This class, all 4-4-0s, totalled 185 locomotives taken into stock from four predecessor roads: the Grand Trunk Railway of Canada and its USA lines, Grand Trunk Pacific Railway, Canadian Government Railways, and Canadian Northern Railway.
On the 1949 day Newfoundland joined the Canadian Confederation, CNR inherited forty-six locomotives in four wheel arrangements from the island railway. Six of these (five 4-6-0s and one 2-8-0) dated back to the Reid-Newfoundland Company Limited lease of the Newfoundland Railway. The remaining forty (ten 4-6-2s and thirty Mikados) had all been built for the Newfoundland Railway. The last Mikado Types arrived the same month as Confederation.
Fill out the form to the right!
Sample Pages
Special "Going Postal" Offer for mail-orders only:
Save 20% and ALL taxes.
For a limited time, you can save all taxes on the retail price and take advantage of flat rate shipping. Here's how it works: one book or many – it doesn't matter which! If the total value of your order is:
Up to $30: add S + H = $12
$31 to $60: add S + H = $15
$61 to $90: add S + H = $18
$91 to $150: add S + H = $21
$151 and up: add S + H = $25
Send your order now. Prices include all taxes. You'll get extra 10% discount for US funds.
C$ funds for Canada addresses
US$ funds for USA addresses
Overseas: US$ plus $4 per item for S&H
1. Just fill out the fields below, and press SUBMIT.
2. You'll get a prompt e-mail acknowledgement of your order, confirming your total price.
3. Then print this page, and enclose your check or money order.
4. Mail to:
5 Fenwick Avenue, Montreal West, QC H4X 1P3 Canada
5. Made an error on SUBMIT? No problem. Just fill out the form again with the correct information, press the CORRECTION button below, then press SUBMIT again..
Just fill out the form below and submit!
Home | List of Titles | DC Events | Ordering DC Books | Contact DC Books | Catalogue


text:
Category : Project Management.
Topic : Basic project management principles ppt. Author : Efrain Deleon.
Posted : Tue, Feb 26th 2019 23:40 PM.
Format : jpg/jpeg.
Whilst the 1980s were about quality and the 1990s were all about globalisation, the 2000s are about velocity. That is, to keep ahead of their competitors, organisations are continually faced with the development of complex products, services and processes with very short time-to-market windows combined with the need for cross-functional expertise. In this scenario, project management becomes a very important and powerful tool in the hands of organisations that understand its use and have the competencies to apply it.


text:
The last time Ruslan Biryukov played the Los Angeles County Museum of Art's "Sundays Live" music series, the fire marshal pulled the plug. At that point the Russian cello virtuoso was deep in a set of encores.
"Normally, we do five or six encores at least," he says.
Biryukov will return to LACMA's Leo S. Bing Theater on Sunday for his 10th "Sundays Live" recital in a decade — the only cello soloist in the history of the free concert series to be invited to perform each year. He will be joined by pianist Armen Guzelimian in a program of 20th century classical works, including Benjamin Britten's challenging Sonata for Cello and Piano in C major in celebration of the British composer's centennial.
The piece is rarely if ever performed live.
"It's a phenomenal piece of art," Biryukov says, describing the sonata's "peculiar experiment" in the second movement of abandoning the bow to pluck at the strings — a technique known as pizzicato. "There are elements of jazz in it, there are elements of sound effects in it. It's very interesting to listen to but even more so to watch how that movement is happening."
Britten's sonata was inspired by Mstislav Rostropovich.
Biryukov studied with and worked for Rostropovich as director of the Tishchenko Russian Symphony Orchestra while in his early 20s, just prior to coming to the United States. Since arriving, he has founded the Glendale Philharmonic Orchestra and the Los Angeles Cello Quartet. He also serves as artistic director of the Positive Motions Concert Series, whose next performance is Jan. 5 at the First Baptist Church of Glendale and features stand-up comedian Emo Philips narrating "Carnival of the Animals" by French composer Camille Saint-Saëns.
For the LACMA recital Biryukov will include a performance of Igor Stravinsky's "Suite Italienne" because Rostropovich was friendly with the Russian composer. And though he never met Stravinsky, Biryukov says he was a regular at chess games hosted by the composer's widow. She even sold him her Cadillac.
The program will conclude with Armenian composer Alexander Arutiunian's "Poem" as a hope for peace between Biryukov's and Guzelimian's respective homelands of Azerbaijan and Armenia. Where it goes from there is anybody's guess.
"We will play encores as long as people are clapping," he says, "and as long as the fire marshal says it's OK."
The recital will be streamed live at www.lacma.org and one week later on www.kusc.org. More information about Biryukov is available on his website, www.celloart.com


text:
Golden Age Of Style
Julian Robinson
AbeBooks Seller Since June 11, 1997Quantity Available: 1
Stock Image
AbeBooks Seller Since June 11, 1997Quantity Available: 1
About this Item
Bibliographic Details
Title: Golden Age Of Style
Publisher: BLACK CAT BOOKS
Binding: Hardcover
Book Condition: Good
Dust Jacket Condition: Good
Store Description
All books are available on a first ordered/first served basis. Multivolume sets are charged a per book shipping rate. DEALERS: Sorry, but we offer no dealer discount. Also, we are not able to act as third party drop shippers on your behalf. Canadian customers: please note we include GST on all our Canadian orders at the time your order is processed.
CONDITION/EDITION INQUIRIES: If you have questions concerning specific books not addressed by the citations on Abebooks.com, place an order for the ...More Information
Shipping Speed within the United States
Expedited: 2 to 7 business days.
Standard: 4 to 9 business days. (Please note that while the overwhelming majority of packages shipped via our Standard method arrive within the time specified above, in rare cases shipments can take 3 to 8 weeks to arrive.)
Shipping Speed outside of the United States
Expedited to Canada: 5 to 10 business days.
Expedited to all other countries: generally takes 7 to 12 business days (some exceptions apply).
Economy Mail to Canada: 7-15 business days.
Economy Mail to all other countries: generally takes 5 to 21 business days (some exceptions apply).
Canadian customers: please note we include GST on all our Canadian orders at the time your order is processed. Multi-volume sets are subject to a per book shipping charge.
Payment Methods
accepted by seller


text:
Global Paper Towels Market Research Report 2017 to 2022 presents an in-depth assessment of the Paper Towels including enabling technologies, key trends, market drivers, challenges, standardization, regulatory landscape, deployment models, operator case studies, opportunities, future roadmap, value chain, ecosystem player profiles and strategies. The report also presents forecasts for Paper Towels investments from 2017 till 2022.
Primary sources are mainly industry experts from core and related industries, and suppliers, manufacturers, distributors, service providers, and organizations related to all segments of the industry's supply chain.
The bottom-up approach was used to estimate the global market size of Paper Towels based on end-use industry and region, in terms of value. With the data triangulation procedure and validation of data through primary interviews, the exact values of the overall parent market, and individual market sizes were determined and confirmed in this study.
These stakeholders include Paper Towels manufacturers such as P&G, SCA, Georgia Pacific, Kimberly-Clark, Cascades, Kruger, Mets Tissue, Heng An, WEPA, Asaleo Care, C&S Paper, Essendant (Boardwalk), Oasis Brands, Seventh Generation, etc.
Sample/Inquire at: https://www.marketinsightsreports.com/reports/10101718/global-paper-towels-market-research-2011-2022/inquiry
Global Paper Towels (K Units) and Revenue (Million USD) Market Split by Product Type are as Follows,
- Rolled Paper Towels
- Boxed Paper Towels
- Multifold Paper Towels
Global Paper Towels (K Units) by Application (2016-2022)
|Market Segment by Application
|Market Share (%)2022
Geographically, this report is segmented into several key Regions, with production, consumption, revenue (million USD), and market share and growth rate of Paper Towels in these regions, from 2012 to 2022 (forecast), covering all Other Regions across the Globe.
Based on region, the report describes major regions market by vendor, products and application. Regions mentioned as follows:
- North America
- Europe
- Asia
- South America
- Africa
Browse Full Report at https://www.marketinsightsreports.com/reports/10101718/global-paper-towels-market-research-2011-2022
The report provides a basic overview of the Paper Towels industry including definitions, classifications, applications and industry chain structure. And development policies and plans are discussed as well as manufacturing processes and cost structures.
The report focuses on global major leading industry players with information such as company profiles, product picture and specifications, sales, market share and contact information. What's more, the Paper Towels industry development trends and marketing channels are analyzed.
The research includes historic data from 2012 to 2016 and forecasts until 2022 which makes the reports an invaluable resource for industry executives, marketing, sales and product managers, consultants, analysts, and other people looking for key industry data in readily accessible documents with clearly presented tables and graphs.
The report will make detailed analysis mainly on above questions and in-depth research on the development environment, market size, development trend, operation situation and future development trend of Paper Towels on the basis of stating current situation of the industry in 2017 so as to make comprehensive organization and judgment on the competition situation and development trend of Paper Towels Market and assist manufacturers and investment organization to better grasp the development course of Paper Towels Market.
There are 9 Chapters to deeply display the global Paper Towels market.
Chapter 1, to describe Paper Towels Introduction, product scope, market overview, market opportunities, market risk, market driving force;
Chapter 2, to analyze the Industry Chain Structure of Paper Towels 2016 and 2017;
Chapter 3, Environmental Analysis, Policy, Economic, Technology, Market Entry 2016 and 2017;
Chapter 4, 5, and 6, Market Segmentation by Types, Application and by Regions from 2011, 2017 to 2022;
Chapter 7, and 8, to analyze the Major Vendor, with sales, Business Performance, revenue and market share by key countries in these regions;
Chapter 9, to describe Paper Towels Research Findings and Conclusion, appendix and data source;
Discount at: https://www.marketinsightsreports.com/reports/10101718/global-paper-towels-market-research-2011-2022/discount
About Us:-
MarketInsightsReports provides syndicated market research reports to industries, organizations or even individuals with an aim of helping them in their decision making process. These reports include in-depth market research studies i.e. market share analysis, industry analysis, information on products, countries, market size, trends, business research details and much more. MarketInsightsReports provides global and regional market intelligence coverage, a 360-degree market view which includes statistical forecasts, competitive landscape, detailed segmentation, key trends, and strategic recommendations.
+1 (704) 266-3234 | firstname.lastname@example.com
Connect With us on:


text:
Stay connected through the JEAPU Alumni Web Page
Visit us on Facebook
To join the Facebook group, you must be a Facebook member.
Sponsor a Student: Contact Us
JEAPU alumni live in virtually every state and many countries around the world, each sharing a common experience as umpire school students.
Every graduate is an umpire, bonded together during intensive training and a desire to excel in a sport that transcends cultural boundaries.
This special section of our web site is dedicated to helping our Alumni share their umpiring experiences and keep in contact with fellow Academy graduates.
Stay connected, share your stories and class pictures with to your classmates and fellow Academy graduates.


text:
Become a Nurse >> Browse Articles >> Nursing 101
Is Nursing a Profession or a Trade?
Marijke Durning | NursingLink
Is it possible for a profession to have an identity crisis? If so, then nursing does. Nurses frequently fight among themselves about who should be called a nurse, and they fight with the outside world about whether nursing is a profession or a trade. So which one is it? Is nursing a profession? Or a trade?
The world needs tradesmen. Even the wealthiest and most educated among us need electricians, automobile mechanics, and roofers. The workers train long hours and continue throughout their career to learn to adapt as technology moves ahead. There should be pride in work well done as a tradesman.
Professions were once limited to the upper crust: The doctors and lawyers of society. More jobs joined the ranks of professionals as they developed, like engineers, dentists, and architects. At first glance, the difference between the trades could be as simple as who gets their hands dirty and who doesn't.
Professionals are governed by professional bodies, and must satisfy minimum requirements to be granted the right to call themselves a member of their chosen profession; they are required to participate in life-long learning. But don't tradesmen have to hold certifications and upgrade their skills and knowledge as well?
Is the difference between a trade and a profession about the decision-making process? In other words, do you make decisions or are decisions made for you? It's not so clear-cut: There are many tradesmen who own companies and make their own decisions, while there are many professionals who take orders from superiors.
Furthermore, in nursing there are various levels involved: There are the administrators as well as those with advanced degrees and certificates. There are also front-line nurses who get their hands dirty providing care to patients.
Licensed Practical Nurses
Licensed practical nurses (LPNs), also called licensed vocational nurses (LVNs), are fighting to receive the same recognition as registered nurses (RNs). LPN programs are shorter than RN programs, but many LPNs find they do much of the same work as RNs.
Registered Nurses
Registered nurses, with either a diploma or an associate degree in nursing (ADN), also fight for recognition. To become an RN, you must complete at least a two-year college-level degree and the prerequisites – more education than LPNs receive. However, with LPNs increasingly doing more work similar to RNs, RNs are being phased out in some places.
Although RNs may work on certificates and continue their education to expand their knowledge and specialize in certain areas, RNs without a BSN are rarely chosen for advancement, so they are limited within their professional growth.


text:
Giant bummer of a day
Trying to find some good news out of spring training camp Wednesday for the San Francisco Giants would take some searching.
It was a bad day all around. Hopefully, in a couple of days, it won't seem so bad. But we'll see.
It started with Brian Wilson throwing in the bullpen and eventually being told to stop after a few minutes.
Where that puts Wilson's status for opening day next week depends on who you ask.
Wilson gave the impression that Wednesday's workout was just another step on the road to getting ready. But manager Bruce Bochy said the Giants would not rush to get Wilson ready for the opener, suggesting that he may open the season on the disabled list.
"We're running short on time," Bochy said. "This isn't the time to rush Willie back."
Then, when the game started against the Angels, Matt Cain got tagged for five first-inning runs in his second start back from elbow inflammation.
The bad inning started with a swinging bunt single by Erick Aybar. Howie Kendrick singled sharply up the middle. Then Bobby Abreu hit an 0-2 pitch over the right-field fence for a three-run homer. After Torii Hunter walked and stole second, Cain got Vernon Wells and Albert Callaspo to fly out (more on the second out later). Mark Trumbo followed with deep double to left-center to score Hunter. Trumbo then scored on a single by Jeff Mathis.
In the second and third innings, Cain surrendered no runs on two hits, no walks and two strikeouts.
The good news is that Cain said he felt good after the start, encouraged that he felt as strong at the end of his three innings as he did at the start. But he added he was "out of rhythm" which caused some pitches to leak out over the plate.
It was the third consecutive uneven start by Giants pitchers, following Madison Bumgarner's rough start Sunday against the A's, and Tim Lincecum's outing Monday against the Rockies in a game that was eventually called for rain.
The end result Wednesday was an 8-0 loss to the Angels, the third consecutive loss for the Giants and the fourth in their last five games.
But the biggest loss Wednesday was that off right fielder Cody Ross. Ross suffered a strained calf on a fairly routine fly ball off the bat of Callaspo.
Ross limped off the field on his own power and went for an MRI. The Giants announced late Wednesday that Ross had sustained a strained calf. Just how long he'll be sidelined likely won't be know until Thursday.
It's funny how quickly things can change. Last week, the season couldn't start quickly enough for the Giants. And now, they wouldn't mind a few more days to get ready.
But the season is rapidly approaching.
Barry Zito will take the mound as the Giants face the Indians Thursday night. Madison Bumgarner makes his final Cactus League start Friday night against the Royals.
Saturday is a split-squad day, with a day game against the Reds and a nightcap vs. the Indians. Lincecum is due to make his final spring start, but we're not sure which game he will pitch. Jonathan Sanchez will cap the Arizona portion of the spring schedule against the Royals on Sunday.
On Monday, the Giants return home to open a three-game set against the A's. Cain would pitch Monday at AT&T Park; Zito goes Tuesday in Oakland and Bumgarner would pitch Wednesday afternoon back at AT&T before the team heads to LA to open the 2011 season at Dodger Stadium on Thursday.


text:
No, Taylor Swift Does Not Want to Make Justin Bieber Her Next Conquest + Hit Song Subject
Sometimes (a lot of the time) fiction is stranger than the truth. Take for example, a recent rumor that suggests Taylor Swift desperately wants to hook up with Justin Bieber and is willing to ruin her BFF status with Selena Gomez to do it.
The National Enquirer -- a "news" source that is second only to the Weekly World News when it comes to a relationship with the truth -- is claiming that T-Swizzle wants the Biebs to be her boyfriend and to never let her go. Also, she's part Loch Ness Monster.
Okay, the article didn't say that last part, but it did say Swift was "swift to swoop in on the suddenly unattached Biebs." Get it? Swift to swoop? Taylor Swift? Oh National Enquirer, how you slay us.
An "insider" (read: the same person who concocted the article) claims Swift believes Bieber "is fair game now," and that she's "had a crush on him for years."
Selena, meanwhile, is allegedly "heartbroken at the thought of the two of them getting together" and is crying into pillows and complaining to her teddy bears about her former boyfriend and bestie going steady behind her back.
And in an effort to make her appear mentally unstable, the article claims she's been quizzing "Taylor about her intentions with Justin."
As if this overwhelming evidence wasn't damning enough, Swift and Bieber "phone and text each other at least four times a day, and they never even mention Selena." THE HORROR.
Taylor is allegedly tracking down Justin because he's "the one person who knows what her life is like." Because surely Harry Styles (a member of the wildly popular boy band One Direction) could have never understood what it's like to be a "superstar."
Alas, the Enquirer doesn't think the secret Swieber relationship will last long. But a short shelf-life just one of the many perils of a fictional liaison.


text:
The Indian Ocean Tuna Commission (IOTC) is an intergovernmental organisation responsible for the management of tuna and tuna-like species in the Indian Ocean.
It works to achieve this by promoting cooperation among its Contracting Parties (Members) and Cooperating Non-Contracting Parties in order to ensure the conservation and appropriate utilisation of fish stocks and encouraging the sustainable development of fisheries. [more...]
|Report of the 5th Technical Committee on Allocation Criteria (2019)
|Report for the 2nd Technical Committee on Performance Review (2019)
|Report of the 2nd Session of the IOTC Working Party on Implementation of Conservation and Management Measures (2019)
|Report of the Seventh Session of the IOTC Working Party on Temperate Tunas (Data Preparatory Session) (2019)
|Report of the 21st Session of the IOTC Scientific Committee (2018)
|Report of the 14th Session of the IOTC Working Party on Data Collection and Statistics (2018)


text:
Alert 2007-42
Subject: Counterfeit Money Orders and Official Checks
Date: July 16, 2007
Description: The American National Bank
Counterfeit Money Orders and Official Checks of The American National Bank, Sidney, NE
To: Chief Executive Officers of All National Banks; All State Banking Authorities; Chairman, Board of Governors of the Federal Reserve System; Chairman, Federal Deposit Insurance Corporation; Director, Office of Thrift Supervision; Conference of State Bank Supervisors; Deputy Comptrollers (districts); Assistant Deputy Comptrollers; District Counsel; and All Examining Personnel
The above-named bank has reported that counterfeit money orders and official checks issued in the bank's name and using a correct routing number of 104102202 are being presented for payment nationwide in connection with a mystery shopping scam.
Counterfeit items may be identified by the following traits: The money orders are of unknown color with a darkened border along the top of the instrument. The following statement is contained within the top border: "SECURITY WARNING: THE FACE OF THIS DOCUMENT FEATURES A COLORED Background AND MICROPRINT BORDERS. THE REVERSE SIDE FEATURES ARTIFICIAL WATERMARKS."
The checks are also of unknown color and contain the following statement within the top border: "THE FACE OF THIS DOCUMENT HAS A COLORED Background ON WHITE PAPER." The bottom border contains the following statement: "THE BACK OF THIS DOCUMENT CONTAINS AN ARTIFICIAL WATERMARK – HOLD AT AN ANGLE TO VIEW."
On both the money orders and the official checks, the bank's logo appears in the upper- right corner and is followed by "American National Bank, 901 Tenth Avenue, Sidney, NE 69162-0019." The corresponding words of either "Money Order" or "Official Checks" are located in the top-center portion of the check in a normal type font and are not enclosed in a shaded box. The words "Date" and "Amount" are located in the right-center portion of the check within shaded rectangular-shaped boxes. The statement "NOT VALID FOR OVER $1,000:00" appears below the dollar amount on the money order, and the statement "NOT VALID FOR OVER $10,000:00" appears below the dollar amount on the official check. Note the typo of a colon in the dollar amount. The checks contain only one signature line.
Items presented to date contain a 5-digit serial number beginning in the "16" series and are made payable in amounts between $998.77 and $4,990.00. Correspondence accompanying the checks may contain the letterhead of "SurveyLot.com, 5750 East Main Street, Mesa, Arizona 85205, 1-800-771-1261, Fax: 1-866-545-6744."
The letter informs the recipient that he or she has been chosen to represent the company as a secret shopper. A statement explains that SurveyLot.com has been engaged by "Moneygram Money Transfer" to evaluate customer service performance. The enclosed official check or money order is to be used to purchase a Moneygram at a local Wal-Mart store, pay for associated service fees, and to retain a small portion as payment for service. The recipient is instructed to call 800-771-1262 prior to cashing the check. The letter may be signed by Sean Stevenson.
For additional information and guidance and to verify the authenticity of The American National Bank's money orders, please contact Eileen Beeken, Cashier, PO Box 19, Sidney, NE 69162, by telephone at (308) 254-5536, by fax at (308) 254-5547, or via e-mail at [email@example.com].
Consumers who receive a counterfeit or fictitious item and associated material should file complaints with the following agencies, as appropriate:
Additional information concerning this matter that you believe should be brought to the attention of the OCC may be forwarded to:
E-mail: email@example.com
For additional information regarding other types of financial fraud, please visit the OCC's anti-fraud resource at: https://www.occ.gov/topics/consumer-protection/fraud-resources/index-fraud-resources.html.
Richard C. Stearns
Related Links


text:
Jesse Leach on Rejoining Killswitch Engage, Playing Their First Reunion Gig + More
During our coverage of the 2012 New England Metal and Hardcore Festival, we had the opportunity to speak with the man of the hour, Jesse Leach of Killswitch Engage, only moments before his first performance since reuniting with the band earlier this year.
The buzz resonating throughout the Palladium was certainly a once-in-a-lifetime experience, as we reported in our in-depth coverage of the festival's third day. With a cup of 12-year-old scotch to help him prepare, Leach spoke with us about his reaction to the news that former Killswitch vocalist Howard Jones had left the band, his audition for the vacant spot, his pre-show mindset and much more.
Please enjoy our exclusive video interview with Jesse Leach on the eve of his first mind-blowing performance with the reunited Killswitch Engage:


text:
Support for PBS Parents provided by:
You need to install or upgrade Adobe Flash Player to enjoy this activity. Download the free Adobe Flash Player
For tips, articles, games, recipes and more, sign up for the PBS Parents Newsletter today »
About PBS Parents | Site Map | Privacy Policy | Terms of Use | Contact PBS Parents | ¿Habla Español? | PBS.org