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Her Turn
"I know this sounds ridiculous, but Ted and I fight constantly about our dog," says Robin, 27, an executive in a university's public-relations department. "We've only been married for a year and a half, but Penelope, our six-month-old English springer spaniel, has become the focus of constant arguments: how to discipline her, what she should eat and how often... The bottom line is, Ted and I rarely talk, rarely make love and rarely have fun anymore.
"We knew we'd fallen into an unhappy rut and thought Penelope would be a bond. I'd get home from work around eight-thirty or nine. Ted had already eaten and was usually zoned out on the couch, well into a six-pack.
"Ted and I met seven years ago when I took a summer job pumping gas at the station where he worked. Everything about Ted attracted me — he's incredibly sexy, funny and bright. For a time he took refuge in a nondemanding job while he figured out what he wanted to do. Now he's back in school studying for a degree in business.
"My father disapproved of the relationship, but he disapproved of everything I did. My parents are both British, though I was born here; my mother is an administrator for a parochial school, and Dad is an industrial engineer. He had a Victorian upbringing, and he laid out tough rules. I could never please him.
"I'll never forget a conversation I had with my dad at the end of my freshman year. I chose English as my major, but he wanted me to study math or science. When I told him I'd made the dean's list, all he said was, 'Any idiot can get a 4.0 in English.' He even threatened to stop paying my tuition unless I switched majors.
"Ted and I had a perfect summer romance, but when I returned to school, the disparity between where we each were in life proved too great, and we broke up. Still, I never stopped thinking about him.
"We bumped into each other at a party the year after I graduated. It was totally electric between us. We both knew this was it. A few months later, we had a storybook wedding.
"But it wasn't so perfect after all. Within months Ted was complaining about my hours, and I began to notice his drinking. Then we got Penelope. That first night we put her in the cage at bedtime, but she yowled pitifully. Ted didn't hear a thing because he'd had so much beer. But I couldn't bear to listen, so I picked her up and brought her into our bed. In the morning, just as Ted was stirring, I put her back in the crate.
"I did that every night for two weeks. When Ted found out, he was furious. We didn't have sex for months as long as Penelope was in the bedroom. But whenever I put her outside, she wailed at the door. I thought he was being so immature to deprive me of sex because of the dog.
"Then there was the question of discipline. If Penelope had an accident in the house, Ted would yell at her. For pete's sake, she was a puppy! If we're watching TV on the couch, Penelope will jump between us and snuggle next to me. I can't believe a grown man could be so jealous of a little dog.
"Like all puppies, Penelope went through a phase when all she wanted to do was chew — the couch, the legs of the chair, shoes. Ted would lock her in the crate, and I'd sneak down and let her out. I just couldn't stand to see her upset.
"Maybe I'm jumping the gun here, but I've been thinking that if he's treating our dog like this, what kind of father is he going to be?
"Ted's drinking has also become a tremendous issue. When he's drunk, he ignores me. I know I criticize him a lot for it — just like my father criticized me — but I'm so angry, I can't seem to help it.
"I can't figure out how things became so complicated, but we can't go on like this."
His Turn
"I am jealous of that dog," says Ted, 26, a tall, handsome man with a quiet manner. "I know it sounds nuts, but Robin always puts the dog's needs ahead of mine. When she gets home at night, she rushes in to kiss Penelope. If we're watching TV on the couch, Penelope wheedles her way between us. And it's absolutely ridiculous to have the dog in bed with us.
"It's hard to believe the marriage could disintegrate so quickly. My own parents had a great relationship, though money was always a problem. My dad, like Robin's was strict. Mom, who worked in a doctor's office, stuck up for me and my younger sister. When we got into mischief, she'd say, 'You shouldn't have done that; don't tell your father.'
"I was a shy kid who hated school. I was good in math and music, but my childhood dream was to be a Marine. When it turned out the Marines rejected me, because of my bad knees, I was devastated. I had no direction for a long time, but I'm finally back in school and plan to be a stockbroker.
"Robin is right: I drink too much. One Sunday afternoon when I was about sixteen, my dad and I were watching a football game. He said he wanted to prep me for the Marines, and he handed me a drink. I started drinking way more than my parents ever knew. I guess I'm still finding solace in the bottle, but my wife's nagging doesn't help.
"I'm as unhappy as Robin is. She very subtly puts me down, and that grates. I feel bad that my wife is making most of the money. I wish I could contribute more. I want to buy her things, take her on trips.
"For some reasons Penelope has become the focus of most of our arguments. It's not just that we have different styles — what Robin is doing can confuse the dog. Penelope had to stay in the crate at night — otherwise, she'd never learn to separate from us, and she'd destroy the house when we're gone. And you don't feed a dog from the table. Penelope is getting fat, and that's unhealthy. It's not good for us or the dog to lavish attention on her every minute. I just can't figure out how to get out of this mess.
The Counselor's Turn
"Despite their current distress, I had high hopes for this couple," said the counselor. "Robin and Ted are affectionate, and they both have a playful sense of humor and similar values. But the daily bickering over Penelope masked their real struggle, which was for control.
"I wasn't at all surprised to hear that Penelope had become a wedge between Robin and Ted. Pets are often a vehicle for acting out childhood or marital problems. Fortunately, animals can also break down defenses and open the way to explore personal problems.
"Robin automatically identified with anyone else's pain. As a child, she channeled her feelings of unworthiness into academic excellence in an attempt to win her father's approval. But he always found ways to cut her down. As a result, Robin grew up feeling unloved. Constantly aware of the imbalance of power at home, Robin unconsciously replicated that imbalance in her own marriage. Robin was focused and ambitious, while Ted would probably have drifted along for some time. Her family was wealthy, his blue-collar, and professionally she was miles ahead of him.
"While Ted initially described his hardworking parents as living a happy, white-picket-fence life, it was clear that Ted's father was — and is — most likely an alcoholic. What's more, Ted later revealed that his mother had been a chronic spendthrift who often asked Ted to rip up letters from creditors so his father wouldn't find out. When his family filed for bankruptcy when he was thirteen, Ted felt partly responsible.
"Clearly, the seeds of inadequacy were planted during Ted's early years, and they flourished after his dream of becoming a Marine was shattered. Ted needed Robin to take care of him; she needed to care for someone. When Penelope arrived, the precariously balanced relationship collapsed. Fighting over Penelope allowed Ted and Robin to sidestep the issues they should be working through with each other.
"At one session, I explained to Robin that the way we treat our pets often echoes the way we were treated as children. 'Since Penelope evokes your maternal, caretaking instincts, perhaps you interpret Ted's withholding affection from her as harshness toward you,' I said. This didn't crystallize for Ted and Robin until one evening a week later, when Ted was tussling on the floor with Penelope. Robin, sitting on the couch, exclaimed with delight: 'Look at little Robin having so much fun with Daddy.'
"During the next few sessions, Robin was overcome with sadness as she re-experienced the emptiness of her childhood with her father. To help them understand the feelings that had been stirred up, I asked each of them to make two lists, one headed 'What Penelope wants' and 'What Penelope needs,' and a second listing of what they each wanted and needed. Robin had no trouble with the Wants list, but she struggled with the Needs, because as a child, her needs were dismissed.
"At this point, they began to make rapid progress. Although Robin jokingly referred to Penelope as her inner dog, she took the connection seriously and made an effort to support Ted rather than force him into the position of disciplinarian. She now comes home earlier and greets Ted with a kiss before she turns to Penelope. The dog is no longer allowed to eat from the table, and she sleeps in her own bed.
"Meanwhile, when Ted realized that he had routinely relied on alcohol to assuage his feelings of insecurity, he called AA and began attending on a regular basis. He is no longer drinking.
"When these two were able to discuss their financial situation, they agreed that even though Robin was earning most of the money, Ted would handle the checking and savings accounts. 'That way,' said Ted, 'it feels more like our money.'
"They also had to learn to do things together. Watching TV was not a good idea, they decided, since it encouraged Ted's drinking. Instead, they began taking walks and riding their bikes. 'We've become a couple again,' Robin said, 'and Penelope, thank goodness, is once more just a dog.'"
"Can This Marriage Be Saved?" is the most popular, most enduring women's magazine feature in the world. This month's case is based on interviews with clients and information from the files of Nanette Berman Cohen, C.S.W., a marriage and family therapist in Plainview, New York. The story told here is true, although the names and other details have been changed to conceal identities.
Originally published in Ladies' Home Journal, August 1997.


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Most Adobe Reader installs are out of date
Patchy patching leaves pdf backdoors open to intrusion
Six out of every 10 users of Adobe Reader are running vulnerable versions of the ubiquitous PDF reader package, according to stats from freebie anti-virus scanner firm Avast.
Adobe applications, behind only browsers and Microsoft Office as a favourite target for hackers, are regularly the target of Trojan-based hacking attacks, often featuring maliciously constructed attachments. Sometimes these attacks take advantage of unpatched vulnerabilities, a scenario applied to targeted attacks, but more often than not, malware writers attempt to exploit well-known, patched security bugs.
Users who fail to keep Adobe Reader up to date are therefore leaving themselves at a much greater risk of malware-based attack. Avast reckons 60.2 per cent of its customers who use Adobe Reader were running a vulnerable version of the program. Only 40 per cent of users had either the newest Adobe Reader X or were fully patched.
One in five users also had an unpatched version of Adobe Reader that was at least two generations old (8.x), it adds.
Adobe Reader was used by 80 per cent of Avast's users. The next most common PDF reader application, Foxit, featured in just 4.8 per cent of installations.
"There is a basic assumption that people will automatically update or migrate to the newer version of any program," said Ondrej Vlcek, CTO at AVAST Software. "At least with Adobe Reader, this assumption is wrong – and it's exposing users to a wide range of potential threats."
Knowing applications might be vulnerable, never mind keeping them up-to-date, is tricky, especially for non tech-savvy consumers. And if updating computers is laborious and time-consuming – as has historically been the case with Adobe software updates – this compounds the problem. Patching utilities, such as Secunia's PSI tool – which is free for consumers – can certainly help, but application developers also have a responsibility to make patching as painless as possible.
Although it is possible for users to be protected by running fully-patched versions of either Reader 8.x or 9.x, Adobe encourages users to upgrade to Adobe Reader X with Protected View (aka "sandboxing"). Windows users are further encouraged to opt into the automatic update option built into the latest version of Adobe's software.
The prevalence of malware attack against Adobe applications has encouraged some security firms, most notably F-Secure, to advocate the use of alternative PDF Reader packages, essentially because they are less likely to be attacked. As F-Secure points out, the PDF specification supports the ability to launch executables or run JavaScript, functionality that most legitimate documents will never need but features that provide rich pickings for malware creators.
"With specs like these, it's no wonder it takes ages for Adobe Reader to boot up and load all the plugins," Mikko Hyponnen, chief research officer at F-Secure, notes. "[And] It's no wonder there are regular security problems with PDF readers in general." ®
Sponsored: Becoming a Pragmatic Security Leader

subset: commoncrawl


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Teacher resources and professional development across the curriculum
Teacher professional development and classroom resources across the curriculum
How can population grow so fast? Think of a family tree. At the top are 2 parents, and beneath them the children they had. Listed beneath those children are the children they had, and so on and so on, down through each generation. As long as the family members continue to reproduce, the family tree continues to increase in size, getting larger with each passing generation. This same basic idea applies to the world's population.
Exponential growth
Population grows in the same way that money grows when it's left to compound interest in a bank. With money, growth comes through accumulating interest upon interest. The interest payments you accumulate eventually earn interest, increasing your money. With population growth, new members of the population eventually produce other new members of the population. The population increases exponentially as time passes.
A crucial difference between money and population is that money can increase without limits while population can't. Any population of living creatures is constrained by the availability of food, water, land, or other important resources. Once those resources are depleted, a population won't continue to grow exponentially. It will plateau, or even decline, as a result of disease or malnutrition. Unlike calculating interest, calculating population growth is an imprecise business.
How fast will it grow?
To arrive at a reasonable estimate of how the world's population will grow in the next 50 years, you need to look at birth and death rates (the rates at which people are being born and dying in any given period). If birth and death rates stayed the same across the years in all parts of the world, population growth could be figured with a fairly simple formula much like the one used to figure compound interest. Birth and death rates aren't constant across countries and through time, however. Disease or disaster can cause death rates to increase for a certain period. A booming economy might mean higher birth rates for a given year.
The rate of Earth's population growth is slowing down. Throughout the 1960s, the world's population was growing at a rate of about 2% per year. By 1990, that rate was down to 1.5%, and by the year 2015, it's expected to drop to 1%. Family planning initiatives, an aging population, and the effects of diseases such as AIDS are some of the factors behind this rate decrease.
Even at these very low rates of population growth, the numbers are staggering. By 2015, despite a low expected 1% growth rate, experts estimate there will be 7 billion people on the planet. By 2050, there may be as many as 10 billion people living on Earth. Can the planet support this population? When will we reach the limit of our resources?
Why are data such as population figures sometimes difficult to interpret? Find out how charts and graphs can help clarify information in "Getting the Picture: Communicating Data Visually."
© Annenberg Foundation 2017. All rights reserved. Legal Policy


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Charles H. Hoeflich passed away this morning at the age of ninety-seven. All of us at ISI received the news with great sadness. Charlie, as he was known affectionately, was a founding trustee of the Institute, playing an active and essential role in the organization from its beginning in 1953 right up until the present. The following profile, originally published in the Fall 2009 issue of ISI's Canon, gives a sense of the profound impact Charlie made on ISI and the lives of so many he touched.
In April 1956, a handful of men met at 407 Lafayette Building, a small office across the square from Independence Hall in Philadelphia. It was the home of ISI's first official headquarters, and the organization was getting down to business: updating its by-laws, appointing key personnel, and establishing a board of trustees. Among those present that day were three men who would prove to be vital to the life of ISI for the next half a century.
First, there was E. Victor Milione, who would serve as ISI president for over twenty-five years and a trustee for over twenty more. Next was William F. Buckley Jr., ISI's first president, who would continue to be involved as a lecturer and advisor for decades to come. Finally, there was Charles H. Hoeflich, who still today, at the age of ninety-five, remains an active ISI trustee.
With the deaths of Milione and Buckley within just weeks of one another in 2008, Hoeflich is the only living founder of the Institute. After so many years of generous support and faithful service, he thinks back to his first involvement with ISI and is quick to state, "If I had had my wishes then, I certainly would have wanted to be a part of ISI fifty years later. I love ISI."
Hoeflich grew up just outside of Philadelphia, where his father, a 1910 graduate of the University of Pennsylvania, owned a wholesale hardware company with national distribution. After graduating from West Philadelphia High School, Hoeflich won a scholarship to the Philadelphia College of Art. As he puts it, though, "It didn't take me long to see that Rembrandt I would never be." Thus, he decided to turn his love of economics and accounting into a career path and enrolled in Wharton, the business school of the University of Pennsylvania.
As graduation approached, Hoeflich determined that he wanted to go into commercial banking and looked to get a job at Philadelphia National Bank (PNB). "It was the best commercial bank in the city," he recalls. But when Hoeflich went in and asked for a job, the cashier in charge of hiring told him that he never hired college graduates. After several visits and continued rebuffs, Hoeflich told the cashier: "I'll tell you what, I'm going out on the other side of the door, and I'm going to come in again, and we'll pretend that I'm just coming in out of high school." He left the bank, reentered, and was hired. "He must have liked my guts," Hoeflich says with a laugh over seventy years later. "I graduated from Wharton on June 10, 1936, and started at PNB on June 11." Hoeflich stayed at the bank for over twenty-five years, leaving only to serve for four years in the air transport command of the Air Force during World War II.
In 1962, the board of Souderton Bank, headquartered about thirty miles northwest of Philadelphia, solicited him to serve as head of their bank. "I told them, 'No thank you,' but they persisted," says Hoeflich. Finally, one of the trustees asked Hoeflich if he had prayed about the decision. Hoeflich told him no because he was afraid that God might say yes—"and I didn't want to go." But the trustee told him that if God said no, they would understand and stop asking. Thus, Hoeflich agreed to pray about it, and additionally solicited prayers from two close friends and his pastor. "Inside of forty-eight hours, I had so many leadings that I said, 'Oh, let me up, I'll go.'" And go he did, leaving behind the life he loved in the city: lunches at the Union League, evenings at the orchestra, shopping at Wanamaker's department store, and many close friends in high places. "People thought I was crazy," he says. But just a month after moving to the Pennsylvania countryside, he took a day off to return to the city, and recalls, "When I got in my car to go home, I could not wait to get back here."
In his over twenty years as the head of Souderton Bank (now Univest), Hoeflich built it from a small enterprise with $14 million in commercial loans and $2.2 million in trust assets into a complete financial holding company with $2 billion in commercial paper and a $1 billion trust function. Although he officially retired more than two decades ago, he continues to sit on all policy committees for the bank and still chairs two of them. He also keeps up with several accounts, including the historic Piper Tavern, just a few miles from his house, where he first dined in 1924 on the way to summer camp with his parents. A frequent customer—as well as financial advisor—since his move to Bucks County, he can tell you just about anything you want to know about the quaint 1778 tavern, down to where it gets its meats and coffee. This continued dedication to Univest clientele embodies the bank's mission to know its customers personally and maintain deep ties to the local community. In an era of national buyouts and mergers, Univest has remained one of the strongest locally based financial institutions in southeastern Pennsylvania, thanks in large part to Hoeflich's leadership and example. As George Anders wrote in a Wall Street Journal article on businesses gaining wisdom from older directors, "For an extreme example of staying power as the years pile up, it is hard to beat Mr. Hoeflich," with his "timeless advice" and "lessons of a seventy-year career in banking."
The same rings true for Hoeflich's relationship with ISI. After more than fifty years on the board of trustees—including over ten years as chairman of the board and over forty years as secretary-treasurer—there is no one whose ongoing involvement with the organization surpasses his. "Since coming to ISI as CEO in 1989," relates current president T. Kenneth Cribb Jr., "I have never made an important decision regarding ISI's future without Charles Hoeflich's exquisite counsel. Charlie has been intimately involved in every stride forward that ISI has made in its mission to 'Educate for Liberty.'"
Hoeflich was introduced to ISI by E. Victor Milione—ISI's first official staff member and longtime president. The two men met in the early 1950s through Americans for the Competitive Enterprise System (ACES). Hoeflich was on the board of trustees and Milione worked for the group, bringing economic education programs to high schools and service clubs in the greater Philadelphia area. "We sat next to each other at the meetings," recalls Hoeflich, "and got chummy." When Milione left ACES to help ISI founder Frank Chodorov promote what was then known as the Intercollegiate Society of Individualists, he asked Hoeflich to be on the board. "I was just wild enough to say yes," he says. "I liked the name." As well as being elected a "founder member" of the board, he was unanimously chosen to serve as secretary-treasurer at the April 1956 meeting. He held that position until 1997, when he was named secretary-treasurer emeritus. Hoeflich also served as chairman of the board on two separate occasions, seeing ISI through transitions in leadership as well as the many financial challenges associated with governing a nonprofit organization.
Hoeflich is full of memories about the early days of ISI, including meeting at a racquet ball club before ISI had its own offices and the evening he lent William F. Buckley Jr. his driver's license so that Buckley could rent a car to drive back to New York City after missing the last train from Philadelphia due to a late-night ISI meeting. "Thankfully, he got it right back to me within a day or two," Hoeflich chuckles.
When asked if there are any ISI programs that he has been particularly fond of over the years, Hoeflich replies immediately: "Yes, all of them. There's no ISI project that I have not been fond of." He gives three primary reasons for his devotion to ISI. First, because it promotes conservative principles. Second, because its mission is spiritually oriented. "I pray every night," he says, "that everything ISI says, does, and prints will be godly." Finally, he says, "ISI does what it says it's going to do. I can depend on ISI to go down the road I want it to go and to teach young people what they need to know to move this country forward. At ninety-five, I'm placing my bet on the new generation through ISI."
In recognition of his invaluable contributions to the Institute, Hoeflich was awarded ISI's lifetime achievement award in 2000. At the same time, the board unanimously resolved to rename the award in his honor. Subsequent recipients of the Charles H. Hoeflich Lifetime Achievement Award include: Gerhart Niemeyer, author and political philosopher; William F. Buckley Jr., founder of National Review; Richard A. Ware, longtime president of the Relm and Earhart foundations; M. Stanton Evans, author and founder of the National Journalism Center; and most recently, Edwin J. Feulner Jr., president of the Heritage Foundation.
These days, when he's not still serving Univest or ISI in some capacity, Hoeflich enjoys reading, entertaining visitors at his forty-acre Elderberry Farm (with a house dating back to 1711), and spending time in prayer in the gardens that he has been cultivating for over forty years. "There's nothing more joyful to me than to sit where I'm sitting right now," he says from a shaded bench surrounded by cornfields and an assortment of rhododendron, holly, aspens, and other varieties of his favorite trees and plants. After a lifetime of service and support to Univest, ISI, and countless other good causes, Hoeflich has undoubtedly earned every moment of peace he now finds at Elderberry Farm.
By clicking the logo above to shop Amazon.com, every purchase helps to support ISI.


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New wave of rapid-growth markets provide significant opportunities for global insurers
Jan 23, 2014, 12:01 ET
LONDON, Jan. 23, 2014 /PRNewswire/ -- Global insurance companies seeking to expand their businesses are increasingly looking to a new wave of rapid-growth markets (RGMs) as well as the BRICs. According to EY's Waves of Change: The shifting insurance landscape in rapid growth markets report, China will continue to play an dominant role in driving premium growth in international markets but new emergers such as Mexico, Thailand, Colombia and Indonesia are offering valuable long-term opportunities.
(Logo: http://photos.prnewswire.com/prnh/20130701/NY40565LOGO-b)
The report features a risk-opportunity matrix ranking 21 rapid-growth markets in terms of their future prospects for insurers, based on projected economic and premium growth until 2020, financial stability, regulatory change, macroeconomic volatility, liquidity risk and other factors. Opportunities for global expansion into new markets represent a powerful force accelerating the growth in insurance premiums today – especially as economic performance languishes in much of the developed world.
Shaun Crawford, EY's Global Insurance Leader, comments:
"The overall contribution of rapid-growth markets to insurance premium growth will continue to be very significant. Some of the larger economies, such as Brazil, Russia, India and China, appear to have entered a period of slower growth but they continue to possess high, long-term potential. And new waves of market liberalization and rapid consumer adoption of new technologies are opening additional markets such as Mexico and Thailand to non-domestic firms. However, each market has its own distinct risk profile. Insurers will need to model the risks across all the geographies to clearly evaluate the drivers for growth and pick their targets carefully."
High growth, low risk
According to the matrix, China, Mexico and Thailand will offer the best risk versus opportunity potential for insurers between now and 2020. China, despite a recent modest slowdown, continues to boast extraordinary income growth that spurs auto and home ownership. In addition, an aging population will drive the development of life and health markets. However, while some regulatory restrictions have been relaxed, market entry remains difficult for foreign firms.
Mexico has also undergone a period of extensive liberalization, opening its market to foreign insurers. On some measures, Mexico is the most open insurance market in the study. Yet the pace and unpredictability of regulatory change can be risky for investors.
Thailand offers intriguing near-term growth potential, with modest risk but unlike other markets, such as Malaysia and UAE which also fall into this category, Thailand's future growth prospects are also strong.
Malaysia and the UAE are both Islamic nations where rising incomes, a sustained construction boom and the increased adoption of sharia-compliant insurance products are creating new opportunities, but both markets are fairly small and so insurers are going to need to look elsewhere for rapid growth.
High growth, higher risk
Brazil and India remain important opportunities given the size of the markets despite recent slowing growth. India is second only to China in terms of absolute forecast growth in insurance premiums. Yet the regulatory environment has proved extremely challenging for investors. In addition, a large current-account deficit and reliance on portfolio-capital inflows elevate liquidity risks.
Brazil is third, behind China and India, in terms of market size. Following a program of liberalization, Brazil is the most accessible of the BRICs for foreign insurance companies.
Indonesia offers an extremely strong economic growth picture – second only to China and Vietnam in EY's Rapid-growth markets forecast. However, it is challenging to obtain licenses, so acquisition is the main entry route.
Colombia is also a notable market that ranks relatively high in opportunity and only moderately on the risk scale. Despite low interest rates, the insurance market there has expanded at greater than 10% annually over the past four years and offers high growth potential because of relatively low insurance penetration. Significant regulatory liberalization that took effect in 2013 has also created new opportunities for foreign firms.
Shaun comments, "While investment in RGMs will continue to be vital for global insurance firms, outsized returns will not come easily. The wave of regulatory change across the world, consumer buying habits, social media and cultural change, as well as macroeconomics such as the impact of QE, -these are all things that are easy to overlook but which are absolutely critical when deciding to enter and grow in a market. The companies that use this information to carefully tailor products and develop market-entry strategies suited to particular economies and their cultures will see the greatest rewards."
Notes to Editors
About EY
EY is a global leader in assurance, tax, transaction and advisory services. The insights and quality services we deliver help build trust and confidence in the capital markets and in economies the world over. We develop outstanding leaders who team to deliver on our promises to all of our stakeholders. In so doing, we play a critical role in building a better working world for our people, for our clients and for our communities.
EY refers to the global organization, and may refer to one or more, of the member firms of Ernst & Young Global Limited, each of which is a separate legal entity. Ernst & Young Global Limited, a UK company limited by guarantee, does not provide services to clients. For more information about our organization, please visit ey.com.
This news release has been issued by EYGM Limited, a member of the global EY organization that also does not provide any services to clients.


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Imprint & Data Protection
Back to the overview
exhibition gallery
Press Release
Tanya Poole - Thozama and Rose
In its large display room, Galerie m Bochum features a solo exhibition of
Tanya Poole
, a contemporary artist based in South Africa. This is the first time her multimedia and conceptual work has been showcased on a grand scale in Europe. The ink drawings and video installation of her recently created Thozama and Rose series depict two karate exponents and friends competing with each other in one of the many South African karate clubs.
Poole omits the actual fight scenes and instead focuses in these large-format ink drawings on the phases before and after the physical confrontation – warming up their hands, dressing and undressing and the concentrated cooling-down phase after the fight, which also features in the video installation at the centre of the exhibition. In the video footage, Thozama and Rose appear front-on to the viewer. Clothed in their karate gi, their breathing comes across as loud and fast and their clenched fists are raised in front of their bodies. They are still quite "fired up" and their eyes dart around the room. As if ready to ward off another attack at any time, the combatants appear inwardly centred and intensely focused. The more this stance dissolves, the more outwardly focused the gaze of the women becomes – until they are able to look right at the camera and breathe calmly again.
The second series, Audience features portraits of karate club members. Their faces, like the images of the two combatants, exude intensity and the images stand out for the radical way ink is used in them. The contrast between fine pencil lines and flowing, glazed ink surfaces, the dense black and changing shades of grey lend huge vitality to the faces. At times the vibrant strokes take on a non-representational quality to reveal some of the external characteristics of the individuals being portrayed, like Peter's deep eye sockets or Mairi's curly hair.
Poole frequently combines different media in her series, as she does here by including a video with ink portrait. Irrespective of the chosen medium, however, she always succeeds in creating an overall link between the individual works. For instance, the pieces of the Thozama and Rose series all raise questions about the interplay between body language, gesture and facial expressions in a state of concentration, focus or relaxation, and the unpretentious directness of the images leaves a lasting impression of authenticity and intensity on the beholder.
Have a look on the interview between Christiane Lange and Tanya Poole in the art magazine "Art Africa", published on the occasion of the exhibition.


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Apply for Admission
Submit your application and enrollment deposit to Ohio Christian University. You must be accepted for admission before any aid can be disbursed to your student account. Apply online now. Apply for Financial Aid.
Complete the FAFSA
Submit the Free Application for Federal Student Aid (FAFSA) to the Federal Processor as soon as possible after January 1. The results of this application will determine your eligibility for federal and state aid (Pell Grant, FSEOG, Federal Work-Study, Federal Stafford Loans, and Ohio College Opportunity Grant). When asked to enter your school code on the FAFSA, please enter Ohio Christian University's school code: 003030. You may submit the FAFSA electronically and sign it using a PIN at www.fafsa.ed.gov. If requested, submit federal tax forms and other financial information or documentation to the Financial Aid Office for verification.
Sign and Return your Award Letter
The Financial Aid Office will send you an Award Packet to inform you of your aid eligibility for the school year. This eligibility will be based on the results of your FAFSA. Review your financial aid award and contact the Financial Aid Office with questions. If you wish to decline any of the aid listed, make the appropriate indication on your Award Letter. If you are planning to take out any Federal Stafford Loans, carefully follow the instructions outlined in your Award Packet. All federal loan funds are sent directly to the school.
Maintain Academic Requirements
OCU has established standards of satisfactory academic progress to encourage students to complete courses for which financial aid is received. A student whose cumulative grade point average fails to meet the minimum standards will be placed on one semester of financial aid probation. Failure to bring the cumulative grade-point average up to the required minimum after the probationary semester will result in financial aid suspension. Please refer to the academic catalog to review the standards of satisfactory academic process.


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This edition marks the one hundredth issue published since Anne and I purchased The Morgan County News in November of 2009. It has been an interesting, educational, and enjoyable ride. Running a local newspaper in a town with only a small number of businesses is challenging. For many years the newspaper has been on the edge of survival. Since 1923 it has been a labor of love for the publishers who have owned the newspaper. The process of publishing the newspaper each week is demanding. Our small team works to get the newspaper to print on Thursday morning and then immediately begin the process of identifying content for the next week. By Tuesday we need to have content locked down and ready for layout. Then we layout the paper often into the wee hours of Thursday morning, go to print, and the process continues. I wanted to take time on our hundredth edition to recognize those who make the newspaper in Morgan possible. To the many individuals who contribute content and let us know about stories I express a huge THANK YOU! The school district, city and county council are staunch supporters of the local newspaper. Many parents and coaches take time to provide news on sporting events and other activities in the county. Again, thank you to each person who helps in the effort to keep alive the traditions of Morgan and the community building that the newspaper represents. We could not exist without the writers who work each week to deliver the news and community profiles. Each of them gives of their time and talents. The small team of employees has made herculean efforts and sacrificed their time to help get the newspaper to print each week. My special thanks to Wendy Nelson and Darcie Harris who keep the newspaper running day to day. Our other writer's that contribute are Melinda Savage, Ellison Jackson, Joan Triplet, Pam Atwood, Ron Whitear, Corey Baumgartner, Kristy McClellan, Katie Mecham, and student writers Bailey Pfannerstill, Cassandra Anderson, and Madi Sunday. We would not be publishing without our advertisers. It is a small, but tight knit community of businesses in Morgan that work together to support the whole community. We thank each of them that advertise and encourage our readers to support the local businesses that do so much to add to the community. Lastly, I want to personally thank each of you, our subscribers. We could not publish without your support. Thank you for your interest in the community, and your patience with us. I have come to love the Morgan community. Anne and I were welcomed with open arms when we purchased the newspaper. The feeling of community, service, and love towards the beautiful valley, have captured our hearts and minds. The many community profiles and events have allowed us to come to know many outstanding people in the valley. We appreciate this opportunity. We have worked over the past two years to build on an incredible legacy left by other publishers. We have worked to add more color to the newspaper and more local content. I hope you enjoy the newspaper and encourage you to send us your thoughts and suggestions. We publish the newspaper, but it really belongs to the Morgan community. We hope that the pages each week help you know what is happening and little more about your neighbors and we hope it enhances the feeling of community in Morgan. Newspapers across the nation have been struggling for survival and we are no exception. It is the support of the community and the community spirit that has kept the newspaper alive and a vibrant part of the community since 1923. May it continue for many years to come. Thank you again for your support, friendship, and participation. Don Anderson Publisher, The Morgan County News
Editorial – 100th issue of The Morgan County News
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The Cabriolet is the Original Chariot bike trailer . Designed for outdoor enthusiasts who place an emphasis on cycling, the Chariot Cabriolet is a fantastic two-passenger bicycle trailer that converts easily to a jogging stroller, walking stroller, or hiking carrier. . . all by utilizing the same patented VersaWing 2.0 technology as other Chariot carriers like the Cougar 2 , Corsaire XL , and CX 2 . Built on an anodized aluminum frame, the Cabriolet is the lightest two-passenger Chariot carrier, and has the smallest folded dimensions of the bunch. Standout Features: Comes complete with the Chariot CTS Bicycle Trailer Kit Compact fold Uses VersaWing 2.0 technology for quick and easy changes between CTS Kits Benefits for You: The lightweight aluminum frame makes hauling 100 lbs of kid and groceries easy and breezy while the alloy wheels trim down the poundage. And with a roomy rear storage compartment, picking up dinner on the way home has never been easier. Installation: The Chariot Cabriolet comes ready to stroll. Simply attach the hitch and pedal away! The VersaWing 2.0 technology makes attaching any other CTS Kit just a matter of pulling a pin. Compatibility: The Chariot Cabriolet comes ready to roll. Transform your Cabriolet into a stroller, jogger, or hiking trailer with any of these CTS conversion kits: CTS Strolling Kit CTS Jogging Kit CTS Hiking Kit Benefits for Baby: The Cabriolet makes passengers comfortable with plenty of padding in the seats, an integrated helmet space for slouch-free sitting, and oodles of vents for breezy riding. When weather strikes, pop on the weather cover for protection against wind and rain. The front sun shade keeps their little eyes from squinting.
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CAMBRIDGE, Mass. – A hard-fought goal by junior Ben Lewis (West Hartford, Conn.) in the 21st minute stood up as the MIT men's soccer team defeated Salve Regina University, 1-0, in a non-conference men's soccer game on Wednesday afternoon. The victory snapped the Engineers' five-game losing skid and raised their record to 5-5-0 on the year while the Seahawks' ledger lowered to 5-6-1.
In the 18th minute, Salve Regina nearly opened the scoring on a breakaway by Sean McAllister but he was taken down outside the box on the near sideline. The ensuing free kick sailed over the goal, setting up what proved to be MIT's game-winning tally. Senior Max Stein-Golenbock (Boston, Mass.) found Lewis in the box who was swarmed by a defender and goalie Zachary Harlan. While battling for possession, Lewis managed to strike the ball into the open net as he fell to the ground. The Engineers almost extended their advantage a few minutes later, but Stein-Golenbock's 30-yard blast glanced off the top of the crossbar.
The Seahawks had three quality opportunities to register the equalizer in the first half, with a pair of attempts coming from McAllister. Chasing a bouncing ball on the edge of the box, he quickly tapped it upwards as senior goalie Dylan Rankin (Providence, R.I.) slid on the turf. However, Rankin grabbed the ball as it went over his head to preserve the slim lead. Shortly thereafter on a breakaway with two defenders pursuing him, McAllister unleashed a low shot which Rankin cleared away. With 4:56 remaining in the frame, McAllister's toss into the box from the nearside resulted in a scramble. With Rankin caught out of position, Christopher Knoth redirected the ball but it caromed off the inside of the near post and was ultimately cleared out by the defense.
The outstanding play by both goalies continued in the second stanza. In the 49th minute, Harlan quickly deflected a line drive by Lewis that was coming right at his head. Moments later, Rankin turned away a low shot by McAllister following a short corner kick. On the counterattack, Harlan made a diving save at the near post on a strike by sophomore Jonathan Tebes (Hamden, Conn.). Exactly 10 minutes after coming off the bench MIT freshman Samuel Cannon (Scarsdale, N.Y.) made a point-blank save on a blast by Patrick Charland.
With less than nine minutes remaining in regulation, senior Zach Kabelac (Potomac, Md.) unleashed a shot from the far side towards the near post. Harlan came off his line and made a diving stop with his right hand to keep Salve Regina within striking distance. The Seahawks' final chance to end the shutout came with 47 seconds on the clock when they were awarded a corner kick, but the Engineers' defense was impenetrable.
Rankin recorded three saves during the first 60 minutes of action while Cannon had one stop in relief. Harlan totaled four saves for the visitors.
Next up for both squads will be contests with conference foes on Saturday, Oct. 8. MIT will host NEWMAC rival Babson College while Salve Regina will visit TCCC opponent Gordon College.


text: Hi David replying also on Henning's behalf On Monday 22 February 2010 21:30:38 David Mathog wrote: > > Are you saying that now that you are monitoring you are seeing kernel > panics which did not appear before? > No, but there seem to be a switch in the kernel module that allows to trigger a kernel panic upon discovering uncorrectable errors. > You can get some information through netconsole, but you know that already. > Yup already running, question is if a kernel panic would also be fully visible via netconsole - we are glad that we rarely have those ;) > Well, you could log process start/stops and flush them to disk or syslog > them, so that at least when the system crashes it would be possible to > derive a list of everything that was still running. Doubt this will > help much though, since the most likely culprit is a bad stick of > memory, in which case the netconsole or IPMI or MCE messages may be > enough to figure out which stick is the problem. That is, whichever > process triggered it is probably an innocent bystander. Yes, but the memory of any process might get corrupted, thus this is more to learn which user is currently running jobs. Which in turn enables us to notify these users that this particular machine running these jobs had a problem and the user might need to re-run her jobs to prevent "false" data entering her job. Cheers Carsten -------------- next part -------------- A non-text attachment was scrubbed... Name: smime.p7s Type: application/pkcs7-signature Size: 1871 bytes Desc: not available URL: <http://www.beowulf.org/pipermail/beowulf/attachments/20100223/35c1c67b/attachment.bin>


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On the Difficulty of Recognizing the Jewish State of Israel
June 19, 2011 4 Comments
From the simple recognition of Israel as a Jewish state, peace and a Palestinian state follow. The chief geopolitical excruciation of our time, the Palestinian obsession of the United Nations, the rancor of millions who thrive on demonizing either Israel or Palestinians — all of it shrivels if Palestinians and surrounding Arab states simply recognize Israel's right to exist as a Jewish state.
But that single, simple step to peace remains elusive. Why?
Note that I am urging Israel's right to exist as a Jewish state, not merely Israel's right to exist. The extremists who cannot even acknowledge Israel's rudimentary right to exist are part of the permanent insurgency against peace and human decency. They will never entirely disappear, but they can be marginalized.
The question of recognizing Israel as a Jewish state is more complicated. It would mean, for example, giving up any Palestinian "right of return" to Israel. Asking Israel to absorb potentially millions, or even hundreds of thousands, of Palestinian refugees in Israel would be an invitation to geopolitical suicide. Eventually, Israel's Jews would be a minority population. Israel's Jews cannot become a minority population, for there would then be no defensible homeland for the Jews. Jews would again become beholden to a fickle majority, as they were in Europe and Russia — and to every Jew who vows to remember, this cannot happen. Never again.
We melting-pot Americans are not accustomed to thinking of states as ethnic enclaves — even though they often are. We would chafe at the notion of Guatemala as a Mayan state or Kenya as Kikuyu state. But the viability of Israel as a Jewish state is a special case, rooted in excruciating history.
Think of the Middle East as a football field. Think of Israel and Palestine as two wee postage stamps on this football field. The scale is important for the history that follows.
On October 4, 1946, President Truman issued a statement declaring United States support for creation of a "viable Jewish state." On November 29, 1947, the United Nations General Assembly approved a partition plan that divided the tiny area into three entities: a Jewish state, an Arab state, and an international zone around Jerusalem.
Jews accepted this internationally-sanctioned partition. Arabs did not. At this crucial inception of Israel, there was never any international question that the tiny nation of Israel would be a Jewish state.
There was a sound reason for this tiny new state, and a sound reason that it be Jewish. In 1946, there were still tens of thousands of displaced Jews in Europe, survivors of the Holocaust. The thriving Jewish communities of Europe were all but wiped out. The Nazi machine killed six million Jews and produced a new word: genocide. But the defeat of the Nazis did not defeat homicidal anti-Semitism. Jewish refugees attempting to return to their European homes met murderous bigotry.
The middle 20th-century put to rest forever the notion that Jews, as a minority, could rely on the good will of their host nations. Good and patriotic German Jews, good and patriotic Polish Jews, good and patriotic Hungarian Jews — all died in the gas chambers, or were killed by locals when they tried to return.
Jews needed their own place to live. Their original homeland, the place that gave rise to the Bible, the place where they had a continuous presence for thousands of years, the place where Jews had been going for decades and transforming the land, made sense.
The world understood this in 1947. The world understood that Jews needed one place that they controlled, one place where pogroms were impossible, one place where Jews could be Jews without apology and obsequiousness. The world understood that the people who had suffered the most horrific slaughtering in human history had earned a place of their own.
Arabs also lived in this land. Indeed, Arabs, Jews and Christians had been living side-by-side for quite some time in what was then the British Mandate. And so the world did not give it all to the Jews. The world split it between Arabs and Jews. It was the solution to which everyone now aspires: a Jewish state and an Arab state. Yes, 64 years ago, the world solved the Middle East problem.
The Jews said yes, but the Arabs balked. On May 14, 1948, David Ben-Gurion, Israel's first prime minister, proclaimed the existence of a Jewish state called Israel. President Truman's administration immediately issued the following statement: "This Government has been informed that a Jewish state has been proclaimed in Palestine, and recognition has been requested by the provisional government thereof. The United States recognizes the provisional government as the de facto authority of the State of Israel."
On May 15th, Arab states issued their response statement, and Egypt, Syria, Jordan, Lebanon, and Iraq attacked the new state of Israel, aided by volunteers from Saudi Arabia, Yemen and Libya. It could have been over for Israel then. It very nearly was. The football field attacked the postage stamp with determination to wipe it out.
Meanwhile, the Grand Mufti of Jerusalem, Haj Amin al-Husseini, declared a new genocide against the Jews: "kill the Jews wherever you find them — this serves God." He really meant it. He had passed the world war with fascists, and while a guest of fascist Italy in 1941, he submitted to the German government a draft declaration of German-Arab cooperation, stating:
Germany and Italy recognize the right of the Arab countries to solve the question of the Jewish elements, which exist in Palestine and in the other Arab countries, as required by the national and ethnic (völkisch) interests of the Arabs, and as the Jewish question was solved in Germany and Italy.
Had the Nazis prevailed in North Africa (they didn't), they had a plan to exterminate Palestinian Jews and prevent the establishment of a Jewish state, and "the most important collaborator with the Nazis and an absolute Arab anti-Semite was Haj Amin al-Husseini, the mufti of Jerusalem." Many honorable Palestinians refused to take up arms against the Jews because of their disgust with Haj Amin al-Husseini.
The fledgling state of Israel survived, barely, the attack of every surrounding Arab country. Israel survived again in 1967 and 1973, when Arab regimes attacked Israel with intent to destroy it. The violations of international law, never mind human decency, in these attacks are legion.
Meanwhile, Arab states set about dealing with their Jewish populations, and it wasn't pretty. Most of Yemeni and Adeni Jews, some 50,000, were evacuated between 1949-1950 in fear of their security. 150,000 Iraqi and Kurdish Jews were encouraged to leave in 1950 by the Iraqi Government, which ordered in 1951 "the expulsion of Jews who refused to sign a statement of anti-Zionism." The Jews of Egypt began fleeing the country in 1948, and most of the remaining, some 25,000, were expelled in 1956. The Jews of Algeria were deprived of their citizenship in 1962.
So Jews were being systematically kicked out of Arab countries, typically without their property. There could have been a "Jewish refugee" problem exceeding the "Palestinian refugee" problem. But there wasn't because Israel of course accepted the 800,000-1,000,000 Jews kicked out of Arab countries. Palestinian refugees, meanwhile, suffered horrible deprivations of basic rights by their host countries.
Over 400,000 Palestinian refugees live in Lebanon, and they are barred from 73 job categories including professions such as medicine, law and engineering. They are not allowed to own property, and even need a special permit to leave their refugee camps. Unlike other foreigners in Lebanon, they are denied access to the Lebanese health care system. The Lebanese government refused to grant them work permits or permission to own land.
The Arab League has instructed its members to deny citizenship to Palestinian Arab refugees (or their descendants) "to avoid dissolution of their identity and protect their right to return to their homeland." In other words, Palestinian refugees are pure politics for Arab League members. And that is why the most free Palestinians live in America and Israel.
If I were Palestinian — and sometimes I wish I were just for the test of my character in the teeth of oppression and suffering — I believe I would be skeptical of my Arab brothers and their cynical anti-Semitism, and I believe I would say yes, let there be a Jewish state and a Palestinian state so that I could at least begin to control my own destiny, and I would cease to be a pawn in the games of nations that have done nothing for me except exploit my victim status.
Israel must be a Jewish state. There must be a homeland for Jews. And there must be a homeland for Palestinians. We have not evolved beyond ethnic thinking and ethnic hatred. That will take a while. Meanwhile, there can be peace, accounting for ethnic hatreds — but it must begin with recognition of Israel as a Jewish state.
And acceptance of a Jewish state begins with understanding of what happened to Jews. The Holocaust must become real to Palestinians. In the New York Times, Palestinian social scientist Mohammed S. Dajani Doudi and Jewish-American historian Robert Satloff write:
But Palestinians, and Arabs more generally, know little about the Holocaust and what they do know is often skewed by the perverted prism of Arab popular culture, from the ranting of religious extremists to the distortions of certain satellite television channels to the many ill-informed authors. What happened to the Jews during World War II is not taught in Arab schools or universities, either as part of world history or as a lesson in genocide awareness or as an atrocity that ought not to be repeated.
* * *
Almost two years ago millions of Muslim Arabs listened carefully when President Barack Obama, speaking in Cairo, respectfully recited sentences from the Koran and proclaimed America's endorsement of a two-state solution to achieve a durable Israeli-Palestinian peace. Few, however, remember that he also condemned Holocaust denial. Now that the Arab masses are applying the universal lessons of democracy, human rights and the rule of law in taking down their authoritarian governments, it is time they take back the learning of history, too. That includes teaching their children the universal lessons of the Holocaust.
History, true history, is almost always painful. Understanding why Israel must be a Jewish state is painful. Jews in Israel cannot ever again submit to the tolerance of a host culture. That is absolute.


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I would like to introduce my new project for my 1989 SC 5spd. Currently my car has a perfectly good 4.2 engine with an MPX that makes over 380whp on pump gas. It won its dyno class (M90) at the 2016 shootout. Its running somewhere in the high 12s at the track, trapping ~107mph, and it probably should go mid 12s with a better driver. Its a great car, and I enjoy driving it to work when the weather is nice, which is most of the year down here in NC. I have learned a tremendous amount from these forums and wrenching on this car over the past 5 years. The car is a blast to drive and is pretty clean for its age. However, as is often the case, I have been bitten by the horsepower bug again.
I have been considering my options for a while now. Should I put a bigger supercharger on it? Should I go turbo? Should I swap the engine? If so, which engine? Ill share a little bit about my decision making process and let you guys understand where I am coming from, even if you dont agree with it.
Bigger supercharger: These are somewhat hard to come by and usually cost in the $2-4k ball park from what I have seen over the years. Then there is the cost of fuel system upgrades. The cars that I have seen with the ARs and the Whipples seem to make in the 450-500 whp range. While this is impressive, I dont think this option is for me.
Turbo: I thought a long time about just putting a turbo on the current engine. I really like the idea of a turbo, making more power per PSI. This is a bit more expensive option but Im not really sure how expensive. I would guess in the $6k range. Add another $2k if you want to upgrade the fuel system and convert to corn. Binks has shown that you can make over 700whp with a turbo on E85. Concerns about converting to corn, and the overall stress put on the motor to run at this level are holding me back from this option.
Engine swap: A V8 should be easier to make the kind of power I want. So which engine to swap? The 5.0 is the obvious choice, mainly because it fits. David Dalke going 11.7 on a stock 5.0 with a turbo is pretty awesome. But we all know the stock 5.0 is a time bomb near 500 hp. Looking at Dart blocks to counter act this problem would add at least $2k to the price. And I wouldnt put stock stuff in a Dart block, Id have to build 347, and it would end up being $10k knowing me. And really when you get down to buying Dart Block, you can build a 427 almost as cheap as a 347. So facing that decision, I started considering the production 351w. From what I can tell, the stock 351 block can survive in the 600-800 range. My research tells me it will fit, it will be a pain, but it will fit. Im liking this option.
So what are my goals? Id like to make a 700 whp street car. Id like to build a turbo car. I need a project and I really enjoy wrenching. I have recently added a tig welder to my shop, so I would love to use that to fabricate some of my own stuff. I have always wanted a 408 or a 427 sbf, why? I dont know, I just like big small blocks. Whats the budget? Im going to say ~$10k, but thats over a couple years and this project is likely going to evolve. I kind of have the idea that I would spend about the same as I did when I built the 4.2, but end up with 700whp instead of 400whp. I am going to do a better job on this project to save money where I can, and spend it where required. Required thats kind of funny when you have a perfectly good engine in your car.
How to get there? Here is the loose initial plan. I am going to start with a stock 5.8 from E-150 van, a junkyard motor that made about 210hp and 325ftlbs when new not that different than what a 1989 SC makes. The first phase is to get it in the car and running. Add to that finding an intake/hood combination that will work. The second phase is to add a turbo and get that working on the stock motor (with some big ring gaps). The idea is to run low boost, to figure tuning and what not with the turbo. If this phase works well, then the car might stay this way for a while. The third phase, the engine would receive heads and a cam. By this point I would anticipate that it should be making in ~500 whp range at this point on pump gas. Once all that is figured out, the plan is to build the 351 into a 408 or 427. And somewhere along the way, I will be selling my current motor, MPX , and miscellaneous parts to help offset the cost.
So there you have it. Project GFP Glutton for Punishment. Ill give DD credit on the project name. However, that phrase has been muttered a number of times over the past few years by me and my cousin as weve wrenched on the SC. This isnt going to be easy. Not exactly cheap. But it should be a lot of fun and provide a good long term project for me and the SC.
And here we go....


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Star Clusters Born Among the Interacting Galaxies of Stephan's Quintet
This close-up view of Stephan's Quintet, a group of five galaxies, reveals a string of bright star clusters that sparkles like a diamond necklace. The clusters, each harboring up to millions of stars, were born from the violent interactions between some members of the group. The rude encounters also have distorted the galaxies' shapes, creating elongated spiral arms and long, gaseous streamers.
The NASA Hubble Space Telescope photo showcases three regions of star birth: the long, sweeping tail and spiral arms of NGC 7319 [near center]; the gaseous debris of two galaxies, NGC 7318B and NGC 7318A [top right]; and the area north of those galaxies, dubbed the northern starburst region [top left].
The clusters' bluish color indicates that they're relatively young. Their ages span from about 2 million to more than 1 billion years old.
The brilliant star clusters in NGC 7318B's spiral arm (about 30,000 light-years long) and the northern starburst region are between 2 million and more than 100 million years old. NGC 7318B instigated the starburst by barreling through the region. The bully galaxy is just below NGC 7318A at top right. Although NGC 7318B appears dangerously close to NGC 7318A, it's traveling too fast to merge with its close neighbor. The partial galaxy on the far right is NGC 7320, a foreground galaxy not physically bound to the other galaxies in the picture.
About 20 to 50 of the clusters in the northern starburst region reside far from the coziness of galaxies. The clusters were born about 150,000 light-years from the nearest galaxy.
A galaxy that is no longer part of the group triggered another collision that wreaked havoc. NGC 7320C [not in the photo] plowed through the quintet several hundred million years ago, pulling out the 100,000 light-year-long tail of gaseous debris from NGC 7319. The clusters in NGC 7319's streaming tail are 10 million to 500 million years old and may have formed at the time of the violent collision. The faint bluish object at the tip of the tail is a young dwarf galaxy, which formed in the gaseous debris.
The quintet is in the constellation Pegasus, 270 million light-years from Earth. Spied by Edouard M. Stephan in 1877, Stephan's Quintet is the first compact group ever discovered.
The mosaic picture was taken by Hubble's Wide Field and Planetary Camera 2 on Dec. 30, 1998 and June 17, 1999.
Image Credits: NASA, Jayanne English (University of Manitoba), Sally Hunsberger (Pennsylvania State University), Zolt Levay (Space Telescope Science Institute), Sarah Gallagher (Pennsylvania State University), and Jane Charlton (Pennsylvania State University);
Science Credits: Sarah Gallagher (Pennsylvania State University), Jane Charlton (Pennsylvania State University), Sally Hunsberger (Pennsylvania State University), Dennis Zaritsky (University of Arizona), and Bradley Whitmore (Space Telescope Science Institute)


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exwyo on Family Tree Circles
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Looking for Wm Case Benedict parents - Canada circa 1818
I am trying to find information on the parents (and other ancestry) of William Case Benedict. He was born May 22, 1818 in Fredericksburg, Ontario, Canada. Father's name was probably Ared Benedict. Mother's name may be Pringle(last name?).
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Steven Brent needed a new print or packaging design and created a contest on 99designs.
2 winners were selected from 18 designs submitted by 6 freelance designers.
We provide recurring payment solutions through state of the art web interfaces and leading web service API technologies. We handle the billing, collections, and billing related client correspondence with customers so that our clients (the businesses) can focus on their core business. Our systems provide easy to use user interfaces for both the business owners as well as their customers to manage their payment options and accounts. Because the payment industry is so old and boring, we want to bring a fresh face and a fresh concept to the marketplace. We want our logo to demonstrate that we're creative and engaged in helping our customers and their clients.
You can find our website at http://www.xefinancial.com
Our target audience are the hundreds of thousands of small business owners across the United States (for now) who provide a product or service that needs to be billed for on a regular basis. For example, a person who owns a self-storage facility has customers whom he needs to bill on a monthly basis. XEFinancial will handle the new account setup, the monthly billing, collections for problem accounts, account statements, and even physical access control into the facility. Similarly, for a service business such as a pool cleaning service. We will provide the monthly invoicing, statements, reports, and collections services for the business owners.
We are looking for a brochure design
Attached is the logo & color schemes and some of the verbiage.
For more information on the company please visit http://www.xefinancial.com
In the attached are my initial thoughts only on the brochure and I am absolutely open for change.
This is a financial service company and I want to the design to reflect some professionalism, but at the same time still look modern and innovative.


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Cyber warfare requires better defense strategy
During the Cold War, the peace was assured by fear of the accepted concept of MAD – mutually assured destruction by nuclear weapons. It is doubtful Americans can rely on the cyber warfare equivalent – perhaps MACC, for mutually assured computer crash.
This week it became apparent the Chinese military has, in effect, launched a guerrilla war in cyberspace against the U.S. government and businesses in this country, using computer hackers. Both government and business secrets have been stolen.
Most people are unaware of how reliant we have become on computers and the Internet. The financial system could be crippled if Chinese hackers somehow find a way to interfere with electronic funds transfers. Distribution of electricity through power grids is controlled by Internet-linked computers. Air traffic control systems rely on computers. So does our military. The list goes on and on.
White House aides have suggested the U.S. may retaliate against China through measures such as trade sanctions. But there has been no recommendation we react by stealing Chinese secrets or damaging that country's computer-controlled systems.
Threatening to do so would be the equivalent of the MAD understanding between U.S. and Russian officials for many years – except that it might not deter Beijing. That is because China is not nearly as reliant on computers and the Internet as the United States. We have much more to lose than the Chinese in an all-out hacking exchange.
Experts have warned for years the U.S. lacks adequate defenses against cyber attacks.
Clearly, we are running out of time to devise some sort of shield against hackers or, perhaps a credible deterrent involving devastating retaliation.