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Dunbar's Life and Career
Joanne M. Braxton
Paul Laurence Dunbar published in such mainstream journals as Century, Lipincotts Monthly, the Atlantic Monthly, and the Saturday Evening Post. A gifted poet and a precursor to the Harlem Renaissance, Dunbar was read by both blacks and whites in turn-of-the-century America.
Dunbar, the son of two former slaves, was born in Dayton, Ohio, and attended the public schools of that city. He was taught to read by his mother, Matilda Murphy Dunbar, and he absorbed her homespun wisdom as well as the stories told to him by his father, Joshua Dunbar, who had escaped from enslavement in Kentucky and served in the Massachusetts 55th Regiment during the Civil War. Thus, while Paul Laurence Dunbar himself was never enslaved, he was one of the last of a generation to have ongoing contact with those who had been. Dunbar was steeped in the oral tradition during his formative years and he would go on to become a powerful interpreter of the African American folk experience in literature and song; he would also champion the cause of civil rights and higher education for African Americans in essays and poetry that were militant by the standards of his day.
During his years at Dayton's Central High, Dunbar was the school's only student of color, but it was his scholarly performance that distinguished him. He served as editor in chief of the school paper, president of the literary society, and class poet. His poetry grew more sophisticated with his repeated readings of John Keats, William Wordsworth, Samuel Taylor Coleridge, and Robert Burns; later he would add American poets John Greenleaf Whittier, Henry Wadsworth Longfellow, and James Whitcomb Riley to his list of favorites as he searched ardently for his own poetic voice. But it was his reading of Irwin Russell and other writers in the plantation tradition that led him into difficulty as he searched for an authentic poetic diction that would incorporate the voices of his parents and the stories they told.
After graduating from high school in 1891, racial discrimination forced Dunbar to accept a job as an elevator operator in a Dayton hotel. He wrote on the job during slack hours. He became well known as the "elevator boy poet" after James Newton Mathews invited him to read his poetry at the annual meeting of the Western Association of Writers, held in Dayton in 1892.
In 1893 Dunbar published his first volume of poetry, Oak and Ivy, on the press of the Church of the Brethren. That same year he also attended the World's Columbian Exposition, where he sold copies of his book and gained the patronage of Frederick Douglass and other influential African Americans.
In 1895 Dunbar initiate a correspondence with Alice Ruth Moore, a fair-skinned black Creole teacher and writer originally from New Orleans. Three years later he married Alice in secret and over the objections of her friends and family. During the years of their marriage, Dunbar began to suffer from tuberculosis and the alcohol prescribed for it. The Dunbars separated permanently in 1902 but remained friends, and Alice continued to be known as "the widow of Paul Laurence Dunbar" even after her 1916 marriage to publisher Robert J. Nelson. The Dunbars had no children.
Dunbar published eleven volumes of poetry including Oak and Ivy (1893), Majors and Minors (1895), Lyrics of Lowly Life (1896), Lyrics of the Hearthside (1899), Poems of Cabin and Field (1899), Candle-Lightin' Time (1901), Lyrics of Love and Laughter (1903), When Malindy Sings (1903), Li'l Gal (1904), Howdy, Honey, Howdy (1905), and Lyrics of Sunshine and Shadow (1905). Dunbars so-called Complete Poems were published posthumously in 1913. The most complete edition of Dunbars poetry, The Collected Poetry of Paul Laurence Dunbar, containing a selection of sixty poems not published in 1913, did not appear until 1994. Dunbar's published fiction includes The Uncalled (1898), Folks from Dixie (1898), The Strength of Gideon and Other Stories (1900), The Fanatics (1901), and The Sport of the Gods(1902), but he remains best known for his poetry.
Much of the controversy surrounding Paul Laurence Dunbar concerns his dialect poetry, wherein some scholars, such as the late Charles T. Davis, felt that Dunbar showed the greatest glimmers of genius. Sterling A. Brown, writing in Negro Poetry and Drama in 1937, asserted that Dunbar was the first American poet to "handle Negro folk life with any degree of fullness" but he also found Dunbar guilty of cruelly "misreading" black history. This points to the basic flaw in Paul Laurence Dunbars attempts to represent authentic African American folk language in verse. He was not able to transcend completely the racist plantation tradition made popular by Joel Chandler Harris, Thomas Nelson Page, Irwin Russell, and other white writers who made use of African American folk materials and who showed the "old time Negro" as if he were satisfied serving the master on the antebellum plantation.
While Dunbar sought an appropriate literary form for the representation of African American vernacular expression, he was also deeply ambivalent about his undertaking in this area. He recognized that many of his experiments yielded imperfect results and he was concerned that prominent white critics such as William Dean Howells praised his work for the wrong reasons, setting a tone that other Dunbar critics would follow for years as they virtually ignored his standard English verse and his published experiments with Irish, German, and Western regional dialects.
Some African American critics saw a concession to racism evident in Dunbar's black dialect poetry, and while it is unlikely that any perceived concession was intentional, it can certainly be argued that dialect poems like "Parted" and "Corn Song" were more derivative of the plantation school than they were original productions of African American genius. Yet, during his lifetime, Dunbars work was praised by Frederick Douglass, Booker T Washington, and W. E. B. Du Bois, among others.
Negative treatment of Dunbars poetry by black critics including scholar-poet James Weldon Johnson did not surface
fully until the New Negro movement of the 1920s. On the other hand, poets Countee Cullen and Langston Hughes publicly admired and emulated Dunbar. A considered reading of poems like "We Wear the Mask," "When Malindy Sings," "Frederick Douglass," "The Colored Soldiers," or "The Haunted Oak" affirms Dunbar's loyalty to the black race and his pride in its achievements, as well as his righteous anger over racial injustice.
In the second half of the twentieth century Paul Laurence Dunbar was rediscovered, In 1972 centenary conferences marking the hundredth anniversary of Dunbars birth were held at the University of Dayton and the University of California at Irvine, with prominent black poets and writers in attendance. At the Irvine conference, poet Nikki Giovanni suggested that Dunbars "message is clear and available ... if we invest in Dunbar the integrity we hope others will give us."
Anew edition of Dunbar's poems subsequently put long out-of-print Dunbar poems back on the classroom shelf, making it possible for teachers to acquaint a new generation of poets and scholars with Dunbars work.
See Also: Addison Gayle, Jr., Oak and Ivy: A Biography of Paul Laurence Dunbar, 1971. Jay Martin, ed., A Singer in the Dawn: Reinterpretations of Paul Laurence Dunbar, 1975. Jay Martin and Gossie Hudson, eds., Paul Laurence Dunbar Reader, 1975. Peter Revell, Paul Laurence Dunbar, 1979. Joanne M. Braxton, ed., The Collected Poetry of Paul Laurence Dunbar, 1993.
From The Oxford Companion to African American Literature. Ed. William L. Andrews, Frances Smith Foster, and Trudier Harris. New York: Oxford University Press. , 1997. Copyright © 1997 by Oxford University Press.
William L. Andrews and Patricia Robinson Williams
Lyrics of Lowly Life (1896) was Paul Laurence Dunbars first commercially published book and probably the best-selling volume of African American poetry before the Harlem Renaissance. Of the 105 poems in the volume, 97 had been previously published in Dunbars Oak and Ivy (1893) and Majors and Minors (1895), suggesting that Lyrics of Lowly Life was designed to serve as a showcase anthology of what the poet and his supporters felt was an under-recognized literary achievement. The popular appeal and literary significance of Lyrics of Lowly Life was enhanced by the introduction that William Dean Howells, a well-established white literary critic, wrote for the volume. The major literary influences on the poems in Lyrics of Lowly Life are British Romantic poets such as John Keats and Percy Bysshe Shelley, and American regional poetry, particularly the work of the Indiana writer James Whitcomb Riley. What made Dunbar's poetry most notable to readers in his own time, however, were his evocations of the flavor of life and the folkways of 'down home' black America through the speech and dialect of rural African Americans.
The contents of Lyrics of Lowly Life may be conveniently divided between poems written in standard English and the dialect poetry that gained Dunbar international fame. Among the poems in Lyrics of Lowly Life written in so-called Negro dialect are such favorites from previous Dunbar volumes as "When Malindy Sings," "A Negro Love Song," "An Ante-Bellum Sermon," "The Party," and "When de Co'n Pone's Hot." Dunbars dialect verse displays his talent in rendering melodies associated with popular songs and ballads, such as "The Old Apple-Tree" and "A Banjo Song." In the introduction to Lyrics of Lowly Life, Howells reserved special praise for Dunbars dialect poems, judging them a product of the poet's innate ability to "feel the negro life aesthetically and express it lyrically." Dunbar showed his appreciation of Howells's support by dedicating Lyrics of Lowly Life to the white critic as well as to Dunbar's mother, but the poet came to believe that Howellss praise of the dialect poems deflected attention away from his more serious verse in standard English.
Lyrics of Lowly Life contains a wealth of Dunbars most thoughtful and ambitious verse. "Frederick Douglass" commemorates in a dignified style the life and example of the great freedom orator and abolitionist. Two odes, "Ode to Ethiopia" and "Columbian Ode," adapt a traditional Romantic poetic form to commemorate both racial and national patriotism. Many of Dunbar's poems about nature, love, and death betray the poets tendency to indulge in idealized and conventional responses to time-worn themes. But in such classic lyrics as "Not They Who Soar," which cautions that "flight is ever free and rare," and "We Wear the Mask," which warns of "the mask that grins and lies," Dunbar spoke eloquently and individually to the complexity of his struggle to articulate an African American poetic voice to a white American audience.
From The Oxford Companion to African American Literature. Ed. William L. Andrews, Frances Smith Foster, and Trudier Harris. New York: Oxford University Press. , 1997. Copyright © 1997 by Oxford University Press.
Joanne V. Gabbin
Other nineteenth-century African American poets anticipated Paul Laurence Dunbars question concerning "why the caged bird sings." James Monroe Whitfield appears to speak for several of his contemporaries when he has the speaker in "The Misanthropist" say, "In vain thou bid'st me strike the lyre, / and sing a song of mirth and glee." For Whitfield, James Madison Bell, and Albery Allson Whitman, the thoughts that troubled their minds--the evils of slavery, the hope of freedom, struggles with oppression and violence--were frought "with gloom and darkness, woe and pain." These poets continued the tradition of protest begun by Horton. However, James Edwin Campbell and Daniel Webster Davis made mirth their dominant lyric and wrote dialect poems that mimicked the stereotypes of the popular plantation tradition. Other poets such as Ann Plato and Henrietta Cordelia Ray took the route of romantic escapism.
With the publication of Oak and Ivy in 1893, Paul Laurence Dunbar inaugurated a new era in African American literary expression, revealing himself as one of the finest lyricists America had produced. His second book, Majors and Minors (1895), attracted the favorable attention and endorsement of the literary critic William Dean Howells. Howells's now classic introduction to Dunbar's third volume of poems, Lyrics of Lowly Life (1896), became the quintessential literary piece of damning praise that elevated Dunbar's dialect poems above his poems written in standard English. It ensured his acceptance and popularity among an audience of white readers who were warmed by the good cheer of the hearthside and comforted by the aura of pastoral contentment, hallmarks of Dunbars bucolic verse. His obligatory mimicking of the plantation tradition conventions popularized by Irwin Russell, Joel Chandler Harris, and Thomas Nelson Page resulted in a perpetuation of these conventions. However, there was no denying for many the immense popularity, freshness, humor, and catchy rhythms of his memorable dialect poems. Nonetheless, Dunbars meteoric rise to fame did not accommodate a thorough and broad appreciation of the other side of his genius displayed in his nondialect poems. Tragically, the young poet lived a scant ten years after the publication of Lyrics of Lowly Life, years that were filled with regret that the world had ignored his deeper notes "to praise a jingle in a broken tongue."
From The Oxford Companion to African American Literature. Ed. William L. Andrews, Frances Smith Foster, and Trudier Harris. New York: Oxford University Press. , 1997. Copyright © 1997 by Oxford University Press.
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hubiejr necesitaba un nuevo diseño de logotipo y lanzó un concurso de diseño en 99designs.
Un ganador ha sido elegido entre 65 diseños de 24 diseñadores freelance.
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Descubre cómo funciona un concurso de diseño u obtén más información sobre nuestros servicios de diseño de logo.


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Strasbourg, 23 November 2010
Europe 2020 flagship initiative 'An Agenda for new skills and jobs: A European contribution towards full employment'. Frequently asked questions
What is the main goal of the flagship?
The main goal is to achieve by 2020 an employment rate for women and men of 75 % for the 20-64 years age group. This objective is one of the five headline targets of the Europe 2020 Strategy for smart, sustainable and inclusive growth. The 'Agenda for new skills and jobs' will boost inclusive growth by raising the employment rate with more and better jobs, helping people of all ages anticipate and manage change by equipping them with the right skills and competences, modernising labour markets and welfare systems, and ensuring the benefits of growth reach all parts of the EU. At the same time EU employment policies must help shape the transition to a green economy.
To achieve these objectives, the Commission is proposing actions across 4 main areas: To make Europe's labour markets function better, equip people with the right skills for employment, improve job quality and working conditions, and create jobs.
Why do we need an employment rate of 75%?
75% is estimated to be full employment. Today, with declining fertility rates, the EU working age population (15-64) will start shrinking as early as 2012. Not counting any migration effects, the EU's working-age population would shrink by 12 % in 2030 and by 33 % in 2060 compared with 2009, putting our social model and welfare systems at risk. To make them future-proof, more people need to get into work. Everybody who wants to get a job should be able to do so, reaping the benefits that having a job brings with it.
What are the main actions?
Who is going to put into practice all the actions?
The main responsibility and instruments in the area of employment policy lies with the Member States. However, the 75% EU employment rate target will only be achieved by pooling all efforts and instruments. While the flagship initiative sets out mainly the EU-level actions to reach the employment target, many of the proposed actions will involve Member States as well as social partners. Implementation will be based on a mix of EU policy instruments, including legislation, policy coordination, social dialogue, funding and strategic partnerships.
How does the flagship relate to the other parts of the Europe 2020 Strategy?
The Agenda is complemented by other EU initiatives including the Europe 2020 flagship 'Youth on the Move' and the 'Strategy for equality between women and men 2010-2015'. More importantly, many of the policy areas of this Agenda, such as job creation, depend on – and are only part of - the integrated approach of the Europe 2020 strategy.
How will the flagship initiative support the move towards a low-carbon economy?
More efforts to anticipate future skills needs help us define which skills are needed to help us move towards a low-carbon economy. This requires both very specific skills and competences, for example in the area of energy efficiency, and at the same time also skills that across the board help us make our way of working 'greener'.
The flagship also proposes actions to strengthen the role of public employment services. They can play a key role in providing people with information, guidance, as well as matching services and training to make use of opportunities arising from the move towards a low-carbon economy.
How long is this flagship valid for – does it cover the period up to 2020?
The Commission will revise the Agenda's priorities in 2014, and adapt them to the new Multiannual Financial Framework. Till then, it will report on progress in the Annual Growth Surveys within the Europe 2020 strategy.
What financial resources does the EU have to support the flagship?
The European Social Fund (ESF) can support many of the actions proposed in this flagship, including the design of better policies such as active labour market measures and lifelong learning and support institutions such as public employment services. It can also support forecasting of skills needs and developing qualifications and competences, or reforming education and training systems to strengthen their labour market relevance. Social partners can also be supported by the ESF through partnerships for reform in employment.
Both the ESF and the recently created Microfinance Facility (MFF) will help to help create jobs, making up to 45000 loans available over the coming eight years to help people set up their own businesses.
The Commission's Lifelong Learning Programme, which includes support for mobility through Erasmus (higher education), Leonardo Da Vinci (vocational education and training), Comenius (schools) and Grundtvig (adult education), as well as the Marie Curie Actions (researchers), will also contribute to the objectives of the Agenda.
In 2008 the Commission launched the 'New Skills for New Jobs' initiative. How does this relate to the flagship 'An Agenda for New Skills and Jobs'?
The 'New Skills for New Jobs' initiative launched in 2008 set out the Commission's agenda for better skills upgrading, anticipation and matching. It started the processes of regular forecasts of labour demand and supply, and better tools to match people's skills and jobs on the labour market. The initiative is ongoing and will be continued in the future. Despite the similarities in names, the flagship is much wider and includes flexicurity, job quality and working conditions and job creation. Skills development forms one of the 4 main areas of the flagship.
How will the NS&J initiative help SMEs?
Many of the actions proposed in the flagship will help SMEs, starting with the SME performance review. Within this we propose to assess future skills needs in micro and craft(-type) enterprises, so that their needs can be better taken on board in EU policy initiatives. The proposals improving the conditions for job creation will also help SMEs, as they will address administrative and legal obstacles to hiring and firing, to creating new businesses and to self-employment. They will deal with the question of non-wage labour costs, and promote a move from informal or undeclared work to regular employment. Our proposals on lifelong learning, in particular the focus on incentives to make it more attractive for individuals and businesses alike to invest in skills development will lead to better-qualified staff in SMEs. Finally, Erasmus for Young Entrepreneurs is another tool that will be open to SMEs and support their development.
Will the "open ended contractual arrangement" be an obligation for Member States? How will it work?
No, the "open ended contractual arrangement" will not be an obligation for Member States but an option that they could explore for inclusion in their national labour legislation. Temporary contracts should remain possible although they should be limited to genuinely temporary tasks (i.e. seasonal work, production peaks related). Thanks to the probation period and gradual increase of protection rights of the employee, the open ended contractual arrangement could become the normal mode of recruitment so that the burden of flexibility would no longer fall disproportionately on temporary workers. The difference between those benefiting from a stable permanent contract and those in precarious situations under temporary contracts would progressively diminish.
When will I be able to consult the EU Skills Panorama?
The EU Skills Panorama will be available in 2012. Currently there is no single entry point to easily access information on skills needs. The Panorama will change this. It will bring together different sources from EU, Member State, and sectoral level on current and future skills needs. It will provide users with more transparency on which skills to invest in and that are most relevant on the labour market.
The Communication proposes further labour market reform. How can Member States do this given the need for fiscal consolidation?
The proposals for reform are based on the concept of flexicurity. Discussions on the budgetary impact of flexicurity policies should not be exclusively focused on expenditure levels but also on the implications it can have for growth, employment and productivity. Hence, the positive effects of labour market policies on domestic demand, quantity and quality of employment and adaptability to change should be a central criterion for assessing their cost-effectiveness. The cost of non intervention can be higher, at least in the medium term, in terms of depreciation of human resources, unemployment persistence and reduction in consumers' demand.
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Overclocking, The Natural Way: Over the weekend a blizzard has hit Michigan causing sub-zero temperatures, inches of snow, and zealous winds. This winter weather has caused the closing of shopping centers and community activities; public transportation systems and the Gerald R. Ford International Airport have also come to a halt. However, we took this opportunity to make the best of it with natural sub-zero overclocking. With the Abit AW9D i975X motherboard, an Intel Pentium 4 processor, 2GB of OCZ's Flex XLC PC2-9200 memory, and cooling provided by Mother Nature, we set off on a spontaneous overclocking adventure. Have you ever seen a motherboard in a snow-bank?
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text: The Farm CPA: Don't Forget Your Retirement Plan October 3, 2013 09:36 PM How do farmers ensure they have enough income to live on when they retire and also make sure the next generation has enough to enjoy a fair standard of living? The proper use of a retirement plan can help achieve both goals. It's not smart to just rely on income from farmland owned. Think about contributing to a tax-advantaged retirement plan. By taking advantage of the tax savings during a 30- or 40-year period, you can provide enough retirement income while allowing your successors to more easily take over the farm. Farmers have many options available. (See the table below.) Due to space, we will only cover a few. First, consider annually funding an Individual Retirement Account (IRA). If you don't have another retirement plan, the amount contributed is deductible (assuming enough income is earned). A regular IRA is deductible when the investment is made. The earnings accrue tax free and the tax is only owed when distributions are made. (Distributions are required at age 70 .) Farmers might also want to contribute to a Roth IRA, which works in reverse. There is no deduction when the Roth is funded, and the earnings and all distributions are tax free. Also, a Roth does not have to be distributed during your lifetime. "During a 30-year period, Assuming a normal rate of return, a total IRa savings of $1 million or more is very achievable." If you participate in a retirement plan and your income level is too high, the regular IRA deduction might be limited; however, it can still be funded. Once income exceeds a certain amount, the Roth IRA is not permitted. For a married couple, about $11,000 to $13,000 can be funded each year. During a 30- to 40-year period, assuming a reasonable rate of return, a total IRA savings of $1 million or more is very achievable. Retirement Cushion. If you want to provide additional retirement benefits, consider a Savings Incentive Match Plan for Employees (SIMPLE) IRA. This plan allows you to set aside up to $15,000 plus a similar amount for your spouse (if employed by the farm). In return, you might be required to allocate 2% to 3% of your employee's wages as a contribution to their benefit. One non-tax benefit to consider is the effect of providing a retirement plan for your employees. It can be a great tool to recruit and retain qualified employees, which creates a win/win situation. In my November column, I will highlight retirement plan options available to farmers who want to deduct more than what we discussed above. For farmers nearing retirement with substantial untaxed grain inventories, I'll also feature the advantages of using a defined benefit plan. Many farmers could easily report $1 million in grain sales with little or no expenses to offset income generated from these sales. Paul Neiffer is a tax accountant with CliftonLarsonAllen and author of the blog, The Farm CPA. He grew up on a wheat farm in Washington and owns a corn and soybean farm in Missouri. Contact him at firstname.lastname@example.com. Back to news


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Suggested Use
1-3 vegetarian capsules daily or as directed by a qualified health care professional.
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Keep in a cool dry place, out of the reach of children. If pregnant or nursing, consult your health care professional before using this product.**DISCLAIMER: Information on this page is not intended as a substitute for advice provided by a competent health care professional. You should not use this information in diagnosing or treating a health problem. No claim or opinion expressed on this web site is intended to be, nor should be construed to be, medical advice. If you are now taking any drugs, prescribed or not, or have a medical condition, please consult a competent physician who is aware of herb/drug interactions before taking any herbal supplements. The information presented herein has not been evaluated by the FDA or the Department of Health and is not intended to diagnose, prevent or treat any disease or illness.
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FitEyes knows of no other reputable herbal manufacturer that matches Paradise Herb's full spectrum extraction method combined with raw ingredients of the highest quality and a capsule that is free of fillers and excipients. This is as close to perfection as we have found in a widely available herbal product. For this reason, Paradise Herbs is a featured FitEyes brand that we recommend and trust.
Paradise Herbs & Essentials® Inc. was established in 1994 by our founder and formulator and has been family owned and operated ever since. With a combined experience of over 26 years of training, experience and research in the natural health foods industry along with our founders extensive background in Chinese, Ayurvedic and Euro-Native American herbalism we have established ourselves as a company with big ideas and even higher standards. Our founder has received over ten years of apprentice hands-on training working directly under two Chinese medical doctors with a combined total experience of over sixty years in traditional Chinese medicine.*
At Paradise we know that the end product is only as good as your starting material. We obtain our herbs from special alliances we have built all over the world. Our herbs are grown where they are indigenous; either ethically and ecologically wild crafted or naturally cultivated without the use of any chemical fertilizers, pesticides or preservatives.*
For example: Our Ayurvedic herbs Turmeric, Ashwagandha and Holy Basil are from an isolated and pristine environment at the base of the Himalayans, or we obtain our Ginger from the Ecuadorian rain forest where it is ethically wild crafted. It is this total combination of factors: climate, soil, pristine and natural growing environment that produce the outstanding quality of all our herbs. But we don't stop there.*
Our end product after extraction is a True Full Spectrum™ extract, although we measure standard marker compounds in most of our extracts we never fractionate or isolate. We believe in keeping all the synergistic components in the balanced ratios nature intended. We know that in many cases it is not evident which components are to be credited for the clinical effect, or if several components must act synergistically, therefore the whole root extract is always regarded as the active ingredient. It is a central philosophy of traditional herbalism to trust in the wisdom of nature to provide the most complete medicines for humans. Unlike the conventional Pharmaceutical Industry that has sought to isolate compounds to create new drugs, we believe the whole herb is the medicine and is supplying all the benefits. For example, studies have shown that a True Full Spectrum™ herbal extract of Panax Ginseng consistently outperforms an extract comprising only isolated ginsenosides. This illustrates that polysaccharides and other active constituents in Ginseng play an integral role in its clinical efficacy. Also, research analysis reveals a component in Panax Ginseng called panaxydol to inhibit cell cycle progression of human malignant tumor cells. We believe this is scientific proof for True Full Spectrum™ preparations as compared to fractionated isolates only containing the ginsenosides and possibly lacking some of the benefits.*
Our production facility is NSF certified to meet all cGMP requirements according to FDA standards. All operations are carefully documented, including in-process quality assurance checks. Equipment use/cleaning logbooks, and standard operating procedures are followed scrupulously to avoid any form of contamination or non-compliance.*
HEPA filters not only condition the air by removing moisture, they function at 95% efficiency down to 5 microns, eliminating microbial and cross-contamination. This system introduces clean air into the room creating a positive pressure which ensures that only the cleanest air contacts ingredients and finished goods.*
We do NOT use any flow agents or fillers such as magnesium stearate. Please refer to our link as to why we pride ourselves on delivering filler free products. Why we are filler free.
Common fillers or flow agents like magnesium stearate, calcium stearate or stearic acid are hydrogenated oils (trans fats). Not only are these oils unhealthy, they coat the capsule ingredients with a layer of saturated fat hindering nutrient absorption. Some studies we have seen list this hindrance to be as high as 80%. Doing the math on this, that cuts down nutrient contents utilized to 20%, not very good to say the least.*
All labels conform to all applicable DSHEA labeling laws.*
These standards of excellence will leave you with a finished product you can feel safe and confident consuming.*
These statements have not been evaluated by the Food & Drug Administration. This product is not intended to diagnose, treat, cure or prevent any disease.


text:
SUEZ ENVIRONNEMENT Magazine
UNESCO Qatar
November 17, 2016
In the last ten years, Gulf countries have experienced
unprecedented economic growth, and subsequently, they are facing
a number of major challenges. Demographic growth is one of them,
with cities, such as Doha, that have doubled in size in a decade.
These megalopolises, some of which spread right to the edge of
thedesert, require a different approach to designing essential
services, particularly when it comes to water access. Because we
provide community-based public services in countries that each
have their own history and culture, we have always chosen to
partner with well-established, local businesses. This is exactly what
we have been doing in the region for nearly 60 years: accompanying
development in an increasing number of countries by providing
water and sanitation services, but also by offering innovation
resource management solutions such as seawater desalination
and wastewater recovery.
Tagged with
Plastic Recycling
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October 5, 2016 | 0 Comments
Solid Waste Management in Saudi Arabia
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Individual analysis and funding for all dilapidated Projects
September 11, 2017 | 0 Comments
Solid Waste Management in the Middle East : Major Challenges
October 6, 2016 | 0 Comments


text:
ernestob needed a new web page design and created a contest on 99designs.
A winner was selected from 13 designs submitted by 6 freelance designers.
Short Summary:
We're in the process of creating a new service review site in the identity theft prevention industry. We plan to review and compare some of the top companies in this industry. We need a high quality design that appeals to our target audience - people looking to prevent id theft.
Brand Name:
Fight-Identity-Theft - Fight-Identity-Theft.com
As mentioned in the project summary, we're building a new review and comparison site in the id theft prevention category. We're looking to create an authority site that is considered the leading source of information for id theft prevention services.
Purpose of the site: This is a pre-sales site that will educate customers about different solutions regarding id theft prevention services and comparison on which ones are the best ones. We want them to learn about the benefits of id theft services, and show them who some of the top providers are.
If you have any questions or feedback for us please leave a comment in the discussion thread. We will be checking this on a regular basis while the contest is happening.
Our Target Audience: People looking to prevent id theft, has had id theft happened to them and looking for solutions.
Here are some examples of companies that will be featured on the site:
Lifelock http://www.lifelock.com
Free Credit Report http://www.freecreditreport.com
Equifax http://www.equifax.com
MyFico URL: http://www.myfico.com
Consumer Direct https://www.consumerdirect.com
Trusted ID http://www.trustedid.com
Id Watchdog http://www.idwatchdog.com
Identitytruth https://www.identitytruth.com
Design Style: We need a professional looking site that appeals to prospective id theft service information seekers and those who have had their id's stolen and looking for help. We want a Web 2.0 design that is clean and easy to navigate.
Project Wireframes: I will send you a mockup for the homepage, comparison chart and subpages but you are not required to follow it. I am looking for many different designs.
All contest entrants should should create both a home page design, comparison cart page and one sub page design. We will give special consideration to those who go above and beyond by providing a design for all three pages.
Contest Notes:
We will give feedback to all entries with 4 and 5 star ratings. We are not interested in entries that we rate with 3 stars or less.
Stock Photos:
We recommend that all contestants use iStockPhoto or a similar service for the site images. Please use the comp images in your design submissions.
We will pay for the winning contestants stock images. Please bookmark or save the image numbers so we can easily locate them and pay for a license.
Good luck on the contest. We look forward to seeing your work!
Future Opportunities:
Even if you don't win this contest we are still interested in quality designers for future projects. We will exchange contact information with 4 and 5 star entrants for the potential to work on future projects.
- Professional site
- Web 2.0 style site
- Blues and/or other corporate/professional colors (nothing too loud)
- Original design concept
- Usable site
- Fast loading graphics
- Professional imagery that shows hero shot of family/target audience in action


text:
From your TV screen to your desktop to your mobile device, CNBC brings you breaking news headlines, real time stock quotes, and award-winning business news programming. Reference the complete list below to see all the ways you can stay connected to CNBC.
CNBC Communities
Join CNBC's official online communities today!
- Get today's business news headlines, guest alerts, top videos and see what other CNBC'rs are Squawking about.
- Become a fan of CNBC on Facebook
- Follow CNBC on Twitter
CNBC Online
- CNBC.com
- Official CNBC Facebook Fan Page
- CNBC on Twitter
- CNBC's Top Stories on Twitter
- CNBC Pro
CNBC Mobile
CNBC Mobile provides access to real-time stock quotes and top stories so you're always on top of the markets.
CNBC Apps
Access the global power of CNBC right on your iPhone, iPad, Android and more.
CNBC Radio
Find out more about CNBC Radio.
CNBC DVDs
CNBC Podcasts
CNBC Merchandise
Do you need your very own Mad Money Bull or Fast Money T-Shirt? Visit the CNBC Stores and shop for these and other great CNBC merchandise.
The market doesn't stop moving just because you have to travel. Visit the CNBC stores in these US airports and watch CNBC while waiting for your flight.
- Boise
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- NY LaGuardia
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- Wash Reagan National
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CNBC Events
CNBC events are exclusive opportunities to gain insights from some of the industries most respected names.
CNBC Partners
- AOL Finance
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text:
Move the guide to refine
4 hotels found in Ejlstrup
Result 1-4
Helsinge, Bymosegårdsvej 11
3.4 km
Fredensborg, Østrupvej 3
9.3 km
Fredensborg, Slotsgade 6
9.4 km
Fredensborg, Bakkedraget 43
9.5 km
After entering a search request the hotel room prices and availability are being downloaded real-time from approximately 30 hotel- and booking websites. If it is unexpectedly not possible to request the hotel room prices and availability from one or a few providers, or if one provider does not transmit the information to LookingforBooking after entering a search request, only the prices and availability from available providers are being displayed. If you want to see the full picture of all hotels at LookingforBooking, you should search without a date. Then you will be able to compare all hotels on their location and facilities.


text:
Braven 625s Bluetooth Speaker And SmartPhone Charger
Take your tunes outdoors
- Bluetooth speaker designed for outdoor use
- 6w total output to rock out in nature
- 1700 mAh portable USB power bank
Back in the day, you could go out with your boom box and cruise around on your bike or try to make mix tapes in your treehouse. Taking your tunes outside was easy and you could share the experience with your friends wherever you went. Unfortunately, most speakers designed to work with our smartphones or MP3 players are not designed for outdoor use. They're fragile little snowflakes that would melt in the great outdoors. Not Braven.
Braven is a Bluetooth speaker and smartphone charger designed to fill nature with the sounds of your favorite band. Two custom HD audio drivers provide stereo audio amplified by left and right channel passive subwoofers. A 6w total output speaker will enable your audio to permeate the large open spaces around you. Your Braven Speaker can be used wirelessly with any Bluetooth device. If your device isn't Bluetooth compatible, you can still connect using the included 3.5mm audio cable.
But that's not it. With a 1700 mAh portable USB power bank, the Braven 625s can play music, take calls, and provide a soundtrack for other media for up to 16 hours. This same power bank can be used to quickly recharge other USB mobile devices while you're exploring the outdoors. Charge your phone at your campsite while you're cooking a soup with those mushrooms you found in the woods? Sounds awesome (as long as you are a mushroom expert. If not, at least you'll die with great tunes playing).
Product Specifications
- A Bluetooth speaker designed to be used in the great outdoors
- Bluetooth 3.0, can use with Facetime, iChat, Skype, and others
- 3.5mm line-in for non-Bluetooth enabled devices
- 33 foot operating distance
- 2x custom HD audio drivers amplified by passive sub woofers
- 1700 mAh rechargeable internal battery for up to 16 hours of use
- Internal battery can be used to charge your mobile device
- Includes:
- Braven 625s wireless speaker
- 40" USB to micro USB cable
- 24" 3.5mm audio cable
- UL approved wall power adapter
- Quickstart card
- Water resistant dry bag
- USB flashlight
- Lanyard
- Dimensions: 6.3" x 2.5" x 1.8"
- Weight: 11.6 oz.


text:
Metal Gear Solid 5 Runs at 1080p on PS4, FOX Edition PS4 Console
Punished Snake slithers onto the PlayStation 4 at a native 1080p and 60 frames per second while other versions of Metal Gear Solid 5: Ground Zeroes won't be as fortunate.
Polygon reports that the Xbox One version of Metal Gear Solid 5: Ground Zeroes will run at 720p while the PlayStation 4 version will be at 1080p, both games are said to run at 60 frames per second. The Xbox 360 and PS3 versions of Ground Zeroes will run at 720p and at 30 frames per second. Both Xbox versions of the Ground Zeroes will have the Raiden-based 'Jamais Vu' downloadable content, while both PlayStation versions of Ground Zeroes will have the 'Deja Vu' downloadable content which will feature Solid Snake's look from Metal Gear Solid.
Japan will be getting a special 'Fox Edition' of the PlayStation 4 that will have a Metal Gear Sold 5 theme on the system itself and will have the retail version of Ground Zeroes packaged with the system. It will be the 500GB version of the PlayStation 4 and will have the Kojima Production's Foxhound logo on the system itself. Coinciding with the release of the title, it is due in Japan on March 20 for 46,980 yen (roughly $463, which is about the cost of the PS4 along with the game). Unfortunately, the Fox Edition PlayStation 4 is not slated for any type of North American or European release and appears to be a Japanese exclusive for now.
Metal Gear Solid 5: Ground Zeroes acts as the prologue to Metal Gear Solid 5: The Phantom Pain and will be launching on March 18 for Xbox 360, Xbox One, PlayStation 3 and PlayStation 4. Stay tuned as we continue to provide more information for Big Boss' anticipated return and our upcoming review for Metal Gear Solid 5: Ground Zeroes.


text:
Prizes, literacy and innovations in education
The buzz around this buzzword in education (the need for it, the celebrations of it, the challenges in catalyzing it) continues to get louder and louder, and the word itself seems to get invoked with increasing (almost de facto) frequency as part of discussions about the need for change.
How are we to meet and overcome many of the pressing, endemic, and sometimes seemingly intractable challenges facing learners, educators, education policymakers and education systems around the world if we aren't being innovative in how we define (and redefine) our problems -- and in how we propose to go about solving them?
There are many groups, events and activities that seek to document, share knowledge about, analyze and assess various 'innovations in education' around the world. The annual World Innovation Summit for Education (WISE) in Qatar, for example, focuses explicitly on this theme. R4D's Center for Education Innovations does as well, in partnership with many international groups, including UNICEF (which has a special initiative on 'innovations in education' and whose much-lauded Innovations unit is for many of us a model for excellence within the international donor and aid community). The OECD's widely-read report last year on Measuring Innovations in Education seeks to offer "new perspectives to address th[e] need for measurement in educational innovation through a comparison of innovation in education to innovation in other sectors, identification of specific innovations across educational systems, and construction of metrics to examine the relationship between educational innovation and changes in educational outcomes."
Some observers may feel that this explicit focus on 'innovation in education' is overblown. We don't fund a lot of things sufficiently that we already know work, why don't we first concentrate on that stuff? Others may note that some 'innovations' in education promoted today have actually been around for decades, and thus perhaps no longer really qualify as 'innovations'. Sometimes the only 'innovation' in a particular 'new' approach is to utilize some new technology to do pretty much exactly what was done before, but now 'digitally', and in a way requiring a power cable or batteries. (I am not too sure that many of these things are really all that 'innovative', but many people who keep sending me related proposals seem to be convinced that they are.) Still others detect in many discussions around the need for 'innovation in education' the guiding hand of 'corporate education reformers' and/or of technology vendors with products to sell, and, as a result of past experiences, ideological leanings, an inherent tendency towards skepticism or a satisfaction with the status quo, and/or political calculus, reflexively push back (if not indeed recoil).
'Innovations in education' are about much more than just technology use, of course -- but there is also no denying that new information and communications technologies (ICTs) of various sorts continue to enable and catalyze many of the innovations that are being explored in the sector, whether they relate to e.g. teacher training; assessment; data collection and management; payment mechanisms; stakeholder engagement and transparency; or changes in the teaching and learning processes themselves; and whether they originate in the public, non-profit or corporate sectors (or even, as for example is the case of distributed communities of people working together to help build new software or educational content in ways that are 'free' or 'open', out of no traditional or easily definable 'sector' at all).
Sometimes the ICTs are hard to miss (as is the case with Uruguay's pioneering Plan Ceibal), and sometimes they are behind the scenes (innovative low cost private schooling schemes like those pioneered by groups like Bridge Academies, for example, depend heavily on the use of ICTs to promote efficiency and cut costs), but increasingly they are there. Many traditional groups active in advocating for funding efforts to help end extreme poverty and promote shared prosperity (the twin goals of the World Bank) are increasingly challenged to identify, make sense of and support the diffusion of 'innovations in education' in ways that are useful and efficient and cost-effective – and potentially, from time to time, even transformative.


text:
Maybe I should…write a resume. Even though it would be mostly blank space and filled only with track related accomplishments that I have somehow morphed into looking like admirable and desirable work-related skills. Hopefully employers buy the b.s. ☺
I love the smell of…suntan oil. You know that kind that smells a bit coconut-y?! Even though I have no business wearing it I wish I could slather my body in it and then just lay there.
People would say that I…am high maintenance. Even though I'm not…really.
I don't understand why…Heidi and Spencer make all this money for being simply annoying. Go away!
When I wake up in the morning…I check my crackberry first thing. It is pure habit to look straight to the phone, see the blinking red light and force my eyes into focus so I can read all the unimportant information that has come through while I slumbered.
I lost my willpower to…not order fries when I have the option. I appreciate everyone trying to offer the healthy option and I really know I should get the side salad or fruit, but I just can't say no to fries. Ever.
Life is wonderful…when you have amazing friends.
My past has…taught me a lot. Although I would still tell God that on some of those things, a memo would have worked just fine. (Dear Bri…don't waste your time dating him. Trust me. Love, God)
I get annoyed when…every time I call customer service I am forced to have a conversation with a machine who can't understand anything I say and then once I finally yell "REPRESENTATIVE" 48 times, I am then forced to talk to someone in India who still can't understand what I am trying to say, and vice versa.
Parties are not…really my thing. Once in blue moon they can be fun but it's a rarity these days.
Dogs are…aiiight. I'm not an animal lover really but I can stand a cute dog as long as they don't jump all over me and lick me to death.
Cats are…hideous. Eww. Eww. And ewww.
Tomorrow I'm going to…go to lunch with my bff, get a pedicure, and I don't know what else. I'm living the hard life right now. Hate me.
I have a low tolerance for…people who wear low rise jeans and shouldn't. Pick something that compliments your shape, not that highlights your muffin top.
I'm totally terrified of…babysitting for an extended amount of time. I know I should probably practice some, but I just feel as if I will be totally overwhelmed and everything will just go haywire.
I wonder why I thought my life would be…just like I planned it. Go to the Olympics when I'm 24…get married at 25…have first baby at 28…. yup, I've hit none of those goals.
Never in my life…will I smoke a cigarette. Like never ever.
High School was something that…was great fun while it lasted. I made great friends, I learned a lot, and I made sure I was "cool" enough—it was an overall enjoyable experience.
When I'm nervous…I shake like I have turrets. Usually it's just one limb at a time.
Making my bed is…not a necessity. I will make it if I know someone is going to see it, but otherwise it's a toss up. If the only time I'm going to notice it's unmade is right before I get back in it…it's not a big deal.
I'm almost always…hungry. I have the metabolism of a bear or something similar. I can always eat.
I'm addicted to…my blackberry. Coffee. Fries. The Internet. Push up bras. Chocolate. To name a few…
I want someone…who loves God, has a bible, and uses it. That makes me laugh so hard that my sides ache. That thinks I'm funny. That can teach me things. That listens. Who understands why I need so many pairs of jeans. And shoes. And purses. That thinks I'm a princess. That wants to be my prince. That can sit in silence. That can talk for hours about anything and everything. That loves to eat. That can cook. That understands that I am anal about planning and details. That can be spontaneous. That gives me butterflies. That gets butterflies. That likes to cuddle and hold hands and hug me from behind in Blockbuster. That is not as stubborn as I am. That is not a pushover. Ok…before I get carried away I'll stop.


text: Built for the motorist who still likes to dream in his car. The motorist looking for a mixture of vanity and entertainment, who enjoys life in the open air. The motorist who loves icons as the highest expression of the age he lives in. The motorist who sees the car as an uncommon sensory experience. Or one who wants to be excited by a dynamic, sporty car that transmits to observers the exclusiveness and refinement typical of the Alfa Romeo sports cars designed by Pininfarina. For all these people, we now present the 2uettottanta. It is a car that expresses the inexhaustible creativeness and genius of Italian craftsmanship. An icon of styling and elegance all over the world, which received the prestigious Car Design of the Year Award in 2010.


text:
Contact: John Caher or Janine Kava, Press Office
New York State Division of Criminal Justice Services
(518) 457-8828
firstname.lastname@example.com or (518) 225-5240 – cell
email@example.com or (518) 275-5508 – cell
For immediate release: Tuesday, Aug. 10, 2010
Intimate partner homicides declined slightly in New York State in 2009
But women remain most at risk in their own homes: 44 percent of all female homicide victims older than 16 in New York State were killed by their intimate partner last year
Other indicators of domestic violence, such as calls to hotlines and court filings, have increased statewide during the past three years
ALBANY ─ Intimate partner homicides in New York State declined slightly in 2009, but women continue to be most at risk for violence by someone they know, according to a new report issued today by the New York State Division of Criminal Justice Services (DCJS).
The report, "Domestic Homicide in New York State: 2009," details homicides in which the victim was an intimate partner (spouse, ex-spouse, sexual partner or ex-partner, including same-sex partners) or other family member (sibling or parent, for example) of the perpetrator. It also tracks homicides of children under the age of 18 by their parent, their parent's intimate partner, or other family member.
In addition, two reports issued today by the New York State Office for the Prevention of Domestic Violence (OPDV) show that many other indicators of non-lethal domestic violence, including the number of court filings and calls to hotlines, are showing an upward trend for the third consecutive year.
Last year, 89 individuals were killed by their intimate partners, two fewer than in 2008. But the number of intimate partner homicide victims who were female – 68 – remained the same in 2009 and 2008, as compared to 59 women killed by their intimate partners in 2007. According to the DCJS Domestic Homicide Report:
- 44 percent (68 of 156) of female homicide victims aged 16 or older were killed by their intimate partner. In 15 of those cases, the male perpetrator killed himself after committing the murder.
- In contrast, only 4 percent (21 of 585) of adult male murder victims were killed by an intimate partner.
- The number of domestic homicides that claimed the lives of children under the 18 declined dramatically, with 17 children killed in 2009, as compared to 31 in 2008 and 39 in 2007. Five of the 17 children who died last year were killed by their parent's intimate partners.
"As this report illustrates, women are most at risk for violence by someone they know, often, in their own homes," said DCJS Acting Commissioner Sean M. Byrne. "Policy makers on the state and local level must continue to closely monitor these trends and other sources of domestic violence data so that we can develop effective responses to combat and prevent this crime."
OPDV's 2009 Domestic Violence Dashboard Project and the 2009 New York State Domestic Violence Annual Report provide a detailed look at indicators of domestic violence as reported to criminal justice and social services agencies, non-profit organizations and courts across the state, as well as the state's response to combating it through new policies and programs, legislation, training and advocacy.
"Intimate partner homicides are just the tip of the iceberg, as the data contained in the 2009 Dashboard shows," said OPDV Executive Director Amy Barasch. "Unfortunately, New York, like many other places, is experiencing an increase in a broad range of domestic violence indicators, including more claims for reimbursement filed by domestic violence and sexual assault victims with the state's Crime Victims Board, more court cases for orders of protection, and more applicants for temporary public assistance disclosing their abuse."
Executive Director Barasch added: "Identifying and tracking these trends are critical, especially as resources become scarce. We need to ensure that we are getting help to those who need it in the most efficient and effective way possible."
According to the OPDV Dashboard:
- 25 percent of all assaults reported by police agencies outside of New York City in 2009 were committed by intimate partners; 80 percent of those victims were female.
- New York State's courts issued a total of 262,327 orders of protection in 2009, a 21 percent increase from the prior year, and a 26 percent increase over 2007.
- Legislation enacted in 2008 allows intimate partners – including dating couples, same-sex couples and teen-age couples – to seek civil orders of protection against their abusers; prior to the enactment of the Expanded Access to Family Court Law on July 28, 2008, those individuals had to pursue an order of protection through a criminal case. As a result, 14 percent of the family offense filings fell under that newly expanded definition, and 4 percent were made by individuals in current or former same-sex relationships. Additional information about this new law as well as others enacted to protect domestic violence victims in 2009 can be found in OPDV's Annual Report.
- More than 20,000 applicants for public assistance indicated danger due to domestic violence, a 17 percent increase from 2008 and a 41 percent increase from 2007.
The Domestic Homicide Report also shows that statewide, the number of intimate partner homicides remained relatively stable last year while the total number of domestic homicides, which includes intimate partner deaths and individuals killed by family members, and the number of total homicides in the state have declined.
There were 130 domestic homicides in New York State in 2009, down 12 percent from the prior year (147). At the same time, the total number of homicides statewide declined nearly 6 percent (829 to 781).
The report, written by Matthew Fetzer of the DCJS Office of Justice Research and Performance, is derived from data submitted monthly by state and local law enforcement agencies. It provides detailed information on the 130 domestic homicides reported to police in 2009, including:
- A breakdown of intimate partner homicides and total domestic homicides in New York City as compared to the rest of the state (57 counties Upstate and on Long Island).
- Demographics of victims, including age, gender and race.
- Circumstances surrounding intimate partner and total domestic homicides, including the type of weapon used in the crime.
- A county-by-county breakdown of intimate partner homicides and total domestic homicides over the three-year period from 2007 through 2009.
The entire report is available on the home page of the DCJS website (www.criminaljustice.ny.gov). Prior year reports are posted to the site as well, under the "Publications" link.
The New York State Division of Criminal Justice Services is a multi-function criminal justice support agency with a variety of responsibilities, including collection and analysis of statewide crime data; operation of the DNA databank and criminal fingerprint files; administration of federal and state criminal justice funds; support of criminal justice-related agencies across the state; and administration of the state's Sex Offender Registry and a toll-free telephone number (1-800-262-3257) that allows anyone to research the status of an offender.
The Office for the Prevention of Domestic Violence is charged with improving the response of state and local communities to domestic violence. OPDV provides guidance to Executive level staff on policy and legislation; conducts statewide community outreach and public education programs; and trains professionals on addressing domestic violence in a wide array of disciplines, including child welfare, law enforcement and health care.


text:
Launched in 2012, Daraz is South Asia's online shopping and selling destination of choice present in Pakistan, Bangladesh, Sri Lanka, Myanmar and Nepal. Supported by a wide range of tailored marketing, data, and service solutions, the pioneering ecommerce ecosystem in South Asia has 30,000 sellers and 500 brands, serving 5 million consumers. With 2 million products available, Daraz offers a diverse assortment of products in categories ranging from consumer electronics to household goods, beauty, fashion, sports equipment, and groceries. Focused on providing an excellent customer experience, it offers multiple payment methods including cash-on-delivery, comprehensive customer care and hassle-free returns. Daraz is owned by Alibaba Group Holding Limited.
Views: 3108 | This job was expired 1 week ago
|Job Category
|Human Resource /Org. Development
|Job Level
|Senior Level
|No. of Vacancy/s
|[ 1 ]
|Employment Type
|Full Time
|Job Location
|Kathmandu, Nepal
|Offered Salary
|Apply Before(Deadline)
|Apr. 18, 2019 23:55 (1 week ago)
|Education Level
|Experience Required
|More than or equals to 3 years
Training Leadership (20%)
Facilitate & Deliver Training (60%)
Measure & Plan (20%)
Job Requirements:
What we offer?
TO APPLY: For this job, please follow the applying procedure.
Since inception in 2009, we have turned out to be number one jobs provider in Nepal with 120 million+ page views with 2.5 million+ progressive visits every month, created 150,000+ success stories and registered 450,000+ job seekers in our database. We have been offering 28,000+ employers promote their employer brands to jobseekers and advertise diverse opportunities to over a million candidates inside Nepal and abroad. Established as an inevitable bridge between the hiring employers and the job seekers, we are well-known as a national leader in recruitment solutions & career management in Nepal. Read more...
Ganapati Bhawan
Min Bhawan Main Road
New Baneshwor
Kathmandu, Nepal
+977 1 4106700


text:
Is being "cheap enough" a 4th Reason Behind bKash's Growth?
CGAP came out with a brief last month about bKash, the dominant mobile financial services company in Bangladesh, offering three reasons behind how it managed to sign up 22% of the country's adult population within two years, and was largely responsible for Bangladesh seeing the fastest growth in mobile financial access services accounts in 2013.
Briefly, the reasons are as follows (copy-pasted from here):
- bKash is neither bank-led or telco-led; it is a purpose-built company to provide mobile financial services.
- bKash combines a diverse group of investors, but they all at least share a vision for scale.
- Bangladesh's central bank has been supportive and flexible in creating a regulatory environment.
Given that Bangladesh has 160 million people, is really densely populated and has a fairly competitive market (20 bKash like licenses exist, for example), it makes for a great incubator of ideas that fail rapidly if they are terrible, or scale sustainably if they are good.
Checking out the tariff details also gave me the sense that bKash is quite affordable – cash-ins are free, transfers to another bKash client costs Tk. 5 (USD 0.06), cash-outs cost 1.85% at the agent and and 2% at the ATM. Is being "cheap enough," then, another reason for its prolific growth?
Comparing bKash to Peers Globally
Two avenues of exploration came to mind:
- Comparing how much it costs to use bKash with other funds transfer options in Bangladesh
- Comparing bKash with similar mobile money offerings in other countries
This post focuses on the second approach. We are going to compare bKash's tariffs with those of M-PESA (Kenya), MTN (Uganda), Vodaphone (Tanzania), GCash (the Philippines), and easypaisa (Pakistan).
Yes, there are all kinds of caveats we need to keep in mind:
- The programs are similar, but not the same – other offerings might change the relative value proposition
- Countries have different mixes of funds transfer options
- Countries have different demographics and economic conditions
- The programs operate in differentially evolved mobile payments ecosystems
Nevertheless, since all these services are designed to offer the transfer of small amounts of money relatively affordably and are often taken up by folks who may not be totally linked up with the formal financial sector, it seems like a reasonable exercise to conduct to explore the question, "How are services similar to bKash priced around the world?"
Transferring and Cashing-out Costs
We will be looking at three modes of engagement – transferring to another user registered on the same network, to an unregistered user, and cashing out at an agent. As far as I can tell, bKash does not allow transfers to unregistered users, but I included that anyway for these graphs because there one point that is interesting to note, irrespective.
(Note – the figures below are in USD for easier comparison, but clearly countries have different purchasing powers and so the figures are not exactly comparable.)
So, what do we see?
- bKash charges a flat of USD 0.06, which is by far the lowest registered P2P transfer amongst all six providers, except for the lowest rungs of M-PESA and Vodacom TZ.
- bKash charges at a proportional rate of 1.85% to withdraw at an agent. MTN Uganda, Vodacom TZ and GCash all charge proportional or almost proportional rates, while easypaisa charges at a somewhat regressive rate, where the fee does not increase as much as it would if it were charged proportionally. M-PESA has a very regressive rate, where the fee stays more or less the same for large sections of funds transfer ranges.
In so far as none of the providers have a very well developed e-payments ecosystem, other than M-PESA, one has to consider both the cost of transferring funds to other users but also the cost of cashing out. Since bKash's promotional material strongly emphasizes remittances, it stands to reason to keep the charge at a nominal US 0.06, while making most of the returns at cash-out. This encourages increased velocity of e-money in their system.
To see how the cash-out cost stacks up against the rest, we'll compare the rates as a percentage of funds transferred.
Before we do that, one quick note about the cost of transfer to unregistered clients – note how it is always the highest of the other charges of cashing out and transferring. It's probably a result of the costs of having to support cross-platform transfers, out of platform transfers, and very probably, as an incentive to keep the e-cash in the provider's system. Some like Vodaphone and GCash will charge the same amount for cash-outs though, perhaps reflecting their view that cash going out of the system is equally "bad", irrespective of channel or recipient.
Cashing-out Costs at Agent
We now look at the fee as a percentage of the amount cashed out. In cases where the fee is a flat amount for a range of values, we take the fee as a percentage of the average of the min and max of that range.
The graph is truncated to the USD 10 to USD 200 range because for any value below that, bKash (the magenta line) is the cheapest option by far. However, by the USD 100 mark, bKash has become the most expensive option, bar GCash, which is just 0.15% higher at 2% of cash-out. M-PESA reaches the "cheaper than 1.85%" mark fastest, at USD 16.51.
Is bKash cheap, then, when it comes to cash outs? The numbers tell us that for small amounts, it's much, much cheaper than any other comparable services around the world. However, because of regressive fee rates, the services catch up somewhere in the USD 15 – 100 range. From the financial inclusion point of view, we often take USD 100 to be a small balance threshold. Going by that, bKash is also pretty financial inclusion friendly.
From the point of view of the universe of clients served by these companies, we would need to know what band most of the clients transact in to be able to say which is relatively cheaper. If most clients operate around the USD 10 band, bKash is the cheapest, while is they operate more in the USD 200 band, then it is the most expensive.
Bottom Line
bKash is the cheapest P2P money transfer option amongst the peer providers we looked at. It is the cheapest cash-out option till about USD 16, and then becomes the most expensive one after about USD 100-200, depending.


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Neighbors who live in and around the intersection of 41st Street and Interlake Avenue North woke up early — some prodded by their excited children — to finish a project that has connected them: a sprawling sea turtle street mural that will not only be a beautiful addition to their neighborhood but also, they hope, a deterrent to speeders.
As the neighborhood is on the flight path to Seatac airport, passengers will get a bright surprise if they happen to look down at the right time. They'll see this:
"I'm relieved, but grateful to all the people in the community," said retired Boeing engineer Bill Lindberg, who has lived in the neighborhood for almost 25 years and who spearheaded the project. "It proved to me how people come together in a community. It takes some coordination and effort. But everybody wants to contribute."
Lindberg met many new neighbors in the petitioning process set up by the Seattle Department of Transportation (SDOT), which required the approval of neighbors who live along streets adjacent to the intersection.
Dozens of volunteers painted until about 7 p.m. last night and started again this morning around 9 a.m. Painting finished with the black outlines at about 4:30 p.m. Neighbors enjoyed a barbecue afterward, while kids jumped off their energy in a giant Blues Clues bouncy ball set-up provided by Brian Eaton, a firefighter who worked a 24-hour shift yesterday and spent all day today painting alongside his wife Kathy and their two young sons, Cooper and Mason, who all painted yesterday.
Cooper Eaton waits for more paint from Michael Sauer, pouring into a container held by Bill Lindberg
Kate Gengo (shown below) moved to Seattle from her native New York city and has lived in the neighborhood for four years. As a single woman, she hasn't had too many opportunities to get to know her neighbors, who tend to be busy families. But getting involved with the project has changed that.
"This is the only way I'm able to meet my neighbors on a personal level," said Gengo, who is studying to be an elementary school teacher. She is an avid gardener who has chatted with folks on their way to Wallingford Park as she's worked outside.
Working side by side with her neighbors and their kids on the mural has been a memorable experience for her.
"I love to see kids problem solving, how they think creatively," she said.
Adults tagged female progeny with special praise.
"The little girls work from dawn to dusk," said Rachel Marcotte, the artist who came up with the design and who oversaw the chalking and painting. "They're focused. Workaholics!"
Halle Sauer, 8, who was the first to think of making the design a turtle and who helped paint the turtle's head and shell, as well as a leaf, has already given the new neighborhood pet a nickname: "Bubbles."
Marcotte said its real name is "Arthur William," in deference to Lindberg's name.
[Read more →]


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Career Opportunities
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Tips on supporting a friend in tough times through stories, articles, videos and more.


text:
Holiday Garland
by Serhiy Grabarchuk, Jr.
The goal of this sliding block puzzle is to
produce all the garland patterns shown on the left - one by one.
To slide a piece on the board to the adjacent empty cell, just click
it. You can also slide an entire row or column of pieces, clicking the
last respective piece in it.


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When I was planning this week's posts, I asked doop and bob if mapo tofu was too boring a dish to post about. Apparently it isn't! Tofu-hater bob characterises it as "making tofu actually tasty", which is something of an achievement in his opinion.
The literal translation of 麻婆豆腐 (má pó dòu fu) is "pockmarked old woman's beancurd". Various versions of the story behind the name can be found all over the interweb; here's one. 婆 (pó) is a respectful title for "grandmother" or "old woman", and as mentioned on Wednesday, 豆腐 (dòu fu) is tofu.
麻 (má) is the "pockmarked" part. It has a number of other meanings too, the most relevant to the student of the Chinese menu being "sesame" and "numb" — 麻油 (má yóu) is sesame oil, while 麻辣 (má là) describes the "spicy-numbing" flavour prevalent in Sichuan cuisine. The ma-la flavour is in fact a feature of properly-made mapo tofu, since one essential ingredient of the dish is Sichuan peppercorns (花椒/huā jiāo, literally "flower pepper"), which provide the numbing element.
Although in Western cuisine tofu is mostly seen as a meat substitute, mainly eaten by vegetarians and vegans, in Chinese cuisine it's an ingredient in its own right and is often paired with meat. 麻婆豆腐 is no exception; traditional recipes are flavoured with beef or pork mince.
Finding a good version of mapo tofu in a restaurant can be a little tricky. If you see it on the kind of menu that lists mix-and-match dishes like beef/pork/chicken/duck in black bean sauce/sweet & sour sauce/oyster sauce/with mushrooms/with ginger and spring onion (etc etc), it's likely to be a fairly bland and uninteresting concoction of tofu cubes in a gloopy, salty sauce studded with overcooked peas. If you see it on a Chinese menu as 麻婆豆腐, though, you're probably in luck! The one pictured above is a version I ate at Royal Palace in South-East London, ordered from their Chinese-only menu.
If you've only ever had the Westernised version of this dish, please don't be put off — do give the real thing a go. To make it at home, look for recipes that include plenty of Sichuan pepper, along with fermented black beans, chillies (fresh, dried, powdered, and/or as chilli oil), and the chilli bean paste (豆瓣醬/dòu bàn jiàng) mentioned in last Friday's post on fish-fragrant aubergine.
Non-meat-eaters should note that the beef/pork mince can be left out if you like — it's not the most important ingredient by any means. shiokfood.com suggests replacing the minced meat with minced fried tofu to get the right texture, while Sunflower's Food Galore suggests using chopped shiitake mushrooms and Chinese preserved vegetable instead, to enhance the flavour. (Edit, June 2011: Jing Theory's vegetarian version uses marinaded, deep-fried mushrooms. Edit, Feb 2014: Viet World Kitchen's vegetarian version uses freeze-thawed tofu.)
Some recipes for 麻婆豆腐 use cornstarch or potato starch to thicken the sauce, while others leave it out. It's up to you which you prefer. Fuchsia Dunlop's recipe uses potato starch (and beef mince), while this recipe originating from the Sichuan Culinary Institute at Chengdu leaves out the thickener and uses pork mince.
- 豆/dòu and 腐/fǔ (beans and beancurd),
- 花/huā (flower),
- 醬/jiāng (sauce/paste),
- 椒/jiāo (chilli/pepper)


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Browse our photo collections for kitchen design inspiration!
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Download of the Day: Orbit Downloader 4.0.7
Our Download of the Day today is Orbit Downloader 4.0.7.
Orbit Downloader, is a download manager specifically designed for the new generation Web (Web 2.0). You can use Orbit to download video/music/files from Myspace, YouTube, Imeem, Pandora, and Rapidshare, or on any site to make general downloading easier and faster.
Main Orbit Downloader Features:
Download social music, social video and streaming media
Extreme download acceleration.
Super Light: micro-sized and resource-friendly
Supports RapidShare download.
Supports IE, Firefox, Maxthon, and Opera.
Supports Metalink download.
Supports HTTP, HTTPS, FTP, MMS, RTSP and RTMP protocols.
Supports Proxy server configuration.
Supports download, pause and resume.
Provides general download management.
The latest version includes the following changes:
Changes in Version 4.0.7
* Fix: some errors when downloading files.


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For the second time I changed my usual seat in an interview and from the interviewer I've become the interviewed. Responsible for the change is Jason Baki, the blogger behind Kamvision. If you would like to see the result of this change you can find it posted at Jason Baki's blog. :)
Friday, March 26, 2010
A new interview
4 comments:
- Seak (Bryce L.) said...
Hey, I had no idea you were from Romania. My wife lived there for a while and even speaks Romanian. She now translates for a local lawyer. One day, I'll come visit, at least that's the plan. :)
- March 27, 2010 at 7:00 PM
- Mihai (Dark Wolf) said...
Tell your wife "Salut" from me. I hope she had a pleasant experience and I hope you'll come visit Romania, we have some amazing places :)
- March 29, 2010 at 1:53 PM
- Seak (Bryce L.) said...
Definitely, she can't wait to go back. As soon as we get some money saved, we'll be right over there. :)
- March 29, 2010 at 6:30 PM
- Mihai (Dark Wolf) said...
I hope you'll like it :D
- March 30, 2010 at 12:21 PM
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text:
No, I am not about to hit the town with a girlfriend and a couple of lads. The concept of double, or dual, dating in record keeping was introduced to deal with the period (different years in different countries) when scientists concluded that the calendar was out of synch with the lunar year and the change was made from Julian dating to Gregorian dating. The change involved disposing of 11 days and moving the start of the year from March to January thus causing the months to be renumbered. I have often wondered why September, October, November and December (7ber, 8ber, 9ber, 10ber) had numbers inconsistent with their place in the calendar year. Now I understand that this was based on their position calculated in the Julian calendar with March as month 1. One effect of the change in England was that people went to their beddy byes on Wednesday 2 Sep 1752 and woke up the next morning on Thursday 14 Sep 1752. Needless to say there were soon riotous mobs screaming to have the missing 11 days of their lives back. For the genealogist it creates some interesting challenges. Records in the mid 1700s can show both OS (old style) and NS (new style dates). This explains some of the problems I had interpreting the Elsdon records I read at Easter so I am going to have to QA my findings. I also need to look more closely into whether I have any errors in my genealogy database because England and Scotland implemented the change at different times. I learn something new every day that I work on this research. If you want to learn more about this calendar change yourself take a look at Chesterfield's Act.
Double dating


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I saw this beautiful mango - grown right here in California apparently! - at a grocery store yesterday, staring up at me with it's tropical glory, and I couldn't resist.
I peeled the mango with a paring knife, and cut off the sides. This awesome mango was exactly perfectly ripe, AND it had a tiny little pit. That's pretty much mango perfection, as far as I'm concerned.
All sliced up and ready to eat. I know you can put mangos in smoothies and muffins or whatever, but when a fruit is perfectly ripe, it's already heavenly all on its own. You know?


text: On 9 Mar 2003, D. Scott wrote: > Hi Beowulf experts > > I've got old computer that have 32MB RAM some with 1GB hard disk and 512MB > hard disk and some with 16MB RAM. How best to build a beowulf? I've looked > into OSCAR but that requires large about of disk & memory. SCE & SMA also > require min 256MB RAM. Have anyone built a beowulf with low spec PCs? > > > Thanks in advance You can build a beowulf or other cluster with nearly anything if you are willing to work hard enough. However, you can't build a beowulf and WIN in terms of work done with antique equipment. For example, run the following numbers. Assume that those old 200 MHz Pentium computers (presuming that this is what they are) draw a whopping 50 Watts each. It costs roughly $1 per watt per year to run a computer 24x7, so each of these computers will cost roughly $50/year just to leave turned on and to air condition the room in which they sit. Now let's assume that you have 16 of them. If you buy them a network, a memory upgrade (you'll REALLY have a hard time building a cluster if you don't bump memory to at LEAST 64-128 MB) so you can run them diskless or nearly so, and a shelf and some surge protectors, you can probably assemble the physical cluster for around $400. It will have 3200 aggregate MHz of Pentium class CPU clock, and very slow memory. Now a Pentium loses more than a factor of 2 to any P6-family CPU in instructions per clock, especially floating point instructions. You therefore have a maximum of 1600 aggregate MHz in 16 systems that will cost you $400 and a LOT of time to set up, and will cost you $800 to run for their first year. The CHEAPEST computer you can buy now is probably a 1700 MHz Celeron, and a stripped Celeron (256 MB of memory, a small disk, cheapest video and so forth) can be had for around $500 in today's depressed market. It will draw more electricity, no more than perhaps 100 Watts sustained. For $600 you can get MORE work done with the single Celeron than you can for $1200 invested in your "free" nodes, and even if you spend NOTHING fixing them up, you lose. And then there is Amdahl's law, which basically means that you lose even bigger than you'd expect on the basis of aggregate clock and per CPU throughput for anything but embarrassingly parallel tasks. The sad truth is that cluster nodes have an ECONOMICALLY useful lifetime of somewhere between 18 months and 3 years, depending on lots of things, although one can arguably get work done out to 5 years on nodes that require no human time to run or repair that other people are paying to feed and cool. Even for learning purposes or "fun", your nodes are bit long in the tooth (unless they are somehow 300-400 MHz P6 family CPUs with so little memory). I'd leave them lay, save your money, and see if you can't come up with $2500 or so, which is enough to get a very niced little learning cluster either new or with relatively new used hardware. rgb -- Robert G. Brown http://www.phy.duke.edu/~rgb/ Duke University Dept. of Physics, Box 90305 Durham, N.C. 27708-0305 Phone: 1-919-660-2567 Fax: 919-660-2525 email:rgb at phy.duke.edu


text: "The Lucy Show" is a classic American sitcom that originally aired for six seasons from 1962 to 1968 and starred America's favorite redheaded comedian, Lucille Ball. It was a follow up to Ball's hit show "I Love Lucy," which aired for six seasons from 1951 to 1957. The show was about a widowed woman named Lucy Carmichael, who lived in a fictional town in New York raising her children. Ball won an Emmy Award for Outstanding Lead Actress in a Comedy Series for the fifth season of this show.