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National Pension Fund, (PENCOM)'s proposed investment of part of the N1.9 trillion so far collected has been put on hold as a result of the absence of an inflation index bond, an instrument designed to cut out the inflation risk of an investment.
PENCOM had, late last year, requested for the pegging of the yields of bonds above 7 years to the inflation rate, ostensibly to make up for lower interest rates on savings, when it first mooted the idea of the inflation index bond.
But the Debt Management Office (DMO) said the instruments will not be issued until the next 15 months when the Agency must have consolidated the rapid transformation that took place in the market in the past 3 years.
An index bond is the one which cash flow is inflation-adjusted, by being linked to the purchasing power of the nation's currency.
In the United States, for instance, there is the Treasury Inflation Protection Securities (TIPS) designed to cancel the capital eroding effects of inflation. Their interest rate remains fixed but the principal is adjusted to match changes in a price index such as consumer price index (CPI).
"This can only be possible after we have fine-tuned and consolidated the rapid transformation that took place in the bond market in the last 3 years. Over the next 12 to 15 months, we will focus on strengthening institutions, regulation and processes; new introductions and sophistications will follow later." says Abraham Nwankwo, the director general of DMO.
Analysts hold a consensus view on the beauty of the inflation protection security for PENCOM investments which has existed elsewhere in the world, including emerging economies, but are equally concerned that the continued absence of investment channels for the N1.8 trn pooled into the pension fund is defeating the whole essence of the fund.


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Our democratic systems of today were designed hundreds of years ago, in a time when letters were drafted in quill and ink, and then sent hundreds of miles over horseback to be shared between individuals. Governing institutions required closed-door offices in order to handle and organize the massive number of documents required by their agencies. This data module made sense because it was the most efficient option afforded to that era.
With the advent of the internet, the ability to share information has changed so fundamentally that it is hardly comparable to the methods used during the 18th century. This decisive evolution of human communications has begun to shape our conception of government as well. E-democracy, also known as digital democracy, is the term drafted to describe the influence that communication technologies are having on democratic governments. Some examples of digital democracy are electronic voting and online government services.
Even with such developments, the model of governance we use today is still all too similar to the ones used hundreds of years ago. Though information has gone from a written substrate to a digital one, and the speed at which information is shared has increased exponentially, the general relationship between the government and the public is the same. Information is stored in centralized databases that citizens can query for information. A trust relationship between citizenry and the government exists at the core of this model, as it did hundreds of years ago. Blockchain technology finally introduces the ability to replace trust in government offices with trust in a protocol based upon the impartiality of mathematics and cryptography. The immediate benefits of using distributed, not centralized, systems in government are efficiency, integrity and security; the long term benefits are a more involved and empowered citizenry.
Though the majority of new financial blockchain projects are being led for private-sector businesses, public-sector finance is also beginning to experience ripples of the blockchain revolution. For example, the U.K. Department for Work and Pensions is trialing blockchain tech for use in tracking and distributing welfare and pensions. Another project in the Republic of Georgia is piloting a blockchain-based land registry. Chief executive Valery Vavilov of BitFury, the company heading the project, explains the concept as an incorruptible yet transparent notary service that would allow for real-time audits, "not once per year, but every 10 minutes."
These exact characteristics could potentially advance the realm of taxes as well, which is why U.K.-based organization DigitalCatapult, a catapult center meant to innovate the digital economy, is entertaining discussions on the topic. Moving tax information and accounting records onto a public blockchain system would inherently provide "more useful information and more certainty" to everyone with a stake in a nation — not just tax agencies, but also citizens, business tycoons and government officials alike. As a result of storing a nation's wealth on a public blockchain, real-time data could be used to increase organizational efficiency and cut down on waste within large organizations — which governments are — where inefficiency and disarray are endemic.
Opacity within government fiscal policy also distances the citizenry, discouraging citizens from researching matters and forming opinions. The increased visibility and inherently uncompromising transparency of blockchain-based systems would help make government budgets and spending more clear, thus lessening the barrier between government and the citizenry, and ultimately encouraging more involvement in democratic processes.
The characteristics which make blockchain technology incredibly valuable extend beyond the realm of finances and the tracking of assets. For example, democratic countries could benefit by using the ability to track transfers of value on a public yet incorruptible ledger system to fundamentally change election processes.
Though different forms of electronic voting are used around the world, the functions and results are nearly identical to, albeit simply more efficient than, physical ballot voting. Ballots go into a black box and election results come out. This method has advantages, but it has drawbacks as well. This system is based on a trust relationship with the third party or government collecting and counting ballots, meaning common citizens have absolutely no way to guarantee that their votes were counted correctly, or that no election fraud was carried out behind the scenes. It's no wonder voters have little faith in the system, and that countries suffer from low voter turnout and a politically apathetic populace.
Blockchain solutions for the problem of centralized elections have been proposed by the Follow My Vote project, which has designed open source election software based on blockchain technology. The system would represent transfers of value on the blockchain not as currency, but as a voter's ballot. The transparency of the system would not only allow voters to verify that their individual votes were counted correctly, but also allow citizens to conduct an independent "audit [of] the ballot box" by scanning the blockchain where all votes are cast. The system would also sport strong security against both external cyber attacks and internal election fraud through the immutable and distributed ledger.
While these different applications just begin to scratch the surface, it's clear that blockchain technology could profoundly affect the relationship between governments and citizens by increasing transparency and information sharing.
According to data compiled by Pitchbook for Reuters, venture capital investment in crypto and blockchain startups has reached $850 million so far this year.
The Enterprise Ethereum Alliance has announced a "Token Taxonomy Initiative" to develop universal definitions for tokens to encourage their interchangeability across blockchain platforms. Members of the initiative include Microsoft, R3, ConsenSys, IBM, EY, Accenture and Intel.
Gemini Trust, a New York-based cryptocurrency exchange, has announced support for Segregated Witness (SegWit) addresses and transaction batching. As a result, customers can now use SegWit addresses for bitcoin deposits and withdrawals, ideally improving processing times and lowering bitcoin withdrawal fees.
Food producer Nestlé and retailer Carrefour will equip the packaging of a French instant mashed potato product with a QR code that provides blockchain-based data about its origins to consumers. The pilot was developed in conjunction with IBM Food Trust.


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U15 Tour to Wales – Easter 2016
We started our Warriors journey in 2013 and in the first year of our embryonic club, our U13 "touring" ambitions were limited to an overnight stay in Abu Dhabi for the Harlequins tournament and a quick flight to Doha for a day trip. We have come a long way since those humble beginnings, with a step change last year for our U14 "Le Tour" to Toulouse in the south of France.
Our French tour in Easter 2015 saw 22 boys and 5 Coaches travelling to Narbonne, Carcassonne and to Toulouse to take our U14 squad into the heart of French rugby. The rugby matches in Narbonne and Carcassonne were played on hard, fast surfaces in dry conditions very similar to our game conditions in Dubai although significantly colder and much more windy. The tournament in Toulouse was similar and thus we returned to Dubai without really experiencing "northern hemisphere" rugby, covered in mud on heavy going, soft pitches where the wet conditions can make the ball like a bar of soap.
Thus the plan was hatched for the U15 tour to Wales and it didn't disappoint.
The journey to Wales started way back in summer 2015 with early enquiries to local rugby clubs in Pembrokeshire in southwest Wales. Fishguard & Goodwick RFC quickly confirmed that they would act as our host club and Crymych RFC confirmed their willingness to organise a mini tournament and thus the tour to Wales was born. Kenfig Hill RFC (Bridgend) and Llandaff RFC (Cardiff) were soon on board as well resulting in a 9 day tour comprising 2 travel days, 4 rugby days and 3 recovery days which we filled with sporting, social and cultural events.
A key part of any tour is fundraising and this tour was no different. The boys worked hard to raise sponsorship funds for the Wadi Bih run – a 50km relay through the mountains in Oman. After a long journey in the car, plenty of shawarmas and a (short) night of sleep on the beach, 25 runners in 5 teams together with support cars and crews set off on the famous endurance event.
The great thing about the Wadi Bih is that it brings out determination, character and teamwork. The boys had to run 10-15km each on dusty, gravelly terrain, uphill and downhill. It hurt and the boys had to dig in and find some strength to continue running. Typically, this comes from a combination of inner resolve, chocolate but also from team mates supporting each other. Out of 40 adult teams, Warriors had 2 teams in the top 3 finishers.
The 2015/2016 (U15) regular season sadly offered only limited rugby as many UAE clubs combined age groups and elected to play in the U16 League. Nevertheless, Warriors competed well to win the plate in the Abu Dhabi 7s and the U15 UAE League title shortly before leaving on tour. Some success but relatively limited competitive rugby.
The tour itself was a fantastic experience for us all and encapsulated what rugby is all about. The games were tough and highly competitive, we all gained some special memories, made some new friends and put a marker down on the rugby field. We also learned a bit more about ourselves as individuals and a bit more about our team mates both on and off the field.
Interspersed between the rugby matches and tournaments, paintballing and go karting were mixed with trips to Pembroke Castle, Dan Yr Ogof Caves and the Millennium Stadium (recently renamed the Principality Stadium) and we were able to live and breathe the passion of welsh rugby first hand at the Pro 12 local derby match between the Scarlets and Ospreys at Liberty Stadium.
The Scarlets and the Ospreys both welcomed us to their regional homes where we were fortunate to use their training facilities and to meet Welsh Internationals Nicky Smith and Ashley Beck of the Ospreys and Jake Ball of the Scarlets. Our sincere thanks to Chris Jones of the Ospreys and Daniel Vaughan of the Scarlets for their support in making this happen.
They say that an army marches on its stomach and our thanks go to Mark & Lesley Wilson of the Bridge End Inn at Llanychaer for keeping the Warriors so well fueled with the evening meals and packed lunches. Finally, our thanks to James Morgan and Chris Shousha of Fishguard & Goodwick RFC for helping to make this tour happen and for arranging the surprise appearance of special guest Martyn Phillips, Chief Executive of the Welsh Rugby Union who supported the boys in the rain and later came back to the club house to hand out the Man of the Match medals.
Rugby Tours are an incredible experience for young men to see new things, meet new people, experience new languages and cultures and ultimately grow as individuals. On behalf of the tour party and all the boys, we would like to thank everyone who dug deep and found some money to support the fundraising effort.
Most of all we would like to thank Billy Harkin for his ongoing support of the Warriors. Billy's company, Megarme kindly sponsored the Warriors tour again this year and facilitated the trip of a lifetime for these young men. Once again, the Megarme logo sits front central on the tour playing shirt.


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East Midlands
There is a lot to celebrate in the East Midlands! We have a Local Movement in Leicester and are excited to be supporting the church-based 100 Homes campaign with Nottingham City Council. Elsewhere, champions
are working together to impact their towns, villages and cities.
We are developing strong partnerships with local authorities across the region as well to help them recruit foster carers and to find homes for unaccompanied minors they'll be helping via the Dubs Amendment. The response of local people in churches to care for vulnerable children and wrap around carers through Home for Good has really encouraged them to consider formal agreements with us to help them meet the incredible demand for foster placements.
With a growing number of champions and support groups across the region, this is a great time to be a part of the Home for Good movement in the East Midlands.
Our fostering partners in the region include, Leicester City Council, Nottingham City Council and not-for-profit independent fostering agency The Foster Care Cooperative.
Our adoption partners are Adoption Focus and St Francis Children's Society. Together they also run the Triangle Project focusing on early permanence for children.Home for Good: Leicester local movement
Key Contacts
Sharon Partridge-Underwood
Project Worker: Central England
Safi Newton
Project Worker: North West & Yorkshire
Kath Johnson
Project Worker: West Midlands
Get in touch
Related pages
Connect locally
I would like to find out what is
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Our News on Newswise
Virginia Mason Named A Leapfrog Top Hospital For 13th Straight Year
Virginia Mason and Chairman and CEO Gary S. Kaplan, MD, will both be honored today at The Leapfrog Group's annual Top Hospitals Awards Dinner and Ceremony in Washington, D.C.
4-Dec-2018 2:00 PM EST Add to Favorites
Virginia Mason Receives 14th Straight 'A' for Patient Safety from Leapfrog Group
Virginia Mason has earned its 14th straight "A" for patient safety from The Leapfrog Group, the national health care improvement advocacy organization that today announced its safety grades for more than 2,600 hospitals across the United States.
8-Nov-2018 8:00 AM EST Add to Favorites
Virginia Mason Medical Center Honored As 'Most Wired' For Seventh Straight Year
Virginia Mason Medical Center has received the 2018 Most Wired award, which goes to hospitals and health systems across the nation that are on the forefront of using foundational and new information technology (IT) to improve the delivery of care.
2-Nov-2018 3:00 PM EDT Add to Favorites
Virginia Mason Study Examines Whether Public Sharing Of Patient Satisfaction Data Results In Inappropriate, Unnecessary Medical Services
A two-year study at Virginia Mason concludes that concerns among some in health care that publicly reporting patients' satisfaction data and their physician ratings can result in inappropriate or unnecessary care may be unjustified.
25-Oct-2018 3:05 PM EDT Add to Favorites
David Coy, MD, PhD, Promoted To Chief of Radiology
David Coy, MD, PhD, has been named chief of radiology at Virginia Mason to succeed Lucy Glenn, MD, who recently retired.
17-Jul-2018 2:05 PM EDT Add to Favorites
Virginia Mason Receives Another 'a' for Safety From Leapfrog Group
Virginia Mason Medical Center has again earned an "A" in the Leapfrog Hospital Safety Grade, maintaining the distinction as the only hospital in Washington state to receive an "A" in every grading cycle since the program began in 2012.
24-Apr-2018 1:00 PM EDT Add to Favorites
Virginia Mason Medical Center Creates Consulting Group to Serve Hospitals, With Rural Focus
Virginia Mason Medical Center, a national leader in health care quality, safety and innovation, has started an affiliated consulting group that helps hospitals – particularly those serving rural communities – address challenges and assess...
23-Apr-2018 3:00 PM EDT Add to Favorites
Virginia Mason Physician Writes Step-by-Step Therapy Guide for Ending Insomnia without Drugs
People who suffer from insomnia could be cured of the dangerous sleep disorder by following a six-week, drug-free regimen recommended by a sleep physician at Virginia Mason Medical Center.
2-Mar-2018 5:00 AM EST Add to Favorites
see all news
Physician and CEO of the Virginia Mason Health System Can Speak to the Media About the Latest Trends in Healthcare
12-Jan-2018 10:45 AM EST
Virginia Mason Study Shows Team Method Prevents Overuse of Spinal Fusion Surgery
Patients diagnosed with lumbar degenerative spine disease are more likely to receive the right care when a team of experts representing multiple medical specialties collaborate in reviewing the patient's needs and determining the best treatment...
22-Feb-2017 3:00 AM EST
Virginia Mason Institute Marks Fifth Year of Teaching Lean Techniques to Transform Health Care
The Virginia Mason Institute, established in response to the number of requests for Virginia Mason Medical Center to share its success in applying lean principles to improve health care, is commemorating its fifth anniversary this year.
1-Aug-2013 8:00 AM EDT


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A Step-by-Step Guide on How to Use BHIM App Cashless Payment System
Hey Guys, I welcome you to Geeabo.com, And I have created this community for all those friends who want to know about technology. Today in this article I will tell you that How to Use BHIM App Cashless Payment System
In the Geeabo Community you get a new one article every day. Where I try to tell you some important things about the world of Internet, Smartphones, PCs and more.
Lets Come To The Point
First of all we need to know that What is BHIM App?, Is BHIM App reliable?, How to use BHIM App?, Is there any problem in using BHIM App?, etc.
So, First of all, You need to stop thinking that there will be any problem with BHIM App.
It has been created by the government's supervision and it is a government official App for Cashless Payment System.
So there is nothing to fear. You can trust BHIM App with your closed eyes.
I think that after reading the above things, your all questions and doubts have been cleared.
Also Read : How to Use Paytm – What is Paytm Full Guide for a Beginner
What is BHIM App? and How to Use BHIM App Cashless Payment System.
Let everyone know that BHIM's full name is Bharat Interface For Money. BHIM app works on UPI (Unified Payment Interface). UPI is a payment system through which you can send or receive money from your phone between two bank accounts. Through this app, people can exchange money in a digital way like Paytm and Freecharge.
And it was only be possible because of our Respected Prime Minister Mr. Narendra Modi.
The most important thing about this app is that it will work without internet as well.
And In order to exchange money, there will be no need to repeatedly mention the details like Bank Account Number and IFSC code. etc.
For this, You only have to register your bank account and it will automatically generate your UPI and then your mobile number will be enough for exchange of money.
How to Use BHIM App Cashless Payment System.
After reading the above things, You may know that what is BHIM App.
So let's know that how to use BHIM App.
Follow the steps carefully.
Firstly, You need to open Google Play Store in your Android and Search BHIM and download and install it.
Now open BHIM App.
Choose Language.
After choosing language you will come to the welcome screen of BHIM App click NEXT.
Now you will come to the Secure Simple Superfast screen simply click on NEXT.
After that you can see Allow us to access screen simply click on LET'S GET STARTED.
After clicking on LET'S GET STARTED button you will come to the Select Mobile Type Screen
Now click on SINGLE SIM or DUAL SIM option that you have.
After that verify your mobile no and click on NEXT
Now your mobile receive a SMS
Here you can see that your Mobile Verified.
Enter Your Passcode.
Here You will come to the Home page of BHIM App
Here you can see that there is two sections first is Transfer Money :- Send, Request, Scan & Pay.
Second is My Information :- Transactions, Profile, Bank Account, My Beneficiaries.
Now If you want to send Money to someone tap on send button
Now enter Your Mobile Number Ex. : [email protected]
Simply tap on PAY and Enter UPI Pin
I hope you like this article How to Use BHIM App Cashless Payment System and you have learn something new with the help of this article. Please Do Like, Comment and Share if you really like this.
If you have any question regarding this article then you can ask me in the Comment box below.
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Founder of Geeabo and Managing Editor. He began blogging in 2017.
In the Geeabo community you receive a new article everyday. Where I tell you some important things about the world of Technology, Inspirational, How to, etc.


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YOUNG MAN, A Woman of Wealth and Taste (2005)
Selling sin is easy.
WALTER SULLIVAN, Absolute Power (1997)
Dying is not a sin. Not living is.
JAKE TREMONT, Dad (1989)
There's no sin in loving men. Only pain!
ALLY McBEAL, Ally McBeal (1997)
I've always thought if you're gonna sin you may as well go for one of the really big ones.
BROTHER EDWARD, Babylon 5, "Passing Through Gethsemane" (1995)
To recognize one's own sin is to have no sin. It is the riddle of the 'Circle of Sin'... Perhaps this is what it means to be bound by sin. To spin in the same circle, looking for where the sin lies, and at some point losing sight of the way out.
COMMUNICATOR, Haibane renmei (2002)
I'm sorry, but the path of sin doesn't come through here. You'd better try next door.
BART MAVERICK, Maverick, "The Naked Gallows" (1957)
In our obsession of original sin, we too often forget original innocence.
POPE INNOCENT III, Fratello sole, sorella luna (1972)
It's the doctrine of original sin. You see, we're all born sinful, except for Jesus who was perfect of course. And he was sent to save us. But how could he save us unless we're sinning? So we have to go on sinning in order to be saved and go to Heaven. That's how Christianity works. That's why it suits so many people.
CHARLIE McMANUS, Nuns on the Run (1990)
Sin can be caught as easily as the plague.
FATHER BARRE, The Devils (1971)
Sin Quotes - page 2


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Payal Singhal opens doors to her first store in New Delhi
Brides take note
The past few years have seen New Delhi's Mehrauli district evolve into a melting pot that houses countless ateliers and multi-brand stores established by Indian designers. Payal Singhal adds to the repertoire, as her eponymous label celebrates the launch of their second store in the country, which is housed in the area. The store is will be run in association with Carma, the multi-designer platform.
Delhi's fashion set has shown much love and appreciation to the collections doled out by the designer over the years, and it comes as no surprise that she chose the capital as her next stopover. "We are very excited to give them an opportunity to shop the entire Payal Singhal product range under one roof," says Singhal. Known for seamlessly bridging the gap between the aesthetics of modern day necessities and age-old traditions, this will be the designer's second store in the country, the first being in Mumbai.
The interiors of the store have been designed keeping in mind the label's appeal—classic, yet contemporary. An Art Deco theme accentuated with distressed mirror walls, soft gold tones and pink velvet furniture pieces will add to the space along with the designer's signature ethnic wear looks. Since the end of the year is a stipulated season for Indian weddings, the store comes right in time for the bridal party shopping.
The brand's future plans include another store in Mumbai by the end of next year, and revamping the brand's e-commerce platform which will offer a wider range of product lines including accessories, kids wear and an upcoming menswear line.
Payal Singhal opens doors to public on December 19. H 5/7 Kalkadas Marg, Behind Qutub Minar, Mehrauli, New Delhi


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July 21st, 2006
4 Strathlea Place SW, Calgary AB
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Stunning former Show Home with attention to detail at every turn! Custom millwork, gleaming hardwood floors, huge maple kitchen with granite counters and a large island/eating bar and a butlers pantry! The kitchen nook has floor to ceiling windows and a French door to the upper level deck with glass railings overl ...


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Pledging 2017
A Note from Frank Scott, Stewardship Chair
God Bless,
- Giving is God's Story. The sacrifice of Jesus is the ultimate story of giving. Giving of our means is a vital act of learning God's love for us by emulation of this story, and to do our part in caring for creation.
- Giving is Our Story. Our community of faith that is The Episcopal Church, the Diocese of Milwaukee, and Trinity Episcopal are all connected in a great story of giving to care for humanity: working for the advancement of knowledge, the relief of suffering, and showing Christ's love for all.
- Giving is Your Story. Your sharing supports this parish's work as an institution of God's care. But stewardship is also a ministry to ourselves, as we learn to understand and to appreciate all that we have been given, by giving some of it back.
What do you want your story of giving to be? You can turn in your share card now, or share online at www.trinityjanesville.org/onlinegiving.
God Bless,


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Today's best thriller writers on one hundred classics of the genre…
Of all the publications put out by the International Thriller Writers since the group's inception, this is my favorite: one hundred thrillers, all deemed must-reads by those who are continuing the tradition. By the time I got my hands on it, I'd already read a few of the titles on this list, and my goal is to eventually make my way through all one hundred of them.
Most of these books have been around for so long and read by so many that another generic review from your average reader seems unnecessary. Instead, I thought it would be fun to take a look at what some of the experts have to say about the stories that paved the way for their own success… and how their perspective compares to my own reading experience.
I decided to kick off this series with Robert Ludlum's The Bourne Identity.
His memory is a blank. His bullet-ridden body was fished from the Mediterranean Sea. His face has been altered by plastic surgery. A frame of microfilm has been surgically implanted in his hip. Even his name is a mystery. Marked for death, he is racing for survival through a bizarre world of murderous conspirators — led by Carlos, the world's most dangerous assassin. Who is Jason Bourne? The answer may kill him.
Linda L. Richards wrote this particular essay for the ITW anthology, and in it she discusses the novel itself, as well as where it falls in Ludlum's entire body of work. The characteristics she points out — a struggling underdog, a powerful corporation, and a plot where nothing is as it seems — are common to most of his novels, and yet The Bourne Identity was his biggest success. So, what is it that makes this book stand out? I think it's the way we can immediately relate to the main character, even though we don't know anything about him… because he doesn't know anything about himself. As Richards writes, "each new discovery seems to ask an even greater question than the one just answered…. We accompany Jason Bourne while he uncovers the pieces, and we are just as mystified and misdirected as our unwitting host."
A successful movie franchise obviously helps to fuel the book's popularity, even though the movies are only loosely based on the source material, basically using Ludlum's Bourne as inspiration for a new set of stories. Still, if it keeps the idea of Jason Bourne fresh in people's minds, it creates a higher potential for modern readers to discover this book. Typically, it seems readers are either into older classics or recent releases; how many people randomly pick up a 30-year-old novel? It falls into an awkward in-between, where it's obviously dated, yet feels too modern to be timeless. Still, despite the generational gap, I'd put this on a shelf right alongside many of my favorite thrillers of the past ten years, easily.
Richards argues that Ludlum is one of those authors who helped to reshape his genre of choice, writing, "if there was a formula, Ludlum was creating it…. He added a new level of action to the spy genre, and his emphasis on conspiracies created a genre of its own."
Revolutionary or not, it's simply a great book. I agree wholeheartedly that this is a must-read for thriller fans. If you've only seen the movie, you really ought to think about changing that… and that's coming from someone who saw (and enjoyed) the movie first.
One down, ninety-nine to go…


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Jane Woolrich design 48614 is a delightfully cute and sexy babydoll nightie in shown here in pink polyester chiffon with lace trim and satin cups. The set is completed with a satin and lace matching brief. The model is also wearing the matching negligee which is available to add to your order. A choice of colours means you can mix and match the satin and lace colour your prefer.
We send all orders via Royal Mail and use completely plain wrapping.
The estimated despatch time is shown on each product page, in the check out and again in your purchase confirmaton email. If your order contains a mix of same day despatch and longer estimates the order will normally be consolidated to the later shipping time.
Once your order is on its way, it can take from 1 to 2 days (UK orders) and approximately 7 to 10 days for overseas orders.* Most deliveries require a signature on receipt.*Delivery timescales are estimates only and outside of our control - they may vary.
You have 21 days from receipt of your order to return items for a refund or an exchange. At Christmas and Valentines Day we allow extra time so your can shop early. Please read the instructions below before completing a returns request form.
The Distance Selling Regulations allow you a "cooling off" period. You may cancel your order within 14 days of receipt. Cancellation must be in writing although no reason for cancellation is necessary. If you have already received the goods then for a cancellation you must return them unopened.
You cannot return any of the above (2 to 4) once they have been opened.
* Please provide accurate measurements when ordering a garment that is made for you. Alteration is only an option for garments that are too big.
We operate a 24 hour cooling off period on all made to order garments. So if you change your mind about the purchase you can still cancel without cost to you as long as you let us know within that 24 hours.
Please look after the garment/s. The Distance Selling Regulations allow a reduction in the refund if the garment is not as new. If the garment is not "as new" we may offer a lower value refund or reject the return.
Made to order.
Despatch: Made specially for you and usually shipped within 28 days.
Customers who bought this item also bought:
£226.00Three Piece Luxury Chiffon Pyjama Set Jane Woolrich Design 48913
£139.00Luxury Short Negligee Jane Woolrich 48818
£170.00Pretty Two Piece Pyjama Set - Jane Woolrich 48911
Beautifully made just as expected. Also bought the negligee.


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RIPO code: 1199-28-P
Very nice apartment with sea and mountain view
General Information
- Type: Apartment
- Location: Tosmur
- Status: Resale
- Size: 110 m2
- Construction Year: 2006
- Price: € 65,000
- Livingroom : 1
- Kitchen : Open
- Bedroom: 2
- Bathroom: 2
- Balcony: 1
- White goods
- No of Aircondition: 3
- Furniture
- Browngoods
- TV/Sat
- Hot Water
- Windows: PVC
- Steel Door
Complex Features
- Elevator
- Swimming Pool
- Child Pool
- Playground
- Fitness
- Sauna
- CareTaker
- Beach: 420 m
- Shop: 270 m
- Alanya: 5 km
- Bus: 270 m
- Taxi: 0 m
- Airport: 34 km
- Sea
- Mountain
A lovely 2 bedroom apartment could be yours, situated in a quiet residential area of Tosmur just 420m from the Mediterranean sea.
This fully furnished apartment is centrally located on a well-maintained complex and offers 110m2 of relaxing open plan living. An archway from the hall leads through to a bright and airy living space which has an American kitchen at one end. The large room also integrates a dining area and cosy lounge. At the furthest end of the room, wide patio doors open to the outside. The full curved balcony provides a spacious sun deck and relaxation area, with panoramic views of the turquoise coastline. There are 2 large double bedrooms, both with patio doors onto the balcony. The master bedroom has en-suite facilities, and there is also a guest bathroom accessed from the hallway.
Outside is a large swimming pool, sunbathing terrace, and brick BBQ for lazy days. Set amongst trees and grassy garden areas, the complex also has a games room, sauna, and gym. This ideal property is within walking distance of the many restaurants and markets in the local village centre, with Alanya and its historical castle only 5km away by bus.


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The following link is the PowerPoint presentation from the College & Career Readiness portion of the meetings.
9th and 10th grade meeting
Click on the following link to watch a video of the meeting.
Click on the following links for the handouts that were available.
Career Fields, Clusters and Pathways
Career Fields and Clusters chart
11th grade meeting
Click on the following link to view a video of the meeting.
The following links contain the handouts that were available in addition to the links above.
Making the Most of Campus Visits


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Interested in learning more about the Toronto City Summit Alliance, issues facing the city region, and upcoming events? There are two ways to stay informed.
Please complete the form below.
We ask that you include your name, and postal/zip code when you sign up for TCSA Newsletter and action alerts so that we can better serve you by compiling such information to be used to generate statistics and aggregate reports for internal use by the Toronto City Summit Alliance. In this instance, these statistics and reports will contain only aggregated and no personally identifiable information. Your identity is kept strictly anonymous.
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Multnomah County Notice of Adopted Amendment (2012-05-23)
Multnomah County
MetadataShow full item record
Multnomah County
A zoning code text amendment to Chapter 36 to add the community service conditional use of "tire station" to the Multiple Use Agriculture - 20, Rural Residential, Orient Commercial Industrial aid Pleasant Home Rural Center zone districts in the West of Sandy River Rural Plan area. Fire stations will be limited in scale to serve the rural area. The proposed w il add a new use to the Urban and Rural Reserves pursuant to County Policy and the rule OAR 660-027-0070.


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Hello guys, I'll like to thank you ALL for participatiing in our beta test run for this months challenge. The challenge site has been handling itself very well and the artist database is steadily growing, which is awesome!
This month's challenge is officially over and we'll be taking a break till January 1st 2003, so we can spend quality time with our family and friends over the holiday season without worrying about deadlines
All submission gates are now closed and member voting will soon begin. The winners will then be chosen by the council and they will be issued the prizes supplied by our sponsors.
Everyone put fourth a great effort this month and I may just issue a couple more categories to help and motivate those challengers that really try hard… think "most improved challenger" or "most helpful challenger" this is what makes these challenges what they are
So everyone get out your clicking fingers, because voting will soon be on.
salud and Happy Holidays, cya all next year.


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News Centre
Integrity Commissioner Decision - Bird v. MacDougall, Scholten and Bruziewicz
By City Staff
On November 16, 2016, Robert J. Swayze, Integrity Commissioner, received a complaint from Margaret Bird against three City of Sarnia Councillors: Councillors MacDougall, Scholten and Bruziewicz. The Integrity Commissioner dismissed the complaint on November 18, 2016 in a confidential e-mail to the complainant, Ms. Bird.
The complainant made her complaint public immediately after filing it, as released by the Sarnia Observer on November 17, 2016. Due to the complainant's actions, it was no longer necessary for the Integrity Commissioner to keep his decision confidential.
In addition, the Integrity Commissioner requested that his letter (attached) be placed on an open session of Council. The letter will be included on the December 12, 2016 regular Council meeting agenda.
This article was posted Tuesday, November 29, 2016 4:33 PM
What is PDF? PDF stands for Portable Document Format and is a way of distributing documents over networks while ensuring they always print the same. To view PDF files, you need either the Foxit Reader or Adobe Reader


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Casual BBQ Fun
For a tasty BBQ inspired reception think simple and think casual.
Entrée: A delicious idea would be to serve canape sized bruschetta - tasty and fresh.
|Wikimedia Commons
|Wikimedia Commons
A sit-down affair in a gorgeous location must be teamed well with foods that will delight, try this:
Entrée: A light soup would be a delicious start to this affair; pumpkin, mushroom, french onion... all would go down a treat.
|Wikimedia Commons
Buffet style receptions are a simple affair of giving your guests a bunch of different options that they can tailor to suit their individual tastes. One great tip that we've come across is to decorate your buffet table with a fruit basket and to use that very fruit for your dessert.
Entrée: Think salads, cheeses and tasty breads - something light so your guests don't get too full!
Dessert: Considering it's a buffet make sure your dessert is easy to serve: an icecream bar could be a fantastic idea (complete with all the trimmings!)
|Wikimedia Commons
Stick to serving bite size hors d'oevres (check out Delish for inspiration: ).
Pair them with some truly tasty cocktails and you've got yourself a reception that's the cat's pyjamas!
|Wikimedia Commons
QB x
Check out Queensland Brides at www.queenslandbrides.com.au, Facebook and Twitter. Get the latest issue here.


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« older | Main Largehearted Boy Page | newer »
December 8, 2015
Book Notes - Leena Krohn "Collected Fiction"
In the Book Notes series, authors create and discuss a music playlist that relates in some way to their recently published book.
Previous contributors include Bret Easton Ellis, Kate Christensen, Kevin Brockmeier, T.C. Boyle, Dana Spiotta, Amy Bloom, Aimee Bender, Jesmyn Ward, Heidi Julavits, Hari Kunzru, and many others.
Leena Krohn: Collected Fiction collects the celebrated Finnish writer's novels, novellas, and short fiction in an impressive collection of speculative fiction.
Kirkus wrote of the book:
"An extraordinary writer who deserves to be better known to readers in English―which, thanks to this excellent collection, is now possible. Reminiscent of Calvino, Borges, and Lem."
Stream a playlist of these songs at Spotify.
In her own words, here is Leena Krohn's Book Notes music playlist for her collection Collected Fiction:
To Listen, To Write
The great Finnish composer Jean Sibelius once played a recording of one of his own pieces for a guest. After listening to the recording, the guest asked, "But what does it mean?" Sibelius' only response was to play the recording again without saying a word.
Music and literature have shared roots. Listening to music and reading a book both take time. Both are languages that one must learn to understand.
Every now and again, authors are asked what one of their poems or short stories actually means. When Doña Quixote and Other Citizens was published, I received the following email:
"I read your short story collection, and no offence, but I didn't understand it at all. Would it be at all possible for you to analyze at least one the stories and tell me about its background and maybe why you wrote it? What is it really about? —-This probably won't make you feel any better, but no one in our research group (of over thirty people) could find any clear message in your collection. We just had to conclude that it's quite an achievement to write something so opaque."
I tried to explain to the writer of this message my view that the experience provided by art cannot be translated into information: "A poem, a novel, or a short story collection is not a text message. There is no single clear message. If there was, there would have been no need to write it in the first place. There are as many messages as there are sentences and spaces between the lines."
When I was writing Doña Quixote and Other Citizens, I listened intensively to Shakespeare's songs as performed by Alfred Deller's group Deller Consort. Something of the timelessness, melancholy, and merriment of those songs found its way into Doña Quixote's city and its citizens.
Mozart's The Magic Flute has always been a great source of joy for me, and it was precisely this piece of music that inspired the pelican from In Human Clothing to fall in love with the human world and want to become human.
Doña Quixote, too, refers to The Magic Flute when se hums, "Es klinget so herrlich, es klinget so schön…" (That sounds so wonderful, that sounds so beautiful!)
Schubert's Winterreise is also a piece that time and again amazes and humbles me. The depth of its feeling, in which passion, hope, and resignation mingle, echoes in many of Umbra's chapters.
However, of Schubert's Lieder, Auf dem Wasser zu singen is the one I love the most. Humans understand our own transience, and for that very reason, we are able to escape it.
The memory of this song also comforted Emma Eckstein, Sigmund Freud's hapless student and patient, in my play Siebenbrunnengasse 15.
Ach, es entschwindet mit tauigem Flügel
Mir auf den wiegenden Wellen die Zeit.
Morgen entschwinde mit schimmerndem Flügel
Wieder wie gestern und heute die Zeit,
Bis ich auf höherem strahlenden Flügel
Selber entschwinde der wechselnden Zeit,
Selber entschwinde der wechselnden Zeit.
(Ah, with dewy wings
On the rocking waves, time escapes from me
Tomorrow with shimmering wings
Like yesterday and today may time again escape from me,
Until I on towering, radiant wings
Myself escape from changing time.
Myself escape from changing time.)
(Original German text: Leopold Graf zu Stolberg)
Leena Krohn and Collected Fiction links:
Kirkus review
The Little Red Reviewer review
The Mumpsimus review
also at Largehearted Boy:
Book Notes (2015 - ) (authors create music playlists for their book)
Book Notes (2012 - 2014) (authors create music playlists for their book)
Book Notes (2005 - 2011) (authors create music playlists for their book)
my 11 favorite Book Notes playlist essays
Online "Best of 2015" Book Lists
100 Online Sources for Free and Legal Music Downloads
Antiheroines (interviews with up and coming female comics artists)
Atomic Books Comics Preview (weekly comics highlights)
Daily Downloads (free and legal daily mp3 downloads)
guest book reviews
Librairie Drawn & Quarterly Books of the Week (recommended new books, magazines, and comics)
musician/author interviews
Note Books (musicians discuss literature)
Short Cuts (writers pair a song with their short story or essay)
Shorties (daily music, literature, and pop culture links)
Soundtracked (composers and directors discuss their film's soundtracks)
weekly music release lists
Word Bookstores Books of the Week (weekly new book highlights)


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A few weeks ago, my Twitter feed stopped me cold with a bone-chilling tweet:
Investment researcher Meb Faber was the source. I grappled with the idea that stocks (the preferred long-term investment in most portfolios) had failed to outperform bonds (the preferred short-term investment) for most of the last four decades. And then Faber dashed off a second tweet:
Perspectives on the long term
Vanguard recently updated our principles for investing success. Principle number four is: "Discipline: Maintain perspective and long-term discipline."
Long term can be a slippery concept. Is it ten years? Thirty? Or the 72 years between the presidencies of John Adams and Ulysses S. Grant? I considered the question from three perspectives—empirical, theoretical, and philosophical.
Empirical perspective
The 19th-century stock market data are interesting, but they're spotty compared with the more comprehensive and extensively researched data on U.S. stock market returns since 1926. The table below shows how often U.S. stocks have outperformed U.S. bonds in the rolling 10-, 20-, and 30-year periods since 1926.
The first 10-year period, for example, begins January 1, 1926, and ends December 31, 1935. The second 10-year period begins February 1, 1926, and so on through May 2017. The analysis is based on total returns, including reinvested dividends, and not simply changes in stock prices, which may explain why the numbers don't agree with those in Faber's bone-chilling tweet.
How frequently have stocks outperformed bonds, 1926–2016?
Source: Vanguard calculations based on index provider data.1
The empirical message is what we'd expect. Stocks have returned more than bonds over most long-term periods, but not always. The stock market's longest shortfall stretched almost 23 years, from September 1927 to June 1950, from the eve of the Great Depression to the post–World War II boom. The tail end of the 2008–2009 financial crisis marked another 20-year-plus period of stock market underperformance.
Theoretical perspective
Finance theory assumes that we avoid risk and demand a reward if we do take it on. Stocks are riskier than bonds, a reality reflected in their greater price volatility. That risk is a feature, not a bug.
A stock investor's claim on a company's resources is secondary to that of creditors such as banks and bondholders. But once creditor claims have been paid, stock investors are entitled to most of what remains. This difference helps explain why stocks produce greater gains in the good times, but deeper losses in the bad. Theory suggests that those who are last in the capital structure shall be first in expected returns.
Philosophical perspective
Empiricism and theory get us only so far. They can't subdue the doubt and fear provoked by a disturbing tweet. What if today is the start of another Adams-Grant period of underperformance? (We consider that a low probability.)
The most useful perspective on this dilemma is the philosophical. Doubt and fear are unavoidable, but they don't have to be incapacitating. A few weeks ago, Vanguard founder Jack Bogle circulated a letter that he'd written to a young investor daunted by potential catastrophes. An excerpt:
My own total portfolio is about 50/50 indexed stocks and short/intermediate bond indexes. At my age of 88, I'm comfortable with that allocation. But I confess that half of the time I worry that I have too much in equities, and the other half that I don't have enough. Finally, we're all just human beings operating in a fog of ignorance and relying on our common sense to establish our asset allocation.
If you like your philosophy in tweet-sized bites, consider the financial wisdom of another distinguished Philadelphian.
More than 250 years ago, Benjamin Franklin wrote The Way to Wealth, a reminder that opportunity is not without challenge and risk. One of the most famous lines from Franklin's essay? "There are no gains without pains."2
I would like to thank Nicholas Merckling for his contributions to this blog.
1 For U.S. stock market returns, we used the Standard & Poor's 90 Index from 1926 through March 3, 1957; the S&P 500 Index from March 4, 1957, through 1974; the Dow Jones Wilshire 5000 Index from 1975 through April 22, 2005; the MSCI US Broad Market Index from April 23, 2005, through June 2, 2013; and the CRSP US Total Market Index thereafter. For U.S. bond market returns, we used the S&P High Grade Corporate Index from 1926 through 1968, the Citigroup High Grade Index from 1969 through 1972, the Lehman Brothers U.S. Long Credit AA Index from 1973 to 1975, and the Bloomberg Barclays U.S. Aggregate Bond Index from 1976 through 2009, and the Bloomberg Barclays U.S. Aggregate Float Adjusted Index thereafter.
2 Benjamin Franklin, 1758. The Way to Wealth. In: Jared Sparks, ed., 1836.
The Works of Benjamin Franklin: containing several political and historical tracts not included in any former ed., and many letters official and private, not hitherto published; with notes and a life of the author. Vol. 2. Boston, Mass.: Hillard, Gray, and Company. p. 92-103.


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- Dec
- 31
Mystery Quilt Rapid Fire Clues
Posted Sunday, December 31st, 2017 in Bonnie Hunter mystery quilt | Read More
Bonnie surprised us by releasing clues 6 and 7 in rapid fire mode. We received the 6th clue on Friday as we usually do. On Saturday she posted clue 7. They are easier clues, working with pieces we made previously.
In Clue 6 we added triangles to the pieced triangles from clue 4.
Clue 7 had us joining the flying geese from clues 2 and 5.
It's not too late to join the mystery quilt. Bonnie will have the free clues on her blog until February 1, 2018. After that date they will be removed and will be available for sale at a later time.
- Dec
- 28
And now Clue 5…
Posted Thursday, December 28th, 2017 in Bonnie Hunter mystery quilt, mystery quilt | Read More
I have finished Clue 5 just in time for the next clue to arrive tomorrow! I don't mind making flying geese but have had my fill of them for now. Clue 2 was also flying geese. It is the cutting that I don't really enjoy. I have been using Bonnie's Essential Triangle Tool to cut the flying geese. I like that they are cut from strips and fit together so well. My old method was No Waste Fast Flying Geese where you cut a large square and 4 small squares. It also involves drawing lines, sewing, and cutting and then repeating to make four FG at once.
All the fabric for Clue 5 came from my scrap bin. I had to buy coral and aqua fabrics for this mystery but the rest of the fabric is from my scrap collection.
Today I am linking up with Bonnie's Link Up Party on her blog.
- Dec
- 18
Clue 4 – On Ringo Lake
Posted Monday, December 18th, 2017 in Bonnie Hunter mystery quilt, Quilting | Read More
These are just a few of my finished clue 4 pieces. I am almost done cutting out the triangles. I am still working on clue 3. I have been alternating between the two clues and loading a quilt on the frame.
I finished loading Ezra's quilt and started quilting today. After just a few inches, I stopped to examine the stitches. I then spent the next hour taking them out. The stitching looked fine on my trial piece but not on the quilt. I rethreaded the machine and cleaned out the bobbin area. It looked clean but I found a large piece of lint in the bobbin race after I had replaced the bobbin. By the time I was done "unsewing", I was ready to take a break and fix dinner. Wish me luck when I try to quilt again tomorrow!
I am linking up to Bonnie's link-up party at Quiltville. Take a peak at the fabrics other quilters are using.
- Dec
- 13
In the Pumpkin Patch
Posted Wednesday, December 13th, 2017 in Fabric Stash, Magazines, Patterns | Read More
I started this quilt last fall. It is another quilt by Bonnie Hunter and was in Quiltmaker magazine. The instructions in the magazine were not written by Bonnie. The pumpkins were supposed to be paper pieced but I skipped that and made strip sets. I then cut them into the size pumpkins I wanted and added corner blocks.
The orange fabric I used was from a fat quarter bundle that I ordered online. Most of the background fabric was given to me by a very dear friend from back home. I had given her a ticket for a bus trip to a quilt show that I was unable to attend. She surprised me with a gift bag STUFFED FULL of fabric. Included with lots of other fabrics were text prints. She knew I loved text prints but didn't have any in my stash. I saved them for a special quilt and this is the quilt I chose to use them in. Thank you Kris! I love this quilt!
I still need to hand stitch the binding to the back but it will have to wait until all the Christmas quilting is finished! To see a close up of the text prints, click on the picture.
- Dec
- 12
Christmas Quilts and "On Ringo Lake" – Clue 3
Posted Tuesday, December 12th, 2017 in Bonnie Hunter mystery quilt, Quilting, mystery quilt | Read More
I am getting a late start on the third clue of Bonnie Hunter's mystery quilt. I have been working on quilts for my two oldest grandsons, making quilts for the bunk beds in their new home. I knew I wanted to use the alphabet pattern from the book, Alphabet Soup, by Jaybird Quilts. Jaybird has created special rulers to use in their patterns. I have had the rulers for a few years and really wanted to use them.
I told Jennifer my idea and she ran with it, designing a quilt pattern for me. I then had a picture to work with and created all the blocks to fit together. The letters were all the same height but I had to add fabric to the sides to make them all a uniform size. The rest of the blocks are half square triangles, quarter square triangles, flying geese, and triangle in a square made to fit in 12 inch blocks.
Jennifer also helped me pick out the fabrics. She has a better eye than I do for choosing the right shade of each color. We found the multi-colored fabric (the borders) and chose fabrics to go with it. After having to do the frog stitch a few times, I finally finished both of the quilt tops today. My plan is to get them loaded on the quilt frame and quilt them next weekend.
Click on the pictures to get a closer view.
After finishing the borders on the boys quilts, I started working on the third clue of Bonnie's mystery quilt. I cut all the strips I need. I am using a shortcut way to piece them. At this time I only have a few of them finished but my goal is to be finished and ready for the next clue by Friday.
Click here to see the blocks made by other mystery quilters.
- Dec
- 4
On Ringo Lake – Clue 2
Posted Monday, December 4th, 2017 in Bonnie Hunter mystery quilt | Read More
This weekend has been busy for us. Sami's 4th birthday party was held on Saturday. She had a wonderful time playing with her friends. We stayed after the party to watch the OSU game with Jen.
I started working on my second mystery quilt clue on Saturday morning before we went to the party. We are making flying geese and I wanted to try two different methods to see which was easier and more accurate. I usually use the Fast Flying Geese method but that includes a lot of drawn lines, sewing, pressing, cutting and more of the same to complete 4 flying geese. I did two sets this way and found that I had to trim all of them to get the correct size.
Next, I tried Bonnie Hunter's new method using her Essential Triangle Tool. I cut out a couple and sewed them. They are very accurate and I did not need to trim them to size. This is the method I decided to use for the rest of Clue 2.
Please excuse my poor photography.
Today I worked on this clue until my daughter came over. We are each making a mug rug to take to quilt guild this week for a swap. We are almost finished with them and I will share pictures after they are completed.
To see the flying geese made by other Bonnie Hunter mystery quilters, click here.
Welcome to Quilting Linda
Within you'll find info about quilting, including my projects soon to be featured below, as well as tidbits about my friends & family. Enjoy!


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Stereophonics Biography
Stereophonics (never 'The Stereophonics') are a Welsh music group formed in 1992 and originally known as Tragic Love Company, a name inspired by their favourite bands Tragically Hip, Mother Love Bone and Bad Company. They started out as a teenage cover band and later, inspired by Stuart's gran's gramophone changed their name to Stereophonics. They hailed from Cwmaman, South Wales and after they changed their name were one of the first bands to be signed to Richard Bransons V2 label in August 1996. Their most well known songs include a cover of Chris Farlowe's Handbags and Gladrags; Have a Nice Day, and Mr. Writer, although long term fans would probably plump for the earlier Local Boy In The Photograph, A Thousand Trees, Looks Like Chaplin and The Bartender and the Thief as more memorable.
Band Members
This biography is published under the GNU Licence
Items to buy by Stereophonics


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Wood floors have definatly made a come back in recent years but at Complete Flooring we have been laying wood floors for over 12 years. Our wood floor fitters are vastly experienced and will get the job done with very little fuss.
Laying wood floors
Laying wood floors Diss Norfolk
Industrial or domestic there is no job too large or too difficult. We are happy to quote and our staff are very helpful when you're making your choice and our fitters have a wealth of experience which will help the project pass without a hitch.
Call us now on 01379 640070 for a no obligation quote.


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The NineHertz provides the best solution if you looking for experienced Mobile App & Web Development.
The NineHertz is a leading App Development Company for mobile applications, Web Development, Salesforce Development Services and responsive websites for smartphones, tablets and desktops. We develop Business apps, Productivity apps, Food ordering apps, Ecommerce apps for iPhone, iPad and Android devices with open source development like Joomla development, Wordpress development, Magento development and Drupal development services. We have been in the app development industry since 2008 and delivered more than 1000 projects to 450+ clients worldwide.
Our main clients are:
· Casio
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Our work has featured on:
· Phone Arena
· Lifehacker
· Tech Crunch
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Awards & Recognition:
· Top 10 Web development Companies 2016 by Clutch.co
· Top 10 Mobile App development companies 2016 by Appfutura.com
· Best Mobile App Development Companies by Crowdreviews.com


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Barry University
Alumni Association – Law School Chapter
Constitution and Bylaws
The name of the organization shall be:
The Barry University Alumni Association – Law School Chapter ("Chapter"), with
the principal place of business Orlando, County of Orange, State of Florida.
The purpose of this Chapter is to
promote the interests of Barry University Dwayne O. Andreas School of Law
(hereinafter, the "Law School"), to
engage alumni and establish mutually beneficial relations between the Law
School and its alumni, and to help support the Law School for scholarships or
any general need of the University.
To promote the continued academic and
professional development of the Law School alumni, students, and faculty.
The Chapter shall be subject to the
policies of and general supervision of the Board of Directors of Barry
University Alumni Association and the Dean of the School of Law.
Section 1
Those eligible for membership in the
Chapter shall include:
a) All persons who have graduated from
the Law School. Such individuals are considered regular members of the Chapter;
b) All active and emeritus members of the
faculty of the Law School, any person who received an honorary degree from the
Law School and all administrative officers of the Law School are honorary members
of the Chapter.
Only those who have received a J.D.
degree from Barry University of Orlando School of Law or from Barry University
Dwayne O. Andreas School of Law may vote.
Section 2
The Executive Board shall endeavor to
protect the name of Barry University Alumni Association – Law School Chapter
from misuse and shall take all action which may be deemed advisable to that
Section 3
The Chapter membership list is for the
use of the Chapter only and cannot be used for promotion of any activity
unrelated to the Chapter. It shall not be used for personal gain or made
available for commercial or solicitation purposes.
All members are encouraged to
participate in the Annual Fund.
Section 1
The officers of the Chapter shall
consist of a President, President-Elect, Secretary, Director of External
Affairs, and Immediate Past-President. (Collectively, "Executive Board").
Section 2
Elections shall be held annually.
Section 3
Each officer shall be elected for a
one-year term; however an officer may serve in a particular position for more
than one year if so elected. The maximum consecutive terms of office shall not
exceed two full terms of one year. No member shall be eligible to run for
elected office unless said member has attended, in person, at least three (3)
events hosted by the Chapter for that calendar year. This condition may be
waived upon a showing of good cause by a majority vote of the members of the
Executive Board
Section 4
The President is the chief executive
of the Chapter. The President shall appoint all committees; appoint representatives
and delegate responsibilities not otherwise provided for or ordered by the Chapter;
coordinate the activities of all committees and serve as an ex-officio member
of all committees; serve as the official representative of the Chapter or
delegate an official representative as necessary and appropriate; ensure that
the programs and policies of the Chapter are carried out; call special meetings
of the Chapter; preside at all meetings of the Chapter, announcing the business
before the Chapter in its proper order and the result of each vote. In the
event of any tie vote, the vote of the President shall determine the outcome.
Section 5
The President-Elect shall have all the
duties and powers of the presidency in the absence of the President, shall
assist in additional duties as directed by the President, and shall serve as
the chairperson of the Social Events and Outreach Committee.
Section 6
The Secretary shall keep accurate
records of all proceedings of the Chapter; carefully preserve all official records
and documents, including minutes at every meeting designated in Article I ("Meeting
Minutes"); keep the Constitution and By-Laws, amendments and resolutions in
good order and up to date; check for duplication and conflict among the same;
conduct and maintain accurate records of the official correspondence of the
Chapter; notify each Member of meetings; maintain the official Membership list
of the Chapter for this purpose; and shall serve as the chairperson of the
Communications Committee. The Office of Institutional Advancement shall keep a
complete copy of all records, furnished by the Secretary on an ongoing basis,
and shall assist with meeting notification.
Section 7
The Director of External Affairs shall
serve as a representative of the Chapter for purposes of financial donations
and sponsorships of events; maintain records and copies of all donations and
sponsorships made; actively seek strategic partners for sponsorships and
donations; shall act as the liaison to and communicate with the voluntary bar
associations; shall serve as the chairperson of the CLE Committee.
Section 8
The Executive Board shall have the
authority to establish guidelines and standards of performance for all
officers. No member shall be eligible to serve as an Officer or a member of the
Executive Board if he or she holds any personal or professional interest which
conflicts with an interest of the Law School or the University or represents
any interest adverse to the interests of the Law School or the University.
Section 9
The membership may, by two-thirds
(2/3) vote, overrule any vote by the President or the Executive Board.
Section 10
Each member of the Executive Board
must provide an e-mail address and a cell phone number to the Secretary for
participation in voting, and for use in all other Chapter business.
Executive Board shall consist of all Officers of the Executive Board, as
stipulated in Article II, Section 1; and up to four (4) members appointed by
the President.
President may appoint four (4) members to serve on the Executive Board for the
duration of the President's elected term of office with majority approval of
the Executive Board.
The Chapter shall meet three times
annually and/or under such provisions as set forth in the By-Laws.
Section 1 – Political
No part of the activities of Chapter
shall be the carrying on of propaganda or otherwise attempting to influence
legislation. The Chapter shall not participate in, nor intervene in, any
political campaign on behalf of or in opposition to any candidate for public
office, including but not limited to the distribution of statements or campaign
materials. However, the Chapter may provide the name of a member who is a
candidate for public office, with the proviso that the announcement is not an
endorsement and it shall not be construed as an endorsement or support of Barry
University, Barry University Dwayne O. Andreas School of Law, or the Chapter.
This section does not apply to
bar-related elections (e.g. OCBA Young Lawyers Board, Florida Bar Board of
Governors, etc.)
articles may be amended at any meeting of the Chapter by two-thirds (2/3)
majority of the membership present who have the right to vote as set forth
above in Article 3, Section 1.
The Chapter may be dissolved by two-third
(2/3) of the votes cast by members in good standing. Upon dissolution, the
assets of the Chapter shall be conveyed to Barry University School of Law
through a scholarship fund of the Executive Board's choice. In no event shall
all or any part of the assets or income of the Chapter inure to the benefits of
the members.
Regular Meetings: The Executive Board
shall hold regular meetings at a time and place determined by the Executive
Board. Attendance by members may be restricted by the Executive Board; all
Regular Meetings are open to the entire Membership.
There is no notice requirement for
Regular Meetings.
Election Meeting: A November meeting
of the Chapter shall be held in the Orlando area for the announcement of candidates
seeking election and for the transaction of business. The slate of candidates for
election must be submitted to the Office of Institutional Advancement at least fourteen
(14) calendar days prior to the scheduled meeting date for consultation and
Special Meetings: A special meeting of
the Chapter may be called by a majority of the Officers, by the Executive
Board, or by the Board of Directors of the Barry University Alumni Association.
Such a request shall be in writing and shall state the time, place, and purpose
of the meeting. No other business shall be transacted.
Notice: Notice of time and place of
all election and special meetings shall be emailed by the Office of
Institutional Advancement at the Law School or a designee thereof, or shall be
published in any appropriate publication with general circulation to the members.
Such notification shall be mailed not less than ten (10) calendar days prior to
said meeting.
Quorum: Those members present at any
meeting of the Chapter or of the Executive Board shall constitute a quorum.
Section 6
Voting: All questions at all meetings
shall be determined by a majority vote of the members present.
Section 7
Any member may request Meeting Minutes
for any Regular, Election, or Special Meeting, by requesting in writing to the
Secretary of the Executive Board. The Secretary, upon written request, shall
have ten (10) business days to provide the Meeting Minutes.
Designation: The officers of this
Chapter shall be the Immediate Past-President, President, President-Elect,
Secretary, and Director of External Affairs.
Qualifications: Each officer must be a
member of the Barry University Alumni Association – Law School Chapter. Each
Officer must meet the requirements set forth in Article IV, Section 1 of the Constitution
of the Law School Chapter.
At any time, the Dean of the Law
School, in consultation with the Barry University Alumni Association Board of
Directors, may remove any Officer or Executive Board member for any one of the
following reasons: (i) failure to attend three(3) Executive Board meetings
without good cause shown within fifteen (15) calendar days of the third absence,
(ii) conduct which is unbecoming a member of the Law School Chapter or which
bears adversely upon the Chapter or on Barry Law School, or (iii) failure to
fulfill the duties and responsibilities of his or her position.
Election: Immediately following the
November meeting, there shall be an election to elect officer of the ensuing
The election shall be held at the
Barry University School of Law Campus in Orlando, Florida. The Secretary shall
publish, through e-mail and any other communication means, the candidates for
each position. The Secretary may provide an electronic means for submitting
votes for those Members not attending the in-person election, so long as a safe
and secure means of electronic voting has been approved by the Executive Board.
No Member shall vote more than once.
No proxy voting shall be allowed.
The Secretary and President shall
collect and tally the votes for each Officer position. In the event of a tie,
the Executive Board will determine the winner by a majority vote of Executive
Board members in attendance at the election meeting; provided, however, that
any candidate who is also a member of the Executive Board shall abstain for
voting. If this results in a tie, the President shall cast a second deciding
vote, unless the President is also a candidate, then a second majority vote by
the Members shall be held.
The President shall announce the
results of the election at the conclusion of the vote, and in an e-mail and any
other communication means, within five (5) business days of the election.
Term of Office: Each officer shall be
elected for a term of one year, and shall hold office until their successor is
duly elected.
Vacancies: When any Board Member
position becomes vacant, the Executive Board shall elect a successor to fill
the unexpired term.
Duties of Officers: The duties and
powers of the officers of the Chapter shall be as follows:
(a) Shall preside at all meetings of the Executive
Board and serve as an ex-officio member of committees established under the
(b) Shall present at each November meeting
of the members a report of the condition of the business of the Chapter;
(c) Shall cause to be called regular and
special meetings of the members and Executive Board in accordance with these
(d) Shall represent the Chapter as a
member of the Barry University Alumni Association Board of Directors or appoint
another Chapter member to fulfill this function;
(e) Shall enforce these Bylaws and perform
all the duties incident to the position and office which are required by law.
(f) The current President of the Chapter
shall be an ex-officio member of the Barry University Alumni Association Board
of Directors. The immediate Past President may be considered for appointment to
Barry University Alumni Association Board of Directors.
(g) May spend, and authorize the
expenditure of, a sum not to exceed $250 per month without prior approval of
the Executive Board, for the benefit of the Chapter or its members for any
purpose consistent with the goals and mission of the Chapter with the
consultation of the Office of Institutional Advancement and/or Dean's Office.
(a) Shall during the absence and inability
of the President to perform his duties or exercise his powers, as set forth in
these Bylaws, have all the powers and be subject to all responsibilities that
are hereby given to or imposed upon such President;
(b) Shall coordinate committees deemed
advisable by the Alumni Chapter Executive Board;
(c) Shall serve as the chair of the Social
Events and Outreach Committees.
(a) Shall record the minutes of the
meetings of the Chapter and Executive Board and all business of the Chapter;
(b) Shall safely and systematically keep
all books and records of accounts of the Chapter;
(c) Shall exhibit at all reasonable times
his/her books to any member of the Chapter at each regular meeting of the
Executive Board, and at the Annual Meeting of the members;
(d) Shall maintain an ongoing roster of members,
including contact information for each member, the contents of which shall be
shared with the Office of Institutional Advancement on a regular basis to
ensure that both have an accurate and complete list. This includes doing a
public records request from the Florida Bar twice a year for updated
information of newly admitted attorneys;
(e) Shall serve as the chair of, and
oversee the Communication Committee or appoint and oversee the Communications
Chair; and
(f) Shall work with the Law School
administration and staff members to promote Alumni and Chapter achievements and
accomplishments, organizing newsletters, and disseminate different
information/promotional materials to the Members.
(a) Shall be the official representative
of the Chapter to the Voluntary Bar Organizations;
(b) Shall serve as the chair of the CLE
(c) Shall serve as the liaison between the
Law School Director of Institutional Advancement (or comparative position) and
donors/sponsors for the purpose of facilitating donations and sponsorships,
maintaining a record of all previous donor/sponsors, and presenting the
Executive Board of any and all information regarding donations/sponsorships
The Immediate Past-President, as a
member in good-standing, shall serve as an advisor to the Executive Board and
perform other duties as designated by the President.
Article III – Committees & Appointed Positions
Standing Committees: there shall be the following standing
committees: (1) Social Events Committee; (2) Communications Committee; (3)
Outreach Committee; and (4) CLE Committee
Number of Committees: there shall be any such additional
committees as may be deemed advisable by the Executive Board.
Appointments: The President, with the approval of
the Executive Board, shall appoint the chairman of each committee and any other
position as needed.
Qualifications: All members in good standing are eligible
to serve on a committee. Committee Chairs shall be subject to the same requirements
as those for Officers and Executive Board members as stated in Article 3, Section
1 of the Constitution and Article II, Section 2 of these Bylaws.
Section 4
Purpose: Each standing committee shall be
charged with the following responsibilities and mission, all with the final
approval of the Executive Board:
(1) Social Events Committee: The Social Committee shall be in
charge of organizing and managing the monthly happy hours, including soliciting
sponsorships. The Social Committee shall be charged with hosting, at minimum,
three (3) quarterly events in addition to the happy hours, to include the
Annual Stanley Talcott Scholarship fundraising event.
(2) Communications Committee: The Communications Committee shall
be charged with creating and maintaining the Barry Law Alumni Directory. The
Communications Committee shall be charged with creating content and articles
for, and managing the Barry Law publications and social media accounts.
(3) Outreach Committee: The Outreach Committee shall be
charged with making recommendations to the Executive Board regarding the Barry
Law Alumni Regional Sub-Chapters, including but not limited to the following
matters: planning, marketing, and funding regional events; and managing the
(4) CLE Committee: The CLE Committee shall be charged
with developing a CLE program for each calendar year. The CLE Committee shall
be charged with securing speakers, locations, and CLE credits. At minimum the
CLE Committee shall host two (2) CLE programs throughout the calendar year, and
shall advertise each program and make available to the membership via
telephone/web conference.
Article IV – Procedure
Bylaws: To meet temporary conditions
as they arise. Bylaws may be adopted at any Special Meeting of the Chapter.
Amendments: Bylaws may be amended by a
two-thirds vote of the members in good standing who are present at any Special
Meeting of the Chapter provided that the substance of the proposed amendment
had been submitted with notice for the meeting.
Procedure: Robert's Rules of Order
By: /s/ Nicholas A. Primrose ____ President, Nicholas A. Primrose


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Republic Square422 Guadalupe Street Austin, TX 78701
Austin's very first park, and the birth place of the city we love, Republic Square is at the center of the movement for public spaces. Newly renovated in 2017 through an innovative public-private partnership between Austin Parks Foundation, the City of Austin Parks & Recreation Department and Downtown Austin Alliance, this urban oasis has taken its rightful place as a community center, and the premiere park space it was always meant to be. We are excited to host an evening devoted to making the dream of beautiful, accessible parks like this one available throughout Austin.


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Visit The Dirt Forum for More Information
Topic: Loose under braking
XC man
Dirt Full Roller
Total posts: 39
posted May 04, 2004 03:54 PM
Having trouble getting the brake setup figured out on the car that I bought used . Now for the stupid question of the day , when the track gets dyrslick you want more rear or front brake ? The car has a bias bar crank , 7 pos prop valve plumbed into the RF and a shut off for the RF . Any suggestions .?
XC man
Dirt Full Roller
Total posts: 39
posted May 04, 2004 04:08 PM
sorry for getting this in the wrong spot !
Dirt Maniac
Total posts: 180
posted May 04, 2004 05:53 PM
Most people say dial more front in for dry slick, but it depends on your car. more rear brake will make the car loose, and more front will tighten it up getting into the corner. Dial it in for what you need.
Dirt Maniac
Total posts: 131
posted May 09, 2004 07:12 PM
racecars have brakes???????????
Back to the Archives


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Critical Vehicle Conversions
The specialist Alert Division at Handsfree Group help the UK Police, Fire and Ambulance services with the installation of critical communications and safety equipment into emergency response vehicles and mobile command centres.
Why Choose Handsfree Group?
Our Capability
Our expert team supply and install the latest market leading emergency vehicle technology on-site and also through our specialist vehicle installation centre, a high spec purpose built 10,000 sq ft workshop facility
Efficient Service
We are a single-point destination supporting emergency service clients in preparation for the forthcoming Emergency Services Network transition (ESN) with a wide range of critical communications, safety and fixed vehicle device solutions (FVD).
Assured Installer Expertise
Our installation team has over 14 years specialist international emergency service experience. Handsfree Group installers are FITAS accredited and work to the highest FCS 1362 industry standards.
Full Spectrum Service
Given our experience serving the Police, Fire and Ambulance services, we know how to handle both bespoke and standard vehicle installations of critical vehicle communication, safety and security solutions.
Products and Services
Vehicle Installations
- We are a Federation of Communication Services (FCS) Gold Patron installer member that supports our customers with full UK vehicle installation coverage, through our specialist team of FCS FITAS accredited engineers.
- Our expert and dedicated team works with UK Police Forces, Ambulance Trusts and Fire Services.
Vehicle Conversion
- We are a total solution provider customising vehicle communication and safety solutions for ESN / ESMCP
- Our 10,000 sq ft vehicle conversion centre further supports our clients in specialist emergency vehicle conversions, custom installation of critical FVD communications and ESN / ESMCP safety equipment.
Vehicle Technology
- We successfully support our emergency service clients in the supply and installation of critical communications, safety equipment and Fixed Vehicle Device (FVD) technology solutions.
- Our FVD critical communications line up includes the robust PT5 Communication solutions. PT5 devices are are equipped, as standard, with WIFI, phone calls, 2 way comms and Push To Talk, whilst being fixed in situ with remote SIM cards.
Emergency Service Vehicle Installations
- Vehicle Telecommunications
- Product familiarisation training
- Safety devices – audible and visual
- Full project and planning management
- Security solutions – covert and overt
- Specification documentation of individual vehicle models
- Lighting and audible presence
- A comprehensive three year aftercare service
- Full vehicle solutions
- Telematics systems
Case studies
The first Nissan NV200 Police Van conversion
Guernsey Police improve public order policing with specialist conversion and installation
Handsfree Help West Midlands Paramedics Save Lives
328 Ambulances get critical communications equipment
Primed and Ready for Action
A tracking solution for a nationwide fleet of critical emergency service vehicles


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Hong KongThe Mandarin Cake Shop
The Mandarin Cake Shop
Gourmet delicacies that look as good as they taste
- General8am – 8pm (Mon – Sat)
8am – 7pm (Sun & PHs)
- Phone+852 2825 4008
- Buy Online
Specialising in decadently delicious cakes, chocolates and patisseries, The Mandarin Cake Shop has been catering for Hong Kong's sweet tooth for over 45 years.
Under the watchful eye of Chef Yves Matthey, recipient of World Gourmet Summit Awards of Excellence 2017 as "Pastry Chef of the Year", The Mandarin Cake Shop offers mouth-watering homemade delicacies including breads, pastries and incredible cakes made to look like exquisite sculptures.
Stay for a cup of perfectly roasted coffee or luxurious hot chocolate served with a chocolate spoon. Alternatively, take a patisserie or two away to savour at home.
Buy our delicious cakes, chocolates, and patisseries from The Mandarin Cake Shop online store.
Child policy: Children of all ages are welcome.
Dress code: Casual
Cakes & Patisseries
Menu highlights
1963 Mandarin Cheesecake
Rose Petal Jam
French Pastry & Mandarin Cakes Selection
Cinnamon Roll
Freshly Baked Baguettes and Breads


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Bathroom Refurbishment in Chelsea SW1
MK Refurbishment done this bathroom refurbishment in Chelsea (London SW). All of the work at this project was done by our bathroom fitters and builders.
Please see below few pictures from this bathroom refurbishment.
This project included:
- Demolition work
- Completely new plumbing, bathroom installation, installing shower, Installing bath and basin
- Electric, new spots lights, shover sockets and extractor fan, electric certification NiCEiC
- Tiling, stone wall and floor tiles, mosaic shower tray
- Fitting new windows and door


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Landlord Terms Of Business
We believe in being completely upfront regarding our fees – so you can manage the cost effectively and don't have to worry about any hidden charges along the way.
The percentages below are applied in each case to the monthly rent payable by the tenant under the tenancy agreement, and are all inclusive of VAT.
Sole Agency
- Rent Collection Service – 14.4% (12% plus VAT)
- Managed Service – 18% (15% plus VAT)
Joint Agency
- Rent Collection Service – 16.8% (14% plus VAT)
- Managed Service – 20.4% (17% plus VAT)
The above are subject to a set up fee of £252.00 (Inc. VAT where the monthly rent is <£1,000)
The above are subject to a set up fee of £288.00 (Inc. VAT where the monthly rent is >£1,000)
Let Only Service
One months rental plus VAT (E.g. if the monthly rental is £800pcm the fee is £960 Inc. VAT)
The Let Only Service is subject to a minimum fee of £600 Inc. VAT
Inventory Costs may be applicable including updating and re-typing – these costs vary dependent upon whether the Property is Furnished or Unfurnished and upon the size of the Property – please contact the Office for further information.
Additional Charges
- Tenancy lease extension/renewal – £90 Inc. VAT.
- Providing additional printed copies of the tenancy agreement or inventory £36 Inc. VAT.
- Checking and making any alterations requested by the Landlord's solicitor to our standard Tenancy Agreement: £60.00 including VAT per hour or part of an hour.
- Visits during a void period using our caretaking service £72.00 including VAT for one visit each week during office hours.
- A supervisory fee of 9% Inc. VAT of the total cost of any works required at a property in excess of £800.
- A supervisory fee of 9% Inc. VAT of the partial or total refurbishment of the Property costs.
- If the Landlord is not resident in the UK the Agent will charge an administration fee of £36.00 each quarter for tax retention and completion of the documentation required by the Centre for Non Residents.
- Cost to hire electric/oil fired heaters when tenants are without heating is subject to a fee of £12.00 including VAT per heater per day.
- Preparation of documentation for County Court proceedings or TDS adjudication will be £120.00 including VAT and attendance at court or any tribunal on the Landlord's behalf will be charged at £240.00 including VAT per half day.
- Duplicate/copy statements can be provided to the Landlord or accountant for a fee of £12.00 including VAT per statement or £120.00 including VAT for all the statements covering a tax year.
- Arrangement a residential EPC £96.00 including VAT.
- If a tenant/s introduced to the property by Jones Robinson enters into a binding contract to purchase the property a fee of 1.8% Inc. VAT of the purchase price is payable to Jones Robinson within 10 days following the completion of the sale.


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Mike Hoff, an AIS coordinator with the US Fish and Wildlife Service gave a preview on the highly impactful AIS plants and animals that we could likely see in Minnesota and by extension, Lake Minnewashta. These species include:
Spiny waterfleas – this invasive animal is very small, but does significant damage to the zooplankton in the water. In fact, the spiny waterfleas do more damage to the lowest level of the fish food chain than zebra mussels. This species is already in Minnesota and is in Lake Mille Lacs, Lake Superior, and many rivers and lakes in the northern Minnesota counties of Cook and St. Louis
Hydrilla – This plant is commonly referred to as "milfoil on steroids". It is coming up from the southern US and is already as far north as Indiana. Hydrilla grows aggressively and competitively, spreading through shallower areas and forming thick mats in surface waters that block sunlight penetration to native plants below. Its heavy growth may obstruct boating, swimming and fishing in lakes.
Quagga mussels – The larger cousin of the zebra mussel does more damage to the zooplankton than the zebra mussel. It is widely found in the easternmost Great Lakes and and is having a significant impact on Lake Mead, Lake Powell and the Colorado River in the western US. As of now it is only found locally in the Duluth-Superior harbor area of Lake Superior.
Viral hemorrhagic septicemia (VHS) – This virus affects fish and is currently established in Lake Superior. The virus may have limited affect on some fish, but others may become hyperactive and display nervous symptoms. In its most severe form, fish become lethargic and dark, with bulging eyes as well as liver and kidney abnormalities. They also have bleeding in their eyes, skin, gills, fin bases, skeletal muscles, and internal organs. This form of the disease almost always kills the infected fish.
Starry stonewort – A fast growing algae, found in Minnesota only in Lake Koronis (near Paynesville), but prevalent in New York, Indiana, and Michigan. It forms dense mats from the lake bottom to the surface reaching heights of 10-12 feet. The dense mats directly impact the habitat used by native fish for spawning. It is difficult to mechanically remove from an inland lake because of the large amounts of biomass. Additionally, it is typically the first to reestablish in the disturbed area because it is such an aggressive and efficient recolonized.
Supporting and using the pre-launch inspection at all accesses to the lake is important to prevent any of these invasives from entering our lake.


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My first ever 1st class boarding pass! Haha!
Alrights, this is a wedding invitation specially designed by the groom. It reminds me of attending a company dinner and dance / an annual group dinner that also provided us a boarding pass as the entrance ticket.
Very innovative, indeed!
Wishing QX and her soon-to-be husband, David, a blissful marriage life ahead. 一定要幸福快乐!