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Indian economy grew by 7.4 per cent in second quarter of FY16
TheĀIndian economyĀgrew at a faster rate of 7.4% during July-September quarter due to higher growth in the manufacturing sector. This economic growth is much higher compared to 7.1% growth in the previous quarter while slower compared to 8.4% growth seen in the same quarter last year. This higher growth is definitely a good news for Government which has identified economic growth as its top most agenda.
Manufacturing sector grew by 9.3% in the same quarter while Trade, hotel, transport and communication sector grew by 10.6% and financial services, real estate and professional services grew by 9.7% in the same quarter.
RBI keeps repo rate unchanged at 6.75 percent during its monetary policy review today
RBI Governor Dr Raghuram Rajan has kept key policy rates unchanged during its fifth bi-monthly monetary policy review meeting for fiscal year 2015-16 today. Repo rate, the rate at which RBI lends money to banks for the short term, was kept unchanged at 6.75% while the Reverse Repo Rate, the rate at which RBI borrows money from banks, was kept unchanged at 5.75%. The cash reserve ratio for banks has been kept unchanged at 4%.
The RBI has also kept statutory liquidity ratio (SLR) of scheduled commercial banks unchanged at 21.5%. Statutory liquidity ratio (SLR) refers amount that the commercial banks require to maintain with the RBI in the form of gold or government approved securities (G-Secs or bonds) before lending. The RBI governor also said robust second quarter GDP numbers suggest that the economy is in early stages of recovery and retained its earlier projection of 7.4% GDP growth for the financial year.
Current Affairs International - 2 December 2015
- The world Aids day was observed across the world on 1stDecember to raise awareness about the deadly virus and disease. The theme of 2015 was -Getting to zero, End AIDS by 2030-. Federal theme for the World AIDS Day 2015 is -The time to act is now- which is aimed at averting 21 million Aids-related deaths, 28 million new HIV infections and 5.9 million new infections among children by 2030.
- The International Day for the Abolition of Slavery was observed today (2ndDecember) across the world to focus on the elimination of human trafficking, child labour and other forms of modern-day slavery. As per the International Labour Organization (ILO), there are currently an estimated 21 million forced labour victims worldwide, creating 150 billion US dollars in illegal profits in the private economy each year.
International Day for the Abolition of Slavery was first adopted by UN General Assembly on 2 December 1929.
- Leaders of G20 countries have launched Mission Innovation at United Nations Climate Change Conference 2015 (COP21) held in Paris-Le Bourget this weekend with the key objective is to double the clean energy research and development funding by 2020 of member countries. This mutual collaboration will cover areas such as data sharing, technology and analysis to promote the commercialization and to propagate clean energy technology around the world.
- International Monetary Fund (IMF) has included China's Yuan into its elite reserve currency basket this week which will be effective from 1stOctober 2016. Yuan was included in the basket after it met the existing criteria for its inclusion. With this inclusion, Yuan will be a freely usable currency and will be included in the SDR basket as a fifth currency, along with the US Dollar, Euro, Japanese Yen and British Pound.
- One of the most popular Russian film directors of the Soviet era Eldar Ryazanov passed away 30thNovember 2015 after the prolonged illness. He was 88.He directed some of the most popular Soviet Era comedies such as Irony of Fate, The Garage and Office Romance. He received one of the top Soviet artistry title People's Artist of the USSR in 1984 and received the USSR State Prize in 1977.
Current Affairs India - 2 December 2015
- Union Health minister & Family Welfare JP Nadda launched the injectable Inactivated Polio Vaccine (IPV) as a part of its commitment to Global polio eradication objective. This launch was a part of India's inversion immunization programme to fight against polio in the country.
The first phase will be introduced in six states which are Assam, Gujarat, Punjab, Bihar, Madhya Pradesh & Uttar Pradesh. This injection will be given to children below one year age with the third dose of the Oral Polio Vaccine (OPV). Both of these will provide double protection against polio virus.
- Hinduja Brothers were awarded with the prestigious Lifetime Achievement Award at the annual Asian Business Leadership Forum (ABLF) Series held in Dubai recently. The prestigious award recognizes the most powerful and influential business leaders. The Asian Business Leadership Forum (ABLF) Series is Asia-s most prestigious annual business leadership event series.
- Famous violinist Lakshminarayana Subramaniam will be honoured with the Sangeet Samman at the ITC Sangeet Sammelan 2015 in December 2015 at the Victoria Memorial Hall, Kolkata. The ITC Sangeet Research Academy Executive Director Rabi Srinibasan has announced the name of the artist for the award yesterday. Subramaniam was trained in the classical Carnatic music tradition and Western classical music and is known for his virtuoso playing techniques and compositions in orchestral fusion.
- India-s Thakur Anoop Singh won gold medal in the 7th WBPF World Bodybuilding and Physique Championships last week held in Bangkok in the fitness physique category. Overall, India won 11 medals in the championships in which participation from 47 nations had participated. Arambam Boby from Manipur also won gold in the championship which was the 4th world title in his career.
- Indian IT services Company Wipro has acquired Cellent AG, a German IT consulting company, for 73.5 million euro in an all-cash deal. Cellent is a privately held company and part of Landesbank Baden-W³rttemberg, which is the parent of three commercial banks and the bank for some Federal States of Germany. It had revenues of 87 million euro at the end of 2014.
Current Affairs International - 4 December 2015
- International Day of Persons with Disabilities was observed on 3rdĀDecember across the world in order to promote an understanding ofĀdisability issues and mobilize supportĀfor the dignity, rights and well-being of persons with disabilities.The theme for year 2015 was -Inclusion matters: Access and Empowerment for people of all abilities-.
- Sir Venkatraman Ramakrishnan assumed Presidency of the Royal Society in London this week as he was elected to the office in March 2015 by the society-s council and will serve for up to five years. With this appointment, he became the 61st president of the society and joined the elite club that has included Christopher Wren, Samuel Pepys, Isaac Newton, Joseph Banks, Humphry Davy, and Ernest Rutherford.
Venkatraman Ramakrishnan received the Nobel Prize for Chemistry in 2009 with Tom Steitz and Ada Yonath. He was awarded a knighthood in 2012.
- Brazil-s economy contracted by 1.7% in July-September quarter of 2015 compared to previous quarter, as per announcement made by the Government. It was Brazil's third consecutive quarter of contraction in this year which is also the longest recession since 1930s.
- The European Central Bank (ECB) has cut its interest rate in order to boost economic growth of the eurozone region as a part of its stimulus programme. TheovernightĀdeposit rate was cutĀfrom -0.2% to -0.3%, to push banks to lend instead of parking money at the ECB. The ECB also extended its monthly 60 billion euros stimulus programme by six months to March 2017, but left its main interest rate on hold at a record low of 0.05%.
Current Affairs India - 4 December 2015
- Justice Tirath Singh (TS) Thakur was sworn in as 43rd Chief Justice of India (CJI) by President Pranab Mukherjee at Rashtrapati Bhavan on 3rdDecember. He succeeded incumbent Justice H L Dattu who retired on 2ndDecember 2015 after attaining 65 years of age. He will have the tenure as CJI for over one year and will retire on 4thĀJanuary 2017 when he will be 65 years old.
- The Union Cabinet has approved setting up of six new Indian Institutes of Technology (IITs) in Andhra Pradesh, Chhatisgarh, Goa, Jammu, Kerala and Karnataka this week. The Cabinet also approved the operationalisation of these IITs by forming Societies under the Societies Registration Act, 1860 in order to give a legal status to them till the amendment for their incorporation in The Institutes of Technology Act, 1961 is enacted.
- Himachal Pradesh became the first Indian state to launch Rotavirus vaccination project with the aim of controlling the child mortality rate (under five years of age) due to diarrhoea. Rotavirus vaccines are administered orally to infants in three dose course at ages of six, ten and fourteen weeks and are part of Universal Immunisation Programme (UIP).
- Senior Janata Dal (United) leader Vijay Kumar Chaudhary was unanimously elected new Speaker of the Bihar Legislative Assembly. The pro-tem Speaker and Congress MLA Sadanand Singh announced the election of Chaudhary as the new Speaker.
- Pulin Kumar, Group Senior Legal and Compliance Director of Adidas India, was awarded with the Indian National Bar Association's (INBA) General Counsel of the year 2015 - Retail Award in New Delhi. Senior lawyer Ram Jethmalani presented the award to Kumar on the occasion of INBA's Annual International Conference-66th National Law Day.
- Online video portal YouTube has opened its first video production studio in India along with Subhash Ghai-owned film school Whistling Woods International, named as YouTube Spaces. YouTube has similar collaborations in Los Angeles, London, Tokyo, New York City, Sao Paulo, Paris and Berlin.
Through this collaboration, India-s popular up-and-coming YouTube creators will have free access to Whistling Woods- studios, high-end audio, visual and editing equipment, in addition to training programs, workshops and community events.
- Famous sarangi player Ustad Sabri Khan passed away on 30thNovember in New Delhi due to breathing problems.He was 88. He was initiated into Sarangi by his grandfather Ustad Haji Mohammed Khan. Later, Sabri Khan continued his training under his father Ustad Chajju Khan. He had received numerous awards including the Sahitya Kala Parishad Award, UP Sangeet Natak Academy Award, National Sangeet Natak Academy Award. The Government of India also honoured him with the prestigious Padma Shree Award in 1992 and Padma Bhushan Award in 2006.
Current Affairs International - 6 December 2015
- The International Volunteer Day (IVD) was observed on 5thDecember 2015 across the world to raise awareness about volunteering activity.The theme of 2015 was -The world is changing. Are you? Volunteer!-. Through volunteerism the person can impact the sustainable development agenda by mobilizing and engaging governments and communities.
- Australia-s Parliament has passed Australian Citizenship Amendment Bill, 2015 to strip citizenship of convicted persons on terrorism charges.ĀThis new bill will allow government to strip dual nationals of their citizenship if they are convicted of terrorism offences.
Current Affairs India - 6 December 2015
- The Delhi Assembly has unanimously passed the Delhi Jan Lokpal Bill, 2015 for establishment of statutory anti-corruption ombudsman, known as Jan Lokpal. The Bill provides powers to Lokpal to act against any government functionary including those of the Centre and in the national capital territory (NCT) of Delhi through its own investigation wing.ĀThis was one of the most important election agenda made by AAP party before Delhi assembly election.
Janlokpal will be a three member body with Chairperson and two members. They would be appointed by on recommendation of selection committee consisting of Chief Minister, Leader of Opposition and Speaker of Delhi Legislative Assembly.
- The Direct Benefit Transfer of LPG or PAHAL scheme, has been acknowledged by the Guinness Book of World records as the largest cash transfer programme in terms of number of households. The scheme won the achievement onĀ30thJune this yearĀwhen it crossed 12.57 crore households and now there are 14.62 crore households enrolled for the scheme as on 3rdDecember 2015.
- India-s forest and tree cover has been increased by 5081 Square kilometer, as per recently released India State of Forest Report (ISFR) 2015 by the Union Environment Minister Prakash Javadekar in New Delhi. This has happened because of recent initiatives taken by Government to protect India-s forest cover or green zone.
- The 44th Navy Day was observed on 4thDecember 2015 which marked the success of Operation Trident of Indian Navy on Karachi Harbour during the 1971 Indo-Pak war every year. In one-night attack the Indian Navy sank three vessels near the largest Pakistani port of Karachi. Operation Trident resulted in the first use of anti-ship missiles in the region.
- The Reserve Bank of India (RBI) has published revised Priority Sector Lending (PSL) norms for Regional Rural Banks (RRBs). As per new notification, Priority Sector Lending target was increased to 75% of total outstanding from the existing 60% which will be effective from 1stJanuary 2016.
There were 56 RRBs operating in the country with a network of 20059 branches as of March 2015. Medium enterprises, social infrastructure and renewable energy were included under Priority Sector Lending category.
- BengaluruĀhas been ranked as theĀmost attractive destination for investments besides attracting the most FDI among Indian cities followed by Mumbai and Delhi-NCR region, as per latest EY-s India Attractiveness Survey 2015 published this week.32%Āof the respondents said that India is the most attractive place for investments in theĀnext three years.
Current Affairs International - 7 December 2015
- Global Crude Oil price dropped to its lowest level since 2009 as global production continues to remain high, especially by the OPEC countries.Brent Crude price dropped by 5.3% to USD 40.73 a barrel which is the lowest level since 2009. The drop came as OPEC, group of largest Oil Producing nations in the world, decided not to cut production.
- Australia won the 2014-2015 Men-s Hockey World League Final after defeating Belgium by 2-1 in the final match held at Sardar Vallabh Bhai Patel Stadium, Raipur on 6thDecember. Before that India defeated world number two and defending champions Netherlands by 3-2 in the penalty shoot-out to win the bronze medal in the tournament. The Semifinals of the competition also served as a qualifier for the 2016 Summer Olympics.
Current Affairs India - 7 December 2015
- A panel headed byĀchief economic adviser Arvind Subramanian, constituted by the government to decide onĀgoods and services tax (GST) rates, has recommended a revenue-neutral rate of 15-15.5%,with aĀstandard rate of 17-18%.
The panel has recommended a three-tier rate structure wherein some essential goods will be taxed at a lower rate of 12%; luxury or demerit goods, aerated beverages, pan masala and tobacco products at a higher rate of 40%; and all remaining goods at aĀstandard rate of 17-18%. All services are proposed to be taxed at the standard rate of 17-18%, as per its recommendation.
- Union Railways Minister Suresh Prabhu has flagged off the first Goa to Mumbai double-decker Shatabdi train through video conference from Panaji, Goa on 6thDecember. The train will run thrice a week between Madgao in Goa and the Lokmanya Tilak Terminus (LTT) in Mumbai.
- General Motors has appointed Kaher Kazem as President and Managing Director of its India operations with effective from 1stJanuary next year. He is currently working as chief operating officer (COO) of GM India and he will replace Arvind Saxena who has decided to retire.
Current Affairs International - 9 December 2015
- Time Magazine has named German Chancellor Angela Merkel as its "Person of the Year" for her role in handling Europe's crises over migration and Greek debt.Islamic State leader Abu Bakr al-Baghdadi was ranked at second place while US Presidential candidate Donald Trump secured third rank.
- Chinese capital Beijing-s authority has issued its first-ever red alert on air pollution ordering schools to close due to poor air quality as the acrid smog enveloped the capital for the second time in December 2015.Red alert is considered to be the highest possible state of caution.
- China-s Chen Long and Spanish Carolina Marin were awarded with the Badminton World Federation (BWF) Male and Female Player of the Year Awards respectively at a ceremony held in Dubai. Long retained the Male Player of the Year award that he won last year.
Another Chinese player and world junior champion in Mixed Doubles and Men-s Doubles Zheng Si Wei won the Eddy Choong Award for Most Promising Player of the Year.
Current Affairs India - 9 December 2015
- The Maharashtra has become the first Indian state to launch an online platform for its MLAs to send questions and move different motions in the House. The state government has launched a website mls.org.in as part of Digital MLAs initiative in the winter session of state legislature in Nagpur for the same purpose. The aim of the initiative is to move towards complete digitization of the legislative process to reduce paper work.
- Indian-American entrepreneur and philanthropist, Frank Islam has been chosen for the Uttar Pradesh Ratna Award and will be awarded on 4thJanuary 2016 at the inaugural UP Pravasi Diwas in Agra. The Uttar Pradesh Government will award him for his achievements and outstanding contributions in a foreign country.
- Singapore has replaced Mauritius as the top source of Foreign Direct Investment (FDI) intoĀIndia during the first half of financial year 2015-16.As per report published by the Department of Industrial Policy and Promotion (DIPP), India has attracted USD 6.69 billion FDI from SingaporeĀcompared to USD 3.66 billion from Mauritius duringĀApril-September period of FY2015-16.
- Pune and Rajkot have been named as the interim franchises in the Indian Premier League (IPL) till 2017 and they will replace the suspended teams of Chennai Super Kings (CSK) and Rajasthan Royals (RR) after the Supreme Court ruling on IPL spot fixing scam. CSK and RR team are suspended till 2017, Pune and Rajkot will fill their gap.
Kolkata-based business man Sanjiv Goenka's company New Rising bought the Pune franchise while Intex Mobiles bought the Rajkot team.
Current Affairs International - 11 December 2015
- Human Rights Day was observed on 10thDecember across the world to remember the day when the Universal Declaration of Human Rights (UDHR) was adopted in 1948.The theme of 2015 was "Our Rights. Our Freedoms. Always."
- Mauricio Macri was sworn in as the President of Argentina after winning recent election. He succeeded former President Cristina Fernandez de Kirchnerwho boycotted the oath taking ceremony, it is the first time since 1983 a predecessor missed a successor's oath taking ceremony.
- Former Sri Lanka Cricket team captain Mahela Jayawardene was awarded with an honorary life membership of the Marylebone Cricket Club (MCC) this week in recognition of his great cricket career. With this, he became the 14th Sri Lankan to be awarded with MCC Honorary Life Membership and joined the list of other Sri Lankan players including Kumar Sangakkara, Muttiah Muralitharan and Chaminda Vaas.
Current Affairs India - 11 December 2015
Current Affairs India - 11 December 2015
- Prime MinisterĀNarendra ModireleasedĀ-On My terms-, anĀAutobiographyof former Union MinisterĀand NCP Party President Sharad Pawar on the occasion ofĀhis 75thbirthdayat a function held at theĀVigyan Bhavan in New Delhi. Eminent politicians and President Pranab Mukherjee attended the same event.
- India's Kartik Sawhney and Neha Swain have been awarded with the 2016 Queen's Young Leaders Award in UK for their extraordinary contributions towards society.They will be presented with the award by Queen Elizabeth II in London.
Kartik, who himself is visually impaired, has been honoured for his work in highlighting access to education for all through his Project STEMAccess, which offers hands-on science workshops. Neha founded an NGO named as Rubaroo, which conducts interactive workshops to bring out the leadership qualities in young people from different socio-economic backgrounds.
- Bollywood actor Naseeruddin Shah was awarded with the lifetime achievement award at the Dubai International Film Festival (DIFF) this weekalong with French actress Catherine Deneuve. The stars shared the podium with Egyptian actor Ezzat Al Alayli, award-winning French-Tunisian actor Sami Bouajila at the opening ceremony.
- ABB India has appointed Sanjeev Sharma as its new Managing Director with effect from 1stJanuary next year.Before this appointment, Sanjeev was the global Managing Director for ABB-s Low Voltage Systems business unit, where he was based in Malaysia.
- The Reserve Bank of India has announced a reduction in the share of government securities that banks have to mandatorily hold in their books, which is also known as statutory liquidity ratio (SLR), in four equal phases starting from next fiscal year to reduce the same to 20.5% by January 2017 from current 21.5%.
As per the new time table SLR would be reduced to by 25 basis points to 21.25% as on 2ndĀApril 2016, 25 basis points on 9thĀJuly 2016, 25 basis points on 1stĀOctober 2016 and another 25 basis points on 1stĀJanuary 2017 to reach to 20.5%.
- Tata has been ranked as the most valuable brand of India, as per a survey conducted by Interbrand India. Tata is followed by Reliance Industries, Airtel, Life Insurance Corp., State Bank ofĀIndia and HDFC.Ā
Indian shuttler Saina Nehwal defeated world champion Carolina Marin at the BWF Badminton Super series finals held in Dubai today. Saina defeated Marina by 23-21, 9-21, 21-12 in a closely fought match.
Current Affairs International - 13 December 2015
- World leaders have welcomed the landmark climate accord to curb global warming which was passed in Paris yesterday. Prime Minister Narendra Modi said, the deliberations at COP 21 also demonstrate the collective wisdom of world leaders to address climate change issue.
The legally-binding pact, which ended a decades-long row between rich and poor nations over how to carry out a multi-trillion-dollar effort to cap global warming, aims at limiting global warming to well below 2 degree Celsius.
Current Affairs India - 13 December 2015
- India and Japan have inked a number of pacts in key areas of defence, nuclear energy and also for a project to build first bullet train network between Mumbai-Ahmedabad at a cost of about Rs 98,000 crore during 3-day India visit of Japan-s Prime Minister Shinzo Abe.
The proposed bullet train network will connect India-s financial hub Mumbai with Ahmedabad which will reduce travel time on the 505 km route from 8 hours to around 3 hours. Japan has also proposed to give 80% of the total cost as a loan of less than 1 interest rate for 50 years.
- Mumbai Police Commissioner Ahmad Javed has been appointed as theĀnew envoy to Saudi Arabia effective from 1stFebruary after his retirement. Also with this appointment, he has become the fourth IPS officer to be appointed as Indian Ambassador to a foreign country.
- State-run Steel Authority of India (SAIL) has got Prakash Kumar Singh as its new Chairman after the Public Enterprises Selection Board (PESB) has approved his name. The post of permanent chairman in the company has been lying vacant since incumbent CS Verma was refused an extension by the government in June this year.
- India-born famous author Salman Rushdie has been awarded with the 2015 Mailer Prize for Lifetime Achievement. He was awarded by Laurie Andersonat a ceremony heldĀat Pratt Institutein Brooklyn,ĀNew York City. The prestigiousĀMailer PrizeĀhonours writers who fully exercise their freedom of creativity and thrive on dialogue and debate.
- Veteran actor Dilip Kumar has been conferred with the Padma Vibhushan award today at a special function held at the veteran actor's residence in Mumbai. The award was given by Home Minister Rajnath Singh at his residence.
The announcement to honour him with Padma Vibhushan was made by the government on the eve of Republic Day on January 25, 2015, but he could not attend the special function held in Rashtrapati Bhavan in April when other Padma awardees were honoured by President Pranab Mukherjee.
- Indian IT Services Company Wipro won the 2015 Aegis Graham Bell Award for developing a solution for the Internet of Things (IoT).The Aegis School of Business established the Aegis Graham Bell Awards as a tribute to the father of the telephony, Sir Alexander Graham Bell.
- Bollywood actor Shahrukh Khan has been ranked at No 1 the list of 2015 Forbes India Celebrity 100 list in terms of overall earning.Bollywood actors Salman Khan and Amitabh Bachchan were ranked at second and third respectively on the list followed by cricketer M S Dhoni and actor Aamir Khan who were ranked at 4th and 5threspectively.
- Indian female cyclist,ĀDeborah Heroldhas been ranked at 4thposition in theĀWorld Elite Women Rankingfor theĀ500mĀtime trial event which was published by the cycling world bodyĀInternational Cycling UnionĀ(UCI).With this, she has become the first Indian women to achieve this feat for the 500m time trial event.
Current Affairs India - 15 December 2015
- India with a score of 0.609 has been ranked 130 out of 188 countries in terms of Human Development Index (HDI), as per the United Nations Human Development Report 2015 published this week. India was ranked at 135 out of 187 countries in 2014 report. As per the report, nearly 2 billion people were lifted out of low human development across the world in last 25 years.
- The Union Government has appointed Justice L Narasimha Reddy, retired Chief Justice of Patna High Court, to head the Judicial Committee which was set up to look into the implementation of One Rank One Pension (OROP) scheme for the ex-servicemen. The Committee has been given a six-month time frame for submission of its recommendations.
- Indian-origin Tamil author Jamaludeen Mohamed Sali won the prestigious South East Asian Write Award for Singapore for literary excellence. He produced books on famous people including martial art icon Bruce Lee and legendary boxer Muhammad Ali.
- Tech Mahindra and Mahindra and Mahindra Ltd has acquired Italian car designer Pininfarina SpA for USD 165 million in an all-cash deal. Pininfarina is famous for designing cars for Ferrari, Maserati, Rolls-Royce and Cadillac. For the acquisition, Tech Mahindra and Mahindra and Mahindra have formed a 60:40 joint venture to complete the deal.
- Indian golfer Anirban Lahiri won the famous Order of Merit crown of Asian Tour for year 2015. In the 2015 season, he has earned USD 1,139,084 compared to second-placed Scott Hend of Australia who has earned USD 491,631.With this, he has also become the only fourth Indian golfer to win this award after Jeev Milkha Singh (2006, 2008), Arjun Atwal (2003) and Jyoti Randhawa (2002).


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Allegan General Hospital Employee Finally Retires After 50-Year Career
Today's work environment is as competitive as ever, and employees are switching jobs at unprecedented rates -- in fact, $11 billion is lost annually due to employee turnover. But Janice Hays has been working for the same employer for 50 years, and after half a century she has finally reached her retirement,WZZM reports.
Born in 1949, Hays spent the 20th and 21st centuries working at Allegan General Hospital, a non-profit acute care facility that opened in 1938. Allegan General is one of the 5,564 registered hospitals in the United States, and it is financed in part by contributions from the County Board of Supervisors, theKellogg Foundation, and the Federal Works Agency.
"I started working [at Allegan General Hospital] in 1967, and my last day is [Wednesday, July 19]," Hays told WZZM. "I still can't believe it's over."
Although Hays has worked under the same employer for 50 full years, she's worked in numerous departments and held even more job titles.
"I started by doing transcriptions for radiology, then moved to switchboard after that," said Hays. "I then was an insurance biller, before taking on the role as registration clerk."
After working as a registration clerk for about five years, Hays learned more and more about the various departments at the hospital. Eventually, she was interested in pursuing a job in finance, and Allegan General was happy to oblige, allowing her to work in the payroll department, where she maintained her position for 40 years -- the remainder of her career.
Workplace stress causes approximately one million U.S. employees to miss work each day, and although working in a hospital inevitably has its stressful days, Hays says the hospital has been a part of some of the happiest moments of her life.
"Every event of my life has been celebrated here at Allegan General," added Hays. "I got married while I've worked here, and my kids were all born here."
Hays seems to be taking her retirement in stride, relishing the fact that she will be celebrating one more life event at Allegan General.
"Retiring is a big event, and that is happening for me here at the hospital, too."
Growing up in Hopkins, Michigan, Hays has been physically and emotionally close to Allegan her whole life. She got married in 1972, just five years after she started her career at the hospital, and she and her husband have resided in Allegan ever since.
In a recent survey, 81% of retirees cited good health as the most important ingredient for a happy retirement, and Hays has a number of hobbies and interests to keep her happy and healthy after retiring. She looks forward to spending a significant portion of her time with her seven grandchildren.
Ultimately, Hays reflected on her successful career at Allegan General with gratitude, expressing appreciation and respect to the place that not only helped bring her into this world, but helped her to thrive in it.
"The bosses that I've had over the years have always treated me well," said Hays. "This is really a great place to work, and I can't quite imagine yet what it will be like to not come in every day."
For full story, pick up a copy of the MONTH XX issue of The Allegan County News/The Union Enterprise/The Commercial Record or subscribe to the e-edition.

subset: commoncrawl


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What Qualities Do Best Lawyers Have?
Lawyers are considered the spokesperson for their clients. Whether, it is new company registration, creating a will, or a property dispute, you will need them as these are all legal matters. So, if you are looking to hire a good lawyer that works on your behalf consider these skills.
Skills of great lawyer:
Excellent Communication:
The attorney you want to hire must have excellent communication skills, as he delivers your arguments. If he is not confident, or doesn't know how to have better conversation, then how can he present your case in the courtroom.
It is said that "To fire a trigger, you must have the guts." So, great Dubai lawyers know how to speak in the general public and must possess good listening skills. It is a famous quote that "You can only communicate better, if you are a good listener."
Great lawyers are great writers too, which means that they are able to write clearly, as they need to write legal documents. Writing law documents is not a cup of tea; it requires a lot of practice and research.
Investigation and Research:
Good lawyers are the one that have completed their homework, by doing proper research and investigation. They must study your case properly; draw conclusions and logical facts from it, gather further data if required. They must know the whole case history of the client's case.
He must know how to concise information:
If you have experience of court proceedings, then you must know that lawyers are provided a lot of information by their client. It is the skill of an attorney to know how separate the most important facts because the time of the court is very valuable. So, good attorneys focus on logical facts.
Creative skills:
A lawyer must be creative, meaning he must be able to look at the case from a different perspective. He can't win the case, if he is dependent on the client's provided data. Creativity helps in problem-solving as "Necessity is the mother of invention." So, he must be able to think outside the box.
A degree is not enough:
If an attorney has graduated from a law college, it does not mean that he's capable enough. This profession requires you to work practically and prove yourself. It takes a lot of effort and time to establish oneself as a 'great lawyer'.
Opposition party's weakness:
a good lawyer is the one who is able to point out the opposition's arguments. He can convert these weak points into more positive facts for his case. He must know his client's weaknessess as well, and try to hide the deficiency points and try to highlight the positive factors.
Commitment is the main thing:
It is the quality a professional lawyer to stay determined and committed to his client's case. He must be brave enough to face all difficult situations. He must be a good fighter, as his client is totally dependent upon him. So, determination is the key to get success.
The qualities mentioned above are just the crux of personal qualities of a good attorney. Passion, commitment, good communication, investigation are the qualities of great Dubai lawyers. So, hire the best legal representative as court's decision might affect your whole life.


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Finally, the world's most functional e-mail phones have transformed into consumer delight. The new Blackberry Pearl adds all the consumer features you've ever wanted into the performance packed Blackberry. The Blackberry Pearl features a camera, state of the art messaging, and mp3 player, and way more. Honestly, I don't know why you didn't already buy one.
Implications - Mobile phone companies that cater to a certain niche will attempt to combat their stereotypes. BlackBerry, for example, is considered a work phone, whereas an iPhone can be considered a toy. Situations like these cause companies to rebrand themselves and gain more benefit from their products. Versatility is a key component in a recipe for success.
Blackberry Pearl
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Masculine Anti-Aging Cosmetics
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- By: Trend SpotterSep 8, 2006 Updated: May 11 2011
References: blackberrypearl
References: blackberrypearl


text: Mr C: Sorry, we missed last week's update – it's now Tuesday of the next week! Time flies.. We've been super-busy recently; we did the Pure Elite training camp on Sunday (post to follow) and our training plans are getting quite diffiult to fit in. Food-wise, we're both still on plan, and we're doing a no-carb week to shock the body a bit. The intensity is building, and we're really starting to feel the strain, but we're sticking at it! We'll make sure we get a proper update in on Friday!


text:
So; I've been skiing in Revelstoke since the 2010-2011 season. Probably half a dozen times every season.. And yes, it is a great mountain with great terrain, but thinking about it I've had just as much fun skiing at most of the interior BC ski resorts on a good day as I've had at Revelstoke... I actually miss skiing at the more laid back/less competitive resorts where you don't have to line up before 7:30 on a powder day to beat the crowds, and yes crowds are a real thing now as much as the hype and marketing will say otherwise.. on busy powder weekends, average morning line ups can be upwards of 20 minutes at the chairlift. But that's too be expected when you have an 8 person Gondola leading only to a Quad chair, with terrain below it marginal or unskiiable for half the season.
I've had a lot of fun days skiing at Revelstoke, but the world-wide hype for it I feel is exaggerated. Not to sound bitter as I still enjoy skiing there, but my personal observations that I feel go overlooked when it comes to how "awesome" it is here.
-Most vertical in north america, yet half of the vertical is marginal or unskiiable for half the ski season on average due to low elevation.
-Majority is SW aspect and impacted heavily by wind and sun.
-Lying about snowfall. The mountain claims up to to 14m of snow annually, our best season we saw 12.5 meters. On average we get around 11m of snow a year in the alpine... Half of that falling as rain on the lower 1/3 of the mountain.
-The phenomenal bowl skiing... much you have to hike into or hike out of...
-Terrain funnels that force the majority of skiers from the big terrain into some pretty tight awful places once they get skied out.
-Big line ups and early line ups on powder days.
-Terrain gets skied out very quickly now as it's busy and a lot talented riders on the mountain will see most of the mountain skied out by early afternoon unless you're hiking.
-Very little on mountain facilities and infrastructure
-Very little terrain for beginners and intermediates... much of it is cat tracks or on the lower mountain.
-Some of the glading been great while some has have actually destroyed some of the fun terrain that once existed on the mountain... Such as Jalapeno before they clearcut it, Stop at the road glades before they carved a cat track through it, the terrain park which ended up exposing a lovely gladed area to the wind and no longer holds the snow as it once did.
-Almost no gladed terrain on the lower 2/3rds of the mountain aside from a few places.
-For half the season you're pretty much just skiing two chairs and 1/3 of the mountains vertical.
-Owners who don't care remotely about skiing and have little interest in real improvements on the mountain; all they do is spit propaganda.
That being said Revelstoke has a lot of un-tapped potential in terms of terrain... and it can certainly live up to the hype that's been built around it... For now, I see it much like Kicking Horse... a place that's fun on a good day with a lot of unrealized potential and a master plan that has barely moved an inch in the last decade... with some pretty awful owners.
The town itself is great, aside from people being pretty high on how awesome they are. And the high cost of accommodations.
**This thread was edited on Jan 1st 2018 at 10:14:38pm


text:
Pamela Anderson arriving at a vegan dinner at the Ultra Supper Club for 'Feed Your Soul', which benefits the animal rights group, People For The Ethical Treatment of Animals (PETA) during Toronto Fashion Week. Photo: John White
Posted by Tceb on October 22, 2009 | Permalink
DJ Momjeans AKA Danny Masterson of that 70's Show with Steve Aoki spun at Toronto's premier hot spot Ultra Supper Club. Surprise guest included Carlo Rota from 24.
Posted by Tceb on May 11, 2007 | Permalink
See all the celebrities John caught every Friday in the Hollywood North spread of the Toronto SUN.


text:
SAIL seeks partners and BRPL evinces interest
Steel Authority of India Limited (SAIL) is looking for partners to use its low grade Fines. In context to this, Brahmani River Pellets Limited (BRPL) has evinced interest to tie up for Fines utilization.
India's largest public sector steel maker, SAIL is seeking conversion agents for its low grade Fines. As per the plan, the partners would convert the low grade Fines into Pellets and return back 80% or 90% of it to SAIL.
Executive Director-Projects of Rourkela Steel Plant, SAIL, Sisir Kumar Acharya stated that currently over 10 MnT of low grade Iron ore Fines are lying at several captive mines of the company, located in many states including Chiria (Jharkhand) & Bolani (Odisha). Out of this, about 3-4 MnT of low grade Fines are located at its Odisha mines.
However, it is not decided whether the partners will be selected through auction or other modes of selection. But, SAIL's RMD has started initial conversations with several Pellets makers for this and after selection of partners SAIL will sign MoU with them. SAIL has supplied around 10 rakes and 4 rakes in the month of Feb, 2014 from its mines located in Odisha & Jharkhand.
In this context, Odisha based Pellet maker Brahmani River Pellets Limited (BRPL), a subsidiary of the London based Stemcor group, has evinced interest for partnering with public sector steel maker SAIL for utilization of the unused low grade Fines.
BRPL, which has 4 MnT pa Iron Pellet plant in Kalinganagar and Jajpur in Odisha, is also planning to trim its capacity on low domestic demand and introduced export duty on Iron pellet. The plants which were running at 50% capacity on raw material scarcity are also planning for shut down of plant.


text:
LANCASTER COUNTY, Pa. — A 67-year-old man faces charges after he allegedly attempted to rape a child.
John Franciscus, of Gap, is charged with criminal attempt/rape, unlawful contact with a minor, indecent assault and corruption of minors.
The alleged incident occurred Friday morning.
In an interview with Pennsylvania State Police later that day, the victim said that Franciscus entered the bedroom the victim was occupying and during that time, exposed his genitalia and made contact with the victim's buttocks, the affidavit says. The victim added that Franciscus was wearing a shirt but had no pants or underwear on.
Franciscus spoke with law enforcement on Sunday. He told State Police that the he fell asleep in the victim's bedroom and did not remember the incident. Later, Franciscus changed his statement, admitting that he was awake and told police that he was wrong and if he could go back and change what happened he would, the affidavit states.


text:
Power Xpert Gateway 900
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- Trend Viewer: Easily view changes for selected device channels over a desired time range. Also, use the Trend Viewer to compare devices against one another and export trend data files.
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- Expand with Power Xpert Insight software for a comprehensive view in to multiple gateways in different locations.
Eaton offers world class customer support. For support on any aspect of the product or installation process contact the Customer Success Team by emailing email@example.com or calling 800-809-2772 option 4 (US) or 414-449-7100 option 4 (outside US).
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Bridges in India
[2012-09-20 ]
India is a very powerful country and apart from the rich natural beauty of the country, there are man made ultimate constructions as well....
Read More...
Surrender yourself to the land of Mountains- Nepal
[2012-09-20 ]
Nepal is a small country located in South Asia, between China and Nepal. It has been declared as one of the 50 places you need to see before you die, by the BBC holiday. ...
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[2012-09-20 ]
India has been a heaven for tourists and art seekers. Rajasthan is one of the prime and foremost tourist places that people like to visit because of its traditional heritage....
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[2012-09-14 ]
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[2012-09-14 ]
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[2012-09-04 ]
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[2012-09-03 ]
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Bask In the Bliss of nature Holidays to India\\\\\\\'s wildlife
[2012-09-03 ]
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Expect Something Interesting For Your Spring Trip to Sydney
[2012-09-03 ]
If you have a trip planned for Sydney this spring, then you are in for a big treat. As the year progresses in to September, the whole of the southern hemisphere starts gearing up for warm weather....
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India Traveling Well
[2012-08-31 ]
If you want to visit India, here are some awesome India trip guidelines that would help to create your trip pleasant and as sleek as possible. As with any other trip to an international location, do r...
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[2012-08-24 ]
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[2012-08-24 ]
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[2012-08-23 ]
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[2012-08-21 ]
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[2012-08-16 ]
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[2012-08-14 ]
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[2012-08-07 ]
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text:
Popular restaurant with nice atmosphere.
Beautifully situated restaurant by the Baltic Sea (at the east pier) with Italian inspired food and good wines. Approximately 500 meters from the market place.
|adres ulica 1
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|Miasto (adres)
|Numer telefonu
|+46 454-57 20 40
|email do osoby kontaktowej
|[email protected]


text:
iPad Accessory Rentals
Short-term iPad accessory rentals for meetings and events
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Fully brandable iPad floor stands. Great for tradeshows, registrations and marketing displays.
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text:
- Details
- Parent Category: Products
- 08 Mar
All good lawns need an Autumn/Winter feed as well as the summer feed.
Economical, clean, high phosphate for good root growth, 3-10-5 has been designed to give you that extra protection throughout the cold months without causing problems.
Application rate: 35g/sq. m (1oz/sq. yd.)
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Winter: December, January, February.


text:
Opening Reception--September 18
The students are off to Cambridge for a new academic year and the Harvard Club is off to the The Cincinnati Shakespeare Company for a convivial gathering in its new space!
The Otto M. Budig Theater
1195 Elm Street Cincinnati, OH 45202
5:30-7:30 pm
NEW: Tours at 5 pm and 6 pm!
Open to all Harvard alumni and affiliates in the area at no charge.
Cash bar after the first complimentary drink.
Middle Eastern Feast by Uri Sella
With September comes our annual kick-off event, the Opening Reception. This year we are gathering at the brand-new home of Cincinnati Shakespeare Company, The Otto M. Budig Theater! HCC president Gillian Sella and Board Directors will be there to greet you along with the chairs of our various ongoing activities and your fellow Harvardians from all parts of the University. If you are new to the area or the Club, we especially encourage you to come out and join us. The Opening is a casual evening where we are all primed to strike up conversations and welcome new faces.
*If you have renewed your membership since July 1 or join for the first time at the reception, we will enter you into a drawing for a second year of membership free!*
NEW Membership Benefit: We have secured discount codes to many of your favorite arts organizations this year. We will have full details at the Opening Reception. Included:
Cincinnati Symphony and Pops
Cincinnati Playhouse in the Park
Cincinnati Ballet
Cincinnati Opera
Broadway in Cincinnati
Monday, 09/18/17 at 5:30pm - 7:30pm | iCal
Cincinnati Shakespeare Company
1195 Elm Street
Cincinnati, Ohio 45202 United States
[ Get Directions ]
RSVP Here...


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Serving Size 50g


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I love white chocolate chips in oatmeal cookies more than raisins or regular semi-sweet chips. I added a touch of finely ground coconut and omitted the pecans. They would be great with dried cranberries too! I like this recipe much better than the one on the lid of the Quaker Oats, it uses less oats which I think yields a more tender, less chewy cookie.
3 years ago


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text:
Content Count263
Last visited
Days Won2
20 Followers
About Zephyrus
Forum Commando
- Birthday 10/13/1993
Profile Information
Full Name
Justin Karps
Chilliwack BC
- Stream Link
Favorite Games
Starcraft 2, Mortal Kombat, Legend of Zelda, Dragonball Z Budokai Tenkaichi 2,
Favorite Foods
Steak, Pizza, Wraps, Fettucini Alfredo, deserts, Nanaimo bars, Pringles, Whipped Cream, Yogurt, S'mores, Ice Cream, Mandarin Oranges, Paninnis, Donuts, Strawberries, Ceasar Salad, Turkey, Subs, Double BigMac w/ Extra MacSauce from McDonalds, and a few more lol
Favorite Movies
Pirates of the Caribbean series, Dexter, Band of Brothers, Spartacus, Game of Thrones, Avengers,
Favorite Music
rock, metal, Hardstyle, techno/electronic, Acoustic
I like to bmx, Draw and edit art / animation, yo-yo, hackey sack, melbourne shuffe, and tecktonik. :)
Contact Methods
Nicht mehr Starcraft aye :'(
Voison's back.
Zephyrus replied to Voison's topic in IntroductionsHey man! Welcome back voi boy
Zephyrus replied to Misty's topic in Other PC TitlesSo much memories er ma ferrkin gerrd.
Blame Rob For This Post
Zephyrus replied to Kleopatra's topic in IntroductionsPretty sweet here, Jus sayin' vVv Welcomes thee, for you are welcome as much as we.
Activity Idea
Zephyrus replied to Fearful's topic in StarCraft II: Legacy of the Voidyehhhhh man this is a sweetness idea. that was the most frusterating thing with my app is the SC2 community was dwindling cause of league of legends. imma do throw downs in that chat e'rey day im on there
2012-11-11 SC2 Town Hall Meeting Recap
Zephyrus replied to vVv OrganicBear's topic in StarCraft II: Legacy of the VoidDefinitly a good thing to be there. I missed this one as I wasnt prepared and fucekd up lol but im glad for the recap, and my apologies for the lack of presence at this meeting. GL Salv!
WCS Picks Now Live for FantasEsports!
Zephyrus replied to vVv RobZ's topic in StarCraft II: Legacy of the VoidvVvHasuu. Nuff said lol ^^ its not working for meh. idk clear da cookies and all that shennanigans?
SC2 Application ~ HushmodeeHeyy, welcome to ze forums, mister! as everyone sad, stay active. get into the shout box when you can, and actually chat first hand with members from different groups as well, its a great community and everybody is awesome here. good luck with the app!
Misty reacted to a post in a topic: Birthday?!
Best albums ever releasedummmm id say RHCP, Led Zepp's 4th untitled album, metallica never fails to impress either except st anger lol, Children of bodom's are you dead yet was really intense, and Nirvana's nevermind album skyrocketed the 90s rock scene as far as techno and stuff goes, "l'amour toujours" by Gigi d'agostino was way ahead of its time. hands down.
Forums - Do people even read the other posts?
Zephyrus replied to RazorHedge's topic in Off-TopicSugar Bear hates bees. I like to read most of them, I sometimes skim for the longer ones because they have a solid backup or are at least interesting alothgouhg one liners are pretty decent too usually
Best Cereal Evaaaaaaaaafrench toast crunch, or reese puffs:D
Birthday?!fuuuuuuuuu A month later I see this :S OMFG THANKS!!!! youre great lol i gotta look in the off topic forum more lol its so wonderful <3
Aspire Rising Recruitment Forum
Zephyrus replied to Ariel`'s topic in StarCraft II: Legacy of the VoidWhat is your Starcraft name? PrismatkCORE or vVvZephyrus What is your real name? Justin F. W. Karps How long have you been playing any type of RTS games? I've only really played starcraft II and only a year How old are you? Just turned 19 What league are you in? I'm in Gold League, almost Platinum How many times a day and week do you play Starcraft. (Actually practicing and laddering) All I can, usually around at least 15 games of 1v1 a week, and more team games too What is the race that you play? (Cannot be random) I main Protoss, but I know terran decently and I'm terribad as zerg but would love to be better lol Why do you want to be in Aspire Team #2? I wanna join Aspire because it brings the starcraft community of vVv together. Everyone helps and teaches and backs everyone up as a team, and it just seems like a positive way to get better at a game wit hso much potential and fun. Do you know anyone that is in the Clan? Have you gotten invite by someone?(Referral) vVv Doomhammer suggested I look into it during my interview, but it was full up at the time for Protoss players What are you trying to achieve by joining this Team? I'm actually hoping to get to know the starcraft community of vVv the best I can, further my knowledge and power (xD) but mostly to play with the community. Will the maximum participation, teamwork, and effort be coming out of you in order to practice? I will always give my best and try to keep up, learn, and be a good member of vVv Aspire. Meaning be supportive, offer feedback as I can, and attend all the practices and meetings I can (and if not be responsible to communicate about it.) What days of the week can you play late and what days you can't?(What are your hours basically) I actually completely prefer late night starcrafting, because I'm near garenteed not doing anything lol but as long as I know ahead of time when the meetings and practices are it should be fine, I'm not overly picky What will be your contribution to the the team? Being of the lower league of the team, I'll likely be learning more than teaching, but I am pretty fun to play with, I'm social and can usually get conversations going and all that kinda stuff. I can communicate with other members, and I can practice with lower league players who apply as well. I'll do anything I can, and anything asked of me to my best credentials What would you like to do on the Aspire Team #2? (Coach, Player, Caster, or Updater) I'd like to be a player, but I'm not very good yet, but could potentially be an updater .


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My favorite holiday has now come and gone, and this post will be a mix between a journalistic personal document of my 4th of July and why Bass Lake is the best place to watch fireworks this summer.
Every year at 8 p.m., the lake has a no-wake policy and boats slowly make their way out to the dock where the fireworks are launched off of. Boats speckle the water with their lights on and land-dwellers line along the shore with BBQs and umbrellas. Horns honk and people cheer for especially impressive fireworks. Since the lake is in a valley, the booms echo off the sides of the surrounding forest. Sometimes you hear a startled child shriek and cry after the first boom, but it's all part of the experience.
Usually I take this as an opportunity to tread water (which is about 77 degrees) while the fireworks shoot up above me. The fireworks are so close, the ashes barely burn out before they hit the boats and water.
This year, my little sister and friend watched them from the comforts of an inner tube while the rest of my family gazed from our boats tied together.
It definitely beats fireworks shot at a high school football stadium where you have to fight your way through hoards of middle school lovebirds for a small patch of damp grass.
My 4th of July:
8:00 a.m. We woke up early to wakeboard before the lake became too choppy–the 4th of July is the busiest day of the year for this town so it was imperative that we made it out before the tourists and first-time boat drivers. Even my dad got his shred on, wakeboard style.
10:00 a.m. After a fun and refreshing session, my little sister and I made matching patriotic fruit parfaits!
11:00 a.m. Followed by self made manicures — I admit that mine looks like a 2 year old painted my nails while blindfolded, but I'm still proud. My toes were done in a similar fashion. I feel like the next Kandee Johnson, one of my favorite makeup gurus.
1:00 p.m. The lake is famous on the 4th of July for having a young, rowdy crowd, take over the island on the lake's most popular cove. The lake is overall family friendly, especially compared to the river, but I'd hesitate on bringing my children over here on this particular day. The little ones might be asked to take a "celeb shot" at one of the communal beer pong tables.
4:00 p.m. BBQ time. We feasted on burgers, fruit salad, potato salad, and jalapeno peppers of spicy doom. The night before, my stepmom, friends, and I frosted some festive cupcakes.
8:00 p.m. We crept out of our cove and into the lake on our boat where we waited for the show to ignite!
9:00 p.m. The show begins!
If you want to learn more about Bass Lake and our vacation rental, click here.
Recent posts:
- Summer Camp Curiosities – Week 1
- Weekend Escape – Bass Lake
- Tips On Making Your Life More Spontaneous (and why I hate cliches)
- The Best Free Things to do in San Diego this Summer
- Will Sell Fruit for a Ride — How I Survived Being Stranded in Nicaragua


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$1,299,000 / 40 Acres / Available
$200K price reduction! Call Immediately!
Welcome to 2211 Kincaid Rd! Located in beautiful southern Oregon, this property features a stunning northwestern style lodge home situated on forty level acres. With a wonderful mix of tree-lined pastures, well-maintained forests, great infrastructure, year-round creek frontage and more, this property has much to offer for the discerning buyer.
The home is a custom northwestern style lodge with meticulous attention to craftsmanship. Outside, you will find an expansive 2,600 SQFT wrap around porch with a Rumford style rock fireplace, flat screen TV and gently sloping ramps. The decking is made from Port Orford cedar and the siding is all clear Western Red Cedar. The elegant custom wood entry door leads to the main living area. The living area features spectacular vaulted ceilings with tight knot Western Red Cedar, floor to ceiling rock fireplace with insert, light and bright windows, and a mix of tile, stone, and rock flooring. For the craftsmen, there are multiple themes throughout the home. Centered in the living space is the exquisite custom kitchen with granite counter, raised eating bar, beautiful custom Hickory cabinets and quality appliances. There is full-service butler's pantry just off the kitchen and includes a prep counter, large pantry, and deep sink. The living space also includes a large dining area. At the end of the living area is the office nook with built-in desk and shelving. As you go down the hallway, you see more thematic details on the archway that match the windows and entry door. The laundry room is located off the hall and includes washer and dryer. At the end of the hall is the elegant master suite. The master suite includes a tray ceiling, very well appointed walk-in closet with custom wood built-ins. The master bathroom includes a spacious glass block shower with two shower heads. The custom wood vanity includes dual sinks and granite counters. An etched glass door leads to the covered porch and hot tub. Upstairs you will find two guest bedrooms and guest bathroom with more beautiful wood craftsmanship and vaulted ceilings. There is a wonderful covered patio area with views of the property. The home includes central heating and cooling, a lifetime metal roof and much more! Just a short walk from the main house is the wine cellar. This cellar is built into the ground and very well constructed. Also, outside is the 900 SQFT pool structure with ceiling fans and solar heating.
The property includes a fantastic recreational lodge and guest quarters. The building includes 2 large bedrooms, kitchenette, laundry room and a spacious living room. There is huge Rec-Room that has ample storage for all of your hobbies and provides a wonderful finished entertaining area for gatherings, kids or as a man-cave. Also, there is a display bay for your custom car or bike at the end of the building. On one side is the glass greenhouse for year-round gardening and at the other side is a large unfinished storage bay for ATVs and other gear. A short distance from the Recreational Center is the 4,500 (+/-) SQFT pole barn. This is not your typical pole barn, this structure is wired to be a shop and has great lighting and 1/3rd of the structure has a concrete floor. All structures on the property have lifetime metal roofing. In addition, there are multiple carports throughout the property.
Irrigation and domestic water is supplied by a 75GPM well located near the barn. The irrigation rights are for up to 6 acres (possible to get 3 additional acres, per owner) and include the pasture and garden areas. The newly constructed horse facilities include a 60ft round-pen, 200ft x 100ft outdoor arena with sand base, multiple turnout pastures, and a beautiful 9 stall barn. The barn also includes a hay loft (hay elevator included), finished tack room, bathroom and more. Near the barn is the deer-fenced garden area with raised beds. Next to the garden is the 10ft x 20ft poultry palace.
The property is a wonderful mix of tree-lined pastures and well-maintained forest featuring a mix of conifer and hardwood trees. There is over 1,200 ft of Munger Creek frontage running across the south side of the property. "The Munger Inn†is a picturesque screened-in gazebo for enjoying the beautiful serenity of the creek and forest. The property also features a large seasonal pond. Access to the property is from a meandering flag lot driveway that is chip sealed to prevent dust and mud.
Dear Robert, I think you are one of the nicest people on the planet, and for sure the best realtor. Thank you for all your hard work, great advice, patience, and for sticking in there with me. You really went "above and beyond". The world is a better place with people like you in it and I feel really lucky to have crossed paths with you"
~ Jane Fisher
"We appreciated Tim's hard work. We had 2 different real estate companies prior to meeting you, over the time of a couple years they each brought us 1 prospective buyer. You in turn brought us numerous prospective buyers along with several offers, with a final close in under 2 years. We feel that you had a knowledge of where and how to market our business so it was marketed in the right places and to the right people. As you well know when the sale was finalized it was at our asking price with little or no haggling.
We appreciate the fact that you were available 7 days a week, and willing to show the business even on a Sunday with very little notice. Tim Thank you once again.
~ Pat and Jody Schatz
"We were referred to Jason a few years ago. We were looking for our dream rural property, however, competition was high and inventory was low. Jason found us a great starter home until the right property came along. He continued to keep looking for us; one day we received a phone call that he "thinks he found the one." We drove out to that day, and we immediately knew Jason was right ~ This was the dream property we had been waiting for! Jason stayed on top of every detail, and we can't thank him enough for listening to all of our needs and wants and finding the perfect property for our family. His attention to detail, care for his customers, integrity, understanding of the market, and work ethic shined every step of the way!"
~ Ashley Lacer, MAI
Certified General Appraiser


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€72 – €155.66
Event description
Friday, October 4th 2019 | Verona
React is an open-source JavaScript library for creating user interfaces that aims to address challenges encountered in developing single-page applications.
The full-day conference in english about the latest developments in the React world will take place on October 4, 2018 in the lovely city of Verona, Italy.
We're expecting great talks about FRP programming, Fiber, GraphQL vs Falcor vs Apollo, Universal JavaScript, Flow, React VR, React Native, Preact and Inferno.
Please note that TICKETS ARE NON-REFUNDABLE.
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This week's Money Master is Kyle Taylor of The Penny Hoarder. By eight years old, Kyle was already clipping coupons. He's now grown into a full-fledged hoarder of pennies, well all things money anyway. Kyle dishes out great advice. Below, we're particularly fond of his answer to question number three. We've discussed this several times at Debt Free Guys™.
1. What's your story?
Like most 20-somethings, I started this decade of my life as a poor college student. I started racking up student loan debt faster than I could count and was still struggling to make ends meet. So I started looking for different ways to make extra cash in between classes and quickly realized I had a knack for finding really weird odd jobs.
One of my favorite gigs was when I worked as a beer auditor; I was essentially paid to visit liquor stores/grocery stores around town and see if they would ask for my ID when I tried to buy a pack of beer. The best part of the gig? I got to keep the beer and each location paid me between $30-$50.
My friends were a little curious about my new windfall and when they heard about my job, they encouraged me to start writing about my adventures. This was a little more than five years ago and it's when I decided to start the blog, ThePennyHoarder.com.
2. What's your point of view, as a personal finance blogger?
I believe we spend too much time thinking about how to save money and not enough time thinking about how to make more money. In fact, much of the personal finance advice that has been written in recent years focuses on different ways to cut back: give up your Starbucks, freeze your credit card, buy a used car.
There's nothing wrong with that advice (and many of us probably could stand to cut back a bit!), but the problem is that families end up spending all of their time figuring out ways to reduce their expense column and really only half the battle. Look – the median salary in this country is less than $52,000. That's just simply not enough money to raise a family on.
3. In one sentence, what's one piece of sage advice from your personal finance background that you'd like to share with our readers?
Diversify your income.
You can keep track of Kyle's insight by visiting The Penny Hoarder regularly, or become and email subscriber, sign up for his RSS feed or follow him on social media. We know you'll be glad you did.


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Chalk one up for the good guys.
In news that shouldn't come as any great shock (but to some degree does), Fiji Bati coach Mick Potter has indicated that Fijian winger Suliasi Vunivalu is indeed Fijian.
According to a report on nrl.com, the Fiji-born winger may be eligible for New Zealand under the same ridiculous rule that allowed Semi Radradra to be poached by Australia – an opportunity Radradra jumped at, until recently when he discovered he was no longer wanted.
Potter said that "there was a whisper that New Zealand had made some enquiries because I think he'd spent a little bit of time as a student over there. As far as I know, he said he's going to be playing for us in May, so that's all that matters."
In other Bati news, Potter indicated he'd be unlikely to select Titans fullback Jarryd Hayne for their Test against Tonga due to his recent ankle injury, but would welcome him for their World Cup campaign.
Vunivalu has played 27 matches and scored 29 tries for Melbourne since making his debut last year.