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- Claims We Help With
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- Compensation Types
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- Considering a Medical Claim?
- Case Studies
"Millions" of patients being turned away by GPs
29 July 2014
New data has revealed that tens of millions of people are currently being turned away from GP surgeries every year, with the patients being told to either treat their symptoms at home in order to recover or to go straight to A&E instead.
The data has been analysed by The Royal College of GPs and has been described as a "shocking indictment" of a failing NHS according to doctors' leaders. In the data, details show that one in nine people who go to visit their GP are unable to get an appointment to even be seen to look at their symptoms; the total number of doctors who turned patients away this year has totalled at over 40 million.
London and Birmingham hardest hit
The Royal College of GPs data found that London and Birmingham populations are the worst affected, with one in seven being turned away. The disappointment is also felt by Merseyside, Manchester and West Yorkshire where 12% of the patients who go to see their GP are turned away.
Mistreatment.com has regularly reported on the strain that the current NHS has been under. This has resulted in a jump in the number of enquiries coming through to its specialist teams, whether it is regarding a complaint about service, failures at A&E or because initial symptoms where not taken seriously in the first instance and became far more complicated and resulted in further treatment-giving patients grounds for a medical negligence compensation claim.
NHS under severe strain, say experts
Experts have said that the figures only prove how under strain the NHS currently is. They say the numbers reflect the pressure on GP surgeries for the high volumes of appointments with patients having to join long queues at emergency sessions, try going to A&E in the hope that they can be seen or worryingly stay at home and self-medicate in the hope that they improve. Worryingly, these pressures can sometimes lead to complications which could even be grounds for medical negligence if, for example, early signs of cancer and other fatal diseases are not identified early enough due to such missed appointments.
Figures to only worsen
The Royal College of GPs says the figures can only worsen over time, suggesting in their analysis that patients will be turned away 51 million times in 2015, rising to 58 million in 2016.
"The fact that patients in England will be unable to see their GP when they want to on more than 50 million occasions in 2015 is a truly shocking indictment of the crisis that is enveloping general practice," said a spokeswoman.
What you can do
If you or a loved one is concerned about the treatment you are receiving, whether through a missed GP appointment or because you were not able to be seen when presenting symptoms, our specialist teams can guide you through the complaints process for free, letting you know what your patient rights are and the options available to you.


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Our Customers who are Interiors Professionals
We have improved our loyalty 'Trade' scheme for those UK based Interiors Professionals, Curtain makers, Interior Designers, Furniture Makers and Upholsterers, Architects, Contractors etc.
If you are 'in the interiors trade', please could you forward evidence of your trade status - a letterhead, business card or website address etc.
Once we have confirmed this trade status, we will send you an email detailing a range of additional benefits, including preferential pricing.
Please remember too that our website is a valuable tool to help you as you work with your clients.
Please contact us if you would like any further information.

subset: commoncrawl


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Vogelsang Customers Have Spoken, and Vogelsang Has Responded
Vogelsang Fastener Solutions' ground-breaking same-day shipment program — Quick Ship — has now been expanded to offer customers even lower pricing on popular Rollpins®, spring pins and Tension Bushings. Starting in the first quarter of 2012 alone, over 700 new line items will be added, and most of the new steel Rollpins® SKUs rolling out as early as January. Spring pin offerings will triple, including carbon steel plain, carbon steel zinc, 420 stainless steel and 18-8 stainless steel. Spring pins will also be stocked in inch and metric.
As a premier stocking manufacturer of Rollpins®, Vogelsang is committed to offering their products at extremely competitive prices. With this latest expansion of Quick Ship, Vogelsang is able to continue to do just that. "We have made a significant investment to better serve our customers and are pleased to offer more of the products they've asked for, with the added bonus of lower pricing" explained National Sales Manager, Nick Penney. Other highlights of this same-day shipment program include Metric Steel Rollpins® plain & plated, Inch Steel Rollpins® plain & plated, inch 420 SS Rollpins® and inch 18-8 SS Rollpins®. Also, incremental pricing by diameter & length is back. These additions to Quick Ship are a reflection of Vogelsang's focus on customer service, and adapting to changes in the market. As Mike DaFonseca, Business Development put it, "Our customers have spoken, and we've listened."
With Vogelsang's upcoming 40th anniversary, Penney describes Vogelsang's "re-committment to making it easier and more affordable for customers to do business with us in 2012." This effort has already begun with Vogelsang's Select Dealer portal where participating dealers have been able to log in 24/7 to view personalized pricing programs. A new, totally re-designed website will be launched in the first quarter to better service their customers, and with this latest Quick Ship program expansion, Vogelsang is well on its way to fulfilling their customer service goals for the new year.
For Quick Ship product details and pricing or to become a Vogelsang Select Dealer, visit VogelsangFastenerSolutions.com or call 800-526-2376.


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Resources Home Page | Link Exchange Request
CorporateApartmentsPhoenix.com - Every unit includes at least one 32" flat panel TV featuring 84 cable channels and 12 premium and movie networks!
Reminder: LendingRisk.com participates in Link Exchange programs with other websites whose content might be of interest to our users and as a result LendingRisk.com contains links to these web sites operated by third parties. LendingRisk.com does make a minimal effort to review these websites for content; HOWEVER, these linked sites are not under LendingRisk.com's control and LendingRisk.com is ultimately NOT responsible for their content. These links do not imply our endorsement or guarantee of the products, information, or recommendations provided by any third party site. See LendingRisk.com's Linking Policy for more information.


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2010 is clearly the year of the quaker design for me. I don't choose them on purpose. It's only when they're stitched, washed & pressed and ready for a photo shoot that it dawns on me… yet another quaker! Personally, I'm rapt, 'cause I loove quaker patterns. Here's the latest finish
I used the prescribed DMC threads, but changed the very dark brown 3371 to a milder 3781. The colours in this simple design go so well together and I enjoyed stitching in between the large Marriage of the Minds project, which is coming along very nicely. Will show you next time.
I've been ill with the flu the whole of the Easter break so didn't get around to doing everything I'd planned, but I managed to finish some birthday exchange stitching and I'm half-way through Fair and Square exchange stitching for Round 18.
Happy Stitching 😉


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Tara (THS) Class of 2013 Alumni List
Help us Update the Tara 2013 Class List by adding any names missing from the list below:
Registered Alumni
2013 Class List
- Josh Bell
- TyQuincia Campbell
- Kaaliell Chambers
- Matthew Coleman
- Krislyn Daniels
- Eugene Davis
- Telvis Dunn
- Kianna Fisher
- India Forbes
- Kelly George
- Brittany Harrell
- Kaci Henry
- Javen Hills
- Melissa Hills
- Lexis Johnson
- Lashie Jolivette
- Dwayne Knighten
- Portrice Lewis
- Beatriz Lopez
- Tonyetta Richard
- David Rowe
- Gregory Schoenig
- Keadra Stephens
- Tommie Sterling
Know Tara Class of 2013 graduates that are NOT on this List? Help us Update the 2013 Class List by adding missing names.
Reunions and Tara High School News
More 2013 alumni from Tara HS have posted profiles on Classmates.com®. Click here to register for free at Classmates.com® and view other 2013 alumni.
If you are trying to find people that graduated in '13 at Tara High in Baton Rouge, LA, check the alumni list below that shows the class of 2013.
Don't forget to upload your Tara High School pictures and check on the latest info about any Tara High School reunion.


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Lombok Beaches
Lombok boasts a string of beaches dotted around the island. The resorts of Senggigi and Kuta both have good stretches of sand with all of the usual facilities. The best beaches are in the northwest in the Gili Islands. The Gilis are very unspoilt with few facilities bar white sand and swaying palms.
Come enjoy the breathtaking crystal blue waters and untouched white sand beaches!
View the beaches»


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Unique Toys
Toys And CandyWritten by Serena Berger
Toys and candy are the perennial favorite things of children everywhere. It would also be fair to say that adults still enjoy the occasional treats themselves; but for the most part, it is buying for children that brings adults to the toys and candy market. Today, they find more choices than ever in toys and candy.
The Affordable Pleasure of Toys and Candy
As prices rise on candy bars, it is delightful to find that you can still go to a shop for toys and candy with your spare change and find all sorts of fun surprises. You can also go to an online candy store and find all of your favorite candies, some of them at wholesale prices. Brand name candies are easy to find at online stores for toys and candy.
Bagged candies and bulk wrapped candies are both great buys online. A number of classic candies are available at wholesale prices when you buy in bulk. If you are a teacher or counselor, or if you want to be a more popular person in your office, you may want to buy bulk wrapped candies to keep out in a bowl on your desk.
You can also find novelty candies online. Thy sky is the limit in innovations for novelty candies which are often also toys, or come in containers which double as toys or games. You can also find a variety of holiday candies at online sites for toys and candy.
Toys and Candy As Treats and Rewards
There are also great opportunities to find toys online. Similarly, you can buy in bulk at wholesale prices if you want to buy toys for a group for rewards or arts and crafts. You can also find a variety of toys at very low prices if you want to purchase them singly.
Stuffed toys make classic gifts for children of all ages. Some stuffed toys are animals (you can find anything form the most traditional bears to endangered species) or dolls. Others are modeled after popular cartoon or comic characters.
Popular Choices in Wholesale Buys for Kids
There are so many toys based on the most popular characters in television and movies that it's virtually guaranteed that you can find a toy based on your favorite action movie. From action figures to candy, the big movie hits like Spiderman, Shrek, and Spongebob have spawned a merchandising bonanza. And of course if you want to spend a little more money, video games and video game systems are a surefire hit as a gift.
Toys and candy both make excellent party favors. If you are working at a school carnival, you might also consider bulk and wholesale purchases of toys and candy to use as prizes. The Internet will afford you with a number of ways to find toys and candy, either in bulk or single items.


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Is the post workout anabolic window really a myth?
As weird as it might sound I remember the day I bought my first tub of protein pretty vividly…
Because being a complete noob to the gym with next to no knowledge of nutrition, the marketing claims on the tub made it feel as though I was buying something much more sinister than a simple tub of processed milk
And in my mind, so long as I downed my protein shake along with some high GI carbs immediately after training in the post workout anabolic window, I would end up jacked like the models on all the ads.
Fast forward a few months and whilst I had made some pretty solid gains, I was by no means cover model ready like I had imagined
And I was questioning whether all the protein was a total waste of money.
Was it a load of marketing hype?
Was there actually any legitimacy to the claims of a post workout window of opportunity to maximise recovery and gains?
Or was it all just a myth?
Yes, no, it depends.
I know, you're probably sick of the "it depends" answer
But when it comes to nutrition, particularly controversial topics like meal timing and post workout nutrition, the answer depends on the context of the situation
And by the end of this blog, you'll understand why the necessity to scoff down a load of carbs and/or protein the second the dumbbells touch the floor on your last set of curls is context dependent.
First off, we'll be delving into carbs; one of the primary sources of fuel you use to pick up heavy stuff.
Will post workout carbs make you jacked?
There are two main purported benefits of carbs post workout: [1] spiking insulin and [2] restoring glycogen levels.
Spiking insulin
Whilst it's true that eating carbs will ramp up insulin, which may impact gains to a degree, from a muscle building perspective, the insulin spiking effect of carbs post workout isn't that big of a deal, particularly if you're not going into training fasted (1)
Plus, if you're concentrating on getting carbs in post workout to maximise gains, chances are you're also having at least 30-40g of protein post training, which will increase insulin levels sufficiently to max out any anabolic/anti-catabolic effect of insulin (2).
Post workout carbs will help with restoring glycogen levels though, which is the main benefit of getting a load of carbs in post workout.
Restoring glycogen levels
Glycogen is stored carbs/energy and is one of the main fuels used when you lift weights, particularly at moderate/high rep ranges (eg: typical bodybuilding style training).
So, after hard training your stores will have been used up to some extent, with the degree they're depleted depending largely on exercise intensity, duration and how topped up your stores are going into training.
For example, a moderate volume lifting session (~6-9 sets of 8-12 reps per muscle group) may deplete glycogen levels in the muscles trained by 30-40% or so (1, 3).
So during the recovery period, you want to replenish this glycogen as sufficient levels will allow you to perform better next session and therefore indirectly contribute to gains.
To ramp glycogen levels up as quick as possible post training, you need to get carbs in immediately post workout. This is because there are two phases to glycogen storage:
Phase 1 (aka the rapid insulin independent phase) which only lasts for 30-60 minutes post training
And phase 2 (aka the slow insulin dependent phase) which, as the name suggests, is slower and lasts longer than the rapid phase (4).
If you don't consume carbs in the hour after training, then you don't make use of the rapid phase of glycogen synthesis and therefore don't recover glycogen levels as quickly.
All this science is cool, but is a rapid increase in glycogen actually important though?
For most of us, no.
The reason most of us needn't worry about getting glycogen levels back up ASAP post workout is that the vast majority of us train once a day
And research has shown that provided you eat enough carbs in total after training, you'll restore glycogen to the same degree after 24 hours regardless of the time you get them in post workout (5).
So unless you have the need to increase your glycogen levels quickly after training because you're exercising again soon after, there is no need to stress out about getting a load of carbs in immediately post workout; just focus on your overall carbohydrate target for the day.
If, however, you do need to ramp up glycogen levels rapidly post lifting because you're training twice a day, aim for around 1 – 1.5g/kg bodyweight within an hour post exercise (4, 6).
As an example, a 70-80kg person might have 100g of oats made with milk and topped with a banana.
So whether carbs matter in the 'post workout anabolic window' depends on whether you're training again soon after (ie: more than once per day).
What about protein though?
Surely you won't make gains if you don't get some down you soon after lifting?
Or is it simply a case of hitting your daily target like so many of the evidence based folk are now saying?
For the answer, we need to look at what the goal is with protein intake for recovery and gains.
When it comes to making gains in muscle, what you're ultimately trying to achieve is a positive muscle protein balance. What that means is a greater rate of muscle protein synthesis (muscle growth) than muscle protein breakdown (muscle loss).
Because you're constantly building and breaking down muscle, it's the balance between gain and loss OVER A PROLONGED PERIOD OF TIME that determines gains
And two of the primary factors influencing this balance are lifting weights and consuming protein:
Simply put, lifting will increase both the growth and breakdown of muscle and if you don't have a dose of protein close to training, then breakdown will outweigh growth (ie: negative muscle protein balance).
If you down a protein shake soon after training though, you'll increase growth more and tip the balance in favour of net growth (ie: a positive muscle protein balance) (7, 8).
This is the main basis of the whole post workout anabolic window as it relates to protein; you need to down a shake post workout otherwise you'll be losing muscle.
HOWEVER, looking at the short term changes in muscle protein balance doesn't paint the whole picture and as I highlighted earlier, it's the balance over time that determines gains (1, 8). So you could be in a negative balance post training but still make gains.
To highlight this 'bigger picture' point, what do you think would lead to greater gains:
- A total daily protein intake of 50g, which is all consumed the second you step out the gym, thus maximising protein balance post workout
- A total daily protein intake of 150g, which is consumed in 2 meals, neither of which are close to training?
All else being equal, the 150g of protein per day would lead to greater recovery and gains even though the eating pattern is not maximising growth immediately post training. This is because it would lead to a greater muscle protein balance over the course of the day.
That is the reason why your total intake of protein is more important than when you get it in.
So no, you can't extrapolate from gains measured at a fixed point in time, claiming that it will determine long term gains
And you need to look at the bigger picture of total intake when it comes to recovery and getting jacked.
So you don't HAVE to down a shake as soon as you leave the gym.
A case for meal timing
With all that said, the timing of protein isn't irrelevant when it comes to recovery and gains, and theoretically, you may see slightly greater results by paying a little attention to detail.
The detail:
As I said, when you eat protein, you stimulate muscle growth. The extent that you stimulate growth depends primarily on its leucine content (one of the amino acids/building blocks of protein), with roughly 3g maximising the response (7). Whilst 3g of leucine will switch on synthesis maximally, you need a mix of other amino acids to keep it elevated (9, 10).
You can think of it like employing a load of builders to repair damage to your house; you're like leucine when you call them up and signal for them to come do the repairs. They then come with the building blocks (amino acids) and put them all together to rebuild the house (muscle).
Research suggests that roughly 0.4 – 0.5g of quality protein (eg: animal sources such as dairy, meat, eggs and whey) per kg of bodyweight will do the job, providing sufficient leucine and additional amino acids to max the anabolic response (6, 7). For example, a medium chicken breast, 300-400g of greek yogurt or a couple of scoops of whey (40-50g) would be ideal for a 70-80kg person.
This anabolic response will stay elevated for a few hours post feeding before dropping back down. Therefore, it's been theorised that spacing out your daily protein intake between 3-6 meals will maximise this response and your recovery and gains (8, 11).
Whether this means you should get a protein dose down you immediately post workout depends on where your training falls within this pattern.
For example, if your session falls 4-6 hours after your last intake of protein, it would be a good idea to consume protein as soon as possible after lifting to jack muscle growth up maximally.
On the other hand, if you ate 1-2 hours before training, downing a shake post workout wouldn't be necessary as you'll still have plenty of amino acids circulating in your blood and muscle growth will still be high.
So again, it comes down to context with the importance of a post workout recovery protein feed depending on how recently you ate.
"I know, you're probably sick of the "it depends" answer".
Take home
Whilst all this talk of glycogen, protein synthesis and leucine is pretty cool (to me at least), the big take home from all the science is:
No, there isn't a strict post workout anabolic window of opportunity like many supplement companies will have you believe
And you won't lose any chance of making gains just because you don't down a protein shake alongside a hefty dose of carbs the second you step foot outside the gym.
It's not purely 'bro-science' though and under certain circumstances and given the right context, there is a case for getting in a decent feeding of carbs and/or protein within an hour after lifting.
So to give you a quick recap of the situations where post workout nutrition is of importance:
If you're training twice on the same day, aim for around 1 – 1.5g/kg bodyweight of carb within an hour after your first session. If you've got 24 hours between sessions, just focus on getting in enough carbs in total rather than worrying about the time you consume them.
To maximise gains, aim to hit your daily protein target with 3-6 evenly distributed meals, each containing at least 0.4 g/kg bodyweight of protein. If your last feeding of protein was 4+ hours ago, get some high quality protein in as soon as you can after training.
Alongside NAILING your daily nutrition targets, which will undoubtedly have the greatest impact on your progress, the guidelines above will help make sure you maximise your recovery and those all-important gains.
This practical outlook and application of the science of nutrition is exactly what we teach on the Body Type Nutrition Practical Academy ® the next intake of which is on the 1st of October. Click here for details…
If maximising your gains has been a struggle for you over the years why not check out my coaching packages and get in touch? email@example.com
- Aragon, A. A., & Schoenfeld, B. J. (2013). Nutrient timing revisited: is there a post-exercise anabolic window?. Journal of the international society of sports nutrition, 10(1), 1
- Power, O., Hallihan, A., & Jakeman, P. (2009). Human insulinotropic response to oral ingestion of native and hydrolysed whey protein. Amino acids, 37(2), 333-339
- Haff, G. G., LEHMKUHL, M. J., MCCOY, L. B., & STONE, M. H. (2003). Carbohydrate supplementation and resistance training. The Journal of Strength & Conditioning Research, 17(1), 187-196
- Jentjens, R., & Jeukendrup, A. E. (2003). Determinants of post-exercise glycogen synthesis during short-term recovery. Sports Medicine, 33(2), 117-144
- Parkin, J. A. M., Carey, M. F., Martin, I. K., Stojanovska, L. I. L. L. I. A. N., & Febbraio, M. A. (1997). Muscle glycogen storage following prolonged exercise: effect of timing of ingestion of high glycemic index food. Medicine and science in sports and exercise, 29(2), 220-224
- Schoenfeld, B. (2016). Science and Development of Muscle Hypertrophy
- Morton, R. W., McGlory, C., & Phillips, S. M. (2015). Nutritional interventions to augment resistance training-induced skeletal muscle hypertrophy.Frontiers in physiology, 6
- Phillips, S. M., & Van Loon, L. J. (2011). Dietary protein for athletes: from requirements to optimum adaptation. Journal of sports sciences, 29(sup1), S29-S38
- Witard, O. C., Wardle, S. L., Macnaughton, L. S., Hodgson, A. B., & Tipton, K. D. (2016). Protein considerations for optimising skeletal muscle mass in healthy young and older adults. Nutrients, 8(4), 181
- Phillips, S. M. (2014) Role of Protein Supplementation in Augmenting Gains in Muscle Mass. Lecture
- Helms, E. R., Aragon, A. A., & Fitschen, P. J. (2014). Evidence-based recommendations for natural bodybuilding contest preparation: nutrition and supplementation. Journal of the International Society of Sports Nutrition,11(1), 1


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News under 'Creative'
V4 Development Launches VCPEA Website
V4 Development was proud to collaborate with VCPEA (The Virginia Coalition for the Prevention of Elder Abuse) to launch the new VCPEA brand and updated website.
To Be Designed Conference - RVA
V4 Development attended the To Be Designed conference put on by Richmond UX. To Be Designed was a virtual conference created by Rosenfield Media to discuss and explore the "near-future" of design.
Science Museum of Virginia releases "The Muse" with the opening of SPEED!
V4 Development developed the Science Museum of Virginia's "The Muse" using native iOS and Android languages and incorporating Google App Engine, Compute Engine, and other cloud based technologies offered by Google to provide an auto scaling and reliable API for the mobile app to utilize. The Science Museum of Virginia launched the mobile application "The Muse" in May 2016.
Creatives Give Back
**Creatives Give Back** *By Holly Henschen* Work can be hectic. Consider getting re-centered by building robots and oil painting with forks. The tech world's oft-mentioned mantra "make the world a better place" is often viewed as a global goal. But creative types are finding ways to improve the planet in their own back yards and are professional and personal inspiration in the process. Volunteering creative skills needn't be tech-based to be rewarding. When Joshua Barber, CCO of V4 Development, a full-service website and app development company, is off the clock, he volunteers with Connor'


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2-sport Arlington athlete rises to the top in football and baseball
With a passion for roller coasters, Tate Kolwyck has often turned the football field into his own theme park, complete with thrills, spills and chills.
It has given Arlington head football coach Adam Sykes fits. Tate's parents, Johnny and Julie Kolwyck, feel Sykes' pain.
A senior who quarterbacked Arlington since he was a freshman, Kolwyck has the ability of taking a broken play and turning it into high-flying yardage, leaving some breathless.
"In football my greatest strength is making stuff up when a broken play happens," he said. "I lived for being rushed and being able to be flushed out of the pocket. I felt like that was when I was the greatest at football – when the play was breaking down and the secondary did not know what was going on or just crazy stuff was going on all over the field. Coach Sykes used to hate it so much."
Sykes admits there were times he was nervous watching Kolwyck scramble.
"There was a reason we practiced scramble drill every Wednesday in practice," Sykes said. "I have learned over the years that kids who are scrambling quarterbacks usually get it naturally, and you never want to take away a player's natural instincts, but it definitely makes a coach nervous when they start to improvise during a play.
"I've tried to coach our quarterbacks to know when the situation is right for a scramble and when it isn't. Tate has the natural ability to face pressure and escape a lot of times. Once he is out of the pocket, you just hold your breath and hope that he doesn't try to make impossible throws. He made a few of those bad decisions at times during his career, but the passes completed on the run far outnumbered the interceptions."
During his senior season, Kolwyck completed 155 of 256 passes for 2,837 yards, 33 touchdowns and eight interceptions. He rushed for 251 yards on 69 carries and scored four touchdowns.
It was 8 a.m. the second day of preseason workouts in 2014 when then Arlington head coach Chris Wiley summoned Kolwyck, a freshman, to his office. Varsity workouts began earlier than freshmen practice. Kolwyck wondered why he was asked to meet with Wiley.
Then the coach dropped a bombshell: Kolwyck was going to have airtime.
Wiley said Kolwyck would be the starting varsity quarterback if he worked for it. Hunter Sheffield had graduated, and projected quarterbacks Jonathan Bowlan and Franklin Hefflinger had transferred.
"That's crazy," said Kolwyck, who called his parents. "They were scared out of their mind. I remember them freaking out, 'We don't know if you are going to be able to handle hits from 18-year-olds who are about to go to college.' I was really nervous coming in, timid just like any other freshman would be, put in that situation."
Kolwyck had caught the eye of Arlington coaches during 7-on-7 drills and in preseason scrimmages.
"Tate obviously was blessed with a lot of God-given ability, but his intangibles were the most important aspect," Sykes said. "He was a playmaker, always positive, made his teammates better. He brought consistency, leadership, excitement and belief in him by his teammates that they could win."
Leadership by example is Kolwyck's style.
"I have learned what kind of person I am," he said. "I have learned how to judge myself. I used to not want to think, 'You are bad at this or you are good at this.' I have learned I need to step up as a leader and see what I could do for my teammates.
"You don't have to be up in somebody's face all the time. You can be like, 'Hey guys, watch what I do on and off the field, just follow my lead.' That is what I came in freshman year. I wasn't a talker. Any year, I haven't been a talker, yelling at people. I try to make everybody around me better as I can."
Starting as a freshman quarterback became a life turning point, Kolwyck said. "Either I manned up and did it, or I would be hit and I would not play football any more."
It was a rough start.
"My teammates really picked me up. My stat numbers were not that great. I was like maybe I'm too small for this or not fast enough. I have to believe in myself if I want to win and do good for this team. Everything came through God's plan."
Kolwyck played his first game against Murfreesboro Oakland, a 35-3 loss.
"I remember everybody talking about how good they were. They had all these UT-Knox recruits. Just me stepping out on the field was daring enough."
It helped that he had strong support from peers, such as upperclassmen football player Hayden Edwards, who took the aspiring freshman under his wing.
Edwards, who was wanting to be starting quarterback himself, said, "He was obviously already bigger than me and already showing so much talent and will to learn, so I knew he would eventually be in high school and take over the program. I knew it would be a crime if anyone allowed me to play over him. He came in and showed he was the man for the job."
Kolwyck said one of the best experiences of football was the "brotherhood" of 80 players.
"To be a part of their last four years and get really close with all of them meant the world to me," he said. "Those are friendships (experiences) you are not going to be able to take back."
By the time Kolwyck's prep football career ended, he had passed for a school-record 10,213 yards, only the third player in Tennessee to pass for more than 10,000-career yards. He completed 686 of 1,211 passes for 119 touchdowns and threw 39 interceptions. He had 222 rushes for 859 yards and 13 touchdowns and a total offense of 11,027 yards and 132 touchdowns.
He was named Region 7-6A Co-Offensive Player of the Year in 2017 as well as all-region, and he was nominated all-state and named a finalist for The Commercial Appeal Shelby-Metro Offensive Player of the Year. He was selected to play in the AutoZone Liberty Bowl All-Star game.
He started young: He was in the third or fourth grade when he began playing football for the Cordova Wolves in the Shelby Youth Sports league. He started out as a free safety and became a quarterback in the sixth grade.
And then there's baseball
Despite his football successes and how much he relishes the game, baseball remains his passion.
In addition to being a powerful force on the football field, Kolwyck also was a four-year starter for the Tigers' baseball team. He made all-state last season at shortstop and played for a state championship in 2016, losing 9-8 to Murfreesboro Siegel in the title game, capping "an amazing season."
When a sophomore, he committed to play baseball at Vanderbilt.
Sykes said, "Not many people can say they were a four-year starter in two sports in a 6-A school. He has strengths of integrity, leadership. He is a competitor, coachable, a team player and unselfish."
Edwards said Kolwyck works hard for his successes. "You can find him in the cage or on the field of some kind getting better. Every day is not an exaggeration. If I couldn't get hold of him, I knew where to go. … I have no doubt that Vanderbilt is going to be champions multiple times in the next four years, and I know Tate is going to excel to heights that no one could imagine."
After a strong game against Cordova in 2017, Cordova head coach Anthony Jones, now an assistant at the University of Memphis, said that Kolwyck should rethink his commitment to play college baseball and play football instead.
Kolwyck said, "I got hyped up this year. A bunch of people were talking to me asking me if I was going to play in college, and honestly it made me feel really good about myself. I stayed humble but having those that think you are good at football made me feel proud."
But he knows that his true love is baseball and has been since he was a child, encouraged by his parents.
"I love football, but baseball is my everything," Kolwyck said.
Picking it up quickly, he developed a passion even as a child. His father would take him to the batting cage, and they would also field.
Tate said, "He has been there for me since Day One. My dad hitting with me, doing all this. My mom has always been there for support. My mom making sure that I have everything, my glove. She was the off-the-field person I could come to. She would help me through it, especially with God. She led the way, which is really cool."
Mentors and memories
Kolwyck said, "Having coaches like Coach (Josh) McElroy and Coach Sykes, they influenced me heavily. They gave me the ball and it was like, 'Do what you do.' They put confidence in me. It felt good."
There were some heart-pounding football moments along the way: In 2014 there was Kolwyck's Hail Mary pass that defeated Houston 34-32 in the playoffs. Then there was the 2015 game when Arlington upset Whitehaven 28-25 as Kolwyck completed 20 of 32 passes for 154 yards and a touchdown and scored a rushing TD.
"I have a lot of football memories," Kolwyck said. "The greatest one was probably that night we beat Whitehaven. I remember the bus ride back and seeing our student section. They came all the way back to Arlington and congratulated us. That was one of the greatest nights of my life."
He said his most fun game was against Cordova in 2017. At one point the Tigers trailed 56-27 before a rally got them to within 65-63 before Cordova won 72-63. Kolwyck called it his best game, as he passed for 446 yards, five touchdowns and completed 18 of 32 passes.
"They kept pounding and all of sudden we get this fire in us," Kolwyck said. "They wouldn't stop us either."
Path to his future
When Kolwyck was in the seventh or eighth grade, his team played up against older teams. He began to realize his talents and that baseball could be his path.
"I really thought hard about it. I was like, 'This is what I want to do, so I am going to put everything I have into it.' I was like, 'This is the thing for me.' It depends upon education mostly. This is what I can use to get my education."
Growing up, Vanderbilt was his favorite baseball team and the Florida Gators his favorite football team. When he was offered a scholarship to Vanderbilt, he said it was a dream come true. Kolwyck committed the night he led the Tigers to the victory over Whitehaven.
"Committing to Vanderbilt and signing showed that all my hard work meant something," he said. "That a college coach likes my ability and how I am on and off the field and that he (Tim Corbin) wanted me to play for him, that meant the world to me. Tim Corbin is really a godly man. He is awesome."
This baseball season
Kolwyck (5-11, 190) enters the 2018 season with a chip on his shoulder.
"I am not the biggest in the room or most talked about baseball-wise in the nation, so I have a chip on my shoulder to prove myself, especially going to Vanderbilt. There are some great players at Vanderbilt and in my class. That is my motivation.
"I want to come in and be an impact. I want to give Tim Corbin and all the team the best that I have got and make sure the team can be good with me."
Kolwyck said he expects to do the same for Arlington head baseball coach Chris Ring.
He has a "why-not?" goal to hit 20 home runs this season. He wants to be clutch at shortstop.
"You have to be that guy where everybody looks to you," Kolwyck said. "You have got to want the ball in every clutch situation. You can't be scared. You want that at-bat in the bottom of the ninth and down by one with runners on base."
Last season, Kolwyck batted in the .350 to .400 range. In his first game last year, he hit a home run against New Hope, Miss., in his second at-bat. He finished the 2017 season with seven homers.
He loves defense.
"I have been defensive-minded all my life," Kolwyck said. "The creativity that comes with it is like an artist painting. Recently I have gotten really good at hitting and I love hitting, so I feel like that is one of my greatest strengths."
Arlington senior Hunter Goodman, a catcher on the baseball team and a punter and wide receiver on the football team, commented on Kolwyck's versatility. "In baseball, he has five tools. He can do anything. He is good at short, fields the ball, has power and contact and is an all-around good player. We expect big things from him this year."
Edwards, who was himself on the Southern States Athletic Conference all-freshman team in 2017 and was 11-0 in 2015 at Arlington before losing the state championship game, said, "Baseball with Tate was a wonder. He is honestly the best baseball player I have ever seen. He plays the same with such grace, passion and love, that if anyone deserves to be at Vandy, then hopefully the MLB, it's him."
More than an athlete
Kolwyck also has a rich life off the sports fields, including academic successes. An honor roll student, Kolwyck has a 4.2 unweighted GPA and 4.0 weighted.
"I value my grades," Kolwyck said. "I try really hard in the classroom."
He is undecided about a college major but may study human organization and development in the business field. He picked up a psychology class to fill out his schedule this year and learned that he loves the study of the brain and emotions and may be looking into that field in college. The last B he made was in physics last year.
Kolwyck, 18, and his girlfriend of three years, Barklee Loflin, also were named 2017-18 Mr. and Miss Arlington High School.
Kolwyck has given time to outreach community projects such as Student Government Association-sponsored cheering at the St. Jude Marathon and the baseball team's visit to St. Jude two years ago to hang out with patients. Kolwyck has been on a mission trip to Kentucky and has done mission projects in Memphis.
Faith matters most
Wearing an "I Am Second" bracelet that reflects his faith in Christ, Kolwyck said he tries to be a friend to all.
"I try to be the best to everybody that I can, no matter what day I am having," he said. "I want to make sure that everybody has good memories of me and they see me as somebody they want to follow maybe in their future to show them the ways. I think God has given me the talents to inspire others, to follow His way and use me to push out the Word (the Bible), which I am going to try my hardest."
One of Kolwyck's goals is to grow "with God and keep my faith up in college. I want to trust what God has in store for me. I have a Bible verse that Tim Tebow posted on his Instagram and that my mom gave me. It fits my life right now, Jeremiah 29:11, 'For I know the plans I have for you says the Lord, they are plans for good and not for disaster, to give you a future and a hope.'"
Kolwyck was baptized at Leawood East Baptist Church when he was 7.
His legacy at AHS
A practical joker, Kolwyck said he likes having fun with everybody, and he wants to leave Arlington with a legacy.
"I want them to be like, 'This is the guy, we were best friends. We had so many great memories, I can't say anything bad about him. He was a great friend to me. That is really what I want to leave here."
BILL SORRELL is a freelance writer for The Bartlett Express and other Journal West 10 Media LLC publications. Contact him at firstname.lastname@example.com.


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Why Handmade Soap?
True soaps are the result of a chemical reaction between fats, (vegetable or animal), a liquid, and lye. Combined, they transform into soap and glycerin with no lye remaining in the soap. This process is called saponification.
In the manufacturing process, most commercial soaps have their glycerin removed, processed and sold to other industries to be used in pharmaceuticals, food and other products. Handmade soap retains all its skin-loving, moisturizing glycerin.
We use only food quality vegetable oils and natural ingredients, sustainably grown and organic when possible. And we use essential oils to add delicious scents, botanicals and natural clays for color, and their therapeutic properties.
We experiment, make test batches, take copious notes and tweak our formulas until we believe we have the very best soap for a healthy you and a healthy earth.


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Muscle Building Tips For The Average Person!
There are lots of people out there that are wondering how to build muscle. If you're one of those people, you have come to the right place. Building muscle can be done if you have patience and dedication. This article will help you begin in your quest to build muscle.
It is vital to warm up before you start your muscle building routine. As your muscles gain strength, they can become prone to injuries. If you take the time to warm up first, you can do your best to prevent any type of injury from happening. Before you lift anything heavy, do 5-10 minutes of light cardio, followed by a few light or intermediate sets of your regular exercises.
Set muscle building goals for yourself and evaluate your progress. It can be discouraging to see great muscle bound bodies around the gym, but you have to know that those bodies did not happen overnight. Set specific goals you can reach, and monitor your progress. If you are not seeing the results, you want, you may have to tweak your workouts to get back on the right track.
Do not overlook the importance of carbohydrates if you are attempting to build muscle. Carbs are absolutely critical to provide you the energy you require for working out, and if you are short on them, you will waste your protein on energy instead of building muscle. Eating sufficient carbohydrates will not only increase your workout endurance, but give you the energy you need to get through the day.
Crank up some music. Research has shown that listening to music you love while you are lifting can help you do more reps than not listening to any music at all or not listening to the music that you like. In addition, having headphones can help distract you from having a conversation with others that will defer your workout.
In order to build muscle, it is important to maintain detailed records of your progress, and how you got there. By taking the time to jot down a few notes on the exercises and repetitions performed in each workout session, you will be able to consistently build upon what you have already done, and continue to grow stronger and build more muscle.
Before you workout, drink a shake that is filled with amino acids along with carbohydrates and protein. This will increase the way your body deals with protein, and will help you get the look that you are craving. Anytime, you are consuming a liquid meal; your body will absorb it faster than eating a regular meal.
Try to cycle your food intake when you are trying to gain muscle mass. The best way to do this is to eat well on the days you exercise, and cut back on the days that you do not. Your body will burn the calories more effectively when you exercise on the days you eat well.
Make sure that you are doing deadlifts in your workout regime. This exercise causes a very large amount of hormones to be released, which is needed for maximum muscle growth. The deadlift utilizes virtually every single major muscle group. Those people who start out doing deadlifts usually see muscle gains very quickly.
Don't fall into the trap that muscles building is all you need to maintain a healthy body. If you are suffering from any type of obesity muscle work is great, but it needs to be combined with a healthy diet as well as regular cardio exercise in order to guarantee results.
Now that you have gone over this article, you should have a better understanding on how to build muscle. If you're ready, there's no time like today to get started. Just dedicate yourself to building your muscles and take what you've learned from reading this to get your muscles built today!


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Digital marketing is a kind of a business routine of promoting different brands with the assistance of intuitive media such as the Internet and telephones...
Facebook has gained a mobile marketing organization called Rel8tion. Google as of late procured AdMob for $750 million. There is an abundance of cash to be made through these portable publicizing stages. These aggressive acquisitions will push both organizations in a decent position to get a hold of the mobile publicizing market. Countless players have hopped the temporary fad of mobile publicizing and more are doing as such every coming day.
SEO is the utilization of strategies intended to convey pages to the highest point of web search tool results pages for focused keywords to expand guest numbers. Web search tool optimizers have some expertise in advancing sites for customers. Some optimizers discover it scholastically difficult despite the fact that the essential enthusiasm of most is to give incredible expert support. They find it quite hard because they don't have enough training.
Social media marketing alludes to correspondence stages on the Internet, which work on client created content. It has become the necessity of today. This means these stages are made and utilized with the expectation of sharing data about items, places, patterns, news and significantly more with the world. It has enhanced the user space.
Google Analytics can give you more than 80 distinct reports relating to people who visit your site, keywords and their utilization, and a great deal more. It is one of the best free wellsprings of data for web engineers on the planet. Keeping in mind the end goal to utilize GA, you'll have to introduce a script on your site pages; all the logged data will be put away in a database and you'll have the capacity to sign into your Google record to get to the data from any web program whenever.
Marketing through email utilizes web and email messages to spread thoughts for items and business. Advertising is extraordinary on the grounds that it can likewise be utilized to acquire clients and keep up association with current client base. Email advertising is an awesome instrument for different marketing purpose, since its shoddy, yet demonstrated compelling. Truth be told it costs nothing to convey an email message contrasted with standard snail mail.


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My price includes postage and packing within the UK, items usually being despatched within 48 hours of receipt of funds. I am happy to send items abroad but buyers from overseas should contact me for shipping costs and make an additional payment. Buyers are liable for import taxes in their own country where appropriate.
Remember - on most pages you can click pictures to see more photos!
These are photos of the actual model available. Remember that these toys are around 50 years old! All models advertised are original, not restored or repainted unless I have stated otherwise.
One from my own collection. It is in quite good condition but has some paint chips here and there. It is in the dark metallic red that was issued later - I had a rather worn and strange pale green one which this replaced. Now, I wish I could find the pale green one as they are extremely hard to find!
This does have its original cases too and is available at a moderate price for a genuine 'one owner' car!
[Now sold]
238-1 deep metallic blue
283-2 silver
238-3 pale metallic blue
238-4 pale metallic cerise
238-5 metallic cerise
238-6 pale blue | 238-7 pale green
238-8 metallic green


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Fantastic Products. Every product is carefully chosen and thoroughly tested in our own home. We know it inside and out, and we stand behind every one with a liberal, no-hassle return policy.
Expert Personal Service. Because we don't try to be everything to everybody, we can provide the highest level of service to those interested in our specialized product selection.
In-House Inventory. For us "drop shopping" (shipping from the manufacturer or another supplier) is a backup plan, not the main way we do business. We believe in our products strongly enough to invest in them.
Updated Website. Don't you hate when you go to the trouble of ordering online only to find out that your selection is backordered, or being shipped to you from overseas? Since our inventory is in-house, we know what's in stock and keep our website and you updated accordingly.
Honest, Straightforward Pricing. No need to hunt around our website for hidden costs. You can see the shipping costs in advance right here.
Fast Shipping. In-House inventory makes shipping simple for us. You order, we process your order in our home office, we take your package to the post office, and 2-3 days later (if you're in the U.S.) you receive your package.
Old-Fashioned Care for our Customers. Everyone makes mistakes. If you do (such as ordering the wrong size or style), then we'll help to bail you out with our well-loved return policy. If we or any of our partners or suppliers do (examples are shipping errors, lost packages, defective products) then we'll make it right with you at our expense.


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Who We Are
With more than 40 years of experience serving the commercial trucking industry, we understand the challenges you face every day, from financing inventory to managing fleet costs. Our Transportation Finance group focuses exclusively on serving your industry and understands your collateral, so you can be confident you're partnering with a team that will craft the right financing solutions for your business.
As one of the largest commercial truck and trailer finance companies in North America, our local presence means that wherever you are in the US or Canada, a BMO Transportation Finance expert is here to help. In addition to our financing expertise, we offer a comprehensive suite of treasury and payment solutions to help you manage your cash flow, so you'll always be ready for new opportunities.


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Waterford, MI(248) 623-3400
Gladwin, MI(989) 426-8500
5334 Dixie Hwy Waterford, MI
117 S. Arcade St Gladwin, MI
Mr. Campbell has personally invested over 175 million dollars for over 2,500 clients in Oakland County and surrounding communities. He has many clients throughout the country, being licensed to transact business in several states. Campbell Retirement Planning Centers has been in business since 1997. Mr. Campbell has over 29 years of experience in Financial Planning and 12 years in banking. He holds his Series 63, Series 7, Series 65, Life, Health and Code, and Variable Contracts licenses.
In addition to other investment firms where he has worked, he received his financial planning background from IDS Financial Services, currently Ameriprise Financial Advisors. Mr. Campbell worked at First of America Securities, a subsidiary of First of America Bank, for 8 years prior to opening his own business. There, he became Vice President of financial services and was the top producing financial planner during every year of his employment. He was the financial planner for 14 bank branches and was responsible for all non-bank investments. He graduated Magna Cum Laude from Oakland University with degrees in both Finance and Economics. While a student at Oakland, he was employed as a computer instructor in Dodge Hall, specializing in business applications and spreadsheets.
Mr. Campbell has been a Director on the Board of the Better Business Bureau of Eastern Michigan for 19 years. Campbell Retirement Planning Centers is also a proud member of the Bureau, in good standing. The company has always had an A+ rating with no BBB complaints. He has supported and sponsored several charities and local community organizations such as March of Dimes, Muscular Dystrophy Association, American Cancer Society, Paralyzed Vets, Michigan Humane Society, ASPCA, St. Jude's Foundation, Pontiac Rescue Mission, Purple Heart, Salvation Army, Waterford Youth Assistance and various, local sports teams for youths.
Mrs. Tropea has been with Campbell Retirement Planning Centers for 19 years and is currently Vice-President. She was Mr. Campbell's Assistant at First of America Brokerage Services for 5 years. Her job at the company entails servicing of client accounts, scheduling appointments, internal annual audits and payroll. She holds her Series 63, Series 7, Life, Health and Code, and Variable Contracts licenses.


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I Cant Do Time Outs Bro. Batman Symbol Cut Off Pant Newborn Baby Boy 2 pc. Set 0/6 mo. Infant Boys Clothes Gifts
$ 17.99
I Cant Do Naps Bro. This adorable set has Superhero attitude.
The set includes a Black T Shirt with words and Black pants with Yellow Batman Symbol. This is a set that the Superhero obcessed parents love!!!
Available in size 0-6 mo. Size.
Cotton, Machine Wash.


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Environmental activation
information on marine environmental awareness, solidarity & action ...
...as mentioned during my recent performance of Threshold:NRC in June at PACT theatre, Sydney.
If you'd like to know more about how you can get involved in general and specific marine environmental conservation and other awareness-building strategies, direct actions, upcoming group/community activities, conferences and workshops, please subscribe to my monthly e-newsletter.
so what can we each do right now about the urgent issue of plastic pollution?
Plastic is everywhere in our lives. It is extremely difficult to avoid it these days and some plastic items are vital to our daily lives and health and well-being. But there are countless other items that are not and can be avoided. It is just about getting into the mindful not mindless mode of buying, usage, proper recycling or avoiding altogether. Knowing what to avoid and how we can each help is a big plus. Exposure to the knowledge of why we must do this and then practicing consistency gives us a sense of empowerment that we're each doing something and our choices send a clear message to manufacturers and government that we are appalled by and tired of being inundated with plastic. Especially single-use. But the decision not to buy these items falls solely on us. Embracing this fact is actually a very empowering choice for us, our families, the generation and the countless species in direct line of fire from plastic pollution - and really, that does include us.
In 2014 I was invited to present a 30-minute talk and physical demonstration of my embodied marine environmental practice and research, known as PrimeOrderly, at the World Parks Congress (WPC), held for the first time in Australia, at Sydney Olympic Park. WPC is hosted once every decade by the IUCN / ACIUCN (Australian Committee / International Union for the Conservation of Nature).
My presentation was in collaboration with invasive species scientist, Dr. Judy Fisher, who is Chair for Ecosystems and Invasive Species for the Commission on Ecosystem Management (CEM), incorporating Indigenous, spiritual and cultural connections to nature. This is the Thematic Group, also apart of IUCN, and has an Expert Membership from 49 countries.
After my presentation numerous delegates from across the globe came to discuss it with me and I have since struck up an ongoing connection with them, sharing stories, research and performances / presentations.
Hawaii-based marine biologist and Ocean Resources Specialist at Kaho'olawe Island Reserve Commission (KIRC), Jennifer Vander Veur, reassured me, "Dean, individuals do count. Individual scientists get a lot of very important work done that they report to a larger team on, who in turn get to work to prove the individual's hypothesis and data and get it out to wider communications circles. Individual artists count too, absolutely! Artists, like many other groups, help spurn many of us on with your skills for taking an idea and finding diverse methods to communicate it in ways we simply cannot. Your presentation was utterly captivating because it was different and made many of us here think about our research and communication in new ways. One person can inspire 10, who can inspire 100, who in turn can inspire 1000. Just keep it up, do not stop, we need you."
To which I replied, "we need one another".
Here are some other things we can each consider:
- The amount of plastic we use daily can be radically reduced through simply becoming more aware of what we buy. It is a supply by demand world, so becoming more mindful of not demanding wasteful products is a very pivotal first step.
- Say no to plastic bags and single use plastic. We need to put a wedge in between mindless shopping and mindful shopping.
- If you see any discarded plastic anywhere pick it up. Have a spare bag handy to put it in until you find a yellow top or other recycling bin.
- Don't not purchase any fruit and veggies wrapped in plastic (this is a very new phenomena and we need to show our disapproval through not purchasing fresh produce wrapped in plastic).
- Chose wooden toys for your children and pets. Get resourceful, make them!
- Find other uses for the plastic refuse - I'll soon make up a list of the creative and long term things you can do with certain plastic items in our homes.
- Use glass jars to keep food fresh in your fridge.
- Do not buy water in plastic bottles!
- Numerous environmental scientists and renowned conservation agencies have said we currently have enough plastic manufactured (existing) in the world to last several lifetimes (over 400 years!), if better collection and recycling facilities and methods were immediately put in place. Expense is no excuse - it is a false economy argument!
- Get more knowledge through watching key documentaries and encourage friends to watch them too. In fact, why not organise a dinner party around watching one or two? Become part of the discussion by facilitating it and help generate a move towards solutions.
- And here are 5 tips from Project Aware regarding single-use plastics - https://www.projectaware.org/news/goodbye-single-use-plastic
Put pressure on all politicians and local councils to take action:
- Take photos of plastic debris, especially large-scale and around any waterways and send them into that local council and ask what they're doing about it. The ocean refuses no river, and as such, it cannot refuse the plastic flowing within them - but we can.
- Write to your local member and ask them to do all they can to engage in better recycling processes and to bring it to parliament as a major issue we need to address in our greater societal practices. Demand they spend the money to build far more effective recycling systems and strategies like other progressive countries are. Bring our plastic recycling percentage closer to 100% than its current 40%!
Web Resources - Australian and international agencies / groups:
Glenn Albrecht's Psychoterratica - http://www.psychoterratica.com/
Queers of Submersion - https://www.facebook.com/groups/queersofsubmersion/
Australian Marine Conservation Society - https://www.marineconservation.org.au/
Australian Marine Conservation Society - sustainable seafood guide app for smart phones - https://www.sustainableseafood.org.au/
Project Aware - https://www.projectaware.org/
Planet Ark: Recycling Near You initiative - https://recyclingnearyou.com.au/education/
Project Aware's Annual Environmental Report - https://www.projectaware.org/news/2017-impact-report
Judy Fisher PhD - http://www.swsciencecouncil.org.au/wp-content/uploads/2016/06/judie-fisher.pdf
Living Future Institute Australia - https://living-future.org.au/biophilia-photo-competition-2018/
Manly Environment Centre - http://mec.org.au/
Marina Debris - http://www.washedup.us/
Responsible Runners - http://www.responsiblerunners.org/
Two hands project - http://www.twohandsproject.org/
Take 3 - https://www.take3.org/about/
National Marine Research Centre Coffs Harbour - https://www.scu.edu.au/national-marine-science-centre/
SIMS (Sydney Institute of Marine Studies) - http://sims.org.au/
IMAS (Institute of Marine and Antarctic Studies) - http://www.imas.utas.edu.au/
IUCN (International Union for the Conservation of Nature) - https://www.iucn.org/
ACIUCN (Australian Committee for the International Union for the Conservation of Nature) - http://aciucn.org.au/
Here's an article I was commissioned to write about my embodied approach to marine research - https://issuu.com/criticalpath/docs/cd_environmental_impact_final_6
Other resources - videos, Films and articles:
Planet Ocean - https://www.youtube.com/watch?v=eH1s9GCqPKo
Shark Water - https://sharkwater.com/
Trashed - http://www.trashedfilm.com/
Glenn Albrecht TED talk - https://www.youtube.com/watch?v=-GUGW8rOpLY
End of the Line - https://www.imdb.com/title/tt1176727/
Blue - http://www.transmissionfilms.com.au/films/blue
Cowspiracy - http://www.cowspiracy.com/
Chasing Ice - https://www.youtube.com/watch?v=eIZTMVNBjc4
National Geographic - https://www.demilked.com/plastic-crisis-environment-planet-or-plastic-national-geographic/?utm_source=facebook&utm_medium=link&utm_campaign=DemilkedFB
The Guardian - https://www.theguardian.com/environment/2018/apr/27/recycling-crisis-federal-government-to-push-states-for-solution
The Guardian - https://www.theguardian.com/environment/2018/jun/26/recycling-senate-inquiry-recommends-all-single-use-plastics-be-banned?CMP=share_btn_fb


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For adults with moderately to severely active ulcerative colitis (UC) who are corticosteroid dependent or have failed or were intolerant to conventional therapy
Injection Experience | SIMPONI® (golimumab)
SIMPONI® offers an injection experience to consider for your patients1,2
SIMPONI® induction dosage regimen is two, 100-mg SC injections at Week 0, followed by 100 mg at Week 2, and then maintenance therapy with 100 mg every 4 weeks.
Humira® induction dosage regimen is four, 40-mg SC injections at Day 1 (given in one day or split over two consecutive days), followed by two, 40-mg SC injections at Day 15, and then maintenance therapy with 40 mg every other week starting at Day 29.
This is not intended to compare the safety, effectiveness, or uses of these treatments. Please refer to each product's Prescribing Information for recommended dosing and administration. Humira® is a registered trademark of AbbVie Inc.
The SmartJect® autoinjector: designed to keep the needle out of sight
Patients will hear a first click when the dose begins to dispense and a second click when the injection is complete and the needle has retracted.
SIMPONI® is intended for use under the guidance and supervision of a physician. Patients may self-inject SIMPONI® after physician approval and proper training.
Prior to initiating SIMPONI® and periodically during therapy, patients should be evaluated for active tuberculosis and tested for latent infection. Prior to initiating SIMPONI®, patients should be tested for hepatitis B viral infection.
Injection-site reactions
In the PURSUIT Induction study,
of SIMPONI®-treated patients (n=25/734) reported injection-site reactions vs 1.5% of placebo patients (n=5/330). Injection-site reactions included redness, swelling, itching, pain, bruising, and tingling.1,3Most common adverse reactions are upper respiratory tract infection, nasopharyngitis, and injection-site reactions
References: 1. SIMPONI® (golimumab) Prescribing Information. Janssen Biotech, Inc. 2. HUMIRA® (adalimumab) Prescribing Information. AbbVie Inc. 3. Sandborn WJ, Feagan BG, Marano C, et al; PURSUIT-SC Study Group. Subcutaneous golimumab induces clinical response and remission in patients with moderate-to-severe ulcerative colitis. Gastroenterology. 2014;146:85-95.


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Steins Gate managed to get a top spot in my anime collection.Why?Because it is simply brilliant.I have to give a special thanks to writer and director of this series since I hardly wait every week for a new episode.
Well enough flattering and let me give suggestions why you should watch this series.Firstly the plot is awesome.I haven't seen any 'time-travel' topic like in this anime.With every passing episode,you left with wanting to see and learn more.Characters fits the show perfectly.Their relation with each other and their progress through the series is worth watching. Voice actors did their job very well.And I love the combination of comedy-drama-action trio.They pulled it so good.
All in all,it's a worth watching series and highly recommend for anyone who wants to see something different in an anime,you won't regret it.
107 out of 118 found this helpful


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Denmark release final 23 man squad for 2010 World Cup
Full of hope and optimism, Denmark coach Morten Olsen has named his final 23 man squad for the World Cup in South Africa and looking at the numbers, the emphasis seems to be focused on not conceding rather than scoring. That or the entire nation only has three strikers.
I shouldn't joke, Denmark surprised us all in 1992 when then won the European Championships in Sweden, but that really was a strange tournament. Only seven countries took part and to make up the numbers, UEFA, or a person equally as smart inside some equally as smart football federation, made up a team called the CIS National Football Team, which actually represented the Commonwealth of Independent States.


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Multiphase Pump User Roundtable Europe
About the Event
Advancing Multiphase Pumping Technology
Thursday, September 6th, 2018 (from 8 a.m. - 5 p.m.)
Tour Coupole 2, Place Jean Millier
92078 Paris La Defense France
Advancing Multiphase Pumping Technology - Paris, France (from 8 a.m. - 5 p.m.)
Join us for the MPUR in Europe! The Multiphase Pump User Roundtable is an interactive forum, emphasizing case study examples and field-proven technologies. By engaging, and sometimes challenging the speakers, audience members play a crucial role in facilitating the exchange of information. Our formula works to help speakers set the stage, but it is the extended, interactive discussions that tease out and explore critical issues related to this years theme.
Incorporating booster technology will open the door to success in a variety of development scenarios. The Multiphase Pump User Roundtable will present field experiences that highlight the value of booster pump applications in various development solutions, maximizing early production, enabling staged development programs, and eliminating the need for additional HUB facilities. While each case study is unique, the common element is a strong business case for the strategic application of technology in projects facing a strict FID.
Join us at the next MPUR Europe event to find out what multiphase pumping can do for your operations.
Why Should I Attend?
This elite event gives thought leaders, decision makers and strategic partnerships the opportunity to build stronger projects! While exclusive to registered attendees our event is an informal setting for professional persons with a level of authority within, their respected company: Mechanical Engineer, Flow Assurance, Pre-Projects, SURF, Architectural Project Manager, Facilities, Reservoir Engineer, and Completions. The typical attendee has a background in multiphase applications, and a baseline understanding of the specific issues being address in each session and workshop. Not only does this interactive platform bring the presentation material into better focus, it also ensures the program content is responsive to the needs of each participant. The High-pressure and high- temperature subsea boosting sessions provide the experience you need to engage at top level set of tools for decision making related to subsea boosting and multiphase pumping projects. Enhance Ultimate Recovery from Reservoir with Lessons Learned shared by engineers in subsea pumping disciplinary teams.
Our 2018 MPUR Europe in Paris Sponsors & Presenters
For sponsorship opportunities or questions about upcoming events, contact our events coordinator, Nicole Mireles, at firstname.lastname@example.com or 979-888-4686.


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Temperature for July 1987
In July 1987 the average high temperature in Bettles, AK was 72.2°F, and this was 1.1°F warmer than the average of 71.1°F. The hottest day in July 1987 was 5 July when the temperature reached 82.0°F. Overnight the average temperature in July is 49.1°F and in 1987 the average overnight temperature was 1.9°F warmer at 51.1°F.


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Swing & Dine – Melodians (High Note)
Say You – Ken Boothe (High Note)
Say You – Naggo Morris & U Roy (Frontline)
Say You Version – Naggo Morris (Frontline)
MPLA + Dub – Tappa Zukie & King Tubby (Stars)
Like I See It – Jah Cure ft Rick Ross & Mavado (Maybach Music)
Dancehall Again – Daseca (Daseca)
Dancehall Again – Assassin (Daseca)
So Fly – Assassin (Keep Left)
Indian Gyal – Busy Signal (Kamalu/Jus Eazy)
Gonorrhea – Lil Wayne ft Drake (Universal Motown)
I'm Loaded – Droop-E ft E-40 (BLVCK DIAMOND LIFE)
Aneurysm – Offshore (Big Dada)
Chopped & Screwed – Fulgeance (Musique Large)
Caves (Teebs Rmx) – Nosaj Thing (Alpha Pup)
Gandhi (Andrew Weatherall Rmx) – Le Corps Mince De Francoise (Heavenly)
Losing Game – Mugwump (Kompakt)
Masters Of War – Anika (Stones Throw)
Lucidity (Pilooski Rmx) – Tame Impala (Modular)
I'm Waiting For Nobody – Francoise Hardy (Philips)
Officer Officer – Anika (Stones Throw)
Blinking Pigs – Little Dragon (Peacefrog)
SkyFall – James Duncan & Chelsea Jade (bandcamp)
Spring's Got Next – Alphabethead (Hip Drop)
Fog (Jamie xx Rmx) – Nosaj Thing (Alpha Pup)
Over – Fantatsic Mr Fox (Black Acre)
This Year (Pro Plus) – Terror Danjah, D.O.K. Mz Bratt & Griminal (Hyperdub)
African Kids! – Old Money Massive (soundcloud)
Tank – Igor Boxx (Ninja Tune)
Ran Kan Kan – Tito Puente (Fania)
Stick On Bongo – Tito Puente (Fania)
Red For The Sun – Ensemble Economique (Not Not Fun)
Bleep!! Maru!! – Samuel Demeitemas (soundcloud)
El Guayacan – Lisandro Meza y Conjunto (Colompilation 4)
Amor Sincero – Calito Ochoa (Colompilation 4)
Feliciana – La Sonora Dinamita (Colompilation 4)
Latin No Plastic – El Hijo De La Cumbia (Ya Basta)
Clik Clik – Sonora (soundcloud)
Pruned – John Roberts (Dial)
A veritable banger of the booming and bapping family this week, featuring a trio of fellers I'm not too sure about. Jah Cure has long fallen in the 50/50 at best basket for my tastes, and that's not even beginning on the things he's been accused and convicted of. Rick Ross… well he does make some undeniable hooha, but he's hardly what you'd call a man of morals or much class – categorically denying that you were formerly a screw, and then being swiftly found out… well it's a touch shabby. And as for Mavado, well he is amongst a fistful of the most talented in JA yet he releases 5 naff tunes for every boomshot, and chats tripe and nonsense most of the time.
So all in all a ropy bunch, but boy do they come correct over a shithouse shaker of a beat from James Beard. Check heem, no links I can find to buy yet ..usual story up for a week
As ever smart money also dictates you check out the link to the soundcloud related material and there were three tracks from the excellent 'Colompilation 4' from the mighty fine Global Grooves blog. That can be downloaded at scrumptious high quality from that link, and I strongly recommend you do (and leave a thanks in the comments at GG) if you have even half an interest in quality vintage cumbia gear. The cover is plenty saucy, but the music is yet saucier!!! Don't sleep and please do peep.


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Supplements or flu shots; and stem cell research for Stargardt's macular dystrophy
Supplements vs. shots for flu
Nearly half of Americans plan to use dietary supplements or homeopathic treatments to help ward off influenza this season. But only about a third of that group plans to also get a flu shot. That's the news from a survey of 1,500 adults conducted in September by the Consumer Reports National Research Center.
The survey found that those using supplements for flu prevention planned to take an average of four different kinds, with Vitamin C, multivitamins, zinc and "combination herbs" leading the way.
While 35 percent of the supplement-inclined said they planned to get vaccinated against influenza, 62 percent said they'd turn to prescription and over-the-counter medications to battle the flu. And 13 percent said they'd be relying on supplements alone.
Call me cautious, but I got a flu shot (and nasal vaccine for my kids) as soon as I could this season, and I'll continue to do so until someone can prove that a supplement can be relied on to keep me healthy.
- Jennifer LaRue Huget
Stem cell research for eye disease
Government regulators have given the go-ahead to a study that will test a treatment created using human embryonic stem cells in people. The Food and Drug Administration approved a request by Advanced Cell Technology to inject cells created from human embryonic stem cells into the eyes of 12 patients suffering from advanced cases of Stargardt's macular dystrophy, which progressively destroys vision, usually beginning in childhood. It is currently incurable.
The study will involve injecting 50,000 to 200,000 cells known as retinal pigment epithelial cells in the hopes that they will replace those ravaged by the disease. While the study is designed primarily to test the safety of the treatment, researchers will look for signs of improvement in the patients' vision. The company hopes the approach will work for many conditions.
"I think this marks the beginning of a new era for stem cell research," Robert Lanza, the company's chief scientific officer, wrote in an email.
- Rob Stein


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Post Traumatic Stress Disorder (PTSD) Counseling and Therapy Services in Orlando, Central Florida, Winter Park, Clermont, Lake Mary & East Orlando Florida
What is PTSD?
PTSD is an anxiety disorder that is related to surviving a traumatic event, in which you feel your life or someone else's life is threatened. These events can be catastrophic, such as natural disasters, terrorist attacks, separation, loss, death of loved ones, effects of divorce, Military Trauma, Car Accidents, Violence, Assault, Dog Bites and war zones. Often times the event may be more individualized, such as a serious car accident, physical or sexual abuse, or animal attack.
Most people respond to life threatening event with some fear after the event, but it goes away after a few months. Even if they develop PTSD after the initial trauma, 1 out of 3 people's symptoms resolve shortly. For those who lives remain disrupted, cognitive behavioral therapy is an effective treatment. Interestingly, some people do not develop symptoms for months or years after the initial event.
We can help! Call us today.
Call For a Complimentary 15 Minute Phone Consultation. Se Habla Español: We have Portuguese and Spanish speaking counselors as well.
Total Life In The News
Total Life Counseling PTSD Experts Have Been Featured On Multiple TV Networks and News Stations:
Our PTSD experts have participated in over 150 national & local news interviews and they are here for you!
At Total Life Counseling Center our Counselors are Experts for National and Local TV, Radio and Print Media. We have an excellent reputation amongst graduate & private schools, attorneys, doctors, therapists, providers and corporations. We strive to ensure our therapists have diverse clinical backgrounds, to allow us to match each client to the therapist that will best meet his or her needs.
PTSD (Post Traumatic Stress Disorder) Symptoms
A. The person has been exposed to a traumatic event in which both of the following have been present:
(1) the person experienced, witnessed, or was confronted with an event or events that involved actual or threatened death or serious injury, or a threat to the physical integrity of self or others (2) the person's response involved intense fear, helplessness, or horror. Note: In children, this may be expressed instead by disorganized or agitated behavior.
B. The traumatic event is persistently reexperienced in one (or more) of the following ways:
(1) recurrent and intrusive distressing recollections of the event, including images, thoughts, or perceptions. Note: In young children, repetitive play may occur in which themes or aspects of the trauma are expressed.
(2) recurrent distressing dreams of the event. Note: In children, there may be frightening dreams without recognizable content.
(3) acting or feeling as if the traumatic event were recurring (includes a sense of reliving the experience, illusions, hallucinations, and dissociative flashback episodes, including those that occur upon awakening or when intoxicated). Note: In young children, trauma-specific reenactment may occur.
(4) intense psychological distress at exposure to internal or external cues that symbolize or resemble an aspect of the traumatic event.
(5) physiological reactivity on exposure to internal or external cues that symbolize or resemble an aspect of the traumatic event.
C. Persistent avoidance of stimuli associated with the trauma and numbing of general responsiveness (not present before the trauma), as indicated by three (or more) of the following:
(1) efforts to avoid thoughts, feelings, or conversations associated with the trauma
(2) efforts to avoid activities, places, or people that arouse recollections of the trauma
(3) inability to recall an important aspect of the trauma
(4) markedly diminished interest or participation in significant activities
(5) feeling of detachment or estrangement from others
(6) restricted range of affect (e.g., unable to have loving feelings)
(7) sense of a foreshortened future (e.g., does not expect to have a career, marriage, children, or a normal life span)
D. Persistent symptoms of increased arousal (not present before the trauma), as indicated by two (or more) of the following:
(1) difficulty falling or staying asleep
(2) irritability or outbursts of anger
(3) difficulty concentrating
(4) hypervigilance
(5) exaggerated startle response
E. Duration of the disturbance (symptoms in Criteria B, C, and D) is more than one month.
F. The disturbance causes clinically significant distress or impairment in social, occupational, or other important areas of functioning.
Specify if:
Acute: if duration of symptoms is less than 3 months
Chronic: if duration of symptoms is 3 months or more
Specify if:
With Delayed Onset: if onset of symptoms is at least 6 months after the stressor
TLC provides anxiety treatment and anxiety therapy in Orlando, Winter Park, Lake Mary, and Clermont Florida. Call us Today!
What are the symptoms or behaviors as a result of PTSD from a Car Accident?
What about PTSD from a Dog Bite?
I recently received a phone call asking, "Is it possible to have PTSD after a car wreck? I thought this disorder mainly occurred in veterans or child abuse survivors."
Absolutely! Car accidents can certainly be traumatic! You don't have to experience military combat or childhood abuse to develop it. The probability of developing PTSD increases if you or someone else was seriously injured, felt out of control, believed you were in grave danger, or experienced a previous car accident or another traumatic incident.
People rarely expect that a car accident could have such far ranging psychological consequences as PTSD. After an accident, people may fear riding in a car, driving by the accident site, jump when they hear sirens, experience nightmares, and may not be able to articulate what happened to them. Getting to sleep or remain sleeping at night may become a problem. These are a few of the symptoms that can occur following a car wreck. However after a few months, most people's fear and anxiety dissipate. However with PTSD, these symptoms continue to persist and interfere with their lives. I often work with insurance companies and lawyers to provide treatment for their clients. A self-report test is given initially to see if there are sufficient symptoms to warrent a diagnosis of PTSD. This test also determines the severity of the symptoms and ways in which the accident has disrupted a person's life. View more symptoms at the bottom of this page.
Grief counseling may be called upon when a person suffers anticipatory grief, for someone may feel that a loved one is going to die but it's not likely. Anticipatory mourning also occurs when a loved one has a terminal illness. This can handicap that person's ability to stay present whilst simultaneously holding onto, letting go of, and drawing closer to the dying relative.
Cartoons represent dog bites as silly, seemingly harmless events. The truth is far more serious. A large percentage of dog attacks leave their victims with debilitating scars, both physical and psychological. The sound of dogs barking or even venturing outdoors can become a fear provoking situation. Because dogs target the face, neck and head of a child, reconstructive surgery is often required. Even with these surgeries, a child may remain disfigured. So not only do these children have to face corrective surgery, they also may have difficulty finding friends. It is not unusual for children as well as adults to suffer from Post Traumatic Stress Disorder (PTSD) from dog attacks. These attacks may remain very traumatic and stress provoking long after the bites occur.
If you have suffered from a dog bite and have continued fears, nightmares, and difficulties handling difficult situations with life, call us for a PTSD evaluation (407) 248-0030. It is possible to recover from this trauma and gain a better capacity to deal with the difficulties stemming from this very terrifying occurrence.
The Center for Disease Center and the American Veterinarian Association reveal a great deal of statistical information about dog bites. Did you know that: Children are the most frequent targets.
- The highest incident rate is for 5-9 year olds
- For children 10 and under, 77% of injuries are to the face, neck, and head
- The family dog was the aggressor in 47% of the attacks on children 4 and under.
- 4.7 million attacks per year 800,000 of these require medical attention 386,000 require emergency room treatment 32 people died in 2007 from dog mauling and 3 of those were in Florida
- Three breeds most likely to bite are Pit bulls, Rottweilers and German Shepards
- Pit bulls comprise 1/3 of all fatal dog bites
- Male dogs ages 1-5 are three times more likely to bite than spayed or neutered animals
- Chained dogs are 2.8 times more likely to bite than unchained dogs
- Majority of dog attacks occurred at home or at a friend's house Insurance companies pay out about $1 billion dollars per year due to dog bites
- EFT – Emotion Freedom Techniques is a very effective short term therapy used in helping people be free from the intense feelings of trauma. This technique is used in addictions treatments as well and in many cases more effective than 12 step programs!
- EMDR – Eye Movement Desensitization Reprocessing is used also for Military Veterans and highly successful in freeing them from the intense trauma they have endured in war and used for auto accidents, dog bites, substance abuse, addictions and more! Read More
- TF CBT – Trauma Focused Cognitive Behavioral Therapy helps people change their thinking patterns and the way they react to anxiety provoking situations.
- Rapid Resolution Therapy in a Nut Shell is a method of therapy that pinpoints and addresses an inner issue through clinical hypnosis. Similar to traditional hypnosis the counselor guides the client through their sub-conscious to find the root of their issues. Depending on the issue at hand the counselor will guide each client differently. Rapid Resolution Therapy is the quickest form of therapy for those trying to move on from traumatic events.
- Wellness & Supplements: Interestingly, twenty minutes of aerobic exercise per day is thought to be an effective weapon against anxiety. Good nutrition is essential and adding supplements such as B Vitamins, calcium, amino acids, and Vitamin C may be important but the quality of the supplements are paramount. We can direct you to the right health food stores to get the right brands that often work immediately. Caffeine and cigarettes aggravate anxiety and should be eliminated or decreased. Often with your treatment for PTSD the cravings to smoke or drink caffeine are reduced considerably.
If you have been the victim of a car accident, dog bite, sexual assault, rape, robbery, or any other traumatic experience then you can have symptoms of PTSD. If you are suffering from PTSD, there is no reason to suffer long-term from its consequences.
Call for a Complimentary 15 Minute Phone Consultation
Se Habla Español: We have Portuguese and Spanish speaking counselors as well.


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Lord Kerslake: Rent cut drop would give sector 'confidence'
In an exclusive interview, Lord Kerslake opens up to 24housing on all things housing – and his hopes for the future.
Lord Kerslake has said dropping the rent reduction for housing providers would give the sector confidence to build again.
He also said the new-found flexibility in the sector from the government is welcome and sets out what he feels housing associations should now do.
Kerslake, who is Peabody chair, is a figure in the housing sector not many do not know about.
His fierce criticism of the Housing and Planning Act won him admirers from all across the sector from tenants to chief executives.
He batted the Bill back to the Commons on numerous occasions, forcing concessions to the now reversed Pay to Stay.
He is also well respected for his time as a civil servant, where he has been chief executive of the Homes and Communities Agency and permanent secretary of DCLG.
In this interview he covers the upcoming Peabody merger with Family Mosaic, the Housing and Planning Act and also what he hopes housing minister Gavin Barwell will be announcing in the White Paper:
Start with the merger, what was the thinking behind the move and what benefits will it bring?
We are moving toward a merger because we have very similar missions and values. I think that is critical to any merger. Secondly, and perhaps crucially, we think we can do more together than we can separately.
That means building more homes, improving the way we are run, freeing up resources to deliver back into communities and I think the concentration of coverage means we can be more connected in our neighbourhoods.
If you put the two organisations together, we have a large amount of the community in two boroughs and that means we can have a much better community feel and neighbourhood-based approach.
What are your thoughts on housing associations getting bigger? If the housing market was to contract, would these merged organisations be at risk?
I don't think it makes organisations any more vulnerable. If anything, it makes you stronger. The combined balance sheet of the new organisation will put us in a strong position to deliver big ambitious projects like Thamesmead.
What I think is important is you are clear about the reasons for merger, it is not just about being big but about what you can gain from the merger and how aligned the two organisations are who are coming together.
I think it is worth reinforcing that just because we are becoming bigger, does not mean we are becoming more remote. We are determined to keep that strong community connection and crucially the strong connection between local authorities and London boroughs.
That matters a lot to us and the way both of us work. I don't think it immediately follows that you lose sight of your purpose and we will make it central to our test to make sure we are more connected.
Moving on to the Housing and Planning Act, which you were a heavy critic of in parts, how happy are you with it now, taking into account some of the reversals such as Pay to Stay?
I am much happier now with the direction of government policy. I was very concerned about the Housing and Planning Act for a number of reasons, but mainly because it is a complete emphasis on building for sale, which is wrong and risky.
It would be risky in that it would put all your eggs in one basket and make you more vulnerable to any changes in the economic cycle.
Secondly, I thought it was unfair as a Bill, as starter homes squeezed affordable homes in planning applications and the extension of the Right to Buy was to be funded by the forced sale of houses. So those in a better position to buy could do so at the expense of those who desperately needed these homes.
I think in all those aspects, the government has shifted. We know there is a commitment to mixed tenure, we have a moving back in the dates in the forced higher value sales so that is coming a bit later and possibly moving it back to the point where it doesn't happen.
I think we do have more testing of the model to do such as Starter Homes in the 30 areas. I think there is a shift in direction from government and moving away from policies such as Pay to Stay is obviously welcome.
We are still awaiting the details, most of which we would have expected to have by now, but I think that is welcome as it shows the government are thinking again about some of these things.
We need to await the detail before we can completely conclude where this is going but in the meantime the sector has got to respond positively and step up to the plate of delivering more homes, particularly more affordable homes.
How can the sector build more homes?
I think the sector can have some ambition and not let the inevitable uncertainty around Brexit stop people from moving ahead. There are ways in which you can mitigate the risks by converting properties to rent if you need to.
The second thing is close collaboration with local authorities to get behind their ambitions and look at partnering models to deliver on their public land.
The third thing I would say is to innovate. Not only in methods of construction but also in the build to rent option. All of these things could be done by the sector.
Potentially of course, there could be an opportunity for people to come together as we have with Family Mosaic in order to create better capacity and stronger balance sheets. All of these are things the sector can and should do but the most important is the first one in the sector having ambition.
Have you been encouraged by some of the noises from Gavin Barwell about flexibility of tenure?
I think the fact he is willing to entertain a mix of tenures is right in terms of fairness but also right in terms of deliverability. We need to see the detail, we need to see the Housing White Paper but very definitely in the right direction.
There is still no regulation date for the sale of higher value council assets. Why do you think this is such a dangerous policy?
This would have taken a vacant property, which otherwise would have gone to a family in need. Because by definition higher value properties are in higher value areas, you effectively denude those areas of social rented stock.
You get a double whammy too as that is usually where Right to Buy exercised. What you are effectively doing is moving the choice of social housing in favour of who, at the very least with the discount, have the resources in which to buy.
It is moving the properties from those who are in need to those who are in not as much need. Also, from all the evidence we had, the numbers didn't stack up and there was a basic question of deliverability and because of the numbers, there was a sense that the one for one replacements were going to be theoretical and not real and that would see a net reduction in social homes.
I really hope it has been put back and is now in a position where it doesn't happen at all.
Thoughts on changing the HCA and the fees on social housing?
I am not against fees if they are reasonable and the service you get from the regulator is good, I have thought for a while that is a good thing to do and have advocated that for a while. I also don't have an issue with moving the regulator out.
My point would be we have been in and out a few times now and we need to fix this and settle it. I hope they will continue on sharing support services. I just hope we don't see another cycle of this that settle on this and move on.
Report from NFA that found 86% of those claiming UC are in rent arrears compared to 39% of tenants overall. What impact is welfare reform having?
There are two issues here. The set of reductions in welfare spend which is driving changes around rent levels which is driving changes to the benefit cap and includes things such as the so-called Bedroom Tax.
Then there is the rollout of Universal Credit. Interestingly, the Universal Credit changes and the direct payments issue, which is what they were referring to, is not necessary for Universal Credit and is not saving any money.
It is more of an ideological thing for tenants to receive their benefits and then pay out their rent. The fact there is now evidence that it drives up arrears is to me, a reason why there should be a rethink of the approach by government.
Given it is not delivering any savings, nor is it essential for the delivery of Universal Credit, I would hope there is a willingness to re-examine policy.
Do you find it ironic that despite trying to drive down benefits, there is an increase in housing benefit?
That is the risk, isn't it?
It is paradoxical that government is pressing ahead with a policy when there is evidence to indicate it gives significant risk to arrears, management costs and debt levels.
This could in turn lead to evictions of tenants and then to higher costs. I just think that government should step back and look again at this. The new minister that has taken over from Lord Freud, I would ask them to take a look at this again.
Getting councils building again is widely seen in the sector as the best way of getting genuinely affordable homes. What steps can the government take to achieve this?
There is a general point about rents. If government can give some intention of what it wants to do beyond a four year period that would give confidence for both housing associations and local authorities.
I think giving them the power to borrow, some have got headroom and some of them haven't. There are two options here. One would be the ability to trade headroom if you like, if there is a council with headroom that doesn't need it, to transfer to another council who desperately need it.
Beyond that I think there is a case for lifting the headroom and allowing councils to borrow more widely. It has always seemed perverse to me that if I was a councillor and wanted to build three more swimming pools, given I can find the revenue, I can. If I want to build three more houses but facing the headroom, I can't.
Those are the two key things for me: clarity on rents and headroom borrowing. Some housing associations are like, it is our job to do the building but I don't see that at all. I think there is so much need, we need to tap into every resource we have.
What are you hoping for in the Housing White Paper?
I am hoping for a confirmation for these shifts in policy. There is one thing I am really hoping there is in it, and one I really hope isn't in it.
One thing I am hoping for is that they entertain a new big bold initiative. Something such as the initiative from Phillip Blond and Philip Callan to create a new housing fund, I think that is a very interesting idea. I hope the willingness to explore that as an option because that would really turbocharge the delivery of new homes.
One thing that I really hope is not in there is another tinkering of the planning system -because we never seem to be able to leave it alone.
I'm not saying there aren't improvements that can be made, but you barely get one set of changes through before you get another set of changes. I think that is unhelpful.
Instead of that what I would like to see is local authorities to raise planning fees, which would be part of a wider devolution package so they have more ability to borrow and more ability to deliver themselves.