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text:
Subhadarshini, Bijayini (2015) Synthesis and Characterization of YBCO/LSMO Composite. MSc thesis.
YBCO is prepared by solid state route method and the purity and structure is confirmed from XRD and R-T measurements.. The resistivity temperature measurement is done by four probe method which gives TCO at 91.35K. LSMO is prepared by sol-gel method and is added to YBCO to form a composite with different concentration to enhance the current density. The resistivity temperature of composites is done by four probe and an appreciable decrease in TC is observed. Further studies can be carried out for the measurement of current density of composite
|Item Type:
|Thesis ( MSc)
|Uncontrolled Keywords:
|Transition,Thermodynamical System,Coherence Length,Spin Fluctuation Model,Maglev Trains,SQUID, Magnetic Levitation,Flux Pinning,Grain Boundaries.
|Physics > Condensed Matter
|Sciences > Department of Physics
|ID Code:
|Deposited By:
|Mr. Sanat Kumar Behera
|Deposited On:
|18 May 2016 20:01
|Last Modified:
|18 May 2016 20:01
|Behera, D
Repository Staff Only: item control page

subset: commoncrawl


text:
With all the excitement surrounding the development of the IoT, there is one important part that can't be overlooked – the antenna. Antennas are integral to implementation of the IoT. Connecting all of the physical objects that make up the IoT requires antennas transmitting a massive amount of data. Thus, without antennas, there would be no IoT.
As IoT use increases, so does the demand for more antennas that meet the needs of IoT applications and meet the expectations of users. Thus, antenna manufacturers and designers have had a voice in the development of IoT devices and are meeting the call for antennas that are up to the task.
Here are some of the ideal traits for antennas designed for IoT applications:
Small Form Factor – One of the biggest trends in IoT antennas is smaller form factors. As IoT devices are being implemented in more industries, manufacturers are looking to shrink device footprint. And as devices get smaller, so must the antennas. These small form factor antennas include embedded antennas, PCB antennas and chip antennas.
Posted in: Wireless
Tags: IoT, embedded antennas, PCB antennas, Chip antennas, MU-MIMO, Bluetooth Low-Energy
· Small Form Factor - One of the biggest trends in IoT antennas is smaller form factors. As IoT devices are being implemented in more industries, manufacturers are looking to shrink device footprint. And as devices get smaller, so must the antennas. These small form factor antennas include embedded antennas, PCB antennas and chip antennas.
· High-Performance - Designers have been working to deliver small antennas without sacrificing performance capabilities because demand for speed and capacity is also growing. Even if the device is the size of a coin, its antenna still needs to meet high-performance standards.
· Cost-Effective – Adding antennas onto all of these devices can be costly. As device demand increases, manufacturers have begun looking for antennas that will be economic to use on the devices.
Beyond being small, powerful and cost-effective, there are some other areas of antenna technology that are emerging with the development of the IoT. These include:
· Two antennas – While two antennas will not be necessary for MIMO communications with lower category LTE devices, two antennas will be needed for Cat4 and above in order to meet requirements for higher speed and throughput systems. LTE cellular networks will also continue to use two cellular antennas to fully achieve high-speed performance.
· MU-MIMO – Multi-User Multiple-Input Multiple-Output (MU-MIMO) has breathed new life into Wi-Fi by allowing multiple devices to communicate with the access point at the same time. This has made a significant improvement to wireless network throughput and impacted dense, high-capacity networks.
· Low-Power – Low-power technologies, such as ISM-band solutions, are being developed to provide longer battery life for devices and allow long-range communications at a low-bit rate. Plus, smartphone technologies such as Bluetooth Low-Energy (BLE) are being adapted to be utilized in IoT applications.
Imagine a world where machines communicate without human involvement. Now take that a step further and picture a world that is fully automated. With the development of the Internet of Things (IoT), this world could become a reality.
The IoT is a network of physical objects embedded with technology that will offer advanced connectivity and a seamless exchange of data with little or no human interaction.
How is all of this going to be possible? With the adoption of the IoT comes the development of advanced mobility technologies and the integration of embedded antenna technology.
Embedded antennas are small, yet powerful with multiband systems used for mobile voice, video and data applications.
Embedded antennas' key performance attributes include high efficiency, low power consumption, low return loss and isolation.
High efficiency brings better signal reception, which improves the system's ability for faster data transfer rates. Reduced power consumption allows for increased mobility. Less return loss means more power transmitted, and isolation limits the amount of crosstalk interference.
Embedded antennas can work with high-frequency or low-frequency systems, some feature MIMO technology and smart antennas have been introduced that feature embedded GPS and Flash memory capabilities.
IoT is expected to exceed machine-to-machine communications and usher in global automation that will encompass both personal and business applications. It is also expected to produce large amounts of data to be collected at extremely high speeds. With all of these things connecting to one another, embedded antennas will play a key role in the future of IoT applications.
Posted in: Wired | Wireless
Tags: Internet of Things, Embedded antennas, IoT


text:
Swallows Return is a cosy 2 bedroom barn up a private drive next to our farmhouse. It is surrounded by a sunny garden with patio furniture and you are welcome to use our gas barbecue. Accommodation consists of a spacious kitchen, comfortable lounge area and separate conservatory dining room. Downstairs is a double bedroom with understairs wardrobe. Upstairs offers flexible accommodation as a single bed which can also be converted to two twin beds or another double. There is a family bathroom with double shower.
Bugle is 15 minutes drive from the Eden Project, and half an hour to the surf beaches of Newquay. The nearby train station goes direct to Newquay. There is local shop and pub in Bugle which is about 1 mile away. The main A30 is only 2 mile away, and gives good access to all of Cornwall. We are only 30 minutes from both North and South Cornwall beaches including St Austell Bay, Mevagissey, Padstow and Rock. The famous Lost Gardens of Heligan are only 11 miles away. A 20 minute drive will you to the pretty port of Charlestown made famous by the Poldark TV series. Lanhydrock with its National Trust House and Golf club are nearby.


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We extend our services to cover college tours. We make packages to suit the needs of college students, be it an educational program, team building or just fun and recreation. The best way to discover and explore Nepal's magical combination of natural beauty, traditional culture, and rare wildlife is by taking a package tour. It's a fantastic way to explore the dramatic contrasts in elevations, climatic condition and habitations of Nepal.
We can make programs for students to experience the natural wonders of Nepal with a visit to one of the four major national parks here. Here you can learn about and observe animals in the wild and captivity, see how the local people live in harmony with nature and observe Nepal's efforts at wildlife conservation and preservation of the natural environment. Or we can make a program to take in the history and culture of Nepal. Travel around the ancient cities of Nepal and the rural areas, learning about the history of the buildings, and the farming methods of the local people and explore the natural countryside on foot.
Otherwise, we can arrange trekking programs, special village excursion, biking tours, rafting trips among other things to suit the needs of your group. So contact us as soonest to arrange your college trip. Also we can tailor programs to suit your charity and fundraising needs. When you contact us with your needs and time frame will make a suitable day by day program for you.
2 Night 3 Days Pokhara Tour @ RS. 4200 /- per person
2 night 3 Days package at Chitwan National Park @ RS 5800/-
3 night 4 Days Pokhara – Ghandruk @ RS.6500/-
2 night 3 Days package for Ghalegaun and Bandipur @ 6500/-
4 night 5 Days Jomsom- Muktinath – Pokhara Tour @ RS11500/-
5 night 6 Days Chitwan – Lumbini – Palpa – Pokhara @ RS12500 /-
Tour cost Includes :
- Breakfast/Lunch /Dinner
- Accomodation at standard Hotel ( Sharing room )
- Transportation during Tour
- Guide (salary /lodging /fooding etc )
- 3 cup of Tea /Coffee per day
- Hard drinks / Soft Drinks
- Mineral water
- Hot Shower
- Personal belongings
- Guide Tips


text:
Customers hate application forms! It's the first experience in the insurance process, and a terrible way to begin a relationship. It's the insurance industry's way of saying, "we don't like you; we don't trust you; and you must prove to us that you're worthy of spending your hard-earned money on our services". Applications are complicated, poorly designed, time-consuming and require a lot of information not readily accessible to customers.
Application language is purposely confusing, relying on terms like "material misrepresentation" or "representations and warranties". Who speaks like that? Insurance professionals know the word "material" refers to "any information that may influence an underwriter to accept or reject the risk; set the terms; or set the premium". But customers don't know this. Conveniently, there is no policy definition. Even if there was, it wouldn't make it any easier for customers.
Let's be honest - application forms can only benefit the insurer. They are used as a weapon against the customer at the time of a claim, when material misrepresentation is suspected or if the customer has violated the representations and warranties. That's when the industry digs deep in its files to find the application and avoid paying the claim. Insurance is supposed to be a relationship industry, but the application is very unfriendly.
Interestingly, the information gathered in an application is not very good. Better data about the risk is available through other sources, and insurers often buy that data in addition to taking an application form - strong evidence that the only purpose of an application is to trap the customer.
Think about this: Do you know when your house was built? I don't know mine, only that it was sometime "around" 1890. In 2017, does it really matter if my house was built in 1890 or in 1920? It's been gutted and rebuilt about five times since then.
Why ask a customer if they've been convicted of a crime? Will they really answer honestly? Is it worth all the underwriting energy and cost to put that question on an application form, when the answer is almost guaranteed to be useless?
It's time for the insurance industry to think beyond the application form; become more customer-friendly while actually improving underwriting data. At Slice, we've eliminated the application form. Our customers are happier for it, and we like to think we're earning a better reputation for the industry.
We also believe it will improve underwriting results through better data and more transparent relationships with our customers. In our claims process, we've introduced many new techniques using behavioral economics to reduce the risk of dishonesty. This approach will be significantly more effective than relying on the formal declaration signed on an application form months, and possibly years, earlier.


text:
After moving to Reading, my sister suggested I checkout meetup.com to meet new people, naturally I was most interested in the travel groups and had soon signed up for a weekend trip to Rotterdam in November for a festival. So being skint, I booked my bus and headed to the bus station after work. Unfortunately, there were delays on the tube and I ended up missing my bus. But after packing a bag and travelling for over an hour to get to the bus station, I was not going home, and I booked a return ticket to Brussels.
So after a long night on the bus, I arrived into Brussels at 5.30am, and it was freezing. I was immediately shivering after stepping off the bus and had to head into the station to put on every item of clothing I had brought with me to survive the 10 minute walk to the hostel, I had booked on my phone from the bus. To be honest, walking through an unknown city in the dark when the only people on the streets were those sleeping in doorways did make me a little nervous but I made it to the hostel in one piece and even managed to make a new friend while checking in who had also been on an overnight bus from London and it turned out we were roomies.
My new roomie told me she was meeting two friends to go to Bruges for the day and invited me to join so off we went and we spent the day wandering around the beautiful city, and it only rained twice!
The next day we got up early to explore Brussels in the morning, seeing Manneken Pis and trying the famous Belgian waffles before heading home at 2pm.
It was a great weekend, travel and accommodation combined cost me around £50, and that was booking travel on the day. I also didn't have to use any of my annual leave to fit in my budget city break so in a way the trip opened my eyes to how easy and accessible travel actually is (for me, I know lots of others have more difficult problems with regards to being able to travel). So if you want to go away and don't have much time or money, something like this could be for you, especially if you live in Europe and can get to a different country with a new culture relatively quickly and cheaply.


text:
The Noble Outfitters Balance Riding Tight offers optimum performance in the saddle combined with superior comfort. These breeches have an innovative design, made from high-recovery stretch fabric that gives the most flattering fit you'll find in a riding tight. These popular breeches are similar in style to exercise leggings but with enhanced features to ensure ensure comfort and stability in the saddle. The stretch ankle allows for a smooth, flattering fit beneath long boots and chaps.
We endeavor to post out your goods the same day they are ordered; however in busy periods this can take a little longer.
UK Orders
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We never store card details.
We never pass on your personal details to anybody, except to enable your delivery to be made by one of our delivery partners.
Please ensure you read our Privacy Policy before browsing/purchasing from our site.


text: PreviousNext Bed & Brunch at the Hôtel Ermitage - 1 night South side room Enjoy a gourmet and relaxing break at the Hôtel Ermitage. Gift box at the Hôtel Ermitage including: - One night on the Saturday in a "South side" room - Viennoiserie and hot drink served in your room on the Sunday morning - Your Sunday brunch at La Table restaurant (excluding drinks) - Free access to the Academy, the pools, steam room, sauna, jacuzzi, gym, cardio-training room, tennis courts. Stay to be booked on +33 (0)4 50 26 50 50 – Subject to availabity, excludes the bank holiday weekends, the annual closure period and the period from 10 July to 20 August. Secure payment Gift delivered by mail Gift sent by email Quantity 339 €€ for 2 pers. Offer this boxed set availability & validity Offer valid 365 days after purchase. Day Mo Tu We Th Fr Sa Su


text:
2018 Lincoln MKX Release Date, Redesign, Review – Vehicle which comes as 2018 Lincoln MKX will bring in several new equipment and method of high-quality SUV section. Carefully developed as ever, it is elegant, but on the contrary potent crossover. Intended to take on best cars in the class. This mid-size SUV is also more appealing than larger models in their family simply because of the price, and on the contrary, offers more power than compact models. The engine is potent yet again; design can complement every other vehicle in the class, so everything was prepared for the the-their impact of the 2018 MKX.
Lincoln is undoubtedly car Company which is 1 of the greatest luxury vehicle manufacturers on the market, and they have a lot deluxe, and chic models came and definitely will show up for following year models. One of all those is currently renowned, MKX is certainly amongst the best-selling mid-size high-end Sports utility vehicles now, Lincoln has introduced that new 2018 Lincoln will show up. New 2018 Lincoln MKX is undoubtedly an issue that is predicted to reach the commencing of 2018, therefore, we know that Lincoln`s focus will probably be on this model so there won`t be an error with him.
2018 Lincoln MKX Performance
Power supply about the 2018 Lincoln MKX is 2.7-l EcoBoost V6 device. This drivetrain could potentially be discovered below the hood to the new Ford F-150. It truly is evident that two types could have equivalent performance. This dual-turbocharged may perhaps make 335 hp and 380 lb-ft of torque in Ford's pickup truck, and figures might perhaps be very same for SUV. Mileage is going to be significantly better certainly. Lincoln is aiming at 24 miles per gallon merged, but we've no info from very first tests if engineers will help it become quickly. Transmission is 6-pace auto that delivers the chance to front wheels immediately.
The transmitting is 6-rate computerized and electronic digital shifting. Vehicle driver can management transmitting from dashboard without having -board. Advanced modern technology also boosts the safety actions. You will find auto vehicle parking support, 360-look at the camera, some devices, seatbelts and safety bags.
2018 Lincoln MKX Interior
There are far more changes additional on the inside of-of the 2018 Lincoln MKZ. One particular of them contains the increased changes, which are a good deal smoother for usage when compared with the last variation. It will make all the buttons a lot more reachable an easier to use. If you decide to go with the Individuals Package you get an Ebony interior with co2 fibers highlights, aluminum pedal handles, and custom multi-color seats. The seats are highly processed and also elegant and make the inside of-of the MKZ much more comfortable than it is.
The interior of this auto consists of the latest SYNC infotainment system and display screen graphical user interface attached to 10 presenter speakers. Active sound cancellation ventilated and upgraded power-variable seats will give you comfort throughout a lengthy trip. Telescopic controls, satellite radio station, twin-region environment manage and-quality substance for the interior will offer a heightened feeling of comfort. The interior has various design concepts and more safety characteristics.
2018 Lincoln MKX Release Date and Price
Although there has been hype encompassing this car, nobody is aware of when the SUV is going to be unveiled. As much the price is concerned, the base model is likely to be for $40,000. The highest trim will surely cost about $49,000 comprehensive for every little thing. The price may be a bit lesser if the SUV is launched a portion of the complete lineup, although at this point that seems quite improbable.


text:
Students looking to bring home the best pay throughout their careers may want to consider careers in law, medicine or engineering.
According to a report from job search platform Glassdoor, some of the best compensated jobs in the U.S. are concentrated within those fields. To compile its list of highest-paying jobs in America, Glassdoor examined the job titles that received at least 100 salary reports over the past year and applied a statistical algorithm to estimate the annual base pay for each. C-suite level jobs were excluded from the list.
Here are the 25 highest-paying jobs in America, according to Glassdoor:


text:
The lovely fragrance of the Premium Sencha tea leaves in the package is very pleasing. The light clear liquid from the first infusion provides a very well balanced wholesome flavor with a slight astringency along with floral hints. The second infusion tastes much the same as the first but is a little bit sweeter. Premium Sencha is an distinctive tea.
Brewing Suggestions:
First Infusion: Add 1 gram of tea per 100 ml of fresh water, or about one tablespoon per potful. Heat the water to 80C (180F) and brew for one minute.
Second Infusion:
Brew with the same temperature water as the first infusion but for only a few seconds. Please note that the caffeine content of green tea becomes significantly less after the first steeping.
We brewed the tea as suggested above in our taste tests in order to write the product description. We recommend that you experiment with your own techniques to find your most desired taste profile. For a healthy and invigorating refreshment in hot weather chill the liquid in your refrigerator/freezer to the desired temperature or pour over ice. Our products may be kept in your refrigerator before the package is opened. After opening the package, seal and store it in a cool dry place out of direct sunlight. Please do not place an opened package back into your refrigerator.
Price: USD $14.00


text:
Lore of the North
Limited edition full colour book. First run of only 100 copies.
Lore of the North dives headfirst into the magical world of Folklore in Yorkshire – taking in its vast and complex world of stories, people and traditions.
Set in fantasy and shot in reality, utilising the beautiful
backdrop of the Yorkshire Dales, it leads you through on a journey through Lord Whitney's curious version of Folklore - a journey where YOU get to make the choices.
Softcover book
21cm x 14.8 cm
Please note: The book comes with a folded copy of the map of Yorkshire on 120gsm white paper.
You can buy a special edition unfolded map on 300gsm natural white A2 card in our shop.


text:
An Experiment With Faith by Ernest Holmes
We like to tryout new things and see how they work. There wouldn't be much fun in
living unless we did this, for life is a great adventure. As a matter of fact, is the great
adventure. Unless new things are happening to us life becomes uninteresting and drab.
When God put us here He made each one of us just a little different, and if Divine
Intelligence made each one of us just a little different, as though each one were a new
mold then the greatest adventure in life would be an experiment with ourselves to see
what we could do with this thing that is within us.
We seem to be made up of flesh and blood and a hank of hair, a few clothes and certain
conditions and surroundings. We seem to be the product of our environment. But this is
a very superficial viewpoint. For while we are thinking of everyone as having just
ordinary, commonplace talents, the first thing we know as Emerson or Einstein appears,
or a Buddha or a Jesus. And all the world marvels and says that they were not made of
the same kind of stuff that you and I are made of.
This is where we make our biggest mistake, for in reality you will never discover
anything outside you greater than you, yourself, are. Even the words of the great mean
nothing to us unless we could understand them. The things they say and do have no
significance until we grasp their meaning. And we couldn't grasp their meaning unless
there were something in us that is already equipped to seize on the truths they taught
and make them our own.
When you go to hear a symphony, you don't go just to see others perform to to hear a
great artist sing or a great musician play. What you really go for is that they awaken
within you something that corresponds to and with what they are doing. And they really
give you back to yourself. This, too, is an adventure in self-discovery.
Jesus turned water into wine. We believe that he did this because we believe that the
power of God was in him and it is the power of God that makes the grape and the vine
and the juice, and it is really the power of God, through the laws of nature, that converts
them into wine. Jesus changed this whole process and immediately converted water into
wine because the Power that makes the wine and the water was already in Him.
But suppose someone were to say to us: Why don't you turn water into wine? What
would our response be? Well, we know what it would be — we would say: "Why, I can't
turn water into wine. I wouldn't know how. The very idea is ridiculous." But how do we
know that we couldn't turn water into wine? Who told us we couldn't? Perhaps we should
think the thing over again and try to find out what it was that Jesus understood that
enabled him to perform this miracle.
But someone may say: "Well, Jesus was different from other people." And maybe he
was. But he didn't say that he was. As a matter of fact he said: What I am doing you
can do too, if . . . If, what? When you actually believe in a Power greater than you are
and come to know that you, as a human being have nothing to do with the processes of
life whatsoever, you can do anything as long as you believe. You live but you did not
create your own life. You think, but you didn't create your own mind. You are a Spirit,
but you didn't make the Spirit.
At once we are confronted with such a stupendous thought that it almost staggers the
imagination — there is something in me greater than I appear to be, and that something
really isn't myself, as a mere human being, at all. It is something that was put there
when I was born. There is a Presence and a Power within me waiting for me to recognize
it. But my very denial of it makes it impossible for it to operate in a larger way. It is true
that it has already worked in me, in digesting my food, circulating my blood, causing my
heart to beat, giving me such intelligence as I have. It is true that I didn't make any of
these things.
Perhaps I am asleep to the greater possibility. Perhaps I am someone who is drugged
and only half conscious. If I could only wake up. If I could only believe that the Power
which has done all this for me might be able to do a little more, perhaps it could do
something beyond my wildest dreams. How do I know. It told Einstein how to figure out
his equations. It told Emerson how to write his essays. It told Browning how to write his
poems. What happened to these people? They must have believed that they could do
these things or they never would have attempted them.
And when we think of Jesus, the greatest of the great, perhaps when he first began to
experiment with his faith, something said to him: You can't multiply loaves and fishes. It
is useless for you to tell the paralyzed man to get up and walk. You can't resurrect
yourself. There is no sense in your telling Lazarus to come forth from his tomb.
How do we know but that early in life Jesus met the same difficulties we do, the same
obstructions in his own mind? He said that he had overcome the world; that He had
conquered unbelief.
As a matter of fact, I think we should lose the whole meaning of his teaching, his life
and his work, if we overlook this. For certainly Jesus did not say, "I am more divine than
you are. God likes me better than He does you. God has told me secrets that He
withholds from you." This is exactly what he never did say. Rather, He said, "I have
overcome the world. I know that no man can take from me or add to that which I am.
And I am telling you that everything I do is an example of an adventure and an
experiment you all may engage in with the same certainty, the same assurance."
"I have come among you; I have lived with you and worked with you and taught you; I
have told you about these things which I call the mysteries of the Kingdom of Heaven."
And then he told them it was necessary for him to leave them, physically. They couldn't
understand this for they were relying on Him. He was the one who knew all the answers.
He was the one who was close to God. He was their savior. But Jesus told them why it
was necessary for him to depart from them, for he said, "I have really been telling you
about yourselves and somewhere along the line the Spirit of Truth within you, which he
called the Holy Ghost, the Spirit of God in you, will reveal to you the meaning of
everything I have said.
Jesus had finished the greatest experiment with life that any man ever made. There we
no longer any questions or doubts, no longer any ifs or ands or buts. He said, "This is
the way it is. Now you prove it for yourselves." So, after his departure, the disciples
gathered together in the upper room — which means in an exalted place in their own
consciousness and suddenly the Holy Ghost did descend upon them, that is, they
became aware of a living Presence. Jesus knew that this would happen and He knew it
would have to happen after He had left them because, had He been there, they could
have ascribed this power to Him alone and would not have awakened to that selfrealization
that Jesus knew is essential to every living soul.
Really, this is the adventure you and I are on. It is a terrific one and it should fire the
imagination and the will to action. We are on the adventure of self-discovery through
faith, and we are learning the greatest lesson in life — man doesn't live by bread alone
but by a subtle power which flows through everything, a Divine Presence which
encompasses everything. Man doesn't live by will or wishing or hoping or longing. Man
lives only because the Divine Life has descended into him.
God comes new and direct to everyone who expects Him, talks to everyone who listens,
and acts through everyone who imbibes His spirit. The authority of your word, your
prayers, your meditation, is in the Law of Good and not in you at all, any more than the
authority of gravitational force is in you as a person. That authority is divine; that
authority is as a absolute as you permit it to be. Our experiment is not with the power or
the goodness or the presence or the love or the truth or the beauty of God, but with
And so we get right back to that little word of Jesus — if you can believe, then it will be
done unto you, and it will be done unto you as you believe. It is the "if" and the "as" to
which we must pay attention. If we can believe, then the power is delivered, and it will
be delivered of as we believe. For this is the way of life, nor can you or I change one
part of it. We can neither add to nor take from the divine fact that God is still in His
heaven and that part of His heaven which you and I enjoy is within


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Loan Evaluation: Financial Ratios and Loan Decisions
This content was COPIED from BrainMass.com - View the original, and get the already-completed solution here!
As a practitioner-researcher, you will apply knowledge to real-life situations. In the following scenario, assume you are a loan officer for a bank and the owner of a small business approaches you regarding a loan. Consider the following questions as you formulate your decision:
- What financial ratios would you examine and why?
- Is there other information, in addition to the ratios, you would want to obtain from the business owner before making your decision on the loan?
- How would your answer change if it were a larger company seeking the loan?
Solution Preview
Please see the attached file
Loan to Small Business
Ratio analysis helps in collection of important statistics about the company based on which the soundness of business can be accessed. For a small business special emphasis should be on accounts receivables and current liabilities. Receivables should not be tying to an undue amount of business's assets. If the receivables turnover ratio is too high it points to problem with company's collection practices. It could impact company's ability to generate cash. Current ratio is an indication of current assets which are used to pay off current liabilities. It helps in evaluation of how the company uses its cash. A low ratio would indicate inability to meet working capital requirements; a general pointer to short-term financial adequacy.
Return on asset ratio indicates how well the company manages its assets. ...
Solution Summary
Financial ratios and loan decisions for loan evaluations are discussed.


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New Delhi, Jul 2 :
Prime Minister Narendra Modi on Monday termed the terror strike in Afghanistan as an attack on the nation's multicultural fabric.
At least 19 people, including Hindu and Sikhs, were killed in a blast in Afghanistan's Jalalabad on Sunday.
"We strongly condemn the terror attacks in Afghanistan yesterday. They are an attack on Afghanistan's multicultural fabric," he wrote on Twitter.
The prime minister said India stands ready to assist the Afghanistan government "in this sad hour".
"My thoughts are with the bereaved families.
Modi condemns…….
I pray that the injured recover soon. India stands ready to assist the Afghanistan government in this sad hour," Modi said.
External Affairs Minster Sushma Swaraj said she would be meeting the relatives of the victims this evening here.
In her tweet, Swaraj said, "My heartfelt condolences to the families of the victims of the terror attack in Jalalabad city of Afghanistan. We are with them in this hour of tragedy."
She said she would be meeting their relatives on Monday at 6 pm IST in JN Bhavan.
Modi condemns terrorist attack in Afghanistan; Swaraj to meet relatives of victims
New Delhi, Jul 2 :


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Rowan White Photography offers a personalized approach to wedding photography. From the initial consultation Noel will give his undivided attention in order to understand the wedding theme and the couple's expectations. This is then followed by Noel's advice and ideas based on his 25 years of experience photographing weddings in the UK and especially in Dorset.
Noel White is specially acclaimed for capturing natural shots from every special occasion. Their beautiful reportage style wedding photography is achieved by adding extra attention to detail when preparing for the occasion. This also allows him to be able to help the bride & groom enjoy their special day while the most beautiful moments are being captured.
"Throughout the wedding preparations I will offer my advice and guidance to the bride and groom to ensure they enjoy their special day while we are capturing every detail"
Noel White Director
Rowan White Photography caters for every style of wedding and budget. All of our personalized wedding photography services include:
For a friendly and personalized wedding photography service contact Rowan White Photography. 'One call to us and we'll come to you'.


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Look for an Illustration US
Budget min $50 USD / hour
AddThis Sharing Buttons. Illustrators are commissioned to produce still drawings for use in advertisements, books, magazines, packaging, greetings cards and newspapers. It is essential to prepare a sound portfolio of work that can be used to demonstrate abilities.
24 freelancers are bidding on average $53/hour for this job
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Dances start promptly at 8:30pm and end at 11:30pm. Admission is $7. A contra dance lesson for beginners is given every Friday starting at 7:30pm and is included in the price of admission.
Note: Be sure to click your browser's 'Reload' feature to ensure you are viewing the latest schedule.June 4 - Mark Sherman calls to The Bog Wanderers -- Betsy O'Malley (tenor banjo, tin whistle), Joe DeZarn (fiddle), Danny Flynn (accordions), Tabby Finch (piano, harp, hammered dulcimer) and Jesse Winch (percussion, mandola, guitar, harmonica)
June 11 - Denise Lair calls to the Glen Echo Open Band
June 18 - Shawn Brenneman calls to the music of Lissa Schneckenburger (fiddle), Larry Unger (guitar, banjo), and Cory DiMario (bass).
June 25 - George Marshall and Tim Van Egmond call to Swallowtail – David Cantieni (flute), Ron Grosslein (fiddle), Tim Van Egmond (hammered dulcimer), George Marshall (bodhran, concertina), Timm Triplett (piano)


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Bass Highway - Cooee to Wynyard Planning Study
The Department of State Growth is undertaking a planning study along the Bass Highway between Cooee and Wynyard to identify areas to improve the highway reliability and safety. This study is funded by the Australian Government.
We will also be assessing the Cam River Bridge and looking at alternative routes for emergency access if an incident closed the bridge.
The Cooee to Wynyard Planning Study is looking at the section of Bass Highway from the intersection with Brickport Road in Cooee to the intersection of Old Bass Highway at Wynyard.
Why is the Department of State Growth doing this planning study?
The purpose of the study is to improve network reliability and safety by developing a Corridor Improvement Plan, identifying and prioritising areas of improvement along the corridor for both roads and bridges.
We are seeking your feedback to assist us to identify areas for improvement, highlight any safety concerns and make suggestions about how and where changes could be made. The planning study will form the basis for future projects, subject to funding.
Have your say
Our feedback period has closed, but you can still view community comments via our interactive map.
For more information please contact the Project Manager, Howard Mitchell, on 6166 3392 or via email at: email@example.com


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30 minute weekly private lessons: $129 per month (includes 5th week).
60 minute weekly private lessons: $258 per month (includes 5th week).
75 minute weekly group class: $200 for 10 weeks ($20 per week).
One make up lesson per month available.
Cash, Checks or Credit/Debit Cards accepted
What's not included?
You should expect to purchase books and materials needed for lessons on your own or directly from the teacher. Plan to spend about $25-75 per year on sheet music and books. Should your child wish to participate in recitals or competitions, necessary fees, which vary based on event, are also at an additional cost.
Call or text Sue Lewis at 503-268-2404


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Read this tip to make your life smarter, better, faster and wiser. LifeTips is the place to go when you need to know about Exercise FAQ and other Muscle Building topics.
Females need not be concerned that they might build too much muscle mass and lose their femininity. Females do not naturally have enough testosterone for them to build large muscles.
|Guru Spotlight
|Candi Wingate


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Textile turnover may rise to USD 150 Bln in 2023,Tuzmen
Turkish State Minister Kursad Tuzmen said today he believed Turkey's textile and ready-made clothing turnover would climb to USD150 billion in 2023, Anadolu news agency reports. "Turkey is in the eighth place in world textiles, and the fourth in ready-to-wear industry," Tuzmen said at the inauguration ceremony of the 11th International Fashion Fair in Istanbul. Tuzmen said Turkey's textile exports were up 17 percent and ready-made clothing exports were up 16 percent in 2007. Turkey earned USD9.5 billion from textile exports, and USD13 billion USD from ready-to-wear exports last year," he said. As many as 250 firms are participating in the fair which will run until February 9.


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Editor's note: This article is the first in a series that covers the issues of exercise and the workplace.
Dear Working Athlete,
I'm a former high school athlete and started working full-time about two years ago. I've put on some weight since then and I am having trouble finding time to exercise. How do I get back to being my old self?
Busy Worker
Dear Busy Worker,
Make the time.
In our younger years, we were always encouraged to engage in physical fitness activities or organized sports. Elementary school had recess in the playground, middle school and high school introduced interscholastic sports after school hours, and despite the hours it took to participate in these activities, it never seemed to take time away from the rest of the day. Fast forward to the present where the time still exists but not the structure.
Enter the world of the working athlete.
Jeremy Manglona, an Officer Trainee at Community First, is no stranger to balancing athletics and life. Manglona is a former multi-sport athlete at FD and was a member of the Friars 2006 IIAAG soccer and 2007 football championship teams. While attending college at Seattle University, Manglona played on the school's Rugby Club and served as team captain in 2012. He currently plays for the Cars Plus Rams in the Miller Football League, FC Beercelona Soccer Club, and the Guahan Rugby Club DOKS.
"It really just comes down to doing my workouts and attending practice or games outside of working hours. You have to make the most of the time you have available," Manglona said. "When you get into a habit of playing sports outside of work hours, it makes it easier to stay busy. I focus mainly on playing rugby and football to become a better athlete, but keep active during the offseason by playing soccer recreationally."
We all have different responsibilities in life, but it is also our responsibility to ourselves and our family to stay healthy. Sometimes the biggest barrier with finding time to exercise is the willingness to make time in the day to do so.
According to Gerry Cruz, President and CEO of Community First, work and athletic activity do not have to be independent of each other. Cruz, an avid runner and triathlete "in training", wakes up well before sunrise to run and, with time permitting, fits in a quick swim during his lunch break.
"It's almost essential to find a work-life balance," said Cruz. "With the amount time we spend at work, we can easily forget that there are other things in life. It is a matter of finding the willpower and motivation."
BOTTOM LINE: There are 24 hours in a day: eight hours should be reserved for sleeping, eight hours are usually for working, and that leaves eight hours to handle the rest of your life's duties. All you need is one of those hours to dedicate to exercise.
- If after-work hours are completely booked, wake up earlier and exercise before you start the day. Working out in the morning gives you some energy to start the day.
- If you can't wake up early and have some time after work, bring extra clothes with you and squeeze in a workout right after you clock-out. Once you relax and unwind after a long day's work, it's more difficult to motivate yourself to fit in exercise.
- If you have family responsibilities, arrange with your other half (nicely) if you can put in some time to exercise. Maybe you can take turns in working out.
- Work is sometimes stressful. Incorporating exercise in your daily schedule is a healthy way to relieve stress.
Until next time, stay active.
-The Working Athlete
The Working Athlete is better known as Derek Mandell. Derek is a two-time Olympian and runs for at least one hour right after work.


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Strategic Implementation of Plans – Turning Knowledge into Results
- URL: https://www1.gotomeeting.com/register/774923993
- Date: 2010-10-28 18:00:00 EST
- Listed: October 19, 2010 8:04 am
- Expires: This ad has expired
Are you learning a lot about business, but have yet to implement anything you have learned? Do you sincerely want to go from "Knowing into Doing?â€
In this live webinar, Confident Solutions Coach Hugh Stewart, will conduct a group coaching session and work with entrepreneurs and business owners to turn their business knowledge and goals into actionable steps.
If you have ever been frustrated by your inability to turn information into action or are stuck and cannot seem to move forward on your business plans, this webinar is for you!
You will learn…
• How to create or discover your business goals
• How to achieve significant clarity towards your goals
• How to create a real plan to implement
"The step from knowing to doing," wrote Emerson, "is rarely taken"
Leave a Reply
Information about the ad poster
- Listed by: Beth0813
- Member Since: October 18, 2010
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A huge challenge that the MagicLinks team works on every day is helping creators receive full value for every single fan they send to brands. Most creators have been burned by brands' affiliate terms, sending 10,000 fans to a brand and receiving like $17. The brand then says, "your fans didn't convert."
In most cases, this is due to poor design of affiliate terms that assign credit to other very low value sites, like cash back, coupon, or toolbar businesses. The problem is not only about commission rate, which is important…it is often more about attribution. A 40% commission rate means nothing if the brand attributes 100% of your success to another low-value player in the channel!
We work hard every day to fix these issues, and I am extremely excited to share our MagicLinks Retailer Ratings Tool. We use 12 determining factors, including not just commission rate, but also cookie duration, mobile tracking, affiliate overwriting solutions, and more.
By compiling this data, we score each retailer on a scale from 0 to 5, providing a full picture of the investment a brand makes in e-commerce for creators. This score will give you world class transparency into how invested a brand is in your success as a creator, and how much money you are likely to earn when you send your value fans to a brand.
We firmly believe that more transparency will not only help creators, but also help brands better understand what they need to do to help make you more successful, which means a lot more money to earn.
- No more getting burned!
On top of this, we are also excited to announce significant upgrades to the Find Products tool, and we'll be rolling out additional features in the near future. Yep, there's a lot more magic in store for you.
We hope you are enchanted by the upgrade and, as always, if you have any questions, don't hesitate to reach out to us at email@example.com


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About us
What we learn with pleasure we never forget.
iUPSC is one of the leading sites for UPSC Aspirants providing Exam Results, IAS Sample Papers, Recruitment Notification and UPSC News.
We march onward with our motto "Lean to Live"
A glimpse into the features available on this site :
To be an excellent online supporter of Indian students, emphasizing on Indian values and culture and providing opportunities for the development of every child to face the challenges in Exams.
List of Authors :
- Saurabh Kumar
- Kunal Sharma


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- Home
- Advertise
- Best Guidebooks
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- Articles
- Clear
(808) 280-5860 | www.janetdavis.com
Step into Janet Davis's studio, and you've entered the realm of her playful imagination. Surrounded by angels and mermaids, castles and color, her space is filled with the imagery of fairytales. Freedom of spirit and a joyful heart emanate from her work. Paintings on canvas and silk, monotypes, encaustics, and woodblock prints. Original paintings and limited editions can be viewed at Viewpoints Gallery, Maui Hands and on her website. You can visit Janet Davis's studio by appointment, or see her at The Ritz-Carlton, Kapalua Artists Collection Program Saturdays 8am to 1:30pm. Prepare to let loose your earthly bonds!
"…there's no comparison to the response I've received from my ads in Best Guidebook and the Dining Magazines. Nothing has been more successful in continuing to produce art sales and increasing name recognition. I can honestly say that my business is thriving because of these publications."
Aloha and Welcome to our beautiful island of Maui. We hope you enjoy your visit. Use BEST GUIDEBOOK to discover the very best of Maui's natural wonders, recreational activities, hotels, restaurants, shopping, and island culture.
Nowhere do we get a better return on our advertising dollar than in your Maui and Big Island visitor publications. How do we know? Our customers tell us when they bring in the magazine pointing to our ads.
Maui has much to offer. From bustling Lahaina to the natural beauty and unblemished landscapes of Haleakala National Park and the Road to Hana, Maui truly has something for everyone. The BEST GUIDEBOOK is a wonderful resource that will help you make the most of your trip to Maui, known as the Valley Isle.
Longhi's has been satisfying visitors for several decades and has partnered with The Best Publishing since the 1980's. In such a competitive market it is important to know that our advertising reaches our customers in an elegant and cost-‐effective way. Their magazines and Best Guidebooks produce considerable business for both of our Maui locations.
We don't advertise in many places, but when we do, Lahaina Dining Art Shopping Magazine is always on the short list. The quality employed in these publications reflects our values and produces great results.
As a top producing real estate professional based in West Maui, I help people in a variety of ways beyond selling and buying real estate. On a daily basis, I refer to the Lahaina Dining Art & Shopping publication when directing visitors to the finest West Maui restaurants and retailers. It is one of the most fulfilling aspects of my work because I "give back" to the West Maui business community by sharing my favorite West Maui attractions to the world… all from one publication!
As a business operator, it is essential that every advertising dollar you spend is spent well, and Lahaina Dining is definitely our market niche. Building trust is an integral part of any successful business relationship, and Mikel is friendly, caring and passionate about his work.


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The US Department of Homeland Security (DHS) has unveiled a new strategy detailing its approach to identifying and managing cybersecurity risks at a national level.
"The cyber threat landscape is shifting in real time, and we have reached a historic turning point," said DHS Secretary Kirstjen M Nielsen.
"Digital security is now converging with personal and physical security, and it is clear that our cyber adversaries can now threaten the very fabric of our republic itself.
"That is why DHS is rethinking its approach by adopting a more comprehensive cybersecurity strategy.
The strategy has a five-part approach:
- Risk identification — assessing the evolving national risk posture to inform and prioritise risk management activities.
- Vulnerability reduction — protecting systems by reducing the vulnerabilities of agencies to ensure they achieve an adequate level of security.
- Threat reduction — countering transnational criminal organisations and sophisticated cybercriminals.
- Consequence mitigation — responding effectively to cyber incidents to thereby minimise consequences from potentially significant cyber incidents through coordinated community-wide response efforts.
- Enable cybersecurity outcomes — supporting policies and activities that enable improved global risk management and execute cybersecurity efforts in an integrated and prioritised way.
"In an age of brand-name breaches, we must think beyond the defence of specific assets… and confront systemic risks that affect everyone from tech giants to home owners," said Nielsen.
Please follow us and share on Twitter and Facebook. You can also subscribe for FREE to our weekly newsletter and quarterly magazine.


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All posts tagged "thormungandr cosplay"
Cosplayer Feature
Cosplayer Feature: Thormungandr CosplaySeptember 10, 2018
Thormungandr Cosplay is a rising star in the tokusatsu cosplaying community, who is rapidly improving their...
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Well this is what I've been working on. This gorgeous Noah and Friends quilt by Kookaburra Cottage has been in progress for about two years now. I'm so close to the end now. Just got the borders to put on then the quilting.
I've also been working on this Funky Flowers quilt which is a design by the wonderfully talented Tracey Peterson of Peppermint Patch quilts. I've currently got it on the machine doing the free motion quilting.