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Finding the Top Financial Advisors in Oklahoma City & Tulsa, OK
Many people conjure up images of Wall Street when they think about hiring a professional investment advisor. Perhaps they even think of Los Angeles, Chicago, or other "big" cities known for their commerce and finance.
No matter where you live, you should expect high levels of expertise and service from a financial planner in Oklahoma City and Tulsa.
Not only that, but you want a wealth management firm in Oklahoma City that takes its time getting to know you and your goals and financial needs – not to mention the needs of your family, business, foundation or institution, as well.
This is exactly where our 2018 Ranking of the Top Wealth Management Firms and Financial Planners in Oklahoma City can help. We lay out in detail what you should look for in a financial advisor in OKC to ensure that they are truly putting your interests first in everything that they do.
Read on for more of the methodology behind how we chose the best Oklahoma City wealth management firms as well as a listing of the top firms themselves.
Award Emblem: Top 10 Best Financial Advisors in Oklahoma City & Tulsa, Oklahoma
Top 10 Financial Advisors in Tulsa & Oklahoma City | Brief Comparison & Ranking
|Wealth Management Firms in Oklahoma City & Tulsa
|Highlighted Features
|Align Wealth Management
|Strategic network of partners for financial planning & investment management
|Cadent Capital Advisors, LLC
|Wide range of comprehensive financial services
|ChartMark Investments, Inc.
|Personalized, long-term approach
|Exencial Wealth Advisors
|Personal & Executive wealth management
|Hughes Warren, Inc.
|Customized investment plans
|Retirement Investment Advisors, Inc.
|Interactive retirement resources
|The Legacy Financial Group, Inc.
|Comprehensive retirement planning
|Warburton Capital Management
|Detailed planning process
|InvesTrust Wealth Management
|Large team with extensive industry certifications
|Native American Fund Advisors (NAFA)
|Tailored portfolio management process
Table: Top 10 Best Financial Advisors in OKC & Tulsa | Above list is sorted by rating
How to Find the Best Financial Advisors in Oklahoma City and Tulsa
When it comes to choosing the best wealth management firms in Oklahoma City, there are plenty of firms to choose from. With so many options to consider, how can you narrow the search?
First, take a close look at what each financial advisor in Oklahoma City has to offer, and match those services up with your own personal financial goals.
Are you planning for retirement? Have you recently changed jobs? Do you have a recent inheritance or an impending divorce that will affect your financial future?
As you will see in the following reviews for OKC financial advisors, each firm specializes in varying areas of financial planning and wealth management.
If your needs are of a broader nature and you wish to have peace of mind through simple yet comprehensive financial planning, you may be well-suited with a financial advisor in Tulsa or Oklahoma City that offers a broader range of services.
Once you've narrowed down your choices to a select few of these top-ranking wealth management firms in Oklahoma City, see if any of your selected advisors offers an introductory consultation session.
Whether it's a free or paid consultation, this can be a good way to "feel out" any prospective Oklahoma City and Tulsa financial advisors before committing to their services.
Top Oklahoma City & Tulsa Financial Advisors
AdvisoryHQ's Selection Methodology
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Detailed Review – Best Wealth Management Firms in Oklahoma City and Tulsa
Below, please find the detailed review of each firm on our list of best wealth management firms in Oklahoma City and Tulsa. We have highlighted some of the factors that allowed these Oklahoma financial advisors to score so high in our selection ranking.
Click on any of the names below to go directly to the review section for that firm.
- Align Wealth Management
- Cadent Capital Advisors, LLC
- ChartMark Investments, Inc.
- Exencial Wealth Advisors
- Hughes Warren, Inc.
- InvesTrust Wealth Management
- Native American Fund Advisors (NAFA)
- Retirement Investment Advisors, Inc.
- The Legacy Financial Group, Inc.
- Warburton Capital Management
Click below for previous years' rankings:
- 2016 Review: Top 8 Best Financial Advisors in Oklahoma City
- 2017 Review: Top 10 Best Wealth Management Firms in Oklahoma City
Align Wealth Management Review
Founded in 1993, Align Wealth is an independent, fee-only Oklahoma City Registered Investment Advisor serving high-net-worth individuals, families, and small business owners.
Key Factors That Enabled Align Wealth Management to Rank as a Top Wealth Management Firm in Oklahoma City and Tulsa
One thing that makes Align unique on our list of Oklahoma City wealth management firms is that it hires a third-party reconciliation firm to track and verify the firm's investment track record.
Clients can view this information upon request. Furthermore, Align can provide documentation on how the firm performed at any given point in time, replete with an array of market conditions.
Additionally, Align advisors invest in the same assets that they recommend to their clients. They believe this demonstrates true integrity and true transparency.
Total Team Approach
At Align, you won't have only a single financial advisor working on your account. Instead, this entire team of financial planners in Oklahoma City will review your portfolio and offer insights into how to maximize your investments.
This guarantees a more well-rounded plan than you'll receive from your usual Oklahoma City wealth management firm. To further ensure that you receive the highest quality investment advice, Align goes the extra mile by partnering with Forum Financial Management and Dimensional Fund Advisors.
Forum Financial Management
Forum is an independent, registered advisory firm comprised of financial professionals like Certified Financial Planners, Certified Public Accountants, and more.
Through this strategic partnership, Align is better able to work toward solutions that best address your financial needs and goals.
Dimensional Fund Advisors
By working with Dimensional Fund Advisors, Align connects with Nobel laureates and distinguished professors in economic and portfolio theory.
This partnership puts Align on the front lines of economic and financial services development. It constantly receives the benefit of the research conducted by DFA's board, allowing it to implement such research in a real-world environment with you, the client.
Align does not earn commission, kickbacks, incentives or any compensation whatsoever from DFA for utilizing such funds. DFA is an exclusive fund sponsor, freeing up Align to choose other investments when they better meet your needs.
Align Wealth Management
Rating Summary
Most of the Oklahoma City financial advisors on our list offer complimentary first meetings. These meetings typically consist of getting to know you and your goals, financial health, and a host of other issues.
Align does the same for prospective clients, but with a helpful twist: It offers what it calls a "Second Opinion Service." The goal of this service is to determine where you stand financially and whether you truly need their services, creating a truly client-centric approach. Additionally, if you aren't satisfied with this Oklahoma wealth management firm's work within the first year, the firm will refund all your fees.
With an advisory model built on teamwork and a fee-only structure, Align is one of the best Oklahoma City financial advisors for investment, 401k, and retirement management.
See Also: Top Financial Advisors and Wealth Managers in Los Angeles, California
Cadent Capital Advisors, LLC Review
Founded in 2012, Cadent Capital Advisors, LLC is a fee-based financial advisor in OKC and Tulsa.
Although Cadent Capital is a fee-based Tulsa financial advisor, we have chosen them for their commitment to independence, experienced team, and wide range of financial services.
Key Factors That Enabled Cadent Capital Advisors, LLC to Rank as a Best Financial Advisor in Tulsa and Oklahoma City
Experienced Financial Team
With over 100 years of combined experience in the financial industry, the team of advisors at Cadent Capital provide a well-defined process, a client-centric vision, and most importantly, firsthand investing and financial planning knowledge.
Along with various investment securities licenses, the professional Tulsa and Oklahoma City financial advisors at Cadent Capital carry the following designations:
- CFP®—Certified Financial Planner
- AIF®—Accredited Investment Fiduciary
- SPHR®—Senior Professional in Human Resources
- CRPC®—Chartered Retirement Planning Counselor
- ChFC®—Chartered Financial Consultant
Not only do these designations cover several areas of financial expertise, but they also require continuing education and keep advisors up-to-date on business and financial industry changes.
Wide Range of Financial Services
For many clients, finding the best Oklahoma City or Tulsa financial advisor comes down to finding a firm that can grow and transition with them throughout multiple stages of life.
Financial goals and situations are subject to change from one year to the next, and Cadent Capital is well-prepared for these fluctuations through a wide range of financial services:
- Investment Management—Strategic asset allocation, continuous monitoring, multigenerational wealth education, and more
- Financial Planning and Cash Flow Management—Retirement planning, cash flow analysis, asset integration, and more
- Risk Management—Asset protection strategies and insurance needs
- Tax Planning—Active and ongoing tax management, minimization, and cost basis tracking
- Legacy and Estate Planning—Tax mitigation strategies, estate and trust document review, and more
Cadent Capital Advisors
Rating Summary
As an independent financial advisor in OKC and Tulsa with a fiduciary commitment, Cadent Capital Advisors successfully mitigates the conflicts of interest that often follow fee-based advisors, demonstrating a strong commitment to client service.
With an experienced team and a diverse range of financial services, Cadent Capital is one of the best financial advisors in OKC and Tulsa to consider partnering with this year.
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ChartMark Investments, Inc. Review
Based in Tulsa, ChartMark Investments, Inc. is an independent, fee-only financial planner that caters to wealthy individuals and their families, small businesses, and institutions.
Key Factors That Enabled ChartMark Investments, Inc. to Rank as a Top Financial Advisor in Tulsa
Focus on Your Long-Term Well-Being
ChartMark places a premium on long-lasting client relationships. It is open and upfront about the fact that it wants to assume your goals, needs, and success as its own.
As such, these Tulsa financial advisors will sit on the same side of the table with you to make your financial dreams a reality. When your needs change, these Tulsa financial advisors want to know as soon as possible, so they can adjust your portfolio and keep you on track to achieve your objectives.
The firm aims to further your trust and deepen the client-advisor relationship through quality customer service, providing top-notch performance reports and ensuring that you speak to a real person any time you call with a question or concern.
Core Financial Services
To help clients achieve better financial health, ChartMark offers the following core financial services:
- Investment Management—Aligns short-term and long-term goals with investment strategies
- Financial Planning—Develops a written plan with goals and benchmarks for either an in-depth analysis or a quick overview of their current financial position
- Portfolio Management—Strategies are selected, implemented, and monitored daily
- Qualified Retirement Plan Solution—Comprehensive plan management system including everything from recordkeeping to monitoring performance
Rating Summary
As a fiduciary, ChartMark is required by law to strive for what is best for its clients, not what is best for the firm.
As such, these Tulsa financial advisors do not earn or accept commissions on any recommended products or services. If one of their financial advisors makes a recommendation, they do so free of ulterior motives and with your best interests in mind.
With a fee-only mindset and a keen focus on helping clients achieve better financial health, ChartMark is one of the best financial advisors in Tulsa to consider partnering with this year.
Related: Top Financial Advisors in Iowa (Des Moines, Ames, Dubuque, and Davenport)
Exencial Wealth Advisors Reviews
Exencial Wealth Advisors is an independent, fee-only financial advisor in OKC with a goal to empower clients to make intelligent, informed decisions about their finances.
Key Factors That Enabled Exencial Wealth Advisors to Rank as a Top Financial Advisor in OKC and Tulsa
Personal & Executive Wealth Management
Through both personal and executive wealth management services, a financial advisor in Oklahoma City will sit down with a client to understand their goals, including their short-term and long-term plans.
No matter who you are, a vital component of any financial plan is a smart investment strategy. As such, your financial advisor in OKC will consider:
- Growth opportunities and risks posed by the securities market
- Methods to minimize risk
- Your current investment allocation and costs
- Your specific goals
- Ways to reduce investment costs
Inclusive Process
The process used by Exencial Wealth Advisors prioritizes giving clients the information and documentation they need to be aware of what is happening with their money.
During the analysis of a client's current financial positions, their Oklahoma City financial advisors provides a personal financial statement that includes:
- Net worth
- Cash flow
- Insurance coverage for death, disability, and long-term care needs
- Estate valuation
- Income tax projections
- Withholding analysis
- Investment allocation
- Stock option analysis
This financial advisor in OKC then designs a financial plan that incorporates:
- Cash flow and retirement planning
- Insurance needs
- Estate planning
- Tax planning and preparation
- Recommended investment allocation
- Charitable giving
- Gifting to family
- Company-provided benefits
Top Financial Advisors in Oklahoma City and Tulsa
Rating Summary
As an independent, fee-only financial advisor in OKC, Exencial Wealth Advisors represents the ideal partnership with a financial advisory firm.
This means that clients can trust that all advice is unbiased, made truly in their best interest, and without hidden fees or commissions.
With a comprehensive process that combines both investment management and financial planning, Exencial Wealth Advisors is one of the best financial planners in OKC to consider partnering with this year.
Popular Article: Best Financial Advisors in San Antonio and New Braunfels, Texas
Hughes Warren Inc. Review
Founded in 2007, Hughes Warren Inc. is a fee-only financial planner in Oklahoma City serving individuals, families, and small business owners.
Key Factors That Enabled Hughes Warren Inc. to Rank as a Top Wealth Management Firm in Oklahoma City
Puts Your Best Interests First
To illustrate their client-centric commitment, Hughes Warren maintains the following core principles:
- Fee-Only—The firm does not sell products or earn commissions, providing truly unbiased advice
- Independence—As an independent fiduciary, this Oklahoma City financial advisor is fully committed to ensuring that their clients succeed
- Integrity—Each financial advisor in OKC at Hughes Warren is held to the highest ethical and moral standards
- Service—The firm is committed to providing the best investment opportunities and knowing their clients on both personal and financial levels
Custom Investment Plans
Hughes Warren meets with you one-on-one to review your financial health and understand your future goals.
From there, your Oklahoma City financial advisor makes recommendations tailored to your individual goals. Several factors contribute to these recommendations, including your cash flow, taxes, risk tolerance, and existing investments.
To make your portfolio as efficient as possible, Hughes Warren advisors emphasize diversification with a preference for no-load and load-waived mutual funds. However, the firm does retain the ability to manage the majority of investment types.
Once your custom plan is implemented, your Hughes Warren financial advisor in OKC regularly monitors your portfolio performance and updates you accordingly. Your advisor rebalances your portfolio as needed.
Hughes Warren Inc.
Rating Summary
While Hughes Warren Inc. may be a smaller firm than competing Tulsa and Oklahoma City financial advisors on our list, a smaller team can provide a host of benefits for clients.
Most notably, smaller firms are often widely recognized for their attention to detail and personalized service, which large financial advisors often cannot compete with.
With a fee-only structure, fiduciary commitment, and a customized approach to investment management, Hughes Warren is one of the best financial advisors in OKC to consider partnering with this year.
Read More: Top Financial Advisors in Greensboro, Chapel Hill, and Winston-Salem, North Carolina
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InvesTrust Wealth Management Review
Established in 1998, InvesTrust Wealth Management is a fee-only financial planner in Oklahoma City serving foundations, corporations, endowments, corporate pension plans, and extremely high-net-worth individuals and their families.
Key Factors That Enabled InvesTrust Wealth Management to Rank as One of the Top Financial Planners in Oklahoma City
Certified with Professional Designations
Not only is the team at InvesTrust impressively large, but these Oklahoma Financial Advisors have also earned an impressive range of industry designations and certifications.
Many of these designations require ongoing education to stay on top of the changing laws and practices within the financial services industry, and include:
- Master of Business Administration (MBA)
- Juris Doctor (JD)
- Chartered Financial Analyst (CFA®)
- Certified Trust & Financial Advisor (CTFA)
- Series 65 Registered Investment Advisor
- Certified Anti-Money Laundering Specialist (CAMS)
- Investment Advisor Certified Compliance Professional (IACCP®)
- Certified Public Accountant (CPA)
Expert Financial Services
The Oklahoma City financial advisors at InvesTrust sport a diverse background in estate planning, banking, working with foundations, assisting non-profits, tax planning, and employee benefit plans, among others.
To that end, InvesTrust applies this broad array of expertise into serving you in one of the following ways:
- Custodial: InvesTrust can act as a custodian for your money while managing the attendant transactions.
- Investment Management: In this capacity, InvesTrust seeks investment opportunities that fall within your risk tolerance and established time horizon. Whether conservative or risk-heavy, InvesTrust advisors can craft a plan to suit your preferences.
- Trustee: With this role, InvesTrust directly manages your wealth, typically in conjunction with an accountant, lawyer, and financial institution. Together, they also manage your surviving family's financial needs.
Rating Summary
InvesTrust Wealth Management is one of the largest financial advisors in OKC on our list, consisting of six different financial teams, ready to lend their expertise on a variety of financial challenges.
While the firm certainly has a wide range of experience and professional certifications, our review found that their website is missing key information that could help potential clients evaluate the firm.
For example, there is no mention of InvesTrust's investment philosophy, whether financial planning tools are included in wealth management, or even specific financial challenges or services that clients can expect from the firm.
By including additional details about investment philosophy, specific financial services and approaches, and whether financial planning is included, InvesTrust Wealth Management can easily improve both their value proposition to clients and their rating as one of the best financial planners in OKC.
Related: Best Financial Advisors in Austin, TX (RIAs, Wealth Managers, Planners)
Native American Fund Advisors (NAFA) Review
Founded in 1996, Native American Fund Advisors (NAFA) is a fee-only financial advisor in Tulsa that was created to help tribal governments, corporations, foundations, pension plans, profit sharing plans, trusts, and various other tribal entities.
Key Factors That Enabled Native American Fund Advisors to Rank as a Top Financial Advisor in Tulsa
A Process Tailored to You
NAFA does not squeeze clients into a pre-existing model portfolio. Instead, an investment strategy is created around your financial data and concerns. This guarantees a personalized financial plan that helps each client reach their specific investment goals faster.
Factors such as time frame, risk tolerance, and desired rates of return are incorporated into your plan. From there, your Tulsa financial advisor manages your portfolio and rebalances it according to those considerations. Its aim is to keep you on schedule to meet your financial goals.
This Tulsa financial advisory firm never exceeds your risk limit in favor of higher rates of return, nor will it depart from your agreed-upon investment approach without your approval.
Likewise, NAFA will calibrate your plan according to your requests or changes in your financial situation.
Industry Licenses & Certifications
The Tulsa financial advisors at NAFA boast a wide array of certifications and licensures. Some of these include:
- National Association of Securities Dealers (NASD)
- General Securities Agent (Series 7)
- General Securities Principal (Series 24)
- Uniform Investment Advisor (Series 65)
- Uniform Securities Agent State Law certificate (Series 63)
- Chartered Financial Analyst (CFA)
- Master of Business Administration (MBA)
- Juris Doctor (JD)
- Certified Financial Planner (CFP®)
Best Tulsa Financial Advisors
Rating Summary
As a fee-only financial advisor in Tulsa, Native American Fund Advisors provides clients with the benefits of unbiased, conflict-free advice, creating a strong foundation of trust and transparency.
While the firm's investment management services and expertise certainly are strong, our review also found a full suite of financial planning services that are not listed on the firm's website.
When looking for the best Tulsa financial advisors, this lack of information makes it challenging for potential clients to fully—and fairly—evaluate the full breadth of NAFA's capabilities.
By including information regarding financial planning services on their website, NAFA could easily improve both their value proposition to clients and their rating as a top financial advisor in Tulsa.
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Retirement Investment Advisors, Inc. Review
Retirement Investment Advisors, Inc. is a fee-only Oklahoma City financial advisor with satellite offices in Edmond, OK, and Frisco, TX. The firm was founded by Randy L. Thurman and Joseph W. Bowie in 1990.
Key Factors That Enabled Retirement Investment Advisors, Inc. to Rank as a Top Financial Advisor in OKC
Seven Questions for Sound, Personal Investment Management
Retirement Investment Advisors poses a series of questions to get to the bottom of how you must structure your investment strategy to meet your unique, individual goals.
Discussed in detail within their free brochure "The Retirement Path," these seven questions are:
- How much are you starting with?
- How long do you want your money to last?
- How much do you want to end up with?
- How much return will you get on your investments?
- How much risk should you take?
- What about inflation?
- How much do you want to take out each year?
Once you complete a complimentary consultation with your OKC financial advisor, you will receive a recommended strategy sized to your needs. Upon approving your plan, your financial advisor in Oklahoma City opens your accounts. You then work regularly with your advisor to review your accounts and rebalance them as needed.
To provide a more customized service, Retirement Investment Advisors can craft your financial plan with input from your existing team of consultants and advisors.
Specialized, Ongoing Education
The Oklahoma City financial advisors at Retirement Investment Advisors have undergone training in several disciplines to help them perform their jobs better. These designations require continuing education and keep advisors up-to-date on industry changes.
These designations include:
- Certified Financial Planner™ (CFP®)
- Certified Public Accountant (CPA)
- Personal Financial Specialist (PFS)
- Accredited Investment Fiduciary™ (AIF®)
- Certified Divorce Financial Analyst™ (CDFA™)
- Master of Business Administration (MBA)
Retirement Investment Advisors
Rating Summary
Retirement Investment Advisors is an independent fiduciary whose recommendations are unbiased and made with their clients' best interests in mind, establishing a strong foundation of trust and transparency.
The firm also maintains a strong commitment to ongoing education, both for their staff and their clients, providing a wide range of educational resources and tools.
With a fee-only structure and a commitment to empower clients through improved financial literacy, Retirement Investment Advisors is one of the best Oklahoma City financial advisors for investors of all skill levels to consider partnering with this year.
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The Legacy Financial Group, Inc. Review
Founded in 2000, The Legacy Financial Group, Inc. is a fee-only financial advisor in Tulsa. The firm specializes in creating unbiased, customized, and conflict-free financial plans for individuals, business owners, foundations, and trustees.
Key Factors That Enabled The Legacy Financial Group, Inc. to Rank as a Top Financial Advisor in Tulsa
Comprehensive Retirement Planning
Planning for retirement is perhaps the most important reason to manage your wealth in the first place—but with that said, it is rare to find a financial advisor that outlines what exactly you need to think about in retirement.
Legacy outlines all the elements that individuals need to consider, going far beyond choosing which tax-advantaged retirement savings account you should be contributing to.
The Tulsa financial advisors at Legacy will go over the following considerations:
- Lifetime Income Needs
- Healthcare Needs
- Estate Protection
Your Tulsa financial planner will also help you decide between employer-sponsored qualified plans, compare traditional and Roth IRAs, and help you answer questions about other topics related to retirement like Social Security.
Client-Centric Investment Philosophy
The Legacy Financial Group believes that portfolio management is intricately tied to the client's financial plan. As such, all financial decisions are geared towards meeting their stated needs and goals, whether it's retirement planning or funding their children's educations.
The investment philosophy used by these financial advisors in Tulsa is informed by Modern Portfolio Theory (MPT)), and uses the following core concepts:
- Asset allocation drives long-term performance
- Frequent trading and market timing increases costs and lower returns
- Portfolios tilted towards Small and Value companies increase returns
- Portfolio changes should be influenced by changes in a client's life or goals instead of on market forecasts
The Legacy Financial Group Tulsa, OK
Rating Summary
As a fee-only financial advisor in Tulsa with a fiduciary commitment, The Legacy Financial Group provides clients with the highest standards of trust and transparency, two key elements in any successful financial planning relationship.
With a comprehensive approach to wealth management, The Legacy Financial Group is one of the best financial advisors in Tulsa for clients that want in-depth retirement planning services.
Warburton Capital Management Review
Warburton Capital Management is a fee-only Tulsa financial advisor registered with the SEC.
Warburton's client roster is limited to a small number of business owners and professionals, both working and retired. New clients are added only after a thorough discovery process that determines whether Warburton is the best fit for each client.
Key Factors That Enabled Warburton Capital Management to Rank as a Top Financial Advisors in Tulsa
Fee-Only Fiduciary
Warburton impressed us because of its commitment to the fiduciary standard. Rather than strengthen its own revenue stream, it wants to preserve and grow your wealth first and foremost. It is not successful unless you're successful.
The firm is independent and does not accept commission unless a client approves of it and it is in their best interests. In these ways, Warburton eliminates any potential conflict of interest and allows you to receive trustworthy advice.
Otherwise, the firm is compensated by fees earned from a percentage of assets under management (AUM).
Comprehensive Financial Services
To provide wealth management that is truly comprehensive, the Tulsa financial advisors at Warburton offer financial expertise in financial planning, investment consulting, and relationship management. Individual services include:
- Smart Financial Decision—Preserving and growing net worth
- Wealth Transfer—Ensuring efficient transfer of wealth from one generation to the next
- Wealth Enhancement—Integrating tax management into financial planning
- Wealth Protection—Insulating wealth accumulation from loss
- Charitable Giving—Maximizing charitable efforts
- Client Relationship—Ongoing monitoring of client values, goals, needs, resources, and obligations
To best serve their clients, Warburton also utilizes a "Resource Team" to help address key issues in your portfolio.
This network is comprised of specialists experienced in the financial services industry, such as accountants, insurance experts, lawyers, and more. Along with your Tulsa financial advisor, these experts will review your portfolio and offer solutions for maximizing your investments.
Warburton Capital Management
Rating Summary
With a fee-only structure and a comprehensive range of services, Warburton Capital Management is ultimately interested in forging and maintaining long-term relationships with their clients.
By providing attentive customer service and applying financial expertise, they want to not only help you react to life's many changes, but to anticipate these transitions and hardships as much as possible.
As evidence of Warburton's ability to accomplish this, it boasts a 96 percent retention rate, solidifying the firm as one of the best financial advisors in Tulsa to consider partnering with this year.
Conclusion – Top 10 Financial Advisory Firms in Oklahoma City & Tulsa
The truth is that you don't need a high-powered, big city firm to help you make sound, successful investments. Whether you live in OKC or Tulsa, there are plenty of high-quality Tulsa and OKC financial advisors to choose from.
The question that remains is which one should you choose?
Each financial advisor in Oklahoma City or Tulsa will have requirements, such as minimum investable assets, or personal preferences, such as distance and proximity, that preclude certain advisors for you.
Otherwise, the best course of action is to schedule a discovery meeting with a few Oklahoma City financial advisors to determine if you are a good match for each other.
Chances are that you'll mesh with at least one of these Registered Investment Advisors in Oklahoma City and Tulsa. The choice on how soon you begin that new advisor-investor relationship is up to you.
The first call is free and, in many cases, so is the first meeting. Don't wait another day to secure a stable future for you, your family or your business.
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Image sources:
- https://pixabay.com/en/city-oklahoma-rural-tree-grass-1907536/
- http://www.alignmywealth.com/about/meet-the-team.html
- https://www.bigstockphoto.com/image-29355374/stock-photo-downtown-oklahoma-city
- http://www.cadcapital.com/teamdetail.php?id=23&ref=who
- http://www.chartmark.com/Home.aspx
- http://www.hugheswarren.com/our-firm
- http://www.indianfundadvisors.com/index.php
- http://www.theretirementpath.com/the-path/read-the-path/
- http://www.legacyadvisor.net/wealth-management
- http://warburtoncapital.com/our-services/
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Cake Affair
It was a cake affair at the FIKISHA Rehabilitation Program.
When you were young, can you remember how special your birthday was? The beauty of birthdays is often lost by failing to cherish the joys of things as ordinary as cake. For many of the young people we meet through FIKISHA, the very concept of a birthday has been forgotten. However, we believe in the power of birthdays to spread instant joy. We believe this because of this story from a FIKISHA volunteer named Tula.
Tula celebrated her birthday this year with the boys from the Rehabilitation Program. Spending it with these boys was delightful for us all. Most of them had forgotten the very concept of a birthday and had lived most of their lives without the simple pleasures of this day like birthday cake. So, for Tula's birthday, we celebrated with cake and community.
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Tula, we thank you and we wish you the very best out of life.

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This artwork is sold by Linda Coppens from Belgium


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Alan Connor is the question editor on the quiz show Only Connect. Double definition These clues give two — often very different — meanings of the answer.
How to solve a cryptic crossword – crack 10 of our clues
Cryptic definition The answer is described in a misleading way. Reversal A definition, and a description of a word which, when spelled backwards, gives the answer. Acrostic A definition, and a hint to take the first letters of some other words for the answer.
Is Mohammed a Muslim?
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Magic tells TMZ Sports ... "He's got to give up the team," adding there's no place in the NBA for a racist.
And Magic says, Commissioner Adam Silver needs to give the ultimatum to Sterling -- sell or else.
Magic reaffirmed his call for a boycott by African American fans, adding he will NEVER go to a Clippers game as long as Sterling owns the team.
And, listen to how he feels personally betrayed.
Source: TMZ


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- Activities
- Services
- Experiences
- Travel Info
- Blog
- Contact
It is a very popular wadi located in the Al Sharqiyah region in Oman. Tourists usually come here for the nature, swim in the fresh water pools or simply to have a barbecue. It lies 140 kilometres from Muscat, located in Tiwi, part of Sur in Al Sharqiyah South Governorate. Certain areas can be covered by boat and some people take pleasure in a refreshing hike through this mountainous region. The key attractive spot of the wadi is the water fall in the cave. You can have an adventurous and thrilling journey to reach here after a roughly 40 minutes of hike and swimming in 2-3 pools. And the pools are always full with clear blue water!
A combination of high rise mountains and endless shoreline at such close proximity is the highlight of the scenic beauty of this place. Some proactive measures taken by the government makes the overall journey to the place safe and comfortable. The place gets very busy during public holidays as it is the favourite picnic spot of many families where they come for a thrilling journey with their children. So if you are a person who don't like crowded wadis, better plan the trip in weekdays.


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Why use Cilogi
Free to create, free to publish
Open Source. Open Data. No programming. Content creation either online or from your desktop. more...
Every exhibit has an address accessed by QR code, short URL, numerical code, or wireless beacon. more...
Navigation by diagrams, maps, lists and tours. more...
Open Source, Open Data
Cilogi is an open platform. The data formats are publicly available, as is the code to create guides. It is, in our view, essential to have an open platform that we can build on together.
Data is stored in text files, using open formats which include HTML, JSON and Markdown. Your data belongs to you, and is future-proof -- no proprietary databases unreadable in 20 years.
Guides are a form of structured Wiki. You create a guide using the online interface, or by editing files on a laptop or tablet and sharing them using Dropbox or Git. Git is the platform of choice if you wish to include Cilogi guides in your own software development process.
Our development support structures can be simpler than Wikipedia since rather than support software development processes, discussions, bug-lists, versioning etc. internally as Wikipedia does Cilogi sub-contracts software development processes by use of Git, local files and standard development tools.
Physical Web
Each object in a guide can have a web address and a numeric id. An object's address lets visitors link directly to the object from short URL, QR code, numeric id or, in future, wireless beacons. The ability of visitors to link directly to information about each object instantly, and without the need to pre-install software, is a key feature of Cilogi's guides.
Instant access to exhibits via their addresses requires physical signs containing the addresses, or wireless hardware when beacons are used. Whether signs are printed or wireless there are limits to their number and location. Wireless beacons can be placed only every few meters, QR codes have to be close enough and large enough to be imaged, and short URLs and integer codes have to be readable. Its not possible for physical or wireless signs to cover every object in a collection, especially with crowded display cases or plant beds. We provide several solutions to the problem of determining an object's address when it cannot be labelled directly.
- A label for the entire room, case, or bed which can link to the individual items it contains from an automatically generated list or an image map.
- Labels for some items which contain link to lists of other, local, items. List generation and linking is done automatically by use of meta-data tags.
- Use of image maps which are images containing markers located on the images if items in the case or bed in question. Visitors can identify an object visually and select a marker to get information the selected object.
The data for each object is re-usable and can be shared. The format is open so documents can be created, wholly or partially, from existing databases as required. Typically, since databases are and were not constructed with visitor-facing information in mind, the information available from databases can only partial in the context of a visitor-facing guide.
An advantage of a mobile guide over a paper guide is that the mobile guide can tell you exactly how visitors use the guide. By default we provide an interface to Google Analytics -- you need to set up your own account.
Signals, either WiFi or 3G/4G can be patchy inside large and old buildings so our guides work when offline (once they have been access when there is a network connection). When a visitor's phone is off-network analytics events are stored and forwarded when contact is restored. This makes for more reliable statistics. Offline-capable guides are more responsive in all circumstances since data is stored locally. Unlike mobile apps data download is transparent and not seen by visitors.
Special analytics events are registered so that you can distinguish between the initial load of a guide via QR code, short URL or from another website. You can also note how often pages are loaded via keypad.
You receive analytics events from pages which are shared on others' tours from which you can evaluate the popularity of your data.
Cilogi gives you the option of including an embedded shop in your guide. You can associate a item for sale with each page, and users see a shopping cart on items where something can be purchased.
If someone includes one of your pages in a tour they create you can sell any item associated with that page in the normal way, so that you can profit from sharing your data.
The default shop is provided by Amazon. You need to supply stock to Amazon via the Fulfilment by Amazon service.
Populating your shop, with items to sell is straightforward. You supply the Amazon ID for an item, we download the information (images, text, price) for the item, and you can edit the descriptive text with information specific to the object your visitors are exploring.


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Dems want control over U.S. oil flow
Hinchey joins Waters, says 'We should own refineries'
Rep. Maurice Hinchey
The itch to control the U.S. oil industry is spreading among Democrats in Washington, with Rep. Maurice Hinchey, D-N.Y., adding his voice to a recent threat to nationalize the energy companies' assets.
"We (the government) should own the refineries," Hinchey said today, according to a Fox News alert. "Then we can control how much gets out into the market."
WND earlier reported when U.S. Rep. Maxine Waters, D-Calif., during a grilling of oil executives by a panel of U.S. House members, threatened to nationalize the industry if executives were unsuccessful in bringing pump prices for gasoline down.
A report by Fox News, captured in a clip posted on YouTube.com, showed Waters challenging the president of Shell Oil, John Hofmeister, to guarantee the prices consumers pay will go down if the oil companies are allowed to drill wherever they want off of U.S. shores.
Hofmeister replied: "I can guarantee to the American people, because of the inaction of the United States Congress, ever-increasing prices unless the demand comes down."
The Shell exec said paying $5 at the pump "will look like a very low price in the years to come if we are prohibited from finding new reserves, new opportunities to increase supplies."
Waters responded, in part, "And guess what this liberal would be all about. This liberal will be about socializing … uh, um. …"
The congresswoman paused to collect her thoughts.
"Would be about, basically, taking over, and the government running all of your companies. …"
The oil executives responded, according to Fox News, by saying they've seen this before, in Hugo Chavez's Venezuela.
Fox reported today the latest statements from Hinchey came as Democrats responded to President Bush's call for Congress to lift the moratorium on offshore drilling.
Democrats said a committee vote on an amendment to lift a ban on offshore drilling was cancelled so representatives could focus on a supplemental Iraq spending bill.
Hinchey, one of the more ardent opponents of off-shore drilling, simply said Congress will do what is "in the best interest of the American people. Not major corporations."


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An extra £2 billion for social care over the next three years
£100 million has been pledged to place more GPs in accident and emergency departments for next winter.
Long-term funding options are to be considered, but so-called "death tax" on estates has been ruled out.
£325 million is to be available immediately to allow the first NHS Sustainability and Transformation Plans to proceed.
Our social care system provides care for over a million people and the system is under pressure.
The announced social care package aims to enable elderly patients to be discharged, thereby freeing up hospital beds.


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The Chines Hotel
Guest Comments
Our Breakfast Menu
Swimming Pool
Our Garden
Kids Page
How to Find Us
Contact Us
Useful Links
Our Rooms
Twin or Double Room 2
Single or Twin Room 3
Family Room 4
Twin or Double Room 5
Double Room 6
Family Room 7
Double Room 8
Enjoying Your Stay
Make A Reservation
Events and Functions
The Chines hotel is conveniently located enabling our guests to enjoy the abundance of shops, boutiques, restaurants & pubs of nearby Westbourne, which for the energetic, can be reached by strolling northwards along The Chine. A bus stop is conveniently located opposite the entrance to Rosemount Road for those wishing to be transported to Westbourne, the beach & further afield.
We are within easy reach of Bournemouth & Poole offering award winning beaches & top theatre entertainment including Bournemouth International Conference Centre (BIC), sporting events, sailing, nightclubs & bars.


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Israel News - Stay Informed, Pray Informed
The past few days have seen a tremendous amount of political drama in Israel.
Prime Minister Benjamin Netanyahu has been ruling for the past year with a narrow 61-seat majority coalition, and has been anxious to further bolster that number and avoid early elections.
Netanyahu made serious overtures recently to opposition leader Isaac Herzog (Labor), who was himself anxious to enter the coalition and flex his political muscles.
But internal party politics scuttled the possibility of a unity coalition, leading Netanyahu with take his government further to the Right, which resulted a mini-revolt within his own Likud party.
For a full analysis of the winners and losers from this current round of political drama in Israel, be sure to read this article over at Times of Israel.
Want more news from Israel?
Click Here to sign up for our FREE daily email updates
For Information & Reservations:
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Office director meets with director of DG FISMA
|1 / 2
On February 25, Zheng Yang, director of the Shanghai Municipal Financial Service Office, met with a delegation led by Mario Nava, director of DG Financial Stability, Financial Services and Capital Markets Union (DG FISMA) of the European Commission.
Zheng briefed the guests on the latest development of Shanghai international financial center construction and financial reform and opening up in the city's free trade zone.
"According to the deployment of the central government, Shanghai is gearing up to promote the interactive development of financial liberalization in free trade zone and the construction of Shanghai international financial center," Zheng said.
Zheng said Shanghai is striving to promote opening up and innovation in financial industry, expand the depth and breadth of financial market, create a favorable financial environment and improve financial services, aiming to build an international financial center that is adapt to China's economic strength and the international status of yuan by 2020.
The two sides also exchanged opinions on topics including financial investor education and consumer protection.


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Keno Tips
Keno is strictly a game of chance. Players don't even need to watch the action to win. Since each number is equally likely to be drawn, there's no preferred strategy for picking your numbers. Of course some players still have theories about how to improve their odds. A lot of players track draws hoping to find a winning pattern or alternately looking for numbers that are "due" to be drawn, but bear in mind that the RNG is programmed to ensure complete randomness, so any perceived patterns are purely coincidental.
That said, since every ticket costs the same amount regardless of how many spots you pick, players would be wise to pick a full 20 spots since that gives them the most opportunities to win. The bad news is that that's probably the only logic-based strategic choice a player can make. The good news is that there are plenty of other ways you can add entertainment value to the game.
While we never encourage players to confuse superstition for strategy, keno is one of those games where you can do as you please without worrying about ruining your odds. The odds are the same whether you choose 20 of your favorite numbers, the numbers from your most recent fortune cookie, or 20 consecutive numbers, so have fun with it!
There are two key choices that you can make that will make a big difference to your expected value:-
- Take advantage of bonuses and other casino incentives to improve your odds
- Choose a Keno game with the smallest house edges. You can work this out using this calculator from wizardofodds.com
Another way that players add a level of involvement to keno is by playing it with a betting system. While betting systems are not truly strategic and will not improve your overall odds of winning, they can make the game more interesting. Plus, with keno's relatively low minimums and maximums, a betting system can be used in this game without risking major losses. For more information on the most popular betting systems, visit our Labouchere and Martingale pages.


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HP has become the latest IT vendor to dip its toes in the wild world of blogging.
Over the last few weeks, a handful of developers in the company's software development group have quietly begun publishing their regular musings on such technical issues as service-oriented architectures and XML. But the company is now showing signs of following competitors like Microsoft and Sun and opening up its blogging efforts to a wider range of company employees.
HP's blog experiment was launched earlier this month, as a way to better communicate with the technical community, said David Gee, vice president of marketing for HP's management software organization. "We wanted to foster communication with particular audiences," he said. "In this case, it's with the developers and the managers in the technical space."
The company rolled out the blogs in a very low-profile fashion, Gee said: "We buried it in the developer section by design because we want to get our feet wet."
Within the next few months, however, Gee expects employees working on a number of different areas to get involved in blogging. "I think the compiler guys, the OS guys, and the Linux guys within HP will use this medium much more aggressively," he said.
HP comes late to the corporate blogging game. Microsoft began publishing employee blogs on its MSDN website in January, and Sun followed suit a few months later with the launch of a website where any Sun employee can create a public Web log. In April, IBM opened up part of its DeveloperWorks website to a small number of technical bloggers.
Blogging has become a way of reaching audiences that may be unreachable with conventional marketing techniques, said Amy Wohl, president of analysts Wohl Associates. "This is all about getting to an audience who ordinarily wouldn't read anything that you put out there," she said. "They don't read marketing material."
Sometimes that audience is reached by making statements that would not normally appear on corporate websites. IBM engineer Bill Higgins, for example, recently dissected some widely publicised comments by Microsoft's Steve Ballmer. In it, he accused Ballmer of making "specious" arguments against open source "to bolster Microsoft and spread FUD about Open Source."
HP and Sun are both experimenting with blogs that target less technical audiences. Andy Lark, Sun's marketing VP, regularly posts his observations on media issues. And the blog of Sun president Jonathan Schwartz has become a must-read for members of the press and analyst community looking for Schwartz's views on industry events. Even if some of them are less-than-presidential.
HP is also toying with the idea of executive blogs. Last week, HP Linux VP Martin Fink launched a blog of his own on the Linuxcio.com domain. The first post on Fink's blog was a critique of Sun's Solaris strategy, something much more controversial than the highly technical musings on the HP.com blogs.
Still, HP's Gee said the company may move Fink's blog over to the HP.com website. HP executives Nora Denzel, senior vice president of the company's software unit, and Gilles Bouchard, the company's chief information officer, may also begin blogs, he said.
- HP's blogs can be found at http://devresource.hp.com/blogs/index.jsp
- IBM's DeveloperWorks blogs are located at: http://www-106.ibm.com/developerworks/blogs/
- Microsoft's blogs can be found at: http://www.microsoft.com/communities/blogs/PortalHome.mspx
- Sun's blogs can be found at: http://blogs.sun.com/roller/


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Scooter Trollope
Oswego High Oswego, KS Class of 2002
Personal Info
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- 2002
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Can you believe it? We got EIGHT INCHES OF SNOW!!! Let me tell you, eight inches here translates roughly to about 4 feet in Idaho....... schools, stores and business close, power goes off, trees break and fall, roof collapse and the roads are deadly...... it was really something.
Of course having a rowdy 21 month old makes it a little more fun (NO, I do NOT miss the snow). Jaydan was really mesmerized by it all and had a lot of fun eating it and building a tiny snow man. And then, once his hands got cold, it was over and he quickly dissolved into screaming, bawling hysterics convinced he was freezing to death...... like me! My office did NOT close.....thank you Governor Perdue (again) but I decided that taking a vacation day was worth not having to be anywhere near 4 million idiots on the road who have never driven in snow and don't know what snow tires are. Here are some fun (?) pics of us playing in the snow! I couldn't resisit including one from last year when it "snowed" about 1/2 an inch!
I think we can all agree that warming up with a movie, popcorn and hot cocoa is the best part!
Tuesday, March 3, 2009
Snow Day in Georgia!
Posted by Torikay at 9:02 PM 1 comments
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the 2011 movie score guidebook, vol. 1
I've decided to keep up some traditions, and this is one of them. Last year I wrapped up the movie year with a six-volume rundown on the soundtracks of the year. And here's your first volume for 2011 – I'll try to vary it up by release date, pedigree, and quality, depending.
The Adjustment Bureau
Score by Thomas Newman
Score by Hans Zimmer
Pirates of the Caribbean: On Stranger Tides
Score by Hans Zimmer
The Debt
Score by Thomas Newman
Water for Elephants
Score by James Newton Howard
Green Lantern
Score by James Newton Howard
Score by Philippe Rombi
A Dangerous Method
Score by Howard Shore
We Bought a Zoo
Score by Jon Por Birgisson
Don't Be Afraid of the Dark
Score by Marco Beltrami
Score by John Powell
Mr. Popper's Penguins
Score by Rolfe Kent
Cowboys & Aliens
Score by Harry Gregson-Williams
Rise of the Planet of the Apes
Score by Patrick Doyle
Score by Brian Reitzell, Dave Palmer, and Roger Neill
One response to "the 2011 movie score guidebook, vol. 1"
Robert says :
Love the score for "Rio" but I'm a helpless John Powell fan so that shouldn't be surprising. 🙂 "Rango" and "Beginners" are great too.


text: I needed a new name since some other guy was before me with cp_volcano. I should kill him but meh... now my latest screenshots: This house you see is gonna give FANTASTIC gameplay i think. I just wish i could finish the map already I cant wait to play it with 30 people :O


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Boracay weather is defined by two seasons: the high season is named Amihan and runs from November to May, while the low season is named Habagat and covers the period from June to October. With an average yearly temperature of 30°C, and an average humidity of 75%, Boracay Island has a tropical climate that makes it a pleasant place to stay most of the year.
The best time to visit Boracay is obviously during the high season, when the island is warm and dry. Paradoxically, both the coolest and warmest months of the year are in high season: December and May respectively. On the other hand, the wettest month in Boracay is October. It's nevertheless important to note that, like in the rest of the world, the climate has been changing slightly in the past few years in Boracay. For instance, short rainfalls can happen until end of December when they would previously stop completely in November.
See Boracay Weather Forecast
Amihan – Dry Season in Boracay - November and May
Amihan is the Filipino name for the cool and dry northeast monsoon wind that blows on Boracay between November and May. Boracay is roughly shaped like a bone – long and thin, oriented vertically (north-south). During the dry season, the east coast (and especially Bulabog Bay) is a sought-after watersports playground, popular with windsurfers and kitesurfers, while White Beach and the other small beaches on the west coast sees flat seas, ideal for swimming and snorkelling.
Habagat – Wet Season in Boracay - June and October
Habagat is the Filipino name for the warm and wet southwest monsoon wind that brings thunderstorms and heavy rains to Boracay between June and October. The low season in Boracay is not that wet, though, as downpours are usually short. This period is also the typhoon season that can bring stormy conditions with strong winds for a few days at a time.


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Cabinets rank up there as some of the most immediately recognizable fixtures in your home. Whether you're looking to impress at house parties or even want to sell your home, these are most definitely the appliances you want to focus on first and foremost. Fortunately, with our familiarity in the interior design field, our team is more than capable of helping you find the perfect cabinets for your personal style.
Speak to a design specialist and find the exact make and material for a set of cabinets that speak to your unique style. Your home is an extension of your individual style. Allow our team to have it really get across your unparalleled individuality.


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New Tool - Verse List OrganizerWritten by Michael Hanel on June 20th, 2009
If you follow discussions on the BibleWorks forums, you've no doubt already seen that Adelphos, an avid BibleWorks user, has created a special program that, although not a part of BibleWorks, works with data created by BibleWorks to manage verse lists. Rather than re-posting all of his helpful introductory material, I will direct you first to his post describing his program and second, to the post in which any further discussion about it is taking place. Don't be like me and post on the first link. If you have questions or comments, add them on the second link.
Although I haven't used the verse list much to create numerous lists, Adelphos' program at once seems to fit a great void. Imagine keeping track of verses that relate to a Bible study you're working on. Maybe you're keeping track of a theme throughout a book of the Bible, you can easily add verses to the verse list, but what will you do with that list when you're done? The Verse List Organizer helps you do more with the data that BibleWorks makes easy to create.
In the past few days, Adelphos has already modified a number of aspects of the program to better fit user needs. Sounds like he's taken his approach to customer service like a certain company I know of.


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Microchip Technology Inc. announced its next-generation family of energy-measurement Analog Front Ends (AFEs) with industry-leading accuracy. The MCP3913 and MCP3914 integrate six and eight 24-bit, delta-sigma Analog-to-Digital Converters (ADCs), respectively, with 94.5 dB SINAD, -106.5 dB THD and 112 dB SFDR for high-accuracy signal acquisition and higher-performing end products. The MCP3914's two extra ADCs enable the monitoring of more sensors with one chip, lowering cost and size. Additionally, the programmable data rate of up to 125 ksps with low-power modes allows designers to scale down for better power consumption or to use higher data rates for advanced signal analysis, such as calculating harmonic content. These AFEs also feature a CRC-16 checksum and register-map lock, for increased robustness.
As the energy-metering infrastructure is being upgraded worldwide, designers are demanding increased AFE accuracy, performance and flexibility to develop the latest generation of smart meters. These features are also required by the designers of advanced power-monitoring systems for applications such as server power supplies and power distribution units, uninterruptible power supplies, smart power strips and data-acquisition products in the industrial and commercial markets. Microchip's new AFEs improve application performance with their industry-leading accuracy, while providing the flexibility to adjust the data rate to optimize each application's rate of performance versus power consumption.
Microchip also announced two new tools to aid in the development of energy systems using these AFEs. The MCP3913 Evaluation Board (part # ADM00522) and MCP3914 Evaluation Board (part # ADM00523) can each be purchased today for $99.99.
The MCP3913 and MCP3914 AFEs are both available today for sampling and volume production, with prices starting at $3.04 each in 5,000-unit quantities. Both AFEs are offered in 40-pin uQFN packages, and the MCP3913 adds a 28-pin SSOP package option.


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From today:
I had a very sweet day off today with ^this^ guy. Love him.
Lately I've been thinking a lot about the wedding and how I need to make working out a priority. Since my current time situation is stretched as far as possible, I've been making due with small workouts here and there. I have been trying to eat healthy simple meals when I can.
I mean...I know bacon isn't exactly a vegetable...but I LOVE bacon.
My wedding dress will arrive in 16 more weeks, so I have a few months until my first official fitting :)
Can't wait to slip that baby on! Hope your weekend is treating you well. Hop over to The Nott if you want to check out some more outfit pics!


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|This wonderfully curly bush in on the road on route to the meadow :)
|The bark looks full of ladies faces :)
|Tree tops :)
This trunk seemed to be made up in circles :). the bark had lots & lots of lines round the bark.
This was one huge beautiful tree with lots of trunks.
This lovely old tree looked entwined, swaddled & wrapped in love :)
This was a beautifully undulating trunk
This one almost looks as if it split down, growing into a picnic & viewing chair to allow lots of adults & children to climb up & play on :)
Aw poor tree, looks like the horses have stripped & eaten some of the bark? You can see many teeth mark upon the tree. Bless.
This looked a wonderful cluster of medusa roots & regrowth at the base of a huge trunk
Some panoramic trees which line one of the meadows where we sometimes walk through with our little dog.


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Regulation Impact Statement Updates
Official website for publishing regulatory impact analysis information for regulatory decisions announced by the Australian Government, COAG and COAG Councils.
Reducing the Financial Reporting Burden: A Second Tier of Requirements for General Purpose Financial Statements
Post–implementation Review – Australian Accounting Standards Board
In June 2010 the Australian Accounting Standards Board (AASB) issued AASB 1053 Application of Tiers of Australian Accounting Standards. This was intended to offer in Australian Accounting Standards a way of permitting most types of entities to reduce the cost of preparing General Purpose Financial Statements in accordance with Accounting Standards yet still provide adequate information for the users of the financial statements.
The AASB was required to prepare a Post-implementation Review (PIR) under the Government's regulation impact assessment requirements because a compliant Regulation Impact Statement was not prepared before the decision to issue new standards was made. The AASB chose to address this requirement at the same time as undertaking its own routine post-implementation review of the standards.
A PIR was completed by the AASB in October 2017 and was assessed as compliant by the Office of Best Practice Regulation.
The PIR identified:
- The new Tier 2 reduced disclosure requirements had not delivered the reduced reporting burden outcome expected, with take up of the reporting option very low among eligible companies, including large proprietary companies.
- A need to refine the principles used in determining the reductions in the disclosure requirements for Tier 2, in order to achieve an appropriate balance between the benefits of financial information to the users and the costs to the preparers of providing that information.
As a result of the findings the AASB has proposed revisions to the Tier 2 reduced disclosure requirements to encourage greater uptake.


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Jewelers Mutual Insurance Company is sponsoring the Spectrum Awards Gala, to be held on Feb. 7, 2009 in Tucson, Ariz. The gala and dinner dance honors the 2009 AGTA Spectrum Awards and Cutting Edge winners.
"We consider ourselves active partners in the jewelry industry," said Patricia Syvrud, JM director of Industry Relations. "As such, we are thrilled to sponsor the 25th annual American Gem Trade Association Dinner Dance and Spectrum Awards Gala for wholesalers and designers. This will be our third year sponsoring the much-anticipated gala."
The gala is part of the AGTA GemFair Tucson, Feb. 4-9. The trade show draws attendees from all over the world.
"The Spectrum Awards Gala is one of the most important events of the year for AGTA," said AGTA chief executive officer Douglas K. Hucker. "The AGTA and its members are grateful for the support of Jewelers Mutual at the dinner dance. They are a quality company and a great friend to the industry."


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Conway, NH859 Kearsarge Road
MLS Number 4638318
- Commercial
- Village North Conway
- Year Built 1860
- Acreage 5.7
Successful country Inn, with strong business, featuring 20 uniquely decorated guest rooms, including four suites, two of them with kitchenettes, all with private bath and individual A/C. Gorgeous guest dining room overlooking the peaceful backyard and the pond, two spacious guest living rooms, one of them with a fireplace. Large kitchen with commercial equipment. The owner's quarters consists of two bedrooms, living/dining room, kitchen, a large deck, and it offers privacy. The 5.7 acre lot is absolutely beautiful, with about 600 feet of frontage on Abbott Brook and a nice pond on site. The location is one of the best! So close to the center of North Conway Village offering a variety of quaint shops, and very good restaurants, and in the heart of the Mount Washington Valley a natural playground for everyone! Strong year around business!
Listed by Antonella Bliss of Coldwell Banker Wright Realty
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For these all in favour of issues akin to local weather change, social inequity, and the financial disaster, be a part of me in a dialogue to explore the challenges and opportunities related to sustainability and the function of business in a sustainable society. Good hub. However you do have to make point out that via all the efforts of interacting on the social medium, the tip outcome should be to garner as many Brandvocates as potential. Individuals, who by your doing on the various websites, have come to love your brand so much, they'd defend your title, or refer an internet question to you. After all you may't really control, and handle that they will have your again coated all the time, so the extra you've the higher. Not the celebration animal kind? Look to the Web neighborhood for concepts. How about posting a question on an internet site reminiscent of Yahoo! solutions," Facebook, and even creating a survey on ? You might be positive to get all kinds of concepts going this route.
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Where two or more individuals personal a business collectively but have failed to organize a more specialised form of automobile, they will be treated as a common partnership. The terms of a partnership are partly ruled by a partnership agreement if one is created, and partly by the law of the jurisdiction the place the partnership is positioned. No paperwork or submitting is important to create a partnership, and with out an settlement, the relationships and authorized rights of the partners might be entirely ruled by the regulation of the jurisdiction where the partnership is positioned. A single one who owns and runs a business is often referred to as a sole proprietor, whether that person owns it straight or by a formally organized entity.
In the meantime, the cat arrives at a citadel inhabited by an ogre who has the ability to change into any animal. The cat methods him to vary into a mouse, and he's promptly eaten by the cat. Now, the castle and the surrounding property belong to the cat's master. When the king, princess, and the young grasp arrive, the king is impressed with the citadel and weds his daughter to the younger man. The grasp turns into a prince and, thus, the cat's promise is fulfilled. I like the useful suggestions! Good health habits additionally take years off! Spandex denims which can be loose becoming, but not too unfastened look great.
I have a buddy who wished to sell New York and Chicago model hot canine. Downside is the native scorching dogs manufactured in Thailand should not so tasty as those in US. And importing Sabretts or Nathan's brand to Thailand will likely be costly. There isn't any way someone in Thailand would pay for a 90THB sizzling dog, until you sell it in Siam Paragon and Central World where the locals have cash to spend. Shredder: Shredders could also be used within the office to dispose of private and confidential information about one other member of employees or a buyer/patient. That is to make sure that no unauthorised people can get hold of the data. The Data Protection Act states that non-public data ought to be 'stored for not than is absolutely essential'. Inside my work place we shred any confidential information that is not wanted.


text: leftcoastangler Report post Posted April 27, 2018 Anyone know if you can mount speakers in the area to the left of the "Hewes" logo pictured below? I have two 7.7 JL audio speakers that I'd like to mount there. The guy doing my restoration said they can't be mounted because the gas tank would be behind them and I'm guessing maybe space is limited. I know the tank is there, but do any of you have speakers mounted there on a similar model or know if there's any clearance back there? I feel like I've seen them there on other older Hewes models. Quote Share this post Link to post Share on other sites


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Good condition, it features a front zipper, two inside zippers pocket, one open inside map pocket. By measures armpit to armpit 22", and length 24". The item "Vintage 1940 Pony Horse Hide Leather Jacket Police" is in sale since Sunday, December 10, 2017. This item is in the category "Clothing, Shoes & Accessories\Men's Clothing\Coats & Jackets". The seller is "kheanu0" and is located in Tacoma, Washington.
This item can be shipped to United States.


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The Psychic Profiler.
"Robbie Thomas is a Psychic Medium/Spiritual Councillor, who helps internationally, families and Police fight against crime, while bringing solace to those who need it. Over many years of assisting in many murder/missing person's cases, Robbie has been able to give great details to these devastating crimes or happenings, which have led to finding lost people, arrests being made in murder cases, and bringing closure to families who desperately need it. Robbie works closely with families in conjunction with Law Enforcement and has never charged for his assistance or taken any monies as a reward. Being highly respected in the Paranormal/Spiritual fields of work, Robbie continues to be a great presence, working alongside many integral individuals in Film, Television and Radio, lending his ability to further along his experience as a Spiritual Visionary. Robbie lives in Canada and is often called upon from the international community for assistance with his ability." (Something Weird Media.)
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By Julie Ann Madden
In a special election on Dec. 12, a Republican will fulfill the Iowa Senate vacancy created by the resignation of Republican Senator Bill Anderson.
Republican Iowa Rep. Jim Carlin, of Sioux City, received the seat with 1,724 votes, or 62 percent of the votes cast. He defeated Democrat Todd Wendt, of Le Mars, who received 1,065 votes in State Senate District No. 3.
There were three write-in votes cast. In the Akron-Westfield Precinct No. 1, candidate Alex Pick who lost to Carlin in the Republican Party vote had one vote. In Remsen Precinct 5, Alex Wimmer received one vote.
Finally, in Le Mars Precinct No. 11, a voter cast a phrase "Taxation is ———-," said Plymouth County Deputy Auditor Cheri Nitzschke, explaining the last word is undecipherable. The word could be libertarian or liberation but it is not readable.
In the Akron-Westfield Precinct No. 1, Carlin received 137 votes while Wendt, received 87.
Now, there will be a special election to fulfill Carlin's vacancy in the Iowa House of Representatives District No. 6, which does not include Plymouth County.
Both Carlin's representative seat and Anderson's senate seat expire in 2018 — the seats will be on the November 2018 ballot.
According to Iowa Secretary of State Communications Director Kevin Hall, Carlin has until Dec. 28 to resign his Representative seat. Once his resignation is received, Iowa Governor Kim Reynolds has five days to set a special election to fill the seat. Since the state legislature will be in session next month, she only has to give a minimum of 18 days notice to the district's voters instead of the normal 40-day notice.


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Quick Products In Quick Cash Loans Revealed
|Date Added: January 25, 2013 08:47:33 PM
|Category: Transportation Freight
|?Privacy protection: When people are applying for cash advance online,they are in delicate position.Firstly they need to supply all their personal and financial informational and secondly,they need fast cash but due to their credit records they got rejected by traditional banks.If you wish to control who knows about your loan application,then you should confined the number of companies indulged.When you are applying via broker then you are disbursing the information twice, first to the broker then to quick cash loans lender.It can be theft in the middle.In this epoch of stolen data, savvy borrowers will avoid the brokers. Use your list of current itemized expenses to create an action-plan regarding how and by when you will lower or eliminate line-items that exceed the amount of money currently coming in to your household. Online application is completely different from face to face conversation. Mininimum age required is 23/25 years and Maximum 65 years. There is money left on my equity line of credit and I feel positive about my financial welfare. In case of UK tenants only high rate of interest is the security against which moneylenders approves adverse credit loans application. Comparisons and negotiation with the lender will be fruitful in lowering down the rates. Bad credit cash loans will provide a great helping hand at the time when you are out of cash and need sudden cash for your urgencies. He had to be an above at the time of applying. Loans for bad credit Instant decision are for the benefit of those people. quick cash loans days loan quick cash loan bad credit does not require any kind of documentation or faxing of bank statements as one needs to apply online. Qualifying for a bank loan more often than not resembles the little dog in a tutu at the circus jumping through hoops. You will also need to have a steady job drawing a regular salary for the past six months. Notice not quick cash loan only big numbers like principles and interest rates, but also notice fees, penalties and other terms. Instant payday loans are backpacked with another major quality known as no faxing. For anyone in need of an injection of funds, there is a multitude of loan options out there. On the other hand, payday loan is entirely different quick cash loans issue, it's easier to avail and its features are more special that other kinds of loans. Variable rates, however, are affected by markets and any fluctuations that quick cash loans may occur there. Once satisfied, the lender will process your application for Yourquickcashloans.Co.uk approval. These are usually experts in lending to bad credit borrowers, with more competitive rates and more accommodating repayment schedules. The struggle is in reality what can make the butterfly wonderful since the battle to get out of the cocoon transformed really pushes fluid from the butterfly's entire body into its wings so that it can emerge in beautiful flight. In addition to that, your business transactions should be a minimum of $5000 through credit or debit card. These alternative arrangements however are not anything near to a solution to your problem. With loan agents and companies spread across the country, it is easy to search for the required type of loan and buy the smartest one. You should be a legal resident of United States and quick cash loan hold permanent citizenship of the country. Bad credit record such as default, CCJs, arrear, IVAs, foreclosure and bankruptcy will never hold you from qualifying for these loans. They loan you money for a set term and rate. One way to improve your chances of quick cash loans getting approval on a $20,000 unsecured loan is to invest some time and effort in improving your credit score. Compounding is basically when you start with a small amount of money and allow it to build up over time, then you take the money that has built up and reinvest it with the original money to get an even higher return. This is where unsecured loans for the unemployed come into play. Before you get quick cash loan the loan, they will appraise the item and see how much they quick cash loan can give you for it. The borrower has the option of repayment of the desired amount of loan within the time period which is flexible enough to tackle with sudden occurred financial issues. Through this unique cash loan, you will be getting instant funds varying from $100 to $1500 with easy repayment option of 14-31 days. This will be possible only when you will submit the online application form.


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Upcoming RunSmart Level One Clinic in Austin, Texas on 11/7/2010
Welcome to the latest edition of the SSI website! As of 7/26/2006, the new site has been up and operational. Content is slowly being restored and updated - and many great new features are coming! If you're just here to explore, or you are a current client, there will be lots in store for you.
Thanks for your patience - and keep checking in. Additions are being made at a fast and furious pace!
All the best in sport and life,
It is my pleasure to welcome SSI athlete Mike Dolan to the Ironman family. Mike competed at Ironman USA in Lake Placid - his first venture into the world of Iron-distance triathlon - and finished with a time of 13:48. Congratulations, Mike!


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Indian First Birthday Entertainer, Burwood East, Melbourne, VIC
Indian First Birthday Entertainer, Burwood East, Melbourne, VIC
Contact Details
- Mobile: 0424 177 651
Additional Information
Professional affordable face painting /balloon twisting party's. I have been face painting for ten years and have a current working with children's card and I charge $170 dollars for 2 hrs this cost covers face painting for two hours which covers up to around 20 children plus balloon twisting and birthday gift.
Another package is Two entertainers doing face painting plus balloons this also includes a birthday gift for only $340 for up to 50 kids for 2 hrs the big kids and dads can also get done No deposit required just full payment prior to commencement of party on the day is fine.
I also have a current WWCC and have worked in restaurants. Target coles Woolworth's 2014 grad Prix and this years Asian cup .We also have worked at ethihad stadium for north Melbourne football club just to name a few.
I am reliable and always arrive 15 minutes early to set up you will also receive a confirmation phone call a few days before call Kathy you won't be disappointed a travel fee will occur if not in eastern suburbs (over 15 km) away We have Public liability insurance ( $50 non refundable deposit for December events as this is our busiest time).
Let Kathy or Melanie come and entertain your children at next party. We have helped entertain at many Indian celebrations. Over the years We are experienced and reliable and affordable (work eastern suburbs) travel fee of $10 if further than 20 km from east Burwood. We both have experience these a just a few places we have worked:
- Kangaroos football club
- Bulldogs football club
- Noel Jones
- Woolworth's
- Fun runs
- Holden car show
- Village cinemas
- For all the rest check out our Facebook page
- For party's over 30 children
- 2 entertainer pack $340 2 hrs
Costumes By Request- Ask for Melanie
- Princess bell
- Snow White
- Purple fairy
- Pirate
- Flower hippy
Ask for Kathy
- Purple fairy
- Pirate
- Clown
- Flower hippy
- Superman
- Xmas costume
- Elf costume
- Kathy and Mel did face painting and balloon twisting at my daughter's 1st birthday. The face painting was amazing and all the children loved their great designs, the children were so excited about the balloon twisting and had a little something special to take home from the party. Highly recommend Kathy and Mel.
- One of these talented ladies just did our little girls 1st birthday party today. All the kids and parents loved her. Beautiful painting. She was on time and very sweet. Highly recommended.
- Very entertaining. Full enjoyment guaranteed. You won't be disappointed. Friendly and extremely reliable. Don't even look anywhere else. Highly recommended. 5 stars.
- Kathy helped me with face painting at my son's birthday party. She was great with the kids, had great patience and her designs were fabulous. Keep up the great work!
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Uber and Waymo are finally about to have their day in court — and sparks are sure to fly.
On Monday, in what promises to be one of Silicon Valley's biggest legal battles in years, the trial officially begins to determine whether Uber stole trade secrets from Waymo, a self-driving car unit owned by Google's parent company.
The build-up over the last year has produced explosive headlines about Uber's alleged bad behavior, and sparked debate about the appropriateness of the "move-fast-and-break-things" Silicon Valley ethos epitomized (though not coined) by the ride-hailing firm. [ Business Insider]


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Any and all donations are greatly appreciated. Marsha is facing a long and very costly journey to get her freedom back.
Please make checks payable to The Marsha Mills Defense Fund and send them to:
The Marsha Mills Defense Fund
New Philadelphia, OH 44663
Donations are not tax-deductible. If you have any questions, please contact us at firstname.lastname@example.com .
Washington Post - "Dr. John Plunkett, RIP. He told the truth about bad forensics — and was prosecuted for it." - April 2018
Washington Post - "Shaken Science - A disputed diagnosis imprisons parents" - March 2015
"Open Letter on Shaken Baby Syndrome and Courts: A False and Flawed Premise - February 2015
"The Syndrome" - The Syndrome promises fireworks - September 10, 2014
PBS Special - "The Child Cases" - June 28, 2011
New York Times: Anatomy of a Misdiagnosis - September 20, 2010
Making the Case for MillsLawyers for Marsha Mills argued
before an appeals court Thursday that the Dover woman deserves a
chance to present new evidence... - September 4, 2009
Sunday commentary: Marsha Mills case: Blind trust - April 19, 2009
Brief Filed In which one of the points was the failure to remove a juror who said it would be "difficult for me to be real fair."
Times Reporter - Letter stirs Mills debate - July 18, 2008
Writer suggests alleged comments by juror show woman may not have received fair trial
Site Copyright, 2008 - 2013, Marsha Mills Defense
Questions or Comment? Email us.


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elfin cut hairstyles brief posting.
elfin cut hairstyles picture set
Visiting the hairdresser may be a nerve-wracking experience, specially if you arent' sure what you desire. they offer extra importance to the most prominent top features of see your face. These hairstyles will allow you to experiment by way of your look and lastly, it is about having some fun.


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In the last several years, more than a million jobs have been lost in the United States, many of them due to the closure of plants, factories, or downsizing in shrinking companies. Millions more people have lost their jobs due to being fired, restructuring, or mergers in major corporations. Many thousands more are expected to lose their jobs in the year to come and that leads many to wonder what rights and benefits they have to help them recuperate and get back on their feet. This comprehensive guide to the laws and benefits provided to those individuals who have lost their jobs, for whatever reason, will help you discover exactly what you can do to ensure you have the resources you need to salvage your life and your career after losing a job.
A complete listing of the requirements your employer is bound to and the legal implications of your particular situation will be provided in multiple chapters broken down to reflect the various situations in which you lost your job. If you were laid off due to a factory closing, you will be given advice on how much of your retirement benefits you are entitled to, how much notice your employer is legally required to provide you (as per the WARN act), and what you can do in the final 60 days to shore up future employment. If your company downsizes, you will be given detailed descriptions of the laws that apply to your workplace according to where you work and how long you have worked there.
You will learn what opportunities the federal government provides to those who have lost their jobs, including unemployment benefits and welfare coverage. You will also learn about how you can take advantage of additional workforce training to further your technical skills. You will learn how to handle your taxes while unemployed. You will learn how to know if your firing was legal and if you have a legal basis to reproach your company for laying you off. If you were unfairly terminated, you will be shown how you can approach an attorney and what you need to provide to win your case.
Finally, you will be shown which resources and tools are available to help you get back on your feet, finding a new job that utilizes your skills and training. You will learn how you can modernize your skill set with additional training, seek out hiring services, and supplement your income between jobs with temporary or part-time opportunities. Hours of expert opinions have been gathered into this book from hiring managers, employment lawyers, and other experts in the field to help you know exactly what rights you have and what you can do to recover. If you have been laid off, fired, or unfairly terminated, this book will provide you with everything you need to minimize the stress and suffering of your situation and get back on your feet in no time.
Atlantic Publishing is a small, independent publishing company based in Ocala, Florida. Founded over twenty years ago in the company president's garage, Atlantic Publishing has grown to become a renowned resource for non-fiction books. Today, over 450 titles are in print covering subjects such as small business, healthy living, management, finance, careers, and real estate. Atlantic Publishing prides itself on producing award winning, high-quality manuals that give readers up-to-date, pertinent information, real-world examples, and case studies with expert advice. Every book has resources, contact information, and web sites of the products or companies discussed.
This Atlantic Publishing eBook was professionally written, edited, fact checked, proofed and designed. The print version of this book is 360 pages and you receive exactly the same content. Over the years our books have won dozens of book awards for content, cover design and interior design including the prestigious Benjamin Franklin award for excellence in publishing. We are proud of the high quality of our books and hope you will enjoy this eBook version.
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About the Foundation
Our mission
The mission of the Grace Dart Foundation is to support the Grace Dart Extended Care Centre in its efforts to provide long-term and respite care services to residents requiring a high level of care in the English-speaking community of Montreal.
Mission of the Grace Dart Extended Care Centre
The Grace Dart Extended Care Centre is a public establishment of 357 beds of the Centre intégré universitaire de soins et de service sociaux (CIUSSS) de l'Ouest-de-l'Île-de-Montréal.
Its mission consists of:
To provide, in a warm and quality of care environment, permanent, temporary or transitional housing services to adults with loss of autonomy who mainly come from Montreal's English-speaking community
The Grace Dart Extended Care Centre (the Centre) aims to become a leader in care and services, teaching and research offered to adults admitted to long term care.
Since its foundation, the Centre pursues a tradition devoted to services to sick people and those with loss of autonomy of the Montreal Anglophone community. It will continue to respect and pursue this tradition by taking care of the adults that are referred to it.
Our values:
Keep our residents and their families and loved ones at the centre of our concerns and our efforts;
Provide the best care and services with respect and dignity;
Provide a safe and pleasant living environment;
Work together with professionalism, integrity, and mutual respect.


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From $427,500
Corde Residences is a distinctive new addition to the historic texture of East Brisbane. This eight-level apartment tower is the epitome of stylish and convenient urban living. Corde is a collection of 60 residences with 1, 2 and 3 bedroom floorplans, with a lushly landscaped private residents recreation deck, pool and ground level of retail.
The development's Manilla Street location puts everything within reach, including public transport, wide open green spaces, retail and dining. The design of Corde reflects the heritage of the surrounding area by integrating the design elements of Brisbane homes and references to the maritime industry and Forsyth's Rope Works into its aesthetic.
This rich tapestry of story and history provides a beautiful backdrop for the ongoing urban renewal of East Brisbane.


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The Man of Steel is back stronger than ever! Your baby can have fun being Superman for the day!
This comfortable Superman romper features a blue jumpsuit with "S" insignia, removable cape and EZ access
Includes: Jumpsuit, Boot Tops, Cape.
Does not include: shoes
Size: Available in Infant (6-12 months) and Toddler (1-2)
This is the officially licensed SUPERMAN ™ costume.
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All prices are in AUD