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"To Whom it May Concern:- Susan and Catherine Whitbread
We recently purchased a new home with the help of Lorn Scanlon and his team.
Lorn was terrific in helping us to find exactly what we needed. He was happy to work within our budget and took the time to cull the listing for us to view so that our requirements were met. Lorn helped us to find a new home that we are very happy with!
We would highly recommend Lorn Scanlon to anyone that is looking to purchase a home.
Susan and Catherine Whitbread"
"Fantastic, outstanding, professional, quick, on-time, responsive, concerning, accommodating, genuine, informative, knowledgeable, these are only a few words that I can think of to describe Tammy Lewis particularly Lorn Scanlon. I would recommend this Real Estate Agency to First Time Home Buyers or second time or third time and the list goes on. This is our second home and the experience was much better than the first. So first time home buyers you are in for a great experience and second time around home buyers please switch to save all the headaches. Lorn Scanlon and his team's customer service is a win win situation.- Robert & Lisa Mac Farlane
Satisfied Clients"
"I want to thank you for all the hard work and effort you put into helping sell my home in the recent months.- Monika Seccareccia
You came to my home as a Real Estate Agent, and provided me with current information on market value and assessed my home at a fair price. But, not only did you do this in a professional manner, you also took the time to get to know my needs as a single parent with children and how best to incorporate all those personal aspects into a smooth transition of selling my home and helping to find a new home for us..
You are a fabulous Agent and never once did I feel pressure in any of our meetings. Over the course of the listing, you communicated openly and showed a deep understanding of what was always in my best interest, and guided me into making good choices in this new venture. I asked many questions of you and with your expertise and knowledge you provided accurate information.
I feel through this whole process you have become more than and agent, you are a friend and I would highly recommend your services to anyone looking to sell or purchase a home.
This has been a wonderful experience!
Monika Seccareccia"
"I just wanted to send you a quick note to Thank you for all of your support during the process of selling our home. It was very hard to make the decision to list our house, however you provided a lot of knowledge and support during all phases of the listing. Once listed, we had a high volume of showings and we did not have any disruption to our busy life, which was a huge positive. I was so happy to see our house sold in 11 days (I think) and also to sell at 98% of our listing price!!- April Dubreuil
You and your team were very helpful and courteous in every interaction we had. Thank you so much for all your help and continued support, I wish you all the best in your future endeavors and will definitely contact you once I am ready to purchase my next home and will gladly refer you to others.
April Dubreuil"
"We recently listed our home for sale with Team SOLD BY LORN. We first came into contact with them through a free home evaluation last May. We were very impressed with the presentation of services, professionalism, as well as their commitment to follow up over the months after our initial meeting. So when it came time to list, we naturally called upon them to get our home sold.- Marilyn and Paul Tooke
We found the "helpful hints" information that were mailed to us concerning giving our home "curb appeal" to be very informative.
After less than 2 weeks, our home was sold for very close to asking with the exact closing date that we wanted.
We both would strongly recommend Team SOLD BY LORN in future.
Marilyn and Paul Tooke"
"Dear Lorn,- Elisa Paoluzzi
Wow, moving day is fast approaching!
We just want to thank you for your help in making our upcoming move possible.
Frank and I both appreciate the time that you took with us in searching out the right home. We were both coming from our own homes, which would need to be sold first and we both had quite specific needs when it came to purchasing one together. Team SOLD BY LORN helped us narrow down the area in which we wanted to be in and then was very delinquent in showing us every home that came available that matched our criteria.
When it came to selling our homes, we were very pleased and impressed by the level of feedback that Kim provided us with on a regular basis. We always felt that we were kept well informed and we were pleased with the outcome of both the timing and price of our home sales.
Overall, we found the Real Estate services of Team SOLD BY LORN to be professional, knowledgeable and always courteous. It is with great confidence that I would recommend them to any of our friends and relatives that are looking to buy or sell!
Elisa Paoluzzi"
"- Shannon Reid
It is with great pleasure that I write this testimonial. As everyone knows buying or selling a home can be a difficult adventure, however working with Kim made this journey a pleasurable one!
A few main points that stood out on this journey was the attentiveness that Kim always provided us. She always returned my phone calls in a timely manner. In addition, the staff was always very friendly.
One additional, important point that I'd like to mention is how knowledgeable Kim was. It's a time like this when it's good to know you're dealing with a person who understands your needs and can provide you with valuable information.
It was a pleasure doing business with you and your team.
Shannon Reid"
"You have done it again "SOLD BY LORN".- Shahinaz & Nadirshah Damji
My husband and I would like to thank you and your team for getting our house sold.
We were very pleased with the feedback and the mailings that you sent to us every week. This is very important to any seller and by doing so, we the seller feel that you are taking the time to market and sell our house and that you are keeping true to your commitment.
We, like any other seller, would have loved to sell for a much higher price, however, the price we want and the price we get is something that is beyond our control. This is something that is governed by what the market dictates.
Once again, we would like to thank you and your team for working with us to make it happen.
We wish you and your team continues success in your business.
Shahinaz & Nadirshah Damji"
"Recently I sold by home with Lorn and his team from Keller Williams. I was impressed by the professionalism and care that were provided throughout our sale and purchase. They provided excellent photos that accentuated the character of our home. The feature sheets provided were accurate and appealing. Since this was our first sale, we had some questions and concerns. Lorn was very truthful and knowledgeable when faced with our uncertainties, and always handled our numerous queries himself. He made us feel at ease and confident in his team. Even after the purchase of our house Lorn still calls to make sure everything is in order. The major attraction to be, "Sold by Lorn Team" was their drive to bring a new face to real estate. Their "thinking outside the box" style of business is what makes me recommend them to family and friends.- Alison Duffy & Mike O'Connell
So, thanks to Lorn and everyone at Keller Williams, It is a great day!
Alison & Mike"


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Thomas Edison HS Elmira, NY Alumni List
Last names starting with "I"
Looking for Thomas Edison High School Elmira, NY alumni not listed? If so, check out Classmates.com® - hundreds of more TEHS alumni have posted their profiles.
About the Thomas Edison High School Alumni Directory
Check out all of the names of the Thomas Edison High School alumni that attended high school in Elmira that are listed above. Registering will allow you to join the directory. If you are a Thomas Edison alumn, we encourage you to register and be sure to sign up for the alumni newsletter.

subset: commoncrawl


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Business operationConceitoWEB specialize in virtual server hosting, email and e-commerce services backed by superior r
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The site provide free reviews of web hosting services from 100 selected companies. There are over 3000 over website hosting companies on the internet.Please research these domain hosting services carefully before you sign up with any. Read articles on web page hosting, Website hosting, domain names, website speed test, cheap web hosting services,php scripts, mysqi database, asp hosting and virtual private server to gain a better knowlwdge on domaim hosting and cheap web hosting


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This is your chance to join a recognised industry leader with consistently sensational results as they navigate a large centralisation of their national payroll. With this large project well underway the payroll department the team is looking to secure an additional resource to ensure the payroll continues to run smoothly. This position will have a view to transition from temp to perm.
Reporting to the National Payroll Manager you will play an active role in processing a large weekly payroll of 800-1000 employees, tasks ranging from:
- Updating & Maintaining Payroll Records
- Maintain annual leave, sick leave, long service leave
- Interpret awards and agreements
- Calculate overtime payments, redundancies and terminations
- Assist with payroll reporting
- Previous experience using a large system such as Micropay, Chris 21, SAP or
- PeopleSoft is highly advantageous.
With a strong knowledge of Australian payroll legislation, you will have experience processing large payrolls and have worked to non-negotiable deadlines. In addition to a large payroll system you will ideally have been exposed to a Time & Attendance system. Fast paced and energetic, this role will keep you interested, motivated and on your toes at all times.
To express your interest please use the APPLY NOW function on the page or call Kimberly Kaminski on (02) 8270 9737.


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Rupee Falls to Record Low; Touches 69.09 against US Dollars
On 28th June 2018, the rupee hit an all-time low of 69.09 against the US Dollar. It is expected to depreciate even more.
The rupee's last record low was hit on 24th November 2016 at 68.87 against US Dollars.
The currency has fallen about 7.5 % since the beginning of the year.
The INR is at a record low due to the following reasons:
- Capital outflows from equity and bond market: Overseas investors have pulled out nearly Rs 480 billion (Rs 48,000 crore) from the Indian capital markets in the first 6 months of 2018. It is the steepest capital outflow in a decade. This puts pressure on the value of INR.
- Interest Rate hike by Fed: The Federal Reserve has increased interest rates in the US. It is expected to raise the rate further in 2018. The rate hike implies that the US economy has recovered from the Financial crisis of 2008. The returns or yields from the US Treasury-Bills also increased. It is one of the reasons for the capital outflows. The investors decided to shift their capital from risky emerging market economies like India to the United States as Dollar is a safe haven.
- Increase in crude oil prices: The oil prices have been increasing. The Organisation of Petroleum Exporting Countries (OPEC) & Russia have decided to cut oil supply to increase the price. Also, the United States has issued a diktat to its allies to end all oil imports from Iran. (The US has pulled out form the Iran nuclear deal & imposed sanctions on Iran.) It will increase the demand for dollars as Iran allows India to buy oil in other currencies. India imports nearly 8.5 % of its total oil imports from Iran. This has led to an increase in oil price. The surge in prices affects India as India imports around 80 % of its crude oil requirements. Due to a higher import bill, the Current Account Deficit (CAD) has widened to 1.9 % of GDP in Jan-Mar 2018 from 0.4 % of GDP a year earlier.
- Trade war: Trade war has increased uncertainty in the world and will adversely impact India's exports.
In spite of the decline in the value of rupee, Indian economy is not that vulnerable as it was during the 'taper tantrum' of 2013 when it was clubbed as one of the "fragile 5". It is because India has stable macroeconomic indicators as compared to 2013. The Current Account Deficit (CAD) is modest at 1.9 %. The inflation in 2018-19 is expected to be around 5 %. India has accumulated huge Foreign Exchange (FOREX) Reserves as well. As per RBI data, India's FOREX reserves stood at $410.07 billion as of June 15.
Even when the situation is not as dire as it was in 2013, the Indian rupee is the worst performing Asian currency. India's imports will become costlier due to the depreciation. Hence, the current account deficit will increase. It also has the potential to increase inflation as the imports become more expensive.


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Horbury Singers showed solidarity with the Lucky Flower Chinese restaurant after it was burgled.
Choir members performed outside the High Street takeaway and had a collection after they were told it had been targeted by thieves.
Edward Whelan, from the group, said: "We wanted to do something for them because they are such a kind and hard-working family.
"I thought, what is the point of conducting a choir if we can't make the world a better place through music?"


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R: Sami … anyone else you want me to invite?
S: Jesus Christ, Madonna, and Suzanne Summers.
A: I invited chad. He asked what we were doing for lunch.
R: Is he okay sitting between Jesus and Madonna?
A: I told him he would be sitting on Susanne Summer's lap.
S: This is going to be the best birthday ever!
Wednesday, June 1, 2011
A birthday conversation
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Yoga in its various forms works at the vibrational level to enhance health and wellness, says Chandrika Gibson
Yogic Physiology is the study of the vibrational or pranic effects of yoga practices. While vibration is not necessarily the common term used to describe the flow of subtle energy, it is actually how many people experience the movement of prana. It's a whole body and beyond buzz that becomes easier to access with regular practice.
Western and Eastern anatomy and physiology have very different models to explain the way energy and information move through the body and yet in many ways they are describing the same pathways. Western science has a well developed understanding of the nervous system, cardiovascular system and lymphatic system as channels for information to travel. The Eastern philosophies of Traditional Chinese Medicine, Yoga and Ayurveda describe the flow of a subtle vibrational force through meridians (TCM), nadis (yoga/ayurveda) and in specific directions (vayus in yoga) that relate, but are not necessarily equivalent, to physical structures.
A central concept to yogic science is prana, the lifeforce energy which moves through all living things. Yogic techniques intentionally harness and direct the movement of prana through the nadis or channels of the body. There are a number of prana subtypes described in the yogic texts with specific patterns of movement depicted in health and blockages indicating a lack of prana to organs or areas of the body. According to yoga philosophy, we have this lifeforce energy innately within us and the levels increase or decrease with diet, lifestyle, movement, breathing, environment, thoughts and practices. Hence yoga presents a comprehensive holistic system of filling the vessel of the body with life giving and wellness enhancing vibration.
According to Patanjali, founder of yoga science, there are five types of Prana:
Prana Vayu controls the breathing process and the disciplines of breath awareness and control are collectively termed pranayama.
Apana Vayu controls the excretory organs and the reproductive organs. It is the downward flow of subtle vibratory energy that carries waste out of the body. This vayu is the reason inversions (upside down postures) are generally not recommended during menstruation. It is not for physical reasons although some people fear that menstrual blood may flow into fallopian tubes there is no evidence to support this idea. Instead, the guideline exists based on traditional yogis' understanding of the downward force of apana vayu which serves to cleanse the body and should not be unduly disrupted.
Samana Vayu helps in the process of digestion and controls hunger. This central circulating region of prana acts as a fulcrum between apana(below)and prana (above) vayus, flows in a horizontal direction and is closely related to the governance of agni or digestive fire in the abdominal organs.
Udhana Vayu controls the vocal chords; this helps in breathing air and eating food, two primary sources of prana derived from outside the body.
Vayana Vayu is spread all over the body. It is this all over vibration that sensitive yoga practitioners may be aware of when resting in savasana after an asana practice.
Nadis are the energy channels of the yoga system and include the nerves, blood and lymph vessels, and the acupuncture meridians (Borg-Olivier & Machliss, 2009). These channels carry energy in the form of heat, electrochemical energy and molecules such as glucose and ATP at the physical level and prana at the subtle level. They also carry information in the form of neurotransmitters, immune factors and hormones at the physical level, and citta or consciousness according to yogic physiology.
While the practice of asana is the most popular dimension of yoga in the Western world, it is not the complete system of yoga, just one aspect of the living science of spirituality that yoga describes. Even in a purely physical practice though, yoga is different from other bodily disciplines in that it systematically circulates prana. According to Forstater and Manuel's book The Spiritual Teachings of Yoga asana not only increases flexibility, fitness and strength, but releases tension held in the body. They describe what many yoga practitioners feel, that the body becomes loose, soft and open so that internal blockages and obstructions formed by negative emotions or poor postural habits can be moved, cleansed and washed away. The removal of obstacles physically allows the flow of prana to move freely throughout the body. As the body-mind is understood as one whole by yoga, movement physically equates to movement mentally and promotes an optimal environment for spiritual practices and realisation.
Mudra is the art of positioning the body to enhance pranic flow and express the possibilities of human feelings. Much Buddhist and Hindu art depicts deities in mudras, including whole body asanas. The positioning of fingers and toes has particular significance as each digit is representative of a mental state, element or planet. For example, a commonly used hand mudra is chin mudra practised in a seated meditation pose such as sukhasana (easy cross legs), ardha padmasana (half lotus) or full padmasana. The arms are extended over the knees with palms up (or down, in some schools this is called jnana mudra). The tips of index fingers are connected with thumbs. According to Gertrud Hirschi in Mudras: Yoga in Your Hands, the index finger represents the individual self while the thumb is symbolic of cosmic consciousness. At the heart of yoga is the union of self with universe or the essential oneness of being. This mudra links the apparently separate entities and subjugates the individual or ego self to the macrocosmic whole. Such simple yet powerfully evocative images are part of the beauty and grace of classical Indian dance, or Bharata Natyam. Mudras are used to express emotion and tell the spiritual stories of India through movement and music.
Bandhas are another technique to control and move prana through the body. Often translated to mean "locks", bandhas are contractions of muscles or groups of muscles which provide physical and vibrational control to the body. They are used during asana practice to direct prana as well as provide stability to the joints. Practitioners of hatha yoga, and particularly those influenced by the teachings of Pattabhi Jois, will likely be familiar with the three main spinal bandhas. The muladhara bandha, also known as Mulabandha, is associated with muladhara chakra and is sometimes called the "root lock" and involves activation of the pelvic floor muscles. A balance is sought between tension and relaxation and the subtlety of the action is far more relevant and powerful than the muscular effort. There are subtle differences in how this is instructed and explained but the aim is to physically stabilise the pelvis and vibrationally to retain the heat built up during asana within the torso. Mulabandha prevents the loss of prana downwards via the apana vayu and encourages an upward flow of prana suitable to meditation.
Uddiyana bandha also stabilises the lower torso by activating the transverse abdominis and iliopsoas muscles. David Keil of YogAnatomy.com says that Uddiyana translates to mean "upward flying". This bandha is said to give lightness to the physical practice which can be seen in the floating movements of advanced practitioners. The psoas muscle group (iliopsoas is psoas major and iliacus) attaches to T12, the lowest vertebrae of the thoracic spine, right down to L4, forms a large triangular shape and inserts at the femur. This position brings the powerful muscles of hip flexion close to the sacrum and the regions relating to the three lower chakras of muladhara, svadisthana and manipura.
The third major bandha is jalandhara bandha or the chin lock at the throat. Jalandhara is translated to mean "upward pulling net". Some interpretations of the vibrational effects of this bandha include connecting head with heart and balancing the vishuddha chakra.
Physically, many asanas compress the throat and are thought to tone the thyroid gland thereby balancing the metabolism and enhancing calcium metabolism among other benefits. In general, this bandha is engaged when the back of the neck is lengthened and the front of the throat softens, although there are variations in postures where the chin is raised and the neck is extended. Yoga postures such as halasana(plough) and setu bandhasana (bridge) naturally draw the chest towards the chin and create this energetic restriction or lock. The three spinal bandhas may be performed separately although they are synergistic and when combined are termed the maha mudra.
While the various schools of yoga will add or subtract their foci and interpretations, the core teachings of classical yoga run through most modern practices. Whether crude or subtle, yoga is operating at the vibrational level to enhance health and high level wellness. The current resurgence in interest in yoga by researchers and practitioners worldwide is creating a reconnection of East and West. The scientific model is now verifying the ancient science of yoga and the combined knowledge is adding an holistic dimension to material science. Yoga continues to achieve its aim of union by reuniting body and mind, the gross physical anatomy and subtle vibrational physiology through diligent investigation and practice.
Chandrika Gibson ND is a holistic yoga teacher and naturopath


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In the last couple of years mobile mapping systems have come of age with drastically reduced costs and vastly improved accuracy and speed of data collection. Digital Surveys work with a number of mobile systems depending on project requirements such as accuracy and overall budget costs.
We have systems that range from accuracies of +/- 100mm to +/- 20mm. Mobile mapping systems are transforming how large scale road and city mapping projects are executed. Data can be captured at speeds of 50 mph allowing vast swathe of motorway to be accurately captured faster that ever before.
How does it work?
A mobile or kinetic laser scanning systems is made up of a 3D laser scanner, GPS unit and Inertia Measurement Device (IMU)
Mobile Vehicles?
Mobile laser scanning systems are not restricted to cars the system we use can be mounted on any vehicle from a quad to a boat. This opens up range of land and hyrdrographic mapping solutions. Mobile laser scanning is ideally suited for coast monitoring both


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RockDetailsBoard Size: 21 x 10Total Letters: 50Letters In Rack: 86 letters need to be used to receive bingo bonusBingo Bonus : 100 pointsStart Point Value : 2x word scoreReset squares are used in this game. A reset square will clear the board.Bonus Square Value: 5x word score
This board is designed to play fast like a mini.The Object is to move across the board, hunting the big points located on the other side of the board.Two blanks each worth 25 points, so use them wisely.I have increased the value of V to 15 and C to 10 as these are such annoying letters and they deserve the recognition of extra points to make them feel more wanted. 30 bonus points for HUNT players who send me a message of bug cafe saying Wave goodbye to Western Australia


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CHAMBERSBURG, Pa. - The financial burden on some residents of Quincy Township, Pa., who must connect their homes to the municipal sewer system will be eased by state and county grants announced Tuesday by the Franklin County Commissioners.
The Franklin County Board of Commissioners announced the Pennsylvania Department of Community and Economic Development has approved an additional $350,000 to subsidize sewer lateral hookups for low- and moderate-income residents. Unlike the entitlement grants the county receives each year from the Community Development Block Grant program, this money comes from a fund for which municipalities compete, according to Phil Wolgemuth, a county planner.
"The requests far exceeded the allocation," said Commissioner G. Warren Elliott. Wolgemuth said municipalities across the state were competing for a total of about $7 million in grants.


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Researchers involved in two separate studies say two types of existing inexpensive generic drugs show promise for reducing deaths from breast cancer.
Postmenopausal women with early breast cancer can see improved survival prospects with either of the two classes of drugs, known as aromatase inhibitors and bisphosphonates, they are reporting.
Using both types together could increase the benefits while lessening some of the side effects of the drugs, they add.
The results of the two trials have been announced by the Early Breast Cancer Trialists' Collaborative Group, a worldwide collaboration created at the University of Oxford in England to collect, every few years, all the findings of randomized trials on treatments for early breast cancer.
Aromatase inhibitors are a type of hormone-suppressing drugs often prescribed to postmenopausal breast and ovarian cancer patients.
Taking aromatase inhibitors for 5 years reduced the risk of postmenopausal women with breast cancer dying of their disease by 40 percent within 10 years of starting treatment, compared with no hormonal treatment, a study published in the Lancet reported.
"The evidence on aromatase inhibitors has been accumulating for well over a decade, but it has taken this huge and complex study to make sense of all the data, and provide a firm basis for clinical guidelines," said Paul Workman of the Institute of Cancer Research in London. "It tends to be the discovery of new treatments that grabs the headlines, but it is just as important to maximize the benefit patients get from existing treatments through major, practice-changing studies like this."
A separate study looked at bisphosphonates, which are usually prescribed for treating osteoporosis but have been found to also reduce the risk of breast cancer recurring in post-menopausal women.
When breast cancers spread, the most common site for that spread is to bone, researchers at Sheffield University in England point out.
Bisphosphonates alter the microenvironment of bone, making it less hospitable to cancer cells and so reduce the risk of cancer recurrence in the bone and in other organs, they explain.
Their study suggests that, in postmenopausal women, bisphosphonate treatment could reduce bone recurrence by 28 percent and also reduced the risk of death from breast cancer by 18 per cent during the first 10 years following diagnosis.
"These studies provide really good evidence that both of these inexpensive, generic drugs can help to reduce breast cancer mortality in post-menopausal women," said Richard Gray of the University of Oxford, who served as lead statistician for both the aromatase and the biosphosphonate studies.
Originally posted on: Techtimes.com


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Check back regularly here for Soundproofing and home improvement tips and tricks to make sure you get the most out of your next Soundproofing!
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To make the ideal judgments with Soundproofing in Caliente, CA, you've got to be informed. You won't want to go in without understanding it, and you will need to know what to expect. That's the reason we make every attempt to make sure that you comprehend the strategy and aren't facing any surprises. Step one is to call us today by dialing 844-222-4922 to arrange your work. We're going to review your questions whenever you call us and get you arranged with a scheduled visit. We work with you through the whole process, and our company can appear on time and well prepared.
For the very best Soundproofing in Caliente, Wyoming, contact Prize Soundproofing
Plenty of good reasons exist to decide on Prize Soundproofing for Soundproofing in Caliente, CA. We've got the top customer service scores, the highest quality equipment, and the most helpful and powerful money saving strategies. We understand your preferences and goals, and we're available to help you with our experience. Dial 844-222-4922 when you require Soundproofing in Caliente, and we'll work with you to properly finish the project.


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A business's goodwill consists of its "reputation, patronage, and other intangible assets that are considered when appraising the business." Black's Law Dictionary 703 (7th ed. 1999). Under Maine law, enterprise goodwill is quantifiable property subject to equitable distribution by the court. Ahern v. Ahern, 2008 ME 1, ¶ 14, 938 A.2d 35. Personal goodwill, in contrast, "is… Read more »
New federal law targets elder abuse and exploitation
According to a report by Rhonda McMillion, an editor of the ABA (American Bar Association) Washington Letter, a publication of the ABA Governmental Affairs Office, a new federal law championed by the ABA will fight elder abuse and exploitation. The report, which appeared in the December 2017 issue of the ABA Journal, notes the following:… Read more »
Commericial property valuations in divorce litigation
Commercial property valuation is a more complicated and much more expensive process than appraising residential real estate. Depending on the type of property, commercial appraisals can run between $2,500 to $15,000. The cost will vary based on the size, nature, and complexity of the property involved. Like residential appraisers, commercial appraisers follow standards set forth… Read more »
Non-compliant appendix may result in dismissal of appeal
A recent Maine Law Court decision provides a warning to the bar and public: failure to comply with Rule 8 of the Maine Rules of Appellate Procedure may result in dismissal of an appeal. Rule 8 describes specific requirements for the appendix to be filed on appeal, including size, contents, and order of documents. In… Read more »
Maine law permitting recreational use of marijuana creates uncertainty for employers
Maine is now one of eight states – Alaska, California, Colorado, Massachusetts, Nevada, Oregon, and Washington – and the District of Columbia that have legalized the use of recreational marijuana. Although retail sales of marijuana have been delayed to February 2018, the recreational use of marijuana became legal on January 30, 2017. Once the Maine… Read more »
The use of expert testimony regarding real estate valuations in divorce actions
Areas in which to use expert testimony in a divorce action are limited only by counsel's creativity based on the unique challenges each case presents. The most basic form of expert testimony in a divorce trial is real estate appraisal. Although the owner of a property can testify to its value, Nelson v. Leo's Auto… Read more »
Circumstantial evidence can present a "convincing mosaic" of gender discrimination
So holds a recent decision by the First Circuit Court of Appeals. In Burns v. Johnson, — F.3d — (1st Cir. 2016), the First Circuit vacated a district court's decision granting summary judgment to an employer, after the district court concluded the employee's evidence of gender bias amounted to speculative conclusions about a supervisor's motivation.… Read more »
Opinion testimony by expert witnesses in divorce litigation
In addition to the evidentiary standards contained in the Maine Rules of Evidence, the Maine Supreme Judicial Court (the "Law Court") has identified specific judicial standards and procedures that are applicable to the admissibility of expert testimony. While a primary test for admissibility are the Rules of Evidence, judicially crafted standards and limitations constitute a… Read more »
Opinion testimony by lay witnesses in divorce litigation
In divorce litigation, like civil litigation in general, opinion testimony is not limited to experts. Lay witnesses, especially the parties to a divorce case, may testify with respect to the valuation of real and personal property despite a lack of expertise. Rule 701 of the Maine Rules of Evidence provides that: If the witness is… Read more »
Longer living seniors means thoughtful planning now!
"Live long and prosper" – is something we all aspire to during our lifetimes. However, living longer brings with it issues that most of us do not want to think about, but issues that are likely to happen whether we want them to or not. The "Baby boomers," those born between 1946 and 1964, are… Read more »


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They stalk the night like a beast searching for its prey. Sometimes they spend days or even weeks stalking a person. Sometimes they act in the moment with little to no preparation. Their weapon of choice varies - some use knives, others guns. Some like to take their time, playing with their victim while others make the kill quick.
And while they have existed for as long as mankind has been living in caves, they only gained their name relatively recently. These are the men and women who haunt our world, who appear from the darkness and strike fast. No one knows how many are out there, but we know they are likely nearby at any given time. You can spend days reading about them on the Internet and not even make a dent in the stories that exist. They are serial killers, and they are terrifying.
We tend to focus on the serial killers who were caught - the H.H. Holmes', Ted Bundys and Aileen Wuornos'. We like those stories because while they creep us out, there is something of a happy ending - the bad guy was caught, the evil is locked away, and we are safe again.
In reality, the majority of serial killers will never be caught. In many cases, we'll never know they even exist. John Douglas, a former chief of the FBI's Elite Serial Crime Unit, believed that at any given time, there are upwards of fifty serial killers working in the United States alone. That is a number that puts a chill down the bravest of spines.
So turn off the lights, get under the covers and check out these twenty serial killers who have never been caught. But before you do, you may want to make sure the doors are locked. You never know who's around.
20 Jack The Ripper
The most famous serial killer of them all, Jack the Ripper's story is known even to children. Terrorizing East End slums of London in 1888, Jack and his five victims became front page news around the world.
Along with being credited as the first serial killer - though there were untold numbers before him - part of why Jack the Ripper originally captured the attention of the world was his letter, which started with two terrifying words: From Hell.
If he had been caught, Jack the Ripper would likely never have become a cultural icon, but his existence would still be felt. The Jack the Ripper murders helped launch a new style of reporting - the tabloid. The story of the murders captured readers, and papers with less integrity began to run endless stories on the killer, often making up fake letters or positing outlandish theories about who the killer really was.
19 The Zodiac Killer
In many ways, the Zodiac Killer is a modern-day version of Jack the Ripper. Terrorizing the people of San Francisco and the surrounding area for close to a decade, the Zodiac took Jack the Ripper's letter to the next level by including four ciphers that, when decoded, would supposedly give the police his real name.
Only one of the ciphers has ever been solved.
The legend of the Zodiac is constantly argued. No one is sure just how many people the man killed, or how long he was active. While, through a series of letters, the Zodiac claimed to have killed 37 people, there are only 7 confirmed victims, with two of them surviving their assaults. Even the amount of letters the Zodiac sent to the papers and police are questioned, with many believing to be faked. The final possible letter was sent in 1990, but sat unopened and undiscovered in a filing cabinet at the San Francisco Chronicle until 2007.
18 Phantom Killer
Also known as the Moonlight Murderer, the Phantom Killer came and went in less than three months, leaving the people of Texarkana devastated. Over the course of ten weeks in the summer of 1946, the Phantom Killer took the lives of five people and leaving three others wounded.
The Texarkana community was so frightened by the events that a county-wide curfew was put in place, and citizens began carrying weapons with them, even as they walked around their own homes. Some of the people of Texarkana even tried to set up traps for the Phantom Killer, but they were never able to catch the killer.
In the decades since the murders, Texarkana has turned the horrific events into something of a tourist attraction. Every October, since 2003, the Texarkana Department of Parks and Recreation puts on a free screening of The Town that Dreaded Sundown, the 1976 horror film based on the murders.
17 The Bone Collector
In February 2009, a woman walking her dog on the West Mesa in Albuquerque, New Mexico found a human bone and quickly alerted the police. Over the course of a few days, authorities found the remains of eleven women, with two of the victims being just fifteen years old.
Each of the women had gone missing between 2001 and 2005, and all but one were residents of New Mexico. Almost two years after the remains were discovered, police released photos of seven women who they believed could be linked to the West Mesa murders, though at least three of those women have since been proven to have no connection.
Dubbed "The Bone Collector" police believe that the killer used a nearby annual state fair as his stalking grounds, preying on sex workers who came to the area for the increase in tourism.
16 The Atlanta Ripper
On May 28, 1911, Belle Walker's mutilated body was found just twenty-five yards from her home on Garibaldi Street in Atlanta, Georgia. Because Belle was a young black woman, and it was 1911, her murder garnered little attention. When a second victim was found a few weeks later, local papers took notice, mainly because they could compare the style of the killings to the infamous Jack the Ripper murders just twenty-three years earlier.
Over the next year, the Atlanta Ripper would take upwards of twenty-one lives, all of them young black women. There is some disagreement on the exact number - while fifteen of the deaths are agreed on, some believe the other six were done by a different person. However many victims the Atlanta Ripper did have, he was never brought to justice for his crimes. While the police had many suspects, no one was ever arrested for the murders.
15 The Stoneman
The life of a homeless person is hard enough, but add in a serial killer targeting beggars, and you can only imagine the terror that these poor souls must have felt.
The details of the Stoneman murders are few and far between. Because the killer focused on the homeless, it took police far longer than usual to pick up the pattern. While the Stoneman would be credited with thirteen murders in Calcutta during the summer of 1989, many believe the same person is responsible for a series of murders that occurred in Bombay from 1985 to 1987. The similarities in the Bombay and Calcutta murders is hard to ignore - in both cases, the victims were alone with no family, homeless, and killed while sleeping. The Stoneman would use a stone to crush their victim's skull. Only one person was ever able to escape death by the hands of this vicious killer and while many suspects were brought in for questioning, no one was ever arrested for the murders, which stopped six months after they began in Calcutta.
14 Axeman Of New Orleans
Starting in May 1918, New Orleans, Louisiana was terrorized by a brutal murderer who left seven dead, and seven more horribly wounded.
The Axeman of New Orleans had already attacked 10 people, killing five of them - including a two-year-old girl - when he sent a letter to local newspapers. The letter opened with a somewhat familiar line - "Hell, March 13, 1919" - reminding people of Jack the Ripper. In the letter, the Axeman claimed that he would take his next victim at 12:15 A.M. on March 19th, but would spare anyone who was in a location that had a jazz band playing.
On the night of March 18th, 1919, leading into the 19th, the dance halls of New Orleans were filled to capacity and hundreds of private homes hosted their neighbors while jazz bands played in the living rooms. The Axeman did not take any lives on that night, but he would return two more times.
13 Honolulu Strangler
On May 29, 1985, Hawaii's first known serial killer would strike, taking the life of twenty-five-year-old Vicky Gail Purdy. Over the next year, the Honolulu Strangler would take the lives of four more women, each of them discovered with their hands bound behind their backs and with signs that they had been sexually assaulted before they were strangled.
The Honolulu police set up a twenty-seven man team to find the killer, but they were unable to ever make an arrest. On May 3rd, 1986, a Caucasian male went to the police claiming that a psychic had told him where to find a body on Sand Island. While nothing was found at the location the man brought the police to, the body of Linda Pesce, the fifth and final victim, was found on the island. The police centered their investigation on this unnamed informant, but could never get enough evidence to arrest him.
12 The Babysitter
Also known as the Oakland County Child Killer, the Babysitter took the lives of four innocent teens in Oakland County, Michigan between 1976 and 1977. Three of the killer's victims were found laid out in the snow, positioned as if they were making snow angels. Two other cases of abducted teens - one of whom survived - may have been committed by the Babysitter, but due to variances in the cases, police were cautious to say there was a connection.
The Babysitter committed his first murder in February of 1976, and waited until December to strike again. The final victim, Timothy King, went missing on March 16, 1977. His parents begged for Timothy's safe return - his mother, crying, said that all she wanted was to give her son his favorite meal again, Kentucky Fried Chicken.
When Timothy's body was found on the 22nd, the autopsy showed that his last meal was fried chicken.
Police had numerous suspects, including Chicago's infamous serial killer John Wayne Gacy, but there was never enough evidence to make an arrest.
11 Cleveland Torso Murderer
From 1935 to 1938, Cleveland, Ohio was traumatized by a man the papers would call "The Mad Butcher of Kingsbury Run" but today is best known as the Cleveland Torso Murderer.
While the official number of murders is set at twelve, there is evidence that suggests this maniac took the lives of twenty people before disappearing into thin air. Only two of the killer's victims have ever been identified. The other ten have sadly gone unnamed after all these years.
The Cleveland Torso Murderer dismembered his victims - part of what made it so difficult to find the identities of those he killed is that many of the heads were never found - and appeared to taunt the police with his killings. Remains for two of the victims were found near city hall - the dismembered bodies were able to be seen from the office window of the Public Safety Director of Cleveland who happened to be famed lawman Elliot Ness. While Ness had little to do with the case, he did take part in the interrogation of one suspect.
10 Jack The Stripper
From June 1964 to January 1965, eight sex workers were murdered in London, England. Each body was discovered undressed by the River Thames, and the press quickly jumped on the similarities to the Jack the Ripper murders, giving this killer the title of Jack the Stripper.
Chief Superintendent John Du Rose interviewed over seven thousand suspects before whittling his list down to three men. After a press conference where the police revealed that they had evidence that the killer was connected to a paint spraying shop close to the murders, the killings stopped. The paint shop lead ended up being a dead end, but it appeared to be close enough to the killer that it made them stop their murderous ways before getting caught. Or perhaps they simply changed their method and continued with their horrible hobby. Whatever the case, Jack the Stripper was never caught.
9 Servant Girl Annihilator
In an article, the New York Times would call the killer "some cunning madman, who is insane on the subject of killing women." That description of the Servant Girl Annihilator is about as good as any given by witnesses at the time.
Starting four years before Jack the Ripper became a serial killing star, this murderer took the lives of seven women and one man while severely injuring six more women and two more men. From December 1884 to December 1885, the people of Austin, Texas lived in fear as the killer came into their homes while they slept. He would attack his victims in their beds, knocking them unconscious before dragging them from their homes and killing them in the street. Six of the eight murdered were found with a sharp metallic object inserted into their ear.
Perhaps the killer was never captured because no one could agree on what he looked like. Some witnesses claimed he was a white man while other claimed he was black. One witness claimed that the killer was an Asian man in blackface. There were claims that the killer wore a dress. Word in the African American community spread that the killer used voodoo to make himself invisible.
Whoever it was, the killer was never caught. It was the famed writer O. Henry who would name the killer in his book Rolling Stones.
8 The Doodler
In terms of cool serial killer names, "The Doodler" (sometimes called "The Black Doodler") falls pretty far down the list, but the reason for the name sure is creepy.
Committing the murders in San Francisco between 1974 and 1975, the Doodler murdered 14 gay men and assaulted three others. The killer would meet his victims at local bars, often drawing caricatures of them before they would leave the public place for someplace more secluded. The victims were found in nearby parks stabbed to death.
Based on things that he said to the three survivors, it is believed that the killer, who witnesses described as a black man standing six feet tall, was sexually confused and took out his anger on the homosexual community. These killings happened just a year after the American Psychiatric Association Board of Trustees ceased classifying homosexuality as a disorder, and the gay community was still treated as something "wrong" by many. It is believed that the killer may have attacked many more men, but those men, fearing to come out to the public about their sexuality, never came forward.
The sketches done by the Doodler have never been released to the public.
7 Rainbow Maniac
While the name would be awesome for a wrestler, the Rainbow Maniac is anything but awesome. From February 2007 to August 2008, this murder took the lives of thirteen gay men in Parque dos Paturis in Carapicuíba, Brazil. Twelve of them were shot to death, with one of them being shot twelve times. The other was bludgeoned to death with a rock.
In December of 2008, Jairo Francisco Franco, a retired police sergeant, was arrested for the murders based on a witness claiming to have seen Franco shoot an unidentified black man twelve times. In 2011, Franco was released after a jury found him not guilty.
While Franco was incarcerated, another murder occurred in the park - a twenty-five-year-old was beaten to death with a rock. There is some speculation that he was killed by the Rainbow Maniac.
6 Highway Of Tears Murders
Over the course of forty-two years, over forty women were murdered along the 450-mile section of Highway 16 between Prince George and Prince Rupert, British Columbia, Canada. While not all of these murders were committed by the same person, authorities - who argue that the actual number is much lower - believe that more than a fair share were.
In 2015, it was discovered that members of the B.C. government were deleting emails and destroying files with information on the murders. The authorities, it is believed, paid little attention to the Highway of Tears murders because the victims were mainly aboriginal women from low-income families. In recent years, a number of documentaries, as well as the VICE produced the mini-series Searchers: The Highway of Tears has helped bring attention to the murders. DNA of the American serial killer Bobby Jack Fowler has been discovered on at least two victims, and it is believed that he may have been responsible for more of the murders, possibly as many as twenty. Still, there are at least three murders that occurred after Fowler was captured in 1996.
5 The I-70 Killer
In the spring of 1992, a man drove down Interstate 70 killing six store clerks across the Midwest of the United States, starting in Indianapolis, Indiana and ending in Raytown, Missouri. All but one of the killer's victims were petite women, each one shot with a .22-caliber firearm. Unlike most other serial killers, the I-70 Killer usually struck during the day, often in the afternoon or evening when there would be a greater chance of being seen.
Some Midwest authorities believe that the killer struck again, this time in Texas where, between 1993 and 1994, he killed two and seriously wounding a third. Because the ballistics test of the I-70 killings and the killings in Texas don't match up, there is reason to believe that these are two separate killers.
Despite having eyewitness reports, and having the case used as an episode of Unsolved Mysteries, the I-70 Killer has never been caught.
4 The Connecticut River Valley Killer
On August 6, 1988, Jane Boroski was seven months pregnant when she was pulled out of her car and stabbed twenty-seven times. Jane drove herself to a friends house and both she and her unborn child miraculously survived. Jane was the only person to ever survive an attack by the Connecticut River Valley Killer.
From 1978 to 1987, a lone figure murdered seven women in and around Claremont, New Hampshire and the Connecticut River Valley. Five other murders, four women and one man, may also have been committed by the same killer. Despite two composite sketches and a segment on Unsolved Mysteries, the police have never been able to track down the killer.
On his deathbed in 1997, Gary Westover confessed to his uncle Howard Minnon, a retired sheriff's deputy, that he and three of his friends killed Barbara Agnew, the final victim of the Connecticut River Valley Killer. Minnon gave the names of his nephew's friends to the authorities, but the police appeared to not take the confession seriously.
3 The Monster Of Florence
Over the course of seventeen years, eight couples were brutally murdered by a person or persons that the press titled "The Monster of Florence." The victims were attacked either in their cars while parked at a lovers' lane or while camping near the city. Each murder was done with both a .22 caliber gun and a knife, and in each case, the genitalia of the woman had been cut out of the body.
While multiple arrests were made over the years, with four men being convicted for the murders, many believe that the true killer or killers were never captured. Even after the fourth man had been apprehended, the murders continued.
In 2001, Michele Giuttari, chief inspector for the Serial Crimes Unit announced that the murders were connected to a Satanic cult. Of course, by 2001, the whole Satanic Panic thing of the 1980s was long over, so pretty much everyone laughed at this idea.
2 Long Island Serial Killer
In December 2010, Officer John Mallia and his police dog, Blue, were on a routine training exercise in Oak Beach when they came across the skeletal remains of a woman hidden inside a burlap sack. By April 2011, police would find nine more bodies in the surrounding areas of Oak Park, Gilgo Beach, and Jones Beach.
It is believed that the Long Island Serial Killer, also called the Craigslist Ripper, has killed fifteen women, one man, and a child no older than two. At least four of the women murdered were sex workers who advertised their services on Craigslist. The murders appear to have begun in 1996 and may continue to this day.
At one point, the FBI believed that real estate mogul and accused murderer Robert Durst may have been the Craigslist Ripper but have since moved away from this idea.
1 The Smiley Face Killer
Kevin Gannon and Anthony Duarte, retired New York City detectives, believe that they have come across a serial killer responsible for up to forty murders in a number of US states. Each case that Gannon and Duarte have marked as a murder has two things in common - the victim was found in a body of water, and a smiley face was spray painted nearby.
The victims, if the two men are correct, have all been white college-aged men who were last seen at a bar or party. The victims, who are all from Northern states, all died by drowning during the winter months when the water would be near freezing. Gannon and Duarte believe the murders go back to at least 1997 and haven't ruled out the possibility that the killings are the work of a group of people.
The theory has a fair number of detractors who point out that Gannon and Duarte's evidence is lacking - smiley faces are one of the most common forms of graffiti after all, but there are some who believe that the two men may be onto something. Noted criminologist Lee Gilbertson originally scoffed at the theory, but upon examining the cases, came to believe that the statistical chances of so many men of a similar age and build dying in the same way in only a handful of states was very low.
Is there a secret cabal of smiley face killers? We may never know.


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Mary Poppins Auditions TODAY, Nov. 30, After SchoolPublished by amy.ewell on Thu, 11/30/2017 - 10:46
John Caldwell
Mary Poppins Auditions are finally here!!! They are TODAY after school in the little theater. Please prepare a one minute song preferably from a musical. Sign-up sheets are on the glass between Mr. Sumen's and Mr. Caldwell's rooms. If you want to be a dancer only, auditions will be held on Friday after school please prepare a one minute combination of your choice. If you have any questions please contact Mr. Caldwell.


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Santa Barbara is inarguably one of the best places to live in the country. But what is teh one thing our lovely city is sorely lacking? Night Life for the post-college crowd. Dancing, good parties, great music. You know, fun for grown ups :) Read on to learn more about s few local event companies trying to help put this long struggle behind us. Hello "Party Proper" events...
Pura Luna Women's Apothecary: A sanctuary and a gathering place for women
An interview with Shakey Graves →
Musician, Shakey Graves plays at the Santa Barbara Bowl. We caught up for an interview the week before his show.
"The Consciousness Instinct" Published in UC Santa Barbara's The Current
Learn about the latest discoveries in neuroscience and new research findings about human consciousness in thid interview with professor Michael Gazzaniga about his new book "The Consciousness Instinct." Written for University of California's campus-wide publication, The Current.
The Montecito Journal quarterly edition: "Living HER Dream: An interview with Sophie Haber"
An interview with Montecito native, Sophie Haber, about her leap into the unknown, recounting a bold move to the hinterlands of Byron Bay, Australia—leaving behind a burgeoning modeling career in New York city to take a chance on a new life of living closer the land, her love, and to her art.
A Fresh Look Into Food: Tastefully Preserving our Future
Published in the latest issue of Impact Magazine, this article takes a look into an innovative new Santa Barbara-based company Apeel Sciences, a nature-inspired technology companay seeking to help revolutionize shelf life of fresh produce, helping feed more people with less resource output. Includes insights from founder, James Rogers.
Boots n' all Travel Blog: Surfing Senegal - The birth of West African Surf Culture →
| Surfing Senegal: Dreaming of an Endless Summer | Highlights and helpful tips for surfing and traveling in the lesser known surfer's paradise of West Africa: Dakar, Senegal. For anyone who has watched the iconic 60's classic surf film, Endless Summer, you'll be dreamily transported back to the opening scene of the film, but through the eyes of two wave-hungry wander-lusting modern travelers.
IMPACT MAGAZINE: Make Smith Leather Co. →
From the Art and Style section of IMPACT MAGAZINE Issue #2 comes the story of family owned-and-operated Make Smith Leather Co., creators of hand-crafted leather goods. This local Santa Barbaran family has been in the business for three generations now, offering proof that we are living amidst a rebirth of appreciation for craft and quality.
IMPACT MAGAZINE: An interview with Sherry Villanueva of Loquita and ACME Hospitality →
Featured in Issue #2 of IMPACT MAGAZINE, a publication born at The Impact Hub Santa Barbara. In this interview with Sherry Villanueva, owner of ACME Hospitality and Loquita, Santa Barbara's newest restaurant concept, learn more about her inspiration for a restaurant that educates and delights is customers with the best of Spanish cuisine.
Santa Barbara Magazine: Weddings Issue →
Ojai Nuptials: The Dautch Wedding
MadeIN SB: New swim line by Artist/Entrepreneur/Surfer Babe Katie McLean
Made in SB: Psychedelic Honey
Twinsburg: A short film produced by SB native, Kate Hodges
Taiana Design
Welcome to The Waterline
Made IN SB: Saltura
Elevated men's beachwear. Made in California.
Santa Barbara LOVES to Sweat!
This issue is all about FITNESS and healthy Living in Santa Barbara!
Learn more about some of the premier boutique fitness programs in town and the health-nut entrepreneurs behind them who make it all happen. We are truly blessed to be in this beautiful fitness-mecca-of-a home-town, with so many great options for getting sweaty and fit!
An inspired interview with Alonzo King, choreographer extraordinaire...and my new guru.
This is one of my favorite interviews I've done with the Sentinel. Alonzo King opened up my mind and heart and reminded me of the greater meaning we all seek in the work we do..
Business Beat: Compass Real Estate
Get the scoop on SB's new "It agency" in town..
Parker Clay: New for-purpose brand opens a strorefront in downtown SB
MADE IN SB: "Parker Clay: New for-purpose brand opens a strorefront in downtown SB, offering artisanal leather goods hand made in Ethiopia."
(Click on the page images to read the story!)


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"Everyone has a story about a place that is important to her or him."
In her paper, "Using Digital Storytelling as a Literacy Tool for the Inner City Middle School Youth," Pauline Pearson Hathorn of the University of California of Berkeley, recounts the summer that she spent working with middle school, inner-city youth in West Oakland, California. By participating in the Digital Underground Storytelling for Youth (D.U.S.T.Y) program, she helped students create stories that depicted how they viewed their neighborhood. The students were given a variety of possible storytelling modes to choose from, including art, oral history, creative writing, speaking, photographs, music, news clippings, digital video, the Web, graphic design, sound engineering, and animation.
Using Banaskewski's article, "Digital Storytelling Finds Its Place in the Classroom," as a blueprint, D.U.S.T.Y asked its students to answer the following questions:
For struggling or reluctant storytellers, story structure is often a a barrier that prevents them from accessing their own artistry. By providing students with guiding questions such as the ones above, we can help them break through this barrier and unleash their creativity. The level of success that the D.U.S.T.Y program students were able to achieve is a prime example of a determined group of teachers and volunteers thinking outside of the box and providing their students with the support they needed to be creative in ways that they did not imagine themselves capable of.
Kudos to the D.U.S.T.Y project!
Robert Piper
10/16/2016 11:08:12 pm
Hi Again Andrew,
Your comment will be posted after it is approved.
Leave a Reply.
February 2017
I am a Special Education teacher currently pursuing his Master of Arts in Information & Learning Technologies (Option: K-12) at CU Denver. I work at Boulder High School in Boulder, CO. Here you will find my thoughts on education.


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This is Part 3 of Danielle's serialised blog leading up to her big event in June. For the other chapters, click here.
I can't believe I am saying this out loud, but here goes – I've become a bit of a techy geek and am now (among other things) tracking my training on Strava.
To start with this was simply to track how far I'd run or cycled because it's very easy to kid yourself into thinking you've gone further.
Of course now I've started, I am quite enjoying tracking my pace too and the calorie counter was fantastic over Christmas – what's that, my little orange friend? 1,442 calories burned, thank-you, I'll make that another slice of Stollen then!
My letter to Santa also worked and I've now got a set of cycling SPD SL pedals and yes… I have also had the inevitable fall! Sore knee, sore wrist, sore hip. I've been cycling round and round the block, not daring to hit roads with traffic, but I am not sure I am getting the hang of it yet.
Something weird happened. With very little warm-up and no pre-planning I turned left instead of right and decided to tackle my other nemesis...
My biggest fear, and I know it's stupid, is stopping on an upward incline. With no forward momentum, I panic that I haven't got time to get my foot out. It's a bit of a mental block, but I am determined to beat it. Last year I taught myself to swim front crawl and now I can't imagine why it took me so long, so I am hoping it will be the same with cycle shoes.
Unfortunately the fear factor has lead to me finding mini excuses to go for a run instead. Things like the weather – it's too windy, too wet, too slippery – mean that I have avoided riding (although running's not that much fun in the wet either - see picture!).
This is a shame because before Christmas I got geeky about my bike too and decided to upgrade from the Bobbin Scout to the Bobbin Albion – this has more serious gear shifters (on the handlebars instead of retro-style on the frame) and a better gear ratio for hills. Which leads me nicely onto what happened this weekend…
All the way to the top with no stopping, no getting out of the saddle and no heart attack!
I decided to go for a short ride without my cycling shoes - just to remind myself how much I love cycling.
Something weird happened.
With very little warm-up and no pre-planning I turned left instead of right and decided to tackle my other nemesis: a big hill - Bathwick Hill* to be precise - the one pictured at the top of this blog.
I've no idea why I did this, I think I was probably just cross with myself for being so pathetic about the shoes. Whatever the reason it was a good thing, because as I slowly made my way up past the first third (and the potential bailing point) I realised that I was doing ok. So I kept going, and going and… joy of joys, I made it all the way to the top.
Yes, all the way to the top with no stopping, no getting out of the saddle and no heart attack! I honestly could not stop grinning; in fact I nearly went back down to do it again before thinking better of it. Instead I decided to stop and take pictures of my new super bike to mark the occasion.
Unfortunately it's not all good though because despite declaring that I have become a training geek, on this occasion I failed to earn my stripes. Having not planned to tackle the hill I hadn't bothered to set my Strava app, so I've no record or proof that I did it. Except of course I know I did and that's what is really important!
* Bathwick Hill is a 1.1 mile climb with an 8% average grade and is a category 4 climb. See it on Strava: https://www.strava.com/segments/2055931
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Home > Congressos, Cursos e Eventos > CEU Summer University 2012 Program
CEU Summer University 2012 Program
4 January, 2012 Leave a comment Go to comments
Welcome to Summer University (SUN), a very special postgraduate study-abroad program within Central European University (CEU). CEU's Summer University is a postgraduate study-abroad opportunity in Budapest, one of the great capital cities in the heart of Europe. CEU is a graduate-level research-intensive university specializing in the social sciences, humanities, public policy, and management. Please read the following directions carefully and before starting the application process; please visit the relevant links on the course web pages for specific information on the academic content (faculty list, course description, etc.), course dates, application deadlines and requirements, eligibility and financial information at www.summer.ceu.hu


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If You are Already Blogging, Money May be Just a Click Away
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If you already spend a fair amount of time blogging, money may come to you literally as soon as you ask for it. Once you have an established blog with a regular readership, it is easy to turn a profit through advertising. By hosting sponsored links or banners, you can see income from your hobby […]


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Production Perfection
Kestrel employs some of the most painstakingly accurate production methods anywhere, not just in the world of cycling.
We begin with our precision CNC-machined molds, which are cut and polished to a few ten-thousandths of an inch in tolerance. Each mold is then inlaid with individually hand-layered carbon pieces that are roller die-cut, precisely positioned in an overlapping pattern with feathered edges for a smooth, tightly bonded structure.
The mold is then closed, and subjected to a computer-controlled cure under a 4,500-pound hydraulic press for perfect compaction that fuses the carbon into a single, structurally sound piece.
Upon removal from the mold, each
frame is then subjected to a six-stage precision machining
process, followed by up to five hand-sanded layers of
primer and paint. If it passes inspection it then receives
its decals, clearcoat and final machining, followed by
a hand polish.
Materials | About Carbon | Anatomy
of a Kestrel | Perfect Points
Road | TRI | MTN | Forks | bars | Technology | About
Us | Dealers | SUPPORT | FAQ | News | Store
Kestrel Bicycles | 5300 Soquel Avenue, Suite 101 | Santa Cruz, CA 95062 USA
phone: 831-464-9079 | fax: 831-464-9069 | email us


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Back in late November I woke up to messages about a flight deal from DC to Santiago, Chile for $170. I speak very little Spanish and I had no idea what I'd do there but for that price I decided it was more than worth exploring. I reached out to some friends to join me and thankfully two of them were willing to take a leap of faith with me.
I researched and planned an itinerary for 4 full days in a foreign country with my fingers crossed that everything would go as planned. On our first day in the city we decided to take in the sights and sounds of the city by metro and by foot. Our first impression of the metro train system was that it was large but very efficient. We took the train from Universidad Catolica to Salvador and made our way to La Chascona Musuem House, one of the homes of Chilean poet Pablo Neruda in Providencia. Afterward we took the Santiago Funicular up Cerro San Cristóbal and spent time admiring the Blessed Virgin Mary and enjoying the quiet 300 meters above the rest of Santiago. After taking the funicular down we spent more time walking the neighborhood then took an Uber back to our apartment. The next day we took a free walking tour with Free Walking Tour of Santiago and our tour guide Valentina was amazing. She was knowledgeable as well as flexible. While the tour is 4 hours and full of information, Valentina was very good at keeping the crowd engaged. It is suggested that we tip $10 or the equivalent in Chilean pesos and it was well worth it. The following day we took a cooking class offered by Uncorked Cooking Workshop. The class was $95 and included a tour of the different fresh food markets in Santiago, hands on prep of a delicious lunch and great wine. The workshop was very hands-on and overall was worth the money. Our chef, Felipe, was able to accommodate my diet, I'm a pescetarian, with no issue. On our last full day we took a day trip with Stamps Tours and were able to visit Valparaíso, Viña del Mar and Viña Indómita, Casablanca & Maipo Vineyards. Our guide Frank was great and I would recommend spending the day with this tour group.
In addition to enjoying different meals and miles of walking we were also able to just relax and enjoy the great vibes in one of our favorite neighborhoods, Lastarria. We were lucky to find an apartment to rent in Lastarria and the neighborhood was both lively and safe. Lastarria is full of trendy restaurants, places to sit and relax and places to people watch.
As a Haitian American living in the United States I would be doing a disservice if I didn't briefly talk about how it felt to be a minority while in Chile. On our first day in Chile we saw no other people of color and while we didn't feel any negative energy from the Chileans we interacted with or passed while traveling we did have people staring at us in what appeared to be in curiosity. On our second day while on our walking tour we did encounter more men and women of color and learned that there is a large population of Haitians living in Chile. This news was both unique and comforting. After the realization that we weren't the only people of color in the city the entire experience became richer as we learned more about the Haitian migration to Chile. I look forward to visiting again and learning more first hand about the Haitian Chilean experience.
This is by far one of my favorite trips and I am thankful that I had the opportunity to get out of my comfort zone to learn and embrace a new culture. This vacation ended leaving me wanting to return and explore Chile further and also excited about what's next on the adventure called my life.
Cheers to epic vacations with awesome company!


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On January 4, 1850, the California constitutional committee recommended the formation of 18 counties. They were Benicia, Butte, Fremont, Los Angeles, Mariposa, Monterey, Mount Diablo, Oro, Redding, Sacramento, San Diego, San Francisco, San Joaquin, San Jose, San Luis Obispo, Santa Barbara, Sonoma, and Sutter.
On April 22, the counties of Branciforte, Calaveras, Coloma, Colusi, Marin, Mendocino, Napa, Trinity, and Yuba were added.
Benicia was renamed Solano, Coloma to El Dorado, Fremont to Yolo, Mt. Diablo to Contra Costa, San Jose to Santa Clara, Oro to Tuolumne, and Redding to Shasta.
One of the first state legislative acts regarding counties was to rename Branciforte County to Santa Cruz, Colusi to Colusa, and Yola to Yolo.
The last California county to have been estab-lished is Imperial County in 1907.


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We Bare Bears: Honey, Dogs and Singing?
Watch Grizz, Panda and Ice Bear try honey for the first time, perform in public and become dogs in this mini compilation of We Bare Bears.
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And for good reason: Grace lived through hell. A video published on Facebook by one of the youths present at the birthday party, which was organized by the high schoolers in Arkansas, showed several adolescents first opening their beer cans on the skull of the frail animal while one of them held her by the neck.
Various testimonies of people present at the moment of the events affirm that at least five of the guests "boasted of having forced her to swallow beer and cigarette butts." Texts exchanged confirmed this version of facts.
It was after stumbling upon this shocking sequence of events, which rapidly went viral on social media, that Leanne Lauricella, founder of the GOA sanctuary, learned of the incident and decided to open an investigation to find the goat, despite rumors that the animal was already dead.
So, only a few hours after the release of the video, Leanne was able to obtain key information (the boy's names, their high school, and the owner of the goat) which would permit her to find Grace. She explained to The Dodo:
I called him and said, 'Hey, I heard you have a goat for sale. It's the one that's in the video that's been circulating. He says, 'Oh yeah, well, somebody's coming to look at her.' I said, 'How much are you selling her for?' He said $60. I said, 'I'll give you $300.'
Leanne required however that the owner send her photos in advance to prove that the goat was still alive and that it was the same animal from the Facebook video. The owner claimed not to be able to do this as he was away from home.
Shortly after, Leanne was harassed via telephone by the high schoolers in the video, who claimed not to have hurt the goat and explained to her that the viral nature of the video was ruining their lives. They wanted to save their reputations at all costs, and these accusations could ruin their chances of getting in to a fraternity in college. Leanne explains:
Things started to escalate and I just thought, 'I need to get this goat now.'
The founder of the sanctuary resigned her desire to obtain the proof and sent a volunteer to recuperate the animal once the transaction was completed. Once there, the volunteer recognized the goat immediately thanks to a distinctive mark: a dark streak running down her face.
They left right away but had to interrupt their journey to bring her to the vet because she was in such terrible shape. The day after, when she arrived at the sanctuary, she seemed to be dying.
She was not moving, she was not drinking. She was so thin, it was only her skin and bone. I had to give her injections for penicillin and there was nothing even to inject into. No meat on her.
Grace was terribly sick. She suffered form a severe cough, a runny nose, and crusts around her eyes. Thankfully, when Leanne put out hay for her she began to eat with abandon.
The whole first day she ate and she did not stop eating. It was clear that she wasn't skinny because she didn't want to eat. It seems like she was starved.


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The Traditional Chinese version of Prof. Piketty's homerun book « Capital in the Twenty-First Century » recently went on sales in Taiwan and Prof. Piketty made a quick trip to my homeland for a speech and a signing session. While his book created a heated debate across the whole world, I read those debates and felt that most were unwarranteed.
IMHO, the main difference between Pro- and Anti-Piketty thinkers often boils down to this: is required rate of return (r), one of the two pillars of the modern capitalism, the best metric to allocate capital in the new century?
Required Rate of Return
A recap about required rate of return (r). The basic assumption of Modern Portfolio Theory (MPT), and hence the modern capitalism, is that capital is emotionless and only seeks places where the risks involved are justified by the expected returns. In other world, less risky assets would have lower required rates of return (r) and vice versa.
MPT has come to dominate the modern financial thinking. It's logical, it's beautiful and if the historical volatility of an asset's prices (σ) is taken as a proxy for risks, it's also readily applicable. The problem, however, is that in the world of finance, persuasive and convenient tools tend to become self-fulfilling prophecies.
For example, some researches have shown that since the birth of the famously beautiful Black-Scholes model, the prices of options and other derivatives converged toward what's predicted by the model and its follow-up versions over time. Now, is this a discovery of an underlying truth of the universe, or is it merely a result of every trader using the same tools for pricing, therefore the prices being forced to converge to the models? And as we know, when the Black Swan hit in 2008, of course everything fell apart.
The same thing goes with MPT. It's probably not a coincidence that since its birth in the 50's and its subsequent ascendance to prominence, the corporate world started to talk more and more about maximizing shareholder's values and ignoring everything else. In fact, shareholder is but one part of the capital. To the extent that the cost of debt reflects the risks of the free cash flow of a going concern and that it amplifies the volatility of the equity return, the board of director and the management team of a firm shall maximize the total return to the firm and everything else – environment, society and government issues – shall take care of themselves.
Modern capital then could be visualized as this emotionless machine that only sees risks and returns. It constantly surveys the investment landscape across the planet and will only allocate itself to an asset when it feels that the perceived risk is justified by the expected (possible) return. If it perceives Apple's shares as risky as Argentina's government bonds, it will give both the same yield and flow into these two distinctly different assets. The machine couldn't care less about anything else.
There are obviously many problems in this view, even if you have managed to follow the beautiful logic behind it so far.
The first problem is a very practical one: how do you measure risks? The financial crisis of 2008 taught the whole financial world that it's very very difficult to measure risks, especially when an asset has a relatively short history and a huge tail risk. The quants will probably argue that now that we have the first set of data, it's a good start. The problem is: why shall the world suffer multiple crises so that the quants could have data to play with? And in any case the financiers will invent new derivatives that will have yet again different risk profiles that might need to be validated through yet another couple of new crises.
Thanks but no thanks.
Another problem is less obvious to most finance professionals but is probably what Prof. Piketty was trying to point out in contrasting returns on capital (r) with economic growths (g).
Note that for both r and g, there are both backward-looking (realized) and forward-looking (expected) definitions. This is where many less well-versed journalists got wrong in their comments on the book. The biggest mistake would be arguing that realized capital returns (r) cannot be larger than realized GDP growths (g) forever and that Prof. Piketty is merely stating the obvious.
In fact, in the book this kind of backward-looking comparisons are but a way to give clues about the wealth and income distribution (often with a delay in time). To see how it goes in the future, one has to wear the forward-looking glasses: what are the required rates of returns (r) and projected GDP growths (g)?
According to IMF World Economic Outlook, the global GDP growth is projected to be around 3.7% in 2014 (and 3.9% in 2015). We also know that the current global population growth is about 1.1%. The difference between GDP growth and the population growth stems, theoretically and hopefully, from the productivity growth, which is the only growth that can really elevate the living standard of human beings per capita.
Note that many researches have shown that living standards do not correspond 100% to happiness, and philsophers will even tell you that the pursuit of happiness is also in vain. But we'd be straying here.
Now in all likelihood, we shouldn't expect that productivity grow 2.6% (= 3.7% – 1.1%) every year. Most advanced countries see their productivity growths stagnate since the late 70's. And while new technologies such as the Internet and smartphones bring evolutions to how we do our jobs and manage our lives, many of those improvements are non-measurable or non-applicable to the so-called productivity.
Let's assume that we simply will be seeing an annual GDP growth of 3.7% going on forever – Prof. Piketty is more pessimistic about this in his book, especially over the long run. If we view the global economy as one big company, the annual global output (GDP) is then its free cash flow. And this free cash flow is growing by 3.7% per year. Now assuming we put a risk on this stream of free cash flow, what should it be? Well, if we assume that it will grow 3.7% forever, the risk will actually ZERO as we know very well all the cash flows going forward. This company is then risk-free and shall yield a return that's no more than the risk-free rate.
Is this assumption of 3.7% growth forever reasonable? Barring any major breakthrough such as cold fusion – FINALLY!! MARTY!! – or self-growing meat – Yuk!! – we shouldn't expect the global productivity to grow much faster than what they've gone through during the Industrial Revolution. And population growth is even more predictable as it's intrinsically tied to some self-reining human mechanisms such as society structures and health cares. Hence I would say overall assuming a 3.7% growth forever isn't too shaky, at least when compared to the growth projections in probably all the financial assets not named US Treasury Notes, Bills or Bonds.
Planet earth as a going concern and the distribution of its free cash flow
Now if we take this stream of predictable free cash flows (global outputs) that has a CAGR of 3.7% and we start to distribute it among its inputs, namely capitals and labors, we start to see clearly how required rates of return (r) move more free-cash flows (global outputs) to capitals instead of labors, which leads to wealth and income inequality.
First we note that there are actually very few asset classes currently available that have a required rate of return that's lower than the 3.7% growth rate.
The US Treasury yields currently start at 0.02% for 3 months and 3.05% for 30 years. The next risky asset in line would be corporate bonds. If we take 10-year US Treasury Bonds as basis, the 10-year A+ Corporate Bond would probably be priced to yield 2.33% + 0.72% = 3.05%. And if we take the long-term view, then a 30-year A+ Corporate Bond would yield 3.05% + 0.95% = 4%, just above the 3.7% GDP growth projections.
Now these bond assets are as safe – less risky – as you can find on this planet, but they're already asking for a return that is at the same level of the GDP growth. Once we move to required rates of return in other assets such as equities, the numbers jump up easily to 10%, 20% or even 30%.
You might argue that expected returns do not equal to realized returns. This is very true, but required rates of return are what drive the allocations of capital, not realized returns.
If an asset is perceived to have a risk profile that shall compensate the capital with a 30% expected return, the capital won't go into this asset if it expects the asset to yield lower returns in the future. Even if the asset, to the capital's surprise, yields 50% in the next year, the capital will remain doubtful and wait and see. Only when the asset builds a track record of 10 or 20 years, or more precisely, a large enough sample of regular transaction prices and returns, will the capital start to see it serioursly through the risk-return profiling glasses.
And if the capital will only go into assets that yield what they require, the people operate the assets, whether it's managers running companies or governments printing bonds, will be forced to allocate, on a global and collective level, proper annual returns to the capital to keep them in the assets.
And like we demonstrated above, most of the assets required higher returns than the 3.7% global GDP growth. This is why intuitively, whatever the realized rates of return for capital are, the wealth and income inequality are definitely gonna continue to rise given how modern capitalism functions.
What does this have to do with venture startups?
Or maybe we shall rephrase the question: what does it take for new and better technologies to be invented, which would eventually elevate our productivities and benefit all human beings on a per capita basis?
A short and optimistic answer as we know today is the Startups-VC ecosystem pioneered by Silicon Valley, which as an assset class today carries in general a 30% required rate of return (while yielding in reality much lower on a global basis).
The question is: what's the risk involved? Is 30% required rate of return just right, too high or too low?
Note that if measuring risks in public stocks is already difficult enough as industry structures and economics policies shift, it's much much more difficult to measure risks in venture investments since all breakthrough technologies, by definition, are unprecedented and therefore do not have any past history that could allow the financiers to crunch numbers.
Just a few examples: before Paypal there was no real on-line payment companies and therefore no way to gauge the risk-return profile of investing in such startups; before Google there was no search-based advertisments and therefore no way to gauge the risk-return profile of investing in such startups. The same argument applies to of course Youtube, LinkedIn, Salesforce.com and Facebook, so on and so on.
How about taken as a whole? If we pool all VC returns into an asset class, can we find a risk-return profile that can allow the bean-counting financiers to allocate their capital properly?
Well, yes and no. The yes part is that's exactly what the institutional investors have bee doing (or hoping to do) for the past two decades, by looking at VCs as an asset class that can extend their Efficient Frontier. However, it has been found that the distribution of VC returns is so skewed and so irregular that it's very difficult to assign a required rate of return that justifies the risks taken. In fact there are many arguments that except a couple of top funds, which in general get better entrepreneurs coming to them due to the winner effect, most other tens of thousands of VC firms on this planet simply don't yield returns that are worthy of their risks.
More and more academics are therefore calling into questions VCs a valid asset class. The impact of this questioning, if validated, is at best that VCs shall not stand alone as an asset class and shall probably be lumped into the entirely different PE bunch – or worse, no capital shall ever go into VCs except those top ones, which by the way are usually locked to new LPs and therefore inaccessible.
Now what does this imply if it comes true?
The real question is: if we leave the world to purely risk-return optimizing, emotionless capital that operates on MPT, will we still have innovations?
To answer this, one can examine all the successful startups that have forever changed our lives. One will find that they were ALL sponsored by VCs during their pre-public phases. There's no exception, zero. At the same time, if we examine, or try to examine, the 99 times or 999 times more VC-sponsored startups that eventually died, we would instinctly conclude that investing in VCs (and therefore startups) doesn't make sense.
However, without enough capital venturing into the high-mortality-rate world of startups, will there still be real ground-breaking innovations?
Or put it this way, without crazy people like Elon Musk, will GM, Ford and Toyota have come up with a real electric car like the ones sold by Tesla today? Maybe, but more likely not. As Peter Thiel highlighted in his Zero to One, most large corporates at the maturing stage fall into internal rent-seeking traps. Since it's hard to fathom the potential long-term upside of a risky small project, most managers would only fight to do projects that have big budgets and yield moderately better end products. Worse still, many more would not even bother working on moderately better products, but would spend their time engaging in politics to maximize their own rental income, whether it's windowed offices, corporate jets or golden parachutes.
Humanity is such that it's very clear we need daring people to venture outside the corporate world to bring true innovations, and we, probably and hopefully, need venture capital money to support such endeavours.
If this is acceptable to you, my dear readers, then the required rate of return on venture startups shouldn't really be a concern for you. And maybe it's time to re-examine the properness of leaving the capital allocations to the risk-return maximizing machine called MPT. For this, reading Prof. Piketty's book, in whatever language, would be a good start.


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Woven Walking Suit With Double Bed Skirt
by Bonnie Triola
The jacket of this suit is knit using the knit weave technique. It is constructed with a front facing that is knit in one piece with the front of the jacket. It has timeless set in sleeves and a tailored stand up collar. The buttonholes are shortrowed and are very easy to make and finish.
The 4 gore double bed skirt hangs beautifully and has most of its fullness at the bottom. Knitting the skirt on the double bed makes it rather heavy but it gives the suit good balance with the knit-weave jacket.
Knit the skirt in stockinette if preferred for a lighter weight, year-round skirt.
No sizes are given, this pattern was written to teach the knitter to create a personal body block and draft the pattern for a perfect fit. All instructions are included, from creating your body block, drafting the pattern and knitting the garment.


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Anupam Kher,
Rajpal Yadav
Every night when we go home and switch on the new channel, we find headlines full of violence, atrocities and we wonder how this world keeps moving in spite of so much of multi layered bias which is actually the root cause of all this. YEH MERA INDIA" is an attempt to explore the real stories behind these headlines. These stories deal with racial bias, communal bias, caste bias, gender bias, lingual bias and immigrant bias that plaque the today's society and the outcome is startling, it is the human ability to redeem him at any given moment which reveals that behind every bad news there is good news. It is a story of one day in the life of 12 people from different strata of MUMBAI city which is a melting pot of cultures. They all start the day with a goal in mind but surprisingly end up achieving exactly the opposite, giving it a feel of Greek tragedy of futile human efforts in front of the inevitable destiny. But in "YEH MERA INDIA" it is more of a reversal of fortune from bad to good than from good to bad.


text: Issues / What is Theresa May's plan for Brexit January 18th, 2017 Hot Topic | Brexit | Conservative | Theresa May A simple guide to Theresa May's plan for Brexit. Parliament will vote on final deal. It's an opportunity to rethink what kind of country we want to be. She'll be as clear and open as she can without compromising the negotiations. UK to leave the single market There will no longer be the right to freedom of movement around EU UK to create its own trade agreements with EU & other countries UK to no longer be a full member of the Customs Union - but will try to create a Customs Agreement. UK to strengthen relationships with other non-EU countries such as USA and the Commonwealth. To protect rights of EU citizens while having better border controls and more immigration from around world. UK and EU to still maintain good security links Sharing of security information, like tracking of terrorist activities will continue. UK stresses importance of Europe-wide co-operation on security matters. Credit: Hattie Schofield Recent Articles Budget 2018 Animal Welfare Party


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Understanding The Effectiveness of Hair Transplant
Studies have shown that men are more likely to experience hair loss than women, essentially because of hormones and genetic predisposition. Nevertheless, women also suffer from hair thinning, and no less demoralizing. It's often easy to overlook the importance of having a head full of hair, not until its gone. But that's no longer an issue as there are procedures that can solve hair loss problems. If you are a victim of hair loss, you may want to consider undergoing a hair restoration procedure. And to make an informed treatment decision, there are few factors you need to understand fully, and they include but not limited to the cost of a hair transplant, types of hair transplant procedures, the duration, potential complications, recovery,
The Truths Of Hair Transplant Procedures
If you're one of the millions of individuals affected by hair loss, you probably have given some thought to hair transplants and other hair restoration procedures. You might have already even done some research.
But if you haven't made those steps yet, and are just starting now, then you should at least know the very basics. So to help you get an understanding of the cost of a hair transplant, what it entails, and how long one lasts, we made this guide for you.
Hair Loss Basics
Most hair specialists will tell you this pretty basic fact: hair loss is very common amongst men. There are more balding men than one may think, and some 50% of men 50 or older wil


text: Buffalo West in Fort Worth! You can now experience a new Fort Worth steak house on Camp Bowie. Use the form below to contact us by email.First Name Last Name Email * Phone Message * VerificationPlease enter any two digitsExample: 12This box is for spam protection - please leave it blank Buffalo West, delivered by Caviar Menus Events Reviews News