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Glossary of Real Estate Terms
If it is your first time buying or selling a home, the process can be overwhelming. Even just learning all the related terminology can seem daunting. That is whyI'm providing this handy glossary of real estate terms.
1031 exchange or Starker exchange
The delayed exchange of properties that qualifies for tax purposes as a tax-deferred exchange.
The statement of income reported to the IRS for an independent contractor.
24-hour notice
Allowed by law, tenants must be informed of showing 24 hours before you arrive.
A contract that is pending with attorney and inspection contingencies.
Accompanied showings
Those showings where the listing agent must accompany an agent and his or her clients when viewing a listing.
An addition to; a document.
Adjustable rate mortgage (ARM)
A type of mortgage loan whose interest rate is tied to an economic index, which fluctuates with the market. Typical ARM periods are one, three, five, and seven years.
The licensed real estate salesperson or broker who represents buyers or sellers.
Amended value
The actual sale price after the seller successfully markets and sells his or her home through the broker of his or her choice. The sale is turned over to a third-party relocation company for closing, and the guaranteed offer is amended or changed.
Annual percentage rate (APR)
The total costs (interest rate, closing costs, fees, and so on) that are part of a borrower's loan, expressed as a percentage rate of interest. The total costs are amortized over the term of the loan.
Application fees
Fees that mortgage companies charge buyers at the time of written application for a loan; for example, fees for running credit reports of borrowers, property appraisal fees, and lender-specific fees.
Those times or time periods an agent shows properties to clients.
A document of opinion of property value at a specific point in time.
Appraised price (AP)
The price the third-party relocation company offers (under most contracts) the seller for his or her property. Generally, the average of two or more independent appraisals.
A contract or offer clause stating that the seller will not repair or correct any problems with the property. Also used in listings and marketing materials.
Assumable mortgage
One in which the buyer agrees to fulfill the obligations of the existing loan agreement that the seller made with the lender. When assuming a mortgage, a buyer becomes personally liable for the payment of principal and interest. The original mortgagor should receive a written release from the liability when the buyer assumes the original mortgage.
Back on market (BOM)
When a property or listing is placed back on the market after being removed from the market recently.
Back-up agent
A licensed agent who works with clients when their agent is unavailable.
Balloon mortgage
A type of mortgage that is generally paid over a short period of time, but is amortized over a longer period of time. The borrower typically pays a combination of principal and interest. At the end of the loan term, the entire unpaid balance must be repaid.
Back-up offer
When an offer is accepted contingent on the fall through or voiding of an accepted first offer on a property.
Bill of sale
Transfers title to personal property in a transaction.
Board of REALTORS® (local)
An association of REALTORS® in a specific geographic area.
A state licensed individual who acts as the agent for the seller or buyer.
Broker of record
The person registered with his or her state licensing authority as the managing broker of a specific real estate sales office.
Broker's market analysis (BMA)
The real estate broker's opinion of the expected final net sale price, determined after acquisition of the property by the third-party company.
Broker's price opinion (BPO)
The real estate broker's opinion of the expected final net sale price, determined prior to the acquisition of the property.
Broker's tour
A preset time and day when real estate sales agents can view listings by multiple brokerages in the market.
The purchaser of a property.
Buyer agency
A real estate broker retained by the buyer who has a fiduciary duty to the buyer.
Buyer agent
The agent who shows the buyer's property, negotiates the contract or offer for the buyer, and works with the buyer to close the transaction.
Carrying costs
Cost incurred to maintain a property (taxes, interest, insurance, utilities, and so on).
The end of a transaction process where the deed is delivered, documents are signed, and funds are dispersed.
CLUE (Comprehensive Loss Underwriting Exchange) is the insurance industry's national database that assigns individuals a risk score. CLUE also has an electronic file of a properties insurance history. These files are accessible by insurance companies nationally. These files could impact the ability to sell property as they might contain information that a prospective buyer might find objectionable, and in some cases not even insurable.
The compensation paid to the listing brokerage by the seller for selling the property. A buyer agency agreement may require the buyer to pay a commission to his or her agent.
Commission split
The percentage split of commission compensation between the real estate sales brokerage and the real estate sales agent or broker.
Comparative market analysis
A study done by real estate sales agents and brokers using active, pending, and sold comparable properties to estimate a listing price for a property.
Competitive market analysis (CMA)
The analysis used to provide market information to the seller and assist the real estate broker in securing the listing.
Condominium association
An association of all owners in a condominium.
Condominium budget
A financial forecast and report of a condominium association's expenses and savings.
Condominium by-laws
Rules passed by the condominium association used in administration of the condominium property.
Condominium declarations
A document that legally establishes a condominium.
Condominium right of first refusal
A person or an association that has the first opportunity to purchase condominium real estate when it becomes available or the right to meet any other offer.
Condominium rules and regulation
Rules of a condominium association by which owners agree to abide.
A provision in a contract requiring certain acts to be completed before the contract is binding.
Continue to show
When a property is under contract with contingencies, but the seller requests that the property continue to be shown to prospective buyers until contingencies are released.
Contract for deed
A sales contract in which the buyer takes possession of the property but the seller holds title until the loan is paid. Also known as an installment sale contract.
Contract of sale
An agreement between the third-party relocation company and the seller (transferee) whereby the third-party company purchases property owned by the seller.
Conventional mortgage
A type of mortgage that has certain limitations placed on it to meet secondary market guidelines. Mortgage companies, banks, and savings and loans underwrite conventional mortgages.
Cooperating commission
A commission offered to the buyer's agent brokerage for bringing a buyer to the selling brokerage's listing.
Cooperative (Co-op)
Where the shareholders of the corporation are the inhabitants of the building. Each shareholder has the right to lease a specific unit. The difference between a co-op and a condo is in a co-op, one owns shares in a corporation; in a condo one owns the unit fee simple.
Corporate client
The company with whom the third-party relocation company has an agreement to handle the relocating employees.
The response to an offer or a bid by the seller or buyer after the original offer or bid.
Credit report
Includes all of the history for a borrower's credit accounts, outstanding debts, and payment timelines on past or current debts.
Credit score
A score assigned to a borrower's credit report based on information contained therein.
Curb appeal
The visual impact a property projects from the street.
Days on market
The number of days a property has been on the market.
A judgment of the court that sets out the agreements and rights of the parties.
Desk fees
A fee charged by the real estate company or brokerage for the real estate agent to use a desk.
Destination services
Services provided to the transferee at the new location. They can include familiarization tours, temporary housing, school searches, and so on.
Direct home-selling costs (DHSC)
Carrying costs, loss on sale, repairs and improvements, commission, closing costs, principal, interest, taxes and insurance, interest on equity loans, and utilities.
Federal, state, county, and local requirements of disclosure that the seller provides and the buyer acknowledges.
The legal separation of a husband and wife effected by a court decree that totally dissolves the marriage relationship.
Days on market.
Down payment
The amount of cash put toward a purchase by the borrower.
When a buyer or seller agent or broker drives by a property listing or potential listing.
Dual agent
A state-licensed individual who represents the seller and the buyer in a single transaction.
Earnest money deposit
The money given to the seller at the time the offer is made as a sign of the buyer's good faith.
Electronic or Internet-based communication.
Escrow account for real estate taxes and insurance
An account into which borrowers pay monthly proration's for real estate taxes and property insurance.
Exchange/service account
A brokerage expense account that accrues charges for marketing.
Fixtures or personal property that are excluded from the contract or offer to purchase.
Expired (listing)
A property listing that has expired per the terms of the listing agreement.
Fax rider
A document that treats facsimile transmission as the same legal effect as the original document.
The real estate sales agent and/or his or her client's reaction to a listing or property. Requested by the listing agent.
Fee simple
A form of property ownership where the owner has the right to use and dispose of property at will.
Federal Housing Administration.
FHA (Federal Housing Administration) Loan Guarantee
A guarantee by the FHA that a percentage of a loan will be underwritten by a mortgage company or banker.
Personal property that has become part of the property through permanent attachment.
Flat fee
A predetermined amount of compensation received or paid for a specific service in a real estate transaction.
Floor duty or time
That a time, usually assigned, when a real estate sales agent answers telephones, e-mails, or walk-in requests for information on property.
For sale by owner (FSBO)
A property that is for sale by the owner of the property.
Gift letter
A letter to a lender stating that a gift of cash has been made to the buyer(s) and that the person gifting the cash to the buyer is not expecting the gift to be repaid. The exact wording of the gift letter should be requested of the lender.
Good faith estimate
Under the Real Estate Settlement Procedures Act, within three days of an application submission, lenders are required to provide in writing to potential borrowers a good faith estimate of closing costs.
Gross closed commission income
The total amount of commission income a real estate sales agent or broker receives from closed transactions.
Gross sale price
The sale price before any concessions.
Guaranteed offer
The amount, after appraisals, the employer offers the transferring employee for his or her property.
Hazard insurance
Insurance that covers losses to real estate from damages that might affect its value.
Home-finding assistance
Additional assistance provided by a third-party relocation company that can include information about the destination community.
Homeowner's insurance
Coverage that includes personal liability and theft insurance in addition to hazard insurance.
U.S. Department of Housing and Urban Development.
HUD/RESPA (Housing and Urban Development/Real Estate Settlement Procedures Act)
A document and statement that details all of the monies paid out and received at a real estate property closing.
Hybrid adjustable rate
Offers a fixed rate the first 5 years and then adjusts annually for the next 25 years.
(Internet Data Exchange) Allows real estate brokers to advertise each other's listings posted to listing databases such as the multiple listing service.
Fixtures or personal property that are included in a contract or offer to purchase.
Independent contractor
A real estate sales agent who conducts real estate business through a broker. This agent does not receive salary or benefits from the broker.
The process of entering new listings or changes to a current listing in the multiple listing services.
Inspection rider
Rider to purchase agreement between third-party relocation company and buyer of transferee's property stating that property is being sold "as is". All inspection reports conducted by the third party company are disclosed to the buyer and it is the buyer's duty to do his/her own inspections and tests.
Installment land contract
A contract in which the buyer takes possession of the property while the seller retains the title to the property until the loan is paid.
Interest rate float
The borrower decides to delay locking their interest rate on their loan. They can float their rate in expectation of the rate moving down. At the end of the float period they must lock a rate.
Interest rate lock
When the borrower and lender agree to lock a rate on loan. Can have terms and conditions attached to the lock.
A transferee's property the third party relocation company has acquired.
List date
Actual date the property was listed with the current broker.
List price
The price of a property through a listing agreement.
Brokers written agreement to represent a seller and their property. Agents refer to their inventory of agreements with sellers as listings.
Listing agent
The real estate sales agent that is representing the sellers and their property, through a listing agreement.
Listing agreement
A document that establishes the real estate agent's agreement with the sellers to represent their property in the market.
Listing appointment
The time when a real estate sales agent meets with potential clients selling a property to secure a listing agreement.
Listing exclusion
A clause included in the listing agreement when the seller (transferee) lists his or her property with a broker.
An amount of money that is lent to a borrower who agrees to repay the amount plus interest.
Loan application
A document that buyers who are requesting a loan fill out and submit to their lender.
Loan closing costs
The costs a lender charges to close a borrower's loan. These costs vary from lender to lender and from market to market.
Loan commitment
A written document telling the borrowers that the mortgage company has agreed to lend them a specific amount of money at a specific interest rate for a specific period of time. The loan commitment may also contain conditions upon which the loan commitment is based.
Loan package
The group of mortgage documents that the borrower's lender sends to the closing or escrow.
Loan processor
An administrative individual who is assigned to check, verify, and assemble all of the documents and the buyer's funds and the borrower's loan for closing.
Loan underwriter
One who underwrites a loan for another. Some lenders have investors underwrite a buyer's loan.
A tool that allows secure storage of property keys on the premises for agent use. A combo uses a rotating dial to gain access with a combination; a Supra® (electronic lockbox or ELB) features a keypad.
Managing broker
A person licensed by the state as a broker who is also the broker of record for a real estate sales office. This person manages the daily operations of a real estate sales office.
Market familiarization trip
A visit by the transferee to the new location to view housing market options and location highlights.
Marketing period
The period of time in which the transferee may market his or her property (typically 45, 60, or 90 days), as directed by the third-party company's contract with the employer.
Mortgage banker
One wholends the bank's funds to borrowers and brings lenders and borrowers together.
Mortgage broker
A business that or an individual who unites lenders and borrowers and processes mortgage applications.
Mortgage loan servicing company
A company that collects monthly mortgage payments from borrowers.
Multiple listing service (MLS)
A service that compiles available properties for sale by member brokers.
Multiple Offers
More than one buyers broker present an offer on one property where the offers are negotiated at the same time.
A national association comprised of real estate professionals.
Net sales price
Gross sales price, less concessions, to the buyers.
A special area or interest.
Off market
A property listing that has been removed from the sale inventory in a market. A property can be temporarily or permanently off market.
Offer to purchase
When a buyer proposes certain terms and presents these terms to the seller.
Office tour/caravan
A walking or driving tour by a real estate sales office of listings represented by agents in the office. Usually held on a set day and time.
Open house (public)
When a listing that is on market is available to the public for viewings and showings.
Parcel identification number (PIN)
A taxing authority's tracking number for a property.
Payoff letter
A written document from a seller's mortgage company stating the amount of money needed to pay the loan in full.
A real estate contract that has been accepted on a property but the transaction has not closed.
Personal assistant
A real estate sales agent administrative assistant.
Planned unit development (PUD)
Mixed-use development that sets aside areas for residential use, commercial use, and public areas such as schools, parks, and so on.
A higher level of buyer/borrower prequalification required by a mortgage lender. Some preapprovals have conditions the borrower must meet.
Prepaid interest
Funds paid by the borrower at closing based on the number of days left in the month of closing.
Prepayment penalty
A fine imposed on the borrower by the lender when the loan is paid off before it comes due.
The mortgage company tells a buyer in advance of the formal mortgage application, how much money the borrower can afford to borrow. Some pre-qualifications have conditions that the borrower must meet.
Preview appointment
When a buyer's agent views a property alone to see if it meets his or her buyer's needs.
When the potential seller's agent goes to the potential listing property to view it for marketing and pricing purposes.
The amount of money a buyer borrows.
Principal, interest, taxes, and insurance (PITI)
The four parts that make up a borrower's monthly mortgage payment.
Private mortgage insurance (PMI)
A special insurance paid by a borrower in monthly installments, typically of loans of more than 80 percent of the value of the property.
Professional designation
Additional non-licensed real estate education completed by a real estate professional.
Professional regulation
A state licensing authority that oversees and disciplines licensees.
Promissory note
A promise-to-pay document used with a contract or an offer to purchase.
Property or home-finding assistance status reports
Reports filed weekly or monthly by the listing or buying agent representing the transferee.
Estimated and actual repair and improvement costs.
Real estate agent
An individual who is licensed by the state and who acts on behalf of his or her client, the buyer or seller. The real estate agent who does not have a broker's license must work for a licensed broker.
Real estate contract
A binding agreement between buyer and seller. It consists of an offer and an acceptance as well as consideration (i.e., money).
A registered trademark of the NATIONAL ASSOCIATION OF REALTORS that can be used only by its members.
Release deed
A written document stating that a seller or buyer has satisfied his or her obligation on a debt. This document is usually recorded.
Property that was listed with another broker but relisted with a current broker.
A separate document that is attached to a document in some way. This is done so that an entire document does not need to be rewritten.
Salaried agent
A real estate sales agent or broker who receives all or part of his or her compensation in real estate sales in the form of a salary.
Sale price
The price paid for a listing or property.
Sales meetings
An informational meeting conducted by the managing broker held in the real estate sales office.
Sales volume
The total amount of all sales prices for all transactions completed by a real estate agent, broker, or real estate sales office.
Secondary market
An institutional investment market that purchases mortgages from mortgage lenders.
Seller (owner)
The owner of a property who has signed a listing agreement or a potential listing agreement.
When a listing is shown to prospective buyers or the buyer's agent (preview).
Sign rider
An additional sign placed on a brokerage yard sign; it may include the agent's name, "open Sunday," "contract pending," "sold," the new price, and so on.
Special assessment
A special and additional charge to a unit in a condominium or cooperative. Also a special real estate tax for improvements that benefit a property.
State Association of REALTORS®
An association of Realtors® in a specific state.
An electronic lockbox (ELB) that holds keys to a property. The user must have a Supra keypad to use the lockbox.
Temporarily off market (TOM)
A listed property that is taken off the market due to illness, travel, repairs, and so on.
Temporary housing
Housing a transferee occupies until permanent housing is selected or becomes available.
Third-party company
A relocation company hired by an employee's employer to coordinate the employee's move to a new location.
Trailing spouse
The spouse or partner of the employee being moved to a new location by an employer.
The real estate process from offer to closing or escrow.
Transaction fee
A fixed amount in addition to commission charged to sellers.
Transaction management fee (TMF)
A fee charged by listing brokers to the seller as part of the listing agreement.
Transaction sides
The two sides of a transaction, sellers and buyers. The term used to record the number of transactions in which a real estate sales agent or broker was involved during a specific period.
Under contract
A property that has an accepted real estate contract between seller and buyer.
U.S. Department of Veterans Affairs.
VA Loan Guarantee
A guarantee on a mortgage amount backed by the U.S. Department of Veterans Affairs.
Vacate date
The date on which the seller (transferee) vacates the property (generally the date when responsibility for property expense by the transferee ends) and the third-party company assumes ownership for the property through a buyout.
Virtual tour
An Internet web/cd-rom-based video presentation of a property.
VOWs (Virtual Office Web sites)
Internet based real estate brokerage business model that works with real estate consumers in same way as a brick and mortar real estate brokerage.
The Internal Revenue form issued by employer to employee to reflect compensation and deductions to compensation.
The Internal Revenue form requesting taxpayer identification number and certification.
A showing before closing or escrow that permits the buyers one final tour of the property they are purchasing.
A document by which a person disposes of his or her property after death.
Work sheet (transaction)
The real estate sales company form that records all information relevant to a transaction.X
The information on this page provided by and previously published on RealtorMag.REALTOR.org, may not be current. Users must independently verify the accuracy and currency of the information found here.


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Sales Tax Info
Are my orders subject to sales tax?
Sales taxes are determined by several factors, including what is purchased and where it is bought or shipped to. In general, purchases that are picked up from our building or shipped to an address in-state will be assessed a sales tax. The amount of the sales tax can be found in the "sales tax" line of the order details when viewing your shopping cart.
What do I do if I am tax-exempt?
If you have a tax-exemption status, please notify us, and we will update your status in our system. We may request documentation from you for our files if necessary.

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Horse Saddle Pad In Dhadna
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- Horse Saddle Pad In Dhadna
Nehal Leather Work has laid down its footprint in the industry in 2006 and since then we are striving to serve our products globally as one of the acclaimed manufacturers of Horse Saddle Pad in Dhadna. We are committed to serving the utmost quality products under one roof at the most sensible price. We strive to design and manufacture products that suit the need of our clients globally.
Based in Kanpur, Uttar Pradesh we have enough resources, technology, and manpower to match the ever-changing demands of the market. We have the best team of engineers, supervisors, production managers, quality inspectors, etc., who hold great experience, which makes us capable of handling situations arise in manufacturing. Being one of the renowned Horse Saddle Pad Manufacturers in Dhadna, we check the quality on several parameters to ensure its performance.
We are leading the market as one of the top-notch Horse Saddle Pad Exporters and Suppliers in Dhadna and working to the satisfaction of our customers. Moreover, we provide doorstep delivery, after-sale support and competitive market prices. You can connect with us via phone or mail.
Quick Enquiry
Nehal Leather Work is synonymous to genuine leather products. With the rich experience and expertise, the company has acquired distinguished position amidst the leading Horse Saddle Pad manufacturers in Dhadna. Since 2016, the company has ascertained the leading position by regularly update the collection, meeting the requirements of the application areas and buyers.
The manufacturing unit has latest machines installed that help in the manufacturing of Horse Saddle Pad that showcases genuine leather qualities and are free from defects. Moreover, various stringent quality checks on various parameters are made right from the procurement of the raw materials to production to final packaging of the Horse Saddle Pad in Dhadna. This helps in assuring compliance of the quality with the international standards. The facilities also include customization unit, which enable us in delivering Horse Saddle Pad in customized specifications in Dhadna as provided by the buyers, Kuwait, Guam, Diqdaqah.
The Horse Saddle Pad is manufactured using genuine leather. Thus, it encompasses notable features like high durability, and resistance to regular wear and tear. The Horse Saddle Pad is also available in classy looking finishes and patterns. The availability of Horse Saddle Pad at pocket friendly prices have also played important role in the enhancement of the market demand. Moreover, we are looked upon as one of the forefront Horse Saddle Pad Suppliers and Exporters in Dhadna.
We are enjoying a huge clientele in Dhadna as there is no alternate available to Horse Saddle Pad in terms of quality and efficiency. After sales services is also one important aspect that make us stand out of the crowd. A team of dedicated individuals is appointed to provide you round the clock support for the Horse Saddle Pad in Dhadna purchased. Any issue, regarding product, delivery, etc., is taken into consideration with immediate effect. Still in doubt, connect with us today. All your queries will be entertained by our professionals within no time, Tucson, Lithuania, Indianapolis.
Our Horse Saddle Pad has various features that make it stand out of the curve. They are:


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AAA (American Automobile Association)
Click the link below and follow the instructions to opt-out of AAA (American Automobile Association)'s mailings and name trading. We will submit your request. You can track the status and the company's response on your dashboard. We promise to never share your name or postal information.


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Has pre-drilled holes for auxiliary lighting. Mounts to truck bed rails. 5 -stage powder coated black.
Adjustable to fit full sized trucks. Not compatible with Tonneau covers. Hunter provides top quality products we strongly encourage you to compare us to other brands. 081 Marine Grade T-304 Stainless Steel. Other low grade steel or chrome plated knock off.Robotic welding provide consistent strength and high quality look. Uneven welding that is usually powder coated over causing a grainy surface. Innovative welded T-BEAMstructure increases strength and holds the rubber bumper securely. Rubber is glued to flat plain steel plate.
Contoured fit with removable 1 1/2 O. Predrilled with 1/2" holes for Auxiliary lights on the heavy duty 4" cross bar. Frame mounted - custom fit for each vehicle NO DRILLING NECESSARY. Universal mounts may need to cut in order to fit.
Mandrel-bent pipe bends offers perfect roundness along the bend which creates superior support and high quality look. Non-Mandrel Bend creates a dented and uneven bend. HUNTER PREMIUM QUALITY Mandrel-bent pipe bends offer superior strength and adds a high quality appearance Solid Mirror Polished T-304 Stainless Steel.
COMPETITOR KNOCK OFF QUALITY Use low cost finish material which tend to peel off after exposed to weather and heat, maxiumium life on competitor finishes are tested to be 3 months. HUNTER PREMIUM QUALITY Innovative welded T-Beam structure increases strength and attaches the rubber bumper securely.COMPETITOR KNOCK OFF QUALITY Glue is used in most competitors products, this is to cut costs in half. After heat and rain is exposed the glue will lose hold and the rubber bumper will turn out like the one in the picture. We make every effort to have all products in stock.
However, it may be necessary to order products from our supplier. Our Office & Warehouse Location: 12116 Hodges St.
We are a real business with real physical location with real products in inventory. When will I receive the item? I can't find installation instructions in my package. The instructions are inside a clear plastic pouch attached to the outside of the box.
If the product comes in two boxes, the plastic pouch is attached to the bracket box. My Grill Guard / Bull Bar / Running Board is crooked / not aligned, how can I fix this? Our products have been made to be adjustable. Make sure to install all of the brackets loosely to the frame of the vehicle before attaching the grill guard or bull bar.Once the grill guard / bull bar is attached to the mounting brackets, move the grill guard so that it is centered and at the height you want. Once it has been adjusted to your liking, tighten all the bolts. Note: Installing our products is much easier with two people since one person can hold the grill guard or bull bar while the other person tightens the bolts.
No matter how hard I try, I can't seem to mount the brackets or install the Grill Guard / Bull Bar / Running Boards. Since we cannot see the problem, please take photos of the following: 1. Box(es) with the writing on the outside clearly visible 3. Mounting points on your vehicle 4. Front of your vehicle 5.
We will try our best to get back to you within 48 hours. Why are your prices the lowest? By removing the middle man we are able to pass the savings on to our customers without compromising the quality of our products.
What's included in the package? All of our products come with the necessary hardware to mount the products to your vehicle. What kind of material do you use in your products? We use carbon steel for our black powder coated products and 304 stainless steel for our stainless products.
For our running boards, we use 6010 automotive grade aluminum. The thickness of our materials is the same as other brand names that retail for at least twice the price! In fact, over half of our products are distributed to car dealerships. Our references include: Bill Heard Chevrolet, Champion Ford, Russell & Smith Honda, Mike Calvert Toyota and other local car dealerships and businesses! Can I use auxiliary lights with my bull bar / grill guard? Yes, our grill guards and bull bars come with pre-drilled holes / and or brackets to install auxiliary lights.Our grill guards have a 10" clearing for lights and our bull bars have a 6" clearing for lights. Up to 6 lights will fit, however it depends on the design of the light. Our bull bars come with predrilled holes or license plate mounts included. What kind of black powder coating do you use?
Our black guards are coated with a durable automotive grade 5-stage urethane powder coating. It is UV resistant and will NOT fade into a chalkboard like surface like other brands. We also powder coat the inside surface of our bull bar for longevity and durability. Our black powder coating has a semi-gloss look to it.Are these items used, refurbished or blemished? Are they custom fit or universal fit? All our items are brand new premium quality products that carry factory warranties. Every product we sell is vehicle specific.
Each set of grille guards and running boards are designed to follow each vehicle's contour for optimum performance and styling. Where are you located and how long have you been in business?
We are located at 12116 Hodges St, Houston, Texas 77085. We have been in business since 1988 and are proud to a SEMA member. This item is in the category "eBay Motors\Parts & Accessories\Car & Truck Parts & Accessories\Racks & Cargo Carriers\Roof Racks & Cross Bars".
The seller is "truckgeardirect" and is located in this country: US. This item can be shipped to United States, Japan, China, South Korea, Indonesia, Taiwan, Hong Kong, Philippines, Singapore, Malaysia, Bangladesh, Brunei Darussalam, Cambodia, Sri Lanka, Macau, Maldives, Pakistan.


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SVEDKA Vodka is smooth and easy drinking with a subtle, rounded sweetness that's ideal for mixing cocktails. Crafted using the finest spring water and Swedish winter wheat, this 80 proof vodka is distilled five times to remove impurities. Continuous distillation ensures that ingredients are constantly moving and the winter wheat, yeast and water never stall or pool. The result is a 375 mL bottle of vodka with a pure, clear taste and crisp finish with a balanced body, making it a bold, crowd-pleasing choice. Enjoy this unflavored vodka on the rocks or in a cosmopolitan, vodka martini or original signature cocktail. This Swedish vodka tastes best when served chilled and makes a great pairing with fish or a cheese platter. BRING YOUR OWN SPIRIT. ENJOY RESPONSIBLY. 2020 Spirits Marque One, San Francisco, CA. 40% alc. by vol. (80 proof).
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compass usb
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[music swelling] I'm talking about the guy of your dreams, the man who swept you off your feet with his suave good looks, his impeccable taste, and his...ah...
Like the fact that not only does he enjoy hunting - that you could deal with - but that he also believes plastering a photo of himself with his latest "kill" on a cake surrounded by real shotgun shells is wedding-appropriate.
And of course every bride finds this kind of humor absolutely hysterical on her wedding day:
Serena M., Amanda, Christel P., & Morgan G., that grave cake could really make a person blue. At least his/her tongue, anyway.
- Related Wreckage: When Men Design Their Own Cakes


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John the Baptist Prepares the Way
3 hIn those days iJohn the Baptist came preaching in jthe wilderness of Judea, 2 k"Repent, for lthe kingdom of heaven is at hand."1 3 For this is he who was spoken of by the prophet Isaiah when he said,
m"The voice of one crying in the wilderness:
n'Prepare2 the way of the Lord;
make his paths straight.'"
4 Now John wore oa garment of camel's hair and a leather belt around his waist, and his food was plocusts and qwild honey. 5 Then Jerusalem and all Judea and all the region about the Jordan were going out to him, 6 and they were baptized by him in the river Jordan, rconfessing their sins.
7 But when he saw many of sthe Pharisees and tSadducees coming to his baptism, he said to them, u"You brood of vvipers! Who warned you to flee from wthe wrath to come? 8 Bear fruit xin keeping with repentance. 9 And do not presume to say to yourselves, y'We have Abraham as our father,' for I tell you, God is able from zthese stones to raise up children for Abraham. 10 Even now the axe is laid to the root of the trees. aEvery tree therefore that does not bear good fruit is cut down and thrown into the fire.
11 b"I baptize you with water cfor repentance, but dhe who is coming after me is mightier than I, whose sandals I am not worthy to carry. He will baptize you ewith the Holy Spirit and ffire. 12 His gwinnowing fork is in his hand, and he will clear his threshing floor and hgather his wheat into the barn, ibut the chaff he will burn with junquenchable fire."
The Baptism of Jesus
13 kThen Jesus came lfrom Galilee to the Jordan to John, to be baptized by him. 14 mJohn would have prevented him, saying, "I need to be baptized by you, and do you come to me?" 15 But Jesus answered him, "Let it be so now, for thus it is fitting for us to fulfill all righteousness." Then he consented. 16 And when Jesus was baptized, immediately he went up from the water, and behold, othe heavens were opened to him,3 and he psaw the Spirit of God descending like a dove and coming to rest on him; 17 and behold, qa voice from heaven said, r"This is my beloved Son,4 with whom I am well pleased."
The Temptation of Jesus
4 sThen Jesus was led up by the Spirit into the wilderness tto be tempted by the devil. 2 And after fasting uforty days and forty nights, he vwas hungry. 3 And wthe tempter came and said to him, "If you are xthe Son of God, command ythese stones to become loaves of bread." 4 But he answered, z"It is written,
a"'Man shall not live by bread alone,
but by every word that comes from the mouth of God.'"
5 bThen the devil took him to cthe holy city and set him on the pinnacle of the temple 6 and said to him, "If you are the Son of God, throw yourself down, for it is written,
d"'He will command his angels concerning you,'
"'On their hands they will bear you up,
lest you strike your foot against a stone.'"
7 Jesus said to him, "Again eit is written, f'You shall not gput the Lord your God to the test.'" 8 hAgain, the devil took him to a very high mountain and showed him all the kingdoms of the world and their glory. 9 And he said to him, "All these I will give you, if you will fall down and worship me." 10 Then Jesus said to him, "Be gone, iSatan! For jit is written,
k"'You shall worship the Lord your God
and lhim only shall you serve.'"
11 Then the devil left him, and behold, mangels came and were ministering to him.
Jesus Begins His Ministry
12 Now when he heard that nJohn had been arrested, ohe withdrew into Galilee. 13 And leaving pNazareth he went and lived in qCapernaum by rthe sea, in the territory of sZebulun and Naphtali, 14 tso that what was spoken by the prophet Isaiah might be fulfilled:
15 u"The land of Zebulun and the land of Naphtali,
the way of the sea, beyond the Jordan, Galilee of the Gentiles—
16 vthe people dwelling in darkness
have seen a great light,
and for those dwelling in the region and wshadow of death,
on them a light has dawned."
17 xFrom that time Jesus began to preach, saying, z"Repent, for the kingdom of heaven is at hand."1
Jesus Calls the First Disciples
18 aWhile walking by bthe Sea of Galilee, he saw two brothers, Simon (who is called Peter) and Andrew his brother, casting a net into the sea, for they were fishermen. 19 And he said to them, "Follow me, and I will make you cfishers of men."2 20 Immediately they left their nets and followed him. 21 And going on from there he saw two other brothers, James the son of Zebedee and John his brother, in the boat with Zebedee their father, mending their nets, and he called them. 22 Immediately they left the boat and their father and followed him.
Jesus Ministers to Great Crowds
23 dAnd he went throughout all Galilee, eteaching in their synagogues and fproclaiming the gospel of the kingdom and ghealing every disease and every affliction among the people. 24 So his fame spread throughout all hSyria, and gthey brought him all the sick, those afflicted with various diseases and ipains, jthose oppressed by demons, kthose having seizures, and lparalytics, and he healed them. 25 mAnd great crowds followed him from Galilee and the nDecapolis, and from Jerusalem and Judea, and from beyond the Jordan.
The Sermon on the Mount
5 Seeing the crowds, ohe went up on the mountain, and when he psat down, his disciples came to him.
The Beatitudes
2 And qhe opened his mouth and taught them, saying:
3 r"Blessed are sthe poor in spirit, for utheirs is the kingdom of heaven.
4 "Blessed are vthose who mourn, for they shall be comforted.
5 "Blessed are the wmeek, for they wshall inherit the earth.
6 "Blessed are those who hunger and xthirst yfor righteousness, for they shall be satisfied.
7 "Blessed are zthe merciful, for they shall receive mercy.
8 "Blessed are athe pure in heart, for bthey shall see God.
9 "Blessed are cthe peacemakers, for dthey shall be called esons1 of God.
10 f"Blessed are those who are persecuted for righteousness' sake, for utheirs is the kingdom of heaven.
11 g"Blessed are you when others revile you and persecute you and utter all kinds of evil against you falsely hon my account. 12 iRejoice and be glad, for your reward is great in heaven, for jso they persecuted the prophets who were before you.
Salt and Light
13 "You are the salt of the earth, kbut if salt has lost its taste, how shall its saltiness be restored? It is no longer good for anything except to be thrown out and trampled under people's feet.
14 l"You are the light of the world. A city set on a hill cannot be hidden. 15 mNor do people light a lamp and put it under a basket, but on a stand, and it gives light to all in the house. 16 In the same way, let your light shine before others, so nthat2 they may see your good works and ogive glory to your Father who is in heaven.
Christ Came to Fulfill the Law
17 p"Do not think that I have come to abolish qthe Law or the Prophets; I have not come to abolish them but rto fulfill them. 18 For truly, I say to you, suntil heaven and earth pass away, not an iota, not a dot, will pass from the Law until all is accomplished. 19 tTherefore whoever relaxes uone of the least of these commandments and teaches others to do the same will be called least vin the kingdom of heaven, but whoever does them and teaches them will be called great vin the kingdom of heaven. 20 For I tell you, unless your righteousness exceeds wthat of the scribes and Pharisees, you xwill never enter the kingdom of heaven.
21 y"You have heard that it was said to those of old, z'You shall not murder; and whoever murders will be liable ato judgment.' 22 But I say to you that beveryone who is angry with his brother3 will be liable ato judgment; whoever insults4 his brother will be liable to the council; and whoever says, 'You fool!' will be liable to cthe hell5 of fire. 23 dSo if eyou are offering your gift at the altar and there remember that your brother has something against you, 24 leave your gift there before the altar and go. First be reconciled to your brother, and then come and offer your gift. 25 fCome to terms quickly with your accuser while you are going with him to court, lest your accuser hand you over to the judge, and the judge to the guard, and you be put in prison. 26 Truly, I say to you, gyou will never get out until you have paid the last penny.6
27 h"You have heard that it was said, i'You shall not commit adultery.' 28 But I say to you that jeveryone who looks at a woman with lustful intent has already committed adultery with her in his heart. 29 kIf your right eye lcauses you to sin, tear it out and throw it away. For it is better that you lose one of your members than that your whole body be thrown into mhell. 30 kAnd if your right hand lcauses you to sin, cut it off and throw it away. For it is better that you lose one of your members than that your whole body go into mhell.
31 h"It was also said, n'Whoever divorces his wife, let him give her a certificate of divorce.' 32 oBut I say to you that everyone who divorces his wife, except on the ground of sexual immorality, makes her commit adultery, and pwhoever marries a divorced woman commits adultery.
33 "Again hyou have heard that it was said to those of old, q'You shall not swear falsely, but rshall perform to the Lord what you have sworn.' 34 But I say to you, sDo not take an oath at all, either by heaven, for tit is the throne of God, 35 or by the earth, for it is his footstool, or by Jerusalem, for it is uthe city of the great King. 36 And do not take an oath by your head, for you cannot make one hair white or black. 37 Let what you say be simply 'Yes' or 'No'; vanything more than this comes from evil.7
38 h"You have heard that it was said, y'An eye for an eye and a tooth for a tooth.' 39 But I say to you, zDo not resist the one who is evil. But aif anyone bslaps you on the right cheek, turn to him the other also. 40 And zif anyone would sue you and take your tunic,8 let him have your cloak as well. 41 And if anyone cforces you to go one mile, go with him two miles. 42 dGive to the one who begs from you, and edo not refuse the one who would borrow from you.
Love Your Enemies
43 f"You have heard that it was said, g'You shall love your neighbor and hate your enemy.' 44 But I say to you, iLove your enemies and jpray for those who persecute you, 45 kso that you may be sons of your Father who is in heaven. For he makes his sun rise on the evil and on the good, and lsends rain on the just and on the unjust. 46 mFor if you love those who love you, what reward do you have? Do not even the tax collectors do the same? 47 And if you greet only your brothers,9 what more are you doing than others? Do not even nthe Gentiles do the same? 48 oYou therefore must be pperfect, qas your heavenly Father is perfect.
Giving to the Needy
6 "Beware of rpracticing your righteousness before other people in order sto be seen by them, for then you will have no reward from your Father who is in heaven.
2 t"Thus, when you give to the needy, sound no trumpet before you, as the hypocrites do in the synagogues and in the streets, that they may ube praised by others. Truly, I say to you, they have vreceived their reward. 3 But when you give to the needy, do not let your left hand know what your right hand is doing, 4 so that your giving may be in secret. wAnd your Father who sees in secret will reward you.
The Lord's Prayer
5 "And when you pray, you must not be like the hypocrites. For they love xto stand and pray in the synagogues and at the street corners, that they may be seen by others. yTruly, I say to you, they have received their reward. 6 But when you pray, zgo into your room and shut the door and pray to your Father who is in secret. aAnd your Father who sees in secret will reward you.
7 "And when you pray, do not heap up empty phrases as bthe Gentiles do, for cthey think that they will be heard dfor their many words. 8 Do not be like them, efor your Father knows what you need before you ask him. 9 fPray then like this:
g"Our Father in heaven,
10 jYour kingdom come,
lon earth as it is in heaven.
11 mGive us nthis day our daily bread,3
12 and forgive us our debts,
as we also have forgiven our debtors.
13 And olead us not into temptation,
14 rFor if you forgive others their trespasses, your heavenly Father will also forgive you, 15 sbut if you do not forgive others their trespasses, neither will your Father forgive your trespasses.
16 "And twhen you fast, do not look gloomy like the hypocrites, for they disfigure their faces that their fasting may be seen by others. uTruly, I say to you, they have received their reward. 17 But when you fast, vanoint your head and wash your face, 18 that your fasting may not be seen by others but by your Father who is in secret. wAnd your Father who sees in secret will reward you.
Lay Up Treasures in Heaven
19 x"Do not lay up for yourselves treasures on earth, where ymoth and rust5 destroy and where thieves zbreak in and steal, 20 xbut lay up for yourselves treasures in heaven, where neither moth nor rust destroys and where thieves do not break in and steal. 21 For where your treasure is, there your heart will be also.
22 a"The eye is the lamp of the body. So, if your eye is healthy, your whole body will be full of light, 23 abut if byour eye is bad, your whole body will be full of darkness. If then the light in you is darkness, how great is the darkness!
24 c"No one can serve two masters, for either he will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve God and dmoney.6
Do Not Be Anxious
25 e"Therefore I tell you, fdo not be anxious about your life, what you will eat or what you will drink, nor about your body, what you will put on. Is not life more than food, and the body more than clothing? 26 gLook at the birds of the air: they neither sow nor reap nor gather into barns, and yet your heavenly Father feeds them. hAre you not of more value than they? 27 And which of you by being anxious can add a single hour to his ispan of life?7 28 And why are you anxious about clothing? Consider the lilies of the field, how they grow: they neither toil nor spin, 29 yet I tell you, jeven Solomon in all his glory was not arrayed like one of these. 30 But if God so clothes the grass of the field, which today is alive and tomorrow is thrown into the oven, will he not much more clothe you, kO you of little faith? 31 Therefore do not be anxious, saying, 'What shall we eat?' or 'What shall we drink?' or 'What shall we wear?' 32 For lthe Gentiles seek after all these things, and myour heavenly Father knows that you need them all. 33 But nseek first othe kingdom of God and his righteousness, pand all these things will be added to you.
34 q"Therefore do not be anxious about tomorrow, for tomorrow will be anxious for itself. Sufficient for the day is its own trouble.
Judging Others
7 r"Judge not, that you be not judged. 2 sFor with the judgment you pronounce you will be judged, and twith the measure you use it will be measured to you. 3 Why do you see the speck that is in your brother's eye, but udo not notice the log that is in your own eye? 4 Or how can you say to your brother, 'Let me take the speck out of your eye,' when there is the log in your own eye? 5 You hypocrite, first take the log out of your own eye, and then you will see clearly to take the speck out of your brother's eye.
6 v"Do not give wdogs what is holy, and do not throw your xpearls before pigs, lest they trample them underfoot and turn to attack you.
Ask, and It Will Be Given
7 y"Ask, zand it will be given to you; aseek, and you will find; bknock, and it will be opened to you. 8 For everyone who asks receives, and the one who seeks finds, and to the one who knocks it will be opened. 9 Or which one of you, if his son asks him for cbread, will give him ca stone? 10 Or if he asks for a fish, will give him a serpent? 11 If you then, dwho are evil, know how to give good gifts to your children, how much more will zyour Father who is in heaven give good things to those who ask him!
The Golden Rule
12 "So ewhatever you wish that others would do to you, do also to them, for this is fthe Law and the Prophets.
13 g"Enter by the narrow gate. For the gate is wide and the way is easy1 that leads to destruction, and those who enter by it are many. 14 For the gate is narrow and hthe way is hard that leads to life, and ithose who find it are few.
A Tree and Its Fruit
15 j"Beware of false prophets, who come to you in sheep's clothing but inwardly are kravenous wolves. 16 You will recognize them lby their fruits. Are grapes gathered from thornbushes, or figs from thistles? 17 So, mevery healthy tree bears good fruit, but the diseased tree bears bad fruit. 18 A healthy tree cannot bear bad fruit, nor can a diseased tree bear good fruit. 19 nEvery tree that does not bear good fruit is cut down and thrown into the fire. 20 Thus you will recognize them lby their fruits.
I Never Knew You
21 o"Not everyone who psays to me, 'Lord, Lord,' will qenter the kingdom of heaven, but the one who rdoes the will of my Father who is in heaven. 22 sOn that day tmany will say to me, 'Lord, Lord, did we not uprophesy in your name, and cast out demons vin your name, and do many mighty works in your name?' 23 tAnd then will I declare to them, 'I wnever knew you; xdepart from me, yyou workers of lawlessness.'
Build Your House on the Rock
24 z"Everyone then who hears these words of mine and does them will be like aa wise man who built his house on the rock. 25 And the rain fell, and the floods came, and the winds blew and beat on that house, but it did not fall, because it had been founded on the rock. 26 And everyone who hears these words of mine and does not do them will be like aa foolish man who built his house on the sand. 27 And the rain fell, and the floods came, and the winds blew and beat against that house, and it fell, and great was the fall of it."
The Authority of Jesus
28 And when Jesus finished these sayings, bthe crowds were astonished at his teaching, 29 cfor he was teaching them as one who had authority, and not as their scribes.


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Cities of Refuge. 1a When the LORD, your God, cuts down the nations whose land the LORD, your God, is giving you, and you have dispossessed them and settled in their cities and houses,b 2you shall set apart three cities* in the land the LORD, your God, is giving you to possess. 3You shall measure the distances and divide into three regions the land of which the LORD, your God, is giving you possession, so that every homicide will be able to find a refuge.
4This is the case of a homicide who may take refuge there and live: when someone strikes down a neighbor unintentionally and not out of previous hatred. 5For example, if someone goes with a neighbor to a forest to cut wood, wielding an ax to cut down a tree, and its head flies off the handle and hits the neighbor a mortal blow, such a person may take refuge in one of these cities and live. 6Should the distance be too great, the avenger of blood* might in hot anger pursue, overtake, and strike the killer dead, even though that one does not deserve the death penalty since there had been no previous hatred; 7for this reason I command you: Set apart three cities.
8c But if the LORD, your God, enlarges your territory, as he swore to your ancestors, and gives you all the land he promised your ancestors he would give, 9because you carefully observe this whole commandment which I give you today, loving the LORD, your God, and ever walking in his ways, then add three more cities to these three. 10Thus, in the land which the LORD, your God, is giving you as a heritage, innocent blood will not be shed and you will not become guilty of bloodshed.d
11However, if someone, hating a neighbor, lies in wait, attacks, and strikes the neighbor dead, and then flees to one of these cities, 12the elders of the killer's own city shall send and have the killer taken from there, to be handed over to the avenger of blood and slain. 13Do not show pity, but purge from Israel the innocent blood, so that it may go well with you.e
Removal of Landmarks. 14You shall not move your neighbor's boundary markers* erected by your forebears in the heritage that will be allotted to you in the land the LORD, your God, is giving you to possess.f
False Witnesses. 15g One witness alone shall not stand against someone in regard to any crime or any offense that may have been committed; a charge shall stand only on the testimony of two or three witnesses.h
16If a hostile witness rises against someone to accuse that person of wrongdoing, 17the two parties in the dispute shall appear in the presence of the LORD, in the presence of the priests and judges in office at that time,i 18j and the judges must investigate it thoroughly. If the witness is a false witness and has falsely accused the other,k 19you shall do to the false witness just as that false witness planned to do to the other. Thus shall you purge the evil from your midst. 20The rest shall hear and be afraid, and never again do such an evil thing as this in your midst.l 21Do not show pity. Life for life,* eye for eye, tooth for tooth, hand for hand, and foot for foot!m
* [19:2] Set apart three cities: the Israelites were to have at least six cities of refuge, three in the land east of the Jordan and three in the land of Canaan west of the Jordan (Nm 35:9–34); but since the three cities east of the Jordan had now been appointed (Dt 4:41–43), reference is made here only to the three west of the Jordan. The execution of this command is narrated in Jos 20.
* [19:6] The avenger of blood: see note on Nm 35:12.
* [19:14] Move your neighbor's boundary markers: a prohibition against furtively extending one's property by moving a neighbor's boundary stone.
* [19:21] Life for life…: this phrasing of the lex talionis may seem exaggerated, but the law itself is meant to ensure equity and proportional punishment; cf. note on Ex 21:22–25.
a. [19:1–13] Dt 4:41–43; Ex 21:12–14; Nm 35:9–34; Jos 20:1–9.
c. [19:8] Dt 11:22–25; 12:20; Gn 15:18–21; 28:14; Ex 23:31.
f. [19:14] Dt 27:17; Jb 24:2; Prv 22:28; 23:10; Hos 5:10.
g. [19:15–21] Dt 5:20; Ex 20:16; 23:1.
h. [19:15] Dt 17:6; Nm 35:30; Mt 18:16; Jn 8:17; 2 Cor 13:1.
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Colorado Springs, CO
Bachelorette Parties with Wacky Walks
Grab your Friends for a Bachelorette Party with Wacky Walks in
Colorado Springs
Looking for an activity for a bachelorette party? We have you covered! Wacky Walks is the perfect game for all brides! You've always wanted the perfect bachelorette party and we are here to help make that happen! Our Bachelorette Version comes with 6 additional challenges designed to help the bride celebrate!
Wacky Walks is a royalty themed scavenger hunt service. It is similar to a board game, in which the power, or control, of the game shifts from one player to another and instead of a board, you'll be exploring the streets of your city with your smartphone to complete the game.
Wacky Walks will start out by designating who will be the first King or Queen. The Royal Highness will then direct the other players to locate items and participate in challenges throughout the kingdom (your city). You'll use our scavenger hunt app to prove you've found correct items and completed the challenges correctly.
The goal of the scavenger hunt service is to find all the items and complete the challenges, & to have fun with family and friends in your city!
Wacky Walks is done completely on foot and usually takes about two hours to complete. But don't worry, you won't be alone. You'll have a remote guide that will be available in case you get stuck.
Suggested Starting Location
Colorado Springs Wacky Walks
Front steps of City Hall
104 N Nevada Avenue
Colorado Springs, CO 80903
Time: About 2 hours
Distance: About 2 miles
Suggested Transportation: Walking
How to Sign Up for a Bachelorette Party with Wacky Walks
To book a bachelorette scavenger hunt, head to our tickets page to first purchase your bachelorette tickets for the number of players participating. Once you have your tickets, you can make a redemption for a day to play on our website. If you have 10 or more players, head to our Group Events page instead. Don't forget to choose Bachelorette Version to get your specialty scavenger hunt.


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Sell with United – No One Makes the Process Easier
From "interested in selling" to "sold for a great price" in four easy steps…
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Use this calculator to determine how much house you can afford. By entering details about your income, down payment, and monthly debts, you can estimate the mortgage amount that works with your budget.
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Latest Unnecto mobile rates in Pakistan 2024, Unnecto cell phone sets specs & reviews, pictures, videos, ringtones
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Geez, Marshawn cracked me up. He was lovin' it!
You see maybe close to a million fans at this, the Sounders and Huskies football team sell out all their home games, the Mariners average over 21,000 depsite consistently losing. Swin Cash used to call Storm fans Stormcrazies. The city can build on all this and bring in some national sporting events. And hey, David Stern? Wanna know why the NBA didn't work here? First off, it did. Second, mabye the product at the time SUCKED. I think 2013 has shown it's a sport town big time.


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Skyjack SJ9250 RT 4x4 Dual Fuel Scissor Lift
Inspection Report
Description | Details | |
Deficiencies | Deficient Components/Systems Include but are not limited to: After the engine was jump started the alarm sounded, and the controls would not engage., Control Station Section, Engine Section, Drivetrain Section, Hydraulics Section |
This item is offered as-is, where-is with no IronClad Assurance, and a buyer may not dispute the condition of the item. IronPlanet claims no responsibility for the condition or description of this item. This item does not include any protection offered by IronClad Assurance. A buyer may NOT submit a dispute claim on this item. |
Important Information
Within 7 days after the auction, the buyer must submit full payment, including applicable taxes and fees to avoid late fees.
For this item, payment is due on or before
18 July . - This item is subject to Texas sales tax.
- Payment can be made by wire transfer (recommended) or credit card (additional fee will apply).
- All bids cannot be retracted and are binding until 2 business days after the auction ends. Failure to make full payment will result in a Default Fee.
- For Buyers in the United States IronPlanet hereby notifies you that the consigners of certain pieces of Equipment may have assigned to a qualified intermediary their rights, but not their obligations, for purposes of effecting a deferred Like-Kind Exchange under section 1031 of the Internal Revenue Code of 1986, as amended, and applicable regulations.
Final Selling Price | Transaction Fee |
$1 to $5,000 | 15% of the final selling price (min $100) |
$5,000 to $12,000 | 10% of the final selling price (min $750) |
$12,000 to $75,000 | 4.85% of the final selling price (min $1,200) |
Above $75,000 | $3,638 |
- Buyer is responsible for all costs related to transporting the item.
- Item must be picked up within 8 business days of the auction, or the buyer will incur storage charges.
Pickup Terms
Failure to follow these terms may result in the seller turning away the attempt of your driver to pick up the purchased item(s).
Hours of operation are subject to change for Holiday Schedules
You must call at least 24 hours in advance to schedule pickup
No Loading Dock, Ramps, or Forklift Available: Only RGN or trailers with ramps can be used to pick up this item at this location. Seller will not allow item to be loaded on a step-deck or flatbed trailer without the appropriate ramps.
Driver MUST bring a copy of the IronPlanet Item Release to pick the item up.
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Too Close For Comfort: States With the Most Crowded Schools
The call for states to reopen schools has stirred up nationwide apprehension. With the federal government threatening to withhold education funds to states who refuse to reopen with in-person instruction, states are struggling to find solutions. The stay-at-home quarantine orders have unsettled the lives of students from pre-K to high school, and many students (and their families) may be eager to leave the house and join their classmates again. However, reopening school systems may only exacerbate the predicted second-wave of the coronavirus pandemic. Opening up schools will leave many people in precarious situations — not only will students, teachers, and administrators will greatly increase their own risk of infection, but also become likely transmitters to members of their households.
Classrooms are not uniform across the nation. While access to quality education is presumably afforded to all children in the United States starting in elementary school — compulsory education laws put forward by the Education Act of 1996 require children between the ages of 5 and 16 to be enrolled in full-time education in all fifty states — schools are not funded equally nationwide. Because public schools receive funding through both the federal and state levels, the conditions of schools may appear variable between states. Most importantly, the quality of education within a school district is inherently dependent on the affluence of residents within its zip code — property taxes have historically been used as a significant source to fund education.
Quality education does not solely consist of sufficient instruction and supplies, but a stable classroom environment where students feel safe, supported, and valued. Even before the pandemic, overcrowded classrooms posed a direct threat to student learning capacity — as teachers become overburdened with large classroom sizes and are unable to pay due attention to each pupil, it's easier for some students to fall through the cracks. Now, with the threat of the coronavirus, the conditions of these cramped school buildings are even more concerning. The order to reopen in the fall is especially pernicious for historically underfunded schools whose facilities are less likely to accommodate CDC-recommended social distancing requirements. This will only heighten the disproportionated effect of coronavirus on vulnerable, low-income populations. Without the ability to properly social distance at six feet apart in classrooms and hallways, reopening school is a hazardous gamble. To determine which regions may be at the highest risk come fall, the data and research team at Insurify studied national public school data to find out which states have the most crowded schools.
- National averages. Across the country, the average pupil/teacher ratio was 15.49. State expenditure on education in 2017 was on average $12,367,336,212. On average, states spent $13,918.62 on each student enrolled in public education. The average population density was 430.93 people per square mile.
- Extra space to go around. The state with the lowest pupil/teacher ratio was Vermont at 10.50, which is 33 percent lower than the national average. Following Vermont was Maine (12.00), North Dakota (12.02), and New Jersey (12.05). New Jersey's ranking as the fourth-least crowded schools in the nation is notable, as New Jersey has the highest population density of any state in America. A potential factor contributing to this surprising insight is New Jersey's robust education budget — their education expenditure was seventh in the nation, behind much larger, populous states such as California, Texas, Florida, and Pennsylvania.
- Population density is not a clear determinant of school overcrowding. Surprisingly, the majority of states that made the list do not have comparatively high population densities — seven out of the ten are within the bottom 50th percentile of the nation's rankings. High-density states such as New York and Massachusetts had pupil/teacher ratios below the national average. Statistically, population density and pupil/teacher ratio were not found to be significantly correlated. This seemingly counterintuitive finding suggests that more people does not necessarily lead to more school crowding.
- Stark differences between the coasts. On the west coast, and specifically the southwest, the pupil/teacher ratio experienced an upward trend. Only three out of the top ten states with the most crowded schools were not located on either the west coast or southwest region. As a whole, the west region of the United States is actually the least population-dense, following the finding that population density is not significantly correlated with crowded schools.
The data and research team at Insurify, a home insurance quotes comparison site, referred to data from the Institute of Education Sciences' National Center for Education Statistics (NCES), the nation's primary federal entity for collecting and analyzing data related to education. Pupil/teacher ratios were recorded on the state level yearly — the statistics for this study used the most recent tabulations from the 2018-2019 school year. The education data collected pertains to state-run public education systems and does not include statistics from private schools.
Data on total school expenditures came from NCES's National Public Education Financial Survey, taken from its most recent report in 2017. The National Public Education Financial Survey documents state-wide spending patterns on education and related services. Spending per student was calculated by dividing the total education expenditure by the total student membership count for each state.
Population density rankings come from U.S. Census Bureau estimates of population and land area. The calculation for population density is determined by dividing the total population county by the land area total, which results in the average population per square mile within a state.
States with the Most Crowded Schools
10. Alabama
- Pupil/Teacher Ratio: 17.56
- Total education spending (2017): $7,857,707,829
- Dollars spent per student: $10,548.25
- Population per square mile: 95.4
- National rank for population density: #27
Alabama kicks off the list as the tenth state in the nation with the most crowded schools. Although Alabama does not have a particularly high population density, its pupil/teacher ratio is 12 percent higher than the national average. With an education budget 33 percent lower than average, a potential factor in Alabama's overcrowded schools could be its reduced allocation of financial resources in state education.
9. Michigan
- Pupil/Teacher Ratio: 17.69
- Total education spending (2017): $18,889,660,740
- Dollars spent per student: $12,356.96
- Population per square mile: 175.0
- National rank for population density: #17
While its lakes may be great and vast, Michigan's schools are ninth-most crowded in the nation. Even though Michigan spent 35 percent more on education than the national average in 2017, its pupil/teacher ratio exceeds the norm by 13 percent. The case of Michigan demonstrates that spending more money on schools is not an all-encompassing solution to improving education quality — school boards have to ensure that the implementation of those funds is strategic.
8. Washington
- Pupil/Teacher Ratio: 18.17
- Total education spending (2017): $15,568,032,786
- Dollars spent per student: $14,130.78
- Population per square mile: 104.9
- National rank for population density: #25
Washington is eighth in the ranks for states with the most overcrowded schools in the United States. Washington stands as the median state in terms of population density, as it ranks 25th amongst all states. Despite this average statistic, its pupil/teacher ratio, which is 15 percent above the national average, indicates that schools in Washington have room for improvement when it comes to comfortable classroom sizes. Even with above-average spending on education, Washington is still riddled with overbooked classrooms and potentially overwhelmed teachers.
7. Louisiana
- Pupil/Teacher Ratio: 18.29
- Total education spending (2017): $8,869,267,567
- Dollars spent per student: $12,382.18
- Population per square mile: 107.1
- National rank for population density: #23
Our second deep south state on the list, Louisiana takes the seventh spot for states with the most crowded schools. Louisiana's education expenditures, which were 29 percent below average in 2017, might be a potential contributing factor in its 16 percent above-average pupil/teacher ratio. With a relatively average population density, ranked 23rd overall in the nation, schools in Louisiana may be affected by the relatively lower education expenditures, leading to a deficit in the number of resources available per student.
6. Idaho
- Pupil/Teacher Ratio: 18.54
- Total education spending (2017): $2,501,907,356
- Dollars spent per student: $8,418.262
- Population per square mile: 19.5
- National rank for population density: #44
Idaho presents a fascinating case in the top ten states with the most crowded schools. Idaho has a pupil/teacher ratio that exceeds the national average by 17 percent, making it the sixth-highest in the nation. However, Idaho is one of the least densely populated states, with only about 19.5 people per square mile. As a sparsely populated state, its rate of classroom overcrowding is surprising. Likely due to its low population density, Idaho's spending on education is the farthest below the national average compared to the other states on this list — at approximately $2 billion, Idaho spent about 80 percent less. Even with fewer students overall, Idaho's high volume of overcrowded classrooms follows the finding that population density is not necessarily a contributing factor to school overcrowding.
5. Oregon
- Pupil/Teacher Ratio: 20.21
- Total education spending (2017): $7,374,587,579
- Dollars spent per student: $12,737.93
- Population per square mile: 40.9
- National rank for population density: #39
Oregon, the second Pacific Northwest state on the list, has the fifth-most crowded schools in the country. While much less densely populated than its next-door neighbor Washington, at 40.9 people per square mile versus Washington's 104.9, Oregon's pupil/teacher ratio is 11 percent higher than Washington's and exceeds the national average by 24 percent. Oregon spends approximately 9 percent less per student than average, which potentially affects classroom overcrowding. The disparity between population density and pupil/teacher ratio thus confirms the finding that school overcrowding is more likely a product of how educational environments are built, rather than the sheer number of overall students.
4. Nevada
- Pupil/Teacher Ratio: 21.45
- Total education spending (2017): $4,823,412,451
- Dollars spent per student: $10,181.47
- Population per square mile: 25.4
- National rank for population density: #42
The flocking to Las Vegas casinos in the midst of a pandemic is not the only thing Nevada should be concerned about. Its schools are the fourth in the nation for being the most overcrowded, despite the fact that the state is relatively sparsely populated. Similar to the case of Idaho, Nevada's spending patterns on education are remarkably lower than the national average by 61 percent, likely due to its low population density. Nevada's schools are nevertheless cramped, with a pupil/teacher ratio that's 28 percent above the national average.
3. Utah
- Pupil/Teacher Ratio: 22.75
- Total education spending (2017): $5,694,370,716
- Dollars spent per student: $8,630.437
- Population per square mile: 35.3
- National rank for population density: #41
The third state on the list, Utah, follows a similar trajectory to the established pattern of many of these top ten states with most crowded classrooms. Utah is located in the southwestern region of the United States, has a relatively low population density, and below-average state education expenditures. Even though Utah may not have been an epicenter for the novel coronavirus epidemic, its case count saw a spike in June and kept a steady increase into July, according to state government estimations. Utah better be cautious going into the fall with their decisions to reopen schools — it seems that adequate social distancing would be extra difficult in their classrooms, where the pupil/teacher ratio exceeds the national average by 32 percent.
2. California
- Pupil/Teacher Ratio: 23.08
- Total education spending (2017): $85,059,052,718
- Dollars spent per student: $13,481.88
- Population per square mile: 246.1
- National rank for population density: #11
California is somewhat of an unexpected outlier — it has the highest population density out of any other state on the list, which contradicts the pattern of sparsely-populated states having the highest pupil/teacher ratios. In this way, California actually may concede with the seemingly logical yet actually inaccurate assumption that more students naturally lead to more crowded classrooms. California spends close to the national average on each student, so the Golden State may be a case of simply having a lot of students to account for. California was praised for its handling of the coronavirus early on in the pandemic, so perhaps the state will revamp its strong public health measures come fall.
1. Arizona
- Pupil/Teacher Ratio: 23.53
- Total education spending (2017): $10,279,378,658
- Dollars spent per student: $9,232.148
- Population per square mile: 58.3
- National rank for population density: #33
Arizona has the most crowded classrooms in the nation. Its pupil/teacher ratio is 35 percent higher than the national average, despite having a population density 87 percent below the nationwide mean. Arizona's spending per student is one-third below the national standard. According to state officials, Arizona hospitals have been steadily approaching capacity since March. It's clear that healthcare resources are becoming increasingly strained, and reopening schools in the fall could only serve to exacerbate the rates of COVID-19.
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NEW YORK, May 22, 2012 /PRNewswire/ -- Harwood Feffer LLP (www.hfesq.com) is investigating potential claims against the board of directors of Benihana, Inc. ("Benihana" or the "Company") (NASDAQ: BNHN) concerning the proposed acquisition of the Company by Angelo, Gordon & Co. ("Angelo Gordon") in a transaction valued at approximately $296 million.
(Logo: http://photos.prnewswire.com/prnh/20120215/MM54604LOGO )
On May 22, 2012, it was announced that Benihana and Angelo Gordon have entered into a definitive agreement pursuant to which Angelo Gordon will acquire Benihana. Under the agreement, Benihana shareholders will receive $16.30 in cash per share held.
Our investigation concerns whether the Benihana board of directors is fulfilling its fiduciary duties, maximizing the value of the Company, disclosing all material benefits and costs, and obtaining full and fair consideration for Company shareholders.
If you own Benihana shares and wish to discuss this matter with us, or have any questions concerning your rights and interests with regard to this matter, please contact:
Benjamin Sachs-Michaels, Esq.
Robert I. Harwood, Esq.
Harwood Feffer LLP
488 Madison Avenue
New York, New York 10022
Phone Numbers: (877) 935-7400
(212) 935-7400
Email: [email protected]
Website: http://www.hfesq.com
Harwood Feffer has been representing individual and institutional investors for many years, serving as lead counsel in numerous cases in federal and state courts. Please visit the Harwood Feffer LLP website (http://www.hfesq.com) for more information about the firm.
Attorney Advertising. © 2011 Harwood Feffer LLP. The law firm responsible for this advertisement is Harwood Feffer LLP (www.hfesq.com). Prior results do not guarantee or predict a similar outcome with respect to any future matter.
SOURCE Harwood Feffer LLP


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Product: Hooded Sweatshirt
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- Double lined hood with matching drawstring
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