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Last updated: February 12, 2021
These Stripe Terminal Purchase Terms ("Purchase Terms") apply to the purchase of the Stripe Terminal Products. These Purchase Terms do not apply to products or services that Stripe or its affiliates make available under different terms, such as our payment processing services.
The purchaser of the Stripe Terminal Products ("you") is the entity indicated as the owner of the Stripe account at the time of the purchase (for example, by the purchase being submitted by a user logged into your Stripe account, or using your Stripe API key), and the seller of the Stripe Terminal Products is the Stripe entity that sells the applicable Stripe Terminal Products to you, as indicated on your proof of purchase ("Stripe", "us", or "we").
By purchasing the Stripe Terminal Products, you agree to these Purchase Terms. Do not purchase or use any Stripe Terminal Products if you do not understand or agree to these Purchase Terms, or your company is prohibited from legally purchasing or using Stripe Terminal Products.
Please review these Purchase Terms each time you make a purchase. We may update or change these Purchase Terms at any time and without notice to you. The terms that apply to each purchase will be the Purchase Terms posted here at the time you place your order.
Section A. Stripe Terminal Products
1. Key Concepts
As used in these Purchase Terms, a "Stripe Terminal Product" is any hardware product, instrument or piece of equipment that you purchase from Stripe under these Purchase Terms, and includes physical Point of Sale ("POS") devices, accessories, components, and spare parts, and Terminal Device Software (see Section A.18 below). The Stripe Terminal Products are intended to be used in conjunction with the Stripe Terminal Services (defined in the Stripe Terminal Services Terms available at https://stripe.com/legal/terminal ("Stripe Terminal Services Terms")). We provide support to help resolve general issues relating to the Stripe Terminal Products. This support includes resources and documentation that we make available to you through the current versions of Stripe's support pages, API documentation, and other pages on our website (collectively, "Documentation").
2. Product Specifications
Stripe may make details of the Stripe Terminal Products available via means such as the Stripe Shop and your Stripe Dashboard ("Dashboard"). Stripe Terminal Products features, specifications, and prices are subject to change at any time without notice. We attempt to be as accurate as possible. However, we do not warrant that product descriptions or information is accurate, complete, reliable, current, or error-free. Unless expressly noted, all weights, measures and similar descriptions are approximate and are provided for convenience purposes only. Packaging may vary from that shown, and the appearance of the Stripe Terminal Products in reality may differ from how it appears to you. By placing an order, you represent that the products you order will be used only in a lawful manner.
3. Hardware Availability
Stripe Terminal Products are manufactured by third parties and resold by Stripe. While Stripe uses reasonable efforts to maintain sufficient supply of the Stripe Terminal Products, inventory shortages at our manufacturers and distributors may affect our ability to fulfil an order. If there is a delay in manufacture or distribution of a certain Stripe Terminal Product that we believe will affect your order, we will use reasonable efforts to notify you of the delay and keep you informed of the revised delivery schedule. Stripe is not obliged to accept any order, and we may cancel accepted orders at any time if we are unable to fulfil the order for any reason. If you submit an order, and we accept the order, you are bound by the order unless Stripe cancels the order. If we cancel your order, we will fully refund the purchase price to you.
4. Geographic Availability
We only sell the Stripe Terminal Products in a limited number of countries, and we may restrict or prevent the use of the Stripe Terminal Products in a country other than the country to which we shipped the product. You must not circumvent any geographical availability requirements that we apply to the Stripe Terminal Products. You must provide a valid shipping address within the country where you are requesting that we ship the Stripe Terminal Products. Our ability to ship or permit the use of Stripe Terminal Products is always subject to applicable Law (defined in Section A.10 below), which may restrict our ability to ship the Stripe Terminal Products to or within a country.
5. Prices
a. Prices for the Stripe Terminal Products will be listed at the time of your purchase and may vary by country. We may change pricing and availability at any time. If you do not submit immediate payment, Stripe may delay shipment of the Stripe Terminal Products until the full amount of your payment is received. The amounts you pay for the Stripe Terminal Products are in addition to the fees you pay for other business services that may be offered by Stripe and its affiliates (each, a "Stripe Service" or "Service") that are provided to you under your agreements with Stripe, including the Stripe Services Agreement (collectively, the "Stripe Agreements").
b. Unless otherwise stated, the prices shown for the Stripe Terminal Products exclude taxes and shipping costs. We will add all taxes and shipping costs to the total amount of your purchase, and show you the final amount due before you complete your purchase. You are solely responsible for all taxes and shipping costs that apply to the Stripe Terminal Products that you purchase.
c. We may collect amounts you owe us under these Purchase Terms by deducting or setting-off those amounts from the balance on your Stripe account. If that balance is insufficient, we may debit the bank or other financial institution account that you designate in your Stripe account as your "Payout Account", or deduct or set-off the amount owed to us from the balance of another Stripe account that we determine, acting reasonably, is associated with your Stripe account. To the extent required by applicable Law, any debit from the Payout Account will be a Pre-Authorized Debit (PAD) as authorized under and defined in the applicable Stripe Services Agreement.
d. These Purchase Terms apply to any Stripe Terminal Products that we choose to provide to you at no cost, and your rights and obligations with respect to those Stripe Terminal Products do not change merely because you did not pay for the Stripe Terminal Products.
6. Taxes
You are responsible for and will pay, indemnify, and hold Stripe harmless from any sales, use, excise, import or export, withholding, value added, or similar tax ("Taxes"), and any penalties or interest associated with Taxes, imposed by any governmental authority with respect to any payment to be made or any Stripe Terminal Products to be delivered under these Purchase Terms. Stripe may charge, and you must pay, all Taxes that Stripe is legally obligated or allowed to collect based on sale of the Stripe Terminal Products, and all fees payable for the Stripe Terminal Products are exclusive of Taxes except to the extent Stripe expressly states to the contrary. You must provide us with any information we need to determine whether we are required to collect Taxes from you under any applicable Law. If you provide an exemption certificate or a direct payment certificate, we will not collect any Tax for which you can claim an available exemption. All payments made by you to Stripe under these Purchase Terms must be made free and clear of any withholding or deduction. If any Taxes are required under applicable Law to be withheld on any payment, you will pay additional amounts as necessary so that the net amount received by Stripe is equal to the amount then due and payable under these Purchase Terms.
7. Shipping and Returns
a. Shipping: We will only ship Stripe Terminal Products to addresses located in countries where we support Stripe Terminal (found on https://stripe.com/docs/terminal/fleet/placing-orders or as otherwise communicated to you by Stripe in writing). We will select the carrier that will ship Stripe Terminal Products. We will inform you of the shipping fees (if any) before you confirm your order. If we provide you with an estimated shipping or delivery date, that date is not guaranteed, and inventory shortages or events beyond our control could impact the delivery date. Also, many events beyond our control can affect the delivery of your Stripe Terminal Products after we provide them to the carrier. We are not liable for late shipment or delivery or any loss, damage, or penalty you incur from any delay in shipment or delivery, even if you have paid an additional fee for expedited shipping. Despite any contrary terms in any invoice or purchase order, title and risk of loss for the Stripe Terminal Products passes to you when we deliver the Stripe Terminal Products to the address that you provide.
b. Returns: You may return any Stripe Terminal Product in its original packaging and condition (including all accessories and components) within 30 days after the date of your purchase. To begin the return process for a Stripe Terminal Product, please contact us at https://stripe.com/contact. We will provide you with return shipping instructions. If you follow our instructions, we will cover the cost of return shipping and will refund your purchase price in full using the same method of payment you used to purchase the Stripe Terminal Product. We will not take title to any returned Stripe Terminal Product until the item arrives at the facility to which we instruct you to return the Stripe Terminal Product. Returns may be subject to a restocking fee. You will be the exporter and importer of record on all returns transactions and will be directly responsible for ensuring that your returns comply with all export and import regulations. Notwithstanding the terms of this section to the contrary, you agree that any duties and taxes that may be recoverable by you will not be charged or collected from Stripe. This clause does not limit any rights that you might have to seek a refund under applicable Law.
8. Limited Hardware Warranty
a. Stripe provides a one-year limited warranty against defective materials and faulty workmanship in a Stripe Terminal Product. The warranty period starts on the date of your original purchase of the Stripe Terminal Product from Stripe, and ends one year after that date. If you submit a claim during this warranty period that is within the scope of the limited warranty, and you follow our instructions for returning the Stripe Terminal Product, we will at our option, to the extent permitted by applicable Law, either repair the Stripe Terminal Product, replace the Stripe Terminal Product, or refund to you all or part of the purchase price of the Stripe Terminal Product. This limited warranty applies only to unaltered hardware components of the Stripe Terminal Products that are used in accordance with these Purchase Terms and not subject to accident, misuse, or neglect.
b. This limited warranty gives you specific rights and is personal to you. You may not transfer this warranty to any other person. You may have additional rights under applicable Law, and this limited warranty does not affect those rights. To make a warranty claim, please contact us at https://stripe.com/contact. We will provide you with information about how to return your Stripe Terminal Products and obtain a replacement Stripe Terminal Product.
9. End Users
You may only purchase the Stripe Terminal Products for your own use, or for resale or distribution as permitted by the Stripe Terminal Reseller Terms available at https://stripe.com/legal/terminal-reseller ("Reseller Terms"). You may not otherwise resell, rent, lease or distribute Stripe Terminal Products, or allow a third party to use Stripe Terminal Products that you have purchased. We reserve the right to refuse to sell or ship the Stripe Terminal Products to any person we believe intends to use, resell, distribute or lease the Stripe Terminal Products in a manner prohibited by these Purchase Terms (which include the Reseller Terms). The foregoing limitations will not apply to the extent prohibited by applicable Law. Without limiting any of your other obligations under these Purchase Terms, if you obtain equipment, software or accessories branded by Verifone and shipped to you by or on behalf of Stripe to an address in the United Kingdom or European Economic Area, you must comply with the Verifone Minimum Terms available at https://stripe.com/verifone/legal.
10. Use of Stripe Terminal Products
a.You must use Stripe Terminal Products in a manner that is consistent with the terms of the Stripe Agreements.
b. You must ensure that only competent trained employees (or persons under their supervision) are allowed to operate or use Stripe Terminal Products and that adequate security measures are put in place to safeguard Stripe Terminal Products and data collected by and held on Stripe Terminal Products.
c. You must only use Stripe Terminal Products for the purpose for which they are provided and in accordance with all relevant Documentation.
d. If you ship Stripe Terminal Products, you must package the products appropriately and sufficiently to avoid damage caused in transit as a result of insufficient packaging.
e. You must use Stripe Terminal Products in a lawful manner, and must obey all laws, rules, and regulations and other binding requirements or standards of any governmental authority (collectively "Law") that apply to your use of Stripe Terminal Products. This may include compliance with domestic and international Laws related to the use or provision of financial services, notification and consumer protection, unfair competition, privacy, and false advertising.
11. Restrictions
You must not, and must not enable or permit any third party to:
a. ship a Stripe Terminal Product outside of the country to which Stripe shipped that product, except that you (or a third party) may ship a Stripe Terminal Product that was shipped to the European Economic Area or Switzerland to another country in the European Economic Area or Switzerland;
b. use a Stripe Terminal Product in any country other than the country to which Stripe shipped that product, except as otherwise expressly preapproved by Stripe in writing, except that you (or a third party) may use a Stripe Terminal Product that was shipped to the European Economic Area or Switzerland in another country in the European Economic Area or Switzerland but only if we support Stripe Terminal in that country (found on https://stripe.com/docs/terminal/fleet/placing-orders or as otherwise communicated to you by Stripe in writing);
c. where a Stripe Terminal Product is registered to a location, move the Stripe Terminal Product to a new location without registering the device to its new location and downloading the local device configuration;
d. represent, or use any technical measures in an attempt to represent, that the location of a Stripe Terminal Product is a location different from its actual physical location;
e. use a Stripe Terminal Product to enable any party (including you) to benefit from any activities Stripe has identified as a restricted business or activity as listed at https://stripe.com/restricted-businesses. Restricted businesses include use of the Stripe Terminal Products in or for the benefit of a country, organization, entity, or person embargoed, blocked or on a sanctions list identified by any government, government body or supranational body; or
f. (i) copy, reproduce, republish, upload, post, transmit, resell, or distribute in any way, any data, content, or any part of a Stripe Terminal Product, Documentation, or our website except as expressly permitted by applicable Law; (ii) transfer any rights granted to you under these terms unless otherwise agreed between you and Stripe in writing; (iii) work around any of the technical limitations implemented in a Stripe Terminal Product or enable functionality that is disabled or prohibited; (iv) reverse engineer or attempt to reverse engineer a Stripe Terminal Product except as expressly permitted by applicable Law; (v) perform or attempt to perform any actions that would interfere with the normal operation of a Stripe Terminal Product or impact the use of the Stripe Terminal Products by other users; or (vi) impose an unreasonable or disproportionately large load on the Stripe Services.
12. Limitation on Use - Commercial Purposes Only
The Stripe Terminal Products may be used for commercial purposes only, and you must not use, or allow any other person to use, the Stripe Terminal Products for personal, family, or household use.
13. Unauthorized or Illegal Use
If we suspect or know that you are using or have used Stripe Terminal Products for unauthorized, fraudulent, or illegal purposes, or in a manner that exposes you, Stripe, or others to risks unacceptable to Stripe, we may limit or disable the functionality of your Stripe Terminal Products, until such time as you demonstrate to our reasonable satisfaction that our suspicion was unfounded, or you provide us with sufficient assurances that the unacceptable use has been appropriately mitigated and will not recur.
14. Export
The Stripe Terminal Products may be subject to foreign export control Law and must be purchased, exported, transferred, and used in compliance with all applicable export Law. Stripe does not claim and does not guarantee that the Stripe Terminal Products shipped to an address in any given country will be appropriate or available for use in any other country or comply with applicable Law governing export, import, or foreign use. You must comply with all international and national export controls Law, and the end user, end use and destination restrictions imposed by any country, that apply to the Stripe Terminal Products you purchase or receive from Stripe under these Purchase Terms.
15. Installation, Updates, and Maintenance; Use with Third-Party Products
You are responsible for installing, integrating and maintaining the Stripe Terminal Products, which includes updating the Terminal Device Software as may be required by Stripe or the original equipment manufacturer (OEM) from time to time under the Terminal Device EULA (defined in Section A.18 below). Stripe will not be obligated to provide services or support for any Stripe Terminal Product that contains an outdated version of the Terminal Device Software.
Use of the Stripe Terminal Products in conjunction with any other products, such as hardware accessories, may lead to incompatibilities which cause the Stripe Terminal Products to not function correctly. As a consequence, all such use is at your own risk.
16. Ownership and Rights
These Purchase Terms do not grant any rights or licenses in the Stripe Terminal Products other than as expressly stated in these Purchase Terms and the Terminal Device EULA. As between you and Stripe, Stripe and its licensors exclusively own all rights, title and interest, including all copyrights (including rights in derivative works), moral rights, rights of publicity, patents, trade secrets, trademarks, service marks, logos and designs, trade secrets, and other intellectual property rights, in and to the Stripe Terminal Products. All rights not expressly granted are reserved by Stripe. Any use of Stripe's trademarks must be in accordance with the Stripe Marks Usage Agreement available at https://stripe.com/marks/legal.
17. Feedback
You may choose or we may invite you to submit comments or ideas about improving the Stripe Terminal Products. If you submit comments or ideas to us, you agree that your submission is voluntary, unsolicited by us, and delivered to us without any restrictions on our use of the comments and ideas under law, contract or otherwise. You also agree that Stripe has no fiduciary or any other obligation to you in connection with any comments and ideas you submit to us, and that we are free to use your comments and ideas without any attribution or compensation to you.
18. Software License Terms
The Terminal Device Software is defined in and licensed under an end user Software License Agreement located at https://stripe.com/legal/terminal-device-eula ("Terminal Device EULA"). You, and your use of Stripe Terminal Products, must comply with the Terminal Device EULA. Notwithstanding the Terminal Device EULA, in addition to the transfer rights you have under the Terminal Device EULA, you may disclose to third parties Terminal Device Software strictly in accordance with the Reseller Terms.
19. Free Recycling Program
As part of these Purchase Terms, we offer to provide a free recycling service for Stripe Terminal Products that you purchase from Stripe and that you return to the location we specify at your cost. Where applicable Law dictates other services must be offered, we will adapt the service to be compliant. Please contact us at https://stripe.com/contact to organize a return. Please note, we assume no responsibility or liability for or related to your data (including personal data or other information) on Stripe Terminal Products returned for recycling. Before shipping, you must remove all data and, to the extent available, complete a factory reset. You must not include anything other than the Stripe Terminal Products in your return. Stripe cannot return the Stripe Terminal Products back to you once they have been returned and by returning the Stripe Terminal Products, you relinquish all rights to and in the returned Stripe Terminal Products.
Section B. General Terms
1. Disclaimer
The Stripe Terminal Products are provided as-is and with all faults. Except as expressly stated in these Purchase Terms (and for Stripe Terminal Products shipped by or on behalf of Stripe to Singapore, subject to section 55 of the Sale of Goods Act (Cap. 393) of Singapore), Stripe, its affiliates, and the respective employees, directors, agents, licensors and service providers of Stripe and each Stripe affiliate (each a "Stripe Party" and together the "Stripe Parties") provide no express or implied warranties or conditions, and Stripe disclaims and excludes any implied terms, representations, warranties, and conditions with respect to the Stripe Terminal Products, including warranties of merchantability, fitness for a particular purpose, title, quiet enjoyment, satisfactory quality and non-infringement, as well as any other implied warranties, such as warranties regarding data loss, availability, accuracy, functionality and lack of viruses. These disclaimers will apply except to the extent applicable Law does not permit them. Any warranties, guarantees, or conditions that cannot be disclaimed as a matter of law, but which may be limited in duration, last for one year from the date on which you receive a Stripe Terminal Product.
2. Limitation of Liability
a. Under no circumstances will any Stripe Party be responsible or liable whether in contract, tort (including negligence), under statute or otherwise to you for any indirect, punitive, incidental, special, consequential, or exemplary damages resulting from your use or inability to use the Stripe Terminal Products or for the unavailability of the Stripe Terminal Products, for lost profits, personal injury to the extent allowed by applicable Law, or property damage, or for any other damages arising out of, in connection with, or relating to these Purchase Terms or your use of the Stripe Terminal Products, even if those damages are foreseeable, and whether or not you or the Stripe Parties have been advised of the possibility of those damages except as provided in Section B.2.b. The Stripe Parties are not liable whether in contract, tort (including negligence) under statute or otherwise, and further deny responsibility for, any damages, harm, or losses to you arising from or relating to hacking, tampering, or other unauthorized access or use of the Stripe Terminal Products. The Stripe Parties are not liable, and further deny responsibility for all liability and damages to you or others whether in contract, tort (including negligence), under statute or otherwise caused by (i) your or your employees', agents', contractors', end users', and other personnel's access or use of the Stripe Terminal Products inconsistent with the Documentation; (ii) any unauthorized access of servers, infrastructure, or data used in connection with the Stripe Terminal Products; (iii) interruptions to or cessation of the Stripe Terminal Products; (iv) any bugs, viruses, or other harmful code that may be transmitted to or through the Stripe Terminal Products; (v) any errors, inaccuracies, omissions, or losses in or to any data provided to us; (vi) third-party content provided by you or your employees, agents, contractors, end users, and other personnel; or (vii) the defamatory, offensive, or illegal conduct of others. The foregoing limitations will not apply to the extent prohibited by applicable Law.
b. Except to the extent prohibited by applicable Law, you agree to limit any additional liability whether in contract, tort (including negligence), under statute or otherwise not disclaimed or denied by the Stripe Parties under these Purchase Terms to your direct and documented damages; and you further agree that under no circumstances will any such liability exceed in the aggregate the amount paid by you to Stripe for the Stripe Terminal Products.
c. Nothing in these Purchase Terms operates to exclude or limit liability for (i) death or bodily injury; or (ii) fraud or willful misconduct, to the extent that doing so would contravene applicable Law.
3. Disclosures and Notices; Electronic Signature Consent
Stripe can provide notices regarding the Stripe Terminal Products ("Notices") to you through our website or through the Dashboard, or by mailing Notices to the email or physical addresses identified in your Stripe Account. Notices may include notifications about the Stripe Terminal Products or other information we are required to provide to you. Electronic delivery of a Notice will have the same legal effect as if we provided you with a physical copy. We will consider a Notice to have been received by you 24 hours after the time a Notice is either posted to our website or emailed to you.
4. No Agency
Nothing in these Purchase Terms serves to establish a partnership, joint venture, employment, or agency relationship between you and us. You will have no authority to enter into any agreement on Stripes' behalf or in Stripe's name or otherwise bind Stripe to any agreement or obligation.
5. Force Majeure
Neither party will be liable for any nonperformance caused by telecommunications, utility, failures, or equipment failures; labor strife, riots, war, or terrorist attacks; nonperformance of our vendors or suppliers, fires or acts of nature; or any other event over which the respective party has no reasonable control. However, nothing in this section will affect or excuse your liabilities or your obligation to pay any amounts owed to Stripe under these Purchase Terms.
6. Your Liability For Third-Party Claims Against Us
a. Without limiting, and in addition to, any other obligation that you may owe under these Purchase Terms, you are at all times responsible for the acts and omissions of your employees, directors, contractors and agents, to the extent they are acting within the scope of their relationship with you.
b. You agree to defend each Stripe Party against any claim, suit, demand, loss, liability, damage, action, or proceeding (each a "Claim") brought by a third party against a Stripe Party, and you agree to fully reimburse the Stripe Parties for any Claims that results from: (i) your breach of any provision of these Purchase Terms ; (ii) negligent or willful misconduct of you, your employees, contractors, or agents; or (iii) contractual or other relationships between you and any third party, including your customers.
7. Representations and Warranties
By accepting these Purchase Terms, you represent and warrant that (a) you have the authority to execute and perform the obligations required by these Purchase Terms; (b) you will comply with all Law applicable to your business and use of the Stripe Terminal Products; (c) your employees, directors, contractors and agents will at all times act consistently with these Purchase Terms; and (d) you will not use the Stripe Terminal Products, directly or indirectly, for any fraudulent or illegal undertaking, or in any manner that interferes with the normal operation of the Stripe Terminal Products or the Stripe Terminal Services.
8. Governing Law; Intellectual Property Disputes
a. Governing Law: These Purchase terms will be governed by and construed in accordance with the laws of the region to which the Stripe Terminal Products were shipped by or on behalf of Stripe. The terms of the United Nations Convention on Contracts for the International Sale of Goods will not apply. Specifically, the following laws, notwithstanding any conflicts of law rules to the contrary, will apply for Stripe Terminal Products shipped to:
(i) the United States: the laws of the state of California;
(ii) Canada: the laws of the Province of British Columbia and federal Laws of Canada applicable in British Columbia;
(iii) the United Kingdom, Switzerland or the European Economic Area: the laws of Ireland;
(iv) Australia: the laws of Victoria;
(v) New Zealand: the laws of Auckland, New Zealand;
(vi) Singapore: the laws of the Republic of Singapore; and
(vii) Malaysia: the laws of Malaysia.
b. Intellectual Property Disputes: In the event that there is a dispute, claim or controversy arising out of or relating principally related to either party's intellectual property (an "IP Claim"), each party agrees to bring the IP Claim before the courts listed below ("Courts") that are located in the country to which the Stripe Terminal Products were shipped by or on behalf of Stripe. The parties irrevocably consent to the exclusive jurisdiction and venue of the applicable Courts, and you and Stripe each agree not to commence or prosecute any IP Claim other than in the applicable Courts. You and Stripe each waive all defenses of lack of personal jurisdiction and forum non-conveniens. Specifically, the following courts are the applicable Courts for IP Claims as well as the enforcement of awards described in Section B.9.d below for Stripe Terminal Products shipped to:
(i) the United States: the United States District Court for the Northern District of California;
(ii) Canada: the Federal Court in Vancouver, British Columbia;
(iii) the United Kingdom, Switzerland or the European Economic Area: the courts of Ireland in a location in Dublin;
(iv) Australia: the courts located in Melbourne, Australia;
(v) New Zealand: the courts located in Auckland, New Zealand;
(vi) Singapore: the courts located in the Republic of Singapore; and
(vii) Malaysia: the courts located in Malaysia.
9. Dispute Resolution
a. Binding Arbitration: In the event that there is a dispute, claim or controversy arising out of or relating to statutory or common law claims, the breach, termination, enforcement, interpretation or validity of any provision of these Purchase Terms, and the determination of the scope or applicability of your agreement to arbitrate any dispute, claim or controversy originating from these Purchase Terms, but specifically excluding any IP Claim (which will be resolved in litigation in accordance with Section B.8 above), will be determined by arbitration and the arbitrator will apply the law as stated in Section B.8.a above:
(i) for Stripe Terminal Products shipped to the United States by or on behalf of Stripe, in San Francisco, California before a single arbitrator. The arbitration will be administered by the American Arbitration Association under its Commercial Arbitration Rules, as amended by these Purchase Terms. If the American Arbitration Association is no longer in business, or refuses or declines to administer any dispute between the parties brought before it, either party may petition the United States District Court for the Northern District of California to appoint the arbitrator. Nothing in this paragraph will preclude the parties from seeking provisional remedies in aid of arbitration from a court of appropriate jurisdiction. The parties acknowledge that these Purchase Terms evidences a transaction involving interstate commerce. Notwithstanding the provisions in this paragraph referencing applicable substantive law, the Federal Arbitration Act (9 U.S.C. §§ 1-16) will govern any arbitration conducted pursuant to the terms of these Purchase Terms.
(ii) for Stripe Terminal Products shipped to Canada by or on behalf of Stripe, in Vancouver, British Columbia, administered by the International Centre for Dispute Resolution under its International Arbitration Rules, as amended by these Purchase Terms. The number of arbitrators will be one. The arbitrator will have the authority to award any remedy or relief that a court could order or grant. The arbitrator will have no authority to decide claims on a class action or collective action basis.
(iii) for Stripe Terminal Products shipped to the United Kingdom, Switzerland or the European Economic Area by or on behalf of Stripe, in Dublin, Ireland administered by arbitration in accordance with the JAMS International Arbitration Rules as amended by these Purchase Terms. The tribunal will consist of a sole arbitrator. Judgment upon the award rendered by the arbitrator may be entered by any court having jurisdiction. Nothing in this section will preclude the parties from seeking provisional remedies in aid of arbitration from a court of appropriate jurisdiction. The arbitrator will have the authority to award any remedy or relief that a court could order or grant. The arbitrator will have no authority to decide claims on a class action or collective action basis.
(iv) for Stripe Terminal Products shipped to Australia, in Melbourne, Australia administered by arbitration in accordance with the Australian Centre for International Commercial Arbitration ("ACICA") Arbitration Rules as amended by these Purchase Terms. The seat of arbitration will be Melbourne, Australia. The tribunal will consist of one arbitrator. Judgment upon the award may be entered in any court of competent jurisdiction.
(v) for Stripe Terminal Products shipped to New Zealand, in Auckland, New Zealand administered by arbitration in accordance with the SIAC Rules as amended by these Purchase Terms. The tribunal will consist of one arbitrator. Judgment upon the award may be entered in any court of competent jurisdiction.
(vi) for Stripe Terminal Products shipped to Singapore, in Singapore administered by arbitration in accordance with the Arbitration Rules of the Singapore International Arbitration Centre for the time being in force ("SIAC Rules"), which are deemed to be incorporated by reference into this subsection (vi), except to the extent they conflict with these Purchase Terms. The tribunal will consist of one arbitrator. Judgment upon the award may be entered in any court of competent jurisdiction. Nothing in this section will preclude either party to apply for urgent interlocutory relief from any court of competent jurisdiction. A person who is not a party to these Purchase Terms will have no rights under the Contracts (Rights of Third Parties) Act (Chapter 53B) to enforce any of the terms of these Purchase Terms.
(vii) for Stripe Terminal Products shipped to Malaysia, in Kuala Lumpur, Malaysia administered by arbitration in accordance with the Arbitration Rules of the Asian International Arbitration Centre (Malaysia) ("AIAC") for the time being in force, which rules are deemed to be incorporated by reference in this subsection (vii), except to the extent they conflict with these Purchase Terms. The Tribunal shall consist of one arbitrator. Unless the parties agree upon an arbitrator, either party may request a nomination from the Director of the AIAC. The seat of arbitration will be Kuala Lumpur, Malaysia. The tribunal will consist of one arbitrator. Judgement upon the award rendered by the arbitrator may be entered by any court having jurisdiction thereof. This subsection (vii) shall be governed and construed in accordance with the laws of Malaysia, exclusive of conflict or choice of law rules. Nothing in this subsection (vii) will preclude parties from seeking provisional remedies in aid of arbitration from a court of appropriate jurisdiction.
Either party may commence arbitration by providing the other party and the applicable arbitration authority above (where required or allowed) a written demand for arbitration, setting forth the subject of the dispute and the relief requested. The language of the arbitration will be English.
b. Service of Process: Each party hereby irrevocably and unconditionally consents to service of process through personal service at their corporate headquarters, registered address, or primary address (for individuals or sole proprietors). Nothing in these Purchase Terms will affect the right of any party to serve process in any other manner permitted by applicable Law.
c. Class Waiver: To the fullest extent permitted by applicable Law, each of the parties agrees that any dispute arising out of or in connection with these Purchase Terms, whether in arbitration or in court, will be conducted only on an individual basis and not in a class, consolidated or representative action. If for any reason a claim or dispute proceeds in court rather than through arbitration, each party knowingly and irrevocably waives any right to trial by jury in any action, proceeding or counterclaim arising out of or relating to these Purchase Terms or any of the transactions contemplated between the parties.
d. Provision of an Award: Subject to the limitations of liability identified in these Purchase Terms, the appointed arbitrators may award monetary damages and any other remedies allowed by the applicable Law as determined under Section B.8.a above. In making a determination, the arbitrator will not have the authority to modify any term or provision of these Purchase Terms. The arbitrator will deliver a reasoned written decision with respect to the dispute (the "Award") to each party, who will promptly act in accordance with the Award. Any Award (including interim or final remedies) may be confirmed in or enforced by the applicable Courts as determined under Section B.8.b above. The decision of the arbitrator will be final and binding on the parties, and will not be subject to appeal or review.
e. Fees: Each party will advance one-half of the fees and expenses of the arbitrators, the costs of the attendance of the arbitration reporter at the arbitration hearing, and the costs of the arbitration facility. In any arbitration arising out of or related to these Purchase Terms, the arbitrators will award to the prevailing party, if any, the costs and legal/attorneys' fees reasonably incurred by the prevailing party in connection with those aspects of its claims or defenses on which it prevails, and any opposing awards of costs and legal fees awards will be offset.
f. Confidentiality: The parties will maintain the confidential nature of the arbitration proceeding, the hearing and the Award, except (i) as may be necessary to prepare for or conduct the arbitration hearing on the merits, (ii) in connection with a court application as contemplated above for a preliminary remedy, or confirmation of an Award or its enforcement, (iii) our disclosure of the Award in confidential settlement negotiations, or (iv) as otherwise required by applicable Law. The parties, witnesses, and arbitrator will treat as confidential and will not disclose to any third person (other than witnesses or experts) any documentary or other evidence produced in any arbitration under these Purchase Terms, except as required by applicable Law or except if the evidence was obtained from the public domain or was otherwise obtained independently from the arbitration.
g. Conflict of Rules: In the case of a conflict between the provisions of Section B.8 and the rules governing arbitration identified in Section B.8.a, the provisions of this Section B.8 will prevail. If any provision of these Purchase Terms to arbitrate is held invalid or unenforceable, it will be so held to the minimum extent required by applicable Law and all the other provisions will remain valid and enforceable.
10. Assignment
You may not assign, transfer, delegate, or otherwise dispose of, whether voluntarily or involuntarily, by operation of law or otherwise, these Purchase Terms or any rights or obligations under these Purchase Terms, without the prior written consent of Stripe. Any purported assignment, transfer, delegation, or disposal by you without Stripe's prior written consent will be null and void. Stripe may assign any of its rights and obligations under these Purchase Terms without your prior written consent. These Purchase Terms will be binding upon and will inure to the benefit of you and Stripe and their respective successors and permitted assigns.
11. Entire Agreement
These Purchase Terms and all policies and procedures that are incorporated by reference constitute the entire agreement between you and Stripe for provision and use of the Stripe Terminal Products. Except where expressly stated otherwise in a writing executed between you and Stripe, these Purchase Terms will prevail over any conflicting policy or agreement for the provision or use of the Stripe Terminal Products. These Purchase Terms set forth your exclusive remedies with respect to the Stripe Terminal Products. If any provision or portion of these Purchase Terms is held to be invalid or unenforceable under applicable Law, then it will be reformed and interpreted to accomplish the objectives of that provision to the greatest extent possible, and all remaining provisions of these Purchase Terms will continue in full force and effect.
12. Cumulative Rights, Construction, Waiver
The rights and remedies of the parties under these Purchase Terms are cumulative, and either party may enforce any of its rights or remedies under these Purchase Terms, along with all other rights and remedies available to it under applicable Law or in equity. No provision of these Purchase Terms will be construed against any party on the basis of that party being the drafter. Unless expressly stated otherwise, the use of the term "including" or "such as" is not to be interpreted as limiting the generality of the text preceding the term. To be enforceable, a waiver must be in writing and signed by the waiving party. The failure of a party to enforce any provision of these Purchase Terms will not constitute a waiver of that party's rights to subsequently enforce the provision.
13. Survival
Provisions in these Purchase Terms which by their nature are intended to survive termination (including indemnification obligations and limitations of liability) will survive termination of these Purchase Terms.


text:
Portland Advantage Locksmith - 24/7 Locksmith & Key Service in Portland, OR
What can you do when your lock jams or you lose your keys? You need to get in touch with a competent locksmith for help. If you are located anywhere in the Portland, OR region, then Portland Advantage Locksmith's 24 hour emergency locksmith service is your best bet – especially if you're in a hurry and can't afford to wait around for hours on end for help to arrive. We pride ourselves on our lightning-quick response times and we endeavor to get the job done as quickly as possible without compromising on the workmanship in any way. Our professionals can replace your locks, rekey them, make you new keys, and handle lockouts in a short span of time, leaving you free to go about your day as usual. Our services are affordably priced and we are a one stop solution for all your locksmithing needs, whether you're a home, business, or car owner. We have faithfully served the local community for a very long time and you can rely on our locksmiths to be professional and trustworthy.
Lightning-Quick Key Cutting Services
We have the equipment and the expertise necessary to craft precision-engineered keys in a matter of minutes:
- Keys for home and business property locks: We can make replacement keys for all manner of locks you use in your home or business property.
- New car keys made: Your car dealer isn't your only source for new car keys. In fact, we can make you keys cheaper and quicker than your dealer ever could. We can make standard car keys, keys with remote, and transponder car keys.
Every key we cut is precision-engineered and extensively checked for defects. We use state-of-the-art equipment to make your keys, so we can churn out keys in a matter of minutes. We use high-quality key blanks, so every key you get from us will last you a long, long time.
Home, Car, and Business Lockout Assistance
Being locked out of your property can be a frustrating or nightmarish experience, depending on the circumstances. Our locksmiths can:
- Unlock home and business doors without damage: We can get most locks open – including malfunctioning keyless electronic ones – without damaging your property in any way. We have the tools and experience necessary to get doors open quickly.
- Provide roadside assistance for car owners: Are you stranded out of your car anywhere in Portland or surrounding areas? We can have a team at your location in a short span of time. Apart from opening locked doors, we can unlock a locked trunk too.
Security Safe and File Cabinet Services
We provide a range of safe and file cabinet services for home and business owners in the local area, namely:
- Installing new safes and file cabinets:We can install high-security safes and file cabinets for your commercial business or regular ones for your home property.
- Unlocking safes and file cabinets: Having trouble opening your safe, perhaps because you lost the combination to it? Our experts can get it open without damaging your possessions.
- Repair and replacement:Does your safe or file cabinet need to be repaired? Call us and we'll do our best to help you. If the item in question can't be repaired, we can replace it.
- Changing locks and combinations: You can also hire us to change the locks on your safe and file cabinets, as well as their combinations. If the manufacturer did not include a lock on your cabinet, we can install a new one.
Security Specialists for Businesses
Commercial properties are difficult to secure against external threats. They have to be open to a lot of people daily and yet the possessions inside them need to be secured. Our business locksmiths can:
- Install high-security locks: We can install regular mechanical as well as electronic high-security locks on doors, windows, garages, and other items that need to be secured.
- Install push bars on fire exits:Emergency exits on large commercial buildings are best secured by getting push bars with alarms installed.
- Create master key systems:Want better control over who has access to what area of your building? We can make you a master key system for that very purpose.
Lock Rekeying for Better Access Control
Lock rekeying is a cost-effective way to effectively secure your property. We recommend you hire our lock rekeying service when:
- Moving to a new property: When you move to a new property, the old owners, tenants, and even the contractors still have access to the building. Lock rekeying is a cost-effective way to change that.
- Have a falling out with someone: Did your relationship with a spouse, ex-employee, or ex-tenant turn sour? With rekeying, you can deny them access to your building.
- Lose your old keys: The person who finds your old keys may not always have the best intentions. With rekeying, your old keys will no longer work with the locks.
To learn more about our services, get in touch with us on 503-403-0774 today!
Portland Advantage Locksmith is a recognized and respected name in the Portland, OR region. We have done our best to provide local residents a trustworthy, reliable, and affordable service during the near ten years we have been operational. We endeavor to make our customers happy by providing them a value-for-money service and ensuring that any work we do is top notch. We employ a team of handpicked locksmiths that have many years of working experience behind them, and we arm them with state-of-the-art equipment that allows them to make short work of most problems. No job is too big or too small for us. You can hire our all-inclusive services at any time that's convenient for you, and you can rest assured that we'll do the job right.
Why Are We Perfect For the Job at Hand?
You can trust us with every job, big and small. We are committed to providing you with a great service at affordable prices. Here are some reasons why countless customers trust us to be their go-to locksmith during times of trouble:
- 24-hour Availability: We are available to hire round the clock. You can call us when it's most convenient for you. You can book us to work at night, too.
- Reaches all of Portland, OR: Our mobile locksmith units can reach all areas of Portland and surrounding areas in very short time, enabling us to provide you with a doorstep service.
- Rock-Bottom Pricing: No matter what you need us to do, we won't charge you beyond a reasonable standard rate. We don't charge extra for emergencies or night work.
- Highly Trained Team:Our team is trained to be friendly and polite, and our members are dab hands at locksmithing work. You can rely on them to do the job quickly and effectively.
We Provide 24/7 Locksmith & Key Service in in the following zip codes.
97201, 97202, 97203, 97204, 97205, 97206, 97207, 97208, 97209, 97210, 97211, 97212, 97213, 97214, 97215, 97216, 97217, 97218, 97219, 97220, 97221, 97222, 97223, 97224, 97225, 97227, 97228, 97229, 97230, 97231, 97232, 97233, 97236, 97238, 97239, 97240, 97242, 97251, 97253, 97254, 97255, 97256, 97258, 97259, 97266, 97267, 97268, 97269, 97271, 97272, 97280, 97281, 97282, 97283, 97286, 97290, 97291, 97292, 97293, 97294, 97296, 97298, 97299, 97086
Things To Check / Ask When You Calling To Request A Locksmith
- No extra cost for holidays and weekend
- Prompt and Responsive Locksmith
- Courteous Customer Agents
- Reliable and Responsive Locksmith Services
- Customer Satisfaction at its Finest
- If they have Warranty on the job & parts
- If the Locksmith is a local company
- If the Locksmith License Bonded & insured
- If the Locksmith available 24 Hours
- If Locksmith provide same day service
- If Locksmith doing a Free Quotation
- If Locksmith provide Emergency Service
Contact us
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Get in touch
Portland Advantage Locksmith

subset: commoncrawl


text:
In our last episode, Robin had discovered the location of the secret underground lab where Commissioner Gordon has been held prisoner. Meanwhile, Woodstock played an elaborate prank on Snoopy involving Linus's security blanket, some Elmer's Glue, and a feather pillow, and Andy and Opie had finally found Barney Fife passed out at the fishing hole after enjoying a little too much of the whiskey he'd been ordered to confiscate from Otis. Finally, philosopher Paul Copan had contributed a sincere but naive two-part question to Lee Strobel's list, prompting Martin once again to fire up the old Mac.
Philosopher Paul Copan: Given the commonly recognized and scientifically supported belief that the universe (all matter, energy, space, time) began to exist a finite time ago and that the universe is remarkably finely tuned for life, does this not (strongly) suggest that the universe is ontologically haunted and that this fact should require further exploration, given the metaphysically staggering implications?
Copan is a little wide of the mark in terms of what is scientifically supported about the universe's origins. From my layman's standpoint, let me relate my own understanding of where science is right now on that subject. Yes, the universe as we know it has a finite history, but of what came before, we know nothing. The Big Bang theory is not a creation ex nihilo theory, but simply one that describes the event that caused our universe to expand into its present form. The concept I find most plausible is that the pre-BB universe existed in a quantum state, with the BB itself a quantum event. Causal explanations are nicely disposed of here, since causality itself indeed, most of physics if I understand it correctly is a non-issue at the quantum level.
In short, there was never a state of nonexistence preceding the Big Bang. And quantum mechanics dispenses with the need to think of the universe as "ontologically haunted," Copan's poetic $20 way of saying "created by God."
There is hardly any kind of scientific consensus on the universe being "fine-tuned for life," a common mantra of the scientifically-minded apologist. As a scientific layman, I'd have to say, if this were in fact the case, where is all the life? That we know of, there is but one planet in all the universe bearing life (although really earnest efforts to find those elusive Martian microbes continue). I think it would be far more accurate to say that life has been fine-tuned for its environment on Earth, and that fine-tuning mechanism is evolution by natural selection.
Moreover, as physicist Victor Stenger has pointed out, if the universe were indeed created by the God of Christianity for the purpose of containing life to worship him, why would God need to "fine tune" it? For Pete's sake, he's supposed to be omnipotent. If all it took was an act of will in Genesis 1 to get the ball rolling, why should any "fine tuning" need to be done? I mean, they can't even claim that this one is scripturally supported. It's not as if Genesis says, "And finally on the seventh day, God rested, having pulled two all-nighters in a row to get the fine-tuning right." The whole "fine tuning" argument from apologists makes it sound as if God really worked his ass off to get this darn universe just so. Again, it seems Christianity's God is omnipotent when it's convenient for him to be. But once science begins taking a close look at his alleged "creation," he's a dedicated if imperfect hard worker who's just done the very best he can, and all of his "bad" design is in fact really "elegant" design that we puny humans are too dim to comprehend. (I've actually heard Hugh Ross make a pitch very like that one.)
I'd suggest Copan go off and read Stenger's God: The Failed Hypothesis, which addresses these matters with real expertise.
Copan continues:
And, second, granted that the major objection to belief in God is the problem of evil, does the concept of evil itself not suggest a standard of goodness or a design plan from which things deviate, so that if things ought to be a certain way (rather than just happening to be the way they are in nature), don't such 'injustices' or 'evils' seem to suggest a moral/design plan independent of nature?
First off, the problem of evil is a major (not necessarily the major) objection to belief in God. The major objection continues to be that whole "complete and utter absence of evidence" thing.
Certainly the concept of evil implies a concept of good. Duh. One must have a frame of reference to compare one to the other. But who came up with this concept? People, that's who.
There is nothing in nature called "right" or "wrong." If a rock on Mars falls off a cliff and breaks another rock, the falling rock has not done a bad thing. These are concepts that exist only in a social context, and then, only among a social species (like our own) who develop the concepts as a helpful way to ensure species survival. Throughout the millennia that civilization has been developing, humans have found it useful to codify certain behaviors as either right or wrong, based upon whether the observable consequences of those behaviors are harmful or not. And we can judge what is harmful or not by our innate empathic qualities. Seeing a person hurting triggers a hardwired response in us, because we can understand what it would be like for us to be in the same situation. And studies have shown that a tendency towards cooperative, altruistic behavior is innate in children. We've also observed that some of our close cousins among primates have developed ethical heirarchies themselves.
We don't need magic men in the sky to explain why we can tell right from wrong. The development of human morality has been a stochastic process, and not always a consistent one. There are many things people one did in the past hold slaves, marry underage girls, round up Jews and burn them alive (not talking about Nazis here, but medieval Christians) that were considered perfectly morally acceptible, which today we'd find appalling. The idea of a single "moral/design plan" existing outside of nature that has informed our morality is simply not backed up by any understanding of history or cultural anthropology. If such a thing did exist, you'd expect not to see moral precepts radically changing from age to age and culture to culture, as they have done. While some precepts have remained consistent, many have changed and continue to change. Fifty years ago they were still lynching black men in this country, and now we've put one in the White House. We're always learning.
Finally, your implications about divine "moral/design plans" not only fail to get God off the hook where the problem of evil is concerned, they merely highlight the problem. If right and wrong are in fact God-ordained concepts, then once more with feeling why does he allow children to get raped, thousands to die in tsunamis and earthquakes, and so on ad infinitum? Accepting the idea you want me to consider, that God is a necessary precondition for moral understanding, makes his own moral insouciance (let alone his outright evil remember, this is a guy who will send even a child down the trapdoor to eternal Hell for not joining the Official Jesus Fan Club) a thoroughly intractible problem for the Christian to address. And we haven't even gotten to the Euthyphro Dillemma yet.
Frank Pastore just reiterates some of Copan's points, just in a way that accentuates his ignorance, so I'll address him quickly.
Radio host Frank Pastore: "Please explain how something can come from nothing, how life can come from death, how mind can come from brain, and how our moral senses developed from an amoral source."
1) Nothing in science says something came from nothing. You believe a God poofed it all into place via an act of will, so could you please give a detailed description of the physical processes set in motion when God said "Let there be light"; please discuss in particular how those processes were initiated, in other words, how exactly the sound of God's voice instantiated the matter that became our universe; and finally, the nature of the realm in which God exists, how that realm came to be, and how and when God came to be, and by what process.
Take your time.
2) Nothing in science says life came from death. Again, you are the one who believes a man was resurrected from the dead. Perhaps you can give a more coherent explanation of how this occurred than your fellow "resurrection expert" Ken Habermas.
As for life coming from non-life, that subject is abiogenesis, and you can probably Google up what actual scientists are thinking about it.
3) I believe the development of the mind is one of the many ongoing fields of study in evolutionary biology. I would not claim to know if they have all the answers in yet (and I doubt they do). But Christians all too often use that fact as an opportunity to launch the Argument from Ignorance fallacy: science hasn't got the answers, so Goddidit. No, God doesn't get to win by default whenever there isn't a better scientific answer at hand (though the fact Christians so often think he does really underscores the fact that "God," when you get right down to it, is merely a placeholder for ignorance).
How our minds evolved is not really that perplexing a mystery. Steven Pinker has an interesting interview here on the topic. We know homo sapiens had just plain bigger brains than other hominids, including those we at one point shared the planet with, like Neanderthals and homo erectus. The latter guy was a huge strapping brute, over six feet on average and built like a linebacker. But he had an itty bitty brain, and never learned, the way H. sapiens did, how to hunt together in teams to bring down the big game. In short, how our minds developed is another amazing story in our evolutionary history, and one like all factual, scientific alternatives to religious myth far more glorious and astonishing than the simplistic all-in-one "Goddidit" non-answer, that far too many people seem to prefer to experiencing the real wonder of our world.
4) For our moral development, see my answer to Copan above. Our morality, like everything else, evolved. It didn't just spring wholly made from nothingness. In Pastore's question, you really see the Either/Or Fallacy so commonly at work in Christians' thinking. It's like Behe's irreducible complexity nonsense, applied to all of existence. Either God gave us morals, or somehow morals just poofed out of nothingness all by themselves (and who coould believe that?). Either God developed our minds, or they just poofed into existence from nothingness all by themselves (and who could believe that?). And so on. Questions like Pastore's come front-loaded with their lack of understanding and misinformation, tainting the question's very premise with errors that you have to correct before you can even address the question itself.
Okay, so that wasn't a quick reply after all. Maybe I'll do better with our final question.
Apologist Greg Koukl: Why is something here rather than nothing here? Clearly, the physical universe is not eternal (Second Law of Thermodynamics, Big Bang cosmology). Either everything came from something outside the material universe, or everything came from nothing (Law of Excluded Middle). Which of those two is the most reasonable alternative? As an atheist, you seem to have opted for the latter. Why?
Okay, this one will go quickly. Talk about your Either/Or Fallacies! Koukl even uses the words themselves in describing what he incorrectly thinks the only explanations are for the existence of the universe. (And indeed, what he mistakenly refers to as the "Law of Excluded Middle" is in fact another classical fallacy.)
See my answer to Copan for my thinking on the pre-Big Bang universe. It's a reasonably well scientifically supported hypothesis that doesn't involve either of Koukl's alternatives, and metaphysically, it's more sound as well. Many Christian apologists work from what Dawson Bethrick an erudite atheist blogger I occasionally read, though I'm not an Objectivist as he is calls a "primacy of nonexistence" metaphysics. In other words, they start from the presupposition that before the universe there had to be nothing, and since nothing can come from nothing, a God was therefore needed to create the universe. Conversely, an atheist can reasonably employ a "primacy of existence" metaphysics that takes into account the notion that there was never a period of nothingness, that there has in fact always been a universe, and that universe was in a quantum state prior to the Big Bang. Thus, existence itself becomes a causal primary. There's no need to prove that "existence exists," because, well, you know, here we are and all. (Unless you end up talking to a solipsist, that is, and frankly I think your time would be more productively spent tweezing your ass hairs.) And it works better with Occam's Razor, too. It is indeed the more parsimonious explanation to think that existence exists, rather than having to come up with whole speculative realms of meta-existence and I'd include gods in heavens alongside bubble multiverses here just to concoct tortuous explanations for our own existence.
Okay. I think that about wraps it up for me. If anyone else has answers for Lee's list of questioners, or corrections and enhancements to any of the answers I gave, well, that's what comment threads are for.


text:
Achieving global implementation of human rights requires widespread human rights education.
To bring it about, for more than 40 years Churches of Scientology and their members have initiated and supported programs that effectively raise popular awareness of human rights and teach them to youth and adults.
To that end, the Youth for Human Rights PSAs and The Story of Human Rights educational film air on several hundred television stations in dozens of countries in a typical year, while partnerships to foster human rights have been formed with nearly 1,000 organizations and government agencies across 80 countries.
Through these partnerships, human rights organizations and government bodies have been supported in their mission to uplift communities and entire regions.
Hundreds of organizations and governments have joined forces with United for Human Rights and Youth for Human Rights, helping to educate tens of millions across 190 countries. Following is a sampling from those who have experienced the results.
What you have done to promote international human rights is second to none. There have been attempts by other people and other organizations to create and do some things on international human rights, but I think the Church's international human rights program has reached a pinnacle no one else has reached. —Political Director, Labor Council, U.S.
By getting the message into the schools, you are starting off an entire generation of people who are going to ultimately make decisions long term on where human rights go from now into the 22nd and 23rd centuries. —State Representative, Florida
Human rights is not an abstraction. It is a very real thing that happens every day, that we have to defend and advance and deliver. So the everyday situations presented in the PSAs are exactly the way to communicate human rights. —Secretary, National Government, Philippines
The development of policies established by the higher command requires prevention programs in the national army. To strengthen the participation of the civilian population and international community in these programs, our battalion of the National Army has adopted the Youth for Human Rights program. The program demonstrates a simple approach to the problem, and the audiovisual support material is excellent for seminars and training in human rights of our military community. —Sergeant, Battalion Advisor, Colombia
The most effective tool for the promotion of human rights that I have seen. —Member, Legislative Council, New South Wales, Australia
I have seen your campaign for human rights. I myself have worked for human rights in different parts of the world for the last 20 years. I have seen no one else working to educate all people on their rights as you do. —Politician, Sweden
I received the human rights material and have incorporated it into a fifth-grade lesson plan on human rights. I was most impressed with all the materials and would like to thank you very much. This material enhanced what we were teaching and brought to life the importance of human rights. —Teacher, U.S.
The students were very interested. Since viewing and learning their 30 human rights, they have been questioning me about events around the world relating to human rights. The students have shown respect and empathy and the DVD provided a great learning experience. —Teacher, Canada
The DVD of Youth for Human Rights is proving to be exceptionally useful to me. It is an extremely attractive and effective educational tool. I have used it on several occasions in my school. I have used it among approximately 180 of my classes as part of their training in Life Skills education. I am using it to educate my student volunteers from classes 8, 9, 10 and 12 for my Service Learning Project, in which girls have undertaken to educate about 150 slum children of the local community. —Teacher, West Bengal, India
As a direct result of the course, supplemental videos and training materials, my students lead a community campaign on human rights education and have been able to help another nonprofit organization provide support for human rights of disabled persons. As a United States Peace Corps volunteer, I was not able to find a better program in the three years I taught in Azerbaijan. The program was used to teach more than 150 high school and college-age youth and to motivate them to be more active in human rights. —Educator, Azerbaijan
I teach social studies at an alternative school for at-risk youth. My opening unit is on human rights. This year, I folded your curriculum into the unit and it made a huge difference. I used to show them public service announcements produced about 15 years ago. The students barely connected to the images. The new videos you produced were not only viewed once, but many times by the students' requests! The program was not just useful, but invigorated the classroom, stimulating discussion and higher-level thinking. —Teacher, U.S.
Among religious organizations and religious groups around the world, I don't think anyone has done as much as the Church of Scientology in terms of producing the essence of what the UN Declaration of Human Rights was all about. —Dean, Graduate School, University of Texas, U.S.
The hallmark of the great achievement of Scientology is recognizing the human rights of people to the pursuit of freedom and the pursuit of happiness, and its respect for citizens around the world. —Advisor, Roosevelt Institute, U.S.
This campaign is for everybody. There is not one single viewpoint dominating the whole campaign. It is designed for all Mankind. —Commissioner, Commission for Equal Opportunity, Italy
NO PROGRAM in the WORLD has the IMPACT that the CHURCH'S HUMAN RIGHTS PROGRAM has.
No program in the world has the impact that the Church's human rights program has. And those of us that belong to other religious organizations, regardless of what our beliefs might be, can stand with the Church, can stand with Scientologists and say "let's change the world." —President and Founder, Public Policy Institute, U.S.
This campaign empowers individuals to use these rights to work within their community, so they know what they can expect of other people and from their community. —United Nations Human Rights Advisor, Guyana
The campaign gives a voice to the people who can complain but whose voices aren't heard. So that is what the Youth for Human Rights campaign does—it gives a voice to the voiceless. —Emmy Award-winning Journalist, U.S.
No other religion takes responsibility as clearly in favor of human rights as Scientology. Its publications and campaigns represent one of the best and most sincere efforts for human rights. —President, Human Rights League, Spain


text:
The Utility of the Union In Respect to Revenue
From the New York Packet.
Tuesday, November 27, 1787.
Author: Alexander Hamilton
To the People of the State of New York:
THE effects of Union upon the commercial prosperity of the States have been sufficiently delineated. Its tendency to promote the interests of revenue will be the subject of our present inquiry.
The prosperity of commerce is now perceived and acknowledged by all enlightened statesmen to be the most useful as well as the most productive source of national wealth, and has accordingly become a primary object of their political cares. By multipying the means of gratification, by promoting the introduction and circulation of the precious metals, those darling objects of human avarice and enterprise, it serves to vivify and invigorate the channels of industry, and to make them flow with greater activity and copiousness. The assiduous merchant, the laborious husbandman, the active mechanic, and the industrious manufacturer,–all orders of men, look forward with eager expectation and growing alacrity to this pleasing reward of their toils. The often-agitated question between agriculture and commerce has, from indubitable experience, received a decision which has silenced the rivalship that once subsisted between them, and has proved, to the satisfaction of their friends, that their interests are intimately blended and interwoven. It has been found in various countries that, in proportion as commerce has flourished, land has risen in value. And how could it have happened otherwise? Could that which procures a freer vent for the products of the earth, which furnishes new incitements to the cultivation of land, which is the most powerful instrument in increasing the quantity of money in a state–could that, in fine, which is the faithful handmaid of labor and industry, in every shape, fail to augment that article, which is the prolific parent of far the greatest part of the objects upon which they are exerted? It is astonishing that so simple a truth should ever have had an adversary; and it is one, among a multitude of proofs, how apt a spirit of ill-informed jealousy, or of too great abstraction and refinement, is to lead men astray from the plainest truths of reason and conviction.
The ability of a country to pay taxes must always be proportioned, in a great degree, to the quantity of money in circulation, and to the celerity with which it circulates. Commerce, contributing to both these objects, must of necessity render the payment of taxes easier, and facilitate the requisite supplies to the treasury. The hereditary dominions of the Emperor of Germany contain a great extent of fertile, cultivated, and populous territory, a large proportion of which is situated in mild and luxuriant climates. In some parts of this territory are to be found the best gold and silver mines in Europe. And yet, from the want of the fostering influence of commerce, that monarch can boast but slender revenues. He has several times been compelled to owe obligations to the pecuniary succors of other nations for the preservation of his essential interests, and is unable, upon the strength of his own resources, to sustain a long or continued war.
But it is not in this aspect of the subject alone that Union will be seen to conduce to the purpose of revenue. There are other points of view, in which its influence will appear more immediate and decisive. It is evident from the state of the country, from the habits of the people, from the experience we have had on the point itself, that it is impracticable to raise any very considerable sums by direct taxation. Tax laws have in vain been multiplied; new methods to enforce the collection have in vain been tried; the public expectation has been uniformly disappointed, and the treasuries of the States have remained empty. The popular system of administration inherent in the nature of popular government, coinciding with the real scarcity of money incident to a languid and mutilated state of trade, has hitherto defeated every experiment for extensive collections, and has at length taught the different legislatures the folly of attempting them.
No person acquainted with what happens in other countries will be surprised at this circumstance. In so opulent a nation as that of Britain, where direct taxes from superior wealth must be much more tolerable, and, from the vigor of the government, much more practicable, than in America, far the greatest part of the national revenue is derived from taxes of the indirect kind, from imposts, and from excises. Duties on imported articles form a large branch of this latter description.
In America, it is evident that we must a long time depend for the means of revenue chiefly on such duties. In most parts of it, excises must be confined within a narrow compass. The genius of the people will ill brook the inquisitive and peremptory spirit of excise laws. The pockets of the farmers, on the other hand, will reluctantly yield but scanty supplies, in the unwelcome shape of impositions on their houses and lands; and personal property is too precarious and invisible a fund to be laid hold of in any other way than by the inperceptible agency of taxes on consumption.
If these remarks have any foundation, that state of things which will best enable us to improve and extend so valuable a resource must be best adapted to our political welfare. And it cannot admit of a serious doubt, that this state of things must rest on the basis of a general Union. As far as this would be conducive to the interests of commerce, so far it must tend to the extension of the revenue to be drawn from that source. As far as it would contribute to rendering regulations for the collection of the duties more simple and efficacious, so far it must serve to answer the purposes of making the same rate of duties more productive, and of putting it into the power of the government to increase the rate without prejudice to trade.
The relative situation of these States; the number of rivers with which they are intersected, and of bays that wash there shores; the facility of communication in every direction; the affinity of language and manners; the familiar habits of intercourse; –all these are circumstances that would conspire to render an illicit trade between them a matter of little difficulty, and would insure frequent evasions of the commercial regulations of each other. The separate States or confederacies would be necessitated by mutual jealousy to avoid the temptations to that kind of trade by the lowness of their duties. The temper of our governments, for a long time to come, would not permit those rigorous precautions by which the European nations guard the avenues into their respective countries, as well by land as by water; and which, even there, are found insufficient obstacles to the adventurous stratagems of avarice.
In France, there is an army of patrols (as they are called) constantly employed to secure their fiscal regulations against the inroads of the dealers in contraband trade. Mr. Neckar computes the number of these patrols at upwards of twenty thousand. This shows the immense difficulty in preventing that species of traffic, where there is an inland communication, and places in a strong light the disadvantages with which the collection of duties in this country would be encumbered, if by disunion the States should be placed in a situation, with respect to each other, resembling that of France with respect to her neighbors. The arbitrary and vexatious powers with which the patrols are necessarily armed, would be intolerable in a free country.
If, on the contrary, there be but one government pervading all the States, there will be, as to the principal part of our commerce, but ONE SIDE to guard–the ATLANTIC COAST. Vessels arriving directly from foreign countries, laden with valuable cargoes, would rarely choose to hazard themselves to the complicated and critical perils which would attend attempts to unlade prior to their coming into port. They would have to dread both the dangers of the coast, and of detection, as well after as before their arrival at the places of their final destination. An ordinary degree of vigilance would be competent to the prevention of any material infractions upon the rights of the revenue. A few armed vessels, judiciously stationed at the entrances of our ports, might at a small expense be made useful sentinels of the laws. And the government having the same interest to provide against violations everywhere, the co-operation of its measures in each State would have a powerful tendency to render them effectual. Here also we should preserve by Union, an advantage which nature holds out to us, and which would be relinquished by separation. The United States lie at a great distance from Europe, and at a considerable distance from all other places with which they would have extensive connections of foreign trade. The passage from them to us, in a few hours, or in a single night, as between the coasts of France and Britain, and of other neighboring nations, would be impracticable. This is a prodigious security against a direct contraband with foreign countries; but a circuitous contraband to one State, through the medium of another, would be both easy and safe. The difference between a direct importation from abroad, and an indirect importation through the channel of a neighboring State, in small parcels, according to time and opportunity, with the additional facilities of inland communication, must be palpable to every man of discernment.
It is therefore evident, that one national government would be able, at much less expense, to extend the duties on imports, beyond comparison, further than would be practicable to the States separately, or to any partial confederacies. Hitherto, I believe, it may safely be asserted, that these duties have not upon an average exceeded in any State three per cent. In France they are estimated to be about fifteen per cent., and in Britain they exceed this proportion. [1] There seems to be nothing to hinder their being increased in this country to at least treble their present amount. The single article of ardent spirits, under federal regulation, might be made to furnish a considerable revenue. Upon a ratio to the importation into this State, the whole quantity imported into the United States may be estimated at four millions of gallons; which, at a shilling per gallon, would produce two hundred thousand pounds. That article would well bear this rate of duty; and if it should tend to diminish the consumption of it, such an effect would be equally favorable to the agriculture, to the economy, to the morals, and to the health of the society. There is, perhaps, nothing so much a subject of national extravagance as these spirits.
What will be the consequence, if we are not able to avail ourselves of the resource in question in its full extent? A nation cannot long exist without revenues. Destitute of this essential support, it must resign its independence, and sink into the degraded condition of a province. This is an extremity to which no government will of choice accede. Revenue, therefore, must be had at all events. In this country, if the principal part be not drawn from commerce, it must fall with oppressive weight upon land. It has been already intimated that excises, in their true signification, are too little in unison with the feelings of the people, to admit of great use being made of that mode of taxation; nor, indeed, in the States where almost the sole employment is agriculture, are the objects proper for excise sufficiently numerous to permit very ample collections in that way. Personal estate (as has been before remarked), from the difficulty in tracing it, cannot be subjected to large contributions, by any other means than by taxes on consumption. In populous cities, it may be enough the subject of conjecture, to occasion the oppression of individuals, without much aggregate benefit to the State; but beyond these circles, it must, in a great measure, escape the eye and the hand of the tax-gatherer. As the necessities of the State, nevertheless, must be satisfied in some mode or other, the defect of other resources must throw the principal weight of public burdens on the possessors of land. And as, on the other hand, the wants of the government can never obtain an adequate supply, unless all the sources of revenue are open to its demands, the finances of the community, under such embarrassments, cannot be put into a situation consistent with its respectability or its security. Thus we shall not even have the consolations of a full treasury, to atone for the oppression of that valuable class of the citizens who are employed in the cultivation of the soil. But public and private distress will keep pace with each other in gloomy concert; and unite in deploring the infatuation of those counsels which led to disunion.


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The information in your credit report has a huge impact on whether or not you qualify for a mortgage loan and what interest rate a lender will offer. Therefore, its important your credit report reflects a positive image of the way you manage your money. If you're getting ready to buy a home, checking your credit report is the best way to ensure you get the loan and interest rate you deserve.
The easiest way to see whats in your credit report is to contact the three national credit reporting agencies Equifax www.equifax.com,Experian www.experian.com and TransUnion www.transunion.com - and request a copy from each. That's because the three agencies are independent of each other and the information may differ on all three reports. In addition, you may not know which agency your lender will use to check your credit, so its best to verify that all three have correct information about your credit history.
If you've been denied credit, insurance, or employment because of information in your credit report from any of the three agencies, you can obtain a free credit report by contacting the agency within 60 days of receiving a denial notice. In addition, you're entitled to a free copy of your report each year when you certify in writing that (1) you're unemployed and looking for a job within 60 days, (2) you're currently on welfare, or (3) your report contains errors due to fraud. Otherwise, the agencies charge a fee for a copy of your report.
For additional fees, each agency may offer you different report variations, such as:
New law promotes free access to credit reportsSoon you'll be able to get your credit report for free regardless of your employment or financial situation. A recent amendment to the federal Fair Credit Reporting Act (FCRA) mandates that each agency provide you with a free copy of your credit report, at your request, once every year, from www.annualcreditreport.com. Free reports will be phased in during a nine-month period, rolling from the West Coast to the East beginning December 1, 2004. By September 1, 2005, free reports will be accessible to all consumers.
Here is a breakdown of eligibility for a free credit report:
Beginning December 1, 2004 - Consumers in Alaska, Arizona, California, Colorado, Hawaii, Idaho, Montana, Nevada, New Mexico, Oregon, Utah, Washington, and Wyoming
Beginning March 1, 2005 - Illinois, Indiana, Iowa, Kansas, Michigan, Minnesota, Missouri, Nebraska, North Dakota, Ohio, South Dakota, and Wisconsin
Beginning June 1, 2005 - Alabama, Arkansas, Florida, Georgia, Kentucky, Louisiana, Mississippi, Oklahoma, South Carolina, Tennessee, and Texas
Beginning September 1, 2005 - Connecticut, Delaware, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, Vermont, Virginia, and West Virginia the District of Columbia, Puerto Rico, and all U.S. territories.
Whether you are thinking of buying a home or simply curious about what is in your credit report, its important to correct any errors you discover as soon as possible. You don't want errors in your credit report affecting your eligibility for credit in the future.


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Amit Kumar
Personal Details
First Name: | Amit |
Middle Name: | |
Last Name: | Kumar |
Suffix: | |
RePEc Short-ID: | pku497 |
| |
Business School (IBS)
ICFAI University
Hyderabad, Indiahttp://www.ibshyderabad.org/
RePEc:edi:bsicfin (more details at EDIRC)
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About Us
Serving over 3,000 visitors per month in over 70 countries, YSFlight Headquarters (YSFHQ) is the largest English-speaking YSFlight fan community, and one of the largest YSFlight communities worldwide, providing players with discussion forums, addons, online events, and other resources to enhance the YSFlight experience. YSFlight, formally known as YS FLIGHT SIMULATION SYSTEM 2000, is a low-requirement flight simulator created by Soji Yamakawa in 1999, and under continuing development. The community at YSFHQ is tight-knit and built on trust among players. YSFHQ supports players through a shared commitment to our mission of enhancing the gaming experience.
Our Mission
We strive to enhance the experience of those playing YSFlight by creating a fun, inviting atmosphere. We aim to sustain the growth of the community through promoting YSFlight and demonstrating the potential of the game.
Our Vision
We help players of YSFlight make the most out of the game by allowing them to interact and enjoy the community surrounding it. To do this, we offer discussion forums, educational resources, addons, multiplayer features, and other services to make the YSFlight experience the best possible.
Our History
In spring 1999, while preparing for exams, Soji Yamakawa was programming the first version of YSFlight, as a way to relax and take a break from studying. On May 15th, 1999, the first version of YSFlight was released to the world. Since that first release, as new features have been added, the YSFlight fan community has continued to grow. One of the first English fan communities was called ysflight.tk, which evolved in late 2005 to become YSPilots.com. YSPilots (YSP) became the primary English-speaking fan community and an active forum was maintained until late 2011.
In 2010, it became apparent there had been a change at YSPilots, from a close-knit and well-intentioned community to a increasingly hostile one. Other YSFlight fan communities, especially those in Japan, grew to dislike the English community for its unwelcoming nature and increasingly-frequent flamewars as the the moderation staff has begun to dwindle and younger, more immature players joined. Iceman, a member of YSPilots, and a few others noticed this change and wanted to do something about it.
On Febuary 1st, 2011, with the help of Bombcat and other founding staff members, Iceman officially launched YSFlight Headquarters to the world and announced his resignation from YSPilots. Many members soon followed, and the site started to grow from a few dozen to over 200 in a few months. The original YSFlight Headquarters consisted of a simple phpBB forum and a landing page. As popularity grew, more features were developed and soon YSFHQ 2.0 was launched, which had an updated homepage as well as a revised forum layout.
Later that year, in late November 2011, a virus infected YSPilots and caused the database storing all forum posts to become corrupted. As it had become impossible to revive the site, Jacn (the owner of YSP) declared it dead and announced he would not continue maintaining the site. At that point, YSFHQ officially became the primary English YSFlight forum and fan community.
Since its founding, YSFHQ has gone through multiple revisions. With Eric (formerly known as erict15) as "Mechanic" and Iceman as designer, YSFHQ 3.0 was launched in July 2012. This site version, built on the Drupal platform in addition to phpBB, had features for many different kids of content, such as screenshots, addons, events, blog posts, servers, and more. The forum structure was revised again, dividing the forum into sections such as "Civilian", "Combat", and "Aerobatic". Iceman faded away from the YSFlight community after the launch of 3.0, and was replaced by Shutter and Bombcat as the lead figures, while Eric continued to perform site updates.
In June 2013, after a lull in the community from the past year, Project Kaizen was announced, which was a revitalization project to bring the YSFlight community back to its former glory. Eric, back into the community after a drop in activity, assumed the role of Chief Technology Officer and Head Administrator. A new website was developed, one which brought back the old YSPilots style to the forums and used a brand-new design for the YSFHQ.com landing page, built on the Wordpress platform. This new design emphasized the possibilities of YSFlight to new players over the actual community, a change that was reflected in the new mission of YSFHQ: to promote YSFlight to players worldwide, in addition to enhancing the experience through creating a community.
On December 25th, 2013, as a Christmas present to the YSFlight community, Eric and the rest of the Project Kaizen team announced the official launch of YSFHQ 4.0, as well as a mission & vision for the future of YSFlight Headquarters. The team is hard at work carrying out this new mission.
Our Team
None of this would be possible without a fantastic team, working to curate content, maintain the website, and moderate the forums. The staff's mission is to serve the community and do whatever it takes to create a fun and inviting experience for the members of YSFlight Headquarters.
A full staff roster can be viewed here.
Contact Us
We'd love to talk to you. There are many different ways you can contact us. For the fastest response, post on the forums under the appropriate forum, depending on your inquiry. You can also send us an email to [email protected] if you would like to contact a staff member. All press inquiries should be directed to [email protected] and all legal inquiries should be directed to [email protected]. All YSFlight Headquarters brand assets are available here.
Hope you enjoyed reading this page - we hope to hear from you soon!


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KUD02130-050VA15-900-000 Slewing bearing
The robust and economical design of single-row four-point bearings offers a high degree of operating safety and is insensitive to changes in the shape of the adjacent structure. These bearings are used in a wide range of applications, where, for example, they enable the swivelling motion of excavators or the rotation of tower cranes. They are also used as drive components of large rope winches.
Gallery loading.
Product category | Single-row four-point bearings |
External diameter | 2,380.8 mm |
Rolling element diameter | 50 mm |
Raceway diameter | 2,130 mm |
Gear module | 16 mm |


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Solano College Theatre presents "Ain't Misbehavin," directed by Dyan McBride. Photo © Mike Padua, 2012. All Rights Reserved.
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- © Mike Padua, 2012. All Rights Reserved
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- Keywords
Ain't Misbehavin, Musical, Solano College Theatre, Theater, Theatre, production, headshot, photography, bay, area, benicia, fairfield, vallejo, concord, martinez, pleasant hill, berkeley, vacaville, dixon, solano, solano county, theatre, theater, photographer, portrait, musical, headshot photographer, headshot photography, benicia headshot photographer, benicia headshot photography, theater photography, theater photographer, theatre photography, theatre photographer, solano county headshot photographer, solano county headshot photography, east bay area headshot photographer, east beay area headshot photography, business portrait photographer, business portrait photography, production photography, production photographer, promotion photography, promotion photographer, bay area production photographer
- Contained in galleries
- Ain't Misbehavin' - Solano College Theatre