text:
24/7 Emergency
Pest Control Macarthur Square
Professional Pest Control in Macarthur Square
Do you need the professional pest control service in Macarthur Square ? At Pest Blockers Pest Control, our experts use state-of-the-art technology for safe pest removal. All our experts use eco-friendly, green ingredients for pest management. We offer pest inspection, pest extermination, end-of-the-lease pest control, and same-day pest control services in and around Macarthur Square . Please feel free to call us and book an appointment now. We are open 24/7 to offer the same-day service in your locality. Professionals are certified to conduct the process in your locality. Do not rely on DIYs switch to advanced pest control treatment.
Smart Digital Pest Control by Pest Blockers in Macarthur Square
A Modern Solution for Pest Problems
Are pests causing you headaches at home or work? Say goodbye to traditional pest control methods and embrace the power of Smart Digital Pest Control by Pest Blockers. Our cutting-edge technology combined with years of expertise offers a modern and effective way to keep your space pest-free.
How Does Smart Digital Pest Control Work?
Our Smart Digital Pest Control system uses advanced sensors and AI technology to detect, monitor, and eliminate pests. It's a non-intrusive and environmentally friendly approach that ensures the safety of your family, pets, and the environment.
Advantages of Choosing Smart Digital Pest Control
No Harmful Chemicals
With Smart Digital Pest Control, you can say goodbye to harmful chemicals. Our technology targets pests while keeping your loved ones and the environment safe.
24/7 Monitoring and Protection
Our system works tirelessly, providing round-the-clock pest monitoring and protection. Rest assured, pests won't stand a chance against Pest Blockers' vigilant watch.
Licensed Pest Control Operator with Pest Blockers
When searching for a pest control operator in Macarthur Square, look for a professional who holds a Pest Control Licence. This license is issued by the Department of Health and Human Services Victoria under the Victorian Public Health and Wellbeing Act 2008. It serves as a photo ID license, providing assurance that the operator has the necessary qualifications.
Benefits of Hiring a Licensed Pest Control Operator Macarthur Square , We are ready to help you with our detailed pest inspection, prevention strategies and effective treatment for your By choosing a pest control Macarthur Square operator with a Pest Control Licence, you gain several advantages: Expert identification and pest management: Licensed operators are trained to identify pests and develop appropriate pest management plans tailored to your specific situation.
Safe handling and application of pesticides: Licensed operators have the knowledge and expertise to handle, store, and apply pesticides safely, minimizing health risks associated with pesticide use. Information and advice: Licensed operators can provide valuable information and advice about the pesticides they use, addressing any questions or concerns you may have.
Importance of Eco-friendly Pest Control Service
Wasp stings can be painful; rodents contaminate food- all these things cause panic because of the disastrous activities. They also damage the structure of your house and attract other pests. That is why professional pest control services are important. Apart from these, here is the importance of pest control service.
- It prevents the risk of diseases like LCMV and Hantavirus.
- It avoids bacteria and viruses that contaminate food, causing trouble to humans.
- Pest control treatment maintains the standard hygiene of your premises.
- Pest inspection helps you prevent property damage.
- Experts have the right tool to eliminate various pests and microorganisms on your premises.
Checklist for Selecting a Pest Control Operator
When selecting a pest control operator in Macarthur Square, consider the following checklist:
Obtain multiple quotes: | It's always a good idea to get quotes from several operators to ensure competitive pricing. |
Seek recommendations: | Talk to your neighbors or friends who have previously used pest control services. Their recommendations can help you find a reliable operator. |
Verify the license: | Check that the operator holds a valid Victorian Pest Control Licence, and verify their details with the Department of Health and Human Services if necessary |
Check insurance coverage: | Ensure that the operator has sufficient insurance coverage to protect against any damages or accidents that may occur during the pest control process. |
Address any concerns: | Discuss any specific concerns, such as the impact of pesticides on pregnancy, young children, or allergies, with the operator before they begin the work. A professional operator will consider your concerns and recommend the most appropriate pest control method. Blockers |
Our Specialized Services for You
Pest treatment is a tough task, so it must be conducted by a professional. If you apply DIY solutions, then the problem will come back sooner than expected. We offer the following services:
Why Choose Us?
There are several reasons why choosing us could benefit in you so many ways. Here are some reasons that differentiate us from the other firms.
Fully certified and licensed pest control team
Local Pest Controllers serving Macarthur Square for more than 2 decades
Customer Delight
Guaranteed outcomes
Family owned business
Latest equipment with advanced technology
100% eco-friendly chemicals, safe for kids and pets
Thousands of satisfied customers all across Macarthur Square
Book an Appointment
Do you need the best service for pest control? Macarthur Square experts are ready to serve you. Please feel free to call us! After a confirmed booking, our experts will reach your location, assess the condition and recommend the best pest control treatment method to resolve your specific issues.
Prices of Pest Control in Macarthur Square
Our general pest control services' cost varies depending on the type and extent of the infestation. However, we are committed to providing competitive pricing without compromising the quality of our services.
Rest assured that our team is equipped to handle various pest issues effectively and efficiently. If you require any of these services, please feel free to contact us, and we'll be happy to assist you.
Frequently Asked Questions
Q 1. How Safe Is It to Use Pest Control Services to Get Rid of Insects?Most pesticides have chemicals that cause symptoms like headaches, dizziness and nausea. However, we use certified ingredients and eco-friendly chemicals that are safe for kids and pets. These ingredients are effective in getting rid of insects and microorganisms. Besides that, we also sanitise the area after pest control service to ensure no residues are left on your premises.
Q 2. How Often Should We Undergo Pest Control Services?For residential premises, one inspection is enough to prevent pest infestations, but for commercial premises, you must apply the treatment once in three months.
Q 3. How Do You Deal with Pests?Our experts assess the condition and severity of pest infestation. After that, they prepare appropriate solutions for safe remediation. We also use protective gear, advanced equipment, and ingredients to ensure the best outcome.
Q 4. Do You Work on Weekends and Holidays?We are open 24/7 to offer same-day service, even on weekends and public holidays. Please feel free to call us on 04 80 092 503 and book an appointment. Our experts will reach your location within a few hours of a confirmed booking and resolve your issues as early as possible.
Q 5. How Much Do You Charge for Commercial Pest Control in Macarthur Square ?All our services are affordable. Please book an inspection with our specialists. They will assess the condition and offer upfront quotes for recommended services.


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Getting It Write: What To Do Now That Patients in England Can Read Their GP Notes
Tuesday, November 1, 2022 | 8am Pacific Standard Time (PST)
11am Eastern Standard Time (EST) / 3pm Greenwich Mean Time (GMT)
While open notes have been the "law of the land" in the United States for more than a year, in England, adult patients accessing care through the National Health Service (NHS) will have access to their primary care record online for the first time starting Nov. 1, 2022.
In this webinar, we'll be joined by open notes experts and discuss what this change means for patients and general practitioner (GP) staff in England.

subset: commoncrawl


text:
(in the templates
directory). In the HTML at the top, the body tag has the page background hardcoded to white bgcolor="#ffffff"
. You can change that color value to new variable. First, define a new preferences variable in the site-level Main.TWikiPreferences, e.g. * Set =PAGEBGCOLOR = #d0d0d0
, then edit the view.tmpl
template file and change bgcolor="#ffffff"
to bgcolor="%PAGEBGCOLOR%"
. If you want, you can set the page background color individually per web, simple add a * Set =PAGEBGCOLOR = #d0d0d0
bullet to the WebPreferences to overload the site-level preferences. (Without font color control, you'll have to stick to light colors.)
with WebTopicList
, and save.
is disabled. Instead, go to More
and view the topic in raw
. To show this image in a topic, write %ICON{"days"}%
to get .
Creating image variables
You may find it easier to write shorthand graphic notation. You can create your own image variables by defining them in a preference topic (most likely Main.TWikiPreferences.)
A variable name may be one letter, like Y
, or may be longer like HELP
etc. You can also add your own images, e.g. a NEW
, or a ASK
to ask question.
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instead of %ICON{"arrowbdown"}%
, define the new variable like this:
* Set DOWN = %ICON{"arrowbdown"}%Or if you have a custom image to use, attach this to Main.TWikiPreferences and write:
* Set DOWN = Most images in TWikiDocGraphics are 16 x 16 pixels.
, see TWikiShorthand).
For example, you may want to put all your custom variables in Main.TWikiPreferences right on top of the page, and generate table of contents, like:
pager/browser for Linux. This is a text based version similar to lynx
but it includes text editor features and a configurable command set to act like lynx
if you are more accustomed to it.
__Here's a list of topics I've been involved in recently:__ ---++++ Codev %SEARCH{ "%TOPIC%" web="Codev" scope="text" nosearch="on" nosummary="on" noheader="on" nototal="on" order="modified" reverse="on" limit="20"}% ---++++ Support %SEARCH{ "%TOPIC%" web="Support" scope="text" nosearch="on" nosummary="on" noheader="on" nototal="on" order="modified" reverse="on" limit="20"}% ---++++ TWiki %SEARCH{ "%TOPIC%" web="TWiki" scope="text" nosearch="on" nosummary="on" noheader="on" nototal="on" order="modified" reverse="on" limit="10"}%End Copy The SEARCH variable has many more formatting options, see TWikiVariables.

 %SEARCH{ "\.*" scope="topic" type="regex" nosearch="on" nototal="on" order="modified" reverse="on" format="
 [[$topic][$topic]] 	 $wikiusername 	 $date
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button, and select the form if it isn't already enabled. Then, click the title to get to the actual form, [Edit]
, and carefully change values, probably basic page classifications. You'll get some increased value, and hands-on experience with TWikiForms, without having to read up about them first. (add the corresponding search per category - copy a default and change)
(if you are using default pattern skin) (in the templates
directory) for some dramatic effects. The top of the template is mostly regular HTML with some variables. Open up some space in the
area, and you can drop in reliable JavaScripts - a pop-up window script, for example - or tag it as an external script.


text:
What Industry Experts Are Saying About Our AI Future
Cultivating Cultural Revitalization and Sustainable Futures in Hana, Hawai'i
You're Invited To Solve at MIT 2024
Three Tech Products Helping Individuals with Visual Impairment
Unlocking Education for Incarcerated Populations: A Conversation with Jessica Hicklin
Black Maternal Health Needs a Rehaul
Addressing Venture Capital in Social Impact: Exclusive Q&A With Burhan Jaffer
How Rocket Learning is Helping India Universalise Early Childhood Education
MIT Solve Announces Inaugural Class of Solv[ED] Innovators
Meet the 20 Solv[ED] Youth Innovation Challenge Finalists
How Otsimo Is Using Assistive Technology To Help Students With Autism Thrive In The Classroom
PRESS RELEASE: Rheaply Closes $2.2 Million Inter-series Funding Round with Microsoft's Climate Innovation Fund and MIT Solve
PRESS RELEASE: MIT Solve Announces Four New Solve Innovation Future Investments in Early-Stage Social Entrepreneurs
PRESS RELEASE: MIT Solve Announces the Launch of Solv[ED]
Solver Sisters of Code Empowers Cambodian Girls to Learn How to Code in the Male-Dominated IT Field
Supporting Women Entrepreneurs is key for a real global economic recovery. Here's how to do it.
Thank you from MIT Solve & Looking Ahead to 2021
What You Missed at Virtual Solve Challenge Finals 2020
A Letter to Incoming Students: It's Time to Redefine Success
PRESS RELEASE: MIT Solve Announces New Solver Class of 35 Tech-Based Social Entrepreneurs Addressing Global Challenges
Meet the Solver Teams: Introducing Our 7 Learning for Girls & Women Innovators
to Top


text:
Did negligent security contribute to the shooting death at a Charlotte apartment complex and are justice and compensation available to the victim's family? Read Our Legal Take below to find out what legal options are available.
One man is dead after a shooting at a Charlotte, NC apartment complex Friday evening, November 6, 2020.
As reported by WBTV.com, "[t]he incident happened on Campus Walk Lane shortly before 7:30 p.m. Officials arrived to find that the victim…was transported by a private vehicle to Atrium Health University, where he was pronounced dead."
According to the report, "[t]he victim in a Friday night shooting near the UNC Charlotte campus has been identified by police as 23-year-old Xavier Adams."
The investigation is ongoing.
Residents and guests of apartment complexes have a right to feel safe and secure while on the premises. The level of security provided at the complex is of significance, and is a relevant consideration when analyzing whether this shooting may have been prevented. The following questions are also important in assessing whether this incident may have been avoided:
- Have there been prior incidents of violence on the property, and were any security measures added after any prior incidents?
- What security measures were in place to deter crime and protect the victim at the time of the shooting?
- Was the complex aware of any suspicious persons or suspicious activity on the property prior to the shooting?
Property owners are generally required to protect against foreseeable harm to anyone and everyone legally on the premises. Should the investigation into this incident reveal facts that establish that the complex owner or management lacked adequate security to protect its residents and visitors, the family of Xavier Adams may seek justice and elect to pursue legal claims and substantial compensation for their loss.
The Murray Law Firm has extensive and successful experience in handling security negligence claims on behalf of victims and their families, and suggests that an immediate, unbiased inspection of the property will need to be performed so as to limit evidence from being altered, damaged or destroyed. The complexities of pursuing a negligent security case are well understood by the legal team at The Murray Law Firm, and it is imperative that the family of Xavier Adams retain a capable law firm who will work without delay to protect their interests.
The Murray Law Firm has a long history of representing victims of violence and security negligence. We have obtained over $100 Million in verdicts and settlements for our Clients, including a $29.25 million dollar verdict for a victim of an unsafe property. We offer our legal assistance, if desired.
We represent our Clients on a contingency agreement, which generally means that no fees or payments are owed until and unless we recover. Anyone seeking further information or legal representation is encouraged to contact us via e-mail (click here) or by telephone at 888.842.1616. Consultations are free and confidential.
Choosing the Right Attorney (Click Here)


text:
Connells, Kingswood
Regent Street, Kingswood, Bristol, Gloucestershire, BS15 8JX
| Setting the pace in estate agency since 1936
We opened the doors to the first Connells branch more than 80 years ago and have since gone on to become one of the most successful estate agency groups in the UK. We have over 180 branches covering the Midlands and South of England, each one operated by staff committed to providing you with a first-class, hassle free service.
| Call into your local Connells branch in Kingswood for all your property needs
At Connells our team are not only dedicated to help you buy or sell your home, we also offer a wide range of multi award-winning property services from conveyancing and surveys to mortgage services and asset management. Our services are tailored to meet the needs of each individual customer – contact us to see how we can help you.
| Our network and coverage
With over 180 branches throughout the Midlands and South of England our network of branches can help you search for a new property far and wide.
| Our marketing techniques will make your property stand out
Our professional marketing packages are designed to put your property at the forefront of the buyers mind. We offer packages which include featured listings across the major property portals Rightmove and Zoopla. We also offer professional photography which works well with our Audio Tours to bring your property to life for buyers. Connells know how to market property at both a local and regional level ensuring your home will be seen in its best light by as many potential buyers as possible.
| Estate agency based on trust and excellence
Whether you market your home with Connells or are looking to buy through us, you can be confident in the ability of our highly trained, determined staff to offer the highest levels of customer service to you and for your peace of mind we are also members of the Property Ombudsman.
To find out more about our services give us a call on 0117 407 2088
Branch location
Regent Street, Kingswood, Bristol, Gloucestershire, BS15 8JX
Disclaimer: The information about this Agent is provided by the Agent themselves as an advertisement for their agency services. Rightmove is not endorsing this Agent and makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Rightmove does not check or verify the accuracy of the content. The information is generated, provided and maintained by Connells, Kingswood. Please contact the Agent directly to obtain further information about their property services.


text:
Dellmont B.V. Terms of Use
Before reading the articles below, please take good notice of the following preliminary terms, which terms make use of some of the definitions as specified in Article 1 below:
Entering into this Agreement: This End User License Agreement constitutes a valid and binding agreement between Dellmont and You, as a user, for the use of the Dellmont Software. You must enter into this Agreement by clicking on the ACCEPT button in order to be able to install and use the Dellmont Software. Furthermore, by installing and (continuously) using the Dellmont Software You agree to be bound by the terms of this Agreement and any new versions hereof.
Electronic Signatures and Agreement(s): You acknowledge and agree that by clicking on the ACCEPT button or similar buttons or links as may be designated by Dellmont to show Your approval of any foregoing texts and/or to download and install the Dellmont Software, You are entering into a legal binding contract. You hereby agree to the use of electronic communication in order to enter into contracts, place orders and other records and to the electronic delivery of notices, policies and records of transactions initiated or completed through the Dellmont Software. Furthermore, You hereby waive any rights or requirements under any laws or regulations in any jurisdiction which require an original (non-electronic) signature or delivery or retention of non-electronic records, to the extent permitted under applicable mandatory law.
Jurisdiction's Restrictions: if You are residing in a jurisdiction which restricts the use of internet-based applications according to age, or which restricts the ability to enter into agreements such as this agreement according to age and You are under such a jurisdiction and under such age limit, You may not enter into this Agreement and download, install or use the Dellmont Software. Furthermore, if You are residing in a jurisdiction where it is forbidden by law to offer or use software for internet telephony, You may not enter into this Agreement and You may not download, install or use the Dellmont Software. By entering into this Agreement You explicitly state that You have verified in Your own jurisdiction if Your use of the Dellmont Software is allowed.
Article 1. Definitions
In this Agreement the following capitalized definitions are being used, singular as well as plural.
1.1 Affiliate: any corporation, company or other entity that directly or indirectly controls, is controlled by, or is under common control with, Dellmont. For the purpose of this definition, the word "control" shall mean the direct or indirect ownership of more than fifty percent (50%) of the outstanding voting stock of the corporation, company, or other entity.
1.2 Agreement: this End User License Agreement, as may be renewed, modified and/or amended from time to time.
1.3 API: application program interface that is included in or linked to the Dellmont Software.
1.4 Documentation: any online or otherwise enclosed documentation provided by Dellmont.
1.5 Effective Date: the date on which this Agreement is entered into by clicking on the ACCEPT button as stated above or by downloading, installing and (continuously) using the Dellmont Software.
1.6 IP Rights: any and all intellectual property rights, including but not limited to copyrights, trademarks and patents, as well as know how and trade secrets contained in or relating to the Dellmont Software, the Documentation, the Dellmont Website or the Dellmont Promotional Materials.
1.7 Dellmont: A trademark of Dellmont B.V., a company established under the laws of The Netherlands.
1.8 Dellmont Promotional Materials: any and all names, signs, logos, banners and any other materials, in whatever form, owned and/or used by Dellmont for the promotion of its company, its products and activities.
1.9 Dellmont Software: the software distributed by Dellmont for internet telephony applications, including without limitation the API, UI and Documentation, as well as any future programming fixes, updates and upgrades thereof.
1.10 Dellmont Staff: the officers, directors, employees and agents of Dellmont or its Affiliates, or any other persons hired by Dellmont or its Affiliates in relation with the execution of this Agreement.
1.11 Dellmont Website: any and all elements and contents of the website available published by Dellmont.
1.12 UI: the user interface of the Dellmont Software.
1.13 You: you, the end user of the Dellmont Software, also used in the form "Your" where applicable.
Article 2. License and Restrictions
2.1 License. Subject to the terms of this Agreement, Dellmont hereby grants You a limited, personal, non-commercial (at home or at work), non-exclusive, non-sublicensable, non-assignable, free of charge license to download, install and use the Dellmont Software on Your computer or PDA, for the sole purpose of internet telephony applications and any other applications that may be explicitly provided by Dellmont.
2.2 No Granting of Rights to Third Parties. You will not sell, assign, rent, lease, distribute, export, import, act as an intermediary or provider, or otherwise grant rights to third parties with regard to the Dellmont Software.
2.3 No Modifications. You will not undertake, cause, permit or authorize the modification, creation of derivative works, translation, reverse engineering, decompiling, disassembling or hacking of the Dellmont Software.
2.4 Third Parties. You acknowledge and agree that the Dellmont Software may be incorporated into, and may incorporate itself, software and other technology owned and controlled by third parties. Dellmont emphasizes that it will only incorporate such third party software or technology for the purpose of (a) adding new or additional functionality or (b) improving the technical performance of the Dellmont Software. Any such third party software or technology that is incorporated in the Dellmont Software falls under the scope of this Agreement. Any and all other third party software or technology that may be distributed together with the Dellmont Software will be subject to you explicitly accepting a license agreement with that third party. You acknowledge and agree that you will not enter into a contractual relationship with Dellmont or its Affiliates regarding such third party software or technology and you will look solely to the applicable third party and not to Dellmont or its Affiliates to enforce any of your rights.
2.5 New Versions of the Dellmont Software. Dellmont, in its sole discretion, reserves the right to add additional features or functions, or to provide programming fixes, updates and upgrades, to the Dellmont Software. You acknowledge and agree that Dellmont has no obligation to make available to You any subsequent versions of the Dellmont Software. You also agree that you may have to enter into a renewed version of this Agreement, in the event you want to download, install or use a new version of the Dellmont Software. Furthermore, you acknowledge and agree that Dellmont, in its sole discretion, may modify or discontinue or suspend Your ability to use any version of the Dellmont Software, or terminate any license hereunder, at any time. Dellmont also may suspend or terminate any license hereunder and disable any Dellmont Software You may already have accessed or installed without prior notice at any time.
2.6 Paid Services. This Agreement applies to downloading, installing and using the Dellmont Software, free of charge. The use of any paid services which may be offered by Dellmont or its Affiliates, is subject to the additional Terms of Service that are published on the Dellmont Website.
Article 3. Exceptions to License Restrictions
3.1 Redistribution. You are not allowed to redistribute the Dellmont Software, unless You have agreed to and meet with the Distribution Terms that are published on the Dellmont Website.
3.2 API. You are not allowed to use or modify the API, unless You agree to and meet with the following subsequent terms:
- 3.2.1 You may only make use of and/or modify the API to distribute the Dellmont Software (a) for any legitimate purpose
s and (b) provided that You will not remove, overtake, hide or otherwise make the UI inaccessible for end users. - 3.2.2 You will constantly monitor the Dellmont Website in order to ensure that You are distributing the latest stable version of the Dellmont Software as well as that You are aware of any changes in the applicable legal documents. In the event You cannot agree on any changes in any applicable legal document, You will immediately cease any and all use of the API and, where applicable, any and all use of the Dellmont Software.
- 3.2.3 You acknowledge and agree that Your use and/or modification of the API will be at Your own risk and account.
3.3 You acknowledge and agree that any IP Rights arising directly from the API are the exclusive ownership of Dellmont or its licensors without any compensation to You. Insofar as necessary, this Agreement serves as a deed of assignment of all of Your right, title and interest in and to such API modifications to Dellmont, notwithstanding Your obligation to cooperate with Dellmont in order finalize any other deed upon Dellmont's first request. You hereby irrevocably waive to the extent permitted by law any moral rights relating to YourAPI modifications. You furthermore represent and warrant that (a) You are authorized to assign Your rights as stated above and (b) Your API modifications are correct and accurate and (c) the API modifications do not infringe upon any third parties' rights, including but not limited to intellectual property rights.
3.4 Any other Exceptions. If You are interested in doing anything else than permitted under this Agreement or by the Distribution Terms, the API Terms or the Dellmont Promotional Materials Terms, You will have to obtain Dellmont's written consent and agree on any further (commercial) terms.
Article 4. Permission to Utilize
4.1 Permission to utilize Your computer. In order to receive the benefits provided by the Dellmont Software, you hereby grant permission for the Dellmont Software to utilize the processor and bandwidth of Your computer for the limited purpose of facilitating the communication between You and other Dellmont Software users.
4.2 Protection of Your computer (resources). You understand that the Dellmont Software will use its commercially reasonable efforts to protect the privacy and integrity of Your computer resources and Your communication, however, You acknowledge and agree that Dellmont cannot give any warranties in this respect.
Article 5. Confidentiality and Privacy
5.1 Dellmont's Confidential Information. You agree to take all reasonable steps at all times to protect and maintain any confidential information regarding Dellmont, its Affiliates, the Dellmont Staff, the Dellmont Software and the IP Rights, strictly confidential.
5.2 Your Confidential Information and Your Privacy. Dellmont is committed to respecting Your privacy and the confidentiality of Your personal data. The Privacy Policy that is published on the Dellmont Website applies to the use of Your personal data, the traffic data as well as the content contained in Your communication(s).
Article 6. IP Rights and Translations
6.1 Exclusive Ownership. You acknowledge and agree that any and all IP Rights are and shall remain the exclusive property of Dellmont and its licensors. Nothing in this Agreement intends to transfer any IP Rights to, or to vest any IP Rights in, You. You are only entitled to the limited use of the IP Rights granted to You in this Agreement. You will not take any action to jeopardize, limit or interfere with the IP Rights. You acknowledge and agree that any unauthorized use of the IP Rights is a violation of this Agreement as well as a violation of intellectual property laws, including without limitation copyright laws and trademark laws.
6.2 No Removal of Notices. You agree that You will not remove, obscure, make illegible or alter any notices or indications of the IP Rights and/or Dellmont's rights and ownership thereof.
6.3 Translations. You acknowledge and agree that the intellectual property rights regarding any translations made by You of any information on or accessible through the Dellmont Website or as otherwise requested of You by Dellmont at any time prior to or subsequent of the Effective Date will be and remain the sole and exclusive property of Dellmont without any compensation to You. Insofar as necessary, this Agreement serves as a deed of assignment of all of Your right, title and interest in and to such translations to Dellmont, notwithstanding Your obligation to cooperate with Dellmont in order finalize any other deed upon Dellmont's first request. You hereby irrevocably waive to the extent permitted by law any moral rights relating to Your translations. You furthermore represent and warrant that (a) You are authorized to assign Your rights as stated above and (b) Your translations are correct and accurate and (c) the translations do not infringe upon any third parties' rights, including but not limited to intellectual property rights.
6.4 Use of Dellmont Promotional Materials. You are not allowed to use the Dellmont Promotional Materials, unless You have agreed on and meet with the Dellmont Promotional Materials Terms as published on the Dellmont Website.
Article 7. Communication and Your Use of the Dellmont Software
7.1 Communication. Installing Dellmont Software enables You to communicate with other Dellmont Software users.
7.2 No Warranties. Dellmont cannot guarantee that You will always be able to communicate with other Dellmont Software users, nor can Dellmont guarantee that You can communicate without disruptions, delays or other communication-related flaws. Dellmont will not be liable for any such disruptions, delays or other omissions in any communication experienced when using Dellmont Software or any other issues over which Dellmont has no control.
7.3 No Control. You acknowledge and understand that Dellmont does not control, or have any knowledge of, the content of any communication(s) spread by the use of the Dellmont Software. The content of the communication is entirely the responsibility of the person from whom such content originated. You, therefore, may be exposed to content that is offensive, indecent or otherwise objectionable. Dellmont will not be liable for any type of communication spread by means of the Dellmont Software.
7.4 No Emergency Services. You expressly agree and understand that the Dellmont Software is not intended to support or carry emergency calls to any type of hospital, law enforcement agency, medical care unit or any other kind of emergency service. Dellmont, its Affiliates or Dellmont Staff are in no way liable for such emergency calls.
7.5 Lawful purposes. You acknowledge and agree to use the Dellmont Software solely for lawful purposes. In this respect You may not, without limitation (a) intercept or monitor, damage or modify any communication which is not intended for You, (b) use any type of spider, virus, worm, trojan-horse, time bomb or any other codes or instructions that are designed to distort, delete, damage or disassemble the Dellmont Software or the communication, or (c) send any unsolicited commercial communication not permitted by applicable law.
Article 8. Term and (Consequences of) Termination
8.1 Term. This Agreement will be effective as of the Effective Date and will remain effective until terminated by either Dellmont or You as set forth below.
8.2 Termination by Dellmont. Dellmont may terminate this Agreement at any time, with or without cause, by providing notice to You and/or by preventing Your access to the Dellmont Software, as set forth in Article 2.5 above.
8.3 Termination by You. You may terminate this Agreement at any time, with or without cause, provided that You will meet with the conditions as set forth in Article 8.4 below.
8.4 Consequences of Termination. Upon termination of this Agreement, You (a) acknowledge and agree that all licenses and rights to use the Dellmont Software shall terminate, and (b) will cease any and all use of the Dellmont Software, and (c) will remove the Dellmont Software from all hard drives, networks and other storage media and destroy all copies of the Dellmont Software in Your possession or under Your control.
Article 9. Your Representations and Warranties; Indemnification of Dellmont
9.1 Representations. You represent and warrant that You are authorized to enter into this Agreement and comply with its terms. Furthermore, You represent and warrant that You will at any and all times meet with Your obligations hereunder, as well as any and all laws, regulations and policies that may apply to the use of the Dellmont Software.
9.2 Indemnification. You agree to indemnify, defend and hold Dellmont, its Affiliates and the Dellmont Staff harmless from and against any and all liability and costs, including reasonable attorneys' fees incurred by said parties, in connection with or arising out of Your (a) violation or breach of any term of this Agreement or any applicable law, regulation, policy or guideline, whether or not referenced herein, or (b) violation of any rights of any third party, or (c) use or misuse of the Dellmont Software, or (d) use and/or modification of the API or (e) communication spread by means of the Dellmont Software.
Article 10 Disclaimer of Warranties
10.1 No warranties. THE DELLMONT SOFTWARE IS PROVIDED AS IS, WITH NO WARRANTIES WHATSOEVER; DELLMONT DOES NOT, EITHER EXPRESSED, IMPLIED OR STATUTORY, MAKE ANY WARRANTIES, CLAIMS OR REPRESENTATIONS WITH RESPECT TO THE DELLMONT SOFTWARE, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF QUALITY, PERFORMANCE, NON-INFRINGEMENT, MERCHANTABILITY, OR FITNESS FOR USE OR A PARTICULAR PURPOSE. DELLMONT FURTHER DOES NOT REPRESENT OR WARRANT THAT THE DELLMONT SOFTWARE WILL ALWAYS BE AVAILABLE, ACCESSIBLE, UNINTERRUPTED, TIMELY, SECURE, ACCURATE, COMPLETE, AND ERROR-FREE OR WILL OPERATE WITHOUT PACKET LOSS, NOR DOES DELLMONT WARRANT ANY CONNECTION TO OR TRANSMISSION FROM THE INTERNET, OR ANY QUALITY OF CALLS MADE THROUGH THE DELLMONT SOFTWARE.
10.2 Your own Risk. You acknowledge and agree that the entire risk arising out of the use or performance of the Dellmont Software remains with You, to the maximum extent permitted by law.
10.3 Jurisdiction's Limitations. As some jurisdictions do not allow some of the exclusions or limitations as set forth above, some of these exclusions or limitations may not apply to You.
Article 11. Limitation of Liability
11.1 No Liability. The Dellmont Software is being provided to You free of charge. ACCORDINGLY, YOU ACKNOWLEDGE AND AGREE THAT DELLMONT, ITS AFFILIATES AND THE DELLMONT STAFF WILL HAVE NO LIABILITY IN CONNECTION WITH OR ARISING FROM YOUR USE OF THE DELLMONT SOFTWARE, AS SET FORTH BELOW.
11.2 Limitation of Liability. IN NO EVENT SHALL DELLMONT, ITS AFFILIATES OR THE DELLMONT STAFF BE LIABLE, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY OR ANY OTHER FORM OF LIABILITY, FOR ANY INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES (INCLUDING WITHOUT LIMITATION ANY LOSS OF DATA, INTERRUPTION, COMPUTER FAILURE OR PECUNIARY LOSS) ARISING OUT OF THE USE OR INABILITY TO USE THE DELLMONT SOFTWARE, EVEN IF DELLMONT, ITS AFFILIATES OR THE DELLMONT STAFF HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
11.3 Remedy. YOUR ONLY RIGHT OR REMEDY WITH RESPECT TO ANY PROBLEMS OR DISSATISFACTION WITH THE DELLMONT SOFTWARE IS TO DEINSTALL AND CEASE USE OF SUCH DELLMONT SOFTWARE.
11.4 Jurisdiction's Limitations. As some jurisdictions do not allow some of the exclusions or limitations as set forth above, some of these exclusions or limitations may not apply to You.
Article 12. General Provisions
12.1 New versions of the Agreement. Dellmont reserves the right to modify this Agreement at any time by providing such revised Agreement to You or by publishing the revised Agreement on the Dellmont Website. Your continued use of the Dellmont Software shall constitute Your acceptance to be bound by the terms and conditions of the revised Agreement.
12.2 Entire Agreement. The terms and conditions of this Agreement constitute the entire agreement between You and Dellmont with respect to the subject matter hereof and will supersede and replace all prior understandings and agreements, in whatever form, regarding the subject matter.
12.3 Partial Invalidity. Should any term or provision hereof be deemed invalid, void or enforceable either in its entirety or in a particular application, the remainder of this Agreement shall nonetheless remain in full force and effect.
12.4 No waiver. The failure of Dellmont at any time or times to require performance of any provisions hereof shall in no manner affect its right at a later time to enforce the same unless the same is explicitly waived in writing and signed by Dellmont.
12.5 No Assignment by You. You are not allowed to assign this Agreement or any rights hereunder.
12.6 Assignment by Dellmont. Dellmont is allowed to at its sole discretion assign this Agreement or any rights hereunder to any Affiliate, without giving prior notice.
12.7 Applicable Law. This Agreement shall be governed by and construed in accordance with the laws of The Netherlands without giving effect to the conflict of laws or provisions of The Netherlands or Your actual state or country of residence.
12.8 Competent Court. Any legal proceedings arising out of or relating to this Agreement will be subject to the exclusive jurisdiction of any court of The Netherlands.
Article 13. Fair Use Policy
13.1. It is important to GlobalFreecall that all eligible GlobalFreecall customers are able to access our Services. Accordingly, We have devised a Fair Use Policy which applies to:
(a) usage of GlobalFreecall calls
(b) usage of VoIP-In numbers
(c) usage of promotions; and
(d) any other promotions which are advertised by GlobalFreecall as subject to the Fair Use Policy ("Fair Use Promotions").
13.2. We reserve the right to vary the terms of the Fair Use Policy from time to time.
13.3. GlobalFreecall may rely on the Fair Use Policy where your:
(a) usage of GlobalFreecall calls;
(b) usage of your VoIP-In number
(c) participation in a Fair Use Promotion, is excessive or unfair, as defined below.
Excessive Use
13.4. In the case of GlobalFreecall calls, there are restrictions on the maximum number of calls and the duration of the calls.
13.5. In the case of VoipIn numbers, applying for more than one number is excessive use
13.6. In the case of Fair Use Promotions, what is excessive use will either be advertised by GlobalFreecall at the time of the relevant promotion or included in this Fair Use Policy prior to the commencement of the relevant promotion.
Unfair Use
13.7. It is unfair use where You attempt to gain unauthorized access to any feature or part of GlobalFreecall Services or Network by any illegitimate means.
13.8. It is unfair use where You use any device or software to interfere or attempt to interfere with the proper working of the GlobalFreecall Services or any transaction being conducted on GlobalFreecall Network.
13.9. It is unfair use where You forge headers or otherwise manipulate identifiers in order to disguise Your origin. You may not pretend that you are, or that you represent, someone else, or impersonate any other individual or entity especially for Fair Use Promotion.
13.10. It is unfair use where You attempt to resupply a GlobalFreecall Service without GlobalFreecall`s prior consent.
13.11. It is unfair use where You use GlobalFreecall Services or Network for any purpose that is unlawful or prohibited by this Fair Use Policy, or to solicit the performance of any illegal activity or other activity which infringes the rights of DELLMONT.
Our rights
13.12. GlobalFreecall may charge you a cost-price based rate for any subsequent calls to one of the destinations, terminate your account, or deny the use of the GlobalFreecall service or features of it.
Article 14. Payments / Credit
14.1. Credit, purchased using any payment method, is valid for an indefinite period of time. There is no limit to the maximum amount of credit per user account.
14.2. Unused credit, purchased by Credit Card, can be refunded within 90 days after purchase date by submitting a request at the customer service of the respective Dellmont label.
14.3. Upon a duly submitted refund request for credit purchased by Credit Card, Dellmont will refund the credit balance, also in the event you terminate your user account.
Last revised: January 2011.
GlobalFreecall Credit Card payments will appear as DELLMONT on your bank or card statement.
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The Senate has defeated a Republican measure that would have blocked implementation of a "path to citizenship" for undocumented workers until after the U.S.-Mexico border has been deemed secure for a period of six months.
The amendment to the larger overhaul of U.S. immigration law was sponsored by Iowa Republican Sen. Chuck Grassley. It was defeated Thursday in a 57-43 vote.
Opponents argued the amendment would delay for years the path to citizenship that has become a centerpiece of the legislation, which Senate sponsors hope to approve by July 4.
Republican Rep. Paul Ryan predicted Wednesday that the GOP-controlled House would approve the path to citizenship — the key sticking point in the immigration overhaul — despite opposition from conservatives.
"... a bipartisan group of Senate negotiators say, the legislation will generate enough momentum to overcome resistance from opponents on the right who blast it as a veiled 'amnesty' for those who crossed the border illegally.
"Ryan, an influential conservative, lent support to those hopes. He told an audience in Washington assembled by the pro-reform National Association of Manufacturers that 'earned legalization is an issue I think the House can and will deal with.' "
Copyright 2020 NPR. To see more, visit https://www.npr.org.


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Every day we are besieged with pet food advertisements, in magazines, newspapers and on television. Tens, if not hundreds, of millions of dollars are spent per year trying to convince us that their pet food is the best. Who to believe? What is really in pet food? Is the pet food label helpful?
A Chapman University study tried to help shed some light on the question. The research, to be published in the journal Food Control, used DNA testing to determine what meats were really in the food and compared that to the label. Fifty-two foods were tested, but the brands were not identified in the article. The foods were obtained from retail and on-line sources. The foods were tested for beef, chicken, lamb, goat, turkey, goose, pork, and horse.
Of the 52 foods tested, 51 tested positive for chicken, even though many did not have chicken on the label. Pork was the most common undeclared meat, found in 35 of the food samples. Even more disturbing was the fact that seven of the foods had none of the main meat that was listed in the ingredients.
A positive note was that none of the 52 foods contained horse meat. This had been a concern since horse meat had been found in Europe in ground meat products for human consumption.
How important are these findings? Even though there may be a different protein than what is listed on the label, the food may still be nutritious, balanced, and good for your pet. The main effect would be for those pets that have a food allergy. Food allergy has been found to be common in dogs; signs can range from itchy skin to chronic vomiting and/ or diarrhea. The most common food ingredient that dogs are allergic to is chicken. So this study is significant in that it shows that chicken is in so many foods, whether it is listed on the label or not.
You can discuss nutrition with your veterinarian. Many are recommending that food-allergic dogs be fed foods where the manufacturer does DNA testing on their own products. This ensures that their suppliers are accurate and establishes the purity of their products.
"Study Casts Doubt on Pet Food Labeling" Veterinary Practice News, page 19, November 2014
"Identification of Meat Species in Pet Foods Using Real-Time Polymerase Chain Reaction (PCR) Assay", Food Control, Vol 50, April 2015, pg 9-17.


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Trust deed investments in Fort Walton Beach FL can be a fantastic way to earn solid returns and diversify.
In fact, trust deed investments are one of the methods that the wealthy use to make much bigger returns on their investments than anything you can get on the open market.
In a nutshell, a trust deed investment is a private loan that's secured by real estate.
Most are short-term, generally under two years, and normally at a high interest rate – 7-15% is typical, even when banks are lending at 3-7%.
Surprisingly, there's a lot of competition from borrowers who are willing to pay these kinds of rates to lenders – and an increasing number of investors who are interested in funding them.
Why would investors take deals that banks would pass on?
There are lots of reasons, so let's start with the basics.
Banks and lenders fall under a lot of regulations that private money lenders don't necessarily have to follow, especially since they're not federally insured.
Local trust deed investments are actually more like old-school investing. Trust deeds are built on trust – just like back in the day, when it was common for deals to be sealed with handshakes and there weren't so many lawsuits.
Trust deeds aren't just based on credit scores and ratios.
For these deals, insider knowledge, relationships and potential value matters a lot more than the score assigned by a computer.
But like other high-return investments, there's a lot of risk involved if you don't know what you're doing.
The investors who make a lot of money on trust deeds work with highly reliable brokers, attorneys and experts who help them evaluate the full potential of the loan – and assess the risks involved.
If you're interested in capturing solid returns from the local Fort Walton Beach trust deed marketplace, we may be able to help you.
We get requests from people who are looking to borrow money secured by real property (with equity!) who don't qualify for traditional financing.
As a general rule, most investors want a high degree of security that the borrower stands to make 20-50% ROI with the funds he or she borrows. If the borrower's plan is too risky or shows signs of probable failure, it's wise to pass on the investment.
We're not brokers – sometimes, we may partner with qualified investors to secure deals, and a trust deed is one tool at our disposal.
If you're looking to invest in Fort Walton Beach FL real estate – not just in trust deeds – give us a call anytime at 850-972-0484.
We're happy to talk with you about our services and discuss how we can help you make money in real estate.


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A trio suspected of an alleged jewelry theft was allegedly caught using sleight of hand to steal a $40,000 ring from a Santa Clarita jewelry shop. Authorities say it's also likely this is not the first time the group of slick thieves has done something similar.
The shop's owner says the alleged jewelry theft suspects were so smooth he didn't suspect a thing while he was being swindled.
NOTICE: All persons depicted are presumed to be innocent unless proven to be guilty in a court of law. The fugitive.com and fugitivewatch.com notations appearing on this are TRADEMARKS and NOT an expression of fact or opinion.
AVISO: Todas las personas representadas son presumidas de ser inocente a menos que resultara culpable en un tribunal de justicia. Fugitive.com y fugitivewatch.com anotaciones que aparecen en este sitio son MARCAS REGISTRADAS y NO una expresión de hecho o de opinión.
COMMENT ADVISEMENT: We welcome your thoughts, but for the sake of all readers, please refrain from the use of obscenities, personal attacks or racial slurs. All comments are subject to our terms of service and may be removed. Repeat offenders may lose commenting privileges.
AVISO DE COMENTARIO: Damos la bienvenida a tus pensamientos, pero por el bien de todos los lectores, por favor abstenerse de la utilización de obscenidades, ataques personales o insultos racistas. Todos los comentarios están sujetos a nuestros términos y condiciones del servicio, y podrá ser retirado. Reincidentes pueden perder privilegios comentar.
Fugitive Watch was founded in 1992 by two San Jose police officers, Steve Ferdin and Scott Castruita. Fugitive Watch is a reality-based television show, newspaper and website, fugitive.com. We can also be found on social media such as Instagram, Facebook, and Twitter. The mission of Fugitive Watch is to make your community safer by helping law enforcement fight crime. Fugitive Watch brings the community, local businesses, and law enforcement together to solve crimes, apprehend wanted fugitives and provide education and crime prevention information to the community.
Business and private sponsorship help Fugitive Watch empower the community to strike back at crime from the safety of their living rooms. Fugitive Watch has been credited by law enforcement with over several 2,890 crimes solved or fugitives apprehended. Fugitive Watch also helps improve the safety of police officers by locating fugitives for law enforcement so they can more safely arrest them rather than unexpectedly running across them through extremely dangerous routine "chance encounters". As law enforcement officers know all too well, These "chance encounters" have resulted in countless officer injuries and death


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51mm | 20mm |
145mm |
Lens Width | Bridge | Temple Length | |
One-size | 51mm | 20mm | 145mm |
Style Facts
After selecting all the options you would like on your prescription order you will have the option to either send us the RX later via email (firstname.lastname@example.com) or you can upload your RX directly to your order.
You cannot input a prescription since we need a valid prescription from your doctor to process the order, you will have the option to send the RX later via email to firstname.lastname@example.com or you can upload it with the order before checkout.
We go by the manufacturer's recommendations regarding which frames are eligible to have RX lenses installed. Unfortunately, due to some shapes and materials certain frames will not be eligible for prescription.
Not all frames are currently eligible for virtual try-on, we are working towards making all frames available for virtual try on soon. The other option for items that are not currently available for virtual try-on would be to order and try on since we have Free Domestic returns for US based orders.
Specific information regarding frames would require you to contact us directly, the sizing for the products is on the listing which should help determine if the frame will fit or not.


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Use Salesflare with HubSpot Scheduling Software
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Not to mention the $50 billion cost to USReader comment on item: Rethinking the Egypt-Israel "Peace" Treaty Submitted by Charles Gruenspan (United States), Nov 22, 2006 at 16:57 Note: Opinions expressed in comments are those of the authors alone and not necessarily those of Daniel Pipes. Original writing only, please. Comments are screened and in some cases edited before posting. Reasoned disagreement is welcome but not comments that are scurrilous, off-topic, commercial, disparaging religions, or otherwise inappropriate. For complete regulations, see the "Guidelines for Reader Comments". |
Latest Articles |
All materials by Daniel Pipes on this site: © 1968-2024 Daniel Pipes. firstname.lastname@example.com and @DanielPipes Support Daniel Pipes' work with a tax-deductible donation to the Middle East Forum.Daniel J. Pipes (The MEF is a publicly supported, nonprofit organization under section 501(c)3 of the Internal Revenue Code. Contributions are tax deductible to the full extent allowed by law. Tax-ID 23-774-9796, approved Apr. 27, 1998. For more information, view our IRS letter of determination.) |


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By BERNARD CONDON
AP Business Writer
NEW YORK (AP) _ Births are falling in China, Japan, the United States, Germany, Italy and nearly all other European countries.
For those who fear an overcrowded planet, this is good news. For the economy, not so good.
We tend to think economic growth comes from working harder and smarter. But economists attribute up to a third of it to more people joining the workforce each year than leaving it. The result is more producing, earning and spending.
Now this secret fuel of the economy, rarely missing and little noticed, is running out.
Nancy Strumwasser, a high school teacher from Mountain Lakes, New Jersey, always thought she'd have two children. But the layoffs that swept over the U.S. economy around the time her son was born six years ago helped change her mind. Though she and her husband, a market researcher, managed to keep their jobs, she fears they won't be so fortunate next time.
"After we had a kid in 2009, I thought, `This is not happening again,"' says Strumwasser, 41, adding, "I never really felt comfortable about jobs, how solid they can be."
The financial crisis that followed the collapse of U.S. investment bank Lehman Brothers in 2008 did more than wipe out billions in wealth and millions of jobs. It also sent birth rates tumbling around the world as couples found themselves too short of money or too fearful about their finances to have children. Six years later, birth rates haven't bounced back.
"For the first time since World War II, we're no longer getting a tailwind," says Russ Koesterich, chief investment strategist at BlackRock, the world's largest money manager. "You're going to create fewer jobs. … All else equal, wage growth will be slower."
Studies have shown that births drop when unemployment rises, such as during the Great Depression of the 1930s. Birth rates have fallen the most in some regions that were hardest hit by the financial crisis.
In the United States, three-quarters of people surveyed by Gallup last year said the main reason couples weren't having more children was a lack of money or fear of the economy.
The trend emerges as a key gauge of future economic health _ the growth in the pool of potential workers, ages 20-64 _ is signaling trouble ahead. This labor pool had expanded for decades, thanks to the vast generation of baby boomers. Now the boomers are retiring, and there are barely enough new workers to replace them, let alone add to their numbers.
Growth in the working-age population has halted in developed countries overall. Even in France and the United Kingdom, with relatively healthy birth rates, growth in the labor pool has slowed dramatically. In Japan, Germany and Italy, the labor pool is shrinking.
"It's like health _ you only realize it exists until you don't have it," says Alejandro Macarron Larumbe, managing director of Demographic Renaissance, a think tank in Madrid.
The drop in birth rates is rooted in the 1960s, when many women entered the workforce for the first time and couples decided to have smaller families. Births did begin rising in many countries in the new millennium. But then the financial crisis struck. Stocks and home values plummeted, blowing a hole in household finances, and tens of millions of people lost jobs. Many couples delayed having children or decided to have none at all.
Couples in the world's five biggest developed economies _ the United States, Japan, Germany, France and the United Kingdom _ had 350,000 fewer babies in 2012 than in 2008, a drop of nearly 5 percent. The United Nations forecasts that women in those countries will have an average 1.7 children in their lifetimes. Demographers say the fertility rate needs to reach 2.1 just to replace people dying and keep populations constant.
The effects on economies, personal wealth and living standards are far reaching:
_ A return to "normal" growth is unlikely: Economic growth of 3 percent a year in developed countries, the average over four decades, had been considered a natural rate of expansion, sure to return once damage from the global downturn faded. But many economists argue that that pace can't be sustained without a surge of new workers. The Congressional Budget Office has estimated that the U.S. economy will grow 3 percent or so in each of the next three years, then slow to an average 2.3 percent for next eight years. The main reason: Not enough new workers.
_ Reduced pay and lifestyles: Slower economic growth will limit wage gains and make it difficult for middle-class families to raise their living standards, and for those in poverty to escape it. One measure of living standards is already signaling trouble: Gross domestic product per capita _ the value of goods and services a country produces per person _ fell 1 percent in the five biggest developed countries from the start of 2008 through 2012, according to the World Bank.
_ A drag on household wealth: Slower economic growth means companies will generate lower profits, thereby weighing down stock prices. And the share of people in the population at the age when they tend to invest in stocks and homes is set to fall, too. All else equal, that implies stagnant or lower values. Homes are the biggest source of wealth for most middle-class families.
Births might pick up again, of course. In France, where the government provides big subsidies and tax breaks for children, birth rates are back where they were in the early 1970s. In other countries, women who put off having children in the recession might play catch up soon, as they did after World War II. Demographers note that women were having children later in life even before the crisis, and so births are likely to rise anyway.
But even a snapback in births to pre-recession levels will leave families much smaller than they were decades ago, a shift that has already affected industries and economies around the world.
In Japan, sales of adult diapers will exceed sales of baby diapers this year, according to Euromonitor International, a marketing research firm. In Germany and Italy, towns are emptying as families shrink and there aren't enough children to replace older ones who are dying. And in South Korea, where births have fallen 11 percent in a decade, 121 primary schools had no new students last year, according to Yonhap, the country's government-backed news agency.
Park Hyun-kyung, a 34-year-old hospital administrator in Daegu, South Korea, says she would like to have three children, just like her parents. But she and her husband have decided to stick to one, if they have any.
"Most jobs are not secure enough to allow couples to have a baby and raise kids," she says.
In China, where the working-age population is set to shrink next year, the government is relaxing a policy that had limited many families to one child. It might not help much. Chinese are choosing to stick to one on their own.
Lei Qiang, a logistics manager in Shanghai with a 2-year-old daughter, has ruled out another child. "I just couldn't think how expensive it is to have two," says Lei, 39.
Economists are worried not just because growth is stalling in working-age populations. Their numbers as a share of the total population in many countries is falling. Economists like to see this share of total population rise, because it means more people are earning money, expanding the tax base and paying for schools for the young and pensions and health care for the old.
Before the recession, the number of these potential workers as a proportion of total population was falling in three of the world's six biggest developed economies _ Japan, Germany and Italy. Now the proportion is also dropping in the United States, France and the United Kingdom, according to investment firm Research Affiliates, using data from the United Nations.
Economists say it is rare for the number of working-age people as a share of the total population to fall in so many major countries at the same time. It's usually because of war and famine, although such proportions also fell in the 1950s as baby boomers were born and populations surged. The six countries with declining proportions of working-age people now, plus China, accounted for 60 percent of global economic output in 2012, according to Haver Analytics, a research firm.
The drops are small, a few tenths of a percentage point each year off proportions of working-age people, which had peaked in developed countries at 61.4 percent in 2009. But Research Affiliates expects the working-age share of total population to fall steadily for several decades, slowing economies each year, until they bottom at about 50 percent in 2040 or so.
A country can compensate for this demographic drag on economic growth by encouraging people to work longer or to use technologies to increase output. But most economists doubt that such changes are forthcoming or would be enough.
"You need incredible productivity growth," says Michael Feroli, a JPMorgan economist. He says economic growth of 3 percent is unlikely on a "sustained basis" even for the United States, which is blessed with a flow of immigrants, albeit a slowing one, to soften the blow.
Robert Arnott, chairman of Research Affiliates, thinks investors and policymakers don't realize how much demographics will hurt economies now because they never appreciated how much they helped in the past. Payrolls rose as the oldest baby boomers started working in the mid-1960s _ then kept rising as those born later took jobs. Retirees were relatively few because most workers were young. And many women joined the workforce for the first time.
It was an unusual confluence of beneficial demographic shifts, and perhaps unrepeatable.
"The developed world in the past 60 years has had the most benign demography in the history of man," Arnott says. But economic growth in developed countries will "tumble" to no more than a tepid 1.5 percent a year, on average, until 2040 or so, he estimates. And Arnott says economic growth per capita, a rough gauge of living standards, may "swing negative."
It's already on its way.
From 1960-2000, GDP per capita rose an average 2.6 percent a year in the big six developed countries. Since then, it has grown less than 1 percent a year. Arnott thinks the demographic drag is going to worsen, subtracting roughly a percentage point from the annual rate in the next few decades.
That suggests living standards barely growing, or even falling.
Andrew Cates, senior international economist for UBS in Singapore, worries that people accustomed to living better each year won't accept the new slow-growth future and will demand change through protests. "It's a recipe for social instability," he says.
Others note that smaller families are associated with some social benefits for societies. Births have plunged in countries where education has improved, the middle class has expanded and women have gained more freedom and rights.
Still, even optimists see the world at a delicate crossroads.
Reiner Klingholz, head of the Berlin Institute for Population and Development, says societies are unsure of their goals now that easy economic expansion is over. "We have no plans for how to run a society without growth," he says.
In aging societies, the big fear is that paying for benefits for the swelling number of retirees will weigh on economic growth. But even if benefits were fully funded, more retirees would practically guarantee slower growth for three reasons:
First, retirees don't produce anything. So a country's output falls unless new workers producing the same value of goods and services replace them.
Second, retirees don't save, invest and spend as much as workers with paychecks. That, in turn, cuts demand and slows growth.
A third reason is less obvious: Productivity of workers, or output per hour, tends to peak as they reach their mid-50s. And the increases in productivity as they near that age tend to be small. And with economic growth, only the change in productivity from year to year counts, not the level.
In other words, you may be very productive at work, but unless you're becoming even more so each year or work more hours, you're not helping the economy grow. And older workers past their peak productivity, by definition, subtract from growth.
Births have sprung back after plunging in previous economic crises, like the Great Depression. But back then many women didn't have careers, and they were expected to have big families. When the economy recovered and they could afford more children, they had them.
This time might be different.
"Now that I'm finally back to working full time I don't really want to have another child," says Christa Heugebauer, 39, as she watches her son, Finn, 4, race around an playground in Berlin. "Besides, I've got plenty of friends my age who don't have any children at all."
Some factors potentially could offset lower birth rates and help fuel economic growth. Lower unemployment rates would help. As hiring has picked up in the United States, people who had stopped looking for a job out of despair have started hunting again, thereby expanding the labor pool.
Countries can better educate and train their existing workers, attract more immigrants and encourage people to work past retirement age.
One hopeful sign: In April, the U.S. Labor Department reported that 19 percent of Americans 65 or older were either working or looking for work, up from a record low of 10 percent in 1985.
But many economists think demographic headwinds are just too strong to expect a jump in growth. The best hope is an unexpected innovation leading to a burst of efficiency in the workplace.
"Unless there is a technological miracle, demography alone points to 1 to 1.5 percent being the new normal," Arnott says. And 3 percent? That's "the new definition of boom times."
AP researcher Fu Ting in Shanghai and AP writers Frank Jordans in Berlin, Colleen Barry in Milan and Youkyung Lee in Seoul, South Korea, contributed to this report.


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iPad mini 3
174 €
Learn more
- Description
- Specification
- What's included
- Warranty
So many innovations, but it still fits perfectly in your hand.
We made iPad mini small. We made it fast. We made it incredibly capable. And now we made it even better. With advancements like Touch ID and iOS 8, and a new gold finish, there's even more about iPad mini to love.
Security based on a one-of-a-kind design: your fingerprint.
iPad mini 3 comes with our breakthrough Touch ID technology. It gives you an unprecedented level of security because it uses nature's most perfect password: your fingerprint. So with just one touch, you can instantly unlock your iPad mini. But Touch ID goes beyond that. You can also make secure purchases in iTunes, iBooks, and the App Store. And with Apple Pay, you can unlock an entire world of online shopping that's fast, convenient, and secure.
Desktop-class architecture. No desktop required.
Don't let its size fool you. iPad mini 3 is powered by an A7 chip with 64-bit desktop-class architecture. A7 delivers amazing processing power without sacrificing battery life. So you get incredible performance in a device you can take with you wherever you go.
FaceTime HD and iSight cameras. So many reasons to smile.
Want to shoot video and photos that are unbelievably crisp, clear, and vibrant? iPad mini 3 has everything you need, including new iOS 8 features like panorama and Time-lapse mode, to capture stills and videos that are as memorable as the moments themselves. Even better, you also get this same great picture quality when making video calls.
Advanced wireless. Do more in more places.
iPad mini 3 keeps you connected faster than ever. In more locations than ever. Two antennas and MIMO technology give iPad mini incredible Wi‑Fi performance. And the Wi‑Fi + Cellular model supports fast cellular networks around the world — including LTE networks. So you can download content, stream video, browse the web, and share documents with AirDrop at amazing speeds.
Apps designed for iPad. And everything you want to do with it.
iPad mini 3 comes with powerful apps for the things you do every day, like surfing the web, checking email, editing movies and photos, writing reports, and reading books. And there are hundreds of thousands of apps on the App Store, each designed specifically for the large Retina display (instead of stretched-out phone apps). So whether it's photography, gaming, traveling, or managing your finances, you'll find an app that will help you do it better.
iOS 8 and iPad mini 3. A powerful combination.
iOS 8 is the most advanced mobile OS ever, with features that make iPad mini 3 even more indispensable. Continuity lets you start a project on one device and finish it on another. Family Sharing lets up to six people in your family share movies, books, music, and apps. With iCloud Drive, you can safely store any kind of document and access it from any device. In fact, every feature in iOS 8 is designed to work seamlessly with iPad mini, taking full advantage of its powerful A7 chip, ultrafast wireless, and brilliant Retina display.
Even the covers are more brilliant.
Protect every pixel of iPad mini 3 with a Smart Cover or Smart Case. Available in seven bright new colors, the Smart Cover is made from durable polyurethane. The Smart Case, in rich aniline-dyed leather, protects both the front and back of your iPad mini.
Grading | A – Like New |
Height | 200 mm |
cellular | cellular |
Width | 134.7 mm |
Wi-Fi standards | 802.11a,802.11b,802.11g,802.11n |
Wi-Fi | Yes |
Weight | 331 g |
T9 text input | No |
SIM card type | NanoSIM |
Rear camera resolution (numeric) | 5 MP |
Rear camera | Yes |
Processor model | A7 |
Processor family | Apple |
Processor cores | 2 |
Mobile network connection | Yes |
Headphone out | Yes |
3G standards | CDMA,HSPA,HSPA+,WCDMA |
Headphone connectivity | 3.5 mm |
GPS (satellite) | No |
Front camera | Yes |
Display resolution | 2048 x 1536 pixels |
Display diagonal | 20.1 cm (7.9") |
Combo headphone/mic port | Yes |
Color | Grey |
Built-in speaker(s) | Yes |
Built-in microphone | Yes |
Bluetooth version | 4.0 |
Bluetooth | Yes |
Auto focus | Yes |
Audio formats supported | AAC,AAX,AAX+,AIFF,HE-AAC,M4A,MP3,WAV |
4G standard | LTE |
storage | 64GB |
The package does not include a charger. For mobile phones most of us have multiple of cables at home and we don't want to create more e-waste. For laptops we rarely have good condition chargers and we can't sell something that we can't give warranty to. We are working on having new chargers for sale as soon as possible.
All devices have a 12 month warranty.


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Another type of insurance independent contractors need to have from time-to-time is builder's risk insurance also known as course of construction insurance. This type of property insurance provides coverage where the construction is taking place. It's unique in that it can be tailored to cover specific areas or more. If you require builder's risk insurance in Crescent Mills, then California Contractors Insurance is here to help. We provide any type of builder's risk insurance you may require, no matter the length of terms you require, which typically run from three, six, or 12 months. The term can be extended, though normally just one time.
Builders Risk Insurance Specialists Near Me In Crescent Mills California
When it comes to the details and terms involved with builder's risk insurance it can provide coverage a variety of different ways. For example, builder's risk insurance can cover just the building or structure involved. For more information, you'll want to contact the experts at California Contractors Insurance. We have the professionals who know all the ins and outs of this unique yet necessary type of property insurance. Each of our agents in Crescent Mills CA 95934 is expertly trained, knowledgeable and certified to tailor any builder's risk insurance policy you desire. We'll provide you with the coverage which will give you the peace of mind you need.
Free Builders Risk Insurance Quote – (888) 728-4034
Are you covered with the type of property insurance your job site needs, such as builder's risk insurance of course of construction insurance? Not sure? Don't worry, it's a unique type of coverage but one we here at California Contractors Insurance company can provide for you. To request a quote, call us today at (888) 728-4034.
More About Builders Risk Insurance
Why You Need Builders' Risk Insurance
Builders' risk insurance in Crescent Mills is a type of insurance policy that protects equipment, products, and fixtures in a building that is still under construction. Hence, the structure under construction is the entity being insured, but the coverage may extend to the materials and fixtures or equipment within the area.
Various risks can cause a setback to the construction progress in Crescent Mills CA. For example, it is possible for the structure to catch fire while under construction, or for some materials to fall off and damage some equipment.
How Far Does The Coverage Go?
The builders' risk insurance coverage generally in Crescent Mills pays for damages to the coverage limit. Hence, the owners are normally recommended to make sure the protection limit properly shows the total finished worth of the structure, including the overall expense of material and labor. The value of the land is ruled out in this case. Sometimes, the construction budget will set the coverage limitation.
The terms of the policy also differ from one company to another. The policy can be written in terms of three, six or twelve months. In case the task takes longer to complete, the insurance company may extend the coverage but only once.
Standard Inclusions and Exclusions
While the policy aims to safeguard against damage that will compromise the project, there are some circumstances the coverage will not apply.
Normally, the policy will cover risks like fire, theft, hail, lightning, vandalism, vehicle or airplane accidents and sometimes wind.
There are instances where the coverage might not apply. This will consist of (but not restricted to): worker theft, water damage, weather damage to product and property outdoors, mechanical breakdown, war, earthquakes, government actions or breach of contract in any circumstances. There are limited covers in the event of the structure collapsing.
Some damages are covered by a professional liability. These circumstances consist of poor design and preparation, craftsmanship and materials. A different insurance coverage can cover natural catastrophes like earthquakes and floods.
Other Things to Consider
There are circumstances the policy will not apply, and your insurance provider will make certain to let you know. The builders' risk insurance will not cover other people's property. It also will not cover subcontractors as they are required to have their own coverage.
The policy also doesn't apply where there is no professional liability, accidents injuring persons at the site, or where the devices and tools are not insured. The protection will typically end when the construction is complete, and the building is occupied, hence in case of an accident, the policy will not apply.
In Conclusion
The builders' risk insurance plan is meant to cover losses connected with the construction of the particular structure. The finer conditions will normally vary from one company to another, and therefore, you are recommended to make sure you comprehend how far the protection will go.
Having such a policy in place will avoid hold-ups, and the financial consequences should an accident compromise the structure. Therefore, consider purchasing a builders' risk insurance policy for your construction task.


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Chilhowee, MO Daily Crime Records
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This data is not from the Federal Bureau of Investigation (FBI).


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655 Concord Ave Unit: 603, Cambridge, MA 02138
1,112 Sq.Ft. LIVING AREA
RE/MAX Destiny is a team of real estate agents who are committed to providing exceptional service to buyers and sellers in Boston, Somerville, and Cambridge. We understand that buying or selling a home is a big decision, and we are here to make the process as smooth and stress-free as possible. We will work with you every step of the way, from finding the perfect home to closing the deal. If you are looking for a real estate agent who is committed to providing exceptional service, then RE/MAX Destiny is the team for you. We are the best in Boston, Somerville, and Cambridge real estate, and we are here to help you achieve your real estate goals.


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UNIQUELY DIFFERENT Options Colour Gels are the perfect solution for the ultimate manicure or pedicure. Formulated to coat and protect the natural nail. Options is an advanced, custom crafted gel product that is an alternative to traditional nail enhancements.
Mauvella - An elegant mauve frost
• 100% Odour Free • 100% Pure Gel Formulation • Solvent Free & 3-Free • Made In Canada - From the highest grade of USA & European sourced ingredients Professional Product - no retail • Can be easily soaked-off |
• Traditional jar format • Extremely, pigmented colours - Thin colour applications • A thicker gel consistency for maximum control • Will not damage natural nails with correct application |
Odourless: Healthier for you and your environment
Natural: Leaves your nails looking and feeling natural
Durable: Made from innovative materials to offer superior strength
Diverse: Wide range of colours and products to suit your needs.
30s LED/2m UV
4g/0.14oz size


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helping children through grief
About Alissa Ellett
Alissa has worked in ministry for fifteen years, serving in churches across California. She earned her Masters in Christian Education from Garrett-Evangelical Theological Seminary. Currently based in Fresno, CA, when she's not writing for Illustrated Ministry, she's immortalizing moments and seasons in others' journeys through her photography business, Waypoint Photography.


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Remote Counseling for Anxiety in North Branford
What is anxiety?
Occasional anxiety is an expected part of life. You might feel anxious when faced with a problem at work, before taking an exam, or when faced with an important decision. You may have physical symptoms such as difficulty breathing or headaches from anxiety. It can feel like stress, nervousness, a feeling of impending doom or even perfectionism. Anxiety can interfere with daily activities such as job performance, school work, and relationships and make your life feel extraordinarily stressful.
Some days, you wake up with your heart beating out of your chest.
Other days, you have a perceptible undercurrent of worry running through your mind and body, impacting every minute of your day and making you brace for bad news, rejection or the feeling of distress when things don't go the way you hoped or planned. You can't sleep, and even if you try to relax, your mind races with a running loop of worst-case scenarios.
Can you ever really outrun worry?
My name is Lindsey and I specialize in anxiety counseling.
You try to ignore it, but the feelings of doom, uneasiness and discomfort seep into your body, your relationships, your work, your emotions and even the down time that you so desperately need. Then, after taking several unsuccessful deep breaths, you start having anxiety about your anxiety, which makes everything seem worse.
You can feel better, and I can help you.
I will use my empathetic approach and, working together, we will target your stress and help give your mind and body a much-needed respite from feeling nervous. I will also suggest and teach you skills and strategies that will have meaningful application both in our sessions and beyond, so you will always have tools to help you when you encounter situations.
It's time that you learned new ways to respond to anxiety.
If you're in the North Branford area and are interested in discovering ways to be happier, content, joyful, calmer and more comfortable, please call me at 860-916-5558 to schedule a complimentary, online 15-minute consultation.
Anxiety Counseling in North Branford | (860)916-5558 | Lindsey Howard, LCSW. | Online Counseling is Available in Connecticut.


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Safely store your precious valuables inside an OverBoard waterproof case with complete peace of mind in the knowledge that your items will be 100% safe from the ravages of water.
100% waterproof and submersible to depths of up to 6m / 19ft for 60 minutes.
Will float if dropped in water thanks to the padded foam layer.
High Frequency welded construction for a super tough waterproof bond.
Constructed from environmentally friendly TPU fabrics.


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We are an independent insurance agency.
Ignosh Insurance & Risk Management is an independent insurance agency.
Home » About Our Agency »
When you work with our independent insurance agency, you're getting the power of choice. From simplifying the insurance process to finding you the right coverage, here's what makes us different.
We represent multiple insurance companies.
Bringing you the right blend of price, coverage, and service is what we strive to do. By representing different insurance companies, we can provide a unique variety of policies and price points. We do the shopping so you can save and get the best possible coverage.
We are licensed insurance advisors.
When it comes to choosing your insurance coverage, we want you to make an informed decision. Through education and explanation of the insurance process, we simplify the complexities so you can make the right choice based on your insurance needs.
We are by your side every step of the way.
You're never on your own when it comes to your insurance because we are here for you and will work with the insurance company on your behalf. We're also dedicated to ensuring you have the coverage you need so that if you do suffer a loss, you'll be appropriately covered.
We offer a wide variety of insurance solutions.
Your insurance needs are unique, your insurance coverage should be too. We'll find the insurance solutions to fit your needs by providing a wide variety of coverage options. Protect what matters most by having the best insurance that's not a one-size-fits-all approach.
We are there for you in your time of need.
Signing the dotted line is not the last step, it's the first step of our relationship to you as our client. Whether you need to update a policy, add coverage options, or simply have a question about your insurance, we're here to ensure you always have the right protection.
Get Started Today
As an independent agency, we are here to help you find the right coverage.
Request an Insurance Quote
As an independent agency, we are here to help you find the right coverage.
Get a Quote
It only takes a minute to get started.
- Fill out the form, we'll be in touch.
- Go over your options with an agent.
- Get the coverage you need.


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New bike tires will improve performance, speed, and ease of ride.
Remember when replacing your bike tires, make sure you have the correct size inner tubes to match, as diameter and width are important.
In addition, grab a bike tire floor pump
and tire levers to get the job done right. Order this new Continental Top Contact II Tire - 700 x 32c, Vectran Breaker, E50
from Bicycle Warehouse today!
- Fast shipping
- Satisfaction guaranteed
Please note: bicycle tires are sold individually Wheels are shown for display purposes only.