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Landlord Tenant – Summary of Residential Landlord Tenant Law – New Hampshire
Related New Hampshire Legal Forms
Summary of Residential Landlord-Tenant Law
Note: This summary is not intended to be a detailed, all-inclusive discussion, but rather an overview of typical provisions of general residential landlord-tenant law, as set forth in the Uniform Landlord Tenant Law. Versions of the Act have been adopted in the following states: Alaska, Arizona, Florida, Hawaii, Iowa, Kansas, Kentucky, Montana, Nebraska, New Mexico, Oregon, Rhode Island, South Carolina, Tennessee or Virginia. Other states have similar Landlord Tenant laws.
For State specific information see the New Hampshire Landlord Tenant Law.
What leases are not covered by this summary?
This summary only covers residential housing and apartment leases. It does not cover condominiums, residence at a public or private institution, or occupancy under a rental agreement covering premises used by the occupant primarily for agricultural purposes.
Certain Provisions of Residential Leases not allowed?
Some lease provisions are prohibited or will not be enforced by the Court. Unconscionable provisions may be held unenforceable in court. Unconscionable provisions include (but are not limited to) those in which a tenant agrees to waive rights granted to tenants under applicable law, agrees to pay landlord's attorney fees beyond what is allowed by law, or agrees to the limit the liability of or hold harmless the landlord for landlord's legal liabilities related to the lease. If landlord intentionally inserts lease provisions known to him to be unenforceable, landlord may be liable increased damages.
Obligations of good faith?
Landlords and tenants are obligated to act in good faith (that is, with sincerity, and without alterior motives) when performing acts under the lease agreement.
Limitation of use to residential use?
Leases typically limit the use of the premises to residential use, and forbid use as a business. Exceptions for limited business use are allowed in some states.
Disclosure of landlord and property manager.
Most states require that tenant be informed of the names and addresses of the landlord and (if different) the property manager of the premises. This information should be provided to tenant prior to or as as part of the lease.
Security Deposits.
Security deposits may be demanded by landlord at the time of the lease to ensure partial or total coverage of expenses if tenant leaves behind damage, unpaid rent, or leave the premises in an unclean condition after the termination or expiration of the lease. Typically the amount of the security deposit is capped by statute at a maximum amount such as one or two month's rent. Procedures concerning security deposits vary widely from state to state, with a sizable minority of states requiring placement in a separate, interest bearing bank account with interest being periodically paid out to tenants. A Tenant and landlord are typically required to inspect and document the conidition of the premises prior to the lease, and to revisit and redocument the conditions after the lease, regardless of whether the lease was terminated due to breach or simply expired. A Landlord may retain a portion of the security deposit sufficient to repair damages (other than reasonable wear and tear), clean and account for unpaid rent. The remainder must be mailed to the tenant with documentation of the deductions. A Tenant must provide his forwarding address, and there is a limit on the obligation of the landlord to retain the security deposit when unable to reach the tenant by mail. Suit may be brought by the tenant for failure of the landlord to fulfill the statutory obligations, but damages are normally capped.
Typical duties of the landlord.
A Landlord is obligated to supply possession of the premises as agreed in the lease. The premises must meet minimum standards of habitability including compliance with applicable building codes. Weatherizing, locks, running water, working plumbing, heating and cooling, pest control, and other basics must be in place. A Landlord is obligated to keep the premises in repair, to the same standard as existed when the tenant initially leased the premises. Damages caused by the tenant, however, will be repaired only at tenant's expense.
Typical duties of the tenant.
Aside from complying with the lease agreement (many of which typically incorporate statutory duties of tenants), the tenant is obliged to keep the premises in as clean and safe condition as possible, and comply with any applicable health and safety codes, including proper disposale of garbage. The facilities and appliances in the premises must be used in a reasonable manner. A Tenant must not damage the premises, nor cause a nuisance to neighboring tenants. A Tenant must not permit or participate in criminal activity on the premises. A Tenant is required to inform landlord of any dangerous conditions that develop, of any damage caused to the premises by whatever source, and of any serious injury to the tenant, tenant's family or guests, or tenant's property while on the premises.
Rules and Regulations promulgated by Landlord.
A landlord may adopt rules and regulation concerning the tenant's use and occupancy of the premises in order to promote safety and welfare, preserve property, and fairly distribte services and facilities. If the rules are reasonable and specific, they will be enforceable if the tenant has notice of the rules, either at the time the tenant enters into the lease agreement, or at the time the rule is adopted. If adopted after the tenant has entered the agreement, the tenant must consent to it in writing if the rule substantially modifies the lease agreement.
Typical tenant remedies for breach by landlord.
If landlord breaches his obligations to maintain the premises, tenant normally has several options. First, tenant must usually give landlord a written notice with a deadline in which to repair the problem, the deadline being prescribed by law and varying from shorter to longer depending on the severity and impact of the problem. If landlord fails to act, tenant may either terminate the lease, have the damages repaired by outside contractors or by tenant himself and deduct the cost of repairs from the next month's rent, or withhold rent until landlord repairs the damage. If a landlord fails to provide possession of the premises, tenant may find other lodgings and sue the landlord for the difference in monthly cost, providing tenant mitigates damages. If a landlord wrongfully evicts tenant, the tenant's option is normally to fight the eviction in court and sue landlord for damages.
Typical landlord remedies for tenant breach.
If a tenant breaches the lease agreement, the landlord must serve written notice of the breach upon the tenant, describing specifically what consitutes the breach, and in many cases, stating a deadline by which the tenant must remedy the breach or be terminated. The period of notice prior to the deadline is defined by statute and varies in length depending on the severity abd type of breach. If the breach is non-payment of rent, a period from three days to two weeks is typically allowed for repayment. If the breach is related to a condition which affects health or safety, a suitably short period of time is allowed in which to remedy the defect. If the breach involves property damage or other non-threatening conditions, the period of notice is typically 30 days, and the landlord may exercise the option to repair the damages himself if tenant has done nothing within two weeks (tenant being charged with the price of repair). Criminal activities are often in a separate category, and the landlord may terminate the lease immediately, or on short notice.
How does the landlord tenant terminate for non-payment of rent?
A Landlord must typically serve a written notice on the tenant, specifying the amount of rent owed and demanding payment in a period of time usually from three to fourteen days (depending on state law), or face termination of the lease. If tenant pays before the deadline, then the lease is not terminated. Some state statutes remove the protection of the notice period if tenant is late with payment more than a certain number of times per year.
Rules regarding abandonment of premises.
Abandonment is typically defined as absence of the tenant from the premises for a period of time when rent has not been paid. Provided the statutory definition is met, a Landlord is allowed to reposses the premises and store tenant's belongings. A Tenant may recover same before the expiration of a certain time period, but must reimburse landlord for the cost of storage.
Rules regarding landlord access to the premises.
A Landlord has the right to enter the premises at reasonable times to inspect, maintain, and show the premises. Except in the case of emergency, a landlord must gain permission from the tenant in order to enter. The Tenant may not unreasonably deny permission. Either party may obtain injunctive relief from the courts if the other party is unreasonable regarding access issues.
Damages from fire or disaster.
If premises is rendered uninhabitable, a tenant may move out and give written notice to the landlord of termination of the lease. If only part of the premises is uninhabitable, a tenant may deduct a proportional amount from rent. Either the landlord or tenant may recover damages if the other caused the damages.
What is "mitigation of damages"?
If a tenant's or landlord's property is being damaged by the action or inaction of the other, the injured party is generally not allowed by law to let the damages continue to mount if there is something they could do to stop the damage from occuring or lessen the severity thereof. Courts will not allow a claimant to recover for damages which he was reasonably capable of preventing, no matter if the source of the damage was the action or inaction of another. This principle of mitigation of damages is especially applicable to landlord-tenant law and must be adhered to by landlords and tenants.
Sub-leases & Assignments.
It is allowable in a lease for the landlord to retain complete control over whether a tenant is allowed to sub-lease the premises. In a minority of states, the landlord may not unreasonably refuse permission. On the other hand, the landlord is always free to assign his interest in the leased property to another. A Tenant must be notified of the change and of the new address at which to pay rent.
Self-help recovery of possession prohibited.
In a large majority of states, self-help recovery of possession of premises (locking out tenant or forcibly removing tenant) has been abolished. Landlords must follow the legal processes under state law to accomplish eviction of tenants.
Tenancy at will: A rental agreement that may be terminated "at the will" of either landlord or tenant. Typically an unwritten agreement may require a brief period of notice of termination.
Tenancy at sufferance: A tenant who has no right to occupy the premises, but is tolorated by the landlord and may be terminated at the will of the landlord. Payment of rent by the tenant transforms the tenancy into an "at will" tenancy.
Tenancy for year to year: A written lease with a term of at least one year. If there is no expiration date, the lease may require a notice of termination of one to three months.
Tenancy from month to month: A written lease with a term of less than one year. Termination typically requires a one month notice.
Tenancy from week to week: A written or unwritten lease, characterized by payment of rent on a weekly basis, which typically requires a one week notice of termination if there is no designated expiration date.
"Normal wear and tear": Deterioration or depreciation in value by ordinary and reasonable use but does not include items that are missing from the dwelling unit.
"Premises": A dwelling unit, appurtenances thereto, grounds, and facilities held out for the use of tenants generally and any other area or facility whose use is promised to the tenant.
Lease Form Summary:
Each and every paragraph of the Lease is important. Below is a brief explanation of each paragraph:
– preamble : Indicates the date the Lease is entered, and the names of Landlord and Tenant. First notice to Tenant(s) of joint, several and individual liability under the Lease- the more often and prominently this is mentioned, the more likely it will be upheld by a court.
1. Grant of Lease: The formal "grant" of the Lease. This paragraph identifies the location and address of the leased premises, and any additional "personal property" (anything other than land, buildings, and items affixed thereto), for example any furnishings inside the premises.
2. Nature of Occupancy: Limits the number of people residing in the premises to those listed (with the exception of any children born during the term of the Lease).
3. Term of Lease: Establishes the beginning and ending dates of the Lease, and acknowledges that the Lease might be extended.
4. Security Deposit: A detailed section describing the procedures and statutory requirements regarding the security deposit. These paragraphs contain important legal information for both Landlord and Tenant, and the procedures described therein should be followed systematically.
5. Rent Payment: Important information including the dollar amount of monthly rent, the date due, the grace period after which a late fee becomes applicable, the amount of pro-rated rent for an initial partial month, the type of payment accepted (check, cash, etc.- some landlords may prefer to only accept certain types of payment), the place at which rent shall be paid (including the location and address for tendering payment), notice to tenant that "the check is in the mail" is not a valid excuse for untimely payment under this Lease since rent is not considered paid until received, and finally another statement regarding the joint, several and individual liability of each Tenant for the payment of rent.
6. Consequences of Breach by Tenant: This paragraph contains important information regarding the consequences of the Tenant's (or persons under control of the Tenant) violation ("breach") of the conditions and agreements contained in the Lease. This paragraph warns Tenant that procedures are clearly spelled out for what will occur if the Tenant violates the Lease, and acts as a road-map for Landlord who might be unsure of how exactly to handle a given situation.
7. Notices: Defines rules for properly delivering written notices to both Landlord and Tenant.
8. Utilities: Avoids any confusion about utilities by specifically setting out who pays for what utility services and establishing that Tenant will arrange for both initial utility set-up, and disconnection of utilities at the end of the Lease.
9. Notice of intent to surrender: Facilitates planning by the Landlord by requiring Tenant to give 30 days notice of Tenant's intent to move out at the end of the Lease term. If Tenant does not give notice, then at the expiration of the Lease term, the Lease automatically becomes a month-to-month lease, which either Landlord or Tenant may terminate for any reason upon giving 30 day notice.
10. Obligations and Duties of Landlord: Details the duties of the Landlord under state law. Typically, this section closely tracks the actual state statute. Landlord and Tenant will both find this section a useful reference.
11. Obligations and Duties of Tenant: Details the duties of the Tenant under state law, typically tracking the actual state statute. Landlord and Tenant will both find this section a useful reference. Most breaches of the Lease occur due to violations by Tenant of one or more provisions of this section.
12. No Assignment: Establishes that Tenant is not allowed to sub-let or assign the premises without the express written consent of the Landlord. Enables Landlord to maintain control over who resides in the premises.
13. Tenant Insurance: Notifies Tenant that Tenant is responsible for his own insurance, and that Landlord will pay damages for nothing that is not the legal fault of the Landlord or his agents. Tenant cannot now claim to have thought that Tenant's property was somehow protected by a policy of insurance held by the Landlord.
14. Condition of Leased Premises: An important paragraph attempting to defend the Landlord against certain potential claims by the Tenant that Tenant is unhappy with the premises. Tenant agrees that he either examined the premises, or waived the examination, and that Tenant takes the property in an AS-IS condition. Note that this does not eliminate the Landlord's obligations and duties as defined in the Lease, but rather attempts to preempt minor and annoying claims by Tenant. Tenant is required to pay for repairs to damage, including any damage caused by removal of any fixture attached to the premises.
15. Alterations: Gives Landlord total control and veto power over any alterations desired by Tenant.
16. No illegal use: Forbids illegal activities on the premises, and specifically designates same as grounds for termination.
17. Notice of Injuries: Compels Tenants to immediately report any serious injuries sustained by Tenant or others on the premises. Important so that Landlord can fix any problem that may threaten further injury, and immediately take steps to protect his rights, including contacting insurance companies, etc.
18. Landlord's Right to Mortgage: Eliminates unnecessary delay by establishing Landlord's right to sign any necessary documents on behalf of Tenants in the event of a mortgage of the property by Landlord.
19. Delay in Repairs: Gives Landlord breathing room in the event necessary repairs are delayed due to unreliable repair men, or other reasons beyond Landlord's control.
20. Abandonment: Defines abandonment and the consequences thereof. Before taking any action related to abandonment, it is imperative that the Landlord contact a local attorney to discuss the situation in order to be fully appraised of applicable state law beyond the scope of the Lease.
21. Notice of Absence from Premises: A provision suggesting and requesting (but not requiring) that Tenant inform the Landlord of planned extended absences from the premises.
22. Possession of Premises: Entitles Tenant to begin possession of premises only upon payment of required monies AND removal of any holding-over tenants by Landlord. Tenant is thus put on notice that Landlord may have to conclude legal eviction of previous tenants before the premises are become available.
23. Delay of Possession: Tenant agrees not to sue Landlord if Landlord is unable to timely provide possession of the premises. Though this provision may be unenforceable in some states, it gives the Landlord breathing space against possible legal action by the prospective Tenant.
24. Materiality of Application to Rent: Indicates to Tenant that lying or failing to disclose information on the rental application is not an insignificant act, and will be considered a serious breach of the Lease.
25. Modification of This Lease: Provides that only written modifications to the Lease shall be valid. Any passing comments or verbal agreements are not enforceable.
26. Remedies Not Exclusive: Establishes that the remedies contained in the lease are not the only remedies available, but that all remedies under state law remain in full force and effect, and are not excluded due to their not being mentioned in the Lease.
27. Severability: This provision has the legal effect of ensuring the survival of the remainder of the Lease if one part is determined to be void or unenforceable.
28. No Waiver: Helps Landlord deal with problems in the way he best sees fit, by allowing him to give second and third chances to offending Tenants without legally abandoning ("waiving") his right to declare a breach of the Lease due to the offending conduct.
29. Attorney Fees: Establishes that to the maximum extent allowable by state law, Tenant will be responsible for paying the Landlord's attorney fees in the event that the Landlord must take court action against the Tenant under the Lease.
30. Heirs and Assigns: This section provides that the lease is binding on the heir's and assigns of the landlord.
31. Destruction of Premises: A detailed procedure in case of total or partial destruction of the premises.
32. Eminent Domain: Describes the consequences (pro-ration of rent and to the Lease of the premises being condemned and taken by governmental use of eminent domain.
33. Landlord Entry and Lien: Rules for Landlord entry into the premises, and an outline of lien rights of the Landlord. It is imperative to consult a local attorney prior to taking action involving liens, in order to be appraised of the details of state law thereon, which is beyond the scope of this Lease.
34. Governing Law: Establishes which state's law governs the Lease.
35. Additional Provisions: Any additional or special provisions that the Landlord wishes to include can be placed here.
– signature page: The Lease is not complete or binding with out the signature(s) of the Tenant(s) and Landlord.


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Source for Signature Eye Care
Lake Worth Vision Source in Lake Worth is a proud member of Vision Source® — North America's largest and most prestigious network of independent eye doctors with more than 5,500 members and 2,700 locations nationwide.
Through our affiliation with Vision Source, we are able to provide the Lake Worth community with a higher level of patient care.
Vision Source member offices are dedicated to maintaining the special relationship between a patient and his or her family eye doctor. Decisions regarding your eye health are made in the office and are based upon what is best for your continued good vision.
Vision Source members include some of the most prestigious eye doctors in the country. In addition to serving their patients, members serve as professors and lecturers, as officers of local, state and national professional associations, and as research associates for clinical trials of new products and treatments.
Because of the size and prestige of the Vision Source network, manufacturers look to Vision Source members first to introduce new instruments and diagnostic equipment. Member offices are on the cutting edge of technology in eye healthcare and are able to offer the most advanced vision care available.
Meet all your eye care needs under one roof. Lake Worth Vision Source provides vision exams and evaluations, a wide variety of contact lenses, frames and spectacle lenses, and skilled opticians to ensure the proper fit.

subset: commoncrawl


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Stem cells are unique because they drive the natural healing process throughout your life. Stem cells are different from other cells in the body because they regenerate and produce specialized cell types. They heal and restore skin, bones, cartilage, muscles, nerves and other tissues when injured.
As a result, amazing new medical treatments are being developed to treat a range of diseases contemporary medicine currently deems difficult or impossible to treat. Among them are:
While stem cells can be found in most tissues of the body, they are usually buried deep, are few in number and are similar in appearance to surrounding cells. With the discovery of stem cells in teeth, an accessible and available source of stem cells has been identified.
The tooth is nature's "safe" for these valuable stem cells, and there is an abundance of these cells in baby teeth, wisdom teeth and permanent teeth. The stem cells contained within teeth are capable of replicating themselves and can be readily recovered at the time of a planned dental procedure. Living stem cells found within extracted teeth were routinely discarded every day, but now, with the knowledge from recent medical research, Dr. Cohen provides you the opportunity to save these cells for future use in developing medical treatments for your family.
Aside from being the most convenient stem cells to access, dental stem cells have significant medical benefits in the development of new medical therapies. Using one's own stem cells for medical treatment means a much lower risk of rejection by the body and decreases the need for powerful drugs that weaken the immune system, both of which are negative but typical realities that come into play when tissues or cells from a donor are used to treat patients.
Further, the stem cells from teeth have been observed in research studies to be among the most powerful stem cells in the human body. Stem cells from teeth replicate at a faster rate and for a longer period of time than do stem cells harvested from other tissues of the body.
Stem cells in the human body age over time and their regenerative abilities slow down later in life. The earlier in life that your family's stem cells are secured, the more valuable they will be when they are needed most.
Accessible – The stem cells contained within teeth are recovered at the time of a planned procedure: Extraction of wisdom teeth, baby teeth or other healthy permanent teeth.
Affordable – when compared with other methods of acquiring and preserving life saving stem cells: Peripheral blood, Bone Marrow, Cord blood etc, recovering Stem Cells from teeth is the most affordable and least invasive.
Convenience – the recovery of stem cells from teeth can be performed in the doctor's office anytime when a healthy tooth is being extracted.
Ease of Use – The recovery of stem cells from teeth does not add any additional time on to a planned procedure. Your doctor does not require any additional equipment or training.
Healthy dental pulp contains stem cells that are among the most powerful stem cells in the body and replicate at a faster rate and for a longer period of time than other types of stem cells.Stem cells from teeth show great promise for future regenerative medical treatments of neurodegenerative diseases, heart disease, diabetes, bone diseases and brain and nerve injuries.
Any extracted tooth with a healthy pulp contains stem cells. Wisdom teeth, baby teeth and other permanent teeth i.e. healthy teeth that are fractured and teeth recommended for extraction for orthodontic purposes are all candidates for stem cell recovery and cryopreservation.
Age does not seem to play a major factor. All extracted healthy teeth contain stem cells. The younger you are then the younger the cells and these may be more beneficial in future regenerative therapies.
Diseases of different severity or tissue defects of different size will undoubtedly require different amounts of stem cells to heal. Conceptually, the more teeth are banked, the greater the potential for sufficient stem cells to treat various diseases.


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Vintage Wall tapestry
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Vintage Wall tapestry
After Märta Måås-Fjetterström pattern "RYE"
H52 x W32 cm


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Whirlpool Fridge Door Dairy Shelf
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In a fridge, or fridge-freezer, the model data plate is usually on the fridge inner walls, or at the bottom of the salad compartments, on the outside side of the casing or lastly, try the back.
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Whirlpool Fridge Door Dairy Shelf
Suitable for a range of Whirlpool fridge freezers.
This door shelf is a genuine spare part made by the original manufacturer.
Important: Make sure your brand and model number is correct by using the "Check this part fits your appliance" box above.
For safety, always ensure your appliance is unplugged before starting any work on it.
Appliance | Fridge & Freezer |
Part | Door Shelves, Shelves, Trays |
Product Class | Spare Part |
Manufacturer | Original Manufacturer |
Fits Brand | Whirlpool |
At PartsCentre we won't be beaten on price and that's a promise! Our aim is to constantly check competitor prices and if you have found it cheaper on another UK based website we will do our best to match it. If you have already purchased the item then we will review, and where possible, refund the difference. Errors & Omissions Excepted.
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Shades of blue and nutmeg flow around rust glass and natural wood beads in this fun to wear denim inspired band.
Inspired by designs from the island of Bali in Indonesia, this etched silver-tone watch captures the naturally influenced Balinese aesthetic with a modern twist. This Geneva Platinum Collection timepiece features silver-tone Roman numerals and hands on a white face.
- Case Width: 1-1/4" Case Length: 1-1/4"
- Precision Japanese Quartz Movement
- Stainless Steel Back
- 1 Year Warranty
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Measuring your watch width to insure a perfect fit is easy. All you need is a stiff ruler and your watch, of course.
Please follow the instructions in the diagram below.
Our Watch Width Sizing Guide provides an alternative way for you to measure your watch width. Click on the thumbnail image at the bottom of the page to download it then follow the printing instructions.
Download our Watch Width Sizing Guide.
View Complete Watch Measurement Instructions in a separate window.
Measuring your watch length to insure a perfect fit is easy. All you need is a stiff ruler.
Please follow the instructions in the diagram below.
View Complete Watch Measurement Instructions in a separate window.
Measuring your wrist is quick and easy. All you need is a soft, pliable tape measure (not metal), or print the Wrist Sizing Guide at the bottom of this page.
Simply wrap it around your wrist in the same place you wear your watch. Be sure to make it as tight or as loose as you wear your watch. Where the end of the tape measure aligns with one of the tick marks is your wrist size.
IMPORTANT: You should not measure the length of an existing watchband to determine your wrist size. Watchbands are always made larger than your wrist size to allow the end of the band to tuck under the keeper.
Don't have a tape measure? No worries! We've created a printable Wrist Sizing Guide with instructions and a tape measure you can cut out and use to get your wrist size. Bet you didn't know this would be a crafting tutorial!
Download our Wrist Sizing Guide.
Note: If your wrist size is below 5" or above 8" then please contact us for a special order.
Watches are manufactured in a variety of widths. Our Narrow Macrabands will fit watch widths from 5/16" to 1/2" and in most cases, our Wide will fit watch widths from 7/16" to 3/4".
Due to the adjustability of a Macraband, a watch width of 7/16" or 1/2" works beautifully on either a Narrow or Wide band. Your choice!
The picture below shows the same watch with both a Narrow and a Wide band.
Simply measure your watch width to see whether Narrow or Wide is right for your watch.


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STYLE: Structured / Semi-Pro
FABRIC: Chino Twill / Trucker Mesh
COLOR: Real Tree / Fluorescent Yellow
CLOSURE: Velcro
Please send over your logo to firstname.lastname@example.com so we can design a sketch.
Once approved, we will create a production sample and send it out to you.
Once you approve the physical sample, we will go to production on your order.
Here Are Four Great Reasons To Buy From Us Today!
- 100% Satisfaction Guarantee
- 10 Day Easy Returns Guarantee
- Safe & Secure Ordering System
- Orders Ship In One to Two Business Days
Thank you for your support! If you need any help, please feel free to contact us, we will do our best to you!
Delivery and Tracking information
Please allow 14-21 days for delivery.
You will be provided with a tracking number via e-mail after your order is shipped.
You will be able to track your order 24/7 with our online order tracking system.
Click "Add To Cart" To Get Yours Now!


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Designer Interview
Mustache Schlitz next level blog Williamsburg, deep v typewriter tote bag Banksy +1 literally. Lomo 8-bit pour-over mumblecore photo booth. Kitsch pork belly cred, small batch butcher selvage direct trade. Master cleanse narwhal plaid. Seitan vegan Portland, fanny pack raw denim hoodie.
"Meditation street art bitters keffiyeh shoreditch. Thundercats squid roof party, tofu mixtape Truffaut organic messenger bag."
Portland church-key selfies tofu. Farm-to-table, cred 90's trust fund fingerstache Wes Anderson chia aesthetic tofu. Fixie you probably haven't heard of them actually Brooklyn. Lomo kale chips tilde, ennui chia Shoreditch sartorial drinking vinegar butcher beard taxidermy High Life chambray fanny pack Pitchfork. Flexitarian synth you probably haven't heard of them kogi.
How would you describe your work?
Intelligentsia chambray tousled, kitsch Godard actually pop-up. Listicle ugh flannel tousled roof party. Tofu ethical lumbersexual cray distillery.
What is your dream project?
Sartorial banh mi cray direct trade Portland fixie sriracha. Chambray try-hard lo-fi locavore crucifix selvage cardigan, 90's kitsch literally 8-bit seitan forage pop-up tousled. Paleo seitan narwhal Godard kogi lumbersexual, artisan kale chips flexitarian beard.
Who do you look up to and why?
Mixtape organic asymmetrical, vegan cliche seitan hashtag letterpress dollar toast 3 meditation Wes Anderson. Stumptown viral health goth taxidermy kitsch meggings. Dreamcatcher Austin selfies authentic cray American Apparel gastropub, ennui typewriter seitan next level pour-over.
For anyone who's trying to break through the creative sphere of design, what would your advice for them be?
Tumblr artisan banh mi selvage yr hashtag. Chia Austin single-origin coffee, pork belly chillwave photo booth tofu brunch yr synth meditation health goth artisan organic.
What is the most interesting part about design, according to you?
Vinyl ennui twee direct trade craft beer deep v artisan taxidermy. 8-bit Marfa next level Banksy Portland. Fanny pack banjo pug food truck shabby chic pour-over. Fingerstache deep v actually American Apparel. Echo Park kale chips Pitchfork salvia.
If you weren't a designer, what do you think you would do for a living?
Organic asymmetrical, vegan cliche seitan hashtag letterpress dollar toast 3 meditation Wes Anderson. Stumptown viral health goth taxidermy kitsch meggings. Dreamcatcher Austin selfies authentic cray, ennui typewriter seitan next level pour-over.
Thank you for chatting with us!
Thank you! I'm super happy to be featured here.


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"Ok, what you have to do is, hop over the leaf-shrooms, collect the heart rings, and then duke it out with the Moopa-Moosers down at the bottom. Oh, and watch out for the barrels."
Granted, I can't think of a better place to put your plastic deer collection.
You know what, though? These cakes still don't have enough going on. What do you say in addition to the stairs, tiers, figurines, and light-up fountain, we cover everything in Louis Vuitton?
But it's STILL not enough. Can we get a few dozen miniature bridal party dolls, a Barbie cake, a few bolts of tulle, and the Amazon rain forest in here now, guys?
No, no, don't take away the stairs, fountain, or multiple topper figurines; we need those.
All set? Alrighty, let's take a look.


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2012 Summer Olympics Recap: Day 5 — Missy Franklin and Allison Schmitt lead US to Gold in 4×200 Freestyle Relay
The US women's 4×200-meter freestyle relay team won gold at the 2012 Summer Olympics in London on Wednesday, but China claimed the lead in the overall medal count. Here's Wednesday's Olympic Games' recap:
American Allison Schmitt swam past Australia's Alicia Coutts in the anchor leg of the 4×200-meter freestyle relay, as the US women's swim team claimed the gold medal on Wednesday. Schmitt and teammates Missy Franklin, Dana Vollmer and Shannon Vreeland helped the US to its fifth consecutive medal in the 4×200 freestyle, including its fourth gold.
In one of the day's most exciting races, American Nathan Adrian edged out Australia's James Magnussen by one-one hundredth of a second in the men's 100-meter freestyle event. Trailing for much of the race, Adrian surged to victory and hit the wall at 47.52 to Magnussen's 47.53. Elsewhere in the pool, Daniel Gyurta of Hungary set a new world record in the men's 200-meter breaststroke, touching the wall in 2:07.28 minutes.
The host nation captured its first two gold medals of the London Games on Wednesday when British rowers Helen Glover and Heather Stanning won the women's pair event and Tour de France winner Bradley Wiggins' captured the men's individual time trial in cycling.
In a controversial move, the Badminton World Federation disqualified four duos for throwing early round games to improve their seedings in the medal tournament. Three teams — two from South Korea and one from Indonesia — appealed the ruling, but were denied. The dismissed Chinese team accepted the decision without appeal.
US cyclist Kristin Armstrong earned the gold medal in the women's individual time trial, while American gymnast Danell Leyva won the bronze in the men's individual all-around gymnastics competition. After being far back in the field, Leyva rallied with impressive routines on the parallel bars and high bar to secure third place behind gold medal-winner Kohei Uchimura of Japan and Marcel Nguyen of Germany.
Rounding out the US medal winners on Wednesday were divers Kristian Ipsen and Troy Dumais, who won bronze in the men's synchronized 3-meter springboard, and the US women's rowing team, who secured the bronze in quadruple sculls without a coxswain.
In other event results, Angelique Kerber of Germany knocked out three-time gold medal winner Venus Williams of the US, while Williams' sister Serena rolled past Vera Zvonareva of Russia. On the men's side, Roger Federer of Switzerland advanced over Denis Istomin of Uzbekistan 7-5, 6-3. Two-time defending gold medalist Mariel Zagunis suffered two surprising losses in the medal rounds of the women's individual sabre competition in fencing. She will not medal in 2012. Likewise, U.S. archer Brady Ellison, ranked No. 1 in the world, was knocked out in the round of 16.
Overall Medal Leader Board
China — 30 medals
17 Gold, 9 Silver, 4 Bronze
United States — 29 medals
12 Gold, 8 Silver, 9 Bronze
Japan — 17 medals
2 Gold, 4 Silver, 11 Bronze
France — 13 medals
5 Gold, 3 Silver, 5 Bronze
Germany — 13 medals
3 Gold, 8 Silver, 2 Bronze


text: We respect your privacy and your rights to control your personal. We will be clear about what data we collect and why we collect it. This Privacy Statement explains the personal information we collect from you, why we collect it, how we will use it and how we protect it.


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MDOT buys 135 miles of NS line
Written by Jenifer Nunez, assistant editorThe Michigan Department of Transportation (MDOT), Federal Railroad Administration (FRA) and Norfolk Southern signed a sale agreement that transfers ownership of 135 miles of NS railroad to MDOT for $140 million.
The line is part of Amtrak's Wolverine and Blue Water passenger rail services between Kalamazoo and Dearborn. After ownership transfers to MDOT, the line also will continue to provide freight rail services to major Michigan companies.
Although it will have no immediate effect on the traveling passenger, transfer of title to the line is one step in a multi-step process that will pave the way for track improvements designed to accommodate passenger train speeds up to 110 mph. This will knock about 30 minutes off the travel time between Detroit and Chicago, reducing the overall trip time between the two cities to about five hours.
Once the transition to MDOT ownership is final, which is expected to occur by spring 2013, Amtrak will handle upcoming track and crossing upgrades that must be in place before accelerated passenger service can go into effect. Expected to take two to four years to complete, the upgrades will include new, continuously welded rail and ties, improvements to grade crossings, fiber-optic lines for train and signal control systems and gates and flashers at grade crossings. NS will retain an exclusive freight easement to preserve and grow its freight business.
The $140 million used to purchase the line included FRA High-speed Intercity Passenger Rail Program grant funds, plus a state match of $37.5 million.
The FRA also awarded $196.5 million to MDOT for the major track and signal improvements on this corridor.


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Schools across the nation are adding security or assessing their safety procedures after the shooting deaths of 20 first-graders and six teachers or administrators at an elementary school in Newtown, Conn., on Friday.
In neighboring Massachusetts, "officials in Medford, Natick and the city of Boston said they would step up security immediately," the Boston Globe writes. The steps include locking doors once students are in the building for the day and upgrading electronic entry systems.
"In Tucson, Ariz., where a gunman in January 2011 killed six and wounded 12 others, including U.S. Rep. Gabrielle Giffords, the largest school district in the state [Tucson Unified School District] increased security after Friday's shooting," The Associated Press reports.
The wire service adds that "in the Chicago Public Schools, the nation's third-largest school district, officials said they would reiterate their existing safety and emergency-management plans to keep more than 400,000 students safe, and deploy police or counselors to schools as needed."
From Kentucky, WKYT-TV reports that "officials with Fayette County Schools [say] they have school law enforcement officers that will patrol schools this week."
In St. Louis, KSDK-TV says "police officers are planning on being more present at schools Monday morning."
Northern Virginia's Fairfax County school system announced that "police patrols will be increased throughout the school day from the opening of schools to dismissal."
Alabama's Jefferson and Tuscaloosa counties plan to have sheriff's deputies "and other resources" at schools, reports CBS42.
Police in Tulsa, Okla., said today that the department is "stepping up its presence around schools," the Tulsa World writes.
Schools in Southern California's "Inland Empire" east of Los Angeles increased security on Friday, the Inland Valley Daily Bulletin says. This week, many started their winter holidays.
As the AP adds, all the added security can't alleviate all the fears:
"For them, you need to pretend that you're OK," said Jessica Kornfeld, the mother of 10-year-old twins in Pinecrest, Fla., a suburb of Miami. "But it's scary."
And heightened tensions can make for disruptions. In Upper Dublin, Pa., today, the high school was briefly locked down after a security guard mistook a student's umbrella for a gun, the AP says. Schools were also locked down briefly in Ridgefield, Conn., because of a report that a suspicious person had been seen near a train station.
Copyright 2021 NPR. To see more, visit https://www.npr.org.


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Bengal Stoneware Products Pvt. Ltd. was founded in the year 1990 with a vision to provide best quality products. The company is registered under the Companies Act, 1956 which shows legal credibility of the company. The company is manufacturer & supplier of stoneware pipes & fittings in the market.
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4/4 Jogendra Basak Road,Krishna Apartment, Flat No- G3, Ground Floor,Kolkata-700036.


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Auto insurance protects you against financial loss if you have an accident.
A standard policy insures the home itself and the things you keep in it.
Discover the perfect insurance options to meet your specific and unique needs.
Learn about different health coverage options that fit your specific needs.
Finding insurance doesn't have to be difficult. We do the work for you.
Browse a variety of insurance options in order to find the right one for you.
Owners and operators of commercial trucks can't get by with a standard commercial auto insurance policy. In addition to protecting the cargo that they carry, truckers must consider the massive physical damage that can be caused by their trucks, the potential environmental issues an accident could cause, and the expensive cost to repair their large vehicles.
For bodily injury and property damage liability exposure, one should consider an auto liability insurance policy. This policy will protect truckers by covering many different types of harm that they can unintentionally inflict on others and their property. This includes accidental damage to a retailer's delivery dock, to other drivers, vehicles, and pedestrians.
Your clients rely on you to safely deliver their cargo in the same condition it was in when they turned it over to you. With cargo insurance you can reimburse a client for qualifying damages made to their cargo during transport—and all without tapping into your business bank account except to pay the deductible.
When your truck is without cargo, it still needs protection. Bobtail insurance covers your truck even when it is not operational.
If your truck is in an accident or collision, you need the right commercial insurance policy protecting your financial interests. Collision insurance and comprehensive insurance can cover various accidents and damages caused by theft, vandalism and fire.
If your truck carries cargo that can be environmentally toxic or could contribute to pollution, you need special insurance to help pay for the cost of the cleanup if it should be spilled in an accident. Environmental liability insurance will cover this expense, as long as it occurs in a qualifying situation.


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Former President George H.W. Bush, who spent nearly two months in a Houston hospital during late 2012 and early 2013 for treatment of a variety of life-threatening illnesses, was hailed by President Obama at the White House on Monday.
"We are surely a kinder and gentler nation because of you," Obama told the nation's 41st president at a ceremony where the 5,000th Points Of Light Award was given to Floyd Hammer and Kathy Hamilton. As The Associated Press writes, the retired couple and farm owners from Union, Iowa, "created Outreach, a nonprofit organization that delivers free meals to children suffering from hunger in more than 15 countries, including the United States."
Bush, now 89, spoke only briefly from his wheelchair -- thanking the president for his "wonderful hospitality."
The Points of Light awards were established by then-President Bush in 1990. That same year, the Points of Light Foundation was "created as an independent, nonpartisan, nonprofit organization to encourage and empower the spirit of service."
Copyright 2013 NPR. To see more, visit www.npr.org.


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Lawn Pest Control
Few things enhance a home or business than having a perfect lawn. It frames the structure with green, creating an inviting atmosphere and a pleasing environment. A healthy lawn also conveys the sense that the owner cares about their property.
However, keeping a green and healthy lawn can become a real challenge when your property comes under attack by pests such as grubs or chinches. There is a wide variety of insects that can do harm to your lawns, gardens and trees, but what is important to remember is that there is a solution.
Go Mow Lawn & Snow has many years of experience helping people in the surrounding area return their lawns to the beautiful, pest-free, green spaces they were before.
Signs you have lawn insects
There are many different signs that insects have invaded your lawn. However, as there are quite a variety let us look at the general signs rather than specific insects.
Brown spots or patches – Sometimes brown patches occur because of chemicals, a mower that is too low or poor soil conditions. Insects and other pests are also the cause for many a brown patch. They go into the soil and either eat the nutrients that the plants need or destroy the root system. Either way, it leads to your grass dying from starvation. To check this you will need to inspect the affected area, and possibly remove a small section to check underneath.
Leaf damage - Gardens tend to attract even more pests than lawns due to the various plants, flowers and vegetables that grow there; it is a buffet for many pests. We suggest having a look at the bite marks on the leaves or vegetables to try to spot the culprits. If all that is left are signs of damage, we can help determine what kind of nuisance is the cause and what lawn pest control strategy will work best.
Yard pest control done right
Unfortunately, there is no one magic cure that can remove all pests from your property. This is because different pests need to be handled in different ways. Some insects have become immune to older methods of extermination or removal, so you need a professional who can identify the issue and come up with the right solution.
The team of professionals at Go Mow Lawn & Snow will come to your property and perform a thorough pest inspection to evaluate the problem. Once we know what you are dealing with, then we will walk you through the possible options for your lawn pest control, what to expect and how much it will cost.
Grass bugs and garden bugs – Get Out!
Go Mow Lawn & Snow offers many different lawn pest control solutions to turn your landscape into a thriving sea of green. If you have any questions or concerns about the lawn treatments and other services we provide or what can be done about a particular pest, please feel free to contact us. We will get rid of those unwanted guests so you can get back to enjoying the beauty of nature.


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Montmaneu, NII map
House in NII, with 158 m² built, 298 m² plot sq.meters, 4 bedrooms, 1 bathrooms, 2 garage/s, to be reformed, outward, storage room, courtyard, orientation southeast, more than 30 years, 2 floors
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Subjects: Animal
Form: Three-picture Combination
Original: No
Medium: Waterproof Ink
Frame: No
Frame mode: Unframed
Material: Canvas
Style: Moder
Support Base: Canvas
Model Number: horse painting
Technics: Spray Painting
Type: Canvas Printings
Color: Multi
Type: Printed
Shipping Fee: Free
Place of region: China
Condition: New
Quality: Top Quality
Application: Living Room Bedroom Dining Hall Kitchen Office Cafe Hotel Wine Bar
Product Tag: Wall Art Home Decoration Home Decor Decorative Fine Art Print Pictures
Shape: Rectangle
Calligraphy and painting type: Canvas Painting
SallyHomey Life's Beautiful- We are specializing in oil painting, canvas printing, home decoration .
We own many great Professional artists, redefine your living style with this unique and elegant piece of art created by our artist.
offer high quality painting and best aftermarket service is our purpose.
Customs sizes and customs painting also available.The prices for our custom paintings depend on the sizes of the paintings and the complexity of the pictures. So please mail us the pictures then we will quote for you.
Our artists can change the paintings as your request, such as people can be eliminated or added. Clothing, hair and eye color and backgrounds can be changed. We can even combine two photos to make one painting. Please put your modification requests on the order.
The processing time of your order :
Because all the reproductions are in hand-painted, generally it will take about 10-15 days to finish after paying. We will use the fast and safe shipping, the delivery time is in 5-10 days. Total you will get your order in 15- 25 days after paying.We will try our best to ship your order as soon as possible.
Easy Return Policy :
If you are not satisfied with our quality within 10 days after received, we can accept return, the full refund will be sent back after we got the return painting. If the painting is damaged during the shipping or misrepresented, please take the photo to us, all is confirmed, we will send you a new painting or full refund will sent to buyer as money back.
We appreciate for your 5 stars feedback if you are satisfied with our quality and services . If there is any problem, please contact us BEFORE you leave the feedback. We think all problems can be resolved. Wish you a happy shopping here.


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UniCredit consolidates in Bulgaria
03-05-07 / by GTR
The subsidiaries of UniCredit Group in Bulgaria, Bulbank, HVB Bank Biochim and Hebros Bank, have...03-05-07 / by GTR
The subsidiaries of UniCredit Group in Bulgaria, Bulbank, HVB Bank Biochim and Hebros Bank, have...This Privacy Policy outlines the information we may collect about you in relation to your use of our websites, events, related publications and services ("personal data") and how we may use that personal data. It also outlines the methods by which we and our service providers may (subject to necessary consents) monitor your online behaviour to deliver customised advertisements, marketing materials and other tailored services. This Privacy Policy also tells you how you can verify the accuracy of your personal data and how you can request that we delete or update it.
This Privacy Policy applies to all websites operated by Exporta Publishing & Events Ltd (as indicated on the relevant website).
This privacy statement does not cover the activities of third parties, and you should consult those third-party sites' privacy policies for information on how your data is used by them.
Any questions regarding this Policy and our privacy practices should be sent by e-mail to email@example.com or by writing to Data Protection Officer at, Exporta Publishing & Events Ltd, 4 Hillgate Place, London, SW12 9ER, United Kingdom. Alternatively, you can telephone our London headquarters at +44 (0) 20 8673 9666.
Established in 2002 and with offices in London and Singapore, Exporta Publishing & Events Ltd is the world's leading trade and trade finance media company, offering information, news, events and services for companies and individuals involved in global trade.
Our principal business activities are:
Exporta Publishing & Events Ltd is a company registered in the United Kingdom with company number 4407327 | VAT Registration: 799 1585 59
This Data Protection Policy explains when and why we collect personal information about people who visit our website, how we use it, the conditions under which we may disclose it to others and how we keep it secure.
Why do we collect information from you?
Our primary goal in collecting personal data from you is to give you an enjoyable customised experience whilst allowing us to provide services and features that will meet your needs.
We collect certain personal data from you, which you give to us when using our Site and/or registering or subscribing for our products and services. However, we also give you the option to access our Sites' home pages without subscribing or registering or disclosing your personal data.
We also collect certain personal data from other group companies to whom you have given information through their websites (including, by way of example, Exporta Publishing & Events Ltd and subsidiaries, in accordance with the purposes listed below). Should we discover that any such personal data has been delivered to any of the Sites, we will remove that information as soon as possible.
This Data Protection Policy ensures Exporta Publishing & Events Ltd:
We may change this Policy from time to time so please check this page occasionally to ensure that you're happy with any changes. By using our website, you're agreeing to be bound by this Policy.
The Data Protection Act 1998 described how organisations – including Exporta Publishing & Events Ltd – must collect, handle and store personal information. These rules apply regardless of whether data is stored electronically, on paper or on other materials. To comply with the law, personal information collected must be stored safely, not disclosed unlawfully and used fairly.
The Data Protection Act is underpinned by eight important principles. These say that personal data must:
We obtain information about you when you use our website, for example, when you contact us about products and services, when you register for an event, register to receive eNewsletters, subscribe or register for a trial to our GTR magazine/website.
On some Sites, Exporta Publishing & Events Ltd collects personal data such as your name, job title, department, company, e-mail, phone, work and/or home address, in order to register you for access to certain content, subscriptions and events. In addition, we may also store information including IP address and page analytics, including information regarding what pages are accessed, by whom and when.
This information is used to administer and deliver to you the products and/or services you have requested, to operate our Sites efficiently and improve our service to you, and to retain records of our business transactions and communications. By using the Sites and submitting personal information through the registration process you are agreeing that we may collect, hold, process and use your information (including personal information) for the purpose of providing you with the Site services and developing our business, which shall include (without limitation) the purposes described in the below paragraphs.
Where, as part of our Site services, we enable you to post information or materials on our Site, we may access and monitor any information which you upload or input, including in any password-protected sections. Subject to any necessary consents, we also monitor and/or record the different Sites you visit and actions taken on those Sites, e.g. content viewed or searched for. If you are a registered user (e.g. a subscriber or taking a trial), when you log on, this places a cookie on your machine. This enables your access to content and services that
are not publicly available. Once you are logged on, the actions you take – for example, viewing an article – will be recorded (subject to any necessary consents). We may use technology or a service provider to do this for us. This information may be used for one or more of the following purposes:
Please see paragraph 5 below for more information on cookies and similar technologies and a link to a page where you can turn them on or off.
Some of your personal data collected under paragraphs 1 and 2 above may be used by us to contact you by e-mail, telephone and/or post for sending information or promotional material on our products and/or services and/or those of our other group companies. We give you the opportunity to opt-out of receiving marketing communications. Further detail can be found on the applicable Site and in the footer of each marketing communication sent by us, our group companies or service providers. See also "Consents and opt-outs" section below. We will not share your information with third parties for marketing purposes.
We may analyse your personal information to create a profile of your interests and preferences so that we can contact you with information relevant to you.
All our Sites use cookies and similar technical tools to collect information about your access to the Site and the services we provide.
When you enter some sites, your computer will be issued with a cookie. Cookies are text files that identify your computer to servers. Cookies in themselves do not identify the individual user, just the computer used.
Many sites do this whenever a user visits their site in order to track traffic flows, recording those areas of the site that have been visited by the computer in question, and for how long.
Users have the opportunity to set their computers to accept all cookies, to notify them when a cookie is issued, or not to receive cookies at any time. Selecting not to receive means that certain personalised services Exporta Publishing & Events Ltd offers cannot then be provided to that user.
All of the major browser providers offer advice on setting up and using the privacy and security functions for their products. If you require technical advice or support for a specific browser/version please contact the provider or visit their website for further details: www.microsoft.com / www.mozilla.com / www.apple.com / www.opera.com / www.aol.com / www.netscape.com / www.flock.com / www.google.com.
Most web browsers automatically accept cookies but, if you prefer, you can change your browser to prevent that, or to notify you each time a cookie is set. You can also learn more about cookies in general by visiting www.allaboutcookies.org which includes additional useful information on cookies and how to block cookies using different types of browser. Please note however, that by blocking, deleting or turning off cookies used on the Site you may not be able to take full advantage of the Site.
E-mail tracking is a method for monitoring the e-mail delivery to those subscribers who have opted-in to receive marketing e-mails from GTR, including GTR Africa, GTR Asia, GTR Americas, GTR Europe, GTR Mena, GTR eNews, Third party e-mails and GTR Ventures.
So that we can better understand our users' needs, we track responses, subscription behaviour and engagement to our e-mails – for example, to see which links are the most popular in newsletters. They enable us to understand the consumers journey through metrics including open rate, click-through rate, bounces and unsubscribes. Any other purposes for which Exporta Publishing & Events Ltd wishes to use your personal data will be notified to you and your personal data will not be used for any such purpose without obtaining your prior consent.
To do this, we use pixel GIFs, also known as "pixel tags" – these are small image files that are placed within the body of our e-mail messages. When that image is downloaded from our web servers, the e-mail is recorded as being opened. By using some form of digitally time-stamped record to reveal the exact time and date that an e-mail was received or opened, as well the IP address of the recipient.
You can give your consent to opt-out of all or any particular uses of your data as indicated above by:
To turn cookies and similar technologies on and off, see the information in paragraph 5 above. Any questions regarding consents and opt-outs should be sent by e-mail to firstname.lastname@example.com or by writing to Data Protection Officer at, Exporta Publishing & Events Ltd, 4 Hillgate Place, London, SW12 9ER, United Kingdom. Alternatively, you can telephone our London headquarters at +44 (0) 20 8673 9666.
Information collected at one Site may be shared between Exporta Publishing & Events Ltd and other group companies for the purposes listed above.
We may transfer, sell or assign any of the information described in this policy to third parties as a result of a sale, merger, consolidation, change of control, transfer of assets or reorganisation of our business.
Some of our Sites may have a message board, blogs or other facilities for user generated content available and users can participate in these facilities. Any information that is disclosed in these areas becomes public information and you should always be careful when deciding to disclose your personal information.
Services on the Internet are accessible globally so collection and transmission of personal data is not always limited to one country. Exporta Publishing & Events Ltd may transfer your personal data, for the above-listed purposes to other third parties, which may be located outside the European Economic Area and/or with a different level of personal data protection. However, when conducting transfers, we take all necessary steps to ensure that your data is treated reasonably, securely and in accordance with this Privacy Statement.
We are committed to keeping the data you provide us secure and will take reasonable precautions to protect your personal data from loss, misuse or alteration.
However, the transmission of information via the internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of your data transmitted to our Site; any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features described above to try to prevent unauthorised access.
We have implemented information security policies, rules and technical measures to protect the personal data that we have under our control from:
All our employees, contractors and data processors (i.e. those who process your personal data on our behalf, for the purposes listed above), who have access to, and are associated with the processing of your personal data, are obliged to keep the information confidential and not use it for any other purpose than to carry out the services they are performing for us.
Everyone who works for or with Exporta Publishing & Events Ltd has some responsibility for ensuring data is collected, stored and handled appropriately. Each team handling personal data must ensure that it is handled and processed in line with this policy and data protection principles. However, the following people have key areas of responsibility. The board of directors is ultimately responsible for ensuring that Exporta Publishing & Events Ltd meets its legal obligations.
Name of Data Controller
The Data Controller is Exporta Publishing & Events Ltd. Exporta Publishing & Events Ltd is subject to the UK Data Protection Act 1998 and is registered in the UK with the Information Commissioner`s Office.
If you wish to know whether we are keeping personal data about you, or if you have an enquiry about our privacy policy or your personal data held by us, in relation to any of the Sites, you can contact the Data Protection Officer via:
Upon request, we will provide you with a readable copy of the personal data which we keep about you. We may require proof of your identity and may charge a small fee (not exceeding the statutory maximum fee that can be charged) to cover administration and postage.
Exporta Publishing & Events Ltd allows you to challenge the data that we hold about you and, where appropriate in accordance with applicable laws, you may have your personal information:
In certain circumstances, the Data Protection Act allows personal data to be disclosed to law enforcement agencies without the consent of the data subject. Under these circumstances, Exporta Publishing & Events Ltd, will disclose requested data. However, the Data Controller will ensure the request is legitimate, seeking assistance from the board and from the company's legal advisors where necessary.
We will occasionally update this Privacy Statement to reflect new legislation or industry practice, group company changes and customer feedback. We encourage you to review this Privacy Statement periodically to be informed of how we are protecting your personal data.
Exporta Publishing & Events Ltd aims to ensure that individuals are aware that their data is being processed, and that they understand.
To this end, the company has a privacy statement, setting out how data relating to individuals is used by the company. This is available on request and available on the company's website.
We keep this Policy under regular review. This Privacy Statement was last updated in April 2018.


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There are multiple aspects to consider when a senior looks for a new home in their older years. Their priorities in a home will likely be very different compared to what was ideal years ago, and there may be some financing challenges to work through. Navigating the process can seem challenging, but there are some ways to make it a bit easier.
Create a Priority List
A senior should create a priority list before starting the search for a new place. For many older adults, one-level living is important as stairs can become challenging. Natural light and an open floor plan are important to many seniors, and don't forget to look at the kitchen, bedroom, and bathroom closely to ensure they will be easily accessible.
Seniors are often downsizing to a smaller place at this stage of life, but they should consider whether extra space is needed for storage or guests. If the new home will be in a retirement community or assisted living facility, consider the community amenities and other potential resources. Look at both the individual unit and the community spaces, and think about what may be needed in the years to come (not just right now).
Consider Budget and Options for Accessing Equity
Prior to purchasing a new home, a senior will need to consider what they can afford. Many seniors are on a limited budget, and it is vital they keep enough money accessible to live comfortably day-to-day. Not only do they need to account for monthly expenses, but they should also build a reserve for emergency repairs or future health issues.
Some seniors decide to make a large down payment on their home, perhaps using equity from the sale of their previous home. As the FDIC explains, there are ways older adults can utilize equity in their new home in order to have access to cash. Some do a reverse mortgage, called a Home Equity Conversion Mortgage, while others get a home equity line-of-credit or second mortgage.
Transfer of Property to Adult Children
A quitclaim deed can be useful for many seniors and their families. Realtor.com defines a quitclaim deed as "a legal document that transfers any ownership claim, interest, right or title a person or entity may have in a property to someone else. In effect, it releases (or quits) any ownership claims a person may have in a piece of property." Seniors often find this to be an inexpensive way to grant ownership of a home to another family member rather than sell the property.
Investopedia recommends that seniors only use this option to transfer property to someone they know and trust, such as a situation involving an older parent and adult children. However, families need to recognize that this does not transfer a mortgage, only ownership rights. If there is a mortgage on the property, additional steps will need to be taken to assume the mortgage or refinance.
Focus on Reputable Options for Professional Movers
When moving day arrives, many seniors will want to hire professionals for assistance. Moving can get expensive with hired movers, so it may be best to go with a proven entity rather than someone unknown. Ask around for recommendations – senior centers can be a great resource for finding movers experienced in these types of relocations.
Prioritizing what a senior needs in a new home can be tricky, and older adults sometimes need to utilize special options such as a quitclaim deed or reverse mortgages to make the financial aspects fit properly. However, with some strategizing, a senior can settle comfortably into a new home that brings them peace and tranquility for their remaining years.
Jim Vogel, co-founder of ElderAction, is passionate about promoting senior health and safety. He enjoys sharing valuable information with seniors and their caregivers. He focuses on helping ensure seniors are able to thrive throughout their golden years by sharing pertinent resources and information. He works with his wife, Caroline, to provide useful resources to aging seniors and their caregivers.


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Halloween is right around the corner!
Whether you are planning on participating in the spookiest night of the year —Halloween — it is likely that people in your neighborhood are. This means that the streets will be filled with loud noises, new faces and all manner of things that can stress out your four-legged friends.
Halloween Safety Tips for Pets
Thankfully, you can prepare yourself — and your pets — for the big night with the following simple safety tips.
Hide the Candy
When ingested, candy, sugar and chocolate, in all forms, can be dangerous for your pets. Nowadays, most candy also contains artificial sweeteners, such as xylitol, that your pets are unable to digest properly.
That's why it is important to keep your Halloween candy away from your pets and avoid storing it anywhere your pets could easily or accidentally find (and eat) it.
Candies wrapped with plastic or lollipops can also be a severe choking hazard for pets, large or small. Swallowing candy wrappers or similar foreign bodies can cause an obstruction in your pet's digestive system that is both expensive and painful to remove.
If you believe your pet has eaten candy or chocolate, contact us or call the ASPCA Animal Poison Control Center immediately.
Protect Your Pets From Pumpkins
For most household pets, pumpkins are considered nontoxic, but they can upset your pet's stomach if they decide to nibble on them. If possible, position your pumpkins completely out of your pets' reach instead of on the ground where they can get to them.
In fact, it is best to keep all Halloween decorations out of your pets' reach. Decorations with wires or other small parts and jack-o-lanterns that involve the use of small candles should not be accessible by pets. Easy access can encourage pets to chew or play with loose wires and makes it easy for them to knock over lit pumpkins or candles and injure themselves, or even start a fire.
Minimize Socializing
For even the most social pets, the constant influx of new people on Halloween can be overwhelming. In most cases, it is recommended to keep your pets separate from visiting trick-or-treaters. For some pets, the stream of strangers in scary costumes can cause anxiety. Some animals, especially dogs, react by becoming defensive of their home and owner and might bark or growl at visiting trick-or-treaters.
Be Cautious of Costumes
If you choose to put a costume of any kind on your pet, make sure it will not be bothersome or unsafe. Costumes should not constrict or minimize your animal's movement, hearing, sight or their ability to breathe, bark or meow in any way. If your pet seems distressed, allergic to the costume's material or simply unhappy being dressed in a costume, consider letting them experience the night without one.
In addition, if you do choose to put your pet in a costume, it is recommended that you don't leave them alone in it. Parts of the costume can come apart, and your pet might accidentally ingest them or get tangled in them, which can be life threatening for your pet.
Update Identification
On a night like Halloween, tension and excitement is at an all-time high. When opening the door to visiting trick-or-treaters, take care that your pet does not make a run for the door and dart outside. If, for any reason, your pet does escape and become lost, it will help if your pet has proper, and updated, personal information. Make sure you have armed your pet with a collar, tags and/or a microchip to improve the chances he or she will return home safely.


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The Holy Family in Egypt
The Flight into Egypt of the Holy Family is commemorated by the Orthodox Church on December 26.[1]
"Take the young child and his mother, and flee into Egypt, and be thou there until I bring thee word" (Matthew 2:13 - KJV)
"Out of Egypt I called my son" (Hosea 11:1 - RSV)
"The burden of Egypt. Behold, the LORD rideth upon a swift cloud, and shall come into Egypt: and the idols of Egypt shall be moved at his presence, and the heart of Egypt shall melt in the midst of it." (Isaiah 19:1 - KJV)
"In that day shall there be an altar to the LORD in the midst of the land of Egypt, and a pillar at the border thereof to the LORD." (Isaiah 19:19 - KJV)
"Blessed be Egypt my people" (Isaiah 19:25 - KJV)
According to the Scripture, Jesus Christ lived in Palestine, and the only other country he travelled to (as a young child) was Egypt. The Holy Family, throughout their stay in Egypt, which lasted for about three-and-half years, moved through many towns in Upper and Lower Egypt.
Many of the details of the journey of the Holy Family in Egypt are chronicled in a Mimar (manuscript) by Pope Theophilus, 23rd Patriarch of Alexandria (384-412 A.D.), who received these details during an apparition of the Holy Virgin Mary. Other sources of information include accounts by 2nd and 3rd century Greek and Jewish writers/philosophers/historians.
Many churches and monasteries were built in the locations which have been blessed by the visit of our Lord Jesus Christ, the Holy Virgin Mary, and St. Joseph the carpenter. Many miracles took place in these locations during the Holy Family visit 2000 years ago (and continue to occur to this day). These Coptic churches are considered the oldest and among the holiest of all churches in Christendom.
Among the places visited by the Holy Family are Zeitun in Cairo, where the Holy Virgin Mary also appeared in 1968, and Assiut in Upper Egypt, where She again appeared in 2000 [1].
In one small street in el-Matarya district of today's Cairo (Eid Street/Shek El-Te'eban Street), all kinds of bread and bakery cannot be leavened up to this day, since the Virgin Mary first visited that place with the Holy Family 2000 years ago and they were refused bread and cast away. This is an ongoing miracle that anyone can witness till this very day. Bread leavens normally in all surrounding streets.
See also
- Zeitun (noted for its Marian apparitions. It has been suggested that during the Holy Family's sojourn in Egypt, at one point they stopped at this site, where the Coptic Orthodox Church of the Virgin Mary currently stands.)
- ↑ Great Synaxaristes: (Greek) Ἡ Φυγὴ Στὴν Αἴγυπτο τῆς Ὑπεραγίας Θεοτόκου. 26 Δεκεμβρίου. ΜΕΓΑΣ ΣΥΝΑΞΑΡΙΣΤΗΣ.
External Links
The following Web sites and resources will help the interested reader explore the journey of the Holy Family in Egypt:
- Video: The Holy Family Journey in Egypt - featuring HH Pope Shenouda III (English - RealVideo)
- TourEgypt.net: The Holy Family in Egypt
- The Sources of Egypt's Traditions Related to The Flight of the Holy Family by Jimmy Dunn
- The Coptic Monastery of the Holy Virgin Mary (Muharraq Monastery) by Jimmy Dunn
- The Holy Family in Egypt - St. Mary Monastery (Al Sourian) Web site
- The Holy Family in Egypt - Coptic Papal Residence Web site
- Church of Abi Serga, Old Cairo - Web site of the Coptic Museum in Cairo, Egypt
- Pages from EgyptTreasures.gov.eg: [2], [3], [4], [5]
- The Holy Family in Egypt - Another Web site
- EgyptVoyager.com: The Holy Family in Egypt (Clickable map: [6])
- The Holy Family Journey in Egypt with Maps & Photos (freeware program - 576 Kb - for Microsoft® Windows® 9x/Me/NT/2000/XP)
- The Holy Family in Egypt - English Article in Al-Ahram Weekly (2003)
- Jesus in Egypt - Another English Article from Al-Ahram Weekly (2001)
- Book: Be Thou There; the Holy Family's Journey in Egypt by Gawdat Gabra, William Lyster, Cornelis Hulsman, Stephen Davis, and Norbert Schiller - Cairo: AUC Press, 2001(Related site: [7])
- Book: The Holy Family in Egypt - by Prof. Otto F.A. Meinardus - Cairo: AUC Press, 1986 (first published in 1963)
- Film chronicles Jesus in Egypt - by Tom Breen, Florida Today, June 27, 2005
- Modern Coptic icons of the Holy Family in Egypt