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The last year has put emphasis on the importance of one's home. As a result, some renters are making the jump into homeownership while some homeowners are re-evaluating their current house and considering a move to one that better fits their current lifestyle. Understanding how housing affordability works and the main market factors that impact it may help those who are ready to buy a home narrow down the optimal window of time in which to make a purchase.
There are three main factors that go into determining how affordable homes are for buyers:
- Mortgage Rates
- Mortgage Payments as a Percentage of Income
- Home Prices
The National Association of Realtors (NAR) produces a Housing Affordability Index. It takes these three factors into account and determines an overall affordability score for housing. According to NAR, the index:
"…measures whether or not a typical family earns enough income to qualify for a mortgage loan on a typical home at the national and regional levels based on the most recent price and income data."
Their methodology states:
"To interpret the indices, a value of 100 means that a family with the median income has exactly enough income to qualify for a mortgage on a median-priced home. An index above 100 signifies that family earning the median income has more than enough income to qualify for a mortgage loan on a median-priced home, assuming a 20 percent down payment."
So, the higher the index, the more affordable it is to purchase a home. Here's a graph of the index going back to 1990:The blue bar represents today's affordability. We can see that homes are more affordable now than they've been at any point since the housing crash when distressed properties (foreclosures and short sales) dominated the market. Those properties were sold at large discounts not seen before in the housing market for almost one hundred years.
Why are homes so affordable today?
Although there are three factors that drive the overall equation, the one that's playing the largest part in today's homebuying affordability is historically low mortgage rates. Based on this primary factor, we can see that it's more affordable to buy a home today than at any time in the last eight years.
If you're considering purchasing your first home or moving up to the one you've always hoped for, it's important to understand how affordability plays into the overall cost of your home. With that in mind, buying while mortgage rates are as low as they are now may save you quite a bit of money over the life of your home loan.
Bottom Line
If you feel ready to buy, purchasing a home this summer may save you a significant amount of money over time based on historical affordability trends. Let's connect today to determine if now is the right time for you to make your move.

subset: commoncrawl


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Eruvin 70
Podcast (dafyomi): Play in new window | Download (Duration: 47:50 — 10.9MB)
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Today is July 25, 2024 / /
The Torah Learning Library of Yeshivat Chovevei Torah
These videos are being made available to you through a generous gift of the Werber Family.
by Rabbi Dov LinzerPosted on February 9, 2021
Rabbi Dov Linzer is the President and Rosh HaYeshiva of YCT Rabbinical School. Having served as YCT's Rosh HaYeshiva for over 20 years, Rabbi Linzer became its President in 2019 and assumed both the institutional and Torah-based leadership of YCT. In this dual capacity, Rabbi Linzer has set the vision for YCT as a Center of Torah and Torah Leadership, and, with an amazing team of colleagues and partners, oversees its growth, reach, and further development. An acclaimed Torah and halakha scholar, Rabbi Linzer has been a leading rabbinic voice in the Modern Orthodox community for over 25 years. He has published over 100 teshuvot (responsa) and scholarly Torah articles, and hosts a number of highly popular Torah podcasts. In his capacity as a mentor, Rabbi Linzer provides religious guidance to the yeshiva's students and the over 150 YCT-ordained rabbis who are serving in the field. He answers hundreds of halakhic questions from YCT rabbis and broader community each year, which are available to the public on his blog, psak.yctorah.org.
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This statement applies to the online collection of personal information via websites operated by and applications offered by Burglin Law Offices, P.C. Details of the Privacy Statement follow immediately below.
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- We use the information primarily to provide you with a personalized Internet experience that delivers the information, resources, and services that are most relevant and helpful to you.
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Miramonte Elementary School in Los Angeles, where the entire staff was temporarily replaced last February after two teachers were accused of lewd conduct with students, opened for the 2012-13 school year on Tuesday with most of the instructors who had been displaced back in the classrooms.
According to the Los Angeles Times, "nothing untoward emerged about the other teachers, who were forced to wait out the rest of the school year at a nearby unopened high school." So while a few retired and "a handful" are working elsewhere, "most are back at Miramonte."
"We were here one day and the next day we were gone," teacher Robyn Bancroft, 39, told the newspaper. "We want to restore our reputations and let the kids know that this was not a choice that we made." Bancroft will teach sixth grade so that she can be with the children she had been teaching last year when they were in the fifth grade.
Vanessa Romo at KPCC's Pass/Fail blog sploke with returning teacher Andrea Shaffer, who said it's "fabulous!" to be back. "I've been in this area for about 12 years," she said, "I know a lot of families, and so, I just feel like I'm back home."
According to Vanessa, "42 teachers returned to Miramonte for the first day of school. About 10 others found jobs at one of the district's 20 newly constructed schools — Lawrence Moore Elementary — about a half-mile from Miramonte."
In a related story, the Timesadds that:
"Former Miramonte teacher Mark Berndt, 61, is charged with 23 counts of lewd conduct in his classroom over the period from July 2005 until authorities pulled him from the school in January 2011. The second teacher, Martin Springer, is charged in connection with one incident of alleged lewd conduct. Both longtime Miramonte teachers have pleaded not guilty."
Copyright 2020 NPR. To see more, visit https://www.npr.org.


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text: Traveling to Waterfront Park, Kelowna, British Columbia, Canada? Here is your 6-day weather forecast in the area. Whether it is a warm weather destinations or cold climate don't forget to consider weather, while you pack your bags for this trip. Start your day when the sunrises at 12:18 PM and don't miss the sunset at 3:49 AM. Today's winds are traveling southwest at a speed of 11 MPH. The temperature feels like 63 with a humidity level of 57. Cloud coverage is 61 percent with 14.9 percent visibility. Today's UV index is 7 make sure to prepare properly. Make sure to plan your travel itinerary to match your travel weather forecast to make the most of your vacation with Reservations.com.


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Lenco 9" x 12" Standard Trim Tab Kit without Switch Kit 12V
Estimated Delivery :Jul 30 - Aug 03
Transit Time : Transit Time for this product is around 2 - 4 days.
Lenco 9" x 12" Standard Trim Tab Kit without Switch Kit 12V
9" x 12" Standard Mount Trim Tab Kit without Switch Kit- 12V
Lenco Electric Standard Mount Trim Tab Kits make your boat ride smoother, drier, faster and with increased safety whether on a small skiff or a large yacht. The Lenco ballscrew design is more reliable, three times more powerful and features an instant response, which makes them very user friendly compared to typical hydraulics.
Lenco fast response electric actuators are fully submersible with all plug & play waterproof Deutsch connections. Trim Tab blades are 12 Gauge - 304 SS with a 5/8" flared trailing edge and 1/8" diameter hinge pin. Kits include standard actuators with 5/16" SS bolts.
Kit Contents:
- 2 each of 12-gauge stainless steel trim tab blades
- 2 each of #15054-001 actuator with 6' leads and Deutsch plugs
- 2 each of #30133-103 20' actuator extension wiring harnesses
- 2 each of #15085-001 (116) upper mounting brackets with gland seal
- 2 each of #50014-001 (119) lower mounting brackets
- 1 each of the Lenco owner's / installation manual
- All necessary stainless steel mounting hardware
- Suggested Boat Length: 16' to 25'
- Length of Tab: 9"
- Width of Tab: 12"
- Hinge Height: 2"
- Minimum Transom Height: 14"
- Blades: 12 Gauge Stainless Steel
- Finish: Smooth
- Switch Kit: Sold Separately
- Class: Fuel Efficient
- Compliance: CE Certified
- Compatibility: Any Boat
- Actuators: 12-volt
WARNING: This product can expose you to chemicals including di(2-ethylhexyl)phthalate (dehp) which is known to the State of California to cause cancer, birth defects or other reproductive harm. For more information go to P65Warnings.ca.gov.


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Thats right! We'll give you Double Your Money Back!
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Levante Ocean Lamp Shade
£30 away from FREE delivery
Don't delay, limited period offer
Sturdy, resilient and super easy to clean, this lamp shade is more than just a beautiful addition to your room. Handcrafted from lightweight yet resilient fabric, this shade is guaranteed to stand the test of time whilst looking great for the long term.
Displaying a chic plain pattern and pleasant ocean colour, this trending lamp shade will inject style into your space.
When you order your blinds, curtains and soft furnishings through Blinds Direct, you can rest easy knowing that our team will provide you with the highest quality. We take pride in everything we do here in Yorkshire.
We've spent years developing our products and are confident in the long term value they bring - we want you to feel the same. That's why we offer an industry leading 5 year guarantee on all of our products. Read the small print here.
Design | Levante |
Colour | Ocean |
Composition | 70% Cotton 30% Polyester |
Available Widths | 45cm to 250cm |
Available Drops | 45cm to 250cm |
Fabric Width | 140cm (If you select a blind width greater than this we may need to use a join) |
Our lampshades are designed to fit standard UK light fittings & lamps
These lamp shades are made to measure and have a variety of options. To find more information on an option click the ? next to the selection.
Diameter | 20cm, 30cm, 40cm |
Fixing | Pendant, Table Lamp |
Inner | Plain, Brushed Silver, Brushed Copper, Brushed Gold |
Measuring Guide
Please click here to view the measuring guide for this product.
Fitting Guides
All of our blinds come with the fixtures and fittings you'll need to install your blind in addition to a set of fitting instructions. You can also download your fitting instructions below.
Sorry - no fitting guides are available online for this product. They will be delivered with your product.
Maximum Wattage
Our lampshade should not be used with bulbs with a higher wattage than 60w. Where possible, we recommend using an LED bulb.
Our images
Product images are for illustration purposes only. While we endeavour to provide the best representation possible, we always recommend that you request a free sample before your purchase.
Your lampshade is hand made to your specific requirements and therefore cannot be returned under any normal terms and conditions.
Our images
Product images are for illustration purposes only. While we endeavour to provide the best representation possible, we always recommend that you request a free sample before your purchase.
Made to measure blinds
Please note, all made to measure products are produced to a +/- 5mm tolerance level. This is in addition to any recess deduction. When ordering a made to measure item, you are responsible for entering you required width and drop, therefore the product cannot be returned under normal terms and conditions.
Free UK Mainland delivery for orders over £199.00. For orders under £199.00 we only charge £9.95 for UK Mainland delivery.
International delivery is available, the price will be calculated during the checkout process.
Please see our Delivery Information page for further details.
Asterix denotes that product is eligible for next day delivery when purchased with Next Day Delivery. Charge may apply.
We take the safety and well-being of children very seriously. That's why all of our blinds are supplied with a child safety device, which ensures cords and chains are safely secured to the wall, preventing the risk of strangulation. Each blind is manufactured with a maximum chain length of one metre, keeping it out of reach of small children. If you require a chain longer than one metre, please contact us when you have placed your order. Conditions will still apply in accordance with child safety regulations.
We are proud members of the British Blinds and Shutters Association (BBSA). The BBSA is a leading trade association that represents manufacturers and suppliers of blinds and shutters. As members of the BBSA, we are committed to supplying blinds that are child-safe, and all of our products undergo rigorous testing to ensure they comply with the guidelines outlined in the British and European Safety Standard (BS EN 13120:2009+A1:2014).


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Our hospital offers geriatric (senior wellness) medicine services for your older pet.
When your pet reaches his or her "golden years," they require special care. Your veterinarian will recommend certain screening tests that can help provide an early diagnosis for some of the common diseases that affect older pets. Early diagnosis helps you and your veterinarian manage these diseases more effectively. In addition to this testing, twice-yearly examinations will be recommended to ensure your pet receives the best care as he or she ages.
This special care and testing is necessary because our pets age much faster than we do. Each year of an older animal's life is roughly equivalent to four human years. Therefore, we need to do all we can to watch carefully for any developing problems on a regular basis. The earlier we find them, the more we can do to control these problems.
If your elderly pet is already facing an illness or disability, your veterinarian will work with you to maintain the highest quality of life for your pet.


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Sometimes, even wealthy people suffer from financial problems. The unpleasant situations can occur when you extremely need funds but you can't spend your time for collecting the required papers to obtain the lending. But there is always an alternative to solve the monetary problem by obtaining a short-run title credit. One can always find the title loan companies which offer you to get the loans, wherein no credit check is required. But it's rather difficult to choose a really trustworthy company which won't despoil you in the most inhumane way. Compile all the appropriate data before obtaining a title loan. As for the procedure of obtaining the credit — it's quite effortless and can be finished in 30 minutes. A transport facility could easily be harnessed to serve as collateral, which is intended to be the means for money obtaining. So, let's clarify what title loan is and how it functions.
What is a title loan
Title loans (or the car title loans) are considered to be the short-run loans where borrowers grant to the obligee the vehicle documents — an automobile, trailer or motorcycle, for example. A person's credit experience is not important for these types of loans; a lender only considers the cost, technical characteristics, and the state of the transport that is being used as a lien. It's necessary because an obligee wants to guarantee refund of borrowed sum from the car sale in the case if the borrower is not in a position to repay the loan. The source of stable revenue and borrower's employment can also be verified by an obligee. Consider all for and against before taking out a title loan, because there are, of course, some risks of losing your means of transport if you miss your loan payment.
How do title loan work
As has been said before, lenders issue East Cleveland auto title loans online for a short period (usually up to 30 days) and borrowers proffer the vehicle documents as a lien. One can decide whether to go to the store or contact a lender online. A mechanism of receiving a title loan is effortless and consists of three steps: submit an application for the title loan, ensure the mandatory papers and, finally, receive your funds. The documents which a person should provide are his or her title loan request, car documents, and a photo ID. There exist plenty of options for a loan applying. Choose the option which will be the most preferable for you. Address to the closest title loans office, make them a call or make an online loan request. Many creditors ask for vehicle photograph or look it over in person. When your request is accepted, your car documents must be transferred to a lender. Once the loan recipient accepts the terms and signs the treaty, he or she must cover the loan.
What happens if you miss a payment on a title loan
Our life circumstances can be different. What if you are not in position to pay your monthly fees on your title loan? In case of inability to make the payment, the creditor may agree to roll over your loan. This implies that loan recipient pays the interests and the creditor gives him or her another month to refund the entire amount loan recipient lent. Or loan recipient's overdue payment can result in car title loan default. This default means the inability to repay a loan according to time limits specified in his or her agreement. In this case, the means of transport can be repossessed by the creditor. After the car is confiscated, the lender is entitled to put it up for sale to get the loan funds back. Lenders are obliged to pay to the loan recipient the discrepancy between what they receive and the sum he or she owes. But this rule can be applied only in some states. In other states, the creditor can keep all the income even if you lent a small amount of money and your car costs a hundred thousand dollars.
Where is a title loan legal
Title credits are legal in 25 states of America. There are some restrictions on who can obtain a title credit; the lenders can't give it to anyone. First of all, a borrower's age must be 18 years old at least. A person must have valid, government-issued ID; provide required documents on the solvency. But the most essential component is your car documents.
The activities of companies which provide the title loans are regulated by the law. Don't be shy to verify whether the company is empowered to provide financial services. To do this, you can request the necessary documents.
Get title loans in East Cleveland (OH) easy with SpeedyLoan
For those who are in search of a reliable loan company, we can become a way to solve your money matters. Speedy Loan exists to assist in searching the creditors who can give people money they need through a short-run loan, even if they have bad credit experience. We provides plenty of services anywhere in the USA, encompassing loans for different means of transport (car and motorcycle title loans and so on). You will be satisfied to know that you will still be entitled to make use of your car after the loan obtaining. If you decided to obtain a title loan, ask yourself "How to find the car title loans near me?" The answer is simple: Check out SpeedyLoan numerous stores and find the option convenient to you.
About title loan approval requirements
Your auto document registered to your name is the most essential condition for a loan obtaining. Other requirements include:
- Residence rights
- Proof of creditworthiness/revenue
- Valid driving permit or state-issued photo ID
As a rule, modes of transport that are in good working order are accepted. The car type defines the sum you'll obtain as a loan. The vehicle model and year of manufacture are extremely important when applying for a loan. It's good if your car didn't meet with the accidents. These factors increase your chances to obtain a loan.
The mechanism of requesting for a East Cleveland title loan is very fast and effortless. Online title loans are considered to be the most convenient way. No store visit and no phone calls are needed when you are requesting for title loans online. After your papers have been reviewed and your loan has been confirmed, the SpeedyLoan specialists explain the conditions and tariffs of your auto title loan. When all terms are set out and the title loan treaty is signed, the procedure of money receiving takes only one working day.
Reasons to get a car title loan in East Cleveland (OH)
There a lot of reasons you should use our service to obtain your title loan.
- SpeedyLoan guarantees you money receiving within 30 minutes only, wherein no credit check is required.
- Loan obviates the need for car selling. SpeedyLoann gives cash, wherein your vehicle continues to serve you.
- A minimal set of documents is required to issue your title loan.
- Flexible terms of the arrears' elimination.
- The loan obtaining is confidential. We adheres to all laws and regulations put forth by the state governments regarding privacy.
If you intend to use a East Cleveland title loan to improve your financial standing, plan carefully for how you'll pay it back before taking the loan to avoid the unpleasant situations. Get detailed information on how title loans function. Select a firm with a good reputation and highly-qualified staff and don't be shy to ask questions to guarantee the best title loans for you on good terms. Remember, now you must try your best to improve your financial situation and eliminate that loan.


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ReplayMyDay, LLC (the "Company") is committed to maintaining robust privacy protections for its users. Our Privacy Policy ("Privacy Policy") is designed to help you understand how we collect, use and safeguard the information you provide to us and to assist you in making informed decisions when using our Service.
For purposes of this Agreement, "Site" refers to the Company's website, which can be accessed at https://www.replaymyday.com. "Service" refers to the Company's services accessed via the Site, in which users can collect media from guests and create digital guest books for their events. The terms "we," "us," and "our" refer to the Company. "You" refers to you, as a user of our Site or our Service. By accessing our Site or our Service, you accept our Privacy Policy and Terms of Use (found here: https://www.replaymyday.com/terms-of-use), and you consent to our collection, storage, use and disclosure of your Personal Information as described in this Privacy Policy.
We collect "Non-Personal Information" and "Personal Information." Non-Personal Information includes information that cannot be used to personally identify you, such as anonymous usage data, general demographic information we may collect, referring/exit pages and URLs, platform types, preferences you submit and preferences that are generated based on the data you submit and number of clicks. Personal Information includes your email, name, IP address, and device information, which you submit to us through the registration process at the Site.
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Princeton University President Shirley M. Tilghman has charged a new committee of faculty, staff and students with developing a better understanding of how undergraduate students perceive and seize the opportunities available to them to assert leadership both inside and outside the classroom.
Tilghman has established the Steering Committee on Undergraduate Women's Leadership at Princeton in response to recent conversations on campus about women's roles in academic and extracurricular activities.
"This fall there have been a number of discussions on campus, including within the pages of The Daily Princetonian, that raise the critical question of whether women undergraduates are realizing their academic potential and seeking opportunities for leadership at the same rate and in the same manner as their male colleagues," she wrote in her charge to the committee. "It has been noted that the officers of the Undergraduate Student Government and the 10 eating clubs, as well as recent Rhodes and Marshall scholars have been predominantly male, while women are more often leaders in the residential colleges and community service organizations."
Tilghman observed in her charge that this year marks the 40th anniversary of the arrival of undergraduate women who would receive Princeton degrees. In September of 1969, 101 women matriculated with the class of 1973, together with 70 transfer students who joined the classes of 1970, 1971 and 1972. This fall, the freshman class of 2013 is composed of 650 men and 650 women.
"In the intervening years, women have succeeded and demonstrated leadership at the highest levels at Princeton," Tilghman wrote.
The committee will be chaired by Nannerl Keohane, the Laurance S. Rockefeller Distinguished Visiting Professor in the Woodrow Wilson School of Public and International Affairs and the University Center for Human Values. She is the former president of Duke University and Wellesley College, and was one of the first women to lead a major U.S. research university. She has just completed a book on the topic of leadership.
"I am very pleased that President Tilghman has initiated this steering committee, and I am delighted to chair it," Keohane said. "I especially look forward to talking with and hearing from undergraduate students about their experience at Princeton. Learning more about undergraduate leadership is important to Princeton's future as well as to the individual students -- both men and women -- who come to Princeton with such exceptional promise, both in and outside the classroom."
Tilghman has asked the group to examine current and historic data on both academic leadership and extracurricular participation at Princeton and, whenever possible, to make comparisons with peer institutions. She also has requested the group to consult broadly with the student body through workshops and focus groups.
The committee is expected to look at questions ranging from whether the relative academic standings of men and women change as students progress from freshmen to seniors, to how the gender profile of student "leaders" has evolved over the past few decades and whether men or women change their aspirations to be student leaders once they come to Princeton.
The committee will begin meeting immediately and continue its work through the fall of 2010.
"At the conclusion of their deliberations they will issue a report, which will describe their findings, and include recommendations for improving the opportunities for all students to excel at Princeton," Tilghman wrote in the charge. "In developing their recommendations I would ask the steering committee to aim for remedies that will have sustained and broad impact at Princeton."
The other members of the committee are: Elizabeth Armstrong, associate professor of sociology and public affairs; Amy Borovoy, associate professor of East Asian studies; Angela Creager, professor of history; Jill Dolan, professor of English and theater in the Lewis Center for the Arts; junior Lizzie Drumm; Thomas Dunne, associate dean of undergraduate students; Thomas Espenshade, professor of sociology; freshman Catherine Ettman; Rebecca Graves-Bayazitoglu, dean of Whitman College; junior Kahina Haynes; Naomi Leonard, the Edwin S. Wilsey Professor of Mechanical and Aerospace Engineering; Nancy Malkiel, dean of the college and professor of history; sophomore Osahon Okundaye; Amada Sandoval, director of the Women's Center; Stacey Sinclair, associate professor of psychology and African American studies; junior Amelia Thomson-DeVeaux; Stacy Wolf, associate professor of theater in the Lewis Center for the Arts; and junior Jane Yang. Janet Gruschow, assistant to the president, will staff the committee.


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text:
Expert People Launched Quality Projects
European languages are members of the same family. The languages only differ in their grammar, their pronu nciation and their most common words. pronunciation and more common words. If several languages coalesce, the grammar of the resulting. Languages realizes why a new common language would be desirable: one could refuse to pay expensive translators. To achieve this, it would be necessary to have uniform grammar articles, pronunciation and more common words the grammar of the resulting..
Leverage agile frameworks to provide a robust synopsis for high level overviews. Iterative approaches to corporate strategy foster collaborative thinking to further the overall value proposition. Organically grow the holistic world view of disruptive innovation via workplace diversity and empowerment. If several languages coalesce, the grammar of the resulting realizes .
Project Info
- Category: Software
- Client: Kers MM
- Location: Usa
- Surface Area: Skermset
- Architect: Istiak
- Completed Date: 2018
- Year Of Complited: 50k


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Aaron Alexis, the 34-year-old man believed responsible for Monday's shooting rampage that killed 12 people at the Washington Navy Yard, was a former full-time Navy reservist who had obtained a concealed-carry permit in Texas and was arrested three years ago for illegally discharging a weapon.
Alexis, who was also killed on Monday, was an aviation electrician's mate third class in the U.S. Navy Reserve until January 2011, when he received a general discharge amid unspecified "misconduct issues," a Navy official tells NPR. He enlisted in May of 2007.
Update at 9:55 a.m. ET, Sept. 17. Alexis Was Given Honorable Discharge, Official Says:
Monday, as we wrote, a Navy official told NPR that Alex had been given a "general discharge" from the Navy in January 2011. That's a step below an "honorable" discharge. But Tuesday a "military official" told NPR's Tom Bowman that while the Navy had pursued a general discharge, Alexis was eventually given an honorable discharge after he applied for the Early Enlistment Transition Program. That program, the Navy says, "allowed approved sailors to voluntarily separate from the Navy prior to the end of their enlistment."
Authorities say that so far they have no motive for the attack, which also left a number of people injured. Witnesses at the scene of Monday's carnage at the Southeast D.C. Navy Yarddescribed "a sense of panic" as events unfolded.
Valerie Parlave, the assistant director of the FBI's Washington field office, has urged the public to come forward with information regarding Alexis. "No piece of information is too small," she was quoted by The New York Times as saying. "We are looking to learn everything we can about his recent movements, his contacts and his associates."
The Times says three weapons — an AR-15-style assault rifle, a shotgun and a semi-automatic pistol — were found on the gunman.
Alexis was last attached to Fleet Logistics Support Squadron 46 in Fort Worth, Texas. A biography supplied by the Pentagon said he was originally from New York City.
The Navy says Alexis had been awarded the National Defense Service Medal and the Global War on Terrorism Service Medal.
The Fort Worth Star-Telegram quoted Nutpisit Suthamtewakul, owner of the Happy Bowl Thai in White Settlement, Texas, who said he'd lived with Alexis for three years. Suthamtewakul described Alexis as "my best friend" and was shocked to learn he'd been killed.
"I don't think he'd do this. He has a gun, but I don't think he's that stupid. He didn't seem aggressive to me," he told the newspaper.
The Star-Telegram said a police report filed in September 2010 detailed Alexis' arrest for discharging a firearm within a municipality:
"Police were dispatched to the Oak Hills apartments about 6:40 p.m. Sept 4, 2010, on a report that someone had fired a shot through the floor and into the ceiling of a woman's apartment, according to a Fort Worth police report.
"The woman told police she had been sitting in a chair when she heard a loud pop and saw dust.
" 'She then saw that there was a hole in her floor just a couple of feet from where she was sitting while shredding papers and a hole in the ceiling,' the report states. 'She told me that she believed someone had shot a bullet through her apartment.'
"The woman told police that Alexis, her downstairs neighbor, did not come up to check on her after the shooting.
"She said that Alexis had called police on her several times in the past for 'being loud' but that police never heard anything and therefore, no action was taken.
" 'She said that several days ago Aaron confronted her in the parking lot about making too much noise,' the report states.
"The woman told police that she was 'terrified' of Alexis and felt the shooting was done intentionally."
Police in Seattle posted documents indicating that Alexis had been arrested in 2004 for "shooting out the tires of another man's vehicle in what Alexis later described to detectives as an anger-fueled 'blackout.' "
According to the Seattle Police Department Blotter:
"Alexis also told police he was present during 'the tragic events of September 11, 2001' and described 'how those events had disturbed him.'
"Detectives later spoke with Alexis' father, who lived in New York at the time, who told police Alexis had anger management problems associated with PTSD, and that Alexis had been an active participant in rescue attempts on September 11th, 2001."
Update at 7:53 p.m. ET. Worked For HP Subcontractor:
According to Hewlett-Packard, Alexis worked for one of their subcontractors. An HP spokesperson emailed this statement to us:
"We are deeply saddened by today's tragic events at the Washington Navy Yard. Our thoughts and sympathies are with all those who have been affected. Aaron Alexis was an employee of a company called "The Experts," a subcontractor to an HP Enterprise Services contract to refresh equipment used on the Navy Marine Corps Intranet (NMCI) network. HP is cooperating fully with law enforcement as requested."
Update at 7:49 p.m. ET. 'Anything Other Than Weird':
NPR's Gene Demby dated one of Alexis' sisters in the early 2000s. He said he played basketball a few times with Alexis, and when Demby visited his girlfriend's house in New York, he said he always saw Alexis playing video games.
"I thought he was withdrawn," Demby said, adding that Alexis was "anti-social" and "a little awkward" but he did not seem "violent."
Demby told us Alexis was the oldest of three children. His mother worked as a nurse. She and her husband divorced, so Alexis' father was mostly absent.
"Aaron never seemed anything other than weird," Demby said.
The last time Demby had personal contact with Alexis was around 2004.
Update At 6:50 p.m. ET. Not The Kind Of Person To Do This:
Michael Ritrovato, a self-described friend of the alleged shooter, told reporters on Monday Alexis was a good shooter, but otherwise an easygoing guy.
"Aaron didn't seem like the kind of person who would do something like this," Ritrovato told member station KERA's Stella Chavez and other media gathered outside the Happy Bowl Thai restaurant.
Copyright 2021 NPR. To see more, visit https://www.npr.org.


text: It's important to be aware of how your insurance needs can change when traveling abroad. In Mexico, for example, the rules and regulations for being legal on the road are different than those in the U.S. and Canada. If you're involved in an accident across the border, the Mexican authorities will not accept your standard U.S. insurance policy, and driving without proper Mexican Auto Insurance could potentially put you in major legal trouble. The Mexican government requires a minimum of liability coverage for all vehicles driven from the United States into Mexico, and the same rules apply to those rented in Mexico. At Buttes Insurance, we're dedicated to serving all of your insurance needs. That's why we're committed to working with you to find and offer an assortment of different policy options to ensure both your safety and legality on your next trip to beautiful Mexico. For questions about Mexican Auto Insurance, please contact a Buttes Insurance specialist today.


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Buyer's Guide
Buying a home is as much about planning as it about the actual search and ultimate purchase. The process may appear complicated but if you take a step-by-step approach you'll soon hold the keys to your new home. I've summarized the process briefly in the steps below - let's get together to talk in more detail.
View the latest seasonal guide on things to consider when purchasing a home.
Step One: Understanding How Much You Can Afford
The most important step, and certainly the step you should take first, is to figure out how much you can afford to spend on a new home. If you haven't set up a budget that shows you how much you're spending on everyday things, now is the time to do it. Ideally your personal budget will help guide you to the right price range of homes as well as prevent you from spending more than you should on your house.
Step Two: Finding a Realtor
The process of buying a house is complex, and most people find it's easiest to get through with a real estate agent by their side. Locating your dream home is just the beginning, an offer to purchase contract will need to be negotiated, a mortgage application coordinated - it can be helpful to have someone familiar with the process on your side. Other parts of the transaction will be happening quickly too - hiring inspectors, negotiating over who pays for needed repairs, and more - all of which is second nature to an experienced agent. Ready to begin your home buying adventure? - I would welcome the opportunity to work with you, to get started, begin here.
Step Three: Getting Prequalified or Preapproved for a Loan
Getting pre-qualified helps you determine how much home you can afford, based on specific financial information you share with a lender. The lender does not verify this information, and consequently there is no guarantee you will qualify for the loan amount. Getting pre-approved requires that the lender verify your financial information, and does serve as a commitment to lend a specified amount based on that verified information. Once we agree to work together I recommend that you obtain a pre-approval or pre-qualification letter from a lender. For more information about the prequalification and preapproval process, begin here.
Step Four: The Offer and Acceptance
Once you find your dream home it is time to make an offer to purchase. With my assistance, you will submit a signed offer to purchase. As your agent, I will take the offer to a "contract presentation" with the home seller and listing broker. The seller will accept it as written, make counter offers on unacceptable aspects, or reject it. You can then accept it, counter-the-counter offer, or reject it. The offer to buy becomes a contract when all parties have initialed every counter and signed the offer.
Step Five: Getting To Settlement
Once your offer is accepted it's now about ensuring a smooth ride to settlement by keeping close attention to the details - from mortgage application and approval, inspections and contingency removal, insurance and title search to final walk through inspection and settlement. As your agent, I'll be with you every step of the way and be the first to congratulate you on the purchase of your new home!
Now that you have a general understanding of the home-buying process let's set a date and time to discuss your personal situation and determine the path that fits your life style, begin here.


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Welcome to the Hive Name Generator (Destiny)! Use this idea generator to generate thousands of possibilities for Hive names (Destiny). Have fun!
All random Hive names (Destiny) created with this tool are 100% free to use without any need to provide credit (although we do appreciate the occasional shoutout). Be a little careful though, as there is always a small chance that an idea already belongs to someone else.
There's thousands of Hive names (Destiny) in this Hive Name Generator (Destiny), so you won't need to be worried that we'll run out anytime soon. Just have fun with it.
For even more ideas and some additional options, be sure to also check out the Hive Name Generator (Destiny) over on The Story Shack.
This site serves no ads, runs on renewable energy and fully respects your privacy. The only way it earns is by accepting donations.
Will you support with a small donation?
You will also receive access to an enhanced experience over on my other site thestoryshack.com that includes a no-ad approach, unlimited access to all its current tools and DRM-free artwork.
Thank you!
- Martin


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Find out about the latest online coupons, printable coupons and special offers from Bon Appetit Magazine. CouponMom is updated everyday with the latest coupon codes and discounts so that you can save money online and even offline too via our printable coupons in a wide range of markets and retailers.
In addition to Bon Appetit Magazine we feature coupons from several other brand names in the market, so that you can compare and find the best offer for you. Join CouponMom today and get our newsletter that features all of the latest deals and coupons, while our blog and how to section provide guides on how to start saving money today.
Copyright © 2024 CouponMom.com - Find All The Latest Printable Coupons & Special Offers Online


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United We Stand
United We Stand started in 2003 under the name Stars and Stripes. Our community has over 16 years of experience within the Battlefield franchise. Now, our community supports a diverse selection of gaming titles including: Escape from Tarkov, DayZ, PUBG, Star Citizen, and Siege to name a few. Come hang out, make new friends and enjoy your time with our united internationally supported gaming community!


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1 Now these are the commandments, the statutes, and the judgments, which the LORD your God commanded to teach you, that ye might do them in the land whither ye go to possess it: 2 that thou mightest fear the LORD thy God, to keep all his statutes and his commandments, which I command thee, thou, and thy son, and thy son's son, all the days of thy life; and that thy days may be prolonged. 3 Hear therefore, O Israel, and observe to do it; that it may be well with thee, and that ye may increase mightily, as the LORD God of thy fathers hath promised thee, in the land that floweth with milk and honey.
4 Hear, O Israel: The LORD our God is one LORD: 5and thou shalt love the LORD thy God with all thine heart, and with all thy soul, and with all thy might. 6 And these words, which I command thee this day, shall be in thine heart: 7 and thou shalt teach them diligently unto thy children, and shalt talk of them when thou sittest in thine house, and when thou walkest by the way, and when thou liest down, and when thou risest up. 8 And thou shalt bind them for a sign upon thine hand, and they shall be as frontlets between thine eyes. 9 And thou shalt write them upon the posts of thy house, and on thy gates.
10 And it shall be, when the LORD thy God shall have brought thee into the land which he sware unto thy fathers, to Abraham, to Isaac, and to Jacob, to give thee great and goodly cities, which thou buildedst not, 11 and houses full of all good things, which thou filledst not, and wells digged, which thou diggedst not, vineyards and olive trees, which thou plantedst not; when thou shalt have eaten and be full; 12 then beware lest thou forget the LORD, which brought thee forth out of the land of Egypt, from the house of bondage. 13 Thou shalt fear the LORD thy God, and serve him, and shalt swear by his name. 14 Ye shall not go after other gods, of the gods of the people which are round about you; 15 (for the LORD thy God is a jealous God among you) lest the anger of the LORD thy God be kindled against thee, and destroy thee from off the face of the earth.
16 Ye shall not tempt the LORD your God, as ye tempted him in Massah. 17 Ye shall diligently keep the commandments of the LORD your God, and his testimonies, and his statutes, which he hath commanded thee. 18 And thou shalt do that which is right and good in the sight of the LORD: that it may be well with thee, and that thou mayest go in and possess the good land which the LORD sware unto thy fathers, 19 to cast out all thine enemies from before thee, as the LORD hath spoken.
20 And when thy son asketh thee in time to come, saying, What mean the testimonies, and the statutes, and the judgments, which the LORD our God hath commanded you? 21 Then thou shalt say unto thy son, We were Pharaoh's bondmen in Egypt; and the LORD brought us out of Egypt with a mighty hand: 22 and the LORD shewed signs and wonders, great and sore, upon Egypt, upon Pharaoh, and upon all his household, before our eyes: 23 and he brought us out from thence, that he might bring us in, to give us the land which he sware unto our fathers. 24 And the LORD commanded us to do all these statutes, to fear the LORD our God, for our good always, that he might preserve us alive, as it is at this day. 25 And it shall be our righteousness, if we observe to do all these commandments before the LORD our God, as he hath commanded us.


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Dividend and savings allowances are available. We consider the opportunities and pitfalls of the personal tax rules.
Dividend income
When dividends are received by an individual the amount received is the gross amount subject to tax. The availability of the Dividend Allowance (DA), means that the first £2,000 for 2022/23 of dividends are charged to tax at 0%.
In September 2021 the government announced an increase to the rates of dividend tax by 1.25% from 6 April 2022 to help fund the new planned investment in health and social care.
Dividends received above this allowance are taxed at the following rates:
- 8.75% for basic rate taxpayers
- 33.75% for higher rate taxpayers
- 39.35% for additional rate taxpayers.
Dividends within the allowance still count towards an individual's basic or higher rate band and so may affect the rate of tax paid on dividends above the £2,000 allowance.
Dividends are treated as the top slice of income and the basic rate tax band is first allocated against other income.
Mr A has non-dividend income of £46,700 and receives dividends of £12,000. The non-dividend income is taxed first. Of the £46,700 non-dividend income, it would be advantageous to utilise £9,000 of the £12,570 available Personal Allowance, leaving £37,700 to be taxed at the basic rate.
The basic rate band for 2022/23 is fully utilised against the taxable non-dividend income. The remaining £3,570 of Personal Allowance is used against the dividends and £2,000 of dividends are covered by the Dividend Allowance. The remaining dividends (£12,000 less £3,570 Personal Allowance and £2,000 of DA) fall in the higher rate tax band and are therefore taxed at 33.75%. |
Savings income
Some individuals qualify for a 0% starting rate of tax on savings income up to £5,000. However this rate is not available if non-savings income (broadly earnings, pensions, trading profits and property income) exceeds the starting rate limit.
The Savings Allowance (SA) taxes savings income within the SA at 0%. The amount of SA depends on the individual's marginal rate of tax. An individual taxed at the basic rate of tax has a SA of £1,000 whereas a higher rate taxpayer is entitled to a SA of £500. Additional rate taxpayers receive no SA.
Savings income includes:
- interest on bank and building society accounts
- interest on accounts with credit unions or National Savings and Investments
- interest distributions from authorised unit trusts, open-ended investment companies (OEICs) and investment trusts
- income from government or corporate bonds
- most types of purchased life annuity payments.
Is savings income received net or gross of tax?
Interest is generally received gross. Following the introduction of the SA the government no longer requires banks, building societies, unit trusts and OEICs to deduct tax from interest they pay to customers.
Switching investments
Given the lower amount of SA, higher and additional rate taxpayers could seek to maximise their use of the DA by moving investments out of interest bearing investments to ones which pay out dividends. This could be through direct shareholdings or through dividend distributing equity funds in unit trusts or OEICs.
In addition, assets held for capital growth could be transferred to dividend paying investments. Any gains realised by the investors on the sale of assets would be exempt up to the CGT exemption which is £12,300 for 2022/23 (£12,300 for 2021/22). Further gains over this amount are charged to tax at 20% for higher and additional rate taxpayers.
Interaction between DA and SA
If the amount of dividends an individual receives is covered by the DA but those dividends would have meant that they were higher rate taxpayers without the DA, then this would affect the amount of SA they would receive.
Mrs B has a salary of £49,000, interest income of £1,000 and dividends of £2,000. Although the dividends are covered by the DA, Mrs B's total income is £52,000 so she is a higher rate taxpayer. She would therefore only receive £500 of SA against the £1,000 of interest income. |
Check your coding
Where savings income exceeds the SA, there will be tax to pay on the excess. HMRC try to collect this tax by adjusting an individual's tax code. To allow them to do this they will use information from banks and building societies. However in some cases, HMRC may overestimate the amount of interest people are likely to earn and adjust their coding accordingly. So it is always worth checking coding notices when they come through.
Gift Aid donations
Take care if you make Gift Aid donations. A charity can reclaim the tax on a Gift Aid donation only if the individual has paid the amount of tax being reclaimed.
Savings and dividend income covered by the SA and DA is not taxed. Where this happens the individual is responsible for ensuring that the donation is covered and HMRC has powers to recover any shortfall from the taxpayer.
Planning for spouses
The Dividend and Savings Allowances may also mean it is important to consider the allocation of investments between husband and wives or civil partners. If just one partner has investments generating dividends or savings it could be beneficial to transfer part of the investments to the other partner to ensure they receive income which utilises their DA or SA. Any transfer of assets between husbands and wives or between civil partners who are living together can be made without any capital gains tax being charged.
How we can help
With various allowances available to taxpayers it is important to make sure full use is being made of the tax free amounts. There are a number of areas where you may need specific advice depending on your circumstances so please do not hesitate to contact us.


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Friday, March 11, 2011
Fresh, Homemade Flour Tortillas in No Time Flat
88 comments:
- spontaneous-euphoria said...
Wow! This definitely looks worth trying!
- March 11, 2011 at 4:26 PM
- MoonFaCe said...
Can we do this without the fat??
- March 11, 2011 at 7:11 PM
- Chef John said...
No, besides, it's healthier with the fat.
- March 11, 2011 at 7:14 PM
Again, I repeat all over again. I HAVE THE COOLEST TORTILLA PRESS IN AMERICA!!!! Black walnut and
chinkapin from the California coast, hand made with LOVE by my husband. I can't wait to make these, using my COOLEST tortilla press.
Thank you, thank you, thank you.
Chef John, you rock.
BUT, my husband rocks just a little more.
Jackie - March 11, 2011 at 7:24 PM
Sometimes I don't get a tortilla balloon :(
- March 11, 2011 at 7:34 PM
- Chef John said...
not all of them puff all the way! That's normal.
- March 11, 2011 at 8:21 PM
Thanks for making it look so easy and approachable:) But if I don't want to use the vegetable shortening, what would you recommend for substitution from these - butter, olive oil, and coconut oil?
- March 11, 2011 at 9:52 PM
- blogagog said...
For the lazy like me, you should mention that a cuisinart makes short work of that fat addition.
- March 11, 2011 at 10:09 PM
- Chef John said...
You just did. ;-)
- March 11, 2011 at 10:16 PM
- Chef John said...
btw, I use the cutter BECAUSE I'm lazy. Takes a minute and cleans 10 times faster than the cuisinart!
- March 11, 2011 at 10:17 PM
- Chef John said...
Angie, butter or lard since you can cut it in would be best.
- March 11, 2011 at 10:19 PM
- J&J said...
Would you be posting a corn tortilla recipe anytime soon?
- March 11, 2011 at 10:26 PM
- xxnataliethaoxx said...
Chef John, will I be able to season this with garlic powder, maybe some cumin and paprika? I'm just wondering :P.
Btw, I am a HUGE fan :) - March 12, 2011 at 12:30 AM
- Chef John said...
of course you can! :-) thanks!
- March 12, 2011 at 12:59 AM
- philogaia said...
I had no idea you could use a tortilla press for wheat tortillas. Sigh. I miss them probably more than pizza since I had to give up gluten. But for the benefit of J@amp;J, the method for corn tortillas is really similar. The recipe for the dough will always be on the bag of masa harina you buy. The trick is to let the dough rest for a half hour and to keep it covered or it will dry out. Otherwise all details Chef John gave here apply. They should even puff up when they cook. Use a really hot dry pan. Oh, and DON'T put corn tortillas in a commercial plastic tortilla warmer unless you use two layers of cloth in it. Those warmers are intended for commercial tortillas which are a lot lower in moisture than homemade. I made that mistake and my lovely homemade tortillas were gooey in 10 minutes.
Chef John, I heartily agree that homemade wheat tortillas are probably best just by themselves. A little frijoles refritos would be my only potential embelishment. - March 12, 2011 at 1:03 AM
- MoonFaCe said...
I agree , it's healthier with the fat. But I was wondering if I can tweak this a little bit to make pita bread , and you know..pita is fat free.
- March 12, 2011 at 2:14 AM
- FaylinaMeir said...
I just wanted to pop on and say thanks chef for the suggestion of the analon copper pans. I am absolutely In love with my new pans, they are completely nonstick & just beautiful. Best of all, I managed to grab a special at my local supply store, got two pans for about 50 bucks. Thats 10 bucks cheaper than the one calphalon unison pan I bought which was terrible (according to the guy who sold me on it, it was the best... yeah right)
- March 12, 2011 at 2:35 AM
- March 12, 2011 at 8:06 AM
- Cavie Family said...
Would you do corn next? Pretty please?
- March 12, 2011 at 8:24 AM
hey chef john I was wondering how much of the flower do you use in the actual tortilla and how much for kneading? Or is it all in the tortilla and you add extra for kneading?
- March 12, 2011 at 10:21 AM
- Unknown said...
Heey chef john, how much flour do you put inot the tortilla and how much for kneading? Or is it all for the tortilla and you add extra for kneading? Please answer.
- March 12, 2011 at 10:24 AM
- Chef John said...
Just like in the video, I used all the flour in dough plus a little more when kneading.
- March 12, 2011 at 10:56 AM
- Chef John said...
Sure, or you could find a pita recipe. I haven't done one yet.
- March 12, 2011 at 10:59 AM
- Eric said...
Great Vid Chef, making it easy for people to visualize the process.
I use a plastic zip lock bag cut at the seams to cover the plates. It makes it easier to transfer the flattened dough to the griddle without tearing. - March 12, 2011 at 11:27 AM
- Chris said...
It was a pleasure to meet you last weekend at KU, John. My wife and I tried finding a press locally to no avail, so I need to bite the bullet and order one of these from Amazon.
Am I mistaken that the 8" one can also make 6 1/2" ones or does the press need to be sized to the tortilla size? - March 12, 2011 at 12:15 PM
- Wendy B. said...
Excellent timing, Chef John! I have been wanting to try out my new straight-from-Mexico tortilla press but have lacked motivation. Yesterday my husband asked if we could make Mexican food soon so we are making it tonight. I have also promised homemade tortillas so it is serendipitous that you posted this!
I am hoping my new cast iron press works better than the cheapo aluminum one I was using.
Bring on the frijoles! - March 12, 2011 at 2:32 PM
Hey Chef--thanks for the vid recipe! You may like this idea--I like to finely chop a shallot and some fine dice garlic,add take a little dill or chopped cilantro, saute in butter, cool and add that to my dough. Gives the torts almost a indian bread/naan type flavor and texture and makes them extra special.
- March 12, 2011 at 3:24 PM
- Chef John said...
chris, great meeting you too. yes, the larger one will make small also.
CB, sounds good! - March 12, 2011 at 6:55 PM
Hi Chef John!
Thanks for your wonderful demo today at Macy's! I was a bit late but it was awesome to see YouTube celebrity in person!
And the duck you made was soo delicious! - March 12, 2011 at 10:58 PM
- Chef John said...
Thank you so much!!
- March 12, 2011 at 11:06 PM
- Travis said...
I just made these today for a taco night... Oh man, SO tasty! When I make this recipe again (and trust me, I will), I want to try making slightly larger tortillas, since the ones I made were a little small. But man, I can't eat make these again!
- March 13, 2011 at 4:41 AM
- Patrick said...
Some advice for those looking to buy a tortilla press - get one made of cast iron, or a giant block of wood. Although lighter and easier to store, the aluminum presses actually flex in the middle while pressing, and you can never get a really thin, even tortilla out of it. The aluminum is acceptible for corn torts and thicker flatbreads, but until I picked up the cast iron one, I used to have to hand-roll my flour tortillas.
- March 13, 2011 at 12:33 PM
- Unknown said...
Can i make this whole wheat? I am not allowed to eat white flour although it looks delicious..
- March 13, 2011 at 5:15 PM
Could I do this with whole wheat flour? is it possible? I just wonder because it's "healthier."
- March 13, 2011 at 9:16 PM
What about corn flour?
- March 13, 2011 at 9:18 PM
- Unknown said...
tried whole wheat, came out AMAZING!
- March 13, 2011 at 10:06 PM
- Unknown said...
To make corn tortillas, buy some masa (I use maseca: http://www.mimaseca.com/ ) and follow the directions on the pack. You'll likely experiment a bit until you get a good feeling for how moist the dough should be (too wet and it sticks, too dry and it crumbles). You absolutely have to cover your bowl with dough in plastic wrap while you make tortillas or the masa will dry out.
Making tortillas by hand isn't too hard, but the press Chef John is using is amazing. I tried various methods (including the pan-smashing technique), and its by far the easiest and most effective way to make a tortilla.
You can also make them absurdly thin, if you like, with more presses, but you need to be careful that the tortilla doesn't stick to the plastic on the press. I can't vouch for how easy this is to do for a flour tortilla - for corn, you would press, peel off the tortilla, and then repeat. - March 16, 2011 at 3:02 AM
Hi! I've followed this recipe a bunch of times. But for some reason, none of my tortillas has ever puffed up. And I don't mean into a balloon. I don't even get a bubble. Should I be kneading the dough more (I only knead for a few minutes or until all of the flour is incorporated)? Or maybe the tortillas are too thick? Any ideas would be helpful!!
- March 21, 2011 at 10:58 AM
- Chef John said...
Not sure! Are you sure you aren't missing step? Are you weighing? letting rest? Using good baking powder (not soda)? Maybe it's too dry? Can't tell from here!
- March 21, 2011 at 1:49 PM
If I use butter instead of shortening, should I still use salt?
- March 28, 2011 at 5:41 AM
- Chef John said...
I never use salted butter so I can't say. You'd have to experiment.
- March 28, 2011 at 10:09 AM
Is it possible to refrigerate part of the 8 tortillas balls? (while there still dough i mean)
and then just fry them up when i want..
if it's possible, how long would the keep in the fridge?
thanks chef, great recipe :) - April 15, 2011 at 1:35 PM
- Chef John said...
Sorry, I'm honestly not sure!
- April 15, 2011 at 1:44 PM
Chef John,
What about masa flour instead of all purpous flour?? - May 11, 2011 at 4:34 PM
- Chef John said...
not tried, maybe, but I'd just find a regular corn tortilla recipe!
- May 11, 2011 at 4:45 PM
Chef John, please show us how to do the gluten-free version (with corn flour?). Thanks! <3
- August 8, 2011 at 3:14 PM
- Tirmaa said...
Just eat it!
was great.. I used vegetable oil and added more flour.. Thanks ^_^ - September 4, 2011 at 12:50 AM
- Mike said...
I actually had a little trouble with this recipe. In the four seconds between the press and the pan the tortilla goes from 1/8" thin and 8" round to about 3/8" thick and 3" circle. Makes for great sopas, but that's not what I was hoping for! We live at sea level in a very humid part of the world. Any ideas on how to keep the tortilla a tortilla?
Cheers! - October 6, 2011 at 4:24 AM
- Chef John said...
Sorry, but I have no idea what would cause such extree shrinking.
- October 6, 2011 at 10:26 AM
- Kari said...
You're awesome, Chef John. I make these tortillas about once a month. Love em. I even use butter and they come out just fine. Sometimes they puff, sometimes not. No big deal. They always taste great.
- October 31, 2011 at 12:28 PM
Chef John,
enjoyed the video. thank you. Two questions:
1. you said to weigh the ingredients but then the measurements are given in volume. So would you just weigh, say 3/4 cup as 6 oz?
2. For corn tortillas, do you still have to rest them?
thanks much - November 8, 2011 at 12:51 PM
- Chef John said...
The flour is the ingredient you want to use weight for, 8 oz. by weight.
- November 8, 2011 at 1:09 PM
- K said...
I made these GLUTEN-FREE with "C4C" brand gluten-free flour and a 1/2 tsp. of xanthan gum in place of the regular flour. Rolled them with a pastry roller. No other changes, and they are perfect!!! Thanks for bringing joy into the life of someone who had given up on soft tortillas! You rock!
- January 15, 2012 at 6:30 PM
- Denise said...
I'm sorry but I've tried these. Tortillas/Flat bread made with vegetable shortening, in my opinion, taste awful and I would rather have the store kind. I use the unhealthy lard in them because then they taste like tortillas. Sorry I know not all agree, but when it comes to shortening or lard both are equally healthwise not reccommended but lard definitley tastes so much better.
- January 29, 2012 at 9:38 PM
in Romania my grandma made these flat breads for years,the thing is after she made the dough she has a teracota stove with a steel surface for cooking and she'd put those flat breads on there and let them cook slowly,we call it "turte" (sounds wierd in english) :))) hope that will give you an idea of finding an original name,and thanks for all your hard work on this blog,i tried a lot of your receipes,they all worked,the ones that didn't work at first just made me more stuborn and tried until it all worked out fine
- February 6, 2012 at 5:03 PM
These are really good. I no longer mourn the loss of Rosie Guiterrez' tortilla recipe.
Only one thing. Video is great, but when I came back today because I couldn't find my recipe, I had to watch the whole dang video to get the information as to rests and dough handling. Why not print that essential information below the ingredients? - March 20, 2012 at 6:36 PM
- Chef John said...
Thanks! Because I hate to type! ;-)
- March 20, 2012 at 6:41 PM
i just made these last night, they were excellent, i wish there was a way to easiy make them enormous like th ones from the storeQ@
- April 3, 2012 at 10:18 AM
- Unknown said...
These were amazing! Turned out perfect. I have been trying a few different tortilla recipes and I really like this one. Thank you, Chef John!
You know what I do while the dough is resting for 20 minutes? Make the pico de gallo. Or a margarita. Or both. - April 22, 2012 at 2:26 PM
Chef John, I can't wait to try these. I'm running out to get a press tomorrow. But I was wondering, how would you make these for a crowd? I love to entertain but I like to do as must advance prep as possible. Could I make and press the tortillas ahead of time (day before or earlier in the day)and store them wrapped in plastic until I'm ready to cook? Thanks in advance! Just discover your site, can't wait to explore the rest!
- May 2, 2012 at 5:43 PM
- Chef John said...
yes! make ahead!
- May 2, 2012 at 8:13 PM
Chef John I just made these and like all the other recipes i have tried from your the came out fantastic!!!!!
- May 4, 2012 at 6:56 PM
Hi Chef John, Saw this video and had to try them. Purchased a tortilla maker and they came out perfectly! Made grilled shrimp tacos with chopped seeded tomato, avocado slices, lettuce and a cilantro, lime sour cream. Thank you for this tortilla recipe and video. I tried to post a photo, but couldn't figure it out. I took masking tape and put the recipe instructions, measurements and cooking instructions on the bottom of the press. Now I can reach for the press and have all of the info in need. Thought I'd pass the tip along. :)
- May 17, 2012 at 7:44 AM
When I use butter instead of vegetable shortening, should I work with the same amount given or should I use more/less butter?
- June 27, 2012 at 9:23 AM
- 1Bigg_ER said...
Seems like when you roll these thick, as in the picture,you end up with chapati (Indian flat bread). Go thinner and you got tortillas. The wonders of food
- July 17, 2012 at 4:43 PM
I make these, but I just use 1 tbsp of room temp butter, for each cup of flour used, no baking soda or shorting.
Wrap it in plastic wrap for 20 min, roll thin and cook on the hot skillet. They still rise and look just the same as these. They are more authentic, because they didn't have baking soda or shortening to make them back in the day. - July 22, 2012 at 7:37 AM
- Rebecca said...
- This comment has been removed by the author.
- August 15, 2012 at 7:59 PM
- Rebecca said...
Chef John, you are THE MAN! Thank you so much for this simple, awesome recipe. I just made them for dinner and my husband (who is Mexican) said that they were nearly identical to his mom's delicious tortillas. We filled them with scrambled eggs, potatoes, chorizo, fresh salsa, and avocado - AMAZING! The only change I made was to make 6 tortillas instead of 8 so they were a little larger. Thanks again!
- August 15, 2012 at 8:02 PM
- Erika Capdevielle Duffett said...
Can you cook them in advance and then just reheat at dinner time?
- October 2, 2012 at 4:27 PM
I made mine with butter and found that at "med-high" heat (gas stove) they burnt. Is that the effect of using butter? (Its all I had when I decided to try this recipe on impulse!)
- November 8, 2012 at 6:47 PM
- Chef John said...
yes the butter!
- November 9, 2012 at 9:54 AM
- Unknown said...
I just made these really quickly (all out of baking powder though, so no balloons for me) . A little mayonnaise spread on top and a sprinkle of paprika and they're extremely delicious! Thanks for the recipe
- November 30, 2012 at 8:17 PM
- thingsforboys said...
Hubby made me a tortilla press for my birthday and I just tested it out! Yum! Thanks for the video.
- June 29, 2013 at 4:42 AM
I made these this weekend -- though I used a rolling pin because I don't have a press. I decided that I hadn't rolled out the first couple quite thing enough, so I really laid into the remaining ones -- and found that it was really quite hard to over-roll these, and the thinner I rolled them the better they turned out.
My main problem, though, was that these tasted so good that they almost out-shined the carnitas pork that I had spent five hours slow cooking! I'm sure I'll make these again, but I will have to time it for one of those nights where my wife is trying to feed me turkey tacos.
Seriously though, thanks for a great and easy recipe Chef John!
- September 9, 2013 at 10:46 PM
- juliabritendark said...
I made these to make quessadillas.....I wanted a larger tortilla so I used the recipe to make four......they rolled out surprisingly easily on a piece of wax paper....in the cast iron skillet, they puffed nicely....I flipped them frequently to control the burning, but when they were done I looked at them and realized that the small burnt spots were how they are supposed to be.....thank you for another winner, chef john! I've followed your blog for years and feel like you've given me a free culinary education!
- December 30, 2013 at 9:07 PM
- CharlesTalk said...
can the fat be replaced with vegetable oil?
- July 8, 2014 at 8:17 PM
- Unknown said...
Thanks much Chef John for another great recipe. Been a follower of your blogs and youtube videos. As usual,your videos and instructions are short & direct to the point which I like.
- July 1, 2015 at 12:12 PM
- Toshiko Suisei said...
Hi Chef John, I've been enjoying your flour tortilla recipe for some time now, but I just wanted to mention that today I tried it with virgin coconut oil (which is solid at room temp). They turned out the same as when I use veg shortening, except with a very faint scent of coconut. Filled with grilled carnitas and other toppings, I didn't really notice the coconut scent anymore unless I tried.
- December 12, 2015 at 11:15 PM
- Toshiko Suisei said...
Hi again Chef - Green flour tortillas ^.^ I barely wilted 1 packed cup of fresh spinach then without squeezing out their water, I added them to my mini blender with 1/4 c of the warm water from your recipe. Whirled until smooth and topped up with warm water to make the 1/2 c needed plus 1 Tbls extra water to make up for the displacement. I formed 6 tortillas for sandwich wraps. So pretty and yum!
I'm guessing red flour tortillas can be made by blending tomato paste into the water. I'll try that next time! - January 3, 2016 at 1:26 PM
- Justmyopinion said...
Chef John, I'd seen and used your recipes and think you are the best! When I was searching for a flour tortilla recipe and noticed most used a lot more baking powder than in your recipe. I decided they must be over doing it and didn't bother to try them. I trust you the most, so your recipe is the one I'll be using soon.
- January 5, 2016 at 2:11 AM
- Unknown said...
Can I use oil instead of vegetable shortning??
- June 9, 2016 at 5:36 AM
- Unknown said...
Would letting the dough rest for longer than specified cause the tortilla's not to puff??
The dough ended up resting for over and hour, due to an emergency requiring peanut butter cookies. - November 28, 2016 at 12:15 PM
- Unknown said...
I have no idea why I never looked up a recipe to make these at home, and I just happened upon this by accident looking for the brand of "homemade" tortillas I buy at the store which I like much more than the traditional Mission or similar brands, but they are just so expensive for the few tortillas in the package. I have these ingredients at home (planning to try butter instead of shortening) and definitely going to make these this weekend! Thank you so much for the easy recipe and great video, especially the slow-mo kneading action!
- March 14, 2017 at 3:20 PM
- Unknown said...
SO YUMMY! They cooked well, didn't take too long to make, and the recipe is extremely simple! Thanks for the great recipe!
- March 30, 2017 at 8:06 PM
WOW!! these were very yummy. Most of mine didn't puff up but they were delicious nonetheless. I like how quick and easy they are, and I will definitely be making these again. They were amazing with hummus, but they were gone so fast I couldn't try anything else.
- May 6, 2017 at 8:58 PM
- Russell said...
This is a really delicious recipe! I made a batch using butter instead of vegetable shortening, and they turned out great. My wife like them so much I made a second batch two days later. In the past, I've shied away from making flatbreads because they looked like a lot of work, but these were super easy.
- January 2, 2019 at 8:05 PM
- M.Lazo said...
Great recipe ! Chef want yeast do you use, the instant yeast or original ?
Thank you! - January 24, 2019 at 12:57 PM
- Dave said...
Thanks for the recipe! I substituted the water with milk and bacon fat instead of lard. Super tender.
- February 23, 2019 at 3:51 PM


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