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Welcome to http://www.rtacabinethub.com/. This website is owned and operated by RTA Cabinet Supply LLC D/B/A RTA Cabinet Hub. By visiting our website and accessing the information, resources, services, products, and tools we provide, you understand and agree to accept and adhere to the following terms and conditions as stated in this policy (hereafter referred to as 'User Agreement'), along with the terms and conditions as stated in our Privacy Policy (please refer to the Privacy Policy section below for more information).
This agreement is in effect as of Apr 25, 2011.
We reserve the right to change this User Agreement from time to time without notice. You acknowledge and agree that it is your responsibility to review this User Agreement periodically to familiarize yourself with any modifications. Your continued use of this site after such modifications will constitute acknowledgment and agreement of the modified terms and conditions.
Responsible Use and Conduct
By visiting our website and accessing the information, resources, services, products, and tools we provide for you, either directly or indirectly (hereafter referred to as 'Resources'), you agree to use these Resources only for the purposes intended as permitted by (a) the terms of this User Agreement, and (b) applicable laws, regulations and generally accepted online practices or guidelines.
Wherein, you understand that:
a. In order to access our Resources, you may be required to provide certain information about yourself (such as identification, contact details, etc.) as part of the registration process, or as part of your ability to use the Resources. You agree that any information you provide will always be accurate, correct, and up to date.
b. You are responsible for maintaining the confidentiality of any login information associated with any account you use to access our Resources. Accordingly, you are responsible for all activities that occur under your account/s.
c. Accessing (or attempting to access) any of our Resources by any means other than through the means we provide, is strictly prohibited. You specifically agree not to access (or attempt to access) any of our Resources through any automated, unethical or unconventional means.
d. Engaging in any activity that disrupts or interferes with our Resources, including the servers and/or networks to which our Resources are located or connected, is strictly prohibited.
e. Attempting to copy, duplicate, reproduce, sell, trade, or resell our Resources is strictly prohibited.
f. You are solely responsible any consequences, losses, or damages that we may directly or indirectly incur or suffer due to any unauthorized activities conducted by you, as explained above, and may incur criminal or civil liability.
g. We may provide various open communication tools on our website, such as blog comments, blog posts, public chat, forums, message boards, newsgroups, product ratings and reviews, various social media services, etc. You understand that generally we do not pre-screen or monitor the content posted by users of these various communication tools, which means that if you choose to use these tools to submit any type of content to our website, then it is your personal responsibility to use these tools in a responsible and ethical manner. By posting information or otherwise using any open communication tools as mentioned, you agree that you will not upload, post, share, or otherwise distribute any content that:
i. Is illegal, threatening, defamatory, abusive, harassing, degrading, intimidating, fraudulent, deceptive, invasive, racist, or contains any type of suggestive, inappropriate, or explicit language;
ii. Infringes on any trademark, patent, trade secret, copyright, or other proprietary right of any party;
Iii. Contains any type of unauthorized or unsolicited advertising;
Iiii. Impersonates any person or entity, including any http://www.rtacabinethub.com/ employees or representatives.
We have the right at our sole discretion to remove any content that, we feel in our judgment does not comply with this User Agreement, along with any content that we feel is otherwise offensive, harmful, objectionable, inaccurate, or violates any 3rd party copyrights or trademarks. We are not responsible for any delay or failure in removing such content. If you post content that we choose to remove, you hereby consent to such removal, and consent to waive any claim against us.
h. We do not assume any liability for any content posted by you or any other 3rd party users of our website. However, any content posted by you using any open communication tools on our website, provided that it doesn't violate or infringe on any 3rd party copyrights or trademarks, becomes the property of RTA Cabinet Supply LLC D/B/A RTA Cabinet Hub, and as such, gives us a perpetual, irrevocable, worldwide, royalty-free, exclusive license to reproduce, modify, adapt, translate, publish, publicly display and/or distribute as we see fit. This only refers and applies to content posted via open communication tools as described, and does not refer to information that is provided as part of the registration process, necessary in order to use our Resources. All information provided as part of our registration process is covered by our privacy policy.
i. You agree to indemnify and hold harmless RTA Cabinet Supply LLC D/B/A RTA Cabinet Hub and its parent company and affiliates, and their directors, officers, managers, employees, donors, agents, and licensors, from and against all losses, expenses, damages and costs, including reasonable attorneys' fees, resulting from any violation of this User Agreement or the failure to fulfill any obligations relating to your account incurred by you or any other person using your account. We reserve the right to take over the exclusive defense of any claim for which we are entitled to indemnification under this User Agreement. In such event, you shall provide us with such cooperation as is reasonably requested by us.
Your privacy is very important to us, which is why we've created a separate Privacy Policy in order to explain in detail how we collect, manage, process, secure, and store your private information. Our privacy policy is included under the scope of this User Agreement. To read our privacy policy in its entirety, click here.
Limitation of Warranties
By using our website, you understand and agree that all Resources we provide are "as is" and "as available". This means that we do not represent or warrant to you that:
i) the use of our Resources will meet your needs or requirements.
ii) the use of our Resources will be uninterrupted, timely, secure or free from errors.
iii) the information obtained by using our Resources will be accurate or reliable, and
iv) any defects in the operation or functionality of any Resources we provide will be repaired or corrected.
Furthermore, you understand and agree that:
v) any content downloaded or otherwise obtained through the use of our Resources is done at your own discretion and risk, and that you are solely responsible for any damage to your computer or other devices for any loss of data that may result from the download of such content.
vi) no information or advice, whether expressed, implied, oral or written, obtained by you from RTA Cabinet Supply LLC D/B/A RTA Cabinet Hub or through any Resources we provide shall create any warranty, guarantee, or conditions of any kind, except for those expressly outlined in this User Agreement.
Limitation of Liability
In conjunction with the Limitation of Warranties as explained above, you expressly understand and agree that any claim against us shall be limited to the amount you paid, if any, for use of products and/or services. RTA Cabinet Supply LLC D/B/A RTA Cabinet Hub will not be liable for any direct, indirect, incidental, consequential or exemplary loss or damages which may be incurred by you as a result of using our Resources, or as a result of any changes, data loss or corruption, cancellation, loss of access, or downtime to the full extent that applicable limitation of liability laws apply. All products are subject to stock availability. We reserve the right to cancel any order placed on our website.
All content and materials available on http://www.rtacabinethub.com/, including but not limited to text, graphics, website name, code, images and logos are the intellectual property of RTA Cabinet Supply LLC D/B/A RTA Cabinet Hub, and are protected by applicable copyright and trademark law. Any inappropriate use, including but not limited to the reproduction, distribution, display or transmission of any content on this site is strictly prohibited, unless specifically authorized by RTA Cabinet Supply LLC D/B/A RTA Cabinet Hub.
Termination of Use
You agree that we may, at our sole discretion, suspend or terminate your access to all or part of our website and Resources with or without notice and for any reason, including, without limitation, breach of this User Agreement. Any suspected illegal, fraudulent or abusive activity may be grounds for terminating your relationship and may be referred to appropriate law enforcement authorities. Upon suspension or termination, your right to use the Resources we provide will immediately cease, and we reserve the right to remove or delete any information that you may have on file with us, including any account or login information.
Governing Law
This website is controlled by RTA Cabinet Supply LLC D/B/A RTA Cabinet Hub from our offices located in the state of Delaware, USA. It can be accessed by most countries around the world. As each country has laws that may differ from those of Delaware, by accessing our website, you agree that the statutes and laws of Delaware, without regard to the conflict of laws and the United Nations Convention on the International Sales of Goods, will apply to all matters relating to the use of this website and the purchase of any products or services through this site.
Furthermore, any action to enforce this User Agreement shall be brought in the federal or state courts located in the state of Delaware, USA You hereby agree to personal jurisdiction by such courts, and waive any jurisdictional, venue, or inconvenient forum objections to such courts.
UNLESS OTHERWISE EXPRESSED, RTA Cabinet Supply LLC D/B/A RTA Cabinet Hub EXPRESSLY DISCLAIMS ALL WARRANTIES AND CONDITIONS OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.
Contact Information
If you have any questions or comments about these our Terms of Service as outlined above, you can contact us at:
RTA Cabinet Supply LLC D/B/A RTA Cabinet Hub
2313 Taggart Court
Wilmington, DE 19810
The following cabinet lines are currently not available on our website:
Unfinished Oak, White Shaker, Newport Shaker, Heritage Series, Ancestral Rope, Autumn Walnut, Hatteras White, Oldtowne Distressed, Antique White.


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At the Canyon Motel , we recognize that many consumers who visit our web sites are concerned about any information they provide us on-line, and how we maintain and use this information. To address these concerns and to demonstrate our commitment to privacy, we have developed and implemented this Privacy Policy for our domestic (i.e., US) company. As this policy may change from time to time, we encourage you to periodically check it.
What we collect and how we use it:
- We only collect personally identifiable information that you voluntarily and knowingly provide us;
- We use the information that you provide us only for the purpose(s) for which you specifically provided it or for specific additional purposes for which we receive your prior consent;
- We do not share any information you provide us with anyone outside of the Canyon Motel , and its affiliates, except for suppliers who assist us in maintaining and managing the activities on our sites. These suppliers are legally obligated to maintain the confidentiality of any information we provide them, including your information. We may use a technology called "cookies" to enhance your experience on our sites.
- We employ appropriate security measures to protect the loss, misuse and alteration of any information you provide us; and
- We provide you with choice and control over the collection and use of any personally identifiable information that you provide us on-line, and a means for updating, correcting or removing this information;
We only collect personally identifiable information on a voluntary basis. We do not require that you provide this information to gain access to our sites, and we do not require you to disclose more information than is reasonably needed to participate in an activity on our sites. We collect personally identifiable information primarily to e-mail updates and news, for entry into promotions and to notify subsequent winners, to send out brochures, etc. via regular mail to subscribers, and to respond to your questions or suggestions. We do not sell any information we gather at our web sites to anyone outside of the Canyon Motel , and its affiliates. We do not transfer or disclose any information we gather at our web sites to anyone outside of the Canyon Motel , and its affiliates, without your prior consent, except (1) in cases where we believe in good faith that we have a legal obligation to disclose such information, and (2) to certain suppliers that assist the Canyon Motel , and its affiliates, in maintaining and managing the activities on its web sites. Please be assured that these suppliers are legally obligated to maintain the confidentiality of this information and do not acquire any rights to use your information for their own benefit. We may share non-identifiable aggregate information about our users (for example, the % of male and female visitors to our sites) with advertisers, business partners, sponsors, and other third parties in an effort to customize or enhance the content and advertising on our sites for our users.
We do reserve the right, in connection with the potential sale or transfer of the interests of the Canyon Motel and its subsidiaries and affiliates, to sell or transfer your information (including but not limited to your address, name, age, gender, zip code, state, and country of residency and other information that your provide through other communications) to a third party entity that (1) concentrates its business in a similar practice or service, (2) agrees to be the Canyon Motel successor in interest with regard to the maintenance and protection of the information collected, and (3) agrees to the obligations of this privacy policy.
Like many companies, we may use a technology called "cookies" to enhance your experience on our sites. The cookies the Canyon Motel uses do not contain any personally identifiable information and cannot profile your system or collect information from your hard drive. You are not identified by name or e-mail address, just by a unique string of numbers that we assign the first time you come to our site.
We employ appropriate security measures to protect the loss, misuse and alteration of the information under our control. For our the Canyon Motel family of sites, we employ Secure Sockets Layer (SSL) software, which encrypts information you input, as an additional security measure. However, as no on-line data transmission can be guaranteed to be totally secure, we (like all web sites) cannot warrant or guarantee 100% security of any information you transmit to us at our web sites.
Links To Other Sites
Neither the Canyon Motel , nor any of its affiliates, shall have any responsibility of any nature whatsoever for other web sites linked to this web site, or any information contained thereon, none of which has been verified or endorsed by either the Canyon Motel or any of its affiliates.

subset: commoncrawl


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Online education Programs
45 minute program
Oops, time is up. When a product has limited spaces, the time limit helps ensure that inventory is made available to those interested in completing a purchase.
What now? Why not return to the store to try again, or learn about other happenings on the Mountain.


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ACL2 as an Interactive Theorem Prover
The ACL2 theorem prover finds proofs in the ACL2 logic. It can be automatic. But most often the user must help it.
The user usually guides ACL2 by suggesting that it first prove key lemmas. Lemmas are just theorems used in the proofs of other theorems.


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Shop with Confidence. All of our used appliance repair parts have been tested, cleaned, and are guaranteed to work. Every part comes with our 60-day no-hassle return policy.
This is a factory original used part. The best way to assure this is the correct replacement for your appliance is to match the part number on the sticker of your original board, to the number listed in the title of this ad. (See picture)
Each part has an individual part number that is model-specific. To confirm this part's compatibility or to get instructions on how to find the correct part #, click this "Getting Started" link.
This board was removed from model number: WBVH6240F0WW
Thank you for visiting Apex-Used-Appliance-Control-Boards.com, "The Highest Point In Quality – At The Lowest Point In Pricing" the online source for used appliance control boards cleaned, tested, and guaranteed. Fast nationwide shipping.


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2014 FIFA World Cup Final: Germany Beats Argentina, 1-0
Mario Götze scored the game-winning goal in extra time, and Germany beat Argentina, 1-0, to win the 2014 FIFA World Cup final at the Maracana in Rio de Janeiro, Brazil on Sunday afternoon. The victory gave Germany its first World Cup title since 1990 and fourth overall.
Finding the net to the left of Argentine goalkeeper Sergio Romero in the 113th minute, Götze's goal was the latest ever tallied in World Cup final history. Each team had goals nullified by offsides calls in the first half, and the two sides ended regulation scoreless, necessitating the 30 minutes of extra time.
Argentina's Lionel Messi, who won the Golden Ball as the tournament's most outstanding player, nearly gave his team the lead early in the second half, but he could not convert the shot. He also had a free kick near the end of the match, but it zoomed high over the bar.
Manuel Nueur of Germany won the Golden Glove as the tournament's outstanding goalkeeper. Colombia's James Rodriguez was awarded the Golden Shoe as the tournament's most prolific scorer.
Germany's Miroslav Klose, the all-time leading goal scorer in World Cup history, played in his final tournament match. He received a loud ovation when he was substituted for in the 88th minute.
Sunday's match was the third consecutive World Cup final to go to overtime. Spain defeated the Netherlands in 2010, 1-0 in extra time.


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Skip to content
Make a Gift
Dialysis unit nurse
The Patient Experience Rating is an average of all responses to the care provider related questions shown above from our nationally-recognized Press Ganey Patient Satisfaction Survey. Patients that are treated in outpatient or hospital environments may receive different surveys, and the volume of responses will vary by question.
Responses are measured on a scale of 1 to 5 with 5 being the best score.
We are committed to true transparency. However, to ensure the comments are fair and correctly attributed, we review each one before posting to the website. We exclude entire comments that disclose patient's protected health information, are off-topic, or include other confidential or inappropriate content. Comments will appear on provider bios only if providers have a minimum number of comments.
Comments are shared internally for education purposes to ensure that we are doing our very best for the patients and families for whom we are privileged to care.
The comments are submitted by patients and families and reflect their views and opinions. The comments are not endorsed by and do not reflect the views of Children's Hospital of Philadelphia.


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Release date: 2002-10-01
This release contains a variety of fixes for version 7.2.2, including fixes to prevent possible data loss.
A dump/restore is not required for those running version 7.2.*.
Prevent possible compressed transaction log loss (Tom)
Prevent non-superuser from increasing most recent vacuum info (Tom)
Handle pre-1970 date values in newer versions of glibc (Tom)
Fix possible hang during server shutdown
Prevent spinlock hangs on SMP PPC machines (Tomoyuki Niijima)
Fix pg_dump to properly dump FULL JOIN USING (Tom)


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Under Amour
Under Amour Heatgear Long Sleeve
Like New Condition
Size Small
Shipping & Returns
Shipping & Returns
Flat Rate Shipping $13 on orders $50+
Free Shipping on orders $150+
Curbside pick-up available at checkout.
World Wide Shipping. PayPal, Email money transfer and credit available at checkout.
Cash, credit, and debit accepted in store.
All Consignment Item Sales Are Final
Consignment boutique items are gently worn, like new or brand new. Each item belongs to a consignor of the boutique, therefore items are final sale as each consignor receives a percentage of the sale.
Boutique items are brand new merchandise. You may return for a full refund or exchange within 15 days of purchase pending the item is unworn and tags are still attached with a receipt or proof of purchase. Items that are marked down or discounted are final sale.


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Gmagick is a php extension to create, modify and obtain meta information of images using the GraphicsMagick API.
GraphicsMagick prides itself as the swiss army knife of image processing. It works with over 88 major formats including important formats like DPX, GIF, JPEG, JPEG-2000, PNG, PDF, PNM, and TIFF.
Gmagick consists of a main Gmagick class, a GmagickDraw class which is in effect a drawing wand and a GmagickPixel class of which instances represent a single pixel of an image (color, opacity).


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North Dakota Assistance Programs for Pregnant Women and Birth Mothers plus Information Regarding Adoption Agencies
If you are pregnant in North Dakota, have already given birth, parenting, or are thinking of placing a child for adoption in North Dakota, we can help and there is never any cost or obligation on your end.
Our not-for-profit agency has helped over 9000 birth parents and families over the past 45+ years.
If you want help quickly, click on the link "Ways we can help you" or contact us or call toll-free 1(800)943-0400.
Below is help about pregnancy, labor, birth, raising children, financial and medical assistance programs, support groups, adoption, and more. We are committed to putting your needs first and to helping you in every way possible.
[If you are a North Dakota Adopting Family, I suggest you leave this page and click on the link Adopting Persons that helps with adopting a child.]An Important Issue for a North Dakota Pregnant Woman Regarding Adoption
If you are thinking of placing your child for adoption, take time to determine the intentions of those involved in the adoption process. There are many good and caring people involved in the adoption field. Then there are those who may offer you the world but whose primary concern is making money rather than the safety and emotional well-being of you and your baby.
Before choosing an adoption agency or anyone else, please ask yourself, "Are they doing this because they care about me and my baby or is this simply a business for them?". Ask them why they started providing this service in the first place. Ask yourself, "If they really cared about me and my baby, what have they done to show me that this is not just about the money for them?"
I started Adoption Services, Inc., a not-for-profit adoption agency, and created this website and several other websites (such as PregnancyAndChildren.com) because I truly care about you and your baby (Click here to read my story). If you want to place your child for adoption, we are here to help make sure you and your baby's needs are met and that your baby is placed with the perfect safe and loving home.
On the other hand, if you are looking for information on financial, medical, nutritional, and emotional help so that you can raise your child, we are also here to help you. My goal is to help you and others like you to be safe, to keep your baby safe, and to help you to make decisions based on what You want and what You feel is best for you and your baby.
North Dakota adopting Persons <---- Please click this link to view the section of our website designed specifically to help Adopting Persons with issues concerning adopting a child.
Who Are We?
My name is Dr Vince Berger. My staff and I, at Adoption Services, are available to answer your questions and to assist you if you live in North Dakota or any other state. Our goal is to help you with your pregnancy whether you are planning to raise your child yourself or are thinking of placing your child for adoption. No matter whether you get help from us or from some other source, our goal is to help you and your child and other pregnant women and their children to lead healthier and happier lives. Please feel free to contact me (I would be happy to talk to you personally by phone or email) or my staff with any questions you have or to check out the help we offer. My number is 1(800)943-0400
Pregnancy and Pregnancy Resources
Pregnancy Issues and Pregnancy Resources
Pregnancy Issues and Pregnancy Resources will help you (whether you live in North Dakota or any other state) if you are pregnant. It has information about pregnancy and what you can expect. We start by answering some of the most frequently asked questions and then proceed with pregnancy tests and pregnancy symptoms, the stages of pregnancy, all about prenatal care as well as hospital selection and much more.
Pregnancy Concerns
Pregnancy Concerns are shared by almost every pregnant woman and include subjects such as: morning sickness and nutrition and diet, alcohol and drug usage, depression and moodiness, and labor and delivery concerns. In this section we have tried to address some of the most common concerns you and other birth mothers may have including resources for financial help and nutritional advice as well as medical assistance and more. (Note: There is more information on assistance programs for pregnant women and birth mothers further down this page).
Pregnancy Support Groups
North Dakota Pregnancy Support Groups can help connect you with pregnancy support information and groups in North Dakota. We also provide information on resources in the other 49 states.
Crisis Centers
Crisis Centers for birth mothers and pregnant women living in North Dakota or any other U.S. state or in Canada are listed on this page. If you are a victim of domestic violence, have knowledge of a sexual abuse, or are in need of a shelter, please visit the page Mother and Child Safety.
Financial and Medical Assistance
Pregnant Women, Mothers and Children
Women, Infant and Children's Programs in Every State
The North Dakota Supplemental Nutrition Program (WIC) for Women, Infants and Children provides free food, nutrition counseling, and referrals to health and other social services at no charge. WIC serves low-Income pregnant, postpartum and breastfeeding women, and infants and children up to age 5. For the WIC program in other states click on the link Special Supplemental Nutrition Program for Women, Infants and Children.
Child Health Insurance Programs
Children's Health Insurance Program (CHIP) in North Dakota and the other 49 states can help keep your child safe and healthy by offering you free or low cost health insurance coverage for your child.
Child Nutrition Programs in Every State
Child Nutrition Programs in North Dakota and the other 49 states will help you understand many child nutrition issues and they provide low-cost and free food to children who qualify. The link Nutritional Help can also help you with issue of nutrition.
Child Welfare Agencies in Every State
The North Dakota Child Welfare Agency (also called the Department of Human Services, Department of Human Resources, Department of Children and Families, or Department of Public Welfare) can help you with issues of pregnancy, parenting, foster care, and adoption. This site also lists the State Child Welfare website for other states and provides you with a link to their website.
Department of Education Programs
The North Dakota Department of Education can help provide you with information about nutrition, pregnancy, insurance and other programs for children and pregnant woman living in North Dakota. The link Department of Education will help you identify early intervention programs and nutrition programs available to children in other states.
Food Bank Programs
North Dakota Food Banks can provide you with free food for you and your children. We have also provided links to food banks in other states.
Food Stamp Programs in Every State
North Dakota Food Stamp programs help low-income people and families obtain the food they need for good health. Other State food stamp programs are listed on the link Food Stamp Programs.
Department of Health Programs
The North Dakota Department of Health is an excellent resource to help you find programs dealing with health and nutrition, pregnancy, insurance and other programs for pregnant women, mothers, fathers and children. We have also provided the website links and contact information for the Department of Health in the other 49 states.
Energy Assistance Programs in Every State
The North Dakota Low Income Home Energy Assistance Programcan help you pay winter heating bills and medically necessary summer cooling bills. We have also listed contact information and website links for the other 49 states' Low Income Home Energy Assistance Programs.
Medical Assistance Programs
North Dakota Medicaid can provide you with information about free or limited-cost health care for you and for your child. We have also provided the contact information for the other 49 states' Medicaid programs. Additionally, the Medical Help link includes information on medical problems plus information on where you may be able to get free or discounted medical, dental and prescription care for your child.
Unemployment Programs in Every State
The North Dakota unemployment insurance program can help you financially if you are temporarily unemployed. We have also provided the contact information and/or website link for the other 49 states' unemployment insurance programs.
Free Cancer Detection Programs
The North Dakota Breast and Cervical Cancer Early Detection Program provides free education, screening, diagnostics and case management related to breast cancer and cervical cancer. These programs are also available in the other 49 states.
Parenting Your Child and Parenting Support Groups
Parenting Your Child is designed to help a birth mother and/or birth father living in North Dakota or any other state to raise their child and even improve their ability to parent. North Dakota Parenting Support Groups connects you with parenting support groups in North Dakota and provides you with some of the information and resources that we believe you may be looking for. Additionally, we have tried to provide a list of parenting support groups and resources in the other 49 states.
Types of Child Adoption and Adoption Choices
If you are thinking of placing our child for adoption we are available to help you whether you place your child with us or some other agency. We want you to understand that you have several choices including the type of adoption you want. For instance, you can whether to use a licensed child adoption agency or proceed with a private adoption (not recommended - please click the link to read about the risks involved) or adopt through a facilitator (not recommended - please click the link to read about the risks involved) or an adoption attorney. You can choose between an open adoption or a closed adoption (this basically determines how much or how little you are involved in your child's life after the adoption) and what involvement you want in selecting the adopting family (For the safety of your child please verify that a detailed history and complete home study of the adopting family has been done). It is very important that before you start the actual adoption process that you to learn and understand the possible outcomes of each of these choices.
Selecting a Child Adoption Agency
We at Adoption Services can help you if you live in North Dakota or live in any other state. We want you to know that we can help you with medical, legal, and living expenses, and as well as other types of assistance to the extent that the law allows, just as can other legally licensed Agencies. We also want you to be aware that some in the "business of adoption" may offer you incentives that go beyond what the law may allow and that in some cases these "adoption businesses" may put their financial interests and their adopting families' interests ahead of the interests of you and your baby. While we hope that you will want to use our services for your adoption, if you do not want to work with us for any reason, we can help you select another agency.
We want you to know our first priority is always to help you and your baby. And, if you decide to proceed with an adoption, our next priorities are to make sure that all adopting families are very thoroughly screened and personally approved by myself, Dr Vince Berger, to assure you that your child is placed into the perfect loving home where they will be treated with tenderness and affection, and to insure that your baby will be kept safe and loved. In order to protect the physical and emotional well-being of your baby, please contact us before you finalize your plans.
Adoption Rights and Adoption Laws
Adoption rights and adoption laws are an important part of every adoption. It is important for you to understand the adoption rights of all parties involved including those of the birth mother, the birth father, and even the rights of the grandparents of the child. We strongly encourage you contact us before you start the adoption process so that we can help you understand all of your rights. Click the following link to read the child adoption laws of North Dakota, or the following link to find the adoption laws of other states.
Home Study and Family Selection
We conduct a very careful evaluation of every adopting family on our waiting list. A critical part of our evaluation is called our Home Study. The Home Study includes a detailed evaluation of the adopting persons, their home, surrounding environment, finances, health, attitudes about child rearing and discipline, FBI clearances, state police and child abuse clearances, and much more. We feel that this is needed for the safety and well-being of every child who is placed by our agency. This is a very important study, since it is through this Home Study that we, or any other agency or attorney, gets to know the adopting family. I, Dr Vince Berger, have been evaluating families for over 40 years and, as a result of our extra thorough evaluations, we have never had a situation where any child we have placed has been abused, abandoned or neglected. We have a perfect record and will be glad to help you make sure your baby is placed with the perfect family.
Government Benefits Programs (Listed On Our Site)
Click here to read about Government Benefit Programs in North Dakotaor click here to select a state to read about it's government benefit programs.
Government Benefits (Federal Governments Website)
The GovBenefits.gov website is a fantastic source of information, not just for your state, but for all the states. Click here to see the government benefits available in your state.


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About Us
Welcome to Lamberti Auto Collection in Plantation, FL, where quality service and customer satisfaction come first. We are dedicated to helping you find a vehicle that fits your lifestyle from our wide selection of certified and used cars, trucks, and SUVs from leading brands like Ford, Chevrolet, Honda and more. We pride ourselves on creating a hassle-free car buying experience where your needs come first. Get easy financing and buy confidence with free vehicle history reports and our seasoned staff with over 20 years of industry experience.


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The vehicle you are looking for has been sold.
Are you looking to BUY or SELL one of these classics?
Simply fill out the form below and we will contract you ASAP!
Price: | SOLD |
Year: | 1989 |
Make: | Mercedes-Benz |
Model: | 560SL |
Color: | Diamond Blue Metallic |
Stock: | 16565 |
DISCLAIMER: This vehicle description is accurate to the best of our knowledge at the time posted to our website. All information provided is true to our best efforts, but not guaranteed, and we assume no liability for any omissions or errors. Corrections or any additional vehicle information is always appreciated! We do sell classic cars in a variety of conditions, and may not see every imperfection or issue per vehicle. Our cars are sold as-is and without warranty. Advertised prices exclude any government fees, dealer document preparation charges, or any emission testing charges. We always try to make cars available for inspection and test drives, and we look forward to answering all of your questions or needs!
Let us know if we can help answer any questions. We are here to help and looking forward to hearing from you!


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(eBook pdf) Aircraft Powerplants, Ninth Edition 9th Edition
Type: E-Textbook
This is a digital products (PDF/Epub)
- No deadline once you receive your Ebook downloable PDF through your email, you can keep it forever and there is no deadline for using it
- Interactive Features Easily highlight text, take and share notes, search keywords, print pages, and more. Some titles have flashcards, definition look-up, and text-to-speech too.
- Your Device, Your Way Access online textbooks from your laptop, tablet, or mobile phone. Mac vs PC? You're covered.
- Go Online or Off No WiFi, no worries. You can read your digital textbooks PDFs without an internet connection
- Eco-Friendly & Cost Effective You can share the ebooks with your friends as you want
- Ebooks, Solution Manuals and Test Banks are digital files. Once they are sent to your email, there is no refund will be offered
- Cant find the book you want? Let me know and I will get the book for you
- For more info, please contact us
(eBook pdf) Aircraft Powerplants, Ninth Edition 9th Edition


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*These are common tournament payout structures, but certain tournaments on WSOP.com may use other tables. Please refer to the Tournament Lobby in the WSOP.com client for full payout information. Click "Full Prize Structure" under the payouts section of the tournament to see complete information for that specific tournament.
For more than forty years, the World Series of Poker has been the most trusted name in the game. WSOP.com continues this legacy, yet strikes the proper balance between professional-grade and accessible. It's all the action and prestige of the World Series of Poker, from the comfort of your home or locale of choice. At WSOP.com, anyone can play and anyone can win. Dreams are dealt on daily basis. And no matter who you are, there's always a seat waiting for you.
Caesars Entertainment Corporation is the world's most geographically diversified casino-entertainment company. Since its beginning in Reno, Nevada, 75 years ago, Caesars has grown through development of new resorts, expansions and acquisitions and now operates casinos on four continents. The company's resorts operate primarily under the Caesars®, Harrah's® and Horseshoe® brand names. Caesars also owns the World Series of Poker® and the London Clubs International family of casinos. For more information, please visit www.caesars.com.
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text: BaliYoga By Morgana on May 15, 2013 Leave a Reply Cancel replyYour email address will not be published. Required fields are marked *Comment * Name * Email * Website Δ » Previous Post: Sneak Peak: Ultimate Money Goddess Images from Bali Copyright 2013 Morgana Rae… OBVIOUSLY. Wanna reprint it for your blog or e-zine? Cool! Just post a "written by Morgana Rae" credit, and tell your readers to get my FREE Money Magnet Video Gift at www.morganarae.com. Thanks!


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Sunburst Counted Cross Stitch Pattern
Original Artwork © Carole Gordon – www.carolegordon.com
Stitch Count: 220 x 146 stitches
Finished Design Size is Approx: 12 x 8 inches
Designed on 18 count Aida fabric. However, you may choose to work with something different.
This is for the pattern only!
Only full stitches are used! No specialty or fractional stitches and no back stitching!


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Gasoline prices expected to rise by 73 cents/liter under Justin Trudeau's plan
Today the Conservative Party of Canada released video of Justin Trudeau's Liberal MP, Rob Oliphant, telling Canadians that "gasoline prices need to go up" and for Canadians to "wrap their heads around" the reality that it's going to happen, whether you like it or not.
Justin Trudeau said last April that high gasoline prices are "exactly what we want" and under Trudeau's plan that's going to happen.
Yesterday Trudeau announced a plan that would increase the price of gasoline by 73 cents/liter more. He wants to make car and air travel affordable only for the very wealthy.
Andrew Scheer and the Conservatives have a plan for the environment that will lower gasoline prices and decreases global emissions, while Trudeau's plan raises gasoline prices and increases global emissions.
Conservatives recognize the global environmental impact of climate change. That is why we have a responsible, fully costed and effective plan to address global emissions.
Only Andrew Scheer has a plan to put more money in your pocket and help you get ahead.
To ensure Justin Trudeau doesn't increase gasoline prices by 73 cents/liter, Canadians must defeat his desperate and out-of-touch Liberals on October 21st.


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American Roof Preservers | Top Cedar Shake Roof Preservation Company In Inverness IL
Has been in business since 1989 and is solely dedicated to the trade of cedar shake roof restoration.
Our business has grown to encompass the greater Chicago area, Southern Wisconsin, and parts of Indiana.
Cedar Shake Maintenance Inverness IL
As with any roofing material, cedar shakes suffer from the effects of Mother Nature and break down over time.
The life of cedar, though very durable, depends largely on the environment in which it exists. Proper maintenance can deter these effects to prolong the life and maintain the beauty of your cedar shake roof.
Cedar Shake Restoration Services Inverness IL
To help fight against the elements American Roof Preservers, Inc. provides a superior Cedar Shake Roof Preservation Inverness IL.
Using the highest quality shakes and an environmentally friendly preservative, we ensure your shakes receives the best possible care.
Customer Satisfaction – Cedar Shake Roof Preservation in Inverness IL
The company was started when cedar shake roof preservation in Inverness IL was an undeveloped industry.
Our pioneering attitude and commitment to our customers has allowed us to become the leader in cedar care. We understand that our customer's satisfaction is the heart of our business.
Why Customers Choose Us
"Just wanted to tell you that I'm very satisfied with the work you preformed on my cedar roof. Your fast, professional service will give you an edge over any competition. Your a winning team. Good luck and much success."
– Mike Ditka (Former Chicago Bears Coach)
"I'm writing this letter to inform you that we are very please with the work you have done for our cedar roof. From the initial phone call, to the diagnosis of the roof, to the actual treatment, and the follow-up calls, we were impressed with the way business was conducted."
– Chris Chelios (Former Chicago Blackhawk)
– Ed Belfour (Former Chicago Blackhawk)
"In our industry, the value and significance of wood goes without saying. I would like to commend your company on the excellent contribution you make to preserve cedar wood. Your men did a first-rate job… and the competitive cost made the job all the more satisfying."
– James L. Moser (Former President of Moser Lumber, Inc.)


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(use your "Back" button to return to the listing for this country.)
This is my collection of world coins. Here you will find foreign coin photos, coin values and other information useful for coin collecting. Some coins came from the coin mint, some came from coin dealers, some came from coin auction. Some are stored in coin folders, others are stored using other coin supplies. Many of these coins are silver coins and a few are gold coins. This information is useful for coin collecting software and cataloging coin types and coin values in U.S. dollars.


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Free Shipping - Pan India
Model No | RZAFPB-07 |
Product Type | Antique Style Four Poster Bed |
Design | Antique |
Color | Walnut |
Finish | Matt Finish |
Structure Material | Rose Wood |
Technique | Hand Carved |
Fabric | NA |
Foam Material | NA |
What is Included | Complete 4 Poster Bed |
Country of Origin | India |
Assembly Require | Yes |
Size | By Default King Size / Customization Option Available |
Brand | Royalzig |
It is Our Responsibility To Deliver Furniture With Utmost Care. Our Expert Packing Team Use Best Quality Packing Material and Technique.
Multi-Layer ExportPacking Material Used In Packing As Described Below.
1. We Use High-Quality Surface Protective Cover To Wrap Furniture.
2. Furniture Will Be Covered in Recyclable Polythene.
3. Sharp Edges and Carving Area Will Be Covered By Foam.
4. After All Covering, Furniture Will Be Placed inside a Durable Pallet For Safe And Easy Handling.
Royalzig Luxury Furniture Private Limited Provides Hassel Free, Safe and Fast Shipping All Over The World.
Royalzig Luxury Furniture Private Limited Provide Free Home Delivery In India ( If Order Value More Than 2 Lakhs ). If Product Value is Less Than 2 Lakhs, Shipping Charges Will Be As Per Actuals. Our Executive Will Help You To Get Best Shipping Charges.
For Overseas Delivery, Shipping Charges Will Be Additional or As Per Actuals.
For Overseas We Provide Home Delivery By Air & By Sea, Our Agent Will Take Care Of Custom Clearance.
We Provide Home Delivery to the USA, Dubai, U.K, Europe, Australia, Canada, Qatar, Bahrain, Iran, Turkey, Malaysia, Singapore, Oman, Jordan, Denmark, Croatia, and Many Other Countries.
Overseas Customers Can Ask For Port to Port Delivery or Can Arrange Shipping By Themself.
We Value Our Customers, This is How We Accept Payment.
1. Customer Can Transfer Direct To Our Company Bank Account Through NEFT, IMPS, RTGS.
2. We Request Our Customer To Transfer or Pay Cash 50 % Advance To Confirm Order.
We, Will, Send You Payment Confirmation Receipt After Receiving Payment.
3. Our Team Will Start Working on Your Order After Receiving 50 % Advance Of Total Order Value.
4. Royalzig Luxury Furniture Private Limited will assign an executive to customers, who will keep you updated from time to time about your order. You can talk to our executive in between 10 am to 8 Pm.
5. We, Will, keep Sharing High-Resolution Images or Videos Of ongoing Work on Your Furniture So That You Can Examine Quality Of Work.
6. We Invite Our Customer To Check Quality of Product at Our Factory, We would be happy to welcome our client. In Case, If Visit Not Possible, We Will Share Final Images Of Product to Get Confirmation From You.
7. After Your Confirmation, Pay 25% Amount and We Will Dispatch Furniture From Our Factory. There Will Be a Team Of Experts To Take Care Of Furniture During Transportation and Installation.
8. After Delivery Pay Remaining 25% Amount.
Account Details
Account Name: Royalzig Luxury Furniture Private Limited
Account No: 025405004937
IFSC Code : ICIC0000254
Account Type: Current
Branch: Greater Noida
Bank Address: Krishna Apra Royal Plaza
D2 Alpha1 Greater Noida 201306.


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You will use your email address to login.
Password must be at least 6 characters and contain one upper and one lower case letter, one number and one special character.
Enter your password again for confirmation.
We created a GatheringUs memorial to celebrate the life of Gary Winston McWilliams. Collecting your stories and memories here will offer us great comfort. Thank you for contributing to this lasting memorial.
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You are here
Boating Safety for Teens
Boating Safety for Teens
Whether your children are starting to get serious about boating or are just along for the ride, here are a few tips to keep them safe.
Top Safety Tips
- Always have your children wear a life jacket approved by the U.S. Coast Guard while on boats or around open bodies of water or participating in water sports. Make sure the life jacket fits snugly.
- Enroll older kids in a boating safety course. Better yet, enroll with them.
- Teach children that swimming in open water is not the same as swimming in a pool: They need to be aware of uneven surfaces, river currents, ocean undertow and changing weather.
- Let your teen operate a boat only in a supervised setting and in adherence to laws in your area. Laws regarding the operation of a boat or watercraft vary from community to community.


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You have no items in your cart
Buy now, pay later!
No fuss Returns!
30 days to make a return
Fast and Free Shipping
Free on orders over $100
Chat with Us
Reach out whenever!
Being unable try on clothes when making an online purchase can be a little daunting. We're hoping our Sizing Guide will relieve some of that anxiety. We have created the following sizing guide as more of a "reference guide" than an encyclopedia for every product we offer. It is meant to help steer you in the right direction, not necessarily guarantee a perfect fit. We wish it were easier than that.
We do our best to include the fit, material, model's measurements, and item's measurements under the "Details" section for each product listing. If you're feeling a little iffy about the size of a particular item and can't find the information you're looking for under the product's description, we are more than happy to answer any questions you have about it. Simply send us a quick email to email@example.com and we will respond to you as quickly as possible. Another option is to use the Contact Us link.
Most of our dresses are made with high quality and very stretchy material. They can be a little more forgiving while providing good structure.
Pencil Dresses:
Regular Dresses:
Tops and Blouses (that fit true to size):
The Queen of Everything Round Neck Sweatshirt - Misty Blue / S is backordered and will ship as soon as it is back in stock.
S: length 28.1 in, bust 43.7 in, sleeve length 21.3 in, shoulder 20.7 in
M: length 28.5 in, bust 45.6 in, sleeve length 21.6 in, shoulder 21.1 in
L: length 28.9 in, bust 48.2 in, sleeve length 22 in, shoulder 21.5 in
XL: length 29.3 in, bust 50.1 in, sleeve length 22.4 in, shoulder 22 in
We're sorry to hear that you didn't get the right fit! Please visit your account here to request a return. Return requests will be reviewed in 1-2 business days.
If you purchased the $1.98 free returns for store credit + exchange protection at the original time of checkout, there is no cost to return the package. You will be able to submit a return for store credit or exchange and receive a pre-paid label through our returns center. All full priced returns (items ending in .00) covered by the store credit + exchange protection will be credited 10% in addition to the cost of your item(s). If you did not purchase the $1.98 free return + exchange protection at the original time of checkout, you will be responsible for returning the product.
Visit our New Arrivals Collectionfor the latest in Poppy & Dot style!


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Servicing your BMW vehicle.
Failure to comply with the service schedule recommended by BMW Group UK may invalidate the Warranty. An Authorised BMW Retailer or BMW Service Authorised Workshop using only genuine BMW Parts must carry out all service and Warranty work. The BMW Service Booklet should also be stamped, dated and detailed with the correct mileage at the time of service by the servicing centre.
The Warranty may be invalidated if the vehicle continues to be driven when a fault is apparent. Please refer to the Warranty handbook.
Reasonable diagnostic charges associated with covered parts only will be accepted as part of a Warranty claim.
BMW Group UK reserves the right to inspect any vehicle and also examine damaged parts.
No cash alternative or refund is available if you do not wish to receive or wish to cancel this Warranty.You may transfer any unexpired period of Warranty to another private owner but not to a buyer engaged in the business of purchasing, selling or servicing of vehicles.
This Warranty will not cover:
- Damage or loss which can be claimed under any other Warranty or insurance
- Repair or replacement required due to a gradual reduction in the operating performance of a covered part, commensurate with its age or mileage. (Please refer to Wear and Tear Exclusions)
- Repair or replacement wholly or partially due to a lack of maintenance, abuse or neglector as a result of an accident
- Pre-existing faults
- Liability for death, bodily injury or damage to property or any consequential loss of damage whether arising directly or indirectly from an accident affecting a part covered by this Warranty
- A vehicle that has been subject to alterations, has had experimental equipment fitted or has in any way been modified from BMW's approved specification
- A vehicle used forcourier or private hire services, competitions or racing of any kind
The quality of the Warranty repair will be the responsibility of the repairing centre.
The maximum aggregate claims liability covered by BMW AUC Warranty is limited to the purchase price paid for the vehicle, inclusive of VAT.
Geographical Limits: United Kingdom, Republic of Ireland and Continental Europe.
- United Kingdom is defined as: England, Scotland, Wales, Northern Ireland,Channel Islands and Isle of Man.
- Continental Europe is defined as: Andorra, Austria, Belgium, Bulgaria, Bosnia and Herzegovina,Croatia, Cyprus, Czech Republic, Denmark (excluding Faeroe Islands), Estonia, Finland (excluding Aland), France, Germany, Gibraltar, Greece, Hungary, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Malta, Monaco, Netherlands, Norway, Poland, Portugal, Romania, San Marino, Serbia and Montenegro, Slovakia, Slovenia, Spain (including Balearic Islands but excluding Canary Islands), Sweden, Switzerland and Turkey.
Continental European Use:
- Any repair carried out in Continental Europe (as defined) can be authorised by the Warranty Holder as long as the following is accepted:
- An Authorised BMW Retailer or BMW Service Authorised Workshop must carry out the repair required.
- The customer must retain all invoicesand any parts replaced, where possible.
- Upon returning to the United Kingdom,the customer must contact their local Authorised BMW Retailer or BMW Service Authorised Workshop and provide their Warranty Reference Number before the Retailer concerned can process a sublet 3, Warranty claim on their behalf.
- Monies for valid claims are to be paid in pounds sterling at the rate of exchange for the relevant currency at the time of failure.
If the vehicle is registered to a VAT registered company or individual, any VAT content of a valid claim will be the responsibility of that company or individual.
Frequently Asked Questions –
To help you fully understand how the BMW Approved Used Car Warranty works we've collated some frequently asked questions. However, if your question is not answered please use the contact us form to submit your enquiry and we will get back to you as soon as possible. *
What is covered by the BMW Warranty? The BMW Approved Used Car Warranty covers all factory fitted mechanical and electrical devices. Please see what is not covered by the Warranty, as the Approved Used Car Warranty is so comprehensive and so similar to the New Car Warranty, it was easier to list everything not included!
What is not covered by the BMW Warranty? The items not covered by the BMW Approved Used Car Warranty are as follows: Brake and clutch facings, discs and drums, bulbs and fuses, channels and guides,weather strips and seals, handles, hinges and check straps, trim, upholstery and cosmetic finishes, wheels and tyres, wiper blades and arms, glass,auxiliary drive belts, coolant and fuel hoses, the cleaning and adjustment of any component and all service items or items that will require periodic replacement. This BMW Approved Used Car Warranty does not cover corrosion.
Does the BMW Warranty include any other benefits? Yes! The BMW Approved Used Car Warranty also includes Emergency Service cover and 12 months BMW MOT cover.
How long does the Warranty last? Your BMW Approved Used Car Warranty will last for a minimum of 12 months.
Is the Warranty renewable? Relying on the fact that your car has been serviced in accordance with BMW recommendations, you will be invited to purchase an Insured Warranty.
What is the maximum liability claim? The most we will pay out for your car under the Warranty is the price you paid when you purchased your vehicle.
How do I make a claim? You can make a claim at any BMW Retailer or BMW centre with a BMW Service Authorised Workshop. All service and maintenance and repairs must be carried out as an Authorised BMW Centre to be covered under Warranty.


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Free Shipping On All Orders - Call our Amazing Customer Service at 1-888-839-3597 or Email us at email@example.com
Sign up today and we'll send you a 10% discount code towards your first purchase. Some restrictions apply.
Physical color samples available. Please contact us for more information.
Due to the nature of concrete, there is very little that can go wrong with it as long as it's properly cared for. For this reason, Campania does not offer a warranty for their products. Our 15+ years of experience has shown that Campania's products are more than capable of withstanding the test of time. These products are designed to last well over 40 years, and will as long as proper care is provided for them.
In the winter, if a planter is to remain planted, it should be raised up off the ground making sure not to block the drainage hole. This allows the planter to drain and will prevent the planter from freezing to the ground. If the planter is not to be planted, it should be brought inside a garage or shed. If this is not possible, follow the steps above, but turn the planter upside down to prevent it from filling with snow and ice. It should then be covered or wrapped with burlap or any absorbent material (old blanket/towel) and then wrapped with dark plastic to prevent it from accumulating moisture.
NOTE: The finishes are designed to replicate the look of natural aging, but unlike a painted finish, the patinas do not prevent the natural aging process. Any cast stone item with a patina finish will weather naturally in an outdoor environment. Because each patina is hand applied in a multi-step process and the product is photographed in natural settings, actual colors may vary.
For shipping information, click here.
For our return policy, click here.
WARNING: For California Residents- Prop65
This product may be packaged with a wood fiber material which may contain wood dust.
Be the first to ask a question about this.


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Mortgage loans made by the Federal Housing Administration can be a huge help to homebuyers without a large down payment. FHA loans require down payments of as little as 3.5%. Traditional loans often require 20%. Yet FHA mortgages come with some strings attached, namely FHA mortgage insurance.
Almost all mortgage loans made with less than a 20% down payment require some form of mortgage insurance. This insurance protects the lender against losses from the borrower defaulting in the first several years of the loan. It is typically paid monthly and is tacked onto the mortgage payment. With conventional loans, borrowers pay private mortgage insurance. It can be cancelled after the borrower's loan-to-value ratio reach 78%.
FHA loan borrowers are required to pay an FHA mortgage insurance premium (MIP). Borrowers will have to pay a 1.75% upfront fee. This can be rolled into the total cost of the loan, making the monthly payments slightly higher. The actual monthly FHA MIP will cost between 0.45% and 1.05%, depending on the size of the loan, the size of the down payment and the length of the mortgage term. For example, $200,000 FHA loan with a down payment less than 5% will be charged an 0.85% MIP, or roughly $1700 per year.
FHA MIP is not as easily canceled as private mortgage insurance. With conforming 15-year or 30-year FHA loans, borrowers who put at least 10% down at the beginning of the loan will have to pay FHA MIP for 11 years, no matter how low the LTV falls. Borrowers who put less than 10% down are required to pay FHA MIP for the life of the loan, with no option to cancel. (The exception to these rules is FHA loans that were made before June 3, 2013. They can be canceled with a 78% LTV if the loan is in good standing.)
There is another way to effectively cancel FHA MIP: by refinancing into a non-FHA mortgage. If you qualify for a VA loan because of military service or family connection, you can refinance without making any down payment or having to pay any mortgage insurance.
If VA loans are not applicable, a conventional loan could be a good refinance option. They sometimes require 5% in down payments or existing equity, but private mortgage insurance on conventional loans is not required for the life of the loan and can be cancelled as soon as you have about 20% equity in your home. If the housing market prices appreciate rapidly, you could gain that much equity in just a year or two, saving you thousands of dollars in insurance costs. And even if you are not able to cancel PMI quickly, the premiums are typically less expensive than FHA mortgage insurance premiums.
FHA mortgages are a great way to break into the housing market. While it is no longer easy to cancel FHA MIP, once you have established yourself in your loan and your home, you may have other options. Refinancing into a conventional loan and private mortgage insurance can help you save a lot over the course of your loan.
Call us today at 801-221-9400 to find out what options you have to eliminate FHA mortgage insurance premiums from your loan.


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What do clients say about working with you?
"Working with Cheryl last year was one of the best experiences in a long time of pursuing my professional development. She was able to help me define my visions, focus my efforts, and guide me towards an efficient and successful job search. Even though she has not worked in my field, she provided me with plenty of tailored resources and taught me how to use social media tools for professional networking and growth. Even after finding a new job I continue to work with her on my career development goals, because she thinks out of the box and gives advice that consistently brings me closer to the 5-year goal that she helped me formulate. Cheryl always appears to be one step ahead of your thought process and is extremely talented at asking the necessary questions so you can reach your own conclusions as to what seems best for you. She is motivating, supportive, optimistic yet realistic, and one of the most positive forces you can have on your side while trying to reach the next goal."
"Cheryl has been a pleasure to work with and she gets results. I found a new position, in a tough economic environment, through LinkedIn using the strategies that Cheryl taught me. I was in the job market actively looking for over six months. I was not using social media before the pilot program with Cheryl and was having very limited success. Once I started using social media based under Cheryl's direction, my success rate improved dramatically and the number of interviews increased resulting in multiple job offers. I highly recommend Cheryl as a career coach."
"Cheryl wrote my resume, and after weeks of sending out my old resume and getting no phone calls, as soon as I got the first draft I sent it to a few job listings and was 5 for 6 in return phone calls- yes 5 for 6!!!.. After no responses in the first 2 weeks, Cheryl's work made that much of a difference!! I know anyone looking to move on from where they are working and needs that GREAT resume should contact Cheryl immediately."
What is your coaching philosophy?
I believe in tailoring my approach to the individual. Different people come in with different needs and come from different backgrounds. I believe that when I listen carefully to what clients are telling me and determine what the real issues are that that is when we can actually come up with a plan to help them move forward.
What is your professional background?
I am a certified career coach and a certified professional resume writer, and I hold a Master's degree in counseling and a certificate in career coaching.
As a career expert, I have been quoted in articles in media outlets such as Forbes, The Wall Street Journal, CNN, MarketWatch, The Ladders, ExecuNet, and HotJobs. I have also been a guest on Fox Business News where I discussed how job seekers can use their alumni associations to assist them with their job searches, and appeared on Maryland Public Television to discuss how job seekers can improve their resumes.
I have been featured in articles in Associations Now where I has given tips on improving your LinkedIn profile, demonstrating your worth on your resume, negotiating salary, and knowing when it's time to move on from your current position. I have also conducted webinars that have been well received by the ASAE community on topics such as online and offline job search strategies, using Twitter and LinkedIn, and current trends in resume writing. And I have been invited every year since 2011 to participate in ASAE's annual meeting as a career coach where I counsel clients confidentially on moving up in the organization, finding new opportunities, and maximizing job satisfaction. In addition, I coach association executives and professionals in my private practice.


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He being a devoted husband protested, but she argued and said she was going to take some aspirin and go to bed and there was no need for his good time being spoiled by not
going. So he took his costume and away he went. The wife, after sleeping
soundly for about an hour, awakened without pain and, as it was still early,
decided to go the party.
Since her husband did not know what her costume was, she thought she would have some fun by watching her husband to see how he acted when she was not with him.
She joined the party and soon spotted her husband cavorting around on the dance floor, dancing with every nice woman he could, and copping a little feel here and a little kiss there.
His wife sidled up to him and being a rather seductive babe herself, he left his
current partner high and dry and devoted his time to the new babe that had just
arrived. She let him go as far as he wished , naturally, since he was her husband.
Finally, he whispered a little proposition in her ear and she agreed. So off they went to one
of the cars and had a quickie.
Just before unmasking at midnight, she slipped away, went home, put the costume away
and got into bed, wondering what kind of explanation he would make for his behavior.
She was sitting up reading when he came in, and she asked what kind of a time he had. He said: "Oh, the same old thing. You know I never have a good time when you're not there."
- "Did you dance much ?"
"I'll tell you, I never even danced one dance. When I got there, I met Pete,
Bill Brown and some other guys, so we went into the den and played poker all
evening. But you're not going to believe what happened to the guy I loaned my
costume to...."


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In Los Angeles today, federal prosecutors announced charges of corruption and civil rights abuses inside the nation's largest jail system. The indictments came against 18 current and former deputies of the LA Sheriff's Department. NPR's Kirk Siegler has details from outside the federal building in downtown Los Angeles.
KIRK SIEGLER, BYLINE: Today's indictments are the result of an ongoing FBI criminal probe into widespread allegations of inmate abuse at LA County's main downtown jails. U.S. Attorney Andre Birotte said deputies at the jails engaged in a pattern of civil rights abuses, including excessive force, beating and choking prisoners, and unlawful arrests of jail visitors, then he said they took steps to cover it up.
ANDRE BIROTTE: The charges alleging disturbing conduct that includes assaults of inmates and visitors, fictitious reports and false arrests designed to cover up civil rights abuses, and ultimately a conspiracy to obstruct justice when the Sheriff's Department learned that the federal government was investigating misconduct in the jails.
SIEGLER: Authorities today arrested 16 of the 18 defendants. The other two are expected to be brought into custody soon. U.S. Attorney Birotte said the indictments show that the acts of the deputies did not take place in a vacuum. In fact, he said, there's a systemic culture of institutionalized violence and corruption in the nation's largest municipal jail system, and the federal government's inquiry continues.
BIROTTE: It is a wide-ranging investigation and the investigation is ongoing. We are still pursuing leads, gathering evidence and gathering our - putting our investigation together.
SIEGLER: It's not yet clear whether more arrests are coming or whether higher-ups, including the LA County sheriff, Lee Baca, himself could be charged. Baca, who's been sheriff since 1998, is facing a significant challenge for re-election. He's maintained that any violence or abuse is the result of a few rogue deputies, not a systemic problem.
Kirk Siegler, NPR News, Los Angeles. Transcript provided by NPR, Copyright NPR.


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The air in the house is cool and refreshing. I let out a slight sigh. The weather outside is hot, sticky and sunny and thankfully the house remains cool throughout the few heat waves Germany experiences during the year. And while they are so few, I enjoy them to the fullest.
You won't find me complaining about the scorching sun. After having lived in the Middle East for several years I know what scorching really means. Nor will I moan about it being sticky and humid. Summer is here – finally and this year she took her time to come around.
Instead I kick off my flip flops, pull out my hammock and enjoy the endless long days. Short skirts, picnics by the stream, barbeques and ice cream – it's time to enjoy this wonderful time of the year and all the pleasures summer brings along with it. I know it's not going to last.
The patio doors are wide open and the house fills with the sounds of chirping birds, a distant lawn mower, giggles from the girls and cheering from the boys playing out on the street. Somewhere I hear someone practicing the violin and as a bee buzzes by and a pigeon coos, I close my eyes and allow this summer concerto to encase me in it's musical glory.
Evening and the table is set outside. A light salad made with fresh vegetables, fruit and a crumbling of soft goat cheese starts off the meal. Colorful and light. The glasses are filled with a refreshing, chilled sparkling wine, my lips craving the coolness of the liquid.
A summer tangy and herby risotto follows, accompanied by roasted balsamic asparagus. And as I realize this is probably the last of the delicate vegetable, my heart sinks slightly. Before I know it, summer will be evanescing and taking away all the pleasurable moments with her. So, I enjoy this warm, lulling interval before I am gripped by the cold hands of winter again.
The talk is about our vacation and we chatter enthusiastically about what we want to see, do and experience. We read out loud to each other from travel books and magazine articles and I get excited seeing the stunning pictures of the beautiful landscape.
Our destination is Norway. We're packing the camper and will be off for a two week road-trip to this breathtaking country. I've always wanted to see Norway and to really experience this country up close is to get on the road and feel, live and be a part of Norway.
We have planned an ambitious route but the comfort of traveling with a "home on wheels" is that you can simply modify the route as you go along.
Looking forward to the famous fish market in Bergen, trekking to the Prekestolen, kayaking on the Hardangerfjord, experiencing the majestic Nigardsbreen and enjoying the lifestyle in Oslo. Action pure! You can tell I am excited can't you?
My camera will accompany me almost everywhere so when I return I shall take you all on a visual tour with me.
In the meantime, I am inviting you to a leisurely, light summer meal of a wonderfully flavored lemon and herb risotto, served with roasted asparagus, which is then drizzled in some aged balsamic vinegar and pumpkin seed oil.
Lemon and Herb Risotto with Balsamic Roasted Asparagus
Printable version of recipe here
For the risotto
1 l stock/broth, use chicken or vegetable, whatever you have in store
2 tablespoons olive oil
1 tablespoon butter
1 large onion, finely chopped
2 garlic cloves, finely chopped
1 small carrot, finely cubed
1 small parsnip, finely cubed
400g Risotto rice
250 ml dry white wine - if cooking for kids substitute this with more stock
salt and fresh cracked pepper
70 g butter
120g parmesan – grated
2 lemons, zest and juice
a bunch mixed herbs of choice, finely chopped (I used, thyme, rosemary, mint, chervil and chives)
fleur de sel and freshly ground black pepperFor the roasted asparagus
2 bunches green asparagus, woody ends removed and discarded and cut into thirds
2 tablespoons olive oil
1 garlic clove, finely chopped
pinch of fleur de sell
1 tablespoon pumpkin seed oil
1 tablespoon good aged balsamic vinegar, use on that has been aged for at least a minimum of 10 years
For the risotto
- Bring the stock to a boil. In a separate pot heat 1 tablespoon butter and olive oil together and add the chopped onion, garlic, carrot and parsnip. On a low heat sauté very gently for 15 minutes until the flavors have combined and caramelized. Be careful and do not allow them to take on color. Add the rice and increase the heat.
- Keep stirring the rice while it cooks and takes on a glassy color - approx. 1 minute. At this point add the wine (or stock) and as it bubbles, allow the rice infuse with the wonderful aroma.
- Once this has evaporated and the rice begins to get dry add a ladle full of stock. Stir well and add a touch of salt. Reduce the temperature so that the mixture bubbles gently. Now, keep adding the stock, a ladle at a time, and allow the rice to soak this up, stirring every now and then. When the rice has soaked the liquid add another ladle full. By "massaging" the rice this way you release the creamy starch from the rice giving the dish a fantastic consistency. This whole process takes approx. 15 minutes. The rice grains should be soft but still have a slight crunch to them. Now add a bit of salt and pepper, but be careful as the stock is normally salty enough - so please taste before!
- Take the pot off the heat and add 70g butter, lemon zest, herbs and parmesan cheese. Mix well and cover. Allow the rice to take on all the flavors - 2 minutes. Giving the risotto this time allows it to unfold it's perfect creamy-moist consistency. Check and adjust seasoning.
For the roasted asparagus
- Preheat the oven to 180 degrees C.
- In a large bowl toss asparagus with olive oil, garlic and sea salt. Spread the asparagus out onto a baking sheet and roast in the oven for 8-10 minutes or until the asparagus are cooked but still have a good bite to them.
- Remove from heat and drizzle the roasted asparagus with the pumpkin seed oil and a few drops of aged balsamic vinegar.
- Serve the asparagus with the risotto immediately. Grate some fresh parmesan cheese over the top and enjoy with a glass of chilled white wine.
The Food Guide Tips:
- Tips and tricks on how to make a basic risotto
- How healthy are asparagus really for you?
- Refreshing, zingy and totally healthy lemons
A perfect harmony of summer flavors served in a simple yet refreshing dish. Lemon and herbs complement each other so perfectly and the wonderful flavors of asparagus adds another level boosting this dish to new levels.
So, I wish you a wonderful, warm summer as I take a break from this space and travel to the land of beautiful fjords, gorgeous mountains and sexy studmuffins.
Take care!
More mouthwatering risotto ideas from WFLH:
Pumpkin Risotto with Shrimps | Sweet Spiced Risotto with Cherry Compote | Risotto with Rucola & Bresaola |
All photographs and written content on What's For Lunch, Honey? © 2006-2010 Meeta Khurana unless otherwise indicated. | All rights reserved | Please Ask First


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Chapter 30
Korihor, the anti-Christ, ridicules Christ, the Atonement, and the spirit of prophecy—He teaches that there is no God, no fall of man, no penalty for sin, and no Christ—Alma testifies that Christ will come and that all things denote there is a God—Korihor demands a sign and is struck dumb—The devil had appeared to Korihor as an angel and taught him what to say—Korihor is trodden down and dies. About 76–74 B.C.
1 Behold, now it came to pass that after the people of Ammon were established in the land of Jershon, yea, and also after the Lamanites were driven out of the land, and their dead were buried by the people of the land—
2 Now their dead were not numbered because of the greatness of their numbers; neither were the dead of the Nephites numbered—but it came to pass after they had buried their dead, and also after the days of fasting, and mourning, and prayer, (and it was in the sixteenth year of the reign of the judges over the people of Nephi) there began to be continual peace throughout all the land.
3 Yea, and the people did observe to keep the commandments of the Lord; and they were strict in observing the ordinances of God, according to the law of Moses; for they were taught to keep the law of Moses until it should be fulfilled.
4 And thus the people did have no disturbance in all the sixteenth year of the reign of the judges over the people of Nephi.
5 And it came to pass that in the commencement of the seventeenth year of the reign of the judges, there was continual peace.
6 But it came to pass in the latter end of the seventeenth year, there came a man into the land of Zarahemla, and he was Anti-Christ, for he began to preach unto the people against the prophecies which had been spoken by the prophets, concerning the coming of Christ.
7 Now there was no law against a man's belief; for it was strictly contrary to the commands of God that there should be a law which should bring men on to unequal grounds.
8 For thus saith the scripture: Choose ye this day, whom ye will serve.
9 Now if a man desired to serve God, it was his privilege; or rather, if he believed in God it was his privilege to serve him; but if he did not believe in him there was no law to punish him.
10 But if he murdered he was punished unto death; and if he robbed he was also punished; and if he stole he was also punished; and if he committed adultery he was also punished; yea, for all this wickedness they were punished.
11 For there was a law that men should be judged according to their crimes. Nevertheless, there was no law against a man's belief; therefore, a man was punished only for the crimes which he had done; therefore all men were on equal grounds.
12 And this Anti-Christ, whose name was Korihor, (and the law could have no hold upon him) began to preach unto the people that there should be no Christ. And after this manner did he preach, saying:
13 O ye that are bound down under a foolish and a vain hope, why do ye yoke yourselves with such foolish things? Why do ye look for a Christ? For no man can know of anything which is to come.
14 Behold, these things which ye call prophecies, which ye say are handed down by holy prophets, behold, they are foolish traditions of your fathers.
15 How do ye know of their surety? Behold, ye cannot know of things which ye do not see; therefore ye cannot know that there shall be a Christ.
16 Ye look forward and say that ye see a remission of your sins. But behold, it is the effect of a frenzied mind; and this derangement of your minds comes because of the traditions of your fathers, which lead you away into a belief of things which are not so.
17 And many more such things did he say unto them, telling them that there could be no atonement made for the sins of men, but every man fared in this life according to the management of the creature; therefore every man prospered according to his genius, and that every man conquered according to his strength; and whatsoever a man did was no crime.
18 And thus he did preach unto them, leading away the hearts of many, causing them to lift up their heads in their wickedness, yea, leading away many women, and also men, to commit whoredoms—telling them that when a man was dead, that was the end thereof.
19 Now this man went over to the land of Jershon also, to preach these things among the people of Ammon, who were once the people of the Lamanites.
20 But behold they were more wise than many of the Nephites; for they took him, and bound him, and carried him before Ammon, who was a high priest over that people.
21 And it came to pass that he caused that he should be carried out of the land. And he came over into the land of Gideon, and began to preach unto them also; and here he did not have much success, for he was taken and bound and carried before the high priest, and also the chief judge over the land.
22 And it came to pass that the high priest said unto him: Why do ye go about perverting the ways of the Lord? Why do ye teach this people that there shall be no Christ, to interrupt their rejoicings? Why do ye speak against all the prophecies of the holy prophets?
23 Now the high priest's name was Giddonah. And Korihor said unto him: Because I do not teach the foolish traditions of your fathers, and because I do not teach this people to bind themselves down under the foolish ordinances and performances which are laid down by ancient priests, to usurp power and authority over them, to keep them in ignorance, that they may not lift up their heads, but be brought down according to thy words.
24 Ye say that this people is a free people. Behold, I say they are in bondage. Ye say that those ancient prophecies are true. Behold, I say that ye do not know that they are true.
25 Ye say that this people is a guilty and a fallen people, because of the transgression of a parent. Behold, I say that a child is not guilty because of its parents.
26 And ye also say that Christ shall come. But behold, I say that ye do not know that there shall be a Christ. And ye say also that he shall be slain for the sins of the world—
27 And thus ye lead away this people after the foolish traditions of your fathers, and according to your own desires; and ye keep them down, even as it were in bondage, that ye may glut yourselves with the labors of their hands, that they durst not look up with boldness, and that they durst not enjoy their rights and privileges.
28 Yea, they durst not make use of that which is their own lest they should offend their priests, who do yoke them according to their desires, and have brought them to believe, by their traditions and their dreams and their whims and their visions and their pretended mysteries, that they should, if they did not do according to their words, offend some unknown being, who they say is God—a being who never has been seen or known, who never was nor ever will be.
29 Now when the high priest and the chief judge saw the hardness of his heart, yea, when they saw that he would revile even against God, they would not make any reply to his words; but they caused that he should be bound; and they delivered him up into the hands of the officers, and sent him to the land of Zarahemla, that he might be brought before Alma, and the chief judge who was governor over all the land.
30 And it came to pass that when he was brought before Alma and the chief judge, he did go on in the same manner as he did in the land of Gideon; yea, he went on to blaspheme.
31 And he did rise up in great swelling words before Alma, and did revile against the priests and teachers, accusing them of leading away the people after the silly traditions of their fathers, for the sake of glutting on the labors of the people.
32 Now Alma said unto him: Thou knowest that we do not glut ourselves upon the labors of this people; for behold I have labored even from the commencement of the reign of the judges until now, with mine own hands for my support, notwithstanding my many travels round about the land to declare the word of God unto my people.
33 And notwithstanding the many labors which I have performed in the church, I have never received so much as even one senine for my labor; neither has any of my brethren, save it were in the judgment-seat; and then we have received only according to law for our time.
34 And now, if we do not receive anything for our labors in the church, what doth it profit us to labor in the church save it were to declare the truth, that we may have rejoicings in the joy of our brethren?
35 Then why sayest thou that we preach unto this people to get gain, when thou, of thyself, knowest that we receive no gain? And now, believest thou that we deceive this people, that causes such joy in their hearts?
36 And Korihor answered him, Yea.
37 And then Alma said unto him: Believest thou that there is a God?
38 And he answered, Nay.
39 Now Alma said unto him: Will ye deny again that there is a God, and also deny the Christ? For behold, I say unto you, I know there is a God, and also that Christ shall come.
40 And now what evidence have ye that there is no God, or that Christ cometh not? I say unto you that ye have none, save it be your word only.
41 But, behold, I have all things as a testimony that these things are true; and ye also have all things as a testimony unto you that they are true; and will ye deny them? Believest thou that these things are true?
42 Behold, I know that thou believest, but thou art possessed with a lying spirit, and ye have put off the Spirit of God that it may have no place in you; but the devil has power over you, and he doth carry you about, working devices that he may destroy the children of God.
43 And now Korihor said unto Alma: If thou wilt show me a sign, that I may be convinced that there is a God, yea, show unto me that he hath power, and then will I be convinced of the truth of thy words.
44 But Alma said unto him: Thou hast had signs enough; will ye tempt your God? Will ye say, Show unto me a sign, when ye have the testimony of all these thy brethren, and also all the holy prophets? The scriptures are laid before thee, yea, and all things denote there is a God; yea, even the earth, and all things that are upon the face of it, yea, and its motion, yea, and also all the planets which move in their regular form do witness that there is a Supreme Creator.
45 And yet do ye go about, leading away the hearts of this people, testifying unto them there is no God? And yet will ye deny against all these witnesses? And he said: Yea, I will deny, except ye shall show me a sign.
46 And now it came to pass that Alma said unto him: Behold, I am grieved because of the hardness of your heart, yea, that ye will still resist the spirit of the truth, that thy soul may be destroyed.
47 But behold, it is better that thy soul should be lost than that thou shouldst be the means of bringing many souls down to destruction, by thy lying and by thy flattering words; therefore if thou shalt deny again, behold God shall smite thee, that thou shalt become dumb, that thou shalt never open thy mouth any more, that thou shalt not deceive this people any more.
48 Now Korihor said unto him: I do not deny the existence of a God, but I do not believe that there is a God; and I say also, that ye do not know that there is a God; and except ye show me a sign, I will not believe.
49 Now Alma said unto him: This will I give unto thee for a sign, that thou shalt be struck dumb, according to my words; and I say, that in the name of God, ye shall be struck dumb, that ye shall no more have utterance.
50 Now when Alma had said these words, Korihor was struck dumb, that he could not have utterance, according to the words of Alma.
51 And now when the chief judge saw this, he put forth his hand and wrote unto Korihor, saying: Art thou convinced of the power of God? In whom did ye desire that Alma should show forth his sign? Would ye that he should afflict others, to show unto thee a sign? Behold, he has showed unto you a sign; and now will ye dispute more?
52 And Korihor put forth his hand and wrote, saying: I know that I am dumb, for I cannot speak; and I know that nothing save it were the power of God could bring this upon me; yea, and I always knew that there was a God.
53 But behold, the devil hath deceived me; for he appeared unto me in the form of an angel, and said unto me: Go and reclaim this people, for they have all gone astray after an unknown God. And he said unto me: There is no God; yea, and he taught me that which I should say. And I have taught his words; and I taught them because they were pleasing unto the carnal mind; and I taught them, even until I had much success, insomuch that I verily believed that they were true; and for this cause I withstood the truth, even until I have brought this great curse upon me.
54 Now when he had said this, he besought that Alma should pray unto God, that the curse might be taken from him.
55 But Alma said unto him: If this curse should be taken from thee thou wouldst again lead away the hearts of this people; therefore, it shall be unto thee even as the Lord will.
56 And it came to pass that the curse was not taken off of Korihor; but he was cast out, and went about from house to house begging for his food.
57 Now the knowledge of what had happened unto Korihor was immediately published throughout all the land; yea, the proclamation was sent forth by the chief judge to all the people in the land, declaring unto those who had believed in the words of Korihor that they must speedily repent, lest the same judgments would come unto them.
58 And it came to pass that they were all convinced of the wickedness of Korihor; therefore they were all converted again unto the Lord; and this put an end to the iniquity after the manner of Korihor. And Korihor did go about from house to house, begging food for his support.
59 And it came to pass that as he went forth among the people, yea, among a people who had separated themselves from the Nephites and called themselves Zoramites, being led by a man whose name was Zoram—and as he went forth amongst them, behold, he was run upon and trodden down, even until he was dead.
60 And thus we see the end of him who perverteth the ways of the Lord; and thus we see that the devil will not support his children at the last day, but doth speedily drag them down to hell.