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Privacy Policy
Effective Date: January 1, 2023
Better Homes & Gardens Real Estate LLC ("BHGRE") and our affiliate and subsidiary companies (such as Anywhere Real Estate Inc., Guaranteed Rate Affinity, Anywhere Integrated Services, Anywhere Advisors, Realogy Insurance Agency, and Anywhere Leads Inc.) (collectively, "BHGRE" "we," "our," or "us") are committed to privacy and to transparency in our information practices. This Privacy Policy describes how we collect, use, disclose, and otherwise process the personal information described in this Privacy Policy, as well as the rights and choices individuals have regarding such personal information. This Privacy Policy applies to the extent we process personal data on our own behalf, as a controller or business.
If you are a California resident, please be sure to review Section 17B. California Residents for important information about the categories of personal information we collect and disclose as well as your rights under California privacy laws.
You can click the links below to go directly to a particular section in our Privacy Policy.
- Aggregate and Non-identifiable Data
- EEA and the United Kingdom
- California Residents.
- Residents of Other U.S. States
This Privacy Policy applies to our collection, use, disclosure, and other processing of personal information related to:
- Our websites (each, a "Website") and mobile applications (each, an "App") that display or link to this Privacy Policy and our other services, products, and technology solutions (collectively, the "Services").
- Former, current, and prospective clients, brokers, independent agents, and customers.
- Other individuals who use our Services, whose personal information we receive related to the Services, or who otherwise interact or communicate with us related to our Services or our business.
Our collection, use, disclosure, and processing of personal information about individuals will vary depending upon the circumstances. This Privacy Policy is intended to describe our overall privacy and data protection practices.
Not covered by this Privacy Policy. This Privacy Policy does not apply to our employees and non-employee workers.
Additional privacy notices. In some cases, different or additional notices about our data collection and processing practices may be provided and apply to our processing of certain personal information. The additional notice will control to the extent there is a conflict with this Privacy Policy, with respect to your personal information that is subject to that notice.
Generally, we collect your personal information on a voluntary basis. However, if you decline to provide certain personal information that is marked mandatory, you may not be able to access certain Services or we may be unable to fully respond to your inquiry.
We may collect personal information directly from individuals, automatically related to the use of the Services, and in some cases, from third parties (such as social networks, platform providers, payment processors, data providers, and operators of certain third- party services that we use). In some cases (such as where required by law), we ask for your consent or give you certain choices prior to collecting or using certain personal information.
Information we collect directly. We collect information that you provide to us, such as:
- When you create an account, provide contact information, or send other personal information to us.
- When you complete or submit a form through our Services, for example, "Contact Us" or "More Information" forms.
- When you participate in surveys or contests, submit orders or requests, or register for or use our Services, or otherwise contact us.
- Information you submit or provide such as real estate searches and preferences, whether you plan on buying or selling real estate, home search criteria, information about financing for the purchase of real estate, and other information related to the purchase or sale of real estate.
Information we collect from third parties. We may collect or receive personal information about you and your property from third party sources, such as public databases, joint marketing partners, social media platforms (including from people with whom you are friends or otherwise connected), brokers and affiliated agents, and other real estate professionals, and third parties. For example:
- Social media. If you choose to link, create, or log in to your Services account with a social media service (e.g., Twitter, Facebook, Instagram, etc.), or if you engage with a separate app or website that communicates with the Services, we may receive personal information about you or your connections from that service. In many cases you can control what personal information you share with us through privacy settings available on those third-party social media services.
- Real estate professionals. If you interact or list a property with a broker, independent agent, or other real estate professional associated with an Anywhere brands, we may receive personal information about you and your property from them, such as your name and property address, listing and contact information, among other things. These real estate professionals may be affiliated with independently owned and operated brokerages, or with an Anywhere company.
- Property records. We may collect information about individuals and real estate property through public databases, such as property ownership and tax records maintained by state, local and county agencies.
Certain laws, including the EU General Data Protection Regulation ("GDPR"), UK and Brazil data protection law, and similar laws require that we inform applicable individuals of the legal basis for our use and other processing of their personal information. In this section, we described the purposes for which will collect, use, disclose and otherwise process personal information, as well as the legal bases for such processing, generally, under such privacy laws.
Legal bases under certain privacy laws. Pursuant to the GDPR, UK and Brazil data protection law, and similar laws we collect, use and otherwise process personal information for the following legal bases:
- Performance of contract: as necessary to enter into or carry out the performance of our contract with you.
- Compliance with laws: for compliance with legal obligations and/or defense against legal claims, including those in the area of labor and employment law, social security, data protection, tax, and corporate compliance laws.
- Our legitimate interests: in furtherance of our legitimate business interests including, for example:
- Performance of contracts with franchisees and other parties
- Implementation and operation of global support (e.g., IT) services for our business operations
- Customer relationship management and improving our Services, including marketing and analytics
- Marketing and advertising
- Fraud prevention, including misuse of company IT systems or money laundering
- Physical, IT, and network perimeter security
- Internal investigations
- Mergers, acquisitions, and reorganization, and other business transactions
- With your consent: in some cases, we rely on your consent to collect and process your personal information. (See Section 17A below for information about withdrawing your consent.)
In addition, we may process your personal information where necessary to protect the vital interests of any individual.
Purposes of processing. While the purposes for which we may process personal information will vary depending upon the circumstances, in general we collect, use, disclose and otherwise process personal information for the purposes set forth below, as well as the legal basis for such processing, as applicable under relevant laws (see above for further explanation of these legal bases):
- Providing support and services: including, for example, to send or facilitate communications among you, independent real estate professionals and our affiliated entities, and other users of the Services, provide products and services you request (and send related information), operate our Services; to communicate with you about your access to and use of our Services; to respond to your inquiries; to provide troubleshooting, fulfill your requests and provide technical support; and for other customer service and support purposes. (Legal basis: performance of our contract with you; and our legitimate interests)
- Analyzing and improving our business:including to better understand how users access and use our Services, to evaluate and improve our Services and business operations, and to develop new features, offerings, and services; to conduct surveys, and other evaluations, such as customer satisfaction surveys; and for other research and analytical purposes. (Legal basis: our legitimate interests)
- Personalizing content and experiences: including to provide or recommend features, content, social connections, and referrals; tailor content we send or display on our Services; to offer location customization and personalized help and instructions; and to otherwise personalize your experiences. (Legal basis: our legitimate interests and/or with your consent)
- Advertising, marketing and promotional purposes: including to reach you with more relevant ads and to evaluate, measure, and improve the effectiveness of our ad campaigns; to send you newsletters, offers, or other information we think may interest you; to contact you about our Services or information we think may interest you; and to administer promotions and contests. (Legal basis: our legitimate interests and/or with your consent)
- Securing and protecting our business:including to protect and secure our business operations, assets, Services, network and information and technology resources; to investigate, prevent, detect and take action regarding fraud, unauthorized access, situations involving potential threats to the rights or safety of any person or third party, or other unauthorized activities or misconduct. (Legal basis: our legitimate interests and/or compliance with laws)
- Defending our legal rights: including to manage and respond to actual and potential legal disputes and claims, and to otherwise establish, defend or protect our rights or interests, including in the context of anticipated or actual litigation with third parties. (Legal basis: our legitimate interests and/or compliance with laws)
- Planning and facilitating business transactions: related to any actual or contemplated merger, acquisition, asset sale or transfer, financing, bankruptcy or restructuring of all or part of our business. (Legal basis: our legitimate interests and/or compliance with laws)
- Auditing, reporting, corporate governance, and internal operations:including relating to financial, tax and accounting audits; audits and assessments of our operations, privacy, security and financial controls, risk, and compliance with legal obligations; and our general business, accounting, record keeping and legal functions. (Legal basis: our legitimate interests and/or compliance with laws)
- Complying with legal obligations: including to comply with the law, our legal obligations and legal process, such warrants, subpoenas, court orders, and regulatory or law enforcement requests. (Legal basis: our legitimate interests and/or compliance with laws)
We may disclose the personal information we collect to third parties, as reasonably necessary for the purposes described above and as otherwise directed or consented to by you, including:
- Service providers: to third-party service providers who use this information to perform services for us, such as hosting providers, auditors, advisors, consultants, and customer service and support providers.
- Subsidiaries and affiliates: to our subsidiary and affiliated companies (i.e., companies under common ownership, control or management with us), such as Anywhere Real Estate Inc., Guaranteed Rate Affinity, Anywhere Integrated Services, Anywhere Advisors, Realogy Insurance Agency, and Anywhere Leads Inc., who may process your personal information in accordance with the principles of this Privacy Policy, including to share relevant news, information and offers with you. Where required by applicable law, we will obtain your consent to such sharing.
- Third parties: to third parties in order to provide our Services, respond to or carry out your requests, and/or with your consent, including to:
- Independent real estate professionals and owners and operators of real estate brokerage companies to enable them to provide services you request through the Services.
- Third parties to provide you a service you requested through a partnership or promotional offering made by a third party or us.
- The public if you submit to a public part of the Services, such as comments, social media posts, or other features viewable by the public or generally by registered users of the Services.
- Third parties with whom you choose to let us share information, for example other apps or websites that integrate with the Services, or those with Services with which we integrate.
- Third parties we work with to provide you with more personalized content and ads, and to track the effectiveness of campaigns.
- Business transfers: as part of any actual or contemplated merger, sale, and transfer of our assets, acquisition, financing or restructuring of all or part of our business, bankruptcy or similar event; and prior to the completion of such a transfer, where necessary for due diligence or to plan for the transfer, such as to lenders, auditors, and third-party advisors, such attorneys and consultants, where permitted by law.
- Legally required:where we are required to do so by law or legal process (e.g., to law enforcement, courts or others, or in response to a subpoena or court order).
- Protect our rights:where we believe it necessary to respond to claims asserted against us or, comply with legal process (e.g., subpoenas or warrants), enforce or administer our agreements and terms, for fraud prevention, risk assessment, investigation, and to protect the rights, property, or safety of us, our clients and customers or others. including personal information, related to litigation and other legal claims or proceedings in which we are involved, as well as for our internal accounting, auditing, compliance, recordkeeping, and legal functions.
5. Aggregate and Non-identifiable Data
We may also use and disclose aggregate, anonymous, and other non-identifiable data related to our business and the Services for quality control, analytics, research, development and other purposes. Where we use, disclose or process de-identified data (data that is no longer reasonably linked or linkable to an identified or identifiable natural person, household, or personal or household device) we will maintain and use the information in deidentified form and not to attempt to reidentify the information, except as permitted by applicable privacy laws (such as to confirm whether our deidentification processes are reasonable and adequate).
Our Services may use first party and third-party cookies, pixel tags, plugins, and other tools to gather device, usage and browsing information when users visit our Services. For instance, when you visit our Services, our server may record your IP address (and associated location information) and other information such as the type of your internet browser, your Media Access Control (MAC) address, computer type (Windows or Macintosh), screen resolution, operating system name and version, device manufacturer and model, language, and the pages you view and links you select on the Services, as well as date and time stamps associated with your usage of and activities on our Services.
We use the information for security purposes, to facilitate navigation, to improve, analyze and optimize our Services and their functionality, to personalize and improve your experience while using the Services, to improve and measure our advertising campaigns, and to better reach users with relevant advertising both on our Services and on third party websites.
Click "Cookie Preferences" link in the footer of our Website for more information about cookies on that Website, and to review and update your preferences for most types of cookies (other than those that are necessary to the functionality of that Website).
Cookies. Cookies are small text files that a website transfers to your hard drive to store and sometimes collect information about your usage of websites, such as time spent on the websites, pages visited, language preferences, and other anonymous traffic data. You can control the way in which cookies are used by altering your browser settings. You may refuse to accept cookies by activating the setting on your browser that allows you to reject cookies. However, if you select such a setting, this may affect the functioning of our Services. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you access or log on to our Service.
If you have disabled one or more cookies, we may still use information collected from cookies before your disabled preference was set. However, we will stop using the disabled cookie to collect any further information.
Pixel tags and other similar technologies. Pixel tags (also known as web beacons and clear GIFs) may be used in connection with some Websites to, among other things, track the actions of users of the Websites (including email recipients), measure the success of our marketing campaigns and compile statistics about usage of the Websites and response rates. We and our service providers may also use pixel tags in HTML emails to our customers, to help us track email response rates, identify when our emails are viewed, track whether our emails are forwarded, and conduct analytics.
Log files. Most browsers collect certain information, such as your IP address, device type, screen resolution, operating system version and internet browser type and version. This information is gathered automatically and stored in log files.
Third party analytics tools. Our Websites use automated devices and applications operated by third parties, such as Google Analytics, which uses cookies and similar technologies to collect and analyze information about use of the Websites and report on activities and trends. This service may also collect information regarding the use of other websites, apps and online resources. You can learn about Google's practices and opt-out of collection of your browsing data by Google Analytics at https://tools.google.com/dlpage/gaoptout.
Browser signals. Please note that our Websites do not recognize or respond to browser "do-not-track" requests or other browser privacy signals. However, you can review and update your cookie preferences on our Websites as discussed above.
On some of our Websites, we may work with third-party ad networks, analytics companies, measurement services and others ("third-party ad companies") to display advertising on our Services and to manage our advertising on third-party sites, mobile apps and online services. We and these third-party ad companies may use cookies, pixels tags and other tools to collect information on our Websites (and on third-party sites and services), such as browsing history, IP address, device ID, cookie and advertising IDs, and other identifiers, general location information and, with your consent, your device's geolocation information; we and these third-party ad companies use this information to provide you more relevant ads and content and to evaluate the success of such ads and content.
You can review and manage your preferences for targeting cookies and get information about to targeting cookies in use on one of our Websites by clicking "Cookie Settings" in the footer of our website.
You may also obtain more information about targeted or "interest-based advertising" and opt-out of many ad networks at the industry websites below:
The Services may integrate with social sharing features and other related tools which let you log in to the Services or share actions you take on the Services. Your use of such features enables the sharing of information with your friends or the public, depending on the settings you establish with the social sharing service. Please refer to the privacy policies of those social sharing services for more information about how they handle the data you provide to or share through them.
BHGRE is headquartered in the United States and has affiliates and service providers in multiple jurisdictions. As such your personal information may be transferred to the United States and other jurisdictions where we or our service providers have operations, and may be subject to disclosure to the governments, courts, or law enforcement or regulatory agencies of such of these jurisdictions upon transfer. Some of these jurisdictions—including the United States—may not provide the same level of data protection as your home country. In such cases, we rely on suitable personal information transfer safeguards. You may request a copy or information about those safeguards by contacting us as detailed below.
We use technical, administrative, and physical controls in place to help protect personal information from unauthorized access, use, and disclosure. Even so, despite our efforts, no security measure is ever perfect or impenetrable. In the event that the security of your account has been compromised, please immediately notify us in accordance with Section 16. Contact Us.
We will retain your personal information for the period necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or permitted by law. We may retain personal information for longer where required by our legal and regulatory obligations, professional indemnity obligations, or where we believe it is necessary to establish, defend or protect our legal rights and interests or those of others. With respect to the data and files we handle as a processor, we retain this personal information in accordance with our clients' instructions.
We provide several ways for you to exercise certain privacy choices regarding your personal information processed by us, as described in this section. We are committed to respecting the privacy rights of individuals under all privacy laws applicable to us. Some privacy laws require that we provide specific information about individual rights to applicable consumers, which we have set forth in Section 17 of this Privacy Policy. California residents, please review Section 17B. California Residents for information about your California privacy rights.
Marketing. You may opt out from receiving marketing-related communications from us on a going-forward basis by contacting us or by using the unsubscribe mechanism contained in each email. We will try to comply with your request(s) as soon as reasonably practicable. Please note that if you opt out of receiving marketing-related emails from us, we may still send you important administrative messages, from which you cannot opt out.
Cookies preferences. To review and update your preferences for most types of cookies (other than those that are necessary) for one of our Websites, Click "Cookie Preferences" link in the footer of that Website.
Deactivation. You can deactivate your account at any time by contacting us at the email address at the bottom of this page. However, you will not be able to access many of the services to deactivate your account. Please note that even if you request deactivation of your account, it may take some time to fulfill this request.
Access, amendment and deletion. Under applicable privacy laws, you may have the right to request to review, make amendments, have deleted or otherwise exercise your rights over your personal information that we hold, subject to certain legal limitations and requirements. If you are subject to such a privacy law, you may submit a request to us related to your personal information:
- By submitting an email request to us at firstname.lastname@example.com
- By contacting us at (888) 778-6995 (toll free)
We will process in accordance with and where required by applicable law, and with respect to your personal information that is linked or linkable to the email that you use to send us your request and the verifiable information provided by you as a part of your request. We will take steps to verify your identity before implementing your request.
Please note that we may need to retain certain information for recordkeeping purposes and/or to complete any transactions that you began prior to requesting a change or deletion. There may also be residual information that will remain within our databases and other records, which will not be removed. We may not always be able to fully address your request, for example if it would impact the duty of confidentiality we owe to others, or if we are legally entitled to deal with the request in a different way.
The Services are not intended or directed to children under the age of 16, and we do not knowingly collect any personal information, or knowingly track the use of our Services, from children. If we have actual knowledge that personal information about a child under 16 years old has been collected, then we will take appropriate steps to try and delete such personal information.
The Services may contain links to third-party services. We do not own, operate, or control the websites of third parties, including those of independently owned and operated franchisees. Accordingly, this Privacy Policy does not apply to any services maintained or operated by third-parties. When you click on those links, you will go to a third-party website where you will be subject to that service's privacy policy or similar statement and terms of use, and we encourage you to read that policy statement. We are not responsible for the privacy practices of other services, and we expressly disclaim any liability for their actions, including actions related to the use and disclosure of personal information by those third parties.
We may amend this Privacy Policy at any time. If we make any material change in how we collect, use, disclose, or otherwise process personal information, we will prominently post a notice regarding such change on the Services. Any material changes to this Privacy Policy will be effective 10 days after our posting of the updated Privacy Policy or as otherwise required by applicable law. Where required to do so by law, we may seek your prior consent to any material changes we make to this Privacy Policy.
If you have any questions or concerns about this Privacy Policy, please use the following contact information:
Email: firstname.lastname@example.com
Mailing address: 175 Park Ave., Madison, NJ 07940 Attn: Data Privacy
Phone number: (888) 778-6995
Residents of certain states have additional rights under applicable privacy laws, as described in this section.
- If you are a resident of the EEA or the United Kingdom, please review Section 17.A below for additional information about your privacy rights under applicable privacy laws.
- If you are a resident of the United States, please review Section 17.B below for additional information about the categories of personal information we collect about you and your privacy rights under applicable California privacy laws and Section 17.C below for additional information about privacy rights under other U.S. state privacy laws.
A. EEA and the United Kingdom
The GDPR and UK data protection laws (where applicable), gives data subjects the following rights regarding their personal information:
- Right of access: You have the right to obtain from us confirmation as to whether or not personal information concerning you is being processed, and where that is the case, to request access to the personal information. The accessed information includes – among others – the purposes of the processing, the categories of personal information concerned, and the recipients or categories of recipient to whom the personal information have been or will be disclosed. You have the right to obtain a copy of the personal information undergoing processing. For further copies requested by you, we may charge a reasonable fee based on administrative costs.
- Right to rectify and complete personal information: you can request the rectification of inaccurate data and the completion of incomplete data. We will inform relevant third parties to whom we have transferred your data about the rectification and completion if we are legally obliged to do so.
- Right to erasure (right to be forgotten): You have the right to obtain from us the erasure of personal information concerning you in limited circumstances where:
- it is no longer needed for the purposes for which it was collected;
- you have withdrawn your consent (where the data processing was based on consent);
- following a successful right to object;
- it has been processed unlawfully; or
- the data has to be erased in order to comply with a legal obligation to which we are subject.
We are not required to comply with your request to erase personal information if the processing of your personal information is necessary for compliance with a legal obligation, or the establishment, exercise or defense of legal claims.
- Right to restriction of processing: You have the right to obtain from us restriction of processing your personal information. In this case, the respective data will be marked and only be processed by us for certain purposes. This right can only be exercised, subject to certain limitations, where: (i) the accuracy of your personal information is contested; (ii) the processing is unlawful, but you do not want the personal information erased; (iii) it is no longer needed for the purposes for which it was collected, but you still need it to establish, exercise or defend legal claims; or (iv) you have exercised the right to object, and verification of overriding grounds is pending.
- Right to data portability: You have the right to receive the personal information concerning you, which you have provided to us, in a structured, commonly used and machine-readable format and you have the right to transmit those data to another entity without hindrance from us, but in each case only where the processing is (a) based on your consent or on the performance of a contract with you, and (b) also carried out by automated means.
- Right to object:You have the right to object at any time to any processing of your personal information which has our legitimate interests as its legal basis. You may exercise this right without incurring any costs. If you raise an objection, we have an opportunity to demonstrate that we have compelling legitimate interests which override your rights and freedoms. The right to object does not exist, in particular, if the processing of your personal information is necessary to take steps prior to entering into a contract or to perform a contract already concluded.
- Right to object to our use of your personal information for direct marketing: You can request that we change the manner in which we contact you for marketing purposes. You can request that we not transfer your personal information to unaffiliated third parties for the purposes of direct marketing or any other purposes.
- Right to withdraw consent: if you have given us your consent for the processing of your personal information, you have the right to withdraw your consent at any time, without affecting the lawfulness of processing based on consent before its withdrawal.
- Right to obtain a copy of safeguards:you can ask to obtain a copy of, or reference to, the safeguards under which your personal information is transferred outside the EU/EEA. We may redact data transfer agreements to protect commercial terms.
- Right to lodge a complaint with your local supervisory authority: You have a right to lodge a complaint with your local supervisory authority if you have concerns about how we are processing your personal information. We ask that you please attempt to resolve any issue with us first, although you have a right to contact your supervisory authority at any time.
You may submit your GDPR request to us via:
- Our online webform
- Phone at (888) 778-6995 (toll free)
B. California Residents.
This section provides California residents with additional information regarding our collection, use and disclosure of their personal information, as well as their privacy rights, under California privacy laws.
In this section, we provide additional information to California residents about how we handle their personal information, as required by the California Consumer Privacy Act ("CCPA"). This section does not address or apply to our handling of personal information that is exempt under the CCPA.
Categories of personal information that we collect and disclose. Our collection, use and disclosure of personal information about a California resident will vary depending upon the circumstances and nature of our interactions or relationship with such resident. Below we describe the categories of personal information we may collect about California residents (including the categories of personal information that we have collected about California residents in the past 12 months):
- Identifiers: includes direct identifiers such as a real name, alias, address, unique personal identifier, online identifier, Internet Protocol (IP) address, email address, account name, social security number, driver's license number, passport number, or other similar identifiers.
- Customer records: paper and electronic customer records containing personal information, which you provide to us in order to access or use our Services, such as name, digital signature, address, telephone number, email and other contact information, government identifiers, financial and payment information.
- Characteristics of protected classifications: such as disability and health information (e.g., which we may collect in order to, for example, make accommodations available to you at events we host).
- Commercial information: including records of real property, products or services purchased, obtained, or considered, or other purchasing or use histories or tendencies.
- Usage data:internet or other electronic network activity Information including without limitation browsing history, search history, and information regarding a consumer's interaction with an Internet website, application, or advertisement.
- Location data: location information about a particular individual or device.
- Audio, Video and other Electronic Data: audio, electronic, visual, thermal, olfactory, or similar information such as, CCTV footage and thermal screenings (e.g., collected from visitors to our offices), photographs, and call recordings.
- Employment history: professional or employment-related information.
- Education information:education history and background.
- Profiles and inferences: Inferences drawn from any of the information identified above to create a profile reflecting a resident's preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, or aptitudes.
- Sensitive personal information: in limited circumstances, we may collect certain information considered to be sensitive personal information under the CCPA, including Social Security number and tax ID; driver's license, state identification card, passport number, or other government identifier; financial account number and payment card data; and geolocation data.
Categories of third parties. Below we describe the third parties to whom we may disclose each category of personal information for a business or commercial purpose:
- Identifiers:
- service providers
- advisors and agents
- government entities and law enforcement
- affiliates and subsidiaries
- real estate professionals
- advertising networks
- data analytics providers
- social networks
- operating systems and platforms
- Customer records:
- service providers
- advisors and agents
- government entities and law enforcement
- affiliates and subsidiaries
- real estate professionals
- operating systems and platforms
- Characteristics of protected classifications:
- service providers
- advisors and agents
- government entities and law enforcement
- affiliates and subsidiaries
- Commercial information:
- service providers
- advisors and agents
- government entities and law enforcement
- affiliates and subsidiaries
- real estate professionals
- data analytics providers
- social networks
- operating systems and platforms
- Usage data:
- service providers
- advisors and agents
- government entities and law enforcement
- affiliates and subsidiaries
- real estate professionals
- advertising networks
- data analytics providers
- social networks
- operating systems and platforms
- Location data:
- service providers
- advisors and agents
- government entities and law enforcement
- affiliates and subsidiaries
- real estate professionals
- operating systems and platforms
- Audio, video and other electronic data:
- service providers
- advisors and agents
- government entities and law enforcement
- affiliates and subsidiaries
- real estate professionals
- Employment History:
- service providers
- advisors and agents
- government entities and law enforcement
- affiliates and subsidiaries
- real estate professionals
- Education information:
- service providers
- advisors and agents
- government entities and law enforcement
- affiliates and subsidiaries
- real estate professionals
- Profiles and inferences:
- service providers
- advisors and agents
- government entities and law enforcement
- affiliates and subsidiaries
- real estate professionals
- advertising networks
- data analytics providers
- social networks
- Sensitive personal information:
- service providers
- advisors and agents
- government entities and law enforcement
- affiliates and subsidiaries
- real estate professionals
In addition, we may disclose any of the categories of personal information we collect about you to other third parties as directed by or consented to by you, or where necessary to fulfill your specific requests.
Sales and sharing. The CCPA defines a "sale" as disclosing or making available personal information to a third-party in exchange for monetary or other valuable consideration, and "sharing" broadly includes disclosing or making available personal information to a third party for purposes of cross-context behavioral advertising. While we do not disclose personal information to third parties in exchange for monetary compensation, we may "sell" or "share" (as defined by the CCPA): (i) identifiers, usage data, customer records, commercial information and profiles with our affiliates and subsidiary companies (e.g., so that they may improve or enhance their own records and for other purposes); and (ii) identifiers, usage data and commercial information to ad networks, social media platforms and data analytics providers (e.g., in order to improve and measure our ad and marketing campaigns).
Sources of Personal Information. We may collect personal information from the following sources:
- Directly from the individual
- Real estate professionals, including brokers and independent agents of Anywhere brands
- Property records, public records and other publicly available sources
- Advertising networks
- Data analytics providers
- Social networks
- Government entities
- Data brokers
- Affiliate and subsidiary companies
- Service providers
Purposes of Collection, Use and Disclosure. As described in more detail in Section 3. Use of Personal Information and Section 4. Disclosures of Personal Information, we collect, use, disclose and otherwise process personal information (including sensitive personal information) for the following business or commercial purposes or as otherwise directed or consented to by you:
- Providing support and services
- Analyzing and improving our business
- Personalizing content and experiences
- Advertising, marketing and promotional purposes
- Securing and protecting our business
- Defending our legal rights
- Planning and facilitating business transactions
- Auditing, reporting, corporate governance, and internal operations
- Complying with legal obligations
Retention. We will retain your personal information for the period necessary to fulfill the purposes outlined in this Privacy Policy or otherwise disclosed to you at the time of collection unless a longer retention period is required or permitted by law. We may retain personal information for longer where required by our legal and regulatory obligations, professional indemnity obligations, or where we believe it is necessary to establish, defend or protect our legal rights and interests or those of others.
Rights of California Residents. In general, California residents have the following rights under the CCPA:
California residents' rights. Under the CCPA, California residents have the following rights (subject to certain limitations) with respect to the personal information we collect and maintain about them:
- Opt out of sales and sharing: to opt-out of our sale and sharing of their personal information.
- Limit uses and disclosures of sensitive personal information: to limit certain uses or disclosures of sensitive personal information to those uses authorized by the CCPA.
- Deletion: to request deletion of their personal information, subject to certain exceptions.
- To know/access: to know what personal information we have collected about them, including the categories of personal information, the categories of sources from which the personal information is collected, the business or commercial purpose for collecting, selling, or sharing personal information, the categories of third parties to whom we disclose personal information, and the specific pieces of personal information we have collected about them.
- Correction: to request correction of inaccurate personal information.
- Non-discrimination: not to be subject to discriminatory treatment for exercising their rights under the CCPA.
Submitting CCPA Requests. California residents may exercise their CCPA privacy rights to know/access, delate, correct, and limit use/disclosure of sensitive personal information by submitting a verifiable request to us via:
- Our online webform
- Phone at (888) 778-6995 (toll free)
We will respond to verifiable requests received from California residents as required by law. When you submit a request to know or a request to delete, we will take steps to verify your request by matching the information provided by you with the information we have in our records. You must complete all required fields on our webform (or otherwise provide us with this information via the above toll-free number) so that we can process and verify your request. We will process your request based upon the personal information in our records that is linked or reasonably linkable to the information provided in your request. In some cases, we may request additional information in order to verify your request or where necessary to process your request. If we are unable to adequately verify a request, we will notify the requestor. Authorized agents may initiate a request on behalf of another individual by contacting us via email or phone; authorized agents will be required to provide proof of their authorization and we may also require that the relevant consumer directly verify their identity and the authority of the authorized agent.
Requests to Opt Out. Our website responds to global privacy control—or "GPC"—signals, which means that if we detect that your browser is communicating a GPC signal, we will process that as a request to opt that particular browser and device out of sales and sharing (i.e., via cookies and tracking tools) on our website. Note that if you come back to our website from a different device or use a different browser on the same device, you will need to opt out (or set GPC for) that browser and device as well. (You can also manage your preferences for targeting and other cookies on one of our Websites through the "Cookie Settings" link in the footer of the Website.) More information about GPC is available at: https://globalprivacycontrol.org/. You may also submit a request to opt out of other sharing and sales by submitting a request via:
- Our online webform
- Phone at (888) 778-6995 (toll free)
Financial Incentives. We may make available certain programs or offerings that are considered "financial incentives" under the CCPA, and we will provide notice of the material terms of such incentives and obtain consent from individuals before including them in such incentive programs. You can opt out of such programs at any time through the opt out mechanism provided in the program information.
Rights Under California Shine the Light Law. California residents may request from businesses with whom they have an established business relationship (1) a list of categories of personal information, such as name, address, e-mail address, and the type of services provided to the customer, that a business has disclosed to third parties during the immediately preceding calendar year for the third parties' direct marketing purposes and (2) the names and addresses of all such third parties. To request the above information please contact us by writing to us under the "Contact Us" section above. We will respond to such requests within 30 days of receipt.
For more information about our privacy practices, contact us as set forth in the Section 16. above.
C. Residents of Other U.S. States
Residents of certain U.S. states (including Virginia) may have additional rights under applicable privacy laws, subject to certain limitations. These rights may include:
- Correction: to correct inaccuracies in their personal information, taking into account the nature and purposes of the processing of the personal information.
- Deletion: to delete their personal information provided to or obtained by us.
- Access: to confirm whether we are processing their personal information and to obtain a copy of their personal information in a portable and, to the extent technically feasible, readily usable format.
- Opt-Out: to opt out of certain types of processing, including:
- to opt out of the "sale" of their personal information.
- to opt out of targeted advertising by us.
- to opt out of any processing of personal information for purposes of making decisions that produce legal or similarly significant effects.
You may submit a request to exercise your privacy rights via:
- Our online webform
- Phone at (888) 778-6995 (toll free)
You may also opt out of targeted advertising via on one of our Websites, by clicking the "Cookie Settings" link on our website and turning off targeting (advertising) cookies. (See Section 12. Your Rights and Choices, for additional information about the privacy choices we provide and how to exercise them.) We will respond to your request as required under the applicable privacy law(s). If we deny your request, you may appeal our decision by submitting a request through our webform.


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Udostępnij efekt
Może również Ci się spodobać
I have come across many effects in my life. Some were radiating with light just like a shining colourful billboard offering me to purchase a car. Some were dark as the night streets of Brooklyn. Some were even encouraging me to draw a smile. Ha, they don't know who they're dealing with. Some effects were even moving, similar to moving pictures a hundred years ago. Still something did not feel right, I was not part of these effects. Until, once upon a time once wondering off into a familiar place, my eyes noticed something I've not seen before, a new effect called "Noir". Where could I have seen it before? Looking at it, I felt the same isolation and darkness that I have seen inside my soul. I finally found what I was looking for, I found a part of me, thanks to PhotoFunia.

subset: commoncrawl


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Plantar warts are benign (noncancerous) growths that occur on the sole, heel, or ball of the foot.Most plantar warts are diagnosed based on their appearance. They are generally rough and spongy, and most are gray, brown, or yellow with dark dots in the center. While you likely heard as a child that these are the 'seeds' of the wart, they are not the little black dots are simply dried blood in your capillaries.
What Are Plantar Warts?
Plantar warts are caused by the human papilloma virus (HPV) invading the body through the skin on the bottom of the feet, typically through cuts or breaks. The virus often is present on contaminated surfaces, such as the tile floors of public locker rooms, showers, and swimming pools.
Some individuals are more prone to the virus that causes plantar warts than other people. Risk factors include:
- Repeated HPV exposure. For example, walking barefoot in public locker rooms and common public areas.
- Having a weakened immune system.
When first diagnosed, individuals often feel a "lump" on the bottom of the foot when standing,similar to having a stone in their shoe. If left untreated, plantar warts can grow up to 1 inch in circumference and may spread into clusters (called mosaic warts). In severe cases, they cause a change in gait or posture that results in leg or back pain.
If you suffer from plantar warts, schedule an appointment with our practice. We can diagnose and treat your warts to remove them fast, and advise you on how to protect against them in the future.


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Pearson College UWC
Victoria, Canada
200 students aged between 16-19 years
Pearson College UWC is Canada's most globally-minded school. It draws accomplished young leaders and changemakers from up to 160 countries and every province and territory of Canada. As a two-year, pre-university curriculum, Pearson offers both the International Baccalaureate Diploma Programme (IBDP) pathway and, pending approval, beginning in 2022-23, a Climate Action Leadership Diploma (International Baccalaureate Career-related Programme, IBCP) pathway. Both feature a strong emphasis on experiential education at the residential campus along the Salish Sea Bay at the southern tip of Vancouver Island.
Three Unique Features
- A Global Visionary – Pearson College UWC was created and named to honour the legacy of 1957 Nobel Peace Prize Laureate Lester B. Pearson, a former prime minister, whose vision of peace and global cooperation inspired him to ask: "How can there be peace without people understanding each other, and how can this be if they don't know each other?" Pearson was recognized by the Nobel Committee for his role in conceiving and creating the first UN multinational peacekeeping forces.
- Unique geographic and spiritual environment – Located on the west coast of Canada on the traditional territory of the Sc'ianew (Beecher Bay) First Nation, the campus' forested and temperate coastal location encourages students to undertake challenging academic and experiential learning in both modern classrooms and outdoors year-round.
- Ecological Marine Reserve – Pearson College UWC acts as Eco-guardian for the world-renowneded Race Rocks Ecological Reserve. Students learn through marine sciences courses, diving activity and volunteering on the reserve and around Race Rocks islands.
In the Classroom
Pearson College UWC offers the International Baccalaureate Diploma Program (IBDP) curriculum. Alongside standard courses, the college offers Philosophy, Marine Science, French, Spanish, Visual Arts and Theatre. Pending approval, a new Climate Action Leadership Diploma (International Baccalaureate Career-related Programme, IBCP), with courses created in conjunction with regional universities, will also be offered beginning in the 2022-23 school year.
Outside the Classroom
At Pearson College UWC, students learn by doing, particularly through the Creativity, Activity, Service (CAS) programme. To graduate, students are also expected to complete 80 hours of service between first and second years, often in their home communities.
Once per term, students plan, design and carry out individualized or small group projects.
Students share international music, dance and stories of their homelands and their international experiences at the annual One World community event. They also run and participate in regular community events such as Global Affairs, Special Topic Days, Cultural Sharing Days, Village Gatherings and can volunteer for the campus Emergency Response Team.
Students are required to perform duties around campus as part of their Village Service. For example, they may work as media assistants, fundraising assistants, collect recycling or work in the library.
Weekly student-led fitness programmes supplement daily fitness opportunities.
Campus and Facilities
Students, as well as many faculty members and their families, live together on campus. Facilities include five student residence buildings accommodating 40 students per house, plus a House parent apartment. Student residence houses were gifted SENĆOŦEN language names in 2021 by the Sc'ianew First Nation Chief and Elders.
The facilities are built in a West Coast Modern style designed to reflect and respect the natural setting and include a waterfront dining hall, state of the art science labs, classrooms, a 300-seat theatre, small lecture hall, visual arts facilities, an Education Resource Centre/Library and a Spiritual Centre. Unique architectural features include a floating marine sciences centre on the bay that contains a well-equipped seafront environmental systems lab and a hilltop observatory that facilitates astronomy study and exploration of the night skies. Students also conduct research above and below water at nearby Race Rocks Ecological Reserve. On-campus recreational facilities include a 25m indoor pool and exercise room, outdoor tennis, basketball and volleyball courts, soccer field, student common room and extensive hiking and cycling trails emanating from the campus.
Geographic Setting
The campus is in a forested Salish Sea setting on Pedder Bay near the southern tip of Vancouver Island on the west coast of Canada, about 30 kilometres southwest of the provincial capital of Victoria, British Columbia. College lands are located on the traditional territory of the Sc'ianew (Beecher Bay) First Nation.
Students apply through their UWC national committee or through the UWC Global Selection Programme. Exceptions to that are only within refugee or stateless populations and unique cases. For more information about Pearson College UWC, visit the website.
Contact Details
Pearson College UWC
650 Pearson College Drive
V9C 4H7 Victoria


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The weather's turning warmer in our neck of the woods, which means it's time to start thinking about spring cleaning. While you're emptying your closets, decluttering, and getting rid of the bloat in your life, why not do the same for your Mac? Here are some simple, easy to follow tips to give your trusted Mac a little spring cleaning of its own.
Clean It Out
Let's start with the outside of your system. Turn it off, unplug everything, and move it out from where you normally have it set up. Give the area around your Mac, whether it's an iMac on your desk, or a Mac Pro under your desk, a good cleaning—there's probably dust and grime built up around it. Apple has specific guidelines to cleaning your gear, and while each system is a little different, it's always a safe bet to take a microfiber cloth to the surface of your device to wipe away the dust and any smudges or oils that may be lingering on your screen or case. Apple suggests a damp, lint-free cloth to do the job, but even a dry microfiber cloth will get he job done—especially on displays and screens where you absolutely don't want to use harsh chemicals of any kind. Photo by Cheon Fong Liew.
Even though it's not officially recommended by Apple, a little compressed air will go a long way towards getting the dust out of the cracks, crevices, and exhaust vents. If you have a Mac Pro, you can crack the case open and attack the inside with the same cloth and compressed air.
If your case or keyboard are seriously gunky, we highly recommend attacking the filth with a Mr. Clean Magic Eraser, but keep in mind that they—and other melamine sponges—are slightly abrasive, so you may be rubbing away grease and dirt, but if you keep scrubbing you can wear away the top layer of the finish as well.
Tame Your Cable Clutter
Before you set your Mac back up, go ahead and take some time to tame the cable clutter that may have accumulated under your desk over months of use. Now is a good time to learn how to wrap those cables so they don't take up so much space, or order some velcro cable ties, twist ties, or zip ties to help you keep everything coming out of the back of your computer neat and tidy, and maybe even label them with milk jug labels or bread tags. If it's really bad, you can always repurpose a rain gutter, use a flower pot, or find another container to keep the cables and their slack out of sight.
Get Up to Date
If you're setting some time aside to tidy up your Mac for the spring, the first thing you'll want to do is make sure you have all of the latest patches, security updates, and application updates available via Software Update. If you're running a really old version of Mac OS and you've been thinking about upgrading, there's no time like the present to get on board with OS 10.8 "Mountain Lion." Even if you stick to Snow Leopard, or newer verisons of Mac OS aren't supported on your hardware, it's worth using Software Update to make sure your system is as up to date as it can be.
Uninstall Unnecessary Apps
After you've made sure your system is all up to date, it's time to dig into your Applications folder and start uninstalling programs that you know you no longer need. In most cases, uninstalling a Mac app is as simple as dragging the app to the trash, but doing just that can leave orphaned preferences files from those uninstalled apps on your computer. We'd suggest using an actual uninstaller, like our current favorite, AppCleaner, which is completely free. If you're willing to spend some coin ($13, to be exact), AppZapper has a prettier UI and a few more options, but in the end they both do the same thing. If you use one of these apps to remove those unwanted programs from your system, you can be sure you're getting rid of all of their associated files as well. Finally, head into System Preferences, click on Accounts, and clean out the Login Items tab of any applications that you don't want to run on startup. Sometimes even uninstalled apps leave entries behind, and it's a good idea to tidy up your startup items anyway.
Reclaim Hard Drive Space
If you've been following along, you've cleaned up your Mac on the outside, your Mac is up to date, and you've uninstalled the programs you no longer use or need on your system. Now it's time to finish cleaning your Mac up on the inside and get back the hard drive space that's probably being wasted by old VirtualBox images, video game screenshots, or other assorted files you didn't know were lurking on your system.
The venerable Disk Inventory X is a great tool that will scan your drives and show you what's eating up all of your space in an easy to understand view, and it's completely free. Alternatively, $10, if you have it to spend, will buy you a copy of Daisy Disk, an app that many of you preferred because it allows you to not just see the contents of your drive in multiple views, but go ahead and delete, compress, and organize your drive quickly—and automatically, without you having to lift a finger. Just make sure you empty your trash when you're through with everything to really get the space back.
Do Some Maintenance and Optimize Your System
Now that you've cleaned out the mess from your Mac, it's time to give OS X a little TLC. Head into Disk Utility and click "Verify Disk." It shouldn't take too long, and if you see any errors, wait for it to finish and click "Repair Disk." It's always a good idea to verify your disk every few months, just to make sure you're not missing some creeping issue with your hard drive or your OS X installation. You may also notice that you can verify or repair disk permissions. It doesn't hurt if you do it, but whether or not it's actually useful as a troubleshooting step is hotly debated. All-things-Mac writer John Gruber says it's voodoo, and honestly, he's right—it's not very useful for regular troubleshooting. However, Dwight Silverman says it's saved his bacon, although he had to dig deeper to fix his issue. Apple still reccomends repairing permissions for specific issues and references it in its knowledgebase. Your mileage may vary.
Beyond Disk Utility , you may also want to look into a system optimization utility like Onyx, our favorite system tweaker for Mac. Alternatively, previously mentioned cleaning utility iBoostUp does a great job of tidying up your system, as does the newly released CCleaner for Mac.
Back Up Your Refreshed Mac
These steps are all well and good to keep your Mac running smoothly, and even for periodic cleanups like these to get everything back in top shape. That said, they're all but wasted if you're not backing up your system. If you need help getting started, here's how to set up a bulletproof backup system using our favorite tool, CrashPlan. I use it personally to keep both my Mac and Windows systems backed up, and once it's set up, it really is fire and forget—and you get to sleep at night knowing all of your data is safely backed up to another computer, external drives, or—if you have the money to spend—an offsite location.
You may also consider taking a disk image of your freshly tidied Mac in case you need to restore later after a hard drive upgrade or replacement. You can do this in Disk Utility, but our favorite disk cloning tool for Mac is Carbon Copy Cloner, which is a bit more robust and reliable.
That's all there is to it. Macs usually don't need much in the way of maintenance, but they can definitely use some cleanup from time to time, especially after heavy use. Apple doesn't ship too much in the way of tweaking or optimization tools for your Mac, but there are plenty out there for all versions of Mac OS, so don't be shy when it comes to giving your ailing Mac a tune-up. After all, it's spring, and now's the perfect time to declutter and clean up your Mac as well as the rest of your life.
Do you have any spring cleaning tips that we left out? Share your tips—and suggestions—in the comments below.


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Sportsmanship for Your Teen
Article reviewed by Steven Dowshen, MD, at Nemours Alfred I. duPont Hospital for Children.
If you're into sports, you've seen it happen. You've probably even experienced it: Football players shaking hands after four quarters of knocking each other around. Tennis players leaping over the net to shake hands with their opponents after a hard-fought match. Soccer players exchanging jerseys after an intense 90 minutes. Even boxers touching gloves at the beginning of each round, then hugging each other after beating each other into a pulp for 12 rounds.
It seems like competitors in every event, from spelling bees to hockey, behave this way. What's going on?
It's all part of sportsmanship, a great tradition in sports and competition that means playing clean and handling both victory and defeat with grace, style, and dignity.
What Is Sportsmanship?
Sportsmanship is defined as:
- playing fair
- following the rules of the game
- respecting the judgment of referees and officials
- treating opponents with respect
Some people define good sportsmanship as the "golden rule" of sports — in other words, treating the people you play with and against as you'd like to be treated yourself. You demonstrate good sportsmanship when you show respect for yourself, your teammates, and your opponents, for the coaches on both sides, and for the referees, judges, and other officials.
But sportsmanship isn't just reserved for the people on the field. Cheerleaders, fans, and parents also need to be aware of how they behave during competition. Sportsmanship is a style and an attitude, and it can have a positive influence on everyone around you.
Win or Lose, Sportsmanship Helps You Get Through
In the last few years, taunting, trash-talking, gloating, and cheap shots have become all too common in sports. You've probably seen athletes who take their own successes too seriously, too. They celebrate a goal with a prolonged victory dance or constantly brag about their abilities.
This is the exact opposite of what sportsmanship is all about. This kind of behavior might make you feel tough or intimidating to an opponent, but keep in mind it can also cause you to lose the match. Plenty of games have been lost to penalties gathered from "unsportsmanlike conduct."
Everyone feels great when they win, but it can be just as hard to be a good sport when you've won a game as when you've lost one. Good sportsmanship takes maturity and courage — when you work really hard at a sport, it's not easy to admit you made a bad play or that someone has more skills than you. In competition — as in life — you may not always win but you can learn something from losing, too.
It's pretty tough to lose, so it definitely doesn't help matters if someone continues taunting you or your team after the competition is over. Sometimes it's hard to swallow your pride and walk on. But there's always the next match.
When you do lose — and it will happen — don't take it out on your opponent, blame the officials, or blame your team. Take it in stride. When you lose, lose with class. Being proud of how you performed, or at least being aware of things you need to improve for next time, is key.
When it comes to losing, good sportsmanship means congratulating the winners promptly and willingly. Also, it means accepting the game's outcome without complaint and without excuses, even if you sometimes might feel the referees made a few questionable calls.
When you win, the trick is to be a gracious and generous winner. Good sportsmanship means acknowledging victories without humiliating opponents, being quietly proud of success, and letting victories speak for themselves. Even if you win by a landslide, good sportsmanship means still finding ways to compliment your opponents.
Practicing Good Sportsmanship
So what does it take to demonstrate good sportsmanship in real-life situations? Here are some examples of things you can do:
- Learn as much as you can about your sport. Play by its rules. Show up for practice, work hard, and realize that on a team, everyone deserves a chance to play.
- Talk politely and act courteously toward everyone before, during, and after games and events. That includes your teammates, your opponents, your coaches and their coaches, the officials presiding over the game, and even spectators (who can sometimes be loud about their opinions).
- Stay cool. Even if others are losing their tempers, it doesn't mean you have to. Remind yourself that no matter how hard you've practiced and played, it is, after all, just a game.
- Avoid settling disputes with violence. If you're in a difficult situation or someone's threatening you, seek help immediately from your coach or from an official. Remember, too, that if you respond with violence you could get penalized, which could hurt your chances of winning.
- Cheer your teammates on with positive statements — and avoid trash-talking the other team.
- Acknowledge and applaud good plays, even when someone on the other team makes them.
- When officials make a call, accept it gracefully even if it goes against you. Remember that referees may not be right every time — but they're people who are doing their best, just as you are.
- Whether you win or lose, congratulate your opponents on a game well played.
Fair and Fun
Good sportsmanship means not having a "win at any cost" attitude. Most athletes who don't have a "win at any cost" attitude are more likely to talk about how much they love their sport and how much personal satisfaction and enjoyment they get from participation.
Most people won't go on to play professional sports, and only a few will win scholarships to play at college. But many forget to have a good time during the years they do play because they're so focused on winning.
And, unfortunately, parents and coaches sometimes put too much pressure on athletes, emphasizing winning at all costs. So although it's great to be a champion, it's even better to have enjoyed the process of trying to reach the top. It's best to play fair while having fun.
Sportsmanship Off the Field
Learning good sportsmanship means finding that the positive attitude learned on the field carries over into other areas of life. At school, for example, you're able to appreciate the contributions made by classmates and know how to work as part of a team to complete a project. You may enjoy more success at work as well, because a big part of learning good sportsmanship is learning to be respectful of others, including customers and coworkers.
Want to read more? Check out these great articles from our partner Nemours Alfred I. duPont Hospital for Children.


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Legal Notice
Registered Office
IRFU Charitable Trust
10/12 Lansdowne Road
Dublin 4
Privacy Policy
At the Irish Rugby Football Union we are committed to protecting your privacy & security. Please read our Privacy Policy carefully so that you are aware of the steps we take to protect you privacy, what information we collect and how we use it now or may use it in the future.
Controllers of Information
Any personal information provided to or gathered by https://www.irfucharitabletrust.com/ or is controlled by IRFU, Registered office 10/12 Lansdowne Road Dublin 4, Ireland.
What Information do we collect? How do we use it?
When you order over our website we need to know your name, e-mail address, delivery address, credit or debit card number, expiry date (and valid from date and issue number for Switch cards). This allows us to process and fulfil your orders and to notify you of the status of your order. You will find that it is not compulsory to provide us with any additional information we request which is not necessary or reasonable in order to complete your transaction.
We also ask for your telephone number which enables us to contact you urgently if there is a problem with your order. We will give your name and address to our couriers and we may also give them your telephone number to aid the delivery of your order.
When you register on the website or, during the process of purchasing goods from the website and choose to receive further information from us, we may use the information you provide us with for the following purposes:-
- We monitor customer traffic patterns and site usage to help us to develop the design and layout of the website.
- Personal details may be for purposes such as notifying you of IRFU Charitable Trust news, events, fixture, ticket, merchandising and player information which we think may be of interest to you.
- TheIRFU Charitable Trust will not put any information about you on general release nor will it sell such information to organisations not associated with the IRFU Charitable Trust. Personal data will not be transferred outside of the European Economic Area.
We employ other companies and individuals to perform functions on our behalf such as delivering packages, analysing data, providing marketing assistance, processing credit card payments and designing and operating our website. Such companies and individuals have access to your personal information for the purpose of carrying out this work only. These enterprises will not use your data for any other purpose. Under no circumstances will these enterprises use any additional data about you to which they are party for any other purposes.
EU Cookie directive
From 26 May 2011 a new European Union directive requires us to gain the consent of our users to download cookies on to their machines. There are various methods we could use to gain users consent. For example, we could use pop-ups; prompting users to tick a box to confirm they give permission for us to download cookies on their machine.
Alternatively, we could use an online form that all users must complete before using the website.
We consider both of these solutions as obtrusive. We want our users find information and services quickly.
Therefore, we have taken the decision to promote how we use cookies on our website instead. This will enable users to make an informed decision whether they want to disable this feature.
There are links on our terms and conditions and disclaimer pages which are in the footer of every web page pointing to this information.
What is a Cookie
Information may be sent to your computer in the form of an Internet "cookie" to allow our servers to monitor your requirements. The cookie is stored on your computer. Our server may request that your computer return a cookie to it.
These return cookies do not contain any information supplied by you or any personally identifiable information about you.
Such measures are necessary to allow IRFU Charitable Trust to measure the usability of the systems, which will help to continually improve user experience of our websites. Your browser software should however enable you to block cookies if you wish to. For more information about cookies, please visit http://www.allaboutcookies.org/.
Strictly Necessary Cookies
These cookies are essential in order to enable you to move around the website and use its features, such as accessing secure areas of the website.
Performance Cookies
These cookies collect information about how visitors use a website, for instance which pages visitors go to most often, and if they get error messages from web pages. These cookies don't collect information that identifies a visitor. All information these cookies collect is aggregated and therefore anonymous. It is only used to improve how a website works.
Functionality Cookies
These cookies allow the website to remember choices you make (such as your user name, language or the region you are in) and provide enhanced, more personal features. For instance, a website may be able to provide you with local weather reports or traffic news by storing in a cookie the region in which you are currently located.
These cookies can also be used to remember changes you have made to text size, fonts and other parts of web pages that you can customise. They may also be used to provide services you have asked for such as watching a video or commenting on a blog. The information these cookies collect may be anonymised and they cannot track your browsing activity on other websites.
Targeting or Advertising Cookies
These cookies are used to deliver adverts more relevant to you and your interests They are also used to limit the number of times you see an advertisement as well as help measure the effectiveness of the advertising campaign. They are usually placed by advertising networks with the website operator's permission. They remember that you have visited a website and this information is shared with other organisations such as advertisers. Quite often targeting or advertising cookies will be linked to site functionality provided by the other organisation.
Google Analytics
IRFU Charitable Trust uses Google Analytics, a web analytics service provided by Google. Google Analytics collects first party cookies, which are text files placed on your computer to collect standard internet log information and visitor behaviour. This information is sent to Google and is used to evaluate how our website is being used. This enables IRFU Charitable Trust to compile statistical reports. A full list of cookies used by Google Analytics and explanations on how these work are available on the Google code website. IRFU Charitable Trust does not collect (nor allow any third party to collect) personally identifiable information of visitors to our site. We will not associate any data gathered with any personally identifying information. We will not link or seek to link an IP address with the identity of a computer user. In short, Google Analytics doesn't identify who you are, but it does track your movements on our websites.
How to disable cookies
You can stop cookies being downloaded on to your computer by selecting the appropriate settings on your browser. However please note that if you do this you may not be able to use the full functionality of this website.
There is more information about cookies, including how to delete them on the website aboutcookies.org. You may also opt out of being tracked by Google Analytics.
By using our website you consent to collection and use of any information you provide to us by IRFU Charitable Trust for the purposes described above. If we amend our privacy policy, any changes will be published on this web site. If at any time you wish to update the information which we hold about you, or if you wish to stop receiving information from IRFU Charitable Trust, please contact us.
The IRFU Charitable Trust recognise that we have legal obligations in terms of the collection and use of personal data made available to us.
This website is provided on an "AS IS" basis and the IRFU Charitable Trust excludes all warranties or representations of any kind with respect to this website or its contents. In particular, the IRFU does not warrant or represent that the information contained on this website is accurate or up to date.
The contents of this website are designed to comply with Irish law. You may be viewing the website in a market in which we do not commonly sell our goods. The IRFU Charitable Trust cannot be held responsible for non-compliance with any local advertising or other laws in relation to this website or its contents.
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By using our website you consent to collection and use of any information you provide to us by the IRFU Charitable Trust for the purposes described above. If we decide to change our privacy policy, we will post those changes on this page. We recommend you re-visit this page periodically to check for changes. We endeavour to take all reasonable steps to protect your personal data including the use of encryption technology, but cannot guarantee the security of any data you disclose online. You accept the inherent security implications of sending information over the Internet and will not hold us responsible for any breach of security unless we have been negligent.
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like a champ
At SodaPup we specialize in creating fun and innovative dog toys for dogs that destroy everything! All of our products are made in the USA and are FDA compliant, meaning they are the safest dog toys in the market today.
SodaPup has developed several brands, each with a unique theme that appeals to different consumer segments. Our brands are SodaPup, USA-K9, Industrial Dog, MuttsKickButt, Spotnik, and Harvard's Finest (our brand of grain-free dog treats).
SodaPup gives back to the communities it serves, directing contributions to animal shelters as well as dog-related veterans organizations.


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Thank you for writing a review. We value feedback from our customers. Your review will help us to improve our service and help others learn about our business.
Thank you for your review! We need your help. A lot of your neighbors don't know about us, but you can change that! Please take a moment to visit us on our social pages, linked below.Thank you!


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Boroka Sunrise
Stretched Canvas
Stretched canvas products are printed on archival canvas material, stretched over a timber frame and ready to hang on your wall. A protective coating is applied for resistance to moisture.
Fujiflex Photographic Print
A very glossy paper with rich deep vivid colours (recommended, the best option).
This is a print-only item, you'll need to take this to a professional framing shop for custom framing. Fujiflex is a delicate material and easily scratched or marked, we recommend that you don't handle the photograph until it's ready for framing. Handle with cotton gloves only!
Fujiflex prints are printed with a black or white border. If you have color preference for the border, please let us know before ordering.
Lustre Photographic Print
Matte / lustre finish and texture (not glossy).
This is a print-only item, you'll need to take this to a professional framing shop for custom framing.
Lustre prints are not printed with a border.
We print and assemble your products on an order-by-order basis. The following are our estimated production times for orders:
- Lustre prints: 5 working days
- Fujiflex prints: 10 working days
- Stretched canvas: 10 working days
Additional postage time (estimate for standard delivery, express delivery available at extra cost)
- NSW - 3 business days
- VIC, ACT - 4 business days
- SA - 5 business days
- NT, TAS, WA - 6 business days
Delivery cost is calculated when you checkout your shopping cart.
Photographic prints are rolled and posted in a mailing tube.
Items are shipped using standard Australia Post with a tracking number.
Pick up
You can pick up your items from our office in Gillieston Heights at no extra cost. You can choose this option when ordering online.
Digital Licensing
Images can be licensed for commercial use such as on:
- Web sites
- Brochures, presentations, exhibition banners
- Advertising fliers
- Wall art such as posters, kitchen splashbacks
Costs start at $150. Please contact us for more details.


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The Unofficial Guide to Great Britain
The Unofficial Guide to Great Britain.
Comment about the Tympanum, Kilpeck Church, Herefordshire
No comments yet.
Name, email address and location are not obligatory although it will help if we need to clarify anything. Your email address will, in any case, not be published or otherwise disclosed. Please note: This is a family site and offensive language is not acceptable. Any comments which include URLs are sent to the moderator for inspection.
Questions are better asked by email where you are much more likely to get an answer. This is not really the place for questions.
Your comments here:
Photographs are copyright © of Barry Samuels unless stated otherwise.


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iPhone 8 Plus Case - Passion
Colour your talk with this original Abstract Flower Art, Passion artwork iPhone 8 Plus Case. A premium, high quality and vibrant iPhone case that shines with style, creativity and personality. This design is available as a tough case with a protective inner lining, or a snap case. Both styles of cases come in a gloss or matte finish.
Not only is this case a piece of art, but it's also made from amorphous polymers (like bicycle helmets) making it extremely durable and protective for everyday use.
Passion, the artwork featured on this case is from an original painting belonging to the Flower Garden series.
iPhone 8 Plus Case Product Information
Case Styles
Premium Glossy Tough Case
Premium Matte Tough Case
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North Korea's successful rocket launch may conjure up visions of nuclear missiles in the hands of one of the planet's least predictable regimes. But building a satellite launch vehicle doesn't directly translate into an ability to rain warheads on distant enemies.
Pyongyang still faces major obstacles before it can claim to possess reliable, nuclear-tipped intercontinental ballistic missiles capable of hitting its Asian neighborhood and much of the Pacific basin, including Alaska.
By launching the three-stage Unha-3 rocket into orbit Wednesday, "the North has crossed a major threshold in terms of mating an ICBM with a nuclear weapon," Victor Cha, who holds the Korea Chair at the Center for Strategic and International Studies, writes in a Q&A for the think tank.
Cha says the Unha-3 has a range of possibly 4,000 to 6,000 kilometers. Some estimates put it closer to 10,000 kilometers, which would put much of the Western United States in striking distance.
While North Korea might have the reach, it still faces the problem of perfecting a nuclear warhead — a much larger obstacle than simply exploding a nuclear device, which North Korea first accomplished in 2006.
"The North Koreans have demonstrated some of the capabilities they would need to have in order to develop an ICBM," Greg Thielmann, a senior fellow at the Arms Control Association, tells NPR. "But that doesn't mean that they are ready to build one."
Warheads need to be relatively small, able to withstand the intense heat and vibration of re-entry, and land on — or at least near — their intended targets.
"They are not there on the nuclear end and would have to have many more tests to have enough confidence that they have a reliable mode of delivery," says Jim Walsh, an expert in international security and a research associate at the Massachusetts Institute of Technology's Security Studies Program. "You need reliability. If you shoot one, you better be pretty confident it is not going to malfunction, hit your own territory and explode."
Thielmann agrees that producing a useful warhead is fraught with difficulty. "Based on the testing we've seen and some other assumptions about North Korean abilities, we don't think they're ready to arm an ICBM with a nuclear warhead yet even if they had an ICBM, which they don't yet."
Then there's the fuel problem.
Unlike most ICBMs, which run on solid fuel, the Unha-3 is powered by liquid fuel, which can't be stored for long periods inside the rocket, Thielmann notes. Liquid fuel rockets have other drawbacks, too.
For starters, they are "really too big and too unwieldy to move around," he says. "So, it's a stationary target. Any stationary target is going to be vulnerable to pre-emption."
In other words, if it looks as though North Korean leader Kim Jong Un is planning an attack using an Unha-3 type of missile, Washington might become aware of the preparations in time to destroy it on the launchpad.
Walsh concurs: "Liquid-fueled rockets sitting on the ground for hours are seen as being vulnerable to strike."
While North Korea isn't at the ICBM stage right now, Cha of the Center for Strategic and International Studies cautions against underestimating that threat.
"I think there's a natural tendency to discount the North Koreans as being these crazy people who are not successful in terms of their technology," he tells NPR. "But I think there needs to be greater attention paid to the strategic significance of what they've done.
"There are still other technological thresholds they need to cross to target the U.S. with an ICBM warhead," he says. "Still, it's only a matter of time before they are able to do that, as this test shows."
Copyright 2021 NPR. To see more, visit https://www.npr.org.


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Mickey Mouse Fathor Like A Dad But Mightier PNG – Need to know before purchasing
Mickey Mouse Fathor Like A Dad But Mightier PNG with Four High-Resolution Files Included
- SVG file: compatible with SVG cutting machines such as Silhouette Cameo (Designer Edition) and others.
- PNG file: featuring a transparent background.
- EPS file: compatible with Adobe Illustrator and CorelDraw.
- DXF file: compatible with Silhouette Studio, including the basic version.
Please remember: If the product is in PNG format or meant for sublimation, you'll only receive PNG files with your order.These flexible files are suitable for various creative projects, such as crafting with Cricut or Silhouette, designing SVGs, making birthday cards, creating wall decals, producing car stickers, decorating birthday parties, applying iron-on transfers, printing, and many other uses!
- This is an instant download, meaning no physical items will be shipped to you.
- Your files will be available for immediate download upon purchase.
- The files are provided in a zipped format, and you'll need to unzip them on your computer after downloading.
- If you encounter any issues downloading your files, please inform me, and I will send them to your email address.
*Learn More: How do I extract files from a zip folder?
- You are granted the freedom to use this item for any personal project you wish to undertake. However, we kindly request that you refrain from reselling the digital file as is or sharing it with others.
- Due to the digital nature of our products, we DO NOT offer refunds. We genuinely appreciate your choice to trust us for your creative needs!


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Good cause FAQ
Q: What organisations can sign up?
A: Any good cause operating within Medway area can apply. (NB Some exclusions are in place see Terms & Conditions for details)
Q: What information will I need to sign up?
A: We'll need some key pieces of information to get you registered as a good cause on the Medway Lottery. This will include your organisation's name, key contact and role, address, telephone number and email. We will then need you to confirm your eligibility (see question above).
To pay you your money we'll need your bank details and you'll also need to provide a logo for your organisation to include on the marketing materials we'll create for you. You can provide these at signup but they aren't required to get you registered. Remember to tell us if any details change.
Q: What kind of logo do I need?
A: We can accept logos in most file formats (.png, .jpg, .gif etc.)
Don't worry if you don't have one, we'll set you up with a default logo to start with and you'll be able to change it and any other details at any time.
Q: What materials do you provide to help me promote my lottery?
A: We provide your good cause with its own tailored communication materials. These will be professionally prepared PDFs which can be attached to emails that are sent out to your community. Our materials can also be printed and posted around the local area. We also provide you with your own dedicated webpages on the www.medwaylottery.co.uk website for your supporters to sign up, check results and see how much money is being raised.
Q: How do winners find out that they've won?
A: Every week, all winners will be advised by email. The winning number will also be published on our website, Facebook and Twitter each week following the draw.
Q: How do we receive our share of ticket sales?
A: Your funds will be transferred directly into your bank account every month.
Q: How do I know how well my fundraising is doing?
A: Every week we send you a newsletter which provides you with all the details. It tells you how many supporters have chosen to direct their support to you, who they are, how many tickets are being sold each week, how much money has been raised etc. There is also a dashboard on the site which will provide real time statistics on your campaign.
Q: Who deals with any questions my supporters have?
A: We do! We have a dedicated support number (01634 955950) that deals directly with any queries your supporters have as well as our support email address ([email protected]).
Q: Can someone still play if they are not online?
A: Yes. Players can call the dedicated Medway Lottery number – 01634 955950 – to register and set up payments.
Q: What administration do we need to do?
A: None! All you need to do is shout about your Medway Lottery page.
Q: If my good cause gets 50p per entry, where does the other 50p go?
A: 10p is used to support other good causes within Medway area. 20p goes to prizes and the remaining 20p is for administration of the lottery and VAT.
Q: My good cause is now live. What do I do next?
A: We have lots of tips to help you to start raising funds with Medway Lottery on our getting started page.
Q: Can supporters use Gift Aid on the ticket price?
A: Unfortunately you cannot claim Gift Aid on lottery ticket purchases.