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1Better to be poor and walk in integrity
than rich and crooked in one's ways.a
2Desire without knowledge is not good;
and whoever acts hastily, blunders.*
3Their own folly leads people astray;
in their hearts they rage against the LORD.*
4Wealth adds many friends,
but the poor are left friendless.b
5The false witness will not go unpunished,
and whoever utters lies will not escape.* c
6Many curry favor with a noble;
everybody is a friend of a gift giver.
7All the kin of the poor despise them;
how much more do their friends shun them!*
8Those who gain sense truly love themselves;
those who preserve understanding will find success.*
9The false witness will not go unpunished,
and whoever utters lies will perish.
10Luxury is not befitting a fool;
much less should a slave rule over princes.
11It is good sense to be slow to anger,
and an honor to overlook an offense.*
12The king's wrath is like the roar of a lion,
but his favor, like dew on the grass.* d
13The foolish son is ruin to his father,e
and a quarrelsome wife is water constantly dripping.*
14Home and possessions are an inheritance from parents,
but a prudent wife is from the LORD.f
15Laziness brings on deep sleep,
and the sluggard goes hungry.g
16Those who keep commands keep their lives,
but those who despise these ways will die.h
17Whoever cares for the poor lends to the LORD,i
who will pay back the sum in full.
18Discipline your son, for there is hope;
but do not be intent on his death.* j
19A wrathful person bears the penalty;
after one rescue, you will have it to do again.
20Listen to counsel and receive instruction,
that you may eventually become wise.
21Many are the plans of the human heart,
but it is the decision of the LORD that endures.k
22What is desired of a person is fidelity;
rather be poor than a liar.*
23The fear of the LORD leads to life;
one eats and sleeps free from any harm.
24The sluggard buries a hand in the dish;
not even lifting it to the mouth.l
25Beat a scoffer and the naive learn a lesson;
rebuke the intelligent and they gain knowledge.m
26Whoever mistreats a father or drives away a mother,
is a shameless and disgraceful child.* n
27My son, stop attending to correction;
start straying from words of knowledge.*
28An unprincipled witness scoffs at justice,
and the mouth of the wicked pours out iniquity.
29Rods are prepared for scoffers,
and blows for the backs of fools.o
* [19:2] When not guided by wisdom, appetite—or desire—is not good. "Running feet" (so the Hebrew) miss the mark, i.e., do not reach their destination.
* [19:3] One's own folly destroys one's life. It is an indication of that folly that one blames God rather than oneself.
* [19:5] The punishment fits the crime: those who abuse the legal system will be punished by the same system. They will not be acquitted.
* [19:7] Closely related to vv. 4 and 6. An observation, not without sympathy, on the social isolation of poor people.
* [19:8] Wisdom benefits the one who practices it.
* [19:11] The paradox is that one obtains one thing by giving up another.
* [19:12] An observation on the exercise of royal power. Both images suggest royal attitudes are beyond human control. Colon A is a variant of 20:2a and colon B of 16:15b.
* [19:13] One of many sayings about domestic happiness. The perspective is male; the two greatest pains to a father is a malicious son and an unsuitable wife. The immediately following saying is on the noble wife, perhaps to make a positive statement about women.
* [19:18] The pain of disciplining the young cannot be compared with the danger no discipline may bring. The chief reason for disciplining the young is their capacity to change; excluded thereby are revenge and punishment.
* [19:22] The proverb has been read in two ways: (1) "Desire (greed) is a shame to a person," which assumes the rare Hebrew word for "shame" is being used; (2) "What is desired in a person is fidelity." The second interpretation is preferable. The context may be the court: better to forego money (a bribe) than perjure oneself.
* [19:26] Children who disgrace the family equivalently plunder their father's wealth and expel their mother from the home.
* [19:27] The meaning was disputed even in antiquity. The interpretation that most respects the syntax is to take it as ironic advice as in 22:6: to stop (listening) is to go (wandering).
b. [19:4] Prv 14:20; Sir 13:20–23.
c. [19:5] Dt 19:16–20; Dn 13:61.
i. [19:17] Prv 14:21; 22:9; 28:27.
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Installment loans are personal and commercial loans extended to borrowers with terms that specify regular scheduled installments or payments. On each payment, the borrower is supposed to pay a part of the loan's principal amount and interest.
Unlike traditional credits, installment loans Langston, Alabama, offer flexible terms, and you can negotiate lower rates. You're given a convenient arrangement that will allow you to get out of your financial situation without stressing about missing your next payment. Read on to know everything important to get started.
You're probably wondering what benefits an installment loan accords you. Here's why you might want to apply for installment loans Langston, Alabama.
If you need to solve the emergency now, there is a trusted network of lenders from Langston. They boast an approval rate of over 90%, so you can be sure to get assistance when you submit your application. Contact them for more information.
While online installment loans Langston, Alabama, feature a simple application, you still need to meet certain conditions to be approved. Here are the minimum terms lenders consider to determine if you're eligible for an installment loan.
As shown, you don't need a lot of documentation as with traditional credits. Of course, different lenders offer different requirements, but in most cases, these are all you'll need to start. It doesn't matter whether you own assets or have a bad credit rating. As long as you satisfy these conditions, the company will approve you and send the money into your account within 24 hours.
All in all, it's an easy process. One of the benefits is that everything is done quickly, so if you're in an emergency that requires money, you will not have to wait for weeks or days.
You can complete the application process from the comfort of your home and get approved quickly. Most lenders offer a completely online procedure with forms that you are to submit. Once you provide the information and send it, you will receive a confirmation informing you that the lender received your application. They will review it; if you're good, they'll approve instantly.
The cash is deposited into your account in less than 24 hours. Some providers will even send on the same day, depending on when you applied. If it is in the morning, you can get the money before the end of the day. You could also contact them to know if they can speed up the process and send you the cash on the same day. Most lenders will agree if your request is received early.
The first step in getting your installment loan approved is finding the right lenders. With many companies online, it is difficult to identify who can offer an instant process on good terms. You can find trusted providers in Langston on our website.
If you're looking for an 'installment loan near me,' we update our list with the most trusted lenders who will quickly respond to your application and guarantee you comfortable terms to credit repayment. Browse the different options to compare and choose the most suitable for you.
Before applying for an installment loan, it would probably help to find a few answers to common questions. If you have your doubts, you can read the information below to make the right decision when applying for this type of credit. Here are the most frequently asked questions to keep in mind.
Yes, you can have several online installment loans Langston, Alabama. However, it depends on several reasons. For example, if you're paying a mortgage while also making car payments, you already have multiple installment loans. If you add an unsecured installment loan, you'll be dealing with three installment loans. But be sure to take an amount you can repay to avoid penalties that might cost you more.
Defaulting attracts penalties. Your credit score will be affected most of all. When you spoil it, lenders consider you a high-risk borrower, so they either raise your interest payments or deny your applications at all. Also, if you secured the loan, the lender could seize the asset you attached to the debt.
You can google "installment loan near me for bad credit." You just need to shop around to find a deal that suits your needs. Each lender offers different terms, considering things like your income and, in rare cases, credit score. However, when you apply with a low credit rating, you expect to attract a higher interest rate or more loan fees.
Installment loans represent a broad category, covering car loans, mortgages, and other types of personal credit. These tend to have longer terms and could require credit checks. On the other hand, a payday loan comes with a shorter repayment term but attracts higher interest, and you don't need to worry about credit checks.
The advantage with installment loans is that you can get a higher amount, and you're not obligated to clear it on the next payday (like with a payday loan). Each of these types serves different situations, so they offer benefits in different ways.
Considering the terms issued by the company, you can have multiple loans at a time. This also depends on your ability to repay and your credit score. A lender will approve your application if you have a positive credit score and your income shows you can manage them all. Compare the terms offered by different organizations to find the most suitable for your situation.
Installment loans offer an excellent solution to get out of a financial emergency. There are different types, including a personal loan, which is usually unsecured and can be used to pay for bills, consolidate debt, or even fund home improvement. Be sure to check the terms before applying, as each provider offers different requirements that you must meet. With all criteria met, you can get the loan approved instantly, and the money will be sent to your bank account in less than a day.
Applying does NOT affect your credit score!
No credit check to apply.


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Looking for payday loans in Jefferson City, Missouri? MaybeLoan Is Your Answer! We're committed to linking Jefferson City residents and those across Missouri with reputable direct lenders offering online payday loans, completely free from credit checks. Access fast cash when you need it most, all conveniently located in your city and neighboring areas within Missouri. Don't forget, we also provide a list of offline lenders in Jefferson City for your convenience.
Direct Payday & Cash Advance Lenders
Offering Payday Loans In Jefferson City, Missouri Near Me
Payday Loans & Cash Advance In Jefferson City, Missouri Near Me From Direct Lenders
Let's figure out what payday loans are. The term has many set definitions, but in most cases, it is a loan that lenders give for a short term (until you receive the next paycheck). The amount of cash you can get varies from $30 to $2,500, depending on a state. All states have different laws regulating payday loans, and there are two ways to obtain them: online or through storefront lenders. Here's everything you need to know to get a quick loan in Jefferson City, Missouri.
Table of Contents:
Payday loans in Jefferson City, Missouri(MO) and why you need them
The popularity of payday loans is at its peak today. Despite all the positive and negative opinions, quick loans are still a convenient solution for budget management. A constant cash shortage can be even worse than a sudden, one-time need for additional money. But the best thing about short-term loans is that they can help you get rid of both problems at the same time.
5 reasons to get a Jefferson City, Missouri payday loan
There is an endless number of reasons why you may need extra cash. But if you found yourself in one of these situations, MaybeLoan is at your service.
- Your bank didn't give you a loan. No one is shielded from a personal financial crisis. But the thing is that getting a bank loan or a mortgage loan modification isn't easy, and it may take a whole month or even a year to convince a lender. Obtaining a quick loan for a short-term period to cover your mortgage or rent is much faster.
- You struggle to cover your utilities, rent, bills, and groceries. In fact, this is probably the main reason why you may need a quick loan. About 70% of people in America use small cash advances to manage everyday expenses or consumer needs. These expenses include credit card payments, utilities, rent, and groceries that aren't cheap. These borrowers experience constant money shortage and use cash loans to cover their expenses.
- You need to cover your credit card debt. You know how every credit card company collects debts and payments, right? They start calling you five times a day and sending threatening letters until you satisfy the debt. So if you're sick of collectors bothering you and want to get them off your back, MaybeLoan will be glad to help you out. There's also a risk to max out your credit card. In this case, a cash advance can cover the overdraft fee. These two reasons make cash payday loans useful.
- You don't want to borrow from your relatives and friends. Some people just can't overcome themselves and ask their families for financial aid. If it's your case, then online payday loans in Jefferson City, Missouri(MO) can help you get some cash to deal with your problem without getting your close relatives involved.
- You need to satisfy a debt that can cost you a lot if you miss it. Depending on the type of agreement you sign with other lenders, you risk facing significant penalties or even losing some of your possessions, such as household appliances or even a car if you miss your payment. This is one of the cases when the loan interest that you'll have to pay will be a tiny problem compared to your major debt.
The benefits of getting a Jefferson City, Missouri payday loan online at MaybeLoan
Here are the benefits you get if you choose MaybeLoan:
- Quick and convenient forms. The main problem of large lenders is the time you usually waste applying for a loan. But when every minute counts, filling a long and hardly understandable loan is the last thing you want to do. Thanks to our easy forms, you can apply in as fast as two minutes.
- Fast approval. Working with MaybeLoan.com, you can always be sure that we will deposit the funds to your bank account during one working day due to our almost instant approval. No matter what city you live in, once you sign up with us, we use your bank account info to make the process fast. After your loan agreement is signed and the transaction is initiated, you can expect the cash to be transferred to you within 24 hours. Unfortunately, no lender is able to provide you with funds the same day you apply.
- Apply on-the-go. No more questions, like "Where can I find the best lender near me?" You're free to apply for our online payday loans in Jefferson City, Missouri directly from your home, workplace, restaurant, or even a traffic jam. All you need is a smartphone or computer with internet access. If the application you sent is approved, we'll transfer the funds to your bank account.
- Transparent agreements. The transparency of all agreements and transactions is our strongest suit, and you can be sure that every percent you repay is fairly calculated. With our smallest rates, you'll be more than satisfied with our work.
If your budget is stretched too thin to stock up in a grocery store or you got yourself in a car accident that left you with an enormous repair bill, just fill a quick form at MaybeLoan and let us handle your money problem for you. No meaningless questions, no credit check.
What you need to know to get a payday loan in Jefferson City, Missouri
Payday loans are accompanied by various laws and regulations in every state, so Jefferson City, Missouri is no exception. Before you apply for a loan, get acquainted with these laws to understand how the system works. This knowledge can protect your wallet from unfair fees and interest rate.
What are the benefits of Jefferson City, Missouri payday loans?
Here are 5 reasons why you benefit from getting Jefferson City, Missouri payday loans:
- You'll receive the cash fast. If you read at least one review, you know that when working with traditional lenders, you may have to wait for days before you get access to the money. If you need money now, the best lenders in Jefferson City, Missouri offer much faster application processes and quick approval, which allows you to receive the money within a day if you apply for Jefferson City, Missouri payday loans online.
- You're free to spend the money on whatever you need. Once you receive the funds, you may use them to buy any product you want. But it's better not to take out two loans at the same time, as the process of repaying the debt may be complicated. But you're free to get a new loan next month after you cover the previous one in case if you need extra money again.
- No credit check loans. If your credit score has seen better days, you can still get a cash loan in Jefferson City, Missouri. All payday lenders check if you are able to repay the loan and don't focus on your bad credit history.
- You can always count on a direct lender if you have no other options. In case if you got into a tight financial situation, and there's no other option rather than applying for a loan to get your affairs in order until your payday, consider getting payday loans online.
- Quick loans are easy to obtain. As we said before, this type of loans doesn't require you to have a perfect credit score. Every US citizen who meets all the requirements set by lenders is eligible for a short-term loan.
The costs and regulations surrounding Jefferson City, Missouri payday loans
Here's what fees you can expect when obtaining online payday loans in Missouri (MO):
Payday lending status in Missouri: | Legal |
Minimum loan amount: | N/A |
Maximum loan amount of a payday loan in Missouri: | $500 |
Maximum Interest Rate (APR): | 433% |
Minimum payday loans term in Missouri (MO): | 14 days |
Maximum loan term: | 30 days |
Finance Charge for 14-day $100 Loan: | N/A |
Installment option: | Yes |
- Finance charges. If the amount of your loan is not bigger than $30, payday lenders cannot charge more than $1 per every $5 you borrow.
- Maximum APR. When obtaining a 14-day $100 loan, the maximum annual percentage rate you can expect is 309%.
- Acquisition charges. If the amount of a cash advance you borrow is between $30 and $100, you may expect a legit acquisition charge of one-tenth of the payday loan amount. If your loan is more than $100, the acquisition charge cannot be more than $10.
- Maximum amount. The maximum amount of a payday loan in Jefferson City, Missouri is not specified.
- Maximum term. The terms of payday loans in Jefferson City, Missouri(MO) vary from one week to 31 days.
What you need to apply for a payday loan in Jefferson City, Missouri
With MaybeLoan, it's simple to apply for a quick loan in Jefferson City, Missouri, but you need to be aware of certain conditions required for this procedure.
- You must be at least 18 years old or over. lending money to a person under this age is illegal in the USA. So if you are older than 18, you now meet the first requirement.
- You need to be a legal resident of Jefferson City, Missouri. To get a payday loan in the state of Jefferson City, Missouri, you need to confirm your legal resident status by providing your contact address. After that, the success of obtaining a loan is almost guaranteed.
- Your bad credit is not a problem, but you still need a stable source of income and earn at least $1,000 per month. This way, we can be sure that you can handle the repayment.
- To receive instant approval, you need a phone number and a valid email. If you don't provide us with this information, we won't be able to contact you.
- And finally, you must not be a debtor in bankruptcy.
All we need from you is a couple of personal details, such as your social security number, your name, and your address, while you need to indicate how much you wish to borrow. After you provide us with the required details, we will contact you once we approve the information to confirm all the terms and conditions of the contract.
A small cash advance can be a useful and convenient asset when coping with emergency situations. But remember that this type of loans can't cure serious financial troubles. Getting too many loans from a few companies at the same time is not the best decision, as you risk damaging your financial stability.


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Inside Diamondback
Regular price $2,299 $1,949 15% off Ready to ship: 3 Days
Note: All outlet products are final sale. No exchanges or refunds.
This DiamondBack HD has a less than perfect looking weld on a cab panel stud. This is purely cosmetic and will not affect function.
All DiamondBack Outlet items carry the same lifetime warranty as regular DiamondBack items.
Condition: Factory Second Factory second: Failed quality inspection. Used: Installed and signs of wear or damaged in shipping. Open box: Unboxed but barely touched. Minimal signs of wear. Overstock: Order was canceled or too many made for inventory. ?
Part number: GH20S-HD-DX-C12/d
Finish: Rugged Black
Serial number: 2306-127004
No one enjoys drilling into their DiamondBack. With Base Track Installation, DiamondBack installs the tracks of your chosen rack system at the factory. You'll save yourself time and possible headaches knowing your tracks are installed correctly. Enjoy the outdoors instead of spending time installing the tracks on your DiamondBack.
*Tracks are not installed on the center panel of your DiamondBack.
Bed length is the distance between the inside of your tailgate and the bulkhead.
An in-bed track requires special cap clamps for installation.
An in-bed track is required to install this cover.
Due to changes in year range options for certain truck models, you will need to reselect your truck.


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The Christian share of the U.S. population is declining, while the number of U.S. adults who do not identify with any organized religion is growing, according to an extensive new survey by the Pew Research Center. Moreover, these changes are taking place across the religious landscape, affecting all regions of the country and many demographic groups. While the drop in Christian affiliation is particularly pronounced among young adults, it is occurring among Americans of all ages. The same trends are seen among whites, blacks and Latinos; among both college graduates and adults with only a high school education; and among women as well as men. (Explore the data with our interactive database tool.)
To be sure, the United States remains home to more Christians than any other country in the world, and a large majority of Americans – roughly seven-in-ten – continue to identify with some branch of the Christian faith.1 But the major new survey of more than 35,000 Americans by the Pew Research Center finds that the percentage of adults (ages 18 and older) who describe themselves as Christians has dropped by nearly eight percentage points in just seven years, from 78.4% in an equally massive Pew Research survey in 2007 to 70.6% in 2014. Over the same period, the percentage of Americans who are religiously unaffiliated – describing themselves as atheist, agnostic or "nothing in particular" – has jumped more than six points, from 16.1% to 22.8%. And the share of Americans who identify with non-Christian faiths also has inched up, rising 1.2 percentage points, from 4.7% in 2007 to 5.9% in 2014. Growth has been especially great among Muslims and Hindus, albeit from a very low base.
The drop in the Christian share of the population has been driven mainly by declines among mainline Protestants and Catholics. Each of those large religious traditions has shrunk by approximately three percentage points since 2007. The evangelical Protestant share of the U.S. population also has dipped, but at a slower rate, falling by about one percentage point since 2007.2
Even as their numbers decline, American Christians – like the U.S. population as a whole – are becoming more racially and ethnically diverse. Non-Hispanic whites now account for smaller shares of evangelical Protestants, mainline Protestants and Catholics than they did seven years earlier, while Hispanics have grown as a share of all three religious groups. Racial and ethnic minorities now make up 41% of Catholics (up from 35% in 2007), 24% of evangelical Protestants (up from 19%) and 14% of mainline Protestants (up from 9%).
Religious intermarriage also appears to be on the rise: Among Americans who have gotten married since 2010, nearly four-in-ten (39%) report that they are in religiously mixed marriages, compared with 19% among those who got married before 1960.3 The rise in intermarriage appears to be linked with the growth of the religiously unaffiliated population. Nearly one-in-five people surveyed who got married since 2010 are either religiously unaffiliated respondents who married a Christian spouse or Christians who married an unaffiliated spouse. By contrast, just 5% of people who got married before 1960 fit this profile.
Explore data on religious groups in the U.S. by affiliation, geographic and demographic information.
While many U.S. religious groups are aging, the unaffiliated are comparatively young – and getting younger, on average, over time. As a rising cohort of highly unaffiliated Millennials reaches adulthood, the median age of unaffiliated adults has dropped to 36, down from 38 in 2007 and far lower than the general (adult) population's median age of 46.4 By contrast, the median age of mainline Protestant adults in the new survey is 52 (up from 50 in 2007), and the median age of Catholic adults is 49 (up from 45 seven years earlier).
These are among the key findings of the Pew Research Center's second U.S. Religious Landscape Study, a follow-up to its first comprehensive study of religion in America, conducted in 2007.
Because the U.S. census does not ask Americans about their religion, there are no official government statistics on the religious composition of the U.S. public.5 Some Christian denominations and other religious bodies keep their own rolls, but they use widely differing criteria for membership and sometimes do not remove members who have fallen away.6 Surveys of the general public frequently include a few questions about religious affiliation, but they typically do not interview enough people, or ask sufficiently detailed questions, to be able to describe the country's full religious landscape.
The Religious Landscape Studies were designed to fill the gap. Comparing two virtually identical surveys, conducted seven years apart, can bring important trends into sharp relief. In addition, the very large samples in both 2007 and 2014 included hundreds of interviews with people from small religious groups that account for just 1% or 2% of the U.S. population, such as Mormons, Episcopalians and Seventh-day Adventists. This makes it possible to paint demographic and religious profiles of numerous denominations that cannot be described by smaller surveys. The most recent Religious Landscape Study also was designed to obtain a minimum of 300 interviews with respondents in each state and the District of Columbia as well as to represent the country's largest metropolitan areas, enabling an assessment of the religious composition not just of the nation as a whole, but also of individual states and localities. (See Appendix D.)
The latest survey was conducted in English and Spanish among a nationally representative sample of 35,071 adults interviewed by telephone, on both cellphones and landlines, from June 4-Sept. 30, 2014. Findings based on the full sample have a margin of sampling error of plus or minus 0.6 percentage points. The survey is estimated to cover 97% of the non-institutionalized U.S. adult population; 3% of U.S. adults are not reachable by telephone or do not speak English or Spanish well enough to participate in the survey. (See Appendix A for more information on how the survey was conducted, margins of error for subgroups analyzed in this report and additional details.)
Even a very small margin of error, when applied to the hundreds of millions of people living in the United States, can yield a wide range of estimates for the size of particular faiths. Nevertheless, the results of the second Religious Landscape Study indicate that Christians probably have lost ground, not only in their relative share of the U.S. population, but also in absolute numbers.
In this study, respondents' religious affiliation (also sometimes referred to as "religious identity") is based on self-reports. Catholics, for instance, are defined as all respondents who say they are Catholic, regardless of their specific beliefs and whether or not they attend Mass regularly.
The terms "unaffiliated" and "religious 'nones'" are used interchangeably throughout this report. This group includes self-identified atheists and agnostics as well as those who describe their religion as "nothing in particular."
The unaffiliated are generally less religiously observant than people who identify with a religion. But not all religious "nones" are nonbelievers. In fact, many people who are unaffiliated with a religion believe in God, pray at least occasionally and think of themselves as spiritual people. Forthcoming reports will describe the Religious Landscape Study's findings about the religious beliefs and practices of "nones" and other groups.
For more details on the exact questions used to measure religious identity, see the survey topline. For more on how Protestant respondents were grouped into particular religious traditions, see Appendix B.
In 2007, there were 227 million adults in the United States, and a little more than 78% of them – or roughly 178 million – identified as Christians. Between 2007 and 2014, the overall size of the U.S. adult population grew by about 18 million people, to nearly 245 million.7 But the share of adults who identify as Christians fell to just under 71%, or approximately 173 million Americans, a net decline of about 5 million.
This decline is larger than the combined margins of sampling error in the twin surveys conducted seven years apart. Using the margins of error to calculate a probable range of estimates, it appears that the number of Christian adults in the U.S. has shrunk by somewhere between 2.8 million and 7.8 million.8
Of the major subgroups within American Christianity, mainline Protestantism – a tradition that includes the United Methodist Church, the American Baptist Churches USA, the Evangelical Lutheran Church in America, the Presbyterian Church (U.S.A.) and the Episcopal Church, among others – appears to have experienced the greatest drop in absolute numbers. In 2007, there were an estimated 41 million mainline Protestant adults in the United States. As of 2014, there are roughly 36 million, a decline of 5 million – although, taking into account the surveys' combined margins of error, the number of mainline Protestants may have fallen by as few as 3 million or as many as 7.3 million between 2007 and 2014.9
By contrast, the size of the historically black Protestant tradition – which includes the National Baptist Convention, the Church of God in Christ, the African Methodist Episcopal Church, the Progressive Baptist Convention and others – has remained relatively stable in recent years, at nearly 16 million adults. And evangelical Protestants, while declining slightly as a percentage of the U.S. public, probably have grown in absolute numbers as the overall U.S. population has continued to expand.
The new survey indicates that churches in the evangelical Protestant tradition – including the Southern Baptist Convention, the Assemblies of God, Churches of Christ, the Lutheran Church-Missouri Synod, the Presbyterian Church in America, other evangelical denominations and many nondenominational congregations – now have a total of about 62 million adult adherents. That is an increase of roughly 2 million since 2007, though once the margins of error are taken into account, it is possible that the number of evangelicals may have risen by as many as 5 million or remained essentially unchanged.10
Like mainline Protestants, Catholics appear to be declining both as a percentage of the population and in absolute numbers. The new survey indicates there are about 51 million Catholic adults in the U.S. today, roughly 3 million fewer than in 2007. But taking margins of error into account, the decline in the number of Catholic adults could be as modest as 1 million.11 And, unlike Protestants, who have been decreasing as a share of the U.S. public for several decades, the Catholic share of the population has been relatively stable over the long term, according to a variety of other surveys (see Appendix C).
Meanwhile, the number of religiously unaffiliated adults has increased by roughly 19 million since 2007. There are now approximately 56 million religiously unaffiliated adults in the U.S., and this group – sometimes called religious "nones" – is more numerous than either Catholics or mainline Protestants, according to the new survey. Indeed, the unaffiliated are now second in size only to evangelical Protestants among major religious groups in the U.S.
Factors Behind the Changes in Americans' Religious Identification
One of the most important factors in the declining share of Christians and the growth of the "nones" is generational replacement. As the Millennial generation enters adulthood, its members display much lower levels of religious affiliation, including less connection with Christian churches, than older generations. Fully 36% of young Millennials (those between the ages of 18 and 24) are religiously unaffiliated, as are 34% of older Millennials (ages 25-33). And fewer than six-in-ten Millennials identify with any branch of Christianity, compared with seven-in-ten or more among older generations, including Baby Boomers and Gen-Xers. Just 16% of Millennials are Catholic, and only 11% identify with mainline Protestantism. Roughly one-in-five are evangelical Protestants.
However, generational replacement is by no means the only reason that religious "nones" are growing and Christians are declining. In addition, people in older generations are increasingly disavowing association with organized religion. About a third of older Millennials (adults currently in their late 20s and early 30s) now say they have no religion, up nine percentage points among this cohort since 2007, when the same group was between ages 18 and 26. Nearly a quarter of Generation Xers now say they have no particular religion or describe themselves as atheists or agnostics, up four points in seven years. Baby Boomers also have become slightly but noticeably more likely to identify as religious "nones" in recent years.
As the shifting religious profiles of these generational cohorts suggest, switching religion is a common occurrence in the United States. If all Protestants were treated as a single religious group, then fully 34% of American adults currently have a religious identity different from the one in which they were raised. This is up six points since 2007, when 28% of adults identified with a religion different from their childhood faith. If switching among the three Protestant traditions (e.g., from mainline Protestantism to the evangelical tradition, or from evangelicalism to a historically black Protestant denomination) is added to the total, then the share of Americans who currently have a different religion than they did in childhood rises to 42%.
By a wide margin, religious "nones" have experienced larger gains through religious switching than any other group. Nearly one-in-five U.S. adults (18%) were raised in a religious faith and now identify with no religion. Some switching also has occurred in the other direction: 9% of American adults say they were raised with no religious affiliation, and almost half of them (4.3% of all U.S. adults) now identify with some religion. But for every person who has joined a religion after having been raised unaffiliated, there are more than four people who have become religious "nones" after having been raised in some religion. This 1:4 ratio is an important factor in the growth of the unaffiliated population.
By contrast, Christianity – and especially Catholicism – has been losing more adherents through religious switching than it has been gaining. More than 85% of American adults were raised Christian, but nearly a quarter of those who were raised Christian no longer identify with Christianity. Former Christians represent 19.2% of U.S. adults overall.
Both the mainline and historically black Protestant traditions have lost more members than they have gained through religious switching, but within Christianity the greatest net losses, by far, have been experienced by Catholics. Nearly one-third of American adults (31.7%) say they were raised Catholic. Among that group, fully 41% no longer identify with Catholicism. This means that 12.9% of American adults are former Catholics, while just 2% of U.S. adults have converted to Catholicism from another religious tradition. No other religious group in the survey has such a lopsided ratio of losses to gains.
The evangelical Protestant tradition is the only major Christian group in the survey that has gained more members than it has lost through religious switching. Roughly 10% of U.S. adults now identify with evangelical Protestantism after having been raised in another tradition, which more than offsets the roughly 8% of adults who were raised as evangelicals but have left for another religious tradition or who no longer identify with any organized faith.
Other highlights in this report include:
- The Christian share of the population is declining and the religiously unaffiliated share is growing in all four major geographic regions of the country. Religious "nones" now constitute 19% of the adult population in the South (up from 13% in 2007), 22% of the population in the Midwest (up from 16%), 25% of the population in the Northeast (up from 16%) and 28% of the population in the West (up from 21%). In the West, the religiously unaffiliated are more numerous than Catholics (23%), evangelicals (22%) and every other religious group.
- Whites continue to be more likely than both blacks and Hispanics to identify as religiously unaffiliated; 24% of whites say they have no religion, compared with 20% of Hispanics and 18% of blacks. But the religiously unaffiliated have grown (and Christians have declined) as a share of the population within all three of these racial and ethnic groups.
- The percentage of college graduates who identify with Christianity has declined by nine percentage points since 2007 (from 73% to 64%). The Christian share of the population has declined by a similar amount among those with less than a college education (from 81% to 73%). Religious "nones" now constitute 24% of all college graduates (up from 17%) and 22% of those with less than a college degree (up from 16%).
- More than a quarter of men (27%) now describe themselves as religiously unaffiliated, up from 20% in 2007. Fewer women are religious "nones," but the religiously unaffiliated are growing among women at about the same rate as among men. Nearly one-in-five women (19%) now describe themselves as religiously unaffiliated, up from 13% in 2007.
- Although it is low relative to other religious groups, the retention rate of the unaffiliated has increased. In the current survey, 53% of those raised as religiously unaffiliated still identify as "nones" in adulthood, up seven points since 2007. And among Millennials, "nones" actually have one of the highest retention rates of all the religious categories that are large enough to analyze in the survey.
- As the ranks of the religiously unaffiliated continue to grow, they also describe themselves in increasingly secular terms. In 2007, 25% of the "nones" called themselves atheists or agnostics; 39% identified their religion as "nothing in particular" and also said that religion is "not too" or "not at all" important in their lives; and 36% identified their religion as "nothing in particular" while nevertheless saying that religion is either "very important" or "somewhat important" in their lives. The new survey finds that the atheist and agnostic share of the "nones" has grown to 31%. Those identifying as "nothing in particular" and describing religion as unimportant in their lives continue to account for 39% of all "nones." But the share identifying as "nothing in particular" while also affirming that religion is either "very" or "somewhat" important to them has fallen to 30% of all "nones."
- While the mainline Protestant share of the population is significantly smaller today than it was in 2007, the evangelical Protestant share of the population has remained comparatively stable (ticking downward slightly from 26.3% to 25.4% of the population). As a result, evangelicals now constitute a clear majority (55%) of all U.S. Protestants. In 2007, roughly half of Protestants (51%) identified with evangelical churches.
- Since 2007, the share of evangelical Protestants who identify with Baptist denominations has shrunk from 41% to 36%. Meanwhile, the share of evangelicals identifying with nondenominational churches has grown from 13% to 19%.
- The United Methodist Church (UMC) continues to be the largest denomination within the mainline Protestant tradition. Currently, 25% of mainline Protestants identify with the UMC, down slightly from 28% in 2007.
- More than six-in-ten people in the historically black Protestant tradition identify with Baptist denominations, including 22% who identify with the National Baptist Convention, the largest denomination within the historically black Protestant tradition.
- The share of the public identifying with religions other than Christianity has grown from 4.7% in 2007 to 5.9% in 2014. Gains were most pronounced among Muslims (who accounted for 0.4% of respondents in the 2007 Religious Landscape Study and 0.9% in 2014) and Hindus (0.4% in 2007 vs. 0.7% in 2014).12
- Roughly one-in-seven participants in the new survey (15%) were born outside the U.S., and two-thirds of those immigrants are Christians, including 39% who are Catholic. More than one-in-ten immigrants identify with a non-Christian faith, such as Islam or Hinduism.
- Hindus and Jews continue to be the most highly educated religious traditions. Fully 77% of Hindus are college graduates, as are 59% of Jews (compared with 27% of all U.S. adults). These groups also have above-average household incomes. Fully 44% of Jews and 36% of Hindus say their annual family income exceeds $100,000, compared with 19% of the public overall.
About the 2014 U.S. Religious Landscape Study
This is the first report on findings from the 2014 U.S. Religious Landscape Study, the centerpiece of which is a nationally representative telephone survey of 35,071 adults. This is the second time the Pew Research Center has conducted a Religious Landscape Study. The first was conducted in 2007, also with a telephone survey of more than 35,000 Americans.
The new study is designed to serve three main purposes:
- To provide a detailed account of the size of the religious groups that populate the U.S. landscape;
- To describe the demographic characteristics, religious beliefs and practices, and social and political values of those religious groups; and
- To document how the religious profile of the U.S. has changed since the first study was conducted in 2007. With more than 35,000 interviews each, both the 2007 and 2014 studies have margins of error of less than one percentage point, making it possible to identify even relatively small changes in religious groups' share of the U.S. population.
The results of the 2014 Religious Landscape Study will be published in a series of reports over the coming year. This first report focuses on the changing religious composition of the U.S. and describes the demographic characteristics of U.S. religious groups, including their median age, racial and ethnic makeup, nativity data, education and income levels, gender ratios, family composition (including religious intermarriage rates) and geographic distribution. It also summarizes patterns in religious switching.
In addition, this report includes an appendix that compares the findings of the 2007 and 2014 Religious Landscape Studies with several other surveys and assesses how recent developments in American religion fit into longer-term trends. Data from a variety of national surveys, including the long-running General Social Survey and Gallup polls, confirm that Protestants have been declining as a share of the U.S. population and that the unaffiliated have been growing. But there is less of a consensus about trends in American Catholicism. Some surveys, including the one featured in this report, indicate that the Catholic share of the population is declining, while others suggest it is relatively stable or may have declined and then ticked back up in recent years. (See Appendix C.)
Other findings from the 2014 Religious Landscape Study will be released later this year. In addition to the written reports, the Religious Landscape Study's findings will be available through a new interactive tool. The online presentation allows users to delve more deeply into the survey's findings, build interactive maps or charts and explore the data most interesting to them.
Many individuals from the Pew Research Center contributed to this report. Alan Cooperman, director of religion research, oversaw the effort and served as the primary editor. Gregory Smith, associate director for religion research, served as the primary researcher and wrote the Overview and Methodology. Smith also wrote the chapter on the changing religious composition of the U.S., the appendix on the classification of Protestant denominations and the appendix on putting the findings from the Religious Landscape Study into context. The chapter on religious switching and intermarriage was written by Research Associate Becka Alper. Research Associate Jessica Martinez and Research Assistant Claire Gecewicz wrote the chapter on the demographic profiles of religious groups, and Research Analyst Elizabeth Sciupac wrote the chapter on the shifting religious identity of demographic groups. Gecewicz prepared the detailed tables. The report was number checked by Alper, Gecewicz, Martinez, Sciupac and Research Associate Besheer Mohamed. The report was edited by Sandra Stencel, Michael Lipka, Caryle Murphy and Aleksandra Sandstrom. Bill Webster created the graphics. Stacy Rosenberg, Russell Heimlich, Diana Yoo, Besheer Mohamed, Ben Wormald and Juan Carlos Esparza Ochoa developed the interactive tool.
The Pew Research Center's methods team provided advice on the sampling plan, questionnaire design, weighting strategy and data analysis. The methods team, led by Director of Survey Research Scott Keeter, includes Research Methodologists Kyley McGeeney and Andrew Mercer, Research Assistant Nicholas Hatley and graduate student intern H. Yanna Yan.
Others at the Pew Research Center who provided research guidance include Michael Dimock, Claudia Deane, Andy Kohut and Conrad Hackett. Communications support was provided by Katherine Ritchey, Stefan Cornibert, Russ Oates and Robyn Tomlin.
John C. Green, director of the Ray C. Bliss Institute of Applied Politics at the University of Akron, served as a senior adviser on the Religious Landscape Studies, providing valuable advice on the survey questionnaires, categorization of respondents and drafts of the reports. Additionally, we received helpful comments on portions of the 2014 study from David E. Campbell, director, Rooney Center for the Study of American Democracy, University of Notre Dame; William D'Antonio, senior fellow, Institute for Policy Research and Catholic Studies, The Catholic University of America; Mike Hout, professor of sociology, New York University; and Barry Kosmin, director, Institute for the Study of Secularism in Society and Culture, Trinity College. We also received valuable advice from Luis Lugo, former director of the Pew Research Center's Religion & Public Life project, and Paul Taylor, former executive vice president of the Pew Research Center.
Funding for the 2014 Religious Landscape Study comes from The Pew Charitable Trusts, which received generous support for the project from the Lilly Endowment Inc.
While the analysis was guided by our consultations with the advisers, the Pew Research Center is solely responsible for the interpretation and reporting of the data.
Roadmap to the Report
The remainder of this report explores in greater depth many of the key findings summarized in this Overview. Chapter 1 offers a detailed look at the religious composition of the United States and how it has changed in recent years. Chapter 2 examines patterns in religious switching and intermarriage. Chapter 3 provides a demographic profile of the major religious traditions in the United States. Chapter 4 then flips the lens, looking at the religious profile of Americans in various demographic groups. Appendix A describes the methodology used to conduct the study. Appendix B provides details on how Protestants were categorized into one of three major Protestant traditions (the evangelical tradition, the mainline tradition and the historically black Protestant tradition) based on the specific denomination with which they identify. Appendix C compares findings from the Religious Landscape Studies with other major religion surveys and puts the current results into the context of longer-term trends.


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REAR SHOCK BLADDER is backordered and will ship as soon as it is back in stock.
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Delivery and Shipping
Delivery and Shipping
Products marked as "In Stock" are stored in our different distribution centers. These products will ship within 2-5 business days. Orders are not shipped or delivered on weekends or holidays.
Items are then sent by courier, we use Courierpost & Posthaste which will take 1-3 days to arrive depending on your location and the size of the parcel.
While we will do our best to ship from the distribution center closest to you, not all items will always be in stock in every location at all times. In some cases we will split the order and ship each package out to you individually and in other cases we may need to consolidate the items in one location to ship out as one package. We utilize our best judgment in an attempt to get the products to you as quickly as possible.
You will receive a Shipment Confirmation email once your order has shipped containing your tracking number(s). The tracking number will be active within 48hours.
Our returns policy lasts 21 days. If 21 days have gone by since your purchase, unfortunately we can't offer you a refund or exchange.
To be eligible for a return, your item must be unused and in the same condition that you received it. It must also be in the original packaging.
Additional non-returnable items:
- Gift cards
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To complete your return, we require a receipt or proof of purchase.
Please do not send your purchase back to the manufacturer.
There are certain situations where only partial refunds are granted (if applicable)
- Any item not in its original condition, is damaged or missing parts for reasons not due to our error
- Kit contains direct OEM replacement shock bladder.
- The bladder is made from high-quality NBR rubber to ensure a leak-free pliable wall.
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Purchase Options |
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Flat Rate Overhauled Exchange
* Standard Exchange * BER Exchange |
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Part Number 9302235-001 is a DC Starter Generator manufactured or catalogued by SAAB. In some cases a proprietary airframe or engine manufacturer's part number may be assigned to identify the same unit that was manufactured by the component OEM. These rotable components generally apply to light turbine powered fixed wing aircraft and helicopters. Mechanically driven by the engine or APU with a dual purpose, the start function provides motorized torque to start the engine, then transitions to generator mode generally providing 28 VDC power with a 150-400 Amp continuous load range. These units are air-cooled and most weigh between 20 to 50 lbs, depending on specific part number. Most units are produced according to the FAA minimum performance standard specified in FAA TSO-C56a/b. The starter generator interface with aircraft is usually via QAD kit, to facilitate quick and efficient field replacement. The QAD kit or 'Quick-Attach-Detach' kit generally includes a mounting adapter plate or bell housing, with a matching ring clamp. When starter generator is removed for aftermarket MRO service, the starter generator only is usually removed - with the QAD mount remaining attached to the aircraft. The starter generator with QAD kit assembly configuration is usually purchased by the airframe manufacturer for new production installation before the aircraft enters the aftermarket. All part numbers should be verified as having qualified FAA approved installation certification and specific make/model eligibility for the intended use.


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Finding the Best Paid Surveys in Colombia
Taking paid surveys from the comfort of home is a great way to earn extra money and rewards and finding legitimate paid surveys sites in Colombia is best done by reading reviews. Scroll down to read reviews from thousands of survey takers who have decided who the best online survey sites are.
Anybody 14+ in Colombia can participate in paid surveys. The process is very easy: simply sign up with a survey site by completing the registration form on their website (simply click the green 'Join Now' buttons below and follow the instructions), fill out any surveys you are invited to participate in, and collect your rewards.
Surveys will be about things like your attitudes and preferences towards products and services, your thoughts on advertisements, political issues, and more. In exchange for voicing your opinions, you can receive compensation in the form of PayPal payments, Amazon gift cards, and sometimes even bitcoin! Survey companies want you to share your opinions with them and will reward you for doing so.
Before signing up with just any paid survey site, try to avoid websites that:
- overpromise; you can't get rich taking surveys, so don't sign up with sites that exaggerate potential earnings
- don't have a privacy policy
- don't list a terms of use/service agreement
- are written poorly
- have terrible reviews - always read reviews for a survey site before joining!
You can find a comprehensive list of ways to stay safe taking surveys, here. Thankfully, survey scams are very easy to spot, and a bit of very basic research will help keep you safe.
Most survey sites will award either cash or points for completing surveys. When points are offered, they act essentially just like cash, and can be redeemed for rewards in the same way (ex. 100 points = $1.00).
Once you complete enough paying surveys to reach a survey site's minimum payment threshold (mostly commonly between $5-$15), you can request a reward. Rewards can be gift cards, cash, or merchandise, and you can choose what you would like to receive.
If you scroll down, you'll see checkmarks next to the list of the top survey sites in Colombia, indicating what types of rewards each site offers. If you see 'Amazon gift cards' for instance, you'll know that the website offers that as one of its rewards options. Some survey sites have a small catalog of rewards, while others offer hundreds of different options!
Tip! If you're only interested in receiving certain types of rewards, you can find survey sites listed by reward for Colombia.
Extra Tip! Boost your earnings right off the bat by signing up with sites that offer a sign up bonus. This will make it easier to get paid and earn your first payment.
When you take a paid survey in Colombia, the amount that you'll earn will depend on factors such as how many people qualified to take the survey, and how long and complex it is.
Generally, you'll usually earn somewhere between $0.25 - $10.00 per completion, though you can earn much more if you are in the market for high ticket items (cars, houses, etc.), if you are a doctor, or if there's anything else that makes you unique (like being a new mom).
Tips on maximizing your survey earnings, no matter your background:
- sign up with multiple sites so you get tons of invitations to complete surveys
- log in to your account frequently to find new surveys available
- if a survey site offers an app, download it; that way, you'll be notified of new studies sooner and directly onto your phone
- refer friends to boost your earnings
- participate in different types of research
Typically, survey sites will allow you to take an online surveys from your phone (also called mobile surveys). If a paid survey is optimized to only be taken on a computer (because it contains detailed graphics, is especially interactive, etc.), the e-mail invitation linking to the survey will usually specify which devices the study can be taken from.
If you prefer taking mobile surveys, look for survey sites that offer a mobile survey app. Some of these apps allow you to access your account information, take surveys and request rewards, while others offer passive income earning opportunities such as internet meters, and more. You can learn more by reading our article on the best survey apps to make money.
If you're interested in more than just taking surveys as a way to make money online, you'll be excited to know that there are other ways you can earn cash and rewards:
Focus groups
Focus groups involve a group of participants meeting to discuss a topic. Focus groups can be held online or in person and can pay very well, as they are more difficult to qualify for than regular online surveys.
Product Testing
Products testing involves being sent a physical product to test. Products tests can be for food, makeup, cleaning products, small appliances - anything that a manufacturer would like feedback on. This type of research involves testing a product from home, and then completing a follow-up survey.
Video Surveys
Involves respondents answering questionnaires or interacting with a website while using a webcam. This provides researchers an extra layer of information and pays more than traditional online surveys.
GPT Sites
GPT stands for 'get-paid-to' and GPT websites are portals you can earn rewards by participating in a wide range of activities from the same spot. These sites list surveys, online tasks you can do for money, offers to complete, games you can play for cash, and more. We list them by user reviews - just as we do survey sites.
The SurveyPolice difference
Positions for the top user-rated survey sites listed below are determined by reviews from actual survey takers.
Disclosure: This page may contain affiliate links
Top User-Rated Paid Survey Sites in Colombia
Want to search by rewards? Use Pick-a-Perk. Wrong country? Change it here.


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RULES: Fallapalooza '24
ALPHA MEDIA'S CONTEST-SPECIFIC RULES FOR THE Fallapalooza 2024 CONTEST
These contest-specific rules should be read in conjunction with Alpha Media's General Contest Rules, which are applicable to all contests conducted by Alpha Media Holdings LLC and/or its subsidiaries (including licensee subsidiaries).
Sponsor(s): WARQ HD2 and (collectively, "Sponsor").
- Promotional Period: The Fallapalooza 2024 contest (the "Promotion") begins on or around 2024-06-06 at 12:00 am and ends on or about 11:59 pm on 2024-06-30 (the "Promotional Period").
- Entry Deadline: The deadline to submit entries is 11:59 pm on 2024-06-30.
- Eligibility Restrictions: The Promotion is open to all legal residents of the United States and the District of Columbia (except NY and FL) who are 18 years of age or older at the time of entry and who live in Richland, Newberry, Lexington. Employees of WARQ HD2,(the "Station"), its parent, subsidiary, and affiliated entities, its advertising agencies, participating sponsors/promotional partners, other broadcast stations in the Station's listening area, and the members of their immediate families (spouse, parents, siblings or children) or households (whether related or not) are ineligible to participate or win. This Promotion is subject to all applicable federal, state, and local laws and regulations. Void outside the United States, in NY and FL, as applicable, and where prohibited.
Only one winner per household is permitted.
Participants must sign all contest release and waiver forms before accepting the prize.
Entrants are required to provide truthful information and the Station will reject and delete any entry that it discovers to be false or fraudulent. The Station will disqualify any entry from any individual who does not meet the eligibility requirements, and will also delete any entry as required by law.
- Entry Method: To participate in the Promotion, you may enter via the following method(s).
VIA INTERNET – Go to alt997.com and follow the links and instructions to enter and submit the required information, which may include your first and last name, address, telephone number, date of birth, and a valid email address, in the online entry form. Internet entries will be deemed made by the authorized account holder of the email address submitted at the time of entry. The authorized account holder is the natural person who is assigned to the email address by an internet access provider, online service provider or other organization that is responsible for assigning the email address or the domain associated with the submitted email address. Multiple entrants are not permitted to share the same email address. Entries submitted will not be acknowledged or returned. Use of any device to automate entry is prohibited. Proof of submission of an entry shall not be deemed proof of receipt by Station. The Promotion administrator's computer is the official time-keeping device for the Promotion.
This Promotion is in no way sponsored, endorsed or administered by, or associated with Facebook. By submission of an entry, you release Facebook from any responsibility or liability for the Promotion's administration, prizes, or promotion. You are providing entry information to the Station and not to Facebook.
Bonus entries can be acquired through the Aptivada platform by:
Share link through FB, Twitter, or email and a friend enters (+10 each)
- Prizes:
(5) five pair of tickets to the show
Each winner will receive (1) one pair of tickets to the show
Estimated Value: $40
- Odds of Winning:
Odds of winning depend upon the number of entries received.
- Winner Selection and Notification:
Decisions of Station management with respect to the Promotion are final.
WINNERS WILL BE SELECTED RANDOMLY ON 2024-07-1005:05 pm. Winners will be notified by a phone call to the number they entered in the contest entry form. Station will leave voicemail with call-back number if winner does not answer. Winners must respond within the hour before another randomly selected winner is called.
- Conditions:
- Payments of all federal, state and local taxes are solely the responsibility of the winner(s). Winner(s) will be required to complete and submit an IRS Form W-9 or the equivalent including a winner's full Social Security Number for receipt of any prize valued at $600 or more or for any prizes awarded by the station conducting the Promotion (in combination with any prizes won in Promotions run by any other Alpha radio station) in a calendar year with an aggregate value of $600 or more. Failure to submit a complete W-9 or equivalent will result in disqualification and forfeiture of the prize.
- Participating in the Promotion and acceptance of a prize constitutes a winner's and guest's (where applicable) permission for the Alpha or its agents to photograph, film and record each winner, and to use his/her name, address (city and state), likeness, photograph, voice, biographical information and/or any statements made by him/her regarding the Promotion or its sponsors for purposes of trade, publicity or promotion without additional financial or other compensation, and, Alpha may, where legal, require a winner (and guest or travel companion, where applicable) to sign a publicity release confirming such consent prior to acceptance of the prize. It is the responsibility of the winner(s) to ensure that their guest(s) or travel companion(s) sign and return any required release. In the case of a conflict in this paragraph 3 b and any similar paragraph in contest specific rules the general specific rules will govern.
- To the fullest extent permitted by law, by participating in the Promotion, you:
- agree to grant Alpha a non-exclusive, perpetual, worldwide license to edit, telecast, exhibit, rerun, reproduce, use, syndicate, license, print, distribute and otherwise exploit any items (including any photos, videos, audio, or written material) submitted as part of your contest entry (the "Materials"), or any portion thereof, in any manner and in any and all formats and media now known or hereafter devised, without payment to you or any third party;
- acknowledge that Alpha reserves the right, in its sole discretion, not to use the Materials at all; and
iii. represent and warrant that: you are at least as old as the age of majority in your state; you have the full legal right, power and authority to grant to Alpha the license provided for herein; you own or control the complete exhibition and other rights to the Materials you submitted for the purposes contemplated in this license; you are either the parent (or legal guardian) of any minor featured in the Materials or have received the express consent of the parent (or legal guardian) for any such minor to appear in the Materials and to enter the minor's likeness in the Materials in the contest; and neither the Materials nor the exercise of the rights granted herein shall infringe upon or violate the right of privacy or right of publicity of, or constitute a libel or slander against, or violate any common law or any other right of, any person or entity.
- Prior to awarding any prize or prize certificate, and depending on the nature of the prize and eligibility requirements of the Promotion, Alpha in its sole discretion may require verification of Promotion winner's or winners' identification by a showing of valid government-issued photo identification.
- To the fullest extent permitted by law, by participating and/or accepting a prize, entrants, winner(s) and guests (if applicable) agree to release and hold harmless the station conducting the Promotion, its sponsor(s) and promotional partner(s), its advertising and promotion agencies, any social media platform utilized in the conduct of the Promotion (including but not limited to Facebook, Inc.) and each of their respective parent, subsidiary and affiliated entities, and the officers, shareholders, directors, employees, agents, representatives, successors, and assigns of each of them (collectively, the "Released Parties") against any and all claims or liability arising directly or indirectly from the prize or participation in the Promotion. Alpha may also require eligible Promotion winner(s) and their guests or travel companions, if any (as well as each of their parent(s) or legal guardian(s), if winner(s), guest(s) or travel companion(s) are under the age of majority in their state of residence), to sign a liability release confirming such consent. It is the responsibility of the winner(s) to ensure that their guest(s) or travel companion(s) sign and return any required release.
- The station conducting the Promotion, in its sole discretion, reserves the right to disqualify any person (and all of their entries) from this Promotion if he or she tampers with the entry process, the operation of the Promotion, or the operation of the station's website, Facebook Page, and/or any other social networking site used in the Promotion, or is otherwise in violation of the rules. The station conducting the Promotion further reserves the right, at its sole discretion, to modify, cancel, terminate or suspend the Promotion, or any part of it, if it is not capable of completion as planned or if any fraud, technical failures or any factor beyond the station's control, including infection by computer virus, bugs, tampering, unauthorized intervention or technical failures of any sort, corrupt or affect the administration, security, fairness, integrity or proper conduct of the Promotion as determined by the station in is sole discretion. Any attempt by an entrant or any person to deliberately damage any station website, Facebook Page, and/or any other social networking site used in the Promotion or to undermine the legitimate operation of this Promotion may be a violation of criminal and civil laws. Should such an attempt be made, the Alpha reserves the right to seek full prosecution and/or damages from any such individual to the fullest extent permitted by law. The station's failure to enforce any term of these Official Rules shall not constitute a waiver of this provision. If due to circumstances beyond the control of the station conducting the Promotion, any competition or prize-related event or travel is delayed, rescheduled, postponed or cancelled, the station reserves the right, but not the obligation, to modify, terminate, suspend or cancel the Promotion and shall not be required to award a substitute prize.
- The Released Parties are not responsible for (i) typographical or other errors in the printing, the offering or the administration of the Promotion, or in the announcement of a prize; (ii) entries not received due to difficulty accessing the internet, service outage or delays, computer difficulties, malfunctions, disconnections, other technological failures, telephone service outages, delays, dropped calls, or busy signals, or any other difficulties that may prevent an individual from sending or receiving a text message; or (iii) lost, stolen, mangled, misdirected, postage due, illegible, incomplete, incorrect, or late entries. Further, the Released Parties are not responsible if any part of a Promotion prize cannot be awarded due to acts of god, acts of war, natural disasters, weather, acts of terrorism or other factors beyond Alpha's control.
- Official Rules and Winner List: To obtain a copy of the General Contest Rules, these contest-specific rules, or a list of winner(s) following completion of the Promotion (please specify which), send a self-addressed, stamped envelope (VT residents may omit return postage) specifying "General Contest Rules," "Fallapalooza 2024 Rules," or "Fallapalooza 2024 Winner List" to WARQ HD2 1900 Pineview Drive. A copy of the General Contest Rules, contest-specific rules, and a list of winner(s) (when complete) are also available during regular business hours at the main studio of WARQ HD2 1900 Pineview Drive. All such requests must be received within thirty (30) days following completion of the Promotion.
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Welcome to my website!
Hi, I'm Diana. How did I get here? Well, my mother always said I would be either a teacher or an artist… I never really believed her. I guess mother does know best. I thought I would be a marine biologist or a lawyer… I'm glad I was wrong, I really can't imagine doing anything else. There is just something about capturing fleeting moments, and knowing you've made them more permanent – long after memories fail and we have moved on to new moments. I was lucky enough to have a very talented photographer in the family, my father. Amateur sure, but friends often comment how they wish they had pictures like mine of their childhoods – their moments recorded.
My father gave me my first camera when I was 14, an Olympus OM 10. Great little camera. That was the start of a hobby that back then I never imagined would develop into such a fun and interesting career. I put that camera on a shelf many times for a newer, more automated model...none of those cameras stood the test of time, but I still have that old Olympus.
I am drawn to color, to emotion – I'm drawn to what makes people who they are. I want to capture what makes you unique.Because we all are.
Although not a native Austinite, I've lived in here since I was 11… and let's just say that is a long time ;) I was born in Houston, and I still try to get down there at least once a year for my favorite bad for me food ever, James Coney Island hotdogs. I love inky, jammy red wines (Napa is my heaven), I am addicted to and have a more than mild obsession with fancy salts. Like it's a problem. I love to cook, read, and I am a bit of a Sci-Fi nerd. I make a seriously good Bloody Mary, but a red beer is probably my favorite drink of all time. I love my friends! I'm a foodie and I am so thankful that I have other foodie girlfriends who love finding new amazing restaurants to go to – no matter where we are in the world. And that leads me to – I LOVE to travel. Next on my list are Ireland and Iceland. I have shot destination weddings in Mexico, Aruba, Turks and Caicos, Croatia, Crested Butte, Napa, Jamaica and Nevis Island - to name a few! I'm still hoping for Greece and Maine (love Maine!). I love animals - I have 4 dogs! I have worked with Austin Pets Alive, as well as other rescues, for many years as a foster mom for mostly dogs but sometimes cats too.
Oh, and my favorite movie is Love Actually. Which would seem to mean I'm kind of a romantic….some people who know me may find that surprising. Maybe that's why I love what I do… I love capturing the real emotion (romance?) of weddings. I guess I'm a little bit of a softie after all. Don't tell.
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The following is a guest post by Rick Rodgers.
Income taxes are going up next year, and not just for those who earn more than $200,000 a year.
"Taxes are likely to be higher for everyone" says financial planner Rick Rodgers, author of The New Three-Legged Stool: A Tax Efficient Approach To Retirement Planning.
"We all know about the expiring Bush tax cuts, which may or may not be extended for everyone or just some," he says. "There are also new taxes that were part of the healthcare reform law passed in 2010; the expiring payroll tax cut; the alternative minimum tax that already expired in 2011, and many other provisions that have expired or will expire at year end."
Nearly everyone should prepare to pay more, Rodgers says.
The good news is you still have time to take advantage of 2012 tax rates, which may turn out to be the lowest we will see in some time. Rodgers offers these strategies that can be implemented before the end of 2012:
- Roth Conversion – No one knows for sure what will happen to the tax code next year, which is why a Roth conversion is one of the best tax-planning strategies available. Converting a traditional IRA to a Roth IRA creates a taxable event in 2012. All future earnings in the account will be tax-free, as long as you wait five years and are age 59 1/2 or older when you take withdrawals. The biggest advantage to the Roth conversion strategy is the ability to "undo" the transaction as late as Oct. 15, 2013. Should the new Congress pass a major tax reform bill next year that lowers tax rates across the board, you can put the money back into your IRA. It will be like the transaction never happened.
- Harvest capital gains – Harvesting gains is similar to harvesting losses. Sell appreciated securities that you've held for at least 12 months to realize the long-term gain for tax purposes. You can immediately repurchase the same asset because there is no wash sale rule for realizing gains. This allows you to pay tax on the gain in 2012, when rates are low, and establish a new cost basis in the asset to minimize increased gains that may be taxed at higher rates. This strategy should appeal to anyone in the 15-percent tax bracket because capital gains are taxed at zero and may jump to 8 to 10 percent in 2013 if the tax cuts expire. The strategy is also appealing to anyone subject to the Medicare surtax. If the current tax laws expire, the tax rate on long-term capital gains will jump from 15 percent to 23.8 percent (21.8 percent for assets held more than five years).
- Pay medical expenses – Anyone who normally itemizes medical expenses on their tax return should accelerate those expenses into 2012 if they can. Medical expenses are deductible only if they exceed 7 1/2 percent of adjusted gross income (AGI). This means if your AGI is $50,000, you can deduct only medical expenses over $3,750. Next year the threshold jumps to 10 percent of AGI. Pay your January medical insurance premium in December to move this deduction to 2012. Any routine eye exams or dental visits should be moved up to December. Paying with a credit card would give you the deduction this year and delay the actual payment until 2013.
Rodgers warns that a common mistake is to wait and see what happens. It has not been uncommon for Congress to make significant changes to the tax code late in December, leaving taxpayers little time to react. He advises a diversified approach to tax planning. Make a partial Roth conversion, harvest some capital gains but don't wait until it's too late to do anything about rising taxes.
Take a proactive approach to tax planning this year to cushion any fall from the fiscal cliff.
Certified Financial Planner Rick Rodgers is president of Rodgers & Associates, "The Retirement Specialists," in Lancaster, Pa. He's a Certified Retirement Counselor and member of the National Association of Personal Financial Advisers. Rodgers has been featured on national radio and TV shows, including "FOX Business News" and "The 700 Club," and is available to speak at conferences and corporate events.


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Electrical Specifications and Connections
Connector 2 XLR 3P
Cable Length 30 m
Pins 3
Mono Inputs 12
Main Outputs 4
Mechanical Specifications
Length (mm) 233 mm
Height (mm) 64 mm
Width (mm) 136 mm
Weight 8.4 kg
Material PVC
Housing Aluminium
Colour Black, Red
Product Properties
1st Shield
2nd Shield
Aluminium foil
Conductors 3
Number of Pairs 16
Free Delivery on all orders of any size to UK Mainland only.
Delivery times do vary depending on the Supplier, Lead times can be:
- 2-3 working days
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At checkout, our delivery times are stated so you know when your order will be approximately arriving.
Next Day Delivery is available on certian products at checkout which is an extra cost of £7.99.
If any product in your order states Back Order then the product is not in stock, however, you can place your order and we will ship as soon as the stock arrives into our warehouse.
All in-stock orders placed before 2 pm will be processed the same day, and dispatched as soon as possible, if you place an order after this time or on a weekend or bank holiday then we will process the following working day.
You can buy something from us, and return it within 30 days for a full refund, as long as the item is returned with all the packaging and is in a brand new and unused condition.
All products come with a standard 1 years manufactures warranty. If your product is faulty within 30 days of purchase, DYProAudio will cover the cost of postage. If your item is faulty after the 30 day period, it will be down to you to cover the returns postage.
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A short, sharp, and explosive sound made by both male and female turkeys, often to indicate danger or warning.
We have been made aware of a fraudulent site that pretends to be the Mossy Oak Store. That fraudulent site is not affiliated with Mossy Oak in any way.
How can you protect yourself?
If you have accidentally made a purchase from a site other than store.mossyoak.com, please follow this link for additional information and next steps.
We are working diligently to take down the fraudulent site as quickly as possible. Thank you for your continued patronage and support.
The Mossy Oak Team
A short, sharp, and explosive sound made by both male and female turkeys, often to indicate danger or warning.
Lightweight, durable, and constructed from fast drying nylon. This button down shirt is ideal for inshore, offshore, saltwater, and freshwater anglers, but versatile enough to wear as a great looking casual shirt.
We know how essential sun protection is for those long days on the water, so we've built UV protection right into the fabric. Our fishing face shield is also made breathable and stretchy.
Designed with our Hydroplex™ technology to keep you cool, dry, and protected. Perfect for fly fishing, saltwater fishing, or if you just simply need a light weight hoodie to keep you protected from the sun.


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Are you in search of a touch of style and attitude to elevate your wardrobe? Feast your eyes on our The Universe Is Made Of Morons Men's Tshirt, a testament to individuality and panache. Meticulously crafted from the finest 100% cotton, our tees promise an unrivaled blend of comfort and coolness that endures throughout the day.
In a world where conformity reigns supreme, our tees offer a breath of fresh air. They speak volumes without the need for words. At our store, we firmly believe that fashion should be an extension of your unique personality.
That's why we present to you an eclectic range of designs, colors, and styles. Whether your mood calls for humor, trendiness, or sheer uniqueness, rest assured we have the perfect fit for you.
So, why delay? Immerse yourself in our collection today and discover the ideal tee that resonates with your inner style icon.
The Universe Is Made Of Morons Men's Tshirt
Elevate your style game with our premium t-shirt. Expertly crafted from the softest, most luxurious cotton, it delivers a lightweight feel that caresses your skin.
Featuring a classic crew neckline, short sleeves, and a comfortably regular fit, this tee is designed to be your go-to wardrobe staple. Take your pick from an array of vibrant colors to effortlessly match your mood and vibe.
Product Overview
Unisex Classic T-shirt
- Lightweight fabric (6 oz/yd² or 203 g/m²)
- Classic fit with a tear-away label
- Made of 100% preshrunk cotton (fiber content may vary for different colors)
Unisex Pullover Hoodie
- Medium fabric (7.96 oz/yd² or 270 g/m²)
- Brushed fleece inside for added warmth and comfort
- Regular fit that runs true to size, made from a blend of 50% combed ringspun cotton and 50% polyester
Unisex Sweatshirt
- Medium-heavy fabric (9.9 oz/yd² or 280 g/m²)
- Stylish fit with a tear-away label
- Made from 80% cotton and 20% polyester (fiber content may vary for different colors)
Unisex Long Sleeve Crew Tee
- Light fabric (4.3 oz/yd² or 146 g/m²)
- Slim fit with a tear-away label
- 100% combed ringspun cotton (fiber content may vary for different colors)
Unisex Tank Top
- Light fabric (4.5 oz/yd² or 153 g/m²)
- Semi-fitted with a tear-away label
- Made of 100% ring-spun cotton (fiber content may vary for different colors)
Key Features
- Neck and shoulder tape for added durability and stability
- Double-needle sleeve and bottom hems for long-lasting wear
- Ribbed collar that retains its shape
- Various fabric compositions depending on the color you choose
Care Instructions
- Machine wash: cold (max 30C or 90F)
- Do not bleach
- Tumble dry: low heat
- Iron, steam, or dry: low heat
- Do not dry-clean
Customer Satisfaction
At our store, we are dedicated to ensuring that every customer's experience is nothing short of exceptional. Our committed team works tirelessly to provide you with top-notch service and high-quality products. If you are delighted with your purchase, consider sharing your positive feedback to assist others in discovering our remarkable products and services.
In the rare event that you are not entirely satisfied, please do not hesitate to reach out to us. Our friendly and knowledgeable customer service team is here to address your concerns and find a solution that leaves you utterly content.


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Each part of the world faces specific vulnerabilities to climate change and has different opportunities to mitigate the effects and build resilience in the 21st century. With the ratification of the Paris Agreement, many countries have acceded to act in combatting climate change. Indeed, without climate action, decades of sustainable development is at risk, thus making this a 'make or break' point in time. Showcasing the most recent scientific evidence, explaining the different regional impacts and divulging climate action strategies, along with interactive tools such as a Carbon Footprint Tracker and (I) NDC Platform, this MOOC provides some opportunities, where you can take action on climate change.
About the Course This action-oriented MOOC gives you the opportunity to learn about regional climate change impacts and sector-specific strategies to increase resilience and move towards a low-carbon future. You will have the opportunity to explore these issues in depth and tailor your learning experience for one or more of the following regions: • Latin America and Caribbean • Sub-Saharan Africa • Middle East and North Africa • Eastern Europe and Central Asia • East Asia and Pacific • South Asia In this endeavor, the MOOC brings together renowned scientists and policymakers to provide a synthesis of the most recent scientific evidence on climate change, regional low emissions and climate resilient development strategies across sectors. A team of expert Instructors will lead discussions around the Paris Agreement, reflections from COP22 and the progress on Nationally Determined Contributions (NDCs). Course Syllabus Overview 'From Climate Science to Action' is divided into four weeks. The first two weeks will provide a comprehensive overview of the scientific evidence for climate change, followed by region-specific insights on the impacts of a warmer world in the 21st century. The last two weeks will focus on action strategies that are being undertaken in different regions and countries to meet the climate challenge, and how you as an individual can take action to avoid a warmer world! Week 1: Climate Change in the 21st Century • Historical and projected observed changes in the climate system, leading up to the end of the 21st century • The potential of Intended Nationally Determined Contributions (INDCs) submitted at COP 21 from 187 countries to induce climate action • Trends in climate change impacts, including loss of Arctic sea ice, melting glaciers, increased heat waves and extreme temperatures, and drought and aridity • Possible responses from natural systems, explaining how warming could result in sea-level rise, heat waves and extreme temperatures, and ocean acidification Week 2: Sectoral and Regional Impacts • Impacts on key development sectors—from warming above pre-industrial temperatures and projected climate trends—across each of the world's regions • Sectoral impacts focusing on agricultural production, water resources, ecosystem services, and coastal vulnerability for affected populations • Importance of risks with the potential to reverse hard-won development gains and potentially trap millions in poverty, illustrating the need for urgent action now Week 3: From Science to Action on Climate Change • Region-specific discussions on mitigation actions needed to reduce emissions while decreasing vulnerability to climate change impacts through adaptation and by building climate resilience • Perspectives from regional experts on their experiences in strategies and actions proposed in each region to help transition towards a low-emissions, climate-resilient development path • Discussions on the progress of the Nationally Determined Contributions (NDCs), outcomes of the Paris Agreement and reflections from the Conference of Parties (COP)22 Week 4: What You Can Do • Transformative impact of day-to-day changes when brought to a global scale • The rationale for acting now, acting together and acting differently • Examples and expected benefits of mitigation and adaptation policies, considering both contributions to global emission reductions and local development opportunities In addition to the core resources and assignments, you may choose to go further, engaging in fun optional exercises, networking, discussion, and diving deeper into our rich selection of supplemental resources. You will have the opportunity to explore these issues in depth and tailor your learning experience for one or more of the following regions: • Latin America and Caribbean • Sub-Saharan Africa • Middle East and North Africa • Eastern Europe and Central Asia • East Asia and Pacific • South Asia Course Format This MOOC has a week-by-week structure, with resources, activities and exercises for you to engage in during each of the four weeks of the course. Each week, you will find a variety of course material, including: • Interactive video talks by renowned climate scientists and practitioners • Interactive tools: the Carbon Footprint Tracker, (I) NDC platform • Resources: Core, optional (deep dive) and fun interactives on the week's theme • Quizzes that check your knowledge, reinforce the lesson's material and provide immediate feedback • Assignments that will sharpen your skills of analysis, reflection and communication • Discussion forums and social media that enable collaboration with others from around the world, enriching interaction among participants • As a final project, you will create a digital artifact You can also go much further than this, engaging in optional exercises, networking, or discussion forums and dive deeper into our rich selection of additional resources. We also will use e-discussions, and other tools to facilitate dialogue between the learners and experts. Recommended Background: No background knowledge is necessary. The content of this course is designed to be accessible to students from any discipline. Connect: Communicate and share resources via Twitter using hashtag #learnclimate. Sign up for a free account at http://twitter.com


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Free Shipping Promotion valid for online purchases only.All eligible items for Free Shipping will be marked on the product page with the following truck symbol: Free shipping is offered only on eligible items, with your online order of $49 or more. Items shipped free will be shipped by our most economical carrier. Free shipping promotion excludes select manufacturer items, prior purchases, addresses outside the contiguous U.S. and APO, FPO or DPO addresses. Minimum purchase requirement excludes shipping and taxes.
Large quantity orders may require additional shipping fees. Please contact our customer service team at 1-800-343-7680 to request a quote.
Orders being shipped to a third party business address will be considered special orders and require a quote from our Customer Service department.
Please click here to view our company shipping policy.
With Auto-Ship, have your favorite pet food and supplies automatically delivered right to your door. No more last minute trips to the store! Best of all, if your items are on sale at the time of your scheduled Auto-Ship delivery, you'll automatically receive our guaranteed lowest price plus 5% off* all your Auto-Ship items!
Here's how:
It's that easy. We'll send you an email reminder about your Auto-Delivery.
Sign up today and get 25% off* your first Auto-Ship order with Promo Code: AUTOSHIP25
Large quantity orders may require additional shipping fees. Please contact our customer service team at 1-800-343-7680 to request a quote.Orders being shipped to a third party business address will be considered special orders and require a quote from our customer service department.
Local Delivery is available to select locations in the Southeast Virginia and Northeast North Carolina area. The cost for Local Delivery is FREE if your order total is $49.00 or more. If your order total is less than $49.00 there will be a $5.00 delivery fee. If you are unsure if your zip code is included in our Local Delivery area, use the estimate shipping feature in your shopping cart to verify. Local Delivery is only available Monday-Friday, it is not available on Saturdays, Sundays and Holidays. Orders will typically be delivered in 1-3 days. If you need your order sooner, please try our free Curbside Pick-Up option.
URGENT: Must include phone number for Local Delivery. If you have any questions or need to make special delivery arrangements, please Contact Customer Service at 1-800-343-7680.
One Less Thing To Worry About
ATTENTION: Orders placed before 2 PM will typically be ready for pick-up the same day. A picture I.D. and credit card matching the name(s) on your order must be shown. Only in stock items will be fulfilled with your order. We apologize for any inconvenience and will contact you with any fulfillment issues.
Catit Nibbly are delicious, artisanally baked cat treats made with human-grade ingredients. They do not contain corn, wheat or soy, and their non-greasy, crunchy outside doesn't stick to your fingers. The treats are baked on a tray for that crunchy bite your cat will love. Catit Nibbly treats are packed with high-quality meat, rich in amino acids, and fortified with taurine. Taurine is a very important amino acid that supports your cat's heart, kidney and liver function. 3.2 oz.
Here's how: 1) Login or create your Care-A-Lot Account, 2) Select your Auto-Delivery items, 3) Tell us how often you want us to Auto-Deliver
It's that easy. We'll send you an email reminder of your Auto-Delivery items.
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