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A peptic ulcer is a sore in the lining of the stomach or first part of the small intestine called the duodenum. When an individual has chronic peptic ulcers, it is known as peptic ulcer disease (PUD). A healthy digestive tract is coated with a layer of mucus that protects against acid deterioration. If the mucus decreases or the acid increases, an ulcer can result. Some ulcers may be associated with infection from a bacterium called Helicobacter Pylori (H. pylori).
H. pylori can live in the mucus layer and often causes no problems, but sometimes the bacterium can cause inflammation in the stomach lining and slowly produce an ulcer. H. pylori can be transmitted through food, water, and close human contact.
Another cause of PUD is long-term use of anti-inflammatory medicines like aspirin and ibuprofen. And contrary to popular belief, while stress and spicy foods can aggravate ulcers, they do not cause them. If untreated, peptic ulcers may get worse and cause more serious problems.
Symptoms of PUD
Burning stomach pain is the most common symptom of peptic ulcers and may come and go for a few days or weeks. Pain is more bothersome when the stomach is empty and usually recedes after the patient eats. The burning sensation may become worse at night and is almost always worse on an empty stomach. Sometimes, peptic ulcer disease has more severe symptoms.
- Nausea
- Vomiting of blood—Blood may appear red or black
- Unexplained weight loss
- Loss of appetite
- Dark blood in the stools or tar-like stools
Risk Factors for PUD
- Alcohol—Alcohol can wear away the mucus lining of the stomach and gut, and it also increases the amount of stomach acid that is produced.
- Smoking—Smoking can increase the risk of peptic ulcers for those who are infected with H. pylori.
- Long-term use of pain relievers and/or nonsteroidal anti-inflammatory drugs (NSAIDs).
Tests to Diagnose PUD
- H. pylori test- Doctors can test for the presence of H. pylori in the system by a blood sample, stool sample or a breath test. It can also be diagnosed by obtaining a sample of tissue during endoscopy.
- Endoscopy- an endoscopy is a test that uses a hollow tube with a lens attached. The scope can view the throat, stomach and small intestine and detect an ulcer.
- Biopsy- if an ulcer is found, a small tissue sample will be removed and examined
- X-ray- Swallowing barium (a white liquid) before the x-ray helps doctors see details of the esophagus, stomach, and small intestine as well as view the ulcer
Treatments for PUD
Depending on the cause of the peptic ulcer, treatments will vary.
- Antibiotics—antibiotics can kill the bacterium H. pylori in the digestive system. A two-week treatment should be sufficient, and then antacid medication may be prescribed to control stomach acid.
- Proton pump inhibitors—these medications reduce stomach acid by blocking the action of cells that produce acid. Examples of brand-name proton pump inhibitors are Prilosec, Prevacid, Aciphex, Nexium and Protonix.
- H2 blockers—these medications reduce stomach acid, reduce pain and bring healing. Brand-name products are Zantac, Pepcid, Tagamet, and Axid.
- Antacids—these medications neutralize stomach acid. Side effects can include constipation or diarrhea. Antacids relieve symptoms but do not always produce healing.
If medication does not heal a peptic ulcer, this may be an indication of another issue.
- An infection other than H. pylori
- Zollinger-Ellison syndrome—extreme overproduction of gastric acid
- Stomach cancer
- Crohn's disease
Lifestyle Changes to Treat PUD
Along with medication, these lifestyle changes may be helpful in assisting to control the pain of peptic ulcer disease.
- Wise diet choices—eating plenty of fresh fruits, vegetables and whole grains may promote healing. Processed foods, fried foods and junk food will make it harder to heal.
- Change your pain reliever—because PUD can be aggravated by using certain pain relievers, talk to your doctor about a different option.
- Stop smoking—Smoking can affect the mucus lining of the stomach and produce more stomach acid.
- Avoid alcohol—Alcohol can wear away the mucus layer of the stomach and intestine.
- Manage stress—Use exercise, mediation, relaxation techniques and recreation to reduce stress and reduce stomach acid production.


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Welcome to Hyperion Records, an independent British classical label devoted to presenting high-quality recordings of music of all styles and from all periods from the twelfth century to the twenty-first.
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This work is a remarkable tour de force. Simpson's admiration for the players led him to write a quartet lasting some 57 minutes, its performance requiring not only immense technical virtuosity but also great stamina and interpretative power. Moreover, he has explored thoroughly every facet of Haydn's theme in a way which for fertile imagination, invention, and contrapuntal skill challenges comparison with the variations J S Bach wrote for Goldberg to play to the insomniac Count Kayserling.
But these are not the only reasons why 'tour de force' is an apt description. The theme (the Minuet from Haydn's Symphony No 47 in G, also used in the Piano Sonata in A, Hoboken 26, Landon 21) is a palindrome — that is, the second half is the first played backwards. Never a shirker, Simpson made each of his variations also a palindrome. By his comment 'It's not that difficult: all you've got to do is write out the first half, then copy it out backwards!' he made light of his own ability and the struggles of composition. (Anyone taking such a remark at face value might try the experiment of turning Haydn's fine 'Emperor's Hymn' into something resembling an inferior Victorian hymn tune merely by playing it backwards.) Palindromes are found regularly enough in atonal music, but tonal ones present special problems. Simpson had written variations on this same Haydn palindrome before, for the piano in 1948, and the first three in this much more exploratory quartet work are taken from the early piano set, making a kind of bridge between two different worlds. Palindromes have also been used by this composer in his Quartet No 1 and Symphony No 2, so the Ninth Quartet only searches more deeply a phenomenon that has always fascinated him.
The various kinds of variation to be found in this quartet are not all of the classical kind, which tends to concentrate exclusively on more or less direct melodic, rhythmic, and harmonic parallels. Some of Simpson's amount to deliberate distortions. XXIII and XXIV are musical Siamese twins, overlapping each other and sharing internal organs, at the same time being completely canonic. (Here one might say that whereas Haydn held a mirror vertically at the end of the first half of his Minuet, Simpson places an additional mirror horizontally through the music, producing a weird re-assortment of the parts in XXIV.) Another canonic pair is formed by XXVI (viola solo) and XXVII (duet between second violin and high cello), lyrical variations on the theme starting in the middle instead of the beginning, but still going round in a palindromic circle. The work as a whole aims at being a compendium of both 'normal' and unusual variational techniques as seen by this composer — but it also embraces a very wide range of human expression.
Simpson has been consistently interested in the on-going energy of sonata or symphonic music. Palindromic variations or fugue might seem to deny such an involvement. He can, however, still create this sense of movement on a large scale by yoking variations together and by means of an overall tonal scheme. The theme is in G, and the first fourteen variations are in that key. Variations XV - XIX descend in tonality by tones — F, E flat, D flat, B, A, and this brings back G for Nos. XX - XXII. From XXIII onwards the pitch rises by tones from the semitone above G — A flat, B flat, C, D, E, F sharp. G is retained with Variation XXIX. By this means all twelve tonalities are traversed.
Variations XVII - XXV (the first three of these buzzing like insects) might be said to form a scherzo group, with the mysterious XXI (which distributes segments of the theme strangely among the instruments) acting perhaps like a slow trio interrupting the sequence of fast movements. Variations XXX - XXXII make a great slow movement, moving towards an effect not unlike tha t of Beethoven's 'Heilige Dankgesang' in the A minor Quartet, Op 132. The last note of the final Variation becomes the beginning of the Fugue.
The Fugue makes an enormous finale, rising quietly and harmoniously out of Variation XXXII. Slowly the tension is raised until the strenuous energy we associate with the Grosse Fuge is attained. As the Fugue progresses, its subject develops into ever newer forms; the final versions are quite unlike the opening statement, yet the listener — by following the gradual evolution — can easily hear the connections. It will help to focus on the first shape in Haydn's tune (G, F sharp, D) and its inversion; these are ubiquitous.
Simpson's opening subject uses the rising version, but the second voice inverts it, so substituting a straightforward major key for a modal colour and thereby enlarging the harmonic perspectives of the music. Towards the end of the Fugue the two types of harmonic colour are presented simultaneously as mirror images, yet neither triumphs over the other since the images hold each other in balance. The music is eventually called home by the first violin's insistence on the open G string — acting like the vortex of a whirlpool, irresistibly drawing all the other instruments from the musical maelstrom into itself.
Such is the richness of the invention in this Quartet that it would be impossible to do it justice in words; each listener will constantly find new delights, and new illuminations of Haydn's exquisite Minuet. Simpson's imagination has produced a work which is by turns evocatively lyrical, explosively powerful, serenely meditative, and blazingly energetic; a work which offers us stillness of mind and body as well as the teeming activity of the world.
Lionel Pike © 1984


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Exam Code | 1z0-1063-21 |
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FSFE Newsletter - May 2012
54 DFD events and FSFE handcuffed EU Commissioner
As you can read and see in this years report, Document Freedom Day 2012 was celebrated with 54 events in 23 countries and in 19 world languages. It was the biggest DFD in history with over 26 talks, over 6 awards for Open Standards, lots of other events and the press coverage counted almost one hundred articles. FSFE coordinated between all the different events, awarded several organisation, and in Germany mailed over 370 and called over 170 politicians about Open Standards. Several of these politicians, from a range of political parties, did activities for DFD. FSFE also send out 100 information packages including handcuffs to suggested people including several politicians, CEOs, and the Pope. EU Commissioner Neelie Kroes used our handcuffs in a public speech, which resulted in a lot of additional press coverage including the front page of the Guardian Online. FSFE is eager to hear more reports of what recipients of the package did with the handcuffs.
May 4th: Day against DRM. Is it their "good right" to restrict us?
Last week your editor gave an interview about Digital Restriction Management (DRM) (German). It was about the questions of what DRM is, why companies introduce DRM, why you have to treat your customer as an enemy to make DRM work, and which other possibilities exist. When discussing Free Software, DRM, Antifeatures and other topics you might often hear from intelligent critical people that it is "the good right" of producers to control their products. Why do so many people think so? Would they also accept those restrictions in "the analogue world"? Is it the good right of a publisher to prohibit that you can read a book out loud, lend it friends, or sell it? Several times your editor abused books: last week he used three of them to fix his broken sofa. Would it be acceptable that the publisher or the author can forbid such use cases? Do more people accept such restrictions with software and data, and if so, why? Has the industry with the term "Digital Rights Management" successfully implied that they have this right, and a lot of people accept this?
The 4th of May is the Day against DRM. While DRM has largely been defeated in music, it is a growing problem in the area of ebooks. So it is good news that due to pressure from their readers, Tor/Forge will drop DRM from ebooks. Discuss the topic with your friends or colleagues, e.g. send them Richard Stallman's short story "The Right to Read", and tell us your experience on our public discussion lists or send it directly to your editor.
Free Software topic in the French Presidential elections
French President Nicolas Sarkozy said that 15 percent of the State's IT budget is spent on Free Software programming, support, and maintenance. In future this budget will increase by 30 percent per year. He said this policy is "strategic for the development of the French IT sector". His challenger François Hollande even said this policy has to be intensified.
Besides that, the French Free Software advocacy group April asked all of the candidates in the French presidential elections about their positions on Free Software, software patents, DRM and more.
It is important to raise awareness for Free Software with your politicians, and sending them questions is a good start. FSFE is gathering all such effort in our "Ask Your Candidate" campaign. FSFE would like to thank April for their good work in France, and encourages other Free Software supporters in Europe to get in contact with their politicians. If you have questions how to start such activities in your country, region, or municipality, please get in contact with us. By next month you will also have the political parties' replies to the questions from FSFE for two federal state elections in Germany.
Vendor lock-in costing Helsinki 3.4 million Euros per year?
A report on the City of Helsinki's pilot project for the use of OpenOffice in the public administrations leaves the public with more questions than answers. The city trialled the Free Software productivity suite on the laptops of council members for ten months in 2011. The suite enjoyed high approval rates among its users. When the pilot was finished, the City produced a report stating that the costs of migrating the entire administration to OpenOffice would be very high. Read more about it in the press release and if you are interested in details of the City of Helsinki's OpenOffice pilot project, and in lessons that may be drawn from this project, we have published an analysis of the report.
Something completely different
- "Replace 'ICT' with 'Sex'": 42 minutes before the deadline our education team submitted FSFE's position for a consultation on ICT education to the UK Department of Education. Besides other points we highlighted the importance of "ICT education", instead of "ICT training".
- Fellowship Interview: Operating Free Software based servers and workstations in a pro-privacy web hosting and IT service company, advocating Free Software since 2001, volunteering for the Freedroidz project, and more: this months's interview is Bernd Wurst.
- The Czech municipality Grygov uses Free Software for nearly everything in their public administration.
- On the 31st of March, FSFE's UK Fellows have set up a link between the Green Light (Manchester) and Chorlton's Big Green (Leicester) festivals. There was a Free Software talk and booth at both events, and a live link-up which brought environmentalists together via Free Software.
- Our web team met in Manchester for a web sprint. A variety of international volunteers worked together to improve website features and infrastructure. Interested in fixing bugs, or implementing new functionality to improve our information about Free Software in web work? Join our web team!
- Computerworld UK published a a good article on software patents.
- A selection from the Fellowship blog aggregation:
- Affiliate Userscripts to support FSFE: If you already spend money on Amazon or libri, you can install a userscript developed by Hannes Hauswedell and 5% of the money you spend there goes to FSFE to the struggle for Software Freedom! The userscripts are tested for Chromium, Firefox, and Iceweasel.
- Distributed Free Software: Thomas Jensch wrote an article on how to setup OwnCloud on Hiawatha, and Sam Tuke also looked into setting up a local web development server.
- Different experiences than Wikipedia: Hannes Hauswedell from the PDFreaders team is currently living in China, and wrote about his technical experiences with the Chinese firewall.
- After his hard disk died Patrik Willard wrote about git and rsync and Isabel Drost also dedicated a blog article to git.
Get Active: FRAND is FRAUD - Participate in UK consultation
Busy times in the UK. Besides the consultation on education (see above) the UK government is holding another one until the 4th of June about what sort of patent licenses an Open Standard should require. FSFE and our sister organisation the FSF published a joint statement on the UK Open Standard consultation, explaining why FRAND conditions for Open Standards discriminate against Free Software (regular readers might realise this is an ongoing debate), and recommending the UK government to abolish software patents to prevent damage to the UK's economy. We also informed UK Free Software businesses, organisations, and Fellows about the consultation, prepared draft answers to some of the questions in the survey, held a Summit Meeting of Open Standard experts, and also published a joint statement together with other Open Standard groups.
There is a website explaining how to participate in the consultation. Please do so to support the requirement for royalty-free licenses for Open Standards.
Thanks to all the Fellows and
donors who enable our work,
Matthias Kirschner - FSFE
Free Software Foundation Europe
FSFE News
Upcoming FSFE Events
Fellowship Blog Aggregation
Free Software Discussions


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Refund Policy for UGE Electronics "Https://uge-one.com "
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To initiate a refund, please contact our customer support at [[email protected]] or [01066552125]. Provide your order number and details about the product you would like to return.
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Once we receive your item, we will inspect it and notify you that we have received your returned item. We will immediately notify you on the status of your refund after inspecting the item.
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• We will gather and utilization of individual data singularly with the target of satisfying those reasons indicated by us and for other good purposes, unless we get the assent of the individual concerned or as required by law.
• We will just hold individual data the length of essential for the satisfaction of those reasons.
• We will gather individual data by legal and reasonable means and, where fitting, with the information or assent of the individual concerned.
• Personal information ought to be important to the reasons for which it is to be utilized, and, to the degree essential for those reasons, ought to be exact, finished, and updated.
• We will protect individual data by security shields against misfortune or burglary, and also unapproved access, divulgence, duplicating, use or alteration.
• We will promptly provide customers with access to our policies and procedures for the administration of individual data.
We are focused on leading our business as per these standards with a specific end goal to guarantee that the privacy of individual data is secure and maintained.


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These major suppliers provide our site with fantastic weekly specials. They change every week, so come back often to see what is on sale. Each supplier has different rules on when they post the specials and when you can purchase them. Contact us if you have any questions.
Weekly Cruise Specials


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Terms & Conditions
1. Acceptance
By using this Web Site, you agree, without limitation or qualification, to be bound by, and to comply with, these Terms and Conditions and any other posted guidelines or rules applicable to the Web Site. All such guidelines and rules are hereby incorporated by reference into the Terms and Conditions.
2. Privacy Policy
Cheltenham Golf Club is subject to the provisions of the Privacy Act 1988. The Act contains 10 National Privacy Principles that set standards for the handling of personal information. The Club has a commitment to privacy and the safeguarding of member, visitor and staff personal information.
Any personal information provided by you to the Club (e.g. name, address, date of birth and contact details), will be protected. The Club does not usually disclose your personal information to any other organisation or person unless there is a legal requirement to do so. The Club may also disclose personal information to relevant authorities if it reasonably believes that there is a threat to an individual's life, health or safety, or public health or safety. If the Club has reason to suspect that unlawful activity has been, is being or may be engaged in, personal information may be used or disclosed as a necessary part of any investigation and reporting to relevant persons or authorities.
The Club may disclose your information to third parties that provide services under contract to the club. These contracts require the third party to keep your personal information confidential and secure. Your personal information may be used by the Club for marketing purposes to improve our services and to provide you with the latest information about those services, any new related services and promotions. If you do not wish to receive information about services and promotions, the Club, on request, will remove your name from mailing lists.
You have a right to access any personal information that the Club may hold about you, including a right of correction of your information. The Club will not charge a fee for you to access your personal information.
If you require any further information, please contact Club Administration.
3. Disclaimer
The materials may contain inaccuracies and typographical errors. Cheltenham Golf Club does not warrant the accuracy or completeness of the materials or the reliability of any advice, opinion, statement or other information displayed or distributed through the site. You acknowledge that any reliance on any such opinion, advice, statement, memorandum, or information shall be at your sole risk. Cheltenham Golf Club reserves the right, in its sole discretion, to correct any errors or omissions in any portion of the site. Cheltenham Golf Club may make any other changes to the site, the materials and the products, programs, services or prices (if any) described in the site at any time without notice.
This site, the information and materials on the site, and the software made available on the site, are provided "as is" without any representation or warranty, express or implied, of any kind, including, but not limited to, warranties of merchantability, no infringement, or fitness for any particular purpose. Some jurisdictions do not allow for the exclusion of implied warranties, so the above exclusions may not apply to you.
4. Limitations of Damages
In no event shall Cheltenham Golf Club be liable to any entity for any direct, indirect, special, consequential or other damages (including, without limitation, any lost profits, business interruption, loss of information or programs or other data on your information handling system) that are related to the use of, or the inability to use, the content, materials, and functions of the site or any linked website, even if Cheltenham Golf Club is expressly advised of the possibility of such damages.
5. Indemnification
You agree to indemnify, defend and hold harmless Cheltenham Golf Club, its officers, directors, employees, agents, licensors, suppliers and any third party information providers to the Service from and against all losses, expenses, damages and costs, including reasonable attorneys' fees, resulting from any violation of this Agreement by you.
6. Third Party Sites
As a convenience to you, Cheltenham Golf Club may provide, on this Site, links to Web sites operated by other entities. If you use these sites, you will leave this Site. If you decide to visit any linked site, you do so at your own risk and it is your responsibility to take all protective measures to guard against viruses or other destructive elements. Cheltenham Golf Club makes no warranty or representation regarding, and does not endorse, any linked Web sites or the information appearing thereon or any of the products or services described thereon. Links do not imply that Cheltenham Golf Club or this Site sponsors, endorses, is affiliated or associated with, or is legally authorised to use any trademark, trade name, logo or copyright symbol displayed in or accessible through the links.


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What You Learned (cont.)
Bows and Arrows
The bow is a short-range hunting tool.
Proper bow selection and fit are essential to your accuracy and performance when bowhunting. The most common types of bows are the longbow (stick bow), the recurve bow, and the compound bow.
The safe and easy way to string a recurve bow or longbow is to use a bowstringer. To replace compound bow strings, you must use a bow press.
Arrows have four parts.
- Shaft: The long spine of the arrow
- Fletching: The plastic vanes or feathers on an arrow
- Arrowhead: The point of the arrow
- Nock: A slotted plastic tip on the rear end of the arrow ul>
- Stand at a right angle to the target with your feet approximately shoulder-width apart. You should feel comfortable and balanced.
- Nock the arrow, then simultaneously raise the bow and draw the string back to your "anchor point."
- Aim and release the arrow by letting your fingers slip quickly away from the string. Never dry fire a bow.
The common types of arrowheads are bullet point, blunt point, field point, JUDO point, fish point, and broadhead. The broadhead is the only arrowhead that may be used for big game hunting.
The crossbow is another short-range hunting tool. It is a bow that has a rifle-like stock and shoots shorter arrows (sometimes called "bolts"). Safe use of a crossbow requires following the safety rules for both firearms and bows. Before hunting with a crossbow, make sure it is legal in your state.
Before practicing or hunting, an archer must examine each arrow. Check for cracks and splinters in wood arrows; creases, dents, or cracks in aluminum arrows; and crushed sidewalls on fiberglass or graphite arrows. Discard any shaft that has cracks or breaks.
An arrow is as deadly as a bullet, so the basic safety rules that govern firearm shooting also apply to archery.
Broadheads must be kept razor-sharp for hunting. To prevent injury, use a special wrench to screw on broadheads, keep them covered with a quiver, and take special care when field dressing bow-killed game.
To shoot a bow and arrow:


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To suppress the PHP warning, just prepend the function with the error suppression character @. I'm usually against error suppression, but apparently some genius thought it was a good idea to really drive the point home that you have a bad login. Returning false wasn't enough?
if( ! @ftp_login( $connection, 'USERNAME', 'PASSWORD' ) ){
die( 'Bad login, but no PHP warning thrown.');


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This quilt is for first and only baby boy. I have four daughters, and finally got a sweet little man. I made this one for him. He has been spoiled. I think he will end up with five baby quilts if my sister ever gets her butt in gear and finishes hers for him.
You all know the drill. Enter a comment and you have one entry. If you become a follower, you have 3 entries, and if you submit a quilt and little story, you get 5 more entries. Just let us know in your comment if you became a follower, and if you would like us to contact you about submitting your quilt in the next couple of months.


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Vampire Spawn 03 - Tabletop Miniature is backordered and will ship as soon as it is back in stock.
Product Details
Design Details - Licensed design created by TytanTroll Miniatures.
We print every miniature and wash/clean them manually. While there's always the chance for small defects or anomalies in 3D prints, we try our best to make sure that every miniature that we ship is as close to perfect as we can make it!


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Heavenly Garden Beautiful floral in red, orange, coral, and lime on a white background. 137cm wide
M x $ (min Qty 0.5m)
Add Sample to Cart ($5)
Add Swatch to Cart ($2.50)
Free Postage for Samples and Swatches!
Click here to compare and contrast your Fabric Selections
Light domestic use. Suitable for scatter cushions, placemats, tote bags, etc. Up to 500 hours of fade resistance. Keep undercover when not in use. Wash using cold water and mild detergent. Air dry only, do not dry clean.
Our Database has selected 3 Matches for your selection


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The Perks of Putting 20% Down on a Home
If you're thinking of buying a home, you're probably wondering what you need to save for your down payment. Is it 20% of the purchase price, or could you put down less? While there are lower down payment programs available that allow qualified buyers to put down as little as 3.5%, it's important to understand the many perks that come with a 20% down payment.
Here are four reasons why putting 20% down may be a great option if it works within your budget.
1. Your Interest Rate May Be Lower
A 20% down payment vs. a 3-5% down payment shows your lender you're more financially stable and not a large credit risk. The more confident your lender is in your credit score and your ability to pay your loan, the lower the mortgage interest rate they'll likely be willing to give you.
2. You'll End Up Paying Less for Your Home
The larger your down payment, the smaller your loan amount will be for your mortgage. If you're able to pay 20% of the cost of your new home at the start of the transaction, you'll only pay interest on the remaining 80%. If you put down 5%, the additional 15% will be added to your loan and will accrue interest over time. This will end up costing you more over the lifetime of your home loan.
3. Your Offer Will Stand Out in a Competitive Market
In a market where many buyers are competing for the same home, sellers often like to see offers come in with 20% or larger down payments. The seller gains the same confidence as the lender in this scenario. You are seen as a stronger buyer with financing that's more likely to be approved. Therefore, the deal will be more likely to go through.
4. You Won't Have To Pay Private Mortgage Insurance (PMI)
What is PMI? According to Freddie Mac:
"For homeowners who put less than 20% down, Private Mortgage Insurance or PMI is an added insurance policy for homeowners that protects the lender if you are unable to pay your mortgage.
It is not the same thing as homeowner's insurance. It's a monthly fee, rolled into your mortgage payment, that's required if you make a down payment less than 20%. . . . Once you've built equity of 20% in your home, you can cancel your PMI and remove that expense from your monthly payment."
As mentioned earlier, if you put down less than 20% when buying a home, your lender will see your loan as having more risk. PMI helps them recover their investment in you if you're unable to pay your loan. This insurance isn't required if you're able to put down 20% or more.
Many times, home sellers looking to move up to a larger or more expensive home are able to take the equity they earn from the sale of their house to put 20% down on their next home. With the equity homeowners have today, it creates a great opportunity to put those savings toward a larger down payment on a new home.
Bottom Line
If you're looking to buy a home, consider the benefits of 20% down versus a smaller down payment option. Let's connect so you have expert advice to help make your homeownership goals a reality.
Content previously posted on Keeping Current Matters#ocalamortgage, #ocalamortgagebroker, #ocalamortgagecompany, #ocalamortgagelender, #ocalamortgagerates


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This listing is for one amazingly adorable vinyl sticker! This sticker is the perfect addition to your sticker collection or you can stick it on your laptop, bicycle, skateboard, car, cell phone, water bottles, walls, and much more!
Every sticker order is packaged in a protective sleeve and comes with an adoption story!
In addition to being a great conversation starter, proceeds from the sale of this sticker and sales from all Canine Campaign items are donated to various dog shelters and rescue groups around the country to help find loving homes for homeless dogs!
• Printed on high quality waterproof vinyl
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• Approx. 3 inches in width & 2.25 inches in height
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Colors may vary slightly from what you see on your screen due to the resolution
Brindle Pug (Die Cut Sticker)
We gladly accept returns and exchanges. Just contact us within 14 days of delivery
All sticker orders are shipped via first class.


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(This post was updated at 10:05 a.m. ET.)
In the morning's second sign of strength in the housing sector, the National Association of Realtors reports that sales of existing homes rose 7.8 percent in August from July and were 9.3 percent above the pace of August 2011.
What's more, as The Associated Press reports, the adjusted annual rate of 4.82 million homes sold in August is "the most since May 2012, when sales were fueled by a federal home-buying credit."
And, says NAR:
"The national median existing-home price for all housing types was $187,400 in August, up 9.5 percent from a year ago. The last time there were six back-to-back monthly price increases from a year earlier was from December 2005 to May 2006. The August increase was the strongest since January 2006 when the median price rose 10.2 percent from a year earlier."
Our original post:
Builders started work on 2.3 percent more homes in August than in July, the Census Bureau and Department of Housing and Urban Development say.
At a seasonally adjusted annual rate, work was begun on 750,000 single-family homes, apartments and condominiums, vs. 733,000 in July.
Through the first eight months of 2012, starts have stayed above the 700,000-pace. In 2011, they only touched that level once — in November. Prior to that, the pace hadn't hit 700,000 or above since October 2008.
Of course, the pace is far below the years before the housing bubble burst in 2008. In 2004 and 2005, it was not unusual to see the rate edge above 2 million units.
We'll hear more about the housing sector later this morning when the National Association of Realtors reports about sales of existing homes in August.
Meanwhile, The Washington Post and The New York Times' Deal Book blog report that mortgage rates, which are already down around 3.55 percent for a 30-year loan, could be below 3 percent if banks weren't holding back.
The Post writes that "banks say they are keeping rates high right now because lowering them any further would overwhelm them with customers. They say that over time, as volume thins out, rates could come down to attract new borrowers." And Deal Book says "the banks aren't fully passing on the low rates in the bond market to borrowers. Instead, they are taking bigger gains, and increasing the size of their cut."
Copyright 2021 NPR. To see more, visit https://www.npr.org.


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Indian Valley, VA Pinpoint Weather Links
WeatherWorld.com's Pinpoint Weather feature provides weather information for thousands of local resources for your community, such as parks, airports, schools and churches. You can search our database for a specific type of resource within a certain distance from your location.
Please select a Category


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Meru Nyingpa Monastery How To Cite
About THL > How to Cite > Meru Nyingpa Monastery Resources > Meru Nyingpa Monastery How to Cite
How to Cite Resources in the Meru Nyingpa Monastery Project
The project itself can be cited through reference to its main URL: www.merunyingpa.info. We are currently working on our formal recommendations for citation. Please check back in coming months. General discussions can also be found on THL's general How To Cite page.


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Lasithi Prefecture, Greece
Reference Code: GRE-43797
For sale land of 4809 sq.meters in Crete. The territory has water supply, electricity supply, building permission of 200 sq.meters. The land has a wonderfull sea view, mountain view, city view. The above information is based exclusively on information provided by the property owner to our company, which are subject to any typographical errors or price change by him. PURSUANT TO LAW 4072/2012, IN ORDER TO VIEW THE PROPERTY, IT IS NECESSARY TO PROVIDE YOUR ID AND TAX NUMBER WHICH MUST ME INDICATED IN THE DEMONSTRATION AGREEMENT. The indication on the map does not indicate the exact location of the property but the general area in which it is located. For any other information contact us.Availability
- Land - 4809 m2 for sale from USD 2,409,166 - Last Updated: 18 Aug 2023


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Military rank conferred to players with 50 000-74 999 military points.
Major General
Military rank conferred to players with 225 000-324 999 military points.
Manual succession
Appointing a successor to the Emperor manually by the player.
For more information about succession to the throne click here.
Market Relations
A Technology that has a positive effect on your expenses on the Marketplace. Each level reduces by 2% the basic trade commission of 40%.
Market tolerance
A Marketplace feature. Allows the user to set manually (Via Marketplace menu >> Settings tab) the difference between the prices of the potentially bought offer and the current one on sale without any warning window about price change popping up. This difference can go from 1% to 50% or can even be set to buy any offer regardless the price. The higher is the market tolerance percentage, the bigger the chance to purchase a more expensive offer.
Example: If the current lowest price for iron is 2 and your market tolerance is set to 10% by default, then you will be buying iron uninterruptedly at price up to 2.2 gold without being warned by the system for any change in price. If you set the tolerance to 1%, when iron's price gets above 2.02 gold while you are still buying, the system will inform you right away.
Economic Building.
Type: Local
Prerequisite Technologies: Trade 1, Market Relations 1
Maximum Level: 10
Allows you to place Market Offers, in order to sell resources you don't need, or to purchase resources you need that other players have placed on the Marketplace. The amount of resources you can sell is limited by your Market Capacity.
Allows you to trade with the Imperial Merchant.
Each level of Marketplace allows you to place one additional Market Offer.
Marketplace levels 1-5 increase the Market Capacity by 50 000 per level. Levels 6 and up increase the Market Capacity by 150 000 per level.
By default, the Market Capacity of the Empire is cumulative from the Capacities of all Marketplace buildings. When a Province is under attack, each Marketplace building in the Empire is limited to its own Market Capacity instead.
Marketplace Offer
The amount of resources a player offers for sale on the Marketplace at a certain price. It's possible to withdraw the offer up to 1 minute after sending it, but you won't receive back the posting commission. The offer lasts for 5 hours. It shows up on the Marketplace between 5 and 10 minutes after posting it only if it's one of the top 5 cheapest offers. If the offer expires without anyone buying it, the resources are returned to the owner in the province it was published from.
Binding of two Great people so that they can give birth to an offspring, pass on to him/her their traits and so that the bloodline continues. A member of the Imperial family can marry one of the Nobles in the Imperial court or a Great person sent from another player with proposal. Nobles can only marry the members of the Imperial family and cannot be sent to other players with proposal for dynasty marriage. Unmarried members of the "Other relatives" category can only be sent abroad unless they appear again in the family tree due to the ascending of a new Emperor on the throne.
All Great people can only marry once and remain married for life. Divorce is not possible. When their spouse dies they become widow/er and cannot remarry.
Marriage Candidates
Unmarried members of the Imperial family and members of the category "Other relatives" can be sent out to other Empires with an invitation for signing a dynasty peace. The proposal is valid for 24 hours and it may be accepted, rejected or just ignored. You can send Great people if they: have reached the age of majority; they don't have any previous marriages; they are not sent on missions; they are not in the process of training and upgrade of their experience levels.
For more information about Marriage Candidate click here.
Military rank conferred to players with 750 000 - + ∞ military points.
Master of Trade
One of the skills available to Governors upon leveling up. Increases the Trade Potential of the holding. Level 1: +4% Trade Potential; Level 2: +6% Trade Potential; Level 3: +10% Trade Potential; Level 4: +14% Trade Potential; Level 5: +20% Trade Potential
Maximum resource capacity
The maximum amount of each resource a province/colony can stash before the production is frozen. It is determined by the Fortress level. When the maximum capacity is reached the province/colony can gather even bigger amounts but it simply stops producing until the amount drops below the limit or a new Fortress level is built and activated.
For more information about maximum resource capacity click here.
Military order awarded to players with personal military achievements during a given season ( Warrior of the Day), to players from the top 3 alliances at the end of a given realm, for participation and achievements in special tournament realms, for participation in special events. Medals for achievements within the alliance are also awarded.
The only research which enhances population growth (+5% per level).
It also increases the lifespan of your Great People.
Medium tax rate
Fourth tax level. 200 gold for 100 workers per hour. Takes 30 Happiness away per 24 hours.
Melee (Army Unit Type)
Army Units with the Melee type need to be adjacent to the enemy to execute an Attack. Upon reaching each other, the Melee units of both armies begin to exchange blows simultaneously.
In battle, the Melee units fight in the Frontline, Flank or Center, depending on their Priority Deployment.
The currently existing Melee units are:
- Light Spearman
- Heavy Spearman
- Phalanx
- Heroic Spearman
- Light Swordsman
- Heavy Swordsman
- Guardian
- Heroic Swordsman
- Light Cavalry
- Heavy Cavalry
- Paladin
- Heroic Cavalry
- Battering Ram
Melee attack
1. A research which upgrades all melee units' attack parameter. +5% per level, as the maximum level taken into account is 50 (total sum of individual and alliance levels).
2. Man to man combat.
The main means of communication between players from the same realm. It is a short text sent from a source to a receiver. There are ten categories of messages in the game: Transactions, Alliance, Gamemaster, Alliance military, Tribune,Private, Military, Espionage, Announcements and Others. When you receive a new message it shows up next to the profile picture above the Village map in a differently colored envelope. You can find all messages after that in the different sections of the Messages menu. All messages older than 2 weeks are automatically deleted.
One of the main effects of Happiness value. If your happiness points are below 100, you will always run in population losses. However, if your points are above 100 there will be no positive effect - population will not immigrate to your empire.
For more information about migration click here.
Migration group
A group of certain number of Empires (active in the last 168 hours and with equal or approximately equal net worth points and time of registration) formed every minute in order to be determined which of them will gain and which lose population at the moment of daily migration on the basis of average Happiness comparison.
Military Administration
А Technology that increases the number of military posts on the Global map you can establish. Each level permits the foundation of one more military post.
Military Architecture
A research with effect on Fortresses. Decreases the necessary time for building Fortresses by 15% per level and increases the garrison number by 10% from the basis.
Military builder
One of the skills available to the Emperors upon gaining a Governor level. Decreases the Construction time of Military Buildings. Level 1: -1% Construction time; Level 2: -2% Construction time; Level 3: -4% Construction time; Level 4: -6% Construction time; Level 5: -10% Construction time
Military camp
A special buidling in military posts which grant deployment of soldiers in the holding. Every level of Military camp allows the deployment of 120 000 field army.
Military discipline
Military technology which decreases the threshold at which appears a chance for your army to flee. The new threshold starts at 40 morale and chance to flee increases progressively by 2,5% for every morale point below 40.
There is also alliance technology Military discipline that decreases the morale threshold at which appears a chance for the alliance army to flee, using the same logic.
Both the personal and alliance technologies can be researched to level 1.
Military Doctrine
A research which allows the sovereign to conduct several simultaneous attacks and recruit several training groups at the same time. Every level of the research increases the number of attacks sent at once by 1 and the number of training groups recruited simultaneously by 3.
Military economist
One of the skills available to the Emperors upon gaining a Governor level. Decreases the Upkeep of all troops. Level 1: -1% Upkeep; Level 2: -2% Upkeep; Level 3: -4% Upkeep; Level 4: -6% Upkeep; Level 5: -10% Upkeep
Military Logistics
А Technology that increases the distance from the Empire at which a military post can be established. 1st level grants distance of 20 Imperial miles from the Capital. Each subsequent level grants an 8% increase over the previous level and additional 5 Miles to the radius.
Military Medicine
A research which gives the sovereign the know-how of recovering more killed units after the battle. Increases the percentage of recovered units after a battle by by 0,5% for attackers/1% for defenders per level. Maximum recovery percentage - 65%.
Military message
A message containing a battle report. All battle reports, defensive and offensive, arrive in red envelopes and are saved in System tab of Messages menu, labeled Military.
Military points
Measurement for the military achievements and commanding abilities of players. Military points are earned in battles with other active players and in defense against barbarian camps. A killed army worth 5000 gold equivalent is equal to 1 military point. Different destroyed Fortress levels give certain amount of military points too. Pillaged population grants military points as well but only in a war and accounted just to war score. Attacking destroyed fortress and an independent city does not bring the attacker any military points.
For more information about Military points click here.
Military post
A holding that takes 1 point (1x1 IM) on the Global map and can be established anywhere outside the exclusive zones, with the exception of independent cities or special resource terrains. Its main function is to protect the trading posts because they have no defending army. In order to perform this function, the military post must have a common border with the trading post. Thus the enemy must first destroy the military post and only after that will have the opportunity to attack the trading post. Military posts can be built next to other holdings but have a defensive effect only on trading posts.
For more information about military posts click here.
Military Post Manager
One of the skills available to Generals upon leveling up. Increases the deployment limit for troops in a Military Post. Level 1: +2% limit; Level 2: +4% limit; Level 3: +6% limit; Level 4: +10% limit; Level 5: +15% limit
Military research
Common word for all Technologies which affect the military aspect of the Empire.
Military Scientist
One of the skills available to the Emperors upon gaining a Governor level. Decreases Research Times at the Military University. Level 1: -1% Research Times; Level 2: -2% Research Times; Level 3: -4% Research Times; Level 4: -6% Research Times; Level 5: -10% Research Times
Military unit
Common word for all units, soldiers and engines, which participate in a battle and can inflict damages.
Military university
The symbol of knowledge and enlightenment along with the University and Academy of Sciences. University, available only in the capital, is the building where all Military technologies are developed. Its levels decrease the Research time by 0.5 times per level from the basic time and the price by 0.02 times per level. Level 20 allows the construction of Academy of Military Sciences.
One of the skills available to Governors upon leveling up. Increases Iron Production. Level 1: +2% Production; Level 2: +4% Production; Level 3: +6% Production; Level 4: +8% Production; Level 5: +12% Production
Troops' march on their way to the target or on their way back to the Empire of origin. An army on a mission is a moving army ready to attack or has already attacked. Mission's time is reduced by Cartography and War horses (in case of an army consisting just of cavalry units) levels and Special resource 'Horses', but no mission can last for less than 2.5 minutes, in peaceful times, and 10 minutes, in a war.
Military Building.
Type: Local, Add-on, Defensive Structure
Prerequisites: Fortification 1, Military Architecture 3, Fortress 4
Maximum Level: 10
Fortress add-on. During Fortress Assault, each level of Moat decreases the Hit Points of all units in the enemy Assault Line by 2%.
Letting the already trained units get out of the barracks and be deployed in field or garrisoned. If training groups haven't been mobilized manually, they are automatically mobilized after 7 hours pass from training's end upon the first login.
NB! The mobilized units are deployed in the province they have been recruited from, NOT in the province they are mobilized from.
A factor with either negative or positive effect on some statistic or feature, changing the base values.
Modifier with global effect
Daily or single time modifier with effect on the whole Empire, regardless the province/colony it was applied to.
To read the whole list of modifiers with global effect click here.
Modifier with local effect
Daily or single time modifier with effect just on the province/colony it was applied to.
To read the whole list of modifiers with local effect click here.
Economic Building.
Type: Local
Maximum Level: 15
Each level of Monument grants +2 daily bonus to Happiness in the Holding.
Army's fighting spirit which depends on the overall behavior of the player. Both armies start to fight against each other with basic Morale of 100.
Morale can be raised by Army Drills levels, alliance daily bonus for Leaders, First Officers and Commanding Officers and positive Honor, and can be decreased by negative Honor and attacks out of range. Each round Morale drops due to fatigue and damage and when it drops below 50 there is a progressively increasing chance for the army to flee.
For more information about Morale click here, here and here.
Popular denomination of a player using multiaccounting.
Use of more than one account in the same realm with the purpose of interacting and benefiting in an illegal way. Multiaccounting is totally forbidden and strictly sanctioned by temporary or permanent deprivation of access to the respective accounts.
The reporting of supposed multiaccounts is executed via e-mail: firstname.lastname@example.com. The reporter is always investigated before the reported one.
NB! Similar usernames are NOT a premise for multiaccount accusations and definitely NOT a plausible and reasonable proof.
Mutual aid
Mutual aid is an alliance technology where each level adds 1 minute to the time reduction when Alliance mutual aid is used.
My friends ranking
A ranking that shows your Facebook friends progress. You can also invite your friends to join the fun and receive rewards.


text: Click to expand Tap to zoom Warranty Terms and Conditions Warranty Terms Next Security provides a 1-year warranty to products, considered from the order shipment date. Our warranty will offer full replacement of all units, once confirmed by inspection that it's a manufacturer's defect and not an installation fault that caused the damages to the unit. We will also verify the serial number from the products originally shipped in our systems against the serial numbers of the items that were sent back to Next Security.To place a warranty request, please contact firstname.lastname@example.com. Once approved, you will be provided with a RMA number and then the item(s) can be shipped back to Next Security. All shipping charges of warranty items are at the customers responsibility.These policies are effective from 04/13/2020 FPE-7039 BOSCH by BOSCH DISCONTINUED Sold out Original price $0.00 - Original price $0.00 Original price $0.00 $141.37 $141.37 - $141.37 Current price $141.37 | / Availability : Out of stock Contact us dataSheet MULTIPLEX EXPANDER CARD.


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The Food and Drug Administration (FDA) warns all healthcare professionals and the general public NOT TO PURCHASE AND CONSUME the unregistered food product:
1. CAFFE BENE Peach Ice Tea
The FDA verified through online monitoring or post-marketing surveillance that the abovementioned food product is not registered and no corresponding Certificate of Product Registration (CPR) has been issued. Pursuant to the Republic Act No. 9711, otherwise known as the "Food and Drug Administration Act of 2009", the manufacture, importation, exportation, sale, offering for sale, distribution, transfer, non-consumer use, promotion, advertising or sponsorship of health products without the proper authorization is prohibited.
Since this food product has not gone through evaluation process of the FDA, the agency cannot assure its quality and safety.
All concerned establishments are warned not to distribute, advertise, or sell the said violative food product until CPR is issued, otherwise, regulatory actions and sanctions shall be strictly pursued. Always check if a product is registered with the FDA by using the FDA Verification Portal feature accessible at You may also look for the FDA Registration number on the product label, if available or simply type the name of the product.
All Law Enforcement Agencies and Local Government Unit are requested to ensure that this product is not sold or made available in the market or areas of jurisdiction.
The Bureau of Customs is urged to restrain the entry of the unregistered imported products.
For more information and inquiries about this advisory, kindly contact the FDA Center for Food Regulation Office and Research through email email@example.com indicating on the subject, the concerned Advisory, or call (02)8857-1900 local 8105 and 8112.
To report any sale or distribution of unregistered food product, kindly email us at firstname.lastname@example.com.
Dissemination of this advisory to all concerned is hereby requested.


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The anti-spam plugins have stopped being effective. Registration is back to requiring approval. After registering, you must ALSO email me with your username, so that I can manually approve your account.
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I'm Speaking Shirt | Feminist Shirt | Feminism Sweatshirt | Politics 2020 | Kamala Harris | Girl Power | Democrat | Women's Rights Vote Tee
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:: I'M SPEAKING Design ::
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Our t-shirts, crewneck sweatshirts, hoodies, and kids tees are a "UNISEX" style. Women should buy their normal size, or a smaller size for a more fitted look.
The racerback flowy tanks are a more feminine fit, and fit the same as a regular "women's" shirt". Made by Bella Canvas.
Kids YOUTH tee is light, comfy, and has just the right amount of stretch youngsters love for an active lifestyle. Black is a 100% cotton shirt. Heather grey is 90% Airlume combed and ring-spun cotton, 10% polyester. Made by Bella Canvas.
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::Production time can take 2-7 business days::
Shipping can take an additional (First Class, no FedEx/UPS):
3-5 business days within the US
5-10 business days to Canada
*10-20 business days internationally, depending upon location
Are the inks used eco-friendly?
Yes. Our apparel is proudly created with the latest in garment printing technology and our inks are water based and eco-friendly. This makes the feel much softer than traditional screen printed shirts, but just as durable. We're using CPSIA (Consumer Product Safety Improvement Act) compliant inks which are needed when printing on children's wear 12 and below.
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What are the care instructions?
Machine wash. Delicate cycle, cold water, and inside out if you want to prolong the life of your shirt. Hang to dry or tumble dry on low. Do not iron.
Can I cancel my order for a refund?
Please ensure you review your order before confirming your purchase. We will try to cancel your order before your items have been created, but we cannot guarantee that this will be possible.
Do you offer exchanges/refunds?
Yes. Of course it goes without saying that if there is a printing error or a shirt has been received as damaged, we will do what we can. Please email us at firstname.lastname@example.com should you wish to exchange your items; exchanges can only be made for the same shirt in the same size. We cannot refund/exchange for different sizes. Please be certain to measure the size before ordering as each shirt is made to order. We are unable to give refunds on orders where incorrect addresses have been given.
Do you have deals?
Yes. We love them too! Sign-up for our newsletter if you want to know what is coming up, and when deals are happening.
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304094 OMC/Evinrude/Johnson Fuel Pump Diaphragm Spring Support
New OEM part...ready to be installed.
Contact Us: Tyson Hess (Owner) 1-937-869-2082
Travis Cox (Manager) 1-937-206-9948
Welcome and thanks for visiting the Cable Boats website! This site has been designed to provide our customers with a complete inventory of all of our marine products and services in a convenient one stop location. We are located in Cable, Ohio and deal mainly in used (Salt Water Free) Mercruiser, OMC, Volvo Penta and Yamaha inboard/outboard parts and accessories but also have an inventory of new and used vintage OMC, Johnson, Evinrude and Nissan outboard parts as well. Please feel free to browse our site by using the search bar to find exactly what you are looking for, shoot us a message or call the numbers provided at the top and bottom of this page. We are always loading more product on the site, so if there is something you are looking for and do not see, just give us a call or send us a message and we will respond accordingly. We do provide worldwide shipping and freight options as well, so let us know and it can be arranged. Thanks again for browsing our site and we look forward to providing you with quality new and used parts at an affordable price.
New OEM part...ready to be installed.


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Small plastic penis cage online shop | Locked in Lust
Query: Small plastic
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Alfred Dunhill 'Aquarium' lighter, 1950s
Price Code: £££
Reference: 3672
An 'Aquarium' table lighter in the rarer 'Service' size, with chrome-plated hardware, with a deep and pale green background with blue to all panels with one pink fish to the front, and two small 'Angel' fish to the reverse, with red and silver rocks and reed details on all sides. English, circa 1950.This lighter is fully operational with cotton wick, wadding and flint fitted.
Length: 2½ inches (6 cm).
A bespoke Dunhill presentation case can be made for this lighter, please contact us for additional information and prices.
The 'Aquarium' lighters were all designed and hand-made by Ben Shillingford (1904-2000), whose unique skills in designing, carving and hand-painting the Perspex panels could never be equalled. Upon his retirement, the skills necessary to continue to manufacture the 'Aquarium' lighter could not be found, and production ceased.
No two 'Aquarium' lighters are the same – each is, in its way, a unique work of art. The vast majority, logically, depict aquatic scenes, of either sea-water or fresh-water fish (but never both). A very small number of lighters depict non-aquatic scenes – hunting, horse-racing and aviary subjects in particular.
The 'Aquarium' lighter was made in two sizes, the 'Half-Giant' and the smaller (and somewhat rarer) 'Service' size. They were available in three metal finishes, namely gold-plated, silver-plated and chromium-plated, and all were, of course, fuelled with petrol rather than butane, which came into common usage in the 1960's.
All images and text copyright © Pullman Gallery Ltd. 2024


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Hot-Roll Flat Bar 3/16" x 4"
Couldn't load pickup availability
Flat bars are a flat, rectangular section with square edges varying in sizes. This cost-effective steel product is suitable for a wide variety of applications and is distributed into the construction, engineering, manufacturing, mining, grating, fabrication and many other industries. The flat bar's versatility is the main reason it is usable throughout various industries, along with the excellent strength and formability combination of steel. In metalworking, rolling is a metal forming process in which metal stock is passed through one or more pairs of rolls to reduce the thickness and to make the thickness uniform. The concept is similar to the rolling of dough. Rolling is classified according to the temperature of the metal rolled. If the temperature of the metal is above its re-crystallization temperature, then the process is known as hot rolling. If the temperature of the metal is below its re-crystallization temperature, the process is known as cold rolling. In terms of usage, hot rolling processes more tonnage than any other manufacturing process, and cold rolling processes the most tonnage out of all cold working processes. Roll stands holding pairs of rolls are grouped together into rolling mills that can quickly process metal, typically steel, into products such as structural steel (I-beams, angle stock, channel stock, and so on), bar stock, and rails. Most steel mills have rolling mill divisions that convert the semi-finished casting products into finished products.


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Trapping furbearing animals was once a full-time occupation. Today, regulated trapping is an important tool for managing our nation's natural resources.
- Trapping helps control animal populations by minimizing starvation, reducing spread of disease, and controlling habitat damage or destruction.
- Trapping helps protect personal property by preventing or decreasing:
- Flooding caused by beaver dams
- Damage to homes, trees, gardens, and agricultural crops
- Killing of livestock or pets
- Trapping protects certain endangered or threatened species from predatory furbearers.
Trapper's Code of Ethics
When used properly, trapping can be an alternative method to hunting for harvesting furbearers and an effective tool for wildlife management. Trappers should learn about the type of traps appropriate for the animal they're seeking and follow the trapper's code of ethics:
- Obtain the landowner's permission.
- Avoid setting traps in areas where domestic animals may be caught.
- Set traps to capture the target animal in the most humane way possible.
- Check traps at least once every 24 hours, preferably in the early morning.
- Record trap locations accurately.
- Identify all traps with waterproof name and address tags.
- Use as much of the animal as possible. Dispose of animal carcasses properly.
- Make an effort to trap only the surplus animals from each habitat.
- Assist landowners who are having damage problems with wildlife.
- Dispatch trapped furbearers in a humane manner.
- Obtain all required licenses, tags, and permits. Because trapping laws vary by state, check the state's regulations before you go trapping.
Types of Traps
Traps can be set either on land or in or near the water. Some types of traps are designed to kill the trapped animal, and others are designed to capture the animal alive and unharmed (live-restraining devices).
- The most common type of killing devices are bodygrip traps.
- Live-restraining devices include foothold traps, enclosed foothold devices, cage traps, and some types of cable devices. With these traps, you are able to release non-target animals.
- Some furbearers are found more often in or near water. For these animals, trappers use submersion trapping systems, which hold the animal underwater until it dies.


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Open Letter From Axl Rose To The Rock And Roll Hall Of Fame
Apr. 12 2012, Published 11:20 a.m. ET
To: The Rock And Roll Hall Of Fame, Guns N' Roses Fans and Whom It May Concern,
When the nominations for the Rock And Roll Hall Of Fame were first announced I had mixed emotions but, in an effort to be positive, wanting to make the most of things for the fans and with their enthusiasm, I was honored, excited and hoped that somehow this would be a good thing. Of course I realized as things stood, if Guns N' Roses were to be inducted it'd be somewhat of a complicated or awkward situation.
Since then we've listened to fans, talked with members of the board of the Hall Of Fame, communicated with and read various public comments and jabs from former members of Guns N' Roses, had discussions with the president of the Hall Of Fame, read various press (some legit, some contrived) and read other artists' comments weighing in publicly on Guns and the Hall with their thoughts.
Under the circumstances I feel we've been polite, courteous, and open to an amicable solution in our efforts to work something out. Taking into consideration the history of Guns N' Roses, those who plan to attend along with those the Hall for reasons of their own, have chosen to include in "our" induction (that for the record are decisions I don't agree with, support or feel the Hall has any right to make), and how (albeit no easy task) those involved with the Hall have handled things... no offense meant to anyone but the Hall Of Fame Induction Ceremony doesn't appear to be somewhere I'm actually wanted or respected.
For the record, I would not begrudge anyone from Guns their accomplishments or recognition for such. Neither I or anyone in my camp has made any requests or demands of the Hall Of Fame. It's their show not mine.
That said, I won't be attending The Rock And Roll Hall Of Fame Induction 2012 Ceremony and I respectfully decline my induction as a member of Guns N' Roses to the Rock And Roll Hall Of Fame.
I strongly request that I not be inducted in absentia and please know that no one is authorized nor may anyone be permitted to accept any induction for me or speak on my behalf. Neither former members, label representatives nor the Rock And Roll Hall Of Fame should imply whether directly, indirectly or by omission that I am included in any purported induction of "Guns N' Roses".
This decision is personal. This letter is to help clarify things from my and my camp's perspective. Neither is meant to offend, attack or condemn. Though unfortunately I'm sure there will be those who take offense (God knows how long I'll have to contend with the fallout), I certainly don't intend to disappoint anyone, especially the fans, with this decision. Since the announcement of the nomination we've actively sought out a solution to what, with all things considered, appears to be a no win, at least for me, "damned if I do, damned if I don't" scenario all the way around.
In regard to a reunion of any kind of either the Appetite or Illusion lineups, I've publicly made myself more than clear. Nothing's changed.
The only reason, at this point, under the circumstances, in my opinion whether under the guise of "for the fans" or whatever justification of the moment, for anyone to continue to ask, suggest or demand a reunion are misguided attempts to distract from our efforts with our current lineup of myself, Dizzy Reed, Tommy Stinson, Frank Ferrer, Richard Fortus, Chris Pitman, Ron "Bumblefoot" Thal and DJ Ashba.
- BREAKING: Joe Biden Set To Withdraw From Race This Weekend – But Will NOT Endorse Kamala Harris, D.C. Insider Claims
- BOB NEWHART DEAD AT 94: Legendary Actor and Comedian Known for Stone-Faced Delivery Passed Away at Home
- SAD END: Shannen Doherty Received Salvador Dali Painting, Malibu Mansion and 'Charmed' Money in Day-Before-Death Split Settlement
Izzy came out with us a few times back in '06 and I invited him to join us at our LA Forum show last year. Steven was at our show at the Hard Rock, later in '06 in Las Vegas, where I invited him to our after-party and was rewarded with his subsequent interviews filled with reunion lies. Lesson learned. Duff joined us in 2010 and again in '11 along with his band, Loaded, opening in Seattle and Vancouver. For me, with the exception of Izzy or Duff joining us on stage if they were so inclined somewhere in the future for a song or two, that's enough.
There's a seemingly endless amount of revisionism and fantasies out there for the sake of self-promotion and business opportunities masking the actual realities. Until every single one of those generating from or originating with the earlier lineups has been brought out in the light, there isn't room to consider a conversation let alone a reunion.
Maybe if it were you it'd be different. Maybe you'd do it for this reason or that. Peace, whatever. I love our band now. We're there for each other when the going get's rough. We love our fans and work to give them every ounce of energy and heart we can.
So let sleeping dogs lie or lying dogs sleep or whatever. Time to move on. People get divorced. Life doesn't owe you your own personal happy ending especially at another's, or in this case several others', expense.
But hey if ya gotta then maybe we can get the "no show, grandstanding, publicity stunt, disrespectful, he doesn't care about the fans" crap out of the way as quickly as we can and let's move on. No one's taking the ball and going home. Don't get it twisted. For more than a decade and a half we've endured the double standards, the greed of this industry and the ever present seemingly limitless supply of wannabes and unscrupulous, irresponsible media types. Not to imply anything in this particular circumstance, but from my perspective in regard to both the Hall and a reunion, the ball's never been in our court.
In closing, regardless of this decision and as hard to believe or as ironic as it may seem, I'd like to sincerely thank the board for their nomination and their votes for Guns' induction. More importantly I'd like to thank the fans for being there over the years, making any success we've had possible and for enjoying and supporting Guns N' Roses music.
I wish the Hall a great show, congratulations to all the other artists being inducted and to our fans we look forward to seeing you on tour!!
Axl Rose
P.S. RIP Armand, Long Live ABC III


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The real estate market continued to positively perform in the third quarter, and is the bright light in the economy during the COVID-19 health crisis. The protocols in place that have helped protect the safety of the community have recently been expanded to allow small group open houses to help address the demand in the market.
Interest rates remain historically low, hovering around 3% and creating robust buyer demand and a competitive marketplace. Coupled with available inventory being down 45% complete year-over-year, the third quarter saw many home sales escalate in price due to multiple offers. This perfect storm of supply and demand has maintained price appreciation. With only 0.7 months of available inventory based on pending sales, the median price is up 3% complete year-over-year.
Inventory is down due to the high absorption rate which resulted in many sales. There was a delay in homes coming to market in the spring, but the summer months got us within 6% of the previous year's number of new listings. The influence of interest rates, along with many people making big lifestyle moves due to working from home, Baby Boomers retiring, and the younger generations transitioning their work and family statuses have resulted in 6% more sales complete year-over-year.
These are unprecedented times and the real estate market has provided lots of opportunities. Equity levels are high, allowing for exciting lifestyle moves, relocations, and some ease from other financial pressures. It is my goal to help keep my clients informed and empower strong decisions, now more than ever. Please reach out if you'd like to discuss your real estate goals and how they relate to your lifestyle and bottom line. Be well!