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Sagecoin Cashmere Bottoms Green
Offered in a unisex fit, these 100% cashmere comfortable track pants feature a drawstring waistband and detail and slouch fit. Combine with our Sagecoin Cashmere jumper to make the dream matching co-ord.
- Elasticated waist with drawstrings
- Side stripes
- 2 front side pockets
- 100% cashmere
- Hand wash
- Dry Flat
Returns and exchanges
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However, if you do want to return your order - no problem! Rich Fashion is happy for you to return any ordered product for whatever reason.
Products purchased online can be fully refunded if the parcel is shipped back within 14 days of receiving the goods.
Sale items purchased online and returned after 14 days, but before 28 days are eligible for an exchange only.
How do I return an item?
Please submit your return request from our Returns Center
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Please obtain a valid proof of postage and hold onto it until you receive your refund.
We'll process your return within 4-9 days upon receipt of your order. Please allow up to 14 days for refunds to show in your account from when we receive your return.
All refunds will be issued to the original method of payment and in the original tender currency and to the original payment method.
How do I exchange an item?
We make exchanges very easy.
Go to Returns Center and insert your email and order number.
Choose what item you want to exchange and select "I want to exchange it" as a Reason. Write the details for your exchange (new size, color, etc) and submit the request
If you need help please write us to firstname.lastname@example.com
Quality guarantee
If an item received is faulty or was received damaged, you must contact us within 7 days of receipt. If items have a manufacturing fault that occurred within a 12-month time frame after purchase, please contact us on email@example.com
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To avoid disappointment, please check whether an item is cancelable or non-cancelable before ordering.
For hygiene reasons we cannot offer refunds on pierced jewellery, cosmetics and swimwear/underwear. This does not affect your statutory rights.
With Partial.ly you can now pay only 50% upfront, receive the order at your door and automatically pay the remaining amount after 14 days. It's easy!
1. Tap on the Partial.ly button below Add to Bag
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Yes! You won't have to worry about making any manual payment.
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If you have any question please write to us at email@example.com Complete your order now!


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2016 AUDI Q7 Kereta untuk dijual di Malaysia
Penapis Carian
Tetapkan semula
Belajar lebih kira-kira AUDI
Browse Malaysia's best used Audi cars from the lowest prices.
Audi is a German automobile manufacturer that designs, engineers, produces, markets and distributes luxury vehicles. The company oversees worldwide operations from its headquarters in Ingolstadt, Bavaria, Germany and Audi-branded vehicles are produced in nine production facilities worldwide.
The company name is based on the Latin translation of the surname of the founder, August Horch. "Horch", meaning, "listen" in German, becomes "Audi" in Latin. The four rings of the Audi logo each represent one of four car companies that banded together to create Audi's predecessor company, Auto Union. Audi's slogan is Vorsprung durch Technik, meaning "Advancement through Technology", and since 2007 Audi USA has used the slogan "Truth in Engineering". Audi, along with BMW and Mercedes are among the best-selling luxury automobile brands in the world.
Audi produces models such as the A1, and A3 executive compact cars, the A4, A5 compact executive cars, A6, A7 excutive saloons and the flagship A8 full-size luxury car. Audi also makes the Q crossover and SUV series of models such as the Q3, Q5, and Q7, while the TT and R8 make up their sports car segment. Audi also makes performance versions of their cars, like the S3, S4, S5, S6, S7, S8, RS4, RS5, RS6, RS7, TTS and TT RS for owners who wants a little more oomph!
2016 AUDI Q7 Kereta untuk dijual di Malaysia

subset: commoncrawl


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Online casino games, like their real-world cousins, are both vastly entertaining and dangerously addictive. That have been proven time and again since casino gaming had been established more when compared with a century ago. There are has witnessed numerous men (and women) have got attained so much through casino game. And yet, it is also plagued by men (and women) broken by an incorrect turn of the tables or a horrible deal of message.
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In the mid 1990's, during for this boom on the web online casino Roulette became really popular. Because it revelation, online Roulette games have been further designed to be of far high quality and nowadays many people all across the country play them.
Believe primary to winning at casino craps is learning tips on how to control the dice? Part of the highest paid professionals in sports play basketball. None of options are 100% adequate. Do you really think the average casino craps player can really control the dice? Look, unless you are in the rare.0005% of craps players that can control the dice enough to win more often than not, find the shooters tend to be and bet with folks.
That said, we can tell that good losers are realistic members. They understand that they can lose as up to they can win, and that they may enter a bad losing talent. Should the last actually happen, good losers know how to stop and keep what bankroll they have remaining and does not attempt to recover the losses when they barely have adequate to spend.
The online gambling industry is the forefront of Web marketing and adapting techniques to draw traffic. These betting, poker, bingo and casino websites know precisely what they accomplish when they help to problem gamblers interested in stopping. They understand the gamblers problem and they love the idea.
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1000+ Solutions for a Qualitative Economy
To address sustainability challenges, Bertrand Piccard and the Solar Impulse Foundation have identified 1000+ clean and profitable solutions.
Explorer for sustainability
Bertrand dedicates his life to demonstrate the opportunities lying in sustainable development and to raise interest in profitable solutions to protect the environment.
Pioneering vision
As a pioneer, he understood that fighting climate change with clean and efficient technologies is opening-up new industrial markets and offering a unique and profitable opportunity for economic growth.
Educations cornerfor children, students and families
Solar Impulse was not built to carry passengers, but to carry a message. It provides a powerful educational platform for schools and universities students.
Exposition `City of Tomorrow`
Through a fun and interactive tour, visitors discover concrete and efficient solutions to global warming, in the main areas of impact.
The Solar Impulse Foundation has entered in close and impactful collaboration with several international institutions, corporations, states and cities around the world to facilitate the identification, assessment, funding and implementation of efficient solutions.
The Solar Impulse Foundation is working with like-minded incubators, accelerators and organizations, creating a qualitative worldwide network to boost the adoption of efficient solutions.
A shared vision for a clean future
The Solar Impulse Foundation and its Partners share a strong long-term vision: we want to promote clean and profitable solutions that tackle climate change and future-proof our societies.
A team is most of all a spirit
The Solar Impulse Foundation spirit is the cement that brings the team together. Professionals from all backgrounds, they know that the future can be written in renewable energy and clean processes.
Support Us
The foundation is a Swiss non profit organization that receives donations from our partners, public entities and individuals. With those donations, we support solutions that create jobs and generate profit while also reducing pollution and preserving natural resources.
In this section, you can find all nine industries portraying each, 4-5 ready to download cleantech solutions. Content includes founder's quote and journey, HD video, HD pictures, case studies, and more details which can be reviewed in the Solution Explorers website.
The search-engine for climate action
The Explorer is a one-of-a-kind search engine that showcases profitable climate solutions from all over the world which are part of an ever-growing, curated, and publicly-accessible database.
A label focused on both environment and profitability
Assessed by independent experts, the Solar Impulse Efficient Solution label, serves as a credible marker of quality to decision-makers in business and governments.
Submit your Efficient Solution
For the first time a label assesses the economic profitability of solutions that protect the environment.Sign up to become a Member of the World Alliance for Efficient Solutions and submit it now!
What is the Experts' role in evaluating the Solutions?
The Experts are key in the labelling process, using their technical and professional expertise to assess and critique Solutions seeking the Solar Impulse Efficient Solution Label.
How to become an Expert?
If you have more than five years technical experience in one of our target SDGS (6, 7, 9, 11, 12), the Expert role may be for you! You will be assigned Solutions fitting your expertise to review and assess.
Guiding users to implement efficient solutions in cities
This guide looks at the challenges that cities face to become more sustainable, suggesting solutions that help decision makers to harness the economic opportunities of the ecological transition.
The Solutions for Cities Initiative
Proposing solutions to help decision makers harness the economic opportunities of the ecological transition whilst reducing their environmental footprint.
Paving the Way to Cleantech Investments
RUNWAY directs capital towards clean and efficient ventures to create an economy evolving within planetary boundaries.
The topics we focus on
Advocating for global action
The Foundation engages with the stakeholders of the ecological transition using the 1000+ Solutions Explorer as a mean to support this effort.
Engaging at international fora
Pushing for the adoption of effective modern regulations with businesses and governments.
Bringing solutions to cities and regions
Cities and regions have a crucial role to play in the race to decarbonise our economies.
COP28 - UNFCCC COP28 in Dubai
At COP28, it's time to change the narrative on climate action.
COP28 - The New Climate Narrative
The Solar Impulse Foundation is bringing a strategic communication toolkit to policy and economic leaders to help them muster ambition and overcome resistance to climate action.
COP28 - Eu Manifesto
A new manifesto calling for an efficient EU and providing pathways to harness the multiple benefits of climate action.
'Prêt à Voter' Switzerland25+ 'Prêt à Voter' proposals
Discover the initiative, which takes clean technologies as a starting point to guide the modernisation of the Swiss legal and regulatory framework.
'Prêt à Voter' France50 'Prêt à Voter' legislative proposals
Discover the initiative, which takes clean technologies as a starting point to guide the modernisation of the French legal and regulatory framework.
The world alliance, an ever-expanding network
The World Alliance for Efficient Solutions brings together the main actors in the field of clean technologies to create synergies, facilitate matchmaking between solution providers and investors.
Providing clean and profitable solutions that have the potential to address today's environmental challenges.
Looking for clean and profitable investments opportunities.
Identify and adopt Solutions to solve your environmental challenges.
Boost the adoption of cleantech together with us.
Are you an innovator developing an efficient solution?
Get a neutral and rigorous evaluation of your solution by leading experts in your field and gain visibility as part of the Solutions Explorer.
A credible marker of quality to decision-makers in business and governments
The Solar Impulse Foundation will assess and label the solutions submitted by the World Alliance Members and bring support to members in the labelling process in order to help them being part of the Solutions Explorer.
Do you invest in clean and profitable technologies?
Get access to sustainable innovations and identify cutting-edge clean solutions for profitable investments.
An ever-expanding network
Search through our members database to find innovators, investors, adopters or solution promoters that you can interact with and find opportunities for collaboration.
Are you looking to promote solutions?
Get a credible tool to facilitate the solutions sourcing to reach environmental commitments.
The Efficient Solutions portfolio
A «pool» of solutions, ready to be promoted among decision-makers by bringing to decision-makers 1000+ clean and profitable solutions.
Are you looking to implement solutions?
Identify and implement clean, economically viable solutions from our portfolio of 1500+ entities to achieve your environmental objectives.
Search through our members database to find innovators, investors or solution promoters that you can interact with and find opportunities for collaboration.
The World Alliance Charter
This Charter lays out the principles and values which guide the World Alliance and all of its Members.
Upcoming events and opportunities
Read about the events and activities which will be part of the Solar Impulse Foundation - or Bertrand Piccard - schedule.
The SaaS platform facilitating the management and monetisation of underexploited assets
Herds of industrial solar robots replacing Glyphosate for maintenance of vegetation (agriculture, industry)
Enertime ORC Modules
An innovative waste heat recovery solution, enhancing decarbonization and energy efficiency
Matchmaking adopters and innovators in the ile de France
March 22, 2023
Expert of the Year 2022: Dr. Henry Hunt-Grubbe!
January 10, 2023
1000+ Solutions for Cities - Exhibition in Grenoble
January 18, 2022
Answers and Insights from our Efficiency Week on Energy Systems
July 03, 2024
CONFIRM The Green Deal as a priority in the next EU mandate
June 17, 2024
Navigating the Future of Energy: Challenges and Innovations
June 16, 2024
News - March 22, 2023
Written by Rémy Kalter
Interviews - December 2, 2022
Written by Olivia Mahaux - 3 min read
December's Expert of the Month: Cristina Marolda!
News - May 23, 2022
Written by Ricardo Flores - 4 min read
ChangeNOW Summit 2022: Investors, Experts, Partners and over 50 Labeled Solutions at the World's Largest Event for the Planet
Interviews - October 6, 2021
Written by Jamie Wylie - 4 min read
September's Expert of the Month: Dr. Nesrine Darragi!
News - August 24, 2021
Written by Sébastien Defauw - 5 min read
Urban Air Mobility: a future alternative to current public transport?
Insights - October 30, 2020
Written by Pierre Maury - 5 min read
Electric Planes : How the industry is preparing for the future
Technical Article - September 1, 2020
Written by Expert: Rubina Singh - 4 min read
Will Covid-19 alter the future of e-mobility?
News - January 15, 2020
Written by Expert Dr. Bénédicte Deryckere - 10 min read
Smart Cities – The hidden challenge of digital transformation
News - September 24, 2019
Written by Expert: Dr. David Snoswell - 5 min read
How can we tap into hydrogen's potential to achieve clean, secure and affordable energy?
Opinion - September 5, 2019
Written by Bertrand Piccard - 5 min read
Cleaning up maritime transport
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What is a floating floor? I get this question often from customers because someone has told them they should get it. But, they don't understand what a floating is.
Technically, a floating floor means that it is "floating" on top of the floor below it and is not directly secured to the floor (i.e. no nails and no glue). Instead it is held down or secured around the edges of the room – the base molding/shoe molding and transitions. This is often used if it is going over an existing floor or on top of cement – more about this later. Now, because the floor is floated and not secured to the floor there tends to be a bit more movement in the floor – you especially see and hear this in laminate floors and it's more noticeable if it was poorly installed.
Given the definition, there are many types of floating floors as you'll see below, so anytime someone tells me they want or think they need a floating floor, I need to dig a little deeper to make sure I'm understanding their wants and needs because there are many types of floating floors. (Plus sometimes someone tells me they need a floating floor and when I get to their house I discover that they don't need a floating floor).
1. Laminate floors -Laminate floors are floating floors. Laminate is fake – it looks like hardwood, but it's not – it's a digital picture of hardwood and it clicks together. (There are also versions that look like tile) One of the advantage of laminate is that is less expensive than hardwood – both material-wise and labor-wise and it can often be placed on top of existing flooring without needing to rip it up, so this saves more money in labor.
2. Some engineered hardwoods are floating floors. Hardwoods can be installed 3 ways: 1) nail down (if there is plywood there), 2) glue down (engineered only) and 3) floated (engineered only). Some hardwoods are specially made to click into place just like a laminate does (they are easier for do-it-yourselfers and some can be installed over radiant heat). You click them into place and once they clicked, they are locked into place. The other option for non-clickable engineered hardwood is to glue the joints of the hardwood. Either way, both options require underlayment underneath the hardwood just as you would use for a laminate.
3. Cork is a floating floor. They come in interlocking pieces (usually 1 ft x 3ft) and click together just as a laminate does.
4. Some vinyls are floating floors (but most aren't). Usually vinyl is glued down, but some of the more recent fiber floors that have some fiberglass and extra cushion for your feet can be glued or floated. If they are floated, they just lie on top of the floor and are secured along the base molding or cove base along the walls and cabinets.
So, after all of that, why would someone want a floating floor? Here are some of the reasons:
1. They want to save money by not ripping up the floor. Instead, they just want to go on top of it.
2. They have asbestos tile on the floor and it would be dangerous/illegal to remove that (or very costly to have an abatement company come in and professionally abate it).
3. They have a floor where glue will not adhere to it well (e.g. epoxy floor or floor w/ lots of ridges and not a flat surface.
4. They are putting hardwood on top of radiant heat (and hence need to avoid adhesives and nails).
Here are some reasons why customers mistakenly THINK they need a floating floor.
1. They don't have plywood or it's going over a cement subfloor. This is the most frequent area of confusion. While floating floors definitely will work over cement, you do not need to do a floating floor. You can, but you also have the option of doing an engineered hardwood and gluing it down. So, be sure to understand your objectives and your budget before ruling options out.
2. It's below grade/in a basement. Floating floors can work in the basement, but other floors can also work so this is where it's necessary to understand the objective of the room, moisture issues and budget.
3. There is a moisture issue. Well if there is a moisture issue, this should prob. be addressed first. Or, if you are not going to make any changes, then pick the appropriate floor that will work with moisture. Hardwood, laminate and cork are no no's if you have a moisture issue. Many customers mistakenly believe that laminate is waterproof, and I have news for you…it's not. It's made w/ hardwood shavings, so if you are concerned about hardwood and moisture same goes for laminate. If there is a moisture issue, consider vinyl or tile.
4. They have a sloping or uneven floor. Hard surfaces don't generally work well over uneven floors regardless of whether it's hardwood, laminate, or tile. it's best to level these out first, but the floor prep will cost you more money. If budget is a concern w/ the leveling, the consider a more flexible surface such as vinyl, carpet or rubber.
I know there are a lot of issues to consider and I suppose this is why it's best to consult a professional. Everyone's situation and budget is different. Frequently, I will narrow down to the 2 or 3 choices that could work for my customers and price them all out and then let them decide what works best with their needs and budget. I'll always add in my 2 cents (or sometimes even a nickel).


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Brush up on these mortgage basics to help you determine the loan that will best suit your needs.
- Mortgage terms. Mortgages are generally available at 15-, 20-, or 30-year terms. In general, the longer the term, the lower the monthly payment. However, you pay more interest overall if you borrow for a longer term.
- Fixed or adjustable interest rates. A fixed rate allows you to lock in a low rate as long as you hold the mortgage and, in general, is usually a good choice if interest rates are low. An adjustable-rate mortgage is designed so that your loan's interest rate will rise as market interest rates increase. ARMs usually offer a lower rate in the first years of the mortgage. ARMs also usually have a limit as to how much the interest rate can be increased and how frequently they can be raised. These types of mortgages are a good choice when fixed interest rates are high or when you expect your income to grow significantly in the coming years.
- Balloon mortgages. These mortgages offer very low interest rates for a short period of time
- often three to seven years. Payments usually cover only the interest so the principal owed is not reduced. However, this type of loan may be a good choice if you think you will sell your home in a few years. - Government-backed loans. These loans are sponsored by agencies such as the Federal Housing Administration (www.fha.gov) or the Department of Veterans Affairs (www.va.gov) and offer special terms, including lower down payments or reduced interest rates to qualified buyers.


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Updated: Feb. 14, 2013 at 8:10 a.m. EST
The extraordinary life of Oscar Pistorius, the South African double amputee who ran sprint in the Olympics despite having no legs, appeared to have taken a tragic and bewildering turn Thursday when the police confirmed that he was arrested and charged with the murder of his girlfriend in the early hours of Valentine's Day. A spokesman for Gauteng police, Lt. Col. Katlego Mogale, said a 26-year-old man had been arrested after a woman was found dead at a house on the private Silverlakes housing estate, where Pistorius lived, in the South African capital Pretoria. "Paramedics declared the woman dead at the scene and police proceeded with their investigation," said Mogale. "The woman sustained wounds to her head and the upper body." The AP reported that the victim was shot four times.
(PHOTOS: Oscar Pistorius On and Off the Track)
A 9mm pistol was recovered from the scene. Mogale confirmed neither the identity of the arrested man or the dead woman, but said of the arrested man to the Associated Press: "We can't comment on his emotional well-being, but he is traumatized after losing someone close to him." South African media quoted other police sources as saying Pistorius had shot dead his girlfriend, Reeva Steenkamp, a 30-year-old swimsuit and lingerie model (Capacity Relations, the agency that represents her, said she was the victim of the shooting). Some reports added Pistorius told police he mistook her for a burglar. Pistorius was to appear at a preliminary hearing at Pretoria magistrates court Thursday, where formal charges will be laid, but that court appearance has now been postponed until Friday. Police in South Africa don't name suspects in crimes until they've appeared in court but police spokesperson Brigadier Denise Beukes said Pistorius was at his home and "there is no other suspect involved." Beukes also said that there have "previously been allegations of a domestic nature at Mr Pistorius's home," and "The SA Police Service were just as surprised this morning to hear on the radio that allegations had been made that the deceased had been perceived to be a burglar. We were very surprised and those allegations did not come from us."
The shooting is a double tragedy for South Africa. Steenkamp was a rising star in the country, appearing as a cover girl for FHM magazine and on a new reality TV travel show. On Thursday her Twitter feed was full of condolence messages. One of Steenkamp's own, dated Feb. 10 and referring to an ongoing South African campaign against violence against women was also being widely circulated. "I woke up in a happy safe home this morning. Not everyone did. Speak out against the rape of individual," she wrote.
(MORE: The Blade Runner Makes Olympic History )
It is Pistorius, however, who is a truly global star. Born without a fibula in either leg, both limbs were amputated below the knee before he was one. Using prosthetics, Pistorius nevertheless went on to play sports at high school, particularly rugby, before a knee injury left him on the sidelines. Advised to run to aid his recovery, Pistorius began clocking astonishing times, and was soon beating the then Paralympian world records. Running on carbon fiber blades which mimicked the action of a cheetah, he went on to compete in both the Paralympics and the able-bodied Olympics. From both events at the 2012 Games in London, he collected two Paralympic gold medals and two silvers, broke two world records and one Paralympic record, and competed in an Olympic final and semi-final. Last year, TIME's sister publication, People, also named him one of the "sexiest men alive."
A perfectionist, Pistorius credited his drive to his mother, who died when he was 15. The date she passed away is tattooed on his right arm. On his left shoulder are the words: "I do not run like a man running aimlessly." And Pistorius' life, it is true, has been filled with more purpose than most. As someone who demanded to be treated like any other athlete and, like any athlete, who wanted to perform at the highest level, he has been an unprecedented champion for equality and disabled rights. As he climbed the ranks of both disabled and able-bodied sports, while gracing magazine covers and billboards around the world, he became an irresistible argument for changing perceptions of the disabled.
(PHOTOS: Oscar Pistorius's Historic Race)
Despite his global fame, Pistorius never expressed a desire to leave his native South Africa, where violent crime is endemic. A Daily Mail article in 2011 noted that Pistorius kept a machine gun in his bedroom and a pistol by his bedside table. Asked about his chief ambition by the Financial Times the following year, he replied: "I'd like to have a career without regrets. No, what I really mean is that I'd like a life without regrets. I'd like a life in which I made the most of my God-given talents and died without regrets." That, sadly, now looks like one goal that will be forever out of reach.


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A car accident. A house fire. A hurricane.
At Erie Insurance, the heart of our business is to help people reset after a sudden and unexpected loss. But when it's time to phone in the bad news… who answers the call?
At Erie Insurance, our First Notice of Loss (FNOL) representatives are the frontline employees who help our customers in their most critical time of need.
FNOL reps work in shifts, so someone is always available to answer customer calls 24/7, 365 days/year.
Our FNOL representatives are valuable members of the ERIE family – and if you're looking for an entry-level position to begin your ERIE career, it's a great place to start. Hear from Leanne Berchtold, FNOL director, on some common questions about working and growing your career in FNOL.
Q&A with Leanne Berchtold, Director, First Notice of Loss
In your own words, what is a FNOL representative?
FNOL reps are more than a contact center – they engage with customers and agents to handle loss reports during our customers' worst moments when they need that insurance promise to come through. It's these employees who make good on ERIE's promise to be Above All in Service.
At ERIE, we follow the three Cs: Concern, care and compassion. It's how we strive to be Above All in Service.
What kind of background do you need to work in FNOL?
The minimum requirements are a high school degree or combo of contact center, claims handling or office management clerical experience. We also look for a customer service background. If you've worked in retail or food service, that's a great example of customer service.
I've even seen individuals with teaching and nursing backgrounds switch to ERIE's FNOL team for a change in their career. Their empathy and service skills easily transfer and they have opportunities to advance their career in other places at ERIE as well.
How did you get into FNOL? What made you choose this career?
After high school, I debated starting my career or heading to college. I ended up applying to work on ERIE's FNOL team and was excited to be offered the opportunity. I worked nights and weekends and started taking insurance courses to learn more about the insurance industry.
I've grown my career throughout the organization since then. I've been a part of the ERIE family for more than 20 years now. While working a full-time job, ERIE helped pay for me to go back to college to earn my associate and bachelor's degrees. I am currently working towards the completion of my master's degree.
Now I'm in a director position within FNOL, and I couldn't be happier.
What is a normal day like for an FNOL rep?
It really varies. While every day is spent on the phone, what can vary are the types of calls you receive. You could start the day taking a homeowners loss report where a house flooded and the homeowners lost all their belongings. The next call could be a commercial loss where a warehouse caught fire – or maybe a policyholder's vehicle was involved in a hit and run. You never know what type of loss you'll get.
When you start as an FNOL rep, you typically work the 3-11 p.m. shift with a handful of scheduled breaks. After a year or so, it's not surprising to see our reps progress through promotions and begin working different hours, or tackling more complicated calls or responding to emails.
What hours does an FNOL rep work?
As a department, we are open 24/7, 365 days per year. We are the only contact center at ERIE that way. Employees work in shifts. Those just hired in FNOL work the 3-11 p.m. shift, as well as select nights, weekends and holidays.
About 65% of our current leadership staff started their careers in FNOL. This department offers a great stepping stone to becoming a well-versed employee and later discover and join new areas within ERIE.
How has your career grown since first starting in FNOL?
I've been at ERIE for over 20 years. I started in FNOL, but have moved around ERIE to gain experience in different roles in claims and underwriting. ERIE helped pay for my college education as well as my various insurance designations, including my ALMI (associate, life management institute), API (associate in personal insurance), AIS (associate in insurance services), ACS (associate, customer service), AINS (associate in insurance), CPCU (Chartered Property Casualty Underwriter) and AIC (Associate in Claims). I've also earned my P&C/Life Producers (Agent) License.
Exploring the variety of jobs here has helped me to find a personal a career path that makes me feel accomplished and satisfied.
Getting your foot in the door with ERIE creates endless opportunities for you. Not everyone comes in with insurance degrees, so you honestly can become anything you want to be.
What's the most gratifying part of your job?
As an FNOL rep, you are helping someone in their most critical time of need. A lot of times it's the first time a policyholder is using their insurance policy. When an insured calls into speak to us, you get an emotional reaction from them; it's providing that compassionate care that helps set the stage for how the rest of the claim is handled.
When you see or hear those customer experiences, you realize how much of a positive impact you made on someone. That's what makes me proud to work in this department.
Join the ERIE Family
If you like working with people and problem solving, we are hiring FNOL representatives with a diverse range of experience and education to provide a positive customer service experience.
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ERIE® insurance products and services are provided by one or more of the following insurers: Erie Insurance Exchange, Erie Insurance Company, Erie Insurance Property & Casualty Company, Flagship City Insurance Company and Erie Family Life Insurance Company (home offices: Erie, Pennsylvania) or Erie Insurance Company of New York (home office: Rochester, New York). The companies within the Erie Insurance Group are not licensed to operate in all states. Refer to the company licensure and states of operation information.
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Is It Possible to Sell to a Business Competitor?
A common question in the realm of buying and selling businesses is, "Is it possible to sell to a business competitor?" The short answer is yes, it is quite possible and rather common. That stated, selling to a business competitor is different than selling to a buyer who is completely new to the industry. The two types of buyers should not be treated the same way, as there are various differing variables.
A Competitor Can Be a Great Buyer
One reason is that a competitor may indeed be the right party to buy your business, is that they usually have an excellent understanding of how your business and your industry works. They may also enter the negotiation process already understanding the value of your business, and this can serve to speed up the process.
Always Proceed with Caution
Competitors, however, must be approached carefully. Unfortunately, there have been many cases where competitors acted as though they wanted to buy in order to acquire access to inside information. That's why sensitive information like client lists and other "secrets" shouldn't be shared until the sale is complete and the money is literally in the bank.
Working with a business broker is always a prudent move when it comes to buying and selling businesses; however, when working with a competitor is involved a business broker is even more important than normal. A business broker can act as something of a shield in the process, helping to ensure that you don't reveal too much prized information until the sale is 100% complete.
Negotiate from a Place of Knowledge
Further, a business broker understands how much your business is worth and can back up that valuation. Having this information before discussing a potential sale with a competitor is of great importance.
Be Prepared to Accept Certain Legal Conditions
Finally, don't be surprised if your competitor asks you to sign a non-compete or for you to stay on as a consult after he or she has acquired your business. This is a prudent step and one that makes tremendous sense. If you were buying a business from a competitor wouldn't you want to make certain that the competitor didn't simply "set up shop" somewhere else a few months or even a couple of years later? Likewise, tapping your expertise is another prudent move for your former competitor.
Summed up, selling your business to a competitor is a potentially great move, but it is also an opportunity that absolutely must be explored with extreme caution. Never divulge critical information to your competitor until the deal is finalized.


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One of the world's largest health funding agencies — the Global Fund — made two big decisions Thursday.
The fund appointed Dr. Mark Dybul as its new executive director. Dybul is best known for leading the international fight against HIV during the Bush's administration through the President's Emergency Plan For AIDS.
The fund's board also decided the fate of a controversial $225 million project that subsidizes the cost of the most effective malaria drugs in Africa.
The fund says it will discontinue financial support for the Affordable Medicines Facility-malaria program, or AMFm, after a one-year transition period. Countries that wish to continue using subsidies will have to divert money from their regular malaria work to pay for them.
There has been a vigorous debate in the global health community about AMFm.
Advocates, such as Barry Bloom of Harvard School of Public Health, say the pilot project has reached its major goal. It's gotten the best malaria drugs to more people by reducing their cost through collective bargaining and payments to manufacturers.
Critics, on the other hand, claim that AMFm is wasteful. They say the program has put the drugs in the hands of the untrained people, such as shopkeepers and private pharmacists who've given the drugs to people even when they don't have malaria. One study even reported a gross overtreatment of malaria in many countries participating in the AMFm.
Here's how the Global Fund describes plans for the project:
During a transition period in 2013, the lessons learned from the operations and resourcing of Phase 1 of the AMFm, such as manufacturer negotiations and the co-payment mechanism, will be integrated into core Global Fund processes.... Under the new, integrated model, eligible countries will be able to allocate funding from their core Global Fund grants and determine how the money should be spent.
"This raises an awful lot of worries," Bloom tells Shots. "I'm concerned that its decision is more determined by politics and ideology than a focus on how to deal with kids and adults with fevers in poor countries."
Bloom says it's unclear if each country now has to bargain with drug manufacturers on its own, and thus will lose their collective bargaining power to keep the price of malaria drugs low.
He also says the Global Fund didn't address a major problem with malaria in Africa — diagnosing it properly before beginning treatment. "I had hoped that the Global Fund would create a pilot project for linking diagnosis to treatments," he says. "They could have done a lot better."
Earlier this week, Stanford University economist and Nobel laureate Kenneth Arrow, also voiced his support for AMFm in The New York Times. "This initiative is an interim measure to ensure that fewer children die for lack of effective anti-malarials," he wrote. "The risk is that efforts to develop and implement "the perfect" will end up killing 'the good' in the process."
Update on Friday afternoon. A representative from the Global Fund sent us this statement:
Following a transition period, co-payments for anti-malarial drugs will no longer be available through a separate funding mechanism hosted by the Global Fund. Instead, through the integrated model approved by the Global Fund Board, all eligible countries that wish to expand access to ACTs and malaria diagnostic testing will be able to allocate funding from their core Global Fund grants to a private sector subsidy. Under this integrated model, the Global Fund Secretariat will continue to centrally negotiate prices and make direct payments to manufacturers on behalf of buyers in those countries.
Copyright 2021 NPR. To see more, visit https://www.npr.org.


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I've been going bananas this week! Literally - trying to make sure I have all my deadlines, to dos and tasks completed before I take off for Dubai next week. Although I am not working anymore, I seem to be busier than I was when I had a job! LOL!
All this does not stop me from spoiling my men with quick, yummy desserts though.
Anyone who reads this blog regularly will know my panache for taking regular, common ingredients from my pantry and converting them into interesting and surprisingly good desserts. This time it was no different. I had bought bananas with the determination of making something with them for this months Jihva For Ingredients being hosted by my dear blog friend Mandira of Ahaar. Her chosen ingredient was of course the Banana.
To be honest I do not often cook with bananas. We simply munch on them pure and should they become too dark they eventually wander into the blender, where they are pureed to make a milkshake. So, as the days went by and my beautiful bananas went from yellow to speckled to brown I decided to be creative - or at least try. Being a bank holiday all the shops were closed so I had to rely on my pantry, fridge and booze cabinet for inspiration.
We all know that bananas are healthy, but I decided to go ahead a research it just a bit more and was surprised to find a few things I was unaware of.
Bananas are wonderfully sweet with firm and creamy flesh. They come ready packed in their own yellow wrapping. Bananas are true energy booster and contain tryptophan, a type of protein that the body converts into serotonin. Serotonin is a hormone that is known to make you feel happy and improve your mood. So if you are felling low - nothing like munching on a ripe banana.
The banana plant grows 10 to 26 feet in height and belongs to the Musaceae family. These fruits grow in clusters of 50 to 150, with individual fruits grouped in bunches, known as "hands," of 10 to 25 bananas.
Bananas come in hundreds of edible varieties that fall under two distinct species: the sweet banana and the plantain banana. Sweet bananas vary in size and color.
Many of us are accustomed to thinking that sweet bananas have yellow skins however, they can also feature red, pink, purple and black tones when ripe. Their flavor and texture range with some varieties being sweet while others have starchier characteristics.
Plantain bananas are usually cooked and considered more like a vegetable due to their starchier qualities; they have a higher beta-carotene concentration than most sweet bananas.
Bananas are a good source of both potassium and vitamin B6. They not only help to maintain bowel health, but are also good energy-boosting snacks. f you watch closely during tennis tournaments, you'll notice many tennis players eating a banana during short breaks. This is because the banana with its combination of carbohydrates and vitamin B6 provides energy that boosts for at least another 90 minutes.
As bananas ripen, their starch is converted into sugar. Bananas help to maintain blood sugar levels and it is also a fruit which is easily digested.
When nutritional figures are put together, the banana is considered to be among the healthiest of fruits. The plantain, when cooked, rates slightly higher on the nutritional scale in vitamins and minerals but similar to the banana in protein and fiber content.
Bananas can be eaten freely, within limits. A banana weighing 100 g contains about 62 calories.
Selecting & Storing
As bananas are generally picked off the tree while they are still green, it is not unusual to see green bananas in the stores. Selecting bananas should be based on when you want to consume them. Bananas with more green coloration will take longer to ripen than those more yellow in hue and/or with brown spots.
Bananas should be firm, but not too hard, bright in appearance, and free from bruises or other injuries. Their stems and tips should be intact. The size of the banana does not affect its quality, so simply choose the size that best meets your needs.
Although bananas look resistant, they are actually very fragile. Care should be taken in their storage. Ripen bananas at room temperature not in the refrigerator. This interrupts the ripening process to such an extent that it will not be able to resume even if the bananas are returned to room temperature. Bananas should not be subjected to overly hot or cold temperatures.
Once ripe can be then be placed in the refrigerator. While their peel may darken, the flesh will not be affected. For maximum flavor when consuming refrigerated bananas, remove them from the refrigerator and allow them to come back to room temperature.
Bananas can also be frozen and will keep for about 2 months. Either purée them before freezing or simply remove the peel and wrap the bananas in plastic wrap. To prevent discoloration, add some lemon juice before freezing.
More banana information:
Medicinal Uses of Bananas
Banana on Wkipedia
Printable version here.
8 - 10 slices of brioche (substitute with toast bread slices) - cut into cubes
1 vanilla bean
250g Crème Fraiche
300 ml milk
6 eggs
130g sugar
4 cl Bailey's with Caramel
2-3 bananas - sliced
3-4 tablespoons almond slivers
Pre-heat the oven to 180 degrees C. Lay out the brioche cubes on a baking tray and gently brown them crisp and golden. Scrape out the vanilla bean and mix into a saucepan with the crème fraiche and milk. Place on a medium heat and bring to a boil.
In a mixing bowl whisk the eggs, sugar and Bailey's until smooth and creamy. Gently add the milk to the egg mixture, whisking all the time so that the eggs do not curdle. Set aside.
Butter an oven-proof dish or smaller ramekins and lay the bottom out with the toasted brioche cubes. Spread out the banana slices over the top and gently pour in the Bailey's cream mixture so that the brioche cubes and bananas are completely covered.
Sprinkle the almond slivers and bake in the oven for 25 to 30 minutes.
Serve warm, drizzling more Bailey's cream over the top or even some rich chocolate sauce.
Soothing, comforting, warming and downright good. My take on the ole bread and butter pudding really put a smile on my men's faces. Nothing like digging into a delicious homemade, warm, sweet dessert when the weather is cold and chippy outside. The Bailey's Caramel cream added a slightly decadent falvoring to the pudding.
It's a pretty filling dessert so a word of advice serve this after a light meal. That way you can enjoy an extra portion
I thank Mandira for being so kind and accepting my late entry. ;-)
Technorati Tags: banana, JFI, Jihva, bread and butter pudding, dessert, sweet, food, fruit, recipe, healthy, photography, nikon d70s
All photographs and written content on What's For Lunch, Honey? © 2006-2007 Meeta Albrecht unless otherwise indicated. | All rights reserved | Please Ask First


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If you have not submitted your renewal prior to the deadline, you can still complete your renewal online.


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I was standing in line with God, buying tickets to see Monsters University. He's a big Billy Crystal fan.
"So," I said, "have you heard about these religious atheists?"
God gave me a look. "Is this a joke?" He asked.
"No," I said. "It's a story that ran in the Washington Post recently about religion in America. It was fascinating. Turns out 12 percent of those who say they don't believe in you nevertheless pray. Some of them pray to something they call a 'universal spirit.' It also said 18 percent of atheists say religion has some importance in their lives."
"Really?" said God as the line edged forward. "So where's this coming from?"
"It was from a Pew study that came out in October. For some reason, the study didn't get much traction, but the Post story has been making noise all over the Internet. People are blogging about it, tweeting about it."
"I hadn't heard," said God. "My Internet's been down."
"So anyway," I said, "about these religious atheists?"
"What about them?"
"You don't think it's weird? They don't believe in you, but they pray?"
"To this 'universal spirit'?" said God.
"Yeah." We edged forward again.
"Why should that bother me?" asked God. "I am a universal spirit."
"But it's hypocritical," I insisted. "The story even talks about atheists who mimic religious practices, who gather in so-called 'godless congregations' on Sundays to, I don't know, meditate and reflect."
"This annoys you?" God waggled His fingers at a toddler who was staring at Him.
"A little," I conceded. "Just seems like they're trying to have it both ways. Heck, some of them throw hissy fits at any passing mention of you. If I write some innocuous line — 'Lord, have mercy,' let's say — suddenly, I've got atheists out the wazoo."
"Sounds painful," He said.
"I'm just saying: If you believe, believe. If you don't, don't. Make up your mind."
"You think it's that simple? It's not. Faith and doubt do not oppose each other. They define each other, like light and shadow."
"Wow," I said, "that's deep."
"I have my moments," said God.
We got to the window. "Two for Monsters," I said. God showed his AARP card and got the senior discount.
"Here's the thing," said God as we lined up at the snack counter. "I designed you to seek me, to feel a need for me. Some people — that 12 percent you're so fired up about — maybe they don't find me in what you call 'religion.' Maybe that means they're missing something. Or maybe religion is."
"What if they don't find you at all?"
"Finding is important," said God. "But seeking is important, too. Seeking teaches patience, opens your mind, shows you your own limitations. That's where wisdom begins."
"But come on," I said, "'universal spirit?' Doesn't that sound cheesy?"
God shrugged. "I've been called worse. Besides, have you seen the things some religious people do, supposedly in my name? They blow things up in the name of God. They stone women in the name of God. They fight in the name of God. They hate in the name of God."
He looked sad. "I wish, more often, they would hug in the name of God. Serve in the name of God. Heal in the name of God. Make peace in the name of God. I would like that very much."
We got to the snack counter. I ordered popcorn and a cherry Icee. "He'll have water," said God, and when I looked at him, He said, "I gave you good, strong teeth. Why do you want to rot them?"
The kid behind the counter handed the water bottle to God, who handed it to me. "Don't forget to recycle," He said. "My oceans are not garbage dumps."
I sighed. "Yes, universal spirit," I said.
Photo: al shep via Flickr.com
(Leonard Pitts is a columnist for The Miami Herald, 1 Herald Plaza, Miami, Fla., 33132. Readers may contact him via email at firstname.lastname@example.com.)


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Your search for SQUARE D Bus Plugs returned 823 results.
As a leader in the field, MIDWEST Electrical Testing supplies Used Electrical Equipment to the market place. With a huge inventory in stock, we can most easily find what you need. Whether it's a new or old, or a hard to find item we are well positioned to find exactly what you need. Please contact us and let us take care of your used electrical equipment needs.


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Denver Carpet Cleaning
Get your hands on low cost estimates in a flash! With our no obligation, easy to use, lightning fast home services quotation system you'll receive offers directly from Home Maintenance professionals in Denver. Don't waste time, effort and money calling around for bids - let our system streamline the process for you.
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Used Audi A6 Parts For Sale
Access online used parts and accessories for Audi A6 vehicles. Our Audi A6 inventory changes by the hour and includes front/rear bumpers, doors, hoods, headlights, taillights, mirrors, wheels, engines and more. Check out our ONLINE catalog by selecting your Audi A6 vehicle. If you don't find the part you are looking for, fill out our part locating form and we will help you find it. Buy Audi A6 LKQ parts here and save money and time. For a better tomorrow buy recycled LKQ parts -- Buy used Audi A6 parts! For store details visit the Store Information


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New York City -32 "I LOVE NY 2"
This series of New York City photography captures the edgy, dynamic spirit of New York City, at times pulsating with energy, at times, quiet, in an early dawn in the weekend. This photo is part of series in architectural, cityscape photography of our archives of contemporary art photography of New York City.
Drawn from the fine art archives of an award winning photographer, the photographer has won many accolades from various well regarded international photography competitions such as the Prix de la Photographie, Paris, and the International Photography Awards (USA).
Prix de la Photographie, Paris (PX3), 2009, Honorable Mention - Photojournalism - Travel / Tourism
Many of his work are collected by corporations whose headquarters are in New York City.
Limited edition of 100 per image (all sizes included).
Sizes quoted are image dimensions, not size of paper.
Larger images are available upon inquiry.
Signed and numbered, with certificate of authenticity provided.
Exclusively represented by Modern Art Etc. USA
Inquire for commissions / projects.
Lives and Works: Argentina
"Inspired by New York City and by jazz music, my photographs tend to emanate a rhythm that rhymes with the heartbeat of the big city, the blast of a trumpet, and the peppering of notes from a piano. Through my photographs, I want to show the optimistic and joyful arenas of life. I wish to provide a visual space where people can escape from the negativity that seeps into everyday life, my goal as an artist is to offer others the hope, inspiration, and solace that can be found within a moment captured in time".
The photographer's work has been collected by private collectors all over the world.


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When my son turned 10 this month he asked for a smartphone and a service plan. "Hmm," I mused. "I'll have to think about that. What about …" and before I could complete my sentence, he was way ahead of me. "A real phone, not a Firefly phone!" He was referring to Firefly Mobile, a kind of kid-friendly phone that can come with a pre-paid service — more about that in a minute. It's unavoidable, I now have to wrestle with the question: How do I know if my kid is ready for his own device? And if he is, how do I decide what it should be?
This may already be a moot point for some parents — your child is already running around with the tablet or phone they got for Christmas. But if it's not too late, here are a few questions you should ask yourself first.
1. Does your child NEED a cell phone to keep in touch with you in case of emergencies? Every family situation is different, but the older kids get, the more independence they take on — and the more helpful it is for them to have a direct line to you. A 6-year-old, on the other hand, is probably surrounded by responsible caretakers 24/7. No need for a phone of their own in that case.
2. What can you afford? Because these little electronic toys and tools can get expensive — not only the equipment, but the plan. I just found out how much it would cost me a month to add a second smartphone to my plan — yikes! Think about getting a tablet, some of which are Wifi-only. And look for pre-paid cell phone plans like Firefly Mobile and Cricket Wireless, which will help ensure the phone doesn't become another money-eating plaything … yet.
3. Does your child respect limits? If you're already having trouble getting your child to respect screen time and do their homework, they're probably not ready for their own device, period. Don't create a new battle. On the other hand, the promise of a new device could be just the incentive your kid needs to change behavior.
4. Is your child familiar with Internet and cell phone safety? Do you have time to teach them? Make sure they know not to accept phone calls from a strange number, give out their phone number to people without your permission, text or accept sexually explicit images or download just any app. This will require more than a 10-minute lecture.
5. Does your child lose their belongings? All the time? What about treating objects carelessly and breaking them? Think about how much money you want to spend replacing phones and tablets. (Probably nothing, right?)
6. Can you model good habits for your child? If you have problems setting and adhering to your own boundaries around electronics, you're not going to do a good job of helping your child respect their limits. Get your own act in order first.
A few other things to consider:
1. Cell phones and tablets expose your child to radiation. We don't know everything about the radiation coming to and from cell phones, but while your child's brain is still developing that might be something you want to be cautious about.
2. Don't let your child sleep with their cell phone. This could be the start of a bad habit. Kids need uninterrupted sleep; taking a cell phone to bed could lead to staying up too late surfing and texting.
3. Check out Common Sense Media's Parent's Guide to Kids and Cell Phones. It's got a lot of great advice on deciding whether or not your child is ready for a cell phone, and managing cell phone use once they have one.
If you feel like getting your child their own phone or tablet is a big deal, well … that's because it is. But it's not so difficult that you have to punt the decision for another couple of years. Just consider all the issues. It may be that you and your child are almost ready, but need to do some preparation first.


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Powerpuff Girls With Hearts Superhero Cartoon Characters crochet graphgan blanket pattern; c2c, cross stitch graph; pdf download; instant download
This is a color graph pattern to follow not a written pattern.
Adorable Powerpuff Girls with hearts in the background, superhero cartoon characters graph chart by Acrylic Stew is a graph that can be used to crochet a blanket using C2C (Corner to Corner), TSS (Tunisian Simple Stitch) and other techniques. Alternatively, you can use this graph for knitting, cross stitching and other crafts.
This graph design is 150 squares wide by 86 squares high.
It requires 9 yarn colors.
Pattern PDF includes:
- color squares pattern
- color legend with suggested color choices
Images only. There are NO written counts or step-by-step instructions. Want to learn how to use this graph to crochet a c2c (corner to corner) blanket? Please check the Frequently Asked Questions below.
Looking for a free sample before you buy? Click here.
♥ Skill Level: Advanced
♥ Size by Stitch: 150W x 86H
♥ Pattern can be used for C2C crochet, Tunisian Simple Stitch, cross stitch and more!
This listing is for a digital pattern only. The PDF file of the pattern will be available for instant download once payment is confirmed. If you have any questions about the pattern or the download process, please send us a message.
Due to this product being available for instant download, no refunds are available.
This listing is for the digital chart only, NOT the finished product.
*Note: The yarn listed in the legend is a recommendation only, and is what was used for completion of the design. Please feel free to use any yarn that you desire; however, I do recommend that you use a yarn without dye lots so that the color composition remains consistent throughout.*
© 2017 AcrylicStew Patterns
Patterns are for personal use only, No sharing or copying of this chart is allowed. The patterns may not be re-sold or re-distributed commercially in any manner.


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NAISTENPUUKKO LV-TUPPI JA hELAKORU MESSINKI/MUSTA
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The villagers and boys were amazed and in awe when a huge oddity rolled down the road in September, 1922. Alfred Kosola's horses had to tax their strength when drawing a sleigh with an indenting hammer of 5.000 kilograms, along the snowless road to the Järvenpää's factory. The cubs' imagination really took over, when they began to hear a constant pounding from the factory. It was like an iron giant's sledgehammer banging.


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Ring sizes and chain lengths can be adjusted to suit you. When placing your order please advise us of your ring size or desired chain length and we will make any necessary adjustments. If you are buying jewellery as a gift and are not sure of sizing please feel free to get in touch for advice. There is no charge for adjusting ring sizes and chain lengths on the first occasion.
If your item is in stock it will be sent as soon as any requested adjustments to sizing or fit have been made. For made to order items please allow 6 weeks for the making process prior to shipping. Your jewellery will be packaged in our signature McCaul Goldsmiths jewellery boxes. All items are fully insured whilst in transit and are sent using a tracked and signed for service.
Taxes and Duties
All taxes and duties are included for those ordering from the EU and UK.
Taxes and duties are not included when ordering from outside of the EU & UK. Customers are responsible for any duties and taxes according to their jurisdiction. Drop us a line at firstname.lastname@example.com for more information on taxes and duties & we'll do our best to answer any questions you may have.
All McCaul Goldsmiths' jewellery is made from 18-carat yellow gold, white gold, rose gold or platinum. Our diamonds and gemstones are sourced from trusted suppliers in the UK and Europe and are conflict-free. If you see a design you like in our collection but would like it in a different combination of metal and gemstone we can make it to order and can also source diamonds and gemstones for you. Some of our designs are one-of-a-kind and are made with unique or unusual gemstones. Although we may not be able to repeat these, we can work with you to create a bespoke piece of jewellery based on the design. Visit our bespoke page to read more about the process.
For more information visit our FAQ page.


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First Drive: 2014 Corvette Stingray Convertible
Last summer I had the opportunity to drive the all-new 2014 Corvette Stingray on the backs roads of Monterey. It was a thrilling experience and you can read about my impressions of this amazing sports car here. The Corvette team more than met the challenge of creating the seventh-generation Corvette that would also be worthy of reviving the Stingray name. The new design is striking and the performance surpasses the already high standards achieved by the Corvette team.
With the removable hard top, any new Corvette owner can enjoy the experience of driving this great vehicle while enjoying the fresh air and beauty of the surrounding scenery. But the Corvette convertible makes that experience even more convenient of course, and I recently got to experience the thrill of driving this beast of a sports car with the top down in the mountains surrounding Palm Springs when we were invited to test drive the new convertible.
All convertibles are fun on a nice day, but the experience in the new Corvette Stingray is quite different when you consider the 455 horsepower engine with 460 lb.-ft. of torque. The Z51-equipped models are able to accelerate from 0-60 in 3.8 seconds, run the quarter-mile in 12 seconds at 119 mph, achieve 1.03g in cornering grip and stop from 60 mph in 107 feet. Factor in the incredible handling and the various drive modes, having the top down with this vehicle gives you quite an experience as you navigate the roads. I had a beautiful day in the area near Palm Springs and it was a challenge to keep my eyes on the road with the stunning scenery surrounding me.
The Corvette Stingray convertible features an all-new, fully electronic top that can be lowered remotely using the key fob. With the all-new folding mechanism the top can be lowered in just 21 seconds. For even more convenience, the top can also be opened or closed as you're driving at speeds of up to 30 mph. I tested it at low speeds and it worked great. The Corvette is also pretty quiet when the top is up. The designers focused on luxury and comfort with this new model, and the thick fabric top, along with sound-absorbing padding and a glass rear window, contributes to a quiet cabin and premium appearance.
As you can see from the photos, this beautiful vehicle looks fantastic as a convertible with the top down. The profile view looks great along with views from all other angles. I also liked the Stingray's signature "waterfall" design which brings the car's exterior color into the interior in the valley between the seats.
The coupe and convertible share identical chassis tuning and performance technologies along with nearly-identical curb weights, as the only structural changes for the convertible model are limited to accommodations for the folding top and repositioned safety belt mounts. With the all-new aluminum frame structure, no structural reinforcements were needed in the convertible. You'll sacrifice some cargo space in order the have the convenience of the convertible, and it costs $5,000 more than the coupe.
"An important goal for the team was to create a more intimate and connected driving experience for the new Corvette Stingray," said Mike Bailey, chassis vehicle system engineer. "Because they share common chassis tuning, power-to-weight ratios and structural rigidity, the coupe and convertible feel almost identical behind the wheel."
As I said when I reviewed the coupe, the Corvette team hit a home run with this new Stingray, and now with the convertible buyers have another great option to choose from along with the Z51 performance package. And it doesn't end there. The Corvette team just unveiled the new 2015 Corvette ZO6 for those enthusiasts who want to take their track experiences to an even higher level. But for most buyers, the base Corvette or the Z51 will offer a driving experience that will far exceed their expectations.
Posted in: Car Reviews, Cars
Tags: 2014 Corvette Stingray, autos, autos for guys, autos for men, car info for men, car reviews, chevrolet, convertibles, Corvette, Corvette Stingray, first drive, first drive automobile reviews, first drive car reviews, first drive reviews for guys, first drive reviews for men, muscle cars, new automobiles, new autos, new cars, sports cars, Stingray, Vette, Z51 Corvette Stingray


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The fresh look you want with the retro vibes you never want to lose. Get ready to swap your top drawer with our next insta-darling.
Recommended Sizing: XS (30A-B, 32AA-B), S (32C-D, 34AA-B), M (32DD, 34C-DD, 36A-B), L (36C-DD, 38A-D). Our girls say size up if you're between band sizes!
Free US shipping over $50 + free returns


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Deck Construction in Greeley
Whether you're in search of a dedicated place to set up your barbeque, or are looking for the best way to relax in the sun, a well-made deck is the perfect addition to any home.
With a custom deck from C & C Contractors, you can make the most of your property. Boost property value and discover a whole new way to enjoy the outdoors, all with a high quality deck from our licensed deck builders.
Professional Deck Builders
Like many home improvement projects, deck construction is something that's best left to the professionals. If you aren't sure what you're doing, you run the risk of building something that is structurally unsound and unusable.
Don't waste time trying to put together a deck yourself—get in touch with the licensed contractors at C & C Contractors and let us take care of things for you. As professional deck builders, we create beautiful structures that are fully up to code and will last for years to come.
Which Material is Best for Decks?
One of the biggest decisions you'll have to make when planning your deck is which material to use. Not sure which material to choose? We can help you decide! Whether you're looking for durable PVC or elegant teak, all of our deck construction materials can withstand substantial use. During the consultation, a member of our team will discuss your vision for the deck, as well as get a sense of how much time you are willing to dedicate to maintaining it.
Wood Materials
We stock a wide variety of wooden construction materials, and can offer recommendations based on your needs and budget. From affordable pressure treated lumber to classic cedar and redwood, the options are diverse and many.
Synthetic Materials
For more hands off materials, we may suggest something synthetic. Synthetic materials are an excellent choice because they require less upkeep, and offer beauty.
Quality Deck Design & Plans
The last thing you want to have to think about is whether or not your deck is sturdy enough, and with our experienced team handling things you won't have to worry about a thing.
No matter how big or small your yard is, having a deck is possible. We specialize in providing decks for properties of all shapes and sizes, and encourage you to get in touch regardless of what your lawn size is.
We're constantly looking for new ways to challenge ourselves, so even if you live on a steep hill or have a very limited amount of space, we can create a custom deck that suits your needs.
Call C & C Contractors Today
If you're in the market for a deck that's built to last, C & C Contractors can help. Call today to speak with a member of our experienced team. We would be happy to provide you with any additional information you require, as well as schedule a consultation at your earliest convenience.


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Customer Service - Self Storage Manager
Job Description
Company Description
Public Storage is the self-storage industry leader and we are Hiring Now!
Earn $16.00 Per Hour
Our Benefits
Total Rewards package available to our team:
- We work Flexible and Full-Time Schedules between the hours of 9:30am and 6pm (weekends 'til 5pm)
- Employees become eligible for Full-time Benefits by working an average of 20+ hours - Benefits include:
- Medical, Dental, Vision, 401k with match, paid time off, sick time, and flex spending
- Company paid life, accidental death insurance, and exclusive vendor discounts
- Mileage reimbursement is provided when traveling between properties or other work-related tasks
- On-site company housing is available to employees at many of our locations (performance and tenure required for eligibility)
- Our Property Managers have the opportunity to earn performance-based bonuses!
Job Description
- Our Property Managers get to work independently at multiple locations; spending time both inside and outside
- We assess customer storage needs and make suggestions, including selling packing and moving supplies
- Daily storage unit inspections to confirm inventory and availability helps make sure spaces are ready to rent
- Auditing cash drawers and making bank deposits are part of the daily business
- We help keep our customers current with payments and make reminder and collection calls when required
Physical Requirements:
- Ability to transport lift/move items weighing up to 35 pounds
- Our property managers should be able to walk in/around facilities spending up to 50% of their time in outdoor environments, including climbing stairs and opening large doors.
- Performing cleaning and daily maintenance tasks: including sweeping/mopping interior areas and maintain exterior grounds/curb appeal clean and free of debris.
- Experience: Successful candidates come from a variety of customer service centered sales environments including retail, restaurant, fast food or other service-based companies.
- Transportation: Our employees are required to have a valid driver's license and utilize their own vehicle to travel between different work locations and/or while conducting other work-related business. (mileage reimbursement available)
Additional Information
More about Us!
Public Storage was recognized as A Great Place to Work by the Great Place to Work Institute. Our employees have also voted us as having Best Career Growth, ranked us in the Top 5% for Work Culture, and in the Top 10% for Diversity and Inclusion.
Apply Now for an opportunity to join Public Storage and be a part of the self-storage industry's #1 team!
Application Instructions
Please click on the link below to apply for this position. A new window will open and direct you to apply at our corporate careers page. We look forward to hearing from you!
Apply OnlinePosted: 7/3/2024
Job Status: Full Time
Job Reference #: 7fb8b49b-5314-484e-bf43-07cbbc9c43ef


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It's easy now to buy flight tickets to United States from every city of the world at the most favorable price! It's sufficient to use our service of searching for cheap flight tickets. We look for flight tickets in all directions, including to United States. We don't sell flight tickets, but exactly here you will find top low rates and sales of all airline companies.
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I can't quite tell if it is my mother's warm hugs or Spring pointing its nose that has me thinking in all shades of pinks, purple and reds lately. Greens too. Colors are starting to pop everywhere and everyone around me seem to have that awakened sense of things changing around them.
I have been sneaking some work time early morning and late nights but there is one particular thing I have been looking forward to when my parents said they'd come visit: sneaking into the bed with my mom after when dad gets up. Yep, I am slightly regressing and that is all fine by me! My dad gets up early and my mom likes to linger in bed just a half hour longer. When I hear his footsteps down the stairs, I fetch him a cup of coffee, kiss him "bonjour Papa" and make a rush for the bedroom. I love the morning sun there. It kisses you just so, making you want to roll over and just enjoy.
I often told my mom that I like to pick up a book and start my day with a few pages up there, in the silence of the sun and the skyes around me. The other day when she asked why, I did not know how to explain it at first. Suddenly I felt a rush of peace and warmth. "It's like when you hug me. It's that moment when we are on the bed and chat with sleepy eyes and fuzzy brains."
Later that afternoon, I was flipping through some of the pastry magazines she brought me from home and I stumbled on the cutest little sables tarts, filled with raspberry jam, pink mousse cream and adorned with pink macarons. A fuzzy morning sun embrace. I turned to her and I said "That's it! That's how it feels when we share! Like a pink creamy tart with a bit of a crunch!" She replied "Well, we should bake some then!"
And we did… And we were quite happy to discover that they are also perfect during a passionate game of cards in the evening to calm every one's edge!!
My apologies if I am not around as much in the coming weeks and especially if I am extremely slow in visiting your blogs. Soon I'll be able to get a breather and park my brain on "Spring break" mode before new adventures I hope!
If you want to read more about the macaron recipe I used here, head over to Design*Sponge "In The Kitchen With" where Kristina asked me to provide a basic recipe to illustrate Matt Amerendiz's (Matt Bites) latest photo shoot. I dream of the day I would actually spend some time on a shoot with this super talented and genial photographer. Thank you Kristina!
Raspberry Mousse Tartelettes Recipe, inspired by Vincent Gerlais
Makes six 3-inch tartlets.
For the sable crust:
1 stick butter (113 grams) butter, at room temperature
¼ cup (50 grams) sugar
2 egg yolks
1 ½ cups (190 grams) all purpose flour
Pinch of salt
1 to 2 tablespoons (15 to 30gr)of cream, optional
1/2 cup raspberry jam
In a stand mixer fitted with the paddle attachment, whip the butter and sugar until light and creamy. Add the egg yolks, one at a time, scraping the bottom and side of the bowl in between each addition. Add the flour and salt and beat until the dough just starts to come together. If the dough seems too crumbly, add some cream, one tablespoon at a time. Gather the dough into a ball, flatten it a little to a small disk and wrap it well in plastic wrap. Refrigerate one hour before using.
Preheat oven to 350F. Flour your work area well and start rolling the dough from the center out, lifting it from the work area every 2-3 times you roll over it. Do not be afraid to flour the work area well as you feel the dough getting warmer and softer.
Cut out six 4 inch rounds and fit them inside six 3 inch tartlet molds pastry dough inside them, patting the dough in with your fingertips if needed. Place a small piece of parchment paper inside the tart shells, fill with beans or pie weights and blind bake for 12-15 minutes. Let cool to room temperature and remove the shells from the rings. Divide the raspberry jam evenly among the tart shells.
For the raspberry Diplomat cream mousse:
1 1/2 teaspoons (3 sheets) gelatin
1 tablespoon (15ml) cold water
1 cup (250ml) whole milk
1/2 vanilla bean, split lengthwise and scraped (throw the seeds in the pot with the milk)
1 egg + 1 egg yolk
1/4 cup (50gr)sugar
2 tablespoons (25gr)cornstarch
1/3 cup raspberry jam
1 cup (250ml) heavy cream
In a ramekin, sprinkle the gelatin over the water and let stand until you prepare the cream. In a medium bowl, whisk the sugar, egg and egg yolk together, add the cornstarch mixing until you get a smooth paste. Set aside.
Meanwhile in a saucepan combine the milk and vanilla bean on medium heat until boiling. Remove from heat and add slowly to egg mixture, whisking constantly to prevent curdling, (pour through a strainer if this happens). Remove vanilla bean. Place the egg mixture back into a medium saucepan and cook over medium heat until thick, stirring constantly. Add the jam, cook another 30 seconds and remove from the heat. Immediately add in the gelatin and stir until completely dissolved. Place a piece of plastic wrap on the surface of the cream so that it does not develop a skin as it cools to room temperature.
Whip the heavy cream until stiff peaks form and gently fold it into the pastry cream. Pipe or spoon the mousse immediately in the cake rings. If you have any leftover, spoon into dessert dishes or glasses for quick snack.
Decorate with a macaron and some chopped pistachios.


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Compact size and fuel efficiency are trademark features of GEO brand automobiles. Though no longer produced, these commuter-friendly models remain a standard among American Automobile owners due to their durability and dependability. Even the most reliable vehicles need maintenance from time to time, and that's where our shop comes in. You depend on your GEO to consistently get you from point A to point B, and we're here to help you keep your GEO in reliable condition.
At our shop, we understand that your GEO is of great value to you. No matter what the age of your GEO, our expert technicians not only have the skill to repair and maintain it, but they will treat it with the same quality of care received by newer models.
Whether you drive a Metro, a Prizm, a Spectrum, a Storm, or a Tracker, our mechanics stand ready to service your GEO with either routine maintenance or major repairs. Our focus isn't solely the mechanics. Our shop is dedicated to providing you with unrivaled customer service.
Our certified technicians are always happy to answer any of your questions, and we work hard to get you and your GEO back on the road as quickly as possible!
Don't just take our word for it though. Experience for yourself the best mechanic care in the area. Give your GEO the care it deserves and call to schedule an appointment today.


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GHE9466AASDC - Jaguar Roof container carpet
Brand | JAG |
Delivery is provided by DHL.
A signature will be required upon receipt.
Our courier will advise of a delivery time slot via email or SMS, along with tracking information.
We cannot guarantee delivery dates and are not responsible for delays caused by events beyond our reasonable control, such as poor weather conditions or labour disputes at the delivery service providers that we use.
Delivery will be complete once we have delivered the goods in question to the address you gave us (or any alternative address that you have agreed that we may leave the goods at). If no-one is available at the address to take delivery, the courier will leave you a note to this effect, in which case you should re-arrange delivery using the MyDHL app.
If you fail to contact the courier to re-arrange delivery within the period specified by the courier or fail to take delivery on the re-arranged date then the products may be returned to our warehouses. If that happens then we reserve the right to charge you for the additional costs that we may incur as a result and to cancel your order.
The goods become your responsibility once delivery has been completed.


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Retirement Income and the Traditional Portfolio
Taking withdrawals from a traditional portfolio exposes fixed-income investors to "sequence of returns" danger. In other words, experiencing negative returns early in retirement can deplete your portfolio more quickly than expected and potentially undermine the sustainability of your assets. So you may want to consider a couple of strategies to help manage this concern.
Liquid Assets
The first is to have a pool of very liquid assets to fund two to three years of retirement spending; this may keep you from selling longer-term assets at an inopportune time. Through time, and depending upon market conditions, you may have the opportunity to replenish this cash reserve using gains from your retirement portfolio.
Another complementary strategy is to integrate annuities. This can help shift the risk of market volatility off your shoulders and onto the issuing insurance company.
The guarantees of an annuity contract depend on the issuing company's claims-paying ability. Annuities have contract limitations, fees, and charges, including account and administrative fees, underlying investment management fees, mortality and expense fees, and charges for optional benefits. Most annuities have surrender fees that are usually highest if you take out the money in the initial years of the annuity contact. Withdrawals and income payments are taxed as ordinary income. If a withdrawal is made prior to age 59½, a 10% federal income tax penalty may apply (unless an exception applies).
Until retirement, portfolio optimization largely focuses on the blending of different asset classes in the appropriate measure to create optimal portfolios. But in retirement, investors must integrate different retirement investment vehicles to enhance income and manage risk.
One of the industry's leading thinkers, Ibbotson Associates, has done a great deal of research around this very idea.
In a landmark study, "Retirement Portfolio and Variable Annuity with Guaranteed Minimum Withdrawal Benefit," Ibbotson's research came to several key conclusions that hold important ramifications for meeting the retirement-income challenge.
One of the study's conclusions was that the addition of a variable annuity with a guaranteed minimum withdrawal benefits retirement portfolios—replacing cash or fixed-income allocations. It increases total income while it decreases risk.1
A successful retirement is so much more than undertaking sound investment strategies. It also requires understanding the "sequence of returns" danger and taking measures to mitigate the risk.
1. The Ibbotson study assumed the investor had a retirement income period of 25 years or longer. For an investor with a shorter horizon, the strategy may not be as beneficial. The guarantees of an annuity contract depend on the issuing company's claims-paying ability. Annuities are not guaranteed by the FDIC or any other government agency. Variable annuities are sold by prospectus, which contains detailed information about investment objectives and risks, as well as charges and expenses. You are encouraged to read the prospectus carefully before you invest or send money to buy a variable annuity contract. The prospectus is available from the insurance company or from your financial professional. Variable annuity subaccounts will fluctuate in value based on market conditions, and may be worth more or less than the original amount invested if the annuity is surrendered.
The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. It may not be used for the purpose of avoiding any federal tax penalties. Please consult legal or tax professionals for specific information regarding your individual situation. This material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named broker-dealer, state- or SEC-registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. Copyright FMG Suite.