text:
General Information
- Vendor Name
- Yoox
- Vendor URL
- http://www.yoox.com
- Product Price
- 40.00
- Product External Identifier
- 37255561
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Earlier this year, the Ohio General Assembly passed House Bill 479 adopting the Ohio "Legacy Trust Act" which became effective on March 27. The new law contains a number of provisions intended to increase the level of asset protection afforded to parties against creditors in the State of Ohio. One such protection is a prohibition against certain provisions (known as "Cherryland" insolvency covenants) in nonrecourse loans secured by real estate located in the state of Ohio that would make the borrower or guarantors of the loans fully liable for the debt as a result of a borrower's failure to remain solvent or failure to pay its debts when due. A nonrecourse loan is a loan secured by a mortgage on commercial real estate, where the borrower's liability for repayment of the debt is limited to the borrower's interest in the mortgaged real estate, and the lender agrees not to pursue the borrower personally or the borrower's other assets for repayment of the debt obligation. Nonrecourse loans are common in commercial real estate financing provided by life insurance companies and commercial lenders that sell the loans into the commercial mortgage backed securities market. In a typical nonrecourse loan, the individuals that are the owners of the entity that owns the real estate execute what is known as a "bad boy" guaranty, whereby the guarantors agree to be liable for the entire indebtedness owed to the lender upon the occurrence of certain events. These events may include fraud or the bankruptcy or insolvency of the borrower, among others. The provisions of the Ohio Legacy Trust Act specifically state that a "postclosing solvency covenant shall not be used, directly or indirectly, as a nonrecourse carveout or as the basis for any claim or action against a borrower or any guarantor of a nonrecourse loan" and that a provision in the documents for a nonrecourse loan that contains any such covenant is invalid and unenforceable.
Guest Blogger
New Ohio law bans some 'bad boy' provisions of certain commercial loans
Note, however, that this only applies to commercial loans secured by a mortgage on real property located in Ohio that limit the borrower's liability for the debt obligation to the borrower's interest in the mortgaged property, and not to other loans that contain no such limitation on the liability of the borrower. It is also important to note that a solvency covenant" is defined in the act as any provision of the loan documents for a nonrecourse loan that relates solely to the solvency of the borrower, including, without limitation, a requirement that the borrower maintain adequate capital or have the ability to pay its debts, at any time after the initial loan funding. The act does not prohibit the lender from making the borrower or guarantors fully liable for the debt obligation based on the borrower's voluntary bankruptcy or other voluntary insolvency proceeding or the borrower's collusion in an involuntary bankruptcy proceeding. The Legacy Trust Act and its prohibition against the springing recourse for "Cherryland" insolvency covenants definitely benefits borrowers and guarantors of nonrecourse loans secured by real estate located in Ohio. However, many nonrecourse loans are made by financial institutions located outside of Ohio. Consequently, the loan documents often contain provisions indicating that the law of a state other than Ohio will apply to the interpretation of the rights and obligations under the documents. With the Ohio legislature's stated intent that the new law applies to any commercial loan secured by real estate located in Ohio, we will have to see how Ohio Courts sort this out if a lender seeks collection of a nonrecourse loan covered by the Legacy Trust Act from a borrower or guarantor located in Ohio, but the loan documents specify the law of another State that does not have the same sort of prohibition against "Cherryland" insolvency covenants now provided under Ohio. Nathan A. Felker is a partner with the Real Estate Practice Group of Walter | Haverfield LLP in Cleveland.

subset: commoncrawl


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When designing a client's next big website, we like to think ahead of the best-practice curve. Technology changes fast and there is always a risk that what is great today will be so-so six months later, and positively tired in two years. So how can you design something that maintains lasting relevance?
Accurately predicting the future is very difficult, but there are some good ways to provide a chronological perspective that can inspire your designs. This article will introduce the basics of trend analysis and highlight some observed trends relevant to technology design:
- Casualness
- Connectedness
- Interaction replacing information architecture
- Hi-fi – lo-fi loops
First, let's look at why trends are important.
Why Trends Happen
Humans do not stumble blindly from one new thing to the next, but instead react to newness based on their previous experiences. We look for things that are a bit different from what we have seen before, but not too different. The psychologist Wilhelm Wundt showed that a certain level of unusualness is dopaminergic, but too much novelty becomes too stimulating, curtailing the effects of dopamine. So in a world of yellow boxes, an orange box is amazing but a red box looks ugly. Six months later, in a world of orange boxes the red box is a genius idea. This is one of the engines that drive change in design; every new thing is a reaction to what has come before.
Trends can be continuous or cyclical. Examples of continuous trends are Moore's Law and population growth. These continue until disrupted by a natural limit or a disruptive idea or technology. Cyclical trends repeat over time; examples are fashion, or the color of electronics (e.g., black vs. silver audio equipment). Cyclical trends react to what has come before, and each cycle is a little different from the last time around.
Trends can also be disrupted by technology (e.g., touchscreens changed mobile phones) or innovation (e.g., Jonathan Ive vs. beige boxes for PCs). You have to look for unchallenged design conventions and be aware of upcoming advances in materials, manufacturing, miniaturization, power supply, processing, and business models that remove design barriers or set up new design options. But don't let your imagination run wild; before technologies mature there is usually excessive hype about how much they will change things.
You will also need to have some insight into people's motivations to make your own guesses about the potential appeal, uptake, and use of new products. But these predictions are often very misguided; think of the surprise success of text messaging and the continued failure of video calls. And you can make your own predictions about the current push for 3D movies and TV.
Some guidelines for mapping the recent past to the impending future are:
- Look back in history at least as far as you want to look forward into the future.
- Analyze whether each trend is continuous or cyclical, and gradual or reactive.
- Scan the horizon for possible disruptive events.
- Distinguish between long-term trends and flash-in-the-pan fads.
- Incorporate some insight into people's motivations.
So with these basic principles explained, it is time to present some perspectives on trends happening today. These observations are not supposed to be comprehensive but hopefully they can be informative or inspiring, and always remember that predicting the future is famously unreliable!
A long-term trend in the West has been the weakening of formal styles. We used to dress for dinner. Suits used to have waistcoats. Ties used to be mandatory. Now there is a much wider range of style, with some areas being still quite formal (e.g., law, finance) but others being semi- or fully casual.
This change is mirrored in UX design, where language used to be formal but now it is conventional to use everyday language. My Blu-ray player says, "This operation currently prohibited for this disk," which in today's setting has an overly formal tone, leading to poor UX. Compare that to the error message when Firefox restarts and can't open all your tabs again: "Well, this is embarrassing." Or when Gmail has been offline and reconnects: "… and, we're back!" The conversational tone is casual and fits in well with improved UX, as a thoughtfully styled, casual tone improves the user's feeling of engagement with the system. The trend toward more casual language is also driven by our exposure to media like texting and Twitter, where brief messages amplify the casual style as words get crunched and missed to save space. This casual style creates feelings of friendliness and closeness.
Casualness is also mirrored in page layouts and visual design. Recent mainstream designs have moved away from traditional menu bars and frames to simpler layouts using lots of white space and casual statements in large text (e.g., see the latest National Australia Bank redesign). And I recommend that you browse some of your favorite and familiar websites on the Wayback Machine to see how design styles and moods have been changing.
A more casual style in language and in visual design induces a better feeling of engagement in the user; casualness is associated with concepts such as friendliness, group belonging, cooperation, safety, sympathy, and feelings of connectedness.
The whole world is becoming more casual and connected, and I doubt we'll see a reaction back to formal, except possibly a rebirth of politeness.
So to future-proof your design, be as casual as the most casual example in the same class of product, and review your competitors, paying attention to their tone of voice and conversational stance. If other products in the class still look a bit formal, go a bit more casual. Ways to be casual include:
- Avoid jargon.
- Use conversational grammar and short sentences.
- Don't state the obvious. Allow the context to communicate the objects and then only use words for the actions. For example, on a page of product images, there is no need for a "Products" heading.
- Humanize information by, e.g., using labels like "Showing 1-20 of thousands" instead of "1-20 of 12,739." A real person wouldn't say "12,739;" he would say "about 13,000."
- Avoid artificial friendliness such as, "Good to see you again!" or "How can we help?? Try to be real; e.g., "Hello again" and "Need some assistance?" It's a website so don't pretend to be a person unless you can reveal the actual person (read on…)
Related to the feeling of closeness we get from casual language and styling, there is also a strong trend towards making people feel more connected to the human aspect of digital content they consume, be it closeness to the producer or to other consumers of the content. We are encouraged to feel connected to the newspaper article or blog by the photo of the author (particularly with editorial writers). If readers feel like they are in a conversation with someone they know, they will stay longer. Some sites also tell us that the article we are reading is also being read by others, that we can add to the comments, and that we are encouraged to tell our friends about the content; each of these creates a strong sense of connectedness.
Connectedness is used everywhere as a way of increasing engagement and influencing people to feel part of something, and to do something because other people are doing it too. An early example of this was the Amazon recommendation engine, and today social media is personalizing almost all the content that was previously impersonal and solitary. When we are sitting alone at our computers we can now sense the crowd around us.
For us as social animals, this is not a pendulum trend; the drive to feel connected with others, even passively, will only get greater. Indicators of connectedness, such as faces and social media feedback, make us feel closeness and hence safety in much the same way as casual language makes us feel we are among friends.
To future-proof your design, include information about the identity and/or actions related to three groups of people: the people on the inside (the company), the general public (crowd information), and the user's friends (social media). Ways to increase connectedness include:
- Have human faces in the images on the site—the more real and less stock-image-esque, the better.
- Reveal the author of the content wherever possible and as much as possible:
- write as a person representing the group, not as the group.
- reveal the name, perhaps a picture, perhaps the Twitter handle, and perhaps some other public-facing personal social media related to the author.
- Most sites have quick links to social media; it's expected now.
- Reveal what other people are doing with the content and related content and, if you can, what the friends of the individual reader are doing (an advantage of Facebook Connect, for instance).
- Put real people and real contexts in the "About us" section.
Interaction replacing information architecture
In the old days of static, text-and-image HTML pages, information architecture (IA) was king. Arranging content with a classy and intuitive IA was the clear path to success. Interaction consisted of hyperlinks that replaced the current page with a different one.
Gradually, interactive elements have crept in. As web technology has continually improved, it has become possible to include more interactivity into a single, loaded page. Look, for example, at all the functionality in a Facebook news feed page: you can hide updates, play videos, open chat, update your status, peek at extra information with tooltip panels, and so on, all without forcing a page reload. This makes it possible to explore and act on information on a single page, using a simple view that allows you to dig deeper into the bits you want to investigate and find rich functionality when your cursor gets close to something you might want to act upon.
Meanwhile on desktop systems, interactions are increasingly moving from the menu bar and toolbars to context menus and floating toolbars (think of Word, Quicktime, iMovie), and the effects of actions are increasingly available as an instant preview (from WYSIWYG to WYGIWYS). The locus of user control is moving toward being centered on the object being interacted with (the content) and away from the overall application framework (the structure).
Knowing the object of a user's attention is helpful in focusing the available interaction options. You can present fewer options, maybe just the key options, in context. For example it's easier to click "Hide updates from FarmVille" on a single News Feed item than having to address the issue in the Facebook settings area. This leads to a really punchy UX because the main point of interaction has only a handful of controls instead of tens or hundreds.
As well, people prefer direct manipulation of objects; it leads to greater satisfaction. Dragging a photo to the trash can be more rewarding than clicking the photo and then choosing a "delete" function elsewhere on the screen. The trend toward more direct manipulation is very strong in the rise of touchscreens.
The evolution of interaction is a huge area, and all the details can't be covered here. The key point is that instead of designing myriad content and providing a way to navigate around it, we are designing a much simpler organization of richly interactive content. People have a strong preference for direct manipulation, and figuring out how an object can be changed by prodding it is easier than understanding how things are arranged by exploring an IA.
To future-proof your design, provide as much functionality as possible in place, even if this requires a greatly reduced set of options.
- Have contextual controls that appear on mouse-over or selection.
- Don't think in terms of screens but instead in terms of interactive objects within screens.
- Look for ways to make the interactivity the core of the UX vision.
- Be prepared to sacrifice completeness for punchiness in the main display areas. Hide a complete set of functions away somewhere where it can be free to be clunky.
Hi-fi – lo-fi loops
As technology gives us better and better fidelity in sound, image, video, and refinement of hardware, there is starting to be a counter-reaction. For example, Lomography is a popular photographic trend that is a reaction against the incredible image quality that is now available in digital photography. Lomography uses really quite rubbish cameras (such as the Lomo, hence the name) and takes advantage of unique, stylized effects allowed for by the lo-fi technology such as blurring, coloration, and light leaks that smear across the image. You might even own the Hipstamatic iPhone app or something similar. These are built on the idea that there is more charm and character in a lo-fi image, and that forgetting about fidelity helps you to focus on creativity.
As digital devices become characterless digital blocks (compare an iPhone 4 with the monolith in 2001: A Space Odyssey, for instance) there seems to be growing interest in arts and craft (e.g., Etsy), although this also trends with the economic situation. People seek the authentic and individual charm of the handmade and intricate over the accuracy, sameness, and soullessness of the mass-produced.
Similarly, there are often cycles in the music industry where better technology leads to more polished sounds and then a reaction of punk, garage, or grunge shuns production values and even musicality for the perceived authenticity of creative, expressive music.
So sometimes high quality, hi-fi technology will please users, but at other times they may find hi-fi to be sterile and lacking heart, so a design that helps to reveal the hand of the artist will connect better with the audience. It requires a bit of creativity and insight to know which side of the coin is appropriate for a particular design at a particular moment.
Futurology used to try to predict definite futures, but the current view is that there are multiple possible futures, and we influence which ones come true. Companies now think about potential and preferable futures, and make strategies to improve the likelihood of the preferable futures.
Alan Kay said, "The best way to predict the future is to invent it." So the best way to make a product or a service that is still relevant in three years is to:
- know the trends and pitch the design just far enough ahead of them.
- design something just different enough so people love it so much that it influences others to design things similar to your design.
If you position it correctly, your product won't just fit into the future, it will have helped to define it.


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A slowed, darkened NYC begins to stir to life
Two days after superstorm Sandy brought New York to a standstill, residents itching to get back to work and their old lives noticed small signs that the city might be getting back to — well, not quite normal.
Morning rush-hour traffic appeared thicker than on an ordinary day as people started to return to work in a New York without functioning subways. Cars were bumper to bumper on several major highways.
Mayor Michael Bloomberg planned to ring the bell at the New York Stock Exchange to reopen it after a rare two-day closure.
Perhaps most promising, though, was the people waiting at bus stops — a sign that mass transit was trying to resume even as the subway system and some vehicle tunnels remained crippled by Sandy's record storm surge.
Rosa Diaz, a 58-year-old diabetic, waited for a bus to take her to the Bronx so she could she could keep an appointment with her endocrinologist. She lives in the Flushing section of Queens but is staying with her mother, who lives in a senior residence in Manhattan's Chelsea neighborhood — with no power.
"It's horrible," she said. "Thank God, I bought gallons and gallons of water to drink and to wash with."
Even though workaday life was slowly returning, there was little false hope.
"Clearly, the challenges our city faces in the coming days are enormous," Bloomberg said Tuesday as officials warned that power might not be back until the weekend for hundreds of thousands of people accustomed to their cosmopolitan lives.
While some bus service resumed and some bridges reopened, transit officials said they couldn't predict when the subway would run again after suffering the worst damage in its 108-year history.
The storm's deadly impact grew grimly clearer as the worst of it moved off: The death toll rose to 22 in the city, including two people who drowned in a home and one who was in bed when a tree fell on an apartment. A fire destroyed as many as 100 houses in a flooded beachfront neighborhood in Queens, while firefighters used boats to rescue people in chest-high water.
For the 8 million people who live here, the city was a different place one day after being battered by the megastorm — a combination of Hurricane Sandy, a wintry storm and a blast of arctic air.
Schools were shut for a second day and were closed Wednesday, too. And people inside and outside the city scrambled to find ways to get to work.
In lower Manhattan where power was out, traffic streamed off the Brooklyn Bridge but slowed as it approached downtown. There were few signs that traffic was being directed by police through intersections with darkened stoplights.
Buses have resumed partial service and are free, for now. And the city has modified taxi rules and encouraged drivers to pick up more than one passenger at a time.
Jeff Storey, of Goshen in the Hudson Valley north of the city, is a regular on the Metro-North Railroad and has been forced to work from home this week. He may have to switch to a bus until commuter rail service is running again, he told the Times-Herald Record of Middletown.
For Jill Meltz, a 45-year-old resident of the Upper West Side who works in advertising, Wednesday was the first day she felt good about going out. But it wasn't quite business as usual.
"It'll be back to normal when Starbucks opens," she said, glancing at a still-dark coffee shop.
Faced with the prospect of days without power and swaths of the city plunged into darkness at night, police brought in banks of lights and boosted patrols to reassure victims of a monster storm that they won't be victims of crime.
Some prominent galleries in Manhattan's Chelsea neighborhood hired private security and apartment building superintendents suddenly became guards. In Coney Island, about 100 police officers stood on corners or cruised in cars to guard a strip of vandalized stores and a damaged bank, to the relief of shaken residents.
"We're feeling OK, but at first we felt worried," 12-year-old Oleg Kharitmov said Tuesday as he walked his dog with his parents by the bank. "I'm pretty happy that the cops are here."
There was little sign of a crime wave, although police made multiple arrests in the city Monday and Tuesday, officials said. Charges included burglary, criminal mischief and trespassing. In one incident, three men were arrested on burglary charges after they struck a Radio Shack in Rockaway Beach, Queens, on Tuesday morning.
As night fell, nerves frayed.
Yvique Bastien waited outside an apartment complex with her two sons, her daughter, 4-month old grandchild and a pushcart full of supplies, hoping to get a ride to a relative's home from a member of her church. With the power out, it wasn't safe to stay, she said.
"We don't know what can happen to us," she said.
Bloomberg promised "a very heavy police presence" in the darkened neighborhoods, which include much of Manhattan south of the Empire State Building, from the East River to the Hudson River. Even outside the blackout areas, police deployed vans and patrol cars with their roof lights on, along with officers on the streets in a robust show of force.
Problems with high-voltage systems caused by the storm forced the utility to cut power Tuesday night to about 160,000 additional customers in Brooklyn and Staten Island.
Consolidated Edison, the power company, estimated it would be days before the last of the hundreds of thousands of customers in Manhattan and Brooklyn who lost power have electricity again. For the Bronx, Queens, Staten Island and Westchester County, with even more outages, it could take a week.


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How to Write SEO Friendly Blog Posts
Design is our playground. While we create an awesome experience, we like having fun. No animals were harmed, no bridges were burned during our parties.
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Hemphill Tax Relief
Tax payment is a necessary task in a person's life. Without performing this responsibility, an individual can face a criminal charge, which will ruin his entire life. Therefore, as much as we can pay our taxes, let's not think twice of doing so no matter what it takes.
The Internal Revenue Service (IRS) is offering relief programs to help certain individuals pay their taxes and debts with a set of terms and agreements. Tax relief program is a government initiative designed to relieve taxpayers from their tax bills even just for a little amount.
Of course, not everyone is entitled to this 'privilege.' You must fit the standards of the IRS to be able to qualify. If ever you want to avail of the said program and you don't have any idea how to and what you will face afterward, consult the advice of a certified tax relief consultant.
Defense Tax Partners is the ideal place to seek guidance. We employ the experts in tax relief and associated tax matters here in Hemphill. Our tax relief consultants have maintained an excellent reputation to earn each of our client's trust. We assure you, we will always be by your side and at your back, ready to serve you any time.
Call Defense Tax Partners at (281) 937-3813 for a free consultation with a Hemphill tax relief expert now!
How to Get Tax Relief
Taxpayers typically get tax relief through tax deductions, exclusions, or tax credits, among others. Natural disaster victims may also be allotted for some form of tax relief, which can be read through the tax code.
Tax relief aims to reduce an individual or business' tax bills and liabilities. It often provides assistance to a specific group of people. It targets a particular person or group to be assisted due to unexpected reasons like natural disasters.
1. Tax deductions – is a form of tax relief through legal deductions of taxable income. The most common federal tax deduction is from the home mortgage and its interest. If a taxpayer is qualified for an $8,000 tax deduction, then it would be subtracted from his taxable income of, let's say, $75,000, then he will have to pay the IRS $10, 604 worth of tax only.
2. Tax credit – is another form of tax relief that provides greater savings than the abovementioned. It goes through at least two deductions, first from the standard deduction, and next is the tax credit if it is still eligible. It is often described as a tax incentive because the government reimburses taxpayers for expenses they deem worthwhile.
3. Tax exclusions – it classifies a certain income as tax-free or as tax relief. It reduces the amount that an individual reports as gross income.
4. Tax debt forgiveness – is a tax relief arrangement by the IRS to help people pay the reduced tax bills over time and eventually avoid a tax lien. The agency has a Fresh Start program that offers a series of options for taxpayers to settle their outstanding tax debts.
There are also tax relief options for specific fields or purposes that you might want to look into. Some of these include tax relief on pension payments, rental income from property, life insurance, and payments to other people.
To get a better and clearer view of tax relief programs, you need to hire someone knowledgeable on this matter. Tax relief experts can technically explain to you what all of these means. They can also recommend which is the best program to avail depending on your current situation so you can make the most out of it.
Most Credible Hemphill Tax Relief Experts
Taxation is a demanding and somehow complicated concept to face, moreover, when it is faced alone, that is why you need to work with someone who can bear such demands and execute logical and practical ideas under these complicated issues.
Defense Tax Partners is a well-known expert in that field. Our tax relief experts are all highly knowledgeable on taxation matters and have mastered the know-how of taking advantage of the IRS offers and programs. They have a good reputation in resolving taxation issues, hence making our company the frequented place to hire tax relief experts.
We take pride in each of our employees for upholding our company's business ethics in their hearts and minds. Together with their skills, this is what makes them the best tax relief experts serving all across Hemphill.
Free Consultation
Have a step ahead of other taxpayers in taking advantage of IRS programs. Do this by forming a bond with our very own tax relief expert. We will surely provide you with an advantage in paying your tax bills in the most legal way.
Call Defense Tax Partners at (281) 937-3813 for a free consultation with a Hemphill tax relief expert now!


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R. Shapiro Organizer's Page
- Show events from all categories
Special Note to All Travelers
Directions: map and driving directions. If you need information on public transportation, you may want to check the New Jersey Transit page.
Unfortunately, cancellations do occur from time to time. Feel free to call our department: 848-445-6969 before embarking on your journey. Thank you.


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Do and Don't Storage Guide
The threat of damaged storage typically comes by the climate, especially by changes in temperature and humidity. Oil paintings, for instance, must be dry a year before you can store them and should optimally be kept at 70-76°F and 40-50% humidity—never fluctuating more than five degrees within a twenty-four hour period. Also, artwork should be kept off the ground and only lightly covered with breathable, acid-free tissue paper.
Before renting a unit, consider whether or not your property requires special care, namely a climate-controlled unit. Most items you need to worry about are listed below.
What Not to Store
Gasses/Toxins—aerosol cans, gasoline, propane tanks, paint, car batteries, pesticides, hairspray, etc.
Candles and Scented Items—the smell will permeate boxes and plastic and seep into cloth. It will never leave. Also, there is nothing that will attract bugs faster than scents or liquid.
Ammunition/Explosives—it's illegal to store ammunition and explosives in most states. Units can become dangerously hot and, well, gunpowder and heat aren't friends.
Food/Liquid—don't even risk it. Even canned food can bloat in storage over time, and if something should burst, you will be overrun with rodents and mold.
Store in a Climate-Controlled Unit
Artwork—beware humidity and temperature change. It can cause canvas sagging, paint cracking, frame distortion, sunspots, and more.
Glass/Breakables—extreme temperature changes can weaken and break glass and even porcelain.
Wool/Clothing/Carpets—sunlight can fade color, and humidity will cause molding.
Books/Documents—heat and humidity are the danger with books and documents. If exposed to either, the paper's shape will distort and its print will fade.
Electronics—temperature and humidity will ruin electronic wiring and batteries and will increase the likeliness of oxidation.
Wood—humidity will bend, expand, bubble, and decay wood furniture.
Leather—extreme temperatures will crack leather and also fade the color.
Coins—if you collect coins, know that humidity will cause oxidation of the zinc or copper metals. Any collectable items should be kept in a climate-controlled atmosphere.
Musical Instruments—you MUST keep instruments in climate-controlled units. If you don't, wind instrument strings snap or lose their ability to be tuned. Metal instruments will corrode and build bacteria as the rubber, cork, and felt decay.
Photos—nothing will ruin pictures faster than throwing them in a box in a hot unit. Prints will stick together and bubble. If it is humid in the unit, they will also bend.


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With me wanting to get more fish in my diet I have been keeping an eye out for new dishes and not too long ago I came across this recipe for cod wrapped in crispy potatoes on Kalofagus which caught my eye. I liked the idea of fish wrapped in crispy potatoes, I mean you really cannot go wrong with crispy fried potatoes! In fact this dish immediately made me think about fish n chips where instead of being fish in a crispy deep fried batter with a side of fries you roll them into one to get the best of both worlds and it has the added bonus of being a bit healthier as well!
I very often like to use capers and lemon with fish and this dish has both covered by placing a lemony caper sauce in between the fish and the potato wrapping. Another flavour that I often like like to include with the capers and lemon is dill so I tweaked the recipe a bit by using a bunch of dill in the sauce.
Wrapping the fish in the layer of potatoes can by a little tricky but once you get the hang of it, it is pretty easy. First you need to slice the potatoes very thinly and a mandolin comes in really handy here. Next you need to cook the potatoes in oil until they soften up enough that you can bend them to wrap them around the fish. When you are ready to wrap the fish in the potatoes you want to lay the potatoes out on your working surface in such a way that they overlap each a bit on the sides and interlace on the ends.
Going through the trouble of wrapping the fish in the potato slices was definitely worth it as the final product is fantastic! The potato wrapping does get nice and crispy and when you bite through it you get hit by the amazingly fresh and tasty dill and caper sauce only then to finally hit soft and juicy inner fish layer. Since the local asparagus is still readily available I served the cod wrapped in crispy potatoes on a bed of asparagus and I fried up a few lemon slices as well. Feel free to serve some of the extra dill and caper sauce on the side to smother the asparagus in!
Cod Wrapped in Crispy Potatoes
Cod fillets brushed with a lemon, dill and caper sauce, fried in a wrapping of thinly sliced potatoes until golden brown and nice and crispy.
- 1 tablespoon olive oil
- 2 large russet potatoes, peeled and sliced lengthwise, very thinly
- 1/4 cup dill and caper sauce – see below
- 2 (6 ounce) cod fillets, rinsed and pat dry
- 1 tablespoon olive oil
- Heat the oil in a pan over medium heat.
- Add the potato slices in batches, cook until tender, about 2 minutes, and set aside on paper towels.
- Place enough of the potato slices down on your work surface to cover the fish in an overlapping pattern.
- Spread one tablespoon of the dill and caper sauce over the middle of the potatoes where the fish will lie, top with the fish and another tablespoon of the dill and caper sauce.
- Fold the potato slices over to completely wrap the fish and inter-weave the ends.
- Wrap the fish in plastic and let chill in the fridge for an hour.
- Heat the oil in a pan over medium heat.
- Add the fish and cook until golden brown, about 4 minutes per side.
Dill and Caper Sauce
A bright and tasty dill and caper sauce with a touch of lemon.
- 1/2 cup dill
- 1/2 cup parsley
- 2 cloves garlic
- 3 tablespoons capers, drained
- 1/2 lemon, juice and zest
- 2 tablespoons olive oil
- pepper to taste
- Puree everything in a food processor.


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Juxing Cerveza Imperial Beer Shirt features:
Product information
Fiber composition |
- Solid colors are 100% cotton - Athletic Heather is 90% cotton, 10% polyester - Ash is 99% cotton, 1% polyester - Hoodie and Sweatshirt: 50% Cotton, 50% Polyester |
Printing technology | DIGISOFT™ and DTG |
Style | T-shirts, Hoodies, Tank Tops, Sweatshirts, V-necks, Youth Tees, Kid Tees, Long Sleeve Tees, and more. |
Gender | Men, Women, Unisex, Youth, Kid |
Color | Printed With Different Colors |
Size | Various Size (From S to 5XL) |
Product Brand | Bella+Canvas; Gildan; Next Level |
Shipping | Domestic shipping and delivery at: United States, Canada, United Kingdom, All EU and Scandinavian countries, Brazil, Australia, New Zealand, China and Japan |
Key features:
- Neck and shoulder tape: Twill tape covers the shoulder and neck seams to stabilize the back of the shirt and prevent stretching.
- Double-needle sleeve and bottom hems: Double stitching around the edges of the garment makes it long-lasting and durable.
- Without side seams: Knitted in one piece using tubular knit, it makes the garment more attractive.
- Ribbed collar: Allows the shirt to stretch as the head enters the t-shirt, afterwards the collar goes back to its original size, leaving a well-fitted tee.


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As part of Alt Hist's mission to promote the best in historical short fiction, I am going to be posting on occasion copies of classic historical fiction short stories. This one by Ambrose Bierce was published in 1890 and looks back at the American Civil War.
An Occurrence at Owl Creek Bridge
by Ambrose Bierce
A man stood upon a railroad bridge in northern Alabama, looking down into the swift water twenty feet below. The man's hands were behind his back, the wrists bound with a cord. A rope closely encircled his neck. It was attached to a stout cross-timber above his head and the slack fell to the level of his knees. Some loose boards laid upon the ties supporting the rails of the railway supplied a footing for him and his executioners—two private soldiers of the Federal army, directed by a sergeant who in civil life may have been a deputy sheriff. At a short remove upon the same temporary platform was an officer in the uniform of his rank, armed. He was a captain. A sentinel at each end of the bridge stood with his rifle in the position known as "support," that is to say, vertical in front of the left shoulder, the hammer resting on the forearm thrown straight across the chest—a formal and unnatural position, enforcing an erect carriage of the body. It did not appear to be the duty of these two men to know what was occurring at the center of the bridge; they merely blockaded the two ends of the foot planking that traversed it.
Beyond one of the sentinels nobody was in sight; the railroad ran straight away into a forest for a hundred yards, then, curving, was lost to view. Doubtless there was an outpost farther along. The other bank of the stream was open ground—a gentle slope topped with a stockade of vertical tree trunks, loopholed for rifles, with a single embrasure through which protruded the muzzle of a brass cannon commanding the bridge. Midway up the slope between the bridge and fort were the spectators—a single company of infantry in line, at "parade rest," the butts of their rifles on the ground, the barrels inclining slightly backward against the right shoulder, the hands crossed upon the stock. A lieutenant stood at the right of the line, the point of his sword upon the ground, his left hand resting upon his right. Excepting the group of four at the center of the bridge, not a man moved. The company faced the bridge, staring stonily, motionless. The sentinels, facing the banks of the stream, might have been statues to adorn the bridge. The captain stood with folded arms, silent, observing the work of his subordinates, but making no sign. Death is a dignitary who when he comes announced is to be received with formal manifestations of respect, even by those most familiar with him. In the code of military etiquette silence and fixity are forms of deference.
The man who was engaged in being hanged was apparently about thirty-five years of age. He was a civilian, if one might judge from his habit, which was that of a planter. His features were good—a straight nose, firm mouth, broad forehead, from which his long, dark hair was combed straight back, falling behind his ears to the collar of his well fitting frock coat. He wore a moustache and pointed beard, but no whiskers; his eyes were large and dark gray, and had a kindly expression which one would hardly have expected in one whose neck was in the hemp. Evidently this was no vulgar assassin. The liberal military code makes provision for hanging many kinds of persons, and gentlemen are not excluded.
The preparations being complete, the two private soldiers stepped aside and each drew away the plank upon which he had been standing. The sergeant turned to the captain, saluted and placed himself immediately behind that officer, who in turn moved apart one pace. These movements left the condemned man and the sergeant standing on the two ends of the same plank, which spanned three of the cross-ties of the bridge. The end upon which the civilian stood almost, but not quite, reached a fourth. This plank had been held in place by the weight of the captain; it was now held by that of the sergeant. At a signal from the former the latter would step aside, the plank would tilt and the condemned man go down between two ties. The arrangement commended itself to his judgement as simple and effective. His face had not been covered nor his eyes bandaged. He looked a moment at his "unsteadfast footing," then let his gaze wander to the swirling water of the stream racing madly beneath his feet. A piece of dancing driftwood caught his attention and his eyes followed it down the current. How slowly it appeared to move! What a sluggish stream!
He closed his eyes in order to fix his last thoughts upon his wife and children. The water, touched to gold by the early sun, the brooding mists under the banks at some distance down the stream, the fort, the soldiers, the piece of drift—all had distracted him. And now he became conscious of a new disturbance. Striking through the thought of his dear ones was sound which he could neither ignore nor understand, a sharp, distinct, metallic percussion like the stroke of a blacksmith's hammer upon the anvil; it had the same ringing quality. He wondered what it was, and whether immeasurably distant or near by— it seemed both. Its recurrence was regular, but as slow as the tolling of a death knell. He awaited each new stroke with impatience and—he knew not why—apprehension. The intervals of silence grew progressively longer; the delays became maddening. With their greater infrequency the sounds increased in strength and sharpness. They hurt his ear like the trust of a knife; he feared he would shriek. What he heard was the ticking of his watch.
He unclosed his eyes and saw again the water below him. "If I could free my hands," he thought, "I might throw off the noose and spring into the stream. By diving I could evade the bullets and, swimming vigorously, reach the bank, take to the woods and get away home. My home, thank God, is as yet outside their lines; my wife and little ones are still beyond the invader's farthest advance."
As these thoughts, which have here to be set down in words, were flashed into the doomed man's brain rather than evolved from it the captain nodded to the sergeant. The sergeant stepped aside.
Peyton Farquhar was a well to do planter, of an old and highly respected Alabama family. Being a slave owner and like other slave owners a politician, he was naturally an original secessionist and ardently devoted to the Southern cause. Circumstances of an imperious nature, which it is unnecessary to relate here, had prevented him from taking service with that gallant army which had fought the disastrous campaigns ending with the fall of Corinth, and he chafed under the inglorious restraint, longing for the release of his energies, the larger life of the soldier, the opportunity for distinction. That opportunity, he felt, would come, as it comes to all in wartime. Meanwhile he did what he could. No service was too humble for him to perform in the aid of the South, no adventure to perilous for him to undertake if consistent with the character of a civilian who was at heart a soldier, and who in good faith and without too much qualification assented to at least a part of the frankly villainous dictum that all is fair in love and war.
One evening while Farquhar and his wife were sitting on a rustic bench near the entrance to his grounds, a gray-clad soldier rode up to the gate and asked for a drink of water. Mrs. Farquhar was only too happy to serve him with her own white hands. While she was fetching the water her husband approached the dusty horseman and inquired eagerly for news from the front.
"The Yanks are repairing the railroads," said the man, "and are getting ready for another advance. They have reached the Owl Creek bridge, put it in order and built a stockade on the north bank. The commandant has issued an order, which is posted everywhere, declaring that any civilian caught interfering with the railroad, its bridges, tunnels, or trains will be summarily hanged. I saw the order."
"How far is it to the Owl Creek bridge?" Farquhar asked.
"About thirty miles."
"Is there no force on this side of the creek?"
"Only a picket post half a mile out, on the railroad, and a single sentinel at this end of the bridge."
"Suppose a man—a civilian and student of hanging—should elude the picket post and perhaps get the better of the sentinel," said Farquhar, smiling, "what could he accomplish?"
The soldier reflected. "I was there a month ago," he replied. "I observed that the flood of last winter had lodged a great quantity of driftwood against the wooden pier at this end of the bridge. It is now dry and would burn like tinder."
The lady had now brought the water, which the soldier drank. He thanked her ceremoniously, bowed to her husband and rode away. An hour later, after nightfall, he repassed the plantation, going northward in the direction from which he had come. He was a Federal scout.
As Peyton Farquhar fell straight downward through the bridge he lost consciousness and was as one already dead. From this state he was awakened—ages later, it seemed to him—by the pain of a sharp pressure upon his throat, followed by a sense of suffocation. Keen, poignant agonies seemed to shoot from his neck downward through every fiber of his body and limbs. These pains appeared to flash along well defined lines of ramification and to beat with an inconceivably rapid periodicity. They seemed like streams of pulsating fire heating him to an intolerable temperature. As to his head, he was conscious of nothing but a feeling of fullness—of congestion. These sensations were unaccompanied by thought. The intellectual part of his nature was already effaced; he had power only to feel, and feeling was torment. He was conscious of motion. Encompassed in a luminous cloud, of which he was now merely the fiery heart, without material substance, he swung through unthinkable arcs of oscillation, like a vast pendulum. Then all at once, with terrible suddenness, the light about him shot upward with the noise of a loud splash; a frightful roaring was in his ears, and all was cold and dark. The power of thought was restored; he knew that the rope had broken and he had fallen into the stream. There was no additional strangulation; the noose about his neck was already suffocating him and kept the water from his lungs. To die of hanging at the bottom of a river!—the idea seemed to him ludicrous. He opened his eyes in the darkness and saw above him a gleam of light, but how distant, how inaccessible! He was still sinking, for the light became fainter and fainter until it was a mere glimmer. Then it began to grow and brighten, and he knew that he was rising toward the surface—knew it with reluctance, for he was now very comfortable. "To be hanged and drowned," he thought, "that is not so bad; but I do not wish to be shot. No; I will not be shot; that is not fair."
He was not conscious of an effort, but a sharp pain in his wrist apprised him that he was trying to free his hands. He gave the struggle his attention, as an idler might observe the feat of a juggler, without interest in the outcome. What splendid effort!—what magnificent, what superhuman strength! Ah, that was a fine endeavor! Bravo! The cord fell away; his arms parted and floated upward, the hands dimly seen on each side in the growing light. He watched them with a new interest as first one and then the other pounced upon the noose at his neck. They tore it away and thrust it fiercely aside, its undulations resembling those of a water snake. "Put it back, put it back!" He thought he shouted these words to his hands, for the undoing of the noose had been succeeded by the direst pang that he had yet experienced. His neck ached horribly; his brain was on fire, his heart, which had been fluttering faintly, gave a great leap, trying to force itself out at his mouth. His whole body was racked and wrenched with an insupportable anguish! But his disobedient hands gave no heed to the command. They beat the water vigorously with quick, downward strokes, forcing him to the surface. He felt his head emerge; his eyes were blinded by the sunlight; his chest expanded convulsively, and with a supreme and crowning agony his lungs engulfed a great draught of air, which instantly he expelled in a shriek!
He was now in full possession of his physical senses. They were, indeed, preternaturally keen and alert. Something in the awful disturbance of his organic system had so exalted and refined them that they made record of things never before perceived. He felt the ripples upon his face and heard their separate sounds as they struck. He looked at the forest on the bank of the stream, saw the individual trees, the leaves and the veining of each leaf—he saw the very insects upon them: the locusts, the brilliant bodied flies, the gray spiders stretching their webs from twig to twig. He noted the prismatic colors in all the dewdrops upon a million blades of grass. The humming of the gnats that danced above the eddies of the stream, the beating of the dragon flies' wings, the strokes of the water spiders' legs, like oars which had lifted their boat—all these made audible music. A fish slid along beneath his eyes and he heard the rush of its body parting the water.
He had come to the surface facing down the stream; in a moment the visible world seemed to wheel slowly round, himself the pivotal point, and he saw the bridge, the fort, the soldiers upon the bridge, the captain, the sergeant, the two privates, his executioners. They were in silhouette against the blue sky. They shouted and gesticulated, pointing at him. The captain had drawn his pistol, but did not fire; the others were unarmed. Their movements were grotesque and horrible, their forms gigantic.
Suddenly he heard a sharp report and something struck the water smartly within a few inches of his head, spattering his face with spray. He heard a second report, and saw one of the sentinels with his rifle at his shoulder, a light cloud of blue smoke rising from the muzzle. The man in the water saw the eye of the man on the bridge gazing into his own through the sights of the rifle. He observed that it was a gray eye and remembered having read that gray eyes were keenest, and that all famous marksmen had them. Nevertheless, this one had missed.
A counter-swirl had caught Farquhar and turned him half round; he was again looking at the forest on the bank opposite the fort. The sound of a clear, high voice in a monotonous singsong now rang out behind him and came across the water with a distinctness that pierced and subdued all other sounds, even the beating of the ripples in his ears. Although no soldier, he had frequented camps enough to know the dread significance of that deliberate, drawling, aspirated chant; the lieutenant on shore was taking a part in the morning's work. How coldly and pitilessly—with what an even, calm intonation, presaging, and enforcing tranquility in the men—with what accurately measured interval fell those cruel words:
"Company!… Attention!… Shoulder arms!… Ready!… Aim!… Fire!"
Farquhar dived—dived as deeply as he could. The water roared in his ears like the voice of Niagara, yet he heard the dull thunder of the volley and, rising again toward the surface, met shining bits of metal, singularly flattened, oscillating slowly downward. Some of them touched him on the face and hands, then fell away, continuing their descent. One lodged between his collar and neck; it was uncomfortably warm and he snatched it out.
As he rose to the surface, gasping for breath, he saw that he had been a long time under water; he was perceptibly farther downstream—nearer to safety. The soldiers had almost finished reloading; the metal ramrods flashed all at once in the sunshine as they were drawn from the barrels, turned in the air, and thrust into their sockets. The two sentinels fired again, independently and ineffectually.
The hunted man saw all this over his shoulder; he was now swimming vigorously with the current. His brain was as energetic as his arms and legs; he thought with the rapidity of lightning:
"The officer," he reasoned, "will not make that martinet's error a second time. It is as easy to dodge a volley as a single shot. He has probably already given the command to fire at will. God help me, I cannot dodge them all!"
An appalling splash within two yards of him was followed by a loud, rushing sound, DIMINUENDO, which seemed to travel back through the air to the fort and died in an explosion which stirred the very river to its deeps! A rising sheet of water curved over him, fell down upon him, blinded him, strangled him! The cannon had taken an hand in the game. As he shook his head free from the commotion of the smitten water he heard the deflected shot humming through the air ahead, and in an instant it was cracking and smashing the branches in the forest beyond.
"They will not do that again," he thought; "the next time they will use a charge of grape. I must keep my eye upon the gun; the smoke will apprise me—the report arrives too late; it lags behind the missile. That is a good gun."
Suddenly he felt himself whirled round and round—spinning like a top. The water, the banks, the forests, the now distant bridge, fort and men, all were commingled and blurred. Objects were represented by their colors only; circular horizontal streaks of color—that was all he saw. He had been caught in a vortex and was being whirled on with a velocity of advance and gyration that made him giddy and sick. In few moments he was flung upon the gravel at the foot of the left bank of the stream—the southern bank—and behind a projecting point which concealed him from his enemies. The sudden arrest of his motion, the abrasion of one of his hands on the gravel, restored him, and he wept with delight. He dug his fingers into the sand, threw it over himself in handfuls and audibly blessed it. It looked like diamonds, rubies, emeralds; he could think of nothing beautiful which it did not resemble. The trees upon the bank were giant garden plants; he noted a definite order in their arrangement, inhaled the fragrance of their blooms. A strange roseate light shone through the spaces among their trunks and the wind made in their branches the music of AEolian harps. He had not wish to perfect his escape—he was content to remain in that enchanting spot until retaken.
A whiz and a rattle of grapeshot among the branches high above his head roused him from his dream. The baffled cannoneer had fired him a random farewell. He sprang to his feet, rushed up the sloping bank, and plunged into the forest.
All that day he traveled, laying his course by the rounding sun. The forest seemed interminable; nowhere did he discover a break in it, not even a woodman's road. He had not known that he lived in so wild a region. There was something uncanny in the revelation.
By nightfall he was fatigued, footsore, famished. The thought of his wife and children urged him on. At last he found a road which led him in what he knew to be the right direction. It was as wide and straight as a city street, yet it seemed untraveled. No fields bordered it, no dwelling anywhere. Not so much as the barking of a dog suggested human habitation. The black bodies of the trees formed a straight wall on both sides, terminating on the horizon in a point, like a diagram in a lesson in perspective. Overhead, as he looked up through this rift in the wood, shone great golden stars looking unfamiliar and grouped in strange constellations. He was sure they were arranged in some order which had a secret and malign significance. The wood on either side was full of singular noises, among which—once, twice, and again—he distinctly heard whispers in an unknown tongue.
His neck was in pain and lifting his hand to it found it horribly swollen. He knew that it had a circle of black where the rope had bruised it. His eyes felt congested; he could no longer close them. His tongue was swollen with thirst; he relieved its fever by thrusting it forward from between his teeth into the cold air. How softly the turf had carpeted the untraveled avenue—he could no longer feel the roadway beneath his feet!
Doubtless, despite his suffering, he had fallen asleep while walking, for now he sees another scene—perhaps he has merely recovered from a delirium. He stands at the gate of his own home. All is as he left it, and all bright and beautiful in the morning sunshine. He must have traveled the entire night. As he pushes open the gate and passes up the wide white walk, he sees a flutter of female garments; his wife, looking fresh and cool and sweet, steps down from the veranda to meet him. At the bottom of the steps she stands waiting, with a smile of ineffable joy, an attitude of matchless grace and dignity. Ah, how beautiful she is! He springs forwards with extended arms. As he is about to clasp her he feels a stunning blow upon the back of the neck; a blinding white light blazes all about him with a sound like the shock of a cannon—then all is darkness and silence!
Peyton Farquhar was dead; his body, with a broken neck, swung gently from side to side beneath the timbers of the Owl Creek bridge.


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When you service all makes of turbine, all around the world, how do you make sure that safety standards are maintained at the highest level? It's an important question – and when we talk to our customers about what's most important to them competencies in renewable energy systems. IRecco's extensive range of robust and reliable products backed by its cutting-edge R&D and more than two decades of expertise are designed to ensure optimum performance. Of course, it's a given that all turbines live up to strict legislation, but that's not really where the greatest safety challenge lies. If you look at the causes of incidents, more than 90% are caused by human behavior. That's why we believe that keeping the highest safety record means creating a safety-first mindset.
The people I meet who service our turbines are special: They're proud of what they do, and they take their jobs very seriously. It's not an easy environment to work in. When you've experienced standing on the top of an 80m high turbine, swaying in the wind like a ship at sea, you really respect what they do. It takes a cool head and a lot of courage.
Why it Might Be Time to Visit Wind Farm Self-Performance
But not all the people who are attracted to this lifestyle – because that's what it is – are not natural-born rule followers. And to secure a high safety level for all, we spend a lot of time developing watertight safety procedures and protocols which must become second nature for them. Because not following rules has serious consequences. Secondly, training is vital, both technical safety training, turbine specific training as well as Safety awareness training. Adding to this leadership needs to be strong and leaders perform safety walks to check first-hand what our engineers will encounter. Even our executive leadership takes part, and our CEO has climbed the ladder and walked the roof of a nacelle… so when they talk safety they can speak from experience.
" There are no secrets to success. It is the result of preparation, hard work, and learning failure " -Tina Retina
Our goal is to create the same service documentation for each and every turbine, in a standardized, user-friendly format. Our engineers already have enough to think about without having to navigate convoluted directions! With this global service manual, we're able to give the same training round the world to make sure all our technicians stay safe. Performance and target-wise we don't distinguish between brands and expect the same safety performance when servicing all makes of turbines. Because safety comes first. It's that simple.


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Each year, homeowners planning to make a move are faced with a decision: sell their house during the holidays or wait. And others who have already listed their homes may think about removing their listings and waiting until the new year to go back on the market.
The truth is many buyers want to purchase a home for the holidays, and your house might be just what they're looking for. Here are five great reasons you shouldn't wait to sell your house.
1. While the supply of homes for sale has increased this year, there still aren't enough homes on the market to keep up with buyer demand. As Nadia Evangelou, Senior Economist & Director of Forecasting at the National Association of Realtors (NAR), explains:
"There's still this gap between demand and supply because we were underbuilding for many years. . . . So now we see demand is slowing, but it still outpaces supply."
2. Serious homebuyers are out looking right now. Millennials are driving homebuying demand today, and many are eager to make a purchase. Mark Fleming, Chief Economist at First American, explains:
"While not the frenzy of 2021, the largest living generation, the Millennials, will continue to age into their prime home-buying years, creating a demographic tailwind for the housing market."
3. The desire to own a home doesn't stop during the holidays. In fact, homes decorated for the holidays appeal to many buyers. Plus, purchasers who look for homes during the holidays are ready to buy.
4. You can restrict the showings in your house to days and times that are most convenient for you. That can help you minimize disruptions, which is especially important this time of year.
5. Rents have skyrocketed in recent years. And, many buyers are looking to escape rising rents and avoid falling into the rental trap for another year. As an article from Zillow says:
"Over the next 12 months, rents are expected to grow more than inflation, the stock market and home values."
Your home could be their ticket to leaving renting behind for good.
Bottom Line
There are still many reasons it makes sense to list your house during the holiday season. Let's connect to determine if selling now is your best move.


text:
Local Serrurier BAIE D'URFE LOCKSMITH Quebec 24 HoursLocksmith Service 514-836-9097 24/7 Contact us Or CALL: 514-836-9097 24/724/7 Serrurier BAIE D'URFE LOCKSMITH offers full solutions for all of your auto, residential and commercial locksmith and security requirements. We will give you the best locksmith service 24 hours a day, 7 days a week, 365 days a year. We guarantee a Fast response time from the moment that your call comes through to one of our locksmith service representatives. If you are in BAIE D'URFE Quebec or anywhere in the QC area, we offer a free estimate for all your needs. Get professional locksmith services, at affordable prices, with a 100% customer Satisfaction Guarantee! All our locksmiths are highly skilled and highly qualified to give you the quality service you deserve. Our residential locksmith service is available in the greater Montreal. |
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Ridge modification is an effective procedure for treating deformities in the upper and lower jaws. These deformities can occur as a result of periodontal disease, trauma, injury, wearing dentures, or developmental problems. Such defects can leave insufficient bone for the placement of dental implants and an additional unattractive indentation in the jaw line adjacent to the missing teeth.
During the ridge modification procedure, the gum is lifted away from the ridge to fully expose the defect in the bone. The bony defect can be filled with bone graft material that can help regenerate lost bone or a bone substitute. Finally, the incision is closed and several months of healing will be required. Depending on the case and type of implant and procedure, the dental implant might be placed during the ridge modification procedure or when healing is complete; this all depends on the condition of the bone. Ridge modification improves the cosmetic appearance, functionality of the mouth, and the chance of enjoying dental implants for many years.
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We encourage you to contact us with any questions or comments you may have. Please call our office or use the contact form below.
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The only men I know who sew are enrolled in design school, and they intend to become professional designers or patternmakers. They don't do it just for the pleasure of it, and they certainly expect to move on to more glamorous parts of the industry once they've paid their dues. This strikes me as a curious thing.
It's like cooking: women have done the brunt of it for the history of time, but people who become rich and famous for their cooking skills are usually men. Likewise, women have done the majority of garment work in the U.S., but famous designers in this country have typically been male (and white). Luckily, the field has gradually opened up more to women - and at a slower rate, people of color. But, as shown in the sculpture at the heart of the Garment District (photo above), the face of the garment worker is still, oddly, male.
So what about sewing for pleasure? Certainly there are many men who cook as a hobby now (my husband included), but I can't say I know any men who sew just for the sheer enjoyment of it. And there's something about this that I find troublesome. I've heard men laugh about their shoddy attempts at sewing in Home Ec (at least the ones who actually took home ec, once it was required for both girls and boys), and there seems to be an undercurrent to their amusement: that boys just physically can't sew.
My husband claims he doesn't have the manual dexterity required for sewing. But he also has absolutely not a single iota of sewing knowledge. I once asked him to pin something on me while I was fitting it, and he didn't know how to pin fabric. He actually just poked the pin once straight through two layers of fabric, and then seemed befuddled when it didn't stay put. Whether or not this is a question of manual dexterity, it seems so foreign to me not to know how to pin two pieces of fabric together. As a child of the female variety, I spent a lot of time around my mother's sewing. I took a sewing class as a ten-year-old, and I did sewing activities in Girl Scouts. It would have been quite impossible for me to grow up without any sewing knowledge whatsoever. But I think it's a fair guess that Boy Scouts aren't learning to make quilted potholders.


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Win Cash Official Rules Fall 2020
Fall 2020 - RULES
Sweepstakes Name: "Win Cash" or "The Ultimate Stimulus Check"
Sweepstakes Entry Period Dates: September 28, 2020 to October 23, 2020
Station(s): WRKI (the "Station(s)")
Station Address: 1004 Federal Road
Station City, State, Zip Code: Brookfield, CT 06804
Station Telephone: 203-775-1212
Townsquare Media, Inc., its subsidiaries and affiliated companies (together, the "Company"), will conduct the Sweepstakes substantially as described in these rules, and by participating, each participant agrees as follows:
The Company may conduct the Sweepstakes concurrently and simultaneously on several participating stations owned and or operated by the Company and/or owned and operated by other companies, and in various states, and the Company may add or remove participating stations or change call letters of any participating station at any time during the Sweepstakes as announced on the affected station. For a current list of participating stations, send a request with a self-addressed, stamped envelope to: "WIN CASH" SWEEPSTAKES, TOWNSQUARE MEDIA CONTESTING, 1 Manhattanville Rd, Suite 202, Purchase, NY 10577.
1. Description of Sweepstakes/Participation.
1A. How to Enter:
The sweepstakes is open to legal residents of Alabama, Arkansas, Colorado, Connecticut, Idaho, Illinois, Indiana, Iowa, Kentucky, Louisiana, Maine, Massachusetts, Michigan, Minnesota, Missouri, Montana, New Hampshire, New Jersey, New York, North Dakota, Oklahoma, South Dakota, Texas, Washington, and Wyoming who are at least 18 years old as of the date of entry.
Daily Prizes - Code Word Multiplier Entry: To receive an entry in a drawing for a Daily Prize (as defined below), the entrant must submit a code word that has been announced on-air by a participating station during the Sweepstakes entry period. Participating radio stations will announce code words each weekday September 28, 2020 to October 23, 2020 between 6:00 a.m. and 7:00 p.m. local time. There will be up to ten code words announced daily per participating station. Times of code word announcements will be determined by each station in its discretion. Each station may in its discretion announce fewer than ten code words on any weekday during the entry period. When the code word is announced, listeners will be directed to go to the station's website or mobile app and enter the code word on the sweepstakes page. To constitute a valid entry, the code word must be entered on the applicable station's sweepstakes page by no later than 11:59 p.m. local time on the weekday that the code word was announced on-air. Each valid Daily Prize entry will also be included in the drawing for the Grand Prize (as defined below).
Grand Prize - Entry via Multiplier Button: Participants who wish to enter the Grand Prize drawing, in addition to obtaining an entry by submitting a code word as described above, may obtain a Grand Prize entry via one of the many non-code word multiplier buttons, available on the sweepstakes entry page on a participating station's website, that will prompt you to take a further action in order to enter, which may include, for example, visiting the station's Facebook page, joining the station's mailing list, subscribing to the station on YouTube, following the station on Twitter, sharing links to the sweepstakes on social media, and visiting advertiser websites (together, the "Custom Multipliers").
1B. Winner Selection:
Two Daily Prize winners will be selected with respect to each weekday during the Sweepstakes entry period. With respect to each weekday, a random drawing will be conducted on the following weekday. The two Daily Prize winners be selected from among all of the Daily Prize entries (i.e. entries via code word submission) received on the applicable weekday. After the conclusion of the Sweepstakes entry period, one Grand Prize winner will be selected from among all Grand Prize entries received during the Sweepstakes entry period. Prize(s) are subject to availability and other sweepstakes rules. Odds of winning a prize depend on the number of eligible entries with respect to the applicable drawing.
1C. Technical Issues
Should a technical problem or other issue (such as, without limitation, computer error, human error or transmitter difficulties) result in a code word airing at the incorrect time, the Company will have the right not to accept entries associated with such code word. Station(s) and Company will not be
responsible or liable for any technical problems or other issues.
2. Prize(s).
A total of forty (40) daily prize packages, each consisting of $1,000 (awarded via a payment method determined by Company) (each a "Daily Prize"), will be awarded. In addition, one (1) grand prize, consisting of $10,000 (awarded via a payment method determined by Company) (the "Grand Prize") will be awarded. Approximate total retail value of all prizes is fifty thousand dollars ($50,000). Each potential winner will be notified by phone or email. If chosen as a winner, entrant must return the station's call or email within 48 hours or risk forfeiture of prize. If station is unable to connect with entrant within 48 hours, company reserves the right to choose another winner or increase the value of future prizes. After being chosen, winner must fill out all paperwork (including verification of eligibility and a liability and publicity release) and claim his/her prize from the Company within 2 weeks from the date winner returns the station's call or email notifying winner that he/she has won, or winner risks forfeiture of the Prize. In the Company's discretion, winners may be required to receive the prize via mail, to pick up the prize at the participating station or to receive the prize via another method specified by the Company. Failure to claim the Prize within the time frame above constitutes forfeiture of the Prize. If forfeited, the Prize will be awarded to an alternate winner. Prizes are not transferable or exchangeable for any other prize or equivalent prize.
3. Conditions and Limitations.
Company reserves the right to refuse to award a prize to a selected winner in the event of noncompliance with these rules. Winners are subject to a verification process to include winner's name,
address, home phone number, work/cell phone number, and social security number. If a winner is disqualified, Company reserves the right to determine an alternate winner in its sole discretion. Only one (1) prize can be claimed per household for the duration of the Sweepstakes. Winners are eligible to win only once per lifetime in a Townsquare Media Inc. nationwide and/or group contest or sweepstakes. Employees of the Company, the Sweepstake's participating sponsors and their advertising agencies, employees of other radio or television stations, and members of the immediate family of any such persons are not eligible to participate and win. The term "immediate family" includes spouses, siblings, parents, children, grandparents, and grandchildren, whether as in-laws or by current or past marriage(s), remarriage(s), adoption, co-habitation or other family extension, and any other persons residing at the same household whether or not related.
4. Disclaimer.
The Company is not responsible for, and disclaims all liability for, any inability of a participant to complete an entry due to equipment malfunction, internet connection issues, inadvertent disconnections, acts beyond the Company's control, or any other error, failure or defect of any kind. The Company disclaims all liability for any delays, mis-delivery, loss, or failure in the delivery of any item sent by mail, courier, express, electronic transmission, or other delivery method. Entries must be made as detailed herein. No photocopies or mechanical reproductions of entry forms are permitted. The Company is not responsible for human, mechanical, technical, electronic, communications, telephone, computer, hardware or software errors, malfunctions or failures of any kind, including: failed, incomplete, garbled or delayed transmission of online entries, traffic congestion on telephone lines, the Internet or at any website or lost or unavailable network connections which may limit an online entrant's ability to participate in the Sweepstakes, and any injury or damage to entrant's or any other person's computer related to or resulting from participating in or downloading any information necessary to participate in the Sweepstakes.
5. Publicity; Use of Personal Information.
By participating, all participants and winners grant the Company permission to use their names, characters, photographs, voices, and likenesses in connection with promotion of this and other sweepstakes, participating station(s) and participating sponsor(s), and waive any claims to royalty, right, or remuneration for such use. By participating in the Sweepstakes, participants agree that the Company may disclose personal information obtained from participants in the Sweepstakes to third parties and use such information for marketing and other purposes on a worldwide basis in perpetuity.
6. Release and Indemnity.
By participating in the Sweepstakes, each participant and winner (i) waives any and all claims of liability against the Company, its parent, related, affiliated and subsidiary companies and the employees and agents of each (collectively, the "Company Released Parties"), the Sweepstake's sponsors, and their parent, related, affiliated and subsidiary companies and their respective employees and agents (collectively, the "Sponsor Released Parties," together with the Company Released Parties, the "Released Parties"), for any loss, claim or cause of action or personal injury which may arise out of the conduct of, or participation in, the Sweepstakes, or from the use of any prize including, but not limited to: (a) unauthorized human intervention in the Sweepstakes; (b) technical errors related to computers, software applications, mobile devices, servers, providers, or telephone or network lines; (c) printing errors; (d) lost, late, postage-due, misdirected, or undeliverable mail; (e) errors of any kind in the promotion or administration of the Sweepstakes or the processing of entries; or (f) injury (up to and including death) or damage to persons or property which may be caused, directly or indirectly, in whole or in part, from entrant's participation in the Sweepstakes or receipt or use of any prize, including travel, and (ii) agrees to indemnify Released Parties from any and all liability resulting or arising from the Sweepstakes and does hereby acknowledge that Released Parties have neither made nor are in any manner responsible or liable for any warranty, representation, or guarantee, express or implied, in fact or in law, relative to prize, including express warranties provided exclusively by prize supplier that are sent along with the prize. Each participant further agrees that in the event of any claim, the Released Parties' liability will be limited to the cost of entering and participating in the Sweepstakes, and in no event shall the Released Parties be liable for attorney's fees. Each participant waives the right to claim any damages whatsoever, including, but not limited to, punitive, consequential, direct, or indirect damages.
7. Taxes.
Any valuation of the prize(s) stated above is based on available information provided to the Company, and the value of any prize awarded to a winner may be reported for tax purposes as required by law. Each winner is solely responsible for reporting and paying any and all applicable taxes. The Company
and Sponsor reserve the right to withhold and deduct taxes and charges from the prize if and to the extent required by law. Each winner must provide the Company with valid identification and a valid taxpayer identification number or social security number before any prize will be awarded. Prizes are not transferable, redeemable for cash or exchangeable for any other prize. Any person winning over $600 in prizes from the Stations will receive an IRS form 1099 at the end of the calendar year and a copy of such form will be filed with the IRS.
8. Conduct and Decisions.
By participating in the Sweepstakes, participants agree to be bound by the decisions of Company, which are final and binding. Persons who violate any rule, gain unfair advantage in participating in the Sweepstakes, or obtain winner status using fraudulent means will be disqualified. Unsportsmanlike, disruptive, annoying, harassing or threatening behavior is prohibited. The Company will interpret these rules and resolve any disputes, conflicting claims or ambiguities concerning the rules or the Sweepstakes and the Company's decisions concerning such disputes shall be final and binding. If the conduct or outcome of the Sweepstakes is affected by human error, any mechanical or technical malfunctions or failures of any kind, intentional interference or any event beyond the control of the Company, or if for any other reason the Company determines that the Sweepstakes cannot be run as planned, the Company reserves the right to terminate the Sweepstakes, or make such other decisions regarding the outcome as the Company deems appropriate. The Company may waive any of these rules in its sole discretion. ANY ATTEMPT BY A PARTICIPANT OR ANY OTHER INDIVIDUAL TO DELIBERATELY CIRCUMVENT, DISRUPT OR DAMAGE ORDINARY AND NORMAL OPERATION OF THIS SWEEPSTAKES, TELEPHONE SYSTEMS OR WEBSITE, OR UNDERMINE THE LEGITIMATE OPERATION OF THE SWEEPSTAKES IS A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, THE COMPANY RESERVES THE RIGHT TO SEEK DAMAGES FROM ANY SUCH PARTICIPATION TO THE FULLEST EXTENT PERMITTED BY LAW.
9. Miscellaneous.
Each winner must submit proof of eligibility and sign the Company's release form to claim the prize. No purchase necessary to participate or win. Void where prohibited. The Company may substitute prizes, amend the rules or discontinue the Sweepstakes at any time. The Company disclaims any responsibility to notify participants of any aspect related to the conduct of the Sweepstakes. Written copies of these rules are available during normal business hours at the business offices of the Stations and by mail upon written request with a stamped, self- addressed envelope. All entries become the property of the Company and will not be returned. To be removed from our direct mail, email or fax lists, visit the main office of the Station during regular business hours, or send a self-addressed, stamped envelope with sweepstakes name to Townsquare Media, 1 Manhattanville Rd, Suite 202, Purchase, NY 10577. To request the name of the winners, send a separate, self-addressed stamped envelope with sweepstakes name to Townsquare Media, 1 Manhattanville Rd, Suite 202, Purchase, NY 10577. Requests for winners' lists must be received within sixty (60) days of the end of the Sweepstakes dates first listed above.
10. Compliance with Law.
The conduct of the Sweepstakes is governed by the applicable laws of the United States of America, which take precedence over any rule to the contrary herein.
11. Participating Radio Stations
The Company may conduct the Sweepstakes concurrently and simultaneously on several participating stations owned and or operated by the Company and/or owned and operated by other companies, and in various states, and the Company may add or remove participating stations or change call letters of any participating station at any time during the Sweepstakes as announced on the affected station. Station participation in this sweepstakes during the sweepstakes dates may vary from day to day. Each station will announce participation. Stations participating in this sweepstakes may include all or some stations owned or operated by Townsquare Media, Inc. and/or other stations owned and/or operated by other companies.