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Real Estate Glossary
- Acceleration clause
Stipulation in a mortgage agreement that allows the lender to demand immediate payment of the entire loan balance if any scheduled payment is missed.
- Adjustable rate mortgage (ARM)
Mortgage loan on which the interest rate falls and rises with changes in prevailing rates. The mortgage rate is tied to a selected index and may be adjusted annually. Also called a variable rate mortgage.
- Agent
Person authorized to act by and on behalf of another.
- Air rights
Right to occupy and use the open space above a parcel of land or property, such as in the leasing of air space over existing buildings or highways.
- Amortize
Pay a debt in monthly or other periodic installments until the total amount, along with the interest, if any, is paid.
- Annual percentage rate (APR)
Combines the interest rate with other loan costs, such as points and loan fees, into a single figure that shows the true annual cost of borrowing.
- Appraisal
A formal estimate of property value conducted by a professional qualified to make such an opinion.
- Appreciation
Increase in property value or worth due to economic or related factors; the opposite of depreciation.
- As is
Said of property offered for sale in its present condition with no guarantees as to quality and no promise of repair or fix-up by the seller; property is purchased in exactly the condition in which it is found.
- Assessed value
A value placed on a property by an agency of the government for taxation and other purposes.
- Assessment
Tax or charge levied on property by a taxing authority to pay for local improvements such as sidewalks, streets, and sewers.
- Assumption of mortgage
Taking title to property that has an existing mortgage, and being personally liable for its payment as a condition of the sale.
- Balloon loan
Mortgage loan in which a larger final payment becomes due because the loan amount was not fully amortized.
- Binder
Short purchase contract used in some areas to secure a real estate transaction until a more formal contract can be signed at a later date; usually accompanied by an earnest money deposit.
- Blanket mortgage
Single mortgage that covers more than one real property, i.e. – a house plus the vacant lot next door.
- Blockbusting
Illegal practice of creating panic selling in a neighborhood for financial gain. Typically exploits racial and religious bias to get homeowners to sell low so the properties can be resold at a mark up.
- Breach of contract
When one party fails to live up to the terms and conditions of a contract, without a valid, legal excuse.
- Broker
Licensed individual who acts independently in conducting a real estate brokerage business; also a person who buys and sells for another for a commission.
- Brokerage
Business of a broker. Also, the amount charged for a broker's service.
- Builder's warranty
Written statement by a builder assuring that a dwelling was completed according to a stipulated set of standards. It protects the buyer from any latent defects.
- Building codes
Minimum construction standards set by state or local laws for public safety and health. Includes the design, construction, repair, and quality of building materials, as well as the use and occupancy of structures.
- Buy-down
Cash payment to a lender to reduce the interest rate a borrower must pay on a new mortgage loan. Commonly used by builders to sell new homes.
- Buyer's market
Describes an excess supply of homes for sale, in which there are few buyers and many sellers. In such a market, the buyer can typically negotiate more favorable prices and terms.
- Bylaws
Rules and regulations that govern how a homeowners' association will be run.
- Cancellation clause
Stipulation in a contract that allows a buyer or seller to cancel the contract in the event of a certain specified occurrence.
- Capital gain
Profit earned from the sale of an asset.
- Caveat emptor
Latin for "Let the buyer beware." Under this legal phrase, the buyer is expected to judge and evaluate property carefully before buying, or purchase at their own risk.
- CC&Rs
Stands for covenants, conditions and restrictions. They are the rules by which a property owner in a condominium agrees to abide.
- Close
Act of finalizing a transaction in which all the concerned parties meet to transfer title to a property. Also, when real estate formally changes ownership.
- Closing costs
Expenses over and above the price of property that must be paid by buyers and sellers before title is transferred. Also known as settlement costs.
- Closing statement
Written account of all expenses, adjustments, and disbursements received by the buyer and seller when completing a real estate transaction.
- Cloud on title
Defect in the title that impairs the owner's ability to market the property. This might be a lien, claim, judgment, or encumbrance.
- Collateral
Something of value given or pledged to a lender as security for the repayment of a loan.
- Commingle funds
Mixing of a clients' funds, or escrow, with an agent's personal funds in an account; considered to be grounds for the suspension or revocation of the broker's real estate license.
- Commission
Payment, or brokerage fees, given by the seller of a property to a real estate agent for services rendered. Usually paid at the closing.
- Common elements
Parts of a condominium, cooperative, or private home association shared by all residents, so that each unit owner holds an undivided interest in, for example, the hallways, parking facilities, or swimming pool.
- Comparables
Properties similar to a specific piece of property that are used to help estimate the value of that property.
- Competitive market analysis
A method of determining home value that looks at recent home sales, homes presently on the market, and homes that were listed but did not sell.
- Condominium
Type of housing where buyers own their units outright, plus an undivided share, or joint ownership, in the common elements of the building or community.
- Consideration
Something of value, usually money, given to induce another to enter into a contract.
- Construction loan
Type of loan where money is doled out as construction takes place; borrower must obtain a permanent long-term mortgage from another source to repay the construction loan. Also called an interim loan.
- Contingency
A provision in a contract that keeps it from becoming binding until a certain event happens. A satisfactory inspection report might be a contingency.
- Contract
A legally enforceable agreement between two or more parties. To be valid, a real estate contract must be dated, in writing, include a consideration, have a description of the property, the place and date of delivery of the deed, and spell out all terms and conditions that were mutually agreed upon. It also must be executed (signed) by the buyer and seller.
- Contractor
One who contracts to do something for another. For example, in construction, a specialist who enters into a formal construction contract to build a real estate structure or handle renovations, improvements, and additions to an existing structure.
- Conventional loan
Real estate loan that is not insured by the FHA or guaranteed by the VA.
- Convey
To transfer property from one person to another.
- Conveyance
Document used to transfer title. A deed is a conveyance.
- Cooperative
Land and building owned or leased by a corporation which in turn leases space to its shareholders, who are also part owners of the building and have a proprietary lease. In lieu of rent, they each pay a proportionate monthly or quarterly fixed rate to cover operating costs, mortgage payments, taxes, etc.
- Counteroffer
An offer made in response to an earlier, unacceptable one; it terminates the original offer.
- Credit report
A past history of debt repayment used by creditors as an indicator of future readiness to responsibly repay debt.
- Deed
Written document that when executed and delivered conveys title to real property.
- Deed of trust
Document resembling a mortgage that conveys legal title to a neutral third party as security for a debt. Also called a trust deed or deed in trust.
- Deed restrictions
Provisions placed in deeds to control how future landowners may or may not use the property. Also called deed covenants.
- Default
Breach of a contract or failure to meet a legal obligation. Nonpayment of a mortgage beyond a certain number of payments is considered a default.
- Deficiency judgment
Judgment issued against a borrower when the sale of foreclosed property does not bring in enough to pay the balance owed on the mortgage.
- Delinquent loan
One where the borrower is behind, or late, in payments.
- Depreciation
Gradual decline on paper in market value of real estate, especially because of age, obsolescence, wear and tear, or economic conditions.
- Discount broker
Full-service broker who charges less than the prevailing commission rates in his or her community.
- Discount points
Added loan fee charged by a lender to make the yield on a lower-than-market-value loan competitive with higher-interest loans.
- Downpayment
Initial cash investment made as evidence of good faith when purchasing real estate. It is usually a percentage of the sale price.
- Due-on-sale
Clause in a note or mortgage giving the lender the right to call the entire loan balance due if the property is sold or otherwise conveyed.
- Earnest money deposit
Money that accompanies an offer to purchase as evidence of good faith. It is almost always a personal check, certified check, or money order rather than cash.
- Easement
Limited right to cross or use for some specified purpose the property of another. It may be permanent or temporary. Water, sewage, and utility suppliers frequently hold an easement across private property.
- Eminent domain
The right or power of government to acquire private property for public use without the consent of the owner, provided fair compensation is provided.
- Encroachment
A building or other improvement that extends beyond its boundary and intrudes upon the property of another.
- Encumbrance
Any impediment to a clear title. It can be a claim, lien, zoning restriction, or other legal right or interest in land that diminishes its value. The report of the title search usually shows all encumbrances.
- Equity
Value an owner has in a piece of property less the debt against it. For example, if the market value of a house is $150,000 and the owner has paid off $10,000 of a $75,000 mortgage, the owner has $85,000 equity.
- Equity build-up
Term used to refer to the increase of one's equity in a property due to mortgage balance reduction and price appreciation.
- Escheat
Reversion of property to the state when the owner dies without leaving a will and has no heirs to whom the property may pass
- Escrow
Money or documents held by a third party until specific conditions of an agreement or contract are fulfilled.
- Escrow account
Special bank account into which escrow monies are deposited and from which they are disbursed. Lawyers and real estate brokers maintain escrow accounts to hold money in trust for others.
- Escrow company
A firm that specializes in handling the closing of a transaction.
- Exclusive agency listing
Listing where the owner reserves the right to sell his property himself, but also agrees to list with no other broker during the listing period besides the appointed real estate broker.
- Exclusive-right-to-sell listing
Listing that gives the broker the right to collect a commission no matter who sells the property during the listing period.
- Fair market value
See market value.
- Fannie Mae
Common name for the Federal National Mortgage Association, which buys and sells loans in the secondary mortgage market
- First mortgage
Mortgage on a property that is superior to any other. It is the first to be paid in the event of foreclosure.
- Fixtures
Any personal property that has been permanently attached to real property and therefore included in the transfer of real estate. The kitchen sink is a fixture.
- Foreclosure
Legal action instigated by a lender to end all ownership rights when mortgage payments have not been kept up.
- Freddie Mac
Common name for the Federal Home Loan Mortgage Corporation, which buys and sells loans in the secondary mortgage market.
- Fee simple
Ownership of real property that is to be used and/or sold at the owner's discretion.
Acronym for Federal Housing Authority, an agency created within the Department of Housing and Urban Development (HUD) that insures mortgages on residential property, with downpayment requirements usually lower than prevailing ones.
- Fiduciary
Person acting in a position of trust, responsibility and confidence for another, such a broker for his client.
- Gentrification
Process whereby private or government-sponsored development of certain aging neighborhoods results in the displacement of low- or moderate-income families by the more affluent and leads to an increase in property values.
- Grace period
Specified period of time to meet a commitment after it becomes due, without penalty or default. For example, most lenders allow a two-week grace period after the due date of the mortgage payment before a late fee is imposed.
- Graduated payment mortgage
Mortgage loan for which the initial payments are low but increase over the life of the loan.
- Grantee
Person named in a deed who acquires ownership of real estate; the buyer.
- Grantor
Person named in a deed who conveys ownership of real estate; the seller.
- Highest and best use
Use of land that is most logical and productive. Refers to the greatest income it can bring the owner, as well as factors such aesthetics and benefits to the surrounding community.
- Historic structures
Buildings of historical or architectural significance, perhaps landmarks, that are designated by federal, state, or local historical commissions.
- Homeowner's insurance policy
Packaged insurance policy for homeowners and tenants that cover property damage and public liability, such as fire, theft, and personal liability.
- Homestead protection
State and federal laws that protect against the forced sale of a person's home by creditors. Also, upon the death of one spouse, provides the other with a home for life.
- Housing codes
Local regulations that set minimum conditions under which dwellings are considered fit for human habitation. It guards against unsanitary or unsafe conditions and overcrowding.
Acronym for the Department of Housing and Urban Development, an agency from which almost all of the federal government's housing programs flow.
- Improvement
Any form of land development or man-made addition, such as the erection of a building or fence, to enhance the value of private property; also an improvement to publicly owned structures, such as a sewer or road.
- Inspection
The act of physically examining and testing a piece of property to ascertain certain information.
- Installment payment
Periodic payment, usually monthly, of interest and principal on a mortgage or other loan.
- Interest
A fee paid for the use of money; also a share or right in something.
- Interim financing
Short-term loan usually made during the construction phase of a building project or until a permanent, long-term loan can be obtained. Also called a construction loan.
- Joint tenancy
Property owned by two or more persons with equal and undivided interest and ownership and the right of survivorship. If one owner dies, the property automatically passes to the others.
- Judgment
Court decree stating that one person is indebted to another. Also specifies the amount of the debt.
- Junior mortgage
Any mortgage, such a second or third mortgage on a property, which is subordinate to the first one in priority.
- Lease
Contract that conveys the right to use property for a period of time in return for a consideration, usually rent, paid to the property owner.
- Lease-purchase option
Opportunity to purchase a piece of property by renting for a specified period, with the provision that the lessee may choose to buy after or during the leasing period at a predetermined sale price.
- Lessee
Someone who rents under a lease; the tenant.
- Lessor
Someone who rents to another party through a lease; the landlord.
- License
A privilege or right granted to a person by a state to operate as a real estate broker or salesperson.
- Lien
A debt on a property which encumbers it until the obligation is paid; a mortgage, back taxes, or other claim.
- Listing
Contract used for hiring a real estate agent to sell a piece of property. Also a piece of property that is for sale.
- Loan origination fee
Paid by the borrower to get a loan; it covers expenses incurred by the lender, such as the cost of the appraisal, credit report, title search, etc.
- Loan servicing
Task of collecting monthly payments, handling insurance and tax impounds, delinquencies, early payoffs, and mortgage releases.
- Loan-to-value ratio
Relationship of a mortgage loan to the appraised value of a piece of property. Usually expressed to the buyer in terms of how much the lender will lend, i.e. – 75 percent financing.
- Maintenance fees
Paid by a condominium unit owner to the owners' association for upkeep of the common areas.
- Market price
Actual selling price of a property.
- Market value
Generally accepted as the highest price that a ready, willing, and able buyer will pay and the lowest price a ready, willing, and able seller will accept for a property.
- Marketable title
Good and clear title that is free from reasonable doubt as to who the owner is.
- Master deed
Document that converts a parcel of land into a condominium subdivision.
- Master plan
Long-range, comprehensive guide for the physical growth or development of a community.
- Maturity date
Date on which principal and interest on a mortgage or other loan must be paid in full.
- Mortgage
Legal document that creates a lien on property; it secures the repayment of a loan.
- Mortgage broker
Individual or company that brings borrowers and lenders together; a loan broker.
- Mortgage company or mortgage banker
Financial intermediary that offers mortgages to borrowers, and then resells them to various lending institutions, government agencies, or private investors.
- Mortgagee
Party or institution that lends money; the creditor.
- Mortgagor
Party or person that borrows money, giving a lien on the property as security for the loan; the borrower.
- Multiple listing
Agreement that allows real estate brokers to distribute information on the properties they have listed for sale to other members of a local real estate organization. Allows the widest possible marketing of those properties. Commissions are split by mutual agreement between the listing broker and the selling broker.
- Net lease
Lease requiring the tenant to pay all the costs incurred in maintaining a property, including taxes, insurance, repairs, and other expenses normally required of the owner.
- Nonconforming use
Use of property that is permitted to continue after a zoning ordinance prohibiting it has been passed.
- OfferM
Oral or written proposal to buy a piece of property at a specified price.
- Open listingM
Listing that gives a broker a nonexclusive right to find a buyer; the owner can still find a buyer himself and avoid a commission.
- OptionM
The exclusive right to purchase or lease a property at a predetermined price or rent at some future time.
- Origination feeM
A charge by the lender for granting and processing a new mortgage loan.
Acronym for "principal, interest, taxes, and insurance." Frequently used to describe a loan payment that combines all four items.
- Planned Unit Development (PUD)
Individually owned houses with community ownership of common areas, such as swimming pools and tennis courts.
- Plat
Map or survey showing the location and boundaries of individual properties and how they have been subdivided into lots and blocks.
- Point
Fee charged by a lender to get additional revenue over the interest rate. A point is equal to one percent of the loan amount.
- Prepayment penalty
Fee charged by the lender when a borrower repays the loan early.
- Principal
The amount of money borrowed; the amount of money still owed.
- Private mortgage insurance (PMI)
Required by most lenders for conventional loans with a down payment of less than 20 percent. Insurance is paid by the borrower and guarantees the lender will not lose money if the borrower defaults.
- Promissory note
A written promise to repay a debt on demand or at a stated time in the future.
- Property tax deductions
The Internal Revenue Service allows homeowners to claim as itemized personal deductions money paid for state and local realty taxes, as well as interest on debt secured by their homes. It also allows for the deduction of loan prepayment penalties, and the deduction of points on new loans.
- Property tax
Assessment levied by city and county governments on real and personal property to generate the bulk of their operating revenues to pay for such public services as schools, libraries, and roads.
- Qualification
Act of determining a potential buyer's needs, abilities, and urgency to buy and matching these with available properties.
- Quit-claim deed
A conveyance by which the grantor transfers whatever interest he or she has in the real estate without warranties or obligations.
- Real estate
The land itself and everything extending below and above it, including all things permanently attached, whether by nature or by man.
- Real estate broker
Individual who has passed a state broker's test and represents others in realty transactions. Anyone having his or her own office must be a broker.
- Real estate investment trust (REIT)
Entity that allows a very large number of investors to pool their money in the purchase of real estate, but as passive investors. The investors do not buy directly. Instead, they purchase shares in the REIT that owns the real estate investment.
- Real estate salesperson
Person who has passed a state examination for that position, and must work under the supervision of a broker.
- Real estate tax
See property tax.
- Real property
Land and buildings and anything permanently attached to them.
- Realtor
A real estate broker or agent who is a member of the National Association of Realtors, a professional real estate group that subscribes to a Code of Ethics. Not every broker or agent is a Realtor, a word that is a registered trademark and always capitalized.
- Recording
Entering or recording documents affecting or conveying interests in real estate in the recorder's office; until recorded a deed or mortgage generally is not effective against subsequent purchases or mortgage liens.
- Redlining
Practice of refusing to make loans in certain neighborhoods. Also applies to insurance companies that refuse to offer policies in certain neighborhoods.
- Refinance
To pay off one loan by taking out another on the same property.
- Release of mortgage
Certificate from the lender stating that the loan has been repaid.
- Rent control
Government-imposed restrictions on the amount of rent a property owner can charge.
- Replacement cost
The cost at today's prices and using today's construction methods, of building an improvement having the same usefulness as the one being appraised.
- Report of title
Document required before title insurance can be issued. It states the name of the owner, a legal description of the property, and the status of taxes, liens, and anything else that might affect the marketability of the title.
- Reserve account
An account for money collected each month by a lender to pay for property taxes and property insurance as they come due.
- Restrictive covenants
Clauses placed in a deed to restrict the full use of the property by controlling how future landowners may or may not use the property; also used in leases.
- Right of first refusal
A person's right to have the first opportunity to either lease or purchase real property.
- Right of survivorship
A feature of joint tenancy giving the surviving joint tenants the rights, title and interests of the deceased joint tenant. Right of survivorship is the basic difference between buying property as joint tenants and as tenants in common.
- Sales contract
Contract that contains the terms of the agreement between the buyer and seller for the sale of a particular parcel or parcels of real estate.
- Second mortgage
Lien on property that is subordinate to a first mortgage. In the event of default, the second mortgage is repaid after the first. Also called a junior mortgage, and in some circumstances a home equity loan.
- Secondary mortgage market
Market for the purchase and sale of existing mortgages, designed to provide greater liquidity for mortgages; plays an important role in getting money from those who want to lend to those who want to borrow.
- Seller's market
One with few sellers and many buyers.
- Semidetached
One structure containing two dwelling units separated vertically by a common wall.
- Settlement
The day on which title is conveyed.
- Settlement costs
See closing costs.
- Special assessment
A special tax imposed on specific parcels of real estate that will benefit from a proposed public improvement, such as a street or sewer.
- Steering
The illegal practice of directing potential home buyers to or away from certain neighborhoods either to maintain or to change the character of an area, or to create a speculative situation.
- Subdivision
A tract of land divided by the owner into smaller lots for homesites or other use.
- Subletting
The leasing of premises by a lessee to a third party for part of the lessee's remaining term.
- Survey
An exact measurement of the size and boundaries of a piece of land by civil engineers or surveyors.
- Tax sale
A court-ordered sale of real property to raise money to cover delinquent taxes.
- Tax shelter
A realty investment that produces income-tax deductions for its owner.
- Tenancy by the entirety
A form of joint ownership reserved for married persons; right of survivorship exists and neither spouse has a disposable interest during the lifetime of the other.
- Tenants in common
Style of ownership in which two or more persons purchase a property jointly, but with no right of survivorship and separate undivided interests. They are free to will their share to anyone they choose, a principal difference between this form of ownership and joint tenancy.
- Time-sharing
Part ownership of a property coupled with a right to exclusive use of it for a specified number of days per year.
- Title
Actual ownership; the right of possession; also the evidence of ownership such as a deed or bill of sale.
- Title insurance
An insurance policy that protects against any losses incurred because of defects in the title not listed in the title report or abstract.
- Title report
A statement of the current condition of title for a parcel of land.
- Title search
A professional examination of public records to determine the chain of ownership of a particular piece of property and to note any liens, encumbrances, easements, restrictions, or other factors that might affect the title.
- Townhouse
Usually a two- or three-story dwelling with shared walls, or a living unit operating under the condominium or townhouse form of ownership.
- Trust deed
A document used in place of a mortgage in certain states; a third-party trustee, not the lender, holds the title to the property until the loan is paid out or defaulted. Also called a deed of trust.
- Trustee
One who as agent for others handles money or holds title to their land.
- Tax basis
The price paid for a property plus certain costs and expenses, such as closing costs, legal counsel, and a commission paid to help find the property.
- Tax credit
An allowed deduction that can be subtracted from your income tax. If you are entitled to a $1,500 credit, and your income tax would otherwise be $10,000, the credit would reduce the tax due to $8,500.
- Tax rate
The rate at which real property is taxed in a tax district or county. For example, in a certain county, real property may be taxed at a rate of 55 mills (or 0.055) per dollar of assessed valuation.
- Undivided interest
Ownership by two or more persons that gives each the right to use the entire property.
- Urban renewal
The acquisition of run-down city areas for purposes of redevelopment.
- Useful life
The period of time over which a commercial property can be depreciated for federal income-tax purposes. Also known as economic life.
- Usury
Charging a higher rate of interest on a loan than is legally allowed.
- Valid contract
One that meets all requirements of law, is binding upon its parties, and is enforceable in a court of law.
- Valuation
Estimated or determined value; synonymous with appraising.
- Value
Market value or present worth. To have value, a property must have utility, scarcity, effective demand, and transferability.
- Variable rate mortgage
See adjustable rate mortgage.
- Variance
A permit granted as an exception to a zoning ordinance that allows a property owner to meet certain specified needs.
- VA loan
Veterans Administration-backed mortgage. The VA, a federal agency, operates a loan guarantee program for honorably discharged veterans and widows of veterans who died of a service-related injury. Mortgages call for low or no downpayment. Sometimes referred to as GI loan.
- Warranty deed
A deed in which the grantor guarantees that he or she is giving the grantee good title free of encumbrances. Considered to be the best deed a grantee can receive.
- Write-off
Depreciation or amortization an owner takes on a commercial property.
- Yield
What an investment or property will return; the profit or income.
- Zoning
Procedure that classifies real property for a number of different uses: residential, commercial, industrial, etc. in accordance with a land-use plan.


text:
Arcoxia is used for the following:
- acute and chronic treatment of the signs and symptoms of osteoarthritis and rheumatoid arthritis
- management of ankylosing spondylitis
- relief of chronic musculoskeletal pain
- relief of acute pain
- to treat acute gouty arthritis
Take Arcoxia only when prescribed by your doctor.
When taking the tablets, swallow them with a glass of water. Do not halve the tablet.
Take your Arcoxia at about the same time each day.
Taking Arcoxia at the same time each day will have the best effect.
For osteoarthritis, the recommended dose is 60 mg once a day.
For rheumatoid arthritis the recommended dose is 90 mg once a day.
For ankylosing spondylitis the recommended dose is 90 mg once a day.
For the relief of gout attacks the recommended dose is 120 mg once a day, which should only be used for the acute painful period.
For the relief of chronic musculoskeletal pain the recommended dose is 60 mg once a day.
The daily doses stated above for each condition should not be exceeded.
Keep Arcoxia in a cool dry place where the temperature stays below 30 degrees C (86 degrees F). Do not store it or any other medicine in the bathroom or near a sink. Do not leave it in the car or on window sills. Heat and dampness can destroy some medicines.
Keep it where children cannot reach it.

subset: commoncrawl


text:
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Crewneck Sweatshirt
Because most of us working at GRH are women, we know sizing can be a challenge! Here's how we can help you choose the best and most flattering fit.
T-shirts, it's what we do best! Most of our tees are printed on unisex sized blanks from brands such as Gildan, Bella Cotton, Comfort Wash and Comfort Colors. Not sure of your size? Measure your favorite tee flat, and compare it to the size charts below. Short sleeve, long sleeve and sweatshirts will be relatively consistent.
Love Hey Dudes?! We have you covered there too! Typically for men, order your true size, keep in mind Hey Dudes are in whole sizes only. For women, if you are between sizes, order the smaller, most of us feel they run a little big.
Boutique apparel, jeans and dresses....we do our best to describe the fit in the item description, whether its size up, size down, or order your typical size. Think of us as your best friend that will always give an honest opinion. Happy Shopping!


text:
The ancient, catastrophic floods on Mars, whose origins remain a mystery, produced a channeled and scoured landscape like this one which is called Tiu Valles.
Note: this THEMIS visual image has not been radiometrically nor geometrically calibrated for this preliminary release. An empirical correction has been performed to remove instrumental effects. A linear shift has been applied in the cross-track and down-track direction to approximate spacecraft and planetary motion. Fully calibrated and geometrically projected images will be released through the Planetary Data System in accordance with Project policies at a later time.
NASA's Jet Propulsion Laboratory manages the 2001 Mars Odyssey mission for NASA's Office of Space Science, Washington, D.C. The Thermal Emission Imaging System (THEMIS) was developed by Arizona State University, Tempe, in collaboration with Raytheon Santa Barbara Remote Sensing. The THEMIS investigation is led by Dr. Philip Christensen at Arizona State University. Lockheed Martin Astronautics, Denver, is the prime contractor for the Odyssey project, and developed and built the orbiter. Mission operations are conducted jointly from Lockheed Martin and from JPL, a division of the California Institute of Technology in Pasadena.


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Frame Stepping & Key Mappings
Geschreven door
op .Now that I have successfully rolled out the OpenShot build wizard, I am returning my focus to OpenShot and the task at hand. In my latest check-in I have added the following features:
- Frame Stepping - The LEFT and RIGHT arrow keys now step frame by frame in either direction. This works really well, and feels ...


text: Hi, I'm Bobbi Krueger. I've been a Nodak Insurance Agent since 2015. Give me a call today to learn how I can make it easy to protect the things that are most important to you - your home, family, farm and future. I look forward to showing you how simple insurance can be.


text:
Zoeva Spice of Life Highlighter & Contour Palette
Zoeva Spice of Life Highlighter & Contour Palette
Explore a new look, Wander down a new beauty path with two radiant color cosmetics shades for your face, packed in one of the prettiest face palettes you'll find. The pinkish persimmon highlighter will make your cheeks pop, while the complementary gold highlighter will accent your features like never before.
Celebrate the beauty of exploration with these two shades that flatter all skin tones.
Apply ZOEVA Eyeshadow Fix in Pearl on the high points of the face as the perfect base for the highlighter. Pair with ZOEVA 127 Luxe Sheer Cheek or ZOEVA 126 Luxe Cheek Finish brush for a flawless application. Than Apply your favorite highlighting shade as an eyeshadow, using ZOEVA 228 Luxe Crease or ZOEVA 234 Luxe Smoky Shader & Wala! You've created that famous One-Of-A-Kind-Style that only you can!
Shipping & Tracking
Shipping & Tracking
**Shipping Update Listed Below As Of 08/01/2023**
We will Try To ship all orders that come in before 4pm Eastern time If payment has cleared the same day, Otherwise your items will ship within 24 hours this Excludes Weekends & Holidays. However, We do try to ship on Saturdays if we have large amount of orders and employees.
*Please note: If your order is over $50 or if your order has been flagged by the bank to be verified by the merchant which does occur a lot more now due to 90% of businesses moving online, the bank will sometimes require that the merchant verify the billing zip code and or address with the 3 digit CVV number - Be prepared to disclose this information if asked or your product will be delayed or your order may be cancelled entirely. This information may or may not be required and is required if asked to prevent E-commerce scams and for your protection and the protection of ours business.
You will be contacted via the email you set-up on the account, Please make sure all your information is correct when signing up and purchasing from us to prevent any mistakes and to make the process as smooth and fast as possible.
You will be notified of Your shipment via The USPS or Stamps.com. We will also send you an email with tracking notification. Sometimes tracking can take up to 3-5 days to reflect to your account depending on how fast The USPS Moves, we have had customers receive their packages prior to getting their tracking information.
Monthly boxes - All Monthly boxes will ship on the 18th of every month with your first box shipping within 24 hours or the Same day you Ordered as stated above but with no guarantees Should There Be Any Of The Following Issues such as Postal delays, The Weather, Government Shutdowns, Holidays & Weekends.
If You Prepaid For One Of Our "Gift It & Forget It" Non-Subscription monthly Plans Such As Our 3/6/9/12 Month box plan In Advance, Than you are considered a "Monthly Prepaid Gift Member" Which Means your boxes will ship early Each Month On Your Schedule Or On The 1st of Every Month With All Other Prepaid Gift Members. You Can Have Your Boxes Shipped Every Week, 2 Weeks, Monthly Or Every Other Month By Reaching Out To Use Via E-mail Or Our Live 24-hour Chat On Our Home Page & We Will Adjust Your Account Accordingly.
If You Are Gifting Your Box For The Holiday Or Special Occasion As A Special Gift & Would Like Your Boxes To Arrive By A Certain Date, You May Reach Us Via E-mail Or Live Chat and We Will Accommodate Only If There Is Enough Time To Make The Requested Delivery Date - We Will Not Guarantee Any Delivery Due To Several Circumstances That May Be Out Of Our Control.
To Create Your Own Shipping Schedule For Your Monthly Non-Subscription Boxes, Please Reach Out Via E-mail & We will Update Your Account Accordingly Within 24 Hours.
Gift Purchases Will Ship Same Day With No Guarantee Of Delivery By Any Certain Date, Nor Will We Be Held Responsible Should Your Package Not Arrive withIn The Specified Time You Would Like, Due To Any Of The Unforeseen Circumstances That May Or May Not Occur That We Have No Control Over Such As Postal Delays, The Weather, Government Shutdowns, Holidays & Weekends.
We Only Ship via The USPS "Priority" Mail 2-3 days With Insurance & First Class To Ensure A Fast, Timely & Safe Delivery Of Goods, Sometimes We May Use A Different Carrier For International Goods Or If We Can Get Your Package Shipped Faster.
Should your package be Marked "Delivered" To the address That you provided on your account and you claim you did not receive your Package - We Will NOT Replace Your Box Under Any Circumstances. You do have the option However, to file an insurance claim with The USPS which will spark an internal investigation and they (The Usps) will then Try To locate your package. This will be handled between you and The USPS Only. We are NOT Responsible / Liable Once The Shipping Carrier Takes Possession Of Your Package. The Tracking History will show Exactly When The Shipping Carrier Took Possession Of Your Goods Which Will Then Release Us Of Any Further Liability Or Responsibility Regarding Your Package Starting On That Date & Time Shown. To file a claim, you may do so at usps.com/Insurance claims
Should You Receive A Damaged Product/Box, You Must Take Photos & Contact Us immediately. You may file a claim the same way you would for lost packages by doing so by going to the USPS.Com/claims they will reimburse you for damages that was caused by their carriers during transit to the prospective location. We are not responsible to replace your package weather lost, stolen or Damaged due to the insurance coverage we pay extra for. All packages are covered with insurance should any of thee above happen.
If the USPS Finds that your box has been delivered or not damaged as you stated, The Usps will refuse to pay out on the insurance claim and will file for Criminal Charges to be placed against you for fraud.
If you have any further questions regarding our shipping policy you may reach out to us by clicking on the chat button or the "Contact us " Tab on our home page
More Shipping Information & Pricing:
We Offer Flat Rate Shipping Of $6 For Any Product Purchased Regardless Where In Reside In The USA. You Have the Option to pay for Expedited Shipping Or Shipping Overnight At The Prices Determined By The USPS, UPS Or FEDEX. We also offer FREE "Priority" Shipping If Your Cart Totals Over $50 Anywhere In The USA.
*International Shipping Is Also Available At The Prices Offered By The USPS.. International Customers are responsible for all Shipping Fees, Customs & Duty Taxes. International Customers also have the option to have their items Expressed & Shipped Expedited At Prices Determined By The Shipper Chosen As Followed:
DHL Express
More On Lost Packages:
If your package is shown "in transit" after 10 days and you live in the USA, Let Us know & We will reach out to The USPS To find out if there are any current delays that may cause this delivery to be delayed in any way & we will ask for an estimated time of delivery if one is available. If The USPS Cannot Locate Your Package and its marked "Label Created" or still "In Transit" after 10 days & you live in the USA, we will Re-issue/Replace your products not Received/Delivered.
***International Customers Only*** Shipping, Delivery, Payment & Insurance Information As Followed:
All International Packages will ship as soon as Funds Have Cleared, All International customers have the ability to use any Credit Card You Want However, we will need to wait for payment to clear by your bank, wait for funds to transfer and we will need to verify your credit card, billing address and the 3 digit CVV Code on the credit card used to place this order. We need to verify that billing & shipping also matches whats on file with the bank. We will need to also call you to verify purchase. This is for your protection & ours. Than & only then will your package be shipped.
It Can take up to 3 weeks for the entire verification process to be completed so it's in your best interest to respond immediately with the proper requested documents or information required or your order will be cancelled immediately and a refund may be delayed for weeks to indefinitely. We only ask for this information if your bank requires us to or if your account has been flagged for possible fraudulent activity.
Shopify Payments has its own fast verification process that you will not even notice and it guarantees your purchase, Delivery on time, The Condition Of Your Items During Transit and It Protects Our Store From Scammers Using Stolen Credit Cards. *Shipping rules do apply above. All packages shipped are covered with insurance should your package get lost or damage occur during transit, it will be your responsibility to file a claim with the usps at the website usps.com/Internationalclaims.
UPDATE AS OF 08/01/2023 - All International orders will now ship same day as order or within 24-48 hours if the order comes in on a weekend or holiday. Furthermore, All international orders are guaranteed to now arrive within 3 days to 6 days shipped DHL Express With a 100% Money Back Guarantee and this is regardless where you may live worldwide. This is a new pilot program we are now apart of per DHL And are testing this program out till the 01/01/2024. Than we will decide if this will be a more permanent shipping solution for our business and international consumers. Please Note: All International Customers must sign for their packages and this does not count towards the 100% Money Back guarantee if you are not home to accept the package or if your order has any type of verifications / Fraudulent flags that need to be done per your bank prior to shipping such as (verify billing address or need to verify the CVV Number du e to you checking out via an app, Iphone or other 3rd party vendor - This will also void the 100% money back guarantee. To avoid any type of verification, your items not arriving in 3 days and Losing the money back guarantee - Its best to checkout using "Shop pay" this option is no different than Paypal but much better with Much more protection than any other app or 3rd party offers, it has a 3 second verification process that you won't even notice, that will occur during checkout contacting the credit cards bank to ensure the order is authorized and our business and the consumer is 100% protected.
Who Is Responsible For Lost, Stolen or Damaged Packages:
Once your package has left our facility & Is in the hands of the post office Or 3rd party shipping company whomever that may be, we are no longer responsible for your package as its the responsibility of the carrier/shipper who we have no control over how they ship, how they handle packages, delays or prices. Same as when it comes to Lost, Stolen or Damaged Packages. If a package takes to long to arrive or shows delivered and you claim you did not get that package or you received the package "damaged" or it didn't arrive at all, you must inform the shipping company (which you may contact us for that information if your not sure) and then you must file a claim with that shipping company. We purchase insurance on all packages in case if incidentals such as Lost, Stolen or Damaged Packages. You have a time limit to file the insurance claim to be compensated - DO NOT WAIT! Or your claim will be invalid and the shipping company will not be responsible.
***Remember, Shipping Delays and how long it takes for your package to clear International "Customs" has absolutely nothing to do with us and you will need to contact customs or the USPS, not us regarding these type of issues. You will need to contact "Customs" which we have No Control Over & The Postal Carrier or office in your own Country which You live for more information, again, we also have no control over any of this stuff or any type of information once your package leaves us, leave our warehouse. Remember, We do Not Control ANY TYPE OF MAIL OPERATIONS OF ANY KIND, in any way, whats so ever!
You May Reach Us At The Following:
*Our 24 hour Live Support Chat Located On Our Home Screen Or At
Or Write To Us At The Following Address:
533 North Kentucky Ave
Atlantic City New Jersey 08401
Or You May Call Us & Speak To A Live Agent At The Following:
1-609-400-3101 *24/7 Customer Support Line
Returns & Exchanges
Returns & Exchanges
Returns & Exchanges: (if Applicable)
Our policy lasts 5 days. If 5 days have gone by since your purchase,
Unfortunately, We can't offer you a Refund or Exchange. NO EXCEPTION (If Applicable)
To be eligible for a Return It must be granted by the Owner. All products Sold on Facetreasures & Their Subsidies do Not Accept Returns or exchanges of any kind - NO EXCEPTIONS. If we do allow a return under special circumstances, your item must be unused and in the same condition that you received it. It must also be in the original packaging, The return costs will be the customers responsibility.
Several types of goods are exempt from being returned due to health reasons & The Law. Perishable goods such as food, flowers, newspapers or magazines cannot be returned. We also do not accept products that are intimate or sanitary goods, hazardous materials, or flammable liquids or gases.
Additional Non-Returnable items:
* Subscription boxes
*Prepaid Monthly Gift Boxes
* Limited Edition boxes
* Beauty products
*All Makeup products
*All Skin-care & Spa products
*Any Product Sold On This Site
* Gift cards
* Downloadable software products
* All health and personal care items not listed
For all other items, to complete your return we will require a receipt or proof of purchase.
Please do not send your purchase back to the manufacturer unless told to do so.
There are certain situations where only partial refunds are granted: (if applicable)
* Book with obvious signs of use
* CD, DVD, VHS tape, software, video game, cassette tape, or vinyl record that has been opened.
* Any item not in its original condition, is damaged or missing parts for reasons not due to our error.
* Any item that is returned more than 5 days after delivery
Sale Items: No refunds or exchanges on sale or clearance items cannot be refunded or exchanged.
Exchanges (if applicable)
We are a cosmetic store that sells personal beauty,skincare,spa,custom gifts and jewelry and we do not sell used cosmetics or any of thee above stated at anytime and do not under any circumstances except exchanges for the more obvious reasons which are "Safety & Sanitary concerns.
Send Us An Email At: firstname.lastname@example.com
Send Your Item/s To: 533 North Kentucky Ave Atlantic City, New Jersey 08401
*Gifts Items & Gift Boxes:
If the item was marked as a gift when purchased and shipped directly to you, you'll receive a gift credit for the value of your return if the gift was damaged during transit at the fault of the usps. You will need to file an insurance claim to be reimbursed the insurance amount and repurchase the gift which will be resent to the address of choice. Once the returned item is received, a gift certificate will be mailed to you if you repurchase and decide to have the gift sent at a different time.
If the item wasn't marked as a gift when purchased, or the gift giver had the order shipped to themselves to give to you later, we will send a refund to the gift giver that has been issued the insurance funds for repurchase or the person on the account.
To Return Your Product Mail To The Following Address Below:
Facetreasures Inc.
533 NORTH KENTUCKY AVE, ATLANTIC CITY, NJ, 08401, United States.
*You will be responsible for paying for your own shipping costs for returning your item If the return is granted. Shipping costs are Non-refundable. If you receive a refund, the cost of return shipping will be deducted from your Refund plus a 10% Restocking Fee.
Depending on where you live, the time it may take for your exchanged product to reach you, if an exchange is even applicable or applies to this situation or business
If you are shipping an item over $75, you should consider using a trackable shipping service or purchasing shipping insurance. We don't guarantee that we will receive your returned item. You are 100% responsible for all shipping & insurance costs for all returns & exchanges if grant by the owner under special circumstances or if this even applies to this business, All products shown posted on Facetreasures or any of the other sites listed above is excluded for being responsible for any damages, manufacturer defects, lost mail, replacements Or any type of refunds due to HEALTH REASONS & THE LAW.
Recap Of Our Returns & Exchange Policy:
We are a Premium Monthly Subscription/Membership service that offers products Monthly & Non-Subscription Single purchase products for convenience, Products may change without notice and we are not responsible should you receive a product that's not shown in a photo for that month as photos are strictly for reference only.
You also understand that by purchasing a Monthly box, you are signing up for a monthly subscription or membership and by signing up you are agreeing to No Refunds or exchanges of any kind for any reason. You will Receive products hand selected by our staff that you may not like, want or need And That may change without notice, May differ from the products shown in the photos, you have the ability to cancel your subscription at anytime by logging into your account or if you prepaid for a 3/6/9/12 month membership there are no refunds or exchanges regardless if you only received 1 monthly box or 12 monthly boxes, we do not offer any type of refunds or exchanges and are not held liable for chargebacks of any kind should you not agree with the terms of our service or have not read the terms prior to signing up for any of our services this also includes single one time purchases, monthly boxes, custom gifts or any item we sell on our entire website or sister sites. (We Means Facetreasures) . We are not responsible for cancelling your membership OR changing any information on your account such as address or phone number and should a box get shipped to an old address and you did not change the address in time, we are not in any way responsible nor are we responsible for replacing any of your items. Should you need help With your Membership, you may reach out to us at one of the options listed under the "Contact Us" tab on our site at anytime. *Refunds Are Not Accepted At Anytime - NO EXCEPTIONS. Should you purchase a single non-subscription product such as a Makeup, Skincare, Spa or Sheet Mask or any product we have listed for Sale monthly or Non-monthly can not be Returned due to Health Reason - IT'S THE LAW..
If an item does not work or failed to work in your possession, it's your responsibility to pay any return shipping if you were granted the option to return an item to exchange for another item - The Return Shipping Cost will be at the Customer Expense Only.
Gift & Single Purchases Non-Subscription Products - The Customer will be responsible for all Return Shipping & The Restocking fee of 10% if the refund was granted under special circumstances by the Owner. There may be an additional shipping cost and inspection fee if the manufacturer requires the product to be shipped back to them for inspection. This fee will be in addition to the Return shipping fee to ship to us or any other fees incurred.
Monthly Boxes: Absolutely No Returns or Exchanges.
The products offered on this site are for convenience for our Members as we offer our products below retail cost. All products sold are 100% Authentic, Brand New and Purchased from the Manufacturer directly, Product Owner or Licensed Wholesaler Directly. Products Marked "Not For Resale" Are Not allowed to be Resold under any condition at anytime by the customer who receives these products. These products are marked "Not For Resale" as they were strictly intended to be Sold By Facetreasures & Their Subsidiaries Only.
Clearance Items: No Returns Or Exchanges
If Your Product Arrives Damaged We will need 3-4 Photos of all angles of the product shown in the Photo Next To the Label That's attached to your package and we will file a claim with the USPS. All Packages are Insured Up To $50 - $100 Depending on the package contents & delivery location. Once the investigation is finalized by The USPS And get the Final Outcome of the investigation and its found that The USPS Is at Fault, We will replace all products damaged. If it is found that The Usps Is Not At Fault We will not replace your products and there is nothing more that can be done.
We always take photos of the products prior to shipping as proof that all products are Shipped to you in brand New condition as the manufacture sent it to us to sell & due to the overwhelming response by e-commerce Online scammers, For Protection prior to shipping your products we will take 2-4 photos of the product inside The Packaging and out of the packaging for our protection.
If it is found that THE USPS Did Not Damage Your Products & You Claim the Product Still Arrived Damaged & You Show Us Photos Of The Product Damaged & Not In Brand New, Undamaged Condition As We Sent The Product To You & Your Photos Do Not Match The Product Photos We Have On File - We Will Not Under No Circumstances Will We Replace Or Exchange Your Product or Issue Any Refund - NO EXCEPTIONS.


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Collaborating Institutions
The Gothic Ivories Project has been benefiting from the generous support, enthusiasm, and good will of numerous institutions, photographic libraries and agencies. May everyone who has helped us so far be thanked for all their work.The Project could not exist without them.
Caen, Musée des Beaux-Arts
Repository Institutions
Photographic Agencies and Other Contributing Institutions
How to Collaborate


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The bad news: we're gonna have to charge you extra. (Mr. Nutters is a real pain to bathe.)
See? I told you it wasn't "Baby Phower."
When professional cakes go horribly, hilariously wrong.
"The moistest cake you've ever tasted!" just turns me off. I think it's because of the word moist. No matter how moist a cake is, I still don't want the word moist to describe it. I'm probably just weird like that though.
That was originally Peter Venkman, wasn't it? :)
"See? I told you it wasn't "Baby Phower"--Is anyone else disturbed by the curly pink ribbon "noose" on the baby shower cake?
The 'Baby Baby Shower' cake isn't actually awful in my opinion; the white icing under the first 'Baby' almost looks planned. Still, I can't say I'd be pleased with it...
Also, I love the crossed out names at the end. Pretty sure I spotted 'Princess Bride', 'Ghostbusters' and 'Harry Potter' references there. Nice :)
What puzzles me is why someone would just put "baby shower" on a cake anyway. Do people not realize they are AT a baby shower? Inquiring minds want to know!
I like the little ribbon noose on the 5th cake. 'Cause nothing says "Baby Shower" like a lynching, right?
Looks like the squirrel rolled around on that graduation cake.
(Note to self: Do not read Cake Wrecks until the two bulging disks in my spine are back in place. Laughing is painful. Squirrel footprints are too funny.)
Baby Period...
I thought it was when your *period* goes missing, that's how you know you may be expecting a Baby.
These cakes would fit in just great with the "repairs" on There, I Fixed It!
Okay, I'm sorry to post again, but I could not pass this up - the next word verification is classic.
wv: imusho
See, if imusho the icing around like this, we can write something else on it and sell it for full price. No one will ever know.
The swirly white (albino?) poo on two of the baby shower cakes just did me in....
What is that thing supposed to be that's nestled in the "clouds" on 2 of the baby shower cakes? Anybody? Anybody?
I love that the wreckorators left the exclamation point on the graduation cake.
It's a plastic stork that is on the clouds on the baby shower cakes....and the white banner that says BABY is part of the design though the word BABY on there twice is too much....
And the first cake is a Cinco de Mayo cake without the writing. The cake is supposed to look like that, kinda, just poor execution....
I think it's funny that I know these cake designs...and can recognize how badly they were done....lol!
I love the seemingly forgotten exclamation point over by the flower on the graduation cake.
The comb over on the skull and crossbones cake is so unappetizing.
Is moistest a word?
Perhaps the last cake was for a very small baby shower...
Honestly, Alex the baby is yours! Really, sweetheart -- the wreckerator's hand strayed, but I haven't! Alex? Alex, sweety, come back!
Whenever I see "baby" repeated, my mind instantly goes here:
WV - exesh
Hey, am I drunk or ish there an exesh of "babiesh" on that cake? :::hic:::
Hahaha -- squirrel feet!
Loved the inclusion of Inigo Montoya, Albus Dumbledore and Peter Venkman.
"Happy Baby Baby Shower!" Oh my goodness, these are all really fabulous.
So what did the 2nd cake say before they "fixed" it with "Birtday"?
The justaposition of little death-colored skulls and cheery wrapped presents is delightful, though inexplicable.
wv: rhoti. He rhoti the inscription rhongi.
I've said it before and I'll say it again... I LOVE this blog!!! It's the little things (today it was the crossed out names at the end. I feel smart and geeky cool when I get those little jokes!!).
You know... the price label on cake #7 is actually right. It is only "1/2 decorated". I don't think I'd pay that much for it, tho.
The skull & crossbones flotsam really do go nicely with the pink poo lines.
wv: somitz. Somitz seriously wrong with these wreckerators.
it's a shame about the last one, such lovely writing!
Shouldn't the period be missing off of the Baby Baby Shower cake? hmmmm
speaking of discount cake. I saw a women take a cake from the day old bakery rack and tell the random stranger next to her that this was perfect for the birthday party she was having NEXT week. I was horrified. I bet the part goers were too.
Albus D. should be thanked daily. He makes the world go 'round. ;)
Thanks for Cake Wrecks - great to share and discuss!!! :)
So cute and clever. Thanks for sharing!
Now I am really worried. The snow on my roof is covered with squirrel footprints. (It's a long story; my roof and oak tree are part of a giant Disney ride for the neighborhood squirrels.) Does this mean I will soon have tons of bright blue icing on my roof?
#1 Let's see... the cake is sealed inside approximately three times its own weight in frosting, so I suppose it could well be the 'moistest' cake ever.
#2 (Applies to most of these, really...) If you wreck a wreck, do you get a normal cake? Apparently not.
#3 "Hey, Sue -- Melissa just called again -- it's 'Alex' for sure." Sue: "I'll make sure no one can tell there was a change. Heh heh."
#4 Art is knowing when to stop making improvements. "'Congrats' looked fine when it was centered, honest!"
#5 Was originally 'Baby Chower' perhaps? Not proceeding one inch further down that line of inquiry.
#6 Manager: "You messed it up, you fix it." Wreckerator: "Ok, I'll fix it. By the way, this is my last day..."
#7 'Congratulation(s)...!' Who could tell anything had changed? Nice to know subtlety is not dead.
#8 "What?! I thought they had finally decided on 'Hortense'! If I just put a slab of fondant over it, everyone will know there was a boo-boo. I know -- just write 'Baby' over it! Just like correcting a typo. I deserve a raise for this kind of fast thinking."
Fondant, AKA 'edible (?) correction tape.
Regarding BABY Baby shower, what is that on the bottom? I think the blobs on the left are an albino butterfly, or some sort of snow moth. But what is the other thing? A kiwi catching a baseball? I've blown the photo up and still can't get a handle on it.
I was wondering what the flower-looking thing was too. I really had to look to figure it out....it's a stork (no, not kidding). It's just a bad angle for both cakes.
I've never understood why baby shower cakes say "baby shower" on them. It's not like people (well, most people anyway) write "birthday party" on birthday cakes.
Hahaha! Great post.
I actually gasped at the valentine one. I mean, really. The wreckerator couldn't throw a little icing on top to cover up the gouges? Is this a frozen cake? How do you even get gouges in icing?
I also love the stray exclamation point on the graduation cake. And, if you are going to "fix" the cake anyway, why not go ahead and take off the 2010? And again with the gouging....perhaps it is a symbolic reference to how much these wrecks cost!
Oh, and the Baby Shower with a noose cake - I thought the original writing might have been Flower. Baby Flower - which made me think of Flower the skunk from Bambi. Which might explain the pink ribbon noose. Someone has a skunk problem at home and thought they would put out a cake to entice the critter and catch it in the noose. Or not.
Ah! I skipped the names at the bottom today! I had to go back and read them after seeing the comments. I should know better by now. :o)
I'm so glad I got curious about the crossed-out submitter names. :D
WV: ingestr
Once you ingestr that cake, the squirrl footprints won't mattr.
Apparently, I'm the only one who thought the pink curly ribbon looked like a sperm. Dunno what that says about me though.
WV: Dessama: The act of gently 'wiping' a cake clean so no one will ever notice anything wrong with it.
See: Decimate.
why are there colorful skulls in a garden of curly ribbon??
On that second to last cake, "Congratulations," I originally thought the 2010 spelled out Zoro.
And the graduation cap reminded me of the hat with dingle-balls as seen in "Zorro the Gay Blade."
And trying to figure out if maybe this was a coming out party . . .
Thanks for the laughs Jen! "My name is Inigo Montoya. You killed my cake. Prepare to die."
You probably already know about this shirt, but just in case you don't:
Does cake #6 with the skulls say, "1/4 SH|T UNFILLED YELLOW ICING.."???
Just curious...
Regarding the first picture, I read "moistest" on the sticker as "moistiest". Mmmm... from now on, yucky cakes can be "moisty" in my head.
On the first picture sticker, I read "moistest" as "moistiest". Now a yucky cake will be "moisty" to me from now on. Yum.
The first cake isn't a mistake; it's just SO moist that an actual lake has formed on it!
So I assumed the third from last was a "day of the dead" cake, since it had randomly bright colors and skulls. Then I saw the sell-by as January 2011. Fail.
On the first one I see an Egyptian hieroglyphics-type eye in the bottom left corner and nothing's as freaky as food looking at me looking at it. o.O
On the pink one I saw the ribbon rope on the bottom and thought "yuck" but didn't notice the sperm/noose in the bottom right corner. Sperm/Noose – doesn't that just about sum it up for how some men get trapped into a relationship??
-Barbara Anne
Omg-and these people are pro's?????
Not sure exactly how prestigious that is, but I was asked to name 6 blogs that I enjoy and yours definitely made that list! I just posted about it and the post includes all the significant things you need to do to live up to "stylish blogger" status (if you so choose). In any case, thanks for being entertaining.
Maybe the Baby Baby Shower is for a very young mother, you know, babies having babies. That's a cheery thought.
At least cake #6 has appropriate flotsam. It looks toxic, so you can't say they didn't warn you!
Is the first cake the moistest cake you'll ever taste because its a cake of a lake? Birdseye style? Would that cake-o-lake? lake-cake? clake?
Also, the lonesome exclamation point is for the profound silence.
"It's called crumb coating, and no, we don't believe in it." ooooookay
I can't figure out to save my life what the thing is floating in the clouds on the baby cakes. Can anyone see that? What IS that?
Kinda makes me wonder what was on those cakes originally to make them try and erase it lol. Also if that cake is the moistest one they have..I think I would pass.
I think the double baby shower (hey mabey she's having twins! it could work then) is my favorite.
cool cake design..://
crackin me up!
That Inigo M. just made my day. :)
Hey guys do any one want thomson family holidays discount coupon get them from below.. URL: http://www.offermyoffer.com/vouchers/detail/thomson.co.uk/121870Required
nothing says i care like a used cake that you changed a few words on. too funny.
Maybe the baby baby shower was for a teenage mom who loves Bieber? Baby, baby, baby oohh!
So I know the graduation cake. Back in April or May, the Springville High School had their graduation. I remember that cake. The customer didn't want it (surprise!) so the name got scraped off and the cake tossed in the case in the hopes that some desperate mother would buy it last minute. I almost died laughing when I saw the picture on this site, I told the decorator who made the cake that she was famous, or rather, that her cake was famous. She wasn't as amused as the rest of us were.
The last cake, on it's lower right, has some weird object, and I noticed it on another baby cake. What the hell is that supposed to be??? I have had a baby and I don't recognize that as anything my kid had. Ever.
Seriously, that Baby Baby Shower cake looks like a carrot-riding baby did a faceplant in the cloud. Wow.
WV: uphin - What's dat uphin dat cloud?
hahahahahahaaha you said albus although i think its pretty sad that at first i thought that was a real persons name im so obssessed with harry potter i should have figured it out instantly
Barnes & Noble
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A Cake Wreck is any cake that is unintentionally sad, silly, creepy, inappropriate - you name it. A Wreck is not necessarily a poorly-made cake; it's simply one I find funny, for any of a number of reasons. Anyone who has ever smeared frosting on a baked good has made a Wreck at one time or another, so I'm not here to vilify decorators: Cake Wrecks is just about finding the funny in unexpected, sugar-filled places.
Now, don't you have a photo you want to send me? ;)
We don't have any copies of Cake Wrecks for sale here, autographed or otherwise. We decided the shipping and handling costs would be too high to make it worth your while. So instead, buy your copies locally or online and then order personalized bookplates: it's cheaper, easier, and I think even looks a bit nicer.
Payments must be made through Paypal, which accepts all major credit cards. Sorry, but that means no checks or MOs or barter-based chickens.
We ship everything first class USPS, and will do our best to have your package in the mail within 2 days of your order.
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Written by Abbey Rogers
December 2, 2020
Written by Abbey Rogers
December 2, 2020
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Ancient and Early Medieval Chinese Literature Online: A Research Guide
At last here is the long-awaited, first Western-language reference guide focusing exclusively on Chinese literature from ca. 700 B.C.E. to the early seventh century C.E. Alphabetically organized, it contains no less than 1095 entries on major and minor writers, literary forms and "schools," and important Chinese literary terms. In addition to providing authoritative information about each subject, the compilers have taken meticulous care to include detailed, up-to-date bibliographies and source information. The reader will find it a treasure-trove of historical accounts, especially when browsing through the biographies of authors.
Indispensable for scholars and students of pre-modern Chinese literature, history, and thought.
Your search returned 36 results.


text:
Kava contains 30 demos as for now, and we're planning to release more! Except astonishing demos, Kava theme has more and more beneficial features for users, business, companies, developers, bloggers and other categories of users. Even if you are an absolute beginner in website building, you'll appreciate Elementor page builder's simplicity and comfortable visual mode. Jet plugins were specially developed to provide users with additional functionality in this page editor. Jet plugins main advantage is containing modules which are not included in standard Elementor bundle.
There Are No Limits to Define Your Style
Add multiple WooCommerce widgets presented as pre-designed modules and equip your store with breathtaking widgets and elements, necessary for successful online trading. Your customers will appreciate your site look and definitely recommend it via their social media accounts. There are limitless options, which can be implemented. Kava theme fully meets the requirements of responsiveness to display your web site perfectly on all devices. Kava will adapt your site automatically, so your visitors will be able to enter the site from either mobile phone or stationery PC.
Kava is a unified mulipurpose theme with tons of options, features, innovative tools, high-quality images, top-notch plugins and many other elemets. With its affordable price it is more than beneficial for every user!


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You can be ready for emergencies, but some situations are impossible to predict. This is when you may need to find money fast. Even those with a stable source of income can find themselves in serious difficulties. Thus, people can get stressed as they require a solution quickly, so they can just send an application for payday loans in Wrentham Massachusetts.
These are smallshort-term loans, which implies that you cannot spend them on some significant purchase like a car or a house. At the same time, they perfectly cover one's rent, bills, or other debts. Payday loans are supposed to be repaid when the next paycheck arrives. Such small cash advances can be the best way out if you do not have other solutions at the moment. The thing is that there are many people in Wrentham, Massachusetts, who cannot take out credit from a bank or borrow from family and friends.
In this article, you will find more useful information about quick payday loans in Wrentham, Massachusetts, such as their advantages, where to apply, and more. This should help you to make the right decision when in need of funds.
It is beneficial to receive a loan from lenders in Wrentham of Massachusetts, because they are direct ones. This comes with many perks. First of all, it is direct lenders who decide if they are willing to offer payday loans. Thanks to them, people get fast approval, which results in receiving cash much quicker. In fact, clients tend to get access to their cash within 24 hours after they apply. This is not possible when using other lending companies.
What's more important, all the data is kept in secret between you and your lender; no middlemen are involved. If you address other organizations and start receiving spam messages and odd calls,this means that your personal details were sold to third parties. This is not possible when applying for payday loans in Wrentham in Massachusetts. You can be 100% sure that all the information is in good hands.
When it comes to an emergency, you need to find cash as quickly as possible. At the same time, you may not be able to leave your workplace or home to look for a solution. This is what payday loans online are meant for. Using this service, you can save lots of time as there is no need to go anywhere. All you need to have is your smartphone or a computer and access to the Internet. This way, you will not have to spend hours in lines to request payday loans in Wrentham, MA.
This is not the only advantage of using the online service, though. The major benefits are the following:
Payday loans online are legit in Wrentham MA; consequently, you can claim for a short-term advance of $100 to $500. Clients need to repay them within seven days to one month. This is going to be specified in the loan agreement. The maximum APR is 419%. In addition to that, you will have to pay 10% for every 100 dollars. You have to mind that nobody is allowed to extend or roll over payday loans in Wrentham, Massachusetts. Thus, you should think twice if you can afford a short-term advance before going any further. Only one credit is allowed to be received at a time, and you can ask for another in one business day after covering the previous debt.
This cash advance is a perfect option if you need a small amount of money for a short period. Payday loans are received easily, quickly, and conveniently in Wrentham. They will help you to solve minor problems that require immediate action. This service has many advantages;that's why it's outstanding. Apply for payday loans today and get your cash tomorrow!
The total amount of cash you will need to pay off would be the loan itself plus a finance charge, the APR, and a verification fee. The finance charge amounts to 10% of the initial sum. The verification fee is 5%. The APR makes up 419% for a 100-dollar advance given for 14days. All details will be mentioned in your payday loans agreement.
Each borrower is allowed to obtain only one loan. The next cash advance can be taken out in Wrentham of Massachusetts, only when the previous one is covered.
You have to meet the following requirements:
It is not possible to roll over payday loans, but you should contact your direct lender as soon as possible. In this case, you will have to pay a fee of 15 dollars.
No, payday loans are only meant for those who live in Wrentham Massachusetts. If you are a legal resident of the USA, you can look for similar options in your state.
Applying does NOT affect your credit score!
No credit check to apply.


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Political campaigns have been transformed in so many ways over the decades. But you wouldn't want to wear a silicon chip or a yard sign in your lapel. Mort Berkowitz has made political buttons since 1976, and says business is still good. He joins us now from member station WBUR in Boston. Mr. Berkowitz, thanks for being with us.
MORT BERKOWITZ: My pleasure.
SIMON: You've seen a lot of buttons over the years, haven't you?
BERKOWITZ: Yes, I have.
SIMON: Any favorites you can share with us?
BERKOWITZ: One that we did for Hillary Clinton where we dyed her hair orange and cut her hair short and changed her name to Hillary Rodman Clinton, as bad as she wants to be.
SIMON: Like Dennis Rodman, the basketball player.
BERKOWITZ: Exactly, after Dennis. And the greatest compliment a button-maker can get - she used it in her speech to the 1996 convention in Chicago.
SIMON: You, of course, we'll stipulate, produce buttons for both major parties, yes?
BERKOWITZ: We are an equal opportunity offender. We did I liked Hillary four years ago, but we did a very nice Chelsea button: don't tell mama but I'm voting for Obama.
SIMON: Oh my God. Now, who pays for a button like that?
BERKOWITZ: Well, let me tell you that after 1976, national campaigns stopped producing political buttons that they used to give out to all of their headquarters around the country. All their money went into print and then into broadcast journalism - television, sorry. So, what happened was that local Democratic and Republican clubs all around the country started to make their own political buttons - in other words, they would order from people like me - and re-supply all around the country. So, some of the Republican buttons that we've done right now, right from the start, it's the Economy Stupid, Romney/Ryan, Yes We Can Bankrupt America, I'm Voting for the American, Romney. And on the other side, if you recall, that one of Paul Ryan's first jobs was driving the Oscar Mayer Weinermobile with his head out the window yelling want more bologna? I'm not a binder, I'm a woman. Romney has Romnesia. You know, it just goes on and on.
SIMON: Why do you think the button persists at a time when people can send out a 140-character message on Twitter?
BERKOWITZ: Because when you walk down the street, a lot of people like to identify themselves, who they are, who they support and you can't do that on Twitter. You can't Twitter yourself on your jacket or your shirt. And there are people that still walk around who do not sit all the time in front of a computer.
SIMON: Well, Mr. Berkowitz, awfully nice speaking with you.
BERKOWITZ: Thank you so much.
SIMON: Mort Berkowitz is president of Bull Concepts, a political button company.
SIMON: And this is NPR News. Transcript provided by NPR, Copyright NPR.


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Filter By:
Rack-Top Bags (trunks)
Make errands more fun
The MIK Utility Trunk Bag offers simple and secure on-bike storage that's easy to install and remove without the need for tools. It has multiple pockets to keep you organized, a durable design with reflective materials, and built-in rain cover to keep you and your gear safe and secure in all conditions.
Product details
- MIK mounting system provides secure, integrated mounting with compatible racks
- Front and rear black reflective materials enhance visibility with a stylish finish
- Stay organized with internal mesh pocket and two side pockets, each with a smaller internal pocket
- Zippered pocket with soft lining provides secure phone storage accessible from top of bag
- Be ready for weather with an integrated rain bag securely stowed in rear pocket
- Light loop for easy rear light mounting
- Adjustable carrying strap for convenient off-bike use
- Cargo capacity: 800 cu in (13L)
- Bag type: Trunk bags
- Dimensions: 35cm (l) x 20cm (w) x 20cm (h)
- Attachment: Interchange
- Fiber content: 35% Poly 600 PU Coating / 30% Poly 840 PU Coating / 15% 3M Silver Reflective Mesh / 11% Nylon Mesh / 9% Poly Super Nylex Mesh
- Material: Woven
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text: As an independent developer or programmer, your code is your reputation. If your release is hacked, infected, or altered in any way, customers won't trust you enough to give you a second chance. Protect yourself, your customers and your good name with the rock-solid security of a code or driver signing certificate.


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Lucas Outdoor Sofa Set 2 Seater , 2 Single seater and 1 Center Table Set (Black) Braided & Rope
- Free shipping
Features & Benefits
Water Resistant
UV light Resistant
Washable Cushions
Safety Glass
Finish: Handwoven With Braided & Rope
Material Color: Black
Size & Dimensions
Table: Width 36inch, D24inch, Height 17inch
Single Seat: Width 25inch, D27inch, Height 34inch
Two seater: Width 50inch, D27inch, Height 34inch
Can furniture be left outside all year round?
We can confirm that all of our furniture can be left outside all year round. However we do recommend to purchase one of our protective covers for your furniture. Our covers provide superior protection from the elements. We strongly advise that all cushions should not be stored underneath your protective cover, otherwise the cushions will become water stained.
Are my cushions machine washable?
All of our cushions can be machine washed, we recommend you wash your covers at a low temperature wash, around 30ºc. In addition we strongly recommend not dry your cushions on a radiator or tumble dry. This will cause the cushion cases to shrink.
Do our products fade in sunlight?
All of our products provide UV protection to ensure they don't fade in sunlight, resulting in years of enjoyment.
How do I care for my furniture?
We recommend cleaning your furniture without the cushions at least once a year. Brush the furniture down to remove leaves and debris. Use warm, soapy water and a soft cloth to wipe dirt away. After the dirt has been removed we recommended to rinse your furniture.
Online + In store ordering
We review each piece on your order – and may reach out to talk about your design since we'll make this from scratch
Build + Delivery Time: 15 days
Once we're finished cutting and sewing your fabric and assembling your piece at our Outdoor Furniture factory, we'll ship it, then reach out and make sure we find a day that's best for your delivery.
In most areas of the country, build to delivery of this piece takes just 15 days.
- You can also call at +91-7357993121 , +91-8209537165 to order.
- You can Customize the Colour of Product or Cushion By contacting us.


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Fabric Name: 100% Polyester
Pattern: Oil Painting Print
Process: Drawstring
Style: Casual
Length: Short
Popular Elements: Drawstring
Occasion: Daily, Holiday, Beach
Theme: Summer
NOTE: If you are not sure, please choose a larger size. If you have any doubts about this product, we suggest you contact our customer service team. Due to the color difference between the screens of different electronic devices (computers, mobile phones or ipads), especially the CRT screen and the LCD screen, the color of the item may be slightly different from what you see in the photos, please take the actual product as the standard.
Don't know your size? Our size guide will help you find the suitable size!
1.Where is the size reference displayed?
Just click on the "Size Reference" button on each product page to find out the measurements which you can view in centimeters and inches, as well as instructions on how to measure to ensure it fits perfectly.
Take your measurements using a tape measure, then refer to our size guide.
WAIST : Measure form the end of the shoulder down to the wrist.HIP : Measure around the fullest part of your hips. Leave enough room to move comfortably.
3.General standard grading for Numeric Sizes:
Size 00-10: 1" all around circumference (e.g.: Between a size 2 and 4, the bust, waist, and hips measurements will each increase 1" in circumference)
Size 10 and up: 1.5" all around circumference between sizes
General standard grading for Letter Sizes:
Size S – L: 2" all around circumference between sizes
Size L and up: 3" all around circumference between sizes
Letter sizes are usually meant to cover a wide range of sizes, for example:
4.To decide which method will work best for your product consider the following:
Style and fit – T-shirts, sweatshirts, hoodies, pajamas or even overcoats etc. usually have a looser, more relaxing fit which is why the majority of these styles have letter sizes. Fitted dress pants, a fitted button down shirt or dresses have more importance placed on fit and therefore you want less grading differences between sizes.
Fabric – Depending on the amount of stretch, styles made in a stretch fabric, such as active or performance wear, you might choose to run letter sizes. The same might go for really heavy fabrics such as a coat fabric where 1" grading might not make as much of a difference.
Look – Letter sizing is often most appropriate for and best fits the definition of casual wear, whereas dressier and formal wear that uses number sizing is often perceived as higher end due to its higher fit standards and quality.
Standard Shipping, Free--Order Over $69*For Normal Products, Delivery Time(13-21 Days)=Processing Time+Shipping Time1. Processing Time Normally 3-7 Business Days2. Shipping Time is Normally 10-14 Business Days*For Pre-sale Products, Delivery Time(20-35 Days) = Test time+ Stocking time+Shipping time days1. Test Time(products sale test online): 3-5 Days2. Stocking Time: 10-12 Days3. Shipping Time: 7-15 Business DaysImport taxes and duties will be charged at the time of checkout(UK & EU 27 Countries)Click here to see shipping information for all locations. Please note that due to the COVID-19 pandemic, shipping may take longer than estimated.
1. With PayPal, you can send payment quickly and securely online. Once your order is submitted, you will be redirected to PayPal's site where you could make the payment.
2. Through PayPal, you can pay with a credit card, debit card, or bank account balance.
3. You may still check out even without a PayPal account. To do so, please click "Pay with Debit/Credit Card" and you'll be redirected to a secure page where you can enter your credit card information or complete your payment safely via PayPal.
We support credit cards shown as below pic; please note that BROSWEAR does not collect your credit/debit card number or personal information when you make a payment, and we take your security seriously.


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Fall brings the start of a new school season! The kids are back in their classrooms, learning new skills. Office workers are going off to seminars to keep their talents sharpened. BellaOnline can bring this same knowledge building and goal reaching to your writing world, for free!
BellaOnline.com is a charity-oriented website. We help writers build their skills to write weekly, become well known on the web and create high-ranking articles. We are currently interviewing for a new editor for our Chinese Culture site. You can see the site here -
If you are interested in becoming a better writer, and enjoy this topic area, please come apply to be our new editor. We offer step by step training to help you learn how to write for the web, how to get high search engine rankings, and how to build a community. We teach you time management, organization skills, income earning ideas, and how to find success in any task you wish to achieve. Our community exists to help you learn and grow!
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We hope to hear from you soon!
If you're interested in creative fiction, non-fiction, poetry and art, be sure to check out our quarterly literary magazine!
Mused - the BellaOnline Literary Review
Fall Equinox 2009
Volume 3, Issue 3
Autumn - glorious foliage, a cup of tea by a crackling fire. Photos embrace you. A dappled hacienda in Mexico, drifting clouds in Switzerland. A delicate jellyfish dances through the deep blue. Poems echo with a longing for Prague and shattered fragments of loss.
Stories bring hope in a myriad of guises. One woman resists her 'doll house' prison. Another revels in an interracial love. A woman who had given up on finding a partner tries one more time. A play draws us into the loss of dreams - and the birth of hope - in a quiet nursing home.
Real life proves even more inspiring. The death of a beloved dog provides wings to set the owner free. A tragic car crash fills the victim with a fresh enthusiasm for life. Wide-open doors in Lebanon draw fresh breezes on a wedding day.
Jewelry artist Shahasp Valentine inspires: "Create what you love, love what you do. It's hard work to be sure but there's nothing more satisfying than creating something from nothing and watching it grow and blossom."
the BellaOnline Editorial Team