text:
To safeguard you, me and my other students while COVID-19 remains a threat it will be necessary to abide by the following additional terms and conditions. These terms and conditions are designed to help reduce the risk of contracting or transmitting the virus while taking driving lessons. Where there is any conflict between my standard terms and conditions of service and those listed below, these take precedence.
1. What are the risks of contracting COVID-19
COVID-19 is an extremely contagious disease that can lead to severe illness and in some cases death. I will do my best to minimise the risk to you by sanitising those surfaces that you might touch and by ventilating the car whenever possible before each lesson. Due to the fact we will not be able to observe the 2 metre social distancing rule while in the car, and because we will be operating in a confined space used by a number of different people, I am unable to guarantee you will not be infected by COVID-19 during your driving lessons.
2. Accept full responsibility should you or a member of your household become infected
By undertaking driving lessons with me you are agreeing to
- accept full responsibility (except where I am negligent) for any loss, cost or expense you might incur should you contract COVID-19 or pass it on as a result of taking driving lessons with me
- not take any action against me to recover any such loss, cost or expense.
3. Consider whether you or a member of your household might be particularly vulnerable
If you or any persons you are likely to be in contact with are at risk of having a severe form of the illness as a result of being infected by COVID-19 (e.g. senior citizens, pregnant women and those with underlying medical conditions) please consider very carefully whether you should be taking a course of driving lessons at this point in time.
4. Immediately let me know if you or any members of your household have been exposed to serious risk of contracting COVID-19, tested positive for it, advised to self-isolate or shown symptoms of it.
If you know you may have potentially been in a situation where you or any member of your household may have contracted COVID-19, been tested positive for it, advised to self-isolate (e.g. NHS Test and Trace or equivalent) or shown symptoms (see below) it is vital that you let me know as soon as possible. Please note, I do not need personal details of any individual to whom this may relate.
COVID-19 symptoms include:
- a high temperature (38C or above)
- a new, continuous dry cough
- unexplained loss or change to your (or their) sense of smell or taste
This list is not exhaustive. For the latest information please refer to the Government guidelines or refer to https://www.nhs.uk/conditions/coronavirus-covid-19/check-if-you-have-coronavirus-symptoms/
Without charge to you this will help me to decide whether it will be necessary to postpone any future lessons until it is safe to continue based on the latest Government guidelines. Should I discover you could have given me more notice of this I reserve the right to charge you for any driving lessons postponed.
5. Be prepared to answer truthfully any questions I might ask before any driving lesson about potential COVID-19 exposure or symptoms
I may need to ask you questions about whether you have been in contact with people:
- who might be infected (e.g. advised to self-isolate) or
- who might have recently returned from abroad or
- who you know are definitely infected or
- who are particularly vulnerable to a severe form of the COVID-19 illness (also see 3 above).
I will also need to ask you about whether you or indeed anyone else in your household have experienced symptoms (see 4 above). In this regard I may need to take your temperature using a non-contact thermometer. Please note I do not need personal details of any individual to whom the above may relate.
Without charge to you, I reserve the right to postpone the lesson if I suspect you may have symptoms consistent with being infected by COVID-19 or have been seriously exposed to it until it is safe to continue based on the latest Government guidelines. Should I discover you could have given me more notice of this information I reserve the right to charge you for any driving lessons postponed as a result.
6. Reciprocal information about me and the need for action regarding points 4 to 5
I will inform you if I suspect I or anyone in my household have:
- been exposed to a serious risk of contracting COVID-19 or
- tested positive for COVID-19 or
- exhibited symptoms of COVID-19 infection or
- been advised to self-isolate.
If so, I may need to postpone your driving lessons (including attending any driving test) and self-isolate, based on current Government advice, for at least 14 days or indeed longer in the case of a severe infection. In this instance any scheduled lessons would be carried forward until I was in a position to resume training.
7. Wear a face covering or mask during the lesson
The wearing of a face covering or mask is recommended if social distancing is not possible. Therefore, I may require you to wear a face covering or mask during the lesson. Please bring your own face covering or mask, which should be one that you feel comfortable wearing. This must not interfere with your ability to drive safely.
Please notify me at least 48 hours prior to any driving lesson if you do not have a suitable face covering or mask. I may be able to supply a disposable mask or a reusable mask at an additional cost. I reserve the right to postpone the lesson in this situation without charge. However, should insufficient notice be given and you turn up for a lesson without a suitable face covering or mask I also reserve the right to postpone and charge for the lesson.
8. Endeavour to properly wash your hands and face just prior to each lesson
If at all possible, please wash your hands and face thoroughly with soap and water for 20 seconds immediately prior to attending a driving lesson. I will still require you to sanitise/wash your hands, after fitting a face covering or mask and prior to entering the car, using a suitable product that I will supply for this purpose. If you can not do this for medical reasons you may be required to wear suitable gloves instead. I will also make sure my hands are clean or suitably gloved as the case may be. At certain intervals it may be necessary for you to re-apply hand sanitiser or wash as I direct.
9. Avoid having to bring any extra objects to the driving lesson
Please be mindful not to bring any objects with you that may potentially be a carrier for COVID-19, if at all possible. You can bring your phone with you provided it is switched off and can be kept on your person. Anything that cannot be kept on your person will need to be placed in a plastic bag or container provided by me for this purpose and returned to you at the end of the lesson.
10. Avoid paying in cash
If you do bring cash, make sure it is the precise amount that is needed to pay for the lesson or lessons you want to purchase. I will ask you to drop it into a bag or container that I will keep for this purpose. The best way to pay for my service is to pay via online banking direct into my account. Please consult with me for other options.
11. Car ventilation
It is known that COVID-19 transfer is reduced in open spaces therefore I may ventilate the car by keeping some of the windows open during the lesson. If this is not practical, I will endeavour to ventilate the car between lessons.


text:
Loveland Family Seriously Injured in Collision with Fugitive
Hi there!
In the fast-paced world of information, we are committed to keeping you updated with the most relevant, timely content available. Occasionally, our articles are updated, or replaced, to ensure that you are getting the great local content that you've come to expect from us.
The article you are attempting to read is an example of this commitment and has been updated, or removed in its entirety.
We invite you to stay updated on breaking local news, events, sports and music by clicking HERE.
- The Editorial Team

subset: commoncrawl


text:
Subscribe to get weekly deals, offers and news.
Need help?
Enter your e-mail and password:
New customer? Create your account
Lost password? Recover password
Enter your email:
Remembered your password? Back to login
Please fill in the information below:
Already have an account? Login here
Your cart is empty
CataloguePageNumber: 49
Your payment information is processed securely. We do not store credit card details nor have access to your credit card information.
1. FAULTY PRODUCTSa) Products that are faulty must be returned within the manufacturers warranty period which is usually 12 months.b) The complete product must be returned unless, if agreed by the Company, a specific part may be returned.c) Products within the manufacturers specific warranty period will be repaired, replaced, or a refund given at the discretion of the Company.QVS does not accept liability for indirect or consequential loss.
2. NON-FAULTY GOODSa) Products must be complete and in their original packaging with any instruction leaflets.b) Products must be returned within one month of the purchase date.c) Refunds for any products not required are at the discretion of the Company.d) Non-standard products that have been ordered specially cannot be refunded under any circumstances.
3. PROCEDURE FOR RETURNING FAULTY PRODUCTS TO QVS (or requesting a replacement)Please contact the branch that supplied the goods and have ready the following information:a) The invoice numberb) The date of purchasec) The product code(s)d) The reason for returning the productsYou will be advised of how the products will be exchanged or of the issue of a refund.
4. SHORT OR NON-DELIVERYIf you experience a short or non delivery, please contact the branch that supplied the goods and have ready the following information:a) The invoice numberb) The date of purchasec) The product code(s)Our sales advisers will investigate the problem and refer back to you as soon as possible.
Free delivery over £60 *
Check our shipping rates here.
Satisfied or refunded
View our returns policy.
Top-notch support
Contact us any time.
Secure payments
Secure payment by Shopify Payments


text:
This is MORNING EDITION, from NPR News. I'm Linda Wertheimer.
And I'm David Greene. We now know the tornado that struck the city of Moore, Okla., on Monday was an EF5, with winds over 200 miles an hour. That designation is the strongest possible rating for a tornado. Federal, state and local teams are on the ground this morning, cleaning up debris and tending to survivors. But there is little - if any - chance of finding any more survivors; that, according to the fire chief in Moore.
There are also questions this morning about whether better preparations could have saved more lives. We're joined now on the line from Moore, Okla., by the governor of the state, Mary Fallin.
Governor, I know this is an incredibly busy time for you. Thanks for taking the time.
GOV. MARY FALLIN: Well, my pleasure. We appreciate you, and your concern for our state.
GREENE: Well, I wanted to ask you just for an update. As we understand it from local officials, the search for survivors is basically over. Is that your understanding?
FALLIN: Well, they have gone through the various areas of debris three times; and we've had search-and-rescue teams and search-and-rescue dogs; and then heat-monitoring equipment that has gone into the various areas where there has been damage. And we feel good that we have gone through it so many times, that we have hopefully been able to recover anyone that might have been lost or injured in a tornado.
GREENE: Well, I know you're in the city right now. Tell me what you're seeing, and what your impressions are.
FALLIN: Well, as I came in this morning from the interstate and drove into one of the areas, I saw that they had moved a lot of the debris alongside heap piles on the side of the street, which is a good sign that we're making, already, progress in cleaning up the public areas where there has been a debris field. And I'm seeing that there are recovery service semi-trucks. Other constructions trucks are now on the site, and once again, the debris has been moved aside so we can begin the process of cleaning this up.
GREENE: And, governor, I know a lot of people in that city who live there, obviously, are homeless right now, you know, trying to find makeshift shelters. I mean, what do people need most in the city at this point?
FALLIN: Well, we do have about 131 people in one of our shelters that the rest of the people that lost their homes - and there were quite a few homes lost. We don't have an accurate count yet. In the meantime, people are needing help with replacing their clothes, their furniture, personal items. So donating to the Red Cross, the Salvation Army. We've also set up a long-term fund for the families that have lost so much called OK Strong Disaster Relief Fund. And that is going to be handled through the United Way of Oklahoma. And so if anyone wants to help with the long-term needs of the community itself, that would be a great place to give to.
GREENE: That's one place that they could turn. Can I ask you, governor, one of the stunning images that we have all seen is, you know, that children died in this tornado. And we heard the voice of a mother from one of the students at Plaza Towers, one of the schools, that she was on our air this morning. And she said every school should absolutely have to be required to have a safe room in storms like this. Is that something that you'll be addressing as we go forward, here?
FALLIN: We are going to be talking about that. In fact, we've been talking about it during this terrible tragedy. But I will say that many of the schools that are being built by the local communities and their school boards and their citizens vote on bond issues to build schools, but many of the schools that are newly built in Oklahoma do have some type of storm room or storm shelter for their areas. And every school in Oklahoma is required to have an evacuation plan and a disaster plan if something like a tornado or grassfire or something should happen, of a place that they are to do and to get into a safe area.
In this case, the two schools - or two of the schools that received substantial damage were older schools that didn't have a specific storm shelter room, but they did have a plan of action. And the teachers that were able to help get the children that did survive the tornado to certain particular areas of the school are, really, heroes.
GREENE: Governor Fallin, we are all thinking about the people of your state and that community, and we just really appreciate you taking the time to speak with us this morning.
FALLIN: Thank you.
GREENE: Mary Fallin is the governor of Oklahoma, and she joined us from Moore, Oklahoma, that community that is recovering from a disastrous tornado. Transcript provided by NPR, Copyright NPR.


text:
Wednesday, September 28, 2011
McCall's Cover Quilt!
81 comments:
- Laura said...
Congratulations. It is gorgeous
- September 28, 2011 at 11:37 AM
- Leah said...
I like red and green with a little gold thrown in for Christmas quilts. But lately I have been drawn to the dark side. Since I have been using Countdown to Christmas by Moda, I have come to love a little touch of black added in to the mix.
- September 28, 2011 at 11:40 AM
- Tiffany said...
Wow - congrats - that is really cool!
- September 28, 2011 at 11:41 AM
- Jan said...
I really like the Christmas brights.
- September 28, 2011 at 11:41 AM
- Anonymous said...
Congratulations on becoming a Cover Girl quilt designer! Thanks so much for the generous offer. I hope I win! My favorite color is red.
firstname.lastname@example.com - September 28, 2011 at 11:41 AM
- CJ said...
Congrats on being a COVER GIRL! For Christmas I prefer the brighter reds and greens with some minty blue thrown in for good measure.
- September 28, 2011 at 11:53 AM
- Cotton Blossom said...
That is beautiful.
Congratulations, cover girl! I like Red, Green, White with a little Black as an accent. It really makes it pop. - September 28, 2011 at 12:01 PM
- Betsy Lynn said...
Just got this magazine in the mail. Love bright reds and greens! I love this pattern, can't wait to make it, but I have a few UFOs to finish first. :)
Thanks for the chance to win! - September 28, 2011 at 12:17 PM
- QuiltNut Creations said...
congrats! it is a beautiful quilt.
I love reds/golds for Christmas. last year I tossed some brown into the mix and loved it. - September 28, 2011 at 12:19 PM
- Mary Grace McNamara said...
So winter looking! I love it! I tend towards the richer deep reds, golds, greens and blues for Christmas sewing, but I love looking at all the modern bright cheerful fun prints that are out there now. So if I win this half jelly roll, I would be able to make your star pattern! How exciting! I'll have to be on the lookout for it.
MGM - September 28, 2011 at 12:21 PM
- Caroline said...
The last few years, my favorite colors have been blue & green. In past years, it's been blue & white & silver. So I switch back & forth. Thanks for the giveaway.
- September 28, 2011 at 12:29 PM
- Anonymous said...
Congratulations on the magazine cover! I have it and was impressed with the quilt. I am thinking I am gonna change up the usual Christmas colors and go with aqua and red with some cream and black for balance. I tried it a little last year and was pleasantly surprised but I used a Christmas style pattern with what looked like peppermint kisses and I think that is what helped it say Christmas..
- September 28, 2011 at 12:31 PM
- Unknown said...
My favorite colours this year are blue White and silver!! But traditional is always good
- September 28, 2011 at 12:42 PM
- BillieBee (billiemick) said...
Red and Green is it unless it involves a cut snowman and then the blues
- September 28, 2011 at 12:59 PM
- Connie Kresin Campbell said...
Congratulations, I'll be looking for it! Beautiful quilt.
- September 28, 2011 at 1:09 PM
- Anonymous said...
email@example.com - September 28, 2011 at 1:15 PM
- Anonymous said...
Congratulations, your quilt is really an original. I love blue, white, and silver but deep reds and greens feel so homey and warm.
- September 28, 2011 at 1:26 PM
- Abbybeth said...
I might have to break my no-buy budget to pick up the magazine - I just love that! It's stunning and Kate's fabrics just top it off.
I love rich emerald green with burgundy red and a little blue thrown in! - September 28, 2011 at 1:27 PM
- Cathy said...
I love the traditional colors best - red, green, gold. But I absolutely adore Kate Spain fabric. Loved her 12 days of Christmas line - which had a non-traditional color. would love to work with some somthing outside my comfort zone.
- September 28, 2011 at 1:52 PM
- Diane N said...
Congratulations! I love your quilt! I like the traditional red and green
- September 28, 2011 at 2:30 PM
- Kathy S. said...
Congrats! Being on front of a McCalls Quilt cover is an awesome accomplishment. Be prepared for all the new followers!
I like cute prints like Flury or something like that in jelly roll Christmas quilts. I'm not that great in putting colors together myself just yet, but I'm gettin gthere. Thanks for the giveaway! - September 28, 2011 at 2:59 PM
- Barbara said...
For Christmas colors, I like a variety of reds, greens, winter blues, and creams. Not bright reds and greens, but more medium tones. Love your quilt!
- September 28, 2011 at 3:20 PM
- Pauline said...
Congratulations Konda!
Whilst my Christmas decorating started out in traditional colours of red, greeen and gold, they have branched out to include blue, silver, hot pink (yikes) and lime green (even more yikes). But it kinda works, from a distance! - September 28, 2011 at 4:12 PM
- Carolyn said...
How exciting. Love the pattern and the fabric. I would love to win.
- September 28, 2011 at 4:56 PM
- krislovesfabric said...
Congratulations and thanks for the giveaway chance! I love Kate Spain's Christmas lines with the aqua thrown in with the red and green!
- September 28, 2011 at 5:10 PM
- Julie said...
It depends which room I'm decorating, but like most of the color combinations you mentioned. If I were lucky enough to win the half jelly roll, I'd make a matching quilt to yours!
- September 28, 2011 at 5:51 PM
- Gene Black said...
I love the red and green but I feel a need to toss in some blue too and maybe some tan.
- September 28, 2011 at 5:52 PM
- Donna said...
I love, love winter blue(s) with a bit of silver and green and definitely some dark red.
- September 28, 2011 at 5:54 PM
- Vee Rose said...
I love red and green but in a print that can be played off as an everyday quilt that reminds you of Christmas. Congratulations on the cover! It is beautiful. :)
- September 28, 2011 at 5:59 PM
- paulette said...
My favourite Christmas Combo is of course the red and green with gold also tossed into the mix! Congratulations...your quilt is gorgeous!!
Paulette - September 28, 2011 at 6:18 PM
- Patty said...
Red and white. Love the star quilt.
- September 28, 2011 at 6:31 PM
- Lisa E said...
Green and gold. I like the idea of throwing in a bit of black for spice.
- September 28, 2011 at 7:07 PM
- Gari in AL said...
I guess I am a traditionalist as I really like red and green with white for Christmas. I have added a lot of blue into the mix but mostly I like the traditional colors. I would love to get your jelly roll: I would make your quilt for us.
- September 28, 2011 at 7:15 PM
- Amy said...
Congrats! I love the festive look to this quilt. I am definitely going to pick up this issue.
- September 28, 2011 at 7:30 PM
- Danielle said...
It looks like such a fun quilt! Certainly draws attention because it is not "normal"! I prefer darker greens and reds:-)
- September 28, 2011 at 7:42 PM
- Anonymous said...
I'd have to say that the traditional red and green are still my favourites, but I am liking a lot of the new Christmas fabric lines that are coming out this year.
(supermomnocape at yahoo dot com)
Thanks for this fun giveaway. - September 28, 2011 at 7:47 PM
- Studio V said...
Congrats! Very pretty quilt! I love reds, greens, silvers, blues, non traditional tones. Thanks for the chance to win!
- September 28, 2011 at 7:49 PM
- danette said...
I like white blue and silver.
That is a beautiful guilt. - September 28, 2011 at 8:02 PM
- Cheri C. said...
I like Kate Spain's last 2 Christmas lines. I like to add that light blue and change up some of the patterns. So, you could actually keep the quilt out past Christmas if you wanted to.
- September 28, 2011 at 8:18 PM
- Kelly's Kwips said...
I love Christmas brights. Congrats on the mag cover.
- September 28, 2011 at 8:48 PM
- Kathryn said...
I like a muted red and green, with a little yellow thrown in. Kathie L in Allentown
- September 28, 2011 at 9:03 PM
- Jill said...
I love it all. Bring it on.
- September 28, 2011 at 9:06 PM
- Photos by Wilma said...
Congratulations on the magazine cover!! Good work & the star is beautiful!
I'm a traditional green & red although I have been venturing out into the blues/whites/silver colours. - September 28, 2011 at 9:08 PM
- Andi said...
Gorgeous quilt! I love traditional colors for Christmas - brick reds, forest greens, with splashes of white and gold.
- September 28, 2011 at 9:23 PM
- Julie S said...
I am so traditional...gotta love the red and green. But this latest trend to use lighter greens, blues and pinks really has me excited! I love your strip star..love it.
- September 28, 2011 at 10:40 PM
- JEllen said...
Very exciting!! Congratulations:)
- September 28, 2011 at 10:54 PM
- Carolyn said...
WOW! Cover girl is cool! Congratulations to you. How fun that must be to see the magazine with your quilt on the front. :)
I am a total Christmas freak and love to decorate many trees in different colors and themes. I don't really have a favorite colorway but I do know that this year I will be adding more of the blues and reds together.
Thank you for the chance, and your quilt is exquisite! :) - September 29, 2011 at 12:17 AM
- Lyn said...
reds with greens unless...it is a snow scene and then I love the blues
- September 29, 2011 at 5:51 AM
- Linda said...
Beautiful quilt and Congrats on the publication!
I am into traditional holiday colors although I always think I'm going to change it up but never do! lol Can't go wrong with the classics, right :) - September 29, 2011 at 6:01 AM
- A.J. Dub. (Amy) said...
First, I love that quilt! It is gorgeous!
I love to splash a little bright pink in with my bright Christmas greens and reds.
If I am doing more jewel tones, Silver, Burgundy and Forest green. - September 29, 2011 at 7:27 AM
- Sarah said...
That quilt is beautiful! :) I like red/gold or blue/silver/white combos-the blue combo probably because we very rarely get snow down in my part of Texas!
- September 29, 2011 at 8:22 AM
- luvtoquilt said...
Congratulations -- what an honor to be on the cover of McCall's. For our first Christmas in our new home last year, I switched to an Aqua color theme, and I just love the way it looked! Can't wait to get those decorations out this year!
- September 29, 2011 at 8:46 AM
- Linda Big D said...
I subscribe to McCall's and love, love your pattern. (I had already marked it with a post-it note). Please pick me, because I would love to totally copy cat your pattern!
- September 29, 2011 at 9:10 AM
- deserae said...
I love red and green, but I could also go for a light blue and white! :)
- September 29, 2011 at 9:41 AM
- Mom C said...
Although I like the blue snowmen and frosted blue christmas ornaments, I'm such a traditionalist that it really doesn't feel christmasy to me unless it has the red and green. You quilt is darling. I would love those colors. Thanks.
- September 29, 2011 at 9:55 AM
- Joe and Julianne said...
I am traditional with deep red and green. LOVELY quilt!
- September 29, 2011 at 12:10 PM
- Gill said...
Congratulations! A gorgeous quilt!
I love red and green - but not metallic fabrics! - September 29, 2011 at 12:11 PM
- Dawn said...
Congratulations on your magazine cover! It's a fabulous quilt. I love burgundy, cream and dark green for the holidays right now.
- September 29, 2011 at 7:06 PM
- Diane said...
I like using reds and greens
Congrats on the cover-the quilt looks wonderful. - September 29, 2011 at 7:31 PM
- Barbara McD said...
First of all, congratulations on the magazine cover! What a thrill it must be for you!! :)
I think that I really like the traditional red and green, with some black/white/silver thrown in.
Thanks for the giveaway!! - September 29, 2011 at 9:40 PM
- mary said...
Congratulations. I love the fabric you used. cant wait to receive my maz.
- September 29, 2011 at 11:13 PM
- Anonymous said...
I got the magazine yesterday and immediately LOVED this quilt...Congratulations...! ps...I'd love the other half of the jelly roll!
Bev/Mo - September 30, 2011 at 4:54 AM
- Ellomee said...
Congratulations, Konda! It's beautiful! Can't wait to get my issue!!
- September 30, 2011 at 7:31 AM
- Sharon said...
I am a tradional red and green girl. I have tried other combos but always go back to this.
- September 30, 2011 at 10:52 AM
- Anonymous said...
I love Christmas decorations. My fav is red and green but like all combinations of Christmas colors.
bgk44 @msn.com - September 30, 2011 at 1:45 PM
- Emily Herrick said...
AWESOME!!! That is a beautiful quilt. Makes me want to go buy a jelly-roll! :o) CONGRATS!
- September 30, 2011 at 3:23 PM
- Anonymous said...
Love your quilt..Great colors and I am looking forward to making one also..and awaiting the drawing as I haven't picked up that jelly roll yet!
- September 30, 2011 at 3:57 PM
- Deb said...
Congratulations on the cover, just got it today!!! Have been poring over it. Love the quilt and is going on my to do list...but not for this year. I love more of the muted and jewel tone reds and greens but always mange to throw a little surprise in, sometimes gold, sometimes black. Keeps it interesting!
- September 30, 2011 at 8:33 PM
- Jeanne said...
Congratulations on being a Cover Girl! It's a beautiful quilt. I love the Flurry line of fabric, too.
- October 1, 2011 at 11:22 AM
- Cathy said...
Congratulations! That's a beautiful Christmas quilt. I like traditional Christmas red and green, but that blue in your quilt is something I'm going to have to try.
- October 1, 2011 at 2:45 PM
- Nancy said...
I like some blue added into the traditional Christmas colors. Thanks for the giveaway....I have the magazine here just waiting for that half jelly roll.
- October 1, 2011 at 6:46 PM
- Ann Marie @ 16 Muddy Feet said...
Love the quilt, what a wonderful way to make a big star! Every year for Christmas I decorate the tree differently. Usually it has blue and silver, because I love snowmen and snowflakes, and most of those ornaments are blue and/or silver.
- October 1, 2011 at 7:50 PM
- Kritta22 said...
WOW!!! So cool to be in a magazine!
I'm more a traditional girl when it comes to Christmas colors.. True red and green. That being said, I sure do love pretty much all the Christmas lines this year. - October 1, 2011 at 9:10 PM
- manybooks said...
I just got my copy in the mail and within the hour purchased the fabric and linked to your blog on my Google Reader! What a wonderful pattern - congrats on being a cover girl and I'm so happy to have found your blog :)
- October 1, 2011 at 9:17 PM
- Kirsten said...
Congrats on being a cover girl - your quilt is gorgeous !!
- October 1, 2011 at 11:57 PM
- Anonymous said...
Congratulations, I love the Reds, Greens, Whites and Blues for Christmas.
- October 2, 2011 at 7:14 AM
- Marianne said...
How exciting! It is beautiful. I like any combo of red and green for Christmas.
- October 2, 2011 at 8:48 AM
- Sallie said...
Congratulations! I like traditional red and green, and white. Thanks for the giveaway!
- October 2, 2011 at 7:29 PM
- CathyG said...
I like nontraditional colors, like white, turquoise, red, gold, silver, anything with pizzazz!
- October 2, 2011 at 8:37 PM
- Teresa said...
Oh, I have that magazine and have been admiring your star all weekend. Great job. If I am not too late I would love to be entered in the give away. My fav Christmas combo is the traditional Christmas red and green with a touch of gold.
- October 3, 2011 at 6:26 AM
- Lorri said...
Am I to late to enter. Such a beautiful quilt. Heading out to get the magazine now.
Thanks - October 3, 2011 at 10:27 AM


text:
Congratulations @lollipop21! You have completed the following achievement on the Steem blockchain and have been rewarded with new badge(s) :
Award for the number of upvotes
Click on the badge to view your Board of Honor.
If you no longer want to receive notifications, reply to this comment with the word STOP
Support SteemitBoard's project! Vote for its witness and get one more award!


text:
Professionally installed pet doors, cat doors & dog doors
In Surfers Paradise, Pet Doors can be a life saver, not just for pets, but for owners also. Our beloved puppies and kittens love freedom to roam and there's no better way to offer them space and the ability to have a toilet break whenever they need, through easy access of one of our Pet doors. Our professionally installed pet doors offer you and your fur babies a better quality of life as they are no longer trapped inside when you are out, working, sleeping or pretty much anytime 24/7.
The Surfers Paradise weather can be unpredictable and there is nothing worse than being away from home when the weather changes suddenly. We often get that sinking feeling inside imagining our pets shivering in the cold, shaking in fear, or worse, scratching or digging their way to escape when they hear the first sound of thunder. With draught proof, weather sealed pet doors, not only can your pet access the safety of your home, the whole family can stay warm and dry, no matter what the weather has in store.
Pet doors, cat doors & dog doors installed into glass windows or doors
With a variety of sized Pet Doors, cat doors and dog doors, even large dogs can run outside through the dog door to scare off any potential threat, adding security for your home in Surfers Paradise. Not to mention offering that all important freedom to the independent cat that just needs to get away for some peace and quiet away from the kids through their very own cat door. With a four way locking mechanism and magnetised closures, your home can be securely locked and free from unnecessary flapping of those old school doggy doors.
No more getting up and down every two minutes for our anxious or over excited pets either, with all our pet doors easily installed into glass windows or doors, your cutest family members can have the independence to come and go as they please and you can get on with your life too. If you're training an over enthusiastic, clumsy puppy and worried about safety, our dog door flaps are virtually unbreakable and we can offer the durability of safety glass to surround the pet doors for protection too.
Contact GlassNow to discuss your pet door, cat door & dog door requirements
Our lifestyles are all different and our Surfers Paradise homes come in a variety of styles these days too, so we've made our pet doors available to fit most glass windows or doors offering you a greater choice of which rooms to choose for your pets to access day and night. And you don't have to compromise on style either as our dog doors and cat doors are designed to sit flush with your glass panel door or window keeping that sleek look for the modern Surfers Paradise home.
Want more freedom for you and your pet? Call Glass Now today and talk to our experienced glaziers about the best pet door for you and your favourite four legged friend.
Brilliant job installing a dog door on glass on the Gold Coast. Our dog is super happy and using it well. Cheapest price I could find. Excellent friendly customer service, helpful with enquiries and getting the job done efficiently. Thank you guys!
Contact Us
24Hr Repairs
Contact Phone: 1800 686 693
Office Hours
Monday – Friday 7.30am – 4.30pm
Gold Coast: (07) 5596 1420
Contact: firstname.lastname@example.com
Accounts: email@example.com
Business Details
QBCC License #1003091
Master Builders License #22246
AGGA Accreditation #C3306
Certificate of Prequalification CM3 #013830
For any inquiries, advice, recommendations, quotes or bookings you can talk to a qualified tradesperson on 1800 686 693.
If you want to learn more about GlassNow or have a query regarding our services and products, give call us and talk to our friendly team.


text:
MOT's in REDDITCH
Book your MOT Test
The MOT is your annual test to ensure your vehicle meets road safety and environmental standards. The test is compulsory on all vehicles over 3 years old. You can renew your MOT up to a month before it expires so why not let us do it while your car is with us? The price shown is for a Class 4 MOT applicable to cars and small vans with up to 8 passenger seats.
REDDITCH TYRES AND MOT CENTRE, {FittingCentre.Town}} is authorised by The Driver and Vehicle Standards Agency or DVSA (formally VOSA) to perform a series of comprehensive checks and inspections on your vehicle.
Your vehicle must be in a 'roadworthy' condition and it is the law that every vehicle over the age of 3 years old has a valid MOT. Every year a vehicle must have an MOT test if it is 3 years or older.
Our trained testers are experts and will ensure that your vehicle is inspected to the highest standards and issued with your MOT certificate giving you complete peace of mind.


text:
taz.die tageszeitung receives Document Freedom Germany Award
The German newspaper taz.die tageszeitung (TAZ) receives this year's Document Freedom Day award. With this award, the Free Software Foundation Europe (FSFE) and the Foundation for a Free Information Infrastructure (FFII) honour organisations that make exemplary use of Open Standards.
The TAZ receives the Document Freedom award because it delivers its electronic paper to its subscribers in a choice of open formats, and without digital restrictions (DRM). "We are awarding the TAZ with the Document Freedom Award for their longstanding commitment to Open Standards and continuos efforts in offering their newspaper without restrictions" says Erik Albers, Fellowship Coordinator Berlin.
TAZ subscribers can receive their paper in HTML, PDF, ePub, and even plain text formats. HTML files form the basis of the World Wide Web. The Portable Document Format (PDF) was published as a standard by the International Organization for Standardization (ISO) in 2008. Adobe has granted anyone the right to make and distribute PDF files without restrictions. Plain text files (.txt) can easily be read or opened by any thousands of applications, independent of any platform, product, or vendor. "Plain text files have great benefits for libraries," highlights Elisabeth Klein, a humanities scholar with close connections to academic libraries in Germany. "They can offer easy access to works using a lot of different devices. Users and researchers can efficiently search and analyse them."
ePub is an Open Standard for electronic books. Rather than being bound to a particular vendor, users can open files with the .epub extension with a wide range of programs and devices. "We use Free and Open formats, because we don't like to put our readers in a cage - even it it's made of gold. Only by using Open Standards without DRM we are able to spread TAZ news media as widely as possible" says Ralf Klever, Head of IT in the TAZ.
Stephan Uhlmann, FFII board member, adds: "We congratulate TAZ for their firm stance on the usage of Open Standards. The TAZ has a history of covering contemporary political movements very closely, which makes this an important contribution to preserve this documentation in open and accessible document formats for future generations."
Document Freedom Awards are given annually on Document Freedom Day - the international day for Open Standards. Previous winners include 1&1 Internet AG, tagesschau.de and Deutschland Radio.
Background information:
- Press pictures of the award ceremony
- Document Freedom Day - Celebrating information accessibility and raising awareness of Open Standards
- About Free Software PDF readers and about the removal of proprietary software advertising on public websites
Other activities and events in Germany during Document Freedom Day 2013:


text:
This site uses cookies to simplify and improve your usage and experience of this website. Cookies are small text files stored on the hard drive you are using to access this website. If you ignore this message and continue without changing your browser settings, we will assume that you are consenting to our use of cookies. For further information on our use of cookies, please see our Privacy Statement. OK See More
Copyright © Panasonic Marketing Middle East & Africa FZE


text:
Alabama » Dothan » Siding » Siding Replacement
Is your bathroom in need of a bathtub replacement? We've got tips and ideas about replacing your tub or shower, and can quickly put you in contact with local bathroom remodeling contractors who can help you get the job done. Perhaps you are looking to expand the size of your home by adding an extra room or enclosing an existing porch. On Fix the Home, our listing of home addition contractors will help you find the best company to help you with any of the new home additions you want constructed. Maybe you are one of the many thousands who want to redo their kitchen entirely? The kitchen remodeling contractors you can contact through Fix the Home are able to design and create the kitchen of your dreams at a price you can afford.
We've also got a wealth of tips and ideas about everything from cabinet installation to putting in new countertops in order to help you brainstorm and get things moving. Just check out our kitchen remodeling section or take a peek at our blog. Should you want to improve the exterior of your home, you can also find information on aluminum siding repair contractors, landscaping companies, painting contractors, and more. Our easy-to-use estimate request form will enable you to receive multiple accurate and timely estimates for nearly every kind of exterior or interior work on your home. Rather than spending hours online or with outdated methods, let Fix the Home give you all the information you need to make an informed decision, and put you in contact with local home improvement professionals when you're ready to get your project started.
As a homeowner it is key to be well informed on all aspects of your next home improvement project (see Home Owner Ideas Blog). Knowing exactly what your next job will include can really help you pick the right professional. Knowledge of the details, process, materials and design will undoubtedly help you when it comes time to make decisions on your next project.
From hardscaping ideas to basement remodeling our site has got the information you need. Need help with shower and tub replacement? We've got you covered. Looking to install crown molding and trim in your home? No problem. Crown molding is a great way to add value to your home quickly and inexpensively! Fix the Home has DIY and "how to" articles, as well a convenient and free remodeling estimates form that will connect you with qualified home improvement contractors that can handle the job right.


text:
Choose a different country or region to see the content specific to your location
Current Region: USA (EN)
Our app is under development. Please fill out our form to find the most suitable maintenance package for you.
Ingersoll Rand air compressors are made with superior components and backed by our worldwide parts and service organization, providing the support you need to keep your business running. We stand behind our products and services and beside our customers during planning, installation, and maintenance.
Ingersoll Rand represents brands that have stood the test of time. Built up by more than 160 years of acquisitions and innovations, today's Ingersoll Rand brands offer market-leading solutions and services to help make life better. Customers rely on our proven products in a variety of industries and markets across the globe.


text:
Introducing COOMI's newest masterpiece, The Trinetra Collection.
In today's often malevolent world, the ability to come together is as vital to the fabric of our society as the air we breathe.
Before human beings created alphabets or forged written words, art was considered a form of communication.
One of the most notable examples of antiquity is that of ancient coins.
A brand new collection like no other.
In classical philosophy, eternity is often considered to be what exists outside time.
Coomi's Luminosity Collection consists of bold design and reflects light from within.
To receive assistance with your purchase or to inquire about a particular piece, call us at 866-867-7272 from 9am–6pm EST, Monday to Friday or email firstname.lastname@example.com and we will assist you.
Trinity 18 Karat White Gold Necklace Set with Marquee Shaped Rose-Cut Diamonds. The Necklace Comes With A Lobster Clasp. All Of Our Items Are Handmade.
We Believe in Craftsmanship and Originality.
The Trinity Collection is a representation of the harmony between the three dimensions of our existence: The Earth, divine energy, and oneself. It is made with inspiration from the Ganges River in India which is believed to have been sent down from heaven to purify our planet. This collection focuses on life around the river banks of the Ganges and how it provides life to all living things that are on the edge of the banks of this river.
Adding product to your cart


text:
All Care Guides
Injectable Medication
Certain medications, such as insulin, can only be administered by injection. Some injections can be given at home after owners have received necessary instructions. However, in some cases, an injectable medication must be given by a veterinarian or trained veterinary professional.
Read More Intervertebral Disk Disease
In dogs and cats, the vertebrae (bones of the spine) are cushioned on either end by disks of soft cartilage. Occasionally, these disks can rupture, or herniate, into the vertebral canal, causing compression of the spinal cord. This condition is known as intervertebral disk disease (IVDD). Spinal cord compression is painful and can affect nerve supply to the legs and other areas of the body.
Read More Joint Arthroscopy
An arthroscope is a specially designed instrument that allows a veterinarian to look inside joints using a tiny, sterile, illuminated fiber optic camera. Arthroscopy is a minimally invasive procedure that can be used to examine joint structures for signs of degeneration and trauma without having to perform open surgery on a joint. It can be used for both diagnostic and therapeutic purposes. For example, if a veterinarian is examining your pet's joint for signs of degeneration, he or she can remove painful cartilage fragments or bone chips as part of the procedure.
Read More Keeping Your Pet at a Healthy Weight
Pet obesity has become a very common problem. Studies indicate that nearly 50% of adult dogs and cats in the United States are overweight or obese, and that percentage increases among older pets. Obesity increases the risk for other serious health problems, including osteoarthritis, diabetes (in cats), heart and respiratory diseases, and many types of cancers. Overweight pets are also at increased risk for complications during anesthesia if they need to undergo surgery or other procedures. And if a pet already has a health condition, obesity makes the problem that much harder to manage. Being overweight can also lower your pet's energy level and hamper his or her ability to enjoy an active lifestyle with you and your family.
Read More Kenneling Your Cat
Even being in the best kennel is stressful for many cats. If your cat does not tolerate boarding well, consider using a pet sitter or arranging for your cat to stay in a room at a friend's or relative's house while you are traveling. If kenneling your cat is your only option, the following guidelines can help improve your cat's stay at a kennel.
Read More


text:
We offer a Free quote and UK design service, get in touch today.
Thanks for visiting Preschool Playground Markings, we are expert installers of colourful thermoplastic designs for tarmac play areas at preschools and nurseries, these come in a range of shapes to suit whatever you need. Are you looking for a professional preschool playground markings installer in Alwalton? Then you have found the right place.
For early years children, there are plenty of options for preschool playground markings in Alwalton PE7 3 which make outdoor learning more fun. These floor graphics are creating using thermoplastic shapes which come in a variety of vibrant colours to suit whatever design you want.
Many nurseries http://playgroundgames.org.uk/facility/nursery/cambridgeshire/alwalton/ have outdoor play areas with tarmac surfacing, and these coloured shapes can brighten up the flooring to make it more exciting for the kids. If you would like some information regarding the costs for the installation of these products, please contact our team and we'll get back in touch to discuss a quote.
We've got a variety of expertise in playground markings allowing us to perform a variety of services which will fulfil the client's expectations. Our specialist installers in Alwalton PE7 3 can apply a wide range of distinct designs and colourful graphics that youngsters can have fun with and use to grow their skills in the early stages of learning.
The different styles of graphics we offer can incorporate classic games, maths squares, sports line-markings and cartoon characters in different colours and measurements. These are all designed to help preschool children develop fundamental skills through outdoor play and activities. Our play area flooring professionals can also improve pre-existing graphics which have faded and got worn through time; boosting the playground aesthetically for you and the kids.
Many key stage 3 facilities http://playgroundgames.org.uk/key-stage-markings/key-stage-three-playground-games/cambridgeshire/alwalton/ get play graphics installed in order to improve the benefits of their area, allow the children to have a more enjoyable time, and wow the OFSTED inspectors. Youngsters will enjoy fun activities along with improving their health and acquiring crucial skills. You can choose from a lot of patterns which are appropriate for primary schools along with secondary school.
Alongside normal, entertaining recreational markings, there are topic oriented surface line-markings, for example, science and maths. The most commonly chosen play line-markings can be things like grids, targets, phonics and footprints. For more information on preschool playground markings, please contact us using the enquiry form and we will respond at the earliest opportunity.
These preschool playground markings are made from specialist thermoplastic; they will be installed onto a tarmac surface by heating up the images and sticking them to the ground. You can choose from a number of unique colours, patterns and technical specs for your project. If you have a certain budget or requirement we'll be able to work with this and come up with a perfect design.
We are able to paint the tarmacadam playground prior to installing the play-area graphics if necessary, this will make it resemble a brand new playground mainly because it shall be substantially better and also will ensure the designs get noticed.
Play area designs may be important in improving kids' fitness and general health and it is an excellent way to make fitness become enjoyable. Because inactivity rates are gradually escalating with kids in the United Kingdom, the markings provide an effective method to tackle the issue in primary schools. There are many facilities in Alwalton PE7 3 that can have colourful play designs installed.
They are all created from high quality substances which means they are long-lasting and safe. It's vital for them to be safe as kids will undoubtedly be running on them quite frequently. We're qualified to install the coloured play graphics to plain tarmac surfacing in an effort to improve the play-area. These patterns are excellent for pupils of various age groups, and additionally, they can even create their very own fun games.
It is not uncommon for local schools and EYFS play groups closest to you to get thermoplastic play area markings installed across the UK. Instructional graphics could include things like -
this is because they've got numbers on therefore the children shall be learning during the process.
The community can be brought together with these sorts of recreational graphics, while additionally helping kids to be significantly more physically active. The patterns that are available can be produced to accommodate national learning guidelines and tasks. This will help to enhance the primary school's Ofsted review and scores because this style of graphics can offer the potential for youngsters to learn skills much better.
Thermoplastic graphic designs are strong and durable; they will also be installed easily without the need of producing a massive amount of disturbance on the school. Existing markings in Alwalton PE7 3 can even be repaired and cleaned quickly and easily by our own installers. We will also eliminate outdated designs, in case they have become depleted, and swap these for entirely different installation.
We offer a lot of designs and shapes for the graphics for them to be appropriately suited to your primary school http://playgroundgames.org.uk/facility/primary-school/cambridgeshire/alwalton/ and surrounding areas. Lots of schools, nurseries and open public spaces get the playground designs put down to generate a decorative and long-lasting facility.
We can additionally carry out maintenance and refurbishment for old markings that may have faded or end up being damaged after some time. Several old classic activities could be applied on the games surface such as number grids and snakes and ladders.
Heat applied plastic markings have a unique approach for how they are applied. We will position the cut-out shapes onto the macadam and add heat with a special burner until they adhere to the flooring. The end result is a safe and vibrant design which is great for improving the quality of a playground. They're a great way to boost a nearby play area's aesthetic appeal making it more fun for school children. Our varied product range is great for encouraging children to learn and have a great time whilst playing outdoors.
Sports line-markings are also offered, such as netball and football. With the help of frequent activity, youngsters are more likely to learn inside the classroom, so this has many educational benefits too. Children could also develop interpersonal skills by enjoying games with other pupils, as well as being much healthier and even more physically fit. Countless important abilities including teamwork and solving problems might be learnt by actively playing the various activities in the play area. This encourages the children to make friends while having fun.
For more advice regarding the preschool playground markings in Alwalton PE7 3 we install, be sure to complete the contact form on this page with the details of what you want. One of our specialists will reply back to you with some more information, and also discuss prices for the work.


text:
Get answers to some of our most important commonly asked questions that will help you make good decisions here. Each section is grouped by insurance type.
- General Insurance – General insurance FAQs.
- Personal Insurance – The questions we receive most on your house and personal vehicle.
- Business Insurance – Some questions our business clients have asked recently.
- Life / Health Insurance – Answers to questions concerning your life and health insurance needs.
- Emergencies – Answers to questions if you have a loss or a claim.
General Insurance
What are the differences among the major types of insurers in the United States?
The insurance industry is typified by insurers with a number of different organizational forms. Stock insurers are corporations owned by the shareholders of the firm. The shareholders hire managers to run the company and the insurance product is sold to customers who may or may not be shareholders in the firm. Mutual insurers are companies that are owned by their customers. Any policy owner of the company also owns a portion of the company. Reciprocal insurers or reciprocal exchanges are insurance companies where the policy owners of the exchange agree to insure one another. They are very similar to mutual companies.
Lloyd's associations are insurance companies where the manager who makes the decisions for the firm also has his/her own personal wealth at stake in the firm. Blue Cross/Blue Shield insurers are typically nonprofit (some may now be for-profit), community-oriented health insurance providers. Blue Cross/Blue Shield companies typically offer traditional indemnity health insurance. HMOs or Health Maintenance Organizations are companies that provide comprehensive health care coverage to their customers. HMOs, in their simplest form, provide prepaid health care coverage. Once you pay your premium you can use the services of the HMO at little or no further cost to you.
Should I care which type of insurer I purchase insurance from?
From the customer's point of view, the company which offers you the product and service you want, at the quality you desire, for the lowest cost should be the company you purchase insurance from regardless of their organizational form. Economists have tried in numerous studies to identify which one of its organizational forms can provide the insurance product at the lowest cost and the answers are mixed. Therefore, potential customers should probably base their purchasing decisions on other factors such as the financial quality of the firm.
Some insurance agents I talk to say they are paid employees of the insurance company while other agents says they are independent business people – why the difference? Should I care which one I purchase insurance from?
Insurers deliver their insurance products to policy owners primarily through independent agents or through exclusive agents. Historically, almost all insurance agents were independent business people paid on commission. More recently, many insurance companies have adopted a system where the agent is a paid employee of the firm rather than an independent business person. These agents are referred to as exclusive agents.
Independent agents have the freedom to shop your insurance for you with multiple insurance companies. The reason some companies have paid employee agents is obvious. The exclusive agent companies do not want their agents to be able to compare their policies with other insurance companies. Also since independent agents are not employees of the company, they have the freedom to offer more objective claims advice and more personal claims service. Many exclusive agent companies require their policyholders to call an 800 number rather than call their agent. Once this number is called, the potential claim goes on a claim record whether or not it is covered by the policy. The personal, customized service provided by independent agents has stood the test of time as the number of independent agencies has grown dramatically in the 21st century.
What do I give up by not using an agent to purchase insurance?
Many property-casualty and life insurance products can be purchased without the use of an agent. Typically potential policyholders will either be contacted through mail or Internet ads, or they can call an 800 number to apply for the insurance product. These companies claim to have better pricing, but many times they do not. They claim to save you money by "cutting out the middleman", but what they do not tell the consumer is they are spending hundreds of millions of dollars on TV, radio, mail, and newspaper ads on their distribution system, as well as employee expenses. Instead of receiving personal, customized, quality local service from a highly trained insurance professional, the consumer is many times buying an inferior product that is based on price only and impersonal service from distant and minimally trained employees. By purchasing one's insurance from an independent agent, a consumer can talk to the same people every time.
I understand there are organizations that assign financial ratings to insurance companies. Who are they and what do they do?
Insurance is a product where the insurance company promises to make future loss payments in return for a premium you pay today. It is therefore important that you know the financial health of the insurer when you are deciding how much you are willing to pay for the product. For example, holding all other things equal, people should pay slightly more for a life insurance policy from an insurance company with a higher financial rating or should pay slightly less for the same policy from a company that is not as financially strong.
In order to make this kind of informed purchasing decision, a number of private organizations, called rating agencies, rate the financial stability of insurance companies. Major insurance rating agencies include the A.M. Best Company, Standard & Poor's, Weiss Research, Duff and Phelps, and Moody's. Each of these companies uses data obtained from various sources to rate the financial strength of insurance companies. It should be noted, however, that each organization has its own rating standards and therefore the financial grades from two different rating agencies may be different. The best advice usually given to insureds is to check the financial rating of the insurer from as many rating agencies as possible to determine the range of opinions of the financial health of the company.
Where can information be found on the largest insurance companies in the United States?
The monthly publication Best's Review (Life and Health Edition) periodically contains information on assets, premium income, and products sold by most of the largest life insurance companies operating in the U.S. The sister publication, Best's Review (Property and Casualty Edition) provides certain statistical information on large property-casualty companies. Both magazines are published by the A. M. Best Company in Oldwick, NJ. Public libraries in cities of medium to large size frequently subscribe to one or both of these magazines.
What kinds of questions should I be expected to answer when I am applying for an insurance policy? Why do insurers ask all of these questions?
When you apply for an insurance policy, you will be asked a number of questions. For example, the agent will ask you a number of demographic questions such as your name, age, sex, address, etc. In addition to these demographic questions, you will be asked a number of other questions that will be used to determine what type of risk you are. For example, when an insurance company is deciding whether or not to offer auto insurance to a potential policy owner, it will want to know about the person's previous driving record, whether there have been any recent accidents or tickets, what type of car is to be insured and various other types of information.
All of this information will be used for two purposes. First, based upon the responses to these questions, the insurance company will decide whether the profile of the applicant is consistent with the type of risks the insurer is trying to attract. Some insurers specialize in offering insurance to only very safe drivers and therefore will only accept applications from people who fit the profile of a safe driver. Second, once the insurer has decided that your risk profile is consistent with the types of risks it accepts, the answers to the questions will be used to determine which rate to charge you. For example, the insurance company will decide whether you should be offered insurance at the high-risk driver rate or the low-risk driver rate.
Collectively, this entire process is known as the underwriting process. The primary function of the underwriting department in an insurance company is to decide whether or not to offer insurance to a person who has completed an application. If the answer is yes, then the underwriting department seeks to determine the "quality" of that risk so that the proper premium can be charged. That is, high-risk people should pay more than low-risk people.
Personal Insurance
What can I do to lower my auto premium?
Be sure to talk to your insurance agent about available discounts on car or auto insurance such as multi-car, renewal, claim-free, student discounts, driver training, defense driver course, anti-lock brakes, airbags, anti-theft devices, and auto/home discounts. Ask how much you can save by increasing your deductibles.
How can I lower my homeowner insurance premium?
Insurers frequently award lower rates to homeowners who guard against theft, accidents, and other losses. Companies may provide discounts on the premium for customers with multiple policies (home and auto). Here are some things you can do that generally qualify for lower premiums:
- Secure your home with dead bolts and window locks.
- Install a security system with outside signal and connection to local police.
- Install and maintain smoke detectors.
- Install a sprinkler system for fire.
- Install a fire alarm that automatically alerts the local fire department.
- Purchase your auto and home insurance from the same company.
How can I lower my Boat Insurance premium?
Safety Equipment Discounts are available for safety equipment. If your boat is equipped with any of the following, check with your agent or broker to see if you qualify: GPS, Ship to Shore, VHF, Depth Sounder, Halon system, Fume detector, Alarm System Loran, and Boating Safety Courses. If you have taken the Coast Guard certification course, check with your current company as to the availability of a discount.
What's "full coverage"?
The term "full coverage" is a term that means the legally required or most commonly requested coverages. The term "full coverage" does not mean that everything is covered no matter what happens. "Full coverage" typically includes Bodily Injury, Property Damage, Uninsured and Underinsured Motorist, Damage to a covered vehicle (also known as Comprehensive and Collision), and any other coverages available such as rental car, towing, road service, or additional equipment coverage. Your auto insurance policy declaration page lists the coverages you have selected.
Am I covered if I drive someone else's vehicle?
The coverage provided varies from state to state, and you should consult with your insurance agent for details. Generally, you are covered only for liability to the third parties unless the owner is a resident of your household, or the vehicle is furnished for your regular use. In many states, you are not covered for physical damage to the borrowed vehicle. Any coverage provided is over and above the collectible coverage provided by the owner of the vehicle.
What kinds of records are needed to substantiate a homeowner claim?
It is recommended that you keep a booklet detailing the items or a videotape of your personal property. Having a complete inventory record at the time of loss could save you thousands of dollars because no one remembers everything, and unless written down, lost items will go unclaimed. The booklet should be kept in a safe place, preferably not at home. Keep it in a safe deposit box or with your insurance agent. It is also a good idea to retain all bills for major purchases and additions to the structure of your home. These could serve as proof of purchase in the event of a claim and should also be kept in a safe place. Finally, take pictures of or videotape all these items. Lay china and silverware on a table so that the picture will show the number of pieces and other details such as the design. Keep the pictures and all receipts in a safe place.
When renting a vehicle, should I buy the insurance coverage offered by the car rental company?
If you have auto insurance protection on a personal vehicle that has full coverage and rental reimbursement, you may not need to buy extra insurance. However, be sure to verify this with your insurance company.
If my car is in the shop and I need to rent a temporary vehicle, is the rental car covered on my auto insurance policy?
Rental car coverage is only for vehicles with rental reimbursement coverage that have been in an accident; not for cars experiencing mechanical failure.
When my child gets his/her driver's license must I add him/her to my insurance policy?
Yes. All licensed drivers living in the household need to be listed on the auto policy unless they have their own auto insurance elsewhere.
Who is usually covered under an auto insurance liability policy?
An auto insurance liability policy usually covers the following people:
- Named insured – the person or persons named in the policy, no matter what car they are driving.
- Spouse – even if the spouse of the named insured is not named on a policy, liability insurance almost always covers him or her, unless the couple does not live together.
- Other relative – anyone living in the household with the named insured related to the insured by blood, marriage or adoption, usually including a legal ward or foster child.
- Anyone driving the insured vehicle with permission – someone who steals the car is not covered.
Business Insurance
What are adequate liability limits for my business?
This question has received considerable attention over the years by insurance professionals and legal advisors without resulting in definite answers. The question is somewhat akin to posing the query "How high is up?" Nevertheless, there are some perspectives that may be helpful in determining the amount of liability insurance limits to purchase. These might include:
- Attempt to ascertain the largest judgment rendered against your type of business within the judicial area in which you are located or in which you sell your product or service. (Even then, you may not be willing or able to afford the cost of purchasing insurance to provide sufficient liability limits to cover any such awards.)
- Examine your balance sheet (assets vs. liabilities) to determine what you have to lose and thus need to protect. Remember, however, that liability losses resulting in judgments or out-of-court settlements generally have no respect for wealth or lack of it.
- Similar to setting liability limits based on your balance sheet, use your income statement for the same purpose. However, the same concern regarding losses vs. wealth still applies.
- Consider liability limits you can afford or with which you feel comfortable. Unfortunately, this practical approach does not provide "a quiet night's sleep" for most business owners, especially if you realize that the next verdict could easily exceed your limits several times over.
- Review all business contracts you have signed, including premises and/or equipment leases, etc. for their specific liability limit requirements – most contracts will have them! This may determine at least the minimum liability limits you should carry just to comply with the contract provisions.
- Consider what level of liability protection is being carried by other area businesses and competitors similar to yours. While we cannot disclose confidential client information, our agency is a good source of general information of this nature because of the number and cross-section of businesses we insure.
All of this causes one to ask what a business owner can do to determine proper liability limits if the techniques previously listed are filled with uncertainty. There is no one acceptable and simple method. It requires an examination of the legal climate, or perhaps various legal climates, the type of exposures presented, and all of the previously suggested parameters.
In Commercial Insurance, are there policies that provide or combine the various kinds of coverages like a Homeowners policy does with personal insurance?
Yes, there are various "package" policies available. Programs such as the Business Owners Package (BOP), Special Multi-Peril (SMP), and insurance company-designed packages are constantly being marketed. Many insurers design packages to meet specialized needs, such as auto garages, auto dealers, jewelers, furriers, barbers and beauty salons, and apartment buildings.
What is Workers' Compensation Insurance?
In general, the current Workers' Compensation system represents a compromise between employers and employees regarding employment-related injuries or illnesses. Basically, employees relinquish their right to sue employers if they suffer some job-related injury or illness. In return, employers agree to provide state-mandated benefits if such injuries or illnesses occur. To ensure employers will have the money to pay these mandated benefits, most states require that employers demonstrate that they have the financial ability to pay any claims that may arise. Typically, this financial ability is demonstrated through the purchase of Workers' Compensation insurance.
I've read that employees are suing their own companies for discrimination, wrongful termination, and violations of the Disability Act, etc. I try to be careful, but what if one of my supervisors commits the violation or my file is not properly documented? What can I do?
Your Business Liability coverage and your workers' compensation insurance do not pay these types of claims, but you can buy insurance coverage called Employment Practices Liability Insurance or EPLI. This insurance protects your business from employees' allegations against you and your business. Especially important is the legal defense aspect of the policy, because the legal bills can often be higher than the amount of the claim itself.
Life / Health Insurance
Do I have to take a physical exam in order to get life insurance?
Many life insurance companies issue non-medical life insurance, where you simply have to answer a series of questions in an application. However, depending on your answers, the company might require you to take a physical examination for any of the following: seriously impaired health, the existence of a terminal illness, or a request for an unusually large amount of coverage. If you refuse to take an examination, then the company has the right not to sell you a policy.
Can an insurance company refuse to insure me if I have a preexisting condition?
Yes, a company can reject you for a preexisting condition with almost no exceptions. A preexisting condition is a medical condition that the insured knows about before applying for coverage. Such a condition might affect either insurability or premium amount.
How much life insurance do I need?
Before buying life insurance, you should assemble personal financial information and review your family's needs. There are a number of factors to consider when determining how much protection you should have. These include:
- Any immediate needs at the time of death, such as final illness expenses, burial costs and estate taxes;
- Funds for a readjustment period, to finance a move or to provide time for family members to find a job; and
- Ongoing financial needs, such as monthly bills and expenses, day-care costs, college tuition or retirement.
Although there is no substitute for a careful evaluation of the amount of coverage needed to meet your needs, one rule of thumb is to buy life insurance that is equal to five to seven times your annual gross income.
If I develop a serious illness or become disabled; how can I protect my family?
People in their prime working years are more likely to become disabled than to be fatally injured. Thus, depending on your personal circumstances, one potentially excellent way to protect you, your family, and even your business, is to acquire disability insurance. In essence, disability insurance provides a "backup" income if you are temporarily out of work. Most disability insurance plans are somewhat flexible, and you can buy coverage for a variety of illnesses or injuries, or exclude specific injuries, such as a bad back.
How many participants does it take to purchase group health insurance?
Within certain participation guidelines, two participants is the minimum number required to set up a group health policy.
What should I do if I have a loss?
- Report the loss to your insurance agent as soon as possible, providing date of loss and description.
- Take photos or videotape of the damage.
- Keep records of your expenses for emergency or temporary repairs. Separate the damaged items from the undamaged items. The insurance company adjuster will want to inspect the damaged items, so don't dispose of them without the adjuster's consent.
- Make a detailed list of all damaged or lost property, including when and where they were purchased. If possible, provide the original receipts for each item.
- Obtain estimates for repairs and/or replacement of the damaged or missing items. Should the loss involve theft or vandalism, contact your police department immediately.
Auto / Car
- When possible, report the accident to the presiding police department and forward a copy of the report to your agent.
- Contact your agent, providing date of accident and details surrounding the incident. Obtain a written estimate for damages from the body shop of your choice.
- You will be contacted by your insurance company to make arrangements for an inspection of your vehicle. No repairs should be made without the insurance company's authorization.
General Liability
- Contact your agent, providing date, time, description of incident, names and addresses of all injured parties and/or owners of property damage. Also provide names and addresses of any witnesses.
- Should you be served with suit papers or any other legal document, forward them immediately to your agent.
Workers' Compensation
- Provide for immediate medical services as required by workers' compensation law.
- Contact you agent for claim reporting procedures. You will need to provide the date, address and Social Security number of the employee, nature of the injury, etc.
- Upon notification of the claim, the insurance company will contact you with further instructions.
- Note: If the claim involves a death, be sure to file OSHA reports within eight hours.
What to do in case of an auto accident?
If anyone is injured, immediately render any possible first aid assistance and call emergency services.
Exchange name, address, and insurance information with the driver of the other car. Record the following information: date, time, and place of accident; the name and address of the owner of the other car, if different from driver's Social Security number and driver's license number; names and addresses of passengers and witnesses, license number of the other car and the cars of witnesses. Report the accident to the nearest police station and file any necessary reports. Cooperate fully with the police, but do not make any admissions about your liability. Don't sign any statements for anyone other than an authorized representative of your insurance company. Promptly report the claim to your agent. Note: If you plan to travel by car in Canada or Mexico, check with your agent for insurance requirements.
What to Do in Case of a Property Claim?
If anyone is injured, immediately render any possible first aid assistance and call emergency services. Take appropriate steps to avoid further damage to the property. Promptly report the claim to your insurance agent.


text:
National Accounts of OECD Countries, Volume 2019 Issue 2
Detailed Tables
The National Accounts of OECD Countries, Detailed Tables includes, in addition to main aggregates including GDP, final consumption expenditure of households by purpose, simplified accounts for three main sectors: general government, corporations and households. Data are shown for all OECD countries and the Euro area back to 2007. Country tables are expressed in national currency. Data are based on the System of National Accounts 2008 (2008 SNA) for all countries.
Also available in: French
- Click to access:
Click to download PDF - 3.01MBPDF


text:
Hello Ukulelians, Today we are coming with Nathalie Ukulele Chords with their beautiful lyrics. This beautiful song was performed by Gilbert Becaud. It is a very easy song to play on the ukulele. Just follow the chords and song lyrics. Also, we recommend you, listen to this song at least a few times for better understanding.
This song Nathalie is on the "Am " key and We are using Am C Dm6 Dm7 E E7 Eb9 Em7 F F7 G G7 chords progression for playing the ukulele. If you want to check the chords diagram then you can follow our "Ukulele Chords" Article where we are giving the ultimate guide about all the basic chords.
Ukulelechordsandtabs.com is the platform where you can find all the Ukulele Chords, Songs, and All related information about Ukulele. Check out our website for other content and guides.
- Song Name: Nathalie
- Artist: Gilbert Becaud
- Chords: Am C Dm6 Dm7 E E7 Eb9 Em7 F F7 G G7
- Key: Am
Nathalie Ukulele Chords
F.A.Q's (Frequently Asked Questions)
Que 1: How to play Nathalie on the ukulele?
Answer: You can easily play this song on the ukulele. You have to just follow the chords and lyrics which we have given in this article. Also, make sure you are not pre beginner who doesn't know about the chords and basics of the ukulele.
Que 2: What are the Chords of Nathalie?
Answer: The chords of the song are " Am C Dm6 Dm7 E E7 Eb9 Em7 F F7 G G7 ". If you want to check how to use these chords in the song then you can check them up in the article.
Que 3: How to find easy ukulele chords of the Songs?
Answer: The best way to find easy ukulele chords of any song is our website where you can find any language or any genre song chords in a simple way.
Que 4: Is a ukulele easy to learn?
The ukulele is easier to learn than the guitar and other stringed instruments like the mandolin. Its soft nylon strings are gentler on your fingertips and don't create finger pain like guitars do. … Plus, it only has four strings, which makes chord shapes and scales easier to learn.
Easy Ukulele Songs
- Imagine Ukulele Chords By John Lennon
- Hotel California Ukulele Chords by Eagles
- Yellow Submarine Ukulele Chords and Tabs by The Beatles
- You're Beautiful Ukulele Chords By James Blunt
- Let Her Go Ukulele Chords by Passenger
Hope you enjoy the playing of the ukulele with this Nathalie Ukulele Chords. If any queries about these chords then Let us know. We will definitely back to you. Also, Keep up the hard work and bookmark this page so that you can return to it when you need a refresher.
Note: This song arrangement is our own work. We are not promoting any song or violating any copyrights. It's only for educational purposes. Thank You!!!


text:
iOS: iPhone and iPad users, your wait is over: Google has unveiled an official Google Maps app for iOS, and it's available now in the iTunes App Store. It comes with all of the features you'd expect: turn-by-turn voice-guided driving directions, transit and walking directions, 2D and 3D maps, Street View and aerial imagery, and more.
If you don't see Google Maps in the iTunes App Store now, wait a bit—Google says it's rolling out across the globe right now. We tried it out, and it works as advertised: a similar experience to Google Maps in Android, and the addition of Google's great turn-by-turn driving directions is a nice bonus. The search box at the top of any screen doesn't just search locations, it also searches nearby businesses and destinations that you may be interested in, and tapping them brings up their Google Local information, so you can call, see them on a map, read more information, or get directions.
Indoor and outdoor Street View data is included as well, so you can use the app to just browse maps of the globe, or see the inside of popular landmarks and other nearby destinations. You can also toggle 3D view and aerial/satellite photos. The app is built for iPhone, but works just fine blown up on an iPad too. Google Maps is free of course, and available now.
Google Maps (Free) | iTunes App Store via Official Google Blog


text:
The Holy Bible – Old Testament
1 Samuel Chapter 29
1 Now the Philistines gathered together all their armies to Aphek: and the Israelites pitched by a fountain which is in Jezreel.
2 And the lords of the Philistines passed on by hundreds, and by thousands: but David and his men passed on in the rereward with Achish.
3 Then said the princes of the Philistines, What do these Hebrews here? And Achish said unto the princes of the Philistines, Is not this David, the servant of Saul the king of Israel, which hath been with me these days, or these years, and I have found no fault in him since he fell unto me unto this day?
4 And the princes of the Philistines were wroth with him; and the princes of the Philistines said unto him, Make this fellow return, that he may go again to his place which thou hast appointed him, and let him not go down with us to battle, lest in the battle he be an adversary to us: for wherewith should he reconcile himself unto his master? should it not be with the heads of these men?
5 Is not this David, of whom they sang one to another in dances, saying, Saul slew his thousands, and David his ten thousands?
6 Then Achish called David, and said unto him, Surely, as the LORD liveth, thou hast been upright, and thy going out and thy coming in with me in the host is good in my sight: for I have not found evil in thee since the day of thy coming unto me unto this day: nevertheless the lords favour thee not.
7 Wherefore now return, and go in peace, that thou displease not the lords of the Philistines.
8 And David said unto Achish, But what have I done? and what hast thou found in thy servant so long as I have been with thee unto this day, that I may not go fight against the enemies of my lord the king?
9 And Achish answered and said to David, I know that thou art good in my sight, as an angel of God: notwithstanding the princes of the Philistines have said, He shall not go up with us to the battle.
10 Wherefore now rise up early in the morning with thy master's servants that are come with thee: and as soon as ye be up early in the morning, and have light, depart.
11 So David and his men rose up early to depart in the morning, to return into the land of the Philistines. And the Philistines went up to Jezreel.


text:
CVE-2023-6004 libssh Vulnerability in NetApp Products
NetApp will continue to update this advisory as additional information becomes available.
This advisory should be considered the single source of current, up-to-date, authorized and accurate information from NetApp regarding Full Support products and versions.
Subscribe to NTAP-20240223-0004 updates
Subscribe to NTAP-20240223-0004 advisory updates
Unsubscribe from NTAP-20240223-0004 advisory updates
Unsubscribe from NTAP-20240223-0004 advisory updates
This document is provided solely for informational purposes. All information is based upon NetApp's current knowledge and understanding of the hardware and software products tested by NetApp, and the methodology and assumptions used by NetApp. NetApp is not responsible for any errors or omissions that may be contained herein, and no warranty, representation, or other legal commitment or obligation is being provided by NetApp. © 2022 NetApp, Inc. All rights reserved. No portions of this document may be reproduced without prior written consent of NetApp, Inc.


text:
Diode Laser Treatment
Diode laser treatment provides several benefits for patients receiving orthodontic care. By using a specialized diode laser, we are able to safely and effectively remove excess gum tissue in order to expose more of the tooth's surface for better aesthetics and function. Your gum tissue serves as a "frame" for your teeth; orthodontic lasers are used to sculpt the gums around the teeth in a way that helps improve the overall appearance of your smile. The best part of laser treatment? In most cases, there is no need for needles! We simply apply a topical anesthetic to the gum tissue being treated so all you feel is the slight movement of the laser tip.
Ideal Bracket Placement
If your gums haven't receded properly, or if a tooth is erupting slower than expected, a laser can be used to remove excess tissue and reveal enough tooth surface to place a bracket. This can also be used to place TADs as an alternative to headgear.
Impacted Teeth
Impactions refer to teeth that haven't erupted properly through the gums. By using laser treatment, we can assist a tooth's eruption without the need to wait months for the tooth to erupt on its own, or to refer an expensive surgical procedure.
Aesthetic Gingival Recontouring
Following the removal of your braces, your orthodontist may recommend recontouring your gum line to maximize the aesthetics of your smile. Aesthetic gingival recontouring is a procedure to reshape the gum line to improve the aesthetics of your smile by exposing more of your teeth. Your orthodontist will use a laser to remove excess gum tissue around the upper teeth to make them look longer. If the gum line is uneven, aesthetic gingival recontouring can also sculpt the gum line to produce a more symmetrical, balanced smile.


text:
Broken Hill Tourism Directory, Tours and Adventures
With the current covid conditions there is some real travel bargains available and Contiki are taking steps to make your travel to or from Broken Hill safer
Just bring you or bring all your friends from Broken Hill, either way you will make new, great like minded friends on a fun packed Adventure and Party? We Party like no other and you know Contiki is only for 18 to 35 year olds.
We offer 350 Different Tours in 75 Countries and we are committed to Sustainable Tourism and we know that's important for your future, Contiki operates tours in Australia, New South Wales. We also do incredible deals to New Zealand, Europe, North America, South America, Africa, Middle East, and Asia.
Contiki is the most popular young travel company in the world, carrying hundreds of thousands of Fun Seeking Girls and Guys. Your parents will not freak out.. possibly, OK, just a little.. LOL.. Our safe tours include a mix of sightseeing, free time, culture, socializing, and unforgettable adventure.
You will not regret the Fun, the Price and your Broken Hill Friends will have a Blast
So... Where are you going to go?
Broken Hill? Just do it..
We welcome Travelers and Adventure to and from Broken Hill
The Best Value for Australian and New South Wales Tours and Adventure
Visit our Website to see the current deals and genuine fun tours in Broken Hill
Go to Contiki


text:
Jump to Main Content
Go to Sitemap
Accessibility Settings
Higher Contrast
Large Text
Larger Link Areas
Search Website:
Programs & Awards
Programs in Austria
Programs in the USA
US-EU grants for US and EU citizens
Fulbright Prize in American Studies
Support Us
Mario Rothbauer
Austrian Fulbright scholar
HSS Research Institute
It's just the beginning of more.
Valerie Böckel
Austrian Fulbright foreign language teaching assistant
Social sciences
Bowling Green State University
I left my class really happy and I thought to myself: teaching isn't so bad after all.
Gustav Grimm
Austrian Fulbright foreign language teaching assistant
Social sciences
The Ohio State University
The program did not only have a positive impact on my own professional development; it also enabled me to inspire people in the US, whom I would have…
Judith Bauder
Austrian Fulbright student
New York University
I'm just so glad that I shared the space in an extravagantly beautiful city with people from so many places with their own stories.
William (Bill) Keeton
US Fulbright scholar
University of Natural Resources and Life Sciences Vienna (BOKU)
I can't recommend the Fulbright Scholar Program highly enough. I found it an incredibly stimulating opportunity, life changing in many ways. The…
Toni Grgic
Austrian Fulbright foreign language teaching assistant
Social sciences
University of St. Thomas
What particularly appealed to me about the FLTA position was the dual role as a student and teaching assistant. It gives you a deeper insight into…
Search Stories:
Emory University
All institutions
Agnes Scott College
Albert Einstein College of Medicine
Alpen-Adria-Universität Klagenfurt
American University
Auburn University
Bates College
Berea College
Berklee College of Music
Bowling Green State University
Brandeis University
California State University Fresno
Centenary College of Louisiana
College of Saint Benedict & Saint John's University
College of William & Mary
Columbia University
Columbia University
Cornell University
Dartmouth College
Drexel University
Duke University
Fordham University
Georgia Institute of Technology
Hartwick College
Harvard University
HSS Research Institute
Indiana University Bloomington
International Research Center for Cultural Studies (IFK)
Lafayette College
Lehigh University
Linfield College
Lower Austria
Management Center Innsbruck (MCI)
Michigan State University
Montana State University
Montclair State University
NAWI Graz
neue Uni
New York University
Oberlin College
Ohio University
Q21/MuseumsQuartier Wien
Rollins College
Saint Louis University
Salzburg University of Applied Sciences
Sigmund Freud Museum
St. Catherine University
St. John's University (Minnesota)
Stony Brook University
Tandon School of Engineering
Texas Tech University
The College of New Rochelle
The College of Wooster
The Ohio State University
The University of North Carolina at Chapel Hill
Trinity College
University and Biocenter Vienna
University of Albany
University of Arkansas
University of California Berkley
University of California Los Angeles
University of California San Diego
University of California San Francisco
University of Denver
University of Economics and Business Vienna
University of Florida
University of Graz
University of Hawaii
University of Illinois Urbana-Champaign
University of Innsbruck
University of Kansas
University of Michigan
University of Minnesota
University of Montana
University of Music and Performing Arts Vienna
University of Natural Resources and Life Sciences Vienna (BOKU)
University of Oklahoma
University of Pennsylvania
University of Salzburg
University of St. Thomas
University of Texas at Austin
University of Vermont
University of Veterinary Medicine Vienna
University of Vienna
University of Washington
Upper Austria
Wake Forest University
Washington & Jefferson College
Washington and Lee University
Yale University
All fields
Social sciences
Austrian Fulbright student
All program categories
Austrian Fulbright foreign language teaching assistant
Austrian Fulbright scholar
Fulbright quartier21/Museumsquartier Artist-in-Residence
Fulbright Specialist
US Fulbright scholar
US Fulbright student
US teaching assistant
No stories found
Share your story


text:
The Power of Video Ads
The POWER of Video is now being used more and more by the savvy advertisers. 3 minutes of video is worth 3000 words. Video can impact with your viewers in ways words can never do. There is a misconception that video is to costly, nothing could be further from the truth.
The return on investment can be 10-15 times higher with video over written word. We can input your company or promotional video into ANY ad spot or we can produce a high quality fully edited video for you.
With the cost of video production within reach of most advertiser's budget it should be something to consider. With high quality video footage mixed (if possible) with aerial drone video footage, you could leave your competition standing.
If you would like to discuss using video within your ad, please tick the box "I want to discuss Video ads" on the Contact Us page at the bottom of the website and we will be in touch to discuss your requirements.
- Beauty Salons
- Golf Clubs
- Gyms
- Horseriding
- Hotels
- MSA British Cadet Championship and the FKS Championship for Mini Max and Junior Max.
- Paintball
- Properties
- Restaurants
- Theme Parks
- Yoga
- Shopping


text:
Melbourne and Surrounds Food and Wine Directory, Wine
Wine Selectors
From small beginnings in the Hunter Valley in 1975, Wine Selectors now proudly delivers the very best in Australian wine into Melbourne and Surrounds and over 200,000 customers throughout the country. They love the huge diversity we offer and the way our exploration of Australian wine never ends. At the heart of Wine Selectors is our expert Tasting Panel who are dedicated to selecting the very best in Australian wine. Including winemakers, wine show judges and wine educators, the Panel brings a combined experience of 140 years to every selection. Using Australian Wine Show judging criteria, the Panel assesses 1000s of wines every year and only those that receive at least a Bronze medal score are selected, ensuring our customers receive the only freshest, most exciting and very best quality wines.
Here's a bit about what you can expect from working with Wine Selectors:
- 100% Australian owned & operated
- Independant family owned business
- FAST delivery to Melbourne and Surrounds
- Over 3000 products from over 400 wineries
- New offers and promotions daily
- 100% customer satisfaction guarantee
- 45+ years experience
Brands Include
Tyrrell's, Wyndham Estate, McGuigan, Yalumba, Taylors, Lindeman's, Peter Lehmann, De Bortoli, Brown Brothers, Campbells Wines, d'Arenberg Henschke, Howard Park, McWilliams, Tahbilk, Bleasdale Vineyards, Doc Adams, Glenlofty, Jacob's Creek, Tomich Wines, Yabby Lake, Tomich, Evans & Tate, Watershed Wines, Blue Pyrenees, Rymill, Terra, Felix, Punt Road, Wicks Estate, Bird in Hand, Lou Miranda, Bremerton Wines, Driftwood Estate, Tulloch Wines, First Creek Wines,
Go to Wine Selectors


text:
These thermal pads are perfectly suited to equalize height differences and uneven spots on coolers and cooled elements. The very flexible structure and low hardness allow great adaptivity to the cooling surface even at low contact pressures. The thermal pad equalizes the effect of irregularities from microscopic scale to visible scratches etc. The surface of the pad is slightly sticky and is equipped with a protective foil when shipped. This foil must be removed before installation. Now the slight adhesive properties of the pad come into play and prevent slipping of the pad on the cooler or cooled element. Of course these pads can also be cut to the desired size. The pads can be used on VRAM modules on graphics cards as well as on the VRM modules on a Mainboard or almost any other application where a high-performance thermal interface is desired. Even elements with large surfaces such as North- or Southbridge on a Mainboard are no problem for this thermal pad as it has great thermal conductivity. As basic equipment and spare parts these thermal pads should be a part of any cooling enthusiast's equipment!
Additional Information
Amazon ASIN | NA |
NE CA Item # | 9SIAA5K5MC3611 |
NE US Item # | 9SIA9F95MC4836 |
Manufacturer | Phobya |
Overall Dimensions | 100x100x1mm |
Thermal Conductivity | 5W/mk |
Pad Thickness | 1.0mm |
Color | Grey |
Included | 1x Phobya Thermal Pad Ultra 5W/mk (100x100x1mm) - (1 piece) |
Material | No |