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Fast Shipping! Orders placed Monday to Thursday are shipped within 24 hours. Orders placed on Friday may ship on Monday. Shipping method depends on the type & number of items ordered. Does not apply to framed posters. Read more...
Framed posters at low prices! Our framing is done in-house so you don't have to wait weeks to get your order. We offer the best value for quality metal poster frames. Read more...
About Us: Online since 1997, with many thousands of satisfied customers, 123Posters is the safe, reliable place to shop for posters, prints, and framed art. We are located in Northern California. We offer everyday low prices without gimmicks, a full no-quibble money back guarantee, & top notch service. Family friendly web site, too. Read more...
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Wire Binding
The double loop style of wire binding provides a highly effective and affordable binding option for a wide range of document types. From 2:1 pitch for larger sized documents to 3:1 pitch for smaller sized documents, and even Spiral-O wire, our binding experts will select the best wire binding method for your job. Contact us today for a free consultation and estimate on your binding needs.

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Updating a historic home can come with challenges (like hidden surprises behind every demolished wall). So we can only imagine the effort required to convert an old space that was never actually meant to be a house. Luckily, the couple that now lives in this 1896 church had one convenient advantage they're architects who had always dreamed of taking on such a project.
A year of construction aimed to preserve as much of the church as possible (like the impressive windows and iconic steeple), but prepare the space for modern life. The result is a one-of-a-kind home with luxurious vaulted ceilings, creative outdoor patios, and an open living space big enough to entertain, well, a church congregation (or one busybody houseguest).


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Whether you're in love with the game or the food, football season has officially arrived. That means the fun of tailgating season has also begun. It takes a lot of effort to host a successful tailgate, but it's important to keep yourself, your cars, and your guests safe. Here's what you need to know and do before the big tailgate…we mean game.
- Make a Plan
First things first: start with a plan. Will snacks suffice, or does live grilling sound more appealing? Better yet, how about both? When you decide on the menu, make sure it's stored properly (meaning the temperature and proximity to other foods–we'll get into that below). Depending on where you live and how far into the season you are, you could come across some different weather conditions (sun and heat, rain,or even cold and snow). It's important to dress the part and pack items to keep you at a comfortable temperature during the tailgate and big game. Also, don't forget to come prepared with a car emergency/first aid kit. - Food Prep and Storage
Whether you plan to grill or have pre-made food, it's important to make sure the food stays at a safe temperature for eating. If you have food that you're planning to grill, common foods such as burgers or hotdogs need to be at least 160 degrees Fahrenheit. Prepared foods like subs or deli trays should be kept in a separate cooler. On a cold or comfortable day, food can be left out for roughly two hours before it should be consumed or tossed. On a hot day (over 90 degrees Fahrenheit), limit that time to one hour. - Safety and Sanitation
If you're planning to grill, it's a good idea to come prepared with the essentials (yes, including the prized "Grill Master" apron). It's also a good idea to have a fire extinguisher handy in case something goes wrong. Bring a plastic container to store dirty cooking utensils after you're done cooking and serving guests. Check out these grilling safety tips for more helpful ideas.To keep your food station clean, we recommend having plenty of paper towels, hand sanitizer, and garbage bags on hand. Paper towels carry fewer germs than cloth towels, especially after handling raw and undercooked food. Hand sanitizer should be available before cooking or making your way through the food line. And finally, garbage bags keep the tailgate clean and your neighbors happy.
- Don't Forget the D.D.
We know there's an elephant in the room… what about adult beverages? Pre-game rituals often include drinks. Before participating, it's important to identify a designated driver. In doing so, you eliminate the possibility of an impaired driver getting behind the wheel. In some instances, tailgating can turn into an all-day or evening event; encourage tailgate party goers to have food in between drinks and plenty of water to stay hydrated. Again, it's necessary to make transportation arrangements before you arrive. - Heading Home
After the fun and festivities, make sure your tailgate area is clean and garbage is disposed of in the designated area. Take a survey around your car. Make sure there aren't any cans, bottles, or other items you could run over that may cause damage to your vehicle. Also, there's likely to be traffic when you're heading out of the tailgate, so it's important to drive with caution when you're exiting the parking lot.
At Erie Insurance, our promise is simple: to be there when you need us. Whether tailgating before the big game or the ride home afterwards, you can count on us to provide the protection you deserve – at a price you can afford. Call us today to learn about car insurance.
ERIE® insurance products and services are provided by one or more of the following insurers: Erie Insurance Exchange, Erie Insurance Company, Erie Insurance Property & Casualty Company, Flagship City Insurance Company and Erie Family Life Insurance Company (home offices: Erie, Pennsylvania) or Erie Insurance Company of New York (home office: Rochester, New York). The companies within the Erie Insurance Group are not licensed to operate in all states. Refer to the company licensure and states of operation information.
The insurance products and rates, if applicable, described in this blog are in effect as of July 2022 and may be changed at any time.
Insurance products are subject to terms, conditions and exclusions not described in this blog. The policy contains the specific details of the coverages, terms, conditions and exclusions.
The insurance products and services described in this blog are not offered in all states. ERIE life insurance and annuity products are not available in New York. ERIE Medicare supplement products are not available in the District of Columbia or New York. ERIE long term care products are not available in the District of Columbia and New York.
Eligibility will be determined at the time of application based upon applicable underwriting guidelines and rules in effect at that time.
Your ERIE agent can offer you practical guidance and answer questions you may have before you buy.
A better insurance experience starts with ERIE.
Haven't heard of us? Erie Insurance started with humble beginnings in 1925 with a mission to emphasize customer service above all else. Though we've grown to reach the Fortune 500 list, we still haven't lost the human touch.
Contact Nemec Insurance Agency today to experience the ERIE difference for yourself.


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Product Information
For sale is a Cisco QSFP-40/100-SRBD.
1x QSFP-40/100-SRBD
These items are in Good condition. Items may have scratches, if you need mint condition let us know and we will see if we have a unit that meets your needs.
These items have been fully tested by our professional tech team. Test notes available upon request.
Dedicated Networks stands by the products we sell. If an item hasn't met your expectations, you can send it back within one year from the date of purchase for exchange, refund, credit, or repair.


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This comes from The Associated Press, not The Onion:
"PYONGYANG, North Korea — Former NBA star Dennis Rodman brought his basketball skills Tuesday and flamboyant style — neon-bleached hair, tattoos, nose studs and all — to the isolated communist country with possibly the world's drabbest dress code: North Korea.
"Arriving in Pyongyang, the American athlete and showman known as 'The Worm' became an unlikely ambassador for sports diplomacy at a time of heightened tensions between the U.S. and North Korea. Or maybe not so unlikely: Young leader Kim Jong Un is said to have been a fan of the Chicago Bulls in the 1990s, when Rodman won three championships with the club.
"Rodman is joining three members of the Harlem Globetrotters basketball team for a Vice Media production to air on HBO in early April, Vice founder Shane Smith told The Associated Press in an exclusive interview before the group's departure from Beijing."
Smith tells the AP that Rodman and the others may run a basketball camp for children and hope to play some pickup games with North Korean athletes. The U.S. State Department wasn't consulted about the trip, an official tells the wire service.
Last month, there was the news that Rodman has written a book for children; Dennis The Wild Bull. Now 51, Rodman last played during the 1999-2000 season, with the Dallas Mavericks. He's a member of the Naismith Memorial Basketball Hall of Fame, which says of Rodman:
"Loud. Flamboyant. Brash. Brilliant. While Dennis Rodman was both celebrated and hated for his tattoos, colorful hair, and bad boy attitude, there was no denying the greatness of a man that controlled games just by controlling the boards. The six-foot-eight-inch forward led the NBA in rebounds per game for a record-setting seven consecutive seasons from 1991 to 1998. A two-time Defensive Player of the Year and seven-time All-Defensive First Team honoree, Rodman loved doing the dirty work that is crucial to a team's success. "The Worm" won his first NBA championship in 1989 with the Detroit Pistons. The following year Rodman was the league's best defender and he helped the Pistons capture a second consecutive ring. In 1995, after a short stint with the San Antonio Spurs, Rodman landed in Chicago where he teamed with fellow Hall of Famers Scottie Pippen and Michael Jordan to bring the Windy City three titles in three years. A three-time All-America at Southeastern Oklahoma State, Rodman led the NAIA in rebounding his junior and senior seasons."
As NPR's Frank Langfitt tells our Newscast Desk, Rodman's visit comes at yet another tense time: "Earlier this month, North Korea tested its third nuclear device, angering the its neighbors in Northeast Asia as well as the U.S."
Oh, and how did he get that nickname? The NBA's "Hoopedia" website says it was "given to him by his mother for wriggling around while playing pinball."
Copyright 2021 NPR. To see more, visit https://www.npr.org.


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Business owners put general liability insurance in place to protect against the excessive financial costs of defending claims and lawsuits. Umbrella insurance is designed to provide coverage above the limits of business liability insurance policies. This insurance takes over when your liability insurance limits have been reached.
Businesses, no matter how carefully they manage their operations, can be named in several types of lawsuits. A business may be sued by a customer, employee, or another business. The cost of defending against these legal actions may be higher than the policy limits of your liability insurance. Umbrella insurance adds an extra layer of protection.
What Risks Does Umbrella Insurance Cover?
Umbrella insurance protects against the same risks as business liability insurance, including:
- Personal injury claims
- Property damage claims
- Advertising injury claims
- Medical payments
- Attorney fees
- Damages
Is Umbrella Insurance Necessary?
In today's litigious society, it is advised that business owners have an umbrella insurance policy for added coverage against legal claims and judgments. If the cost of a negligence claim is higher than the limits of your business insurance, umbrella insurance can be a lifesaver, and protect your company from suffering severe financial losses. If you exceed the limits of your liability insurance, you are forced to pay the rest out-of-pocket.
How Much Does Umbrella Insurance Cost?
Several factors are considered in choosing the right umbrella insurance. These factors include:
- Inherent business risks: Every company is different in the goods or services it provides, and some types of businesses come with higher inherent risks, such as construction. A work environment that includes machinery, vehicles, or offers a product that could pose a danger to consumers may be at risk of a lawsuit to seek damages, whether from an employee, visitor to the business, customer, or client. Evaluating the risks of your enterprise can assist in choosing an umbrella insurance policy needed for an added layer of protection.
- The value of all your business property: Your business owns many assets, including property, equipment, electronic devices, furniture, and other items that are costly to replace. The value of your business property must be evaluated when determining the type of umbrella insurance policy needed.
- Your current business assets: A high-value lawsuit may exceed the value of your business assets, leading to extreme financial losses related to attorney fees, damages, and judgments. The umbrella policy you select will come into play if the costs exceed the limits on your other business liability insurances, whether general business insurance, business owners' policies, professional liability insurance, and others.
Will an Umbrella Policy Cover All Business Risks?
No policy covers all risks. A business umbrella insurance policy protects against liabilities associated with business activities and business property, just as your other liability insurance. Some risks will require other types of insurance, such as flood insurance, earthquake insurance, or commercial auto insurance. A full review of your existing business insurances will reveal any weaknesses in protection against risk. Our local agents are available to evaluate your current policies and advise you about an umbrella insurance policy.
Filed Under: Business Insurance | Tagged With: Commercial Umbrella Insurance, Business Insurance, Commercial Insurance


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Women's White Analog Stainless Steel Watch SKW2784
Women's White Analog Stainless Steel Watch SKW2784
Offers Available
Getting a better Price?
Talk to usGetting a better price?
We want to make sure that we deliver the best value that we can to our all JUST IN TIME customers
At Just in time, we strive to provide you with the best deals on watches. If you've found a better price for the same watch please take a moment to fill out the form below, and we'll do our best to match or beat the price.
Delivery Details
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Cost to Deliver Rs.2000
Returns & Exchange   Accepted
What We Offer
Servicing Available
COD Available
Secure Payment
24 Months
Manufacturer Warranty
Product Specifications
Product Specifications
Product Description
Product Description
This slim women's analog watch from the Signatur collection by Skagen is light as a feather. It displays a sandblasted round white dial with linear and dots indexes and stick hands encased in a 38 mm case. It features a plain 2-hand quartz movement. It is finished with an 18 mm stainless steel bracelet that exudes a rose gold hue.
Return & Refund Policy
Return & Refund Policy
You should notify our team with the receipt of a damaged or defective product or in scenarios where the product is entirely different from what was purchased online or if the package delivered is missing any accessories within the period mentioned in the returns policy., Click Here to know more about the returns & refund policy.
Product Specification
×Product Description
×This slim women's analog watch from the Signatur collection by Skagen is light as a feather. It displays a sandblasted round white dial with linear and dots indexes and stick hands encased in a 38 mm case. It features a plain 2-hand quartz movement. It is finished with an 18 mm stainless steel bracelet that exudes a rose gold hue.
Return and Refund Policy
Women's White Analog Stainless Steel Watch SKW2784
₹ 7,497
About the Brand
Since 1989, WE'VE BEEN INSPIRED BY SKAGEN CITY AND THE DANISH COASTLINE - We embraced Danish minimalism, creating slim styles and color combinations that reflect quiet, coastal living. It's a style that's still authentic to us today. Denmark has much to celebrate. As we honor
What is the lifespan of a watch battery?
The lifespan of a watch battery is mostly between 2 to 5 years. The battery life depends on several factors, including watch type, dimensions and energy required to function each feature.
Can I wear my watch while swimming or showering?
There are several water resistance watches that you will be able to use while swimming or diving deep in the ocean. You must always check out the water resistance capacity. But when it comes to showering, it is not advisable to expose watches to shampoos, soaps or other liquids as it might damage the timepiece quickly.
How do I clean my watch
Always read your watch's user manual to find detailed instructions. Visit or Contact JUST IN TIME to get the best cleaning service for your timepiece. The expert staff at the store will guide you and help you keep your watch long-lasting.
What is your return policy for watches that are delivered to customers?
The product you want to return must be in its original packaging and have the packaging slip, original warranty and original documentation within 7 days of receiving the parcel. If you received a damaged product, you must click a photo and capture a video, then send it to firstname.lastname@example.com.
Do you offer expedited delivery services for watches?
If the product you ordered is being delivered from your city, we can offer you expedited delivery.


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The new vertical workspace tabs are bad. I would like to have an option to have them horizontally again!
Welcome to the #dominoforever Product Ideas Forum! The place where you can submit product ideas and enhancement request. We encourage you to participate by voting on, commenting on, and creating new ideas. All new ideas will be evaluated by HCL Product Management & Engineering teams, and the next steps will be communicated. While not all submitted ideas will be executed upon, community feedback will play a key role in influencing which ideas are and when they will be implemented.
For more information and upcoming events around #dominoforever, please visit our Destination Domino Page


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Flood Insurance throughout Florida
If you currently live, or are going to purchase a home, in an area which has been declared "high-risk for flooding", then you'll certainly want flood insurance for your property. But, what if you don't live in an officially designated flood prone area near a stream, river or other low-lying area? Getting a flood insurance quote and purchasing flood insurance is still a really good idea. There is nothing worse than starting a life in a home and creating memories and losing it all to a flood issue.
Far too often a flood is thought of as an event which is catastrophic to a general area when nearby water ways overflow their banks. Yet a portion of a home can more commonly flood with just an inch or two of water from poor property drainage which causes the surrounding storm runoff to build up and rise until property begins to take on water. When water rises up to the property, it's a flood and when water rises up a property only flood insurance covers the financial loss.
Your standard homeowners insurance does not have flood insurance included. Flood insurance is commonly offered by the National Flood Insurance Program or NFIP. Livengood Insurance Agency can find you a flood insurance plan that will fit your needs.
Why Flood Insurance
Far too many homeowners never think about needing flood insurance until it's too late. There have been countless instances throughout Florida where rains cause the water to rise, or filled small streams, turning them into rivers that creep higher onto property and eventually into homes.
Torrential rains can change everything in a fairly short amount of time. Flooding is devastating, but flood insurance can help keep you afloat.
Livengood Insurance Agency can help you with a flood insurance quote. We will search for the best flood insurance rates and proper flood insurance coverage to protect property, possessions and structures.
Flooding can be an emotionally and financially devastating event.
Use the tool below to see how much flood damage, even from just a few inches of water, can be very costly.


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Convey Modular Casework
To serve health well, the spaces where health happens must be met with extreme flexibility – handling what's now and anticipating what's next. Convey's spectrum of modular components support smart space planning and dynamic care needs.
Lasting Flexibility
Components align along a continuous rail and micro-adjust for a perfect fit. Precision engineering enables consistent, flexible performance across a variety of settings, floors and facilities. As needs change, Convey adapts.
Adaptable Spaces
Convey integrates with V.I.A. modular wall to create spaces for focused work or consultation. Fully modular, this solution installs with ease, minimal disruption and the ability to repurpose components later.
Designed for Health
With supplies and utilities in easy reach, clinicians can focus on patients and families. White interiors increase visibility for cleaning. Soft-close hinges prevent pinches and keep noise levels low.
Quality + Performance
Convey looks, feels and fits like custom carpentry. It is engineered and tested to meet stringent standards, manufactured with precision, and backed by expert support and a limited warranty.
For more product information about Convey Modular Casework, visit steelcase.com.


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The data in this table are derived from the corresponding Genus and Species pages. The table provides a summary of the treatment presented in the published parts of the Flore de Madagascar et des Comores, together with a summary of the data presented in the Madagascar Catalogue, including information on the number of species currently accepted, and an estimate of the number of undescribed species for the genera for which a recent taxonomic evaluation has been conducted. The number of accepted species is added to the estimate of undescribed species to provide an estimated total. Place cursor over headers marked [+] for further explanation of the column contents.
Click here for more information about our approach to taxonomic evaluation.


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This section is in progress
Download current event:
Calendar file
In order to enable an iCal export link, your account needs to have an API key created. This key enables other applications to access data from within Indico even when you are neither using nor logged into the Indico system yourself with the link provided. Once created, you can manage your key at any time by going to 'My Profile' and looking under the tab entitled 'HTTP API'. Further information about HTTP API keys can be found in the Indico documentation.
Additionally to having an API key associated with your account, exporting private event information requires the usage of a persistent signature. This enables API URLs which do not expire after a few minutes so while the setting is active, anyone in possession of the link provided can access the information. Due to this, it is extremely important that you keep these links private and for your use only. If you think someone else may have acquired access to a link using this key in the future, you must immediately create a new key pair on the 'My Profile' page under the 'HTTP API' and update the iCalendar links afterwards.
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Detailed timetable


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Galactic poet?
Here's how to become famous.
Send your work to Mars!
NASA is raising awareness for its upcoming launch of the Mars Atmosphere and Volatile Evolution spacecraft with its Going to Mars project. The MAVEN spacecraft is scheduled for launch this November, to study the Red Planet's upper atmosphere; the craft will examine why Mars lost its atmosphere, and how that catastrophe affected the history of water there.
But to liven things up, the mission managers have invited the public to submit literary messages that could be tucked into a DVD that will go with the craft. Three lucky poets will get the chance to include their haiku, specifically written for the occasion — and everybody who submits something will have their name included on the DVD.
"The Going to Mars campaign offers people worldwide a way to make a personal connection to space, space exploration and science in general, and share in our excitement about the MAVEN mission," said Stephanie Renfrow, lead for the MAVEN Education and Public Outreach program at University of Colorado, Boulder's Laboratory for Atmospheric and Space Physics.
NASA says the rules are simple: "Everybody on planet Earth is welcome to participate!" You do have to be 18 years old to create a log-in email profile, and children are encouraged to ask parents and teachers for help. All haiku must be in English.
The submission deadline is July 1, and starting July 15, the public will vote on the three winning poems to travel on the spacecraft's DVD. The winners will be announced Aug. 8. The poems will be accompanied on the MAVEN by some student artwork, selected by popular vote in a separate contest.
Want to play? Newscast anchor Dave Mattingly has obligingly penned one to get you started:
Mars, you planet red
No life, just craters and ice
Dark, dark, dark, dark, goose
Contribute yours in the comments below.
Copyright 2021 NPR. To see more, visit https://www.npr.org.


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While there are plenty of touristy aspects to Rio, having an indie experience is not that difficult of a proposition if you follow these tips.
- If you want to be accepted by the locals in Rio, then show some interest in one of their passions – dancing and futbol are good places to start
- While the beaches may be crowded and touristy, jump in a futbol game with the locals to make some new friends. Be careful though as Brazilians are among the most talented players in the world.
- Have some drinks in one of the many open-aired cafes that dominate the city.
- Go surfing, hiking, sailing, and dancing – all in one day!
- If you want to get away from the city, then join the locals in flocking to Buzios on the weekend.
Why you should add Rio to your RTW travel list
- Experience one of the most exciting cities in the world
- Rio is a town with many rich people as well as many poor people
- "Copa! Copacabaaaaaana!" – Neil Diamond sings about it; you should visit it
- A gateway to Brazil with many international flights to and from
- The beautiful beaches and people
- Home to the most historic national futbol (soccer for you Yanks) teams in the world
- Rio will be hosting both the World Cup and Olympics in the coming years.
- It's one of the most festive places on Earth.
Why you should not add Rio to your RTW travel list
- Watch where you go because Rio can be quite dangerous for tourists.
- It's one of the most expensive cities in the region.
Rio de Janeiro is one of the most photogenic cities on the planet without a doubt.
Sure, there are exceptional beaches lining its curvy rims, but the mountains,
lakes, and stunning rock formations at every corner make this huge Brazilian city
both a holiday-maker's and a photographer's dream. Most cities have
one or two perfect-looking postcard views, but Rio has hundreds or even thousands
of them. But don't get too carried away because this is a fairly dangerous
city for visitors so we must proceed with caution.
What To Do
The tourist districts of Rio are home to some of the most famous beaches in the
world and you'll definitely want to see them for yourself. Copacabana Beach
is right around the corner from equally stunning Ipanema Beach and the two anchor
an upscale tourist/residential district. Sugar Loaf Mountain rises from one of
the shore's many scenic corners and the famous aerial tram to the top is
well worth doing.
Corcovado Mountain is right in the city and home to the famous Christ the Redeemer
Statue. It's worth the short train ride or the long walk up just for the
views from the base of the statue, but be warned that the statue itself is often
shrouded in a cloud cover so try to time your visit for a clear day. The downtown
section of Rio is interesting, but might be best seen as part of a bus tour of
the whole city. Rio is also home to one of the largest football stadiums in the
world and tours are given.
The city's attractions are fairly spread out so those bus tours can be a
great way of seeing a lot in a short time. There are tours that include Sugar
Loaf and the central city's main sites, and there are also tours of nearby
ghettos called favelas that are as popular as they are fascinating. The residents
are treated with great respect and the tours are safe, but it's not recommended
you visit these drug-infested neighborhoods on your own.
Getting There
You can reach the city on some long distance bus routes from within South
America, but generally travelers will want to book
a flight into Rio's Antonio Carlos Jobim International Airport. It's
a bit out of the center, but a city bus runs from the most popular tourist districts
right to the airport. Taxis in Rio are reasonably priced, although be careful
of the gypsy cabs.
Where To Stay
As you might expect, hotels
and hostels
in Rio de Janeiro are more expensive in the beach areas than they are further
inland. The city has good public transportation so it's possible to spend
days at the beaches in spite of an inland accommodation, but you might consider
spending a bit more to be in the thick of things around Copacabana or Ipanama.
During Carnival time prices skyrocket if you can find a bed at all so plan ahead.


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Part No: N6RRK - Dell 2.5-inch to 3.5-inch Mounting Bracket
- Brand:
- Dell
- Part Number #
- Availability:
- In Stock
- You save $35.00
Read Before Orderings
- Product images are for illustrative purposes only and the final product delivered may vary from the one shown above.
- In some cases, a product sold may arrive in different packaging than its original retail box. For bulk orders that are packaged together, product manuals or CDs may not always be available for each item.
- At checkout, the shipping cost is a general estimate which is subject to change depending on size/weight/quantity of ordered goods.
- Orders that contain end of life (EOL) products that are no longer in production may be replaced by a compatible product with the same FRU number offering same functionality.
- Refurbished printers may not have full ink cartridges or laser toners.
- Once an order is processed at our warehouse, it cannot be cancelled. A returned order will likely incur a restocking fee. See RMA page for details about restocking fees.
- Please note if you are concerned about any of the above conditions or have any question at all, we highly recommend that you contact us on email@example.com or call 425-615-6227 before placing an order.


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Serviced Apartments Annual Study 2017
By Horwath HTL on September 14, 2017
Drawing on our diverse experience and research capabilities, Horwath HTL publishes a variety of studies that assist in analyzing today's dynamic hotel and tourism markets. Published on an annual basis, these studies survey the overall financial and operational performance for hotel markets in key countries around the world, including Australia and New Zealand.
Visit the Horwath HTL Asia Pacific shop to purchase
Conducted in cooperation with local tourism organizations and hotel associations, the surveys enjoy a high participation rate from properties of varying sizes, brands, and quality level. Data is collected, compiled, analyzed, and presented by relevant and meaningful industry standards of comparison, including segmented categories based on achieved average daily room rate, hotel room count and location.
Key sections in the study include:
- Detailed departmental revenue, expenses and profitability ratios by rate, size, and location categories.
- Key marketing statistics, including market mix guest profiles, and reservation/sales sources.
- Other information pertinent to individual destination markets, such as labor cost/productivity and food and beverage operation statistics.
Based on the Uniform System of Accounts for the Lodging Industry, Horwath HTL Hotel Industry Survey of Operations not only tracks the operating and financial characteristics of specific hotel markets, but also sets consistent standards for benchmarking as a management tool for measuring and improving individual property performances by providing an invaluable source of industry information that would otherwise be difficult to obtain.
A download link to the report will be sent by email upon purchase.


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Brake calipers are a vital part of your vehicle's braking system. The calipers squeeze the brake pads against the surface of the brake rotor to slow or stop the vehicle. When you step on the brake, brake fluid from the master cylinder creates hydraulic pressure on one or more pistons in the brake caliper, forcing the pads against the rotor.
Brake calipers don't need to be replaced very often. When they do need replacing, there are some warning signs you may notice. If a caliper is sticking, the vehicle could pull to one side when the brakes are applied. If a caliper is completely seized, serious damage to the brake rotor and other braking components is likely, increasing the potential cost of brake service.
From a safety standpoint, faulty brake calipers may dramatically increase the distance required for you to stop, cause the vehicle to pull to one side, or result in loss of control, which could result in injury to you and possibly others. Neglecting brake caliper maintenance has no environmental impact.


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Prices in currencies other than GBP are for guidance only. The actual rate will be that used by the credit card company at the time of billing.
Vat is applicable to all UK orders. Vat is also applicable to EU orders unless supported by a Valid EEC Vat number entered in your Account details (or when checking out). THIS WILL BE CHECKED WHEN ORDERS ARE PROCESSED.
Min. Shipping :£0.00
Total: £0.00
Sign in to your account or register new one to have full control over your orders.
New customer? Register
12V Halogen H3 bulb rated at 55W, PK22S base. Clear glass. E marked.


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South Africa (ZA) Mud Runs & Obstacle Races
A complete list, guide & directory to obstacle races, adventure runs, and mud runs in South Africa
Unfortunately, we don't know of any upcoming events for this area! Tell us if you know otherwise! We might have some historical records though.
Browse our list of previous mud runs, mud races & obstalce races for South Africa (ZA)
Know of an event we're missing? Let us know and we'll get it added. It's completely free!
Don't forget, you can always use our handy Worldwide Mud Run Finder to search for an event using our interactive map!


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Kosher Certification in Kanpur
Kosher Certification in Kanpur ensures the safety of the food concerning Jewish laws. The term "Kosher" refers to the safe and healthy food, which can be consumed. There are 3 basic categories into which Kosher has been differentiated, the three of them are meat, dairy and pareve. Key points to be remembered areas
⦁ Meat and dairy products should not be taken together
⦁ Pareve refers to "neutral foods" which can be consumed either by dairy products or meat
Pareve is the term defined for food that does not contain any meat and dairy products. Foods that are eligible to get the Pareve label are fruits, eggs, vegetables, grains, and fish. Concerning the Holy Bible, some specific birds and animals are considered kosher. Jewish laws must be followed by the slaughter of birds and animals, animals that are considered kosher are buffalo, sheep, and goats whereas the birds like duck, turkey, goose, and chicken are considered kosher. The kosher label applies only to those dairy products which are made up of the milk of the kosher animals only.


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How To Measure Hat Size
Hat Size Chart
Use this hat size chart to find your perfect fit. It includes conversions to numeric or specific fitted hat sizes and general hat sizes. Keep in mind, different hat manufacturers may size their hats differently.
If your head circumference is: | Then your hat size is: | ||||||||
Inches | Centimeters | Fitted | Easy Fit | Sized Stretch Fit | Stretch Fit/Adjustable | ||||
21 1/4" | 54 cm | 6 3/4" | Small (S) | Small/Medium (S/M) | Small (S) | Small/Medium (S/M) | |||
21 5/8" | 55 cm | 6 7/8" | Small (S) | Small/Medium (S/M) | |||||
22" | 55.9 cm | 7" | Medium (M) | Medium (M) | Small/Medium (S/M) | One Size Fits Most | One Size Fits Most | ||
22 3/8" | 56.8 cm | 7 1/8" | Medium (M) | Medium/Large (M/L) | Medium/Large (M/L) | One Size Fits Most | |||
22 3/4" | 57.8 cm | 7 1/4" | Large (L) | Large (L) | Medium/Large (M/L) | One Size Fits Most | |||
23 1/8" | 58.7 cm | 7 3/8" | Large (L) | Medium/Large (M/L) | One Size Fits Most | ||||
23 1/2" | 59.7 cm | 7 1/2" | XL | Large/XL (L/XL) | XL | Large/XL (L/XL) | One Size Fits Most | ||
23 7/8" | 60.6 cm | 7 5/8" | XL | Large/XL (L/XL) | |||||
24 1/4" | 61.6 cm | 7 3/4" | XXL | XXL | Large/XL (L/XL) | ||||
24 5/8" | 62.5 cm | 7 7/8" | XXL | ||||||
25" | 63.5 cm | 8" | XXL |
If your Head circumference is: | Then your hat size is | ||||
Inches | Centimeters | Fitted | Easy Fit | Sized Stretch Fit | Stretch Fit/Adjustable |
21 1/4'' | 54 cm | 6 3/4'' | Small (S) | Small/Medium (S/M) | |
21 5/8" | 55 cm | 6 7/8" | |||
22" | 55.9 cm | 7" | Medium (M) | One Size Fits Most | |
22 3/8" | 56.8 cm | 7 1/8" | Medium/Large (M/L) | ||
22 3/4" | 57.8 cm | 7 1/4" | Large (L) | ||
23 1/8" | 58.7 cm | 7 3/8" | |||
23 1/2" | 59.7 cm | 7 1/2" | XL | Large/XL (L/XL) | |
23 7/8" | 60.6 cm | 7 5/8" | |||
24 1/4" | 61.6 cm | 7 3/4" | XXL | ||
24 5/8" | 62.5 cm | 7 7/8" | |||
25" | 63.5 cm | 8" |
Learn How to Measure Your Head and Determine Your Hat Size
So you have found the perfect hat, but will it fit like a glove or slip off with the wind? Fashionable Hats wants to make sure that your hats always look sophisticated and well-fitted to your head shape.
This guide helps you determine the right hat size so that you always look stylish. Our custom measuring tool allows you to find the right circumference and size with ease.
Option 1:
How to Measure Your Head and Hat Size Using String and Measuring Tape
This is the traditional way that you can use at home to find your hat size, but it's much easier to use the head measuring device because it already has the inches printed on the tape measure.
What You'll Need Without Tool
- String or ribbon
- Ruler
- Hat sizing chart
- Pen or marker
Step 1: Use a Piece of String to Measure Your Head
With the piece of string in your hands, wrap it around the back of your head just slightly above your ears or about 1/8 of an inch higher than your ear tip.
Pull the string around to meet at the center of your forehead just above your eyebrows. If you like your hat to sit a bit higher, you can pull the string around your head exactly match how your hat rests on your head.
It's important that you don't pull the string too tight. Rather, the string should fit comfortably around your forehead so that it isn't too tight or loose. This should feel exactly the way you want your hat to feel as it rests on your head.
You can mark the distance where the string meets with a pen or marker.
Step 2: Measure the String with a Ruler
Once you have marked the point of circumference on the string, you can lay it flat and place a ruler underneath to find the circumference in inches. You will likely have to measure the size to the nearest 1/8 of an inch.
Step 3: Match the Circumference to the Hat Sizing Chart
Once you have used the string or head measuring device to find your circumference, you'll have the exact measurements needed to use with the hat sizing chart. For example, if you found that your head measures 22 inches overall, then you would pick a hat size of medium or fitted size of 7 to 7 1/8" circumference.
You can use our convenient hat size chart below to see what your hat size will be. These sizes range from S or 21 1/4" to XXL or 25" in circumference.
Option 2:
Custom Hat Sizing Tool
Fashionable Hats offers a head measuring device and hat sizing tool that helps you find the exact size for your hat. While hat sizes vary by designer, brand, and gender, this tool allows you to always know what size you are. The Fashionable Hats head measuring device uses a custom tape measure to easily find the circumference. The tool costs $5, but we include a $5 gift card so that you can instantly use it towards a high-quality hat on our site.
Things to Keep in Mind
Hat sizing is really based on your comfort level as well. If you prefer that a hat fits snugly for certain designs or you want a cap that fits slightly loose, you should account for that in your sizing. Your comfort matters most of all when picking the true hat size.
In addition, there are other factors to consider, such as your hairstyle. A hat that is too tight can make your hair stick out in odd ways. Materials and brands can also fit differently. For example, leather and corduroy may not fit the same hat size.
We take immense pride in our craftsmanship and customer service. For this reason, Fashionable Hats has a "No Hassle" return policy. If you find that your hat doesn't meet your expectations, we will gladly provide a refund within 30 days of purchase. While we make every effort to ensure that your hat fits comfortably, we recognize that you may want to try something different or it could be the wrong fit due to material.
Watch the video below
Women's Hat Sizes
Most women's hat sizes are one size only, but that's not the case with Fashionable Hats. Female head sizes range from 21 inches to 23 inches in circumference. Actual sizes also range depending on the designer. For example, some hats are made for youth sizes, and others come with adjustable bands to keep the hat in place. Whether you are looking for a wide brim hat, fedora, or baseball cap, you can measure your custom head size with Fashionable Hats that you can use to shop for all types of hats in the future.
Men's Hat Sizes
When you shop for hats for men, you will typically find them listed as one size only. Sunday hats, fedoras, caps, and others fall between 21 and 24 inches for men. It can be difficult to find the right hat for a larger head size, which is why custom sizing matters. Carefully measuring your head is much better than using a hat sizing chart, however you can use both methods to determine your size.
Enhance Your Style with the Perfect Fitting Hat
As sophisticated as your tastes are, Fashionable Hats strives to meet and go above your expectations with the quality of our products. With the head measuring device and perfectly sized products, you'll always feel stylish and ready for any occasion.
Shop our wide selection of contemporary hats for men and fashionable hats for women. If you'd like to shop by style, there are plenty of categories to choose from:
Have you found a post on our Instagram @fashionablehats? You can also shop by look.


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Door hanger advertising is a unique way to catch a prospect's eye in a place where they aren't expecting it. Because door hangers must be removed from the doorknob, they are likely to be read and make an impression that lasts beyond a simple glance.
- Add a valuable tearaway coupon or easy-to-save business card by including a two-inch perforation at the bottom of your hanger.
- Door hangers are perfect for limited-time offers, promoting new products and services, or bringing attention to your business in a new sales area.
- Add extra protection from the elements with a durable aqueous coating.


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Neck Pain
Imagine balancing a 12 lb. bowling ball on the tips of your fingers.
All day long.
That's just one of many things your neck must do. Your neck and shoulders work hard. Even the smallest deviation in the relationships of the seven bones of your cervical spine (neck) can cause pain and reduced head and neck mobility.
Minor and Major
Generally, we see two types of neck pain cases. Minor neck and shoulder pain involve sensations of discomfort, stiffness or soreness. If these symptoms last for more than a day or so, occur frequently or were preceded by an accident or some type of injury, we consider it major.
Response to Stress
Physical, emotional or chemical stress can affect the frequency and severity of neck pain. For many of us, the neck and shoulders are the "weakest link in the chain" and so stress shows up here.
Often, emotional stress is the overlooked culprit. Ever hear of something being a "pain in the neck"? Fear, anger or frustration can trigger the tightening of our neck muscles without our even being conscious. In time, chronic muscle spasms set in. Which can lead to headaches.
Some over-the-counter pain reliever might dull the pain, but it ignores the underlying cause!
Consult Our Practice
We see this sort of thing all the time. It's almost routine. Chiropractic care has a history of producing excellent results with those suffering from neck pain. And we do it naturally, without drugs or surgery.
At Abbeville Family Healthcare we specialize in reducing interference to the nervous system in the neck. Many of our patients find that chiropractic care gives them relief from both minor and major neck and shoulder complaints.
Call or email us with your question. Schedule a no-obligation consultation and find out if you're a good candidate for today's safe and natural chiropractic care.


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Use the split ticket journey planner below to book moneysaving Dumfries and Glasgow split train tickets exactly the same way you would ordinarily book your otherwise more expensive train tickets online.
You could save heaps of money if you split your Dumfries and Glasgow train ticket. Plus, you will still travel on the same train, at the same time and most probably in the same seat - just for a lot less money!
The only difference is that in place of just booking you the more expensive through train ticket between Dumfries and Glasgow our system will first determine if cheaper split ticket options exist, at the times you have selected, and then offer you the cheaper train tickets. Click Here to book your cheap and officail split train tickets on Dumfries and Glasgow trains.
Splitting your Dumfries to Glasgow train tickets is when, instead of just one more expensive through ticket to Glasgow from Dumfries, you purchase separate tickets for two or more sectors of the route you wish to travel without affecting your travel options in any way.
Use the split train ticket journey planner above to automatically do the hard work for you by searching the entire National Rail fares database for every possible permutation of travel to identify the best of any available split ticketing options for your train journey between Glasgow and Dumfries, and at the times that you select.
For example, if you wanted to travel from Dumfries to Glasgow, you would expect to buy a ticket direct from Dumfries to Glasgow. However, you may find it a lot cheaper to buy a ticket from Dumfries to Hawarden, and another from Hawarden to High Wycombe and still another from High Wycombe to Glasgow for a much cheaper combined split train ticket price. This is especially true when not all sectors of your journey between Glasgow and Dumfries are during peak time.
So, by buying several tickets that in combination make up the whole of your Glasgow to Dumfries rail route, you could massively reduce your travel cost.
Glasgow Central (Scottish Gaelic: Glaschu Mheadhain) is one of two principal mainline rail terminals in Glasgow, Scotland.
The station was opened by the Caledonian Railway on 1 August 1879 and is one of 20 managed by Network Rail. It is the northern terminus of the West Coast Main Line (397 miles (640 km) north of London Euston), and for inter-city services between Glasgow and England.
With just under 33 million passengers in 2017–18, Glasgow Central is the twelfth-busiest railway station in Britain and the busiest in Scotland. According to Network Rail, over 38 million people use it annually, 80% of whom are passengers. The station is protected as a category A listed building.
The high-level station's facilities were substantially redeveloped in the mid-1980s. The old ticket office / train information building was replaced in 1985 by an all-new Travel Centre adjacent to the Gordon Street entrance. By 1986 a large electro-mechanical destination board at the end of the platforms, with a smaller repeater board at the western side of the concourse, had replaced the former manually operated train-information boards. The old booking office / train information building was retained and redeveloped into shops, eateries and an upstairs bar/restaurant, and the station was re-floored in marble.
During this redevelopment the manned ticket barriers at Platforms 1 to 8 were removed and the yellow ticket automatic barriers were removed from Platforms 9 to 13 (now 15).
In 1998, a five-year renovation programme was initiated by Railtrack, which saw the trainshed completely re-roofed and internally refurbished by Bovis Lend Lease – which also included the restoration of Hielanman's Umbrella.
The 1980s vintage mechanical pixel-style destination boards were later replaced around 2005 with an array of LED-style destination boards. The final improvement, the upgrading of the upstairs restaurant area, was completed in 2005.
In Britain's 100 Best Railway Stations by Simon Jenkins, the station was one of only ten to be awarded five stars. In 2017, the station received a customer satisfaction score of 95.2%, the highest in the UK.
The other two mainline railways stations serving Glasgow are Glasgow Queen Street and to a lesser extent Glasgow Argyle Street station.
Split ticketing on trains between Dumfries and Glasgow is allowed, is perfectly legal and can save you a lot of money. The National Conditions of Travel clearly state that you may use more than one ticket to complete your train journey between Glasgow and Dumfries provided that "the train you are in calls at each station where you change from one ticket to another". Unless you would ordinarilly need to change from one train to another on your route between Glasgow and Dumfries you also do not have to leave the train and get back on it in between the start and end of your journey.
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Keywords used on this site include: Glasgow to Dumfries split train ticket, official Glasgow and Dumfries split train tickets, split Dumfries to Glasgow train tickets, splitticketing Glasgow and Dumfries trains, Glasgow trains, cheap Glasgow train tickets, Dumfries trains, cheap Dumfries train tickets
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Abortion rights activists are working on a counterattack to the 200 bills that have passed in states across the U.S. since 2010.
In the past three years, Republican-led legislatures have backed bills to regulate abortions and the doctors and clinics that perform them.
Bills to ban abortions at 20 weeks are among the laws that cropped up three years ago and have now passed in about a dozen states. This year, North Dakota pushed to end abortions at around six weeks of pregnancy.
"It really has been a wave of abortion restrictions moving across the country and it has affected providers and women and their families," says Elizabeth Nash, who tracks the laws for the Guttmacher Institute.
About a dozen clinics in Texas stopped providing abortions after a new law passed last summer. At least a dozen other clinics have closed across the country because of laws that say doctors must have admitting privileges at local hospitals, or because of another regulation requiring clinics to become mini surgical centers.
New York Takes A Stand
So abortion rights activists say they're pushing a new legislative strategy. In New York, lawmakers introduced the Women's Equality Act in 2013, backed by Gov. Andrew Cuomo.
"Why the state of New York?" asked Cuomo. "Because the state of New York has had a long and proud history of being the first one to stand up on issues like this, on issues of inequality."
It includes pay equity for women and strengthens domestic violence laws. Andrea Miller, president of NARAL Pro-Choice New York, says it also codifies Roe vs. Wade, the decision that legalized abortion.
"It says you have this right to make these decisions prior to the 24th week of pregnancy or thereafter if your life or health is at risk," Miller says. "It's quite simply, Roe vs. Wade put in state law to make sure that it's always there."
The bill didn't pass this year, but it will come up again in 2014.
Those who oppose abortion, including the New York State Catholic Conference, oppose the measure. Kathleen Gallagher, the conference's director of pro-life activities, says it's too broadly written.
"In our review, it's an expansion of late-term abortions here in New York, which we don't believe New York needs," Gallagher says.
Abortion rights activists dispute that, and say they'll work hard to get the package through.
Efforts In Other States
On the other side of the country, an abortion rights-friendly bill in California did pass. It expands the group of medical professionals that can provide abortions, allowing nurse practitioners, physician assistants and nurse midwives to perform first-trimester procedures.
Dr. Joseph Speidel, a professor at the Bixby Center for Global Reproductive Health in San Francisco, says the law sets a precedent for other states.
"The basis of the law change was a careful study that showed that the advance practice clinicians could do abortions as safely as physicians," Speidel says.
Activists point to what they say is another success, the Pennsylvania Agenda for Women's Health, a package of bills spearheaded by the Women's Health Caucus in the legislature. A portion of the agenda was recently introduced by state Rep. Dan Frankel, a Democrat.
"We want to change the conversation," Frankel says. "We want to talk about really, how do we enhance women's health?"
Frankel says women who are poor have limited access to health care, including abortions. He says the agenda, including workplace accommodations for pregnant women and creating buffer zones around clinics where abortion protests take place, would help.
"Those who are sincere in wanting to promote women's health in Pennsylvania ought to be able to endorse and help us pass this package of bills," he said.
In Texas, Rallying Against New Rules
The Pennsylvania bills may face an uphill battle, as legislators there have passed stricter laws — especially since an illegal abortion clinic was discovered in Philadelphia. It's operator, Kermit Gosnell, was convicted of murder in the death of one woman and several viable infants who were born alive and then killed.
Abortion rights activists call Gosnell an outlier, but those who oppose the procedures have used the case to lobby for more restrictions across the country, including in Texas, where Republican Gov. Rick Perry signed a new bill into law last summer.
The Texas measure bans abortion at 20 weeks and requires nearby hospital admitting privileges for doctors performing abortions.
Abortion rights groups say they're mobilizing in opposition to the Texas law, and around state Sen. Wendy Davis, now a Democratic candidate for governor, who conducted an 11-hour filibuster on the issue.
Activists say her decision to speak up inspired new supporters.
"We've had a lot of increased interest in volunteering with our work," says Merritt Tierce, executive director of the Texas Equal Access Fund, a group that helps low-income women pay for abortions. "The most important thing that has come out of this is [a] conversation about abortion that needs to continue, that needs to intensify and that needs to stay focused on the complexities."
Nash calls the effort a starting point.
"What we have been missing has been a bill to rally around and to express the values of those who support reproductive health and rights," she says.
Copyright 2021 NPR. To see more, visit https://www.npr.org.


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The foreign spouse of a Swiss national abroad may apply for simplified naturalisation under certain circumstances (Article 21 para. 2 of the Swiss Citizenship Act, SCA).
Simplified naturalisation of the foreign spouses
SEM: Am I eligible for simplified naturalization? Complete the Self-Check (Pilot Phase) (de, fr, it)
have been living for six years in matrimony with their Swiss spouse and;
have close ties with Switzerland.
stayed in Switzerland at least three times for a minimum of five days each time during the six years preceding the filing of the application;
are able to engage in everyday spoken communication in a national language;
have a basic knowledge of the geographical, historical, political and social particularities of Switzerland, and
maintain contacts with Swiss people.
Art. 21 para. 2 of the Swiss Citizenship Act (SCA) provides that the foreign spouse of a Swiss citizen who lives or has lived abroad may apply for simplified naturalisation if they:
The applicant has close ties with Switzerland under Art. 11 of the Ordinance on Swiss Citizenship (SCO) if they:
In addition, simplified naturalisation is granted provided that the applicant respects public security and public order, respects the values of the Federal Constitution, participates in economic life or completes an education or training programme, encourages their family members to integrate and does not compromise Switzerland's internal or external security.
The State Secretariat for Migration (SEM) is the competent authority for deciding whether an application for simplified naturalisation is granted.
If you meet these conditions, please contact the competent Swiss representation in your country of residence, which will provide you with the relevant forms and information.
the applicant submits to the competent representation their application file consisting of duly completed, dated and signed forms and the required annexes;
upon submission of the application, the applicant pays an advance application processing fee – see 'Fees';
the representation invites the applicant for a personal interview to examine, among other things, whether they have close links with Switzerland and meet the other required conditions;
the representation sends the SEM the application file together with a report on the collected data;
the SEM issues its decision on the application, subject to appeal before the Federal Administrative Court in Switzerland;
the representation notifies the applicant of the SEM's decision.
The State Secretariat for Migration (SEM) is responsible for handling applications submitted abroad at a Swiss representation.
The usual procedure for submitting an application to the competent Swiss representation in the country of residence is as follows:
- Form «Application for simplified naturalisation Art. 21 para. 2 Swiss Citizenship Act SCA»
- Information sheet on Art. 21 para. 2 Swiss Citizenship Act SCA
- Declaration concerning matrimonial union
- Declaration concerning respect for public security and order
- Authorisation to obtain information
- Questionnaire on close connections with Switzerland
- List of documents required for the application in accordance with Art. 21 para. 2 Swiss Citizenship Act SCA
- Criminal record extract;
- Debt claims register extract;
- Tax certificate;
- Confirmation concerning receipt or non-receipt of social welfare benefits;
- Confirmation concerning record, or absence of record, of criminal offences in the case of minors.
- Documents which are not completed in full in a Swiss national language, dated and signed, or illegible documents, will be sent back to you.
- The originals of the foreign documents requested may not be more than three months old (six months for civil status documents) and must be certified by the competent foreign authority.
- Documents which are not in German, French or Italian must be accompanied by a certified translation into a Swiss national language.
Upon request, the representation will send you the following documents, which you must return to it, completed in a Swiss national language, dated and signed:
The following documents, including documents about respect for public security and order, must also be submitted – the representation can give you information about the documents which can be issued in your country of residence abroad:
Please note:
Foreign civil status documents which have not yet been registered in the Infostar register can be submitted together with the application for simplified naturalisation.
The originals of the foreign documents may not be more than six months old and must be certified by the competent foreign authority.
Documents which are not in German, French or Italian must be accompanied by a certified translation into a Swiss national language.
The competent civil status authorities in Switzerland can separately charge fees for their services of civil status (verification of foreign documents with aim to register the civil status data into the register Infostar), according to the Ordinance on fees for civil status matters (Fee-OCS; CC 172.042.110), and have the fees collected by the Swiss representation.
If necessary, Swiss civil status documents (e.g. Swiss family certificate) can be ordered from the competent civil status authority in Switzerland. You will find the addresses of the competent civil registry authorities on the website of the Federal Office of Justice (FOJ): www.bj.admin.ch (de) > Gesellschaft > Zivilstandswesen > Zuständigkeiten und Behörden / www.ofj.admin.ch (fr) > Société > Etat civil > Compétences et autorités / www.ufg.admin.ch (it) > Società > Stato civile > Competenze e autorità.
You can also order Swiss civil status documents via your local representation. Costs must be paid in advance.
- close connection with Switzerland i.e. in particular:
- regular stays in Switzerland (at least three stays of at least five days each in Switzerland in the past six years);
- knowledge of a Swiss national language;
- general knowledge about Switzerland (geography, history, politics, society etc.) – see the «Links» section for useful links to prepare for the personal interview;
- contacts with Swiss nationals;
- persons resident in Switzerland to whom reference can be made; - respect for public security and order;
- respect for the values of the Swiss Federal Constitution,
- participation in gainful activity or acquiring an education;
- promoting and supporting the integration of family members, i.e. in particular:
- learning a Swiss national language;
- participation in gainful activity or acquiring an education in the country of residence;
After the representation has received your application pack for simplified naturalisation, it will arrange a mutually convenient date for a personal interview which will, as a matter of principle, be conducted in a Swiss national language.
You will be invited to come to the representation in person for the interview, accompanied by your Swiss spouse and minor children aged 12 and above who are included in the application.
During the personal interview with the applicant (as part of the process a separate interview will take place with minor children aged 12 and above who are included in the application) the following points, among others, will be examined:
participation in the social and cultural life of Swiss nationals.
The Swiss representation generally submits its report on the collected data to the SEM within 12 months (Art. 22 SCO).
The SEM generally rules on simplified naturalisation or reinstatement of citizenship applications within 12 months of receiving the application file and the report on the collected data from the competent Swiss representation (Art. 23 SCO).
The competent Swiss representation must be notified of any change of address or any event affecting the civil status (marriage, separation, divorce, death, adoption, etc.) during this period.
The Ordinance on Swiss Citizenship (SCO) stipulates the relevant fees.
To cover the costs of processing a simplified naturalisation application, the representation requires applicants to pay an advance fee upon submission of the application.
The amount of the advance on the costs shall be fixed in the currency stipulated by the Swiss representation at the current exchange rate. The advance on costs must cover among other things the following fees and does not include any fees charged separately by the authorities of civil status for their services.
Fees and disbursements | CHF |
SEM and the cantonal authority fees | 600.00 |
Swiss representation fee | 75.00 per half hour |
Transmission costs (abroad> Switzerland) | 5.00 |
These fees are in general non-refundable if the SEM rejects the application or the application is withdrawn during the procedure.
For further information, please contact the competent Swiss representation in your country of residence.
Swiss law recognises dual citizenship. You can in principle keep your original citizenship. Acquisition of Swiss citizenship may, however, result in loss of your original citizenship if the law of your country of origin requires it. Relevant official information can be obtained from the authorities of the country of origin.
SEM: How do I become a Swiss citizen
SEM: FAQ – Swiss citizenship (de, fr, it)
SEM: Swiss citizenship manual (de, fr, it)
Swiss Citizenship Act (SCA; CC 141.0)
Ordinance on Swiss Citizenship (SCO; CC 141.01) (de, fr, it)
FDFA Fees Ordinance (FeeO FDFA; SR 191.11)
Ordinance on fees for civil status matters (Fee-OCS; CC 172.042.110) (de, fr, it)
List of civil registry offices and supervisory authorities in Switzerland (de, fr, it)
SWI swissinfo.ch – Switzerland: How to
Federal Chancellery FCh internet page: The Swiss Confederation – a brief guide


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RAZOR THEORY is a development company that embraces innovation and stays true to traditions.
Creating breakthrough software and mobile products for various businesses, we work as creative agency as well.
We shape your idea, making it smart, simple and profitable.
If you are looking for a team of qualified specialists in Malmö, here we are. Advanced level of
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Razor Theory is a full-circle creative agency. We don't release half-baked products. If we address a project, we provide it with all possible support. Razor Theory works on budget and on time and don't outsource project to external developers. Those are the principles we go for.
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+375 29 13 31 735
hi@razor theory.com


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Cone Beam technology provides a digital tomographic 3D view of the patient's area of interest. A traditional x-ray is only two-dimensional. With Cone Beam systems the doctor is able to get a full 360-degree view of the tooth and all surrounding areas. The 3D Cone Beam scanner provides nearly limitless views of the teeth while using less radiation than traditional medical CT technology. This new technology is fast, simple, and painless, providing many wonderful benefits that were unavailable only a few years ago.
Looking for a practice in Whitby, Ontario? Contact us at 905-666-2750 to schedule an appointment today!


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What Do Buyers Really Want to Know?
Before answering the question, it makes sense to first ask why people want to be in business for themselves. What are their motives? There have been many surveys addressing this question. The words may be different, but the idea behind them and the order in which they are listed are almost always the same.
- Want to do their own thing; to control their own destiny, so to speak.
- Do not want to work for anyone else.
- Want to make better use of their skills and abilities.
- Want to make money.
These surveys indicate that by far the biggest reason people want to be in business for themselves is to be their own boss. The first three reasons listed revolve around this theme. Some may be frustrated in their current job or position. Others may not like their current boss or employer, while still others feel that their abilities are not being used properly or sufficiently.
The important item to note is that money is reason number four. Although making money is certainly important and necessary, it is not the primary issue. Once a person decides to go into business for himself or herself, he or she has to explore the options. Starting a business is certainly one option, but it is an option fraught with risk. Buying an existing business is the method most people prefer. Purchasing a known entity reduces the risks substantially.
There are some key questions buyers want, or should want, answers to, once the decision to purchase an existing business has been made. Below are the primary ones; although a prospective buyer may not want answers to all of them, the seller should be prepared to respond to each one.
- How much is the down payment? Most buyers are limited in the amount of cash they have for a down payment on a business. After all, if cash were not an issue, they probably wouldn't be looking to purchase a business in the first place.
- Will the seller finance the sale of the business? It can be difficult to finance the sale of a business; therefore, if the seller isn't willing, he or she must find a buyer who is prepared to pay all cash. This is very difficult to do.
- Why is the seller selling? This is a very important question. Buyers want assurance that the reason is legitimate and not because of the business itself.
- Will the owner stay and train or work with a new owner? Many people buy a franchise because of the assistance offered. A seller who is willing, at no cost, to stay and to help with the transition is a big plus.
- How much income can a new owner expect? This may not be the main criterion, but it is obviously an important issue. A new owner has to be able to pay the bills – both business-wise and personally. And just as important as the income is the seller's ability to substantiate it with financial statements or tax returns.
- What makes the business different, unique or special? Most buyers want to take pride in the business they purchase.
- How can the business grow? New owners are full of enthusiasm and want to increase the business. Some buyers are willing to buy a business that is currently only marginal if they feel there is a real opportunity for growth.
- What doesn't the buyer know? Buyers, and sellers too, don't like surprises. They want to know the good – and the bad – out front. Buyers understand, or should understand, that there is no such thing as a perfect business.
Years ago, it could be said that prospective buyers of businesses had only four questions:
- Where is the business?
- How much is it?
- How much can I make?
- Why is it for sale?
In addition to asking basic questions, today's buyer wants to know much more before investing in his or her own business. Sellers have to able to answer not only the four basic questions, but also be able to address the wider range of questions outlined above.
Despite all of the questions and answers, what most buyers really want is an opportunity to achieve the Great American Dream – owning one's own business!


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There are no products listed under this category.
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Rush Limbaugh has been spending a lot of time calling the new plans for an overhaul of immigration laws little more than "amnesty" for some 11 million undocumented immigrants already in this country. A lot of time, that is, except for the 15 minutes of an extremely deferential interview Tuesday with Florida Sen. Marco Rubio.
At age 41 and in just his third year in Congress, the Cuban-American Rubio is the man many Republicans believe can lead them out of the doghouse among Latino voters, and perhaps persuade moderates that his party cares about people outside of the older, white, predominantly Southern base.
He is also among the bipartisan group of eight senators backing an immigration plan that has quickly drawn a lot of fire from conservatives.
Yet the only times the word "amnesty" came up in Tuesday's interview with Limbaugh was when Rubio mentioned it himself — talking about President Reagan's immigration reform in 1986. In the end, Limbaugh had only high praise for Rubio, a darling of Tea Party conservatives and among the possible cadre of 2016 presidential candidates.
"Best to you, and good luck," Limbaugh said in closing.
Is this an indicator of how immigration might proceed? Muted criticism from Republicans because of Rubio's involvement? Or will populist opposition to a "pathway to citizenship" bubble up and come to dominate?
S.V. Dáte is the congressional editor on NPR's Washington Desk.
Copyright 2021 NPR. To see more, visit https://www.npr.org.


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Dennis Townsend (b.1933) is one of the most respected of the Rye Potters. He started work at Rye Pottery in 1947, joining David Sharp as a fellow apprentice.
His career with Rye Pottery followed much the same pattern as David Sharp's - he went away to do his National Service when he was twenty-one, at the end of his apprenticeship, but stayed for only three years when he returned. Rye pottery could not afford to support too many fully qualified potters, so he left to form Iden Pottery.
For those of you old enough to remember the BBC TV 'Interlude' footage of a potter's wheel, Dennis's hands were the ones throwing the pot.
Further Reading: |
The Potteries of Rye, 1793 onwards by Carol Cashmore |
Iden Pottery is best known for its stoneware, and the quality has always been excellent.
It was set up by Dennis Townsend at his home in Iden, a village near Rye, when he left the Rye Pottery in 1959. Due to lack of space in his garden shed workshop he moved to larger premises in 1962, and then again in 1966 to Rye, taking over the premises of Ray Everett in Conduit Hill, where he operated until its closure.
By 1968 there was a large export side to the business, and at home the wares were stocked by Heals and Harrods. In 1972 Jim Elliot bought in as a partner (Jim was later to take over Cinque Ports) and stayed until 1980. Over the years the company expanded and contracted to suit the economic climate, and managed at best to be very successful and at worst to keep its head above water.
In the early 1990s Iden were involved in a commercial venture that enabled them to supply goods for export in much larger quantities than could be handled by the pottery in Rye. Dennis's son, David, established the Oxney Green company to handle the large-scale manufacture of goods in Stoke-on-Trent. Patterns were made and hand-painted in Rye and sent to Stoke where they were mass-produced and printed with an eight-colour process that was difficult to distinguish from the hand-painted originals. The largest number of Oxney Green products went to Martha's Vineyard in the USA, but there were three other importers in America and some in Japan.
Iden pots can sometimes be dated by closely looking at the blue oxide backstamp. In 1974 a small notch was cut in the outer circle, and another each following year. Count the notches, if you can see them, and add them to 1974.
The pottery was run by Dennis and his wife, Maureen, producing mainly for the export market until the couple retired in 2002,
Further Reading: |
The Potteries of Rye, 1793 onwards by Carol Cashmore |


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Lake Cicott IRS Lawyer
No one wants to get entangled with the Internal Revenue Service (IRS). If you owe them and fail to pay promptly, they will not hesitate to seize your assets. Criminal charges are even severe if you commit fraud against the IRS. So if you are currently dealing with tax issues, it's best to contact our Lake Cicott IRS lawyer immediately.
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IRS issues should never be handled alone. The legal assistance from an experienced IRS lawyer can make all the difference between having a settled dispute and suffering from overwhelming fines and penalties.
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Non-Filing of Taxes
Failure to file your tax return after 60 days from the original or extended due date will have a penalty ranging between 5-25% of what you owe every month. However, you have to pay a 100% penalty of your unpaid tax if it is less than $205. Worse, these penalties may come with a criminal charge as well.
As your lawyers, our job is to negotiate with the IRS to give you manageable payment terms before a criminal charge is even filed. This is why it is important to address the issue as soon as possible, eliminating the chances of a stressful litigation process.
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We can help you contest the payable amount through audit reconsideration. If this does not succeed, we can still file a claim for a refund or appeal if the refund is also denied. Lastly, filing an Offer in Compromise can also be a viable option.
Unpaid Taxes
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It is important to remember that the count for these ten years will start from the day of their assessment, not from the date when you failed to fully pay your tax liabilities. Also, there are some exceptions where the IRS can still extend their collection efforts past the 10-year mark.
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The IRS is known for its aggressive collection methods. They can garnish your wages or seize all the assets that could fully pay your tax debts. Fortunately, with an expert IRS lawyer, there is still hope that you can mitigate or even eliminate your tax debts.
We will help you evaluate your situation and look for a tax debt relief option that best suits your financial status. Our lawyers will handle the preparation of the needed documents and requirements for your debt relief application, ensuring that your need for assistance is established as legitimate.
Whether you need the IRS to stop collecting your debts for a short period of time or you want more manageable monthly payments, Defense Tax Partners can help look for the best program that will allow you to regain financial freedom as soon as possible.
How Our IRS Lawyers can Assist You
All of our Lake Cicott IRS lawyers are well-versed when it comes to federal tax laws. We know what the IRS can do and how legal procedure works when it comes to tax debts and violations. If you choose to work with us, we guarantee a legal service that can effectively reduce your debts, provide you with a better payment plan, mitigate your penalties, and clear your name against any tax-related criminal charge.
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2. Tax Lien Removal
3. Tax Resolution
4. Audit Representation
5. Bank Levy Removal
6. Penalty Abatement
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8. Offer in Compromise Application
9. Innocent Spouse
10. Passport Reinstatement
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Let's Talk – Compassionate Legal Advice
It's normal to feel worried when the IRS notifies you of a violation or when your tax debts are gradually increasing. However, you don't have to get overwhelmed with the legality of it all. This is what our Lake Cicott IRS lawyers are for!
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Call Defense Tax Partners at (463) 217-3855 for your Free Consultation with an Lake Cicott IRS Lawyer!