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Influenza, commonly known as "the flu", is an infectious disease caused by the influenza virus. Symptoms can be mild to severe. The most common symptoms include: a high fever, runny nose, sore throat, muscle pains, headache, coughing, and feeling tired. These symptoms typically begin two days after exposure to the virus and most last less than a week. The cough, however, may last for more than two weeks. In children there may be nausea and vomiting but these are not common in adults. Nausea and vomiting occur more commonly in the unrelated infection gastroenteritis, which is sometimes inaccurately referred to as "stomach flu" or "24-hour flu". Complications of influenza may include viral pneumonia, secondary bacterial pneumonia, sinus infections, and worsening of previous health problems such as asthma or heart failure.
Usually, the virus is spread through the air from coughs or sneezes.This is believed to occur mostly over relatively short distances. It can also be spread by touching surfaces contaminated by the virus and then touching the mouth or eyes. A person may be infectious to others both before and during the time they are sick. The infection may be confirmed by testing the throat, sputum, or nose for the virus.
Influenza spreads around the world in a yearly outbreak, resulting in about three to five million cases of severe illness and about 250,000 to 500,000 deaths. In the Northern and Southern parts of the world outbreaks occur mainly in winter while in areas around the equator outbreaks may occur at any time of the year. Death occurs mostly in the young, the old and those with other health problems. Larger outbreaks known as pandemics are less frequent. In the 20th century three influenza pandemics occurred: Spanish influenza in 1918, Asian influenza in 1958, and Hong Kong influenza in 1968, each resulting in more than a million deaths. The World Health Organization declared an outbreak of a new type of influenza A/H1N1 to be a pandemic in June of 2009. Influenza may also affect other animals, including pigs, horses and birds.
Frequent hand washing reduces the risk of infection because the virus is inactivated by soap. Wearing a surgical mask is also useful. Yearly vaccinations against influenza is recommended by the World Health Organization in those at high risk. The vaccine is usually effective against three or four types of influenza. It is usually well tolerated. A vaccine made for one year may be not be useful in the following year, since the virus evolves rapidly. Antiviral drugs such as the neuraminidase inhibitors oseltamivir among others have been used to treat influenza. Their benefits in those who are otherwise healthy do not appear to be greater than their risks. No benefit has been found in those with other health problems.


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Casa and Critters in Vacaville, CA
700 Violet Ln, Vacaville, CA 95687
(707) 333-7786About
Looking for a reliable and trustworthy pet sitter for your furry family members? Look no further than Casa and Critters!
Casa and Critters offers a wide range of pet sitting services for a variety of pets, including dogs, cats, birds, and small animals. This means that no matter what type of furry, feathered, or scaled friend you have at home, Casa and Critters can help take care of them while you're away.
Casa and Critters sitters are required to have completed training and certifications in animal care, ensuring that your pets receive the highest level of care and attention. This includes knowledge of animal behavior, nutrition, and health, as well as the ability to handle any potential emergencies or issues that may arise.
Casa and Critters understands that every pet has unique needs and preferences, and their pet sitting services are flexible and customizable to meet those needs. They offer a range of services, including feeding, walking, playing, and administering medication if needed. They can also provide overnight stays in your home, ensuring that your pets receive round-the-clock care and companionship.
Casa and Critters is dedicated to maintaining open communication with their clients. They will provide updates on your pets' activities and well-being through photos, videos, and messages, giving you peace of mind while you're away.
In addition to their certifications and expertise, the pet sitter has years of experience working with animals, giving them the knowledge and intuition to recognize and respond to any potential issues or concerns. This means that your pets will be in safe hands and receiving the best possible care.
Finally, Casa and Critters is proud to have a proven track record of satisfied clients. They have received glowing testimonials from pet owners who appreciate their care and attention to detail. Casa and Critters's commitment to providing high-quality pet sitting services is reflected in the positive feedback they receive from their clients.
In conclusion, Casa and Critters is the perfect choice for pet owners who want the best possible care for their furry family members. With their certifications, experience, and dedication to providing excellent service, you can trust that your pets will be in good hands while you're away. Contact Casa and Critters today to learn more about their pet sitting services and how they can help take care of your beloved pets.
Shopping with Casa and Critters is a breeze! You can call them at (707) 333-7786 or head over to their website for more information. Conveniently located in CA, Casa and Critters is your go-to destination for all your Pet sitter needs. All visitors are welcome to drop by in-person to meet the friendly staff and take a tour. Discover a wide array of products in stock and services at Casa and Critters – check out their website for more information about products & services offered. The website features detailed descriptions of everything currently available, as well as information about the Casa and Critters team of professionals. If you have any questions, comments, or feedback, don't hesitate to reach out by calling them at (707) 333-7786.
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- Open 24 hours
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subset: commoncrawl


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Taking the Fear out of Saving for a Home
If you're planning to buy a home, knowing what to budget for and how to save may sound scary at first. But it doesn't have to be. One way to take the fear out of budgeting is understanding some of the costs you might encounter. And to do that, turn to trusted real estate professionals. They can help you plan your finances and prepare your budget.
Here are just a few costs experts say you can expect.
1. Down Payment
Saving for your down payment is likely top of mind as you set out to buy a home. But do you know how much you'll need to save? While each situation is different, there's a common misconception that putting 20% down toward your purchase is required. An article from the Mortgage Reports explains why that's not always the case:
"The idea that you have to put 20% down on a house is a myth. . . . The right amount depends on your current savings and your home buying goals."
To understand your options, partner with a trusted real estate professional to go over the various loan types, down payment assistance programs, and what each one requires.
2. Closing Costs
Make sure you also budget for closing costs, which are a collection of fees and payments made to the various people involved in your transaction. Bankrate explains:
"Closing costs are the fees you pay when finalizing a real estate transaction, whether you're refinancing a mortgage or buying a new home. These costs can amount to 2 to 5 percent of the mortgage so it's important to be financially prepared for this expense."
The best way to understand what you'll need at the closing table is to work with a trusted lender. They can provide you with answers to the questions you might have.
3. Earnest Money Deposit
If you want to cover all your bases, you can also consider saving for an earnest money deposit (EMD). An EMD is money you pay as a show of good faith when you make an offer on a house. According to realtor.com, it's usually between 1% and 2% of the total home price.
This deposit works like a credit. It's not an added expense – it's paying a portion of your costs upfront. You're using some of the money you already saved for your purchase to show the seller you're committed and serious about their house. Realtor.com describes how it works as part of your sale:
"It tells the real estate seller you're in earnest as a buyer, . . . . Assuming that all goes well and the buyer's good-faith offer is accepted by the seller, the earnest money funds go toward the down payment and closing costs. In effect, earnest money is just paying more of the down payment and closing costs upfront."
Keep in mind, an EMD isn't required, and it doesn't guarantee your offer will be accepted. It's important to work with a real estate advisor to understand what's best for your situation and any specific requirements in your area. They'll help you determine what moves you should make in the homebuying process to have the greatest success.
Bottom Line
Budgeting for your home purchase doesn't have to be scary. Let's connect so you'll have an expert on your side to answer any questions you have along the way.


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According to Matthew
24 Now as Jesus was departing from the temple, his disciples approached to show him the buildings of the temple. 2 In response he said to them: "Do you not see all these things? Truly I say to you, by no means will a stone be left here upon a stone and not be thrown down."+
3 While he was sitting on the Mount of Olives,+ the disciples approached him privately, saying: "Tell us, when will these things be, and what will be the sign of your presence+ and of the conclusion of the system of things?"+
4 In answer Jesus said to them: "Look out that nobody misleads you,+ 5 for many will come on the basis of my name, saying, 'I am the Christ,' and will mislead many.+ 6 You are going to hear of wars and reports of wars. See that you are not alarmed, for these things must take place, but the end is not yet.+
7 "For nation will rise against nation and kingdom against kingdom,+ and there will be food shortages+ and earthquakes in one place after another.+ 8 All these things are a beginning of pangs of distress.
9 "Then people will hand you over to tribulation+ and will kill you,+ and you will be hated by all the nations on account of my name.+ 10 Then, too, many will be stumbled and will betray one another and will hate one another. 11 Many false prophets will arise and mislead many;+ 12 and because of the increasing of lawlessness, the love of the greater number will grow cold.+ 13 But the one who has endured to the end will be saved.+ 14 And this good news of the Kingdom will be preached in all the inhabited earth for a witness to all the nations,+ and then the end will come.
15 "Therefore, when you catch sight of the disgusting thing that causes desolation, as spoken about by Daniel the prophet, standing in a holy place+ (let the reader use discernment), 16 then let those in Ju·deʹa begin fleeing to the mountains.+ 17 Let the man on the housetop not come down to take the goods out of his house, 18 and let the man in the field not return to pick up his outer garment.+ 19 Woe to the pregnant women and those nursing a baby in those days!+ 20 Keep praying that your flight may not occur in wintertime nor on the Sabbath day; 21 for then there will be great tribulation+ such as has not occurred since the world's beginning until now, no, nor will occur again.+ 22 In fact, unless those days were cut short, no flesh would be saved; but on account of the chosen ones those days will be cut short.+
23 "Then if anyone says to you, 'Look! Here is the Christ,'+ or, 'There!' do not believe it.+ 24 For false Christs and false prophets+ will arise and will perform great signs and wonders so as to mislead,+ if possible, even the chosen ones. 25 Look! I have forewarned you. 26 Therefore, if people say to you, 'Look! He is in the wilderness,' do not go out; 'Look! He is in the inner rooms,' do not believe it.+ 27 For just as the lightning comes out of the east and shines over to the west, so the presence of the Son of man will be.+ 28 Wherever the carcass is, there the eagles will be gathered together.+
29 "Immediately after the tribulation of those days, the sun will be darkened,+ and the moon will not give its light, and the stars will fall from heaven, and the powers of the heavens will be shaken.+ 30 Then the sign of the Son of man will appear in heaven, and all the tribes of the earth will beat themselves in grief,+ and they will see the Son of man+ coming on the clouds of heaven with power and great glory.*+ 31 And he will send out his angels with a great trumpet sound, and they will gather his chosen ones together from the four winds, from one extremity of the heavens to their other extremity.+
32 "Now learn this illustration from the fig tree: Just as soon as its young branch grows tender and sprouts its leaves, you know that summer is near.+ 33 Likewise also you, when you see all these things, know that he is near at the doors.+ 34 Truly I say to you that this generation will by no means pass away until all these things happen. 35 Heaven and earth will pass away, but my words will by no means pass away.+
36 "Concerning that day and hour nobody knows,+ neither the angels of the heavens nor the Son, but only the Father.+ 37 For just as the days of Noah were,+ so the presence of the Son of man will be.+ 38 For as they were in those days before the Flood, eating and drinking, men marrying and women being given in marriage, until the day that Noah entered into the ark,+ 39 and they took no note until the Flood came and swept them all away,+ so the presence of the Son of man will be. 40 Then two men will be in the field; one will be taken along and the other abandoned. 41 Two women will be grinding at the hand mill; one will be taken along and the other abandoned.+ 42 Keep on the watch, therefore, because you do not know on what day your Lord is coming.+
43 "But know one thing: If the householder had known in what watch* the thief was coming,+ he would have kept awake and not allowed his house to be broken into.+ 44 On this account, you too prove yourselves ready,+ because the Son of man is coming at an hour that you do not think to be it.
45 "Who really is the faithful and discreet slave whom his master appointed over his domestics, to give them their food at the proper time?+ 46 Happy is that slave if his master on coming finds him doing so!+ 47 Truly I say to you, he will appoint him over all his belongings.
48 "But if ever that evil slave says in his heart, 'My master is delaying,'+ 49 and he starts to beat his fellow slaves and to eat and drink with the confirmed drunkards, 50 the master of that slave will come on a day that he does not expect and in an hour that he does not know,+ 51 and he will punish him with the greatest severity and will assign him his place with the hypocrites. There is where his weeping and the gnashing of his teeth will be.+


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Because purchasing a home is probably the biggest investment you will ever make, you will definitely want a team of professionals working with you throughout the process. Let a Mortgage Brokers Ottawa trusted Mortgage Broker lead the way.
Besides the Mortgage Broker, here are some suggestions of other professionals to help you along the way.
The Real Estate Agent, who will:
• Help you find the ideal home.
• Write an Offer of Purchase.
• Negotiate on your behalf to help you get the best possible deal.
• Provide you with important information about the community, arrange and coordinate the home inspection and essentially save you time, trouble and money.
The Lawyer/Notary
You need a lawyer, (or a notary in Quebec), to protect your legal interests and process the legal work necessary to transfer title.
The Home Inspector
You should consider having any home you are thinking of buying inspected by a knowledgeable and professional home inspector. The home inspector's role is to inform you on the property's condition. He or she will tell you if something is not functioning properly, needs to be changed or is unsafe.
The Insurance Agent/Broker
An insurance agent/broker can help you with your insurance needs. Lenders insist on property insurance because your property is their security for your loan. Property insurance covers the replacement cost of your home, so premiums may vary depending on its value.
The Appraiser
Having an independent appraisal done on a property when you make an offer is a good idea. It will tell you what the property is worth and help ensure that you are not paying too much. Your lender may also ask for an appraisal by a recognized company in order to complete a mortgage loan.


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The most important thing to do - every hour or so - is change your posture and get the body parts moving again. Stand up, take a few slow, deep breaths, and walk around for five minutes. Change your perspective. Go to the window, look around, see something other than the Power Point you've been working on for the last hour. Refresh your mind with new images, new scenery.
Now, back at your desk, you're ready to do a series of simple exercises that will get your physical and mental systems back online -
• Gently tilt your head forward and back
• Gently turn your head toward your shoulder, right and left
• Gently tilt your ear toward your shoulder, right and left
• Shoulder shrugs - lift your shoulders toward your ears
• Shoulder rolls - forward and back
• Wrist circles - clockwise and counterclockwise
• Ankle circles - clockwise and counterclockwise
• Arm circles - clockwise and counterclockwise
• Knee bends - halfway down and come up
• Knee raises (lightly touch a wall with one hand for support)
• Spine twists (hands on hips, gently twist right and left)
• Spine side bends ((hands on hips, gently bend right and left)
How many repetitions to do? Just a few for each exercise - you'll know instinctively what feels good, what feels right. And in less than ten minutes, you've stimulated your muscles and joints throughout your body, recharged your nervous system, regained the benefits you achieved earlier in the day at the gym, and are primed to have a great rest of the day!
1Blanchette DM, et al. Aerobic Exercise and Cognitive Creativity: Immediate and Residual Effects. Creativity Research Journal, 17(3):257-264, 2005.
2Steinberg H, et al. Exercise enhances creativity independently of mood. Brit J Sports Med 31(3):240-245, 1997.
3Wiley RL, et al. Isometric exercise training lowers resting blood pressure. Med Sci Sports Exerc 24(7):749-54, 1992.


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Welcome to Thermoplastic Playground Markings. We are a nationwide company, who have been in the floor marking industry for over 20 years.
We have carried out thousands of playground projects that involve thermoplastic markings for schools in Stanley Hill HR8 1, and these are ideal for children's outdoor play areas.
If you've got an existing macadam surface at your school or kindergarten, our team can add colourful designs to brighten up the facility and make it much more engaging.
These different playground markings for schools encourage kids to participate in lots of fun activities like hopscotch, maths games, role play, and target throwing.
There is a huge range of options to choose from, and we even create bespoke designs to suit whatever you want.
Be sure to contact us if you'd like some information on the costs to install thermoplastic markings. One of our experts nearby will discuss this with you and offer an affordable quote for your budget.
Any decent school playground relies heavily on thermoplastic material for the playground surface. They can turn a drab place into something vibrant and unusual or turn a grassy patch into a football field.
Playground markings can construct anything from number grids to amusing designs and simple games, and they don't have to be straight lines to create fun playground games that also aid in cognitive development and building social skills.
Our team can offer bespoke school markings and thermoplastic line markings to create a fun playground surface to promote further outdoor play and the overall physical health and physical activity of school children.
Thermoplastic playground markings offer several benefits that make them a popular choice for enhancing play areas. Here are some of the key benefits of thermoplastic playground markings:
Thermoplastic markings are highly durable and can withstand heavy foot traffic, weather conditions, and the wear and tear associated with playground activities.
They are resistant to fading, cracking, and peeling, ensuring long-lasting play surfaces.
Thermoplastic playground markings are designed with safety in mind.
They often include non-slip surfaces, which reduce the risk of slips and falls, especially when wet.
The markings can also include safety features such as boundary lines, hazard warnings, and designated safe zones, promoting safe play and reducing the risk of accidents.
Thermoplastic markings come in a wide range of vibrant colours, shapes, and designs.
They add visual appeal to the playground, making it more engaging and attractive for children.
The bright and visually stimulating markings encourage active play and exploration.
Many thermoplastic playground markings are designed to be educational and promote learning.
They can include alphabet letters, numbers, shapes, and mathematical grids.
These markings provide opportunities for interactive learning, reinforce educational concepts, and support cognitive development.
Thermoplastic markings can be used to create games, activities, fitness trails, and sports court markings.
These encourage physical activity, movement, and coordination among children.
The markings help promote a healthy lifestyle and active play, supporting the development of gross motor skills.
Thermoplastic playground markings are a cost-effective solution compared to other playground enhancements or surfacing options.
They are relatively easy to install, require minimal maintenance, and have a long lifespan.
This makes them a cost-efficient investment for schools, parks, and recreational facilities.
Thermoplastic markings offer a high degree of customizability. They can be tailored to suit specific play area requirements, age groups, and themes.
Custom designs can incorporate logos, school emblems, or unique shapes to create a personalised play environment.
Thermoplastic markings are generally considered environmentally friendly. They are free from harmful chemicals such as lead or solvents.
Additionally, thermoplastic materials can be recycled, making them a sustainable choice for playground applications.
Thermoplastic playground markings provide an engaging, safe, and durable play environment that supports children's physical, cognitive, and social development.
Their versatility, longevity, and visual appeal make them a preferred option for enhancing playground spaces.
We've got a range of experience within thermoplastic playground markings for schools permitting us to execute a few different expert services that match the customer's standards.
Our professional workers will install numerous designs and coloured playground markings in Stanley Hill, which school children can have fun with and learn valuable abilities.
If you're interested in more information on playground surface designs, have a look at this https://www.thermoplasticplaygroundmarkings.co.uk/educational/nursery/herefordshire/stanley-hill
The most popular playground markings that we offer normally include traditional playground games, maths squares, sports line playground markings and cartoon pictures in various colour choices and patterns.
These are some of the most popular design options, but we have a huge selection of thermoplastic playground markings for schools to choose from.
Many schools like to use these areas for outdoor learning as playing outside helps kids take in new things that they learn.
There are many health benefits of being outside as children will also boost their activity levels through enjoying the fun school playground marking games.
You could even create your own bespoke patterns with a logo or specific colour scheme of your school. The choice is completely up to you, and we may be flexible to suit your budget.
The thermoplastic markings are delivered to the job site in pre-cut sheets of material by our expert installers. After that, we use a specialized priming solution to prepare the current playground.
The markings are placed and heated after they have been primed.
Sports facility lining, which might be applied for sporting activities, may incorporate football, tennis, basketball, or netball, which you could use for countless alternative activities.
This means that you can use primary schools and public facilities more efficiently, and kids would make the most out of using the playground.
There are several sports playground markings for schools we install.
If you want to find out about MUGA playground markings, please click here https://www.thermoplasticplaygroundmarkings.co.uk/activities/muga/herefordshire/stanley-hill
We could also apply an anti-slip paint coating to these areas to ensure they have the correct performance qualities for any sports you'd like to play.
As we are play area design professionals in Stanley Hill HR8 1, we could additionally carry out renovation processes for pre-existing lines which may have grown depleted or dull through time.
If you have a tired macadam surface, we can greatly improve the appearance and quality by applying coloured paint.
These play surface shapes are made from a material known as thermoplastic. Thermoplastic graphics are installed onto an asphalt area by applying heat to the graphics and sticking them to the flooring.
You can select from an array of distinct colours, designs and shapes for your graphics. All of which use environmentally friendly material.
If necessary, we could paint the tarmac playground before our installers put down the thermoplastic playground markings, making the play flooring appear completely new since it should be considerably brighter.
This would be done in a specialist high-durability paint, which is available in several bright colours and simple black to cover up faded areas of the tarmac and make it look new.
You can also have school car park markings or thermoplastic road markings which are both extremely long-lasting and durable in all types of weather.
It is common for local primary schools, nurseries and playgroups closest to you in Stanley Hill to get heat-applied line marking supplies applied to their surrounding areas.
Educative school playground markings tend to be an option. For example, we might apply snakes and ladders, hopscotches and number squares; these can assist the children in learning skills through participating in energetic games.
All our markings meet up with the curriculum, including key stage 1 school playground markings.
For more information on bespoke markings for KS1, have a look at this: https://www.thermoplasticplaygroundmarkings.co.uk/curriculum/ks1/herefordshire/stanley-hill
Most of these play area patterns can help join local people alongside one another and help really encourage youngsters to become significantly more energetic and have fun while learning.
Our team will also put in activities that will be based on the pupils' countrywide learning course.
This will help enhance the school's inspection report, and grades since these graphics styles can give children options to learn skills more effectively whilst playing school playground games.
The application of plastic playground graphics is quick, and the outcome will be dependable and hard-wearing through intense use by children day by day.
Existing playground markings can also be restored and preserved efficiently by our professionals.
We have additional playground marking services that we can carry out to clear away old painted lines when they have become exhausted and upgrade them with an entirely different pattern.
Having said that, we can also improve old graphics by relining the designs using line markings and improving the look of the surface further encouraging children to use the outdoor play area as well as encourage physical fitness and physical activity.
Our team of skilled playground installers can install a simple playground marker in as little as half an hour, such as hopscotch.
Depending on the design of the playground markings applied, the amount of time we spend on each marking varies. It can take up to two hours to complete a complex marking such as school signs, school logos and custom games.
Our thermoplastic play marks are adhered to the surface using small glass beads applied while the surface is still warm.
Once the markings have cured, they provide an anti-slip function.
Netball Lines Installer in Stanley Hill - https://www.thermoplasticplaygroundmarkings.co.uk/activities/netball/herefordshire/stanley-hill
Nursery Play Area Graphics in Stanley Hill - https://www.thermoplasticplaygroundmarkings.co.uk/educational/nursery/herefordshire/stanley-hill
Hopscotch Playground Markings in Stanley Hill - https://www.thermoplasticplaygroundmarkings.co.uk/games/hopscotch/herefordshire/stanley-hill
Macadam Playground Markings in Stanley Hill - https://www.thermoplasticplaygroundmarkings.co.uk/surfacing/macadam/herefordshire/stanley-hill
KS1 Playground Markings in Stanley Hill - https://www.thermoplasticplaygroundmarkings.co.uk/curriculum/ks1/herefordshire/stanley-hill
Removing Playground Marking Designs in Stanley Hill - https://www.thermoplasticplaygroundmarkings.co.uk/renovation/removal/herefordshire/stanley-hill
Please fill in our contact form if you think about having a high-quality thermoplastic playground marking installed in Stanley Hill HR8 1.
We will give you some professional advice regarding the design options and costs for this work.
We cover Stanley Hill (Herefordshire)


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The fastest way to ensure you get what you want is to return the item you have, and once the return is accepted, make a separate purchase for the new item.
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Quite a few words are mispronounced by under-educated people, or people learning English as a second language. Some words are often mispronounced by quite educated people who read, and began reading high-level literature before they heard the vocabulary spoken.
This can lead to a vocabulary dissonance, occasionally leading to the belief that there are two words (the known spelling of one, and the verbal hearing of the same) where only one exists. Epitome is a common example that springs to mind.
Answer with a word and its proper pronunciation (and potentially, the commonly mistaken punctuation).


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Three Princeton University seniors have been awarded the Henry Richardson Labouisse '26 Prize to spend one year pursuing international civic engagement projects after graduation. The $30,000 prize will support a joint initiative by Shirley Gao and Raphael Frankfurter in Sierra Leone, and a project by Courtney Crumpler in Brazil.
The award to Gao and Frankfurter will aid their work to develop a maternal health coordination center in eastern Sierra Leone. Crumpler's prize will support her efforts to bolster community organizing in underserved communities in Rio de Janeiro in advance of the 2014 World Cup finals and 2016 Olympics there.
The Labouisse Prize enables graduating seniors to engage in a project that exemplifies the life and work of Henry Richardson Labouisse, a 1926 Princeton graduate who was a diplomat, international public servant and champion for the causes of international justice and international development. The prize was established in 1984 by Labouisse's daughter and son-in-law, Anne and Martin Peretz.
"The committee was unanimous in its opinion that these projects best embodied what Ambassador Henry Labouisse's life and career stood for," said Stanley Katz, a lecturer with the rank of professor in public and international affairs at the Woodrow Wilson School of Public and International Affairs. Katz selected the 2013 winners along with Janet Chen, an assistant professor of history and East Asian studies.
Focus on maternal health
Both Gao, concentrating in the Woodrow Wilson School, and Frankfurter, concentrating in anthropology, are pursuing certificates in global health and health policy. They will partner with Wellbody Alliance — a public health care and social justice nonprofit co-founded in Sierra Leone's Kono District by physicians Daniel Kelly, a member of Princeton's Class of 2003 — and Bailor Barrie, to develop a coordination center for the organization's maternal health care program.
According to Gao, a native of Davis, Calif., and Frankfurter, from Durham, N.H., Kono is one of the poorest regions in West Africa; 20 percent of children die before the age of 5 and one in 20 women die during childbirth.
In 2012, one year after Wellbody Alliance initiated a project in Kono to combat those statistics, the duo reported, more than 5,000 women a month were seeking care through it. The response has overwhelmed the nonprofit, which only recently received funding to construct a permanent facility to house examination rooms, screening centers and a headquarters for the maternal health care system.
Gao and Frankfurter plan to hire an additional nurse to handle complex cases; create a center for periodic community health worker retraining; develop a curriculum and train emergency medical technicians; hire two case managers; develop an effective supervisory structure for the community health workers; create a 24-hour communication system for ambulance dispatch; and develop a centralized location for coordination among nongovernmental organizations on maternal health-related activities. The pair also plan to train project managers and head community health workers to assume responsibility for the center and hope to develop fundraising mechanisms to ensure its sustainability. In addition, they plan to pursue longer-term funding for the staff and project expansions.
At Princeton, Gao's coursework in health policy led to an internship last summer in Sierra Leone with the Wellbody Alliance. The experience helped her develop her senior thesis, which examines how the post-conflict Sierra Leone government can build a functional health care labor force. She won senior thesis funding to return to Sierra Leone in January to conduct fieldwork.
"I am thrilled to return to Sierra Leone and work in a field I am passionate about," Gao said. "The Labouisse fellowship allows me to gain valuable on-the-ground experience and build on what I learned last summer and this year as I've engaged in my thesis."
She plans to pursue a career in health policy.
Frankfurter, a certified emergency medical technician, has been a member of the Health Grand Challenges research group on the Social Determinants of Health since his sophomore year. He first traveled to Sierra Leone in 2010 for an internship with Wellbody Alliance, where he worked on the development of the maternal health project.
In 2011 he received a $10,000 Davis Projects for Peace award, coordinated by the Pace Center for Civic Engagement, to implement a community health workers program in the Kono District for Wellbody. With an Adel Mahmoud Global Health Scholars grant, he returned to Kono to work for Wellbody again last summer to lead a team of Princeton interns (which included Gao), conduct senior thesis research and provide project management including an evaluation of the maternal health project that began two years earlier.
After three summers of working in Kono, Frankfurter said, "I've witnessed firsthand the essential and lifesaving care this health care system is providing along with gaps in coordinating that could potentially be costing lives."
Frankfurter's senior thesis addresses the ways patients and traditional healers are responding to the development of health care systems in Kono. His plans include medical school and a career in international medicine.
Working in favelas
Crumpler is an anthropology major pursuing a certificate in global health and health policy. She is also earning certificates in Latin American studies, Portuguese and dance. The Labouisse Prize will support her work in Rio de Janeiro with Catalytic Communities. The nonprofit group, also known as CatComm, aims to change the public perception around unserved neighborhoods known as favelas and support community-driven initiatives in these neighborhoods.
According to Crumpler, who is from Raleigh, N.C., preparations for the 2014 World Cup finals and the 2016 Olympic games have the potential to marginalize further many of the 1.4 million people who live in Rio's favelas. CatComm and other community organizations are concerned about forced evictions being carried out in parts of the city marked for event-related development and about favela upgrade programs in neighborhoods closest to the public eye, rather than in those with demonstrated need.
As planned, her project will contribute to CatComm's goals by documenting community organizing initiatives throughout the city and developing strategies to increase participation in them, conducting workshops in targeted favelas, and producing educational materials and news articles for the organization. The basis for this work will be extensive research around the practices of existing community organizations.
"What I am most excited about for this fellowship," Crumpler said, "is the opportunity to collaborate with and learn from my future colleagues in Brazil, discovering the ways that people-centered research is being put into practice as Rio de Janeiro transforms in the coming years."
Crumpler's commitment to Rio and the issues facing its low-income residents began in 2010, when she traveled there as a recipient of a Paul E. Sigmund Scholars Award from the Program in Latin American Studies. The award enabled her to work with a youth theater group on HIV/AIDS-related issues.
In summer 2012, as a recipient of a Davis Project for Peace award, she and a colleague designed and implemented a gardening project at a preschool in Niteroi, a city situated across the bay from Rio. Crumpler also conducted research for her senior thesis on the connections between urban agriculture and health in Rio. An Adel Mahmoud Global Health Scholarship funded her summer research as well as a return trip to Rio in January to continue fieldwork for her thesis.
After her fellowship, Crumpler will pursue graduate studies that combine anthropology, public policy and global health, with a focus on Latin America.


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Last year I welcomed the rattling death knell of several of my least favorite design elements and facets of technology. Some of them have died already, some are dying, and a couple have been recently diagnosed as "terminal." Looking forward, I think their diminishing presence will make 2014 a better year for experience design.
1. The Drop-Down Menu
Drop-down menus have been a cornerstone of user interfaces since the dawn of the Internet. Countless sites continue to use hover state drop-down lists as a critical piece of navigation, but as trends shift toward fully responsive, device-agnostic design, there won't continue to be simple drop-down menus.
In its current form, the drop-down menu cannot function on platforms where the concept of a "hover state" doesn't exist (on tablets and phones). As the "mobile first" movement continues gaining traction, click-based navigation, such as the use of a "hamburger button" to nest an entire site's navigation in a clickable list, will become more prevalent.
2. Carousel
The carousel is another ancient relic (by Internet standards, at least) of web UI that enables pages to feature multiple content elements within a certain spot above the fold. Typically set to cycle based on time, carousels have been phased out, particularly on major news sites, in favor of adaptive content blocks that fill space based on browser width. Again, the death of this trend benefits mobile and tablet users, who avoid frustrating experiences attempting to "swipe" through a carousel or navigate between elements. The carousel as we know it will likely evolve into a more gallery-like interface based on swipes and navigation rather than a time-based approach.
3. Internet Explorer 9
Praise the Internet gods! Major Internet corporations now phase out older versions of Internet Explorer far more quickly than before. Remember, just a few years ago we had to dumb down user experiences just to ensure compatibility with IE6. Even worse, the years that went by before we no longer had to support it. Fast forward to present day, where major players like Google and Facebook are embracing standards-based innovation, forcing Microsoft to either do the same or get left behind.
Praise the Internet gods! [We] now phase out older versions of Internet Explorer far more quickly
The old "Embrace, Extend, Extinguish" philosophy hasn't really helped in the browser war. IE continues to lose browser market share to Chrome and will continue to lose ground if Microsoft cannot keep up with the beautiful innovations present in Chrome, Firefox, and even Safari. In November 2013, Google announced that it will stop supporting IE9, which usually signals that the rest of the UX community will soon follow suit. This is great for the future, because your UX can only be as strong as your weakest link. Catering to ancient IE versions always ensures Microsoft's browser costs you the ability to innovate.
4. Skeuomorphism
A hot topic with design nerds, the skeuomorphism vs. flat design debate raged all of last year and will likely continue into 2014. Arguably, Apple has been the biggest proponent of skeumorphism through their iOS design choices and their historical majority of users over other mobile systems (prior to 2013), whereas Google has championed flat design for years. As Android market share increased dramatically—and with Microsoft jumping aboard the flat train with their new Surface and mobile OS—Apple had to make a choice: Either continue leading a design trend that feels less fresh (and debatably creates a less-friendly UI), or embrace this new trend. With iOS7, Apple went flat, extinguishing the final major skeuomorphism flame.
5. Flash
Although the previous point tabs Apple as a latecomer to the flat design game, they won the Flash battle. When Apple launched the iPhone and iPad with the conscious decision not to support Flash and those platforms took major percentages of web traffic, advertisers, site administrators, and developers embraced this new "HTML5" fad. Now, in 2013 we've seen a serious decline in Flash advertising, let alone sites built on that tool. Many of the Flash programmers I know have since embraced Adobe Edge, which is supposedly a grasp at regaining some relevance within the web developer scene, but it seems like too little too late when there are tons of (arguably better) open source tools available for everything. Originally released in 2011, with major updates in late 2012, Adobe is really pushing Edge, and although Flash is still available and supported, it doesn't get nearly the developer love it used to. You'd be hard pressed to find any major sites using Flash components anymore.
6. Web Pages
Web pages are still around, but they're undergoing some serious innovation lately. Not to harp on a previous point, but the quicker we move away from old IEs that harsh our collective mellow, the sooner we can abandon individual web pages altogether. This trend is a combination of design and technical innovations that appeared a couple of years ago and are now gaining traction. We've seen a major shift towards "appification" of web sites, which has most likely been employed by platforms that neither need nor want to make native apps to cater to the tablet and mobile users. Sites like Quartz, Facebook and Google Apps exemplify this trend, and constantly receive accolades for their approach to UX on the web.
Gawker media was an early adopter of this approach, with a major shift to a much maligned and short-lived hashbang-driven experience in 2011. Their site leveraged the pageless design with a new-at-the-time HTML5 standard called PushState which updated content asynchronously without refreshing the navigational elements of the page. Pitchfork.com was another early adopter of this technique and helped popularize a few tools such as PJAX and TurboLinks, the latter of which has become a core feature in Rails 4. We've seen more and more sites move this way, and as the barrier for implementation lowers, we will see a greater number of sites take this approach because it makes them leaner, faster, and cheaper to run.
7. Shared Hosting
While I would say "colos" (short for colocation centers) are on their way out, they'll never completely die since major companies require physical servers (even if we'll only have Google and Amazon datacenters in the future). Regardless, the concept of "shared hosting" is something that makes little to no sense given the massive migration to cloud computing and Platform as a Service (PaaS) offerings. Why spend $20 per month with GoDaddy to host something you have no control over, when you could spend a fraction of that to serve exactly the amount of bandwidth you need? Why would you also share your server with someone else you can't see, creating bottlenecks that you can't fix? Now, almost every hosting company (GoDaddy, MediaTemple, etc.) has cloud or virtual server options to compete with the big dogs like Heroku, Amazon Web Services, and Google App Engine.
8. "m." Sites
Until the adoption of responsive design, there was only one good way to deliver content to users who visit sites on a tablet or mobile device: read the initial request, check the user device, and redirect to a mobile version of the same site. The mobile site had to exist as a separate code base with an entirely different set of features. Whenever publishers updated one version of the site, they had to do the same on the other version, complicating maintenance and driving development costs. That said, there are reasons why "m." sites lasted beyond the advent of responsive design. For example, advertiser platforms took a while to adjust to a single page being able to deliver two entirely different inventories. To handle this issue, advertisers had to serve all ads to every page, and then render only mobile or desktop ads depending on the device. This specific problem has long since been solved by most ad platforms, and now that "responsive design" is basically a household term, the cost benefits of supporting a single platform rather than two presentation layers are clear.
Image of man framing the future courtesy of Shutterstock.


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At UC Health, we lead the region in scientific discoveries and embrace a spirit of purpose – offering our patients and their families something beyond everyday healthcare. At UC Health, we offer hope.
Alexis Kimmel, MD
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UC Medical Center
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West Chester Hospital
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West Chester, OH 45069
At UC Health, our providers are authors of healthcare's greatest breakthroughs, and we're always showing the world how science can win. In partnership with the University of Cincinnati, one of the nation's top 25 public research universities, UC Health combines clinical expertise and compassion with teaching and leading-edge medical research—a combination that provides specialty and subspecialty care unavailable elsewhere in our community. Through scientific publications, we communicate our discoveries and advances in medicine every day.


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About Us
The year was 1996 when the first owner of 3 Guys Handyman was considering joining partnership with a fellow competitor on the other side of town. The town was Clinton, the owner was Robert Jackson, and the competitor was Michael Paulson. Because the two repairman shops were nearly equidistant to the center of town, Jackson proposed a partnership with Paulson and a bond was formed. Not only could they service Clinton more readily and quickly, but they could also open up their borders to neighboring towns.
Before you knew it, Jackson/Paulson repairmen were an impressive sight to see, owning two service trucks and roughly a baker's dozen of employees between the set of them. Because they were able to reach so many home so quickly and for the right price, it soon became apparent that they needed to expand. So once again, Jackson recommended a third partnership be added onto the original owners.
To the north of Clinton lie a lazy town by the name of Riverside. Despite being further away from the center of Clinton's small town, Riverside was far more prosperous, and the only repairman service was a tiny shop on the outskirts of town named Rodger Tito's Factotum. The Factotum took on all sorts of small work and odd jobs around Riverside, and both Jackson and Paulson recognized the geographic potential of a triangulated partnership.
The time now was 1999 and the Jackson/Paulson repairman service approached Mr. Tito to see if he were interested in a joining of companies. The Tito Factotum happily obliged and the holy trinity was formed. Now the single parent company changed their name to 3 Guys Handyman and business was booming. They had coverage from the edge of the state to the river itself, and everything in between. That was when they bought their first van and employed two more crew.
3 Guys Handyman continues that tradition of expansion today, trying to form partnerships with professional handymen and contractors across the nation. It's a tradition that extends back to that first handshake in 1996 between Mr. Jackson and Mr. Paulson and we haven't stopped shaking new hands in partnership ever since. 3 Guys Handyman isn't just a business, it's an American tradition.


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The Tiffen 4 x 5" 80C Color Conversion Filter helps to increase the color temperature from 3800 to 5500K, allowing the use of daylight-balanced film in tungsten-lit conditions. The cooling effect of this filter requires a 1-stop increase in exposure for normal results.
This filter is made using ColorCore technology, a process that involves laminating the filter substrate between 2 pieces of optical glass and grinding flat to a tolerance of 1/10,000th of an inch. It measures 4 x 5" / 101.6 x 127mm.
Color conversion filter increases color temperature and provides a cooling effect.
Converts 3800 to 5500K for using daylight-balanced film in tungsten-lit conditions.
Filter factor of 2 requires a 1-stop increase in exposure.


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This earthquake can have a low humanitarian impact based on the magnitude and the affected population and their vulnerability.
Articles: 508 | About casualties: 45 | Last hour: 14
View more news
USGS estimates the number of casualties for each earthquake for the Prompt Assessment of Global Earthquakes for Response (PAGER) product. The graph shows the current fatalities estimate.
For this events, GDACS has links to information from the following sources: EC-JRC (91), NEIC (4), OCHA (1), USGS (5), (3), INFORM (2), NOAA (1),


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A sellers memorandum includes all those points one would normally expect to see in any business plan, to wit: an executive summary, a business description, financial requirements, target market niche, identification of top management, an operations review, analysis of strengths and weaknesses, and current financial statements and projections.
Guide to Mergers and Acquisitions published by PPC
A proposed sale of a middle-market company almost always begins with a selling memorandum. This document is called many things, including offering memorandum, confidential descriptive memorandum or simply the book. Regardless of what you choose to call it, its purpose is to encourage prospective buyers to take a further look at the company.
For the seller, it has a secondary side benefit. It forces them to take a hard look at the company, its strengths and its weaknesses. Upon reviewing the information necessary to prepare a selling memorandum, the seller may, in fact, decide that it's not such a bad company after all and elect to keep it. On the other hand, the seller could decide that the current condition of the company needs to be improved before attempting to sell it. Looking at the company through the eyes of a buyer, could also prompt the seller to try to increase the value prior to selling. This may be done, for example, by building a stronger brand loyalty, by entering into employee contracts with key managers, or perhaps by diversifying the customer base.
Assuming, however, that the decision to sell has been made, the importance of the selling memorandum can not be emphasized enough. It is like a strong advertisement for the company and it must tell a good story. It should highlight the positive parts of the company, add value for the buyer, and show the negatives as opportunities. The selling memorandum has to make a good first impression. A seller wants to attract qualified buyers and bring value to the company being sold. This means that the selling memorandum has to be prepared and written by a professional. It is too important a document to do it any other way. It is also the basis of a strong marketing program to attract the best buyer at the best price.
What makes up a strong selling memorandum? It includes quite a few different elements. But, first a few caveats:
- Don't include confidential company information or reveal trade secrets. Although the document may be intended for qualified buyers only, once it is disseminated it really becomes a public document. Professional intermediaries and investment bankers do make prospective buyers sign a confidentiality agreement, which does help in this area. Still, with copy machines and email services readily available, it never hurts to maintain confidential information until much further in the negotiations.
- Make sure that a prospective buyer knows exactly what you are selling. It is assumed unless otherwise mentioned that it is the entire company that is for sale. You don't want prospects to think that they can purchase just the most profitable portions of the company. Obviously, a seller wants to show-off the excellent parts of the company, but this should not be done at the expense of the not-so-good parts. These can be presented as excellent opportunities.
- The selling memorandum should not be aimed at the right prospects. If the business requires technical language to best explain it, use it. A buyer, who doesn't understand it, probably isn't a buyer.
- There should be an explanation of how the company works so a prospective acquirer can read through the lines about the selling company's corporate culture. This element can make or break a sale and it's best to discover it at the outset.
- There is always a tendency to include too much information – don't. Don't over-sell. You don't need to include the names of customers and vendors and the names of all the employees.
- Be sure to also include the blemishes. If there is a pending lawsuit, include. The bad news should be revealed early on – no one likes surprises, especially later in the negotiations.
- And, finally, and probably, most important, the selling memorandum should be easy to read.
Now, what about the various elements of the selling memorandum. Here are the areas that should be covered in it.
Business Profile (or Executive Summary) – This may be the most important element of the selling memorandum. The entire offering should be covered in brief – no more than four-pages, at most. Many are done in one page. Remember, the sole purpose of the business profile is to generate excitement and interest. It is a selling piece! It should include:
- Ownership
- The Business
- Financial highlights
- Products and/or services
- Markets
- The opportunities
- Reason for sale (Why is it for sale?)
This business profile is usually sent to possible purchasers. If the prospect is interested further, they sign a confidentiality agreement before receiving the entire selling memorandum. The selling memorandum includes detailed information on the key elements of the company and usually covers the following:
- Business overview – In other words, who and what is the company? This is the place where everything about the company is summarized: it's history, the employees (in general), the management team, the locations, any important intangible assets, and the outlook for the business.
- Company strengths – What does the company do well? This should cover those strengths that bring value to this particular company.
- Markets – Who are the customers/clients? What and how does the company sell its products or market its services.
- The Risks – What are they? If there are risks in the business, they should be described and then an explanation of how the company solves them.
- Financial data – Is the company making money? Cash flow statements are important. Current thinking is that the seller doesn't have to include all of the available financial data – which the prospective buyer will go through all the financial history as the deal moves forward.
The selling memorandum should include any relevant corporate and/or product brochures as attachments. Prior to putting the business on the market, it is important that an outside valuation be performed. However, the price and terms are not usually a part of the selling memorandum – the marketplace will dictate the price. The purpose of the entire selling memorandum is to generate sufficient interest so that a prospective acquirer will make an offer.
Building Value
Prior to putting a company on the market for sale, the question of value has to be addressed. Increasing the value should, in fact, be considered a year, preferably two, prior to sale. Value is based on profitability, cash flow, management and the overall quality of the operation itself. Here are some considerations in building value, whether the business is going to be sold or not.
- Are the company's pricing policies set too low, creating low margins? Perhaps they were set some time ago in order to boost sales. Now might be a good time to review them to make sure they are in keeping with current market conditions.
- Is the inventory level too high? How about work-in-progress or finished goods? Increasing the turns in inventory can increase cash flow.
- Are you paying too much for raw material? Talk to your vendors and suppliers, you might be able to get some better prices or terms. Take a look at all of the expenses: utilities, telephone, technology, office expenses – it all adds up.
- Are there services that could be outsourced for increased savings?
- Increasing the quality of customer service may entice customers or clients to pay their bill promptly.
- Are all the employees working together to improve the operation and profitability of the company?
These are just a few of the areas that can and should be reviewed. Although profits are important, there is an old expression that cash is king. The time to take a look at the overall company operations is now.
Measuring the Value of a Company
Consider the following important areas of a company. How does your company stack up in these critical areas? If you were to rank them on a 1 to 4 scale, for instance, what would your score be? The higher the score the more valuable the company! They are considered value drivers – in other words, they are important to a prospective buyer.
- Profitability
- Type of business
- History of company and industry
- Business growth
- Customers/Clients
- Market share
- Return on investment
- Quality of financial statements
- Size
- Management
- Terms of sale
For example, in looking at a company's financial data – are the statements audited or merely compiled? Is the growth of the company slow or is it growing quickly? How about the customer base – is it based on several major ones, or is it spread out over many customers? The time to consider these critical value drivers is now!


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In a strong seller's market, like the one we have experienced over the past few years, bidding wars are common and expected. This makes sense! A seller's market is defined as a market in which the inventory of homes for sale cannot satisfy the number of buyers who want to purchase a home.
According to the Cambridge English Dictionary, bidding wars occur when two or more parties repeatedly outbid each other as they compete to purchase something- in this case, a home.
In some areas of the country, first-time buyers have been met with fierce competition throughout their experience. Some have been out-bid multiple times before finally winning a bid on a home to call their own.
According to the latest Existing Home Sales Report from the National Association of Realtors (NAR), there is currently a 3.7-month supply of homes for sale.
With the current number of houses listed for sale and the level of demand from buyers, this means it would take 3.7 months for all the homes listed to sell if no additional listings came to market. Any supply number under a 6-month supply is considered a seller's market. According to NAR, the housing market hasn't had a 6-month supply of homes for sale since August 2012.
Good News for Buyers
A recent report shows that the percentage of houses sold including a bidding war before settling on a final price decreased from 53% in January of 2018 to 13% this year.
One reason for the decline is an influx of homes being listed for sale. Even though the month's supply number is not increasing, the number of homes for sale is. The chart below shows the year-over-year change in inventory over the last 12 months.
As you can see, the number of homes for sale has started to build over the last eight months. Prior to this reversal, inventory levels had fallen for 36 consecutive months when compared to the year before.
Danielle Hale, realtor.com's Chief Economist, gave some insight into why bidding wars are less common on a local level this year,
"[Last year] you might have been the only listing in your neighborhood, and you could put your home up at a certain list price and you would likely see multiple offers at or above that list price. That tide is turning this year.
It's going to depend on what neighborhood you're in, but we expect it to be more common this year that you won't be the only listing."
Inventory in the luxury and premium markets (the top 25% of listings in an area by price), is increasing at a greater rate than the starter home market. As the choices buyers have continued to increase, the likelihood of a bidding war will decrease.
Bottom Line
If you are debating listing your house for sale this year, you may not want to wait for additional competition as inventory continues to rise.
Source: Amanda Robins


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30% off till Oct 1
Designers: Rodrigo Saiani
Design date: 2013
Publisher: Plau
available in all of the styles:
Guanabara is the third release of Plau Type Foundry (formerly known as Niramekko). It started from the need of a wayfinding typeface that had personality enough to be the brand typeface for a city.
The city of Rio de Janeiro, with its never-ending curves and all year long summer weather provided the constraints and requirements of this typeface.
From there, it evolved to be a workhorse, with 8 weights from Thin to Black and matching true italics. It just had to have the features that all us designers have grown to love, such as alternate letters (a, g and r for the romans), tabular and proportional figures in lining and oldstyle set-ups as well as small caps, fractions and all that jazz (I mean, samba).
And it needed to be recognizable and distinct. For that, design features like tapered R legs, capitals with classic proportions and calligraphic finishes on the terminals proved crucial.
And last, but not least, like Rio, it had to welcome many cultures.
We came to think of it as the "Typeface from Ipanema", with a classic, timeless look, swinging elegance and joyful attitude.


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On June 15, 2011, while on foot patrol, 19-year-old CPL Kyle Hockenberry stepped on a pressure plate IED and was blown over a two story grape hut. The blast cost him both of his legs above the knee and his left arm. Relying on his own strength and determination, Kyle has continued to move forward, aided by the unwavering support of his wife, parents, and extended family.
Building for America's Bravest is honored to be building a Smart Home for Kyle to give him back some of the independence he lost due to his injuries. Kyle's home is well underway and is expected to be ready for him to move in this spring.
A special thanks to Carpet One Floor & Moore of Athens, OH for assisting with the flooring installations for Kyle's home.
The Building for America's Bravest program aims to raise funds to build custom designed, specially adapted homes for the most catastrophically injured American service members. The homes built are made possible by the support of many companies and private donations. You can help our bravest by spreading the word and making a donation. A contribution of any size is fully tax-deductible and greatly appreciated. Please visit OurBravest.org for more information.
Carpet One Floor & Home® is proud to partner with Building for America's Bravest™ to provide custom-designed homes that allow these returning heroes to live more independently, improving the quality of their daily lives. We are committed to installing flooring in all the homes scheduled to be built through 2016.
Thank you for contacting Carpet One Floor & Home. Your local flooring expert will reach out to you regarding your inquiry.


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TierraNet may elect from time to time to migrate its servers. As a result, even if you have a dedicated IP, you understand and agree that TierraNet may assign you one or more different IP addresses.
TierraNet does not warrant that you will be able to consistently maintain your assigned Internet Protocol ("IP") addresses.
Additionally, you understand and agree that TierraNet will at all times have the right to seek justification in connection with your use of the Hosting Services, and specifically your purchase of IP addresses. Justification is a requirement of the American Registry of Internet Numbers ("ARIN"), the organization that manages the allocation of IP resources in North America. In order to comply with ARIN's justification policy and to prevent any IP allocation delays, you agree to provide IP usage justifications for each of the IP addresses assigned to your Services, and to provide any and all other information reasonably requested by TierraNet for the purposes of justification.
You further understand and agree that your name and justification may be disclosed to certain registries including, but not limited to, ARIN in accordance with the respective policies issued by such registries, and that all such information may be displayed publicly on the WHOIS database.
You will be solely responsible for undertaking measures to: (a) prevent any loss or damage to your website, emails and server content; (b) maintain independent archival and backup copies of your website, emails and server content; and (c) ensure the security, confidentiality and integrity of all of your websites, emails and server content transmitted through or stored on the TierraNet servers.
TierraNet will take commercially reasonable steps to prevent unauthorized access to the content stored on TierraNet's servers.
You will be solely responsible for providing, updating, uploading and maintaining your website(s), email(s) and server(s) and any and all files, pages, data, works, information and materials on, within, displayed, linked or transmitted to, from or through your website(s), email(s) and server(s) including, but not limited to, trademarks and service marks, images, photographs, illustrations, graphics, audio clips, video clips, email, webmail and other messages, meta tags, domain names, copyrightable works, confidential information, software and text.
You acknowledge and agree that in the course of providing you with technical assistance and/or in the enforcement of this Agreement, TierraNet support staff may need to modify, alter or remove all or portions of your content, for which you agree to hold harmless TierraNet and its support staff.
You represent that, at all times during the term of this Agreement:
You will comply with all applicable foreign, federal, state and local laws, rules and regulations regarding the Hosting Services and your content used with the Hosting Services ("Content"), and that you will use your website(s), email(s) and server(s) only for lawful purposes.
You will not at any time post, upload, display, or otherwise distribute any Content that violates this Agreement, including the Acceptable Use Terms [Link].
You are the owner or valid licensee of your Content, and each element thereof, and you have secured all necessary licenses, consents, permissions, waivers and releases for the use of your content. This includes, but is not limited to, all trademarks, logos, copyrights, names and likenesses.
Your use, publication and display of Content will not infringe any copyright, patent, trademark, trade secret or other proprietary or intellectual property right of any person, or constitute a defamation, invasion of privacy or violation of any right of publicity or any other right of any person, including, without limitation, any contractual, statutory, or common law right or any "moral right."
TierraNet supports copyrights by complying with the applicable provisions of the United States Digital Millennium Copyright Act, including 17 U.S.C. 512 (the "DMCA"). A partial summary of some of the relevant provisions of the DMCA are included as Schedule A [Link] to this Agreement; however, you or your attorney are responsible to fully comply with the actual detailed provisions of the DMCA.
Additionally, TierraNet may terminate accounts of repeat infringers according to the process set out in the DMCA.
The designated copyright agent for notice of alleged copyright infringement appearing on the Services is:
Shawn PeddycordTierraNet will provide Hosting Services that meet reasonable commercial standards for packet loss, accessibility, latency, availability, and throughput. If your server does not have 99.9% uptime in any month during the term of this Agreement, you may request TierraNet to receive one month of credit on your account. Approval of the credit is at the sole discretion of TierraNet. The uptime guarantee does not apply to Hosting Service interruptions caused by (a) periodic scheduled maintenance or repairs TierraNet may undertake from time to time; (b) interruptions caused by you from custom scripting, coding or the installation of third party applications; (c) outages that do not affect the appearance of your website but merely affect access to your website such as FTP and email; (d) causes beyond TierraNet's reasonable control that are not reasonably foreseeable; and (e) outages related to the reliability of certain programming environments.
If you are not completely satisfied with the TierraNet Hosting Services within the first 30 days of the start of your service, you may request a full refund of the amount you actually paid for the applicable service. Domain name registration fees, SSL Certificates, custom services, and dedicated services are not eligible for this satisfaction guarantee.
Upon any expiration or termination of your Hosting Services, you shall discontinue use of the Services and relinquish use of the IP addresses and server names assigned to you in connection with Hosting Services, including pointing the domain name system ("DNS") for your domain name(s) away from the TierraNet servers.
Prior to any expiration or termination of your Hosting Services, you are responsible for moving your website and Content off the TierraNet servers. TierraNet will not transfer or FTP your website off its servers prior to expiration or termination. If you fail to move your website or server Content off the TierraNet servers prior to expiration or termination, then you acknowledge and agree all such Content will be deleted and TierraNet will not be able to provide you a copy of such Content.
You agree that if you violate any provision of this Agreement, or if TierraNet reasonably believes you violate any provision of this Agreement, TierraNet may, at its sole and absolute discretion, temporarily or permanently terminate the Hosting Services and/or this Agreement, delete problem Content, remove your website from the TierraNet servers, suspend your email, notify legal authorities, or take or omit to take any other action.
You acknowledge and agree that all websites associated with your hosting account may be removed if one website is in violation of any of the provisions of this Agreement.
TierraNet is committed to complying with U.S. copyright law and expects you to do the same. The Digital Millennium Copyright Act of 1998 ("DMCA") provides recourse for owners of copyrighted material who believe their rights under U.S. copyright law have been infringed on the Internet.
The following notice and takedown procedures are provided for general information purposes only. If you believe your copyrights have been infringed, or if a notice of copyright infringement has been filed against you, TierraNet recommends you consult with an attorney. In order to file a notification of a claimed copyright infringement or counter-notification of a claimed copyright infringement, it is required that you follow all of the steps provided in Title 17, United States Code, Section 512.
If you believe your content has been copied in a way that constitutes copyright infringement, please provide TierraNet with all of the following information:
A physical or electronic signature of a person authorized to act on behalf of the copyright owner;
Identification of the copyrighted work claimed to have been infringed;
Identification of the allegedly infringing copyrighted work and information reasonably sufficient to permit TierraNet to locate the material;
Information reasonably sufficient to permit TierraNet to contact you, such as an address, telephone number and email address;
A statement by you that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and
A statement that the information in the notification is accurate and, under penalty of perjury, that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
Upon receipt of a notification that complies with all of the foregoing requirements, TierraNet will remove or disable access to the allegedly infringing material and take reasonable steps to notify the alleged infringer in writing of the claim against him, her or it.
In response to a notification of claimed copyright infringement, the alleged infringer may provide a counter-claim notification to TierraNet with all of the following information:
A physical or electronic signature of the alleged infringer;
Identification of the material that has been removed or to which access has been disabled and the location at which the material appeared before it was removed or access to it was disabled;
A statement under penalty of perjury that the alleged infringer has a good faith belief that the material was removed or disabled as a result of mistake or misidentification of the material to be removed or disabled; and
The alleged infringer's name, address, and telephone number, and a statement that consents to the jurisdiction of the federal district court for the judicial district in which the alleged infringer is located, and that the alleged infringer will accept service of process from the complainant. If the alleged infringer's address is outside of the United States, consent to any judicial district in which TierraNet may be found.
Upon receipt of the counter-claim notification, TierraNet will:
Provide the complaining party with a copy of the counter-claim notification;
Inform the complaining party that it will replace the removed material or cease disabling access to it within 10 business days following receipt of the counter-claim notice;
Replace the removed material or cease disabling access to the material in not less than 10, nor more than 14, business days following receipt of the counter-claim notice. This is true unless TierraNet's designated agent has received notice from the complaining party that an action has been filed seeking a court order to restrain the alleged infringer from engaging in infringing activity relating to the material on TierraNet's system or network.
By Mail:
Shawn PeddycordBy Email:


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Amed Sled is a contemporary dining chair with a comfortable upholstered seat and backrest on solid stainless steel sled base. The seat has a steel structure with "S" shape springs for extra flexibility and strength. This steel frame is moulded by injecting polyurethane foam. Amed Sled seat is upholstered with a removable velcro enclosed fabric, leatherette, PPM, leather or wool fabric slip cover. Other colors are available as a special order with a minimum quantity required. The chair is suitable for both residential and commercial use. Amed Sled's sturdiness sled base that moves very smoothly on carpets has the chair especially preffered for lounge, restaurants, and other public areas. Amed Sled is designed by Tayfur Ozkaynak.
SohoConcept features a great selection of modern furniture such as sofas, dining chairs, stools, office and lounge chairs and more! Our collection includes a range of contemporary and modern furniture suitable for contract or residential projects of any size. sohoConcept can help you with your interior design and decorating!SohoConcept has been serving its trusting customers with a sustainable and innovative design approach, while maintaining distribution points in New York and Toronto. Each piece of furniture, bearing the sohoConcept name, is born from a focus on the essentials: long-term durability and high quality translated into a clean-lined form language. Our comprehensive furnishing systems are designed to fit in a myriad of situations ranging from public spaces to offices, as well as homes. This business model grants sohoConcept cutting edge competitiveness in quality and value and consequently promotes customer satisfaction.
Your payment information is processed securely. We do not store credit card details nor have access to your credit card information.
Order cancellation:
Orders cancelled after 24 hours may be subject to a minimum 20% or maximum 40% cancellation and restocking fee in addition to any shipping charges incurred.
When accompanied by the original receipt, in original condition and in the original packaging, merchandise purchased through 212Concept can be exchanged or returned for full refund within 14 days of delivery. Large size items such as sofas, sectionals, sideboards, shelves or lounge chairs cannot be returned due to the risk of damage during the transit. Every exchange or return must be pre-authorized by emailing us at email@example.com.
Those returns which are received and have not pre-authorized will be subject to 25% restocking fee. Non-stock items, special orders, and polycarbonate items are not returnable. Refunds are not issued except in the case of defective merchandise we are unable to replace. Returns should be properly packed and sent at the customer's expense, to:
212Concept Warehouse 210 Meister Ave Ste#2 Branchburg, NJ 08876
The actual cost of shipping item(s) to you will not be credited or refunded. Store credit is valid for one year from date of issue. Thereafter, unused credit is forfeited. Claims for defective or damaged items must be filed within 14 days of delivery.
*** Please inspect your items immediately upon delivery ***
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Jump to Section
Science Publishing Group (SciencePG) is an Open Access publisher, with more than 300 online, peer-reviewed journals covering a wide range of academic disciplines.
Brief introduction of SciencePG:
Open Access Journals
Editorial Board Members and Reviewers
Served Universities and Institutions
Registered Scholars
If you are interested in becoming an editorial board member for our journal, you could join by following the procedures outlined below.
Here are the procedures:
Step 1: If you don't have an English CV, you can download the provided CV template for reference. |
Step 2: If you haven't registered yet, please create an account by visiting: https://sso.sciencepg.com/register |
Step 3: After registering, log in using your username and password: https://sso.sciencepg.com/login |
Step 4: Click on "Join the Editorial Board" under the "Join" section. |
As part of the community of SciencePG, our editorial board members hold a pivotal role. They not only oversee the quality and relevance of manuscripts but also contribute to the shaping and progression of our journals. As an editorial board member with SciencePG, you can expect to be at the cutting edge of developments in your field, interacting with peers, and gaining valuable insights into the publishing landscape.
The Responsibilities of Editorial Board Members:
Advise on journal policy and scope. |
Review submitted manuscripts. |
Assist the editor(s) in decision-making over issues such as plagiarism claims and submissions. |
Attract new authors and submissions. |
Promote the journal among your colleagues and peers. |
Assess the relevance and appropriateness of proposed Special Issues within the scope of the journal. |
Propose a Special Issue and serve as the lead guest editor. |
As an Editorial Board Member, You will Benefit from:
Enhance your academic influence and enrich your resume. |
Receive a certificate acknowledging your contributions to the journal. |
Have your name listed on the journal website. |
Gain access to the latest research in advance and make new contacts in your research field. |
Network with other scholars in your field and broaden your academic connectivity. |
Enjoy special discounts on Article Processing Charges. |
At SciencePG, we believe that our editorial board members play crucial roles in maintaining the high standard and integrity of our journals. To ensure that we have a team of competent and dedicated individuals steering the academic direction of our publications, we have certain qualifications and requirements that need to be met by potential applicants.
Our qualifications and requirements for a potential editorial board member are as follows:
A minimum of 4 years of research or professional experience in the relevant field of the applied journal. |
A minimum of 5 publications on the same topic as the applied journal. |
Priority will be given to applicants who hold the rank of associate professor or higher, or who occupy an equivalent position in their field. |
Having relevant working experience in editorial roles or similar positions will be preferred. |
By adhering to these criteria, we guarantee that our editorial board members are well-prepared to guide the direction and uphold the quality of our diverse scientific publications.
As an editorial board member, you can consider creating a Special Issue to enhance your academic influence. Special Issues initiated by editorial board members will receive priority consideration. We offer a wealth of resources to help you navigate the process. From gathering your guest editor team and organizing your proposal, to disseminating your Call for Papers and managing submissions, we will guide you every step of the way.
All editorial board members at SciencePG carry the crucial responsibility of maintaining the integrity of our editorial procedures at all times.
Ethical Oversight
Editorial board members are responsible for upholding and advocating SciencePG's Ethical Policies consistently, ensuring the implementation of these guidelines when necessary.
Editorial board members are expected to protect the confidentiality of the peer review process.
Assessment Criteria
When reviewing or making the final decision on a manuscript, editorial board members should account for potential conflicts of interest, the accuracy and objectivity of research findings, the adequacy of the data and methods for replication, and the relevance of the submission to the journal's scope.
Editorial board members should collaborate with authors, reviewers, and fellow editorial board members, ensuring they are well-versed with SciencePG's ethical and publishing policies. They should act in a fair, unbiased, and timely manner in all ethical concerns.
Personal Integrity
Editorial board members should demonstrate high personal integrity in their role, actively managing scenarios where a conflict of interest may arise, or appears to be so.
Immediate Reporting
Concerns about ethical issues, plagiarism, duplicate publication, permissions, and other matters of research integrity should be reported to the SciencePG editorial office immediately.


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What Is a Money Purchase Pension Plan?
A money purchase plan is a type of defined-contribution plan that is similar to a profit-sharing plan, except that the contribution amounts are fixed rather than variable. Thus, employers are required to make annual contributions to each employee's account regardless of the company's profitability for the year. These plans can be used in conjunction with profit-sharing plans to achieve the maximum contribution levels allowed each year.
Employers that set up money purchase plans must declare a set contribution level each year in the plan document, based on employees' salaries. Companies can contribute up to 25% of the total annual compensation of all plan participants, up to 100% of each participant's salary or $69,000 in 2024 (up from $66,000 in 2023), whichever is less.
Employer contributions are tax deferred as long as the amounts are within annual limits. As with other defined-contribution plans, employee funds accumulate tax deferred until withdrawn. It's important to note that employees are not given the option of contributing additional money to their own accounts. However, they are often allowed to choose which investments will be included in their accounts.
It is common for employers to set up vesting schedules that dictate when an employee can claim the funds from his or her plan. When employees are fully vested, they are able to begin taking withdrawals upon reaching age 59½ without incurring a federal tax penalty. Employees may also borrow from their plans before they reach age 59½ if a circumstance occurs that can be identified as a "qualifying event," as defined in the plan document.
Withdrawals are taxed as ordinary income and must begin after the account holder reaches the age of 73 (for individuals who reach age 72 after December 31, 2022). If you attained age 72 in 2022 or earlier, you are already required to take annual RMDs. The RMD age will rise to 75 in 2033. Withdrawals can be taken as a lump sum or in minimum annual installments based on life expectancy.
If you are a business owner and desire to attract employees from larger corporations that offer a wide range of retirement plans, then a money purchase pension plan may be an option for you. It allows you to contribute high amounts on your employees' behalf while providing you with the added benefit of tax deductions.
The information in this newsletter is not intended as tax, legal, investment, or retirement advice or recommendations, and it may not be relied on for the purpose of avoiding any federal tax penalties. You are encouraged to seek guidance from an independent tax or legal professional. The content is derived from sources believed to be accurate. Neither the information presented nor any opinion expressed constitutes a solicitation for the purchase or sale of any security. This material was written and prepared by Broadridge Advisor Solutions. © 2024 Broadridge Financial Solutions, Inc.


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Please customize this page with information about you and/or your site. To begin, simply click on the Edit button on the bottom of this page.
In the meantime, here is some useful information about the Standard Template.
The Standard Template is a template website designed by the Wikidot Community for users like yourself. We provide you with basic pages and facilities to help you get started on your new project. For instance:
- Twitter Bootstrap is integrated into the site's layout and design so that your site will look good regardless of the device viewed upon.
- The home page is designed as a cover, giving you all the code necessary to adapt it to your own needs.
- Top and Side navigation bars are provided and easily customizable
- All pages use categories for stronger organization
- A standard HTML layout allows for consistent theme creation and theme compatibility
- Let others discuss your site on a public forum provided by the template
Special thanks goes to the following users for their contribution to this template site:
The Wikidot TeamFor providing the platform upon which the site stands |
Timothy FosterFor developing the HTML layout and CSS theme |
Ed JohnsonFor work concerning the Administrator Link and Bootstrap pioneer site, the Bootstrap Playground |
Everyone ElseSpecial thanks goes to RobElliott and Helmut_pdorf for their front-line support on the Community site, and to James Kanjo, leiger and tsangk for the development of snippets integrated into this site. |