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Ganchi Plastic Surgery notice of Privacy Practices
Effective August 1, 2005
This notice describes the practices of Ganchi Plastic Surgery and the practices that will be followed by all of Ganchi Plastic Surgery workforce members who handle your medical information.
Ganchi Plastic Surgery understands that medical information about you and your health is personal. We are committed to protecting medical information about you. We maintain our records and conduct our treatment environment with a goal of providing the highest level of protection for your medical information, while still providing you with the highest level of medical care. This notices applies to all of the records of your medical care which are received or created by Ganchi Plastic Surgery.
Your other medical treatment providers (e.g. doctors, hospitals, home health agencies, etc.) may have different policies or notice sregarding the use and disclosure of your medical information.
This notice will tell you about the ways in which Ganchi Plastic Surgery may use and disclose medical information about you. Your medical information, also referred to as "protected health information" is that information about you, including demographic information, that may identify you and that relates to your past, present or future physical or mental health information and related health care services.
In this notice, we also describe your rights and certain obligations Ganchi Plastic Surgery has regarding the use and disclosure of your protected health information. We are required by name to:
- Make sure that medical and other information that identifies you (protected health information) is kept private.
- Give your this notice of our legal duties and privacy practices with respect to protected health information about you.
- Follow the terms of the notice that is currently in effect.
By becoming a patient at Ganchi Plastic Surgery, you are giving consent for Ganchi Plastic Surgery to use your protected health information for certain activities, including treatment, payment and other health care operations. Sometimes, you may hear these three activities referred to as "TPO".
First of all, we may use and disclose protected health information about you so that Ganchi Plastic Surgery and its medical professionals can treat you. For example, we may use your past medical information in order to diagnose your present condition or we may provide information regarding your medical condition to another doctor to whom we refer you for additional care. We may also use and disclose protected health information about you so that we may be paid for the medical treatment we provide you. For example, we will submit protected health information about you to your insurance company in order to receive payment for services we have provided to you. We may also use and disclose protected health information about you for Ganchi Plastic Surgery's health care operations, in other words, those other tasks that we need to perform to make sure that you are provided the highest quality of medical care. For example, we may use your protected health information to evaluate how we can better meet your needs or we may provide protected health information about you to an auditor who reviews our books so that we can keep our license to provide medical services in.
Other uses and disclosures of your protected health information
The following uses of your protected health information may be made without any additional authorization from you. (Not every use or disclosure is listed, but be assured that all uses and disclosures made by Ganchi Plastic Surgery are only those which are permitted under the law).
Licensure proceedings by the American Board of Plastic Surgery.
Uses and disclosures for appointment reminders
We may use and disclose your medical information to contact you as a reminder that you have an appointment at the office. If you request that such communications be made confidentially, please contact our office in writing at 246 Hamburg Turnpike, Suite 307, Wayne, NJ 07470. We will accommodate all reasonable requests.
Uses and disclosures to others involved in your healthcare
We may disclose to a member of your family, a relative, a close friend, or any other person you identify, your protected health information that directly relates to that person's involvement in your medical care. If you are unable to agree or object to this disclosure, we may disclose such information as necessary if we determine that it is in your best interests based on our professional judgment. We may also use or disclose protected health information to notify or assist in notifying a family member, personal representative or any other person that is responsible for your care of your location, general condition, or death. Finally, we may use or disclose your protected health information to an authorized public or private entity to assist in disaster relief efforts and to coordinate uses and disclosures to family or other individuals involved in your health care.
Uses and disclosures in emergency situations
We may use or disclose your protected health information in an emergency treatment situation. If this happens, your physician will attempt to obtain your acknowledgment of this Notice as soon as reasonably practicable after the delivery of treatment.
Uses and disclosures for health-related benefits or services
From time to time, Ganchi Plastic Surgery may use and disclosure protected health information to tell you about certain health related benefits or services that may be of interest to you.
Uses and disclosures required by law
We will use or disclose protected health information about you when required to do so by federal, state, or local law. The use or disclosure will be made in compliance with the law and will be limited to the relevant requirements of the law. You will be notified, if the law requires us to do so, of any such uses or disclosures. We must make disclosures to you and when required by the Secretary of the Department of Health and Human Services to investigate or determine our compliance with the law.
Uses and disclosures related to communicable diseases
We may disclose your protected health information, if authorized by law, to a person who may have been exposed to a communicable disease or may otherwise be at risk of contracting or spreading the disease or condition.
Disclosures for health oversight activities
We may disclose protected health information to a health oversight agency for activities authorized by law. These activities include, for example, audits, investigations, and inspections. These activities are necessary for the government to monitor the health care system, the delivery of health care, government benefit programs, other government regulatory programs and civil rights laws.
Disclosures of abuse or neglect
We may disclose your protected health information to a public health authority authorized by law to receive reports of child abuse or neglect. In addition, we may disclose your protected health information if we believe that you have been a victim of abuse, neglect or domestic violence to a governmental entity or agency authorized to receive such information. In such cases, the disclosure will only be made in accordance with Statename law.
Disclosures to the food and drug administration
We may disclose your protected health information to a person or company required by the Food and Drug Administration (FDA) to report adverse events, product defects or other problems, biologic product deviations, track products; to enable product recalls; to make repairs or replacements; or to conduct post-market surveillance, as required.
Disclosures for lawsuits and disputes
If you are involved in a lawsuit or a dispute, we may disclose protected health information about you in response to a court order or administrative order. We may also disclose protected health information about you in response to a subpoena, discovery request, or other lawful process by someone else involved in the dispute, but only if efforts have been made to tell you about the request or to obtain an order protecting the information requested.
Disclosures to law enforcement
We may release protected health information if asked to do so by a law enforcement official, in response to a court order, subpoena, warrant, summons, or similar process.
Other related disclosures may include disclosures relating to individuals who are Armed Forces personnel, to national security and intelligence agencies, as well as disclosures to authorized federal officials for the protection of the President of the United States or other authorized persons or foreign heads of state.
Disclosures to coroners, funeral directors, and organ donation
We may disclose protected health information about you to a coroner or medical examiner for identification purposes, determining cause of death, or for the coroner or medical examiner to perform other duties required by law. We may also disclose protected health information about you to a funeral director in order to permit the funeral director to carry out legal duties, and may do so if death is reasonably anticipated. Your protected health information may also be disclosed for certain organ donations to which you may have agreed.
Disclosures for research
We may disclose your protected health information to researchers when their research has been approved and protocols have been established to ensure the privacy of your information. We may also disclose a limited set of your information, as allowed under the law, for research purposes.
Disclosures related to criminal activity
We may disclose your protected health information, consistent with federal and Statename laws, if we believe that the use or disclosure is necessary to prevent or lessen a serious or imminent threat to the health or safety of a person or the public, or if it is necessary for law enforcement authorities to identify or apprehend an individual.
Disclosures for Workers' Compensation
We may release protected health information about you for Workers' Compensation or similar programs. These programs provide benefits for work-related injuries or illnesses.
Right to inspect and copy
You have the right to inspect and copy protected health information that may be used to make decisions about your medical care. Usually this right includes both medical and billing records. You must submit your request in writing. If you request a copy of the information, we may charge a fee for the costs of copying, mailing or other supplies associated with your request. Your request to inspect and copy your information may only be denied in very limited circumstances and you have a right to request that any such denial be reviewed.
Right to request restrictions
You have the right to request that we restrict the use and disclosure of your protected health information for treatment, payment and health care operations. We are not required to agree to your request. If we do agree, we will comply with your request unless the information is needed to provide you emergency treatment.
To request restrictions, you must make your request in writing to 246 Hamburg Turnpike, Suite 307, Wayne, NJ 07470. In your request, you must tell us:
- What information you want to limit.
- Whether you want to limit our use, disclosure, or both.
- To whom you want the limits to apply.
Right to confidential communications
You also have the right to request to receive private health information communications (such as appointment confirmations) by alternative means or at alternative locations. For example, you can ask that we only contact you at work or by mail. To request confidential communications, you must make your request in writing to 246 Hamburg Turnpike, Suite 307, Wayne, NJ 07470. We will not ask you the reason for your request. We will accommodate all reasonable requests. Your request must specify how or where you wish to be contacted.
Right to amend
If you feel that the protected health information we have about you is incorrect or incomplete, you have the right to request that your protected health information be amended. Only the health care entity (e.g., doctor, hospital, clinic, etc.) that created your protected health information is responsible for amending it. For more information regarding the procedures for submitting such a request, contact 246 Hamburg Turnpike, Suite 307, Wayne, NJ 07470.
Right to an accounting of disclosures
You have a right to an accounting of disclosures of your protected health information, for purposes other than treatment, payment or health care operations by Ganchi Plastic Surgery or any of the people or companies who perform treatment, payment or health care operations on our behalf. To request this list of disclosures we made of protected health information about you, you must submit a request in writing to 246 Hamburg Turnpike, Suite 307, Wayne, NJ 07470. Your request must state a time period which may not be longer than six (6) years prior to the date of your request and may not include dates before August 1, 2005. Your request should indicate the form in which you want the list (for example, on paper or electronically). You will be charged for photocopying.
Right to a paper copy of this notice
You have the right to a paper copy of this Notice. You may ask us to give you a copy of this notice at any time.
You may obtain a copy of this Notice at our website: https://www.ganchi.com
To obtain a paper copy of this Notice, contact (973) 942-6600
To learn more about these procedures, or to make any of these requests, you should contact our Office Manager at (973) 942-6600.
Changes to this notice
Ganchi Plastic Surgery reserves the right to change this notice. We reserve the right to make the revised or changed Notice effective for protected health information we already have about you, as well as any information we create or receive in the future. We will post a copy of the current Notice on Ganchi Plastic Surgery website: https://www.ganchi.com. The Notice will contain, in the top right-hand corner, the effective date.
If you believe your privacy rights have been violated and/or that Ganchi Plastic Surgery or Dr. Parham Ganchi has not followed this policy, you may file a complaint with Dr. Parham Ganchi Office Manager or with the Secretary of the Department of Health and Human Services.
To file a complaint with Dr. Parham Ganchi contact Office Manager, 246 Hamburg Turnpike, Suite 307, Wayne, NJ 07470. All complaints must be submitted in writing. You will not be penalized for filing a complaint.
Other uses of protected health information
Other uses and disclosures of your protected health information not covered by this notice or the laws that apply to Dr. Parham Ganchi will be made only with your written permission ("authorization"). If you provide us permission to use or disclose protected health information about you, you may revoke that permission, in writing, at any time. If you revoke your permission, we will no longer use or disclose protected health information about you for the reasons covered by your authorization. You understand that we are unable to take back any disclosures we have already made with your permission, and that we are required to retain our records of the medical treatment or other services that we have provided to you.
If you have any questions regarding this notice, please contact the Office Manager at Ganchi Plastic Surgery.


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Discover and experiment with over 19 million patent applications and granted patents in a unified file format normalized from EP, WO, US, and JP sources, spanning a range from 1976 to June 2008.
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Message from the Board
As a not-for-profit research organization, the IRF is dependent on funding from industry and the public hand to fulfill its scientific mission. As the necessary funds could not be secured, the activities of the IRF Society will be slowed down as of 1 May 2011. The IRF will continue to offer access to the MAREC data collection to its members. The IRF does not accept new Scientific Memberships anymore. The larger EU-funded projects together with the scientific team have been taken over by the Vienna University of Technology.

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There's no doubt that the 2009/10 season was a triumphant one for FC Internazionale, better known as Inter, as they became the first Italian team to complete the treble by winning the scudetto, the Coppa Italia and the Champions League in a single year. In fact, Inter have been the dominant force in Italian football ever since the Calciopoli scandal in 2006, winning five league titles in a row, the first time this has been done since Juventus achieved the feat in the 30s.
This recent success must taste all the sweeter to Inter fans, as it follows a lengthy period of failure and disappointment. After winning the league in 1989, the nerazzurri endured 17 long years without taking the Serie A title, which was made even worse by their arch-rivals Milan sweeping all before them, but now the boot is well and truly on the other foot.
The victory over Bayern Munich in Madrid to secure the Champions League trophy represented the high point of Massimo Moratti's reign as Inter's president. Moratti is the fourth son of Angelo Moratti, who had been Inter's owner and president during the club's golden age from 1955 to 1968, when the team twice won the European Cup under the legendary Helenio Herrera. The current president took over the club in 1995, determined to restore Inter to its former heights, and he has spent a fortune attempting to fulfill that ambition.
"Mourinho and Moratti - the happy couple"
Using money earned from the family's stake in Saras, an oil refiner, Moratti has repeatedly funded lavish spending sprees, twice breaking the world transfer record when buying Ronaldo from Barcelona and Christian Vieri from Lazio, but also splashing out on the likes of Roberto Baggio, Hernan Crespo and Juan Sebastian Veron.
Even so, Moratti has an impatient, not to say ruthless, side and he has gone through 14 managers in 15 years in his quest for honours, sacking many big names like the popular Luigi Simoni, Marcello Lippi, Hector Cuper and Roberto Mancini. When il Mancio was given the boot, Moratti explained that this was for the benefit of the club, "I intervened because I thought it was necessary … in the interests of Inter."
In the past, Moratti has been criticised by many Inter fans, but he can hardly be accused of not putting his money where his mouth is, as he has spent around a billion Euros on delivering the dream. The president's support has been an absolutely essential part of the club's success, for the reality is that Inter do not make profits. Instead, they lose money. In fact, they lose a lot of money.
The last available accounts are for the year ending 30 June 2009 and these report an enormous loss of €154 million (£132 million). Just a blip? Not a bit of it – the previous year's loss was very nearly as bad at €148 million and the 2007 loss was even worse at €208 million. That gives a cumulative loss of €509 million in just three years – over half a billion!
In fact, the profit and loss account has been a tale of woe throughout Moratti's presidency. Even the reported loss of "only" €31 million in 2006 was boosted by the sale of Inter's brand to a subsidiary, so it was really a €181 million loss after intra-group transactions had been eliminated. There were suggestions that some of the accounting entries at that time, including inflated transfer fees to secure fictitious capital gains, were a little too creative, leading to talk of a financial investigation.
There has been much discussion in the English media about gigantic losses at Chelsea, Manchester City and Barcelona, but the scale of Inter's losses is breathtaking. According to the respected Il Sole 24 Ore (the Italian equivalent of the Financial Times), Inter's combined losses during Moratti's era amount to €1.15 billion with about €730 million of this being covered by the president.
"The immovable object"
What is particularly worrying is that Inter has produced such large losses during these highly successful years, but maybe the cause and effect are the other way round? In other words, all this silverware would not have arrived without all this expenditure. Moratti himself seems to have no doubts, advising the club's Annual General Meeting, "The considerable loss is justified to keep our team at the top level worldwide."
To put this into context, Tuttosport (admittedly a newspaper based in Turin) compared the relative achievements of Inter and Juventus last season. From a financial perspective, Inter's €154 million loss was €161 million worse than the €7 million profit that Juventus made. On the pitch, Inter finished ten points ahead of Juventus, so that works out at €16 million a point. Obviously, it's not quite as simple as that, but you can understand their, er, point.
In fairness to Inter, if last year's accounts had been extended by one month to the end of July, the reported loss would have been €56 million lower, as the highly profitable sales of Zlatan Ibrahimovic and Maxwell to Barcelona would have been included. Having said that, the loss would have still been a thumping great €98 million, which is nothing to write home about.
"OK, he is a bit special"
Clearly, money alone can't buy you success (or love) and we should give Inter a lot of credit for their sporting achievements. The self-proclaimed "special one", Jose Mourinho, built a formidable unit, largely based on the uncompromising defence of Lucio and Walter Samuel, but also finding space for talents like the mercurial Wesley Sneijder and the goal scorer par excellence, Diego Milito. Although Mourinho is not everyone's cup of tea ("I don't like Italian football and it doesn't like me"), he is a winning coach and he duly delivered a winning team, before moving on to Real Madrid. Finally Moratti had allowed his coaches a few seasons to build a squad and the positive results were there for all to see.
You may justifiably be wondering how one of Europe's major clubs, with such a rich football tradition and such a large fan base, could possibly be struggling financially. The reasons start with their revenue.
On the face of it, Inter's revenue is not too bad at €197 million (£167 million), which places them 9th in the Deloitte Money League, ahead of their neighbours Milan for the first time, and also represents €24 million (14%) growth over the previous year. However, problems begin to emerge when we take a closer look. Although Inter's income is in line with the other top Italian clubs, it a long way short of their natural competitors abroad. For example, Manchester United earn £111 million more with £278 million, while the Spanish giants, Real Madrid and Barcelona, generate well over £300 million, which is around twice as much revenue as Inter. This makes it difficult to compete, especially when that difference in turnover is every year.
The reasons for the shortfall are evident, as there are striking flaws in Inter's business model. Among the top ten clubs listed in the Money league, Inter has the lowest commercial revenue of £45 million and the second lowest match day revenue of just £24 million. These are obvious financial weaknesses that the club needs to address.
At this stage, eagle-eyed observers will have noted that the revenue figures in my analysis are different from those quoted by the club. In order to be consistent with other clubs, I have used the Deloitte definition, so have excluded the following: (a) gate receipts given to visiting clubs €3.6 million; (b) TV income given to visiting clubs €17.8 million; (c) profit from player sales €11.6 million; (d) increase in asset values €3.1 million. Adding the total adjustments of €36.1 million to the Money League revenue of €196.5 million gives the €232.6 million revenue reported by Inter.
OK, that's enough technical talk, let's look at how Inter make their money.
Like all the big Italian clubs, the majority of the club's revenue (59%) comes from television with €116 million, which is €8 million more than 2008. Inter's broadcasting deal with Mediaset, extended until the end of 2009/10, earned them around €100 million gross before payments to visiting teams, which represents a significant uplift on the previous agreement with Sky Italia.
However, the growth of the Champions League has also been a key driver in the increased TV revenue with the central distributions in 2008/09 being worth €28 million. After Inter's Champions League victory, the 2009/10 distribution will be significantly higher, as UEFA has confirmed the payment as €49 million (€7m for participation, €22 million for winning it and €20 million from the market pool).
Great stuff, but there are clouds on the horizon, starting with a price war between Rupert Murdoch's Sky Italia and Silvio Berlusconi's Mediaset that may ultimately impact the fees paid for the Serie A TV rights. That outcome is by no means certain, but what is definitely happening is a move to collective selling of TV rights from 2010/11.
Currently, teams like Inter sell their TV rights on an individual basis, so intuitively we would expect their television revenue to reduce due to the more equal distribution of revenue amongst all clubs. However, early projections indicate only a small decrease for Inter (€1 million) for a couple of reasons. First, the total money guaranteed by exclusive media rights partner Infront Sports will be approximately 20% higher than before at over €1 billion a year. Second, the complicated distribution formula favours the big clubs: 40% equal share; 30% based on past results (5% last season, 15% last 5 years, 10% since 1946); and 30% based on catchment area/number of fans.
"We are the champions!"
Of course, the new arrangement will mean that mid-ranking clubs earn more TV money and it will also restrict the growth potential for the larger clubs, unless those responsible for Liga Calcio can greatly increase the fees received for overseas rights, which currently lag way behind the Premier League (in particular) and La Liga. That may seem ridiculous at this time, but sport business expert Simon Chadwick believes that, "leagues on the continent will inevitably catch up with the Premier League." We shall see – there's certainly room for growth.
The same thing could also be said about Inter's commercial revenue. Even after a substantial €16 million (43%) rise in 2009 to €53 million, it is still on the low side for a club of Inter's stature. As a comparison, the opponents they defeated in the Champions League final, Bayern Munich, earned €159 million from this revenue stream last year. On the one hand, Inter have benefited from very long-term relationships with commercial partners, but on the other hand, this may have prevented them from taking up more lucrative opportunities elsewhere. Pirelli have been Inter's shirt sponsor since 1995 and are also a minority shareholder in the club, which may help explain why they only pay €9.3 million a year. Similarly, kit supplier Nike have been partners since 1998 and pay €18.1 million a year for the privilege.
"You can put your shirt on us"
These deals do not seem particularly good, considering that we are talking about the winners of the Champions League. As an example, Liverpool, who have not even qualified for the Champions League, recently signed a shirt sponsorship deal with Standard Chartered at €24 million a year. The same Nike that gives Inter just €18 million somehow pays €30 million to Barcelona as kit supplier. And it's not just foreign clubs that negotiate better deals, as Milan's sponsorship deal with Emirates is also higher at €12 million a season. Even Juventus' deal with BetClic is only a little lower at €8 million, even though they will only display their wares in the Europa League this season - and that's just for the home shirt.
More optimistically, the next accounts should show an improvement with La Gazzetta dello Sport estimating that the Champions League win should result in an additional €6 million from sponsors, presumably due to success-based clauses in the contracts, and €8 million from merchandise sales. Nevertheless, it is clear that the commercial department needs to pull its collective finger out. Despite pre-season tours to China and the US, the club has not really managed to develop a global brand that resonates in overseas markets.
Even though marketing revenue could be higher, Inter's real Achilles' Heel is match day revenue, which is embarrassingly low at €28 million. In fairness, this is a common problem for all Italian clubs with Milan earning €33 million and Juventus only €17 million. However, this is considerably less than other major European clubs. Despite attracting average attendances of 55,000, Inter's revenue per home match was only €1.1 million, compared to the top six Money League clubs who all generated at least €2.6 million. That's a massive difference to make up.
"Breaking new ground?"
This is why Inter have been exploring plans for moving to a new stadium, possibly bringing to an end the famous ground sharing arrangement with Milan. San Siro is a wonderful old ground, but it is owned by the local council, which is very "detrimental" to Inter's revenues, according to managing director Ernesto Paolillo. Not only does the club have to pay rent and maintenance of around €13 million a year, but it misses out on many opportunities through not owning the stadium.
The proposed ground would only be ready by 2014, holding 60,000 spectators, but importantly it would include 150 VIP boxes and 5,000 corporate seats, which could significantly enhance match day revenue. As a comparison, Arsenal make 35% of their match day revenue from just 9,000 premium seats at the Emirates. A new stadium would require a huge initial outlay (estimated at around €400 million) and is not necessarily a magic bullet, given that it would be difficult to raise ticket prices in an economic recession, but it could have a dramatically beneficial impact on Inter's revenue. You only have to look at how Arsenal's revenue overtook Inter's in 2007 – the first year that the Emirates became operational – to appreciate the size of the prize.
If the club owned the stadium, it would also keep the receipts from non-sporting events like rock concerts in the summer (the likes of U2, Springsteen and the Rolling Stones have played San Siro), while it could also coin it from restaurants, parking, club shop, museum, etc. Finally, money would surely be on the table for naming rights (the Pirelli stadium, anyone?), which is more acceptable to fans when we're talking about a new development, rather than renaming an existing ground.
All in all, the revenue is not great, but it's not too bad. Inter's real problem lies in the costs of €358 million (expenses €308 million plus player amortisation €50 million), which are far too high for their turnover of €197 million. They're in the same range as Barcelona's 2008/09 costs of €362 million, the only difference being that Barcelona's revenue was much higher at €364 million. Basically, the impressive 2009 revenue growth of €24 million has been wiped out (and then some) by cost growth of €38 million, which is entirely down to staff costs: salaries €25 million and player amortisation €15 million.
The total wage bill stands at a jaw-dropping €205 million, which produces a wages to turnover ratio of 104%, way beyond any common sense let alone financial prudence. There has been a significant increase in wages over the last two years, rising from €162 million in 2007. In the accounts the club explains last year's growth as being due to new players and an increase in bonus payments. The first part is accurate, as the players' headcount increased by 6, but the second part is nonsense, as the bonus payments actually fell from €28 million to €25 million. Whatever. The fact is that Inter's payroll is much higher than other Italian clubs: Milan paid €177 million, while the Juventus wage bill was only €130 million. Inter even paid more out in salaries than those well-known big spenders Real Madrid (€187 million), for heaven's sake.
"Zlat's the way I like it"
However, that was then, this is now. The four highest-earning individuals at Inter in 2008/09 (Mourinho, Ibrahimovic, Adriano and Patrick Vieira) have all left the club as a sign of things to come, leaving only Samuel Eto'o in the latest list of the top 50 highest paid footballers. After the latest financial losses were announced, Moratti said that the staff costs would be cut. In particular, he spoke of a fundamental change in the structure of new salary contracts with a significantly lower guaranteed element plus higher variable payments linked to success on the pitch.
There was also a steep increase last year in player amortisation from €35 million to €50 million. That's a lot, though it's still on the low side compared to clubs known for being big spenders in the transfer market: Real Madrid €64 million, Chelsea €59 million and Barcelona €54 million (though this is up to €71 million in the 2009/10 accounts). Remember that amortisation is the annual cost of writing-down a player's purchase price. For example, Christian Chivu was signed for €16 million on a five-year contract, but his transfer is only reflected in the profit and loss account via amortisation, which is booked evenly over the life of his contract, i.e. €3.2 million a year (€16 million divided by five years). Thus, the total cost of player purchases is not immediately reflected in the expenses, but increased transfer spend will ultimately result in higher amortisation.
Inter's relatively low amortisation therefore suggests that their spending in the transfer market has slowed down and that is indeed the case. In fact, Inter have net receipts in the last two years of €45 million. This is very different to the majority of the Moratti era, in which Inter wrote the large cheques. In the 15 years since Moratti took the helm, Inter have spent €821 million on buying new players, though they have recouped over half of that, leaving a net spend of €371 million. While acknowledging that transfer fees are sometimes open to question (e.g. the fee quoted for the Ibrahimovic transfer in Inter's accounts is different to that quoted on Barcelona's website), there can be no argument that Inter have consistently splashed the cash.
Until now, that is, when they are giving the impression of being a selling club. They made a €12 million profit on player sales in 2008/09, largely from transferring Robert Acquafresca to Genoa and Pele (not that one) to Porto, but since then they have really done some business. After hearing that Bayern Munich had slapped a €70 million price tag on Franck Ribery, Moratti risked ridicule by saying that in that case Ibrahimovic was worth €90 million, but he was more or less vindicated when he sold the tall striker to Barcelona for €46 million plus Eto'o (estimated value €20 million) and the loan of Alex Hleb. This summer, Moratti has already realised €27 million by selling the talented, but temperamental, Mario Balotelli to Manchester City and there is talk that he may yet raise a similar sum from the sale of Brazilian full back Maicon.
In any case, player purchases are one of the reasons for Inter's high debt levels. Actually, that statement is open to debate. In the red corner, we find our old friend, "Spain's foremost football finance expert", Jose Maria Gay de Liebana from the University of Barcelona, who included Inter in a list of football clubs with high debt, quoting a figure of €432 million. He certainly convinced the UEFA president Michel Platini, who also described Inter as a club steeped in debt. In the blue (and black) corner, Inter's managing director Ernesto Paolillo has responded that Platini's claims are excessive and mistaken: "Inter are not in debt with the banks."
So who's right? Actually, they're both wrong. The Professor's figure is for total liabilities, thus including amounts owed to trade creditors and employees, and is clearly over-stated. However, Paolillo's claim is also palpably incorrect, as the accounts include €48 million owed to banks – not an enormous sum, but clearly more than zero.
The most accurate definition of net debt is probably the one provided by UEFA, which includes amounts owed to and from other football clubs, and this would mean total net debt for Inter of €129 million. Not great, but far from terrible.
"It's been a good year for Diego's"
In Inter's case, paying transfer fees in stages is a significant part of their business model: they owe an incredible €99 million to other clubs, up from €62 million the year before. The largest debt is €28 million to Genoa for Milito, but other clubs waiting patiently to be paid appreciable sums include Porto €17 million, Roma €15 million, Portsmouth €9 million, Cagliari €8 million, Ternana €7 million and Cittadella €5 million.
In fairness, this transfer activity has produced €158 million of intangible assets (player values) on the books, but their market worth is much higher - €335 million per Transfermarkt.
Also, much of Inter's "debt" is internal with €113 million owed to Group subsidiaries, which means that it's money effectively owed to Moratti.
Having said that, we probably should not gloss over Inter's payables of €432 million, which account for 23% of the total liabilities in Serie A. The only other club with a similar level of liabilities in Italy is Milan €364 million (19%), while the next highest is Lazio €129 million (7%). However, Inter's figure is still a lot less than Barcelona €552 million and, especially, Real Madrid €683 million.
"Payback time"
But how is it possible for Inter to have relatively low levels of debt, given their horrendous losses?
Step forward, Signor Moratti. As Paolillo explained, "Inter, like many Italian teams, has had negative balances, but has always covered itself with capital made available by the club's owners." That is why the president has been such an important figure in Inter's success. Without his generosity, there's no way Inter would have been able to recruit the calibre of players good enough to win the Champions League. For example, Moratti injected €70 million of capital into FC Internazionale Milano S.p.A. after the last results to cover the losses, which was on top of €50 million paid in at various stages of the year. That brings the total capital paid out of Moratti's pockets in his time as president to around three-quarters of a billion Euros. Wow.
However, this approach will not work in the future, as Inter are faced with the new challenge of UEFA's Financial Fair Play Regulations, which will ultimately exclude from European competitions those clubs that fail to live within their means, i.e. make a profit. These will be implemented in the 2013/14 season, though the monitoring period will cover the preceding two reporting periods, 2011/12 and 2012/13, so clubs like Inter are under pressure to rapidly eradicate their losses.
"Your debt should be this small"
Wealthy owners will be allowed to absorb aggregate losses of €45 million over three years for the first two monitoring periods, so long as they are willing to cover the club's losses by making equity contributions. The maximum permitted loss then falls to €30 million from 2015/16 and will be further reduced from 2018/19 (to an unspecified amount). However, it is clear that Inter have a long way to go to get close to this "acceptable deviation", let alone break-even.
Paolillo admitted that Platini's criticisms of Inter might be valid concerning the club's "self-sufficiency", and UEFA's president was quick to point out: "It's mainly the owners that asked us to do something - Roman Abramovich, Silvio Berlusconi and Massimo Moratti. They do not want to fork out from their pockets any more." Indeed, Moratti has promised, "The company's philosophy for the next two years is to have a healthy balance sheet, so we will do what is necessary to achieve this." Paolillo confirmed Inter's willingness to tackle the losses, "'We will be ready to meet all the standards set by UEFA and we are working on various fronts. That means cutting costs and increasing revenues."
"Money's too tight to mention"
This heralds a new period of austerity at Inter, as the club turns over a new leaf. Paolillo has warned Inter fans that "the old times are over, as football is close to collapse." Marcel Vulpis, the professor of sport marketing at Milan's Bocconi University, observed, "Moratti spent hundreds of millions for ten years before his team managed to win its first title. Now the era of Moratti the big spender is over."
Actually, UEFA's financial initiative may be quite timely for Moratti, as his company, Saras, appears to be facing a fair few challenges of its own at the moment, having made a loss of €55 million in 2009. This meant that it did not pay a dividend, which has been Moratti family's largest source of income (over €280 million in the previous three years). Saras also had to issue a €250 million bond in order to raise funds.
That's the problem when a club relies on a benefactor, even one who has been so munificent over such a long period. Such a model falters if the owner gets into financial difficulties, but can also suffer if there are legal issues, illness, loss of interest, etc. In a dynasty like the Morattis, it is also legitimate to ask whether his children will share his love for Inter and want to follow in his footsteps. Fortunately for Inter fans, both his sons, Angelo Mario and Giovanni (known as Gigio), seem to share his passion for the football club.
"Super Mario - up, up and away"
That's future music, but can the club realistically achieve the stated aim of a balanced budget in two years? The accounts talk of improvement in the figures in 2009/10, largely due to the player sales, which have the double whammy of raising cash (€56 million last summer) and taking players off the wage bill. There will also definitely be an increase in the revenue from the Champions League win: guaranteed €21 million more from UEFA's central payments, plus an estimated €14 million from commercial deals. I have seen some estimates of net losses between €70-90 million next year, which I think is a realistic objective.
For 2010/11, Inter will still be benefiting from the Champions League, as this accounting year will include the receipts from the UEFA Super Cup (€4 million) and the FIFA Club World Cup (€8 million), but they would need to repeat their victory in Madrid to maintain their TV revenue. You would also hope that there would be an indirect benefit, as winning sporting teams hold major appeal for sponsors. Finally, transfers will also boost the books with Balotelli's sale plus the €10 million compensation paid by Real Madrid to secure Mourinho's services being added to the pot. However, it is questionable whether Inter fans will accept a financial strategy that involves the club selling un campione every summer. This is not really a sustainable model for a top club.
"Will he be laughing in a few months?"
Inter's challenge is made all the more difficult by the underlying problems in Italian football. Regarded as the place to be in the 80s, Serie A has been experiencing a crisis of confidence in the last few years, being confronted by crumbling infrastructure, falling attendances, outbreaks of hooliganism and isolated incidents of racial abuse. It's almost as if there has been an inferiority complex against the Premier League and La Liga, which is understandable off the pitch, but somewhat puzzling on the field of play, given that Italy has produced three Champions League winners in the last eight years, one more than both the other leagues.
Whatever the future holds, one thing is clear: Inter can no longer afford to win at all costs. Rafa Benitez, the new head coach, faces a tough battle to repeat last season's spectacular success, given the club's financial constraints. Jose Mourinho was always going to be a daunting act to follow, but Benitez may have to do it on a shoestring budget.


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Privacy Policy
This privacy policy describes how Shoreline Flooring and its affiliates ("Shoreline Flooring" or "we") process the personal information of our website visitors and customers. It also describes the cookies we may use and send to your computer or mobile device. Please note that this privacy policy is not an exclusive description of how Shoreline Flooring processes the personal information of individuals.
If you use Shoreline Flooring products or services, further information will be provided as part of the engagement process.
If you are an employee or worker of Shoreline Flooring, the information about how we handle your personal information as an employee is located on the Shoreline Flooring intranet and will have been notified to you. You can request a copy of the information from your HR representative.
If you are prospective employee or job applicant of Shoreline Flooring, we will provide you separately with information about how we handle your personal information for recruitment purposes.
Types of Data We Collect
Personal information means information that allows someone to identify you (either directly or indirectly) or contact you. The table below sets out the types of personal information that we may collect from you and how we collect it.
We collect personal information directly from the individual to whom it relates, except where that individual has consented to Shoreline Flooring collecting the personal information from a third party or the law otherwise permits Shoreline Flooring to do so.
Context | Types of Data and Purpose for Collection |
Account Registration | We may collect your name, payment, and contact information (including e-mail address, postal address, telephone number and social media account login details) when you create an account. |
Email Interconnectivity | If you receive email from us, we may use certain tools to capture data related to when you open our message or click on any links or banners it contains. |
Feedback/Support | If you provide us feedback or contact us for support, we will collect your name and e-mail address and possibly other personal information, as well as any other content that you send to us in order to reply. |
Online Forms and Submissions | We collect information you submit to us on our websites or through online forms to process your requests, including name, postal address, e-mail address and phone number. |
Order Placement | We may collect your name, billing address, shipping address, e-mail address, phone number, credit card number and bank details when you place an order. |
Web logs | We may collect information from you, including your browser type, operating system, Internet Protocol (IP) address (a number that is automatically assigned to your computer when you use the Internet), domain name, click-activity, referring website, and/or a date/time stamp for your visit. Web logs may be used for things like monitoring website usage levels and diagnosing problems. |
Device Information | We may collect information about the device accessing the website such as MAC address, device type, and device identifiers. |
Cookies | We may use cookies and clear GIFs. "Cookies" are small pieces of information that a website sends to your device while you are viewing a website. We may use both session cookies (which expire once you close your web browser) and persistent cookies (which stay on your device until you delete them). Among other things, cookies allow us to provide you with a more interactive experience and track website usage. Persistent cookies may be removed by following instructions provided by your browser. If you choose to disable cookies some areas or features of our websites may not work properly. |
In addition to the information that we collect from you directly, we may also receive additional relevant information about you from other sources, including third parties, business partners, our affiliates, or publicly available sources.
We will take reasonable steps to ensure the personal information that we store is accurate, complete and up-to-date.
Use and Processing of Your Personal Information
We will only use your personal data when the law allows us to. In addition to the uses described above, most commonly, we will use your personal information, and may share your personal data with other parties acting on our behalf, for one or more of the following purposes:
- To identify you when you visit our websites.
- To provide the products, information, and services you request or that we think you may be interested in.
- If you are a customer, to carry out our contract with you.
- To improve and personalize your experience with us.
- For order processing and to streamline your checkout and service process.
- To conduct analytics and solve problems.
- For internal administrative purposes, as well as to manage our relationship with you.
- To assess and respond to a complaint you might make to us or feedback you might give us.
- For market research purposes.
- To conduct investigations of suspicious or harmful activity.
Information for Marketing Purposes
Where you have consented to us using your personal information for marketing purposes, we may use your information to conduct marketing and data analysis or to send you updates and news concerning Shoreline Flooring and its business partners.
If at any time after you have consented to us using your information for marketing purposes and you wish us to stop using your information for these purposes, please contact us.
Sharing of Personal Information
In addition to the specific situations discussed elsewhere in this policy, we disclose personal information in situations set out below. This will only take place in accordance with applicable law.
- Affiliates and Acquisitions- We may share your personal information with our corporate affiliates (e.g., parent company, sister companies, subsidiaries, joint ventures, or other companies under common control). If another company acquires our company, business, or our assets, we will also share your personal information with that company.
- Other Disclosures with Your Consent- We may ask if you would like us to share your information with other unaffiliated third parties who are not described elsewhere in this policy.
- Other Disclosures without Your Consent- We may disclose personal information in response to subpoenas, warrants, or court orders, in connection with any legal or regulatory process, or to comply with relevant laws. We may also share your personal information in order to establish or exercise our rights, to defend against a legal claim, to investigate, prevent, or take action regarding possible illegal activities, suspected fraud, safety of person or property, for audit purposes, or a violation of our policies.
- Service Providers- We may share your personal information with service providers. Among other things service providers may help us to administer our website, conduct surveys, mail communications, or provide technical support, data center services or legal advice. These service providers may collect, store, analyze, or otherwise process information on our behalf.
- Sale of Personal Information- Other than set out above, we will not sell your personal information to others.
Your Choices
You can make the following choices regarding your personal information:
- Changes to Your Personal Information- You may request that we rectify any inaccurate and/or incomplete personal information. If we disagree and believe the information to be accurate and complete, we will advise you and include a notation on the record that you dispute the information's accuracy. Some of our websites allow you to modify or delete your account profile. Some personal information can also be changed by contacting us using the information in the "Contact Information" section below.
- Deletion of Your Personal Information- Typically we retain your personal information for the period necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required or permitted by law. You may, however, request that we delete your personal information. All requests must be directed to the contact in the "Contact Information" section below. We may also decide to delete your data if we believe that the data is incomplete, inaccurate, or that our continued use and storage are contrary to our obligations to other individuals or third parties. When we delete personal information, it will be removed from our active database, but it may remain in archives where it is not practical or possible to delete it. In addition, we may keep your personal information as needed to comply with our legal obligations, resolve disputes, and/or enforce any of our agreements.
- Revocation of Consent- If you revoke your consent for the processing of personal information then we may no longer be able to provide you certain services. In some cases, we may limit or deny your request to revoke consent if the law permits or requires us to do so, if we are unable to adequately verify your identity, or if our processing is not based on your consent. Revocation of your consent will not affect the lawfulness of processing based on your previous consent.
- Access to Your Personal information- To the extent required by law, upon request, we will grant access to personal information that we hold about you. All requests must be directed to the contact in the "Contact Information" section.
- Online Tracking- We do not currently recognize automated browser signals regarding tracking mechanisms, which may include "Do Not Track" instructions.
- Decline to Provide- You may choose not to provide some types of personal information to us. This choice may result in our websites or their functionality not working.
- Object to Processing- You may, as permitted by law, request that we stop processing your personal information.
- Complaints- Complaints can be sent to us using the "Contact Information" details below. Some jurisdictions may also allow you to complain to a data protection authority as well.
How We Protect Personal Information
Shoreline Flooring is committed to:
- seeking to safeguard all personal information that you provide to us;
- seeking to ensure that it remains confidential and secure; and
- taking reasonable steps to ensure that personal privacy is respected.
All our data is stored in written or electronic form on our servers and computers and in various physical locations. We maintain physical, electronic and procedural safeguards to protect your personal information from misuse, unauthorized access or disclosure and loss or corruption by computer viruses and other sources of harm. We restrict access to personal information to those staff members, joint venture partners, subsidiary companies and third parties who need to know that information for the purposes set out in this privacy policy.
However, no method of transmission over the Internet, or method of electronic storage, is fully secure. While we use reasonable efforts to protect your personal information from unauthorized access, use, or disclosure, we cannot guarantee the security of your personal information. In the event that we are required by law to inform you of any unauthorized access to your personal information we may notify you electronically, in writing, or by telephone, if permitted to do so by law.
Our website permits you to create an account. When you do you will be prompted to create a password. You are responsible for maintaining the confidentiality of your password, and you are responsible for any access to or use of your account by someone else that has obtained your password, whether or not such access or use has been authorized by you. You should notify us of any unauthorized use of your password or account.
Retention of Personal Information
Your personal information will be retained for as long as it is necessary to carry out the purposes set out in this privacy policy (unless longer retention is required by the applicable law). However, we will not retain any of your personal information beyond this period and the retention of your personal information will be subject to periodic review. We may keep an anonymized form of your personal information, which will no longer refer to you, for statistical purposes without time limits, to the extent that we have a legitimate and lawful interest in doing so.
EU Considerations
To process your data lawfully in the EU we need to rely on one or more valid legal grounds. The grounds we may rely upon include:
- your consent to particular processing activities. For example, where you have consented to us using your information for marketing purposes;
- our legitimate interests as a business (except where your interests or fundamental rights override these). For example, it is within our legitimate interests to use your data to prevent or detect fraud or abuses of our website;
- our compliance with a legal obligation to which Shoreline Flooring is subject. For example, we have a duty to investigate and respond to complaints made against us and may need to process your personal information as part of such investigation; or
- if you are a customer, because processing your personal data is necessary for the performance of a contract.
Cookies and Other Web Devices
Our website can send cookies to your web browser if your browser's preferences allow it. Cookie settings can be controlled in your internet browser to automatically reject some forms of cookies. If you view our website without changing your cookie settings, you are indicating you consent to receive all cookies from the website. If you do not allow cookies, some features and functionality of our website may not operate as expected. We currently do not use cookies for advertising purposes.
We may use Adobe Flash technology (including Flash Local Stored Objects "Flash LSOs") that allow us to, among other things, serve you with more tailored information, facilitate your ongoing access to and use of the website, and collect and store information about your use of the website. Our website or emails may also use pixel tags, web beacons, clear GIFs, or other similar technologies to measure the success of marketing campaigns, and compile statistics about usage and response rates, and other purposes. Please address any additional questions or concerns about our cookie usage to the "Contact Information" contained in this policy.
The following additional information relates to our privacy practices:
- Minors- Our websites are not for individuals under age 18. Those individuals should not access the website or provide personal information to us.
- Transmission of Data to Other Countries- Your personal information is processed in the United States and may be transferred to other countries outside the EU, where privacy laws may be less stringent than the laws in your country and where the government, courts, or law enforcement may be able to access your information. In particular, your personal data may be transferred throughout the Shoreline Flooring group and to our outsourced service providers located in the United States or abroad. By submitting your personal information to us you agree to the transfer, storage and processing of your information in the United States and other countries inside or outside the EU. We will, as required by applicable law, ensure that your privacy rights are adequately protected by appropriate technical, organization, contractual or other lawful means. Please contact us using the information in the "Contact Information" section below for a copy of the safeguards which we have put in place to protect your personal data and privacy rights.
- Third Party Applications and Websites- We have no control over the privacy practices of websites or applications that we do not own, including websites to which our website provides hyperlinks.
- Third Party Personal Information- Where you submit information on behalf of another person, you confirm that you have made that person aware of how we may collect, use and disclose their information, the reason you have provided it, how they can contact us, the terms of this policy and that they have consented to such collection, use and disclosure.
- Contact Information- If you have any questions, comments, or complaints concerning our privacy practices please contact us at the appropriate address below. We will attempt, where practical, to respond to your requests and to provide you with additional privacy-related information.
Shoreline Flooring
908 Frontage Road East
Myrtle Beach, SC 29577
Attn: Compliance
Changes to This Privacy Policy - We may change our privacy policy and practices over time. To the extent that our policy changes in a material way, the policy that was in place at the time that you submitted personal information to us will generally govern that information.


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Where in Scotland does the family NORTHON come from? Is NORTHON a common surname in Scotland?
The map on this page is based on the 1901 census of Scotland, the data for which is available here: Census of Scotland.
There were 1 with this surname in Scotland in 1901. The surname is ranked 38254th in Scotland in the same year, SMITH is ranked 1st since it is the most common Scottish surname.
When producing these maps, I use the exact spelling in the 1901 Scottish Census, with the following exceptions: All surnames are converted to their uppercase equivalents. I replace all occurrences of MC and M' with MAC. And I remove all non-alphabetical characters, such as hyphens, spaces, apostrophes and accents. This results, for example, in the names Mac Vey and McVey appearing together on the same map as MACVEY. Likewise, O'Neill, Oneill, ONeill and Ó Néill appear together as ONEILL and D'Arcy and Darcy are combined as DARCY. No other type of grouping is done.
A huge amount of effort has gone into the production of these maps and I have been very careful to ensure that the census data has been processed as accurately as possible. However, I take no responsibility should I have failed in any way in this regard. Nor shall I be held responsible for any errors on the official census website. As stated, the census is available online enabling you to confirm the information presented here for yourself. Enjoy!


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Venezuela International Toll Free Numbers
Offer your customers in Venezuela a toll-free call to your business.
When the caller in Venezuela dials your Planet Telecom toll free number her call is automatically (and instantly) redirected to whichever UK phone number you've chosen.
And you can change this "destination" number as often as you want, for free. So even if you move office or you simply want the calls redirected to another phone for a short period, your Venezuelan toll free number stays the same.
No extra lines to rent or equipment to buy
Rest assured that when you buy a Planet Telecom Toll Free or Virtual Phone number, there's absolutely no requirement for extra phone lines or extra equipment whatsoever. We simply divert the incoming calls to an existing number of your choice. Your phone will continue to receive calls on its original number as usual as well as the incoming Venezuelan toll free calls, and can be used to make outgoing calls as normal.
What our Venezuelan numbers will cost you
Toll Free Numbers
One-off Connection Fee | £74.99 |
Monthly Service Charge | £74.99 |
Incoming Call Cost | 62p per minute at all times (when routed to a UK landline) 65p per minute at all times (when routed to a UK mobile) |
Mobile Access Surcharge | Limited mobile access |
Virtual Phone Numbers
There are currently no virtual city rates for this country.
There may be an additional cost for calls from mobiles to Toll-Free numbers. Please contact us if you would like to open mobile access on your Toll-Free number.
Remember: you can change the destination number as often as you like – free, via the online Planet Numbers Control Panel.
For further information or to place an order over the phone, please call us free on 08000 886 886.
Added Benefits
Advanced Call Handling
Inbound call plans, designed for your business - route calls to different locations depending on the time of day, day of week, or if your lines are busy or unanswered. See all our call plans here.
Online Control
Control and change how your calls are handled via our online portal. Anytime, 24/7.
Established, Everywhere
Appear as a larger business that has a local presence in hundreds of countries.
Business Analytics
Our live call reports allow you to gain valuable insights on how effective each marketing campaign is.
Request a Call Back
To find out more about Venezuela International Toll Free Numbers please complete the following or call free on 0800 0886 886 and speak with one of our friendly team.
What our Customers say!
I have found dealing with Planet Telecom very easy going and helpful, they provide an excellent and efficient service and with a wealth of products and competitive prices available. It's unlikely we would use any other company for our business number needs.
Many thanks to Planet Telecom for offering a helpful and efficient service which enabled us to find a memorable number for our Consumer Advice Helpline.
We have been using Planet Telecom for over 7 years and throughout our time with them, our account managers have always been very helpful and extremely prompt when dealing with any queries.


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Ladies Silk Touch™ Polo
An enduring favorite, our comfortable classic polo is anything but ordinary. With superior wrinkle and shrink resistance, a silky soft hand and an incredible range of styles, sizes and colors, it's a first-rate choice for uniforming just about any group.
- 5-ounce, 65/35 poly/cotton pique
- Flat knit collar and cuffs
- Metal buttons with dyed-to-match plastic rims
- Double-needle armhole seams and hem
- Side vents


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.pink domain prices
Rules and particularities of .pink domain names
Related Contract
.pink domain names at Gandi.net
Accreditation: Gandi is .pink accredited registrar since February 2014.
Terms and Conditions
Assigning: .pink domain names are open to everyone.
Syntax: From 3 to 63 alphanumeric characters or a hyphen (excluding in the first, third and fourth, and last place).
IDN (accented domain names): No.
Registration period: 1 to 10 years.
Second-level extensions: No.
Renewal: Domains are deactivated upon expiration, it is possible to renew up to 45 days following the expiration date.
Transfer (change of Registrar): The process is started on the new registrar's interface with an auth code. Ensure that your domain does not have a TransferProhibited status, does not expire soon, is older than 60 days and has not been transferred in the last 60 days. The effective transfer depends on your validation (by email) and renews the domain name for one year.
Change of Ownership: Available on our interface, the current procedure consists in email confirmation by both former and new domaine name owner. Expiration date is unchanged.
Deletion process: Quarantine of 30 days, see this table
Frequently Asked Questions
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Gandi offers several different types of quality web hosting that are easy to use:
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Monday, June 2, 2008
Proof That Computers Will Never Rule the World
Monday, June 2, 2008
26 comments | Post a Comment
- Dimestore Lipstick said...
You know, geeks like me and my coworkers would probably enjoy this more that if it had worked correctly. Happy Coding Errors To You!
- July 22, 2008 at 9:50 AM
Amen to dimestore lipstick's comment. Makes me wonder if Aunt Elma isn't from a family of hardcore coders.
And, of course, the human's ain't doing so well at it either as this very site points out:
Cake that started it all. - July 22, 2008 at 1:14 PM
- 26376 said...
See, if I were the decorator, I wouldn't have caught that; I would have thought dear old Elsa had a niece or nephew with an odd sense of humor. (Much, it seems, like the previous commenters ....)
- July 23, 2008 at 6:21 PM
I could see a cake like this being served in my house deliberately.
- July 24, 2008 at 3:00 PM
- Seoul Brother said...
Friggin' Vista. The bakery should have stuck with XP.
- July 26, 2008 at 8:40 AM
I guess the HTML parser doesn't deal with HTML comments correctly. For one thing, I don't know what the purpose of those are, since the space in an empty paragraph will be blank anyways, but really someone should check which HTML tags work and which don't.
- July 29, 2008 at 8:30 PM
- Alison said...
I just came across this site today and I'm loving it. As for this cake, it looks like it was also supposed to say "avanti a cent'anni", which roughly translates from the Italian to "onward to 100 years". So I'm guessing the aunt in question is perhaps not a young spring chicken. ;)
- August 8, 2008 at 6:45 AM
- Unknown said...
Actually, cent'anni is also used like "mazeltov!"
It can mean, "may you live a hundred years". - August 15, 2008 at 2:13 AM
I find it kind of creepy that there's a start and end date for old Aunt Elsa. Were they expecting her to die?
Fabulous blog! I've been laughing SO much. - August 16, 2008 at 12:02 AM
- Chris JC said...
This doesn't mean that computer's WON'T rule the world.
Just that we're gonna have to get used to the way they do things and like it. - August 18, 2008 at 3:49 PM
Hmm... I live in Binghamton...
- August 19, 2008 at 11:15 PM
I am probably some kind of geek because this made me laugh so hard I frightened my cats.
- August 22, 2008 at 10:23 PM
- Tobias Davis said...
Should have cleaned their data tables before running the print batch... Priceless.
- August 26, 2008 at 2:21 AM
- Shira-chan said...
omg, coding errors on cake. Now I know what to order for my fellow IT coursemates next time somebody's birthday rolls around! lolz
cake now comes in new flavours: HTML, Java and C++! rejoice, one and all! 8D - August 26, 2008 at 3:11 AM
- Kiley said...
I definitely saw this cake and wanted to buy one. Not sure what that says about me, but it's the truth.
- September 2, 2008 at 11:32 AM
Of course, the Java cake can only be a specific type of cake. (Don't make me spell it out...)
- September 10, 2008 at 2:24 AM
- Sarah said...
In all honesty, I'd totally love a cake that had computer coding on it.
- September 13, 2008 at 9:14 PM
- CreateEvity said...
Maybe that person was going to binghamton to study Computer Science? haha
~CreateEvity - October 13, 2008 at 12:56 PM
- Unknown said...
That's great! I'm from Binghamton, too...I would love to know who made this cake! I'm getting married in Binghamton and I do NOT want them near my pastries! hahahahaha....
- August 7, 2009 at 2:46 PM
- Unknown said...
That is fantastic! I'm from Binghamton and I'm getting married there next year - I would LOVE to know who made this cake!!
- August 7, 2009 at 2:49 PM
Happy birthday to aunt Elsa
12/01/1926 - 12/01/2006
from Friuli to Binghamton
Happy birthday to the most beautiful 'polentona'(a northern people italian nickname) of Ciseriis (little town near Venice).
Go on for other hundred years!
I think a 80 years old italian lady living in Binghamton can find it difficult to appreciate the geeky side of the incident. - December 4, 2009 at 8:18 PM
- Dan said...
Actually, I think it's meant as "go on TO hundred years" (the '100 years' goal). Actually a more reasonable cheer than "100 of these days!" if you're 80...
And yep, wonderful coding error. I wonder myself what those IFs use should be if there's only spaces inbetween. Maybe some kind of formatting trick that somehow slipped in the final printing process. - December 10, 2009 at 10:17 AM
Tee Hee!
- April 11, 2010 at 2:22 PM
This is GIGO, with frosting
- April 12, 2010 at 11:33 PM
- Term Papers said...
Awesome. It is amazing how some people come up with cool ideas.
- May 11, 2010 at 3:43 AM
- Cupcakes Lady said...
Priceless! x
- October 7, 2010 at 3:07 PM
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A Cake Wreck is any cake that is unintentionally sad, silly, creepy, inappropriate - you name it. A Wreck is not necessarily a poorly-made cake; it's simply one I find funny, for any of a number of reasons. Anyone who has ever smeared frosting on a baked good has made a Wreck at one time or another, so I'm not here to vilify decorators: Cake Wrecks is just about finding the funny in unexpected, sugar-filled places.
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text:
Khalid Sheikh Mohammed, the self-described mastermind of the Sept. 11, 2001, terrorist attacks, made a submission to federal court in Manhattan on behalf of Osama bin Laden's son-in-law, who is on trial there. Sulaiman Abu Ghaith is "an eloquent, spellbinding speaker," but he did not have any prior knowledge of al-Qaida operations, Mohammed said.
As we reported earlier this month on the first day of Abu Ghaith's trial:
"[Jurors] were shown a photo that prosecutors said was Abu Ghaith, a Kuwaiti, sitting side by side with Osama bin Laden the day after the devastating attacks on the World Trade Center towers and the Pentagon.
"In his opening statement, Assistant U.S. Attorney Nicholas Lewin said that on the afternoon of those attacks, Osama bin Laden summoned Abu Ghaith and 'asked him to deliver al-Qaida's murderous decree to the whole world.'
" 'While our buildings still burned, he agreed' to the al-Qaida leader's request to assume the role of spokesman for the terrorist network, the prosecutor said."
Prosecutors later showed a video of Abu Ghaith made shortly after the attacks in which he warned Muslims to shun air travel because more "airplane storms" were in the offing.
The Washington Post reports that Mohammed, who is currently detained at Guantanamo, "said Abu Ghaith never received military training and did not know any specifics behind the threats he was making.
" 'I personally never spoke with Sheik Sulaiman Abu Ghaith about the shoe bomb operation,' Mohammed said in a statement to the court solicited by Ghaith's attorneys. 'Ghaith was not a military man and had nothing to do with military operations.' "
Ghaith, 49, was captured just over a year ago in Jordan and quickly extradited to the United States.
Copyright 2021 NPR. To see more, visit https://www.npr.org.


text:
Custom Printed 30ml Dropper Bottle Packaging Box Paper Lid and Base Gift Box for CBD Oil with Foam Holder
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Product introduction:
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text:
The unemployment rate dropped to 7.7 percent in November, the Bureau of Labor Statistics says. That's a four-year low.
The economy added 146,000 jobs, beating expectations. Surprisingly the BLS said that Hurricane Sandy "did not substantively impact the national employment and unemployment estimates for November."
The BLS adds that employment increased "in retail trade, professional and business services, and health care."
Now, the headline from The Wall Street Journal is that this report from the BLS is the "least important jobs report in 5 years."
Why? First, the November data is "extremely noisy." Even without Hurricane Sandy, the Journal points out, the report includes increased hiring for the holidays as well as the jobs of poll workers during the election. Speaking of which this report comes after the elections, so the political ramifications are less urgent.
The bottom line, one economist Bloomberg spoke to said, is that the country is making progress on the jobs market, even if "it's not as fast as policy makers would like."
"The unemployment rate in November was forecast to hold at 7.9 percent, according to the [Bloomberg] survey median. Projections ranged from 7.9 percent to 8.1 percent.
"The poll of households, used to calculate the jobless rate, showed that 369,000 people were not at work because of bad weather during the survey week. The average of the last 10 Novembers was 70,000. The Labor Department said it conducted the survey a week earlier than typical because of the Thanksgiving holiday."
Update at 11:33 a.m. ET. The Caveats:
As with all these things, this good report comes with many caveats. We've already touched upon the "noise." The Washington Post has five other caveats. An important one that blunts the good news in this report is that many Americans dropped out of the job market.
The Post reports:
"Slightly more Americans dropped out of the labor force in November, although the numbers were too tiny to draw hard conclusions. The participation rate dropped from 63.8 percent to 63.6 percent, essentially erasing last month's small gains. That caused the unemployment rate to drop — since the official unemployment rate only looks at those who are actively seeking work — but it's never a good sign."
Copyright 2020 NPR. To see more, visit https://www.npr.org.


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You may add Email Accounts to your Business Email Order, from within your Control Panel.
To Add Email Accounts to an Business Email Order
Login to your Control Panel, Search for the domain name for which you have purchased the Business Email Order and go to the Order Information view. See details
Click the Buy More button.
NoteIf your Business Email Order has Expired, you will not be able to add Email Accounts, until you have Renewed your existing Order.
Mention the number of Email Accounts to be added in the Add Email Account(s) field.
Click the Buy Now button.
Proceed to pay for the Invoice generated.


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July 10 @ 8:00 am - 5:00 pm
The Phillips Library serves an extensive community of library users. While the primary community includes students, faculty, and staff of the seminary, we are proud to include our alumni, retired, and former faculty as members, and invite all religious professionals to use our collection and services. You can also search our catalog online.
For other information, email the library staff at email@example.com.


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Lip Gloss Duo for Girls
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SynZeal is a leading innovator in pharmaceutical reference standards. We supply high-quality Reference Standards of Azithromycin, pharmacopeial and non-pharmacopeial Azithromycin impurities, metabolites, stable isotope products, and nitrosamines (N-NO products). Azithromycin impurities reference standards are useful in pharmaceutical research. They are useful in product development, ANDA and DMF filing, quality control (QC), method validation, and stability studies. It is also useful in the identification of unknown impurities and the assessment of genotoxic potential.
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text:
The Wooden Bowl
I guarantee you will remember the tale of the Wooden Bowl tomorrow, a week from now, a month from now,
a year from now.
A frail old man went to live with his son, daughter-in-law, and four-year-old grandson.
The old man's hands trembled, his eyesight was blurred, and his step faltered
The family ate together at the table. But the elderly grandfather's shaky hands and failing sight made eating difficult. Peas rolled off his spoon onto the floor.
When he grasped the glass, milk spilled on the tablecloth.
The son and daughter-in-law became irritated with the mess.
'We must do something about father,' said the son.
'I've had enough of his spilled milk, noisy eating, and food on the floor.'
So the husband and wife set a small table in the corner.
There, Grandfather ate alone while the rest of the family enjoyed dinner.
Since Grandfather had broken a dish or two, his food was served in a wooden bowl.
When the family glanced in Grandfather's direction, sometimes he had a tear in his eye as he sat alone.
Still, the only words the couple had for him were sharp admonitions when he dropped a fork or spilled food.
The four-year-old watched it all in silence.
One evening before supper, the father noticed his son playing with wood scraps on the floor.
He asked the child sweetly, 'What are you making?' Just as sweetly, the boy responded,
'Oh, I am making a little bowl for you and Mama to eat your food in when I grow up.
' The four-year-old smiled and went back to work.
The words so struck the parents so that they were speechless. Then tears started to stream down their cheeks. Though no word was spoken, both knew what must be done.
That evening the husband took Grandfather's hand and gently led him back to the family table.
For the remainder of his days he ate every meal with the family. And for some reason, neither husband nor wife seemed to care any longer when a fork was dropped, milk spilled, or the tablecloth soiled.
On a positive note, I've learned that, no matter what happens, how bad it seems today, life does go on, and it will be better tomorrow.
I've learned that you can tell a lot about a person by the way he/she handles four things:
a rainy day, the elderly, lost luggage, and tangled Christmas tree lights.
I've learned that making a 'living' is not the same thing as making a 'life..'
I've learned that life sometimes gives you a second chance.
I've learned that you shouldn't go through life with a catcher's mitt on both hands. You need to be able to throw something back sometimes.
I've learned that if you pursue happiness, it will elude you
But, if you focus on your family, your friends, the needs of others,
your work and doing the very best you can, happiness will find you
I've learned that whenever I decide something with an open heart, I usually make the right decision.
I've learned that even when I have pains, I don't have to be one.
I've learned that every day, you should reach out and touch someone.
People love that human touch — holding hands, a warm hug, or just a friendly pat on the back.
I've learned that I still have a lot to learn.
I've learned that you should pass this on to everyone you care about .I just did.
I am not going to be the one who lets it die. I found it believable —
angels have walked beside me all my life–and they still do
This is to all of you who
mean something to me,
I pray for your happiness.
The Candle Of Love, Hope & Friendship
This candle was lit on the
15th of September, 1998
Someone who loves you has helped
keep it alive by sending it to you.
Don't let The Candle of Love, Hope and Friendship die
Pass It On To All Of Your Friends
and Everyone You Love!
May God richly bless you!
So generously submitted by Debbie Rodrigues


text:
One of my favorite pieces of ancient wisdom comes from the Stoic philosopher Epictetus:
We have two ears and one mouth so that we can listen twice as much as we speak.
Sure, that may not be the real reason we have two ears and one mouth, but it reveals a useful pattern that we see repeated in communication in general.
Communication essentially has two parts: transmission and reception. These will manifest differently depending on the medium, but the general scheme is the same.
- Textual Communication: writing and reading
- Verbal Communication: speaking and listening
- Pictorial communication: displaying and viewing
Simply Put, 2:1 Is Key
If we expand Epictetus's aphorism into a suggestion for how to more effectively communicate, we get something like the following:
When it comes to communication, you should work hard to receive twice as much as you transmit.
In other words, you should listen twice as much as you speak, read twice as much as you write, and pay twice as much attention as you receive. Let me unpack that last one a bit actually, as it's a bit complex.
When around others, we can either be looking to get attention, or we can be paying attention to those around us. The difference between the two is just like the difference between talking and listening — though it expands far beyond the realm of verbal communication. It's about your attitude as a communicator — your purpose for communicating. And a 2:1 ratio helps to remind us that we should be communicating in a way that helps to enrich us, and to build relationships.


text:
Free Wills Guide
Are you ready to plan your will or trust? We would like to give you a FREE Wills Guide. This helpful information may enable you to successfully plan your estate and avoid an accidental disinheritance. You may also ask a question in the comments section. Then plan to use our Wills Guide to record your family information and your estate distribution plans.
Please enter your name and email address. Provide for and protect your family with this Wills Guide.


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Maple Pug
DistributionPhenologyReporting RatePhotos
Species account to be written soon...
Grade 2 — adults can be confused with other species, so good quality photographs or possibly a specimen will be required if the recorder is not familiar with the species.
Distribution Map
The map below shows all records of Maple Pug (Eupithecia inturbata) in the Kent database. If you've got a dot to add, please submit your records to us. Use the control below to filter by time span:
The graph below shows at which time of the year Maple Pug (Eupithecia inturbata) can be expected to be recorded in Kent. Use the controls below to filter by VC and time span:
Reporting Rate
The graph below shows how the number of records of Maple Pug (Eupithecia inturbata) submitted each year has changed over time. Use the control below to filter by VC:
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External Links
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