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Selling your house can be a large feat. When hiring an agent, the process will likely take much longer than a direct sale, and can also end up costing you more in the long run! Keep reading to see how the time it takes to sell will affect you financially.
While there is no way to determine how long selling your house will actually take when listing your house with a Ft Worth, Dallas, Austin, San Antonio, Houston, and Surrounding Texas Cities agent, you can plan ahead if you choose to sell directly. In our latest post, we will look at how long selling your house will take and the common things that can cause delays.
If You List…
Getting It Ready For The Market
If you decide to list your Ft Worth, Dallas, Austin, San Antonio, Houston, and Surrounding Texas Cities house, you will likely need some time to get it ready for the market. You'll want to clean up, remove personal belongings, make repairs and possibly stage the house for showings.
Finding The Right Agent
Choosing an agent can take some time as well. You aren't going to want to work with the first agent you meet. Instead, you will likely do some research, talk to friends and family who have recently sold, and speak with a few agents before deciding who to hire.
Waiting For A Buyer
Once the house is listed, you are at the mercy of the market. There is no guarantee you will find a buyer right away or that you will get the price you are asking for. Your property could sit on the MLS, only to receive offers lower than you had expected. You never know how long this part of the process will take, which makes planning ahead difficult.
The Inspection Process
Once an offer has been made, your buyer's lender will require an inspection and appraisal. If it doesn't appraise for what they are lending, the loan won't be funded. If there are problems with the property you will need to either make additional repairs or negotiate the price with your buyers. When pricing your home, be sure to prepare for this step. The value of your home can change greatly once it has been inspected. Some sellers even opt to pay for an inspection themselves before putting it in the market. This will ensure that there aren't any surprises after an offer has been made.
The amount of time escrow can take will vary depending on the agreements made between the buyer and the seller. The buyer may ask for repairs before signing off on contingencies and the lenders may take some time to fund the loan. Typically escrow takes 2-4 weeks+.
Once the escrow process is complete, the buyer and seller will need to arrange a mutually agreed upon date to sign the paperwork. You will meet at the title company, review all paperwork and finally… sign on the dotted line.
When You Sell Directly…
Get An Offer
When you sell directly to TrustedTexasHouseBuyers.com, you will get an offer right away. It is then up to you to decide if it is the right choice for you. We understand you might need some time to think or run the numbers. We will never pressure you into a sale.
If you choose to accept our offer, the closing can take place in a matter of days. With a direct sale to TrustedTexasHouseBuyers.com, you will avoid all costs of listing (repairs, commissions, closing costs, etc.) and be able to plan ahead by knowing exactly when the house will close. For many properties in Ft Worth, Dallas, Austin, San Antonio, Houston, and Surrounding Texas Cities, a direct sale is a faster and more cost-effective solution. You will not need to make repairs or hire an agent in order to sell. Before you decide to list, find out if a direct sale is right for you! There is never any commitment!


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An X-ray is a quick and painless procedure commonly used to produce images of the inside of the body.
It's a very effective way of looking at the bones and can be used to help detect a range of conditions.
X-rays are usually carried out in hospital X-ray departments by trained specialists called radiographers, although they can also be done by other healthcare professionals, such as dentists.
How X-rays work
X-rays are a type of radiation that can pass through the body. They can't be seen by the naked eye and you can't feel them.
As they pass through the body, the energy from X-rays is absorbed at different rates by different parts of the body. A detector on the other side of the body picks up the X-rays after they've passed through and turns them into an image.
Dense parts of your body that X-rays find it more difficult to pass through, such as bone, show up as clear white areas on the image. Softer parts that X-rays can pass through more easily, such as your heart and lungs, show up as darker areas.
When X-rays are used
X-rays can be used to examine most areas of the body. They're mainly used to look at the bones and joints, although they're sometimes used to detect problems affecting soft tissue, such as internal organs.
Problems that may be detected during an X-ray include:
- bone fractures and breaks
- tooth problems, such as loose teeth and dental abscesses
- scoliosis (abnormal curvature of the spine)
- non-cancerous and cancerous bone tumours
- lung problems, such as pneumonia and lung cancer
- dysphagia (swallowing problems)
- heart problems, such as heart failure
- breast cancer
X-rays can also be used to guide doctors or surgeons during certain procedures. For example, during a coronary angioplasty – a procedure to widen narrowed arteries near the heart – X-rays can be used to help guide a catheter (a long, thin, flexible tube) along one of your arteries.
Preparing for an X-ray
You don't usually need to do anything special to prepare for an X-ray. You can eat and drink as normal beforehand and can continue taking your usual medications.
However, you may need to stop taking certain medications and avoid eating and drinking for a few hours if you're having an X-ray that uses a contrast agent.
For all X-rays, you should let the hospital know if you're pregnant. X-rays aren't usually recommended if you're pregnant unless it's an emergency.
It's a good idea to wear loose comfortable clothes, as you may be able to wear these during the X-ray. Try to avoid wearing jewellery and clothes containing metal (such as zips), as these will need to be removed.
Having an X-ray
During an X-ray, you'll usually be asked to lie on a table or stand against a flat surface so that the part of your body being examined can be positioned in the right place.
The X-ray machine, which looks like a tube containing a large light bulb, will be carefully aimed at the part of the body being examined by the radiographer. They will operate the machine from behind a screen or from the next room.
The X-ray will last for a fraction of a second. You won't feel anything while it's carried out.
While the X-ray is being taken, you'll need to keep still so the image produced isn't blurred. More than one X-ray may be taken from different angles to provide as much information as possible.
The procedure will usually only take a few minutes.
Contrast X-rays
In some cases, a substance called a contrast agent may be given before an X-ray is carried out. This can help show soft tissues more clearly on the X-ray.
Types of X-rays involving a contrast agent include:
- barium swallow – a substance called barium is swallowed to help highlight the upper digestive system
- barium enema – barium is passed into your bowel through your bottom
- angiography – iodine is injected into a blood vessel to highlight the heart and blood vessels
- intravenous urogram (IVU) – iodine is injected into a blood vessel to highlight the kidneys and bladder
These types of X-rays may need special preparation beforehand and will usually take longer to carry out. Your appointment letter will mention anything you need to do to prepare.
What happens after an X-ray
You won't experience any after effects from a standard X-ray and will be able to go home shortly afterwards. You can return to your normal activities straight away.
You may have some temporary side effects from the contrast agent if one was used during your X-ray.
For example, barium can turn your poo a whitish colour for a few days and an injection given to relax your stomach before the X-ray may cause your eyesight to be blurry for a few hours. Some people develop a rash or feel sick after having an iodine injection.
The X-ray images will often need to be examined by a doctor called a radiologist before you're told the results. They may discuss their findings with you on the same day, or they may send a report to your GP or the doctor who requested the X-ray, who can discuss the results with you a few days later.
Are X-rays safe?
People are often concerned about being exposed to radiation during an X-ray. However, the part of your body being examined will only be exposed to a low level of radiation for a fraction of a second.
Generally, the amount of radiation you're exposed to during an X-ray is the equivalent to between a few days and a few years of exposure to natural radiation from the environment.
Being exposed to X-rays does carry a risk of causing cancer many years or decades later, but this risk is thought to be very small.
For example, an X-ray of your chest, limbs or teeth is equivalent to a few days' worth of background radiation, and has less than a 1 in 1,000,000 chance of causing cancer. For more information, see GOV.UK: patient dose information.
The benefits and risks of having an X-ray will be weighed up before it's recommended. Talk to your doctor or radiographer about the potential risks beforehand, if you have any concerns.

subset: commoncrawl


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Based on the Primary Mortgage Market Survey from Freddie Mac, the average 30-year fixed-rate mortgage has increased by 1.2% (3.22% to 4.42%) since January of this year. The rate jumped by more than a quarter of a point from just a week ago. Here's a visual to show how mortgage rate movement throughout 2021 was steady compared to the rapid increase in mortgage rates this year:
Just a few months ago, Freddie Mac projected mortgage rates would average 3.6% in 2022. Earlier this month, Fannie Mae forecast mortgage rates would average 3.8% in 2022. As the chart above shows, rates have already surpassed those projections.
Sam Khater, Chief Economist at Freddie Mac, explained in a press release last week:
"This week, the 30-year fixed-rate mortgage increased by more than a quarter of a percent as mortgage rates across all loan types continued to move up. Rising inflation, escalating geopolitical uncertainty and the Federal Reserve's actions are driving rates higher and weakening consumers' purchasing power."
Where Are Mortgage Rates Going from Here?
In a recent article by Bankrate, several industry experts weighed in on where rates might be headed going forward. Here are some of their forecasts:
Greg McBride, Chief Financial Analyst, Bankrate:
"With inflation figures continuing to surprise to the upside, mortgage rates will remain above 4.0% on the 30-year fixed."
Nadia Evangelou, Senior Economist and Director of Forecasting, National Association of Realtors (NAR):
"While higher short-term interest rates will push up mortgage rates, I expect some of this impact to be mitigated eventually through lower inflation. Thus, I expect the 30-year fixed mortgage rate to continue to rise, although we aren't likely to see the big jumps that occurred over the past few weeks."
Len Kiefer, Deputy Chief Economist, Freddie Mac:
"Mortgage rates are likely to continue to move higher throughout the balance of 2022, although the pace of rate increases is likely to moderate."
In a recent realtor.com article, another expert adds to the conversation:
Danielle Hale, Chief Economist, realtor.com:
". . . As markets digest the Fed's updated economic projections, I anticipate a continued increase in mortgage rates over the next several months. . . ."
What Does This Mean for You if You're Looking To Buy a Home?
With both mortgage rates and home values expected to increase throughout the year, it would be better to buy sooner rather than later if you're able. That's because it'll cost you more the longer you wait. But, there is a possible silver lining to buying a home right now. While you'll be paying a higher price and a higher mortgage rate than you would have last year, rising prices do have a long-term benefit once you buy.
If you purchase a home today valued at $400,000 and put 10% down, you would be taking out a $360,000 mortgage. According to mortgagecalculator.net, at a 4.42% fixed mortgage rate, your mortgage payment would be $1,807 a month (this does not include insurance, taxes, and other fees because those vary by location).
Now, let's put that mortgage payment into a new perspective based on the substantial growth in equity that comes with the escalation in home prices. Every quarter, Pulsenomics surveys a panel of over 100 economists, investment strategists, and housing market analysts about their expectations for future home prices in the United States. Last week, Pulsenomics released their latest Home Price Expectation Survey. The survey reveals that the average of the experts' forecasts calls for a 9% increase in home values in 2022.
Based on those projections, a $400,000 house you buy today could be valued at $436,000 by this time next year. If you break that down, that means the equity in your home would increase by $3,000 a month over that period. That's greater than the estimated monthly payment above. Granted, the increase in your net worth is tied to the home, but it is one way to put the home price appreciation to use in a way that benefits you.
Bottom Line
Paying a higher price for a home and a higher mortgage rate can be a difficult pill to swallow. However, waiting will just cost you more. If you're ready, willing, and able to buy a home, now will be a better time than a year, or even six months from now. Connect with a real estate professional to begin the process today.


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January 31st aiming to be official start of Windows Phone 7.8 update program by Microsoft
Although Microsoft itself has been officially mum on when the Windows Phone 7.8 update will go out to the masses, the end of January is coming into focus as the target date.
On the face of it, Windows Phone 7.8 is a minor update bringing only the ability to use three different size tiles on the Start screen, reflecting the Windows Phone 8 paradigm in addition to some smaller, device specific enhancements. But based user experience, 7.8 really does make a difference in perception, making older devices feel more modern.
Evidence for an end-of-January global rollout derives from a few carriers who have proclaimed the date through their official PR channels like Twitter or even their website. A new piece of evidence though coming from Microsoft has been revealed today, reinforcing the launch time-frame.
First up is O2 who mentioned the 7.8 update recently in a fairly specific tweet. When asked by a customer when the update would be available, the popular UK carrier responded with "by the end of January".
Yesterday, we reported on Australia's Telstra expecting the much-anticipated OS update for the Lumia 800 also by January 31st (although other Windows Phone devices are still in testing, with a rollout anticipated in February or early March). WPArea.de also recently reported that O2 Germany tweeted the same timeframe regarding the Lumia 710, citing January for that push.
Now, Windows Phone Colombia via their Facebook page has landed on this date of January 31st as being key for the 7.8 update. In an announcement post on their page, the Latin American branch of Windows Phone proclaimed:
Once again, the information is specific and thru official channels.
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When will Microsoft make it formal?
We don't want to make guaranteed predictions here folks, but that's four official sources all arriving on the same date for a Windows Phone 7.8. Even more interesting is the fact of how spread out they are: Colombia, Australia, Germany, the UK and we bet there are more.
We should temper excitement though as Telstra demonstrated that the majority of their devices won't have 7.8 on January 31st and we have a feeling that will be the case for a lot of carriers. In other words, some high-profile (and previously bestselling devices) will get first priority for this update with others falling in line thereafter.
For our US readers, we still have heard not a peep from AT&T, Verizon or T-Mobile (no one really believes Sprint will do this update). Of course, AT&T has been pretty good at keeping these update releases internal until the last minute and Verizon has a known history of slow rollouts. T-Mobile, on the other hand, has the best record for fast deployment of Microsoft OS updates and we expect the same here.
To wrap it up, we're strongly confident that Microsoft will begin a global rollout starting January 31st for Windows Phone 7.8. That doesn't mean everyone will get it that day but rather the process (which will go through March) will begin on that date.
We now expect Microsoft to make an official announcement in the coming days.
Source: Facebook; Thanks, Rosa M. and Alexis, for the tip!
Daniel Rubino is the Editor-in-chief of Windows Central. He is also the head reviewer, podcast co-host, and analyst. He has been covering Microsoft since 2007, when this site was called WMExperts (and later Windows Phone Central). His interests include Windows, laptops, next-gen computing, and watches. He has been reviewing laptops since 2015 and is particularly fond of 2-in-1 convertibles, ARM processors, new form factors, and thin-and-light PCs. Before all this tech stuff, he worked on a Ph.D. in linguistics, watched people sleep (for medical purposes!), and ran the projectors at movie theaters because it was fun.


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Twenty-two organizations including Unitarian church groups, gun ownership advocates, and a broad coalition of membership and political advocacy organizations filed suit against the National Security Agency for violating their First Amendment right of association by illegally collecting their call records. The coalition is represented by EFF.
At the heart of First Unitarian Church of Los Angeles v. NSA is the bulk telephone records collection program that was confirmed by the publication of an order from the Foreign Intelligence Surveillance Court (FISC) in June of 2013. The Director of National Intelligence (DNI) further confirmed that this formerly secret document was authentic, and part of a broader program to collect all major telecommunications customers' call history. The order demands wholesale collection of every call made, the location of the phone, the time of the call, the duration of the call, and other "identifying information" for every phone and call for all customers of Verizon for a period of three months. Government officials further confirmed that this was just one of series of orders issued on a rolling basis since at least 2006. First Unitarian v. NSA argues that this spying violates the First Amendment, which protects the freedom to associate and express political views as a group.
Frequently Asked Questions About First Unitarian v. NSA:
- Why the focus on associations?
- What is the factual basis for the case?
- Background: First Amendment right of association
- What harm does the First Amendment Right of Association seek to protect against?
- What legal tests apply when the First Amendment is at issue?
- Is that all you're arguing?
- What are the specific legal claims?
- Where is the case being filed?
- How does this case compare to Jewel v. NSA?
- Why such strange bedfellows?
Why the focus on associations?
Our goal is to highlight one of the most important ways that the government collection of telephone records is unconstitutional: it violates the First Amendment right of association. When the government gets access to the phone records of political and activist organizations and their members, it knows who is talking to whom, when, and for how long. This so-called "metadata," especially when collected in bulk and aggregated, tracks the associations of these organizations. After all, if the government knows that you call the Unitarian Church or Calguns or People for the American Way or Students for Sensible Drug Policy regularly, it has a very good indication that you are a member and it certainly knows that you associate regularly. The law has long recognized that government access to associations can create a chilling effect—people are less likely to associate with organizations when they know the government is watching and when the government can track their associations.
What is the factual basis for the case?
The case challenges the mass telephone records collection that was confirmed by the FISA Order that was published on June 5, 2013 and confirmed by the Director of National Intelligence (DNI) on June 6, 2013. The DNI confirmed that the collection was "broad in scope" and conducted under the "business records" provision of the Foreign Intelligence Surveillance Act, also known as section 215 of the Patriot Act and 50 U.S.C. section 1861.
The facts have long been part of EFF's Jewel v. NSA case.
The case does not include section 702 programs, which includes the recently made public and called the PRISM program or the fiber optic splitter program that is included (along with the telephone records program) in the Jewel v. NSA case.
Background: First Amendment right of association
The First Amendment right of association is a well established doctrine that prevents the government "interfering with the right to peaceably assemble or prohibit the petition for a governmental redress of grievances." The most famous case embracing it is a 1958 Supreme Court Case from the Civil Rights era called NAACP v. Alabama. In that case the Supreme Court held that it would violate the First Amendment for the NAACP to have to turn over its membership lists in litigation.
The right stems from the simple fact that the First Amendment protects the freedom to associate and express political views as a group. This constitutional protection is critical because, as the court noted "[e]ffective advocacy of both public and private points of view, particularly controversial ones, is undeniably enhanced by group association[.]" NAACP v. Alabama, 357 U.S. at 460. As another court noted: the Constitution protects freedom of association to encourage the "advancing ideas and airing grievances" Bates v. City of Little Rock, 361 U.S. 516, 522-23 (1960).
What harm does the First Amendment right of association seek to protect against?
The collection and analysis of telephone records give the government a broad window into our associations. The First Amendment protects against this because, as the Supreme Court has recognized, "it may induce members to withdraw from the association and dissuade others from joining it because of fear of exposure of their beliefs shown through their associations and of the consequences of their exposure." NAACP v. Alabama, 357 U.S. at 462-63. See also Bates, 361 U.S. at 523; Gibson v. Florida Legislative Investigation Comm., 372 U.S. 539 (1963).
Privacy in one's associational ties is also closely linked to freedom of association: "Inviolability of privacy in group association may in many circumstances be indispensable to preservation of freedom of association, particularly where a group espouses dissident beliefs." NAACP v. Alabama, 357 U.S. at 462.
What legal tests apply when the First Amendment is at issue?
The Supreme Court has made clear that infringements on freedom of association may survive constitutional scrutiny only when they "serve compelling state interests, unrelated to the suppression of ideas, that cannot be achieved through means significantly less restrictive of associational freedoms." Roberts v. United States Jaycees, 468 U.S. 609, 623 (1984); see also NAACP v. Button, 371 U.S. at 341; Knox v. SEIU, Local 1000, 132 S. Ct. 2277, 2291 (2012)
Here, the wholesale collection of telephone records of millions of innocent Americans' communications records, and thereby collection of their associations, is massively overbroad, regardless of the government's interest. Thus, the NSA spying program fails under the basic First Amendment tests that have been in place for over fifty years.
No. The new case will also argue the basic First and Fourth Amendment arguments that we're also raising on behalf of individual AT&T customers in Jewel v. NSA. It will also raise a claim under section 215 of the PATRIOT Act since we believe the government is misinterpreting the statute—it does not allow bulk collection and searching without individual judicial approval. We also raise a Fifth Amendment claim for informational privacy and for vagueness, since the secret court rulings by the court overseeing the spying, the Foreign Intelligence Surveillance Court, give neither the public nor law enforcement clear rules and limits on their ability to surveil Americans.
What are the specific legal claims?
- First Amendment
- Fourth Amendment
- Fifth Amendment right to informational privacy and vagueness
- 50 U.S.C 1861 (also known as Patriot Act section 215)
- Return of property
There may also be other legal claims added later.
Where is the case being filed?
The case is filed in the Northern District of California federal court and will likely be related to the Jewel v. NSA case and the Shubert v. Obama case currently pending there.
How does this case compare to Jewel v. NSA?
This case is a companion case to our long pending one, Jewel v. NSA, where the court—in July 2013—rejected the government's claim of state secrets privilege. The Jewel case also addresses the phone records collection, but on behalf of individual AT&T customers in a class action. It also includes the claims of direct access by the NSA to the Internet content and records of our communications carried on the fiberoptic cables of AT&T. Those were first revealed by Mark Klein and recently confirmed in the secret NSA slides released by the Guardian and the Washington Post.
The First Amendment especially is designed to protect people in their associations without regard to what those associations are doing, so it's not surprising that groups from across the political spectrum and whose focus is on a range of issues, some of which may conflict, all agree on the need for the protections of the First Amendment against government access to the records of who they associate with, when, for how long and at what frequency. The groups include:
First Unitarian Church of Los Angeles
Unitarian Universalist Service Committee
The National Lawyers Guild
Greenpeace, Inc.
Council on American-Islamic Relations
Human Rights Watch
People for the American Way
California Association of Federal Firearms Licensees
Franklin Armory
The Calguns Foundation
Free Software Foundation
Public Knowledge
Free Press
Acorn Active Media Foundation
Patient Privacy Rights
The Shalom Center
Charity and Security Network
Students for Sensible Drug Policy Foundation
NORML, California Chapter
Media Alliance
Bill of Rights Defense Committee


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Decca matrix L 8777. The night is young and you're so beautiful / Joseph Gershenson Orchestra
OCLC (Online Computer Library Center, Inc.) offers a service to search for specific items in its WorldCat database. WorldCat is "the world's largest network of library content and services." Thousands of libraries add their cataloged holdings to WorldCat. However, while WorldCat includes cataloging for thousands of 78-rpm and LP recordings, only a fraction of historical recordings published are represented in WorldCat.
The majority of books and other print materials cataloged in WorldCat include lists of specific libraries which hold the materials. Unfortunately, this is not the case with 78‑rpm recordings in WorldCat. Many libraries have not added their 78‑rpm holdings to OCLC's databases.
In addition, while catalog records for 78-rpm discs indexed in the Rigler-Deutsch Index once included holdings, they were excluded from the WorldCat database by OCLC.
Presently, we are only able to include only titles and performers in the WorldCat search link. Record label names and numbers are not searchable through WorldCat's public service at this time. Results of searches may include recordings of the same title and performer which did not derive from Victor masters. The results of this search cannot yield every 78‑rpm master included on a published recording. As a result, search results may be very useful for locating recordings, but they are not comprehensive.


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Web Design Services
Adam Rushton is a freelance web designer helping to optimize businesses in Kinross-shire so that they can make the most of their websites. By covering both your web design and copywriting, your business is going to rank better against your competitors in Google. This lets potential customers find your business first, giving you a better chance at winning their business.
Save time, money, & see better results
By letting your website do the heavy lifting of your marketing, you're going to save time, money, and see better results than you would get with traditional marketing services.
Adam is dedicated to helping push your company to the next level through search engine optimisation and web design. By letting professionals take care of your business's website, you get to take advantage of the expertise that has been built up over a long freelancing career.
Outsourcing this aspect of your marketing, whether you're running an eCommerce store or a physical location, enables you to sit back and replace while freelancers work around the clock to win you, customers.
Adam uses a four-stage process to audit and optimize your eCommerce or brochure website. This process has been tried and tested as a solution to underperforming web sites and has been used to help countless business owners make the most of their digital space.
Enquire Today
Simply fill out the form here …
Four Stage Process
1. SEO and Design Audit
When you bring freelance web designer Adam on board, the first thing that gets done to your existing website is a full SEO and design audit.
During this process, every aspect of your site is going to be tested and monitored to identify where your company's issues lie, where its strengths are, and what needs to be done to help improve overall website performance.
Everything from the website's load speed, SSL certificate, logo design, and more are going to factor into an audit report that is used to develop a web design plan going forward.
If you're building a website for your business from scratch, you get to skip this phase, allowing Adam to ensure your web project is fully optimized from the start, avoiding common pitfalls before they occur.
2. Web Design and Marketing Plan
Using the information gathered through the audit, Adam is going to work with you to develop a tailor-made plan for your website going forward.
This is when a plan that addresses your website's weaknesses is developed, giving us a clear-cut roadmap to overall how your company portrays itself on a digital platform.
During this process, Adam researches the competition you face in Kinross-shire, examining how other businesses and websites are performing in the same market, ensuring your website is performing to the same level, if not better.
During the plan development stage of your web design overhaul, clients point out what service they want to take advantage of, giving the companies that Adam works with full control over how its website develops going forward.
You can choose from a full design overhaul, or pick and choose what marketing service you want to utilize, meaning you remain in control of the plan while a professional freelance web designer executes it on your behalf.
3. Web Development and Optimisation
Once you're happy with the plan that has been put in place for your website, Adam can begin actively working on the practical elements of your web design.
This includes rebuilding and optimising your website, ensuring that SEO principles are being followed, giving your website the best chance it has at ranking above its competitors in Kinross-shire.
For those interested in creating a curated blog for their business, a WordPress content management system can be developed to easily write, optimise, and schedule content to be published on your site.
Using keyword research allows your Kinross-shire business to work with Adam to create custom content designed to answer problems and questions that your customers might have. This helps them find your business by offering them a potential solution to their problems through your services, pulling them into a custom sales funnel guaranteed to increase your website's conversion rate.
4. Ongoing Web Design Agency and Support
Once your Kinross-shire website has been overhauled and is performing well, Adam freelance web designer is going to continue to monitor its performance, updating it when needed ensuring you say ahead of the competition in Kinross-shire.
Our freelance web designer, Kinross-shire UK, ongoing support services mean that you can continue to outsource your digital marketing so that you can concentrate on running your business.
A major issue that companies in Kinross-shire face with web design is that it's considered to be a one-and-done service. This means that while conversion rates may be high at first, the company is going to see continuing diminishing returns as SEO practices continue to update and its competitors catch up with continuous web design development.
With Adam, your website is never going to face this problem, keeping you at the top of the Google search results for longer.
Adam's Latest
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"I always go to Adam and his team for all my web design needs, they make so many helpful suggestions along the way to optimise my design brief, making the entire process painless. They're very intuitive about web design, what looks good on multiple platforms and are technically excellent. Adam is especially adept at translating a creative brief into digital content. They are also very reasonable in terms of price. I wouldn't hesitate to recommend Nicada Digital to anyone looking for savvy, superior web designers."
"I choose Nicada to build my e-commerce website and to run some FB campaigns and have not been disappointed, the website looks great and the response from the campaign has been very positive. The assistance from Adam and the team is second to none, always happy to help….could not recommend enough."
"I deliberated with a few companies of who to build my new e-commerce website and have to say I made a great decision in choosing Nicada. I dealt with Adam who was so helpful in all aspects of the build, giving great advice whilst providing a really professional service. The website looks great and I have to say the price was very reasonable … Thank You so much !!! "
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The Laughing Gull Book and Gifts
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"I choose Nicada to build my e-commerce website and to run some FB campaigns and have not been disappointed, the website looks great and the response from the campaign has been very positive. The assistance from Adam and the team is second to none, always happy to help….could not recommend enough."
Karl Latham
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PT Miles Jewellers
Web Design Services
Adam offers clients a wide range of services for their websites and platforms. As a business owner, you get access to the flexibility needed to curate a custom web design development plan built to target Kinross-shire UK customers specifically rather than appealing to a broader and more competitive market.
By using a Freelance web designer, Kinross-shire UK clients can hone in on specific sectors, minimising the competition you're fighting against and increasing your chances of success.
WordPress Web Design
Adam, the freelance web designer, is going to work on your site using the WordPress website designer. This gives you an advantage over other Kinross-shire business owners that use a less optimal system to manage their website and content.
Using WordPress means that every aspect of your website is customizable from a single intuitive dashboard. Not only does that allow web developers to access the tools needed to optimise the experience clients get on your site, but it allows you to easily monitor how your site is doing, as well as schedule and control the blog content that your business is publishing.
The values that you develop are going to guide your entire business plan going into the future. This is what your customers associate with your name whenever they see an account that belongs to you. This makes it just as important as the responsive designs that go into your project.
Brand Identity
Brand identity is how you portray your company to the people of Kinross-shire. This is the perception of your brand, not just the work that you do, and is influenced by everything from your WordPress website to your social media.
Having a good brand identity is going to let customers know that they can trust you and identify with you. It injects personality into your website and turns your company into an active profile. This allows people to associate with your values, making you appear more legitimate than your competitors.
As well as being your web designer, Adam is capable of helping you set up and establish your brand identity through the use of your values, logo, branding, and social media presence.
SEO is one of the most important aspects of your Kinross-shire web design plan. Whereas other web design agencies focus solely on the web diest and development of your website, Adam incorporates it into your entire website development strategy.
SEO dictates how well your website ranks against your competition in Kinross-shire on search engines like Google. It dictates what websites your clients see first, making it a critical part of the success of your website.
By including your SEO as a part of a comprehensive web design development plan, every aspect of your digital marketing is going to work in unison to maximize the results that your website delivers.
PPC, or pay per click, is a premium method that websites use to bypass the need for cutting-edge SEO. It involves sponsoring your website through advertising, allowing it to appear at the top of the search results before SEO even plays a factor in the rankings.
With PPC, you pay a certain fee to Google for each click your ad gets, making it a strategy that works well when your sales funnel experience is already optimised.
Launching a PPC strategy can be difficult, but with Adam, you can make sure that your website is ready to take that next step, saving you money and scoring you more clients in the process.
Copywriting includes any text on any website designed to convince your audience to take a certain action. This could be convincing them to buy from your e-commerce store or to give you their email while signing up for your newsletter.
As a web designer, Adam has extensive copywriting experience in everything from advertising to content marketing. By combining that experience with a comprehensive web design SEO project, not only are your websites going to score more clicks, but visitors are going to get drawn into your sales funnel at higher rates.
What is a Web Design Service?
Web design service encapsulates all the work that a freelance web designer is going to do for your Kinross-shire brand. This includes the development of your eCommerce / WordPress website, optimising user experience, responsive design, securing you an SSL certificate, overhauling the look and feel of your site, increasing your digital presence, and more.
Web designers help website owners develop and design solutions for e-commerce, blog content, as well as broader digital marketing strategies.
How Much Does Web Design Cost?
There are lots of brand-name web design agencies that charge an extortionate premium for the services that a freelancer like Adam can provide for a fraction of the price.
Adam works on a case-by-case basis with each and every client, allowing him to form a meaningful understanding of what a client wants from their web sites in a manner that is responsive and free from the predatory strategies used by agencies.
If you need to ask a question regarding the web design options you can take advantage of, feel free to send an email through the website.
Why is Web Design Important?
In an age where entrepreneurs succeed or fail based on the quality of their web design, it's imperative that you invest in some form of optimisation for your websites.
It's not enough to develop a social media account and call it a day. If you want to increase your conversion rates, then you need a responsive web developer capable of taking your brand's name and elevating it to the next level.
By working with a Kinross-shire web designer like Adam, you're getting access to the best web design in Kinross-shire, UK, for a fraction of the price offered by agencies. You don't need to pay for a team of design experts when a single person can do the same quality of work in the same amount of time.
Every single Kinross-shire UK client that has taken on a WordPress project with Adam has seen the benefits of outsourcing to a professional web developer. It's a fact that the look and feel of your web project is going to excel with the presence of Adam as a part of your developer team.
Get In Touch
Adam Rushton – Freelance Web Designer
Get In Touch With Your Design Requirements Today.
Phone Number:
0161 486 6048
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4 Min Read |
Demand for beauty items appears to be holding up regardless of hundreds of millions of consumers who are not leaving their houses due to the coronavirus pandemic.
L'Oreal, the world's largest cosmetics company, claimed earlier in this month that…
What is Beauty Business Journal?
Ideas. Frameworks. Community.
Thought-leadership and marketing education for tactical executors, brand builders, and changemakers.
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When you join Beauty Business Journal, you get instant access to the following:
- Beauty Business Journal Community: This is a place to connect with other Beauty Business Journal members, ask questions, and get valuable input and feedback from peers.
- Processes/Frameworks: We share the most effective processes and strategies our team have studied and learned from over the years. Frameworks used by some of the most successful brands in the industry. Designed to help you create effective go-to-market strategies, build a stronger brand presence, convert more customers, improve ecommerce infrastructure – we share it all, so you walk away with actionable takeaways every time. (Think Charlotte Tilbury, Hero Cosmetics, Harrys, Beautyworld Middle East, etc.)
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The community is for strategic thinkers, tactical executors and brand builders who are building modern brands and seeking to understand changing market dynamics. It's a space to ask questions, start important discussions, and expand your knowledge.
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Our pitch to you (or your manager) is that if this membership can help you make one better decision each year, it'll pay for itself. And if it doesn't, you can cancel anytime.
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Updated December 2022


text: The inspiring sound of a Stratocaster is one of the foundations of Fender. Featuring this classic sound—bell-like high end, punchy mids and robust low end, combined with crystal-clear articulation—the Player Stratocaster is packed with authentic Fender feel and style. It's ready to serve your musical vision, it's versatile enough to handle any style of music and it's the perfect platform for creating your own sound.


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A bank code is a code assigned by a central bank of the country, a bank supervisory body or a Bankers Association in a country to all its licensed member banks or financial institutions. The rules vary to a great extent between the countries. Also, the name and nature of bank codes vary. In some countries, the bank codes can be viewed over the internet. These bank codes are used for wire transfer of funds between branches in the country or transfer of funds between different countries.
The following are the details of State Mortgage & Investment Bank, Monaragala Branch
State Mortgage & Investment Bank, Monaragala Branch, 7764-023 | |
Bank name | State Mortgage & Investment Bank |
Branch name | Monaragala |
Bank code | 7764 |
Branch code | 023 |
Country | Sri Lanka |
*The Bank Code information presented above is for reference only. Please verify Code details before initiating any transaction!
Bank and Branch Code for Monaragala branch of State Mortgage & Investment Bank is 7764-023.


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Do you offer services related to Linux or Ubuntu, or looking to buy Linux or Ubuntu related products? Post your goods here, or ask for the products.
Please do not spam or post the same product or service more than once.
Only users with a post (bean) count of over 10 may create threads in this forum


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Shah Luxury Carizza Wedding band CAE0245BH-37W-1.50
*Please allow 7-10 days for a ring to be sized unless it is our stock size which is usually size 7.
* If you are picking up in store or live near one of our 17 locations, making the purchase in store will speed up the process.
Thank you for understanding!
The Peace of Mind Extended Service & Repair Plan can be purchased for additional coverage to protect your fine jewelry. For more information on what this plan covers, visit our warranty page
Sale Price:
About this item
Item Specifications
Need immediate assistance? Call (866) 915-6624
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LAW FIRM NAME periodically publishes or posts articles, presentations or news spots and other information on this website to apprise clients and others about new developments of interest to potential clients. Neither transmission nor receipt of this information creates an attorney-client relationship with LAW FIRM NAME. Individuals or entities contacting this site should not assume that they have retained LAW FIRM NAME to represent them or render services until such time, if ever, as LAW FIRM NAME and the individual or entity in question execute a written retainer agreement. All information provided on this website is general in nature, may not be current in terms of recent developments in the law, and does not constitute legal advice regarding any specific or general matter or issue. Individuals or entities obtaining information from this website should not act on it without first obtaining advice from legal or other professional counsel regarding the law applicable to a particular set of facts. In no event will LAW FIRM NAME be liable for any direct or indirect damages resulting from an individual's or entity's use of information from this website.
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VOIVOD formed in 1983, with a weird hybrid of thrash metal and punk; a sound that made them stand out as a unique band from the beginning. Still together after almost 30 years, having made more than a dozen albums and toured the world, Voivod reach back to the beginning of their career to their 1984 demos for their first Alternative Tentacles release.
Voivod began as four friends who had met in high school and decided to get together to play some heavy music. Growing up in Northern Quebec in an aluminum factory area called Saguenay, which they named Morgoth Land, they shared a liking of Venom, Motörhead, Tank, Discharge and GBH; as well as obscure prog and krautrock bands like Van Der Graaf Generator, Faust and Can. They were scared of the threat of a nuclear war and Reagan-era concepts such as the Strategic Defense Initiative, and overall had a dystopian view of the future.
To The Death 84 is a double album/single CD, 70 minutes of loud, blistering metal/punk. Recorded live in the band's jam space in January 1984 with an old tape recorder and a couple of microphones, it nonetheless sounds great and still hits hard today. This demo tape was sent to all the fanzines the band knew of at the time, and has circulated among collectors for years. The lineup for these recordings was Snake (Denis Bélanger) on lead vocals, Piggy (Denis D'Amour) on guitar, Blacky (Jean-Yves Thériault) on bass, and Away (Michel Langevin) on drums.
The track listing includes songs from War and Pain, their debut album, and 6 others, including a Mercyful Fate cover and two Venom covers. This demo did its job: soon the underground world was aware of this strange vampire warlord from the cold, Voivod.
1. Voivod
2. Condemned To The Gallows
3. Helldriver
4. Live For Violence
5. War And Pain
6. Incantation
7. Buried Alive / Suck Your Bone
8. Blower
9. Slaughter In A Grave
10. Nuclear War
11. Black City
12. Iron Gang
13. Evil
14. Bursting Out
15. Warriors Of Ice


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You can use this function safely with your MySQL database queries if and only if you are sure that your database connection is using ASCII, UTF-8, or ISO-8859-* and that the backslash is your database's escape character. If you're not sure, then use mysqli_real_escape_string instead. This function is not safe to use on databases with multi-byte character sets.
The only benefit of this function is that it does not require a database connection.


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Any form of life insurance provides beneficiaries with an ongoing source of income in the event of the breadwinners passing. Highlighted below are the differences between Whole Life Policies and Term Life Policies.
Whole Life Insurance | Term Life Insurance | |
Coverage Period | Lifetime Coverage | Preset coverage period, typically 10, 15, 20 or 30 years |
Premiums | Premium amount is set for the lifetime of the insured | Premium amount is guaranteed for the policy term selected |
Cash Value | Many policies generate a cash value which can be utilized during the lifetime of the insured | Cash values are not available |
Flexibility | Can't be amended if your coverage needs change | When your coverage needs adjust, your coverage amount or term length can too. |
Term life insurance is the most affordable way to protect your family's financial security if something happens to you. It replaces your income and helps ensure that the ones who depend on you can support themselves in your absence.
Term Life insurance provides coverage for a specific period of time. Because you only pay for the coverage for as long as you need it, term insurance is considered more affordable than whole life insurance.
Most people between the ages of 18 and 80 can purchase term life insurance. It's possible for cancer survivors, diabetics and individuals who take medications for cholesterol, blood pressure and other conditions to obtain coverage.
You can purchase term life insurance for 10, 15, 20 or 30 years. As long as you pay your premiums on time, your policy will remain active. If something happens to you while the policy is active, your beneficiary will receive a death benefit for the amount of the policy.
Many instant online quotes are not accurate because they're based on very little personal information. Your health history and a number of personal factors are utilized to produce more accurate quotes. This is why it is important to speak to a licensed professional. Different companies have different prices and also can specialize in favorable rates for different risks.


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Good morning.
Our early headlines:
-- "As French Claim Gains In Mali, Islamists Vow To Strike Back."
-- "'Biggest Gathering On Earth' Begins In India; Kumbh Mela May Draw 100 Million."
Other stories in the news:
-- "Biden To Meet With House Democrats On Guns;" Task Force Recommendations Due This Week. (Politico)
-- "Critics Decry Looser Rules For Inauguration Fundraising." (It's All Politics)
-- "Syrian Conflict Causing 'Staggering' Humanitarian Crisis." (BBC News)
-- "Syrian Rebels Work To Get The Upper Hand In Aleppo." (Morning Edition)
-- "Aaron Swartz's Suicide Prompts MIT Soul Searching." (Time)
-- " 'Argo,' 'Les Miserables' Win Best-Picture Awards At Golden Globes." (The Associated Press)
-- "Robin Roberts To Return To 'Good Morning America' " Within Weeks; Has Been Away While Being Treated For Rare Blood Disorder. (ABC News)
-- It Will Be Baltimore Vs. New England, San Francisco Vs. Atlanta In Next Round Of NFL Playoffs. (NFL.com)
Copyright 2021 NPR. To see more, visit https://www.npr.org.


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- Overview
- Ingredients
- Shipping
- Returns
- About the Brand
D3 Liquid is cholecalciferol derived from lanolin and provided in a liquid base of sunflower oil and purified water. In this liquid formula, vitamin D and sunflower oil are combined using a special micro-emulsification process designed to create a natural micellized matrix which, when coated by the stomach bile, will encourage absorption.
This is a statement of nutritional support. This statement has not been evaluated by the Food & Drug Administration. This product is not intended to diagnose, treat, cure or prevent any diseases. Individual results may vary.
General Shipping Information
Orders over $75 ship FREE with Standard Shipping
Orders must total $75 before tax (and after any promotional discounts) to qualify. We do not ship internationally at this time.
In most cases, we are able to ship orders placed before 1:00 pm central time on the same day.
Estimated delivery time: 3-5 business days.
Pick Up Orders: pick-up orders placed before 2:00 are generally ready same day. However, we will contact you when the products are ready for pick up in our Bee Cave Alive + Well Store.
Texas Orders: local Austin orders are generally delivered next business day - without any additional fees. Most major Texas cities are also eligible for next business day delivery (call to learn if your city is eligible for next day delivery)
USPS Priority Shipping
Estimated delivery time: 3-5 business days.
2-Day and Overnight: Order must be placed by 12pm CST for processing on same day. Orders placed after 12pm CST on Thursday will ship on Friday and will be delivered on the following Monday (via Overnight) or Tuesday (via 2-Day). Orders placed after 12pm on Friday will ship on the following Monday. 2-Day and Overnight orders cannot be delivered on Saturdays or federal holidays. Not available for delivery to PO Boxes.
Standard Shipping: Orders shipped via standard shipping may be delivered to PO Boxes and APO/FPO/DPO addresses. Shipping carrier and method will be determined by Alive + Well's Shipping Department. Standard shipping time is 3-5 business days.
Shipments outside the continental US: 2-Day and Overnight shipping orders to Alaska and Hawaii are subject to an additional charge of $10.
Shipments to Puerto Rico can only be done via USPS; 2-Day and Overnight shipping options are not available.
Shipping Refrigerated Products : Our manufacturers formulate their probiotics to ensure their products retain viability until they reach the consumer. Probiotics that are recommended to be refrigerated remain so until the time of shipment, then shipped alongside an ice pack to ensure potency (Note: Ice pack will not arrive frozen, and product may not arrive cold). However, you may want to consider using 2-Day and Overnight shipping methods when purchasing probiotics to ensure maximum potency.
Orders placed on a Thursday-Sunday requiring cold shipping will not ship until the following Monday.
Shipping Address: A safe and accurate address for delivery must be provided at the time the order is placed. Once an order has shipped, Alive + Well is not responsible for lost or stolen packages confirmed to be delivered to the address as entered for the order. If the tracking indicates the package has been delivered, you would be required to place a new order.
When you subscribe for Autoship, you'll save 10% on future automatic order (select products do not include a discount on recurring orders). You can skip an order, change the frequency, pause your subscription, or cancel at any time. Your credit card will be billed and the order will be shipped on the same day the order is set to process. You can update your Autoship schedule or make any changes to the order in your online account. You can cancel this schedule at any time.
Additional discounts cannot be applied to autoship products.
Shopping is risk-free with our 30-day return guarantee*. If for any reason you are not satisfied with your purchase, simply send the unused portion back to Alive and Well within 30 days of purchase. Return postage is the responsibility of the customer. You will receive a full refund for the item(s) in the original form of payment. After we process your return, it may take several business days for the refund to appear on your credit card, depending on your financial institution.
*Select products are final sale.
Please note that we are only able to process returns for a maximum of 3 items per year.
Shipping and handling charges are non-refundable. For returns via mail, the product must include your full name, order number and be carefully packaged. Return postage is the responsibility of the customer.
Once your return has been received, a refund will be issued within 14 days in the original form of payment, and an email confirmation will be sent.
Please return shipments to the following address:
Alive + Well Returns3944 Ranch Road 620Bldg 8, Ste 100Bee Cave, TX 78738


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Stratigraphy and provenance of syn-orogenic sediments in the external Dinarides and Hellenides: A review
Report Footprint
Report Details
Stratigraphy and provenance of syn-orogenic sediments in the external Dinarides and Hellenides: A reviewYear
Toro, B.Project Details
Dinarides-Hellenides Project 2016-18
View the reports in this seriesPublisher
CASPPlace Published
CambridgeReport Number
242Project Code
CASP.DHP2016-18People Links
Geographical Region
Geographical Subregion
How to Obtain Reports
CASP reports issued by an active project are available to Consortium Members via project subscription(s).
Recently completed projects are available to Consortium Members via project back subscriptions.
Two years after the completion of a research project, reports become available to purchase on an individual basis by CASP Consortium Members.
For further information about obtaining reports, including costs, please contact us. Find out more about joining the CASP Consortium and the benefits of membership.
- Projects
- Mudrock Seals in CO2 Storage Systems Thematic Research
- Bunter Sandstone Storage Complex Thematic Research
- A palynozonation of the Bunter Sandstone CO2 storage complex: onshore analogue study (CASP.BSSC.1)
- Palynostratigraphy of the Bunter Sandstone CO2 storage complex in the Southern North Sea (CASP.BSSC.2)
- Cyclostratigraphy of the Early to Middle Triassic of the Southern North Sea (CASP.BSSC.3)
- Reservoir composition and diagenesis (CASP.BSSC.4)
- Controls on Bunter Sandstone composition (CASP.BSSC.5)
- Middle Triassic seals – onshore analogue study (CASP.BSSC.6)
- Middle Triassic seals – UK and Dutch offshore wells study (CASP.BSSC.7)
- Reactions and Flow of CO2 Fluid in Compositionally Immature Sandstones Thematic Research
- The Impact of Volcaniclastic Rocks on CO2 Storage Thematic Research
- Reports
- Data Packages
- Geological Collections and Data


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I enjoyed the film and continued to drink Merlot anyway. What truly surprised me is that the Sideways Effect was very real and demand for Merlot dropped like a hot rock after Miles said he wasn't drinking any feckin' Merlot.
As Ever
The focus is red wine and to get right to it without distraction, click The Wine Commonsewer Speaks. The rest of the enchilada is just enough of an eclectic mix of commentary on culture, food, tax, and econ 101 to distract from the focus on red wine.
TWC's Theme Song:
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The NBA is halfway through two riveting conference final playoff series, and there's absolutely no indication how they're going to turn out. Last night in Boston, the aging and creaky Celtics proved that they are really a match for the star-studded Miami Heat. Boston beat Miami 93 to 91 in overtime to tie the Eastern Conference Finals at two games apiece. In the Western Conference, the San Antonio Spurs and Oklahoma City Thunder also are tied 2-2, and they play tonight in San Antonio.
Joining me now is NPR sports correspondent, Tom Goldman. Good morning, Tom.
TOM GOLDMAN, BYLINE: Hi, David.
GREENE: Wow. Last night in Boston, I mean, it just felt like one of those classic old Eastern Conference slug fests. I mean, two of the stars, LeBron James from the Miami Heat and Paul Pierce from the Celtics, they foul out. I mean, you have this big Boston lead evaporate. What are we learning from the series so far?
GOLDMAN: Well, what we learned, the things you just mentioned happened, and the odds are, there will be no carry over to game five tomorrow night in Miami. These conference finals have been riveting for fans, and a little bit embarrassing for people like me who yap about the games. Many experts figured the Celtics were done after Miami won the first two games with LeBron James and Dwyane Wade having their way and getting important contributions from their teammates.
We also gushed about San Antonio's precision offense and strong defense, and basically guaranteed a fifth NBA title since 1999. And our course, David, Boston and Oklahoma City have roared back, tied the series, and I hereby refuse to talk anymore about trends unless, of course, you ask, and I'd be happy to guess.
GREENE: Of course I'll ask. I mean, what - anything you can talk about that will avoid embarrassing you on the radio.
GOLDMAN: I think it's clear that these are four excellent teams who can adjust after a loss and make the next game much closer or come out with a victory. I think it's also clear that home court advantage is an important factor. The home team has won all eight games in these conference finals. If the series go the distance, games sevens are in Miami and San Antonio.
And one other trend in Boston's favor, even though the Celtics don't have home court advantage, Celtics shooting guard Ray Allen played very well last night. He looked like the Ray Allen of old. He's been hobbled by injuries, but his apparent return to form could be an x-factor for Boston - could.
GREENE: All right. We'll see if those predictions hold up. Let's turn our crystal ball to golf, talking about predictions. I mean, just when we all thought Tiger Woods was pretty much done.
GOLDMAN: Yeah, he's back, at least yesterday. He won the Memorial, a tournament in Ohio founded by Jack Nicklaus, which is fitting, because the day was all about Tiger and Nicklaus. The win tied Tiger with Jack for second place on the career PGA tour victories list at 73, and it rekindled talk that Tiger may still be able to beat Jack's all-time record of 18 major wins. Tiger Woods has 14. The U.S. Open starts in 10 days. Suddenly Tiger is the hot pick.
GREENE: And, Tom, before we let you go, we should say we've learned that we're heading into the London Olympics beginning next month, without one of the brightest stars for the United States from four years ago.
GOLDMAN: Yeah. American gymnast Shawn Johnson is retiring at the ripe old age of 20.
GREENE: Wow.
GOLDMAN: She won a gold medal in the balance beam and three silvers at the Beijing Olympics in 2008, and she became this fan favorite with her big smile and bubbly personality. But then she injured a knee in a ski accident in 2010, and she never fully recovered, certainly not enough to try to qualify for London.
GREENE: Well, Tom Goldman, one thing we can always count on I guess is you'll be here to talk sports with us. It's NPR sports correspondent, Tom Goldman. Thanks, Tom.
GOLDMAN: You're welcome. Transcript provided by NPR, Copyright NPR.


text:
Best Photo Scavenger Hunts
for Kids, Tweens, and Teens
in Rohnert Park, California
What is FrogQuest?
FrogQuest is a laughably fun photo scavenger hunt for kids, teens and tweens. Teams scour any city on foot completing daring, interactive photo-challenges with our mobile app. High Score wins!
Live Judging
We personally review every submitted photo, awarding bonus points when impressed, deducting when not. So bring that A-game!
Photo Slideshow
Afterwards, laugh together as you watch a curated slideshow of all the best photos.
[ Example Gallery ]
Every experience is a snowflake, created especially for your group, activity and location. Crazy or tame, it's up to you.
On Your Time
Most hunts take 2-3 hours by default but we adjust to your schedule.
Track your team's activities against the others as you compete for first place.
Download all the photos and keep them evermore once the fun of the hunt is done.
As low as $25 per person Get a Quote!
Who, What, Why?
Perfect for groups both large and small, but as always...the more the merrier!
For Kids
Safe, simple, fun and silly for all ages
Birthday Parties
There's no funner birthday party idea...guaranteed!
Just for Fun
Need a little play therapy? We got you!
Photos Judged
Points Awarded
Our Favorite Spots
in Rohnert Park, California
Any busy metropolitain area (in the world) is a great place for our Photo Scavenger Hunts, but here are a few of our favorite spots in Rohnert Park
Downtown Rohnert Park
Explore the vibrant streets of Downtown Rohnert Park, where groups can discover charming boutiques, cozy cafes, and quaint parks, providing an ideal backdrop for their photo scavenger hunt filled with laughter and fun.
Sonoma State University
Immerse yourself in the lively atmosphere of Sonoma State University, where participants can enjoy beautiful campus grounds, cultural events, and stunning architecture, offering a picturesque backdrop for their photo quest.
Crane Creek Regional Park
Unwind amidst nature's beauty at Crane Creek Regional Park, offering groups scenic trails, tranquil creeks, and lush greenery, providing a peaceful backdrop for capturing memorable photos and outdoor adventures.
What to Expect
Events take 2-ish hours by default, adjusted to your schedule as needed.
Setup & Send off!
~10 minutes
We'll meet you in the heart of the play zone, explain the rules, and send you off on your quest.
Click! Click!
~1-1.5 hours
Teams scatter in various directions, complete quests, and submit photos to our judges as they go. Impress the judges to earn bonus points. Teams track their progress in real time via the leaderboard!
~15 minutes
When the time is up, everyone returns to watch a curated photo slideshow of all the best submissions.
And the winner is...
~5 minutes
All good things must come to an end, but not until we've announced the winning team! If there are any prizes (optional), we'll pass those out too.
Ed F.
Leading up to the event the communication with the team, the planning and execution was flawless. I was pleasantly surprised and would easily recommend to anyone.
Althea L.
We opted for remote judging and it went off without a hitch - his team was super responsive and available to help online throughout the race. The girls had so much fun...watching them made all the grown-ups chaperoning want to participate in a photo quest, too. Thanks, FrogQuest!
Julie L.
Heather Z.
Juli T.
Michaela G.
Stephanie C.
Zeynep C.
Allison E.
Greg H.
Tom C.
Here's a couple of pro tips...
1. don't interpret the quests too literally because you'll often get credit for thinking creatively
2. it helps to divide the quest list into parts, so that each team member is responsible for keeping an eye out for a subset of the entire list
3. wear comfortable costumes and shoes because this is a high energy event
4. I highly recommend dressing up. it's crazy how many people want to join in on the fun to help you complete your quests, which is a HUGE advantage. And it also makes it so much better that you're meeting fun, interesting people.
Mal 4.
We're Proud of all 176 of our 5-Star Reviews
Sound like fun? Get a Quote!


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AMSTERDAM – A Dutch court has convicted three men of threatening behavior after one dressed up as a clown and chased unsuspecting cyclists with an ax.
The other two filmed the prank and posted it on YouTube, according to a written description of the April 24 event that prosecutors released Tuesday.
In one part of the footage, which has been removed from the site, a female bicyclist was videotaped approaching the clown's hiding place in bushes. The prosecutors' statement says the clown jumped out, screamed at the girl, raised the ax over his head and chased her down the street. Police said a male cyclist also was targeted.
The three men, who were not identified by court officials, defended their actions as humorous. All were sentenced to 40 hours' community service.


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1. Attracts more impressions
People must notice your posts for your brand to be successful on Instagram. Enter hashtags on Instagram! The use of the proper hashtags can help you enhance the number of impressions you receive on each post.
You may also come up on users' explore feeds if you select the correct hashtags with the help of our Free Instagram hashtag generator. Instagram's algorithm is in control of this feed. The algorithm is designed to showcase to people the information with which they are most likely to interact.
These first impressions are really valuable! You can bring your content in front of an audience that is eager to connect with you by using the appropriate hashtags!
2. Strengthens your brand reputation
Using branded hashtags can enhance your Instagram success irrespective of the size of your brand or industry.
To reach a wider audience, add your branded hashtags to your Instagram profile or collaborate with influencers that promote your branded hashtags.
All of these tactics will assist you in developing an Instagram community. Your fans and followers will want to go through your work, be inspired, and discover who else has used your hashtags.
3. Boosts organic engagement with Predis.ai Instagram Hashtag Generator
Hashtag-enhanced posts receive higher interaction than non-hashtag-enhanced posts. It's true! You'll get more traffic, likes, and followers if you use the appropriate hashtags.
Users enjoy discovering hashtags and using them themselves. You can use our Instagram Hashtag Generator to find hashtags that will increase engagement among your followers.
Users are more inclined to connect with and remember hashtags that impact them emotionally. Puns and wordplay can be extremely effective. Also, don't be scared to use a CTA as a hashtag.
How Predis.ai Instagram Hashtag Generator Works?
Our Instagram Hashtag Generator is a free tool that you can use to be creative with the hashtags you use in your posts. It searches Instagram depending on your preferences and displays the most popular, top, or random hashtags.
AI-Based Hashtag Research
The Instagram hashtag generator shouldn't be a waste of time — we use artificial intelligence to find hashtags for social media. In contrast to Instagram or other popular hashtag generator tools - which only show results for 1 keyword, we understand your complete phrase and show the best hashtags for it.
Get quality hashtags in a few clicks
The Free Instagram Hashtag Generator by Predis.ai is the tool you need to increase your Instagram engagement and follower count. Based on the hashtag you input, it can automatically generate hundreds of quality hashtags. All just with a single click!
Discover the best performing hashtags
See different types of hashtags suggested by AI, look at their sizes and take an informed decision on the type of hashtags to select. Doing this makes sure you always get the best performing hashtags at your fingertips.
Best Way to Choose Instagram Hashtags - Ladder Strategy
It costs a significant amount of your valuable time and effort to find 20-30 new and quality hashtags for each and every post but there are methods to make the process more effective.
One method is to create lists of 20-30 hashtags that correspond to your primary content topics and that you can rapidly change and add to each post.
The ladder strategy is the most efficient way to use Instagram hashtags for both beginners and professionals.
The technique's name is a reasonably accurate depiction of how it works. Ladder Strategy is all about finding the right type of hashtags that will help you rank. You need to find:
- 1. 8-10 Smaller hashtags that are easy to rank. These are hashtags with
typically around 50k-100k posts. This makes sure you have a shot at reaching at
least some number of accounts.
- 2. 8-10 Medium Sized hashtags that are Average to rank. These are
hashtags with between 100k and 500k Posts. Hopefully, Once you start gaining
momentum from the first set of hashtags, you start to rank on some of these
hashtags. This momentum will be beneficial in ranking for the harder hashtags.
- 3. 3-4 Large size hashtags that are Hard to rank. These are hashtags
that have between 500k and a million posts in them. These are the larger hashtags,
and there may be a lot of posts already fighting for the top slots. You need to
displace a few of those to be able to rank here!
- 4. 3-4 Mega hashtags that are very difficult to rank. These are
hashtags with over a million posts in them. These hashtags will decide if you are
going Viral :) Your chances of ranking here are slim, and this is why it is
recommended to use only a few of these! This way you have a shot at each step.
Frequently Asked Questions
- #sport
- #football
- #soccer
- #sports
- #team
They not only assist you in being discovered by new people and growing your following, but they also help you deliver the message you want to deliver with each content you post.
Yes Sure! Please drop us a line at Instagram enables you to use up to 30 hashtags, so make the most out of them. Remember that hashtags are the most effective approach to gain more genuine Instagram followers—don't squander this valuable opportunity!
If you can't come up with 30 unique and quality hashtags, use our Instagram hashtag generator. It will provide you with excellent recommendations and stimulate your creativity, allowing you to come up with hashtags that your followers will like as well.
Use hashtags that are pertinent to your profile's subject. Assume your profile is based on travel; pick a generic hashtag for a start, such as "travel," and then choose top posts.
Our Instagram Hashtag Generator will provide you with a collection of popular hashtags so that the same audience can find your profile. You can also check this for best tips on Instagram hashtags.
Yes, indeed, but concentrate on a few, preferably one. It makes no difference whether you put it at the end or at the beginning of the list.
People will remember your customized hashtag added to the list you obtained from our Hashtag Generator. If you use it efficiently, they will use it to quickly search all posts that are relevant to your business.
Instagram has openly acknowledged that the shadowban is not real. You will not be imprisoned on Instagram for using broken or forbidden hashtags. But it's also not a smart plan.
To enhance your Instagram followers and engagement rate, you should surely include hashtags in your posts. To do this, make sure your hashtag approach is well-thought-out.
If you use broken hashtags, your content will not be ranked, and your visibility will suffer as a result. Avoid using any banned or prohibited hashtags on Instagram.
The new Instagram algorithm has altered how your posts are showcased to both followers and non-followers. Hashtags are quite important in this case!
They inform the algorithm and your followers about what's in your post. You can communicate to your audience that your post has the best content by using the right hashtags. Using Predis.ai's hashtag generator, you can easily find the most successful hashtags for your brand. You can also look at this to revamp your Instagram.


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Homeworking is the norm for many employees but how do the rules work with regard to the tax and what expenses are deductible? If you are an employer or employee in the Newark area we, at Chesapeake Associates Ltd, can advise you on the expense rules.
Working from home may be an attractive option for some employees. Here we consider the tax implications of homeworking arrangements.
The tax rules differ considerably depending on whether you are self-employed, as a sole trader or partner, or whether you are an employee, even if that is as an employee of your own company. One way or the other though, if you want to maximise the tax position, it is essential to keep good records. If not, HMRC may seek to rectify the tax position several years down the line. This can lead to unexpected bills including several years' worth of tax, interest and penalties.
This factsheet considers the position for employees.
Generally, any costs paid on behalf of, or reimbursed to, an employee by their employer will be taxable. The employee will then have to claim the personal tax relief themselves and prove that they incurred those costs 'wholly, exclusively and necessarily' in carrying out their job. The word 'necessarily' creates a much tighter test than that for the self-employed.
In addition, the way in which the services are provided can sometimes make a substantial difference to that tax cost. For example, if the employer provides something for the employee, the rules are often much more generous than if the employee bought it themselves and attempted to claim the tax relief. A bit of advice and forward planning can often prove to be fruitful.
The rules for employees in relation to 'use of home as office' contains a specific exemption from a tax charge. They allow payments made by employers to employees for additional household expenses to be tax free, where the employee incurs those costs in carrying out the duties of the employment under homeworking arrangements. 'Homeworking arrangements' means arrangements between the employee and the employer under which the employee regularly performs some or all of the duties of the employment at home.
The arrangements do not need to be in writing but it is advisable to do this, as the exemption does not apply where an employee works at home informally.
Where these rules are met, the additional costs of heating and lighting the work area and the metered cost of increased water usage can be met. There might also be increased charges for internet access, home contents insurance or business telephone calls and where working at home leads to a liability for business rates. HMRC accepts that the additional cost incurred can also be included.
However, unlike the self-employed, HMRC does not accept that a proportion of household fixed costs such as mortgage interest, rent, council tax or water rates are allowable.
A simpler flat rate method is available to cover additional costs. The rate is £6 a week from 6 April 2020. No records are required to be kept. However, to justify a higher payment, the message is: prove it!
The above rules only allow tax free payments to be made in specific circumstances. However, if payments are made outside of these rules or, in fact, no payments are made at all, the employee can claim personal tax relief themselves if they can prove that they incurred those costs or received those payments 'wholly, exclusively and necessarily' for the purposes of their job. In reality this is extremely difficult – some would say impossible – as HMRC requires the following tests to be met:
So the moral for employees is to go for tax free payments, not tax relief!
Capital allowances will be available to the business for the costs of providing equipment to employees who work at home. Provided that the private use of those assets by the employee is insignificant, then there will be no taxable benefit on the employee. Again, this could apply to things such as a laptop, desk or chair, provided that the employer has a written policy making it clear that the provision of the equipment is for work-related purposes.
The rules are so 'simple' that HMRC explains them in booklet IR490! However, the main point to note is that although an employee's home may be treated as a workplace for tax purposes, this is not enough, on its own, to allow the employee to get tax relief for the expenses of travelling to another permanent workplace.
Employees are able to claim tax relief on the full travelling cost incurred in the performance of their duties. However, no relief is available for the costs of ordinary commuting or private travel.
The rules are complex but ordinary commuting is defined as travel between the employee's home and a place which is a 'permanent workplace'. A 'permanent workplace' includes places where there is a period of continuous work lasting more than 24 months or the period of attendance is all or most of the period of employment.
HMRC's guidance states that, for most people, the place where they live is a matter of personal choice, so the expense of travelling from home to any permanent workplace is a consequence of that personal choice. As a result such travelling expenses will not qualify unless the location of the employee's home is itself dictated by the requirements of the job.
Even if that condition is met, the cost of travel between the employee's home and another permanent workplace is only deductible during those times when the home is a place of work.
Of course, employees who work at home are entitled to a deduction for the expenses of travelling to a temporary workplace - that is anything which is not a permanent workplace. It is as clear as that!
Jane's duties often involve her working late into the evenings and she has no access to her employer's premises (her permanent workplace) at night, so she takes work home with her. As it is a matter of personal choice where the work is done (there is no objective requirement that it is done at her home), any travel to or from her home cannot be said to be in the performance of her duties and no relief is available for any costs.
However, Jane's husband is an area sales manager who lives in Leicester. He manages his company's sales team in the Midlands and the company's nearest office is in Newcastle. He is therefore obliged to carry out all his administrative work at home, where he has set aside a room as an office. He is entitled to relief for the expenses of travelling to the company's office in Newcastle, as well as for journeys within the Midlands as these should all qualify as temporary workplaces.
As you can see, all things are possible but the key is to be clear about the rules, keep good records and be sensible about how much to claim.
If your business is in the Newark area and you would like any help about homeworking and tax relief for employees, please do contact us at Chesapeake Associates Ltd.


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Alright, enough with the boring side dishes already! It's time for the good stuff, the dessert. The dessert is easily the most anticipated part of the Thanksgiving meal and I like to go all out for it. I could not believe that I did not have any pumpkin in my Thanksgiving dinner yet so a pumpkin pie cheesecake seemed like the perfect choice. I could not resist using a gingersnap snap crust as the ginger and pumpkin flavour combo is an amazing one. I then took things a step further and covered the cheesecake with some home made caramel sauce . One of the things that I like about a cheesecake is that you can easily make it the day before so you can lighten the load for an already large meal. In fact it is best to let the cheesecake cool completely and then let it chill out in the fridge overnight so it really should be made a day ahead. This pumpkin pie cheesecake was the perfect end to my Thanksgiving dinner!
Pumpkin Pie Cheesecake
- 2 cups gingersnap cookie crumbs (gluten-free for gluten-free)
- 1/3 cup sugar
- 1/4 teaspoon ground ginger
- 6 tablespoons butter (melted)
- 3 (8 ounce) packages cream cheese (room temperature)
- 3 eggs (slightly beaten)
- 1 cup brown sugar
- 1 cup pumpkin puree
- 1 teaspoon vanilla
- 1 teaspoon ground cinnamon
- 1/2 teaspoon ground ginger
- 1/4 teaspoon ground cloves
- 1/4 teaspoon ground nutmeg
- Mix the gingersnap cookie crumbs, sugar, ginger and butter and press into the bottom and up 1 inch along the sides of a 9 inch spring form pan.
- Bake the crust in a preheated 350F/180C oven for 5 minuters and set aside.
- Cream the cream cheese.
- Mix in the eggs one at a time followed by the sugar, pumpkin puree, vanilla and then the spices.
- Pour the mixture into the spring form pans.
- Bake in a preheated 350F/180C oven until it is set, about 60-70 minutes.
- Let it cool completely.
- Chill the cheesecake in the fridge overnight.
Pumpkin Pie
Pumpkin Caramel Cheesecake Turtle Bread
Chocolate Cheesecake
White Chocolate Cheesecake
Pumpkin Pie Cinnamon Buns with Caramel Cream Cheese Frosting
Chestnut Cheesecake
Triple Chocolate Pumpkin Pie
Pumpkin Cheesecake Gingersnap Streusel Bars
Pumpkin Spiced Latte
Pumpkin Chai Latte
Lemon New York Style Cheesecake with Gingersnap Crust
Japanese Souffle Cheesecake
White Chocolate Pumpkin Cheesecake
Pecan Pie Cheesecake with Pecan Caramel Sauce
Butter Tart Cheesecake
Dark Chocolate Cheesecake
Blueberry Swirl Lemon Cheesecake
Peppermint Chocolate Cheesecake
Chocolate and Peanut Butter Cheesecake


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Kissimmee, FL Limo & Car Service
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