text:
Krosan Tusker [Commander 2013]
Set: | Commander 2013 |
Type: | Creature — Boar Beast |
Rarity: | Common |
Cost: | {5}{G}{G} |
When you cycle Krosan Tusker, you may search your library for a basic land card, reveal that card, put it into your hand, then shuffle. (Do this before you draw.)
What if I change my mind?
We understand that customers will occasionally change their mind upon receiving their order, we are still able to organise a return of the items in order to process a refund for you as long as the following conditions are met:
- The returned item(s) must be sealed and in brand new condition;
- There must be proof of purchase(eg. receipt or order number);
- Any return postage and initial postage will be covered by the buyer.
- The return or refund request is within 30 days of the product being collected in store or dispatched from our warehouse for completed orders; and
- The item is not a TCG or Trading Card Game item.
All change of mind refunds will be inspected to be meeting the above terms and require approval by Games Portal before a refund can be initiated.
Any returns found to have been opened, used or damaged will not be eligible for refund or exchange, and will be held until the customer returns to collect the product or pays the following additional fees to have the item reshipped:
- An additional shipping fee is paid (Standard $10 normal shipping or express shipping to be calculated by order weight); and
- A standard $10 processing and handling fee.
If return postage and handling fees are not paid by the customer within 30 days of being received by Games Portal, the product will be considered abandoned and we will dispose of it.
Cancellation of a pre ordered item
Please note that cancellations of pre orders may incur a cost of 2% to cover transaction fees.
Items can be returned to Games Portal either:
- In person to our Store; at 1/160-162 Maroondah Hwy Ringwood VIC 3134; or
- By post to our return postal address (Games portal PO Box 4203 Burwood East Victoria) after providing us with the tracking number. Please note that any return postage must be covered at the customer's expense.
As soon as we receive the item(s), the refund can be initiated to the payment details used to make the initial order.
Refund Payment
Any refunds will be processed via the original form of payment:
- Credit Card: Your refund will be credited into a bank account designated by you. Please note funds make take a few business days to clear after refund confirmation.
- Cash Payment: If your original payment was made in cash and your items are returned in store to Games Portal we will refund your payment in cash.
Refund Process Time.
Returns generally take 2-5 business days to reach our warehouse.
Once received, your return request will be processed within 1-3 business days.
For refunds, please note that your financial institution may need an extra 3-5 business days to clear the funds back into your account.
If your return falls outside of these times and are seeking an update on your refund process please contact our customer support team at email@example.com
If you received an item you didn't order.
We always strive to make sure our processes are as fast and accurate as possible but if you have received an item different to the one you ordered, please contact our customer service team at email@example.com who will work with you to resolve the problem as quickly as possible.
If your item is faulty.
At Games Portal we want every gaming experience to be perfect for our customers but unfortunately there are rare cases where an item, due to a manufacturing error, is discovered as faulty.
This can include cases of:
- Broken game pieces.
- Missing game pieces.
- And other similar occurrences that are assessed by Games Portal on a case by case basis.
If you have received an item with a defect, please contact our customer service team at email@example.com within 60 days of your purchase date.
They will guide you through the returns process and help resolve the problem as quickly as possible.
All claims of faulty items must be accompanied with a proof of purchase.
Where you believe an item is faulty, it may be necessary for us to send your goods to the manufacturer or their service agent for it to be assessed within a reasonable period of time.
We also request that you take a photo showing the defect/fault to speed up the process as we may need to contact the manufacturer to ensure you receive the correct replacement part.
If it is determined by our customer service team that there is indeed a major fault with the item you will be entitled to one of the following remedies:
- A full refund of the purchase price paid for the item to be refunded to the original payment method.
- A complete replacement of the faulty product.
- A replacement of the faulty part.
If a replacement of the product or part is chosen all postage to deliver the item will be covered by Games Portal.
Instances that Games Portal does not consider as a fault or defect:
- Products that include a random assortment of potential items not including a specific item or card subject to a random draw such as Trading Card Game Boosters, Trading Card Game Booster Boxes.
*This policy was updated 29/03/2020


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Bagdad IRS Audit Defense Attorney
Just the thought of getting a call from the Internal Revenue Service (IRS) is bothering, especially when it's for auditing issues. An audit is a frightening issue because you could face tax penalties, interest payments, and, worse, criminal charges if things don't go in your favor. Getting involved in such can kill your mood and motivation, and that's when you will need the help of an IRS audit defense attorney.
When you receive a call or notification from the IRS, don't panic. Stay calm and clear your thoughts to understand what they are saying, and you can provide them an initial objective answer to their queries. Then, immediately contact your lawyer and take all the necessary steps properly.
Don't let the IRS dictate your moves. Don't let them sway you into their favor. You have rights as a taxpayer, and you should always use them to your advantage. Defense Tax Partners houses the most daring Bagdad IRS audit defense attorneys who won't let the IRS take advantage of you with their authority and knowledge.
We are known for challenging the IRS with their effective defense strategies using their knowledge in tax laws and audits. Our Bagdad, FL IRS audit defense attorneys will make use of your rights against the desires of the IRS. If you work with us, rest assured that the IRS can't wrongfully audit a single record of your taxes, and you will be saved from possible charges. We will defend you and handle the audit process with our utmost effort.
Call Defense Tax Partners at (407) 809-1656 for your Free Consultation!
IRS Audit Defense Attorney vs. Accountant
Most of the time, taxpayers undergoing an IRS audit rely on unqualified people to represent them. This is a common mistake and should not be tolerated. To get the right defense using effective defense strategies, consult a professional IRS audit defense attorney.
Taxpayers have rights, and audit defense attorneys are more aware of using these rights as an advantage compared to an accountant. With them, you are in for a great defense. In comparison, accountants aren't that knowledgeable of taxpayers' rights. They are just useful in preparing your taxes but can't guarantee a full level of defense.
If you are in the midst of an IRS audit, seek out an IRS audit defense attorney's competence. They are not just knowledgeable on audits and tax laws, but they also know many available options regarding a settlement and post-audit procedure.
More importantly, do not insist on representing yourself in an audit defense. Compared to both accountant and an IRS audit defense attorney, you are even less capable of properly handling the whole audit process. Having a professional by your side, for that matter, will yield a higher chance of winning.
Benefits of Working with a Bagdad IRS Audit Defense Attorney
Facing a tax audit can be grueling and worrisome. The IRS can accuse you of erroneous deductions or failure to report income. It could significantly increase your tax bill while levying penalties and interests as well. If things get worse, you could eventually face criminal charges.
At Defense Tax Partners, our IRS audit defense attorneys will review all the necessary documents and evidence to support your claim that you have not done anything illegal. To achieve the favorable results that we want, you have to get real with us. Rest assured that your disclosed documents will be kept confidential. We will compile all these and present them in the most favorable position possible.
Our IRS audit defense attorneys are not only well-informed on tax laws but are also backed with legal, business, and accounting education and experience as well. They can form a superior understanding of your financial situation and come up with excellent resolutions too.
Defense Tax Partners will make sure to study your financial and tax situation and utilize this information to create an effective defense strategy. We will try our very best to lower your amount of tax owed, including the interest on back taxes, penalties, and fees associated with your case.
Best Bagdad Audit Defense Attorney
Our only goal at Defense Tax Partners is to represent and defend our clients in our favor. We will crush any plans the IRS has made to bring down our valued clients.
Knowing that the IRS will be aggressive in pursuing a conviction in your case, we will ensure to reciprocate the same level of aggressiveness to defend your stand. Our IRS audit defense attorneys know how to effectively defend clients with varying cases from the IRS. With that said, we have prepared several defense strategies to protect your rights as you face a specific allegation.
Defense Tax Partners has a number of resources and connections that are useful for you to win your case. Aside from the effective defense strategies that we have been utilizing, we are also capable of helping our clients mitigate risk in situations such as:
1. Providing legal support and guidance during sales tax audits;
2. IRS audits relating to personal expenses as business deductions; and
3. Residency audits for people who have recently relocated outside Bagdad to a low-tax state
We will be your ally in all aspects of auditing, and we won't betray your trust. We will make sure to give the best of our abilities to achieve a satisfying result.
Let's Talk- Free Consultation
After receiving a call from the IRS informing you of a tax audit, stay calm and call our Bagdad IRS audit defense attorney. We will attend to your concerns right away and save you from the unfavorable proposals of IRS.
Call Defense Tax Partners at (407) 809-1656 for your Free Consultation!

subset: commoncrawl


text:
Trading of products, and more personal assets.
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text:
- Description
Steiffs Little Friend Koko Monkey
Steiffs little friend Koko monkey comes with the spiel gut (German for play well) seal of approval and is therefore the perfect gift for any child. Koko measures 25 cm and is made of cuddly soft woven fur. Cuddling and playing - thats what Koko loves doing.
Size (cm) 25x24x10 Voice/Music - Supplier Code 280122 Eyes Safety Colour Dark Brown Button Stainless Steel Button In Ear Material Cuddly Soft Woven Fur Washability Machine Washable At 30C Filling Synthetic Ltd Edition No Structure - Weight (kg) 0.125 Composure - Suitability Delivery Cost £4.95* - Next Working Day Just £1 Extra
*UK Mainland Only (Excludes Scottish Highlands & Outlying Areas, which may cost more / take longer). For Full Details View Our Delivery Section
- Delivery
PARCEL Same day shipment if ordered before 3pm - All orders over £50 delivered Free. Order any other of our standard items & have delivered free to the same address. We use DPD 2 working day, tracked, insured & a signature is required for all deliveries. Delivery Charge if item under £50 is £4.95. These rates/services are for UK Mainland only and exclude big/bulky items - items that need to be delivered by pallet or have a separate delivery charge.- Out lying areas may take a little longer. Deliveries to offshore Islands, Northern Ireland/ Highlands of Scotland & outlying areas will be £7.95 extra per box. PALLET Delivered by a large lorry with a tail lift. The driver will deliver to the kerbside & maybe to the door if your access allows. You will need to be able to unpack / move items yourself & dispose of pallet & packaging. Do not dispose of packaging until you are satisfied you wish to keep the item(s). It is your responsibility to make sure the items will fit into your house go upstairs / through doors etc. Out lying areas & the Highlands may incur additional costs. Postage discount available – we use pallets that can carry goods up to 4ftx4ftx6ft so as long as we can get it on one pallet you can have as many other items delivered free. 2/3 working day service to most areas - Our deliveries are UK Mainland only
Collection for all orders over £100 is available by appointment during office hours from our fulfilment warehouse in central Birmingham. (we do not have a showroom facility)
If you need a quote for delivery or need advice regarding any of the above please give our friendly staff a call or Email Us. (Tel: 0121 333 4268 Lines Open: Monday – Friday 9am to 5.15pm).
- Terms & Conditions
Middle-England (Terms and Conditions) 7th April 2017
Delivery: We are committed to delivering your goods as quickly as possible after receipt of your order. Normally within 1 - 2 working days. If goods are not in stock we will inform you by return with an estimated date. You have the right to cancel or amend your order until date of despatch.
Next Working Day Delivery: All orders subject to availability. Orders must be received by 3pm. We do not despatch/deliver on Saturday/Sunday and the day following a Bank Holiday is not guaranteed. If total order is not in stock and you require part order by next day we may have to charge an additional charge. Please note we are relying on our courier to deliver to schedule. You will be sent a tracking number. We cannot be held responsible for any delays.
Specification: All sizes, drawings, pictures are approximate; colours may vary due to the printing process. Occasionally our suppliers may alter the packaging from examples shown.
Availability: We try to ensure that we have enough stock in our warehouse to cover projected sales. Occasionally demands exceed our expectations and there might be a slight delay before your order can be despatched. We will always try to inform you of any delays and give you an accurate delivery schedule.
Delivery Charges: Our standard delivery charge is £4.95 per address UK Mainland (Next Day £5.95) (Next day is NOT available in some parts of Scotland, the Highlands and outlying areas and may incur a surcharge) certain larger items incur a surcharge due to their weight or size. This is clearly marked next to each product code and price. Deliveries are to the door and require signature, we cannot be responsible for additional lifting, unpacking or rubbish removal.
If an order is for more than one item we may either deliver separately or by different carrier's dependent upon availability, in some cases multi-item orders may be delayed until complete order is ready for despatch.
Postage prices quoted on website are for UK Mainland deliveries only. Other areas by arrangement.
Please Note: Outlying Islands. Northern and Southern Ireland are subject to additional carriage charge and next day is not available - Standard Delivery is estimated 3-4 days. Northern Ireland will usually be an extra £7.95 and Southern Ireland will usually be an extra £9.95.
Pallet Items by arrangement. Please ask for a quote.
Order Tracking: Once your order has been despatched we do have the facility to track your delivery should there be a problem. If you require this service please call us on 0121 333 4268.
Payment: We accept debit and credit cards. You can cancel the order and request a refund at any time prior to despatch.
Returns: If you are dissatisfied with any of our items for any reason we offer a 14 day money back guarantee. For returns, missing or replacement parts first email firstname.lastname@example.com. Items must be returned unused in their original packaging and complete. (Please keep all packaging until you are sure you intend to keep the goods) If this is not available please make sure you use packaging to offer similar protection. A returns form is included with all deliveries. Please ensure you include a copy of your receipt and complete returns form stating the problem/reason for return. Once returned goods are received a replacement or refund will be issued. In most cases we will arrange for return to be collected from your house on an agreed day, but if not possible returned items must be by our nominated carrier. Postage refunds are only available on faulty/damaged items.
All returns must be sent to
Number 1
Devon Street
Warranty: We warranty all items for 12 months from date of despatch against faults and defects that they will function in accordance with manufacturer's instructions. Electrical appliances and items for daily use come with the manufactures own warranty from date of purchase. (Make sure you return manufacturer's warranty forms). Our Website has links to their sites.
Complaints: We are determined to offer you good service, investigate any problem and resolve any issues to your complete satisfaction. Please email firstname.lastname@example.com. To help with this process please include pictures where appropriate.
Price Match: Is only for items found on commercial UK based websites with immediate delivery. It cannot include sites with clearance or closing down sales.
The item must be brand New and Boxed. You must take into account delivery charges and our Loyalty Discount Scheme. Remember a deal that looks too good to be true usually is!
Simply send the site address to email@example.com with details of the variance
and we will contact you as soon as we can to confirm. We reserve the right refuse this service for any reason.
Terms and Conditions
- Use of the site
1.1 The web site is operated by:
Number 1
Devon Street
1.2. You are welcome to view and print pages for your own personal use. These pages must not be used for commercial use.
1.3. We reserve the right to suspend, terminate, and restrict the use of the site at any time.
- Purchases
2.1 You must be a resident of the UK Mainland to buy from us. We do not deliver to locations outside the UK. We only make VAT inclusive sales.
2.2. We will not be responsible for any costs incurred due to delayed shipment or Delivery.
2.3. All prices are in British £ and include VAT at 20%. We reserve the right to amend any prices if there is a change in the VAT rate.
- Receipt and Assembly
3.1 Make sure you sign for the correct amount of packages and detail any obvious defects. Report any shortages, damages as soon as possible (within 14 days) to email@example.com
3.2. Always carefully read and follow the manufactures instructions and assembly details.
3.3. Many items are delicate and need taking out of the box with care.
- Limitation of Liability
4.1 We have made all reasonable efforts to ensure information on this site is correct and up to date. We take all reasonable steps to protect your personal information. We cannot guarantee the security of any information you give on line and will not be responsible for any breach of security. We do not have any liability to you arising out of your use or inability to use the site. We will not be responsible for any unforeseeable losses.
4.2 Our Liability for damage to personal and physical property caused by our Negligence or by the goods shall not exceed £5000 per event or series of events.
4.3 This site may contain links to other web sites not under our control. We accept no responsibility for those sites.
4.4 This agreement between us is personal to us and no other person who is not party to these terms shall be entitled to enforce any term of this agreement Under the contract (Rights of Third Parties) Act 1999
4.5 The terms are to be governed by English law and the courts of England and Wales shall have non-exclusive jurisdiction over any dispute. All dealings, Correspondence and contact between us shall be made or conducted in the English language.
- Reviews


text:
The Williams Firm
Bay Area Real Estate, Business, Civil Litigation, and Intellectual Property Attorneys When you want client-centered legal representation that gets results, choose The Williams Firm in Walnut Creek, California. The Williams Firm provides quality professional representation, extensive legal knowledge and skill, and outstanding service based on effective communication with the client. The objective of the Firm... Read More »


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FREE Ground Delivery on qualified items for orders over $100. Learn More »
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How can Uninstall ConceptDraw MINDMAP 9 . 0 . 1 . 90 Totally from Your Mac
When there is a need to uninstall ConceptDraw MINDMAP 9 . 0 . 1 . 90 on your Mac computer, do you think it is just a piece of cake or a difficult task for you? Different people may give different answer to this question, but it is a fact that some problems always exist and trouble you to remove this app under the OS X.
Situations that you may want to remove ConceptDraw MINDMAP 9 . 0 . 1 . 90
ConceptDraw MINDMAP 9 . 0 . 1 . 90 is an (Browsers) application on Mac that usually can be installed easily and smoothly on the computer, but some times you may want to uninstall ConceptDraw MINDMAP 9 . 0 . 1 . 90 for some reasons, such as:
- It is not useful on your Mac
- Application does not work correctly after the installation
- ConceptDraw MINDMAP 9 . 0 . 1 . 90 slows down your computer performance
- App takes up too many space of your computer's hard disk
- ConceptDraw MINDMAP 9 . 0 . 1 . 90 should be re-installed on the computer
Most common problems for the app removal
If you are a newbie of the Mac computer, you might be not clear about how to start and complete the removal on the computer, because the macOS does not provide any sort of removing feature or utility like the Windows does. On the other hand, it is also difficult to be removed even though the computer users have been used the Mac for a certain time, and there are some other problems that make the app cannot be removed so smoothly. Here are the most common issues that many people encountered when unable to uninstall ConceptDraw MINDMAP 9 . 0 . 1 . 90:
- Application's shortcut/icon cannot be found on the Launchpad or Applications folder
- ConceptDraw MINDMAP 9 . 0 . 1 . 90 cannot be totally removed on the computer
- You are always refused to remove the app since it is still open on the computer, but you just had exit the program beforehand
- Unknown problem occurs when try to drag the app to the Trash, ConceptDraw MINDMAP 9 . 0 . 1 . 90 bounce back to the original place.
Feel frustrated and have no idea to complete the uninstallation when encounter these removing problems on Mac? Don't be so upset, here are several ways that can help you to delete the application, just choose the best way to perform the removal on your computer.
Easy-to-follow guides to uninstall ConceptDraw MINDMAP 9 . 0 . 1 . 90 for Mac
1. Remove the app if you got from the Mac App Store
If you got this ConceptDraw MINDMAP 9 . 0 . 1 . 90 application via the Mac App Store, there is a specific way to allow you delete it on the computer, but it is not available for removing the apps which are belonging to the OS X itself, such as the Safari.
Specific steps to remove the app (got from the App Store):
- If the app is running on your computer, right-click on its icon on the Dock, and select Quit
- Click on Launchpad icon in the Dock, and locate the ConceptDraw MINDMAP 9 . 0 . 1 . 90's icon
- Hold down the icon until all of icons start to jiggle
- Click on the delete button at the top left corner, and then the program's package will be removed from the Launchpad
2. Uninstall ConceptDraw MINDMAP 9 . 0 . 1 . 90 via its uninstaller
Some applications may contain an particular uninstaller on their install packages, you can try to open the package to check whether there is an uninstaller of the applications. If you can see a removal tool inside, you can choose to take this uninstaller to remove the program on your Mac computer.
Just double-click on the uninstaller, a new removing wizard will display on the desk, and you just need to follow the instructions to complete the whole removing process.
3. Remove the program from the Finder
By default, an installed application should be placed at the Applications folder in the Finder, so you can choose to find out the ConceptDraw MINDMAP 9 . 0 . 1 . 90 program inside, and move it to the Trash to remove it.
- Click on Finder on the Dock, and select Applications on the left pane
- Find ConceptDraw MINDMAP 9 . 0 . 1 . 90 in the folder, and drag the icon the to Trash
- Enter the account's password if you are required to confirm you want to delete it
- Click OK to remove it to the Trash
- Right-click on the Trash icon, and select "Empty Trash"
Resolve the leftover issue after the above removal
Note: vestiges are usually contained if you take the above removal methods to uninstall ConceptDraw MINDMAP 9 . 0 . 1 . 90, your should do an additional leftovers removal after deleting the app's installed package.
Leftover issue is a very common problem when you choose to remove a program via moving it to the Trash, which just can help you remove the installed package of the target application. However, in addition to the package, there are usually many preference files and support files still leaving on the Mac computer, and continue to take up the disk space. Always ignoring these vestiges usually cause some troublesome problems on the PC, such as cannot re-install the app, or disk space are consumed quickly and have no enough space to support the computer's performance. In this case, you should know how to clean the leftovers after the above removal:
- Click on Go, and Go to Folder...
- Type "~/library/" in the box, and press the Return on the keyboard
- In the Library, there are many folders inside contain the associated files of ConceptDraw MINDMAP 9 . 0 . 1 . 90, so you should check them and make sure all of related files are cleaned well, and the most common folders would contain the associated files are:
- Application Supports folder, Caches folder, Preference folder.
- After cleaning all of files inside, please remember to empty the Trash bin
4. Still does not work? Try pro uninstaller to remove ConceptDraw MINDMAP 9 . 0 . 1 . 90
Till now, we introduce three manual way to uninstall ConceptDraw MINDMAP 9 . 0 . 1 . 90 on the above content, and it's time to showcase the most effective way which can enable the people to delete the program automatically and easily on Mac.
Some people do complain that the manual app removal on Mac usually take up much of time, and it is also not an easy task to complete for the common users. If you also have this feeling either, inviting a pro uninstall utility to remove the program will be the best resolution for you.
App Uninstaller is a professional uninstall utility that contains an automatic and sophisticated removal feature, which allow the user to delete a program with ease, here are just the tutorials about how to remove ConceptDraw MINDMAP 9 . 0 . 1 . 90 with this removal tool:
- Get an App Uninstaller on your Mac, and launch it
- Select ConceptDraw MINDMAP 9 . 0 . 1 . 90 on the remover's interface, and click on Run Analysis
- Click on Complete Removal, and then you will receive a message which asks you whether you need to remove it
- Click Yes to start the removal, and the complete removal message will display on the uninstaller within a very short time
A professional and complete removal for unwanted application can save a lot of time, and also reduce the risk of encountering other removal methods during the removing process. Therefore, it is more recommended to uninstall ConceptDraw MINDMAP 9 . 0 . 1 . 90 and other applications you want to remove with a great uninstaller, and App Uninstaller can be a good product for you.
Uninstall guides of related apps
- 1
- Browsers 63784 apps in database
- 2
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- 3
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- 4
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Completely removes:
- Bundled apps
- Preferences files
- Cache files
- Support files
- Other hidden file


text:
Coventry Drainage Solutions (Free Phone)
'The Company' shall mean Able Group
'The Customer' shall mean the person or organisation for whom the company agrees to carry out works and/or supply materials
'The Engineer' shall mean the representative appointed by the company.
These conditions shall be incorporated into each and every contract made between the company and the buyer.
No variation of waiver of or addition to these conditions, whether written or oral, shall have effect unless authorised in writing by a manager of the company.
The company will carry out only those items specified in the contract.
The purchaser shall permit the company and its representatives to have access to the installation address at a reasonable time in connection with the survey and installation or for the purpose of inspection of any works carried out which may be subject of any dispute between the parties.
Any time or date quoted by the company for delivery of the goods or performance of any service is an estimate only.
The company will do its utmost to ensure that any quoted time and date is met and shall not be liable for any failure to meet such estimate nor for any loss, whether financial or otherwise.
The company shall be entitled, in its absolute discretion and upon giving to the customer written notice of its intention to terminate the contract if the company in good faith shall have doubts as to the solvency of the customer.
The company shall have no liability whatsoever for any failure to perform or for any delay in the performance of any of its obligations under the contract arising wholly or in part by reason or any factor beyond its direct control.
The Company shall only be liable for rectifying works completed by the Company & shall not be held responsible for ensuing damage or claims resulting from this or other work overlooked or subsequently requested & not undertaken at that time.
These terms & conditions & all contacts awarded between the Company & Customer shall be governed & construed in accordance with English law & shall be subject to the exclusive jurisdiction of the English law.
The guarantee shall be for labour only in respect of faulty workmanship for 12 months from the date of completion with the manufacturer's warranty in force. This guarantee will become void if the work completed by the company is:
Subject to misuse or negligence
Repaired, modified or tampered with by anyone other than the company engineer. The company will accept no liability for, or guarantee suitability, materials supplied by the customer, and will accept no liability for any consequential damage or fault.
Please read these terms of use carefully before you start to use the site. By using our site, you indicate that you accept these terms of use and that you agree to abide by them. If you do not agree to these terms of use, please refrain from using our site.
By accessing, using, browsing or booking on our site(s) you agree that you have read, understood and agree to be bound by these Terms of Use and you agree to comply with all applicable laws, rules and regulations.
is a site operated by ("We"); we are a Company registered in England and Wales under registration number . Our registered office is 39 Progress Road, Leigh on Sea. Our VAT number is .
We are regulated by the and authorised and regulated by the .
The materials contained on our site are provided for general information purposes only and do not claim to be or constitute legal or other professional advice and shall not be relied upon as such.
We do not accept any responsibility for any loss which may arise from accessing or reliance on the information on this site and to the fullest extent permitted by English law, we exclude all liability for loss or damages direct or indirect arising from use of this site.
Access to our site is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on our site without notice (see below). We will not be liable if for any reason our site is unavailable at any time or for any period.
We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.
You may print off one copy, and may download extracts, of any page(s) from our site for your personal reference and you may draw the attention of others within your organisation to material posted on our site.
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Our status (and that of any identified contributors) as the authors of material on our site must always be acknowledged.
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If you print off, copy or download any part of our site in breach of these terms of use, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.
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The material displayed on our site is provided without any guarantees, conditions or warranties as to its accuracy. To the extent permitted by law, we, and third parties connected to us hereby expressly exclude:
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Obama Addresses Barnard Grads: "Fight for a Seat at the Head of the Table"
By Christine Cupaiuolo — May 14, 2012
Below is the text of President Obama's remarks at Barnard College's commencement ceremony (as provided by the White House Office of Communications). Let us know what you think!
THE PRESIDENT: Thank you so much. (Applause.) Thank you. Please, please have a seat. Thank you. (Applause.)
Thank you, President Spar, trustees, President Bollinger. Hello, Class of 2012! (Applause.) Congratulations on reaching this day. Thank you for the honor of being able to be a part of it.
There are so many people who are proud of you — your parents, family, faculty, friends — all who share in this achievement. So please give them a big round of applause. (Applause.) To all the moms who are here today, you could not ask for a better Mother's Day gift than to see all of these folks graduate. (Applause.)
I have to say, though, whenever I come to these things, I start thinking about Malia and Sasha graduating, and I start tearing up and — (laughter) — it's terrible. I don't know how you guys are holding it together. (Laughter.)
I will begin by telling a hard truth: I'm a Columbia college graduate. (Laughter and applause.) I know there can be a little bit of a sibling rivalry here. (Laughter.) But I'm honored nevertheless to be your commencement speaker today — although I've got to say, you set a pretty high bar given the past three years. (Applause.) Hillary Clinton — (applause) — Meryl Streep — (applause) — Sheryl Sandberg — these are not easy acts to follow. (Applause.)
But I will point out Hillary is doing an extraordinary job as one of the finest Secretaries of State America has ever had. (Applause.) We gave Meryl the Presidential Medal of Arts and Humanities. (Applause.) Sheryl is not just a good friend; she's also one of our economic advisers. So it's like the old saying goes — keep your friends close, and your Barnard commencement speakers even closer. (Applause.) There's wisdom in that. (Laughter.)
Now, the year I graduated — this area looks familiar — (laughter) — the year I graduated was 1983, the first year women were admitted to Columbia. (Applause.) Sally Ride was the first American woman in space. Music was all about Michael and the Moonwalk. (Laughter.)
AUDIENCE MEMBER: Do it! (Laughter.)
THE PRESIDENT: No Moonwalking. (Laughter.) No Moonwalking today. (Laughter.)
We had the Walkman, not iPods. Some of the streets around here were not quite so inviting. (Laughter.) Times Square was not a family destination. (Laughter.) So I know this is all ancient history. Nothing worse than commencement speakers droning on about bygone days. (Laughter.) But for all the differences, the Class of 1983 actually had a lot in common with all of you. For we, too, were heading out into a world at a moment when our country was still recovering from a particularly severe economic recession. It was a time of change. It was a time of uncertainty. It was a time of passionate political debates.
You can relate to this because just as you were starting out finding your way around this campus, an economic crisis struck that would claim more than 5 million jobs before the end of your freshman year. Since then, some of you have probably seen parents put off retirement, friends struggle to find work. And you may be looking toward the future with that same sense of concern that my generation did when we were sitting where you are now.
Of course, as young women, you're also going to grapple with some unique challenges, like whether you'll be able to earn equal pay for equal work; whether you'll be able to balance the demands of your job and your family; whether you'll be able to fully control decisions about your own health.
And while opportunities for women have grown exponentially over the last 30 years, as young people, in many ways you have it even tougher than we did. This recession has been more brutal, the job losses steeper. Politics seems nastier. Congress more gridlocked than ever. Some folks in the financial world have not exactly been model corporate citizens. (Laughter.)
No wonder that faith in our institutions has never been lower, particularly when good news doesn't get the same kind of ratings as bad news anymore. Every day you receive a steady stream of sensationalism and scandal and stories with a message that suggest change isn't possible; that you can't make a difference; that you won't be able to close that gap between life as it is and life as you want it to be.
My job today is to tell you don't believe it. Because as tough as things have been, I am convinced you are tougher. I've seen your passion and I've seen your service. I've seen you engage and I've seen you turn out in record numbers. I've heard your voices amplified by creativity and a digital fluency that those of us in older generations can barely comprehend. I've seen a generation eager, impatient even, to step into the rushing waters of history and change its course.
And that defiant, can-do spirit is what runs through the veins of American history. It's the lifeblood of all our progress. And it is that spirit which we need your generation to embrace and rekindle right now.
See, the question is not whether things will get better — they always do. The question is not whether we've got the solutions to our challenges — we've had them within our grasp for quite some time. We know, for example, that this country would be better off if more Americans were able to get the kind of education that you've received here at Barnard — (applause) — if more people could get the specific skills and training that employers are looking for today.
We know that we'd all be better off if we invest in science and technology that sparks new businesses and medical breakthroughs; if we developed more clean energy so we could use less foreign oil and reduce the carbon pollution that's threatening our planet. (Applause.)
We know that we're better off when there are rules that stop big banks from making bad bets with other people's money and — (applause) — when insurance companies aren't allowed to drop your coverage when you need it most or charge women differently from men. (Applause.) Indeed, we know we are better off when women are treated fairly and equally in every aspect of American life — whether it's the salary you earn or the health decisions you make. (Applause.)
We know these things to be true. We know that our challenges are eminently solvable. The question is whether together, we can muster the will — in our own lives, in our common institutions, in our politics — to bring about the changes we need. And I'm convinced your generation possesses that will. And I believe that the women of this generation — that all of you will help lead the way. (Applause.)
Now, I recognize that's a cheap applause line when you're giving a commencement at Barnard. (Laughter.) It's the easy thing to say. But it's true. It is — in part, it is simple math. Today, women are not just half this country; you're half its workforce. (Applause.) More and more women are out-earning their husbands. You're more than half of our college graduates, and master's graduates, and PhDs. (Applause.) So you've got us outnumbered. (Laughter.)
After decades of slow, steady, extraordinary progress, you are now poised to make this the century where women shape not only their own destiny but the destiny of this nation and of this world.
But how far your leadership takes this country, how far it takes this world — well, that will be up to you. You've got to want it. It will not be handed to you. And as someone who wants that future — that better future — for you, and for Malia and Sasha, as somebody who's had the good fortune of being the husband and the father and the son of some strong, remarkable women, allow me to offer just a few pieces of advice. That's obligatory. (Laughter.) Bear with me.
My first piece of advice is this: Don't just get involved. Fight for your seat at the table. Better yet, fight for a seat at the head of the table. (Applause.)
It's been said that the most important role in our democracy is the role of citizen. And indeed, it was 225 years ago today that the Constitutional Convention opened in Philadelphia, and our founders, citizens all, began crafting an extraordinary document. Yes, it had its flaws — flaws that this nation has strived to protect (perfect) over time. Questions of race and gender were unresolved. No woman's signature graced the original document — although we can assume that there were founding mothers whispering smarter things in the ears of the founding fathers. (Applause.) I mean, that's almost certain.
What made this document special was that it provided the space — the possibility — for those who had been left out of our charter to fight their way in. It provided people the language to appeal to principles and ideals that broadened democracy's reach. It allowed for protest, and movements, and the dissemination of new ideas that would repeatedly, decade after decade, change the world — a constant forward movement that continues to this day.
Our founders understood that America does not stand still; we are dynamic, not static. We look forward, not back. And now that new doors have been opened for you, you've got an obligation to seize those opportunities.
You need to do this not just for yourself but for those who don't yet enjoy the choices that you've had, the choices you will have. And one reason many workplaces still have outdated policies is because women only account for 3 percent of the CEOs at Fortune 500 companies. One reason we're actually refighting long-settled battles over women's rights is because women occupy fewer than one in five seats in Congress.
Now, I'm not saying that the only way to achieve success is by climbing to the top of the corporate ladder or running for office — although, let's face it, Congress would get a lot more done if you did. (Laughter and applause.) That I think we're sure about. But if you decide not to sit yourself at the table, at the very least you've got to make sure you have a say in who does. It matters.
Before women like Barbara Mikulski and Olympia Snowe and others got to Congress, just to take one example, much of federally-funded research on diseases focused solely on their effects on men. It wasn't until women like Patsy Mink and Edith Green got to Congress and passed Title IX, 40 years ago this year, that we declared women, too, should be allowed to compete and win on America's playing fields. (Applause.) Until a woman named Lilly Ledbetter showed up at her office and had the courage to step up and say, you know what, this isn't right, women weren't being treated fairly — we lacked some of the tools we needed to uphold the basic principle of equal pay for equal work.
So don't accept somebody else's construction of the way things ought to be. It's up to you to right wrongs. It's up to you to point out injustice. It's up to you to hold the system accountable and sometimes upend it entirely. It's up to you to stand up and to be heard, to write and to lobby, to march, to organize, to vote. Don't be content to just sit back and watch.
Those who oppose change, those who benefit from an unjust status quo, have always bet on the public's cynicism or the public's complacency. Throughout American history, though, they have lost that bet, and I believe they will this time as well. (Applause.) But ultimately, Class of 2012, that will depend on you. Don't wait for the person next to you to be the first to speak up for what's right. Because maybe, just maybe, they're waiting on you.
Which brings me to my second piece of advice: Never underestimate the power of your example. The very fact that you are graduating, let alone that more women now graduate from college than men, is only possible because earlier generations of women — your mothers, your grandmothers, your aunts — shattered the myth that you couldn't or shouldn't be where you are. (Applause.)
I think of a friend of mine who's the daughter of immigrants. When she was in high school, her guidance counselor told her, you know what, you're just not college material. You should think about becoming a secretary. Well, she was stubborn, so she went to college anyway. She got her master's. She ran for local office, won. She ran for state office, she won. She ran for Congress, she won. And lo and behold, Hilda Solis did end up becoming a secretary — (laughter) — she is America's Secretary of Labor. (Applause.)
So think about what that means to a young Latina girl when she sees a Cabinet secretary that looks like her. (Applause.) Think about what it means to a young girl in Iowa when she sees a presidential candidate who looks like her. Think about what it means to a young girl walking in Harlem right down the street when she sees a U.N. ambassador who looks like her. Do not underestimate the power of your example.
This diploma opens up new possibilities, so reach back, convince a young girl to earn one, too. If you earned your degree in areas where we need more women — like computer science or engineering — (applause) — reach back and persuade another student to study it, too. If you're going into fields where we need more women, like construction or computer engineering — reach back, hire someone new. Be a mentor. Be a role model.
Until a girl can imagine herself, can picture herself as a computer programmer, or a combatant commander, she won't become one. Until there are women who tell her, ignore our pop culture obsession over beauty and fashion — (applause) — and focus instead on studying and inventing and competing and leading, she'll think those are the only things that girls are supposed to care about. Now, Michelle will say, nothing wrong with caring about it a little bit. (Laughter.) You can be stylish and powerful, too. (Applause.) That's Michelle's advice. (Applause.)
And never forget that the most important example a young girl will ever follow is that of a parent. Malia and Sasha are going to be outstanding women because Michelle and Marian Robinson are outstanding women. So understand your power, and use it wisely.
My last piece of advice — this is simple, but perhaps most important: Persevere. Persevere. Nothing worthwhile is easy. No one of achievement has avoided failure — sometimes catastrophic failures. But they keep at it. They learn from mistakes. They don't quit.
You know, when I first arrived on this campus, it was with little money, fewer options. But it was here that I tried to find my place in this world. I knew I wanted to make a difference, but it was vague how in fact I'd go about it. (Laughter.) But I wanted to do my part to do my part to shape a better world.
So even as I worked after graduation in a few unfulfilling jobs here in New York — I will not list them all — (laughter) — even as I went from motley apartment to motley apartment, I reached out. I started to write letters to community organizations all across the country. And one day, a small group of churches on the South Side of Chicago answered, offering me work with people in neighborhoods hit hard by steel mills that were shutting down and communities where jobs were dying away.
The community had been plagued by gang violence, so once I arrived, one of the first things we tried to do was to mobilize a meeting with community leaders to deal with gangs. And I'd worked for weeks on this project. We invited the police; we made phone calls; we went to churches; we passed out flyers. The night of the meeting we arranged rows and rows of chairs in anticipation of this crowd. And we waited, and we waited. And finally, a group of older folks walked in to the hall and they sat down. And this little old lady raised her hand and asked, "Is this where the bingo game is?" (Laughter.) It was a disaster. Nobody showed up. My first big community meeting — nobody showed up.
And later, the volunteers I worked with told me, that's it; we're quitting. They'd been doing this for two years even before I had arrived. They had nothing to show for it. And I'll be honest, I felt pretty discouraged as well. I didn't know what I was doing. I thought about quitting. And as we were talking, I looked outside and saw some young boys playing in a vacant lot across the street. And they were just throwing rocks up at a boarded building. They had nothing better to do — late at night, just throwing rocks. And I said to the volunteers, "Before you quit, answer one question. What will happen to those boys if you quit? Who will fight for them if we don't? Who will give them a fair shot if we leave?
And one by one, the volunteers decided not to quit. We went back to those neighborhoods and we kept at it. We registered new voters, and we set up after-school programs, and we fought for new jobs, and helped people live lives with some measure of dignity. And we sustained ourselves with those small victories. We didn't set the world on fire. Some of those communities are still very poor. There are still a lot of gangs out there. But I believe that it was those small victories that helped me win the bigger victories of my last three and a half years as President.
And I wish I could say that this perseverance came from some innate toughness in me. But the truth is, it was learned. I got it from watching the people who raised me. More specifically, I got it from watching the women who shaped my life.
I grew up as the son of a single mom who struggled to put herself through school and make ends meet. She had marriages that fell apart; even went on food stamps at one point to help us get by. But she didn't quit. And she earned her degree, and made sure that through scholarships and hard work, my sister and I earned ours. She used to wake me up when we were living overseas — wake me up before dawn to study my English lessons. And when I'd complain, she'd just look at me and say, "This is no picnic for me either, buster." (Laughter.)
And my mom ended up dedicating herself to helping women around the world access the money they needed to start their own businesses — she was an early pioneer in microfinance. And that meant, though, that she was gone a lot, and she had her own struggles trying to figure out balancing motherhood and a career. And when she was gone, my grandmother stepped up to take care of me.
She only had a high school education. She got a job at a local bank. She hit the glass ceiling, and watched men she once trained promoted up the ladder ahead of her. But she didn't quit. Rather than grow hard or angry each time she got passed over, she kept doing her job as best as she knew how, and ultimately ended up being vice president at the bank. She didn't quit.
And later on, I met a woman who was assigned to advise me on my first summer job at a law firm. And she gave me such good advice that I married her. (Laughter.) And Michelle and I gave everything we had to balance our careers and a young family. But let's face it, no matter how enlightened I must have thought myself to be, it often fell more on her shoulders when I was traveling, when I was away. I know that when she was with our girls, she'd feel guilty that she wasn't giving enough time to her work, and when she was at her work, she'd feel guilty she wasn't giving enough time to our girls. And both of us wished we had some superpower that would let us be in two places at once. But we persisted. We made that marriage work.
And the reason Michelle had the strength to juggle everything, and put up with me and eventually the public spotlight, was because she, too, came from a family of folks who didn't quit — because she saw her dad get up and go to work every day even though he never finished college, even though he had crippling MS. She saw her mother, even though she never finished college, in that school, that urban school, every day making sure Michelle and her brother were getting the education they deserved. Michelle saw how her parents never quit. They never indulged in self-pity, no matter how stacked the odds were against them. They didn't quit.
Those are the folks who inspire me. People ask me sometimes, who inspires you, Mr. President? Those quiet heroes all across this country — some of your parents and grandparents who are sitting here — no fanfare, no articles written about them, they just persevere. They just do their jobs. They meet their responsibilities. They don't quit. I'm only here because of them. They may not have set out to change the world, but in small, important ways, they did. They certainly changed mine.
So whether it's starting a business, or running for office, or raising a amazing family, remember that making your mark on the world is hard. It takes patience. It takes commitment. It comes with plenty of setbacks and it comes with plenty of failures.
But whenever you feel that creeping cynicism, whenever you hear those voices say you can't make a difference, whenever somebody tells you to set your sights lower — the trajectory of this country should give you hope. Previous generations should give you hope. What young generations have done before should give you hope. Young folks who marched and mobilized and stood up and sat in, from Seneca Falls to Selma to Stonewall, didn't just do it for themselves; they did it for other people. (Applause.)
That's how we achieved women's rights. That's how we achieved voting rights. That's how we achieved workers' rights. That's how we achieved gay rights. (Applause.) That's how we've made this Union more perfect. (Applause.)
And if you're willing to do your part now, if you're willing to reach up and close that gap between what America is and what America should be, I want you to know that I will be right there with you. (Applause.) If you are ready to fight for that brilliant, radically simple idea of America that no matter who you are or what you look like, no matter who you love or what God you worship, you can still pursue your own happiness, I will join you every step of the way. (Applause.)
Now more than ever — now more than ever, America needs what you, the Class of 2012, has to offer. America needs you to reach high and hope deeply. And if you fight for your seat at the table, and you set a better example, and you persevere in what you decide to do with your life, I have every faith not only that you will succeed, but that, through you, our nation will continue to be a beacon of light for men and women, boys and girls, in every corner of the globe.
So thank you. Congratulations. (Applause.) God bless you. God bless the United States of America. (Applause.)


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Seraphim of Sarov
Our venerable and God-bearing father Seraphim of Sarov was a Russian ascetic who lived at the Sarov Monastery in the 18th century, and is considered a wonder-worker. The Church commemorates St. Seraphim on January 2, and the opening of his relics on July 19.
St. Seraphim was born Prokhor Moshnin on July 19, 1754. His parents, Isidore and Agathia Moshnin, lived in Kursk, Russia; Isidore was a merchant. At the age of 10, Prokhor became seriously ill. During the course of his illness, he saw the Mother of God in his sleep, who promised to heal him. Several days later there was a religious procession in Kursk with the locally revered miracle-working icon of the Mother of God. Due to bad weather, the procession took an abbreviated route past the house of the Moshnin family. After his mother put Prokhor up to the miracle-working image, he recovered rapidly. While at a young age, he needed to help his parents with their shop, but business had little appeal for him. Young Prokhor loved to read the lives of the saints, to attend church, and to withdraw into seclusion for prayer.
At the age of 18, Prokhor firmly decided to become a monk. His mother blessed him with a large copper crucifix, which he wore over his clothing all his life. After this, he entered the Sarov monastery as a novice.
Monastic Life
From day one in the monastery, exceptional abstinence from food and slumber were the distinguishing features of his life. He ate once a day, and little. On Wednesdays and Fridays he ate nothing. After asking the blessing of his starets (a spiritual elder) he began to withdraw often into the forest for prayer and religious contemplation. He became severely ill again soon after, and was forced to spend most of the course of the next three years lying down.
Prokhor was once again healed by the Most Holy Virgin Mary, who appeared to him accompanied by several saints. Pointing to the young novice, the Holy Virgin said to the Apostle John the Theologian: "He is of our lineage." Then, by touching his side with her staff, she healed him.
His taking of the monastic vows occurred in 1786, when he was 27 years old. He was given the name Seraphim, which in Hebrew means "fiery," or "burning." He was soon made a hierodeacon. He justified his name by his extraordinarily burning prayer. He spent all of his time, save for the very shortest of rests, in church. Through such prayer and the labors of religious services, Seraphim became worthy to see angels, both serving and singing in church. During the Liturgy on Holy Thursday, he saw the Lord Jesus Christ Himself, in the form of the Son of man, proceeding into the Church with the Heavenly host and blessing those praying. The saint could not speak for a long time after being struck by this vision.
In 1793, St. Seraphim was ordained a hieromonk, after which he served every day and received Eucharist for a year. St. Seraphim then began to withdraw into his "farther hermitage"—the forest wilderness about five km from Sarov Monastery. He achieved great perfection at this time. Wild animals—bears, rabbits, wolves, foxes and others—came to the hut of the ascetic. The staritsa, i.e., eldress, of the Diveevo monastery, Matrona Plescheeva, witnessed how St. Seraphim fed a bear that had come to him out of his hand: "The face of the great starets was particularly miraculous. It was joyous and bright, as that of an angel," she described. While living in this little hermitage of his, St. Seraphim once suffered greatly at the hands of robbers. Although he was physically very strong and was holding an axe at the time, St. Seraphim did not resist them. In answer to their threats and their demands for money, he lay his axe down on the ground, crossed his arms on his chest and obediently gave himself up to them. They began to beat him on the head with the handle of his own axe. Blood began to pour out of his mouth and ears, and he fell unconscious. After that they began to hit him with a log, trampled him under foot, and dragged him along the ground. They stopped beating him only when they had decided that he had died. The only treasure which the robbers found in his cell was the icon of the Mother of God of Deep Emotion (Ymileniye), before which he always prayed. When, after some time, the robbers were caught and brought to justice, the holy monk interceded on their behalf before the judge. After the beating, St. Seraphim remained hunched over for the rest of his life.
Soon after this began the "pillar" period of the life of St. Seraphim, when he spent his days on a rock near his little hermitage, and nights in the thick of the forest. He prayed with his arms raised to heaven, almost without respite. This feat of his continued for a thousand days.
Because of a special vision of the Mother of God he was given toward the end of his life, St. Seraphim took upon himself the feat of becoming an elder. He began to admit everyone who came to him for advice and direction. Many thousands of people from all walks of life and conditions began to visit the elder now, who enriched them from his spiritual treasures, which he had acquired by many years of efforts. Everyone saw St. Seraphim as meek, joyful, pensively sincere. He greeted all with the words: "My joy! Christ is risen" To many he advised: "Acquire a peaceful spirit, and around you thousands will be saved." No matter who came to him, the starets bowed to the ground before all, and, in blessing, kissed their hands. He did not need the visitors to tell about themselves, as he could see what each had on their soul. He also said, "Cheerfulness is not a sin. It drives away weariness, for from weariness there is sometimes dejection, and there is nothing worse than that."
"Oh, if you only knew," he once said to a monk, "what joy, what sweetness awaits a righteous soul in Heaven! You would decide in this mortal life to bear any sorrows, persecutions and slander with gratitude. If this very cell of ours was filled with worms, and these worms were to eat our flesh for our entire life on earth, we should agree to it with total desire, in order not to lose, by any chance, that heavenly joy which God has prepared for those who love Him."
The miraculous transfiguration of the starets' face was described by a close admirer and follower of St. Seraphim: Motovilov. This happened during the winter, on a cloudy day. Motovilov was sitting on a stump in the woods; St. Seraphim was squatting across from him and telling his pupil the meaning of a Christian life, explaining for what we Christians live on earth.
"It is necessary that the Holy Spirit enter our heart. Everything good that we do, that we do for Christ, is given to us by the Holy Spirit, but prayer most of all, which is always available to us," he said.
"Father," answered Motovilov, "how can I see the grace of the Holy Spirit? How can I know if He is with me or not?"
St. Seraphim began to give him examples from the lives of the saints and apostles, but Motovilov still did not understand. The elder then firmly took him by the shoulder and said to him, "We are both now, my dear fellow, in the Holy Spirit." It was as if Motovilov's eyes had been opened, for he saw that the face of the elder was brighter than the sun. In his heart Motovilov felt joy and peace, in his body a warmth as if it were summer, and a fragrance began to spread around them. Motovilov was terrified by the unusual change, but especially by the fact that the face of the starets shone like the sun. But St. Seraphim said to him, "Do not fear, dear fellow. You would not even be able to see me if you yourself were not in the fullness of the Holy Spirit. Thank the Lord for His mercy toward us."
Thus Motovilov understood, in mind and heart, what the descent of the Holy Spirit and His transfiguration of a person meant.
"Acquire a peaceful spirit, and around you thousands will be saved."
"Where there is God, there is no evil. Everything coming from God is peaceful, healthy and leads a person to the judgment of his own imperfections and humility."
"When a person accepts anything Godly, then he rejoices in his heart, but when he has accepted anything devilish, then he becomes tormented."
"The devil is like a lion, hiding in ambush (Ps 10:19, 1Pe 5:8). He secretly sets out nets of unclean and unholy thoughts. So, it is necessary to break them off as soon as we notice them, by means of pious reflection and prayer."
"It is necessary that the Holy Spirit enter our heart. Everything good that we do, that we do for Christ, is given to us by the Holy Spirit, but prayer most of all, which is always available to us."
"A sign of spiritual life is the immersion of a person within himself and the hidden workings within his heart."
"Excessive care about worldly matters is characteristic of an unbelieving and fainthearted person, and woe to us, if, in taking care of ourselves, we do not use as our foundation our faith in God, who cares for us! If we do not attribute visible blessings to Him, which we use in this life, then how can we expect those blessings from Him which are promised in the future? We will not be of such little faith. By the words of our Saviour, it is better first to seek the Kingdom of God, for the rest shall be added unto us (see Mt. 6:33)."
"True hope seeks the one Kingdom of God and is sure that everything necessary for this mortal life will surely be given. The heart cannot have peace until it acquires this hope. This hope pacifies it fully and brings joy to it. The most holy lips of the Saviour spoke about this very hope: "Come unto Me, all ye that labour and are heavy laden, and I will give you rest" (Mt. 11:28)."
"Oh, if you only knew what joy, what sweetness awaits a righteous soul in Heaven! You would decide in this mortal life to bear any sorrows, persecutions and slander with gratitude. If this very cell of ours was filled with worms, and these worms were to eat our flesh for our entire life on earth, we should agree to it with total desire, in order not to lose, by any chance, that heavenly joy which God has prepared for those who love Him."
"When I am dead, come to me at my grave, and the more often the better. Whatever is in your soul, whatever may have happened to you, come to me as when I was alive and kneeling on the ground, cast all your bitterness upon my grave. Tell me everything and I shall listen to you, and all the bitterness will fly away from you. And as you spoke to me when I was alive, do so now. For I am living and I shall be forever."
"The reading of the word of God should be performed in solitude, in order that the whole mind of the reader might be plunged into the truths of the Holy Scripture, and that from this he might receive warmth, which in solitude produces tears; from these a man is wholly warmed and is filled with spiritual gifts, which rejoice the mind and heart more than any word."
"God is a fire that warms and kindles the heart and inward parts. Hence, if we feel in our hearts the cold which comes from the devil—for the devil is cold—let us call on the Lord. He will come to warm our hearts with perfect love, not only for Him but also for our neighbor, and the cold of him who hates the good will flee before the heat of His countenance."
"The body is a slave, the soul a sovereign, and therefore it is due to Divine mercy when the body is worn out by illness: for thereby the passions are weakened, and a man comes to himself; indeed, bodily illness itself is sometimes caused by the passions." -- Spiritual Instructions.
"Those who have truly decided to serve the Lord God should practice the remembrance of God and uninterrupted prayer to Jesus Christ, mentally saying: Lord Jesus Christ, Son of God, have mercy on me, a sinner."
"When despondency seizes us, let us not give in to it. Rather, fortified and protected by the light of faith, let us with great courage say to the spirit of evil: "What are you to us, you who are cut off from God, a fugitive for Heaven, and a slave of evil? You dare not do anything to us: Christ, the Son of God, has dominion over us and over all. Leave us, you thing of bane. We are made steadfast by the uprightness of His Cross. Serpent, we trample on your head."
Troparion (Tone 4)
- Thou didst love Christ from thy youth, O blessed one,
- and longing to work for Him alone thou didst struggle in the wilderness with constant prayer and labor.
- With penitent heart and great love for Christ thou wast favored by the Mother of God.
- Wherefore we cry to thee:
- Save us by thy prayers, O Seraphim our righteous Father.
Kontakion (Tone 2)
- Having left the beauty of the world and what is corrupt in it, O saint,
- thou didst settle in Sarov Monastery.
- And having lived there an angelic life,
- thou wast for many the way to salvation.
- Wherefore Christ has glorified thee, O Father Seraphim,
- and has enriched thee with the gift of healing and miracles.
- And so we cry to thee:
- Rejoice, O Seraphim, our righteous Father.
- St. Seraphim of Sarov: Life and Teachings by Bishop Alexander (Mileant), translated by Nicholas and Natalia Semyanko
- Little Russian Philokalia, Vol. 1, by St. Seraphim of Sarov. St. Xenia Skete Press, 1997. (ISBN 0938635301)
- Modern Orthodox Saints Vol. 5: St. Seraphim of Sarov by Constantine Cavarnos and Mary-Barbara Zeldin. Institute for Byzantine and Modern Greek Studies, 1980. (ISBN 9780914744481)
- The Aim of Christian Life: The Conversation of St Seraphim of Sarov with N.A. Motovilov by St. Seraphim of Sarov and N.A. Motovilov. Saints Alive Press, 2010. (ISBN 9780956731302)
- The Life of Saint Seraphim Wonderworker of Sarov - For Young People, by Maria Naumenko, Maria Naumenko (Illustrator). Holy Trinity Monastery, 1992. (ISBN 9780884650492)
- St. Seraphim's Beatitudes: Blessings for Our Path to Heaven - Based on the Life of the Wonderworker of Sarov, by Priest Daniel Marshall. St. Innocent Press, 2008. (ISBN 9780978654306)
External links
- Repose of the Venerable Seraphim the Wonderworker of Sarov (OCA)
- Quotes of St. Seraphim of Sarov - Orthodox Church Quotes website
- Uncovering of the relics of the Venerable Seraphim of Sarov (OCA)
- Seraphim-Diveyevo "Tenderness" Icon of the Mother of God which belonged to St. Seraphim
- Seraphim the Wonderworker of Sarov (GOARCH)
- Translation of the Holy Relics of Righteous Seraphim of Sarov] (GOARCH)
- Prayer for Peace St. Seraphim used non-resistance to make peace.
- Portal devoted to 100-th anniversary of St. Seraphim of Sarov glorification (in Russian)
- English page on Sarov monastery website
- Icon of St. Seraphim of Sarov
- Icon of St. Seraphim of Sarov by the hand of Nick Papas
- Icon of St. Seraphim of Sarov by the hand of Nick Papas
- Icon of St. Seraphim of Sarov by the hand of Robert Brewster
- Icon of St. Seraphim of Sarov by the hand of Matthew Garrett
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text:
A "family floater" plan provides life insurance coverage to all family members. These policies are a smart choice for many families. Also called "family life insurance," your entire family has life insurance with a single policy, a far simpler and more efficient process.
Life insurance policies are typically purchased to cover the parents. If one of the breadwinners for the family should suddenly pass away, those left behind can suffer extreme financial stress. Life insurance is the ideal way to protect a family facing this situation, as it pays out rapidly (as opposed to needing to go through probate) and is not taxed. With a family floater life insurance policy, both parents and the other family members are covered without multiple policies.
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In the Michigan Republican primary Tuesday, Mitt Romney had a near-death experience, but he squeaked out a narrow victory over Rick Santorum. That, says veteran Republican strategist Ed Rogers, has calmed some of the anxiety in Republican circles about Romney's strength as a general election candidate.
"Mitt Romney did what he needed to do to give more certainty and more clarity to the race. He dodged a bullet; it was an ugly win," Rogers says. "It's not over. Santorum is still very competitive."
Romney is still a fragile front-runner, but a win is a win, says Republican consultant Whit Ayres.
"Whenever Mitt Romney's back is to the wall and he absolutely has to win, he has come through so far — first in Florida, now in Michigan. So [the primary]'s results will tamp down the call for a new candidate at least for a week," Ayres says.
Ayres points out that there hasn't been any momentum in this Republican race. Candidates win one round and then go on to lose the next. Plus, the delegate process has turned the GOP primary into a longer-than-expected campaign.
Managing Stereotypes
In six days, there will be another set of contests when 10 states vote on Super Tuesday. Ohio is the biggest prize and the biggest test for Romney. It's a must-win battleground for the fall, filled with the kind of white working-class voters Romney has had trouble with. To connect with those voters, Rogers says, Romney needs to solve a problem he created for himself with awkward comments about his wealth.
"Every candidate develops a negative stereotype, and almost always that negative stereotype is managed, not solved," Rogers says. "He's not going to solve his aloofness and some of the vocabulary and quips he has that suggest he is a wealthy man.
"He's just got to watch it, or he proves the stereotype that he is a wealthy, aloof, disconnected soul."
Romney has admitted he has made mistakes — such as when he said his wife has a couple of Cadillacs, or when he was asked Sunday at the Daytona speedway whether he follows NASCAR.
"Not as closely as some of the most ardent fans," he responded, "but I have some great friends that are NASCAR team owners."
The problem isn't that Romney is rich — so were Franklin D. Roosevelt, John F. Kennedy and the Bushes — but it's not good to sound out of touch.
Santorum's Slip
As for Santorum, he needed a win in Michigan as much as Romney needed to avoid a loss. According to Ayres, Santorum has also exposed his own vulnerabilities.
"Rick Santorum came close in Michigan, to his great credit, but he came out of the contest diminished as a national candidate," he says. "He started off running against sex and ended up running against college. Those are not the moves of a world-class politician. So he should be an easier contestant for Romney to beat after Michigan than before."
Santorum seems to understand this. On Tuesday night, just days after calling the president a snob for suggesting all young people go to college, he praised his 93-year-old mother for her advanced degrees and for working outside the home.
"She's someone who ... did get a college education ... in the 1930s, and was a nurse, and got a graduate degree even as a nurse, and worked full-time," Santorum said.
The Race Continues
Santorum and Romney will probably get 15 delegates each because Michigan awards its delegates proportionally instead of winner take all. There are a lot more proportional primaries coming up, says Republican demographer John B. Morgan, because the Republican National Committee created new rules. The committee thought a longer process, similar to what the Democrats had in 2008, would be a good thing.
"They are getting what they designed: They are getting a process that is going to go on through March," he says.
However, most Republicans now believe there probably won't be a contested convention — the scenario where no one gets the necessary 1,144 delegates. Morgan says the contest will continue regardless because Santorum, Newt Gingrich and Ron Paul still have opportunities later in March to gain more delegates.
Copyright 2016 NPR. To see more, visit http://www.npr.org/.


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