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Although pets may be a significant part of your family, they can pose a challenge when your home is on the market. Pet hair and odors obviously must be addressed, but your furry friend's presence may be the biggest problem. Although people love their own dogs and cats, they may not like others and they definitely will not be impressed with a property full of other animals' noises, toys or hair.
Have a good plan in mind for dealing with your dog or cat before potential buyers come inside your home. Here are a few tips to keep in mind:
Clean, Clean, Clean!
Vacuum every day to keep the place spotless. Keep animals toys packed away and take down the big scratching post. Pack up the cages and carriers. Put food and water bowls out of sight before a showing. Remember the outside, too, and be vigilant with the pooper scooper while your house is on the market.
The Nose Knows
Smelly pet odors are bad and cat urine is the worst! Cat boxes and puppy pads must be put away before showings and kept super clean the rest of the time. Even a leaking fish tank can create an unpleasant stink. Don't think that an air freshener can cover the scent — get rid of the smell with an enzyme cleaner. Nothing will turn buyers off more quickly than bad smells and pet mess.
Repair Pet Damage
Carefully inspect all floor coverings. You made need to hire a professional to get rid of the worst spots and stains. If you can't fix the spots, replace the carpet. Cover scratches on the hardwood floors and doors. If your dog has clawed repeatedly on the back door, the marks will need attention. Has he dug up the yard or chewed on the fence? Be sure to inspect for pet damage thoroughly. If you have a dog house in the back, give it a fresh coat of paint.
Fleas! Fix!
If your pet has fleas, then they are in your home, too. Hire a professional exterminator to kill the fleas and have your pet treated. Fleas in your carpet and furniture will run buyers back out the door and your home will only be memorable to them because of bites on their legs!
Where Should They Go?
If possible, have your pets out of the house during showings. Take the dog to the park for a long walk or even to the office for the day. See if a friend can keep the cat for a few hours. Having pets at the house when buyers are there should be avoided if at all possible. If not, kennel your pet or put up a temporary pen in the back yard and leave a note asking visitors not to disturb your animals. You will be running a big risk if your pet is roaming the house while strangers are there.
You want buyers to be able to see themselves living in your home. That means helping them see beyond your personal belongings, including your pets. Even a home in excellent condition will likely take a hit in sales value if pet damage and smells are not addressed. Neutralizing your pet's presence will help you sell your home more quickly and at a competitive price.


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We are not liable for the completeness, timeliness, quality and accuracy of the information on our website. We are not responsible for damages, resulting from trusting the content of our website or its use.
Blitzortung.org is a private network of lightning tracker stations. They catch the electromagnetic signals of strokes. Together with the timestamp the position of a stroke can be calculated out of the signals (TOA - time of arrival method). You will find more information on the main site of the project: www.blitzortung.org.
Accuracy is quite good and is sometimes lower than 1 kilometer. This is equal to commercial stroke detection companies.
You have to build your own receiver (costs about 150 Euro). With that, you can participate in the network and you will get access to all stroke data. More information here: Blitzortung.org > Cover your Area. See also: Wetter-Board
Visualisation on this page is done by a software called MyLightningDetection (MyBlitzortung). Nobody can guarantee, that this software shows always the correct information! The responsibility is on your side! MyLightningDetection is free software. You can find more information here: www.myblitzortung.org.
The data provided on this page and by Blitzortung.org is only used for private and entertainment purposes. We are not a commercial information service for lightning data! See more information on Blitzortung.org

subset: commoncrawl


text:
Web Button Templates: Rounded Rectangle
ProDraw Graphics Web Button Templates is a professionally designed collection of web buttons. They are including round buttons, square buttons, rounded rectangle buttons, rectangle buttons, bullet buttons, and oval buttons. You can use any of them for your web design needs. Or create cool CSS buttons by the images from it.Copyright and License Information
Unless otherwise noted above, the images above licensed under a Creative Commons Attribution-NonCommercial 3.0 United States License. You're free to use the images above on your personal project and personal website. All images on this page are copyrighted material and some rights are reserved. Click here for more information about our policy.


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Tommy TSS
Tommy TSS
Sold Out
Trench Coat- Made In Australia
Material: 95% Polyester/ 5% Elastane
Lining: 95% Polyester/ 5% Spandex
Cool Iron
Dry Clean only (P)
Colour: Khaki
We are happy to accept an exchange or refund of your online purchase within 14 days from receipt of garment, if the following conditions are met:
- Returned garments must be accompanied by a copy of your receipt and order number.
- The garments must be returned in their original condition, unused and unwashed with all tags still attached.
- We will try our best to exchange the garment as requested, however if the garment is out of stock, we will refund you the garment cost instead.
- We do not refund the shipping costs for orders outside of Australia.
Refunds will be made in the same manner as original payment. Your credit will be processed upon receipt, inspection and verification of the returned garments.
We recommend sending the returned garment via Australia Parcel Post to ensure safe and documented delivery.
Return address:
Very Very
906-910 Glenhuntly Rd
South Caulfield Vic 3162.
Phone: 03 95237307
Please note: No refund of postage is given for sale items.
We dispatch your goods within 3-5 business days (in Melbourne, Australia).
You will be notified via email once your order has been dispatched, and this email will include all tracking details relating to your order. (Please note that during busy promotional and sale periods some order dispatches may be delayed due to the additional volume.)
If you pre-order a garment, we will let you know the estimated delivery time.
Within Australia all goods are sent via Australia Post from Melbourne on regular delivery and will be charged at a flat rate of $10.
Purchases of $500 and over receive free shipping.
Your order will require a signature upon delivery by Australia Post. To guarantee delivery, we recommend you use an address where there will be someone to receive it between 9am - 5pm.
International orders are charged at a flat rate of $30 shipping charge.
Please Note: International purchases may be subject to customs clearance. Very Very cannot be held responsible for any possible duties or taxes in the country where delivery is made. Please contact your local customs office for more information.
Size 8 | 34 in / 86 cm | 28 in / 71 cm | 36 in / 91.5 cm |
Size 10 | 36 in / 91.5 cm | 30 in / 76 cm | 38 in / 96.5 cm |
Size 12 | 38 in / 96.5 cm | 32 in / 81 cm | 40 in / 101.5 cm |
Size 14 | 40 in / 101.5 cm | 34 in / 86 cm | 42 in / 106.5 cm |
Size 16 | 42 in / 106.5 cm | 36 in / 91.5 cm | 44 in / 111.5 cm |
Size 18 | 44 in / 111.5 cm | 38 in / 96.5 cm | 46 in / 117 cm |
These measurements are a guideline only.
If you would like more information regarding a particular size or style please call us anytime during business hours (9:00am-5:00pm Melbourne time) on 03 9523 7307 or email us at email@example.com


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Bindiya Kanta-17 (Golden)
- What are the delivery charges?
It's PKR 180/- nation wide for international charges you can contact us it varies as per country.What is your delivery time?
Delivery time is between 3 to 6 working days for domestic orders (from within Pakistan). It is 7-15 working days for International orders.
What are the shipping charges?
180 PKR for nationwide delivery in Pakistan. Free delivery for orders over 1999 PKR. For international orders, customer bears the shipping and handling costs. The shipping charges, for international customers, are calculated at checkout according to the customer's location. We do not offer free shipping for international orders.
If you want to cancel your order, you need to inform our customer service before your order has been dispatched. If your orders have been dispatched, no cancellations are entertained since orders are shipped promptly to make sure there are no delays in shipping and you get your order on time. Our shipments leave at 6pm every day, so, for cancellations, ideally the customer is supposed to cancel before the first 6pm that comes after he/she has placed the order. It can be done by Contacting us at (+92 423 5470621, +92 423 5470623, +92 322 7654864). RAWAYAT has the authority to cancel orders for reasons such as; the item is out of stock, pricing errors, etc.


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Our newsgroups at news://news.nexusdb.com are open 24 hours 7 days a week. Our staff checks the newsgroups at least once a day on normal business days. Although we do not give a promise to also check on weekends and holidays, it would be very uncommon if not at least one staff members checks in there too. Please bear with us if we are not answering questions in the provided third party, off topic or discussion groups.
First time posters PLEASE NOTE: due to excessive spam, new users are moderated and your posts will only become visible to others after a manual review. Please be patient after posting. We suggest that you post 2 dummy test messages to the "test" forum first. If your first time post is urgent, please email us to approve your post.
We strongly recommend the use of a proper newsreader, one good example (with Delphi source available!) is XanaNews.
For you convenience we also provide a full web gateway with search functionality. This provides an invaluable archive not only for NexusDB customers but for every Delphi developer.
The news server is provided as a means of support, thus we would appreciate it if the normal netiquette is met. This in short means: post in the correct group, keep it short and to the point, no direct attacks (against persons, organization or things). Criticism, within the boundary of constructive and polite critique, is allowed.
If we feel that a message is unsuitable to stay on our server, we will delete it and post a note about it in the relevant group for further discussion. We reserve the right to ban people from the server for repeated misuse of the groups. Spamming will result in immediate ban.
Third party posters that wish to advertise your products, PLEASE NOTE: The only group where this is allowed is our nexusdb.support.thirdparty newsgroup. If you post anywhere else, then your message is spam and will be immediately deleted.
We will make sure that your investment has the best support you can get in the business!


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Fancy joining in our ever popular Quiz? Please book in advance! We cant assure there will be space left. Written, curated and hosted by both Matt and Bel, with bonus jackpots, connections rounds and fun themes!
From 8pm!
An acoustic session, everyone welcome!
Copyright 2021 Hive Pubs United Kingdom
We use technologies, such as cookies, on this site as described in our Cookie Policy. Some of these cookies are essential for the website to function. Other cookies are used for analysing the performance of the site, gaining insights and personalising adverts to your interests – we won't set these without your consent. You can accept all cookies or set your own preferences using the buttons below.
Cookies are very small text files that are stored on your computer when you visit a website. We use cookies for a variety of purposes and to enhance your online experience on our website (for example, to remember your account login details).
You can change your preferences and decline certain types of cookies to be stored on your computer while browsing our website. You can also remove any cookies already stored on your computer, but keep in mind that deleting cookies may prevent you from using parts of our website.
These cookies are essential to provide you with services available through our website and to enable you to use certain features of our website.
Without these cookies, we cannot provide you certain services on our website.
These cookies are used to provide you with a more personalized experience on our website and to remember choices you make when you use our website.
For example, we may use functionality cookies to remember your language preferences or remember your login details.
These cookies are used to collect information to analyze the traffic to our website and how visitors are using our website.
For example, these cookies may track things such as how long you spend on the website or the pages you visit which helps us to understand how we can improve our website site for you.
The information collected through these tracking and performance cookies do not identify any individual visitor.
These cookies are used to show advertising that is likely to be of interest to you based on your browsing habits.
These cookies, as served by our content and/or advertising providers, may combine information they collected from our website with other information they have independently collected relating to your web browser's activities across their network of websites.
If you choose to remove or disable these targeting or advertising cookies, you will still see adverts but they may not be relevant to you.
For any queries in relation to our policy on cookies and your choices, please see our Cookie Policy.


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Embleton Mobile Bookkeeper Perth WA
YES! You have found your reliable and accurate Mobile Bookkeeper to come to you in Embleton. Give us a call today for a free no-obligation bookkeeping health check.
We pride ourselves on being
- Reliable
- Accurate
- Timely
- Flexible
- Value for money
With our skilled Mobile Bookkeeper coming directly to you in Embleton you can stop worrying about your paperwork. We'll help you make more money by allowing you to focus on sales and delivering your service efficiently.
For immediate assistance contact us on 1300 497 790 or send us a message here:
Our experienced Embleton Mobile Bookkeeper can complete the following tasks for you:
- Data entry into your bookkeeping system (manual or electronic)
- Work out your GST and other tax due
- Assist with BAS preparation and lodgement
- Complete payroll and staff entitlements
- Complete accounts receivable
- Complete accounts payable (help you to manage supplier payments)
- Work in your MYOB, Xero, Quickbooks, Reckon or other software
How our Embleton Mobile Bookkeeper can help you
Get your BAS lodged on-time
The Australian Tax Office (ATO) pushes prompt lodgement of BAS. As your Axia bookkeeper, we will work diligently towards having your books ready for each BAS month. Either your current accountant or our Axia tax agent can help to lodge the BAS for you.
Reduce your accounting costs
Being up-to-date with your accounts means less work for your accountant – and hence a lower fee from him/her when they complete your tax return.
If you are using an accounting system like MYOB, Xero, QuickBooks or Reckon, our experienced bookkeeper team can help you.
Free up your valuable time
Get more time for sales and improving your business profitability knowing your "back-office" is being looked after by your Axia Embleton Mobile Bookkeeper.
Also – if you need to catch-up on other "administration work", our bookkeeper can spend the odd hour or two helping out.
This gives you a flexible assistant who is familiar with your business whenever you may need them.
Keep an eye on your cash-flow
It's easy to over-commit in business so your Embleton Bookkeeper can produce monthly cash-flow reports and ensure your sales income (revenue), invoice payments and cash-flow are ahead of your outgoing business expenses and tax liabilities.
Know your tax liabilities and avoid fines from the ATO
Being up-to-date and accurate with your books and accounts will avoid ATO fines for incorrect calculation of GST and PAYG withholding tax.
Get your invoices out promptly
The sooner your invoices get out to customers (clients) the sooner you get paid.
Your Embleton Bookkeeper will either complete this function for you or partially if you have to calculate hours or materials for each invoice (job).
This improves your cash-flow, your bank account balance and reduces the possibility of bad debts.
Posting payments in MYOB, Xero, QuickBooks, Reckon
Ensuring all payments are entered in promptly gives you a more accurate picture of your outstanding invoices and cash-flow.
That late paying customer may already have paid but your accounting system may not reflect this yet.
Weekly work by your Embleton Bookkeeper will ensure your accounting system shows your "true" business financial position.
Reduce bad debts
Your Axia Embleton bookkeeper can give you a weekly, fortnightly or monthly "aged receivables" report so you know exactly who is late paying before it becomes a bad debt.
Sometimes, unfortunately, it's the same customers, but at least you can keep a close watch on how much they owe you.
Your bookkeeper can show you ways to manage bad debts and can make calls to those customers to ask them for partial or full payment.
Ask your Axia Embleton bookkeeper about our debt management services.
Easy payroll
If you have staff, payroll and recording staff entitlements can be a frequent and laborious task.
It's much better to ask your bookkeeper to do this saving you time that will be better used elsewhere.
With the introduction of Single-Touch-Payroll (STP) in Australia, having accurate payroll is even more important.
Keep your suppliers on-side
Another important area of your small business finances is keeping track of all your supplier payables.
Some suppliers have discounts for early payment and will certainly give additional support and service to their good clients.
Frequent smaller payments are much better for cash-flow management than running up large bills with suppliers.
Your Axia Embleton bookkeeper can assist with "smoothing" out your cash-flow by managing payments better.
Obtain good reporting
Knowing your total sales for each month keeps you on track with your sales targets.
Your Axia bookkeeper can print or email this data to you or show you how to pull them out of your accounting system if you don't already know how to.
Increasing sales, especially on higher margin products and services is crucial to improving profit in your business.
Your Axia Embleton Mobile Bookkeeper can provide with over 37 different strategies to increase your sales as part of the unique bookkeeping service provided by Axia Accounts.
These include ways to increase your sales, the average sale and repeat sales in your business.
This alone provides a major benefit to you and your business.
Other useful reports that can be generated for you by your Axia bookkeeper include aged receivables, GST, expenses, profit and loss, balance sheets and other important "health" reports for your business.
These reports assist with important business decisions such as; Can you hire more staff? Able to absorb employee pay rises? Order and hold more stock? Obtain business loans from a bank? And so on.
Business growth issues
A number of small business surveys point to three main challenges for business owners and these are…
1) Increasing sales
2) Increasing profit
3) Managing staff
Our Mobile Bookkeeper will assist you with challenges 1 and 2, and provide you with some useful business tools for staff recruitment and induction systems.
At Axia we have proven and tested profitability strategies which have been used by Australian businesses over the past 14 years – and they will work in your business too.
Ask us how.
Getting the most out of your accounting system
Discover how our mobile Embleton Mobile Bookkeeper will help you to maximise the use of your accounting system.
Even if you are using a manual accounting approach by recording directly into MS Excel or other methods, we can ensure that your accounts are accurate.
Most accounting systems are very similar in operation so whatever system you are using we will have someone in our office that is familiar with your system.
Have a question about our Mobile Bookkeeper services?
Local Embleton WA businesses
There are a good number of quality businesses in and servicing Embleton providing great customer service including:
Ray White House team
Embleton, Perth CCTV Installation
Perth Digital Marketing for Embleton Business
Car Scratch Repair in Embleton Perth
Embleton Car Lovers of Custom Alloy Rims
Workflow Automation for Mobile Bookkeeper in Embleton
Perth's Most Trustworthy SEO Services
Gold PC Perth Computer Repairs Embleton
CCTV Design and Installation Embleton
Embleton, Perth Access Control Systems
Embleton Migration agent – Perth
Unfair Dismissal Payout Embleton
Access Control Systems Embleton
Childcare centres for sale Embleton
Audiovisual hire and sales Embleton
Statistic and data sources
Bookkeeping Software we regularly work with
Please contact us today for a no-obligation phone call and to organise a Mobile Bookkeeper consultant.


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Veil Shag Rug
Free Shipping!
- Color: Ivory or Gray
- Material: 100% Acrylic
- Machine Made
All orders are processed within 24 hours and tracking information will be provided within 2-7 business days. Unless noted as a Pre-order. Pre-orders have expected ship date noted on product pages.
SMALL PARCEL: All products ship FREE via standard ground delivery. Shipping times vary among brands and products. General shipping for in stock items is within 1-2 weeks. You will receive tracking via email once your order ships.
FREIGHT SHIPMENTS: Furniture and oversized items that require freight delivery can take an average of 3-6 weeks AFTER it leaves the factory. This timeframe is the average and not guaranteed. Some deliveries may take longer depending on the destination. You will receive tracking and delivery instructions via email once your order is prepared to ship. ALL freight deliveries require a signature.
We offer FREE curbside delivery. Some deliveries may be Threshold delivery to your garage, porch, or entrance. Threshold delivery is not guaranteed. Curbside and Threshold delivery carriers will NOT enter your home, carry deliveries upstairs or assemble under any circumstances.
Products noted as "Free White Glove Upgrade" will include White Glove delivery to your room of choice, light assembly, and packaging removal. If you are interested in upgrading your order to White Glove delivery, please email us at firstname.lastname@example.com for a quote.
Please measure your space (doorways, elevators, stairways, etc.) before buying products from Paynes Gray to ensure that they will fit into your home. If a product does not fit, it will be sent back to us and shipping, return shipping and a 15% restocking fee will be deducted from your refund.
CUSTOM ITEMS: Custom items are noted as custom and/or made to order on the product pages. Specific custom lead times are also noted on individual product pages. Shipping lead times on custom items go into effect after the custom item has been made and is ready to ship. Free shipping applies to the 48 contiguous states only.
In order to fulfill your order quickly and to reserve your product, we process orders right away. All orders are processed within 24 hours.
We understand you may need to cancel or modify an order and we will attempt to do so but we cannot guarantee cancelation of any order once it has been placed.
We cannot cancel any orders after they have been picked and packaged OR if you have received order shipment tracking.
Products noted as made to order or custom may not be canceled.
Please note: If you refuse a shipment due to buyer's remorse, you will be refunded minus the original shipping, return shipping and a 15% restocking fee.
Paynes Gray will gladly accept your return within 30 days of delivery. (*Exclusions apply.) Please email email@example.com for an RA# and return instructions. Any return requests for items delivered over 30 days prior will be denied. All returns must be received within 15 days of receiving your RA#. Any returns received after 15 days of the RA# request will be refused and returned to sender. You are responsible for return shipping costs.
All returned items must be in new, unused condition with all tags and packaging in tack. Any returns that are damaged, noticeably used, soiled, or altered will be returned to sender.
Return tip: if you are shipping an item over $75, consider using a trackable shipping service or purchasing shipping insurance. We cannot guarantee that we will receive your returned item, and therefore cannot guarantee a refund.
Exclusions: We do NOT allow returns on furniture, lighting, mirrors, wallpaper, wall art, Bella Notte, One for Victory, Redford House, Square Feathers, Spicher & Co, Noir, rugs over 8' x 10', multiples of 4 or more of the same item, items that ship via freight, custom made to order items, clearance "Final Sale" items, special order items and gift certificates.
We do not allow buyer's remorse returns for items that require freight shipping. If you refuse a shipment due to buyer's remorse you will be refunded minus the original shipping, return shipping and a 15% restocking fee.
REFUND: Your refund will be the order total minus the original outbound shipping cost which were originally covered by Paynes Gray. All original actual shipping charges are non-refundable and return shipping costs are the responsibility of the buyer. For eligible returns, your refund will be processed within 72 hours of receiving the return, and a credit will automatically be applied to your original method of payment within a 1 business day.


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Exipure is a weight loss supplement that has been proven to enhance metabolic activity in the body. It combines synergistic ingredients to increase BAT levels and help you burn fat naturally. The ingredients are safe for your body and can help you lose weight within a few weeks.
Exipure can only be manufactured in a FDA-approved and GMP-certified facility. It is made of only the best ingredients and does not contain any stimulants. It is easy to use, gluten-free and non-habit-forming. It is an excellent option for people who are overweight or obese.
It also contains quercetin, an antioxidant and anti-carcinogenic. This ingredient improves immunity and fights seasonal allergies. It helps to balance brown adipose tissues and rejuvenates aging cell. It also improves the health of your heart and brain. It helps you lose weight and feel healthier.
Exipure offers a 180-day guarantee if you aren't satisfied with your results. You can return the bottle to get a full refund if you are not happy with the results. Furthermore, there is an active customer support line available to answer any questions you may have.
The body's brown fat plays an important role in promoting metabolism, and reducing calories. It is a type of fat that supports metabolism and burns calories even while the body is at rest. This type of fat has been studied by scientists for decades. They believed there was one type of fat. But, today we know there are many.
Exipure is a diet supplement that helps you burn belly fat naturally. It contains powerful ingredients that balance cortisol levels and can help you break stubborn weight-loss plateaus. But you should consider your health and the safety of the product before making a decision.
Exipure has anti-inflammatory properties and ingredients that combat oxidative stress. These ingredients also help stabilize blood pressure and lower cholesterol levels. If you use these supplements, you can enjoy a healthier lifestyle and prevent chronic diseases. They are safe and natural for your body.
Exipure can be taken for up to a month with five different supplements in one bottle. These supplements are designed to boost your overall health and lose up to three pounds a week. These five supplements contain MCT Oil Pure, Deep Sleep 20, Immune Boost, BioBalance Probiotic, and Ultra Collagen Complex. Taking these supplements regularly is the key to losing weight and achieving healthy lifestyle. If you'd like to learn more about the benefits of these products, check out the Exipure website.


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I am tired of being used, hurt, and cast aside.
Adelina Amouteru is a survivor of the blood fever. A decade ago, the deadly illness swept through her nation. Most of the infected perished, while many of the children who survived were left with strange markings. Adelina's black hair turned silver, her lashes went pale, and now she has only a jagged scar where her left eye once was. Her cruel father believes she is a malfetto, an abomination, ruining their family's good name and standing in the way of their fortune. But some of the fever's survivors are rumored to possess more than just scars—they are believed to have mysterious and powerful gifts, and though their identities remain secret, they have come to be called the Young Elites.
Teren Santoro works for the king. As Leader of the Inquisition Axis, it is his job to seek out the Young Elites, to destroy them before they destroy the nation. He believes the Young Elites to be dangerous and vengeful, but it's Teren who may possess the darkest secret of all.
Enzo Valenciano is a member of the Dagger Society. This secret sect of Young Elites seeks out others like them before the Inquisition Axis can. But when the Daggers find Adelina, they discover someone with powers like they've never seen.
Adelina wants to believe Enzo is on her side, and that Teren is the true enemy. But the lives of these three will collide in unexpected ways, as each fights a very different and personal battle. But of one thing they are all certain: Adelina has abilities that shouldn't belong in this world. A vengeful blackness in her heart. And a desire to destroy all who dare to cross her.
It is my turn to use. My turn to hurt.


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How much does it cost to attend?
In State Utah Resident Sticker Price
Fee | Cost |
Tuition | $5,614 |
Other Fees | $656 |
Books and Supplies | $670 |
Estimated Off Campus Cost of Living | $9,234 |
Other Expenses Budget | $3,556 |
Out of State Resident Sticker Price
Fee | Cost |
Tuition | $17,174 |
Other Fees | $656 |
Books and Supplies | $670 |
Estimated Off Campus Cost of Living | $9,234 |
Other Expenses Budget | $3,556 |
In-State Tuition
In-state tuition at Utah Valley University for undergraduate students residing in Utah is $5,614. Students will also need to budget for books and supplies, which typically amount to $670 annually. Other administrative or academic fees are $656 for the year. Additionally, students should plan an estimated $3,556 for other miscellaneous expenses throughout the year. In sum, residents attending Utah Valley University full time should expect a total annual cost of $19,730.
Out-of-State Tuition
Undergraduate tuition at Utah Valley University is $17,174 for out-of-state students. Additionally, out-of-state students are charged $670 for textbooks and educational resources, plus fees of $656. Students are advised to budget $3,556 for other expenses. When these costs are combined, annual out-of-state charges total $31,290. This figure is 58.6% higher than what Utah residents pay.
Housing Costs
Utah Valley University doesn't offer on campus housing. If you're not living with family you will need to budget for food and housing in the Orem area just like you would for a college with dorms. The estimated rent and meal expense per academic year for off campus housing is $9,234.
Books and Supplies
The estimated annual cost for books and educational supplies is $670.
Other Living Expenses
Off-campus students should budget for $3,556 in other miscellaneous living expenses.
All price data is sourced from the 2022/2023 U.S. Department of Education National Center for Education Statistics survey.Net Price
The average reported annual net price for Utah Valley University for students receiving grants or scholarship aid was $9,346* in 2019/2020. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses.
Average Net Price 2019/2020
Below is the average net price by student family income.
Family Income | Net Price Paid |
$0 to $30,000 | $7,182 |
$30,001 to $48,000 | $7,567 |
$48,001 to $75,000 | $9,348 |
$75,001 to $110,000 | $11,181 |
$110,000+ | $13,365 |
The net price provides a more realistic estimate of the true cost of attending Utah Valley University, once common grants and scholarships have been taken into account. It's important to note that your net price will fluctuate based on factors such as family income, assets and individual financial need. Net price is the out-of-pocket total cost that students end up paying or financing though student loans.
*Reported Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2019/2020 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.
Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.
Financial Aid
100% of full-time undergrad Utah Valley University received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $3,635 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back.
Pell Grants
25 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2019/2020 was $5,227. To apply for a Pell Grant to attend Utah Valley University, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).
Student Loans
12% of students received Federal Student Loans averaging $5,210 and 1% of undergrads took out private student loans averaging $13,650.
Type | Avg./Student | Students Receiving |
Total Grant and Scholarship Aid | $3,635 | 100% |
Institutional Grants and Scholarships | $3,187 | 48% |
Pell Grants | $5,227 | 25% |
Other Federal Grants | $619 | 100% |
State and Local Grants | $1,517 | 13% |
Federal Student Loans | $5,210 | 12% |
Other Student Loans | $13,650 | 1% |
Financial Aid Mix - $19,730 In-State Total Cost
CollegeSimply has modeled example payment coverage for the annual in-state tuition and living expenses of $19,730. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.
Grants and Scholarships
22% - $3,635Money granted to you by the U.S. Department of Education, Utah Valley University or other organizations. These are not loans and do not need to be repaid.
Federal Student Loans
32% - $5,210Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.
Out of Pocket Cost
45% - $7,329Covered by family savings, work or private student loans which you will have to repay.
Student Loans
To gauge a more realistic picture of what it really could cost you out of pocket to go to Utah Valley University, we've modeled a ten year student loan with an original principal value of $37,384. The loan balance of $37,384 is a four year multiple of the $9,346 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $425 could be required to pay off your student loan. The total of all payments including interest would sum $51,007.03.
Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 6.53%.
Example Loan | $37,384 |
Stafford Loan Interest Rate | 6.53% |
Time to Pay Off Student Loan | 10 years |
Example Monthly Payment | $425.06 |
Total Interest Paid | $13,623.03 |
Sum of All Loan Payments | $51,007.03 |
Student Loan Affordability
In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Utah Valley University, should consider if it will be realistic to make the post graduation loan payments based on your expected salary.
Using the 10% of salary threshold, an annual income of $51,007.03 would be needed to afford a $425.06 monthly payment in the example $37,384.00 loan modeled above. This assumes a repayment over 10 years. You can change the terms of this example loan using the student loan calculator below. View statistics about Utah Valley University student loan debt and graduate salaries under student outcomes.
Projected 4 Year Degree Price
4 Year Sticker Price
Year | Utah Residents | Non Residents |
1 | $19,730 | $31,290 |
2 | $20,248 | $32,112 |
3 | $20,781 | $32,956 |
4 | $21,327 | $33,822 |
Based on published tuition prices, we estimate the current cost of a 4 year bachelor's degree and living expenses at Utah Valley University to be $78,920 - assuming graduation in normal time. The estimation assumes a 2.6% annual increase over the next 4 years which has been the recent trend for this school.
Credit Hour Cost and Price per Class
Price Per Credit | 3 Credit Class | 4 Credit Class | |
Utah Residents | $508 | $1,524 | $2,032 | Out of State Residents | $1,243 | $3,729 | $4,972 |
Estimated cost for a class at Utah Valley University based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at Utah Valley University versus other colleges.
Tuition Payment Plans Available
Tuition Payment Plan | Yes |
Prepaid Tuition Plan | No |
Alternative Tuition Plan | Yes |
Guaranteed Tuition Plan | No |
Tuition History
Historical in-state and out-of-state tuition and price increases for Utah Valley University.
Year | In-State | Out-of-state | Annual Increase |
2021 | $5,368 | $16,450 | 3.4% |
2020 | $5,192 | $16,092 | 1.4% |
2019 | $5,122 | $15,872 | 1.7% |
2018 | $5,036 | $15,606 | 1.5% |
2017 | $4,962 | $15,376 | 2.5% |
2016 | $4,840 | $15,000 | 3.5% |
2015 | $4,678 | $14,494 | 3% |
2014 | $4,542 | $14,074 | 4% |
2013 | $4,368 | $13,538 |
College Savings Calculator
Plan and Save for College
Discover how much will you need to start saving now to afford Utah Valley University in the future.
Student Loan Calculator
Estimate Loan Payments
Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Utah Valley University student loan.
Costs for Similar Colleges
Explore costs at colleges similar to UVU
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Primary data source, U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=230737 IPEDS survey data for Utah Valley University.
Last updated February 24, 2024


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Week 17 Pool Discussion Room 2020
Welcome to our football pools discussion and chat room for the UK 2020/2021 Season pools season. Here you can post your any comment and it will expressly be approved as long as its not a spam nor abusive comment.
Other relevant discussions, chat, exchange football pools ideals, your cannot draw (CND). You can post your winning lines, and carry out your pools exchange of idea here on this forum.
In this section/forum you can post any comment and it will be approved provided you don't post any spam, abusive or advert related comment. It is necessary to keep the one banker room focused in providing winning line for members and visitors. Thus, all conversation should be moved to this section or thread. You can post your comments here.
Post your cannot draw "CND" to warn other members of the dangers associated with that particular number or digits. You can also carry out other conversation concerning comments in the one banker room asking him or her concerning his or her comment (post) in the one banker room, hopefully you get swift response in this thread. Carry out your conversation here, make friends and not enemies and let us all ensure to growth and success of our common quest which is winning our stake with profitable dividend.
On a final note, do not respond to any message that is not from the verified numbers of the administrator as published below on this website. Do not reply such spam and scam message.


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n. something that serves to keep alive the memory of a person or event
She kept the photos as a keepsake of their friendship.
memorial; memento; remembrance; reminder
2 syllables
VocabClass lessons are designed to engage students, improve motivation in learning the subject matter, and generate better results. Long-term retention is our focus and by making the learning process fun, our gamified approach has a positive impact on this goal.
View all games!


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The revolution in the world of gambling happened awhile ago when first online casinos started to appear on the Internet in 1996-1997. Almost immediately, online casinos attracted a lot of attention from both public and mass media. It was something new, something different, and so tempting to try for everybody who had access to the Internet. In the end online casino gambling proved to be so convenient, so secure and so advantageous entertainment for millions of people that it has become one of the fastest growing sectors of Internet commerce.
These days you will find thousands of online gambling sites on the Internet with more being opened every month. The most visible difference between online and land based casinos is that online players can play their favorite casino games on the computer in the safe and familiar environment of their home. All online casinos provide customers with detailed information on the site, and a quick guide on how to play at the casino. Some online casinos will offer articles on various game strategies, and detailed information about rules of the games, so novice players can feel at ease while getting themselves familiar with the gambling parlor, its rules and policies. At land based casinos beginner players frequently feel intimidated by the noisy and busy environment, numerous service personnel and gate security guards. They often feel confused, intimidated and lost in the vast building space, being unable to enjoy the gaming process and to concentrate on the game itself. http://sattamatkablogapk.com to practice, to hone their gaming skills and to slowly adapt to the new environment at their own pace. Most online casinos allow you free play tries so you can find out for yourself if this casino is what you are looking for. You can even play for real money without the risk to lose your savings by using no deposit bonuses offered by some online casinos as incentives for new players.
Another advantage of online casinos may not be so visible, but it is a very important one. The odds of winning a game at online casinos are usually slightly higher, than at land based casinos. Due to lower maintenance costs for online casinos, they have been able to operate with fewer expenses 24 hours a day, without any days-off. According to the Casino Journal Magazine, the average payout for land based casinos is around 89%, which means that out of every dollar wagered at the casino, 89 cents are paid out to winning customers. At the same time, it is not rare to see payouts reaching 96-98% for online casinos, which means more payouts to playing customers!
Another feature which makes online casinos so attractive is promotional bonuses and no deposit credits available at many of them. Using these incentives wisely, you can play games and have fun with the casino money thus saving some of your own.
Be aware that besides reputable casinos with good service record there are a few online gambling parlors which have stained their reputation by dishonest practices, bad customer service, and slow payouts. You will be asked for your personal information before you are allowed to play online, and you want to make sure that your personal data is protected by the casino. Therefore, it is very important first to read online independent gambling guides to casinos to find out the players' favorites, trusted and well-known casino sites. Secondly, read carefully the casino's rules and policies. Third, try the casino for free before you start wagering your own money. Fourth, make sure that the laws and regulations in your area allow online gambling. Do not break the law!
Casino Games.


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Find the best ticket prices for the New England Knockouts events in 2024/2025.
Use our interactive seating charts to craft your perfect experience. Get 100% guaranteed Vegas Golden Knights tickets at the lowest possible price. Don't miss out on your chance to watch the best sports events in St. Louis, .


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Waltzing around the cycle blogosphere it seems odd that so much terminology has spawned regarding what is, in fact, a simple pursuit.
Is it a result of the decades-old tendency in North America and other non-bike culture countries to nerdify cycling because it has primarily been viewed as a sport or a hobby for closed groups of "enthusiasts" - and not a reasonable and basic form of transport? Perhaps.
Let's straighten things out, shall we? What you see in the photo above, taken in Copenhagen, is something we call a "cyclist".
Not a "bicycle commuter", nor a "utility cyclist". Certainly not a "lightweight, open air, self-powered traffic vehicle user". It's a cyclist. Actually, to be honest, it's just a "bicycle user"
The Copenhagener above is not "commuting" - or at least she doesn't call it that. She's not going for a "bike ride" or "making a bold statement about her personal convictions regarding reduction of Co2 levels and sustainable transport methods in urban centers".
She's just going to work. On her bike.
And that's what she's riding. A bike. A "cykel" in Danish.
She doesn't call it "my city bike" or "my Alternative Transport Vehicle" or "my Dutch bike" [whatever THAT is...] - it's just her bike.
When she bought her bike at her local bike shop she didn't have a "fitting" at the "full service workshop and showroom". She probably walked into the shop and said, "I need a bike". The chap working there probably shrugged, glanced her up and down and said, "you'll be needing a 52cm".
"I like the black one, over there..."
"That's a 52cm"
"Is that basket included?"
"Great. How much?"
And off she went with her new bike. He didn't offer her any fancy, expensive "bike gear" or "accessories" and he didn't try to dazzle and confuse her with inaccessible, nerdy tech-nerd babble in order to make more money. He doesn't even have "cycle clothes" in his shop. He assumes she has clothes in her closet at home. A wooly hat for winter. A summer dress for... well... summer. She needed a bike. He owned a bike shop. It was over in 20 minutes. Although he probably adjusted her seat for her.
The bike she chose was a black one. Probably a good, reliable Danish brand. It certainly wasn't a "TerraTurbo Urban Warrior X9000". It was just a bike. What it is called isn't important to her. Just the fact that it works.
She doesn't know how much it weighs. Nobody she knows or has ever met could tell you how much their bike weighs. Likewise, she doesn't know how far she rides each day. It isn't interesting. She rides at a good pace, not too fast to cause a sweat, and the ride is nice enough. She likes the fresh air and she often sees friends on the bike lanes. She loves crossing The Lakes and seeing the transformation from season to season. That will suffice.
She doesn't wake up and make a decision to "commute by bike to work today". It's just a part of her day. She just walks out of her flat and gets on her bike. If it has a puncture, she'll walk it down to the local bike shop to get it repaired and then take the bus or train to work. Picking it up in the afternoon.
She isn't an activist, doesn't belong to a cycling organisation with a long acronym and she doesn't even think about the fact that she lives in something called a "bike culture".
She's just a bicycle user. Riding her bike to work.
She'll be doing the same tomorrow.
If other cities had more bicycle users and had advocates who worked to encourage more bicycle users, instead of bike geeks, they'd find that a "bike culture" would be achieved a lot more quickly.


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firstname.lastname@example.com Trainings: +359 885 666 815 Exams: +359 885 601 989
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What State Drinks the Most Beer?
America may be all about baseball and apple pie, but beer certainly belongs in the discussion.
The very fake sounding, but very real group Beer Institute, has come out with a list of the states that drank the most beer per capita in 2012.
The fine people of North Dakota have extra reason to go out and buy a few cases this Fourth of July because it took the top spot, ahead of Vermont.
Utah, with a large Mormon population, finished dead last, ahead of Connecticut.
Independence Day is the nation's biggest beer-selling holiday, so you know the coolers will certainly be filled to the brim this year.
Every American over the age of 21 guzzled down slightly less than one 12-ounce beer daily in 2012 – that's about 300 beers a year.
Here's a look at the 10 states that drank the most beer in 2012:
1. North Dakota
2. New Hampshire
3. Montana
4. South Dakota
5. Wisconsin
6. Nevada
7. Vermont
8. Nebraska
9. Texas
10. Maine


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Ephrata Ministries is a ministry of Ephrata Christian Fellowship, located in Ephrata, PA. It publishes a bimonthly magazine and sends out thousands of Gospel messages on cassette, CD, and the Internet each year.
Many years ago God began working in the hearts of a former Amish man and a Baptist preacher. Mose Stoltzfus and Denny Kenaston both became burdened seeing the lack of spirituality in many churches. Their hearts locked together with a vision to get back to a revived, New Testament, Christ-centered church. With this vision before their eyes, they began Charity Christian Fellowship in 1982.
Five years later revival swept down from heaven. The revival fires burned brightly as the church got right with the Lord. During this time another Mose Stoltzfus and his family started attending Charity. Mose came with a burden to start a tape ministry. The family began taking tapes home after each service to start a library. Soon Gospel Tape Ministry came alive. The ministry operated out of Tape Mose's shop with his children as personnel. People began to request catalogs and order tapes. Biblical preaching was heard in many homes.
In 1990 the tape ministry was renamed Charity Gospel Tape Ministry. In October of 1994, it moved to the church building, acquired a new director and personnel, and continued to expand. The ministry relocated once more to the Ephrata Business Center in September 2001.
As the tape ministry grew, the church increased in size. It eventually outgrew the church building, so the decision was made to form a second congregation, which became Ephrata Christian Fellowship. Several months later, in November 2001, the Ephrata congregation began meeting in the new auditorium at the Ephrata Business Center.
For ten years Charity Gospel Tape Ministry continued as a joint ministry of the two churches, during which time the name was shortened to Charity Ministries, as tapes dwindled in popularity and CDs and MP3 downloads took over. In 2011, the work was reorganized into two separate ministries. Ephrata Ministries was formed and continues the work as a ministry of Ephrata Christian Fellowship, while Charity Christian Fellowship also continues to distribute sermons through their website at CCFSermons.org.
The Heartbeat of The Remnant began publication in 1994. It had a circulation of nearly 1,000 copies, and has since increased to over 3,000. The Remnant is mailed to six continents and over 30 countries. When the reorganization of Charity Ministries took place in 2011, the publisher of the magazine was changed to Ephrata Ministries.
Our goal is to provide sound, biblical teaching in an age of compromise and apostasy. It is our desire to be an encouragement to those who are sincerely following Jesus. We also desire that the messages would bring a tremendous heart change to seeking souls.
We want the Lord Jesus to be in charge of this ministry. We desire to always stay in the center of God's perfect will. We long for Him to get the honor, glory, and praise. We want to not only exalt Him as our Savior, but also as our Lord. He deserves our love and practical obedience as we work to build His kingdom.
It is as the Lord told Zerubbabel: "Not by might, nor by power, but by my spirit, saith the Lord of hosts." (Zechariah 4:6) May only the Lord receive the glory.


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In this section are the wine cellars which are in our directory, where you can find all types of drinks and liquors for particular use or for bars, restaurants, hotels etc.
Soft drinks, whiskies, Brandies, rum, vodka, gin, aniseed, cognac, beer, sodas, punch, etc
Nowadays there are no Wine cellars in the Pliego's business directory.
Note: If you wish to advertise on Pliego´s Business Directory, , send us an e-mail at email@example.com
Use the following forum to deal with themes related to Wine cellars in Pliego; Soft drinks, whiskies, brandies, rum, vodka, gin, aniseed, cognac, punches, beer, sodas, drinks, alcohol, liquors, etc.
Please read the rules of use carefully before taking part.
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- Length: 200 Yards
- Breaking Strengths: 10, 20, 30, and 55 lbs
- Color: Clear
- Packaging: 200 yard spool
- Superior abrasion resistance
100% clear Fluorocarbon for incredible shock strength, abrasion resistance and knot strength. Fast sinking with greater line density for high sensitivity and less "bow" in the water, all advantages for feeling the bite, setting the hook, and landing more fish!
Professional grade 100% fluorocarbon, 200 yard spool
Ultimate Invisibility - Similar refractive index to water so fish can't see it
Ultimate impact strength
Excellent Manageability - Lower memory for superior casting
Superior abrasion resistance
How Will My Order Ship?
Shipping options are provided by carefully selected parcel services to ensure you receive the fastest, safest, and most reliable delivery service possible. Each item's delivery options will be noted on its product page, as well as in the shopping cart. Most orders ship within 3 business days.
Any Exceptions I Should Be Aware Of?
- Deliveries are not typically made on Saturdays or Sundays
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Small Parcel
Signatures are not required for Small Parcel deliveries, but the decision to leave your package will ultimately be at the discretion of the delivery carrier. If you have any special delivery instructions, we recommend placing a note on your door on the delivery date with your name, request, and tracking number.
Deliveries will be completed by USPS, UPS or FedEx. Available shipping options will be noted in your Shopping Cart, but generally include:
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- Please note: Orders placed outside the time frame listed beside your shipping option will be shipped the next day. Also, deliveries are not typically made on Saturdays or Sundays.
- Please allow the full processing time required to ship from the supplier's warehouse, plus 1-7 business days in transit for delivery.
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- Please note: Deliveries are not typically made on Saturdays or Sundays.
- Delivery time can be delayed due to uncontrollable conditions.
- Enter your shipping information in your Shopping Cart to calculate additional fees/shipping restrictions.
- Import duties, taxes, and brokerage fees are not included in the product price or shipping and handling cost. These charges are the buyer's responsibility as we are only charging the transportation fee for your order. You may check with your country's customs office to determine if there will be additional costs.
- Please note: Deliveries are not typically made on Saturdays or Sundays.
- Delivery time can be delayed due to uncontrollable conditions.
When Will My Order Arrive?
For Small Parcel shipments within the United States, delivery usually takes between 1 and 6 business days (except for USPS which ships in 1-10 business days) after your order is picked up from the warehouse. For expedited services such as 3-day, 2nd Day or Next Day Air, your order's travel time is locked in to the given speed you select after the item leaves the warehouse. You should remember that the estimated Lead Time still applies before the item ships out. Be sure to consult the product's Lead Time before you order with expedited shipping, and call us if you have any questions or concerns.
Tracking Packages
- Click on the order number link in the Orders section on the Welcome page of My Account.
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Items marked FREE SHIPPING! on the product page will ship for free! In order to keep your costs down and our pricing simple, we either provide free shipping or, in certain cases, charge shipping per item. This charge, if any, is indicated in your shopping cart and covers ground shipping within the contiguous United States. We won't surprise you with any hidden charges or handling fees. The price you see in the shopping cart is the price you pay, with one exception: if you are shipping an order to FL, we are required to charge sales tax.
Beware of companies who mask their shipping charges and surprise you with prohibitive shipping and handling fees or oversize charges at the end of the checkout process. Make sure you know the total cost of your purchase when shopping around.
Please refer to the following chart to understand the specific shipping rates for items that fall under our Shipping Policy:
Order Amount | Standard Shipping Cost |
< $75 | Calculated at checkout |
≥ $75 | Free! With exceptions to AK, HI, U.S. Territories, and International Delivery Destinations. |
Exclusions: Certain products we offer do carry associated shipping charges either per item or per order amount. The total item shipping charges, if any, will be detailed in the shopping cart page prior to checkout.
Order Amount for promotional shipping doesn't include, and offer doesn't apply to, gift cards, bulk orders, applicable shipping charges, international fees, or sales tax. Shipping surcharge applies to AK, HI, and U.S. Territories. Some items have specific shipping charges and are not eligible towards the qualifying amount for the reduced shipping rates or free shipping. Other eligible item(s) in your cart at time of checkout will still count towards the qualifying total.
We keep it simple–our pricing is straightforward and all-inclusive, which saves you time and energy.
Returns & Exchanges
Our policy lasts 30 days. If 30 days have gone by since your purchase, unfortunately we can't offer you a refund or exchange.
Before inquiring about a return, please be sure to have your order number and receipt ready and available.
You may cancel an order or return most new, unopened items within 30 days of delivery for a refund. We reserve the right to charge a 20% restocking fee plus original shipping costs on undamaged or unwanted items. A 30% restocking fee will be applied to any returned reels that have been spooled with line.
We will pay for the shipping costs if the return is for defective merchandise or the result of our error (you received an incorrect or damaged item, etc.)
For items that are being returned for a refund and there is no reason other than "No Longer Wanted" or "Purchased by Mistake", the original cost of shipping both ways will be deducted from the refund.
Original shipping fees are non-refundable. Shipping fees are for the services provided by the carrier and will not be refunded if the item is returned for any reason.
To be eligible for a return, your item must be unused and in the same condition that you received it. It must also be in the original packaging.
Additional non-returnable items:
Gift cards
There are certain situations where only partial refunds are granted (if applicable):
Any item not in its original condition, is damaged or missing parts for reasons not due to our error
Any item that is returned more than 30 days after delivery
Refunds (if applicable)
Once your return is received and inspected, we will send you an email to notify you that we have received your returned item. We will also notify you of the approval or rejection of your refund.
If you are approved, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within a certain amount of days.
Late or missing refunds (if applicable)
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Then contact your credit card company, it may take some time before your refund is officially posted.
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If you've done all of this and you still have not received your refund yet, please contact us at firstname.lastname@example.com.
You will be responsible for paying for your own shipping costs for returning your item. Shipping costs are non-refundable. If you receive a refund, the cost of return shipping will be deducted from your refund.
Depending on where you live, the time it may take for your exchanged product to reach you, may vary.
If you are shipping an item over $75, you should consider using a trackable shipping service or purchasing shipping insurance. We don't guarantee that we will receive your returned item.
Eat My Tackle Inc. warrants its products to be free from defects in materials and workmanship for a period of two years from the date of purchase. This warranty does not cover damage or malfunctions caused by accident, abuse, or neglect. Noticeable signs of abuse or neglect to the product shall render this warranty null and void. Guide rings are not included in this warranty. This warranty is non-transferrable and only applies to the original purchaser. If your Eat My Tackle product has a defect within the terms of the warranty you should return it to us at 217 Main St. Destin, FL 32541. All shipping, insurance costs, and transportation arrangements will be borne by you and are your responsibility. We will repair or replace the product, at our option, without further cost to you, (including free return transportation and insurance). If, however, the repair is not covered by the provisions of this warranty, your Eat My Tackle product will be returned to you with an explanation as to why a repair is not possible.
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Gary Bettman, the chief drawer of lines in the sand over the past four years during the NHL 'sownership of the Phoenix Coyotes, made another one Thursday. This time he says he really means it: If the city of Glendale fails to guarantee the franchise by Tuesday a $15 million annual public subsidy, the team will be sold out of town. Really.
That means Seattle, the latest city of pro sports record to hold the paperwork to "Plan B," may be in line to inherit the Coyotes for a planned arena developed by Chris Hansen in SoDo that has yet to be approved.
"If the council doesn't approve it so this transaction can close, I don't think the Coyotes will be playing there anymore," Bettman said in New York Thursday after an annual meeting of the NHL Board of Governors. "The fact of the matter is we haven't ironed out or put into effect a Plan B. We have lots of options.
"I find it difficult to conceive why, if the council turns this down, we would want to keep the team in Glendale any longer. We would then, if they turn it down, have to deal with possibilities and the options that will be available to us. And they are numerous. There is enough time."
NHL training camps begin in 2½ months, and the schedule must be released in early July, so there is little debate that urgency is upon the city and the league. A vote of the council is scheduled for Tuesday on a proposal from Renaissance Sports & Entertainment group to buy the club from the NHL for $170 million as long as the guarantee is in place to help obtain commercial loans.
Glendale is facing a dilemma: Continuing to contribute tax dollars to a money-losing franchise, or see multiple businesses lose money or close because of the arena's loss of its anchor tenant.
Unlike the circumstances surrounding the NBA Kings in Sacramento, there is no large, untapped local momentum to save the team in a busy sports market. The league has long been trying to sell the franchise to a series of would-be buyers. Now that the NHL owners have a new collective bargaining agreement with the players union that they can live with, patience has run out.
Hansen, the Seattle native who tried and failed to get the Kings to Seattle, is eager to regain momentum for his arena project. He said publicly he is open to an NHL-first arrangement, as long as the city council rewrites the memorandum of understanding to accommodate.
But the temporary home for the team, KeyArena, is woefully undersized for NHL crowds at 11,000. The owners of the team would have large operational losses until Hansen's arena project gets built in two to three years.
And Seattle is not the lone candidate for relocation. Quebec City has an arena under construction. When deputy commissioner Bill Daly was asked about the possibility of Quebec City in New York Thursday, he said, "I wouldn't rule it out."


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Local electricians in Mount Samson
Here's how Jaric's qualified team are there when you need us
Jaric's team of electricians have delivered outstanding quality workmanship in Mount Samson for more than 27 years now. We're locally owned, and we take our reputation seriously. So we're committed to doing an outstanding job on all your electrical services, both inside and outside your home.
Our teams are geared for fast response to your electrical or air conditioning issue. We keep a ready supply of electrical parts in-hand, so that we can get you up and running quickly.
Contact us any time
We'll get back to you as soon as possible.
Electrical services inside and outside your Mount Samson home
No job is too big or too small! Tell us about what you need, and we'll be happy to give you a quote over the phone. We believe in being upfront about our costs, so that there are no hidden surprises once the job is done.
Our customers tell us we're very good at communicating with them, keeping them up-to-date about what we're doing and why. You can read what they've said about us here.
We understand how busy you are. So we'll work to arrange a time that suits you, around your work, school, and life commitments. We'll show up when we say, and we'll leave your Mount Samson home clean and tidy once we're done.
Call Jaric now on 1300 452 742 to speak with our friendly team about your electrical needs in Mount Samson .
Our home electrical services
- Residential electrical maintenance
- Electrical Safety Inspection for your home
- Power point installation, replacement and repair
- Surge protection
- Electrical fault finding and repair
- Heat lamps installation and maintenance
- Residential standby generator installation
- Smoke alarm systems installation, maintenance and repair
Outdoor electrical services around your home
- Outdoor lighting
- Security and sensor lights
- Garden lighting
- Pool filters
- Sheds, gazebos, and barbecue areas
Contact Jaric Electrical, your local electricians in Mount Samson
We know you're busy, so when you book your service with us we'll commit to a 2 hour timeframe that lets you get on with your day.


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All Current Services | All Past Services | All Veterans Memorials | All Fallen Heroes
Order a Book of Memories™
for Your Loved One
Learn More
We are here to help you. If you have need of our services, please call us, day or night. Or, if you prefer, you can fill out the form on the right.
Are you thinking about pre-planning your funeral? Pre-planning is the best way to choose how you're remembered, to ease the emotional and financial burden on your loved ones, to protect yourself from rising funeral costs, and to let your family know your final wishes.
Click here to learn more, or fill out this form and we will contact you.
We provide our families with an open door policy. Please feel free to contact us 24 hours a day.
Hufcut Funeral Home
3159 Route 22,
Phone: (845) 877-1400
Fax: (845) 877-3250
Email: firstname.lastname@example.com
Hufcut Funeral Home
3159 Route 22
If you are looking for information on a particular topic, or if you are looking for a loved one who has been entrusted to our care, you can use the form below to narrow down your search.
Ordering flowers from our site ensures that your order will reach us or the family in a timely manner, and your gesture of support will remain acknowledged in the Book of Memories™ for future generations. We only work with local florists so we can maintain the sense of urgency and quality of your selections. We thank you for helping to support the family during their time of need, and will fondly remember your kind gesture.
Click HereWe respect the sensitivity and dignity that comes with ordering tribute gifts from the funeral home. It is for this reason that we have attempted to design our online Sympathy Store with the utmost respect to the family and the deceased. We hope you find this service helpful during your time of need and would welcome any comments or suggestions you might have to help us serve our communities better.
Click HereThis section is dedicated to helping you through the difficult task of planning a funeral. Who should I call when a death occurs? How do I write an obituary? What can I do to help a loved one who is dying? You'll find the answers to these questions and other information to help you plan a funeral and beyond. If you have any questions, or prefer to speak to someone directly, please contact us.
Proudly Serving the Communities of Amenia, Dover Plains, Millbrook, Millerton, Northeast, Pawling, Poughquag, Wingdale, Wassaic, and Western Connecticut
(845) 877-1400 3159 Route 22 | DOVER PLAINS, NY 12522 | Fax: (845) 877-3250 | Email: firstname.lastname@example.com


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As you further your professional scuba diving education, you'll be able to offer more courses. Divemaster is your first professional step, and affords you quite a few opportunities. As an Open Water Scuba Instructor you can teach others how to scuba dive. Continue on up the ranks to Course Director and look at all the amazing things you'll be able to do!
What you can teach | Divemaster | Assistant Instr. | OWSI | Speciality Instr. | MSDT | IDC staff Instr. | Master Instr. | Course Director |
Assist with Dive Training | ||||||||
Discover Local Diving Experience | ||||||||
Scuba Review Program | ||||||||
Discover Snorkeling Experience | ||||||||
Padi Skin Diver Course | ||||||||
Discover Scuba Diving Experience | ||||||||
EFR Course | ||||||||
EO2P Course | ||||||||
PADI Digital Underwater Photographer Course | ||||||||
Conduct Knowledge development and Confined Water Sessions as well as evaluate PADI OWD Course surface skills | ||||||||
Speciality Courses | ||||||||
Padi Seal Team AquaMissions | ||||||||
Entire Range of PADI Diver Level Courses | ||||||||
Author Dinstinctive Speciality Courses | ||||||||
Teach PADI Master Scuba Diver Program | ||||||||
PADI Assistant Instructor Course | ||||||||
Instructor Level Continuing Education | ||||||||
This Chart is for illustration purposes only and is designed as general description. Please contact us for detailed information. |


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Important Legal Documents for College Students
September 25, 2018Presented by: Commonwealth Financial Network®
As summer turns to fall, flocks of recent high school graduates leave the nest and head off to college or university for the first time.
Their parents are faced with a wide range of emotions as they watch their children prepare to spread their wings as independent young adults.
Until the students demonstrate sufficient maturity and decision-making skills, many parents continue to take an active role in their children's lives. But once a child reaches the age of 18, he or she has all the legal rights of an adult. This means that the individual is legally on his or her own should a health, financial, or legal matter arise.
Even if a parent is paying a son's or daughter's college tuition or claiming him or her as a dependent on tax returns, in most states a parent lacks the necessary legal authority to act on a child's behalf (or even to obtain information!) in the event of an emergency. That's why an increasing number of parents are choosing to have their children sign a health care proxy and a durable power of attorney (durable POA) before they head off to school or soon after.
Health care proxy
When your son or daughter signs a health care proxy, he or she is allowing you to give consent for medical procedures, make health care decisions for him or her, and discuss treatment options if he or she becomes incapacitated. Without a health care proxy, HIPPA laws protect your child's right to privacy. Consequently, you may need a court order to access your son's or daughter's health information or otherwise act on his or her behalf.
It's also important to keep in mind that colleges and universities may have their own medical release documents. Be sure to check with the school and fill out any applicable paperwork in advance.
Although most parents don't want to think about such traumatic situations, it's always better to be safe than sorry. In an emergency, time is of the essence. Having these documents in place will avoid paperwork and red tape, so you can focus on making any critical decisions.
Durable POA
A durable POA gives you the authority, if needed, to handle financial or legal matters on behalf of your child. This can be especially valuable if your son's or daughter's school is far away, or if he or she is studying abroad. Even if he or she is nearby, you may want the ability to sign tax returns, access bank accounts, pay bills, or sign a lease on your son's or daughter's behalf. The durable POA allows you to serve as your child's trusted agent.
The specific requirements of a health care proxy and durable POA vary by state, so consult with a qualified estate planning attorney to ensure that these documents are prepared correctly.
Your most valuable asset
Most college-aged young adults are somewhere between childhood and full independence. There's a reason why they instinctively list their parents as their emergency contacts and turn to their parents for help and guidance when the going gets tough. But once a son or daughter turns 18, without specific legal documents in place, parents may be powerless to help their child in the eyes of the law.
Have a conversation with your student to educate him or her on the importance of executing a health care proxy and durable POA. Try striking a balance between respecting your child's right to privacy and independence and being there to assist and protect him or her in times of need. After all, your son or daughter is your most valuable asset.
This material has been provided for general informational purposes only and does not constitute either tax or legal advice. Although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a tax preparer, professional tax advisor, or lawyer.


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One of the most frustrating issues we've dealt with over the past few years is the confusion over private mortgage insurance (PMI). Folks on the internet aren't helping clear the confusion; instead, many are feeding it with misinformation.
The truth is, the average down payment on a mortgage is around 11 percent, according to the National Association of Realtors. That's a whole lot of homebuyers who are required to purchase PMI. Because of that, we've decided to help smash the prevailing myths about this despised yet necessary program.
What is PMI?
Private mortgage insurance protects the lender if the buyer defaults on the loan and it is generally required of borrowers who pay less than 20 percent as a down payment.
There are exceptions to this that we'll explore, below.
PMI typically costs between 0.5 percent to 1 percent of the loan amount, each year. "At 5 percent down, private mortgage insurance (PMI) costs $150 per month on a $250,000 home," according to the U.S. Department of Veterans Affairs.
Myth Number 1: "Government-backed loans don't require PMI"
This one is partially true. The VA loan doesn't require PMI. However, the loan does require most borrowers to pay what is known as a "funding fee" which helps mitigate the burden on the taxpayer should the borrower default on the loan.
FHA does require that borrowers purchase mortgage insurance, although theirs is called MIP, for Mortgage Insurance Premium. There is both an upfront fee and a monthly premium payment required.
The former is typically the same for all borrowers (1.75% of the base loan amount), while the latter depends on a number of factors, including the loan amount, the term and the loan-to-value ratio. The premium amount changes annually, so check with your lender to learn about current MIP rates.
Myth Number 2: "You cancel PMI when you reach 20% loan-to-value"
This myth is partially true. If you have a conventional loan you can cancel the PMI premium when you reach the 20 percent equity level.
By law (Homeowners Protection Act of 1998), however, your lender must cancel the policy when you accumulate 22 percent of the home's original purchase price in equity.
If, on the other hand, you have an FHA-backed loan, you can't cancel the MIP unless you sell or refinance the loan.
Myth Number 3: "PMI is tax deductible"
This was true a year ago, but for 2018 tax returns, at least as of September 2018, this deduction is no longer available.
The ability to deduct PMI is one of those tax code provisions that expire every December 31st. Since its inception in 2007, Congress has renewed the deduction every year, sometimes at the last minute.
Hopefully, it will be again, but most tax specialists aren't holding out hope. So, for now at least, "PMI is tax deductible" is a myth.
We aren't mortgage professionals so we urge you to contact your lender or financial advisor if you have questions about private mortgage insurance.


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Your body works hard to convert the foods you eat into energy. You may not think twice about what you are eating – especially when it comes to grabbing an afternoon snack or sipping on a vanilla latte on your commute. But the food you put in your mouth affects more than just your waistline. The truth is, your diet has a direct effect on your overall dental health. Developing good eating habits can lead to excellent oral health free of decay and gum disease. The American Dental Association recommends avoiding certain foods that can expedite decay, such as foods high in sugar.
Did you know…
that eating a slice of pie in the afternoon could be more dangerous to your oral health than eating the same piece of pie as a dessert after dinner? According to the ADA, snacking between meals – especially on sugar-filled foods – can more rapidly lead to decay than eating the same foods with meals. If you must eat the mid-afternoon pie, reach for the toothbrush afterward. Better yet, swap the pie for a nutritious, sugar-free snack like string cheese or some baby carrots.
Frequently Asked Questions
Should I change my eating habits to better my oral health?
Probably. But never start a new diet without first consulting with your physician. If you are on a special diet, be sure to speak with your dentist about the types of foods you should be eating that comply with your diet and can also optimize your oral health.
What types of changes will my dentist recommend?
In addition to avoiding sugary foods, the ADA recommends drinking plenty of water each day and avoiding snacks between meals whenever possible. It is also important to consume nutritious foods from each of the major food groups, including whole grains, vegetables, lean proteins, low-fat dairy, and fruits. Not only will you improve the health of your teeth and gums, but you may drop a pant size too!
Are there any other habits I should be adopting to improve my oral health?
Yes. You should be flossing daily and brushing twice daily using a soft-bristled toothbrush. You should also be visiting your dentist at least twice per year for oral exams and professional dental cleanings.


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Mercedes A Class 1998-9/2003 Electric Wing Mirror Black 5 Pin Drivers Side O/S
Mercedes A Class 1998-9/2003 Electric Wing Mirror Black 5 Pin Drivers Side O/S
New Non-Genuine Aftermarket High Quality Direct Replacement Part To Fit:
Mercedes Benz A Class (W168) 1998-9/2003 Drivers Side O/S
Wing Mirror Specification:
- Glass Operation: Electric Adjust
- Wing Mirror Cover Colour: Black - Textured
- Heated Glass: Heated
- Glass Colour: Chrome Glass
- Glass Type: Standard
- Power Fold Function: Non-Power Folding
- Temperature Sensor: No Temperature Sensor
- Connector Type: 5 Pin Connector
- Indicator Type: No Indicator
- Arm Colour: -
- Arm Length: -
- Aerial Type: -
- Memory Function: No Memory Function
- Puddle Lamp: No Puddle Lamp
- Notes: -
Top quality branded replacement part.
All wing mirrors come with a 1 year warranty.
You can also place this order over the telephone.
If you are unsure if these will fit your vehicle please contact us.
Painting service available for colour coded cover, please see our other listings for this service or call us to arrange.


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22 Height
165 CM Weight
52 KG Bust Size
If you get in contact with a profile on en.hotescorts.ro we recommend that you never send money in advance especially if the advertisers ask to pay with any kind of Gift Card, Bing card, NEOSURF coupons, PCS coupons, Google play card, Western Union etc. They could be scammers. They will take your money and will never respond to your messages.
If someone asks you to go to any website outside of en.hotescorts.ro and wants you to sign up with your credit or debit card, don't do that. These website can store your card details to make unauthorized payments. Try to stay away from such scammers.
If you send money in advance it is always at your own risk and nobody can guarantee that you will receive the service. We do recommend paying cash in person if asked for money and you agree.
Do Not Ignore This Warning.
en.hotescorts.ro is not responsible for any fraudulent behavior of these scammers. In case you come across a profile of a girl who acts like a scammer, please, report the profile using the "Report Profile" button in the girl's profile or contact our support team so we can deactivate and black list such advert.
We do recommend booking verified escorts. The chance of the verified girls trying to scam you is very minimal but this is still at your own risk.
This website is created and intended to be used only by adults. All the models listed in this website have confirmed they are aged 18 or above. The website only provides advertisement space for the models and is not responsible for the discretionary agreement between the parties contacting each other through the website. We have no connection or liability with any of the individuals or links that you may access from this portal.
This profile is paused because it's currently being updating or not available. Please check back soon!


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1990s Vintage Bootleg Designer Polyester Jacket - Size Small
Regular price
Regular price
Sale price
Unit price
Pit-to-pit: 18.5"
Length: 23"
Rating: 4 (Some Pilling)
***Please note that items are vintage and will have "regular wear" such as fading or wear to the print/embroidery. All flaws beyond regular wear will be noted in the description and pictured***
(4) Excellent-Regular wear with no holes or stains
(3) Great-Regular wear with one or a few minor holes or stains. Stains may be removable.
(2) Good-Regular wear with many holes or stains or a few larger ones.
(1) Regular wear with significant flaws throughout.