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Insolvency Practitioner in Richmond
Get in Touch Today to Speak to a Specialist Adviser
Whether you have previously needed to use an insolvency practitioner or are considering if you need to use the services of an insolvency practitioner, we can give you information to help you to decide if the services are right for you.
We will outline below the services we can offer in July 2024 as licensed insolvency practitioners to show you how we can support your business during financial distress.
If you are looking at business recovery and deciding if a formal insolvency process is right for your business or whether individual voluntary arrangements would be best, we can help.
Here at Insolvency Practitioner UK we can provide insolvency advice in Richmond if you need support to decide your business recovery options. So, please contact us if you wish to discuss your options.
Who Are We?
We are licenced insolvency practitioners in Richmond with decades of experience and are a UK nationally recognised specialist company in debt help.
We have assisted thousands of companies with business debt as specialist insolvency practitioners in Greater London to ensure that company directors feel confident in their business financial decisions.
Our dedicated team of professionals are committed to helping clients navigate the complex landscape of insolvency and financial distress. We understand the unique circumstances and pressures that our clients face, and we strive to offer tailored strategies and guidance to achieve the best possible outcomes.
As a leading insolvency practitioner in Richmond, we offer a wide range of services, including corporate insolvency, personal insolvency, restructuring, debt management, and advisory services.
Our team possesses extensive knowledge of UK insolvency laws and regulations, enabling us to provide accurate, up-to-date advice and assistance.
We take pride in our client-centric approach, placing the utmost importance on building strong relationships and providing personalised support.
Our team takes the time to listen, understand, and analyse each client's situation thoroughly, tailoring our solutions to meet their specific needs and objectives.
Transparency, integrity, and professionalism are at the core of our values. We maintain the highest ethical standards, ensuring that our clients receive honest, reliable advice and guidance throughout their journey with us. Our aim is to empower individuals and businesses, offering them a fresh start and a path towards financial stability.
With a proven track record of successful outcomes and a deep commitment to client satisfaction, we have earned a reputation as a trusted partner in the field of insolvency. We are dedicated to helping our clients overcome financial challenges and regain control of their financial future.
Contact us today to learn more about our services and how we can assist you in navigating the complexities of insolvency with confidence and peace of mind.
What is an Insolvency Practitioner?
An insolvency practitioner (IP) is a licensed professional who is put in place to support a company or individual when there is financial distress for either an individual or company.
Insolvency practitioners can help set up Individual Voluntary Arrangements or a Company Voluntary Arrangement to begin the formal insolvency procedures.
Licensed insolvency practitioners are members of recognised professional bodies and will have a formal qualification for their country or region.
Insolvency practitioners are responsible for all aspects of business recovery and will liaise between company directors, individuals, and their creditors.
Licensed insolvency practitioners oversee every part of the insolvency process and discuss outstanding debts with the creditor. Part of the insolvency process is cataloguing company assets; if required, insolvency practitioners will begin the company's liquidation process.
A Richmond licensed insolvency practitioner can only be put in place by one of the current creditors of the company, an individual or a shareholder of a company with a valid power of attorney.
An insolvency practitioner's role can sometimes include helping the company or individual to set up a structured repayment plan to assist with business recovery.
What is the Role Of A Insolvency Practitioner?
When dealing with a limited company, an insolvency practitioner may take on many roles to assist the company directors.
However, three roles are the most important in insolvency practice; we have detailed them below.
Whether dealing with insolvent or solvent companies, licensed insolvency practitioners are responsible for cataloguing a company's assets.
The insolvency practitioner will then be responsible for ensuring that each of the creditors for the company receives their share of the company's assets.
The insolvency practitioner's role will vary depending on whether they are dealing with insolvent or solvent companies in Richmond.
If the company is insolvent and, therefore, part of a compulsory liquidation process, struggling businesses will have multiple creditors.
The creditors in compulsory liquidation may include suppliers, lenders such as loan companies or banks, and landlords for the premises of the company registered address or other buildings.
The liquidation process will include the insolvency practitioner reviewing the creditors' claims for outstanding payments for the struggling businesses.
The liquidator will then agree creditors' claims and begin making payments under the insolvency act.
If the insolvency service is carried out for solvent companies, the creditors will usually be the company directors and shareholders.
Licensed insolvency practitioners will then carry out the same process but distribute the company assets to these parties, again in line with the insolvency act.
If a company is struggling financially, it may appoint an administrator for immediate advice.
An insolvency practitioner can advise on the best course of action in both pre-pack administration and standard administration processes.
The administrator will begin by offering advice regarding the best way to pay creditors in Richmond, whether by selling the company or using the money collected to pay the creditors.
Alternatively, the administrator may decide that the best option is shutting down and begin the liquidation process.
Nominee and Supervisor
If a company decides to enter into a Company Voluntary Arrangement, the licensed IP will take on two roles in the process.
The insolvency practitioner's role will first be on the part of the 'nominee,' where the licensed IP will create the proposal of the voluntary business arrangement.
The Richmond insolvency practitioner will then create the Statement of Affairs to inform the creditors how much they will each be entitled to if the Company Voluntary Arrangement is accepted.
If the creditors agree to the details of the voluntary arrangement, the licensed IP will become the 'supervisor' of the process.
The insolvency practitioner will then supervise every step of the Company Voluntary Arrangement.
They will monitor the business recovery throughout this period to ensure that they meet all of the voluntary arrangement terms.
During this process, they can continue offering advice to the company to ensure a successful future for the business after the voluntary arrangement concludes.
Ensuring Compliance with Insolvency Laws
There are, of course, laws that govern insolvency practice, and the best way to ensure that you meet all of the laws and regulations is to hire a licensed insolvency practitioner.
Limited companies and individuals can be certain of the insolvency practitioner if the IP they hire is licensed.
This will mean that the IP has been fully trained and has the appropriate training in the laws surrounding insolvency practice and company liquidation.
The IP must also inform the company directors of the company's legal obligations under the insolvency act and any other appropriate laws.
Company directors should discuss any conflicts of interest before appointing the IP as the licensed insolvency practitioner will act on behalf of both companies and their creditors to reach the best outcome.
Licensed insolvency practitioners must be able to remain impartial and act ethically and legally at all times.
A prior connection to any of the limited companies or other creditors should be declared before the IP is appointed to avoid questions of them benefiting from any part of the insolvency or liquidation process.
You should also see advice regarding the laws for the industry that the company suffering financial distress is governed by.
The IP should be licensed to work within that industry and be fully aware of all legal practices and restrictions for that industry.
Choosing the right licensed insolvency practitioner in Richmond can make a big difference during the insolvency and liquidation process.
Knowing that the IP is acting lawfully can save further financial penalties for the company later in the process.
How to Find a Licenced Insolvency Practitioner
Knowing when to involve a licensed insolvency practitioner and choosing the right one is essential to getting the best outcome for a company, its directors, and creditors.
If a company is in financial difficulty having an expert who can provide financial advice, liaise with creditors, and appoint an official receiver if required will remove a lot of the stress.
A company that is struggling financially must look at all of its options before bringing in an IP.
There are ways to restructure a company's debts without beginning insolvency or liquidation processes. If a company chooses debt restructuring, an IP may not be necessary.
However, the financial advice that an IP can provide can be invaluable when trying to avoid liquidation or bringing in an official receiver.
If a company wishes to appoint an IP, the best thing to do is to search for a licensed insolvency practitioner who is local to the business or company directors.
You can speak to people you trust for recommendations or complete an internet search to find IPs in your business industry.
We recommend that you then review the websites of each of the IPs you are considering and view customer reviews to get an insight into each company.
The next part of the process is to narrow your shortlist down to one licensed insolvency practitioner.
The best way to do this is to look at the cost of each company, as incurring further unnecessary costs when already in financial difficulty is not the best idea.
Most insolvency practitioners will offer companies in Richmond a free, no-obligation consultation to discuss the company's needs and the services the IP can provide. We recommend meeting with each IP on your shortlist to compare the information they provide.
Checking for Credentials and Qualifications
After choosing the IP, you wish to work with; you should next check the validity of their qualifications and credentials.
You should check the IP's license, qualification certificates, and other credentials to ensure they are valid, in date, and appropriate to the role.
If you are consulting with an IP in the UK, you must ensure that they are a member of a professional body and have the required qualification.
This will reassure you that the IP is currently practising in addition to having previously gained qualifications.
In Richmond, IPs will be required to pass the JIEB exams set by the Joint Insolvency Examination Board before they can begin to practice as an IP.
If, when checking qualifications, you cannot see the certifications for the JIEB exams or anything from the Joint Insolvency Examination Board, you will need to question this further or choose another IP.
All IPs licensed to be appointed within the UK must also be authorised and regulated by the Financial Conduct Authority.
The Financial Conduct Authority carries out interviews before authorisation to check qualifications and understanding of the legal frameworks that the IP will be operating under. If authorised, this is an excellent reference for the IP.
Credentials and past customers do not need to be numerous to prove that an appointed IP is good at their job.
However, you should always look at the customer testimonials for that IP before appointing them. Check that the customers they have had are satisfied with the work completed and always ensure that the reviewers are within the UK for UK-based IPs.
Looking for Professional Advice or Guidance
If you need financial advice because your company is in financial difficulty, it is important to speak to an impartial and licensed specialist.
You should ensure that anyone you approach to discuss the company finances with is experienced in insolvency, bankruptcy, and liquidation matters.
This will ensure that you are receiving the best possible advice available and that, if appointed, the Richmond specialist you are speaking to will be able to complete all areas of negotiation.
They should also be experienced enough to know when to bring in the official receiver.
Before an IP is appointed, you should ensure they are confident and capable of dealing with financial restructuring to avoid insolvency proceedings where possible. It is important to consider whether or not professional advice is needed at every step of the process.
If you seek unnecessary professional advice, you will incur unnecessary costs. However, not seeking the correct advice when needed can also be detrimental to resolving financial difficulties.
We recommend using the free consultations offered by IP before you decide to get more information about the offered services.
What Services Does an Insolvency Practitioner Provide?
Licensed IPs in Richmond will provide you with a range of services, both for companies and businesses in financial difficulty. If working with a business, an insolvency practitioner will generally provide the following:
Business Restructuring Richmond
This is the process of analysing the finances of the company and planning how to restructure the business practices and finances to allow the business to continue to operate.
The aim for outcome of this option would be that the company becomes financially solvent and can grow to no longer need IP support.
Company Voluntary Arrangements Richmond
The IP will draft this formal agreement between the business creditors and the company to give a fixed repayment term for all debts.
This option aims to repay all debts over a fixed period and continue to operate.
Administration Richmond
This is the process where a company will continue to operate while the IP arranges the sale of the company assets to rescue the company so that the business does not fold.
The IP could be made the administrator of the process too.
Liquidation Richmond
An IP may be appointed as the liquidator when a company is being closed down due to financial insolvency.
This involves selling the company assets to use this money to pay any outstanding debts or as many as possible.
Insolvency Advice Richmond
If you find your business is in financial difficulty and you are unsure how to proceed for the best, you can contact an IP without them being formally appointed.
You can request financial advice to learn more about the above services and which would best suit your needs.
Advantages of Hiring an Insolvency Practitioner
If you or your business are facing financial difficulties, you could benefit from hiring an insolvency practitioner.
Most IPs can advise on various financial topics, as detailed above. This can save you from much stress when dealing with financial difficulties while protecting your interests.
Contacting an insolvency practitioner in Richmond will ensure that you receive personalised advice, either as an individual or for a business. This will help to secure the best outcome for you or your business to avoid liquidation.
Although hiring an IP will cost you, which may feel counterproductive when facing financial difficulties, you can save more than you pay with the right IP.
Most IPs will offer you a free consultation before you hire them; we advise you to make the most of this to find out how you can benefit from appointing an IP.
In most circumstances, it is not possible to relieve financial difficulties without incurring some costs; it is, therefore, up to you to decide if the cost of the IP is worth what they can do to support you.
It is important to understand that hiring an insolvency practitioner does come at a cost, which may be prohibitive for some people on tight budgets.
Insolvency practitioners do not work for free, so any advice or help they provide will involve charges for their services.
It's also important to note that while these professionals may be able to mitigate some losses incurred through debt issues, there is no guarantee that the debt can be eradicated without any costs incurred.
What to Expect from an Insolvency Practitioner?
We have discussed above the numerous services a licensed insolvency practitioner can provide when supporting you or your business through financial difficulty.
The knowledge and experience of an IP are invaluable when trying to save your business.
When reviewing which Richmond insolvency practitioner you wish to use, you may want to know the route you would like to go down with your business finance.
This is due to most IPs specialising in either formal or informal business recovery processes. The option you choose and how long it will take will also determine the fee you will pay to the IP.
During the initial meeting with the IP you are considering hiring, they should review your options and explain how each would ultimately work. Based on the information discussed in that meeting, the IP should then be able to give you a quote for each service that they offer.
We recommend that you use this initial meeting as an interview with any potential insolvency practitioners to check their qualifications and experience as outlined above to ensure that the IP is correctly licensed and experienced.
You should also note that although you will be invested in ensuring that any IP is right for your needs, the IP is not a member of your staff.
You should expect that the IP will do their best for your company but that the IP is ultimately there to ensure that the money you owe is paid either through or before formal insolvency processes begin.
Although your company registered an interest with the IP, the IP should remain unbiased and will work on behalf of the creditors to ensure that all outstanding debts are reduced or paid off promptly.
Is an Insolvency Practitioner the Same as a Liquidator?
While an IP may become the liquidator if a business goes into liquidation, the IP has other roles leading up to or instead of being a liquidator.
An IP would become involved with a business in financial distress and aim to ensure all debts are paid.
If this becomes impossible, liquidation of the business may begin, and either the IP already working with the business or a new IP will be appointed as the liquidator.
Are Insolvency Practitioners Regulated?
Insolvency practitioners in the UK are regulated by professional bodies and regulatory authorities to ensure high standards of practice and consumer protection. The main regulatory body overseeing insolvency practitioners is the Insolvency Practitioners Association (IPA).
The IPA sets and enforces ethical and professional standards for its members, who are licensed insolvency practitioners.
Additionally, the Insolvency Service, an executive agency of the UK government, oversees and regulates the insolvency profession.
They maintain a register of licensed insolvency practitioners and have the authority to investigate complaints and take disciplinary actions against practitioners who fail to meet the required standards.
How Much Does an Insolvency Practitioner Cost?
The fees for an insolvency practitioner can range from £5,000 to £15,000 or more for corporate insolvency cases.
For personal insolvency cases, the fees can range from £1,500 to £5,000 or more.
It is important to note that these figures are general estimates, and actual costs may vary.
The cost of hiring an insolvency practitioner can vary depending on several factors, such as the complexity of the case, the size of the business or individual's financial situation, and the specific services required.
When should I contact an insolvency practitioner?
When you become aware of financial issues, you can contact an IP to request advice; if you provide your company number, the IP can keep a record and complete any necessary checks.
If you need further advice, your company number or name will be enough for the IP to refer back to.
You can, alternatively, wait until you need to take informal or formal insolvency action before contacting the IP.
However, the earlier the IP becomes involved, the more they can do to assist you.
Frequently Asked Questions
How Does an Insolvency Practitioner Help Companies in Financial Difficulty?
IPs can support companies by reviewing the full financial situation and providing advice regarding the best course of action to resolve financial difficulties.
IPs will also be able to discuss the legal requirements for companies when repaying outstanding debts, restructuring repayments, or entering into an informal or formal insolvency process.
What Qualifications Do Insolvency Practitioners Need?
The qualifications IPs need will depend on the area in which they practice. Generally, an IP will need an education in finance, specialising in debt, debt relief, and negotiations.
An effective IP must also be fully trained and remain current regarding the laws governing insolvency practices.
A degree in accountancy or finance is the first step for an IP. Additional qualification as a Certified Insolvency Practitioner or a Certified Bankruptcy
A practitioner to show specialism would be appropriate. If working for a firm of IPs, there will be ongoing professional training to keep skills current and up to date with changing legislation.
Find More Info
Make sure you contact us today for a number of great Insolvency Practitioner services in London.
Here are some towns we cover near Richmond.
Richmond upon Thames, Twickenham, Brentford, Barnes, HounslowFor more information on Insolvency Practitioner services in Richmond, fill in the contact form below to receive a free quote today.
"The team at Insolvency Practitioner was a lifesaver for our business. Their expert guidance and swift actions helped us navigate through a complex insolvency situation. We were impressed with their professionalism, attention to detail, and commitment to finding the best solutions. Thanks to their efforts, we were able to minimize the impact and move forward with confidence."
Harvey Moore
Greater London
"We can't thank Insolvency Practitioner enough for their exceptional support. Their in-depth knowledge and prompt actions were crucial in resolving our insolvency challenges. Their personalized approach and clear communication made us feel heard and supported throughout the process. We highly recommend their services to anyone in need of reliable and professional insolvency advice."
Lewis Kennedy
Greater London


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If you need vision correction for nearsightedness, farsightedness or astigmatism, contact lenses are a popular and effective option. In the United States, approximately 20% of the population who requires vision correction wears contact lenses. Currently dating back more than 125 years, contacts are presently available in a wide variety of materials and types. As opposed to the situation years ago, nowadays almost everyone can wear contact lenses.
Eyeglasses may be an attractive way to accessorize your outfit and make a fashion statement, yet you may sometimes prefer your appearance without glasses. Contact lenses allow you to have sharp vision without eyeglasses or costly vision surgery. Another benefit of contacts is that they grant a wider field of vision than glasses. This is a major advantage when it comes to playing sports or engaging in hobbies and professions such as photography.
If you are considering wearing contact lenses, you'll need to schedule an initial eye exam and contact lens evaluation with your eye doctor. In the United States, contacts are regarded as medical devices that require a prescription by an eye care professional (ECP). In order to determine the best lenses for you, your ECP will assess your visual condition, structure of your eye and natural tear production.
Contact lenses are categorized depending upon the following factors:
- Material composition
- How long they can be worn before you have to take them out
- Life span- how long they can be used before you have to toss them and grab a new pair
- Design of the lenses
Material Composition of Contact Lenses
There are four different types of contact lens materials:
Soft Lenses
Over 90% of contact lenses on the market today are classified as soft lenses. These ultra-comfortable, thin contacts are constructed from gel-like plastics that contain a high percentage of water. They cover the entire cornea of your eye (clear front surface) and it is typically easy to adapt to wearing them.
First introduced in 1971, soft lenses used to be made from hydrogel materials. At present, silicone hydrogel is the most widespread, popular version. They permit a higher quantity of oxygen to reach the eye, which is healthy and comfortable.
Hard, Gas Permeable Lenses
Also called GP or RGP (rigid gas permeable) lenses, these contacts are smaller and made from plastics that have no water. They often provide the advantage of more acute vision, yet it generally takes longer to adapt to wearing them.
Hybrid Lenses
The center zone of these lenses is made from rigid gas permeable lenses, and a soft lens material encircles the border. Hybrid lenses thereby provide the best of both worlds – sharp vision from the center and a soft, comfortable border.
Wearing Time for Contact Lenses
The two primary kinds of contact lenses are daily wear and extended wear. Daily wear lenses must be removed on a nightly basis, and extended wear lenses may be worn up to seven days; a few brands of extended wear lenses are approved by the FDA for monthly wear (also known as "continuous wear" lenses). Extended wear lenses are very convenient even if you always remove them before going to sleep, as they are safe and comfortable for napping. Don't sleep in your lenses unless you've discussed this with your doctor, since improper wear times can lead to corneal damage.
Life Span for Contact Lenses
All contact lenses must be discarded after a specified amount of time, even if you care for them well and properly. Soft contact lenses in particular accumulate lens deposits and contamination, which raises your risk of eye infections.
- Daily disposable lenses: the most convenient and healthiest option, these lenses are replaced after one day of wear
- Overnight disposable lenses (kept in your eyes overnight): must be replaced after one week
- Monthly wear lenses: these are discarded after wearing for 30 days.
- Gas permeable contact lenses: these are more resistant to lens deposits and can last up to a year or in many cases even longer with excellent care.
Designs for Contact Lenses
Contact lenses vary depending upon the type of vision correction that is required. The most common design is spherical, which works for nearsightedness, farsightedness and astigmatism. Toric lenses, which come in both soft and GP versions, possess multiple lens powers to correct astigmatism. Bifocal and multifocal lenses utilize a number of zones for different viewing needs, such as near, intermediate and far vision. They are often a good option for presbyopia. Orthokeratology (ortho-k) lenses are designed to reshape the cornea overnight, which corrects daytime vision without a need for eyeglasses or lenses.
Additional Features of Contact Lenses
Colored contacts: Lenses can be worn in color tints that enhance the natural color of your eyes or change your eye color totally. Blue eyes can be made more vibrant, or brown eyes can be altered to green.
Special-effect contacts: These lenses offer an extreme change to the color of your eyes and are generally used for costumes or theatrical effects. You can look like a zombie, an animal, or whatever you envision!
Prosthetic contacts: Disfigurations caused by disease or accidents can be masked by these colored contact lenses. With a medical orientation, prosthetic lenses are generally used to match the appearance of both eyes.
Contact Lenses that are Right for You
To identify the lenses that are ideal for your needs, you must first have a complete eye examination and contact lens evaluation performed by your eye doctor. Your ocular health will be inspected and detailed measurements of your eyes will be taken. Trial lenses will be inserted to check for the best possible and most comfortable fit and vision
After your initial fitting, follow-up visits for contact lenses are important. Your eye doctor will check that the fit is right and that no complications are developing. Your tolerance to contact lenses will be assessed. Sometimes a change in the fit or type of lens is necessary.
Your contact lens prescription will be issued after the fitting process is complete.
Proper Care and Handling of Contact Lenses
It is relatively simple to care for contact lenses. A single, multi-purpose lens solution is generally all that's required for cleaning, disinfecting and storing your lenses. With daily disposables, routine care is totally eliminated and you can enjoy the feeling of a brand new fresh clean lens every day.
Your eye doctor or contact lens technician will instruct you how to take care of your contact lenses before you leave the office.


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Frequently Asked Questions
We've worked hard to make deep tissue massage a mobile service in Epping . Blys is the fastest, easiest and safest way to get a professional massage in Australia.
We deliver the best home remedial massages to your doorstep – by connecting you to a trusted & qualified therapist in your local area.
No phone calls, no cash payments, no stress about finding the right therapist or making the journey to the clinic and back. You simply make a booking online on our website or massage app, and we will have a qualified & vetted Blys therapist knocking on your door in no time.
Some of our customers describe us as 'Uber for Massages'.
If you're a new customer who never booked before, you have the option to choose whether you prefer a male or a female therapist when making your booking. We'll then match you with the best therapist available based on the requirements you provided when you booked.
Alternatively, if you already know who you want (e.g. a recommendation by a friend), you can simply request that therapist by either booking that therapist directly from the therapist's profile page, or by providing the therapist name in the Special Instructions section of your booking.
If you're a returning customer, you also have the option on our website or app to "Rebook" the same therapist from one of your previous bookings.
Currently we don't offer new customers the ability to browse & pick a therapist from our network, however we're adding that feature very soon. For now, we assign the best available therapist to your booking. It's just like Uber, but for massages.
Rest assured, all our therapists are qualified and offer the same level of service excellence – so if you book a massage through Blys, you're guaranteed to get the same 5-star treatment with every therapist.
No, you cannot pay for home massage Epping with cash. We allow payment through credit cards (Visa, MasterCard etc.), PayPal, Apple Pay and After Pay. These payment options help us provide clients and therapists with a hassle-free and secure experience.
Indeed you can. If you are searching for best massage near me then search no further. Simply book a massage with Blys, sit back, and relax. A qualified therapist will come to you with everything you need for your relaxing 'me time'.
Remedial massage is a targeted technique that relieves pain and tension in specific muscles and soft tissues. Discuss with your therapist what body parts you want to be massaged before you start.
Aspect | Remedial massage | Chinese healing massage |
Origins | Rooted in Western massage practices | Rooted in traditional Chinese medicine |
Focus | Addresses specific musculoskeletal issues, chronic pain, and conditions | Aims to balance the body's energy flow |
Approach | Uses techniques like stretching and deep tissue massage | Uses techniques based on traditional Chinese medicine |
The base price for a remedial massage starts at $129 and is determined by the session duration. The final price will vary depending on your preferred location, date, time, and specific requirements. For more information, visit https://getblys.com.au/pricing/
No, Medicare does not cover remedial massage. However, some private health funds will offer a rebate for your massage. If you'd like to claim a health fund rebate for your massage, simply add your requirement in the 'notes for therapist' section when booking, and we'll do our best to find an available therapist with that health fund.
For more information, visit https://getblys.com.au/blog/massage-health-fund-rebate/
A remedial massage addresses specific issues or injuries and comprises more than one treatment session. Massage therapy focuses on enhancing the overall wellbeing and usually consists of one session. Whether you seek injury management and rehabilitation with a remedial massage or aim to unwind with massage therapy, a new booking is just a few clicks away https://app.getblys.com.au/new-booking/location
The primary purpose of remedial massage is to help in recovery. This is particularly advantageous for individuals who have injured their tendons, ligaments, and muscles. Other benefits of remedial massage are:
- Pain relief
- Improved mobility
- Releases muscle tension
- Encourages blood flow
During a Blys massage, you will typically undress to your comfort level and be covered by a sheet or towel at all times. Your massage therapist will only uncover the part of your body they are working on and will ensure that you are adequately covered and secure throughout the massage. It's recommended to wear comfortable and loose clothing for easy access to the areas of your body that will be massaged
Aspect | Myotherapy | Remedial massage |
Scope | Includes a wide range of musculoskeletal conditions | Focuses on specific musculoskeletal issues |
Approaches | Uses techniques like trigger point therapy, dry needling, and myofascial release. | Uses techniques like stretching and deep tissue massage |
Focus | Addresses and treats the underlying cause of musculoskeletal issues | Addresses specific musculoskeletal issues, chronic pain, and conditions |


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This wedding ring guard has 20 round, prong set stones. Each band measures 2 millimeters wide. This ring guard has 0.5 carats total weight. It is made to fit a round solitaire from 0.5 carats to 1, or a princess or marquise cut solitaire from .50 carats up to .75 carats.
Stone Color | White |
Main Stone Setting | Prong |
Total Carat Weight | 0.50 |
Width | 2 |
Number Of Stones | 20 |
Key Product Features | Love the look but not sure about the fit... Add PerfectFit onto your order to receive a custom fit ring guard. |
Key Product Features | See below for which sizes fit this ring guard if you do not select PerfectFit: Round Stone: 0.5 to 1 Carat, Princess Stone:0.5 to 0.75 Carat, Marquise Stone:0.5 to 0.75 Carat Mounted in Traditional Solitaire. |
Key Product Features | Buy with confidence. 30 Day Hassle Free Returns! |
Key Product Features | Contact our friendly staff via chat, phone 800-232-0386 or email [email protected] with any questions! |
Key Product Features | Scroll down to see more total weights available in this design. |
Side Stones Cut | Round |
Side Stones Setting | Prong |


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Ben Bernanke, chairman of the Board of Governors of the U.S. Federal Reserve and former chair of the economics department at Princeton University, has been selected as the speaker for the University's 2013 Baccalaureate ceremony.
Baccalaureate, an end-of-year interfaith service that is one of Princeton's oldest traditions, is scheduled for 2 p.m. Sunday, June 2, in the University Chapel.
Princeton President Shirley M. Tilghman selects the Baccalaureate speaker after consultation with senior class leaders. Officers of the Class of 2013 recommended Bernanke based on his strong ties to Princeton and his expertise and insights into economic changes that have had a profound global impact in recent years.
"We are honored and excited to welcome Federal Reserve Chairman Ben Bernanke back to campus as our Baccalaureate speaker. Through his career in public service and academia, Chairman Bernanke personifies Princeton's motto: 'In the nation's service and in the service of all nations,'" said Zach Beecher, president of the senior class. "We look forward to hearing the thoughts, advice and wisdom of Chairman Bernanke as we begin our journey through Fitz-Randolph Gate and beyond."
Bernanke is currently serving his second term as Chairman of the Board of Governors of the Federal Reserve System, helping shape and guide economic and monetary policy. Prior to his appointment, Bernanke was the Chairman of the President's Council of Economic Advisers.
Bernanke served as a member of the Princeton faculty in various roles from 1985 until 2005, including as the Class of 1926 Professor of Economics and Public Affairs, the Howard Harrison and Gabrielle Snyder Beck Professor of Economics and Public Affairs, director of the University's Bendheim Center for Finance and the chair of the economics department.
Named Time magazine's Person of the Year in 2009 for his role in preventing a complete economic collapse, Bernanke is the author of numerous articles and books spanning multiple economic topics, and he has also taught at Stanford University, Massachusetts Institute of Technology and New York University.
Princeton's Baccalaureate service focuses on members of the senior class. It includes prayers and readings from various religious and philosophical traditions. The earliest recorded Baccalaureate address — titled "Religion and the Public Spirit" — was delivered by University President Samuel Davies in 1760 to the 11 members of the graduating class. Since 1972, the address has been given by a speaker chosen by the president after discussion with class leaders.
Seating in the chapel is limited to members of the senior class and the faculty procession. Seniors receive two tickets for family and guests who may view the ceremony via simulcast.


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JSN Mobilize comes with both Free and PRO Editions. The FREE edition is included in sample data installation package with function limitation. You only can create 1 mobile template with limited displaying area.
Please click on buttons below to see how JSN Mobilize present a website on mobile devices:
JSN Mobilize helps your website to achieve a better browsing experience by creating an elaborated mobile version for the site. This revolutionary extension guarantees to include a bunch of sophisticated features and enhancement while require minimum technical knowledge from users.
Multi-device Support
Not only smartphones are supported by JSN Mobilize, the recent innovation – tablets are also covered. Tablet usually has bigger screen and can receive more displaying area than phone. With JSN Mobilize you will have the separate layouts for phone and tablet which surely deliver the better device coverage for website's mobile version.
Multi-OS Support
JSN Mobilize delivers the future-ready and mobile-friendly experience to your Joomla website by initiatively supporting multiple operation systems. In short explanation, your website should work and be viewed effortlessly on every screen solution horizontally and vertically. Your website will look awesome automatically on these operation systems (OS) below:
- iOS (6.x and below, 7.x)
- Android (2.2 - 2.3, 4.x)
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- BlackBerry (5.x and below, 6x - 7x, 10x)
- Others...
Load Speed Enhancement
Get the most out of JSN Mobilize with the Advanced Image Optimization based on two options including "For the best performance†or "For the best image qualityâ€. Additionally, the CSS/JS minify mechanism allows to compress all files into one single package. By that way, your site load will quickly enough in a limited-bandwidth environment at least 170%. Below is the speed test by akamai.


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Concluding Admonitions. 1Finally, my brothers, rejoice* in the Lord. Writing the same things to you is no burden for me but is a safeguard for you.a
V. Polemic: Righteousness and the Goal in Christ*
Against Legalistic Teachers. 2* Beware of the dogs! Beware of the evil workers!b Beware of the mutilation!* 3For we are the circumcision,* we who worship through the Spirit of God, who boast in Christ Jesus and do not put our confidence in flesh,c 4although I myself have grounds for confidence even in the flesh.d
Paul's Autobiography. If anyone else thinks he can be confident in flesh, all the more can I. 5Circumcised on the eighth day,* of the race of Israel, of the tribe of Benjamin, a Hebrew of Hebrew parentage, in observance of the law a Pharisee,e 6in zeal I persecuted the church, in righteousness based on the law I was blameless.f
Righteousness from God. 7[But] whatever gains I had, these I have come to consider a loss* because of Christ.g 8More than that, I even consider everything as a loss because of the supreme good of knowing Christ Jesus my Lord. For his sake I have accepted the loss of all things and I consider them so much rubbish, that I may gain Christ 9and be found in him, not having any righteousness of my own based on the law but that which comes through faith in Christ,h the righteousness from God, depending on faith 10to know him and the power of his resurrection and [the] sharing of his sufferings by being conformed to his death,i 11if somehow I may attain the resurrection from the dead.j
Forward in Christ.* 12k It is not that I have already taken hold of it or have already attained perfect maturity,* but I continue my pursuit in hope that I may possess it, since I have indeed been taken possession of by Christ [Jesus]. 13Brothers, I for my part do not consider myself to have taken possession. Just one thing: forgetting what lies behind but straining forward to what lies ahead, 14I continue my pursuit toward the goal, the prize of God's upward calling, in Christ Jesus.l 15Let us, then, who are "perfectly mature" adopt this attitude. And if you have a different attitude, this too God will reveal to you. 16Only, with regard to what we have attained, continue on the same course.*
Wrong Conduct and Our Goal.* 17Join with others in being imitators of me,* brothers, and observe those who thus conduct themselves according to the model you have in us.m 18For many, as I have often told you and now tell you even in tears, conduct themselves as enemies of the cross of Christ.n 19Their end is destruction. Their God is their stomach; their glory is in their "shame." Their minds are occupied with earthly things.o 20But our citizenship* is in heaven, and from it we also await a savior, the Lord Jesus Christ.p 21He will change our lowly body to conform with his glorified body by the power that enables him also to bring all things into subjection to himself.q
* [3:1] Finally…rejoice: the adverb often signals the close of a letter; cf. Phil 4:8; 2 Cor 13:11. While the verb could also be translated "good-bye" or "farewell," although it is never so used in Greek epistolography, the theme of joy has been frequent in the letter (Phil 1:18; 2:2, 18); note also Phil 4:4 and the addition of "always" there as evidence for the meaning "rejoice." To write the same things may refer to what Paul has previously taught in Philippi or to what he has just written or to what follows.
* [3:2–21] An abrupt change in content and tone, either because Paul at this point responds to disturbing news he has just heard about a threat to the faith of the Philippians in the form of false teachers, or because part of another Pauline letter was inserted here; see Introduction. The chapter describes these teachers in strong terms as dogs. The persons meant are evidently different from the rival preachers of Phil 1:14–18 and the opponents of Phil 1:28. Since Phil 3:2–4 emphasize Jewish terms like circumcision (Phil 3:2–3, 5), some relate them to the "Judaizers" of the Letter to the Galatians. Other phrases make them appear more like the false teachers of 2 Cor 11:12–15, the evil-workers. The latter part of the chapter depicts the many who are enemies of Christ's cross in terms that may sound more Gentile or even "gnostic" than Jewish (Phil 3:18–19). Accordingly, some see two groups of false teachers in Phil 3, others one group characterized by a claim of having attained "perfect maturity" (Phil 3:12–15).
* [3:2–11] Paul sets forth the Christian claim, especially using personal, autobiographical terms that are appropriate to the situation. He presents his own experience in coming to know Christ Jesus in terms of righteousness or justification (cf. Rom 1:16–17; 3:21–5:11; Gal 2:5–11), contrasting the righteousness from God through faith and that of one's own based on the law as two exclusive ways of pleasing God.
* [3:2] Beware of the mutilation: literally, "incision," an ironic wordplay on "circumcision"; cf. Gal 5:12. There may be an association with the self-inflicted mutilations of the prophets of Baal (1 Kgs 18:28) and of devotees of Cybele who slashed themselves in religious frenzy.
* [3:3] We are the circumcision: the true people of God, seed and offspring of Abraham (Gal 3:7, 29; 6:15). Spirit of God: some manuscripts read "worship God by the Spirit."
* [3:5] Circumcised on the eighth day: as the law required (Gn 17:12; Lv 12:3).
* [3:7] Loss: his knowledge of Christ led Paul to reassess the ways of truly pleasing and serving God. His reevaluation indicates the profound and lasting effect of his experience of the meaning of Christ on the way to Damascus some twenty years before (Gal 1:15–16; Acts 9:1–22).
* [3:12–16] To be taken possession of by Christ does not mean that one has already arrived at perfect spiritual maturity. Paul and the Philippians instead press on, trusting in God.
* [3:12] Attained perfect maturity: possibly an echo of the concept in the mystery religions of being an initiate, admitted to divine secrets.
* [3:16] Some manuscripts add, probably to explain Paul's cryptic phrase, "thinking alike."
* [3:17–21] Paul and those who live a life centered in Christ, envisaging both his suffering and resurrection, provide a model that is the opposite of opponents who reject Christ's cross (cf. 1 Cor 1:23).
* [3:17] Being imitators of me: not arrogance, but humble simplicity, since all his converts know that Paul is wholly dedicated to imitating Christ (1 Cor 11:1; cf. also Phil 4:9; 1 Thes 1:6; 2 Thes 3:7, 9; 1 Cor 4:6).
* [3:20] Citizenship: Christians constitute a colony of heaven, as Philippi was a colonia of Rome (Acts 16:12). The hope Paul expresses involves the final coming of Christ, not a status already attained, such as the opponents claim.
b. [3:2] Ps 22:17, 21; Rev 22:15 / 2 Cor 11:13 / Gal 5:6, 12.
c. [3:3] Rom 2:28–29; Col 2:11.
d. [3:4] 2 Cor 11:18, 21–23.
e. [3:5] Lk 1:59; 2:21 / Acts 22:3; 23:6; 26:5.
f. [3:6] Acts 8:3; 22:4; 26:9–11.
g. [3:7] Mt 13:44, 46; Lk 14:33.
i. [3:10] Rom 6:3–5; 8:17; Gal 6:17.
j. [3:11] Jn 11:23–26; Acts 4:2; Rev 20:5–6.
l. [3:14] 1 Cor 9:24–25; 2 Tm 4:7.
m. [3:17] 1 Cor 4:16; 11:1; 1 Thes 1:7; 1 Pt 5:3.
n. [3:18] 1 Cor 1:17, 23; Gal 6:12.
p. [3:20] Eph 2:6, 19; Col 3:1–3; Heb 12:22.
q. [3:21] Rom 8:23, 29; 1 Cor 15:42–57; 2 Cor 3:18; 5:1–5 / 1 Cor 15:27–28.
VI. Instructions for the Community*
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Become a Member
Be a part of the movement. ASID is a community – designers, industry representatives, educators, students – who believe design impacts lives. Membership in ASID, the design industry's most prestigious society, offers more than professional credibility. It connects you to a network of peers, thought leaders, and luminaries.
Engage in educational and leadership opportunities spanning every design specialty and discipline. Grow in your career and understand the latest trends and innovations. ASID membership offers the support you need to reach your full potential as a designer.


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Let PPIS Take Care of Your Commercial Vehicle Insurance
Many states require individuals to purchase vehicle insurance to protect their cars. It's no surprise that car insurance is mandated for good reason- if you get into an accident, you and the other driver involved will be thankful you have coverage. If you are a business owner whose company owns a fleet of vehicles, the same auto insurance needs still apply.
Even if your employees use company cars for both business and personal use, it would be good to look into purchasing a commercial vehicle policy for your business. If the business is the owner of the vehicle, make sure the name of the business appears on the policy as the "principal insured" rather than your name.
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Use Teddy Bear Templates to lay out your classroom art projects.
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As most of the headlines we're seeing say: "Aww, man!"
A newspaper in Iran says the authorities there have banned dolls of characters from The Simpsons because they supposedly promote Western culture.
So that means Homer, Marge, Lisa, Maggie and, of course, Bart, join Barbie on the list of toys deemed to be too hot for Iranian children to handle.
As Tom Ricks says on The Best Defense blog he does for Foreign Policy magazine, Homer "probably doesn't care because they don't sell Duff beer" in Iran.
We suspect Lisa, judging from her ongoing war about Malibu Stacy, would be outraged to hear that she's been compared in any way to Barbie.
Bart, though, might say "cowabunga dude! Maybe I can hang out with her!"
By the way, Iranian authorities apparently say that Spiderman and Superman are OK. "They help oppressed people and they have a positive stance," Mohammad Hossein Farjoo, secretary of policymaking at the Institute for the Intellectual Development of Children and Young Adults, told Shargh.
Copyright 2020 NPR. To see more, visit https://www.npr.org.


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Emily Edwards
01202 238810
With over 700 theatre schools and more than 40,000 students worldwide, Stagecoach is the UK's largest network of part time performing arts schools for children. Since our inception in 1988, our drama classes, dance classes and singing classes have helped to build the confidence of many thousands of children, as well as providing a springboard for some of the country's leading young performers.» Contact Us
Every student participates in all three performing arts disciplines - drama classes, dance classes and singing classes - helping to develop confidence, physical awareness, communication and articulation - as well as being educational and lots of fun!
When you complete this form you are giving Stagecoach Bournemouth permission to contact you by email, telephone and (where applicable) mail. Privacy Policy »
Early Stages classes run alongside the main Stagecoach schools, for children aged 4-6 years. The Early Stages class is split up into three 30 minute sessions, lasting 90 minutes in total. The class sizes are kept small to enable every child to get the most from the skills learned.
Singing classes - Children learn to identify where and how sound is formed in their bodies through the singing lessons. They discover the importance of timing and rhythm, improving diction, while learning lyrics to popular and fun songs.
Dance classes - In the kids dance classes, motor skills are refined along with balance and coordination. Simple dance moves allow the children to express themselves freely while working in group.
Drama classes - Building on the exciting imaginations of young children, the drama classes are full of ideas to take children on the wildest of journeys. Social skills are also learned and young kids gain the tools to enable them to share and be giving. As they grow and develop, children find it easier to express themselves physically and emotionally.
A deposit of £25 will secure your child's place in the class and will allow them to try Stagecoach for the first two weeks. Should you decide to stay for the rest of the term this £25 deposit will be taken out of the fees and the remaining balance to pay will be £155. This can be paid in instalments.
Our Main Schools, which are suitable for kids aged 6-18 years, run every week during term time at the weekends and evenings. Split into groups of similar age ranges each group rotate, where they participate in an hour of drama classes, an hour of dance classes and an hour of singing classes. Groups are trained by experienced teachers, who are professional choreographers, performers, directors or musicians.
Students should be prepared for registration, timetables, uniform, regular attendance and occasional homework - lyrics, text, etc.
In addition you will find...
A deposit of £50 will secure your child's place in the class and will allow them to try Stagecoach for the first two weeks. Should you decide to stay for the rest of the term this £50 deposit will be taken out of the fees and the remaining balance to pay will be £310. This can be paid in instalments.
All our teachers are DBS (formerly CRB) checked so children and teenagers can work in a safe and protected environment. Fees work out at approx £9 per hour, which offers outstanding value for money for quality performing arts training, small class sizes, exams, medals, performances, magazine subscription and the many other extras that are offered by Stagecoach.» Contact Us
YMCAJameson RoadWintonBournemouthDorsetBH9 2QD
Early Stages classes run alongside the main Stagecoach schools, where young people learn skills in each of the three Musical Theatre disciplines of singing, dancing & drama, so it is an easy step when it is time to transfer to the next stage.
YMCAJameson Road, Winton, Bournemouth, Dorset, BH9 2QD
Stagecoach Main Schools are for young people aged between six and eighteen years, although entry to the schools usually stops at age 16. The school operates for three hours each week during term-time, either after school or at weekends.
Further Stages is a separate class specifically for older students aged 15+ years, who have previous performance experience or been attending a main Stagecoach school.
Do you know a budding performer who loves to act, dance and sing? Or perhaps a child who could do with a confidence boost? Our two week trial allows children (aged 4 to 6 and 6 to 18) to experience our fun-tastic Drama, Dance and Singing classes first-hand, before committing to the whole term. To book your place or to learn more, fill out the contact form and the Principal will be in touch with further information.
We look forward to welcoming you to our school.
It is a strict policy of the school to employ only experienced teaching staff, many of whom are professionals in their own right. All staff members are screened through the Disclosure and Barring Service (formerly CRB) for their suitability to work with children. Stagecoach is also dedicated to developing its staff through one day workshops and in-service teaching courses.
Stagecoach has led the way in developing measures to secure the safety of students and is often quoted as an example of Best Practice by specialists in the child protection arena. Stagecoach retains the services of Steve Lowe, a leading child protection expert, who advises and implements the company's child protection protocols.
Since a career in the performing arts is best attained through strict self-discipline, Stagecoach teaches its students in a structured environment and encourages disciplined behaviour. Stagecoach reserves the right to dismiss students who are consistently disruptive. Students are also expected to attend regularly and arrive on time for class.
Stagecoach prides itself in giving the best possible tuition and in order to monitor and maintain this high standard, all Stagecoach schools are inspected at least once a year. This is carried out by an independent School Inspection Agency.
Parents are kept in touch with a student's progress by way of an individual written report. Provided once per annum, each teacher and the Principal gives feedback on the development of every child.
Stagecoach does not reward natural talent and ability, believing this to be a given gift, but rather acknowledges effort and perseverance. Medals and awards are presented to students for long attendance, who have attended Stagecoach in excess of three years. Also every school presents one annual award to a student for exceptional progress or achievement.
Whilst it is not Stagecoach policy to conform to a strict syllabus, classwork covers many recognised board requirements and students may be entered for the Performance Arts Awards, Group Musical Theatre examinations and LAMDA Speech and Acting examinations.
The Stagecoach uniform is compulsory and a stock of inexpensive clothing, bearing the school's logo, is available for purchase. Jazz shoes are also compulsory and can be purchased directly from the school.
Contact Stagecoach Performing Arts Bournemouth on: 01202 238810 | Privacy Policy
ActDanceSing.co.uk is a directory which advertises the services of local acting dancing and singing schools for children and young adults. It acts on behalf of the companies using its services but is not controlled or owned by any of these entities.