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Watch a special message from Dr. Jeremiah!
Personal Planner
Important Life Decisions
"How can I plan?" asked Mary. "We just sold our home and bought a retirement condo. Our older child just moved across the country and our younger child will be getting married later this year. With so much change, how can we make plans?"
Life Changes Quickly
In each of our lives, change comes very quickly. You are going to face new circumstances every year.
Yet planning exists to prepare for life-and to give your family members better lives. It is essential to create goals that help your family live better in the midst of new circumstances.
Planning for the future is a key part of a successful life. Even if you or your family are going through major changes, there are several basic steps that will help you succeed in your plans.
Set Goals
Step one for a successful life is to have goals. It has been said, "If you don't know where you're going, you're not likely to get there." This is very true about goals for your family and for your estate.
Often, single persons or couples meet with a professional advisor and have not considered setting specific goals. Your advisor in this circumstance will try to be helpful and suggest "typical" goals.
However, think about goal setting as though you are purchasing a birthday gift for a family member in a clothing store. You might look at many different shirts or pants for that person. A clothing store might have 20, 30, or even 50 different sizes. One size does not fit all in the area of clothing, and it also doesn't work for your family and estate plan.
How do you find the "right size?" That shirt or pair of slacks for a family member must fit properly. In your planning for family, it's important to decide the right time and amounts for an inheritance to be most beneficial for your children, nephews and nieces. Your other goals may include the age for heirs to receive property and reducing costs and death taxes.
What Do You Own?
Can you write down a list of all the property you own? A single person will often own items outright, although there may be a mortgage or other debt obligation against real property. However, married couples have at least three different types of potential ownership. Property could be owned individually by spouses or owned jointly. In some states, the property could be held in a type of joint ownership called community property.
Understanding your property starts with listing all of your assets including your savings accounts, certificates of deposit, home, IRA, 401(k) and personal assets.
Children, Nephews and Nieces
Your plan to benefit family through your estate will vary greatly, depending upon the ages and circumstances of your children and their needs. For parents with minor children, a key decision is to select a guardian. Minor children also need to have property held in trust, so there is appropriate investment and expenditure of those funds. For adult children, it's important to think through the right time, right amount and right type of inheritance. Many families find that a trust that pays income for a number of years to adult children is also a very helpful method to provide added security for them.
Wills and Trusts
Do you have a will? Is it current? You should review your will periodically and discuss your plan with your attorney. If you have a substantial estate, a will with a trust may be appropriate. Because a will does not provide for your care in a medical emergency, you will want your estate plan to include a will, durable power of attorney for healthcare and a living will to handle end-of-life issues.
Planning for Probate
How can you avoid probate? Generally, most individuals can avoid probate for a large portion of their assets.
The probate process is important because when a person passes away, his or her property must first be used to pay bills, expenses and debts. An executor or personal representative is appointed to gather an inventory of all assets, conserve assets for all beneficiaries and carry out the decedent's intentions as written in his or her will.
The probate process specifically applies to assets transferred under your will. However, many types of assets are transferred through other means. Trusts, IRAs and insurance are subject to the terms of the agreement or beneficiary designation. Property held in joint tenancy with the right of survivorship is transferred to the survivor whose name is on the title.
Pay-on-death and other types of accounts can also avoid probate. However, all parts of your entire plan need to work together. When a plan has not been carefully developed to meet your goals, there may be an expensive and heart-rending fight over property by your heirs.
A good plan will give one of the best possible gifts to your family-the gift of peace.


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Western Art Prints Art Prints "Approaching storm"
- Visual Artists depicting the 18th−19th century western American Frontier and American Old West, and the 20th−21st century Western United States, in various art print styles.
- Artworks of this American Western Genre period and region are also referred to as "Western Art".
The Western is a genre of various arts which tell stories set primarily in the later half of the 19th century in the American Old West, often centering on the life of a nomadic cowboy or gunfighter armed with a revolver and a rifle who rides a horse.
Cowboys and gunslingers typically wear Stetson hats, bandannas, spurs, cowboy boots and buckskins. Other characters include Native Americans, bandits, lawmen, bounty hunters, outlaws, soldiers (especially mounted cavalry), settlers and townsfolk.

subset: commoncrawl


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Joe Weider, Fitness Mentor to Schwarzenegger, Dies
Robert Galbraith/Reuters
By THE ASSOCIATED PRESS
Published: March 23, 2013 at 6:19 PM ET
Connect With Us on Twitter
Follow@NYTNational for breaking news and headlines.
Weider's publicist, Charlotte Parker, told The Associated Press that the bodybuilder, publisher and promoter died of heart failure at his home in Los Angeles' San Fernando Valley.
"I knew about Joe Weider long before I met him," Schwarzenegger, who tweeted the news of his old friend's death, said in a lengthy statement posted on his website. "He was the godfather of fitness who told all of us to be somebody with a body. He taught us that through hard work and training we could all be champions."
A bodybuilder with an impressive physique himself, Weider became better known in later years as a behind-the-scenes guru to the sport.
He popularized bodybuilding and spread the message of health and fitness worldwide with such publications as Muscle & Fitness, Flex and Shape. Schwarzenegger himself is the executive editor of Muscle & Fitness and Flex.
He created one of bodybuilding's pre-eminent events, the Mr. Olympia competition, in 1965, adding to it the Ms. Olympia contest in 1980, the Fitness Olympia in 1995 and the Figure Olympia in 2003.
He also relentlessly promoted Schwarzenegger, who won the Mr. Olympia title a then-record seven times, including in 1980 and every year from 1970 through 1975.
"Every sport needs a hero, and I knew that Arnold was the right man," he said.
Weider brought Schwarzenegger to the United States early in his career, where he helped train the future governor of California as well as aided him in getting into business. Schwarzenegger also said Weider helped land him his first movie role, in the forgettable film "Hercules in New York," by passing off the Austrian-born weightlifter to the producers as a German Shakespearean actor.
"Joe didn't just inspire my earliest dreams; he made them come true the day he invited me to move to America to pursue my bodybuilding career," the actor said in his statement. "I will never forget his generosity. One of Joe's greatest qualities is that he wasn't just generous with his money; he freely gave of his time and expertise and became a father figure for me."
Weider also mentored numerous other bodybuilders.
Born in Canada in 1919, Weider recalled growing up in a tough section of Montreal.
Just like the apocryphal tale of the skinny kid who starts working out after a bully kicks sand in his face, Weider said he was indeed a small, skinny teenager picked on by bullies when he came across the magazine Strength.
He had tried to join a local wrestling team, he said, but was turned down by the coach who feared he was so small he'd be hurt.
Inspired by the magazine, he built his own weights from scrap parts found in a railroad yard and pumped them relentlessly.
Word of his efforts got around and he was invited to join a weightlifting club.
"When I saw the gym, saw the guys working out, supporting one another, I was mesmerized," he recalled.
He won his first bodybuilding ranking at age 17, and soon after began to publish his first magazine, Your Physique.
Later he started a mail-order barbell business, and in 1946 he and his younger brother staged the first Mr. Canada contest in at Montreal's Monument National Theater. At the same time, they formed the International Federation of Bodybuilders.
In recent years, Weider donated much of his bodybuilding memorabilia to the University of Texas at Austin, which opened the Joe and Betty Weider Museum of Physical Culture in 2011.
He is survived by his wife.


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The Syndicate Pink Bowling Jersey
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A study shows that not all good fats are the same when it comes to protecting your health.
For decades, the message about fats has been relatively simple — reduce the amount of oils and fats you eat from animal and dairy products (less red meat and cheese) and substitute them with healthier fats from plants or fish (olive oil, omega-3 fatty acids). The difference came down to the specific type of fats that make up these foods — animal and dairy fats tend to be saturated, which means all of the free bonds available in a chain of carbon atoms are bound to hydrogen atoms, while plant fats are unsaturated, meaning some of carbon atoms have double bonds with each other. Saturated fats are more likely to build up within artery walls and form plaques that can trigger heart attacks.
But in the latest study on fats published in the BMJ, researchers found convincing evidence that not all plant fats are created equal and that linoleic acid, or omega-6 fatty acids, may be associated with a higher risk of early death from any cause, as well as increased risk of heart disease and death from heart-related conditions.
The study is actually a reanalysis of data that had not been included in the original publication of results from the Sydney Diet Heart Study, a trial that was conducted from 1966 to 1973. For more than three years, researchers at the time followed 458 men aged 30 to 59 years old who had a history of heart disease; about half were told to replace the saturated fats they consumed from animal and dairy sources with omega-6 linoleic acid, which is commonly found in safflower oil or margarines made from it. The other half were not told to change their diet in any way. When that study was published in 1978, researchers noted an increased risk of early death from any cause among the omega-6 group, but did not break down the data by what caused the deaths.
(MORE: Study: 'Good' Fats Even Better for the Heart Than We Thought)
So Dr. Christopher Ramsden, a clinical investigator at the National Institutes of Health, who was interested in understanding the effects of linoleic acid on heart health, contacted one of the original authors and reviewed data that had not been included in the study. This information involved deaths from heart-related causes, and the new analysis showed that the omega-6 group had a 17% higher risk of dying during the study period from heart disease, compared with 11% among the control group.
The American Heart Association (AHA) currently recommends that people replace 25% to 35% of their daily saturated-fat intake with foods containing unsaturated fats, such as canola and olive oils. The AHA further breaks down the unsaturated-fat advice by suggesting that people devote about 5% to 10% of their daily calories to foods containing linoleic acid. The recommendation is based on a review of the available data.
(MORE: Study: Eating Omega-3s May Help Reduce Alzheimer's Risk)
The latest results, however, raise questions about that advice. Ramsden says the findings provide some refined understanding of unsaturated fats, which come in different chemical forms that may have varying benefits or risks. "I wouldn't necessarily say that the [current advice] is necessarily completely wrong," he says. "What happened is that in the 1960s all polyunsaturated fats were considered the same. They were grouped together under one mechanism of being able to lower blood-cholesterol levels. Then, over the ensuing decades, it became clear as science progressed that there were multiple types of polyunsaturated fats, and these compounds potentially have distinct biochemical and health effects."
There has been some evidence to suggest that omega-6 fatty acids, for example, may trigger inflammation, a condition that is linked to an increased risk of heart problems, while omega-3 fatty acids, found in deepwater fish like salmon, tend to inhibit inflammatory reactions. Ramsden says the results highlight the need to study dietary ingredients in more detail, rather than lumping them together and assuming they have the same effect on the body.
(MORE: Can Olive Oil Help Prevent Stroke?)
Recognizing that need, the AHA says it is considering re-evaluating all its dietary recommendations, and will make the issue of polyunsaturated fats part of this assessment. Reviewing the dietary advice as a whole is important, says Alice Lichtenstein, a spokesperson for the association, since changes in one area could have unexpected, and potentially harmful, effects on other eating habits. When health organizations advised people to lower their intake of saturated fats, for example, many replaced the fats with carbohydrates, which can increase risk of diabetes and lead to higher levels of another type of fat in the blood, triglycerides. "One of the things we learned is that we need to look at the whole picture," says Lichtenstein. "Just looking at one individual component puts undue emphasis on that component, and may lead to unanticipated consequences. We need to look at dietary patterns rather than individual nutrients or individual food components."
Whether the association will change its advice about consuming linoleic acid isn't clear yet, but Ramsden says the results of the latest study "could have important implications" for the way people eat if they want to stay heart-healthy.


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Brush Strokes Energize Trees in Paintings
May 15, 2020 2020-05-15 3:12Brush Strokes Energize Trees in Paintings
Artist Adam S. Doyle (previously) is known for his paintings of birds and other animals that call attention to, rather than mask, his brush strokes. In his latest series, "Night Fall Trees," Doyle shifts his focus to a different living entity. "By putting trees front and center as subjects, instead of relegating them to the background where they usually are, I'm saying these silent sentinels of our planet deserve our full attention and respect," the artist shares with Colossal.
Like his other series, "Night Fall Trees" centers on Doyle's obsession with energy. The swirling tree branches are wound tightly within each other, the tufts of leaves envelop the top branches, and the widespread roots bury themselves into the ground. Inspired by a nighttime glimpse of a well-lit tree last October, Doyle also says this series is about the seasons and the resilience the trees have.
Fall is often associated with colorful foliage, which is best seen during the day. But fall is also a season about transition, heading in for the long nights and bone-chilling cold. Winter is a hard time. Trees get through it, though. These paintings reflect on being ready for what's to come and like the trees knowing we'll get through it. There will be blossoming once again in the spring.
Doyle tells Colossal his creative plans include writing fiction and nonfiction. You can keep up with the artist's latest energized paintings on Facebook. He even has another site for his children's projects.
Source: thisiscolossal.com
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Disease detectives have traced the continuing outbreak of hepatitis A that has so far sickened 136 people in the U.S. to a shipment of pomegranate seeds from the Anatolian region of Turkey.
As a result, the Food and Drug Administration has orderedany new shipments from the company that shipped the suspect fruit, Goknur Foodstuffs Import Export Trading, to be seized at American ports.
That should be enough to end this outbreak. Hepatitis A is commonly spread when food workers don't wash their hands after using the bathroom. But in the current outbreak, there are slight variations in the virus among the people who have fallen ill. That suggests that the pomegranate may have become contaminated with sewage carrying the virus from more than one person.
It's unsettling to think that a few people in Turkey could cause a serious disease outbreak halfway around the world. It makes global food safety seem like a high-stakes version of the 1980s children's game Where in the World Is Carmen Sandiego?
All of the people who have fallen ill bought the organic frozen berry mix at Costco, a company renowned for its food safety efforts. Given that the U.S. gets 50 percent of its fresh fruit, 20 percent of its fresh vegetables and 80 percent of its seafood from other countries, are we doomed to more outbreaks like this?
We called up Michael Taylor, deputy commissioner for foods and veterinary medicine at the FDA, to find out.
"I do think that the hepatitis A outbreak is a wonderful snapshot of the makeup of the global food system and the challenges it presents for food safety," Taylor told The Salt.
"It reflects the diversity of conditions in the scores and scores of countries involved," he says.
The frozen berry mix in this outbreak had been packaged by Townsend Farms Inc., of Fairview, Ore., using berries and pomegranate arils, or seed kernels, from the U.S., Argentina, Chile and Turkey — a mini-United Nations of fruit.
The FDA currently inspects less than 2 percent of food imports, so oversight of imports is left largely to the U.S. processors and distributors. They often hire companies called third-party auditors to inspect foreign producers and processors.
Some of those third-party audits have been conducted well, Taylor says, and "some are not done well."
"In the case of produce," he adds, "it includes paying attention to the microbial quality of the water used in processing."
In one infamous case from 2011, a private auditor gave a cantaloupe-packing facility glowing reviews while it was shipping out melons contaminated with listeria; 30 people died.
Back in 2011, Congress passed the Food Safety Modernization Act, intended to remedy those problems. But the law is only just now on the way to being put in action.
In January, the FDA released proposed regulations for two key aspects of the new food-safety law: science-based standards for fruit and vegetable farms; and requirements for food processors to develop controls to prevent contamination. Other proposed regulations, on accreditation of third-party auditors and a requirement that U.S. importers have a foreign-supplier verification program, are in the works.
"A central feature of FSMA is that we have better ways to make sure those standards are being met," says Taylor. "It doesn't do any good to have regulations on the books if we can't inspect and enforce."
The law gives the FDA more power to oversee third-party auditors, and to do its own inspections overseas. But both of those tasks cost money, and it's not clear if Congress will hand over the kind of cash needed to do it right.
"We have to be realistic," Taylor says. "There's no switch we're going to turn off and have no foodborne illness. But we ought to be conscious of where the hazards are."
Copyright 2021 NPR. To see more, visit https://www.npr.org.


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8731.5 - Building Approvals, Western Australia, Jan 1996
ARCHIVED ISSUE Released at 11:30 AM (CANBERRA TIME) 01/03/1996
Page tools: Print Page Print All | ||
Monthly; ISSN:0727-2278; Number of dwelling units and value of residential buildings approved (houses and other residential) for private sector and public sector; value of alterations and additions to residential buildings and value of non-residential building by class of building (eg. hotels, offices, etc.) approved. Includes some information for selected statistical local areas and the Perth Statistical Division and number of houses approved by material of outer walls. Document Selection These documents will be presented in a new window. |


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Osram Superstar LED GU10 Spot 4.5W 350lm - 940 Cool White | Dimmable - Best Colour Rendering
Manufacturer Name | LSSPR16D5036 4,5W-940 230V GU10 6X1OSRAM | |
The recommended quantity refers to the number of products pre-packaged by the manufacturer. When you buy this quantity, we deliver the products in the original package from the manufacturer.
Full box quantity | 1 |
Our all-in warranty is fully included in the product price and covers both hidden defects and technical defects of the product that occurred before delivery. The warranty period differs per product and ranges from 1 year to a maximum of 5 years.
Any Lamp all-in warranty | 4 Years |
Every bulb or fixture has an energy efficiency class A to G. Energy label A is the most efficient and G the least. LED lighting is the most sustainable lighting technique. Even if a LED bulb is rated E or lower, they still save 70% of energy compared to conventional lighting with the same energy label. Why is it the same label then? To motivate LED brands to get even more durable.
Energy efficiency class | F |
Average Lifetime (h) | 25000 |
The technology indicates the operating base of a light source. The most well-known and energy-efficient example is LED. Other techniques include Halogen, gas discharge, TL (fluorescent) and the light bulb.
Technology | LED |
This filter allows you to refine your search by selecting specific types of light sources. Choose from options such as LED bulbs, LED tubes, or LED spots to find the perfect lighting solution for your needs.
Product Type Category | GU10 LED |
This indicates which wattage of your old/conventional lighting is replaced by this LED product.
Replaces (Watt) | 50 |
Lighting with a voltage of 220-240 Volt can be connected directly to the mains. Lighting with a different mains voltage (12 Volt and 24 Volt) requires an (electronic) transformer.
Voltage (V) | 220-240 |
The wattage indicates how much energy a light source consumes. With LED lighting, the wattage is considerably lower than with conventional lighting. LED lamps with a higher wattage generally also have a higher light intensity (number of lumens).
Wattage | 4.5 |
A beam angle indicates the angle of the light beam coming from a light source. The smaller the radiation angle in degrees (D), the narrower the beam angle.
Beam Angle (degree) | 36 |
When you dim lights, the full power does not have to be used. You therefore save extra on energy costs. Dimmable lamps can also be used to create an extra cosy atmosphere. Keep in mind that you need a LED dimmer to dim LED lights.
Dimmable | Dimmable |
The cap/base of a bulb is the part that connects it to the socket in the fixture. In Ireland, B22 (Bayonet) caps/bases are still the most popular, although E27 (Edison screw) caps/bases are becoming increasingly popular. GU10 is the most common cap/base for spotlights. Check which cap/base you need carefully as many other types are also available.
Cap / Base | GU10 |
Colour temperature (Kelvin) | 4000K - Cool White |
The colour code is a combination of colour rendering (CRI) and light colour (Kelvin). The first number indicates the colour rendering (1 = very poor colour rendering, 9 = maximum colour fastness). The second and third number contains the light colour. Example: the colour code 830 consists of good colour rendering (8) and warm white light (3000K).
Colour Code | 940 Cool White |
Colour rendering is also known as Colour Rendering Index (CRI) and indicates the extent to which a light source reproduces colours, compared to the actual colours in daylight. Products with a good (80-89 Ra) or excellent (90-99 Ra) colour rendering show minimal deviations in the colour spectrum.
Colour Rendering (Ra) | 90-99 |
The number of lumens (lm) is the light output of a light source. The higher the number of lumens, the more light the light source emits. The wattage and the number of lumens are not connected to each other. An LED lamp with a low wattage can have a higher number of lumens than a conventional lamp with a high wattage.
Luminous Flux (Lumen) | 350 |
The Luminous Efficacy (lm/W) indicates how efficiently a light source uses energy. We divide the number of lumens by the wattage. The higher the number, the more efficient a product is in terms of energy consumption. LED lighting has a considerably higher lumen/Watt ratio than conventional lighting.
Lumen per watt | 78 |
The power factor indicates how efficiently a luminaire uses electricity. The rule is: the higher the power factor, the more efficient the power consumption. A product with a high power factor (0.85 - 0.95) is also the safest. This is because the amount of unnecessary power consumption (blind current) is very limited.
Power factor | >0.70 |
Bulb finish | Clear |
It may happen that the length of this product differs from your old lighting fixture. As a result, the product does not fit in your current fixture or in the relevant place.
Length (mm) | 52 |
Diameter (mm) | 50 | |
Shape | Spot | |
Exact shape | PAR16 |
Description Osram Superstar LED GU10 Spot 4.5W 350lm - 940 Cool White | Dimmable - Best Colour Rendering
The Osram Superstar LED GU10 Spot 4.5W 350lm - 940 Cool White | Dimmable - Best Colour Rendering is the perfect replacement for a conventional 50W GU10 halogen bulb that has an 940 Cool White colour code. This LED spotlight bulb has a diameter of 50 mm and its two pins are 10 mm apart. The bulb works with 230V and does not require a transformer. Switching to LED offers many advantages!
The advantages of this Osram GU10 LED bulb:
You can save up to 90% in energy and maintenance costs due to the low energy consumption of 4.5W and the long lifetime of 25000 hours. By comparison, traditional GU10 halogen bulbs only last 2000 hours. LED lighting doesn't produce much heat or emit any UV radiation. Installing the LED spotlight bulb is very simple: turn the old GU10 bulb by 90 degrees and remove it from the socket. Then insert your new LED GU10 bulb into the socket and turn it by 90 degrees in the other direction to secure it in place. This Osram product is high quality and the price starts from as low as (excl. VAT) depending on how many bulbs are purchased. For extra peace of mind, this product is also covered by our Any-lamp.ie all-in-warranty of 4 Years.


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Newer Posts
All About The Real Housewives AKA All About The Truth is a website that updates you with all the latest news on everything Real Housewives & Bravo TV. AllAboutTRH was created in 2011 and is ran by enthusiasts of the entire Real Housewives franchise. This site contains a number of exclusive interviews and all content is original.


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About us
Christian-Jewish Dialogue
This web site, sponsored by the International Council of Christians and Jews, is dedicated to a special relationship. It is not about Christianity or Judaism per se, but about the development of a new understanding between the two communities after a long history of animosity.
In many cities all over the world, Jews and Christians have been talking with each other. Christian-Jewish dialogues have enabled Christians to appreciate anew the Jewishness of Jesus and the Jewish background of the New Testament, as well as to learn about the vitality of Jewish life and thought today. Jews, in turn, have learned about the many varieties of Christian thought and practice, and about the urgent efforts that Christians have been making to purge their faith of every vestige of "the teaching of contempt." Very frequently, participants in such dialogues report that their own faith is strengthened and clarified by the experience.
The Christian-Jewish dialogue, which began in many places all over North America and Europe after World War II, gained momentum in the late sixties and in the seventies. In the early stages of the dialogue, most Jews were primarily interested in discussing the history of antisemitism and the Holocaust. Many Christians, on the other hand, wanted to discuss theological topics and to measure their understanding of Scripture against Jewish interpretations. While this asymmetry in the dialogue can still be felt, there has been a tremendous growth towards mutuality in the eighties and nineties. Both sides are interested in understanding both the faith and the life experiences of the other, and in finding ways that they can work together for peace and justice in the world.
There has been a serious rethinking in Christian theology and teaching about the Jews and Judaism, as shown in a vast body of scholarship. This is reflected in many of the articles and book reviews as well as the numerous statements by official church bodies that are included on this site. On the Jewish side, there has also been a reevaluation of Jewish positions toward Christianity. Changes are taking place, and while there may be pain involved, there is also excitement in a growing vision of God's purpose with both communities.
This web site intends both to document and to foster this ongoing process. It currently has sections in five languages: English, German, Spanish, Portuguese, and Russian, as well as occasional items in other languages. The site is growing constantly as people involved in the dialogue make articles and other resources available.
Some additional information about the history of this web site:


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Leather Dog Leash - Blue
The Lux Pets "Eleganza" Leather Leash is made from 100% Soft Full Grain Leather and hints back to a bygone era of understated luxury in both design and quality. The Leash is fully stitched and customised with polished hardware unique to the Lux Pets Brand.
The Leash is 130cm long (taken from the tip of the clasp to the end of the handle) x 2cm wide.
This Leash is made with natural leather. Clean with leather cleaner to keep the leather soft and supple.
Suitable for Small to Medium Dogs.
- In stock, ready to ship
- Inventory on the way
As we face these uncertain times together, your safety and peace of mind is important to us.
We might experience processing delays due to the Melbourne's stage 4 restrictions. We will do our best to keep you in the loop and to ensure your order gets to you as quickly and safely as possible and we thank you for your patience.
Domestic shipping is experiencing delays as more people are shopping online, which is impacting the Australia Post network. However, they are working hard to minimise delays as much as possible. Please allow a little extra time for delivery.
From our Yarra Valley Boutique:
- the delivery time for Perth and Brisbane may increase by up to five days
- the delivery time for North Queensland may increase by up to seven days
- the delivery times for Tasmania may increase by three days
Shipping Costs
Lux Pets offers free shipping on orders over $99* to most metro cities and major regional centres across Australia (excludes oversized items*). Just use the handy shipping calculator to see if your suburb qualifies for free shipping. If you are not eligible for free shipping, the cost of shipping will be calculated based on the weight of your order. You will be able to see the shipping cost via the shipping calculator before you proceed to payment.
You can choose standard Australia Post delivery or Express Delivery. (Exclusion - Does not Apply to Large or Bulky Items). Express Delivery generally delivers your parcel to you within one business day in CBD areas.
How quick?
Your order will be dispatched within 48 hours.
Delivery can take between 2 and 7 business days, dependent on your shipping destination and choice of Standard or Express Services.
How does my order get to me?
We offer secure shipping via Australia Post or alternative carriers. We provide you with a tracking number to keep track of your order and plenty of emails so you can keep track!
What are your shipping destinations?
We ship our products anywhere in Australia. For international inquiries, please email us using the form below prior to purchase, and we can discuss your requirements.
Please note- Import duties, taxes and charges are not included in the item price or shipping charges. These charges are the buyer's responsibility. Please check with your country's customs office to determine what these additional costs will be.
Delivery times are indicative only and LuxPets will not be liable for any failure to observe these delivery times.
Returns, Exchanges and Store Credits
At Lux Pets, we want to ensure your shopping experience is smooth sailing! If for any reason you are not completely satisfied with your purchase, we are pleased to offer 14 day return, exchange or credit options.
Returns and exchanges
We offer product returns, exchanges or store credits within 14 days of purchase. Items returned after 14 days will not be eligible.
When returning goods for exchange or credit, it is important to call or email us first to discuss your concerns.
All postage costs associated with return goods are the responsibility of the purchaser.
To be entitled to a credit or exchange, the item must be returned to us at Lux Pets in its original condition and with the original packaging and tags. Proof of purchase must be provided.
We recommend that you return the product via Registered post and that you pre pay all postage. You assume any risk of lost, theft or damaged goods during transit and therefore we advise you insure your parcel. Lux Pets will not be responsible for parcels lost or damaged in transit if you choose not to insure.
Once your parcel is received, we will inspect it and determine if it is eligible for return and/or exchange. Based on approval of your claim, Lux Pets will send you a replacement product or provide you with a credit code. Refunds and credits exclude delivery costs, which cannot be refunded.
Refunds will be considered for damaged or defective goods, but not change of mind, or because your pet chooses not to use the product. We do not refund if a item does not fit your pet. We are happy to size exchange ( Each item has sizing on each listing to ensure best fit for your pet)


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There's a growing bit of conventional wisdom that says that if Mitt Romney is elected, the stock market will soar, and if President Obama gets another term, we'll enter a bear market. Romney said as much himself to a group of $50,000-a-plate supporters during his infamous 47% dinner talk. But does historical evidence support this claim? In a word, no.
Sure, there are plenty of investors who believe that the markets would favor a Romney victory. A recent Barclays survey of institutional investors, hedge-fund managers and corporate executives found that most thought that stock markets would rally more, and longer, under a President Romney, though their enthusiasm was muted by worries over a more hawkish Fed (Romney has hinted that he'd like a Fed head that would tighten the money spigots) and protectionism. (Romney may score campaign points by talking tough about China, but no corporate leader wants to risk a trade war, or even a trade skirmish, with the Middle Kingdom, which has been responsible for the bulk of the world's post-financial-crisis growth.)
(MORE: U.S. Economy Adds 171,000 Jobs in October, but Challenges Remain)
But while much of Wall Street is, of course, going to believe in a candidate that is less likely to raise taxes on the rich and get tougher on banks, I'm more interested in the historical data put out by folks like renowned fund manager Ken Fisher, showing that over the past eight decades or so, stocks tend to rally no matter who is elected President, mainly because it alleviates political uncertainty and (at least for a few months) unleashes pent-up animal spirits. Interestingly, the only scenario in which stocks do tend to dip is when a Republican President is replaced by a Democratic one — which, obviously, isn't an option this time around.
(PHOTOS: The Recession in Pictures: America Copes with a Stagnant Economy)
I think it's fair to say that bonds will continue to do better with an Obama victory, because that's likely to indicate a continuation of "business as usual" at the Fed, as HSBC head of FX strategy David Bloom recently put it, meaning that Ben Bernanke and company will keep buying bonds and other low-risk assets to try to push investors into higher-risk assets like stocks. Historically, that's actually pushed up stock-market prices — indeed, anyone who thinks Obama hasn't been good for stocks should consider that equities have been up about 19% a year during his tenure, as the Financial Times' James Mackintosh pointed out in a smart piece (registration required) on Sunday.
But I'm skeptical of the idea that a Romney victory would unleash some sort of new bull market in stocks. After all, he's talking about reducing the money flow that has enabled the rally so far, and also tightening public budgets at a time when companies aren't spending — and consumers can't pick up the slack for the public sector without creating a new credit bubble. As Jim O'Neill, head of Goldman Sachs Asset Management, said recently in a note to investors, "A combination of large fiscal tightening and pressure on the Fed to reduce its monetary friendliness doesn't seem like a great combination for equity markets."
(MORE: Dark Money: The Rise of Outside Spending in 2012)
Indeed, I think that while we'll see a modest rally no matter who's elected, the next few months of market performance will be driven by two things. One, whether or not Congress comes up with a quick resolution to the fiscal cliff (there is an argument to be made that Romney could do that more quickly, though who the heck really knows). And two, even more important, the economic situation in the rest of the world. If you look at what has brought the market down recently, it's been the weaker-than-expected earnings of companies from Dow to 3M to Apple, caused largely by continuing troubles in Europe and slower growth in emerging markets like China, India and Brazil. That's something that has nothing to do with elections — and it's something no President will able to control.


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COVID-19 Health, Safety & Flower Delivery Update
Yes We are Still Delivering Flowers
Despite the uncertainty of COVID-19, we expect to continue to deliver the same level of service and excellence to our customers. We are here to serve you and continue to operate safely and effectively.
At GODWIN'S FLOWERS, we want to assure you that we are taking every precaution possible to ensure the health and safety of our clients, employees, and partners.
We are closely monitoring the situation and adhering to all CDC protocols and guidelines. We regularly sanitize all work stations, shared spaces, delivery vehicles, and products. Although the U.S. Department of Agriculture (USDA) and the U.S. Food and Drug Administration (FDA) have no reports of human illnesses that suggest COVID-19 can be transmitted by packaging, food, or fresh products like flowers. Still, we remain vigilant in working to ensure safety remains our top priority.
Specific steps we have taken to protect our staff and customers:
- Daily disinfecting of all facilities including door knobs, countertops, phones, keypads, keyboards, mice, tools, and equipment
- Disinfecting delivery vehicles at the end of each route
- Elimination of the "hand-deliveries" requirement.
- Drivers will notify recipients of delivery and leave the gift at the door
- Pick-up orders will be delivered curbside
- Business orders will be dropped at the front desk.
- Nursing homes and hospital deliveries will follow the protocol set by the facility.
Call us for more information!
Should a Shelter In Place Order For Our Area Occur:
- We will follow the procedures and guidelines


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Platinum Ray Yoga Leggings
Super soft, stretchy and comfortable yoga leggings. Order these to make sure your next yoga session is the best one ever!
• 82% polyester, 18% spandex
• Material has a four-way stretch, which means fabric stretches and recovers on the cross and lengthwise grains.
• Made with a smooth, comfortable microfiber yarn
• Raised waistband
• Precision-cut and hand-sewn after printing


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Off the northeastern tip of North America on Newfoundland lies a stretch of the coast known as the graveyard of the Atlantic. The rocky shoreline has sunk hundreds of ships. Reporter Emma Jacobs traveled to the red and white lighthouse on the tip of Cape Race that still warns ships away from the coast.
EMMA JACOBS, BYLINE: The day I visited in late fall was the kind of day the Cape Race lighthouse was built for. Twenty-foot swells rolled in towards the point through a thick fog.
MICHAEL WARD: As you can see, it's crashing up on the rocks up here. You can see the spray going up in the air, up here on the point.
JACOBS: Michael Ward has been the head lighthouse-keeper for twelve years, since not long after he was crushed in an accident on a fishing trawler. He spent four months in a hospital bed with cracked ribs and a shattered pelvis. Today, he stays in a little white house that sits on fields of rolling brown scrub, kept short by constant wind.
Cape Race lies just south of the easternmost point in North America. Trans-Atlantic voyagers have gotten their bearings from this spit of land since the 15th century.
WARD: It's somewhere in the vicinity of 360 shipwrecks in this area that are known about. And how many, you know, ships disappeared or whatever and it could have been in this area, but there was no proof.
JACOBS: Ward himself helped rescue a couple off a sailboat that had been driven onto the shoals. After racing to direct a nearby fishing boat to the wreck from his radio, he stood on the rocks above, prepared with life vests. The passengers were saved, but the sailboat sank.
WARD: That can only make you imagine like years ago when they had no sets, VHF to call and say I'm in distress in Cape Race. You know what I mean? It's very, very scary.
JACOBS: Icebergs float down each spring from the Arctic - the kind that sunk the Titanic nearly a hundred years ago. By then, Cape Race had added a wireless station, which received the very first distress call from the failing ship.
Dave Myrick was the last of a family line manning the lighthouse since 1872. And he says his uncle Jim was said to be the one who heard the Titanic's calls. Today, Myrick says the transponders and radar and equipment make boating an altogether different thing that what his family remembers. But, on the shore of Cape Race, on the treacherous Newfoundland coast, Michael Ward says there's still a place for the old fashion lighthouse.
WARD: And you can have whatever new technology you like on boats, but it can't replace the eyes and ears.
JACOBS: For NPR News, I'm Emma Jacobs.
SIMON: This is NPR News. Transcript provided by NPR, Copyright NPR.


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TER collects/delivers to 95% of the UKs industrial areas once or more per week. Input your town (right) to find your standard delivery day. Normal turnaround is a 5 day return, including most subcontract. Many parts of the UK have two or more collections per week if you have a lot of equipment we will adjust the runs so that you can benefit from the two day turnaround options.
TER collects/delivers to companies within 30 miles at least twice per week offering 2 day turnaround.
TER vehicles are equipped to carry scientific instruments without any forms of packaging, our experienced drivers ensure that your tools are returned promptly and in perfect condition.
Equipment is not left in the van overnight, which means it is less likely to suffer condensation damage or worse theft.
TER has 5 million pounds insurance from collection through to delivery. While we take every care, you can rest assured that you equipment is both well looked after and well insured. TER Has unlimited insurance cover for third party injury liability, which means our vans are welcome on the UK's most risk averse sites.
While some companies claim they are multi-sited TER says "we used to have 4 sites now we have improved to 1 site". The issue with many sites is that your equipment will be collected by a van, taken to a depot, booked in, booked out, taken to the site that specialises in that work, booked in, worked on, booked out, taken back to the original site, booked in booked out, and taken back to the customer. This does not happen in 5 days. We now collect, work, deliver done.
ISLE OF SCALPAY of Isle of Scalpay
Choose the starting letter for your town for town


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Use This Strategy To Acquire More Customers For Your Business In Willington
Implementing the right marketing strategy is needed for your business. One of such strategies is to make effective use of leaflets and flyers distribution as it is a profitable and proven method of reaching a large number of potential clients.
Although it might seem easy, distributing leaflets takes more than just handing out leaflets. The ability to appeal to clients requires solid planning. Leaflets must be handed out to the right audience in a way that is both considerate and competent. You need to utilize creative ways of distributing your flyers to households in a way that makes them to be receptive.
ASA Distribution is a renowned leaflet distribution company that provides the best door to door leaflet distribution campaign. Here are some tips to build up the potency of your leaflets as we distribute them all over Willington.
Identifying the right target audience will help in the design and efficient distribution of leaflets because, in the same manner people differ from one another, so will the leaflets that appeal them. Different groups of people have varying interests and happen to cluster in different areas. If your message and techniques are refined, you will be able to capture your target audience.
Use engaging images and prominent logo with a headline that is coherent enough. It is proven that the use of bright and high-contrast colors will help you stand out more. Ensure that you use a headline that is written in bold and large print. Throwing in some memorable phrases which will help people keep your leaflet in mind after they read it.
At ASA Distribution, we specialize in giving the best advice on leaflets and flyers to our clients to ensure that they get the best out of their leaflet distribution campaign. For businesses that are undertaking their first door-to-door leaflet distribution campaign in Willington, we highly recommend that you start with a minimum of 10,000 leaflets, this will position your business in a favorable situation to attract more attention from potential customers.
Simply give us a call and we will be delighted to get our team out there to give you the best leaflet distribution service that will yield the best results. For leaflet distribution in Willington please contact us today on [email protected] for a quotation.


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Accounting or accountancy is the measurement, processing, and communication of financial information about economic.
If you're an educational professional who are looking to progress into management and consultancy, or an educational planning or development role, this is the best degree for you.
Accounting can be divided into several fields including financial accounting, management accounting, external auditing, tax accounting and cost accounting. Accounting information systems are designed to support accounting functions and related activities. Financial accounting focuses on the reporting of an organization's financial information, including the preparation of financial statements, to the external users of the information, such as investors.
Basic Midwifery
General Hospital Awgu.
Awgu, Nigeria
Enugu State.
Mon – Fri 9:00A.M. – 5:00P.M.
Join Special Event
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start in 16 August 2020
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text: Specializing in vintage costume jewelry as well as a wide variety of other collectibles. I live in beautiful Denison, Texas, birthplace of the late President Dwight D. Eisenhower. About a year ago, I made a cross country move back to North Carolina to be near my "best jewels", my grandchildren. In all the stress and confusion involved, the need to update this was forgotten! So, I now live near Fayetteville/Ft. Bragg. The type of items I offer are the same eclectic mix of vintage costume jewelry, accessories, vanity items, small collectibles and much more. So, come on in and rummage through my "Treasure Box", you just might find that special item you just can't live without!


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Próximo: Índice de conceitos, Anterior: Agradecimentos, Acima: GNU Guix [Conteúdo][Índice]
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Próximo: Índice de conceitos, Anterior: Agradecimentos, Acima: GNU Guix [Conteúdo][Índice]


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Need help?
We value you as a customer and we truly appreciate that you chose Live Satoshinet. In order to provide you with the best assistance, please contact us through any of the choices below. We are available 24 hours a day, 7 days a week. Find answers to the most common questions by visiting our FAQ page.
Please note that the Support Department may only offer assistance in English.
Contact Online Support
CloseFor questions in English you may expect an answer within a few hours. In other available languages the response time is 24 to 48 hours.


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Fitness Hooded Tank Tops
Regular price
Sale price
Shipping calculated at checkout.
Size Chart
Material: 95% Cotton, 5% Polyester
This data was obtained from manually measuring the product, it may be off by 1-2 CM.
This is US true size chart.
Processing Time: Normally 2-3 Business Days
Shipping Time
- Expedited Shipping: Normally 3-5 business days to all the world;
- Standard Shipping: Normally 5-7 business days;
- Super Savings: Normally 7-10 business days;
Receiving Time = Processing Time + Shipping Time
Processing Time: The estimated time it takes to process your order.
Shipping Time: The estimated time it takes to deliver your order, when you choose expedited shipping method.
Return Policy
If you are not 100% satisfied with the items you received, we can easily arrange an exchange or a refund for you within 30 calendar days of receipt.
- Items must be unused, undamaged and with original tags and packaging.


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Scripture: John 1:39-41
The Lament: Santiago by David Whyte
If you missed this week's Talk, here are a couple quick ideas for you to Take It Further.
> Before listening to the MP3, look up the Biblical text for the day. Don't worry if you don't have a Bible. Feel free to visit bible.com/bible for easy access to an online Bible with study notes.
> What strikes you about this text? Are you surprised by anything? Are you puzzled by anything? Write down some general observations.
> If you were to summarize the Big Idea of this text in one sentence, how would you do it?
> Before listening to the Talk, read any supplemental texts associated with this week, and/or listen to any of the recommended music—these will help set the tone for the Talk.
> Finally, we suggest praying a simple prayer, either out loud or silently, asking God to help you hear clearly what he wants to communicate to you. Prayer is simply talking to the God who is there.
Here is a suggested prayer: "Holy God: Father, Son, and Spirit. In these few moments, remove the distractions and noise from my life. Help me to listen clearly, and help me to understand what this message tells me about you, about me, and about the world around me. I want to know you more. In Jesus' name, Amen."
We'd love to hear from you. Please share with us below your thoughts and insight. We would love to see Take it Further be a place where as a community we dialog, and together we all take the conversation further.
*Note: If you wish, you can look up this and other Bible passages online at youversion.com
Copyright © 2018 Warehouse 242


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new recap article:
Filmed on a camera phone at 10.35pm on August 3 near Dunboyne was also played and replayed to over 70 delegates who attended the fifth Irish International UFO conference in Carrick-on-Shannon.
The triangular shaped image, with lights at each point, which appeared to send a red laser-type light towards earth, drew gasps of amazement from the 70 or so delegates who attended the world premiere of the footage.
A senior garda officer who was driving when he noticed the unusual light formation in the sky stopped to film it.
"There is no footage like this in the world. It is the most amazing and spectacular I have ever seen," said Carl Nally, co-founder of UFO and Paranormal Research Ireland and joint author of 'Conspiracy of Silence'.
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At VCA South Shore Animal Hospital we provide veterinary services for every stage in your pet's life, from first shots and examination through a lifetime of preventive and healing care. The goal is to do all that we can to help ensure a long, healthy and happy life for your pet.
Please keep in mind that our knowledge and experience aren't limited by the walls of our hospital. As a member of the VCA family, our veterinarians are able to access extensive and varied medical resources, including the VCA Knowledge Base, which connects our doctors to the collective knowledge, experience and wisdom of more than 4,000 VCA veterinarians and veterinary specialists nationwide.
In addition, should the need for advanced veterinary care ever arrive, VCA Specialty Hospitals stand ready to help. These clinics provide state-of-the-art care in such specialties as orthopedic surgery, physical therapy, advanced oncology and even such cutting-edge treatments as stem cell therapy.
We at VCA are proud to be at the forefront of the evolution in veterinary medical care, and privileged to be able to offer the very latest in care to your beloved animal companions.
In addition to our digital x-rays and in house laboratory we also are able to preform in house ultrasounds to help diagnosis your pets conditions.


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Amputation – the removal of a limb – is generally reserved as a surgical last resort, when saving a life takes precedent over saving the limb. Amputation may also be prescribed when recovery is unlikely due to damage.
Amputation can result from accident, injury or disease. For the best outcome and prognosis, the amputee needs specialized help in adapting and returning to a normal life.
Our hospital offers pre-and-post prosthetic rehabilitation tailored to the individual needs of the patient. Recovery may include all or a combination of the following:
By demonstrating compliance with The Joint Commission's national standards for healthcare quality and safety, our hospital is accredited by The Joint Commission.
Read More »
Join us for a virtual tour of our hospital where you will see our patient rooms, exercise facilities, and more. You can also set up a personal tour by calling our hospital.
Learn more »
You don't want to say you enjoy a hospital stay because certainly you don't enjoy it, but I knew he was well cared for.
Other patient testimonials »


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For more than 20 years Earth Networks has operated the world's largest and most comprehensive weather observation, lightning detection, and climate networks.
We are now leveraging our big data smarts to deliver on the promise of IoT. By integrating our hyper-local weather data with Smart Home connected devices we are delievering predictive energy efficiency insight to homeowners and Utility companies.


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Frequently Asked Questions
Can I register more than one attendee at a time?
Certainly. Increase the quantity next to the seminar you intend to the number of people you would like to attend.
Where do I add attendee names?
During the checkout process, fields are provided to enter all attendee names.
What are my payment options?
We accept VISA, Master Card, American Express, purchase orders, or invoice.
Is your shopping cart secure?
You can shop confidently. We use industry standard encryption and security measures to ensure your data is safe with us.
What is the order cancellation policy?
Substitute registrants are welcome and may be named at any time. If you cancel six or more business days prior to the seminar, you will receive a full refund, less a $20.00 service charge per attendee ($30.00 for Canadian registrations). If you cancel within five business days, you are not entitled to a cash refund. However, as a courtesy, we will allow you to apply your payment toward a future seminar within one year from the date you cancel. Your payment is transferable. Please note that if you do not attend and you do not contact us to cancel as described above, you are responsible for the entire payment.