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lock Warranty Information keyboard_arrow_down
Moog fulfills their warranty through their individual dealers. That means that in order to receive warranty support, you will have to refer back to the original dealer you purchased the part from. Be sure to check the dealer's warranty support before you buy the part to make sure that they will properly support the warranty. If a dealer will only refer you back to the manufacturer in order to receive warranty support, then you may not actually have any warranty at all.
Moog Premium Steering Components carry a Limited Lifetime Warranty. Moog R-Series Control Arms, Hub Assemblies, and Strut Assemblies carry a 3 Year Warranty.
Moog warranties their parts to be free of defects in materials and/or workmanship during these timeframes as measured from the date of purchase.
If a Moog part should fail due to materials or manufacturing defect while under warranty, we will provide a replacement of the part upon return of the defective part.
Wearable RUBBER parts are not covered under warranty (Dust boots, bushings, bump stops, etc.)
moog-ev800043 | Inner Tie Rod End | Volvo V70 2004-2007
Moog Tie Rods
Connecting the Driver to the Vehicle
Tie rods are a crucial part of your steering system. When you turn your steering wheel the motion travels through the steering rack, through the tie rods, and finally through your steering arm or spindle. Without tie rods, you wouldn't be able to turn your car. This part is also incredibly important to your vehicle's alignment. If you replace your tie rods, make sure to get an alignment done immediately afterward.
Designed for Strength, Durability, and Longevity
Moog tie rods feature several differences from the OE. One of the more obvious differences is the overall design itself. Whereas many OE tie rods are two-piece assemblies, Moog's tie rods are forged one-piece units. This one-piece design reduces the chance of early wear, increasing the durability of the part as a whole. To protect your tie rod, Moog uses a neoprene-sealed rubber dust boot. This dust boot is resistant to both extreme temperatures and abrasion. The design for this rubber boot includes a small valve to allow for the flushing of old grease and contaminants. In addition to all these other features, Moog crafts their tie rod end using hardened full-ball metal studs. These hardened studs can stand up to much more than the OE, making the tie rod that much more dependable.


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WinRAR 3.90 Beta 3
WinRAR is an archiving utility that completely supports RAR and ZIP archives and is able to unpack CAB, ARJ, LZH,
TAR, GZ, ACE, UUE, BZ2, JAR, ISO, 7Z, Z archives. It consistently makes smaller archives than the competition, saving disk space and transmission costs.
WinRAR offers a graphic interactive interface utilizing mouse and menus as well as the command
line interface. WinRAR is easier to use than many other archivers with the inclusion of a special "Wizard" mode which allows instant access to the basic archiving functions t
hrough a simple question and answer procedure.
WinRAR offers you the benefit of industry strength archive encryption using AES (Advanced Encryption Standard) with a key of 128 bits. It supports files and archives up to 8,589 billion gigabytes in size. It also offers the ability to create selfextracting and multivolume archives. With recovery record and recovery volumes, you can reconstruct even physically damaged archives.
winrar is
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subset: commoncrawl


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Flexi Resin Key Ring - House
- We endeavour to minimise production lead times for all processes, however during periods of high demand, these may be extended.
- Please contact your account manager if you require an earlier despatch date than the current standard lead time and we will do our best to accommodate where possible.
- The standard lead times are applied to orders approved prior to 5:30 pm (NZT). For orders approved after this time please allow +1 working day.
- Orders for large quantities (5th and 6th column) may also require additional production time, please discuss any urgent orders for these quantities with your account manager.
Process | Standard Lead Time (working days) |
Custom Packaging - Digital Print | 3 days |
Debossing | 3 days |
Digital Label | 3 days add 1 day for assembly items |
Digital/ColourFlex Transfer | 10 days |
Digital/Colourflex Transfer - Headwear | 5 days |
Digital/Colourflex Transfer - Umbrellas | 5 days |
Direct Digital | 3 days |
Direct Digital - Notebooks | 4 days |
Direct Digital - Pens | 4 days |
Embroidery (up to 10k stitches) | 13 days |
Laser Engraving | 3 days |
Laser Engraving - Drinkware | 4 days |
Laser Engraving - Pens | 3 days |
Multi-Process | The process with the longest lead time +1 day |
Pad Print | 5 days |
Pad Print - Multi Colour | 5 days |
Pad Print - Multi Colour - Pens | 4 days |
Pad Print- Pens | 4 days |
Resin Label | 4 days add 1 day for assembly items |
Rotary Digital | 8 days |
Screen Print - Bags/Textiles | 4 days |
Screen Print - Bottles | 3 days |
Screen Print - Flat Bed | 3 days |
Screen Print - Mugs/Cups | 3 days + 1 for assembly |
Screen Print - Notebooks | 4 days |
Screen Print - Pens | 6 days |
Screen Print - Umbrellas | 4 days |
Silicone Debossing | 4 days + 1 for assembly items |
Silicone Digital Print | 4 days + 1 day for assembly items |
Sublimation - Flat | 3 days + 1 day for assembly items |
Sublimation - Mugs | 3 days |
Sublimation - Umbrellas | 5 days |
x Melbourne Production | 6 days |
We will send you a digital artwork proof before printing commences. Check the proof carefully and if the correct sign or electronically approve it and return the signed or electronically approved proof to us. If in our opinion the print colours or artwork are not appropriate for the product ordered or will only give average results we will make a recommendation on the proof. We do not accept claims arising from issues we have drawn attention to in our recommendations. No printing will proceed without a signed proof. We take no liability for errors or omissions once a proof is signed so please check proofs carefully.
Sending Orders and Artwork
Email your order with the artwork attached to firstname.lastname@example.com, ensure the job name and order number or invoice(Quote) number are in the subject or invoice(Quote). Always remember to send your artwork in one of our useable formats. More information is available in the Artwork Information section below. It is your responsibility to ensure you have approval from the owner of the artwork to use it.
Required Artwork Format - Vector
A vector graphic is an ideal format to supply artwork as the majority of decorating processes including pad printing, screen printing and laser engraving can only use vector artwork. Vector artwork can also be easily converted into raster artwork if required. Artwork in this format is saved as mathematical equations and can easily be edited and resized without compromising the image quality.
Vector artwork can be supplied in the following file types:
EPS – Encapsulated PostScript
CDR – Corel Draw
AI – Adobe Illustrator
PDF – Portable Document Format (ensure artwork is converted to curves / paths to avoid font conflicts) - Important note: Please note that saving as PDF or above format from Bitmap is not a vector artwork. The PDF should be saved from the original vector.
Please refer to the table below for comparison.
What are vector and bitmap images, and how are they different?
What if you don't have any of these formats above?
- We recommend that you contact the person who created your logo or artwork. Normally, the designer can supply it in a vector format if they create your logo with one of the programs above.
- If you don't have any of these formats above and don't have a designer, we can redraw your logo for $35+gst per logo. Please note that if the artwork is too complicated, it may incur an extra cost.
For the full information, please click the link below.
What are vector and bitmap images, and how are they different?
Artwork Ownership
All artwork, film, plates and screens created by Bizpromo in the production of an order remain the property of Bizpromo Ltd.
Product Colours
The product colours illustrated in our catalogue and website are matched as closely as the printing process will allow. Actual product colours may vary and they can also vary from shipment to shipment and this is beyond our control. Always ask to see a sample to verify the product colour is suitable for your requirements as we do not accept returns due to minor colour variations.
PMS Colours
The Pantone Matching System (PMS) was designed for mixing and controlling colours within the offset printing industry and the colour fidelity of this system is achieved using offset printing inks printed on coated and matt white paper stock. All other printing processes including digital printing have adopted the PMS system as a colour reference guide only for colour matching. It is important to remember that the inks used in such printing processes cannot be mixed according to the PMS recipes so PMS matches on promotional products can vary from almost perfect in some processes to only approximate in others. The colour of the product chosen is also a big factor in our ability to match PMS colours. Please do not hesitate to ask for more information about PMS colours if you have any concern as to whether the printing process can deliver the level of accuracy you require on the products you order. For pad and screen printing, close PMS colour matches are best achieved on white products. Reasonably close matches can also be achieved on frosted clear and silver surfaces but as the colour of the product gets darker the ability to match PMS colours diminishes. Full colour digital printing processes can only achieve approximate PMS colour matches at best. It is very important to be aware of this limitation as it is unavoidable and we do not accept returns based on digitally generated colours not matching PMS colours.
Product Suitability
Please ask to see an actual sample of the product you wish to order to ascertain its suitability for your requirements. We do not accept returns of products deemed not to be suitable for the desired purpose for any reason after they are decorated.
Pre-Production Samples
We will warn you about printing limitations including the ability to match PMS colours on your proof. If you have any concerns that the finished product may not meet the standards you require we strongly recommend requesting a pre-production sample. The cost of pre-production samples is determined by the cost of the applicable setup charges plus the cost of the product. Once the pre-production sample is approved, normal setup charges apply to the production run.
How the process works for custom printed promotional products.
Please advise the details below for fast and accurate service.
- Product name and SKU number (at the bottom of the product description).
- Product colour and order quantity.
- Supply logo or artwork in a vector format.
- Supply PMS Colour number of logo from the solid coated Pantone range; PMS (PANTONE Solid Coated Code) chart or link will be sent to you if you don't know. What is PMS Color?
- Supply company details and delivery address.
- If the order is required to be delivered on a specific date, please inform us of the date.
How to place printing orders / Orders and Quantities
Order proceeding steps via email | Order proceeding steps via website |
1. Quotation will be sent to you as requested. Please note that it is important that you let us know if you don't receive the notification of step 3, 6 and 8. |
1. Required to supply an artwork in a vector format. Please note that it is important that you let us know if you don't receive the notification of step 2, 4 and 6. |


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No products found.
Find on this page all the Vitour 165/70 R12 77T tyre models. 165/70 R12 77T Vitour tyre models are ranked by price. If you want to see the prices for all the models please click on 'all the Vitour 165/70 R12 77T tyres'. If you wish to perform a regular search, you can use our search engine. Buy your tyres at the best price with TyreComp.ie.


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You are using an outdated browser. Upgrade your browser today for a better experience of this site and many others.
Telephone: (01223) 352024 | Email: email@example.com
Basic ways of monitoring your financial performance.
At Prentis & Co we can help businesses in the Cambridge area with cash flow management and cash flow projections. Here are some of the things to consider.
Cash is the lifeblood of a business. Of course, the bottom line is important, but poor cash flow management can drive even a profitable company out of business, especially if the economy is struggling.
The risk is especially great for new and expanding businesses. For example, if billing is delayed at the same time as stock is accumulated to fill increased orders, you can find yourself short of the cash needed to pay suppliers and employees.
A properly prepared cash flow projection can help a business foresee and prepare for potential shortages and surpluses. Cash flow management can also help you:
Businesses that prepare cash flow projections usually learn something about their systems, and the process even has some positive side-effects. For example, you might discover that you need to pay more attention to certain customers, or that you can time payments to suppliers more beneficially.
A simple system can be set up by creating a spreadsheet to track cash flowing in and out. A more sophisticated analysis might include monthly cash projections for the next 12 to 18 months.
First, forecast your operations on a monthly basis for the period involved. You can project the cash coming in based on sales and the collection process. Material purchases are based on the amount needed for sales, adjusted according to variations in your stock levels as a result of turnover. Finally, payments to suppliers and expenses need to be taken into account, based on the payment due dates.
Once you've projected your cash flow based on this forecasted data, you can budget for capital expenditures, unusual sources of cash or other things that might affect cash flow.
A cash flow forecast can help you manage debt more effectively, maximise your return on excess cash and ensure that funds are available when they're most needed.
If you are in the Cambridge area and would like help with cash flow management and cash flow projections, contact Prentis & Co.


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$316.08 $117.90
Insured Free Worldwide Shipping on All Orders
✔Save 20% on Orders of $999 or more, Code:SPF20FF
✔ Easy Refunds. Buyer Protection.
✔ Stock available in United States and Europe.
✔ We're happy to help.Get in touch
Size | L, M, S, XL |
Color | green |
Free Shipping + 8% Off Site Wode ,Code:DCHW
Save 20% on orders of $999 or more, Code:SPF20FF
Questions about Shipment
Q1 : Do you ship worldwide?
A1 : Yes, we can ship worldwide.
Q2 : Where you ship goods from?
A2 : Our warehouse is located in United States, most of the goods will be shipped from United States.
Q3 : What is the shipping cost?
A3 : For giving customer good shopping experience, we offer free international shipment.
Q4 : What is the shipping time?
A4 : For expected delivery date, please check in this page: http://dairycast.com/expected-delivery-time
Q5 : How do I track my package?
A5 : The package can be tracked on 17track.net . Or if you need a team members help to check up, please contact with our service team email@example.com and we will be in touch with a status update.
Questions about Payment & Order
Q1 : What payment terms you can accept?
A1 : For payment, we accept Paypal and Credit Card.
Q2 : My payment was declined, why? How to solve it ?
A2 : If you made the purchase via Credit Card and failed, could you please contact with Stripe Support Team for solution? Or if the issue cannot be solved, please no worry, we accept Paypal payment as well.
Q3 : How do I cancel my order?
A3 : For the order, if not shipped out yet, please contact with our Service Support Team firstname.lastname@example.com , we will cancel your order and give you full refund.
Q4 : Is my information is securing using this site?
A4 : Yes, Dairycast takes precautions to protect your personal information. When you submit sensitive information via the website, your information is protected both online and offline. Please don't worry for this.
Q5 : What if my address is wrong?
A5 : If the recipient's address was wrong, after the failed delivery, the parcel should be returned back to sender. After we receive the parcel, we will contact you for an updated address and arrange re-delivery for your package.
Questions about Return & Refund
Q1 : What items are returnable?
A1 : a)- We can accept returns or exchanges within the 30-day period. b)- All returned items must be in the original condition: unused, unwashed, and unworn. No exceptions.
Q2 : How do I return a product?
A2: Contact with Dairycast Service Team email@example.com to confirm details to make sure the item is meet the return condition. After the agreement, Service Team will send the detailed return information, please offer return tracking number after return shipment .
Q3 : What is you refund policy?
A3 : Refunds are processed within 1-5 business days, after you received our confirmation on the cancellation.
Q4 : How will you refund me?
A4 : The refund are applied to the original payment method.
Related products
Long Sleeve
Long Sleeve


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What Does A Miracle Cost
Tess was a precocious eight years old when she heard her Mom and Dad talking about her little brother, Andrew. All she knew was that he was very sick and they were completely out of money. They were moving to an apartment complex next month because Daddy didn't have the money for the doctor bills and our house. Only a very costly surgery could save him now and it was looking like there was no one to loan them the money. She heard Daddy say to her tearful Mother with whispered desperation, "Only a miracle can save him now."
Tess went to her bedroom and pulled a glass jelly jar from its hiding place in the closet. She poured all the change out on the floor and counted it carefully. Three times, even. The total had to be exactly perfect. No chance here for mistakes. Carefully placing the coins back in the jar and twisting on the cap, she slipped out the back door and made her way 6 blocks to the Rexall Drug Store with the big red Indian Chief sign above the door.
She waited patiently for the pharmacist to give her some attention but he was too intently talking to another man to be bothered by an eight year old at this moment. Tess twisted her feet to make a scuffing noise. Nothing. She cleared her throat with the most disgusting sound she could muster. No good. Finally she took a quarter from her jar and banged it on the glass counter. That did it!
"And what do you want?" the pharmacist asked in an annoyed tone of voice. "I'm talking to my brother from Chicago whom I haven't seen in ages," he said without waiting for a reply to his question.
"Well, I want to talk to you about my brother," Tess answered back in the same annoyed tone. "He's really, really sick ... and I want to buy a miracle."
"I beg your pardon?" said the pharmacist.
"His name is Andrew and he has something bad growing inside his head and my Daddy says only a miracle can save him now. So how much does a miracle cost?"
"We don't sell miracles here, little girl. I'm sorry but I can't help you" the pharmacist said, softening a little.
"Listen, I have the money to pay for it. If it isn't enough, I will get the rest. Just tell me how much it costs."
The pharmacist's brother was a well-dressed man. He stooped down and asked the little girl, "What kind of a miracle does you brother need?"
"I don't know," Tess replied with her eyes welling up. "I just know he's really sick and Mommy says he needs a operation. But my Daddy can't pay for it, so I want to use my money."
"How much do you have?" asked the man from Chicago.
"One dollar and eleven cents," Tess answered barely audibly. "And it's all the money I have, but I can get some more if I need to."
"Well, what a coincidence," smiled the man. "A dollar and eleven cents - the exact price of a miracle for little brothers."
He took her money in one hand and with the other hand he grasped her and said "Take me to where you live. I want to see your brother and meet your parents. Let's see if I have the kind of miracle you need."
That well dressed man was Dr. Carlton Armstrong, a surgeon, specializing in neuro-surgery. The operation was completed without charge and it wasn't long until Andrew was home again and doing well.
Mom and Dad were happily talking about the chain of events that had led them to this place. "That surgery," her mom whispered "was a real miracle. I wonder how much it would have cost?"
Tess smiled. She knew exactly how much a miracle cost... one dollar and eleven cents, plus the faith of a little child.
Inspiration Page
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Czech Republic
AlbaniaAlbania has an unemployment rate of 18.00% while Czech Republic has 7.70%
This entry contains the percent of the labor force that is without jobs.
CIA World Factbook
The number of deaths of infants under one year old in a given year per 1,000 live births in Albania is 13.19 while in Czech Republic it is 2.63.
This entry gives the number of deaths of infants under one year old in a given year per 1,000 live births in the same year; included is the total death rate, and deaths by sex, male and female. This rate is often used as an indicator of the level of health in a country.
CIA World Factbook
The GDP per capita in Albania is $10,700 while in Czech Republic it is $26,300
This entry shows GDP on a purchasing power parity basis divided by population as of 1 July for the same year. A nation's GDP at purchasing power parity (PPP) exchange rates is the sum value of all goods and services produced in the country valued at prices prevailing in the United States. This is the measure most economists prefer when looking at per-capita welfare and when comparing living conditions or use of resources across countries. The measure is difficult to compute, as a US dollar value has to be assigned to all goods and services in the country regardless of whether these goods and services have a direct equivalent in the United States (for example, the value of an ox-cart or non-US military equipment); as a result, PPP estimates for some countries are based on a small and sometimes different set of goods and services. In addition, many countries do not formally participate in the World Bank's PPP project that calculates these measures, so the resulting GDP estimates for these countries may lack precision. For many developing countries, PPP-based GDP measures are multiples of the official exchange rate (OER) measure. The differences between the OER- and PPP-denominated GDP values for most of the wealthy industrialized countries are generally much smaller.
CIA World Factbook
4.00 in every 100,000 people are murdered annually in Albania compared to 0.90 in Czech Republic
This entry contains the number of victims of an unlawful death purposefully inflicted on a person by another person. Data is originally sourced from either criminal justice or public health systems.
United Nations Office on Drugs and Crime
Per capita public and private health expenditures combined in Albania are $227.50 USD while Czech Republic spends $1,431.80 USD
This entry contains the per capita public and private health expenditure at purchase power parity using US Dollars. This figure combines government, personal, and employer spending on health care
World Health Organization
The per capita consumption of electricity in Czech Republic is 6,629kWh while in Albania it is 1,506kWh
This entry consists of total electricity generated annually plus imports and minus exports, expressed in kilowatt-hours. The discrepancy between the amount of electricity generated and/or imported and the amount consumed and/or exported is accounted for as loss in transmission and distribution.
CIA World Factbook
The GINI index measures the degree of inequality in the distribution of family income. In Albania it is 34.50 while in Czech Republic it is 24.90.
This index measures the degree of inequality in the distribution of family income in a country. The index is calculated from the Lorenz curve, in which cumulative family income is plotted against the number of families arranged from the poorest to the richest. The index is the ratio of (a) the area between a country's Lorenz curve and the 45 degree helping line to (b) the entire triangular area under the 45 degree line. The more nearly equal a country's income distribution, the closer its Lorenz curve to the 45 degree line and the lower its Gini index, e.g., a Scandinavian country with an index of 25. The more unequal a country's income distribution, the farther its Lorenz curve from the 45 degree line and the higher its Gini index, e.g., a Sub-Saharan country with an index of 50. If income were distributed with perfect equality, the Lorenz curve would coincide with the 45 degree line and the index would be zero; if income were distributed with perfect inequality, the Lorenz curve would coincide with the horizontal axis and the right vertical axis and the index would be 100.
CIA World Factbook
Czech Republic consumes 0.7854 gallons of oil per day per capita while Albania consumes 0.5334
This entry is the total oil consumed in gallons per day (gal/day) divided by the population. The discrepancy between the amount of oil produced and/or imported and the amount consumed and/or exported is due to the omission of stock changes, refinery gains, and other complicating factors.
CIA World Factbook
198 in every 100,000 people are currently imprisoned in Albania compared to 185 in Czech Republic
This entry contains the number of people in penal institutions, including pre-trial detainees. Comparability is hampered by differences in local practice, including whether psychiatrically ill offenders are under the authority of the prison administration. People held in a form of custody not under the authority of a prison administration are not included in this figure.
International Centre for Prison Studies
The life expectancy at birth in Albania is 77.96 while in Czech Republic it is 78.31.
This entry contains the average number of years to be lived by a group of people born in the same year, if mortality at each age remains constant in the future. The entry includes total population as well as the male and female components. Life expectancy at birth is also a measure of overall quality of life in a country and summarizes the mortality at all ages. It can also be thought of as indicating the potential return on investment in human capital and is necessary for the calculation of various actuarial measures.
CIA World Factbook
The annual number of births per 1,000 people in Albania is 12.73 while in Czech Republic it is 9.79.
This entry gives the average annual number of births during a year per 1,000 persons in the population at midyear; also known as crude birth rate. The birth rate is usually the dominant factor in determining the rate of population growth. It depends on both the level of fertility and the age structure of the population.
CIA World Factbook
With its 3,020,209 people, Albania is the 137th largest country in the world by population. It is the 143rd largest country in the world by area with 28,748 square kilometers.
Albania declared its independence from the Ottoman Empire in 1912, but was conquered by Italy in 1939, and occupied by Germany in 1943. Communist partisans took over the country in 1944. Albania allied itself first with the USSR (until 1960), and then with China (to 1978). In the early 1990s, Albania ended 46 years of xenophobic communist rule and established a multiparty democracy. The transition has proven challenging as successive governments have tried to deal with high unemployment, widespread corruption, dilapidated infrastructure, powerful organized crime networks, and combative political opponents. Albania has made progress in its democratic development since first holding multiparty elections in 1991, but deficiencies remain. International observers judged elections to be largely free and fair since the restoration of political stability following the collapse of pyramid schemes in 1997; however, each of Albania's post-communist elections have been marred by claims of electoral fraud. The 2009 general elections resulted in a coalition government, the first such in the country's history. In 2013, general elections achieved a peaceful transition of power and a second successive coalition government. Albania joined NATO in April 2009 and is a potential candidate for EU accession. Although Albania's economy continues to grow, it has slowed, and the country is still one of the poorest in Europe. A large informal economy and an inadequate energy and transportation infrastructure remain obstacles.
Check out the recommended reading list below for great sources of information on Albania


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By accessing this website, you, as a client or potential client, accept to receive information on this website in more than one language. Should you require help understanding the content on this website, please reach out to your financial or other professional advisor.
Individual Investors
An individual investor, also known as a retail client and a private client, is a client organisation or individual who cannot meet both (i) one or more of the professional client criteria laid down in Annex II to the Markets in Financial Instruments Directive II (Directive 2014/65/EU), and (ii) one or more of the qualified investor criteria set out in Article 2 of the Prospectus Regulation ((EU) 2017/1129).
Terms and Conditions
Please read this page before proceeding, as it explains certain restrictions imposed by law on the distribution of this information and the countries in which our funds are authorised for sale. It is your responsibility to be aware of and to observe all applicable laws and regulations of any relevant jurisdiction.
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Risk Warnings
Capital at risk. The value of investments and the income from them can fall as well as rise and are not guaranteed. Investors may not get back the amount originally invested.
Past performance is not a reliable indicator of current or future results and should not be the sole factor of consideration when selecting a product or strategy.
Changes in the rates of exchange between currencies may cause the value of investments to diminish or increase. Fluctuation may be particularly marked in the case of a higher volatility fund and the value of an investment may fall suddenly and substantially. Levels and basis of taxation may change from time to time.
BlackRock has not considered the suitability of this investment against your individual needs and risk tolerance. The data displayed provides summary information. Investment should be made on the basis of the relevant Prospectus which is available from the manager.
For your protection, telephone calls and/or other electronic communications which result in, or are intended to result in, transactions will be recorded or saved.
Investors should read the offering documents for further details including the risk factors before making an investment.
For investors in Sweden:
The prospectus and KID are available at BNBV, Stockholm branch, Malmskillnadsgatan 38, 111 51 Stockholm, Sweden. Investors should read the KID before making an investment decision.
Please note that while some of the BlackRock funds are "ring-fenced", others form part of a single company and are not. For BlackRock funds that do not have segregated liability status, in the event of a single BlackRock fund being unable to meet liabilities attributable to that BlackRock fund out of the assets attributable to it, the excess may be met out of the assets attributable to the other BlackRock funds within the same company. We refer you to the prospectus or other relevant terms and conditions of each BlackRock fund for further information in this regard.
The views expressed herein do not necessarily reflect the views of BlackRock as a whole or any part thereof, nor do they constitute investment or any other advice.
Any research found on these pages has been procured and may have been acted on by BlackRock for its own purposes.
This site is operated and issued by BNBV which is authorised and regulated by the Autoriteit Financiële Markten («AFM»). You can gain access to the AFM website from the following link: www.afm.nl. BlackRock (Netherlands) B.V. is a company registered in the Netherlands, No. 17068311. Registered Office: Amstelplein 1, 1096 HA, Amsterdam. BlackRock is a trading name of BlackRock (Netherlands) B.V. VAT No 007883250. General enquiries about this website should be sent to firstname.lastname@example.com. This email address should not be used for any enquiries relating to investments.
©2024 BlackRock, Inc. All Rights Reserved. BLACKROCK is a trademark of BlackRock, Inc., or its subsidiaries in the United States and elsewhere. All other trademarks are those of their respective owners.
Important Information: Capital at Risk. The value of investments and the income from them can fall as well as rise and are not guaranteed. Investors may not get back the amount originally invested.
The value of equities and equity-related securities can be affected by daily stock market movements, political factors, economic news, company earnings and significant corporate events. Emerging markets are generally more sensitive to economic and political conditions than developed markets. Other factors include greater 'Liquidity Risk', restrictions on investment or transfer of assets, failed/delayed delivery of securities or payments to the Fund and sustainability-related risks. The Fund seeks to exclude companies engaging in certain activities inconsistent with ESG criteria. Investors should therefore make a personal ethical assessment of the Fund's ESG screening prior to investing in the Fund. Such ESG screening may adversely affect the value of the Fund's investments compared to a fund without such screening. Derivatives may be highly sensitive to changes in the value of the asset on which they are based and can increase the size of losses and gains, resulting in greater fluctuations in the value of the Fund. The impact to the Fund can be greater where derivatives are used in an extensive or complex way.All currency hedged share classes of this fund use derivatives to hedge currency risk. The use of derivatives for a share class could pose a potential risk of contagion (also known as spill-over) to other share classes in the fund. The fund's management company will ensure appropriate procedures are in place to minimise contagion risk to other share class. Using the drop down box directly below the name of the fund, you can view a list of all share classes in the fund – currency hedged share classes are indicated by the word "Hedged" in the name of the share class. In addition, a full list of all currency hedged share classes is available on request from the fund's management company
To the extent the Fund undertakes securities lending to reduce costs, the Fund will receive 62.5% of the associated revenue generated and the remaining 37.5% will be received by BlackRock as the securities lending agent. As securities lending revenue sharing does not increase the costs of running the Fund, this has been excluded from the ongoing charges.
This chart shows the fund's performance as the percentage loss or gain per year over the last 10 years.
2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
Total Return (%) | 5,7 | -0,5 | 7,3 | 21,2 | -10,9 | 28,3 | 26,6 | 16,9 | -18,2 | 19,2 |
Constraint Benchmark 1 (%) | 6,4 | -0,8 | 9,1 | 23,7 | -8,2 | 27,9 | 15,1 | 21,7 | -16,5 | 23,4 |
Performance is shown after deduction of ongoing charges. Any entry and exit charges are excluded from the calculation.
1y | 3y | 5y | 10y | Incept. | |
Total Return (%) | 20,52 | 4,67 | 12,80 | 9,45 | 7,94 |
Constraint Benchmark 1 (%) | 19,66 | 7,18 | 11,97 | 9,69 | - |
YTD | 1m | 3m | 6m | 1y | 3y | 5y | 10y | Incept. | |
Total Return (%) | 14,25 | 3,46 | 4,13 | 14,25 | 20,52 | 14,67 | 82,58 | 146,75 | 268,07 |
Constraint Benchmark 1 (%) | 11,23 | 2,23 | 2,87 | 11,23 | 19,66 | 23,14 | 75,99 | 152,05 | - |
From 30-Jun-2019 To 30-Jun-2020 |
From 30-Jun-2020 To 30-Jun-2021 |
From 30-Jun-2021 To 30-Jun-2022 |
From 30-Jun-2022 To 30-Jun-2023 |
From 30-Jun-2023 To 30-Jun-2024 |
Total Return (%)
as of 30.Jun.2024 |
5,59 | 50,78 | -19,35 | 17,98 | 20,52 |
Constraint Benchmark 1 (%)
as of 30.Jun.2024 |
2,42 | 39,54 | -13,41 | 18,85 | 19,66 |
The figures shown relate to past performance. Past performance is not a reliable indicator of future performance. Markets could develop very differently in the future. It can help you to assess how the fund has been managed in the past
Share Class and Benchmark performance displayed in USD, hedged share class benchmark performance is displayed in USD.
Performance is shown on a Net Asset Value (NAV) basis, with gross income reinvested where applicable. The return of your investment may increase or decrease as a result of currency fluctuations if your investment is made in a currency other than that used in the past performance calculation. Source: Blackrock
Sustainability Characteristics provide investors with specific non-traditional metrics. Alongside other metrics and information, these enable investors to evaluate funds on certain environmental, social and governance characteristics. Sustainability Characteristics do not provide an indication of current or future performance nor do they represent the potential risk and reward profile of a fund. They are provided for transparency and for information purposes only. Sustainability Characteristics should not be considered solely or in isolation, but instead are one type of information that investors may wish to consider when assessing a fund.
The metrics are not indicative of how or whether ESG factors will be integrated into a fund. Unless otherwise stated in fund documentation and included within a fund's investment objective, the metrics do not change a fund's investment objective or constrain the fund's investable universe, and there is no indication that an ESG or Impact focused investment strategy or exclusionary screens will be adopted by a fund. For more information regarding a fund's investment strategy, please see the fund's prospectus.
Review the MSCI methodologies behind Sustainability Characteristics using the links below.
To be included in MSCI ESG Fund Ratings, 65% (or 50% for bond funds and money market funds) of the fund's gross weight must come from securities with ESG coverage by MSCI ESG Research (certain cash positions and other asset types deemed not relevant for ESG analysis by MSCI are removed prior to calculating a fund's gross weight; the absolute values of short positions are included but treated as uncovered), the fund's holdings date must be less than one year old, and the fund must have at least ten securities.
Business Involvement metrics can help investors gain a more comprehensive view of specific activities in which a fund may be exposed through its investments.
Business Involvement metrics are not indicative of a fund's investment objective, and, unless otherwise stated in fund documentation and included within a fund's investment objective, do not change a fund's investment objective or constrain the fund's investable universe, and there is no indication that an ESG or Impact focused investment strategy or exclusionary screens will be adopted by a fund. For more information regarding a fund's investment strategy, please see the fund's prospectus.
Review the MSCI methodology behind the Business Involvement metrics, using links below.
Business Involvement metrics are calculated by BlackRock using data from MSCI ESG Research which provides a profile of each company's specific business involvement. BlackRock leverages this data to provide a summed up view across holdings and translates it to a fund's market value exposure to the listed Business Involvement areas above.
Business Involvement metrics are designed only to identify companies where MSCI has conducted research and identified as having involvement in the covered activity. As a result, it is possible there is additional involvement in these covered activities where MSCI does not have coverage. This information should not be used to produce comprehensive lists of companies without involvement. Business Involvement metrics are only displayed if at least 1% of the fund's gross weight includes securities covered by MSCI ESG Research.
ESG integration is the practice of incorporating financially material environmental, social and governance (ESG) data or information into the investment decision process with the objective of enhancing risk-adjusted returns of our clients' portfolios. Unless otherwise stated in Fund documentation or included within the Fund's investment objective, inclusion of this statement does not imply that the Fund has an ESG-aligned investment objective or strategy, but rather describes how ESG data or information is considered as part of the overall investment process.
This section provides sustainability-related information about the Fund, pursuant to Article 10 SFDR.
Name | Weight (%) |
Name | Weight (%) |
Name | Weight (%) |
REI AGRO LTD RegS 5.5 11/13/2014 | 0,00 |
% of Net Assets
Negative weightings may result from specific circumstances (including timing differences between trade and settle dates of securities purchased by the funds) and/or the use of certain financial instruments, including derivatives, which may be used to gain or reduce market exposure and/or risk management. Allocations are subject to change.
% of Net Assets represents the Fund's exposure based on the economic value of securities and is adjusted for futures, options, and swaps (except with respect to fixed income securities), and convertible bonds. On a market value basis the Fund is comprised of 89% equities, 2% fixed income, 9% cash equivalents. The Funds will not use borrowing to purchase additional investments but may be expected, via derivative positions, to obtain market exposure in excess of net asset value.
Investor Class | Currency | NAV | NAV Amount Change | NAV % Change | NAV As Of | 52wk High | 52wk Low | ISIN |
Class X2 | USD | 44,97 | -0,87 | -1,90 | 25.Jul.2024 | 47,48 | 35,61 | LU0331284876 |
Class D2 | EUR | 34,54 | -0,61 | -1,74 | 25.Jul.2024 | 36,32 | 28,17 | LU0827880856 |
Class D2 | USD | 37,43 | -0,73 | -1,91 | 25.Jul.2024 | 39,54 | 29,88 | LU0368268198 |
Class I2 | EUR | 12,26 | -0,22 | -1,76 | 25.Jul.2024 | 12,90 | 9,98 | LU2337443100 |
Class A2 | USD | 33,15 | -0,65 | -1,92 | 25.Jul.2024 | 35,03 | 26,61 | LU0238689110 |
Class A2 Hedged | EUR | 19,08 | -0,37 | -1,90 | 25.Jul.2024 | 20,17 | 15,52 | LU0238690555 |
Class D4 | EUR | 28,14 | -0,50 | -1,75 | 25.Jul.2024 | 29,59 | 22,95 | LU0938162772 |
Class A4 | EUR | 30,50 | -0,55 | -1,77 | 25.Jul.2024 | 32,09 | 25,01 | LU0408221603 |
Class A2 | EUR | 30,59 | -0,55 | -1,77 | 25.Jul.2024 | 32,18 | 25,08 | LU0238689623 |
Class A2 Hedged | CNH | 202,98 | -3,89 | -1,88 | 25.Jul.2024 | 214,65 | 166,13 | LU1254117549 |
Class D2 Hedged | EUR | 20,84 | -0,41 | -1,93 | 25.Jul.2024 | 22,02 | 16,87 | LU0326425609 |
Randy Berkowitz, CFA, Managing Director, is a member of the Global Allocation Team . He is a Senior Investor and Head of quantitative strategies and research which serves to drive the Team's asset allocation process, security sizing and risk management, in addition to covering sub industries within the Healthcare sector.
Russ Koesterich, CFA, JD, Managing Director and portfolio manager, is a member of the Global Allocation team and the lead portfolio manager of the GA Selects Model Portfolios.
Kate Moore, Managing Director, is a member of the Global Allocation investment team and Head of Thematic Strategy. Her investment mandate includes identifying opportunities to exploit structural change, policy evolution, and dislocations across global industries. She is a member of the Human Capital Committee.
Sarah Thompson, CFA, Managing Director, is a member of the Global Allocation Team, . She is a senior investor, primarily responsible for coverage of the chemicals, metals & mining, midstream and utilities sectors. global fundamental credit, private placements, distressed investments.
Scenario |
If you exit after 1 year
If you exit after 5 years
There is no minimum guaranteed return. You could lose some or all of your investment.
What you might get back after costs
Average return each year
What you might get back after costs
Average return each year
What you might get back after costs
Average return each year
What you might get back after costs
Average return each year
The stress scenario shows what you might get back in extreme market circumstances.


text:
color_sku : 441 DARIE
vendor_handle : feeka
vendor_collection : FEEKA
Darie Gold Stud Earrings
Details :
Heart stud earrings with ultra thin chain.
Butterfly pusher.
Composition :
Brass gilded with fine gold
Dimension :
Length: 1cm.
Return Policy
Enjoy the flexibility of our 14-days free returns policy upon all regular priced items! Simply pack the item, with its original packaging, boxes and tags, fill the returns slip into our delivery package.
— We offer free return for orders from Hong Kong for regular priced items.
— For non-Hong Kong orders, returns (shipment charges) must be covered by the customer. We suggest using your local postal service or a courier.
- All on sale is non-refundable.
Return and Refund policies do not apply to certain items and during sale period. For further information, please visit our return & exchange page HERE.
All countries (except Singapore) are shipped to on a Delivery Duty Unpaid (DDU) basis, which means that if your parcel must go through customs clearance, any additional charges incurred shall be borne by you.
Customs policies vary from region to region, we advise you to contact your local customs authority to determine the cost of import tax and duties of your order prior to your placing orders with us.
Need more information? Contact Us
View Returns and delivery
Product SKU: 441 DARIE
Price Match
Free Delivery 400HKD
Free Pickup in Store
Free Return


text: All prices shown are in Canadian dollars. We try to ensure that our prices on our website are accurate and up to date. However, we do reserve the right to advise you of any price changes prior to processing your purchase. In these limited cases your approval would be required before we process your order. We reserve the right to limit quantities. Not all products are available at all locations, please check with your preferred store for product availability.


text:
Solved!! Spotify friends activity empty/not updating
PlanPremiumCountryFinlandDevicePcOperating SystemWindows 10 My Question or IssueFor several months (pretty much years at this point), my Spotify friends feed has not been updating, it only shows 1 friend I have, while it should have a dozen others. T...
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text:
"Embrace Love and Joy with a Large Strawberry Quartz Point #2
Embrace Love and Joy with a Large Strawberry Quartz Point
Indulge in the gentle embrace of love and joy with the Large Strawberry Quartz Point from Embrace Australia. This exquisite crystal point is a stunning addition to your collection, radiating warmth and positive energy.
Sourced from trusted origins, the Strawberry Quartz used in this point is renowned for its enchanting pink hues, reminiscent of a summer sunset. As you hold this crystal in your hands, you'll feel a gentle and nurturing energy enveloping your being.
Mined with care and respect for the Earth, each Strawberry Quartz point is thoughtfully carved to accentuate the natural beauty of the stone. The large size of this point enhances its presence, making it a focal point in your crystal grid or meditation practice.
Strawberry Quartz is known as a crystal of love, promoting compassion, self-love, and emotional healing. Its soothing vibrations uplift the spirit, fostering a sense of inner peace and harmony. It is a reminder to open your heart and embrace the joy that life has to offer.
Whether used during meditation, energy healing, or simply as a decorative piece, the Large Strawberry Quartz Point infuses your space with loving and nurturing energy. Place it in your sacred space or bedroom to create an atmosphere of tranquility and love.
Affirmation: "I am surrounded by love and joy. My heart is open to giving and receiving love. I embrace the beauty of life with gratitude and happiness."
978 grams
22.5cm length
6.5cm width
We are offer worldwide Shipping with tracking and secure checkout provided. We even have humans you can talk to at +61295310009 if you are experiencing any shipping issues.
Tracking your order:
All orders include tracking information that is normally sent via email as soon as the order has been shipped. Please refer to this tracking number to see the status of your order.
Customs & Duties: In most cases, packages shipped within Australia don't require any additional fees. All shipping charges (or free shipping promos) listed do NOT include customs, duty, and taxes. We can't hold responsibility for that and the recipient is responsible for all customs, clearing and other fee's required to ship internationally.
Lost / Stolen package:
- Our Customers satisfaction is our top priority so we cover any case of exceptional delay or even loss in transit and offer a free reshipment or a refund.
- If the order does not make it to its destination and is delayed in a local post office, customers are responsible for contacting the carrier before receiving a reshipment\refund.
- If you have entered a wrong shipping information, you are not eligible for a reshipment or a refund.
My order hasn't arrived: If you haven't received your order within 35 business days, your order is eligible for refunds or free reshipment. Please email us at firstname.lastname@example.com
Estimated shipping times by country:
Country | Estimated time |
United States | 7-21 Business Days |
United Kingdom | 7-24 Business Days |
Canada | 7-24 Business Days |
Australia | 10-24 Business Days |
New Zealand | 10-24 Business Days |
Australia | 10-24 Business Days |
Austria | 19-44 Business Days |
Belarus | 19-44 Business Days |
Belgium | 14-29 Business Days |
Bhutan | 14-29 Business Days |
Brazil | 15-45 Business Days |
Bulgaria | 14-29 Business Days |
Cambodia | 19-34 Business Days |
Chile | 14-39 Business Days |
Cyprus | 24-44 Business Days |
The Czech Republic | 14-27 Business Days |
Denmark | 19-44 Business Days |
Estonia | 14-24 Business Days |
Finland | 19-44 Business Days |
France | 14-24 Business Days |
Germany | 15-29 Business Days |
Greece | 19-39 Business Days |
Hungary | 19-33 Business Days |
India | 15-29 Business Days |
Indonesia | 19-35 Business Days |
Iran | 19-44 Business Days |
Ireland | 19-44 Business Days |
Italy | 19-44 Business Days |
Japan | 10-25 Business Days |
Kazakhstan | 25-40 Business Days |
Latvia | 14-29 Business Days |
Lebanon | 34-64 Business Days |
Lithuania | 14-29 Business Days |
Luxembourg | 18-30 Business Days |
Malaysia | 19-44 Business Days |
Maldives | 24-39 Business Days |
Malta | 14-29 Business Days |
Mexico | 39-64 Business Days |
Mongolia | 14-34 Business Days |
Netherlands | 19-37 Business Days |
Norway | 9-24 Business Days |
Poland | 19-42 Business Days |
Portugal | 15-45 Business Days |
Qatar | 19-45 Business Days |
Russia | 14-24 Business Days |
Saudi Arabia | 25-49 Business Days |
Singapore | 15-45 Business Days |
Slovakia | 19-34 Business Days |
Slovenia | 14-27 Business Days |
South Africa | 34-59 Business Days |
South Korea | 9-24 Business Days |
Spain | 15-26 Business Days |
Sweden | 15-45 Business Days |
Switzerland | 14-24 Business Days |
Thailand | 9-24 Business Days |
Turkey | 19-33 Business Days |
Ukraine | 17-32 Business Days |
United Arab Emirates | 24-39 Business Days |
Argentina | 39-65 Business Days |
Rest Of World | 19-65 Business Days |
*Local holidays in origin countries that may cause a delay in shipping are not considered as business days.
Australian customers:
Free Australian-wide shipping on all orders over $50.
Standard - Australia Post (1 - 5 business days) - $8.00AUD
US customers:
Free US shipping on orders over $200.
Standard shipping (8 - 14 business days) - $25.00
Rest of the world:
Standard shipping (8 - 14 business days) - $30.00
Please note during Covid 19 Pandemic: that whilst we do everything possible to make sure your order goes out in time, once it is in the hands of the couriers or Australia Post we have no control on how long it gets into your hands. With lockdowns, postal strikes, truck strikes, lack of staffing at the post centres and everyone and anyone doing online orders, the demand is high for deliveries, and they are taking much longer than expected. We recommend that you use our shipping terms as a guideline only during non-pandemic times to avoid any disappointment. We have been infomed that some deliveries, especially regional and rural areas can take up to three weeks! Sorry guys, please take this up with Australia Post and couriers, not us :(
Our policy lasts 7 days. If 7 days have gone by since your purchase, unfortunately, we can not offer you a refund or exchange.
To be eligible for a return, your item must be unused and in the same condition that you received it. It must also be in the original packaging.
Several types of goods are exempt from being returned. Perishable goods such as food, flowers, newspapers or magazines cannot be returned. We also do not accept products that are intimate or sanitary goods, hazardous materials, or flammable liquids or gases.
Additional non-returnable items:
-Gift cards
-Downloadable software products
-Some health and personal care items
To complete your return, we require a receipt or proof of purchase.
Please do not send your purchase back to the manufacturer.
There are certain situations where only partial refunds are granted (if applicable):
Any item not in its original condition, is damaged or missing parts for reasons not due to our error
Any item that is returned more than 7 days after delivery
At Embrace we want you to be satisfied with your purchase and your Embrace shopping experience overall. We understand that sometimes you may wish to return a product you have purchased from Embrace, so we have set out our policy regarding returns and refunds to assist you in this process.
Our returns policy includes the rights you have under the Australian Consumer Law (see below) and provides you with additional benefits in addition to those rights, because your satisfaction is important to us.
Your rights under the Australian Consumer Law:
Our goods come with guarantees that cannot be excluded under the Australian Consumer Law. You are entitled to a replacement or refund for a major failure and for compensation for any other reasonably foreseeable loss or damage. You are also entitled to have the goods repaired or replaced if the goods fail to be of acceptable quality and the failure does not amount to a major failure. Where a failure of a product does not amount to a major failure, Embrace is entitled to choose between providing you with a repair, replacement or other suitable remedy. Any cost incurred by you in returning the product(s) to Embrac will be borne by you.
To obtain compensation, you will need to provide Embrace documentary evidence of the loss or damage suffered, and documentary evidence that such loss or damage was a reasonably foreseeable consequence of a failure by Embrace to comply with a consumer guarantee under the Australian Consumer Law. Such evidence may include photographs, statutory declarations, receipts or reports (eg from your doctor), depending on the loss or damage.
1. Returning a Product:
Where: For all product returns please return either in person or by mail to:
Please retain your Receipt:
In order to obtain a refund, exchange or repair, you must have clear proof of purchase – typically, a receipt.
All refunds or exchanges must be notified to Embrace within 7 days of receiving your items.
How long do I have? Your rights to a remedy under the Australian Consumer Law are not limited by a defined time. However, the Australian Consumer Law does recognise that the relevant time period can vary from product to product, depending on factors such as the nature of the product and the price. Embrace adopts the same approach. As you can appreciate, the type of remedy we can offer you may also vary depending on how long it takes you to return the product to us. At Embrace we will always take a fair and reasonable approach.
2. Product Assessment:
Once we have established proof of purchase, as you can appreciate, we will need to assess the product to determine the nature of the issue and how we can help you, be it a refund, repair or exchange. In many situations, this will be a simple assessment. For example, if the product was mis-described or incorrectly labelled, or if the fault is relatively simple and safe to determine, we can assess it then and there in-store. Sometimes it may be dangerous or may not be possible to assess the product in-store due to the nature of the product (for example if it is an electrical, software or technology item). In these circumstances, we will send the product to the manufacturer or their repair agent to determine the issue and its resolution.
Our Courtesy Desk staff are happy to forward your product to the manufacturer or repair agent and liaise with them on your behalf. Whilst we will do our best to provide you with a timely resolution, it may take six weeks or more to complete the process due to the number of parties involved.
It may be more convenient for you to liaise with the manufacturer directly (which may be more time efficient). You certainly have that option. Our Courtesy Desk staff are happy to provide you with their relevant contact details to assist you. When we send your product to the manufacturer or their agent, we will ask them to assess the product and provide their assessment within a reasonable time frame.
The manufacturer will assess the product and determine whether:
• There is a minor fault: Where there is a minor fault and the product can be easily repaired, this will be carried out and the product returned to you within a reasonable time frame.
• There is a major fault: If the assessment is that the product has experienced a major fault you may choose to receive a refund, replacement, repair or returns card.
• The product has been damaged through abnormal use: Unfortunately Embrace cannot offer a refund or exchange where the product has sustained damage due to abnormal use, whether this is identified by Embrace , the manufacturer or their agent.
3. Have you changed your mind?:
If you have changed your mind, orders may be cancelled and a full refund or credit note given if you contact Embrace within 24 hours of placing your order and we have not yet processed it or shipped it. Please contact us to check the status of your order. Cancellations will only be accepted by email or phone.
4. Substitute Products:
Should Embrace be unable to supply to the exact specifications of the ordered product we shall advise you within 24 hours of the first working day from which you placed your order and provide a substitute. You are under no obligation to accept the substitute.
5. Refunds (if applicable)
We will offer a 3 day refund policy if the product you have received is not in accordance to what you have ordered or is damaged prior to opening the item. Items must be returned within 3 days in their original packaging, unused and undamaged. Prior authorisation must be obtained before returning any goods. Goods that are ordered incorrectly will not be refunded. No refunds will be given on custom designed products or any products damaged by yourself or other third parties associated with yourself.
Once your return is received and inspected, we will send you an email to notify you that we have received your returned item. We will also notify you of the approval or rejection of your refund.
If you are approved, then your refund will be processed, and a credit will automatically be applied to your original method of payment, within 3 days.
6. Late or missing refunds (if applicable)
If you haven't received a refund yet, please check your bank account again.
Then contact your credit card company, it may take some time before your refund is officially posted.
Next contact your bank. There is often some processing time before a refund is posted.
If you've done all of the above and you still have not received your refund yet, please contact us at firstname.lastname@example.com
Sale items (if applicable)
Only regular priced items may be refunded, unfortunately sale items cannot be refunded.
Exchanges (if applicable)
We only replace items if they are defective or damaged. If you need to exchange it for the same item, send us an email with a picture of the damaged product at firstname.lastname@example.com and after approval of our staff, you will be eligible for a re-shipment or a refund.
If the item was marked as a gift when purchased and shipped directly to you, you'll receive a gift credit for the value of your return. Once the returned item is received, a gift certificate will be mailed to you.
If the item wasn't marked as a gift when purchased, or the gift giver had the order shipped to themselves to give to you later, we will send a refund to the gift giver and they will find out about your return.
Shipping Address
To return your product, mail it to:
Sydney Australia
You will be responsible for paying for your own shipping costs for returning your item. Shipping costs are non-refundable. If you receive a refund, the cost of return shipping will be deducted from your refund.
Depending on where you live, the time it may take for your exchanged product to reach you, may vary.
If you are returning an item over $30 back to us, you should consider using a trackable shipping service or purchasing shipping insurance. We don't guarantee that we will receive your returned item.
Cancelations are available only within 24 hours after an order was placed. In this case, we will issue a full refund except for a fixed cancellation fee of $2
Use collapsible tabs for more detailed information that will help customers make a purchasing decision.
Ex: Shipping and return policies, size guides, and other common questions.


text:
Baby embroidery design - Crown Embroidery Filled Stitch Design for 4x4 hoop - Mini designs - Princess - Girl - Machine embroidery - INSTANT DOWNLOAD
Mini fill stitched embroidery design files for machine embroidey. Baby embroidery
Please note this is NOT a patch or a physical item. These designs are digital designs that require an embroidery machine to work with these files and a way to transfer the files from your computer to your embroidery machine. These designs CAN be stitched on items to be sold, but the designs and files can't be sold, traded, or shared with anyone.
File formats included : PES DST EXP HUS JEF XXX VIP VP3 file type .
Details: - IF YOU PREFER A DIFFERENT SIZE PLEASE CONTACT ME BEFORE PURCHASING -
Sizes : for 4x4 hoop
Mini crown :
1.00 x 0.78 inches
1.50 x 1.16 inches
2.00 x 1.55 inches
2.50 x 1.94 inches
If you have any questions please convo me. I'd be happy to help you! :)
Your files will be available to download once payment is confirmed.
Just contact me within: 14 days of delivery
Ship items back to me within: 30 days of delivery
But please contact me if you have any problems with your order.
Because of the nature of these items, unless they arrive damaged or defective, I can't accept returns for:
Welcome to MyMemoryDesign!
All of the designs are available for immediate download after payment is made.
Exception - Personalized /Custom purchased - Baby birth announcement
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text:
The Supreme Court's decision to strike down much of Arizona's immigration law is being hailed as a victory by both sides in a fight likely to spawn many more legal battles.
Monday, the court struck down three of four provisions in the law but upheld, at least for the moment, a controversial measure allowing police to check the immigration status of anyone stopped or detained for any reason.
In so doing, the court affirmed the federal government's supremacy on issues of immigration. The justices' majority opinion said that Arizona's issues with illegal immigrants aside, "the State may not pursue policies that undermine federal law."
"While this isn't necessarily the death knell for state immigration laws, it's definitely a speed bump," says Steve Vladeck, a professor of law at American University in Washington, D.C.
"I think there's going to be a lot of litigation over this in the next few years, but essentially the court has said that when it comes to immigration law, the states can supplement it to a certain extent, but it's not up to them to supplant it," he said.
President Obama, in a statement a few hours after the ruling, said the decision reaffirmed the need for comprehensive immigration reform.
"A patchwork of state laws is not a solution to our broken immigration system — it's part of the problem," the president said, adding that he remained concerned about the provision upheld in the Arizona law.
"Going forward, we must ensure that Arizona law enforcement officials do not enforce this law in a manner that undermines the civil rights of Americans, as the Court's decision recognizes."
The Obama administration, which sued to block the Arizona law after it was enacted in 2010, should be happy with the ruling, says Charles Foster, a Houston-based immigration attorney and senior policy adviser to former President George W. Bush, who also advised then-candidate Obama.
The Obama White House "was criticized for taking the states to court and challenging the constitutionality of these laws. This steals the thunder from a lot of his critics who said he was unfairly going after the states," Foster says.
Laws On Hold
Parts of similar laws in five other states — Alabama, Georgia, Indiana, South Carolina and Utah — have been on hold pending the Supreme Court decision. All but Indiana have provisions allowing police to check on the immigration status of anyone being detained.
That concerns Cecilia Wang of the American Civil Liberties Union's Immigrants' Rights Project.
"This is definitely a mixed ruling from our perspective," says Wang.
"On the one hand, this was a strong rebuke to the other side," she says. "On the other hand, Arizona police are now going to be out on the streets, where they will be racially profiling."
The ACLU's challenge to that provision was filed two years ago in the U.S. District Court in Phoenix. It claims the Arizona law violates guarantees of equal protection, due process and against unreasonable searches and seizures.
The Federation for American Immigration Reform, or FAIR, one of the organizations at the forefront of state laws to crack down on immigration, said the decision to uphold the provision is an important victory for the people of Arizona.
"Even if the Obama administration refuses to enforce most immigration laws, states have the power to deter and discourage illegal aliens from settling or remaining within their jurisdictions," FAIR President Dan Stein said in a statement. "It is now up to Congress to hold the Obama administration accountable for carrying out the nation's immigration laws in a manner that protects the interests of the American people in all 50 states."
Other Effects
Other aspects of state immigration laws may be rescinded by the Supreme Court's decision.
In Alabama, for example, the 11th Circuit Court of Appeals has been waiting for the Supreme Court decision before resolving a provision in that state's law that would make it illegal to knowingly enter into a contract with an illegal alien.
State Sen. Scott Beason, who sponsored the Alabama law, defends it against critics who make the racial profiling charge.
"If someone's driving without an ID, doesn't have a driver's license, cannot be pulled up on the onboard computers that are in our law enforcement vehicles, someone needs to figure out who this person is — not just as an illegal immigration question, but as a security question," he says.
Michael Hethmon, general counsel for the Immigration Reform Law Institute, which helped craft many of the state laws, says his organization is also girding for challenges from industries such as agriculture that use migrant labor.
"These industries would change if their labor costs were boosted up to a sustainable, livable level," he says.
"This is not a major economic crisis — it's an outcry from reactionaries who simply don't think they can compete in a modern 21st century economy," Hethmon says. "And it may be that ultimately, they can't."
When South Carolina passed its immigration law in 2010, it quietly exempted employers of domestic and agricultural workers from having to verify their immigration status — a not-so-subtle nod to the continued need for migrant workers, critics say. In Mississippi, similar legislation died in committee after the state's Chamber of Commerce opposed it.
Craig Regelbrugge, national co-chairman of the Agriculture Coalition for Immigration Reform, says his organization has been pressing for a wholesale overhaul at the federal level to clear up the uncertainty that has driven away many migrant farm workers. In Georgia alone, a shortage of farmhands resulted in an estimated $75 million last year as unharvested crops rotted in the field, according to a University of Georgia study.
"These migrant workers are afraid of being profiled," Regelbrugge says.
He says currently, the only legal avenue to hire migrant workers, the seasonal guest worker program, is "a bureaucratic nightmare on a good day" and that repeated attempts to recruit legal Americans as farm laborers have failed.
"The work is out in the weather. It's in conditions that a lot of folks, if given a chance, are going to opt to stand in air conditioning in Wal-Mart or McDonald's," Regelbrugge says.
"And much of it is seasonal work, which basically means you are intermittently employed. Some of it is even migrant, which means you work, you pick up stakes, you work some more and then move again."
"That is not a lifestyle choice that Americans are going to make," he says.
Copyright 2021 NPR. To see more, visit https://www.npr.org.


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Poetry is important. And the hope for this standing feature of The Protojournalist is that by searching for a poetic nugget in the constant rush of news we can slow down for a moment and contemplate what the news story really means.
Like finding a lovely pebble in a mountain stream. Or a dropped earring on a crowded sidewalk.
Haiku in the News — you can find other examples here — is not designed to be a trivial thing.
Gray Lady Poems
For a while now, The New York Times has been doing its own version of haiku in the news — using a computer program to highlight 17-syllable samplings in its own journalistic prose. Some work as haiku; some don't.
Here is an example from a recent story on the Pakistani practice of donating sacrificial animal hides to charities:
In previous years,
People have been killed in gun
Battles over hides.
"How does our algorithm work?" writes Jacob Harris, the newspaper's senior software architect. "It periodically checks the New York Times home page for newly published articles. Then it scans each sentence looking for potential haikus by using an electronic dictionary containing syllable counts."
By Humans, For Humans
The NPR version, on the other hand, is human-based. We depend on people — using real eyes and real ears and real sensibilities — to point out poesy overlooked in the 24/7 information onslaught.
Today's haiku comes from Philippe Monfiston, 30, of Monroe, N.Y., who listens to member station WNYC. Philippe unearthed this three-line treasure on NPR's website — in our own backyard.
Yesterday there were
Lots of police cars, so I
Didn't take the risk.
-- A woman who has driven a car in Riyadh, Saudi Arabia, despite a government ban on women driving, according to a recent Reuters report.
(If you find examples of Haiku in the News, please send them to: firstname.lastname@example.com. You could win a Protojournalist Prizepak.)
The Protojournalist: A sandbox for reportorial innovation. @NPRtpj
Copyright 2022 NPR. To see more, visit https://www.npr.org.


text:
LessonLoop specializes in online active learning.
Our mission is to amplify student voice, guide better instruction, and transform learner engagement, all through one professional learning platform.
With online active learning, our goal is to help educators better connect with students.
Research demonstrates that engaged students are more successful academically. However, it is hard for educators to know which aspects of their lessons keep students engaged. LessonLoop solves this problem.
We accomplish better educator-student connections quickly and easily. Our personalized professional learning solution for the tech-enabled classroom helps educators measure and increase student engagement, receive personalized lesson-based tips, and improve educational outcomes.
Our SES (Student Engagement Survey) is a 1-2 minute online anonymous student survey or pulse check where educators choose from a bank of actionable questions that highlight areas where student engagement can be boosted. SES questions were constructed on the foundation of research-based instructional strategies and learning theory. Our survey is gamified, so students enjoy taking the survey weekly or as-needed by educators.
Based on SES question results, with each survey administration, LessonLoop's content recommendation engine generates personalized professional learning tips for educators to improve how their students' experience a lesson within a semester, not at the end. Timely feedback allows educators to improve the lesson for their current students, who may have different needs than future students.
Schools can also purchase additional personalized coaching recommendations from our veteran educators/Tip Masters which are tailored to each educator's grade level, subject area, survey questions, lesson description, and use of educational technology. LessonLoop reports are confidential to educators who can choose to share survey results with others. LessonLoop is a professional learning tool, not an accountability system.
LessonLoop supports educators to gauge how students experience a lesson cognitively, socially, emotionally, through lesson design, content accessibility, and technology use. Our professional learning platform then provides feedback to educators to improve student engagement based on student insights and recommended instructional strategies. LessonLoop also allows educators to create custom questions and offers a humorous poll and secret word questions to improve student engagement.
In addition to online active learning, LessonLoop helps administrators gain new visibility into student engagement analytics, averaged at the school, grade and subject level, to drive systemic and continuous improvement. LessonLoop saves administrators time and increases your institution's return on investment in professional learning by creating a knowledge base of reusable coaching tips that build collective efficacy around student engagement.
Online active learning is a key driver to improve student engagement. Students are empowered to take ownership of their learning. Shy and/or introverted students now have an equal voice participating in our safe, anonymous educator feedback platform.
LessonLoop helps educators save time, gain easy access to proven teaching methods which hone their craft, and leverage LessonLoop's national knowledge base of research-based instructional tips. As educators use LessonLoop, they accumulate continuing education credits.
Visit our website LessonLoop.org to keep up with the latest information.
Contact us now for your online active learning consultation!
Online active learning is essential to student engagement.


text:
Previous studies have shown that variable practice improves the brain's memory of most skills better than practice focused on a single task. Cognitive neuroscientists at USC and UCLA describe the neural basis for this paradox in a new study in Nature Neuroscience.
The researchers split 59 volunteers into six groups: three groups were asked to practice a challenging arm movement, while the other three groups practiced the movement and related tasks in a variable practice structure.
Volunteers in the variable practice group showed better retention of the skill. The process of consolidating memory of the skill engaged a part of the brain -- the prefrontal cortex -- associated with higher level planning.
The group assigned to constant practice of the arm movement retained the skill to a lesser degree through consolidation that engaged a part of the brain -- the primary motor cortex -- associated with simple motor learning.
"In the variable practice structure condition, you're basically solving the motor problem anew each time. If I'm just repeating the same thing over and over again as in the constant practice condition, I don't have to process it very deeply," said study senior author Carolee Winstein, professor of biokinesiology and physical therapy at USC College.
"We gravitate toward a simple, rote practice structure because we're basically lazy, and we don't want to work hard. But it turns out that memory is enhanced when we engage in practice that is more challenging and requires us to reconstruct the activity," Winstein said.
Winstein's team, led by Shailesh Kantak, a graduate student in biokinesiology at the time of the study, verified the neural circuits involved through harmless magnetic interference applied immediately after practice.
Volunteers in the variable practice group who received magnetic stimulation in the prefrontal cortex failed to retain or "consolidate" the arm movement as well as those in the same group who did not receive magnetic stimulation.
This implied that the prefrontal cortex was necessary for consolidating the memory.
Likewise, constant practice volunteers who received magnetic stimulation in the primary motor cortex failed to retain the arm movement as well as volunteers in the same group who did not receive magnetic stimulation.
"While it may be harder during practice to switch between tasks … you end up remembering the tasks better later than you do if you engage in this drill-like practice," Winstein said.
"In motor skills training they know this, in educational programs where they're teaching the kids cursive hand writing, they know this."
Winstein described the study as "the linking of motor neuroscience to behavioral movement science to better understand the neural substrates that mediate motor learning through optimal practice structures. No one had done this before in this way."
The magnetic interference tests also helped define the time window for the brain to consolidate skills. For volunteers chosen to receive interference four hours after practice, the procedure had no effect on learning. This suggested the brain already had done its consolidation.
Winstein's team included first author Kantak, a recent USC Ph.D. graduate on his way to a postdoctoral position at the Rehabilitation Institute of Chicago; fellow biokinesiology faculty Katherine Sullivan (primary adviser to Kantak) and Beth Fisher, director of the Neuroplasticity and Imaging Laboratory where the study was conducted; and Barbara Knowlton, professor of behavioral neuroscience at UCLA.
The study was funded by a grant from the North American Society for the Psychology of Sport and Physical Activity and an Oakley Fellowship from the Graduate School of USC to Kantak.


text:
Deluxe Black Gangster Tie, Black
- Free shipping on all orders over £25
- Hassle free returns
- In stock, ready to ship
- Inventory on the way
The Deluxe Black Gangster Tie will make you the boss at that next fancy dress party as you look ever so sharp for the occasion. Perfect for a 1920's themed event, this tie has its full effect when your suited and booted and is a great costume accessory for anyone wishing to complete their Godfather look.
Shipping & Returns Policy
99.7% of Orders Received on Time!
Our superior service ensures 99.9% of orders placed before 2:00 pm Monday – Friday leave the Mad World warehouse the same working day with 99.7% of parcels sent with Royal Mail delivered on time and without incident.
To improve on communication & delivery service further we have implemented a New 5 Point Track & Trace Service (Real Time). For your peace of mind all parcels will require a signature upon receipt.
Royal Mail 48 Hour: 2 - 4 Working Days (Usually 2 days)
Royal Mail will deliver your order between 7:00am to 5:00pm between Monday - Saturday. For convenience parcels can be tracked from dispatch to doorstep with the New 5 Point Track & Trace Service
• £3.99 per order
• Delivery within 3 days
• NEW 5 point tracking service with SMS text and/or email alerts.
• Redelivery or collection available free of charge if you're out during delivery.
• Safe and secure recorded delivery
• Up to 5 kg
• 100% UK coverage
• Insured up to £46 for lost or damaged goods.
Royal Mail show 97.5% delivery success rate within two days however this is not guaranteed.
Royal Mail 24 hour - upto 2 Working Days (Usually Next Day)
Royal Mail's Priority Tracked Service delivers your order within 2 working days between 7:00am to 5:00pm between Monday - Saturday. For convenience parcels can be tracked from dispatch to doorstep with the New 5 Point Track & Trace Service
• £6.99 per order
• Delivery within 2 days
• NEW 5 point tracking service with SMS text and/or email alerts.
• Redelivery or collection available free of charge if you're out during delivery.
• Safe and secure recorded delivery
• Up to 5 kg
• 100% UK coverage
• Insured up to £46 for lost or damaged goods.
Royal Mail show 99% delivery success rate within two days however this is not a guaranteed service.
BFPO: British Forces Post Office
We are a supporter of British service personnel serving overseas and offer and excellent BFPO service. We are capable of delivering to BFPO address holders across the world via our dedicated Royal Mail & British Forces Postal Service. Parcels are delivered to the BFPO Mill Hill dispatch centre in London via our premium delivery service and than onto your final delivery destination via the BFPO delivery network.
Please note that parcels only have tracked and guaranteed delivery times when within the UK. Once the parcel has entered the BFPO network we do not have the ability to track it and encourage customers to allow a reasonable time frame to receive their parcels, especially when stationed outside the EU zone. Please visit the BFPO website if you require more information regarding this service.
New 5 Point Track & Trace Service (Real Time)
Track and Trace is a new Royal Mail service that makes it easy for you to trace the progress of your order from dispatch though to delivery via real time SMS texts, email notification and unique tracking number. The 5 steps are outlined below:
• Dispatched: Your order is collected from our warehouse.
• At Sorting Centre: Your order is sent to the Royal Mail sorting centre.
• At Local Depot: Your order has arrived at Royal mail depot.
• Out for Delivery: Email and SMS message sent to notify of impending delivery.
• Successfully Delivered (signed for), or Unable to Deliver: Email and SMS message notifying successful delivery or, alternatively if absent, a message informing you how to arrange redelivery or collection from your local depot.
To benefit from the New 5 Point tracking service we request that you leave an authentic email address and mobile phone number in order to receive real time delivery information from Royal Mail.
General Shipping Important Information
All items purchased from Mad World Fancy Dress are made pursuant to their shipment contract.
All tracked delivery is insured up to £46 and express delivery up to £500.
For further information regarding our delivery services see Royal Mail or Parcel Force, if using a courier delivery option. Parcels are sent from our warehouse by Royal Mail or by selected courier. If you require additional cover or have a question regarding your delivery method please message us via our contact page.
Please note that for bulk or heavy orders sent using UK Recorded Signed, UK Special Delivery, or international courier delivery options we reserve the right to upgrade shipment of your order and may ask for additional monies to cover increased postage costs if and when applicable. You will be contacted regarding any additional postal charges before dispatch.
Please note if you choose the Saturday delivery option and are having a parcel delivered to your workplace please ensure that a member of staff will be available to sign for your parcel.
Unless otherwise stated delivery times are an estimate.
For orders outside the EU duty may be payable at import. This is a cost bourne by the customer.
Please Note: During busy periods it can take upto 24 hours longer for items to be despatched. This includes halloween.
Mad World Return Policy
Your satisfaction is our primary objective.
We believe in our costumes, we believe that our goods must live up to your highest expectations and that our service must live up to the same quality. Our staff is always happy to advise and to help you select the best products to suit your requirements.
If for some reason you need to return part, or all of your order, it is easy. Simply follow the guide outlined below. All returns are acknowledged by email or phone and refunds will be credited back to your accounts via the original payment method.
Can I return my costume?
Yes, you can return unworn and unwashed costumes to us within 14 working days of receiving your order. Our costumes are sold in resealable packaging, which allows you to check suitability. When making a return we request that your purchase is returned to us in its original condition together with the original packaging. At Mad World customer care and costume quality are our number one objectives. If you have a problem with one of our costumes please don't hesitate to call or email us and we will do our utmost to solve your problem.
Instructions for returning merchandise
When returning you order please ensure the following information is placed in the parcel so we can identify your return:
1. Billing Name.
2. Order Number (you will find this in your order confirmation email)
3. Postcode and the reason that you are returning your order.
4. Customers should use 2nd class singed for delivery to ensure that orders are returned to us without incident.
Failure to provide this information may result in a delay towards the issue of the refund.
Please return your items to: Mad World Fancy Dress RETURNS, 69 - 85 Tabernacle St, Singer St, London EC2A 4BD
Refund Policy Exclusions
* Please note that we work in full accordance with the Distance Selling Regulations Act (2000) and we respect and adhere to all of your customer rights in compliance with this Act.
We do not refund items that have been worn, washed or soiled. Additionally for hygienic reasons all sales on the following items are final and not eligible for return: makeup, eyelashes, tights, stockings, wigs, contact lenses, underwear, and masks. Some costumes have sealed wigs if this is the case, and the costume is not appropriate, please do not open the bag containing the wig as once it has been opened a refund cannot be provided.
* In accordance with the Distance Selling Regulations Act we will not refund the customers cost of postage to return a product to us - unless this product is proven to be faulty.
Mad World, it's employees, and directors shall be under no liability to any defect arising from; fair wear and tear, negligence, or abnormal working conditions. This liability disclaimer does not affect your rights as outlined by the Sale of Goods Act of 1979.
Late Delivery
If the merchandise arrives too late for your event, please refuse delivery for the parcel and it will be returned to the Mad World Warehouse. Alternatively if you have already received or signed for your parcel you can return it using the instructions outlined above. If Mad World, or our couriers are at fault in anyway we will refund the full cost of the Merchandise + P&P. There are some circumstance when neither Mad World nor the couriers acting on our behalf are at fault, for example; if the customer has selected an incorrect delivery address, postage option, or was absent during delivery. If this is the case and the customer wishes to return their order they will be refunded in full for the total value of the merchandise minus the cost of postage paid.
Cancelling an order before payment
You can cancel an order at any time before submitting payment and do not need to contact us regarding cancelling orders that have not been paid for. We ignore all orders without a matching payment transaction. So, if no payment has been submitted you do not have to worry about us processing your transaction.
Cancelling an order after payment
We are unable to cancel an order after payment has been received. Mad World operates with a very quick turn around so we can get your order processed, picked, packed and shipped to you on the same day. This speedy process ensures that 99.7% of our orders are received on time and without incident. After payment has been submitted we are unable to cancel, alter, add or remove items from your order. If you have submitted an order and no longer want the costume you can refuse delivery, or send the unopened costume back to our dispatch centre where you will be entitled to a refund.
Disputed Items
Any returned merchandise which is received not in accordance with the terms outlined in our returns policy will be defined as "Disputed". Disputed items will not be refunded or exchanged and a reason for this decision will be provided to the customer. We are happy to return disputed items back to the customer, otherwise they will be destroyed within 91 calendar days upon reciept at our Warehouse.
Product images displayed on Mad World Fancy Dress are supplied by the costume manufacturers, these images may vary slightly from the actual costume. Our suppliers reserve the right to make changes to the products at any given time without previous warning. However, these changes should not interfere with the quality or the general concept of any of the items in question.
Contact Us
If you have any questions or concerns regarding a potential refund please contact us using the contact us form on the website.