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How to Pick the Right Massage Therapist Degree Program near Thatcher Arizona
Selecting the right massage therapy school near Thatcher AZ is an important first step to beginning a rewarding first or second career as a massage therapist. After all, who wouldn't want to work in an occupation where the sole purpose is to help people feel and function better? Massage therapists can work in a wide variety of locations, including hospitals, day spas, health clubs and even aboard cruise ships! But before starting a career in this specialty of holistic healthcare, receiving the proper training and licensing is a must. And keep in mind that not all massage therapy programs are alike. When making your evaluations, it's important that you look at all aspects of the schools you are considering and not just the cost or convenience of the locations. We will provide some basic tips that you should incorporate into your due diligence process when selecting a massage therapist school.
What is Massage Therapy?
As mentioned in the introduction, massage therapy is a holistic form of healthcare in Thatcher AZ that helps people feel and function better. The massage therapist manipulates skin, muscles and tissue to reduce stress and relieve tension and pain in their patients. Swedish, or Classic Massage, is the type of massage that most people think of when discussing massage therapy, and most massage therapy schools teach it as their primary form of massage. However, there are many other types of massage that programs may or may not include within their course of instruction. Following are just a few examples.
- Neuromuscular Therapy Massage
- Deep Tissue Massage
- Sports Massage
- Shiatsu Massage
- Thai Massage
- Hot Stone Massage
- Pregnancy Massage
Professionals that work in massage therapy in Thatcher AZ should be referred to as massage therapists. From time to time one may hear them called a masseuse or a masseur, which refers to a female or a male massage practitioner. However, these terms generally carry a negative connotation among the general public and professionals alike and should be avoided.
Massage Therapy Training Requirements
Most schools offering massage therapy require that the enrollee have a high school diploma or its equivalent to qualify. Programs can range in length from several months for a Certificate or a Diploma to as long as two years for an Associate's Degree. The lengths of the programs will also vary by State based on the number of hours required for licensing. Another factor that may also influence the program length is whether classes are offered in Thatcher AZ during the day or in the evening. Also, an Associate Degree in Massage Therapy may have general education requirements and are often transferable into a related Bachelor's Degree Program. Once you have received your Certificate or Degree, the education does not end there. The amount and type of continuing education you will need to complete will depend on the State where you are licensed. Some states require both a certain number of hours of continuing education as well as specific education in subjects such as HIPAA compliance or ethics.
Massage Therapist Licensing
Once you have graduated from an accredited massage therapy school, you will then need to become licensed in the State where you will be practicing. The Massage & Bodywork Licensing Examination (MBLEx), is a test controlled and administered by the Federation of State Massage Therapy Boards (FSMTB) and is required by most States as part of the licensing process. Some States have their own or additional exams, so check with your State prior to enrolling in a massage therapy program. If you do not pass the MBLEx in the first attempt, you can take it again after 30 days but must pay an additional exam fee. Once licensed, you will need to maintain it in most states, which means paying a renewal fee and satisfying renewal requirements. As previously mentioned, renewal typically requires a certain number of hours of continuing education be completed. And if you should move to another State, you will need to get licensed in that new State as well. Every State regulates massage therapy differently, so it is not safe to assume that you will automatically qualify for licensing. Check with your new State before moving to confirm that you meet the requirements to legally practice there.
Questions to Ask Massage Therapy Programs
Before you enroll in a massage therapist school, there are some important questions that you need to ask about the programs you are considering. As previously mentioned, the location of the school is important, particularly if you will be commuting to classes from Thatcher AZ. And of course the total cost, including tuition, books and all training materials will also be an important factor. But beyond those basic qualifications, following are some questions you should ask so that you have all of the facts before selecting a massage therapist training program.
- Is the School Accredited? Accreditation may be required for licensing as well as student loans or financial aid. It also helps to ensure that the program meets acceptable levels of quality. Some Thatcher AZ employers also prefer job candidates from accredited schools.
- Does their Curriculum Comply with EALP Standards? Entry-Level Analysis Project (EALP) standards were created by an association of massage organizations to define minimum standards for preparing massage school graduates for entry-level professional work.
- What Massage Therapy Programs are Available? Find out if the type of program you are interested in is available, such as an Associate Degree in Massage Therapy. Also, if you need to attend evening classes near Thatcher AZ make sure that they are offered as well.
- What Types of Massage Therapy are Taught? As previously mentioned, most massage therapy schools teach Swedish Massage. However, the better programs include multiple types of massage therapy. Make sure that the program you choose includes those you are most interested in.
- Is Financial Aid Available? To qualify for federal financial aid or a student loan, the school will need to be accredited by a national accrediting organization. Find out from the schools you are considering what they offer in aid or if they assist students in obtaining funding from other sources.
- How Long has the School Existed? One indication that a school provides a quality education is longevity. However, all schools had to start from day one, and many fine schools are relatively new. So use this as one of several qualifications when comparing schools.
- Does the School have a Job Placement Program? Find out if the schools have job placement programs and what their placement rates are. Ask if they assist with such skills as how to interview for a position and how to prepare a resume.
- Is Plenty of Hands-On Training Provided? This includes classroom training as well as placement in internship programs. The best massage therapy schools make sure that students have plenty of time to practice what they learn so they can develop their skills and be corrected when necessary.
- What is the Background of the Faculty? Find out what the experience and credentials are of the teaching faculty. Speaking with schools' faculty in person can also provide valuable information. Before applying, arrange to take a tour of the school and talk with staff members and students if permissible. Schools may also have Open House events for prospective students.
Enrolling in a Massage Therapy School Near Thatcher AZ?
Perhaps you live near Thatcher Arizona or will commute to a massage therapist degree program in that area. Either way, you may find the following background information about the location of your new school campus both interesting and informative.
Thatcher, Arizona
As of the census[8] of 2000, there were 4,022 people, 1,281 households, and 927 families residing in the town. The population density was 919.4 people per square mile (355.4/km²). There were 1,427 housing units at an average density of 326.2 per square mile (126.1/km²). The racial makeup of the town was 84.73% White, 0.77% Black or African American, 1.84% Native American, 0.52% Asian, 0.07% Pacific Islander, 9.87% from other races, and 2.19% from two or more races. 19.54% of the population were Hispanic or Latino of any race.
There were 1,281 households out of which 36.3% had children under the age of 18 living with them, 59.3% were married couples living together, 9.9% had a female householder with no husband present, and 27.6% were non-families. 19.7% of all households were made up of individuals and 10.5% had someone living alone who was 65 years of age or older. The average household size was 2.94 and the average family size was 3.37.
In the town, the population was spread out with 27.6% under the age of 18, 22.8% from 18 to 24, 18.9% from 25 to 44, 18.3% from 45 to 64, and 12.4% who were 65 years of age or older. The median age was 25 years. For every 100 females, there were 87.9 males. For every 100 females age 18 and over, there were 83.5 males.
Pick the Right Massage Therapist Program near Thatcher AZ
Good luck as you embark on your journey to begin a career as a professional massage therapist. As with all things worth achieving, it will take a lot of hard work and dedication to succeed. You originally came to this website because of your interest in Massage Therapy School Curriculum. However, by following the suggestions contained within this article, you will have an excellent opportunity for success by selecting the right massage therapy training course. And with the right education you will soon become a professional massage therapist servicing the Thatcher Arizona area.
More Therapeutic Locations in Arizona


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Concrete Leveling in GLENFORD, look no further!
You are in or near GLENFORD with a need for 'Mud Jacking' or Concrete Leveling for your patio, driveway or steps, you'll need to communicate with a concrete repair company near you such as A1 Concrete Leveling Columbus.
Searching on the internet, you can find many foundation repair firms here and there that look to be local to GLENFORD, however; they are most likely not, they can be large out of state companies that use internet programmers to make multiple web pages with every city name in your area. These affiliate companies make commission from every call they generate. The affiliate cost is added to your invoice at an average of about 15%.
When trying to schedule concrete repair services from a national firm, time estimates can vary. You will not be serviced when you need or when you were quoted by the affiliate, the job cost can and most likely will change, not to mention how hard it can be to talk with a national company that is not based in your area. Contacting these firms through one of the thousands of web sites they have will create 2 contacts between you and your concrete leveling needs.
Using a local GLENFORD Mud Jacking company will guarantee you the service you need, how you want it, and best of all at the price you are happy with.
Concrete Leveling and Foundation Repair from GLENFORD to KIRKERSVILLE, RAY to COLUMBUS has never been easier with A1 Concrete Leveling Columbus. See below for the local Ohio city near you, and Thank You!
A1 Concrete Leveling
Call Us! or send us a message
The foundation is the most important part of your GLENFORD home, so when it begins to slope or crack, it is time to get a foundation repair before it gets to be a major problem. Your house is built around its foundation, so if your foundation starts to go out your house can be in danger of collapsing. There are various reasons for why a foundation gets damaged, but its biggest enemy is water. Water causes soil to either swell or contract, and since the foundation is settled on top of the soil, if excess water triggers either one of these, it will upset the home's settling (causing bulging and sloping). Unpleasant bulging and sloping will be unnoticeable at first, but as long as water keeps swelling and contracting soil the problems hidden from the naked eye will begin to show.
Being able to notice if your home has foundation damage will help you in the long run, because the faster you can catch it the faster you will be able to fix it. One way to be able to tell if you need a foundation repair, is to take a ball and sit it in the middle of the floor, and if it rolls on its own then you have sloped floors. Sloping floors may not be noticeable to the naked eye, but when you use a ball you will begin to see them, and this is a sign of an unsettled foundation. Another good way to tell if you have a sloping or bulging foundation is that if any of your doors get stuck when you open and close them, because they are getting stuck due to a slope in the floor. Also, cracks are the most noticeable way to be able to tell if your foundation is in need of repair.
Today, there are various methods used to help repair your GLENFORD foundation, but in all cases of damaged foundation you will need to call a professional because doing it on your own may worsen the problem. The two popular methods used are steel push piers and helical anchor piers, and both methods need to be installed by a professional. The steel push piers uses a long steel rod that has to be driven into the soil (straight down), and these piers lift the foundation up to it original level (this will fix all cracks in the walls and brick). The helical anchor pier is a similar method, but the rod is shorter and has spiral threads at the bottom (which resembles a screw), and these are driven into the ground at an angle. A foundation repair needs to be completed by a foundation contractor or engineer because they are professionally trained.


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Genie GIT-1 Compatible 390 MHz Intellicode Visor Remote Control 33069R
This compact cost efficient remote from Transmitter Solutions can replace your existing Genie GIT-1, GIC-1, or G2T-1 Intellicode garage door remote control.
Programming this Genie GIT-1 remote replacement is simple, just press the learn button on your opener and then press the button on the new remote and you are all set.
Please note this Genie compatible remote will not work on older openers that use dip switches for programming, please see the Genie GT912 remote for those openers.
Product Details
- Singe button unit, can control one garage door or automatic gate opener
- 390 MHz Intellicode Compatible
-Includes Visor clip, 12V battery, programming instructions
-Two year manufacturers warranty included
-Dimensions: 3 x 1.75 x .5 inches
- Brand: Genie
- Product Code: GIT-1
- Availability: In Stock
- Compare Price: US $24.95
Our Price: US $22.95
- 2 or more US $21.50
- 5 or more US $20.75
- 10 or more US $19.50
US Shipping - FREE
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(Quantity shipping discount applied at checkout)


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Amelie 11
Vegas Stone Oxygen White Smoke
Amelie 11
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Handcrafted with love
All our products are handmade so any item you purchase is one of a kind. The colour achieved in tanning or choice of patterns may differ slightly from the product photo, but it makes each item beautiful on its own.
Slight differences are not attributed to a manufacturing flaw but to the uniqueness and quality of the product, entirely handmade.
Delivery & return
- Delivery is free to Great Britain*, it is handled by Evri and takes 3-4 working days
- To other countries within European Union the cost varies between €9.90 and €12.90. The delivery takes on average 4 to 5 working days, depending on your country.
- Return is free for orders to Great Britain within 14 days from the delivery
- From other countries the return costs are on the charge of the client
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Flexible sole
This type of sole is characterised by less thickness than traditional leather soles, which gives them extra flexibility and thus, makes them even more comfortable while walking.
Real Leather
We choose exclusively genuine and high-quality leather that is regionally sourced and processed according to strict guidelines.
Vegetable tanned leather
This type of tanning exploits the active principles of plants and their natural properties. In comparison with chrome tanning, it is not harmful to the environment or humans.
Gold Rated
Gold Rated is a certificate awarded by the Leather Working Group to workshops complying with strict standards in terms of water management, waste treatment, energy consumption and worker health and safety.
The product was produced in an environmentally friendly way and can be recycled after its timespan. It is vegetable tanned, has fully leather sole or a leather and rubber anti-slip sole.


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Nobu Residences is a New Condo development by Madison located at John and Mercer , Toronto.
Nobu Residences is for those with a taste for the finer things in life and a desire for all things luxury. It is an extravagant Downtown Toronto Condo coming to the Entertainment District. This pre-construction Toronto condo will have residences, hotel accommodations, and restaurant.Nobu is an internationally known brand that had its first development build in 2013 in Las Vegas. There will be no limitations of excellence and grandeur in this highly anticipated Toronto development. Nobu is a brand by Chef Nobu Matsuhisa, producer Meir Teper, and actor Robert De Niro. This is Nobu's first restaurant, hotel, and condo combination coming to Canada and it's coming to Toronto.Nobu Residences DetailsUniquely designed by Teeple Architechs and interior by Studio Munge, Nobu Toronto brings elegance, zeal and excitement to the Downtown Toronto area. The architecture will incorporate the Pilkington Glass Factory for the podium combining Toronto history from this late 1800s façade and a striking modern bronze design.Suites will have top of the line features and finishes with only the best to reflect the luxurious lifestyle of its residents. The building will be overflowing with amenities including a fitness centre, and a lovely Zen Garden to relax residents on the outdoor terrace. Prime Location15 Mercer Street Toronto is in the perfect location to all of Downtown Toronto's amazing amenities. A perfect Transit Score and a perfect Walk Score. Downtown Toronto Amenities The Entertainment district is home to many wonderful venues that host superb shows and entertainment. With everything from classical shows to sports entertainment, Downtown Toronto has it all.Venues Nearby:TIFF Bell LightboxRoyal Alexandra TheatreRoy Thompson HallRogers CentreFour Seasons Centre for the Performing ArtsNobu Residences Highlights- Internationally knowned Nobu brand- Luxurious suites and amenities- Nobu Restaurant- Perfect Walk Score. Perfect Transit Score- Walking distance to Toronto's Best Venues


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IMS Content Packages
IMS content packages can be created and edited using a variety of content-authoring software. Content is usually displayed over several pages, with navigation between the pages. The content-authoring software produces a zip file, which can then be uploaded to your course in Moodle.
The zip file is unzipped automatically in Moodle, and the content of the package displayed.
There are various options for displaying content in a popup window, with a navigation menu or buttons etc.


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The Legislative Reference Library has archived the following electronic versions of this document. There may be other documents available.
Publisher: Legislative Coordinating Commission; Virchow, Krause & Company
The Library's premier state public policy collection focuses on state-level issues and comparative statistics
The LRL catalog includes books, reports, state documents, mandated reports, and more.


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Bellmawr Locksmith Store - Locksmith Bellmawr, NJ
Modern day lock systems are quite in contrast to those deployed in ancient times. While the conventional mechanical variants are still prevalent in the market, there are also more sophisticated variants that are built to withstand external manipulation and any break-in attempts. Thus, along with the locks, the job profile of a locksmith has also undergone a drastic transformation. Basic technical knowledge no longer suffices to meet today's demands, as locksmiths are now expected to hold in-depth knowledge, have vast knowhow, portray superior workmanship, have advanced mathematical and analytical skills and more. Finding competent locksmiths is always a daunting task, but not if you live in Bellmawr Locksmith Store.
We are a premier locksmithing agency and have been in the industry for years. Our profound industry experience has only strengthened our bases and enabled us to evolve continuously to keep pace with the rising customer expectations. Right from our technicians to our infrastructure, we strive to keep ourselves updated and in sync with the latest advancements in the locksmithing industry. Our commitment to delivering the best services, affordability and 24/7 availability has made us the community's go-to locksmith.
Trained and seasoned locksmiths:
Each one of our team members is picked through a careful selection process, where their educational background, relevant experience, certifications, skills and their technical knowhow are tested. After we handpick the best men for the job, we further enhance their skillset by exposing them to rigorous training sessions, hands-on exposure, workshops, seminars, conferences and more, so that they are capable of meeting the demanding needs of consumers. We also have established a strict code of ethics that all our technicians are expected to abide by. This ensures that they uphold integrity, confidentiality and privacy of clients in the execution of their duties.
Comprehensive range of services:
At Bellmawr Locksmith Store, we believe in providing an all-inclusive range of services that will entitle you to receive an entire spectrum of locksmithing services under one roof. We provide:
- A wide range of locks : We've teamed up with top international manufacturers and have procured the best quality locks for your property. From Grade 1 locks for your commercial property to simpler locks for your mailbox, we've got it all.
- Rekeying service : Lost your keys? Do you suspect someone has stolen them? Don't discard your locks for we can rekey them at a cost-effective price and provide a new set of keys.
- Key cutting : From high-security keys to transponder keys to standard variants, we've got the latest, cutting-edge key cutting machinery and computerized equipment to precision-craft just about any key.
- Security consultation : Are you worried about the current state of your security? We provide consultations that will enlighten you of the same and suggest measures for improvement.
- Lockout assistance : Locked out of your car or home? Our experts can help you regain access in no time at all. Our unlock solutions are damage-free and available 24/7.
- All types of locks repaired : Locks get worn down with time, but a regular tune-up can fix them and restore them to normalcy. Be it physical damage or wear and tear, we can repair locks in any condition.
- Eviction services : Have you evicted a tenant from your property? If so, you need to upgrade your security right away. Our eviction service handles rekeying/replacement of all the locks in your property.
- Automotive locksmithing : Locks & keys can also be found in vehicles, and as such, require expert handling. Our locksmiths can make car keys, fix ignition problems, unlock locked trunks and more.
We offer all this and a lot more. For more details, you can always get in touch with our representatives.
Quick response time and serviceability:
When you require a locksmith's assistance at once or are looking for someone to bail you out of an unprecedented emergency, you need to get in touch with a reliable, competent locksmith right away. We offer one of the fastest response times in the region, because we know how every passing moment only adds on to your woes. Once we receive your call, the dispatcher will then direct the request to a mobile van nearest to your location which will reach you in less than 15-20 minutes, no matter where you are in and around Bellmawr. All our vans are loaded with cutting-edge equipment, the latest locks, key blanks, spares, and other components that enable us to do the job onsite.
Bellmawr Locksmith Store is a renowned firm that provides comprehensive automotive, residential, commercial and emergency locksmith services. The firm commenced operations decades ago and from humble beginnings, it has now grown to a massive scale offering a wide range of solutions across various sectors. Today, the firm boasts of a huge client base that include prominent businesses, industries, commercial spaces and a majority of the residents in Bellmawr, NJ area. The fame and success garnered over the years did not come easy. It took dedication, a zest for the profession, commitment to serve the community and a relentless drive to better ourselves in every aspect to get where we are today. Our teams of professional locksmiths have worked tirelessly towards our goal of providing 100% customer satisfaction and ensuring provision of superior levels of service. From the men we hire, to the products we sell to the tools we use, we strive to attain perfection in everything. Beyond doubt, the success that followed was evident.
Why should you trust us?
- We're always available : You might run into a lock & key emergency at any time – and during those critical moments, you need someone to help you. You can schedule an appointment beforehand or even hire us at a moment's notice. We're available 24/7, on all days.
- We have very high standards: When you hire us, you can expect to receive only the best levels of service. Shoddy work, poor-quality products or incompetency is something you'll never have to deal with when you've hired us for the job
- Affordable pricing scheme: Unlike others, we believe in offering value-for-money services i.e. our customers only pay a baseline fee for the services. There are no hidden costs involved and we always provide upfront prices to ensure that work commences after we've reached a mutual agreement.
- Doorstep services provided: You won't have to go the distance to get a lock fixed or a key duplicated. Call us and we'll arrive at your location. Being a mobile service, we can reach all areas in Bellmawr, NJ and provide doorstep solutions at no added convenience fees.
Why settle for less, when you can hire the best? Get in touch with Bellmawr Locksmith Store today for all your locksmithing needs.


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Happy Birthday Suheera Wishes, Images And Messages
Happy birthday Suheera! Today marks a very special day in your life – it's the one day of the year that you get to celebrate yourself and all of your accomplishments over this past year. On such an important occasion, let us help make sure you have some meaningful words or images to share with those who mean most to you.
We know birthdays are always a time for celebration and reflection on our lives, so we wanted to provide some ideas for wishing someone like Suheera a happy birthday! Whether it's through heartfelt messages or funny pictures, here is where we can be creative when expressing how much we care about them. We've rounded up some of the best wishes, images and messages specifically tailored towards celebrating Suheeras' big day – from cheesy quotes about friendship to thoughtful poems about love – there is something perfect just waiting for her! So if you're looking for ways show your appreciation and admiration today then look no further than below as these will surely bring smiles galore on her special day.
Happy Birthday Suheera Wishes With Name.
- Dear Suheera, Every day is a gift with a friend as sweet and wonderful as you! Wishing you a happy birthday filled with all your favorite things
- My Dear Suheera, On your Birthday, I hope that you eat as much cake as possible! You deserve the very best, and I hope that today is the best day ever. I wish that I could celebrate with you every single day of the year! Happy Birthday!
- Oh, Lovely Suheera, Happy Birthday! What a treasure it is to have a friend like you. You deserve the very best Birthday this world can offer, and I hope this next year is positively wonderful for you.
- Hey Suheera, My best friend was born today! Where would I be without you? Happy Birthday To You.
- Suheera, Thank you for being the brightest person I know. Hope to see you shine for years on!
- Dear Suheera, Everywhere you go, you fill-up the place with smiles. This is why, for your Birthday, I wish that life always gives you a reason to smile for as long as you live. Happy Birthday, sweetheart!
- If I was to finish this piece without wishing her a happy birthday, I would be shunned by the entire family. So before that happens, let's do just that. Happy Birthday, Suheera!
- I wish you a very Happy Birthday. May each day as a new experience for you to explore as well as enjoy. Congratulations on achieving so much in your life; you truly deserve to be celebrated. Happy Birthday, Suheera!
- You will always remain one of the most loving and charitable person I know. May God bless you with happiness, love, and joy always. Happy Birthday, Suheera!
- The best thing about you is that you love me and embrace me openly despite knowing my every weakness and imperfection. I'm so grateful for having a friend like you in my life who has taught me so much.
- Wishing you all the best in life, and I hope tomorrow brings you everything your heart desires.
- May your life be full of love and joy, may you spread happiness wherever you go and whatever you do. With birthday wishes and lots and lots of love.
- May your Birthday be filled with the warmth of smiles, laughter, celebration. A wonderful day to be with friends & family. Happy Birthday!
- Wishing you a very Happy Birthday, and May your Birthday be filled with love, warmth, and friendship.
Happy Birthday Suheera Quotes.
- Very early, I knew that the only object in life was to grow. — Margaret Fuller
- You've heard of the three ages of man—youth, age, and "you are looking wonderful. — Francis Cardinal Spellman
- Every year on your Birthday, you get a chance to start new. — Sammy Hagar
- Cakes are special. Every Birthday, every celebration ends with something sweet, a cake, and people remember. It's all about the memories. — Buddy Valastro
- Live not one's life as though one had a thousand years, but live each day as the last. – Marcus Aurelius
- Life seems to fade our memory, so on this Birthday, I will forget yours if you forget mine! – Kate Summers
- When a man has a birthday, he takes a day off. When a woman has a birthday, she takes at least three years off. – Joan Rivers
- Youth is the gift of nature, but age is the work of art. — Garson
- All the world's a stage, and all the men and women merely players. They have their exits and entrances, and one man in his time plays many parts. – William Shakespeare
- The best way to remember your wife's Birthday is to forget it once. — H. V. Prochnow
- I wish people would stop talking about my Birthday. – George Bernard Shaw
- I don't pay attention to the number of birthdays. It's weird when I say I'm 53. It just is crazy that I'm 53. I think I'm very immature. I feel like a kid.
- That's why my back goes out all the time because I completely forget I can't do certain things anymore–like doing the plank for 10 minutes. – Ellen DeGeneres
- A friend never defends a husband who gets his wife an electric skillet for her Birthday. – Erma Bombeck
- There is no cure for birth and death save to enjoy the interval. – George Santayana
- May you live as long as you want and never want as long as you live. – Irish blessing
- All the world is birthday cake, so take a piece, but not too much. — George Harrison
- At twenty-one, so many things appear solid, permanent, untenable. — Orson Welles
- Our wrinkles are our medals of the passage of life. They are what we have been through and who we want to be. — Lauren Hutton
- They say it's your Birthday. We're gonna have a good time. I'm glad it's your Birthday. Happy Birthday to you. – The Beatles
- And in the end, the love you take is equal to the love you make. — The Beatles
Happy Birthday Suheera Messages And SMS.
- "Another adventure-filled year awaits you. Welcome it by celebrating your Birthday with pomp and splendor. Wishing you a very happy and fun-filled birthday!" Only For You, Suheera.
- Don't think of it as getting older. Think of it as becoming a classic.
- You deserve all the cake, happiness, and love today. Happy Birthday and #treatyourself!
- Here's my annual reminder that there's no one like you! Wishing you the best Birthday!
- Thanks for being my turn-up partner, venting partner, and everything in between! Enjoy your day!
- Wishing I could spend your Birthday with you, but know you're on my mind and in my heart ♥
- You're making a beautiful life for yourself—enjoy it, especially today!
- We're gonna sip [insert BBF's favorite drink] like it's yo Birthday 🥳
- Every year on your Birthday, I get reminded of how much you mean to me as a best friend.
- "A wish for you on your Birthday, whatever you ask may you receive, whatever you seek may you find, whatever you wish may it be fulfilled on your Birthday and always. Happy Birthday!"
- Our age is merely the number of years the world has been enjoying us!
- Happiness is seeing your best friend growing up with you! Happy Birthday! Very Happy Birthday Suheera.
- Wishing you 24 hours of joy, though you deserve a lifetime of it.
- Sending you nothing but positive vibes on your Birthday ❤
- My best friend was born today! Where would I be without you?
- Hello to a new year with an even better YOU! Happy Birthday!
- Thank you for living your life in a way that makes every day worth celebrating. Happiest of birthdays!
- Distance is nothing to the person who means everything! Happy Birthday!
- Don't count the candles, but see the light they give. Don't count your years but the life you live. Happy Birthday.
- Cheers to you for another trip around the sun!
- My wish for you is that you get all of your birthday wishes this year 🎂
- "Happy Birthday! I hope all your birthday wishes and dreams come true." My Dear Suheera.
- If you're getting old, that means I am too!
- Happy Birthday to my irreplaceable best friend.
- Cheers to the nights that turned into mornings and the friend that turned into family. Happy Birthday!
- "Your Birthday is the first day of another 365-day journey. Be the shining thread in the beautiful tapestry of the world to make this year the best ever. Enjoy the ride."
- "Count not the candles…see the lights they give. Count not the years but the life you live. Wishing you a wonderful time ahead. Happy Birthday."
- "Count your life by smiles, not tears. Count your age by friends, not years. Happy Birthday!"
- "Happy Birthday! Your life is just about to pick up speed and blast off into the stratosphere. Wear a seat belt and be sure to enjoy the journey. Happy Birthday!"
- "Be happy! Today is the day you were brought into this world to be a blessing and inspiration to the people around you! You are a wonderful person! May you be given more birthdays to fulfill all of your dreams!"
- "Forget the past; look forward to the future, for the best things are yet to come."
- Happy Birthday! Here's to more life, love, and adventures with you to come!
- You've grown so much in one year. I'm always so proud of you! Happy Birthday.
- I hope you're treated like the queen you are today, my friend 👑
- How many birthdays have we spent together now? I guess it's official—you're stuck with me.
- You suck at aging! Can you at least try to look older?
- Birthday calories don't count, so the next drink is on me! 🍹 Lol, Suheera.
- You're like a sister to me. Cheers to many more birthdays glowing together.
- Don't forget to smile awkwardly as everyone sings you happy Birthday today!
- There are friends, and then there are best friends, happy Birthday to the best friend I could have asked for!
- Birthdays only come once a year, and your friends only come once a lifetime.
- Happy Birthday to my ride or die. Love you bunches!
- Today is about you. I can't wait to celebrate with you all day long!
- Even though celebrations might look a bit different this year, you're always the life of the party—over Zoom and all. Happy Birthday!
- "Birthdays are a new start, a fresh beginning, and a time to pursue new endeavors with new goals. Move forward with confidence and courage. You are a very special person. May today and all of your days be amazing!"
- Thank you for being the brightest person I know. Hope to see you shine for years on!
- I thought you get finer and wiser with age? Well, there's always next year 😂
- Happy Birthday! Wishing you many more years of good health and prosperity.
- "May the joy that you have spread in the past come back to you on this day. Wishing you a very happy birthday!"
- Life is more fun with you at my side! Let's make this Birthday memorable!
- I hope you know how much you're loved today, best friend! Happy Birthday!
- You're not just my best friend; you're the best, period! Happy Birthday, Suheera!
- "This Birthday, I wish you abundant happiness and love. May all your dreams turn into reality, and may lady luck visit your home today. Happy Birthday to one of the sweetest people I've ever known."
- I hope you're enjoying your special day—may life continue to bring you the best days ahead. 💜
- Every cool person has an even cooler best friend! Happy Birthday!
- "May you be gifted with life's biggest joys and never-ending bliss. After all, you yourself are a gift to earth, so you deserve the best. Happy Birthday."
- Wishing you the happiest of birthdays and many more that top the year before!
- Happy Birthday to my partner-in-crime and my favorite person!
Happy Birthday Wishes For Suheera.
Happy Birthday to a sweet soul, You deserve every good thing that comes your way. Have a blast!
I'm wishing you a birthday filled with love, laughter, happiness, and all of your heart desire. Have a blast!
Life is very short, So enjoy every moment, Don't lose your confidence, Go always ahead. Happy Birthday.
Set the world on fire with your dreams and use the flame to light a birthday candle. Happy Birthday.
I am thinking of you with love on your Birthday and wishing you everything that brings you happiness today and always.
I just want to THANK ALL OF YOU for making me feel special on my Birthday; I love You Guys!
Some like Sunday, Some like Monday, but I like your Birthday. Happy Birthday my sweetheart Suheera…
Happy Birthday to someone close to me; I hope all the angels are singing to you in heaven—that Happy Birthday Suheera.
Happy Birthday, my friend. I can't imagine celebrating with anyone else.
May you live as long as you want and never want as long as you live.
The way I see it, you should live every day like it is your Birthday.
How do you expect me to remember your Birthday when you never look any older. Happy Birthday!
Here's wishing a Happy Birthday to the most charming, funny, attractive, and rocking personality in town. Have a great day.
Just imagine the things you'd want to hear on your Birthday and assume I said them. Happy Birthday!
The fact that a Facebook reminder told me it was your Birthday doesn't make it any less special.
Hey you! It's your Birthday! Cake! Candles! Drinks! Presents! More drinks! Can you tell I'm excited?
Here's to another year of laughing until it hurts, dealing with stupid people, and keeping each other moderately sane. Happy Birthday!
Happy Birthday Images for Suheera.
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If you are looking for ways to make Suheera's birthday extra special, look no further than happybirthdaylines.com! We have the best selection of Happy Birthday Suheera Wishes, Images and Messages that will surely put a smile on her face. With our vast array of options, you can easily find the perfect thing to say or do to celebrate this wonderful day with your loved one. So go ahead and explore all the amazing ideas we have here at HappyBirthdayLines.com and give Suheera an unforgettable birthday celebration!


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Take It to the Bank: The Ultimate Guide to Cheap Car Insurance
Owning a vehicle is expensive. Car insurance doesn't have to be.
Automobiles are by no means money printing machines. They depreciate around 10 percent as soon as they are driven off the lot. Beyond that, they continue to lose about 20 percent of their value every year on average, though this rate levels off as the vehicle ages. Car insurance, however, doesn't have to be a taxing drain on savings.
Auto insurance quotes comparison is the most important way to ensure the cheapest premium for any given coverage. If stretching out your dollar is your goal, we're here to help get you started on that comparison with the comprehensive guide to the cheapest car insurance from Insurify.
The Big Fish: Ranked
While none of the five biggest insurers are the cheapest nationally—or even regionally—they do dominate the majority of the American auto insurance industry. As such, any truly comprehensive guide would be remiss to omit them when discussing affordable car insurance. The upside of these providers is that they offer coverage in all 50 states. Additionally, they provide policies that meet a wide array of needs and which can be often be bundled with other products such as home insurance. To offer an idea of which large company may be the ideal choice for your wallet, here is how the major players stack up.
The quotes displayed for the Big Five—and for all other providers in this guide—are estimates that will vary based on your region and your profile. To get a more accurate idea of what individual rates to expect, be sure to compare auto insurance on a personalized insurance comparison service.
Cheapest Large Providers
So if the major players—State Farm car insurance, GEICO car insurance, Progressive car insurance, Allstate car insurance, and Farmers car insurance—aren't the most affordable insurance companies that cover a sizeable share of states, which are? When it comes to the most competitive policy prices, the market-share giants don't come out on top.
These are the cheapest national and regional players on the car insurance scene:
Even though the Big Five dominate the market in terms of the number of motorists they insure, they are not even the sole providers to offer policies in all 50 states. EMC Car Insurance and USAA car insurance also offer coverage nationwide, and they do so at far more competitive rates. It is important to note that USAA insurance policies are restricted to current and former military service members and their families. That being said, when it comes to EMC Insurance, so long as you live in the United States, you're in luck if you're looking for a cheap policy!
The regional providers shown here don't have the scope to offer quotes for drivers in every state in the nation. However, they offer insurance options in more than 10 states apiece, so if the policies—or more importantly for some, the price of those policies—appeal to you, there is a good chance that at least one will be offered where you live. As Western National Insurance Group is a collection of regional insurance companies, it is the largest mid-size insurer, offering policies to drivers in nearly half the states in the country.
The State of Cheap Insurance
Often times, the cheapest options are the local insurers that can specialize in the coverage needs of a region's drivers and offer the most competitive rates in exchange. In many cases, these companies may only offer these policies in the single state in which they're located. These businesses may be hard to find, as they do not have the same name recognition nor advertising budgets as the bigger players, but they are worth exploring. The best news is that auto insurance quotes comparison services can do most of the legwork in finding them.
It's worth noting that USAA provided the cheapest annual rates in a handful of states. That said, the insurance companies displayed above are available to both military personnel and civilians alike. However, servicemembers living in Alaska, Arkansas, Colorado, Delaware, Florida, Indiana, Kansas, Kentucky, Louisiana, Missouri, Montana, New Hampshire, New Mexico, Nevada, Pennsylvania, South Carolina, Vermont, or Washington, should investigate USAA insurance as it may be the cheapest option.
Drivers living in Wyoming, South Dakota, Iowa, Alaska, North Dakota, Vermont, Indiana, Idaho, Nebraska, or New Hampshire, may receive some of the cheapest rates in the nation. This may in part be due to both the lower cost of living and the lower accident rates in these less densely populated states.
A guide to the cheapest car insurance options is perhaps the most important for drivers in states with the most expensive average premiums. Motorists in Michigan, Florida, Louisiana, Rhode Island, New Jersey, Kentucky, Nevada, New York, Connecticut, and California see the steepest quotes for their motor vehicle policies nationwide. Michigan cheap car insurance policies are particularly hard to come by. The average annual premium in the Great Lake State is 1.72 times as expensive as even the second most expensive state for vehicle coverage. There are a handful of reasons for these expensive quotes in the Great Lake State, including statewide mandates for unlimited personal injury protection, insurance fraud, and high uninsured rates. In these states, comparing rates across different insurance companies is crucial to find the most affordable prices.
Tips for Securing Maximum Savings
- Compare auto insurance quotes. In order to find the best car insurance companies, it's imperative to explore premiums from different insurers. Many drivers think that this is a one-time tip that will help them find the ideal company to select and then remain with, but you can only maximize savings by making comparison a routine. Drivers should check how companies' rates have changed every six months and especially after life events such as marriage or after any tickets or other driving incidents have dropped off of their records.
- Explore different coverage levels. While it means that insurers will dish out less cash in the event of an incident, lowering your coverage means a lower month-to-month cost. Depending on the conditions of any auto loans and the age and condition of your car, it may not make sense to strip coverage for cheaper quotes, but selecting the state minimum coverage, raising comprehensive and collision deductibles, and even dropping comprehensive and collision coverage are all ways to reduce up-front costs.
- Find all applicable discounts. When it comes to shopping for auto coverage, there are often far more car insurance discounts available than many car owners realize. That's why it's important to call your insurer and ask about all of the discounts they offer to see which may apply to you. You may just save a pretty penny because of it!
To determine which auto insurance companies are the most affordable deal for car owners, the data science team at Insurify explored quoting information from their database of over 1.6 million auto insurance applications as well as from public filings. The quotes displayed here are based on aggregations of sample rates for four driver profiles that included varied gender, ages, driving histories, credit, marital statuses, prior insurance, higher education, employment, and military service.


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Kimberley Chambers has written a series of 16 books. Here, you can see them all in order! (plus the year each book was published)
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The rulers conspire against Christ. (1-5) Christ anointed at Bethany. (6-13) Judas bargains to betray Christ. (14-16) The Passover. (17-25) Christ institutes his holy supper. (26-30) He warns his disciples. (31-35) His agony in the garden. (36-46) He is betrayed. (47-56) Christ before Caiaphas. (57-68) Peter denies him. (69-75)
Verses 1-5 Our Lord had often told of his sufferings as at a distance, now he speaks of them as at hand. At the same time the Jewish council consulted how they might put him to death secretly. But it pleased God to defeat their intention. Jesus, the true paschal Lamb, was to be sacrificed for us at that very time, and his death and resurrection rendered public.
Verses 6-13 The pouring ointment upon the head of Christ was a token of the highest respect. Where there is true love in the heart to Jesus Christ, nothing will be thought too good to bestow upon him. The more Christ's servants and their services are cavilled at, the more he manifests his acceptance. This act of faith and love was so remarkable, that it would be reported, as a memorial of Mary's faith and love, to all future ages, and in all places where the gospel should be preached. This prophecy is fulfilled.
Verses 14-16 There were but twelve called apostles, and one of them was like a devil; surely we must never expect any society to be quite pure on this side heaven. The greater profession men make of religion, the greater opportunity they have of doing mischief, if their hearts be not right with God. Observe, that Christ's own disciple, who knew so well his doctrine and manner of his life, and was false to him, could not charge him with any thing criminal, though it would have served to justify his treachery. What did Judas want? Was not he welcome wherever his Master was? Did he not fare as Christ fared? It is not the lack, but the love of money, that is the root of all evil. After he had made that wicked bargain, Judas had time to repent, and to revoke it; but when lesser acts of dishonesty have hardened the conscience men do without hesitation that which is more shameful.
Verses 17-25 Observe, the place for their eating the passover was pointed out by Christ to the disciples. He knows those hidden ones who favour his cause, and will graciously visit all who are willing to receive him. The disciples did as Jesus had appointed. Those who would have Christ's presence in the gospel passover, must do what he says. It well becomes the disciples of Christ always to be jealous over themselves, especially in trying times. We know not how strongly we may be tempted, nor how far God may leave us to ourselves, therefore we have reason not to be high-minded, but to fear. Heart-searching examination and fervent prayer are especially proper before the Lord's supper, that, as Christ our Passover is now sacrificed for us, we may keep this feast, renewing our repentance, our faith in his blood, and surrendering ourselves to his service.
Verses 26-30 This ordinance of the Lord's supper is to us the passover supper, by which we commemorate a much greater deliverance than that of Israel out of Egypt. Take, eat; accept of Christ as he is offered to you; receive the atonement, approve of it, submit to his grace and his government. Meat looked upon, be the dish ever so well garnished, will not nourish; it must be fed upon: so must the doctrine of Christ. This is my body; that is, spiritually, it signifies and represents his body. We partake of the sun, not by having the sun put into our hands, but the beams of it darted down upon us; so we partake of Christ by partaking of his grace, and the blessed fruits of the breaking of his body. The blood of Christ is signified and represented by the wine. He gave thanks, to teach us to look to God in every part of the ordinance. This cup he gave to the disciples with a command, Drink ye all of it. The pardon of sin is that great blessing which is, in the Lord's supper, conferred on all true believers; it is the foundation of all other blessings. He takes leave of such communion; and assures them of a happy meeting again at last; "Until that day when I drink it new with you", may be understood of the joys and glories of the future state, which the saints shall partake with the Lord Jesus. That will be the kingdom of his Father; the wine of consolation will there be always new. While we look at the outward signs of Christ's body broken and his blood shed for the remission of our sins, let us recollect that the feast cost him as much as though he had literally given his flesh to be eaten and his blood for us to drink.
Verses 31-35 Improper self-confidence, like that of Peter, is the first step to a fall. There is a proneness in all of us to be over-confident. But those fall soonest and foulest, who are the most confident in themselves. Those are least safe, who think themselves most secure. Satan is active to lead such astray; they are most off their guard: God leaves them to themselves, to humble them.
Verses 36-46 He who made atonement for the sins of mankind, submitted himself in a garden of suffering, to the will of God, from which man had revolted in a garden of pleasure. Christ took with him into that part of the garden where he suffered his agony, only those who had witnessed his glory in his transfiguration. Those are best prepared to suffer with Christ, who have by faith beheld his glory. The words used denote the most entire dejection, amazement, anguish, and horror of mind; the state of one surrounded with sorrows, overwhelmed with miseries, and almost swallowed up with terror and dismay. He now began to be sorrowful, and never ceased to be so till he said, It is finished. He prayed that, if possible, the cup might pass from him. But he also showed his perfect readiness to bear the load of his sufferings; he was willing to submit to all for our redemption and salvation. According to this example of Christ, we must drink of the bitterest cup which God puts into our hands; though nature struggle, it must submit. It should be more our care to get troubles sanctified, and our hearts satisfied under them, than to get them taken away. It is well for us that our salvation is in the hand of One who neither slumbers nor sleeps. All are tempted, but we should be much afraid of entering into temptation. To be secured from this, we should watch and pray, and continually look unto the Lord to hold us up that we may be safe. Doubtless our Lord had a clear and full view of the sufferings he was to endure, yet he spoke with the greatest calmness till this time. Christ was a Surety, who undertook to be answerable for our sins. Accordingly he was made sin for us, and suffered for our sins, the Just for the unjust; and Scripture ascribes his heaviest sufferings to the hand of God. He had full knowledge of the infinite evil of sin, and of the immense extent of that guilt for which he was to atone; with awful views of the Divine justice and holiness, and the punishment deserved by the sins of men, such as no tongue can express, or mind conceive. At the same time, Christ suffered being tempted; probably horrible thoughts were suggested by Satan that tended to gloom and every dreadful conclusion: these would be the more hard to bear from his perfect holiness. And did the load of imputed guilt so weigh down the soul of Him of whom it is said, He upholdeth all things by the word of his power? into what misery then must those sink whose sins are left upon their own heads! How will those escape who neglect so great salvation?
Verses 47-56 No enemies are so much to be abhorred as those professed disciples that betray Christ with a kiss. God has no need of our services, much less of our sins, to bring about his purposes. Though Christ was crucified through weakness, it was voluntary weakness; he submitted to death. If he had not been willing to suffer, they could not conquer him. It was a great sin for those who had left all to follow Jesus; now to leave him for they knew not what. What folly, for fear of death to flee from Him, whom they knew and acknowledged to be the Fountain of life!
Verses 57-68 Jesus was hurried into Jerusalem. It looks ill, and bodes worse, when those who are willing to be Christ's disciples, are not willing to be known to be so. Here began Peter's denying him: for to follow Christ afar off, is to begin to go back from him. It is more our concern to prepare for the end, whatever it may be, than curiously to ask what the end will be. The event is God's, but the duty is ours. Now the Scriptures were fulfilled, which said, False witnesses are risen up against me. Christ was accused, that we might not be condemned; and if at any time we suffer thus, let us remember we cannot expect to fare better than our Master. When Christ was made sin for us, he was silent, and left it to his blood to speak. Hitherto Jesus had seldom professed expressly to be the Christ, the Son of God; the tenor of his doctrine spoke it, and his miracles proved it; but now he would not omit to make an open confession of it. It would have looked like declining his sufferings. He thus confessed, as an example and encouragement to his followers, to confess him before men, whatever hazard they ran. Disdain, cruel mocking, and abhorrence, are the sure portion of the disciple as they were of the Master, from such as would buffet and deride the Lord of glory. These things were exactly foretold in the fiftieth chapter of Isaiah. Let us confess Christ's name, and bear the reproach, and he will confess us before his Father's throne.
Verses 69-75 Peter's sin is truly related, for the Scriptures deal faithfully. Bad company leads to sin: those who needlessly thrust themselves into it, may expect to be tempted and insnared, as Peter. They scarcely can come out of such company without guilt or grief, or both. It is a great fault to be shy of Christ; and to dissemble our knowledge of him, when we are called to own him, is, in effect, to deny him. Peter's sin was aggravated; but he fell into the sin by surprise, not as Judas, with design. But conscience should be to us as the crowing of the cock, to put us in mind of the sins we had forgotten. Peter was thus left to fall, to abate his self-confidence, and render him more modest, humble, compassionate, and useful to others. The event has taught believers many things ever since, and if infidels, Pharisees, and hypocrites stumble at it or abuse it, it is at their peril. Little do we know how we should act in very difficult situations, if we were left to ourselves. Let him, therefore, that thinketh he standeth, take heed lest he fall; let us all distrust our own hearts, and rely wholly on the Lord. Peter wept bitterly. Sorrow for sin must not be slight, but great and deep. Peter, who wept so bitterly for denying Christ, never denied him again, but confessed him often in the face of danger. True repentance for any sin will be shown by the contrary grace and duty; that is a sign of our sorrowing not only bitterly, but sincerely.


text: We appreciate the time you've taken looking around our website and reading a bit about The Deck Store we promise that we'll take the time to look at your home and listen to your concerns regarding your home improvement project. We'd love to add you to our list of satisfied home or business owners. You can fill out the form below or give us a call and we'll set up a time to meet with you at your home or business for a free no obligation quote.


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Welcome to Ant Removal Jenny Lind for all your Ant infestation problems at affordable prices with our fully trained and qualified Pest Controllers in Jenny Lind.
Ant Removal Jenny Lind can help with all Ant Problems throughout Jenny Lind and surrounding areas, from Flying Ants to Ant infestations within your home or garden.
Ant Removal Jenny Lind offer you affordable prices and all our Pest Controllers are fully trained and qualified and will talk you through each step of the way, they will also give you advise where needed to deter ants from returning to your property in the future.
Ant Removal Jenny Lind also offer you a fast response to all Ant Problems 7 days a week and offering early evening and weekend appointments.
We cover all domestic and commercial properties for Ant Removal in your home or garden and we can also offer advice too.
Call Today for a Quote on all your Ant problems throughout Jenny Lind.
If you have an Ant Infestation either fill out the short Contact Form or Call Ant Removal Jenny Lind Today on: 0800 0258677
About Ants:
Ants are very social insects and are related to wasps and bees. This happened some 130 million years ago when they lost their wings. There are more than 22,000 Species of ants.
They can be identified by their antennae; Ants form colonies that can range in size from a few dozen to millions. Ants are organized in these colonies with workers and soldiers who all work together to form a very successful entity working for the Queen and to support the colony. Ants have colonized almost every land mass in the world and can adapt very quickly to varying climates. They have the ability to quickly tap into resources and to defend themselves against predators
However, their ability to exploit resources brings ants into conflict with humans, as they can damage crops and invade buildings.


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Tax reform measures are enacted frequently by Congress, which makes it hard for U.S. taxpayers to know which deductions are currently available to help lower their tax liability.
Taxpayers may be able to take deductions for student-loan interest, out-of-pocket charitable contributions, health savings account, home mortgage interest, contributions to a traditional IRA, and deductions for self-employed taxpayers (SE tax, SE health insurance, SE qualified retirement plan contributions). Of course, some tax deductions are limited or disappear as adjusted gross income increases.
Another key deduction is unreimbursed medical and dental expenses. For tax years 2023 and 2024, you may only deduct medical and dental expenses to the extent that they exceed 7.5% of your AGI and were not reimbursed by your insurance company or employer.
Home mortgage interest has several modifications. The Tax Cuts and Jobs Act of 2017, enacted Dec. 22, 2017, suspends from 2018 until 2026 the deduction for interest paid on home equity loans and lines of credit, unless they are used to buy, build or substantially improve the taxpayer's home that secures the loan.
Interest on a new home mortgage is limited to interest paid on a maximum of $750,000 ($375,000 if married filing separately (MFS)) of a new mortgage taken out after December 14, 2017. Taxpayers with a mortgage taken out before December 15, 2017 can continue to claim home mortgage interest on up to $1 million ($500,000 if MFS) going forward. Also, the $1 million ($500,000 if MFS) limit continues to apply to a refinanced mortgage incurred before December 15, 2017.
Personal casualty and theft losses are no longer generally deductible. The only exception is for certain losses in federally declared disaster areas.
The end of the year is the time to take one last good look to determine whether you qualify for a tax credit or deduction or whether you're close to the cutoff point. If you're not close, you may opt to postpone incurring some medical or other expenses until the following year, when you may be able to deduct them. On the other hand, if you're only a little short of the threshold amount, you may want to incur additional expenses in the current tax year. With a little preparation and some help from a qualified tax professional, you may be able to lower your income taxes this year. You just have to plan ahead.
NOTE: Most of the changes to itemized deductions will remain in place through 2025. In 2026, itemized deductions will generally follow the rules in place before the the Tax Cuts and Jobs Act of 2017.
The information in this newsletter is not intended as tax, legal, investment, or retirement advice or recommendations, and it may not be relied on for the purpose of avoiding any federal tax penalties. You are encouraged to seek guidance from an independent tax or legal professional. The content is derived from sources believed to be accurate. Neither the information presented nor any opinion expressed constitutes a solicitation for the purchase or sale of any security. This material was written and prepared by Broadridge Advisor Solutions. © 2024 Broadridge Financial Solutions, Inc.


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French adventurer-scientist Roland Bourdeix has a grand, almost surreal, vision for how to preserve a thousand or more genetic varieties of coconut trees. Imagine, as he does, turning dozens or hundreds of remote Pacific islands into coconut sanctuaries. Each island would contain just a few varieties of these trees. No others would be allowed, because the whole point of this exercise is to prevent uncontrolled mixing of genes from different varieties.
But why? Are coconut trees, the source of oil and newly trendy coconut water, somehow in danger?
Not exactly. At least not for now. There are plenty of coconut palms all over the tropics, and coconut production has been slowly growing.
But that masks a potential long-term problem, says Stephan Weise, Deputy Director General for Research at Bioversity International in Rome. Most coconut production comes from a small slice of the coconut's gene pool. Producers rely on a handful of high-producing varieties or hybrids.
Those commercial varieties are slowly overwhelming traditional varieties that people in the tropics have tended for thousands of years. Those traditional strains of coconut are the storehouse of the coconut's genetic diversity: All of the colors, shapes, tastes, and survival tools that this species possesses — and may need again someday.
Conserving such diversity in agricultural crops is a familiar problem. Whether it's rice or cucumbers, farmers around the world have been replacing traditional "landraces" with a small number of high-yielding varieties created by plant breeders.
But the situation with coconuts has an additional twist, Weise says.
First of all, scientists can't yet preserve a particular line of coconuts in refrigerated "gene banks," as they do with standard seeds. They can't dry, freeze, and preserve coconuts for decades, as they can with corn kernels. Instead, coconuts have to be preserved as living trees, growing outside.
This leads to the second problem. Coconut varieties growing in the open air often won't reproduce themselves reliably. Their flowers pick up pollen from other trees nearby, which often turn out to be commercial varieties or hybrids. And when that happens, their genetic identity is "diluted." Their offspring won't contain their particular combination of genes. Some genes may be lost altogether.
So what's the secret to preserving these heirloom coconuts? For starters, scientists have set up a dozen open-air coconut gene banks. They're reproducing each variety through careful hand-pollination of the trees. But Weise says that's expensive and labor-intensive, especially when trees get tall, with flowers beyond the reach of ladders. (There's also the threat of disease; a coconut collection in Papua New Guinea is under quarantine right now because of an outbreak of disease nearby.)
Which brings us back to Roland Bourdeix's crazy-sounding idea. Bourdeix is a scientist at CIRAD, a French research institute on agricultural development, and he's one of the world's leading experts on coconuts. The key to preserving coconut biodiversity more cheaply, he thinks, is isolation. And there's no more isolated place than a lonely Pacific island. Just convince people on one of these islands to plant coconut trees from a single variety (or a handful of distinctly different varieties), and the problem, at least for that small corner of the coconut's gene pool, is practically solved.
So Bourdeix is now scouting the Pacific for such islands. He's found several where the inhabitants are willing to help turn his vision into reality. One of them is well-known already: The Tetiaroa Atoll in French Polynesia, an idyllic retreat once owned by Marlon Brando.
Copyright 2021 NPR. To see more, visit https://www.npr.org.


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BAT130 Emperor Penguin Self Adhesive (Pair): Stamp mint
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When a gunman opened fire on Rep. Gabrielle Giffords, D-Ariz., and others at a shopping center near Tucson exactly a year ago — killing six people and injuring Giffords and many others — some people were quick to blame the episode on the overheated political climate.
At the time of the attack, there was a high tide of political rhetoric across America and a low ebb of social civility. The New York Times reported that the shootings "raised questions about potential political motives" and that the Pima County, Ariz., sheriff was blaming the tragedies on "the toxic political environment."
According to The Times, national reaction was immediate. "Democrats denounced the fierce partisan atmosphere in Giffords' district and top Republicans quickly condemned the violence."
President Obama made a fervent appeal for "more civil and honest public discourse."
As the nation has watched Giffords' heroic struggle to recover, it has also continued to publicly debate the importance of manners in public debate. Now the country is in the middle of a high-intensity presidential election. Politicians are slinging sludge and slamming their opponents — even within their own party. The moratorium on verbal mayhem is a distant mist, and campaigning has again become a running series of $#*! Candidates Say About Each Other.
So on the first anniversary of the Tucson massacre, it's only natural to ask the obvious question: Whatever happened to political civility?
Grappling With Civility
Revved-up political rhetoric is always with us, says Cassandra Dahnke, co-founder of the , a nonpartisan Houston-based group that stages civility workshops and leads student field trips to Washington. "I don't think it becomes any worse during an election year. There is simply more of it. It becomes more difficult to avoid. But the nature of heated rhetoric otherwise remains, I believe, much the same."
Dahnke says she is "grateful that the country continues to grapple with civility and its relative importance to life in the public square."
But spoor of incivility is easy to find on the campaign trail. The stampeding candidates often poke and gore one another with sharp-horned barbs. For example, Jon Huntsman has told votersthat Ron Paul is "not electable." Ron Paul has calledNewt Gingrich a "chicken hawk" — in Sunday's New Hampshire debate and before — who avoided military service but sends others to fight wars. Gingrich has said that all Mitt Romney wants to do is "hide over here and pretend it's not his fault that he is flooding the people of Iowa with falsehoods." Romney has quipped that Rick Perry's approach to Social Security is not a "Ponzi scheme," it's a "Perry scheme." Attacks by Democrats can be just as crass.
Rudeness often dominates Internet comment sections and radio talk shows and TV town halls, leading to uncivil wars of words.
In Dahnke's opinion, "a lack of civility drives people from the conversation, and cripples the collaborative processes needed for a healthy democracy to endure. Without civility, we may be speaking at one another, but we are not necessarily speaking with one another, and if we cannot speak with one another, we can scarcely accomplish much else."
A Brittle Citizenry?
Over the years, everyone from Karl Rove on the right to Norman Lear on the left has called for a more mannerly body politic.
"American political discourse seems to be on a path to paralysis," Steve Crosby, dean of the McCormack Graduate School at the University of Massachusetts-Boston, said in a statement recently. He was speaking about his school's newly created Center for Civil Discourse. "Extremist rhetoric permeates every level of political debate — from Congress to traditional media to the Internet.
Crosby said his center's goal "is to explore the meaning of civility and its role in American democracy and to encourage its practice."
This being America, however, not everyone shares that sentiment.
Writing in the Libertarian magazine Reason, David Harsanyi once asked, "Have we transformed into so brittle a citizenry that we are unable to handle a raucous debate over the future of the country? If things were quiet, subdued and 'civil' in America today ... it only would be proof that democracy isn't working."
And the late Christopher Hitchens reportedly said that civility is overrated.
"Some find in civility merit," Dahnke says, "others find weakness and/or political correctness."
Being civil, she says, "does not preclude one from being passionate, forceful or tough. It does preclude one from being rude, callous or mean."
Her institute defines civility as "claiming and caring for one's identity, needs and beliefs without degrading someone else's in the process." Dahnke says, "We aren't expecting people to always agree, nor would we want them to be anything less than passionate about their positions. But a person should not have to resort to rudeness, hostility and/or falsehood to make a reasoned point."
But isn't rough-and-tumble language the price we pay for free speech? "Yes," Dahnke says. "But as Justice Potter Stewart of the U.S. Supreme Court is credited with saying, 'There is a big difference between what you have the right to do and what is right to do.' "
Copyright 2020 NPR. To see more, visit https://www.npr.org.


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Gil Siegal
Dr. Gil Siegal's scholarly interests cover the expanding spectrum of modern health law and bioethics including medical malpractice, genetics and biotechnology, public health law, organ transplantation and telemedicine.
Siegal is director of the Center for Health Law and Bioethics at Kiryat Ono College in Israel and a senior researcher at the Gertner Institute for Health Policy. He is chief editor of The Journal of Health Law & Bioethics [Heb].
Siegal serves on several national committees in Israel, including the Israeli National Committee for Medical Research, the Israeli National Committee on Human Genetic Research and the Israeli National Committee on Non-Medical Sex Selection. He is chairperson of the Israeli National Forum for Legal and Ethical Aspect of Genetics.
During 2003-04, Siegal was a fellow in health policy and ethics at UVA School of Law, where he also taught Comparative Health Law. During 2004-05, he served as a fellow in medical ethics at Harvard University Medical School, and a research fellow and consultant at Harvard School of Public Health, working on demonstration projects of administrative compensation for medical injuries (with Michelle Mello and David Studdert). He also previously served as a professor at UVA Law.
He has taught at the following law and medical schools: Haifa University, Manchester University, Tel Aviv University, Bar Ilan University and Hebrew University.


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Like the pretty hues of a sunset the Sunset Hour Mini Dress has caught our eye. A hot pink number in a sweater knit fabrication that's fitted on the body and shows off what your mama gave ya! Featuring a one shoulder neckline and cutout detail in the body, this flirty mini features a finely textured contrast knit design. Stand out in this spicy little mini!
50% Viscose 28% Polyester 22% Nylon
Model is wearing a size small and is 5'5", 135 lbs and a B cup. Fits true to size.
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What ?
The monthly ScouseVeg social gathering.
Where ?
The Egg Cafe, 16-18 Newington, Liverpool Map/Directions
When ?
Friday 4th April, 2014
From 8:00 pm – 11:00 pm
More info:
Join us for the Scouseveg monthly meeting at The Egg Café in city centre Liverpool.
This is an informal gathering where you can meet some like-minded people. Families welcome!
The Egg Cafe is completely vegetarian and has a good choice of vegan dishes, which range from the spicy veggie burger to their delicious homemade soups. They also have cakes and desserts on offer, some of which are suitable for vegans.
Prices are very reasonable and you can bring you own wine with a £1 charge for corkage. Alternatively, you can purchase juices or hot drinks.
The meetings are held in the upstairs (gallery) area of The Egg from 8pm onwards; look out for The Vegetarian magazine on the table.
For further information about the Egg café please visit https://www.scouseveg.co.uk/eating-out/the-egg/
Please Contact Us if you are thinking of attending as we may need to reserve a table (or two) !