text:
Version 3, 29 June 2007 | |
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License, supplemented by the additional permissions listed below. | |
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by the Library, but which is not otherwise based on the Library. | |
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of using an interface provided by the Library. | |
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Application with the Library. The particular version of the Library | |
with which the Combined Work was made is also called the "Linked | |
Version". | |
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Corresponding Source for the Combined Work, excluding any source code | |
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text:
Q-30 - Transfer Paper - March Launch
Q-30 - Transfer Paper - March Launch
- Roll out conditioned clay into a slab
- Using a roller, roll your clay slab onto tile securing it place.
- I suggest pre-cutting your transfer paper. This will eliminate waste and allow left overs to be used later!
- Bright color side down, bray your magic transfer paper on the top of your clay slab. A few times over! This will help the image to transfer in place.
I tried a few different techniques when it comes to dissolving the paper in water to reveal the image. The best result was given when the entire slab goes under the faucet on a low water pressure setting. This gave the best result for me. I also tried lightly pouring water on the slab at my work station, it was messy but it worked! I also tried spritzing water, which gave me the least favorable results. While rinsing, use your finger to gently rub the paper away.
After the paper was dissolved, I let mine dry for a minute or two. Any left over paper will turn white upon drying. This can be re-rinsed away without affecting the image transfer. Bake as directed to your brand of clay.
I did not have to seal my transfers after baking. I didn't notice any wear and tear after wearing and even put them to the test with scratching. If you feel like you want to seal them to be safe, resin or Dura Clear Matte Varnish are great options!
Images displayed on electronics May look different than product in hand. Be sure to bake correctly based on your brand of clay. I am NOT responsible for any products that are incorrectly applied or baked. I am not responsible for colors changing after baking, there are endless variables for why this may happen. Be sure to check out my tutorial on all social media accounts to correctly use this product! I will not return, replace, or refund this product.

subset: commoncrawl


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Mall Signs
The retail landscape here in the US has gone through quite significant changes in the past years, with retail stores closing and opening every now and then. Despite these challenges and the fact that they rely a lot on retail businesses, many malls continue to grow and thrive. How is this possible? Well, they've adapted to the changes by using their space to increase foot traffic. And mall signs play a key role in making all that happen.
Mall signs are highly effective tools in attracting customers, informing them, and encouraging them to make purchases. However, they do need to be designed, produced, and installed properly in for you to maximize their impact…and that's exactly what trusted signage providers such as SignEdge do.
Whether you're exterior signs, indoor signs, channel letters, digital signs, wayfinders, or menu boards, SignEdge is sure to have the mall sign that perfectly suits your brand, business goal, and even your budget.
Call SignEdge today at (705) 999-5332 for a Free Consultation!
Wide Selection of Mall Sign Options
One tricky part with mall signs is knowing exactly which type, which design, which placement gives your business the most impact and the best results. Here at SignEdge, we do our very best to make this part as easy and hassle-free as possible by simply having the following:
- An extensive selection of sign options that you can inspect, study, and compare,
- Talented artists who can customize any sign according to your brand,
- Top-of-the-line equipment for the creation of your personalized sign,
- And a strong team of signage experts who can give you the guidance, insight, and advice that you need to make the best decisions.
Whether you need subtle but impactful acrylic signs, modern and chic dimensional letters, or bold and attractive electronic signs, SignEdge has the right one for your business.
Quick and Clean Installation by Sign Specialists
Mall signs are confined to certain standards, requirements, and building regulations, among which are the times that you can work on your signage. Because you're likely going to be allowed to work on your mall sign only when the mall is open, you'll need to set it up real quick. One issue with getting things done quickly, though, is that the quality may be compromised.
As an established signage company, SignEdge takes pride in the fact that we do sign installations in professional time and with a professional finish. With our efficient sign-production process and our team of skilled signage specialists, SignEdge has successfully installed mall signs for numerous clients with no time wasted and no quality compromised.
Mall Signage that Lasts a Long Time
For many business owners, a mall sign's durability is make-or-break. None of us want to spend on something that may not last as long as we want them to. And this is why SignEdge puts so much value on the quality of the signs we make, as well as the quality of the materials we work with. Having been in the sign-making industry for many years, SignEdge has a network of trusted suppliers and we ensure that we only use the best materials for our projects.
We also understand the fact that high quality does not come cheap, which is why we carefully study our projects and make sure that the mall signs we manufacture for you are in line with your business goals and budget. If you're looking for something for the long-term, metal, aluminum, alumalite, and PVC are ideal choices because of their durability. For signs with a more temporary nature, vinyl, acrylic, and coroplast will do the trick without breaking the bank.
By understanding your expectations of your mall sign, its purpose, and how long you intend to have it displayed, SignEdge can help provide you with the most suitable mall sign.
Full-Service Sign Company
SignEdge has been in the sign business for a long time and we are committed to providing our clients with the best quality products for the most reasonable price. As a full-service signage provider, we don't just do printing. We handle all stages of a sign-making project…from brainstorming, to having our graphic artists come up with an impactful design, to production, to strategic installation, and even to maintenance and repair.
We've partnered with numerous clients in the area and we're proud of the signs we've produced, the customer service we offer, and the level of professionalism our team brings out. And we're excited to show you the excellent quality of work that we have.
Free Mall Signs Consultation
We know just how much of a hassle it is to pick out the perfect mall sign for your business. It's not as simple as picking something off a shelf. It involves knowing what your brand message is, how you can present it in a design, which sign type would be best for the job, how you should do the placement, and so many more. SignEdge is all about using our expertise, equipment, and experience to guide and assist you in those areas.
If you want to know more about choosing the best mall sign and how SignEdge can help out, we'd be more than happy to sit down and have a chat with you. Just give us a call so we can arrange you a free consultation with one of our experienced signage specialists.
Call SignEdge today at (705) 999-5332 for your Free Consultation with a Mall Signs Expert!


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Old Lyme Marriage License, CT
Local Officiants
Town of Old Lyme
Marriage License Requirements
Connecticut Code Title 46b. Family Law
Marriage License Fee: $50.00
52 Lyme Street
Old Lyme, CT 06371
Ph: 860.434.1605 x 221
Fx: 860.434.1400
9:00 a.m. – 4:00 p.m./ M – F
Closed: 12:00 p.m. – 1:00 p.m. / Lunch
(except for Court Approved Holidays)
Conneticut Wedding Officiants for your wedding or vow renewal ceremony. Submit one form to top-rated marriage officiants in your locality. You choose the best CT Wedding Officiant.
Ask a Lawyer Online Now! 24 Lawyers Are Online. Ask a Question, Get an Answer ASAP.
Marriage Application Requirement Connecticut:
Couples are advise to apply for their license about two weeks before the ceremony.
Both applicants must personally appear.
Either applicant may start the application process; however, the other party must appear before the wedding to sign the application.
Valid form of identification (driver's license, resident ID, passport or birth certificate)
Social Security cards
Name, address and phone number of the person performing the Ceremony
Address where the ceremony will take place
Date of marriage
$30 marriage license fee.
Marriage license is valid for 65 days from the date of application.
Marriage ID Requirement Connecticut:
Birth Certificate
Valid Driver's License
Valid state identification card
Military identification
Alien Registration Card (Green card)
Marriage Waiting Period Connecticut:
There is no waiting period between applying for and receiving your license.
Marriage Residency Requirement Connecticut:
You do not have to be a resident of Connecticut, but you do need to apply in either the town where one applicant lives, or in the town where you plan on getting married.
Previous Marriages: ✔ Search Marriage | Divorce Records
You will need to show your divorce decree, or have information regarding date, county and state of death of previous spouse. If your name has changed, you need to bring a certified copy of your divorce decree.
Marriage License Fee Connecticut:
Connecticut marriage license fee is $30.
Proxy Marriages Connecticut:
No. Proxy marriages are not allowed in Connecticut.
Cousin Marriages Connecticut:
Yes. First and second cousins may legally marry in Connecticut.
Common Law Marriages Connecticut:
Marriage Blood Test Connecticut:
No blood test or physical exam is required.
Name Change:
Getting a marriage license with your new name on it does not mean your name has automatically changed. If you need to change your last name, you can use an online marriage name change kit.
Marriage Age Requirements Connecticut: ✔ Get Copy Of Birth Certificate
If you are under age 18, you need to obtain written consent from a parent, guardian, or in the absence of such parent or guardian, a probate court judge.
If under age 16, you need to obtain written consent from a probate court judge.
If a person who wishes to marry has a conservator, the conservator must appear in person with a government issued picture identification, proof of conservatorship, and a written statement of consent.
Marriage Ceremony Requirement Connecticut:
Before the ceremony is performed, the license should be given to officiating person
(Minister or Justice of Peace). They must sign and date the license in black ink after the ceremony is performed and return the license to the Municipal Clerk's Office in the town where the ceremony takes place.
Marriage Officiants Connecticut:
All Connecticut judges and retired judges;
All federal judges and judges from any state who are authorized to marry;
All Connecticut justices of the peace, family support magistrates and state referees; and
Ordained clergy from any state provided they are currently in the ministry.
Marriage Witnesses Connecticut:
Connecticut does not require that there be any witnesses (although religious entities may require witnesses).
Expiration Date of Marriage License Connecticut:
Marriage license is valid for 65 days from the date of application.
Your wedding date must not be more then 65 days after you apply for the license.
Copy of Certificate of Marriage License
Copies of Connecticut marriage records (for marriage licenses that were issued in Connecticut). You may order copies of Connecticut vital records through everify on an expedited basis.
Please Note: State and county marriage license requirements often change. The above information is for guidance only and should not be regarded as legal advice. For more information regarding Connecticut marriage license laws please visit www.oldlyme-ct.gov.


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Spokane Vinyl Wraps
VIEW GALLERYScreen Tek, Inc creates attractive vinyl wraps for all of your business marketing needs!
Whether you are looking for cohesive fleet vehicle wraps, a vinyl wrap for your breakroom refrigerator, vinyl film for your business windows, or would like to apply a large branding message to any smooth surface, we have the right product and solution for you. Our dedicated vinyl specialists can't wait to assist you with your unique vinyl branding needs.
If you want your front desk, tables, or entry walls wrapped in custom design, our team of dedicated vinyl wrap specialists can recommend the right vinyl material, and can assist with design, fabrication, and professional installation to ensure your wrapped products look professional and are reflective of your brand.
Call Screen Tek, Inc today at (509) 213-0262 for a Free Consultation with a Vinyl Wrap Specialist!
Vehicle Wraps & Graphics
Vinyl wraps will not only publicize your business, but they increase customer confidence and perception as well. If you have a business where you visit clients at home, like cable installation teams, electricians, or exterminators, people can sometimes be hesitant to let you into their homes. With vinyl wraps, clients feel confident that you are who you say you are, and feel more comfortable welcoming you into their homes.
Our vehicle wrap services include:
Ad wraps for vehicles are increasingly popular across all industries, but some of the most popular include handymen, plumbers, cable companies, repair techs, delivery vehicles, electricians, landscapers, dry cleaners, tutors, and other industries.
In our opinion, everyone can benefit from vehicle wraps or vehicle vinyl graphics.Whether you are looking for a full vehicle wrap, wraps for your entire fleet, or just a few vinyl graphics, Screen Tek, Inc provides the right vinyl signs and graphics for your business needs.
Vinyl Wraps For Any Surface
Vehicles aren't the only way that vinyl can be used to promote your business, increase your visibility, and improve your customer experience. Screen Tek, Inc provides vinyl solutions for every aspect of your business, from the windows to the walls, floors, tables, and just about any other smooth surface, including concrete, tile, wood, carpet, plastic, acrylic, metal, and more!
More and more companies are utilizing vinyl wraps to create attractive murals for their businesses. Used in lobbies, breakrooms, hallways, windows, and conference rooms, these large-format, impactful vinyl signs can relax, excite, or inform your customers, visitors, and staff. Extremely durable, vinyl wall murals are resistant to traffic, dirt, and cleaning, making them a great option for even the highest-traffic areas.
Custom Wrap Company
As a full-service vinyl signs and graphics shop, we handle every aspect of your vinyl wrap project. Starting with your free vinyl consultation, we listen to your needs, goals, and ideas. This allows us to recommend the right vinyl products for your budget and intended use. We know there are a lot of options when it comes to vinyl, and we can help to pare down those options and present only the best choices for your specific needs.
We provide full design services for your vinyl signs and graphics, working with you to make sure we get everything exactly how you want it. We can work off existing brand guidelines or can start from scratch if you don't have a specific design in mind. Once you have approved a final design, our on-site fabrication staff takes over the project to produce your wrap quickly, efficiently, and to your specifications.
For many of the vinyl products we offer, we also provide installation to ensure it is free of bubbles, wrinkles, and warping, as well as being even and straight, for an attractive, professional appearance.
Free Vinyl Wrap Consultation
Screen Tek, Inc is your local partner for attractive, professional custom vinyl wraps for your business needs. We look forward to proving our value to you, and becoming your long-term signage provider for all of your sign and graphic needs.
Call Screen Tek, Inc today at (509) 213-0262 for a Free Consultation with a Vinyl Wrap Expert!


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Magnetic Screen Door Beacon
Flyscreen Door | Mesh Screendoor | Magnetic Fly Screen Door
$45 – $105 -
Curtain As A Door | Drapes For Doors | Strip Door
Original price was: $109.$89Current price is: $89. -
Bug Zapper Racket | Fly Zapper Racket | Tennis Racket Bug Zapper
Original price was: $59.$49Current price is: $49. -
Swat Fly Repellent | Swat For Flies | Plastic Fly Swat – x5 Pack
Original price was: $39.$33Current price is: $33. -
Leather Fly Swat | Fly Swatter Leather | Leather Swatter
Original price was: $59.$49Current price is: $49.
SHUTS EASILY! : Thanks to the magnetic pieces, magnetic door screen close automatically. It's windproof and very durable, it doesn't leave any change for insects to pass but at the same time, you will notice how easily it pull apart when you pass through the curtain.
MULTIFUNCTIONAL: Magic Magnet hand-free hanging screen door is so versatile! Perfect for single doors, sliding doors, campers, RVs. Suitable for pets too! You don't need to create a doggie door nor a cat door in your curtain, your pets can pass through the curtain as they please!
EASY TO INSTALL: Magic Magnet Mosquito Net For Door is super easy to install. No screw, no nails no other tool needed. Apply the adhesive hook tape provided on your door frame and apply on top the screen door, and it's done! The curtain will stay at its place for all the summer. It's removable, portable and washable. So when winter comes, you can take it down and store it away for next year.
HIGH QUALITY PRODUCT: Magic Magnet provides a top quality mesh, a strong hold loop/hook tape and top seal magnets to guarantee the best screen door for your front doors or sliding doors that lasts for years. Its discrete design makes it suitable for every environment.
Magic Magnet Magnetic Door Screen Keeps Your Home Safe And Bug Free!
When it's warm you'd love to open every door and let fresh air into your home. The trouble is you'd end up letting lots of bugs in your home as well.
Now there's Magic Magnet Temporary Screen Door , the new type of magnetic screen door that opens easily and then magically closes itself behind you. So if your hands are full or you have a forgetful family member, you can let fresh air in and keep annoying bugs out.
When you separate its special magnets, they automatically snap back together so bugs have little chance to enter! When your hands are full, Magic Magnet Screen Door will snap close behind you, that makes it great for pets too!
- Opens and closes automatically.
- No more slamming doors, because it closes gently every time!
- Magnets stick together even in strong wind.
Magic Magnet Screens For Doors is made of a strong fine mesh fabric, using extra strong sewing that ensure a long life of the product.
- It's machine washable at 30 degrees.
- The screen door will protect your home from bugs for many summers to come.
- Perfect for two and four legs!
- Great for kids and their buddies.
- Don't need to create a doggie door or a cat door in your Screen door.
- Your kids and pets will be able to get in and out from your house passing through the curtains as they please.
Enjoy a bug free environment every time thanks to Magic Magnet fine mesh screen door ! Let fresh air come in without worrying about pecking mosquitos. Save money and enjoy a healthier environment reducing the use of air conditioning and mosquito chemical repellents nor fly killers that can be dangerous for pets or children.
What Colours & Sizes Does A Screen Door Come In?
Available in White, Brown & Black and over x17 different set sizes. If there is a size that does not match … you are able to get a custom made screen door to the size required at a very affordable price
Is A Velcro Screen Door Easy to Fit?
Simply attach the two pieces of material together by the magnets, then attach the top of the screen door to the doorway and secure with the supplied self-adhesive adhesive tape on the door frames, or use the thumb tacks provided on a wooden frame. Also secure the material down each side of the frame with the tacks or the self-adhesive tape on the machined edge. If you do cut the hanging screen door it is recommended to reattach the machined edge.
Is A Screens For Doors Easy to Use?
Yes you simply walk through them and the magnets mean that it automatically shuts behind you.
What you Get:
One screen. Self adhesive tape 2.5m approx. Drawing Pins 12 approx. If you order with a top rod plus two screws.
What Is A Portable Screen Door Suitable for?
Domestic applications. Brilliant with kids who have no concept of shutting any sort of door behind them. Also great for pets too who don't have to worry about handles and locks either. Great for internal doors but we would not recommend that it is fitted to external door frames unless firmly secured with battens.
You might also want to consider our Top Rail (below) which will hold the screen even more securely. It is 1.0m long, 4cm wide and 1cm deep. There is a tube shaped profile that fits in the rear of the rail and holds the material in place. Supplied with screws there is the option of hook and loop tape.
How To Install A Screen Door
- CLEAN DOOR FRAME: Please clean your door frame surface before stick Velcro on it.
- STICK VELCRO ON YOUR DOOR FRAME: Measure length of your door top and left and right side frame, use scissors to cut Velcro for the right door frame length. Stick Velcro on top of door frame first,
then left and right side frame, carefully peeling and firmly pressing Velcro along on the edge of the door frame. - INSTALL FLY MESH SCREEN: Start from top center of door frame, firmly pressing Velcro along to left and right side. Push pins are provided when extra fasten is needed.


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Homeowners have a great source of funding available to them that others don't: their house! If homeowners have a significant amount of equity in their home or especially if their mortgage is completely paid off, they can make great financial use of their house by taking out a home equity line of credit (HELOC).
HELOCs are loans in the form of revolving credit lines that are secured by a home. They work a lot like a credit card – you have a certain limit, you can draw out money as needed, and you only make payments after you have pulled out money from the account. Funds from a home equity line of credit can be used for anything. Borrowers commonly apply for HELOCs to pay for things like college tuition, weddings, home remodeling or renovation, starting businesses and consolidating other debts.
The Application Process
Applying for a HELOC starts with selecting a lender. Next comes filling out the paperwork; this can often be done online. You will then need to provide various documents like bank statements and tax returns from the past few years. Your lender will probably run a credit check. It can take up to a few weeks for your lender to go through all the documents and verify your income and ability to repay the loan as well as the current appraised value of your home. If you are approved, the process will continue similar to the one you went through with your mortgage.
The Terms and Interest Rate
The term length of a HELOC can vary widely from loan to loan. The draw period could last for as long as 10 years after which no more money could be pulled out and you would have another 10 or 20 years to repay the loan.
Interest rates on home equity lines of credit are typically adjustable, meaning they can change over the course of the loan. Borrowers should find out if their HELOC has an initial low "teaser" rate, how long it will last and how high their rate can rise.
The interest rate you receive on a HELOC will be determined by your credit worthiness and the amount of equity in your HELOC loan limit. Better credit and income will always help earn lower interest rates. The good news is that the interest rates on home equity lines of credit tend to be lower in general than those of credit cards or other revolving loans.
Using Your HELOC
Your lender will provide you with checks or a card that will allow you to pull out money as you desire. You can continue to pull out money until you reach your limit but you do not have to use the funds at all until you need them.
A Few Cautions
While a HELOC can help you finance any number of worthwhile projects, just keep in mind that because it is tied to your house, if you are unable to repay the home equity line of credit for any reason, the bank could foreclose on your home. Also know that the loan will be immediately due when you sell your home. So you will need to make enough profit on your sale to repay the HELOC fully or be prepared to make up the difference out-of-pocket.
If you keep these things in mind, a home equity line of credit can help you accomplish many of your financial goals.
If you have questions about a Home Equity Line of Credit - give Greenkey Financial, Inc. a call today at 7024828421 to discuss if a HELOC is right for you.


text:
Filter by tags: United Kingdom China France India Russia Jordan Saudi Arabia Italy Pakistan Egypt Clear all tag filters
1 news articles found
International treaties governing nuclear security serve as frameworks based on shared experience, but they are not a substitute for practical and ongoing cooperation. This was one of the messages from delegates at NP1 - The Nuclear Power Conference Israel - Threats, Challenges, Opportunities.
- Source: World Nuclear News
- Date: Saturday, 05 December 2020
- Original article: world-nuclear-news.org/Articles/Extending-nuclear-cooperation-to-the-Middle-East


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Fan Club
Connect with other fans worldwide and stay up to date! Be the first to know when Miami (FL) Hurricanes Football is in town! Receive updates on tickets for sale or swap.
Congratulations! You are one of the first member to join! Soon you will be alerted when you have FULL ACCESS to this Fan Club. SeatWish Team
We know that you are the biggest fan of Miami (FL) Hurricanes Football so we created this FanClub so your never miss any important information. Here you will have access to the latest news, music, exclusive photos, videos, dates on which it will be in your country as well as fantastic products.
You also have unique and first-hand access to all the giveaways. Only the FanClub members are alerted when the giveaways start.
Upcoming Events in USA
Upcoming Events in
Miami (FL) Hurricanes Football World Event Dates
Miami (FL) Hurricanes Football
World Event Dates


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$87.00 $174.00
Metal: Sterling Silver
*damage to mother of pearl inlay in pin (see picture, I circled the damage in red.)
Jewelry set being sold as is.
All items are in good, vintage condition. Some may show scratches and dents from wear. All sterling silver is tested and guaranteed. We try to photograph and describe each piece as accurately as possible, however, if you have any questions or would like to see more photos, please send us a message. Your happiness, satisfaction, and confidence in the products are always important to us.
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Creator: The State University of New York
Category: Software > Computer Software > Educational Software
Tag: benefits, design, digital, manufacturing, technology
Availability: In stock
Price: USD 49.00
There are opportunities throughout the design process of any product to make significant changes, and ultimately impact the future of manufacturing, by embracing the digital thread.
Interested in what the future will bring? Download our 2024 Technology Trends eBook for free.
In this course, you will dig into the transformation taking place in how products are designed and manufactured throughout the world. It is the second of two courses that focuses on the "digital thread" the stream that starts at the creation of a product concept and continues to accumulate information and data throughout the product life cycle. Hear about the realities of implementing the digital thread, directly from someone responsible for making it happen at a company. Learn how the digital thread can fit into product development processes in an office, on a shop floor, and even across an enterprise. Be prepared to talk about the benefits, and limitations, of enacting it. Main concepts of this course will be delivered through lectures, readings, discussions and various videos. This is the third course in the Digital Manufacturing & Design Technology specialization that explores the many facets of manufacturing's "'Fourth Revolution,"
aka Industry 4.0, and features a culminating project involving creation of a roadmap to achieve a self-established DMD-related professional goal. To learn more about the Digital Manufacturing and Design Technology specialization, please watch the overview video by copying and pasting the following link into your web browser: https://youtu.be/wETK1O9c-CA


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8 Bank Technology Trends That Will Shape the Industry in 2012
For the past several years, bank IT budgets generally remained flat. The financial crisis and ensuing fallout forced belt-tightening across the industry. In 2011, however, bank IT executives finally enjoyed some breathing room thanks to some revitalized spending power.
And in 2012, bank technology budgets should continue to increase, if ever so slightly. But with the economic recovery still on shaky legs, and with regulatory scrutiny more intense than ever, banks' IT investments are likely to be focused largely on driving efficiencies and complying with new requirements. Bank Systems & Technology identifies the IT trends and hot technologies that will change the game in the year ahead.
1. Convergence of Mobile and Online Technologies
Mobile banking started as a novelty, something only techies and first adopters felt comfortable using. But as smartphones have skyrocketed in popularity over the past few years, mobile banking adoption has increased along with it.
Initially, many banks' mobile offerings consisted of their online banking model ported to an iPhone or Android device. As mobile has grown into a maturing channel, however, banks and their vendor partners have produced richer mobile offerings that take advantage of its unique capabilities. And the rise of the tablet gives financial institutions another unique interface through which to interact with consumers (see No. 4).
"Mobile banking, when it first became a hot topic, was very much an offshoot of the online channel," says Jacob Jegher, senior analyst with Boston-based Celent. "Now mobile is maturing to the point where it is its own unique beast."
While banks are embracing the mobile channel -- and continuing to support the old standby of online banking -- they are not integrating the technologies used to build e-banking solutions, according to Jegher. But that will begin to change in 2012. "We'll see banks continue to develop solutions for these multiple channels but using a single set of technology to do so," he predicts. A cohesive set of technologies, Jegher adds, will make mobile app and online development easier for banks to manage.
Jegher points to several high-profile acquisitions, such as Brookfield, Wis.-based core banking software provider Fiserv's March 2011 acquisition of mobile banking and payments software provider Mobile Commerce (M-Com; Atlanta), as signs that the industry is moving in this direction. "The reason behind these kinds of acquisitions is because [vendors] need these tech assets that will allow them to serve their customers," he explains.
As banks continue to search for efficiencies and consolidate operations, the convergence of mobile and online technologies looks to be a prime opportunity to do so in 2012.
2. The Rise of Business Process Management
Both to increase efficiency and ensure regulatory compliance, banks need better methods of gathering and reporting data. Most banks struggle with multiple back-office systems and siloed information. To address these issues in earnest, there will be a large investment in new and improved business process management tools in the year ahead, experts say.
Especially as banks wrangle with how best to harness Big Data and the technical challenges of analyzing and reporting very large amounts of information with a quick turnaround, they will need to invest in BPM tools that facilitate integration, says David Hamilton, president of the banking business at SunGard (New York). "Many banks still wrestle with multiple back-office systems," he says. "They have to master customer data management, and I think there is a fairly considerable investment to be made in getting the basics right."
In addition, integrated data systems will help with risk management, Hamilton notes. "There's a need for good-quality risk data," he says.
Data integration also will help banks obtain a more accurate view of their customers, Hamilton adds. Marketers often talk about breaking through data silos to look at data holistically and gain a more complete view of consumers' habits, and now banks will look to do the same, he says. "These big trends, and the move for strategic cost reduction, map very clearly to bigger BPM investment," he insists.
3. Goodbye Email, Hello Message Center
The abandonment of email for anything sensitive already has begun, and the shift to total reliance on message centers -- dedicated web portals designed for secure communication between a bank and its customers -- looks to be here to stay. While organizations that have message centers today still use them inconsistently, says Aaron Higbee, CTO of PhishMe, a Chantilly, Va.-based company that specializes in antiphishing training and education, they increasingly will become the norm for communicating with customers, rather than email.
The move to message centers will be beneficial on several fronts, according to Higbee. Many organizations currently employ third-party and joint marketing campaigns that have made unified messaging difficult, he explains. They also continue to send emails with the actual messages in the body of the email or include cryptic links. These practices make it difficult for end users to differentiate between a legitimate email and a phishing email, so they will have to change, Higbee contends.
He adds that many bank employees believe only consumers are targeted by phishing scams; many are unaware that they themselves are targeted by attackers trying to compromise the organization, and they may be unprepared to recognize truly targeted phishing attacks from advanced attackers. This is in line with a November report issued by Ernst & Young that found employees within organizations and businesses are increasingly the targets of hackers rather than individual consumers.
4. The 'Tabletization' of Banking and the User Experience
Tablet banking is still a young channel, but it is rife with potential. As with initial mobile forays, it may take banks some period of trial and error to determine how to build the best banking experience for the tablet environment. But most experts agree that the potential for a great tablet banking user experience, especially with the rich interface tablets offer, is nearly unlimited.
In fact, Celent's Jegher believes that as banks realize the opportunity that the tablet format offers, they will begin to redesign their online banking experience to be more like their tablet banking offerings. "The current state of tablet banking, being very immature, you usually take what you have online and just put it into the tablet banking app," he notes. "But what if you thought about it the other way around? The tablet offers the richest interface out there. What if online became influenced by tablet banking? The functionality of online banking is very mature, but the user experience is immature."
Customers now expect a customizable, personalized experience on their terms, Jegher says. The "tabletization" of online banking and the advent of cutting-edge mobile technologies, such as mobile remote deposit capture, speak to the evolving bank user exeprience, he comments, adding, "This user experience trend is becoming more mainstream."
Bryan Yurcan is associate editor for Bank Systems and Technology. He has worked in various editorial capacities for newspapers and magazines for the past 8 years. After beginning his career as a municipal and courts reporter for daily newspapers in upstate New York, Bryan has ... View Full Bio


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text:
Tailoring Period: 10-15 Calendar days. See Details >>
Shipping Time: 2-8 Calendar days. See Details >>
Best Teal Dama Dresses for Quinceanera IMG_6945
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Our Price: US$ 190.00
The Same as Picture Color ChartsThe Same as PictureColors on LCD may be little different from real colors.
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Best Teal Dama Dresses for Quinceanera IMG_6945
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- 1st-dress.com
Best Teal Dama Dresses for Quinceanera IMG_6945
- Shipping Weight: 0.000 ( kg ):
- Wedding Venues: Beach/Destination ,Forest,Garden/Lawn ,Halls/Banquet Halls
- Silhouette: Ball Gown
- Shoulder Straps: Strapless
- Neckline: Dipped
- Sleeve Length: Sleeveless
- Waist Type: Natural
- Back Details: Lace-up
- Hemline: Floor-length
- Embellishment: Sequin ,Brooch ,Beading ,Ruche/Pleat
- Season: Fall ,Spring ,Summer
- Fabric: Satin ,Taffeta
- Style: Glamorous/Dramatic ,Classic/Vintage ,Chic/Modern
- Body Shape: Hourglass ,Misses ,Rectangle,Plus Size ,Inverted Triangle ,Apple ,Petite ,Pear
- Event: Pageant,Evening,Reception,Prom,Quinceanera,Holiday
- Color: Dark Green
Size Chart
It is highly recommend that whenever possible you get a qualified seamstress to measure your dress size. You'd better get someone else to measure for you because of the inaccuracy of self-measuring. Measure with undergarments is similar to those you will wear with your dress; please keep in mind do not measure over other clothing. According to the different dress style,approx.8cm-13cm (3.15inch-5.12inch) additional length will be reserved for making a good fit dress for you.
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Shipping Information
You will always get personally tailored dresses from us no matter you choose a standard size or give us your custom measurements. Shipping time and return policy are different for different items.
Shipping Time
Shipping Time includes the time it takes to tailor your dresses plus the time taken for the finished dress to be shipped to you.
Formal Dresses
Generally speaking, it will take 8-15 calendar days for professional dressmaker to tailor your dresses. Then it will take DHL/UPS about 3-7 working days for the finished dresses to travel from our country to the destination.
Wedding Dresses
Generally speaking, it will take 10-17 calendar days for professional dressmaker to tailor your dresses. Also it will take DHL/UPS about 3-7 working days for the finished dresses to travel from our country to the destination.
The Statement for Urgent Orders
For the free shipping items on our website, we usually ship them out by Standard Shipping. Generally speaking, it will take Standard Shipping about 3-7 working days to ship out the items. But if you need your items urgently, please select Expedited Shipping. (It is not free on our website) Select your country as shipping destination, and then, pay for the shipping fee, so that we can ship out your items ASAP


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The key to building strong international relationships is communication without misunderstanding. At Translation Central we pride ourselves on our top quality Portuguese translations, to and from a wide variety of different languages and locales. We keep to our set delivery dates, adhere to our procedures that ensure the ultimate linguistic expertise, but maintain excellent value for money.
Native Portuguese translators
At Translation Central we only work with experienced and qualified multilingual translators who are native speakers of the target language. We understand that precise translation is imperative, and so we will only assign the most suitable and qualified translator to your project. Translation Central is not limited to general texts: we can also process legal, marketing, technical and website translations with ease, and in almost any language. We can also offer extra services like proofreading, foreign language research, e-newsletter translations, and professional interpreting.
Portuguese translation with ease
Our site has been designed with the customer in mind, and the entire process from instant quote to placing your order is painless and straightforward. All we need are a few pieces of information - source and target languages, word count and your preferred currency - and our instant quote generator can give you an accurate quote for your translation job, giving you options between services based around promptness of delivery (Super Express) and value for money (Best Value). From there it is a simple procedure to place our order, using our forms to upload your document and any other pertinent information. We will get back to you as soon as possible, generally within 24 hours of placing the order.
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To use in personal or small business (up to 10 employees) promotional video, social media, podcast, presentation, free / student film, free app / game, and any media / online content not intended for sale.
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3655 Cherokee Street, #5
Kennesaw, GA 30144
Our medical clinic offers a wide range of services, including primary care, specialty care, preventive care, diagnostic testing, chiropractic, physical therapy, and more. We strive to provide comprehensive and personalized healthcare to our patients.
Our medical professionals are highly trained and experienced in their respective fields. We have a team of doctors, nurses, specialists, and support staff who are dedicated to providing quality care and ensuring the well-being of our patients.
Our clinic(s) are conveniently located in a central area, with easy access to public transportation and ample parking facilities. We understand the importance of accessibility and strive to make it convenient for our patients to reach us. See all locations
We take pride in our high patient satisfaction rates and positive outcomes. We regularly collect feedback from our patients to continuously improve our services and ensure we meet their expectations. Read Our Reviews
We strive to work with a wide range of insurance providers to ensure that our services are accessible to as many patients as possible. We also offer flexible payment options and financial assistance programs to make healthcare affordable for our patients.
The purpose of this visit is to assess your symptoms, diagnose any potential conditions, and provide appropriate treatment or recommendations. Your healthcare provider will outline the recommended treatment plan, which may include medications, lifestyle changes, therapies, or referrals to specialists, depending on your condition.
In addition to our core medical services, we may offer additional benefits such as extended hours, online appointment scheduling, electronic medical records, and patient education resources.
We are a Multidisciplinary Clinic with over 75 years of Combined Experience


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Read reviews for Carolyn Lesher Peterson, California Notary Public Available Upon Request Solvang, CA 93463
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Neutral reviews If a notary got the job done but made a small mistake, that counts as a neutral review. Please politely say it like it is.
Negative reviews 123notary.com protects all of its notaries from slander and unfair reviews since a bad review could effect their business.. If you had a bad experience with a notary, please express all pertinent facts clearly and politely in writing giving a clear description as to who all the parties are to the transaction; and what the notary did wrong. Our staff will do a two stage screening process for all negative reviews before posting. Step one - if there is any doubt about the review, we would contact the writer of the negative review by email, phone, or both, to make absolutely sure that the negative information is really true. Step two is to also give the notary a chance to write a rebuttle before deciding whether or not to post a negative review.


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How much does it cost to do termite treatment?
If you plan on getting your house treated for termites, expect to pay around $767, on average. This cost will depend on several factors. The first is the extent of the infestation, with preventive treatments costing less than treating established colonies. Liquid or fumigation treatments will also cost extra and will depend on the scope of the infestation. Because of all these factors, it's important to get price quotes from several termite control companies.
Read our cost guide, "How much does termite treatment cost?"
How long does a termite treatment last?
Termite treatment companies typically say liquid termite treatment lasts around five years. Termite bait stations don't last as long and usually need annual maintenance. With all types of treatments, it's important to have a pro come to perform an annual inspection to make sure that termites aren't making a comeback.
How do you get rid of termites?
The best way to get rid of termites is to act fast. Termites are a problem that will only get worse — and no matter how much you want them to, they usually don't magically move out on their own. There are three main types of termites: drywood, dampwood and subterranean. Drywood and dampwood termites sneak through cracks in your exterior paint, nail holes, and gaps near windows and other openings and begin to eat through your wood. Subterranean termites enter your house from the ground up by creating mud tunnels. In all cases, they survive by eating the wood of your house. The type of termites you have can steer the treatment plan.
Methods of termite extermination include fumigation, use of pesticides, and use of natural elements that are poisonous to the bugs. The extent of your termite infestation will help determine the treatment method. If you have drywood or dampwood termites that have infiltrated all aspects of the wood in your home, the pest control pro may recommend enclosing the whole house in a tent and gassing the termites via fumigation. If you have subterranean termites, often the entire footprint of the home must be treated by drilling liquid treatments into the slab or foundation of the home to exterminate the colonies. In any case, once you see signs of termites, it's time to take action and call a pest pro.
What are the signs of termites in your home?
When you see signs of termites in your home, call a trusted pest control professional as soon as possible to handle the situation. Termites feed on wood, meaning they eat through the wood that makes up the frame, floors and other components of your house. Most people don't know they have termites until they discover the damage done, because termites remain hidden underground or inside the wood they are eating. Keep on the lookout for these signs of termites:
- Water bubbles in your interior or exterior paint: If you poke at what look like paint bubbles and find termite droppings inside, it's a sign of termite infestation.
- Frass: This is a fancy term for termite poop. Keep your eyes peeled for what look like six-sided salt and pepper droppings.
- Mud tubes: Subterranean termites move between their earth home and your house by building mud tunnels. Mud tubes under or along the side of your house or foundation are a sure sign of a termite infestation.
- Wings or swarming near your home: As a new colony is looking for a home, they fly (swarm), then shed their wings and burrow into nearby wood.
- Softening of wood or hollowed-out wood: Termites don't like paint, lacquer varnish or other wood finishes, so they'll eat inside the wood and leave the exterior finish like a shell.
Are termites harmful to humans?
Termites are harmful to humans in that they can eat a home from the inside out. But unlike some other insects, termites don't carry infection, nor do they bite or feed off people like parasitic bedbugs. So while they're not harmful to your health, they can be extremely harmful to your wallet. The EPA reports that every year termites cause billions of dollars of structural damage in the United States. Immediate action and treatment is the best approach if you see signs of termites. The national average cost for an exterminator ranges from $250 to $400, but costs may be higher if you have a whole house infestation on your hands. Here are a few examples of average cost:
- Standard liquid treatment of subterranean termites: $3-$4 per linear foot. An extermination company may have a minimum service fee, such as $150, to come out and provide treatment, no matter how small the space.
- Liquid treatment of subterranean termites including foaming and drilling into concrete slabs: $4-$5 per linear foot.
- Liquid treatment of a 2,000-square-foot home for subterranean termites: approximately $400.
- Fumigation treatment of drywood termites: $1,200-$1,500 for a 30,000- to 35,000-cubic-foot home. Pros measure fumigation costs in cubic feet. Fumigation costs can also be affected by the number of stories in your home.


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Chrysler Dodge 7.25" Motive Gear Koyo Pinion Kit
Koyo Pinion Kit
Motive Gear
Koyo Pinion Bearing Install Kit by Motive Gear
Package Includes:
- Inner & Outer Pinion Bearings (Koyo)
- Crush Sleeve or Preload Shim Pack
- Pinion Nut
- Pinion Seal
- Pinion Shim Kit
- Gear Marking Compound
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Motive Gear is the leading manufacturer of driveline products for just about any vehicle, whether it is a stock daily driver to full-competition 4×4 or racecar. We are proud to offer an unmatched selection of quality components engineered and manufactured for the vehicle and for the way it is driven. Motive Gear products are engineered to meet or exceed OEM specifications at a price that won't break your budget. Our broad selection of ring & pinion ratios, limited slip and locking differentials, carriers, spools, manual transmission and transfer case components, rebuild kits, bearings, seals, gaskets, shims and hardware is available for just about every vehicle made from the 1940s through the present. DIY customers and professional installers alike appreciate our installation kits, which come complete with everything needed to install a ring & pinion set, right down to the seals, gaskets, and RTV. |


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Exhaust Gas Silencer Bellow Expansion Joints
Maxim Silencers specializes in exhaust gas silencer bellow expansion joints.
If you need a tailored solution, our exhaust gas silencer bellow expansion joints shop engineers and manufacture industrial grade noise control, waste recovery and emission control equipment with any combination of components. Our state-of-the-art equipment enables us to manufacture and customize exhaust products to your exact specifications.
In addition to providing exhaust gas silencer bellow expansion joints solutions we are privileged to partner with Donaldson Company, Caterpillar, Detroit Diesel, Cummings, Waukesha, Ajax, and other premium suppliers and manufacturers.
On-Site Engineering
Maxim's on-site engineering design and development capabilities include finite element analysis, 3-D solid modeling, and analysis equipment. Our in-house noise testing equipment provides the capability for field analysis of noise problems to provide real solutions to real world noise concerns.
We offer silencers and mufflers designed to meet the most demanding applications and most strenuous requirements for engine or turbine exhaust noise control, silencing of high pressure vent applications, economical recovery of waste head, and effective control of exhaust emissions.
Whether it's manufacturing or designing a complete system for first fit packagers, rental fleet operators, retrofit and overhaul shops, or end users of industrial engines, Maxim Silencers can meet your exhaust gas silencer bellow expansion joints needs.
Our staff has countless years of exhaust gas silencer bellow expansion joints experience in the design, manufacturing and application of integrating silencers with waste heat recovery components and silencers with catalytic converters for emission control. Our competitive pricing, timely service, performance assurance and premium customer service for the highest quality products in the industry ensure your job gets done on time to your strict specifications.
We are committed to understanding your exhaust gas silencer bellow expansion joints needs and providing you with the highest value solutions.
We are large enough to meet all your project demands, yet small enough to give each project the attention it deserves. We pride ourselves on building strong customer relationships based on the best customer service and highest quality products in the industry.
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Maxim Silencers's fabrication shop includes over 100,000 sq. ft. enclosed facility, with lifting capabilities up to 15,000 lbs on a 13 acre campus.
Capabilities include, but are not limited to welding processes include GMAW, GMAW-Pulse and FCW. Our certifications include procerus & personnel qualified per ASME Section IX. Shearing, band saw and plate rolling as well as CNC plasma cutting for carbon or stainless steel.
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5 Highly Unusual Restaurant Experiences You Won't Forget
There are all kinds of strange eateries out there, ranging from opera-themed bistros to cafes swarming with cats, as well as diners built inside of the fuselages of old airplanes. While we understand that some people just want a simple, peaceful meal when they head out, others like a little something extra special.
The next time you find yourself in Italy, the Maldives or perhaps Japan, rather than settling for the same old local fare, why not try a meal in an underwater restaurant or an active prison instead? Here's a list of five bizarre global restaurants that just might make you scratch your head and wonder, Who on Earth could have thought of something as strange as that?
1. Maldives Underwater Restaurant
If you want to dine underwater, you don't have to look any further than the Hilton Hotel in Rangalifinolhu, Maldives—although the middle of the Indian Ocean is pretty far to look for most of us. The hotel's small restaurant (see above) is five meters below the water. The structure is sheathed in a see-through acrylic covering, which allows you to watch all of the colorful aquatic creatures swim by while you're enjoying your lunch or supper.
2. Roller Coaster Restaurant
Who wouldn't want their meals delivered to them by a mini roller coaster? You can experience just that at the roller coaster restaurant in Nuremburg, Germany, called 'S Baggers. You order your food on a touchscreen, and once it's been prepared, it will be delivered to you via twisting metal tracks suspended over your head and reaching down to your table. Could this be the future of self-service dining? Regardless, it's a very entertaining way to order from a menu.
The Fortezza Medicea Prison Restaurant in Italy is not a prison-themed restaurant; it's a real-life prison open to the public for fancy meals. If you choose to dine here, you'll be served food prepared by criminals and brought to your table by hardened felons, many of whom are serving life sentences. You'll be treated to great Italian meals dished out by actual killers, all working under the watchful eyes of armed guards.
4. Dubai's Ice Restaurant and Bar
Dubai, located in the United Arab Emirates, isn't famous for its cold weather. But that can all change if you happen upon Dubai's Ice Restaurant and Bar. Almost all of the furniture and decor are carved out of ice. You'll have to wear a thick jacket with a hood if you come here for a drink—which you can sip out of ice cups—or grab a bite to eat. The food, of course, will be served to you on ice plates. This is a great place to get away from Dubai's excessive heat.
5. Dinner in the Sky
For those gastronomes who aren't afraid of heights, they might want to think about booking a table at Dinner in the Sky. The concept behind this restaurant is quite simple, if adventurous: the staff straps the guests into chairs, and a giant crane hoists them and their rectangular table up into the sky. The waiters and the patrons work and eat, respectively, while the rest of the world rushes by—many, many stories below.


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Business owners in the Fairfax area face challenges every day but gain great satisfaction in what they do. Typically, a small or medium-sized business requires the owners to work long hours, wear multiple hats, and are key to the continued growth and success of the enterprise. Business owner's policy insurance is a program that allows these businesses to get the coverage they need, bundled together for affordability and simplicity.
A combination policy, or BOP (business owner's policy), combines several coverages to simplify and streamline the process of avoiding risk. These policies typically combine property and general liability coverage and are very practical for small businesses.
Commercial business owner's policy insurance is appropriate for larger or more complex business operations, as these policies provide a wider scope of insurance options as well as higher limits. At Preferred Insurance in Fairfax, Virginia, our skilled team of agents is always on-call to assist our local business owners with getting the full insurance protection they need to protect against risk. Every enterprise is different and has unique insurance needs. Our team can review your current policies to determine if you have adequate coverage.
New insurance products may come on the market with higher levels of protection at a lower cost, and we seek out what we consider to be the best business owner's insurance policies for local businesses. As business owners ourselves, we know how much the bottom line matters. Call us for the help you need.


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The Boy Scouts of America has agreed for the first time to allow openly gay boys as members, but a vote of the organization's National Council left in place a ban on gay Scout leaders.
The Associated Press reports that of the local Scout leaders voting at their annual meeting in Texas, more than 60 percent supported the proposal. The policy change approved by the 1,400-member National Council would take effect Jan. 1, 2014, the organization said.
Here's a statement issued by the BSA after the vote:
"For 103 years, the Boy Scouts of America has been a part of the fabric of this nation, with a focus on working together to deliver the nation's foremost youth program of character development and values-based leadership training.
"Based on growing input from within the Scouting family, the BSA leadership chose to conduct an additional review of the organization's long-standing membership policy and its impact on Scouting's mission. This review created an outpouring of feedback from the Scouting family and the American public, from both those who agree with the current policy and those who support a change. ...
"The resolution also reinforces that Scouting is a youth program, and any sexual conduct, whether heterosexual or homosexual, by youth of Scouting age is contrary to the virtues of Scouting. A change to the current membership policy for adult leaders was not under consideration; thus, the policy for adults remains in place."
As Reuters reports, the National Council's decision came amid intense lobbying by gay-rights activists and members of conservative organizations.
The group GLAAD praised the Scouts' decision:
"Today's vote is a significant victory for gay youth across the nation and a clear indication that the Boy Scouts' ban on gay adult leaders will also inevitably end," said GLAAD spokesperson Rich Ferraro. "The Boy Scouts of America heard from religious leaders, corporate sponsors and so many Scouting families who want an end to discrimination against gay people, and GLAAD will continue this work with those committed to equality in Scouting until gay parents and adults are able to participate."
As NPR's Kathy Lohr reported on Wednesday:
"The most recent debate over the [no gays] policy began in January. One idea was to allow local troops to decide whether to allow gay members. Some conservative organizations objected. So the Boy Scouts conducted a survey and came up with the latest proposal, which would allow openly gay youth to participate. For the past couple of months, groups have been lobbying, protesting and threatening to leave the group if the proposal passes."
Update at 7:15 p.m. ET. Conservative Groups Disappointed
"We are deeply saddened," Frank Page, president of the Southern Baptist Convention's executive committee, was quoted by the AP as saying after learning of the result. "Homosexual behavior is incompatible with the principles enshrined in the Scout oath and Scout law."
The Assemblies of God, another conservative denomination, said the policy change "will lead to a mass exodus from the Boy Scout program."
Copyright 2021 NPR. To see more, visit https://www.npr.org.


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OnlineCityTickets.com is proud to offer every customer a 100% Buyer Guarantee. The 100% Buyer Guarantee means that your transaction will be safe and secure, the tickets will be delivered prior to the event, the tickets will be identical, comparable, or better than the tickets you ordered, and the tickets will be valid and authentic. If we do not meet these aforementioned standards, we will gladly refund your complete purchase price. Our sellers work closely with venues all over the world to make sure that your event experience is unparalleled.
OnlineCityTickets.com is a safe and secure way to purchase tickets on the web. We are proud to offer this guarantee as we stand behind our outstanding customer service team.
Your satisfaction is our goal. We have provided over one million customers entrance to events across the world. If you are unhappy with your purchase, please contact us immediately at (800) 854-2196 or email firstname.lastname@example.com.


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An estimated 10,000 U.S. baby boomers turn 65 every day. While many are choosing to continue to work, others retire, or at least contemplate it.
Have you considered what you'll do on that day that you take down the shingle, hang up the work clothes and leave the rat race behind?
If you've spent most of your adult life here, working, raising a family and building a life, the thought of leaving may be intolerable. This is especially true if you have grandkids in the area.
Although the optimal time to begin planning the end game may have happened long ago, plan you must, if it's this city that anchors your heart.
Can you afford to remain here?
Regardless of why you want to stay, the bottom line is always money, right?
You'll need to estimate not only your expenses during retirement but determine your income stream as well and if it will support you down the line.
"I believe it's critical that each person take the time to determine what their lifestyle plans are and do a little research to determine what the cost of that lifestyle may be in retirement," financial wellness expert Frank Wiginton explains to the Toronto Star's Lisa Wright.
Yes, lifestyle considerations are important, but they mean nothing if you can't even afford the basics.If on the other hand you spent a lifetime building and nurturing your nest egg you'll have a comfy landing when it comes time to go wheels down on the work world. And that landing strip can be anywhere you like.
Although the Internet is full of retirement calculators that are free to use, it's important to depend on accurate and personalized information when planning for retirement.
See a financial planner who can analyze your current situation and let you know what to expect and counsel you on your options.
" … what the government gives it must first take away"
Ok, let's get the tax issue out of the way upfront.
The reality is that yes, Uncle Sam will still be digging into your pocketbook even during retirement. Of course, how much you'll pay depends on a number of factors.
In addition to all of the taxes you've grown accustomed to, plan on paying taxes on your IRA withdrawals, pension income and annuity distributions.
If you have income other than social security, you'll likely pay taxes on social security income as well.
The tax picture must be considered carefully if you hope to stay local during retirement because taxes will eat a major portion of your monthly income.
Learn more about taxes in retirement at TheBalance.com and Kiplinger.com.
Trim your expenses
With relocation to a cheaper area out of the picture and knowing that it's going to cost you dearly to remain here in town after you retire, consider now how you can lower your cost of living.
This may include postponing retirement for a few years, working part-time during retirement, paying off your mortgage and downsizing your home.
Your biggest nut every month will be your house payment. Get rid it, if you can, by paying off your mortgage.
Of course your financial advisor may tell you we're crazy for suggesting this, so run it by him or her before giving it serious consideration.
If you can't swing the amount of money it will take to pay off the house, consider refinancing to lower your interest rate and, thus, your monthly payment. If all else fails, sell the home and buy a cheaper one.
It's all about the budget
Getting those numbers out of your head and onto paper (or an Excel spreadsheet) can help you figure out where you are financially and whether or not you can afford to live here (or close by) when you retire.
A budget is the best way to do this. Check out retirement budgeting tips at Investopedia.com, U.S. News and QuickenLoans.com. You'll also find a worksheet online at TIAA.com.
Again, we urge you to consult with your financial planner before making major changes and feel free to run your real estate-related questions by us. We're happy to help.
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Price: $ 150.00 USD..
Patterns of Life - Limited Edition - LE2000PL
Patterns Of Life - Limited Edition by Charles Bibbs is signed by the artist and comes with a certificate of authenticity.
image Copyright © 2024 by Charles Bibbs
Charles Bibbs has always believed that we are the keepers of our culture, and as such, has spent much of his time working towards developing a cohesive, energized African American community. He is a committed activist on behalf of economic development and empowerment in the community, spending much of his free time holding seminars and workshops with young people. In his quest to preserve and develop the visual arts, Charles Bibbs has founded Art 2000, a non-profit visual art association that informs and inspires artists and art patrons alike. Out of this association has grown Images Magazine, the first national publication dedicated to ethnic art. Another one of Charles passions is jazz music; and by founding the Inland Empire Music and Arts Foundation, another non-profit organization, he has been able to bring an annual world class jazz and art festival to Southern California, while providing much needed funding for a number of art and music programs. Charles Bibbs artwork manages to fuse African, African American and Native American cultural themes, to make powerful cross cultural statements. His work is thought provoking and capable of arousing strong emotions regardless of ethnic, gender and generational affiliation. Although he may have an idea or vision in mind when painting a particular piece, Charles prefers each individual who views his work to gain a personal vision from his artwork. Across the board, his renderings convey a deep sense of spirituality, majesty, dignity, strength and grace. It is sufficient to say, however his works are viewed, whatever individual emotions they may evoke, they remain characteristically and recognizably Bibbs.


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PaintingHere.com offers handmade george armfield two setters oil paintings at museum quality.
We believe we have some of the most talented artists inside our Studios. They are highly educated and experienced artists. We can paint any image at an affordable price. please do bear in mind that our Two Setters paintings are meticulously recreated by hand, brushstroke for brushstroke, so that they capture the spirit and the integrity of the original work of art.
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If you want to purchase mueseum artwork at discount price, why not give us a try? You will save a lot more!
This george armfield two setters needs 14 -18 days for production. Please keep in mind that all of our products are waterproof on textured canvas! We ship two setters all over the world.


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Login or create an account to view your order history and manage your account preferences.
Barcode: 5027726253867
is back-ordered. We will ship it separately in 10 to 15 days.
We have a range of delivery options on orders. Most importantly, if your order is over £50 then delivery is free!All Biketart orders are fully trackable. You will get a tracking number by email when your order is shipped which will allow you to track it with Royal Mail or DPD.In-stock orders placed by 4pm will be processed the same day.Any items displaying "in-stock with supplier, despatched in 2-3 days" on the product page cannot be despatched the same day as they will be shipped to us from the supplier when you place your order. Read on to discover the delivery options available to you on your order.
Standard Tracked: All orders over £50 are eligible for free standard tracked delivery by Royal Mail. For orders under £50 there is a £2.99 charge. Orders sent using standard tracked are usually delivered in 2-3 days.Priority Tracked: For £3.99 your order is sent by premium tracked delivery which gives a 1-2 day (including Saturdays) delivery timescale. This service is provided by Royal Mail who will usually deliver on Saturdays. Orders must be placed by 4pm.Next Day Courier: If you require next-working-day delivery then this is provided by DPD and is £6.99. Orders must be placed by 3.30pm and be fully in-stock in order to be processed before our daily DPD collection.Saturday Delivery: You can select Saturday delivery options from DPD at the checkout.Bike Delivery: Bikes are always delivered by courier. After placing a bike order your bike is fully assembled and tested before being carefully boxed for shipping. Because of this build process it is not always possible to offer next-day delivery on a bike. Please do get in touch if you want to know a specific despatch day on any bike on our website. Call us on 01227 832582 or email email@example.com.
We offer a 30 day return period on our items. We ask that items are returned in their original packaging and in re-sellable condition. We do not pay returns postage.unless we have made an error with your order.
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SIZE | W.16.14 x D.16.92 x H31.10 (INCHES) |
Jamani art & carft is committed to providing high-quality and durable products, and we want to ensure that your wooden, iron, leather, fabric, and cane items maintain their beauty and functionality for years to come. Here are care instructions tailored to each material:
Wood: Wipe with a soft, damp cloth to remove dust. Avoid prolonged exposure to direct sunlight and extreme humidity. Apply a wood-friendly polish for a glossy finish.
Iron: Clean with a mild detergent and a soft cloth. To prevent rust, avoid prolonged exposure to moisture. Apply a protective coating if used outdoors.
Leather: Gently wipe with a damp cloth to remove dirt. Keep away from direct sunlight and heat sources. Use a leather conditioner to maintain suppleness and prevent cracking.
Fabric: Vacuum regularly to remove dust. Spot clean with a mild detergent and water. Avoid excessive sunlight to prevent fading. Professionally clean for deep cleaning.
Cane: Dust regularly with a soft brush. Wipe with a damp cloth to remove stains. Avoid excessive weight and exposure to moisture to prevent damage.
Jamani art & carft is one of the most trusted furniture manufacturers in India since 2017. Our customers know us as a top wooden and industrial furniture manufacturer in India. jamani art supplies high-quality furniture to customers in the local and international furniture industry. With a 12000 SQ Feet area for the production facility and state of art plant & machinery; we are equipped to full fill any custom order. Our full-time 65+ artists and workers make up the industry's most experienced team. Each of our pieces is handcrafted to live long for years. Our wooden furniture and industrial furniture are strong enough to stay with you for generations. Our furniture manufacturing process is unique and intensive. Furniture Manufacturing, supply, and exporting is an art we craft better every day. Our team and artist come from a family that is into furniture manufacturing for generations.


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This material comes standard with i-Clean technology.
i-clean™ fabrics are high performance fabrics engineered for extreme comfort, durability and ease of maintenance. Utilizing nano base technology, spills bead up and sit on the fabric until they are gently blotted with a cloth for clean-up. With their moisture repellency and stain resistance, i-clean™ fabrics make it easy to keep your furniture looking and feeling brand new.
Pattern: Purl
Color: Icicle
Fabric Type: FabricMeet the Family
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Be the first to be featured here. Send us your pictures.You have questions, we can help. First let's get to know each other a little bit.
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The chart below is the price change over time.
The yellow line is the price [USD / BTC] at which actual trades were made.
Green and red areas near the yellow line show you maximum and minimum price. Price is shown on the right axis.
Bars in the background represent volume (that is, how many coins were traded during that time) enumerated in [BTC]. The Value for this is shown on the left axis.
Below is the cumulative depth chart. Moving your mouse over it will give you more information. The value axis for the cumulative depth chart is on the left, enumerated in [BTC].
About these bars going up and down (if there are any at the moment). They show market depth changes over the last 10 minutes. The value axis for them is on the right [BTC]. Bars on the left of the current price are bid offer changes, and on the right ask offer changes. So if somebody is adding a bid offer, you will see a green bar up on the left. About colors: if bids are added they are in green, and when removed they are in red. For asks it's the opposite. That's because when somebody is adding an ask, it makes it harder for the price to go up (red). If somebody is removing an ask it's easier for the price to go up (green). Still confused? Try this |
The big number here is the price at which last trade was made.
And here we have the last trades table.
On the left: amount of bitcoins traded. On the right: price at which it happened.
Mtgox trading engine lag:
If you still have some questions, you can find a link to my contact information on the bottom of this page. I also hang out on freenode under nick comboy.


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Maandblad voor Accountancy en Bedrijfseconomie 43(6): 319-325
01 Jun 1969
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The author has declared that no competing interests exist.
This is an open access article distributed under the terms of the Creative Commons Attribution License (CC BY-NC-ND 4.0), which permits to copy and distribute the article for non-commercial purposes, provided that the article is not altered or modified and the original author and source are credited.
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