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This is TALK OF THE NATION. I'm Neal Conan in Washington. The country is about to undergo the largest transition of national health policy ever. The Affordable Care Act, the signature legislative achievement of President Obama's first time, continues to phase in. Some of the more popular measures are already in effect. Parents can keep children on their own plans until they turn 26. Women have greater access to birth control.
But important parts of the law kick in next January 1, and they involve more complications and more controversy. Doctors, patients, medical professionals, how does this law affect your life? Give us a call, 800-989-8255. Email us, email@example.com. You can also join the conversation on our website. That's at npr.org. Click on TALK OF THE NATION.
Later in the program, Ysaye Barnwel of Sweet Honey in the Rock. But first health care. Over the next two months, we'll have a series of conversations to look ahead on a range of topics. To start we're joined now by Julie Rovner, NPR's health policy correspondent, here in Studio 42. Nice to have you here in our new studio, Julie.
JULIE ROVNER, BYLINE: Nice to be here in this nice new studio.
CONAN: The new law was passed, it's been upheld by the Supreme Court, so where are we now in terms of what's phased in and what has yet to phase in?
ROVNER: Well, we phased in a lot of the less controversial, if you will, pieces of it and some of the very popular pieces of it. As you mentioned, young adults can stay on their parents' health plans until they're 26. We've had what they call the Patient's Bill of Rights, these are things that apply to most people's existing health insurance, things like banning lifetime limits on policies.
So no longer can you have health insurance, they can't say, well, you've gotten something very expensive, you've spent $2 million, now your health insurance has run out. That doesn't happen anymore. Easier access, as you mentioned, for women to birth control and to other forms of preventive care. Seniors on Medicare now get better coverage for their prescription drugs, so things like that, that were sort of - that were meant to be front-loaded, frankly, so they wouldn't...
CONAN: Before the elections, to no one's great surprise.
ROVNER: Yeah, many of them before the election. Insurance companies have to spend a certain amount, either 80 or 85 cents of every dollar, on actual medical expenses rather than on administrative expenses or profit, that's the so-called medical loss ratio. These things have all been put into effect. Next year, starting 2014, comes what we think of as the big stuff.
It's really three different things. One of them is the requirement, the controversial requirement, that everyone either have health insurance or pay this fine. At the same time comes one of the most popular provisions of the law, which says that insurance companies can no longer either exclude or charge more for people who have pre-existing health conditions, and obviously those two things go together.
The insurance companies said that if you're going to make us cover sick people, we're going to have to have more healthy people with insurance. So...
CONAN: So everybody's got to buy in.
ROVNER: Exactly, everybody's got to have health insurance in order for the insurance companies to be able to afford to cover people who have pre-existing conditions. And then the other big part of this was supposed to be this expansion of Medicaid. About 17 million people were going to be covered by this expansion of Medicaid to - mostly this would be able-bodied adults with income under about 133 percent of poverty, about $15,000.
But of course the Supreme Court kind of threw a little bit of a wrench into that by saying that states didn't have to, that it would be optional. And right now we've really only got about half the states who have said they were going to do that.
CONAN: Now you mentioned that was intended to pick up 17 million people. The idea overall was to get 40, 45 million who are uncovered now into health coverage. How is that going?
ROVNER: Well, it wasn't going to be 45. That's how many people didn't have coverage. It was never going to cover everybody. Remember this doesn't apply to undocumented immigrants. They were always going to be not covered and perhaps picked up by community health centers. There was a big chunk of money extra for community health centers who would be serving people who did fall through the cracks.
There are things if you can't afford it, for instance, you're not required to purchase insurance. A lot of people don't realize that. There's a lot of complaint still, you know, what if I can't afford it. If you truly can't afford it, can show you can't afford it, you don't have to buy it, you don't have to pay the penalty.
But it was supposed to pick up about 30 million people, and right now it's looking like it's not going to be quite that much again because of this Medicaid expansion that is - that a number of mostly Republican states and including some of the very large states, Texas for example is a state that's looking like it's not going to expand Medicaid.
But again states don't have to do this right away. When the Medicaid was first established, a lot of states didn't come in. Arizona, for instance, didn't join Medicaid, which was started in 1965, until 1982. So that's not to say that states can't see other states doing this, getting a big chunk of federal money and saying oh, maybe we're going to change our mind and do this after all.
CONAN: And in effect getting their money. The money unspent on Texas will be distributed to other people.
ROVNER: That's exactly correct. Texas, you know, for all the federal taxes that Texans pay, that money is now going to be going to other states that are going to expand Medicaid.
CONAN: So we want to hear from those of you who are affected by this law, recipients of course but doctors, medical professionals. Well, how does the new health care law affect your life? Give us a call, 800-989-8255. Email us, firstname.lastname@example.com. And we're going to start with Charles(ph) and Charles on the line with us, well, from Texas - Austin, Texas.
CHARLES: Yes, sir. Hi, I just moved to Austin, Texas, from Houston, Texas. I'm on Medicare. And there's not a single internist or family practitioner that will take Medicare.
CONAN: And this, Julie Rovner, is a problem more and more people report.
ROVNER: It is. Now this has nothing to do with the Affordable Care Act. This is a separate problem that has been going on with Medicare, really it started in 1997 with the Balanced Budget Act, actually. That's - that really goes back a long ways. It had to do with a formula that Congress enacted to try and constrain physician spending.
It started out by giving physicians sort of extra bonuses, extra pay, and then in 2002 it started to cut physician fees, and Congress let it - let them actually cut those fees for the first year, and after that it started to not make those cuts, but it didn't give them any increases. So basically physicians have been not - the physician pay under Medicare has been not keeping up with inflation really for more than a decade now.
It's something that Congress has been trying to grapple with, but mostly they've been doing that old phrase kicking the can down the road, and they've been kicking this can down the road really since 2002. And every year they say we're going to give it another year, and during that year we're going to try to figure out a problem - how to solve this problem, and in the meantime - you know, for a long time we've seen these expert reports that say there is no big access problems for Medicare, but now we are really starting to hear exactly this, particularly in larger metropolitan areas, where doctors have choices of other patients.
Not so much that they're kicking off existing Medicare patients, but they are not taking new Medicare patients. So if you turn 65, you have trouble getting a doctor. Or if you move, as this gentleman did, you have trouble finding a doctor, and it is getting to be more - a bigger and bigger problem.
Congress knows it needs to do something about it, but fixing this problem is going to cost in the tens or possibly hundreds of billions of dollars. So it's been a difficult problem.
CONAN: So that can is going to be pretty well dented before they get around to fixing it.
ROVNER: That can is already pretty well dented.
CONAN: You mentioned the Medicaid expansion. Another factor that takes effect next year is exchanges.
ROVNER: That's correct, and the exchanges are going to be where individuals and small businesses will go to purchase insurance. These will mostly be online exchanges. And there's been so much talk about whether the states will run the exchanges or the federal government will run the exchanges or whether it will be a partnership between states and federal government.
From the point of view of the people going to purchase insurance, it doesn't matter. It will be invisible. When you go to purchase insurance on the exchange, it will say if you live in Texas, welcome to the - excuse me - Texas exchange. If you live in Michigan, welcome to the Michigan exchange, if you live in Maryland welcome to the Maryland exchange. It will not matter to you who is building or operating that exchange. So that's kind of a, you know, inside-the-Beltway, you know, discussion that people seem to love. But it's not really very important for the - for you once you get to the exchange.
Part of what's important is how much there will - effort there will be and how much money there will be to guide people to get to the exchanges, to help them enroll once they're there. There are going to be what's called navigators, these are people who are supposed to help people sort out how to use the exchanges.
So there will be some differences among states about, you know, how much effort is put into getting people to the exchanges and enrolled. But the exchanges themselves should look pretty much the same regardless of who's running them.
CONAN: Let's go now to Chris(ph) and Chris on the line with us from Columbus.
CHRIS: Yes, Julie, so the insurance companies are going to offer products on the exchanges and off the exchanges. And as you've already said, they can't charge people...
CONAN: Whoop, somehow the line dropped. Well, they can't charge - I'm not sure what the question was.
ROVNER: I'm not sure what the question was, either. They can't charge - I know one of the things they can't charge women more, depending on how they're - which they used to be able to do, but I'm not - there are going to be - it is - it does get very technical about what companies can offer inside and outside the exchange.
And there is a lot of concern about whether insurers are going to play, if you will, what they're going to offer inside these exchanges and whether there will be enough choice and enough competition. And that's one of the big things that people are worried about, I know.
CONAN: Well, let's see if we can get another caller in. Let's go to Erica(ph), Erica with us from Fort Myers. And the system is hanging up on people as soon as we pick up their phone calls. So we're going to have to see what's wrong with our telephone system. I apologize for the last two phone calls, and please call back if you can, try to get through. We're talking with NPR's Julie Rovner.
Now as we talk about what's going into effect next year, people also talk about new taxes going into effect to pay for all of this.
ROVNER: That's right, and there are a number of taxes. Congress tried very hard to spread them around. There are taxes on wealthier people. There's an expanded Medicare tax on wealthier people. There are taxes on health insurance plans. And of course it's expected that the tax on health insurance plans will probably be passed back through.
There's a lot of concern about premiums going up. There's a tax on medical devices. There's already, in effect, a tax on tanning salons. So there are a lot of different taxes, and indeed this is, you know, a trillion-dollar bill over 10 years, and Congress was very insistent that this be paid for, and the president also, that this not add to the deficit.
So yes there are a variety of taxes to help offset the cost of this law.
CONAN: Yet the idea is to constrain the growth of the country's health bill.
ROVNER: Yes, and it is hoped that there will be ways to - that there are efforts underway. Mostly these are demonstration programs within the Medicare program. That's what Congress has - the federal government has the most immediate power over to try and find better ways, what they call better incentives to help get better outcomes rather than paying - a lot of the health system is sort of paid by inputs, the more you do the more you get paid.
And that's seen as sort of inherently inflationary. It gives people, it gives the medical system the incentive to do more. So the idea is let's change the incentives and have the incentive be to do things more efficiently rather than to just do more. So one example is hospitals now get dinged if patients come back to the hospital too soon, it's called readmissions. If you get, you know, discharged, and you come back, you don't get paid extra for another hospital admission. In fact you get punished for having that readmission. So that's one example.
CONAN: Over the next two months we're going to be looking at a variety of issues ahead for the years to come. We're beginning with the transformation of the American health care system, and NPR's health policy correspondent Julie Rovner. How is your life being affected by the new law? 800-989-8255. Stay with us. I'm Neal Conan. It's the TALK OF THE NATION from NPR News.
CONAN: This is TALK OF THE NATION from NPR News; I'm Neal Conan. Today NPR health policy correspondent Julie Rovner joins us to walk through the rollout of the Affordable Care Act. Now that it's the law of the land, changes have already begun. Julie's been with us through it all, from expanded Medicaid coverage through the doughnut hole and from electronic health records to hospital performance reporting; more changes yet to come: the health insurance marketplace, tax credits for some Americans in the middle class and the elimination of annual coverage limits, to name just a few.
If you're a doctor, a patient, a medical professional, how is this law changing your life? 800-989-8255. Email us, email@example.com. You can also join the conversation on our website. That's at npr.org. Click on TALK OF THE NATION. Erica has managed to get back through on the line from Fort Myers. Again, we apologize.
ERICA: That's all right, Neal, and thank you very much. I hope - good luck to you going on in the future.
CONAN: Thank you.
ERICA: As part of my medical regime, I go in every six months for a blood draw and just for a following checkup, never had a problem with it. Changed jobs last year, same insurance provider, same coverage, but now they didn't cover my blood draw. They say it's a pre-existing condition because my plan has limitations on it.
And, you know, it's - I never, ever had an issue, but this is - you know, I talk to my friends, and I say, well, didn't Obamacare fix that? And it's like no, it didn't, not until next year. And, you know, the education isn't out there, and it's really disheartening that just because I had something done in the past, I can't get it paid for now because of my plan's stipulations.
CONAN: And again I suspect, Julie, that Erica's not the only person in her situation. Can we get your mic on? There we go.
ROVNER: Although I should say that if you've been continuously covered, you shouldn't have a pre-existing condition exclusion. That should've been taken care of by HIPAA, which was passed in 1996. The pre-existing condition exclusions are usually only for people who have had a break in health insurance coverage. So that actually surprises me, and you should probably take that up with the HR office where you work, or if you have your own insurance, you should really actually argue against that because that is something that you shouldn't have to wait until 2014 for.
ERICA: Well, with the current economy there was a break between physicians, and they're currently investigating it, but it was somewhat disheartening to come across that. And I guess I've just been very fortunate to never have an issue with, you know, uncovered expenses through insurance. But I can definitely see why, you know, experiencing this, you ask, well, why wouldn't you cover it, and I can see why there are countries that, you know, have different health care systems would look at us and say why wouldn't you cover these individuals?
CONAN: Erica, thanks very much for the phone call, appreciate it.
ERICA: No problem, thank you.
CONAN: And let's go to good old email. This one's from Rachel(ph) with a not dissimilar problem: My daughter was rejected from most health insurance companies due to a condition she was born with. We were finally accepted by one but with a 50-percent rate increase. Does the new health law affect this? Should I be able to drop the increase, or should I be able to apply for the new health insurance without being subjected to pre-existing conditions?
ROVNER: Yes.
ROVNER: Fairly short and sweet. I mean, you know, most people - it's important to remember here that, you know, everybody talks about how big a change this is going to be next year. For most people it's not. For most people, they're going to continue to get their health insurance the way they get it now, which is through their employers.
What's happening next year is really only a change for people in the individual and small-group markets, and that is really a minority of people with health insurance. So we're talking about people who buy their own insurance. It's going to be, they estimate next year, about 14 million people. So if you think of the universe of people with health insurance, it's about 256 million people. So we're talking about a very small number of people that this is going to impact.
But yes, for people who do go out on the open market and buy their own insurance and get, you know, either denied or told that because you have a pre-existing condition, you're going to have to pay half again as much, those are the people who have really been suffering over the years, and those are the people who are going to get pretty dramatic help come next January 1.
CONAN: Let's go next to Crystal(ph), and she's on the line with us from Denver.
CRYSTAL: Oh hi, thanks for taking my call.
CONAN: Go ahead.
CRYSTAL: I could not praise the Obamacare too highly. I am just so excited and so grateful for it because last year I was diagnosed with cancer. I'm self-employed, and I didn't have insurance. But under Obamacare, I was able to get an insurance that had two criteria: One, you did not already have insurance; and two, you had a pre-existing condition.
So because of that I was able to get insurance and got the surgery to remove the cancer, and now I'm cancer-free. So I am totally, completely ecstatic about Obamacare.
CONAN: Well that's great news, Crystal, and congratulations. Thank you.
CRYSTAL: You're welcome.
CONAN: And winners under the health care law, obviously there will be losers, too.
ROVNER: Yes indeed, and this was clearly one of the winners. I imagine this was part of one of the smaller programs to tide people with pre-existing conditions over, and this program has actually been closed down because it ran out of money. And it was expected to run out of money, they only put $5 billion into it, but they closed it down in February, not taking anybody else. So nobody else is going to be allowed in between now and, you know, 2014, when obviously people like this will be able to get insurance on the exchanges.
There's also concern, and we're seeing a lot of this, that when people with pre-existing conditions are allowed to buy insurance on the open market that rates will go up. And we keep hearing these, you know, this phrase rate shock. And we are starting to see some states who are starting to ask for their rate increases for next year.
No one's quite sure how this is going to work out. The concern is that if rates go up too much that younger, healthier people won't buy insurance because after all, particularly for the first few years, they have the option to buy insurance or pay this fine. And the fine is very low starting out, it's a couple of hundred dollars compared to what could be several thousand dollars for insurance.
Now the thing that - sort of what could, you know, militate against that is that for younger people there is lower-cost insurance that they can have. Many of them can stay, as we mentioned, on their parents' plan. And many of them will be eligible for large subsidies. You can get a subsidy all the way up to 400 percent of poverty. So you won't - even if you're a young person, you won't pay that, and even if the rates go up, you won't pay that entire amount. You'll be eligible for help from the government.
So at least - it depends how good a job people do, these states do and the federal government and everybody else who's going to help, you know, get people educated and enrolled in these plans, how good a job they do convincing young people that it's important for them to have health insurance not just so that the exchanges work, but it's important for people to have health insurance in case something happens to them.
CONAN: If you get sick. Martin's(ph) on the line with us from Tucson.
MARTIN: Good afternoon. I'm not an avid listener; I'm just driving to the hospital. I wanted to make a couple comments as a physician. And I may be a bit long-winded. My - I have a father-in-law who practiced medicine in France for 45 years with no employees whatsoever. And contrast that to the way I practice medicine: three physicians with 25 employees.
Our number one expense, of course, is collecting money from insurance companies. And our number two expense is regulatory expense. Our overhead expense is 65 percent. The - my father-in-law's overhead expense was about zero. The Obama health care law does nothing to reduce our expenses. It does nothing to reduce our malpractice expense, it does nothing to fix Medicare regulation, and in fact it makes (technical difficulty) I'm seeing Medicare patients much greater. And the risk in seeing them is also much greater.
We have audits, we have fines, we have ridiculous documentation requirements, and if you don't meet those documentation requirements, it can be a $50,000 fine and loss of your practice. You know, if this bill is designed to save costs, I don't know where it's intending to save costs, at least in my office. And health insurance has gone up. Everything is going up. And since the beginning of the year, our revenue has gone down seven percent, in part because of revaluation of codes and of course the fiscal cliff fee cut we got this month.
So, you know, I'd hoped that with Obamacare we'd get real reform for the physicians so that we can act like physicians and not be forced to act more like business people. And, you know, it's really the overhead expense, the practice expense, that drives physician behavior I think more than anything else. And that's the only comment I would make.
CONAN: All right, Julie?
ROVNER: I hear this a lot. It's hard to argue with anything that this physician is saying. One of the things that it is driving physicians to do is to sell their practices to hospitals and, you know, basically go to work for the hospital, let the hospitals undertake all of this overhead and have the physicians not have to deal with it anymore.
There's concern that that will lead to too much consolidation in the healthcare marketplace, and that could increase - they would have so much, then, bargaining power vis-a-vis the insurance companies that they could basically dictate the prices to the insurance companies, and that could run costs up.
So there is a worry about that, but it is - it's very - I mean everything that the physician said is pretty much true. There were a lot of compromises that went into the way this law was gotten through, and so there are a lot of new documentation requirements. Doctors' offices, most of them not are trying to move to electronic medical records. There was so money to help them underwrite that, but if you're a smaller practice, that can be expensive. You need a bigger staff.
There is still a multiplicity of insurance companies, so it is difficult to do all that. You know, there is not a lot in this law that makes life that much easier for doctors.
CONAN: And what's the major difference between this system that we have and the one that Martin's father-in-law worked in, in France?
ROVNER: Well, most of the European health care systems are single-payer, government-run. I mean, with the exception, really, of the Netherlands and Switzerland, most of them have - are basically run by the government. So there's not that much paperwork.
CONAN: Here's an email from Jim: What are the predictions that private employers will stop providing medical insurance for their employees and just let them buy into their own in 2014?
ROVNER: Well, this is a big concern. There's - there are many protections in the bill to try and stop that. For larger employers, it's not considered much of a concern. There have been all kinds of polls here and there and everywhere else. But, generally, the big employers are not going to stop providing health insurance. It's too important to their business. It's important for recruiting workers.
The real concern is this smaller and midsized employers, and we are seeing sort of a lot of anecdotal evidence of - the rule is that if you have more than 50 workers, more than 50 full-time workers, you have to either provide health insurance or pay a fine. It's kind of similar to the individual requirement. And what we are seeing is employers trying to either shed workers or turn full-time workers into part-time workers.
There's been - particularly in the restaurant industry, where they don't pay that well. We've seen it in some colleges, where they're taking, you know, professors who are sort of independent - or turning them into independent contractors. So there is some concern at the fringes. But generally, in large businesses, that's not considered to be a likelihood.
CONAN: Let's get another caller on the line, and go to John, and John's on the line with us from San Francisco.
JOHN: Yes. Thank you. It's great program. You could spend a whole day on this.
CONAN: I know.
JOHN: Yeah. Well, here's my situation. I am self-employed. Actually, I'm unemployed, but I prefer to say self-employed. I'm also self-insured. I carried my insurance from my employer through COBRA and HIPAA, and now I just got a letter from my insurer saying that I will be dropped at the end of this year, but not to worry, you can sign up for Obamacare on January 1st.
So I went on the - California's online exchange, typed in my information, and it turns out, because I take a pill every day - my pill is for depression, but it could also be for any number of other things like diabetes or high blood pressure - and I was denied. Actually, it was called a neurological disorder. So I said, well, what about Obamacare? Well, that kicks in in 2014.
So I'm really now wondering whether or not, on January 1st, that I have more of the same to worry about. You know, what is an exorbitant rate for someone with a preexisting condition? Is it $5,000 a month? I'm really worried about what I have to look forward to on January 1st.
CONAN: Julie?
ROVNER: No, you should be fine on January 1st. The actual enrollment for the plans that begin next year - that will not take into account what pills you take or what your pre-existing conditions are - start on October 1st. So I know - I think the existing California exchange, that the plans that are there now are not the plans that you'll have access to starting October 1st.
And this is one of the issues that's going on now. Everybody's complaining that there's not enough education, not enough outreach, not enough trying to get people, you know, to get on and sign up. And the answer is they don't want to take - they don't want to send people to places that aren't ready for them yet. So I think that's why you're not seeing a lot of it yet, because they don't want people to go there and - because there's no there there in most of these places...
CONAN: Not yet.
ROVNER: ...not yet. It's a little bit...
CONAN: Anyway...
ROVNER: It's a couple of months early.
CONAN: John, thanks very much. We're talking to Julie Rovner about the transformation of America's health care system in our new series, "Looking Ahead." You're listening to TALK OF THE NATION, from NPR News.
And this email from Kathy in Meridian, Idaho: I'm - this may not be exactly what you want to discuss. We've been told forever costs were high because uncompensated care costs had to be passed on to payers, insurance, individuals, et cetera. So my question is: If we don't have uncompensated care because everyone has coverage, shouldn't costs go down, or at least quit rising? Why do we keep hearing costs will rise dramatically?
ROVNER: Well, I mean, that's one of the reasons. It's a very good question. One of the reasons that insurance costs are high is because uncompensated care costs get put into the premium cost. But one of the reasons that costs go up is because the cost of health care goes up in general. People use more care, so costs go up. I mean, there are a number of reasons that costs go up.
There was just a very interesting study that came out last week from the Kaiser Family Foundation and Altarum, which is a health policy think tank, that talked about health costs have actually been going up very slowly over the last couple of years. The general thought is that it's because of the economy, because of the recession and that health spending recovers more slowly than the rest of the economy.
CONAN: A lagging indicator.
ROVNER: It is a lagging indicator. The - one of the other reasons that it's gone up more slowly, they think, is because employers have put - have loaded so much more in terms of health costs onto their workers, onto individuals, and people just are not getting a lot of health care, and they think that that will slow.
So we - actually, there has been a little bit of a break - B-R-A-K-E and B-R-E-A-K, in both cases - on how fast health care spending goes up. But - so even if you take care of the uncompensated care problem, that doesn't mean you're going to take care of all of the health care spending problem.
CONAN: And let's talk about incentives. You mentioned one in terms of hospitals get dinged if patients come back too quickly. There are other aspects where the quality of care is being - the outcomes are being paid for rather than fee for service.
ROVNER: That's right, and that's where the doctors come in. Again, we had this doctor who doesn't feel like this is doing much.
CONAN: Improvement.
ROVNER: And he was - that's right. And he was talking about, you know, all of these, you know, all of these process things, all of the things that the doctors now have to document. You know, this is one of the issues, but that's - there's no other way to find out the outcomes unless you document things, and it is a problem of trying to figure it out. But you do want to pay for whether people do better, rather than just what people do to patients. And that - this is one of - it's not very pretty getting there. But the idea's that if you get there, if you can pay to make patients healthier rather than to just do things for healthier, you'll have a more efficient health care system.
CONAN: Yet some people also fear that will lead to cherry-picking. Various practices will look for healthier patients, so their outcomes are better and they don't have this problem.
ROVNER: There have been a lot of stories about that. There have been surgeons who've turn down very sick patients because they don't want their quote-unquote "report card" to have a ding on it. It is indeed a problem. So it's not - as I said, this is still a work in progress. No one has quite figured this out yet, but it's certainly not a reason not to work on it.
CONAN: As a caller correctly said, we could talk about this all day and still not get to everything. Julie Rovner, as always, thank you very much for your time, and we're sorry we did not have a chance to get to everybody's question and email and phone call. Appreciate it, Julie.
ROVNER: Always a pleasure. Transcript provided by NPR, Copyright NPR.


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Friday - 7:30 AM to 6:00 PM
Saturday - Closed
Sunday - 4:00 PM to 6:00 PM
With the right pet insurance, you can get reimbursed up to 90% on unexpected vet costs at Westwood Animal Hospital - like accidents and illnesses.
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Learn more about the cost of vet visits and pet care in Ardmore, OK


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Professional Washing Machine Repair in Shiprock, NM
Washing machine repair services in Shiprock, NM are important to take advantage of when there is something wrong with this appliance in your home. These repair services will correct whatever happens to be wrong with your washing machine so you can start using it again. Failing to get your washing machine fixed quickly will only make the problem worse, so you will have to make a point of finding a local Shiprock washing machine repair professional who specializes in doing this type of work.
Quality Shiprock washing machine repair services are important to pay for whenever you discover there is any kind of problem with your washing machine at home. The sooner you get your washing machine fixed, the sooner you will be able to start using it again. Those who neglect getting the necessary repairs down on their washing machine later regret it when the problem gets increasingly worse over time. If you don't want to end up paying far more than you really need to in the future, you will have to hire a professional to repair your washing machine right away. In the end you will be very glad you took advantage of professional washing machine repair in Shiprock, NM because of how beneficial they are as a whole.
AVC Costs For Washing Machine Repair Companies
($51) ($209) ($363)What zipcode do you need Washing Machine Repair Companies in?
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NASA Johnson Space Center Oral History ProjectThe oral histories on this Website are the transcripts from audio-recorded, personal interviews with many who pioneered outer space and the Moon, and with those who continue the excitement of space exploration. To preserve the integrity of the audio record, the texts are presented with limited revisions and thus reflect the candid conversational style of the oral history format. Brackets and ellipses indicate where the text has been annotated or edited for clarity. The date of each interview is noted on the first page. If available, the Biographical Data Sheet provided background information for the Oral Historian to prepare for the interview. A project research historian submitted the data sheet on the date listed at the end of the file. To continue, choose a link below: Begoña Vila Costas Oral History Interviews
JSC Web Team | Responsible NASA Official: Lynnette
Madison | Updated 7/16/2010 |


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Shake Your Shamrocks shirt. Are you looking for a trending and stylish t-shirt? We're here for you! Check out our t-shirt right now! Our t-shirts are made of 100% cotton, this shirt is sure to keep you cool and comfortable all day long.
In a world where everyone seems to be wearing the same thing, it can be hard to stand out from the pack. But with a unique and eye-catching t-shirt, you can show off your personality and style without saying a word.
At our store, we believe that everyone should have the opportunity to express themselves through their clothing. That's why we offer a wide variety of designs, colors, and styles for our t-shirts. Whether you're looking for something funny, cool, or just plain unique, we've got you covered.
So why not check out our t-shirt store today? You're sure to find something that interests you!
Shake Your Shamrocks shirt
This t-shirt is the perfect choice for any wardrobe. This luxurious t-shirt is made from the finest grade of cotton, creating a soft, lightweight, and comfortable feel. It's designed with a classic style, featuring a crew neckline, short sleeves, and an easy regular fit. The fabric is breathable and absorbent for all-day comfort and durability. Also, it comes in an array of colors depending on your favorite.
Product detail:
Unisex Classic T-shirt:
- Light fabric (6 oz/yd² (203 g/m²))
- Classic Fit
- Tear-away label
- 100% preshrunk cotton (fiber content may vary for different colors)
Unisex Pullover Hoodie
- 50% combed ringspun cotton, 50% polyester
- Medium fabric (7.96 oz/yd² (270 g/m²))
- Brushed fleece inside
- Regular fit
- Runs true to size
Unisex Sweatshirt
- 80% cotton, 20% polyester (fiber content may vary for different colors)
- Medium-heavy fabric (9.9 oz/yd² (280 g/m²))
- Stylish fit
- Tear-away label
- Runs true to size
Unisex Long Sleeve Crew Tee
- 100% combed ringspun cotton (fiber content may vary for different colors)
- Light fabric (4.3 oz/yd² (146 g/m²))
- Slim fit
- Tear away label
- Runs smaller than usual
Unisex Tank Top
- Light fabric (4.5 oz/yd² (153 g/m²))
- Tear away label
- 100% Ring-spun cotton (fiber content may vary for different colors)
- Semi-fitted
Product features:
Key features:
- Neck and shoulder tape: Twill tape covers the shoulder and neck seams to stabilize the back of the shirt and prevent stretching.
- Double-needle sleeve and bottom hems: Double stitching around the edges of the garment makes it long-lasting and durable.
- Ribbed collar: Allows the shirt to stretch as the head enters the t-shirt, afterward the collar goes back to its original size, leaving a well-fitted tee
- Fiber composition: Solid colors are 100% cotton; Athletic Heather is 90% cotton, 10% polyester; Charcoal Heather and Safety Green are 50% cotton, 50% polyester; Ash is 99% cotton, 1% polyester.
Care instructions:
- Machine wash: cold (max 30C or 90F); Do not bleach; Tumble dry: low heat; Iron, steam, or dry: low heat; Do not dry-clean.
- At our store, we strive to go above and beyond to ensure that every customer experiences absolute satisfaction with the services they receive. Our staff works diligently to provide top-notch service and quality products, always aiming to exceed expectations in any possible way. We understand that customer satisfaction is essential for our business success, so we take every step necessary.
- If you are delighted with your purchase, we would greatly appreciate it if you took the time to post a positive review about your experience with us. Not only does this help us to showcase our products and services, but it also assists other customers in learning more about what we have to offer and how it could benefit them.
- If you are not satisfied with your purchase, please get in touch with us so that we can work to resolve the issue. Our friendly and knowledgeable customer service team is here to listen to your concerns, answer any questions you may have, and strive to deliver a resolution that leaves you feeling comfortable with your purchase.


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10 Things You Didn't Know About Vampires
Everyone knows that vampires suck … your blood!!!! Seriously though, do you know the history behind modern vampire lore? These creatures of the night have been lurking around for a very long time, although the princes and princesses of darkness have taken on different guises and mythologies throughout the ages.
Here are some things you probably didn't know about vampires. If the items on this list are old news to you, you might want to take a look in the mirror and check for a reflection ... your blood! Okay. Didn't work so well that time.
Why Vampires Have No Reflection
According to legend, when a human dies and then returns to the world as a vampire, he or she no longer has a soul. The unlucky individual is now a vampire. It was once believed that mirrors cast back the image of the body and the soul; therefore if you didn't have soul, you couldn't have a reflection.
Mirrors also used to contain some silver (not anymore, so don't go and break yours up trying to score beer pennies), which could also have made a vampire's reflection hard to see. Silver, as pretty much everyone knows, is toxic to the undead. Seriously, if you don't know that, what have you been doing with your life? Enjoying it? Pfffffft.
The Egyptians Had Vampires… Sort Of
Ancient Egyptians had all kinds of gods. The warrior goddess Sekhmet had the very bad habit of walking among men, slaughtering them and then drinking up all of their blood. Apparently she needed thousands of jugs of blood, sometimes mixed with beer, either to quench her incredible thirst or because she was an unstoppable party animal. One of her nicknames was the "Lady of the Bloodbath." Another was "Lady Who Maybe Stole My Cellphone." If she ever is reincarnated, you might want to refrain from inviting her over for your next Halloween costume party, because she will ruin bobbing for apples like *that.*
What Do You Call a Group of Vampires?
We would call them dorks.
Let's see, cows are grouped together in herds, geese gather in gaggles, fish in schools….What would you call a large group of vampires flying your way? Well, other than "nothing good is about to happen," you could officially say, "Look, there's a brood, clutch, clan, coven or pack of vampires over there. Maybe we should head in the opposite direction. Wait, I dropped my thesaurus. Don't leave me, only frieeeend!"
Dracula Was Not a Nice Guy
All right, the fact that the historical Dracula wasn't a nice guy is stating the obvious, but the level of his evil is actually quite shocking. It was said that Vlad of Walachia, who also went by "Vlad the Impaler," never ate a meal without Ottoman Turks, impaled on stakes, dying all around him. This 15th century Romanian monster left, at one time, 20,000 corpses stuck on pikes outside of his castle as a warning to all who would dare challenge him. When a corpse became too rotten to display any longer, Vlad had no problem making a new one to take its place. Apparently, he took his nickname very seriously. ("Vlad the Home Decorator" never quite took.)
Vampire Defense
This doesn't always work.
If a vampire bites you, not all hope is lost. Different societies believed there were different cures for the affliction known as vampirism. Here are some things you can do if you suspect those marks on your skin aren't from a mosquito, or you want to keep an unwanted vampire away:
- Eat lots of garlic
- Gather hawthorn branches and use them as a repellent (they also make lovely wreathes)
- Bury potential vampires face down so they'll dig the wrong way when trying to get out (vampires are mad dumb, yo)
- Spread salt around the house
- Wear a cross (a no-brainer)
- Decapitate the vampire bothering you
- Wear iron (not silver) jewelry
- And last but not least, scatter seeds around your house because vampires like counting them and can get distracted, which will give you time to escape.
Unusual Ways to Become a Vampire
Depending on the culture a vampire came from, there were a lot of interesting ways a vampire could be "made." In Romania, for example, people used to believe a child could simply be born a vampire if the right spell was cast during or before the birth. Other fun ways you could become a member of the club of the undead were partaking of lamb meat slaughtered by a wolf, being a Satanist or a witch, committing suicide, letting a cat or dog walk above the newly departed, or being buried (after you die, of course) in the wrong manner. And here you thought all it took was a simple bite on the neck.
The Word 'Vampire' Has Many Possible Roots
There is some disagreement among scholars about the true origins of the word vampire. It might be Hungarian, Romanian or Turkish in origin, or perhaps the word even came from Hebrew. Other theories speculate the word dates all the way back back to ancient Greece, where it might have come from the verb "to drink." Regardless of the origin of the word, the terror it has so often inspired remains the same everywhere, because people don't really care about word origins when a monster is trying to eat them.
Vampire Pumpkins and Watermelons, Really?
Okay, vampire pumpkins and watermelons might not sound scary, but in the Balkans people actually once believed that gourds posed a real threat. If a pumpkin or watermelon was left outside for too long after picking, and especially if it wasn't gobbled up before Christmas, the fruit in question could turn into a vampire. Even though this kind of food wasn't deemed desirable, an undead pumpkin was a low-level threat, because without teeth, the fruit had no way of biting its potential victims.
Britain's Prince Charles Might Be Related to Dracula
Yep, it seems Prince Charles just might be a descendant of the historical Dracula, also known as Vlad of Walachia, or to his more intimate associates, "Vlad the Impaler." At least that's what some historians think, and if you doubt the future monarch of Great Britain could ever be related to such a tyrant, Charles has even admitted the fact himself. He stated that genealogy has proven his kinship with the dastardly prince. Because of this, Charles once joked that he had, "A bit of a stake in the country (Romania)." Peasants being impaled by the thousands. Hilarious!
A Real Disease Causes Vampire Like Symptoms
The very rare, and unusual, group of diseases known as "porphyria" can actually cause vampire-like symptoms. That said, the disease is something you definitely don't want, just in case any of the 'Twilight' fans out there were hoping for a chance at the romantic and glittery vampire life. People afflicted with this condition suffered from a severe sensitivity to sunlight, hallucinations, paranoia, possible madness and a host of other debilitating conditions. The disease has been associated with vampires in the past, but in reality, it only gives its victims a vampire's weaknesses, but none of vampire's strengths. So basically it turns you into Count Duckula. A vampire that eats broccoli? What a wuss.


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- 5.25" inseam
- Adjustable waist ties
- Patented gusset zipper
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When you buy from us, we want you to love what you get – so if for any reason or no reason you are not happy with your T9 purchase, send it back for an exchange or full refund. No questions. No hassles. No kidding.
Items purchased at titlenine.com can be returned within 1 year from the Ship Date.
Items purchased at the Title Nine Outlet (titlenine.com/outlet) must be returned within 30 days from the Ship Date to qualify for a refund. Outlet items have prices ending in $.99.
To initiate a return, click here to start a return and follow instructions to create a return label and packing invoice. If using our return label, the final refund will have the cost of return postage deducted ($7.50 for up to two items; $9.00 for three or more items).


text: Good morning. I'm Renee Montagne. Summer dust storms in Arizona have a funny name - haboobs - but they can be deadly. This summer, Arizona transportation officials turned to poetry in their safety campaign, encouraging Twitter users to tweet haikus, like this one from Mindy Lee: Haboobs blow through town. In one instant it is dark. Pull over and wait. And here's Will Watson's: You're not a Jedi. This is not Tatooine, Luke. Pull over, man. It's MORNING EDITION. Transcript provided by NPR, Copyright NPR.


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Macphie GlenDelight (12x1Ltr)
Product Information
Dietary & Lifestyle
Suitable for a Vegetarian Diet | Yes |
Suitable for a Vegan Diet | No |
Approved for a Halal Diet | No |
Approved for a Kosher Diet | No |
Key: Contains May Contain
Nutritional Information
Energy per 100g (kcal) | 255 kcal |
Energy per 100g (kJ) | 1068 kJ |
Fat per 100g (g) | 27 g |
Fat of which Saturates per 100g (g) | 23 g |
Carbohydrate Per 100g (g) | 2.9 g |
Carbohydrate of which Sugars per 100g (g) | 2.7 g |
Fibre per 100g | 0.15 g |
Protein per 100g (g) | 0.9 g |
Salt per 100g (g) | 0.33 g |
While we endeavour to ensure the accuracy of all product, pricing and nutritional data at all times, and that information is provided in good faith, we are not the manufacturers of these products and any such information we provide is therefore reliant on the accuracy and completeness of information provided to us by our suppliers.
We do not therefore accept liability for any inaccuracies or incorrect product information contained on this site and cannot be held responsible for any inaccuracies or omissions set out in this information.
From time to time recipes and/or formulations of products supplied to us by our suppliers are changed and the information we provide may be inaccurate for a period of time until we are notified by the supplier of the changes and are in a position to update the product information contained on this site. We therefore recommend that in all cases you check the product packaging carefully before using or consuming any products, rather than relying solely on any information provided by us on this site. Please also see our terms and conditions.


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What is a Deductible?
[dih-duhk-tuh-buh l]
A Deductible is the amount of money a policyholder must pay out of pocket before any insurance payments are made. For example, if repairs to a personal vehicle cost $1,000, but the Deductible on that Policy is $500, the policyholder must pay $500 toward the repairs before the insurance company covers the other $500.


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CCTV Installation Silsden
CCTV Installations Silsden has been in the CCTV and security industry for over 20 years. As a local family run business we can guarantee lower prices compared to some of the national companies. CCTV Installation Silsden only use the latest and modern technology to get you the most up to date and reliable security system for your home or business. CCTV Installation Silsden has built its reputation from word of mouth from our customers and good reviews on our site. Our work and customer service will not compare to any other company.
CCTV Installation Silsden are trained engineers who understand the needs of the customer to get you the system that will be best for you. We can install you a system that not only can you play back from your hard drive but can also access via your phone, tablet or PC from anywhere in the world. If you did for any reason get a problem with an installation we are just a phone call away. With CCTV Installation Silsden been a local business we would be with you quickly should you require any on site support.
So give CCTV Installation Silsden a call today for a free no obligation quote:
01274 897020 or 07860244274
You need the CCTV installation services of CCTV Installation Silsden to prevent crime and act in the event of crime
Big, small or anywhere in between, homes at risk of crime. Most people never think it will happen to them until it's too late.
Instead of waiting for the worst, there's a simple method to preventing crime and having to power to act when it strikes: CCTV.
Gary Pearce director of CCTV Installation Silsden, and I've been surveying homes and installing CCTV and security system for over 20 years in Silsden and the surrounding areas.
In today`s society HD, Security Cameras are the perfect way to get a clear picture of a thief in the darkest of gardens. They come in 720P or 1080P resolution. The beauty of our HD technology is that you do not have to replace the wires, just unplug the old camera and plug the new HD Security Camera. Or if you need something even better we can offer you an IP Megapixel camera that can work as a Wireless Night Vision Spy Camera as well all the up to more than 5 Megapixels. Make sure to give us a call today at 0800 0132341 to speak with one of our experienced surveillance camera installers in Silsden.
Need Professional Installation Services?
Do you want your home to be protected against theft and break-ins without the burden of high monthly fees? Don't wait until your family is a victim of crime. Fill out the easy questionnaire and we will recommend you an installation company within 24 hours for a free home security needs assessment to see how affordable a video security system can be.
Best security cameras
Today in a most have, in the past an alarm system was enough to secure your home, but today with the changing demographics, and constant fluctuation of the economy security is a sensitive matter even for a home in gated communities. Best security cameras and home surveillance system gives you backup of those undesired events that might take your peace away, with best security cameras the DVR unit will maintain records for a time that will give you the chance to recover that footage and give it to your local authorities when having the need to proof those situations that no one wants to mention. Call the experts of CCTV Installation Video Security to give you an estimate of a Home Security System for your property.
Security Services Silsden and What we Do
CCTV Installation Silsden and Security Products offer Professional Security Installation services that vary and depend on the type of job you are looking for. Our professional contractors have the skills to craft a complete security system from Alarm systems, access control systems to video surveillance & security camera systems. A typical CCTV Installation for Home security cameras can usually be undertaken by a single man install team (a single family home up to two stories).
For Commercial/ Business, CCTV installation Silsden services recommend a floorplan overview and/or a site survey. Standard equipment used during a CCTV Smart Systems Security Products installation service can include but is not limited to, a security recorder (DVR/NVR), CCTV Security cameras, access control panels, access control readers, alarm sensors, power and video cabling. On our initial walk thru, we can address all security requests from alarm systems, to access control to surveillance. During our walk-through and consultation, our installers will create, design and estimate the system that will best fit your budget and CCTV Installation security requirements.
Here is a list of CCTV Manufacturers we use
When dealing with CCTV Installation Silsden systems and Security Solutions has a vast knowledge & experience to ensure we select the appropriate solution for you.
Our engineers were dealing with CCTV back in the days of analogue tube cameras and have followed the developments with CCTV through to the latest technology. These days we are often using advanced solutions including HD, megapixel, IP and video analytics.
We have installed and support systems from basic stand alone entry level systems that meet your budget through to multi-site networked systems in excess of over 1,000 cameras dispersed over a wide geographical area. With the higher use of IP technology, our services have been extended to encompass providing and managing data network infrastructure plus working with your IT provider.
We also install CCTV into a wide variety of environments and locations for all market sectors.
We start by responding to your specified performance requirement or offer advice to provide systems that will genuinely deliver the performance required.
Most systems fall into two distinct categories of operation:
- Proactively monitored systems (operators using the system to monitor and track live activity)
- Reactively monitored systems (systems that alert the operator of an event detected by the system or where you retrieve recorded information of an event).
Sometimes CCTV is used as a point of referral, where the client does not monitor the system and only uses CCTV when an incident has been reported.
This is often due to staffing arrangements.
Customer Consultation to provide the best system for you
When dealing with customer requirements, we always ask how you intend to operate your system and what needs to be protected by CCTV and then base the solution around this fundamental criterion. Our design principles are to NOT over specify and always provide a modular/expandable solution which has the flexibility to account for future needs and possible changes.
We are accredited by a wide selection of leading manufacturers to design, install and support their equipment.
Our designs are always industry compliant and correctly deal with the appropriate legislation concerning CCTV, for example, The Data Protection Act for CCTV. This ensures you are managing and operating your system correctly and the recorded information can be used as criminal evidence when required.
Company Name | Primary business | Logo |
Arecont Vision | IP networking products | |
Dahua Technology LtdDahua Technology Ltd | Digital video recording | |
FLIR Commercial Vision SystemFLIR Commercial Vision System B.V. B.V. | Thermal imaging | |
HikvisionHikvision | CCTV | |
Pelco by Schneider ElectricPelco by Schneider Electric | CCTV |
Security Camera System Installers
At CCTV Installation Silsden, our team consists of certified Engineers that will install at your home or place of business with a white glove service attitude, doing a job well done, making sure our customers are happy and satisfied with the product and service we provided. Make no mistake, when in doubt about who to call for your security camera needs, call us at CCTV Installation Silsden for amazing HD Cameras.
Having a professional CCTV installation company like HD Cameras UK do the job for you is the way to go, using professional security cameras that are anti-vandalism and long range night vision, and using strong coaxial cable making sure the signal will get to your TV in High-Definition 1080P is the proper way to go.
surveillance camera Installs
At CCTV Installation Silsden we provide a full range of security services through HD surveillance camera in all over the UK (Silsden), including surrounding areas. Last year we started opening our security camera installation services to areas all across England Scotland and Wales.
We always offer full design and installation of all HD security camera. Our main goal is to assist you with the most cost-effective technological solutions and we can customise you with those HD security cameras that suit your requirements the best. Since we try our best to get our client satisfied we always use the best solution.
Actually, when we come to take the decision of install one or another HD surveillance camera always the decision of the best solution comes to the table. That's why we always recommend TVI cameras as the best HD Cameras to get installed.
CCTV Installation Silsden Guide to Camera Manufacturers
Closed-circuit television (CCTV) is a fact of modern life. Whether it is in a private household, a business, social venues, or even just a regular street, the use of a CCTV gives a measure of reassurance that crime does not go unrecorded. Closed-circuit television means no one outside the circuit can view the images (as opposed to a broadcast image). However, the quality of the recorded image depends on factors such as the lens type, camera quality, recording facilities, or even the capability of a live-time viewer. All of these factors are influenced by the camera company, so choosing your provider with care is critical.
- 1. Arecont Vision
- 2. Dedicated Micros
- 3. Bosch Home Security
- 4. Samsung Techwin
- 5. Vicon
- 6. Tyco
- 7. Visonic
- 8. Siemens
- 9. American Dynamics
Contact CCTV Installation Silsden to get more information on CCTV and security cameras here today or call 07860244274 and speak to Gary Pearce direct about the best choice in Systems for homes and businesses. Click Here to reach the Contact Us Page.
1. Arecont Vision employs digital technology, rather than analog, to generate CCTV images. Its products include features such as ultra-low light level capability, which means the cameras are able to record usable footage in very dim lighting. The company offers a strong IT support system, which the customer can access via phone or the Internet, and it includes helpful facilities such as regular webinars on product use.
2. As a company, Dedicated Micros boasts an impressive array of industry accolades that recognize the reliability and effectiveness of its products. This company services a wide range of public and private sectors sites, including casinos, banks, hospitals, hotels, and shopping centers. In part, this is due to the popularity of its 360-degree cameras, which give a true, undistorted bird's-eye view of large rooms such as casinos or airport lounges.
3. As the name suggests, Bosch provides CCTV and security for the domestic user. Bosch cameras and equipment are high quality and provide good resolution, with the recorded images of an acceptable standard to be admissible evidence in court. From basic models to more complex technology with motion sensors that are low-light enabled, Bosch offers a wide range of options suitable for the homeowner.
We Have Dome Cameras in Both White
CCTV Installation Silsden offer a wide range of Dome CamerasAnd In Black or Gray
From AHD to TVI 1080p Cameras Just Contact CCTV Installation Silsden TodayAmazing CCTV Bullet Cameras In Black
Why not have a long rang HD IR camera Installed by CCTV Installation Silsden Call FreeAnd also White or Gray
If you need a Camera that can Zoom in over 30m then this is for you, Just Call CCTV Installation Silsden Now.Spy Camera Setup
Thats realistic or discrete then book now with CCTV Installation SilsdenIf you need a spy camera
When you are in need of catching someone out this is your answerFurther CCTV Installation Information
Here at HD CCTV Cameras Fitters Silsden we do not sell or recommend you to buy a just any camera package like everywhere else on the internet We only Install two of the leading Brands, and all of our CCTV packages are customisable you just have to call us and tell us what your needs are.
Some customers need a Security Camera System for the home, some at the office or business or even at school, for parking lots we recommend wireless night vision because sometimes trenching is impossible, you might even want to try our spy camera, but what we actually support are our HD Security Cameras. Regardless of where you need your security cameras to be, give us a call today and you will be amazed at our prices and the quality of customer support CCTV Installation Silsden offer.
So let's start here with the first of our Recommended CCTV brands. Regardless of where you need your security cameras to be, give us a call today and you will be amazed at our prices and the quality of customer support we offer. So let's start here with the first of our Recommended CCTV brands.
High Definition Hikvision Cameras
Learn About Hikvision Installation
According to yearly independent research data from IHS Market, Hikvision CCTV accounted for 19.5% of market share in global video surveillance industry in 2015, up from 4.6% in 2010, and has been ranked the No.1 market share leader globally for video surveillance equipment for five consecutive years. In 2015, Hikvision was ranked first in EMEA market with 12.2% market share and was ranked second in Americas market with 7.3% market share.
CCTV Installation Silsden Know that Hikvision provides video surveillance products and vertical market solutions in the global market, through more than 2,400 partners in 155 countries and regions. In mainland China, Hikvision now partners with more than 40,000 distributors, system integrators, and installers. The Company's products and solutions have been widely deployed in a number of vertical markets and in notable facilities around the world including the Beijing Olympic Stadium, Shanghai Expo, Philadelphia Safe Communities in the U.S., South Korea Seoul Safe City, Brazil World Cup Stadium, the Italy Linate Airport, and many others.
Hikvision is dedicated to providing global resources and locally-based technical, engineering, sales, and service support to its valued customers around the world. In Hikvision's overseas sales team, about 90% of the employees are local residents; for example, Hikvision European has about 210 employees, among which, over 190 are locals.
Our second recommended brand is Qviz
Qvis is one of the Leading Innovators In CCTV Security Products.
Qvis leads the way in innovation and has done since its inception. We were the first to integrate a CD Writer into our recorders and the first to offer the Eyeball Dome – now the best-selling camera in the world.
Our continued passion for providing cutting-edge and affordable technology to our customers drives our business and is the instrument we use to ensure we deliver well-grounded solutions over and above that of just security. Qvis is now the choice of security professionals around the globe, constantly growing in stature, and is known as a brand that doesn't compromise on quality.
Qvis has paid constant attention to R&D, design, and manufacturing and has committed significant investment and resource in this area. Our products are designed to the highest standard, inspired by technology, innovation and problem solving whilst retaining fundamental core values in user ability, functionality, and reliability. And that's why CCTV Installation Silsden love Qviz.
Thermal. Dual. Decentralized
Weatherproof thermographic PoE camera for detection plus a 6 MP sensor module for identification.
At CCTV Installation Silsden we offer The best in Thermal Cameras and they are a modular design of the M15/M16 system platform ensures maximum flexibility for the MOBOTIX thermographic camera. The M15-Thermal comes standard with a thermal image sensor and a dummy module (to remain weatherproof to IP66).
In addition, it is possible to use any MOBOTIX sensor modules (6 MP, color or black and white, telephoto to Hemispheric, with or without long-pass filter/LPF) in the M15/M16 Thermal for identification. The camera software is then used to activate the dual image display on one of the two image sensors (thermal or standard) or both simultaneously. Contact CCTV Installation Silsden to learn more about the Thermal Image Camera Installations.
Important Features
- High-end thermographic camera with thermal sensor of typically 50 mK and a temperature measuring range of -40 to +550°C/-40 to +1022°
- The thermal sensor is capable of detecting in complete darkness and/or through smoke, smog, or a thin plastic film (limited during thick fog); applications include border protection: view of the sea in coastal areas, ships in the distance can be recognized in hazy conditions.
- The combination with the MxActivitySensor, in particular, delivers extremely reliable video analysis results of person/vehicle movements, as it is now possible to block out disruptive factors such as regular movements of "cold" objects such as bushes, grass, water, clouds, waves etc.
- No glare from strong sources of light (such as headlights, hand-held lamps).
- Detection of hotter than average body parts or technical devices, detection of faults in photovoltaic systems, overheated machine bearings etc.
- Low camera power consumption of max. 5.5 W (thermal sensor plus 6 MP sensor module, without additional MxBus devices).
- The thermal image sensor is configured using camera software in a web browser; it is possible to display the thermal image with all other MOBOTIX user software (MxMC, MxEasy, MxMC, App).
Thanks Gary for making us feel at ease in our home. You provided us with a high quality CCTV system at a really good price.
Gary installed a 2 camera system on my home after getting broken into. He fitted the whole system in 1/2 day. Thanks.
Gary and his young apprentice, installed us a smart CCTV system inside and out in our business. Highly recommend.
After having our 5 camera system installed we can now access our cameras by our phone and Ipad. The system is just what we was wanting. Thanks Gary
CCTV Installation Silsden Install 5 Megapixel IP Network Cameras and Security Camera Systems
The resolution of IP cameras is measured in Megapixels and they record in HD and Beyond
Because IP cameras are digital cameras you measure their resolution in megapixels rather than TV Lines. TV Lines is the measurement of old 1980's-TV quality cameras.
Our IP cameras come in four resolution options: 2.0MP which shoots at 1080P, 3.0 MP (which is 1.5x 1080P). 4K (which is 4x 1080P), and 12 MP (6x1080P).
You record an IP camera with an NVR. Some NVRs on the market are really terrible (and can't record HD footage on every channel), but all of CCTV Installation Silsden NVR's can record at least 1080P at 30 FPS without any frame rate or camera limitations.
High Definition Dome Cameras
In the past having a security dome camera was a privilege of a corporation, government facility or a luxury home, but not anymore. With the increasing population in urban areas and the changes in the economy, having a security dome camera is a most for any house office or warehouse, security dome cameras are not anymore a matter of a luxury security device, but part of the surveillance equipment that you must have to protect your property. At CCTV Installation Silsden we can mix your Home Security Dome Cameras and Office Cameras in a single viewing Platform so you can see both locations in your Smart Phone, Tablet or Computer, check with us about the technical requirements.
Surveillance cameras not only can be compared to their resolution but also by cheap set, Infrared distance, sensor type, water tolerance, chip's brand, and much more, but we understand that taking all these specs in count to do a one-time purchase can be overwhelming, so get a professional Surveillance System from a specialised place that you can trust and give alternatives and support.
Outdoor security cameras installation
An Outdoor Security Camera system is a purchase decision always involves installation, and no one better than CCTV Installation Silsden Video Security to guide you make the best decision. It is true that CCTV is a technology that has been under development for many years, and today you can find pretty attractive prices for Outdoor Camera packages, but the truth is that many of those extremely low prices are just the lowest quality equipment meant to suffice a demand of Cheap Outdoor Cameras. So our best recommendation is to trust your Security Outdoor Cameras Installer and get professional Outdoor cameras instead of taking short cuts that for sure will bring you back to spend in a professional surveillance system.
Not every CCTV camera is the same if you were a photographer could've been more aware of the multiple variations of the technical specs of a camera. surveillance cameras have to be chosen accordingly to the required angles distances, and lighting conditions. Most first time buyers fall into the trap of purchasing a camera just by comparing the resolution. Feel free to contact CCTV Installation Silsden anytime for more information.
How HD security camera system works for you
- HD security camera gives you the mental relaxation when you are out of home or your workplaces.
- Sometimes this surveillance method is used to control the criminal activities.
- In school, it is used to track the activities and unacceptable student behavior.
- In Shopping Centers and retailing shop, it is used to monitor the buyer and sellers' activities, and to track the other entire undesired incident so that the offender may be punished easily.
- HD security cameras are frequently used in transportation system for the safety reason.
Why are we better from others?
- CCTV Installation Silsden installs and maintains industrial, commercial and residential HD security camera installation service with much more professionalism and great attention.
- Before installing this equipment, we visit the site which adds no additional charges.
- All our technical staffs and engineers are fully trained and highly skilled with immense professional knowledge and experience so that they may meet all the required needs of the clients.
- We always assist our customer at every stage without any charges.
Why Not Have A Pan Tilt and Zoom Camera Installed
PTZ Camera Installation Silsden
CCTV Installation Silsden installs PTZ Cameras that are recommended for areas where there are far objects to cover, and locations where would be impossible to set as many cameras as required to cover the entire place, like parking lots, constructions lots, or similar places. these moving cameras are also popular for convenience or retail stores where there will be a security person tracking multiple areas from a Security Room.
We offer PTZ Security Cameras installation in our CCTV Service Coverage Service Area, call us for more information.
PTZ Cameras
When you start looking for a PTZ camera you might or might not be sure what the PTZ term stands for in the CCTV language, PTZ stands for ( Pan Tilt Zoom ), meaning that these three words describe the most relevant features of this robotic style cameras. PTZ Cameras are a great tool for those locations where there is not fixed point to watch, and there are many variables or situations that you want to cover with just one surveillance camera.
PTZ Camera Types
PTZ cameras come available in Analog technology ( TV Lines ), CVI Technology ( High Definition Analog) TVI ( High Definition Analog ), and IP. All PTZ cameras Pan and Tilt by default but the main difference to keep in mind when choosing a PTZ camera is the zooming capability, the most common PTZ cameras can zoom in a range from 10x ~ 32x, and the zooming is also different if is digital or optical, being optical the best zooming resolution, as it means real zooming vision made through the camera lenses, while digital zooming is made through software.
PTZ Camera Features
- Panning feature, that allows these cameras to rotate 360 degrees be able to get back to their original position.
- Tilting feature is the option of going up and down even during the Panning cycle without creating any delay or affecting the panning feature.
- Zooming will give your PTZ Camera the capability to zoom in, and zoom out objects
Book CCTV Installation Silsden for a free consultation anytime to get the best security advice possible.
Call 0800 0132341 or call Gary direct on his mobile 07860244274. CCTV Installation Silsden
CCTV Monitors For DVR
The DVR is the heart of any system. It provides recording, playback, and internet interface. With its built-in hard drive the DVR will record continuously without tapes or supervision.
We carry a large selection of stand- alone DVR's and computer based DVR's capable of recording from 1 to 64 cameras simultaneously.
At CCTV Installation Silsden we offer many types of monitors including 4K LCD flatscreens which can be wall or ceiling mounted if required.
Frequently Asked Questions About CCTV (FAQ)
Can you explain how Infrared day night cameras work?
I'm having problems with my CCTV camera when filming at night
When is CCTV covered by the Data Protection Act?
Can you explain how motion detected recording works?
What do I need for a complete CCTV system?
Are PTZ (pan, tilt, zoom) cameras better than fixed cameras?
- Camera network
- Hard drive on which to store recordings
- Monitor
- Motion capability
- Night vision
- Zoom functionality
- High Definition
CCTV Installation Opening Times
Monday 8am – 5pm
Tuesday 8am – 5pm
Wednesday 8am – 5pm
Thursday 8am – 5pm
Friday 8am – 5pm
Saturday 8am – 5pm
Sunday Closed
Contact Details
CCTV Installation Silsden
Dick Lane
01274 897020
Areas Covered By CCTV Installation Silsden
Silsden, Bingley, Shipley, Cleckheaton, Keighley, Skipton, Settle
Little Germany Goitside Longlands West End Eccleshill Five Lane Ends Undercliffe Fagley Bolton Woods Swain House Ashbourne Barkerend Silsden Moor Thornbury Eastbrook Laisterdyke Wapping Bierley East Bowling East Bierley Tong Holme Wood Dudley Hill Tyersal Swaine Green Bankfoot Little Horton West Bowling Canterbury Marshfields Ripleyville Buttershaw Wibsey Woodside Odsal Staithgate Great Horton Lidget Green Scholemoor Manningham Girlington Whetley Westbourne Green Rhodesway Crossley Hall Fairweather Green Belle Vue Frizinghall Heaton Apperley Bridge Eccleshill Greengates Idle Ravenscliffe Thackley Thorpe Edge Birkenshaw Drighlington Low Moor Oakenshaw Wyke Delph Hill Cullingworth Clayton Heights Denholme Queensbury Thornton School Green Clayton Allerton Wilsden Bingley, Cottingley Eldwick Harden Baildon Shipley Saltaire Wrose Cleckheaton Gomersal Scholes Cononley Cross Hills Glusburn Kildwick Silsden Steeton Sutton-in-Craven Keighley Cowling Haworth Oakworth Oxenhope Carleton-in-Craven Embsay Gargrave Grassington Hebden Hellifield Horton Kettlewell Kirkby Malham Skipton Threshfield Tosside Giggleswick Horton in Ribblesdale Settle
Book CCTV Installation Silsden now as we always try to cover all the areas of Silsden to help with security problems.
Contact CCTV Installation Silsden Here at our contact page and request a call back.