text:
Associated Press by Ricardo Alonso-Zaldivar –
August 24, 2014:
Taxes? Who wants to think about taxes around Labor Day?
But if you count on your tax refund and you're one of the millions getting tax credits to help pay health insurance premiums under President Barack Obama's law, it's not too early.
Here's why: If your income for 2014 is going to be higher than you estimated when you applied for health insurance, then complex connections between the health law and taxes can reduce or even eliminate your tax refund next year.
Maybe you're collecting more commissions in an improving economy. Or your spouse got a better job. It could trigger an unwelcome surprise.
The danger is that as your income grows, you don't qualify for as much of a tax credit. Any difference will come out of your tax refund, unless you have promptly reported the changes.
Nearly 7 million households have gotten health insurance tax credits, and major tax preparation companies say most of those consumers appear to be unaware of the risk.
"More than a third of tax credit recipients will owe some money back, and (that) can lead to some pretty hefty repayment liabilities," said George Brandes, vice president for health care programs at Jackson Hewitt Tax Service.
Two basic statistics bracket the potential exposure:
The average tax credit for subsidized coverage on the new health insurance exchanges is $264 a month, or $3,168 for a full 12 months.
The average tax refund is about $2,690.
Having to pay back even as little as 10 percent of your tax credit can reduce your refund by several hundred dollars.
Tax giant H&R Block says consumers whose incomes grew as the year went on should act now and contact HealthCare.gov or their state insurance exchange to update their accounts.
They will pay higher health insurance premiums for the rest of this year, but they can avoid financial pain come spring.
"As time goes on, the ability to make adjustments diminishes," warned Mark Ciaramitaro, H&R Block's vice president of health care services. "Clients count on that refund as their biggest financial transaction of the year. When that refund goes down, it really has reverberations."
The Obama administration says it's constantly urging newly insured consumers to report changes that could affect their coverage.
But those messages don't drive home the point about tax refunds.
"What probably isn't clear is that there may be consequences at tax time," said Ciaramitaro.
Aaron Albright, a spokesman for the Health and Human Services department, said the administration plans to "ramp up" its efforts.
Concern about the complex connection between the health care law and taxes has increased recently, after the Internal Revenue Service released drafts of new forms to administer health insurance tax credits next filing season.
The forms set up a final accounting that ensures each household is getting the correct tax credit that the law provides. Various factors are involved, including income, family size, where you live and the premiums for a "benchmark" plan in your community.
Even experts find the forms highly complicated, requiring month-by-month computations for some taxpayers.
Taxpayers accustomed to filing a simplified 1040EZ will not be able to do so if they received health insurance tax credits this year.
Some highlights:
—You may have heard that the IRS cannot use liens and levies to collect the law's penalty on people who remain uninsured. But there is no limitation on collection efforts in cases where consumers got too big a tax credit. If your refund isn't large enough to cover the repayment, you will have to write the IRS a check. "They are not messing around," Brandes said.
—Health insurance is expensive, and with that in mind, the repayment amount the IRS can collect is capped for most people. For individuals making less than $22,980 the IRS can only collect up to $300 in repayments. That rises to $750 for individuals making between $22,980 and $34,470. For individuals making between $34,470 and $45,960, the cap is $1,250.
For families, the cap is double the amount that individuals can be charged, but the income thresholds vary according to household size. An IRS table may help simplify computation, which is based on the federal poverty levels for 2013.
—There is no collection cap for households making more than four times the federal poverty level. They face the greatest financial risk from repayments, because they would be liable for the entire amount of the tax credit they received.
Those income thresholds are $45,960 and above for an individual, $78,120 and above for a family of three, and $94,200 for a family of four. Ciaramitaro says people facing that predicament should try to minimize their taxable income through legal means, such as putting money into an IRA. The IRS says it will work with taxpayers who can't pay in full so they understand their options.
—If you overestimated your income and got too small a tax credit for health care, the IRS will increase your refund.
Funneling health insurance subsidies through the income-tax system was once seen as a political plus for Obama and congressional Democrats. It allowed the White House to claim that the Affordable Care Act is "the largest tax cut for health care in American history."
But it also made an already complicated tax system more difficult for many consumers.


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Monday, September 13, 2010
Zucchini Gratin - Blue Monday
From the kitchen of One Perfect Bite...If ever you've wondered why I don't review restaurants, this snippet from my notes might help you understand. "The best part of lunch was the al fresco setting. That, unfortunately, wasn't edible. Neither was the food." I'm by nature easy to please and hate to find a recipe or restaurant wanting. I envy reviewers who can handle negatives in a less blunt fashion than my own. If you want to read wonderful restaurant reviews, I urge you to read those written by Jeroxie or the distaff side of Pig Pig's Corner. Good or bad, they deliver their opinions in a far more tactful manner than my own, but you still know where they are coming from and they speak truth to power. It's my hope that folks who stake their reputations on the contents of a plate, will learn that kitchen and staff must be supervised at all times. Reputations made at dinner can be lost at lunch and, with no dearth of restaurants, "eternal vigilance" just might pay next months rent. I'd name the restaurant at which I ate, but it will be gone within 6 months so there's no reason to cause ill-will in my small community. A bad lunch, however, means dinner must be PDG. To help ours along, I fell back on a wonderfully simple dish created by Patricia Wells. I can honestly say I've never had a bad experience with her recipes and she is one of my favorite food writers. The dish is a zucchini gratin and it is a wonderful accompaniment to plain grilled meat or poultry. It is easy to assemble, quick to cook and altogether delicious. I hope you'll try it. You're going to love the way it tastes. Here's the recipe.
Zucchini Gratin...from the kitchen of One Perfect Bite courtesy of Patricia Wells
2 tablespoons olive oil
4 cloves garlic, peeled and halved
1 pound yellow and green zucchini, trimmed and cut into chunks
1/4 cup light cream or half-and-half
1 teaspoon kosher or sea salt
1/4 teaspoon freshly ground black pepper
1/4 cup (1-oz.) freshly grated Gruyere cheese
1) Preheat broiler. Grease a 1-quart gratin dish. Set aside.
2) Heat oil in a large skillet set over moderate heat until it is hot but not smoking. Add e garlic and zucchini, and brown for about 5 minutes. Reduce heat to low, cover, and cook until soft, about 8 minutes more.
3) Transfer zucchini to prepared gratin dish. Drizzle light cream all over. Season with salt and pepper. Adjust seasoning to taste. Sprinkle with cheese. Place under broiler and broil until the cheese is melted and golden, 2 to 3 minutes. Yield: 4 servings.
You might also enjoy these recipes:
Summer Summer Pasta with Zucchini and Tomatoes - Je Mange la Ville
Zucchini Relish - The Local Cook
Zucchini Pancakes - Delicious Dishings
Zucchini Pistou Pasta - Closet Cooking
Zucchini Bake with Feta and Thyme - Real Mom Kitchen
Zucchini and Goat's Cheese Pizza - The Purple Foodie
Zucchini Caponata - Inspired 2 Cook
Pasta with Zucchini, Parmesan and Olive Oil - One Perfect Bite
This post is being linked to:
Smiling Sally - Blue Monday
68 comments :
- SmilingSally said...
That is a beautiful setting; what a shame the food is no good.
Happy Blue Monday, Mary! Check out my book giveaway. - September 13, 2010 at 1:39 AM
- penny aka jeroxie said...
Another fresh looking dish. I wish I could come over for dinner everyday.
- September 13, 2010 at 1:55 AM
- cocoa and coconut said...
Oh Mary don't doubt your beautiful writing tone...you could definitely deliver a tactful and clever review I'm sure :)
- September 13, 2010 at 2:11 AM
- giorno26 ¸¸.•*¨*•. said...
Hi Mary
le zucchine gratin le cucino spesso... ed è un piatto leggero e molto gustoso !
Buona giornata :) - September 13, 2010 at 2:28 AM
- Diane said...
So simple but I know this will be just so yummy. Diane
- September 13, 2010 at 2:51 AM
- Pie said...
Yummy and healthy.
Have a great day.
My Blue Monday. - September 13, 2010 at 3:49 AM
- Lynn said...
A yummy way to use those end of summer zukes, looks great!
- September 13, 2010 at 4:26 AM
- Daniel Bingham said...
Man, everyone is posting delicious looking zucchini recipes, but zucchini isn't in season here. There aren't any season here in Phuket! I miss seasons and the foods that come with them. Still... I may be able to find zucchini in the market here. I've been shocked by vegetables that randomly appeared there before, so I'll have a look. This looks wonderful!
- September 13, 2010 at 4:38 AM
- Jeannie said...
Another beautiful dish! You made it so simple yet sounds so delicious!
- September 13, 2010 at 5:29 AM
- Jayanthy Kumaran said...
very nice post ...beautifully presented dear.
- September 13, 2010 at 6:23 AM
- Red Nomad OZ said...
Homegrown zucchini are one of life's joys! Thanx for the chance to try them another way. Bummer about the meal - it's always disappointing when a new place promises much and doesn't deliver. And tact? You've already shown it by not naming and shaming! Well Done!!
- September 13, 2010 at 6:58 AM
- Kim said...
I love pretty much everything made with zucchinis! This gratin looks good! Have a good day!
- September 13, 2010 at 7:00 AM
- Rita said...
Love your post. We just returned from 1 week vacation. I try to find reviews on Trip Advisor to check our restaurants. Let's just say it all depends who and when it was written. We tried 2- 5 star places that served terrible meals.
Always better at home I guess.
Your gratin sounds really good.
have a nice week.
Rita - September 13, 2010 at 7:01 AM
- Valerie Harrison (bellini) said...
We are inundated with zucchini at every turn and I love it Mary!!!
- September 13, 2010 at 7:56 AM
- Yvonne @ StoneGable said...
YOur thoughts on reviewing an eating establishment are very generous and kindhearted. Good for you!
Zucchini with Gruyere cheese= food heaven!
Yvonne - September 13, 2010 at 8:02 AM
- Allie and Pattie said...
Well, Mary, I think your tact shines through on this one. What a pity- the setting is, indeed, lovely. These simple, delicious recipes are the best
xoxo Pattie - September 13, 2010 at 8:06 AM
- Unknown said...
The gratin looks healthy and wonderful! Sorry your dining out experience went poorly, however I loved reading your non-review!
- September 13, 2010 at 8:19 AM
- CaSaundraLeigh said...
We made a similar dish like this to serve at work during the summer--it was a great way to use up zucchini and it pairs well with numerous entrees!
- September 13, 2010 at 8:22 AM
- Martha said...
This is my favorite way to eat zucchini -- I think it makes a good vegetarian lunch entree!
- September 13, 2010 at 8:23 AM
- Tina said...
I love your writing style! And Patricia Wells is sure on of my favs. I made many of her recipes from the Provence cookbook. The zucchini looks great and I happen to have some in the fridge now - you have inspired me!
- September 13, 2010 at 8:25 AM
- Lori said...
Delicious idea. I love making Patricia Wells socca recipe. Thats good to know that you havent had a bad experience with her recipes. That encourages me to try more of hers.
In answer to your question. Now that my girls are in school at the least half days, I have been quilting and taking a class on it. Fun! - September 13, 2010 at 8:36 AM
- Rachana said...
A lovely dish! Simple yet delicious.
- September 13, 2010 at 8:51 AM
- Cristie said...
Mary, I have the same problem when reviewing an eating establishment. I'd rather critique my own. I do love having a solid reviewer in my city I can count on to deliver the goods to me, very important. Your gratin looks delicious, as always. Have a wonderful week.
- September 13, 2010 at 9:09 AM
- T.W. Barritt at Culinary Types said...
I have trouble with restaurant reviews as well - unless there's a story inherent in the experience, I can't simply critique. I just ordered a gratin dish, and this zucchini dish is next on my list.
- September 13, 2010 at 9:23 AM
- Sushma Mallya said...
Gorgeous colour, looks absolutely yum...& have a lovely day mary
- September 13, 2010 at 9:32 AM
- Becky K. said...
You are wise, indeed, to avoid a subject with which you are uncomfortable....but you are right, the setting is lovely. I think you got your point across very well and very kindly too.
We recently had an interesting evening at a newer restaurant. I posted about some of the events while another lady who attended took a very different point of view from which to write. The differences were nearly as interesting as the evening itself.
Becky K. - September 13, 2010 at 9:33 AM
- Cathy said...
Yum, I could make a meal out of this delicious gratin. A little garlic, cream and Gruyere are all zucchini needs.
- September 13, 2010 at 9:44 AM
- Gloria Baker said...
Beauty zucchini gratin! x gloria
- September 13, 2010 at 10:24 AM
- Miss Meat and Potatoes said...
I can't get enough zuchinni and this looks like a lovely new way (to me) to prepare it. Thanks for sharing Mary. And I too love Patricia Wells!
- September 13, 2010 at 10:28 AM
- From the Kitchen said...
We are happily inundated with pears, apples, tomatoes and zucchini. Your gratin looks and sounds delicious and I'm grateful for the recipe.
I completely understand your reluctance to review restaurants. I, too, can pretty much gauge when one isn't going to last. But, the good ones, oh my how we enjoy returning often.
Bonnie - September 13, 2010 at 10:30 AM
- Samantha @ The Savvy Soybean said...
This looks delicious! So fresh and colorful. Thanks for the great recipe =)
- September 13, 2010 at 10:35 AM
- Blue Ridge Altered Art said...
Oh my that looks delectible. It is getting close to lunch and this is making me very hungry. ~~Sherry~~
- September 13, 2010 at 10:38 AM
- Emily Z said...
I've seen some good looking recipes for zucchini gratins. I should make one of them before they go out of season! Yours looks beautiful!
- September 13, 2010 at 10:41 AM
- High Plains Drifters said...
perfect timing ... got a bucket full of summer squash. somehow you seem to know what i just bought and always toss out a recipe that takes my on-hand ingredients into account! cheers!
- September 13, 2010 at 10:48 AM
- StephenC said...
My mom used to make zucchini casseroles way back in the day. The only way I've made them that Peter truly likes is to cut them into 1 1/2" rings, do the flour/egg/breadcrumb thing and saute them until browned and just hot throughout.
- September 13, 2010 at 10:49 AM
- Susi's Kochen und Backen said...
Gorgeous dish that really lets the zucchini shine! I could eat this just over rice and be a very happy camper :o)
- September 13, 2010 at 11:00 AM
- My Little Space said...
Such refreshing side dish! Love the simplicity of the combo. Have a great day.
Cheers, Kristy - September 13, 2010 at 11:18 AM
- Ginny Hartzler said...
This looks so easy and good. And that restaraunt is so pretty, at least what I see from your picture. I usually think if a restaraunt put all that work into decor, the food will be good. Guess that's not always the case.
- September 13, 2010 at 11:24 AM
- Baking is my Zen...sweet nibbles for the soul said...
Great simple recipe for Zucchini. Veggie and cheese...a great combo.
p.s. Send me an email. I have a question for you. - September 13, 2010 at 11:32 AM
- Alessandra said...
I always look forward to your meatless blue Mondays :-)
The al fresco comment is great, it made my day!!!
A. - September 13, 2010 at 11:35 AM
- Pam said...
Pig Pig's Corner does a good job at reviews! This zucchini gratin looks amazing - I'll give it a GREAT review.
- September 13, 2010 at 11:35 AM
- Satya said...
wow what a delicious looking zucchini dish ...love zucchini ..don't know much recipes with it..thanks for sharing..have a nice day
- September 13, 2010 at 11:36 AM
- foodcreate said...
Very beautiful writing post ...beautifully presented Yum!~
- September 13, 2010 at 11:49 AM
- A SPICY PERSPECTIVE said...
Oh. Patricia Wells is a goddess! I adore her recipes--they are completely fool-proof. this looks so fresh and easy, I can't wait to try it!
- September 13, 2010 at 12:34 PM
- Sandi @the WhistleStop Cafe said...
I have plenty of zucchini laying around. Perfect!
Happy Blue Monday~ - September 13, 2010 at 12:34 PM
- PeggyR said...
Oh that looks wonderful! I have some zucchini and will have to use it for this!
- September 13, 2010 at 1:21 PM
- FOODESSA said...
Mary...I wouldn't want to review restaurants either. I go once...it's great. Then I go again with friends to be terribly disappointed...and then who's the culinary dork? It's just not worth it.
Thanks for this simple gratin recipe.
All the best,
Claudia - September 13, 2010 at 1:22 PM
- Joanne said...
I am awful at reviews also! I can always find something to like about a place, whether it be the decor or the company I'm with!
This gratin looks fabulous. You just keep these delicious zucchini recipes coming! - September 13, 2010 at 1:40 PM
- Unknown said...
I bet you will be a very good reviewer too as you always speak the truth and you have an awesome writing skill.....the dish looks so simple and gorgeous....
- September 13, 2010 at 1:59 PM
- Katerina said...
I have such misfortunate experiences from restaurants here in Athens and let me tell you I get very angry when this happens because I feel that the resaurant does not respect me as a person and as a client. I am sure that this gratin compensated you for the poor meal you had.
- September 13, 2010 at 2:00 PM
- Lisa McDonald said...
The gratin looks delicious, I love zucchini!
- September 13, 2010 at 2:25 PM
- Eliana said...
This gratin looks amazing. I could probabaly enjoy it as a meal all by itself :)
- September 13, 2010 at 2:31 PM
- Together We Save said...
That dish looks yummy!!
- September 13, 2010 at 2:50 PM
- Tasha said...
This is a similar yet more interesting version of the dish I grew up eating and how my mother introduced me to squash and zucchini as a child.
It sounds like a good way to make up for a lackluster lunch. - September 13, 2010 at 3:38 PM
- Jen_from_NJ said...
What a shame! I hate to go out and spend hard earned money only to be disappointed. Your dinner looks great and was a perfect meal idea to save the day!
- September 13, 2010 at 4:02 PM
- Adelina said...
a delightful dish, a beautiful setting indeed, and I ma with you there, de gustubus non est disputandum!
- September 13, 2010 at 4:20 PM
- Brian Kesler said...
I may just end up using this recipe to help get rid of my extra zucchini. :) Thanks for the great recipe.
-Brian Kesler
keslerskitchen.blogspot.com - September 13, 2010 at 4:57 PM
- The Blonde Duck said...
If you didn't like it, it had to be dreadful.
- September 13, 2010 at 5:15 PM
- RamblingTart said...
What a simple and beautiful dish, Mary. :-) I just love veggie dishes like this. :-)
- September 13, 2010 at 5:52 PM
- Mary-Laure said...
I'm a vegetarian and love zucchini so this recipe is perfect for me!
- September 13, 2010 at 6:11 PM
- Deborah Kay at The Paint Splash said...
Maybe just a latte? Would love to just sit and enjoy the setting. Pray you have a blessed week and get to come by for a visit. Debbie
- September 13, 2010 at 6:19 PM
- Faith said...
What beautiful pictures! Looks like a charming place to eat lunch, but it's too bad that the food didn't deliver. Your gratin on the other hand looks delicious!
- September 13, 2010 at 6:44 PM
- joyh82 said...
Happy Blue Monday, love the setting in that picture. Looks like the perfect place for lunch.
- September 13, 2010 at 7:30 PM
- scrambledhenfruit said...
No shortage of zucchini here- this dish will be perfect. (I love the Gruyere.)
- September 13, 2010 at 8:31 PM
- Sarah B. said...
mmmm i have been eating so much zucchini, and i'm glad to find a new way to eat it :) THANKS!
- September 13, 2010 at 9:21 PM
- Monet said...
I'm so sorry you had a bad lunch...but you obviously recovered beautifully with this gratin. I would not be a very good reviewer either, so I've yet to give it a try. Thanks for sharing your thoughts on this and your recipe!
- September 14, 2010 at 12:30 AM
- Deb in Hawaii said...
This gratin looks perfect for the end of summer--Patricia Wells has such excellent recipes. ;-)
- September 15, 2010 at 2:39 AM
- nancy at good food matters said...
For over a year, I have been the restaurant reviewer for our newspaper, and it has been an interesting experience---a very different kind of food writing.
There are positive ways of delivering negative observations. I do believe that you would no trouble rising to the task! - September 15, 2010 at 10:41 AM

subset: commoncrawl


text:
This official statement was posted to NFL.com at 12:21 p.m. E.T. Tuesday, regarding the Seattle Seahawks' controversial 14-12 win over the Green Bay Packers on Monday Night Football:
In Monday's game between the Green Bay Packers and Seattle Seahawks, Seattle faced a 4th and 10 from the Green Bay 24 with eight seconds remaining in the game.
Seattle quarterback Russell Wilson threw a pass into the end zone. Several players, including Seattle wide receiver Golden Tate and Green Bay safety M.D. Jennings, jumped into the air in an attempt to catch the ball.
(VIDEO: That Packers-Seahawks Monday Night Football Touchdown)
While the ball was in the air, Tate could be seen shoving Green Bay cornerback Sam Shields to the ground. This should have been a penalty for offensive pass interference, which would have ended the game. It was not called and is not reviewable in instant replay.
When the players hit the ground in the end zone, the officials determined that both Tate and Jennings had possession of the ball. Under the rule for a simultaneous catch, the ball belongs to Tate, the offensive player. The result of the play was a touchdown.
Replay official Howard Slavin stopped the game for an instant-replay review. The aspects of the play that were reviewable included whether the ball hit the ground and who had possession of the ball. In the end zone, a ruling of a simultaneous catch is reviewable. That is not the case in the field of play, only in the end zone.
Referee Wayne Elliott determined that no indisputable visual evidence existed to overturn the call on the field, and as a result, the on-field ruling of a touchdown stood. The NFL officiating department reviewed the video today and supports the decision not to overturn the on-field ruling following the review.
The result of the game is final.
Applicable rules to the play are as follows:
A player (or players) jumping in the air has not legally gained possession of the ball until he satisfies the elements of a catch listed here.
Rule 8, Section 1, Article 3 of the NFL rule book defines a catch:
A forward pass is complete (by the offense) or intercepted (by the defense) if a player, who is inbounds:
(a) secures control of the ball in his hands or arms prior to the ball touching the ground; and
(b) touches the ground inbounds with both feet or with any part of his body other than his hands; and
(c) maintains control of the ball long enough, after (a) and (b) have been fulfilled, to enable him to perform any act common to the game (i.e., maintaining control long enough to pitch it, pass it, advance with it, or avoid or ward off an opponent, etc.).
When a player (or players) is going to the ground in the attempt to catch a pass, Rule 8, Section 1, Article 3, Item 1 states:
Player Going to the Ground. If a player goes to the ground in the act of catching a pass (with or without contact by an opponent), he must maintain control of the ball throughout the process of contacting the ground, whether in the field of play or the end zone. If he loses control of the ball, and the ball touches the ground before he regains control, the pass is incomplete. If he regains control prior to the ball touching the ground, the pass is complete.
Rule 8, Section 1, Article 3, Item 5 states:
Simultaneous Catch. If a pass is caught simultaneously by two eligible opponents, and both players retain it, the ball belongs to the passers. It is not a simultaneous catch if a player gains control first and an opponent subsequently gains joint control. If the ball is muffed after simultaneous touching by two such players, all the players of the passing team become eligible to catch the loose ball.


text: DO YOU OR A LOVED ONE HAVE HEARING LOSS? I have trouble understanding what people are saying.I often ask people to repeat themselves.I have trouble understanding conversations when there is background noise, for example, at a restaurant or in a busy workplace.I avoid social situations because I have trouble following the conversation.I turn up the TV and radio to levels that others tell me is loud.I often have ringing in my ears.I hear in one ear better than the other.I've been told that I have a hearing problem. Δ Don't wait!Early treatment is the most effective treatment. Talk to the experts. Call or text us.


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This is what it says, that the record is still held fast in shrink-wrap. We tend to be pretty suspicious about these things, so if the shrink-wrap doesn't look original, or if the record seems to have undergone some damage over time, we'll probably take it out of the wrapper to ensure that it's in good shape — which is why we don't have more of these. In some cases the shrink-wrap may be torn in spots, but if it's not possible the record has been taken out and played, the record will still qualify as "Sealed".
If something is noteworthy, we try to note it in the comments — especially if it is an oddity that is the only wrong thing about the record. This might include, but isn't limited to, warped records, tracks that skip, cover damage or wear as noted above, or strictly cosmetic flaws.


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Quadriceps Tendon Rupture
Quadriceps tendon is a thick tissue located at the top of the kneecap. The quadriceps tendon works together with the quadriceps muscles to allow us to straighten our leg. The quadriceps muscles are the muscles located in front of the thigh.
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When the quadriceps tendon tear, the patella may lose its anchoring support in the thigh as a result the patella moves towards the foot. You will be unable to straighten your knee and upon standing the knee buckles upon itself.
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Surgery is performed on an outpatient basis cannot be repaired arthroscopically since the tendon is outside the joint. The goal of the surgery is to re-attach the torn tendon to knee cap and to restore the normal function of the knee. Sutures are placed in the torn tendon which is then passed through the holes drilled in the knee cap. The sutures are tied at the bottom of the knee cap to pull the torn edge of the tendon back to its normal position.
Surgical complications include weakness and loss of motion. In some cases, the tendon which re-attached may detach from the knee cap or re-tears may also occur. Other complications such as pain, infection and blood clot may be observed.
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Marriage Application Requirement Indiana: ✔ Get Copy Of Birth Certificate
To complete the application for a marriage license, a couple must:
Applications must be at least 18 years of age.
Both applicants must be present at the time of application with a valid driver's license or a state identification card, for proof of residency, identity, and date of birth.
You will also be required to provide your Social Security Number, although your Social Security Card may not be required.
You will need to provide the following for both parents:
- Full Name, Last known address, Birthplace (state or foreign country)
Bring your fee: Indiana residents pay $18; residents of other states or countries pay $60 cash (only).
Once the license is obtained, Indiana residents may be married anywhere in the state of Indiana.
The records will be recorded in whatever county you applied in.
Marriage ID Requirement Indiana: ✔ Get Copy Of Birth Certificate
Be sure to bring one of the following forms of identification to prove your identity and date of birth:
Current, valid drivers license or state-issued ID card
Birth Certificate
Indiana state law (IC 31-11-4-6) includes "any written evidence of the individual's date of birth that is satisfactory to the clerk." In addition, if this documentation is in any language other than English, it may be necessary to have it translated and notarized before submitting it to the clerk.
Because local policies vary by county, please contact your local Clerk's Office in advance to ensure you have all the required documents.
Marriage Waiting Period Indiana:
There is no waiting period for the marriage license. You receive it the same day that you apply.
Marriage Residency Requirement Indiana:
Previous Marriages: ✔ Search Marriage | Divorce Records
If you were previously married, you will need to provide the month and year each ended, as well as how each ended (some counties may require copies of divorce decrees for marriages that ended less than two years ago)
Marriage License Fees Indiana:
The marriage license fee is $18 if one or both parties are Indiana residents and $60 for out-of-state residents. Some offices also charge an additional document fee of $2. Each copy of the Certified Marriage License (required for name change at BMV, SSN, etc.) is also $2. Most counties require these fees to be paid in cash.
Proxy Marriages Indiana:
Cousin Marriages Indiana:
Yes. Marriage between first cousins is permitted if both individuals are at least sixty-five (65) years of age.
Common Law Marriages Indiana:
No. Indiana does recognize common law marriages legalized by another state.
Blood Test Requirement Indiana:
No other tests are required in Indiana to get married.
Name Change Indiana:
Getting a marriage license with your new name on it does not mean your name has automatically changed. If you need to change your last name, you can use an online marriage name change kit.
Marriage Age Requirements Indiana: ✔ Get Copy Of Birth Certificate
Any minor wanting to get married must bring a certified copy of a birth certificate.
If you are 17 years old you must apply for the license with both parents parents or legal guardians — they need to sign the consent part of the application.
If an applicant is either 16 or 15 years of age, a different process must be followed. This person must petition the Circuit Court via a "Permission to Marry" form. This is done as a way of getting the court's permission to marry. The cost for filing this court document is $124—and that fee is not refundable, even if the judge decides against letting the minor marry.
Marriage Officiants Indiana:
Marriages may be performed by a member of the clergy (including a minister, priest, bishop, rabbi, and imam), a judge, a magistrate, mayor, a clerk of the circuit court, or a clerk or clerk-treasurer of a city or town.
[the_ad id="38147"]Marriage Witnesses Indiana:
No, this is no longer required.
Expiration Date of Marriage License Indiana:
Indiana marriage license is valid for 60 days from the date it is issued.
The records will be recorded in whatever county you applied in.
Couples who do not marry within the 60 days must apply for a new license before marrying.
Copy of Certificate of Marriage License
Vital Records Section
State Department of Health
2 North Meridian Street
Indianapolis, IN 46204
Ph: 317.233.2700
Please Note: State and county marriage license requirements often change. The above information is for guidance only and should not be regarded as legal advice. For more information regarding Indiana marriage license laws please visit www.in.gov.


text: This is the README file for PAR, a toolkit to create and use perl scripts and modules stored inside compressed .par files. Please type "perldoc PAR" after installation to see the module usage information, and "perldoc PAR::FAQ" for frequently answered questions. For packing scripts with prerequisite modules into stand-alone scripts or executables (aka PerlApp, Perl2exe, or 'perlcc that works'), see "perldoc pp" and "perldoc tkpp". For running ".par" files directly, see "perldoc parl". To generate/execute self-contained perl scripts, see "perldoc par.pl". An extensive "Cross-Platform Packaging and Deployment with PAR" tutorial is available as "perldoc PAR::Tutorial". A slightly outdated version is also available online at . * Installation PAR uses the standard perl module install process: cpansign -v # optional; see SIGNATURE for details perl Makefile.PL make # or 'nmake' on Win32 make test make install If your system has a C compiler, or if somebody has built a PAR package for your architecture, the 'pp' tool and a stand-alone binary version of par.pl will be installed, so you can generate self-executable binaries like this: pp -o foo.exe /home/test.pl * Binary installation with pre-built PAR files This distribution uses the Module::Install framework to offer pre-compiled, architecture-dependent PAR packages to save your compilation time. This process is completely automatic -- no actions are required on your part. However, if nobody has generated such a package for your architecture, you will see a short messages like this: Fetching 'PAR-0.91-i386-freebsd-5.8.0.par' from www.cpan.org... *** No installation package available for your architecture. However, you may wish to generate one with 'make par' and send it to , so other people on the same platform can benefit from it. *** Proceeding with normal installation... If you are on a platform where normal users do not have a C compiler installed (MSWin32, darwin, etc.), please follow the instruction above and mail the generated PAR package (or more preferably, a URL to download that package) to me. Thanks! * Notes for Windows users If you are using Microsoft Windows, you will probably need the 'nmake' utility before installation. It's available at: http://download.microsoft.com/download/vc15/Patch/1.52/W95/EN-US/nmake15.exe If you are connected to the internet, "perl Makefile.PL" is capable of automatically fetch it, and install into your Perl/bin directory. You will see a message like this: The required 'nmake' executable not found, fetching it... However, if you are not yet online, or wish to install 'nmake' into another directory, then please download the file manually, save it to a directory in %PATH (e.g. C:\WINDOWS\COMMAND), then launch the MS-DOS command line shell, "cd" to that directory, and run "nmake15.exe" from there; that will create the 'nmake.exe' file. You may then resume the installation process above, but replace 'make' with 'nmake' in the last three lines. Also, if you do not have the compiler used to compile your version or Perl (e.g. MinGW, GCC on Cygwin, or Microsoft Visual C++ for ActivePerl), and nobody has generated a Windows-specific PAR yet, you will not be able to generate binary executables using 'pp'. Microsoft Visual C++ users: Do not forget to run "vcvars32.bat" (or equivalent) before "perl Makefile.PL"! * Typical Usage Here are some recipes showing how to utilize pp to bundle source.pl with all its dependencies, on target machines with different expected settings: - Stand-alone setup % pp -o packed.exe source.pl # makes packed.exe # Now, deploy 'packed.exe' to target machine... $ packed.exe # run it - Perl interpreter only, without core modules: % pp -B -p source.pl # makes source.par % par.pl -B -Opacked.pl source.par # makes packed.pl # Now, deploy 'packed.pl' to target machine... $ perl packed.pl # run it - Perl with core module installed: % pp -p source.pl # makes source.par % par.pl -b -Opacked.pl source.par # makes packed.pl # Now, deploy 'packed.pl' to target machine... $ perl packed.pl # run it - Perl with PAR.pm and its dependencies installed: % pp -p source.pl # makes source.par % echo "use PAR 'source.par';" > packed.pl; % cat source.pl >> packed.pl; # makes packed.pl # Now, deploy 'source.par' and 'packed.pl' to target machine... $ perl packed.pl # run it Note that if your perl was built with a shared library, the 'Stand-alone setup' above will still need a separate perl5x.dll or libperl.so to function correctly. Patches to include a copy of libperl with the executable are most welcome. Please consult the documentation of 'pp' for more information. * Source Repository You can check out the most recent revision from PAR's Subversion repository: http://svn.openfoundry.org/par/trunk/ There is anonymous access to all. Commit access is handed out liberally; contact the mailing list for details. * Contact is the official PAR website. You can write to the mailing list at , or send an empty mail to to participate in the discussion. Please submit bug reports to . * Copyright Copyright 2002, 2003, 2004, 2005, 2006 by Audrey Tang . All rights reserved. You can redistribute and/or modify this bundle under the same terms as Perl itself. See .


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Race Course Agency Comilla Sundarban Courier Service office & Addresses:
Race Course Agency Comilla Sundarban Courier Service
Under this service we are providing documents for both corporate and retail customers nationwide.
Envelopes weighing 01 to 200 grams are served.
These documents are being distributed to 600+ outlets across Bangladesh.
Under this service, through our 160 branches and agency offices nationwide, we collect declared value against "e-commerce and condition parcel products".
Sundarbans is a household name to everyone in Bangladesh, the pioneer of courier and parcel services in the country.
Everyone from corporate clients to the average individual is availing Sundarbans services.
SL No | Office Name | Address | Phone Number | Office Type |
1 | Race Course Agency Comilla | Keya Media Center, Mofiz Uddin Road, Race Course, Comilla | 01711322668 01923073067 | Agency |


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NTU Scholars is collecting your ORCID iD so we can is collecting your ORCID iD for systems administration purposes, abuse prevention, and to track user trends. When you click the "Authorize" button, we will ask you to share your iD using an authenticated process. We do this to ensure that you are correctly identified and securely connecting your ORCID iD.
To acknowledge that you have used your iD and that it has been authenticated, we display the ORCID iD icon alongside your name on our website.
ORCID provides a persistent digital identifier that distinguishes you from every other researcher and, through integration in key research workflows such as manuscript and grant submission, supports automated linkages between you and your professional activities ensuring that your work is recognized.
Click on the ORCID logo to signin with your existent record or create a new one.


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The Spathiphyllum Plant, or more commonly known as the Peace Lily, is a beautiful plant to help convey your wishes for tranquility and sweet serenity. An ideal gift for most occasions, this lush plant displays white conical blooms perfectly presented in a round woven container to make it a natural fit for any interior decor.
Substitution Policy
Although the actual bouquet may not precisely match the photo. Occasionally, substitutions of flowers or containers happen due to weather, seasonality and market conditions which may affect availability. If this is the case with the gift you've selected, we will ensure that the style, theme and color scheme of your arrangement is preserved and will only substitute items of equal or higher value.


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Jack is an innocent person, who has been circumstances surrounding a miscarriage of justice. ??In the restricted prison, it's tough to find any tools to escape room! But smart Jack manage to plan out a perfect jail break in 14 days. ??Let's start design road map and hand-make tools to drill through wall for his escape mission. ??Be aware of security guard, player will need to be fast otherwise the mission is fail!!!
please follow the screen instructions
Game Stats
55 viewsGame Tags
#bestgame, #blocks, #boys, Action, Brain, break, breakout, jail, missile, mobile


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What You Need to Know
Our team of professionals help make the admission process a smooth transition. We know that entering a nursing facility yourself or admitting a loved one can seem extremely overwhelming. We recommend you visit and take a tour of the facility before you or your loved one is admitted. Our admissions team will answer any questions you may have and explain the admission process to you.
What to Bring With You Upon Admission:
The following information should be provided prior to or at the time of admission:
Personal Information:
- Patient's/Resident's current address and phone number
- Address and phone numbers of family or friends in case of emergency
- Advance Directives (Power of Attorney, Living Will, Health Care Surrogate, etc)
- Drivers License or Photo ID
- Social Security Card
Financial Information:We strive for all of our patients/residents to be aware of and receive all the health care benefits that are available to them. Our team of professional finance experts are here to help you through any billing and/or application processes that you may need assistance with. If you are not utilizing insurance for your stay, private payment is due prior to admission. For your convenience we offer on-line credit card payment. Simply go to our home page and click on the "Pay Bill Online" link. You can help to expedite the processes by providing the following information before or at the time of admission:
- Insurance Cards – Medicare, Medicaid, Managed Care, or Private Insurance
- Medicare Part D card (prescription drug benefit)
- Financial Power of Attorney (if applicable)
If you will be applying for Medicaid, please include the following:
- Copy of Medicaid application if already completed
- Birth Certificate
- Proof of income
- List of assets (bank accounts, CD's, annuities, stocks, bonds, real estate, etc)
- Value of life insurance
- 3 months worth of bank statements
- Copy of burial policy
Personal Items:
- 1 week worth of comfortable clothing
- Pants, slacks, shorts
- Shirts, blouses
- Undergarments
- Socks
- Rubber soled shoes (preferably sneakers)
- Pajamas/Night Wear
- Coat, jacket, or sweater
- Book, pictures, writing supplies
- Toiletries (if you prefer your own brands)
What Not to Bring With You:
- Money
- Valuables (jewelry, watches, etc)
- Electronics
- Irreplaceable family mementos
- Original copies of important personal papers


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Every year, according to the Centers for Disease Control and Prevention, hundreds of people in the U.S. die from carbon-monoxide (CO) poisoning—and the invisible, odorless gas sickens thousands more.
The numbers seem even more tragic when you consider that most of these deaths and illnesses are preventable. Here are tips from the Consumer Product Safety Commission and the Occupational Safety and Health Administration to help protect yourself and your loved ones at home and at work.
At home
At work
In general, the same precautions for homes apply here, but there are a few additional considerations for the workplace, particularly one where gas-powered machinery is used:
Whether you're at home or at work, always be on the lookout for symptoms of CO exposure, which include dizziness, drowsiness, headaches and nausea. If you suspect an issue, leave the area as soon as possible and call 911—because when it comes to CO, it's better to be safe than sorry.
Reposted with permission from the original author, Safeco Insurance.
Information you need, when and where you need it most. More »


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While in New York City, we had the pleasure of being interviewed by Laurie Kulikowski of TheStreet.com
Who We Are
Michael Houlihan and Bonnie Harvey co-authored the New York Times bestselling business book, The Barefoot Spirit: How Hardship, Hustle, and Heart Built America's #1 Wine Brand. The book has been selected as recommended reading in the CEO Library for CEO Forum, the C-Suite Book Club, and numerous university classes on business and entrepreneurship. It chronicles their humble beginnings from the laundry room of a rented Sonoma County farmhouse to the board room of E&J Gallo, who ultimately acquired their brand and engaged them as brand consultants. Barefoot is now the world's largest wine brand.
Beginning with virtually no money and no wine industry experience, they employed innovative ideas to overcome obstacles, create new markets and forge strategic alliances. They pioneered Worthy Cause Marketing and performance-based compensation. They built an internationally bestselling brand and received their industry's "Hot Brand" award for several consecutive years.
They offer their Guiding Principles for Success (GPS) to help entrepreneurs become successful. Their book, The Entrepreneurial Culture: 23 Ways To Engage and Empower Your People, helps corporations maximize the value of their human resources.
Currently they travel the world leading workshops, trainings, & keynoting at business schools, corporations, conferences. They are regular media guests and contributors to international publications and professional journals. They are C-Suite Network Advisors & Contributing Editors. Visit their popular brand building site at www.consumerbrandbuilders.com.
To make inquiries for keynote speaking, trainings or consulting, please contact email@example.com.


text: Written by TobaccoIntelligence || 7th July 2023 || Alerts | Regulation and legislation | Tax | Geographies Africa Egypt Try TobaccoIntelligence I'm already a subscriber Login Login Username or Email Password Remember me Forget? | Register Username or Email Back to Login | Register Our Key Benefits The global novel nicotine market is in an opaque regulatory environment that requires professionals to be on top of industry developments to make informed decisions and optimise their strategy. TobaccoIntelligence provides organisations with leading market and regulatory data analysis to anticipate and understand market developments globally and the impact of regulatory changes to the business. Stay informed of any legal and market change in the sector that impacts your organisation Maximise resources by getting market and legal data analysis daily in one place Make smart decisions by understanding how the regulatory and market landscape evolves Anticipate risks in your decisions by monitoring regulatory changes that impact your organisation


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If you've ever watched your pet twitch, twist, and growl when sleeping, you've probably wondered if he or she is having a particularly interesting dream that involves chasing mice or rooting through your trash can. For years, people have wondered if their furry friends experience the same vivid dreams that humans do. We've taken a look at the latest information and research on pet dreams in an attempt to answer the question.
What Happens During Sleep?
Whether you're a pet or a person, you pass through similar stages of sleep. When you first drift off to sleep, you enter the non-rapid eye movement (REM) phase of sleep. The Non-REM cycle involves three stages of increasingly deeper sleep. During the first stage, your body becomes very relaxed, and your brain becomes less active. The second non-REM stage is marked by a slower rate of breathing and a lower heart rate. Relaxation intensifies and brain activity slows further as you prepare to transition to the deep sleep that occurs during the third non-REM phase. Dreams do occur during this stage but usually aren't remembered.
After you've been sleeping for about 1 1/2 hours, you'll enter the rapid eye movement phase. As you've probably guessed, your eyes begin moving back and forth during this phase. If you watch a family member sleep, you may actually be able to see their eyes moving beneath their eyelids during this phase.
Brain activity, breathing and heart rate increase during this shallower phase of sleep. REM dreams are often vivid and surreal and easily remembered when you wake up. Fortunately, your limbs and muscles are temporarily paralyzed during this phase of sleep to prevent you from harming yourself during a particularly disturbing dream. You'll cycle between non-REM and REM sleep several times during the night, with each REM cycle lasting between 10 minutes and one hour.
What Does the Research Reveal?
Because the non-REM/REM sleep cycle occurs in all mammals, researchers believe that pets also dream. Unfortunately, your furry friends are never going to wake up and say, "You won't believe the dream I just had!". Although your pets can't share their dreams, Koko, a gorilla who has been taught sign language, has the ability to discuss what she sees while she's asleep.
In a People magazine article, researcher Penny Patterson mentioned that Koko has shared information about events that haven't actually taken place or people she hasn't met after she wakes up in the morning. If Koko can dream, it's perfectly reasonable to assume that your dog, cat or rabbit also has nightly dreams.
French sleep researcher Michel Jouvet decided to find out if cats dream during a 1959 experiment that involved destroying the part of the feline brain that stops them from moving during REM sleep. When the cats entered REM sleep, Jouvet reported that they jumped, pounced and stalked invisible prey.
A 2001 study by Massachusetts Institute of Technology researcher Matthew Wilson explored the issue by comparing the brain activity of rats while they were awake and asleep. Rats in the study often exhibited the same brain patterns during REM sleep as they did while running a maze while awake. The results lead Wilson to conclude that the rats were dreaming of running through the maze during the REM cycle.
Size matters when it comes to dreaming. Small animals, like rats, have very short REM cycles. Dogs and cats have longer cycles, but cycle length may still depend on the size of your pet. For example, a Rottweiler may experience longer REM stages than a Chihuahua.
Should I Wake My Sleeping Pet?
If your pet seems to be distressed by a dream, your natural reaction may be to wake and comfort him or her. Unfortunately, it takes a little while for a sleeping pet or person to transition from a dream to a fully awake state. Until that happens, your pet may think you're part of the bad dream and bite or scratch you. Unless your pet is in danger of harming himself or herself during a dream, it's best to let sleeping dogs (or cats) lie.
Do you have a question about your pet's health or need to schedule a checkup? Give us a call and let us know how we can help you keep your furry friend happy and healthy.
People: What Is Your Cat or Dog Dreaming About? A Harvard Expert Has Some Answers, 10/13/16
LiveScience: What Do Dogs Dream About, 2/17/16
AKC: Do Dogs Dream, 11/09/15
National Institute of Neurological Disorders and Stroke: Brain Basics: Understanding Sleep
MIT News: Animals Have Complex Dreams, MIT Researcher Proves, 1/24/01


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Are you seeking top-tier Liposomal Biotin in Czechia with unparalleled quality? Look no further! Botanic Healthcare stands as a leading name among Liposomal Biotin manufacturers from India. We are dedicated to deliver excellence in every vesicle.
As one of the reliable Liposomal Biotin suppliers and exporters in Czechia, we take pride in offering Liposomal Biotin formulations designed to meet diverse needs. Our commitment to quality assurance ensures that each product maintains the highest standards, providing you with a reliable and effective solution.
Choose Botanic Healthcare for Liposomal Biotin in Czechia that goes beyond expectations. Contact us today to experience the future of healthcare!


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I love this stamp "Just Because" in my all time favorite font and I thought it went perfectly with the Anna Griffin paper and sticker. The background to the butterfly sticker is a Spellbinders die - so pretty!
Next, hop on over to Nikki at http://scrappinnavywife.blogspot.com/
Thanks for looking!
Subscribe to Obsessed with Scrapbooking to learn more about ways to use the Cricut in your scrapbooking!


text: This is a holding page, we are still writing content for certain sections of the site. Please accept our apologies if you see this page, we are working hard to develop content for the site and occasionally have to publish 'holding pages' like this while we test the new structure or add new sections. Please re-visit in a couple of days time. Thank you


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Make a payment
Each For All
T: Telephone02 9528 7525
E: firstname.lastname@example.com
Planning and reporting help us meet the needs of our community, improve the quality of teaching and enhance outcomes for all of our students.
We have developed a Strategic Improvement Plan (SIP) in consultation with our community, identifying student outcomes and connected to a budget.
The School Excellence Framework (SEF) underpins our school planning and reporting approach. The framework provides a clear description of the key elements of high-quality practice across learning, teaching and leading.
The SIP is a working document that details the steps our school will take to improve learning outcomes, and the achievement and growth of all students. To ensure continuous improvement, the SIP reflects where our school is at and how it will further improve learning, teaching and leading.
It demonstrates our alignment and our commitment to excellence as part of public education in NSW to ensure a profound difference to the ongoing growth and development of our students.
Download our current and previous school plan/s:
The annual report provides an account of our operations and achievements throughout the year. It is the result of rigorous self-assessment by staff, parents and carers, as well as student leaders.
Download our annual reports for a detailed account of:
Download our latest annual reports:
Copyright for this website is owned by the State of New South Wales through the Department of Education. For more information go to https://www.dec.nsw.gov.au/footer/copyright.


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Ribbed Infinity Vase Cream (M)
Hand cast ribbed porcelain vase
17cm x 7cm x 23cm
Waterproof and suitable for displaying flowers.
- Made by hand - subtle variations
- Fast Shipping
- Sustainably packaged
- In stock, ready to ship
- Inventory on the way
Orders below AUD $150 - Flat Rate AUD $13.50 Standard Shipping
Express shipping now available!
Please note we do not deliver to parcel lockers or PO Boxes.
We can accept returns within 5 days of you receiving your order. A refund or credit will be issued - all items must be packaged in original packaging and be in perfect condition on return. If items are returned without the original packaging or damaged we reserve the right to refuse the full refund.
We recommend you use registered post or a trackable courier when returning an item, as we cannot accept responsibility for items lost in transit to us.
Please contact email@example.com for all returns. Please note the cost of shipping will not be refunded and we are not responsible for the shipping return cost of orders. We also don't accept returns on any sale items or when a promo code has been applied.
If items arrive damaged please contact us at email@example.com
If an item becomes out of stock, we will offer a substitute or refund to your account.


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Easy to set up and use, Wacom Intuos is designed for those keen to follow their passion. Perfect for anyone drawing, painting or photo editing with their Mac or PC for the first time, it comes with three unique creative applications to help get you started.
A pen tablet designed entirely around your passion, Wacom Intuos gives you all the tools you need to enhance your creativity. Whether you love to draw manga art, paint digital watercolors or retouch your photos, you can tailor the pen tablet to suit your style, your way.
In stock
Wacom Intuos Small Bluetooth Black Refurbished
Select your FREE GIFT


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Easy realistic color pencil Drawing in Echeta - Learn the best sketch for animals, landsscape, portrait & beginners.
Our pencil drawing course can help you learn how to draw people, scenes, and more. With easy-to-follow lessons, you'll be sketching and drawing in no time!
If you're just starting with a pencil drawing, one of the first things you'll need to know is how to hold your pencil. The way you hold your pencil can affect the way your drawings look. Here are a few different ways to hold a pencil that will help you get started:
The Overhand Grip: This is the most common way to hold a pencil and is how most people learned to hold a pencil in school. To do this, hold the pencil above your thumb and wrap your fingers around it.
The Underhand Grip: This grip is excellent for getting fine detail in your drawings. To do this, hold the pencil under your thumb and use your fingers to guide it.
The Claw Grip: This grip is good for when you need more control over your pencil. Hold the pencil in your palm and use your fingers to hold it in place.
Now that you know how to hold your pencil, let's talk about how to make different kinds of lines. The type of line you use can affect the way your drawings look. Here are a few different types of lines you can use in your drawings:
The Stroke: The stroke is the most basic type of line. To make a stroke, simply press down on the pencil and draw a line. The thickness of the line will depend on how hard you press down on the pencil.
Shading: Shading is a great way to add depth and dimension to your drawings. To shade, press down lightly on the pencil and draw a line. The darker the line, the more shading you will add.
The Hatching: Hatching is a great way to add texture to your drawings. To hatch, draw a series of closely spaced lines. The closer the lines are, the more texture you will add.
Crosshatching: Crosshatching is a great way to add texture and shading to your drawings. To crosshatch, draw a series of lines that intersect each other. The more lines you draw, the more texture and shading you will add.
Now that you know how to hold your pencil and make different kinds of lines, explore the course further with us.
✅ TIP:Learn to Draw like a Master Artist
( over 42 hours of easy to follow training videos )
Are you or do you know a Pencil Drawing teacher in Echeta? Add a company for free


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Real name is optional. If provided, it may be used to give you attribution for your work.
To protect the wiki against automated account creation, we kindly ask you to answer the question that appears below (more info):
What is the memory, in KB, on a standard CPC464?
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If you would like to enquire about the 2016 (16) FORD FIESTA 1.5 BASE TDCI Manual please complete the form below giving as much detail as possible.
Please complete all fields marked with an asterisk *
Wistaston Road Car Sales are a credit broker and not a lender. We are Authorised and Regulated by the Financial Conduct Authority 785150. Finance is Subject to status. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase.
Please note: Wistaston Road Car Sales are a trading Name of Ian Sykes Cars


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1305.1 - Monthly Summary of Statistics, New South Wales, Sep 1994
ARCHIVED ISSUE Released at 11:30 AM (CANBERRA TIME) 30/09/1994
Page tools: Print Page Print All | ||
Monthly and quarterly data (including year-to-date totals) classified in varying degrees of detail for the following topics: population and vital statistics; employment and unemployment; wages and prices; production; building; finance; trade; and transport. Document Selection These documents will be presented in a new window. |


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Simply Streep is your premiere source on Meryl Streep's work on film, television and in the theatre - a career that has won her three Academy Awards and
the praise to be one of the world's greatest working actresses. Created in 1999, we have built an extensive collection to discover Miss Streep's work through an
archive of press articles, photos and video clips. Enjoy your stay.
| Explore the Meryl Streep archives
Discover Meryl's work by year, medium or start a search


text: Welcome to Church Finder® - the best way to find Christian churches in Noble IL. If you are looking for a church JOIN FOR FREE to find the right church for you. Churches in Richland County Illinois and zip code 62868 are included with reviews of Baptist churches, Methodist churches, Catholic churches, Pentecostal and Assembly of God churches, Lutheran churches and other Protestant and Catholic Christian churches.


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IMPORTANT PLEASE READ CAREFULLY BEFORE USING THIS PRODUCT: THIS SOFTWARE LICENSE AGREEMENT ("Agreement") CONTAINS THE LICENSE TERMS AND CONDITIONS FOR THE XEROX SOFTWARE AND RELATED DOCUMENTATION (collectively "Software"). IF YOU DOWNLOAD, INSTALL OR USE THE SOFTWARE, YOU AGREE TO BE LEGALLY BOUND BY THE FOLLOWING TERMS AND CONDITIONS WHICH SHALL ALSO APPLY TO ANY UPGRADES AND UPDATES TO THE SOFTWARE MADE AVALABLE BY XEROX UNLESS THEY ARE PROVIDED UNDER SEPARATE TERMS. IF YOU DO NOT ACCEPT THESE LICENSE TERMS YOU MAY NOT DOWNLOAD, INSTALL OR USE THE SOFTWARE AND YOU MUST DELETE ANY SOFTWARE FILES ACCESSED BY YOU OR A THIRD PARTY ON YOUR BEHALF FROM ANY AND ALL COMPUTER MEMORY INTO WHICH SUCH SOFTWARE HAS BEEN LOADED OR STORED. When used in this agreement the term "Xerox" shall mean Xerox Corporation, its operating companies, subsidiaries and affiliates. 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Disclosure, use or reproduction of the Software and accompanying documentation are subject to restrictions set forth in the Commercial Computer-Restricted Rights clause at Federal Acquisition Regulation 52.227-19, when applicable, or in the Department of Defense Federal Acquisition Regulations Supplement 252.227-7013. 8. SEVERABLILITY. If any provision of this Agreement is held invalid by any law, rule, order or regulation of any government, or by the final determination of any state or federal court, such invalidity will not affect the enforceability of any other provisions not held to be invalid. In the event any provision hereof is declared by competent authority to be invalid, illegal or unenforceable under any applicable law, to the extent permissible under applicable law, any such invalid, illegal or unenforceable provision shall be deemed amended lawfully to conform to the intent of the Parties. 9. NO WAIVER. 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Supported products
DocuPrint 4520mp Network Laser Printer
Document Centre 555 Multifunction System
Document Centre 545 Multifunction System
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WorkCentre Pro 32 Color
Phaser 3420
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Phaser 4500
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Phaser 6300/6350
Phaser 7400
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WorkCentre 133
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WorkCentre PE220
Phaser 7760
WorkCentre 7132
WorkCentre 7228/7235/7245
WorkCentre 4150
WorkCentre 7655/7665/7675
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Phaser 6360
Phaser 8560
WorkCentre 5030/5050
Phaser 4510
WorkCentre 7328/7335/7345/7346
WorkCentre 5632/5638
Phaser 8860MFP
Phaser 8860
WorkCentre 7232/7242
Phaser 5550
Phaser 3635MFP
WorkCentre 4260
WorkCentre 7425/7428/7435
WorkCentre 4250
ColorQube 9201/9202/9203
WorkCentre 6400
WorkCentre 7755/7765/7775
WorkCentre 5135/5150
WorkCentre 7120/7125
WorkCentre 5735/5740/5745/5755
ColorQube 8870
Phaser 4600/4620
Xerox Color 550/560/570 Printer
ColorQube 9301/9302/9303
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text:
When it comes to protecting your home, a locked door is your first line of defense. (Having the right homeowners insurance can give you peace of mind, too.)
But studies show that a few good kicks or a couple of minutes with a power drill are often enough to break through most door locks. And more than half of burglaries in 2017 involved forcible entry.
So, while a dead bolt serves as a better deterrent than an unlocked door, a little education about locks can help you find better ways to keep your home safe.
To help you decide which upgrades might be worth the investment, we created a quick homeowner's guide to door locks.
Types of Door Locks
- Nonconnected dead bolt: These conventional models are often single-cylinder locks that sit 6 to 12 inches above a keyed entry. They're typically paired with key-in-knob locks.
- Pros: Nonconnected dead bolts are affordable, often rekeyable, and offer better security than key-in-knob locks alone.
- Cons: Dead bolts are still susceptible to break-ins depending on their components, so look for higher-grade options when choosing a lockset.
- Keyed entry and handle sets: Also called cylindrical and exterior door locksets, these sets include a doorknob or lever on the interior with a different style of handle on the exterior.
- Pros: These locks are meant to work in tandem with dead bolts. They come in many styles and can elevate the look of your door.
- Cons: Sometimes the bolts are not interconnected, meaning this set can be more difficult to unlock when making an emergency exit. When used by themselves without a deadbolt, they can be easily broken into with force or the right tools.
- Key-in-knob locks or privacy locksets: Key-in-knob locks can be installed by themselves as a privacy lockset or in combination with a dead bolt. These locks are the main choice for preventing accidental entry on interior doors leading to bedrooms and bathrooms. You'll either turn a center knob, push a button or use a key to lock and unlock them.
- Pros: These models can lock with the push of a button and come in a variety of styles and materials for interior and exterior doors.
- Cons: Privacy locks aren't meant for exterior doors and key-in-knob locks without a dead bolt don't stand up to forced entries.
- ●Smart locks and keypads: These locks use passcodes and smartphone connections to securely lock your door. They can also come with features such as access logs and virtual keys.
- Pros: Smart locks and keypads offer added convenience and flexibility that can't be matched by traditional locks.
- Cons: These models can be expensive and may require additional hardware. They can be vulnerable to digital hacks and are also susceptible to forced entry.
When to Replace Locks
- During a home remodel: If you're installing a new door, it's a great time to replace your locks too. For increased security, choose a high-grade lockset and consider upgrading to a smart lock if keyless access is a priority.
- After conducting a security audit: If you're installing a new security system or cameras, you should also consider the security of your locks. Take note of possible entry points and change any locks that may be vulnerable to break-ins.
- When buying a new home: When you purchase a home, it's wise to replace the locks. This will ensure there are no copies of keys from previous owners.
- After a break-in: If you or your neighbors have had a recent break-in, learn how the entry occurred and consider what you can do to prevent a similar burglary. Based on the information you find, take steps to protect your home against the method that was used.
- If you lose your key: Whether it's from a recent breakup or a lost key ring, there's always a possibility that missing keys can end up in the wrong hands. To protect against unwelcome visitors, replace your locks any time you lose a key or are uncertain of who may have a copy.
Considerations When Replacing a Lock
- Know your grades. Not all locks are created equal. Industry ratings for door locks range from Grade 3 to Grade 1 with Grade 1 being the strongest and Grade 3 or ungraded locks being the weakest. Grade 2 or 1 locksets are made to help withstand heavy blows on main doors.
- Look for built-in features. Sturdier metals and improved design features can lengthen the life of a lock and reduce the chances of a successful forced entry. Look for added security features like a deadlatch to prevent burglars from jimmying the lock. Find sets with hardened cylinders, tarnish-free finishes, and mechanical guarantees to help ensure your lock is strong inside and out.
- Protect against picking. With the right tools, like a bump key, burglars can successfully pick a door lock in short time. Invest in bump-proof locks and patent-protected keys to help deter lockpicks.
- Reinforce locks yourself. A common culprit of weak locks are low-quality parts, namely the screws and strike plate. Switch out original parts and install 3-inch screws into a heavy-gauge steel or brass strike plate. This will secure the bolt into the doorframe and make it less susceptible to being kicked in.
- Get smart. Smart locks are perfect for homeowners who may forget to lock the door or want an extra set of eyes on their home. They are more expensive than traditional locks, but what you sacrifice in price you'll get back in convenience and peace of mind. Purchase smart locks to use features like keypad codes, access logs, alerts, and Wi-Fi connectivity.
Whether you decide to add a new dead bolt or a smart lock to your front door, you're taking steps to protect your home and what matters most to you. At Erie Insurance, we've studied the ways that a thief could enter your home to help you prepare for the unforeseen.
Like a high-grade dead bolt, homeowners insurance from ERIE is practical, reliable, and secure. And when you know your home is secure, you can spend your energy appreciating all of life's pleasures. Talk to your local ERIE agent to learn how we can help make sure your home and its contents are covered.
A better insurance experience starts with ERIE.
Haven't heard of us? Erie Insurance started with humble beginnings in 1925 with a mission to emphasize customer service above all else. Though we've grown to reach the Fortune 500 list, we still haven't lost the human touch.
Contact CD Baker Insurance today to experience the ERIE difference for yourself.


text:
Hi-tech 10 Inch SOR, Sing O Ring, is a regular filter housing. It is a transparent filter bowl with high quality.
It is made of styrene-acrylonitrile (SAN) material food grade quality which protects your drinking water.
You can also make sure how's it working through its transparent mode and show how when candle needs to be changed.
With its after sales services par excellence, Hi-Tech has successfully achieved a position second to none in the field of water purification. From domestic purifiers to high end industrial level purification assemblies, Hi-Tech has focused on delivering with a commitment to take care of the product and your requirements and concerns. With a giant network throughout the country, the customers get easy and prompt repair, replacement and any kind of assistance at every doorstep with a motto of- One Hour(to respond)- One Day(to troubleshoot & rectify)- One Time solution. Superior spares, expert technicians, and strict adherence service policy boosts the company towards relationship building through 100% customer satisfaction.
"- Super flow good control of tds - Best Indian company membrane - Previously I used vontron, pentair membrane, I think it's better than that. - For 100 GPD RO membrane use (flow restrictor) FR 800 for better results change all inline filters including prefilters"
"I would like to take this opportunity to thank Hi-Tech for your outstanding service and good product deliver."
"Your Team member was very respectful and graceful during his installation visit to my home. Really appreciate his neat work and polite language. Good to see the brand having excellent employee for their service delivery."
"Fully satisfied with the delivery & installation, though only a week old. Very convenient,as it stores the water after filtration. Ideal for homes where municipal water is available."