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The Department of Homeland Security and the Federal Bureau of Investigation issued a critical alert Dec. 3, warning users about SamSam ransomware and providing details on what system vulnerabilities permit the pernicious product to be deployed.
According to the alert, which came from the DHS's National Cybersecurity and Communications Integration Center (NCCIC) along with the FBI, the SamSam actors targeted multiple industries—some within critical infrastructure—with the ransomware, which also is known as MSIL/Samas. The attacks mostly affected victims within the United States, but there was also an international impact.
As pointed out in the alert, organizations are more at risk to be attacked by network-wide infections than individuals because they are typically in a position where they have no option but making ransom payments.
"Organizations that provide essential functions have a critical need to resume operations quickly and are more likely to pay larger ransoms," the alert states.
That does not mean individual systems cannot or are not attacked, but they are targeted significantly less by this particular type of malware.
How do SamSam actors operate?
Through FBI analysis of victims' access logs and victim-reporting over the past couple of years, the agencies have discovered that the SamSam actors exploit Windows servers and vulnerable JBoss applications. Hackers use Remote Desktop Protocol (RDP) to gain access to their victims' networks through an approved access point and infect reachable hosts. From there, the cyber actors "escalate privileges for administrator rights, drop malware onto the server, and run an executable file, all without victims' action or authorization," the report states.
RDP ransomware campaigns are typically accomplished through stolen login credentials—sometimes purchased from darknet marketplaces—or brute force attacks. Since they do not rely on victims completing a specific action, detecting RDP intrusions is challenging, according to the alert.
Ransom notes instructing victims to establish contact through a Tor hidden service are left on encrypted computers by the SamSam attackers. Victims are assured that once they pay the ransom in Bitcoin, they will receive links to download cryptographic keys and tools for decrypting their network.
Where did SamSam originate?
The Department of Justice recently indicted two Iranian men who allegedly were behind the creation of SamSam and deployed the ransomware, causing approximately $30 million of damage and collecting about $6 million in ransom payments from victims. The crippling ransomware affected about 200 municipalities, hospital, universities and other targets during the past three years, according to an article from Wired.
Keith Jarvis, a senior security researcher at SecureWorks, reiterated the sophistication of the SamSam ransomware and how it gains access to systems through weak authentication or vulnerabilities in web applications, methods that don't require the victim to engage in a particular action. Hackers also go out of their way to target specific victims whose critical operations rely on getting systems up and running as quickly as possible, making them more likely to simply pay up.
What technical details about SamSam are important?
In the joint DHS and FBI report, the federal agencies provided a list, though not exhaustive, of SamSam Malware Analysis Reports that outline four variants of the ransomware. Organizations or their IT services administrators can review the following reports:
What mitigation and prevents practices are best?
In general, organizations are encouraged to not pay ransoms, since there is no guarantee they will receive decryption keys from the criminals. However, relying on a contingency plan or waiting out an attack, as advised by the FBI, is difficult when an entire operation has been compromised.
The best course of action is for organizations to strengthen their security posture in a way that prevents or at least mitigates the worst impacts of ransomware attacks. The FBI and DHS provided several best practices for system owners, users and administrators to consider to protect their systems.
For instance, network administrators are encouraged to review their systems to detect those that use RDP remote communication and place any system with an open RDP port behind a firewall. Users can be required to use a virtual private network (VPN) to access the system. Other best practices, according to the report, include:
- Applying two-factor authentication
- Disabling file and printer sharing services when possible, or using Active Directory authentication or strong passwords for required services
- Regularly applying software and system updates
- Reviewing logs regularly to detect intrusion attempts.
- Ensuring third parties follow internal policies on remote access
- Disabling RDP on critical devices where possible
- Regulating and limiting external-to-internal RDP connections
- Restricting the ability of users to install and run the unwanted software application
This just scratches the surface of actions that administrators and users can take to protect their networks against SamSam or other cyber-attacks. The National Institute of Standards and Technology (NIST) provides more thorough recommendations in its Guide to Malware Incident Prevention and Handling for Desktops and Laptops, or Special Publication 800-83.
Information technology specialists can also provide insight and advice for how organizations can detect gaps or vulnerabilities in their cyber-security that leave them susceptible to SamSam or other malware infections.


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Gaia Pendant Necklace
Pearls and stones: a match made in heaven. Together, they create the perfect combination of elegance and sophistification.
No allergic reaction
No greenish/blackish stains on your neck
Stays silver forever
Adjustable to your desire length
Material: 316L Stainless Steel
Pearl: real natural freshwater pearl (shapes and colors may vary)
Stone: 3A cubic zirconia
Setting: handmade for more precision and resistance
Shortest length: 44 cm (17")
Longest length: 49 cm (19")
Extension: 5 cm (2")
Chain width: 1 mm
Pearl size: 8 mm
Stone size: 3 mm
Your satisfaction is our ultimate goal.
Whatever the reason, you can get an exchange or a refund.
Return your order with the return form filled out and put the prepaid label on your package.
*US : Prepaid label is not included in your package. We recommand to use USPS to return your package to avoid custom fees. If you use another carrier, custom fees will be deducted to your refund/exchange amount.
- For the holiday season, from November 15th to December 24th, exchanges or refunds are possible up to January 15th. For purchases carried out at another moment, the delay is 14 days. It is possible to exchange only once during the 14 days period. Thus, if an order contains more than one item to be returned, they must all be returned in the same shipment.
- Items must be unworn and with tags attached in their original packaging (watches must have the protective plastic film on the glass). All products will be inspected before any exchange or refund.
- FINAL SALE: gifts with purchase, charity products, earring backings, clearances, cleaning products, gift boxes and gift cards. These products cannot be returned.
- Mia stores accept exchanges and refunds (receipt needed) of orders paid by Visa, Master Card, Amex only. Stores do not accept orders paid by Paypal, Sezzle or by electronic gift card. Stores don't accept exchanges/returns on November 24th-25th neither on December 26th.
- Before exchanging an online order, please fill out the return form included in your box. Then, use the return shipping label to return the order for an exchange.
- We will ask you to provide the style number of the products you want to us, in order to make the exchange.
- A new invoice will be emailed to you to confirm the new jewelry and pay the balance if applicable.
- Mia stores DO NOT accept online promo code discounts.
- Discounts applied on the original order can be used only once. They can't be applied again on an exchange.
- We do cover the shipping cost of returning the items to us for any exchange.
- Before returning an online order, please fill out the return form included in your box. Then, use the return shipping label to return the order.
- All items must be returned to get a full refund. If you return the qualifying purchase items without the free item, your refund will be reduced by the value of the free item.
- Shipping fees are non-refundable. A return fee of 7$ + taxes will be deducted from the amount to be reimbursed.
Exchanges will be processed and refunds will be credited within to 3 working days of receipt of your package at our shipping center. Mia reserves the rights to refuse a refund or an exchange if any of those above conditions aren't respected.
For more informations : email@example.com
Once the sum has been obtained, carbon credits are bought to support carbon offset projects.
This way, we reduce the carbon dioxide in the atmosphere.

subset: commoncrawl


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The 'Group' letters/numbers that you see throughout this web site refer to the classification of herbicides by their site of action. To see a full list of herbicides and HRAC herbicide classifications click here.
QUIK STATS (last updated May 09, 2017 )
Resistance to protoporphyrinogen IX oxidase (PPO)-inhibitors in Amaranthus palmeri and Amaranthus tuberculatus is mainly contributed by mutations in the PPO enzyme, which renders herbicide molecules ineffective. The deletion of glycine210 (∆G210) is the most predominant PPO mutation. ∆G210-ppo2 is overexpressed in rice (Oryza sativac. 'Nipponbare') and Arabidopsis thaliana (Col-0). A foliar assay was conducted on transgenic T1 rice plants with 2× dose of fomesafen(780 g ha−1), showing less injury than the non-transgenic (WT) plants. A soil-based assay conducted with T2 rice seeds confirmed tolerance to fomesafen applied pre-emergence. In agar medium, root growth of WT rice seedlings was inhibited 90% at 5μM fomesafen, while root growth of T2seedlings was inhibited by 50% at 45 μM fomesafen. The presence and expression of the transgene were confirmed in the T2rice survivors of soil-applied fomesafen. A soil-based assay was also conducted with transgenic A. thaliana expressing ∆G210-ppo2 which confirmed tolerance to the pre-emergence application of fomesafen and saflufenacil. The expression of A. palmeri ∆G210-ppo2 successfully conferred tolerance to soil-applied fomesafen in rice and Arabidopsis. This mutant also confers cross-tolerance to saflufenacil in Arabidopsis. This trait could be introduced into high-value crops that lack chemical options for weed management.
Amaranthus palmeri has recently evolved resistance to glufosinate herbicide. Several A. palmeri populations from Missouri and Mississippi, U.S.A. had survivors when sprayed with glufosinate-ammonium (GFA, 657 g ha−1). One population, MO#2 (fourfold resistant) and its progeny (sixfold resistant), were used to study the resistance mechanism, focusing on the herbicide target glutamine synthetase (GS). We identified four GS genes in A. palmeri; three were transcribed: one coding for the plastidic protein (GS2) and two coding for cytoplasmic isoforms (GS1.1 and GS1.2). These isoforms did not contain mutations associated with resistance. The 17 glufosinate survivors studied showed up to 21-fold increase in GS2 copies. GS2 was expressed up to 190-fold among glufosinate survivors. GS1.1 was overexpressed > twofold in only 3 of 17, and GS1.2 in 2 of 17 survivors. GS inhibition by GFA causes ammonia accumulation in susceptible plants. Ammonia level was analyzed in 12 F1 plants. GS2 expression was negatively correlated with ammonia level (r = – 0.712); therefore, plants with higher GS2 expression are less sensitive to GFA. The operating efficiency of photosystem II (ϕPSII) of Nicotiana benthamiana overexpressing GS2 was four times less inhibited by GFA compared to control plants. Therefore, increased copy and overexpression of GS2 confer resistance to GFA in A. palmeri (or other plants). We present novel understanding of the role of GS2 in resistance evolution to glufosinate.
In Arkansas, resistance to protoporphyrinogen IX oxidase (PPO)-inhibiting herbicides in Amaranthus palmeri S.Wats. is mainly due to target site mutations. Although A. palmeri PPO-mutations are well investigated, the cross-resistance that each ppo mutant endows to weed populations is not yet well understood. We aimed to evaluate the response of PPO-resistant A. palmeri accessions, harboring the ppo2 mutations DG210 and G399A, to multiple PPO-inhibiting herbicides. Six resistant and one susceptible field accessions were subjected to a dose–response assay with fomesafen, and selected survivors from different fomesafen doses were genotyped to characterize the mutation profile. The level of resistance to fomesafen was determined and a cross-resistance assay was conducted with 1 and 2 times the labeled doses of selected PPO herbicides. The accession with higher predicted dose to control 50% of the population (ED50) had a higher frequency of DG210-homozygous survivors. Survivors harboring both mutations, and those that were DG210-homozygous, incurred less injury at the highest fomesafen rate tested (1120 g ai ha1). The populations with a high frequency of DG210-homozygous survivors, and those with individuals harboring DG210 + G399A mutations, exhibited high potential for cross-resistance to other PPO herbicides. The new PPO–herbicide chemistries (saflufenacil, trifludimoxazin) generally controlled the PPO-resistant populations.
Filter Data


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Common uses
This medication contains an antibiotic from the penicillin family. Typically, it is used to treat infections. It requires several days to take effect.
How to use this medication
This drug can, on occasion, be administered in a hospital or clinic setting by a doctor or a nurse, but can also be used at home. If you are taking this drug at home, make sure that the health care facility overseeing your treatment has provided you with all the necessary information regarding its administration. It is very important that you comply with the directions for use to fully benefit from the effects of this drug and to limit any adverse reactions.
Possible side effects
In addition to its desired action, this medication may cause some side effects, notably:
- it may cause spots or redness of the skin;
- it may cause drowsiness -- use caution when driving;
- it may cause severe diarrhea, sometimes several weeks after the end of treatment. In case of severe diarrhea, contact your doctor without delay;
- it may cause confusion.
Storage information
Respect the provided storage instructions for this product. If you have any questions, speak to the health care professionals who are overseeing your treatment.
Additional information
Blood donation is usually refused during this treatment.
This information handout only provides an overview of your treatment. Given the complex nature of your treatment, you will receive information that is much more comprehensive and that deals specifically with your needs. Make sure that you have all the relevant information regarding your medication.
General information
It is important to tell the health professionals you consult:
- if you have a history of any other medical condition, whether you smoke and for women, if you are or want to become pregnant or breastfeeding;
- if you have allergies to any medications or any other allergies (e.g. to food, latex, etc.);
- all medications you are taking, prescription and non-prescription, including vitamins and natural products and supplements.
This document contains useful information for those taking this medication. It is not intended, in any way, to replace the advice of a trained health professional. For more information, consult the manufacturer's literature, where you will find additional information about uncommon side effects as well as contraindications associated with this product.
© Copyright Vigilance Santé
The patient information leaflets are provided by Vigilance Santé Inc. This content is for information purposes only and does not in any manner whatsoever replace the opinion or advice of your health care professional. Always consult a health care professional before making a decision about your medication or treatment.


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Q. When does the last ANA Airlines flight leave from Delhi to Dallas ?
A. The last ANA Airlines flight from Delhi toDallas leaves at 18:45 PM .
Q. How much time does it take for the ANA Airlines to fly from Delhi to Dallas ?
A. The ANA Airlines takes 12 hours to fly from Delhi to Dallas .
Q. Which are the popular international sectors served by the ANA Airlines ?
A. The top international sectors served by the ANA Airlines are from Delhi to San-Francisco .
Q. Which are the top airlines that fly from Delhi to Dallas ?
A. The top airlines operating from Delhi to Dallas are ANA .
Q. When does the first ANA Airlines flight leave from Delhi to Dallas ?
A. The first ANA Airlines flight from Delhi toDallas leaves at 18:45 A.M .
Q. How many flights are operated from Delhi to Dallas in a day ?
A. There are a total of 12 number of flights operating from Delhi to Dallas in a day .
Delhi is India's capital and an important gateway into the country, Delhi is an architectural delight, travel Mecca and food lover's paradise all rolled into one. Delhi has served as the center of power for most Muslim dynasties that ruled from the 12th century onwards.
Delhi is a palimpsest, bearing the complexities, the contradictions, the beauty and the dynamism of a city where the past coexists with the present. The city was ruled by several dynasties, most of whom have contributed several stunning monuments. Diverse cultural elements absorbed into the daily life of the city has enriched its character, creating a beautiful, fascinating and rewarding urban landscape.
Delhi is not just a city but it is a book-- a book which narrates the history of India. The city was built and destroyed seven times and it has been witness to the various events which which played a major part in shaping modern India.
Delhi is well connected with the rest of cities in India. Major Airlines such as Air India, Jet Airways, GoAir, SpiceJet, Jet Lite , Lufthansa, British Airways operates flights to and from Delhi to major cities Bangalore, Chennai, Mumbai, Delhi , Ahmedabad, Dubai, New York, London and Pune.
Indira Gandhi International Airport is the primary airport which serves the National Capital Region travelers. The airport is located at a distance of 16 Km from the city center. It is two terminal airport which handles both domestic as well as international passengers.
Find the best deals on Delhi flight tickets on Via.com and book your flights at the lowest airfare along with benefits like instant confirmation, lowest convenience fee, airfare calendar and easy cancellation/refund.


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Bonsai A to Z Challenge | ||||||||||||||||||||||||
Challenging the Bonsai A to Z entry for Air layering. |
We may not get it right all of the time, entries are added from all over the world and the meaning of the text may be slightly blurred for some of our users. If you would like to add to, clarify or change an entry then just let us know by typing your amendments in the box, we will check it out and update the entry where necessary. Thanks a lot, we really appreciate everyones help in keeping the A to Z of Bonsai accurate and up to date. | ||||||||||||||||||||||||
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There are 2033 entries in the A to Z and the pages have been viewed 9213243 times. Help us to increase the number of relevant bonsai terms included in this A to Z of Bonsai Terms. We include manufacturers and dealers in the dictionary, if you are one or know of one not mentioned then just click the link above and add an entry. If you have a favourite bonsai tree not mentioned just add an entry. We are trying to create a unique single free source for all bonsai terms and hope to capture worldwide bonsai terms for bonsai trees, bonsai clubs associations and national collections and the A to Z is free marketing for bonsai businesses and bonsai clubs. |


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Kiefer Auction Supply
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Coin envelopes.
Small envelopes that can be used to hold coins, small parts, keys, or jewelry.
Made from 20# kraft paper.
Available in 5 sizes.
Sold in quantities of 500.
Your payment information is processed securely. We do not store credit card details nor have access to your credit card information.
To be eligible for a return, your item(s) must be in its original condition with accessories, manuals, and original packaging.
You may call our offices at (218) 736-7000 or email firstname.lastname@example.com to receive authorization.
All issued refunds will be for merchandise only; shipping costs are non-refundable.
Exceptions / non-returnable items
Custom products (such as special orders or personalized items) and items not in an appropriate condition for resale will not be eligible for a refund.
Custom Designs
We specialize in custom orders
Satisfaction Guaranteed
Hassle Free Returns
Fast Customer Support
Need Help? Our team will gladly assist you.
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We use SSL Encryption


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We have several warehouse locations to better serve you -Our goal is to have your replacement auto parts delivered within three business days. This is possible with 98% of all replacement auto parts shipped. However, if you need Next Day or Second Day Air Service we will be glad to provide you with a shipping quote. Please call 989-356-3515 or e-mail with your shipping needs.
Printable Customer Fax / Mail Order
E-MAIL email@example.com
Add Monster Auto Parts to Favorites
All of our replacement auto parts are New and carry a 1 Year Warranty
(c) Copyright 2004-2019 All rights reserved MONSTER Auto Parts INC.
MONSTER Auto Parts 3165 Piper Rd Alpena, MI 49707 989-356-3515


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In AGEOD's American Civil War - The Blue and the Gray, players are military and political leaders trying to lead the troops of their nations (armies and fleets) to victory, in the midst of some of the toughest operations during those five years of wild campaigning throughout a divided nation.
Most of the individual years of campaign between 1861 and 1865 are playable via a separate scenario. Advanced scenarios will allow recreation of some yearly and/or theatre campaigns, and there will be of course the complete Grand Campaign covering the whole war.


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Fluorosis is a condition in which your body has been exposed to too much fluoride. In normal doses (typically found in a safe drinking water system and an ADA-approved toothpaste), fluoride is a healthy compound that promotes strong teeth, which has the ability to fight cavities and other problems.
But sometimes, fluorosis occurs when fluoride-containing toothpastes or rinses are swallowed, instead of expelled.
Fluorosis causes a number of aesthetic problems, including abnormally darkened or stained teeth. While such problems are generally harmless to your health, they can create concerns with your appearance.


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Please contact the website administrator.
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Element SmallPicture is undefined in getproducts.
Enable Robust Exception Information to provide greater detail about the source of errors. In the Administrator, click Debugging & Logging > Debug Output Settings, and select the Robust Exception Information option.
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An injury or illness can lead to muscular atrophy and make it hard for muscles to contract. Inducing movement in an affected muscle can assist in the recovery process. Chiropractic Muscle Stimulation (E-Stim) is a therapy that causes muscles to contract and may reduce your discomfort during rehabilitation. Dr. Nathan Anderson offers E-Stim and other non-invasive treatments to encourage the healing process. Learn about the benefits of E-Stim today.
How Does Chiropractic Muscle Stimulation Work?
Chiropractic Muscle Stimulation or E-Stim is a specialized medical treatment that uses electric currents to induce muscle contraction. It is non-invasive and clients may lay down while undergoing the therapy. Patients do not experience pain from the therapy. In fact, many find a session an enjoyable experience.
The Benefits of E-Stim
You may benefit from including E-Stim as part of an individualized treatment program. As a non-invasive therapy, E-Stim has shown to be an effective treatment for many. A care plan including this therapy offers significant benefits like:
- Improving blood flow to an area of injury, promoting the healing process in affected areas.
- Increasing muscle tone and muscle strength in weakened muscles.
- Strengthening the link between muscle movement and your brain, making it easier to move from easier exercises to more complex tasks.
- Preventing or slowing muscle atrophy, or a decrease of muscle mass.
- Encouraging relaxation, as the therapy releases tension in muscles, and encourages endorphin production.
Individuals who have chronic conditions, such as Multiple Sclerosis (MS), and athletes who are looking to enhance their performance can both benefit from E-Stim. Those with MS can experience a reduction in muscle tension and discomfort after a session, making movement easier. Athletes can use E-Stim to reduce swelling and soreness after a workout. It can also be used to decrease muscle stiffness as part of injury prevention. Speak with Dr. Anderson today to explore your treatment options.
Start on the Path to Recovery
After undergoing an initial evaluation, E-Stim may be incorporated into an individualized treatment program to reduce pain and speed up recovery. Patients may pair E-Stim with massage therapy, chiropractic treatments, and other services at Anderson Wellness Care. Patients undergoing E-Stim may need multiple treatments depending on their condition and their individual response.
Our experienced team makes it easy to get started. For more information about muscle stimulation, contact Anderson Wellness Care at 800-462-8749.


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The Decal Club!Get your very own exclusive I ♥ bookoo.com car decal. Those in the exclusive club receive a FREE LIFETIME UNLIMITED membership, we did the math and its a $34,812 value or something as long as you live a really, really, really long time. We only ask for you to send a picture of you proudly sporting your decal once every 6 months. Login to order a decal
Login to upload your picture


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Emsam is used to treat adult patients with depression, also known as major depressive disorder (MDD). Active Ingredient: Selegiline Availability: In Stock (25 packages) View all Analogs of Emsam: Eldepryl |
Product name | Per Pill | Savings | Per Pack | Order |
30 pills | $1.28 | $38.48 | ADD TO CART | |
60 pills | $1.11 | $10.07 | $76.95 $66.88 | ADD TO CART |
90 pills | $1.06 | $20.15 | $115.43 $95.28 | ADD TO CART |
120 pills | $1.03 | $30.22 | $153.90 $123.68 | ADD TO CART |
180 pills | $1.00 | $50.37 | $230.85 $180.48 | ADD TO CART |
270 pills | $0.98 | $80.59 | $346.28 $265.69 | ADD TO CART |
360 pills | $0.97 | $110.81 | $461.70 $350.89 | ADD TO CART |
Emsam is indicated for the treatment of major depressive disorder.
Use Emsam exactly as directed on the label, or as it has been prescribed by your doctor. Do not use more than recommended. Follow the directions on your prescription label.
For patients using Emsam: While you are using Emsam and for 14 days after you stop, you must not eat foods high in tyramine (listed in the "What should I avoid?" section of this leaflet. Eating these foods while you are taking Emsam can raise your blood pressure to dangerous levels.
Foods that you MAY eat include:- fresh meat, poultry, or fish (including lunch meat, hot dogs, breakfast sausage, and cooked sliced ham);
- any vegetables except broad bean pods (fava beans);
- processed cheese, mozzarella, ricotta, cottage cheese;
- pizza made with cheeses low in tyramine;
- soy milk, yogurt; or
- Brewer's or baker's yeast.
This medication comes with patient instructions for safe and effective use. Follow these directions carefully. Ask your doctor or pharmacist if you have any questions.
Do not stop using Emsam suddenly or you may have harmful side effects. It may take several weeks of using Emsam before your symptoms improve. For best results, keep using the medication as directed. Store Emsam at room temperature away from heat and moisture.If you missed a dose - take it as soon as you remember. If it is almost time to take the next pill, skip the missed dose and take the medication at your next regularly scheduled time. Do not take extra pills to make up the missed dose.
The recommended starting dose and target dose for Emsam (selegiline transdermal system) is 6 mg/24 hours.
Store Emsam at 20º to 25º C (68º to 77º F).[See USP Controlled Room Temperature.] Keep away from children, pets or others.
Do not use Emsam if you are allergic to selegiline, if you have an adrenal gland tumor (also called pheochromocytoma), or if you plan to have any type of surgery. Do not use Emsam if you have taken any of the following drugs within the past 14 days:
- buspirone (BuSpar);
- carbamazepine (Tegretol) or oxcarbazepine (Trileptal);
- cyclobenzaprine (Flexeril);
- dextromethorphan (cough medicine);
- meperidine (Demerol), methadone (Dolophine, Methadose), propoxyphene (Darvon, Darvocet), or tramadol (Ultram, Ultracet);
- mirtazapine (Remeron);
- diet pills, ADHD medications, or cold medicines that contain dextromethorphan, ephedrine, pseudoephedrine, or phenylephrine;
- St. John's wort;
- antidepressants such as amitriptyline (Elavil), amoxapine (Asendin), bupropion (Wellbutrin, Zyban), citalopram (Celexa), clomipramine (Anafranil), desipramine (Norpramin), doxepin (Sinequan), duloxetine (Cymbalta), escitalopram (Lexapro), fluoxetine (Prozac), fluvoxamine (Luvox), imipramine (Tofranil), nortriptyline (Pamelor), paroxetine (Paxil), protriptyline (Vivactil), sertraline (Zoloft), venlafaxine (Effexor), or trimipramine (Surmontil); or
- other MAO inhibitors such as isocarboxazid (Marplan), tranylcypromine (Parnate), phenelzine (Nardil), rasagiline (Azilect), or oral selegiline (Eldepryl).
After you stop using Emsam, you must wait at least 14 days before taking any of the medications listed above.You must wait at least 5 weeks after stopping fluoxetine (Prozac) before you can start using Emsam.
Tell your doctor if you are allergic to any drugs, or if you have:- heart disease, high or low blood pressure;
- seizures or epilepsy; or
- a personal or family history of bipolar disorder (manic depression) or suicide attempt.
You may have thoughts about suicide when you first start using an antidepressant, especially if you are younger than 24 years old. Tell your doctor if you have worsening symptoms of depression or suicidal thoughts during the first several weeks of treatment, or whenever your dose is changed.
Your family or other caregivers should also be alert to changes in your mood or symptoms. Your doctor will need to check you at regular visits for at least the first 12 weeks of treatment.
FDA pregnancy category C. Emsam may be harmful to an unborn baby. Tell your doctor if you are pregnant or plan to become pregnant during treatment. It is not known whether Emsam passes into breast milk or if it could harm a nursing baby. Do not use this medication without telling your doctor if you are breast-feeding a baby.SIDE EFFECTS
Get emergency medical help if you have any of these signs of an allergic reaction: hives; difficulty breathing; swelling of your face, lips, tongue, or throat.
Call your doctor at once if you have any new or worsening symptoms such as: mood or behavior changes, anxiety, panic attacks, trouble sleeping, or if you feel impulsive, irritable, agitated, hostile, aggressive, restless, hyperactive (mentally or physically), more depressed, or have thoughts about suicide or hurting yourself.
Stop using Emsam and call your doctor at once if you have any of these serious side effects:- sudden and severe headache, confusion, blurred vision, problems with speech or balance, nausea, vomiting, chest pain, seizure (convulsions), and sudden numbness or weakness (especially on one side of the body);
- feeling light-headed, fainting;
- twitching muscle movements; or
- painful or difficult urination.
Less serious side effects may include:
- constipation, gas, loss of appetite;
- swelling, numbness or tingling, easy bruising, muscle pain;
- dry mouth, sore throat, cough;
- redness or itching where the patch is worn; or
- impotence, loss of interest in sex, or trouble having an orgasm.
This is not a complete list of side effects and others may occur. Tell your doctor about any unusual or bothersome side effect.


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SEPIA SATURDAY is a weekly meme which encourages bloggers to publish and share old images and photographs. All that is required is for contributors to post an old image (it doesn't have to be in sepia) and provide a few words in explanation. If you could provide a link back to the Sepia Saturday Blog and visit as many of the other contributors as you can, it would also be appreciated. There is no weekly theme, as such, but some people like to use the archive image published with the weekly call as a kind of theme. There is no requirement to adopt such an approach : the choice of image is entirely up to you. Once you have published your Sepia Saturday post, add a link to that post to the Linky List published each week and leave a comment to let everyone know you are joining in.
Tuesday 6 September 2011
Sepia Saturday 91 : Saturday 10 September 2011
37 comments:
- Tattered and Lost said...
Completely on theme this week, though perhaps I'm misreading the intent.
- 7 September 2011 at 08:13
- Rosie said...
I went with politicians and security for the theme this week. I started to use the new interfacing for Blogger, having a bit of difficulty getting back to SepiaSaturday, hope it worked....
- 7 September 2011 at 11:41
- Bob Scotney said...
The train now leaving...!
- 8 September 2011 at 08:35
- Brett Payne said...
I used the new Blogger interface too, and I like both the cleaner page layout and larger box for input. My entry this week is sort of on theme, but nothing to do with trains or politicians - best to leave the latter well alone!
- 8 September 2011 at 09:25
- Bob Scotney said...
Mike - can't access your bloga again this week.
- 8 September 2011 at 14:06
- Unknown said...
Perhaps next time I'll manage in one.
I've taken triangles encapsulating action within the image as the theme - 8 September 2011 at 17:35
- Juliet said...
This is such a brilliant idea! I'm working with oral history projects here in the UK, and photographs are such a precious medium of memory. Long may they be preserved.
Juliet - 8 September 2011 at 17:41
- Postcardy said...
My post is about railroad observation cars.
- 8 September 2011 at 22:45
- tony said...
I'm Earlier Than Usual!
- 9 September 2011 at 01:32
- dakotaboo said...
Happy Sepia Saturday everyone. My submission for the week is up. I'm mot theming again this week, but offering a bit of detective work.
- 9 September 2011 at 10:27
- Alan Burnett said...
Glad to be back. As usual, I am steering clear of the theme this week and following up my last Sepia Saturday post with a picture taken by the Box Brownie. Looking forward to getting round to visit everyone this week, sorry for my recent absence.
- 9 September 2011 at 13:45
- Little Nell said...
I descended......... almost into madness as I searched for the appropropiate links - am i a compulsiove themer? I've gone slightly more magazine style in my post this week - influenced by TonyZ and Ticklebear I think!
- 9 September 2011 at 16:00
- Christine H. said...
No theme for me. I am still working on a continuation from last week.
- 9 September 2011 at 16:43
Completely off theme but I have an examination of an outdated fashion for women in the 1860s.
- 9 September 2011 at 19:00
- Bob Scotney said...
Alan I can't access your blog from the Linsky widget - it says I need permission!
- 9 September 2011 at 19:20
- Howard said...
If this week's topic had been 'soldiers and horses in a quiet suburban street' I would have been on-topic.
- 9 September 2011 at 22:01
- Martin said...
A 'quickie' this week.
- 9 September 2011 at 22:17
- DougVernX said...
My post is right on theme. Presidents and train stations. Love that photo.
- 9 September 2011 at 22:59
- Karen S. said...
Hello Alan, hope your travels are going well. I'm slightly on theme....if one included everything going on in your highly action photo we'd have chapters for a novel!
- 9 September 2011 at 23:55
- Karen S. said...
I'm having trouble with Mike Burnett and Rosie as well. BUT! Worse thing ever is when trying to read Alan's it says I don't have access to view it. Hmmm, what in the world is that all about?
- 9 September 2011 at 23:59
- Postcardy said...
Alan's post is here:
http://newsfromnowhere1948.blogspot.com/2011/09/sepia-saturday-91-happy-faces-happy.html - 10 September 2011 at 01:40
- Liz Stratton said...
Wow, this was a tough one! Most of my older photos are posed shots and the more recent ones ....
- 10 September 2011 at 02:19
- Unknown said...
Not movement in my photos this week, but the hidden thoughts in the pose....having some computer "issues: " so hope this works this week.
- 10 September 2011 at 04:16
- Karen S. said...
Thanks Postcardy I'll give it a try... hopefully I'll be able to view it with the link you provided!
- 10 September 2011 at 05:59
- Bruno Laliberté said...
i changed computer, went from Vista to Windows 7 and lost some data in the process...
i also changed interface on blogger recently, and i love it. my only problem was with scheduling my post ahead of time as Blogger would insist i was on the west coast, not the east coast... thus changing my time zone!!
anyway, i survived and i'm giving you this week a SHORT post!! no trains nor politicians for me, BUT-I-AM-STILL-ON-THEME!! sort of...
sure, LITLLE NELL will blame it on me and Tony... means i'll have to check it out to see if i can feel my imprint on this now.
HUGZ - 10 September 2011 at 06:33
- Alan Burnett said...
Sorry about the dead link before. Bob, thanks for pointing it out to me.
- 10 September 2011 at 09:06
- Oregon Gifts of Comfort and Joy said...
That is great picture, Alan! I went with photos that tell their own story and they happen to be about Guam in 1945 during WWII from my FIL Troy.
Thank you everybody, for leaving me so many comments last week. I've have visited most of you and will finish up this week.
Take care,
Kathy M. - 10 September 2011 at 15:44
- Margaret said...
I just love the gazes in this photo. I have been quite busy these past weekends and have a lot of catching up to do on Sepia Saturday. I am off to cart children around today but I HAD to join up! I will be back Sunday evening (with a glass of wine) to enjoy all the entries!
- 10 September 2011 at 16:10
- Unknown said...
I've been away from the computer for awhile,but I'm back and on theme this week :)
- 10 September 2011 at 16:31
Darnit this photo works well with a photo I already did for another sepia sat post, so I gave a reminder to that one and put up an off topic one along side it.
- 10 September 2011 at 17:38
- GadgetSponge.com said...
Great presidential photo! And you're right about the action displayed and how it moves your eyes throughout the image.
- 10 September 2011 at 19:08
- Kristin said...
I did trains before but I did manage to find a photo with stairs in it.
- 10 September 2011 at 20:29
- Sheila @ A Postcard a Day said...
No trains, no stairs, but guards. My visits to everyone else will be a little delayed because of a particularly busy weekend, but I will get there.
- 10 September 2011 at 21:17
- Unknown said...
I loved your post, and if you stop to think there is truly something going on in every photo. At least at that time someone was breathing and thinking. Mine is sentimental as I will be visiting with my dear uncle's family today.
QMM - 11 September 2011 at 03:49
- Mike Brubaker said...
Looks like I'm the late one this weekend. It's still Saturday somewhere I think.
I took up the challenge of Alan's "Something is happening" theme, and went for a different spin on another mystery photo. My exercise in creative writing. Enjoy. - 11 September 2011 at 06:49
- WyomingDiva said...
More weirdness from my mind...thanks for the place to share.
- 11 September 2011 at 19:48
- ScotSue said...
I am new to Sepia Saturday (like the title!) and look forward to featuring my own family photographs plus seeing those of fellow bloggers.
- 27 September 2011 at 14:24


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@theMarket: What If?
This week the scales finally tipped. The phones began to ring and each call was roughly the same.
"What are the chances the debt ceiling won't be raised?"
"What happens if the politicians can't make a deal?"
"What will happen to my investments if the worst case scenario happens?"
Since the calls were coming in from Maine, Vermont, New York, Connecticut, Massachusetts and elsewhere, I'm sure you are all worried about the same thing. If, despite the odds, the debt ceiling is not raised by Aug. 2, 2011, the United States of America plunges into at least a technical bankruptcy. What will happen to the markets? The short answer is nothing good.
This is not an abstract issue. The dollar, as well as global stock and bond markets, would decline. The price of gold and possibly silver would jump but very few other asset classes would be immune from the carnage. The wave of selling would reverberate around the world because everyone is involved in America's bond market. The duration of this financial rout would probably be short lived, a day or three, maybe even a week, before our political "leaders" in Washington came to their senses. Personally, I believe that it would be a classic buying opportunity and one probably not seen since the week after 9/11.
A recent poll by CNBC indicated that 64 percent of viewers are blaming the Republicans for the present impasses in the debt ceiling talks. As for me, I blame us, the voters — Democrats, Republicans (especially the tea party) and independents for the present dilemma. I wrote "leaders" in quotes because the present fiasco has convinced me that there are no leaders left in Washington, D.C.
But why should that surprise you? The present blame game that is substituting for compromise among the congressmen and senators is a joke if one looks at the track record of these supposed leaders. President Barack Obama continuously reminds us that the problems started during the Bush administration. But he was elected to the Senate in 2005, just as the real excesses of mortgage-backed securities was getting under way. Joe Biden was a senator from 1972 until running for vice president in 2009. Where were they when we needed leadership and an effort to end the rampant speculation that was occurring on Wall Street?
Rep. Barney Frank was the chairman of the House Finance Committee before and during the financial crisis as was committee members Orin Hatch, John Kerry, Chuck Schumer and even Ron Paul. All these august officials were asleep at the switch despite receiving a wealth of information daily on the nation's financial system.
Rep. Rosa De Laura has been around since 1990 and sits on the House subcommittee on Labor, Health and Human Services. Steny Hoyer has been in the House since 1986 and was House majority leader from 2007-2011 and House minority whip from 2003-2007. Nancy Pelosi was the speaker of the House since 2007 and is now House minority leader; that about sums up the background of today's starting line-up on the Democratic side.
Republicans, on the other hand, beginning with our past president, presided over the financial crisis from 2000-2008. During that period, Eric Cantor, Paul Ryan, John Boehner, Mitch McConnell and many more of today's "responsible" budget-cutting GOP leaders knew and did nothing but watch as the financial system spun out of control. They too have conveniently forgotten their past lack of leadership and are busily blaming the opposing party for their own shortcomings.
Today we are looking to these same men and women to compromise, to work together and fix the economy, balance our finances, raise the debt ceiling and solve the nation's unemployment problem. We elected them, despite the knowledge that these very same people have been found wanting in the past. Why should we expect them to be any better today?
So let the chips fall where they may. I expect that until we have a deal the markets will continue their schizophrenic behavior. The best thing you can do is hunker down and wait for this storm to blow past.
Bill Schmick is an independent investor with Berkshire Money Management. (See "About" for more information.) None of the information presented in any of these articles is intended to be and should not be construed as an endorsement of BMM or a solicitation to become a client of BMM. The reader should not assume that any strategies, or specific investments discussed are employed, bought, sold or held by BMM. Direct your inquiries to Bill at (toll free) or e-mail him at firstname.lastname@example.com . Visit www.afewdollarsmore.com for more of Bill's insights.
Tags: debt ceiling, markets, Congress |
Independent Investor: Time Is Running Out
By now we have reached our debt limit of $14.294 trillion here in the United States. As you read this, the U.S. Treasury is already shuffling bits of electronic paper around to stay current on our nation's debt payments. By Aug. 2 even this desperate farce will have come to an end.
The Obama administration's deadline is even earlier. By July 22, there must be a deal to raise the nation's debt ceiling or else there will not be enough time to ratify an agreement before the beginning of August, when Congress begins its recess. The situation is serious enough for both parties to forgo their July vacations and work for a compromise this week in steamy Washington, D.C.
A new development has the president challenging the Republicans to work out a longer-term compromise solution to the deficit right here and right now. It remains to be seen whether the GOP will accept the challenge.
The nation's debt ceiling was first established back in 1917 at a hilariously low $11.5 billion. Since 1962, it has been raised 74 times, without a problem on either side of the aisle. So why has the debt ceiling suddenly become such a contentious issue?
Politics is the short answer. The Republican Party, which passed an increase in the debt ceiling eight times during the Bush presidency, claims to have suddenly found religion when it comes to the nation's debt. And if you believe that one, you deserve to be fleeced by the shills in Washington.
The GOP is demanding $4.4 trillion be cut from the deficit over the next 10 years. They are using the ceiling to affect changes in Medicare and Medicaid spending that would probably not see the light of day in any other circumstances. The Obama administration countered with a plan that would cut $4 trillion over the same time period without changing any of the major entitlements programs. One would think that a compromise could be worked out, but as time goes by it seems as if neither side really wants a solution. As the 11th-hour approaches, opposing politicians are milking the drama for very hour of prime time they can capture.
By now just about everyone realizes there will be major fallout from failing to pass a new debt ceiling. The most obvious and immediate outcomes would be that the U.S. would technically default on its loans, our interest rates would spike, and the stock market plummet. Even if our "leaders" had a change of heart and approved a new ceiling a day later, the damage would have been done.
It would be similar if you or your household declared bankruptcy. Although you might be able to work your way back to financial health quickly, the bankruptcy would be part of your credit history for years into the future and with it would come certain costs.
Everyone from the head of the Federal Reserve and U.S. Treasury to every elder statesmen of the economy has warned of the folly of allowing the country to default. And yet a recent Gallup poll indicates that 47 percent of Americans are opposed to raising the debt ceiling while 34 percent say they don't know enough to make a decision. I suspect that most Americans mistakenly believe that raising the debt limit will automatically mean an increase in federal spending. That's not true.
Increasing spending would require authorization by Congress. In today's anti-spending environment that kind of legislation would have few backers. But failing to increase the debt limit will immediately make the debt we owe climb higher. It would force the government to suspend interest payments on the debt we already owe. Those interest payments would continue to accrue into the foreseeable future. The same would happen to you if you failed to make your minimum payment on your credit card. So your overall debt continues to rise, and quickly.
At the same time, as a result of our default, investors worldwide would demand higher and higher rates of interest to lend to a country that had already failed to pay its existing debtors on time. The fact that we might change gears later would not mitigate the actions we failed to take when they were required. The damage has been done and we would pay for it in the form of higher rates for years into the future.
I have long since lost faith in politicians. Their actions indicate that time after time they have put their own interest above the common good. So, yes, this debate makes me nervous. I don't want to see Washington once again play with our livelihoods. A U.S. default will severely impact our car loans, mortgage rates, student loans, credit cards and a whole host of personal debt liabilities. If push comes to shove, it may come down to fighting fire with fire.
The Fourteenth Amendment states:
"The validity of the public debt of the United States, authorized by law, including debts incurred for the payments of pension and bounties for services in suppressing insurrection or rebellion shall not be questioned."
If the GOP is dead set on using the threat of a U.S. bankruptcy to wheedle spending cuts (but not tax increases) from the administration, than, in my opinion, using the 14th Amendment to raise the debt ceiling without legislation is a proper and responsible alternative. God knows, I am all for spending cuts and have been for decades, but this in not the time nor the arena to force change.
Bill Schmick is an independent investor with Berkshire Money Management. (See "About" for more information.) None of the information presented in any of these articles is intended to be and should not be construed as an endorsement of BMM or a solicitation to become a client of BMM. The reader should not assume that any strategies, or specific investments discussed are employed, bought, sold or held by BMM. Direct your inquiries to Bill at (toll free) or e-mail him at firstname.lastname@example.com. Visit www.afewdollarsmore.com for more of Bill's insights.
Tags: ratings, debt, markets, Congress |
Independent Investor: Time Is Running Out For The Presidential Cycle
Here we are in the middle of June, in the third year of a presidential cycle, and no one is talking of its historical bullish implications. Despite all the present gloom and doom about the economy and the stock market, here's something to remember. There has never been a negative return in the stock market during the third year of any president's four-year term since 1939.
Sure, there could always be a first time. And if you look at the historical data and compare it to this cycle, you can understand why. Usually, the year immediately following a president's election is negative. Barak Obama's first year, however, was extremely positive. The stock market lows were put in March of that year and the S&P 500 Index gained 23.5 percent in 2009 and then another 12.8 percent last year.
Right now, all three stock market averages are roughly flat for the year after climbing as high as 8.9 percent earlier in the year. Most pundits believe we still have more downside ahead of us. How much is the question. Some strategists believe we are closer to a bottom than a top; me included. Of course, we could technically have an up year by simply gaining 1 or 2 percent from here. Yet, only once in the last 72 years has the S&P 500 closed more than 10 percent below its previous end-of-year close during a president's third year in office. On the other hand, the index has gained over 10 percent (or more) at least once during the third year on 15 out of the last 17 occurrences. We have yet to do that.
There is a political rhythm to this cycle that makes a good deal of economic sense. Initially, when a new president is elected, he makes the hard choices and absorbs any negative fallout in the economy in his first and second years. Raising taxes or cutting spending are simply two examples of a new administration "biting the bullet" early on. By year three, re-election considerations come to the forefront.
The state of the economy is usually a major determinant on who will be elected and what party will dominate the political arena. This election cycle it is already clear that the economy will be the major factor in next year's presidential election. Traditionally, the sitting president will do everything in his power (whether a lame duck or not) to insure that his party garners the most votes possible.
The problem this time around is that the Obama administration has already done everything in its power to both stimulate the economy and get people working again. The Federal Reserve Bank and its board, which is ostensibly above politics but in reality owes their positions to the sitting administration, is already doing all they can to stimulate the economy. Tactics such as reducing interest rates and other "easy money" policies are already in place and have been for two years.
I have often said that when things look the darkest, that's usually the time to pay attention to the facts and not get sucked down into an emotional morass. Although the presidential cycle is not, nor will ever be, the determining factor in whether this market finishes the year with a loss or a gain, I believe it is simply another arrow in my quiver when I say that good times lie ahead for the market and the economy this year.
Bill Schmick is an independent investor with Berkshire Money Management. (See "About" for more information.) None of the information presented in any of these articles is intended to be and should not be construed as an endorsement of BMM or a solicitation to become a client of BMM. The reader should not assume that any strategies, or specific investments discussed are employed, bought, sold or held by BMM. Direct your inquiries to Bill at (toll free) or e-mail him at firstname.lastname@example.com. Visit www.afewdollarsmore.com for more of Bill's insights.
Tags: president, markets, historical |
@theMarket: Let the Good Times Roll
Don't stand there moaning, talking trash — B.B. King, Bobby Bland |
It appears Monday's low in the stock market averages concluded this last little sell off. The decline occurred, courtesy of Standard and Poor's credit agency. It reduced its outlook for U.S. Treasury bonds from neutral to negative. Since then the markets have climbed back and are now preparing to test the next level of resistance.
We can credit some stellar earnings announcements, especially in the technology sector, for the turnaround in investor sentiment. Most investors were worried that the Japanese earthquake disruptions — especially in semiconductors — would hurt high-tech companies this quarter. But the strength in demand from around the world, especially in the manufacturing sector, has more than made up for any Japanese-generated short falls.
None of this should come as a surprise to readers since I have been expecting (and writing) that global economic growth would gain momentum this year. It is one fundamental reason why I think equity markets will experience upward momentum into the summer.
"But what about the deficit, the declining dollar, inflation, oil prices?" wrote an exasperated reader, who has disagreed with my bullish calls of late.
"How can the market keep going up and up when all these negatives are out there?" he moaned, while still sitting in cash.
All of those concerns are quite real and I am not discounting any of them. See, for example, my recent column "A Shot Across Our Bow" on Standard & Poor's debt warning. It is obvious that the market is choosing to ignore these negatives for now. I'm sure investors will re-visit these worries when the time is right, but remember Maynard Keynes once said that markets can stay irrational about certain things far longer than you or I can stay solvent.
I contend that as long as the Federal Reserve continues to supply cheap money to the markets in the form of its quantitative easing operations, the markets will go up. The historical low short term interest rates that are now a fact of life are forcing more and more investors to take on riskier assets in order to get a decent return for their money.
I'm looking for a quite sizable "melt-up" in global stock markets over the next few weeks or months. I'm also expecting some new moves by China to allow their currency to strengthen in an effort to combat their soaring inflation rate. That would add further impetus to a declining dollar, which would boost our exports and add more growth to the U.S. economy. It might also turn investor's focus back on China, which has lagged world markets for some time. Stay tuned.
Bill Schmick is an independent investor with Berkshire Money Management. (See "About" for more information.) None of the information presented in any of these articles is intended to be and should not be construed as an endorsement of BMM or a solicitation to become a client of BMM. The reader should not assume that any strategies, or specific investments discussed are employed, bought, sold or held by BMM. Direct your inquiries to Bill at (toll free) or e-mail him at firstname.lastname@example.com. Visit www.afewdollarsmore.com for more of Bill's insights.
Tags: markets, debt, high-tech, ratings |
The Independent Investor: A Warning Shot Across Our Bow
Monday's surprise announcement that the outlook for U.S. debt has been downgraded reverberated around the world. Global markets shuddered. Investors rubbed their eyes as they re-read the announcement and then hit the "sell" button. Markets declined by 1 to 2 percent. Yet, by the end of the week, stocks and bonds recovered. Was this some kind of false alarm?
First the facts: the Standard & Poor's Rating Services Inc.(S&P) has reduced the outlook for U.S. debt from "stable" to "negative." It did not change its AAA rating for U.S. federal debt nor does it plan to do so anytime in the near future. But it is potentially the first step in an actual ratings downgrade. The White House had been given advance warning last Friday. Officials tried to forestall the credit agency's actions but S&P is convinced that our high debt and deficit levels are raising the possibility that the U.S. fiscal situation could become "meaningfully weaker" if the government fails to improve the country's financial health.
A barrage of spin doctors, led by Treasury Secretary Timothy Geithner, was launched on the nation's airwaves this week in an effort to assure one and all that there is no cause for alarm. It reminded me of that scene in "The Wizard of Oz" in which Toto pulls the curtain away from the Wizard revealing his fire- breathing, smoke-making, image projection machine.
"Pay no attention to that man behind the curtain," the Wizard bellows through his loud speaker system. But like Dorothy, we Americans should ignore the Wizards advice whether in Oz, or in this case, Washington.
The change in the ratings outlook, like a warning shot across the nation's bow, says to me that unless we get our house in order, and do so quickly, there will be hell to pay.
S&P recognizes that all the grand standing going on right now between the political parties is just that. They have no intention of do anything about the deficit until after the next election. Both sides are simply jockeying for position. They are using the deficit to put their presidential candidate and party in the best position to capture the election which is still two years away.
S&P's base case assumes $4 trillion to $5 trillion in deficit reduction would need to occur over the next 10 to 12 years, but it also insists that there needs to be a concrete plan in places for deficit cutting that is actually implemented by 2013. That implies a spending decline of at least 20% of U.S. GDP and an agreement prior to the next presidential elections.
What's at stake here is another Black Swan event, in my opinion. If the politicians flub this one, and our credit rating is cut, I suspect the greenback will be worth about half of its value today. Interest rates across the board in the United States will skyrocket. That will pretty much gut any hopes of a continued economic recovery and the unemployment rate, well, you get the picture.
You might wonder, therefore, why the politicians are stalling since they know the consequences as well as you and me. Taxes, a cut in spending, this year's budget, the debt ceiling – everything appears to be a political football. Politicians blithely fiddle while Rome burns because they all know the truth behind the nation's books.
Historically, politicians and their parties have very little to do with balancing the nation's budget. The most important single variable, when it comes to reducing the deficit, balancing the budget, or actually enjoying a surplus is economic growth. The stronger and longer the period of economic growth, the faster the deficit is reduced. The problem in this recovery is that due to its nature, the U.S. recovery has been anemic and therefore revenues (taxes) aren't coming in fast enough to reduce the deficit as it has in prior economic cycles.
This time around, a combination of growth and spending cuts are called for but politicians on both sides of the aisle are notorious for kicking that particular can down the corridor. The S&P is warning them that the "the can stops here."
Bill Schmick is an independent investor with Berkshire Money Management. (See "About" for more information.) None of the information presented in any of these articles is intended to be and should not be construed as an endorsement of BMM or a solicitation to become a client of BMM. The reader should not assume that any strategies, or specific investments discussed are employed, bought, sold or held by BMM. Direct your inquiries to Bill at (toll free) or e-mail him at firstname.lastname@example.com. Visit www.afewdollarsmore.com for more of Bill's insights.
Tags: ratings, debt, markets |


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There's nothing better than getting out on the water on a hot summer day. Whether you live near Lake Erie or travel a few hours to go boating, you've probably looked up the lake conditions before heading out – just in case.
But where does that weather and water condition info come from, anyway?
Here on Lake Erie, you can thank several strategically placed, high-tech buoys in the Pennsylvania waters.
In fact, you've probably navigated right past them.
Buoys, Boaters, and Beach Advisories
The buoys are part of a program run by the Regional Science Consortium (RSC), a local nonprofit organization. Established in 2004, their mission is to deepen knowledge and understanding of the Lake Erie and Ohio River Basin ecosystems through research and education.
The buoys are part of a larger initiative, "Keeping Lake Erie Boaters Safe: Real Time Buoy Program."
The program includes two large-scale buoys that are deployed in the open waters of Lake Erie; two smaller beach buoys; and two weather stations. Erie Insurance gave the RSC a $10,000 grant through the Erie Insurance Giving Network to cover the operations on one of their large-scale buoys.
"This project aligned well with ERIE's interest in environmental responsibility and support for STEM [science, technology, engineering and math] education," said Ann Scott, Erie Insurance's community outreach manager. "Boating safety and water quality can directly impact the local community we're committed to supporting."
In addition to the Real-Time Buoy Program, the RSC partners with local universities, schools, researchers and agencies such as the Pennsylvania Fish and Boat Commission, U.S. Geological Survey, and many others.
Keeping the buoys afloat isn't a cheap date. ERIE's $10,000 grant to the RSC will cover the cost to maintain and repair one large-scale buoy each year. (And they've got two!)
As for the initial investment: A new large-scale buoy typically costs between $75,000 and $80,000, explained Jeanette Schnars, executive director of the RSC. But for the impact they have on the community – it's worth every penny.
"These buoys are extremely helpful to boaters and organizations that rely on the water, as well as beach-goers and tourists visiting Presque Isle," Schnars said. "Each year we have to find funding for both of the large-scale buoys. With ERIE's help, we're pleased to be able to maintain both in 2019."
Tracking Waves (and Lots of Other Data)
From May to October, the buoys transmit real-time data to help keep boaters, personal watercraft users, and beach-goers safe.
Related: 8 Must-Know Boating Safety Tips
The large-scale buoys are both located within five nautical miles – or about 5.8 miles – of Lake Erie's main shore line. The Nearshore Buoy (two miles north of the lighthouse on Presque Isle) and the Walnut Creek Buoy (north of Walnut Creek Marina) sit in about 50 feet of water and transmit enormous amounts of data back to the RSC every 20 minutes.
So, what are they transmitting? Each buoy is outfitted with a full weather station; wave meter; water quality sonde (a series of probes that collects and transmits information on water quality); and a video camera. That's right – you can watch a current video clip to see what the water looks like. You can view this data in real time on PALakeErieBuoy.com, or on the LIVE Datacenter app for your Android or iOS mobile device.
Schnars said the team is impressed with the amount of traffic they're seeing to the website. On average, they receive 1,500 hits to the website every day (not counting app usage, which is calculated separately). In July 2019, that number reached an all-time high at just over 2,000 visits per day – a sure sign that boaters rely on the information to plan their days on the water.
The data collected is shared with NOAA-National Weather Service to aid in forecasting of weather and wave conditions on Lake Erie. The RSC also shares their information with the National Weather Service in Cleveland to assist in forecasting.
What's more, the RSC buoys measure more than just weather conditions. They also measure water quality to help ensure the health and safety of people and pets.
"The sondes contain probes that measure aspects like pH, turbidity, and blue-green algae levels which may produce toxins," Schnars said. "When those algae levels rise, we issue advisories to help keep everyone safe."
Find out more about ERIE's longstanding commitment to our community through the Erie Insurance Giving Network, or follow #ERIEforgood wherever you share on social media.
A better insurance experience starts with ERIE.
Haven't heard of us? Erie Insurance started with humble beginnings in 1925 with a mission to emphasize customer service above all else. Though we've grown to reach the Fortune 500 list, we still haven't lost the human touch.
Contact Reiswitz Insurance Agency today to experience the ERIE difference for yourself.


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Cat No. 20BD022A0AYNANC0; 15 HP; Tag: 305674 | Location: 2-J7
There are no bids for the lot at this time
Bidding in this auction has ended.
This online auction features a variety of Electrical Equipment and Components. Highlights include Drive Panels, Motor Controllers, Safety Switches, Control Panels, Enclosures, Pumps and More.
Contact us to arrange an appointment or for more information at (864) 461-2400 or firstname.lastname@example.com
All items in this auction are sold "AS-IS"
All Bidders in this auction acknowledge that they have read and accepted the General Terms and Conditions provided in the Yellow Tag Auctions User Agreement as posted on the Registration Page. All terms, conditions, explanations and information are intended to be supplemental and complimentary to each other. They are incorporated by reference into this page, and collectively they govern this auction.
All quantities are plus or minus two percent (+/-2%)
Inspections: Contact Customer Service for inspection details at (864) 461-2400 or firstname.lastname@example.com
Bidders in this auction may be required to provide a deposit at auctioneer's discretion.
Invoices will be emailed to successful bidders within 24 hours of auction close.
Payment in full is due no later than 12:00 Noon ET on Friday June 14, 2024
Buyers who do not make payment in full by Payment Deadline will be charged an additional 2% of their invoice total or $50 whichever is greater.
The Removal Deadline for all items in this auction is Tuesday June 18, 2024
Any extensions to the Removal Deadline must be approved in writing by Yellow Tag Auctions. Buyers who do not remove their items completely by Removal Deadline will be charged storage of $50 per lot per day. Items which are not picked up after 10 days of storage will be considered abandoned and Buyer's items will be subject to sale in order to repay storage charges.
Bidding for items will begin to close at 11:00 AM ET on Tuesday June 11, 2024. The items will close in the order listed on the website. This Auction will feature automatic bid extension, which will grant a four (4) minute extension to the end of the auction of any item receiving a bid during the last four (4) minutes. The item will close when four (4) minutes have elapsed without any bidding activity. All internet bids are treated as if they were given at a live auction. All Bidders will be held accountable for their internet bids. Your internet bids are a contract and you are responsible for honoring them.
Buyer's Premium: An eighteen percent (18%) buyer's premium will be added to all winning bids, resulting in the total purchase price.
Acceptable Forms of Payment are dependent on your bid total:
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- Acceptable forms of payment are Credit Card, Money Order, or Certified Check.
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All lots in this auction carry a $5 LOT LOADING FEE, see specific lots for details. Yellow Tag Auctions will ONLY load on to APPROPRIATE Trailers. Buyer must also pay all sales, export, use and other taxes due to any federal, state or local taxing authority as a result of Buyer's purchase, including without limitation, any taxes arising from any Buyer's Premium. To receive the benefit of any tax exemption, Buyer must supply Yellow Tag Auctions, LLC with a sales tax exemption certificate. Exemption forms are auction specific and will need to be completed for every event.
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All Bidders in this auction acknowledge that they have read and accepted the General Terms and Conditions provided in the Yellow Tag Auctions User Agreement as posted on the Registration Page. All terms, conditions, explanations and information are intended to be supplemental and complimentary to each other. They are incorporated by reference into this page, and collectively they govern this auction.
Buyer is required to remove all items in the lots purchase by the removal deadline. If the buyer does not remove an item within the stated removal period, Yellow Tag Auctions, LLC and the Seller may, at their sole discretion, deem the Asset to have been abandoned by the Buyer and the Buyer will have no further rights with respect to the Asset. Buyers, outside contractors, including riggers and machinery movers, will not be allowed to work on the Seller's premises.
Unclaimed items are subject to additional fees and may be disposed of. Items not picked up by removal deadline will be considered abandoned. Abandoned items will be subject to a $50 per lot/per day storage fee and may be disposed of if remaining on site after the removal deadline.
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Yellow Tag Auctions, LLC and the Seller want all of our buyers to feel they have been treated fairly and pay a fair price for the items based on their condition. Please do not enter a bid at a price that is greater than you are comfortable paying for any individual item based on its condition. There will be no adjustments to the final bid price after the bidding closes.
Yellow Tag Auctions, LLC reserves the right to remove any item from the auction prior to invoices being generated.
If for any reason Yellow Tag Auctions, LLC is unable to deliver any Goods purchased by Buyer, Yellow Tag Auction's sole liability shall be to return all sums paid by Buyer to Yellow Tag Auctions in respect of such Goods. If a technology malfunction, such as a localized internet outage, materially affects the outcome of a Selling Event, YTA reserves the right to withdraw or adjust the auction within 72 hours following the original Selling Event close time.
In the event of a loss of the Goods prior to when risk of loss passes to a buyer, SELLER'S SOLE LIABILITY TO BUYER FOR SUCH LOSS SHALL BE TO RETURN BUYERS PAYMENTS TO THE EXCLUSION OF ALL OTHER REMEDIES. IN NO EVENT SHALL SELLER BE LIABLE TO BUYER FOR ANY OTHER DAMAGES INCLUDING DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, STATUTORY, PUNITIVE OR EXEMPLARY DAMAGES, LOSS OF PROPERTY, PERSONAL INJURY, AND LOSS OF PROFIT OR OTHER ECONOMIC LOSS, REGARDLESS OF THE NATURE OF THE CLAIM OR THEORY OF RECOVERY.
Neither Yellow Tag Auctions, LLC nor the Sellers makes any warranties or representations of any kind of nature with respect to the property or its value, and in no event shall they be responsible for correctness of description, genuineness, attribution, provenance, authenticity, authorship, completeness, condition of the property or estimate of its value. No statement (oral or written) in the catalog, during inspection, or elsewhere shall be deemed such a warranty or representation, or any assumption of responsibility. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, THE WARRANTIES OF FITNESS FOR A PARTICULAR PURPOSE AND MERCHANTABILITY ARE EXPRESSLY DISCLAIMED.
THE GOODS ARE BEING SOLD "AS IS" AND "WHERE IS." Seller represents and warrants only that (i) Seller has the legal right to sell the Goods; and (ii) the Goods are free and clear of all mortgages, liens, pledges, security interests, taxes, charges, claims, restrictions and other encumbrances. SELLER MAKES NO OTHER WARRANTY OF ANY KIND, INCLUDING WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. SELLER MAKES NO REPRESENTATIONS REGARDING THE CONDITION OF THE EQUIPMENT, INCLUDING BUT NOT LIMITED TO WHETHER THE EQUIPMENT IS COMPLETE, IS IN WORKING ORDER, OR MAY BE REPAIRED TO WORKING ORDER.
South Carolina
United States
The Removal Period for all items in this auction:
Tuesday June 18, 2024
YTA Warehouse Hours: 9 AM - 4 PM EST
Warehouse Closed for Lunch: 12 PM - 1 PM


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scrap dig pic archaeology
by David Brooks | Mar 30, 2022 | 0 comments
by David Brooks | Mar 30, 2022 | 0 comments
Dave Brooks has written a weekly science/tech newspaper column since 1991 – yes, that long – and has written this blog since 2006, keeping an eye on geekish topics in and around the Granite State. He discusses the geek world regularly on WGIR-AM radio, and moderated the monthly Science Cafe NH sessions when they were still a thing. He joined the Concord Monitor in 2015.
Brooks earned a bachelor's degree in mathematics but got lost on the way to the Ivory Tower and ended up in a newsroom. He has reported for newspapers from Tennessee to New England. Rummage through his bag of awards you'll find oddities like three Best Blog prizes from the New Hampshire Press Association, Writer of the Year award from the N.H. Farm and Forest Bureau (of all places) and his 2024 induction into the New England Newspaper Hall of Fame.


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For high-powered applications EXEDY offers Multi plate clutches. These are designed for hot street action as well as drag, road, and rally racing. All of our multi plate clutches come with a lightweight chromoly steel flywheel, and the famous purple anodized forged aluminum clutch cover.
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Disc Type : Twin
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text: Marcelo Garcia - Brazilian Jiu-Jitsu DVD's World Martial Arts is the sole producer of the world famous Marcelo Garcia instructional DVDs. Marcelo Garcia, a Brazilian Jiu-Jitsu black belt under Fabio Gurgel of the Alliance team, is one of the most prolific brazilian jiu-jitsu practitioners ever. Marcelo has secured 5 world championships under his belt as well as 3 Abu Dhabi Submission Grappling (2003, 2005 and 2007) titles. He placed 3rd in 2005 and 2nd in 2007 for the Absolute division and was awarded the most technical fighter in 2003 and 2007. He now manages his own academy, Studio X - Alliance NY, in New York City. What you will learn on Marcelo's DVD's is that his techniques are not based on size, strength or superior conditioning. His moves are so unique that most of his opponents are unsure of what to do when fighting him. Marcelo teaches the exact strategies and techniques he used to win multiple World and ADCC Championships. |


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Leonard Schaffer of Mimbres, NM entered eternal rest Friday, December 15, 2023 at his residence. Arrangements are pending with Terrazas Funeral Chapels ~ 575-537-0777.
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{{/_source.additionalInfo}}Leonard Schaffer of Mimbres, NM entered eternal rest Friday, December 15, 2023 at his residence. Arrangements are pending with Terrazas Funeral Chapels ~ 575-537-0777.
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The V-STROM 1050 centre stand is ideal when stowing cargo, doing maintenance, and parking your V-STROM during your adventures.
V-Strom 1050: 2020
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