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A new political storm is brewing in Egypt. It's over a law that bans unauthorized protest. Egyptian officials are taking to the airwaves to defend the law, in the face of fierce opposition from secular political activists. NPR's Leila Fadel reports from Cairo.
LEILA FADEL, BYLINE: A few hundred people rallied in downtown Cairo today, chanting - let's start the revolution again. The numbers were bigger today, after police responded with force to a similar demonstration yesterday, arresting a veritable who's who of female revolutionary activists in Cairo, along with dozens of others. Twenty-four men were remanded in custody for breaking the protest law. And today, arrest warrants were issued for two youth activists who played key leadership roles in the 2011 uprising against Hosni Mubarak's regime.
The mother of one of those activists, Laila Soueif, joined Wednesday's protest. Her daughter, Mona, was among the women who were beaten and briefly detained yesterday. They were then driven outside the capital and left on the side of a desert highway.
LAILA SOUEIF: We're all angry at the whole situation. Not just that these young men are in custody, but the way, you know, every time we try to get rid of an authoritarian regime, we just end up with another one.
FADEL: This isn't the first time her son faces jail time.
SOUEIF: Well, every government that's arrested my son has fallen a few months later. So, you know, maybe it's a good thing.
FADEL: The police response to these latest protests has included violence but nothing on the scale of the crackdown on Islamist supporters of ousted president Mohammed Morsi. More than 1,000 of them have been killed since August. In a courtroom in the coastal city of Alexandria today, 14 women were sentenced to long prison terms for protesting in support of Morsi.
But in solidarity with today's largely secular protesters, several members of the 50-member assembly tasked with amending the constitution briefly suspended their participation, as the government went on the defensive over the new protest law. Information Minister Dorreya Sharaf el-Din warned at a Cairo press conference that Egypt's security is at risk.
DORREYA SHARAF EL-DIN: (Through translator) The Egyptian government will not back down on this law and the strict enforcement of all of its articles. Without its application, the street and perhaps the country will be lost.
FADEL: The protest law bans gatherings of 10 or more people in public spaces without prior permission from the police. Human rights groups say it gives the state free rein to use force against protesters. British-Egyptian filmmaker and activist Omar Robert Hamilton says the recent crackdown on secular protesters was an eye-opener for people who were just fine with the repression of Islamists.
OMAR ROBERT HAMILTON: This is a clear difference that we're seeing.
FADEL: Hamilton says that since Morsi's toppling, veteran revolutionary activists like himself have been sidelined.
HAMILTON: This group and this wing of the revolution has always been the central ideological driving force of the revolution, and it was just knocked out of the game once the army started massacring people in July.
FADEL: But now, he says, we're back. But as today's protest continued, merchants nearby shook their heads. The protest ban is just fine with Fadi Adel, who sells dresses at a store in downtown Cairo.
FADI ADEL: (Foreign language spoken)
FADEL: Protests, he says, are just bad for business. Leila Fadel, NPR News, Cairo. Transcript provided by NPR, Copyright NPR.


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Best Internet Providers in Dexter, Missouri for 2024
Compare the Best Internet Service Providers in Dexter, MO
Not all plans are available in all areas. Provider plan, availability, and speed tier data provided by BroadbandNow.com. Speedtest real-world data is only present where sample size has reached significance within a region. Additionally, averages may include aggregated tests across multiple Internet Types (Fiber, DSL, Cable, etc.).
At Speedtest we pride ourselves on providing accurate and trustworthy data that forms the backbone of our ISP recommendations. Our real-world data is collected from millions of people worldwide who choose to take a Speedtest. This means our insights into ISP performance are reliable and current, allowing us to offer a clear, unbiased picture of ISP performance.
Three metrics will help you gauge the performance of an ISP: download speed, upload speed, and latency. Download speed is critical for tasks like streaming and downloading content, determining how swiftly data is transferred to your device. Upload speed is key for uploading content and engaging in online interactions, reflecting how quickly data is sent from your device to the internet. Latency, or ping, is essential in online gaming and video conferencing, influencing the responsiveness of your connection. With this comprehensive understanding of an ISP's capabilities you have the data you need to make an informed choice based on your specific internet usage.
ISP technology plays an important role in determining the quality of your internet experience. Technologies like fiber optics typically offer the fastest speeds, making them ideal for high-demand online activities. Cable internet, a more widely available option, usually provides good download speeds but upload speeds may lag. DSL (digital subscriber line) offers moderate speeds sufficient for basic browsing and streaming. In contrast, satellite internet, often the only choice in remote locations, tends to have higher latency and slower speeds.
How Much Speed Do I Need?
Download speeds of at least 100 Mbps and upload speeds of at least 10 Mbps are widely considered fast enough to handle nearly any online activity. A quick guide to what speeds you need for different online activities is below, and you can read our full guide to internet speeds and performance for more information. Keep in mind that the numbers below are the bare minimum for one device at a time. If you're trying to use multiple devices on a network at the same time, you'll want higher speeds.
0–5 Mbps (Slow)
- Stream SD video
- Connect on Slack
- Use Microsoft Teams
- Write and read email
- Scroll social media
- General web browsing
5–20 Mbps (Better)
- Stream HD video at 1080p
20–40 Mbps (Solid)
- Stream 4K video
- Play games online
40–100 Mbps (Good)
- Stream HD games
100+ Mbps (Fast)
- Engage in multi-player gaming
- Download huge files
1+ Gbps (Very fast)
- Do anything you want on multiple devices
Dexter Fixed Speeds
Download Mbps
Median download speed
Upload Mbps
Median upload speed
Latency ms
Median latency
To be added to this list for mobile or fixed broadband, 75% of a city's monthly unique user totals over a 13-month period must have a minimum of 200 monthly unique user results. To be updated for mobile or fixed broadband, 75% of a city's monthly unique user totals over a 13-month period must have a minimum of 100 monthly unique user results.
An operator or ISP must account for 3% or more of total test samples in the market to be on this list. We display data if at least two operators or ISPs meet this threshold in a designated region or city.
Internet Providers in Nearby Cities
- Affton
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- Webb City
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- Wildwood
How we test the speed of ISPs
Speedtest is the definitive way to test the performance and quality of an internet connection. Millions of users like you use Speedtest.net and our Android and iOS apps every day to test internet performance (including bandwidth, latency, coverage, video metrics, and more) in real world situations. We then use rigorous scientific approaches to aggregate and anonymize those results to empower people like you with content like this so you can understand and optimize your internet experience.
The data found within has not been subjected to the rigorous Speedtest marketing claims and data methodology, and therefore cannot be used in commercial applications. Additionally, promised speeds and plans offered are always subject to change.
How to test your internet speed
Speedtest can help you test the speed and overall performance of your internet for free from any device. Click here to open a new page and take a Speedtest. You can then compare your results with what you've learned about internet performance near you. If you aren't getting the results you expect, you can either use this guide to use your Speedtest results to talk to your internet provider or you can shop for a new provider.

subset: commoncrawl


text: Harvard College students describe the school as a "dynamic universe" and an "amazing irresistible hell" that pushes them to the extremes of their intellect and ability. Unsurprisingly, the legendarily "very difficult" school attracts some of the country's most promising youth, who rise to the occasion in almost every aspect of their life on campus, not just the classroom. Harvard's recent financial aid enhancements have increased the number of applications by a landslide, but even after getting past the admissions hurdle, "people find ways to make everything (especially clubs and even partying) competitive." Happily, this streak is more of a "latent competition," as there are more than enough opportunity and resources to go around. "It is impossible to 'get the most out of Harvard' because Harvard offers so much," says one student. Much like the students, the professors at this "beautiful, fun, historic, and academically alive place" in Cambridge, Massachusetts, are among "the brightest minds in the world," and "the level of achievement is unbelievable." Some of the larger introductory classes are taught by teaching fellows (TFs), meaning "you do have to go to office hours to get to know your big lecture class professors on a personal level," but once your figurative underclass dues are paid, the access to "incredible" and "every so often, fantastic" professors is perfectly within reach. Top it off with Grade-A internship and employment opportunities, a good old alumni network, and a crimson pedigree for your résumé, and you may just end up agreeing with the Harvard student who refers to his experience as "rewarding beyond anything else I've ever done." Though the administration can be "waaaaay out of touch with students" and "reticent to change," it at least "does a good job of watching over its freshmen through extensive advising programs," and students all have faith that their best interests are being kept in mind.


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Walnut Creek Auto Repair
889 reviews
Schedule an Appointment
(925) 974-0785
3099 N. Main Street
Walnut Creek, CA 94597
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Smog Check
Check Engine Light Service
Car Care Tips
Fleet Services
Car Care Tips
Here are some of the things you can do to ensure improved gas mileage for your car:
Driving Habits
Keep your car clean. Mud on the undercarriage can weigh a significant amount and slow you down.
Consolidate your daily trips and errands. This will also save you the cost of restarting your engine, which uses a lot of gas.
Avoid air conditioning when possible. However, when driving at higher speeds, having your windows open also creates drag.
Don't throttle the gas or brake pedal! Sudden starts or stops use more gas than gradual changes in speed.
Don't idle for too long. Turn off the engine if you anticipate a lengthy wait.
Limit car warm-ups in winter.
Clear out the trunk. More weight equals more drag.
Avoid high speeds. We know this is almost impossible to resist but you can improve your gas mileage by up to 15 percent driving at 55 mph rather than 65 mph.
Use overdrive. If your car is equipped with overdrive gearing use it as soon as your speed is high enough.
Use cruise control. Maintaining a constant speed is ideal for improving your gas mileage.
Servicing Your Vehicle
Replace the spark plugs in your engine regularly. This way, the air and fuel mixture will burn cleaner and more efficiently.
Improve the intake/output system. By allowing gas to get in and exhaust to get out of your vehicle you will improve the vehicle's overall performance and gas mileage.
Reduce friction. Use high-quality or synthetic motor oil.
Check your oil! Low oil makes your engine work harder.
Change your filters. Dirty filters can sometimes increase the amount of fuel your vehicle uses by as much as 10 percent.
Keep tires properly inflated and aligned. Check regularly to ensure your tires are fully inflated and your alignment is good.
Get regular engine tune-ups and car maintenance checks. A lot can go wrong with a car. Damaged spark plugs or transmission problems can also contribute to poor gas mileage.


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When can I move in?
If there is a storage space available that meets your specific storage needs, you can move in anytime during normal access hours.
How much notice needs to be given before I move out?
All contracts are month-to-month. However, we do require a 10-day written notice before you move out.
What type of documentation do I need to provide in order to rent a space?
We require a government-issued photo ID (example: driver's license, state ID, or passport).
Do I need to sign a long-term lease?
No, we rent on a month-to-month basis unless the customer requests otherwise.
How do I make a payment?
You can pay in person, mail a check or money order or make a payment through our website.
You may also sign up to have payments automatically deducted from your credit card/savings/checking account monthly.
What forms of payment do you acccept?
Checks, money orders, VISA, MasterCard, American Express and Discover and cash.
Do you sell boxes and storage supplies?
Yes. We sell various moving supplies in our office.
How do I know how much storage space I will need?
You can either use our Storage Calculator on our website or call our manager for assistance.
Are there any items that I am NOT able to store?
Liquids, explosives, flammable liquids, toxic materials and perishables. Please contact us if you have any questions regarding a specific item.
Does there have to be someone in the office to let me through the security gates?
No. At the time of signing you will be given your own security pass code that will allow you access to your unit during normal access hours.
Do you have handcarts and dollies available at your facility?
Yes. You are welcome to use our complimentary carts to move in.


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Ocean Pour
Class Details
Local discounts or daily deals cannot be applied for this event.
Come join us for a special beach themed pour class!
Paintings must be left for the week to dry
Pinot's Palette is a pioneer of the paint and sip experience – a revolutionary way to enjoy art and wine, meet new people and bond with friends.
Guests enjoy a no-experience-required art class—all supplies included—directed by trained, local artists, who guide guests step-by-step through a featured painting.
The more the merrier, INVITE YOUR FRIENDS!
**Cancellation Policy:
While we regret to lose the opportunity to paint with you, our Pinot's Palette cancellation policy is as follows: A full refund can occur if notification of cancellation occurs at least 48 hours before class start time. You can also have the option to put the reservation on hold for a later date or transfer the reservation to another class. The reservation can be put on hold or transferred to another class if notification is received at least 24 hours before class start time. Loss of payment will occur if no notification of cancellation occurs or if notification occurs less than 24 hours prior to class start time.
The Perfect Night Out
Enjoy drinks, upbeat music and hanging out with your favorite people while you paint! It's as fun for first-time painters as it is for experienced artists.
Fun Atmosphere
From the moment you walk in, the mood is light, the music is fun and the conversation comes easy!
Easy to Do
You don't need to be a seasoned painter — we make it easy for everyone to find their inner artist!
Sit Together
You'll get seats with all your friends, even if you book separately. Just tell us your friends' names when you register.
Paint Your Way
There's no rule that says you have to follow the artist's steps. It's your art, so paint it however you like!
Frequently Asked Questions
Check out our FAQs to learn more about what to expect from your Pinot's Palette experience or feel free to call the studio to speak to a member of our staff.
What is the cancellation policy for regular classes for groups of 2 or less ?
A full refund is available 48 hours or more before class. 24 hours before class you are eligible to put the reservation on hold for a later date or to transfer your reservation to a new class.
Is there reserved seating?
Yes, we set up everything you need for your class and preassign seats. If you have friends attending that you would like to sit with you can identify them when you book your class or you can send us an email. Be sure to give us 24 hours notice. Private parties do not have assigned seating.
Can I bring Wine?
No outside beverages are allowed. We have a bar where you can purchase Beer, Wine, Cider and Soft drinks. Beer starts at $3 and Wine starts at $5 a glass and $15 a bottle.
Do you provide food?
We have a light snack mix but if you are interested in anything else feel free to bring your own food- cake, appetizers etc. We provide plates, napkins and plastic ware as well as counter space for food.
Is there an age restriction for public classes?
We do have kid's specific classes, and our public classes have the following requirements: Age requirements: *Evening Classes: Our evening classes are designed to be enjoyed as an fun night out for adults. Please leave any children under the age of 13 home during our evening classes. Children 13-17 are welcome when accompanied by an adult. *Daytime Classes/Open House or Family Day: Children 7 and up are welcome at any of our daytime classes (starting before 3pm), and children of all ages are welcome at Open Studio or Family Day events with their parents.


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Contact Us
Got a question for us? Comment or concern? Let us know and we'll address it as soon as possible. Open communication is the best thing for a relationship and we want all of our customers to have the best possible experience while using our dating service. Just fill out the form below, and hit send.


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The Vikings amulet is an important symbol that protects the Vikings from their enemies, helping them in battles and instill fear in them. The Kolovrat represents a symbol which provides God's protection and strength in battle, and demoralizes the enemy.
This pendant necklace is an ideal symbol of love and any sentiment someone would want to keep close to their heart and is very cool to wear all the time.
Material: Stainless Steel
Symbol: Amulet and Kolovrat
Color: Steel
Chain Length: 60 cm
Chain Type: Snake Chain
Pendant Size: 4.5 cm x 4 cm
Pendant Weight: 40 grams
Shipping Times
We are very proud of the fact that we ship globally and reach almost any country in the world. To do so, we work with multiple suppliers, warehouses and shipping companies with a focus of providing speedy delivery to all corners of the earth. Delivery times vary depending on what products you order because that will determine which warehouse it will be picked, packed and shipped from.
Generally most of our shipments fall into 2 categories as far as the speed of delivery arrival:
The above are of course estimations and average numbers. Your package may reach you faster or take a little longer. The important thing to note here is that once a package leaves one of our warehouses we have no control over the speed at which it reaches you. Once entered into the global logistics network we are relying on the work of international and domestic carriers who work very hard to move parcels around the world.
Covid - 19 Corona Virus
The global situation with Covid -19 is causing delays with all shipments as each country is in some form of lock down. Although the situation differs in each region, there are certain changes to protocols that affect the global logistics network as whole such as:
The above changes to the way packages are moving around the world results in a much slower delivery turn around than was previously possible. Each delay compounds as the issues exist at each point in the journey.
Please know that we are doing what we can to get orders through the system as quickly as possible, and we certainly appreciate our customers patience during this time, while the world adjusts to the situation.
Order Dispatch & Tracking Links
Once we receive your order our warehouse staff will pick, pack and prepare the order for shipment. At that point a shipping label is issued and put onto the package, which results in a tracking number entering our system and an email from us being sent to you with the tracking link.
The carrier then collects the package from our warehouse and scans the label, at which point the tracking link starts to populate. This process can take up to 7 business days and is perfectly normal due to the work that goes into getting an order out of the warehouse and into the carrier's hands.
You can access the tracking link from your order record once logged into our website, or via the link our system would have emailed you.
Tracking Data
The tracking data is not real time like you would expect to see when monitoring your Uber on it's way to you. Not every point in the journey gets scanned into the system, and as a result there will be gaps of several days in the data you see. This is totally normal as far as tracking goes and you have nothing to worry about if you don't see new data logged for a few days.
Packages do rarely, but sometimes get lost or for whatever reason stop moving through the global logistics system. In the event that you see no new tracking information for a period of 20 days from the last entry then please contact us. In these situations we go back to the carrier for an explanation and if we are not satisfied by their response then we will re ship your order for you at our own cost. This is expensive for us, and we receive no compensation from anybody, however we do it because we care about about customers and want to ensure you receive your goods as quickly as possible.
Late Shipments
We do not offer refunds or any other form of compensation for late deliveries. The information above goes into great detail about how the system works and what customers should expect to see in terms of time frames and data associated with the package. We will of course do whatever we can to help in these cases and do re ship orders where appropriate as per the 20 day policy above.
With that said, we again emphasize that once the package leaves our warehouse it is in the hands of the carriers and have have little to no control over it's progress and ask that customers deploy some understanding into how the global logistics network works and be patient while their orders move through the system.


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Big year ahead. 2024 will be a decisive year in the Ukraine war, the head of Ukraine's presidential office, Andriy Yermak, said while in the United States for talks. Yermak will be meeting this week with national security advisers from the United States, Germany, the U.K. and France. On Monday, U.S. Secretary of State Antony […]
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Charity taxation
From April 2019, the Government will introduce measures to reduce administrative burdens on charities. These include:
- An increase from £5,000 to £8,000 in the upper limit for trading charities can carry out without incurring a tax liability where turnover is under £20,000 and from £50,000 to £80,000 where turnover exceeds £200,000.
- Allowing charity shops using the retail gift aid scheme to send letters to donors every three years when their goods raise less than £20 a year, rather than every tax year.
- An increase to the individual donation limit under the gift aid small donations scheme to £30, which applies to small collections where it is impractical to obtain a gift aid declaration.
Tax abuse and insolvency
Following royal assent of Finance Bill 2019/20, directors and other persons involved in tax avoidance, evasion or any act that is deemed unethical will be jointly and severally liable for company tax liabilities, where there is a risk the company may deliberately enter insolvency.


text:
Author:Mario Gómez
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Mario Gómez (1872 - 1932) |
Escritor asturianu |
[edit]Los nuevos bablistas (1925)
Some or all works by this author are in the public domain in the United States because they were published before January 1, 1929.
The author died in 1932, so works by this author are also in the public domain in countries and areas where the copyright term is the author's life plus 80 years or less. Works by this author may also be in the public domain in countries and areas with longer native copyright terms that apply the rule of the shorter term to foreign works.
Public domainPublic domainfalsefalse


text:
Kerry Sussman
Realty Executives Phoenix
Listed below are brief descriptions of some common terms used in real estate transactions. These are general terms and definitions and are not intended to apply to all possible uses of a term. Please let us know if you have any questions regarding these items. |
Accelerated Clause: Loan verbiage that provides the lender with the right to demand payment of the entire outstanding balance on your home loan, if you miss a monthly payment, sell the home, or otherwise fail to perform as promised under terms of your mortgage. Adjustable Period: The length of time between interest rate changes on an ARM. For example, a loan with an adjustable period of one year is called a one-year ARM, which means that the interest rate can change once per year. Adjustable Rate Mortgage (ARM): A mortgage that permits the lender to adjust the interest rate periodically on the basis of changes in a specified index. See Fixed-rate Mortgage. Adjustment Period: How often the rate of an adjustable rate mortgage adjusts (see Adjustable Rate Mortgage). Affidavit: A sworn statement in writing, made before an authorized official. ALTA: Abbreviation for the American Land Title Association. Amortization: Repayment of a loan in equal installments of principal and interest rather than interest only payments. Annual Percentage Rate (APR): The total finance charge (interest, loan fees, points expressed as a percentage of the loan amount). Appraisal: A written analysis of the estimated value of a property prepared by a qualified appraiser. Appreciation/depreciation: Refers to either the increase (appreciation) or the decrease (depreciation) in a home's value. Assessed value: The value of a property according to your local tax assessor; determines how much you will pay in property taxes. Assessments: Specific and special taxes (in addition to normal taxes) imposed on real property to pay for public improvements within a specific geographic area. Assumption of Mortgage: A buyer's agreement to assume the liability on an existing note that is secured by a mortgage or deed of trust. The lender must approve the buyer in order to assume the loan. Attorney-in-Fact: An agent authorized to act for another under a power of attorney. Balloon Loan: Requires level payments just as a 15-year or 30-year fixed rate loan. But well before the date it becomes due, the full remaining balance of the loan comes due. Though they can be economical at the outset, beware of balloon loans – you may not be able to refinance the loan. Balloon Payment: A lump sum principal payment due at the end of some mortgages or other long-term loans. Beneficiary: As used in a trust deed, the lender is designated as the Beneficiary, i.e. obtains the benefit of the security. Binder: Sometimes known as an offer to purchase or an earnest money request. A binder is the acknowledgement of a deposit along with a brief written agreement to enter into a contract for the sale of real estate. Biweekly payment mortgage: A mortgage requiring payments every two weeks instead of the standard monthly payment. The result is a substantial savings in interest. Bridge loan: If you close on a home before completing the sale of your existing home (not an ideal circumstance by anyone's estimation), you may need to obtain a bridge loan. Broker: A person who, for a commission or fee, brings parties together and assists in negotiating contracts between them. Buydown: A Veteran's Administration loan plan available only in some new housing developments. A builder agrees to pay part of the mortgage for the first few yeas. Sellers also may create buydowns by paying lenders a predetermined amount of money so lenders will reduce their interest rates. Buyer's agent: A person licensed to negotiate and transact the sale of real estate on behalf of the buyer. The buyer's broker or agent owes allegiance only to the buyer and does not have an agent relationship with the seller. Cap: The limit of how much the interest rate or monthly payment can change either at each adjustment or over the life of the mortgage. Cash reserves: Lenders typically require buyers to have enough cash left over after purchasing a home to make two mortgage payments, to cover a financial emergency. CC & R's: Covenants, Conditions and Restrictions. A document that controls the use, requirements and restrictions of a property. Certificate of Reasonable Value (CRV): A document that establishes the maximum value and loan amount for a VA guaranteed loan. Certificate of Title: A statement provided by an abstract company title or attorney stating that the title to real estate is legally held by the current owner. Closing: A meeting at which a sale of a property is finalized by the buyer signing the mortgage documents and paying closing costs. Closing Costs: Generally total from 2 percent to 5 percent of the home's purchase price; separate from the down payment. Covers a number of costs including loan document processing fees, appraisal report fees, credit report fees, etc. Closing Statement: The financial disclosure statement that accounts for all of the funds received and expected at the closing of the escrow, including deposits or taxes, hazard insurance and mortgage insurance. Collateral: An asset (such as a car or home) that guarantees the repayment of a loan. Commission: The fee charged by a broker or agent for providing services related to a real estate transaction such as procuring the property, bringing the parties together and negotiating a purchase contract or loan. Community Property: One way to hold title to your home. Condominium: A form of real estate ownership. The owner receives title to a particular unit and has a proportionate interest in certain common areas. The unit itself is generally a separately owned space whose interior surfaces (walls, floors, and ceilings) serve as its boundaries. Contingencies: Conditions, contained in the Purchase Agreement, which outline the obligations the seller and buyer must fulfill before sale of the property is completed. Can concern the results of your effort to obtain financing, an inspector's opinion of the condition of the property, etc. For instance, a sales agreement may be contingent upon the buyer obtaining financing. Conventional Loan: A mortgage loan, which is not insured or guaranteed by a governmental agency. Conversion Clause: A provision in some ARMs that enables you to change an ARM to a fixed-rate loan, usually after the first adjustment period. The new fixed rate is generally set at the prevailing interest rate for fixed rate mortgages. This conversion feature may cost extra. Cooperative: A form of multiple ownership in which a corporation or business trust entity holds title to a property and grants occupancy rights to shareholders by means of proprietary leases or similar agreements. 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Also can mean the difference between the market value of your home and how much you owe on the property. Escrow: A procedure in which a third party acts as a stakeholder for both the buyer and the seller, carrying out both parties' instructions and assuming responsibility for handling all of the paperwork and distribution of funds. Exclusive listing: A written contract that gives a licensed real estate agent the exclusive right to sell a property for a specified time, but reserving the owner's right to sell the property himself without the payment of a commission. Fair Credit Reporting Act: A consumer protection law that regulates the disclosure of consumer reports by consumer/credit reporting agencies and establishes procedures for correcting mistakes on one's credit record. Federal National Mortgage Association: Popularly known as Fannie Mae. A privately owned corporation created by Congress to support the secondary mortgage market. It purchases and sells residential mortgages insured by FHA or guaranteed by VA, as well as conventional home mortgages. Fee Simple: An estate in which the owner has unrestricted power to dispose of the property as he wishes, including leaving by will or inheritance. It is the greatest interest a person can have in real estate. FHA Loan (Federal Housing Administration): A federal agency, created by the National Housing Act of 1934, for the purpose of expanding and strengthening home ownership by making private mortgage financing possible on a long-term, low down payment basis. The vehicle is a mortgage insurance program, with premiums paid by the homeowner, to protect lenders against loss on these higher risk loans. Since 1965, FHA has been part of the newly created department of Housing and Urban Development (HUD). Finance Charge: The total cost a borrower must pay, directly or indirectly, to obtain credit. Fixed-rate Mortgage: A mortgage whose interest rate is locked in for the life of the loan, which commonly ranges from 15 to 30 years in duration. See Adjustable Rate Mortgages (ARMs). Foreclosure: The legal process of the mortgage lender taking possession of and selling the property. When you default on a loan and the lender determines you are incapable of making payment, you may lose your house to foreclosure. Formula: The way in which interest rates are calculated on Adjustable Rate Mortgages. Add the margin to the index to get the interest rate. Graduated Payment Mortgage: A residential mortgage with monthly payments that start at a low level and increase at a predetermined rate. Grant: A transfer of real property. Grantee: The person to whom a grant is made. Grantor: The person who makes a grant. Home Inspection: A thorough inspection that evaluates the structural and mechanical condition of a property. 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With an adjustable rate mortgage, understand the formula (the index plus the margin) that determines how the interest rate is calculated, after the teaser rate expires. Joint Tenancy: An equal undivided ownership of property by two or more persons. Upon death of any owner, the survivor receives the decedent's interest in the property. Late Charge: What the mortgage company will add on to your payment if it is received late. Can be as high as 5 percent of the total payment. Lien: A legal hold or claim on property as security for a debt or charge. Life Cap: Determines the total amount that your adjustable mortgage interest rate and monthly payment can fluctuate during the duration of the loan. Different from the Periodic Cap, which limits the extent to which your interest rate can fluctuate during a predetermined adjustment period. Loan Commitment: A written promise to make a loan for a specified amount on specific terms. Loan to Value Ratio: The relationship between the amount of the appraised value of the property, expressed as a percentage of the appraised value. Lock-in: A written agreement in which the lender guarantees a specified interest rate if a mortgage goes to closing within set period of time. Margin: The number of percentage points the lender adds to the index rate to calculate the ARM interest rate at each adjustment. Mortgage: A legal document that pledges a property to the lender as security for payment of a debt. Mortgage Banker: A company or individual engaged in the business of originating mortgage loans with its own funds, selling those loans to long term investors, and servicing the loans for the investor until they are paid in full. Mortgage Broker: A person who buys mortgages wholesale from lenders and then sells them to buyers. Can "shop your loan around" to find the best rate. Good for people with less-than-stellar credit histories. Mortgage Insurance: A contract that insures the lender against loss caused by a mortgagor's default on a government mortgage or conventional mortgage. Multiple Listing Service (MLS): A cooperative listing of nearly all the homes on the market for real estate agents. Negative Amortization: Occurs when monthly payments fail to cover the interest cost. The interest not covered is added to the unpaid principal balance so that even after several payments, you could owe more than you did at the beginning of the loan. Net worth: The value of all of a person's assets, including cash, minus all liabilities. Origination Fee: A fee or charge for establishing a loan. See Points. Partnership: Way in which unmarried individuals can take title to a property. Can include domestic partners or business partners. It's recommended that a real estate lawyer first draw up a written partnership agreement before the purchase. Periodic Cap: Limits the amount that the interest rate of an Adjustable Rate Mortgage can change in one adjustment period. PITI: Principal, interest, taxes and insurance. The basics of your monthly mortgage payment. Planned Unit Development (PUD): A zoning designation for property developed at the same or slightly greater overall density than conventional developments, sometimes with improvements clustered between open, common areas. Point: An amount equal to one percent of the principal amount of the investment or note. The lender assesses loan discount points at closing to increase the yield on the mortgage to a position competitive with other types of investments. Pre-Payment Penalty: A fee charged to a mortgagor who pays a loan before it is due. Not allowed for FHA or VA loans. Prime rate: The interest that banks charge to their preferred customers. Principal: The amount borrowed or remaining unpaid. Private Mortgage Insurance (PMI): Insurance written by private companies protecting the lender against loss if the borrower defaults on the mortgage. Probate sale: Sale of a home after a homeowner dies and the property is to be divided among inheritors or sold to pay debts. The executor of the estate organizes the sale, and a probate court judge oversees the process. The highest bidder receives the house. Property Tax: Averages between 1 and 2 percent of a home's value but may vary by county. Prorations: Items that must be prorated between you and the seller at the close of escrow. Can include Homeowner's dues, property taxes and other expenses. Generally, you will be responsible for paying a percentage of these taxes and fees beginning on the day you take title. Real Estate Agent: Real estate salespeople who are supervised by a real estate broker. Licensed by the state; typically receive income from commissions. Real Property: Land and buildings as opposed to property or chattels. Realtor®: A real estate broker or associate active in a local real estate board affiliated with the National Association of Realtors®. Recordation: Filing for record in the office of the county recorder. Refinance: Taking out a new mortgage loan to receive more favorable terms. Generally recommended for fixed-rate mortgages if rates drop below 1 percent of what you're currently paying. However, refinancing can be expensive and time-consuming, so you'll want to consider this action carefully, and to ask yourself how long you plan to own the property. Survey: A drawing or map showing the precise legal boundaries of a property, the location of improvements, easements, rights of way, encroachment and other physical features. Tax Deductible: Payments that you may deduct against your federal and state taxable income; includes the interest portion of your mortgage payments, loan points and property taxes. Teaser Rate: Introductory, lower rate on an adjustable rate mortgage. The loan's formula is a better way to determine its affordability, however. Tenancy-in-common: A method of taking title to a property generally used among unmarried co-borrowers. See the Escrow section of this guide for more information. Title: Evidence of a person's right or the extent of his or her interest in the property. Title Insurance Policy: A policy that protects the purchaser, mortgagee or other party against loss arising from disputes over title to the property. Truth in Lending: A federal law that requires lenders to fully disclose, in writing, the terms and conditions of a mortgage, including the annual percentage rate and other charges. Underwriting: The process of evaluating a loan application to determine the risk involved for the lender. VA Loan: A loan that is partially guaranteed by the Veterans Administration but is made by a private lender. Veterans Administration (VA): An independent agency of the federal government created by the Service Men's Readjustment Act of 1944 to administer a variety of benefit programs designated to facilitate the adjustment of returning veterans to civilian life. Among the program's benefits is the home loan guaranty program designated to encourage mortgage lenders to offer long term low down payment financing to eligible veterans by guaranteeing the lender against loss on these higher-risk loans. |


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I'm Michel Martin, and this is TELL ME MORE, from NPR News. Coming up, NPR has a new poll out on the presidential race, so we decided to talk a little bit about the science and business of polling and why so many polls conflict with each other. That's in just a few minutes.
But first, we want to talk a bit about that storm, Sandy, that lashed the East Coast this week. It is estimated that at least 15 people have died as a result of the storm. That's in the U.S. alone. NPR will continue to follow it as events warrant. And, of course, the most immediate concern is safety of people's property and families, of course.
But we wanted to talk about the toll that this storm and other natural disasters can take on mental health. For that conversation, we've called once again on psychiatrist Dr. Carl Bell. He is a professor of psychiatry at the University of Illinois at Chicago. He's also director of the Institute for Juvenile Research there, and joins us on many occasions to talk about mental health issues.
Dr. Bell, welcome back. Thanks for joining us once again.
CARL BELL: Thank you.
MARTIN: Dr. Bell, we often talk with you about - if I can call it that - man-made disasters, you know, violence and terrorism and the effect that that has on people and how to cope with those kinds of things. Do natural disasters affect people's psyches differently, or is it the same?
BELL: Well, you know, if someone does something, creates a man-made disaster, that's a choice they make. So some people actually believe because people make those choices, it has more impact on people's psyche because it's an act that the person chooses to do. And you start asking yourself: Why, you know, why did that person do this?
Natural disasters, on the other hand, are natural. They're acts of nature. And so they're a little bit different in terms of cause and volition. But in terms of being in the middle of something horrible, you're just in the middle of something horrible and you've got to do the best you can to make the best of it.
MARTIN: Are there certain people who react worse than others in these kinds of situations, who are more vulnerable - let me put it that way - in these kinds of situations?
BELL: Oh, yeah. Yeah, for sure. You know, people who are already mentally ill, who have schizophrenia, depression, bipolar disorder, panic disorder, people who are very scary and afraid, of course, are more vulnerable. Also people who have been previously harmed or traumatized or, in this case, if you're talking about humans victimized, they're more anxious, a lot of times.
But at the same time, those same people might actually be more resilient because they're a little more prepared for these kinds of things to happen. They may have, as a result of their previous trauma, developed a bit more faith and an understanding that life is kind of rough sometimes, and so you might as well expect it.
MARTIN: But what about the opposite side, people who seem kind of almost giddy when something like this happens?
BELL: Well, you know, people are strange creatures by nature, and so anything that hooks them, that stimulates that amygdala, that rollercoaster fear kind of a thing, it attracts people.
MARTIN: What about kids? I mean, you work with a lot of kids and...
BELL: Yeah.
MARTIN: ...I think that a lot of parents have already noted that, you know, things like lightning and thunder are kind of organically frightening to kids, anyway.
BELL: Sure.
MARTIN: Do you have any thoughts about that? Or how parents could be handling this or should handle these kinds of things?
BELL: You know, the best example of that comes from Anna Freud, who wrote about the bombing in London. And her observation - which has been shown to be true through research - is that if the parents are OK, if the parents are calm, if the parents have hope, if the parents are exuding a sense that we can keep you safe, if the parents seem like they know what they're doing, that's extraordinarily protective of children.
If, on the other hand, the parents are losing it and, you know, going off, then that's not good for the kids.
MARTIN: As in any disaster, you know, one home can be perfectly fine while the one next door is flooded or destroyed...
BELL: Yeah.
MARTIN: ...or something like that, or - and, you know, you see that a lot. You know, the tree falls on this house.
BELL: Yeah, yeah.
MARTIN: The house next to it is perfectly fine. Does that do something to your psyche, particularly if you're the person whose house is fine?
BELL: Oh, sure. People - any time anything bad happens to anybody, mostly the first question that comes up is: Why me? You know, what did I do? Why me? And people have to grapple with that. Most people are trying to figure out the best way to be in life, and, of course, there's no answer.
People often turn to spiritual books or to gurus or counselors to try to find that answer out. The truth is that if you read those books or go to those people, they don't really have your answer. You've got to find your answer for yourself and dig it out. So it's always a challenge.
MARTIN: If you're just joining us, this is TELL ME MORE, from NPR News. I'm Michel Martin. We're talking about the mental health effects of disasters like the storm Sandy, which has hit the East Coast. I'm joined by Dr. Carl Bell. He's a psychiatrist and a professor of psychiatry at the University of Illinois at Chicago. And we turn to him frequently for discussions of mental health issues.
Dr. Bell, the other thing I was wondering is if sometimes people get through an even just fine, right...
BELL: Yeah.
MARTIN: ...the actual event itself. But then they find themselves experiencing something, you know, days, weeks later.
BELL: Yes. Yes.
MARTIN: Is that common? And why is that?
BELL: Well, yeah, it is common. Because when you're in something, you're in it and you're sort of shocked. You're surprised. You're unprepared - depending, again, on your life's experiences. And some people it takes time for them to process fully what they're in. That's why they call it post-traumatic stress disorder.
There's also acute stress disorder, and they used to actually think that if you were in a disaster and you were suffering from an acute stress disorder, that you would be more vulnerable for post-traumatic stress disorder. That turns out not to be true. In fact, the more that people catastrophize(ph) - you know, oh, my God, I'll never survive - the more likely they have PTSD.
And the less people have a sense of self-efficacy, a sense of can-do, the more at risk they are to get PTSD.
MARTIN: So your attitude going in really does make a difference. So your attitude throughout really makes a difference?
BELL: Oh, yeah. Your culture makes a difference, too. Eastern cultures are frequently based on the notion that everything changes, and they're much more observant of the cycle of life and how things wax and wane. And so they're a little more comfortable culturally with the notion that they're going to be wiped out, uplifted, wiped out, uplifted.
In America, where we tend to be a bit more materialistic and transactional, we tend to think we can control everything. And so when we can't, it kind of shakes our confidence in our ability to do things.
MARTIN: Now that you've had these insights and that people have heard these insights, what should they be thinking about? I mean, we often talk about in terms of preparations, you know, get your batteries, get your flashlights, get your plywood. Get your sandbags.
BELL: Right.
MARTIN: Are there emotional and mental health preparations that you think people cold be making in advance of a disaster?
BELL: Prepare. Take a break. If you can, change the outside. And if you can't, change the inside, how you respond to that trauma or situation. So that's one sort of general thing. The other thing in terms of preparation is there is something that finally, after years and years and years, is out, and that's psychological first aid.
It's almost like the physical first aid that people do. When someone's choking, they know to get behind them and squeeze their lungs. Psychological first aid comes out of the National Child Traumatic Stress Center and is available on the Internet. People also have developed other renditions, like mental health first aid.
I think the Red Cross has a psychological first aid intervention. So being prepared like that is helpful, especially if you've got kids, because the psychological first aid is designed to help children deal with all kinds of problems. I mean, it's not only hurricanes, it's terrorism. It's death. It's violence.
So we all need to be prepared for - you know, what's the saying? Prepare for the worst, but hope for the best.
MARTIN: What do you recommend now that the worst of the storm seems to be over? I mean, obviously now there's the cleanup for people who are particularly affected by it.
BELL: Yeah.
MARTIN: What do you recommend that people be looking out for, either in themselves or in their friends and family members?
BELL: Well, you know, if you're jumpy, easily startled, having sleep loss, sad, distraught, can't concentrate, those kinds of things, those are all symptoms. Now, you know, there's a difference between stress, distress, and traumatic stress. Stress is your usual, you know, you don't sleep a couple hours at night after something bad happens.
Distress, like a parent dies, well, you might be messed up for six, nine months and be messed up forever every time their birthday comes around. Traumatic stress is the kind of stress that actually breaks you psychologically. It just destroys your ability to be whole and human. The other issue that people frequently do that's extraordinarily helpful - it's not the trauma that causes the problem. It's the helplessness in the face of trauma.
So that if you can change or shift that helplessness and do what some people refer to as learned helpfulness, you actually have a far better outcome. And again, that goes to research on self-efficacy and the notion that if you're in a disaster and you actually - you don't even have to do something that's constructive.
If you just feel like you can do something constructive and make a difference, then you come out better psychologically. And by virtue of being charitable to someone else and helping somebody else when they're in trouble, you actually feel better.
MARTIN: Before we let you go, do you recommend that people fake it until they make it?
MARTIN: You feel lousy. You're really, like bent out of shape. You're like oh, man...
BELL: I hear you.
MARTIN: ...I've got to pump out the basement again?
BELL: Yeah.
MARTIN: Trees are down. I don't have money for this. Ugh.
BELL: Yeah.
MARTIN: What do you recommend? In fact, you know, one of the things we didn't mention is there are a lot of people who are without jobs and whose financial resources...
BELL: Oh, yeah.
MARTIN: ...are already strained.
BELL: Yeah. Yeah.
MARTIN: Who are probably feeling, you know, additional strain.
BELL: It's hard. It's hard. You know, the fake it till you make it is a strategy for sure. When people come to me and they lack motivation I tell them, look, just start doing something and the motivation will come. But it takes a certain amount of discipline. It takes a certain amount of experience in life.
If you've got social support systems around you that can help you get up and go, that's very, very helpful. Music helps people. Those are all helpful strategies.
MARTIN: Dr. Carl Bell is a professor of psychiatry at the University of Illinois at Chicago and director of the Institute for Juvenile Research at that campus. And he was kind enough to join us from member station WBEZ in Chicago. Dr. Bell, always good to talk to you.
BELL: You too, Michel.
MARTIN: Coming up, if you tuned into NPR this morning you might have heard about our latest poll in the presidential race.
MARA LIASSON, BYLINE: Nationally, Romney is ahead by a hair but the president has a four point lead in the 12 states where the candidates are spending their time and money.
MARTIN: But you might have heard some other polls saying different things. So what gives? We'll try to find out. That's just ahead on TELL ME MORE from NPR News. I'm Michel Martin.
(SOUNDBITE OF SONG, "TAKE FIVE") Transcript provided by NPR, Copyright NPR.


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text: Good morning. I'm Steve Inskeep. New York State officials want to accommodate drivers who just can't resist the urge to look at their phones. Some people compare it to a crack addiction. But it's dangerous. So the New York State Thruway set up designated text stops where you pull over to do your business. Next, officials have the problem of getting people to hold off texting until they do stop, which explains the blue highway signs reading: It can wait, text stop five miles. It's MORNING EDITION. Transcript provided by NPR, Copyright NPR.


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If the death has been reported to the coroner (or Procurator Fiscal in Scotland) they must give permission before registering the death.
You can register the death if you are a relative, a witness to the death, a hospital administrator or the person making the arrangements with the funeral directors.
You can use the 'Register a Death' page on the gov.uk website that will guide you through the process. This will also explain the registration process for Scotland and Northern Ireland.
Arrange the funeral
The funeral can usually only take place after the death is registered. Most people use a funeral director, though you can arrange a funeral yourself.
Funeral directors
Choose a funeral director who's a member of one of the following:
These organisations have codes of practice - they must give you a price list when asked.
Some local councils run their own funeral services, for example for non-religious burials. The British Humanist Association can also help with non-religious funerals.
Arranging the funeral yourself
Contact the Cemeteries and Crematorium Department of your local council to arrange a funeral yourself.
Funeral costs
Funeral costs can include:
Funeral directors may list all these costs in their quotes.


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Leutes Traditional Wall Mirror
Leutes Traditional Wall Mirror
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Product Specifications:- Material: Manufactured Wood
- Style: Traditional
- Color: Frame: Metallic - Silver, Gold
- Shape: Arch/Crowned Top
- Made in China
Please Note: The image we display has the most accurate color possible. Due to differences in computer monitors, we cannot be responsible for variations in color between the actual product and your screen. Please be advised that in some cases patterns and colors may vary according to size. Lengths and widths may vary from the published dimensions. We do our best to provide you with an accurate measurement, but please be advised that some variation exists and this is not a manufacturing defect.
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More About Leutes
Design Code | AAAA10021-LEUTES-2500 |
Material | Manufactured Wood |
Weight | 47 lbs |
Color | Frame: Metallic - Silver, Gold, Metallic, Yellow |
Mirror Glass Dimension | 48 H x 32 W |
Framed | Yes |
Hang Orientation | Vertical and Horizontal |
Shape | Arch/Crowned Top |
Style | Traditional |
Regular vacuuming with your vacuum's beater bar off is recommended. For immediate spills, blot with water and a towel. When you have your rug professional cleaned, we suggest providing your rug cleaning professional with the fiber content and construction of your rug.
More on caring for your rugs here.We prioritze getting your order out within one business day from order placement. We offer free shipping to the contiguous United States. We do not provide shipping to Alaska or Hawaii at this time.
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Frequently Asked QuestionsYou can find answers to the questions we get most often here.


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$19.99 $29.99 You Save 33% ($10.00)
Custom Laser Engraved wood sign featuring a heart chakra symbol. Will look great in your yoga studio or healing center. Made from 1/4" Baltic Birch plywood and available in a variety of sizes. Custom sizes are also available.
Our products come unpainted and without any mounting hardware. You can view hanging instructions in our FAQ.
Color and grain will vary slightly due to the differences in each wood board used.


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There is no weather station here. Nowcast data at this spot is based on our Nowcast model, which is based on a formula that incorporates the best available observations and forecast data for this location. Nowcast is experimental.
Professional Meteorologist Forecasts include a detailed wind forecast, or briefing, by a WeatherFlow meteorologist. Bullet points detail areas of interest or concerns that the meteorologist has that could impact the winds for the day. In contrast to the Computer Forecast Table, which was produced solely by a computer, the Pro Forecast forecast table was handcrafted by the meteorologist and reflects his or her expertise and local knowledge. The Pro Forecasts also include an Extended Discussion which provides a forecast for the upcoming conditions for the region over the next three days.
NOTE: Pro Forecasts and Extended Discussions are both seasonal and local. Hence, they are not available for all regions.
This is a list of all weather stations within 30 mi of this location. The search radius can be changed in your settings. The graph is for the current day.
We use Xtides program to generate our tidal graphs.
A very good summary of how Tides are calculated and a great general FAQ can be found here:
This list displays the ten closest OnSite Reports within a 24 hour period. OnSite Reports are crowdsourced (user-generated) wind and weather reports, contributed by real people via different applications.


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Snazzy Lair("Team") respects the intellectual property of others and has adopted the following policy toward copyright infringement in accordance with the Digital Millennium Copyright Act ("DMCA").
Reporting Copyright Infringement:
If you believe that your intellectual property is being violated in a way that constitutes copyright infringement, you may notify the Team by providing the following information (as required by the DMCA):
- A physical or electronic signature of a person authorized to act on behalf of the owner of the copyright that has been allegedly infringed;
- Identification of the works or materials claimed to have been infringed;
- Identification of the material that is claimed to be infringing, including information regarding the specific location of the infringing materials that is to be removed on the Snazzy Lair website, with reasonably sufficient to permit the Team to locate the material;
- Contact information of the notifying party, including address, telephone number and, if available, e-mail address;
- A statement that the notifying party has a good faith belief that the use of the material is not authorized by the copyright owner, its agent, or the law; and
- A statement made under penalty of perjury that the information provided in the notification is accurate and the notifying party is authorized to make the complaint on behalf of the copyright owner.
Once A Proper Bona Fide Notification is Received By Our Designated Agent:
It is Team's policy:
- To remove or disable access to the infringing material;
- To notify the content provider, member or user that it has been removed or that access has been disabled to the material; and
- That repeat offenders' access to the service will be terminated.
Supplying A Counter-Notice:
If a counter-notice is received by the Designated Agent, the Team may send a copy of the counter-notice to the original notifying party informing that party that the Team may replace the removed material or cease disabling it after 10 business days. Unless the copyright owner files an action seeking a court order against the content provider, member or user, the removed material may be replaced or access to it restored in 10 to 14 business days or more after receipt of the counter-notice, at our discretion. A counter-notice must include:
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- Identification of the material that has been removed or to which access has been disabled and the location at which the material appeared before it was removed or disabled;
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You may contact our Designated Agent at [email protected].


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Growing up in the south, biscuits were expected to be at every family gathering. Whether we were eating breakfast, lunch, or dinner - biscuits were there. I always thought my mom made the best biscuits until I met Joey. And hands down, his grandmother makes the best (sorry, Mom!). They are light, fluffy, and buttery. I've always been too intimidated to try a proper biscuit. I've made drop biscuits and cheddar biscuits, but never an honest to goodness, fluffy, flaky, buttermilk biscuit. However on New Year's morning, I wanted nothing more than a big, fluffy biscuit. The weather was yucky, and fast food biscuits are too greasy, so I decided to go for it and finally try my hand at them. Plus, how can I call myself a proper southern lady if I've never made fluffy buttermilk biscuits?
Enter the Lee Brothers. Anytime I am searching for a classic southern recipe, I turn to them first. They have yet to disappoint me, these biscuits included. I knew the important things about biscuit-making: keep your butter cold and use a light hand with handling the dough. I know lard is considered to be a must of southern cooking, but I just can't bring myself to use it. So I just used all butter, and maybe my layers weren't quite as flaky, I will take the trade-off. I also brushed the tops with a little melted butter - because I just felt like it would be a good addition.
Joey has been totally spoiled all his life by his Nana's biscuits, but he gave these his stamp of approval. And Caroline probably would have eaten the whole batch if we'd let her. These were perfectly flaky (look at those layers!), nice and fluffy, and soft and tender with a crispy outside. All things I love in a biscuit, and I have a feeling these will be making another appearance this weekend for breakfast.
One Year Ago: Pork Tenderloin with Pears and Shallots
Fluffy Buttermilk Biscuits
adapted from The Lee Bros. Southern Cookbook
makes 10-12 biscuits
- 2 1/4 cups cake flour or 2 cups all-purpose flour, sifted
- 1 Tbs baking powder
- 1 Tbs plus 1 tsp sugar
- 1 tsp salt
- 6 Tbs cold unsalted butter, cut into several pieces
- 3/4 cup cold buttermilk
- 2 Tbs melted butter, for brushing
In the bowl of a food processor, combine the flour, baking powder, salt, and sugar. Pulse several times to combine well. Add the butter and lard and continue to pulse in 2-second increments, until the mixture resembles coarse crumbs with a few pea-sized pieces (about 5 pulses). This can also be done using a pastry blender or 2 forks if you don't have a food processor.
Transfer the mixture to a medium bowl, pour the buttermilk over it, and use a fork to mix for about 1 minute, or until the dough just comes together.
Turn the dough out onto a floured surface, knead with floured hands, and pat into a rectangle about 6x10 inches and 1-inch thick.
Fold the dough like a business letter (the righmost third over the center third, then the left third on top). Turn the dough a quarter of a turn, pat it into another 6x10 inch rectangle, and fold it upon itself in thirds again. Repeat one more time, then pat the dough into a 6x10 inch rectangle a final time.
Using a floured 2-3 inch biscuit cutter, cut the biscuits from the dough and place them about 1 1/2 inches apart on an ungreased baking sheet. Pat the scraps into a 1-inch thick rectangle and cut more biscuits.
Brush the tops with half the melted butter, and bake 15-20 minutes, or until the tops are just beginning to brown. Brush the tops again with the remaining butter and serve warm.


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Symbian Foundation has transitioned to a licensing body
In 2009, we established the Symbian Foundation to make the Symbian platform available open source and royalty-free. In November 2010 we announced that the foundation would ramp down its operational activities as a result of changes in global economic and market conditions.
We have now completed the transition from a non-profit organisation responsible for governing the open development and curation of the Symbian platform, to a licensing entity with no permanent staff. Moving forward, the foundation is responsible only for specific licensing and legal frameworks put in place during the open sourcing of the platform. The Symbian platform will continue to evolve under Nokia, who have started to make the future development of the platform available via an alternative direct and open model.
You can find more information on Nokia's plans for Symbian at http://symbian.nokia.com. Forum Nokia is the best place to access developer support for Symbian, including tools, documentation, technical support, and discussion boards.
We would like to extend our deepest thanks to everyone who contributed to the major milestones achieved at the Symbian Foundation. We can all be proud of these accomplishments – some not seen before in the history of computing, such as the completion of the largest transition to open source of any commercial codebase in software history. We would also like to extend warm thanks to the entire member community for their continued commitment to the Symbian platform.
We are confident that these are absolutely the right changes in the context of today's market and economy, and we look forward to watching a new era of success for the Symbian platform unfold.


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Whether you live in the city or reside in the suburbs, Gurgaon Interior Designers are dedicated to designing spaces that reflect your tastes and interests while accounting for the functional needs of your everyday life. Your home should be a place of comfort and luxury that welcomes you back. Our skill level and commitment to excellence as well as the relationships we build have resulted in life-long clients.
Our staffs aim to surpass expectations with every project and provide unparalleled service. Every associate works closely with each client and corresponds with architects and contractors with thorough attention to detail to produce best interiors. Even when limited by budget or space, there is no limiting the artistry and talents of our firm.
We approach our design process with energy, creativity and foresight.
We specialize in Plaster of Paris (POP),Gypsum designs for all kinds. We are Providers of pop design works, gypsum ceiling pop work, gypsum works, interior gypsum works, interior gypsum services, gypsum ceiling work, gypsum plastering services, gypsum wall plastering services. Gypsum Board false ceiling is created of Plaster of Paris, which is suspended on a galvanized iron framework. It is non-structural and does not take any weight. Gypsum Board ceiling can also be painted in any colour depending upon your colour preference and requirement.
We do undertake works for
POP Ceiling Design
POP False Ceilings
POP Gypsum ceiling
POP Wall drops
POP Light shading
Brij Kumar
Gurgaon Interiors Designers
Phone: 9999 40 20 80
Email: email@example.com
Website: www.gurgaoninteriors.com
Send Query


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Easter wreaths now available!
Unique crochet creations, lovingly handcrafted in Jersey
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Beautifully gathered double layer frock in Cream Floral and Bird Printed khadi fabric paired along with red dual tone sequins fabric and has an elbow layered flare sleeve.
Disclaimer - Product colour may slightly differ from the images displayed on the website. Minor variation in colour is unavoidable
anyaonline.in endeavors to ship purchases within 48 hours of receiving your order. Each address you instruct us to ship to, including gift-recipient addresses, is considered a separate order and is subject to applicable shipping charges. Shipping within India is a complementary service. Before placing the order you can even check the rate, a quote will be displayed from our logistics partner FedEx.
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What Is Osteoarthritis?
Osteoarthritis is a condition characterized by the breakdown and eventual loss of cartilage in one or more joints. Cartilage (the connective tissue found at the end of the bones in the joints) protects and cushions the bones during movement. When cartilage deteriorates or is lost, symptoms develop that can restrict one's ability to easily perform daily activities.
Osteoarthritis is also known as degenerative arthritis, reflecting its nature to develop as part of the aging process. As the most common form of arthritis, osteoarthritis affects millions of Americans. Some people refer to osteoarthritis simply as arthritis, even though there are many different types of arthritis.
Osteoarthritis appears at various joints throughout the body, including the hands, feet, spine, hips, and knees. In the foot, the disease most frequently occurs in the big toe, although it is also often found in the midfoot and ankle.
Osteoarthritis is considered a "wear and tear" disease because the cartilage in the joint wears down with repeated stress and use over time. As the cartilage deteriorates and gets thinner, the bones lose their protective covering and eventually may rub together, causing pain and inflammation of the joint.
An injury may also lead to osteoarthritis, although it may take months or years after the injury for the condition to develop. For example, osteoarthritis in the big toe is often caused by kicking or jamming the toe, or by dropping something on the toe. Osteoarthritis in the midfoot is often caused by dropping something on it, or by a sprain or fracture. In the ankle, osteoarthritis is usually caused by a fracture and occasionally by a severe sprain.
Sometimes osteoarthritis develops as a result of abnormal foot mechanics such as flat feet or high arches. A flat foot causes less stability in the ligaments (bands of tissue that connect bones), resulting in excessive strain on the joints, which can cause arthritis. A high arch is rigid and lacks mobility, causing a jamming of joints that creates an increased risk of arthritis.
People with osteoarthritis in the foot or ankle experience, in varying degrees, one or more of the following:
- Pain and stiffness in the joint
- Swelling in or near the joint
- Difficulty walking or bending the joint
Some patients with osteoarthritis also develop a bone spur (a bony protrusion) at the affected joint. Shoe pressure may cause pain at the site of a bone spur, and in some cases blisters or calluses may form over its surface. Bone spurs can also limit the movement of the joint.
In diagnosing osteoarthritis, the foot and ankle surgeon will examine the foot thoroughly, looking for swelling in the joint, limited mobility, and pain with movement. In some cases, deformity and/or enlargement (spur) of the joint may be noted. X-rays may be ordered to evaluate the extent of the disease.
Non-surgical Treatment
To help relieve symptoms, the surgeon may begin treating osteoarthritis with one or more of the following non-surgical approaches:
- Oral medications. Nonsteroidal anti-inflammatory drugs (NSAIDs), such as ibuprofen, are often helpful in reducing the inflammation and pain. Occasionally a prescription for a steroid medication is needed to adequately reduce symptoms.
- Orthotic devices. Custom orthotic devices (shoe inserts) are often prescribed to provide support to improve the foot's mechanics or cushioning to help minimize pain.
- Bracing. Bracing, which restricts motion and supports the joint, can reduce pain during walking and help prevent further deformity.
- Immobilization. Protecting the foot from movement by wearing a cast or removable cast-boot may be necessary to allow the inflammation to resolve.
- Steroid injections. In some cases, steroid injections are applied to the affected joint to deliver anti-inflammatory medication.
- Physical therapy. Exercises to strengthen the muscles, especially when the osteoarthritis occurs in the ankle, may give the patient greater stability and help avoid injury that might worsen the condition.
When Is Surgery Needed?
When osteoarthritis has progressed substantially or failed to improve with non-surgical treatment, surgery may be recommended. In advanced cases, surgery may be the only option. The goal of surgery is to decrease pain and improve function. The foot and ankle surgeon will consider a number of factors when selecting the procedure best suited to the patient's condition and lifestyle.


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E-mail address & website
For my e-mail address, please see my website.
Ambisonic credentials
I have joined this Wiki because it looks like you guys have an interest in Ambisonics. I can help with this. I have been following Ambisonics since 1977, and have owned an Ambisonic decoder (a Minim AD-7) since 1994. I also created and maintain the Ambisonic Surround Sound FAQ, and was involved in defining the ".amb" and ".uhj" specifications for dowloadable B-Format and two-channel UHJ files. Finally, I have proposed the ".amg" file format for downloadable G-Format files. However, I do not work in pro-audio; I am just a domestic listener.
Ambisonics on Xiph Wiki
In January 2007, I found the Ambisonics page on this Wiki marked for deletion. I removed this, and created a page discussing some of the problems of handling Ambisonic B-Format, UHJ format, and G-Format.
External resources on Ambisonics
- There is now a set of Wikipedia articles on Ambisonics.
- Of particular relevance is the ".amb" specification for downloadable B-Format files. There are currently over 200 pieces available in this format for free download. Most of these are first-order full-sphere soundfields. The ".amb" spec has some limitations which it would be useful to overcome.
- There is also the ".uhj" specification for downloadable two-channel UHJ files, although it is not currently in use. The ".uhj" spec also has some limitations which it would be useful to overcome.
- I have proposed a ".amg" specification for downloadable G-Format files.
- My website has many pages on Ambisonics (including at the bottom links to other Ambisonic websites).


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Shop with confidence directly from leading UK Manufacturer.
Fast Nationwide Delivery
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Call 8am-5.30pm Weekdays
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Bundle Includes
1 x 100x76mm Cast Moulded Ogee External L/H Stopend
1 x M6x30MM NUTS BOLTS & WASHERS - EACH - PPC (CAST)
Cast Moulded profile external stop end.
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New: Timloc Roofline products now available | LIVE LEAD TIMES 23/7/2024 Expected delivery dates: Cast Iron Thurs 25th July / Steel Thurs 25th July / Aluminium Mon 5th August for orders placed by 12pm today
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