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While nobody wants to think about death or disability, establishing an estate plan is one of the most important steps you can take to protect yourself and your loved ones. Proper estate planning not only puts you in charge of your finances, it can also spare your loved ones of the expense, delay and frustration associated with managing your affairs when you pass away or become disabled.
Providing for Incapacity If you become incapacitated, you won't be able to manage your own financial affairs. Many are under the mistaken impression that one's spouse or adult children can automatically take over for them if they become incapacitated. The truth is that in order for others to be able to manage your finances, they must petition a court to declare you legally incompetent. This process can be lengthy, costly and stressful. Even if the court appoints the person you would have chosen, the individual may have to come back to the court every year and show how he or she is spending and investing each and every penny. If you want your family to be able to immediately take over for you, it's essential that you work with an attorney to create the proper legal documents to designate a person, or persons, that you trust so they will have the authority to withdraw money from your accounts, pay bills, take distributions from your IRAs, sell stocks, and refinance your home. Many people mistakenly think that a simple will can effectively protect you in the event that you become incapacitated, but the truth is that a will does not take effect until you die. In addition to planning for the financial aspect of your affairs during incapacity, it's critical that you establish a plan for your medical care. The law allows you to appoint someone you trust - for example, a family member or close friend to make decisions on your behalf about medical treatment options if you lose the ability to decide for yourself. You can do this by using a durable power of attorney for health care where you designate the person to make such decisions on your behalf. In addition to a power of attorney for health care, you should also have a living will which informs others of your preferred medical treatments such as the use of extraordinary measures should you become permanently unconscious or terminally ill. Avoiding Probate If you leave your estate to your loved ones using a will, everything you own will pass through probate. The process is expensive, time-consuming and open to the public. The probate court is in control of the process until the estate has been settled and distributed. During this process, it is not unusual for the probate courts to freeze assets for weeks or even months while trying to determine the proper disposition of the estate, making it difficult for your family to pay for living expenses. If you are married and have children, you want to make certain that your surviving family has immediate access to cash to pay for living expenses while your estate is being settled. With proper planning, your assets can pass on to your loved ones without undergoing probate, in a manner that is quick, inexpensive and private. Providing for Minor Children It is important that your estate plan address issues regarding the upbringing of your children. If your children are young, you may want to consider implementing a plan that will allow your surviving spouse to devote more attention to your children, without the burden of work obligations. You may also want to provide for special counseling and resources for your spouse, if you believe they lack the experience or ability to handle financial and legal matters. You should also discuss with your attorney the possibility of both you and your spouse dying simultaneously, or within a short duration of time. A contingency plan should include a list of persons you'd like to manage your assets and name a guardian you'd like to nominate to raise your children in your absence. The person, or trustee, in charge of the finances need not be the same person as the guardian. In fact, in many situations, you may want to purposely designate different persons to maintain a system of checks and balances. You should give careful thought to your choice of guardian, ensuring that he or she shares the values you want instilled in your children. You will also want to give consideration to the age and financial condition of a potential guardian. Some guardians may lack child-rearing skills you feel are necessary. If you fail to plan, the decision as to who will manage your finances and raise your children will be left to a court of law. Another issue to consider during the planning process is whether you'd like your beneficiaries to receive your assets directly, or to have the assets placed in trust and distributed subject to conditions and circumstances such as age, need and even incentives based on behavior and education. All too often, children receive substantial assets before they are mature enough to handle them in a prudent manner. Planning for Death Taxes The IRS will want to review your estate at death to ensure you don't owe them that one final tax: the federal estate tax. Whether there will be any tax owed depends on the size of your estate and how your estate plan is structured. Many states have their own separate estate and inheritance taxes that you need to be aware of. There are many effective strategies that can be implemented to reduce or eliminate death taxes, but you must start the planning process early in order to properly implement many of these strategies. Charitable Bequests – Planned Giving Do you want to benefit a charitable organization or cause? Your estate plan can provide support for such organizations in a variety of ways, either during your lifetime or at your death. Depending on how your planned giving is set up, it may also allow you to receive a stream of income for life, earn higher investment yield, or reduce your capital gains or estate taxes. A well-crafted estate plan should provide for your loved ones in an effective and efficient manner by avoiding guardianship during your lifetime, probate at death, estate taxes and unnecessary delays. You should consult a qualified estate planning attorney to review your family and financial situation, your goals and explain the various options available to you. Once your estate plan is in place, you will have peace of mind knowing that you have provided for yourself and your family.
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text: A learning disorder is defined as difficulty in an academic area (reading, mathematics, or written expression). The child's ability to achieve in the specific academic area is below what is expected for the child's age, educational level, and level of intelligence. The difficulty experienced by the child is severe enough to interfere with academic achievement or age-appropriate normal activities of daily living. About 2.9 million US children in public schools are classified as having specific learning disabilities and receive some kind of special education support. Learning disorders are sometimes called learning disabilities, or specific learning disabilities. Most children with learning disorders have normal intelligence. Types of learning disorders include the following: reading disorders (sometimes called dyslexia) mathematics disorder disorder of written expression Causes of Learning Disorders Learning disorders are believed to occur because of an abnormality in the nervous system, either in the structure of the brain or in the functioning of brain chemicals. The difference in the nervous system causes the child with a learning disorder to receive, process, or communicate information in a different way. Who is affected by learning disorders? According to the US Department of Education, over 6 percent of children in US public schools (kindergarten through grade 12) have some type of learning disorder. Reading disorders are more common in children of parents who experienced a learning disorder. Genetic predisposition, problems during pregnancy, birth, or early infancy, as well as other general medical conditions may be associated with the cause of learning disorders. Symptoms of Learning Disorders The following are the most common symptoms of learning disorders. However, each child may experience symptoms differently. Symptoms may include: Reading disorder A reading disorder is present when a child reads below the expected level given his/her age, grade in school, and intelligence. Children with a reading disorder read slow and have difficulty understanding what they read. They may have difficulty with word recognition and confuse words that look similar. A reading disorder is sometimes called dyslexia. Mathematics disorder A mathematics disorder is present when a child has problems with skills related to numbers, such as counting, copying numbers correctly, adding and carrying numbers, learning multiplication tables, recognizing mathematical signs, and understanding mathematical operations. Disorder of written expression A disorder of written expression is present when a child has difficulty with writing skills, such as understanding grammar and punctuation, spelling, paragraph organization, or composing written information. Often these children also have poor handwriting skills. Diagnosis of Learning Disorders The signs of learning disorders may be identified by parents or teachers when a child consistently has difficulty with any, or all, of the following: reading, spelling, writing, or completing math problem understanding or following directions distinguishing right from left reversing letters or numbers (confusing "b" and "d" or 12 and 21) A comprehensive evaluation by educational and mental health professionals includes educational and psychological testing, as well as talking with the child and parents. A comprehensive evaluation identifies whether a child has a learning disorder as well as learning strengths and weaknesses. Results of the evaluation are used to determine educational needs, identify the best school placement, determine the possible need for medication to help with distractibility or hyperactivity, and determine the possible benefit of any additional therapies such as speech therapy or family psychotherapy to maximize the child's learning potential and quality of life. Treatment for Learning Disorders Specific treatment for learning disorders will be determined by the coordinated effort of your child's physician, and mental health and educational professionals based on: your child's age, overall health, and medical history extent of the disorder type of disorder your child's tolerance for specific medications, procedures, or therapies expectations for the course of the disorder your opinion or preference Learning disorders are treatable. A coordinated effort between parents, teachers, and mental health professionals provides the basis for individualized treatment strategies that may include individual or group remediation, and/or special classes or resources. Prevention of Learning Disorders Preventive measures to reduce the incidence of learning disorders are not known at this time. However, early detection and intervention can reduce the severity of academic difficulties and improve the quality of life experienced by children with learning disorders.

subset: commoncrawl


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Door Installation in Greeley
Whether you own a home or a business in town, having a door that is secure is essential. A door is so much more than just a way to enter a building. It sends a message to those who enter about what's inside, and as one of the first things people see as they pass your office or house, it's important that the right tone is set.
C & C Contractors has been providing Greeley residents with doors that suit their needs and style for years. With a history of efficient, reliable service, we're your best choice in town for door installation.
Commercial Door Services
We stock doors of all kinds, ranging from those that make a statement with their color or design, to those that are ideally suited to office buildings or businesses. While their styles may vary, there's one thing all of our doors have in common: they are built to last, and are constructed with your security in mind. If it isn't a well-made door, we won't stock it—it's that simple.
Without a door, the security of your building is seriously compromised. We understand that better than anyone, because it's our business to keep you safe with our sturdy doors. We are committed to installing all doors the day we show up, so you don't have to worry about a thing.
We are also able to install a door frame in your office. As staff sizes increase, it sometimes becomes necessary to add additional exits to your business. C & C Contractors can carefully create a new door frame that will eliminate any delays in entering or exiting the building.
Residential Door Services
If you're in need of a new door for your home, it always pays to go with a professional. Doors can be cumbersome, and installing them is not as straightforward as it may seem. With years of experience, our team of experts is able to install doors so they are secure, evenly placed and work without any issues.
Need door ideas? A brightly colored door is an excellent choice for a homeowner in Greeley looking for an affordable, easy way to boost curb appeal. If color isn't your thing, we also have other visually striking doors in stock. From sturdy wooden doors that add a touch of elegance to any home, to sleek, modern designs that will catch the eye of passersby, we have something for everyone.
Contact Our Trusted General Contractors
With C & C Contractors handling the installation of your new door, you can expect everything to be up and running before the day is done. For service you can count on, give us a call today.
For door installation at home or at the office, you can trust C & C Contractors. Get in touch with us today to set up an appointment with a member of our team.
With a wide range of doors on stock, and friendly, reliable staff available when you need them, we're one of the top choices around for quality door installation.


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Tuesday, August 28, 2012
Some news to spill...
I don't have much news on the gut issue - the medication they've been toying my intestinal system with has done a little to improve my symptoms, but not as much as we've been hoping. They switched the type of medication once to a similar one that works in a slightly different way, but it hasn't made much of a difference either. They warned me this was the probable out come, but were giving it a chance that it may have a bigger impact. What to do now? Live with it, I guess - at least until we are settled down again.
Yes, you read that right... "settled down again". Another two plus year stint has left Jeff with a larger scratch that he couldn't itch anymore, leaving us with one option... another move! That would be one of the reasons this place has quieted down so much - we've been getting the house and yard all gussied up to put on the market. The house not only went up on the market a few weeks ago, but we had a solid offer within 6 days - thanks to our ridiculously brilliant Realtor®, Melissa Brown! Craziness!
Of course, it couldn't be an easy two or three-state-away move, but a complete cross-country trip. So, where are we off to?
We're heading to the Easy Bay area, just minutes (well several, depending on that crazy California traffic...) away from San Francisco. Hello gorgeous!
Does this mean I'm closing up shop here? That is still up in the air as we won't know how long this whole process is going to take. We close on this house at the end of September, but we may be leaving earlier if everything works out. With quite the mountain of tasks ahead of us (we will have to downsize quite a bit this time, which is actually a good thing - however, this means we need to sell/donate/deal with quite a few of our household goods), free time will be at a minimum as we wrap and pack anything coming with, prepare the pups for the long haul and finish up any lingering details before we can ship off.
This is going to be an exciting journey, with several ups and downs I'm sure, but the spectacular location we are headed to this time is sure to light an inspirational spark under my lazy blogging behind. Perhaps we'll be able to fire this thing up again once we have completed this adventure.
See you soon from the other side of the coast!
36 comments:
- Anonymous8/29/2012 02:32:00 AM
Best wishes to you guys in your new home. Gorgeous location. I lived in CA many moons ago and miss the beaches. I envy you.
ReplyDelete Well that is some move, east coast to west coast! Congrats on the new job, the house selling (!!) and of course the new chapter in your life. I too was excited to see a post from you all in my inbox. So sad we never crossed paths in my hometown - haha, Charlotte is such a BIG city! I hope that your "gut" issues are resolved soon and you're feeling better. Not to discourage from whatever you are doing - medicine/diet change - but if I may add my two sense, look into the Paleo Diet. It's not a "diet" as it is a life style change in how you eat, unfortunately, that would probably change all your delicious recipes you post. But google it, look up Robb Wolfe and see if it's something you'd like to try. My husband is a big fan and has discovered that b/c of that change in his diet he has never felt better! Lost weight, good cholesterol, and more energy. (now I am stepping off my soap box, thank you) GOOD LUCK with the move and the closing and congrats on selling your house that quick, we might have to use your real estate agent when we move! Best in luck moving cross country! :-)
Angela Barton- Anonymous8/29/2012 12:02:00 PM
Welcome to California!
I think you should keep your options open on your blog. If you are able to get back to it at some point, we'll be here to read it; if not, we'll understand. :)
Good luck on the move! - Anonymous8/29/2012 12:57:00 PM
Congratulations! That area is beautiful. I'll keep checking up on your site to see if you have time to post. I am sorry to hear you are still suffering from "gut" issues...maybe a new doctor in a new state will come up with something that will make life easier. Take care of yourself!
PamC Thanks!
Angela - I followed Paleo for several weeks - unfortunately, it did not help my issue. From what the doctors have gathered, it isn't so much a type of food issue (there is a component to that though), rather a problem (specifically my diaphragm) when I eat/drink anything and how hypersensitive the nerves in my gut are.Wow, Congratulations on your upcoming move. I have checked this blog daily hoping to see a new post. I've missed you Joe! You have inspired me so much over the past few years, you have no idea. I hope you're feeling better soon and can get a handle on the health issue. I so wish you were moving to the Tampa area of Florida. Then, I could meet you! Best wishes to both of you and please do check in with us.
Good Luck my Friend!
Patti- Jackie8/29/2012 03:13:00 PM
So sad to hear you are leaving NC already. And jealous that you are moving to the ocean. Like the others I was excited to see a post from you. Your recipes are amazing. Don't give up the blog. Please!
ReplyDelete - Anonymous8/29/2012 03:14:00 PM
Welcome to California Joe and Jeff. I knew you were at the SF farmers market last weekend- but I didn't realize you were staying! I hope our fantastic produce inspires you. I wish you peace and hope for your physical issues.
Jill ( CLBB oct2189) - Anonymous8/29/2012 03:56:00 PM
Culinary in the Bay!! Has a great ring to it!! Welcome to the East Bay (although I'm not physically there) I LOVE EB and you will, too :) My family is there :)
ReplyDelete - Anonymous8/29/2012 04:00:00 PM
Also, if you haven't already found where to live - I know of a studio aparment (MIL) in a gorgeous house in El Cerrito that you can rent in the meantime. The kitchen is to die for!!! Sorry, in the actual house, not the MIL...ha!
ReplyDelete - MaryBeth8/29/2012 09:54:00 PM
Never a dull moment! Good for you two and best wishes. Safe travels with the fur kids!
ReplyDelete - Anonymous8/30/2012 10:25:00 AM
Best of luck to you! The bay area is great, but when you get tire of the crowds you can come visit in Northern Nevada.
Barbara (CLBB barbse) - Anonymous8/30/2012 01:24:00 PM
I grew up in the East Bay! It's a wonderful place- and conveniently located in the middle of a bunch of other wonderful places! Best of luck to you!
ReplyDelete So glad for the update!! And welcome (soon!) to California!!! I'm in San Diego now, though I grew up the Bay Area. Quite a change for you! I'm eager to follow your travels, so I hope you will give us an update once in a while. My thoughts are with you on your health issue... hoping you will feel better. Best of luck one move.
ReplyDelete- millet9/01/2012 08:24:00 AM
was beginning to wonder about you guys. good luck on the move, and have fun. will be watching for your posts from the bay area.
ReplyDelete - Anonymous9/06/2012 02:32:00 PM
YAY! We love living in the East Bay and hope that you will, too. We've loved your blog and have followed along on your culinary adventures since we were living in the midwest, and we turn to your recipes time and time again. Moving can be so overwhelming and frustrating ... here's hoping that you can settle in and feel at home soon. Welcome to California!
ReplyDelete - Vanessa9/09/2012 10:53:00 PM
Joe, congratulations! I am so excited for you. You are so lucky to be moving to beautiful California. Enjoy!
ReplyDelete Nice to see you post Joe, I sure miss reading your blog! But completely understand your reasons and you are doing the right thing for you and your family!
Congrats to both of you on the move. Awesome news those are I tell you!
I hope you post a few more times to show us where you two you are going now, sounds like some amazing place :-)
Ana- Anonymous9/16/2012 05:49:00 PM
Hey Joe......looks like life just continues to be an adventure for y'all. That is really cool and there is no doubt that y'all are going to love your new destination. I just moved across the country as well from Colorado back to my beloved Texas, so I know how full your to do list will be for a while now just to get the physical move complete.
From the looks of the comments, you have many blog followers (including me) that are willing to keep checking on you and your blog. Of course we all hope that one day the blog and recipes will flow again, but no worries, you have to do what feels right and when it feels right, or if it ever feels right. I always loved the old saying, "Life is what happens while you were making other plans." Ain't that the truth!
I for one will keep checking on you because I think it is still pretty cool to even see you do an occasional post.
Here's to continued health improvements and that your move is exceptionally smooth.
best regards,
Victoria - Rita Hartjes9/18/2012 07:36:00 PM
Happy to see your post today, Joe. Congratulations on the new job and selling the house already. Good luck on the move and happy traveling.
My Best to you all,


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How Do Mutual Funds and Stocks Differ?
Whether you're a first-time stock investor or a seasoned veteran, you should understand what differentiates single stock investments from mutual fund investing. Picture a collection of stocks, bonds, or other securities that are purchased by a group of investors and then managed by an investment company. That's a mutual fund. When you buy shares in a fund, you're really buying a piece of a large, diverse portfolio. Conversely, stocks are shares of a single company.
When it comes to managing their investments, some investors prefer leaving the details and skills to someone else. They like having a professional manager oversee the day-to-day decisions that a changing stock market involves and see that as a distinct advantage. A good manager, they might argue, has access to information that would cost them an exorbitant amount, even if they had the time and inclination to do the work themselves.
On the other hand, some investors would never surrender control of their investments. Individual comfort level plays a big part in your investment choice.
Diversifying Matters
Diversification is a big selling factor for mutual funds. When one security in a fund drops, an insightful fund manager may have included stocks that could cushion or offset that loss.
But that's not to say that an investor couldn't diversify his or her own stock selections. Diversification does not guarantee a profit or protect against investment loss; it is a method used to help manage investment risk.
In terms of liquidity, fund investors can cash in on any business day. When you sell a stock, you must wait three business days before the trade settles and your money is released.
The Issue of Red Tape
Mutual fund investors often cite transaction ease as an inviting factor. And it is hard to beat the convenience of having records and transactions handled for you, while periodically receiving a detailed statement of your holdings.
Transacting business with stocks can be a more complicated experience. Placing buy orders, selling shares, or dictating any number of orders can be time-consuming. To some, however, that's just part of the experience.
In summary, fund investors are often attracted by the overall convenience. By contrast, stock investors may tend to be more comfortable with their own investing skills.
Keep in mind that the value of mutual funds and stocks will fluctuate with changes in market conditions; when investments are sold, the investor may receive back more or less than the original investment amount.
Mutual funds are sold by prospectus. Please consider the investment objectives, risks, charges, and expenses carefully before investing. The prospectus, which contains this and other information about the investment company, can be obtained from your financial professional. Be sure to read the prospectus carefully before deciding whether to invest.
The information in this newsletter is not intended as tax, legal, investment, or retirement advice or recommendations, and it may not be relied on for the purpose of avoiding any federal tax penalties. You are encouraged to seek guidance from an independent tax or legal professional. The content is derived from sources believed to be accurate. Neither the information presented nor any opinion expressed constitutes a solicitation for the purchase or sale of any security. This material was written and prepared by Broadridge Advisor Solutions. © 2024 Broadridge Financial Solutions, Inc.


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What are Pennsylvania College of Technology's admission requirements? While there are a lot of pieces that go into a college application, you should focus on only a few critical things:
- GPA requirements
- Testing requirements, including SAT and ACT requirements
- Application requirements
In this guide we'll cover what you need to get into Pennsylvania College of Technology and build a strong application.
School location: Williamsport, PA


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A hacker associated with the collective Anonymous has been convicted in Britain today for attacks against the websites of PayPal, Mastercard and Visa.
Christopher Weatherhead was found guilty following the guilty pleas of three others — Jake Birchall, Ashley Rhodes and Peter Gibson. If you remember, the four were arrested for orchestrating denial of service attacks against the companies because they had stopped processing payments for WikiLeaks.
The Guardian reports that the men attacked Paypal for 10 days. They also overwhelmed the servers of the British Recorded Music Industry and replaced an error message with one saying: "You've tried to bite the Anonymous hand. You angered the hive and now you are being stung."
The 11-person jury deliberated for just over two hours Thursday before handing down the guilty verdict.
The Crown Prosecution Service called Weatherhead "a cyber criminal who waged a sophisticated and orchestrated campaign of online attacks."
"These were lawful companies with ordinary customers and hard working employees," the CPS said in a press release. "This was not a victimless crime."
Bloomberg adds:
"The four also targeted the British Recorded Music Industry, Ministry of Sound and the International Federation of the Phonographic Industry, prosecutors said. The attacks cost the companies more than 3.5 million pounds ($5.6 million) in extra staffing, software and sales losses."
The Daily Mail reports that during the trial, Weatherhead portrayed himself as an "ideological dreamer" who agreed with the free-web philosophy of Anonymous.
"I like the freedom of information on that is on the web," he said. "I enjoy spending a lot of time on Wikipedia reading things... When you can't get information I feel abashed by that."
Copyright 2021 NPR. To see more, visit https://www.npr.org.


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Sundance Institute announced today the films selected for the U.S. and World Cinema Dramatic and Documentary Competitions and the out-of-competition NEXT <=> section of the 2014 Sundance Film Festival, January 16-26 in Park City, Salt Lake City, Ogden and Sundance, Utah.
Robert Redford, President & Founder of Sundance Institute said, "That the Festival has evolved and grown as it has over the past 30 years is a credit to both our audiences and our artists, who continue to find ways to take risks and open our minds to the power of story. This year's films and artists promise to do the same."
Keri Putnam, Executive Director of Sundance Institute, said, "We are energized by the rich diversity of voices, characters and places represented in the films selected for our 2014 Sundance Film Festival. Independent filmmakers continue to engage us with stories from worlds both intimately familiar and unknown."
John Cooper, Director of the Sundance Film Festival, said, "The films selected for our 2014 Festival show that filmmakers are empowered and emboldened by the 30-year legacy of the independent film movement. The confidence to play with the medium and to surprise audiences indicates the vital role independent film has come to serve in the cultural landscape."
For the 2014 Sundance Film Festival, 118 feature-length films were selected, representing 37 countries and 54 first-time filmmakers, including 34 in competition. These films were selected from 12,218 submissions (72 more than for 2013), including 4,057 feature-length films and 8,161 short films. Of the feature film submissions, 2,014 were from the U.S. and 2,043 were international. 97 feature films at the Festival will be world premieres.
In addition to those announced today, the Festival presents feature-length films in the Spotlight, Park City at Midnight, New Frontier, Premieres and Documentary Premieres sections. Those announcements, as well as selections for the Short Film section and new Sundance Kids section of films for younger audiences, are forthcoming.
On Day One, January 16, 2014, the Festival will screen one film from each of the four Competition sections, as well as one shorts program.
A selection of films from the 2014 Festival will be among those presented at other Sundance Institute programs throughout the year, including the Sundance London film and music festival, April 25-27 at The O2, and the NEXT WEEKEND summer film festival in Los Angeles.
Presenting the world premieres of 16 narrative feature films, the Dramatic Competition offers Festivalgoers a first look at groundbreaking new voices in American independent film.
Camp X-Ray / U.S.A. (Director and screenwriter: Peter Sattler) — A young woman is stationed as a guard in Guantanamo Bay, where she forms an unlikely friendship with one of the detainees. Cast: Kristen Stewart, Payman Maadi, Lane Garrison, J.J. Soria, John Carroll Lynch.
Cold in July / U.S.A. (Director: Jim Mickle, Screenwriters: Jim Mickle, Nick Damici) — After killing a home intruder, a small town Texas man's life unravels into a dark underworld of corruption and violence. Cast: Michael C. Hall, Don Johnson, Sam Shepard, Vinessa Shaw, Nick Damici, Wyatt Russell.
Dear White People / U.S.A. (Director and screenwriter: Justin Simien) — Four black students attend an Ivy League college where a riot breaks out over an "African American" themed party thrown by white students. With tongue planted firmly in cheek, the film explores racial identity in postracial America while weaving a story about forging one's unique path in the world. Cast: Tyler Williams, Tessa Thompson, Teyonah Parris, Brandon Bell.
Fishing Without Nets / U.S.A., Somalia, Kenya (Director: Cutter Hodierne, Screenwriters: Cutter Hodierne, John Hibey, David Burkman) — A story of pirates in Somalia told from the perspective of a struggling, young Somali fisherman. Cast: Abdikani Muktar, Abdi Siad, Abduwhali Faarah, Abdikhadir Hassan, Reda Kateb, Idil Ibrahim.
God's Pocket / U.S.A. (Director: John Slattery, Screenwriters: John Slattery, Alex Metcalf) — When Mickey's stepson Leon is killed in a construction "accident," Mickey tries to bury the bad news with the body. But when the boy's mother demands the truth, Mickey finds himself stuck between a body he can't bury, a wife he can't please, and a debt he can't pay. Cast: Philip Seymour Hoffman, Richard Jenkins, Christina Hendricks, John Turturro.
Happy Christmas / U.S.A. (Director and screenwriter: Joe Swanberg) — After a breakup with her boyfriend, a young woman moves in with her older brother, his wife, and their 2-year-old son. Cast: Anna Kendrick, Melanie Lynskey, Mark Webber, Lena Dunham, Joe Swanberg.
Hellion / U.S.A. (Director and screenwriter: Kat Candler) — When motocross and heavy metal obsessed, 13-year-old Jacob's delinquent behavior forces CPS to place his little brother Wes with his aunt, Jacob and his emotionally absent father must finally take responsibility for their actions and each other in order to bring Wes home. Cast: Aaron Paul, Juliette Lewis, Josh Wiggins, Deke Garner, Jonny Mars, Walt Roberts.
Infinitely Polar Bear / U.S.A. (Director and screenwriter: Maya Forbes) — A manic-depressive mess of a father tries to win back his wife by attempting to take full responsibility of their two young, spirited daughters, who don't make the overwhelming task any easier. Cast: Mark Ruffalo, Zoe Saldana, Imogene Wolodarsky, Ashley Aufderheide.
Jamie Marks is Dead / U.S.A. (Director and screenwriter: Carter Smith) — No one seemed to care about Jamie Marks until after his death. Hoping to find the love and friendship he never had in life, Jamie's ghost visits former classmate Adam McCormick, drawing him into the bleak world between the living and the dead. Cast: Cameron Monaghan, Noah Silver, Morgan Saylor, Judy Greer, Madisen Beaty, Liv Tyler.
Kumiko, the Treasure Hunter / U.S.A. (Director: David Zellner, Screenwriters: David Zellner, Nathan Zellner) — A lonely Japanese woman becomes convinced that a satchel of money buried in a fictional film is, in fact, real. Abandoning her structured life in Tokyo for the frozen Minnesota wilderness, she embarks on an impulsive quest to search for her lost mythical fortune. Cast: Rinko Kikuchi.
Life After Beth / U.S.A. (Director and screenwriter: Jeff Baena) — Zach is devastated by the unexpected death of his girlfriend, Beth. When she mysteriously returns, he gets a second chance at love. Soon his whole world turns upside down… Cast: Aubrey Plaza, Dane DeHaan, John C. Reilly, Molly Shannon, Cheryl Hines, Paul Reiser.
Low Down / U.S.A. (Director: Jeff Preiss, Screenwriters: Amy Albany, Topper Lilien) — Based on Amy Jo Albany's memoir, Low Down explores her heart-wrenching journey to adulthood while being raised by her father, bebop pianist Joe Albany, as he teeters between incarceration and addiction in the urban decay and waning bohemia of Hollywood in the 1970s. Cast: John Hawkes, Elle Fanning, Glenn Close, Lena Headey, Peter Dinklage, Flea.
The Skeleton Twins / U.S.A. (Director: Craig Johnson, Screenwriters: Craig Johnson, Mark Heyman) — Estranged twins Maggie and Milo coincidentally cheat death on the same day, prompting them to reunite and confront the reasons their lives went so wrong. As the twins' reunion reinvigorates them, they realize the key to fixing their lives may just lie in repairing their relationship. Cast: Bill Hader, Kristen Wiig, Luke Wilson, Ty Burrell, Boyd Holbrook, Joanna Gleason.
The Sleepwalker / U.S.A., Norway (Director: Mona Fastvold, Screenwriters: Mona Fastvold, Brady Corbet) — A young couple, Kaia and Andrew, are renovating Kaia´s secluded family estate. Their lives are violently interrupted when unexpected guests arrive. The Sleepwalker chronicles the unraveling of the lives of four disparate characters as it transcends genre conventions and narrative contrivance to reveal something much more disturbing. Cast: Gitte Witt, Christopher Abbott, Brady Corbet, Stephanie Ellis.
Song One / U.S.A. (Director and screenwriter: Kate Barker-Froyland) — Estranged from her family, Franny returns home when an accident leaves her brother comatose. Retracing his life as an aspiring musician, she tracks down his favorite musician, James Forester. Against the backdrop of Brooklyn's music scene, Franny and James develop an unexpected relationship and face the realities of their lives. Cast: Anne Hathaway, Johnny Flynn, Mary Steenburgen, Ben Rosenfield.
Whiplash / U.S.A. (Director and screenwriter: Damien Chazelle) — Under the direction of a ruthless instructor, a talented young drummer begins to pursue perfection at any cost, even his humanity. Cast: Miles Teller, JK Simmons. DAY ONE FILM
Sixteen world-premiere American documentaries that illuminate the ideas, people, and events that shape the present day.
Alive Inside: A Story of Music & Memory / U.S.A. (Director: Michael Rossato-Bennett) — Five million Americans suffer from Alzheimer's disease and dementia—many of them alone in nursing homes. A man with a simple idea discovers that songs embedded deep in memory can ease pain and awaken these fading minds. Joy and life are resuscitated, and our cultural fears over aging are confronted.
All the Beautiful Things / U.S.A. (Director: John Harkrider) — John and Barron are lifelong friends whose friendship is tested when Barron's girlfriend says Barron put a knife to her throat and raped her. Not knowing she has lied, John tells her to go to the police. Years later, John and Barron meet in a bar to resolve the betrayal.
CAPTIVATED The Trials of Pamela Smart / U.S.A., United Kingdom (Director: Jeremiah Zagar) — In an extraordinary and tragic American story, a small town murder becomes one of the highest profile cases of all time. From its historic role as the first televised trial to the many books and movies made about it, the film looks at the media's enduring impact on the case.
The Case Against 8 / U.S.A. (Directors: Ben Cotner, Ryan White) — A behind-the-scenes look inside the case to overturn California's ban on same-sex marriage. Shot over five years, the film follows the unlikely team that took the first federal marriage equality lawsuit to the U.S. Supreme Court.
Cesar's Last Fast / U.S.A. (Directors: Richard Ray Perez, Lorena Parlee) — Inspired by Catholic social teaching, Cesar Chavez risked his life fighting for America's poorest workers. The film illuminates the intensity of one man's devotion and personal sacrifice, the birth of an economic justice movement, and tells an untold chapter in the story of civil rights in America.
Dinosaur 13 / U.S.A. (Director: Todd Miller) — The true tale behind one of the greatest discoveries in history. DAY ONE FILM
E-TEAM / U.S.A. (Directors: Katy Chevigny, Ross Kauffman) — E-TEAM is driven by the high-stakes investigative work of four intrepid human rights workers, offering a rare look at their lives at home and their dramatic work in the field.
Fed Up / U.S.A. (Director: Stephanie Soechtig) — Fed Up blows the lid off everything we thought we knew about food and weight loss, revealing a 30-year campaign by the food industry, aided by the U.S. government, to mislead and confuse the American public, resulting in one of the largest health epidemics in history.
The Internet's Own Boy: The Story of Aaron Swartz / U.S.A. (Director: Brian Knappenberger) — Programming prodigy and information activist Aaron Swartz achieved groundbreaking work in social justice and political organizing. His passion for open access ensnared him in a legal nightmare that ended with the taking of his own life at the age of 26.
Ivory Tower / U.S.A. (Director: Andrew Rossi) — As tuition spirals upward and student debt passes a trillion dollars, students and parents ask, "Is college worth it?" From the halls of Harvard to public and private colleges in financial crisis to education startups in Silicon Valley, an urgent portrait emerges of a great American institution at the breaking point.
Marmato / U.S.A. (Director: Mark Grieco) — Colombia is the center of a new global gold rush, and Marmato, a historic mining town, is the new frontier. Filmed over the course of nearly six years, Marmato chronicles how townspeople confront a Canadian mining company that wants the $20 billion in gold beneath their homes.
No No: A Dockumentary / U.S.A. (Director: Jeffrey Radice) — Dock Ellis pitched a no-hitter on LSD, then worked for decades counseling drug abusers. Dock's soulful style defined 1970s baseball as he kept hitters honest and embarrassed the establishment. An ensemble cast of teammates, friends, and family investigate his life on the field, in the media, and out of the spotlight.
The Overnighters / U.S.A. (Director: Jesse Moss) — Desperate, broken men chase their dreams and run from their demons in the North Dakota oil fields. A local Pastor's decision to help them has extraordinary and unexpected consequences.
Private Violence / U.S.A. (Director: Cynthia Hill) — One in four women experience violence in their homes. Have you ever asked, "Why doesn't she just leave?" Private Violence shatters the brutality of our logic and intimately reveals the stories of two women: Deanna Walters, who transforms from victim to survivor, and Kit Gruelle, who advocates for justice.
Rich Hill / U.S.A. (Directors: Andrew Droz Palermo, Tracy Droz Tragos) — In a rural, American town, kids face heartbreaking choices, find comfort in the most fragile of family bonds, and dream of a future of possibility.
Watchers of the Sky / U.S.A. (Director: Edet Belzberg) — Five interwoven stories of remarkable courage from Nuremberg to Rwanda, from Darfur to Syria, and from apathy to action.
Twelve films from emerging filmmaking talents around the world offer fresh perspectives and inventive styles.
52 Tuesdays / Australia (Director: Sophie Hyde, Screenplay and story by: Matthew Cormack, Story by: Sophie Hyde) — Sixteen-year-old Billie's reluctant path to independence is accelerated when her mother reveals plans for gender transition, and their time together becomes limited to Tuesdays. This emotionally charged story of desire, responsibility, and transformation was filmed over the course of a year—once a week, every week, only on Tuesdays. Cast: Tilda Cobham-Hervey, Del Herbert-Jane, Imogen Archer, Mario Späte, Beau Williams, Sam Althuizen. International Premiere
Blind / Norway, Netherlands (Director and screenwriter: Eskil Vogt) — Having recently lost her sight, Ingrid retreats to the safety of her home—a place she can feel in control, alone with her husband and her thoughts. But Ingrid's real problems lie within, not beyond the walls of her apartment, and her deepest fears and repressed fantasies soon take over. Cast: Ellen Dorrit Petersen, Henrik Rafaelsen, Vera Vitali, Marius Kolbenstvedt. World Premiere
Difret / Ethiopia (Director and screenwriter: Zeresenay Berhane Mehari) — Meaza Ashenafi is a young lawyer who operates under the government's radar helping women and children until one young girl's legal case exposes everything, threatening not only her career but her survival. Cast: Meron Getnet, Tizita Hagere. World Premiere
The Disobedient / Serbia (Director and screenwriter: Mina Djukic) — Leni anxiously waits for her childhood friend Lazar, who is coming back to their hometown after years of studying abroad. After they reunite, they embark on a random bicycle trip around their childhood haunts, which will either exhaust or reinvent their relationship. Cast: Hana Selimovic, Mladen Sovilj, Minja Subota, Danijel Sike, Ivan Djordjevic. World Premiere
God Help the Girl / United Kingdom (Director and screenwriter: Stuart Murdoch) — This musical from Stuart Murdoch of Belle & Sebastian is about some messed up boys and girls and the music they made. Cast: Emily Browning, Olly Alexander, Hannah Murray, Cora Bissett, Pierre Boulanger. World Premiere
Liar's Dice / India (Director and screenwriter: Geetu Mohandas) — Kamala, a young woman from the village of Chitkul, leaves her native land with her daughter to search for her missing husband. Along the journey, they encounter Nawazudin, a free-spirited army deserter with his own selfish motives who helps them reach their destination. Cast: Nawazuddin Siddiqui, Geetanjali Thapa, Manya Gupta. International Premiere
Lilting / United Kingdom (Director and screenwriter: Hong Khaou) — The world of a Chinese mother mourning the untimely death of her son is suddenly disrupted by the presence of a stranger who doesn't speak her language. Lilting is a touching and intimate film about finding the things that bring us together. Cast: Ben Whishaw, Pei-Pei Cheng, Andrew Leung, Peter Bowles, Naomi Christie, Morven Christie. World Premiere. DAY ONE FILM
Lock Charmer (El cerrajero) / Argentina (Director and screenwriter: Natalia Smirnoff) — Upon learning that his girlfriend is pregnant, 33-year-old locksmith Sebastian begins to have strange visions about his clients. With the help of an unlikely assistant, he sets out to use his newfound talent for his own good. Cast: Esteban Lamothe, Erica Rivas, Yosiria Huaripata. World Premiere
To Kill a Man / Chile, France (Director and screenwriter: Alejandro Fernandez Almendras) — When Jorge, a hardworking family man who's barely making ends meet, gets mugged by Kalule, a neighborhood delinquent, Jorge's son decides to confront the attacker, only to get himself shot. Even though Jorge's son nearly dies, Kalule's sentence is minimal, heightening the friction. Cast: Daniel Candia, Daniel Antivilo, Alejandra Yañez, Ariel Mateluna. World Premiere
Viktoria / Bulgaria, Romania (Director and screenwriter: Maya Vitkova) — Although determined not to have a child in Communist Bulgaria, Boryana gives birth to Viktoria, who despite being born with no umbilical cord, is proclaimed to be the baby of the decade. But political collapse and the hardships of the new time bind mother and daughter together. Cast: Irmena Chichikova, Daria Vitkova, Kalina Vitkova, Mariana Krumova, Dimo Dimov, Georgi Spassov. World Premiere
Wetlands / Germany (Director: David Wnendt, Screenwriters: Claus Falkenberg, David Wnendt, based on the novel by Charlotte Roche) — Meet Helen Memel. She likes to experiment with vegetables while masturbating and thinks that bodily hygiene is greatly overrated. She shocks those around her by speaking her mind in a most unladylike manner on topics that many people would not even dare consider. Cast: Carla Juri, Christoph Letkowski, Meret Becker, Axel Milberg, Marlen Kruse, Edgar Selge. North American Premiere
White Shadow / Italy, Germany, Tanzania (Director: Noaz Deshe, Screenwriters: Noaz Deshe, James Masson) — Alias is a young albino boy on the run. His mother has sent him away to find refuge in the city after witnessing his father's murder. Over time, the city becomes no different than the bush: wherever Alias travels, the same rules of survival apply. Cast: Hamisi Bazili, James Gayo, Glory Mbayuwayu, Salum Abdallah. International Premiere
Twelve documentaries by some of the most courageous and extraordinary international filmmakers working today.
20,000 Days On Earth / United Kingdom (Directors: Iain Forsyth & Jane Pollard) — Drama and reality combine in a fictitious 24 hours in the life of musician and international culture icon Nick Cave. With startlingly frank insights and an intimate portrayal of the artistic process, this film examines what makes us who we are and celebrates the transformative power of the creative spirit. World Premiere
Concerning Violence / Sweden, U.S.A., Denmark, Finland (Director: Göran Hugo Olsson) — Concerning Violence is based on newly discovered, powerful archival material documenting the most daring moments in the struggle for liberation in the Third World, accompanied by classic text from The Wretched of the Earth by Frantz Fanon. World Premiere
The Green Prince / Germany, Israel, United Kingdom (Director: Nadav Schirman ) — This real-life thriller tells the story of one of Israel's prized intelligence sources, recruited to spy on his own people for more than a decade. Focusing on the complex relationship with his handler, The Green Prince is a gripping account of terror, betrayal, and unthinkable choices, along with a friendship that defies all boundaries. World Premiere. DAY ONE FILM
Happiness / France, Finland (Director: Thomas Balmès) — Peyangki is a dreamy and solitary eight-year-old monk living in Laya, a Bhutanese village perched high in the Himalayas. Soon the world will come to him: the village is about to be connected to electricity, and the first television will flicker on before Peyangki's eyes. North American Premiere
Love Child / South Korea, U.S.A. (Director: Valerie Veatch) — In Seoul in the Republic of Korea, a young couple stands accused of neglect when "Internet addiction" in an online fantasy game costs the life of their infant daughter. Love Child documents the 2010 trial and subsequent ruling that set a global precedent in a world where virtual is the new reality. World Premiere
Mr leos caraX / France (Director: Tessa Louise-Salomé) — Mr leos caraX plunges us into the poetic and visionary world of a mysterious, solitary filmmaker who was already a cult figure from his very first film. Punctuated by interviews and previously unseen footage, this documentary is most of all a fine-tuned exploration of the poetic and visionary world of Leos Carax, alias Mr. X. World Premiere
My Prairie Home / Canada (Director: Chelsea McMullan) — A poetic journey through landscapes both real and emotional, Chelsea McMullan's documentary/musical offers an intimate portrait of transgender singer Rae Spoon, framed by stunning images of the Canadian prairies. McMullan's imaginative visual interpretations of Spoon's songs make this an unforgettable look at a unique Canadian artist. International Premiere
The Notorious Mr. Bout / U.S.A., Russia (Directors: Tony Gerber, Maxim Pozdorovkin ) — Viktor Bout was a war profiteer, an entrepreneur, an aviation tycoon, an arms dealer, and—strangest of all—a documentary filmmaker. The Notorious Mr. Bout is the ultimate rags-to-riches-to-prison memoir, documented by the last man you'd expect to be holding the camera. World Premiere
The Return to Homs / Syria, Germany (Director: Talal Derki) — Basset Sarout, the 19-year-old national football team goalkeeper, becomes a demonstration leader and singer, and then a fighter. Ossama, a 24-year-old renowned citizen cameraman, is critical, a pacifist, and ironic until he is detained by the regime's security forces. North American Premiere
SEPIDEH – Reaching for the Stars / Denmark (Director: Berit Madsen) — Sepideh wants to become an astronaut. As a young Iranian woman, she knows it's dangerous to challenge traditions and expectations. Still, Sepideh holds on to her dream. She knows a tough battle is ahead, a battle that only seems possible to win once she seeks help from an unexpected someone. North American Premiere
We Come as Friends / France, Austria (Director: Hubert Sauper) — We Come as Friends views colonization as a human phenomenon through both explicit and metaphoric lenses without oversimplified accusations or political theorizing. Alarmingly, It is not a historical film since colonization and the slave trade still exist. World Premiere
Web Junkie / Israel (Directors: Shosh Shlam, Hilla Medalia) — China is the first country to label "Internet addiction" a clinical disorder. Web Junkie investigates a Beijing rehab center where Chinese teenagers are deprogrammed. World Premiere
Pure, bold works distinguished by an innovative, forward-thinking approach to storytelling populate this program. Digital technology paired with unfettered creativity promises that the films in this section will shape a "greater" next wave in American cinema.
Appropriate Behavior / U.S.A., United Kingdom (Director and screenwriter: Desiree Akhavan) — Shirin is struggling to become an ideal Persian daughter, a politically correct bisexual, and a hip, young Brooklynite, but fails miserably in her attempt at all identities. Being without a cliché to hold on to can be a lonely experience. Cast: Desiree Akhavan, Rebecca Henderson, Halley Feiffer, Scott Adsit, Anh Duong, Arian Moayed. World Premiere
Drunktown's Finest / U.S.A. (Director and screenwriter: Sydney Freeland) — Three young Native Americans—a rebellious father-to-be, a devout Christian woman, and a promiscuous transsexual—come of age on an Indian reservation. Cast: Jeremiah Bitsui, Carmen Moore, Morningstar Angeline, Kiowa Gordon, Shauna Baker, Elizabeth Francis. World Premiere
The Foxy Merkins / U.S.A. (Director: Madeleine Olnek, Screenwriters: Lisa Haas, Jackie Monahan, Madeleine Olnek) — Two lesbian hookers work the streets of New York. One is a down-on-her-luck newbie; the other is a beautiful—and straight—grifter who's an expert on picking up women. Together they face bargain-hunting housewives, double-dealing conservative women, and each other in this prostitute buddy comedy. Cast: Lisa Haas, Jackie Monahan, Alex Karpovsky, Susan Ziegler, Sally Sockwell, Deb Margolin.
A Girl Walks Home Alone at Night / U.S.A. (Director and screenwriter: Ana Lily Amirpour) — In the Iranian ghost town Bad City, a place that reeks of death and loneliness, depraved denizens are unaware they are being stalked by a lonesome vampire. Cast: Sheila Vand, Arash Marandi, Dominic Rains, Marshall Manesh, Mozhan Marnó, Milad Eghbali. World Premiere
Imperial Dreams / U.S.A. (Director: Malik Vitthal, Screenwriters: Malik Vitthal, Ismet Prcic) — A 21-year-old, reformed gangster's devotion to his family and his future are put to the test when he is released from prison and returns to his old stomping grounds in Watts, Los Angeles. Cast: John Boyega, Rotimi Akinosho, Glenn Plummer, Keke Palmer, De'aundre Bonds. World Premiere
Land Ho! / U.S.A., Iceland (Directors and screenwriters: Martha Stephens, Aaron Katz) — A pair of ex-brothers-in-law set off to Iceland in an attempt to reclaim their youth through Reykjavik nightclubs, trendy spas, and rugged campsites. This bawdy adventure is a throwback to 1980s road comedies, as well as a candid exploration of aging, loneliness, and friendship. Cast: Paul Eenhoorn, Earl Nelson, Alice Olivia Clarke, Karrie Krouse, Elizabeth McKee, Emmsjé Gauti. World Premiere
Listen Up Philip / U.S.A. (Director and screenwriter: Alex Ross Perry) — A story about changing seasons and changing attitudes, a newly accomplished writer faces mistakes and miseries affecting those around him, including his girlfriend, her sister, his idol, his idol's daughter, and all the ex-girlfriends and enemies that lie in wait on the open streets of New York. Cast: Jason Schwartzman, Elisabeth Moss, Jonathan Pryce, Krysten Ritter, Josephine de La Baume. World Premiere
Memphis / U.S.A. (Director and screenwriter: Tim Sutton) — A strange singer drifts through the mythic city of Memphis, surrounded by beautiful women, legendary musicians, a stone-cold hustler, a righteous preacher, and a wolf pack of kids. Under a canopy of ancient oak trees and burning spirituality, his doomed journey breaks from conformity and reaches out for glory. Cast: Willis Earl Beal, Lopaka Thomas, Constance Brantley, Devonte Hull, John Gary Williams, Larry Dodson. World Premiere
Obvious Child / U.S.A. (Director and screenwriter: Gillian Robespierre) — An honest comedy about what happens when Brooklyn comedian Donna Stern gets dumped, fired, and pregnant, just in time for the worst/best Valentine's Day of her life. Cast: Jenny Slate, Jake Lacy, Gaby Hoffmann, David Cross, Gabe Liedman, Richard Kind. World Premiere
Ping Pong Summer / U.S.A. (Director and screenwriter: Michael Tully) — 1985. Ocean City, Maryland. Summer vacation. Rap music. Parachute pants. Ping pong. First crushes. Best friends. Mean bullies. Weird mentors. That awkward, momentous time in your life when you're treated like an alien by everyone around you, even though you know deep down you're as funky fresh as it gets. Cast: Susan Sarandon, John Hannah, Lea Thompson, Amy Sedaris, Robert Longstreet, Marcello Conte. World Premiere
War Story / U.S.A. (Director: Mark Jackson, Screenwriters: Kristin Gore, Mark Jackson) — A war photographer retreats to a small town in Sicily after being held captive during the conflict in Libya. Cast: Catherine Keener, Hafsia Herzi, Vincenzo Amato, Donatella Finocchiaro, Ben Kingsley. World Premiere


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Passport Seva Kendra Pune address, enquiry numbers and office area is with map location. with contact numbers of Regional Passport Officer, Public Grievances Cell (HQ) and Public Relation Officer.
Passport Seva Kendra Pune
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And let's move east now to Bangladesh, where rescuers are still retrieving bodies from the massive building collapse there last week. Five garment factories were housed inside the eight-story structure near the capital. At least 500 people are now confirmed dead. Hundreds more are still missing. Bangladeshi police have arrested several people in connection with this deadly collapse. The latest in custody: an inspection engineer who warned a day before the disaster that the building was unsafe, and also the building's owner, Mohammed Sohel Rana. A photo this week showed Rana before court appearance. You can see it at the MORNING EDITION Facebook page. The building owner is dressed in police armor, a mob surrounding him.
JIM YARDLEY: The police kind of parade him before the media. And that image, which is all over Bangladesh. He had a bulletproof vest on and he had a helmet. Essentially, he is so hated here; I assume this was to protect him from being killed.
GREENE: That's the voice of Jim Yardley, a reporter for The New York Times. We reached him in Bangladesh to learn more about the man who owns that factory building.
Jim, we should be clear that Rana was despised even before this accident took place, right?
YARDLEY: I think feared is a better, by many people. The Rana is sort of a local -as it was explained in my reporting - a local strongman. So he controlled sort of his own private militia. He muscled people out of the way to get the land to build this building. So he sort of typified a sort of gangsterism that often exists at the local level. So I think that when the building collapsed people were outraged. They were particularly outraged because there was a warning. The day before a huge cracking sound it made, people described it as if like an earthquake.
GREENE: Mm-hmm.
YARDLEY: And people rushed out of the building. There were reporters there and they interviewed Rana and there's the footage of him on television the night before the disaster, and even the morning of saying, oh, it's just a superficial crack, it's no big deal.
GREENE: Well, what sort of pressures were there that could have explain why he was so insistent on keeping this building open?
YARDLEY: What happened is when the garment industry arrived land values shot through the roof, so guys like him gobbled up the land and you built up a quick factory and then some factory owners lease your building and you can make a lot of money. But what's interesting about the garment industry is that, you know, Bangladesh is a tiny country. It's the size of Iowa. But there are 170,000,000-plus people who live there. And it's been a very poor nation that has made some real progress. Some of this has to do with NGO work, but a lot of it - I mean, the garment industry has played a role and so these industries have come in here and provided jobs. But the way Bangladesh got business was the costs were rising in places like China and Bangladesh has the lowest wages in the world. The minimum wage for a garment worker before overtime is $37 a month.
GREENE: Wow.
YARDLEY: So there's a lot of inefficiencies in Bangladesh. But when you're only paying a minimum wage of $37 a month, brands will still come there because they want to make their cost.
GREENE: Well, then it sounds like, Jim Yardley, that I mean, if you have a situation where there are kind of these strongman who come up and develop a lot of power, there's corruption, if you add money, which these brands have brought as part of the garment industry, you add money to that recipe and something like this could happen, I guess.
YARDLEY: I guess so. I mean, I think what's interesting too, and what the brands really need to deal with is, I'm certain that none of the brands who were having their clothes made in this building knew anything about Mr. Rana. They were dealing with the factory owners. But that building should have been regulated. You know, the brands tell consumers that we have systems in place to assure that things are made in safe environment, that workers are treated well and when you're buying a product on the shelves, we sort of have this independent system. What this shows is that system is not working. And the question is how it can be fixed.
GREENE: We've been speaking to Jim Yardley. He's the South Asia bureau chief for The New York Times and he's been covering the story of that factory collapse in Bangladesh.
Jim, thanks so much for talking to us.
YARDLEY: My pleasure. Transcript provided by NPR, Copyright NPR.


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If you do not provide us with your personal information, some enhanced services, like the right to access our property guides, will be unavailable to you. If you do provide us with your personal information, we will protect it in accordance with the Australian Privacy Principles.
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We use social networking services such as Twitter, Facebook, Instagram and YouTube to communicate with the public. When you communicate with us using these services, we may collect your personal information, but we only use it to help us to communicate with you and the public. The social networking service will also handle your personal information for its own purposes. These sites have their own privacy policies.
Notification of collection of personal information
If we collect personal information from someone or some entity other than you in order to provide a property related service, such as acquiring information from a tenancy database, we will make you aware that we have done so and explain why. We will also explain if there are any consequences for you if such information is not collected. Organisations that we are likely to collect personal information from or provide information to are:
How we use your personal information
We may use your personal information to deliver services you have requested (for example, responding to an inquiry for information concerning a property).
We may also use your personal information to send you periodic mailings containing information on new services and upcoming events that may interest you. If at any stage you decide that you do not wish to receive such material, please let us know by following the Opt-Out procedure below and we will ensure that your name is removed from our contact list.
Business without identifying you
In some circumstances it will be necessary for Contessa Condominiums Management to identify you in order to successfully do business with you, however, where it is lawful and practicable to do so, we will offer you the opportunity of doing business with us without providing us with personal information, for example, if you make general inquiries about real estate.
Direct marketing
From time to time we may use your personal information to provide you with current information about real estate, offers you may find of interest, changes to our organisation, or new products or services being offered by us or any company with whom we are associated.
If you do not wish to receive marketing information, you may at any time decline to receive such information by telephoning us on 07 5591 6815 or by emailing us at email@example.com
If the direct marketing is by email you may also use the unsubscribe function. We will not charge you for giving effect to your request and will take all reasonable steps to meet your request at the earliest possible opportunity.
We will only disclose your personal information to carry out business activities and functions as identified above.
Contessa Holiday Apartments
In order to deliver our services to you, we disclose your personal information to our business partner Contessa Holiday Apartments who is best positioned to assist with your particular request. In doing so, we authorise this business to use your personal information in the ways described above. These members will handle your personal information in accordance with the Privacy Statements accessible through their websites.
Other than as stated in this Statement, we do not rent, sell or otherwise disclose your personal information to non-member companies or organisations without your prior consent.
Opt-Out procedure
In each direct marketing or promotional communication with you, we will advise you how to notify us if you do not wish to receive any further communications from us. If our correspondence is in the form of an e-mail, we will attach simple instructions on how you can unsubscribe from our mailing list. In any event you can opt-out from receiving marketing or promotional material from us by emailing us at email@example.com or by contacting us by mail or telephone and asking to be removed from our mailing list.
You should note that by opting out of our mailing list, you will not automatically be removed from the mailing lists of our business partners to whom we have forwarded your personal information because we do not have control over those mailing lists.
If you no longer wish to receive material from the relevant business partner to whom we have forwarded your personal information, please follow their own Opt-Out procedure as described on their website or in their marketing material.
Access to your personal information
You can find out what personal information we have about you, and amend or update your personal information, by emailing us at email@example.com or by telephoning us (contact details are provided at the beginning of this Statement).
We may charge a fee for our actual costs of retrieving and supplying the information to you, including staff costs in locating and retrieving the personal information, staff costs in reproducing and send the personal information, costs of postage etc.
Depending on the type of request that you make we may respond to your request immediately, otherwise we usually respond to you within seven days of receiving your request. We may need to contact other entities to properly investigate your request.
There may be situations where we are not required to provide you with access to your personal information, for example, if the information relates to existing or anticipated legal proceedings, or if your request is vexatious.
An explanation will be provided to you if we deny you access to the personal information that we hold about you.
If any of the personal information we hold about you is incorrect, inaccurate or out of date you may request that we correct the information. If appropriate we will correct the personal information. At the time of the request, otherwise, we will provide an initial response to you within seven days of receiving your request. Where reasonable, and after our investigation, we will provide you with details about whether we have corrected the personal information within 30 days.
We may need to consult with other entities as part of our investigation.
Should you wish to make a complaint about management of your information, please phone 07 5591 6815. Contessa Condominiums Management will make a record of your complaint, verify the information received, and take steps to correct any deviation from Australian Privacy Principles.
We will acknowledge your complaint within seven days. We will provide you with a decision on your complaint within 30 days.
If you are dissatisfied with the response of our complaints officer you may make a complaint to the Privacy Commissioner which can be contacted on either www.oaic.gov.au or 1300 363 992.
Sensitive information
We will only collect sensitive information about you with your consent. Sensitive information is personal information that includes information relating to your racial or ethnic origin, political persuasion, memberships in trade or professional associations or trade unions, sexual preferences, criminal record, or health.
Unsolicited information
If we receive unsolicited private information from you, we will as soon as practicable, but only if lawful, destroy the information or assure it is de-identified.
We use all reasonable efforts to keep your personal information secure, accurate and up-to-date. Your personal information is stored behind firewalls and is accessible only by password access.
You can assist us to keep your personal information secure by ensuring that any username or password provided to you is kept confidential.
Disclaimer of responsibility for third party sites
Our website contains links to other web sites including the web sites of First National members. We are not responsible for the content on those other websites or their privacy practices.
How we may change this statement
We reserve the right to amend or update this Statement so long as no change or amendment has a retrospective detrimental effect to your privacy rights.
This privacy policy came into existence 20th September 2021.


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The Tampa, FL personal injury law firm of Cally E. Catania typically provides legal services for individuals injured in car, truck, motorcycle, pedestrian, bicycle and slip and fall accidents as well as other injury causing circumstances. If you've been injured in an accident in the Tampa area, contact them today to learn about your legal options.
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Post Office Glasgow Directory 1841-1842, Lot-Lyo.
To look for a name and address in the uploaded directories, please search by the title and year of the directory and by the first initial of the name. For example, to search in this directory for a person with a surname beginning with the letter L, go to the search box and type:
PO Dir 1841, L
The pages that appear on the screen will each appear with a title indicating the first three letters of the first and the last entries on the page, to help you locate the appropriate page.
Reference: Mitchell Library, DIR 1841-42
Reproduced with the permission of Glasgow City Council, Libraries Information and Learning
Keywords:directories, family history, genealogy, PO Dir 1841, L, Post Office Glasgow Directory, 1841
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Black Leather Bauza Shoulder Bag from Hereu. Structured bag. Interwoven detail. Zip fastening. Interior slip pocket. Crafted in Spanish calf leather lined in organic cotton canvas.
- 100% Italian calf leather
- Handmade in Spain
- Length: 10.6" / depth: 2.75" / height: 9.4" / strap length: 17.3"
All items available online are able to be viewed and purchased at our store located at 170 Ludlow Street, New York, NY 10002.
Sold out items are not available for viewing or purchase.
Have a question or inquiry on this item? Send us an email at email@example.com
Orders typically ship within 1-2 business days. Please allow up to 3 business days during sale or promotions for your order to dispatch. International shipping is offered via UPS and FedEx.
Assembly offers worldwide shipping via UPS and Fedex. Shipping rates are calculated at checkout by the carrier. Assembly is not responsible for shipping delays on international orders. International customers may be responsible for duties and import taxes on their orders. Some orders may also experience transit delays due to customs. Assembly is not responsible for payment of any duties and cannot offer accurate rates for these additional charges. In addition, we cannot predict any transit delays on international orders.
Assembly is happy to offer in-store pick up from our New York location, 170 Ludlow St. Please specify in the notes section at checkout that you would like to pick your order up in-store and we'll be happy to refund shipping costs. You will be notified via email when your order is ready.
As an option at checkout, we offer a shipping guarantee through ShipAid that ensures your package will be either refunded or reshipped should anything unforeseen occur causing a loss or damage. The cost for this optional guaranty is based on the total value of your purchase and the destination.
Assembly New York is not responsible for uninsured shipments lost, damaged or stolen.
Any questions? Send us an email at firstname.lastname@example.com
Merchandise in original condition with packaging and tags, is eligible for a return within 10 days of receipt of order. After 10 days, all sales are FINAL. No price adjustments. All sales final on sale merchandise, lingerie, swimwear, books, magazines, electronics, gift certificates, candles and fragrances. All returns must be received within 14 days of return request to be eligible.
Refunds will be issued via the original form of payment. Assembly is not responsible for return shipping charges. Please note that original shipping charges and duties from international orders are non-refundable.
Please email email@example.com for a Return Authorization. Always include your order number and full name to facilitate a quick response from our support team. We will not accept returns received without a Return Authorization.
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When I was invited to give this speech, I was asked if I could give a simple short talk that was direct, naked, taut, honest, passionate, lean, shivering, startling, and graceful. No pressure there.
Lets begin with the startling part. Class of 2009: you are going to have to figure out what it means to be a human being on earth at a time when every living system is declining, and the rate of decline is accelerating. Kind of a mind-boggling situation… but not one peer-reviewed paper published in the last thirty years can refute that statement. Basically, civilization needs a new operating system, you are the programmers, and we need it within a few decades.
This planet came with a set of instructions, but we seem to have misplaced them. Important rules like dont poison the water, soil, or air, dont let the earth get overcrowded, and dont touch the thermostat have been broken. Buckminster Fuller said that spaceship earth was so ingeniously designed that no one has a clue that we are on one, flying through the universe at a million miles per hour, with no need for seatbelts, lots of room in coach, and really good food but all that is changing.
There is invisible writing on the back of the diploma you will receive, and in case you didnt bring lemon juice to decode it, I can tell you what it says: You are Brilliant, and the Earth is Hiring. The earth couldnt afford to send recruiters or limos to your school. It sent you rain, sunsets, ripe cherries, night blooming jasmine, and that unbelievably cute person you are dating. Take the hint.
And heres the deal: Forget that this task of planet-saving is not possible in the time required. Dont be put off by people who know what is not possible. Do what needs to be done, and check to see if it was impossible only after you are done.
When asked if I am pessimistic or optimistic about the future, my answer is always the same: If you look at the science about what is happening on earth and arent pessimistic, you dont understand the data. But if you meet the people who are working to restore this earth and the lives of the poor, and you arent optimistic, you havent got a pulse. What I see everywhere in the world are ordinary people willing to confront despair, power, and incalculable odds in order to restore some semblance of grace, justice, and beauty to this world.
The poet Adrienne Rich wrote, So much has been destroyed I have cast my lot with those who, age after age, perversely, with no extraordinary power, reconstitute the world. There could be no better description. Humanity is coalescing. It is reconstituting the world, and the action is taking place in schoolrooms, farms, jungles, villages, campuses, companies, refuge camps, deserts, fisheries, and slums.
You join a multitude of caring people. No one knows how many groups and organizations are working on the most salient issues of our day: climate change, poverty, deforestation, peace, water, hunger, conservation, human rights, and more. This is the largest movement the world has ever seen. Rather than control, it seeks connection. Rather than dominance, it strives to disperse concentrations of power. Like Mercy Corps, it works behind the scenes and gets the job done.
Large as it is, no one knows the true size of this movement. It provides hope, support, and meaning to billions of people in the world. Its clout resides in idea, not in force. It is made up of teachers, children, peasants, businesspeople, rappers, organic farmers, nuns, artists, government workers, fisherfolk, engineers, students, incorrigible writers, weeping Muslims, concerned mothers, poets, doctors without borders, grieving Christians, street musicians, the President of the United States of America, and as the writer David James Duncan would say, the Creator, the One who loves us all in such a huge way.
There is a rabbinical teaching that says if the world is ending and the Messiah arrives, first plant a tree, and then see if the story is true. Inspiration is not garnered from the litanies of what may befall us; it resides in humanitys willingness to restore, redress, reform, rebuild, recover, reimagine, and reconsider. One day you finally knew what you had to do, and began, though the voices around you kept shouting their bad advice, is Mary Olivers description of moving away from the profane toward a deep sense of connectedness to the living world.
Millions of people are working on behalf of strangers, even if the evening news is usually about the death of strangers. This kindness of strangers has religious, even mythic origins, and very specific eighteenth-century roots. Abolitionists were the first people to create a national and global movement to defend the rights of those they did not know. Until that time, no group had filed a grievance except on behalf of itself.
The founders of this movement were largely unknown Granville Sharp, Thomas Clarkson, Josiah Wedgwood and their goal was ridiculous on the face of it: at that time three out of four people in the world were enslaved. Enslaving each other was what human beings had done for ages. And the abolitionist movement was greeted with incredulity.
Conservative spokesmen ridiculed the abolitionists as liberals, progressives, do-gooders, meddlers, and activists. They were told they would ruin the economy and drive England into poverty. But for the first time in history a group of people organized themselves to help people they would never know, from whom they would never receive direct or indirect benefit.
And today tens of millions of people do this every day. It is called the world of non-profits, civil society, schools, social entrepreneurship, non-governmental organizations, and companies who place social and environmental justice at the top of their strategic goals. The scope and scale of this effort is unparalleled in history.
The living world is not out there somewhere, but in your heart. What do we know about life? In the words of biologist Janine Benyus, life creates the conditions that are conducive to life. I can think of no better motto for a future economy. We have tens of thousands of abandoned homes without people and tens of thousands of abandoned people without homes. We have failed bankers advising failed regulators on how to save failed assets. We are the only species on the planet without full employment. Brilliant.
We have an economy that tells us that it is cheaper to destroy earth in real time rather than renew, restore, and sustain it. You can print money to bail out a bank but you cant print life to bail out a planet. At present we are stealing the future, selling it in the present, and calling it gross domestic product. We can just as easily have an economy that is based on healing the future instead of stealing it. We can either create assets for the future or take the assets of the future. One is called restoration and the other exploitation. And whenever we exploit the earth we exploit people and cause untold suffering. Working for the earth is not a way to get rich, it is a way to be rich.
The first living cell came into being nearly 40 million centuries ago, and its direct descendants are in all of our bloodstreams. Literally you are breathing molecules this very second that were inhaled by Moses, Mother Teresa, and Bono. We are vastly interconnected. Our fates are inseparable. We are here because the dream of every cell is to become two cells. And dreams come true. In each of you are one quadrillion cells, 90 percent of which are not human cells. Your body is a community, and without those other microorganisms you would perish in hours.
Each human cell has 400 billion molecules conducting millions of processes between trillions of atoms. The total cellular activity in one human body is staggering: one septillion actions at any one moment, a one with twenty-four zeros after it. In a millisecond, our body has undergone ten times more processes than there are stars in the universe, which is exactly what Charles Darwin foretold when he said science would discover that each living creature was a little universe, formed of a host of self-propagating organisms, inconceivably minute and as numerous as the stars of heaven.
So I have two questions for you all: First, can you feel your body? Stop for a moment. Feel your body. One septillion activities going on simultaneously, and your body does this so well you are free to ignore it, and wonder instead when this speech will end. You can feel it. It is called life. This is who you are. Second question: who is in charge of your body? Who is managing those molecules? Hopefully not a political party. Life is creating the conditions that are conducive to life inside you, just as in all of nature. Our innate nature is to create the conditions that are conducive to life. What I want you to imagine is that collectively humanity is evincing a deep innate wisdom in coming together to heal the wounds and insults of the past.
Ralph Waldo Emerson once asked what we would do if the stars only came out once every thousand years. No one would sleep that night, of course. The world would create new religions overnight. We would be ecstatic, delirious, made rapturous by the glory of God. Instead, the stars come out every night and we watch television.
This extraordinary time when we are globally aware of each other and the multiple dangers that threaten civilization has never happened, not in a thousand years, not in ten thousand years. Each of us is as complex and beautiful as all the stars in the universe. We have done great things and we have gone way off course in terms of honoring creation.
You are graduating to the most amazing, stupefying challenge ever bequeathed to any generation. The generations before you failed. They didnt stay up all night. They got distracted and lost sight of the fact that life is a miracle every moment of your existence. Nature beckons you to be on her side. You couldnt ask for a better boss. The most unrealistic person in the world is the cynic, not the dreamer. Hope only makes sense when it doesnt make sense to be hopeful. This is your century. Take it and run as if your life depends on it. Paul Hawken is a renowned entrepreneur, visionary environmental activist, and author of many books, most recently Blessed Unrest: How the Largest Movement in the World Came into Being and Why No One Saw It Coming. He was presented with an honorary doctorate of humane letters by University president Father Bill Beauchamp, C.S.C., in May, when he delivered this superb speech. Our thanks especially to Erica Linson for


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Greenwood Mobile Home Insurance
Home is where the heart is. This means that a home can be almost anywhere where you can take care of the ones you love. The insurance experts at Tom Plummer Agency are here to make sure that you get the right plan to protect the place that holds your heart.
Although mobile homes are different than conventional homes, they still require the same amount of insurance protection. Tom Plummer Agency agents can assist you with finding the coverage that is most appropriate for your mobile or manufactured home in Greenwood.
Coverage Options for Mobile Home owners
Whether you live in a mobile or manufactured dwelling, your home is your most precious asset and requires the best level of insurance protection available. Mobile home insurance varies from standard home insurance due to the method of manufacturing and depreciation values over time. The range of risk factors for these types of dwellings can affect insurance premium rates. It is important for Greenwood owners of mobile and modular homes to stay informed on the different types of coverage requirements and receive quotes that are customized to their particular needs.
Tom Plummer Agency offers coverage for your mobile home based on these options:
Personal and Property Protection
Protect your mobile home against fire, lightning, accidents and any natural disaster. Ask a Tom Plummer Agency expert about basic protection that includes additions such as porches, carports and other detached structures, in addition to coverage options for personal property.
Liability Coverage
Protect your financial assets in the event that someone is injured or makes a legal claim against your property.
Specialized Plans for Mobile Homes
Tom Plummer Agency also designs mobile home protection plans that protect against depreciation and replacement costs. Discuss your specific coverage needs and learn more about the affordable payment options to protect your mobile home in Greenwood.
Free Insurance Quotes
Consult with a Tom Plummer Agency agent today to learn more about the many affordable mobile homeowner insurance policies available to you. We look forward to serving you!