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Girl's Fashion Trouser
sold in last
Girl's Fashion Trouser
customers are viewing this product
Girl's Fashion Trouser
Return & Exchange Policy
- Returns & Exchange are accepted within 14 days of purchase with sales invoice.
- Color or Size can be exchanged subject to availability of Stock.
- Returns & Exchange must be unworn, unaltered and unwashed with all tags attached.
- No Refunds / Claims can be made on discounted products.
- No cash refund.
- If any product purchased at full price goes on sale, it will be exchanged at the marked down price.
- An alternative is to exchange the color & size at any nation wide HANG TEN Shop.
- Returning items will be returned at customer's cost.
- Please do not ship your claims or returns before contacting with our customer care helpline.
Product Care Instructions:
- Machine wash cold gently with like colors inside out.
- Only non chlorine bleach when needed.
- Tumble dry or Dry in shade (avoid direct sunlight)
- Low warm iron if necessary.
- Do not iron directly on prints and embellishments.
- JACKETS & SWEATERS: Hand wash only.
Delivery & Shipping:
- Free Shipping Nationwide on orders over Rs. 2500/-
- All orders would take maximum 3-7 working days for delivery.
- Saturdays, Sundays and Public Holidays are not considered as working days.
- During the 'Sale / Promotions' orders will be delivered with a slight delay.
- No Free shipping for International Orders.
- Every order will be confirmed over telephone call before dispatch.
- It is the customer's responsibility to make sure that he/she provides the correct address and contact details at the time of booking his/her order.


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This Shipping Information is effective from Oct 1st, 2020
COVID-19 - Shipping Delays
If you have any additional questions, our customer service team is available to help. Please allow an additional 1-2 business days to receive a response at this time.
Yes it is.
Please be assured that all products on our website are in stock.
If there is not enough inventory, we will send you an email notification if you have reserved an email address.
If you place an order before 18:00 local time, we will ship within 48 hours;
otherwise, we will ship within 72 hours.
Our estimated shipping time for most countries is 1-3 weeks. However, these are only estimates and during peak sessions such as the Christmas period, shipping times may be slightly longer. Please note that this does not include the 1 - 3 working days processing time.
We will always provide you with a tracking number with every order.
We ship to most countries around the world although we may not be able to ship to a select few due to logistical reasons, such as Iran, Sudan, Syria, North Korea, Cuba, Crimea, Venezuela, etc.
Customers may need to pay import charges upon receiving goods. We don't have any control over these charges. Customs policies and import duties vary widely depending on the country. Please contact your local customs office for information specific to your country.
Your 100% satisfaction is important for us. We offer a 30-days Return & Exchange Policy:
- A. If a product gets damaged or was faulty upon delivery - we offer a 100% refund.
- B. Timing: we have a 30-days Return & Exchange Policy since the day item was received.
- C. To be eligible for a return, goods must be unopened, unused, undamaged, and accompanied by proof of purchase.
- D. For returns, please email us with the subject 'Returns' and include your order number, name, and the reason for the return.
- E. We will provide the customer with instructions on where to send returned goods. Customers are strongly recommended to get proof of postage when returning goods to avoid "lost packages" situations.
- F. Please note that customers are responsible for shipping costs of returned items.
- G. When the returned item is received and inspected, the customer receives a confirmation email, notifying about the status of the refund.
- H. If the refund is approved, then it will be processed and a credit will automatically be applied to the customer's credit card or original payment method shortly after.
You can track your order in your email Inbox which will be informed by us. Please allow 1-2 working days for the tracking number to update once your order has been dispatched.
We offer free worldwide shipping on most orders. Please note that although we ship to over 200 countries, we might not be able to ship to certain countries for logistical reasons.
We accept PayPal, American Express, Mastercard, Visa, JCB, etc.
When customers make their order, we try to get the products packaged and shipped out to you as fast as possible. So if you have ordered more than one item, your order may arrive in more than one package. You are still able to track all items in your order.
We ship items out very soon after receiving orders. So if you need to change something regarding your order please email us as soon as possible:
- 1. Use email address firstname.lastname@example.com.
- 2. Write the subject as 'Changes'.
- 3. Include your order number.
- 4. Include the desired changes.

subset: commoncrawl


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Terms of Use
This Site and its information suppliers make no representations or warranties of any kind with respect to services, information or data made available by This Site, including but not limited to the warranties of fitness for a particular purpose or merchantability or non-infringement. This Site and its information suppliers make no representations or warranties of any kind with respect to the truth, accuracy or completeness of any statements, information, materials, services or data made available by This Site in the Internet site.
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Unless otherwise legally permissible, commercial use of the materials is prohibited without the written permission of This Site All trademarks mentioned herein are the property of their respective owners. Some of the links on this and subsequent pages may lead to resources outside This Site's control. The user of these resources or links should not construe the presence of these links as an endorsement. This Site is not responsible for the content of such external link. Communications made through E-mail and Messaging system shall in no way be deemed to constitute legal notice to This Site or any of its agencies, officers, employees, agents, or representatives.
Privacy Policy
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To use the profiling capability of this web site we require a certain amount of personal identifying information (examples are: user name, password, email address, etc.) that we can use to verify you as a profiled user and send you email alerts pertaining to information you have asked to receive. We use this information to identify you and to personalize your experience while visiting the site. Providing your email address is optional, but we cannot send you email notifications without it.
We will not sell your personal information. We will not use your email address as an alternate means of contacting you, nor will we use it to send you uninvited electronic messages, also known as "spam."
You can delete your custom profile at any time. If you are profiled, you will automatically receive the information you have chosen to receive. If you no longer want to receive these emails, modify your online profile by logging in and clicking the "Delete Profile" button.
We will not disclose your personal information to any outside organization for any reason. Information about yourself that you volunteer (such as name, address and phone number) will not be given or sold to any outside organization.


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The Premium signature style tee is super-soft and instantly loved by all who wear it.
Every order is custom printed and personalized to your needs direct from our production facility in Detroit, MI. Items are typically completed within 2-5 business days and then require additional shipping time to reach your location. Bulk orders of 12 or more items will take 4-6 business days for production.


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Trac Ticket Queries
Table of Contents
In addition to reports, Trac provides support for custom ticket queries, used to display lists of tickets meeting a specified set of criteria.
To configure and execute a custom query, switch to the View Tickets module from the navigation bar, and select the Custom Query link.
When you first go to the query page the default filters will display all open tickets, or if you're logged in it will display open tickets assigned to you. Current filters can be removed by clicking the button to the right with the minus sign on the label. New filters are added from the pulldown list in the bottom-right corner of the filters box. Filters with either a text box or a pulldown menu of options can be added multiple times to perform an or of the criteria.
You can use the fields just below the filters box to group the results based on a field, or display the full description for each ticket.
Once you've edited your filters click the Update button to refresh your results.
Navigating Tickets
Clicking on one of the query results will take you to that ticket. You can navigate through the results by clicking the Next Ticket or Previous Ticket links just below the main menu bar, or click the Back to Query link to return to the query page.
You can safely edit any of the tickets and continue to navigate through the results using the Next/Previous/Back to Query links after saving your results. When you return to the query any tickets which were edited will be displayed with italicized text. If one of the tickets was edited such that it no longer matches the query criteria the text will also be greyed. Lastly, if a new ticket matching the query criteria has been created, it will be shown in bold.
The query results can be refreshed and cleared of these status indicators by clicking the Update button again.
Saving Queries
While Trac does not yet allow saving a named query and somehow making it available in a navigable list, you can save references to queries in Wiki content, as described below.
Using TracLinks
You may want to save some queries so that you can come back to them later. You can do this by making a link to the query from any Wiki page.
[query:status=new|assigned|reopened&version=1.0 Active tickets against 1.0]
Which is displayed as:
This uses a very simple query language to specify the criteria (see Query Language).
Alternatively, you can copy the query string of a query and paste that into the Wiki link, including the leading ? character:
[query:?status=new&status=assigned&status=reopened&group=owner Assigned tickets by owner]
Which is displayed as:
Using the [[TicketQuery]] Macro
The TicketQuery macro lets you display lists of tickets matching certain criteria anywhere you can use WikiFormatting.
This is displayed as:
No results
Just like the query: wiki links, the parameter of this macro expects a query string formatted according to the rules of the simple ticket query language.
A more compact representation without the ticket summaries is also available:
[[TicketQuery(version=0.6|0.7&resolution=duplicate, compact)]]
This is displayed as:
No results
Finally if you wish to receive only the number of defects that match the query using the count parameter.
[[TicketQuery(version=0.6|0.7&resolution=duplicate, count)]]
This is displayed as:
Customizing the table format
You can also customize the columns displayed in the table format (format=table) by using col=<field> - you can specify multiple fields and what order they are displayed by placing pipes (|) between the columns like below:
This is displayed as:
Results (1 - 3 of 12)
Ticket | Resolution | Summary | Owner | Reporter |
#18 | vyřešeno | ROT13 – šifrování | fiki | fiki |
#16 | vyřešeno | Makro pro odkazy | fiki | fiki |
#15 | vyřešeno | Tabulky | fiki | fiki |
Full rows
In table format you can also have full rows by using rows=<field> like below:
This is displayed as:
Results (1 - 3 of 12)
Ticket | Resolution | Summary | Owner | Reporter |
#18 | vyřešeno | ROT13 – šifrování | fiki | fiki |
description |
Vytvořit makro pro šifrování textu algoritmem ROT13. Napsat javascript, který poslouží k odšifrování a navázat ho na tlačítko za textem. Smysl: autor bude moci do stránek vložit znečitelněné texty (např. vyzrazení, jak skončí film), které si čtenář přečte, jen když skutečně chce (nepřečte si je omylem). |
#16 | vyřešeno | Makro pro odkazy | fiki | fiki |
description |
Kromě již podporovaných interních odkazů přidat možnost vkládání odkazů dalších typů. Příklady:
#15 | vyřešeno | Tabulky | fiki | fiki |
description |
Umožnit vkládat tabulková data.
Query Language
query: TracLinks and the [[TicketQuery]] macro both use a mini "query language" for specifying query filters. Basically, the filters are separated by ampersands (&). Each filter then consists of the ticket field name, an operator, and one or more values. More than one value are separated by a pipe (|), meaning that the filter matches any of the values.
The available operators are:
= | the field content exactly matches the one of the values |
~= | the field content contains one or more of the values |
^= | the field content starts with one of the values |
$= | the field content ends with one of the values |
All of these operators can also be negated:
!= | the field content matches none of the values |
!~= | the field content does not contain any of the values |
!^= | the field content does not start with any of the values |
!$= | the field content does not end with any of the values |
See also: TracTickets, TracReports, TracGuide


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Watch Band 16mm Dark Brown Leather Lizard Grain 7 1/4 Inch Length
(You save
This dark brown calfskin leather watch band is a good choice for a standard dress watch. The lizard grain leather has a shiny finish and is not padded, so the watch band sits flat on your wrist. The band features a gold tone stainless steel buckle that makes the band size adjust easily at any time. The leather is soft and flexible, requiring very little or no break-in period.
- New lizard grain calfskin genuine leather replacement watch strap
- Lizard grain leather watchband measures 16mm wide and approximately 7 1/4" inches long (184.20 mm)
- This length would be suitable for a Men's Regular or a Ladies Long length watch band
- Gold tone stainless steel anti-allergenic buckle
- Buckle size is 14mm
- Sealed edge construction for water resistance
- Hand stitched reinforced loops
- Lizard grain
- Shiny finish
- Not padded
- Fits watch openings of 16 mm
- Resistant to water, sweat, torsion, UV exposure, and rubbing
Click Here to Learn How to Change a Watch Band Click Here to Learn How to Measure a Watch Band
- Material of Band:
- Leather
- Width of Band mm:
- 16
- Color of Band:
- Brown
- Length of Band:
- Regular Length 7 - 7 ¾ inch


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IndustryGrowthInsights has published a latest market research report on Vaginal Speculum market. The report provides a comprehensive scope of the market which caters enterprise to take critical business decisions. It consists of changing market trends, latest developments, growth opportunities, challenges, and detailed competitive analysis about the emerging and behemoth market players. This market research report also includes complete regional outlook and highlights top winning strategies that has helped industry players to expand their market share.
Global Vaginal Speculum Market report gives out an in-depth analysis of the market scenario and covers the segmentation of the market in an insightful manner. IndustryGrowthInsights has congregated a massive amount of the data after monitoring the market for considerable amount of period and prepared the report for the forecast period 2020-2027. This report explains about the supply and demand scenario and assesses the possible changes in the market with the help of graphical representation to personify more clarity about the market.
Request a sample before buying this report @ https://industrygrowthinsights.com/request-sample/?reportId=168792
Market Research Report Covers Impacts of COVID-19 To The Market.
The COVID-19 pandemic has dramatically changed the dynamics of the Vaginal Speculum market. This market research report includes extensive data on the impacts of the market. The research analyst team of the firm have been monitoring the market during this coronavirus crisis and has been talking with the industry experts to finally publish a detailed analysis about the future scope of the market. They have followed a robust research methodology and got involved in the primary and secondary research to prepare the Vaginal Speculum market report.
This market report comprises of possible revenue growth, potential lucrative opportunities, product ranges, pricing factors, and parameters to confer the emerging and new entrants in the industry with a structured market data. This report encompasses the crucial government policies and regulations that significantly controls the Vaginal Speculum market. Moreover, it includes the recent business agreements, mergers, acquisitions, partnerships, and even fallouts to provide the industry players with complete overview of the Vaginal Speculum market.
The prominent Companies Covered in the Market Report
Medline IndustriesCooper SurgicalBDHill-RomTeleflexSklar SurgicalIntegra LifesciencesMedGynDYNAREXPelican Feminine HealthcareOBP Medical
*Note: Additional players can be included in the list
Market Segmentation
By Product Type
By Application
As per the report, the Vaginal Speculum market is projected to reach a value of USDXX by the end of 2027 and grow at a CAGR of XX% through the forecast period (2020-2027). The report describes the current market trend of the Vaginal Speculum in regions, covering North America, Latin America, Europe, Asia Pacific, and Middle East & Africa by focusing the market performance by the key countries in the respective regions.
This market segmentation analysis is expected to help the enterprise to strategize their product development strategies and marketing strategies in the region accordingly. IndustryGrowthInsights also offers customization of the report and provide quarterly/yearly updates on the report to help the enterprise to bring their A game.
You can buy the complete report @ https://industrygrowthinsights.com/checkout/?reportId=168792
The following is the TOC of the report:
Executive Summary
Assumptions and Acronyms Used
Research Methodology
Vaginal Speculum Market Overview
Global Vaginal Speculum Market Analysis and Forecast by Type
Global Vaginal Speculum Market Analysis and Forecast by Application
Global Vaginal Speculum Market Analysis and Forecast by Sales Channel
Global Vaginal Speculum Market Analysis and Forecast by Region
North America Vaginal Speculum Market Analysis and Forecast
Latin America Vaginal Speculum Market Analysis and Forecast
Europe Vaginal Speculum Market Analysis and Forecast
Asia Pacific Vaginal Speculum Market Analysis and Forecast
Asia Pacific Vaginal Speculum Market Size and Volume Forecast by Application
Middle East & Africa Vaginal Speculum Market Analysis and Forecast
Why should you buy this report from us?
Our dedicated research team will be available 24/5 to you. They have been tracking the market since 2015 which has tremendously helped them to curate the Vaginal Speculum market report. IndustryGrowthInsights just does not provide current/future market analysis but provide the enterprise with potential market avenues and revenues which is an ultimate game changer for a company.
We collaboratively work with the industry delegates to tailor the report. Over the years, we have carried out several interviews with the industry experts to provide a wholesome scope of the market. This market research report provides data in a comprehensive form with help of tables, statistics, and infographics. It offers detailed insights of the market to make crucial decisions in accordance to the present and future market scenario.
IndustryGrowthInsights gives a 360° view of the market which includes high growth opportunities, pitfalls, risk factors, latest advancements, and market drivers that helps the enterprise to create business strategies accordingly. This market research report provides distribution channel assessments, clients' customers insights, entry level strategy, and innovation trends.
About IndustryGrowthInsights
IndustryGrowthInsights has an extensive experience in the creation of tailored market research reports in several industry verticals. We cover in-depth market analysis which include producing creative business strategies for the new entrants and the emerging players of the market. We take care that our every report goes through intensive primary, secondary research, interviews, and consumer surveys. Our company provide market threat analysis, market opportunity analysis, and deep insights on the current and market scenario.
To provide the utmost quality of report, we invest in analysts that holds stellar experience in business domain and has excellent analytical and communication skills. Our dedicated team goes through quarterly training which helps them to acknowledge the latest industry practices and to serve the clients with foremost consumer experience.
Contact Info:
Name: Alex Mathews
Address: 500 East E Street, Ontario,CA 91764, United States.
Phone No: USA: +1 909 545 6473
Email: [email protected]
Website: https://industrygrowthinsights.com


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- Here you can compare leading franchise companies
- We can help you find a franchise that could be perfect for you
- Quotes are completely free and there is no obligation to buy
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- It takes less than a minute
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Will my estate be subject to death taxes?
What is my taxable estate?
What is the unlimited marital deduction?
What is a Credit Shelter or A/B Trust and how does it work?
What is a Qualified Personal Residence Trust (QPRT) and how does it work?
What is an Irrevocable Life Insurance Trust and how does it work?
What is a Family Limited Partnership and how does it work?
Q: Will my estate be subject to death taxes?
There are two types of death taxes that you should be concerned about: the federal estate tax and state estate taxes. The federal estate tax is computed as a percentage of your net estate. Your net taxable estate is comprised of all assets you own or control minus certain deductions. Such deductions can be for administrative expenses such as funeral and burial costs as well as charitable donations. The federal estate tax currently taxes estates with assets of $5,000,000 or above. However, this law is set to expire in 2013 and the exemption amount may be reduced at that time if Congress does not act. Even if you believe that that you may not be affected by the federal estate tax, you still need to determine whether you may be subject to state estate and inheritance taxes. Further, you may have a taxable estate in the future as your assets appreciate in value. You should regularly review your estate plan with an estate planning attorney to ensure your estate plan takes into account changes in the tax laws as well as shifts in your individual circumstances.
Back to the top.
Q: What is my taxable estate?
Your taxable estate comprises of the total value of your assets including your home, other real estate, business interests, your share of joint accounts, retirement accounts, and life insurance policies - minus liabilities and deductions such as funeral expenses paid out of the estate, debts owed by you at the time of death, bequests to charities and value of the assets passed on to your U.S. citizen spouse. The taxes imposed on the taxable portion of the estate are then paid out of the estate itself before distribution to your beneficiaries.
Q: What is the unlimited marital deduction?
The federal government allows every married individual to give an unlimited amount of assets either by gift or bequest, to his or her spouse without the imposition of any federal gift or estate taxes. In effect, the unlimited marital deduction allows married couples to delay the payment of estate taxes at the passing of the first spouse because at the death of the surviving spouse, all assets in the estate over applicable exclusion amount ($5,000,000 in 2011 and 2012) will be included in the survivor's taxable estate. It is important to keep in mind that the unlimited marital deduction is only available to surviving spouses who are United States citizens.
Q: What is a Credit Shelter or A/B Trust and how does it work?
A Credit Shelter Trust, also known as a Bypass or A/B Trust is used to eliminate or reduce federal estate taxes and is typically used by a married couple whose estate exceeds the amount exempt from federal estate tax. For example, in 2011, every individual is entitled to an estate tax exemption on the first $5 million of their assets. Because of the Unlimited Marital Deduction, a married person may leave an unlimited amount of assets to his or her spouse, free of federal estate taxes and without using up any of his or her estate tax exemption. However, for individuals with substantial assets, the Unlimited Marital Deduction does not eliminate estate taxes, but simply works to delay them. This is because when the second spouse dies with an estate worth more than the exemption amount, his or her estate is then subject to estate tax on the amount exceeding the exemption. Meanwhile, the first spouse's estate tax credit was unused and, in effect, wasted. The purpose of a Credit Shelter Trust is to prevent this scenario. Upon the death of the first spouse, the Credit Shelter Trust establishes a separate, irrevocable trust with the deceased spouse's share of the trust's assets. The surviving spouse is the beneficiary of this trust, with the children as beneficiaries of the remaining interest. This irrevocable trust is funded to the extent of the first spouse's exemption. Thus, the amount in the irrevocable trust is not subject to estate taxes on the death of the first spouse, and the trust takes full advantage of the first spouse's estate tax credit. Special language in the trust provides limited control of the trust assets to the surviving spouse which prevents the assets in that trust from becoming subject to federal estate taxation, even if the value of the trust goes on to exceed the exemption amount by the time the surviving spouse dies.
Q: What is a Qualified Personal Residence Trust (QPRT) and how does it work?
Our homes are often our most valuable assets and hence one of the largest components of our taxable estate. A Qualified Personal Residence Trust, or a QPRT (pronounced "cue-pert") allows you to give away your house or vacation home at a great discount, freeze its value for estate tax purposes, and still continue to live in it. Here is how it works: You transfer the title to your house to the QPRT (usually for the benefit of your family members), reserving the right to live in the house for a specified number of years. If you live to the end of the specified period, the house (as well as any appreciation in its value since the transfer) passes to your children or other beneficiaries free of any additional estate or gift taxes. After the end of the specified period, you may continue to live in the home but you must pay rent to your family or designated beneficiary in order to avoid inclusion of the residence in your estate. This may be an added benefit as it serves to further reduce the value of your taxable estate, though the rent income does have income tax consequences for your family. If you die before the end of the period, the full value of the house will be included in your estate for estate tax purposes, though in most cases you are no worse off than you would have been had you not established a QPRT. An added benefit of the QPRT is that it also serves as an excellent asset/creditor protection vehicle since you no longer technically own the property once the trust is established.
Q: What is an Irrevocable Life Insurance Trust and how does it work?
There is a common misconception that life insurance proceeds are not subject to estate tax. While the proceeds are received by your loved ones free of any income taxes, they are countable as part of your taxable estate and therefore your loved ones can lose over forty percent of its value to federal estate taxes. An Irrevocable Life Insurance Trust keeps the death benefits of your life insurance policy outside your estate so that they are not subject to estate taxes. There are many options available when setting up an ILIT. For example, ILITs can be structured to provide income to a surviving spouse with the remainder going to your children from a previous marriage. You can also provide for distribution of a limited amount of the insurance proceeds over a period of time to a financially irresponsible child.
Q: What is a Family Limited Partnership and how does it work?
A Family Limited Partnership (FLP) is simply a form of a limited partnership among members of a family. A limited partnership is one which has both general partners (who control management) and limited partners (who are passive investors). General partners bear unlimited personal liability for partnership obligations, while limited partners have no liability beyond their capital contributions. Typically, the partnership is formed by the older generation family members who contribute assets to the partnership in return for a small general partnership interest and a large limited partnership interest. Then the limited partnership interests are transferred to their children and/or grandchildren, while retaining the general partnership interests that control the partnership. The FLP has a number of benefits: Transferring limited partnership interests to family members reduces the taxable estate of the older family members while they retain control over the decisions and distributions of the investment. Since the limited partners cannot control investments or distributions, they can be eligible for valuation discounts at the time of transfer which reduces the value of their holdings for gift and estate tax purposes. Lastly, a properly structured FLP can have creditor protection characteristics since the general partners are not obligated to distribute earnings of the partnership.
John P. Rosenblatt, Attorney at Law assists clients in Nassau County, Suffolk County, the Five Boroughs, the NY Metro Area, Westchester County, Putnam County, Orange County, Dutchess County and Rockland County.
© 2024 John P. Rosenblatt, P.C., Attorney at Law | Attorney Advertising 1800 Walt Whitman Road, Suite 152, Melville, NY 11747 | Phone: 631-753-5252Residential Real Estate | Commercial Real Estate | Estate Planning | Estate Planning for High Net Worth Individuals | Planning for Children | Guardianships | Probate & Estate Administration | Business Law | Business Succession Planning |


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After We Fall by Melanie Harlow Publication Date: November 28th, 2016 Genre: Contemporary Romance
Jack Valentini isn't my type.
Sexy, brooding cowboys are fine in the movies, but in real life, I prefer a suit and tie. Proper manners. A close shave.
Jack might be gorgeous, but he's also scruffy, rugged, and rude. He wants nothing to do with a "rich city girl" like me, and he isn't afraid to say so.
But I've got a PR job to do for his family's farm, so he's stuck with me for ten days, and I'm stuck with him. His glares. His moods. His tight jeans. His muscles.
His huge, hard muscles.
Pretty soon there's a whole different kind of tension between us, the kind that has me misbehaving in barns, trees, and pickup trucks. I've never done anything so out of character—but it feels too good to stop.
And the more I learn about the grieving ex-Army sergeant, the better I understand him. Losing his wife three years ago left him broken and bitter and blaming himself. He doesn't think he deserves a second chance at happiness.
But he's wrong.
I don't need to be his first love. If only he'd let me be his last.
"Second chances are not given to make things right, but are given to prove that we could be even better after we fall." —Unknown
"Wow," she said, shutting the screen door behind her. "That was close. Thank you so much."
"You're welcome." I crossed my arms, wishing I'd thought to grab a shirt. "Want to tell me what you were doing out there?"
Her cheeks colored. "Um, I was taking a run."
"Up a tree?"
She laughed nervously. "No. Well, I didn't start out in a tree. That happened later."
I cocked my head, unable to resist giving her a hard time. Not so sure of yourself now, are you, Barbie? "Oh yeah?"
"Yes. See, I left the cottage I'm renting without using the bathroom by mistake," she began, twisting her fingers together, "and I was planning on running a loop around the farm, but it's bigger than I thought."
"Ah. So you were looking for a bathroom in the woods?"
"Well, yes." She swallowed. "Sort of. But then I heard a splash and saw you…" Her cheeks were practically purple now.
I played dumb. "Saw me what?"
"Saw you naked, OK?" she blurted, throwing her hands up. "I admit it—I saw you naked."
I had no hangups about nudity, but I was damn serious about my privacy, and about people sneaking up on me. But her embarrassment was funny. The two times I'd seen her before, she'd been so polished and poised. It felt good to put her in her place a little. "So you climbed a tree for a better view, is that it?"
Bowing her head, she dragged the toe of one shoe across the wood planks of the porch floor. "Something like that." Then she looked up at me. Took a breath. "I'm really sorry. I shouldn't have done that. I was—I mean, I got—I couldn't—" She sighed, briefly closing her eyes. "I have no excuse. Will you accept my apology?"
She was prettier without makeup, I decided. And the way she wore her hair off her face emphasized the wideness of her eyes, the angle of her cheekbones, the arch of her brows. Her lips didn't need all that glossy crap, either. They were a perfect rosy pink, and I wondered if they'd feel as soft as they looked.
Fuck. I hadn't kissed anyone in three years.
Clearing my throat, I took a step back. "Yeah. It's fine." Now get out of here.
She didn't move. "So you're not going to fire me?"
"I never hired you."
"I know. But I really want this job. I think I can help, Jack. I know I can."
"Suit yourself. I want nothing to do with it." My name on her lips was trouble. Needing some distance from her, I started walking toward the dock to get my shoes and socks, but she followed me. God, she was a pest. It reminded me of the way Steph used to tag along after the boys when we were kids, wanting to get in our games.
"Are you going to be like this the entire time I'm here?" she asked.
"Like what?"
"Moody and uncooperative?"
"Why? Do you hate me that much?"
"I don't hate anybody. I just don't see why we should pay some city girl who's never set foot on a farm to advise us." We reached the dock, and I leaned down to get my stuff.
"I'm not even asking to be paid, so piss off!" she shouted, her voice carrying on the water.
I straightened. "Oh, you're working for free?"
"Then you're an idiot. Or so rich you don't need the money."
"I'm not an idiot," she said through clenched teeth.
"So you're rich, then." I don't know why I was being such an asshole. But for some reason, I did not want to let her see another side of me, or see another side to her. "I should have guessed."
She crossed her arms. "And what's that supposed to mean?"
"It means you look like you've led a charmed life. Like you've had everything you've ever wanted handed to you. Like you've never gotten your hands dirty."
"So get them dirty."
I almost fell off the dock. "What?"
"Get them dirty. Teach me about working this farm. I want to learn."
Was she serious? The last thing I needed was to drag her ass around all day, explaining things. Or stare at her ass all day, imagining things. But one look at her defiant face and I shook my head. "Why do I feel like if I say no, you'll just keep bothering me?"
She smiled and clasped her hands behind her back, rocking forward on her toes. "Because I will. I don't like being told no."
"Of course you don't." Jesus, she was trouble. A bad apple—smooth and shiny on the outside, spoiled rotten on the inside. But for no good reason, I found myself giving in. "Fine. Go change your clothes."
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Melanie Harlow likes her martinis dry, her heels high, and her history with the naughty bits left in. When she's not writing or reading, she gets her kicks from TV series like VEEP, Game of Thrones, House of Cards, and Homeland. She occasionally runs three miles, but only so she can have more gin and steak.
Melanie is the author of the HAPPY CRAZY LOVE series, the FRENCHED series, and the sexy historical SPEAK EASY duet, set in the 1920s. She lifts her glass to romance readers and writers from her home near Detroit, MI, where she lives with her husband, two daughters, and pet rabbit.
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BMI 6 feet 11 in 195 lbs female
BMI Calculator English System
Detailed info about your BMI
Your Body Mass Index (BMI) is 19.9 Kg/m2. This means your weight is within the normal range.
Your BMI is in healthy range of 18.5 to 28. You seem to keep your weight normal. In order to stay at a healthy weight, eat a nutritious diet, get adequate sleep and get plenty of daily daily physical activities in order to maintain your health.
We also recommend that you also check your waist measurement. To stay at a healthy weight, you will have to do some planning. Aim to keep within the ideal weight range by eating a healthy, well-balanced diet and exercising regularly.
What is BMI?
BMI is a person's weight in kilograms divided by his/her height in meters squared. For most people, BMI is a good predictor of health problems that are linked to excess weight. BMI is also known as Quetelet's index.
BMI is a way to discover if you are overweight, obese, underweight or normal. This calculator computes appropriately your BMI by using a "redefined overweight and obese BMI thresholds for different gender and age groups", a 2015[1] study, for people who are more than 16 years old male or female.
Some research studies have shown that a weight loss of 1 to 2 pounds per week for six months can improve the health of overweight people. The goal of weight loss should be to improve health. You should avoid rapid weight loss, swings in weight, and improper dieting.
BMI is solely based on weight and height, so it may be an imprecise indicator (might come out as overweight) of body fat if someone has a large bone structure, athletic build or a large muscle mass. On the other hand, someone with a light bone structure might be considered of normal weight, even if they have excess body fat.
Although some factors like, bone structure and muscle mass are not part of the equation when IMC is calculated, Body Mass Index can be helpful to set limits such as underweight, normal or obese, for individuals who lead a sedentary or "normal" life. Furthermore, our BMI calculator is better than the standard BMI calculator once it includes both sex and age into its algorithm.
How to calculate your BMI?
Here is the BMI formula in the English (Avoirdupois) system where weight is in pounds, and height is in inches:
BMI = 703 x (weight/(height)2)For example:
If your height is 83 inches and you weigh 195 pounds, your BMI is
BMI = 703 x (195/832), or
BMI = 703 x (195/6889), or
BMI = 703 x 0.028305995064596
Finally, BMI = 19.9 kg/m2 (rounded).
What is BMI Prime?
BMI Prime[3] (abbreviated BMI') is an index of total body fat content. It is a simple modification of the familiar Body Mass Index (BMI) system.
BMI Prime is defined as the ratio of a person's Actual Weight (or Mass) to his Upper Weight (or Mass) Limit of the "healthy weight" range. Here is the BMI Prime formula:
BMI' = Actual Weight/Upper Weight LimitNote that, in our BMI calculator, the 'Upper Weight Limit' depends on age and sex, so it is not fixed as in other calculators.
Standard BMI Chart
This table defines BMI ranges (Categories). This standard is still widely used nowadays mainly to compare populations in health related studies.
BMI | Weight Status |
9.0 to 18.5 | underweight |
18.6 to 24.9 | normal |
25.0 29.9 | overweight |
30.0 and Above | Obese |
Modified BMI Chart
The standard BMI, as defined, for example, by the World Health Organization, WHO and USDA (United States Department of Agriculture), has been frequently criticised as having various deficiencies as a measure of body fat. But this 2015 study published by the The National Center for Biotechnology Information (NCBI) made some adjustments on BMI limits to reflect the changes in body composition that occur with age like: reduced muscle mass and increased adiposity. This means that our BMI is not the same across different age groups and gender because these factors are included in our algorithm. The BMI table below, combined with the standard (WHO) BMI table, are used by our BMI Calculator to redefine the BMI classes limits.
Redefined overweight and obese BMI thresholds table
Male | Female | |||
Age (years) | Overweight | Obese | Overweight | Obese |
16–29 | 28 | 33 | 27 | 32 |
30–39 | 27 | 32 | 27 | 32 |
40–49 | 25 | 30 | 25 | 30 |
50–59 | 24 | 29 | 24 | 29 |
60–69 | 24 | 29 | 25 | 30 |
70–79 | 25 | 30 | 26 | 31 |
80+ | 25 | 30 | 26 | 31 |
Important note on BMI web tools
This calculator is not meant to serve as a source of clinical guidance. BMI is only an indicator of body fatness. It also doesn't apply if you have an athletic/muscular build because muscle weighs more than fat. Be carefull. Do not use this tool calculating BMI for children Do not take any important decision about your health based on this or on any other web tool. Any questions about weight loss or changes to your diet should be discussed with your nutritionist or doctor for a personalized estimation.


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Kreg Jig Kit, 13" Tile Cutter, Wall Anchors, and More
There are no bids for the lot at this time
Dates and Times for Online Auction
Preview: Monday, September 25, 2023, from 10 a.m. until noon. Please know what lots you would like to preview when you arrive. We will bring them to you. General browsing is not allowed.
Closing: Tuesday, September 26, 2023, one item every 8.5 seconds beginning at 7:30 p.m. plus extended bidding time when a bid is placed within the final 60 seconds.
Pickup Time: Wednesday, September 27, 2023, 9 a.m. to 5:30 p.m. at 7140 Old Viking Blvd NW, Nowthen, MN 55303. Pickup is by online appointment. Winning bidders will receive an invoice by e-mail soon after the auction closes. The invoice will have a link to the pickup-scheduling page. If you are unable to pick up during these times, please call us at 763 421-3044 to make other arrangements.
Auctioneer's Notes
Welcome to another AAA general consignment auction! This auction features many old fishing lures including the very rare Wilcox Wiggler with a last reported eBay sale price of $7,500. We also have a good assortment of firearms, a snowmobile trailer, many Griswold items, tools, coins, collectibles, mystery boxes, and more.
Please note that to avoid selling reloads, we will no longer accept ammo that is not in the original factory box.
Our next auction will include more firearms, ammo, mystery boxes, collectibles, tools, and more.
No Charge for Guns & Ammo and Items Selling for $1,000 or More. Coins are 10%.
Sellers pay nothing when they sell guns, ammo or anything for $1,000 or more, and only 10% for coins.
AAA Auction and Realty, LLC, partners up with RE/MAX Results to sell homes too. Coming soon is a beautiful home on 15 acres at 4461 229th Ave. in East Bethel. Give us a call at (763) 421-3044 if you'd like to schedule a showing. When we list your home, we offer huge discounts on clean-outs and on selling the personal property too.
Buyer's Premium: 15%
Sales Tax: 7.125%
Coins Good credit cards may be used for coin purchases under $1,000. No checks accepted. Unless previously agreed to by AAA Auction, cash payment or wire transfer is required for coin purchases of $1,000 or more.
Firearms Bring a case. Guns must be cased when leaving the Auction Barn, so please bring any case you need. All state and federal rules apply, including needing a purchase or carry permit to purchase a handgun or AR. Also, please note that the person to whom we will be transferring the firearm must be the registered winning bidder.
AAA does not load purchases. Please bring your own muscle. Our staff has been instructed not to load, so please do not ask.
Pickup Procedure
Please drive to the left of the Auction Barn. Park there. Come in and pay. Then drive around the barn and park again when you get to the front of the barn, where your items will be brought out to you.
Late Pickups
If you cannot pick up your items on the scheduled day, you must call us during the scheduled pickup time and pay for them with a credit card or you will lose your bidding privileges. When you call, you will be asked to schedule a new pickup time on the following Monday, Tuesday, or Wednesday morning. If you pay for your items but do not pick them up by the rescheduled date, you shall be charged a late fee of $10 per day until your items are picked up. If your late fees exceed the amount you paid, your items shall be forfeited by you as payment for your late fees and you shall lose your bidding privileges. AAA does not promise to call and remind you to pick up your items.
Referral Fees
Do you know anyone who needs to sell a house or its contents? If so, we would be grateful if you would refer them to us. If you do, and we take the job, we will pay you a referral fee for the sale of the personal property.
~ Terms ~
These are our General Terms and Conditions; however, each auction's terms may be slightly different, so it is important before bidding in an auction that you read and understand the terms that apply to that auction. If there is any inconsistency between these general terms and the terms above, the terms above shall apply.
As-Is and Other Limitations
All items are sold "AS IS," "WHERE IS," and "FINAL," with no warranties, express or implied.
Illustrations, pictures, sounds, or videos posted on AAA Auction's website are for identification purposes only and are not warranties of any type. Photos are merely representative of the items and may not be relied upon for disclosure of all defects. All measurements are approximate, and AAA Auction encourages bidders to preview our auctions when allowed and inspect the items themselves. AAA Auction does not grade items or guarantee the authenticity of any item, including autographs. Grading and specific descriptions are sometimes provided by the sellers and are presumed to be true; however, AAA Auction does not know whether the descriptions and grading provided by sellers are correct. AAA does not guarantee the accuracy of any outside appraisals. AAA Auction does not guarantee representations from sellers such as a jersey being "game worn." AAA makes an effort to be correct when listing the dates and mint marks of coins; however, due to the difficulty in reading some dates and mint marks, AAA does not guarantee the correctness of any dates or mint marks and encourages bidders to inspect the coins themselves. AAA Auction does not know whether some items are reproductions or originals. The buyer assumes complete and sole responsibility for inspection of items before bidding and relies solely on his or her inspection as to the condition, authenticity, and value of items. Occasionally, we include estimated values in the descriptions of items. Any such statements are statements of our opinion only and are not guaranteed. Buyers are advised to do their research before bidding on any item. The buyer waives any claims against AAA Auction and seller based upon the condition or value of items.
In an effort to be as fair as possible to both the Bidder and the Seller, in the rare case of a mistake made by AAA Auction, the Bidder and the Auctioneer on behalf of the Seller shall each have the right at their discretion to void any sale in which there has been a material mistake in either the description or the photographs pertaining to an item being sold.
AAA Auction does not assemble electronics including speakers for testing. Our testing goes no further than to plug in an item to see if it powers up. Also, when referring to old radios, we may say the radio "works". That merely means that the radio powered up and at least one station came in. It does not mean that the sound was perfect or that all features of the radio worked properly. In addition, unless easily accomplished, AAA Auction does not remove speaker covers for photographs. Therefore, an inspection of electronics if highly recommended.
Bidding Terms
Bidders must be at least 18 years old. Buyers of handguns and handgun ammunition must be 21 years old.
The bidding process described in the link: How to Bid is incorporated into these terms by reference.
Special Terms for Each Auction
Each auction may have Special Terms for that auction that may differ slightly from these General Terms. If that occurs, The Special Terms for each auction shall apply. Bidder agrees that any details provided in the Auctioneer's Note on the home page for any auction shall be part of the contract terms for the auction and are hereby incorporated by reference.
Covid 19
To maintain the safest environment possible for our customers, AAA Auction asks our bidders to follow the following:
If you have been exposed to a possible case of the Corona Virus within the two weeks preceding the pickup day, please arrange with us to have someone else pick up your purchase.
Masks must be worn and social distancing must be followed as much as possible at preview and pickup.
In an effort to minimize Covid risks and unless stated differently for a specific auction, previews for our auctions shall be as follows:
- No preview for items expected to sell for less than $100
- Previews must be scheduled with SignupGenius for 15 minutes per five items to be previewed.
- Preview is for specific items, not browsing. If possible, items will be brought to a table for preview.
- Covid procedures as described above must be followed.
- We will allow a buyer to cancel any sale if it appears at pickup that AAA Auction's description or photos fail to reveal a significant defect or condition of the item.
Pickup Location
Unless otherwise stated in the special terms for an auction, pickup shall be at the AAA Auction Barn at 7140 Old Viking Blvd. NW in Nowthen. Please note the special terms for each auction because sometimes the pickup takes place somewhere else. We request that winning bidders schedule their own pickup times by using our easy online sign-up sheet called SignupGenius. However, we are happy to schedule a pickup time over the phone at (763) 421-3044 for those who prefer to do it that way.
Buyers must load their items. If the pickup is at the Auction Barn, AAA staff will bring most items out of the building for you. If the pickup is at a private home, it may be necessary for you to enter the home or a detached building to remove your items. This may involve carrying items up from a basement or down from an upper level. Please check the special terms for each auction to see if this applies and call AAA Auction if you have any concerns. Notwithstanding the above, if you ask for help loading and if AAA workers help you load, a loading fee will be charged in advance that will not be less than and may be more than $30.00.
Type Of Payment
Except as stated below for coins and currency, we accept cash, good checks, cashier's checks, Visa, MasterCard, American Express, and Discover. Two forms of ID are needed for checks, with at least one being a photo ID. No out-of-state checks. AAA Auction reserves the right to postpone shipping any item until the Buyer's check clears the bank. There is a $30.00 fee on all returned checks. Credit cards will be accepted up to $5,000. Unless prior arrangements are made, firearms, and titled items must be paid for with cash.
Also, payment to AAA Auction in cash of $10,000 or more requires the buyer to complete the IRS form 8300.
AAA Auction reserves the right to ask for and obtain credit card information from any bidder to guarantee their bids during the auction and to guarantee any check written for $500 or more after the auction closes. Failure to provide credit card information when requested to do so shall result in the cancellation of all unpaid bids and the privilege to bid in the future.
Coins and Currency Payment
Cash, wire transfers or good credit cards may be used for coin purchases under $1,000. No personal checks will be accepted for coins and currency. Unless previously agreed to by AAA Auction, cash payment or wire transfer is required for coin purchases of $1,000 or more. Shipping is available for coins and currency through the USPO. Shipping shall not take place until there has been a successful payment. The cost will be the actual cost charged by the USPO including insurance plus $5.00 handling fee. Shipping costs shall be paid with a credit card. Coins and currency are sold AS-IS with no warranties express or implied. Personal inspection is highly recommended. No credit card chargebacks shall be accepted. If any sale is voided for any reason, any financial recovery for the buyer is limited to the return of his or her payment to AAA Auction.
Buyer's Premium
Please check each individual auction for its buyer's premium.
Sales Tax
Unless the auction is an estate auction for one person only, as opposed to a consignment auction, sales tax will be charged. Please check the involved auction to see if sales tax will be collected.
Sale Items Subject to Change
The auctioneer reserves the right to add items to or remove items from the auction at any time, even during the bidding process; to split or combine lots; to edit descriptions; to add or remove photos; to add minimum bids or reserve prices; to cancel, suspend, extend or reschedule an individual item and or an entire auction; or to change any auction's closing time, preview time, or pickup time.
Late Pickups with a Call to AAA
You agree to pick up your items at your scheduled pickup time for the involved auction. We know, however, that sometimes things come up that may make that difficult. In those cases, you must call us before your scheduled pickup time and pay for your purchase with a credit card (unless you can pick up your item later on the same day). We will then hold your item for you until the next scheduled pickup day or before. Unless otherwise agreed, if you do not pick up your items by the next scheduled pickup day, you shall pay AAA Auction storage fees of $5 per lot per day commencing two weeks after the original pickup day that you missed. If you do not pick up your items by the time the storage fees exceed the amount of your purchase, your items shall be considered abandoned by you and you shall forfeit any interest in or claims arising out of those items.
Missed Pickup and no Call to AAA
If you miss pickup and you do not call us on the pickup day or before, we will cancel the sale of your items and you will lose your bidding privileges. If you call us later and ask for your items, it shall be within our discretion to sell the items to you or not. If we still have them and agree to sell them to you, you must pay for them with a credit card during your call to us and we will charge you a $10.00 late fee. The pickup shall then take place during the next scheduled pickup day at AAA Auction. If you pay for your items but do not pick them up as described, the above paragraph shall apply. It shall be within the discretion of AAA Auction whether to reinstate your bidding privileges if they have been canceled for any reason.
All federal, state and local laws apply to the sale and transfer of guns and the Buyers are responsible for knowing all federal, state and local laws of the location where the gun will be transferred. In Minnesota, Buyers of handguns must have a carry or a purchase permit or an FFL license to take possession of a handgun.
Bidders may win a bid and pay for a handgun without the necessary permit; however, if that occurs AAA Auction shall retain possession of the handgun for up to 2 months while the Buyer obtains the necessary permit. Once the Buyer obtains the required permit the Buyer shall fill out a 4473 at the AAA Auction location. The sale shall be deemed complete only after a successful background check at which time the gun shall be transferred to the Buyer. If more than two months go by without the Buyer providing the necessary permit to AAA Auction and passing the background check, then AAA Auction may cancel the sale and refund the purchase price to the Buyer less the amount of the Buyer's Premium charged which AAA Auction shall keep as liquidated damages.
By purchasing a firearm from AAA Auction the Buyer agrees to follow the manufacturer's safety instructions and to only use the firearm in a safe manner in an approved area for a legal purpose. The Buyer assumes all responsibility for the legality of the firearm when he or she purchases it. The Buyer must be the actual buyer of the gun and not be buying it for another person. The person to whom we transfer a firearm must be the same person registered with AAA Auction as the winning bidder on the firearm. Buyers of rifles and shotguns must be 18 years old. Buyers of handguns and guns with pistol grips (AR type rifles) and the ammunition therefore must at least 21 years old.
AAA Auction will not ship ammunition. AAA Auction will generally not accept privately reloaded ammunition and it disclaims any knowledge of the history of any of the ammunition it sells and does not guarantee whether any ammunition it sells was factory loaded, factory seconds, or privately reloaded. It may be that some of the ammunition sold are factory seconds or reloads. It may be that the reloads are of poor quality. It may be that the ammunition is not as described on the box. AAA does not empty every box to check the contents. AAA Auction makes no warranties including fitness for the intended purpose or marketability for any of the ammunition it sells. The buyer acknowledges that the use of reloaded or factory-loaded ammunition may be dangerous and could lead to an injury. Buyer accepts 100% of the risk in using any ammunition bought at AAA Auction. Buyer shall hold AAA Auction harmless and shall indemnify AAA Auction and its staff from any and all claims for damages, loss, injury, or the like arising from the sale and use of said ammunition.
AAA Auction will ship small and medium-sized items through the USPS. AAA will not ship large items; however, we may on a case-by-case basis agree to take a large item to a professional shipper to have it shipped. We will not ship ammunition or items sold at the AAA Auction Barn. There is a handling charge of $9.00 for all small and medium-sized packages we ship and $20.00 for all long items such as rifles or shotguns. The handling charge for items taken to a professional shipper shall be $25 per item. Shipping fees also include the actual fees charged by the post office or professional shipper.
Hold Harmless
Bidder does hereby indemnify and hold harmless the Auctioneer and his staff, AAA Auction and the Seller from any damages, claims, or liabilities from injuries to persons or property of any type whatsoever, caused before, during, or after the auction.
With Reserve
All auctions and auction items by law in Minnesota are with reserve unless stated as absolute. This means that the Seller may bid on his items and the Auctioneer and his staff reserve the right to bid on and purchase items in this auction as well.
Internet Service
We do not guarantee continuous, uninterrupted access to our services. The operation of the website and services may be interfered with by numerous factors outside of our control. AAA Auction is not responsible for lost or misdirected e-mails, slowness in the transmission of bids, technical difficulties that result in loss of Bidder's internet connection with www.auctionmn.com, or other technical problems. AAA Auction is not responsible for any difficulties that may occur in the proper or timely transmission or access of e-mail forwarded to any e-mail address. Bidders agree to hold AAA Auction harmless from the vagaries of the Internet, spam filters, lack of storage space, and rules set by different Internet service providers, and all other factors which may cause the failure of bids or emails to be received by AAA Auction.
Terms May Change
All terms and conditions are subject to change.
United States


text:
1 Door ,
2 Shelf ,
Soft Close ,
W450 x D280mm ,
Brushed Chrome Handle Included ,
Tap and Waste Not Included ,
Furniture Base Units Pre Assembled ,
Always ensure bathroom has sufficient ventilation ,
To care for your product please ensure your bathroom is well ventilated from condensation. Our bathroom furniture is water resistant but excess water should be avoided. Regular cleaning with a soft damp cloth is recommended.


text:
© 2018 Tony Vidler - Business Adviser. All rights reserved. Design by neromotion_
Succession planning for Advisers (May 2017)
Next Adviser Opportunity: The Robo Practice (February 2017)
Amateur Era At An End (September 2016)
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Don't worry about the Regulators (June/July 2016)
Dig deeper on annual reviews (May 2016)
Do Prospects really care why you do what you do? (MDRT) (May 2016)
What would Steve Jobs do? (February 2016)
Kiwi's buy services differently now (August 2015) The story advisers should be telling (July 2015) Does a diversification strategy fit with a planner's fiduciary duty? (December 2014) Is this why clients question fees? (November 2014) How Social Media Fits in your financial adviser practice (October 2014) The future value proposition for financial planning (Sep 2014) Clients don't want an adviser – they want a planner (July 2014) Behaviour in the spotlight (July 2014) Insurance Must Be Sold, Not Bought…Right? (June 2014) The untapped power of pro bono (May 2014) Understanding the High Net Worth client (April 2014) What is the most valuable aspect of CFP certification? (February 2014) The missing ingredient in attracting clients (February 2014) Avoiding Regulatory Rigor Mortis (January 2014) Key TASKS for 2014 (December 2013) Crystal ball: Where to for NZ Financial Services? (part 1) (November 2013) Crystal ball: Where to for NZ Financial Services? (part 2) (November 2013) Are we losing sight of the good we do? (October 2013) Why sales skills matter more than ever (August 2013) In this time of creation (July 2013) Why nobody takes us seriously (July 2013) The changing face of advice (June 2013) Replacement business – what's the issue? (May 2013) Advice Without Value- Perhaps the Client's fault (April 2013) Consumers really DO value expert advice (March 2013) How do you get a 30 percent pay rise for your career (February 2013) Why should anyone choose you as their adviser (January 2013) What if the game changed overnight (December 2013) How low can you go (October 2012) Considering client risk capacity (September 2012) Are you aiming to thrive or just survive? (September 2012) The elephant in the room (August 2012) What type of advice is needed? (July 2012) Your best defence (June 2012) Why no one should care how you're paid (May 2012) Master the dragon (February 2012)
TAL webinar series 2017
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