text:
2 Cor 13:5-Examine yourselves, whether ye be in the faith;
prove (or test) your own selves (by God's Word).
Know ye not your own selves, how that Jesus Christ is in you,
except ye be reprobates?
(or departed from obeying the Gospel)
(or departed from God's calling)
(or departed from being led by God's Word or God's Spirit
and as Demas did, forsook Paul and went off to do what his own desires wanted to do).
During the course each of us have in this life, the goodness and honesty of our heart will be tested.
As we grow in faith and in the grace and knowledge of our Lord Jesus Christ, we all should be ready to move on to perfection, holiness and like subjects. So then why are we still struggling with our own flesh, our own desires, our own emotions?
God's Word tells us of this generation:
2 Th 2:1-17-Now we beseech you, brethren, by the coming of our Lord Jesus Christ, and by our gathering together unto him (which is the Rapture)
2-That ye be not soon shaken in mind,
or be troubled,
neither by spirit, nor by word, nor by letter as from us, as that the day of Christ is at hand.
3-Let no man deceive you by any means:
for that day shall not come, except there come a
falling away first,
and that man of sin be revealed, the son of perdition (which is the Antichrist)
4-Who opposeth and exalteth himself above all that is called God, or that is worshipped; so that he as God sitteth in the temple of God, shewing himself that he is God.
5-Remember ye not, that, when I was yet with you, I told you these things?
6-And now ye know what withholdeth that he might be revealed in his time.
7-For the mystery of iniquity doth already work: only he who now letteth will let, until he be taken out of the way.
8-And then shall that Wicked be revealed, whom the Lord shall consume with the spirit of his mouth, and shall destroy with the brightness of his coming:
9-Even him, whose coming is after the working of Satan with all power and signs and lying wonders,
10-And with all
deceivableness of unrighteousness (in them that perish); because they received not the love of the truth (which is God's Word), that they might be saved.
11-And for this cause God shall send them strong delusion, that they should believe a lie:
12-That they all might be damned who believed not the truth, but had pleasure in unrighteousness.
13-But we are bound to give thanks alway to God for you, brethren beloved of the Lord, because God hath from the beginning chosen you to salvation through sanctification of the Spirit and belief of the truth:
14-Whereunto he called you by our gospel, to the obtaining of the glory of our Lord Jesus Christ.
15-Therefore, brethren, stand fast,
and hold the traditions which ye have been taught, whether by word, or our epistle (which is God's Word).
16-Now our Lord Jesus Christ himself, and God, even our Father, which hath loved us, and hath given us everlasting consolation and good hope through grace,
17-Comfort your hearts, and stablish you in every good word and work (God's Word, which He ordained for you to be faithful in even before the foundation of the earth).
1 Cor 12:12-22-For as the body is one, and hath many members, and all the members of that one body, being many, are one body: so also is Christ.
13-For by one Spirit are we all baptized into one body, whether we be Jews or Gentiles, whether we be bond or free; and have been all made to drink into one Spirit.
14-For the body is not one member, but many.
15-If the foot shall say, Because I am not the hand, I am not of the body; is it therefore not of the body?
16-And if the ear shall say, Because I am not the eye, I am not of the body; is it therefore not of the body?
17-If the whole body were an eye, where were the hearing? If the whole were hearing, where were the smelling?
18-But now hath God set the members every one of them in the body, as it hath pleased him.
19-And if they were all one member, where were the body?
20-But now are they many members, yet but one body.
21-And the eye cannot say unto the hand, I have no need of thee: nor again the head to the feet, I have no need of you.
22-Nay, much more those members of the body, which seem to be more feeble, are necessary:
1 Cor 12:25-27-That there should be no schism in the body; but that the members should have the same care one for another.
26-And whether one member suffer, all the members suffer with it; or one member be honoured, all the members rejoice with it.
27-Now ye are the body of Christ, and members in particular.
There is a message here for the body of Christ that many today do not seem to understand.
The Scriptures tell us that Demas departed from Paul. Judas forsook Jesus.
God has ordained each of us to be a part of the body of Christ according to His purpose. Our hand has a specific purpose in relation to our body, as does our foot.
What if the hand decided to forsake its calling, because it wanted to become a foot? The body would be greatly weakened and suffer. It would not function properly as God intended.
What if one of you didn't like the calling God had given you and sought another calling, just as the hand wanted to become a foot? The hand would be out of God's will. Or if a foot wanted to become an ear, it would be out of God's will.
So it is with us. If someone is tempted of the devil to become a different part of the body and so forsakes their calling—they have forsaken God's calling and leading. If you are called to be a hand, but forsake that calling, the body greatly suffers, because the hand is missing.
The hand that chooses to become a foot and forsakes his calling of God, if he does not repent, will be rejected by God. If he will not obey God now in this time of testing, he will not inherit eternal life.
Be satisfied with the calling God has given you. Seek not another calling as Demas did, or Judas did.
Stand fast (be faithful) in the calling God has given you, without wavering or disobeying the Scriptures in any way. Do not let your own desires or wandering eyes lead you, for they will surely lead you astray. The person that leaves God's calling to pursue another calling will convince themselves they have done right, because it "feels" like the right thing to do. It feels like the right thing to do, because it fits the desires of their unrepentant heart. If a person forsakes all of their worldly desires and now their only desire is to serve God steadfastly in the calling He ordained, this person should grow in the Lord; however, the person that seeks to serve two callings may find that hell awaits them. For you cannot serve two masters.
Let us all consider carefully what has been said to us from God's Word.
This is the time of falling away from God's calling for many people. It is not an easy time to grow, but grow we need to do, despite the times we are now in.
When correct biblical understanding ceases and correction is not received or understood, then biblical faith is also departing.


text: All of our banks are made from only the highest quality ceramic, known as dolomite, for increased durability. They feature a base that is deep glazed, insuring that this essential color doesn't wear off with repeated handling. To finish things off, we add a shiny finishing that keeps the colors of all of the underlying components locked in place, meaning that you never have to worry about compromising the quality of the bank with repeated use

subset: commoncrawl


text:
Subject to the terms and conditions set forth below, BenQ America Corp. ("BenQ") warrants the BenQ LCD Monitor ("Product") you have purchased from BenQ online store or from a BenQ authorized reseller/retailer to be free from defects in materials or workmanship under normal consumer use during the warranty period in the continental United States, Hawaii, and Alaska. If the Product becomes defective during the warranty period BenQ will, at its option, repair or replace the Product. BenQ may use new or reconditioned components or parts to repair the Product, or replace the Product with a new or reconditioned Product of the same or functionally equivalent model.
BenQ LCD Monitor Standard Limited Warranty: Subject to the exclusions set forth below:
Obtaining Depot Warranty Service
If you purchased a BenQ product in the continental United States, Hawaii, and Alaska, you are entitled to depot repair service during the warranty period subject to the following terms and conditions:
1. Depot warranty service is available for all Products purchased and located in the continental United States, Hawaii, and Alaska.
2. You must contact BenQ Technical Support Center at 1-866-600-2367.
3. BenQ or BenQ Technical Support Center will attempt to resolve technical issues over the phone. If telephone resolution is not possible, BenQ or BenQ Customer Service Center will then issue a Return Merchandise Authorization ("RMA") number to be used as a means of identifying the Product returned. RMA authorization numbers are valid for thirty (30) days and void thereafter.
4. You must return the Product to BenQ unless otherwise directed by BenQ to a BenQ Authorized Service Provider. You must prepay any shipping charges, export taxes, custom duties and taxes, or any charges associated with transportation of the BenQ product. In addition, you are responsible for insuring any Product shipped or returned and assume the risk of lost packages.
5. All returned Products must be accompanied with (i) the original shipping and packing materials, (ii) a description of the BenQ product symptom and (iii) proof of the place and date of purchase. The RMA number must be clearly printed on packing slip and on the exterior-shipping container. All Products must be sent in secured packaging to avoid any shipping damages.
6. BenQ and BenQ Authorized Service Provider reserve the right to refuse and return, freight collect, Products (i) that are not covered by BenQ's warranty; or (ii) for which there is no trouble found. Products delivered to BenQ or a BenQ Authorized Service Provider with an expired RMA may be refused and returned, without prior notice, to the Customer freight collect.
7. BenQ or BenQ Authorized Service Provider will use its best efforts to service Products within thirty (30) days after receipt of the Products at its warehouse facilities. For return shipments of the Products, except otherwise described herein, BenQ or BenQ Authorized Service Provider will pay the shipping cost and retain risk of loss until delivery to the Customer's location as evidenced by signature collected by carrier. The Customer may designate only one location within the continental United States, Hawaii, and Alaska for return shipments. BenQ and BenQ Authorized Service Provider are not responsible for shipping or other delays beyond their control.
This limited warranty does not extend to any Product not purchased from the BenQ authorized reseller nor to any Product with missing or altered service tags or serial numbers from the original manufacturer. This limited warranty also does not extend to any product that has been damaged or rendered defective (a) due to normal wear and tear; (b) as a result of use of the Product other than for its normal intended use, or other misuse, abuse or negligence to the Product; (c) by the use of parts not manufactured or sold by BenQ; (d) by modification of the Product; (e) as a result of service by anyone other than BenQ or a BenQ Authorized Service Provider; (f) improper transportation or packing when returning the Product to BenQ or a BenQ Authorized Service Provider; (g) improper installation of third-party products; (h) improper environment (including improper temperature or humidity); and (i) unusual physical or electrical stress or interference, failure or fluctuation of electrical power, lightning, static electricity, fire, or acts of God. BenQ is not responsible for damage to or loss of any programs, data or removable storage media. You are responsible for saving (backing up) any programs, data or removable storage media.
Other Limitations
EXCEPT FOR THE WARRANTIES SET FORTH HEREIN, BenQ DISCLAIMS ALL OTHER WARRANTIES, EXPRESSED OR IMPLIED OR STATUTORY, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. ANY IMPLIED WARRANTIES THAT MAY BE IMPOSED BY APPLICABLE LAW ARE LIMITED TO THE TERMS OF THIS LIMITED WARRANTY. IN NO EVENT SHALL BenQ BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES OF ANY KIND, INCLUDING BUT NOT LIMITED TO LOSS OF BUSINESS, REVENUE, PROFITS, INFORMATION, DATA OR USE, WHETHER IN AN ACTION IN CONTRACT OR TORT OR BASED ON A WARRANTY, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF THE PRODUCT, EVEN IF BenQ HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOU AGREE THAT REPAIR OR REPLACEMENT, AS APPLICABLE, UNDER THE WARRANTY SERVICES DESCRIBED HEREIN IS YOUR SOLE AND EXCLUSIVE REMEDY WITH RESPECT TO ANY BREACH OF THE BenQ LIMITED WARRANTY SET FORTH HEREIN. IF, DESPITE THE FOREGOING LIMITATIONS, FOR ANY REASON BenQ BECOMES LIABLE TO YOU FOR DAMAGES INCURRED BY YOU IN CONNECTION WITH THIS AGREEMENT, THEN, THE LIABILITY OF BenQ WILL BE LIMITED TO THE AMOUNT EQUAL TO THE INVOICE AMOUNT PAID BY YOU TO BenQ OR A BenQ AUTHORIZED RESELLER FOR THE PRODUCT.
All prices, products, terms and conditions are subject to change without notice. Some states or provinces/jurisdictions do not allow the exclusion or limitation of incidental or consequential damages for consumer products, and some states or provinces/jurisdictions do not allow limitations on how long an implied warranty lasts. In such states or provinces/jurisdictions, the exclusions or limitations of this limited warranty may not apply to you. This limited warranty gives you specific legal rights. You may also have other rights that vary from state to state/jurisdiction to jurisdiction. You are advised to consult applicable state and provincial/local laws for a full determination of your rights.
Please call Technical Support Center to report a defective product.
Hours of Operation (Central Time US)
Monday - Thursday: 8AM–6PM
Friday: 9AM–5PM
Toll Free: 866-600-2367
To avoid delays, please DO NOT SEND ANY BenQ product to BenQ or BenQ Authorized Service Provider without BenQ's authorization.


text:
You can change your message by clicking on Page 2 in the directory tree on the left-hand side of the screen. Then in the properties on the right hand side, click on the EDIT link beside the word "Intro," which will take you into the text editor to make changes.
(You can add text to sections in the same way. The only difference is that the word to the left of the EDIT link says "Description" instead of "Intro.")


text:
Frequently Asked Questions (FAQ)
This is where you should answer the most common questions prospective customers might have. It's a good idea to cover things like your return policy, product warranty info, shipping and returns, etc. Check out the examples below.
What's your return policy?
Return any of our products–no questions asked–within 30 days of purchase. We even pay return shipping.
Do you ship oversees and to P.O. boxes?
Yes, we'll ship your package anywhere that can accept deliveries.
Do you have customer service?
Of course! Our friendly and knowledgeable customer services reps are available to answer your questions 24/7/365.


text:
To some extent, the rebalancing of global economic activity from developed to emerging markets simply reflects economic laws of gravity. In a world where ideas can flow freely and countries are at different stages in adopting modern modes of production, communication, and distribution, less developed nations should grow more rapidly than their counterparts in the West as they catch up.
But it's also important to understand that emerging-market economies have a structural advantage that is grounded in the operation of the global economy. Saber-rattling Western trade negotiators frequently focus their attention on the "unnaturally" depressed exchange rates of countries such as China, and this is a component of the structural advantage to which I refer. But its roots run far deeper—all the way down to the fundamental issue that labor can't be freely traded on a single global market, while capital and commodities can. Any company sourcing its production or service operations in a lower-wage emerging-market country therefore can save enormously on labor costs. That's painful for displaced Western workers, but it's good for the company's profits, good for consumers in developed markets, and good for the newly minted citizens of the global economy who are working in emerging-market factories and call centers. This is a dynamic we take so much for granted that it's easy to imagine it as a semipermanent condition that will underpin global economic development for the foreseeable future.
But what if it weren't? This article explains why we should consider that seeming improbability and examines the possibility that financial crises may accelerate the transition to a global economy with more balanced trade, capital flows, and consumption. I believe senior executives need to prepare now for a world that—as China's recent decision to relax its informal peg of the yuan to the US dollar underscores—will be coming to grips with an unsustainable set of economic relationships. Their unwinding will have serious long-term implications for those executives' strategic priorities, including where they locate operations and what customers they serve in which markets. Equally important is the need for preparedness in case the unwinding process is sudden and abrupt. While we surely seem to be headed toward a new global equilibrium, the transition to that future world may not be smooth and gradual.
Adam Smith meets the global economy
We usually think of the global economy in terms of outputs such as cars and packaged goods. Yet the real integration of the world's economy begins with factors of production. Of those, commodities, capital, and labor are the most important for understanding our structural economic issues. The test of whether a market has fully formed is whether all customers get the same items at the same price, allowing for transaction and transportation costs. (This condition, called the law of one price, was originally advanced by Adam Smith.) Such market conditions have long existed at a global level for natural commodities, such as crude oil, bauxite, and iron ore, as well as for manufactured commodities, such as petroleum, aluminum, and steel. The law of one price also exists for freely traded foreign exchange and most instruments traded in the capital market. It does not exist for labor, however—which is the fundamental structural issue the global economy faces.
To understand labor's role, of course, you need to understand arbitrage. Cross-border arbitrage in the financial economy focuses on tradable instruments denominated in various currencies. In the real economy, such arbitrage focuses on capturing differences in the cost of production across geographies. As markets have opened and transaction and transportation costs fallen over the past quarter century, arbitrage opportunities in global financial markets and commodities have been quickly exhausted, so they easily meet the global law-of-one-price test. Yet there are still enormous arbitrage opportunities available in labor rates: the cost of performing the same job in different nations can vary significantly. As a result, multinational corporations that are able to source their production in emerging markets can enjoy large labor cost savings.
Until recently, labor arbitrage across countries was hard to capture because high-quality, highly productive labor was scarce in emerging markets. In the past decade, however, it has become relatively easy for companies to capture such opportunities, thanks to the combination of urbanization, education, infrastructure investments, new technology, the spread of advanced production techniques, and the evolution of digital standards. Even today, the cost of labor in China or India is still only a fraction (often less than a third) of the equivalent labor in the developed world. Yet the productivity of Chinese and Indian labor is rising rapidly and, in specialized areas (such as high-tech assembly in China or software development in India), may equal or exceed the productivity of workers in wealthier nations. Given such differences, more and more companies around the world are locating production in emerging markets.
Labor costs and currencies
The structural issue facing developed-world nations is that the amount of high-quality, high-productivity labor that will be mobilized over the next decade in Brazil, China, and India (not to mention Mexico, the Philippines, and Thailand) is likely to be measured in the hundreds of millions of people. By comparison, the entire US labor force comprises 150 million people. This is a wonderful trend for humankind and would be a boon for everyone in the world if emerging-market employment were directed largely toward production for domestic consumption. The challenge for developed-world governments and citizens seeking jobs, however, is that a significant fraction of this emerging-world labor displaces jobs that would otherwise be created in Europe, Japan, and the United States. This may be the underlying reason why unemployment in Europe, Japan, and the United States is becoming more structural rather than cyclical and may get worse over time no matter how much public stimulus is provided. Certainly, the job losses of the Great Recession look quite different from those of past recessions (Exhibit 1).1
In a completely open global capital market, foreign-exchange rates would adjust until labor markets in the developed world began to be competitive again, even if it took a major currency revaluation to achieve competitive parity. However, exchange rates in countries such as India and China have often been subject to foreign-exchange controls and interventions of various kinds. The result is that exchange rates haven't adjusted freely, leading to the shifting of developed-world service jobs offshore (particularly to India) and the migration of manufacturing jobs (particularly to China).
Assume, for the moment, that Europe, Japan, and the United States continue to run structural fiscal deficits and relatively loose monetary policies and to struggle with job creation. Also assume that China's recent announcement of a return to the "managed floating exchange rate" that prevailed from 2005 to 2008 does not mark the end of currency market interventions by emerging-market nations. Both scenarios are likely, so tensions between developed-world currencies and emerging-market currencies will probably continue to build. In particular, as more and more emerging-market citizens capture job opportunities associated with production and services for developed-world nations, the structural pressures on advanced countries will continue to increase. For example, it's hard to see how the United States can resume the rapid GDP growth necessary to reduce its fiscal deficit—which requires increased tax revenue and lower government spending—when almost 20 percent of its working population is unemployed or underemployed.
As the GDP growth of emerging-market nations continues to outstrip that of the developed world, the pressure on currency values will continue to build. Eventually, the tension must be released, and currency values will readjust. For all of us, the speed of that adjustment makes a big difference. The dollar and euro would need to be devalued by between 30 and 50 percent for financial foreign-exchange rates to reflect the purchasing-power-parity (PPP) exchange rates of emerging-market currencies more closely (and, therefore, for labor of equal quality and productivity to be priced relatively equally across geographies). An adjustment of this magnitude that took just a few weeks, rather than a few years, would obviously jolt the global economy.
Commodity complications
Commodities are a further complication. Ramping up production in China, India, and other countries to capture the economic returns from the increasing supply of high-quality, productive labor requires more commodities to produce more output. Since the global law of one price applies to commodities, this means that, with all else held equal, producers in China and India end up paying more than they would if those countries' currencies were stronger. Simply put, commodity prices are too high in emerging-market countries and too low in developed-world countries.
As a result, developed-world consumers are using more commodities than they should, while emerging-market consumers are using fewer than they otherwise would. That's distorting pricing feedback to customers and suppliers. What's more, some of the returns that companies theoretically should be earning by taking advantage of low-cost, high-quality, productive labor in emerging markets is instead transferred to commodity-exporting nations. The resulting surpluses often then wind up in sovereign-wealth funds for deployment in the global capital market.
The fact that commodity prices, to a greater extent than currency values, are set in truly global markets where nations have little power over prices suggests that financial tensions will build earlier, and with greater volatility, in commodity than in currency markets. Some argue, in fact, that the last crisis was precipitated by the unbelievably rapid commodity price rise, in mid-2008, that saw oil jump to $140 a barrel, from $60 in early 2007, and coal increase to $170 a metric ton, from $50, over the same period. There are already signs that commodity prices are coming under pressure, even though developed-world growth remains relatively stagnant. Most commodity prices have doubled from their 2009 lows. Perhaps most disquieting, food prices have risen rapidly (Exhibit 2). It seems quite plausible that we could have a repeat of the commodity price movements of 2008 in late 2010 and 2011, even if developed-world GDP growth is only modest.
A dramatic increase in commodity prices could stall global economic recovery and also be the catalyst for emerging markets to revalue their currencies upward against the dollar and euro to reduce the high cost of imported commodities. Even the prospect of such a revaluation could cause large dollar and euro asset holders, such as sovereign-wealth funds, to accelerate the diversification of their holdings away from those currencies into foreign direct investment in emerging markets. That, in turn, could help trigger a currency crisis.
Adjustment uncertainty
It is very difficult to say how these issues will play out. The global rebalancing that is needed is obvious: developed-world countries need to save more, consume less, become more fiscally disciplined, and run current-account surpluses (or at least be neutral). Emerging-world countries need to let their currencies rise until PPP rates are closer to financial-exchange rates. They need to consume more, save less, run current-account deficits (or at least be neutral), and continue investing, with some of the capital provided by outsiders. If major national governments work proactively together to rebalance and coordinate their fiscal, monetary, trade, and foreign-exchange policies, the adjustment process could be gradual.
But such a policy adjustment is easier said than done. Developed-world politicians must respond to the demands of voters who don't understand how the global economy works or what has changed in recent years and who mostly want policies that are fiscally unbalanced. They generally want governments to spend more money on social programs—in the United States, for example, on Social Security and Medicare—without increasing taxes to pay for that additional spending. The usual response by developed-world governments to such dilemmas is to run bigger fiscal deficits and to borrow more money. Yet most developed-world governments have been rapidly exhausting their debt capacity, and some nations, such as Greece, Portugal, and Spain, are already experiencing fiscal crises. At some point, the International Monetary Fund and major nations could become unable, or unwilling, to bail out overly indebted governments, at which point defaults and debt restructurings would become inevitable.
Emerging-market leaders have different challenges. In general, they have been "virtuous": most have low debt-to-GDP ratios, maintain large currency reserves, continue to run current-account surpluses, and provide more capital to the developed world than they receive. Their economies are based upon undervalued currencies, low-cost labor, high savings rates, exports, and investment in infrastructure. These countries are wary of growing too rapidly or allowing too great a volume of capital inflows, particularly since, with undervalued currencies, they don't want to sell their assets cheaply. They also are wary of anything that would derail their growth, given the rising expectations of their populations.
Both sides, of course, need to give way. In the longer term, the capital markets will discipline governments if the imbalances—particularly the fiscal imbalances of developed-world governments—continue to grow. But in the short term, the powerful market states involved (for instance, the United States, the eurozone countries, Japan, China, India, Brazil, and major commodity-exporting nations) are so large and can pull so many levers that they exercise significant power in the global capital market, resisting its discipline. If that's the path they choose, it's likely that the tensions created by unbalanced and divergent policies will build until they cause rapid currency shifts, massive changes in commodity prices, and punitive interest rate increases (or even defaults) for overly indebted sovereign borrowers.
The corporate agenda
Companies have much more freedom in the global economy than governments do. They can more easily capture the opportunities created by divergent, unbalanced government policies. They can position themselves to capture profits from both cross-geographic labor arbitrage and the consumption growth that results from rising incomes in emerging markets. They also have significant opportunities to serve the changing needs of aging populations in the developed world.2 The underlying global economic processes under way are very powerful, and the profit opportunities will be enormous as four billion people in emerging markets triple or quadruple their incomes and wealth over the next 20 years.
That said, business leaders should not be sanguine about what lies in store. Although it's impossible to know in advance the speed or intensity of the needed adjustment, turmoil probably lies ahead. Here are four suggestions for executives hoping to get out in front of it:
For starters, as companies plot their global footprints, executives should not assume that the prevailing reality of globalization will continue. Labor arbitrage opportunities won't disappear, of course, but strategies predicated on them could become less remunerative—maybe gradually or perhaps all at once.
Second, it would be wise to be prepared for the high probability of future financial shocks. To do so, most companies need to become more adept at risk management and to err on the side of being overcapitalized, overliquid, and overprepared.
Third, companies should engage in serious scenario planning around "unthinkables." These might include the potential for significant, rapid shifts in currency values (for example, a 30 percent decline of the dollar versus emerging-market currencies); an exit from the euro by some nations; dramatic, rapid changes in commodity prices (for example, oil prices spiking to $200 a barrel); or defaults on debt by major nations.
Finally, multinational-company executives who set strategy in emerging markets need to stop saying that those markets may someday be at least as important as drivers of consumption as they are platforms for low-cost manufacturing or services—and to start acting as if that day was near. In an upcoming article, my colleagues Jeff Galvin, Jimmy Hexter, and Martin Hirt describe what it would mean for a multinational to treat China as its "second home" (see "Building a second home in China"). China's scale makes its potential to transform the competitive balance of industries, and thus its importance, somewhat unique. But as currency adjustments bring purchasing power closer to parity around the world, the importance of emerging-market consumption will be reinforced everywhere. (For more on consumer segments in those markets, see "Capturing the world's emerging middle class.")
These suggestions represent specific applications of the more dynamic management approach I have urged companies to adopt in the past. The hallmarks of that approach—heightened awareness, greater resilience, more flexibility, and the timely alignment of leadership around needed adjustments—will be invaluable for companies as they navigate the choppy waters of global economic rebalancing. This process will continue and perhaps even accelerate in the years ahead, not despite, but because of the structural adjustments that are needed to put the global economy on a more sustainable trajectory.


text:
What Are VA Loans?
As the video says, the name is misleading – they're not loans FROM the VA.
The VA – short for "US Department of Veterans Affairs" – is the Federal military veteran benefit system.
The VA administers benefits and services for Servicemembers, Veterans their dependents and survivors.
Programs related to home loans are one of their key services.
The VA is not a bank; they do not provide home loans themselves.
But they do guarantee a portion of home loans provided to veterans and other eligible people by banks and mortgage companies.
These guarantees enable lenders to provide more favorable terms.
They are are commonly called "VA Loans".
They cover buying, building, repairing, retaining and adapting homes for personal occupancy by eligible Veterans and survivors.


text:
The first sneak peak a few weeks back inside journalist David Maraniss' highly anticipated biography of President Obama served up glimpses of the president as a young man in romantic relationships, with information gleaned from early girlfriends.
The latest preview of "Barack Obama: The Story" provides details on Obama's days in high school and college when passing a bong or a joint appears to have been a regular part of his routine.
Aptly, it's BuzzFeed where you can find Maraniss excerpts that shed light on the president's smoke-shrouded past:
"A self-selected group of boys at Punahou School who loved basketball and good times called themselves the Choom Gang. Choom is a verb, meaning 'to smoke marijuana...'
"... As a member of the Choom Gang, Barry Obama was known for starting a few pot-smoking trends. The first was called 'TA,' short for 'total absorption.' To place this in the physical and political context of another young man who would grow up to be president, TA was the antithesis of Bill Clinton's claim that as a Rhodes scholar at Oxford he smoked dope but never inhaled."
Obama revealed in his memoir "Dreams for My Father" his youthful use of illegal drugs as he grew up in Hawaii. But Maraniss apparently fills in the picture with quite a few colorful details.
Maraniss tweeted a message Friday that sounded somewhat exasperated by all the attention being paid to young Obama's romances and pot use:
"No controlling the twitterverse, but...so much more to The Story than Genevieve diary and high school Choom Gang."
No doubt. But the book's June 19 release date is still a few weeks away. Meanwhile, presumably it's publisher, Simon & Schuster, deciding what spicy morsels to release ahead of time to whet our appetite for the book. We're just working with what they've doled out.
Copyright 2016 NPR. To see more, visit http://www.npr.org/.


text:
Freelander Td4 Service Kit [Genuine]
- Carbon Neutral Delivery
- Click & Collect Available
- Free UK Mainland Delivery on Orders Over £50
- Available
- Inventory on the way
Ever started servicing a Land Rover and then suddenly realised you haven't ordered a filter for forgot the sump plug washers?
Well now thanks to Britpart with one simple part number you can order your Land Rover kit safe in the knowledge that all the parts you need will be there for you to complete the job. No more half-finished services!
The service kit contains genuine filters & spark/heater plugs where applicable.
Kit contains -
1 x LRF100150L Oil filter
1 x LR007478 Air filter
1 x LR029773 Pollen filter
1 x ALU1403L Sump plug washer
1 x WJN000080 Fuel filter
UK Mainland and International orders are sent via Courier. Most orders are dispatched within 24 hours, and are sent on a next day service (UK Mainland Only), however sometimes it can take 3-5 working days for you to receive your delivery depending on how busy the Courier network is and any shipping disruptions.
Click and Collect is available at no charge to our branches. Customers will be contacted upon completion of their orders and notified that they are now ready for collection.
Douglass Motors offset our carbon emissions produced by all of our deliveries. We are supporting the Pachama project, more details can be found here.
We have a 30-day return policy, which means you have 30 days after receiving your item to request a return.
To be eligible for a return, your item must be in the same condition that you received it, unworn or unused, with tags, and in its original packaging. You'll also need the receipt or proof of purchase.
To start a return, you can contact us at firstname.lastname@example.com. If your return is accepted, we'll send you a return shipping label, as well as instructions on how and where to send your package. Items sent back to us without first requesting a return will not be accepted.
You can always contact us for any return question at firstname.lastname@example.com.
Most of our orders are shipped to you by DHL. On orders under £50.00 you will be presented with the option to choose from available couriers who you'd like to pay to have ship your order. In all instances you will be sent tracking information or contact details regarding your shipment.
We aim to get your Douglass Motors order to your door as quickly as possible, typically within 1-3 business days using our standard courier services. Some exceptions apply.
Yes, absolutely! If your order has been lost or damaged in transit then please contact us right away. You can do that here.
Yes! As soon as your item has been dispatched by the team here at Douglass Motors you will receive tracking information by sms and email.
We accept all major Credit and Debit card providers in addition to ApplePay, GPay, ShopPay and Laybuy. Unfortunately, we cannot accept cheques or money orders.
Douglass Motors uses 3D Secure Verification and leading payment partner Stripe to handle all secure payment transactions.
At this time the only alternative payment method supported is Laybuy.
We're sorry to hear you're not 100% satisfied with your Douglass Motors order, to arrange a return simply contact us and we'll guide you through the simple process every step of the way.
We offer a fully furnished returns process, and our shipping partners DHL and TNT will collect your return on our behalf at no cost to you.


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Add or improve your listing on this page, click here.
Mark A. Werner
Firm: The Law Office of Mark A. Werner PLLC
Name: Mark A. Werner
Mailing Address: 4809 East Thistle Landing
City: Phoenix
Zip Code / Postal Code: 85044
Since 1996 Divorce Magazine has been the Internet's leading website on divorce and separation. We provide advice about divorce law, divorce lawyers, family law, custody, support and other divorce related issues along with a directory of divorce professionals.


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At the first-ever Players Weekend in August 2017, Major League Baseball players wore jerseys with their nicknames on the back. One player — Cleveland Indians shortstop, Francisco Lindor — picked the perfect moniker to express his cheerful, fun-loving nature: "Mr. Smile." And Lindor gave fans plenty to smile about when he belted a 2-run homer into the stands while wearing his new jersey!
Lindor has explained that he believes smiling is an important part of connecting with fans and teammates alike: "I've never been a fan of the guy that makes a great play and then acts like he's done it 10,000 times — smile, man! We've got to enjoy the game."
We think Lindor is right: Smiling is a great way to generate good will. And it feels great too… as long as you have a smile that's healthy, and that looks as good as you want it to. But what if you don't? Here are some things we can do at the dental office to help you enjoy smiling again:
Routine Professional Cleanings & Exams. This is a great place to start on the road toward a healthy, beautiful smile. Even if you are conscientious about brushing and flossing at home, you won't be able to remove all of the disease-causing dental plaque that can hide beneath the gum line, especially if it has hardened into tartar, but we can do it easily in the office. Then, after a thorough dental exam, we can identify any problems that may be affecting your ability to smile freely, such as tooth decay, gum disease, or cosmetic dental issues.
Cosmetic Dental Treatments. If your oral health is good but your smile is not as bright as you'd like it to be, we can discuss a number of cosmetic dental treatments that can help. These range from conservative procedures such as professional teeth whitening and bonding to more dramatic procedures like porcelain veneers or crowns.
Tooth Replacement. Many people hide their smiles because they are embarrassed by a gap from a missing tooth. That's a shame, because there are several excellent tooth-replacement options in a variety of price ranges. These include partial and full dentures, bridgework, and dental implants. So don't let a missing tooth stop you from being Mr. (or Ms.) Smile!
If you'd like more information about oral health or cosmetic dentistry, please contact us or schedule an appointment for a consultation. You can also learn more by reading the Dear Doctor magazine articles "Beautiful Smiles by Design" and "The Impact of a Smile Makeover."


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Microsoft FY12Q2 Results
Fiscal results: Microsoft Investor Relations - Earnings Release FY12 Q2.
My favorite tech bloggers:
- Todd Bishop - Microsoft beats estimates even as Windows profits fall 11% - GeekWire
- Mary Jo Foley - Windows drops to No. 3 cash-cow status in Microsoft' latest quarter ZDNet
- Ina Fried - Slower Windows Sales Dent Microsoft Earnings - Ina Fried - News - AllThingsD
- Jay Greene - Microsoft earnings meet expectations as Windows sales dip Microsoft - CNET News
- Joe Wilcox - Microsoft Q2 2012 by the numbers Windows revenue falls 6%
Sorta looks like there's a trend with reduced PC sales impacting Windows. It will be interesting a year from now to see (given that it's released for Holiday 2012 and all) if we see Windows 8 reversing the trend. Of course, the economy could just be better by then.
End of the obligatory quarterly post.
Briefly: what's going on here? Well, obviously, not much.
The only thing I've felt an urge to write about recently is Microsoft's curiously messed up media strategy when it comes to video and music. Zune Music is on its deathbed, Media Center moved back to Windows and that basically put it on indifferent life support. Microsoft breaking from Dolby in Windows 8 means a lot of stuff that used to work out of the box won't. But maybe the mess is simply a chaotic churn of local media assets being deprecated for services and for Xbox to start replacing media PCs.
I'm none to happy, but I'm one of those dinosaur's who loves the dickens out of his Media Center setup.
That small missive aside: I've avoided putting the Mini Cap on just because of dealing with the constant drone of negativity. Yeah yeah I made that bed and the chickens are coming home to roost in it. Or something like that. Comment moderation right now is a necessity and one big bumming drag. So I stopped. Sorry you 120+ pending comments. Once Google Blogger has native support for community influenced commenting (just voting up and down, that's all I want) I'll be more interested in resuming posts. For now, it's gotta be something major for me to put that Mini Cap on.
See you next quarter!


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Research Highlights
Global emissions of refrigerants HCFC-22 and HFC-134a: Unforeseen seasonal contributions." Proceedings of the National Academy of Sciences 111, no. 49 (2014): 17379-17384.
"Growth in stratospheric chlorine from short-lived chemicals not controlled by the Montreal Protocol." Geophysical Research Letters 42, no. 11 (2015): 2015GL063783.
"Model Sensitivity Studies of the Decrease in Atmospheric Carbon Tetrachloride." Atmospheric Chemistry and Physics 16 (2016): 15741-15754.
"Observational evidence for interhemispheric hydroxyl-radical parity." Nature 513, no. 7517 (2014): 219-223.
"Results from the International Halocarbons in Air Comparison Experiment (IHALACE)." Atmospheric Measurement Techniques 7, no. 2 (2014): 469-490.


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New Automobile Car Wall Stickers For Boys Room
Product details:
- 100% Brand New.
- Material: Environmental protection , Waterproofs.
- Material:Vinyl PVC Wall Sticker.
Once your product is shipped, you will receive tracking details on your email.
We're absolutely confident that you'll love this product. But if you don't? Just return it and get a full REFUND! No question asked!
Product details:
On all orders over $13
No questions asked return policy
We offer fast & dedicated support
Worry-free shopping


text: hewbrewletters By Kol Haneshamah Synagogue|2020-04-04T21:08:39-07:00April 4th, 2020|0 Comments Share on Social Media FacebookTwitterGoogle+Email About the Author: Kol Haneshamah Synagogue Leave A Comment Cancel replyComment Save my name, email, and website in this browser for the next time I comment. Δ This site uses Akismet to reduce spam. Learn how your comment data is processed.


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Dear visitor, our website is currently undergoing construction work.
Hence several pages of our website, such as this one, do not contain any information yet. We apologise and thank you for your understanding.
We will post all missing information as soon as possible.
If you have any questions about our products or services, or any other requests, please do not hesitate to use our contact form. We will get back to you as soon as possible. Or just give us a call!


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Ruth (Goodman) Pink's Dalhousie student scrapbooks
- Collection
- 1932 - 2015, predominant 1932 - 1937
Collection comprises two scrapbooks assembled by Ruth Marilyn (Goodman) Pink. The first was created during Goodman's years as a student at Dalhousie and contains photographs; dance cards; place cards; programs; schedules; and memorabilia from freshman initiation and other events. The other contains similar materials dating from Goodman's graduation and a few years following.
Pink, Ruth Marilyn (Goodman)


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Thank you for visiting Resco Realty! We are committed to respecting your right to privacy and will protect it when you visit our website.
This Privacy Policy explains our online information practices only, including how we collect and use your personal information. It covers information collected on this website only. It does not apply to other sites you reach through our site. We encourage you to read the Privacy Policies of those other parties to learn how they collect and use information about you.
To assist you with reading our Privacy Policy, we have provided answers to the following questions you may find most important:
What information do we collect automatically online?
When you visit our website, we collect information about your visit that does not identify you personally. We can tell the type of computer, browser, and Web service you are using. We also know the date, time, and pages you visit. Collecting this information helps us design the site to suit your needs. If you are registered with our site, we will try to automatically identify you so that you don't have to sign-in upon each return visit.
What additional information do we collect about you online?
If you ask us a question or register with this site, we collect your contact information and additional information that you volunteer so that we can respond to your request. We'll track your online activity and the information we collect is used to improve the content of our Web pages, used to customize the content and/or layout of our pages to optimize your website experience.
If you supply us with your telephone number online you may receive telephone contact from us with information regarding your visit to our website. If you do not wish to receive such telephone calls, please let us know by responding to the initial email that you receive from us.
Do we share the information we collect online?
We do not share any information about you unless we are required by law to do so for authorized law enforcement, homeland security, and national security. We state on the website that when you contact us about a mortgage an officer from our preferred lending partner will contact you regarding your inquiry. This Lending partner is contractually bound by the policy and terms of this website.
How do we handle email communication?
If you provide us with your email address and you choose to coorespond with us via email, we may choose to store these correspondences together with your registration information. Occasionally, we may also send you email notifications relating to new offers that we feel that you might find valuable. If at any time you wish to stop receiving these offers, you may click the unsubscribe link on any of these communications to opt-out or email your request to our website company at firstname.lastname@example.com.
Do we use cookies or other tracking devices?
A "cookie" is a small text file that is stored on your computer and makes it easy for you to move around a website without having to continually re-enter your name, password, preferences, and so on. We use cookies to store visitors' preferences, record user-specific information on what pages users access or visit, customize Web page content based on visitors' browser type or other information that the visitor sends.
What if I am on the Do Not Call Registry?
If you supply us with a phone number, then you are giving us permission to call you even if you are on the U.S. Do Not Call Registry. If you choose not to be bothered, please let us know. We will add you to our own Do Not Call list.
What are your rights under the Privacy Act of 1974?
The Privacy Act of 1974 protects the personal information the federal government keeps on you in "systems of records (SOR)" (information an agency controls that can be retrieved by name or some other personal identifier). The Privacy Act regulates how the government can disclose, share, provide access to, and maintain the personal information that it collects. Not all information collected online is covered by the Privacy Act.
The Act's major provisions require agencies to:
Publish a Privacy Act Notice in the Federal Register explaining the existence, character and uses of a new or revised SOR;
Keep information about you accurate, relevant, timely, and complete to assure fairness in dealing with you; and
Allow you to, upon request, access and review your information held in a SOR and request amendment of the information if you disagree with it.
We do not collect any information subject to the Privacy Act.
This application is built using Context.IO technology. If you wish to opt-out of sharing your information with Context.IO Providers, you may do so at https://optout.context.io/.
Terms And Conditions Of Use
1.1 Your access to and use of rescorealty.com ("the Website") and any Services referred to in Clause 2, is subject exclusively to these Terms and Conditions. You will not use the Website/Services for any purpose that is unlawful or prohibited by these Terms and Conditions. By using the Website/Services you are fully accepting the terms, conditions and disclaimers contained in this notice. If you do not accept these Terms and Conditions you must immediately stop using the Website/Services.
1.2 We reserve the right to update or amend these Terms and Conditions at any time and your continued use of the Website/Services following any changes shall be deemed to be your acceptance of such change. It is therefore your responsibility to check the Terms and Conditions regularly for any changes.
The Website may provide communication tools such as email, bulletin boards, chat areas, news groups, forums and/or other message or communication facilities ("the Services") designed to enable you to communicate with others. Unless stated otherwise the Services are for your personal and non-commercial use only.
We are concerned about the safety and privacy of our users, particularly children. Parents who wish to allow their children access to and use of the Website/Services should supervise such access and use. By allowing your child access to the Services you are allowing your child access to all of the Services, including email, bulletin boards, chat areas, news groups, forums and/or other message or communication facilities. It is therefore your responsibility to determine which Services are appropriate for your child. Always use caution when revealing personally identifiable information about yourself or your children via any of the Services.
(Click to for the full detailed explanation of our Privacy Policy)
4.1 We are committed to responsible data management and subscribe to the principals of the Privacy Act of 1974 in the United States. We are committed to maintaining the privacy of our users and maintaining the security of any personal information received from you. If you register for any of the Services you will be asked to provide basic personal information. The information provided by you is not available for sale or use by third parties except as provided herein. Specifically, personally identifiable information may occasionally be transferred to third parties who act on our behalf, or in connection with our business, for further processing in accordance with the purposes for which the data was originally collected. Where disclosure of personally identifiable information to a third party is likely or necessary, further explanation may be provided, where appropriate, at such collection points as to the intended use of the data. We will require that such third parties protect the information and, where appropriate, we will contractually require them to process data transferred only for the purposes expressly authorized by us.
4.2 We use a technology called "cookies" as part of our normal business procedure to track patterns of behaviour of visitors to the Website. A cookie is an element of data that the Website sends to your browser that is then stored on your system. Any information collected in this way can be used to identify you unless you change your browser settings.
4.3 You acknowledge that by entering your telephone number on a website form that you submit, you are giving Resco Realty permission to call you even if you are on the U.S. Do Not Call Registry.
If a particular Service requires you to open an account you will be required to complete the registration process by providing certain information and registering a username and password for use with that Service. You are responsible for maintaining the confidentiality of the username and password and also for all activities which take place under your account. You agree to immediately notify us of any unauthorized use of your password or account or any other breach of security. In no event will Resco Realty be liable for any indirect or consequential loss or damage whatsoever resulting from the disclosure of your username and/or password. You may not use another person's account at any time, without the express permission of the account holder.
6.1 You acknowledge that all information, text, graphics, logos, photographs, images, moving images, sound, illustrations and other materials ("the Content"), whether posted publicly or transmitted privately, are the sole responsibility of the person from whom such Content originated. We do not control or endorse the Content and cannot guarantee the accuracy, integrity or quality of such Content and you acknowledge that by using the Services you may be exposed to Content that is offensive and/or indecent. Resco Realty will not be liable in any way for any Content or for any loss or damage of any kind resulting from the use of any Content transmitted via the Services and you agree to bear all risks associated with the use of any Content, including any reliance on the accuracy or completeness of such Content.
6.2 In using the Website/Services you agree not to:
6.2.1 use the Services to send junk email, spam, chain letters, pyramid schemes or any other unsolicited messages, commercial or otherwise;
6.2.2 post, publish, distribute or disseminate material or information that is defamatory, infringing, obscene, indecent, threatening, abusive, harassing or unlawful;
6.2.3 post, publish, distribute or disseminate material or information that incites discrimination, hate or violence towards any person or group on account of their race, religion, disability, nationality or otherwise;
6.2.4 threaten, abuse, disrupt, stalk or otherwise violate the legal rights (including rights of privacy and publicity) of others;
6.2.5 use any information or material in any manner that infringes any copyright, trademark, patent or other proprietary right of any party;
6.2.6 make available or upload files that contain a virus, worm, trojan or corrupt data that may damage the operation of the computer or property of another;
6.2.7 collect or store personal information about others, including email addresses;
6.2.8 advertise or offer to buy or sell goods or services for any commercial purpose, unless such communication facility specifically allows such messages;
6.2.9 impersonate any person or entity for the purpose of misleading others;
6.2.10 violate any applicable laws or regulations;
6.2.11 use the Website/Services in any manner that could damage, disable, overburden or impair the Website/Services or interfere with any other party's use and enjoyment of the Website/Services;
6.2.12 post, publish, distribute or disseminate material or information that you do not have a right to transmit under any law or under contractual or fiduciary relationships (such as inside information or confidential information disclosed in the course of employment or under a confidentiality agreement);
6.2.13 attempt to gain unauthorised access to any of the Services, other accounts, computer systems or networks connected to the Website/Services through hacking, password mining or any other means.
6.3 We have no obligation to monitor the Services but shall be entitled to review materials posted to a communications facility and, at our sole discretion, to remove any material that breaches these Terms and Conditions or is otherwise objectionable.
We have the right to terminate your access to any or all of the Services at any time, without notice, for any reason, including without limitation, breach of these Terms and Conditions. We may also at any time, at our sole discretion, discontinue the Website/Services or any part thereof without prior notice and you agree that we shall not be liable to you or any third party for any termination of your access to the Website/Services.
The Website/Services may include links to third party websites that are controlled and maintained by others. Any link to other websites is not an endorsement of such websites and you acknowledge and agree that Resco Realty is not responsible for the content or availability of any such sites.
You agree to comply with all applicable laws regarding the transmission of technical data exported from the United States of America or the country in which you reside (if different) and with all local laws and rules regarding acceptable use of and conduct on the Internet.
10.1 The Website and its content (including without limitation the Website design, text, graphics and all software and source codes connected with the Website and the Services) are protected by copyright, trade marks, patents and other intellectual property rights and laws. In accessing the Website you agree that you will access the contents solely for your personal, non-commercial use. None of the content may be downloaded, copied, reproduced, transmitted, stored, sold or distributed without the prior written consent of the copyright holder. This excludes the downloading, copying and/or printing of pages of the Website for personal, non-commercial home use only.
10.2 Resco Realty does not claim ownership of any materials you post, upload or submit to any publicly accessible area of the Services. However, by doing so you are granting us a world-wide, royalty free, non-exclusive licence to copy, distribute, transmit, reproduce, publicly display, edit, translate or publish such Content for as long as you elect to display such Content via the Services. The licence shall be terminated when such Content is deleted from the Services.
You agree to indemnify and hold Resco Realty and/or Brokerage Leader Inc (Creator of this website) harmless from and against any breach by you of these Terms and Conditions and any claim or demand brought against Resco Realty by any third party arising out of your use of the Services and/or any Content submitted, posted or transmitted through the Services, including without limitation, all claims, actions, proceedings, losses, liabilities, damages, costs, expenses (including reasonable legal costs and expenses) howsoever suffered or incurred by Resco Realty in consequence of your breach of these Terms and Conditions.
12.1 Use of the Website/Services is at your own risk. The Website/Services are provided on an "AS IS" and "AS AVAILABLE" basis without any representation or endorsement made and without warranty of any kind whether express or implied, including but not limited to the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy.
12.2 To the extent permitted by law, Resco Realty will not be liable for any indirect or consequential loss or damage whatsoever (including without limitation loss of business, opportunity, data, profits) arising out of or in connection with the use of the Website/Services.
12.3 Resco Realty makes no warranty that the Website/Services will meet your requirements, that Content will be accurate or reliable, that the functionality of the Website/Services will be uninterrupted or error free, that defects will be corrected or that the Website/Services or the server that makes them available are free of viruses or anything else which may be harmful or destructive.
12.4 Nothing in these Terms and Conditions shall be construed so as to exclude or limit the liability of Resco Realty for death or personal injury as a result of the negligence of Resco Realty
12.5 Nothing in these Terms and Conditions shall affect your statutory rights as a consumer.
If any of these Terms and Conditions should be determined to be invalid, illegal or unenforceable for any reason by any court of competent jurisdiction then such Term or Condition shall be severed and the remaining Terms and Conditions shall survive and remain in full force and effect and continue to be binding and enforceable.
These Terms and Conditions shall be governed by and construed in accordance with the law of United States and you hereby submit to the exclusive jurisdiction of US courts.


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Product Reviews
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These reports consists of management's representations concerning the finances of the City. Consequently, management assumes full responsibility for the completeness and reliability of all of the information presented in these reports.
To provide a reasonable basis for making these representations, management has established a comprehensive internal control framework that is designed both to protect the City's assets from loss, theft, or misuse and to compile sufficient reliable information for the preparation of the City's financial statements in conformance with accounting principles generally accepted in the United States of America.
Address: 3900 Main St. Riverside, CA 92522 Phone: (951) 826-5454 |


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Fees are non-refundable once the Login details have been used on Portal. Non-use of a Membership or inability of User to access the Portal through no fault of Company shall not be grounds for a refund of Fees. Company does not provide refunds or credits for any partial-month Membership periods
In the event a refund is issued, ALL refunds will be made by the Company who will credit the Payment Method used to make the original purchase. NO refunds will be made by cash or paper check. ALL refunds will be issued within ten (10) days of communication between the User and the Company's Client Relations department.


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1. You need to explain the mind-body problem in Metaphysics. How did this problem begin? What are the different theories philosophers have given to solve the mind-body problem?
2. You will choose one theory (for example, Cartesian dualism or Physicalism or Functionalism) as being the best theory for solving the mind-body problem. Then you need to explain why you prefer this theory over other theories.
a. What arguments are the most convincing?
b. Why are the other theories' arguments NOT convincing?
3. Which reading you think supports your argument for this theory (such as Descartes' Meditations, or Fodor's Mind-Body Problem)?
a. For this section, you should use a reading discussed in the book to support your argument.
b. Be sure to use " " marks if you quote these readings and tell me the writer's name.
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text: Terms of UseBy the use of the information, graphics and materials our website, you acknowledge and accept that the website is governed by the Terms of Use, the Disclaimer, the Privacy Policy and other messages posted on this website.We may at any time vary the Terms of Use without notifying you. Any changes to these Terms of Use shall be immediately effective when they have been posted to the website.Links to Other WebsitesOur website may contain links to other websites operated by third parties. We are not responsible for the availability of content on the third party websites nor do we endorse, warrant or guarantee the products, services, or information described or offered at these other third party websites. Users cannot assume that the third party websites will abide by the same Privacy Policy to which we adhere.Linking to our websitePlease contact us if you would like to place a link to any part of our website.DisclaimerThis website is for informational purposes only and is not intended to provide specific counsel or advice. It is provided to you solely for your own personal, non-commercial use.Unless otherwise indicated on this website, you may display, download, archive, and print any information on our website for personal and non-commercial use, provided that you do not infringe on intellectual property rights, privacy rights and rights of publicity.We do not guarantee the accuracy, timeliness, reliability or completeness of any of the information contained on, downloaded or accessed from this website.The performance of this website and all information contained on, downloaded or accessed from this website are provided to you on an "as is" basis, without warranties of any kind. We shall not be responsible for any problems or technical malfunction of any telephone network or lines, computer on-line systems, servers, Internet access providers, computer equipment, software, or any combination thereof including any injury or damage to you or any other person's computer as a result of using this website.We reserve the right, at its sole discretion, to modify, disable access to or discontinue, temporarily or permanently, any part or the entire website or any information contained thereon without liability or notice to you.CopyrightThe website interface layout, design and content are our copyrighted property unless otherwise specified. The content on this website may be used by you only for your personal, non-commercial use as provided for in these Terms of Use, but may not be taken out of context or presented in a misleading or discriminatory manner. Any rights not expressly granted to you are reserved by us.Notice of InfringementOur policy is to comply with all intellectual property laws and to act quickly upon receiving any notice of claimed infringement. If you believe that your work has been reproduced on this website in a manner that constitutes copyright infringement, please provide a notice of copyright infringement containing all of the following information: * A physical or electronic signature of a person authorised to act on behalf of the copyright owner for the purposes of the complaint. * Identification of the copyrighted work claimed to have been infringed. * Identification of the material on our website that is claimed to be infringing or to be the subject of infringing activity. * The address, telephone number or e-mail address of the complaining party. * A statement that the complaining party has a good-faith belief that use of the material in the manner complained of is not authorised by the copyright owner, its agent or the law. * A statement, under penalty of perjury, that the information in the notice of copyright infringement is accurate, and that the complaining party is authorised to act on behalf of the owner of the right that is allegedly infringed. * Contact us to notify us of copyright infringementnetAdventist Eula here


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Many people believe they have carpal tunnel syndrome (CTS). The majority have been told by their medical doctor that they have CTS. Others have mistakenly concluded that because they have some numbness and tingling in their wrist or hand, they must have this neurological disorder. Still others have ongoing forearm, wrist, or hand pain (possibly localized to the thumb and/or index finger), and are led by articles they've read on the Internet to diagnose themselves with CTS. Almost all of this is in error.1,2
Why are so many diagnoses of this condition mistaken? The primary culprit is lazy clinical decision-making, compounded by a failure to understand correctly the workings of the musculoskeletal system. Carpal tunnel syndrome is a specific diagnosis which involves mechanical pressure on the median nerve as it passes through a small tunnel in the wrist created by tiny adjoining bones. There's not much room in this carpal tunnel and its dimensions can be narrowed further by inflammatory conditions such as osteoarthritis or rheumatoid arthritis. Pregnancy can lead to CTS owing to increased fluid retention. Repetitive stress may lead to inflammation of tendons that cross the wrist. Such inflammation may lead to soft tissue swelling which compresses the carpal tunnel, causing CTS. Various other disorders should also be considered when CTS is suspected.
Importantly, CTS is not a catchall diagnosis to be used when a person has forearm, wrist, and/or hand pain. If a person really has CTS, he or she will have specific symptoms. The person will awaken at night owing to pain and/or numbness and tingling. Symptoms will be precisely located to the thumb and index finger (possibly involving the middle finger). Wrist pain may or may not be present. Also, the person will demonstrate a weakness of pinch grip involving the thumb and index finger. If these signs and symptoms are not present, the person does not have carpal tunnel syndrome. Usually, the diagnosis is clearcut and does not require special tests such as electromyography.
Remarkably, most physicians, regardless of specialty, are unaware of these important criteria. If the patient has pain and/or numbness in the hand, the patient has CTS. Case closed. This lack of sophistication leads to real harm done to the patient, such as unnecessary tests which waste time, cost a lot of money, and may result in damaging surgery which is not curative as it was directed at a problem that really wasn't there.
In marked contrast, chiropractors are highly trained in accurate analysis of musculoskeletal problems involving the shoulder, arm, and hand.3 When patients have symptoms mimicking those of carpal tunnel syndrome, chiropractors use their broad knowledge and experience to correctly evaluate the situation. For example, spinal dysfunction, muscle spasm, and trigger points can all cause symptoms which appear to be those of CTS. Chiropractors are able to see through this masquerade and effectively address the real underlying problems.
1Ibrahim I, et al: Carpal tunnel syndrome. Review of the recent literature. Open Orthop J 6:69-75, 2012
2Uchiyama S, et al: Current concepts of carpal tunnel syndrome: pathophysiology, treatment, and evaluation. J Orthop Sci 15(1):1-13, 2010
3Bialosky JE, et al: Heightened pain sensitivity in individuals with signs and symptoms of carpal tunnel syndrome and the relationship to clinical outcomes following a manual therapy intervention. Man Ther 16(6):602-608, 2011


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eleva8or introducer engine helps Startups and Investors come together efficiently
For Startups, eleva8or helps them to prepare for due-diligence to attract capital from savvy investors around the globe
For Investors, eleva8or helps to provide exposure to new and emerging Startups that fit their investment profiles
eleva8or is not crowdfunding, typically one or two Investors participate in deals
بوابة إلكترونية تمكن رواد الأعمال من البدء في تخطيط وإطلاق وتطوير أفكارهم الريادة - بوابة المنشآت الناشئة
Salasa offers a turnkey solution for
e-commerce businesses that takes away all your worries and lets you focus on marketing and sales, while it seamlessly handles, the orders your sales personnel generate.
The location intelligence, data insights, and targeted marketing platform slisor are made available to you by Arabian Internet and Communications Services Company, a company incorporated and existing under the laws of the Kingdom of Saudi Arabia.
The Platform applies the capability of leading data analytics tools to data which relates to the Kingdom of Saudi Arabia and to provide you with market insights through graphics and geographical visual representations of anonymized data. Also, to devise direct marketing campaigns based on the Market Insights and to send it to specific consumer segments.
The platform's services rely on aggregated and anonymized data made available by Arabian Internet and Communications Services Company's Affiliates and third-party data partners located around the region (each a Data Partner). We do not own, create or control the data used to provide the Platform Services. The platform will in no circumstances provide you with details or permit you to view any personal data relating to individual consumers.
Slisor helps enterprises in the Kingdom and empowers data-driven decision making. Customer interaction models and engagements are based on customer habits and demographics. We want to assist you on your journey.
A platform that provides open-source software and programs as an alternative to closed-source software.
Our youth is our national wealth that drives and thrives our country. STC is proud to support young entrepreneurs to achieve their business aspirations and become successful contributors to the Saudi landscape. Thus, this holy month, we have dedicated all our communication channels to them as we believe that only through their hard work, our society thrives.
Bupa Business has a wide range of schemes designed to meet and exceed the needs of small and medium-sized businesses whether they have two, or 200, employees.
A quick look at the benefits
A platform for mentoring, consulting and a social networking for entrepreneurs


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A guy is driving around the back woods of Montana and he sees a sign in front of a broken down shanty-style house: 'Talking Dog For Sale.'
He rings the bell and the owner appears and tells him the dog is in the backyard.
The guy goes into the backyard and sees a nice looking Labrador Retriever sitting there.
"You talk?" he asks.
"Yep" the Lab replies.
After the guy recovers from the shock of hearing a dog talk, he says, "So, what's your story?"
The Lab looks up and says, "Well, I discovered that I could talk when I was pretty young. I wanted to help the government, so I told the CIA. In no time at all they had me jetting from country to country, sitting in rooms with spies and world leaders, because no one figured a dog would be eavesdropping, I was one of their most valuable spies for eight years running... but the jetting around really tired me out, and I knew I wasn't getting any younger so I decided to settle down. I signed up for a job at the airport to do some undercover security, wandering near suspicious characters and listening in. I uncovered some incredible dealings and was awarded a batch of medals. I got married, had a mess of puppies, and now I'm just retired."
The guy is amazed. He goes back in and asks the owner what he wants for the dog.
"Ten dollars" the guy says.
"Ten dollars? This dog is amazing! Why on Earth are you selling him so cheap?"
"Because he's a liar. He's never been out of the yard."


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You can use the sorting functions to search faster. You can click on the titles in the list head to sort, or click in the items in the list to apply a filter on the list.
You have activated the filter museum.tType=Lace. Remove filter
The current selection contains 412 hankies out of totally 2426 in my museum. 20 hankies per page are shown.
Show more search alternatives


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Acrylic Arch Memorial Sign with Mirror Acrylic features
"This Candle Burns in loving memory of those who would be here today if heaven wasn't so far away" Memorial Stand.
Personalise your custom memorial stand to include those in your event who cannot be physically present with us today. This product is totally customisable from the colours of all the materials and types of stands to suit the theme of your event.
Acrylic Arch Memorial Sign details:
- Layered with your choice of MIRROR acrylic text with black or white paint fill engrave.
- Size: 180mm by 260mm.
- Acrylic or Wooden bases are available.
Please provide adult supervision at all times and keep this item out of reach of children! The Humble Gift Co.'s products are NOT A TOY. They are for educational, decorative or informative purposes ONLY. They may contain small parts that present a choking hazard. It is advised that children do not suck or chew on these items. The Humble Gift Co. is not liable for any misuse of this product outside its intended purpose outlined above.
Production Time:
Due to the nature of our business here at The Humble Gift Co., orders can take up to 2 weeks to be produced from payment. This means two weeks before the shipping company receives your parcel, or you can collect it from The Humble HQ.
Customers who purchase a Personalised Order will be required to approve a digital draft copy before we can begin creating your product.
Note: if there is a significant delay in confirming a draft, this may add extra production time.
Acrylic can scratch easily. We recommend using a soft tissue when cleansing. Do not use a microfibre cloth, as the small particles may scratch the acrylic.
Gloss acrylic has a smooth and shiny finish. Therefore gloss acrylic is more likely to show fingerprints, scratches and reflections, and this may make it harder to photograph. Whereas matte acrylic has a textured, non-glare finish that is more forgiving to the everyday environment..
Wooden products may have colour variations due to layers and grain. Engraving may come in different levels of darkness due to the layers in the wood. Wooden products can mark easily with dirty hands - refer to sealing your wooden product tab
Raw plywood may mark easily from dirty hands, paint pens or water. We recommend sealing it for longevity, this therefore will allow it to be wiped down and protect it from moisture and dirt. If this option is not available on your product please contact us.


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Bouquet of 9 white and pink peonies with greenery - Gift Wrapping - Greeting Card.
Bouquet of 9 white and pink peonies with greenery - Gift Wrapping - Greeting Card.
Gift baskets for Nicaragua is an international delivery network connected with many leading gift basket suppliers around the world. We are one of the leading International gift basket suppliers that offers delivery in over 100 countries. Our team of professionals specialize in quality gift baskets and we are famous for our great customer service.
Delivery Information Terms and Conditions Your Privacy and Security Cookies
Become an affiliate florist
About us Contact us My Account Create Account Faqs Sitemap
Head Office Office 8 Building P7,
SAIF Zone, P.O Box 7751
Sharjah, U.A.E.
Call Center Suite 25, 155 Minories
Aldgate, City of London
EC3N 1AD, United Kingdom
Call Center Office 638, 10 Market Street,
Camana Bay, Grand Cayman, KY1-9006
Cayman Islands
© Copyright Gift Baskets for Nicaragua • 2024
Part of EC Global Promotions LTD.


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Undersea Bloom – "Organic Silver " cast hydrangea blossom with crysocolla. Pendant, 2 in high.
Carina Rossner focuses on incorporating earth's beautiful creations into wearable art. She recycles sterling silver and gold and either free-form melts it – letting the physical properties of the molten metal determine its shape and texture – or uses it to cast organic elements like flowers and leaves. Carina selects the mineral and stone specimens carefully so that they complement the setting. She sources, trims, and polishes the stones to highlight their crystal structure and natural beauty. Just like nature, each of her creations is a one-of-a-kind design. Her collections include pendants, rings, wrist cuffs, brooches, cuff-links, belt buckles, and custom pieces. Part of the Under the Sea Collection. Retail Cost: 245


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Supreme Court Justice Anthony Kennedy has denied a request from Proposition 8 supporters in California to halt the issuance of same-sex marriage licenses in the nation's most populous state.
Kennedy turned away the request on Sunday with no additional comment.
Same-sex marriage opponents asked him to step in on Saturday, a day after the federal appeals court in San Francisco allowed same-sex marriages to go forward. Numerous weddings were performed at San Francisco City Hall following the court decisions.
The opponents said the appeals court had acted about three weeks too soon. Proposition 8 supporters could continue their efforts to halt gay marriage by filing their request with another Supreme Court justice.
Copyright © 2013 The Associated Press. All rights reserved.
Copyright © 2013 Capitol Hill Blue


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Copyright © 2009-2024, Chribba - OMG Labs All Rights Reserved. - perf 0,38s, ref 20240725/0938#F bitcoin: 1CHRiBBArqpw5Yz7x5KS2RRtN5ubEn5gF |
COPYRIGHT NOTICE EVE Online, the EVE logo, EVE and all associated logos and designs are the intellectual property of CCP hf. All artwork, screenshots, characters, vehicles, storylines, world facts or other recognizable features of the intellectual property relating to these trademarks are likewise the intellectual property of CCP hf. EVE Online and the EVE logo are the registered trademarks of CCP hf. All rights are reserved worldwide. All other trademarks are the property of their respective owners. CCP hf. has granted permission to OMG Labs to use EVE Online and all associated logos and designs for promotional and information purposes on its website but does not endorse, and is not in any way affiliated with, OMG Labs. CCP is in no way responsible for the content on or functioning of this website, nor can it be liable for any damage arising from the use of this website. |


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Wald Wald Training Wheels 10252
This item is currently not available.
Wald's 10252 training wheels are designed to mount on most single speed bicycles with 16- to 20-inch wheels and are intended for use by riders weighing up to 100 pounds. These training wheels feature new frame adapters that improve installation.
The new frame adapters enable this wheel set to be mounted on bicycles with .75 and 1.00-inch rear frame tubes. The training wheels can also be mounted onto bicycles with 1.25-inch rear frame tubes when the frame adapters are not used.


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RAC Approved - Vehicle Preparation Standard
The vehicle has been prepared to ensure that the following items/parts/functionality are in correct working order.
1. Vehicle History
- VIN Inspection
- Vehicle History Report Obtained
- Scheduled Maintenance Performed (inc timing belt)
- Current MOT Certificate (if applicable)
2. Road Test
- Cruise Control (if applicable)
- Satisfactory starting, general performance and behaviour of the vehicle
- Particular attention to the operation of clutch, transmission, steering, suspension and brakes including A.B.S.
- Ensure there are no abnormal noises
- There are no visual fluid leaks after road test
- Gauges operate property
- Check battery and starter motor start engine with ease from both hot and cold
- Check to ensure no excessive visual emissions from exhaust
- Check hot-starting and ensure no evidence of over-heating
- Check no stored faults on the OBD
- Ensure correct operation and efficiency of the parking brake
3. Vehicle Exterior
- Windscreen free from any damage that would exclude the vehicle from an MOT test
- Ensure there are no signs of bodywork corrosion
- Operation and condition of exterior mirrors
- Ensure all structural body repairs/accident damage have been repaired using manufacturer approved methods
- Ensure correct body panel fitting and alignment
- Operation of fuel filler system including petrol caps and lever release system
- Operation of bonnet catch, safety catch, hinges, tailgate supports
- Operation of door Locks and central locking including child safety locks
- Ensure exterior trim for security and correct fitment
4. Vehicle Interior
- Operation of door windows (manual/electric)
- Operation of all exterior Lighting equipment and respective control lights and cluster illumination Operation of wipers and washers
- Operation of convertible roof mechanism (if applicable) Visual check of correct SRS functionality
- All warning Lights operate correctly
- Operation of audio and alarm systems
- Operation of Navigation System (if applicable)
- Operation of Air-conditioning, heating and demist systems Operation of instruments, gauges and controls
- Operation of all internal equipment (eg cigarette lighters, sun visors, arms rests etc)
- Operation of visual and audible driver warning systems Operation of parking assistance systems (if applicable) ALL drive pedals operate correctly
- Ensure no evidence of water ingress
- Operation and condition of seatbelts / Mountings
- Security of seat mountings, head rests and seat adjustment mechanism 301655 RAC Approved preparation standard insert 0513 v Operation of interior lights
- Operation of rear view mirror /sun visors
- Operation and condition of sunroof mechanism(if applicable)
- Ensure correct operation of parcel shelf
- Ensure interior trim / dashboard for tears, holes, burns or excessive soiling
5. Road, Wheels & Tyre check
- Ensure vehicle jack, tool kit, locking wheel nut and safety equipment
- Ensure minimum tread depth of 3mm across all tyres including spare (if applicable)
- Ensure road wheels are free from distortion, gouges or visible cracking
- Ensure tyres are free from cuts, bulges and inappropriate repairs
- Ensure no evidence of uneven tyre wear or casing damage
6. Engine Compartment
- Check engine oil for correct level and dipstick oil sample is free from contamination
- Ensure coolant antifreeze content, and ensure system is free of visual contamination
- Check vehicles charging system for minimum output
- Ensure correct gearbox fluid levels, manual or automatic (where applicable)
- Check to ensure all fluid levels; e.g. brake, clutch, power steering, washer reservoir and battery (including security)
- Auxiliary drive belts, condition and tension
- Engine mountings for security and condition
- Wiring, pipes, hoses, oil and fuel feed lines for routing; are free from damage, chafing and leaks (where visible)
- Free from fluid leaks
- Condition of cooling system radiator and engine oil cooler /inter cooler are free from damage or excessive corrosion
- No evident undue engine noise
- For hybrid vehicles only:
- Operation of Hybrid cooling system
- Switchable power-train mount
- Hybrid entertainment and information display
7. Underbody
- Exhaust condition and mountings
- Clamps and security
- Ensure no evidence of fluid or exhaust leaks
- Catalytic Converter
- Operation and condition of steering for leaks and security
- Tie rod ends, CV boots and rack boots condition
- Front and rear suspension
- No visual evidence of faults to braking components
- Ensure brake pads have a minimum of 50% material remaining
- Check underbody for excess corrosion and ensure that the Chassis is free from extensive structural repairs
- Ensure transmission / driveshaft is secure and free from excessive free-play
8. Convenience
- Fully cleaned and valeted vehicles
- Owners Guide
- Keys and remote fobs
- Service history (if applicable)


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This downloads page includes only patches to the sources strongly recommended for building APR projects, generally using security .
Name Last modified Size Description
Parent Directory - Portable Runtime project HEADER.html 2009-10-03 21:28 304 Portable Runtime project README.html 2015-05-06 22:09 675 Portable Runtime project apr-1.5.0-out-of-tree-build.patch 2013-11-16 22:38 901 Source code patch apr-1.7.0-CVE-2021-35940.patch 2021-08-20 18:01 1.7K Source code patch apr-1.x-CVE-2009-2412.patch 2009-10-03 21:28 2.0K Source code patch apr-1.x-PR47645.patch 2009-10-03 21:28 718 Source code patch apr-util-1.x-CVE-2009-2412.patch 2009-10-03 21:28 2.5K Source code patch
Correct a regression with out-of-tree builds on Unix.
Overflow flaw in apr_pool and apr_rmm APIs. Additional details forthcoming.
Fixes error handling in apr_pollset_poll() and apr_pollcb_poll() on Solaris, resolving symptoms which vary based on the application.