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Reference number
[1] Finished drawing for a ceiling for the drawing room, 1772, unexecuted
Adam office hand, possibly William Hamilton
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Breaking Down the Parts of Medicare
Generally, the different parts of Medicare help cover specific services. Most beneficiaries choose to receive their Parts A and B benefits through Original Medicare, the traditional fee-for-service program offered directly through the federal government. It is sometimes called Traditional Medicare or Fee-for-Service (FFS) Medicare. Under Original Medicare, the government pays directly for the health care services you receive. You can see any doctor and hospital that takes Medicare (and most do) anywhere in the country.
In Original Medicare:
- You go directly to the doctor or hospital when you need care. You do not need to get prior permission/authorization from Medicare or your primary care doctor.
- You are responsible for a monthly premium for Part B. Some also pay a premium for Part A.
- You typically pay a coinsurance for each service you receive.
- There are limits on the amounts that doctors and hospitals can charge for your care.
- If you want prescription drug coverage with Original Medicare, in most cases you will need to actively choose and join a stand-alone Medicare private drug plan (PDP).
Note: There are a number of government programs that may help reduce your health care and prescription drug costs if you meet the eligibility requirements.
Unless you choose otherwise, you will have Original Medicare. Instead of Original Medicare, you can decide to get your Medicare benefits from a Medicare Advantage Plan, also called Part C or Medicare private health plan. Remember, you still have Medicare if you enroll in a Medicare Advantage Plan. This means that you must still pay your monthly Part B premium (and your Part A premium, if you have one). Each Medicare Advantage Plan must provide all Part A and Part B services covered by Original Medicare, but they can do so with different rules, costs, and restrictions that can affect how and when you receive care.
It is important to understand your Medicare coverage choices and to pick your coverage carefully. How you choose to get your benefits and who you get them from can affect your out-of-pocket costs and where you can get your care. For instance, in Original Medicare, you are covered to go to nearly all doctors and hospitals in the country. On the other hand, Medicare Advantage Plans typically have network restrictions, meaning that you will likely be more limited in your choice of doctors and hospitals. However, Medicare Advantage Plans can also provide additional benefits that Original Medicare does not cover, such as routine vision or dental care.
© Medicare Rights Center. Used with permission.
The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. It may not be used for the purpose of avoiding any federal tax penalties. Please consult legal or tax professionals for specific information regarding your individual situation. This material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG, LLC, is not affiliated with the named broker-dealer, state- or SEC-registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. Copyright FMG Suite.

subset: commoncrawl


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It's what I think I will call these wonderfully tangy sandwich cookies. Calling them macarons is too scary. It was my first attempt to make such Parisian pastry. But I think I did not do 100% justice for them to be actually called macarons. So I'll be going back to the drawing board or in this case the whisk and the whites to have a few more goes.
In the meantime thought I would tell you about a fantastic little get together we had just a few days before Christmas.
Ever since Soeren started pre-school at the International School in August, I have had the pleasure of meeting and making friends with a wonderful woman - A. Her daugther, J., is in Soeren's class and we see each other often outside of school. She runs a home for physically and mentally abused children. The home is actually a kind of a farm with horses, goats, rabbits, hens and other animals. It's a wonderful place for children from all kinds of backgrounds and we have had the great opportunity to meet a few of the caretakers that work there.
One day when we were all sitting down in their huge kitchen with some of the children and the caretakers I mentioned Lydia's fantastic cause where people get together, bake and decorate cookies and then donate them - Drop In & Decorate. As I was explaining this to them a light bulb seemed to go on in my brain. At the same time I saw A.'s eyes light up.
We both had the same idea. Wouldn't it be great to get the all the kids together and have such an event right there in the home?
The kids loved the idea and soon we were planning the best day, looking up recipes for cookies and making shopping lists. We decided to go for Lydia's Sugar Cookies and her great and easy Royal Icing. These were simple enough and would be fun to make.
Once again I really have to point out what a gift these fantastic caretakers have. They were so comforting, loving and amazingly cool. Some of the coolness rubbed off on me too and with a kitchen-load of 8 kids and 4 adults we set out to bake out own Drop In An Decorate cookies.
We made an impressive batch of cookies and each one was proud of the part they played. We were well organized and followed the tips and tricks I had written a little earlier in the month about Baking with the family on The Daily Tiffin. It really made things easier.
In the end the idea was for these lovely kids to keep the cookies for themselves and for those who were to be going back to their parents over Christmas they were to give them the cookies as a gift. But these kids, as hard a life as some of them have had, were incredible. They all decided to take the cookies to the children's ward at the hospital and donate them to the children suffering from many serious illnesses.
It was incredible to see smiles on all the kids. Soeren and J. were estatic at the thought of being a part of this. Somehow I felt proud of Soeren for simply taking part in the event. The kids at the home were excited to be the ones actually doing good for others, who they thought needed it more. The kids in the hospital - well they were simply over-joyed at not only recieving sweet and beautiful treats but also to have a whole lot of kids to play with for an afternoon.
Pictures? No, I kept my camera in the bag. Somehow I felt this was simply a moment to enjoy without having the stress of taking pictures. I think it might have also tensed up things if I had taken my camera out and started taking pictures. It was a quiet and lovely time we enjoyed.
Hope you all come back here on the weekend to check out all the other great Drop In & Decorate sessions that were happening all over the world as part of the latest Monthly Mingle event.
In the meantime I share with you some delicious and zesty lime kisses. A fantastic combination of crunchy shells, while being moist and chewy on the inside and the zangy lime buttercream filling that finally rounds up a wonderful macaron-like experience. Kisses - not macarons! From me to you!
Printable version of recipe here
35g almonds - skinned and finely grounded
1 1/2 organic limes
2 eggs
Pinch of salt
170g fine sugar
50g butter
25g confectioner's sugar
Pre-heat oven to 120 degrees C. Line a baking tray with some baking paper.
Wash the limes with hot water and finely grate the peel. Squeeze the juice out of the 1/2 lime.
Beat the egg whites with the salt untile stiff, then slowly add the sugar. Beat until glossy peaks have formed. Carefully fold in the almond powder and the zest of 1 lime.
Fill the mixture into piping bags with a plain tip and pipe out small circular dots on the baking tray.
Bake in the oven for 60 mins, making sure they do not brown. Bake the baisers until crispy. Allow to cool.
In the meantime whisk together the confectioner's sugar with the butter until a thick, smooth and creamy mixture is formed. Add in the remaining lime zest and 2-3 tablespoons of lime juice.
Assemble the cookies by spreading the lime buttercream on the bottom of a baiser and then close with a second. Gently press together.
These were refreshing treats. Tangy, zesty and simply delicious. Leaving them for a day gave the aromas the chance to infuse well and created a softer and chewier cookie. These were very different to the other type of cookies we baked simply because of the wonderful fruity flavors.
Technorati Tags: photography, cookies, macarons, lime, almond, nikon d70s, sweet, bake
All photographs and written content on What's For Lunch, Honey? © 2006-2008 Meeta Albrecht unless otherwise indicated. | All rights reserved | Please Ask First


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Nugganatti - Saundatti Pin Code is 591119
Nugganatti Pin Code is 591119 located under Saundatti, Belgaum
Postal code of Nugganatti is 591119. Nugganatti is a sub location(Sector/Town or Village) under Saundatti, Belgaum district of Karnataka. Type your city name below & search instantly....
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Nugganatti Postal Code is 591119
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Nugganatti Post Office Pin Code is 591119
Location | nugganatti |
City/Taluk | Saundatti |
District | Belgaum |
State | Karnataka |
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Nugganatti Pin Code is 591119 located under Saundatti city in Karnataka
591119 is a postal code of post office location Nugganatti. This is a sub locality(a village, small town or sector) located under Saundatti city in Karnataka, India. Inside Pincode.City postal codes database, you can explore pincodes of all locations in India. You can easily search all information about any city, village or town by using our quick Pin Code Locator Tool.
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Associated Press April 28, 2014
South Florida Times October 29, 2013
Currently, 12 percent of 4-year-olds in Pennsylvania are enrolled in state-funded pre-K programs. Meanwhile, the state provides pre-K to 5 percent of 3-year-olds, and 7,138 children under the age of three are enrolled in Early Head Start programs. Despite budget cuts to statewide early childhood programs in 2012-2013, state leaders and community advocates continue to rally for expanding access to early childhood opportunities. Additionally, the average annual cost of center-based infant care in the state is $10,319. Advocates in Pennsylvania recently started a campaign to get greater access to high-quality pre-K programs for all 3- and 4-year-olds in the state. Meanwhile, early childhood education is emerging as a top issue in this year's gubernatorial race with members of the "Pre-K for PA" coalition, which includes military, business and law enforcement leaders "urging all the candidates for [Pennsylvania] governor to learn more about the social and economic benefits of investing in early childhood education."


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What are University of Dubuque's average SAT scores and GPA? In this guide, we'll discuss what scores are needed for you to get admitted into University of Dubuque. You'll also get to calculate your own chances with our admissions calculator.
Location: Dubuque, IA
University of Dubuque Admissions Statistics
There are three critical numbers when considering your admissions chances: SAT scores, GPA, and acceptance rate. All these combine to tell you what you scores are required to get into University of Dubuque.
Average SAT: 1040
The average SAT score composite at University of Dubuque is a 1040.
University of Dubuque SAT Score Analysis
The 25th percentile New SAT score is 970, and the 75th percentile SAT score is 1130.
In other words, a 970 places you below average, while a 1130 will move you up to above average. There's no absolute SAT requirement at University of Dubuque, but they really want to see at least a 970 to have a chance at being considered.
Here's the breakdown of SAT scores by section:
Section | Average | 25th Percentile | 75th Percentile |
Math | 530 | 480 | 600 |
Reading + Writing | 510 | 470 | 560 |
Composite | 1040 | 970 | 1130 |
Download our free guide on the top 5 strategies you must be using to improve your score. This guide was written by Harvard graduates and SAT perfect scorers. If you apply the strategies in this guide, you'll study smarter and make huge score improvements.
Average GPA: 4
The average GPA at University of Dubuque is 4. This makes University of Dubuque Extremely Competitive for GPAs.
(Most schools use a weighted GPA out of 4.0, though some report an unweighted GPA.
With a GPA of 4, University of Dubuque requires you to be at the top of your class. You'll need nearly straight A's in all your classes to compete with other applicants. You should also have taken plenty of AP or IB classes to show your ability to excel in academic challenge.
Admissions Rate: 85.1%
The acceptance rate at University of Dubuque is 85.1%. In other words, of 100 students who apply, 85 are admitted.
This means the school is not selective. As long as you don't fall way below average, you'll likely get in.
Final Admissions Verdict
Because this school is not selective, you have a great shot at getting in, as long as you don't fall well below average. Aim for a 970 SAT or higher, and you'll almost certainly get an offer of admission. But if you score below this, you may be one of the unlucky few to get rejected.
Want to build the best possible college application?
We can help. PrepScholar Admissions is the world's best admissions consulting service. We combine world-class admissions counselors with our data-driven, proprietary admissions strategies. We've overseen thousands of students get into their top choice schools, from state colleges to the Ivy League.
We know what kinds of students colleges want to admit. We want to get you admitted to your dream schools.
Learn more about PrepScholar Admissions to maximize your chance of getting in.
Admissions Calculator
Here's our custom admissions calculator. Plug in your numbers to see what your chances of getting in are.
Pick your test:
Note: Your admission decision relies not only on your GPA and SAT/ACT scores, but also on your coursework difficulty, extracurriculars, letters of recommendation, and personal statements. This tool provides only a simplistic estimate of your chances of admission. Instead of treating this tool as a crystal ball, we recommend you consider the big picture of what your chance means:
- 80-100%: Safety school: Strong chance of getting in
- 50-80%: More likely than not getting in
- 20-50%: Lower but still good chance of getting in
- 5-20%: Reach school: Unlikely to get in, but still have a shot
- 0-5%: Hard reach school: Very difficult to get in
Try to take your current SAT score and add 160 points to the calculator above. See how much your chances improve?
At PrepScholar, we've created the leading online SAT prep program. We guarantee an improvement of 160 points on your score, or your money back.
Here's a summary of why we're so much more effective than other prep programs:
- PrepScholar customizes your prep to your strengths and weaknesses. You don't waste time working on areas you already know, so you get more results in less time.
- We guide you through your program step-by-step so that you're never confused about what you should be studying. Focus all your time learning, not worrying about what to learn.
- Our team is made of national SAT experts. PrepScholar's founders are Harvard graduates and SAT perfect scorers. You'll be studying using the strategies that actually worked for them.
- We've gotten tremendous results with thousands of students across the country. Read about our score results and reviews from our happy customers.
There's a lot more to PrepScholar that makes it the best SAT prep program. Click to learn more about our program, or sign up for our 5-day free trial to check out PrepScholar for yourself:
Other Schools For You
If you're interested in University of Dubuque, you'll probably be interested in these schools as well. We've divided them into 3 categories depending on how hard they are to get into, relative to University of Dubuque.
Reach Schools: Harder to Get Into
These schools are have higher average SAT scores than University of Dubuque. If you improve your SAT score, you'll be competitive for these schools.
School Name | Location | SAT Avg | ACT Avg |
University of North Texas | Denton, TX | 1160 | 23 |
University of Texas at Arlington | Arlington, TX | 1160 | 23 |
California State University Long Beach | Long Beach, CA | 1145 | 23 |
Florida Gulf Coast University | Fort Myers, FL | 1135 | 29 |
Washington State University | Pullman, WA | 1125 | 23 |
University of Texas at San Antonio | San Antonio, TX | 1120 | 22 |
Texas State University | San Marcos, TX | 1080 | 23 |
Same Level: Equally Hard to Get Into
If you're competitive for University of Dubuque, these schools will offer you a similar chance of admission.
School Name | Location | SAT Avg | ACT Avg |
Hampton University | Hampton, VA | 1059 | 22 |
Indiana University of Pennsylvania | Indiana, PA | 1051 | 21 |
Texas A&M University - Commerce | Commerce, TX | 1046 | 20 |
University of Texas at El Paso | El Paso, TX | 1040 | 20 |
California State University Sacramento | Sacramento, CA | 1035 | 19 |
California State University Northridge | Northridge, CA | 1030 | 19 |
Texas A&M University - Kingsville | Kingsville, TX | 1030 | 20 |
Safety Schools: Easier to Get Into
If you're currently competitive for University of Dubuque, you should have no problem getting into these schools. If University of Dubuque is currently out of your reach, you might already be competitive for these schools.
School Name | Location | SAT Avg | ACT Avg |
California State University Stanislaus | Turlock, CA | 1000 | 19 |
California State University San Bernardino | San Bernardino, CA | 1000 | 18 |
California State University Bakersfield | Bakersfield, CA | 993 | 19 |
California State University East Bay | Hayward, CA | 992 | 19 |
Kean University | Union, NJ | 990 | 20 |
California State University Los Angeles | Los Angeles, CA | 985 | 18 |
State University of New York College of Agriculture and Technology at Cobleskill | Cobleskill, NY | 970 | 20 |
Data on this page is sourced from Peterson's Databases © 2023 (Peterson's LLC. All rights reserved.) as well as additional publicly available sources.
If You Liked Our Advice...
Our experts have written hundreds of useful articles on improving your SAT score and getting into college. You'll definitely find something useful here.
Visit our blog now.Subscribe to our newsletter to get FREE strategies and guides sent to your email. Learn how to ace the SAT with exclusive tips and insights that we share with our private newsletter subscribers.
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1. Nano-templated molecules that store energy
MIT associate professor Jeffrey Grossman and others successfully created a new molecule [to] "lock in" stored solar thermal energy indefinitely. These molecules have the remarkable ability to convert solar energy and store it at an energy density comparable to lithium ion batteries...
2. Print solar cells on anything
An MIT team led by professor Karen Gleason has discovered a way to print a solar cell on just about anything...The resulting printed paper cell is also extremely durable and can be folded and unfolded more than 1,000 times with no loss in performance.
3. Solar thermal power in a flat panel
Professor Gang Chen has been working on a revolutionary new way to make solar power — micro solar thermal — which could theoretically produce electricity at 8 times the efficiency of the word's best solar panel...Because it is a thermal process, the panels can heat up from ambient light even on an overcast day, and these panels can be made from very inexpensive materials.
4. A virus to improve nano-solar cell efficiency
MIT graduate students recently engineered a virus called M13 (which normally attacks bacteria) that works to precisely space apart carbon nanotubes so they can be used to effectively convert solar energy...
5. Transparent solar cell could turn windows into power plants
...Electrical engineering professor Vladimir Bulovic has made a breakthrough that could eliminate two-thirds of the costs of installing thin-film technology [on windows] by incorporating a layer of new transparent organic PV cells into the window glazing. The MIT team believes it can reach a whopping 12 percent efficiency at hugely reduced costs[.]
The company is called V3Solar (formerly Solarphasec) and its product, the Spin Cell, ingeniously solves two big problems facing solar PV.
First, most solar panels are flat, which means they miss most of the sunlight most of the time...The Spin Cell is a cone...The conical shape catches the sun over the course of its entire arc through the sky, along every axis. It's built-in tracking.
The second problem: Solar panels produce much more energy if sunlight is concentrated by a lens before it hits the solar cell; however, concentrating the light also creates immense amounts of heat, which means that concentrating solar panels (CPV) require expensive, specialized, heat-resistant solar cell materials.
The Spin Cell concentrates sunlight on plain old (cheap) silicon PV, but keeps it cool by spinning it...
[T]he company tells CleanTechnica that it already has over 4 GW of requests for orders. There is 7 GW of installed solar in the U.S., total...
Maybe this tech or this company will peter out before reaching mass-market scale. But advances in solar technology are coming faster and faster. (Small, distributed energy technologies are inherently more prone to innovation than large, capital-intensive energy technologies.)
Update: A commenter writes:
Great discussion. I am a conservative and I own a solar energy company. I do not understand your premise on conservatives aversion to solar power. By nature most conservatives I know desire to break free from the control of the energy,environmental, foreign wars and government lobby, and solar allows us to get there.Good point. Some other good reasons why conservatives should be more pro-solar.
Update 2: I guess I should give a concrete prediction about when solar will actually start being cost-competitive with fossil fuels, without subsidies, in some locations for some customers. My prediction is: around 2020, or 7 years from now. 95% credible interval would be...um, let's see...2014 to 2040. So that's a fairly wide interval.
Update 3: Commenter Kevin Dick provides some numbers regarding current costs:
[T]he US DOE actually tries to calculate the cost of various energy sources using a complicated levelized cost model. See http://www.eia.gov/forecasts/aeo/electricity_generation.cfm. For power plants coming on line in 2017, their nationwide average estimates in $/MWH are:
Conventional Coal: 98
Convenional CC Gas: 66
Solar PV: 153
On average, PV has a ways to go. However, the lowest regional cost of PV is 119, while the highest regional cost of coal is 115 and advanced nuclear is 119.
So there are probably places today where PV is cost competitive. But the market can surely figure this out at least as well as the government.If these numbers are right, it means that we are just now hitting the point where solar power makes economic sense in a few places without any government subsidies. That's pretty amazing, if you ask me. I wonder how many of those places there will be in 7 years...


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Zilizotumika Toyota Sparky 2003 inauzwa (0 Matokeo)
Unaweza pia kupenda
Mwongozo wa Kununua
If you are searching for a Toyota Sparky 2003 for sale, CAR FROM JAPAN is the right place.
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Get your guttering repairs in Farnborough done ASAP
Do you live in Farnborough? Are you searching for guttering companies you can rely on to repair any issues you are experiencing with your gutters?
If so, you are just one phone call away from arranging your roof gutter repair. Call today on 0800 002 9488 and find out how easy it is to receive quotes for the work that needs doing.
Finding affordable quotes might seem like a nightmare, but we can show you how a high-quality repair can be done for a price that will be a dream come true. Many clients have already relied on our help to locate local roofers to handle their guttering repairs.
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Call free on 0800 002 9488 and find out where your nearest tried and trusted guttering company is located. You'll be able to get a no-obligation quote just when you need it most.


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Click on the plus sign next to E-Books and CDs to quickly navigate the type of E-Book desired.
About E-Books on CD
The E-Books on CD are a physical product that will be shipped to you. These E-Books are not available for download after purchase and require a form to be completed prior to order fulfillment.
Medical Coding E-Books & CDs are a cost-effective solution. Save money and time when you do searches on your computer or hand-held device, including eReaders and tablets.
About E-Books
An E-Book is an electronic copy of a book. E-Books offer the convenience of size and portability; you can store your entire library on a laptop or other device.
Some E-Books have security settings which may prevent or limit printing and copying, as well as specifying how many different devices you can download the E-Book to.
Please call us at 888.288.2043 if you have any questions. Do leave a message if we are busy on the phone helping another customer.
Thank You for making us your preferred partner for your coding needs!


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Let's Book Your Rental From 10/19/2024 to 10/26/2024
Bee Tree Retreat
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Mr. Lake Lure® Vacation Rentals strives to make every effort to accommodate the renters of our vacation homes. Each rental home is privately owned. Although each home meets our basic inventory requirements, each is furnished and decorated according to the Owner's individual taste. Neither Mr. Lake Lure® Vacation Rentals nor the Owner of the rental home is responsible for providing any additional furnishings or equipment not available presently in the rental property.
Under the North Carolina Vacation Rental Act, it is required that a Vacation Rental Agreement be signed prior to releasing a home to renters. Click here to see a copy of the Vacation Rental Act, our Rental Agreement, and any applicable local addenda (depending on the home you choose). All our vacation rental homes are operated under legal permits issued by their respective towns, and town regulations pertaining to rentals are addressed in the Addendum to the Rental Agreement.
Vacation rental homes are typically rented by the week during the busy summer months. Other than summer months, most properties offer a 2 or 3 night minimum with the exception of some holidays or special events requiring a minimum stay. Refer to individual property calendars for specifics. Most Importantly, we attempt to accommodate your schedule whenever possible.
TO CONFIRM A RESERVATION:Please call Mr. Lake Lure® Vacation Rentals ("Agent") to book your vacation rental home or, better yet, you can book your reservation on our website. Once you have booked a property and provided your credit card information to guarantee the rental, we will email you a confirmation and Rental Agreement. You must return a signed copy of your Rental Agreement within 3 days. Once we receive your signed rental agreement, we will charge your credit card for an advance deposit of 25% of the rent plus the 13% applicable sales and occupancy tax. Once your credit card charge has been processed, we will email you an invoice and directions to your vacation rental home. We reserve the right to cancel your reservation without notice if you do not return the signed Rental Agreement in the aforementioned time frame.
If your reservation is more than 31 days in advance: Your final balance is due 31 days prior to check-in. The preferred method is paying your final balance by credit card on our website or over the telephone. Please call or visit our website at least 31 days prior to check-in to provide your authority to charge the balance to your credit card
It is YOUR responsibility to pay the balance due so that it is received online no later than 31 days prior to check-in. PLEASE MARK YOUR CALENDAR as you will not receive a separate billing for the final balance. If your final balance is not paid 31 days prior to check in, we reserve the right to cancel your reservation and you will not receive a refund of your advance deposit.
If your reservation is less than 31 days in advance: You must adhere to the following conditions to pay in full, and there will be no refund should you cancel. Once you have booked your rental home either on our website or over the telephone, and provided us with your credit card information to guarantee the reservation, we will email you the Rental Agreement to sign, which must be returned via email, within 72 hours. Once we receive the signed Rental Agreement, we will charge your credit card in full and email you an invoice and directions to your rental home. Please remember that the signed Rental Agreement must be returned within 48 hours.
NOTE: Please read your confirmation and Vacation Rental Agreement very carefully. You are responsible for familiarizing yourself with the information contained in these documents. The Vacation Rental Agreement binds you to a specific property for a specific period of time. Your verbal authorization at the time of reservation, your signature on the Vacation Rental Agreement, payment of money, and/or taking possession of the property after receipt of the Vacation Rental Agreement is evidence of your acceptance of the Vacation Rental Agreement and your intent to use the property as a vacation rental.
PROPERTY PROTECTION COVERAGEMr. Lake Lure Vacation Rentals does not charge hundreds of dollars to your credit card for a security deposit. Instead we offer very convenient and affordable Property Protection Coverage which protects homeowners against accidental damages to a rental unit during a traveler's stay. You can CLICK HERE to see a summary of the Property Protection Plan included with your reservation. If accidental damage should occur, a claim is processed and the cost and coordination of repairs are handled between Mr. Lake Lure Vacation Rentals (on behalf of the property owner) and the property coverage company. This coverage ensures that our rental homes are left in the condition in which they were found and protects property owners from damages and loss caused by renters or their guests. Your rental home will be inspected after your departure and before the next guest arrives. Damage, violation of policies, or other unacceptable conditions will be photographed and documented. If there is excessive cleaning required, or violation of policies, your credit card on file will be charged additional fees as outlined in your Vacation Rental Agreement. Honesty is always the best policy. Please simply tell us if loss or damages occurred during your stay. Depending on the circumstance, honesty just might be enough to waive a fee if possible.
ALL OUR VACATION RENTAL HOMES ARE NON-SMOKING!Smoking inside our rental homes is strictly prohibited and vigorously enforced in ALL instances! If evidence of smoking inside one of our vacation rental homes is found, or damage on the interior OR exterior of the home is found to be a result of a smoking renter, a minimum $500 charge (plus any damages if applicable) will be made to your credit card on file. By signing our Vacation Rental Agreement, Mr. Lake Lure® Vacation Rentals is authorized to charge this fee to your credit card.
CANCELLATIONS OR TRANSFERSIf you cancel your reservation, you must notify us more than 60 days prior to your arrival date in order for your advance rent deposit to be refunded, minus a $100 cancellation fee. If you made a reservation for one of our homes under management, but booked the reservation on a third-party website, they may have charged booking fees which are non refundable. Mr. Lake Lure® Vacation Rentals does not receive any portion of third party booking fees, and is therefore not responsible for their refund.
If you find you must cancel your reservation less than 60 days prior to your arrival date, please notify us as soon as possible. We will make every effort to re-rent the property. If we re-rent the property, all advance payments (less a $100 cancellation fee) will be returned to you within 31 days after we have been paid in full by the renter who re-rented your property. If, after diligent effort, we are unable to re-rent the property, the full advance rent payment will be forfeited. We highly recommend the purchase of Trip Interruption Insurance. While we do not sell insurance, please CLICK HERE for information about Trip Interruption Insurance offered with your reservation and outlined in your Vacation Rental Agreement. It is the renter's responsibility to either purchase this insurance, or to initial the blank in Paragraph 4 of the Vacation Rental Agreement declining this insurance.
If a reservation is transferred from one vacation rental home to another as a result of changes in renter's needs, there is a $75 transfer fee. However, requests for transfers must be made 60 days prior to arrival. Requests for transfers made less than 60 days prior to arrival are treated as cancellations. Unlike hotels, our vacation rental homes are each individually owned and have no correlation to each other for transfers of monies.
LIABILITYRenters are paying-guests of the individual homeowners and Mr. Lake Lure® Vacation Rentals is not responsible or liable for any loss of the renter's personal property, bodily injury, or damage of any nature, from any cause, to the renter (including his guests) unless caused by the negligent or willful act of the Agent or the Owner, or the failure of the Agent or Owner to comply with the Vacation Rental Act. The Agent is not responsible for weather, road conditions, construction or noise near the property, power outages, acts of God, criminal activities, economic downturns, political changes, or any other activity, event or condition beyond its control. There will be no refunds, allowances, or rescheduling resulting from these conditions, except in the case of a mandatory evacuation. If state or local authorities order a mandatory evacuation of a geographical area which includes a home rented by one of our guests, the guest shall comply with the order. Upon compliance of the evacuation order, the guest will be entitled to a refund of the pro-rated rent for each night that the guest is unable to occupy the home because of the order.
CHECK-INCheck-in is 4:00pm However, GPS location of our office is unreliable (at best) by using any GPS device because of our rural location and mountainous terrain. Please insure you have proper directions to our office, or call ahead for guidance at (828) 625-9734. Advice: If you get lost, DON'T waste your time with GPS or a map. Call our office. For the best service at check-in, it's always advisable to call-ahead approximately one hour prior to arrival. There is generally ample parking directly in front of our office. Early or late check-ins cannot be guaranteed unless specifically coordinated IN ADVANCE. The charge for an early check-in or late check-out is $50, nonnegotiable and nonrefundable. The $50 fee will be charged to your credit card on file and will not be refunded should you change your mind or not arrive at the time requested. HOWEVER, EARLY CHECK-INS AND LATE CHECK-OUTS ARE ABSOLUTELY NOT POSSIBLE DURING JUNE, JULY, AUGUST OR OCTOBER.
CHECK-OUTCheck-out is by 10:00am sharp, so that we can accommodate the next guests. Late check-outs will be charged the applicable daily rate to the credit card on file unless prior arrangements are made and the aforementioned fee is paid. It is the renter's responsibility to contact our office and let us know your departure time if there are any irregularities.
PETSPets are absolutely NOT allowed in any of our vacation rental homes unless coordinated in advance, and the pet fee is paid. Some of our rental homes do not allow pets under any circumstance. If we find evidence of a pet, you will forfeit your entire security deposit. If we find more or different type/size pets than specified on the Vacation Rental Agreement, you will forfeit your entire security deposit. Frequently owners and future guests are allergic to pet dander and we strongly adhere to this policy. Service Animals with the correct identification and documentation are accommodated as mandated by law.
OCCUPANCYMaximum occupancy limits in vacation rental homes are established and regulated by the town or county in which they are located. Homes located within town limits have Vacation Rental Permits posted at the residence specifying the maximum number of occupants allowed by ordinance. However, individual home owners may also dictate the maximum number of occupants allowed. An accurate count of proposed occupants may be determined by one of the following: (01) asked at the time of reservation, (02) noted on your Vacation Rental Agreement and any accompanying Addendum, or (03) specified on a Renter Information Sheet. You will be clearly advised via one of these methods of the maximum number of allowable occupants, and that policy is strictly enforced as required by ordinance or predetermined limits. Occupancy is defined as the number of persons on the premises between the hours of 12:00 midnight and 6:00am. Exceeding the maximum occupancy limits will result in rent forfeiture, security deposit forfeiture, and the immediate eviction of all renters and occupants.
You must be at least 25 years of age to rent one of our vacation rental homes and proof of age may be required at our discretion. Mr. Lake Lure® Vacation Rentals does not allow house parties, youth groups, fraternities, sororities, weddings, receptions or meetings in its rental homes. We do not rent to students or groups of students under any circumstances, even if a parent or legal guardian makes the reservation and/or pays the rent. If such groups attempt to rent one of our vacation homes, all monies will be forfeited and renters will be asked to vacate the rental home immediately.
PARKINGDue to our mountainous terrain, parking is sometimes limited. In addition, vacation rental permits for homes are issued in accordance with parking availability, and can be revoked for parking problems with vacation renters. In an area like ours, its not uncommon to find narrow streets, steep driveways, and limited street parking. But don't let that scare you; every rental home has been issued a permit because it had ample parking. Renter's must observe the parking limitations of each property and must only park in designated areas, and not block access to other properties. Parking has historically been a "hot topic" in Lake Lure. But if you're friendly to the neighbors, and "ask before you do", you will find neighbors eager to help you with a smile.
TRASH REMOVALGarbage pick-up days are posted at each rental home. Please put the garbage out at the street the night before pick-up, as garbage trucks can come very early in the morning. ALL GARBAGE MUST BE BAGGED AND LIDS SECURED ON CANS. Wild animals can be problematic in the mountains, so please do not leave any garbage outside cans. If you have excessive garbage, please call us (really, it's ok!) and we will arrange for pick-up.
NO FIREARMS OR PYROTECHNICSTown regulations prohibit the use of firearms and pyrotechnics (fireworks).
FIREPLACESInterior fireplaces are only allowed to be used from 01 November through 31 March. Under no circumstances are fireplaces to be used while the air-conditioning is running. Never burn paper or other trash in an interior fireplace. Dampers must be open while wood-burning fireplace is used. Gas logs may not require opening of damper. Check the specifics for your rental home. Failure to adhere to this policy will result in charges to the security deposit.
WHAT TO BRINGEach vacation rental home is fully furnished according to the individual owner's taste. Kitchens are stocked with basic cookware and dinnerware for the maximum occupancy. Linens and towels are provided at no extra charge, as well as bedspreads, blankets and pillows. A small, starter supply of toilet tissue and garbage bags is provided. Renters need to bring all other paper products, soaps, toiletries, staples, food, beverages, personal items, additional toilet tissue, and garbage bags. Renters must also bring charcoal and lighter for those homes which have charcoal grills.
TELEPHONES AND LONG DISTANCE CALLSNot all of our rental homes have telephones. Those which do only allow local or emergency calls, and have blocks against long distance calls. So, please bring a personal cell phone or calling card. However, cell phone service cannot be guaranteed at our rental properties because of our mountainous terrain.
TELEVISION STATIONS AND PAY-PER-VIEWEach rental home has it's own unique menu of available stations, depending on the choices made by each individual homeowner. Whenever possible, we have a list of available stations which can be found in the home. If applicable in the home you've rented, pay-per-view television shows must be charged to your own credit card. If this policy is violated, any unauthorized charges will be deducted from your security deposit.
MECHANICAL REPAIRS OR FAILURESPlease immediately report inoperative equipment to us at (828) 625-9734 and we will make every effort to have repairs done in a timely manner during reasonable hours. Each home has smoke detectors. Please notify us immediately if they are not working, or are beeping. Do not wait until the end of your stay to tell us something wasn't working properly. We have a very competent and reliable staff on-call to ensure your stay is stress free. However, speed of service cannot be guaranteed due to the location and remoteness of our rental properties. Although every effort will be made to ensure all electronics are working properly, Mr. Lake Lure® Vacation Rentals is not responsible for any equipment malfunction during your stay.
Mechanical failures of stove, oven, refrigerator, air-conditioning, heating systems, hot tubs, satellite, cable service, fireplaces, modems, or any other appliance that fails to operate properly during your stay are beyond our control and no refund or rent reduction will be given. Power outages occur frequently in the mountains. Thunderstorms are common during the summer months which can cause satellite, cable, and phone disruption. Please unplug television sets during an electrical storm. No refunds will be issued for minor disruption of any utilities including, but not limited to, power outages, water outages, etc. These failures are beyond our control and no refund or rent reduction will be given.
HOT TUBSIf your property includes a hot tub, special instructions for its use apply. Failure to abide by these rules will result in charges to your security deposit. Use of hot tubs is strongly discouraged from Memorial Day to Labor Day due to warm summer temperatures. Children under the age of 12 are NOT PERMITTED in a hot tub. Body oil, lotion, creams, suntan lotion, dish soap, or other substances should never be admitted to the water. Please do not turn off or unplug the hot tub. All hot tubs are serviced weekly and will be checked mid-week during your stay. Please do not add anything to the water including chemicals, soaps, bath oils, etc. Please shower and remove all oils and lotions BEFORE using the hot tub. Take special care when removing the cover, and leave the cover on when not in use to enable the tub to heat properly. Make sure the cover is secure before leaving the property, as high winds can blow the cover off. Damage to the hot tub cover will be deducted from your damage deposit. The hot tub will be checked after your departure, and any damages or extra cleaning will be charged to your damage deposit. Please note that some people, especially children, are sensitive to the chemicals used to keep a hot tub clean and sanitary. We are not responsible for personal reactions to hot tub chemicals.
CARE AND CLEANINGAll of our properties are professionally cleaned before you arrive and after you leave. Cleaning issues must be reported to our office at (828) 625-9734 within 90 minutes of arrival. Most homes have locked "owner's closets/drawers", and we ask that you respect these locked spaces as they are not included in the rental.
Please respect the owner's property by taking care of it, as if it were your own. Please do not rearrange the furniture or move any (large) articles from their original position. Guests are expected to keep the home neat and tidy during their stay. Before departure, guests are expected to wash all dishes and put them away, bag all garbage and place in outside cans, strip beds and place soiled sheets and towels in specified areas, and leave the property tidy. If guests use the outdoor grills, they must be cleaned after use and, if gas, the gas must be turned off at the propane tank. Failure to complete these items will result in an extra fee being deducted from your damage deposit.
ITEMS LEFT BEHINDPlease ensure that you have removed all personal items prior to departure. Mr. Lake Lure® Vacation Rentals is not responsible for personal items left in the home. Due to our remote location, packaging and shipping forgotten articles is unusually difficult, and mail delivery is slow. Therefore, if you request us to package and return items left behind, there will be a $50.00 service charge in additional to shipping/postage charges.


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Here's a recap of some of the conspiracy theories we've received by email in the last year or so. I've omitted names and summarized the claims to protect the anonymity of the authors. I see no need to feed anyone's persecution complex.
- A guy wrote to us a few months ago with his cosmological model that he claims is better than the Big Bang Theory. He wanted us to review it. When I asked why he hadn't submitted his ideas to peer-reviewed journals, he said his ideas were too threatening and the scientific orthodoxy wouldn't let him publish them.
- Vaccines are a Big Pharma plot designed to keep us from the knowledge that all we really need to prevent disease is sufficient vitamin D3. And maybe some colloidal silver.*
- 9/11 was an inside job, and the proof is that the US government has previously engaged in conspiracies and genocide. Plus, Zeitgeist.
- Christianity is a big conspiracy designed to keep everyone in line. The leaders of the major denominations all know this, but they are sworn to secrecy. Plus, Zeitgeist.
- HIV doesn't cause AIDS. HIV is actually a harmless virus, but Big Pharma and the CDC need you to believe HIV causes AIDS. This is used to control certain segments of the population (gays), to generate profits for Big Pharma, and for genocide. It's actually the anti-retrovirals that cause AIDS. If you just exercise, take your vitamins, eat an organic vegan diet, and reduce your stress, you won't die from AIDS. If you actually do die of AIDS, it's because you made a mistake in steps 1-4.


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Tiruvuru is a city located in the Krishna district of the south Indian state of Andhra Pradesh. With a rich history and a vibrant cultural heritage, Tiruvuru is a significant center for commerce, administration, and education in the region. The city is renowned for its numerous temples, historical landmarks, and traditional festivals that attract tourists from across the country.
When it comes to traveling between Amalapuram and Tiruvuru cities, our bus service is the ultimate choice for convenience, reliability, and affordability. Whether you're planning a spontaneous getaway or a well-thought-out trip, booking a bus ticket from Amalapuram to Tiruvuru is quick and easy with our online booking platform. With just a few clicks, you can secure your seat on one of our reliable buses, ensuring a stress-free journey from start to finish. Our buses operate on a well-established route for Amalapuram to Tiruvuru, offering passengers a smooth and efficient travel experience. From comfortable sleeper coaches to state-of-the-art Volvo buses, we have a variety of options for Amalapuram to Tiruvuru travel to cater to your preferences and budget. Worried about the cost? Don't be! We offer competitive fares and transparent pricing, so you can rest assured that you're getting the best value for your money. Whether you're looking for the cheapest bus from Amalapuram to Tiruvuru or the best bus service available, we've got you covered. Our commitment to providing top-notch service extends beyond just getting you from Amalapuram to Tiruvuru – we prioritize your comfort and satisfaction every step of the way. With our convenient online booking, reliable buses, and affordable fares, traveling from Amalapuram to Tiruvuru has never been easier. So why wait? Book your bus ticket from Amalapuram to Tiruvuru today and embark on your journey with confidence. Join countless satisfied passengers who have made us their go-to choice for traveling between Amalapuram and Tiruvuru cities, and discover why we're the preferred option for discerning travelers everywhere. Whether you're traveling solo, with family, or with friends, trust us to get you to your destination safely and comfortably. Don't settle for anything less – choose the best bus service from Amalapuram to Tiruvuru and enjoy a hassle-free travel experience like never before.
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CabBazar offers bus tickets at best price for your Amalapuram to Tiruvuru bus ticket booking. You can book bus tickets with zero convenience fees. So, our pricing is very simple and transparent. You can choose bus seats of varying prices as per your preference. CabBazar shows the bus seat layout with each seat's price, restrictions (male / female seat), AC / Non-AC, Amenities etc so that you can easily choose and book bus tickets from Amalapuram to Tiruvuru.
CabBazar is your one-stop destination for the best bus ticket prices from Amalapuram to Tiruvuru. We pride ourselves on offering cost-effective travel solutions, ensuring that your journey is not only comfortable but also budget-friendly. Whether you're a frequent traveler or planning a special trip, our commitment to affordability and convenience sets us apart as your preferred choice for bus tickets from Amalapuram to Tiruvuru. Travel with us and enjoy the best deals while you explore the vibrant Amalapuram to Tiruvuru bus route.
Tags: Amalapuram Tiruvuru Taxi beach agriculture fishing


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Important Note: Please check with our store on 03 8456 0055 for stock availability before you visit, or by clicking the button below.
Introducing the all new 2023 Weber Family Q+ Premium 3200N – Sky Blue. Weber BBQ's are the ultimate grilling companions, designed to take your outdoor cooking to an all new level. Easily packed for camping or for those smaller backyard alfresco areas.
Weber BBQ's are designed to turn your BBQing into a sizzling success.
At BBQ's and Outdoor we live and breathe all things barbecue, and as a Weber Specialist dealer, BBQ's and Outdoor stock the full range of the Weber Q, Premium Gas Range barbecues as well as the entire Weber Charcoal and Smokey Mountain Series.
Whether it's Weber's Charcoal or Gas Barbecues, we have the expertise to guide you through how to use it for best results!
BBQ's and Outdoor also stock an extensive range of Accessories and Replacement Parts, to keep your barbecue performing at its best.
Can't find what you're looking for? If we don't stock what you're after we may be able to get it in as a Special Order item*. We have access to Weber's comprehensive back catalogue of spare parts so if you're after something specific don't hesitate to reach out to one of our team members via phone or email (03 8456 0055 / [email protected]).
Please fill in the form below to send an enquiry about this product. One of our friendly team members will get back to you as soon as possible.
Thank you for your Weber spare part purchase. Note, at checkout you will be required to provide a valid serial number from your barbecue to proceed with your purchase.
One of our consultants will verify the serial number and ensure the part is correct, if so you will be sent a payment link to finalise your order. If it is deemed your barbecue may still be within its warranty period or the serial number provided is invalid, you will be referred to Weber Australia for further assistance in obtaining the correct parts.
We currently have two convenient store locations serving all of your barbecue needs across Melbourne.


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President Obama's campaign for new federal gun control laws takes him to Colorado on Wednesday, and next week back to Connecticut, where the Sandy Hook Elementary School massacre renewed the nation's fraught conversation about guns.
Though his trip to Connecticut was designed to coincide with the start of gun control debate in the U.S. Senate, that reportedly could be delayed even further, and the president's push for comprehensive federal legislation appears to be in jeopardy.
"People assume the demise of this [Senate gun control] bill was how slowly it moved," says Jennifer Duffy, senior editor at the Cook Political Report, which provides nonpartisan political analysis. "But it had more to do with the fact that it has more hot buttons in it than most legislation since health care reform. And without any of the sweeteners."
Another reason is simple re-election politics, especially for Democratic senators in more conservative states facing 2014 races, including Mark Pryor in Arkansas, Mark Begich in Alaska and Mary Landrieu in Louisiana. Pryor and Begich oppose an assault weapons ban, and Landrieu is the subject of ads, funded by New York City Mayor Michael Bloomberg, pressuring her to support comprehensive background checks on gun buyers.
States Reflect Divide
Politically, the picture is similar in the states.
A handful of blue states — including Connecticut, which is expected to pass strict new legislation Wednesday — have approved more stringent gun laws since the Dec. 14 school massacre.
But many more red states have taken the opposite tack and eased gun laws, expanding, in particular, the ability of residents to carry concealed weapons, according to legislative data compiled by the Law Center to Prevent Gun Violence, which advocates for gun control laws at the state level.
"The country has sorted, most people have aligned or realigned politically," says Stuart Rothenberg, analyst and editor of his eponymous, nonpartisan political report. "That makes many of our issues, which weren't partisan before, partisan now."
Politicians like Pryor and Landrieu, he says, are "caught between a rock and a hard place."
Translation: The horrors of the shooting spree, when Adam Lanza in a matter of minutes used semi-automatic firearms to massacre 20 children and six adults, have proven not enough to change political reality.
Nor have millions of dollars put up by billionaire Bloomberg to advance comprehensive gun laws.
Or Vice President Joe Biden's visible role in promoting a legislative package that sought to reinstitute the ban on assault weapons, limit the capacity of magazines, require background checks at gun shows, and crack down on gun traffickers.
The National Rifle Association has seen no reason to budge on its opposition to all of the above. On Tuesday, it released a 225-page report on its proposal that centers on arming school staff.
What's Left?
Members of Congress return from vacation next week to tackle gun control with an increasingly shrinking plate of legislative possibilities.
Senate Majority Leader Harry Reid, D-Nev., has already indicated that an assault weapons ban proposed by Sen. Dianne Feinstein, D-Calif., and co-sponsored by 21 Democrats lacks votes to pass and won't be part of the bill.
As consolation, Reid has said he'll allow debate on an amendment that would essentially renew the 1994 ban, which expired nine years ago.
"Leader Reid has made a determination, and we'll just have to see how that goes," says Rep. Elijah Cummings, D-Md., sponsor of a gun-trafficking bill in the House and whose nephew was killed two years ago in gun violence.
Federal efforts to limit the sale of high-capacity magazines of the type used by Lanza in Newtown also appear to be stalled. Police records indicate that Lanza, using 30-round magazines, fired 155 times in about five minutes.
That leaves gun control advocates with the possibility of expanding background checks to gun shows — though no agreement has been reached — and stricter gun trafficking laws.
The Washington Post, however, has reported that the NRA is lobbying to change trafficking language in a way that would gut the provision.
Cummings, speaking this week at the National Press Club, reflected the newly low Democratic expectations: "I believe we'll get legislation through," he said. "I don't know what it might be."
Action And Reaction
Gun control advocates have touted action in the states.
Connecticut legislators on Wednesday are expected to easily pass a measure that would put more muscle behind the state's assault weapons ban to include those used by Lanza, ban the sale of large-capacity magazines, and institute universal background checks for gun and ammunition sales.
Colorado has passed laws requiring background checks for private sales, and banning large-capacity magazines. New York approved a number of provisions similar to those in Connecticut and also providing a path to take firearms from mentally unstable owners.
But nearly a dozen states have eased gun laws, including provisions that expand the places guns are allowed, limit access to conceal-carry records, and allow schools to arm employees — including volunteers.
Forget national polls that suggest support for expanded gun control, Rothenberg says.
"Go tell that to a congressman from rural Georgia," he said. "Nobody cares what the national polls show — in the district, it's just not that way."
State legislation in the pipelines across the nation also skews heavily toward easing gun laws, with Maryland, New Jersey and Washington state the notable exceptions.
Among bills that have been approved and are awaiting a governor's signature are one in North Dakota that would allow concealed weapons to be carried in churches and schools, and another in Montana that would eliminate permit requirements for carrying a concealed weapon.
Debate Continues
Back in December, there was a sense that background checks would be easy to get done — "a gimme," Rothenberg says.
"But the devil is in the details," he said, and on guns "you don't have a lot of people feeling particularly pressured to do anything."
In the end, however, gun control advocates need to get something, he says, and will have to cooperate with the NRA to do so.
"The political reality is that the NRA, surprisingly, didn't give an inch," Rothenberg says. "Now the other side needs to figure out a way to negotiate."
Even while some Republican senators threaten to filibuster any gun control measure that comes to the floor.
Copyright 2021 NPR. To see more, visit https://www.npr.org.


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You have chosen to live abroad. Swiss representations abroad (embassy or consulate) will be your first point of contact for all administrative matters (registration, passport, civil status, voting rights, etc.) and when you find yourself in difficulty.
You have elected residence in the consular district of the Swiss representation of this country. Regular contact between Swiss expatriates and the relevant Swiss representation can be very useful for both parties. Registration is mandatory for all Swiss citizens domiciled abroad. A register of the Swiss abroad is maintained for this purpose.
On these webpages you will find information on registration of the Swiss abroad, reporting a change of address, and returning to Switzerland.


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Find Our Latest Video Reviews on YouTube!
If you want to stay on top of all of our video reviews of the latest tech, be sure to check out and subscribe to the Gear Live YouTube channel, hosted by Andru Edwards! It's free!
© Gear Live Inc. {year} – User-posted content, unless source is quoted, is licensed under a Creative Commons Public Domain License. Gear Live graphics, logos, designs, page headers, button icons, videos, articles, blogs, forums, scripts and other service names are the trademarks of Gear Live Inc.


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The Internal Revenue Service estimates that taxpayers and businesses spend about 8 billion hours a year complying with tax-filing requirements. To put this into perspective, if all this work were done by a single company, it would need about four million full-time employees and be one of the largest industries in the U.S.1
As complex as the details of taxes can be, the income tax process is fairly straightforward. However, the majority of Americans would rather not spend time with the process, which explains why more than half hire a tax professional to assist in their annual filing.2
Remember, this material is not intended as tax or legal advice. Please consult a professional with tax or legal experience for specific information regarding your individual situation.
Getting Started
The tax process starts with income, and generally, most income received is taxable. A taxpayer's gross income includes income from work, investments, interest, pensions, as well as other sources. The income from all these sources is added together to arrive at the taxpayers' gross income.
What's not considered income? Gifts, inheritances, workers' compensation benefits, welfare benefits, or cash rebates from a dealer or manufacturer.3
From gross income, adjustments are subtracted. These adjustments may include retirement plan contributions, half of self-employment, and other items.
The result is the adjusted gross income.
From adjusted gross income, deductions are subtracted. With deductions, taxpayers have two choices: the standard deduction or itemized deductions. The standard deduction amount varies based on filing status, as shown on this chart:
Chart Source: IRS.gov, 2023
Itemized deductions can include state and local taxes, charitable contributions, the interest on a home mortgage, and certain unreimbursed job expenses, among other things. Keep in mind that there are limits on the amount of state and local taxes that can be deducted.4
Once deductions have been subtracted, the result is taxable income. Taxable income leads to gross tax liability.
But it's not over yet.
Any tax credits are then subtracted from the gross tax liability. Taxpayers may receive credits for a variety of items, including energy-saving improvements.
The result is the taxpayer's net tax.
Understanding how the tax process works is one thing. Doing the work is quite another.
1. NTU.org, April 18, 2022
2. IRS.gov, 2023
3. The tax code allows an individual to gift up to $17,000 per person in 2023 without triggering any gift or estate taxes. An individual can give away up to $12,920,000 without owing any federal tax. Couples can leave up to $25,840,000 without owing any federal tax. Also, keep in mind that some states may have their own estate tax regulations. This material is not intended as tax or legal advice. Please consult a professional with tax or legal experience for specific information regarding your individual situation.
4. The mortgage interest deduction is the first $750,000 of the loan for a home and the state and local income taxes deduction is capped at $10,000.
The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. It may not be used for the purpose of avoiding any federal tax penalties. Please consult legal or tax professionals for specific information regarding your individual situation. This material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named broker-dealer, state- or SEC-registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. Copyright 2024 FMG Suite.


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