text:
A fantastic choice for lovers of vibrant candy flavours, Cherry Drops blends rich and tart notes with the sweet and sugary taste of luscious candy! As this E-liquid is made from Nicotine Salts, each puff comes infused with a smooth and satisfying hit of nicotine.
- Cherry Candy Flavour
- Satisfying Nicotine Salts
- 10mg and 20mg Strengths
- Perfect for MTL Vaping
- 10ml Bottle
These exceedingly yummy Nic Stalts by Mejusa come in 10ml bottles, offering both 10mg and 20mg nicotine strengths, which means that you can pick whichever potency best suits your vaping style. Perfect for MTL (Mouth-to-Lung) vaping, the selection of Mejusa Nic-Salts provides a satisfying and delicious hit of nicotine, which is sure to satisfy your cravings!
With a vibrant assortment of enticing flavours on offer, Mejusa 10ml Nic-Salts provide a luscious and decadent vaping experience, boasting exciting tastes and voluminous vapour. Due to the fact these vape juices have a high nicotine content, we suggest combining them with an MTL vape device, for a smooth and sublime puff!
- 1 x Cherry Drops Nic Salts by Mejusa 10ml
We dispatch all orders, 7 days a week
All UK orders over £10 are sent FREE via our Standard Delivery option. All parcels are securely shipped in plain, unbranded jiffy bags. Our returns address is included on the label in very small font for insurance & legal purposes, this does contain our company name 'ECIGW LTD'.
Standard Delivery
- Free on all orders over £10
- £2.49 on all orders under £10
- Sent via Royal Mail First Class or Royal Mail Tracked 48hr depending on the size of the package
- Estimated delivery time is between 3 and 5 days. This is not guaranteed. Please allow up to 10 working days
- For same day dispatch, orders must be placed before 3pm Monday to Friday and before 12pm Saturday and Sunday
Royal Mail Tracked 24
- £1.99 on all orders over £10
- £3.99 on all orders under £10
- Sent via Royal Mail Tracked 24hr
- Royal Mail Tracked services are only an estimate. Estimated delivery time is between 1 and 3 days. For guaranteed next day delivery, please select our Royal Mail Special Delivery service
- Tracked 24hr shipments can take up to 7 days to be delivered
- For same day dispatch, orders must be placed before 3pm Monday to Friday and before 12pm Saturday and Sunday.
Royal Mail Special Delivery (Next Day Guaranteed)
- Free on all orders over £75
- £6.99 on orders from £10 up to £74.99
- £7.49 on all orders under £10
- All deliveries must be signed for upon delivery.
- A £1.50 surcharge is applied for all Saturday and Sunday deliveries
- For same day dispatch, orders must be placed before 3pm Monday to Friday and before 12pm Saturday and Sunday
- For deliveries to the Scottish Highlands, Scottish Islands, Northern Ireland, Isle of Man, Scilly Isles, Isle of Wight & Jersey, please allow 2 to 5 days. Saturday and Sunday delivery is also not available in the areas listed above
- On infrequent occasions Next Day Delivery can be affected by operational issues with our partners and may arrive later than planned. We cannot be held responsible for operational issues with our partner services, but will operate in line with their policies in such an event
International Delivery Options
Europe Standard Delivery
- £9.99 on all orders.
- Shipped via Royal Mail International Tracked.
- Expected 5 to 20 days, (subject to customs clearance). Please allow up to 25 days.
Europe Courier Delivery
- £19.99 on all orders.
- Shipped via UPS International services.
- Expected 1 to 4 days, (subject to customs clearance).
Rest of the World Standard Delivery
- £19.99 on all orders
- Shipped via Royal Mail International Tracked.
- Expected 10 to 25 days, (subject to customs clearance). Please allow up to 25 days.
Rest of the World Courier Delivery
- £39.99 on all orders
- Shipped via UPS International services
- Expected 3 to 7 days, (subject to customs clearance).
- For same day dispatch on all international orders, these must be placed before 2pm Monday to Friday. Shipping is not available for this service Saturday and Sunday.
All international orders are sent by Airmail. We cannot take any responsibility for missing items
When a package is shipped internationally, it may be subject to import taxes, customs duties, and/or fees imposed by the destination country. These charges will typically be due once the shipped goods arrive at the country of destination. Such charges are not included in the product price or shipping and handling cost. These charges are the buyer's responsibility as we are only charging the transportation fee for your order. By placing an international order (shipping outside of UK), the buyer is responsible for abiding by their country's laws, regulations, and restrictions. If a product is seized and destroyed by customs, or returned to us, we will NOT be responsible for the losses, product, or shipping refunds
We operate an age verification check on all orders. If you fail this check, your order may be delayed. If this occurs please contact customer services immediately on 03301 079912 or email firstname.lastname@example.com
Orders placed on Saturday may arrive on a Sunday with Royal Mail due to their 7-day-a-week service, otherwise, all weekend dispatched orders will arrive on Monday.
All orders made to a BFPO (British Forces Post Office) address must be delivered using Royal Mail as alternative couriers are unable to fulfil these shipments
We can no longer ship batteries or devices containing batteries outside of the UK via Royal Mail. We can only ship these products via our Courier options available at checkout. These shipments are limited to 2 batteries per order
We refuse any liability for seized goods or additional custom fees. You are responsible for any items once they have left the UK postal system
We are unable to group two or more distinct orders placed separately and shipping fees will apply to each order
If any orders are returned by the mail company due to an incorrect address, unfortunately you will incur additional delivery charges in order for us to re-ship your order
In the unlikely event one or more of your eliquids leak before taking delivery of your order, please let us know within 3 working days so we can promptly resolve any issues. If your liquid vessel has been breached, we would advise against use due to the risk of contamination
Here at Vapemate, the safety of our customers is a primary concern for us and we want to ensure that you have an accident-free vaping experience. As the world of vaping continues to develop and expand, it's becoming more and more imperative that vapers are aware of the safety issues surrounding e-cigarettes. Although vaping is not a dangerous activity, there are some rules of safety that must be adhered to. The main safety hazard within an e-cig comes from the battery, so we have compiled this guide to ensure that you stay safe whilst using any of our products containing batteries. Please take a look at our battery safety guide here.
Lithium Ion batteries are safely used in millions of devices around the world, every day. As with most high energy devices, there are various risks that users should be aware of when using them. Batteries can pose a fire risk when, over-charged, short-circuited, submerged in water or if their casing is damaged. Although many Lithium Ion batteries are protected, therefore it is vital that you still take the following precautions, as the protection circuit is a potential safety mechanism as opposed to something that should be relied upon.
MAh stands for milliampere-hour. It is the standard of measurement that illustrates the total amount of energy that a battery can deliver over one hour. For example, a battery with a capacity of 1000 mAh could deliver 1000 milliamperes (one amp) for one hour before its capacity is exhausted.
Never charge your battery at a higher amp than what is indicated by the manufacturer. To calculate the maximum amp level to charge your battery:
Take the mAh rate of the battery move the decimal point three points to the left.
For example : 3500 mAh would become 3.5 amp (maximum allowed).
- Always buy your battery products from a reputable company, such as Vapemate, who can offer you quality assurance and safety.
- Do not store your batteries in extreme temperature conditions. Excessive heat or cold are bad for batteries/cells.
- Do not leave batteries/cells in a vehicle.
- Do not keep batteries/cells in pockets, bags or purses etc.
- Keep cells in an approved cell case when not in use.
- Keep batteries/cells clean and dry.
- Do not store batteries/cells in close contact with metallic items such as keys or coins.
- Do not place batteries/cells in clothing due to the risk of accidental activation.
- Batteries and cells must be stored out of direct sunlight.
- Store your cell in an Vapemate supplied cell case when not in use.
- After extended periods of storage, it may be necessary to charge and discharge the cells or batteries several times to obtain maximum performance.
- Batteries purchased from Vapemate MUST only be charged using our USB chargers and mains adaptors
- Avoid using any third party adaptors as they may cause harm to the battery and human life.
- When charging, use one of our Vapemate Charging Bags to ensure the safety and security of your product.
- Never leave a charging battery unattended.
- Never leave a cell or battery on prolonged charge.
- Always keep an eye on your battery whilst it is on charge.
- Batteries/cells need to be replaced once every 3-6 months.
- Never use a battery that has been clearly damaged or is leaking. It should be discarded immediately in an appropriate way.
- Do not let any leaking fluid come into contact with the skin or eyes.
- If contact has been made, wash the affected area with copious amounts of water and seek medical advice.
General points to remember:
- Seek medical advice immediately if a cell or a battery has been swallowed.
- Always dispose of materials, containers, batteries and packaging responsibly.
- Always use this product within stated manufacturer's guidelines.
- Retain any original product literature for future reference.
- Pure nicotine is a poison and can cause serious harm and injury.
According to current UK legislation, only people who are over the age of 18 can buy E-cigarettes. We must now confirm the age of any customers wanting to purchase our items as a result of a law passed on May 20th 2017.
We are authorised to use any personal information, provided by you, to carry out and conduct relevant age verification checks.
We use 1account as our trusted advisor for age verification. Where you have asked us to provide an age-restricted product or service, you consent to allow us to share your information with, and collect information from, One Account Mobile Limited (1account) and third-party providers of identity data to 1account. This consent is necessary for 1account to verify that you meet the minimum age and identity verification requirements as determined by relevant UK age restriction legislation. You consent to allow 1account to retain relevant data for the purpose of future verification.
All data handled by 1account is subject to adequate security precautions. To verify that data isn't kept longer than necessary, 1account conducts periodic reviews of the data it retains. Visit their website (www.1account.net) for more information about One Account Mobile Limited and how they manage your personal information.)
You agree to your data being utilised in this manner by accepting 1account's terms and conditions. 1account aims to perform as few checks as possible and will do so only if it is unable at first to verify your age.
Occasionally, the age verification examination may fail or be referred. In these cases, we'll ask for passport or driving license information from you so that they can manually check your details against the relevant database. If you do not wish to share this information with us, we will be able to cancel and refund your order.
If you're having trouble checking your information using the instructions we emailed to you, use the steps below to double-check it;
* You should have received an email from 1Account, which contains a link to confirm your information. Please look in your spam folder if you do not see an email from 1Account.
* You'll be required to verify your information in a variety of ways, including by phone, credit card, debit card, UK driving licence, citizencard, national DB or electoral roll.
* The fastest method to confirm your purchase is to input your mobile phone number; alternatively, please provide the requested information when prompted, for whichever option is chosen.
* After you've completed verification, your order will be submitted and sent. You will not need to verify your information again if you place another order as long as you log into your account as usual and any changes to your profile are valid.
*Please note that if for any reason you fail the age verification check, there is a strong possibility that the delivery of your order will be delayed. If this occurs, please contact customer services immediately on 01277 523205 or email us at email@example.com
Mejusa Nic Salts
Cherry Drops Nic Salt by Mejusa 10ml
- Regular price
- £3.99
- Sale price
- £3.99
- Regular price
-Liquid error (snippets/product-price line 106): divided by 0%
- Discount
- Unit price
- per
ABOUT CHERRY DROPS NIC SALTS BY MEJUSA 10ML A fantastic choice for lovers of vibrant candy flavours, Cherry Drops blends rich and tart notes with... More details
Price per item only £3.33
Vaping Guides
If you are growing bored of the wide array of desserts, fizzy drinks and other sweet treat flavours that are available, these novelty flavours looked tempting... at first.


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Car insurance Shindagha
- Assured Best Rate
- Best Professional
- 360o Service Support
- Flexible Payment Terms
insurance is one
kind of necessary Insurance for all kinds of vehicles while registration of
motor vehicles, where most Insurance firms supply outstanding advantages. It
covers totally different aspects like roadside assistance, a wider range of
geographical coverage, accidental coverage, and a lot more depending on the
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insurance is vital for anyone who owns a vehicle in Shindagha and it comes
with various advantages and disadvantages. Motor insurance comes in two forms
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Comprehensive insurance the policy includes coverage for your own damage
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One can buy the add-ons in order to minimize the burden of cost and expenses in
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Compensation for any physical harm or bodily damage caused to the third party.
Damage to the property of a third party caused by the insured. Personal
accidental insurance covers the owner of the car
You can
always buy the add-ons to your policy along with your basic coverage.
provides auto insurance for private and commercial vehicles. There are
almost no differences between commercial and private car insurance Shindagha.
The biggest difference is the amount of risk. Most private auto insurance
policies do not cover the business use of a vehicle, so it is vastly important
to get commercial coverage if a vehicle is used for a business.
TelusCare has
a place along with a tool for straightforward car insurance comparison of
insurance online with complete quote info, policy management, and payment to
insurance directly and facilitate automobile house owners to avoid any
mitigations and support in selecting the proper policy reckoning on their
demand and budget.
How TelusCare
will facilitate in selecting cheap motor insurance?
1) Enter the
details required on Motor Insurance Calculator.
2) Select the
plan and advantages you want from the range of choices obtainable on the
3) Hit the
calculate tab to match available plans at your fingertips.
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high-quality plans that suit your needs dead. It is the simplest way to compare
and choose from the best and affordable car insurance quotes in
Shindagha and other emirates at one click.
Read More...
Normally Most of Emirates has mandated basic Health Coverage, but most of the Insurance companies provide all basic coverage as below
1- Third Party Liability - This provides the provision to cover the Third-party where if any damage happens due to driver to the third party then all damage to the third party is covered by insurance however read terms and conditions carefully before buying policies.
2- Comprehensive Cover - This helps first and third party all cover as per options opted, and it includes car damage, of first-party and Third-party as well.
3- Road Side Assistance - Depend on Insurance to Insurance Companies but common Road Side Assistance is covered like, flat tire, recovery, fuel delivery, etc.., read the insurance docs and quote before buying the insurance
4- PAB for Driver - Personal Accident Benefits for Driver often called as PAB which means, The driver gets covered if god forbid any accident to happen due to any mistake, read the insurance documents carefully before buying the insurance
5- PAB for Passenger - It's optional to add in Insurance depends on the Plan.
6- Emergencies - Normally all insurance provides Emergencies Situations as per Authority however please read the quote docs before buying
To claim the motor insurance, please always follow the guidelines since its one of key points which Motor Insurance holder should follow very carefully since this is one of the most common factors.
It's recommended to read the service and its claims process before buying the policies, also always take expert advice for such process, read the claims process in details in Motor Insurance FAQ
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Affordable Cost and Effective in Benefits:
TelusCare makes sure that you buy the right online auto insurance in UAE without making agent fees or broker fees. You can compare and select the policy that best suits your needs and budget.
Numerous motor insurance companies:
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Dedicated virtual Relationship Manager:
Your dedicated relationship manager will guide you in every a possible way to ensure a smooth process and excellent customer support online and offline.
Auto documents audit
TelusCare offers an auto audit of documents with the help of OCR. This reduces the errors in the policy and avoids future inconvenience.
Manage multiple Insurance policies:
TelusCare portal is a single window to manage multiple insurance policies at your convenience. You can add, delete, claim, renew the policy at your fingertips on a single window
Recent Reviews
Other Services
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subset: commoncrawl


text:
Fear? Not If You Use TOP QUALITY ONLINE GAMBLING The Right Way!
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text: Coi Rubber Products is a full-service rubber manufacturing company that has the some of the highest rubber standards in the US rubber industry in CARTHAGE NC . With over 50 years of experience in the manufacturing, processing, and fabrication of extruded, custom molded, die cut, and laser cutting products. We strive to have excellent product guarantee and outstanding customer service in CARTHAGE NC . Coi Rubber Products offers a large variety of customized rubber products for all types of industries in CARTHAGE NC . We provide competitive pricing on all custom rubber products, our rubber material is unmatched as far as durability and tolerance in the rubber industry in CARTHAGE NC . We have experience working with companies in CARTHAGE NC automotive, appliance, heavy trucking, agriculture, medical, and HVAC industry. We have an in-house team of individuals that is qualified and ready to meet any product requirements necessary. This includes FDA grade requirements, military specifications, and any other product specification that is needed within your industry. We have a large amount of experience to provide everything from the latest technological advances in rubber to completely custom rubber products in CARTHAGE NC .


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Call J & R MECHANICAL in Nashville
for all your heating and cooling needs
For Fast HVAC Service:
Find available rebates on select Daikin products in your area.
Learn more
Services Offered
HVAC Repair
Our expert technicians are able to service, diagnose and repair any make or model of HVAC unit. Don't let your home be uncomfortable one second longer than it needs to be. Call us today.
HVAC Replacement
If you are looking for a new unit, either to replace a broken one or simply get more efficient indoor comfort, we offer a wide range of quality products and the technicians to expertly install them. Call for an estimate on which product is right for you.
HVAC Maintainance
We offer a comprehensive HVAC maintenance plan that takes the guesswork out of keeping your system running smoothly.
Air Intelligent Solutions
Ductless Solutions
Personalize you comfort with Daikin mini split multi-zone HVAC units, offering advanced air conditioning and heating.
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Get more space, comfort and peace and quiet with inverter solutions that fit your budget, your space and your life.
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Enjoy intuitive comfort and control with the first smart thermostat to offer full two-way communications with Daikin HVAC systems.
Why Daikin Comfort Pro?
Outstanding Warranty Protection*
The commitment and length of our limited warranties reflect the high standards of our manufacturing processes. That's why all Daikin brand products provide outstanding limited warranty protection. Why would you settle for anything less?
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As Daikin Comfort Pros we seek to achieve the highest levels of customer service, business integrity, and technical competency to quickly and effectively solve your heating, cooling and ventilation needs.
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Ultimately, the respected Daikin name is nothing if we don't fulfill our promises. If, for any reason, we have not met your expectations within one year of your equipment or system installation, please contact the installing Daikin Comfort Pro and ask them to honor the Daikin Comfort Promise. As Daikin Comfort Pros we will return to your house to resolve any issues you have with the installation at no cost to you.
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text:
Apollo 17 – Astronaut Harrison Schmitt
additional information
The sizes above refer to the frame and paper size, not the size of the printed image. Borders are shown in product images above.
Apollo 17, 1972. Photograph by Gene Cernan.
Lunar Module Pilot, Harrison Schmitt holding the deployed United States flag at the Taurus-Littrow landing site with the Earth in the distance.
Printing, Framing & Shipping
Free shipping for US domestic orders
All prints on the site are open edition and framed, they are not numbered and are not signed by the photographer/artist. Each framed print is made-to-order. Unfortunately, we do not allow returns except under certain circumstances (please see Return Policy).
Wood frames are offered in white, black or natural. Print sizes up to 24″ x 30″ will be matted and have a ¾″ face and a 1¼″ depth moulding. Larger sizes are not matted and have a 1¼″ face and a 1½″ depth. Please refer to "Frame and Size Guide". All frames are fitted with Acrylic (.118) FF3 fronts which provide UV, scratch and breakage protection. Prints are on ultra smooth surface, 250-280gsm 100% cotton rag archival lignin-free pH buffered fine art paper. Mats are smooth surface 6-ply acid-free and archival, backing boards are acid-free as well. Back dust cover, wall bumper and hanging hardware are affixed and print will be ready to hang when you receive it.
Our prints are made with a High-Precision Ten-Channel Epson fine art printer utilizing MicroPiezo TFP Print Head. Variable droplet printer technology, with droplets as small as 3 picoliter insures maximum, precise results. AccuPhoto HDR screening technology redefines photographic accuracy, color and clarity.
Framed prints are shipped in a reinforced box with a fitted interior protective structure and are shipped via FedEx Ground within 3-5 days from submission of order. You will receive an order confirmation and tracking number once your order is processed.
All rights to copyrighted images (as indicated on product description pages) on this site are reserved and are protected by U.S. and international copyright laws. Images that we share on this site are for informational purposes only and may not be used in any manner whatsoever without written permission from copyright holder. (photographer/artist, not Archiv-e).
We have made every effort to ensure consistency between the images you see on our site and the final print you receive. Since the colors and tonality you see depend on your computer monitor and settings, we cannot guarantee they will be 100% accurate to what you have viewed. However, prints will be accurate to the photographer's criteria and intention.


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You are using an outdated browser. Upgrade your browser today for a better experience of this site and many others.
Email: firstname.lastname@example.com Tel: (0191) 251 9070 | Fax: (0191) 251 7604
T O'Sullivan & Co can help businesses in the Whitley Bay area with cashflow management and projection. Here are some of the basic principles...
Cash is the lifeblood of a business, but with so much emphasis usually put on profitability, it can be easy to overlook this fact. Of course, the bottom line is important, but poor cash flow management can drive a growing and/or profitable company out of business.
The risk is especially great for expanding companies. For example, if billing is delayed at the same time as stock is accumulated to fulfil increased orders, you can find yourself short of the cash needed to pay suppliers and employees.
Cash flow projections are critical, especially in times of need, but you don't have to wait for a crisis to benefit from good cash flow planning. A properly developed cash flow projection can help a business foresee and prepare for potential shortages. Cash flow management can also help you:
Businesses that prepare cash flow projections often learn something about their systems, the dynamics of their business, and the process often has other positive outcomes. For example, you might discover that you need to pay more attention to certain customers, or that you can defer payments to suppliers more beneficially.
To help you focus on your cashflow and profitability we have prepared this checklist. Simply answer 'yes' or 'no' to say whether each statement is true for your business. If you have more 'no' answers than you are comfortable with, you may be facing cashflow problems. Call us to discuss an action plan.
If you are in the Whitley Bay area and would like advice on cashflow management and cashflow projections, contact T O'Sullivan & Co.
Our comprehensive accountancy and bookkeeping service will alleviate you of these mundane tasks.
Contact us today to discover how we can help you.


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This is not an offer for credit and should be used for estimation purposes only based on the information you provided. You should not base your decision on this estimate alone. Title, registration, tax and other fees, and personal circumstances such as employment status and personal credit history, were not considered in the calculations.
Recommended - Unleaded
Minimum Octane - 91
U-type aluminum with hooks, low grab handle
Riser block height - 4.7 in. (120 mm)
Hot Chili Metallic / Black
Platinum Silver Satin / Black
We are in the process of adding model data for the new 2025 LYNX snowmobile models. We do everything we can to ensure that all of our information is correct; however, during the initial entry process, we reserve the right to make additions, deletions, or modifications to model specifications, features, images and prices displayed on this and any associated webpage at any time without prior notice. Please contact your local dealer to confirm information.


text:
Making Dead Things Deader Since 2003
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Author Title [ Type] Year Filters: Author is Dañobeitia, Juanjo [Clear All Filters]
Very high-resolution seismo-acoustic imaging of seagrass meadows (Mediterranean Sea): Implications for carbon sink estimates. Geophysical Research Letters. 35:L18601.
2008. Seafloor characterization and backscatter variability of the Almería Margin (Alboran Sea, SW Mediterranean) based on high-resolution acoustic data. Marine Geology. 250:1–18.
2008. Imaging the Seismic Crustal Structure of the Western Mexican Margin between 19°N and 21°N. Pure and Applied Geophysics. 168:1373–1389.
2010. Automatic Segmentation of Multi-Beam Data for Predictive Mapping of Benthic Habitats on the Chella Seamount (North-Eastern Alboran Sea, Western Mediterranean). IEEE Journal of Selected Topics in Applied Earth Observations and Remote Sensing. 4:809–813.


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Yamaha YFZ Graphics (2003-2008)-d99
Yamaha YFZ 2003-2008
We use 20Mil laminate for the MX kit and Motor Cross decals. It is a HIGH GLOSS, double polished vinyl laminating film ideal for: Motocross decals, Off-Road racing decals, Motorcycle graphic laminate, Quad Decals, Outdoor Stickers.etc. It has been used in the MX kit industry for over 10 years. STOP following the crowd and get out in front with Remington Laminations. Our high performance motocross graphics laminating film will give you and your sponsor a spoke up on the competition.
All graphics are digitally printed with UV resistant inks that are guaranteed not to fade up to 5 years. We use a Roland printer and laminate clear coat that goes over the print to protect it from scratching.
We print all graphics in high quality 300 DPI so the colors are very vibrant and easy on the eyes. Our printer precisely control droplet placement in both the print head travel and paper feed directions to provide up to 1440x1440 dpi resolution.
We use Eco-Sol MAX ink technology, offering fast drying time, high density, wide color gamut, rugged scratch resistance.


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$134.55 $299.00
handmade ceramic bisque ready to paint
20" x 13"
comes with holes for light
also available without holes for light and star
jmdceramicsart only sells our products through our official website or through our etsy store.
1-2 weeks
Buyers are responsible for any customs and import taxes that may apply. I'm not responsible for delays due to customs.
Just contact me within: 7 days of delivery
Ship items back to me within: 21 days of delivery
Buyers are responsible for return shipping costs. If the item is not returned in its original condition, the buyer is responsible for any loss in value.
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Aug 21, 2022
Look just as described.


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Copyright © 2015-2023. European Journal of Education Studies (ISSN 2501 - 1111) is a registered trademark of Open Access Publishing Group. All rights reserved.
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Slim Fit Dress With Gauze Sleeves In Black
Where are these made and shipped from?
Our products are all made in South Carolina, USA, and we have warehouses in the U.S./CAN/U.K./AUS. Your items will be delivered from the warehouse which close to you for faster delivery.
How long does it take to receive the items?
It normally takes about 1-2 weeks for most cities (U.S./CAN/U.K./AUS).


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A recent study estimates that 47% of foreclosed properties are still occupied.
When you first see that stat you may be surprised… but we're not.
What most people don't realize is that banks aren't in the business to own homes.
They are in the business to loan people money. But when they have to foreclose on a house… the bank is forced to own the home until they're able to sell it to get all or most of their money back.
But, what they had found is that when a Michigan foreclosed house goes vacant… there is a much greater chance that the house will fall into disrepair. Often times the bank would rather have you in the property even after you stop paying your payments and the foreclosure is started because it wards of vandals and keeps the house in good working order.
There's been a lot of talk in the media about people living for free after foreclosure – and even many stories about banks "abandoning" properties.
In those stories, people are avoiding house payments for months, even years.
Man, that sounds great! Let's all live for free. (wink)
Wait… it can't be that simple, right?
No bank would purposely neglect collecting payments. The only way that you get to live without making any payments is when some major mistakes were made.
But you might get lucky! It's possible, and it's happened before. However, it's not exactly legal to avoid payments that you owe, and it can get you in serious trouble.
So why are so many foreclosed homes occupied? It's important to remember that no one wants the house to be vacant. Vacant homes are targets for vandalism and crime.
Staying in the property can help the bank maintain the value of their investment, so it's actually in their best interests to keep it occupied. Partly because of the ways that the foreclosure laws are structured in MI, banks may ask you to leave while wanting you to stay.
There are a few perfectly legal ways to remain in your home, even after foreclosure.
How To Stay In My Home After Foreclosure In Michigan
Not all these options are available (depending on your situation and your lenders), and you'll need some expert advice along the way to help you get through.
1) Wait it out. Honestly, this is a pretty bad option, but it seems to be increasingly common. You definitely shouldn't run away and abandon your house when the first notice of default shows up. Remember that the proceedings and the process takes months and sometimes years. It's not over until it's over, so don't give up too early. On the other hand, don't wait until the sheriff shows up to evict you to start packing up your stuff.
2) Go to court. In very rare cases, judges are granting stays and delaying evictions. This is really only a valid option if you (and your attorneys) can prove that the bank has neglected a legal requirement during the foreclosure process. During the past few years, a lot of fraudulent behavior at banks has been uncovered – so we may see an increasing trend of using the courts to stop foreclosure. Fighting banks with lawyers is very difficult, expensive and time-consuming, even if you've got a perfect case (most people don't stand a chance).
3) Propose a move-out bonus. Often buyers of occupied foreclosure properties spend thousands of dollars on lawyers and other costs of eviction, so why not save everyone the time and expense by taking some of that money yourself? It's known as "cash for keys". It sounds a little greedy, but greasing the wheels does help everything to run smooth. Plus, you can help out the bank and the buyers by not abandoning the house to squatters before they're ready to take possession.
4) Rent it back. It may sound crazy, but some banks are willing to take on previous homeowners as tenants in their property. That's only a short-term fix, as they'll want your agreement to vacate the premises as soon as they find someone to purchase the property. In some cases, we can even purchase the property and rent it back to you.
It's really good that you're reading this page and exploring your options. We help homeowners like you to find creative solutions.
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Review the opinions index
Join the List You may subscribe to receive emails of these pending requests and notice of completed Attorney General's Opinions. View and Comment on Pending AG Opinion Requests: You may view pending requests on our website along with directions on how and when you may provide comment. |
The Washington Attorney General, as the chief law officer of the state, provides official opinions on questions of law at the request of designated public officials on issues arising in the course of their duties.
While these formal legal opinions are not binding in any way, they have historically been given "great respect" and "great weight" by the courts.
Issuing Attorney General Opinions is just one of the duties of the Washington Attorney General, as the constitutional legal adviser to state officers.
Formal opinions issued by the Office of Attorney General since 1949 can be searched from this site using the links on the right. If you would prefer to review a pdf of all opinions by topic, click here.
I hope that you find this website to be a helpful tool. Please do not hesitate to call my office for further assistance.
Bob Ferguson
Attorney General Bob Ferguson
What is an Attorney General Opinion?
An Attorney General Opinion is a statement of the Attorney General's official views on a legal question relating to a public officer's duties. An Attorney General Opinion, also called a "formal opinion", thus represents the Attorney General's official position on a point of law.
An Attorney General Opinion is issued at the request of someone authorized to request such an opinion.
Attorney General Opinions are researched much like opinions issued by appellate courts and require a similar analytical and drafting effort. Attorney General Opinions are not binding on the courts, but they are usually given careful consideration and respect.
As an alternative to issuing a "formal opinion", a request for an Attorney General Opinion may be answered by an informal letter, sometimes called an "informal opinion". This form of response to an opinion request is explained below under the heading "Are there alternatives to issuing formal opinions?"
Who is entitled to request an Attorney General Opinion?
- Members of the Washington State Legislature.
- Statewide elected officials.
- Appointed heads of state agencies, boards, or commissions.
- County prosecuting attorneys.
Who is not entitled to request an Attorney General Opinion?
- Private citizens.
- Federal officers and employees.
- Officers and employees of county, municipal, and other local governments (except county prosecuting attorneys).
- State agency employees.
What questions are appropriate and inappropriate for an Attorney General Opinion?
The most appropriate use for an Attorney General Opinion is to clarify the interpretation of statutes whose meaning is in dispute or doubt, or which appear to be inconsistent with other state laws. Questions concerning the validity of existing or proposed regulations (WACs) are also appropriate.
The following questions are ones for which an Attorney General Opinion would not be appropriate:
- Questions relating to issues in litigation.
- Questions relating to disputes between private parties.
- Questions seeking to resolve issues of fact or of policy rather than questions of law.
- Questions about the validity of a current state statute or asking whether the state would face liability under a current statute (questions about the validity of a proposed bill or law pending in the legislature, or about liability under such a bill, are acceptable).
- Questions unrelated to the duties and responsibilities of the officer making the request, or questions asked on behalf of persons not entitled to request an Attorney General's Opinion.
- Questions seeking interpretation of purely federal or purely local laws.
How is an Attorney General Opinion requested?
After reviewing the above guidelines about what questions are and are not appropriate for Attorney General Opinions, a person authorized to request an opinion should submit a written request in letter form addressed to:
Bob Ferguson
Attorney General
PO Box 40100
Olympia, Washington 98504-0100
Indicate any information that may be helpful, including relevant research, statutes, cases, prior opinions, agency rules, and legal memoranda.
Explain why the opinion is needed, how it relates to the requester's duties, and the context in which the issue arises.
Note any special needs for expedited response to the request (request for an expedited response will be considered and accommodated to the extent reasonably feasible).
Are there alternatives to issuing formal opinions?
Yes. The office may issue an informal opinion, which can be produced more quickly and efficiently. Informal opinions are letters that present the considered legal analysis of the Assistant Attorneys General who write them. They also often reflect a consensus of the legal analysis of other staff involved in preparing the informal opinion. They are not personally approved by the Attorney General. The majority of legal advice given by the Attorney General's Office in response to requests for opinions consists of informal opinions. Formal opinions typically are reserved for highly important issues of broad public significance.
Informal opinions should not be described or cited as "Attorney General Opinions", since only formal opinions represent the official view of the Attorney General. An informal opinion should be cited as a letter of the attorney who signed the opinion, with a notation of the date and the addressee.
How does the Attorney General process requests for opinions?
- The Attorney General's Office first determines whether an Attorney General Opinion is the appropriate form of response. A request may be declined if it does not meet the guidelines for an opinion. The response may take the form of an informal letter instead of an Attorney General Opinion, or a request may be referred to a staff attorney for consultation with the requester.
- Formal opinions involve a lengthy process of research and review. Each formal opinion is carefully drafted by the assigned attorney, reviewed by the Opinions Editor, at least one other Assistant Attorney General and, finally, the Attorney General. During the process, the opinion may be revised several times.
- Notice of pending formal opinion requests is published in the Washington State Register. Interested parties may submit information to the Attorney General's Office relating to pending opinion requests. If submitted in a timely manner, this material will be considered in preparing the opinion.
Where can I find copies of Attorney General Opinions?
- The initial requester will receive the original opinion in letter form. Once received, formal opinions are available to the public.
- Formal opinions are bound and published by the Attorney General's Office.
- Formal opinions filed since October 1949 are available on the Attorney General's website at: /ago-opinions-year.
- Copies of formal and informal opinions may be requested by calling the Attorney General's Office at 360-753-6200 or by letter addressed to:
The Attorney General's Office
Attn: Opinions Editor
PO Box 40100
Olympia, Washington 98504-0100
Copies of formal opinions filed since 1949 are also available on the Attorney General's Web site.
Recently filed Supreme Court opinions and Appellate Court opinions (slip opinions) are available at: http://www.courts.wa.gov/opinions.
Are all of the opinions posted to this web page current statements of law?
Not necessarily. Although our opinions give our best answer to the question we're asked as of the date we publish the opinion, it is possible for the law to change, altering the validity of the opinion. The law may change because the Legislature amends the statute we referenced, or enacts a new statute, or a new court decision reaches a different conclusion than the one we reached in the opinion. If we receive a new opinion request on the same topic we might reexamine an older opinion to see if the law has changed, but we do not remove opinions from our website based on later changes in the law.
What are the duties of the Attorney General?
The Attorney General is the constitutional legal adviser to state officers. The specific duties of the office include:
- Representing the State of Washington in the courts in all cases in which the state is interested.
- Defending the state and its agencies and employees when acting in their official capacities.
- Providing advice and representation to state officers and state agencies regarding their duties and functions.
- Preparing written opinions on matters of public importance upon request from certain officers.
- Investigating and/or prosecuting criminal offenses at the request of a county prosecuting attorney or of the governor.
- Protecting the public interest by guarding against unfair trade practices and other harmful behavior through enforcement of consumer protection laws, the antitrust laws, and laws governing charitable trusts and solicitation.
- Proposing and supporting legislation to further the public interest and provide the state with clear, just, and enforceable laws.
For Further Information
Office of the Attorney General
PO Box 40100
Olympia, WA 98504-0100
(360) 753-6200
Supreme Court Temple of Justice
PO Box 40929
Olympia, WA 98504-0929
(360) 357-2077
State Law Librarian
Temple of Justice
PO Box 40751
Olympia, WA 98504-0751
(360) 357-2136
Court of Appeals, State of Washington
Division I
One Union Square
600 University Street
Seattle, WA 98101-1176
206) 464-7750
Division II
950 Broadway Suite 300
Tacoma, WA 98402-4454
(253) 593-2970
Division III
500 N Cedar Street
Spokane, WA 99201-1905
(509) 456-3082
Locating Opinions on the world wide web
Formal opinions filed since October 1949 are available on the Attorney General's website at: https://www.atg.wa.gov
Recently filed Supreme Court opinions and Appellate Court opinions (slip opinions) are available online at http://www.courts.wa.gov/opinions/. Included are both published and unpublished slip opinions, which are maintained on-line for 90 days. All Supreme Court opinions are published.
The Attorney General's Office has a policy of providing equal access to its services. If you need to receive the information in this brochure in an alternate format, please call (206) 464-6684.
The hearing impaired may call 1-800-833-6388 statewide.
Opinions Guide September 2015
Published by the Washington State Attorney General's Office.


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Our .875 x 1.375" (22.22mm x 35mm) glass tile medallion has the image adhered and sealed to a metal alloy pendant with an antique bronze finish. It can be worn as a necklace, or on your keyring. Choose matching 24" chain or matching 1" keyring. It comes packaged with a matching 3.5" x 5.5" LAMINATED PRAYER CARD making it a perfect gift for any occasion, Baptism, First Holy Communion, Confirmation and more. Your pendant is water-resistant, not waterproof. To clean and shine use a soft cloth.
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Golf Custom Polo Shirt For Women
Makes A Great Gift: Polo Shirts, Women Golf Polo Shirt, summer beach dress shirts, Casual button down Polo shirts, Polo short sleeve button down shirts. This would be the best festival gifts, valentine's day, mother's day, christmas, new year for him, gifts for her, gifts for mother, gifts for mom, gifts for woman, gifts for girl, gifts for women, gifts for wife, gifts for sister, gifts for gifts for grandmother, gifts for girlfriend, gifts for teen.
Occasions: The Polo shirts set perfect for Polo theme, sport, vacation, bachelor party, cruise, camp, beachwear, beach wedding, office wear, home wear, loungewear, night shirt, urban shirt, button up shirt, evening theme fiesta, unique shirts, exotic shirt, bachelor outfit, cruise, resort, matching couple, swim, surf, pool, classic, ideal for vacation, summer, festivals, parties, club, camp, outdoor, outwear, outings, retro outfits, stag party, travelling, golf, Bowling, Billiard, safari, hunting, fishing, family gathering or events, date, work, regular wear, daily wear.
Clothing Match: Polo shirt could be easy to match with jeans and so on. Match sunglasses to create a fashionable leisure style, or pair with sandals and a sun hat for beachwear.
Product detail:
A polo shirt can be an ideal item to wear at professional and formal events by matching it with trousers or even worn with a blazer. You can also make it one of your casual wear. This polo shirt can match with jeans, sweatpants, or shorts to complete a youthful and casual look.
This Performance Polo is a terrific option for teams, organizations, or even a day out on the Golf course. Made from Bird-eye pique fabric, moisture-wicking fabric will keep you cool, dry, and ready to go as the weather changes. Whether at the gym or traveling to and from work, explore every option in comfort and style.
Product detail:
All items offered on Amzanimalsgift are made-to-order. This means that when you place your order, we print that item/s just for you, one at a time for the best quality!
While we print a portion of our products in-house at our US facilities, we also source from suppliers worldwide to offer our shoppers a greater variety of merchandise. We only work with vendors who abide by our strict quality control guidelines and standards. This is the reason for the delivery times below.
Shipping carrier: USPS, DHL, EMS, Local Post...
Orders are processed when the payment is accepted.
Estimate Time Of Arrival
We process orders on business days which are Monday through Friday, Eastern Standard-Times, except for holidays observed by the Post Office: New Year's Day, Presidents' Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas.
To estimate when you can expect your order, please refer to the time frame below. It includes our most popular products and the following time periods:
Production time
The time when your order waits in production queue until being produced. Our production timeline may shift daily depending on overall order volume.
Product | Production Time (business days) |
Apparel | 3 - 5 |
Mug | 3 - 5 |
Tumbler | 3 - 5 |
Pillow | 3 - 5 |
Canvas | 3 - 5 |
Poster | 3 - 5 |
Fleece Blanket | 3 - 5 |
Acrylic Plaque | 3 - 5 |
Round Wood Sign | 5 - 7 |
Metal Sign | 5 - 7 |
Ornament | 1 - 3 |
Others | 5 - 7 |
Shipping time
The estimated delivery time for our order will depend on your location. While we work closely with our logistics partners to provide you accurate delivery information, delivery times are estimates only and cannot be guaranteed. Once your product(s) are in transit, any delays are outside our control.
Country | Carrier |
Shipping Time ( business days) |
US | USPS/ UPS/ DHL Ecommerce | 7 - 12 |
DHL/ PostNL/ Bpost/ La Poste/ Colis/ Privé/ Correos/ SDA |
7 - 15 |
CA | Canada Post | 7 - 15 |
AU | Australia Post | 7 - 15 |
Others | UPS/ DHL international | 10 - 20 |
Delivery Time = Production Time + Shipping time
It will take about 2-3 business days after production is finished to receive a tracking number on average. However, orders will be delayed if a blank is out of stock, a reprint is necessary, or the order contains 5 or more items.
How to Check/Track order status?
I never received my package, what should I do?
Many times your package will be sitting at the local post office due or there was a missed delivery attempt.
For U.S. orders, if a package has not been successfully delivered and it has been more than 30 days since the order was placed and tracking data is showing, you can request a refund or make a request to have the order be re-sent. If it has been less than 30 days and tracking data is showing, please patiently wait until the package has a chance to arrive.
For international orders, if a package has not been successfully delivered and it has been more than 40 days and tracking data is showing we will replace or refund these orders.
If your item has not arrived within the time frame, contact Amzanimalsgift Customer Service at: firstname.lastname@example.com and we will do our best to help you!
How much is shipping?
Once you've clicked through to Secure Checkout, you can enter your delivery address and continue to shipping method.
Shipping costs are then calculated and tacked on to your subtotal at the bottom of the page.
International buyers – What about customs? Will I be charged for duties or customs when my package arrives in my country?
Import duties, taxes, and charges are not included in the item price or shipping cost. These charges vary from one country to another and are the buyer's responsibility.
Please check with your country's customs office to determine what these additional costs will be.
We have a network of ten printing facilities located across the United States.
Our facilities use either Kornit Avalanche, Storm HD6, or Atlas printers.


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FSFE Newsletter - November 2013
The good experimentation platforms
At the first glance some devices might look like crap. Why should anyone buy them? Some people laughed at your editor when he bought his Open Moko Neo Freerunner. You could buy cheaper devices with a faster CPU, more RAM, more disk space, nicer casing, better network connection, better microphone and speakers at that time.
But devices like the OpenMoko are important for each one of us even if we are not buying them ourselves. They are crucial because they are hardware experimentation platforms which help programmers to learn how exactly computers work -- what the code is really doing -- and therefore enables them to write better software for all of us.
Paul Boddie wrote about one of those devices: the Ben NanoNote. This device is completely supported by Free Software drivers within the upstream Linux kernel distribution. It does not rely on any proprietary software, including firmware blobs, for installation or running the device. The "Ben" encourages experimentation: you can re-flash the bootloader and the operating system with own images, and you can install programs of your choice.
The bad restrictions
The knowledge we, as a community, gain from those devices helps us to counterbalance IT manufacturers who use many different restrictions with different technology to take away control from us. On several devices the manufacturers decide which software we can install or remove from our computers, they do not want us to learn how the software works, and they do not want us to change the software. They decide how we can watch DVDs, which SIM cards providers we can use in our computers, and they want to be able to remotely delete our data including books, music, or movies.
The questions is: do we let them do this? Do we accept those restrictions? And if we do not, what else do we need to counterbalance those developments?
The pretty local meetings
In FSFE we believe that a crucial part in this challenge are local meetings. We have to connect people opposing those restrictions and help each other how to explain the topics to other people. As mentioned in the last edition we held the first meeting for coordinators of FSFE's local Fellowship groups. Afterwards the group started to summarise tips for FSFE local meetings organisers, and Lucile Falgueyrac summarised good practices for meeting moderation.
Beside the coordinators meeting, FSFE held its annual general assembly in Vienna. Jonas Öberg reflected how we worked on our mission impact and Hugo Roy wrote about the second day with the formalities, including reelection of Karsten Gerloff as President and Reinhard Müller as Financial Officer. After 2 good years Henrik Sandklef stepped down as Vice President, and your editor was elected to take over that position.
Something completely different
- Our Vienna group brought Free Software to a wider public. They organised an information booth at the Game City Fair 2013, receiving a lot of questions about Valve's steam box. If you want to understand more about this, read LWN's article "Why Steam on Linux matters for non-gamers".
- Guido Arnold explains the new concept for local meetings in the Rhine/Main area, and we have a new local FSFE group in Linz (Austria) which published their second report (German). So if you are interested in political, social, economic, or legal questions around Free Software, join the groups and try out the tips from above.
- Our sister organisation, the FSF, held a global celebration for the GNU system's 30th anniversary, and ask you to nominate individuals and projects for for the 16th Annual Free Software Awards until Wednesday, 6 November 2013.
- As usual you will find news about Free Software in education in the monthly education team update.
- The Jamaica Ministry of Health adopted GNU Health, and the German development ministry recommends Free Software to small and medium enterprises, as they say it opens up business opportunities for IT entrepreneurs and offers long-term resources for local ICT processes and innovations.
- Our friends at the EFF wrote about how the freedom to learn the workings of a program is prevented in the UK in the article: "Speculation Trumps Academic Freedom: UK Court Censors Security Researchers for Reverse Engineering Publicly Available Software".
- And if you have not yet read Ron Amadeo's article "Google's iron grip on Android", you should do so and discuss it on our mailing list. The article explains current developments in Android such as possible new dependencies on non-free software.
- From the planet aggregation:
- Hugo Roy asks himself why Facebook should be considered an "Open Source company", explains how to set up Firefox sync and documented some of your editor's favourite hacks, like how to delete text from the current position to your e-mail signature and how to work effectively with text input fields in your browser.
- Otto Kekäläinen wrote about the past and present of the VALO-CD, a project making it as easy as possible for any average home of office user to start using Free Software, and the possible future which might be the LibreKey.
- What makes Open Data succeed, and how does it fail? Carsten Agger, our local group coordinator for Aahrus/Denmark, provides a transcript from his talk about these questions.
- Jonas Öberg remembers how he started with Free Software.
- Daniel Pocock wrote about Debian's outreach program for women and the GSoC 2013 projects.
- Nikos Roussos participated at the Mozilla Summit and explains how to kickstart a static website with ember.js and handlebars.js.
- If you want to set up a pirate box, Thomas Kandler explains this in his article.
- Our new intern Max Mehl looked into organising micro task emails in Thunderbird,
- and Lucile Falgueyrac summarised how to do pre-printing work.
- Beside the planet covered topics like implementing user-friendly default settings, fixing Fedora 19's "unlockable lockscreen" bug, and an update from the NoFlo world.
Get active: They don't want you to - but what do you want?
As explained above we do not want people to accept all the restrictions on our devices. To gain more transparency we want an easy way to inform a wider audience about those restrictions, and especially give younger people a way to show that they do not agree with it. On the 4th of November we go live with TheyDontWantYou.To and together with our partner organisations we start distributing short microblog messages, highlighting different restrictions using the #theydontwantyouto hashtag.
Help us to distribute the messages, send the messages to your friends, write about them in your blog, use our stickers to raise awareness, and to let us know about restrictions you encounter in your daily life.
Thanks to all the Fellows and
donors who enable our work,
Matthias Kirschner - FSFE
Free Software Foundation Europe
FSFE News
Upcoming FSFE Events
Fellowship Blog Aggregation
Free Software Discussions


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PREVIEW: Abode Thermofier tap
At kbbBirmingham Abode previewed its remote-controlled steaming water tap
At trade show kbbBirmingham, Abode previewed its remote-controlled steaming hot water tap, Thermofier, giving visitors a first look before its launch in June. Thermofier comes in the choice of a modern or classical-style body, with ceramic handles, and offers hot and cold water, as well as filtered cold water and steaming hot water. The steaming hot water option is only available when a magnetic fob is held near the tap body. At all other times, it can be stored out of the way of children, on a cooker hood for example, and the tap body is insulated.
A full review of kbbBirmingham is featured in the April issue of Kitchens & Bathrooms News.
Related Articles
Sintered stone manufacturer Neolith has launched Calacatta Roma and Cappadocia Sunset, inspired by nature and classical architecture, and for use in kitchens or bathrooms walls, floors, in gardens or facades.
They belong to The New Classtone and Fusioncollections which interpret marble and natural stone, respectively, and boast Neolith's antibacterial NeolEAT technology.
Inspired by Ancient Rome, Calacatta Roma (pictured top) pays homage to Italian Carrara marble, with ochre and grey veins in a white background.
While the Cappadocia region, in central Turkey, with its rock formations formed by volcanoes and underground cities, has inspired Cappadocia Sunset (pictured below).
Just like all of Neolith's surfaces, Calacatta Roma and Cappadocia Sunset are resistant to heat and atmospheric conditions, are 100% recyclable, and do not contain added quartz to their formulation.
Mar 14, 2024
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NATO has announced that it will deploy Patriot defense missiles that Turkey had requested to protect itself against attacks from Syria that have so far killed five Turks.
The AP reports that NATO said the missiles, as well as the radar system, will only be used for defensive purposes — that is, they will only be used to intercept mortars once they have crossed into Turkish territory.
The AP adds:
"'We stand with Turkey in the spirit of strong solidarity,' NATO Secretary-General Anders Fogh Rasmussen told reporters. 'To anyone who would want to attack Turkey, we say, "Don't even think about it!"'
"Fogh Rasmussen stressed that the deployment of the Patriot systems — which includes missiles, radar and other elements — would in no way support a no-fly zone over parts of Syria nor aid any offensive operation against the Arab state.
"But the decision to deploy the systems takes the United States and its European partners closer to the war, with the possibility of U.S.-made and alliance-operated hardware being used against the Assad regime for the first time."
Russia, who is Syria's biggest ally, has spoken against the deployment of the system.
"Creating additional capabilities on the border does not defuse the situation but on the contrary exacerbates it," Russian President Vladimir Putin said, according to The Telegraph.
The announcement comes a day after President Obama and Secretary of State Hillary Clinton warned the regime of Bashar Assad that if he uses chemical weapons against his own people, the United States will act.
The American government's Radio Free Europe reports the deployment is expected "within weeks."
Copyright 2021 NPR. To see more, visit https://www.npr.org.


text: Are you looking to test drive a new or used car in Marion Illinois? Mercedes-Benz of Marion lets those of you who are ready to test drive a car, truck, SUV or crossover before making your purchase. We have a selection of great vehicles to test drive in Marion IL. If you are ready to take a car for a spin complete the form below to schedule a test drive at your convenience. Our friendly, experienced sales professionals will put you in the driver's seat and give you a complete walk-around so you know all the details about the car you are test driving.


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For as long as there has been a stock market, investors have sought a reliable framework to determine the future direction of prices. Success has been elusive. But thanks to the work of three American economists, we operate today with a better understanding than prior generations of what determines an asset's price.
For their work, Eugene Fama, Lars Peter Hansen, and Robert Shiller were awarded the 2013 Nobel Memorial Prize in Economics. We can see the impact of their research in the development of low-cost index mutual funds and a methodology for identifying when home prices may reach irrational levels.1
Eugene Fama
Fama is considered the father of the "efficient markets theory," which postulates that markets are exceedingly good at incorporating all known information into the value of an asset, making it difficult to predict the short-term direction of a stock or bond.2
Fama is famous for describing market movements as nothing more than a "random walk," discounting the efficacy of price-prediction models. This view led to the conclusion that investors could do as well, or even better, by investing in a passively managed index fund.
Index mutual funds are sold only by prospectus. Please consider the charges, risks, expenses, and investment objectives carefully before investing. A prospectus containing this and other information about the investment company can be obtained from your financial professional. Read it carefully before you invest or send money.
Robert Shiller
Shiller's work brought us a different, even contradictory, view. His research suggested that mispricing of assets may occur because of human behavior, which can lead to excessively high or low prices relative to their true value. His work also focused on home prices, which employed a cost ratio between home prices and rent to ascertain fair value of current home prices. Shiller may be best known for his co-development of the Case-Shiller Home Price Index.
Lars Peter Hansen
Hansen's research built on Shiller's work, using statistical models to determine what drove market volatility. His work was more esoteric, but well valued by other economists. He concluded that the mispricings that Shiller had identified were connected to investors' changing risk appetite. Hansen argued that investors become more risk averse during bad times and more aggressive during good times.
At first glance, it may be perplexing that the Nobel Committee awarded the prize to men espousing differing theories, but collectively, they made important contributions to our body of knowledge on how assets are priced.
- Keep in mind that the return and principal value of stock prices will fluctuate as market conditions change. And shares, when sold, may be worth more or less than their original cost.
- The market value of a bond will fluctuate with changes in interest rates. As rates rise, the value of existing bonds typically falls. If an investor sells a bond before maturity, it may be worth more or less than the initial purchase price. By holding a bond to maturity an investor will receive the interest payments due plus his or her original principal, barring default by the issuer. Investments seeking to achieve higher yields also involve a higher degree of risk.
The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. It may not be used for the purpose of avoiding any federal tax penalties. Please consult legal or tax professionals for specific information regarding your individual situation. This material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG, LLC, is not affiliated with the named broker-dealer, state- or SEC-registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. Copyright 2021 FMG Suite.


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Business interruption insurance is critical if your business suffers a property loss that could cause the business to slow or close down while repairs are made. This may mean a complete or partial revenue loss depending on the time frame and the damage.
From the time the loss occurs until your business is running again, insurance can replace your lost profits, and provide a source of money to pay your necessary continuing expenses, like rent, payroll, taxes, etc.
Hall Insurance Associates offers free, comparative quotes on Business Interruption Insurance from multiple insurance carriers so you can get the best possible rate.
Want to see how much we can save you? Just request a quote to find out.


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Over the holidays I always like to make some tasty breakfasts and things work out really well if you make a ham for dinner as the leftovers can be used to make this quick and easy ham and cheese egg casserole. I first came across the idea for this egg breakfast casserole on Kalyn's Kitchen about four years ago and I made it right away and I have been making it ever since. With some leftover ham in my fridge and the holidays here it was the perfect time to make it again and update the four year old photos for the recipe!
This breakfast egg casserole is super easy to make and really light to boot. It consists of eggs and cottage cheese at it base and from there you can add pretty much whatever you want. I like to experiment with different flavour combinations but the one that I keep coming back to is the classic ham and cheese combo. You pretty much just need to mix the eggs, cottage cheese and the fillings and bake until golden brown! You can even assemble everything the night before so that you only have to bake it in the morning making it even easier for a busy morning.
I am a big fan of spicy heat so I like to add some pickled jalapenos to my ham and cheese egg casseroles and you can never go wrong topping it off with some salsa and sour cream! What a tasty to start the day!
The original photo from 4 years ago:
Ham and Cheese Egg Casserole
A super easy breakfast egg casserole with diced ham and cheddar cheese.
- 10 eggs
- 1 cup ham, diced
- 1 cup cottage cheese
- 1 cup cheddar cheese, shredded
- 4 green onions, sliced
- 1/4 cup pickled jalapeno peppers, sliced (optional)
- salt and pepper to taste
- Mix everything and place in a greased 9×9 inch baking pan and bake in a preheated 375F/190C oven until the eggs have set and the top is a light golden brown, about 20-25 minutes.
Option: Replace the ham with steamed broccoli.
Zucchini and Green Chile Egg Breakfast Casserole
Ham and Egg Breakfast Quesadillas
Ham and Egg Burrito
Cottage Cheese and Egg Muffins with Ham and Cheddar Cheese
Frittata with Italian Sausage and Cannelli Beans
Asparagus, Mushroom and Goat Cheese Egg Breakfast Casserole
Guacamole Omelette with Salsa
Ham, Egg and Gruyere Crepes with Maple Syrup
Ham and Eggs au Gratin
Roasted Broccoli, Ham and Cheddar Grilled Cheese
Zucchini and Feta Breakfast Casserole
Ham and Cheese Rolls with Caramelized Pineapple and Onions
Asparagus and Artichoke Breakfast Casserole
Caprese Frittata
Spinach and Artichoke Egg Muffins
Mexican Breakfast Egg and Chorizo Casserole
Zucchini and Corn Egg Casserole
Pepperoni Pizza Egg Casserole