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Our standard sizes, listed below, are the most popular in the industry:
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16 Pt. C2S Gloss Cover
You may be familiar with this type of stock from heavy bookmarks or other products printed on a semi-rigid card stock.
This is our thickest stock and is coated on both sides. Because of its thickness, it is not ideal for folding.
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You may be familiar with this type of stock from presentation folders.
This thick and stiff stock is coated on both sides with a glossy finish.
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You may be familiar with this type of stock from thick index cards, though the finish is much higher quality.
This is a very versatile stock. The uncoated finish is good when you don't want a slick and shiny look, while the firm 14 Pt. stock folds precisely.
100# Gloss Cover
You may be familiar with this type of stock from standard business cards.
Stiffer than 100# Gloss Text, this glossy finish cover stock offers sharp folds and a sturdy product for a very professional result. This stock is coated on both sides.
100# Gloss Text
You may be familiar with this type of stock from the covers of many popular magazines like People and Time.
This paper strikes a balance between thickness and foldability, while the glossy finish on both sides gives your text a professional appearance.
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AQ 1 Side
AQ is short for Aqueous Coating. This is a semi-gloss, environmentally friendly, water-based coating applied to the front of the printed piece. It provides additional gloss and protection, and it can be written on with a ballpoint pen.
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See a quick chart showing turnaround times
Turnaround times begin when the proof is approved. All times are based on standard business days Monday through Friday excluding federal holidays. For orders shipping to the blue zone, please use the Eastern time zone (New York). For orders shipping to the red zone, please use the Pacific time zone (California). Please see the below map:
Please note that turnaround time does not include shipping or mailing time. You may select from available production turnaround times and your preferred shipping time as you place your order.
Our products are the same great quality for every turnaround time we offer.
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The quantity available is dependent on the order specifications you choose. To see available quantities, complete all order specifications in the pricing calculator and click on the "Quantity" dropdown menu.
Due to our printing process, we print in specific quantity increments. If you would like an amount not listed in the pricing calculator, you have two options.
- Request a custom estimate for the specific quantity you need
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Ordering one of our specified quantities is generally more affordable than a custom estimate. Let us know how many units you would like shipped and we will recycle the excess for you. Simply choose the amount of items you would like recycled under the "shipping" section after placing your order.
For example, if you would like 700 units, you can order 1000 units and let us know you only want 700 shipped. We will responsibly dispose of the extras.
We typically print more than the quantity ordered. Because printing is a manufacturing process, the total finished quantity may vary. We usually ship a few more than you order, but sometimes quantities can vary +/- 5%. Standard industry procedure is to consider this range shipment in full.
When to choose Offset
4-Color Offset printing is ideal for lower prices on large quantity orders or any time you would like coating on your products.
Almost always, people choose this option when ordering large quantities.
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PDF stands for Portable Document Format. This template can be imported into: InDesign, Quark Express, Illustrator, Corel Draw, and many other content creation programs.
JPEG stands for Joint Photographic Experts Group and is a basic raster file format. This template is recommended for Photoshop.
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You can create a personalized design in just a few minutes. Once you click the "Start Your Design" button, you're taken to a huge library of design templates. You can search by specific category or select "generic" for personal use. Making changes to the text, font size and uploading a picture or logo on your chosen template is as easy as using a basic computer program. After you're done making changes, you are able to instantly view an online proof and order it for print.
There are professional design templates for almost any personal and business need.
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If you like one of the Design Online templates but would prefer not to handle the designing yourself, this option is ideal. Simply let us know which template you like and supply the information you would like to appear on your design. We will handle the rest!
Keep in mind that the images on the template will remain the same. Only text can be edited and basic logos added.
There are professional design templates for almost any personal and business need.
Check out all your Design Online template options.
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We create fully custom designs that help represent your company, brand or product in a professional way. Custom Design includes consulting to come up with a concept and design revisions, so you're truly part of the process. You can also add either a basic or corporate custom designed logo to your design.
There are 3 design packages to meet your needs:
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With this option you get complete, professional custom design for the product of your choosing. This includes consulting to discuss the concept, images, text, and revisions.
2. Full Custom Design plus a Basic Logo
With this option you get the complete design just like Custom Design Option 1 plus a basic logo. Basic logo design consists of a single font with a simple icon. See the examples under the "Logo Samples" tab.
3. Full Custom Design plus a Corporate Logo
With this option you get the complete design just like Custom Design Option 1 plus a corporate logo. Your corporate logo design has no limit to font styles so long as they are in our library. You also get a fully designed graphic to accompany your text. See the examples under the "Logo Samples" tab.
To see Custom Design pricing, number of images and revisions for this product, select "Custom Design" on the dropdown menu in the calculator and click the link underneath the menu.
Keep in mind that this price is estimated and includes limits on the amount of images and revisions that can be made before incurring additional charges. We will notify you prior to performing any services that cost more money.


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About this Course
Finding and hiring the right people is often cited as the number one concern of businesses today. It seems we are all competing for the best and brightest workers. As you will see in our time together in the second course, a critical component of the People Manager Value Proposition is to hire talented people who enable the organization to achieve its strategic goals. This course is an introduction into the topic of recruitment, selection and onboarding.
At the outset of the course we will explore the importance of linking recruitment goals with overall company strategy. We then look at a number of options to recruit and select employees both effectively and legally. Throughout the course we will examine current issues in talent acquisition, such as how companies are now leveraging social media and hiring analytics to ensure better quality hires. At the conclusion of the course, we look at how to onboard employees to promote employee commitment and engagement.

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Receiving a substantial sum of money presents opportunities, but also challenges. This contradiction extends to the emotions you may feel after a windfall, whether through inheritance, the sale of a business, lottery, divorce or a legal settlement. That's why it's important not to rush into anything. As your experienced guide, we give you the time needed to acclimate to your new situation and face crucial decisions with clarity of mind.
Our team provides a thoughtful approach to this transition, along with experience, deep resources and long-term planning tools. As you go about creating a life you have envisioned, we can help you reflect on the possibilities for your future. We then craft strategies that are designed to go far beyond the basics to help make your vision a reality.
If needed, we can also assist in coordinating a team of professional advisors who put your interests first. The result is a comprehensive financial plan that helps give you the confidence that your goals are within reach.
1Lending Services provided by Raymond James Bank, member FDIC, affiliated with Raymond James Financial Services and Raymond James & Associates, Inc. Raymond James & Associates, Inc., Raymond James Financial Services, Inc., and your Raymond James financial advisor do not solicit or offer residential mortgage products and are unable to accept any residential mortgage loan applications or to offer or negotiate terms of any such loan. You will be put into contact with a Raymond James Bank employee for your residential mortgage needs.
2Insurance and annuities offered through Raymond James Insurance Group. Raymond James & Associates, Inc., and Raymond James Financial Services, Inc. are affiliated with Raymond James Insurance Group.
Raymond James and its advisors do not offer tax advice. You should discuss any tax matters with the appropriate professional.
With quality guidance and resources, you can maximize the possibilities of your windfall.
Banking and lending solutions provided by Raymond James Bank. Raymond James Bank, member FDIC, affiliated with Raymond James Financial Services and Raymond James & Associates, Inc.


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Thursday, December 8, 2011
White Chicken Chili
From the kitchen of One Perfect Bite...We are no strangers to fog, but today it was especially heavy and it seemed the house had been swallowed by the thick gray shades that enveloped it. It definitely was not a salad day. I bookmarked a chili recipe developed by Debra Ponzek several weeks ago. I found it on a site that the more serious cooks among you might enjoy. It's called Cookstr and if you are curious and would like to take peek, you can find it here. This is a very mild chili that has great, but subtle, flavor, and I think it will appeal to anyone who needs or enjoys an occasional break from the heavier red-beaned variety. It's probably best to think of it as a white bean stew. The recipe caught my eye because it is one of a growing number that askew pre-soaking of dried beans. I was curious to see what, if any, difference there might be. There was none. This is a nice stew for a winter day.I think those of you who try it will enjoy it. Here's the recipe.
White Chili Chicken ...from the kitchen of One Perfect Bite courtesy of Chef Debra Ponzek
4 bone-in chicken breasts (about 3 pounds)
8 cups chicken stock or low-sodium broth
3 tablespoons extra-virgin olive oil
2 small onions, chopped
2 celery ribs, diced
4 garlic cloves, sliced
2 medium jalapeno peppers, seeded and finely chopped (optional)
1 pound dried white beans, such as Great Northern
1 tablespoon plus 1 teaspoon ground cumin
1-inch cinnamon stick
Salt and freshly ground pepper
2 cups grated white Cheddar cheese
1/4 cup chopped fresh flat-leaf parsley leaves
1/4 cup chopped fresh cilantro leaves
Optional: Lime wedges
1) In a large saucepan, bring chicken pieces and stock to a simmer over medium-high heat. Lower heat to medium and poach chicken, skimming off any fat that accumulates on surface, for 18 to 20 minutes, or until just done. Remove chicken from stock and set aside until cool enough to handle. Reserve stock in pan.
2) Remove and discard skin and bones from chicken. Shred chicken meat, set aside on a plate or in a shallow bowl, cover, and refrigerate until needed.
3) In a large sauté pan, heat oil over medium-high heat until shimmering. Add onions, celery, garlic, and jalapenos, if using, and sauté, stirring occasionally, for 8 to 10 minutes, until softened but not colored. Remove from heat and set aside.
4) In saucepan holding reserved poaching liquid, mix together white beans, cumin, and cinnamon stick. Bring to a simmer over medium heat and simmer for about 1-1/2 hours, or until beans are tender but not mushy. Remove and discard cinnamon stick.
5) Stir in shredded chicken and sautéed vegetables and season with salt and pepper.
Just before serving, stir in the cheese, parsley, and cilantro. Garnish with lime wedges, if using. Yield: 6 to 8 servings.
One Year Ago Today: Hong Kong-Style Broccoli
Two Years Ago Today: Dutch Baby with Spiced Peaches
29 comments :
- Priya Suresh said...
White chicken chilli looks super delicious,filling and definitely comforting..
- December 8, 2011 at 4:01 AM
- Lynn said...
This sounds great Mary, think I'll make it on Saturday! I stopped pre-soaking beans when I learned of the oven method-bring to a boil on the stove, cover then put the pot into a 250 degree oven for 75 minutes. It works very well and most of the beans stay whole, you just might need to cook them 15-30 minutes longer:@)
- December 8, 2011 at 5:15 AM
- Alicia Foodycat said...
Mary that sounds so delicious! Definitely cold weather food!
- December 8, 2011 at 6:10 AM
- Schnitzel and the Trout said...
Interesting, Mary. We love our dried beans here and, of course, my past follows me and dried beans are soaked overnight. However, I have been eliminating that step, and somehow, the recipe still works.
- December 8, 2011 at 6:48 AM
- Kim said...
This stew really looks fantastatic Mary. I'm trill to try it and I'm definitly bookmarking this recipe! I may prepare it next week!
- December 8, 2011 at 7:19 AM
- Unknown said...
I have recently found my love for white chicken chili. I used to be a red chili snob... can't wait to try your version!!
- December 8, 2011 at 7:30 AM
- Unknown said...
I love chicken chili and this looks delish! I've been thinking about making some, may need to try this yummy recipe!
- December 8, 2011 at 8:20 AM
- Judy@SavoringToday said...
Soup is always best when engulfed by grey fog, it looks lovely and comforting. (I like the bowl too!)
- December 8, 2011 at 8:22 AM
- Angie's Recipes said...
The white chilli looks very appetizing. I like the combination with white beans.
- December 8, 2011 at 8:51 AM
- Bites from life with the barking lot said...
I love white chili and this sounds lighter than the recipe I use that has lots of sour cream. Can't wait to try it! Think it will be a great pick up for these dreary Montana days.
- December 8, 2011 at 9:54 AM
- Tanna said...
Sounds delicious!! Nice for the cold spell we have hovering over us! Thank you. blessings ~ tanna
- December 8, 2011 at 10:07 AM
- Elisabeth said...
Love the white chicken chili, Mary. A nice change from the red chili, and certainly comforting and delicious!
Checked out the recipe site, and bookmarked it...thanks for sharing! - December 8, 2011 at 10:12 AM
- That Girl said...
Chili is perfect in winter weather.
- December 8, 2011 at 10:42 AM
- kitchen flavours said...
That is a lovely bowl of chili, I have not tried a white chili before, it looks so delicious! Have a lovely day!
- December 8, 2011 at 10:43 AM
- Jill | Dulce Dough said...
Thank you for the recipe--I am looking forward to giving it a try! I love white chili but always tend to make red chili.
- December 8, 2011 at 11:04 AM
- Valérie said...
This sounds perfect for a chilly (pun intended) day like today!
- December 8, 2011 at 12:20 PM
- France@beyondthepeel said...
What a great twist on the classic chili. I guess the only real difference to not soaking the beans first is that it takes a little longer, but that's not really a big deal. Good to know I can make this even if I haven't pre-soaked my beans!
- December 8, 2011 at 12:55 PM
- Jessica | Cajunlicious said...
Mary, this looks so delicious. I have been craving white chili. Happy Holidays!
- December 8, 2011 at 1:20 PM
- Eileen said...
This looks wonderful! I have actually been hoping to find a good white chicken chili recipe for awhile now, so I'm so glad you liked this one.
- December 8, 2011 at 1:25 PM
- Unknown said...
I just love white chicken chili - this looks super tasty.
- December 8, 2011 at 1:30 PM
- Ginny Hartzler said...
This looks so warm and hearty, yet fresh for a cold foggy day!
- December 8, 2011 at 2:10 PM
- Margaret Murphy Tripp said...
I've always wanted to try white chicken chili, but have never gotten around to it. This looks great, and I love using the dried beans. I always have them on hand. Thanks for the inspiration!
- December 8, 2011 at 2:27 PM
- kitty@ Kitty's Kozy Kitchen said...
Sounds wonderful, Mary! Oh & your picture just makes my mouth water. I need to make some soon!!
- December 8, 2011 at 4:50 PM
- cocoa and coconut said...
Very flavourful Mary!
- December 8, 2011 at 6:01 PM
- teresa said...
i adore white chili! this looks just wonderful.
- December 8, 2011 at 7:22 PM
- Ellen Whyte said...
This sounds like it would taste quite fresh. a lovely recipe.
- December 8, 2011 at 8:59 PM
- Catherine said...
Dear Mary, Wonderful warm comforting meal. Blessings, Catherine xo
- December 8, 2011 at 9:00 PM
- Joanne said...
I'm having chili tonight also! great minds.
I've never had a white version, though. Yours looks great! - December 8, 2011 at 9:02 PM
- Claudia said...
This is a winter favorite around here - but the cinnamon cheddar and lime wedges are all new - and welcome. Saving it. If I can get the family to tear away from "the usual."
- December 9, 2011 at 8:56 PM


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[3] Including both Routine Maintenance and Recommended Additional Items.


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Make delicious sauces, amazing stews, and savory soups with our durable, high-quality sauce pots and sauce pans. Find great deals on saucepots that are great for both form and function at Mission Restaurant Supply. Not only will you find items for your kitchen that are pleasing to the eye but that also work for optimal preparation of your recipes.


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Cinda B Tennis Bags for Women Who Love Tennis Fashion
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Playing tennis isn't just a pastime; it's a lifestyle and an activity that brings excitement to a player's life at all levels. Whether you're just learning how to play the sport or competing in professional tournaments, you need equipment that can keep up with you on the court. This is where our collection of performance tennis gear can make all the difference. Do It Tennis is a tennis shop committed to your success in the sport. We're an online tennis shop run by tennis players, for tennis players, so we know exactly what equipment can take your game to the next level. We offer the best selection and prices on performance tennis gear and accessories. We also have a wide range of pickleball and padel equipment for those interested in those two racquet sports. Browse our online tennis shop today to find the perfect combination of products for your athletic needs.
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The press and the president's aides kept Franklin D. Roosevelt's use of a wheelchair hidden from most of the public during his more than 12 years as the nation's leader.
So hidden, in fact, that an Indiana college professor's discovery of just 8 seconds of film that shows Roosevelt gliding down a ramp aboard the U.S.S. Baltimore in July 1944 is making news this week.
According to The Associated Press:
"Bob Clark, supervisory archivist at the Roosevelt library in New York, said he wasn't aware of any other similar film. A spokeswoman for the National Archives concurred.
" 'With respect to whether or not this is the earliest or only existing footage of FDR in a wheelchair, we cannot state that this is definitively the case, although such footage is certainly rare,' Laura Diachenko said in an email."
The Indianapolis Star writes that "Franklin College Professor Ray Begovich actually was most interested in finding photos of alumni Elmer Davis, a Hoosier journalist who became a war information specialist for President Franklin Delano Roosevelt." It was by accident, the Star says, that Begovich came across the film clip while he was researching at the National Archives in 2009 or 2010.
As you can see in the clip, Roosevelt's wheelchair is blocked from the camera's view by sailors lining the ramp. But the motion clearly shows the white-hatted president gliding past them.
Begovich told the FDR Presidential Museum and Library about the clip in 2010. The Star says he "hopes that its wider release now will spur other researchers to comb through old files that might contain other images of FDR in his wheelchair."
The AP reminds readers that:
"Roosevelt contracted polio in 1921 at age 39 and was unable to walk without leg braces or assistance. During his four terms as president, Roosevelt often used a wheelchair in private, but not for public appearances. News photographers cooperated in concealing Roosevelt's disability, and those who did not found their camera views blocked by Secret Service agents, according to the FDR Presidential Museum and Library's website."
Roosevelt's biography on the White House's website says that:
"In the summer of 1921, when he was 39, disaster hit — he was stricken with poliomyelitis. Demonstrating indomitable courage, he fought to regain the use of his legs, particularly through swimming. At the 1924 Democratic Convention he dramatically appeared on crutches to nominate Alfred E. Smith as 'the Happy Warrior.' In 1928 Roosevelt became Governor of New York."
Copyright 2021 NPR. To see more, visit https://www.npr.org.


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NEW YORK (AP) — 2013 was a great year for the average investor, but few market strategists believe that 2014 will be anywhere near as good. The simple strategy of buying U.S. stocks, selling bonds and staying out of international markets isn't going to work as well as it has, they say.
Some of Wall Street's biggest money managers have come up with a few resolutions to help your retirement portfolio have a good year:
Curb your expectations
Few investors expected 2013 to be as big as it was. The S&P 500 index is up 28 percent for the year, its best year since 1997. Including dividends, it's up 30 percent.
On average, market strategists expect 2014 to be somewhat tame. Most are looking for the S&P 500 to rise to 1,850 to 1,900 points, a gain of just 2 to 4 percent.
Keep your eye on valuation
Investors bid up stock prices to all-time highs this year, despite a mediocre economy and corporate profits that were less than spectacular.
At the beginning of the year, the price-to-earnings ratio on the S&P 500 was 13.5, meaning investors were paying roughly $13.50 for every $1 of earnings in the S&P 500. Now the S&P 500's P-E ratio is around 16.7.
While a P/E ratio of 16.7 won't set off any alarm bells — the historical average is 14.5 — it is noticeably higher than it was a year ago.
Investors have high expectations for corporate profits next year, based on the prices they are paying.
"It's hard to believe that this market can go much higher from here without some corporate earnings growth," said Bob Doll, chief equity strategist at Nuveen Asset Management.
Profit margins are already at record highs, and corporations spent most of 2013 increasing their earnings by cutting costs or using financial engineering tools like buying back their own stock.
Earnings at companies in the S&P 500 grew at an 11 percent rate in 2013. The consensus among market strategists is that profit growth will slow to around 8 percent in 2014.
However, if the U.S. economy continues to improve, and corporate profit margins expand, it could justify the prices investors have been paying for stocks.
Don't get caught up in the euphoria
Be wary if your neighbor decides to jump head-first into the market next year.
A large number of investors have remained on the sidelines for this five-year bull market. Since the market bottomed in March 2009, investors pulled $430 billion out of stock funds, according to data from Lipper, while putting nearly $1 trillion into bond funds.
Professional market watchers are concerned that many individual investors, trying to play a game of catch-up, might rush into the market with a vengeance next year. The surge of money could cause stocks to jump if investors ignore warnings that stocks are getting overvalued.
Wall Street calls this phenomenon a "melt-up." As you can guess, a "melt-up" could lead to a "melt-down," as happened in the late 1990s with the dot-com bubble.
"I fear people, who sat out 2013, will jump in too fast next year and get burned," said Richard Madigan, chief investment officer for JPMorgan Private Bank.
Which leads us to:
Don't panic, either
Stocks cannot go higher all the time. Bearish investors have been saying for months that stocks are due for a pullback in the near future.
The S&P 500 is up 66 percent since the stock market's last major downturn in October 2011. It has been resilient through several scares this year, including the conflict in Syria, the budget crisis and near-breach of the nation's borrowing limit in October.
In their 2014 outlook, Goldman Sachs analysts said that while the market has been strong, they see a 67 percent chance that stocks will decline 10 percent or more in 2014, which is known as a stock market "correction."
Goldman analysts still expect stocks to end the year modestly higher.
Cut your exposure to bonds
Fixed income investors had a tough year in 2013. The Barclays Aggregate bond index, a broad composite of thousands of bonds, fell 2 percent. Investors in long-term bonds were hit even harder, losing 15 percent of their money since the beginning of the year, according to comparable bond indexes.
2014 is not looking good for bond investors, either.
The Federal Reserve has started to pull back on its bond-buying economic stimulus program. That means one of the biggest buyers of bonds for the last year will slowly exit the market in 2014.
The Fed's exit could send bond prices falling.
"Bonds are hardly a place to be in 2014," Nuveen's Doll said.
That doesn't mean investors should avoid bond altogether, strategists say.
Instead, investors should reorganize their portfolio to focus more on bonds that mature in relatively short periods of time. The prices of those bonds tend to fluctuate less than those of bonds that take longer to mature, and are less likely to lose value when interest rates rise, as many expect will happen in 2014.
Madigan said that under normal circumstances he would advise investors to hold bonds that mature in average of about five years. This measure is referred to as a bond's "duration."
For 2014, Madigan is advising investors to restructure their portfolio to have an average duration of two to two-and-a-half years.
"Long duration bonds are much more a riskier asset than a safe asset next year," Madigan said.
Your stock market alternative in 2014 is ... stocks
Other than stocks, the average investor typically has access to three other types of investments: cash, bonds and commodities such as gold. None are expected to perform better than the stock market next year.
If bonds had a tough 2013, gold investors got punched in the stomach. Gold is down 28 percent this year, and is on its way to its first annual loss since 2000.
Gold is expected to have another tough year in 2014, with inflation under control and the Fed expected to gradually exit the bond market. Analysts at Barclays Capital expect gold to end 2014 at $1,270 an ounce, about 6 percent higher than where it is today.
Cash is expected to provide a near-zero return next year, as it has for several years now. Savings and money market accounts are returning less than 0.1 percent on average.
Study abroad
Several market strategists believe international stocks will be the place to be next year. Asian and European stocks did not perform as well as U.S. stocks in 2013, with the notable exception of Japan, where the Nikkei 225 index soared 53 percent.
Europe is particularly attractive, they say. The European Union came out of a two-year recession in 2013, and the debt crisis that plagued most of the region has abated. Some strategists say that Europe is a couple of years behind the U.S. in its economic recovery, and stocks could be relatively cheap in comparison.
"The big debate among my team is whether international markets will play catch-up next year," said Madigan of JPMorgan Private Bank.


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What is auto insurance?
What is in a basic auto policy?
Can I drive legally without insurance?
What if I lease a car?
Do I need insurance to rent a car?
What's the difference between cancellation and non-renewal?
What is auto insurance?
Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Auto insurance provides property, liability and medical coverage:
Property coverage pays for damage to or theft of your car.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you're financing a car, your lender may also have requirements.
Most auto policies are for six months to a year. Your insurance company should notify you by mail when it's time to renew the policy and to pay your premium.
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What is in a basic auto policy?
Your auto policy may include six coverages. Each coverage is priced separately.
1. Bodily Injury Liability
This coverage applies to injuries you, the designated driver or policyholder cause to someone else. You and family members listed on the policy are also covered when driving someone else's car with their permission.
It's very important to have enough liability insurance, because if you are involved in a serious accident, you may be sued for a large sum of money. Definitely consider buying more than the state-required minimum to protect assets such as your home and savings.
2. Medical Payments or Personal Injury Protection (PIP)
This coverage pays for the treatment of injuries to the driver and passengers of the policyholder's car. At its broadest, PIP can cover medical payments, lost wages and the cost of replacing services normally performed by someone injured in an auto accident. It may also cover funeral costs.
3. Property Damage Liability
This coverage pays for damage you (or someone driving the car with your permission) may cause to someone else's property. Usually, this means damage to someone else's car, but it also includes damage to lamp posts, telephone poles, fences, buildings or other structures your car hit.
4. Collision
This coverage pays for damage to your car resulting from a collision with another car, object or as a result of flipping over. It also covers damage caused by potholes. Collision coverage is generally sold with a deductible of $250 to $1,000-the higher your deductible, the lower your premium. Even if you are at fault for the accident, your collision coverage will reimburse you for the costs of repairing your car, minus the deductible. If you're not at fault, your insurance company may try to recover the amount they paid you from the other driver's insurance company. If they are successful, you'll also be reimbursed for the deductible.
5. Comprehensive
This coverage reimburses you for loss due to theft or damage caused by something other than a collision with another car or object, such as fire, falling objects, missiles, explosion, earthquake, windstorm, hail, flood, vandalism, riot, or contact with animals such as birds or deer.
Comprehensive insurance is usually sold with a $100 to $300 deductible, though you may want to opt for a higher deductible as a way of lowering your premium.
Comprehensive insurance will also reimburse you if your windshield is cracked or shattered. Some companies offer glass coverage with or without a deductible.
States do not require that you purchase collision or comprehensive coverage, but if you have a car loan, your lender may insist you carry it until your loan is paid off.
6. Uninsured and Underinsured Motorist Coverage
This coverage will reimburse you, a member of your family, or a designated driver if one of you is hit by an uninsured or hit-and-run driver.
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Can I drive legally without insurance?
NO! Almost every state requires you to have auto liability insurance. All states also have financial responsibility laws. This means that even in a state that does not require liability insurance, you need to have sufficient assets to pay claims if you cause an accident. If you don't have enough assets, you must purchase at least the state minimum amount of insurance. But insurance exists to protect your assets. Trying to see how little you can get by with can be very shortsighted and dangerous.
If you've financed your car, your lender may require comprehensive and collision insurance as part of the loan agreement.
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What if I lease a car?
If you lease a car, you still need to buy your own auto insurance policy. The auto dealer or bank that is financing the car will require you to buy collision and comprehensive coverage. You'll need to buy these coverages in addition to the others that may be mandatory in your state, such as auto liability insurance.
If you've financed your car, your lender may require comprehensive and collision insurance as part of the loan agreement.
Collision covers the damage to the car from an accident with another automobile or object.
Comprehensive covers a loss that is caused by something other than a collision with another car or object, such as a fire or theft or collision with a deer.
The leasing company may also require "gap" insurance. This refers to the fact that if you have an accident and your leased car is damaged beyond repair or "totaled," there's likely to be a difference between the amount that you still owe the auto dealer and the check you'll get from your insurance company. That's because the insurance company's check is based on the car's actual cash value which takes into account depreciation. The difference between the two amounts is known as the "gap."
On a leased car, the cost of gap insurance is generally rolled into the lease payments. You don't actually buy a gap policy. Generally, the auto dealer buys a master policy from an insurance company to cover all the cars it leases and charges you for a "gap waiver." This means that if your leased car is totaled, you won't have to pay the dealer the gap amount. Check with the auto dealer when leasing your car.
If you have an auto loan rather than a lease, you may want to buy gap insurance to protect yourself from having to come up with the gap amount if your car is totaled before you've finished paying for it. Ask your insurance agent about gap insurance or search the Internet. Gap insurance may not be available in some states.
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Do I need insurance to rent a car?
When renting a car, you need insurance. If you have adequate insurance on your own car, including collision and comprehensive, this may be enough.
Before you rent a car:
Contact your insurance company.
Find out how much coverage you have on your own car. In most cases, the coverage and deductibles you have on your personal auto policy would apply to a rental car, providing it's used for pleasure and not business. If you don't have comprehensive and collision coverage on your own car, you will not be covered if your rental car is stolen or if it is damaged in an accident.
Call your credit card company.
Find out what insurance your card provides. Levels of coverage vary.
If you don't have auto insurance, you will need to buy coverage at the car rental counter. The following coverages are available to you at the rental car counter:
Collision Damage Waiver (CDW).
Sometimes called a Loss Damage Waiver (LDW), this coverage relieves you of financial responsibility if your rental car is damaged or stolen. The CDW may be void, however, if you cause an accident by speeding, driving on unpaved roads or driving while intoxicated. This coverage generally costs between $9 and $19 a day. If you have comprehensive and collision on your own car, you may not need to purchase this coverage.
Liability Insurance.
This provides excess liability coverage of up to $1 million for the time you rent a car. Rental companies are required by law to provide the minimum level of liability insurance required by your state. Generally, this does not offer enough protection in a serious accident. If you have adequate liability coverage on your car or an umbrella policy on your home/auto, you may consider forgoing this additional insurance. It generally costs about $7 to $9 a day. If you don't own a car, and rent cars often, consider purchasing a non-owner liability policy. This costs approximately $200 - $300 per year. Frequent car renters sometimes find this more cost-effective than constantly paying for the extra liability coverage.
Personal Accident Insurance.
This provides coverage to you and your passengers for medical/ambulance bills. This type of insurance, usually costs about $3 per day, but may be unnecessary if you are covered by health insurance or have adequate medical coverage under your auto policy.
Personal Effects Coverage.
This provides coverage for the theft of personal items in your car. However, if you have homeowners or renters insurance, you may be covered for items stolen from the car, minus your deductible. You need to have receipts or other proof of ownership. This type of insurance usually costs about $1.25 per day. Some rental car companies combine personal accident and personal effects coverage together as one type of insurance, while others sell it individually.
The cost of insurance at the rental car counter will vary depending on the rental car company, state, and location of the dealer and the type of car you rent.
Some rental car companies may check your credit and driving history and may deny coverage. Check with the rental car company to find out its policy.
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What's the difference between cancellation and non-renewal?
There is a big difference between when an insurance company cancels a policy and when it chooses not to renew it. Insurance companies cannot cancel a policy that has been in force for more than 60 days except:
If you fail to pay the premium.
You have committed fraud or made serious misrepresentations on your application.
� Your driver's license has been revoked or suspended.
Non-renewal is a different matter. Either you or your insurance company can decide not to renew the policy when it expires. Depending on the state you live in, your insurance company must give you a certain number of days notice and explain the reason for non-renewal before it drops your policy. If you think the reason is unfair or want a further explanation, call the insurance company's consumer affairs division. If you don't get an explanation, call your state insurance department.
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Caveat on all the maps
These maps exist for educational and general reference purposes only. While all efforts have been made to make them as accurate as possible without destroying clarity, there is no absolute guarantee of accuracy. As such, these maps have no reliability for purposes of navigation, border disputes, or tribal claims.
These maps are about power and political reality, not legitimacy
International borders reflect those recognized at the time by most powers, colors reflect control at the time. Neither has anything to do with what was then or is now perceived as right or wrong, just or unjust.
Legend for the Historical Atlas of Europe (late 332)
Political Control Color Guide
As used in the Historical Atlas of Europe (late 332). May differ for other dates and regions.
Roman Empire | Persia | No Central Control |
Hasdingi | Burgundi | Alemanni |
Franks | Tervingi | Yueban |
Stripes indicate regions of divided control or influence. Annotations and rollovers will often provide more information.
Alliances are indicated by a frame around a polity's name on the map. Styles shown below are for the Historical Atlas of Europe (late 332). They will differ for other dates and regions.
NEUTRAL or Dependent | Other countries and dependents |
- Confederation
- Multinational confederation
- An internationally-recognized independent sovereign state
- Dependent State
- An internationally-recognized state under outside control
- A state or region which is de facto independent but lacks widespread international recognition
- Subdivision
- A dependent region administered as a single unit
- An effectively independent group of people with either little claim to independence or minimal unity (for instance: civil war factions, tribal bodies, cultures, etc.)
- Dependent Group/Region
- A group or disunified region with little or no independence
- Microstate/territory
- Microstate, settlement, base, or colony (same typographic convention as above). Color shows control.
- Treaty port
- Treaty port or leased facilities. Color shows control.
- (annotation)
- A note providing more information on a polity or region
- (Leader)
- The leader of a polity
- Capital
- A relevant capital city
- Headquarters
- A temporary or de facto capital or headquarters
- City
- A relevant city
- Conflict
- A battle, revolt, massacre, raid, or other conflict
- Siege
- A siege
- Geopoint
- A relevant geographical point of interest
- An internationally-recognized international border
- A de facto, disputed, or poorly defined international border
- Unrecognized border or military front


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We all know that chiropractic is effective at treating back pain and other musculoskeletal conditions. But did you know that chiropractic is also great at preventing these conditions from occurring in the first place?
A new study from Australia looked at the power of preventive chiropractic care. The authors of the study took a group of Australian football players, and divided them into two groups.
Both groups received, "the current best practice medical and sports science management," but one group also received chiropractic care as an added benefit.
After 24 matches, the researchers looked at the two groups of players to see if there were any differences in injuries.
The study found that there was a " trend towards lower limb injury prevention with a significant reduction in primary lower limb muscle strains and weeks missed due to non-contact knee injuries through the addition of a sports chiropractic intervention to the current best practice management."
So, if you're a weekend athlete and looking to avoid injuries, chiropractic can be very helpful. If you have any questions about our services, please give us a call.
Hoskins W, Pollard H. The effect of a sports chiropractic manual therapy intervention on the prevention of back pain, hamstring and lower limb injuries in semi-elite Australian Rules footballers: a randomized control trial. BMC Musculoskeletal Disorders 2010;11:64.


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Some of the latest news from Afghanistan, including a grim milestone:
-- "A suicide bombing [today] in the eastern Afghan city of Khost has killed at least 14 people, three of them Nato soldiers, officials say." (BBC News)
-- "Two Americans were killed in Afghanistan [Sunday] during an exchange of fire between NATO-led forces and the Afghan army that may have been the result of a misunderstanding, as the death toll of U.S. military and civilian personnel passed 2,000." (The Guardian)
According to NATO commanders with the International Security Assistance Force in Afghanistan, today's suicide bombing killed "three ISAF service members and an ISAF-contracted interpreter." The Washington Post is reporting from Kabul that among the others killed were four Afghan police officers. Civilians are said to have been among the other fatalities and those who were wounded.
Reuters puts the number of injured at 37. It also writes that a witness said the suicide bomber was wearing a police uniform when he approached on a motorcycle. "The Afghan Taliban claimed responsibility," Reuters adds, "although Afghan insurgents are quick to claim any successful attack on foreign troops as their own."
Sunday's deadly exchange of fire between NATO and Afghan troops may have begun, the Guardian reports, "when an Afghan National Army member opened fire on American troops." But coalition officers are also investigating whether "nearby insurgent gunfire may have led to a misunderstanding" the Guardian says.
Three Afghan solders were killed in that firefight, according to Voice of America.
Two weeks ago, NATO announced it was suspending some joint operations with Afghan forces in a bid to reduce the so-called green-on-blue attacks that have led to the deaths of more than 50 coalition troops this year.
Copyright 2021 NPR. To see more, visit https://www.npr.org.


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Light Bulb Finder
Finding the right light bulb is not an easy task. Small details such as the wattage, voltage, base, shape, and color temperature of the bulb can make or break the atmosphere you desire for your space. BulbAmerica supplies you with a variety of options to ensure you find the light bulb that is perfectly suited to your needs


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How does this medication work? What will it do for me?
Loperamide belongs to the family of medications called antidiarrheals. Loperamide, along with rehydration therapy (fluids and electrolytes), is used to treat short bouts of diarrhea that are not caused by a bacterial infection. It is also used to treat chronic diarrhea caused by inflammatory bowel disease (e.g., Crohn's disease) and to reduce the amount of stool produced for people who have ileostomies, colostomies, or have had part of their intestines removed.
It works by affecting the nerves in the intestines to reduce the amount of stool produced, reduce stool frequency, make stools more solid, and reduce cramping.
This medication may be available under multiple brand names and/or in several different forms. Any specific brand name of this medication may not be available in all of the forms or approved for all of the conditions discussed here. As well, some forms of this medication may not be used for all of the conditions discussed here.
Your doctor may have suggested this medication for conditions other than those listed in these drug information articles. If you have not discussed this with your doctor or are not sure why you are taking this medication, speak to your doctor. Do not stop taking this medication without consulting your doctor.
Do not give this medication to anyone else, even if they have the same symptoms as you do. It can be harmful for people to take this medication if their doctor has not prescribed it.
What form(s) does this medication come in?
Imodium Caplets is no longer being manufactured for sale in Canada. For brands that may still be available, search under loperamide. This article is being kept available for reference purposes only. If you are using this medication, speak with your doctor or pharmacist for information about your treatment options.
Quick Dissolve Tablets
Each white, circular tablet contains 2 mg of loperamide HCl. Nonmedicinal ingredients: aspartame, flavour, gelatin, mannitol, and sodium bicarbonate. This medication contains phenylalanine. It does not contain bisulfites, gluten, lactose, or tartrazine.
Each 15 mL of opaque green oral solution with a mint odour contains 2 mg of loperamide HCl. Nonmedicinal ingredients: carboxymethylcellulose sodium, cellulose, citric acid, D&C Yellow No. 10, dimethyl siloxane, FD&C Blue No. 1, flavour, glycerin, methylcellulose, propylene glycol, purified water, simethicone, sodium benzoate, sorbic acid, sucralose, titanium dioxide, and xanthan gum.
Each liquid filled, clear blue-coloured, oval-shaped, non-printed capsule contains 2 mg of loperamide hydrochloride. Nonmedicinal ingredients: FD&C Blue No. 1, gelatin, glycerol, propylene glycol, propylene glycol monocaprylate, soya lecithin, triglycerides and water.
How should I use this medication?
For adults and children 12 years of age and older who have acute or chronic diarrhea, the recommended dose of loperamide is a starting dose of 4 mg, followed by a 2 mg dose after each loose bowel movement (or bout of diarrhea). Do not exceed 16 mg per day. For chronic diarrhea, once the optimal daily dose has been established, this dose can be given as a single daily dose or in divided doses.
Regular tablets should be taken with liquids. The quick-dissolve tablets can be taken without liquids. Loperamide tablets and capsules are not suitable for children under the age of 6 years old.
Children 6 to 12 years of age (10 kg to 20 kg) can use this medication for acute or chronic diarrhea if recommended by a doctor. For children 6 to 8 years old (or weighing 20 kg to 30 kg) the recommended dose for the first day is 2 mg twice daily. For children 8 to 12 years of age who weigh over 30 kg, the recommended dose for the first day is 2 mg 3 times daily. If the diarrhea continues, then the medication is given only after a loose bowel movement, and the amount to be given depends on the weight of the child. Contact your doctor or pharmacist for the recommended amount.
For children 2 to 5 years old the dose is based on body weight and will be calculated by your child's doctor.
For liquid forms of loperamide, use a syringe to measure each dose as this gives a more accurate measurement than household teaspoons.
Stop using loperamide if you have a solid or hard stool or if you go for 24 hours without a bowel movement. If you have acute (not chronic) diarrhea, see your doctor if it has not improved within 48 hours.
Many things can affect the dose of medication that a person needs, such as body weight, other medical conditions, and other medications. If your doctor has recommended a dose different from the ones listed here, do not change the way that you are taking the medication without consulting your doctor.
It is important to use this medication exactly as prescribed by your doctor. If you miss a dose, take it as soon as possible and continue with the recommended dosing schedule (after each loose bowel movement). If it is almost time for your next dose, skip the missed dose and continue with the recommended dosing schedule. Do not take a double dose to make up for a missed one. If you are not sure what to do after missing a dose, contact your doctor or pharmacist for advice.
Store this medication at room temperature, protect it from light and moisture, and keep it out of the reach of children.
Do not dispose of medications in wastewater (e.g. down the sink or in the toilet) or in household garbage. Ask your pharmacist how to dispose of medications that are no longer needed or have expired.
Who should NOT take this medication?
Do not use this medication if you:
- are allergic to loperamide or any ingredients of the medication
- have acute dysentery (characterized by blood in the stool and fever)
- have acute ulcerative colitis
- have diarrhea caused by certain bacteria (e.g., salmonella, shigella and campylobacter)
- have pseudomembranous colitis (severe antibiotic-associated diarrhea)
- should avoid being constipated
- should not have the movement of the of intestines slowed (e.g., ileus, toxic megacolon)
Do not give this medication to children less than 2 years of age.
What side effects are possible with this medication?
Many medications can cause side effects. A side effect is an unwanted response to a medication when it is taken in normal doses. Side effects can be mild or severe, temporary or permanent.
The side effects listed below are not experienced by everyone who takes this medication. If you are concerned about side effects, discuss the risks and benefits of this medication with your doctor.
The following side effects have been reported by at least 1% of people taking this medication. Many of these side effects can be managed, and some may go away on their own over time.
Contact your doctor if you experience these side effects and they are severe or bothersome. Your pharmacist may be able to advise you on managing side effects.
- burning or prickly sensation on the tongue (quick-dissolve tablets)
- dizziness
- drowsiness
- dry mouth
- gas
- headache
- nausea or vomiting
- tiredness
Although most of the side effects listed below don't happen very often, they could lead to serious problems if you do not seek medical attention.
Check with your doctor as soon as possible if any of the following side effects occur:
- abdominal or stomach pain, cramps, discomfort, or distention
- constipation
- decreased coordination
- difficulty urinating
- rash
- shortness of breath
Stop taking the medication and seek immediate medical attention if any of the following occur:
- symptoms of a severe allergic reaction, e.g.:
- difficulty breathing
- hives
- peeling or blistering skin
- swelling of the mouth or throat
Some people may experience side effects other than those listed. Check with your doctor if you notice any symptom that worries you while you are taking this medication.
Are there any other precautions or warnings for this medication?
Before you begin using a medication, be sure to inform your doctor of any medical conditions or allergies you may have, any medications you are taking, whether you are pregnant or breast-feeding, and any other significant facts about your health. These factors may affect how you should use this medication.
Acquired immune deficiency syndrome (AIDS): People with AIDS should stop taking loperamide and contact their doctor if they experience abdominal swelling or distention.
Constipation: If you develop constipation, stop taking this medication and contact your doctor.
Drowsiness or dizziness: Loperamide may cause drowsiness or dizziness. Do not drive or operate machinery until you know how loperamide affects you.
Fluids and electrolytes: The loss of fluids and electrolytes (e.g., chloride, sodium) can occur if you have diarrhea. Loperamide helps with the symptoms of diarrhea but will not correct any fluid or electrolyte problems caused by diarrhea. Talk to your doctor or pharmacist about whether you need fluid and electrolyte replacement, also referred to as oral rehydration therapy.
Improvement in diarrhea: If your diarrhea has not improved after 48 hours of treatment with loperamide, stop taking it and contact your doctor.
Liver function: Liver disease or reduced liver function may cause this medication to build up in the body, causing side effects. If you have liver problems, discuss with your doctor how this medication may affect your medical condition, how your medical condition may affect the dosing and effectiveness of this medication, and whether any special monitoring is needed.
Medical conditions: Loperamide should not be used by people with intestinal infections such as dysentery, which is often associated with severe diarrhea, fever, and blood in the stool, and other infections of the gut. A more serious problem of the bowel may develop if loperamide is used by some people with acute ulcerative colitis or a serious form of diarrhea associated with antibiotic use.
Pregnancy: This medication should not be used during pregnancy unless the benefits outweigh the risks. If you become pregnant while taking this medication, contact your doctor immediately.
Breast-feeding: This medication passes into breast milk. If you are a breast-feeding mother and are taking loperamide, it may affect your baby. Talk to your doctor about whether you should continue breast-feeding.
Children: This medication is not recommended for use in children under the age of 12 except on the advice of a physician. Loperamide should not be given to children under 6 years of age without medical prescription and supervision. Loperamide tablets are not suitable for children under 6 years of age. Loperamide should not be used for children under 2 years of age. (See "Who should not take this medication.")
What other drugs could interact with this medication?
There may be an interaction between loperamide and any of the following:
- amiodarone
- "azole" antifungals (e.g., fluconazole, itraconazole, voriconazole)
- chlorpromazine
- desmopressin
- disopyramide
- dronedarone
- gemfibrozil
- haloperidol
- methadone
- procainamide
- quinine
- selpercatinib
- sotalol
- ziprasidone
If you are taking any of these medications, speak with your doctor or pharmacist. Depending on your specific circumstances, your doctor may want you to:
- stop taking one of the medications,
- change one of the medications to another,
- change how you are taking one or both of the medications, or
- leave everything as is.
An interaction between two medications does not always mean that you must stop taking one of them. Speak to your doctor about how any drug interactions are being managed or should be managed.
Medications other than those listed above may interact with this medication. Tell your doctor or prescriber about all prescription, over-the-counter (non-prescription), and herbal medications you are taking. Also tell them about any supplements you take. Since caffeine, alcohol, the nicotine from cigarettes, or street drugs can affect the action of many medications, you should let your prescriber know if you use them.
All material copyright MediResource Inc. 1996 – 2024. Terms and conditions of use. The contents herein are for informational purposes only. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical condition. Source: www.medbroadcast.com/drug/getdrug/Imodium


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How a blog can help your growing e-Commerce business Thursday, December 14, 2023
When you start an online business, your main aim is to sell the products, right? As a business owner, you want to showcase your store to more audience. So, you decide to go on social media, why? Because everyone is doing it, then why shouldn't you? It is tempting as everyone is aware of the hype that it is the best way to market your brand.
Do you know having a blog for your online store can be very helpful? Many businesses do not understand the importance of having a blog because they don't have time to post quality content.
Today, we will talk about how a blog can play an important role for the growth of your e-Commerce business. Later, we will also discuss some tips that will be helpful to you for writing business related blog posts.


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Entry # 246 has returned 1 entry
bookmarkThere are currently 1070 entries, 727 audio files, and 62 images.
All content copyright © Mokilese community. (2013)
Dictionary produced by Danio Poll, Jason Lebehn, Monique Panaligan, Gregory D. S. Anderson and K. David Harrison. (2013).
Supported in part with funding from a NSF REU Site grant (PI Harrison, Building Digital Tools to Support Endangered Languages and Preserve Environmental Knowledge in Mexico, Micronesia, and Navajo Nation, Award #1461056).
Any opinions, findings, and conclusions or recommendations expressed in this material are those of the author(s) and do not necessarily reflect the views of the National Science Foundation.
All rights reserved. Do not distribute or reproduce without permission.
how to cite:
Anderson, Gregory D.S., Danio Poll, Jason Lebehn, Monique Panaligan and K. David Harrison. 2014.
Mokilese Talking Dictionary.
Living Tongues Institute for Endangered Languages.
Interface and database design under the direction of Jeremy Fahringer and Swarthmore College ITS.


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When you place an order, we will estimate shipping and delivery dates for you based on the availability of your items and the shipping options you choose. Depending on the shipping provider you choose, shipping date estimates may appear on the shipping quotes page.
Please also note that the shipping rates for many items we sell are weight-based. The weight of any such item can be found on its detail page. To reflect the policies of the shipping companies we use, all weights will be rounded up to the next full pound.
Upholstered contemporary bedframe, suitable for all types of décor and interior. Focal point in any bedroom
You may return most new, unopened items within 30 days of delivery for a full refund.
You should expect to receive your refund within four weeks of giving your package to the return shipper, however, in many cases you will receive a refund more quickly. This time period includes the transit time for us to receive your return from the shipper (5 to 10 business days), the time it takes us to process your return once we receive it (3 to 5 business days), and the time it takes your bank to process our refund request (5 to 10 business days).
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If you are looking to increase the aesthetic value of your home, it is important you take the time and effort to make improvements that do not add significant, long-term costs to you or future owners of the home. Having a garden filled with flowers, plants, or even vegetables and herbs is one of the most cost-effective ways to beautify your home and add to its value. Of course there are many actions you can take to give your garden and home a new-found appeal. The key is to be resourceful and creative. Here are just a few tips to help you get started:
- Find out what drought-tolerant plants and flowers can be incorporated into your garden. Having a garden that does not require extensive watering will lower your monthly household expenses while at the same time leaving you with a beautiful garden year-round.
- Search for plants native to the local area, as these types of plants have already proven to do well in this type of climate.
- Herbs, vegetables, and fruit-bearing trees can also be planted in a garden to give it a unique look and allow you and your family to have fresh organic-grown food for years to come.
- One of the most basic water-saving tips for a home garden is to add a pebble or rock creek that can go from the downspout of your rain gutter directly into your garden. Any water collected in your rain gutter will then flow naturally into the rocks and soil.
- Add a bench or two where you, your family, and your guests can sit and enjoy nature's beauty just steps away from your home. Repurposed tables, chairs, and other household items can also add a certain flair to a home's garden.
- Plant a few trees in places where you want to have shade in future years. Be sure to plant the trees away from your home or any concrete paths as a tree's roots can often grow far and wide. Having carefully placed trees will also help cool your home during those hot summer months.
- Having a compost pile out back or installing a compost bin in your kitchen is a resourceful way to provide your garden with the nutrients it needs without having to incur additional expenses or introduce chemical fertilizers into the soil. Gardens tend to thrive when natural materials such as food waste and fallen leaves are used to fertilize the soil.
- Last but not least, tend to your garden. Pull any weeds, prune the hedges, and keep your garden well-maintained. In some cases, this action alone may be all it takes to improve your home's natural charm.
Most people take a lot of pride in trying to make their home a safe and comfortable place for their family to live. One of the most neglected yet noticeable features of a home is its yard, so taking the time to beautify your home with a garden can be extremely beneficial to you, your neighbors, and the community at large for many years to come.
We take pride in being able to provide homeowners with the peace of mind in knowing their home, yard, and everything they have worked so hard to build is covered in the event of an unfortunate accident or natural disaster. Our homeowners insurance policies offer coverage for primary dwellings, as well as for most outlying structures such as garages, sheds, and fences. Most policies also include personal property coverage, loss of use coverage, liability insurance, and more.
The time to estimate the value of your home, garden, and property is now, not after an accident or other type of incident has resulted in serious injury or loss. A homeowner will only be able to seek damages for property and loss up to the maximum covered under the terms of the homeowners insurance policy. If you do not have sufficient coverage, you could be forced to pay out of pocket to rebuild your home or get any medical attention that is the result of the accident or disaster. There is no reason to leave yourself vulnerable when we have the knowledge and skills to help you accurately determine the amount of coverage that will keep your family safe.
To find out whether you have sufficient coverage, we recommend you contact us so that we can have a personal home insurance agent meet with you at a time and place that works with your schedule.
Filed Under: Personal Insurance | Tagged With: Homeowners Insurance


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I have really been into grilling this summer and one of my favourite things to grill has to be these chipotle lime grilled shrimp. They are so easy to make and so good that it is hard to resist grilling up a batch every week. The shrimp is marinated in a simple mixture of smoky and spicy chipotle chilies and sour lime juice along with a touch of garlic before quickly grilling it to perfection! Not only is this tasty chipotle lime grilled shrimp perfect for eating right off the stick but it is also fabulous to use in other dishes (see below). This recipe is my go-to version that I usually use but I also like to change things up every once in a while and some great options are adding a touch of honey, tequila or cilantro. No matter how you grill this chipotle lime shrimp up this summer it is sure to please, and disappear quickly, so make a double batch!
Grill with lime wedges so that you can add a splash of lime juice right from the stick. You have to love meat on a stick!
I made some chipotle lime grilled shrimp this weekend and took the opportunity to update the photos in this recipe with the new ones appearing above and the original one appearing below.
Chipotle Lime Grilled Shrimp
Grilled shrimp on a stick, marinated in a smoky chipotle lime marinade.
- 1 pound shrimp, peeled and deveined
- 1 chipotle chili in adobo, chopped
- 2 teaspoons adobo sauce
- 2 limes, juice and zest
- 2 cloves garlic, chopped
- 1 teaspoon cumin, toasted and ground
- salt and pepper to taste
- Marinate the shrimp in the mixture of the remaining ingredients for at least 20 minutes.
- Skewer the shrimp and grill over medium-high heat until cooked, about 1-3 minutes per side.
Option: Add 1 tablespoon honey to the marinade.
Option: Add 2 tablespoons cilantro to the marinade.
Option: Add a splash of tequila to the marinade.
Chipotle Lime Grilled Shrimp Salad in Cilantro Lime Dressing
Chipotle Lime Grilled Shrimp and Corn Guacamole Mini Tostadas
Chipotle Lime Shrimp and Guacamole Dip with Tomatoes and Charred Corn
Chipotle Lime Shrimp Tostadas
Shrimp Quesadillas
Shrimp Tacos
Chipotle Lime Fish Tacos
Orange Chipotle Shrimp
Cilantro Lime Grilled Shrimp
Tequila Lime Shrimp
Tom Yum Grilled Shrimp
Shrimp Satay with Spicy Peanut Sauce
New Orleans BBQ Shrimp
Chipotle Lime Salmon
Grilled Coconut and Pineapple Sweet Chili Shrimp
Creamy Avocado Zucchini Noodle Pasta with Taco Lime Grilled Shrimp
Taco Lime Grilled Shrimp
Balsamic Garlic Grilled Mushroom Skewers
Teriyaki Grilled Shrimp and Pineapple
Cajun Butter Garlic Grilled Shrimp with Cilantro Lime Avocado Sauce


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If a client is not satisfied with a purchase, it can be returned within seven days of the delivery for a full refund, less the shipping costs. Full refunds will only be issued if products are returned unopened and with all packaging and any other materials that were part of the original purchase. The following restriction will apply for returns:
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Alfa Romeo Brera Service
Servicing your Alfa Romeo Brera regularly at Kwik Fit can help to keep your vehicle in the best possible condition while increasing its resell value. At Kwik Fit we provide a range of cost effective service packages for all vehicle models within the Alfa Romeo Brera range.
Alfa Romeo Brera Interim Service
We recommend having an Interim Service every 6,000 miles or 6 months (whichever is sooner) to keep your car safe and roadworthy between full services. Our Interim Service package is ideal for drivers who use their vehicle for regular, short journeys in and around town or for those drivers who have a high mileage and want peace of mind between annual services. Our Interim Service includes an oil change and oil filter replacement plus a range of additional inspections including an exhaust and suspension check plus a visual brake check.
Alfa Romeo Brera Full Service
Our Full Service is ideal as an annual maintenance programme for your car. We recommend your car receives a Full Service every 12,000 miles or 12 months – whichever is sooner. A Full Service each year will reduce the risk of breakdown and can help maintain the value of the vehicle. Our Full Service includes all items included in the Interim Service package plus a thorough inspection of your engine and other components including replacement air filter and power steering fluid topped up (where required).
Combine your Alfa Romeo Brera Service with an MOT and save
Your Alfa Romeo Brera must receive an MOT test every 12 months to ensure it is safe and roadworthy. Book a Combined MOT and Service and receive an additional saving over the standard price of each product.
Service Pricing
Engine Size | ||||
0cc-1400cc | 1401cc-2000cc | 2001cc-3000cc | Over 3000cc | |
MOT | from £39.95 | from £39.95 | from £39.95 | from £39.95 |
Interim Service | from £122.95 | from £148.95 | from £173.95 | from £198.95 |
Interim Service Plus MOT | from £152.95 | from £178.95 | from £203.95 | from £228.95 |
Full Service | from £209.95 | from £231.95 | from £255.95 | from £279.95 |
Full Service Plus MOT | from £239.95 | from £261.95 | from £285.95 | from £309.95 |
The actual price of your service will be calculated based on the recommended oil for your vehicle. The price will be higher for vehicles requiring synthetic or specialist oils.
Alfa Romeo Manufacturer Service
If you are keen to follow Alfa Romeo 's recommended service schedule, Kwik Fit offers a genuine and equivalent alternative to dealership servicing. Using official Alfa Romeo Brera service schedules, we can provide a service specific to your car's make, model, age and mileage – as recommended by Alfa Romeo . Your service will be carried out by specially qualified Kwik Fit service technicians using quality parts that are of 'original equipment' standard. Best of all, a manufacturer service from Kwik Fit will uphold your vehicle warranty.
Is my warranty really protected?
Yes, provided your vehicle is still within its warranty period, a Kwik Fit stamp in your log book won't invalidate your warranty agreement. In 2002, European Parliament passed a law on Block Exemption deeming the practice of manufacturers forcing car owners to go to dealerships for servicing in order to uphold warranty as too restrictive. As a result, all manufacturers must make available to us their service schedules and on board computer information which means a manufacturer service from Kwik Fit won't invalidate your warranty.
What is the difference between Alfa Romeo Brera manufacturer servicing and standard servicing?
Alfa Romeo
Brera Servicing from Kwik Fit |
Fixed Price Kwik Fit Schedule |
What determines the type of schedule? | As advised by Alfa Romeo based on current mileage | Choose between Interim or Full Service |
Only qualified service technicians work on your car | Yes | Yes |
Using the latest Bosch diagnostic equipment on your car (where compatible). | Yes | Yes |
Parts guaranteed for 12 months or 12,000 miles whatever comes first. | Yes | Yes |
Service checks, replacements and top ups. | According to the Alfa Romeo Brera schedule for your vehicle. | Covers the majority of checks included in most manufacturer service schedules. |
Range of engine oils that match or exceed the quality of the Alfa Romeo 's original oil. | Yes | Yes |
Does it uphold my Alfa Romeo Brera warranty? | Yes | It should but not proven in law |
Appointments available 6 days a week for complete convenience | Yes | Yes |
Available to book online | No – see pricing information below | Yes |
How much is a Alfa Romeo Brera Manufacturer Service?
We need to give you a quote that is specific to your car as the Manufacturer Service Schedule will vary depending on your car's age, model and mileage. Our quote will show the manufacturer's recommended time to complete the service plus parts, oil, any disposal charges and VAT.
Get a quote today – contact your nearest Kwik Fit centre
Please note: We are able to service the majority of vehicles at all of our service centres nationwide but some vehicle exclusions may apply. If your vehicle has a Digital Service Record (DSR) we will not be able to update or reset this.


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Equality of symbols
Eq is the function for determining whether two objects are identical (i.e., have the exact same store address in the current von Neumann implementation of Common Lisp). It is the same as equal in the ACL2 logic.
Eq is a Common Lisp function. In order to ensure conformance with Common Lisp, the ACL2 guard on eq requires at least one of the arguments to eq to be a symbol. Common Lisp guarantees that if x is a symbol, then x is eq to y if and only if x is equal to y. Thus, the ACL2 user should think of eq as nothing besides a fast means for checking equal when one argument is known to be a symbol. In particular, it is possible that an eq test will not even require the cost of a function call but will be as fast as a single machine instruction.
Function: eq
(defun eq (x y) (declare (xargs :guard (if (symbolp x) t (symbolp y)))) (equal x y))


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Pro football player Aaron Hernandez, who until today was a member of the New England Patriots, was charged with murder and other crimes in a Massachusetts courtroom Wednesday. He was arrested this morning and formally charged this afternoon, with authorities blaming him for the death of Odin Lloyd, 27, whose body was found on June 17.
A judge has ordered that Hernandez be held without bail.
Hernandez lives in North Attleboro, Mass., where state and local police arrested him at his house early Wednesday. He was arraigned in Attleboro District Court on charges of first-degree murder and five gun-related crimes in connection with the death of Lloyd, who had been shot.
After outlining their investigation for 25 minutes, prosecutors said "the evidence shows the defendant had the motives and the means to commit the crime."
The evidence reportedly includes surveillance footage, cellphone text messages, rental car records and elements of the crime scene.
Hernandez's attorney, Michael Fee, calls the evidence "circumstantial," saying that the case against his client was "not strong."
Hernandez is next due in court on July 24.
A tight end, the 23-year-old Hernandez is a three-year veteran of the NFL. After a standout career at the University of Florida, he was drafted by the Patriots in 2010. He played in the NFL's Pro Bowl and signed a $40 million contract extension with the Patriots last year.
The Patriots issued this statement when they released Hernandez Wednesday:
"A young man was murdered last week and we extend our sympathies to the family and friends who mourn his loss. Words cannot express the disappointment we feel knowing that one of our players was arrested as a result of this investigation. We realize that law enforcement investigations into this matter are ongoing. We support their efforts and respect the process. At this time, we believe this transaction is simply the right thing to do."
NFL spokesman Greg Aiello issued the following statement, via the NFL Network:
"The involvement of an NFL player in a case of this nature is deeply troubling. The Patriots have released Aaron Hernandez, who will have his day in court. At the same time, we should not forget the young man who was the victim in this case and take this opportunity to extend our deepest sympathy to Odin Lloyd's family and friends."
Copyright 2021 NPR. To see more, visit https://www.npr.org.