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Romans 4, James 2, and Abraham's Multiple Justifications
Catholics believe in Jesus Christ and His all-sufficient saving work on the cross (ours to receive by Grace Alone), just as Protestants do. We only deny an extreme Faith Alone position (which does not deny Grace Alone, since they are distinct).
St. Paul opposes grace and/or faith to works in Scripture, only in a particular sense: the "works" of Jewish ritualism by which the Jews gained their unique identity (e.g., circumcision). This is the crux of the new perspective on Paul, by Protestant scholars like James D. G. Dunn, E. P. Sanders, and N. T. Wright. The Wikipedia article on the movement gives a description of the central motif:
Paul's letters contain a substantial amount of criticism of "works of the law". The radical difference in these two interpretations of what Paul meant by "works of the law" is the most consistent distinguishing feature between the two perspectives. The old perspective interprets this phrase as referring to human effort to do good works in order to meet God's standards (Works Righteousness). In this view, Paul is arguing against the idea that humans can merit salvation from God by their good works (note the New Perspective agrees that we cannot merit salvation- the issue is what exactly Paul is addressing).
By contrast, new perspective scholars see Paul as talking about "badges of covenant membership" or criticizing Gentile believers who had begun to rely on the Torah to reckon Jewish kinship.
The Apostle Paul doesn't oppose grace, faith, and works, and in fact, constantly puts them together, in harmony, as I have shown, with 50 of his passages and color-coding, to make it easy to spot each conceptual category. A few examples:
1 Corinthians 15:10 But by the grace of God I am what I am, and his grace toward me was not in vain. On the contrary, I worked harder than any of them, though it was not I, but the grace of God which is with me.
2 Corinthians 6:1 Working together with him, then, we entreat you not to accept the grace of God in vain.
Grace and works are for Paul, quite hand-in-hand, just as faith and works are. The new perspective on Paul "gets" this. I'm glad to see it. We Catholics have maintained something like this for 2000 years, and have refused to dichotomize grace, works, and faith. We only pit grace against works insofar as we deny (with Protestants) Pelagianism: man cannot save himself. Trent is very clear on that. We don't teach works-salvation (we vigorously deny it), despite what the Lutheran confessions, Calvin, etc. wrongly (and frequently) assert about us.
Scripture doesn't teach faith alone at all; thus the fathers do not, either. In fact, the only time the phrase appears in the Bible, it is expressly denied:
James 2:24 You see that a man is justified by works and not by faith alone.
Paul states:
Romans 3:28 For we hold that a man is justified by faith apart from works of law. (cf. 3:20; 3:24: "justified by his grace as a gift")
But saying "justified by faith" is different from saying "justified by faith alone". The "works of the law" he refers to here are not all works, but things like circumcision. In other words, we are saved apart from Jewish rituals required under Mosaic Law. Paul makes clear that this is what he has in mind, in referencing circumcision in 3:1, asking rhetorically, "Are we Jews any better off? No, not at all" (3:9), multiple references to "the law" (3:19-21, 28, 31), and the following statement:
Romans 3:29-30 Or is God the God of Jews only? Is he not the God of Gentiles also? Yes, of Gentiles also, [30] since God is one; and he will justify the circumcised on the ground of their faith and the uncircumcised through their faith.
Paul is not against all "works" per se; he tied them directly to salvation, after all, in the previous chapter:
Romans 2:6-8 For he will render to every man according to his works: [7] to those who by patience in well-doing seek for glory and honor and immortality, he will give eternal life; [8] but for those who are factious and do not obey the truth, but obey wickedness, there will be wrath and fury.(cf. 2:13: "the doers of the law who will be justified")
Romans 4:5 And to one who does not work but trusts him who justifies the ungodly, his faith is reckoned as righteousness.
The Catholic interpretation is similar in many ways to the Lutheran; different in some other ways. Here is what the Navarre Commentary states about this passage:
The act of faith is the first step towards obtaining justification (= salvation). The Magisterium of the Church teaches that, usually, those who are making their way towards faith predispose themselves in this sense: moved and helped by divine grace they freely direct themselves towards God because they believe in the truth of Revelation and, above all, believe that God, in his grace, justifies the sinner "through the redemption which is in Christ Jesus" (Rom 3:24). This first act of faith moves the person to recognize and repent of his sins; to put his trust in God's mercy and to love him above all things; and to desire the sacraments and resolve to live a holy life (cf. Council of Trent, De iustificatione, chap. 6). God reckons this faith "as righteousness," that is to say, as something which deserves to be rewarded. It is not, therefore, good works that lead to justification; rather, justification renders works good and meritorious of eternal life. Faith opens up for us new perspectives. [bolding my own]
Paul uses the example of Abraham in Romans 4, in emphasizing faith, over against the Jewish works of circumcision as a supposed means of faith and justification (hence, he mentions circumcision in 4:9-12, and salvation to the Gentiles as well as Jews in 4:13-18).
Regular contributor to my blog, "Adomnan" offered some very helpful commentary on Romans 4:5:
. . . "the one who does not work but believes — I would translate "believes" rather than "trusts" here — him who justifies the ungodly" is not a generalization about all who believe, but refers specifically to Abraham. Paul sees Abraham at this point as typical of all Gentiles who believe, or perhaps as their exemplar or "father." However, Abraham is the sole person being spoken of.
[Dave's note: "trusts" in RSV for Romans 4:5 is pisteuo (Strong's word #4100), which is translated in the KJV "believe" or "believer" (1) or "believing" (1) 238 times out of 246 total appearances, or 97% of the time ("trust" also a few times) ]
When Paul says that Abraham "does not work," he isn't saying that Abraham has not done good works. In fact, Abraham had been justified since he responded to God's self-revelation in Ur and had done many good works worthy of being reckoned as righteous. Romans 4:5 is describing but one instance of a good work (an act of faith) that was reckoned as righteous.
In context, "does not work" means "is not doing the works of the Law:" that is, Abraham has not yet been circumcised and is still a Gentile. He does not do works of Jewish Law, works of Torah.
In Greek the phrase "the one who does not work" could be translated — clumsily — as "the non-working one," non-working not in the sense of not doing good works but in the sense of not doing works of Torah. Paul's use of the definite pronoun suggests he has a definite person in mind (Abraham).
In the second part, "believes on him who justifies the ungodly," the word "ungodly," in context, does not mean wicked. Abraham was not wicked at this stage in his life. He was already justified. It means "Gentile." "Ungodly" in Greek is asebes, a word that refers to the sphere of religious observance, and not to evil in a wider moral sense. Essentially, it means "non-observant" of the Jewish Law, or "impious" from the point of view of the Jewish Law (which would be the point of view of the Judaizers). We have no adequate word to render this concept in modern English, but "Gentile" comes closest.
Paul is saying that someone — Abraham in this case — could be "impious" from the point of view of the Jewish Law (i.e., a Gentile), but righteous from the point of view of God. "Justifies the ungodly" thus amounts to "regards the Gentile Abraham as righteous."
In sum, Paul is saying that God reckoned righteousness to Abraham (not for the first time!) while he was still a Gentile. And this is the same point that Paul makes throughout Romans 3 and 4; i.e., Gentiles don't have to become Jews to be judged righteous by God. They only have to respond to God's revelation with faith, as Abraham did while still as Gentile.
Or, to paraphrase all of Romans 4:5: "And to Abraham before he had done any works of Torah but still believed in Him who regards the Gentile as righteous, his belief was credited as an act of righteousness."
Abraham's justification is also discussed in James 2, and there it is explicitly tied in with works, thus providing a perfect complementary (very "Catholic") balance with Romans 4:
James 2:20-26 Do you want to be shown, you shallow man, that faith apart from works is barren? [21] Was not Abraham our father justified by works, when he offered his son Isaac upon the altar? [22] You see that faith was active along with his works, and faith was completed by works, [23] and the scripture was fulfilled which says, "Abraham believed God, and it was reckoned to him as righteousness"; and he was called the friend of God. [24] You see that a man is justified by works and not by faith alone. [25] And in the same way was not also Rahab the harlot justified by works when she received the messengers and sent them out another way? [26] For as the body apart from the spirit is dead, so faith apart from works is dead.
This is a wonderful cross-reference to Romans 4 in another respect: both cite the same Old Testament passage (Gen 15:6: seen in Rom 4:3 and James 2:23; also Gal 3:6). James, however, gives an explicit interpretation of the Old Testament passage, by stating, "and the scripture was fulfilled which says, . . ." (2:23). The previous three verses were all about justification, faith, and works, all tied in together, and this is what James says "fulfilled" Genesis 15:6. The next verse then condemns distinctive Protestant and Lutheran soteriology by disagreeing the notion of "faith alone" in the clearest way imaginable.
Scripture has to be interpreted as a harmonious whole. We Catholics can easily do that with these two passages: Roman 4 shows that the specific works of the Law that Jews lived by were not absolutely necessary for salvation, and that Abraham's faith was the key, while James 2 is discussing the organic connection between faith and works (in a general sense, using the willingness to sacrifice Issac as an example), thus showing how "faith alone" is a meaningless and unscriptural concept: faith can never be totally separated from works, except in initial justification, since (in Catholic teaching as well as Protestant) no work we do can bring us initially to justification: that is all God's grace.
James 2 is usually applied by Protestants to sanctification, but that is not what the passage says. It mentions "justified" (dikaioo: Strong's word #1344) three times (2:21, 24-25): the same Greek word used in Romans 4:2, as well as 2:13; 3:20, 24, 28; 5:1, 9; 8:30; 1 Corinthians 6:11; Galatians 2:16-17; 3:11, 24; 5:4; and Titus 3:7. If James actually meant sanctification, on the other hand, he could have used one of two Greek words ( hagiazo / hagiasmos: Strong's #37-38) that appear (together) 38 times in the New Testament (the majority of times by Paul himself).
Catholic apologist Jimmy Akin offers some great commentary about Abraham, and the multiple instances of his justification, as seen in these passages and others in Genesis:
But however attractive the single, once-for-all view of justification may be to some, there are serious exegetical considerations weighing against it. This may be seen by looking at how the New Testament handles the story of Abraham.
One of the classic Old Testament texts on justification is Genesis 15:6. This verse, which figures prominently in Paul's discussion of justification in Romans and Galatians, states that when God gave the promise to Abraham that his descendants would be as the stars of the sky (Gen. 15:5, cf. Rom. 4:18-22) Abraham "believed God and it was reckoned to him as righteousness" (Rom. 4:3). This passage clearly teaches us that Abraham was justified at the time he believed the promise concerning the number of his descendants.
Now, if justification is a once-for-all event, rather than a process, then that means that Abraham could not receive justification either before or after Genesis 15:6. However, Scripture indicates that he did both. First, the book of Hebrews tells us that "By faith Abraham obeyed when he was called to set out for a place that he was to receive as an inheritance, not knowing where he was going." (Hebrews 11:8) Every Protestant will passionately agree that the subject of Hebrews 11 is saving faith—the kind that pleases God and wins his approval (Heb. 11:2, 6)—so we know that Abraham had saving faith according to Hebrews 11.
But when did he have this faith? The passage tells us: Abraham had it "when he was called to go out to the place he would afterward receive." The problem for the once-for-all view of justification is that the call of Abraham to leave Haran is recorded in Genesis 12:1-4—three chapters before he is justified in 15:6. We therefore know that Abraham was justified well before (in fact, years before) he was justified in Gen. 15:6.
But if Abraham had saving faith back in Genesis 12, then he was justified back in Genesis 12. Yet Paul clearly tells us that he was also justified in Genesis 15. So justification must be more than just a once-for-all event.
But just as Abraham received justification before Genesis 15:6, he also received it afterwards, for the book of James tells us, "Was not our ancestor Abraham justified by works when he offered his son Isaac on the altar? You see that faith was active along with his works, and faith was brought to completion by the works. Thus the scripture was fulfilled that says, 'Abraham believed God, and it was reckoned to him as righteousness,' and he was called the friend of God." (James 2:21-23)
James thus tells us "[w]as not our ancestor Abraham justified … when he offered his son Isaac on the altar?" In this instance, the faith which he had displayed in the initial promise of descendants was fulfilled in his actions (see also Heb. 11:17-19), thus bringing to fruition the statement of Genesis 15:6 that he believed God and it was reckoned to him as righteousness.
Abraham therefore received justification—that is, a fuller fruition of justification—when he offered Isaac. The problem for the once-for-all view is that the offering of Isaac is recorded in Gen. 22:1-18—seven chapters after Gen. 15:6. Therefore, just as Abraham was justified before 15:6 when he left Haran for the promised land, so he was also justified again when he offered Isaac after 15:6.
Therefore, we see that Abraham was justified on at least three different occasions: he was justified in Genesis 12, when he first left Haran and went to the promised land; he was justified in Genesis 15, when he believed the promise concerning his descendants; and he was justified in Genesis 22, when he offered his first promised descendant on the altar.
As a result, justification must be seen, not as a once-for-all event, but as a process which continues throughout the believer's life.
[Footnote: Protestants often object to this understanding of James 2, claiming that in that passage Abraham was said to be justified before men rather than before God. There are abundant exegetical reasons why this is not the case. Abraham was justified before God by offering Isaac, as will be shown in our chapter on progressive justification. But once the Protestant recognizes that the Bible teaches in Hebrews 11:8 that Abraham was already justified before he was justified in Genesis 15:6, there is not nearly so much motive to try to twist James 2:21-23 into meaning something else. Hebrews 11:8 already showed that justification is a process, and James 2:21-23 merely confirms that fact.]
(Salvation Past, Present, and Future; a somewhat expanded printed version of this argument occurs in his book, The Salvation Controversy [San Diego: Catholic Answers, 2001], 19-21)
As for Romans 7 (another common Protestant prooftext for their view of justification): the human difficulties with sin described there find their solution in the redemption through Jesus that Paul describes in Romans 8: one of the most fabulous chapters in the Bible. And at the climax of that chapter Paul makes reference to necessary works:
Romans 8:16-17 it is the Spirit himself bearing witness with our spirit that we are children of God, [17] and if children, then heirs, heirs of God and fellow heirs with Christ, provided we suffer with him in order that we may also be glorified with him.
We have to be willing to undergo voluntary suffering in order to receive this justification and salvation, which is a work. It's not doing nothing whatsoever besides accepting the free gift; otherwise all the words after "provided" wouldn't be there, because they make no sense: talking about doing something when it is a completely free gift. Other passages in the chapter imply works as well: "walk not according to the flesh" (8:4), "those who live according to the Spirit" (8:5), and "if by the Spirit you put to death the deeds of the body you will live" (8:13). Being an heir of Christ and glorification is conditional upon the suffering ("provided we suffer . . ."); therefore it is not faith alone; it is tied directly to a work (of sorts) and sanctification.
This is all in accord with judgment passages. I found 50. All of them without exception discuss works as the criterion for eternal life and salvation, while faith alone is never mentioned. Faith occurs a few times, but always in conjunction with works.
Justification is described in the Bible as having a past (Rom 5:1-2, 1 Cor 6:11), present (Rom 5:9; Phil 2:12), and future orientation (Rom 2:13; 3:20; Gal 5:5). Protestants generally contend that it is "a one-time event". We say it is not a one-time event because it is multiple and perpetual. If Scripture refers to it in three tenses, then multiple occurrence is the most plausible interpretation.


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Art Family Residence
project type:
Considering the physical, mental, and emotional needs of people, interior designers use human-centered approaches to address how we live today. Creating novel approaches to promoting health, safety, and welfare, contemporary interiors are increasingly inspired by biophilia as a holistic approach to promoting health, safety, and welfare, contemporary interiors are increasingly inspired by biophilia as a holistic approach to design. By definition, interior design encompasses diverse aspects of our environment. The discipline extends to building materials and finishes; casework, furniture.
Biophilia is the idea that humans possess an innate tendency to seek connections with nature. The term translates to 'the love of living things' in ancient Greek (philia = the love of / inclination towards), and was used by German-born American psychoanalyst Erich Fromm in The Anatomy of Human Destructiveness (1973), which described biophilia as "the passionate love of life and of all that is alive." The term was later used by American biologist Edward O. Wilson in his work Biophilia (1984), which proposed that the tendency of humans to focus on and to affiliate with nature and other life-forvms.
Design in Details
In design, we bring characteristics of the natural world into built spaces, such as water, greenery, and natural light, or elements like wood and stone. Encouraging the use of natural systems and processes in design allows for exposure to nature, and in turn, these design approaches improve health and wellbeing. There are a number of possible benefits, including reduced heart rate variability and pulse rates, decreased blood pressure, and increased activity in our nervous systems, to name a few.
Over time, our connections to the natural world diverged in parallel with technological developments. Advances in the 19th and 20th centuries fundamentally changed how people interact with nature. Sheltered from the elements, we spent more and more time indoors. Today, the majority of people spend almost 80-90% of their time indoors, moving between their homes and workplaces. As interior designers embrace biophilia.
kitchen area
Incredible Result
Establishing multi-sensory experiences, we can design interiors that resonate across ages and demographics. These rooms and spaces connects us to nature as a proven way to inspire us, boost our productivity, and create greater well-being. Beyond these benefits, by reducing stress and enhancing creativity, we can also expedite healing. In our increasingly urbanized cities, biophilia advocates a more humanistic approach to design. The result is biophilic interiors that celebrate how we live, work and learn with nature.


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The biggest winter storm this season is causing delays, cancellations and has brought traffic to a near-standstill in the Plains and Midwest, but it's providing much-needed relief for drought-stricken farmers.
Winter Storm 'Q' has dumped up to 17 inches of wind-swept snow in parts of Kansas and Missouri and is expected to extend its reach well into the Midwest on Friday.
Sharon Watson, a spokeswoman for the Kansas Division of Emergency Management, says major highways have been reopened, but police are still checking for any drivers who might be in trouble.
Teams from the Kansas National Guard are also patrolling state highways.
Frank Morris of member station KCUR reports from Kansas City, Mo., that the storm has "triggered dozens and dozens of accidents in Iowa, Nebraska, Oklahoma and Missouri, and shut down a 200-mile stretch of I-70."
In parts of Kansas City, stuck cars, trucks and buses rendered the streets impassible even to snowplows, Morris says.
Seth Jones, driving an orange dump truck with a huge blade out from, had to step down to push cars by hand because he couldn't get through.
"The bus is in the way and cars [are] in the way," he told Morris.
Jimmy Jackson had been trying for two hours to get into work, only to find it closed once he finally made it.
"So, I'm on my way back to the house now," he said.
The Associated Press reports:
Northern Oklahoma saw more than 13 inches, while Missouri's biggest snow total was 10 inches, shared by the Kansas City metropolitan area. But in Kansas, 17 inches of snow fell in Hays and nearly the same amounts in a handful of other cities. Farther east in Topeka, 3 inches of snow fell in only 30 minutes ...
But Weather Underground meteorologist Jeff Masters says the storm will "put a noticeable dent in the Great Drought of 2012 - 2013 over the Midwest."
According to Masters:
A second storm due to move through the region on Monday will provide a bit of additional help. The twin storms promise to drop more than an inch of rain (or liquid equivalent rain, for regions like Kansas and Nebraska getting heavy snow.) Many areas of the drought region should enjoy their wettest day in months on Thursday.
Copyright 2013 NPR. To see more, visit www.npr.org.


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In Pakistan, militants armed with heavy weapons have attacked a prison not far from the border with Afghanistan. According to police, around 250 prisoners were freed. The Pakistani Taliban is taking responsibility for the violent attack, which included mortars and rocket-propelled grenades. The hours-long middle-of-the-night battle left at least a dozen people dead, guards and civilians. With us now from the capital Islamabad is Sebastian Abbot. He's the bureau chief for the Associated Press there, and thank you for joining us.
SEBASTIAN ABBOTT: Sure. My pleasure.
MONTAGNE: So tell us more about this jail break. It seems like this assault went on for hours.
ABBOTT: It began at about 11:30 p.m. on Monday night when dozens of militants approached the jail in vehicles and on motorcycles. The attack lasted for about four and a half hours when the militants finally escaped with over 250 prisoners. The militants began by setting off bombs along the walls of the jail, a huge explosion at first and then dozens of smaller bombs were set up that collapsed the walls of the jail and allowed a smaller group of militants to zoom in on motorcycles.
Intelligence officials said those militants were disguised in police uniforms. They rode in. They actually had megaphones. They were calling out the names of specific prisoners they were looking for. They went around and blew open the cells to release the various prisoners and then, even though they were battling with security forces, managed to escape.
MONTAGNE: Well, it sounds like the security people at the prison were outgunned.
ABBOTT: Yeah, it was a very large group of militants that attacked the prison. Intelligence officials say at least around 70 militants. The Pakistani Taliban actually claimed it was about twice that number, and even though the army came in and reinforced the police who were trying to protect the prison, it just seems like they were outgunned.
MONTAGNE: And who were they looking to free? You say they were calling out names of particular prisoners.
ABBOTT: It's unclear at this point exactly who the prisoners they were calling out were. We do know that out of the more than 250 prisoners that were freed, officials have identified 25 of those as dangerous terrorists, but they haven't actually provided the names yet, so we don't know which particular militants they managed to free.
MONTAGNE: But one imagines all of this effort was in the direction of trying to get their own people out of that prison.
ABBOTT: Yeah, exactly. I mean it resembles an attack that they carried out over a year ago in April 2012. They attacked a prison elsewhere in the northwest and freed several hundred prisoners, including at least 20 significant militants. One of them was a guy, Adnan Rasheed, who actually gained attention recently because he wrote a letter to teenage activist Malala Yousefzai, who was shot by the Taliban earlier this year, basically saying he wished she hadn't been attacked and said she was targeted for speaking ill of the Taliban.
So clearly in that prison break, they were very focused on freeing a very important militant in their group, so I wouldn't be surprised if it was the same thing this time. We just don't yet know who the specific militants were.
MONTAGNE: I gather that the police there have imposed a curfew on the city and are asking residents to stay inside. I mean what's going on? How likely it is that they're going to be able to round up these prisoners?
ABBOTT: It could be difficult. Dera Ismail Khan, the town, is very close to Pakistan's tribal region, a major militant sanctuary, and I wouldn't be surprised if many of the prisoners and the militants escaped in that direction, an area where it would be more difficult for authorities to track them down.
MONTAGNE: The tribal regions where it's very hard for Pakistani authorities to get in.
ABBOTT: Yeah. It's a more remote area, most developed where the Taliban has historically had their main sanctuaries in the country.
MONTAGNE: Thank you very much for joining us.
ABBOTT: Sure, my pleasure.
MONTAGNE: Sebastian Abbott is the AP bureau chief in Islamabad, Pakistan. Transcript provided by NPR, Copyright NPR.


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Estimated Net Promoter Score is
Foro3d.com's Net Promoter Score is based on responses to a single question, typically on a scale from 0 to 10:
"How likely are you to recommend Foro3d.com to a friend or colleague?
Foro3d.com's promoters are those who respond with a score of 9 to 10, and they are likely to create most value, such as buying more, remaining customers for longer, and making more positive referrals to other potential customers. Detractors, responding with a score of 0 to 6 are believed to be less likely to exhibit the value-creating behaviors.
Responses of 7 and 8 are labeled passives, and their behavior falls in the middle of promoters and detractors.
The Net Promoter Score of Foro3d.com is a number from -100 to 100 calculated by subtracting the percentage of detractors from the percentage of customers who are Promoters.
NPS is a customer loyalty metric that measures customers' willingness to not only return for another purchase or service but also make a recommendation to their family, friends or colleagues.
It is a powerful and effective technique, which can greatly increase a company's revenue if used properly.
The main advantages of NPS are close correlation with a company's growth and easy collection, interpretation and communication of the data.
Yes, it is.
Net Promoter Score is a number from -100 from 100.
Scores higher than 0 are typically considered to be good and scores above 50 are considered to be excellent.
The final Net Promoter Score of a company strongly depends on a context in which the satisfaction is measured.
Consider an example: If Foro3d.com sends out NPS surveys immediately after purchase, they are tracking their customers' initial excitement and the checkout experience.
On the other hand, if they survey their customers a few weeks after the purchase they are also tracking how satisfied their customers are with their products and services over time.
Therefore, comparing the NPS score of Foro3d.com with your own without any further context is not that useful.
What is extremely useful though, is using the NPS methodology to track the satisfaction of your customers over time. That's where Customer.guru comes in.
After successfully using Net Promoter Score for our own e-commerce projects, we have decided to let anyone benefit from what we've learned.
We have founded Customer.guru in 2016 to help e-shops, SaaS services and startups better understand their customers, improve their services and increase their revenues.
Customer.guru is an easy-to-setup tool for tracking segmented customer satisfaction using Net Promoter Score.
We have estimated the Net Promoter Score of Foro3d.com based on the publicly available information
including the sentiment of the company-related tweets, 3rd party reviews, and Alexa ratings.
Do you think this information is incorrect? Report incorrect information. Do you have more accurate data? Submit NPS score.


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6th and Race Streets in Historic Philadelphia
The Experience
One of Philadelphia´s newest historic attractions is also one of its oldest.
Franklin Square, one of the five public squares that William Penn laid out in his original plan for the city, has undergone a dramatic renovation.
The park now boasts several all new, family-friendly attractions, including a miniature golf course, a classic carousel, storytelling benches, a picnic area and more.
Mini Golf
At Philly Mini Golf, an 18-hole miniature golf course decorated with some of Philadelphia´s favorite icons, play a round of putt-putt and learn a little history at the same time.
Close your eyes and take a nostalgic ride on the Philadelphia Park Liberty Carousel, a classic tribute to Philadelphia´s great heritage of carousel-making. It´s sure to be a instant kid favorite.
Storytelling Benches
Then catch up on your history at one of the storytelling benches located throughout the park, where you can hear tales of Franklin Square´s past, or learn about the many communities touched by the Square, courtesy of the friendly storytellers of Once Upon a Nation.
And emanating from the corners of the historic park, four new herringbone brick walking paths with nighttime lighting bring even more charm to the Square after dark. The paths lead to the centerpiece of the Square, the Franklin Square Fountain, a marble masterpiece built in 1838 surrounded by wrought iron fences, which is currently still going under cosmetic restoration.
The History
Originally named "North East Publick Square," the 7.5-acre green is one of five original squares that William Penn laid out in his original plan of the city in 1682. The Square was renamed in honor of Benjamin Franklin in 1825.
Over the years, the area has been used as a cattle pasture, a horse and cattle market, a burial ground, a drill and parade ground for the American military during the War of 1812 and, finally, a city park.
In 1837, the city made Franklin Square into a public park and an elegant fountain was constructed in its center, a fountain thought to be the oldest surviving fountain in William Penn´s five historic squares. The others are Rittenhouse, Washington, Logan and Center Square, where City Hall is now located.
Just in time for summer, Franklin Square has opened SquareBurger, a Stephen Starr-run "burger shack" selling summer staples: hot dogs, fries, milkshakes (made with Tasty Kakes) and, of course, hamburgers and cheeseburgers.
SquareBurger is open until October – perfect for a couple bites between rounds of miniature golf!
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One of our readers here at Copenhagenize is Piet de Jong, Professor of Actuarial Studies at Macquarie University in Sydney.
He dropped me a line last month when he published a mathematical health benefit model that puts a price on helmet laws and we're pleased to include it here. Evaluating the Health Benefit of Bicycle Helmet Laws.
His work suggests that Australia's all-ages bicycle helmet laws incur a health cost to the nation of more than a half a billion dollars [AUD] every year. In other words, there is now evidence that bicycle helmet laws have a direct, negative impact on Australian health costs. They amount to $301 million a year and a total cost of $519 million when combined with the non-health costs of the law.The model's mathematical formula uses various inputs, including the exercise benefits of cycling, head injury percentages and reductions in cycling popularity due to helmet laws.Professor de Jong has a spreadsheet with which his formula can be calculated using inputs from other regions. It's available online and if you know the stats for your country, you can do your own calculations.
He has further calculated that if America adopted nationwide helmet laws like those in Australia, the USA would suffer a health cost of $4.75 billion every year.In Great Britain, nationwide all-age helmet laws would result in a health cost of $400 million per year and the Netherlands would be incredibly hard hit and suffer a $1.9 billion annual loss.Here's the abstract for the paper: A model is developed which permits the quantitative evaluation of the benefit of bicycle helmet laws. The efficacy of the law is evaluated in terms of the percentage drop in bicycling, the percentage increase in the cost of an accident when not wearing a helmet, and a quantity here called the "bicycling beta." The approach balances the health benefits of increased safety against the health costs due to decreased cycling. Using estimates suggested in the literature of the health benefits of cycling, accident rates and reductions in cycling, suggest helmets laws are counterproductive in terms of net health. The model serves to focus the bicycle helmet law debate on overall health as function of key parameters: cycle use, accident rates, helmet protection rates, exercise and environmental benefits.Empirical estimates using US data suggests the strictly health impact of a US wide helmet law would cost around \$5 billion per annum. In the UK and The Netherlands the net health costs are estimated to be \$0.4 and \$1.9 billion, respectively.
Let's hope certain Danish politicians are listening.
Via: Prof. Piet de Jong and also www.cycle-helmets.com in Australia.


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Thai Corner LLC
Address: 486 Royer Drive suite 101, Lancaster 17601, Pennsylvania, United States
Public phone: +1 717 824 4038
Menu currency: USD
These Terms and Conditions apply when ordering online from:
Thai Corner LLC
Thai Corner LLC
Address: 486 Royer Drive suite 101, Lancaster 17601, Pennsylvania, United States
Public phone: +1 717 824 4038
Menu currency: USD
(hereinafter referred to as the "Restaurant" or "We" or "Us")
These Terms and Conditions apply to you as a client for online ordering (hereinafter referred to as "you" or the"user" or the "client")
Subject to applicable legal regulations in force, We may, in our discretion, from time to time amend or otherwise modify the Terms and Conditions of Use. We recommend that You carefully read, each time you order online, the Terms and Conditions as they may affect your rights.
These Terms and Conditions describe the general online ordering terms and conditions between Us and You and different rights and obligations of the Parties.
For the sake of clarity, these Terms and Conditions apply (also) in case of online ordering through the application (hereinafter referred to as the "online ordering application" or the "application"; the applications is the online ordering application used by the Client to place its order for different products and/or services (hereinafter referred to as the "products" and/or "services").
The online ordering application is owned and operated by the licensor of the license agreement regarding the use of the application in order to order online.
Without affecting the generality of the present Terms and Conditions and for the sake of clarity You must also respect the license agreement regarding the use of the application in order to order online.
The Restaurant shall make all the necessary diligences to ensure that the information in relation with the online ordering is accurate and reliable. However, this cannot be infallible and errors may sometimes occur. You should take appropriate steps to verify all information in relation with the online ordering before using it. To the maximum extent permitted according to the applicable law, the Restaurant disclaims any warranty or representation of any kind, whether express or implied, as to any matter whatsoever relating to the online ordering, including without limitation the availability of the online ordering application.
The Restaurant may from time to time revise the information in relation with the online ordering application and/or process and reserves the right to make such changes without any obligation to notify any past, current or prospective clients. In no event shall the Restaurant be liable for any indirect, special, incidental or consequential damages arising out of any use of the information contained herein and/or in relation with the online ordering process.
By ordering online, you acknowledge and agree that the use of the online ordering application and/or processes at your own risk and the maximum extent permitted according to the applicable law, in no circumstances, shall We be liable for any direct, indirect, incidental, special, consequential, or punitive damages, losses, costs or expenses nor for any loss of profit that results from the use of, or inability to use this online ordering and/or any application and/or material on any site linked to this online ordering application (including but not limited to any viruses or any other errors or defects or failures in computer transmissions or network communications) even if We have been advised of the possibility of such damage. In addition, no liability can be accepted by Us in respect of any changes made to the content of the online ordering application and/or process by unauthorized third parties. All express or implied warranties or representations are excluded to the maximum extent permitted according to the applicable law.
The online ordering application and/or process may include content, information or links to third parties or third party sites. The Restaurant is not responsible for the content of any such sites or neither for the content of any third party advertising or sponsorship nor for compliance of such with any regulations. The links may be accessed at the user's own risk and the Restaurant makes no representations or warranties about the content, completeness, or accuracy of these links or the sites hyperlinked to this ordering online application. You agree to hold harmless and relieve the Restaurant from any liability whatsoever arising from your use of information from a third party or your use of any third-party website.
Except otherwise expressly mentioned, all the information in relation with the online ordering application (including without limitation the images, buttons and text) are property and/or available with the permission of the licensor of the license agreement regarding the use of the application in order to order online and holds usage rights over them and, may not be copied, distributed, or reproduced or transmitted in any form or by any mean, electronic, mechanical, photocopying, recording or otherwise, without its prior written permission.
The content referring to specific products (e.g. food items), arrangement and texts layout of the online ordering application and/or process, the trademarks, and any other content, are proprietary and are protected according with the legal regulations in force and cannot be used in any way without the express written permission of the Restaurant.
The Client does not obtain any license or right regarding the information in relation with the online ordering and/or application.
If you decide to order online using the online ordering application, you may be asked to provide full contact details and/or to create an account and you may need to accept cookies. You must keep your data confidential and must not disclose it to anyone. The Restaurant reserves the right to suspend the use of the online ordering application and/or process if you breach the Terms and Conditions.
You acknowledge and agree that all orders are treated as an express intention to purchase the nominated products and/or services for the agreed online prices and We treat this as an binding offer from you to purchase such products and services. Any variations must be in writing, otherwise they will not be binding on either party.
The acceptance of any order for any of the products and/or services shall be at the entire discretion of the Restaurant. Our acceptance of an order may occur when you receive an on-screen message and/or email notification and/or an SMS, confirming your order.
The Restaurant reserves the right to refuse any service, terminate your access to the online ordering application and/or process, remove or edit any content or accept your order/s in its sole discretion and without prior notice to you.
The Restaurant's online ordering application must only be used by persons over the age of eighteen (18) years, or the minimum legal age as permitted by the law or otherwise under the supervision of an adult or guardian.
Any products and/or services provided through the online ordering application are done so on an "as is" and "if available" basis and the Restaurant expressly excludes any warranties, conditions, representations or other terms with respect to the online ordering or the content or products displayed on it, whether express or implied, unless expressly stated to the contrary.
The pictures of the products are for presentation only. The ordered products may have differences (e.g. color, form, etc.) towards the photos existing on the site. The Restaurant is not liable in any way if the description of products is not complete.
Delivery orders are also subject to: i)Your address falling in the defined delivery area of the Restaurant; ii)Availability of the restaurant being online for accepting online orders; iii) Your Order may be subject to a minimum amount per order;
You can pay by any of the methods listed in our checkout screen. Please make sure that if your order is placed using a credit or debit card, the card is valid on the date of your order placement. The Restaurant may provide no refunds to the orders paid online. Contact Us directly to settle any payment dispute or refund claim.
You may be automatically directed to an online listing referring to Your nearby Restaurant service location. Please note that prices, minimum spend restrictions and maximum cash spend restrictions vary from location to location. In addition, if you order on-line, the price charged may be different to the price for the Products had they been ordered in-store or by telephone.
The online order once placed cannot be modified or cancelled either through the website or offline by calling the restaurant. Anyhow, if you wish to cancel or complain about your order, please call your local restaurant service location, details of which will be included in the confirmatory e-mail sent to you upon placing your order and We can see how we can help you.
We will aim to provide you with your ordered products as close as possible to your requested delivery/collection time but we cannot guarantee the delivery time in all the cases. Delivery time may be affected due to bad weather or traffic conditions. This is to ensure the safety of our riders. Delivery service may be temporarily unavailable in selected areas due to bad weather or unforeseen circumstances.
The Client agrees to accept delivery of the Products at the agreed time and place of delivery. If you have chosen for the Products to be delivered, the Restaurant will deliver the order to the main entrance of the delivery address but any deliveries carried into the delivery address will only be made if the driver and you consent to this. If you are not present to take delivery of the goods at the address given in your order, then We will not refund you the price for your order and will charge you for the full amount of your order.
Risk in the Products shall pass to the Client on delivery. Any software service/software is used and/or downloaded at your own risk. If you are in any doubt as to the suitability of the software service/software to be used and/or downloaded for your computer it is recommended that you obtain specialist advice before using and/or downloading it.
You are responsible for maintaining the confidentiality of your personal details, password and payment details. You agree to accept full responsibility for all your activities in relation with the online ordering (application).
You may not assign, sub-license or otherwise transfer any of your rights under these terms and conditions. In case any provision of this agreement is and/or becomes void, illegal, invalid or inapplicable, it shall not affect the validity or the applicability of the other contractual clauses, which shall continue to be in force and to produce legal effects as if the void, illegal, invalid or inapplicable clause was not part of this agreement.
This Terms and Conditions do not affect your statutory rights.
The Restaurant trademarks, as well as the related trademarks of others and related proprietary property are protected from copying and simulation under national and international laws and are not to be reproduced or copied without the express written permission of the Restaurant.
To the fullest extent permitted by law, the Restaurant excludes all liability arising out of its supply of the Products and in particular shall not be responsible for any loss or damage, arising directly or indirectly out of or in connection with delay beyond the estimated delivery or pickup time; any circumstances over which the Restaurant had no control of the consequences and which the Restaurant could not avoid by the exercise of reasonable care, or any indirect or unforeseeable loss suffered or incurred by the Client or others. In any event, the Restaurant's liability to the Client shall not exceed the total price charged for the relevant products/and or services.
This terms and Conditions shall be governed by and construed in accordance with the laws of the country in which the Restaurant is headquartered and the Restaurant and any dispute arising out of or in connection with these shall be settled by the competent courts from the headquarter of the Restaurant, excluding the possibility of reference to conflict of laws.


text:
Locations in Holden, MA
. Santander Bank | BranchBranch164 Reservoir Street holden, MA 01520(508) 829-3118Open during store hours
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text:
"Actions For Now" Outdoor Throw Pillow
Rodney White
$ 49.00
No longer confined to the inside, you can now share your Rodney White art with everyone in the neighborhood. Bring your yard to life with this soft, weather-resistant pillow.
- Weather and fade-resistant 100% spun polyester
- Printed on front and back
- Blown and Closed
- Custom made for every order
- Estimated ship date: 5-7 business days
Please note, there is a .5-1" tolerance on all printed textile products


text:
Netty is
an asynchronous event-driven network application framework
for rapid development of maintainable high performance protocol servers & clients.
Netty is an NIO client server framework which enables quick and easy development of network applications such as protocol servers and clients. It greatly simplifies and streamlines network programming such as TCP and UDP socket server.
'Quick and easy' doesn't mean that a resulting application will suffer from a maintainability or a performance issue. Netty has been designed carefully with the experiences earned from the implementation of a lot of protocols such as FTP, SMTP, HTTP, and various binary and text-based legacy protocols. As a result, Netty has succeeded to find a way to achieve ease of development, performance, stability, and flexibility without a compromise.
- Unified API for various transport types - blocking and non-blocking socket
- Based on a flexible and extensible event model which allows clear separation of concerns
- Highly customizable thread model - single thread, one or more thread pools such as SEDA
- True connectionless datagram socket support (since 3.1)
Ease of use
- Well-documented Javadoc, user guide and examples
No additional dependencies, JDK 5 (Netty 3.x) or 6 (Netty 4.x) is enough
- Note: Some components such as HTTP/2 might have more requirements. Please refer to the Requirements page for more information.
- Better throughput, lower latency
- Less resource consumption
- Minimized unnecessary memory copy
- Complete SSL/TLS and StartTLS support
- Release early, release often
- The author has been writing similar frameworks since 2003 and he still finds your feed back precious!


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(Concerning Dangers From Foreign Force and Influence)
For the Independent Journal
Wednesday, November 7, 1787
To the People of the State of New York:
MY LAST paper assigned several reasons why the safety of the people would be best secured by union against the danger it may be exposed to by JUST causes of war given to other nations; and those reasons show that such causes would not only be more rarely given, but would also be more easily accommodated, by a national government than either by the State governments or the proposed little confederacies.
But the safety of the people of America against dangers from FOREIGN force depends not only on their forbearing to give JUST causes of war to other nations, but also on their placing and continuing themselves in such a situation as not to INVITE hostility or insult; for it need not be observed that there are PRETENDED as well as just causes of war.
It is too true, however disgraceful it may be to human nature, that nations in general will make war whenever they have a prospect of getting anything by it; nay, absolute monarchs will often make war when their nations are to get nothing by it, but for the purposes and objects merely personal, such as thirst for military glory, revenge for personal affronts, ambition, or private compacts to aggrandize or support their particular families or partisans. These and a variety of other motives, which affect only the mind of the sovereign, often lead him to engage in wars not sanctified by justice or the voice and interests of his people. But, independent of these inducements to war, which are more prevalent in absolute monarchies, but which well deserve our attention, there are others which affect nations as often as kings; and some of them will on examination be found to grow out of our relative situation and circumstances.
With France and with Britain we are rivals in the fisheries, and can supply their markets cheaper than they can themselves, notwithstanding any efforts to prevent it by bounties on their own or duties on foreign fish.
With them and with most other European nations we are rivals in navigation and the carrying trade; and we shall deceive ourselves if we suppose that any of them will rejoice to see it flourish; for, as our carrying trade cannot increase without in some degree diminishing theirs, it is more their interest, and will be more their policy, to restrain than to promote it.
In the trade to China and India, we interfere with more than one nation, inasmuch as it enables us to partake in advantages which they had in a manner monopolized, and as we thereby supply ourselves with commodities which we used to purchase from them.
The extension of our own commerce in our own vessels cannot give pleasure to any nations who possess territories on or near this continent, because the cheapness and excellence of our productions, added to the circumstance of vicinity, and the enterprise and address of our merchants and navigators, will give us a greater share in the advantages which those territories afford, than consists with the wishes or policy of their respective sovereigns.
Spain thinks it convenient to shut the Mississippi against us on the one side, and Britain excludes us from the Saint Lawrence on the other; nor will either of them permit the other waters which are between them and us to become the means of mutual intercourse and traffic.
From these and such like considerations, which might, if consistent with prudence, be more amplified and detailed, it is easy to see that jealousies and uneasinesses may gradually slide into the minds and cabinets of other nations, and that we are not to expect that they should regard our advancement in union, in power and consequence by land and by sea, with an eye of indifference and composure.
The people of America are aware that inducements to war may arise out of these circumstances, as well as from others not so obvious at present, and that whenever such inducements may find fit time and opportunity for operation, pretenses to color and justify them will not be wanting. Wisely, therefore, do they consider union and a good national government as necessary to put and keep them in SUCH A SITUATION as, instead of INVITING war, will tend to repress and discourage it. That situation consists in the best possible state of defense, and necessarily depends on the government, the arms, and the resources of the country.
As the safety of the whole is the interest of the whole, and cannot be provided for without government, either one or more or many, let us inquire whether one good government is not, relative to the object in question, more competent than any other given number whatever.
One government can collect and avail itself of the talents and experience of the ablest men, in whatever part of the Union they may be found. It can move on uniform principles of policy. It can harmonize, assimilate, and protect the several parts and members, and extend the benefit of its foresight and precautions to each. In the formation of treaties, it will regard the interest of the whole, and the particular interests of the parts as connected with that of the whole. It can apply the resources and power of the whole to the defense of any particular part, and that more easily and expeditiously than State governments or separate confederacies can possibly do, for want of concert and unity of system. It can place the militia under one plan of discipline, and, by putting their officers in a proper line of subordination to the Chief Magistrate, will, as it were, consolidate them into one corps, and thereby render them more efficient than if divided into thirteen or into three or four distinct independent companies.
What would the militia of Britain be if the English militia obeyed the government of England, if the Scotch militia obeyed the government of Scotland, and if the Welsh militia obeyed the government of Wales? Suppose an invasion; would those three governments (if they agreed at all) be able, with all their respective forces, to operate against the enemy so effectually as the single government of Great Britain would?
We have heard much of the fleets of Britain, and the time may come, if we are wise, when the fleets of America may engage attention. But if one national government, had not so regulated the navigation of Britain as to make it a nursery for seamen–if one national government had not called forth all the national means and materials for forming fleets, their prowess and their thunder would never have been celebrated. Let England have its navigation and fleet–let Scotland have its navigation and fleet–let Wales have its navigation and fleet–let Ireland have its navigation and fleet–let those four of the constituent parts of the British empire be be under four independent governments, and it is easy to perceive how soon they would each dwindle into comparative insignificance.
Apply these facts to our own case. Leave America divided into thirteen or, if you please, into three or four independent governments–what armies could they raise and pay–what fleets could they ever hope to have? If one was attacked, would the others fly to its succor, and spend their blood and money in its defense? Would there be no danger of their being flattered into neutrality by its specious promises, or seduced by a too great fondness for peace to decline hazarding their tranquillity and present safety for the sake of neighbors, of whom perhaps they have been jealous, and whose importance they are content to see diminished? Although such conduct would not be wise, it would, nevertheless, be natural. The history of the states of Greece, and of other countries, abounds with such instances, and it is not improbable that what has so often happened would, under similar circumstances, happen again.
But admit that they might be willing to help the invaded State or confederacy. How, and when, and in what proportion shall aids of men and money be afforded? Who shall command the allied armies, and from which of them shall he receive his orders? Who shall settle the terms of peace, and in case of disputes what umpire shall decide between them and compel acquiescence? Various difficulties and inconveniences would be inseparable from such a situation; whereas one government, watching over the general and common interests, and combining and directing the powers and resources of the whole, would be free from all these embarrassments, and conduce far more to the safety of the people.
But whatever may be our situation, whether firmly united under one national government, or split into a number of confederacies, certain it is, that foreign nations will know and view it exactly as it is; and they will act toward us accordingly. If they see that our national government is efficient and well administered, our trade prudently regulated, our militia properly organized and disciplined, our resources and finances discreetly managed, our credit re-established, our people free, contented, and united, they will be much more disposed to cultivate our friendship than provoke our resentment. If, on the other hand, they find us either destitute of an effectual government (each State doing right or wrong, as to its rulers may seem convenient), or split into three or four independent and probably discordant republics or confederacies, one inclining to Britain, another to France, and a third to Spain, and perhaps played off against each other by the three, what a poor, pitiful figure will America make in their eyes! How liable would she become not only to their contempt but to their outrage, and how soon would dear-bought experience proclaim that when a people or family so divide, it never fails to be against themselves.


text:
Oh My God 4 Of July Poster Tshirt
Our T-Shirts are individually customized and printed for every single order. Please know that your order will be carefully handled with the highest quality we can provide.This is a 100% 6.0 ounce Cotton Front Print T Shirt screen printed in color ink. All our shirts are custom made using the finest inks and materials. We never use heat transfers or sublimation dyes that peel and crack after the first few washes. Better quality at an affordable price.
All designs are made to order and printed on premium quality fitted tees. You won't find softer, lighter, or more comfortable t-shirts out there. They are made with 100% ring-spun combed cotton, which makes them look nicer, softer, and overall higher quality than that of your standard t-shirt. The fabric is also pre-laundered to reduce shrinkage.
+ MATERIAL : COTTON, HIGH QUALITY INK (Eco Friendly & Natural)
+ SIZE & SIZE CHART : Please check our size chart and order the correct size. As these T-Shirts are customized per order, they are non returnable and can not be exchange for another size.
Oh My God 4 Of July Poster Tshirt
WOMEN'S FITTED SHIRTS- if you are looking for a more contoured, form fitting look, then this is the shirt for you. They may run a little on the smaller side, so consider ordering a size larger if you are in between sizes.
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SHIPPING OPTIONS: You can choose from standard USPS First Class shipping which typically takes 3-5 business days.
INTERNATIONAL SHIPPING: Orders are shipped USPS First Class with estimated delivery of 5-9 business days, once shipped (not including order production time). In some rare cases shipment time can take up to 15 days depending on customs holds for your country.
RETURNS & EXCHANGES: Because each item is made to order, all sales are final. PLEASE TAKE THE TIME TO USE THE SIZE CHART TO ENSURE THE SHIRT WILL FIT PRIOR TO PURCHASING.
I'm happy to help answer questions, so please contact me
Thank you for buy "Nevertheless She Persisted Tshirt"


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Best Regards Amal
I would like to attend your Cardiology seminars please kindly send details of your weekly seminars. Thank you
Treasure Ntombikayise NtibaneCRAFT TUTOR BUSINESS OPPORTUNITY
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Sincerely ScottGYMNASTICS COACH NEEDED
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DelmaGYMNASTICS COACH WANTED, EMPLOYMENT IN ITALY
My 10 year old daughter is a competitive gymnast. She will be competing level 5 USGA this year. We will be traveling in Italy for a month, and she would like to work out during that time. Can you help? Thank you.
KarenVACANCY FOR DANCING TUTORS AT ASABA
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RANA JUBRAN, 24 April 2017STATISTICS TUTOR WANTED
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19 March 2017, HarjinderBIOLOGY & ANATOMY TEACHING VACANCY
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Hello, I am an Spanish Expat living in the NL for the last 5 years. Unfortunately, I did not learn any Dutch so far so I want to start with private lessons. I have the office in Velsen-Noord and need a Teacher to come to the office mainly. Also, I can go to areas very close to Velsen Noord as IJmuiden or Beverwijk but no further. I am weekly in business trip so it is very difficult for me to adapt to a weekly schedule in advance. Please contact me by e-mail or phone.
Thanks and Best Regards, Martin, 08.05.2017PROLOG TUTOR REQUEST
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Fresh tutor job opportunity in Umalas, Kerobokan, Bali:
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If you feel you're the right candidate for the vacancies, contact us after registration.


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Clayton Exotic Alaia Black (3 Pack)
Out of stock
UK Shipping
UK postage is free on most items, excluding pianos, digital pianos and double basses which we will quote on an individual basis.
We send smaller items via Royal Mail and larger items via a carrier. We will e-mail you when your order has been shipped. Orders usually take 2-3 working days.
ROI Shipping
Delivery to Ireland is free on items over £179, excluding pianos, digital pianos and double basses which we will quote on an individual basis. For delivery of items under £179, the cost is £10.
International Shipping
We are happy to give a quote for international shipping. Email email@example.com or phone us on +44 (0) 28 9032 6695 for a price.
Piano Shipping
Due to the size and weight of pianos and digital pianos, we have to quote for delivery on an individual basis, Email us at firstname.lastname@example.com or phone us on 028 9032 6695 for a quote.
Returns Policy
You have 14 calendar days to return an item from the date you received it. To be eligible for a return, your item must be unused and in the same condition that you received it.
Your item must be in the original packaging, and have the receipt or proof of purchase.
Please note that gift vouchers are not eligible for refunds.
If you need to return an item, simply login to your account, view the order using the 'Complete Orders' link under the My Account menu and click the Return Item(s) button. We'll notify you via e-mail of your refund once we've received it, inspected it and processed the returned item.
If your return is approved, we will initiate a refund to your credit card (or original method of payment). You will receive the credit within a certain amount of days, depending on your card issuer's policies.
Return Shipping
You will be responsible for paying for your own shipping costs for returning your item.
For any delivery questions or queries, send us an email at firstname.lastname@example.com, or call us on 028 9032 6695.


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One thing is certain. If you own a business, you need business insurance. Without it, you would face paying out of pocket to defend legal claims or pay judgments against your company. This could be financially devastating for many businesses. The question is, what types of coverage do you need to best protect your business? Do you need general liability, professional liability, or a BOP?
General Liability Insurance
Also known as commercial liability insurance, general liability is designed to help cover liability claims against a business. If a third party sues you, it covers court costs, attorney fees, and any settlement or judgment against you, up to policy limits. We live in a litigious society, and general liability insurance is the cornerstone of business protection. No matter how careful you are, your business could be sued for a number of reasons including:
- Bodily injury, if someone is injured on your business premises, for example in a slip or trip and fall accident
- Property damage you or your employees may cause in the process of completing work
- Advertising or personal injuries, such as libel, slander, or copyright infringement
Professional Liability Insurance
Professionals with expertise in a particular area need professional liability insurance for protection against claims of negligence. Depending on the profession, it may be called malpractice insurance or errors and omissions insurance. This coverage is recommended for doctors, accountants, architects, consultants, engineers, real estate agents and brokers, information technology specialists, financial advisors, and any professionals that contract their services.
It is important to have professional liability insurance because general liability insurance does not cover claims arising from mistakes, misrepresentation, malpractice, or negligence. If your business provides services to customers, consider purchasing this type of insurance to cover potential claims against your company for professional errors, mistakes, or failed service delivery. There are two basic types of professional liability policies:
- Claims made: To be covered, the incident must have occurred and been reported within the
timeframe of the policy, unless a "tail" is purchased. - Occurrence: This covers any qualified claim resulting from an incident that occurred during the
policy period, regardless of when the claim is reported.
Business Owner's Policy (BOP)
Essentially, a business owner's policy (BOP) is a general liability insurance policy with additional protection. It can save you money by bundling several different policies into a single package at a reduced rate. Typically, a BOP includes:
- General liability insurance
- Property insurance to cover buildings and contents owned by your company
- Business interruption insurance to cover loss of income resulting from a fire or covered event that disrupts your business operations. It may also cover the additional cost of operating temporarily out of another location.
A BOP may not provide all the protection your business needs. For example, it will not cover professional liability, worker's compensation, or commercial auto insurance. Our knowledgeable agent can sit down with you to discuss the risks your business is exposed to and the types of business insurance protection you may need.
Filed Under: Business Insurance | Tagged With: Business Insurance


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Unattended Death & Suicide Cleanup Hillingdon
Are you dealing with a difficult unattended or after death cleanup in Hillingdon? Or facing an attempted suicide? Call our specialist team 24/7 Free Emergency Line 0808 169 8526. We operate year round including nights, weekends, and all public holidays.
No one prepares – mentally or emotionally – for an unexpected death, especially if the deceased is a family member and no one was there during the time of his/her passing. Now, it doesn't stop there, with the passing, comes other harsh realities: someone got to clean up the after death scene. This is not the standard routine cleaning you are used to – it is different and difficult in all aspects.
When we talk of biohazard remediation, in particular, trauma, suicide, unattended or after death cleanup, we are talking about the removal, disinfection, and cleaning of body fluids, blood, and any other human remains found in the affected areas after an accident, a crime scene, or a traumatic suicide.
Our expertise: crime scene cleaning, trauma cleaning, suicide, unattended or after-death cleanup, forensic cleaning, Hillingdon.
Frequently Asked Questions:
What is an unattended death?
An unattended death is a situation when a person dies alone without any witnesses. Since the dead body is not discovered and dealt with immediately, the risk of exposure to infectious blood-borne pathogens (i.e. viruses such as Hepatitis B, Hepatitis C, HIV transferrable via blood, bodily fluids or faeces) is high.
Who is responsible for the after-death or suicide cleanup?
When it comes to a death scene exposed to biohazardous risks as described above, it is the owner of the premises who is responsible for contacting a biohazard cleaning company.
What is the scope of your after-death cleanup?
The scope of our work varies. The cleanup after a violent death can take anywhere from one hour to 40 hours or more, depending on the type of trauma and the amount of biohazardous material at the scene. Generally speaking, our standard procedure involves 1) extreme cleaning and removing all blood, bodily fluid and any other human remains from the scene; ripping out and discarding blood-soaked carpeting; removing blood-soaked upholstery, window treatments or rugs. 2) utilising hospital-grade disinfectant to sanitise the entire area (i.e. a room, a full house, or the entire building depending on the severity of the scene) that might have been contaminated by these biohazardous substances. 3) deodorising the entire area with regulatory compliant products. We will ensure that your premises are quickly and efficiently restored to their original state while eliminating all biohazardous risks once and for all.


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HOME > ZHANG FUHUA > Wood
Hand-painted fiberglass 350mm tall
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