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Climate change was a big part of the announcement Mayor Bloomberg made yesterday endorsing President Obama for reelection.
Bloomberg owns a media company, is politically independent, and made his endorsement in a memorable way. He said Mitt Romney has taken sensible positions in the past but reversed course on all of them.
MONTAGNE: He also said President Obama's term has been disappointing. But he argued the president was better on a range of issues, especially climate change.
INSKEEP: He said the risk that climate change is linked to Hurricane Sandy and other storms should compel action. NPR's Richard Harris covers climate change issues. Richard, good morning.
RICHARD HARRIS, BYLINE: Good morning.
INSKEEP: So how do President Obama and Mitt Romney differ, if at all, on climate change?
HARRIS: They differ substantially, although if you turn back the clock a few years, the gap is not so great. When Romney was governor of Massachusetts, he was actually a very aggressive advocate for a cap and trade program in the northeastern United States. And as he started to eye an election run in 2008 for president, he decided, oops, this is not a good issue for me and he backed off and he became much more skeptical of climate change.
INSKEEP: This is bringing to mind the health care debate, where Romney as governor of Massachusetts enacted a program that was similar to what the president advocated once he was elected in 2008.
HARRIS: That's right. And if you look at President Obama's position on this, the president has been consistently in favor of doing something about climate change, actually quite aggressively at the beginning of his term, and you may recall he was in Copenhagen for the U.N. climate talks and pushing hard for climate change, and he tried to push something through Congress, a cap and trade bill, that basically was a political quagmire.
And he sort of backed off talking about it on the rhetoric side, but he keeps pushing ahead with policies that make a difference, like dramatically increasing automobile fuel efficiency standards, putting $90 billion of the stimulus into renewable energy programs and so on, so - so he's been working a little bit under the radar, but pushing hard on climate change issues.
INSKEEP: Interesting that you say under the radar. Jeffrey Goldberg of The Atlantic wrote yesterday a little bit sarcastically, I assume: A vote for Obama is a vote for a man who might one day maybe take the lead on climate change. The implication being he's really backed off.
HARRIS: Well, I think it's a political issue, which is that he can't get anything through Congress right now, and there's not a big percentage in talking about climate change. The president talks in terms of clean energy and he talks in terms of increasing jobs and creating an industry that's a clean energy industry. So he's pushing on that. But it is also true that this country, like the rest of the world, is not doing nearly enough to actually slow the course of climate change right now.
These are important steps, but they aren't enough to reduce our emissions by something like 80 percent mid-century, which is the track we really need to be on to stabilize the climate.
INSKEEP: Should we assume for the fact these candidates did not even mention climate change in three different debates that there is no political support for doing very much right now?
HARRIS: There's not a lot of political support. If you look at the issues that the American public cares most about, climate change usually comes in near the bottom. Two-thirds of Americans or more say, yes, the climate is changing and a majority says humans are responsible. But when you say where do you want to put your energy, it's obviously jobs and the economy and these things that affect people every single day.
INSKEEP: But with that, there's been this catastrophic storm that hit Mayor Bloomberg's city, and he does not say it was caused by climate change but he says it may or may not have been. There's a risk that it was. And it's the second time that New York has been slammed by a hurricane in 14 months. How closely can we connect worse storms in the Atlantic with climate change?
HARRIS: Well, what we can say is sea level is rising and it has risen by a bit, which means that storm surges are higher than they would have been a few decades ago. The other thing we can say is that the ocean temperature was warmer than usual, and when you have a warmer ocean, you have a more powerful storm, although how much of that is actually human induced is - well, some of it is, some of it isn't, presumably, in terms of how much the ocean warming here was just a weird anomaly.
So there's presumably an element of climate change to this, but this is not a storm caused by climate change. I think the real issue here, which I think Michael Bloomberg and other people have pointed out, is that we're not prepared for a changing environment and we are going to see more storms like this, more storm surges, rising sea levels. As that's really the issue here, is that as long as we sort of pretend that climate change isn't happening, we're not preparing for it. And the coastal areas certainly pay the price for that.
INSKEEP: And if you live in a city that happens to be mostly on a chain of islands, this could be a concern as time goes on.
HARRIS: Absolutely.
INSKEEP: Richard, thanks very much.
HARRIS: My pleasure.
INSKEEP: That's NPR's Richard Harris. Transcript provided by NPR, Copyright NPR.


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Good morning/afternoon ladies and gents..what a bunch of sleepy heads we are. Those of you who follow this blog know that I am a morning person and have already risen before the sunrise. I have already accomplished several things on my mental "to do" list and can now enjoy the rest of my day. A nice slow day of sitting in my pyjamas all day if I want to, or heading out for a new adventure. That is the beauty of a slow Sunday we can do whatever we like! Sunday is my only day to myself and as the day unfolds before us we can do whatever our heart desires.
We have Meatless Mondays, Wordless Wednesdays so today begins a new feature here on MTBT...Slow Sundays...well because a Sunday should be slow, no rushing around, no big errands, just taking our time and mozying along. My idea of enjoying a Sunday morning is to have a warm cup of tea and a long and lovingly prepared breakfast. This mornings breakfast included these little handheld bites to share with you with a cup of your favourite "joe" or as in my case a piping hot chai latte.
These are versatile too! You can add everything from fresh blueberries to chocolate chips to these delicious crumb coffee cakes. Of course they are exceptional with the diced apple as well. Decadent and buttery and easy to prepare.You could even serve them warm with vanilla and cinnamon ice cream for dessert. But breakfast was just fine. I am off to enjoy another heartwarming morsel with my chai and curl up with a good cookbook. Won't you join me:D
- 1 cup all-purpose flour
- 1/2 cup light brown sugar
- 1/2 teaspoon salt
- 5 tablespoons cold unsalted butter, cut into small pieces
- 1 1/2 cups all-purpose flour
- 1 cup granulated sugar
- 1 teaspoon salt
- 1 1/2 teaspoons baking powder
- 1/2 teaspoon baking soda
- 1/2 teaspoon cinnamon
- 1 stick cold unsalted butter, cut into small pieces
- 3/4 cup sour cream
- 1 large egg, beaten
- 1 large Granny Smith apple, peeled and finely diced
1. MAKE THE STREUSEL Preheat the oven to 350°. In the bowl of a standing mixer fitted with the paddle, combine the flour with the brown sugar and salt. Add the butter pieces and mix at medium-low speed until the mixture resembles coarse meal; continue mixing the streusel until very small clumps form. Transfer the streusel to a large plate and refrigerate until it is well chilled, about 10 minutes.
2. MAKE THE CRUMB CAKES Line 18 standard-size muffin cups with paper liners. Spray the liners with vegetable oil cooking spray. In the mixer bowl, combine the flour with the granulated sugar, salt, baking powder, baking soda and cinnamon. Add the butter pieces and beat at low speed until the mixture resembles coarse meal. Add the sour cream and beaten egg and beat until the batter is smooth. Add the diced apple and beat just until incorporated.
3. Fill the muffin cups halfway with the crumb cake batter. Press the streusel into clumps and sprinkle on top. Bake the crumb cakes in the center of the oven for about 30 minutes, until risen, golden and springy to the touch; rotate the pans halfway through baking. Let the crumb cakes cool slightly before serving. Make Ahead The crumb cakes can be made 1 day ahead and kept in an airtight container. Rewarm before serving.

subset: commoncrawl


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President Obama will nominate Dartmouth College president, Jim Yong Kim, to head the World Bank. A physician and anthropologist by training and global-health expert, Kim's background makes him an out-of-the-box choice. He would become the first Asian American to head the important international funding organization.
Friday is the two-year anniversary of the Affordable Care Act whose future is poised to be decided by the Supreme Court which will hear arguments on its constitutionality next week. Some believe the law could survive even if the high court invalidates the individual mandate.
Mitt Romney took a day off the public campaign trail Thursday to meet with congressional Republicans, telling them he was running to "save the country" and vowing to repeal the health-care law.
Rick Santorum, Romney's top rival for the GOP presidential nomination, has a significant lead in Louisiana whose primary is Saturday. Public Policy Polling put support levels for the Republican candidates at 42 percent for Santorum, 28 percent for Romney, 18 percent for Gingrich, 8 percent for Ron Paul and 2 percent for Buddy Roemer, the state's former governor.
President Obama's campaign aides think their candidate has an advantage over the likely Republican nominee, Mitt Romney, because of the parts of Obama's personal life many voters can identify with, like his being a big basketball fan and a dog owner.
Arlen Specter, the former U.S. senator from Pennsylvania, said he might vote for Mitt Romney in November, though "I'm going to see which Romney it is."


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DESIGN COUNCIL EXCLUSIVE Ann Marie Pierce of 1-800-Flowers|Imperial Florist in Baldwin, New York recalls: "I was inspired by the color possibilities of this design. Lime green and orange are so bright, together with magnificent sunflowers in deep yellow." In addition to sunflowers, the arrangement features lilies, hydrangeas, hypericum and button poms. Another key element is bear grass arranged in playful circular shapes that appear to rotate above, drawing the eye toward the flowers. Arrangement of sunflowers, green mini hydrangeas, orange Asiatic lilies, orange spray roses, green hypericum, green button poms, bear grass and variegated pittosporum Lilies may arrive in bud form and will open to full beauty over the next 2-3 days Arrives in a glass cylinder vase wrapped in Ti leaf ribbon; measures 6""H Large arrangement measures approximately 12""H x 11""L Medium arrangement measures approximately 11""H x 10""L Small arrangement measures approximately 10""H x 9""L Our florists hand-design each arrangement, so colors, varieties, and container may vary due to local availability In March 2015, several of the floral industry's most gifted designers, representing local flower shops across the country, gathered at the headquarters of 1-800-Flowers.com to explore new ideas and create exciting new products at the 2015 Spring/Summer Floral Design Council.
Order by 3:00 PM CST for same day pickup or delivery!
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Box of Assorted Chocolates.
Add a cute plush from our plush selection. Selected plush will vary.
18" Happy Birthday Mylar Balloon. Styles may vary.
18" Happy Anniversary Mylar Balloon. Styles may vary.
18" I Love You Mylar Balloon. Styles may vary.
Huggable, adorable and ready to cuddle. Our Lotsa Love teddy bear wears a checkered brown bowtie to match his cream-colored, plush fur. This lovable friend is ready to deliver warmth to someone you care about. Plush bear wearing brown checkered bowtie Measures overall approximately 18′′H


text:
Web Designing Training in Srikakulam
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- What is Markup Language
- Basic Structure of HTML
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- HTML5 Semanticg Tag
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- Search, Email and Url Tel Input
- Introduction to Cascading Style Sheets
- Types of Style Sheets
- Media Type
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text:
Evander Kane #91 - Autographed Edmonton Oilers vs Calgary Flames NHL Game Scoresheet From May 22, 2022 - Play-off Hat-Trick Game!
- Closing Bid: $401.00
Text Reference Number | oilers38 What's this? |
Number Of Bids: | 28 (Bid History) |
Bid Increment: | $5.00 |
Quantity Available: | 1 |
Listing Number: | 4455408 |
Open Date: | Mar 21, 2023 03:00:00 PM EDT |
Close Date: | Apr 3, 2023 11:07:30 PM EDT |
Listing Type: | Auction |
Welcome to the Edmonton Oilers Community Foundation 2023 Online Charity Auction! Show your support for the Foundation and the great charitable initiatives they undertake in Oil Country by bidding on this Evander Kane #91 - Autographed Edmonton Oilers vs Calgary Flames NHL Game Scoresheet From May 22, 2022 - Play-off Hat-Trick Game! This original official NHL scoresheet is the blue carbon copy taken from underneath the original hand written white top copy which is retained by the NHL. It measures 8 1/2 x 11" in size and was recently signed in permanent black marker by Edmonton Oilers forward. The Oilers won 4-1 on this night thanks in part to Kane three goals! Simply the perfect gift for the Oilers memorabilia and autograph hound in the family! Will come complete with a Letter of Authenticity from the Edmonton Oilers Hockey Club and Oilers Authentic Tamper Proof Hologram.
Approximate Shipping costs are as follows:
Within the United States: $30.00 USD
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In an Open Auction, buyers bid until the auction ends. The item is then sold to the highest bidder at the end of the auction period. There is no reserve price in an Open auction. The seller must sell the item to the highest bidder. Bidding can start as low as the Opening Value (minimum price or starting amount) of the auction. Once the auction closes, email notification providing contact information is sent to the buyer and seller automatically so that arrangements for payment and shipment of the item can be determined.
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text:
NOW Foods, L-Glutamine, Double Strength, 1,000 mg
Estimated Delivery:Aug 06 - Aug 10
Free Shipping on all orders
- Antioxidant & Immune Support
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Vitamin C is an important antioxidant nutrient that supports the immune system.
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This is a Genuine Snapper Part - (C) POWER OUTLET 12 7073090SMPlease verify the original Snapper part number in your owner's manual or on the appropriate parts diagram of your model for correct location and fitment of this item.
• Original Snapper Part Number 7073090SM
Has this part been replaced or superseded? Want to know what models it is used on? - Check Snapper part 7073090SM (C) POWER OUTLET 12 Looking for the Snapper Parts Diagrams for your model? - Search by Snapper model number in our Snapper Parts Lookup.
We are an Authorized Snapper Dealer.
Note: Briggs & Stratton manufactures the factory parts for Snapper, Simplicity, Murray & Briggs Yard Power equipment. Your part may come packaged in a Briggs & Stratton package or any of these brand name containers. They are all certified OEM Briggs parts, guaranteed to fit.
Copyright Snapper Parts All Rights Reserved. A Power Mower Sales Website.


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"Oh look, that car is (AmE) backing up (= BrE-preferred reversing).Now, one point of interest (at least to me) is the fact that I seem to be thinking in a mix of dialects. That's probably not as clear in reality as it is when I type out the thought process. When I saw the car's movement, I probably thought "!!!" rather than "Oh look, that car is backing up." But the word pavement definitely made it through my head, since otherwise the subsequent thoughts wouldn't have come hot on its asphalt heels. But that's not the reason I've stopped to blog about it.
"Maybe I ought to get on the (BrE) pavement. That way, if they hit me, it'll be the driver's fault and I'll have a moral victory.
"Hm, if you said to an American 'the pedestrian was on the pavement when she was killed', they'd probably think it was the pedestrian's fault.
"That'll disappoint my parents when the police come to tell them about my tragic demise. (Of course, Grover, being on wheels, will be pushed to safety. )"
People frequently note that AmE sidewalk = BrE pavement, but it's rarer to see the AmE use of pavement explained in those ubiquitous lists of simple AmE/BrE lexical differences. In BrE, if you're on the pavement, then you're not on the road, but for Americans, this can be confusing because the road is paved, and therefore pavement. The OED gives the following:
2. a. The paved or metalled part of a road or other public thoroughfare; the roadway. Now chiefly N. Amer. and Engin.The main sense in N. America.But the more common sense in BrE is:
b. A paved footpath alongside a street, road, etc., usually slightly raised above the level of the road surface. See also foot-pavement n.I've seen one person on the web claiming that we use pavement in this way in the US--i.e. to distinguish the pedestrian path from the road. That's not my experience at all--so it may be that that it's regional--the writer doesn't indicate where she's from.
Incidentally, sidewalk (originally side walk or side-walk) is one of those things that was originally British English, but which faltered here while gaining favo(u)r in America. So, next time you see/hear a British person showing distaste for the word, you can ask them to thank their ancestors for it. Let's start with these charming folk:
Sir David Attenborough would never say 'sidewalk', he speaks English (properly). [poster PEB at the ITV football (=AmE soccer) forum]
i find myself using more and more American English, in an effort for smoother understanding, as i come into contact with so few Brits here. i say 'apartment' and 'soccer' and 'line' instead of 'queue' - which is all pretty bad - i commit to never say 'sidewalk', though - and hope that if i ever did, even in jest, anyone who thought of themselves as a friend would have the common decency to punch me in the face. square in the face. repeatedly. [a gareth egg's myspace page; I don't consider him a friend, but I would consider punching him square in the face. Maybe not repeatedly, as that would ruin my pacifist cred.]
But all that wasn't the reason I've stopped to blog about my morbid thought train either. No, the reason I'm blogging about it is that I have a modicum of guilt about the fact that I've used so few of the good ideas sent to me by readers these days, and thinking of pavement made me think of an e-mail sent to me by my emeritus colleague Max (since he uses his own name when he comments here, I won't do my usual pseudonymi{s/z}ing). He's just read Jane Smiley's Ten days in the hills (which I won't be reading because I've given her two chances and she's driven me [BrE] mad/[AmE] crazy each time), and he sent me a list of Americanisms that were new to him. Among them was
He went down the front steps and walked toward the aviary across Mike's pavers, set in an elaborate pattern of interlocking arches.which, as he correctly worked out, is equivalent to BrE paving stones, though I had to look it up to know that, as it's not a word I'd ever use. In fact, it's not in many dictionaries--answers.com has to go to the McGraw-Hill Dictionary of Architecture and Construction for it, so it might just be trade jargon. That's not the only place in Smiley's novel where Max found a term that I had to go to a specialist glossary for (true-divided-light windows, anyone?), which gives a little hint as to why I find her writing too gristly to chew.
Of course, these days, paving is done with just about anything that can be used to harden an area of ground. Where I grew up, we called the black stuff that's used on roads tar or blacktop (one could also, more dialect-neutrally, call it asphalt) but in BrE, it is more likely to be called tarmacadam--a word I'd never heard in America--or its abbreviation tarmac. In AmE, tarmac (originally Tarmac, a trade name) is reserved for the surfaces that (AmE) airplanes/(BrE) aeroplanes drive on at airports--as in "I once had to sit on the tarmac for five hours at JFK." (Not that my bottom came into contact with the tarmac, but that my bottom made contact with a plane that made unmoving contact with the tarmac.) In the OED definition above, we see metalled (AmE would prefer metaled), which refers to road metal, a term that I've never come across before, but refers to "broken stone used in making roads", as is found in these tarmacky, asphalty things. If you'd like to know the technical differences between tarmac and asphalt, I recommend that you look them up because although I've just read all about it, I just can't build up the enthusiasm to tell you about it.
I can't leave this subject without mentioning crazy-paving, which I have only heard in BrE contexts--the first of which (in my American circumstance) was in Lloyd Cole and the Commotions' song Rattlesnakes:
her heart, heart's like crazy pavingGetting to hear that live was the first and only reason we've had to find someone to (orig. AmE) babysit in the evening so far. Did not disappoint--in fact, Mr Cole appointed very well. But getting back to language and away from the little (orig. AmE) crushes of mine that Better Half bears so well, crazy paving is the use of paving stones in a 'crazed' non-pattern. Although, as far as I know, the term crazy paving is mostly used in the UK, it is based (according to the OED) on the originally AmE collocation crazy quilt, for a patchwork quilt with irregularly shaped/placed patches.
upside down and back to front
she says ooh, it's so hard to love
when love was your great disappointment*
* These are the published lyrics, but I've always heard this as 'love was sure a great disappointment'. Click on the link above to watch the video and tell me I'm not wrong!


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The stories of social media fails are legendary—companies using inappropriate humor regarding serious social issues, typographical errors, and pop references that backfire.
These examples represent reputational issues that can affect your company's brand and its sales.
The mistakes in social media marketing that make the headlines can obscure other forms of risks presented by social media, namely privacy violations, security breaches, unauthorized use of intellectual property, and employment-based claims, among others.¹
Liability Risks of Social Media
The risks that social media introduce to your business are generally not new risks, but conventional risks that are delivered in a more modern way.
In order to help manage the risks presented by social media use by your business, you should:
- Create a social media policy for your company. Develop one for employees using social media for their job and another for employees using social media in their personal lives.
- Don't create your policy in a vacuum. Rely on the diverse talents of your employees.
- Limit social media to designated spokespersons for better control over messaging.
- Train all employees on your social media policy.
These risks may be covered by your existing business liability insurance, provided through a rider on your current policy, or obtained through the purchase of specialized coverage. Speak with your insurance agent to learn how to make sure you are adequately protected against the business risks of social media.
1. The information in this material is not intended as legal advice. Please consult legal or insurance professionals for specific information regarding your individual situation.
The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. It may not be used for the purpose of avoiding any federal tax penalties. Please consult legal or tax professionals for specific information regarding your individual situation. This material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG, LLC, is not affiliated with the named broker-dealer, state- or SEC-registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. Copyright 2024 FMG Suite.


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Many companies are unaware that their current business and insurance policies most likely do not cover them for all of their technology-related risks. Our technology insurance protection offers coverage options tailored to fit your company's unique needs.
In today's technology-driven world, companies face a number of dynamic exposures. Whether it is hardware failure, faulty software, inappropriate advice, misconfigured firewalls, or inadequate anti-virus software, companies are increasingly at risk. Claims are growing rapidly, leaving companies liable for expensive lawsuits.
Albertson Barlow Insurance Services offers free, comparative quotes on Technology Insurance from multiple insurance carriers so you can get the best possible rate.
Want to see how much we can save you? Just request a quote to find out.


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To provide programs, resources and leadership that improve and promote the Angus breed, enhance the livelihoods of family farmers and ranchers, and exceed consumers' expectations.
See Management for Calculators/Tables
The Angus breed is home to the industry's largest beef cattle performance database, fueling genetic progress through each generation. Breeders rely on the comprehensive set of data to continue growing the nation's quality beef supply.
Angus Media provides unrivaled marketing opportunities for cattle producers with Association programs that allow breeders to set their calves apart from the crowd.
Registered-Angus cattle continue to set the industry pace for quality genetics. Demand remains strong year after year, as reflected by strong sales trends and an increase in Angus cattle on the market.
The American Angus Association and its members are proud to offer comprehensive programs and services aimed at improving productivity and profitability in the commercial sector of the cattle industry.
Stay up-to-date on the latest headlines in the American Angus Association's Newsroom, where you can read articles, watch videos and learn more about the organization's programs and services.
Continued education is central to driving progress within the beef cattle industry. Through Association events, connect with fellow breeders and discover applications that make a real difference on the farm or ranch.
The American Angus Association store features both high quality, yet attractively affordable apparel and home décor. Items were personally curated to fit the aesthetic of any hardworking, yet stylish ranch lifestyle. Proceeds directly benefit the Angus Foundation and its mission of youth, education, and research.
As the nation's largest beef breed organization, the American Angus Association serves more than 25,000 members across the United States and Canada.
The American Angus Association offers extensive show coverage, including results, photos and video coverage when available. Results are accessible in a variety of ways, including:
Videos: Watch showring highlights from major shows.
Show Results — Post-show Results and Photos: Complete coverage after the show, including placings and photos.


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Insurance Needs Assessment: For Empty Nesters and Retirees
With the children now out of the house, financial priorities become more focused on preparing for retirement. At this stage, you may very likely be at the height of your earning power and fast approaching peak savings as you lay the groundwork for retirement. During this final leg to retirement—and throughout your retirement period—wealth protection is critical.
The preservation of your assets may not be solely a function of your investment strategy, but may include a comprehensive insurance approach to protect you against an array of financial risks, most especially health care.
In addition to wealth protection, you can also now be seriously contemplating a number of important estate and legacy objectives.
Even though your mortgage may be paid off—and thus released of the lender's requirement to have homeowners insurance—it remains important to consider coverage against property loss and exposure to personal liability. Now is an ideal time to review your policy as the cost of replacing your home and the belongings contained therein may have grown over the years.
Also, consider an umbrella policy, which is designed to help protect against the financial risk of personal liability.
There are several key health insurance issues facing empty nesters and retirees.
If you retire prior to age 65 when Medicare coverage is set to begin, you will need coverage to bridge the gap between when you retire and when you turn 65. If your spouse continues to work, you may want to consider getting yourself added to his or her plan, though you may need to wait until the employer's annual enrollment period.
Alternatively, you also may purchase coverage through a private insurer or through HealthCare.gov (or your state's program, if available).
Once you enroll in Medicare, you should consider purchasing Part D of Medicare, the Medicare Prescription Drug Plan, which can help you save money on prescriptions.
Additionally, you may want to consider other Medigap insurance, which is designed to pay for medical care not covered by Medicare. Medigap plans are bought through private insurance companies and best purchased within the first six months of turning age 65 in an effort to get the best price and the most choices.
This coverage may continue until you retire. When you stop working, you should consider canceling your disability insurance as the need for it has expired.
The information in this material is not intended as tax or legal advice. It may not be used for the purpose of avoiding any federal tax penalties. Please consult legal or tax professionals for specific information regarding your individual situation.
The financial obligations that drove your life insurance needs while you were raising a family may have evaporated. However, you may find new needs arising from estate issues, such as liquidity, creating a legacy, etc.
Several factors will affect the cost and availability of life insurance, including age, health and the type and amount of insurance purchased. Life insurance policies have expenses, including mortality and other charges. If a policy is surrendered prematurely, the policyholder also may pay surrender charges and have income tax implications. You should consider determining whether you are insurable before implementing a strategy involving life insurance. Any guarantees associated with a policy are dependent on the ability of the issuing insurance company to continue making claim payments.
Extended Care
For some, extended care insurance is a priority in this stage of life. With the expense of children in the rearview mirror, you can now turn your focus to buying protection against potentially the most significant health-care expense you are likely to face in retirement.
Designed to pay for chronic, long-lasting illnesses and regular care, whether in-home or at a nursing home, extended care insurance coverage is critically important since most of these costs are not covered by Medicare.
The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. It may not be used for the purpose of avoiding any federal tax penalties. Please consult legal or tax professionals for specific information regarding your individual situation. This material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named broker-dealer, state- or SEC-registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. Copyright FMG Suite.


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To get started, zoom in to your location and see what Full Service Car Wash are in Mineral Point. To get the correct results, make sure you have enabled your location and GPS if you are using your mobile phone. When you discover the nearest Full Service Car Wash that you think is interesting, just click on it and you will see more details, such as opening hours, driving directions, reviews, contact information and other useful information. This can help you find a top-rated Full Service Car Wash near Mineral Point, Pennsylvania.
Here's a YouTube video showing an example of what you might expect at a Full Service Car Wash in Mineral Point:
A Full Service Car Wash in Mineral Point offers the most comprehensive car wash services. Car owners can choose from a wide range of individual car wash services or packages, and can choose the one that best suits them and their vehicle. If you can select just one service from the extensive list of services, or you can combine several car wash services. Most Full Service Car Wash in Mineral Point washes offer a wide range of car wash services, from car washes only and exteriors to precise car detailing, combining waxing and polishing inside and out.
Car wash only and outside is the most simple and elegant car wash service with more frequency. It means that your vehicle will be washed from the outside only. Vacuuming the driver's side floor and wiping down the dashboard and steering wheel with a clean towel could be free, or it could be part of the more research package that could include cleaning the floor mats by removing them from the vehicle and wiping them down. away and the use of a special machine found on the main line of the car wash.
When looking for a Full Service Car Wash in Mineral Point wash look for me, another option is to combine the outside wash with a little more detailed interior cleaning, including a more precise vacuuming and shampooing of the carpet floor. For car owners who like their rims to shine, a wheel or wheel and tire package is sometimes featured. This service cares for the tires by spraying them with a special solution that removes grease.
It's nice to drive a vehicle that's clean both on the outside and inside, but car owners who really know their vehicles will go one step further, ordering the underside of the vehicle to be washed when needed, especially during and after. the winter season. Salt used for dismantling and dismantling roads often accumulates under the car and accelerates the corrosion processes of metal parts of the vehicle. This under car wash should be done and after a big construction project that has been going on in your neighborhood, for example water and sewer line replacement, when dirt is in excess under the fenders and under vehicle
Taking good care of your vehicle always includes washing it regularly. To remove dust, grease and other materials from the internal and external surfaces of the vehicle, you can drive with pleasure and extend the life of most of the body parts.
Drive carefully!
Now that you know how to find the caller, you can turn to a Full Service Car Wash in Mineral Point application near me today.


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Sharjah Ladies Club - Khorfakkan Branch provides a range of recreational, sports, social and cultural services in amazing environment full of diversity, vitality, and activity in a private and secure environment.
A destination for women and girls to meet and enjoy in various activities that develop their hobbies, advance their skills and fulfill their aspirations, in addition to the charming seasonal camps on the mountains and coasts of Khorfakkan. Women of all ages will benefit from the various membership packages.
The club houses several facilities, including Ibdaa center for talent development, Layaqa center, a sports pool, Tala program for children, Riwaq hall for hospitality and events, in addition to Marasi restaurant.
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Sharjah Ladies Club - Khorfakkan Branch
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One of the emirate's most popular malls with shopping options for all the family. Men's, L…
Find out moreSharjah Ladies Club - Khorfakkan Branch provides a range of recreational, sports, social a…
Find out moreThe Sharjah Academy for Astronomy, Space Sciences and Technology (SAASST) is a unique educ…
Find out moreSharjah is the third largest emirate in the UAE, its largest city and its most family-friendly destination. Experience a Sharjah museum, a desert safari and a Sharjah beach — the emirate offers things to do for everyone.
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Last modified December 2019
Sharjah Commerce and Tourism Development Authority is committed to respecting and handling your Personal Information with care. In this Privacy Policy, we would like to inform you about the way in which we store certain types of data and how we use this data in accordance with data protection legislation. This Privacy Policy applies to both the Sharjah Commerce and Tourism Development Authority websites ("Sites") and our MOBILE APP AND/OR OTHER DATA-COLLECTING DIGITAL SERVICES.
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To determine the appropriate retention period for Personal Information, we consider the amount, nature, and sensitivity of the Personal Information, the potential risk of harm from unauthorized use or disclosure of your Personal Information, the purposes for which we process your Personal Information and whether we can achieve those purposes through other means, and the applicable legal requirements.
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We use a variety of security technologies and procedures to help protect your Personal Information from unauthorized access, use or disclosure. We secure the Personal Information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. All Personal Information is protected using appropriate physical, technical and organizational measures.
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Rights for EEA Residents
If you are a resident of the EEA, the new European Union law, called the General Data Protection Regulation or "GDPR" gives certain rights to individuals in relation to their Personal Data. Accordingly, we have implemented additional transparency to help users take advantage of those rights. As available and except as limited under applicable law, the rights afforded to individuals are:
As an affected person, you have the right to lodge a complaint with a supervisory authority. The supervisory authority that files the complaint will notify you of the status and outcome of your complaint, including the possibility of a judicial remedy.
Please email us at email@example.com for assistance with any of the above items.
How does our site handle do not track signals?
We honor do not track signals and do not track, plant cookies, or use advertising when a Do Not Track (DNT) browser mechanism is in place.
Does our site allow third-party behavioral tracking?
It's also important to note that we do not allow third-party behavioral tracking.
Fair Information Practices
The Fair Information Practices Principles form the backbone of privacy law in the United States and the concepts they include have played a significant role in the development of data protection laws around the globe. Understanding the Fair Information Practice Principles and how they should be implemented is critical to comply with the various privacy laws that protect Personal Information.
In order to be in line with Fair Information Practices we will take the following responsive action, should a data breach occur:
CAN SPAM Act
The CAN-SPAM Act is a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have emails stopped from being sent to them, and spells out tough penalties for violations.
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Send information, respond to inquiries, and/or other requests or questions.
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Follow the instructions at the bottom of each email. And we will promptly remove you from ALL correspondence.
Transfers of Your Personal Data to Other Countries
Our operations are supported by a network of computers, cloud-based servers, and other infrastructure and information technology, including, but not limited to, third-party service providers. We and our third-party service providers store and process your Personal Data in the UAE and elsewhere in the world. We will protect your information as described in this Privacy Policy if your Personal Data is transferred to other countries by using appropriate safeguards. By using our Site and/or Platform, you consent to your Personal Data being transferred to other countries, including countries that have different data protection rules than your country. We do not represent that our Sites and our MOBILE APP AND/OR OTHER DATA-COLLECTING DIGITAL SERVICES are appropriate or available in any particular jurisdiction.
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Immerse Into the Unscripted Experience of Authenticity


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text:
Grand Theft Auto IV
+Offers in-app purchases.
The Games on Demand version supports English, French, Italian, German and Spanish. What does the American Dream mean today? For Niko Bellic, fresh off the boat from Europe, it is the hope he can escape his past. For his cousin, Roman, it is the vision that together they can find fortune in Liberty City, gateway to the land of opportunity. As they slip into debt and are dragged into a criminal underworld by a series of shysters, thieves and sociopaths, they discover that the reality is very different from the dream in a city that worships money and status, and is heaven for those who have them and a living nightmare for those who don't. ©2006-2008 Rockstar Games. Rockstar Games, R* & Grand Theft Auto are Take-Two Interactive Software marks. The ratings icon(s) and all other marks are properties of their respective owners. All Rights Reserved. This game is fictional; doesn't depict any actual event/person/entity; any similarities are coincidental. Take Two doesn't endorse engaging in any conduct depicted in the game. Unauthorized copying, reverse engineering, transmission, performance, rental, pay for play, or copy protection circumvention is prohibited. Software use subject to license in manual & online at rockstargames.com/eula. Non-transferable access to special features such as exclusive, unlockable, downloadable or online content, services, or functions may require single-use serial code, additional fee and/or online account registration (13+). Violation of EULA, Code of Conduct, or other policies may result in restriction or termination of access to game or online account. Access to special features require internet connection, may not be available to all users, and may, upon 30 days notice, be terminated, modified, or offered under different terms.
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Tooth Extraction
This information is intended for general information only and should not be considered as medical advice on the part of Health-Tourism.com. Any decision on medical treatments, after-care or recovery should be done solely upon proper consultation and advice of a qualified physician.
Reasons for extracting teeth
Though permanent teeth may last a lifetime, teeth which have become decayed or damaged might have to be extracted or removed.
Other factors are:
Before extracting the tooth, your dentist will give you an injection of a local anesthetic who numbs the area where the tooth/teeth will be extracted. If you're having multiple teeth removed or a tooth is damaged, your dentist might use a general anesthetic, this will stop pain all through your body making you sleep through the procedure.
If the tooth is damaged, the dentist will cut away bone and gum tissue, which cover the tooth and then, with the help of forceps, grasp the tooth and delicately rock it to and fro to loosen it from the ligaments and jaw that hold it in position. At times, a tooth that is hard to extract should be removed in bits.
As soon as the tooth has been removed, the dentist will pack a gauze pad into the socket and get you to bite down on it to stop the bleeding. At times the dentist will place some stitches, typically self-dissolving, to shut the gum edges over the extraction removal site.
Before having a tooth extracted, allow your dentist know your whole health background, the supplements and medication you take, and if you have one of the following:
When to contact the dentist
If bleeding continues or pain is severe for over 4 hours after the extraction, you must call your dentist. You must also contact your dentist if you experience any of the following:
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Time was, the stretch following Christmas Day until New Year's Day was a quiet, sleepy spot on the American calendar. The six-day span hung like a lazy hammock between the holidays.
Not anymore.
Nowadays, the WAC — Week After Christmas — is busy and abuzzing. All around the country, Americans continue to celebrate — Kwanzaa, the Christmas afterglow and the coming New Year.
It's a mashup week that morphs from cozy fires to fireworks, from prayer books to party hats, from holly berries to hangovers. Such a strange straddling seems particularly American, like Baltimore sprawling into Washington or barbecue sauce slopping over coleslaw.
Some people spend the time rushing here and there to reminisce with friends and families, returning useless presents and raking in gift-card booty.
Others run right back to work. According to research provided by the Society for Human Resource Management, about 99 percent of companies in the United States shut down on Christmas Day and 95 percent on New Year's Day. Only 12 percent are closed for the week between the two national holidays.
"The final week of December can account for as much as 15 percent of a retailer's holiday sales," says Kathy Grannis of the National Retail Federation. The NRF reports that in 2011, holiday season sales represented nearly 20 percent of total retail industry sales for the year.
So, Grannis says, the week after Christmas "is still a very important part of the holiday season."
Haggling, Singing, Dancing, Hunting
Even Congress, often criticized for not working hard enough, may be in session to try to prevent the country from going into fiscal free fall because of the debate over taxation. "If the Senate passed a bill Dec. 27, the House Rules Committee could schedule a vote for the following day," reports Time magazine. "The last time the Senate held a roll call vote in the week between Christmas and New Year's was in 1963, according to the Senate Historical Office."
Meanwhile, the Harvey B. Gantt Center for African-American Arts + Culture in Charlotte, N.C., is opening up on certain days for Kwanzaa, a post-Christmas festival that highlights seven basic values of African culture. The emphasis is on family, community and culture among African-American people and Africans around the world.
On Dec. 29 — the fourth day of the seven-day observance — there will be a daylong celebration of cooperative economics, including dancing and arts and crafts.
Other places will be open during the week as well. The Free Soul Dance studio in Blasdell, N.Y., is scheduled to hold special classes, and Wolfe's Pheasant Farm in Fountain City, Wis., plans to stage hunts following Christmas. In Branson, Mo., the 3 Redneck Tenors — Billy Bob, Billy Joe, and Billy Billee – are slated to perform several nights.
For the museums of the Smithsonian Institution in Washington, D.C., the week after Christmas "is one of the most popular times," says spokesman John Gibbons, "with thousands of visitors, rivaling spring break and summer vacation."
It's a week, Gibbons says, "when houses are full of children out of school and out-of-town guests for the holidays. What better way to keep everyone happy, busy and interested than visiting the Smithsonian's many museums?"
He adds, "We're even more attractive as a destination after the expenses of the holidays because all our museums are free. Where else can you visit Mars, hold a hissing cockroach and critique what the first ladies wore to dinner all in one day?"
A Fiscal Cliffhanger
In the Christian tradition, the week is part of Christmastide. Back in the olden days, Christmas began on Dec. 25 and lasted until Epiphany — the day that the divine nature of the infant Jesus was revealed to the Magi — on Jan. 6. This is best illustrated in the popular song The 12 Days of Christmas
Now, the more secularized Christmas season in America kicks off around Thanksgiving and pretty much winds down on Christmas Day when the final gifts are passed around.
In the book of essays We Are What We Celebrate: Understanding Holidays and Rituals, sociologist Amitai Etzioni divides traditional American holidays into two types: holidays of recommitment, such as Easter and Passover, and holidays of tension management, such as Mardi Gras and St. Patrick's Day.
The 144-hour period we're talking about flows from a recommitment holiday (the end of Christmas Day) to a tension management one (the beginning of New Year's Day).
In this fiscal cliffhanger of a year, Americans may need to blow off a little steam — when it comes to taxation and representation — at the end of December.
Back in England, many traditions have changed. Some have not.
During the week after Christmas, which includes Boxing Day on Dec. 26, "most offices are closed, although hospitals, police stations, emergency services, newsrooms, some shops — and, of course, pubs — stay open," says Alexandra Dimsdale of the British Council, the U.K.'s cultural relations organization.
Usually, it's a very quiet time, Dimsdale says, "where people stay at home or visit family."
And, presumably, the open pubs.
Copyright 2021 NPR. To see more, visit https://www.npr.org.


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Bible reading
1 Corinthians 12 (NIVUK)
Concerning spiritual gifts
12 Now about the gifts of the Spirit, brothers and sisters, I do not want you to be uninformed. 2 You know that when you were pagans, somehow or other you were influenced and led astray to dumb idols. 3 Therefore I want you to know that no one who is speaking by the Spirit of God says, 'Jesus be cursed,' and no one can say, 'Jesus is Lord,' except by the Holy Spirit.
4 There are different kinds of gifts, but the same Spirit distributes them. 5 There are different kinds of service, but the same Lord. 6 There are different kinds of working, but in all of them and in everyone it is the same God at work.
7 Now to each one the manifestation of the Spirit is given for the common good. 8 To one there is given through the Spirit a message of wisdom, to another a message of knowledge by means of the same Spirit, 9 to another faith by the same Spirit, to another gifts of healing by that one Spirit, 10 to another miraculous powers, to another prophecy, to another distinguishing between spirits, to another speaking in different kinds of tongues, and to still another the interpretation of tongues. 11 All these are the work of one and the same Spirit, and he distributes them to each one, just as he determines.
Unity and diversity in the body
12 Just as a body, though one, has many parts, but all its many parts form one body, so it is with Christ. 13 For we were all baptised by one Spirit so as to form one body – whether Jews or Gentiles, slave or free – and we were all given the one Spirit to drink. 14 And so the body is not made up of one part but of many.
15 Now if the foot should say, 'Because I am not a hand, I do not belong to the body,' it would not for that reason stop being part of the body. 16 And if the ear should say, 'Because I am not an eye, I do not belong to the body,' it would not for that reason stop being part of the body. 17 If the whole body were an eye, where would the sense of hearing be? If the whole body were an ear, where would the sense of smell be? 18 But in fact God has placed the parts in the body, every one of them, just as he wanted them to be. 19 If they were all one part, where would the body be? 20 As it is, there are many parts, but one body.
21 The eye cannot say to the hand, 'I don't need you!' And the head cannot say to the feet, 'I don't need you!' 22 On the contrary, those parts of the body that seem to be weaker are indispensable, 23 and the parts that we think are less honourable we treat with special honour. And the parts that are unpresentable are treated with special modesty, 24 while our presentable parts need no special treatment. But God has put the body together, giving greater honour to the parts that lacked it, 25 so that there should be no division in the body, but that its parts should have equal concern for each other. 26 If one part suffers, every part suffers with it; if one part is honoured, every part rejoices with it.
27 Now you are the body of Christ, and each one of you is a part of it. 28 And God has placed in the church first of all apostles, second prophets, third teachers, then miracles, then gifts of healing, of helping, of guidance, and of different kinds of tongues. 29 Are all apostles? Are all prophets? Are all teachers? Do all work miracles? 30 Do all have gifts of healing? Do all speak in tongues? Do all interpret? 31 Now eagerly desire the greater gifts.