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The Sword of the Lord. 1The word of the LORD came to me: 2* Son of man, turn your face to the south: preach against the south, prophesy against the forest land in the south. 3Say to the forest in the south: Hear the word of the LORD! Thus says the Lord GOD: See! I am kindling a fire in you that shall devour every green tree as well as every dry tree. The blazing flame shall not be quenched so that from south to north every face shall be scorched by it. 4All flesh shall see that I, the LORD, have kindled it; it shall not be quenched.a
5But I said, "Ah! Lord GOD, they are saying about me, 'Is not this the one who is forever spinning parables?'" 6Then the word of the LORD came to me: 7Son of man, turn your face toward Jerusalem: preach against its sanctuary, prophesy against the land of Israel.b 8Say to the land of Israel: Thus says the LORD: See! I am coming against you; I will draw my sword from its scabbard and cut off from you the righteous and the wicked.* 9Thus my sword shall come out from its scabbard against all flesh from south to north 10and all flesh shall know that I, the LORD, have drawn my sword from its scabbard. It cannot return again.c
Act Symbolic of the City's Fall. 11As for you, son of man, groan! with shattered loins and bitter grief, groan in their sight. 12When they ask you, "Why are you groaning?" you shall say: Because of what I heard!* When it comes every heart shall melt, every hand fall helpless; every spirit will grow faint, and every knee run with water. See, it is coming, it is here!—oracle of the Lord GOD.
Song of the Sword. 13The word of the LORD came to me:d 14Son of man, prophesy! say: Thus says the LORD:
A sword, a sword has been sharpened,
a sword, a sword has been burnished:e
15Sharpened to make a slaughter,
burnished to flash lightning!
Why should I stop now?
You have rejected the rod and every judgment!
16I have given it over to the burnisher
that he might hold it in his hand,
A sword sharpened and burnished
to be put in the hands of an executioner.
17Cry out and howl, son of man,
for it is destined for my people,
For all the princes of Israel,
victims of the sword with my people.
Therefore, slap your thigh,*
18for it is tested, and why not?
Since you rejected my staff,
should it not happen?—
oracle of the Lord GOD.
19As for you, son of man, prophesy,
and clap your hands!
Let the sword strike twice, a third time.
It is a sword of slaughter,
A sword for slaughtering,
whirling around them all,
20That every heart may tremble;
for many will be made to stumble.
At all their gates
I have stationed the sword for slaughter,
Made it flash lightning,
drawn for slaughter.
21Slash to the right!
turn to the left,
Wherever your edge is directed!f
22Then I, too, shall clap my hands,*
and spend my fury.
I, the LORD, have spoken.
Nebuchadnezzar at the Crossroads. 23The word of the LORD came to me: 24Son of man, make for yourself two roads over which the sword of the king of Babylon can come. Both roads shall start out from the same land. Then put a signpost at the head of each road 25so the sword can come to Rabbah of the Ammonites or to Judah and its fortress, Jerusalem. 26For the king of Babylon is standing at the fork of the two roads to read the omens:* he shakes out the arrows, inquires of the teraphim, inspects the liver.g 27Into his right hand has fallen the lot marked "Jerusalem":* to order the slaughter, to raise the battle cry, to set the battering rams against the gates, to throw up a ramp, to build siege works. 28In the eyes of those bound by oath this seems like a false omen; yet the lot taken in hand exposes the wickedness for which they, still bound by oath, will be taken in hand.
29Therefore thus says the Lord GOD: Because your guilt has been exposed, your crimes laid bare, your sinfulness revealed in all your deeds—because you have been exposed, you shall be taken in hand.h 30And as for you, depraved and wicked prince of Israel, a day is coming to end your life of crime.i 31Thus says the Lord GOD: Off with the turban and away with the crown! Nothing shall be as it was! Exalt the lowly and bring the exalted low! 32A ruin, a ruin, a ruin, I shall make it! Nothing will be the same until the one comes to whom I have given it for judgment.j
To the Ammonites.* 33As for you, son of man, prophesy: Thus says the Lord GOD to the Ammonites and their insults:
O sword, sword drawn for slaughter,
burnished to consume, to flash lightning!
34Your false visions and lying omens,
Set you over the necks of the slain,
the wicked whose day had come—
an end to their life of crime.
35Return to your scabbard!
In the place you were created,
In the land of your origin,
I will judge you.
36I will pour out my anger upon you,
breathing my fiery wrath against you;
I will hand you over to ravagers,
artisans of destruction!
37You shall be fuel for the fire,
your blood shall flow throughout the land;
You shall not be remembered,
for I, the LORD, have spoken.
* [21:2–4] In Babylon Ezekiel looks toward Judah, pictured as a forest about to be destroyed by fire.
* [21:8] Cut off from you the righteous and the wicked: a more complete devastation of Jerusalem than that described in 9:6.
* [21:12] What I heard: the news of the fall of Jerusalem; cf. 33:21–22.
* [21:17] Slap your thigh: a gesture signifying grief and dread; cf. Jer 31:19.
* [21:22] Clap my hands: the Lord declares himself no longer responsible for Judah; cf. 22:13; Nm 24:10; Jb 27:23; Lam 2:15.
* [21:26] Three forms of divination are mentioned: arrow divination, consisting in the use of differently marked arrows extracted or shaken from a case at random; the consultation of the teraphim or household idols; and liver divination, scrutiny of the configurations of the livers of newly slaughtered animals, a common form of divination in Mesopotamia.
* [21:27–28] A lot marked "Jerusalem" falls out, which marks the guilt of the city's inhabitants.
* [21:33–37] In vv. 23–32 Ezekiel imagines Nebuchadnezzar deciding whether to attack Jerusalem or Rabbath-Ammon. As it happened, the Babylonians decided to attack Jerusalem first. Here (vv. 33–37) Ezekiel prophesies to the Ammonites that a nation which serves as an instrument of the Lord's judgment will itself be judged.
e. [21:14] cf. 2 Kgs 13:18–19.
f. [21:21] Prv 16:33; Zec 10:2.
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Neopets Customisation
Checkout SunnyNeo's new Wearables HQ, our new customisation database to help you with your outfits!
We no longer plan on maintaining this page and we'll delete it in the near future
What is Neopets Customisation?
On April 26th 2007 Neopets launched their newest project along with a new site layout. The new and prestigious project was that you can dress up (customise) your pets. In order for people to be able to dress up their pets, all the pets had changed their look a little so they would be able to wear the clothes.
There are three types of clothes you can put on a pet, the first are clothes you can buy at the clothing shops in Neopia such as: Unis Clothing, Prigpants & Swolthy, Tailors, School Supplies, The Neopian Gift Shop, Toy Shop and Ever Stocked General Store.
The second form of clothing is the one that comes with paint brushes, for example a Royal Paint Brush will give your pet lovely medieval clothes to put on. The third form of clothing you can buy with real money at the NC Mall.
Who can wear clothes?
Pets that are not in a normal shape such as baby pets, fruit/vegetable chias, mutant and maraquan pets cannot wear clothes. Pets that are not converted cannot wear clothes either. All of these pets can wear backgrounds and trinkets. All other pets can wear clothes, backgrounds and trinkets.
What is on this page?
This page shows you an overview of all the clothes (from shops, not paint brushes) that are currently available for your pet to wear. Use the navigation below to get to the right page. If you want to see the paint brush clothes, visit Deluxe Customisation. If you want to see the NC Mall clothes, visit NC Mall Customisation.
Help Us
You can help us by modeling your pets wearing certain clothing items. If you'd like to help model, please visit our Model for SunnyNeo page to see which items we currently need modeled.
Also, the items shown below have not yet been released by Neopets. If you see these items in shops, auctions, trading post or worn by a neopet, please send a neomail to crowprincess.
Also, please neomail crowprincess if you get any wearable items from redeeming Neocash Cards, from redeeming codes from the Neopets Puzzle Adventure game or from any other promotion.
- Backgrounds - Trinkets - All pets - Acara - Aisha - Blumaroo - Bori - Bruce - Buzz - Chia |
- Chomby - Cybunny - Draik - Elephante - Eyrie - Flotsam - Gelert - Gnorbu - Grarrl - Grundo |
- Hissi - Ixi - Jetsam - Jubjub - Kacheek - Kau - Kiko - Koi - Korbat - Kougra |
- Krawk - Kyrii - Lenny - Lupe - Lutari - Meerca - Moehog - Mynci - Nimmo - Ogrin |
- Peophin - Poogle - Pteri - Quiggle - Ruki - Scorchio - Shoyru - Skeith - Techo - Tonu |
- Tuskaninny - Uni - Usul - Vandagyre - Wocky - Xweetok - Yurble - Zafara |
- Or -
Last Updated: November 11, 2018
Number of Clothing Items: 5376
Number of Backgrounds: 355
Number of Trinkets: 741
Click on the preview image to see a larger 300x300 version of it
Name: | Xweetok Popstar Microphone |
From: | Unis Clothing |
Rarity: | 94 |
Description: | A popstar cant go on stage without their matching microphone! |
All of the pets names that are bold can wear Xweetok Popstar Microphone.
Acara | Aisha | Blumaroo | Bori | Bruce |
Buzz | Chia | Chomby | Cybunny | Draik |
Elephante | Eyrie | Flotsam | Gelert | Gnorbu |
Grarrl | Grundo | Hissi | Ixi | Jetsam |
Jubjub | Kacheek | Kau | Kiko | Koi |
Korbat | Kougra | Krawk | Kyrii | Lenny |
Lupe | Lutari | Meerca | Moehog | Mynci |
Nimmo | Ogrin | Peophin | Poogle | Pteri |
Quiggle | Ruki | Scorchio | Shoyru | Skeith |
Techo | Tonu | Tuskaninny | Uni | Usul |
Vandagyre | Wocky | Xweetok | Yurble | Zafara |

subset: commoncrawl


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Another juror has now spoken out about the George Zimmerman trial. The only minority on the panel says she believes the neighborhood watch volunteer who killed Trayvon Martin got away with murder. Zimmerman was acquitted earlier this month. During the trial, the judge ordered that jurors' identities remain confidential; and that order has not yet been lifted.
The juror, known as B29, was interviewed by ABC. Although she's not happy with the verdict, NPR's Greg Allen reports that the juror said under the law, she believes Zimmerman was not guilty.
GREG ALLEN, BYLINE: This is the second juror, still anonymous, to come forward for a television interview about the deliberations and verdict in the George Zimmerman trial. The first one, Juror B37, said she thought Zimmerman's, quote, "heart was in the right place," but that he didn't exercise good judgment. This juror, though, is far less sympathetic to Zimmerman.
MADDY: I was the juror that was going to give them the hung jury. Oh, I was. I fought to the end.
ALLEN: Although her identity has not been made public, in part because of a court order, in the ABC interview conducted by Robin Roberts, she said her first name is Maddy. She'd only recently moved to Florida from Chicago. She's a 36-year-old, Puerto Rican woman, the only non-white on the jury. Zimmerman is also Hispanic, but the juror told Roberts when she entered the jury room, she was looking for a conviction.
ROBIN ROBERTS: What was your first vote?
MADDY: My first vote was second-degree murder.
ROBERTS: Second-degree murder.
MADDY: In between that nine hours, it was hard. A lot of us had wanted to find something bad, something that we could connect to the law.
ALLEN: Zimmerman faced two charges in the shooting death of Martin: second-degree murder and manslaughter. The former neighborhood watch volunteer claimed self-defense. He says Martin attacked him and was slamming his head on concrete when he pulled his gun, and shot and killed the 17-year-old. In nine hours of deliberations, the juror said she had to weigh her personal convictions against her reading of the law.
MADDY: For myself, he's guilty because the evidence shows he's guilty.
ROBERTS: He's guilty of...
MADDY: Killing Trayvon Martin. But as the law was read to me, if you have no proof that he killed him intentionally, you can't find - you can't say he's guilty.
ALLEN: During the trial, the jurors were sequestered, and told not to talk about the case or follow news reports. Once they announced their verdict and were released, though, jurors were free to talk about the case and follow it in the media. In her interview, the juror - who has eight children of her own - said the post-trial period has been difficult for her.
MADDY: It's hard for me to sleep. It's hard for me to eat - because I feel that I was forcefully included in Trayvon Martin's death. And as I carry him on my back, I'm hurting as much as Trayvon Martin's mom is 'cause there's no way that any mother should feel that pain.
ALLEN: ABC's Roberts asked the juror if she still stood by her decision that Zimmerman was not guilty.
MADDY: I stand by the decision because of the law. If I stand by the decision because of my heart, he would have been guilty.
ALLEN: Asked about those who say Zimmerman got away with murder, the juror had this to say:
MADDY: George Zimmerman got away with murder, but you can't get away from God. And at the end of the day, he's going to have a lot of questions and answers he has to deal with. The law couldn't prove it, but you know? You know, the world goes in circles.
ALLEN: Although this is the second juror to speak out about the Zimmerman trial, she may be the last. The other four women on the six-member panel released a statement saying that while they understand there's a great deal of public interest in the case, quote, "we ask you to remember, we are not public officials and did not invite this type of attention into our lives."
Greg Allen, NPR News, Miami. Transcript provided by NPR, Copyright NPR.


text:
...one of the most highly
regarded and expertly designed C++ library projects in the
— Herb Sutter and Andrei
Alexandrescu, C++
Coding Standards
Inherited from basic_io_object.
Get the io_service
associated with the
boost::asio::io_service & get_io_service();
This function may be used to obtain the io_service
object that the I/O
object uses to dispatch handlers for asynchronous operations.
A reference to the io_service
object that the I/O
object will use to dispatch handlers. Ownership is not transferred to the


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Quality employees are essential for the long-term success and growth of any business. Many entrepreneurs learn this simple fact far too late. Regardless of what kind of business you own, a handful of key employees can either make or break you. Sadly, businesses have been destroyed by employees that don't care, or even worse, are actually working to undermine the business that employs them. In short, the more you evaluate your employees, the better off you and your business will be.
Forbes' article "Identifying Key Employees When Buying a Business", from Richard Parker does a fine job in encouraging entrepreneurs to think more about how their employees impact their businesses and the importance of factoring in employees when considering the purchase of a business.
As Parker states, "One of the most important components when evaluating a business for sale is investigating its employees." This statement does not only apply to buyers. Of course, with this fact in mind, sellers should take every step possible to build a great team long before a business is placed on the market.
There are many variables to consider when evaluating employees. It is critical, as Parker points out, to determine exactly how much of the work burden the owner of the business is shouldering. If an owner is trying to "do it all, all the time" then buyers must determine who can help shoulder some of the responsibility, as this is key for growth.
In Parker's view, one of the first steps in the buyer's due diligence process is to identify key employees. Parker strongly encourages buyers to determine how the business will fair if these employees were to leave or cross over to a competitor. Assessing if an employee is valuable involves more than simply evaluating an employee's current benefit. Their future value and potential damage they could cause upon leaving are all factors that must be weighed. Wisely, Parker recommends having a test period where you can evaluate employees and the business before entering into a formal agreement.
It is key to never forget that your employees help you build your business. The importance of specific employees to any given business varies widely. But sellers should understand what employees are key and why. Additionally, sellers should be able to articulate how key employees can be replaced and even have a plan for doing so. Since, savvy buyers will understand the importance of key employees and evaluate them, it is essential that sellers are prepared to have their employees placed under the microscope along with the rest of their business.


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In celebration of International Women's Month this
March, Nutramedica Inc., encourages women to speak their mind and know their
rights. Be it in society or otherwise, women have excelled over the years,
creating a sense of socio-equality that every female across the globe shall be
proud of.
This years' theme is "Be bold for change", a very
subjective manner of approach to the present era where women are called to lead
and influence. Novuhair calls for the same thrust.
Novuhair empowers the female population by improving
their appearance thru self-help ideas on social media. Channeling their
self-esteem and confidence to exude.
Nutramedica Inc. itself is being led by a formidable
woman, Sheila Mae Velilla, CEO & President. Ms. Velilla built the company
from scratch, exerting much effort in product development and exemplary business
& marketing acumen. Founded in 2004, Nutramedica was one of the first
companies to market virgin coconut oil (VCO) in the Philippines. Today it is
known for its comprehensive range of oral and injectable pharmaceutical lines,
food supplements and cosmetic products.
At present, Novuhair has been awarded by Watson's as
the leading Medicated Hair Care Brand in the country for five consecutive
years. The effectiveness of the product speaks for itself.
Novuhair is made with 19 natural ingredients that
include moringa oleifera, panax ginseng, virgin coconut oil and the natural
essences of rosemary and peppermint and almost 100% natural.
Novuhair nourishes the scalp and hair by increasing
the flow of nutrients and improving blood circulation to the scalp. Novuhair
also helps hydrate the scalp, maintain the hair's natural luster and prevent
early hair graying, hair dryness and itching. It also penetrates deep to
rejuvenate the hair follicles, provides optimum nutrition to help combat hair
loss and/or thinning of hair, improves blood circulation in the scalp which
contributes to the stimulation of hair growth.
Novuhair Topical Scalp Lotion, Shampoo and Conditioner
are available in all Mercury Drug Stores and other leading drug stores
nationwide. For more information visit www.novuhair.com, like the brand's
official Facebook Page at Novuhair Official, follow it on Twitter at
@NovuhairNatural and on Instagram @novuhairofficial. You may also call the
Novuhair hotlines at 4136570 and 09228830575 and order online at Lazada and


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Please comment on Farmers Markets Anchorage - Find Anchorage Farmers Markets businesses and services here. Your review is appreciated.
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Square Skimmer Navy Blue Grip Seal Gaskets fit all standard square above ground pool skimmer boxes. These gaskets are heavy-duty, professional-grade products that will protect and secure your pool and liner.
- Creates an air-tight seal to prevent leaks
- NeverLeak Navy Blue Grip technology - exclusively sold at LinerWorld
- We recommend replacing your gaskets with a liner change to protect the liner
- Unique silicone rubber design
- Includes 2 gaskets
If you have questions about LinerWorld, our pool liners, or our other pool maintenance products and accessories, you've definitely come to the right place. We've put together some of the top questions we get, just to get you started. Not seeing what you need? Don't hesitate to contact us!
How do I measure my swimming pool?
To get the measurements for your pool size, measure from inside wall to inside wall. To measure your pool's depth, measure from the deepest point of the pool on the floor to the top of the inside of the pool wall. Don't just measure the actual pool walls. It generally works best if you have two sets of hands. You can read more about measuring your pool here.
What is the difference between an overlap pool liner and a beaded pool liner?
Great question! Overlap pool liners go over the side of your pool wall and are held on by coping strips. Above ground beaded liners are fed into a bead receiver (which is installed on the inside of your pool wall). You can learn more about overlap and beaded pool liners here.
If I don't see my pool size as an option for a liner, can I buy the next size up and use that? Will it fit properly?
No. Our pool liners are made to fit the exact measurement of your swimming pool. So, if your pool measures slightly under 27 feet, the 27-foot liners will not fit your pool properly. In this type of scenario, your best bet is to contact us and order a custom sized liner.
Do you have a warranty for your pool liners?
Yes. Our above ground pool liners come with a 25 year, prorated manufacturer's warranty that covers manufacturer defects. We recommend all customers read through our warranty very carefully before purchase.
What is the shipping process?
At LinerWorld, we pride ourselves on our fast and free shipping. We offer free shipping on all of our swimming pool liners, products, and accessories. Orders placed by 3 PM (CST) typically ship same day and most customers receive their orders within 1-3 business days. Less waiting and more time enjoying your pool!
Do you have a return policy for your liners and pool accessories?
Yes. We do accept returns within 30 days of receiving your items. Some fees and restrictions may apply. Custom orders and pool liners that have been opened and unrolled are not returnable. Please be sure to read our full return policy for more details.
How do I install my new swimming pool liner?
We're glad you asked! The installation process is definitely important. There are different ways you can install a swimming pool liner, but our liners are designed to be installed one specific way. Be sure to read our full installation guide and contact our team if you need extra assistance.
How do I open my above ground pool?
There's no better time of year than when the weather warms up and it's finally time to open your pool for the outdoor swimming season! We've put together a handy pool opening guide with easy-to-follow instructions to help you get your pool up and running quickly and efficiently.
How do I close my above ground pool?
While it's always a bummer to say goodbye to the warm weather, closing your pool for the winter doesn't have to be difficult. Check out our pool closing guide for a step-by-step process for winterizing your pool and some handy tips and tricks.
Do you sell J-Hook, U-Bead, or Unibead liners?
While we do not sell these specific liner types, we recommend purchasing a bead receiver along with one of our standard beaded pool liners as a superior alternative to J-Hook, U-Bead, or Unibead liners.
What forms of payment do you accept?
LinerWorld proudly accepts all major credit and debit cards, including Visa, MasterCard, American Express, and Discover.
How can I contact LinerWorld?
Our team is standing by, ready to answer your questions and get your swimming pool back up and running. Contact us via our online form or live chat. You can also reach us by emailing firstname.lastname@example.com or calling customer service at (708) 489-9932 during our business hours.


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Flea Fumigation Clacton On Sea offer Flea Prevention and Flea Treatment for your home for a professional Flea Treatment and Flea Fumigation quote call the experts today
Flea Fumigation Clacton On Sea have the same day appointments and there are No Call-Out Charges. We cover all aspects of Flea Infestations throughout Clacton On Sea and we also use various methods in Flea Control and prevention of Fleas. We use the latest chemicals and we will talk you through the whole process and advise how to deter Fleas from your home in the future.
Pest Control Essex also have a Commercial Pest Control unit and all our Controllers are fully qualified and hold all relevant qualifications for both domestic and commercial premises.
You will find our Pest Control Essex team helpful and professional and we also work weekends, so if you discover you have a Flea infestation, just pick up the phone and give our helpful team a call today.
Fleas Clacton On Sea at Pest Control Essex offers you a No 1 Service at prices you can afford!
Call Our Flea Removal Team at Pest Control Essex Today On: 01245 327 274.
About Fleas:
For every flea that lives on your cat or dog there will be 99 more starting to develop in your carpet and at some point in their lives you animal will suffer an infestation.
Their saliva is considered to be one of the most allergenic substances as it can cause a skin disease in pets which is called Flea Allergic Dermatitis (FAD) Also when fleas bite they take in blood and if the infestation is severe it could cause anaemia in puppies and kittens or even death.
Fleas can live between 7 and 14 days and will divide their time between living on your pet to feed and returning to your carpet to lay more eggs and this happens every day. The larvae then get's buried into carpets and upholstery and can lay dormant for several months. When the adults sense warmth and vibrations they will jump onto your pet and start the cycle over again.
Spotting Fleas:
The most obvious sign of fleas will be that your pet is continuously scratching, you should also be able to see them in the fur of your pets, fleas are dark brown in colour and are approximately 1 – 2mm long, you should also find tiny black specks of flea dirt on your pet just under their fur. The height of the summer is when fleas are most rife; however they can be just as bad in the winter if you have a warm central heated home.
The winter time is the best time to de-flea your pet and just before the beginning of the summer. A continuous de-fleaing of your pet will keep them to a minimum.
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While football fans were purring in appreciation at the dazzling dribbling skills exhibited by French international Jérémy Menez that sealed Roma's comprehensive 3-0 victory against Cagliari at the weekend, it may have escaped their attention that the giallorossi had stealthily moved into third place in Serie A after winning five of their last six games, which is some comeback after their indifferent start to the season. In fact, it's beginning to look like this year could be a repeat of last year's heroics, when Claudio Ranieri's team staged a remarkable recovery to finish as runners-up to José Mourinho's all-conquering Inter team, guided by their charismatic captain, Francesco Totti.
However, as important as these victories are to Roma's campaign, this is not the greatest challenge facing the grand old club these days, as their very existence has been called into question. With depressing inevitability, their problems off the pitch came to a head last summer, when the club was officially put up for sale, after many years of financial difficulties. They reported a thumping great €22 million loss in 2009/10 and have a large hole in their balance sheet. This has resulted in them struggling to pay their wages, so much so that the players only received their money for July, August and September in November - on the very last day that they could be paid without the league imposing a points penalty.
Unsurprisingly, this has caused the supporters great consternation, as there is a clear risk that players could be sold to shore up the club's finances with some talk of Montenegrin striker Mirko Vucinic being allowed to leave. Some players' contracts are coming to an end, including faithful servants such as centre-half Philippe Mexès and midfielder Simone Perrotta, who could depart on free transfers if their agreements are not renewed. Even if Roma manage to retain these players, they will have to find money from somewhere to reinvigorate an ageing squad at some time.
"Roma welcomes home Ranieri"
It seems incredible that a prestigious club like Roma could be in such dire straits. After all, this is one of Italy's most successful clubs, having won the Serie A title three times, most recently in the memorable 2000/01 season under Fabio Capello with a team featuring the attacking talents of Gabriele Batistuta, Vincenzo Montella and that man Totti. They have also seen European glory twice narrowly elude them, losing out to Liverpool in the 1984 European Cup after a penalty shoot-out and their perennial rivals Inter in the 1991 UEFA Cup.
It's not all ancient history either, as the last decade has arguably been one of their best ever, at least on the pitch, as they captured one scudetto, finished second in the league on no fewer than six occasions and reached the Italian Cup final six times, winning twice (in 2007 and 2008). According to research by the Italian media, Roma is the fifth most supported club in Italy, only behind Juventus, Inter, Milan and Napoli.
So, the obvious question is what on earth has gone wrong?
Many commentators speak of the club's enormous debts, but that's not strictly accurate. The club itself has a very small net debt of €9 million and has actually had a cash surplus for the previous few years, which is a notable achievement in the highly pressurised world of football. Even the net balance owed on transfer fees, which can be very high at Italian clubs, is only €3 million.
However, the problem is that the club's owners, the Sensi family, which owns the club via its oil storage company Italpetroli, do have huge debts with the banks. These were around €405 million at the last count with €325 million being owed to Unicredit and €80 million to Monte dei Paschi di Siena, but they are probably even higher now.
You might be forgiven for thinking that this has nothing to do with the football club, but unfortunately there is an impact, as the main creditor Unicredit, which is facing challenges of its own in the troubled banking sector, has insisted that Italpetroli clears its debts and the only way of doing that is for the company to liquidate its assets, including AS Roma, which is now very much in the shop window.
"Rosella Sensi - no smoke without fire"
Italpetroli is in a desperate situation with bankruptcy threatened and auditors questioning their accounts, so they have no other viable options remaining. Indeed, Unicredit has already taken control of the Sensi family's other assets, leaving them with just their residential properties. The owners' financial difficulties also obviously mean that they have no spare money to invest into the club.
The Sensi family has held a majority stake (67%) in Roma since 1993, though times have undoubtedly changed since Franco Sensi used to boast, "13% of Italians travel around using my oil." Although initially criticised by the club's passionate support ("Sensi senza senso"), the fans slowly warmed to Franco, especially when he opened his cheque book to buy the likes of Batistuta, Emerson and Walter Samuel, the highlight being a memorable celebration in the Circo Massimo to honour the championship win in 2001. However, after his death from illness two years ago, his daughter Rosella took charge and, since then, the future of the club has been uncertain with frequent speculation about a change in ownership.
At the same time, fans have been unhappy with the lack of investment by the owners in recent years. In the last two seasons, Roma have spent relatively little in the transfer market with the only signings of any note being Nicolás Burdisso and Marco Motta. Indeed, they have actually generated net sales proceeds of €19 million in that time, largely thanks to the sale of creative midfielder Alberto Aquilani to Liverpool. This total was only surpassed by Udinese, a club famous for doing prodigiously well at making money from transfers, and the Milan giants, whose figures were boosted by the extremely lucrative sales of Zlatan Ibrahimovic to Barcelona and Kaká to Real Madrid, while all other clubs in Serie A spent more than Roma.
Hence, the sense of relief among the majority of the club's supporters that the Sensi family's reign is coming to an end after 17 years in charge of La Maggica. Even Rosella now seems to realise that her time is up, "The day in which an interested party with a genuine project for the club appears, we won't have a problem in taking a step back, albeit with a heavy heart."
Although Rosella continues to hold the reigns, her position as president is a nominal one, merely ensuring continuity in the interim period, and in reality it is now the bank that is calling the shots. Ever since 2004, when it acquired Capitalia, another bank that helped restructure Italpetroli's debt, Unicredit has owned 49% of Italpetroli, but it clearly has little desire to own a football club, which it effectively does now through its control of Italpetroli's 67% stake. This helps explain its decision to sell the club, an agreement that Sensi admitted was needed in order to "safeguard" the club's future.
"The grinta of Daniele De Rossi"
The requirement for someone else to take control has been amply evidenced since the summer with Unicredit having to advance €15 million in September to finance the transfer market acquisitions campaign, though €11 million of that was reportedly repaid in October, and a further €25 million in November to cover the wage bill, though this has been supported by a factoring arrangement, whereby some of the club's future television receipts have been passed to the bank in exchange for the injection of cash.
Rothschild has been appointed as the advisor tasked with finding a buyer for the club, a process that has been facilitated by creating a new company, imaginatively named NewCo Roma, for Italpetroli's 67% share. The division of ownership in NewCo remains unchanged with the Sensi family holding 51% and Unicredit 49%, but, importantly, Sensi cannot prevent a sale to a buyer deemed acceptable by the bank. At the point of sale, she will have to step aside.
However, it has not proved to be as easy to sell the club as Unicredit would have hoped. Having signed the agreement to place Roma on the market in July, they initially hoped that the process would be completed in September ("we'll find a buyer in three months"), but that always appeared overly optimistic. That date passed, as have a number of others, with the deadline first being slipped to November, then extended to December, leaving the latest date for bids as the end of January. In fairness, the sale was somewhat comprised by the resignation of Unicredit's CEO, Alessandro Profumo, in September, nor was it helped by Roma's disappointing start to the season, but all these delays don't exactly encourage the thoughts of a positive outcome.
"Philippe Mexes - the French connection"
One potential barrier to completing a sale might be the price being asked by Unicredit. It is understood that the minimum they are looking for is €100 million, though they are believed to be hoping for €130-150 million. Interestingly, the Sensi family will receive 5% of any figure above €100 million, so it is in their interest to help achieve the highest price possible. Before the economic crisis struck a couple of years ago, analysts thought that the club was worth at least €200 million, so the most opportune moment to find a new owner has almost certainly long since passed.
Indeed, a couple of years ago, it was reported that billionaire financier George Soros had made a €283 million bid for the club through his global sports investment arm, Inner Circle Sports, though this has never been confirmed. There have been many expressions of interest over the last few years from all corners of the world, but, for one reason or another, they have never come to fruition. Unicredit appears unruffled: "The sales process continues as planned" and "We are still in discussions with a number of potential purchasers to whom we have provided further details as a preparation for binding offers." In spite of these bland words of comfort, the fans are understandably still nervous, given how long the procedure is taking.
Nothing is known for certain about any prospective owners, but the short list would appear to have come down to three reasonably credible candidates: (a) Aabar Investment, the sovereign wealth fund of Abu Dhabi, already owns 5% of Unicredit and would surely have the resources to both finance a bid and make investments into the club. (b) The Angelucci group, whose wealth is primarily derived from health clinics, though it also publishes "Libero" and "Il Reformista", is reported to have already made an offer of €86 million. This low bid has been cited as evidence that this group would not have sufficient capital to make a success of the club. (c) A mysterious American entrepreneur, whose name has not been divulged, though some have suggested that this might well be John Fisher, the owner of the Gap clothing empire, who has approached Roma in the past, or even Steve Tisch, owner of the New York Giants.
"Marco Borriello shows the way ahead"
Many others have seemingly fallen by the wayside, including Francesco Angelini, the wealthy owner of a pharmaceutical company; Clessidra, an Italian private equity firm; and Naguib Sawiris, the Egyptian entrepreneur, who owns telecoms provider Wind, which just happens to be Roma's main sponsor. Expressions of interest have also apparently been heard from the usual suspects in Asia, China, India and Russia, but that's just par for the course when a football club is put on the block.
Of course, it's not enough for the buyers to have enough money to just buy the club. No, they will also need to find a lot more cash for other investments. Right off the bat, they will need to inject around €50 million of capital to strengthen the balance sheet, and probably a similar amount to strengthen the squad. So, if we assume that the club can be bought for €150 million, that would mean a total outlay of €250 million – or a quarter of a billion. That's without counting the cost of a new stadium and training ground, which would be needed if Roma are to compete internationally in the future. No wonder Federico Ghizzoni, Unicredit's current chief executive, explained, "For us, it's not only the price that's important, but also the future of the club, in other words the quality of the investor."
So, what sort of business would a buyer get for his money?
On the face of it, the profit and loss account does not look too bad up until last year, when the club reported a hefty €22 million loss. In the four previous years, they made two large profits (€14 million in 2007 and €20 million in 2008) and two small losses (€4 million in 2006 and €1 million in 2009). In a way, the 2010 loss was perfectly understandable, as the revenue dropped dramatically by €24 million, largely due to the failure to qualify for the Champions League. However, there are two reasons why this loss was worrying. First, even though the revenue fell, there appeared to be no attempt to compensate by cutting costs; in fact, they slightly increased. Second, the loss was incurred despite a very healthy €19 million profit on player sales, the highest recorded in the last five years.
Unfortunately, the loss next year is likely to be at least as high. The club has not provided an estimate, but has warned that, "2010/11 will close with a significant loss, which will require some form of financing." The Italian media has spoken of a loss as high as €40 million, though this will be impacted by a number of factors. On the plus side, the return to the Champions League will make a material difference to the revenue, but this will be reduced by the new collective agreement for TV rights. Furthermore, the moribund nature of the transfer market last summer means that there will be a limited profit from player sales – unless one of Roma's higher rated players is sold in the January window. Actually, the lack of sales activity had a double whammy impact, as Roma were unable to meaningfully reduce their wage bill.
At first glance, Roma's revenue does not look too bad. If we look at the Deloittes Money League for 2008/09 (the most recent season available), which ranks clubs in order of their revenue, we can see that Roma are reasonably well placed in 12th position with €146 million, just ahead of Champions league regulars Lyon. However, a closer inspection reveals some weaknesses. For example, their revenue is a long way behind the Spanish powerhouses, Real Madrid and Barcelona, whose revenue is around the €400 million mark, which might be expected, but it's also much lower than the leading English clubs, whose revenue is at least €100 million higher.
While Roma are settled in the cluster of four Italian clubs, it should be emphasised that the triumvirate of Juventus, Inter and Milan all earn around €50 million more, largely because those clubs have better TV deals, but also because they have better exploited commercial opportunities. Nevertheless, the club's revenue still represents a solid foundation upon which a new owner could build and that gap could represent a realistic growth target.
Two other observations really hit you in the face. Roma's match day revenue of just €19 million is extremely low, so much so that it's actually the second lowest of any team in the top twenty clubs listed in the Money League, representing only 13% of the club's total revenue. On the other hand, the huge reliance on television revenue of €87 million is all too evident, as this accounts for a weighty 59% of total revenue. In fairness, this fell to 54% in 2009/10, but this was more due to the absence of Champions League money than any growth in other revenue streams.
Before further commenting on the revenue, I should explain that the figures in my analysis are different from those quoted by Roma. In order to be consistent with other clubs, I have followed the definition used in the Deloittes Money League. For example, their latest report excluded the following items: (a) gate receipts given to visiting clubs €3.1 million; (b) TV income given to visiting clubs €11.4 million. Adding the total adjustments of €14.5 million to the Money League revenue of €146.4 million gives the €160.9 million revenue reported by AS Roma SpA.
Back to business and we were noting the importance of TV to Roma, which is a common factor among Italian clubs' revenue profile. In fact, the list of top ten clubs by television revenue in the Money League includes four sides from Italy. As Rosella Sensi beautifully put it in the last annual report, "We live in an era of the virtual stadium."
Roma generated €87 million TV revenue in 2008/09, including €60 million from the domestic broadcasting deal with Sky/Mediaset and €26 million from the Champions League. The 24% decrease (€21 million) in 2009/10 was almost entirely due to the fact that Roma only qualified for the Europa League, which brought in a paltry €2 million. If you're wondering why the TV revenue was so high in 2007/08 at €106 million, this was again partly because of the Champions League (worth €29 million that year), but also due to a once-off payment of €15 million for domestic TV rights.
Up until now Roma have benefited from selling their TV rights individually, though their €60 million deal (net of mutuality payments) is still a long way short of the €90-100 million deals negotiated by Juventus, Inter and Milan. As from the 2010/11 season, this structure has been replaced by a return to a centralised collective deal, which Roma have advised will lower their TV income, though they have yet to quantify the magnitude of the reduction.
The decrease may not be quite as bad as some fear for a couple of reasons. First, the total money guaranteed by exclusive media rights partner Infront Sports will be approximately 20% higher than before at over €1 billion a year. Second, the complicated distribution formula still favours the bigger clubs like Roma: 40% will be divided equally among the 20 Serie A clubs; 30% is based on number of fans (25%) and the population of the club's city (5%); and 30% is based on past results (5% last season, 15% last 5 years, 10% from 1946 to the sixth season before last). Nevertheless, there is still talk of top-flight Italian clubs breaking away to form Lega Calcio Serie A in an attempt to emulate the English Premier League and increase their share of television revenue.
As we have seen, qualification for the Champions League is imperative for Roma's business model and unsurprisingly the club's accounts identify this as one of the key risks influencing the club's economic prospects. It's not quite as straightforward as saying that the club makes a profit in years when it reaches the Champions League and makes a loss when it fails to do so, but that's not a million miles from the truth.
The accounts actually state that the total revenue difference between the Champions League and Europa League amounted to a whopping €26 million, when additional gate receipts and increases in sponsorship payments are included. As an illustration of the "Champions" effect, in the purple patch between 2007 and 2009, during which Roma reached the quarter-finals twice and the last 16 once, the TV receipts alone averaged a very handy €20 million a season. The payments have risen since then, so if Roma were to again reach the quarter-finals this season, which is an entirely feasible target, given that they have been drawn against the inconsistent Ukrainian side Shaktar Donetsk in the last 16, they could expect to receive at least €30 million.
Another area where Roma have lagged behind their Italian counterparts is the commercial operation, which generated only €38 million last season (€41 million in 2008/09). To place that into context, Milan earned €64 million, Juventus €54 million and Inter €53 million. The deficit is explained by the differences in the main two sources of commercial revenue, where the other clubs earn more: (a) shirt sponsorship: Roma – Wind €7 million, Milan – Emirates €12 million, Juventus – Betclic €8 million, Inter – Pirelli €9 million; (b) kit supplier: Roma – Kappa €5 million, Milan – Adidas €13 million, Juventus – Nike €12 million, Inter – Nike €18 million.
Actually, the situation is even worse at Roma, as the agreement with Wind, the shirt sponsor, was extended by three years to conclude in June 2013 at a lower guaranteed amount. Previously, this had been €7 million, but is now scheduled to be: 2011 €5 million, 2012 €5.5 million and 2013 €6 million, though this will be increased by €1 million for every season in the Champions League. This does not seem to me to be a wonderful demonstration of negotiating skills, but let's not forget that this is a club that recently went an entire season without a main sponsor. In fairness, the Kappa equipment deal does have built-in increases from €5 million to €8 million over the course of the contract running until 2017.
Even though there is plenty of room for improvement in marketing, Roma's real revenue weakness is match day revenue, which is extremely low at €19 million. To be fair, this is a well-known issue in Italy, as we can see in the Money League, where the four Italian clubs all languish in the bottom half of that table. That said, it's clearly more of a problem at Roma (and Juventus €17 million) than Milan €33 million and Inter €28 million. More importantly, this revenue is miserably low, compared to their European peers. At the other end of the spectrum, Manchester United and Arsenal generate €128 million and €118 million respectively, which is more than six times as much as Roma. That's a huge competitive advantage for the English clubs, especially as it happens every single season.
The difference is largely attributable to ticket prices, but it's also down to smaller crowds. Last season, Roma's average attendance of 41,000 was up 4% and was the third highest in Italy, only behind Inter 56,000 and Milan 43,000, but this was still only the 28th highest in Europe. Also of concern is the fact that Roma only fill 56% of the 72,700 capacity of the Stadio Olimpico, which is the lowest percentage of all Money League clubs.
"Grounds for optimism?"
This only emphasises the need for Roma to address the issue of their stadium, which is owned by the local council, rented by the club and shared with city rivals Lazio, thus reducing its revenue generating capacity. The lack of ownership means that they miss out on profitable opportunities like premium seating, corporate boxes, restaurants, retail outlets, naming rights and non-sporting events.
That is why in September 2009 Roma unveiled plans to build a new 55,000 capacity stadium in the Aurelia zone of the city with Rosella Sensi explaining, "It's a project to bring economic stability to the club." Although the ground would be smaller, it would generate much more revenue. In particular, premium seats could make a big difference, if you consider that Arsenal make 35% of their match day revenue from just 9,000 premium seats at the Emirates. Significantly, all of this income would go directly to the club, as they will no longer have to share it with Lazio or the local council.
Obviously, there's no such thing as a free lunch and a new stadium would require a huge initial outlay (estimated at around €300 million) and is not necessarily a magic bullet, given that it would be difficult to raise ticket prices in an economic recession, but it could have a dramatically beneficial impact on Roma's revenue. You only have to look at how the gap with Arsenal's revenue has grown from €15 million in 2005 to €139 million in 2010, with most of the growth coming since 2007 – the first year that the Emirates became operational – to appreciate that it could be worth the risk.
Indeed, this way of thinking has been embraced by other Italian clubs. Juventus' plans to move to a new stadium are well advanced, while Inter continue to negotiate with their council to move away from San Siro. However, since the 2009 announcement, little more has been heard from Roma about a new stadium, which might be linked to their financial difficulties, though some fans suspect that it was little more than a smoke screen designed to deflect criticism away from the owners.
All in all, Roma's revenue is not too shabby, but the problem is that it's not enough to cover costs, leading to a €15 million loss after cash expenses and a €40 million loss after amortisation (and before profit on player sales). As with all football clubs, the largest expense is wages, which have increased by nearly 50% in the last four years from €68 million to €101 million, even though revenue has only grown by 5% in the same period. This trend is most apparent in the last two seasons, when the wage bill steadily grew, even as revenue declined, producing an unsustainable wages to turnover ratio of 82%, which is far higher than UEFA's recommended maximum limit of 70%.
Admittedly, Roma's wage bill of €101 million is much lower than their rivals from the north (Inter €205 million, Milan €172 million and Juventus €138 million), but it is still the fourth highest in Italy and around twice as high as the likes of Lazio, Fiorentina and Genoa. Although the payroll has been lightened with the sale of Julio Baptista to Malaga and the loan of Cicinho to Villarreal, the accounts reveal the significant cost of extending player contracts, e.g. Totti's deal runs to 2014 at €8.6 million a year. Roma fans might also be interested to know that Rosella Sensi received compensation of a tidy €1.1 million, which begs the question of how much she would be paid if the club were actually profitable.
In contrast, player amortisation has held steady at around €24 million in the last three years, which is on the low side compared to other leading Italian clubs: Inter €50 million, Milan €41 million and Juventus €34 million. Remember that amortisation is the annual cost of writing-down a player's purchase price. For example, Nicolás Burdisso was signed for €8 million on a four-year contract, but his transfer is only reflected in the profit and loss account via amortisation, which is booked evenly over the life of his contract, i.e. €2 million a year (€8 million divided by four years). Thus, the total cost of player purchases is not immediately reflected in the expenses, but increased transfer spend will ultimately result in higher amortisation.
Therefore, the fact that amortisation has not increased would imply that Roma have not spent big in the transfer market and that is indeed the case, at least recently. In the five years up to 2003/04, Roma clearly splashed the cash with net spend of a not inconsiderable €183 million on players of the calibre of Batistuta, Cassano, Montella and Nakata, but they have only incurred net spend of €3 million in the seven years since those heady days.
The annual report explained that the club could only afford "smaller investments, due to fewer available resources" and they have had to box clever, recruiting the Brazilians Adriano and Fabio Simplicio on free transfers (though on high wages) and taking prolific forward Marco Borriello from Milan on loan (with an agreement to buy him for €10 million next season).
This an example of Roma's need to conserve cash, which is evidenced by the cash flow statement. Over the last two years, the cash outflow of €47 million has been even higher than the reported losses of €23 million, which rings a large alarm bell, especially as this excludes €52 million of amortisation. There have been rumours that the commercial deals were extended at such a low rate in order to get some of the money upfront, but the accounts explicitly mention a number of arrangements whereby TV revenue has been sold in order to access funds now.
"Adriano - a huge investment in both senses"
That sort of arrangement would raise a red flag to most investors, which might explain why the interest of so many possible buyers goes cold when they undertake due diligence and have the opportunity to examine the club's books in detail. It's as if they look at the high-level numbers and think that they could make a go of it, but there are too many skeletons in the closet for their liking.
Of course, Roma does possess hidden assets too, namely their players, who were valued at a conservative €42 million in the balance sheet, but are worth considerably more in the real world – a staggering €215 million according to Transfermarkt. Unfortunately, the only way of realising the value of these assets would be to sell players like the popular Daniele De Rossi, which would hardly endear a new owner to the fans.
In addition, any rational investor would look at the market in which a potential acquisition operated, which does not exactly provide a comforting picture. Although Serie A football remains fascinating and continues to produce more than its fair share of Champions League winners, there are numerous problems: outdated stadiums, falling attendances, outbreaks of hooliganism and the complicated "tessera del tifoso" process, which makes it more difficult to just turn up at a match.
"Mirko Vucinic - it's a celebration"
Consequently, Italian clubs have reported some of the largest losses in football. In the last three years, Inter made cumulative losses of over €500 million, while Milan's losses of €120 million in the same period would have been even higher without the €63 million profit made from selling Kaká. Even Juventus, who have been held up as a paragon of economic virtue in Italy, lost €11 million last year. Future financial prospects have been further damaged by the loss of a Champions League place to Germany.
Of course, Italian clubs will not be able to ignore such losses in the future, even if they have a generous benefactor, as we are entering the era of UEFA's Financial Fair Play Regulations, which will ultimately exclude from European competitions those clubs that fail to live within their means, i.e. make a profit. These will be implemented in the 2013/14 season, though the monitoring period will cover the preceding two reporting periods, 2011/12 and 2012/13, so clubs like Roma are under pressure to rapidly wipe out their losses.
"The happy couple - but for how much longer?"
Wealthy owners will be allowed to absorb aggregate losses of €45 million over three years for the first two monitoring periods, so long as they are willing to cover the club's losses by making equity contributions, but the maximum permitted loss then falls to €30 million from 2015/16 and will be further reduced from 2018/19 (to an unspecified amount). Funnily enough, this additional governance could potentially help Roma, as their losses are within this "acceptable deviation", while some of their competitors will have to slash and burn to get down to this level.
There is little doubt that the right owner, i.e. one with considerable resources and a strategic vision, could make a significant difference to Roma. While it might be over-egging the cake to describe the club as a sleeping giant, it has a lot of strengths that have not been fully exploited, starting with a large, fervent fan base and a productive youth academy. If a new owner could also build a new stadium, and maybe persuade the local authorities to fund improved transport infrastructure, then this sorry saga might actually have a happy ending. Let's hope so, as the world of football is a better place with a Bella Roma.


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Here you can see a detailed look at the forecast for the next 48 hours. Note that the base for this is our Meteogram product, which shows a good average forecast for Harbach (Gmünd, Lower Austria, Austria).
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This plot displays the 14 day temperature forecast for your selected location, Harbach.
The red numbers show the expected high temperature for a given day, while the blue numbers show the expected low temperature. Because forecast uncertainty increases with time, we also display the range of possible high/low temperature outcomes, shown as the shaded red/blue regions. The actual high/low temp could fall anywhere in that shaded region, and the larger the shaded regions are, the higher the forecast uncertainty is.
Current weather - Here we've put together a glance at all the most important information about the current weather in Harbach (Gmünd, Lower Austria, Austria). You can see with the radar HD if precipitation is falling at the moment, or headed towards Harbach soon. You can also see where there are thunderstorms currently ongoing, as well as where thunderstorms have occurred in recent weeks and months with our lightning analysis tool. Our HD satellite images of Harbach will show you whether there's sunshine currently in the area, or if clouds are making for a more gloomy day. Finally, current observations will tell you what current temperatures look like around Harbach at the moment, as well as if it's humid and/or windy.
Forecast for the next few days - The weather forecast for Harbach is available in several different versions, all clearly and simply displayed here on the Weather Harbach page. For the short term, we have data based on a single weather model that is known to deliver the best forecast for Harbach. For the longer term, we have forecasts for the next two weeks based on an analysis of many different possible forecast outcomes that will give you a sense of not just what's most likely, but how the forecast could change in future updates as we get closer to any given date. If the range of possible outcomes is narrow, you can have high confidence in the forecast. If the range is wide, you know there's more uncertainty, and to not give too much credence to any one possible forecast outcome. We also have other products such as Meteograms and Forecast XL elsewhere on our site to give you additional options for figuring out the forecast for Harbach.
Neighboring places around Harbach
- Moorbad Harbach, Maissen, Wultschau, Lauterbach, Šejby, Himmelreich, Reinprechts, Hirschenwies, Langfeld, Schöllbüchl
Cities, towns, villages
- Aalfang, Abschlag, Albrechts, Altmanns, Altnagelberg, Altweitra, Amaliendorf, Amaliendorf-Aalfang, Angelbach, Bad Großpertholz, Brand, Brand-Nagelberg, Breitensee, Dietmanns, Dietweis, Eberweis, Eggern, Ehrendorf, Ehrenhöbarten, Eichberg, Eisgarn, Engelstein, Finsternau, Friedreichs, Fromberg, Gebharts, Gmünd, Gopprechts, Grametten, Griesbach, Grillenstein, Grosspertholz, Grossschönau, Groß-Radischen, Großdietmanns, Großeibenstein, Großotten, Großschönau, Großwolfgers, Grünbach, Guttenbrunn, Harbach, Harmanschlag, Haslau, Haugschlag, Heidenreichstein, Heinrichs bei Weitra, Hirschbach, Hirschenschlag, Hirschenwies, Hoheneich, Hollenstein, Hörmanns bei Litschau, Hörmanns bei Weitra, Illmanns, Karlstift, Kirchberg am Walde, Kleedorf, Kleineibenstein, Kleinpertholz, Kottinghörmanns, Kurzschwarza, Langegg, Langfeld, Langschwarza, Lauterbach, Leopoldsdorf, Litschau, Loimanns, Mistelbach, Moorbad Harbach, Motten, Mühlbach, Neulangegg, Neuniederschrems, Niederschrems, Nondorf, Ober-Lembach, Oberbrühl, Oberlainsitz, Oberwindhag, Pyhrabruck, Pürbach, Reichenbach, Reingers, Reinpolz, Reinprechts, Reitzenschlag, Rothfarn, Rottal, Sankt Martin, Sankt Wolfgang, Schagges, Schandachen, Scheiben, Schlag, Schrems, Schroffen, Schöllbüchl, Schönau bei Litschau, Seyfrieds, Spital, St. Martin, Steinbach, Stölzles, Sulz, Thaures, Thaures, Türnau, Ullrichs, Ulrichs, Unserfrau, Unserfrau-Altweitra, Unterlembach, Waldenstein, Walterschlag, Watzmanns, Weikertschlag, Weitra, Wetzles, Wielands, Wielings, Wolfsegg, Wörnharts, Zeil
Mountains and hills
- Arnberg, Buch Berg, Bärenstein [St. Martin], Eulen Berg, Hart Berg, Haselberg, Hintere Schanzer berg, Holm Berg, Holá hora [Nové Hrady], Hörmannsberg, Johannes Berg, Kreuz Berg, Lußberg, Motten Berg, Nebelstein, Nebelstein_x, Ober Reit Berg, Sand Berg, Saßberg, Schroffen Berg, Sternberg, Teichberg, Tischberg [Bad Großpertholz], Wach Berg, Wolfsberg [Bad Großpertholz]


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Xenoestrogens: Detrimental to Your Health
March 20, 2017
By now everyone is aware of the option for green cleaning products, organic produce, paraben free cosmetics, aluminum free deodorants, and natural laundry detergents, but does it really make a difference in your health? You bet it does. Today our focus will be xenoestrogens. Estrogen is a natural occurring hormone...
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Dr. Steven Hotze wants that for you, too. In fact, in his powerful and passionate video entitled, "What I Believe", Dr. Hotze shares how his Christian worldview and pivotal experiences have ignited a deep desire to offer the message of hope and optimal health to all who need to hear it.
At Hotze Health & Wellness Center, our doctors are changing the way women and men are treated through the use of bioidentical hormones. Our natural treatments have helped over 33,000 individuals with hypothyroidism, adrenal fatigue, menopause, perimenopause, low testosterone, allergies, candida, detoxification and nutritional deficiencies.
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Show Cart We print it all! If you don't see it, just ask; our website is designed to show the most asked for products, but creativity has no limits and printing or designing to meet your requirements is our ultimate goal. Whether car, truck, boat, wall, card, brochure, magnet, banner, rug, sticker, cap, hat, shirt, jacket, hoodie, mug, window, garment, flyer, envelope, letterhead, mailer, door hanger, rack card or...
Santa Barbara, California
Concord, New Hampshire
Naples, Florida


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Concrete Sealing by Atlantic Care uses equipment specifically designed to quickly and evenly seal various concrete surfaces. Even though they are fairly maintenance free, concrete driveways and concrete sidewalks still can become very dirty and discolored. They are also severely affected by acid rain, moisture and high temperatures. Professional concrete sealing service can make dramatic improvements to the appearance of your concrete driveway and concrete sidewalk. With our unique, lifetime concrete sealers which penetrate your existing concrete, you can protect it from the damaging elements and form a barrier that keeps even oil from penetrating. Our concrete cleaning service and concrete sealing is the answer to your dirty concrete needs.
Concrete Sealing – Stop Driveway Damage
Chem-Tec One, which is actually a "preservative and densifier", is like adding liquid concrete to your existing driveway or sidewalk. Once added to the concrete, the "sealer", which is the same consistency as water, penetrates deeply into the substrate. There it begins a chemical reaction with the calcium and lime that exists in the concrete. As it reacts, it forms a gel that over time will harden and permanently fill the pores of the concrete. In addition, as it hardens, it pushes out contaminants such as oil and salt that lie within the concrete. This process takes about 30 days and the old salt and oil are then washed away with rain or snow.
Compared to the cheap stuff on store shelves which are silicone-based and are nothing but surface sealers that wear off quickly, Chem-Tec One, as a concrete sealer, is a permanent product. Once applied, especially with our 2-coat application, it never has to be reapplied. So not only is it significantly more effective, but it is more cost-effective in the long run.
- Driveways & Sidewalks
- Stairs & Landings
- Containment Tanks
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- Loading Ramps/Docks
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Paver Sealing
Sealing a paver has numerous benefits. Pavers are, by nature, very little maintenance, but they can occasionally become tarnished by several factors:
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Super Wet gives your paver that beautiful shiny "wet look". Super Wet is environmentally safe.
EffloRemover is an organic acid that is used to remove efflorescence (a white residue sometimes apparent on pavers) and rust from the surface of pavers. Just like all Seal n Lock products, EffloRemover is environmentally safe.
Atlantic Care offers a variety of options for sealing pavers, decks, and concrete. Don't mess with hazardous chemicals and expensive tools. Give us a call today to schedule a free estimate.


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text: This is a guidance document with sample specification language intended to be inserted into project specifications on this subject as appropriate to the agency's environmental goals. Certain provisions, where indicated, are required for U.S. federal agency projects. Sample specification language is numbered to clearly distinguish it from advisory or discussion material. Each sample is preceded by identification of the typical location in a specification section where it would appear using the SectionFormat® of the Construction Specifications Institute; the six digit section number cited is per CSI Masterformat® 2004.


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Here's a short reminder on the most common formatting rules you have at your disposal. A complete list is available in TextFormattingRules.
(empty line) Make a paragraph break. ---- Horizontal ruler [link] Create hyperlink to "link", where "link" can be either an internal WikiName or an external link (http://) [text|link] Create a hyperlink where the link text is different from the actual hyperlink link. [text|wiki:link] Create a hyperlink where the link text is different from the actual hyperlink link, and the hyperlink points to a named Wiki. This supports interWiki linking. * Make a bulleted list (must be in first column). Use more (**) for deeper indentations. # Make a numbered list (must be in first column). Use more (##, ###) for deeper indentations. !, !!, !!! Start a line with an exclamation mark (!) to make a heading. More exclamation marks mean bigger headings. __text__ Makes text bold. ''text'' Makes text in italics (notice that these are single quotes (')) {{text}} Makes text in monospaced font. ;term:def Defines 'term' with 'def'. Use this with empty 'term' to make short comments. \\ Forced line break (please use sparingly). |text|more text| Makes a table. Double bars for a table heading.
Don't try to use HTML, since it just won't work.
To embed images just put them available on the web using one of the approved formats, and they will get inlined automatically. To see the list of approved formats, go check SystemInfo.
To make a code block, use triple {'s to open, and triple }'s to close.
(Wondering where this text comes from? It's on a page called Edit Page Help, which you can edit too!)
Page not created yet.


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We highly recommend that you go through this documentation guide for the Directory theme. Please also refer to the links on this page for the detailed documentation of the whole Directory platform.
Basic setup of your Directory website
Please visit this section of the guide for more information on how to do some basic settings like configuring permalinks, changing your site logo, etc.
How to translate Directory?
Directory can be translated using Poedit software. The files you should be using for translating are located inside the /wp-content/themes/Directory/languages folder. Use the en_US.po file to translate the front-end strings and admin-en_US.po to translate the back-end strings.
Those are "global" PO files and contain strings from each of the 4 Directory components. If you want, you can also translate each individual component by opening the "languages" folder inside each plugin (and the theme). For detailed instructions on translating the PO file open the following article.
Quick tip: For displaying Directory in multiple languages you will need to purchase and install the WPML plugin.
How to speed up your Directory website
Directory is a massive application like theme so it will need more resources compared to some other simple portfolio or business WordPress themes. You may find it working a little slow if you have a lot of content and you are on a shared server. However, we have listed down some methods using which you can improvise performance of your Directory website. Please go through this article for more details on this.
How to customize Directory?
If you are a developer and want to customize Directory we recommend to read this article once, we are sure it will help


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modelled as two owls perched on a branch, set with rubies and sapphires, with Chinese characters to the reverse, unmarked
Bidders must assume that diamonds and coloured gem stones (including ruby, emerald, sapphire, peridot, aquamarine) may have undergone a form of treatment unless otherwise stated. It should not be assumed that any diamond or coloured gem is untreated or is natural, unless accompanied by a gemmological laboratory certificate (which would be mentioned in the description). McTear's will only describe gold/platinum/silver as such when a full UK standard set of hallmarks is present on the object. Other marks such as foreign import stamps will be noted in the description. As required by the Auctioneers Scheme, 20% vat will be applied to the hammer price on the sale of loose stones, which applies to diamonds, emeralds, rubies and sapphires and those lots are marked with **.
Sold for £380
Estimated at £100 - £200
Condition Report
Generally worn.
No apparent damage.
Complete the form below and one of our specialists will get back to you.


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The magazine for the Swiss Abroad appears six times a year and provides information about what is happening at home and the activities of Swiss associations abroad. It also answers administrative questions. The Organisation of the Swiss Abroad publishes the Swiss Review on behalf of the federal administration. It is supported by the FDFA delegate for relations with the Swiss Abroad, who is responsible for the official pages in the Swiss Review.
Swiss Review
Changing a Swiss Review subscription
When moving to another country, the Swiss representation must be informed of your new address – preferably via the online desk. The representation at the new location will confirm that your file has been transferred and, if necessary, change your Swiss Review subscription so that you receive the correct edition for your new region. In addition to changing your address, phone number or email address, you can also use the online desk to manage your Swiss Review subscription and choose to receive the publication either by post or email.


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These days, it's nearly impossible to turn on your television, listen to the radio or search the internet without seeing an ad for auto insurance. And every company seems to push the same message: "Switch to us and you could save money on your car insurance."
We all know that price is an important factor when it comes to choosing an auto insurer. But making price your only consideration could leave you short on coverage when you need it most.
Here are 7 things you should consider when comparing auto insurance quotes:
- Coverage. When purchasing an auto insurance policy, you'll have a wide range of coverage options to choose from. Basic bodily injury and property damage liability coverage is typically required by state law. Some additional coverages like collision, comprehensive and uninsured motorist insurance may also be required by state law. If they're not, they're available to provide added levels of protection. The coverages and the corresponding limit for each coverage you select have an impact on your policy premium. So before you compare the price of two insurance quotes, always make sure the coverage and limits are the same.
- Options. When it comes to insurance coverage, not all policies are created equal. A little research on an insurance carrier could uncover benefits you may not find elsewhere. For example, an auto policy from Erie Insurance includes extra coverages for pets, personal items and locksmiths at no additional charge to you. And coverage options like Roadside Service1 can be added to your policy for a few extra dollars each month.
- Deductibles. Your deductible is the amount you'll choose to pay out of pocket to fix your car before your insurance coverage starts to pay. Generally, the higher your deductible is, the lower your premium will be. When choosing a deductible, consider your budget – then get multiple quotes to see if the savings is worth the risk. Consider options like our ERIE Auto Plus® endorsement, which offers a Diminishing Deductible2 (reducing your deductible by $100 for each claim-free year).
- Reputation. In the event of an accident, you want to be confident that your claim will be handled quickly, fairly and efficiently. So it pays to choose an insurance company with a reputation for excellent customer service. We were named to Forbes Best Insurance Companies list, ranking us in the top 2% of insurance companies. And while we don't do it for the awards, we're honored by the recognition.
- Service. Insurance can be complicated. That's why every ERIE policy comes with your very own local,independent insurance agent. With an agent, you get the personal attention you deserve from a professional who's committed to understanding your unique insurance needs. And because our agents are independent, they'll only recommend an ERIE policy if it's a good fit for you.
- Discounts. Researching available discounts can unlock extra savings from your auto insurance quote. With ERIE a typical multi-policy discount3 is up to 20% (depending on your state). And we also offer discounts for things like safe driving, car safety equipment, multiple cars, young drivers and making annual payments.
- Price. After considering the factors above, it's time to compare the price of your coverage. Getting multiple quotes allows you to rest easy knowing the value you receive from an insurer is worth the policy premiums. ERIE can help you avoid car insurance rate increases with our ERIE Rate Lock® feature.4 Even if you have a claim, your rates won't change until you make certain changes to your auto insurance policy, such as adding or removing a vehicle or a driver from your policy or changing where your vehicle is garaged.
Deductibles, coverage limits, endorsements. There are so many choices. But you don't need to know everything about auto insurance – that's our job. At Erie Insurance, our local, experienced agents can help you get the right coverage for your car and your budget. And if something bad ever happens, we'll make sure you're back on your way, right away. Contact us today to experience the difference yourself.
ERIE® insurance products and services are provided by one or more of the following insurers: Erie Insurance Exchange, Erie Insurance Company, Erie Insurance Property & Casualty Company, Flagship City Insurance Company and Erie Family Life Insurance Company (home offices: Erie, Pennsylvania) or Erie Insurance Company of New York (home office: Rochester, New York). The companies within the Erie Insurance Group are not licensed to operate in all states. Refer to the company licensure and states of operation information.
The insurance products and rates, if applicable, described in this blog are in effect as of July 2022 and may be changed at any time.
Insurance products are subject to terms, conditions and exclusions not described in this blog. The policy contains the specific details of the coverages, terms, conditions and exclusions.
The insurance products and services described in this blog are not offered in all states. ERIE life insurance and annuity products are not available in New York. ERIE Medicare supplement products are not available in the District of Columbia or New York. ERIE long term care products are not available in the District of Columbia and New York.
Eligibility will be determined at the time of application based upon applicable underwriting guidelines and rules in effect at that time.
Your ERIE agent can offer you practical guidance and answer questions you may have before you buy.
Article originally posted on www.erieinsurance.com(opens in new tab)
A better insurance experience starts with ERIE.
Haven't heard of us? Erie Insurance started with humble beginnings in 1925 with a mission to emphasize customer service above all else. Though we've grown to reach the Fortune 500 list, we still haven't lost the human touch.
Contact Bea's Insurance Agency today to experience the ERIE difference for yourself.


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Communication and remaining attached to the world around us are the most useful for everybody. Nothing could be a better partner than Microsoft Outlook with regards to managing and balancing personal and professional lives. It will help manage and schedule emails, keep an eye on to-do's conferences, professional and personal appointments, plus much more. Because of so many times of being able to access the accounts, you can eventually face some errors. Among the errors, the [pii_email_1d792d7a4e3281d25278] error is easily the most common. You have to understand all the details about it that it is smooth to deal with.
Do you know the Reasons which are causing [pii_email_1d792d7a4e3281d25278] error?
Listed here are some apparent reasons that could make the error to happen:
The mistake can appear if your user uses multiple accounts without clearing the cache and cookies.
It may also derive from an improper installing of Microsoft Outlook software around the device.
The mistake pops up on Outlook when opened up could be because of non-updation from the new edition.
Sometimes the mistake might be unidentifiable through the user. The support team might help the very best to understand the main reason in such instances.
4 Methods to fix error [pii_email_1d792d7a4e3281d25278]
Locating a viable and achievable means to fix the issue one is facing is important. Listed here are the 4 easy methods to repair the problems of error appear:
First approach to fix error [pii_email_1d792d7a4e3281d25278]: Updation from the Microsoft Outlook
Not updated using the new edition could possibly be the first glitch in the user finish.
See if your computer or laptop props up new edition of Outlook. Whether it supports, update the Outlook and take away the previous version.
Updating the previous version will retrieve your files within the latest version.
If your new Microsoft 'office' was installed, one may need to go ahead and take essential files' backup.
Choose easy file transfer. If Outlook still shows a mistake, you ought to contact customer support.
Second approach to fix error [pii_email_1d792d7a4e3281d25278]: Clearing the cookies and cache
Not clearing the cookies and cache is yet another common factor towards the users experiencing and enjoying the error.
You ought to visit the File and option and choose clearing the Outlook cookies and cache.
Once done, you ought to log from the Microsoft Outlook accounts. If a person uses multiple accounts, log of all the accounts.
Restart or shut lower laptops and begin laptops again. Open the Microsoft account. The issue ought to be resolved.
When the error continues, go to find the third option and solve the problem.
Third approach to fix error [pii_email_1d792d7a4e3281d25278]: Selecting a car repair tool
It's a tool that can help with automatic correction and repair from the problem occurring in Microsoft Outlook.
Choose examining the information regarding the program by visiting the user interface and also the tool's function setup.
Switch on work 365 application and select the Microsoft application for that repair.
Alter the button at the beginning of the applying and choose the kind of fix needed.
Click a fix and stick to the instructions on screen from the window. Try opting for the internet form of the fixing tool.
Try restarting Microsoft Outlook. When the application doesn't work, visit contact the technicians.
4th approach to fix error [pii_email_1d792d7a4e3281d25278]: Removing 3rd party email application
Sometimes, getting several email application can hinder the significant of Microsoft Outlook.
It is a result of the conflict between two email applications and helps to create issues whenever a person uses it.
You have to take away the untrusted source or even the third-party application in the computer to focus on an easier working.
Once removed, check by reopening Microsoft Outlook to find out if the mistake continues to be resolved.
Different reasons may lead to some similar error in various user's working gadgets. The very best is by using workable and small techniques to look for error in the user finish. Otherwise, the client care is definitely at service!
Fixing [pii_email_1d792d7a4e3281d25278] Error
The majority of the Microsoft Outlook errors show up because of problems and glitches within the installation process. You have to very first time for simple and good ways of solving issues that you can do by a person. It requires simpler steps and could be made by anyone. If the issue is persistent and doesn't solve, contacting Microsoft's primary office or bringing in a specialist could possibly be the best. The assistance to consider, identify, and mitigate the issue, and render smooth working software towards the user!