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About Me
My Portal
What's My Home Worth?
Disputing your Property Taxes
Getting a Loan
Homestead Exemptions
Moving Checklist
Tips for Buyers
Tips for Sellers
Title Insurance
Contact Me
Tips for Buyers
Home Buying Guide
Choosing a Realtor®
Of all the decisions you'll face when buying a home, there's none more important than the person you choose to represent you.
The job of your Sales Associate is to support you in finding the right home with the best possible terms, and to aid you through the entire process. Your Sales Associate will explain the process of buying a home, and familiarize you with the various activities, documents and procedures that you will experience throughout thetransaction.
Tips For Selecting A Realtor®
Your Real Estate Professional should be:
Knowledgeable about the communities of interest to you
Aware of the complicated local and state requirements affecting your transaction
Effective in multi-party, face-to-face negotiations
Highly-trained, with access to programs for continued learning and additional certifications
Supported by professional legal counsel
Most real estate professionals and mortgage lenders recommend pre-qualifying for a loan before selecting a home to purchase. This process will help you:
Determine the price range you can afford.
Understand the types of loans you qualify for.
Determine what your monthly payment will be.
Estimate the down payment and closing costs.
The Loan Process
Your Sales Associate will help you to select a mortgage lender. Once you have made your decision, these are the steps of the process:
Application – All pertinent documentation is obtained. Fees and down payments are discussed, and the borrower will receive a Good Faith Estimate (GFE) and a Truth-in-lending statement (TIL), itemizing the rates and associated costs for the loan.
You will be asked to provide certain documents to your lender in order that your loan can be processed in a timely manner.
Loan Submission – Once all the necessary documentation is in, your completed file is submitted to a lender for approval.
Loan Approval (Underwriting) – Loan approval, or underwriting, generally takes 24 to 72 hours. All parties are notified of the approval and any loan conditions that must be received before the loan can close.
Closing – Once all parties have signed the loan documents, they are returned to the lender. If all the forms have been properly executed, the lender sends the loan funds by wire transfer. At this point, the borrower finishes the loan process and actually buys the house.
Finding and Choosing the Right Home
Based on criteria that you and your Sales Associate establish together, your Associate will help you find the perfect home. There are many factors to consider in selecting a property, including location, bedroom and bath count, schools and amenities.
Your Sales Associate will apply their extensive community knowledge and professional resources to research available properties, and show you the homes that best meet your needs. If you find a property that interests you through the Internet or your own research, let your Sales Associate know so that a showing can be arranged.
As you view different properties, your criteria may change. Open and direct communication with your Sales Associate is a key element of a successful property search.
Making an Offer
Once you have found the home that you wish to purchase, your Sales Associate will apply their professional training and do all the necessary research to help you structure an effective offer.
This is where your Sales Associate's negotiation skills come into play. When an offer is made, the seller will have the option of accepting, rejecting or counter-offering. Your Sales Associate will negotiate the best possible terms for you.
Your Sales Associate will draft the purchase agreement, advising you of protective contingencies, customary practices, and local regulations. Home warranty, title and escrow arrangements will be detailed in the offer. Although your Sales Associate will give you advice and information, it is your decision as to the exact price and terms that you wish to offer.
Managing the Escrow
When the purchase agreement is accepted and signed by all parties, your Sales Associate will open escrow for you and your earnest money will be deposited. The escrow is a neutral third party that will receive, hold, and distribute all funds associated with your transaction.
Removing Contingencies
Prior to closing escrow, all of the contingencies of the Purchase Agreement must be met. Your Sales Associate will coordinate this process. Typical contingencies include:
Approval of the Seller's Property Disclosure Statement
Approval of the preliminary title report
Loan approval, including an appraisal of the property
Physical inspections of the property
Pest inspection and certification
Acquisition of homeowner's insurance
Closing Escrow and Moving In!
When all of the conditions of the purchase agreement have been met, you will sign your loan documents and closing papers. You will deposit the balance of your down payment and closing costs to escrow, and your lender will deposit the balance of the purchase price. The deed will then be recorded at the County Recorder's office and you will take ownership of your home.
Your Sales Associate is a valuable source of helpful tips for planning and coordinating your move.


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Choose from the new collection Billabong 2019.
Billabong is an Australian clothing brand founded in 1973 by Gordon and Reno Merchants in Gold Coast, southeast of Queensland. The name Billabong is taken from the native Australian language, and in translation means the dead arm of the watercourse. The slogan of both founders has always been "Just a surfer knows that feeling!" Billabong is one of the largest companies in the surfing world. In addition to the surfers of typical shorts and swimwear, Billabong stores also sell sweatshirts, backpacks, shorts, caps and other accessories for surfers and skateboarders and also snowboarders.
We have uploaded a new collection of Horsefeathers 2022 for you. Choose your Top piece right here.
We have uploaded a new VANS collection for you. Who would not know this more popular brand. We have everything in stock, so choose your favorite pieces.
Choose from our mega offer of men's, women's, children's and skate shoes. Choose everyone!
Choose from a wide range of SK8 hardware from REAL, Krooked, Antihero, Thunder and, of course, Venture.
Choose ! Headphones , sunglasses, wallets or purses and what a small gift for your buddy or your beloved girlfriend!

subset: commoncrawl


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Events Calendar
The interactive calendar highlights federal and state tax due dates, special firm events and other important dates that may be of interest to you. Because the calendar is continually updated, check back often to keep track of filing requirements, deadlines and other events that will help you stay current and up-to-date.
Federal Tax Forms & IRS Publications
Looking for a federal tax form? Browse this online tax forms library to find downloadable IRS forms. The forms are presented in PDF format and are acceptable for filing with the IRS. You may also choose from dozens of helpful tax publications developed by the IRS to help taxpayers have a better understanding of various tax issues. Available in PDF format, these publications are written in a plain language format geared specifically to taxpayers.


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Vreeland Auto Body Co Inc / Haskell, New Jersey
Service is our best part.
It is the Mission of Advance Auto Parts to provide personal vehicle owners and enthusiasts with the vehicle related products and knowledge that fulfill their wants and needs at the right price. Our friendly, knowledgeable and professional staff will help inspire, educate and problem-solve for our customers. This will assist them in obtaining the appropriate accessories, diagnosing their vehicle operational problems and accomplishing their repair projects. And as a result, customers will love to shop at Advance Auto Parts Stores.


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We are pleased to notify you that part number 385-0298-115400 is currently in stock. Just fill up the requirement form to receive a quote for Aviation part 385-0298-115400 manufactured by Other Aircraft Parts, with a part type of . You will get the response from us in 15 minutes or less after submitting your quote.
Thank you for showing your interest in ASAP3sixty.com, an ASAP Semiconductor owned website with an extensive inventory of obsolete and hard-to-find military and civil aviation parts. We have a comprehensive range of ready-to-ship aircraft parts for many different uses including fixed and rotary wing platforms. Some examples are fasteners, bearing fuel inject, fuel pump overhauled, sub-assemblies, and completed assemblies. Part number 385-0298-115400 and other aviation parts in this category are typically designed to be installed on certified aircraft. Our selection also features an extensive range of parts such as aviation bearings, crankshaft, switch assembly and many more.
ASAP Semiconductor Provides more than 10 million aviation parts from over 5000 aircraft part manufacturers, which are organized into 26 categories by unique federal supply codes. We are leading distributor of Other Aircraft Parts. The products are shipped from our delivery centers across the United States. Our location is in California, United States. Our large inventory combined with exquisite logistical capabilities and reliable supply chain network enables us to offer the quick shipping times at the competitive prices
"*" Symbols for mandatory fields
We will not share your information to any third parties.
Warrantied inventory at competitive prices
Search the world's largest inventory of electronic components by manufacturer, category or part number
All inventory ready to ship from our sellers
We sell only warrantied and traceable parts
If You'd Like to Stay Updated On Our Latest Promotions, You Can Download the ASAP Semiconductor App from the App Store and Google Play Store.
We use cookies to ensure that we give you the best experience on our website. If you continue to use this site we will assume that you are happy with it.


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9414 - 100 Street, Fort Simpson,
(867) 695.2610
Toll Free: 1 (866) 995.3748
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Nillibubbica Rest Area 24 Hour Limit
Entrance to the Nillibubbica Rest Area
Nillibubbica Rest Area location map
Listing Details
Camping at Rest Areas Regulations in Western Australia.
Rest Area Definition: A rest area is a safe area beside the road where motorists can pull off the roadway to rest.
You can sleep in most of the rest areas in Western Australia for 24 hours consecutive, but pitching a tent and setting up camp is prohibited.
Some areas of Western Australia might have different time limits, so be observant and check if there are any erected sings with limits.
Facilities vary within each Rest Area, some may have public toilets, fireplaces, bbqs, picnic tables etc. or they might have nothing more than a place to safely park your vehicle.
Note: It is important motorists use rest areas designated for the type of vehicle they are driving.
Reviews Disclaimer: Please Read
Any Review posted, is the sole opinion of the poster, and they take full responsibility for their own actions, and furthermore, GrumpyGreyNomads.com can not be held responsible for their posted comments.
However: If you find something not to your liking.
Please Contact Admin, and they will attempt to authenticate the post in question.
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If you think paying a little more for organic food gets you a more nutritious and safer product, you might want to save your money.
A study led by researchers at Stanford University says that organic products aren't necessarily more nutritional than conventional varieties, and they're no less susceptible to contamination from disease-causing microbes like E. coli either.
The findings run counter to the commonly believed wisdom. Organic foods are grown without man-made pesticides or heavy reliance on antibiotics and growth hormones to boost yields; organic farmers also use natural-based fertilizers, like manure, and raise livestock in less-confined spaces — all of which some growers say are key contributors to a healthier and sometimes more nutritious product. Consumers who buy organic have been willing to pay up to twice as much for goods with organic labels.
But the latest results, published in the Annals of Internal Medicine, suggest that buyers may be wasting their money. "We did not find strong evidence that organic foods are more nutritious or healthier than conventional foods," says Dr. Crystal Smith-Spangler, an instructor in the division of general medical disciplines at Stanford. "And both organic and conventional foods seem to have a similar risk of contamination with bacteria, so consumers shouldn't assume that one type of food has a lower risk or is safer in terms of food-borne illnesses. Both are equally likely to be contaminated."
(MORE: Does Organic Food Turn You into a Jerk?)
For their new study, Smith-Spangler and her colleagues conducted a review of two categories of research, including 17 studies that compared health outcomes between consumers of organic vs. conventional food products and 223 studies that analyzed the nutritional content of the foods, including key vitamins, minerals and fats.
While the researchers found little difference in nutritional content, they did find that organic produce were 30% less likely to have pesticide residue than conventional fruits and vegetables, which makes sense given that organic farmers depend less on synthetic pest-control methods. Neither organic nor conventional foods showed levels of pesticides high enough to exceed food-safety thresholds. And although both organic and conventional meats were equally likely to be contaminated with bacteria, albeit at very low rates, organic chicken and pork were 33% less likely than conventional livestock to harbor bacteria that were resistant to three or more antibiotics (resistance is an indication of possible overuse of the drugs).
Smith-Spangler's team separated all foods into two general groups — organic and conventional — so the researchers stress that there may be individual differences in the way specific farmers, either those that use organic methods or those relying on conventional ones, grow their plants or livestock. But overall, there doesn't seem to be much support for the claim that organic foods are more nutritious.
(MORE: Eating Better than Organic)
The researchers did find, however, that organic milk and chicken contained higher levels of omega-3 fatty acids, a healthy fat also found in fish that can reduce the risk of heart disease. Organic produce also contained more total phenols than conventional varieties; phenols include flavonoids that work as antioxidants to fight genetic damage that can lead to cancer and even some neurological disorders like Parkinson's. But these nutritional differences were small, and the researchers were reluctant to make much of them until further studies confirm the trends.
Based on the few studies included in the analysis that compared health outcomes in people eating organic vs. conventional, there was no evidence that one group was healthier than the other. Some of the studies found that children eating organic produce had lower levels of pesticide residue in their urine than those consuming conventional produce, but the numbers were too small to draw any general conclusions.
Smith-Spangler says the findings should help to educate consumers at the market about what they are buying. Organic foods are produced with fewer pesticides and more natural-growing practices, but that doesn't always translate into a more nutritious or healthier product.
MORE: How to Create Your Own Healthy Eating Plan with Pinterest
Alice Park is a writer at TIME. Find her on Twitter at @aliceparkny. You can also continue the discussion on TIME's Facebook page and on Twitter at @TIME.


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PUBLICATIONS and PRESENTATIONS
Found 4 results
Filters: Author is Udaysankar S. Nair [Clear All Filters]
Earth Science Data Mining and Knowledge Discovery Framework. SIAM International Conference on Data Mining. 2002 .
. Detection of Cumulus Cloud Fields in Satellite Imagery. International Symposium on Optical Science, Engineering and Instrumentation (SPIE). 1999 .
. Comparing Texture Feature Characterization Methods for Cumulus Cloud Classification in GOES Images. Third Workshop on Mining Scientific Datasets held in conjunction with the First SIAM conference on Data Mining. 2001 .
. Air Quality Science Supporting Decision Making for the Alabama Forestry Commission. In: UAH Atmospheric Science Dept. Weekly Brownbag. UAH Atmospheric Science Dept. Weekly Brownbag. Huntsville, AL; 2011.


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On this page you can find 44 high resolution pictures of the
"2018 Ford Ranger Raptor - EU version" for an overall amount
of 1,018.33 MB.
Just click on any thumbnail to get the access to the full-size shot. All the images belong to their
respective owners and are free for personal use only.


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Special uniforms that Northwestern University's football team will wear on Nov. 16 have sparked controversy because of red streaks across the flag-themed patterns that look like blood to many observers.
The school and the uniform's manufacturer, Under Armour, say the design was inspired by "the appearance of a flag that has flown proudly over a long period of time." The uniforms worn by players are to be auctioned after the team's game against Michigan, with proceeds going to the that assists wounded veterans and their families.
Many commenters on Under Armour's Facebook page aren't accepting that explanation.
"As a father of a U.S. Marine who has shed blood in combat in Afghanistan, I find this absolutely disgusting, insensitive, and disrespectful," writes one, Scott Cooney.
"As a military spouse ... I find your uniforms insensitive, offensive and shameful. There is nothing glamorous about wearing the blood splattered by your injured or fallen comrades," writes another,
There are those who like the design. Bleacher Report columnist Jesse Reed thinks the uniforms are a "classy way to honor wounded warriors."
At Inside Northwestern, an independent website that covers the school's athletic programs, columnist Chris Johnson says that beyond the matter of whether the design is distasteful, there's also the issue of how much money will be going to the Wounded Warrior Project.
The university says 100 percent of the proceeds from sales of the game-work jerseys will go to the project. There are estimates that could come to about $100,000. But Johnson writes, "only 10 percent of proceeds from [replica] jerseys sold online will go to the foundation. That number seems a bit small to some people."
Daily Northwestern guest columnist Sean Lavery thinks Northwestern should "put its money where its mouth is and match — or double, or triple — the paltry 10 percent Under Armour is willing to part with on each jersey sale."
CNN reports that Northwestern spokesman Paul Kennedy says the school apologizes "for any misinterpretation" of the intent behind the uniforms. CNN adds that:
"Under Armour's chief spokesman, Matt Mirchin, [said] on Tuesday that the company designed the special uniforms, and both Northwestern and the Wounded Warriors Project were able to see the design and request changes. Neither did."
Under Armour has posted 18 different images of the uniforms on Facebook. ( Note at 1:45 p.m. ET: It has also said "the suggestion that these uniforms are depicting streaks of blood is completely false and uninformed.")
Northwestern has put some photos on Twitter.
We've got a question (not a scientific survey of public opinion):
Update at 2 p.m. ET. Not The First Time:
It's worth noting that Under Armour has been creating special NCAA football uniforms to benefit the Wounded Warrior Project since 2009 and that red splotches have been one of the design features before — on last year's uniforms worn by Boston College and the University of Hawaii, for example. We aren't finding stories from previous years about controversies similar to this year's, though. Point us to them in the comments thread if you do.
Copyright 2020 NPR. To see more, visit https://www.npr.org.


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Tips to Sell Your House Safely Right Now [INFOGRAPHIC]
Some Highlights
- Your agent now has over 6 months of experience selling houses during the pandemic and can make the process easier and safer for you today.
- COVID-19 protocols and technology usage recommendations from the National Association of Realtors (NAR) are making it possible to sell houses right now, while agents continue to abide first and foremost by state and local regulations.
- Let's connect to discuss how to sell your house safely in today's housing market.
Members: Sign in now to set up your Personalized Posts & start sharing today!
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Mr. President, I am pleased to be joined today by Senators Snowe, Reid, Shaheen, Whitehouse, and Menendez in introducing a resolution calling upon the government of Turkey to facilitate the reopening of the Ecumenical Patriarchate's Theological School of Halki without condition or further delay.
I was privileged to again meet with the Ecumenical Patriarch, Bartholomew I, during his 2009 visit to the United States. His impassioned request to those of us gathered was for our support for the reopening of the Theological School of Halki, forcibly closed by the Turkish authorities in 1971. In this year marking the 40th anniversary of that tragic action, I urge the Turkish leadership to reverse this injustice and allow this unique religious institution to reopen
Founded in 1844, the Theological School of Halki, located outside modern-day Istanbul, served as the principal seminary of the Ecumenical Patriarchate until its forced closure. Counted among alumni of this preeminent educational institution are numerous prominent Orthodox scholars, theologians, priests, and bishops as well as patriarchs, including Bartholomew I. Many of these scholars and theologians have served as faculty at other institutions serving Orthodox communities around the world.
Past indications by the Turkish authorities of pending action to reopen the seminary have, regrettably, failed to materialize. Turkey's Prime Minister, Recep Tayyip Erdogan, met with the Ecumenical Patriarch in August 2009. In an address to a wider gathering of minority religious leaders that day, Erdogan concluded by stating, "We should not be of those who gather, talk and disperse. A result should come out of this." I could not agree more with the sentiment. But resolution of this longstanding matter requires resolve, not rhetoric.
In a positive development last August, the authorities in Ankara, for the first time since 1922, permitted a liturgical celebration to take place at the historic Sumela Monastery. The Ecumenical Patriarch presided at that service, attended by pilgrims and religious leaders from several countries, including Greece and Russia. Last November, a Turkish court ordered the Buyukada orphanage to be returned to Ecumenical Patriarchate and the transfer of the property has been completed.
As one who has followed issues surrounding the Ecumenical Patriarchate with interest for many years, I welcome these positive developments. My hope is that they will lead to the return of scores of other church properties seized by the government. In 2005, the Helsinki Commission, which I co-chair, convened a briefing, "The Greek Orthodox Church in Turkey: A Victim of Systematic Expropriation." The Commission has consistently raised the issue of the Theological School for well over a decade and will continue to closely monitor related developments.
The State Department's 2010 Report on International Religious Freedom is a reminder of the challenges faced by Orthodox and other minority religious communities in Turkey. I urge the Turkish Prime Minister to ensure respect for the rights of individuals from these groups to freely profess and practice their religion or beliefs, in keeping with Turkey's obligations as an OSCE participating State.
The 1989 OSCE Vienna Concluding Document affirmed the right of religious communities to provide "training of religious personnel in appropriate institutions." The Theological School of Halki served that function for over a century until its forced closure four decades ago. The time has come to allow the reopening of this unique institution without further delay.
I urge my colleagues to support this resolution.
Mr. CARDIN (for himself, Ms. SNOWE, Mr. REID of Nevada, Mrs. SHAHEEN, Mr. WHITEHOUSE, and Mr. MENENDEZ) submitted the following resolution; which was referred to the Committee on Foreign Relations:
S. Res. 196
Whereas the Ecumenical Patriarchate is an institution with a history spanning 17 centuries, serving as the center of the Orthodox Christian Church throughout the world;
Whereas the Ecumenical Patriarchate sits at the crossroads of East and West, offering a unique perspective on the religions and cultures of the world;
Whereas the title of Ecumenical Patriarch was formally accorded to the Archbishop of Constantinople by a synod convened in Constantinople during the sixth century;
Whereas, since November 1991, His All Holiness, Bartholomew I, has served as Archbishop of Constantinople, New Rome and Ecumenical Patriarch;
Whereas Ecumenical Patriarch Bartholomew I was awarded the Congressional Gold Medal in 1997, in recognition of his outstanding and enduring contributions toward religious understanding and peace;
Whereas, during the 110th Congress, 75 Senators and the overwhelming majority of members of the Committee on Foreign Affairs of the House of Representatives wrote to President George W. Bush and the Prime Minister of Turkey to express congressional concern, which continues today, regarding the absence of religious freedom for Ecumenical Patriarch Bartholomew I in the areas of church-controlled Patriarchal succession, the confiscation of the vast majority of Patriarchal properties, recognition of the international Ecumenicity of the Patriarchate, and the reopening of the Theological School of Halki;
Whereas the Theological School of Halki, founded in 1844 and located outside Istanbul, Turkey, served as the principal seminary for the Ecumenical Patriarchate until its forcible closure by the Turkish authorities in 1971;
Whereas the alumni of this preeminent educational institution include numerous prominent Orthodox scholars, theologians, priests, bishops, and patriarchs, including Bartholomew I;
Whereas the Republic of Turkey has been a participating state of the Organization for Security and Cooperation in Europe (OSCE) since signing the Helsinki Final Act in 1975;
Whereas in 1989, the OSCE participating states adopted the Vienna Concluding Document, committing to respect the right of religious communities to provide "training of religious personnel in appropriate institutions";
Whereas the continued closure of the Ecumenical Patriarchate's Theological School of Halki has been an ongoing issue of concern for the American people and the United States Congress and has been repeatedly raised by members of the Commission on Security and Cooperation in Europe and by United States delegations to the OSCE's annual Human Dimension Implementation Meeting;
Whereas, in his address to the Grand National Assembly of Turkey on April 6, 2009, President Barack Obama said, "Freedom of religion and expression lead to a strong and vibrant civil society that only strengthens the state, which is why steps like reopening Halki Seminary will send such an important signal inside Turkey and beyond.";
Whereas, in a welcomed development, the Prime Minister of Turkey, Recep Tayyip Erdogan, met with the Ecumenical Patriarch on August 15, 2009, and, in an address to a wider gathering of minority religious leaders that day, concluded by stating, "We should not be of those who gather, talk, and disperse. A result should come out of this.";
Whereas, during his visit to the United States in November 2009, Ecumenical Patriarch Bartholomew I raised the issue of the continued closure of the Theological School of Halki with President Obama, congressional leaders, and others;
Whereas, in a welcome development, for the first time since 1922, the Government of Turkey in August 2010 allowed the liturgical celebration by the Ecumenical Patriarch at the historic Sumela Monastery; and
Whereas, following a unanimous decision by the European Court of Human Rights in Strasbourg in 2010, ruling that Turkey return the former Greek Orphanage on Buyukada Island to the Ecumenical Patriarchate, on the eve of the feast day of St. Andrew observed on November 30, the Government of Turkey provided lawyers representing the Ecumenical Patriarchate with the formal property title for the confiscated building: Now, therefore, be it
Resolved, That the Senate—
(1) welcomes the historic meeting between Prime Minister Recep Tayyip Erdogan and Ecumenical Patriarch Bartholomew I;
(2) welcomes the positive gestures by the Government of Turkey, including allowing the liturgical celebration by the Ecumenical Patriarch at the historic Sumela Monastery and the return of the former Greek Orphanage on Buyukada Island to the Ecumenical Patriarchate;
(3) urges the Government of Turkey to facilitate the reopening of the Ecumenical Patriarchate's Theological School of Halki without condition or further delay; and
(4) urges the Government of Turkey to address other longstanding concerns relating to the Ecumenical Patriarchate.


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The Argyle is a beautiful TV cabinet in Calgary It features intricately hand-crafted wooden door panels mounted onto a sturdy black metal frame.
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*This credit cannot be used for refunds or payments on purchases already made. Cannot be redeemed for cash or gift cards.
Curious about how our Furniture Protection Plans work? Have a question about what our plan cover, or how to file a claim? You've come to the right place. Here you'll find answers to some of the most frequently asked questions about Guardsman's protection plans, including what distinguishes them from a manufacturer's warranty. Hear about how Guardsman's Furniture Protection Plans work from the reviews and stories of real customers. Read customer reviews.
A Guardsman Furniture Protection Plan helps protect your new furniture from accidental stains and damage caused by you or someone in your home. A Plan provides service for stain removal, repair, and even replacement of irreparable damaged items, depending on the type of plan you purchase, so you can keep your furniture in good condition for years of enjoyment.
A Furniture Protection Plan is not a warranty. Warranties cover manufacturer issues with the product. Typically the damage associated with a warranty is caused by an issue with the design, workmanship, or quality of materials, and is not caused by you.
Guardsman Plans provide you with a furniture repair expert when you need one — from our network of thousands of furniture technicians across the United States and Canada who can:
- Food and beverage stains
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- Lipstick, nail polish, cosmetics
- Human and pet bodily fluids
- Punctures, rips, cuts, tears, and burns in most leathers and fabrics
- Burns, heat marks, scratches, and gouges in wood
- Springs, frames, and certain mechanisms
Guardsman offers a variety of Protection Plans. All plans are subject to limitations and exclusions. Ask your sales associate to review a sample of the Plan that is sold at your furniture retailer before purchasing.
If you purchased a Guardsman Furniture Protection Plan and need service for a stain or damage during the term of the Plan, simply call the toll free number listed on your plan or file a claim at guardsman.com within the reporting period indicated on your plan.
Call to file your claim:
• If you call Guardsman to file a claim, Guardsman will email or mail you a Claim Form that you will need to complete, sign, enclose a copy of your sales receipt, and return to Guardsman within 30 days of your initial call to file your claim.
File a claim online:
• If you file a claim using Guardsman Online Claim Form, simply complete the Form online, print, sign, enclose a copy of your sales receipt, and return to Guardsman within 30 days.
Occasionally, we may ask you to provide photos of your stain or damage to enable us to provide you with the best solution for your claim. Upon receiving your Claim Form, Guardsman will review your claim. If your Claim Form is eligible for service under the terms of the plan, Guardsman will contact you to provide service. Most claim forms are handled in less than one week.
The Protection Plan would have been provided either by the retailer at the time of purchase/delivery or mailed to you by Guardsman. If you would prefer to have a Plan sent to you, please contact us
Stains or damage from normal wear and tear is not covered by a Furniture Protection Plan. Wear and tear occurs with ordinary, everyday use of your furniture. Furniture Protection Plans are designed to cover stains and damage caused by a specific incident. Overall cleaning is not covered as this is considered maintenance for normal wear and tear as opposed to the spot cleaning provided by the plan for accidental spills.
The Guardsman Furniture Protection Plan is valid throughout the United States and Canada as long as you are the original owner of the furniture. Please note though, stains or damage caused by moving furniture from one place to another, are not covered by the Furniture Protection Plan.
The Guardsman Furniture Protection Plan does not cover overall cleanings. General maintenance of furniture is the consumer's responsibility. If you would like to have your furniture cleaned, you may contact a cleaning professional in your local area. Please be sure that the manufacturer's instructions for cleaning are followed. For your convenience, Guardsman Furniture Professionals are listed on this website under "Find a tech".
The Claim Form is designed to gather specific information about your furniture stain or damage, such as the affected furniture piece, what the furniture is composed of, and type and location of the stain or damage. Guardsman uses this information to process the request accurately, order needed parts, and hire the most qualified technician to service your specific stain or damage.
Yes. The online claim process expedites the process of submitting your claim by providing you with the Claim Form online versus waiting to receive the Form via email or mail. Once you have completed and printed the online form, you should proof the information you provided and correct any mistakes prior to mailing. Whether you choose to complete the Claim Form online or manually complete the Form that you received via email or regular mail, you will need to sign and mail back a hard copy of your Form accompanied with a copy of your sales receipt.
Guardsman requires that you complete the Claim Form in its entirety, sign, and date it. Then mail the completed form to:
Once we receive your form, you can expect to hear back from Guardsman within a business week.
An authorized Guardsman technician will contact you to schedule an appointment to service your furniture. If you have not heard from the technician within 5 business days, please contact Guardsman at 1-800-675-3603.
Guardsman requires photographs to document the quality of the technician's work and to ensure that a successful service has been provided.
If the technician cannot make a repair for any reason, he/she will submit a report to Guardsman. Once the review is complete, a Resolution Account Manager will be in contact with you to discuss the next step.
Your sales receipt is proof of purchase of your furniture and Protection Plan.
Your sales receipt will need to show: a) customer information, b) retailer information, c) purchase and/or delivery date, d) itemized list of furniture purchased with prices, e) the Guardsman protection plan.
If the stain is the result of an accidental stain or damage, we recommend that you contact Guardsman for service before you attempt to clean the stain on your own. Simply blot the spill with a clean, dry cloth. Whether the stain is eligible for service from Guardsman under your Furniture Protection Plan or not, if you attempt to clean a spill, you must follow the cleaning methods recommended by the furniture manufacturer, which is to include pre-testing any product in a hidden area. Below are the definitions of cleaning codes:
"S" Cleaning Code: Can only be cleaned using a solvent-based cleaner.
"W" Cleaning Code: Can be spot cleaned with a water-based cleaner.
"WS" or "SW" Cleaning Code: Can be spot cleaned with solvent-based or water-based cleaning products.
"X" Cleaning Code: Can only be vacuumed and cannot be cleaned with any type of cleaner. (Note, Guardsman Furniture Protection Plans do not provide stain removal for fabric with this cleaning code.)
Do Not Remove Tag information is only applicable to upholstered furniture. Common locations are under the footrest on reclining units and under seat cushions if they are removable. If you cannot locate your tag and you are completing a Claim Form, please put N/A in that section.
Showhome furniture is my go-to store since I moved to Calgary, locally owned, they care about their customers. The staff are knowledgeable and friendly - not pushy or snobby as I have experienced in other Calgary stores. Their displays are thoughtful and beautiful. Yes, best place to shop I say! Thank you to my daughter, also a good customer, who introduced me to Showhome furniture. Nothing better than family introducing one to another family who have a great business!
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Friendly and accommodating staff. Ms. Kim has great knowledge on each product, she will give you best options for you to choose from. Definitely we will come back.
Jill was so helpful! She answered all of our questions. She looked items up for us several times to make sure we got what we were looking for. She had very helpful suggestions. We ended up buying 4 pieces of furniture! Thank you Jill!
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It's MORNING EDITION from NPR News. I'm Steve Inskeep. Good morning. We have today the sound of an historic election victory in India.
INSKEEP: Those are people celebrating the projected win by a Hindu nationalist party, the BJP. That party is far ahead in the counting so far, meaning that Narendra Modi will likely be the next prime minister of the world's largest democracy. They are on the verge of being declared the winners here. NPR's Julie McCarthy is covering this story from New Delhi. And Julie, let's first note that this is a change in power. The ruling Congress Party appears to be on the way out. How big a change is this?
JULIE MCCARTHY, BYLINE: Well, I think you could fairly say a new chapter in Indian political life was written today. Narendra Modi and the BJP are leaning and leading so decisively over their rival, the Congress Party of the Gandhi family; that Congress is winning only a few dozen seats, Steve. Modi's performance is as remarkable as the Gandhi family party's fall is. And what makes it so ignominious is that the Congress Party led India's independence and has been the governing force for all but a few governments. Prime Minister Manmohan Singh telephoned Narendra Modi and congratulated him. He will tender his resignation Saturday, along with the cabinet. The BJP appears to have won an outright majority, the best electoral showing ever. And that's a phenomenal feat in India where governments traditionally have had to stitch together coalitions to rule. So, yes, the much-hyped Modi wave did in fact materialize, and one supporter said it's not a tsunami, it's a super-tsunami.
INSKEEP: And I understand that the Congress Party, and particularly the Gandhis themselves, have taken responsibility for defeat here.
MCCARTHY: They indeed did. And after they did that one analyst said to me, the Congress Party had no sense of its own history and they had to go. You know, there was this - even accounting, Steve, for anti-incumbency, the Congress Party had been in power for a decade here. This is a breathtaking defeat for the party of Sonia Gandhi and her son Rahul. And it was Sonia Gandhi who in fact addressed supporters tonight and said: The clear mandate is against us, against this party, and as president of that party, I will have to take responsibility for that.
But there's something else going on here, Steve, and I think that arguably more significant, and that is that the Indian economy have been in the dumps, and Modi exploited that. He captured the imagination of young Indians who came out to vote for him in large numbers. There were a hundred million more voters added to the voting rolls this time, and those young people see in Modi the hope for development, the hope for pushing India into and economic superpower. That's what they want. This is a place where growth has shrunk by what Indian standards is anemic levels. And they saw Modi as the opportunity to springboard India, to push India into another place.
INSKEEP: Wow. So I'm just stuck on that hundred million voter figure. You say that's the number of extra voters in India. That's getting close to the size the entire electorate in the United States, 550,000 voters overall in India. And Modi's party appears to be winning here. What is Modi saying about all this?
MCCARTHY: Well, earlier before he spoke, he visited his 95-year-old mother and he asked her for her blessing. And the man India is expected soon to call its prime minister will travel to Delhi tomorrow, signaling I think that he doesn't need to rush to Delhi, that he's going to set his own course and move on his own terms. But he told supporters in the district of Vododara in the state of Gujarat, where he's ruled the past 13 years, that he was not born when India gained independence in 1947. He was born in 1950. And that he couldn't die for the country or go to jail for the country. But now, he said, I must live for India. And he said, every cell in my body will be devoted to public service.
And it must be said, Steve, that Modi set a grueling pace on a campaign trail that left his rival breathless, and in that sense he also upended the way campaigns are conducted. It looked very much like a hard-charging step of a U.S. presidential campaign.
INSKEEP: All right. And so now he faces the challenge of governing, and we're going to be hearing from you about that in the coming weeks, months and years. NPR's Julie McCarthy in New Delhi, where there appears to be new party about to take power after a massive election victory apparently by the BJP and Narendra Modi. Thanks very much, Julie.
MCCARTHY: Thank you. Transcript provided by NPR, Copyright NPR.