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We've teamed up with BreakFree Holidays to bring you another great deal on short breaks at over 160 destinations across the UK during the early summer and autumn.
To book your short break, simply collect 4 passwords or tokens from the newspaper and enter them at www.breakfreeholidays.co.uk/local to start your holiday search.
If you would prefer to book using a postal booking form, click here to download it.
When you can go
You can choose from three-night weekends (Friday to Monday) or four-night midweeks (Mon-Fri) during May, June, early July, September and October. There's no limit on how many breaks you can book, so why not put two or more together for a longer holiday, or book several stays for a year of getaways.
Dogs included too
You can add dogs to your booking too, with superb pet-friendly accommodation available across the accommodation grades. These can be booked online only.
More comfort
Holidays from £15pp include our great value Comfort accommodation, or you can upgrade with our Comfort Plus, Comfort Extra Wide and Premier Plus options providing even more space and a host of extras.
Our £15pp price is based on four people sharing one holiday home but fewer than four can enjoy the break for the base price of £60, making these 3 or 4-night getaways fantastic value whether you are travelling as a couple or a family.
At most parks you can add optional Entertainment Passes to access their facilities and entertainment, often including swimming pools, children's clubs and evening shows. Some activities such as fishing, golf and coaching are extra.
Please note that service charges may apply on certain dates, please check your park details. All charges will be clearly outlined when you go through the booking process online.
Collect 4 passwords to take part
Simply collect 4 passwords from your local Scunthorpe Telegraph newspaper to take part. The passwords will be published from Tuesday April 17. Once you've collected your passwords you can enter them on the promotional website to book your holiday.
For a sneak preview of the participating parks and available dates and to start planning your getaway today, head to www.breakfreeholidays.co.uk/local
Booking by post
Booking online means you can find and book your break immediately, but if you'd prefer to book by post you can download a postal form or call in to your local newspaper office to collect a postal booking form.
You will need to collect four tokens. The postal booking form will be available here when the promotion opens.
Need help?
Contact the BreakFree customer service team on 0344 543 9775 between 9am and 5pm (Mon-Fri). Alternatively, email firstname.lastname@example.com
Terms & Conditions
*From £15 per person, per break for Comfort accommodation only, depending on selected date. Prices are based on four people sharing and staying for three or four nights. Fewer than four can stay but the four-person minimum holiday cost will apply. Service and optional entertainment pass charges will apply to all breaks.
On selected peak dates, some parks will charge a supplement of up to £6 per person, per break, see website/park pages for details. A £3 online booking fee applies. Not all parks are available on all dates and all parks are subject to promotional availability.
CLOSING DATE: Bookings will close at midnight on Thursday, 31 May 2018.
AVAILABILITY: Holidays in this offer are subject to promotional availability at the time of your booking online or processing of your postal application. Not all locations will be available on all dates. Certain dates may be excluded from the promotion. BreakFree Holidays reserves the right to remove any accommodation on any date. This offer cannot be used in conjunction with any other offer.
FINANCIAL PROTECTION: The newspapers do not own or operate any of the parks or resorts featured in this offer. Readers' monies will be held in Trust by the booking agent, BreakFree Holidays, and will be passed to your holiday park or resort on completion of your holiday, thus offering financial protection.
HOLIDAY CONTRACT: Holidays offered are organised by independent operators through the booking agent BreakFree Holidays. Your contract will be with the owner or operator of your holiday park and comes into effect when a holiday confirmation has been issued to you. Holiday confirmations will be issued immediately if you book online or within 14 working days if you book by post. If your postal application is unsuccessful we will contact you within 28 working days of receipt. For any queries please call the BreakFree Holidays helpline on 0344 543 9775. Acceptance by BreakFree Holidays does not guarantee acceptance by the holiday park/company concerned if the party breaches their terms and conditions. The party with whom you have your holiday contract accepts liability only for the negligent acts and/or omissions of its employees.
TERMS & CONDITIONS: These Terms and Conditions and How to Book apply to all holidays booked through this offer and, together with our Booking Terms and the standard conditions of the holiday park or resort operator, form the basis of your contract with your park or resort operator and theirs with you. Your application is your acceptance of the terms and conditions of this offer.
HOLIDAY PAYMENT: Full payment for the holiday accommodation is required at the time of booking online (for postal booking please send £10 per person, minimum of £40, and any extra will be invoiced directly by your chosen park). Adults & children (infants) are charged at the same rate. Prices are per person per break. Where there are fewer than four people, the minimum charge for four people per break will be applied. Online payment must be made by credit or debit card and postal applications by cheque. Online bookings are subject to a £3 booking charge.
SERVICE CHARGE: An additional service charge is applied by holiday parks to cover the cost of pre-arrival cleaning and preparation of your holiday home and gas and electricity. Charges are listed in full on the BreakFree Holidays website (on the relevant Park page) and are per unit per night. Service charges will be charges direct to you by your park in advance of your arrival. Some parks may also charge an additional refundable cleaning/damage waiver deposit. These charges are in addition to the cost of your accommodation. Failure to pay additional service charges may result in your holiday being cancelled.
ENTERTAINMENT: Holiday Parks offer day and evening entertainment programmes for which there is a charge via Entertainment & Clubroom Passes but this is optional and customers do not have to participate. Optional charges for entertainment are listed in full on the BreakFree Holidays website (on the relevant Park page). Please note that Entertainment/Clubroom passes may be required for access to facilities such as swimming pools, bars, restaurants etc. on selected parks. Some facilities may be seasonal and therefore not open during your holiday. The entertainment pass does not cover extra-charge activities such as fishing, sports coaching, rock climbing etc. If in doubt, please contact the park for details.
HOLIDAY PARTIES: These are family holidays and bookings cannot be accepted from parties where all people are under the age of 25. Only people whose names are on the holiday booking form are permitted to occupy the holiday home allocated.
NO AMENDMENTS can be made by you after your holiday application has been confirmed online or your application received by post. No refunds can be made in the event of cancellation by you after the holiday confirmation has been issued to you in accordance with your application, unless the reason for cancellation is default by the park operator.
HOLIDAY HOMES: 2018 dates, holiday accommodation prices: Comfort mobile homes start from £10 per person per break, Comfort Plus mobile homes start from £15 per person per break, Comfort Extra Wide mobile homes start from £20.50 per person per break, Premier Plus mobile homes start rom £33.50 per person per break, depending on date selected. Holiday homes will be available from 4pm on day of arrival and must be vacated by 10am on day of departure. Accommodation will be allocated by the holiday park/resort based on the size of the party. If arriving at your park during late evening you MUST advise your park/resort direct in advance. Larger groups may be asked to pay a damage waiver deposit by the operator/park.
ADAPTED ACCESS CARAVANS: These are available on most parks to suit people with disabilities. Please call us BEFORE you book, to discuss your individual requirements on 0800 138 3241.
HOLIDAY DURATIONS: Three-night weekend breaks start on Friday and end on Monday. Four-night midweek breaks start on Monday and end on Friday. All holidays are subject to a minimum duration of three nights.
BREAKAGES: It is your responsibility to leave your holiday home in the condition that you found it. Breakages, damaged or missing items WILL be charged to you.
SELF-CATERING: These are self-catering holidays.
BED LINEN & EXTRAS: Bed linen is included ONLY with Premier Plus accommodation. For all other unit types, you may bring your own linen or hire it direct from the park at a supplement. An additional charge for any extras required, e.g. cots or highchairs, will be made by the park and is payable directly to them.
PETS: Dogs are only permitted at parks that display the dogs permitted symbol in the park listings. A maximum of two small/medium sized dogs will be permitted in dog-friendly holiday homes at these parks. Other pets and some breeds of dog, including those listed in the Dangerous Dog Act, are not allowed. If you are unsure whether or not your dog is allowed, please check with your park directly prior to booking. A charge is made for each dog and this must be paid at the time of booking. Dogs are not allowed on bedding or seating, must not be left unattended, must be kept on a lead at all times, and you must clean up after your dog. Dogs (other than assistance dogs) are not allowed in any park facilities or play areas. If your dog is causing a nuisance or damage, parks reserve the right to require you to remove it from the park.
ASSISTANCE DOGS: Registered assistance dogs for disabled guests are exempt from pet charges and are allowed in any accommodation at any park. If you are travelling with a registered assistance dog, please make your booking and then call our team on 0344 84 84 543 to tell us that an assistance dog has been included.
INSURANCE: Insurance is not included and is £12 per booking for UK Personal Insurance if required, when booking online. Insurance cannot be booked with postal applications. Full details of the insurance can be found on the website or will be sent to you by contacting firstname.lastname@example.com .
FREE FOOD & DRINK VOUCHER: Available on selected midweek breaks and parks where advertised - entertainment passes must be purchased to receive them. Excludes school holidays and Bank Holidays.
DATA PROTECTION: For the purposes of the General Date Protection Regulation (GDPR), BreakFree Holidays and Trinity Mirror Shared Services are Joint Data Controllers of all personal data provided. By opting in to receive marketing emails we will send you regular updates of the latest news on the promotion you took part in and also any other offers from the holiday provider, BreakFree Holidays. BreakFree Holidays will only share your details with third parties where it is necessary to administer, process and confirm your holiday booking. Those third parties may then contact you directly to further administer, process and confirm your holiday booking.


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The twangy strum of Ricky Skaggs mandolin aligns with his deep, clear-cut croon, arriving at a sound ingrown from his own creativity but influenced by some of the biggest names of bluegrass.
He has crossed the traditional lines of bluegrass and country for years by teaming up with seemingly odd matches like the unpredictable Bruce Hornsby or rock virtuoso Jack White but his old-time soul always shines through.
In anticipation of his consecutive shows at the Birchmere this Friday and Saturday night he spoke with the Times about his new album Solo: Songs My Dad Love, under-eating desperate housewives and playing with The Father of Bluegrass at the age of six among other things.
Alexandria Times: Youve played the Birchmere many times before and you have two shows booked for this weekend. Whats the draw for you?
Ricky Skaggs: Theres a great history there. Theres a great support base there for not just my style of music, but bluegrass in general. The Birchmere has really stretched out over the last 10 years from the way we used to remember it being being back in the 80s and even the 70s. Now theyve got blues acts and theyve got jazz acts and I think its great because I love variety, I love spreading it up a little bit, shootin it up a little bit, just giving folks a different taste of a lot of different kinds of music. Theres really not a bad seat in the house. It still feels small in a way but you know that when youre up there its much bigger than it used to be.
Your new album Solo: Songs My Dad Loved is your first solo album and on a subject close to home after your dad died in 1996. How did you come up with the tribute?
Its something I wanted to do to honor my dad. He loved all kinds of music but he really loved string music, mountain music, old time string bands. These songs that people are hearing are my renditions of the earliest memories of music that I had. All the songs on this record except for one were songs that he and I used to sing together.
The record is a tribute to your father who passed away, but its not necessarily gloomy, is it?
Its a really sweet record. There are fun things in it. He used to sing this song called I Had But 50 Cents. Its a great story: A guy taking his girlfriend out to dinner and so she eats everything on the menu and drinks everything at the bar and he has no money to pay for it. Nowadays, the valley girls or the Desperate Housewives, they would eat a salad and thatd be it, ya know? This ol gal was hungry. She had an app-e-tite.
So your dad was one of your main influences musically?
He saw that I was drawn to music and so he bought me this mandolin and he heard me singing. Any good dad, I think, once they see a kid thats really drawn towards sports, or drawn toward art or photography or anything, I think that dad really wants to help his son grow up in that and support that. And I think as a musician he saw something in me that he wanted to pour into me. It was kind of a double call for my dad, not just as a dad, but as a musician.
Is it true that your first performance on stage was at the age of six with The Father of Bluegrass Bill Monroe?
Yes. He was up playing in Martha, Kentucky. I had been playing the mandolin for about a year. So we were up seeing Mr. Monroe play one night and after about 20 minutes or so into his show, people started requesting that little Ricky Skaggs get up and sing. After a while I think Mr. Munroe was tired of it and asked me to come up. He said, What do you play there boy? And I said, I play the mandolin. So he took his mandolin off of his shoulder and just wrapped the strap around it so it would fit me and put it on me. So I stood there and played his mandolin and sung. That was my first time being on stage.
Do you plan to stick to songs from your new album this weekend?
Its a great place to try out new songs and new stuff. Its a very forgiving audience. They love what you do and they dont mind that youre bringing something new that theyve never heard before, so I feel like we would go back and dig up some tunes I havent done in four or five years, and do those this weekend, some things they havent heard in a while or may not have heard at all.
Ricky Skaggs plays the Birchmere, 3701 Mount Vernon Avenue, on Friday, January 8 and Saturday, January 9. The Saturday show is sold out but tickets are still available for the Friday show.

subset: commoncrawl


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Western Massachusetts Bridge Association Records
Established in 1957, the Western Massachusetts Bridge Association (WMBA) Unit 196 was created by founding members of the Springfield Bridge Club eager to share their love for the game with the wider western Massachusetts area. The unit played a prominent role in teaching interested individuals to learn to play contract bridge by reaching out to colleges, clubs, and churches. Over the years, WMBA has remained an active unit in the New England Bridge Conference District 25, one of the largest districts of the American Contract Bridge Association.
Records of the WMBA and District 25 document the growth of contract bridge in New England. From the earliest days of the unit, members drafted by-laws, oversaw membership services, organized tournaments, and tracked finances. Materials in the collection shed light on every aspect of these activities.


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A giant donut glazed in chocolate icing and covered in rainbow sprinkles - a birthday cake Homer Simpson would be excited to devour. Get this dessert box delivered anywhere in Melbourne! From birthday celebrations to office parties and family nights, this gigantic donut cake is a great alternative to traditional birthday cakes.
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Germany's Volkswagen AG has long been a pioneer in fuel efficient vehicles – some of its European variant diesel vehicles get well over 60 mpg. However, it has trailed in hybrid and electric vehicle efforts. In fact, will just get around to offering its first hybrid vehicle in the U.S. later this year.
At its Electronics Research Laboratory in Palo Alto, California, amid the backdrop of the launch of its sixth-generation VW Jetta compact, the company talked about its transition from being focused on diesel to going for the gold in the electric arena. Volkswagen CEO Martin Winterkorn comments, "I am deeply convinced Volkswagen will play a key role in electrifying the automotive world."
The company's efforts will be spread across its base consumer brand and its luxury brands -- Audi and the recently acquired Porsche brand.
VW plans to release a Touareg (SUV) this year and Jetta (sedan) hybrid in 2012. It will then follow up with hybrid Golf and Passat models in 2013. In 2011, it plans to start testing a fleet of electric VW Golf vehicles. VW will also introduce a new electric called the E-Up! .
On the luxury front, Audi will release its first EV, the e-tron. Meanwhile, Porsche is cooking up hybrid variants of its Cayenne (SUV) and 918 Spyder (roadster).
VW reports that by the time these vehicles hit the market, its electric efforts will be as refined as its diesel ones. It says that its E-Up! batteries are already capable of running for 93 miles on a charge -- more than the 2011 Chevy Volt's, which can only muster 40 miles on a charge.
Winkerton states, "Our customers are not willing to compromise. They expect the same high standards from an electric Golf as from a conventional one."
Volkswagen has seen a long slide in sales in America. Once the top foreign brand -- selling 570,000 vehicles in the U.S. in 1970 -- the company has been gradually displaced by Japanese and Korean automakers who have a better reputation for quality. Diesel enthusiast still love VW, though, and Volkswagen Group of America increased deliveries by 29 percent to 175,000 vehicles in H1 2010.
The German automaker will soon open a $1B USD plant in Chattanooga, Tennessee, which will produce the popular Jetta and its upcoming hybrid variant. The plant will mark VW's first auto-production facility in the U.S. since it shut the doors on its Pennsylvania assembly plant in 1988.
Volkswagen has set a relatively lofty goal of selling 800,000 VW-brand vehicles and 200,000 Audis annually in the United States by 2018 -- over twice current sales levels. Winkerton states, "We want to take Volkswagen to the top of the industry by 2018. ... We know that the United States is one of our main destinations on our way to the top."
The company realizes that diesel will not necessarily win many new customers, so its hoping its shift to electric will win new business.


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Children and teens of all skill levels and abilities will benefit from Jiu-Jitsu classes at Gracie Barra in San Clemente, CA. Our Gracie Barra Kids Program is designed to teach children self-discipline as well as providing a unique way to express themselves. Our instructors are trained to interact and offer gentle correction for children and teens who practice the art of Jiu-Jitsu. Children over the age of three can begin their training at any of our 700 Gracie Barra Schools, experiencing the true power of brotherhood and integrity.
Our GBK program is structured similarly to adult courses, with adaptations and modifications made to reach the different age ranges in the class. Jiu-Jitsu classes for children begin with the building blocks that are needed to teach the fundamentals of Jiu-Jitsu. We have developed a curriculum that is structured in a way that shows children and teens the value of routine, cooperation and self-awareness.
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The government shutdown is now entering its second week. That's left many lawmakers with little to do and many tourists in Washington, D.C. wandering wanly through the streets of the city, wondering how to spend their pre-planned vacations. NPR's Alan Yu checks in with some of them.
ALAN YU, BYLINE: Some tourists planned a trip to their nation's capital for months, even years. Even with the shutdown, they couldn't get a refund on their travel or change plans. Jack Ramsey and his wife are from Oregon and they were in Cape Cod when they heard about the shutdown.
JACK RAMSEY: I retired about four months ago. We have driven across the country from Portland.
YU: They've been doing a lot more hiking outside of D.C. and they'll keep that up here.
RAMSEY: We're going to do a lot of walking and see things from the outside, I guess.
YU: They did get to visit the International Spy Museum. It's private and has seen 30 percent more visitors during the shutdown. But, unlike the Smithsonian, the private museums change a fee for entry. Cheryl Wickham came with her husband and son from New Orange, New Jersey for her 40th birthday.
CHERYL WICKHAM: Then, yeah, we heard about the shutdown and so it's no longer free basically. Everything's costing us much more than we expected. Cash is really tight and if it wasn't for my mother saying she was going to pay us back for the admissions as a birthday present, we wouldn't have been able to do it.
YU: Laura Scrimgeour from Denver, Colorado, says she'd do a bit of civics homework before planning her next trip.
LAURA SCRIMGEOUR: Try and look at the climate and the government in different places when I am scheduling it if it's not for work.
YU: Vicki McConnell, head teacher of an elementary school in Oregon had been planning a visit to the capitol with her students for more than a year. Since the public tours are not an option during the shutdown, she called her state representative, Greg Walden, who gave her students a private tour of the capitol.
VICKI MCCONNELL: They got to sit through a live session and a live vote and they got to meet Speaker of the House Boehner, Paul Ryan, Markwayne Mullin from Oklahoma. So, that was pretty exciting for them.
YU: The students also visited the Republican cloakroom and left via the tunnel Walden uses to get back to his office, places tourists don't usually go. But Vicki McConnell and everyone else I spoke to agrees it's far worse for the furloughed government employees, so they wish Congress would just start funding the government again. Alan Yu, NPR News.
SIMON: This is NPR News.
(SOUNDBITE OF MUSIC) Transcript provided by NPR, Copyright NPR.


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The University of Sydney
This Specialization is aimed at preparing students for undergraduate study in an English-speaking university. The course equips you for full participation and engagement with your studies by building awareness and understanding of the core values and expectations of academic culture, and providing you with practical strategies to apply to your studies.
In the Capstone Project, you will apply the academic knowledge and skills you have learnt throughout courses 1-4 to research, write and present a project proposal that addresses a complex, real-world problem related to your field of interest and/or future study. After completing this course, you will be able to:
1. Apply a range of idea generation techniques
2. Apply research strategies to search, collect, select, process, and cite information
3. Use the research process to develop and critically analyse ideas
4. Apply critical thinking skills to evaluate and analyse ideas and evidence
5. Use problem-solving skills to identify gaps in knowledge and define issues
6. Develop creative and innovative solutions to real-world problems
7. Use appropriate academic genres for written texts and multi-media presentations
8. Use written and oral skills to communicate ideas effectively for academic contexts
Specific details
Category of Education


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Amid unprecedented market turmoil, many banks are now rightly focused on shoring up their short-term performance and even, in some cases, ensuring their survival. With so many open questions—How deeply will the global recession bite? How aggressively will regulators react to the crisis? How quickly can balance sheets be rebuilt?—long-term strategy has received little or no attention. And yet, almost unnoticed, one topic has advanced from distant issue to discernible opportunity: the transition to the low-carbon economy.
The global response to the problems of climate change will entail a massive shift of industrial and financial resources. To cut emissions of greenhouse gases (especially carbon dioxide), consumers, companies, industries, and even entire countries will have to abandon current forms of carbon-based consumption and switch to new, less-polluting alternatives. Vast sums of capital will be required to fund emission-reducing projects and infrastructure. New industries will be forged, going far beyond the nascent companies we see today. New financial products and markets will be necessary to manage and transfer the risks and costs of carbon emissions. Increasingly forceful regulatory intervention will drive unprecedented shifts in cash flows and valuations. Investors and regulators will demand better information about the economic impact of climate change.
This shift has already begun. And as cap-and-trade schemes and other regulations proliferate and more companies and industries come within their ambit, the need for financing and trading will grow enormously. Banks, investors, and exchanges have critical roles to play in shaping this transition to a low-carbon economy. Speaking in January 2009 at the World Economic Forum in Davos, Lord Stern, author of one of the most influential reports on the impact and costs of climate change,1 had the following to say about the role and opportunities that climate change could create for banks:
Banking could do very well as [the world] moves toward a low-carbon economy. There will be lots of business opportunities. . . . [B]ankers are particularly strong in this area. They have been very creative over all kinds of issues and they could do it again in the financing of green initiatives.2
By our reckoning, banks' revenues from just a small subset of carbon trading and infrastructure financing and advisory activities may reach $15 billion in 2020; industry revenues today from all corporate and investment banking activity are in the vicinity of $250 billion. Although responding to climate change will not fully ease banks' current woes, it can nevertheless be an important part of the puzzle—and one that banks overlook at their cost.
The future has arrived
Already, climate change is altering the business environment in which banks and their clients operate. Many parts of the world have begun to ask the businesses to bear the costs of the carbon emissions they create (Exhibit 1). The European Union, for example, has agreed to widen the range of industries covered by its pioneering Emissions Trading Scheme (ETS) and to enforce on these industries a minimum 21 percent reduction of carbon emissions (from 2005 levels) by 2020. The EU has also left the door open to tighten the target further. The new US Congress has suggested that by 2020, the United States must reduce its emissions by 17 percent from 2005 levels, in part by implementing a cap-and-trade system that will cover 66 percent of US emissions. Similar schemes are planned for Australia and under discussion in Canada, Japan, and New Zealand. And such action is not limited to the developed world; Mexico and South Africa, for example, have both made formal commitments to reduce emissions.
Proposed cap-and-trade markets
Business has also been affected by climate change in other ways. Take dealmaking, for example. The $45 billion private-equity purchase of energy utility TXU in 2007 hinged on the buyers' insistence that TXU scale back its plans to build 11 new coal-fired power plants and instead boost investments in energy efficiency, clean coal technology, and renewable energy. On another front, activist shareholder alliances such as the Carbon Disclosure Project—an alliance of about 385 investors managing more than $57 trillion of assets—are stepping up their demands that companies disclose their emissions data so that members can make more informed investment decisions.
In recent months, many governments looking to stimulate their economies have identified low-carbon investment as a compelling source of jobs, growth, energy security, and emissions savings. Stimulus packages in the United Kingdom, the United States, Mexico, China, and elsewhere include provisions for spending on green projects. The Obama plan, for example, allocates $100 billion to be spent on energy efficiency, mass transit, modernizing electricity grids, and energy-focused R&D.
Despite this rapid and far-reaching change in banks' operating environments, the response from the banking sector has so far been muted. Our discussions with industry players suggest that even those banks that are taking action are doing so in a mostly ad hoc way: tackling their own carbon emissions or opportunistically pursuing occasional financing, investment, or advisory opportunities. And even at those few banks that have drawn up some sort of strategic agenda for climate change, the impetus often comes from within the corporate-social-responsibility group, or even the facilities-management function—areas far from the business's core decision makers.
Creating the low-carbon economy
To avoid being left behind in the world's transition to a low-carbon economy, banks must seize the opportunity. We see four broad ways in which banks can both contribute to and profit from the shift: industrializing the market for carbon, financing and investing in the low-carbon economy, creating transparency into carbon-related costs and value, and driving innovation.
Industrializing the market for carbon
By assigning a cost to carbon emissions, regulators have also created a new asset class: carbon allowances, or permits to produce a fixed amount of greenhouse gases during a year. The European Union, for instance, issues allowances to companies in industrial and energy sectors. Companies that exceed their allowances can buy them from others, or they can buy "offsets": investments in abatement projects, almost always in less developed nations, that can be set against the company's excess emissions. These offsets can help alternative technologies that are currently uneconomic (compared with the higher-carbon technology they would replace) turn a profit. Banks can finance and intermediate these offsets, make markets in the nascent exchange-traded carbon allowance products, and design, sell, and trade new derivative products.
Although still relatively small (with traded volumes of about $92 billion in 2008), global markets for carbon credits and offsets, we expect, should grow to at least $800 billion and possibly as much as $2 trillion by 2020 (Exhibit 2). At that size, they would be more than twice as large as the global commodities derivatives market was in 2007. A big part of the growth will come from offsets. Our research suggests that if the developed world agrees to reduce its 2020 emissions by 25 percent from 1990 levels (the degree necessary to approach levels deemed safe by leading scientists), it might have to buy up to 4 metric gigatons of offsets from the developing world—a thirty- to fortyfold increase over current levels.
Carbon markets, today and tomorrow
To be sure, carbon markets have suffered growing pains. In the first phase of the EU ETS, too many allowances were issued. And more recently, the economic slowdown has caused emitters to reduce their production forecasts. In both cases, the effect has been to create an excess of supply, causing prices to fall sharply. As a result, some banks, faced with lower volumes and prices, have recently shut or scaled back their trading operations.
Notwithstanding these problems, we find the underlying opportunity compelling; a market potentially worth $2 trillion commands attention. Moreover, future cap-and-trade schemes, such as the one proposed for the United States, can reasonably be expected not to suffer from the same problems that have dogged the EU ETS. With better market mechanisms, growth in carbon trading is likely to accelerate quickly.
To prosper, banks must determine the right time to commit to carbon trading and offset sourcing in order to build share in what is changing from a market of one-off, over-the-counter deals into a global flow business comparable to other large commodity markets such as oil. This industrialization process will entail the development of universal standards for market transparency, product specifications, and contract terms; the provision of liquidity; and the development of regulation encouraging blue-chip market participants to trade in size.
Exchanges are already moving quickly to help build this new market. Many of the big exchange groups, such as NYSE Euronext through its Bluenext subsidiary and Nasdaq OMX through its NordPool operation, have launched spot and futures contracts. Volumes are growing smartly, and some exchanges are already turning profits. New brokerages are springing up to help create markets in EU emissions allowances, UN-backed certified emission reductions, and Regional Greenhouse Gas Initiative allowances in the United States.
In short, there is a lot of activity—but we would note that these are early days, analogous to the period from 1980 to 1984 when oil futures first started trading. Considerable opportunities will emerge in coming years, and banks that prepare and act early will have the chance to stake out a leadership position for the time when the market recovers and then takes off.
Financing and investing in the low-carbon economy
Economists expect that by 2020, governments and companies will spend about $16 trillion annually on investment in big capital projects—buildings, infrastructure, power plants, and so on. By 2030, that figure will rise to more than $24 trillion. Consider this the "business as usual" investment, to which must be added the incremental cost of addressing climate change as spending shifts from high-carbon projects to low-carbon ones. Recent McKinsey research indicates that to get on a pathway to lower emissions—pathways such as the one defined by the Intergovernmental Panel on Climate Change as likely to limit further atmospheric warming to less than 2 degrees Celsius—additional investments will be needed of about €475 billion annually: €350 billion per year for 2010–20, and €595 billion per year for 2021–30 (Exhibit 3).
A costly endeavor
Banks should note that this incremental investment may prove to be the tail that wags the dog. Imagine a new $200 million power plant. Leading-edge abatement technology may require only a relatively paltry $20 million additional outlay. But an understanding of that equipment, the technologies that compete with it, the regulations that govern it, and the carbon markets in which emissions credits are traded will be essential capabilities for the bank that wants to finance the plant. Low-carbon expertise may well become the sine qua non for winning "vanilla" business. And with access both to their own balance sheets and to the capital pools of the global financial community, banks have an unparalleled opportunity to profitably connect investors with the companies and projects critical to the establishment of a low-carbon economy.
Goldman Sachs, for example, generated an internal rate of return of 40 percent to 50 percent on its investment in Horizon Wind, a small player that it built into an industry leader. The IPO of Iberdrola Renovables for $24 billion in late 2007 was another noteworthy success. Clearly the drop in oil prices has taken the momentum (some might even say "froth") from many solar and wind investments. And though no one can say with certainty where oil is headed next, we believe that the dramatic run-up in prices for the entire petroleum complex that we saw from 2004 to 2008 provided a sort of dry run for the low-carbon economy, showing how demand for renewable energy is likely to evolve. In any case, we expect short-term demand for solar, wind, and other low-carbon sources of energy to be driven mainly by regulation rather than by the price of oil.
Creating carbon "transparency"
The shift to a low-carbon economy will favor some businesses and potentially harm others, at least in the short term. Consider the effects on power-intensive sectors such as aluminum, steel, and cement. Management of energy supplies and risks is already a competitive differentiator in these industries, and in coming years, that phenomenon will only become more pronounced. Although many are relieved that oil prices have recently dropped below $50 per barrel, plenty of forecasters agree that because of deep-seated structural trends, prices might easily rise again above $100 per barrel within the next few years, as reflected by Deutsche Bank's oil economist, who commented in January 2009 that "we do not believe that unusually low oil prices can last forever."3 Moreover, energy security remains a major concern, as seen this winter in the dispute over gas between Russia and Ukraine.
Adding carbon prices into this volatile mix raises the stakes even higher. Should the price of carbon allowances rise to €55 per metric ton, for example, primary aluminum production costs would go up by 11 percent.4 To take another example, extending EU ETS to include the aviation sector (as is currently being discussed) could cost that already-under-pressure industry $1.3 billion.
At present, continuing uncertainty about regulation and a timeline that extends well beyond the three- to five-year time frame of most analysts' models means that the long-term effects on corporate valuations are largely ignored by the markets.5 That could soon change, as post-crisis regulation may well push banks to develop a more comprehensive understanding of their risks. An example is the US insurance industry where, under new requirements agreed upon by the National Association of Insurance Commissioners (NAIC), insurers with annual premiums of more than $500 million will have to inform regulators of their exposure to climate change risks and detail their plans for addressing these risks.
Whether pushed by regulation or not, banks that can successfully develop a perspective on climate change and then incorporate this understanding into their valuation models (by assigning lower valuations or ratings to carbon-intensive companies to reflect their higher input costs or capital-expenditure requirements) or lending decisions (by imposing a higher cost of borrowing on companies with greater levels of regulatory risk) will potentially have a competitive advantage that will enable them to outperform the market and protect their—and their clients'—positions.
Driving innovation
Climate change is triggering a burst of entrepreneurial activity and innovation in the financial sector. Many banks, for example, are putting teams on the ground in developing countries to source and finance projects in the hope of producing a stream of cheap carbon credits. Insurers too are helping clients—for example, with climate-linked catastrophe bonds and innovative insurance products such as the Carbon Capture and Sequestration Liability Insurance, recently launched by Zurich, which will cover liabilities from pollution events and business interruption relating to the transmission and storage of carbon. And in commercial real estate, some are going a step further by developing complex financial instruments that make it financially compelling for landlords and tenants to coordinate and finance energy-efficient retrofits with payback periods extending beyond current tenancy agreements.
As markets develop and new needs emerge, banks with an active and healthy innovation process and the ability to harness their employees' skills will be well placed to develop new ideas on which businesses can be built.
Developing a climate change strategy
Some features of the low-carbon economy—such as the long lead times associated with some of the opportunity areas and the small size of many of the companies currently active in them—do not typically marry well with banks' operating and coverage models. This makes it essential for banks to have a distinct and clearly articulated strategy to develop market share in these businesses as they develop, supported by appropriate incentive and organizational structures. Moreover, the complexity of the climate change opportunity, and the dynamic nature of its political and regulatory environment, argues for a central pool of expertise that can advise and support the rest of the bank, as demonstrated by HSBC's Climate Change Centre of Excellence, for example.
How should banks begin? A first step is to narrow the scope of their work. Thus far, we have discussed the opportunities of the low-carbon economy in general terms. But "low carbon" encompasses an enormous range of markets and technologies. McKinsey has developed an abatement cost curve that incorporates more than 200 technologies in detail across 21 regions of the world, ten major industry sectors, and four different time frames (Exhibit 4).
Global carbon abatement cost curve
To take one example: clean coal comprises at least 17 different technologies, at varying stages of development and with different financing needs (Exhibit 5). These technologies also come under different subsidy and tax regimes, depending on location. A narrow scope is essential if the bank is to avoid scattering its energies and spreading itself too thin, especially in today's resource-constrained context.
Clean coal: An in-depth look
To narrow its scope, a bank needs to create a short list of opportunity areas, prioritized by the size of potential revenues and the time to market. At the same time, a systematic screening of the bank's current climate change–related activities, across divisions and regions, could well reveal a previously obscure, largely uncoordinated, but nonetheless significant level of activity and revenues that could form the nucleus of a coherent strategy (Exhibit 6).
Developing a climate change strategy
This list should then be prioritized further, identifying those few areas in which the bank believes it can build deep and distinctive expertise and therefore meaningful market share. The bank should then proceed to a more detailed assessment of the specific products, industries, countries, and customers that it will focus on in each area, and the formulation of its key criteria for success in each.
Whether the chosen areas represent a source of immediate opportunity or a longer-term prospect, the final step is for the bank to understand in detail how it should implement the recommendations and what the targets and milestones should be. This step must include thoughts on how to address the opportunities in an integrated manner, capitalizing on the knowledge and insight gained in one part of the bank to win business in another—not an insignificant challenge given banks' perennial problem of coordinating client service across their businesses. Deutsche Bank is a leading example of how to manage this: it formed an environmental steering committee that brings together the key stakeholders from across the bank, along with an external advisory board that allows it to tap into and validate its progress with leading climate change experts and leaders.
As important as agreeing on where and how to play is deciding on the pace of action. Although the timing of many opportunities is sooner than most people think, the challenge, as in any emerging market, will be for management to agree on how revenues are likely to evolve, the likely competitive response, and the implications for the sequencing of activities and investments of people and time. History has shown that banks that invested early to build a leading position in nascent markets—as Morgan Stanley and Goldman Sachs did in energy trading in the mid-1980s and Société Générale did in equity derivatives in the late 1980s and early 1990s—have reaped enormous benefits as these markets have grown. At a minimum, we suggest that banks take stock of their current climate change–related activities and form a view of how the market is likely to develop. Even if a bank decides to wait before becoming involved, an understanding of the steps it is currently taking, the potential upside, the issues and capabilities needed to succeed, and a commitment to monitor developments will ensure that, when it believes the time is right, it will be ready to act.


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The Apache HTTP Server provides a mechanism for storing information in named variables that are called environment variables. This information can be used to control various operations such as logging or access control. The variables are also used as a mechanism to communicate with external programs such as CGI scripts. This document discusses different ways to manipulate and use these variables.
Although these variables are referred to as environment variables, they are not the same as the environment variables controlled by the underlying operating system. Instead, these variables are stored and manipulated in an internal Apache structure. They only become actual operating system environment variables when they are provided to CGI scripts and Server Side Include scripts. If you wish to manipulate the operating system environment under which the server itself runs, you must use the standard environment manipulation mechanisms provided by your operating system shell.
Related Modules mod_env mod_rewrite mod_setenvif mod_unique_id |
Related Directives BrowserMatch BrowserMatchNoCase PassEnv RewriteRule SetEnv SetEnvIf SetEnvIfNoCase UnsetEnv |
The most basic way to set an environment variable in Apache is
using the unconditional SetEnv
directive. Variables
may also be passed from the environment of the shell which started
the server using the PassEnv
For additional flexibility, the directives provided by mod_setenvif
allow environment variables to be set on a per-request basis,
conditional on characteristics of particular requests. For example, a
variable could be set only when a specific browser (User-Agent) is
making a request, or only when a specific Referer [sic] header is
found. Even more flexibility is available through the mod_rewrite's
which uses the [E=...]
option to
set environment variables.
Finally, mod_unique_id sets the environment variable
for each request to a value which is guaranteed
to be unique across "all" requests under very specific conditions.
In addition to all environment variables set within the Apache configuration and passed from the shell, CGI scripts and SSI pages are provided with a set of environment variables containing meta-information about the request as required by the CGI specification.
Related Modules mod_access mod_cgi mod_include mod_log_config mod_rewrite |
Related Directives Allow CustomLog Deny LogFormat RewriteCond RewriteRule |
One of the primary uses of environment variables is to communicate information to CGI scripts. As discussed above, the environment passed to CGI scripts includes standard meta-information about the request in addition to any variables set within the Apache configuration. For more details, see the CGI tutorial.
Server-parsed (SSI) documents processed by mod_include's
handler can print environment variables
using the echo
element, and can use environment variables
in flow control elements to makes parts of a page conditional on
characteristics of a request. Apache also provides SSI pages with the
standard CGI environment variables as discussed above. For more
details, see the SSI tutorial.
Access to the server can be controlled based on the value of
environment variables using the allow from env=
deny from env=
directives. In combination with
, this allows for flexible control of access to
the server based on characteristics of the client. For example, you
can use these directives to deny access to a particular browser
Environment variables can be logged in the access log using the
option %e
. In addition, the
decision on whether or not to log requests can be made based on the
status of environment variables using the conditional form of the
directive. In combination with
this allows for flexible control of which
requests are logged. For example, you can choose not to log requests
for filenames ending in gif
, or you can choose to only
log requests from clients which are outside your subnet.
The %{ENV:...}
form of TestString in the
allows mod_rewrite's rewrite engine to make
decisions conditional on environment variables. Note that the
variables accessible in mod_rewrite without the ENV:
prefix are not actually environment variables. Rather, they
are variables special to mod_rewrite which cannot be accessed from
other modules.
Interoperability problems have led to the introduction of mechanisms to modify the way Apache behaves when talking to particular clients. To make these mechanisms as flexible as possible, they are invoked by defining environment variables, typically with BrowserMatch, though SetEnv and PassEnv could also be used, for example.
This forces the request to be treated as a HTTP/1.0 request even if it was in a later dialect.
This causes any Vary
fields to be removed from the response
header before it is sent back to the client. Some clients don't
interpret this field correctly (see the
known client problems
page); setting this variable can work around this problem. Setting
this variable also implies force-response-1.0.
This forces an HTTP/1.0 response when set. It was originally implemented as a result of a problem with AOL's proxies. Some clients may not behave correctly when given an HTTP/1.1 response, and this can be used to interoperate with them.
This disables KeepAlive when set.
We recommend that the following lines be included in httpd.conf to deal with known client problems.
# # The following directives modify normal HTTP response behavior. # The first directive disables keepalive for Netscape 2.x and browsers that # spoof it. There are known problems with these browser implementations. # The second directive is for Microsoft Internet Explorer 4.0b2 # which has a broken HTTP/1.1 implementation and does not properly # support keepalive when it is used on 301 or 302 (redirect) responses. # BrowserMatch "Mozilla/2" nokeepalive BrowserMatch "MSIE 4\.0b2;" nokeepalive downgrade-1.0 force-response-1.0 # # The following directive disables HTTP/1.1 responses to browsers which # are in violation of the HTTP/1.0 spec by not being able to grok a # basic 1.1 response. # BrowserMatch "RealPlayer 4\.0" force-response-1.0 BrowserMatch "Java/1\.0" force-response-1.0 BrowserMatch "JDK/1\.0" force-response-1.0
This example keeps requests for images from appearing in the access log. It can be easily modified to prevent logging of particular directories, or to prevent logging of requests coming from particular hosts.
SetEnvIf Request_URI \.gif image-request SetEnvIf Request_URI \.jpg image-request SetEnvIf Request_URI \.png image-request CustomLog logs/access_log env=!image-request
This example shows how to keep people not on your server from using images on your server as inline-images on their pages. This is not a recommended configuration, but it can work in limited circumstances. We assume that all your images are in a directory called /web/images.
SetEnvIf Referer "^http://www.example.com/" local_referal # Allow browsers that do not send Referer info SetEnvIf Referer "^$" local_referal <Directory /web/images> Order Deny,Allow Deny from all Allow from env=local_referal </Directory>
Note: spelling of 'referer' and 'referal' is intentional.
For more information about this technique, see the ApacheToday tutorial "Keeping Your Images from Adorning Other Sites".


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Microsoft began notifying Outlook.com users of a 2019 security breach that occurred between January 1st and March 28th. Hackers were unintentionally given unauthorized access to some accounts, where they were then able to view subject lines, email addresses, and folder names. While no login details—including passwords—were directly accessed as part of this breach, Microsoft did warn users to reset their passwords.
Although the hackers could not view the actual content in the bodies of emails nor download attachments, this incident still represents a major—and disturbing—security incident. This breach serves as a reminder to every business to tighten up its security measures and protect its assets.
Use multi-factor authentication.
Do not leave this as an optional measure for your employees; require it. Multi-factor authentication uses more than one form of identity confirmation—this is the "multi-factor"—to prove the identity of the person attempting to access a particular platform—this is the "authentication."
Depending on where in the product the Microsoft breach happened, multi-factor authentication could even have possibly prevented or limited the breach. In general, this authentication process adds a strong layer of security. Hackers don't usually have both the password and the PIN, secret questions, or other ability to verify their identity.
When vetting which type of authentication to implement—if you have this option—consider using the one that is easiest for employees to have on hand, but hardest for others to get a hold of. Trying to make this relatively convenient for your employees will make it easier for them to comply, which will keep your business more secure. Multi-factor authentication is a measure that should go hand-in-hand with training your employees to use strong passwords.
Account for all devices—including mobile—in your security processes.
Very few companies still limit employee access to business assets strictly to desktops at work. There is a growing trend of employees being able to work remotely, even if it is not full-time. A recent study showed that as many as 70% of employees work remotely at least once a week. Whether working from home, a rented office space, or on-the-road, they are using their devices to log in from a distance, well beyond the secured confines of your office. This figure was accounting for full-time employees; contractors only increase the number of remote workers further.
The security processes implemented at your company needs to account for how all of your employees are accessing company resources. Email access on mobile devices is one of the most common ways in which employees take their work on-the-go, and so it's a strong starting point for building out these protocols. Because confidential company information is being accessed on these devices via networks over which companies have no control, it is critical that both the email servers as well as the devices being used have robust security systems in place.
While new improvements continue to roll out to tackle these issues, solutions that work across all devices are the norm. Security software, as well as encryption tools, can help protect data regardless of the device, particularly when combined with encouraging employees to log-in via secure VPN networks. Cloud options for data storage are offered by providers with a menu of security options; it's worth walking through your needs and investing in top-quality solutions.
Document your security processes.
With all of the work that goes into developing security processes, even more needs to be carried out to maintain their implementation and ensure that they remain up-to-date with new tech trends and emerging risks.
This is a vast and complex undertaking. All existing assets must be brought onto any updated infrastructure. Employees must be set-up for and onboarded to the security procedures, and checkpoints must be established so that their compliance may be monitored. Systems must be monitored for any breaches, as well as smoothly updated across all users and data to accommodate any new vulnerabilities that arose since the previous update. Different components, whether hardware (including different devices, such as mobile) or software, may experience issues with any updates. New members of the internal information technology must be introduced to the systems while existing members must stay abreast of any new developments; even team members working simultaneously on the same project must address potential communications issues.
Thorough documentation of processes helps achieve this by providing an objective record of the systems in place. This can be used for onboarding; for internal audits; for evaluating alternatives or potential improvements; and even for reviewing the source of vulnerabilities and providing accountability should an issue arise. This sort of record-keeping is an essential component of transparency in company policy and helps enforce quality control on internal processes. Of course, it must also be protected with the highest measure of security since it arguably contains "the keys to the castle." Decentralizing its storage and scattering protected, encrypted components of it across multiple storage solutions can help protect company assets from the sort of large-scale breach that could otherwise bring your data assets to their knees.
And so, the large-scale Microsoft breach serves as a reminder that active vigilance must always be maintained over internet security, without relying entirely on one single individual, provider, or service. No single entity can be trusted to be entirely safe when major players like Microsoft are clearly vulnerable, despite the teams of brilliant engineers hired to implement safeguards and the millions of dollars invested in diverse preventive measures. Every business needs to be proactive in protecting itself through rigorous internal standards, ranging from staff training through the implementation of mandatory security precautions, to minimize the risk of vulnerabilities being exposed and exploited. Factoring in every employees' data paths and employing multiple layers of overlapping security efforts at every step of the way—and documenting these processes for easy internal accountability and refinement—are critical for business informational security in this highly connected digital age.


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Remember the excitement you had as a child at the start of a NEW school year? You may have enjoyed reconnecting with friends and teachers, or you may have enjoyed your new back-to-school supplies. While school just ended for most students, it's time to think about helping children to "return to school" in the fall.
The Relatives as Parents Program (RAPP) seeks your support in providing essential school supplies to children who live with their grandparents or other relatives. Why do these children need your help? RAPP families need help because they are unexpectedly parenting a second time. These kinship families face situations that are demanding at many levels, but economic challenges are common.
Help us share the excitement children feel about going back to school. Any individual or group can organize a service project to help:
Follow these steps to help our RAPP children:
The RAPP Program is part of the Forsyth County Department of Social Services' Family and Children's Division. The program has supported and served kinship families since 2003.


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Not long ago, I was riding along Valencia St. when I noticed the rider just ahead of me was a woman I know. She was about 50 feet ahead of me, so I sped up and called out to her. She didn't hear me, so I picked up the pace a bit and called again. Nothing. I gave her my New York taxi yell (it is quite impressive, you should hear it). Nothing. Finally I caught up to her and passed to the left and said "hi!". She just about jumped out of her skin and nearly crashed.
"Don't sneak up on people like that!' she yelled at me.
"I didn't! I have been yelling your name for half a block!"
"I have my earbuds in. I can't hear anything."
"Then why do you wear them?"
"Well I can hear stuff, just not you."
This guy above was a really nice guy I ran into one Bike To Work Day. His music was so loud I could hear it on my bicycle over the traffic of Market Street. He was quite startled by my presence, too. Entirely because he couldn't hear me next to him. I am pretty sure he was lip reading when I took this picture.
Just before I took this picture, this woman was passed by a frustrated bus driver. I am not convinced she heard the bus next to her as she flinched and swerved as it passed her. I am not sure how anyone would be comfortable not knowing a 60 foot long bus weighing 31,500 lbs (unloaded!!) with a frustrated driver who is late is coming up behind them.
In California, wearing headphones or earbuds in both ears, while driving or riding a bicycle is illegal (CVC 27400). Over an above that, it is stupid. When you can not hear anything other than Lady Gaga or This American Life it means you lose the one sense that can warn you ahead of time there is trouble. How many times have I not hit someone passing me on the right only because I heard their squeaky chain coming up behind?
People use the example of the deaf being able to do things without hearing. It is a silly example. Someone who is deaf has adapted to their lack of hearing and has found ways to make sure they know what is going on around them. Those who are totally into the Tupac blaring in their heads... not so much. They are distracted by the very engaging music and usually forget that the rest of the world is still out there. The woman above is a prime example- she didn't hear the car in cross traffic running the red light when it was time for us to go. It could have been really ugly.
While there is the argument that driver's should always assume that others can't hear them, or that they may hit a vulnerable road user, I don't think that absolves road users from paying attention to their own, and others safety. It is illegal to drive with headphones in Portugal, Spain, Germany, but I could not easily find information about its legality on a bicycle. The Dutch ask us not to when we ride there-
James and I were talking about the issue of hearing while riding the other day. We have both taken up motorcycle riding again, after many years away. We had both noticed the same thing- we were each disturbed by our inability to hear the cars around us due to our full face helmets, road noise and wind. We have become so accustomed to being able to hear everything around us while bicycle riding that we were disturbed by our inability to do this on the motorcycle. Neither of us realized just how much we had come to depend on our hearing while riding around and neither of us felt safe when it was taken away.
So, if you want music on your ride, maybe you should just take the band along with you. Or sound up your bicycle and share the love! Hendrix is so much better when you can hear what is going on around you!
cross posted at Change Your Life. Ride A Bike!


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Our hospital maintains an isolated area to prevent the spread of contagious disease from potentially infectious patients to others in the hospital.
These procedures include the appropriate use of disinfectants, the proper disposal of infectious materials, and the wearing of disposable gloves, boots, masks and gowns while handling infectious patients.
All these measures are meant to keep our patients and staff healthy. Please contact our staff if you have questions about isolation procedures.


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Company: Jarrod wedding decorations Jarrod SolutionsAddress: Binneveien 29Phone: 991 78 947Type of Card: Visa
*Corporate Membership at $499.00 per year which includes GST, access to the survey and rating (Please tick if appropriate)
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Acceptance of this disclaimer is made by accessing the site.


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Over 25 Years of Digital Marketing expertise in SEO, SEM, Social Media, and Web Design and Development. We specialize in Home Services, Franchise, B2B, Medical, Legal, Insurance, and more. We excel in niche markets and are equipped to support SMB
Austin, Texas, United States
Display-advertenties, Videomarketing +33
B2B-diensten, Bouw +3
$1,000 - $25,000+


text: National Centre For Missing Children is a non profit making, non governmental organization (NGO) providing services free of charge to the parents/guardians of missing children. The purpose of this website is to promote public awareness about missing children. The site offers pictures of missing children, along with their descriptions and ages. Also featured is an online missing child report form. Click for more information on newspaperNational Centre For Missing Children |


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MCK1202 Meritor Operating Shaft Kit
by Meritor
Use the form below to get your special price now!
Original MCK1202 Meritor Operating Shaft Kit
A genuine, new item covered by 12-month warranty.
AirbrakeMarket is a major independent wholesale supplier of original airbrake components for commercial vehicles (trucks, trailers and buses).
We offer the most comprehensive range with short delivery times, dispatched to most countries around the world. We are an exporter and stockist of pneumatic brake components, air-brake valves, compressors, brake calipers, actuators, and repair-kits made by Wabco, Knorr-Bremse, Arvin-Meritor and Haldex and our own brand, Partstock. Besides these OEM suppliers, we also stock spare parts from OE sources, such as DAF, Iveco, MAN, Mercedes, Renault-RVI, Scania and Volvo.
Let our expert team handle your inquiries, orders, and shipments!


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Please enter your log-in data (email address / password)
Please register (otional).
By creating an account at Mark Knopfler Guitar Style Shop you will be able to shop faster, be up to date on an orders status, and keep track of the orders you have previously made. Of course all your personal data is protected by strict privacy regulations.


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Flexible security from ABUS—With this bicycle lock, you can quickly and effectively provide basic protection with a low risk of theft.
The Primo 5510K Spiral Cable Lock from ABUS is the answer if you are looking for a bicycle lock for your entry-level bicycle or a children's bicycle. When folded, the ABUS lock can be easily transported in the Snap Cage mount mounted on the bike. The 10mm thick, super-flexible spiral cable offers effective protection when securing the bike around a solid object in regions or in places with a low risk of theft. In addition, we recommend using the Primo 5510K Spiral Cable Lock as a secondary lock for an additional bicycle component lock.
- 10mm thick, high-quality and super-flexible spiral cable
- Plastic coating to prevent damage to the bicycle's paintwork
Part Numbers
Option | UPC | MPN |
Black / 180cm | 04003318142451 | 142451 |


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Hey this is really true and see it will work for you too..
If U were born on the 1st, 10th, 19th, 28th of any month U r number 1….
If U were born on the 2nd, 11th, 20th, 29th of any month then U r number 2…
If U were born on the 3rd, 12th, 21st, 30th of any month then U r number 3…
If U were born on the 4th, 13th, 22nd, 31st of any month then U r number 4…
If U were born on the 5th, 14th, 23rd of any month then U r number 5…
If U were born on the 6th, 15th, 24th of any month then U r number 6…
If U were born on the 7th, 16th, 25th of any month then U r number 7…
If U were born on the 8th,17th,26th of any month then U r number 8…
If U were born on the 9th,18th,27th of any month then U r number 9
Number 1
You are smart, straight talking, funny, stubborn, hardworking, honest,Jealous on competing basis, kind hearted, angry, friendly, authorities, Famous person… always want to be and regarded as first on people position, they are often like to be independent, will never be under others, self confident people!
You are most likely to fall in love in the younger age, but will get marry when you mature! You are likely to have problems with people who have opposite views
And you are most likely to take revenge over your enemies in a long time basis. You are a spender, but you will have a good profession in the future.
If you are guy you will be very popular that everybody will have mental attraction and respect at you. You can go anywhere from the local shop to the heart of the parliament because you are positive and well talented in numerous issues!! But in your life you will always have some people who will work hard to bring you & your name down. This is undercover!! Coz of your smart behavior you will be hated by some people too…
Your family life is very cool, you will have a very nice partner & wonderful children… You are pioneer, independent & original…
Your best match is 4,6,8 good match is 3,5,7 !!!
Number 2
No matter what, you will be loved by every one coz your ruler is the moon and every one loves the Moon. Well.. You are a person who day dream a lot, you have very low-self confidence, you need back up for every move in your life, you are very much unpredictable. Means you do change according to time and circumstances, kind a selfish, have a very strong sense of musical, artistic talent, verbal communication.
Your attitudes are like the Moon, comes to gloom and fade away so everybody can expect changes in you. You can be a next Mahatma Gandhi who does peace love or you can be a Hitler who wants to destroy the man kind and peace (I mean in the community and your own home).
If you really have a deep thought about your own believe in God you can feel the difference which will make you stronger! Most of the time your words are a kind of would be happening true! So without any knowledge you can predict the situation. You will become poets, writers, any Artistic business people!
You are not strong in love, so you will be there and here till you get marry.. If U r a girl you will be a responsible woman in the whole family. If U r a man you will involve in fights & arguments in the family or Vice-versa. Means you will sacrifice your life for the goodness sake of Your family…You are gentle , intuitive with a broad vision, a power behind the scenes, well balanced People!!!
Your best match is 2 ,5 ,9 no other people can put up with you !!!
Number 3
You are a person of hard hearted, selfish most of the times, religious, loves to climb up in your life. You always tend to have lots of problems within your family in the early stages but you will put up with everything.. You have the strong word power, pretty happy face.. So wherever you go always you have got what you wanted!!! And from the birth always wanted to work hard in order to achieve something.. You will not get anything without hardwork! When you reach a man/ woman age you want other younger once to listen to you because you want younger people to respect people older than them. You do set so many examples to others.
Generally you are not a cool person. It's not easy thing dealing with you. A tough player you are! But once you like someone's attitude then here you go, what can I say? It will be a lasting friendship. You always have respect from others.
Your life seems to have lots of worries and problems but sure they won't be long.. you will always have brilliant kids!!! You love the money a bit too much so temptation will push you to endless trying and trying.. If you are a guy then it's over. Looking after your family and help friends, so you will spend a life time just being generous and kind (except 21st born men). And number 3s you will
be such an example of how to be in the culture & life!!! If you are girl then you have good character and culture & hardworking attitude. You always follow.
You are a freedom lover, creative, ambition focused, a person who brings beauty , hope & joy to this world!!!
Your best match 6 ,9. Good match 1 ,3 ,5 !!!
Number 4
You are very stubborn too, very hard working but unlucky in important matters in life, very cool, helpful, you have rough word power.. Might put lots of people away from you, you may cause nuisance to others if you are a man, and you often understands others and their problems well. If you are a girl you are very good with studies and arts. If you are a guy you spend most of the time after girl friends (almost) at times, you will have sort of too much fun life with mates & girls. Your friends will spend your time & money and get away with their life and you will become empty handed and don't know what to do… So be careful!! You love to spend anyway!!!
Your good will is you are always there to help family and friends. Tell you what you people are little gem! s, specially the girls.. You always fall in love in younger age as well. You often live with disappointments, for an example you have got a degree in some thing… but you will be unemployed.. or will do very ordinary jobs.
But you will take care of your family very well…All you need to be careful of people who will take advantage of your kind heart. And beware of your relations too..
You are radical, patient, persistent,a bit old-fashioned, you live with foundation & order…
Your best Match 1, 8. Good match 5 ,6 , 7 !!!
Number 5
You are very popular within the community, you can get things done by just chatting..to even enemies! You have a pretty good business mind, you are often have no-idea what is today is like, or tomorrow is like, you are a person who does anything when your head thinks "lets do this". You will be famous if you open up a business, get involve in share dealings, music etc.. Very popular with sense of humor ,you are the one your friends and families will always ask for help, and you are the one actually get money on credit and help your friends. You will have more than 1 relationship, but when u get settle down you will be a bit selfish anyway. Coz your other half will have a pretty good amount of control in you, be careful! You tend to go for other relationships! Contacts even you are married at times 'coz your popularity..
You are someone who get along with anyone coz the number 5 is the middle number.. Changes & freedom lovers you are! You are an explorer with magic on your face. You learn your life through experience and it's your best teacher!!!
Your best match 1 ,2 ,9. Good match 6 ,8 !!!
Number 6
Ooopppss..you are born to enjoy.. You don't care about others. I mean you are always want to enjoy your life time, you are a person.. You will be very good in either education or work wise or business management! You are talented, kind (but with only people who you think are nice), very beautiful girls and guys, popular and more than lucky with anything in your lives. All the goodness does come with you. Your mind and body is just made perfect for love.
You are lovable by any other numbers. But if you are a number 6 man, you will experience kind of looks from most girls and will involve in more than few relationships until you get married. If you are girl, most of you will get marry/engaged early. You are a caring person towards your family & friends .
If you miss the half-way mark then you are about to suffer physically and mentally. Generally you will lead a very good inner-home happiness with nothing short of. You are a person of compassion, comfort & fairness, domestic responsibility, good judgment, and after all you can heal this world wounds to make peace for every life coz you have the great power of caring talent to make this world of love one step further…
Your best match 1, 6, 9. Good match 4, 5 !!!
Number 7
You have got the attraction to anyone out there, you are realistic, very confident, happy, such a talented individual with your education, music, arts, singing, and most importantly acting too. You have real problems with bad temper! If you are a girl, you are popular with the subjects listed above.
You give up things for your parents. I mean you value your family status a lot, you will be in the top rank when you reach a certain age. If you are a guy you are popular with girls, you are a very talented too. Most of the number 7s face lots of problems with their marriage life.
Only a very few are happy. You have everything in your life, but still always number 7s have some sort of unfullfilness, such worries all their lifetime.
It's probably the Lord given you all sort of over the standard humans talents and you are about to suffer in family life. So you need to get ready looking for a partner rather than waiting. If you don't, then you might end-up single. So take care with this issue, ok?
You are wonderful, friendly, artistic, happy person.. You are born to contribute lots to this world!!!
Your best match is 2. Good matches are 1,4 !!!
Number 8
You are a very strong personality, there's no one out there will understand you. You are very good at pointing your finger at some thing and say "this is what".
You are more likely to suffer from the early ages. I mean poverty. If your times are not good you might lose either of your parent and end up looking after your entire family. You often suffer all the way in life.
The problems will not allow you to study further, but you will learn the life in a very practical way. You are the one who will fight for justice and may die in the war too. You are normally very reserved with handful of friends and most of the time live life lonely and always prepared to help others.
Well. once you get married (which is often late) then your bad lucks will go away a bit and you! u become safe. You will face un-expected problems such as :
the error, government, poisonous animals, accidents.
You are some one with great discipline, persistence, courage, strength which will take you to success. You are a great part of a family team. You are a fighter!
Your Best match 1 ,4, 8. Good match 5 !!!
Number 9
Hey…you guys are the incompatibles people in the world. You are so strong, physically and mentally… You are often have big-aims. You will work hard and hard to get there. Normally you suffer in the early age from family problems and generally you will have fighting life.. But when you achieve what you have done, it's always a big task you have done! You are so much respected in the community, you are a person who can make a challenge and successfully finish the matter off.
You are very naughty in your younger age, often beaten up by your parents and involve in fights and you seemed to have lots of injuries in your life time. But when u grow you become calm and macho type.
Love is not an easy matter for you. You are good in engineering or banking jobs coz people always trust you.
Your family life is very good, but will have worries over your children.
Your such qualities are humanitarian, patient, very wise & compassionate.
You are born to achieve targets and serve every one all equally without any prejudice.
You are totally a role model to anybody in the world for a great inspiration.
Your Best match 3, 5, 6, 9. Good match 2


text:
Humpty Dumpty Poem Rompers for Baby Girl- KidsFashionVilla
/count/ sold in last /time/ hours.
- In stock, ready to ship
- Easy replacement in case of damage.
- Kids Friendly Organic Fabric used.
- Delivery within 4-7 working days in India.
- Safe & Secure payment checkout
- No Cost EMI & Buy Now and Pay Later option available throgh Sezzle, Paytm Postpaid, Ola Money, Simpl, LazyPay, ePayLater, Zestmoney, Instacred and more..
- Category- Kids Clothing
- Product- Baby Girl Rompers
- Sleeves: Half Sleeves
- Material: 100% Cotton Super Combed Fabric, Pre-Shrunk, Comfort Fit
- Key Features-
2- Attractive prints.
3- Press buttons available for comfort use.
4- Designs will be same as shown in the image.
5- Antibacterial sterilized 100% cotton for your baby's extra delicate skin.
6- All of their poppers are nickel free - keeping your body extra comfy.
7- Machine washable & Tumble Dry Friendly.
8- Clothing that is designed to easily pop over a baby's head.
9- Special soft-backed embroideries to keep baby's skin irritation-free.
- Wash Care Instruction-
2- Tumble dry with medium heat.
3- Use non-chlorine bleach only when needed.
4- Wash dark colours separately.
- Ironing instructions-
2- Do not iron prints on clothes and if needed iron prints inside out.
3- Wash Type- Machine Washable.
- Estimated Delivery Time:
2- Rest of India: 4 - 7 Working days
3- Rest of the world- 7-10 Working Days
- Please Note: Colours may slightly vary depending on your screen brightness.
- Size Chart-
Sizes are in Inches
We love our customers, so covering almost the whole world with our logistic partner, We are offering service at,
1- International We ship to over 220+ countries across the globe with leading courier partners such as DHL, FedEx, Aramex etc. |
2- National
Prepaid - 26,000 Pin Codes Covered Pan India
Cash on Delivery- 9000 Pin Codes Covered Pan India
3- Shipping Partners
We understand that every order is a gift to yourself or your loved ones, to ensure the safety of your gift we are working with leading courier company which deliver fast and safely,
4- Delivery Time and Shipping Charges | ||
Location | Time |
Charges |
India | 4-10 Working Days | Free above 499 INR order. |
International | 4-30 Working Days | As decide on checkout. |


text:
Bees, Dragonflies & Fireflies Coasters - Set of 4
-4 Coasters in set
-Design: One sided
-Size: 4 x 4
-Material: Hardboard bottom
Handmade in the Pacific Northwest.
It is always our goal to provide exceptional service to you, and to assure that you are happy with your purchase. Please read our Shipping and Policy section before making your purchase. And always feel free to contact us with any questions concerning this or other products in our store.
Thanks for visiting Fat Dragonfly Collection! Please come again.
**Please note that the colors on your computer monitor may vary from the actual print colors on the coasters.
**All images are a copyright of Fat Dragonfly Collection. Reproduction of these images is prohibited.
Return and Shipping Policies
All orders are carefully packaged and shipped within 3-5 business days from date of cleared payment, not purchase. Please make certain that we have your correct shipping address. Your package will be shipped to the address on your order, unless otherwise indicated.
All orders are shipped USPS First Class Mail or USPS Priority Mail, depending on size and weight.
All Canadian orders are mailed via USPS First Class Mail International. Any customs fees, taxes and/or duties are the responsibility of the buyer.REFUNDS AND EXCHANGES
If for any reason you are not satisfied with your purchase I will refund or exchange your purchase within thirty (30) days of the purchase date as long as the item is returned in its original condition. Shipping costs cannot be refunded.
If your item arrives damaged, simply email me a photo and I will send a replacement to you ASAP.Additional Policies and FAQs
**Please note that the colors on your computer monitor may vary from the actual print colors on the prints
**All painted images are a property of Fat Dragonfly Collection. Reproduction of these images is prohibited.