text:
Book XXI
The trial of the Axes, during which Odysseus
reveals himself to Eumaeus and Philoetius
ATHENA NOW PUT it in Penelope's mind to make the suitors try their skill with the bow and with the iron axes, in contest among themselves, as a means of bringing about their destruction. She went upstairs and got the store-room key, which was made of bronze and had a handle of ivory; she then went with her maidens into the store-room at the end of the house, where her husband's treasures of gold, bronze, and wrought iron were kept, and where was also his bow, and the quiver full of deadly arrows that had been given him by a friend whom he had met in Lacedaemon—Iphitus the son of Eurytus. The two fell in with one another in Messene at the house of Ortilochus, where Odysseus was staying in order to recover a debt that was owing from the whole people; for the Messenians had carried off three hundred sheep from Ithaca, and had sailed away with them and with their shepherds. In quest of these Odysseus took a long journey while still quite young, for his father and the other chieftains sent him on a mission to recover them. Iphitus had gone there also to try and get back twelve brood mares that he had lost, and the mule foals that were running with them. These mares were the death of him in the end, for when he went to the house of Zeus' son, mighty Heracles, who performed such prodigies of valor, Heracles to his shame killed him, though he was his guest, for he feared not heaven's vengeance, nor yet respected his own table which he had set before Iphitus, but killed him in spite of everything, and kept the mares himself. It was when claiming these that Iphitus met Odysseus, and gave him the bow which mighty Eurytus had been used to carry, and which on his death had been left by him to his son. Odysseus gave him in return a sword and a spear, and this was the beginning of a fast friendship, although they never visited at one another's houses, for Zeus' son Heracles killed Iphitus ere they could do so. This bow, then, given him by Iphitus, had not been taken with him by Odysseus when he sailed for Troy; he had used it so long as he had been at home, but had left it behind as having been a keepsake from a valued friend.
Penelope presently reached the oak threshold of the store-room; the carpenter had planed this duly, and had drawn a line on it so as to get it quite straight; he had then set the door posts into it and hung the doors. She loosed the strap from the handle of the door, put in the key, and drove it straight home to shoot back the bolts that held the doors; these flew open with a noise like a bull bellowing in a meadow, and Penelope stepped upon the raised platform, where the chests stood in which the fair linen and clothes were laid by along with fragrant herbs: reaching thence, she took down the bow with its bow case from the peg on which it hung. She sat down with it on her knees, weeping bitterly as she took the bow out of its case, and when her tears had relieved her, she went to the cloister where the suitors were, carrying the bow and the quiver, with the many deadly arrows that were inside it. Along with her came her maidens, bearing a chest that contained much iron and bronze which her husband had won as prizes. When she reached the suitors, she stood by one of the bearing-posts supporting the roof of the cloister, holding a veil before her face, and with a maid on either side of her. Then she said:
"Listen to me you suitors, who persist in abusing the hospitality of this house because its owner has been long absent, and without other pretext than that you want to marry me; this, then, being the prize that you are contending for, I will bring out the mighty bow of Odysseus, and whomsoever of you shall string it most easily and send his arrow through each one of twelve axes, him will I follow and quit this house of my lawful husband, so goodly, and so abounding in wealth. But even so I doubt not that I shall remember it in my dreams."
As she spoke, she told Eumaeus to set the bow and the pieces of iron before the suitors, and Eumaeus wept as he took them to do as she had bidden him. Hard by, the stockman wept also when he saw his master's bow, but Antinous scolded them. "You country louts," said he, "silly simpletons; why should you add to the sorrows of your mistress by crying in this way? She has enough to grieve her in the loss of her husband; sit still, therefore, and eat your dinners in silence, or go outside if you want to cry, and leave the bow behind you. We suitors shall have to contend for it with might and main, for we shall find it no light matter to string such a bow as this is. There is not a man of us all who is such another as Odysseus; for I have seen him and remember him, though I was then only a child."
This was what he said, but all the time he was expecting to be able to string the bow and shoot through the iron, whereas in fact he was to be the first that should taste of the arrows from the hands of Odysseus, whom he was dishonoring in his own house—egging the others on to do so also.
Then Telemachus spoke. "Great heavens!" he exclaimed, "Zeus must have robbed me of my senses. Here is my dear and excellent mother saying she will quit this house and marry again, yet I am laughing and enjoying myself as though there were nothing happening. But, suitors, as the contest has been agreed upon, let it go forward. It is for a woman whose peer is not to be found in Pylos, Argos, or Mycene, nor yet in Ithaca nor on the mainland. You know this as well as I do; what need have I to speak in praise of my mother? Come on, then, make no excuses for delay, but let us see whether you can string the bow or no. I too will make trial of it, for if I can string it and shoot through the iron, I shall not suffer my mother to quit this house with a stranger, not if I can win the prizes which my father won before me."
As he spoke he sprang from his seat, threw his crimson cloak from him, and took his sword from his shoulder. First he set the axes in a row, in a long groove which he had dug for them, and had made straight by line. Then he stamped the earth tight round them, and everyone was surprised when they saw him set them up so orderly, though he had never seen anything of the kind before. This done, he went on to the pavement to make trial of the bow; thrice did he tug at it, trying with all his might to draw the string, and thrice he had to leave off, though he had hoped to string the bow and shoot through the iron. He was trying for the fourth time, and would have strung it had not Odysseus made a sign to check him in spite of all his eagerness. So he said:
"Alas! I shall either be always feeble and of no prowess, or I am too young, and have not yet reached my full strength so as to be able to hold my own if anyone attacks me. You others, therefore, who are stronger than I, make trial of the bow and get this contest settled."
On this he put the bow down, letting it lean against the door that led into the house with the arrow standing against the top of the bow. Then he sat down on the seat from which he had risen, and Antinous said:
"Come on each of you in his turn, going towards the right from the place at which the cupbearer begins when he is handing round the wine."
The rest agreed, and Leiodes son of Oenops was the first to rise. He was sacrificial priest to the suitors, and sat in the corner near the mixing-bowl. He was the only man who hated their evil deeds and was indignant with the others. He was now the first to take the bow and arrow, so he went on to the pavement to make his trial, but he could not string the bow, for his hands were weak and unused to hard work, they therefore soon grew tired, and he said to the suitors, "My friends, I cannot string it; let another have it, this bow shall take the life and soul out of many a chief among us, for it is better to die than to live after having missed the prize that we have so long striven for, and which has brought us so long together. Some one of us is even now hoping and praying that he may marry Penelope, but when he has seen this bow and tried it, let him woo and make bridal offerings to some other woman, and let Penelope marry whoever makes her the best offer and whose lot it is to win her."
On this he put the bow down, letting it lean against the door, with the arrow standing against the tip of the bow. Then he took his seat again on the seat from which he had risen; and Antinous rebuked him saying:
"Leiodes, what are you talking about? Your words are monstrous and intolerable; it makes me angry to listen to you. Shall, then, this bow take the life of many a chief among us, merely because you cannot bend it yourself? True, you were not born to be an archer, but there are others who will soon string it."
Then he said to Melanthius the goatherd, "Look sharp, light a fire in the court, and set a seat hard by with a sheep skin on it; bring us also a large ball of lard, from what they have in the house. Let us warm the bow and grease it—we will then make trial of it again, and bring the contest to an end."
Melanthius lit the fire, and set a seat covered with sheep skins beside it. He also brought a great ball of lard from what they had in the house, and the suitors warmed the bow and again made trial of it, but they were none of them nearly strong enough to string it. Nevertheless there still remained Antinous and Eurymachus, who were the ringleaders among the suitors and much the foremost among them all.
Then the swineherd and the stockman left the cloisters together, and Odysseus followed them. When they had got outside the gates and the outer yard, Odysseus said to them quietly:
"Stockman, and you swineherd, I have something in my mind which I am in doubt whether to say or no; but I think I will say it. What manner of men would you be to stand by Odysseus, if some god should bring him back here all of a sudden? Say which you are disposed to do—to side with the suitors, or with Odysseus?"
"Father Zeus," answered the stockman, "would indeed that you might so ordain it. If some god were but to bring Odysseus back, you should see with what might and main I would fight for him."
In like words Eumaeus prayed to all the gods that Odysseus might return; when, therefore, he saw for certain what mind they were of, Odysseus said, "It is I, Odysseus, who am here. I have suffered much, but at last, in the twentieth year, I am come back to my own country. I find that you two alone of all my servants are glad that I should do so, for I have not heard any of the others praying for my return. To you two, therefore, will I unfold the truth as it shall be. If heaven shall deliver the suitors into my hands, I will find wives for both of you, will give you house and holding close to my own, and you shall be to me as though you were brothers and friends of Telemachus. I will now give you convincing proofs that you may know me and be assured. See, here is the scar from the boar's tooth that ripped me when I was out hunting on Mt. Parnassus with the sons of Autolycus."
As he spoke he drew his rags aside from the great scar, and when they had examined it thoroughly, they both of them wept about Odysseus, threw their arms round him, and kissed his head and shoulders, while Odysseus kissed their hands and faces in return. The sun would have gone down upon their mourning if Odysseus had not checked them and said:
"Cease your weeping, lest someone should come outside and see us, and tell those who are within. When you go in, do so separately, not both together; I will go first, and do you follow afterwards; let this moreover be the token between us; the suitors will all of them try to prevent me from getting hold of the bow and quiver; do you, therefore, Eumaeus, place it in my hands when you are carrying it about, and tell the women to close the doors of their apartment. If they hear any groaning or uproar as of men fighting about the house, they must not come out; they must keep quiet, and stay where they are at their work. And I charge you, Philoetius, to make fast the doors of the outer court, and to bind them securely at once."
When he had thus spoken, he went back to the house and took the seat that he had left. Presently, his two servants followed him inside.
At this moment the bow was in the hands of Eurymachus, who was warming it by the fire, but even so he could not string it, and he was greatly grieved. He heaved a deep sigh and said, "I grieve for myself and for us all; I grieve that I shall have to forgo the marriage, but I do not care nearly so much about this, for there are many other women in Ithaca and elsewhere; what I feel most is the fact of our being so inferior to Odysseus in strength that we cannot string his bow. This will disgrace us in the eyes of those who are yet unborn."
"It shall not be so, Eurymachus," said Antinous, "and you know it yourself. Today is the feast of Apollo throughout all the land; who can string a bow on such a day as this? Put it on one side—as for the axes they can stay where they are, for no one is likely to come to the house and take them away: let the cupbearer go round with his cups, that we may make our drink-offerings and drop this matter of the bow; we will tell Melanthius to bring us in some goats tomorrow—the best he has; we can then offer thigh bones to Apollo the mighty archer, and again make trial of the bow, so as to bring the contest to an end."
The rest approved his words, and thereon men servants poured water over the hands of the guests, while pages filled the mixing-bowls with wine and water and handed it round after giving every man his drink-offering. Then, when they had made their offerings and had drunk each as much as he desired, Odysseus craftily said:—
"Suitors of the illustrious queen, listen that I may speak even as I am minded. I appeal more especially to Eurymachus, and to Antinous who has just spoken with so much reason. Cease shooting for the present and leave the matter to the gods, but in the morning let heaven give victory to whom it will. For the moment, however, give me the bow that I may prove the power of my hands among you all, and see whether I still have as much strength as I used to have, or whether travel and neglect have made an end of it."
This made them all very angry, for they feared he might string the bow, Antinous therefore rebuked him fiercely saying, "Wretched creature, you have not so much as a grain of sense in your whole body; you ought to think yourself lucky in being allowed to dine unharmed among your betters, without having any smaller portion served you than we others have had, and in being allowed to hear our conversation. No other beggar or stranger has been allowed to hear what we say among ourselves; the wine must have been doing you a mischief, as it does with all those who drink immoderately. It was wine that inflamed the Centaur Eurytion when he was staying with Peirithous among the Lapithae. When the wine had got into his head, he went mad and did ill deeds about the house of Peirithous; this angered the heroes who were there assembled, so they rushed at him and cut off his ears and nostrils; then they dragged him through the doorway out of the house, so he went away crazed, and bore the burden of his crime, bereft of understanding. Henceforth, therefore, there was war between mankind and the centaurs, but he brought it upon himself through his own drunkenness. In like manner I can tell you that it will go hardly with you if you string the bow: you will find no mercy from anyone here, for we shall at once ship you off to king Echetus, who kills everyone that comes near him: you will never get away alive, so drink and keep quiet without getting into a quarrel with men younger than yourself."
Penelope then spoke to him. "Antinous," said she, "it is not right that you should ill-treat any guest of Telemachus who comes to this house. If the stranger should prove strong enough to string the mighty bow of Odysseus, can you suppose that he would take me home with him and make me his wife? Even the man himself can have no such idea in his mind: none of you need let that disturb his feasting; it would be out of all reason."
"Queen Penelope," answered Eurymachus, "we do not suppose that this man will take you away with him; it is impossible; but we are afraid lest some of the baser sort, men or women among the Achaeans, should go gossiping about and say, 'These suitors are a feeble folk; they are paying court to the wife of a brave man whose bow not one of them was able to string, and yet a beggarly tramp who came to the house strung it at once and sent an arrow through the iron.' This is what will be said, and it will be a scandal against us."
"Eurymachus," Penelope answered, "people who persist in eating up the estate of a great chieftain and dishonoring his house must not expect others to think well of them. Why then should you mind if men talk as you think they will? This stranger is strong and well-built, he says moreover that he is of noble birth. Give him the bow, and let us see whether he can string it or no. I say—and it shall surely be—that if Apollo vouchsafes him the glory of stringing it, I will give him a cloak and shirt of good wear, with a javelin to keep off dogs and robbers, and a sharp sword. I will also give him sandals, and will see him sent safely wherever he wants to go."
Then Telemachus said, "Mother, I am the only man either in Ithaca or in the islands that are over against Elis who has the right to let any one have the bow or to refuse it. No one shall force me one way or the other, not even though I choose to make the stranger a present of the bow outright, and let him take it away with him. Go, then, within the house and busy yourself with your daily duties, your loom, your distaff, and the ordering of your servants. This bow is a man's matter, and mine above all others, for it is I who am master here."
She went wondering back into the house, and laid her son's saying in her heart. Then going upstairs with her handmaids into her room, she mourned her dear husband till Athena sent sweet sleep over her eyelids.
The swineherd now took up the bow and was for taking it to Odysseus, but the suitors clamored at him from all parts of the cloisters, and one of them said, "You idiot, where are you taking the bow to? Are you out of your wits? If Apollo and the other gods will grant our prayer, your own boarhounds shall get you into some quiet little place, and worry you to death."
Eumaeus was frightened at the outcry they all raised, so he put the bow down then and there, but Telemachus shouted out at him from the other side of the cloisters, and threatened him saying, "Father Eumaeus, bring the bow on in spite of them, or young as I am I will pelt you with stones back to the country, for I am the better man of the two. I wish I was as much stronger than all the other suitors in the house as I am than you, I would soon send some of them off sick and sorry, for they mean mischief."
Thus did he speak, and they all of them laughed heartily, which put them in a better humor with Telemachus; so Eumaeus brought the bow on and placed it in the hands of Odysseus. When he had done this, he called Euryclea apart and said to her, "Euryclea, Telemachus says you are to close the doors of the women's apartments. If they hear any groaning or uproar as of men fighting about the house, they are not to come out, but are to keep quiet and stay where they are at their work."
Euryclea did as she was told and closed the doors of the women's apartments.
Meanwhile Philoetius slipped quietly out and made fast the gates of the outer court. There was a ship's cable of byblus fiber lying in the gatehouse, so he made the gates fast with it and then came in again, resuming the seat that he had left, and keeping an eye on Odysseus, who had now got the bow in his hands, and was turning it every way about, and proving it all over to see whether the worms had been eating into its two horns during his absence. Then would one turn towards his neighbor saying, "This is some tricky old bow-fancier; either he has got one like it at home, or he wants to make one, in such workmanlike style does the old vagabond handle it."
Another said, "I hope he may be no more successful in other things than he is likely to be in stringing this bow."
But Odysseus, when he had taken it up and examined it all over, strung it as easily as a skilled bard strings a new peg of his lyre and makes the twisted gut fast at both ends. Then he took it in his right hand to prove the string, and it sang sweetly under his touch like the twittering of a swallow. The suitors were dismayed, and turned color as they heard it; at that moment, moreover, Zeus thundered loudly as a sign, and the heart of Odysseus rejoiced as he heard the omen that the son of scheming Cronus had sent him.
He took an arrow that was lying upon the table—for those which the Achaeans were so shortly about to taste were all inside the quiver—he laid it on the center-piece of the bow, and drew the notch of the arrow and the string toward him, still seated on his seat. When he had taken aim he let fly, and his arrow pierced every one of the handle-holes of the axes from the first onwards till it had gone right through them, and into the outer courtyard. Then he said to Telemachus:
"Your guest has not disgraced you, Telemachus. I did not miss what I aimed at, and I was not long in stringing my bow. I am still strong, and not as the suitors twit me with being. Now, however, it is time for the Achaeans to prepare supper while there is still daylight, and then otherwise to disport themselves with song and dance which are the crowning ornaments of a banquet."
As he spoke he made a sign with his eyebrows, and Telemachus girded on his sword, grasped his spear, and stood armed beside his father's seat.
— Stephen Holliday
Cronus is referred to as scheming because, after having been warned that he would be killed by one of his children, he ate several of them. Zeus was saved when his mother, Rhea, wrapped a stone in a blanket and fed that to Cronus, allowing Zeus to later overthrew his father as prophesied.
— Stephen Holliday
Note the two similes used in this passage: the bard stringing his lyre and the twittering of a swallow. Homer may have wanted to create a concrete image for an audience who may not have been familiar with a weapon such as a bow but would have seen a lyre strung or heard a swallow sing.
— Stephen Holliday
Note that even in this non-warrior group, they are worried about their reputations. In this warrior culture, where warriors earn their reputation on the battlefield, those who don't fight must gain and maintain their reputations however they can. The stringing of the bow has become a test of their manhood and of their position in this society, and they cannot afford to lose their reputations by being bested by someone who is from a lower class.
— Stephen Holliday
This is an example of foreshadowing, in the sense that the suitors will be unsuccessful, but, in the original Greek, the sense of this line is that the bow will defeat the spirits of the suitors, not "take the life" as this translation states.
— Stephen Holliday
An important test for Telemachus: Homer tells us that Telemachus could have strung the bow, like his father, had not Odysseus stopped him. This is an indication that Telemachus is indeed worthy of his father's esteem.
— Stephen Holliday
A rare example of verbal irony from Telemachus. Up till now, he has been fairly somber and serious. However, now he is laughing not because he feels carefree, but because he knows what is about to happen to the suitors.
— Stephen Holliday
As many commentators have noted, Homer's inclusion of Heracles (Hercules) in this episode, essentially as a contemporary of Odysseus, is odd. Heracles is usually considered to pre-date the Trojan War by many years, so he would not be alive at the same time as Odysseus.
— Stephen Holliday
Messene is far to the south of Ithaca on the mainland near Pylos, where Nestor, a warrior-king and friend of Odysseus, hosted Telemachus earlier in the narrative.
— Stephen Holliday
The bow, given to Odysseus by Iphitus, has a great heritage. In Greek mythology, the god Apollo gave it to Eurytus, who was considered to be the most skilled archer among gods and men. Eurytus eventually challenged Apollo with the bow, only to be killed by the god. Iphitus then inherited the bow, which he gave to Odysseus.
— Stephen Holliday
Homer includes a description of the key as a way of alluding to the status of the storeroom's contents. Since it is made of bronze and ivory, precious materials, the kinds of items within the storeroom are likely valuable as well.


text:
About Us
The Dollard Suter Family Fund (DSFF) was founded on the idea of helping those in need by the Association of Retired Policemen of D.C., Inc.. Since our organization was established, we have endeavored to provide help where the need is greatest.
Our team is made up entirely of volunteers. We advocate for those who need our help. Even a little help goes a long way.
That is why we are especially happy to find new volunteers who share our commitment to doing good in the world. Do you want to support us by helping with our work? Then do not hesitate to contact us. A helping hand is always greatly appreciated!

subset: commoncrawl


text:
The item you are looking at is our Number 027-REL-021-4, a 4-inch diameter brass medallion for mounting on a box cremation urn or flag case with included mounting tape.
· Condition: New
· Diameter: 4 inches
· Can it be Engraved? : No.
· Other Sizes Available?: No.
· Other Styles/Colors Available? : We carry dozens of urn and flag case medallions in many themes and sizes. Please see our store or contact us for more info.
This medallion pays a final and lasting tribute to a loved one. The primary applications of the medallions include mounting them or recessing them onto the surface of a headstone, monument, or urn. In addition, they can be given as tributes or expressions of appreciation to those being honored.
Secondary applications include placing them on or near the casket at the time of the service or placing the medallion near the registration book.
2 sided commercial tape for mounting is included with the medallion.
How this medallion is made
This medallion has been carefully researched and expertly designed with focus toward important details. When a 3D design is prepared a plastic sculpt is fashioned and then converted to a hardened synthetic mold from which a magnesium die is created. The base metal is a proprietary brass composition. The metal is melted and formed into strips after which it travels on a metal conveyor belt where the annealing process softens the outer surface preparatory for stamping. As the medallion is processed it is struck with more than 360 tons of pressure. With pinpoint accuracy enamel applicators place color and other accents onto the surface. The medallion is then passed through a large kiln-like machine in which the electro-plating process fuses the enamels and antiquing to the metal base. The concluding phases include hand buffing the medallion and preparing it for packaging. Your medallion is warranted to not fade, discolor or yellow for 50 years.
Shipping Policies
Expedited Shipping:
If you are having a memorial or service, and wish to have your item expedited in order to ensure it will be there in time, please contact us for expedited shipping rates.
Alaska/Hawaii/US Territories:
If you are looking to ship to Alaska, Hawaii, Puerto Rico, other U.S. Territories, we CAN accommodate that for you, but please contact us for a shipping quote BEFORE purchasing.
International Shipping:
For Shipping Outside The Continental USA:
If you wish to sip this item to Hawaii or Alaska, we can accommodate that, but please inquire about rates BEFORE purchasing the item.
If shipping internationally, please be advised that customs policies may delay the receipt of your purchase. We ship your purchase the next business day after you order it, or sooner when possible, but we have no control regarding how long it takes your package to clear through customs. We are always happy to provide proof of how we shipped your package and send you a tracking number, when applicable. If shipping this item internationally, please provide us with your phone number for customs purposes, as this will help speed up delivery of your item. If you have any questions, please contact us.
Return Policy
Please be advised, unless there is a defect found in the product, all returns will be subject to a 20% restocking fee, as well as original shipping costs. All returns will be paid in the form of a merchandise credit with our store. Please contact us BEFORE returning an item, and before leaving feedback.
PLEASE NOTE: Items that have been engraved and/or personalized can NOT be returned.
About Us
We are so sorry for your loss, but honored and humbled you are considering us to be a part of your service.
At Peace Memorials is dedicated to providing you with the perfect urn or memorial for your loved one. We welcome any questions, thoughts, and feedback you may have about our products. Thank you for your business, we look forward to serving you.
▪ Full-Sized Urns ▪ Keepsake Urns ▪ Cremation Jewelry
▪ Scattering Tubes ▪ Memorial Plaques ▪ Urn Vaults
▪ Register and Sign in Books ▪ Grief and Therapy Books
▪ Funeral Accessories & Hand-Outs
And much more!


text:
Name Your Business
There is more to naming your business than just coming up with something that sounds good and you happen to like. Thought must be given to state and local requirements and making sure you don't infringe upon the rights of someone else's business name.
Legal Requirements And Implications
Picking a name for your business requires much more than just creativity and a working knowledge of your target market. First you'll need to decide which business structure you will use, since each structure has its own peculiarities. For example, many states require a sole proprietor to use their own name for the business name unless they formally file another name as a trade name, or fictitious name. Similarly, you will need to determine whether your trade name will be the same as the full legal name of your business. Of equal importance is finding out whether your name or a very similar name is being used by another business, and if so, what rights they may or may not have to use the name in the area where you do business. Keep in mind that some businesses only file trademarks within their locality, so it's possible that the same name can be used elsewhere.
Search And Registration
Trade names can be registered through state Secretary of State offices, and for wider marketplace protection, through the U.S. Patent and Trademark Office (USPTO Trademark Search). Businesses should first use the USPTO's online system to search all state and federal trademark registers to see if their proposed name is being used.
Domain Names
For many businesses that operate on the Web, trade names are synonymous with domain names, such as Amazon.com and Monster.com. Domain names are not registered through state or local government; rather they can be obtained through numerous online businesses, most of which will allow you to conduct a name search prior to purchase to make sure your chosen name isn't taken.


text:
After this David inquired of the Lord, "Shall I go up into any of the cities of Judah?" The Lord said to him, "Go up." David said, "To which shall I go up?" He said, "To Hebron." 2 So David went up there, along with his two wives, Ahinoam of Jezreel, and Abigail the widow of Nabal of Carmel. 3 David brought up the men who were with him, every one with his household; and they settled in the towns of Hebron. 4 Then the people of Judah came, and there they anointed David king over the house of Judah.
When they told David, "It was the people of Jabesh-gilead who buried Saul," 5 David sent messengers to the people of Jabesh-gilead, and said to them, "May you be blessed by the Lord, because you showed this loyalty to Saul your lord, and buried him! 6 Now may the Lord show steadfast love and faithfulness to you! And I too will reward you because you have done this thing. 7 Therefore let your hands be strong, and be valiant; for Saul your lord is dead, and the house of Judah has anointed me king over them."
Ishbaal King of Israel
8 But Abner son of Ner, commander of Saul's army, had taken Ishbaal[a] son of Saul, and brought him over to Mahanaim. 9 He made him king over Gilead, the Ashurites, Jezreel, Ephraim, Benjamin, and over all Israel. 10 Ishbaal,[b] Saul's son, was forty years old when he began to reign over Israel, and he reigned two years. But the house of Judah followed David. 11 The time that David was king in Hebron over the house of Judah was seven years and six months.
The Battle of Gibeon
12 Abner son of Ner, and the servants of Ishbaal[c] son of Saul, went out from Mahanaim to Gibeon. 13 Joab son of Zeruiah, and the servants of David, went out and met them at the pool of Gibeon. One group sat on one side of the pool, while the other sat on the other side of the pool. 14 Abner said to Joab, "Let the young men come forward and have a contest before us." Joab said, "Let them come forward." 15 So they came forward and were counted as they passed by, twelve for Benjamin and Ishbaal[d] son of Saul, and twelve of the servants of David. 16 Each grasped his opponent by the head, and thrust his sword in his opponent's side; so they fell down together. Therefore that place was called Helkath-hazzurim,[e] which is at Gibeon. 17 The battle was very fierce that day; and Abner and the men of Israel were beaten by the servants of David.
18 The three sons of Zeruiah were there, Joab, Abishai, and Asahel. Now Asahel was as swift of foot as a wild gazelle. 19 Asahel pursued Abner, turning neither to the right nor to the left as he followed him. 20 Then Abner looked back and said, "Is it you, Asahel?" He answered, "Yes, it is." 21 Abner said to him, "Turn to your right or to your left, and seize one of the young men, and take his spoil." But Asahel would not turn away from following him. 22 Abner said again to Asahel, "Turn away from following me; why should I strike you to the ground? How then could I show my face to your brother Joab?" 23 But he refused to turn away. So Abner struck him in the stomach with the butt of his spear, so that the spear came out at his back. He fell there, and died where he lay. And all those who came to the place where Asahel had fallen and died, stood still.
24 But Joab and Abishai pursued Abner. As the sun was going down they came to the hill of Ammah, which lies before Giah on the way to the wilderness of Gibeon. 25 The Benjaminites rallied around Abner and formed a single band; they took their stand on the top of a hill. 26 Then Abner called to Joab, "Is the sword to keep devouring forever? Do you not know that the end will be bitter? How long will it be before you order your people to turn from the pursuit of their kinsmen?" 27 Joab said, "As God lives, if you had not spoken, the people would have continued to pursue their kinsmen, not stopping until morning." 28 Joab sounded the trumpet and all the people stopped; they no longer pursued Israel or engaged in battle any further.
29 Abner and his men traveled all that night through the Arabah; they crossed the Jordan, and, marching the whole forenoon,[f] they came to Mahanaim. 30 Joab returned from the pursuit of Abner; and when he had gathered all the people together, there were missing of David's servants nineteen men besides Asahel. 31 But the servants of David had killed of Benjamin three hundred sixty of Abner's men. 32 They took up Asahel and buried him in the tomb of his father, which was at Bethlehem. Joab and his men marched all night, and the day broke upon them at Hebron.
a. 2 Samuel 2:8 Gk Compare 1 Chr 8.33; 9.39: Heb Ish-bosheth, "man of shame"
b. 2 Samuel 2:10 Gk Compare 1 Chr 8.33; 9.39: Heb Ish-bosheth, "man of shame"
c. 2 Samuel 2:12 Gk Compare 1 Chr 8.33; 9.39: Heb Ish-bosheth, "man of shame"
d. 2 Samuel 2:15 Gk Compare 1 Chr 8.33; 9.39: Heb Ish-bosheth, "man of shame"
e. 2 Samuel 2:16 That is Field of Sword-edges
f. 2 Samuel 2:29 Meaning of Heb uncertain
New Revised Standard Version (NRSV)
New Revised Standard Version Bible, copyright © 1989 the Division of Christian Education of the National Council of the Churches of Christ in the United States of America. Used by permission. All rights reserved.


text:
November 15th, 2017
Hot fantasy scenarios are played out here as girls are just home from college and get right to sucking off their boyfriends, fucking them hardcore, and even getting busy with some anal sex. You're going to see lots of first-time experiences played out here and the babes are fucking young and sprung dudes hung like horses. Here's where you can get your Pure18 74% off discount.
The videos are exclusive to the network and there are 344 of them, so there's plenty to see in this one site alone. However, when you grab this deal you're also getting completely free access to the entire Reality Kings Network, which offers up a total of 9,500+ videos all across the various niches within its sites. There are more than 30 sites like: Euro Sex Parties, See My Wife, Street Blowjobs, First Time Auditions, Cum Girls and even a Tranny Surprise.
If you want in on a top-shelf porn network offering you exclusive hardcore teen porn, this is where it's at for you. Grab your Pure 18 deal today!


text:
By Ron Paul
Federal Reserve Chair Jerome Powell and San Francisco Fed President Mary Daly both recently denied that the Federal Reserve's policies create economic inequality. Unfortunately for Powell, Daly, and other Fed promoters, a cursory look at the Fed's operations shows that the central bank is the leading cause of economic inequality. The Federal Reserve manipulates the money supply by buying and selling government securities. This means that when the Fed decides to pump money into the economy, it does so by putting it in the pockets of wealthy, and oftentimes politically-connected, investors who are able to spend the new money before the Fed's actions result in widespread inflation. Wealthy individuals also tend to be among the first to invest in the bubbles that form when the Fed distorts interest rates, which are the price of money. These investors may lose some money when the bubble bursts, but these losses are usually outweighed by their gains, so they end up profiting from the Fed-created boom-bubble-bust cycle. In contrast, middle-class Americans lose jobs as well as savings, houses, and other assets when bubbles burst. They will also not benefit as much as the rich and well-connected from government bailouts and stimulus schemes. Middle- and working-class Americans also suffer from a steady erosion of their standard of living because of the Fed's devaluation of the currency. This is the reason why so many Americans rely on credit cards to cover routine expenses. The Federal Reserve is thus the reason why total US credit card debt is almost one trillion dollars. Big-spending politicians are also beneficiaries of the fiat money system. The Fed's purchases of US debt enable Congress to massively increase welfare and warfare spending without increasing taxes to politically unacceptable levels. The people pay for the welfare-warfare state via the Fed's hidden and regressive inflation tax. Low interest rates also benefit politicians by keeping the federal government's interest payments low. This is an unstated reason why the Fed will keep interest rates near zero or even lower interest rates below zero. In response to the government-caused economic collapse, the Federal Reserve increased the money supply by about a trillion dollars from mid-April to early June. In contrast, it took the Fed all of 2019 to grow the money supply by 921 billion dollars. Even before the lockdown, the Fed was massively intervening in the economy in a futile attempt to prevent economic crisis. A coming crisis will likely be triggered by a collapse in the dollar's value and a rejection of the dollar's world reserve currency status. The economic collapse will be worse than the Great Depression. This will result in widespread violence along with government crackdowns on liberties, accelerating the US slide into authoritarianism. The only way to avoid this is for Congress to make drastic cuts in spending — starting with defunding the military-industrial complex — and to audit then end the Fed. Comments are closed.
July 2024


text:
In this recent article from ServerSide Magazine they look at a security issue that can be hard to detect if you're not sure what you're looking for - session hijacking - and how you can help to prevent it on your site.
A must have for the attacker in a session hijack is the Session Identifier so he can impersonate the attack. Let's presume for example that you have your website hosted on a shared hosting on which PHP is installed as an Apache module, thing that makes session files belong to the web user, in other words: accessible.
He breaks it out into three potential kinds of session hijack methods - prediction, capture and fixation - with definitions for each. He also makes recommendations of some secure practices to follow to help prevent some of these issues (like not trusting users, using $_COOKIE and $_SESSION correctly and using a security token too along with the session ID).


text:
Many years ago, Mary Jo & I spent a full evening answering a professor's arguments for evolution and presenting a solid case for creation. About midnight it dawned on us that nothing was penetrating. We asked the professor what he would accept as evidence in favor of a Creator. He replied, "Absolutely nothing!" I wished we had asked that question 5 hours earlier!
Just recently we asked another professor the same question. His response was (rough quote from memory), "If a cube of solid bronze would suddenly appear out of thin air right in front of me, and if that cube of metal would melt and turn into a giant squid, and if that giant squid would grow wings and fly away, then I would believe." He then added, "That is if I could convince myself I was not hallucinating." Granted, God could certainly do that, but there will always be some excuse.
There are many good teachers who are fair, but too many teachers like the above are influencing our young people. It is rampant in elementary schools through universities. At one university, several students (including some who sadly said they "used to" attend church) were giving similar anti-God arguments. I said they must be listening to the same Professor X. One of the students came up afterwards and admitted that the professor had indeed primed them.
It irks me that schools regularly play the totally false "trump card" of "separation of church and state" to silence all opposition but still allow teachers to stomp on Christianity. Some of these teachers are purposely out to sink our kids' faith. The "rule" which governs the classroom for "dissenters" is, "Don't you even dare mention problems with evolution." If you do, you will likely lose your teaching job since you must be "religiously motivated" (as determined by some court justices).
But, aren't those professors "religiously motivated" who promote evolution and atheism? Students with a backbone might challenge their atheistic professors by asking, "Excuse me, but aren't you using your tax-paid salary to promote your own religion to the detriment of other beliefs and is that not a violation of the separation policy?" The professor will likely say no, he is teaching science, not religion or mythology. However, his definition of science incorporates his naturalistic worldview and excludes any evidence which points to an intelligent designer. You can also present your case to the academic dean. You may run into the same arguments, but at least you'll make your side known.
With your help, and as God enables and opens doors, Mary Jo and I will continue speaking in the "lions' dens" at universities and will train others to do so as well. However, the battle really begins at home. Churches and parents need to help students develop a strong backbone founded on the truth of God's Word, understanding of the battle, and a personal walk with the Lord, starting in elementary school. Otherwise we find ourselves picking up the broken pieces of the youth at the universities.
[*Note: Not all professors push their beliefs on students. However, it is all too common. We applaud those who teach critical thinking skills and encourage students to think for themselves, while at the same time respecting the beliefs of their students.]
Originally published in the May/June 2010 issue of Think and Believe.


text:
Have you grown tired of traipsing to your nearest lottery retailer to get your tickets and check your uk lottery successes? If so, know that you don't need to make that trip. You can easily go online and both purchase tickets and check your numbers. You much more have to worry about a misplaced ticket and whether it was made by a winner in which you lost. Not only can you play online, but can perform play in syndicate groups that allows you a better chance at winning. A person will share your prize with men and women playing the same numbers, the quantities . greater at winning.
4- No Quick Pick Please-Whatever you do, don't go buying a quick pick ticket. Is actually not entirely luck and usually they aren't winners. Anxiety about pollution today rule of thumb is; don't make use of favorite numbers, such as birthdays, anniversaries, etc. Precisely what you know the pattern.
About couple months after that a friend of mine talked about how Satta Matka To become with the lotto, since he knew I loved to play the game of. The reason he was asking me was because he told me he saw a book online that supposedly contains the Lottery secret formula, and would show you how to win the Lottery. At first I didn't believe it, but figured I would read what he had as entertainment. So after going online and reading additional on this book We had arrived intrigued. About how exactly I would by in an effort to with my next pay check. Even if it wasn't true the book was pretty cheap so contrary I figured it should be entertainment for me personally. So when I started reading Utilised anxious to find out if what this lottery secret formula was being.
By 1878, all states except Louisiana had prohibited lotteries, either by statute or regarding constitution. The Louisiana Lottery was probably successful lotteries ever and ran tickets all during the country by pony express and mail post until it was outlawed. Winning the lottery became the same as "winning the Louisiana Lottery". In its heyday, the Louisiana Online Lottery gained over 90% with the revenue from out of state sources but was surrounded by allegations of political bribery and corruption from its inception in 1868.
The Euro Millions Lottery online can be played within the. Many people register their bets online by choosing or selecting their five favorite main numbers from a range of (1-50), and then choosing two lucky star numbers from a smaller connected with (1-9). Actually have been playing dress yourself in numbers for years, it might be their lucky numbers or it could possibly be their birthday or their childrens birthday. A person do n't have have any lucky numbers you should let pc pick your numbers arbitrarily. It is not as fun nonetheless still strives.
"I desire to win the lottery but I'm so frustrated after losing a lot of times!" Watch out! This is the time when you must keep your emotion down. Don't give up. Every breakthrough in life and winning of lottery comes just at the time when everything appears so bleak and weak. Remember – cash work would be paid off, just seeking stick to your schedule as well as give up easily!
Please do your homework for all these questions before investing in the bet on lottery, remember just about all win and people who do and highly experienced, but All the best nevertheless!!


text:
Gray Concrete Mezuzah Case - Glam
- In stock, ready to ship
- Inventory on the way
When I will receive my order?
Introducing our Concrete Glam Mezuzah Case!
Modern, elegant, and minimalist mezuzah case
A stylish mezuzah available in three colors. A perfect way to add a touch of modern art to any home or office. Easy to install, with strong double-sided adhesive!
Material: Concrete, water-resistant and weatherproof
Small Mezuzah Case - S
Length: 11 cm | 4", Width: 2 cm | 0.7", Depth: 1.5 cm | 0.5"
(Suitable for an 8 cm | 3" scroll)
Large Mezuzah Case - M
Length: 15 cm | 6", Width: 3.5 cm | 1.4", Depth: 2.5 cm | 0.9"
(Suitable for an 8 cm / 10 cm / 12 cm | 3" / 4" / 5" scroll)
Extra Large Mezuzah Case - L
Length: 21.5 cm | 8", Width: 3.5 cm | 1.4", Depth: 2.5 cm | 0.9"
(Suitable for a 10 cm / 12 cm / 15 cm / 18 cm | 4" / 5" / 7" scroll)
How to affix the mezuzah to the doorframe:
Affixing the mezuzah is simple - use two strong double-sided adhesive strips on the back of the mezuzah. The adhesive is suitable for both indoor and outdoor use, resistant to all types of climates. Clean the doorpost from dust and remove the top layer of the adhesive strips. Hold the mezuzah against the doorpost for 15 seconds after installation to ensure it's securely attached.
Mezuzah cases are supplied without scrolls unless otherwise specified at the time of ordering. Installation of the mezuzah is not covered by warranty.
Your order is important to us, which is why we want to make sure that your products arrive on time and in excellent condition.
Most orders leave our facility within 1-2 business days. Transit time will vary depending on the designer you choose. Read the processing time of each item chosen.
Please take a look at our "estimated delivery time tool" that is located in every product page to see the estimated delivery date for your order.
As soon as your order leaves our facility, you will receive a tracking number by email from firstname.lastname@example.com.
We would like your items to arrive quickly and safely. For speeding shipping times we use the 3 days expedited DHL shipping method.
Please Note: Due to Covid-19 there may be unexpected delays.
All customs, taxes, import duties, brokerage fees, or any additional charges by your local government are the responsibility of the recipient. We are not responsible for these fees in any way, as we do not receive any of this money. Since duties and taxes vary by country and by what was ordered, we are not able to supply an estimated cost. Please contact your customs office for more information.
Changed your mind?
We are happy to refund or exchange unwanted items in perfect condition within 14 days of arrival.
Please send us an email at email@example.com where one of our customer service representatives will be able to start your return. When returning non-defective items, you are responsible for the shipping fees and all other inferred costs. Please be aware that all items to be returned must be sent directly to our warehouse in the US or in Israel. If not, we will be unable to begin processing your refund.
The following items can be returned
- Unused Judaica items and homeware
- Jewelry, books, and clothing in perfect condition
All items must retain their original packaging, tags, and accessories.
Please note: Gold jewelry, as well as home decor and Judaica items made from 925 sterling silver, may be subject to a 15% restocking fee. Please contact our Customer Service team for details.
The following items cannot be returned:
- Personalized items like name necklaces, engraved rings, Judaica items, and homeware
My item is damaged
If your product is broken or otherwise defective, you must let us know within seven days of receiving your package. Send photographs of the damaged item to our Customer Service team at firstname.lastname@example.com We'll refund your return shipping costs and either issue a refund or send a replacement item according to your wishes.
I received the wrong Item
From time to time, things can get mixed up. If you have received the wrong item please contact our customer service department by emailing us at email@example.com specifying your order confirmation number.
With sufficient photo proof, we can begin the process of getting the correct item to you.
My order wasn't delivered on time
In order to better serve you, we offer an option for you to choose your desired delivery date on the checkout page. If your order didn't arrive on time, your order is eligible for a full refund or store credit.
Before returning merchandise
, contact our customer service department by email at
specifying your
order confirmation number.


text:
My Next Big Toy: A House
December 17, 2009 Posted by Tyler CruzI bought my condo nearly 3 years ago, which is the first home I've ever purchased. Before that, I was renting an apartment. If you also can't afford a house yet, there are a lot of affordable rental options like furnished apartments Vienna.
When I bought this place, I figured that I would probably live here between 3-4 years before transitioning to something bigger and better. While I am indeed now in that stage of wanting to move onto something else, I had pictured that I would have paid off much more of my mortgage by now than I actually have.
My original plan was to try to pay off my mortgage as fast as possible, putting lump sum payments directly towards the principal and squeezing as much as I could to put back into it, but the truth is that I haven't made a single payment other than my regular bi-weekly payments, and my original down payment wasn't very much either.
As a result, I still owe a lot of money on my mortgage. So why then, when I still owe a lot on my current place, do I want to buy a house that costs 2-3x as much?
Condo Living Can Get Old Quick
My condo was great at first. It was a nice step up from the place I had been renting as it has its own laundry room, an additional room for my office, 2 bathrooms, is brand new, has air conditioning and even a dehumidifier that you'd get on a place like Unclutterer.
But there are many things that have really started to get to me recently.
Living in a condo really restricts the types of activities that I can engage in. The older lady underneath my office is super-sensitive to sound which means I have to literally tread lightly at night. And being nocturnal most of the time doesn't help things. She has already come up and spoken to me 2-3 times, even though I'm seriously one of the best and quietest neighbours you could ask for.
Strata Council
Strata councils are absolutely ridiculous. A few Seinfeld episodes summarize them well. Since my building is one of the more expensive condominiums in the city, most of the residents are old. In fact, for a while I think I was the only person under 30 living here.
With the resident age being higher, it means that council tends to vote and pass on things that I would never want. For example, they agreed to spend $1,000 to clean the underground garage. What you need to realize is that our underground garage is already sparkling clean thanks to services such as Pressure Washing in Owensboro KY.
They are also clinically obsessed with security, wanting to constantly change locks and install new security cameras, etc. This security company is the best according to them.
I'm paying around $250 a month on strata fees, so it's annoying that my money is often spend on such things.
Stupid Things
There are small stupid things about living in a condo that you might not even consider. For example, my condo has this stupid built-in smoke alarm detection system that is pretty fancy, but also extremely annoying. It is insanely sensitive and will go off with the slightest bit of burnt small.
It's ear-piercingly loud and is really hard to turn off since it's built into the unit. In fact, I'm half-convinced that you can't turn it off, and have to try to clear the smoke as best you can instead.
As a result, I rarely bake at night even though that's my daytime. Using the toaster at night would be neighbour suicide.
Mail Delivery
I know this sounds like an absurd thing to list here, but it really is a pain. In the past few weeks I received 4-5 courier packages. For some reason (I think it's because I'm located early on their route), they like to ring my buzzer at 7 in the morning. I've usually just gotten into bed at that time time, and almost always miss it.
I then have to go and pick it up or call and arrange to pick it up, which is just a stupid hassle. If I had a house, I could have a sign for them to just leave it somewhere by the garage.
It's small things like this which can add up.
No Dogs Allowed
I love dogs and really want a dog (or two). You may recall how early this year I donated money to the local SPCA and ran a fundraiser for them (thanks again to those who helped donate!).
Now, I am allowed a dog or couple cats here (I'm not a cat person), but the council bylaws restrict me to having a very small dog, and I'm not a fan of small dogs. I want a big dog that I can play and roughhouse with. I'll take the 2 dogs below please (perfect!):
And the only way I can make that happen is if I buy a house.
House Hunting
Over the past few weeks my yearning for a house has really started to increase. I've been watching scores of House Hunters, Property Virgins, and My First Place episodes from HGTV to get into the mood, and have scoured MLS for st maarten villas.
There is one in particular that really tickled my fancy. It's far above what I can smartly afford, but it seems like a great price for what you get. Here are a couple photos from the realtor's website:
It's on an acre of property and has a 3-car garage, 5 bedrooms, 3 bathrooms, and is around 3,500 square feet. I'm already imagining putting pieces from archute.com that would make this place even cozier than it already is.
Even if I was somehow able to afford this place, it would be at the extreme tip top of my budget. But it's such a beautiful home!
Being more realistic, I, of course, looked at places more within my budget like the ones from Lowcountry Real Estate. There are a number of decent houses here within a range that I might be able to afford, but it's amazing how much better of a house you can get for every extra $100,000 you add. Maybe it's not amazing, but it's sure food for thought. After all, an extra $100,000 only works out to $333 a month with a 25-year amortization schedule (assuming no interest, hah).
I even e-mailed my mortgage broker to see what type of property I can afford now. I should be hearing back from her within a day or two.
The bad news is that since purchasing my condo, I have since incorporated and am now on a salary of only $42,000 net a year. A rough rule of thumb is that you'll be approved for roughly 3x your income. That works out to only $120k! When I originally got my mortgage, I was personally receiving 100% of what my sites were making. But since I've incorporated, I set Merendi Networks Inc. to only pay me a salary of $3,500 a month (net) in order to save on taxes. So when I applied for my current mortgage I was personally making $100,000+ a year which dramatically increased what I was able to be approved for.
The good news is that my current mortgage is my only debt, and I should have a perfect credit score. My condo has also appreciated $35,000 since I bought it (comparing with 2 units listed on the floor below me).
Your House is Not An Asset
I'm fully aware that a house is not an asset (unless you're renting it out)… I've read Kiyosaki. And I don't want to be house poor.
I also know that buying a big house is one of the stupidest things you can do if it's not really within a safe budget, and can dramatically slow down your growth business-wise.
But at the same time, I really want a house. Since I work at home, I spend the vast majority of my time here, and for the most part I'm a homebody so to me a house is very important.
I also feel that I have put back in far more money into my websites and entrepreneurial projects than most people would have, and therefore feel a sense of entitlement into splurging a bit. This isn't to say that I haven't already treated myself, because I certainly have, but I really have invested a lot back into projects.
Basically, I know that my business side is telling me that buying a house isn't the fastest road to riches, but my personal side is saying "what's the point of making money if you can't enjoy it?".
Could Be a Pipe Dream Anyway…
In any case, I'll have to wait and see what my mortgage broker estimates my pre-approval to be first. If it's the range I think it will be, then I'll most likely have to wait another year or two before looking for a house again, as I want to buy a place that I'll be happy with for at least a few years, and I know I wouldn't be happy with what's available here in the smaller price ranges.
But if I'm wrong and am pre-approved for something larger, then I may indeed be house-shopping soon…
63 Responses to "My Next Big Toy: A House"
Hey Tyler:
Interesting article. You've summarized of the strata issues most of us condo-owners face. Sorry to hear you're by-passing on the small dogs. I was a little concerned at first, having had an old english sheepdog and a yellow lab before, but I love my little Miniature Schnauzer.
He's a wild and playful dog, even at 3 years old! Look for "rumble freakout" on YouTube – his name is Rumble. He's a hoot!
I hate my smoke alarm… I have the EXACT same problem… As for the package issue, my building has a concierge… they're very handy for a ton of things and is an option if you end up upgrading into a bigger condo.
I was having issues with the fire alarms in my apartment…so I removed the batteries. lol. Better fix them (that was like 6 months ago).
That house sure looks good, condos sucks, I totally know how you feel! (Especially the old lady issue. LOL.)
I prefer a house to a condo, you have all the freedom, without the rules and annoying neighbours. Move on to enjoy your space Tyler…you deserve it.
Congrats Tyler ! The house in the pic looks amazing, But your smart to not stretch yourself to thin! I never understood condo living. If your going to live in a condo why not just leave in an apartment??
Go for it Tyler. It is hard to believe that you made it 2 years considering the conditions you have to live under when you own your own condo. You have the same problems an apartment renter would have.
Tyler Good Luck. I am in a Co-Op outside of NYC currently and looking to move to a townhouse. Co-Op is a cooperative where the owners all own shares in the complex. Similar to a condo with more rules about what you can/cannot sue to your unit. They are also cheaper usually. I have no desire for a house yet because of the upkeep – lawns, maintenance, repairs, etc… With a baby on the way in 13 days and the market tanking I'll probably have to float my current place for a few months until it sells or rents. Don't be house poor…worst thing you can ever do.
Big house = big bills.
It was interesting to read your post Tyler. I'm in a similar position to you as in I want a house (in the uk so prices are high) but I know it will impact my business. It's a hard decision to make.
maybe having your own house aside from being free of what you want to do is the expenses, maintenance and other things…Not sure, though.
But the house is pretty cook tyler! Congratulations in advance (lol)
Hey Tyler – A house can be a wonderful thing, but you'll be smart not to bite off more than you can chew. A couple of things come with home ownership – first, it's way more expensive than you think. It's not just the mortgage or the utilities. But also any time ANY thing breaks – you have to foot the bill. Little things like heating and cooling maintenence, light bulbs or fixtures, toliets and pipes…everything falls on you. If you are pretty handy, it shouldn't be a problem – but if you are not – you should add $100-$200 a month to your budget for miscellanious expenses. If you decide to buy an older home (3+years) add another 250-300.
Thankfully, I'm able to share these expenses with my spouse. Since she works we were able to afford much more house than we would have been able to alone.
Another thing to think about – you may want to adjust your income from your company to help you afford a bigger mortgage. Here in the US, you can deduct part of your mortgage intrest from on your income taxes. Don't know if this is the case in Canada. If so, it would be a wash taxwise.
Good luck!
Will you sell your apartment or lease it out?
-If you do sell will you make a profit on itThe house looks nice
You'll find just as many things annoying about owning a home if you don't think things through before hand. Mowing the 1 acre of lawn? Shoveling your driveway/walkway when it snows? Having to hire a plumber or utility person instead of calling "the front desk"?
Think it through before you make a move. Owning a home is much more involved than owning a condo. You can no longer pass off "the little things" to other people and are forced to take full responsibility of every little issue you'll ever face.
I prefer a house can move freely comfortable.
Meanwhile, the house looks beautiful. -
I hope after I graduate and get a solid salary going to purchase my own home. My mom just recently bought her first house. I don't plan to wait that long :p
Seems like several of the "Dot Com Pho" crew (if we include you) are going to be in the housing market within the next year or so. John will probably be ditching his rental property in West Van to buy a new house after the Olympics. Stephen is about to list his Port Moody condo (moving in temporarily with his parents) so that he can buy a bigger/better place in the new year. And now you're looking to upgrade too. If things go according to plan, I should be jumping into the market with my girlfriend relatively soon too. Exciting times.
On a side note, I totally dig HGTV. Property Virgins, My First Place, and House Hunters are fun shows. Watching Designed to Sell and other similar shows are also great, since you can better see the potential of properties that may otherwise fly under your radar.
Buying a house in this market may just be the biggest mistake you can make. We are far from the bottom of this so called "recession" (read: depression), and the housing market is only temporarily riding a wave of nothingness. Wait a year, when the market is so far in the toilet people don't remember what appreciation was.
Tyler, are you sure your condo has increased around 15% since you purchased it?
You bought around the peak of housing prices and most of Nanaimo's median property values are down-to-flat since '07.
The 2 units listed for-sale are not comps — you need to look at the last 6-months sales history in your building for accurate valuation. Those 2 units on the market are your competition and you'll need to be priced below what they are listed if you want to sell… not at the same price point.
Im in the same position. I live in an apartment in the middle of the city which i thought would be super handy for almost anything. If i need something for my computer or a particular cable, or anything for lunch, can just walk out my front door and its all there.
But working from home means all the walls creep in around you. Not to mention my neighbours play the loudest music possible throughout the day. Which i cant really complain about since music at midday would usually be fine if i didnt work from home.
Looking to move out towards the beach soon. A nice view always increases my work productivity
I still living in a condo, and I hope I can have enough money to buy a confortable house for my later life, condo living indeed horrible.
great house . look very nice. it's perfect house plus two lovely dogs
To calculate your income as it applies to your loan, you add your base salary + dividend revenue from your corporation….it's not strictly your base salary.
The monthly cost of owning a home more than double usually. I'm guessing your bill for utilities such as water/sewer/garbage/power isn't much at the moment. You will definitely want to call the utility company and ask the current owners of the home how much their average monthly bills cost.
The cold winters can REALLY add to the cost of your natural gas or electrical bill. When I was living in a 800 sq ft apartment my power bill at the most would run only $30 a month during the cold months — that would include power AND heat. When I bought my house (2500 sq ft) my natural gas bill can hit $400 for ONE month during the winter… then I also had an electrical bill on top of that!
As you already stated yourself you aren't a handyman, I would look into maybe a townhome with 2 floors and nobody underneath, has a small yard and allows pets. Or avoid a large house like you posted and get a small 2-bed house with a little yard for the dogs. Yardwork sucks, IMO. I know some people enjoy it but not me!
Having the extra bills to pay can be a great motivator 🙂 There is nothing quite like a £400 ($600+) gas bill to make up your mind as to whether you should spend an afternoon on the x-box or on your campaigns. Throw a wife and kid into the mix and all of a sudden you've got all the motivation you could ever need to grow your business! Works for me anyway.
Just be careful of the double dip and don't stretch things beyond reason. The double dip is coming, interest rates can't stay like this forever and there just aint the government money to prop things up for much longer.
Yeah, actually, a house that is paid off or that you have lived in for a while does become an asset because it will always increase in value as time passes. I bought my house in Oklahoma (obviously a different market than probably where you're at) roughly 8 years ago. I wish I would have put it on a 15 year note, but I put it on a 30. Still though, my house is worth about 15 – 20% more than what it was when I bought it. I've only made relatively minor changes to it. I had it appraised again a couple of years ago.
Obviously, I'm paying to keep ahold of it right now, so there is some debt there. That doesn't mean that I couldn't get my money out of it if I had to though.
As an investment, 20% appreciation over 8 years is rather low but the real question is did you factor in all the money you spent on your house such as taxes paid, interest payments on your mortgage, maintenance costs, closing fees, when buying, etc
Interesting post Tyler. I am in a similar position, except that I am still renting instead of paying off a first mortgage. I would love to buy my own place to get freedoms like the ability to get a dog. Unfortunately I probably wouldn't be able to afford a house yet. So I'll probably end up getting my own condo or apartment.
I've been looking at getting a new place too so I am excited to see what they will approve you for with a smaller salary. Keep us updated.
Your house is an asset. If you sell it, you will make money. Just as if you sell some stocks, you will make money off of them.
Check out this link (careful, very sales-y): http://johntreed.com/Kiyosaki.html
And it's EXACTLY that thinking that caused America to fuck over the entire worlds financial markets. Round of applause for America please and their "house is an asset not a home" attitude
It was interesting to read your post Tyler.
I prefer a house can move freely comfortable.
Words to live by = live below your means always.
Another very cool post Tyler – I am currently renting an apartment in NYC so i totally "feel your pain"
The next move for me , I want a farm out in the country
Good luck with your house hunting!
A house can be a burden or an asset. I have two houses that have been a pain in neck for about 10 years. This was back when I was going to be a "real estate" guy. Its great for some and I can see where your coming from. Just make sure you can sell the thing quickly just in case.
Cool post Tyler, how much does the house you posted pics of cost? It really is beautiful. Keep us posted if you end up debating between a few hours we can help decide :).
I feel your pain about the small dogs , I have a 18month old Staff/Pitt Mix Girl and Im very happy I got her.
That house sure looks good, condos sucks, I totally know how you feel! (Especially the old lady issue. LOL.)
Wow, beautiful house.
I feel your pain about the small dogs , I have a 18month old Staff/Pitt Mix Girl and Im very happy I got her.
Buying a house and having your own piece of land is certainly enticing. I live on 12 acres on a river in North Central Washington, probably about 3-4 hours from Vancouver during the summer (when we don't have snow on the ground lol), and wouldn't trade it for the world.
But seriously, as an entrepreneur, you need to plan out ANY personal expense you take on extremely carefully, but especially your house which may be your largest expense in either your business or personal budget. As the owner of your own company, your house is a business expense – you will need to pay its owner (you) money to cover the payment…money that could otherwise be spent on an employee, additional advertising, etc. I know that it has seriously hampered my ability to react as nimbly as when I was renting, and my business has had to take on additional debt/investment as a result.
That being said, I'm a large-dog person as well and would never be able to have my three dogs (Border Collie and 2x Catahoula Leopards) in a condo/apt, so I can understand the urge to get your own place. Good luck in your hunt!
[…] 14, 2010 Posted by Tyler Cruz Paid Advertisement A couple months ago I posted how I was tired of condo living and ready to buy a house. I was serious about it and have been scouring the MLS nearly everyday since then, looking at […]
It was interesting to read your post Tyler (:


text:
Hungvoland.vn was established and developed with extensive experience in the real estate sector. Currently, Hungvoland.vn is considered the leading real estate company in the southern real estate market in particular and the country in general.
Hungvoland.vn continue to orient real estate development as the foundation for all business activities, real estate investment to accumulate for the future, create stable and sustainable growth and affirm comprehensive strength.
Hungvoland.vn's commitments and goals
Hungvoland.vn is committed to bringing good values to partners and customers, contributing to building a professional and healthy real estate market.
With the goal of "sustainable development" and a commitment to bring customers high-end apartment products with the best quality, Hungvoland.vn has chosen to cooperate with prestigious units in the industry to ensure comprehensive, continuous and on-schedule investment.
- Create prosperity values for customers, bringing the highest benefits to investors.
- Bring investment and development solutions for real estate products in a professional and dedicated way.
- Offering a wide range of options, suitable for anyone looking for a fully-equipped "home" with sustainable development values.
Outstanding project of interest to customers in Hungvoland
- Townhouse Villa Project: Garden Home Soc Trang, Lagi New City Binh Thuan, Fusion Maia Quy Nhon.
- Apartment project: Calla Apartment Quy Nhon, LDG Sky Apartment – THU DUC UNIVERSITY, Moonlight Centre Point.
- Land project: Tien Loc Garden Nhon Trach, Lagi New City Binh Thuan Project.
Prestigious real estate investment channel in Vietnam
– Address: 467 Dien Bien Phu Street, Ward 25, Binh Thanh District, HCMC
– Hotline: 0939 879 045
– Website: https://hungvoland.vn
Contact Detail:
Company Name: Hungvoland.vn
Contact Person: Media Relations
Email: Send Email
Country: Vietnam
Website Url: https://hungvoland.vn
Source : https://kjnewswire.com/8637/hungvolandvn-prestigious-real-estate-investment-channel-vietnam


text:
Guided Writing Session Directory
Below, you will find recordings for each Guided Writing Session dating back to August 2021 when the sessions were began.
Take a moment to review the Usage and Guidelines Folder below for information on how to post work and use the directory.
Use the Independent Entries Folder for submissions not specific to a monthly program or Guided Writing Session.
More About Guided Writing Sessions
Forum Navigation
You need to log in to create posts and topics.
Guided Writing Session: June 1
#1 · May 2021, 10:00 am


text:
Ricoh Japan Corp.
Migration to cloud minimized capital investment while reducing operational workload
Service : Enterprise Cloud / Arcstar Universal One
- The capital investment burdens of a growing service infrastructure
- Increasing operational workload and IT skill shortage
- Cloud service with on-demand adjustment of IT resources
- Outsourcing IT operations to an expert team at NTT Com
- Smooth system migration without adversely affecting users
- Reduced investment & management load with more focus on central goals.
Ricoh Japan Corp.
Chief of IT Service Business Promotion Division
Business Solution Head Office
Mr. Shingo Hattori
"We decided to migrate to cloud service in a way that would not burden our customers. NTT Communications' proposal fully satisfied our requirements."
Investment and management loads related to IT service delivery
The Ricoh Group is renowned for delivering various types of office equipment and solutions including printers, multifunctional machines and copiers. In the IT service category, Ricoh Japan developed IT Keeper, which provides one-stop system infrastructure planning, installation and management/maintenance. The company also solves various issues related to IT utilization. Its service lineup includes NET Begin BB Pack Select service ( "BB Pack" hereafter), which provides comprehensive assistance ranging from introduction/installation of the Internet environment and mail/web server operations to hosting and on-site recovery measures. BB Pack has been popular among wide-ranging users, especially SOHO and other small businesses. Among the approximately 120,000 companies now using BB Pack, nearly 20,000 use the hosting service.
The increase in users was more rapid than expected since the service launch 15 years ago, and the increasing capital investment and human resources required to maintain high availability were beginning to become a burden.
"On-premise system operation required constant incremental improvement of facilities for the growing user base and constant education of personnel to keep pace with IT advances and systems growing in complexity. Too many resources were going toward maintaining the IT infrastructure, so it became harder for us to concentrate on business goals such as the enhancement of IT Keeper service quality," reflected Mr. Shingo Hattori. So Ricoh Japan decided to stop running the facilities itself and instead utilize a cloud service provided by another company to create an environment where it could distribute IT resources in response to user requests on demand.
Service migration to the cloud with infrastructure run by NTT Com
Ricoh Japan approached several service providers with summaries of its requirements regarding service reliability, stability, security and migration. After carefully examining competitive proposals, the company chose NTT Communications (NTT Com).
"In short, we chose NTT Com because of its unrivaled reliability. No matter how we provide services, whether through the cloud or not, we have to ensure that no trouble comes to our clients. NTT Com is one of Japan's leading providers and the only Japanese provider with a Tier 1 IP backbone in Asia. We believe its business record and achievements speak for themselves," said Mr. Hattori.
The company's cloud migration requirements were another important consideration. Since its employees use various platforms and tools of different versions, securely migrating the complex system to a cloud-based environment without any failures would be an extremely challenging task.
Mr. Hattori stated with emphasis, "Other providers' proposals also met our system migration requests, but they required changes to our existing system. Only NTT Com clearly stated that we could migrate our system without any changes. We could sense their confidence and know-how backed by ample experience handling hosting services and migrating systems to the cloud under the OCN brand name."
The company's desire to decrease operational load, another major challenge, also pushed it toward choosing NTT Com. Ricoh Japan had been handling various system needs such as firmware updates for a RAID controller, required as a troubleshooting measure, and the implementation of security measures for virtual servers. "Another attractive feature of NTT Com was the sophisticated skills of its infrastructure operation team," explained Mr. Hattori.
Swift branch development and Asian market strategy support
Employing a cloud system that only a telecommunications carrier could provide, NTT Com seamlessly and securely migrated Ricoh Japan's customer management systems from its on-premise environment to Enterprise Cloud (through Arcstar Universal One closed-network service). "Regarding operations in the new environment," said Mr. Hattori, "we mainly handle applications while NTT Com handles infrastructure based on agreements on our defined management roles. This flexible approach has benefits."
NTT Com provides two internally developed tools to support management of the new cloud environment. One is a "shelf registration tool" that can support the entire order receipt process of Ricoh's BB Pack from acquisition of cloud IT resources to service delivery. The other is an "information collection tool" that enables system visualization of customer service.
Because of this cloud migration project, Ricoh Japan is now able to increase/decrease IT resources on demand, as well as largely reduce the burden of infrastructure management.
Capital investment on service provision changed from fixed to variable expenses, thus eliminating waste and enabling in-house engineers to concentrate on developing new services and applications — their central goal.
"The TCO reduction achieved through our new system will be paid back to customers by lowering service fees. Of course, this will give our IT Keeper service an even bigger competitive edge," said Mr. Hattori.
As more and more corporate IT environments of all scales become cloud-based, and more companies employ cloud-based workstyles utilizing mobile devices and Wi-Fi networks, Ricoh Japan will collaborate with NTT Com to proactively deliver services that meet their needs.
Enterprise Cloud
Enterprise Cloud is a secure private cloud service that complements our data center, network and server solutions. We provide a versatile and secure IT cloud infrastructure to support core business applications. A wide range of options are available, including flexible resource provisioning.
Arcstar Universal One
Arcstar Universal One is a new highly available broadband network that uses low latency submarine cable systems to let enterprises rapidly deploy reliable, low-cost, scalable cloud-based applications and data, across the globe.
Company Profile
Name: Ricoh Japan Corp.
Revenue: JPY 589,690 million (as of March 2015)
Business: Ricoh Japan Corp. is an office automation solution company established through the integration of three sales-related domestic companies in the Ricoh Group (Ricoh Technosystems, Ricoh Business Expert and part of Ricoh IT Solutions). It proposes and provides optimal office solutions in response to client requests by combining products and services from Ricoh's vast lineup.
URL: www.ricoh.co.jp
In order to read PDF documents, you need Adobe Reader.
(as of June 2015)
Related link


text:
Get 10% OFF*, Use Code: RSP10
Pill organizers, splitters and pulverizers... medication supplies which help patients stay on track with daily medication. Especially useful for those who tend to forget the number of times they need to take a dose. Medication supplies that help organize and alert patients to their dosages and also cut pills into two or grind into powder for easy swallowing. Convenient snap lids, raised letterings plus voice guidance help make life smooth for many.


text: No matter how busy you are, hop on Sunlite's F-5 Training Cycle and get a workout regardless of the weather outside. The fully adjustable design means you get a perfect seating position so you can perform at your peak, and the heavy-duty frame keeps flex to a minimum for awesome power transfer. Adjustable resistance allows you to tailor your workout, too, and the side-braking resistance design translates into longer bearing life. You can even track your time, speed, distance, calories, and total distance on the built-in computer. And when it's time to tuck the F-5 away, oversize wheels help you roll it across hardwood floors and even carpet.


text:
If you have been having issues with getting your Samsung TV to detect recognize your Amazon Fire TV Stick, you are not alone. Many users are reporting that they are having compatibility issues with their Samsung TV and Fire TV Stick. The issues stem from not being able to connect the Fire TV stick into a HDMI port to the TV not recognizing the device. Several people have called both Amazon and Samsung who seems to acknowledge the issue but stop short of admitting fault.
If you are one of the unlucky ones who are having issues, try the below tips.
1) Upgrade the firmware to both FireTV stick and your Samsung TV.
For most users, your Fire TV Stick should have the most current firmware. The only exception is if you have opted not to upgrade when it prompts you to do so. For Samsung TV's, updating the firmware is not so simple. First, you navigate to Samsung's firmware page. Next, select your TV. If you do not know your TV model or do not remember, sneak to the side of the TV and you will find it. It is usually in the format xx##x#### where x is an alphabet and # is a number. The first set of # is the size of your TV. Find the latest firmware and download it to a USB thumb drive. Remember the filename. Take your USB thumbdrive then plug it to your TV. From the TV's menu, go to settings and look for an option to upgrade firmware. Follow the instructions. It should ask you to select the firmware file. After a few min. the firmware to your TV will be upgraded. Now, try to plug your Fire TV and see if it will be detected.
2) Toggle Anynet / Anynet+
Most of you may already know or been using this but Samsung has a proprietary program built into all of its TV's called Anynet+. What it does is it allows you to use a remote control and control various devices through its connected network. There is some suspiscion that it is actually Anynet or Anynet+ which is preventing the Fire TV Stick to be detected. A user on Amazon forums stated that they got it to work by following these steps:
-Plug the Fire TV stick in an HDMI port powered by USB port
-Hid the refresh button (red button)
-A message should pop up with the message, "anynet device". Click yes or ok
-Your Fire TV Stick should now be visible.
-If not, go through your input and try to locate the Fire TV through different HDMI connections
Still have issues? Leave a comment.