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Positive steps to regulate and improve the conduct and professionalism of the financial planning industry have been made over the past months and are now coming to a point where it will impact our clients. These steps have been called the Retail Distribution Review (RDR).
On the surface, RDR is looking to turn the commission-based world of financial advice on its head and render it a fee-charging service – just like any other professional service, such as that offered by an architect or a lawyer. Deeper down, it will create a level of accountability that thrives in an environment of trust and ongoing value – which is the space that a financial planner should always fill.
In an article published on Maya on Money, the General Manager of Broker Distribution at Sanlam Personal Finance, Jacques Coetzer, clarifies the situation succinctly. He explains that, as a client, "you will start to pay a fee specifically for advice services, as well as a fee for advice related to the products you eventually purchase."
With the new systems that will be coming into place, the key is to be prepared in advance. So don't be scared to ask questions, discuss this and find out what it will mean for you. This new system provides more options – in terms of the value you receive and how you receive it – and you will most likely be in a position to negotiate a fee structure for advice and planning services.
RDR proposes three main payment options:
- Retainer fee
This can be paid on a monthly or quarterly basis and will give you the right to a review or certain services throughout the year. - Advice payment
You will only pay for advice when given and, if you decide to act on it, this can then potentially be offset against a purchase fee. - Negotiated fee
This can be paid as a once-off transaction or deduction from an investment.
Many people question the need to pay for the advice or services of a financial planner when they could invest independently. However, given the smorgasbord of investment options on the market, this could prove to be an overwhelming activity and result in costly mistakes that could easily be avoided.
Coetzer explains that knowledge and experience can't be obtained from a website, and "qualified and accredited brokers offer a significant service to empower South Africans to take charge of their financial destiny."
A UK study confirms his beliefs in its findings that "clients who received appropriate financial advice typically saved nearly double the amount for their retirement than those who didn't seek advice."
Secure your financial future by initiating discussions soon to learn about how the new regulations will affect you.


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I don't use Acrobat for anything else but downloading and reading help files that are used in pdf format, so the default settings worked great for me. There are also options for acrobat plugins that you can select to tweak those too. If something messes up, it will restore the original settings and you can try again.
The download link is to the right side of the page. Look for Adobe Reader Speed Up.

subset: commoncrawl


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Natural Home Cures Freeze Dried Rich Pericarp Contains Calcium
(*) See References and Disclaimer at the bottom of the page.
Our Natural Home Cures Freeze Dried Rich Pericarp Mangosteen contains calcium, the body's most abundant mineral.(1*) Teeth and bones make up 99% of the calcium in our body while the other 1% is found in our fluids and tissues where it is used for a variety of purposes such as nerve impulse transmission, muscle contraction, cell metabolism and blood clotting.(2*) In addition, many enzymatic reactions that take place in the body are dependent on calcium.(3*), (4*)
A deficiency of calcium may lead to osteoporosis, a condition in which the bones' tissue breakdown occurs faster than their tissue creation.(5*)
In addition to becoming less dense (the outer bone becomes porous) bones also become more brittle which leads to an increased risk of fractures and breaks.(6*) |
Women who have gone through menopause are at the greatest risk for developing osteoporosis for two reasons:
1. Compared to men they naturally have smaller, less dense bones.
2. It has been shown that the drop in estrogen after menopause is a direct risk factor for developing osteoporosis.(7*)
Hypocalcemia, which is a shortage of calcium in the blood, may be symptomatic of a parathyroid disorder.(8*) Symptoms of hypocalcemia include muscle twitches, numbness, tingling sensations and muscle spasms.
Hypocalcaemia can lead to osteoporosis(9*) - if the parathyroid glands detect that levels of calcium in the blood are low they will "instruct" the body to take it from its bones to increase the amount of calcium in the blood and this, in turn, makes the bones less dense.(10*), (11*), (12*)
Sources Of Calcium
Dairy, Dried Fruit, Leafy Green Vegetables, Nuts, Tofu, and our Natural Home Cures Freeze Dried Rich Pericarp Mangosteen.(13*), (14*), (15*)
Source References
(1) Wikipedia: Calcium
(2) National Institute of Health: Calcium
(3) Osteoporosis Canada: Calcium: An Important Nutrient that Builds Stronger Bones
(4) WebMD: Calcium
(5) National Osteoporosis Foundation: Calcium and Vitamin D - What You Need to Know
(6) Office of Disease Prevention and Health Promotion: Get Enough Calcium
(7) International Osteoporosis Foundation: Calcium-Rich Foods
(8) National Institute of Child Health and Human Development: What Are Good Sources of Calcium?
(9) Centers for Disease Control and Prevention: Osteoporosis Among Estrogen-Deficient Women
(10) Harvard School of Public Health: Calcium and Milk: What's Best for Your Bones and Health?
(11) National Institute Arthritis/Musculoskeletal/Skin Diseases: Calcium and Vitamin D
(12) Parathyroid.com: Osteoporosis and Parathyroid Disease
(13) Wikipedia: Calcium Metabolism
(14) Mayo Clinic: Calcium Supplements: Do Men Need Them Too?
(15) Mayo Clinic: Calcium Supplements: A Risk Factor for Heart Attack?


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No doubt: the 1920s were the bee's knees. But the ads banking on the latest film adaptation of The Great Gatsby would have you believe the Jazz Age was all about flappers, fashion, and parties. It was more than that.
After World War I, Americans had more money to spend. That combined with "low prices. . . and generous credit made cars affordable luxuries" in the early 1920s; by the end of the decade, "they were practically necessities."
With "a car in every backyard," automobile-related language entered the everyday lexicon. There was step on it, as in "step on the gas" or hurry up, in 1923; jalopy in 1924; and in 1927, back-seat driver, "a passenger who constantly advises, corrects, or nags the driver of a motor vehicle," and by extension, "a person who persists in giving unsolicited advice." (This 1929 article lauded Mrs. Charles Lindbergh for keeping her mouth shut as her husband flew and being "no 'back seat' driver.")
Americans were also going to the movies more. By the end of the decade, "three-quarters of the American population visited a movie theater every week," says History.com. Hollywood, a district of Los Angeles, came to refer to the U.S. film industry in general around 1926, three years after the Hollywood sign was erected.
Synonyms for the movies arose, including flick (1926) and the silver screen (1924). In 1921, Chaplinesque entered the vernacular, and in 1927, Valentino, named after movie heartthrob Rudolph Valentino, came to mean a "good-looking romantic man."
Also in 1927, it meaning "sex appeal," while originally coined by Rudyard Kipling, was popularized by Elinor Glyn in her novel, It, and the film of the same name. Clara Bow, the star of the movie, became known as the It Girl, which now refers to any fashionable young female celebrity with a certain something.
The post-Victorian age also saw a change in "manners and mores," with raised hemlines ("all of nine inches above the ground"), petting parties (more on that later), and wider acceptance of contraception. Along with that came new words about sex and relationships.
Blind date, a date with someone one hasn't seen before, originated as college slang around 1921, says the Online Etymology Dictionary. The earliest attested use referred to the person one was going on the date with.
While we're sure the French kiss existed before the 1920s, the earliest citation in English is from around 1923, with the idea of equating French culture with "sexual sophistication."
Sexpert, a sex therapist or expert in sex, is attested to 1924. Sugar daddy, a rich older man who lavishes gifts on a younger woman, came about in 1926; gigolo, a male prostitute, is from 1922; and tomcat, to pursue multiple women, is from 1927, says the OED. To two-time, or cheat on a lover, is from 1924. The earlier non-romantic notion of to deceive or double-cross is from 1922.
Now how about those petting parties? The earliest citation goes to F. Scott Fitzgerald in his debut novel, This Side of Paradise, published in 1920: "That great current American phenomenon, the 'petting party.'" (Petting, in case you were unclear, refers to the "practice of amorously embracing, kissing, and caressing one's partner.") However, not everyone was such a fan of this 1920s version of PDA, such as one Fay King in a 1923 article:
But when this love stuff becomes a dull, deadly determined battle of the eyes, and a kiss is a long drawn out disgusting episode, it's time somebody blew a whistle or rang a bell to remind these love birds that public petting parties are not permitted.
The term sleep around originated around 1928, says the OED, with the earliest recorded mention by Aldous Huxley: "'Sleeping around'—that was how he had heard a young American girl describe the amorous side of the ideal life, as lived in Hollywood."
Who were these young girls? We know them as flappers. The term flapper originated around 1921, but where it came from is uncertain. A possibility is flapper meaning "a young bird when first trying its wings," or the 17th century flap meaning "young woman of loose character."
While we might think of the flapper as a sexually free "young woman with bobbed hair and short skirts who drank, smoked and said what might be termed 'unladylike' things," the term flapper became "the popular press catch-word for an adult woman worker, aged twenty-one to thirty."
In 1926, a train which conveyed "only female workers to London each morning" was dubbed "the flapper special." From a 1927 article about giving women over 21 in the United Kingdom the right to vote: "The expression 'flapper vote' has been used by those who strongly denounced the plan to extend the vote to women between the ages of twenty and thirty." Lady Astor, "American born pioneer woman member of the House of Commons," responded:
They are not flappers; most of those 5,000,000 women who are going to vote are hard workers. They went into factories during the World War. They are still at work and now they are going to have their rightful vote.
The first election in the United Kingdom to allow women over 21 to vote was often called the Flapper Election.
Despite the passing of the Volstead Act of 1919, at least a few new drink words sneaked into English. Bubbly, slang for champagne, is from 1920. It comes from the earlier bubbly water, which now refers to water that's carbonated. The sidecar, "a cocktail combining brandy, an orange-flavored liqueur, and lemon juice," came about in 1928, says the OED.
Daiquiri, a cocktail of "rum, lime or lemon juice, and sugar," is first attested to Fitzgerald in This Side of Paradise: "Here's the old jitney waiter. If you ask me, I want a double Daiquiri." Daiquiri is also the name of a beach in Cuba, and was supposedly invented by an American mining engineer who was there during the Spanish-American War.
To discourage illegal drinking, in 1924 a national contest was held "to coin a word to characterize a person who drinks illegally." Two contestants simultaneously entered scofflaw, a combination of scoff and law. Now scofflaw also refers to "one who habitually violates the law or fails to answer court summonses."
Continued demand for alcohol and lack of legal supply led to supply by criminal means. Although the term speakeasy had been around since the late 19th century, it gained wide usage during the Prohibition. (For more on speakeasy language, check out this post from the OxfordWords blog.) The mob, referring to organized crime, originated in 1927. The fuzz, slang for the police, is from 1929, while cop a plea is from 1925.
In terms of harder stuff, weed became slang for marijuana in the 1920s, perhaps as a shortening of locoweed. From a 1924 article:
"Marihuana," or "Marijuana" as some spell it, the everyday "loco weed" that formerly grew wild on the deserts of northern Mexico, now is being cultivated on thousands of acres in that country for sale to addicts of the plant in this country.
Other 1920s terms for marijuana are Mary Jane (1928) and muggle (1926). The term junkie is from 1923, and wingding, now known as a lively party or celebration, originated in 1927, says the OED, as "a fit or spasm, esp. as simulated by a drug addict."
Crash meaning "to join or enter. . .without invitation" originated around 1922. The financial meaning of a "sudden severe downturn" is older, from 1817, but gained resurgence with the Wall Street crash of 1929, which marked the end of a prosperous and seemingly carefree time.
[Photo, "Zez Confrey Car," CC BY 2.0 by Infrogmation]
[Photo: "Clara Bow," CC BY 2.0 by Classic Film Scans]
[Photo: "Saturday Evening Post," Public Domain]
[Photo: "El Daiquiri @ El Floridita," CC BY 2.0 by kudumomo]


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I was having a conversation last night with a very smart libertarian friend whose research focus is on economic growth. During the course of our conversation, he said, "and of course, intellectual property policy is just a mess". Which naturally led us to the question: how much does IP policy matter?
There's no question that American intellectual property policy could stand some serious reform. Copyright terms are way, way too long, software process patents seem like a generally terrible idea, and there are a host of other systemic problems that make our intellectual property regime far from ideal, even if, like me, you tend to be something of an intellectual property hawk.
I frequently run in libertarian circles, and so of course, I know a lot of people who think that this is a Really Big Deal. You hear a lot of dire warnings about how this spells The End of the Technology Sector, how Big Media Are Shooting Themselves in the Foot, and so forth. But there is an uncomfortable fact glaring at us from the sidelines: America has the most robust technology and media industries in the world, along with (I'm told) some of the most restrictive and ineptly implemented IP rules. If the critics are right, and our IP rules are strangling innovation, why are those companies still here?
There are a few answers to that, I think. The first is that the rules have been steadily getting worse, so while we have a sort of legacy industry, any new growth is going to face stiff headwinds going forward. Yes, but… a lot of these really terrible copyright and patent abuses have been around for a decade or two at this point (I'm looking at you, Sonny Bono). So why does so much of the culture that the world consumes still come from America? Why have we launched Facebook and Google and so forth, and not somewhere else with better IP law? Why is so much research on new molecular entities done by and for the US market, and so little in India?
Another argument is that we shouldn't measure this stuff just by how much is being sold. A lot of the reason to loosen IP restrictions is to encourage innovation in the free sector, the "gift economy".
I find this somewhat plausible, but as far as I know, the US also plays a pretty big role in the free sector. You can start getting into per-capita measures, where for all I know maybe a lot of other countries perform better, but those kinds of measures are tricky. For one thing, sheer random chance is going to produce more variance in smaller countries than in larger ones, so even if IP has no effect at all, you'd expect to see some small countries beating us on almost any measure you choose. If everyone, or at least lots of countries large and small, outcontributes us on this score, that would tell you something, of course.
(To be sure, this is all hypothetical: I don't even know how you would assemble data on which nation makes the most free stuff. Though my imagination is limited, so maybe someone has; if readers know of any, please point me to it.)
You also take the risk that you're measuring things that aren't really about national-level IP policy: how old the population is, how much free time they have, and so forth. I'd be willing to bet that Italy is a low generator of awesome free mashups because it's an old country that is not on the cutting edge of technology adoption, and has a language that's not spoken elsewhere. Meanwhile, it's possible that, say, the Danish welfare state and broadband policy acts as a substantial subsidy to mashup culture. This could be good or bad from the point of view of the Swedes, but would not, either way, really tell us much about what our IP policy should look like.
Another way to respond is to point to all the other factors that make America an efficient provider of IP-intensive goods like drugs and movies. Take media. Hollywood grew up at a time when the US had the largest rich-world population (and therefore, the largest market), and also, was rich and urbanized enough to support mass distribution of films to almost everyone in that population. We also speak English, a language that is spoken in a lot of other wealthy countries that buy our movies. The result is that over a century of production has generated an extremely skilled industry which is hard for other countries to compete with. Ditto television. To some extent, these factors still matter: we're the biggest rich country, and the richest big country.
Beyond that, we have the best post-secondary education system in the world, relatively free markets, a culture that prizes risk-taking, and laws that make it relatively easy to start a business. So we get a lot of people starting businesses.
There are quibbles one could make—we also used to be dominant in television manufacturing, so you need a theory that differentiates between television sets and television shows. But assume, arguendo, that this is true: our terrible IP policy exerts a drag on the economy, but in these sectors, it's made up for by other factors.
The problem is that this seems like just another way of saying that intellectual property regimes just don't matter that much. The US arguably has the strictest IP laws in the world, which in many of the arguments I've been in, seems to mean some of the worst IP laws in the world. So from that point of view, what the data seems to be telling us is that you can have the worst IP laws in the world, and still dominate many of the markets where IP is most prevalent.
Of course one can say that the US is about to lose its dominance because we've finally crossed some invisible line where our IP policy is just too bad to support innovation, or that our performance could be even better with better IP policy. But if IP policy can be this bad, and still leave us with world-dominance in these industries… industries that, moreover, offer some of the best jobs and growth potential in the country… then you kind of wonder how big the marginal improvement could possibly be.


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We love book week here, pretty much because we love books. Our school has wonderful library staff whom we adore and a morning reading club which we have always attended.
Plus my kids love dressing up so book week is a no brainer.
We try to follow a rule of not buying shop bought costumes or spending a heap of money which is kinda hard because I can not sew and also because I am pretty much craftless. I have mentioned before how I can not use a hot glue gun without sticking my fingers together (true story every single time).
So I need to be extra creative, and my kids have to have a bit of a sense of adventure.
One year I sent Bubble as the paper bag princess in a huge brown paper sugar bag. On the morning of the parade I was emptying sugar into big containers and cutting holes out for the arms and neck. Some messy hair a bit of eye shadow 'soot' and a tiara and we had a perfect costume.
Sweet was the little mermaid using a costume my sister had made for a birthday party and some red hairspray.
Paper bag Princess and The Little Mermaid.
Bubble was reluctant to get out of the car but in the end she loved it.
Another year The Destroyer went as the saucepan man from The Faraway Tree. Luckily all my saucepans came home intact.
Have saucepans in the kitchen ........hello no cost costume.
Bubble's grade 1 costume was Fancy Nancy, changed the morning of the parade from another costume I had all ready to go. However at the time she pretty much was Fancy Nancy so we had no difficulty at all in rustling up a costume in 15 minutes. She even wore an old pair of my high heels just like the cover of the book. The other kids were completely in awe of her red heels.
Fancy Nancy, the other kids were not even at school,
but seriously who misses a change to get dressed up. Not us that's for sure :)
Last year Bubble decided not to participate and I made an Alice in Wonderland stuck in the white rabbit's house costume for Sweet. A few days before the parade Bubble changed her mind and I had to come up with another costume. Luckily Sweet's favourtie book at the time was Thelma the Unicorn and I had the cutest Puddle Duckling unicorn flower horn that I already had ordered just because they are amazingly gorgeous.
I popped down to the discount stores and bought 2 wigs and used one for her mane and one for her tail. I cut up some pink sparkly cardboard and stapled them around her hands and legs for quick diy 'hooves' added a bit of face paint and she was the cutest unicorn around.
Thelma the Unicorn costume - Flower unicorn crown from Puddle Duckling
The Destroyer had decided to go as the White Rabbit from Alice in Wonderland. During the week I hand painted a cardboard clock. He popped on his suit and we found some ears and a bow tie in our dress up box. A little bit of white face paint, pink nose, white hair spray and some whiskers and he was ready to go.
White Rabbit and Alice in Wonderland, that is a kinda embarrassed smile as there were quite a few kids gathering around by this stage.
The Alice in Wonderland costume was of course the one I spent the most time on. But it was completely free using stuff I already had on hand. The box was something I had received in the mail, I used the kids paints and the dress was an old princess dress from our dress up box. I was a bit super proud of it considering I'm not really that good at craft.
I've put my thinking cap on for this year and I am trying to come up with some fun ideas for the kids. Let me know if your have any good inexpensive ideas.
Linda Vandermeer is a blogger, baker, mother, owner of The Biscuit Cafe and author of the children's cookbook Sweets on a Stick: More Than 150 Kid-Friendly Recipes for Cakes, Candies, Cookies, and Pies on the Go! Published in the US in 2011 the book is still available online at Amazon and other online book stores.
Affiliate links may earn me money and contribute to supporting this blog
I love when people share my blog ideas and give credit. All posts contain original ideas, photography and recipes by Linda Vandermeer-McCubbin unless otherwise credited. Please feel free to link back to my blog for non commercial purposes.


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Varish Modi, CPA, EA, NTPI Fellow has been taking care of clients in Los Gatos CA. Varish Modi is a Certified Public Accountant (CPA), Enrolled Agent (EA), Certified Acceptance Agent (CAA), Chartered Accountant (CA) specializing in individual US and international tax issues which can include:
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Small business taxes namely for:
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Notice CP-48 If you are in receipt of Notice CP-48 from IRS you have a spouse or dependent on your income tax return that needs renewal of ITIN. You should contact our office to renew the ITIN.
We are taking care of and helping clients (both individual and businesses) from Los Gatos CA. Varish Modi, CPA, EA, NTPI Fellow has been serving the Los Gatos community for a long time. We are ready to help you with full range of Personal Tax, FBAR, ITIN Application and Renewal, Business and Payroll Services.
Are you looking for a Tax Expert in Los Gatos CA?
Your search is over get in touch with Varish Modi, CPA, EA, NTPI Fellow. Our office is located right in your neighborhood in the heart of Silicon Valley in Sunnyvale, CA at a very close distance from companies like Apple, Google, VMWare, Cisco and Intel right on the intersection of Hollenbeck Ave and Fremont Ave across from Sunnyvale Presbyterian Church. Look for the CPA sign facing the main street on Hollenbeck Ave.
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Call us for an initial consultation (408) 735-7351
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(AP) - Bill Simpson, a pioneer in motorsports safety credited with creating equipment that saved too many drivers to count from death or serious injury, died Monday from complications of a stroke suffered three days earlier. He was 79.
The Motorsports Hall of Fame, which inducted Simpson in 2003 for his long career in racing, announced his death.
Simpson suffered the stroke Friday; he also had a stroke earlier this year from which he recovered and returned to many IndyCar events, at which he routinely socialized and shared stories with some of the greatest racers of all time.
"Bill Simpson was a racer and innovator who made drivers and crew members safer," three-time NASCAR champion Tony Stewart said. "The safety equipment that bears his name saved me plenty of times."
That sentiment was echoed Monday throughout the racing industry as it mourned Simpson, a man who loathed liars, believed a handshake was good enough for a deal and spent almost his entire career developing safety equipment for his peers.
Simpson Performance Products developed helmets, gloves, seat belts and in 1967 introduced the heat-resistant fabric Nomex to racing with a firesuit Simpson brought to Indianapolis Motor Speedway that May. The speedway said Monday nearly every driver in the Indy 500 starting field used the suit when Simpson debuted it, and it is now standard equipment.
Simpson believe so strongly in the firesuit that he at least once set himself on fire while wearing one to demonstrate the suit's effectiveness.
Simpson began as a drag racer, moved on to open-wheel racing and made 52 career IndyCar starts from 1968 until 1977; he finished 13th in the 1974 Indianapolis 500.
His focus turned to Simpson Performance Products, the company he founded, which focused on safety after he was injured in a 1958 drag racing crash.
Simpson was dragged into a bitter feud with NASCAR following the 2001 death of Dale Earnhardt in a crash on the final lap of the Daytona 500. Earnhardt, like most drivers, used seat belts made by Simpson, and the accident report NASCAR issued said the left-lap Simpson belt became separated.
Simpson filed an $8.5 million defamation of character lawsuit against NASCAR and resigned that summer from his company because of death threats related to Earnhardt's death.
He started a new safety company, Impact Racing, which focused on helmets, and Simpson said he'd developed one to address the NFL's problem with concussions.
"Bill Simpson was one of my best friends. He made a huge positive impact on racing and we should all be grateful for his contributions," NASCAR Hall of Famer Rusty Wallace said. "Bill did things his own way and he was 100 percent committed to making racing safer. I'm not sure I'd be here today without Bill. I'll really miss him."
Simpson is survived by a son. An animal enthusiast, he had a beloved dog, Maia, camels and other pets.
Indianapolis Motor Speedway said a celebration of Simpson's life is being planned for May at the IMS Museum.


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I was inspired to write this blog entry from a thread in Facebook. We all know that the internet is *free* right? Using Google, G+, Facebook, Twitter and loads of others I could mention cost no money to use. How can that be, how can companies be considered worth upwards of $100bn yet provide their services to their customers entirely for free.
The business model is actually dishonest because it takes advantage of a human condition we in the civilised world have developed around value – more specifically our own value! Pretty much every civilisation has a universal mechanism for their people to measure value – it's called money and it's the fundamental device that enables trade and commerce so its important. Money is also this device that people use to value themselves as an individual often comparing themselves to others; we call this wealth – think the Rich 500 list. If you have lots of money one week you feel "flush" and you might go on a shopping spree or treat your friends to dinner, and when you're doing these things you feel good and in some way elevated, important or in a leadership position within your social group. If you have more money than your peers you feel more successful – these feelings are addictive and that's why craving money is natural, because it leads us to get those feelings.
Don't get me wrong, we all need to measure our own success and money is certainly a great and universal barometer, but one of the side effects of this is what the term "free" mean to us. We are taught from an early age that more money is good – get a good job – get a nice house etc. So the natural assumption that you derive from this is "spend less and get more for it" is good – we all love those bargains right!
So anything that you get for "free" must be good – right? That is surely the best bargain of all. It's so easy to think that because the idea of getting something of some value to us without having to pay money for it appeals so much that we are blinded to what is really happening. Bottom line is that anything you get for free you are actually paying for indirectly and yet you don't know it and that's what free services take advantage of – and if you work out the *real* cost to you personally it will almost certainly be a much higher cost than if you actually paid money for it.
Don't talk rubbish I hear you say, how can that be?
I can't really answer that for you, if you really want to know the answer to that you must answer it for yourself. All you really need to do is work out what is valuable to you individually in non-monetary terms and you will have your answer. To help you on your way let me give you some questions you might want to ask yourself that might point you in the right direction of discovering your own value?
- How much do you earn an hour on average over your working life?
- How long is your life?
- If you worked a normal life, spent nothing and saved all of your money how much would you end up with? What would you do with it when you have it? And when would you do those things?
- If you had a child, how much time (in hours) would you spend splashing around in a pool on holiday with him or her between the ages of 1 and 14?
- How often have you found yourself on a mission that has involved you spending a vast amount of your own time justifying and claiming for that $10 meal expense or that parking ticket that you did not deserve?
- How often have you put off the opportunity of going out or traveling to somewhere new?
- How often have you sat their for tens of minutes waiting for your Microsoft Windows computer to update and reboot its self so you can get onto the internet and just accepted that as the norm?
- How long did you stand in that queue in the January Sales to buy that top you wanted for 30% off the tag price?
- How much time do you spend in Facebook rejecting those pesky apps that want you to give away your personal information?
I could go on but that should be enough. Work out what it is that you personally value and then work out why things that are "free of charge" are not actually "free" to you – and once you have worked that out you may well find that getting things "free of charge" is not as valuable to you as your instincts would lead you to believe. But you already knew that right?


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Moderator: andyg
How do I disable Soundcloud from automatically playing "related tracks" at the end of a playlist? The tracks it chooses are not related at all.
So I am discovering. Seems that many musicians are abandoning Soundcloud for this reason.
This is the WORST part of Soundcloud I've ever seen. I embed MY music on MY website ... and next track is totally unrelated and NOT MINE!
You MUST allow us to disable this feature. There's a terrible, terrible, TERRIBLE song that always follows mine. It hounds me like the plague. I need to disable this. PLEASE.
Yes, I have to conclude that SoundCloud's insistence on forcing the ridiculous "related tracks" on all listeners is a fatal flaw all by itself. I have been SO embarrassed when trying to offer my music to a few select close friends, only to have them forced to listen to completely unrelated things. I mistakenly thought that paying for a PRO subscription might rid me of this but dumped that after seeing it made no difference.
Press and hold down the link until a white box pops up to the side (it might take a few times to get the finger placement exact); it should have different options, like "Open", "Open in new tab", (on my iPad) "Add to Reading List", "Copy" and "Share".
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Beige linen mix trousers Haley - Modstrom
Ordered before 4 p.m. = delivered tomorrow
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Pay afterwards with Klarna
10% discount on your first order
Material: 70% polyester, 15% linen, 10% cotton, 5% viscose.
- All our models are approximately 1.70 m and have clothing size S.
Do you have questions about the fit or are you unsure about the size? Send an email to firstname.lastname@example.com or call/app to 06-29503919. We are happy to help you so that you are satisfied with your ordered product
The Scandinavian brand Modström was founded in 2004 and its colorful and feminine designs quickly won many hearts, allowing Modström to develop into a complete brand concept.
The collections can best be described as 'on trend' with a high wearing comfort, with many beautiful basics but also trendy items. Colors and prints are important ingredients in every collection. Modstrom works with high-quality luxury materials, you will immediately notice this in the fit and quality, so you can wear it for several seasons.
At Boetiek Aniek you will find your favorite basics for every day and the perfect party dress for a night out from the Modström brand.
From suits, tops, t-shirts, trousers, blouses to dresses, you can shop it at Boutique Aniek.
Shipping & Returns
The Netherlands
All orders are shipped with PostNL. Orders placed before 4:00 PM will be shipped the same working day and will be delivered to your home the next day. All orders ship for free.
For shipments outside the Netherlands (Europe), orders under €150 will be charged €13 shipping costs. All orders from €150 are shipped free of charge.
It may happen that you want to return an order. Perhaps because you don't like the product or perhaps there is another reason why you would not like the order after all. You have the right to cancel or exchange your order up to 14 days after receipt without giving any reason.
After cancellation you have another 14 days to return your product. You will then be credited with the full order amount including shipping costs.
Both the costs and the risk of shipping are for your own account in the event of a return. If a return package does not arrive, you must be able to provide proof of shipping.
Please note: If the product is damaged or the packaging is more damaged than is necessary to try the product, we can pass on this reduction in value of the product to you. So handle the product with care and ensure that it is properly packaged when returned.
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Frequently Asked Questions
- All our models are approximately 1.70 m and have clothing size S.
- Modstrom, mbyM, Herrlicher and Coster Copenhagen normally fit true to size.
- Are you unsure between sizes with CC Heart, Comma Casual Identiy and Comma? Then choose the smallest size.
- The French brands FRNCH and Grace & Mila are slightly smaller. Are you hesitating between two sizes? Then order the largest size.
Do you have questions about the fit or are you unsure about the size? Send an email to firstname.lastname@example.com or call/app to 06-29503919. We are happy to help you so that you are satisfied with your ordered product
All items state the size that our model wears and her height. If you still have doubts? Please contact us at email@example.com or call/app 0629503919. We are happy to help you.
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You can pay securely online with iDEAL, credit card, Google Pay, a gift card or pay afterwards with Klarna .
It is possible that the newsletter registration containing the discount code has ended up in your spam. If this is not the case, please contact our customer service via firstname.lastname@example.com
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Enter your email address and the desired size in the 'keep me informed' field. As soon as the item is back in stock, we will notify you of the email address you provided.
Orders placed before 4:00 PM will be processed the same working day and delivered the next day. We currently have delivery times of 1 to 3 working days (Mon - Sat) for orders within Europe. Once your order has been shipped, you will receive a confirmation with a Track & Trace code, with which you can track the shipment.
All orders are shipped with PostNL. Orders placed before 4:00 PM will be shipped the same day. Once your order has been shipped, you will receive a confirmation with a Track & Trace code so that you can track the shipment.
All orders ship for free.
For other European countries, orders under €150 will be charged shipping costs of €13. All orders from €150 are shipped free of charge.
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This A-33-BR series coilover kit from BC Racing can also be used in conjunction with VERA double bellow and sleeve style bags. Simply remove the spring from the coilover body and thread on a set of VERA bags. Thinking about selling your car and transferring your air setup to the next one? Throw the springs back on the coilovers and move the VERA bags over to your next car!
BC Racing BR Series Coilover Kit
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Texture: Honeycombed and cone-shaped with a hollow stem. The texture is perfect for absorbing sauces.
Taste: Delicately wild, smoky mushroom and nut flavor, adapts to other ingredients. Perfect in sauces; for a decadent experience, simmer in cream until reduced and serve over pasta.
Texture: A variation of the common white mushroom, the texture is much the same. Portobellos are more dense due to slight drying through the open gills. These gills may be removed to avoid a dark color in any dish.
Taste: Criminis are slightly more intense in flavor than the common mushroom, while portobellos can be much richer. The portobello is sturdy and can be grilled or sautéed whole or in slices to create delectable entrees. They are perfect for stuffing.
Texture: The thin flesh of the trumpet-shaped chanterelle is lightly meaty and also delicate. Like most mushrooms, they vary in size.
Taste: Slightly spicy, mildly mushroomy with a hint of fruit. They are delicate and go well with other vegetables, eggs, chicken and fish.
Texture: This tiny mushroom has a slightly crunchy long stem and delicate small cap.
Taste: A hint of sweet with very delicate mushroom flavoring. Often used as garnish in salads or soups.
Texture: Velvety and slightly dense.
Taste: Strong mushroom taste with hints of the wild. Good solo or where a pronounced flavor is desired. Great grilled or smoked with plenty of garlic.
Texture: Soft and very tender.
Taste: Very delicate and mild. Good as a background texture and flavor. Beautiful ivory color.


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The introduction of the TX Series to the noblechairs range delivers the ability for users to have even more choice for comfort and breathability. Together with industry experts, we've created the TX Series Breathable Fabric, offering high breathability, durability, and a softer overall feel to the entire chair.
Available in Anthracite, enjoy the TX Series in a colorway that is subtle and stylish!
The noblechairs HERO Series is the work of our German design team alongside esport professionals who demand comfort and support for extended periods. Together, we've created an award-winning, uncontested, ergonomic, and feature-rich seating experience. Simultaneously with our memory foam integrated headrest and built-in lumbar support, you can confidently sit knowing you're using the absolute best.
Since the establishment of the European Hardware Association (EHA) in 2017, noblechairs has achieved a flawless run winning best gaming chair for five years running as voted by the most prominent tech sites across Europe.
Introduced at the creation of the brand, noblechairs continues the proud tradition of using an advanced machine-only manufacturing process with the TX Series. As seen in the automotive industry, specialized robotic arms paired with robust steel forge the perfect frame for maximum durability. Together with our TX Series Breathable Fabric, which is cut and stitched using industrial machinery, you're experiencing the very finest quality both inside and out, letting you rest easy.
Sit how you want with the new noblechairs HERO TX Gaming Chair - Anthracite. Height adjustment paired with our convenient 'rocker' mechanism offers a range of motion, allowing you to find the perfect position. With 11° of movement on the 'rocker' mechanism, and the ability to set the backrest from 90° to 125°, you'll be playing, watching, or working in comfort at all times.
The foundation of the HERO Series from noblechairs is the powder-coated wheelbase made from solid aluminum with five arms and specially designed castors. These 60mm castors consist of a Nylon core with a polyurethane coating that allows them to be quiet and suited for hard and soft flooring. Combined with the Safety Class 4 gas lift, the HERO TX has been designed in conjunction with the optimized base to offer support for a maximum load of up to 150 kg (330 lbs).


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Tag: Duke Lacrosse Players
The Fourth Circuit Court of Appeals dealt a serious blow to the civil lawsuit of the falsely accused Duke La Crosse players. The players had sued various governmental entities and two police detectives, Officers Mark Gottlieb and Benjamin Himan.
The three-judge panel rejected their claims for damages filed under federal law against the City of Durham and its police department.
The panel allowed the former players to continue with their claims under North Carolina law that Durham officials violated their state constitutional rights. The panel also allowed the three wrongfully accused players to proceed with their state claims that two police investigators – Mark Gottlieb and Benjamin Himan – engaged in malicious prosecution.
The opinion is here.
The players previously settled a lawsuit against Duke University for an undisclosed sum. Where is Crystal Gail Mangum? In jail, awaiting trial on a murder charge. In October, she received permission to represent herself at trial.
Duke University has agreed to a financial settlement with the wrongly charged Duke Lacrosse players. Here is the University's press release:
Durham, NC -- On Monday, Duke University leaders announced they have reached a settlement with David Evans, Collin Finnerty and Reade Seligmann. Below are statements about the settlement.
This has been an extraordinary year for Duke students David Evans, Collin Finnerty and Reade Seligmann, who were accused of serious crimes they did not commit. In April, after a thorough review, the North Carolina Attorney General declared that they were innocent of all charges and that the charges never should have been brought. We welcomed their exoneration and deeply regret the difficult year they and their families have had to endure. They conducted themselves with great dignity during their long ordeal.
(4 comments, 673 words in story) There's More :: Permalink :: Comments
New York Times Public Editor Byron Calame today examines the paper's coverage of the Duke Lacrosse players false sexual assault charges.
At one point he discusses whether the false accuser should be named now. He concludes:
Times editors discussed whether "to stick to our policy of not naming accusers in sexual assault cases," Mr. Keller told me, "and decided to do so." My first instinct was that The Times should strongly consider adopting a policy of naming false accusers. Then I decided that the mental health of the Duke accuser and the failure of Mr. Nifong to limit the harm she caused by doing his job responsibly combined to keep this case from being a good one on which to debate such a policy change. But I hope Times editors will soon consider holding a discussion, free of deadline pressure, about what purpose the tradition of not naming sexual assault victims serves when their accusations are proved to have no merit.
I disagree. The moment the charges were dismissed, upon the Attorney General's finding there was no credible evidence to support her claim that any attack occurred that night, she became a false accuser. Her name should be published so that she can no longer hide behind the victim label. Mentally ill or not, she caused incalculable damage to the lives and reputations of three innocent young men, who will be traumatized by the ordeal for years to come.
(7 comments, 416 words in story) There's More :: Permalink :: Comments
Kirk Osborn, one of the chief lawyers for accused Duke lacrosse player Reade Seligman, has died, following a massive heart attack on Friday.
Osborn was a respected lawyer who had been in high-profile cases for years. He had participated in a number of death penalty cases and his wife said he was most proud that he had never lost a death penalty case.
R.I.P. Mr. Osborn, and I'm very sorry that you didn't live to see your client vindicated, as I expect he will be when the Attorney General's office concludes its investigation.
(2 comments, 282 words in story) There's More :: Permalink :: Comments
Rumors have been rampant this week that the North Carolina's Attorney General's office would be announcing the dismissal of all charges against the three accused former Duke Lacrosse players.
The Attorney General's office now says, "Not so fast." It's not true...at least not this week.
Our review of the case, including reviewing documents and conducting interviews, is continuing," Talley said. "[A] decision hasn't been made. ... We expect our review of the case to wrap up within the next few weeks and ... no announcements about the case by our office have been scheduled."
(1 comment) Permalink :: Comments
Lawyers for the three charged Duke lacrosse team players filed a 39 page motion (available here, pdf) today arguing that they still have not received complete DNA analysis in the case.
In the motion, defense attorneys do not blame the special prosecutors for the issues because they said they did not have any direct knowledge of the withholding of evidence.
(2 comments) Permalink :: Comments
The accuser in the Duke lacrosse players' alleged sexual assault case has given birth, a month early, by cesarian section.
Will she be ready to testify at the Feb. 5 eyewitness identification hearing?
I think she should be.
The options? She will ask Nifong to drop the case saying she doesn't want to pursue the case or Nifong will ask for a continuance on medical grounds or the hearing will proceed.
Any bets?
Blogger Betsy Newmark has an op-ed on the racial aspects of the case and Nifong's conduct in today's Washington Examiner.
(6 comments) Permalink :: Comments
Duke University has asked Reade Seligman and Collin Finnerty, charged with sexual assault, to return to Duke.
This is a stunning turnaround, since they are still charged with felonies. From Duke's letter to the boys and its public statement:
As circumstances have evolved in this extraordinary case, we have attempted to balance recognition of the gravity of legal charges with the presumption of your innocence," Duke officials wrote to the Seligmann family in a letter obtained by ABC News Law & Justice Unit.
"Now with the approach of a new term, we believe that circumstances warrant that we strike this balance differently. At this point, continued extension of the administrative leave would do unwarranted harm to your educational progress. We decided…to lift the administrative leave," the letter states.
(6 comments, 410 words in story) There's More :: Permalink :: Comments
Update: The accuser is not due until February. Paternity tests have been ordered at the request of the defense. Nifong says he has no reason to believe any of the players are the father.
[Added: The following appears to be incorrect]
The accuser in the Duke Lacrosse alleged rape case gave birth on Thursday.
The 29-year-old gave birth nine months after she alleges she was raped by three Duke University lacrosse players at a March 13 team party.
Added: The following still seems valid:
....A defense attorney tells WRAL that a test taken at the hospital showed that she was not pregnant at the time of the party and that she was given emergency contraception commonly referred to as the morning-after pill.
While no semen from any of those accused as found in her body, male DNA from multiple other sources was.
In other Duke case news, the defense filed a great motion to suppress the accuser's eyewitness identification of the players today. It's 46 pages and available here.
There are more internal inconsistencies in this case than in any other rape case I can remember reading about. A hearing is scheduled for tomorrow.
There's a lot of discussion about today's developments going on at the TalkLeft Duke Forums.
(8 comments) Permalink :: Comments
For months, the Duke lacrosse players alleged rape case has been a train wreck waiting to happen. I hope with this news, it finally derails for good.
A private laboratory hired by the prosecution in the Duke lacrosse case failed to report that it found DNA from multiple males in the accuser's body and underwear, according to a defense motion filed today.
The lab, DNA Security of Burlington, found that the DNA did not match the three defendants, their lacrosse teammates or anyone else who submitted their DNA to police, including the accuser's boyfriend.
You can read the motion filed by the defense today here.
(5 comments, 488 words in story) There's More :: Permalink :: Comments


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Root canal treatment is also known as endodontic therapy. It is used to treat patients who have an infected root canal (dental pulp). Each tooth in your mouth has one or more root canals: front teeth have one, side teeth have two and back molars have three.
Pulpitis is when the pulp or root canal becomes inflamed causing pain and discomfort in the surrounding areas. You can choose to remove the entire tooth or undergo root canal treatment.
The symptoms of infection are very obvious and cause people to seek help. It is necessary for the infected tissue to be removed as soon as possible so it does not cause further damage. Without treatment, the infection will spread, the bone around the tooth will begin to break down, the tooth may fall out and other areas of the body can be adversely affected.
Once the root canals have been cleaned, they are filled with an inert material and covered with a filling or dental crown. A root canal is carried out by a specialist called an endodontist but regular dentists may also perform this treatment. The best way to avoid a root canal is by maintaining good oral hygiene.
The cost of a root canal varies widely. In Western countries it can be particularly expensive. As a result, medical tourists are seeking more affordable cosmetic dentistry abroad. The extent of the infection can influence your final cost significantly as well as the material used to fill in the root canal.
Root canal treatment is quite safe and effective. It can, however, fail and cause further risks and side effects. There are a number of reasons for this and your dentist will explain to you why your root canal might not be successful or if you are at particular risk. Procedural accidents are possible as well as the expected potential complications.
The root canal procedure will require a number of visits to the dentist. This includes your first consultation, the actual treatment and checkups. The root canal procedure will be performed by a specialist called an endodontist or a dentist.
The first thing the endodontist will do is numb the area around the infected tooth with a local anesthetic. If you require a mild sedation, he may also provide this as the root canal procedure can be rather invasive.
A hole is drilled through the top of your tooth to access the infected pulp. It may be necessary to drill through the back of your tooth if that will provide better access. Using special tools the endodontist will remove the infected root canal and clean out the pulp chamber with an antiseptic solution. This part of the root canal procedure is very important because no infected material should be left behind to cause further damage.
Significant technological advances have been made in the area of root canal treatment over the last couple of decades. The root canal procedure now takes 1-2 hours and employs tools that make it easier and faster.
Scientific measurements of the root canal can be taken so it can be filled quickly and efficiently. The root canal procedure, however, is not yet 100% successful and there are a number of root canal risks and side effects that patients need to be aware of.
After the infected pulp has been removed and the root canal has been cleaned, the endodontist fills the space with a calcium hydroxide paste. This will only be a temporary filling for a week or so until the next visit. The alkaline paste disinfects and reduces the inflammation in the tooth and surrounding areas. Regular pain medication is also taken during this time to help manage discomfort.
At the next appointment, the temporary filling is removed and the mouth is examined for further infection. Either permanent fillings or a dental crown is used to close up the tooth after the root canal has been filled with gutta-percha. The dental crown is necessary because it helps to stabilize the tooth after the root canal procedure.
It is important that you have regular checkups after your root canal to make sure all is going well. If your tooth becomes infected again, you will not be able to feel the pain that indicates infection because the nerves have been removed. Special x-rays are needed to detect any complications that arise.
There are a number of root canal risks and side affects you should be aware of. The root canal procedure is quite successful in most cases but can fail. Some of these reasons are related to the surgery itself while others are related to your particular situation and your body's inability to heal correctly.
When you first make a consultation with an endodontist, he will explain the root canal risks and side effects to you so that you understand and accept them.
The cost of a root canal can be quite expensive. If your treatment is not successful, you may end up having to pay more for subsequent treatments. In order to avoid root canal risks and side effects, you need to be committed to practicing good oral hygiene. Brush and floss regularly and avoid certain foods. You also need to see the dentist for regular checkups so he can detect anything that you may not have noticed.
Root Canal Risks and Side Effects:
· The infection can spread if it is not all removed during the procedure. Sometimes it can be difficult to detect and extract all of the diseased pulp. In this case, you will need another root canal treatment
· Some of the inert filling may not completely seal off the roots from exposure to bacteria, they may then get infected again
· Your root canal may be awkwardly shaped which makes filling it up difficult
· The tooth might be damaged during treatment by the instruments being used
· The instrument might break and be left behind during the treatment
· A permanent filling or dental crown is not placed over the hole in the tooth leading to more infection. Or, it is not placed correctly
· General root canal treatment failure. This can happen in the days, weeks, months or years after the surgery
· Pain, inflammation, soreness and tenderness are likely in the days following your treatment. These can usually be managed by over the counter pain medications
· If you do not look after your teeth properly or pay particular attention to the treated tooth, your teeth may become infected and start to decay again
· If the decay is too deep in the root canal, tooth extraction may be necessary
· If the decay has progressed significantly, other areas of your body may be affected. These complications can be difficult, painful and more expensive


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Black Friday and Cyber Monday are true American traditions. They give consumers the opportunity to head out to the stores after giving thanks and ring up a ton of more things to be thankful for. As the name Black Friday suggests, however, retailers face a very different situation—a high-stakes battleground where winning or losing can have a dramatic impact on annual sales trends and profitability. Well before any of us prepared to hit the aisles this year for deals and steals, advertisers strategized to make their messages break through the bombardment of ads clamoring for consumer's limited attention.
As the blanket of Black Friday/Cyber Monday promotions increases, the relative newsworthiness of individual promotion-touting ads decreases. This in-turn ups the challenge for marketers with respect to creating strong ad memorability and brand identity.
Given the ad and promotion clutter, retailer's in-market ad performance during this critical period is declining, according to Nielsen. Compared with the average ad**, 2013 Black Friday/Cyber Monday ads were only 60 percent as effective at driving ad memorability and branding within the general population (people 13 and older), continuing a trend that began in 2012. Relatively soft Black Friday/Cyber Monday ad engagement isn't surprising, however, given the basic intent of these ads. Specifically, they focus on promotional education rather than entertainment. As such, Black Friday/Cyber Monday ads often don't make emotional connections via humor or sentimentality, or contain attention grabbing visuals—traits that are known to drive ad memorability amid the noise of today's real-world TV viewing environment.
Even in the face of these challenges, however, some 2013 Black Friday/Cyber Monday ads performed at above-average rates.
Toys "R" Us' "Wishes Come True" spot led the Black Friday/Cyber Monday pack this year for ad impact, achieving 32 percent better ad content memorability and branding than the average 2013 ad. Toys "R" Us ads have a solid track record leading into the holidays, capitalizing on their stores' unique ability to showcase the child gift-giving experience to rank as the top Black Friday/Cyber Monday advertiser since 2011. As it has done in the past, the toy retail giant this year visualized the highly relatable and emotionally rewarding experience of children playing with toys to increase viewer engagement and boost ad memorability while showcasing the brand logo and recognizable store front.
The second-most memorable and well-branded Black Friday/Cyber Monday ad was Pep Boys' "Black Friday Sales Event," which performed 16 percent better than average, demonstrating that a product or retailer doesn't need to be directly connected with holiday gift giving to generate strong ad memorability during the holidays. The ad's simple visuals, consistent use of the Pep Boys' creative style, and Black Friday-specific offerings were strong traits that drove the ad's memorability. Additionally, the ad's program placements boosted performance as it ran primarily during shows intended for male audiences, ensuring its "car-care" focus was relatable to a high proportion of viewers.
Kmart's "Gif-ing Out" commercial, which performed 8 percent better than the average ad, demonstrates how entertainment can be central to ad memorability even during promotion-intensive periods. The Black Friday message was only presented as a tag at the end of this ad, but its humorously attention-grabbing visuals and audio remained in holiday shoppers' minds long after they turned off their TVs.
*Ad Impact Quotient (Ad IQ) = The percent of viewers who remember both ad content and the advertised brand 24-hours after natural viewing exposure dividend by the norm for all ads**.
**Database norm: Inclusive of ads across all categories at any time of year within TVBE coverage.
Source: Nielsen TV Brand Effect 11.1.13 – 12.2.13. P13+. 2011 Data: 11.1.11 – 11.30.11. 2012 Data: 11.1.12 – 11.30.12


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Active Projects
2.0 Model Build Project
The OpenTravel 2.0 Prototype project has now moved beyond the simple prototyping stage. It is now necessary to build out all the components of the model in order to allow the community to consume the specifications. The best practices are reflected in the OpenTravel model (OTM) that will allow the first generation of new message specifications to be generated. The model is a small series of related XML documents that are consumed by an XML compiler that will render the specification into the publishable XML schema and WSDLs that may be consumed by a developer.
Project Brief
2.0 Tooling Project
The 2.0 Tooling project will identify and maintain 2.0 tooling requirements to support collaborative development of OTA 2.0 Models that conform to the OpenTravel Model specifications and XML Schema Specifications conforming to the OpenTravel XML Schema 2.0 Best Practices. The project will also guide the development and contributions of any open source tooling made available to members or the public under license from Open Travel.
Project Brief
Code List Optimization Project
The OpenTravel Code List Optimization Project key objective is to reduce the complexity and improve the quality of the data in the Code List. Changes will be limited to the code list so that upgrading to a new version of the messages will not be required.
Project Brief
Hotel 2.0 Availability and Reservation
The purpose of this project is to create the objects, services and operations needed to search for hotel availability and book a hotel reservation. Draft objects created from the 1.0 OTA_HotelResRQ/RS and OTA_HotelAvailRQ/RS have been imported into the 2.0 sandbox as a starting point for this team to review. This team will enhance the 2.0 model by modifying and moving the appropriate draft objects into the appropriate libraries in the 2.0 repository and creating new objects as needed. This will benefit the OpenTravel community as this project will continue to e


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EMBARGOED FOR RELEASE | March 25, 2012
Popcorn: The snack with even higher antioxidants levels than fruits and vegetables
Note to journalists: Please report that this research was presented at a meeting of the American Chemical Society
A press conference on this topic will be held at 1:30 p.m. Eastern Time, March 25, 2012, in the ACS Press Center, Room 15A, in the San Diego Convention Center. Reporters can attend in person or access live audio and video of the event and ask questions at www.ustream.tv/channel/acslive.
SAN DIEGO, March 25, 2012 — Popcorn's reputation as a snack food that's actually good for health popped up a few notches today as scientists reported that it contains more of the healthful antioxidant substances called "polyphenols" than fruits and vegetables. They spoke at the 243rd National Meeting & Exposition of the American Chemical Society (ACS), the world's largest scientific society, being held here this week.
Media Contact
During the meeting, March 23-28, the contacts can be reached at 619-525-6268.
Michael Bernstein
Michael Woods
Joe Vinson, Ph.D., a pioneer in analyzing healthful components in chocolate, nuts and other common foods, explained that the polyphenols are more concentrated in popcorn, which averages only about 4 percent water, while polyphenols are diluted in the 90 percent water that makes up many fruits and vegetables.
In another surprising finding, the researchers discovered that the hulls of the popcorn — the part that everyone hates for its tendency to get caught in the teeth — actually has the highest concentration of polyphenols and fiber.
"Those hulls deserve more respect," said Vinson, who is with the University of Scranton in Pennsylvania. "They are nutritional gold nuggets."
The overall findings led Vinson to declare, "Popcorn may be the perfect snack food. It's the only snack that is 100 percent unprocessed whole grain. All other grains are processed and diluted with other ingredients, and although cereals are called "whole grain," this simply means that over 51 percent of the weight of the product is whole grain. One serving of popcorn will provide more than 70 percent of the daily intake of whole grain. The average person only gets about half a serving of whole grains a day, and popcorn could fill that gap in a very pleasant way."
Vinson cautioned, however, that the way people prepare and serve popcorn can quickly put a dent in its healthful image. Cook it in a potful of oil, slather on butter or the fake butter used in many movie theaters, pour on the salt; eat it as "kettle corn" cooked in oil and sugar — and popcorn can become a nutritional nightmare loaded with fat and calories.
"Air-popped popcorn has the lowest number of calories, of course," Vinson said. "Microwave popcorn has twice as many calories as air-popped, and if you pop your own with oil, this has twice as many calories as air-popped popcorn. About 43 percent of microwave popcorn is fat, compared to 28 percent if you pop the corn in oil yourself."
Likewise, Vinson pointed out that popcorn cannot replace fresh fruits and vegetables in a healthy diet. Fruits and vegetables contain vitamins and other nutrients that are critical for good health, but are missing from popcorn.
Vinson explained that the same concentration principle applies to dried fruit versus regular fruit, giving dried fruit a polyphenol edge. Previous studies found low concentrations of free polyphenols in popcorn, but Vinson's team did the first study to calculate total polyphenols in popcorn. The amounts of these antioxidants were much higher than previously believed, he said. The levels of polyphenols rivaled those in nuts and were up to 15 times greater than whole-grain tortilla chips.
The new study found that the amount of polyphenols found in popcorn was up to 300 mg a serving compared to 114 mg for a serving of sweet corn and 160 mg for all fruits per serving. In addition, one serving of popcorn would provide 13 percent of an average intake of polyphenols a day per person in the U.S. Fruits provide 255 mg per day of polyphenols and vegetables provide 218 mg per day to the average U.S. diet.
Michael G. Coco, an undergraduate chemistry student at the University of Scranton who participated in the study, said he benefited in several ways.
"From working on this project with Dr. Vinson, I've gained experience and many insights in doing scientific research," said Coco. "Besides the obvious things like learning how to use instrumentation and perform analyses, I've also learned that research is extremely satisfying, especially when you discover or think of something no one else has thought of."
The scientists acknowledged funding from the University of Scranton.
To automatically receive news releases from the American Chemical Society contact email@example.com.


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Other sites accessed through your use of our Site may use cookies that remain on your browser after you visit the site. Therefore, please consult the privacy policies of any sites that you access through this Site. You may also wish to: (a) set your browser to notify you when such cookies have been placed on your browser; and/or (b) examine your browser to disable or remove such cookies. However, please note that disabling or removing certain cookies can interfere with the functionality or potentially desirable features of certain sites, such as automatic log on capabilities or site visit recommendations based on identification of return visits.
Use of Personal Data - Objections and Changes to Personal Data Use or Collection
SPX may accept personal data from EU customers who contact our sales, customer and technical support personnel for support, product and service information or product registration. We do not share such information with third parties for their direct marketing purposes. Also, we will not use such data to market to you directly unless you provide your permission.
If you have supplied personal information to us in connection with your application for employment or to provide products or services, you consent to the retention of such information by SPX for reasonable periods so that they may be considered for future opportunities.
You may use the following address SPX Corporation, 13320-A Ballantyne Corporate Place, Charlotte, NC 28277 at any time to: (a) submit inquiries or other communications regarding SPX's privacy policies; (b) object to or restrict SPX's use of your information for direct marketing purpose; or (c) request deletion or correction of such information.
SPX respects individual privacy and values the confidence of its employees, as well as its customers, business partners and others. SPX is committed to upholding the highest ethical standards in its business practices, and has long held this commitment as a fundamental element of the SPX Leadership Standards. Accordingly, SPX adheres to strict standards in connection with the collection, use and disclosure of personal information, consistent with the laws of the countries in which SPX conducts business.


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Colin Chameleon
Colin Chameleon is such a charismatic critter! Soft as moss and jumbly-coloured, he's way too cool for just one shade. This kooky dude's got the biggest bobble eyes, a groovy crest and cool, detailed toes, but best of all is his springy, sproingy tail. Stretch it out and it pings right back!


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Job Opportunities
The following jobs are listed as a service to students, alumni, and others seeking employment. Many of them are sent to us from the organizations looking for geologists and environmental scientists to hire. St. Lawrence University and the Geology Department have no affiliation with any of these employers and we suggest that you directly contact them with any questions or to submit materials. Remember that you will be judged on the quality of your cover letter and resume. Career Services can help you develop excellent materials for submittal.


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Business E Mail Lists l Business Owners E Mail Lists l E Mail Business Key Decision Makers Lists
Business Email Lists, SIC Industry E Mail Lists, New Business E Mail Lists, Trade Show Attendees Mailing List, International Business E Mail Lists, Business Owners E mail Lists
Business email lists are one of the single most important aspects of running a business successfully. Making the right connections, finding leads that will transfer into conversions, and ensuring that your business' future is strong is a must. But finding those business email lists isn't always easy to do. Increasing sales means finding the right audience for a message. Sprint Data Solutions Worldwide Marketing is here to do just that help our clients find the right business email lists for their needs and turn their leads into real conversions.
The Importance of The Right Lists
Just why is it so vital to get the best possible lists? It all comes down to waste, which is something that is easy to misunderstand. It goes well beyond just finding the right telephone or email business lists and into the realm of expenditures.
With a poor business email list or business marketing list, a large percentage of the contacts and leads may not even be interested in what is being offered by your business. There's no need sending out communications and messages to those who aren't interested. Doing so means wasted time, wasted energy, and most importantly, wasted money.
There are a couple of obstacles standing in the way of many business email lists. A couple of the main ones include:
- Interest and History – Simply put, there's no point sending out emails or phone calls or even using a business list complete with postage if you're trying to contact those who aren't interested. Sprint Data Solutions uses a huge pool of data to determine exactly who is interested, who has a history of positive engagement, and more. We look at what your business is offering and then compare it to all the data in the system to make certain that we find the ones that are best for you.
- The Decision Factor – One of the biggest hurdles is often overlooked when other companies compile their business lists. That hurdle is often beyond finding the right business leads, but instead finding the red hot decision makers that drive a business' output. In short, even if you have a list that includes a business contact or lead, is that lead the actual person who is in charge of making the decisions to go with a particular company?Often, a contact point is established but it isn't the person that is in charge of making the purchasing decision. That means that you're once again wasting time and energy on communicating, not to mention money. Instead, you need lists that put you in direct contact with the person responsible for making those decisions. Sprint Data Solutions ensures that that's exactly what you get.
In short, our team builds lists that connect you and your company with the kind of leads that actually matter and that actually work for you. Instead of wasting time, money, and energy you'll be able to put all of your resources into connecting with those who are most likely to give your company the boost to your bottom line that you need.
Any Method Of Contact You Want
We understand that different methods of reaching out to potential leads work better for different businesses. That's why we work to generate lists of any kind. This includes:
- Postal Business Mailing Lists
- Busines Email Lists
- Telephone Business Lists
- Fax Lists
- And more
Each list is compiled using data that shows that the specific leads are indeed responsive to that kind of contact so you don't waste time or money trying to contact someone via phone who has no history of being receptive to that type of contact. As a result, you get more bang for your buck and more results from your efforts.
Additionally, we can help you contact multiple business leads via multiple methods. You can create a custom marketing strategy using whatever types of contact and advertising that works best for you. This can include any combination of the options above. That flexibility helps ensure that you get the best ROI and that your leads turn into conversions.
What To Expect
We aren't like other list services. We know that every client has their own specific needs and goals, and we work to help them meet those goals. We start by communicating with you to determine exactly what your situation and goals are. No matter what your focus is, we listen and develop your list accordingly.
We also pay attention to what it is that you're using to reach out. Do you want to use telephone? Business email lists? A traditional business list with complete postal? No matter the type of marketing plan you want to develop, we have a list that will connect you with exactly the right people to boost your bottom line.
Once you are provided your lists you can get started reaching out immediately. We'll continue to monitor and update our databases as you and others do, ensuring that we always maintain the absolute best, most accurate, and most beneficial lists possible for every one of our clients. Each list will help ensure that your profits climb and that you get the best ROI when it comes to your marketing investment with our business lists.
Securing The Future Of Your Business
Your business matters, and it's important that you make sure it has the best possible chance at success. That means connecting with the right kind of business leads. We're here to ensure that that happens. If you're ready to get more from your business lists, we have a solution.
Our custom approach means that you get exactly the results you need and that work specifically for you. We treat all of our clients like individuals and give them the careful attention that they deserve. We've built a reputation for delivering significant results for our clients, and after using our lists you'll understand why.
If you're ready to get more from your lists, we're ready to help. Contact us today to get started creating a business mailing list that will give you maximum ROI, maximum responses, and maximum increase on your profits.
Categories available for US Business are:
Complete US Business Mailing List s with Complete Contact Information Postal & E Mail Available on US Businesses
Advertising Agencies Mailing List , Advocate, Lawyers & Legal Firms Mailing List , Airline International & Air India Mailing List , Apparel & Garments Mailing List , Architects Mailing List , Automobile Mailing List , Art, Craft & Media Mailing List , Banking & Financial Professionals Mailing List , Bakery & Cake Shops Mailing List , Beauty Parlors & Hair Products, Salons Centers, Book Stores Mailing List , BPO & Call Centers Employees Mailing List , Building & Construction Mailing List , Building Material & Requisites Mailing List , Business Analyst Mailing List , Boutiques & Tailors Mailing List , Catering Services Mailing List , Chartered Account Mailing List , Cell Phones & Accessories Mailing List , Secretaries Mailing List , Computer & Laptop Dealers Mailing List , Consultants Mailing List , Consulting Services Mailing List , Dental Clinic & Dental Care Mailing List , Designer Mailing List , Direct Sales Agent Mailing List , D-Mat Account Holder Mailing List , Doctors Mailing List , Entertainment & Media Mailing List , Event Management Mailing List , Food & Beverage Mailing List , Freelancers Mailing List , Gas & Petroleum Mailing List , Graphic Designers Mailing List , Health Clubs & Fitness Centers Mailing List , Hospitals Mailing List , Hotel & Restaurant, Hotels Mailing List , Garden & Pets Mailing List , Human Resources Mailing List , Importers Mailing List , Industrial Equipment Machinery, Insurance Mailing List , Insurance agents Mailing List , Industrial Machinery Parts Suppliers, Ice-Cream Parlors Mailing List , Interior Designers Mailing List , IT Heads / Senior Mailing List , IT Software Working Employees Mailing List , Lecturer & Professor Mailing List , Marketing Heads Mailing List , Medical Officers Mailing List , NGO & Social Services Mailing List , NRI Mailing List , Nurses Mailing List , Nutritionist Mailing List , Online Shoppers (E-Commerce) Mailing List , Optical Goods & Eye Care Mailing List , Packers & Movers Mailing List , Pharmacist Mailing List , Project Leader & Project Manager Mailing List , Production Process Machinery Mailing List , Purchase Managers, Private Limited Companies Mailing List , Private Colleges & Universities Mailing List , Plastic Manufacturing Equipment's Mailing List , Real Estate Promoters & Developers Mailing List , Sales & Business Development Professionals, School Colleges Mailing List , Security Services Mailing List , Self-employed, Senior Citizens Mailing List , SME Companies, Super Markets & Malls Mailing List , Software Engineer Mailing List , Stock Brooking & Trading Mailing List , Taxi & Cab Services Mailing List , Tele-caller Mailing List , Textile & Leather Products Mailing List , Top Management Mailing List , Tours & Travel Agents Mailing List , Transporters Mailing List , Website / Domain Owners Mailing List , Website Designing Companies & Designers Mailing List , Car Insurance Mailing List , Frequent flier Mailing List , WhatsApp User Mailing List , Students Mailing List , SME Companies Casino Owners Business List, Small Business Owners E Mail List's
Tags: US Business E Mail Database- Business Email-List-and-Business Mobile-Number-Database, Trade Show E Mail List, Small Business Owner's E Mail Lists


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AkweGO: Ma'iingaan
February 14 @ 3:30 pm - 5:30 pm
- This event has passed.
This program provides 1:1 support and group activities for Indigenous children between 7 to 12 years of age.
For more information please contact Mara at email@example.com or through Facebook
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Gel Polish - BP049
Gel Polish by Briller Nail System. Long-lasting, high-quality, and stunning shine gel polish is what you will get with this Gel polish. For optimal results, we recommend applying 2 coats. However, one is enough.
Cure Time: 30 - 60 Seconds (LED) / 60 - 120 Seconds (UV)
Size: 15ML (0.5 Ounce)
Note: Product image is a swatch. Product image may differ from the actual color due to the screen you are viewing our web site on. Dye lots may cause color variation.
Offered by Briller Nail System