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Poverty, by America (Large Print / Paperback)
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#1 NEW YORK TIMES BESTSELLER • The Pulitzer Prize–winning author of Evicted reimagines the debate on poverty, making a "provocative and compelling" (NPR) argument about why it persists in America: because the rest of us benefit from it.
A BEST BOOK OF THE YEAR: The New Yorker, The New York Times Book Review, NPR, Oprah Daily, Time, The Star Tribune, Vulture, The Christian Science Monitor, Chicago Public Library, Esquire, California Review of Books, She Reads, Library Journal
"Urgent and accessible . . . Its moral force is a gut punch."—The New Yorker
Longlisted for the Inc. Non-Obvious Book Award • Longlisted for the Andrew Carnegie Medal
The United States, the richest country on earth, has more poverty than any other advanced democracy. Why? Why does this land of plenty allow one in every eight of its children to go without basic necessities, permit scores of its citizens to live and die on the streets, and authorize its corporations to pay poverty wages?
In this landmark book, acclaimed sociologist Matthew Desmond draws on history, research, and original reporting to show how affluent Americans knowingly and unknowingly keep poor people poor. Those of us who are financially secure exploit the poor, driving down their wages while forcing them to overpay for housing and access to cash and credit. We prioritize the subsidization of our wealth over the alleviation of poverty, designing a welfare state that gives the most to those who need the least. And we stockpile opportunity in exclusive communities, creating zones of concentrated riches alongside those of concentrated despair. Some lives are made small so that others may grow.
Elegantly written and fiercely argued, this compassionate book gives us new ways of thinking about a morally urgent problem. It also helps us imagine solutions. Desmond builds a startlingly original and ambitious case for ending poverty. He calls on us all to become poverty abolitionists, engaged in a politics of collective belonging to usher in a new age of shared prosperity and, at last, true freedom.
About the Author
Matthew Desmond is the Maurice P. During Professor of Sociology at Princeton University and the founding director of the Eviction Lab. His last book, Evicted: Poverty and Profit in the American City, won the Pulitzer Prize, the National Book Critics Circle Award, and the PEN/John Kenneth Galbraith Award, among others. The recipient of a MacArthur Fellowship, Desmond is also a contributing writer for The New York Times Magazine.
Praise For…
"A searing, essential book . . .[that] solidifies Desmond's status as a remarkable chronicler of our times."—Vulture
"The passion, eloquence, and lively storytelling that made Evicted a Pulitzer Prize–winning bestseller are back in force as Desmond continues to speak on behalf of America's most hard-pressed. Desmond is our national conscience."—Oprah Daily
"Desmond's new book is short, smart, and thrilling. The thrill comes from the sheer boldness of Desmond's argument and his carefully modulated but very real tone of outrage that underlies his words."—Rolling Stone
"[Desmond's] arguments have the potential to push debate about wealth in America to a new level. . . . The brilliance of Poverty, By America . . . is provided by effective storytelling, which illustrates that poverty has become a way of life."—The Guardian
"Poverty, by America is a searing moral indictment of how and why the United States tolerates such high levels of poverty and of inequality . . . [and] a hands-on call to action."—The Nation
"A fierce polemic on an enduring problem . . . [Desmond] writes movingly about the psychological scars of poverty . . . and his prose can be crisp, elegant, and elegiac."—The Economist
"Provocative and compelling . . . [Desmond] packs in a sweeping array of examples and numbers to support his thesis and . . . the accumulation has the effect of shifting one's brain ever so slightly to change the entire frame of reference."—NPR
"A data-driven manifesto that turns a critical eye on those who inflict and perpetuate unlivable conditions on others."—The Boston Globe
"Urgent and accessible . . . It's refreshing to read a work of social criticism that eschews the easy and often smug allure of abstraction, in favor of plainspoken practicality. Its moral force is a gut punch."—The New Yorker
"A compact jeremiad on the persistence of extreme want in a nation of extraordinary wealth . . . [Desmond's] purpose here is to draw attention to what's plain in front of us—damn the etiquette, and damn the grand abstractions."—The New York Times Book Review
"[T]hrough in-depth research and original reporting, the acclaimed sociologist offers solutions that would help spread America's wealth and make everyone more prosperous."—Time
"Desmond's book makes an urgent and unignorable appeal to our national conscience, one that has been quietly eroded over decades of increasing personal consumption and untiring corporate greed."—Claire Messud, Harper's Magazine
"[Poverty, by America is] a book that could alter the way you see the world. . . . It reads almost like a passionate speech, urging us to dig deeper, to forget what we think we know as we try to understand the inequities upon which America was built. . . . A surprisingly hopeful work."—Minneapolis Star Tribune
"Desmond's electrifying pen cuts through the usual evasions and exposes the 'selfish,' 'dishonest' and 'sinful' pretence that poverty is a problem that America cannot afford to fix, rather than one it chooses not to."—Prospect
"A powerful polemic, one that has expanded and deepened my understanding of American poverty. Desmond approaches the subject with a refreshing candidness and directs his ire toward all the right places."—Roxane Gay
"Passionate and empathetic."—Salon
"This book is essential and instructive, hopeful and enraging."—Ann Patchett


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subset: commoncrawl


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AAA Hawaii reminds everyone who plans to celebrate the Fourth of July to avoid drinking and driving and other forms of impaired driving by designating a sober driver or using an alternate mode of transportation. In addition, AAA Hawaii is offering its Tipsy Tow service as a last resort during the July 4th holiday. The service is available from 6 p.m. Thursday, July 4, until 6 a.m. Friday, July 5. Tipsy Tow is available in the areas served by AAA Hawaii.
AAA Hawaii encourages party-goers to plan to use a sober ride or use a designated driver if attending a gathering. Motorists, bartenders, restaurant managers, party hosts or passengers of a drinking driver may call 1-800-222-4357 for a free tow home of up to five miles. Callers simply tell the AAA operators, "I need a Tipsy Tow," to receive the free tow and ride home. A regular AAA Hawaii-contracted roadside assistance service truck will be dispatched. Tipsy Tow is unique in that it provides a driver with the option of a safe ride home for themselves and their vehicle instead of driving while intoxicated.
Callers need to keep in mind that the service excludes rides for passengers, is restricted to a one-way, one-time ride for the driver and the destination is limited to the driver's residence. Reservations are not accepted. Drivers can expect to pay the rate charged by the tow truck contractor for rides beyond five miles.
"We want motorists to be aware of the high crash risk from drinking and driving associated with the holiday. We encourage drivers to designate a sober driver instead of getting behind the wheel if they have been drinking," said AAA Hawaii's General Manager Liane Sumida.
In Hawaii, in 2016, there were 153 drivers involved in fatal crashes involving drinking and driving and of which 22 percent had a .08+ blood alcohol content (BAC), according to federal statistics. Nationwide, in 2017, crashes involving drunken drivers claimed 10,874 lives, an average of one alcohol-impaired driving fatality occurred every 48 minutes. These alcohol-impaired driving fatalities accounted for 29 percent of the evening motor vehicle traffic fatalities in the United States, according to the National Highway Transportation Safety Administration (NHTSA).
Fourth of July is a traditional time for barbeques, and home parties, as well as outings to restaurants and bars, and other excursions and gatherings. These activities contribute to a relaxed atmosphere and more drinking, according to Sumida.
"It takes only one drink to slow physical and mental skills and affect vision, steering, braking, judgment and reaction time," Sumida said. "Drivers should be aware that law enforcement agencies are using extra patrols to look for and arrest impaired drivers during the holiday."
Drinking drivers frequently don't plan for other ways to get home because they are concerned about retrieving their vehicle. They cite the expense of taxis and time inconvenience as the major reasons they don't use alternative transportation, according to AAA Hawaii. Today, more options are available including designated sober drivers, public transit and ride-hailing services.
People convicted of driving under the influence could lose many of the most important things in their lives, such as family, job, dignity and money. AAA Hawaii estimates that a first time DUI conviction can cost about $15,688 or more in fines, penalties, restitution, legal fees and insurance costs.
AAA Hawaii advises those who celebrate July 4th can keep themselves and others safe and can avoid DUI arrests by keeping these safety tips in mind:
- Always plan ahead to designate a non-drinking driver before any party or celebration begins.
- At social events, designate non-drinking drivers who can get everyone home safely.
- Never serve alcohol to those under age 21. It's illegal and dangerous.
- Never ride as a passenger in a car driven by someone who was drinking alcohol or using drugs.
- Call a friend or family member for a ride home if you've been drinking.
- Keep a cab company or sober ride telephone number in your cell phone and wallet so you can call for a ride home.
- As a party host, offer non-alcoholic drink alternatives and provide a gift to guests who volunteer to be designated drivers; provide overnight accommodations to guests who've been drinking.
- Take the car keys away from friends and relatives who have been drinking.
- If you encounter an impaired driver on the road, keep a safe distance and ask a passenger to call 9-1-1 (or pull over to a safe location to make the call yourself).
- Remember: prescription drugs, over-the-counter medications and illegal drugs also can impair your ability to drive safely.
Although Tipsy Tow is offered by AAA Hawaii and other AAA clubs, it is not a nationwide program. Check with your local AAA club for availability. Visit PreventDUI.AAA.com for impaired driving facts, transportation alternatives and expert advice. AAA encourages visitors to Take the Pledge to drive drug and alcohol-free.


text:
Light Green, Orange, Yellow, White Felt Circles Color Set (3/4 to 5 inch)
3/4 inch = 300pc
1 inch = 200pc
1.5 inch = 95pc
2 inch = 58pc
2.5 inch = 45pc
3 inch = 30pc
4 inch = 15pc
5 inch = 15pc
Mixed Size Pack = 8 each of 4 inch, 3 inch, 2.5 inch, 2 inch, 1.5 inch, 1 inch and 3/4 inch (total 56 pc)
These felt circles are perfect for your next craft project. Express your creativity by turning them into intricate flowers, using them to back hairbows and clips, scrapbooking, costumes, quiet books or colorful smiley faces. These felt circles can be sewn or glued (hot glue works best) for your next project. Perfect cuts to save you time from cutting them by hand (let us do that for you!)
Don't see what you're looking for? Send us a message at email@example.com [Subject Line: Custom Felt Order] and tell us what you need. We will get back to you with a quote for your order.


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Roast: Medium
This smooth coffee has hints of chocolate, cinnamon and vanilla. Delicious on it's own or exceptional as an after dinner cordial with the Tequila or Kahlua.
All of our flavored coffees start as specialty grade single origin coffee roasted in small batches to a smooth medium. Each order is then carefully flavored with high quality flavoring oils while still warm.
*Natural and Artificial Flavoring


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Please have your member card handy. You'll need it for Step 1.
The registration is 5 steps and should take less than 5 minutes
Lost your card? Contact us
Privacy Policy
This Website and Mobile Privacy Policy ("Privacy Policy") tells you how Univera Healthcare, and its affiliates and subsidiaries ("Univera," "us" or "we") collects and uses your information when visiting our website(s), including www.univerahealthcare.com, and mobile applications ("Website"). By using our Website you consent to this Privacy Policy.
This Privacy Policy is governed also by our Terms of Use, which is also available on our Website. By using our Website you consent to the Terms of Use.
- Information We Collect About You
For us to operate our Website and in order for you to access certain services and restricted areas within our Website, or to respond to specific inquiries, Univera Healthcare may collect the following types of information: (A) Information You Provide To Us, (B) Information We Automatically Collect, and (C) Information We Receive From Third Parties. All of the information listed in (A)-(C) above, are detailed below, and hereinafter referred to as "Information."
- Information You Provide To Us
In using our Website, you may provide us with Information, including, without limitation, your legal name, address, telephone number, email address, subscriber name or "screen name," and password used to access the services. We may also collect the email addresses of visitors that communicate with us via email; information provided by the visitor in online forums, registration forms, surveys, email messages, and other digital online features (including demographic and personal profile data). For certain products, we may allow certain members to pay their premiums online through a third-party website or mobile application. If you are eligible for, and choose to use, this feature, payment information, e.g. credit or debit card or bank account information, will be collected and transmitted by a third-party vendor for the sole purpose of processing your premium payments. The payment vendor is responsible for securely using and storing such credit or debit card or bank account information and for limiting access to this information to authorized users.
- Information We Automatically Collect
Univera Healthcare also collects information about you from your visit to our Website including:- IP address;
- Your geographic location;
- Date and time of your visit;
- Domain server;
- Type of computer, web browsers, search engine used, operating system, or platform you use or web browser;
- Data identifying the web pages you visited prior to and after visiting our Website; and/or
- Your movement and activity within the Website, which is aggregated with other information.
We use a few different technologies to collect this information:
- "Cookies" are small digital files that are transferred to your computer or smartphone's hard drive when you visit a website or click on a URL. Cookies allow us to operate and personalize the Website, assist with functionality of the website, to track your usage, and to deliver targeted advertisements to you. "Session Variables" are similar to Cookies except that they remain on our servers and are not transferred to your computer or smartphone. Usage of a Cookie or Session Variable is in no way linked to your name or address. Once you close your Web browser, the Cookie or Session Variable simply terminates. If you reject the Cookie or Session Variable, you may still use the Website.
- Most web browsers automatically accept cookies, unless you have configured yours not to accept them. You can program your browser not to accept cookies, but if you do, you may not be able to use certain portions of the Website and the Website will not be able to customize certain functions according to your preferences.
- Cookies are placed on the Website, but executed by third parties such as Google, Bing, Facebook, LinkedIn, and other ad networks. For more information about third party cookies and related advertising and how to opt-out of these practices with companies participating in industry self-regulation, please visit About Ads at http://optout.aboutads.info/ or the Network Advertising Initiative at http://optout.networkadvertising.org.
- "Web Beacons/Pixels" are graphic images or web programming code that may be included on the Website to help us count visitors to the Website, monitor how you navigate the Website or to count how many particular articles or links posted on the Website were actually viewed.
- Our Website uses retargeting pixels from Google, Facebook and other ad networks. Please visit their websites for their privacy policies and consent and opt-out mechanisms, or visit sites that may help block ad tracking, such as About Ads at http://optout.aboutads.info/
- "Analytics" are tools we use, such as Ion by Rock Content and Google Analytics to help provide us with information about traffic to our Website. These services use the data collected to track and monitor the use of our Website, which it shares with other services and websites who use the collected data to contextualize and personalize the ads of its own advertising network.
- You can opt-out of having your activity on the Website made available to Google Analytics by installing the Google Analytics opt-out browser add-on (https://tools.google.com/dlpage/gaoptout) for your web browser.
- For more information on the privacy practices of Google, please visit: http://www.google.com/intl/en/policies/privacy/
- Ion by Rock Content's privacy policy is available at https://rockcontent.com/legal/privacy-policy/.
- "Mobile Applications" and other mobile devices may provide certain device information if you access the Website through a mobile device, this may include information about your device, your phone number, and your physical location. You may opt-out of tracking and receiving tailored advertisements on your mobile device by some mobile advertising companies and other similar entities by downloading the App Choices app at www.aboutads.info/appchoices.
Some users engage a Do Not Track (DNT) setting to indicate a preference regarding tracking by advertisers and other parties. We do not respond to DNT signals.
- Information We Receive From Third Parties
We may collect additional Information about you from third party websites, or sources providing publicly available information, to help maintain and support your account. We reserve the right to request any additional information necessary to establish and maintain your account for use of the services and access to the restricted areas.
- Information We Receive from Your Health Care Providers and Other Sources:
In connection with services that involve medical diagnosis and treatment, we may collect health care records from your past, current, and future health care providers. This may include information about your diagnosis, previous treatments, general health, laboratory and pathology test results and reports, social histories, any family history of illness, and records phone calls and emails related to your health status contained in your health care records.
- Information You Provide To Us
- How We Use the Information
We use and process your Information above for things that may include, but are not limited to, the following:- To administer health care benefits and for our health care operations. For example:
- decide claim payment by asking you and/or your health care provider(s) for necessary information about services, or treatment;
- work with other insurers to decide coverage;
- bill for premiums which may include looking at your claim history;
- answer customer and provider questions about benefits, enrollment and claims;
- monitor quality of care and service to our customers which may include case management, and
- perform utilization and cost containment review activities.
- Foster product development and research;
- Provide you information about enrollment and our services;
- To respond to your questions and inquiries;
- Communicate with you via email, text, Social Media Platforms, chat rooms, about information we believe you would be interested in and/or regarding our services, provided that you have not already opted-out of receiving such communications;
- Improve our Website and address any technical issues;
- Provide targeted advertisements to you;
- Analyze the use of the Website to improve our service offerings and produce anonymous or aggregated data and statistics that might help third parties develop their own products and service offerings;
- Customize the Website for your interests;
- Create an account;
- Provider customer services;
- To the extent applicable, for processing your premium payments;
- Comply with our Terms and Conditions of Use (which is available on our Website);
- Comply with any applicable laws and regulations and respond to lawful requests; and
- For any other purposes disclosed to you at the time we collect your Information or pursuant to your consent.
- To administer health care benefits and for our health care operations. For example:
- How Long We Keep Your Information
We generally keep Information, consistent with any applicable legal requirements. To dispose of Information, we may anonymize it, delete it, or take other appropriate steps. Data may persist in copies made for backup and business continuity purposes for an additional period of time.
- Sharing Your Information
We may share your Information in a few ways.- Aggregated Information
We reserve the right to disclose to third parties' Information about usage of our Website and any related services, including Information gathered during your use of the Website. Any Information disclosed for this purpose will be in the form of aggregated data (such as overall patterns or demographic reports) that does not describe or identify any individual user.
- Third Party Vendors
We may work with other companies to help us conduct our business and require that they only use your Information for the services contracted. For example, we may contract with:- benefits management companies for paying claims;
- health care provider groups to assess quality and cost containment;
- print, electronic or mail services for permissible marketing communications, advertising, customer communications and surveys;
- audit or consulting firms for validating the integrity of our processes;
- state and federal agencies as required by law;
- marketing service companies;
- data processing parties; and
- other business services.
By using our Website you consent to our use of such companies for processing your Information. However, such companies will not be authorized by us to use your Information for any other purpose.
- Disclosure Information for Legal and Administrative Reasons
We may disclose your Information without notice: (i) when required by law or to comply with a court order, subpoena, search warrant or other legal process; (ii) to cooperate in investigations of fraud, intellectual property infringement or any other activity that is illegal or may expose us or you to legal liability; (iii) to comply with legal, regulatory or administrative requirements of governmental authorities (including, without limitation, requests from the governmental agency authorities to view your Information); (iv) to protect and defend the rights, property or safety of us, our subsidiaries and affiliates and any of their officers, directors, employees, attorneys, agents, contractors and partners, and the Website's users; (v) to enforce or apply the Website's Terms and Conditions of Use; and (iv) to verify the identity of the Website's users.
- Business Transfers
Your Information may be transferred, sold or otherwise conveyed to a third party where we: (i) merge with or are acquired by another business entity; (ii) sell all or substantially all of our assets; (iii) are adjudicated bankrupt or (iv) are liquidated or otherwise reorganize. You consent to any and all such conveyances of your Information.
- Protected Health Information
We may transfer your Protected Health Information ("PHI") as described in the Notice of Privacy Practices and permitted under federal HIPAA regulations and applicable state law.
- Aggregated Information
- Third Party Websites
This Privacy Policy does not apply to any information that you may provide to unaffiliated third parties, for example, other websites linked to this Website with whom we do not have a relationship. If you access our Website from a third party website ("Third Party Website"), you may be required to also read and accept the terms and conditions and privacy policy of that Third Party Website. We are not responsible for the privacy and security practices of those websites and you should contact such third parties directly to determine their respective privacy policies. Links to any other Third-Party Websites or content do not constitute or imply an endorsement or recommendation by us of the linked website or content. This Privacy Policy does not apply to any Information that you may provide to other websites linked to our Website.
- Our Right to Contact You
We may contact Website visitors regarding account status and changes to the subscriber agreement, privacy statement, or any other policies or agreements relevant to site visitors and for marketing and advertising purposes. You agree that we may contact you by way of text, email, or telephone.
- Right to Change This Privacy Policy
If we alter our Privacy Policy, we will post those changes here in a timely manner so you can be aware of changes that may affect you. Any change to this Privacy Policy shall be effective as to any visitor that has accepted the Univera Healthcare Website Terms and Conditions before the change was made.
- Children
The Website is not intended for children under the age of eighteen (18). Minors who are enrolled in our insurance plans are only permitted to access the Website with a legal guardian. We will not knowingly collect or use any Information regarding a user under the age of eighteen (18) without the consent of a parent or legal guardian. If you believe that we have unintentionally collected Information about those under the age of eighteen (18), please contact us at our Web Security Help Desk.
- Confidentiality and Security
- Policies
It is our policy to take steps to keep Information about you confidential, including but not limited to:- our employees sign an agreement to follow our Code of Business Conduct;
- we have a security coordinator to detect and prevent security breaches;
- all computer systems that contain personal information have security protections; and
- we check provider offices to ensure that medical records are kept in secure locations.
- No Absolute Security of Information Transmitted Via the Internet
We have implemented security features to help prevent the unauthorized release of or access to personal information that has been received via the Website. Please be advised, however, that the confidentiality of any communication, information or other material transmitted to or from Univera Healthcare via web, mobile, or e-mail cannot be guaranteed. Accordingly, Univera Healthcare is not responsible for the security or confidentiality of information being transmitted via the Internet, the World Wide Web, mobile applications, or other global computer networks. Univera Healthcare will have no liability for disclosures of Personally Identifiable Information due to errors in transmission or unauthorized acts of third parties. We do not guarantee that your Information will not be misused or disclosed to third parties. We will not have any liability for misuse or disclosure of your Information. If you believe that your username or password to your account profile has been stolen, you are required to notify us so that necessary measures can be taken immediately by contacting us at our Web Security Help Desk.
- Protection of Member Health Information
If you are a member of Univera Healthcare (and not someone visiting our Website only for informational purposes), then it is possible that you may also provide us with Information that constitutes health information protected by the Health Insurance Portability and Accountability Act of 1996 ("HIPAA"). Univera Healthcare is a Covered Entity under HIPAA. Accordingly, Univera Healthcare is covered by (and complies with) HIPAA regulations regarding the use and disclosure of members' health information for each health plan. Our Notice of Privacy Practices Open a PDF explains how we may use and disclose health information to carry out payment and health care operations and for other purposes that are permitted or required by law. "Health information" that is protected under HIPAA by health plans ("Protected Health Information") generally includes claims information and any other information that relates to an individual's past, present or future physical or mental health.This Privacy Policy applies to individually identifiable information that you provide to us for purposes of requesting medical care through the Website ("PHI"), and Information that is not PHI. The handling, use, and disclosure of PHI is described in our Notice of Privacy Practices but does not apply to information that is not PHI. This Privacy Policy supplements the Notice of Privacy Practices for PHI. If there is any conflict between this Privacy Policy and the Notice of Privacy Practices, the Notice of Privacy Practices will apply for PHI.
- Policies
- Consent to Transfer
The Website is operated in the United States. If you are located outside of the United States, please be aware that Information we collect will be transferred to and processed in the United States. By using the Website, or providing us with any Information, you consent to this transfer, processing and storage of your Information in the United States, a jurisdiction in which the privacy laws may not be as comprehensive as those in the country where you reside and/or are a citizen. Portions of our site may be supported by a network of computers or cloud based servers in other jurisdictions. We do not represent that our Website is appropriate or available in any particular jurisdiction.
- Accessing and Updating Your Information
If you believe that any Information collected and maintained by us about you is not correct or has changed, please send an e-mail message to our Web Security Help Desk explaining the correction or change. We also may provide web pages or other mechanisms through which you can correct or update the Information we have collected and maintained.
In accordance with our routine record keeping, we may delete certain records that contain Information you have submitted through the Website. We are under no obligation to store such Information indefinitely and disclaim any liability arising out of, or related to, the destruction of such Information.
Even if you ask us to delete your Information, we may need to retain some Information about you in order to satisfy our legal and security obligations. In addition, you should be aware that it is not always possible to completely remove or delete all of your Information from our databases without some residual data because of backups and other reasons.
We provide users with the ability to opt-out of receiving marketing and other communications from us, and to update, supplement, or delete Information we have about them.
To the extent certain data protection laws apply and we hold your Information in our capacity as a data controller as defined under those laws, you may request that we:- Restrict the way that we process and disclose your Information;
- Transfer your Information to a third party;
- Revoke your consent for processing of your Information;
- Provide you with access to your Information;
- Remove your Information if no longer necessary for the purposes collected;
- Prevent the processing of your Information for direct-marketing purposes;
- Update your Information so it is correct and not out of date;
- Object to our processing of your Information;
- Withdraw the consent you have given us to use your Information.
To make these requests please send an email to our Web Security Help Desk or call 1-800-278-1247.
The requests above will be considered and responded to in the time-period stated by applicable law. Note, certain Information may be exempt from such requests. We may require additional information from you to confirm your identity in responding to such requests. You have the right to lodge a complaint with the authorities applicable to you and your situation, although we invite you to contact us with any concern as we would be happy to try and resolve it directly. Please contact us at: our Web Security Help Desk, write us at 333 Butternut Drive, Syracuse, NY 13214-1803, or call us at 1-800-278-1247.
- Questions and Additional Information
Questions regarding Univera Healthcare's privacy policy may be directed to the Univera Healthcare Web Security Help Desk via postal mail:
Univera Healthcare Web Security Help Desk
Re: Website Privacy Policy
333 Butternut Drive
Syracuse, NY 13214-1803
Call us at: 1-800-278-1247.
Or follow this link to email our Web Security Help Desk
Last updated: May 13, 2019
Modal for Legal Statement
Legal Statement
By accessing or registering with the member account system through this Website, you are representing that you are the member or you are legally authorized to act on behalf of the member, and you agree not to impersonate or falsely claim to represent any other person. Any individual who provides false information, attempts to pose as or impersonate someone else, or otherwise defrauds Univera HealthcareExcellus BlueCross BlueShield may be subject to civil and criminal penalties and legal action.
Collection and Retention of Personally Identifiable Information
When you open an online account with us, we collect certain information from you, such as your first name, last name, date of birth, policy number, and email address. Read our Privacy Policy to learn about all the information that we may collect and how we use our information. We maintain this information for as long as needed to provide you with our Services and comply with our legal obligations. Your online account and personal health information will be deleted from our Web database in accordance with our routine record keeping policies and procedures. If you do not wish to provide us with the information we request on this sign up form, you will not be able to obtain an online account to use the member self-service and personalized health and wellness features of our Website (such as managing your policy, changing your doctor, and more). If you have questions about this Website or our Privacy Policy and Terms of Use, please contact us at:
Univera HealthcareExcellus BlueCross BlueShield Web Security Help Desk
Re: Website Privacy Policy
333 Butternut Drive
Syracuse, NY 13214-1803
Call us at: 800-278-1247
Or email our Web Security Help Desk Web Security Help Desk
Acceptance of our Web Site Terms of Use
By accessing or registering with the member account system through this Web site, you are representing that you accept our Web Site Terms of Use.


text:
Here at Meylor Chiropractic, we have many different services to fit your specific needs. Whether you are experiencing back pain, feeling out of alignment, or are just looking to improve your health, we can help.
To assist all of our patients, we offer the following services:
These are just some of the services that we provide here at Meylor Chiropractic. We love providing our patients with an enjoyable and pain-free life, so don't hesitate to stop on by!
If you have any questions about the services that we provide our patients, please contact us today at (402) 884-4790.


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Object 1
The Holder of the End
In any city, in any country, go to any mental institution or halfway house you can get yourself to. When you reach the front desk, ask to visit someone who calls himself "The Holder of the End". Should a look of childlike fear come over the worker's face, you will then be taken to a cell in the building. It will be in a deep hidden section of the building. All you will hear is the sound of someone talking to themselves echo the halls. It is in a language that you will not understand, but your very soul will feel unspeakable fear.
Should the talking stop at any time, STOP and QUICKLY say aloud, "I'm just passing through, I wish to talk." If you still hear silence, flee. Leave, do not stop for anything, do not go home, don't stay at an inn, just keep moving, and sleep where your body drops. You will know in the morning if you've escaped.
If the voice in the hall comes back after you utter those words, continue on. Upon reaching the cell all you will see is a windowless room with a person in the corner, speaking an unknown language, and cradling something. The person will only respond to one question. "What happens when they all come together?"
The person will then stare into your eyes and answer your question in horrifying detail. Many go mad in that very cell, some disappear soon after the meeting, and a few end their lives. But most do the worst thing, and look upon the Object in the person's hands. You will want to as well. Be warned that if you do, your death will be one of cruelty and unrelenting horror.
Your death will be in that room, by that person's hands.
That Object is 1 of 2538. They must never come together. Never.


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An important goal for me is to train my children (12 and 10 years old) about personal finances and investing. For some odd reason their eyes glaze over whenever I start talking about NPVs, DCFs, IRRs and calculating a compound annual growth rate using a logarithmic function in Excel (go figure!). It took a while, but I finally learned that they respond to stories. Given that, I have used stories to foster their interest in personal finance and investing.
Some time ago I heard a compelling story of two twins and their financial journey. Obviously, it was not original with me and recently I found this Motley Fool article that relates the same story, albeit in a much more abbreviated form. Their version was much too short for my kids, so here is my longer version:
A long time time ago two twins were born into a middle class family. The twins were named Jack and Jill. Though they shared the same birthday, Jack and Jill were very different.
Jill was ambitious and extremely competitive. She made straight A's in school and strove to be the best she could be. Jill's parents were proud of her. They knew one day she was going to be very successful.
Now Jack was more reserved. He didn't do quite as well in school, normally making C's in most of his subjects. Jack was a dreamer, he started many projects, but never seemed to finish any of them. This concerned Jack's parents, who loved him very much.
As the years passed, Jill continued to succeed in all her endeavors. She was always looking over her shoulder to make sure she was doing better than her brother, who somehow always managed to come in second behind her.
The twins graduated high school at age 18. Jill had the best grades of anyone in her graduating class, by a wide margin, and was named the valedictorian. She had multiple scholarship offers to prestigious universities. Wanting to be a surgeon, she chose the one with the best medical school.
Jack once again didn't fare as well. Graduating in the middle of the class, he had no scholarship offers; that left the local community college as his only option. There were many forms to fill out and the admission office was not very helpful. Jack quickly tired of the process, and once again he just quit and took a job at a local hardware store earning minimum wage.
Jack's father was a wise man. He was very concerned about his son's future and tried to talk him into going to college, but Jack would not budge. Jack finally agreed to send the first $5,000 he made each year to his father who would invest it for him. Jill always being the jealous type asked 'will you handle my investments when I get out out college?' The father replied 'I sure will.'
Jill went off to college and Jack continued to live at home. He did just as he said he would and sent his father $5,000 to invest each year. But alas, at age 25 Jack met a pretty young lady and they were soon married. By the age of 28 Jack his wife had two children and his meager salary could no longer support his family and allow him to invest $5,000 each year; so once again Jack quit, and did not send any more money to his father after the 10th year. His parents were very concerned.
The years quickly went by as Jill went off to college, then medical school and finally served her residency. As in the past Jill succeeded beyond expectations. She became a well-respected and highly sought after surgeon. Jill married a doctor and they had two children.
With all the debt Jill and her husband accumulated in medical school they weren't able to start saving any money until she was 30. Jill remembered that her father agreed to manage her investments, so she sent him $5,000 a year, as Jack had done. The father being financially wise invested both Jack and Jill's money in a mutual fund that was designed to track the total market's return.
The years flew by and soon Jack and Jill were planning their retirement party. Their parents who were now in their late 80's agreed to host the gathering. Jack was the manager of the hardware store and his meager earnings did not allow him to pay much toward the party. Jill did not mind picking up the cost, since she and her husband earned a good salary.
The day finally came for the party and all in attendance had a wonderful time. As the party was beginning to break up, the father tapped his glass with a spoon to get everyone's attention. He said in a loud voice. "Before everyone leaves, I have a presentation to make. " He then relayed the story how Jack and Jill had sent him money to invest for their retirement; with Jack only sending $50,000 over 10 years before his family situation forced him to stop, and Jill sending $180,00 over 36 years. Jill beamed as she always did when besting her brother.
At this point I stopped and asked my kids "who do you think will have more money?" They both said "Jill will have way more." I respond with a "let's see".
The father said, "My job is complete, I am here to present my children their retirement accounts. " He handed each child an envelope. Jill quickly opened hers and and was pleased to see her $180,000 had grown to over $1.9 million. "Don't worry Jack, I have enough here that I can help take care of you." Before Jill could continue their father said, "that won't be necessary Jill. Jack open your envelope."
Jack opened his envelope and was amazed to see his $50,000 had grown to over $4.4 million. For the first time in their life, Jack had finished ahead of Jill and she didn't know how to handle it. "How can this be?", she asked their father. "Did you contribute extra money to Jack's account? Did you invest it differently?"
"No." replied the father. "I invested what each of you sent me into the same mutual fund. The most important thing is not how much you contribute, but when you contribute it. Here look at this schedule JackJill.pdf and you will see how each of your accounts grew over the years.
Check back tomorrow and in Part II I will post a link to the Excel model I used to generate Jack and Jill's account schedule and discuss how you can use it. I will also post some tips that I picked up when discussing this with my children.
Related/Similar Articles:


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banana and blueberry muffins
- 1 packet Donna Hay wholesome banana bread cake mix
- 1½ cups (375g) ripe mashed banana (about 4 bananas)
- ⅔ cup (160ml) light-flavoured extra virgin olive oil
- 2 eggs
- 2 cups (250g) fresh or frozen blueberries
each packet contains
- 1 x sachet cake mix
- Preheat oven to 160°C (325F). Line a 12-hole ⅓ cup (80ml) capacity muffin tin with cases.
- Following the packet mix instructions, place the mashed banana, oil and eggs in a large bowl and mix to combine.
- Add the banana bread mix and blueberries and mix with a spoon to combine.
- Divide mixture between muffin cases. Bake for 35 minutes or until cooked when tested with a skewer.
- Allow to cool in the tin for 5 minutes before placing onto a wire rack to cool. Makes 12
Click here to watch the video
Click here to buy on donnahay.com
Click here to buy at Coles
Click here to buy at Woolworths
Photography: William Meppem


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Kevin Baliozian, the new Executive Director of MLA, has graciously agreed to be the special guest for the weekly #medlibs Twitter chat the evening of Thursday, April 16. The chat starts at 9:00 PM Eastern / 8:00 PM Central / 7:00 PM Mountain / 6:00 PM Pacific. Teresa Knott and I are regular participants; we agreed to facilitate the chat. Information about the chat is outlined in a blog post at http://medlibschat.blogspot.com/. If you want to get a feel for how conversations flow, please take a look at the transcripts from the previous chats.
If you are interested, please join us. You'll need a Twitter account. Typically, I use TweetChat.com when chatting in Twitter since it groups all the tweets with the same hashtag (#medlibs) into the same room. In addition, if you tweet into the room, the chat box automatically adds the #medlibs Twitter hashtag so your tweets are seen by chat participants.
If you have any questions, please let me know. Hope you can join us! Lurkers are welcome too!


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Feature Product Of The Month:
Autism Awareness Scarf Pattern
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Shipping is included in all prices! So what you see is what you pay!
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What are the advantages of selling your goods on Lilly of LaVallee Crafts over other methods of selling?
This store is Lilly Of LaVallee Crafts, owned and run by Tanya LaVallee


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Browse Chatham County bakeries by cities
You can check the list below to see the nearest businesses in the different cities of this county. If the city you are looking for is not included in this list, you can click a little lower to see all the locations and further refine your search.
View all Bakeries in Chatham County by City


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Singapore is the latest in the long list of countries that have recently passed privacy laws. It's joining other Asian countries, like Malaysia and The Philippines, in this year's crop of countries with new privacy laws.
This is in part a tribute to Europe, where modern privacy laws were invented in the 1960's. Well, they were modern then. Now, they're pretty much out of date. There was a school of thought in Europe that data protection laws are a perfect expression of fundamental human rights, a beacon to all mankind, like the Venus de Milo, to be admired and copied by all humanity.
Singapore has passed a modern privacy law. Europe, by contrast, is trying to modernize its old privacy law. Europe should try to learn a lesson from Singapore's new law.
To me, there is a simple test of whether a privacy law is modern: how it handles the issue of "international transfers of data". Indeed, if you asked me to pick the one notion of existing European privacy laws that is most in need of modernization, I'd pick this one: Europe's restrictions on international transfers. Bizarrely, in the long list of things that Europe is now proposing to "modernize", the need to create a more rational framework for international transfers is not on the list. Singapore got this right. Singapore's new law simply says that a company that transfers data outside Singapore is responsible for ensuring that it continues to respect the provisions of the privacy law. Simple. Effective. Obvious.
Or to quote Singapore's government minister's speech, when the law was passed: "We are not adopting a prescriptive approach of restricting transfers of personal data to countries that have an adequate level of data protection. Instead, the Bill adopts a "principle-based" approach, where the onus will be on the organisation in Singapore to put in place measures, such as contractual arrangements, to ensure a comparable standard of protection is accorded to personal data transferred overseas. Therefore, there is no need to further burden organisations with disclosing to consumers where copies of their personal data will be transferred to."
Singapore's approach is a direct repudiation of the European approach, which makes it very hard to transfer data internationally. The European framework has frankly become bizarre, with an entire legal industry contorting itself in gymnastics for international transfers:
- First, European laws declare transfers to be ok to other European countries and to countries deemed to have "adequate" privacy laws, but the list of "adequate" countries is a list of countries which make strange bedfellows, including mostly tax havens (yes, Monaco and Guernsey) and a few (I mean, literally, a few) others, ranging from Argentina and Uruguay to Israel and Canada.
- Second, there are a few hypothetical legal mechanisms to enable data to be transferred from Europe to other countries around the world. Data can flow to the US if the company transferring it signs up the US-EU Safe Harbor Framework. Data can also flow around the world if the company transferring it signs up to so-called Binding Corporate Rules, and if these Binding Corporate Rules are approved by Data Protection Authorities. The pure simple fact is that only a tiny handful of Binding Corporate Rules have ever actually made it through the bureaucratic approvals process. E.g., to my knowledge, not a single Internet company has ever had Binding Corporate Rules approved. So, practically, the option of obtaining Binding Corporate Rules is theoretical.
- Third, people can consent to having their data transferred internationally, although there's no consensus on what "consent" means or requires in practice, and no one even knows what a "transfer" is.
Since we all know that data is being transferred internationally, every day, billions of times per day, by everyone on the Internet, does that mean that every company, every government, every individual is "illegally" transferring data in Europe today? Does that also mean that EU privacy laws are hopelessly out of data on this issue? Well, yes. And hardly a day goes by without yet another taxpayer-funded study by government authorities on the Cloud, sternly admonishing customers to comply with EU privacy laws on international transfers, and list the locations where data is processed, while at the same time acknowledging that there is no pragmatic, real-world solution to the archaic stuck-in-the-muck rules from the 80's on int'l transfers.
Europe is attempting to modernize its privacy laws now. It's proposing a number of sensible ways to modernize the laws. But, missing an important opportunity, it is doing essentially nothing to try to modernize the single most important piece, namely, simplifying the rules around international data transfers. Why not just get rid entirely of the reality-divorced restrictions on international data transfers, as most countries around the world have already done? Whoever collects and transfers data should remain responsible for it, regardless of where the data is processed. Period. It's so simple.
Singapore just passed a modern law, with a sensible provision on international transfers. A modern law will help build a modern industry and create jobs. If Singapore can do it, Europe can too. Or if not, the rest of the world will just move on and build the future without us. At least, the world will retain a deep affection for the historical treasures of Old Europe, like affluent Singaporean tourists snapping photos of the Venus de Milo in the Louvre, while our diminished-generation of children wait outside and hope to sell them a sandwich.


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Tyranny is as tyranny does
By Dr. Robert Owens During the recent 4th of July celebration of America's independence, Hillsdale College, a bastion of constitutional education and a powerhouse in the promotion of liberty, announced a "Read the Declaration" campaign. This campaign encouraged people who were gathered to celebrate the victory of freedom over tyranny to read the Declaration of Independence in its entirety. Many of our fellow citizens have never read this foundational document. Many who have may have stopped after famous second sentence of the preamble, "We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain inalienable rights that among these are life, liberty and the pursuit of happiness." In the Dream Time before political correctness, no child left behind, and the dumbing down of America most of us memorized that sentence in grade school and never forgot it. Sadly many of those same people never read or remembered anything in the document after that sentence. The rest of the Declaration is a litany of the reasons why our ancestors felt that they needed "to dissolve the political bands which have connected them with another, and to assume among the powers of the earth, the separate and equal station to which the Laws of Nature and of Nature's God entitle them." Or as they expressed it, "a decent respect to the opinions of mankind requires that they should declare the causes which impel them to the separation." The litany that sought to enlighten the opinions of mankind was a long list of the grievances they had with the King of Great Britain: George III. I believe it would be a good exercise to see how many items on this list would make sense today if we substituted "The Federal Government" or "The President" for the "He." America was born out of the desire for people to be free from what they perceived to be tyranny. At this stage in America's History we seem to have come full circle. That which we rejected at our birth we find encumbering us once again. Through our own indifference we have forged our own chains and allowed the low-information voters to become the majority of those whose votes are counted. Those who should represent the true majority have been sidelined and cast aside almost as subjects in an occupied state. However people are willing to bear with injustice long and to suffer the insufferable in silence. As our ancestors framed it, "Prudence, indeed, will dictate that governments long established should not be changed for light and transient causes; and accordingly all experience hath shown, that mankind are more disposed to suffer, while evils are sufferable, than to right themselves by abolishing the forms to which they are accustomed." Our ancestors finally reached the end of their rope when the stated, "But when a long train of abuses and usurpations, pursuing invariably the same object evinces a design to reduce them under absolute despotism, it is their right, it is their duty, to throw off such government, and to provide new guards for their future security." Obviously we have not reached this state. The tyranny which we face holds the seats of power. It calls itself by the old names and all the old forms are still in place. Just as there was still a Senate in Rome even after Octavian became Augustus. Looking at our present day litany: The president refuses to enforce laws duly passed by the legislature and signed by the executive. The Justice department incites racial division and covertly interferes in the judicial process. The administration spies on its citizens and mandates that its employees spy on each other with legal penalties for those who fail to report.. The Federal Reserve creates money without any oversight and irreparably damaging the earnings and savings of the American people. The Federal Government which is charged with protecting every state from invasion has refused to secure our borders and allowed tens of millions of people to enter and stay illegally adversely impacting every aspect of American life. The IRS has targeted groups and individuals that hold opinions opposing the Obama administration. The President has made recess appointments when Congress was in session; he has waged war without Congressional approval or notification, he took an apology tour around the world, he casts our allies aside, and he promotes our enemies. Look at this long train of abuses and the subjugation of our God-given rights to a capricious and overbearing perpetually re-elected government dominated by two parties that are merely two heads on the same bird of prey. At such a time as this it is good to recall "That to secure these rights, governments are instituted among men, deriving their just powers from the consent of the governed. That whenever any form of government becomes destructive of these ends, it is the right of the people to alter or abolish it, and to institute new government, laying its foundation on such principles and organizing its powers in such form, as to them shall seem most likely to affect their safety and happiness." A word to the wise they say is sufficient. After 50 years of ringing the bell of liberty I am beginning to wonder. It is to the preservation of limited government, personal liberty and economic opportunity that we the descendants of the founders, the children of the Framers should "with a firm reliance on the protection of divine Providence" and "for the support of this Declaration … mutually pledge to each other our Lives, our Fortunes and our Sacred Honor." Be vigilant in the protection of freedom, keep the faith, keep the peace, we shall overcome. Dr. Owens teaches History, Political Science, and Religion. He is the Historian of the Future @ http://drrobertowens.com © 2013 Robert R. Owens firstname.lastname@example.com Follow Dr. Robert Owens on Facebook or Twitter @ Drrobertowens / Edited by Dr. Rosalie Owens |


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Beacon Theatre, New York, NY
About the Event
Guster will perform at the Beacon Theatre on Saturday, November 25.
The Beacon Theatre now features a groundbreaking new audio system – Sphere Immersive Sound – making The Beacon THE best sounding venue in the world. Sphere Immersive Sound uses 3D audio beamforming technology to deliver targeted, crystal-clear and uniform audio to every seat in the house – setting a new standard for sound quality in performance venues. With this innovative technology, whether you're seated in the front row or the back of the balcony, you have the exact same audio experience. With consistent audio levels from point of origin to destination, the sound to each seat is sonically perfect.
Where to Enter
- Please plan to arrive early! Use the Beacon Theatre entrances located off Broadway or Amsterdam Avenue between West 74th and West 75th Streets.
Mobile Tickets
- Please be sure to have your digital tickets easily accessible on your phone to enter the venue. Tickets can be accessed and displayed via the Ticketmaster App (Download: Android | iOS).
Travel Light
- Bags must fit comfortably under your seat, and oversized bags larger than 22″ x 14″ x 9″ are prohibited. To view the full list of prohibited items, click here.
Government mandates, venue protocols, and event requirements are subject to change, so be sure to check back here for the latest information prior to your event.


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Turistboende Slovenien
Lista över boende
1 - Advertising
2 - Enter your ad
3 - Ad example
4 - Administration
5 - Details
6 - Reservations
Advertising on internet
An ever increasing number of tourists discover their first information on travel destinations on internet. Ease of use and abundance of content make internet an unavoidable tool in travel planning. Advantages of internet are particularly significant when looking for accommodation. There is no need anymore to go to a tourist agency, in a few clicks all information are available to a future guest. Maybe
future guest?
Where on internet?
Numerous web sites and advertisement options confuse many accommodation owners who wish to advertise their accommodation. Internet users mostly look for tourist accommodation on popular search engines like Google. Whichever is your destination, our web site is on top of search results, always easy to find. And once you find it, you'll be one visitor more, in addition to a few thousand internet users that visit our web sites every day.
Attract more visitors
Every accommodation owner can enter a free advertisement on our web site.The ad shows detailed information on your accommodation object and corresponding accommodation units (rooms, apartments - up to 5 accommodation units). You can publish 4 photographs for accommodation object and accommodations units (4 for each one) and accommodation descriptions in 9 supported languages (English, German, French, Italian, Spanish, Czech, Hungarian and Croatian). Geographic map with location of your accommodation is displayed. Visitors can contact you directly, by phone or e-mail. Detailed information on your accommodation is shown in all supported languages.
Reservation system
If you wish, you can use the integrated reservation system for your accommodation. The reservation system allows you to enter data on existing reservations for your accommodation units and displays the availability of accommodation to visitors.
» instructions for use of the reservation system
Join the catalogue
After entry and activation of the ad (more on the procedure on the next page) you can change by yourself and at any time all the data related to your accommodation, by means of a simple
web interface
(which includes publishing and changing the photographs).
» more information on entering a new ad


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Jey special needs centre provides shadow training . we provide shadow teacher to the school based on their needs and train the shadow to assist the child in the classroom and enable the child successful in the classroom
Jey special needs centre provides shadow training . we provide shadow teacher to the school based on their needs and train the shadow to assist the child in the classroom and enable the child successful in the classroom
My son mohammed sehel 8 years old special child having down syndrome he has having difficulty in speech , trouble in making sounds.. Finally I met with meena she is aba profressional ... She helped him in practicing many words with the help of talk tools which I actually bought in singapore . Its a bit expensive but worth the price ... And I am surprised in less than 6 months he started calling me mom and also started to interact with people by calling names ...He learned many basic words ...I suggest others to get help from meena . Thanks to her for the effort she did to make them learn and understand the language.
Your centre is been doing a really great job ma'am , that is also shown on my son adithya . Ma'am your centre has got a very big impact on my son in many ways, like before he joined school he would not read / write but joining him to your centre he reads and learnt a lot of discipline like he has learnt a lot of discipline like he has learnt how to feed himself etc . And moreover your centre has thought my son how to independent and to do his small works on his own without anybody's help. Especially you cooperate a lot and help me in bringing up my son which is one of the best part of your centre . Totally your centre has bought a very big change in my life and in my sons life . And ma'am I am very sure that if I put little more effort on my son, He can be successfully integrated into the Mainstream school.
He was diagnosed with autism spectrum disorder pervasive development disorder on august 7, 2013. He was 3 years 1 month old. He had poor eye contact, lack of concentration, limited speech, sensory processing and lack of communication with no peer interaction hence he was referred for occupational therapy and applied behavioural therapy. He was admitted in lourdes english school in 2014. We found that his normal school admits kids with minimal behavioural issues and slow learners, here manish began his schooling. Mrs. Meena helped him in picking up academics, language and math. Hence he started improving in fine motor skills. He was not able to hold the pencil in the beginning and now he is good at writing
He has improved by following the commands and sitting tolerance has improved. His speech has improved. He now voices the sounds and words. Thanks for helping us and move my child to the next level of his readiness to go to school.
Prasanna my son was completely non verbal, after starting class in Jey Special Needs Centre. He started saying few sounds to express his needs, tacting & picture to object matching has improved. In identical matching scanning and matching has improved thanks to your support
In Ronny's case I have noticed some improvement in speech like by using talk tools, He has achieved some vowels in speech area. He has now started to say vowels like a e o using talk tools, But speech is at the moment limited to this. He has also improved in understanding instructions and commands.
"Meena ma'am has been a fantastic teacher for my son Prithivi. He was always happy to go to her class and has grown much in confidence. Meena ma'am is an enthusiastic and hardworking teacher.I find her easy to reach and she is quite understanding.Her genuine care for each child is beyond words.Must mention about the talk tools which she cleverly incorporated into his daily schedule and brought back his vocal sounds.


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Download Full Karachi se Lahore in Top Quality
Now you can watch full Karachi se Lahore in top quality with duration 120 Min and has been aired on 2015-07-31 and MPAA rating is 0.- Original Title : Karachi se Lahore
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- Release date of movie : 2015-07-31
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- Countries of movie : Pakistan,
- Language of movie : اردو,
- Durationof movie : 120 Min
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- Actors of movie :Shehzad Sheikh (), Ayesha Omar (), Yasir Hussain ()
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Study In UK: Apply For 100% Chevening Scholarships 2018/2019
We are pleased to announce that the 2018/2019 Chevening Scholarships are open. This is a good opportunity to pursue your studies in the United kingdom.
Chevening provides fully-funded scholarships, leaving you free to focus on achieving your professional goals and enjoying the experience of a lifetime. You will live and study in the UK for a year, during which time you will develop professionally and academically, network extensively, experience UK culture, and build lasting positive relationships with the UK.
These scholarships are awarded to outstanding professionals from your country and beyond to pursue a one-year master's degree in any subject at any UK university.
Applications Deadline: 7 November 2017.
Scholarship Value: Fully-Funded
Number of Scholarship: 1,500
Scholarship Type: Masters
Courses: Applicants will need to select three different master's courses, these can be three different courses at the same institution or the same titled course but at three different universities in UK. You should choose your field of study carefully and select courses which reflect your current or future career goals. To be awarded a scholarship, you must get an unconditional offer for one of your course choices by 12 July 2018. Choose your three courses carefully as you won't be able to change them after submitting your application.
Who Can Apply?: To be eligible for a Chevening Award you must:
-Be a citizen of a Chevening-eligible country
-Return to your country of citizenship for a minimum of two years after your award has ended
-Have an undergraduate degree that will enable you to gain entry onto a postgraduate programme at a UK university. This is typically equivalent to an upper second-class 2:1 honours degree in the UK.
-Have at least two years' work experience (this may be up to five years for fellowship programmes, so please refer to your country page for further details)
-Apply to three different eligible UK university courses and have received an unconditional offer from one of these choices by 12 July 2018
-Meet the Chevening English language requirement by 12 July 2018.
Chevening accepts English language tests from five providers:
Academic IELTS
Pearson PTE Academic
TOEFL iBT
Cambridge English: Advanced (CEA)
Trinity ISE II (B2)
The English language test must be taken from one of these providers on or after 1 October 2015. If you do not already have an existing eligible test certificate, it is your responsibility to ensure that you have booked a test date so that you can obtain the required results. For more on the English requirements, visit: http://www.chevening.org/apply/english-language-requirement
You are not eligible for a Chevening Award if you:
-Hold British or dual British citizenship (unless you are a citizen of a British Overseas Territory or hold BN(O) and are applying from Hong Kong)
-Are an employee, a former employee, or relative of an employee (since July 2015) of Her Majesty's Government (including British Embassies/High Commissions, the Department for International Development, the Department for Business, Energy & Industrial Strategy, Department for International Trade, the Ministry of Defence and the Home Office), the British Council, or a staff member of the Association of Commonwealth Universities. Employees, former employees, or relatives of an employee (since July 2015) of Chevening Partner organisations are eligible to apply, but cannot receive a Chevening/Partner Award from the organisation for which they work, previously worked, or are affiliated with through relatives.
(Note: Immediate relatives are defined as parents or step-parents, siblings or step-siblings, children or step-children, spouse, civil partner or unmarried partner (where the couple have been in a relationship akin to marriage or civil partnership for at least two years)
-Have previously studied in the UK with funding from a UK Government-funded scholarship. However, if you have previously studied under a UK Government-funded scholarship (including Chevening), you may be eligible to apply for a Chevening Fellowship five years after completion of your initial UK Government-funded scholarship.
Application Process Interested and qualified candidates are to visit the official application page and navigate to your country's application centre in order to start your application.
In order to submit your Chevening Scholarship application, it is essential that you have the following ready:
-Valid passport/national ID card
-University transcripts and degree certificates (undergraduate, postgraduate)
-Three different UK master's course choices
ALSO READ:University Of Miami 2017 International Student Scholarships - USA
You may also wish to submit the following optional documents if you already meet the requirements. You can submit your initial application without these documents, but you will have to upload them to your application by 12 July 2018:
-English language test results
-UK master's university offer
Only documents in PDF format can be uploaded to the online application system, and documents cannot be over 5MB in size.


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Global Coronavirus pandemic has impacted all industries across the globe, Autonomous Last Mile Delivery market being no exception. As Global economy heads towards major recession post 2009 crisis, Cognitive Market Research has published a recent study which meticulously studies impact of this crisis on Global Autonomous Last Mile Delivery market and suggests possible measures to curtail them. This press release is a snapshot of research study and further information can be gathered by accessing complete report. To Contact Research Advisor Mail us @ [email protected] or call us on +1-312-376-8303.`
Inquiry for Buying or Customization of Report: https://www.cognitivemarketresearch.com/autonomous-last-mile-delivery-market-report#download_report
Executive Summary of the Autonomous Last Mile Delivery market:
The global report delivers the historical data, production volume in units and future trends, helps to recognize the Autonomous Last Mile Delivery product and Autonomous Last Mile Delivery end-users which derives the revenue growth and profitability. The report lists the top competitors and delivers the strategic insights into industry which influences the Autonomous Last Mile Delivery market. This report provides the scope of different segments and applications that can potentially influence the Autonomous Last Mile Delivery market.
The global production and supply chain system is mostly disrupted due to widespread of the coronavirus pandemic (COVID-19). Most of the industrial managers and policymakers are searching for adequate strategies and policies for revamping production patterns and meet consumer demand. Form global supply chain perspectives, the majority of raw materials are imported from China and other Asian developing nations. The COVID-19 pandemic has broken the most of transportation links and distribution mechanisms between suppliers, production facilities and customers.
Get Free Sample Copy of This Premium [email protected] https://www.cognitivemarketresearch.com/autonomous-last-mile-delivery-market-report
Segmentation Analysis of Autonomous Last Mile Delivery Market:
Product Analysis:
The global report provides detailed information about competitors and its activities, emerging trends, and customer experiences, which will help the enterprises to take business decisions over key competitors. This research will help you to launch a new product in the market and also helps to investigate the behaviour of the target market. The report includes information about product type, data about the performance of the product, which is examined by the client according to the requirement.
• Global Autonomous Last Mile Delivery Market Segmentation by Type:
Aerial Delivery Drones, Ground Delivery Vehicles, Others
Application Analysis:
The report covers many benefits associated with its application in various industries. It covers the features, which boost the Autonomous Last Mile Delivery market growth.
• Global Autonomous Last Mile Delivery Market Segment by Application:
E commerce, Industry, Others
Key Players of Autonomous Last Mile Delivery of the Market:
Starship Technologies, Savioke, Nuro, JD.com, Flirtey, Cainiao Technology, .
The global report focused on providing in detailed data about the key players such as competitors, company overview, sales area, product portfolio, revenue, R&D cost, latest developments, adoption of latest technology, swot analysis, business strategy of key players. Some companies are better prepared than others to mitigate the impact
These companies have developed and implemented supply chain risk management and business continuity strategies. They have also diversified their supply chains from a geographic perspective to reduce the supply-side risks from any one country or region. They have multi-sourced key commodities or strategic components to reduce their reliance on any one supplier, and they had considered inventory strategy to buffer against supply chain disruption.
Organic growth strategies will speed recovery amid COVID-19
Organic growth strategies such as market penetration, product development, and diversification will be top trends among market players. Markets in low COVID-19 impact countries will be the first ones to offer revenue opportunities. A prime concern for manufacturers is the impact of COVID-19 and resultant social-distancing trends.
To understand detailed strategic plans click here https://www.cognitivemarketresearch.com/autonomous-last-mile-delivery-market-report#download_report.
Market Dynamics of the Autonomous Last Mile Delivery Market:
The report includes major trends, opportunities and drivers that impact the market across all regions globally. The report provides framework of the dynamics of the market. It mainly comprises critical assessment of consumers' or customers' journeys, current and emerging avenues, and strategic framework to enable growth of the Autonomous Last Mile Delivery market. These drivers, opportunities mentioned in the report helps the manufactures to build strong footprints in the Autonomous Last Mile Delivery market.
Global Regional Analysis of the Autonomous Last Mile Delivery Market:
The global regions are bifurcated into various regions such as North America, APAC, LAMEA. The study provides and evaluate the current and future growth prospects, untapped markets, factors mentioned in the report, increase their revenue potential, demand and consumption patterns in the global market by breaking it into region-wise assessment. The report states negative impact of pandemic faced by the manufacturers on the Autonomous Last Mile Delivery regions market.
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About Us:
Cognitive Market Research is one of the finest and most efficient Market Research and Consulting firm. The company strives to provide research studies which include syndicate research, customized research, round the clock assistance service, monthly subscription services, and consulting services to our clients. We focus on making sure that based on our reports, our clients are enabled to make most vital business decisions in easiest and yet effective way. Hence, we are committed to delivering them outcomes from market intelligence studies which are based on relevant and fact-based research across the global market.
Contact Us: +1-312-376-8303
Email: [email protected]
Web: https://www.cognitivemarketresearch.com/


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Welcome to Tasty Tuesdays!
I have so many eggplant right now from my garden plot and I'm having a really hard time keeping up. I was searching through one of my most favorite cookbooks { Mark Bittman, How to Cook Everything } and found this recipe. Sounded easy enough to me, so I tried it.
- 1 large or 2 medium firm, unblemished eggplant
- 3 tablespoons olive oil
- 1 small onion, minced
- salt and freshly ground pepper to taste
- 2 cloves garlic
- 2 cups drained and chopped canned tomatoes (do not use tomatoes packed in purée)
- 2 tablespoons minced fresh basil leaves, plus more for sandwich
- 6 thin slices mozzarella
- 1 red bell pepper, thinly sliced (optional; not in original recipe but I thought it sounded good)
- 6 rolls or 2 loaves of French or Italian bread
1. Preheat the oven to 400° F. Slice the eggplant crosswise into 12 slices, each about 1/2 inch thick. Brush a baking sheet lightly with 1 tablespoon of olive oil, and place the eggplant slices, in one layer, on the baking sheet. Brush the tops of slices with another tablespoon of olive oil. Bake until the eggplant is lightly browned, turn, sprinkle with onion, salt and pepper and Bake until tender, a total of 20 to 30 minutes.
{ Hands down, my favorite canned tomato }
2. While the eggplant is baking, peel and crush 1 clove of garlic. Place it in a medium skillet with the remaining olive oil and turn the heat, stirring frequently, until the tomatoes are thick and not at all runny, about 15 minutes. Peel and mince the remaining garlic clove and add it, along with the basil, salt and pepper, to the tomatoes. Cook an additional 2 minutes over low heat.
3. Use 2 slices if eggplant a piece of cheese (or two), basil, red pepper, and a dollop of sauce for each sandwich.
I really liked this sandwich. I ate it warm right when I made it and ate leftovers cold the next day as a picnic lunch I took to the beach. Both sandwiches were great. Also, the tomato sauce is delicious - I think I might make just that and use it for bruschetta.
{ Party Rules }
- Add a link in your post back to this post
- Add the Tasty Tuesdays button to your post. You can find the button on my sidebar.
{ Starting next week, Tasty Tuesdays will no longer be a "blog hop". It will be a normal link party. For most of you, there will be no difference. If you have any questions, please feel free to email me. }
Linking to another great recipe party:


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The mayans were right: the world is ending!
We are going to be making a video of all of the server's builds. Although I am clearly amazing (sarcasm), I cant find everyone's stuff. Send me the coords for builds you want shown off in the final video!
Also don't ignore this message because you feel like your builds are not 'good enough' for a video! This is a video about the server, not about the server's finest builds ^-^
Also send your tardis to spawn and add "Octaviaz" to the allowed timelords, and ill go through those tardis interiors.
[Moved to news so everyone will see it. -Topp]


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Snowman Plaid Handpainted Ornament
Welcome to the Nola Watkins Collection!
🎄Hand-painted keepsake ornaments made in Southern Virginia since 1991
❄ All ornaments are made as you see in the photo. Color/Design changes are not included in price of stock designs and will require an upcharge. Please read below:
Ornament Details:
☃ Made out of ceramic
🤶🏻 Disk shaped flat ornament
🎄Every ornament has been individually hand-painted
🎅🏻 Premium 1/4" thick
❄ 3.5 inches wide
❄Gift Box included