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How to Apply
How to Apply Clip In Hair Extensions
Hair extensions can add length, volume and color to natural hair. Clip In Hair Extensions are an ideal way to use extensions without the long-term commitment of sewing or gluing in hair extensions. Clip In Hair Extensions are available in small, 1-inch strips that can be applied individually or larger wefts of up to 6 inches long that may run around the entire head. When applied properly, Clip In Hair Extensions can comfortably and securely remain in place all day long.Instructions
1 Decide on the location you'd like for your hair extension. If you are using a single streak, you may choose an area near the face. For larger wefts, begin at the back of the head2 Measure a length of hair approximately the same length as the extension strip. Split the section of hair in half, pinning the top half out of the way with your hair clip. This portion of hair will conceal the extension clip.
3 Tease the lower strip of hair at the root using your comb. Backcomb both the top and bottom sides of the hair about 1 inch from the roots. Roughing up the hair will give the clip something to grab on to.
4 Spray both the top and bottom sides of the backcombed hair with hair spray.
5 Open your hair extension clip by pressing down in the middle of the clip. Place the teeth of the clip against your scalp at the root of the selected area.
6 Dig the teeth of the clip into the backcombed area and, when secure, click the clip into place by pressing down on either end.
7 Remove your reserved hair from its clipped-up position and allow it to fall over the top of the extension. Smooth the surface of the hair using your comb to neatly conceal the clip.
How to Apply Hair Weave
Hair Weave can be purchased from most beauty supply stores in either synthetic fiber or 100 percent human hair. Wefts are strands of hair that are woven into long, cloth bands. The bands, not the actual extension hair, are what you attach to your natural locks. Wefts are applied to your hair with a special type of latex glue made special for hair extensions. Give your hair the length and body you want by applying weft hair extensions.Instructions
1 Create a horizontal part across the back of your head about 2 to 3 inches from the nape of your neck. Clip the rest of your hair away.2 Measure the part and cut a weft slightly smaller than the measurement.
3 Apply a thin line of glue along the rough side of the band at the top of the weft.
4 Press the glue-side of the weft along the part, about 1/4 inch from the roots. Lightly press your fingers all along the weave.
5 Hold the extension in place for about 30 seconds to allow the glue to dry. Unclip your hair and create another horizontal part across the back of your head about 1/2 inch above the first part.
6 Repeat the applications until you reach just below the crown of your head. Extensions applied any higher will be visible.
7 Make a horizontal part about 1/2 inch above your left ear. Cut a weft slightly smaller than the part and repeat the applications until you reach just below your temple. Repeat this process for the other side of your hair.
How to Apply Micro Loop Hair Extensions
The newest technique in applying hair extensions is the Micro Loop Hair Extensions, which are a way to extend the natural hair without using complicated sewing or messy glues. Customers and stylists love the technique, because not only are micro ring extensions easy to install, they are also lightweight and flexible. The other benefit to using micro rings is that they are completely safe for the natural hair. Other techniques threaten the health of the hair by stress it. Micro rings remove this risk and help keep the hair healthy and vibrant.Instructions
1 Shampoo and condition the natural hair with a mild moisturizing shampoo and conditioner. It is very important to install hair extensions in clean, dry hair. Because micro rings can last for a while, you want all the dirt and debris to have been removed from the hair and scalp so the pores aren't clogged. Completely dry the hair before continuing.2 Separate the hair into four workable sections: two in the front and two in the back. Hold the hair in place with clips.
3 Push the pulling needle through one of the micro ring tubes. Push it all the way through, so the needle is showing on the other side.
4 Starting with one of the back sections, partition off 1 inch of the hair in a straight line. Separate the hair again into very small sections. Starting with one small section, slide the hair through the micro ring tube.
5 Take a portion of the extension hair and insert it into the tube as well. The hair should already be in pre-tipped portions. Work with one portion per section.
6 Use the closer tool to flatten the micro ring. This closes the tube and attaches the extension hair to the natural hair.
7 Repeat Steps 4 to 7 on the remaining sections of the hair until all of the extensions have been applied. To make the hair look completely natural and cover up the micro rings, leave a small section in the front undone. When you're finished, curl or style the hair as desired.
How to Make Pre Bonded Hair Extensions
If you want hair extensions but can't find any in the specific color or length, you can try making Pre Bonded Hair Extensions. Pre Bonded hair extensions are tipped with keratin adhesive that you melt onto your own hair with a fusion tool that melts the adhesive. These types of adhesives are ideal because each small section is coated, making them less likely to shed. Pre-tipped hair extensions include Nail/U Tip hair extension and Stick/I Tip hair extension. It can be removed from your hair so easily without causing any damage to your natural hair.Instructions
1 Spread some wax paper out on your table so the freshly-tipped extensions won't stick to the surface. Use scissors to cut the solid keratin adhesive sticks into the fusion melting pot, which you can purchase specifically for making pre-tipped hair extensions. Find these supplies at a beauty supply store.2 Cut the bound end of the hair weft that you purchased into 1/16 inch wide sections or smaller. The width of the sections needs to be very small to prevent shedding. This process will take time, but will result in a better quality hair extension. The hair wefts can be real human hair or synthetic.
3 Put some fusion finger guards on the tips of your fingers to protect them from the heat of the melted glue. Lower each bound end of the extension (the end that will be attached to your real hair) into the melted keratin glue to 3/4 of an inch. Pull it out slowly and roll the end of the coated tip into a point with your fingers.
4 Place each freshly-tipped extension onto the wax paper to let it cool. Repeat this process 200 to 250 more times for a full head of individual extensions. To keep the strands in order and prevent them from getting lost or tangled, hold them together with a ponytail holder.
5 Pin upper section of your hair out of the way. Attach each extension to your hair by applying heat to each lower section with the special heating tool. The heating tool melts the keratin adhesive, which bonds the tip of the extension to your real hair. Place the extensions in an even line in small sections of your hair close to your scalp, but not close enough to burn yourself. You may need a friend to help you with the back of your head.
Tape Hair Extensions
Hair extensions are a fun, easy way to give new life to your hair. Extensions can add length, volume and color to your tresses. One of the easiest types to apply yourself is Tape Hair Extensions. Using a double-sided tape, you can apply these extensions with minimal damage to your hair. Tape hair is very easy to apply and can be instantly applied to parted areas of the head. It is completely invisible and giving all natural appearance. It looks like the hair is growing from your own scalp. The hair is hand sewn into a clear skin base and attached to a durable double sided invisible adhesive tape.Pretaped Extensions
There are many beauty-supply brands that offer pretaped extensions. Simplicity and Unique VIP Tape extensions are just a few. These extensions typically come in precut wefts with the tape already attached to the bond. The tape has a protective covering that is peeled off when applied to the hair.Regular Tape Extensions
Some extensions simply come in wefts and the tape needs to be purchased separately. Special hair-extension tape can be purchased at any beauty-supply store. One example is Batistone tape extensions, which are wefts with a clear, flexible mounting base where the bond is. The tape is double-sided, and is applied directly to the mounting base. After you have securely attached the tape to the base, you can cut any excess tape off the ends so that it fits properly on your hair extension. When you are ready to attach the extension, simply peel the backing off the tape and stick it to your hair.Preparation
There are a few things you will need to prepare for the addition of your extensions. First of all, your hair needs to be clean, dry and absent of styling products. Greasy residue from dirty hair or product buildup will make it difficult for the tape to stick to the hair.Use a rat-tail comb to create a horizontal straight part in your hair. A rat-tail comb is simply a comb with a long, tapered handle. The tapered end, or rat-tail, is what you use to make the part. If you are doing a full head of extensions, start from the nape of your neck and work your way up. If you are adding just a few extensions for color or highlights, make your part just below the crown of your head. When you slide the rat-tail under your hair to make the part, determine if the section is too thin by seeing if the rat-tail is visible through your hair. If you can see the rat-tail of the comb, you will be able to see the bond of the weft.
A good way to prep the area is by dipping a cotton ball in alcohol and lightly sweeping it across your strands at the part. This will reduce the amount of oil near the root, making attachment easier. Don't soak the cotton ball, since alcohol can severely dry out your hair.
When applying pretaped extensions, you will notice that the ends of the tape extend past the bond of the weft to create tabs. This is because most pretaped extensions actually wrap all the way around your hair. Peel the backing off the tape and select a thin section of hair right below the part. Depending on the size of the precut wefts, the width of the section of hair you choose will vary. Stick the extension a couple of millimeters below the root; then lift the section of hair. You will be able to see the two tabs of excess tape sticking out from the sides of the hair. Fold the tabs toward each other, sticking to the underside of the section of hair so they meet in the middle.When applying regular tape extensions, attach the tape to the mounting base. You can either cut the tape to the size of the extension or leave tabs of tape and attach the weft to your hair in the same manner as a pretaped extension. Creating these tabs and folding them over the underside of the section of hair will result in a longer-lasting extension.


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Latest Desktop App Enhancements Allow you to Tailor Features to Your Needs
An update this week to the My Docs Online Desktop App allows Administrators to pick and choose what actions group members can use. For instance, if you want all file accesses to be via "Lock & Open" you can "turn off" View, Download, etc. You can set overall rules for the entire group and then make exceptions for specific users.
These controls are in addition to the standard permissions, which control overall access to files in a folder.
Also new in this release is control over the length of Locks for Lock & Open processing, which can now be set to 24 hours, 7 days (the default) or "Until Unlocked". Using the "Until Unlocked" option essentially turns the Lock & Open feature into a "Check-Out/Check-In" operation giving long-term control of a file or document to a particular user. Of course the administrator always has the option of overriding a lengthy Lock by using "Foce Unlock".
As always, the update to the Desktop App is automatic the next time you open the application. For additional details clock "Help…Help Topics" in the Desktop App, or follow the detailed instructions on the Account Settings screens.

subset: commoncrawl


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If you'd love to do a little at-home gardening but don't have much space to do your planting, a simple gutter garden might be the perfect option.
Alaskan news site Juneau Empire features a smart, simple idea for planting a small vegetable garden with very little space: A windowbox garden built from gutters. In Alaska, this idea solves a few problems for the author:
We live near the glacier, so the soil is cold and has very little organic matter, there are lots of big trees shading it, and we have all the slugs and root maggots anyone could want, with porcupines, cats, bears and ravens meandering to boot.
There is only one side of our house that gets much sunshine, and, of course, that side of the house has the smallest yard.
Even if your garden doesn't face the same problems, the idea behind the gutter garden could be perfect if you're low on space but would kill for some homegrown veggies.
How does your garden grow? [Juneau Empire via Make]


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Whenever 19-year-old Robbie Walsh tells friends and family back home in Maryland that he goes to Lynn University, they do a double-take.
"They go, 'Lynn University? What?'" he says. "Then I have to tell them it's in Boca Raton, Florida, and a lot of them say, 'Oh, FAU,' or 'The University of Miami.'"
Many of Lynn's students and faculty who gather at the campus cafe say they hear that sort of thing all the time. But university spokesman Joshua Glanzer says a new T-shirt showing up on campus gives it right back.
"The front of the T-shirt says ... 'We haven't heard of you, either,'" Glanzer says.
Lynn University is only 50 years old, and it doesn't have a famous sports team like the University of Miami's Hurricanes. Academically, it has struggled with lower-than-average graduation rates. So if you're a small private college with a less-than-stellar rep, how do you raise your profile? Well, perhaps by being the official host of a presidential debate.
The little-known South Florida campus is hosting Monday's debate between President Obama and his Republican challenger, Mitt Romney.
"We cast our horseshoe and we thought, 'Let's see,'" says Lynn University President Kevin Ross. "Then when it came to pass, we were thrilled that not only did we land a debate, we landed a presidential debate, and the final debate."
In the year since Lynn snagged the debate, its 2,000 students have watched a quiet campus turn into a hotbed of activity. The university has even integrated the event into its curriculum, adding 80 new debate-related courses. Students in the education department also developed an online civics course for grade-schoolers.
Transforming a small campus into a political main stage comes with a cost. Lynn has spent $5 million getting ready for the event.
Mike McCurry, co-chair of the Commission on Presidential Debates, says the university can expect a solid return on the investment.
"Washington University in St. Louis, by hosting three debates, they've become a national brand now," McCurry says. "This certainly boosted their enrollment, their interest, their applications and even helped them attract faculty members.
"I think that Lynn will expect to see that kind of prominence."
That's something that Lynn University is counting on.
Copyright 2021 WLRN 91.3 FM. To see more, visit WLRN 91.3 FM.


text: © 2015-2024 SingSaver PTE LTD. All rights reserved. This online platform is operated by SingSaver Pte. Ltd. and by continuing to use www.singsaver.com.sg (the "SingSaver Website") or by carrying out a transaction on the SingSaver Website, users are deemed to have agreed with the Terms and Conditions and Privacy Policy of the SingSaver Website. All insurance product-related transactions on the SingSaver Website are arranged and administered by SingSaver Insurance Brokers Pte. Ltd., a wholly owned subsidiary of SingSaver Pte. Ltd. SingSaver Insurance Brokers Pte. Ltd. is a licensed and authorised broker regulated by the Monetary Authority of Singapore ("MAS"). SingSaver Pte. Ltd. (which administers all other financial products on the SingSaver Website) is not regulated by MAS. SingSaver is located at Eon Shenton, 70 Shenton Way, 18-08, Singapore, 079118.


text: We help people to showcase their own unique selling points. From web design and print design assistance to arranging eCommerce and eLearning platforms, we can help in a wide variety of ways. Whatever your aims or ambitions are, you can find that our team of dedicated and reliable assistants can be just what you need.


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In the News (2010): DARPA Awards Kitware a $13.8 Million Contract for Online Threat Detection and Forensic Analysis in Wide-Area Motion Imagery
Kitware has received a $13,883,314 contract from Defense Advanced Research Projects Agency (DARPA) to develop a software system capable of automatically and interactively discovering actionable intelligence from wide area motion imagery (WAMI) of complex urban, suburban, and rural environments.
The primary information elements in WAMI data are moving entities in the context of roads, buildings, and other scene features. These entities, while exploitable, often yield fragmented tracks in complex urban environments due to occlusions, stops, and other factors. Kitware's software system will use algorithmic solutions to associate tracks and then identify and integrate local events to detect potential threats and perform forensic analysis.
The developed algorithms will form the basis of a software prototype called the Persistent Stare Exploitation and Analysis System (PerSEAS) that will significantly augment an end-user's ability to discover novel intelligence using models of activities, normalcy, and context. Since the vast majority of events are normal and pose no threat, the models must cross-integrate singular events to discover relationships and anomalies that are indicative of suspicious behavior or match previously learned – or defined – threat activity.
The advanced PerSEAS system will markedly improve an analyst's ability to handle burgeoning WAMI data and reduce the time required to perform many current exploitation tasks, greatly enhancing the military's capability to analyze and utilize the data for forensic analysis and through the issuance of timely threat alerts with a minimal number of false alarms.
Due to the complex, multi-disciplinary nature of the research, Kitware will partner with academic experts in the fields of computer vision, probabilistic reasoning, machine learning and other related domains. Phase I of the research is expected to be completed in two years.
The awarded contract will expand Kitware's leadership in the field of computer vision, video analysis and advanced visualization software. The project will build upon our previous DARPA-sponsored research into content-based video retrieval on the VIRAT program; anomaly detection on the PANDA program; and the recognition of complex multi-agent activities in video.
To meet the PerSEAS program's needs, Kitware has assembled a world-class team including four leading defense technology companies, Northrop Grumman Corporation, ; Honeywell Automation and Control Solutions Laboratories, Aptima, Inc., and Navia, Inc. As well as multiple internationally-renowned research institutions, including: the University of California, Berkeley; Computer Vision Laboratory, University of Maryland; Rensselaer Polytechnic Institute; the Computer Vision Lab at the University of Central Florida; the School of Interactive Computing at Georgia Tech and its affiliated Center for Robotics & Intelligent Machines; and Columbia University.


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The poweradjust 3 is a versatile single channel fan or pump controller that can also be used as an aquabus expansion device for an aquaero 5 or aquaero 6 unit.
Mainly designed for Laing DDC and D5 pumps as well as powerful fans, the poweradjust can be used for controlling a variety of devices with up to 30 Watts (up to 36 Watts with optional passive heat sink) at 12 Volt DC. For example, a single poweradjust 3 unit (ultra version) can be used for temperature dependent control of nine airstream fans on an airplex evo 1080 radiator.
Short term peak loads can be up to 54 Watts to accommodate high start-up currents caused by pumps and fans. A programmable start burst can be used to ensure pumps are supplied with enough power during start-up, the start burst may also be triggered if a missing speed or flow signal is detected.
The poweradjust 3 features the same connectivity options as the poweradjust 2 predecessor. These are a power output with speed signal input, USB interface, temperature sensor input, flow sensor input, speed signal output as well as an aquabus interface for connection to an aquaero 5 or aquaero 6 unit.
The main new feature compared to the poweradjust 2 predecessor is a new power output design in switching power supply technology, greatly improving efficiency and thereby reducing waste heat of the poweradjust 3 unit.
In addition to the manual control option of the standard version, the external temperature sensor input can be used for output power regulation in the ultra version devices. Temperature control options are mainly derived from the aquastream XT series and can be adjusted to personal needs. The temperature control option is the only difference between standard and ultra version.
The poweradjust 3 also features electronics temperature monitoring to avoid damage to the unit. Various configurable alarm settings regarding temperature, flow and speed signal can be used to prevent damage to your PC due to component failures or inadequate cooling.
- DC output, no PWM
- Programmable start burst
- Continuous speed signal checking and start burst repetition upon speed signal failure
- Fixed power or fixed speed settings, for ultra version additionally temperature control
- Speed signal output can be used to forward fan/pump speed signal or as a generic speed signal for alarm forwarding
- Input for a temperature sensor
- Input for a flow sensor
- Two aquabus connectors
- USB interface for PC communication
- Comfortable software for configuration and monitoring of the poweradjust 3 unit, fully integrated into the aquasuite software
Additional Information
NE US Item # | 9SIA9F95F13068 |
Amazon ASIN | NA |
NE CA Item # | 9SIAA5K5F13071 |
Manufacturer | Aquacomputer |
Product Type | Aquaero Accessory |
Measuring Range | N/A |
Overall Dimensions | N/A |
Power Connector | 4-Pin Molex |
Input Voltage | 12V |
Color | N/A |
Included | 1x poweradjust 3 USB board 1x Connection cable for Laing DDC pumps 1x 70cm Internal USB Cable (5pin) 1x Speed signal cable 1x Manual |
Material | N/A |


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Brother NQ1600E Embroidery Machine
Brother NQ1600E Embroidery Machine
Perfect for embroidery enthusiasts, we are excited to introduce the durable and affordable Innov-ís NQ1600E embroidery-only machine from the Q-Series lineup. Embellish and personalize your DIY projects – everything from home décor, vintage goods, and more. Includes state-of-the-art features such as the automatic thread trimming system, trimming system and on-screen editing for your convenience.
Main Features
- 198 built-in embroidery designs, 140 frame pattern combinations, and 11 embroidery lettering fonts
Large 6" x 10" embroidery area - 8.3" from needle to arm
- Features a large workspace for your projects
- 4.85″ color LCD touch screen display
- Automatic feed thread cutting cuts thread between color stitch blocks for your convenience
- Wide range of included accessories
- Advanced needle threading system and automatic thread tension
- On-screen editing includes letter editing, enhanced zoom, resizing, rotating, repositioning, and combining designs
- Embroider designs at up to 850 stitches per minute
- Built-in USB port to import designs from your memory stick


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AutoBarn.com is an authorized Covercraft Custom Car cover distributor since 1979. With over one hundred thousand custom patterns, Covercraft has the custom cover to fit your Renault. Twelve different car cover fabrics are available at various price levels. Protect your Renault from the elements with an economical fabric such as a Poly-Cotton blend or pamper your show car or prized Renault with a specialty fabric such as Covercraft's Dustop, Weathershield or Evolution. To begin car cover selection process for your Renault, use the search below.
*There are no returns on custom products. Please make
sure you order the correct Renault car cover.
Please allow 3-5 weeks for the production and delivery of your custom made
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North Oaks Small Business Attorneys
Why contact our North Oaks Small Business Attorneys? For over 60 years, Dudley and Smith, P.A. has assisted in the sale and purchase of restaurants, small businesses, and franchises. These transactions are often complex and require attorneys well versed in federal law, state law, and local ordinances. For example, we have drafted purchase and sale agreements, worked with commercial lease or leaseback agreements, ensured all licensing requirements are in place, and helped set up and incorporate new purchasing entities. If you are looking to sell or purchase a business, contact Dudley and Smith, P.A. to speak with one of our experienced North Oaks Small Business Attorneys.
At Dudley and Smith, P.A., our North Oaks Small Business Attorneys believe in justice and will help you attain it. We operate with the firm belief that your case is special. Please contact us to serve you.
If you need a Minnesota Small Business, Restaurant of Franchise Attorney, Contact our Small Business Attorneys today.
North Oaks Small Business Attorneys
Dudley and Smith, P.A. is a Minnesota law firm practicing in most areas of law and serving clients across Minnesota and Wisconsin. Our firm has North Oaks Small Business Attorneys with extensive experience in many topics, and we have clients that go back many years, since our founding in 1952. We are committed to your case or situation.
Dudley and Smith, P.A. represents individuals and businesses in all aspects of life. Among our topic areas are consumer issues, real estate, family law, wills and estates, financial distress, bankruptcy, business law, criminal law, personal injury, administrative law and litigation. Our fees are competitive and fair.
Dudley and Smith, P.A. knows the court system and has appeared in courts for years. We practice in all Minnesota courts, both state courts and the federal court. We also appear in the Wisconsin State Courts and in the federal court in the Western District of Wisconsin.
Dudley and Smith, P.A. believes in justice and will help you attain it. We operate with the firm belief that your case is special. Please contact us to serve you.
Our firm includes:
- Joseph J. Dudley, Jr. – Appellate practice, Business and Commercial Law, Litigation, Insurance Law, Franchise Law, Real Estate, Tax Law, USDA Appeals
- Steven C. Opheim – Bankruptcy, Business and Commercial Law, Litigation, Homeowner's and Condominium Associations, Real Estate, Trademark Law, Non-Profits, Tax Law, Insurance Law
- Katherine A. Brown Holmen – Personal Injury, Automobile Accidents, Worker's Compensation, Wrongful Death
- Gloria E. Bogen – Family Law, Landlord/Tenant
- Allison J. Rapp Fredrickson (Formerly Allison J. Gonzalez) – Family Law, Criminal Law, Civil Litigation
- Christopher W. Boline – Appeals, Business and Commercial Law, Litigation, Real Estate, Consumer Law, Personal Injury, USDA Appeals, Administrative Law
Contact The North Oaks Small Business Attorneys at Dudley and Smith today-


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SPRINGFIELD, Mass. … The American Hockey League announced today that Oklahoma City Barons center Anton Lander has been selected as the CCM/AHL Player of the Week for the period ending Mar. 31, 2013.
Lander racked up eight points and a plus-6 rating in three games last week, including a record-setting performance on Saturday night.
Entering the week with 11 points in 42 AHL games this season, Lander scored a goal on Wednesday night in Oklahoma City's 3-2 shootout loss at Chicago. He notched an assist on Friday to help the Barons to a 4-2 win at Peoria, then had a career night on Saturday in Rockford. Lander posted his first hat trick as a professional and also added three assists, setting both a franchise record and an AHL season for points in a game (six) as Oklahoma City defeated the IceHogs, 7-3.
Lander was then recalled by the parent Edmonton Oilers on Sunday, his second NHL promotion of the season.
A 21-year-old native of Sundsvall, Sweden, Lander was a second-round draft choice by Edmonton (40th overall) in 2009. He has totaled eight goals and 11 assists for 19 points in 45 games with Oklahoma City this season, along with one assist in four contests with the Oilers. Last season, in his first campaign in North America, Lander registered six points in 56 NHL games for Edmonton and contributed five points in 14 regular-season games plus four points in 14 postseason contests for the Barons.
In recognition of his achievement, Lander will be presented with an etched crystal award prior to an upcoming Barons home game.
Also see: Past winners, AHL Player of the Week


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Hi there! This layout is my take on the November sketch - a beautiful sketch that I had so much fun interpreting!
I have lots of Dusty Attic chipboard on this one:
Scroll #8 (DA0626)
Decorative Scroll #2 (DA0206)
Vine Border (DA0459)
Flutterbies #2 (DA0713)
Birdcage #5 (DA0678)
Word Pack #4 (DA1077)
I have a little tutorial further down on how I painted the scrolls.
Papers are from Maja Design.
Here's the sketch:
And of course, I have lots of close-ups:
The "sweet" chippie was painted white, then misted with light green mist and finally I added Clear Gloss Varnish (DA0901) on it.
Here's how I painted the scrolls. On the photos you see the smaller ones from the Scroll #8 set, but I have used the same technique on the larger one, and on the decorative scrolls.
First, I painted the scrolls with white gesso. I have then used two different kinds of embossing powder (Mix'd Media Inx) - colors Jasmine and Leather. I have used Emboss gloss as glue.
After the gesso had dried I covered almost the entire chippie with emboss gloss, sprinkled Jasmine embossing powder on it and then dried with my heat gun. This gives a great texture to the chippie!
My next step was to add emboss gloss only to the edges, and then sprinkled embossing powder, color Leather, on top. This powder is brown at first, but after heating it turns into a bronze color - very cool!
A couple of close-ups on the scrolls:
Thank you for stopping by today!


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Delta Air Lines and Airbnb are teaming up to offer SkyMiles Members an opportunity to earn miles on all Airbnb bookings worldwide when accommodations are reserved via delta.com/airbnb.
Airbnb, one of the world's largest accommodations providers, offers its customers the unique opportunity to "live like a local" in more than 190 countries with over 2.5 million homes around the world. Delta is the largest U.S. global carrier to partner with Airbnb.
Now, SkyMiles Members can expect more choices and more miles on their next journey when they book with Airbnb, whether an apartment for a night, a castle for a week, or a villa for a month. Together, Airbnb and SkyMiles make the "Fly Global, Live Local" experience more rewarding.
"This industry leading partnership enables us to provide a unique benefit to our SkyMiles members, enabling us to reward them for their lifestyle choices through the SkyMiles loyalty program." said Sandeep Dube, Delta Vice President – Customer Engagement & Loyalty. "This partnership brings together two innovative brands focused on delivering superior travel experiences across the globe to customers."
"We are excited to partner with Delta and offer their travelers the opportunity to earn Delta miles when staying and hosting on Airbnb, while creating memorable moments with friends and family," said Lex Bayer, Head of Business Development, Airbnb. "SkyMiles members can now enjoy the additional benefits of living like a local with authentic travel experiences on Airbnb in all global destinations that Delta services."
All SkyMiles Members can earn miles with Airbnb by booking directly through delta.com/airbnb. Customers who are not already enrolled in the SkyMiles program can sign up for free through the partner page or delta.com/enroll to become eligible.
Beyond the partnership, Airbnb has signed Delta as one of its preferred airline suppliers to transport its employees travelling on company business. Additionally, Delta has signed on to be the exclusive airline sponsor of the annual Airbnb Open event, held in Los Angeles, beginning on Nov. 17. As an event partner, Delta is providing exclusive airfare discounts for thousands of global attendees and hosting a branded lounge space.
SkyMiles Members can use their miles, which never expire, to travel to over 1,000 global destinations. Award tickets start at just 10,000 miles, plus taxes and fees, for one-way awards. Members can also use their miles to upgrade seats, gain access to exclusive events with SkyMiles Experiences, buy memberships to Delta Sky Clubs, buy premium drinks at Clubs and more.


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Major Findings
FRS companies' net income declined to the lowest level since 2002.
- Net income fell 66 percent (in constant 2009 dollars) to $30 billion in 2009 from $88 billion in 2008. Substantial reductions in oil and natural gas prices in 2009 slowed revenue growth. FRS companies cut operating costs but by less than the decline in revenue, resulting in a 69-percent drop in operating income.
- FRS companies earned a 5-percent return on stockholders' equity (ROE) in 2009, 4 percentage points below the average ROE of the Census Bureau's All Manufacturing Companies. For the first time since 2002, the profitability of FRS companies fell below this industry benchmark.
Upstream and downstream profits fell substantially in 2009.
- Oil and natural gas production continued to be the most profitable business segment, contributing $42 billion in net income, but this was a decline of 43 percent from 2008. Return on net investment in place (ROI) fell to 7 percent in 2009 from 13 percent in 2008.
- The refining/marketing segment reported a loss of $7 billion in 2009, compared with a $14-billion gain in 2008. ROI for domestic refining/marketing in 2009 declined to the lowest level ever reported in the FRS survey, negative 7 percent. Foreign refining/marketing ROI remained positive but was significantly lower, dropping to 6 percent in 2009 from 26 percent in 2008. The FRS companies' average domestic refining/marketing gross margin (essentially the difference between product prices and raw material input costs) dropped to the lowest level since 1999 and was the second lowest level ever reported on the survey. This contributed to the first negative net margin reported by FRS companies, negative $0.36 per barrel in 2009.
Cash flow and capital expenditures fell substantially in 2009.
- Cash flow from operations decreased 41 percent from 2008 to $131 billion in 2009, led by the decline in net income. Proceeds from the sales of assets fell 52 percent from 2008 to $12 billion in 2009 as the value of assets declined in the lower price environment. Funds raised from equity security offerings declined 30 percent to $5 billion, while proceeds from issuing long-term debt increased slightly to $77 billion.
- The largest use of cash was for capital expenditures, which decreased 31 percent from 2008 to $139 billion in 2009. Despite the large decline, capital expenditures in 2009 remained higher than every year prior to 2005. The amount of cash used to repurchase company stock fell 65 percent to $20 billion in 2009, but FRS companies maintained dividend payments, which increased 2 percent to $32 billion. FRS companies' long-term debt to equity ratio rose to 39 percent, the highest since 2004. Total uses of cash exceeded sources, resulting in the largest decline in cash and cash equivalents ever reported in the FRS survey, a decrease of $21 billion in 2009.
Upstream expenditures fell but remained at historically high levels.
- Expenditures for exploration, development, property acquisition, and production decreased 24 percent from 2008 to $166 billion in 2009. The 2009 expenditure level remained higher than every year prior to 2006.
- Compared with the 2008 level, development expenditures decreased 21 percent to $71 billion in 2009. It was the first decline in development expenditures since 1999. Exploration expenditures fell 1 percent to $17 billion but remained higher than every year from 1986 through 2007.
Oil and natural gas production and reserve additions increased.
- Worldwide production of oil (crude oil and natural gas liquids combined) by the FRS companies was up markedly in 2009, while natural gas production grew slightly. The increase in oil production was the first substantial increase since 2001. In contrast, the increase in natural gas production was the smallest since 2006. Beginning in 2009, oil sands and other nonconventional oil production were included in the oil and natural gas production segment. This contributed to a substantial increase in oil production in Canada. Natural gas production decreased in three of the nine FRS regions, led by Europe. In 2009, FRS companies accounted for 43 percent of U.S. oil production and 43 percent of U.S. natural gas production.
- Worldwide reserve additions by the FRS companies for oil and for natural gas increased in 2009, with both growing more than 50 percent. Additions were most notable in the U.S. Onshore and Canada regions for oil and the U.S. Onshore and Other Eastern Hemisphere regions for natural gas.
Finding and lifting costs both declined.
- Average worldwide finding costs for the FRS companies decreased to $18.31 per barrel of oil equivalent (boe) of reserves added in the 2007-2009 period compared with the 2006-2008 period, a decline of $5.79 per boe from 2008. Finding costs declined in all FRS regions except the Former Soviet Union, Africa, and the Middle East. The U.S. Offshore, which had the highest finding costs among the FRS regions in 2006-2008, had the largest fall in 2007-2009. Europe's costs also fell substantially in 2007-2009. Europe had the highest finding costs among the foreign regions in 2006-2008. Canada displayed a large decline in part likely because of the inclusion of oil sands in 2009.
- Reversing an almost decade-long trend, worldwide total lifting costs for the FRS companies fell $2.66 per boe, to $10.04 per boe, in 2009. Total lifting costs also fell in each of the FRS regions except Canada, where they rose $2.49, probably reflecting the inclusion of oil sands in 2009. Production taxes were the major contributor to the decline in total lifting costs. Worldwide they declined $2.30 per boe in 2009, which is 86 percent of the decline in total lifting costs. Production taxes typically rise and fall with changes in the prices of oil and natural gas, both of which fell in 2009. Direct lifting costs fell 14 percent in the United States but increased in every foreign region. Finding and lifting costs combined fell more than $5 per boe in the 2007-2009 period to $29.31 per boe.
U.S. refining/marketing capital expenditures declined but remained high; U.S. refinery capacity increased.
- Capital expenditures for the FRS companies' domestic refining/marketing segment decreased 16 percent from 2008 to $22 billion in 2009 while foreign refining/marketing capital expenditures increased 2 percent. Despite the net income loss reported by domestic refining/marketing, capital expenditures in 2009 remained higher than all but 3 prior years in the survey.
- FRS companies reported that their U.S. refinery capacity increased 2 percent, which includes the addition of three refinery joint ventures to the FRS survey. FRS companies accounted for 78 percent of U.S. refining capacity in 2009.
Full report and prior issues


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If you have already submitted a claim in the Equifax data breach settlement, you are far from alone. More than 15 million claims had been received by Dec. 1, according to court documents.
Haven't gotten to it yet? You can still file a claim ahead of the Jan. 22 deadline if you're among the more than 147 million affected by the 2017 Equifax hack. It exposed sensitive personal information, putting consumers at risk of identity theft and fraud.
Distribution of benefits can begin now that a U.S. District Court judge granted final approval of the settlement Jan. 13 and as the initial claims period ends.
But temper your expectations and beware of scams.
What to expect
What to expect depends on which benefit you chose when you filed.
If you chose credit monitoring: If you signed up for free credit monitoring, you'll get an email with an activation code and link so that you can enroll. Credit monitoring watches your credit reports and alerts you if there are signs of fraudulent activity.
If you asked for cash for alternative compensation or time spent: You can expect a check or prepaid debit card, sent to the address you provided when you submitted your claim. You may well get less than you asked for — these claims will be reduced proportionately if the money allotted falls short.
For example, consumers were offered "up to $125" in alternative compensation if they already had credit monitoring. There's $31 million for these claims, and if just 5% of eligible consumers filed for it, the payout would be less than $5. Also, those who filed early in the process might get nothing if they overlooked a September email that added a requirement to name the company providing credit monitoring.
If you asked for compensation for out-of-pocket losses: Expect a check or prepaid debit card if your claim is approved. These claims were capped at $20,000 each and required documentation.
Guard against scams
As the filing deadline hits, you might get phishing emails or scam texts and calls.
Adam Levin, chairman of CyberScout, a company offering identity theft education and resolution services, says consumers may see emails offering to extend the credit monitoring period or check the status of their claim.
Carrie Kerskie, identity theft expert and author of "Your Public Identity: Because Nothing Is Private Anymore," explains that clicking on a link in a scam email could "take the person to a bogus website to harvest sensitive information or it could install malware onto the person's device."
Levin suggests ignoring texts or phone calls about the settlement. If you get an email saying you must take an action, don't click on a link it provides. Instead, navigate directly to the settlement website. You can check your claim status by entering your claim number.
A spokeswoman for the Consumer Financial Protection Bureau advises contacting the settlement administrator if you have concerns. You can reach JND Legal Administration by calling 833-759-2982 or sending an email to firstname.lastname@example.com.
Protect your credit with a freeze
Kerskie doesn't want the free credit monitoring. "You have to provide your sensitive information to another third party that could potentially be breached," she explained via email.
Her advice is to freeze your credit at the three major credit bureaus, as well as at Innovis and the National Consumer Telecom & Utilities Exchange, or NCTUE. The last two are much smaller, but Kerskie says she has seen identity theft activity show up on both.
Levin says he'll take all the free monitoring he can get. "It's like chicken soup. Can too much hurt? Definitely not. And it might help," he noted via email.
However, he says, identity theft monitoring — which can include things like checking for the use of your driver's license, bank account numbers, health insurance ID and more — with "robust resolution services" is better than traditional credit monitoring.
The Equifax settlement provides seven years of identity restoration services to anyone affected by the breach, regardless of whether they filed a claim.
Monitor your own credit, for freeYou can do your own credit monitoring, too. "By doing it yourself, you are limiting your exposure of new account fraud AND the risk of the monitoring service breaching your information," Kerskie said.
To monitor your credit:
- Periodically review your full credit reports from the three major credit bureaus. Use AnnualCreditReport.com to get the free copies you're entitled to annually.
- Watch for big, unexpected changes to your score or activity you don't recognize on your report. Many personal finance websites, banks and credit card issuers offer access to your credit score and credit report information.
- Make a habit of reviewing bank and credit account statements.
More From NerdWallet
- Smart Ways to Establish Credit in 2020
- Overshopped in December? Try These 3 Strategies to Recover
- 5 Ways to Get Credit-Healthy in the New Year
Bev O'Shea is a writer at NerdWallet. Email: email@example.com. Twitter: @BeverlyOShea.


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What foods are good for our eyesight? Many of us try to eat the right foods to slim down and get into shape, but our vision is important too. Does a carrot a day keep the optometrist away?
Let's separate fact from fiction and get the straight info on vitamins for the eyes.
Carrots and nutrition for the eyes
You've likely heard that eating carrots helps improve our vision. But is this just a myth told by parents everywhere to get their kids to gobble down more vegetables? Not quite. As it turns out, Mom and Dad are right...mostly.
Vitamin A and vision make potent allies. Carrots contain lots of beta carotene and Vitamin A, which can contribute to your eyes' health and may provide a fantastic source of eye vitamins for macular degeneration and cataracts.
Good sources of Vitamin A and rhodopsin are also abundant in carrots. Rhodopsin is a purple pigment that helps us see in low light situations. Without enough rhodopsin, we wouldn't be able to see very well at night, even with a cloudless sky and bright full moon.
So this begs the question: Could eating carrots morning, noon and night give you extraordinary powers to see like an owl on the blackest nights? Umm, no. While carrots offer many beneficial vitamins for your eyes, they will not turn you into a superhero. (But they can turn your skin slightly orange, if you eat too many!)
In an interesting turn, the myth of carrots and vision stems from World War II. Most food was in short supply then—but not carrots. The British Royal Air Force credited eating carrots with an increased ability to see the enemy in the dark. This rumor was set in motion to motivate more people to eat carrots. Today, this vision-related scuttlebutt still exists and, as we've seen, there is some truth—along with some exaggeration—to it.
Now that you know more about carrots and our eyes, you might be wondering about other vitamins for your vision.
Other important vision vitamins for good eyesight
If you're like most people, you're wondering, "Do vitamins for vision work?" The simple answer is, as we've seen with Vitamin A in carrots, yes…but in varying degrees. There are vitamins for vision loss that you can take, but none of them produce miraculous results.
Getting enough vitamins is important at every age, especially natural vitamins in your food. The functions of vitamins can be numerous. Their benefits are evident. To help you, we've decided to list other vitamins, their benefits to your eyes, and what foods provide them abundantly.
Vitamin C for eyes
Vitamin C is a health powerhouse. You can find it in fruits like oranges, kiwi, and strawberries, as well as vegetables like broccoli, mustard greens, and peppers. In addition to providing antioxidants, it can also help slow cataracts and provide needed eye vitamins for macular degeneration.
Vitamin E for eye health
Depending on which study you read, Vitamin E may serve as a great antioxidant and agent against cataracts and macular degeneration as well. You can find Vitamin E in many nuts, like almonds, peanuts, and pine nuts, along with dried apricots and sunflower seeds.
Lutein for aging eyes
Lutein is a nutrient found in kale, spinach, and turnip greens. It's also found in our retinas, so it's an important part of healthy vision. Eating carotenoids like lutein and zeaxanthin (yes, that's a mouthful!) provide you with great antioxidants and may help against age-related vision problems such as cataracts and macular degeneration.
As we've seen, eating the right vitamins for eyesight can provide an excellent defense against vision problems that often arrive later in life. No matter what age you may be, strive to be proactive in your health. As many experts say, "Eat your colors!" Fresh vegetables and fruit can naturally provide many of the vitamins needed for healthy vision—and make tasty sides and garnishes, too!


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Streamline Athletes - Making University Recruitment Easier
Thinking about making the leap from high school to university can be tough. It's hard to know where to go, what to study, or what opportunities exist. Streamline Athletes is an organization dedicated to making this transition easier by supporting student-athletes in their university recruitment journeys.
The Streamline Athletes online platform gives Canadian athletes the tools they need to make confident decisions about their academic and athletic futures. Here's how it works:
- Create a profile
- Research universities and their track and field programs
- Contact coaches all over Canada
- Reach programs in the US with Streamline Athletes PLUS
Athletes and parents can explore and compare university track and field programs based on academics, athletics, geography, financial info, and more. Use the links below to see Streamline Athletes pages for university track and field programs in British Columbia:
- British Columbia Thunderbirds
- British Columbia - Okanagan Heat
- Thompson Rivers Wolfpack
- Trinity Western Spartans
- Victoria Vikes
Interested in other universities? Browse all teams on Streamline Athletes HERE.
Send Streamline Athletes an email if you have any questions.