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The value of being a stay at home parent is obvious for both partners in a relationship where one person is working. The parent at home can take care of the children, make sure the house is in order, take care of grocery shopping, laundry, and other household chores so being a stay at home parent is anything but an easy job. However, there are some other added benefits to being a stay at home parent when you look at it from a financial angle. Not only are you saving money by taking care of household chores yourself, but there are unexpected ways that you can save money too. Read on for my top 5 ways to save extra cash when you're a stay at home parent.
1. No Commuting!
If you're lucky and live near good public transit you might be able to eliminate one vehicle from your household since you no longer have to commute. On top of that you no longer have to pay staggeringly high prices for gas, maintenance, and insurance every month. Being able to avoid spending an hour or more each way to work every day also gives you more time to take care of other odd jobs at home or spend quality time with your family. If you can manage to drop one car from your life you'll be shocked at how much money you can save.
2. Wrangling Your Budget
When you're working all day long and then come home to deal with your other tasks around the house while trying to squeeze in quality time with your family there is little time or motivation left to dig through your expenses and figure out how much you're spending and on what. With the extra time at home you can find space in your day to take a deep dive into your family expenses and you can discover ways that you might be overspending, areas you should spend more on, and ways to save money every month.
3. Meals and Cooking
Going out to lunch at work is a small daily expense that adds up quick. It's not uncommon for me to go grab a bite to eat and bring it back to my desk 2 to 3 times a week and then go out for lunch with a coworker one more day per week. All in I'm probably spending $45-50 a week on lunches. Being able to make your own lunch at home can save you a ton of money. Your average lunch cost for making a meal at home is anywhere from $1.50-$5 so that's like saving at least 50% on your lunch costs every week!
4. Work Clothes
For many professions you not only have to wear nicer clothes, but you have to maintain them. Obviously we all want to look our best at work and so we end up buying new clothes not only to replace pieces that are worn out but also to stay fashionable and on top of trends. When you're staying home there is much less pressure to dress up and you can wear less expensive clothes and may even be able to sell some of your work clothes second hand as you transition to a more casual wardrobe. Add in extra savings by avoiding expensive dry cleaning bills and you're saving quite a bit.
5. Daycare Expenses
This is an obvious one but if you take the time to add up the true savings of not having to use daycare every workday you'll see significant amounts of money begin to pile up. Even if you need to work part time from home or choose to enroll your child in pre-school for a few hours a week you are likely to save hundreds or even over a thousand dollars a month.


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The push toward an all-electronic filing future continues at the IRS. The agency's latest move has Form 8300, Report of Cash Payments Over $10,000, e-filed starting in 2024, in an effort to avoid backlogs that the old paper forms presented while speeding up processing times.
The shift is included in final regulations amending e-filing rules for information returns.
A Big Move Against Crime.
Any business that receives cash payments of more than $10,000 must report those payments to the federal government. While many of these transactions are legitimate, the information in Forms 8300 can help alert law enforcement to illegal financial activity by drug cartels, those who finance terrorists, or those who seek to evade taxes.
The new rule for Form 8300 fits in with current rules mandating businesses to electronically file other information returns – such as Forms 1099 and Forms W-2.
The Jan. 1, 2024, shift to electronic filing does have exemptions. E-filing is mandated if a business is required to file 10 information returns or more, other than Form 8300. For example, if a business files just five forms 1099-INT, and five Forms W-2, then the business has to e-file all its information returns, including any Forms 8300.
Conversely, however, any business not otherwise required to electronically file their information returns can still e-file if they wish.
Waivers or Exemptions are Available.
In cases where electronic filing information returns would create a hardship, business filers can seek a waiver from the IRS, using Form 8508, Application for a Waiver from Electronic Filing of Information Returns, available on the IRS.gov website. If the application is granted, the waiver applies to all Forms 8300 for the entire calendar year, but the filer should include the word "Waiver" on the top center of Page 1 on each Form 8300 when they submit a paper return.
Sometimes, the technology that's needed to e-file may conflict with the filer's religious beliefs. In that case, the IRS says the filer can paper-file their Form 8300 — as long as the words "RELIGIOUS EXEMPTION" are included on top-center of Page 1.
For the Best Experience, File Electronically.
Forms 8300 have to be filed no later than 15 days after a qualifying transaction. Filing electronically helps businesses make that deadline; they can even batch-file their reports, which is handy for those who have a lot of forms to upload. If a business has to file a late Form 8300, it should be labeled as such and filed in the same manner as a timely filed return. Late forms must carry the identifier "LATE" on the top center of Page 1, whether paper-filed or e-filed. When electronically filing, a free email acknowledgement of receipt will be sent to the filer. This receipt does not count as an official record.
In order to e-file Forms 8300, a business has to first create an account with the Financial Crimes Enforcement Network and its BSA E-Filing System.
Helpful resources for more information are easy to find. The Bank Secrecy Act E-Filing Help Desk can be reached either by phone (866-346-9478) or by email (email@example.com).
Check out E-file Form 8300: Reporting of large cash transactions for details on the reporting requirements, or the IRS' video, How to Complete Form 8300 Part 1 and Part 2 for common mistakes and how to avoid them.
For more key information about details such as recordkeeping and Forms 8300, check out our source on the IRS website: Businesses must electronically file Form 8300, Report of Cash Payments Over $10,000, beginning Jan. 1, 2024

subset: commoncrawl


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Tuesday's elections in Syria are sure to result in another term for President Bashar Assad, even as the international community says his regime is responsible for the deaths of tens of thousands of civilians.
The opposition is railing against his inevitable triumph.
At a demonstration Friday by some of the 1 million Syrians who have fled into neighboring Lebanon, the view on the election was clear.
"What elections?" says Mohamad al-Zain, a refugee in the dusty Lebanese border town of Arsal. "They're blood elections. Are we going to vote for the one who killed our children and made us homeless, exiled us, made us immigrants?"
Zain says there are more than 100,000 refugees in Arsal, and not one of them will vote. Angry voices agree, like Abdelmaati al-Kareem.
"All the elections are a failure," Kareem says. "Never in a lifetime will he win, and he'll fail, with God's will."
The force of this rage is evident across the spectrum of Assad's opponents. They say they can't believe, after three years of revolution-turned-civil war, the president is set for re-election.
From the city of Aleppo, amid rubble where the opposition groups say government airstrikes have killed 2,000 people this year, campaigners record responses to the elections.
"We haven't experienced anything like democracy for the last 40 years — are they fooling us in the name of democracy?" one unidentified woman asks.
There's also an outpouring of bleak satire. One fake poster shows Assad as Mafia boss Don Corleone, with the two token candidates running against him kissing his hand. Another entreats voters to pick Iranian military chief Qassem Sleimani for president — a reference to Iranian support for Assad.
The Western-backed political opposition urges people not to vote.
"We boycotted the elections completely," says Khalid Saleh, spokesman for the main opposition coalition, speaking from Istanbul. "We know that they're a sham, not real. Everybody is wondering whether Assad is going to win by 99.8 or 99.9 percent."
Saleh adds that armed rebels aligned with his group say they won't target pro-Assad rallies or polling stations.
But even though opposition factions all condemn the election, they are fragmented and polarized. There are signs that extremists among them will target civilians who vote.
At a pro-Assad rally earlier in the month in the southern town of Deraa, children danced among Assad posters. Then, rockets hit the event.
Over footage of the dying and the dead, state television condemns the attack, "done in the name of revolution." Extremists have announced on social media that they plan similar attacks on rallies and polling stations. In the northern city of Idlib, footage showed civilians streaming out of the city because they believe Islamist fighters may attack during the election.
But the regime is undeterred. Pro-Assad rallies continue in streets plastered with his picture. On Saturday, the Foreign Ministry announced that expatriates had already voted in 43 embassies worldwide. Turnout, the ministry says, was 95 percent.
Copyright 2021 NPR. To see more, visit https://www.npr.org.


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Oktoberfest München 2012 Report
Oktoberfest München. Somewhere imprinted in the mind of many a beer drinker, this festival represents the ultimate celebration of beer…and of lederhosen. And actually it's that latter part that is the most discomforting for the average American beer drinker. It's pretty damn hard to look manly in lederhosen. Maybe if you've got body hair like a sasquatch you could pull off the look without disrespecting your manhood, but I digress….
We didn't go to Oktoberfest for the lederhosen, we were there for the beer. If in the end, we woke up the following morning wearing lederhosen, then that meant two things: First, it must have meant the beer was really good. Second, the fact that we still have some clothes on means that we probably resisted the impulse to run naked through the beer tents. (Not as compelling as the urge to run naked through the hop fields of Belgium, but an impulse that we know we must resist.)
Oktoberfest…hmm…where do I start?
The first thing that you have to realize about Oktoberfest is that the beer is crap.
I'm not going to sugar coat the truth. Oktoberfest is a wonderful experience. The beer halls are each filled with thousands of people from all over the world drinking beer from liter mugs (called a mass, or more correctly Maß). Every single one of those thousands of people is a person with a story to tell (usually at a high decibel range), and a potential new best friend for the length of time that it takes you to drink your mass. In many ways, Oktoberfest is a celebration of beer as the ultimate social lubricant. (more…)


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Review: Private Coaching with Ole II
by Roman aka jar
Good Morning Jungle,
time for another review.
This never ends. So much to catch up with, positive things in 2018 :)
Ole from Norway visited me for his second private coaching.
His first one was all about understanding atmospheric paint work and Ole did some big steps forward in this subject.
This time we focused mainly on understanding textures.
How you can analyze their nature, their setup and how you can copy nature to a smaller scale. Therefor I prepared intense theory content for Ole to recieve maximum insight in my brain when I paint texture.
While the studio was quite hot, we enjoyed painting hours, great talks about life and laughter :)
Ole's black and white sketch after several hours of theory.
A preperation that soon will be tinted in colors. A beautiful grisalle sketch, aiming on the subject of textures.
The man itself. A northern, calm giant that is super relaxed while he paints.
"Thank you so much once again for being a great teacher and a wonderful host, Roman! Once again I have come home with more tools in my painting bag, and I have since started to work out how to use them best.
I WILL keep on happy painting. :)" - Ole
Yeah, this guy ... Ole to the right :)
As it was just the second time me teaching this content. I was already well prepared as after Ole's visit I thaught a 1,5 day seminar with several students about the same subject. Just in a larger group. A review on this will follow soon :)
What can I say as a teacher with such a result?
Well I am superproud of Ole. I am superhappy that the knowledge of what we did in our first coaching in 2017 took hold and helped us to get such a result in his second coaching session.
Ole's result
of the two day private coaching
of the two day private coaching
Thank you for your trust in my teaching skills and your ongoing support, Ole.
I am happy to teach and help you on your own painters journey. It is beautiful to see you walk your path!
Keep on happy painting!


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It is a peculiar fact that the region that produced so many of the doctrines that govern our moral life—from the Code of Hammurabi to the Hebrew Bible to the teachings of Christ to the Quran—should cause so many of us to founder morally. But such is the case with the Middle East.
Look around the region: Every bloody government and non-state actor has attracted a cohort of Western fans who feed off of the brand of gore in which those institutions specialize. Some people, like former British intelligence official Alastair Crooke, praise Hamas and Hezbollah as proud resistance organizations. As Michael Young, the Lebanese journalist and author of The Ghosts of Martyr Square: An Eyewitness Account of Lebanon's Life Struggle, says, "To many Westerners it represents an Arab authenticity, in contrast to the pro-democracy March 14 movement whose members too much resemble Westerners like themselves." An entire Beltway industry, including former and current U.S. policymakers, diplomats, and intelligence officials, is devoted to rapprochement with Syria's vicious and kleptocratic regime, the importance of which to U.S. regional policy they wildly overstate lest anyone scrutinize too closely how Damascus targets U.S. citizens and U.S. allies. Then there are the cheerleaders for the Islamic Republic of Iran, for whom the country's leaders and security services are incapable of any rape or murder so vile that would lose it the support even of fans like Flynt and Hillary Mann Leverett.
And let's not forget the many hundreds of professional and amateur Middle East analysts who have argued since 2003 that Iraq was better under Saddam Hussein. They knew that the Baathist regime prosecuted sectarian wars against Iraqi Kurds and Shia, massacred its neighbors in Iran and Kuwait, used terrorism as an instrument of its regional and international strategy while pursuing a policy of rape, torture, and murder at home.
The more prestigious the forum, the more this kind of moral blindness to the suffering of others and the norms of justice is presented as proof of sophistication. Roger Cohen of the New York Times recently suggested that Hezbollah should be rewarded for killing former Lebanese Prime Minister Rafiq Hariri. With indictments expected soon in the U.N.-sponsored Special Tribunal for Lebanon, which is investigating Hariri's assassination, Hezbollah has, as usual, threatened violence in the event any of its foot soldiers are named—meaning, in Cohen's view, that "It's time to drop either-or diplomacy to address a many-shaded reality."
Yet there can be no real stability where the rule of law is subsidiary to the rule of the jungle—a fact no less true in Lebanon than in the United States. The entire point of the special tribunal is that the international community seeks to hold assassins as accountable for their crimes in the Middle East as they would be anywhere else. So, why does Cohen believe that Hezbollah should be granted impunity for political murder and the Lebanese should forget about justice? Because like many other Western observers of the Middle East, he uses the region as a kind of virtual reality screen on which to project a self-congratulatory vision of a world in which superior beings like himself can naturally expect to live under the sign of law, civility, and morality while lesser beings in other parts of the world are quite naturally ruled by violence. "The sort of justice that Westerners demand as their due seems faintly inauthentic to them when it comes to Middle East. There's a distaste for people who make these demands," says Young, the Lebanese journalist. "In this view, there is a double standard; justice is variable; if it creates problems, let's not go all the way, this is the Middle East after all. But if this were the U.S. or Europe, justice would be much more straightforward."
Hezbollah presents an interesting problem for the Roger Cohens of the world. The organization he wants to excuse for killing a Lebanese politician is also responsible for the deaths of American civilians, diplomats, and military personnel. "According to reports, members of the special operations unit of Hezbollah will be indicted in the Hariri murder," says Andrew Tabler, a Lebanon and Syria expert at the Washington Institute for Near East Policy. "The U.S. government believes that the late leader of this group, Imad Mughniyyah, was the mastermind behind the kidnapping and killing of U.S. educators, officials, and journalists in Beirut in the '80s and the bombing of the U.S. embassy and the Marine barracks. In the 1990s we were told this group no longer existed, or was never really part of Hezbollah. But their tune has changed since Imad Mughniyeh's 2008 assassination in Damascus. Now Hezbollah repeatedly holds him up as a key member of their organization. If for no other reason, the administration is right to support the tribunal because letting these Hezbollah members off the hook would amount to an enormous victory for a group that killed Americans."
What are the origins of a worldview that would hand over the world to murderers? "For many intellectuals there is a sense of weakness toward the pre-modern," says Hazem Saghieh, a Lebanese journalist with the London-based pan-Arab daily Al Hayat. "There is a political nostalgia in looking to the past. This manifests itself as a progressive tendency, but it is in fact very reactionary."
The paradox is that while it is man's ability to tell good from bad that makes him most human, certain Western intellectuals take the unwillingness, or inability, to do so as a sign of the genius to rise above the small-minded morality of the masses. Excusing Hezbollah may seem like the rational decision-making of a thoughtful intellectual who is observing a society ostensibly different from his own, but in reality the moral universe of the Middle East is no different from in the rest of the world.
It is the parasitic nature of the relationship between Middle Eastern reality and the narcissism of the Western intelligentsia that helps explain the other half of the Middle East's moral equation: While the murders by Hezbollah, Saddam, and Iran are justified, even celebrated, Israel is censured for actions for which even the United States is normally excused as a matter of course. People like Roger Cohen have no hesitation in holding Israeli soldiers and civilians to a higher standard than he holds the United States. But logical or moral consistency is rarely the point. In the end, the pleasure of holding other people to a higher standard is perversely the same as arguing that they should be held to no standards at all. Both postures elevate the person making such judgments to a godlike place above the antlike creatures whose daily sufferings and misfortunes have meaning only according to the author's personal whims.
Consider, for instance, Tony Judt, the late historian of modern Europe, who argued that it would be a good thing for the Jewish state to disappear and for millions of other human beings to forfeit their political rights because he was personally frustrated by Israel's post-1967 political direction. Because the reality of Israel did not fulfill his psychological needs, others were to pay for his disappointments.
In their own minds, Westerners like Cohen and Judt have risen above the facile judgments of their peers in order to understand deeper truths. They are the supermen who rose in place of the idols. However, their problem is that even if the gods did perish, moral judgment was not in their power to take away since is was not them who gave it to us in the first place. These intellectuals who feed their egos with the suffering of others are not gods. They are simply people who are lucky enough to live in the West, where the consequences of their moral blindness are visited on other people, who live far away.
Lee Smith is the author of The Consequences of Syria.
Lee Smith is the author of The Permanent Coup: How Enemies Foreign and Domestic Targeted the American President (2020).


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Do you feel like people walk all over you?
Do you have trouble keeping your temper under control?
If you answered yes to any of the above questions, you might find it really helpful to learn about assertive communication.
Here are some tips from a University of Iowa handout on assertive communication by Vivian Barnette, Ph.D.:
There are three parts of each assertive intervention:
1. empathy/validation: Try to say something that shows your understanding of the other person's feelings. This shows them that you're not trying to pick a fight, and it takes the wind out of their sails. For example, "I know that you get anxious when you're all ready to go and I'm not … ."
2. statement of problem: This piece describes your difficulty/dissatisfaction, tells why you need something to change. For example, "… but when you do that, I get all flustered and take even more time. By the time we get in the car, we're mad at each other and not much in the mood to have a good time."
3. statement of what you want: This is a specific request for a specific change in the other person's behavior. For example, "From now on, let's be sure we know what time we want to leave, and if you're ready before I am, will you please just go to another room and read the paper or watch TV?"
How to be effectively assertive:
Use assertive body language. Face the other person, stand or sit straight, don't use dismissive gestures, be sure you have a pleasant, but serious facial expression, keep your voice calm and soft, not whiney or abrasive.
Use "I" statements. Keep the focus on the problem you're having, not on accusing or blaming the other person. Example: "I'd like to be able to tell my stories without interruption." instead of "You're always interrupting my stories!"
Use facts, not judgments. Example: "Your punctuation needs work and your formatting is inconsistent" instead of "This is sloppy work." or "Did you know that shirt has some spots?" instead of "You're not going out looking like THAT, are you?"
Express ownership of your thoughts, feeling, and opinions. Example: "I get angry when he breaks his promises." instead of "He makes me angry." or "I believe the best policy is to…" instead of "The only sensible thing is to …"
Make clear, direct, requests. Don't invite the person to say no. Example: "Will you please ... ?" instead of "Would you mind … ?" or "Why don't you … ?"
Special techniques for difficult situations:
Broken record: Keep repeating your point, using a low level, pleasant voice. Don't get pulled into arguing or trying to explain yourself. This lets you ignore manipulation, baiting, and irrelevant logic. Example: You are taking something back to a store that you know gives refunds, but the clerk first questions your decision, tries to imply that there's something wrong with you because you changed your mind, tells you that she can only give a store credit, etc. Using the broken record, you walk into the store and say "I decided I don't need this and I'd like my money back." Then no matter what the clerk says, you keep repeating "I decided I don't need this and I'd like my money back." If she doesn't get it, simply ask to speak to a manager and say the same thing. Trust me, it works!
Fogging: This is a way to deflect negative, manipulative criticism. You agree with some of the facts, but retain the right to choose your behavior. Example: Mom: "Your skirt is awfully short, don't you think you should wear longer skirts? They're the style now." You: "You're right, skirts are longer now." Agree with as much of the facts as you want to, but don't agree to change your skirt length. Fogging is great for avoiding fights and making people stop criticizing. With significant others, when you need to keep living together, it's best to quietly hear them out, then assertively give your response.
Content to Process Shift: This means that you stop talking about the problem and bring up, instead, how the other person is behaving RIGHT NOW. Use it when someone's not listening or trying to use humor or a distraction to avoid the issue. Example: "You're getting off the point. I'm starting to feel frustrated because I feel like you're not listening."
Defusing: Letting someone cool down before discussing an issue. Example: "I can see that you're upset, and I can even understand part of your reaction. Let's talk about this later." Also, if they try to stay with it, you always have the right to walk away.
Assertive inquiry/stop action: This is similar to the content to process shift. "Let's hold it for a minute, something isn't working, what just happened?, how did we get into this argument?" This helps to identify the real issue when the argument is actually about something bigger than the immediate topic.Example:
"Can you help me with this statistics problem?"
"Man, will you just get off my back? You know how much I have to do today!"
"Why is it such a problem to take 15 minutes to help me with this? You told me last night that you would!"
"I get so tired of you always asking me to do these things right when I'm in the middle of something!"
"Whoa, let's take a break here. How did we get from my stats problem to you being tired of my interruptions?"
The real problem is not the stats problem, it's timing. Now that topic is open for discussion and they're becoming aware of how their arguments escalate.
Summarization: This helps to make sure you're understanding the other person. Example: "So what you're trying to tell me is ... ."
Specificity: It's really important to be very clear about what you want done. This helps prevent distractions. Example: "The thing I really wish is that you'd pick your clothes up off the floor."
Here's more from Assertiveness - Stress Management Techniques from Mind Tools:
LADDER describes a six-stage process for handling problems in an assertive way. These are:
L – Look at your rights and what you want, and understand your feelings about the situation
A – Arrange a meeting with the other person to discuss the situation
D – Define the problem specifically
D – Describe your feelings so that the other person fully understands how you feel about the situation
E – Express what you want clearly and concisely
R – Reinforce the other person by explaining the mutual benefits of adopting the site of action you are suggesting.
Keep in touch! Sign up to get updates and occasional emails from me.


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Towson Woman Fighting Back After She's Exposed Through 'Revenge Porn'
TOWSON, Md. (WJZ) -- It's called revenge porn, and it's a growing problem, impacting thousands of lives. Couples trust each other with intimate photos, then become victims of the digital age.
A Towson woman tells Linh Bui how she's fighting back after she was exposed.
Annmarie Chiarini is a respected English professor, a single mother of two and a victim of revenge porn.
It's a growing problem on the Internet, where former lovers get revenge by posting their ex's racy photos that were supposed to be for their eyes only.
Chiarini's problems started when she went on Facebook and reconnected with a former boyfriend after almost 20 years.
"I was shocked and thrilled and it's that whole, 'Oh my gosh!'" she said.
Thinking he's the one, she even lets him take explicit naked photos of her. But then, he starts to change.
"He was getting more and more manipulative and even more controlling," she said. "He had threatened to sell the pictures that I had allowed him to take. He said, 'I will destroy you' and hung up the phone."
With just a few clicks, he inflicts maximum damage, targeting her family, friends, students and bosses with links to her racy photos.
Reporter: "When you first saw that email and you saw that these pictures of you were out there for everyone to see, what was your reaction?"
Chiarini: "I had lost control. Somebody else was in the driver's seat of my life and I was at his mercy. I realized this is my life and this is never going to end."
She isn't alone. Other victims have joined forces to make revenge porn a crime.
WJZ investigates, learning more than 1,200 victims have contacted the Cyber Civil Rights Initiative in the last six months and more than 45 websites are devoted exclusively to revenge porn.
"It's either every day or twice a day victims get in touch with me," said Prof. Danielle Citron, University of Maryland Carey School of Law.
Citron is an expert on revenge porn.
"It is creating so much social harm for victims, for society, for the kinds of expectations we have of each other. We can no longer trust one another," she said.
Feeling betrayed and humiliated, Chiarini took a handful of prescription pills to end her life.
"I questioned my ability to be a role model to my children," she said. "I didn't want to embarrass them. I didn't want them to go through school saying, 'Oh, your mom's the one who's naked on the Internet.'"
"I somehow needed to make sure that nobody else felt this way, that nobody else hit this low," she continued.
When Chiarini found out there are no laws to punish her ex-boyfriend, she came to Annapolis and teamed up with Delegate Jon Cardin to make revenge porn a crime.
"At the click of a mouse you can ruin somebody's reputation, you can ruin their life, you can cause them significant psychological anguish, Cardin said. "We want people to think twice before clicking the mouse."
"Until the law in Maryland is passed I won't truly know peace," Chiarini said.
Under Cardin's proposal, posting sexually explicit material of someone without their consent would be a misdemeanor punishable by up to one year in prison and a $5,000 fine.
Other Local News:


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Selecting the right bank is an essential step in managing your finances effectively. Whether you're a Wyoming resident or planning to move to the state, finding the best Wyoming banks and bank rates can greatly impact your financial well-being. In this blog post, we will explore key factors to consider when choosing a bank in Wyoming and provide insights on how to secure the best bank rates.
Start by assessing your specific banking requirements. Consider the types of accounts you need (checking, savings, CDs, etc.), your transaction volume, the importance of digital banking services, and the level of customer support you expect. Understanding your needs will help narrow down your options and find a bank that suits your financial goals.
Wyoming offers a mix of local and national banks. Local community banks often prioritize personalized service and community involvement, while national banks provide a broader range of products and services. Research the reputation, stability, and customer reviews of different banks to gauge their reliability and customer satisfaction.
Ensure that the bank you choose is a member of the Federal Deposit Insurance Corporation (FDIC). FDIC insurance protects your deposits up to $250,000 per depositor, per insured bank. This coverage offers peace of mind, knowing that even if the bank encounters financial difficulties, your funds will be safeguarded.
Take the time to compare fees and account requirements across different banks. Common fees include monthly maintenance fees, ATM fees, overdraft fees, and minimum balance fees. Look for banks that offer low or no fees, as these can significantly impact the overall value you receive from your bank.
Digital banking services have become increasingly important in today's fast-paced world. Check whether the banks you are considering offer online and mobile banking options, bill payment services, mobile check deposits, and person-to-person payment capabilities. Access to convenient and secure digital banking can streamline your financial management and save you time.
Exceptional customer service is crucial when selecting a bank. Look for banks that prioritize prompt and reliable customer support. Consider factors such as in-person assistance, call center hours, and the responsiveness of online support channels. A bank that values customer service will ensure a smooth banking experience and assist you when needed.
If you're looking for competitive interest rates on savings accounts or certificates of deposit (CDs), compare rates offered by different banks. Explore both local and national banks, as well as online-only banks that often offer higher rates due to lower overhead costs.
Banks occasionally provide special promotions to attract new customers. Keep an eye out for limited-time offers, such as higher introductory interest rates or cash incentives for opening new accounts. These promotions can help you maximize your earnings.
Banks occasionally provide special promotions to attract new customers. Keep an eye out for limited-time offers, such as higher introductory interest rates or cash incentives for opening new accounts. These promotions can help you maximize your earnings.
Some banks offer relationship banking programs where customers can qualify for higher interest rates based on their overall relationship with the bank. By consolidating your accounts and banking activities with one institution, you may be eligible for better rates and additional benefits.
Consulting financial advisors or professionals can provide valuable insights into the best bank rates in Wyoming. These experts stay informed about the financial industry and can guide you toward banks that offer the most favorable rates and terms.
Choosing the best Wyoming bank and securing the best bank rates requires careful consideration of your specific banking needs, thorough research, and comparison shopping. Evaluate banks based on their services, fees, digital capabilities, and customer support. When seeking competitive rates, compare offerings from different banks and keep an eye out for promotions. By following these steps, you can make an informed decision and find a Wyoming bank that aligns with your financial goals while securing the best possible bank rates.
INTERNET BRANCH (FIDC #494741) is one of domestic offices of Pinnacle Bank - Wyoming in Torrington. It was established in 2008-07-23, serving as a Full Service Cyber Office, locates at 2000 Main St, Torrington, WY 82240.
Bank charter class: commercial bank, state charter and Fed nonmember, supervised by the FDIC.
Metropolitan Statistical Area (MSA): N/A
Consolidated Metropolitan Statistical Area (CMSA): N/A
Combined Statistical Area (CSA): N/A
Core Based Statistical Area (CBSA): N/A
Core Based Statistical Division (CBSA_DIV): N/A
Branch Name: INTERNET BRANCH
Address: 2000 Main St
City: Torrington
State: Wyoming WY
Zip code: 82240
County: Goshen
Data by FIDC (The Federal Deposit Insurance Corporation), last update 2023-11-24Program | Rate | Bank |
1 Yr | 5.30% | Bask Bank: 5.30% APY, $1,000 minimum deposit |
1 Yr | 5.30% | Popular Direct: 5.30% APY, $10,000 minimum deposit |
1 Yr | 5.26% | First Internet Bank of Indiana: 5.26% APY, $1,000 minimum deposit |
1 Yr | 5.25% | Limelight Bank: 5.25% APY, $1,000 minimum deposit |
1 Yr | 5.25% | Forbright Bank: 5.25% APY, $1,000 minimum deposit |
1 Yr | 5.21% | CIBC Bank USA: 5.21% APY, $1,000 minimum deposit |
1 Yr | 5.15% | America First Credit Union: 5.15% APY, $500 minimum deposit |
1 Yr | 5.15% | Marcus by Goldman Sachs: 5.15% APY, $500 minimum deposit |
1 Yr | 5.15% | TAB Bank: 5.15% APY, $1,000 minimum deposit |
*CD Rates are subject to change without notice and may vary from bank to bank and branch to branch. Please contact your local bank for updated bank CD rates.
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Connect to MS access database usin DSN-less connection
Doka only provides DSN-less connection to the Access databases, because they are much faster and there is no possible names conflict.
Most of the problems are in choosing right connection string. Here is an example of tested connection string to MS Access database:
We suppose that your database resides in "Database" subfolder and it name is "TestDB.mdb".
You'll have to use Server.MapPath("Database\TestDB.mdb") in order to get physical location of database.
So connection string would be:
"PROVIDER=MICROSOFT.JET.OLEDB.4.0;DATA SOURCE=" & Server.MapPath("Database\TestDB.mdb")
And the way to utilize it:
ConnectionString = "PROVIDER=MICROSOFT.JET.OLEDB.4.0;DATA SOURCE=" & Server.MapPath("Database\TestDB.mdb")
Set DbConnection = Server.CreateObject("ADODB.Connection")
DbConnection.Open ConnectionString


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New York, April 19, 2012–The Committee to Protect Journalists condemns today's attack on a reporter in Kazakhstan and calls on authorities to immediately investigate and bring the perpetrators to justice.
Unidentified assailants shot and stabbed Lukpan Akhmedyarov, a journalist with the independent newspaper Uralskaya Nedelya, in Uralsk, a city in western Kazakhstan, as he returned home from work at around 10:30 p.m., Akhmedyarov's chief editor, Tamara Eslyamova, told CPJ today. Eslyamova said the journalist was in surgery late today.
Akhmedyarov's recent articles had criticized President Nursultan Nazarbayev's government and had condemned the regional authorities' unwillingness to address the December clashes between police and oil workers in the town of Zhanaozen. Akhmedyarov told his colleagues a few days before the attack that his wife's employers were telling her to get him to stop writing critical stories, Eslyamova told CPJ.
Uralsk police were investigating the attack, Eslyamova told CPJ. It was not immediately clear whether the assault was related to the journalist's work.
"This near-fatal attack on Lukpan Akhmedyarov shows just how dangerous it is to be an independent investigative journalist in Kazakhstan," said CPJ Deputy Director Robert Mahoney. "Akhmedyarov criticized the government and he now lies in hospital. The authorities must thoroughly investigate this brutal assault and bring the perpetrators to justice."
Akhmedyarov has been targeted for his reporting in the past. By late 2009, at least three defamation lawsuits had been filed by Kazakh authorities against the journalist in relation to his critical reporting, according to CPJ research.


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text: Hot Artist out of Memphis TN by way of South Side Atlanta GA, Demario "Young Memph" Williams. Young Memph is a part of indie label World Wide Muzic. Influenced by Yo Gotti, Ronald Isley of the Isley Brothers, Lil Wayne, Jay-Z, Biggie, & Tupac. Young Memph moved to Atl at 12 and started recording at 13. Memph states he knew his music was good, but not good enough and started to make music all could enjoy leaving out all profanity in his music. Not to say he has gone soft or lost his edge, his craft proves he can go bar for bar with the best of them, yet hold his head high when his mother listens to his musical creations.


text:
[MAJOR TRIGGER WARNING for the nitty-gritty of sexual assault and aftermath. This is not a happy post and it's not one I really wanted to write. But it's one that a lot of people seem to need to read.]
There's been a lot of talk lately in my local BDSM scene about how to make the scene a safer place. Which is an awesome thing, but it's depressing to see the pushback it's been getting. (If I felt safe before, I wouldn't now, not knowing how many people around me like to play the "but if you don't do XYZ then you're to blame if you get raped!" game.) And one part of that pushback is "hey, public safety isn't our job; if someone has a problem they should go to the police."
This isn't limited to the BDSM scene. I've heard this elsewhere in discussions of sexual abuse. Formally report or you have no right to complain. Formally report or you're to blame for their next victim. Formally report or it probably didn't even happen.
Like it's that easy.
So I'm going to explain in agonizing detail how I was assaulted by a guy in a BDSM scene, and why I didn't go to the cops. And I hope this makes a difference to all the people who think "if someone assaults you call the cops" is the be-all-end-all of stopping sexual assault.
The guy was Benny, we'd been sleeping and playing together for a couple years, and he had been throwing up the flaggiest of red flags for a long time. He'd already done things to me without my permission. That's putting it lightly. I mean that I'd said no (last paragraph) and he'd gone ahead and stuck his dick in me. Which is... I guess it's rape right there? But I didn't even register that. At the time it just seemed like... a thing that happened. I told him "no," he penetrated me anyway, I was like "whoa whoa whoa hey," more annoyed than scared, and in a second he stopped. It seemed more like an awkward, uncomfortable misunderstanding. Like someone giving you a noogie even though you're going "hey no."
Which is why I don't believe in giving people noogies if they don't want it, by the way. Sets a bad precedent.
REASON 1: Sometimes assault doesn't "feel like assault." A million movies and news reports had conditioned me to the idea that assault is big and loud and dramatic, that there's always blood and bruises and screaming. The idea that something quiet and weird and awkward could be literally rape didn't occur to me. And maybe you can argue that a guy shouldn't go to jail for something that didn't traumatize me, but that's only from my point of view. From his point of view he had a woman saying "no" and he stuck his dick in her anyway.
To say that's not rape because I didn't start screaming is like saying it's not theft if you snatch someone's purse and they say "oh well, these things happen, I suppose I can live without that purse."What did bother me was the time he convinced me to let him come on my face, telling me it would be totally sexy and awesome and badass of me, and then as soon as he'd come he burst out in laughter at how ridiculous I looked with come all over my face like some stupid whore.
What did bother me was the time he fingered me, I had a blindfold on, and I didn't realize I was starting my period. He stuffed my blood in my mouth and smeared it on my face without telling me what it was, then took the blindfold off, told me to look in the mirror, and cackled with glee at my predicament.
What did bother me was the increasing frequency with which he played the hold-down game. The way this game worked was that we'd be lying in bed together and he'd roll over on top of me and not let me move. He wouldn't do anything to me, just use his size (he had a full foot and 100 pounds on me) to hold me down until he decided to let me up. Which could be a while. I'd beg him, I'd try to hit him, I'd "no, seriously, it's not funny, seriously let me go" him, I'd even try reverse psychology and just go limp, and he'd just laugh and keep holding me down until he felt like giving my body back.
REASON 2: I blamed myself and expected to be blamed. So this isn't one of those cases where a nice guy turned into a monster out of the blue. This is a case where I had a million red flags and I ignored or excused or "that's just his way"ed them. Was this stupid of me? HELL YES! Is sexual assault a fair punishment for being stupid? FUCK NO. But because there had been those warning signs, I felt like I had it coming, felt like anyone I told would ask "why did you keep seeing him?" and I would have no answer, and felt like I had no right to report a crime that I had "contributed" to by not avoiding.
I'd heard (and continue to hear, and future victims are hearing it right now) the same things said about a million rape victims before me.And then eventually he crossed a line I couldn't forgive or ignore. I was at his house, late at night, with only one purpose, the only reason I kept seeing him: filthy kinky sex.
REASON 3: Slut! There's a lot of shame in being a woman who goes to men's houses late at night with only one purpose. Even without the red flags, that alone is enough to get a lot of people saying "well, what did she expect?"
REASON 4: I said "yes." I did agree to have sex with Benny that night. And there's a huge number of people (some of them cops or jurors) who think that consent to sex is consent to anything, and you don't get to say no once you've said yes. Or if you do it's only rape by some finicky feminist definition, only "gray rape," not in the same category as "rape-rape."So he tied me up, spread-eagle to the four corners of the bed, saying he was going to finger me and get me off while I was tied.
REASON 5: Kinky shit. So how do you explain this to a cop: "Yeah, I said he could tie me up naked, but not tie me up naked and hurt me!" We're in a cultural atmosphere where most people think going to a guy's room is consent to anything he might do to you; what were my odds of explaining that letting him tie me up was not blanket consent?
REASON 6: Kinky "crazy" shit. One of the more common stereotypes about women who do kink (especially who bottom in kink)--one I've had people say to my face when they didn't know I was kinky--is that we're "crazy." Unpredictable, irrational, damaged goods, you know, "crazy." And it's a widely accepted fact in the misogynist community that a "crazy" woman will make an accusation of rape for no good reason, just because she's so "crazy." That's not shit I wanted to face.
REASON 7: The kinky shit community. The kink community talks big about consent, but they also talk big about not having "drama". Calling the cops is the ultimate drama, and if I went back to the kink community after that, I'd very likely get the reputation of "holy shit, she didn't like a scene so she called the cops on her top!"
That's kink-specific, this isn't: the kink community contains most of my friends and it's a major source of emotional support in my life. Having a considerable proportion of my friends turn against me when I needed friends the most--that would not be an easy thing to get through.
REASON 8: Kinky shit exposure. If I pressed charges, inevitably everyone in my life would find out about it and the circumstances. Which would be... not good. Not good for my relationship with my family. Not good for my job. Not good with my roommates. Not good for a large chunk of my future.Things weren't going well from the start. I wasn't really into the sex and it was obvious; usually I get off easy and this time I was just tense and uncomfortable and kinda muttering "okay, this isn't working, maybe I should just... I mean maybe we could... can we take a break? Maybe?"
REASON 9: Mixed signals. "Did you actually say 'no' to him when you started feeling pain, Ms. Pervocracy?" "Er... I said maybe could we maybe take a break."He did not take a break. He tried to shove his entire fist into me. I've been fisted and liked it, but this was dry and sudden and forceful. It was his resentment for me not being a good fuck, for me not moaning and writhing and telling him how amazing he was, balled into a fist and shoved into my vagina. It hurt. Fuck it hurt.
I said "red" and he didn't stop. I said "red, safeword, stop, ow" and he didn't stop. Like when he was holding me down, this was going to end on his time. He kept going and I kept saying "no, really, fucking red, fucking stop." I wasn't screaming or yelling--I was feeling weirdly calm, practical, a sense of "do what you need to do now, panic later"--but I was definitely not unclear. Eventually he did stop. I looked down to see if there was blood on his hands but I think there wasn't.
He stepped away, but left me tied up. He went to the bathroom and started washing his hands. I asked him to untie me. He laughed and said "if you're tied up, you're at my mercy."
That's when I screamed. I screamed "YOU FUCKING UNTIE ME RIGHT NOW WHAT ARE YOU DOING FUCK LET ME FUCKING GO FUUUUUCK" or words to that effect. And then I screamed "I'M GOING TO SCREAM UNTIL THE NEIGHBORS HEAR" and he untied me.
And then... I didn't dash out of the house crying. I didn't attack him. I didn't grab my phone and call 911. I got dressed and I talked to him. Not even "what the fuck just happened?" talked to him. I just said "hey, this sex thing isn't working out, you know."
He said "yeah, I know. But we had a good run there. We'll stay friends."
And then I left. Still not crying, still not acting "traumatized" whatever that looks like, still not calling the cops.
REASON 10: Aftermath. I think I had a brief chance there to be a Proper Rape Victim and I totally blew it. If I'd gone right to the cops, right to the hospital, maybe I would have stood a chance of being taken seriously? But I didn't. I didn't even think of it as sexual assault at the time. I wrote a blog post right afterwards in which it's clear that I'm angry and shaken up but in which I don't call it sexual assault.
Going back after a space of time, and saying "no, wait, I realized it really was assault" fits the misogynist idea of the woman who "changes her mind" or "has regrets" just a little too perfectly.
REASON 11: Doubt. Was this bad enough to put someone in jail over? I mean, jail, that's a really big deal. That's gonna make him lose his job--and he had a good job!--and really ruin his life. From when I started saying "no" to when he untied me was, I don't know, five minutes tops. Can I justify ruining someone's entire life over something that only lasted five minutes? To be honest, even now I can't give an unconflicted "yes" to that question.
REASON 12: Retribution. Benny had a lot of friends. I didn't know them well. I'm sure most of them thought of Benny as the kind of guy who would never hurt anyone. I'm sure they would take his side if some random girl made some random accusation against him. What I'm not sure of is how far "taking his side" would go. Maybe they'd just quietly hate me. Or maybe they'd come to my house at night. I don't know.So I went home. I wrote my little blog post. I went to sleep. Went to work in the morning. Sat a little funny the next couple days. Got angry or sad a few times. Life went on.
REASON 13: It's over. I never saw Benny again. As far as I was concerned, that chapter in my life was closed. Reporting would mean reopening it, rubbing my nose back in the absolute worst parts of it for weeks or months. It would mean extending the ordeal from "got assaulted" to "got assaulted, got interrogated about it, got a pelvic exam, got interrogated again, went to court, got interrogated again," and what would I have at the end? At best, the very mixed (see Reason 11) satisfaction of punishing Benny. Quite likely, nothing at all. For that kind of risk-reward, I might as well just let it go.
Some of the stuff I've listed above may sound kinda trivial, or kinda theoretical, kinda like I'm worrying too much what people will think. But it's stuff that if I reported, I'd have to face all at once, all the time, for a long-ass time until my life was normal again. If I didn't report, my life would be normal again right away.Finally, I just want to say: These are reasons, not justifications. You might see some of these and think "but that's not right, actually that thing you're worried about wouldn't have happened" or "but this doesn't add up, you still should have reported!" And fuck, you may be right. But these are the things that went through my head during and after my sexual assault. These are not reasons I shouldn't have reported the assault. These are reasons I didn't.
Is there one big fix for all of this, one way to make sexual assault super easy and simple to report? I dunno. I doubt it. Or if there is it's a big, massive, culture-changing fix. I don't have time to get into it in this post. I just wanted to answer the question "Why don't sexual assault victims just go to the cops?"
So yeah, there are a few reasons.


text:
This has happened to me various times but its kinda fuzzy as I can't find anything official on it.
Lets say you tank a turret with a teammate so you think you're gonna kill the turret in time before you die but then you realize you won't make it in time so you decide to run away or even flash out if the timing of the game is crucial and you really don't want to die. You are only one hit and right before you flash the turret fires a missile which of course follows you to wherever you flashed. But before the missile lands on you and kills you, your teammate manages to kill the turret and when the missile hits you it makes no damage.
Now the same of course has happened to me with champion skills. For example I've killed a leblanc but she had already thrown her Q on me and it killed me even though it landed after she died. Or a nunu snowball or any other locked spell with a short delay.
I'm pretty certain you can't get damage from turrets if they get destroyed in the meantime but as I said I can't find anything official. Can someone confirm this or point to a link stating it? I've always wondered :)
Here is the wiki about turrets where nothing related is mentioned.
EDIT: I'll use a picture to make it even more clear. If the turret in the picture was destroyed at that exact moment blitzcrank would take no damage from the purple missile heading towards him :)


text:
Audio-technica Ath-50x Professional Headphone
As the most critically acclaimed model in the M-Series line, the ATH-M50 is praised by top audio engineers and pro audio reviewers year after year. Now, the ATH-M50x professional monitor headphones feature the same coveted sonic signature, with the added feature of detachable cables. From the large aperture drivers, sound isolating earcups and robust construction, the M50x provides an unmatched experience for the most critical audio professionals.


text:
St Tropez Soleil
The legend of St. Tropez starts with a dog, a rooster, and a martyr; and it leads to movie stars, world-renowned artists and distinguished writers. Located on the sparkling French Riviera, St. Tropez has enjoyed the spotlight for more than half a century, for better or worse, with celebrities flocking to this idyllic locale for its beaches and a dose of Mediterranean sun. A picturesque oasis, St. Tropez has served as inspiration for a who's who of notable writers from Françoise Sagan to Colette; as well as renowned artists Paul Signac and Henri Matisse; and even filmmakers. However, St. Tropez would not be the same without then belle du jour Brigitte Bardot, her films and lovers and many other famous couples including Annabel and Bernard Buffet and Bianca and Mick Jagger.
St. Tropez Soleil guides the reader through its storied past and ever-evolving present. Featuring annual mainstays such as Les Bravades and the Les Voiles de Saint-Tropez as well as exclusive events like a Chanel fashion show at the quintessentially Tropezian Sénéquier café and the White Party at Nikki Beach begun by Naomi Campbell. But despite all that changes, the spirit of St. Tropez remains the same and this volume is an ode to the unique joie de vivre that keeps everyone coming back.
- W 10 x L 13 x D 1.4 in
- Cloth Hardcover
- 300 pages
- 200 illustrations
- English language


text:
Today's challenge is to dig back into your memories and recall the very worst jokes that you've heard from the mouths of pastors, evangelists, missionaries, and other random people who stood up to speak.
Here are a few to get us started…
A pastor was preaching in a small country church and only one lone farmer showed up for Sunday Morning service.
"What should I do?" the pastor asked the farmer.
"Well, if it was feeding time and only one cow showed up, I reckon I'd still give him some hay," the farmer replied.
So the preacher got up into the pulpit and preached from Leviticus for two-and-a-half hours. After he was done he again approached the farmer:
"What did you think?" he asked.
"Well…" said the farmer carefully, "if it was feeding time and only one cow showed up I don't reckon I'd give him ALL the hay!"
Q. Who was the shortest man in the Bible?
A. Knee-high-miah
(Riposte: No, it was Bildad the Shoe-height!)
Q. What's the most biblical car to drive?
A. A Honda. The apostles were all together in one Accord.
A young pastor was pleased that every time he spoke an elderly lady would come by and tell him what "warm sermon" he had just given.
That is, until the senior pastor reminded him that "warm" just means "not so hot."
Ok, it's open mic. Who's next?


text:
Saturday, 25 August, 2007, 06:52 - Medal of Honor
Here is a list of fixes for some common issues with the recently released Medal of Honor Airborne demo. I found the list - here -Problem: The game will stop installing at the Ageia physics driver phase.
Fix: Some people have tried reverting to the previous Ageia physics driver and the game has installed fine after that.
Problem: Windows Vista 64-bit officially not supported.
Fix: Although it's not supported, many people with this version of Vista are able to install and play the game just fine.
Problem: The game is speeding up and everything is moving very fast.
Fix: If you have AMD, try disabling dual cores and/or download the AMD Dual Core Optimizer. Some have also said that uninstalling the Bioshock hotfix will correct the problem as well. Also, update your PC drivers.
Problem: The point-of-view is spinning and spiraling out of control.
Fix: This seems to be peripheral-related. Remove any joystick or other USB related device. Try unplugging and replugging in your mouse and keyboard.
Problem: When the demo is unpacked, your PC will reboot.
Fix: When extracting the demo you'll see a path which you can't change. Go to that location after the computer has rebooted (you might have to turn the option "show hidden files/maps" on). "MOH Setup" will be temporarily located in a TEMP folder called "RarSFX." It seems that this bug had somthing to do with the change between WinRAR vs. EA installer. --Thx, Calle.
Problem: During gameplay, screen goes black, audio still playing.
Fix: Minimize game, check system tray for errors regarding video drivers. If so, go into into nVidia control panel (or ATI equivalent), manage 3d settings, select MOH Airborne, and on multidisplay /mixed-GPU accerelation, set it to single display performance mode.
Problem: PC will freeze/lock up after a few minutes on Nvidia card users, and/or with dual core processors.
Fix: Download nhancer and disable dual core. This might help those high end machines that are jamming up. Disabling SLI (tickbox) in the nVidia control panel may help some others.
Problem: I'm getting a laggy response in-game, and my CPU usage is up near 100%.
Fix: See if you have any video software suites for a camcorder or other video device. Try to uninstall it. Including, but not limited to: Cyberlink DVD, PowerCinema NE, PowerProducer 3, PowerDirector 5, Digital Photo Navigator 3.0
Problem: I've tried almost everything and am still getting lag or mouse-lag in-game.
Fix: Although it sounds simple, take some time to keep unplugging/re-attaching your mouse AND keyboard (especially if it's a Logitech G15). This is causing issues for some users, and removing them, then plugging them in again has fixed the problem for some.
^^ I had the G15 keyboard issue.
now I can play the demo!


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'Underworld' vs. 'Twilight' — Who Has the Best Vampires?
In one corner, we have the vampires from 'Underworld Awakening,' who not only possess enhanced speed and strength, but also know how to shoot up the place and look really cool leaping off of tall buildings.
In the other, we have the vampires from the 'Twilight Saga,' whose bodies are hard like diamonds, whose bites unleash pent-up stocks up venom that burns their victims, and whose skin sparkles i


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United Methodists Believe:
WE BELIEVE that God is understood in three distinct forms. Father, Son and Holy Spirit are commonly used to refer to the threefold nature of God. Sometimes we use other terms, such as Creator, Redeemer, and Sustainer.
WE BELIEVE in one God, who created the world and all that is in it. We believe that God is sovereign; that is, God is the ruler of the universe. We believe that God is loving. We believe we can experience God's love and grace.
WE BELIEVE that Jesus was human. He lived as a man and died when he was crucified. We believe that Jesus is diivine. He is the Son of God. We believe that God raised Jesus from the dead and that the risen Christ lives today. We believe that Jesus is our Savior. In Christ we receive abundant life and forgiveness of sins. We believe that Jesus is our Lord and that we are called to pattern our lives after his.
WE BELIEVE that the Holy Spirit is God with us. We believe that the Holy Spirit comforts us when we are in need and convicts us when we stray from God. We believe that the Holy Spirit awakens us to God's will and empowers us to live obediently.
WE BELIEVE that God created human beings in God's image. We believe that humans can choose to accept or reject a relationship with God. We believe that all humans need to be in relationship with God in order to be fully human..
WE BELIEVE that the church is the body of Christ, an extension of Christ's life and ministry in the world today. We believe that the mission of the church is to make disciples of Jesus Christ for the transformation of the world. We believe that the church is "the communion of saints," a community made up of all past, present and future disciples of Christ. We believe that the church is called to worship God and to support those who participate in its life as they grow in faith.
WE BELIEVE that the Bible is God's Word. We believe that the Bible is the primary authority for our faith and practice. We believe that Christians need to know and study the Old Testament and the New Testament (the Hebrew Scriptures and the Christian Scriptures).
Adapted from What Every Teacher Needs to Know About Theology.
Copyright 2002, Discipleship Resources.
All rights reserved.
Used by permission of the publisher.


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- Former NSA Director Hayden Responds to News Conference
- State Department Rebuffs Effort to Deliver Petition
- Justice Department Accepts Documents With 100,000 Signers
The Department of Justice accepted a pair of petitions with more than 100,000 signers on Wednesday – several thousand pages urging restoration of Edward Snowden's passport and an ironclad U.S. government commitment not to interfere with political asylum for the National Security Agency whistleblower.
Acceptance of the petitions by the Justice Department at its Washington headquarters followed an attempt earlier in the day to deliver the passport-related petition to the State Department, which declined to accept that 2,670-page petition.
Both petitions, sponsored by the activist organization RootsAction.org and posted online, include thousands of individual comments. (Petition regarding Snowden's passport, addressed to Secretary of State John Kerry. "Hands Off Snowden" petition addressed to Attorney General Eric Holder and President Obama)
Michael Hayden, former director of the NSA as well as of the Central Intelligence Agency, responded to criticism voiced at a Tuesday news conference by former CIA analyst Ray McGovern, whose responsibilities for the agency included preparing the President's Daily Brief and chairing National Intelligence Estimates. McGovern blasted Hayden's portrayal of the Fourth Amendment and said that "NSA" seems to stand for "No Such Amendment." (McGovern's comments and Hayden's response in the Government Executive article "Should Edward Snowden Get His Passport Back?")
Another speaker at the news conference was former whistleblower Coleen Rowley, a former FBI special agent and division counsel who was named one of Time magazine's "Persons of the Year" in 2002. On Wednesday, she responded to Hayden's comment with this statement: "Hayden's partial response seems to be an attempt to obfuscate the fact that even the lower relevancy standard ingrained in the Foreign Intelligence Surveillance Act (FISA) of 1978 and also in Section 215 of the 'Patriot Act' was explicitly written to apply for use only in particular investigations of targeted suspects."
Rowley added: "This is why the authors of the 'Patriot Act,' such as Congressman James Sensenbrenner, were themselves surprised and angered to discover that officials had secretly reinterpreted key terms of Section 215 to do away with all of the legal and pragmatic limitations that had previously existed to open the doors to their new post-9/11 policy of 'collect it all.' The 'collect it all' policy unfortunately includes all information about American citizens and other innocent people held by telecommunication companies, internet providers and other third-party data collection entities. This 'nearly Orwellian' massive vacuuming up of nonrelevant information and metadata has already been determined as 'unreasonable' and therefore unconstitutional under the Fourth Amendment by at least one federal district judge as well as by President Obama's own constitutional and privacy law review panels."
Video of the Tuesday news conference
Justice Department public affairs official Peter Carr accepted the boxes of petitions on the front steps of the Justice Department on Wednesday after the presenters McGovern, Rowley and RootsAction.org co-founder Norman Solomon were told to leave the building. (photo)
Rowley said today: "It wasn't easy to deliver the 105,000 petition signatures relating to NSA whistleblower Edward Snowden. So we were relieved this morning when the Department of Justice finally sent out an official to receive our boxes of documents. We can now hope that Eric Holder, John Kerry and other officials will read the thousands of comments from people who realize that post-9/11 secret surveillance and 'collect it all' policies on American citizens and innocent people throughout the world need to be curtailed in order to preserve the American form of constitutional democracy."
"President Obama seems yesterday to have finally committed himself to beginning some reform, but Congress should now realize that it too needs to regain effective oversight over a system that is viewed by nearly everyone as being out of control," Rowley added. "Just as the number-three FBI official at the time, William Sullivan, became the star witness to the Senate Intelligence Committee, disclosing the truth about J. Edgar Hoover's illegal COINTELPRO operation in the latter years of the Vietnam War, so should Edward Snowden and other intelligence community whistleblowers be invited to testify. As Sullivan testified in 1975, U.S. officials engaged in secret surveillance and disruption activities never asked themselves whether their activities were ethical or legal."
McGovern, Rowley and Solomon are available for a limited number of interviews.


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Maple Leaf Foods CEO takes aim at U.S. government over plane crash in Iran
Michael McCain said in a series of tweets that the time since Wednesday's crash has not quelled his anger over what he describes as a "needless, irresponsible series of events in Iran"
TORONTO—The CEO of Maple Leaf Foods spoke out Sunday against the U.S. government, days after an Iranian missile accidentally shot down a jetliner, killing all 176 people on board—including the family of a company employee.
Michael McCain said in a series of tweets that the time since Wednesday's crash has not quelled his anger over what he describes as a "needless, irresponsible series of events in Iran."
"U.S. government leaders unconstrained by checks/balances, concocted an ill-conceived plan to divert focus from political woes. The world knows Iran is a dangerous state, but the world found a path to contain it; not perfect but by most accounts it was the right direction," he wrote, saying he feels that "a narcissist in Washington" destabilized the region.
The tweets were sent from the packaged meat company's official account, though McCain characterized them as "personal reflections."
The plane was mistakenly shot down minutes after taking off from an airport on the outskirts of Tehran.
Iran mistakenly downed the Ukrainian flight as Tehran braced for retaliation after firing ballistic missiles at two bases in Iraq housing U.S. forces. The ballistic missile attack, which caused no casualties, was a response to the killing of Gen. Qassem Soleimani, Iran's top general, in a U.S. drone strike in Baghdad.
They were retaliating for the U.S. killing of Iranian Gen. Qassem Soleimani, a drastic step that triggered an instant backlash across the Middle East and put the U.S. and Iran on a war footing.
Iran has admitted the plane was mistaken for a hostile target amid those soaring tensions with the United States, after first pinning the crash on a mechanical failure.
U.S. President Donald Trump at one point said four American embassies were under possible threat when he approved Soleimani's killing, but Defence Secretary Mark Esper explicitly said Sunday that he had seen no hard evidence of that.
The walk-back raises questions about the scale of the threat Trump described last week.
Prime Minister Justin Trudeau has said Iran must take full responsibility for shooting down the plane, which was carrying 138 passengers bound for Canada, including 57 Canadian citizens. He said that must include a full and credible investigation. But he's refrained from blaming the crash on the Americans.
"I think it is too soon to be drawing conclusions or assigning blame or responsibility in whatever proportions," he told reporters last week.
McCain, meanwhile, said he's still grappling with the death of his colleague's wife and 11-year-old son.
"We are mourning and I am livid," he wrote.


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CDC online: http://www.cdc.gov/nceh/lead/
ATLANTA - For the first time in 20 years, a federal panel is urging the government to lower the threshold for lead poisoning in children.
If adopted, hundreds of thousands more children could be diagnosed with lead poisoning. Too much lead is harmful to developing brains and can mean a lower IQ.
Recent research persuaded panel members that children could be harmed from lead levels in their blood that are lower than the current standard, officials at the Centers for Disease Control and Prevention said.
While the number of cases has been falling, health officials think as many as 250,000 children have the problem, many of those undiagnosed. The proposed change could take it to 450,000 cases.
Wednesday's vote by the Advisory Committee on Childhood Lead Poisoning Prevention would lower the definition of lead poisoning for young children from 10 micrograms of lead per deciliter of blood to 5 micrograms. The CDC has accepted all of the panel's recommendations in the past.
Lead - a metal that for years was common in paint and gasoline - can harm a child's brain, kidneys and other organs. High levels in the blood can cause coma, convulsions and death. Lower levels can reduce intelligence, impair hearing and behavior and cause other problems.
Usually, the victims are children living in old homes that are dilapidated or under renovation, who pick up paint chips or dust and put it in their mouths. Lead has been banned in paint since 1978. Children have also picked up lead poisoning from soil contaminated by old leaded gasoline, and from dust tracked in from industrial worksites.
Lead poisoning is detected through a blood test, often when kids are toddlers. Most cases are handled by seeking out and removing the lead source, and monitoring the children to make sure lead levels stay down. A special treatment to remove lead and other heavy metals is used for very high levels.
But the problem has seemed to be diminishing, based on the old standard. In 2009, researchers reported that 1.4 percent of young children had elevated lead levels in their blood in 2004, the latest data available. That compares with almost 9 percent in 1988.
The lead poisoning threshold was last changed in 1991. The proposed level of 5 micrograms was calculated from the highest lead levels seen in a comprehensive annual U.S. health survey. The panel recommended that it be reassessed every four years.
"It's a moving target," said Perry Gottesfeld, co-chair of the group that came up with the advice.
Some groups celebrated the decision, saying medical evidence has been mounting that lower levels of lead poisoning can erode a child's ability to learn and cause behavior problems.
"This is long overdue," said Ruth Ann Norton, executive director of the Coalition to End Childhood Lead Poisoning, a Baltimore-based organization.
The recommendation might be difficult to implement. In many places, it's up to city and county health departments to provide many of the services for lead poisoned kids, and those departments have lost more than 34,000 jobs in the last three years because of budget cuts. Meanwhile, Congress just slashed the CDC's lead program from more than $30 million to $2 million.
"The CDC should accept the recommendation," said Robert Pestronk, executive director of the National Association of County and City Health Officials.
"(But) the grim reality is that local health departments and other community agencies don't have the person-power to identify and follow up on all these children," he said.
The panel's Gottesfeld acknowledged the challenge the new recommendations may pose.
"It's certainly going to put a great strain on local departments," he said.


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Just want to add that both procedural mysqli_connect_errno and mysqli_connect_error DON'T accept any arguments!
"int mysqli_connect_errno ( void )"
"string mysqli_connect_error ( void )"
It clearly states "void" there.
Adding the mysqli-Instance as a parameter makes it look like it pulls the error-number out of the provided instance, which is not actually happening. This could end in a hard to detect bug when connecting to multiple SQL servers.
And it is confusing for beginners.


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Quick Draw Fail
It rarely pays to answer too quickly.
Yesterday's question at the PL/SQL Challenge was about aliases for expressions in cursor-based record types.
DECLARE CURSOR profitable_internet_stocks IS SELECT SUM (share_price) FROM nasdaq_listings WHERE profits > 0 AND sector = 'INTERNET'; few_and_far_in_between profitable_internet_stocks%ROWTYPE; BEGIN OPEN profitable_internet_stocks; FETCH profitable_internet_stocks INTO few_and_far_in_between; CLOSE profitable_internet_stocks; /*[display_statement]*/ END;
The question asked what code, inserted where the "display_statement" comment is, would display the result of the query. Without thinking too hard about it, I ticked the fourth option as correct:
DBMS_OUTPUT.PUT_LINE (few_and_far_in_between.sum_share_price);
I had this stupid idea that Oracle would step in and magically create an alias for the column*. A millisecond after clicking "Accept", I realised I'd got it wrong. I'd assumed that at least one of the answers were likely to be correct, which is obviously not true.
* EDIT: Gary Myers has blogged about this too and explains that Oracle does, indeed, create an alias.


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A successful artist who did over a hundred Saturday Evening Post covers, George Hughes had an interesting relationship with Norman Rockwell. The famous Rockwell would run into the impressionable Hughes on the street and ask for some artistic advice. George would give his honest impression, only to discover that Rockwell had done just the opposite. It became a regular pattern, giving them countless hours of entertainment over the years.
Flat and Chat – May 21, 1949
The irritated tire-changer? Why, that's artist George Hughes himself. The editors mused that he served as his own model because he was tired of waiting for Rockwell to insert him into a Post cover. Several Post cover artists lived near each other in Arlington, Vermont, and they used each other (and their families) as subjects. Rockwell had used fellow artists Atherton, Schaeffer and even himself as Post cover boys. Well, if you want something done, you'd better do it yourself.
Missed Exit – June 15, 1957
"High-speed pikes are wonderful inventions," Post editors noted in 1957, "except for a few bugs that need to be ironed out, such as exit signs moving by too fast." What do you do in this situation? One can imagine the conversation inside the blue convertible. We'd rather not.
Fork in the Road – July 7, 1956
Yogi Berra says, "when you come to a fork in the road, take it." That advice isn't helping the couple in this 1956 cover. He says "that way," but no, she insists, "this way." The editors suggested perhaps they should flip a coin. Or perhaps he should just let the wife navigate because "nobody can think clearly under a cap like that." Editors are such wise guys.
Ticket for Roadster – April 27, 1957
If you drive a snappy Roadster, be careful with your speed. And if worse should come to worse and you do get pulled over, be sure it isn't where there's a group of snarky kids hanging out. Rough trip – not only costing in monetary terms, but in terms of mental anguish.
Gas Money – March 26, 1960
These boys had a bit of a problem. "Big Ron" gassed up the jalopy and is finding himself in the embarrassing position of being short on funds. His buddies are not coming up with the dough either and Lou (it says "Lou" on the attendant's shirt) wants his $4.07 and he wants it now. Looks like Big Ron will have to call his dad, Bigger Ron, and hope for the best.
Out of Gas – September 2, 1961
Is there a worse scenario? Leave it to artist Hughes to find it. "The setting of this depressing encounter is not fifty miles from nowhere," the editors noted. "This is nowhere." A mile or two in either direction will take you to a car that's out of gas. The unanswered question, of course, is how the heck did they get out of this one? One can only hope Big Ron got his gas money and happens by.
Don't miss the featured summer road trips in the Jul/Aug 2010 issue of the Post. Subscribe here.
Become a Saturday Evening Post member and enjoy unlimited access. Subscribe now


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Sushi Infographic
I love sushi. But that is only part of the reason I enjoy Sung Hwan Jang's wonderful sushi infographic. The graphic's eye pleasing and cartoonish simplcity hit me right in the Chris Ware. Sung has put together all kinds of fun graphical posters detailing everything from pizza to constellations to camping to the Bauhaus art movement.
I'd love to get this poster for my kitchen but I'm unsure how to purchase it from the Korean websites.


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Spectral Doppler: Coronary Arteries
Obtaining the spectral Doppler
- Identify the coronary arteries in the mid-esophageal aortic valve views. Either of the two following two-dimensional TEE views can be used:
- To identify the left main (LMCA) or the proximal anterior descending coronary artery, withdraw the probe from the mid-esophageal aortic valve short axis view. To aid in identification of the LMCA, apply colour Doppler over the left sinus of Valsalva.
- The right coronary arter (RCMA) is less accessible but maybe visualized within the mid-esophageal aortic valve short or long axis views adjacent to the right sinus of Valsalva.
- To assess flow in a coronary artery, place the pulsed wave (PW) sample volume within the artery (figure 1).
Figure 1: Three-dimensional heart model shown in cross-section to highlight the position of the TEE plane in the mid esophageal aortic valve short axis view. A) Anterior view of the heart with TEE plane. B) Superior view of the heart and TEE plane. The blue dotted line represents the orientation of the pulsed wave cursor and the blue circle indicates the position of the sample box in the left main coronary artery. Key: AV = Aortic valve, LA = Left atrium, LMCA = Left main coronary artery, RA = Right atrium, RVOT = Right ventricular outflow tract.
Features of coronary artery spectral Doppler
Figure 2: Spectral doppler data acquired for blood flow through the left main coronary artery (LMCA). In the upper right, a two dimensional TEE image of the mid esophageal aortic valve short axis view; the blue circle indicates the location of the sample volume at the LMCA. In the lower half of the image, a spectral doppler trace shows the relationship between red blood cell velocity and time. The baseline is orange. Key: D = Diastolic wave, S = Systolic wave.
- A normal coronary artery spectral doppler trace has two peaks: the Systolic (S) and Diastolic (D) wave. Both waves are seen below the baseline as the direction of blood flow is away from the transducer (figure 2).
- The D wave is larger than the S wave.
- Maximum velocity of blood in coronary arteries measured using PW Doppler.
Coronary Artery D wave maximum velocity S wave maximum velocity Left main 71 ± 19 cm/sec 36 ± 11 cm/sec Right main 39 ± 12 cm/sec 25 ± 8 cm/sec
Physiological variation
Pathological variation
- Aortic stenosis
- Ischemic heart disease (↑ flow turbulence)
- Note: To assess coronary artery flow reserve use adenosine or dipyridamole


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The Economics and Econometrics Research Institute (EERI) is an inter-University research centre. The aim of EERI is to provide a forum in which scholars can address some of their common concerns. The objective of the Institute is to promote fundamental research in economics and econometrics. It also encourages the participation of economists and econometricians in addressing issues of public importance.
EERI provides common services for its researchers and for the
users of its research, and it obtains funding for the activities
it develops. In particular, EERI develops projects and obtains
funding for them, administers and executes the projects, and
disseminates the results of the research.
Institute's Research Fellows approach EERI with ideas for
research initiatives and projects, for which funding is
required. The Institute's staff works with the Research Fellows
to develop the project, both in terms of its scientific content,
administrative arrangements and budget. EERI then approaches
potential funders, who range from charitable foundations to
government departments and central banks.
Once funding has been obtained for the project, the Institute
administers the grant on behalf of the Research Fellow(s)
concerned, and takes responsibility for reporting to the donors
on the activities undertaken and expenditures incurred under the
grant. In order to carry out the research, it is often necessary
for the researchers concerned to meet with other members of the
project in order to discuss and compare their research results.
EERI therefore organises research workshops and conferences, for
its Research Fellows in order to advance the research. The
Institute also distributes the results of this research in the
first instance through its EERI Research Papers series. These
Research Papers are circulated widely to other specialists
in the research community so that the results of the research
receive prompt and thorough professional scrutiny.
Once the research nears completion, the Institute also
disseminates the key results of the research to a wide audience
in the private sector and the policy community. This
dissemination takes place both through scientific publications and
conferences. EERI also produces a wide range of reports, books and
conference volumes each year. Research results are also
presented at public meetings.
Kofi Aaron A-O Agyei-Henaku, Charlotte Badu-Prah, Akua Agyeiwaa-Afrane, Ferguson K. Gidiglo, Francis Y. Srofenyoh, Justice G. Djokoto 'Direct Investment and Trade'