text:
"Whoah Lardee, Look at how much you ate!"
"This is the general idea."
This is sooooo adorable! Good job!
<3, thjulianatheory
lardeeee nuuuuuuuuuuuu!!
Hahaha so cute! :D Ickle seems a bit bossy! :P
I loveeee it to bits! Saved my otherwise boring day :) They are both so cutee
Lardee & ickle are sooooooooooo cuuuuteeee!!! Love them!
Hahaha this story is funny! ^o^
adorable! you eat that pumpkin pie, lardee! :)
i love it!
aw, so cuute!
Soooo cute!
Go Lardee!
Hahaha~ Aww Lardee~ He really makes my day~ x3
You did it again! Thanks for another great story!
loved it!
LOL, so cute! My favourite is the first picture. Lardee in a food coma on that plate. teehee
that is so cute! (as I'm sure many people have told you, but it's so true!!!)
so cute:)
i always loved ickle's teeth! so cute! :D
keep up, ur works are awesome!
this is so cute. always is. loveee it. xx
Haha, ooooh, so wonderful! I love it. Thank you so much for your hard work! :D
I love lardee's red cheeks under pressure. : )
A QUESTION: what is their sex? Being toofs, do they have one?
Hahaha! Just wonderful!
You should have played the "Eye of the Tiger" soundtrack in the background from the epic movie Rocky. :)
haha.. they're always cute..
"This is the general idea." These stories just get better every time! Love 'em :D
Yet another winner.,,, Your stories always warm my heart a little. Thank you.
Goood job!! This is sooo cute
omgness this is the cutest one yet! :)))))))))
@Amicacarmilla: They've both been referred to as he so I'm assuming they're both males assuming these cutesy toofs have gender. hihi
First pic is the epitome of bliss :)
Hooray for Thanksgiving milk teef! Thanks for brightening my Friday. :)
OMG! That's so cute! X3
that's so cutee :3
hahaha, fantastic ¡¡¡
Hahha, oh, cute!
I loove them. Ah they're too cute. I wanna bit 'em.
EEEEEEE So cute! <3
Loved the little medicine ball!
eating pumpkin pie, now that's my idea of a workout! gooooo Lardee!
life is not the same after i discovered the milk toof!
love it!
ahhhahaha Ickle sleeping on the plate is pretty funny and cute *giggles*
Aaaaaw. They are sooooo cute. I love the way you set up the pictures. You always manage to capture the mood perfectly. I hope we get to see a lot more from you in the YEARS to come.
Keep up the good work!
Big hugs
Aw :)
Great job!!!
I Love Lardee hehehe :D
i love lardee
i love lardee
i love lardee
i love lardee ;__;
Oh my!! This one was SO great!!!!
I loved it!! ♥
love it <3
Finally a new story! I loved it! ickle and Lardee = ♥
That first picture of Lardee asleep on the table is the greatest on-shot representation of Thanksgiving ever. It will eventually replace even Norman Rockwell's 1942 "Thanksgiving Day" as the image most associated with the day. It is that good.
haha. that's cute.
hi, we are venezuelan fans. You have no idea how much we enjoy your work. We really want pins for xmas presentes. Pleaseeeeeee (with lardees voice) make some more and make happy some south american fans. We love you!!!!!!!!
If only it was that easy. LOL. Inhae, you have done a fabulous job with the detail in this series of photos. I absolutely L-O-V-E-D that Lardee had a monogrammed napkin with an L at his plate!
The megaphone balanced on the pencil is great, too.
You added Twirl! :D hahaha one of my favorite exercise moves!
Holy moly, they are sooo funny!!
You blow me up with your toof.
Now I want a book too!!
Lardee, I'm at the pie with you!
As European I am not familiar with the Thanksgiving Tradition, but the story just-before-the-Holiday Season here (or actually, ongoing already) made laugh out loud.
On Christmas days the pic no 1 is exactly true in most families!
However, I love the pic "twirl" - how it is made?
Well I am overweight and just thought I skip my gym today, but if Lardee can do it, so can I!
(But in my case no cake afterwards).
Thank you, once again, for bringing smile to my face.
Maarit from Germany
(PS: word verification: Huron - nice!)
Hehehehe! Great Thanksgiving post!
These guys are so darned cute.
excellent ! very hilarious !
I love it!!
Oh, Lardee!!!
This one made me laugh so hard I was crying with joy. Lardee's headband is beyond AWESOME. ANd his rosy cheeks...looove.
OMG...so cute....poor lardee was made to sweat so hard!!
Ooooh, that was so funny. "Run!", "Climb!", "Puuulll!". LOL! I loved their little pie charts and graphs.
This is great! I like it!
The they will be good from this stories! Thank you.
A girl from Hungary
(Sorry , when I poorly wrote)
Yay, new story! And ahhhh, so darn cute as always these two! Especially the first one of Lardee getting drunk on food! And "50lbs"? Best part is Lardee's little forehead is doing the work. Hahahaha! Oh! And ickle, you should have included swimming too in Lardee's workout you know! Hehehe! Love every bit of this! Again, good job, Inhae! ;D
ooh i love these milk teef! your illustrations always put a smile on my face :)
I busted something laughing at that.
Another fantastic job!
I love it!
so cute *-*
i love it
Oh, Lardee. It's ok. It happens to the best of us.
HOW CUTE!!! Thank you soo much for sharing your adorable story with us.
hi, im a dentistry student and im an absolute fan of your work. whoever thought teeth could actually get this cute? thank you for your wonderful stories, they inspire me to be better with kid patients that we get at school. ^^
ps. omg lardee can lift me up @_@'''' 50lbsx2=me. what a strong little toof.
i'm sharing the almost same life as Lardee...lol~
thanks for sharing this little funny episode~
I'm one of your fans!
Again, TERRIFIC</b entry! I wonder how you did the hula hoop shot. Haha. They're so cute.
Please keep doing more. :)
cool! I love it.. Good Job.. :)
"Lardee noooo!!" Haha. I love this blog! :D
I just followed a link to your site from My Teacups in Peony. These pictures are so CUTE! And funny! :)
Oh, so cute:)
Haha such an adorable blog:D
This figures and the storys are awesome!
i love it,it is soo funny!
i love that ickle is such a supportive friend.
good luck Lardee!
happy belated thanksgiving!
thank you for the update inhae.
looks like lardee likes pumpkin pie as much as i do!!
This really makes my day. =) =) =)
OMG! How cute! :D Keep up the good work!
Oh I laughed so hard at this!
just discovered your blog, thats so cute, funny and such a good idea! lol
awwwh, they're so cute! i love ickle and lardee! - oh, i just received my plush pins in the mail. thank you thank you!
better ickle take lardee to a hypnotist. so they can hypnotize him from eating much.
Hahaha that's amazing!!!
nice action on the hula hoop!
i adore your site - your works are clearly an act of love. well done :)
Cool and beautiful... hardworking and maestro... !!
I admire the spirit covering this "make to happen" great!!!
Omg, this is sooo cute ! haha.
oooh! you made the hula hoop twirl! that is super special! :)
I received my pins yesterday
:D so awesome!
Twirl Lardee, Twirl! ^_^
oh my goodness! i love, love, love your blog. what an incredibly adorable idea. you should make little stop motion films have you ever watched "sweet dreams by kirsten lepore" on youtube.com? i really think that that adorable little film about a cupcake that falls in love with a squash would be your cup of tea.
keep up the creative work.
<3 <3 <3
I think I am the 100th comment here. I love what you do with the story and photography. Great stuff and lot of hard and heart works.
this is so cute, i hope you are going to make one for christmas too!
ingrid from norway
Will there be any christmas-toofs? :)
this is the greatest!
Just found out about your blog and these toofs are brilliant!! Keep up ur brilliant ideas Inhae!!
Milk Toof: you make me so incredibly happy with your adorable scenarios. Please keep up the great work! :D
I just have to say that i LOVE reading these little stories about ickle and Lardee! And you are doing such a great job with it, I believe you will get a lot of sucsess in the future, if not now!
Anyway, I was going to ask if there is coming a little christmas story soon? It is christmas soon, so it would be nice. But I understand, it must be a lot of work.
Keep up the good work!
What a great blog! So happy I came across this!! :) I want a milk toof so bad now!!! So dang cute!
Love & Aloha.
You do SUCH beautiful work. I find myself suddenly wanting children and a stack of My Milk Toof books to read as bedtime stories...
I think you're my new favorite blogger!
I shudder to think of the explosion of cute with the Ickle and Lardee Christmas adventures. I don't think my heart could take it...
Are there any other milk teef coming home on the horizon? Maybe a girl toof to balance out the two boys.
I love Lardeeeeeee!!!!!!
it's super cute! i am so inspired by them and you. :D
I'm crazy about your website!!
That's so cute and hilarious!
love it<3
ah~! so cute! keep up the good work!
so cute . . . i love Lardee!
Hugs from Brazil!
x))) <3
i love this blog!!!
thats all
This is too cute!!
Lmao, I love this so much! thank you.
I almost can't stand it, your posts are just too cute! :)
Kate Gene
so great.
oh my...
super cute !! <3
oh..love these super cute teeth
Lardee is my secret twin :D
Oh wow, this is amazing, xD
Lardee just eat! You're cute the way you are! XDD
LOL!!! Love all these pics so much!!!
oh my gosh, i'm laughing so hard right now! this is hilarious! and so me. :-(
You are a intelligent.
I am speechless...this is totally amazing, awesome, stunning, hilarious, ingenious.
Please keep on this...you are adding a slice of magic into this world!
my favorite..!!
OMG...I was LMAO in this strip! NOOO!!! when he ate the cake..haha
I just discovered your blog and i'm already a big fan !!! This is probably the cutest thing i've ever seen !!! :))) Keep it up, you are amazing !
oh my god inhae ur such genius.. Love it so much, really happy found ur blog.. keep make it.
Love from jakarta
Your all the post is so interesting so when is the next post coming?
Amazing how the figures have been crafted! Can we buy one to use as a mascotte for Tanden Bleken Centrum? ;)
Ha, ha, Lardee. Not after you just lost it.


text:
Note that they are actually all a little different.Not only do they look different, if you watch their movies and TV shows they actually do have personalities that differ from each other. They can't help it. They are alive. Actors bring their own natural quirks to their roles.
Each boy has his own set of unique expressions and gestures and timings. It would take a super bland and mean director to beat the human nature out of them.
Many of these boys actually had some considerable talent and showmanship.
Some are just plain weird-even though they are supposed to be "normal".
Opie was actually really funny in the first couple seasons of Andy Griffith. He has all kinds of unique and funny reactions. Lots of natural charm.
So far, all these boys are supposed to be your regular every day average "normal" boy next door, but like I said, they are all quite different despite what the writers and producers might want. It's impossible to be the exact middle of anything in nature.
This kid is still quite an entertaining character! Charisma and personality is not a thing to be avoided. It's GOLD if you are lucky enough to recognize and capture it.
Who doesn't love Alfalfa? Do you see yourself as him? Do you aspire to be Alfalfa? probably not too many do. But most people love him.
Except when he gets "undertured" in animation of course. The bland tradition of animation kills even the most charismatic of iconic characters! Who said animation is caricature and exaggeration? Not the folks who argue for blandness on this blog!
Millions of kids must have aspired to be a fatty at one time.
This little fellow is famous everywhere but America for some reason.
Note that in live action, girls have different features than boys.
Not in cartoons though
Add glasses to the stock design of a bland and you get the bookish bland.
A tan bland.
Angular bland
Crotch reveal bland

subset: commoncrawl


text:
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text:
Hendersonville water and sewer impact fees may be on the decline, but speed bumps may be on the rise in the city's downtown alleyways after City Council meets Thursday night.
Hendersonville water and sewer impact fees may be on the decline, but speed bumps may be on the rise in the city's downtown alleyways after City Council meets Thursday night.
The board will also look at donating land to a nationally recognized club prime for expansion.
Hendersonville City Council members will discuss possible changes to system development charges levied on new customers hooking into the city's water and sewer systems. The city's utilities department is anticipated to give the board two options, and the option chosen could go into effect after council's adoption Oct. 3.
Another study of the rates was suggested after a local businessman, keyed on expansion, complained of having to pay nearly 16 times what he paid to get his first car wash going in the city three years ago. The estimate of his new bill came to $284,139, compared to a previous $18,000 charge.
City Council voted to cap the impact fees for new customers at $10,000 for water and $19,460 for sewer until further options could be developed. Dennie Martin of Martin McGill Management Consulting conducted a study into the city's system development charge.
One proposed formula would charge new business and industrial customers based on meter size, the net value of the city's system and water flow rates. The same 2-inch meter for the car wash under the new formula would cost about $19,000 ($10,000 for water and $9,000 for sewer).
A second option uses 75 percent of the system's values to calculate impact fees. Under this formula, the same 2-inch meter for the car wash would cost new customers an estimated $14,250 ($7,500 for water and $6,750 for sewer). The new formulas are based on the value of the city's system assets instead of the city's future capital needs.
The rate was reconfigured in August 2012 to factor in the demand new non-residential customers put on the city's system, rather than meter size. The hope was to shore up funds that may be needed to expand the system to meet demand in the future without putting extra burdens on current users.
Martin said the second option includes a majority of the lowest sewer fees but at a consequence of generating less revenue for the city based upon actual connections in fiscal year 2013. The first option and the city's current formula for rate calculations "charge some of the highest fees and revenues," he added.
The council will also consider whether to approve the installation of speed bumps near alleyway intersections with sidewalks to slow vehicular traffic down for pedestrian safety.
City Manager John Connet said in a memo to council that the board discussed installing measures to slow down traffic for pedestrians in 2009.
Since the narrow alleyways did not provide enough room for the installation of stop signs, the city decided to paint the alley intersections with "STOP" reminders. The stops were added near the intersections of South Wall Street at East Allen Street and Wall Street at Second, Third, Fourth and Fifth Avenues. Wall Street runs between buildings on Main Street and Church Street.
Stops were also added to intersections of Edwards Street with the avenues. Edwards Street runs parallel to Main and King streets.
"This concern has again been brought to the attention of Councilman (Jeff) Collis and others," Connet said in the memo. "A suggestion was made to install speed bumps at these intersections to slow the vehicular traffic down prior to the sidewalk."
City Public Works Director Tom Wooten found two options — a standard rubber speed bump at an estimated cost of $2,900, or vulcanized rubber speed humps for an estimated $5,705.
City Council is also set to discuss the possibility of donating land to the Boys and Girls Club of Henderson County.
City Attorney Sam Fritschner said in a memo to council that the club operates on land owned in part by the club and in part by the city.
"To make matters more complicated, the large building on the property is situated on three lots, with the lots on the outside owned by the city and the lot in the middle owned by the club. Such a configuration does not exist legally," he added.
Fritschner has drafted a deed in which the city would donate the property, without warranty, to the club "for as long as it is carrying out the purposes for which the national organization was founded."
In July, the club applied to the Hendersonville Planning Board for a special-use permit to build a 9,600-square-foot, two-story building on its property at 1304 Ashe St. The building is planned to be used for classrooms on land that currently abuts its other properties owned partially by the city.
Reach Weaver at email@example.com or 828-694-7867.


text:
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Product Information
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Waddell Edge 24"x76"x20" Lighted Floor Case, 12" base, Pale Green Back, Satin Fin, Carbon Mesh Base
Item #: 901-1898539WAD
Model #: 93LFPG-SN-CM
Brand: Waddell
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$3,949.99 Each
Delivery Date:
Enter Zip CodeParcel
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WADDELL's Edge floor cases feature unique adjustable suspension rod support shelving system and long-lasting LED lighting for a purely contemporary edge. Case is 2''wide with a 12" high base, 4" high topper and hinged door. All cases include lighting, t wo full-length shelves and built-in locks.
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|Material : Aluminum
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|Warranty Information : Lifetime
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text:
Waterfront improvements keep coming.
Waterfront improvements keep coming.
Oak Ridge City Council recently approved resolutions to put new pedestrian signs at three crossings on Melton Lake Drive and to give a rental company the chance to rent bicycles and kayaks.
Council unanimously approved the installation of solar-powered pedestrian crossing warning systems at three existing crosswalks at Amanda Drive, Rivers Run and the greenway crossing near Emory Valley Road at a cost of $37,594.
The construction will be done by First Place Finish Inc., an Oak Ridge-based company. Construction should start in April and be completed in four to six weeks.
The solar-powered warning systems use a rectangular rapid flash beacon, which flashes a "wig-wag" pattern on the road. The improvements also include new and restriped pavement markings.
"The project will be funded through the red-light camera revenue," said City Manager Mark Watson.
First Place Finish submitted the lowest bid of four companies bidding on the project. The company most recently installed the poured-in-place rubber safety surface during the Cedar Hill Park Playground rebuild.
Council also approved a pilot program for Oliver Springs-based Adventures Outdoors to set up a rental shop for recreation equipment, a contract that could lead to a longer contract.
The company would use temporary space along Houseboat Row at Melton Lake Park and space in the former New China Palace restaurant for the purpose of renting recreational equipment to the public.
The city did not renew the restaurant's lease, but recently gave it a lease extension. Restaurant owners reportedly plan to relocate at a restaurant site on Central Avenue in the near future.
Information from Josh Collins, the city's Recreation and parks Department director, said the proposed agreement would give "exclusive equipment rental rights" to Adventures Outdoors and the company would provide "in-kind labor and materials to refurbish the 'bar area' at the former" restaurant. The company would also do upgrades to one of the existing marina docks, Collins' letter to Council stated.
The two new projects are part of the city's long-term development plan of the waterfront along Melton Lake Drive. So far, the city has put in a new pavilion and completed the last phase of the Melton Lake Greenway, the walking trail.
Other future projects include new playground equipment, permanent restrooms and casual dining.
Beverly Majors can be contacted at (865) 220-5514.


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NBC's "Late Night With Seth Meyers" premiered early Tuesday (or very late Monday, depending entirely on the viewer's sleep habits), in a fairly ho-hum transfer of power from Jimmy Fallon to Meyers, another "Saturday Night Live" alum.
NBC's "Late Night With Seth Meyers" premiered early Tuesday (or very late Monday, depending entirely on the viewer's sleep habits), in a fairly ho-hum transfer of power from Jimmy Fallon to Meyers, another "Saturday Night Live" alum.
"If everyone could stick around, I'd love to do five hours of notes," Meyers joked as his first episode signed off. Well, here are some notes, thoughts and instant knee-jerk criticisms:
"Weekend Upright": Meyers's nightly monologue style will apparently just be his "Weekend Update" routine, only delivered while standing up. With his toothsome grin nervously plastered on his face (unchanged the entire hour), Meyers's joke topics had a day-old doughnut stiffness: the Sochi Olympics, Rob Ford, Arizona's possible new law letting businesses deny gay customers. For generations of "SNL" watchers, "Weekend Update" apes that loud, barkiness of TV anchors of yore. But does that delivery set the right tone for a late-night show?
12:35 is the new 11:35: Though Meyers and Vice President Joe Biden had little to talk about except the daffy supremeness of the show's other guest (Meyers's close friend and colleague Amy Poehler), it's clear that "Late Night" is a far saner arena for a conversation. On "The Tonight Show With Jimmy Fallon," a guest will just get a reverential tongue bath for a couple of minutes and then be dragged off to play Scattergories or perform a song parody or who knows what. It seems like Meyers, whether he wants to or not, will have to play the big boy when it comes to guests who possess an attention span.
Fred Armisen and the 8G Band: Not a bad idea, throwing together a garage band made up of indie/punkie veterans from a couple decades back. Banter with bandleader Armisen (or a kind of Fred-based character, again a la "Weekend Update") lends a surreal quality to the proceedings. But is it loud enough? Edgy enough? Or is this a Brooklynized notion of elevator music?
The set: Looks like somebody hit a big sale on rice-paper partitions. I do like Meyers's small, mid-century-style desk, which looks like a desk at which someone could actually sit and get a lot of writing done. Good thing, because ...
Funny or die: Meyers was the head writer at "SNL" for a long time. He and his staff should have known that their Venn diagram and "Costas Vision" bits needed a whole lot more work and that neither bit was a great way to demonstrate to "Late Night" viewers how they intend to fill the show's first quarter hour. It seemed like a long wait just to get Poehler to come out and gab for a few minutes. In the 1980s, "Late Night" originally thrived on David Letterman's weirdness and devil-may-care approach to being on television, which hit a sweet spot with college students in a pre-Internet era. That approach evolved and thrived under Conan O'Brien's stewardship and it arguably morphed into a playful and inventive spree under Jimmy Fallon. "Late Night With Seth Meyers" will need several weeks before it lands on its own particular brand of strangeness and attitude, if viewers will wait around that long. On its first night, the show was far too bland and, more disappointing, seemed built from spare parts.


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The Grenfell Inquiry has appointed former RIBA president Paul Hyett as its architectural expert witness, after sacking its original choice for not being a registered architect
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The latest AJ features building studies of four housing projects: Ordnance Road in Enfield by Peter Barber Architects; Hortsley retirement housing in East Sussex by RCKa; Barbauld Road in Stoke Newington by Stephen Taylor Architects; and Anderston Regeneration Phases 4 and 5 in Glasgow by Collective Architecture. PLUS The AJ's Parenting Survey shows architecture is struggling to adapt to a flexible ...
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Property owners have 30 days to bring structures up to code
The Kern County Board of Supervisors on Tuesday voted to start the demolition of two apartment building and two single-family homes in Ford City unless the property owners bring the buildings up to code within the next 30 days.
The structures targeted are a two-story apartment at 424 Adams St in an area called "The Village," and abandoned two-story apartment about a block to the west on the 300 block of Madison and two single family homes on Madison Street.
Check taftmidwaydriller.com for updates on this story as more information becomes available.


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Stephanie Resnick's article, "Redefining the Role of the Outside Counsel Litigator," was published on InsideCounsel.com.
General counsel should look for four important qualities in their outside counsel: The first is being an outstanding and ethical lawyer. The second is exhibiting responsiveness. The third is offering a practical and cost-effective approach. The fourth is being a tireless advocate for your client.
As to what defines an "outstanding" lawyer, general counsel should insist that their external legal team be:
- Knowledgeable and up-to-date on the latest developments in the law
- In possession of sound and reasoned judgment to help guide the organization through the litigation process
- Able to place a litigation matter in the proper perspective, meaning being able to sift through issues, assigning levels of urgency so as to plan, prioritize and execute the most advantageous and efficient approach
An additional, paramount quality is that outside counsel truly understand a client's short-, medium- and long-term business plans as well as its day-to-day business practices and culture. Cost-efficiency is being able to help a client go from "Point A" to "Point B" via a pragmatic, efficient strategy.
It is not enough for outside counsel to be purely high-wattage intellects; they also need to be superior tacticians, outstanding communicators and budget watchdogs. External legal teams need to serve as a seamless extension of a company's in-house counsel capacities.
How has technology changed litigation? In particular, how does the e-discovery process impact collaboration between general counsel and a company's external legal team?
Technology has exponentially changed litigation, making discovery much more extensive and expensive and thus more difficult to litigate a case. Real pressure is felt by small-to-midsize businesses. Oftentimes, there is a question as to whether a company has the ability to adequately fund litigation in light of e-discovery challenges. Pressure is also felt by large companies who must hold and cull data from a variety of sources in temping to day-to-day business processes. The technical nature of e-discovery, coupled with the need to retain outside service providers, makes litigation far more complex.
Where is the "walk away" point, when litigation is projected to be too expensive and too resource-intensive? When should GCs settle, knowing that losing one battle is better than fighting a war?
The "walk away" point exists and is best identified when outside counsel work in a collaborative manner with general counsel. A company's business interests and longevity, at all times, must remain paramount. The role of outside counsel is to provide options. Taking a case through trial is one option, and outside counsel and their firms should pride themselves on their ability to try cases. However, situations can occur throughout the course of an engagement when the most logical solution is to settle a matter, due to factors including projected cost and impact to a company's ongoing business operations. Outside counsel's charge is to provide a detailed analysis of each situation, with recommendations at certain "windows" in a case with final determination of strategy ultimately left to inside counsel and the client.
A good litigator always takes the time to understand and scrutinize a matter from all angles, looking to determine early in the process if a dispute can be resolved favorably without costly litigation. Settling cases under appropriate circumstances does make sense. Ultimately, a review needs to be made as to the potential economic consequences of going to trial. Outside counsel should always be mindful of the potential economic hardship of defending a claim. Having said this, certain claims just need to be defended and tried.
The "walk away" point is really a subjective matter that varies from case to case. At times, a company's choice to pursue litigation is about more than cost. It is about defending its business practices, an issue that can trump strict economics. Of course, a risk in any litigation is when a company's leadership and outside counsel both become emotionally enmeshed in an issue. The role of outside counsel is to always be as measured and reasonable as possible, truly looking at a matter with an open mind, determining what the best course of action is — early resolution, resolution or going to trial.
How have companies increasingly structured external legal teams to include litigators at an early stage in matters involving mergers and acquisitions?
General counsel need to consider all the dimensions of a potential deal. This is why a multi-disciplinary legal team, including a litigation component, is critical. While in the short-term, costs may be higher than if deal terms and evaluation are done solely by transactional attorneys, ultimately the benefit of avoiding potential issues in the long-term outweighs this modest financial expense.
For instance, from a labor and employment perspective, a deal can contain numerous potential red flags. These include issues with meshing two employment policies harmoniously, devising a proper strategy for possible layoffs and planning for potential fallout, and not fully understanding pending or emerging employment concerns that are potentially very real liabilities at play. The deal terms need to be scrutinized intensely. The goal for general counsel and outside counsel is avoiding major litigation down the road. An ounce of prevention truly can make all the difference. Similarly, in a merger or acquisition situation, there are a host of other legal issues that would benefit from a litigator's scrutiny.
It is absolutely true that litigators do see the world and transactional matters differently than their colleagues who focus more narrowly on specific aspects of the law. This is one of the main reasons why law firms stress cross-disciplinary, holistic approaches for clients. The perception of a litigator as the surgeon called in for serious, exigent needs only is fading. While good litigators are precise, efficient and effective operators, they are also concerned with their clients on a day-to-day basis.
General counsel should view outside counsel as a complementary asset and true team members of an organization.
Originally published by InsideCounsel.com.
The content of this article is intended to provide a general guide to the subject matter. Specialist advice should be sought about your specific circumstances.


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text:
We didn't just invent the Demotivational poster, we perfected it.
Clothes make the man. These clothes make the man sad.
365 days of tragic facts, doleful quotes, rueful new words and more.
Some glasses help you see better. These help you see bitter.
Demotivators in a 2015 Calendar? Let the weeping begin!
Demotivators, Despair, The Pessimist's Mug, Lose Your Own Adventures and the Frowny Logo are registered trademarks of Despair, Inc. Yes, we're serious.


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Photos: Warren and family through the years
Photos: Warren and family through the years
Family helped Elizabeth Warren get where she is. Her experience as a mother, as seen here with daughter Amelia, informs her thinking.
Warren likes to share family experiences, such as how she potty-trained Amelia because day-care did not accept toddlers in diapers and Warren had to start law school. "I'm here today thanks to three bags of M&Ms," she tells audiences.
Campaign aides to Warren, here with her daughter and son, are eager to show the hard-charging lawyer's softer side as a doting grandmother who shops at Target.
Warren's Aunt Bee flew to Texas to help Warren when she was struggling balancing child and household duties and a job.
Warren's two children have always called Warren's second husband, Bruce Mann, "dad."
Warren and Mann and their three grandchildren. They baby-sit enough to describe the children's unique personalities, even though the children live in California.
Unlike Scott Brown's children, who are a regular part of his campaign, Warren's children shy away from being too involved.
Warren and Mann and their dog Otis at the Fresh Pond Reservoir. Warren and Mann met at a law conference.
A peer of Mann's said Warren has the exuberance, while Mann is "decidedly unexuberant," but is "a sweet and gently guy."
"Bruce not only puts up with me, God bless him, he seems to enjoy me," said Warren.


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Likelihood of recommending Dr. Tommy Coria to family and friends is 4.5 out of 5
Weight Loss Surgery
If you or a loved one is affected by obesity, know that you are not alone. Also, know that there are effective surgical solutions for obesity that improve the quality of life and overall health of patients.
Weight loss surgery is not only about becoming thinner, but it is also about achieving and living a healthier, more active life.
Problems Caused by Obesity
Obesity can cause depression and low self-esteem due to psychological and social pressures associated with the condition. Obesity increases the risk of some cancers such as esophageal, breast cancer, prostate cancer, and others. Obesity and its related disorders result in the incidence of various diseases as well as premature mortality.
Causes of Obesity
A chronic condition, obesity results from the intersection of environmental influences and a predisposition to gain weight due to heredity. According to a study published in Behavioral Genetics, there are over 400 genetic markers that co-occur with obesity.
Environmentally, an increased sedentary lifestyle accompanied by a diet rich in fat and sugars and low in fiber have contributed to continued weight gain in Western cultures. Until obesity is cured with better habits and diet, weight loss surgery Corona may be the best solution for some sufferers.
Surgical Solutions
The three principal types of weight loss surgery currently employed are restrictive surgery, malabsorptive surgery, and a combination of restrictive and bypass surgery.
- Laparoscopic gastric banding and sleeve gastrectomy are examples of restrictive surgeries for weight loss.
- Biliopancreatic diversion, or BPD, is a type of malabsorptive weight loss surgery.
- A more restrictive combined procedure is a lap gastric bypass (RNY), and a more malabsorptive combined procedure is a duodenal switch.
A study published in the American Journal of Clinical Nutrition reported that gastric bypass patients experienced a 50% baseline body weight loss at 5 and ten-year follow-up intervals.
Another benefit of bariatric surgery is that co-occurring conditions such as diabetes, heart disease, hypertension, gall bladder disease, sleep apnea and osteoarthritis can improve significantly after surgery.
Help When You Need It
There is help for people that suffer from obesity. Your trusted bariatric surgeon will know the correct procedure and follow-up care based on your individual goals and medical history and will support you throughout your journey to wellness. If you are looking for a solution to a lifetime of frustrating weight issues and the negative consequences for your health, a call to a bariatric surgeon might just hold the answers you seek.


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There has been recent talk again about selling Wichita water from El Dorado Lake.
Dear Editor:
There has been recent talk again about selling Wichita water from El Dorado Lake. It was not too long ago that Sedgwick County came looking to find a place to dump their trash with a large-dollar offer in hand and were subsequently turned down by a wise group of Butler County Commissioners. Could it be that a re-worked Trojan horse has just changed names and contains the same endemic problems?
Water is obviously a limited resource, as all the Mid-western's know after the last two years of drought. No one can argue that our El Dorado Lake is not one of the best draws to our community.
If generating a revenue stream via lake water is what our citizen's want, perhaps we could look at all options. Here is one. El Dorado has an Industrial Park. How about considering using reduced water rates to entice business to town.
This action would use far less water than the ever-growing population of Wichita and actually grow us in a sustainable fashion.
I'm just saying we need to pull back the reins a bit on this horse and not be too quick to sell our future down the river. It would an understatement to say I'm unconvinced that entering into contractual agreement with Wichita is even close to a good idea.
This said, I am willing to: openly listen, ask questions and be a part of the conversation.
I hope that others in the El Dorado area are ready to do the same.
- Steve Fellers, El Dorado


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An epithet used for those of Italian descent. WOP stands for WithOut Papers. Many Italian immigrants had no papers to identify themselves and were branded as WOPs.
by Anonymous January 24, 2003
(n) a racial slur for an Italian or person of Italian heritage. It is often said that this term comes from "With Out Papers" or "Working On Pavement," but it actually comes from the Italian word "guappo", meaning a swaggerer, pimp, or ruffian.
Fuck all those definitions that say wop is a drink. The only time I've heard some one use the word is as an ethnic slur, and usually at me.
by New Jack Swing November 12, 2005
"WOP" is the English pronunciation of the Ital-Neapolitan word "GUAPPO". The word defines those who belong to the Guapperia o "Camorra", a criminal organization similar to the Sicilian Mafia located mostly in the province of Campania (an Italian Province) and its capital Napoli, Italia. The term is still commonly used especially in Central-South Italy (Meridione) to describe those that either belong to the organization or those that are arrogant to the point of inducing a fight. It was brought to the USA by early Italian immigrants from the province of Campania who named those suspected to belonging to the Guapperia "Guappi", in a similar fashion the Sicilians used the term "Mafiosi". Widely used in Chicago where most immigrants from Campania settled, one of its native sons Al Capone was a typical Guappo, it was confused by the non Italian population to indicate people of Italian origins, similarly the word "Paesano". The term has been erroneously explained to mean "Without Papers" because of the initials "WP" by those, Italian descent or not, that have little knowledge of Italian history and dialects. The term has taken a derogatory meaning in North America and for many refers to people of Italian origin or background.
by uberrimus May 09, 2006
a racist term to describe the Italians.
hey, i heard that wop over there is from Italy
by mr. no name November 12, 2005
If you call me a wop, or a dego or anything that has to do with pizza my uncle Tony'll beat your ass with a lead pipe.
by John Milanese June 05, 2006
The act of a female dancing and swinging their arms and bouncing their gluteus maximus in a way to arouse all men watching.
by J Dash May 24, 2013
A derogatory term for those of italian descent. WOP is an acronym that stands for With Out Papers. The roots of this word date back to early italian immigrants who did not obtain proper documents to come work in America, due to the fact that most of them were criminals. Many storekeepers would have signs that said "No Wops" to discourage italians from applying for a job.
My sister just started dating some italian guy. I swear if she gets knocked up, thers's no fucking way I'll ever talk to her or her half wop bastard kid, fuckin' wops!
by muntus March 29, 2004
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text:
Kingsbury Family Papers
The family of Roxana Kingsbury Gould (nee Weed) farmed the rocky soils of western New England during the late nineteenth century. Roxana's first husband Ambrose died of dysentery shortly after the Civil War, leaving her to care for their two infant sons, and after marrying her second husband, Lyman Gould, she relocated from southwestern Vermont to Cooleyville and then (ten years later) to Shelburne, Massachusetts. The Goulds added a third son to their family in 1869.
A rich collection of letters and photographs recording the history of the Kingsbury-Gould families of Shelburne, Massachusetts. The bulk of the letters are addressed to Roxana Kingsbury Gould, the strong-willed matriarch at the center of the family, and to her granddaughter, May Kingsbury Phillips, the family's first historian. In addition to documenting the complicated dynamics of a close-knit family, this collection is a rich source for the study of local history, rural New England, and the social and cultural practices at the end of the 19th and beginning of the 20th centuries.
- Subjects
- Conway (Mass.)--Genealogy
- Kingsbury Family
- Shelburne (Mass.)--Genealogy
- Totman family
- Contributors
- Drew, Raymond Totman, 1923-1981
- Lewis, Gertrude Minnie, 1896-
- Totman, Conrad D
- Totman, Ruth J
- Types of material
- Genealogies
- Letters (Correspondence)
- Memoirs
- Photographs
- Tintypes


text:
Indian Azalea
- Description: Detailed view of an Indian Azalea.
- Keywords: azalea, Indian azalea, flower, shrub, plant, Maclay Gardens
- TIFF File: A high resolution TIFF of Indian Azalea (57.7 Mb) is available for download. This is a very large file suitable for printing. For most on-screen purposes, you should use the image displayed on this page instead of this TIFF.
- Source: Florida Center for Instructional Technology, Exploring Florida: Social Studies Resources for Students and Teachers (Tampa, FL: University of South Florida, 2009)
- County: Leon
- Location:
- Date of Photo: 4/1/2007
- Photographer: Roy Winkelman


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As the Town of Smyrna continues to grow, so does the Smyrna School District. Not only has the district and student enrollment numbers increased, but so has the quality of teaching and opportunities for students after graduation.
The beginning of the 2012-2013 school year marked the inaugural school year for Clayton Intermediate School, which was the last aspect of a years-long project to increase the district's capacity.
When the student enrollment began to double in size eight years ago, Superintendent Debbie Wicks and the district put together a plan to deal with the influx of students. Eight years later the district has two new schools – Sunnyside Elementary and Clayton Intermediate – and additions to Smyrna High School, Smyrna Middle School, and Smyrna, Clayton, and North Smyrna Elementary schools.
"With the finishing of Clayton Intermediate School, we have doubled the size of the district," Wicks said. "When we started we had about 2,500 to 3,000 students and now we're at 5,100."
Last piece of the puzzle
For quite some time, John Bassett Moore Intermediate School was the only school to house 5th and 6th graders in the district; that is until Clayton Intermediate School was open for business.
Now 5th and 6th graders are split between the two schools. JBM went from having 799 students last year to 425 this year; Clayton Intermediate has 423 students.
While administrators don't believe the quality of education was lessened in year's past, Associate Principal Debbie Judy – who works at both schools – said having two schools has been a good thing.
"A new building provided the district the opportunity to hire more staff, teachers and administration to meet the needs of the students and their families," Judy said.
Moreover, Judy said the schedule is less tight with lunches, related arts and other important events in the day, allowing for flexibility.
JBM Principal Elyse Baerga said the best part of the change is that it's allowed her to circulate more in the classrooms and get to know the students on a different level.
"Once you reduce the school to half the size, it's been eye opening and it's definitely been a good experience because as a school team, we're really able to be a lot closer," Baerga said. "We know a lot more of the student's names. Our team is really strong so we all really work with the kids more individually."
Changing with the times
Along with growing in size, the district has also improved in what's offered to the students and in ways to learn.
From the use of laptops to the use of IPods, the Smyrna School District has embraced technology as a tool of learning.
Clayton Elementary Principal Mike Dulin and Associate Principal Deborah Chadwick said technology has helped teaching in more ways than one. Dulin said the use of LCD projectors and whiteboards allow students to be interactive in learning the lesson, while Chadwick said IPods allow students to learn without even realizing their learning.
"I really commend the Smyrna School District and the central office. I think they are really preparing our students and giving them the opportunity to be prepared with up-to-date technology that many schools don't have," Dulin said.
At the high school level, Wicks said students are able to catch up on a coursework in the computer lab or learn about graphic design. Moreover, the agriscience department has received several grants to purchase items such as IPads and an ultrasound unit to improve the learning experience.
She said the high school also offers several AP courses and career pathways, both of which prepare students for college and the workforce after graduation.
Looking to the future
With Clayton Intermediate in its first school year, Wicks doesn't see the need for any new schools in the future. Though there will be upgrades that need to be done to the older schools like a new kitchen at Smyrna Elementary.
When talking about the district in general, Wicks points to several accomplishments to show the schools are doing well.
The high school graduated 331 students last year, the first time the district has had a graduating class over 300 students. The same graduating class had 82 percent of the students going on to college with nearly $2 million in scholarships.
"This year we met adequate yearly progress. We met it in every area," Wicks said. "I don't know if we'll do it again but that's impressive and shows we're on the right track."
Wicks also believes Delaware is at the forefront of Race to the Top, an initiative that encourages reform in improved teaching and learning in schools. Wicks is also very proud that "I Love Smyrna School District Day" draws out a roughly 7,000-plus crowd for the event which highlights everything good about the district.
"We just want to make sure our students have every opportunity to succeed as students and citizens," Wicks said.
Email Jennifer Dailey at firstname.lastname@example.com.


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For Help Quitting Smoking Large Self-Adhesive Sign - FOR BOARDS OF HEALTH & TOBACCO RETAILERS ONLY
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Audience: Boards of health
Size: 8.5" x 11"
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FOR BOARDS OF HEALTH ONLY: This item is restricted and can only be ordered by Boards of Health. Required sign describing quit smoking support.
FOR BOARDS OF HEALTH ONLY: This item is restricted and can only be ordered by Boards of Health. Required sign describing quit smoking support.
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text: The Spurlock Museum joins the UI's Rare Book & Manuscript Library and the Sousa Archives and Center for American Music in celebrating the 60th anniversary of Ian Fleming's first James Bond novel, "Casino Royale." Unlike all the other Bond novels, which were sold to a single company, Eon Productions, for filming, Casino Royale went through several producers and was made into three startlingly different films. This exhibit tells the story of these three versions, from the modest CBS-TV production in 1954, to the bizarre, psychedelic spoof of 1967, to the 'canonical' 2006 Daniel Craig version, considered one of the best Bond films. We also trace the legal path that led to Never Say Never Again, a second version of Thunderball, and look at the never-produced Bond script, Warhead. Props, scripts, posters and an Aston Martin will be displayed. The exhibit is open during Museum hours: Tuesday 12-5, Wednesday, Thursday, Friday 9-5, Saturday 10-4, Sunday 12-4.


text:
- Derek Jeter
- Turn 2 Foundation
- Jeter's Leaders
- Photos
- Video
- Shop
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Proud 2 Be Me - Washington 2011-12 Program Highlights
Located in Kalamazoo, Mich., Proud 2 Be Me (P2BM) is one of Turn 2's Signature Programs. The goal of P2BM is to provide fourth, fifth and sixth graders with the opportunity to increase their ability to withstand the pressure to use drugs and alcohol. Children participate in enrichment activities, study life lessons and develop leadership skills that help keep them healthy as they grow into young adults. The P2BM program provides opportunities for students to grow academically, remain physically fit, work with other Kalamazoo community organizations and receive mentoring from the Kalamazoo Jeter's Leaders.
Due to inclement weather conditions programming at P2BM was interrupted a few times, but that did not stop the participants from having a very exciting month to kick off the year! The students began a new project in which they researched the history of their building and the surrounding area. The project was thought up by the students because for next academic year they will be leaving their current building for a temporary one while a new school is built. The students plan on learning more about the history of The Washington Writers' Academy and its neighborhood. The month of January was also a special month for many students who were able to earn new belts through their Taekwondo classes.
November was a busy month for participants at P2BM. They participated in their weekly Taekwondo classes, which they have continued from last year. Taekwondo lessons were so successful last year that many of the children were enthusiastically looking forward to participating again and continuing their progress. During this month the participants also went on a nature hike to encourage healthy lifestyles. One of the many highlights of the month was the start of their community service project for the upcoming holidays. This year the P2BM participants will be making blankets for senior citizens at a nearby nursing home. They are looking forward to completing the blankets and delivering them to the nursing home during the holiday season.
They wrapped up the month with a great event. The Jeter's Leaders hosted participants of P2BM and Turn 2's other Signature Program in West Michigan, Extra Innings at Derek's Dugout T.R.A.M. to a Mentoring Kick-Off event at Mayors' River Front Park in Kalamazoo, Mich. The participants of all the programs got to know each other better while participating in fun activities and games like relay races, home run derby, kickball and a soccer game. There was also music playing and a magician. The participants were able to enjoy hot dogs, sliders and chips while continuing to get to know each other.
The beginning of the program year was also a good time to discuss expectations and goals for the upcoming year. Participants at P2BM are looking forward to another great year!
2011-12 Program Highlights
2010-11 Program Highlights
2009-10 Program Highlights
2008-09 Program Highlights
Since its launch in 1996, the Turn 2 Foundation has awarded more than $23 million to create and support signature programs that motivate young people to turn away from drugs and alcohol and "Turn 2" healthy lifestyles. Learn more »
Social Change Project
The Project is an event created to share one of the Foundation's principles with communities. Learn more »


text:
Scholarship money to be raised at dinner
The Rolla FFA Chapter will celebrate National FFA Week with chapter get-togethers, volunteering and a luncheon for teachers.
But all of Rolla, all of Phelps County, indeed anyone who reads this, is invited to join the FFA members and chapter alumni at a pork loin supper and pie auction to be held Tuesday, Feb. 19, at the Rolla Middle School cafeteria.
"That's the main event," said Hannah Verkamp, assistant sentinel of the Rolla FFA chapter, who has volunteered for the job of publicizing the activities of the special week.
The main event costs just $8 for the supper ($4 for a hot dog meal for young children). Tickets will be sold at the door.
"We've had chili suppers in the past, but the alumni wanted to do something different this year. The alumni will cook the pork loin." Verkamp said. "All of the funds raised go to the FFA scholarships given at the FFA banquet in the spring."
Supper will begin at 5:30 p.m., and the pie auction begins at 7 p.m.
The event is open to anyone who wants to enjoy a delicious meal while supporting young people who might wind up in careers in agriculture, the segment of the economy that feeds us.
After the supper and auction, there will be a Super Farmer competition, a series of contests related to agriculture, for the FFA members. That should be fun to watch.
For answers to questions about the supper and pie auction, call Dana Jenkins at 573-578-9678 or Cindy Strain at 573-368-6233.
The FFA Week will actually last longer than a week because the local chapter has extra activities scheduled.
The ag students will start out by volunteering to help unload the truck at Grace Fellowship Church from 6-8 p.m. Wednesday, Feb. 13. That's the truck bringing the food for the monthly food distribution the church conducts as a ministry to folks who need a little bit of help.
The students will be back at the church from 8 a.m. to 1 p.m. Saturday, Feb. 16, to help hand out the food and carry it to the cars if needed.
"The food distribution is on the third Saturday of every month. This will be the second or third time we've helped them," Verkamp said.
Sunday, Feb. 17, the chapter will dress up in their official FFA slacks (or skirts), shirts and jackets to attend church together. The church they'll go to has not been selected yet. After worship, they'll have lunch together at Pizza Inn.
Monday is Presidents Day, so there'll be no school and no FFA Week activity.
Tuesday will be the first of four FFA Spirit Days. On Tuesday, they'll all wear their new chapter T-shirts that depict a donkey and the words "We bust ours to feed yours."
On Wednesday, they'll go "blue and gold crazy," wearing the FFA colors in various combinations. Wednesday will be Blue and Gold Hot Dog Day, with students enjoying hot dogs and sodas in their classes.
Thursday, they'll wear official dress, just as they did for the Sunday church services. Thursday will be Popcorn and Movie Night. Students will watch a movie after school from 3:30-5:30 p.m.
On Friday, it will be "Button Up Day," and they'll be dressing in button-up shirts. Also Friday, FFA members will serve lunch to teachers at Rolla Junior High and Rolla High schools. They'll also go bowling from 3:30-5 p.m.
There are 148 FFA members, Verkamp said. They're all students in the vocational agriculture program.
In vocational agriculture and FFA, students learn by doing. Each student has a supervised agriculture project that requires a real investment, meticulous record keeping and a profit/loss statement. It is real-world education.


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- 1 Getting the Right Security for Your Family members Northamptonshire
- 2 Standard Life Insurance Policy Quotes East Midlands
- 3 Scaldwell What Quotes Can You Trust Fund?
- 4 Nature as well as Extent of a Requirement Insurance Coverage Northamptonshire
- 5 Which Ranked Is Suitable for You?
- 6 Can you depend upon No Test Life Insurance Policy? Northamptonshire East Midlands
Getting the Right Security for Your Family members Northamptonshire
It is never too late or prematurely to get ready for any type of eventualities in life. Given that fatality is something that will certainly take place to an individual in the future, it is very important to prepare and also to offer your family.
The best means for you to secure your household in instance you pass away an unfavorable fatality is to obtain a standard life insurance policy that is extensive enough to cover for the requirements of the family as well as let them live a comfy life. Certain, any type of economic substitute will not really offset your loss of visibility in the family members however, the important things is, it is much better for your household to miss you while they live comfortable that when they sorely miss you while staying in abject poverty.
Do you still have to obtain a typical life insurance even if you are not the income producer of the household? Yes, you still require a standard life insurance also if you are not the income producer of the family. As long as you have people that are depending upon you and as lengthy as you intend to offer somebody in instance you die, you need to get basic insurance coverage. Always bear in mind that conventional life insurance is something that you offer to your household or to anybody which you wish to provide, even when you are already gone.
Selecting the Right Standard Life Insurance Policy Program
Different insurance companies offer various insurance policy programs. If you really intend to obtain the most effective out your money, you ought to be very eager at comparing the services as well as the prices being provided by insurer.
Also, you need to not be fooled by the names that insurance provider often offer to the various programs and also solutions that they are supplying. Keep in mind that there are some insurance companies that typically offer their solutions some eye-catching or technical names for advertising purposes.
Standard Life Insurance Policy Quotes East Midlands
Checking out different internet sites is a wonderful means to try to find entire as well as conventional life insurance policy quotes. Recognizing that you are checking out the exact same product is your major worry when contrasting one price to an additional.
Buying a quote as well as contrasting quotes is different procedures. When you prepare to buy you will certainly need to try to find something that mentions it is a quote, it will normally run out by a particular day also. Understanding what your quote suggests will aid, especially given that prices could alter daily. Locating a rate that will be secured will certainly mean that the price is assured.
Online tools will be different too. Most will certainly consist of concerns like what kind of wellness you are in as well as just how old you are. Being able to lock in prices is generally discovered on websites that will ask lots of concerns.
Visiting the real websites will certainly be various than using except earnings or federal government evaluation sites to contrast. Some business offer on the internet representative chat screens to assist you with your quote. On some websites you will have the ability to publish your quote on your personal computer to you could compare with others.
You will certainly intend to ask if your quote is based on conventional or non-standard price tables. Youngsters healthy will certainly be priced quote a standard price table price. You may be provided a common rate with a surcharge added if you smoke tobacco. Individuals that are taken into consideration high threat will certainly be estimated from the non-standard table. You absolutely want to compare numerous quotes if you are provided this kind.
Scaldwell What Quotes Can You Trust Fund?
You can get very easy quotes online
The sources are there yet it appears that the majority of sites that you see appear like unreliable operations. If this rings true it is because you are. Many sites that you will see while looking for an online insurance coverage quote are not extremely specialist. The majority of are genuinely good business however it makes an online quote harder. In this write-up we consist of a relied on resource for a simple, no-nonsense life insurance policy quote that could give you the best rates from lots of companies.
Keep in mind these ideas while price purchasing
With many quotes that you get as well as our suggested resource you could get quotes from lots of insurance provider. With life insurance policy it is quite critical to choose a firm based upon more than simply the price. Here are some qualities to remember when contrasting life insurance providers.
Trusted name
Several insurance company names are comparable. It is an advertising strategy to earn them all audio strong and also sound by using names such as depend on, supplier and also assurance. Ensure that the name of the firm you are considering suits the name and also establishment that you think it does.
Nature as well as Extent of a Requirement Insurance Coverage Northamptonshire
It could be a difficult job to figure out a few careful suppliers from the sea of providers vying to market you numerous insurance policy plans. Lots of types of plans from term plans, 'Whole Life Program' and numerous others are being offered by one and all insurance provider. Such a wealth of strategies makes buying an insurance policy an extremely hard experience.
It readies idea to gather information from on-line resources and analyze whether acquiring a basic policy or detailed strategy ideal matches your requirements. You can help enlighten on your own to the factors of benefits that the specialists proclaim as well as to properly make use of the internet based tools to calculate the precise quantity of coverage that you will need and also the premium you will certainly be required to pay, then, you will certainly be in a far better placement to select the suitable insurance coverage plan for on your own.
By using the on the internet techniques you can acquire greater expertise of different insurance plans available to you. You can tip in advance of various other less capable purchasers and use the most effective insurance coverage prices. This is one reason insurance companies have actually provided possible and also present customers with these highly advanced calculators that are simple to use by any individual without expertise of computer systems and also the net.
Simply by clicking a button you are able to get to the suitable policy. You can use these on the internet tools to assess your economic demands in your present style of living as well as in the future as well. The tools allow you to even make provisions for debts on home loans, estate upkeep in addition to higher education for kids. Your task to compute the appropriate protection to money these requirements is streamlined.
Which Ranked Is Suitable for You?
Also if you are suffering from multiple medical conditions as long as it is not terminal you can use grade life insurance. People that are experiencing several medical problems, such as having diabetes mellitus and also obese at the same time may not be received basic type of life insurance coverage.
There are 2 sorts of graded life backing insurance policy. These are graded advantage insurance policy as well as graded exceptional life insurance policy. These types of life insurance coverage insurances are entire life term life arrangements. Firms take dangers for people that are guaranteed in these types of life insurance. Here are the characteristics of these two kinds of rated life protection insurance.
Rated exceptional life insurance:
– This type of insurance coverage appropriates for people that have less earnings in their younger years. Policy holders pay less in the very early years of the advantage than the later years till the amount of the policy is covered. The costs is reduced compared with entire life term insurance however likewise slowly enhances as the years go by.
– You could obtain loan from the support business as long as you are still paying for the plan. You could either prefer to pay the finance back, deduct it from the life protection quantity as well as you will certainly not shed the possession of the policy also if you obtain as much as 80% of the overall insured quantity.
– If the company is carrying out will, you could get rewards from this kind of policy. You could either pick not to assert the returns to make sure that it will gain rate of interest, used at as a reduction for your payment for the premium or take it in cash.
What It Actually Suggests to You
No exam life insurance policy is just one of the most recent fads in insurance plan, and also many people jump at the chance since they are concerned concerning how a medical exam could influence their rates or capacity to qualify for a plan. When it comes to selecting a policy that does not require any type of physical examination one ought to ask the complying with concerns to earn it easier to choose the appropriate plan for you.
– Is this insurance coverage reputable, and also are the business offering it respectable?
– Exactly how does it influence the expense of life insurance policy?
– Does no examination really mean your health doesn't matter?
– Who, if anybody, should consider this kind of insurance coverage?
Can you depend upon No Test Life Insurance Policy? Northamptonshire East Midlands
Some major insurance companies offer term life insurance policy plans without the need for a medical exam. If you understand the company and understand they are reputable, you are most likely risk-free buying this type of policy from them. If you have actually never ever come across the company it's wise to do some research to learn how genuine they are. The net makes it easier than ever before to locate out everything you require to know concerning a company.
The crucial thing to consider is not simply whether the business has a great track record in general, but seek their online reputation for handling this type of policy and exactly how insurance claims are refined.
How Does No Test Impact the Price?
Most of the times undergoing the examination and obtaining a common plan costs less for an individual that has no wellness issues than a no exam life insurance plan. Because the business isn't really looking into your case history they are taking a bigger threat on you. They aren't sure if you could have a significant ailment that could make it more likely they will certainly have to pay on the policy.
In this article we include a trusted source for a very easy, no-nonsense life insurance quote that could provide you the best rates from lots of firms.
With life insurance coverage it is fairly essential to choose a firm based on more compared to simply the rate. These are graded advantage insurance as well as rated exceptional life insurance. These kinds of life coverage insurances are entire life term life provisions. Some significant insurance policy business provides term life insurance coverage policies without the requirement for a clinical examination.


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Michael Van Beek
Director of Research
Michael Van Beek is director of research for the Mackinac Center for Public Policy. He joined the Mackinac Center in June 2009 as director of education policy. He has authored several studies for the Center as well as analysis and commentaries that have been published in The Wall Street Journal, The Detroit News, the Detroit Free Press, The Grand Rapids Press, The Oakland Press and elsewhere.
For four years prior to working at the Center, Van Beek taught political philosophy, government, economics and history at North Hills Classical Academy, a private primary and secondary school in Grand Rapids. He also served one year as a North Hills assistant administrator.
Van Beek obtained his Master of Arts in American history from Purdue University and his Bachelor of Arts in history from Hope College.
He lives in Midland, Mich., with his wife, three children, a dog and an assortment of semi-domesticated creatures, including a coyote named Gandalf, Felix the fox and the Harrisons, a family of red-tailed hawks.


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By Ed Symkus
Has time run out for movie versions of the �timeless� story of �Romeo & Juliet�? Weren�t audiences satisfied when Franco Zeffirelli introduced his cast of young unknowns in a lush presentation in the late 1960s, or when the story of forbidden love went the musical route a few years earlier in �West Side Story?� How about when Baz Luhrmann radically updated things in the mid-1990s with Leo DiCaprio and Claire Danes taking on the iconic roles in the supposedly hip �Romeo + Juliet�?
This new one (notice the absence of the phrase �new and improved�) goes back to basics, to the Verona of sometime around 1400, sticks to Shakespearian English, and again features fairly new faces in the title roles. Brit actor Douglas Booth�s biggest credit to date was as Pip in a TV min-series of �Great Expectations,� and Hailee Steinfeld has a Supporting Actress Oscar nomination for �True Grit.�
The story in a Renaissance nutshell: You�ve got your two wealthy Italian families � the Montagues and the Capulets, who enjoy each other�s company about as much as the Hatfields and the McCoys. The hot young Montague named Romeo stumbles upon the sight of the gorgeous (his opinion) young Capulet named Juliet at a masked ball (I always found it odd that they�re wearing face-covering masks yet practically swoon over each other).
Ah, young love, and the first of many kisses. You might want to grab a pen and make a hash mark each time Booth and Steinfeld kiss, but you�ll want to bring a lot of paper, and you�ll want to hope that there was a hefty budget for breath freshener on the set.
But hold on. There�s trouble enough, what with them being from different sides of the aisle, but here comes Juliet�s angry, sword-wielding cousin Tybalt (Ed Westwick, best known as Chuck on �Gossip Girl�), who hates Romeo because, well, he fully believes he�s supposed to hate Romeo.
Shakespeare and his newest adaptor, Julian Fellowes � who does stick mostly to the original play � give us plotlines involving the bonds of friendship, the politics of feuding, the power of the church (or at least the attempts of one friar to smooth things over), a secret marriage, the fury of parents whose children don�t do what they�re told, and all sorts of tragedy, involving swords, daggers, magic potions and poison.
But while these ingredients have made for a gripping story in the past, and have held theater audiences in thrall for centuries, there�s something missing here. Oh, we get a fine performance from Douglas Booth, who appears quite at ease with the flowery language; and Paul Giamatti reaches just the right levels of scenery chewing as Friar Laurence, as does Lesley Mannville as the character known only as Nurse. The problems fall on Steinfeld who, in conjunction with director Carlo Carlei, gives a flat, uninteresting performance as Juliet. It�s an instance of what they call in the business �miscasting.� She�s believable when silently staring, through love-struck eyes, at Romeo, but unlike Booth, she�s not a natural with the style of language.
Production design and costuming are strong, and the film moves along at a good clip, but � and blame this squarely on Mr. Shakespeare (or is it Francis Bacon?) � the morbid ending that has plagued every stage and movie production before this one and will continue to on every future one, is of eye-rolling absurdity. Of course, there are those fans who disagree, and break into tears every time our hero and heroine do what they do in their final scene. And if you can�t get enough of this stuff, �Romeo and Juliet in Harlem� is set for a 2014 release.
Ed Symkus covers movies for More Content Now.
Written by Julian Fellowes; directed by Carlo Carlei
With Douglas Booth, Hailee Steinfeld, Paul Giamatti
Rated PG-13
Movie review: Romeo & Juliet'
By Ed Symkus


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stitchionaryFriday, April 27, 2012
Stitchionary volume one knit & purl
250 stitch patterns from Vogue Knitting.
234 comments
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The Flyers have struck quickly, agreeing to terms with free agent center Vinny Lecavalier on a five-year $22.5 million contract according to Inquirer Flyers beat writer Sam Carchidi.
Lecavalier, 33, was bought out of the remaining $32 million plus of his contract with Tampa Bay. At 6-foot-4 and 208 pounds, Lecavalier gives the Flyers the big scoring center they were looking for.
Last year he had 10 goals and 22 assists in 39 games, but he has scored 383 career goals.
The Flyers have confirmed that they have agreed to a multi-year deal with Lecavalier, but said there would be no further comment.


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The Difference between Accounts Receivable Financing and Factoring
Today, it's not as easy for businesses to access finance as it was in past years, and more companies are being forced to look for alternative, non banking financing options in order to access the capital they require to help their business grow.
Two of the more popular tools available to cash strapped business owners are Accounts Receivable Financing (A/R Financing) and factoring. Some business owners believe these two are the same, but there are, in fact, some small yet significant differences.
What Is Factoring?
Factoring is when a commercial finance company, also known as a factor or factoring company, purchases a business's outstanding accounts receivable. At that time, the factor will typically advance the business somewhere between 70% and 90% of the invoice's value. Then, once the invoice is collected from the customer, the remaining balance – minus a factoring fee – is released to the business. The factoring fee could range from between 1.5% and 5.5%. It's calculated on the total face value of the invoice and depends on how many days the funds are in use and other aspects, like the collection risk.
When a business has a factoring contract they can usually choose which invoices they want to sell to the factor: it's not generally an all or nothing process. Once the factor has purchased an invoice they become responsible for managing the receivable until the account has been paid. Essentially, the factor becomes the business's accounts receivable department and credit manager, analyzing credit reports, performing credit checks, mailing invoices, and documenting payments.
What Is Accounts Receivable Financing?
Accounts Receivable Financing is more similar to a traditional bank loan, however there are some key differences. Bank loans are secured with collateral; which might be real estate, the business owner's personal assets, or plant and equipment; whereas Accounts Receivable Financing is backed by the business's assets related to the Accounts Receivable. When a business has an Accounts Receivable financing agreement, a borrowing base is established at each draw against which the business is able to borrow money: this would typically be between 70% and 90% of the qualified receivables.
Between 1% and 2% is typically charged as a collateral management fee against the outstanding amount, and interest is only calculated as and when the money is advanced. An invoice must be less than 90 days old in order to count towards the borrowing base, and the finance company must deem the business credit worthy. There may also be other conditions to fulfil.
So, you can see that there are many similarities between Accounts Receivable financing and factoring; however, one is the sale of an asset (receivables or invoices) to a third party, while the other is actually a loan. In many ways, though, they do act similarly. Below we've listed the main features of each so you can determine which would be the best fit for your company.
Accounts Receivable Financing
• Generally, Accounts Receivable Financing is not as expensive as factoring;
• It can be easier to move from this type of financing to a traditional bank line of credit once a business becomes bankable again;
• Typically, a minimum of $75,000 per month is required in sales to qualify, so this type of financing may not be available to small companies;
• Due to the fact that the business will be required to submit all of its Accounts Receivable to the finance company, this type of financing can be less flexible than factoring.
• It's quite easy to qualify for factoring, and factoring is the ideal solution for start ups and financially challenged companies;
• Because businesses can decide which invoices they want to sell to the factor, factoring offers more flexibility than Accounts Receivable Financing;
• The company is able to track total costs on an invoice by invoice basis because factoring has a simple and straightforward fee structure.
In Conclusion
Today we see both Accounts Receivable Financing and factoring as traditional sources of financing; effective when traditional bank financing is not an option. Factoring can carry a business through a period when an immediate cash input is required.
Somewhere between 12 and 24 months most companies are generally able to repair their financial situation and once again become bankable. However, some companies in certain industries continue factoring their invoices indefinitely.An example of this is the trucking industry, which relies heavily on factoring for cash flow injections.


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Executive Summary
"CoorsTek-Golden Center for Advanced Materials Facility-Colorado Project Profile" contains information on the scope of the project including project overview and location. The profile also details project ownership and funding, gives a full project description, as well as information on contracts, tendering and key project contacts.
The "CoorsTek-Golden Center for Advanced Materials Facility-Colorado Project Profile" is part of Timetric's database of 82,000+ construction projects. Our database includes a 10+ year archive of completed projects, full coverage of all global projects with a value greater than $25 million and key contact details for project managers, owners, consultants, contractors and bidders.
Timetric's "CoorsTek-Golden Center for Advanced Materials Facility-Colorado Project Profile" is a crucial resource for industry executives and anyone looking to access key information about the City of Golden; CoorsTek, Inc. construction project.
This report utilizes a wide range of primary and secondary sources, which are analyzed and presented in a consistent and easily accessible format. Timetric strictly follows a standardized research methodology to ensure high levels of data quality and these characteristics guarantee a unique report.
This report provides details on the CoorsTek-Golden Center for Advanced Materials Facility-Colorado Project Profile including:
Project description, overview and location.
Ownership structure, funding status and key funding news for the project.
Tender information.
Key project contact details.
Reasons To Buy
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