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BBQ House
Fri 11am-12am
Sat 12pm-11pm
Sun 1pm-10pm
BBQ House – Steak straight from the lava stone grill
BBQ House is a high-quality steak restaurant in the South American style, which offers delicious dishes made from the best Finnish and international ingredients in beautiful surroundings. In the main hall you get a front-row seat for watching the chefs work in the open kitchen, and on our heated glass terrace you get a good view of the hustle and bustle of Kamppi.
We offer high quality, both when it comes to the service and our products. Customers are surrounded by Latino beats and the delicious smell of steak grilled on lava stones. The atmosphere is unpretentious and laid back, the menu is extensive and flexible – our customers can create their own dish according to their own tastes.
In the summer we open a popular terrace between Kamppi and Tennispalatsi which seats approx. 100 customers.
Lunch is served Mon–Fri 11 am–2:30 pm.


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Yolanda's Clay has given me special permission to publish her review of a new and unique bead rack. This review will set off a three part series in bead racks especially suitable for small kiln ceramic beads and pendants firings. The following review is in Yolanda Miramontes words. You can find out more about her clay work and firings on her blog here. Thank you so much Yolanda for sharing this review with the Beads-of-Clay Blog.
"A couple months ago I bought a bead rack from Bisque Bead Supply owned by a clay buddy I met online years ago on the Beads of Clay group that we both belong to.
I am always looking for ways to make loading the kiln a little easier with all the small jewelry pieces I make. I have a small kiln that is 8" by 8" which by industry standards is known as a test kiln. Saturday I decided to use the rack for the first time. I put the high fire wire through one of the holes and then loaded three glazed beads and pushed the wire to the other side and let it sit on the matching hole. The rack has holes all along the length of it at different heights. So it's easy to figure out where you want your beads to be set and how many per wire, all depending on the size of your beads. I also used one space to hang pendants from the top indentations, this way you make full use of the whole height of the rack.
The rack made the loading easier than I had done before, I'm always having to reach all the way to the bottom of the kiln to set several wires along one row at a time, it can get tedious and tiring after a while. I took the rack to the table, beads on a plate and started filling it. When I was done I picked the whole thing and put it in the kiln and voila' I was done. The wires I used were about 7" long, this gave plenty of room for the wire to go across and pass the holes on the opposite side, and after I had filled the rack I realized if I play it well I can hang stuff on the outside too! Note that if you put something on one end, make sure to put an item on the same wire on the other end, so the weight does not tip the item on the other side because the wire will be lifted a little bit until the hole stops it. Basically use a balance approach. The pictures above were taken before loading into kiln.
The picture right above here you can see the left row is where I hung the pendants I talked about above, and also two pendants on the outside of the rack one on each side. I want to point out also that putting these pieces on the outside (specially the pendant row because of its weight) will avoid sagging of the wire thus avoiding pendants to stick to rack floor. For those of you who are not ceramic people, things to look out for when doing a glaze firing is that things cannot touch (or rack sides) otherwise they will stick together and will not be usable, you can also see that not all wires had items on the outside because they'd be too close risking getting stuck.
I really liked the bead rack. It's durable, small, stackable. The size is perfect for my kiln, it was a breeze to fill up and load in kiln. I am going to order a second one since they are stackable, two will fit just right in my little kiln. I could see these racks be made in bigger sizes too, I think they could be used with larger kilns where you could have several in one firing. I do want to say that this load took fewer beads than I usually put in the kiln, but saving my back from being tired and in pain for the years to come, is worth it to me. The price for the bead rack is $34.95 plus shipping. You can get the rods to suspend the beads and pendants also at Bisque Bead Supply click Supplies on the left and it will give you the choice to check the different sizes and gauge. The wire that I used to fire the beads is nichrome high fire wire, I buy this at my local supplier and it's gauge 17."
Thank you so much Yolanda.
Readers, we would love to hear your comments on how you fire your ceramic beads and pendants.

subset: commoncrawl


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Remember MegaMan's other lesser-known cameo? It's from the sword fighting series Onimusha and here is a video of me unlocking MegaMan EXE Onimusha Blade Warriors for PS2. He's either quite tough, or I'm not good enough at the game 5 hours in.
By the way, that castle stage looks very similar to the Gargoyle castle in BN5. Of course, that's no coincidence because of culture, or something.
After unlocking MegaMan, I think it should be straightforward on unlocking Zero, so I'll get to that later.
Saturday, August 24, 2013
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Seniors go 'Full Monty' for charity - WTOP.com"They had a blast doing it," says Jessica McKay, spokesperson for Ashby Ponds. "I think it shows the spirit and the active level of the residents."
The calendar was made to benefit the Benevolent Care Fund, which provides funding for community members who outlive their financial resources but who want to remain at Ashby Ponds.
The calendar is now available for $17.95, including shipping and handling. Anyone interested in buying one should contact community resources manager Joe Barrows.
You pretty much have to go there to get one. Read more at the Loudon Times.
(Sorry for the lapse in posts. Life happens.)
(Sorry for the lapse in posts. Life happens.)


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Wednesday, February 4, 2009
I haven't blogged in forever. I've had good intentions, I just haven't made it happen.
This note has been going around Facebook for awhile now, and I finally caved in and created my own list of "25 Things."
I figured I would post it as a new beginning to blogging consistently!
1. I never do things like this, but have really enjoyed reading other's lists
2. I am saved by grace...God's provision in my life has been evident
3. I get instant canker sores from pineapple but love it so much that I eat it anyway
4. My house caught on fire when I was a junior in high school and we had to live in a hotel by Chandler Fashion Center
5. I've recently taken up kickboxing and pilates....kickboxing makes me feel like an idiot, and pilates makes me feel weak
6. Even though I look 12, I really did graduate from ASU...I look forward to the day I look old enough to be married
7. I miss my high school girls a lot
8. I could eat bean and cheese burritos every single day of my life, and that is no exaggeration
9. I am a creative person, but have had a hard time finding the right outlet
10. Organization makes me happy
11. I love my family so much, and really enjoy hanging out with them
12. I took Spanish in middle school, high school, and college but haven't used it enough. I want to start taking classes again. I really love the language
13. Being a speech-language pathologist was the right career choice for me
14. I love bargain shopping. It makes me feel accomplished
15. I have less teeth in my mouth than people are supposed to have. I've had 13 teeth pulled because my mouth is too small :)
16. This is my favorite number.
17. I have fear issues. I'm working on it
18. I am addicted to Diet Coke. I love it and have no desire to give it up
19. One of my biggest regrets is quitting piano. I really want to start again
20. Andrew can make me laugh even when I'm mad at him. He always says, "You can't be mad if you smile." I beg to differ
21. I want to run the P.F. Changs 1/2 marathon next year
22. "Cold Tangerines" is a book I always go back to....it never gets old
23. Africa was amazing, and I want to go back
24. I applied to graduate school and am waiting to hear where I get accepted. I'm excited to see what happens
25. I can't wait to have a house so that we can have dogs! I want big, furry ones!


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Service Groups
In conjunction with the Rural Women New Zealand, The Te Kauwhata Community House provides medical transport for those who can otherwise not get to Hospital appointments with family or other alternatives. This service is only for for medical appointments and only within the Waikato District Health Board region i.e. Waikato Hospital, Thames Hospital. To access this service, please phone 07 8264303 between 9am and 4pm Monday to Friday or after hours 07 8264334.
Pick up from Meremere is available if required.
PO Box 54, Te Kauwhata
To book Lions/RSA Hall contact Te Kauwhata Community House 07 8264303
Found at 1a Waerenga Rd, Te Kauwhata, Te Kauwhata Community House offers a number of services including the following.
Emergency Support
Frozen Meals to purchase
Community Diary
Wheelchair, Crutches, Walkers and Car Seats to borrow
And so much more
Phone 07 8264303
Open Monday, Tuesday, Thursday and Friday 9.30am to 4.00pm
Wednesday 9.30am to 2.00pm
Postal Address
P.O. Box 12,Te Kauwhata
Meeting Times
Te Kauwhat Lakeside
2nd Thursday 7.00pm. , 2nd Dinner
Te Kauwhata Tavern, Wira St, Te Kauwhata
Te Kauwhata Lakeside
4th Thursday 6.30 pm. , Business Meeting
Te Kauwhata Primary School, Wira St, Te Kauwhata
Club President:
Judith Dony
Club Secretary:
Jane Kelland
Phone: 07 826 7590
Club Treasurer:
Marion Handcock
Phone: 64 7 8267734
Club Membership Chairperson:
Glennis Fitzgerald
Phone: 07 8264366
This hall is available to hire. Please contact Joe Courtman or the Te kauwhata Community House 07 8264303
59 Kelly Rd, RD1 Te Kauwhata
Rural Women New Zealand is a charitable, membership-based organisation which supports people in rural communities through opportunities, advocacy and connections.
Our members are diverse, but all of us share rural interests that connect and energise us.We are the leading representative body promoting and advocating on rural health, education, land and social issues. We provide information, support, practical learning and leadership opportunities.


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Letting Go
A close friend of mine recently had to have her favorite pet put to sleep. She agonized over the decision for weeks – the dog had been part of her family for almost 10 years but had developed leukemia and her life was slowly becoming a living hell. In the end, the only thing left to do was to perform an act of mercy no matter how emotional the decision was. No matter how much she would always miss her best 4-legged friend after she was gone.
My own trials of late have not involved the life or death of anyone close to me, but I empathize with the struggle we all sometimes have when we wonder whether it's time to let go of something we love. It is never easy. It is never clear. We can only weigh the options and make the best decision for us.
In my case, I'm referring to the Archan Community. I've been a part of this community for over a year and Head Manager (no puns please) for most of that time. I've watched it go through so many changes I can't list them here — the most dramatic being the decision to move toward a Members-Only policy to combat the high level of griefing and stress on the management of the place.
At the time it seemed like the best course of action. If membership was restricted to those who demonstrated a willingness to put forth effort into their appearance and agree to standards of conduct, wouldn't it be more fun? Wouldn't the quality of people improve? All of our reasons looked good on paper. Except for one small detail:
Membership restrictions don't work in Second Life.
It isn't the first group I've belonged to in SL that was restricted to members-only. And without exception, I can't think of a single one of them that has survived for long. Perhaps part of that is simply the temporary nature of groups in SL. But a large part of it goes directly to the fact that, in Second Life, you are always competing with other groups for ease of access and instant gratification. Why join a group like Archan for friendship when you can find friends almost anywhere by frequenting the same places enough? Why join a group like Archan to get pixel sex when you can go to any of a dozen other places with traffic in the 50,000 and up range without any restrictions at all? Does it really matter to you that most of those 50,000 or 150,000 other members are still in their default Linden jammies? Apparently not for many residents.
I believed that the remedy to those normal SL dynamics was no more complicated than creating a business model. I do it in my RL job all the time. I'm good at it. Why wouldn't it also apply to a Second Life business?
I proposed that Archan come to grips with the fact that the Members-Only policy had severely restricted traffic — building a couple of small ugly buildings that were open to the public wasn't the answer. A few poseballs weren't the answer. The sense of a community was rapidly slipping away because the owner was not prepared to invest the additional effort required to make Archan into a social magnet. Some of the better managers drifted away. Those who were left were either frustrated with the way things were or didn't understand what it meant to be friendly, engaging, and customer-centric. It was headed downhill already and I wanted to reverse the trend.
I should note here that the owner is a good guy. I have nothing against him personally. When the former owner, Milosz, offered to give me the land and I couldn't afford the tier, the new owner accepted the responsibility on the condition that he not sell the land for profit out from under us. He's kept his word — but he's also limited his role at Archan to paying the tier and logging in every month or so to send me event funds. He's resisted attempts at restructuring the staff. He resisted suggestions to charge rent for the group mall land, which would have provided funds to hire full time event hosts – the business plan which would have salvaged Archan's traffic. He did pay for the new clubhouse we built, but otherwise he has operated with a very radical "hands-off" approach. Basically, it meant that I and a select few active managers were left to run things on our own…
– Without the power to make important decisions.
– Without the power to remove absentee managers, or those whose behavior ran counter to what we needed.
– Without the power to set community policy.
Is it any wonder that things began to unravel?
I've been accused of being responsible for allowing Archan to languish. I won't shirk my part of the responsibility, but I wonder what else can really be done when the only person taking an active role as a leader is met with resistance and has no visible backing from the ownership?
In my own defense, nothing I did was done without some measure of concensus from the rest of the active staff. Staff members had a major hand in designing the new clubhouse. Staff members helped to build the outdoor park and contribute their own items and furniture. We almost had our own website built, complete with events calendar and a members forum but personal conflicts interfered. I even purchased my own webhost service to try to do it but ended up hitting a wall I like to call "don't know shit about php". I made the unilateral decision to remove the members-only restrictions, but too late.
I cannot hold their frustration against them — my own level of frustration matched theirs but I didn't feel I had the freedom to just walk away. They had that freedom and some eventually used it. I miss them tremendously, and Archan is much poorer without them.
If you've read this far you probably see where I'm going. If you're not an Archan member, you may not really care much. That's ok. Maybe this is useful experience that other SL club managers can learn from.
If you're an Archan member, though, I want you to know the truth: Nobody in that community could possibly love it more than I do. Nobody in that community could possibly be as saddened as I am to watch it fall apart and feel powerless to change it. I'll not claim I made all the right decisions, but I made the decisions I thought were best at the time. Things didn't work for reasons that were ultimately beyond my control.
Like my friend who lost her dog, maybe it's time for me to admit that I cannot control the situation any longer. I am tired of feeling emotionally drained whenever another decision has to be made or when I drop by the clubhouse and find it empty. I'm tired of the most basic business principles being rejected out of hand and then watching something I love languish into a coma.
This hurts me deeply. But I don't think I can go on like this. It may be time to make that tough decision and just let go.
To the core group of you who stuck with me until the last: I love you. To those Archan members who, like me, love our unique little community: it's your turn to speak up and let someone know what you want. It's too big of a job for one person to attempt alone. It's too big for two or three people. It takes the whole community. It takes love, a plan and an active owner.
I've given all I had to give
And now it's time for me to live
And I won't look back
And I won't regret
Though it hurts like hell
Someday I will forget
– Sozzi
5 Comments »
Sounds like this has been a long year. I know that you invest a lot in the projects you care about, Cin. The trick is knowing when it's "costing" you too much and when you can't go on without help.
I hope the Archan community will read this and come forward. But if they don't, be selfish and think about your wellbeing too. There are other projects out there which could benefit from your energy.
That being said, I'm relatively clueless here. I will admit I never visited Archan because of the member only policy. It makes dropping in to say hi and meet people less spontaneous. I don't really like becoming a member of too many groups in SL even though I love meeting people. I guess there are some mutated "social hermit" genes in me. :)
But I hope you and the community members can work out a healthy solution to your current issues…
Comment by Wendel Gascoigne | July 2, 2007 |
I have just IM'd you to join your group and also just read the above.
If I can help you in anyway I would really like to.
I haven't been in SL very long but it would be nice to get involved in a group like this.
If I am considered suitable to join the group I would like to get involved on the investment side if the present owner wishes to sell.
Comment by Freeway Streeter | July 6, 2007 |
And there was that one weekend where group members discovered they could spam the group with votes and none of you managers had the power to eject them. (I may have quit the group then, I can't remember.) Was just checking in here to read up on Archan's status and your involvement, and it does indeed sound grim. :( Whatever happened to Milosz?
Comment by Wildefire Walcott | July 24, 2007 |
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text:
Is your child's birthday coming up?
You save 20%OFF
Regular price 250
Expires on 01/01/2018Get Coupon!
Reliable kids entertainment Good For: • In-home party • Banquet hall • Party room • Community centre Package includes: -Bubble show with Bubble play -Funny clown -Each child can step into our giant bubble -Hosted by energetic entertainer that have awesome artistic skills -Entertainer comes dressed in full colorful costume -Accompanied by colorful lighting, a music system and popular upbeat music -Kids participate in action packaged games that are sure to make them giggle and wiggle 1 Entertainer | up to 20 kids| Up to 45 Min total
Terms & Conditions: Please present Coupon before purchase. Limit one Coupon per product per customer; not to be used with other coupons or offers. No cash value. Discount excludes tax or tip where applicable.
Entertain Kids
(800) 963-5753
Toronto, ON, M3J 1A


text:
Based on 68 reviews
Check-in and Check-out Time
Check-in: 2:00 PM
Check-out: 12:00 PM
PKL Residence is a hotel in a good neighborhood, which is located at Patong.
Not only well positioned, but PKL Residence is also one of hotels near the following Jungceylon Shopping Center within 0.67 km and Bazaan Fresh Market within 0.72 km.
About PKL Residence
For you, travelers who wish to travel comfortably on a budget, PKL Residence is the perfect place to stay that provides decent facilities as well as great services.
Splendid service together with wide range of facilities provided will make you complain for nothing during your stay at PKL Residence.
Savor your favorite dishes with special cuisines from PKL Residence exclusively for you.
WiFi is available within public areas of the property to help you to stay connected with family and friends.
PKL Residence is a hotel with great comfort and excellent service according to most hotel's guests.
With all facilities offered, PKL Residence is the right place to stay.


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Hey all,
Since there was a search for ramps a couple weeks back, I thought I'd share that Lula Cafe in logan square had the following for breakfast today:
tart of duck confit and ramps, served with poached duck egg. accompanied by watercress and apple salad. under 13 bucks!
omlette filled with NETTLES and various other stuff.
anyway, I have hyped lula before. their brunch specials on the weekends are really quite fast-forward for the logan square area, or for any breakfast place in the wicker park, bucktown area for that matter. really good values for the money.
regards, jason


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April 27-29, 2013
Leaving Beaufort, we caught the 8:30 a.m. bridge opening and traveled the Russell Slough Channel back to the main ICW. It was an easy trip until we entered the Neuse River, where the winds were up and we encountered 2 foot and some 2-3 foot waves. But after the stories we had heard from prior Loopers about the "Nasty Neuse", we felt lucky. Anyway, we had a relatively short trip across the Neuse to our next stop, River Dunes Marina, just beyond Oriental, North Carolina.
River Dunes is a fairly new and really beautiful marina that is the centerpiece of a planned residential community of upscale homes. The harbor is man-made and well sheltered off Broad Creek and the Neuse River. It is a quiet, peaceful spot with great floating docks, beautiful clubhouse and pool and the hands-down, blue-ribbon winner of the nicest showers on the Loop! And the docking prices were lower than many places we have stayed recently.
The people on the boat next to us greeted us as we pulled in. They are originally from Cincinnati, but have built a home at River Dunes and are based there now. A relatively small percentage of the total homesites have been built upon, because the development was just getting going when the recession hit. It will be interesting to see if it ever reaches its full potential.
There were a couple of empty lots just above our dock, where we could let the dogs run. Bailey especially loved the opportunity to let loose!
We borrowed the courtesy car and drove into the nearby town of Oriental, which bills itself the "Sailing Capital of North Carolina." We've been to several of these self-described "capitals" on our trip. I guess the first town to lay claim to the title can have it. We had lunch at a small local café and looked into a few shops. Nice, but all in all, Beaufort had a lot more to offer a visiting boater, we thought.
That night we had dinner in the gorgeous dining room at the River Dunes clubhouse. We were lucky to be there on a Friday, because the dining room serves meals on weekends only.
The next morning we were in no rush to leave this pretty spot, but keeping an eye on the next few days' weather, we pulled out at about 9:30. The first part of the day was a long haul out the huge Neuse River, which had a bit of chop but nothing like the day before. Again, we felt so fortunate because we had heard horror stories from others about their experiences with the Neuse. After a few miles through another ICW "ditch," we traveled the pretty Goose Creek, across the Pamlico River and into the Pungo River (which raised a question from one Looper, "What is a Pungo and did you see any there?"). Our destination was the Dowry Creek Marina, just past the small town of Belhaven.
Dowry Creek was worlds different from River Dunes, but equally beautiful, we thought. It is a small marina in a lovely spot on the river, and reminded us of the best of the peaceful locales we've encountered along our travels. We were joined by Loopers Rick 'n Roll and Knot So Fast and several other friendly boaters. We borrowed the courtesy car and drove into Belhaven where we met SeaGlide and Bucket List for dinner at Fish Hooks, one of Belhaven's few restaurants. It was a fun evening with a whole bunch of Loopers! But we forgot to take a picture – darn!
We woke up to a gorgeous morning, and it was tempting to stay in port and just hang out on the sundeck reading a book or taking a nap. But the weather two days out was looking like nonstop rain and thunderstorms, so we all decided to move on, skip our planned stop at Alligator River marina, and move on across Albemarle Sound while we still had good weather to do so.
Along the way we passed SeaGlide, whom we hoped to see again in Elizabeth City, and Rick 'n Roll, who were planning to take the alternate route to Norfolk via Coinjock. Betsy has made it well known that she doesn't like the Dismal Swamp!
Parts of the ICW on the way to the Albemarle reminded us of the Tenn-Tom in Alabama, with the many stumps and dead trees along the shore.
As it turned out, the Sound was a little bumpy, and some of it was on the beam which can be more uncomfortable. But Blue Heron just plowed on through, and we had such a good ride that I enjoyed a nice nap. It was a chilly day (cold, actually), but I found that because the wind was coming from the side, I could sit in the settee behind the captain's chair, protected by the isinglass, and be very warm in my little "greenhouse." So warm that I was soon sound asleep.
Around 2:00 p.m., we pulled into Elizabeth City, where they have two sets of free docks. The main docks are right downtown where the "Rose Buddies," a group of community volunteers, bring roses and complimentary cheese and crackers every night. However, the finger piers are short and narrow and we wouldn't have been able to get the dogs off the boat. Also, those piers were openly exposed to the winds that would be coming with the forecasted storms.
So we opted for a dock wall a bit further along where we could tie to the side beside a big sign that says, dock here for free but please patronize one of the local restaurants for each day of your stay. No problem there! But in fact there was a problem. We soon learned from the sailboat in front of us that the area next to the dock wall is locked off at 3:00 p.m. on Sundays and there is no way to get out or in. Thank goodness we found out before we left the boat to go exploring! We had a fun evening anyway, joined on board for docktails by SeaGlide and Bucket List, who also docked behind the locked gates.
This morning it rained non-stop, as predicted. It's been a good day to get things done on board, like blogging and cutting the dogs' nails. Joey is sad because he knows he's next!
In the afternoon the skies cleared and we all emerged from the boats. SeaGlide and Bucket List did some boat cleaning. Jeff and Larry showed off their nifty collapsible pocket hoses, "as seen on TV."
Craig and I took a walk to see a bit of the town and eat the requisite meal in one of the local restaurants. It's a town that has clearly seen better days. But we ate in a little café where we had the friendliest owner and waitress. Between the two of them we heard the history of Elizabeth City, including the mysterious murder of young Nell Cropsey in 1901, which is still talked about today. They even drew us a map to Nell's house. And they sold me a head of romaine lettuce from the kitchen, because they said the grocery was too far for us to walk.
Tonight we're planning to eat in town again with Bucket List, SeaGlide and Help Me Rhonda. But we'll need to be back on board by 9:00 p.m., when they lock us in again!
Next: Ending the Loop with a trip through the Dismal Swamp!
PS – Please note that after almost 12 months and just 50 miles short of our finish line, for the first time our blog is totally, up-to-the-minute current!


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Hargreaves Lansdown's shares fell 73½ - 12.7pc - to 506½p on Tuesday on the news of the FSA's about-turn, which reversed its previous position to allow the continuation of such payments, which make up more than a third of the company's revenues.
In a note to the market following the announcement, Hargreaves Lansdown insisted the regulator's decision to ban platform payments would have "no material impact on our business".
"We remain of the view platforms provide valuable services which improve efficiency for both investors and product providers and will continue to seek the best outcome for retail investors in dialogue with the FSA," said the company.
It added: "We do not believe any changes will materially affect profitability or revenue given our exceptional client base, retention and high service levels."
Hargreaves Lansdown currently receives annual payments from fund managers of about 0.75pc for the assets under administration using its Vantage platform, which last year amounted to revenues of £35m, or 35pc of the group total.
Analysts at Citigroup said that despite the change, Hargreaves Lansdown shares remained a "buy" and pointed out that all fund administration service providers would be hit equally.
"If this change was unique to Vantage, we would see significant flow risk as retail investors dealt with the culture shock of its changing from a lower fund charges/loyalty bonuses platform to [possibly] a paid-for service. But it is not unique, and it is hard to see what alternative route to investment investors could use instead," said the Citigroup analysts in a note to clients.
Financial services lawyers expressed exasperation at the FSA's change of heart on platform payments, which comes after the regulator last month rejected a call from the Treasury Select Committee for it to delay by a year the implementation of the Retail Distribution Review (RDR), which will change the way investment advisers are able to sell financial products to retail investors.
"The culmination of five years of consultation is - more consultation. The issue of payments by product providers to platforms is one of the most important issues in the FSA's RDR project, but the final rules as they currently stand are no more than a statement of intent," said Michael Wainwright, a partner at law firm Eversheds.
The RDR changes are due to come into effect at the end of next year, however there is concern that many financial advisers will not be able to meet the deadline.
The FSA has rejected these fears and said that most independent financial advisers were on course to meet the December 2012 deadline and that delaying would cause more problems.


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Add People Magazine to the list of national media questioning whether the shooting death of 24-year-old Michelle O'Connell on September 2, 2010, was "Suicide or Homicide" in today's issue on newsstands now. Historic City News has been in communication with members of the O'Connell family since this tragedy occurred.
At issue in a New York Times article, broadcast for the PBS series "Frontline", and aired in an episode of Dr. Phil, now People Magazine is confounded by a twice-amended death certificate that reported the young mother's death as a suicide — but was changed by the medical examiner to reflect the manner of death as homicide. Dr. Frederick Hobin also found that the cause of death was a gunshot injury to the spine, caused by another person.
O'Connell died in the home of her estranged boyfriend, 23-year-old deputy sheriff Jeremy H. Banks.
Although a single gunshot fired from Banks' .45 caliber semi-automatic duty pistol ended her life, a second shot was fired from the weapon. A bruised cut was observed over the victim's right eye. Neighbors reported hearing one gunshot, a pause, a scream for help, followed by a second gunshot. Banks claimed to have been in his garage during the time of the shooting.
Members of his own department responded to the crime scene which was processed as a suicide — not a homicide. No outside agency was called to collect the evidence or lead the investigation. The same evidence collection protocols and investigative techniques were not followed.
Sheriff David B. Shoar concedes the department was too quick to rule the death a suicide, even though he is entrenched in his opinion that the investigation would have reached the same conclusion either way.
Banks, who was only 19-years-old when he was hired, was never questioned as a suspect. He was extended access, both at the crime scene and at the sheriff's department, as a witness and member of the law enforcement agency.
O'Connell's mother, Patty O'Connell, told Historic City News that she feared for the safety of her grandchild after hearing allegations of domestic abuse. She says that is why Michelle told Banks that she was moving out and ending their relationship earlier the night that she was shot.
At the crime scene, many narcotic pain killers, prescribed to Banks, were found in O'Connell's pocket. Banks's hands were not swabbed for gunshot residue and there is some dispute over whether he showered — either before he called 9-1-1 or before deputies and emergency medical personnel arrived at his home.
The O'Connell family paid to have the body of Michelle exhumed for an independent forensic examination by a different medical examiner and two dental specialists. Their second autopsy, performed by Orlando pathologist Dr. Bill Anderson on January 12, 2016, revealed that blunt-force trauma fractured O'Connell's jawbone, incapacitating her before she was shot.
Banks has never been administered a polygraph examination to test for the truthfulness of his account of the events that night. Banks has been able to retain a lawyer, Robert "Mac" McLeod, and his job. Banks has been employed by the sheriff since February 12, 2007 and he is paid $49,677.89 each year. He turned 29-years-old in August and he still carries a gun.
Contributed photo: Catherine Ivey Jones


text:
My two week at home staycation came to an end and I was back to long hours and zero time for cooking since I value sleep way more these days.. so I decided to make a slow cooker soup that turned into a stew, then chili andddd I'm not sure now what to call it besides delicious! I just kept throwing stuff in!
This recipe legit kept my husband and I fed for 3 dinners, 3 lunches and more to spare. It was a great mindless meal prep and perfect for a long work week!
Packed with veggies, herbs, grains- all of the proteins all of the goods.
Serves 4-6
- 1 tbsp olive or grapeseed oil
- 4 garlic cloves, minced
- 1 medium onion, diced
- 1 cup carrots, chopped
- 1 medium zucchini, chopped
- 1 red, yellow or orange bell pepper, chopped
- 1 tbsp cumin
- 1 tbsp oregano
- 3-4 tbsp chili powder
- optional 1 tsp cayenne pepper for a kick
- salt and pepper to taste
- 1 tbsp tomato paste or 8 oz of your favorite marinara or even diced tomatoes
- 2 cans black beans, rinsed and drained
- 1 can garbanzo beans, rinsed/drained and dried
- 1 cup dry green or brown lentils
- 1/2 cup rinsed, uncooked quinoa
- 1 cup frozen or canned corn
- 5-6 cups vegetable broth
TOPPINGS (optional)
- dairy free cheese
- dairy free sour cream
- fresh cilantro
- In a large saucepan, heat oil on medium. Sautee garlic, onion, carrots, red pepper and spices until fragrant- about 5 minutes.
- Add tomatoes and cook for another 5 minutes.
- Add this all to slow-cooker. Add the rest of the ingredients- be sure to stir well.
- Cook covered on low for 8 hours for best results, or 4 hours on high.


text:
Multifan V4E1520M11036 50 Inch MF130 Exhaust Fan Single Phase 240V
- Corrosive resistant materials
- Optimal performing fan under harsh conditions
- Rugged exceptional quality motor
- Reviews
- Description
- Specifications
- Benefits
Multifan V4E1520M11036 50 Inch MF130 Exhaust Fan Single Phase 240V
The exhaust fans in the market may fulfill all your expectations but do they last longer under any condition? Most of the times, this is where the fans fail. But not with the Multifan V4E1520M11036 50 Inch MF130 Exhaust Fan Single Phase 240V which is known for its better performance in any climate and in any environment. This is not surprising given that this is from the renowned manufacturer of exhaust fans, Vostermans Ventilation Inc. The unit is completely resistant to dirt, moisture, dust and therefore corrosion.
Works in wet conditions
The most important feature of Multifan V4E1520M11036 50 Inch MF130 Exhaust Fan Single Phase 240V which makes it the ultimate choice in Exhaust fans is the fact that it can sustain in any kind of wet climatic or marine conditions. There is no worry on the moisture or humidity affecting the motor or the fan blades. They are tested completely for resistance to corrosion and are perfectly capable of handling a wash down too.
Dynamic design
The entire unit is designed dynamically to handle harsh conditions including the aluminum case enclosing the motor, the fan box, the polymer frame, polypropylene impeller, the wire guard, the galvanized shutter and the high-quality motor itself. The blades of the fan, all three of them are shaped in 3D to ensure the fan to perform optimally under worse conditions. The design of the motor ensures that the noise and vibration level is absorbed and does not disturb the environment.
Better air flow
The design of the exhaust fan can minimize the loss of air during the functioning of the motor. Furthermore, the 3D blades add on to the performance of the fan increasing the air flow within the system. With very little effort, the motor can bring about a very good circulation of air around. And the cone with the shutter only improves the flow of air.
- Model: V4E1520M11036
- Product Type: Multifan V4E1520M11036 50 Inch MF130 Exhaust Fan S
- Product Dimensions: L: 54.40" x W: 54.40" x H: 20.60"
- Product Weight: 235.00 lbs.
- Product Color: Multi
- Type: Exhaust Fan
- Diameter: 50 inches
- Voltage: 240 volts
- Oscillation: No
- Usage: Indoor
- Certified for Commercial Use: No
- Energy Star Certified: No
- Mountable both vertically and horizontally as you would require
- Designed in such a way there is lesser loss of air
- No worries on corrosion spoiling the unit
- Noise level is reduced to bare minimum
- The entire unit is easily maintainable with easy cleaning option
- The frequency controller helps with a better control


text:
So cheat your landlord if you can and must, but do not try to shortchange the Muse. It cannot be done. You can't fake quality any more than you can fake a good meal.
Author: William S. Burroughs (1914-1997)
Profession: American Writer
It was beautiful and simple as all truly great swindles are.
Author: O. Henry Porter (1862-1910)
Profession: American short-story Writer
Cheat me in the price, but not in the goods.
Author: English Proverb
Profession: Sayings of British Origin
For nothing can seem foul to those that win.
Author: William Shakespeare (1564-1616)
Profession: British Poet, Playwright, Actor


text:
A two-and-a-half hour prime-time show on Tuesday will see labradors and terriers pitched against labradoodles in ITV's Britain's Favourite Dog: Top 100.
There are 217 breeds in Britain plus thousands of combinations of cross breed, many of which are represented in this first-ever countdown of its kind.
The Sunday Express has been given exclusive access – but has agreed to keep the winners under wraps.
It is hosted by radio presenter Sara Cox, owner of malteses Dolly and Beano, and TV's Ben Fogle, whose beloved black labrador is called Storm.
The results are based on a survey of 10,000 dog owners in co-operation with the RSPCA and insurer Pet Plan.
Geri Haliwell, Gok Wan, James Martin, Gabby Logan, Louis Smith and Michael Ball are among the stars who introduce us to their beloved canine friends.
Prince Harry even makes an appearance, coming face to face with an Invictus Games hero John Flint, from West Sussex, and the dog that helped him deal with his injuries.
The dog-a-thon gives each breed's heritage, fascinating facts, key characteristics and personality traits.
New crossbreeds feature heavily, such as the chorky, sproodle, puggle, cavapoo, cockapoo and jorky.
The show also features Coronation Street dog Rover, really Cookie, a Jack Russell owned by the show's Simon Gregson, who plays Steve McDonald.
Another TV star dog is Luna, a labradoodle who is an occasional guest on ITV's Good Morning with Phillip Schofield and Holly Willoughby.
Britain's Favourite Dogs: Top 100, ITV, Tuesday, 7.30pm.


text: I only plant corn every few years because I can't really grow a whole field of it, and either a storm or a band of squirrels seems to destroy it every time I try. This year I'm planting corn in a row out in our field because I REALLY love fresh corn. And I'm in complete denial that it will be lost again this year.


text:
Soujourn has compiled a source sheet on biblical prohibitions on male-male sexual relations found in Parshat Acharei Mot and Parshat Kedoshim in the book of Leviticus.
"Our goal with these resources is simple: we want to create a safe space for people to have discussions about challenging topics. We are not looking to erase the biblical text, nor are we looking to ignore it. It is a part of our identity as the Jewish people and, no matter how hard we may try, we cannot wish it away. We can, however, read, discuss, interpret, and learn more so that we may come to new levels of understanding and comprehension as each of us decides for ourselves exactly what these verses mean."


text:
ERIC Number: ED027242
Record Type: Non-Journal
Publication Date: 1967-Aug
Pages: 100
Abstractor: N/A
Reference Count: N/A
Special Training Institute on Problems of School Desegregation.
Hontz, Glenn
A six-week summer training institute designed to provide participants with the skills and understanding needed to help student teachers and beginning teachers to perform successfully in racially mixed schools and classrooms was attended by 119 elementary and secondary school teachers and administrators (approximately half Negro and half white) from 51 public and Catholic schools in four Louisiana school systems. Methods used to present program content (on history, sociological and psychological factors which define and illuminate the problems of segregation and desegregation, theories and principles of intergroup understanding and communication, and the process of problem analysis and solution) included large-group lectures by 14 consultants; discussions within the five subgroups, each led by two staff members; field trips to educational, recreational, and cultural programs in summer school and community settlement house activities; and library readings from collections on campuses of the five participating institutions. Each school (Dillard, Loyola, Tulane, and Xavier Universities and St. Mary's Dominican College) provided facilities for one week of the instructional program. (Included are the five-page evaluation questionnaire with results and lists of participants, staff, and consultants; of school and community facilities visited; and of 292 publications on the reading lists. (JS)
Descriptors: Cooperative Programs, Educational Problems, Field Trips, Group Discussion, Institutes (Training Programs), Interpersonal Relationship, Lecture Method, Program Content, Program Descriptions, Program Effectiveness, Racial Integration, Reading Materials, School Desegregation, School Personnel, Summer Programs, Supervisory Training, Teacher Orientation
Publication Type: N/A
Education Level: N/A
Audience: N/A
Language: N/A
Sponsor: Office of Education (DHEW), Washington, DC.
Authoring Institution: Tulane Univ., New Orleans, LA.
Identifiers - Location: Louisiana


text:
It's no coincidence people still call James Conrad "coach."
The 60-year-old Hagerstown resident recently retired after 32 years in the Washington County school system. He was a principal most of that time, but some former students best remember him from athletics.
Perhaps the title stuck because Conrad encouraged students on and off the field. He remembers keeping a sign in his office that read, "Kids Need Models, They Don't Need Critics."
As a principal, he sometimes took troubled kids out to lunch. He liked to focus on those who needed help, not the best and brightest. "There's so many who don't get the attention," he said Sunday.


text:
If you want your OCDC to stay up all the way with out holding it and pop back up all the way when you release the handle after closing it, I put the directions for the modification on my Website today that I have field tested for the past 4 seasons. It is on the OCDC page, bottom link on my Website. Picture included.
----------
Eric@ELM


text:
If you work in an industry or workplace with potential hazards, workplace safety stickers are a must! Workplace safety labels are specially designed to ensure that workers are warned of potential hazards in a building or office to prevent accidents before they can happen. All mandatory stickers are printed on a clear, primary blue background to effectively warn employees about existing hazards in the working area, with clear, recognisable white logos to illustrate the hazard and signal towards the appropriate solution.
All of our mandatory labels are made from a thick and highly durable polyolefin, a long lasting and weather-resistant material appropriate for both indoor and outdoor application. They come with a self-adhesive application so labels can be placed wherever they are needed in the workplace. With every mandatory label that you buy from us, you can be certain that they are going to be long lasting without showing any signs of wear or tear. All labels arrive in resealable snap top polybags to keep them protected until use.
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text:
Officially MARRIED! And a very BIG CONGRATULATION to Justin's Sister - Sheirly Tham whom happily married with Howen Yuo
On 5th December 2009.
Woke up at 5.45am, and started to get dress. I wore pink dress that very morning as I dont have time to hunt for a new dress *sucks*. After dressed everything, I went to fetch wykie. Both of us promised to be her chee mui. I dont even know what theme they are wearing nor how many chee mui she have. ^
When reached their place, it was 7.15am. Justin mum asked us to have our breakfast and kept telling us to eat alot. Then only I noticed beside me and wykie...there's another two more girls. One of the girl who set and makeup for the bride. Another one will be taking photos. So only I noticed that we are the only chee mui. All thanks to Wykie who accompany me to go today. Without her, I don't know what should I do as this is my FIRST time to become someone's chee mui. Totally unprepared.
Since Wykie already become chee mui for her friends wedding x4times in a month, and she got experience how is she gonna play the groom before letting him to kiss his bride.
Inside the room, I started to take pictures. *sorry, all photos might not turn out good.
Here's Justin's big brother and his elder sister's two cute little boys. The one Justin sayang the most is the right side. He was still a very small boy when Justin passed away. He didnt manage to met the other younger brother.
And me...taking photo with the pretty bride plus his mum too.
Strike around 8am, and finally the groom came. His hand holding a small bunch of flowers - which is quite pretty. He looks gentleman. Those kind of guy who will not flirt nor go clubbing or smoke. When we were at the kitchen thinking how-to-play out the groom and his brothers, the groom was too GENTLEMAN and sat at the chair outside. He did not bang the gate nor shout to come inside the house. He sat quietly though and waiting patiently.
This is what we did. *nah..i just stand aside. Wykie kept giving them suggestion, but the things or the food - dont have ahhhh.... >< style="font-style: italic;">Sweet, Sour, Bitter, ChillieHot. In canto - is called as Tim, Shuen, Fu, Lat.
While asking them to go through this 2task, me and wykie was placed inside the room with the bride. We are then gonna open the door for the groom to come inside - only when he sang the most loving song for his wife - and it must be his wife's favourite song too. This was a suggestion from Sheirly herself. She wanted to hear her husband sing a song for her, where he never sing for her - not even once. So yeah. This is the chance to grab the opportunity. Infact, I almost cried to hear the song eh! Very touching!! After singing the song, Wykie asked the groom to say LOVE in different languages. The groom said in Canto, Mandarin, Hakka, Xiu Chao, Malay, English, Hokkien, Korean, Japanese, etc. Whoah! And finally he said -
Me, Howen Yuo Choon How L.O.V.E Sheirly Tham Kuan Tee
After sliding the angpow...we opened the door and let the groom get his bride. Here's what they must do when meeting each other.
and finally~
I capture this photo - where Wykie showed me.
Yea! Chicken Little. It was the very day where Justin wanted to buy this Chicken Little for his lil boy from MCD. And Wykie also bought one for herself. Never know, the waiter already put one Chicken Little at one of the tray - where I already took it upstairs. So, when Wykie + Justin came later... there is 3 CHICKEN LITTLE! And of cox, I took the 3rd Chicken Little!
Looking closely, will be this photo frame.
There- Justin and his family when he was around teenager age. (*sob sob*)
From Left: His Father, Mother, Justin, Elder Sister (wedding dress), 3rd Elder Sister (Sheirly) and 2nd Elder brother.
Continue the wedding day. I'm sure Justin also happie for his sister's marriage ^^
They even need to pray for the GOD too (izzit?)
And only starting to pour tea for everyone...including her mother father, brother sister, grandma grandpa, aunties uncles.
This is where her mother gave her. Necklace and Ring
Her elder sister
Her elder brother
Together with Mother and Father
Wykie holding the pretty flowers
Family shot
Chee Mui Shot (part 1)
Chee Mui Shot (part 2) - the one wearing purple standing next to me is the groom's sister. But the right end wearing pink - I dont know who is she. Standing next to the pink dress is the gurl who helped the bride to makeup and set the hair and everything. The other gurl next to wykie is the one who hold the camera the most.
Around 9.30am, we went to the groom's house. He just live opposite of the bride. SO NEAR!!!
Not to leave the car empty, so we didnt walk. We sat at one of the brother's car and round one circle and only go to the apartment - which is just opposite.
Ain't this little boy looks cute? lolx.
We went up to the groom's house. Quite coxy.
Again, they prayed and thanks to their god.
And again, pouring tea for the groom's family...until taking the family pictures of the groom.
Groom's Family
I'm not sure who are they. But I noticed the guy at the right corner...he's the only one facing at my camera.
And I'm think he's cute too. The left and right corner - they are twins. That was when Wykie told me.
I think he's cute cause he's the only 1st guy that drag my eye contact. His face was charming (please dont judge his hair color ok) and he got the BODY that I like too. *blink blink* (too bad....if I am still single, I think Im gonna grab him - if only if he's single-also-la)
Okok..stop all the imagination. Fatty told me that he dreamt about me and him going to Melaka (where I hate to go!) We were happily together and met Jordan Chan (OMGoodness) and Fatty rushed to him and asked him to have an autograph signed (Ok, that was totally awkward). Then, I saw one pretty dress and wore it immediately. And going to a club where only me and Fatty. Suddenly, we have a big argument and I went away with another guy and dance with him (totally so not me - cause I DO NOT KNOW HOW TO DANCE!) In sense of - the guy was actually - this guy I was talking about (the guy that wore white standing on the right, I was talking about). Fatty even said that I let him hug me, dance with me and I lean my head at his shoulder. OMFG! And he told me, he was very sad seeing those scene.
He might be thinking too much and that's why he got this beautiful PLUS nightmare! Lolx.
And chee mui's picture again~
Then, we went inside the groom's bedroom. Hahaha.
The kids
Wedding Bed
Ouch. I look sooooo hunchback ><
The wedding album ^^ from Picasso (near Sunway)
We left for a light lunch at Justin's place and then only I fetch Wykie to work. Straight go home and felt asleep zzzZzZZzzz...
Woke up in the evening, and started to get dress for the wedding dinner.
The stage backdrop deco
This is where I sat. At the front corner.
Having a snap with his mother as well. Ain't she's pretty? She even set her hair-eh!!
Finally, me with the bride and groom together. ^^
And...slot in with Fatty too.
Tada..my hair!! Blerkk..
Everyone was busy taking pictures and I was busy eating...I stopped eating when the prince and princess is into the wedding cake and wine. And get busy getting their pictures ^^
Pouring wine from the top to the bottom
Together cutting the wedding cake
Wedding Cake
and so they yummm~
Family photos
Last but not least...I prepared this package for only Justin. Hoping he will be around enjoy himself too...
Red Prosperity
Inside is the mini bun ^^
And tong shui for Justin too. Totally left for him only.
Here's for you - Justin ^^
When we left, me and fatty took our last pictures together.
Monday, December 7, 2009
Posted by Xter at Monday, December 07, 2009 | |
2 comments:
- Notty Nicolle said...
Awww... I miss Justin!!!! I still remember that scary CNY sms..the day he left us to heaven. He will always be in my heart. My mom sometimes will ask abt him too..Hope his family doing good now! :)
- December 12, 2009 at 9:27 AM
- Xter said...
yea..I neva knew that he left us at the CNY day itself..I damn miss him too ... T_T
- December 12, 2009 at 4:18 PM
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text:
|50 Nan Wo, Chang An Village, Woo Kou. Hsinchu / 新竹縣湖口鄉長安村再興路350號
|THE Club / 再興高爾夫俱樂部 (Also known as Tsai Hsing Golf Club)
The morning after the Sign Up Drinks ... Dust the cobwebs off the golf bag and enjoy a friendly loosener round at THE Club (Tsai Hsing). At the very friendly tee time of 11.40am. Potential new members and guests are all welcome.View Scores
Kick off the new season by enjoying a drink with old and new members. Invite any potential new members and partners. $500 for food buffet and soft drinks. One free drink when paying your annual membership fee. Happy Hour 5-7pm, buffet 7-9pm.View Scores


text:
Christmas in Cornwall - Sat 23rd Dec 2017
- Duration: 5 Days
- Product code: PXXAH2
Join us at this special time of the year for a lovely Christmas in Cornwall. Our hotel is nestled in the 12th century stannary (tin-mining) town of Lostwithiel. It's a lovely intimate little town to explore with a host of antiques shops, a charming old church, lovely coffee shops and pubs with narrow streets and Cornish cottages - real character. We have a selection of itinerary destinations during your Christmas to explore the local area. Staying in a the excellent 3* Best Western Fowey Valley hotel - formerly known as the Restormel Lodge.
After being collected from your local pick up point (approx 8.00am) we have refreshment stops as required before arriving at the hotel late afternoon. Time to settle in to the hotel and perhaps have a stroll before dinner. Although full details are not available at this time, our stay at the hotel will include Full English Breakfast throughout, a buffet lunch, Full Christmas Dinner, a festive cream tea and entertainment in the evenings.
In the morning we head to Looe. A personal favourite, Looe is a fishing port with a labyrinth of alleyways lined with shops, pubs, cafes and cottages leading down to the sandy beach. Wonderful and on Christmas Eve there is bound to be a fun atmosphere. You can be forgiven for enjoying the sight of those rushing their last minute preparations! We return to the hotel to relax before dinner.
Merry Christmas! Enjoy a stroll through the town in the morning and perhaps head for the church before returning to the hotel for a full 5 course Christmas Day lunch. Relax with your fellow guests in the comfort of the hotel in the afternoon before dinner.
After breakfast we shall head off for a scenic drive through the Cornish landscape before returning to the hotel and the final evening dinner.
Time to say goodbye to the staff and head home this morning, with refreshment stops as required before turning home to the local area around 5.00/6.00pm.
Meal Plan - Dinner Bed & Breakfast + Christmas Lunch + 1 Buffet Lunch
3* BW Fowey Valley Hotel - formerly Restormel Lodge Hotel
With a lovely location in the charming town of Lostwithiel this highly rated hotel is great for a holiday in Cornwall with a host of fishing villages, beautiful countryside and attractions to discover. Enjoy a stroll in the town and then return for a drink in the bar. You will be assured of friendly Cornish hospitality. Enjoy the best of local produce in the restaurant with a hearty hot buffet breakfast and a delicious 3 course evening dinner with festive choice of menu. All the hotel bedrooms have recently been refurbished to a very high standard with a lovely decor. All have ensuite bathroom with TV, hair dryer, tea/coffee making facilities, iron and WiFi. No lift - some ground floor rooms available - only 2 storey. Room upgrades available.


text: New Sky is leaded by a group of IT professionals with diverse range of skills. We are able to offer tailor-made solutions that suit your organization's needs. Below listed some core solutions that we are currently offering to clients. If you needs is not covered below, do not hesitate to contact us.


text:
GreekIslandGirl wrote:supporttheunderdog wrote:Well "g"IG, at least he has an intelligence worth insulting, the same cannot be said for you by the evidence of your last remark.
Yes, you can take some pride in that too as his 'intelligence' is down in the swamp next to yours.
I make no claims about my intelligence....and who cares for your views about the intelligence of either myself or LondonRake any way...
You have, to me at least, conclusively demonstrated that you are incapable of rational debate, on some topics any way, and thst being so, all you are reduced to is trying to be mean and spiteful. In my view you cannot even do that very well. You persisitently use epithets like racist or imperialist, so much so that coming from you they cease to have meaning, and serve little purpose but demonstrate your own bitterness, to those to whom you apply such labels, that is to say anyone who does not share your rosy tinted but blinkered if world view, and who are prepared to stand their ground.
You should know by now that I will stand mine.


text:
For those new to sewing, this phenomena can be very frustrating, but if you know how to diagnose the problem, it will probably happen less and less.
1.) Is your bobbin threaded correctly? That sounds a bit silly doesn't it? However, since I use several machines in the course of a quilt, I have to remember which bobbin goes clock wise and which ones go counter clock wise.
2.) Want to hear an even sillier question? Are you using the right sized bobbin for your machine? Just because it fits in the bobbin case, does not mean it is the correct bobbin.
I couldn't figure out why my machine wouldn't work. Then, I took it into a local repair shop and he let me know I was using the wrong bobbin. So make sure you know what sized bobbin your machine takes and if you don't have the manual, there is tons of information online that can help you out!
3.) Did you adjust the tension? Is it to loose or to tight?
4.) Are you using the correct needle for the fabric you are using? YES!! It DOES make a difference.
5.) Is the needle threaded properly?
6.) Has your machine made friends with the thread you are using? This one is very important because every machine I have ever used likes a particular brand better than another one.
For instance, my old machines loved Coats and Clark thread which I believe is now just Coats and would not take to any other type of thread without causing me a headache.
7.) My Singer loves Glide thread made by Fil Tec and I can use it one the spool or in the bobbin and it works like a charm and just Glides through fabric. HAHA!!
Just make sure you know the spool size you need. I made the mistake of ordering the large size and it doesn't fit on my machine, so hubby made me a spool holder. I will also hold it upside down to wind my bobbins using my bobbin winder. It works!!
|Glide Thread by Fil Tec @Bobbin Central
I discovered that the only monofilament thread I can use is by Superior Threads which is actually, a Mono-polyester thread. My machine does great with this mono invisible thread and never breaks. However, all other mono invisible threads, break and pop all the time and I am talking sometimes while taking the first few stitches.
Don't let this post discourage you. Go sit down with your machine, get to know it, read its book, dust it off, clean all the dust and thread out of it each time you make something, oil your machine if it needs it, take some time, be patient and if you do, I promise you your machine will hum and purr for you better than ever!
It is like operating a body on McDonald's all your life and then finding out, fruits and veggies are delicious and better for you, however which ones you like, depends on you.
Enjoy your machine, your projects and remember, if you have a question there are hundred who quilt who would love to help!
**Neither Fil Tec (Glide or Bobbin Central) or Superior Threads or their affiliates have reimbursed me or given to me to review any of their products, I did this all on my own!**


text:
Imagine finding that the stock of your favorite vacation spot sells for 67 cents. Welcome to Wyndham International
Wyndham reported mixed results today, with a net loss widening an unlucky 13% to $89 million. Revenue per available room (RevPAR), the industry standard measure, was up 1.2% and occupancy rose 3.6%. The average room rate dropped 3.9% to $97.89. In summary, increased occupancy could not counter lower room rates.
Results for other luxury hotel operators are mixed, but profitable. Four Seasons
Hotel investors have to be encouraged by recent trends in hotel occupancy and room rates. RevPAR has risen 5% or more during the last three weeks in October.
Yet, Wyndham's story, like many in the group, centers on debt, which at $2.7 billion, is like a pair of cement shoes. A financial snapshot shows negatives for everything from return-on-equity to profit margins. It is not a pretty picture.
It is said that, "You get what you pay for." In Wyndham's case, it could be spectacular gains if the economy rebounds and the industry flourishes. Without such rose-colored glasses, the future looks bleak. Heck, for the especially wishful, a strong competitor could always decide to use its cash flow for an acquisition.
The Motley Fool has discussion boards for Hilton and all the other major hotel companies mentioned in this article (although, ironically, not for Wyndham). To get a 30-day free trial, click here .
W.D. Crotty can be reached at email@example.com. If you decide to try his favorite resort, make sure you try Shula's On The Beach . It has great food -- and great views.


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This submissive conduct of mostly Guys is claimed to be rooted inside the underlying problems with inadequacy and self-esteem difficulties. On the other hand I am able to see that some people could be intrigued via the stripping of cash from their lifetime and being given a decent budget. For many People tight boundaries could provide them with som… Read More
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John McClain of the Houston Chronicle reports that the New York Jets have agreed to trade WR Derrick Mason to the Houston Texans in return for a conditional seventh-round draft pick in 2012.
The move is very interesting considering that the Jets benched Mason in favor of Jeremy Kerley. Several reports have mentioned that a number of the Jets receivers complained to Rex Ryan about offensive coordinator Brian Schottenheimer but the team wound up refuting the report.
Meanwhile the Houston Texans are obviously concerned about star WR Andre Johnson's injury as Mason will now join Jacoby Jones and Kevin Walter for the time being. There's still plenty of questions regarding his ability but he could end up being a bridge to Johnson but I wouldn't bet on it.


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Challenge: Control lost circulation while drilling and cementing through unconsolidated, faulted zones in a deepwater well.
Solution: Integrate Losseal composite mat pills, CemNET fiber technology, and DeepCRETE deepwater cementing system to reduce the volume of lost mud and slurry.
Result: Controlled fluid losses, achieved top of cement (TOC), provided structural casing support, and avoided remedial cementing operations.
While drilling a well in an unconsolidated, faulted formation, an international oil and gas company
encountered severe lost circulation. In the tophole riserless section, drilling fluid was leaking
through the unconsolidated and faulted zones. After switching the fluid from seawater to heavier
mud, no returns were observed at sea bed.
The loss of fluid to the formation presented cementing challenges, as any fluid heavier than
seawater could cause circulation losses and compromise the structure to secure the blowout
preventer (BOP) stack. Proper cementing was critical to ensuring the casing and formation
would support the weight of the wellhead, BOP, and riser. It would also allow the operator
to drill subsequent hole sections when needed.
After conventional methods of establishing full circulation were ineffective, Schlumberger
proposed Losseal composite mat pills, an innovative blend of fibers and sized solids, to plug
thief zones. In addition to the Losseal pill, the operator and Schlumberger added CemNET fiber
technology to DeepCRETE deepwater cement slurry to regain circulation.
The job pressure profile showed that the final displacement pressure met expectations.
Top of cement was very close to planned depth, despite the loss of circulation prior to cementing.
Compared with similar wells that had failed due to lost circulation problems, the oil company
reduced drilling time and avoided at least 2 days of remedial cementing operations.
Download: Fiber Technologies Control Fluid Losses While Cementing Riserless Tophole in Deepwater Malaysia (0.12 MB PDF)


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Monday, August 29, 2011
Ma'a Nonu
Ma'a Nonu, the mean machine Rugby player weaved his way to the opposition's goal. Players bounce off as he barges through like a charging bull. His great skills helps him sidestep and quickly run away with the ball. Fast and furiously, he dodges the players and runs for the try line.
Posted by Gloria T at 9:33 AM
Labels: Ma'a Nonu, Term 3 2011, writing
1 comment:
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3113 South Pulaski Road, Chicago, Illinois 60623
The word periodontal means "around the tooth". Periodontal disease attacks the gums and the bone that support the teeth. Plaque is a sticky film of food debris, bacteria, and saliva. If plaque is not removed, it turns into calculus (tartar). When plaque and calculus are not removed, they begin to destroy the gums and bone. Periodontal disease is characterized by red, swollen, and bleeding gums.
Four out of five people have periodontal disease and don't know it! Most people are not aware of it because the disease is usually painless in the early stages.
Not only is it the number one reason for tooth loss, research suggests that there may be a link between periodontal disease and other diseases such as, stroke, bacterial pneumonia, diabetes, cardiovascular disease, and increased risk during pregnancy. Researchers are determining if inflammation and bacteria associated with periodontal disease affects these systemic diseases and conditions. Smoking also increases the risk of periodontal disease.
Good oral hygiene, a balanced diet, and regular dental visits can help reduce your risk of developing periodontal disease.
Signs and symptoms of periodontal disease:
3113 South Pulaski Road, Chicago, Illinois 60623 | Ph 773-683-3060 | firstname.lastname@example.com
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Advent and Christmas
It is a good idea to come to Iceland even some time before Christmas as Icelanders go in for the celebrations from December 12th when the 13 Yuletide Lads (Door-slammer, Spoon-licker, Meat Hook, Candle Beggar, and others) arrive from the mountains bearing food and gifts. On December 4th the lights are lit on a large Christmas tree at Austurvöllur Square in the city centre. In Iceland, Christmas is very important and is celebrated everywhere in society; families, friends and work colleagues make the season special by having Christmas parties, baking cookies and drinking Jolaglogg, which are some of the Icelandic traditions. Decorating homes, windows, balconies and gardens with electric lights is very popular, making the whole city look like a giant Christmas tree! Visitors can enjoy an Icelandic Christmas dinner at some of the best restaurants in Reykjavik, tasing delicacies such as Hangikjot (smoked lamb served with potatoes, vegetables and a white sauce) or Rjupa (Icelandic Ptarmigan).


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Positive Data Boost Shares
KUALA LUMPUR, Malaysia -- Shares rose Wednesday as investors were encouraged by the release of data regarding money supply growth.
The Kuala Lumpur Stock Exchange composite index advanced 14.95 to 1068.23 on volume of 209.1 million shares. Decliners led advancers 285 to 277, with 115 shares unchanged. The broader Emas Index added 2.46 to 306.25, while the Second Board Index of smaller shares edged up 0.23 to 447.20.


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On 10 February 2016, the European Commission and the CFTC announced a common approach regarding supervision of central counterparties operating in the US and EU, paving the way for cross-border equivalence and recognition decisions. The agreement promises to resolve a major and long-standing impasse which has threatened to paralyse the financial markets.
EU-US Agreement on CCPs
On 10 February 2016, the European Commissioner for Financial Stability, Financial Services and Capital Markets Union and the US Commodity Futures Trading Commission (CFTC) announced a common approach 1 regarding recognition of their respective regulatory frameworks for clearing central counterparties (CCPs).
Following this agreement, the European Commission intends to adopt an equivalence decision to declare that the CFTC requirements for derivatives clearing organisations (DCOs) under the agency's jurisdiction are 2 equivalent to requirements under the European Market Infrastructure Regulation (EMIR). This will allow such 3 US CCPs to be recognised under EMIR and to continue to provide services in the EU whilst complying with CFTC requirements, although they will need to comply with certain additional requirements under EU rules as discussed below. The European Securities and Markets Authority (ESMA) has also announced that whilst it has 180 days to recognise CCPs under EMIR, it will do everything within its powers to shorten that period, given the 21 June 2016 deadline for the start of the clearing obligation.
CFTC staff will propose a determination of comparability with respect to EU requirements, which will permit EU CCPs that are registered or intend to register with the CFTC as DCOs to provide services to US clearing members and clients whilst complying with corresponding EU requirements in lieu of CFTC requirements. CFTC staff will also propose streamlining the registration process for an EU CCP wishing to register as a DCO.
Equivalence under EMIR
Under EMIR, the European Commission may adopt equivalence decisions declaring that:
- the legal and supervisory arrangements of a third country ensure that CCPs authorised in a third country comply with legally binding requirements equivalent to requirements in EMIR;
- those third country CCPs are subject to effective supervision and enforcement in that third country on an ongoing basis; and
- the legal framework of that third country provides for an effective equivalent system for the recognition of CCPs authorised under third country legal regimes.
Such decisions are necessary for CCPs established in third countries to provide services in the EU. To date, the European Commission has adopted equivalence decisions for the regulatory regimes for CCPs in Australia, Hong Kong, Japan, Singapore, Canada, Mexico, South Africa, Switzerland and the Republic of Korea.4
Key Differences between the US and EU Regulatory Regimes
In September 2013, ESMA published its final technical advice on the US's regulatory equivalence to EMIR. The technical advice highlighted various differences between the US and EU regulatory regimes, resulting in a delay in the European Commission adopting an equivalence decision for the US. This delay has, in turn, contributed to the delayed application of capital requirements under the Capital Requirements Regulation (CRR) 5 in the context of EU banking groups' exposures to CCPs, as absent an equivalence decision, European clearing members would need to hold more regulatory capital to clear on US CCPs than if recognition were granted to US CCPs.
The announcement that an equivalence decision from the European Commission is forthcoming is prefaced on the proposed resolution of a number of differences between the US and EU regulatory regimes which are of economic importance. In the absence of harmonisation, it has been feared that a flight of derivatives markets away from the EU may have occurred due to lower collateral requirements and therefore reduced costs of clearing transactions in the US. We discuss below the main differences between the EU and US regimes and resolutions that facilitate an equivalence decision under the new agreement:
Minimum Liquidation Periods
A liquidation period is the time period used for the calculation of the collateral that the CCP estimates is necessary to manage its exposure to a defaulting member. Essentially, a CCP examines the maximum predicted possible price movement over the liquidation period to calculate a baseline figure for initial margin. Under EMIR, the liquidation period applicable to exchange-traded futures contracts must be at least two business days. For customer positions, clearing members may post margin on a net basis (Two Day Net).
Under the US regime, the minimum liquidation period for exchange-traded futures contracts must be at least one day.6 For customer positions, clearing members must post margin on a gross basis (One Day Gross).
In December 2015, ESMA published a Consultation Paper7 proposing to amend the liquidation period provisions for customer accounts with the aim of addressing the difference between Two Day Net and One Day Gross. The proposal permits One Day Gross in the EU if certain conditions are met, including that the identity of the client is known to the CCP, the client is not an affiliate of a clearing member and the CCP implements procedures to: (i) calculate for each account, initial and variation margin requirements at least every hour during the day; and (ii) collect margins within one hour where the new margin requirement meets certain thresholds.
Whilst this new flexibility has been widely welcomed, the proposed conditions for One Day Gross are controversial. ESMA's proposals are intended to facilitate equivalence between the US and EU regimes but the conditions imposed by ESMA for One Day Gross have raised significant concerns in the market, including that such conditions are not required under the US regime or could lead to other undesired consequences and further non-equivalence. For example, it is a significant deviation from all other EU financial legislation to treat affiliates differently. It would be strange to exclude such positions when affiliates are often themselves acting as intermediaries for other clients. It is also to be hoped that ESMA will clarify that their "known to the CCP" condition is not intended to mandate so-called "leapfrog payments" by CCPs to clients, a structure proposed in EMIR which ESMA itself has acknowledged is unworkable in many situations.
The common approach contemplates that US CCPs seeking recognition in the EU will have to provide in their rules for two day margin on clearing members' proprietary accounts as a condition of equivalence. The common approach does not specifically address customer accounts, presumably pending the conclusion of the consultation on customer account margin.
Countercyclical Buffer
EMIR requires a CCP to establish transparent and predictable procedures for adjusting margin requirements in response to changing market conditions. In doing so, CCPs are required to employ at least one of a number of options including applying a margin buffer at least equivalent to 25% of the calculated margins which it allows to be temporarily exhausted in periods where calculated margin requirements are rising significantly. By contrast, the US regime does not contain such a specific or numerical procyclicality buffer. The common approach announcement states that US CCPs seeking recognition will need to have internal margin models that include measures to mitigate the risks of procyclicality, although the specific terms of this requirement remain to be seen.
"Cover 2" Default Requirements
Under EMIR, CCPs are required to maintain default resources sufficient to cover a default by the two largest clearing members (Cover 2). Certain US CCPs are only required to maintain default resources sufficient to cover a default by the largest clearing member. The common approach announcement states that US CCPs seeking recognition in the EU will need to maintain Cover 2 default resources. However, because US CCPs that have been determined to be systemically important and those that have elected to be subject to additional standards (so-called "subpart C DCOs") are currently required to satisfy Cover 2 under CFTC rules, this condition is unlikely to have a significant effect on most DCOs seeking recognition.
Exception for Agricultural Derivatives
The common approach announcement provides that these additional conditions will not apply to US agricultural commodity derivatives traded and cleared domestically within the US, in light of the nexus of these contracts with the US economy, the importance of the contracts to US agricultural providers and the low degree of systemic interconnectedness of agricultural products with the rest of the financial system.
CFTC Actions under the Common Approach
The common approach contemplates that the CFTC will implement a substituted compliance regime for DCOs to facilitate the ability of EU CCPs to satisfy "a majority of" DCO requirements through compliance with EU supervisory standards, although it is not clear at this stage which DCO requirements will fall into this category. The common approach does not appear to change the CFTC's position that EU CCPs will still need to register as a DCO in order to provide clearing services in the US or to US clearing members and clients, but would reduce the compliance burdens of such registration by allowing such DCOs to comply with EU requirements instead of CFTC requirements. The CFTC has also stated it will streamline the registration process for EU CCPs seeking DCO registration.
How precisely the CFTC will implement the common approach has not yet been specified. In particular, it seems likely that the CFTC must prepare and propose a determination of comparability concluding that the EU requirements for CCPs are comparable to most of the regulatory framework for DCOs, and in the process identify any requirements that are not comparable. With respect to streamlining the DCO registration process for EU CCP registrants, it is unclear whether the CFTC would proceed by amendments to its rules or through an exemptive order or no-action relief. In any such actions, the CFTC will likely need to consider and address any concerns that the relief to be extended to EU CCPs could threaten the competitiveness of, or otherwise adversely affect the position of, US CCPs. In any case, the common approach contemplates that such actions will be undertaken within the same timeframe in which the European Commission is expected to adopt an equivalence decision for US CCPs and complete the process for their recognition under EMIR.


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Great news, my blog has been nominated for another award!
I would like to say a big thank you to Cat from:
Who so kindly nominated me!
There are a few rules one must follow before accepting the award and they are as follows:
Nominate 15 fellow bloggers who are relatively new to blogging.
Let the nominated bloggers know that they have been nominated for this award.
Share 7 random facts about yourself.
Thank the blogger who has nominated you.
Add the Versatile Blogger Award picture to your post.
7 Random Facts About Me:
I love the color green.
I write in the middle of the night.
I love glitter and all things sparkly...ooh me too!!
I own far too many books...yes here too!
I love to dance.
I try to always have my toenails painted RED!
My coffee generally tastes like mocha ice cream.
My Nominees are:


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With March blowing wild breath onto the sprawling cold city
The armies moved along the coast north
Motorized infantry
Towards the Canadian border;
That day the sakuras bled
Gathering pools of red petals
streaming like rivulets of blood
In the gray cement canyons
Today I am left to pick up the spoils by the road
Round shields
A lonely shoe ( I always wonder where its mate could be)
A torn garment
And a pale piece of paper,
a letter to nowhere
rolling in the dust
Sunday, June 13, 2010
Posted by Svetlana Mamedova at 12:20 AM
Labels: poems 2010
1 comment:
- Nicholas V. said...
Wonderful! I love the images you depict. Roadside debris becoming full of significance and contributing to the story of the traveller.
- June 15, 2010 at 3:10 PM
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I love these movies!
- The Fall, directed by Tarsem
- Amelie, directed by Jean-Pierre Jennet
- Lord of the Rings, directed by Peter Jackson
- Moulan Rouge, directed by Baz Luhrman
- Moonsoon Wedding, directed by Mira Nair
- Australia, directed by Baz Luhrman
- Despereately seeking Susan, directed by Susan Seidelman
- Miss Pettigrew lives for a day, directed by Bharat Nalluri
Favorite books and authors
- Boris Vassiliev, historical novels
- C.Cherryh, Morgaine Sagas
- Ch.Dickens, The Bleak House
- George Martin, The Chronicles of Ice and Fire
- Gregory Frost, Shadow Bridge novels
- Heinrich Mann, Henry the IV
- J.R.R.Tolkien, The Lord of the Rings
- Jane Austin, Pride and Prejudice, Persuasion, Emma
- Robert Jordan, The Wheel of Time
- Sir Thomas Mallory, Le Mort D'Artur
- Ted Williams, Green Angel Tower
- Terry Goodkind, Magician's First Rule and the following books in this saga
- Thomas Mann, Joseph and his Brothers


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Not what you're looking for? CLICK HERE INSTEAD
by Joan
(York, PA)
Hi! I've noticed that my son's heels tilt inward when he's not standing. So, when he stands, it forces his heels and ankles to flatten and be straight, or level to the ground. He has had severe pain behind his ankle at the skinny part where the achilles tendon can be pinched. Doctors called it Sever's. Sometimes this pain radiates up his tendon 3-4 inches toward the calf. In the beginning of this condition, he had acute pain on the interior corner of his heel. I've noticed that when I try to turn his heel out flat, it's the inside ankle area where the pulling is, almost like his feet are growing turning inward at the heel/ankle connection. This appears to be where this unnatural stretching is occurring and the origination of his pain.
Join in and write your own page! It's easy to do. How? Simply click here to return to Ask the doctor.


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Happy Valentines day! Spreading the love in one of my favourite outfits at the moment, these boyfriend fit jeans from Asos are really great to give a basic outfit a bit more style. I mostly live in skinny black jeans, so the looser fit and washed effect can change up an outfit instantly!
jacket- Primark
jumper- Zara
jeans- Asos
shoes- Adida Superstars
belt- Asos
bag- Stradivarius


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Tintin-based Titanic iconography...
I've already covered the fact that Mel Gibson completely ripped off a Tintin plot for his otherwise visually stunning Apocalypto. And now I submit James Cameron's shameless lift of a maritime Tintin moment for your files. Arguably, Cameron had the sense to set this romantic scene between two humans, but then again, have you seen Snowy in a negligee?
Clearly, Tintin's influence is incalculable. Am I looking forward to the Peter Jackson/Steven Spielberg cinematic Tintin trilogy in the works? Thompson: "It all looks very fishy to me." Thomson: "To be precise: the whole thing looks like me, very fishy."
(Image on loan from this interesting site)


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Placing an affiliate's pixel inside of LinkTrust allows your affiliate's tracking platform to record a successful transaction in real time. You can save a global pixel for your affiliate to be used on all campaigns as well as pixels for individual campaigns. The campaign-level pixels will override the global pixel. To learn more about global pixels go here.
Place Affiliate's Pixel
- Have your affiliate send you their pixel. Example: http://affiliatepixel.com/pixel?a={click}&b={subid}&c={transaction}
- Replace their tokens with LinkTrust tokens. Example: http://affiliatepixel.com/pixel?a=[=AffiliateReferenceID=]&b=[=SID=]&c=[=_TransID=]
- Place the affiliate's pixel by going inside a campaign to the Affiliates tab. Under the Pixel Placed/Code Fired column click the hyperlink.
- Choose your pixel type and place the pixel inside the Enter Pixel URL box. Update and Close
Fire Affiliate's Pixel
- Generate a tracking link for the campaign using the Link Generator. Example: http://demo4.linktrust.com/click.track?CID=304301&AFID=357412
- Add affiliate's values to the tracking link using LinkTrust parameters, based on the values from the affiliate's pixel. Example: http://demo4.linktrust.com/click.track?CID=304301&AFID=357412&AffiliateReferenceID=PUT_a-value_HERE&SID=PUT_b-value_HERE
- Give your tracking link to your affiliate. Have the affiliate input their tokens and place the tracking link on their page. Note: If you want to run a test without recording in LinkTrust, you can use the "Test Pixel and Code" button for a non-global pixel once it has been updated. The button will be in the bottom-left corner of the Edit Pixel window.
- Get a test link from your affiliate and click through the offer to run a test. Make sure you get all the way through the offer so your confirmation pixel fires.
- Check with your affiliate to see if they saw the conversion on their end. If not, follow steps 6-8.
- Open the campaign performance report and click on the number of approved conversions.
- When in the transaction details scroll over to the Affiliate Pixel column. Click on the "View" link for the correct transaction.
- Copy the pixel and server response. Send them to your affiliate to show the affiliate the pixel that LinkTrust fired. Confirm with the affiliate that the pixel is configured correctly and is passing in the correct values. If any parameters are passing the wrong values, change the tracking link and/or affiliate pixel to pass back the correct values.


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Copia Investment Partners Ltd (Copia) is an Australian public company. It holds an Australian Financial Services Licence No 229316, which permits it to act as a responsible entity for retail managed investment funds and as a trustee for wholesale schemes.
Copia has appointed its wholly owned subsidiary, OC Funds Management Pty Ltd as its investment manager as well as Chester Asset Management Pty Ltd (AR No: 001254467), Pilgrim Private Pty Ltd (AFSL No 235322); Ralton Asset Management Ltd (AFSL No 298210) and Vertium Asset Management Pty Ltd (AR No: 001258758).
The following investment managers are established as business units within Copia:
- Chester Asset Management
- OC Funds Management
- Ralton Asset Management
- Vertium Asset Management
Copia has seven registered managed investment funds, each established by a registered trust deed and offered through a product disclosure statement:
- Chester High Conviction Fund
- Copia Cash Management Fund
- OC Dynamic Equity Fund
- OC Micro-Cap Fund
- OC Premium Small Companies Fund
- Odey International Fund
- Vertium Equity Income fund
Copies of deeds are available on request.
For the Odey International Fund, all scheme assets are invested in the Odey Swan Fund, which is managed by Odey Asset Management LLP (Odey). Odey is not part of the Copia Group.
For the Copia Cash Management Fund, all scheme assets are invested in the MCTDF Fund, which is managed by Mutual Limited. Mutual Limited is not part of the Copia Group.
The Copia board established a Compliance Committee to oversee registered scheme operations.
Copia has also appointed advisers, Compliance & Risk Services Pty Ltd, to assist it to meet its legal and regulatory obligations.
Ernst and Young (E&Y) audits both Copia and its registered schemes. E&Y undertakes a GS007 assurance audit for the OC Funds Management business involved in providing services under contract to financial institutions.


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The Ten Commandments have long been revered as a foundation for morality. But do they really apply to a diverse, modern society? I would argue that they do not.
11 Strong Suggestions
by James Underdown
1. Leave a place as good
or better than when you got there.
2. Be nice.
3. Suck it up and quit bitching.
4. Live within your means
5. Take responsibility for what you do
6. Stop watching so much TV and live a little
7. Try to see the other person's point of view
8. Don't believe everything you hear.
9. Keep your brain and body active
10. Say KMA when the time is right
11. Take a moment every day to be grateful


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Our knowledge is based on our decades of scientific and academic research along with our extensive professional experience, with our proven results in the field.
Our belief is that every individual, team and organisation can utilise the tried and tested DNA principles and become the best at what they do.
We work with organisations, teams and individuals to help them develop stronger, more capable, confident, and resilient people. The direct impact is all about improving performance, saving time and money and improving team morale.
DNA Definitive's Paul, Andy and Steve with Sam Warburton
Balance between:
As we are increasingly exposed to more — information, communication, and collaboration opportunities — our human interactions are evolving to keep up, but also devolving to cope with the fast pace of change. Beneath the exterior efficiency of the 21st century workplace however, and the people that work there, we are still human beings — with all the chaos, confusion, emotion and ambiguity that comes with that.
Although they can seemingly at times hinder work and progress, these inherent human characteristics also make us the powerful, successful, hard-working, life-affirming people that we all are.
At DNA Definitive we are all about engaging your talent. About embracing every aspect of the human being and getting the absolute best out of people, creating great leaders, and encouraging all of us to contribute with confidence, commitment and kindness.
DNA in India. Dr Paul delivering Simplexity to an audience of CEO's and Directors with great response.@DNA_Definitive • Jul 12
Congratulations to Hef, Robin and Andy in completing a marathon walk the past 2 days. Impressive for old folk
DNA Definitive runs a UK leading 'Developing Resilience' event for the Wales Deanery with contributions from some truly exceptional speakers.
Paul: 07581 207058
Andy: 07875 381551
Correspondence address
DNA Talent Lab, Wales 102,
Business Park, Newport Road,
Magor, NP263DG
Registered address
St. John's House, Wales
Company no: 08133066
We are genuinely interested in hearing from people who feel their approach is aligned to our core principles and who believe they can add significant value to our portfolio of services. We are interested in talented people, with a proven passion for performance, collaboration and commitment.