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How Does Bankruptcy Affect Your Auto Insurance Rates?
Auto insurance rates are based on many factors, most of them pertaining to the record of the individual purchasing the coverage. Driving history, the type of vehicle, other insurance currently in force, and the area where the insured lives all play a role in determining the amount paid in monthly premiums. The credit worthiness of the individual is also taken into consideration, and a bankruptcy does much to limit what one can do in terms of securing affordable financing.
Filing for bankruptcy can also affect a person's auto insurance rates for years to come. The credit score is immediately affected by the filing of either a Chapter 7 or Chapter 13. Both of these legal strategies severely limit the individual's ability to purchase a new vehicle, and many insurance providers will deny liability and collision coverage because the bankruptcy indicates a financial shortcoming.
Insurance Companies And Their Rules
Not all insurance providers structure their policy rates exactly the same way. Those companies that offer all types of insurance will often extend policies to families for the protection of property, real estate, health and automobile liability. Because the family is purchasing various insurance types, the risk factor is measured differently than when a company specializing only in car insurance looks at the driving history of an individual.
However, there is no denying that more and more insurance providers are using a credit score as a major factor in determining rates for drivers. Recent studies have indicated a simple correlation between credit scores and insurance payments. Those who have a history of bad credit are less likely to keep a policy current.
These individuals also tend to be more careless when it comes to driving habits. Federal law prohibits the denial of required insurance based solely on credit score, but those who have defaulted on credit card accounts or personal loan agreements will nearly always pay more for liability and collision coverage.
Bankruptcy And Insurance Rates
Filing a Chapter 13 is less of a problem when it comes to auto insurance because the individual is making plans to repay all debts within a time frame of several years. While it is true that this bankruptcy remains on the credit report for up to 10 years, obtaining insurance at favorable rates may still be possible so long all terms of the court agreement are followed to the letter.
Filing a Chapter 7 bankruptcy is more complicated, and the procedure has far deeper consequences. Creditors cannot harass an individual who has filed a Chapter 7, but the individual's assets are not protected. A trustee is appointed and oversees the monthly payments made by those who have filed a Chapter 7.
If the person filing a Chapter 7 bankruptcy is currently insured and has maintained a good payment history, chances are the insurance rates will not increase immediately. Many insurance providers want to see how the bankruptcy affects the insured's ability to pay the current rate. However, many insurance companies perform an annual financial review on all of their policyholders, and those who have filed either a Chapter 7 or Chapter 13 may be subject to a rate increase the following year.
For the most part, insurance companies treat bankruptcy much the same way as they would an automobile accident. The person who causes a vehicle accident is considered less responsible and therefore a higher risk. The person who files bankruptcy is considered less financially stable, and he or she is more likely to have additional financial problems in the future


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With Lauren in the woods for the week (don't worry guys, she downloaded a Justin Bieber song to scare away the bears), this is a special edition of Friday Finds, highlighting some of the coolest start-ups in the wedding industry (and beyond) that we've discovered in the past few months:
- Lover.ly. Bascially a weddings-only pinterest. We love that it comes up with suggestions for you based on what you like and the curated content. Actual brides, try it out and see what you think!
- Thankful Registry. Allowing you to put anything on the registry - which we're all for if it means we're able to buy you a better and more thoughtful wedding present than 2 $80 wine glasses. (And sorry about that, it was all that was left ...)
- Little Borrowed Dress and Vow to Be Chic. Renting bridesmaid dresses - finally! Because if you're only spending $50 to rent it, the bride can really, really pick whatever she wants.
- Borrowing Magnolia. Because wedding dress prices are insane, particularly when you'll only wear it once. So why not borrow it from someone?
- Showerbelle. Bridal shower inspiration (and if you want, they'll even do all the work for you!)
- Shareswell. Because it is actually super useful to be able to give people stocks as a present. It's kind of like getting socks for Christmas - always going to come in useful and best from a great aunt.
- Negative Underwear. We've heard rave reviews about their products - "actually comfortable and NOT trashy" - and are psyched that we may have found something to give at a lingerie party that isn't embarrassing and/or painfully expensive (P.S. They may be coming to Philadelphia soon -- watch this space for more details.)
- Rebloomit. We mentioned them a few weeks ago, but are totally in love with the idea of recycling wedding flowers for a good cause. So we're re-mentioning them ICYMIT.
Any other cool start-ups we've missed? We'll be continuing to highlight great ideas as we find them, so let us know if you have any we should know about.


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Just like commas, apparently "that" is something I don't use correctly.
After the critique, I went back and polished the query. Then I tackled my synopsis, which had the same problem. Then, as a commenter suggested, I went back and did a search for "that" on my manuscript.
A sea of that. As far as the eye can see.
So I started the slow process of removing them. And I realized that while most of the sentences were perfectly cromulent sentences, "that" did something terrible to them. It made them passive.
Ah, the passive voice. Bane of my existence.
So, off to more edits for me. I got half the MS done yesterday. I'm going to shoot for the remainder today. It's going to be a long day.


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Ashburton shops warm up your winter. Fresh meat and vegetables for hearty soups, warm winter fashions, steaming hot chocolates & coffee and a fun day at the snow on Saturday 3rd August when Mt Buller snow comes to High Street Ashburton.
There'll be a free toboggan run for littlies, snowman making, plenty of giveaways and YOU CAN WIN a 2 day midweek holiday staying at the Ski Club of Victoria on Mt Buller with Lift passes and ski hire as part of the package
Win a Trip to Mount Buller
To win, just send your email address and mobile number to email@example.com by Friday 2nd August 2013. Or download the entry form that you can drop off on the day
Colouring in Competition For Kids
How well can you colour in? Ashburton Shopping is also holding a colouring in competition for kids aged 2-12. To enter simply click on the image below to download the your entry. Then colour in the picture and drop off your entry to a nominated Ashburton business.
Prizes include Medibank Icehouse Family Passes and Ski City Family Passes


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Come on down to the White River Family Fun Center for some bouncing good times. We have bounce houses for the very young to the very young-at-heart. Even the moms and dads can join in the fun or just sit on the big wrap-around couch and watch the ball games on the flat-screen TV while the young ones run and play. Kids can bounce, jump, run and play all day for the price of admission.
We offer 5,000 square feet of safe, clean, supervised fun for the entire family including two party rooms for private parties, plenty of refreshments available (or bring your own food and drinks), chalk paint tables, and even an Air Hockey table for the ones who like to stay upright.
We are open for anyone to walk in and play 6 days a week.The Fun Center is also the perfect place to reserve your next birthday party or group event.
Also, let us bring the FUN to you! We also rent inflatables.


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To create fair and accountable AI and robotics, we need precise regulation and better methods to certify, explain, and audit inscrutable systems.
Recent governmental statements from the United States (USA) (1, 2), the European Union (EU) (3), and China (4) identify artificial intelligence (AI) and robotics as economic and policy priorities. Despite this enthusiasm, challenges remain. Systems can make unfair and discriminatory decisions, replicate or develop biases, and behave in inscrutable and unexpected ways in highly sensitive environments that put human interests and safety at risk (5). For example, Tesla's self-driving cars, policing robot Knightscope, or companion robot Pepper autonomously decides whether something is a pedestrian or another car, whether an individual poses a threat, or which emotion(s) the user is experiencing. In response, pressure is mounting to make algorithms, AI, and robotics fair, transparent, explainable, and therefore accountable.
These challenges have been reflected in regulation applicable to automated systems since the 1970s. In the USA, the Equal Credit Opportunity Act (ECOA) and the Fair Credit Reporting Act (FCRA) aim to increase transparency in the credit industry (6) and indirectly affect automated systems. Consumers are guaranteed notifications of reasons for adverse actions, including those based on automated scoring systems. More directly, in the EU, the 1995 Data Protection Directive guarantees individuals a "right of access" to demand "knowledge of the logic involved" in automated decision-making, for example, about creditworthiness.
Since the 1970s, algorithmic systems and their accountability issues have grown in scale and complexity. American and European policies now appear to be diverging on how to close current accountability gaps in AI. In the USA, notifications guaranteed by the ECOA and FCRA remain. However, recent recommendations on AI focus more on ethical design, education, and self-regulation than on individual rights (1, 2). In comparison, the EU continues exploring a "hard" regulatory approach with legally enforceable rights. This divergence may reflect the new complexity of regulating AI and robotics compared to previous automated systems. The inscrutability and the diversity of AI complicate the legal codification of rights, which, if too broad or narrow, can inadvertently hamper innovation or provide little meaningful protection.
This tension can be seen in recent European policy debate on the General Data Protection Regulation (GDPR) and the European Parliament's resolution on "Civil Law Rules on Robotics" (3). One potential accountability mechanism has received great attention: the GDPR's "right to explanation." This would be robust but potentially disruptive and technically challenging for AI, requiring certain automated decisions to be explained to individuals. Despite a proposal by the European Parliament to guarantee a "right to explanation," this appears only in a nonbinding Recital (7). Elsewhere, individuals are guaranteed "meaningful information" about the "logic involved" in certain automated decision-making through the GDPR's "right of access." Although the Regulation fails to define the scope of information to be provided in practice, only a general, easily understood overview of system functionality is likely to be required (7).
The civil law resolution on robotics similarly struggles to define precise accountability mechanisms. Transparency tools to explain the "rationale" and "logic" of robotic behavior and decision-making aided by AI are called for but left undefined (3). The Parliament's Committee on Civil Liberties, Justice, and Home Affairs called for compliance with the GDPR in future civil law addressing robotics (8). Several data protection safeguards were explicitly highlighted, including "the right to obtain an explanation" and "information obligations" (e.g., the right of access). Although GDPR compliance is still called for, both safeguards are no longer explicitly mentioned in the final resolution (3). European legislators thus missed a second opportunity to clarify the GDPR's accountability requirements for AI and robotics.
Issues remain, even if future civil law rules for robotics are fully compliant with the GDPR's safeguards against automated decision-making. The safeguards only apply to decisions "based solely on automated processing," which may exclude many robotic systems (9). There is reluctance in high-risk areas (e.g., transport) to remove humans entirely from the loop. The outcome may be that robotic decision-making would not qualify as "solely" automated. Ironically, this reluctance could make systems less accountable by preventing the GDPR's safeguards from applying. Automated decisions must also have "legal" or "significant" effects for safeguards to apply (Fig. 1), although a definition of such effects is not provided. Only two examples are given: online credit applications and e-recruiting. It remains to be seen whether autonomous robotic behaviors will have "legal" or "significant" effects and how levels of autonomy will influence this definition (9).
Designing imprecise regulation that treats decision-making algorithms, AI, and robotics separately is dangerous. It misinterprets their legal and ethical challenges as unrelated. Concerns about fairness, transparency, interpretability, and accountability are equivalent, have the same genesis, and must be addressed together, regardless of the mix of hardware, software, and data involved. For example, security robots and predictive policing software identify threats with the same method (automated processing) and purpose (public safety). Hence, the desire to understand both systems is the same.
These issues will only grow in importance. Beijing will soon issue a national development plan for AI (10). It will be interesting to see whether China addresses AI's accountability challenges and, if so, adopts a self-regulatory or "hard law" approach comparable to the USA or EU. Other mechanisms may also be expanded, such as pre-deployment software certification schemes required by China's Cybersecurity Law.
Regulatory and technical accountability mechanisms will be effective only if designed by taking into account the common functionality and diverse complexity of algorithms, AI, and robotics. Several considerations require further research:
How can human-interpretable systems be designed without sacrificing performance? Interpretability is often perceived to be at odds with model accuracy and efficiency in machine learning. In robotics, methods are needed to provide legally required explanations without significantly hampering performance, for example, using proxy or simplified models or rule extraction.
How can transparency and accountability be achieved in inscrutable systems? Inscrutability in AI challenges calls for transparency. Mechanisms not reliant on full interpretability, including pre-deployment certification and algorithmic auditing (5), require further development to ensure transparency and accountability in opaque systems. It remains to be seen whether such "black box" approaches that assess inputs and outputs will comply with legal requirements.
How can parallels between emerging systems be identified to set accountability requirements? Regulatory standards need to be developed to set system- and context-dependent accountability requirements based on potential biased and discriminatory decision-making and risks to safety, fairness, and privacy.
- Copyright © 2017, American Association for the Advancement of Science


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Home > Jammu And Kashmir > Doda > Bhalessa (gandoh) > Bheja
View google map of Bheja village in Bhalessa (gandoh) Tehsil of Doda district in Jammu And Kashmir, India. The data on this website is provided by Google Maps, a free online map service one can access and view in a web browser.
Google Map of Bheja
Bheja village code is 359000
Source: Census of India 2001
© villagemap.in


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Country Music History – Essential Releases of 2016, Part II
This is the final entry in my fourteen month project reviewing the history of country music from the 1920s. Thanks to everyone who jumped on the train at any point in the ride. Through fate's intervention, I conclude this series with Sputnik Monroe and the Drive-By Truckers.
1. 'Love Triangle," RaeLynn. Southeast Texas native Racheal Lynn Woodward was signed to a major label after a series of appearances on "The Voice" in 2012 and went Top Ten in 2014 with "God Made Girls," a song just as cringe inducing as the title would suggest. RaeLynn, a product of a broken home, grew up quickly with the divorce number "Love Triangle, where a family evolves into two single parents. RaeLynn, who co-wrote the song, "I grew up being that kid who was relaying information back and forth, walking on eggshells, knowing that when I'm with my dad I can't talk with my mom because it would trigger things. As I got older, I realized that I shouldn't have had to worry about that when I was 6 years old."
2. "Mr. Misunderstood," Eric Church. Eric Church seems to be singing to a younger version of himself on "Mr. Misunderstood," the misfit turned superstar, who namechecks Elvis Costello, Ray Wylie Hubbard, and Jeff Tweedy, while having fond memories of Alabama Hannah. Church, "Throughout the song it's more me trying to relate to somebody who is different. And that's OK. I've been different. Everybody's different. In a way it's about owning it and making that a flag that you fly for good." As a career achievement, this is where bro-country and puberty intersect.
3. "My Church," Maren Morris. Maren Morris, a '90s baby in an '80s Mercedes, started her singing career at The Grease Monkey, an Arlington, Texas burger joint, and released her first album at the age of fifteen. After three independent releases that received little attention, Morris relocated to Nashville and had writing credits on album tracks by Tim McGraw and fellow Metroplex entertainer Kelly Clarkson. She had her breakthrough country hit with the gospel tinged "My Church," where she finds salvation listening to Hank Williams and Johnny Cash on her FM radio dial (she obviously meant Sirius XM).
4. "A Place in My Heart," Lucinda Williams. Williams, "I have to write. I've written a couple of songs about my brother who's suffered from mental illness, which I am convinced is genetic because my sister has it, too. Another therapist told me I had survivor guilt, because I am the eldest of three and I did survive." One of those songs about her brother is the shelter from the storm "A Place in My Heart" from the 2016 "The Ghosts of Highway 20" album. It's a welcome reminder that our greatest songwriters understand the power of heartfelt simplicity.
5. "Quiet Corners and Empty Spaces," The Jayhawks. The Jayhawks know all the perils of a moderately successful band – extended hiatuses, frequent turnover of personnel, financial problems, addiction issues…the stuff that dreams are made of. After a five year recording break and the departure of original member Mark Olson, The Jayhawks returned to the charts with their 2016 album "Paging Mr. Proust," still replicating the lush beauty of The Byrds. No group has ever been more deserving of the adjective "shimmering."
6. "Record Year," Eric Church. Church, "I'm a vinyl fan back before it was in vogue, like it is now, but I can remember, there's a line in the song that talks about 'slowly planning my survival/in a three-foot stack of vinyl,' and I remember, whatever it is that I had to get over or get past or get through, I remember records being my refuge during that time. It was a song, and it IS a song that I'm proud of and I think it'll be one of the bigger ones in our career." On "Record Year," Church nurses his broken heart by plunging into his music collection, convalescing with John Lee Hooker and Stevie Wonder. This is a song that every music geek understands all too well.
7. "South Bend Soldiers On," Robbie Fulks. Fulks, "It seems to me that the middle of the country bears the burden of that — the middle and the South — in terms of people volunteering to fight and people coming home in boxes." On the second entry from the 2016 album "Upland Stories," Fulks sings from the perspective of a father who has lost his son in a war and becomes emotionally adrift, stuck in time. Being a solid Midwestern man, he keeps himself together by reminding him of his responsibilities to his community ("Keep your burdens from your neighbor/Leave a good name when you're gone").
8. "Sputnik Monroe," Otis Gibbs. Roscoe Monroe Brumbaugh, professionally known as Sputnik Monroe, is a legendary figure in Memphis, who set box office records in the city in 1959 working as a heel wrestler. The grappler with the silver streaked hair was hated by the masses, but beloved by the black community – as a white man who would socialize in "black" establishments on Beale Street, he was once arrested under the vague charge of "mopery." Monroe's appeal to black ticket purchasers overwhelmed the small segregated seating section at Ellis Auditorium and Monroe is credited for integrating entertainment audiences in Memphis. Gibbs salutes the man who was on "the right side of history" on this 2016 release.
9. "Stay Calm, Get Low," Becky Warren. Becky Warren's 2016 debut album "War Surplus" is a concept album based on her own life experiences. Warren was married to a deployed soldier during the late 2000's and every song on "War Surplus" is voiced from a male or female perspective, documenting that experience. "Stay Calm, Get Low" is a life during wartime lyric, living in a reality where surviving bombings becomes boring through repetition. Warren's husband returned from Iraq with PTSD and the couple eventually divorced. "Stay Calm, Get Low" is a reminder of the human, not political or economic, costs of our endless military conflicts.
10. "Vice," Miranda Lambert. This #2 country hit was written after Lambert's high profile divorce from Blake Shelton. Lambert, "I wrote this at the exact time of the shit hitting the fan. I think it's great, though. It's documented on paper with emotion. Everybody has a vice of some sort. Sometimes when you're going through something in your life, you may run to some things you shouldn't and run from some things you shouldn't." Lambert's vices include heartbreak songs, booze, skipping town, and sex. It's been a long time since the seductive nature of sin has been so effectively conveyed.
11. "What It Means," Drive-By Truckers. I've never considered the Drive-By Truckers a country act, but the "Nashville Scene" critics did in 2016, so what do I know. "What It Means" is a political commentary on racially charged incidents in the United States and could have been this generation's "For What It's Worth" if the mass public took music seriously anymore. Patterson Hood might be criticized for using a hammer more than a flashlight lyrically, but, as Graham Parker once noted, passion is no ordinary word.


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CI Developer Wanted
Budget ₹1500-12500 INR
Ci Developer Wanted
2+ years Working Knowledge in PHP environment, preferably building Restful API libraries
- Most have working experience in CodeIgniter framework(2+ year experience )
- Good knowledge of relational/No-SQL databases like MySQL, HTML,CSS,Bootstrap jQuery, Java - Script
- Passion for best design/coding practices and a desire to develop new bold ideas
- Working within large, distributed, polyglot programmed projects
Designing, documenting and discussing solution approaches
- Working within an onshore/offshore customer embedded team
Should be able to develop modules independently and perform Unit testing.
Skills :
- A geek that can speak; highly effective spoken and written communication
- Developing for a distributed client-server and n-tier system architecture
- Ability to identify and pick up new technologies and languages quickly
16 freelancere byder i gennemsnit ₹8295 på dette job
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- Hot Sale Surface Protection Product
- Metal Protective Films
- Protective Film in Electronics Industry
- Protective Film Used in Building and House
- Carpet Film
- Printed Protective Film
- Transfer Paper
Contact Us
Address: No.10 Fengjian Road, Xingtan Town, Shunde District, Foshan City, Guangdong, China. 528325
Email: email@example.com
Mobile: +86 138 2345 9525 Mr Xie
Website: www.hualibao-protectivefilm.com
The Canton Fair is coming. Are you ready? As one of the most important offline channels to obtain orders, I believe that you would love to participate in Canton Fair so as to acquire more orders.
How to stand out of the exhibitors and attract the potential clients within the shortest time and take the first step towards success?
Ealier phase
1. Invite Customers to Canton Fair
If you have your own booth, you have got to inform your customers, including all the customers you contacted before.
There are two ways to send invitation letters to your customers. The first one is email notification. You need to tell your customers your booth number.
If the customers are important to you, you'd better make use of international express service enclosed with presents of companies. It's a stage for you to show your company's images and make friendly contacts with customers. As for regular customers, you can confirm some terms and conditions to pave the way for customers' visit and placing orders.
2. Knowledge reserve for products
At the exhibition, everyone is busy when it's crowded and no one will help you receive customers, especially when you are a freshman. At this moment, you can't count on them. It's impossible for you to ask others when your customers come with doubts. They don't have time for you to waste. Therefore, you should reserve knowledge for products (product parameter, price trend, related certificates, inspection result and so on).
3. Collect physical samples
Collect typical physical samples from factories. Remember to bring your camera. For those samples that you can't take, you should shoot some photos and classify the samples and record the number and supply price.
4. Utilize your phone
For apps of card management, you can make use of it and turn cards into mobile phone contacts and store them into your whatsapp, viber, kakaotalk, line or facebook. With these softwares, you can find your customers and contact them easily.
5. Prepare tally books and bookbinding machines
With tally books, you can record customers' every concerns. It shouldn't be stingy. We should leave some pages for recording communication with customers. On one hand, it's beneficial for our later following up. On the other hand, our customers will feel that we are paying attention to them.
We use bookbinding machines to bind customers' business cards in the convenience of subsequent tidying.
Quote the lowest price for the first product
In general, customers will ask suppliers for price lists of various kinds of products. Our bidding strategy is to have a combination blow. Our first quotation is at the lowest price and you will even lose money. Because at the beginning, most of the customers try to sound out the price. After getting customers' attention, we can normalize our prices which will lead to good results.
Your profession determines whether you can succeed
In fact, the speciality of salespersons are very vital in Canton Fair. For example, if you possess the knowledge about products, markets and especially competitors, our customers will have faith in you and your products. Therefore, for salespersons, they should enhance their professionality as much as possible.
Don't be eager to clinch a deal
It's very important because those customers need to hold a meeting to make a research on the procurement after the trade fair. The golden period is 3 weeks later after Canton Fair. As long as we can show our products and advantages of the enterprise to our customers, we can achieve successes eventually.
Later period
Your work has only just begun as the Canton Fair finishes.
As an excellent marketing salesperson, we will bind the customers' business cards to the notebook and mark the key points during communication with customers. We generally follow up with customers one week after the Canton Fair. The golden timing for customers to place orders is within 3 weeks.
Self-Adhesive Film For Diffuser


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First television spot for Bryan Singer's X-Men: Days of Future Past
A Japanese TV spot for X-MEN: DAYS OF FUTURE PAST has landed online, however if you were expecting to see a ton of new footage, you're going to be disappointed. It does feature a few new shots, but if you blink you're going to miss them, and if you saw the first trailer for Bryan Singer's upcoming film, then you've already seen most of this television spot. C'mon Fox, show us something new already! And no, those Empire covers don't count.
Take A Look:
The X-Men send Wolverine to the past in a desperate effort to change history and prevent an event that results in doom for both humans and mutants.
X-MEN: DAYS OF FUTURE PAST starring Hugh Jackman, James McAvoy, Patrick Stewart, Michael Fassbender, Ian McKellen, Halle Berry, Jennifer Lawrence, Ellen Page, Peter Dinklage, Nicholas Hoult, Shawn Ashmore, Lucas Till, and Omar Sy will be in theaters on May 23rd, 2014.
|Extra Tidbit:
|When do you think we'll get a new trailer? It's got to be soon, right?


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EV Review: 2017 Hyundai Ioniq Electric
One of the top Korean automakers is late to the party with their first electric vehicle in North America. The 2017 Hyundai Ioniq Electric has arrived along with its sibling, the Ioniq Hybrid; a plug-in hybrid arrives late 2017. It's a four-door car with a hatchback, specified as a compact car but toeing close to the midsize segment. And as an efficient family car, it does a fantastic job. In fact, the 2017 Hyundai Ioniq Electric was the rated best in fuel economy by the EPA, achieving an EPA rating of 136 MPGe.
One flaw stands out more than anything else: the Hyundai Ioniq Electric doesn't stand out at all. Its technology is no more advanced than cars introduced five years ago. Its EV range is okay, but there are others released in the same model year at a similar price point that obliterates its range per charge. It's been called a 'vanilla' electric car, and that seems to be a fitting description.
Exterior styling:
Unlike many other electric cars, the 2017 Hyundai Ioniq Electric is actually…attractive! From the front, its looks mimic the rest of the Hyundai car lineup. The slanted headlights and accentuating LED fog lights fit the car well, and the large black grille area is wide, tall, and modest. While it's a hatchback, the sedan-like profile works really well for the Ioniq. The Ioniq's alloy wheels area beautiful accent also.
And yet, while the 2017 Hyundai Ioniq Electric looks great, it doesn't do anything that sets it apart from the competition. It's appreciated that the Ioniq Electric doesn't have the tacky blue accents on the exterior, but it needs something to individualize it.
Fit and Finish Interior
The 2017 Hyundai Ioniq Electric looks to be one of the bargain cars in the EV marketplace with the Ioniq Base, then gives a few extra goodies with the Ioniq Limited. Base equipment includes air conditioning, power windows and locks, and heated front cloth seats. It also comes standard with Bluetooth phone and audio streaming as well as Proximity Key entry and push button start and Hyundai's BlueLink connected systems. What isn't present might surprise you. In the Base trim, you don't have an available sunroof, nor do you get an auxiliary heat pump for those colder times of the year.
The Limited trim gives you a more pleasant experience. The heat pump is available as is a sunroof. Leather heated seats are standard equipment along with premium door sill plates.
If you want a decent sound system, it's only in the Ioniq Limited trim. Infiniti Premium Audio and an 8-inch touchscreen navigation system are an optional package along with Wireless charging, HID headlights with Dynamic Bending Lights, and Smart Cruise Control and Lane Departure Warning.
The 2017 Hyundai Ioniq Electric is comfortable and easy to drive, of that there's no doubt. But the offerings in the market are underwhelming at best. There's an opportunity for Hyundai to truly compete. As it is, the Ioniq Electric, even in the Limited trim, leaves you wanting more.
Driving Experience
There's no question that the Hyundai Ioniq Electric is a pleasing car to drive. Hyundai has proven that it can handle a quality suspension and steering system with the Sonata and other cars, and the Ioniq carries the same road feel. Confidence is high when you're navigating city streets, pulling away from stoplights, and tackling normal commuting tasks.
Whether driving solo or with four adults inside, the 2017 Hyundai Ioniq Electric feels just the same in performance and handling.
When you get out on the highway, it's a little more intimidating. The 88kW electric motor is equivalent to 118hp, and the power feels like it's lacking somewhat amid other traffic. The 2017 Hyundai Ioniq Electric's paddle shifters control its adjustable regenerative braking, a feature that other carmakers can learn from.
The Ioniq Electric has a rated range of just 124 miles, but the real-life range is about 20 percent less. In today's electric car market, that range should be much more. Its direct competitor, the Chevrolet Bolt, as an example, has 238 miles or range.
|124 Miles / 200 kms
|Time to charge
|4.5 Hours (Level 2)
|Electric Motor
|88 kW
|Battery Capacity
|28 kWh
|Top Speed
|93 Mph / 150 km/h
|5 Years / 60,000 Miles or 100,000 kms, Lifetime EV Battery Warranty
It's a tough market for electric vehicles currently, at least until the base pricing drops. The 2017 Hyundai Ioniq Electric wants to fill that void, but the price tag doesn't quite make it happen. It's still a great car overall, although it doesn't do enough to stand out. The Ioniq Electric would be a fantastic fleet car for low-mileage drivers. It would also be a good option for a couple or family that wants an environmentally-conscious car, willing to sacrifice a longer range for a few thousand dollars in savings. Also, it's only available in California right now – its popularity will assuredly increase when it's available everywhere.
Top Competitors
- 2017 Chevrolet Bolt
- 2017 Kia Soul EV
- 2017 Toyota Prius Prime
- 2017 Tesla Model 3


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I have a quick post to share with you today! I tried another Ombre mani. This time I used Vintage Boutique. I wanted to try something more neutral. Like my last Ombre, I added more and more of Sinful Colors' Snow Me White to each nail to make the color lighter. This mani was a lot more subtle in the changes across the nails, but I was still happy with the way it came out.
For this mani, I used Sally Hansen Double Duty Strengthening Base & Top Coat as a base, two coats on each nail, Sinful Colors Opal Glitter [to add some sparkle ;0)] and Seche Vite fast dry top coat.
Here are the pics:
|Indoors - Artificial Light
|Natural Light
|Artificial Light w/ Flash


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So my weekend started off fabulous with a brunch date in Beverly Hills. The day was simply gorgeous out, which was a good thing because I had to walk all around Wilshire and Beverly to find a darn ATM. Leave it to me to park somewhere that only accepts cash and not have any on me. I mean who really carries cash these days. Needless to say I found an ATM. Thanks Nicky, for going on a mission with me and brunch.
After, I headed over to the casting call which was being held at the Project Ethos headquarters.
I wasn't surprised to find it a lovely little office but I was surprised to find a mini film crew there. What they were filming...well, your just gonna have to wait for that one. Let's just say, I hope I look good on camera. Anyways, the models lined up around the building waiting for their turn to me measured, numbered and photographed before going in to strut their stuff down the imaginary runway.
Finally, one by one they walked the "runway", while I observed their looks, walk and style. I know, what does style have to do with the modeling? I don't know, I guess it's just a habit of mine.
After each set of girls walked, they'd line them up for us (the other designers and I) to choose numbers and take notes.
Yes, I know it's messy! Hey, I was writing as fast I could. Really.
In the end, I was fortunate to find a few girls I'd like to work with in March but a few just won't do...I needed 15. So my search continues.
This week I'll hopefully be meeting with a Ballerina (reasons, TBA), finish my couture dress, finish my line sheets...the list goes on and on. Hope you all have a fabulous week!
Thank you to team Ethos for putting on a great casting.
Till the next post, thanks for reading darlins!
PS. Tweet with me at http://twitter.com/melissavelia


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The Animals Observatory
From The Animals Observatory, now on sale. Small ivory canvas kid's apron with hidden front pocket, oversized TAO logo and extra long ties. Doubles as a tote bag.
- From The Animals Observatory Spring/Summer 2018 collection
- Unisex kid's apron in Raw White
- Black logo typeface
- Front pocket
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Saturday, 29 December 2012
today i accompanied my lovely friend di as she did some research. we arrived in castleton early this morning. along with the rain. the forecast stated the rain was due to recede around mid-day. it did not. in fact when we were walking into the wind the rain was actually sore on our faces. it did not dampen our spirits. we had a great time. i was soaked to the skin when we had finished, we definitely deserved the mulled wine and "dirty burger" we treated ourselves to. well, when you have walked five and a half miles in the pouring rain incorporating treak cliff cavern, speedwell cavern and the blue john mine, climbed 233 steps up to mam tor which is 1695 feet high, walked down the other side in more than your fair share of mud and water, i'm sure you would agree we did too.
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We have an opportunity to participate in "Love Brea" at the Brea Junior High School campus.
We need 50 to 60 volunteers (possibly more) to complete the following projects:
- Landscaping throughout the campus with plans and flowers
- Sanding and painting 8 long benches around campus
- Painting the staff lounge
- Painting the Media Center
- Cleaning the area for beginning construction of the Outdoor Science Classroom Project
- Sanding and staining the stage, frame and paint bobcat picture, sand and paint 4 benches and demolish one trophy case in the auditorium.
400 N. Brea Blvd. Brea,


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Explaining the Physiology of the Human Body
Our body is made up of many complex systems, all of which play separate, yet interrelated, roles in supporting health and proper function throughout the body. The constituents of the essential oils found in plants have a chemical make-up that allows them to effectively accelerate the healing process and to promote the support and health of each body system. The unique composition of each essential oil determines the body system that it most powerfully affects.


text: Royalty Free Vectors Construction Vectors Construction digger mechanical excavator vector image LicenseLearn More Standard For Print, Advertising, Design Expanded For Resale & Reproduction The license type determines how you can use this image. Std. Exp. Print / Editorial Graphic Design Web Design Social Media Edit & Modify Multi-user Resale Items Unlimited Runs Ways to BuyCompare Single Image $14.99 Credits $1.00 Subscription $0.69 There are three ways to pay for Standard licenses. Prices are $US. Pay with Image Price Single Image $14.99 One-time payment Pay-As-You-Go Credits $1 Download images on-demand (1 credit = $1). Minimum purchase of 30. Subscription Plan From 69c Choose a monthly plan. Unused downloads automatically roll into following month. Ways to BuyCompare Single Image $29.99 Credits $30.00 There are two ways to pay for Expanded licenses. Prices are $US. Pay with Cost per Image Single Image $29.99 One-off payment, no signup needed. Credits $30 Download images on-demand (1 credit = $1). Download Image Ai, EPS, PDF & JPG files Download File/s: ZIP Archive ZIP Archive High-res JPEG (300 DPI+) High-res PNG (300 DPI+) Adobe Illustrator (v10+) Vector EPS (v8+) Vector PDF Download ZIP Share on Pinterest Facebook Twitter Download JPG Preview Image Image ID1023071 Artist patrimonioFollow Add to Cart 1023071 https://www.vectorstock.com/royalty-free-vector/construction-digger-mechanical-excavator-vector-1023071 2012-10-09 Construction digger mechanical excavator Vector Image a construction digger mechanical excavator white background. Download a Free Preview or High Quality Adobe Illustrator Ai, EPS, PDF and High Resolution JPEG versions. https://cdn2.vectorstock.com/i/1000x1000/30/71/construction-digger-mechanical-excavator-vector-1023071.jpg 0.69 USD Similar Images More Construction Images…More More by patrimonio More Images…More Related Searches Construction Digger Excavator Mechanical Equipment Machinery Machine Black And White


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Ray J and Princess Love are going all out to crush their neighbors for best trick or treatin' spot on the block because they're giving away 10 lbs. worth of full-size candy bars!
While kids on Ray's block will be weighed down with all sorts of chocolate bars, we also found out what a bunch of other celebs are doing to curry Halloween favor this year:
-- "The Chew" host and chef Michael Symon's dishing his personal fave, full-size Take 5s
-- Rapper Stitches has $500 of assorted candy and each trick-or-treater gets 30 pieces
-- Food Network star Alex Guarnaschelli whipped up homemade chocolate truffles
-- Diamond Dallas Page wanted to give out organic candy, but settled on mixed grab bags
We recommend bypassing comedian Gilbert Gottfried's NYC pad -- he told us he doesn't give out candy, he sells it! We think he's kidding, but just in case ... carry cash.


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Moscow: Russian President Vladimir Putin and Turkish leader Recep Tayyip Erdogan have discussed the surprise visit to Moscow of Syria's embattled President Bashar al-Assad by telephone, the Kremlin said today.
"The situation in Syria has been discussed," Kremlin spokesman Dmitry Peskov was quoted as saying by Russian news agencies.
"In this context the leader of Russia informed his Turkish counterpart about the results of Syrian President Assad's visit to Moscow."
The Turkish presidency confirmed the phone call.
Turkish news agency Anatolia said Erdogan had expressed concern over the situation in Syria, adding that the two leaders were set to hold a meeting at a Group of 20 gathering in Antalya, Turkey next month.
Erdogan also warned Putin that an offensive in Aleppo could cause a "new wave of refugees," the Anatolia news agency reported.
On Friday, Syrian regime forces began a new push south of the city.
More than 250,000 people have already been killed and millions forced from their homes by the conflict, sparking a mass migration of refugees that has raised tensions in Europe.
Moscow has been supporting Assad's regime since the start of the conflict in 2011, while Erdogan has been one of Assad's most vocal opponents.
Moscow launched a controversial bombing campaign in Syria on September 30, saying it needed to target Islamic State jihadists before they cross the border into Russia.
But the West has accused Russia of propping up Assad and also targeting Western-backed moderate rebel groups.
Turkish Prime Minister Ahmet Davutoglu said earlier today that any political transition period in Syria must be part of a "formula" which guarantees Assad's departure as soon as possible.
"The focus should not be on a transition period with Assad, but on a formula that will see him go and such formula should be implemented as soon as possible," he told reporters.
Turkey backed Assad's regime until the outbreak of the civil war in 2011, after which it switched its support to rebels fighting to overthrow him.
Since then it has insisted the Syrian president must go.
Last month Erdogan suggested for the first time that Assad could be part of a future transition. (


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I don't seem to have much luck with Computers or Laptops. I've lost count of the amount of times they've broken on me or the screen has gotten smashed.. Sometimes it's my own fault.. Sometimes it's not.
A couple of months ago my laptop broke and we replaced it with a second hand one from eBay.. Well it's had nothing but problems so as my birthday is this coming Thursday Anthony presented me today with this little beauty...
You should have heard the squeals coming out of my mouth when I opened it..
Now comes the fun part.. Since James was born I've kept all my photos in 'Month' folders so when I need to go back and get a photo I know exactly where to look and also I know how old he was when the photo was taken.. Well, the laptop that has given me nothing but problems decided to mess all my folders up and just shove every single photo into one folder in no particular order.. This wouldn't be a problem..Except when I went to start moving the photos onto my new laptop the number at the top of the screen said.. 13,800 photos..
Yep.. Since James was born I have taken 13,800 photos..
Can you say Mamarazzi??
Now I have the fantastic job of going through each and every photo moving it across and trying to remember what month or even year it was taken..
I've been doing it for 5 hours already and I still have 10,700 photos to go..
James - When you're older and you have all these photos to look back on I hope you appreciate all the hard work Mummy put into keeping them safe for you!


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The customization, support, and proven track record are what separated the InfoSnap solution from its competitors. Many districts in the area, as well as throughout the entire state, successfully use the InfoSnap solution.
Folsom, California (PRWEB) March 17, 2016
PowerSchool Group's InfoSnap Online Student Registration will streamline data collection for California's Jefferson Union High School District. The 4,800-student district is going green to improve efficiency and decrease costs associated with the collection and management of student information. Seamless integration between the InfoSnap solution and the district's student information system (SIS), Synergy, will result in accurate data by the first day of school.
Annual student registration was a time-consuming and paper-intensive process. "It was imperative to implement a more efficient solution, eliminating the burden placed on our families and staff each year, as well as the costs associated with paper-based student registration. We're going green and saving over $30,000 a year in summer mailings," said Director of Technology and Information Services, Simon Bettis of Jefferson Union High School District.
The electronic format allows families who have more than one child in the district to 'snap' data from one student to another. SmartForm™ technology, an intuitive tool built into the solution, collects relevant data based on previously entered information or choices (grade, activities, medical history, etc.). The data submitted by families is reviewed, polished, and formatted to meet district policies and then delivered into Synergy, resulting in up-to-date records on the first day of school.
"We're excited to launch a paperless process for our school community. Families will be able to complete registration from the comfort of their own home and kiosks will be available at the district for those who don't have internet access. It's a much more efficient process for our school staff as they will no longer have to manually enter data from our partner schools into our student information system," notes Bettis.
Jefferson Union High School District did its due diligence by reviewing several online registration providers. "The customization, support, and proven track record are what separated the InfoSnap solution from its competitors. Many districts in the area, as well as throughout the entire state, successfully use the InfoSnap solution. It offers us something we've never had before – the ability to see who has and hasn't started the registration process. We'll know our numbers before the start of each school year so that we can allocate our resources appropriately," said Bettis.
About PowerSchool Group LLC
PowerSchool, the #1 leading provider of K-12 technology solutions, serves more than 40 million users and over 15 million students in 70+ countries, playing a central role in K-12 education around the world. PowerSchool provides industry leading best-in-class secure, compliant school operations solutions including Student Information System and Student Enrollment solutions, including online applications, school choice lotteries, new and annual student registration designed specifically for Pre K-12 independent, charter, and public schools of any size. PowerSchool also provides innovative digital classroom capabilities, enabling a consistent user experience for managing attendance, grading, assignments, assessments and analytics to empower teachers and drive student growth. Learn more about PowerSchool at http://www.powerschool.com.


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Embrace The Crowd Or Die
If I were to ask you what social media is, you would probably pause for a moment then give me a pretty decent description of user generated material; you would use words like listen, engage and share…and more than likely you would mention (or at least think of) Facebook and/or Twitter. Do you think it would be difficult to describe social media without these two services? Although social media is so much larger than any one company, there is no doubt that many companies make up a critical portion of this ever growing, ever changing landscape.
Imagine then what social media would be like if Facebook decided to keep their community confined to college students only. What if Twitter really did make you answer the question "what are you doing?" and excluded external links, retweets and other crowd-sourced behavior? The reason that social media is the way is it today is because Twitter and Facebook, along with countless other services, adopted to the powerful voice of the crowd. They didn't let pride or "what they knew to be true" hold them back from making smart, and undoubtedly difficult, business decisions. Embracing the crowd is always challenging, it means you lose a certain amount of control…and to many that is a scary proposition.
Do you remember Tower Records? I recall going into one of their stores in Sacramento, California with my cousin in the '80s. I was blown away by the massive selection of tapes and CDs and thought that it was the greatest music source on the planet. Apparently, so did they; so much so that they refused to change their business model at all as the 'trend' of digital music exploded. It's not difficult to understand their outcome: they ended up filing bankruptcy and closing all of their stores, the name later being bought by an unrelated group that now distributes digitally online. Tower Records refused to embrace the crowd, instead stubbornly pushing forward their own way. Tower Records died.
I previously consulted a company that had created what I would consider to be a game changing service, but it was lacking one thing: the crowd. I won't get into details, but this service was teed up perfectly to embrace the crowd, to allow people outside of the company to quickly and easily share information provided by the service. My recommendation to include and champion social media was considered and then put into cold storage. What was once a front-page news story is now no more than a mention in articles that talk about similar services that do actually allow the crowd to participate.
My point here is simple…the crowd is powerful. It is you and me, and we now have a voice. We don't just want the ability to share your products and services with our friends and others within our sphere of influence; we expect it. If you are building an online service, a mobile phone application or some other piece of digital wizardry that you just know is a game changer, make sure that it includes the community. Once you release it into the wild it will change, hopefully for the better. Where would Facebook and Twitter be if they refused to do this?
Embrace the crowd or die.0


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Hundreds of UCF engineering and computer science students gathered on Thursday morning to present 75 unique projects and inventions for the annual College of Engineering and Computer Science Senior Design Showcase 2017.
The showcase displays graduating seniors assigned projects to exhibit what they've learned during their undergraduate engineering programs. Engineering majors came out to the event, which was held in the Engineering II atrium on UCF's main campus, to network, check out fellow students' work and present their own projects.
One project, presented by a group of two computer engineering majors and one photonic science major, designed a laser ethernet transceiver. The invention is meant to create a more efficient network without fiber optics and can transmit signals on top of buildings rather than physically running wires underground, Benjamin Stuart, 22, said.
Stuart explained the difficulties of their semester project.
"Definitely designing the circuits, making sure that the signal is not being distorted and understanding that type of communication network process," Stuart said. "Our degree might have not taught us directly on how those signals propagate, so we had to learn it ourselves."
Another project, named "Golden Jaws," was designed by a group of UCF aerospace engineering students. They designed a fixed-wing, electrical, pusher-type airplane for their two-semester-long capstone project, which is meant to demonstrate what students learned throughout their undergraduate studies.
Group member Thomas Going, 23, explained what made the his team's plane stand out from others in the competition.
"The main thing that differentiates us is are advanced manufacturing techniques that we used; a lot of the other teams hand built theirs, but we had the 3-D printer available to us," Going said.


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There is a known issue in which the MotiFIT app version 3.4.0 on the Apple Watch will crash when the screen is activated too frequently during an active workout. We are actively looking into solutions, but have found a temporary workaround while we work to fix this bug.
To ensure that the workout will not crash on the Apple Watch please disable WAKE SCREEN ON WRIST RAISE for the duration of the workout, found under SETTINGS>GENERAL>WAKE SCREEN on the Apple Watch.


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NEW: Act 1 of Mozart's The Marriage of Figaro
In this new online resource, experts from The Royal Opera give detailed insights into Act 1 of Mozart's The Marriage of Figaro. If you're studying Music A-Level, our specially curated range of videos and activities will help you achieve a deeper understanding of this cornerstone of the operatic repertory.
NEW: La bohème in a Day
Are you looking for a fantastic new challenge for your school or community choir? With 'La bohème in a Day', you and your singers can delve into the enriching world of dramatic singing, putting on your own version of Puccini's classic tale of young love.
Click here to download our latest project resource!
NEW: Create and Dance Building Blocks Explorer
If you took part in the BBC Live Lesson in collaboration with the Royal Opera House and the Royal Ballet School, you'll love our new Create and Dance Building Blocks Explorer course.
This five-unit course is designed to introduce young dancers to the basic elements of choreography, and with easy-to-follow lesson plans, it couldn't be simpler for teachers to prepare, whatever your level of dance knowledge.
The Opera Machine - ROH Interactives
Have you ever wondered what goes into producing live opera? The Opera Machine presents an extraordinary multi-angled view of the intricate theatrical process behind the scenes during a performance. You can choose from 17 different camera angles, giving you unparalleled access to the backstage workings which take place during a live performance at the Royal Opera House.
Nutcracker Video: Communicating in Character
Radzi speaks with Royal Ballet Principal Character Artist, Gary Avis, about his character in The Nut...10mins
Teaching Songs in the Classroom
In this unit we look at the basics of how to teach a song to your class, including the '3 Ps of Perf...20mins
Antonio Pappano on Cavalleria rusticana and Pagliacci
Cavalleria rusticana and Pagliacci are, without doubt, the biggest double act to come out of opera. ...60mins


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After School Clubs/Extended School Activities
There are a number of After School Clubs running during the year including :
E-reading club
- Film Club
- Cross Country Club
- Art Club
Cookery/Gardening club
Netball club (and a team at the leisure centre)
Homework club
Rotary club
Football team (leisure centre)
Tuesday Tea 'n Toast: A chance to get to know each other better …
Georgie and Lisa invite all parents/carers to join them for Tea and Toast in the Jungle Room on Tuesday mornings from 8-9 starting on 13th January 2015.
Bring the children with you ...or book them into Breakfast Club!
We have Breakfast Club, which takes place every morning from 8.00 a.m. It costs just £1.50 per day (or free for families who are in receipt of free school meals). In order that we can arrange staffing, booking is essential. Please speak to Pam Price in the School Office for further details.
Our School Choir runs each Wednesday afternoon also. The choir performs a concert for parents several times each year and takes part in Shropshire Sings and the Young Voices Concert in Birmingham. Children also have the opportunity to learn to play the recorder, flute and clarinet. These sessions are taught by peripatetic teachers from the Shropshire Music Service
Children from aged 9 onwards (in the majority of cases) can attend Homework Club on Wednesdays from 3.15 – 4.15 p.m. Adult help is available for homework and topic work and the school actively encourages the use of the support and resources available.


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my eyes write eulogies my head cannot possibly cash. exhausted and desperate. my wrists are simply landing points and extraction zones for the blades and second chances. Die alone in an unmarked grave for an unremarkable life. I'm tired of the diagnosis, I simply want a prognosis of how to make this better. Remind the doctors that the clock is ticking. I don't have forever.
Tuesday, April 27, 2010
the eyes are the give away. they are dull and faded from past glory.
Posted by iwontletyouloveme at 3:20 AM
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Win a Hypnoslimming Session!
With the prospect of the New Year looming, 33% of the UK are expected to pledge to lose weight during the forthcoming year but by February, 80% will have lost all motivation and grown tired of the taste of steamed green vegetables, giving up on their dream of being healthier and slimmer.
Achieve your weight loss goal this New Year by winning a free HypnoSlimming weight loss hypnosis session with Harley Street hypnotherapist Adam Cox. Adam has over 15 years' experience in clinical hypnosis and uses a variety of techniques from virtual gastric bands which help to control meal portion sizes to techniques to deal with sugar addiction, emotional eating and binging. With the right mindset losing weight can be easy.
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Working for free is always a hot-button topic in the photo industry, and it can become an even thornier issue when it's friends and families asking for your services at a 100 percent discount. This great video examines the pros and cons of working for free for friends and family and how to set and maintain boundaries.
Coming to you from Tony and Chelsea Northrup, this great video examines the touchy subject of family and friends asking for free photography services. Photography unfortunately tends to run into this issue more than most other careers. I personally think part of the problem stems from the fact that nearly everyone in society dabbles in photography in some way, that is to say that nearly everyone owns a camera (even if it's just their phone), and because of this normalization of the equipment and act (surely, not many people carry around a full dental office in their pocket), they may not appreciate the monumental difference in skill, effort, vision, and gear that comes between a smartphone snapshot and a professional image. Either way, it's important to know what your boundaries are and stick to them, particularly if you're a people-pleaser who will do things for others even to your own detriment. People will (not always knowingly) take advantage of that sort of kind and giving demeanor. Just make sure you know what's ok for you and what isn't, then stick to it.
Lead image by Krewr Studio, used under Creative Commons.
8 Comments
If we are such a good friends - why don't you make me a favour and pay more than my normal rate?
I agree I have had clients give me $400 tips and good friends give me nothing for hours of work.
Now, that is the perfect response!
To me, favors and their boundaries have nothing to do with your source of income. How is helping someone in an area related to your profession different from anything else? Either case can be abused or respected. This is such a personal question, why is it even being discussed with strangers?
When It's Alright to Give Family and Friends Free Photos? Easy answer: always. This is assuming it's not a long-running project, your expenses get reimbursed and you don't lose business because of time spent helping. If it takes a few hours and doesn't happen too often to be a burden you just do it.
Same as when you ask your garden designer friend to spend an evening helping you with your new garden and your car mechanic cousin when your car has a small issue. And if you feel it's not OK to ask or being asked then this person is not your proper friend, just someone you happen to know. The boundary for me is the nature of the relationship with a person, not whether it's OK to ask (or being asked by) a family member or a real friend.
People need to be advised "when" it's ok to do something for family and friends?
Luckily for me, most of the time my friends/family insist on paying me. But even when they insist, I tend to give them a good discount or do it for free, depending on the situation (not weddings, which I'd rather attend), because they were intending to pay me.
I've developed a really simple method for deciding whether or not to work for family or friends for free: If they're actually friends or (immediate) family, they'll pay if they can, and they'll pay what they can, and if they can't pay me, then at least I'm helping a friend or family member. If they're not a friend or (immediate) family member, then a) it's outside the purview of this article, and b) I don't care, and the fact that they're asking me to work for free when we don't even like each other tells me that I made a good choice in not being friends with that person.
Seriously, not everything is about money. It's not about aiding the plight of sad, underpaid artists. It's not about sticking to your principles. Be a good person. Help out a friend once in a while.


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Large 4-Pocket Album Refill
Regular price $7.95
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Product Details
More memories than album space? Supplement your album with these eight refill pages to allow for the addition of 64 4" x 6" photos. Learn more about our photo albums and scrapbooks.
- Eight refill pages holds 64 4" x 6" photos.
- Four-pocket poly sleeve.
- 10.25" W x 12.25" H x 0.25" D


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Get Window Tinting You Can Trust For Comfort, Style & Privacy
When shopping for window tint near Gilbert, visit a dealer you can trust to complete the project on time and on budget. No matter whether you're looking to tint the windows of your car, office, or home, you'll find a variety of premier tint shades at your nearby location. Our window tint is custom cut for your home, business, or vehicle windows to assure a perfect fit—every time. With our window films, you never need to worry about the bubbling, peeling, or discoloration that often happens with lower-grade films; our films are made to last!Choose to have your window film installed by our professionals and you could get the added security of a lifetime limited warranty. In the unlikely event that bubbling or fading does occur, give us a call. We'll remove and replace your car, office, or home window tint completely free of charge.
Customize your ride & drive cooler with LLumar car window tinting
Over time, exposure to heat and sunlight can cause unsightly cracking, peeling, or fading on the interior of your vehicle. LLumar window tint locations give drivers first-rate value and protection. Tint your car windows to better protect the interior, and everyone inside, from the sun's harmful rays, heat, and glare. Select from your tinting company's full assortment of vehicle window tint shades, ranging from translucent to dark charcoal. The laws in your state may legally limit the level of darkness you can select for your car windows. We know your state's regulations. Call or visit today to check out the many options that are available to you!
Home window tint: Save money & protect your furnishings
Once installed by one of our certified technicians, your home window tint helps protect your family from potentially harmful ultraviolet rays, and sometimes the prying eyes of could-be burglars. Home window tint could help keep floors, furnishings, and artwork from being damaged by the sun. It helps keep out up to 99% of the sun's destructive ultraviolet rays that lead to discoloration and fading. When it's hot outside, even unbearably so, it helps keep your house cooler and more comfortable. And guess what? Many customers have reported seeing a decrease in their home energy expenses by up to 15% after their home's window tint was installed! As an added bonus, LLumar is LEED-certified, which means you could save even more cash through tax credits and incentives from the city or government.
Commercial window tinting: Reflect style & reduce costs
When you choose custom window tinting for your business, you can help limit your facility's energy expenses while achieving a look that's professional, polished, and unique to your company. Ranging from crystal clear to deep charcoal, there's a tint shade to match the needs of your business. Once installed by your trusted LLumar dealer, non-reflective window tint provides a consistent look that effortlessly complements the architecture of your facility. A special dual-reflective tint is also available for companies in need of a shiny exterior to encourage solar heat rejection, but a less reflective interior for privacy in the evening. Despite what you may think, commercial window tint can be used beyond the exterior of a building. It can be used for style and privacy in conference rooms, stairwells, and interior office windows too. Visit or call a LLumar window tinting dealer near Gilbert to get help designing your custom commercial tinting project today!
Get superior service from your LLumar tinting company
For quick, easy, and professional window tint installation, turn to your local LLumar company. Many window custom order window tint projects can be finished within a few days, though it depends on size of the car, home, or commercial space. For the most part, a typical installation takes around 15 minutes per window. Visit a LLumar window tint dealer for window tinting installation and service you can trust. From commercial or home window tinting that requires opaque, translucent, mirrored, reflective, or color-tinted films, we're ready to help you select the optimal one for your project. Call or visit a LLumar dealer near Gilbert to explore your tinting options, get a fast and free estimate, and to plan your installation today! Live, work, and drive in greater comfort!
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Window Tint for Homes, Offices & Cars Near Gilbert
LLumar dealers close to Gilbert install high quality tint. Help save on energy costs, drive more comfortably, and live stylishly with home, office, and car window tinting. For more than half a century, LLumar window tints have offered superior, one-of-a-kind protection from the sun's heat and destructive rays. Wherever you work or play, and whatever you drive, we're here to help you live a cooler and more comfortable life!When it comes to your estimate and installation, your local window tint company has been hand-picked and certified to the highest service standard. Come by your LLumar dealer near Gilbert for a fast and free window tinting estimate today!


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Holdsworth, Sir William Searle
Holdsworth, Sir William Searle, 1871–1944, British legal historian. He was (1903–8) professor of constitutional law at University College, London. After 1922 he was Vinerian professor of English law at Oxford. Holdsworth's greatest achievement is his History of English Law (12 vol., 1903–38). The work begins with Anglo-Saxon times, and it is an account of legal procedure and court organization down to the Judicature Acts of 1875 and of the important phases of substantive law through the 18th cent. Many authorities consider Holdsworth's history among the most thorough scholarly accounts of English law ever written. He was knighted in 1929. His other books include The Historians of Anglo-American Law (1928, repr. 1966) and Charles Dickens as a Legal Historian (1928, repr. 1972).
The Columbia Electronic Encyclopedia, 6th ed. Copyright © 2012, Columbia University Press. All rights reserved.
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Retractable Banner Stand Replacements are a necessity for any trade show or convention if you're looking to stand out among many people. Trade show displays are perfect for promoting your product or business and a banner stand will place you out in front of the competition.
Some retractable Banner Stands are made so that you can change the banners. If you have a retractable banner stand, and are looking for a banner to go with it, this is the page to order it from. If you are uncertain whether or not your banner stand will accept a replacement banner, just give us a call and we'll try and help!
Our durable Retractable banner stands are portable, lightweight and easy to carry making them a convenient choice for travelers. These banner stands can be set up and taken down in a matter of minutes and come with their own travel case.
These elegant Retractable banner stands help hold up and show off your high quality, full color banner right in front of the crowd, where it gets the most attention. These banners are perfect for both indoor and outdoor use. Set up outside of a storefront in a high traffic area, and it will capture plenty of attention.
Place the banner stand almost anywhere and the message goes with it. Whether you are a small business, at a local event or a huge convention, a retractable banner stand is an affordable choice, and one you can use over and over again.