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Member Login |
Find a Group
Download the Scouting Skills 2017 Registration form.
As a Youth or Scouter, have you ever hesitated to jump in and take on running an event because you weren't even sure where to start? Or organized an event and found out there were a whole bunch of things you wished you knew from the beginning? Many of us have been there too and so, Fraser Valley Council is piloting a new Event Management Course on February 3-5, 2017!
Download the attachment for more information.
The newly formed 120th McLean BP Guild is hosting a fundraiser, which includes:
• "60's Sock Hop"
• November 26th, 2016
• Doors open at 6:30 pm
• Dinner 7:00 pm (roast beef dinner)
• Aldergrove Legion
• Door prizes, 50/50, silent auction
Our purpose in forming this Guild is to support Camp McLean to ensure its continued development, equipment, and needed maintenance.
We sincerely hope to see you on the 26th for this fun evening at the Legion. Thank you in advance for any assistance you can provide for these prizes.
Please contact us for required tickets….please share and bring your friends.
Very sincerely,
Jim and DeEtte Bryce
Jim's cell: 604-534-5606
DeEtte's cell: 604-250-0754
Fraser Valley Council would like to invite you to a Gaming Grant and Financial Workshop.
Come and learn how to complete a Gaming Grant Application and learn what you need to know to keep your group's financial records in accordance with Scouts Canada.
Date: Thursday October 13, 2016
Coquitlam Scout Hall 1000 Winslow Ave(Corner of Winslow Ave and Porter St.)
Time: 6pm – 9pm
Cost is $5
To register please contact Amanda Sulymka at firstname.lastname@example.com by October 9, 2016.
Rogue Scout: Star Wars - Anime - Fantasy -Super Hero themed party demonstrating Science Technology Engineering Math (STEM) activities for members of Scouts Canada. Learn how to put on STEM activities or bring and show your own ideas. Portions of the Scouts Canada Space Exploration kit will be demonstrated. The Scouts Canada Robotics Kit will be running. Trail Card activities of all age and Section levels including Beavers, Cubs, Scouts and Venturers will be shown. Program will also include:
All Councils, Areas, Sections, families and costumes welcome. Scientists from Let's Talk Science UBC and Members from the Association of Professional Engineers and Geologists of BC will be helping out.
See EventBrite for Tickets.
Camp McLean – September 30th, October 1st & 2nd.
THIS YEAR's Camp Kick-Off will be another fun filled adventure for all!
The Basic Scouting Skills Program will be on Saturday and will enable 1st year Scouts to earn their permits. There are still many exciting events for the Activity Scouts to choose from on Saturday and Sunday. Lunch will be provided on Saturday. There will be activities for all participants on Saturday evening.
For further information, please contact: Graham Walters – 604-530-5498, cell 604-613-3792, or e-mail email@example.com
DEFINITION: for the purpose of this registration package, Scouts NOT participating in the Basic Scouting Skills Program will be referred to as Activity Scouts.
Download the attachments for more information:
Rogue Scout: Star Wars - Anime - Fantasy -Super Hero themed party demonstrating Science Technology Engineering Math activities. Learn how to put on STEM activities or bring and show your own ideas. All Councils, Areas, Sections, families and costumes welcome. Held on Oct 29, 2016 at the LDS Church on 308 W. 41st, Vancouver (close to Oakridge station) from 10 am to 6pm. $5 Admission for each family. Snacks are extra cost. Volunteers needed to Make It Happen. For more info please email firstname.lastname@example.com
While helping celebrate "100 Years of Cub Scouts 1906 - 2016" at this year's "Pioneer" themed Cuboree, hundreds of Cubs and Scouters from across the Fraser Valley enjoyed rotating through a wide variety of great activities under a beautiful April sun at Camp McLean.
The BCY Key 7 – Council Commissioners and Council Youth Commissioners and the Council Executive Director for Cascadia, Fraser Valley and Pacific Coast Councils, are pleased to announce the appointment of Bill Schulte as the Chair of the Jamboree Planning Team for the Pacific Jamboree 2019 to be held in early July 2019 at Camp Barnard located in Otter Point, west of Sooke, BC on spectacular Vancouver Island.
Bill is a Scouter in Greater Victoria and has held a number of Section positions with 1st Sooke and 1st Arbutus. He has also held Commissioner positions at the Group, Area, and Council as well as being a Trainer and Service Scouter.
PJ'19 will be Bill's 4th Jamboree, his 3rd PJ. Bill started with PJ'11, and then CJ'13, as Sub Camp Support. For PJ'15, Bill took on the position of Deputy Camp Chief and enjoyed the experience tremendously. He looks forward to the opportunity to plan a great Jamboree with the Jamboree Team for PJ'19.
Plan now to attend the Pacific Jamboree in early July 2019 at Camp Barnard in Sooke, BC where we hope to once again give you a great, safe Scouting Adventure in the West Coast wilderness.
Bill can be reached at email@example.com.
Please join us in congratulating Bill Schulte on his appointment.
Cuboree 2016 was a day of fun, friendship and sunshine for all who attended. Thank you to the Venturers, Rovers and Scouters who created fun activities for the Cubs. This was not a camporee year, however, a number of groups did camp over to enjoy the rest of the weekend. Thank you to all who helped to make this a very successful day!
Scouts Canada, the country's leading youth organization, offers challenging programs for boys, girls and youth age 5-26 in thousands of individual groups in most cities and towns across Canada.
Join Scouts Volunteer with the Fraser Valley Council Donate to the Fraser Valley Council
Scouts Canada 1-888-855-3336 email@example.com


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Payment Card Industry Data Security Standards (PCI DSS) compliance means many different things to many people. And after all, it should, based on the complexities of truly understanding what the phrase "PCI Compliance" or being "PCI compliant" really means.
For an ounce of clarity, remember this. All merchants that fall into Level 1 of the transaction volume parameters for PCI will have to undertake an on-site PCI DSS assessment by a Qualified Security Assessor; somebody who has gone through the training and certification process by the Payment Card Industry Security Standards Council (PCI SSC).
"Most" other levels (and i stress most, because there are exceptions) can conduct their own self-assessment for PCI compliance. The world "self" is misleading because most organizations trying to comply will need assistance from a PCI QSA.
To learn more about PCI DSS, visit pciassessment.org.

subset: commoncrawl


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Bloomingdale's Moves Towards More Luxury Menswear Designers and Shops/
|Cosmetics Floor at Bloomingdale's Chestnut Hill, MA
Bloomingdale's downscaled from the late 90's until recently, concentrating on bridge/contemporary labels. The iconic retailer has begun to re-focus on upscale brands, including such women's accessory shops as Chloe, Dior, Jimmy Choo, Louis Vuitton, Chanel, Fendi, Links of London and David Yurman, women's ready-to-wear by Armani Collezioni, MaxMara and Escada, and menswear such as Duchamp, Turnbull & Asser and Ferragamo.
It's no secret that Bloomingdale's is one of our favourite looking stores. We posted this a few months ago: /www.retail-insider.com/tail-insider.com/2012/04/bloomingdales-our-all-time-favorite.html
Bloomingdale's website: www.bloomingdales.com
Louis Vuitton websiter: www.louisvuitton.com
Gucci website: www.gucci.com
Prada website: www.prada.com
Got any retail insider info? firstname.lastname@example.com


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You see, in the UK at the moment (well when I started writing this) we are having a heatwave. This means we have left our coats at home for a week, had to mow the lawn several times and my baldy head is very red. So on Friday night like many other families we decided to head for a nice country pub for our tea. After finding no room at several inns we finally settled on a pub where the waiting time for a table was only half an hour. So we got some drinks and waited. After only about 20 minutes the lady at the desk shouted over 'Table for Dale' and then showed us to our table and handed us each a menu. All seemed to be going well and we each chose what we wanted from the impressive looking menu. Then we waited.
Ten minutes passed and still nobody came to take our order. Twenty minutes and my stomach was rumbling, but still waiters and waitresses walked straight on by. Half an hour and I decided to change what I was going to order, but still nobody came to the table.
After forty minutes I began to look around and wonder why other people, who had come after us, were now being served their food. It was then a worrying thought entered my head. I stopped a passing waiter carrying a plate with a large fish on and asked, 'Excuse me, is it table service here?'. The answer, as I had feared, was a, 'no, you have to order at the bar, mate' and the waiter left shaking his head.
So we had waited hungrily for over 40 minutes because nobody had told us that orders had to be placed at the bar. I complained, a little, to the lady who had seated us and she did apologise for not saying, but pointed to some really small text at the bottom of the middle page of the menu (hidden behind a custard stain) that did say 'Order at Bar'.
So why did this get me thinking about SharePoint? It was because I was thinking about the poor End User who sits there in front of these great looking sites and while they can read lots of information they don't really know what they are supposed to do. They know they can upload documents, but do not quite know how to do this. They don't know that you have to open a document library first. Or they want to edit a document but they don't know they need to check it out first. There might be a picture on the site that they want to change or they might have heard about setting Alerts but don't know how to set one up.
Ideally End Users will have been given some initial SharePoint training but they will soon forget. I have to admit that I had been to that pub last year, but had forgotten that you had to order at the bar. So how can we help our SharePoint End Users to know the basics of what to do? Without them sitting around for over 40 minutes waiting for somebody to tell them. The best way is to put information on the site with instructions. If you have used SharePoint Designer you will know you can easily add Hover-Over bubbles or Help Straplines to your sites.
Office Talk have found that many customers try to get round this problem by creating short video clips of how to do basic SharePoint functions. Tools like the popular Contasia Screen Capture are great and fun to use, but can take weeks of work and never quite reach the professional standard you were looking for. So the cost of producing these internally can be quite expensive. The advantages of doing them yourself is that any corporate branding you might have used or anything unique to your site comes across, but is it really worth it. One of the leading SharePoint products that we at Office Talk resell is 'SharePoint CBT Clips'.
SharePoint CBT Clips are available for either SharePoint 2010 or 2007 version and are a super set of around 75 little video clips (about 3 minutes each) that show the End User exactly what to click on to do all the basic SharePoint jobs. Some of the classic ones like 'Working with List Data', 'Sending a Link to a Document', 'Recovering Deleted Items' and 'Connecting to Outlook' are all there. The great thing is the files are small and can easily be stored in SharePoint allowing the End User to access them directly through their SharePoint Site.
Now, I have worked in an IT Helpdesk and I know that giving the End User direct access to the information doesn't mean some of them won't still call the IT Helpdesk straight away but at least if you have the SharePoint CBT Clips the Helpdesk staff can just quickly send back a link to the exact video.
It really is a money saver. Oh dear this post is turning into an advert, but I am really impressed with these short clips and Office Talk are currently selling a Corporate Licence (which allows you to put all 75 on a SharePoint Server) for only £1350. It really is a way to dramatically reduce your training costs.
To find out more about, or purchase a copy of, 'SharePoint CBT Clips' please drop an email to our Marketing Manager Frank Faulds .
In next week's post I will be bringing you a free SharePoint Template to keep track of all the groups in Euro 2012 and let you back Roy's Boys in Poland and the Ukraine. This year let's go one better than 1996 and reach the final.


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Receptionist: �Dr. Zucker�s office. This is Charlene.�
Me: �Hi, this is Tracy Beckerman ...�
Receptionist: �I�m sorry, there�s no one here by that name.�
Me: �No, I'M Tracy Beckerman. You didn�t let me finish.�
Receptionist: �I don�t understand. Why are you calling for yourself?�
Me: (Sigh.) �I�m not. I�m calling for Dr. Zucker.�
Receptionist: �Oh. She�s not here either.�
Me: �When will she be back in the office?
Receptionist: �Who?�
Me: �Dr. Zucker.�
Receptionist: �Oh, she�s not here right now.�
Me: �Yeah, Charlene, I got that.�
Receptionist: �That�s so funny! My name is Charlene, too!�
Me: (Sigh) �My name isn�t Charlene. It�s Tracy. Tracy Beckerman.�
Receptionist: �I�m sorry. There�s no one here by that name.�
Me: �Whatever. Can you just tell me if Dr. Zucker will be back today?�
Receptionist: �I�m sorry, I can�t give you that information.�
Me: �Is it confidential?�
Receptionist: �No. I just don�t know when she�ll be back.�
Me: �Will she be in tomorrow.�
Receptionist: �I don�t know. I�m not here tomorrow.�
Me: �OK, can I leave a message for her?�
Receptionist: �Who?�
Me: �Dr. Zucker.�
Receptionist: �She�s not here right now.�
Me: �I know. Can you just give her a message?�
Receptionist: �Of course.�
Me: �Can you tell her I was calling for the results of my blood work?�
Receptionist: �Sure. When did you have it done?�
Me: �Last week.�
Receptionist. �Got it. And who did the blood test?�
Me: �Dr. Zucker.�
Receptionist: �Did you want to speak with her?�
Me: �Yes.�
Receptionist: �OK, but she�s not here right now.�
Me: �I know.�
Receptionist: �Would you like me to leave her a message?�
Me: �Yes, please.�
Receptionist: �OK. Who did you say is calling?
Me: �Tracy Beckerman.�
Receptionist: �I�m sorry, there�s no one here by that name.�
��Follow Tracy on Twitter at @TracyinSuburbia.
Lost in Suburbia: One ringy-dingy
Receptionist: �Dr. Zucker�s office. This is Charlene.�


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NutriMost is making waves in the nutrition sphere. The dieting system was launched in Connecticut in 2014 and is already helping people lose weight. One woman lost 80 pounds while on the system and, after looking into the program's strategy, it is clear why she found success.
How NutriMost Works
Every customer is analyzed on an individual basis with nutrimost.com. A plan is derived from personal preferences. Customers are then taught how to use the strategy to lose weight and maintain success. The "reset phase" evaluates how much weight has been lost and challenges individuals to stay within two pounds of their weight goals.
What Makes the System So Great?
Nutrimost technology is founded on the concept of everyone being different. Makers of the program understand that weight loss is different for every person. The system is, therefore, unique to each customer and not a cookie cutter diet that is ineffective in the long run.
Another nutrimost.com feature that makes it great is its "reset phase." Instead of setting unrealistic weight loss goals for a customer, the "reset phase" tailors aspirations according to the individual's starting weight and physical ability. Goals are revisited on a continuous basis so that the program never gets old.


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MAPS, HEARTS & ARROWS: A Charming GIFT-AWAY from Big City Bumpkin
Over the years blog friends have started businesses, written books, launched lines. To celebrate this spirit of creativity and entrepreneurship, and as a thanks to you, we're kicking off a series of Gift-Aways from readers, for readers. What's a Gift-Away? It's my version of a Giveaway, one that rewards subscribers for their loyalty and enthusiasm.
Here's the first, from Vanessa at Big City Bumpkin. I've long enjoyed Vanessa's blog posts on food, baseball and life in Chicago. Last year she began creating photo and map jewelry pieces that are unique, well priced,beautifully packaged and utterly charming. I love them so much I've bought three! Below, Vanessa shares how this project came about and what it means to her. (Details on the Gift-Away follow.)
I started on the maps when I was going through a bit of homesickness, and a lot of boredom, and felt this overwhelming need to make something. I found a cool map of Chicago in our apartment building's laundry room, and thought it would be fun to make maps for the different Chicago neighborhoods, and it might also start to give me a sense of really belonging to this city, and being connected to it in the way I needed to be. Gradually I started making them for other major cities, as well as custom pieces for smaller towns. The Heart & Arrow collection came about because I wanted something bold and fun to feature for Valentine's Day without being too lovey-dovey.
My favorite thing ever is to get a request from someone for a very small town that not many people have heard of (because I grew up in exactly that kind of small town), and to know that somewhere someone is wearing that necklace with a lot of pride for the place they were raised in, a place that has a lot of meaning for them and a special spot in their heart. I like the idea of the map being something you look to when you are lost. If I'm wearing a necklace that has Nelson Co. Virginia on it, I feel like I'm never really too far away, and looking at it reminds me of who I am, even as I'm wandering and discovering the city streets of Chicago. -- Vanessa / Big City Bumpkin
All readers can enjoy a 20% discount through the end of February on anything in Big City Bumpkin's Etsy shop, including custom orders. Use discount code: STYLEMANIAC20.
One lucky reader will receive the gift of the piece of her choice, up to $25.
- Visit Big City Bumpkin on Etsy
- Choose your favorite piece from Hearts & Arrows, State Charms and Map Pendants, up to $25, including a custom Map Pendant of your hometown.
- Share your selection in the comments section below
- Plus tell us what any of the following mean to you: LOVE ...HOMETOWNS ... VALENTINE'S DAY. (Sweet, sappy, cynical, funny -- any thoughts welcome.)
REALLY want to win? Show your enthusiasm by adding
EXTRA comments for each of the following:
- Like Big City Bumpkin on Etsy
- Like Big City Bumpkin on Facebook
- Subscribe to Style Maniac
- Like Style Maniac on Facebook
- Tell a friend (or 10!) about Big City Bumpkin and Style Maniac.
ENTER through midnight EST on Tuesday, February 19, 2013.
WINNER will be chosen based on response to question and enthusiasm for Style Maniac and Big City Bumpkin and will be announced the end of February. Have fun!
All images courtesy Vanessa / Big City Bumpkin.
"Use the good china for breakfast."


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This is the first year that I have made no resolutions! And it's not because I don't have a list of things I hope to accomplish and nope, it's not because it bugs me when certain things aren't scratched off the list. The reason there are no resolutions this year is because 2014 turned out to be a great year! It was an uneventful year, there were no major traditional milestones to talk about (or blog about): no marriage, no mortgage, no babies, no weight loss, no promotions and no winning the lotto but I was happy… and if it ain't broke, no point in trying to fix it.
Wishing you all a happy year!


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Last night THE WIFE and I were talking with Lucie about school. THE WIFE was trying to get Lucie to tell me about what they were learning in school and that they had Martin Luther King Jr. day coming up. She wanted to show me what all Lucie was learning about Dr. King.
ME: So Lucie, what did Dr. King do that was important?
Lucie: DADDY! He wasn't a DOCTOR, he was a KING!


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Topic Areas
Member Center
About ICMA
- Careers & Learning
- Publications & Research
Partner with ICMA
News & Events
Green infrastructure planning has become a well-accepted and increasingly adopted best management practice for protecting and promoting the sustainable use of environmental resources; improving economics; reducing construction costs; mitigating environmental hazards; achieving water, air, and biodiversity regulatory compliance; and numerous other benefits related to improving public health. To learn more on the topic, download this infographic and checklist for implementing a successful green infrastructure plan from Esri.
A focus on infrastructure, crisis communications, public safety, and community engagement.
Printable checklist with simple steps to improve energy efficiency in communities.
The information collected through these efforts allows for an analysis of changes in solar energy priorities and activities over the last five years.


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The Blacker project is coming along nicely - Volume One is designed, laid out to page and edited, and Volume Two is well under way. We thought you might like to see the final designs of the cloth bound copies (limited to 250 sets) . . .
Tags: William Blacker, The Blacker Trilogy, Fly Dressing


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Epic Looks.
Find Yours...
Our passion is creating unique hairstyles that will enhance your natural beauty while complimenting your personality and lifestyle.
Start today by booking your complimentary consultation with one of our experienced, professional hair stylists.
Earning your trust is our highest priority. This means all products are 100% guaranteed.


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Conference Services
Conference Services at Rockhurst University is designed to fulfill the University's mission of transforming lives by being involved in the life and growth of the city and the region. As a Jesuit institution, Rockhurst is built upon core values that are not only instilled within the lives of the students, faculty and staff, but also to all visitors to the University.
With the mission of the University and the core value of magis, meaning "more," Conference Services at Rockhurst University is prepared to provide your group with more than a good experience on our campus; our goal is to provide you with an unforgettable experience.
By providing the venue for your camp, conference or event, Rockhurst's Conference Services strives to help transform the lives of all those who step foot onto campus.
Our facilities are clean and comfortable with up-to-date technology, three different lodging accommodations, and personable, helpful staff. Your time at Rockhurst – no matter how brief – will be more than just a visit; it will become a memory.
From camps for young children, to conferences, to meetings, to housing for interns, from afternoon events to events taking place over several months, Conference Services at Rockhurst University is the ideal place for you and your group to host your event.
If you have any questions, please contact Grant Carlson, Conference Services Coordinator, at 816-501-4126 or email@example.com.
Rockhurst University has an exclusive contract with our campus dining partner, Chartwells. All food and beverage service on campus must be arranged through them, regardless of the event type. View online menus and ordering
Event Options
Rockhurst has a host of different facilities available for rental for single-day events or multiple-day events lasting up to a week. Below are a few of the many possibilities available.
- Classrooms that can accommodate 20-40 individuals are available to be rented as meeting spaces or as breakout rooms for conferences.
- Medium-sized rooms that can accommodate up to 150 individuals can be rented for activities such as meetings and dinners.
- An auditorium that can accommodate up to 500 individuals is available for larger meetings, speakers and conferences.
- A large event space with a maximum capacity of 500 individuals can be used for large dinners, conferences, meetings and other similar events. Rockhurst catering information
- Both the soccer field and the basketball fieldhouse are available for rental for sports camps and games.
Overnight Events
For groups hosting an event on campus that will take place over the course of several days or up to a week – such as a conference or a sports camp – there are many facilities available to accommodate you.
Rockhurst has three different residence halls, each of which can accommodate up to 200 individuals. These buildings are traditional-style residence hall rooms with two beds per room and community-style bathrooms. Residence hall accommodations are only available for rental during the summer months.
If you wish to plan an event on campus that will be longer than a day and/or you wish to include on-campus housing accommodations to your event, please fill out the form below to begin your inquiry process. Once the form has been submitted, someone from Conference Services will be in contact with you about your event.
Summer Interns
If you are a student interning in the local Kansas City area over the summer, Rockhurst has housing accommodations available for you. Long-term stays on Rockhurst's campus will take place in the Townhouse Village. These houses are located on the East Side of Campus, bordering The Paseo. Each house has a kitchen with cook-top, convection oven/microwave, full refrigerator, and dishwasher. Living room, dining room, and bedroom furniture are provided. Each unit can house between 4 and 6 individuals, with 2-3 sharing a bedroom and bathroom. These houses are only available for rental from May 22 - August 2.
The Townhouse Village is located on campus, and include several safety measures. Rockhurst's Security officers patrol the area and are available for on-call response 24-7, every day of the year. There are also several cameras in the area that a dispatcher monitor continuously.
If you wish to book your space for an extended period of time at Rockhurst, please fill out the following form. Please note that a $100 deposit is required at the end of the form to reserve your spot on campus.


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I am actress, still trying to make my foothold strong in Bollywood. I had made a debut in Bollywood in 2004 but that went unnoticed and I moved on to south industry.
Play this game
Originally from Wellington, New Zealand, Karl Urban now lives in Auckland. Born on June 7, 1972, he is the son of a leather goods manufacturer (who had hoped that Karl would follow in his footsteps). His first acting role was when he was 8 -- he had a line on a television show. However, he did not act again until after high school. He was offered a role in the NZ drama "Shortland Street" (1992), as he was preparing to attend Victoria University. After appearing on the show for the 1993-1994 season he attended the university for one year, then left to pursue his acting career. Over the next few years, he landed several theater roles in the Wellington area. Eventually, he moved to Auckland where a number of guest roles in NZ television followed. One of his first roles was that of a heroin addict in the drama "Shark in the Park" (1989). He was in a movie as well, entitled Once in Chunuck Bay (AKA Chunuk Bair (1992)). Other television roles followed, including a guest starring role in the series "White Fang" (1993). Karl's biggest role yet is Éomer in the Lord of the Rings trilogy.
Copyright 2010-2013: Gomolo. All Rights reserved. | Terms | Privacy


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Rant and Ramble Baby Yeah!
Author: Angel | Category: Rants, Thoughts and Writings | Tags: Driving, Hazards, Help, Kids, Trouble
I have been going through some serious writers block of late and I'm guessing it's from all the crazy crap that's been going on in the world… Where do i start, i guess the theys might be as good as any place to, so here goes; has the world gotten so turned over that people are offended by the most ridiculous things, he, she, him, her WHY? Are people feeling so unappreciated that they feel the need to change biology to be recognized? … Read More ❯❯
Published: August 10, 2018 | Comments: 0


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The second event in our Salon & Networking series, features a close look at business and legal considerations for the independent content producer, followed by an evening of networking.
IWCC Members and Spoke Club members gain FREE admission. Check your email for the exclusive discount code in our newsletter.
Presenter: Ryan Keller
Presenter Ryan Keller sits on the board of directors of the IWCC, and is an Entertainment Lawyer at Duarte Spiel LLP.


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On December 15, 2015, the FCA published proposals for implementing certain aspects of the revised MiFID, which together with the Markets in Financial Instruments Regulation is known as MiFID II. The revised MiFID must be transposed into the national laws of Member States whereas MiFIR is directly applicable across the EU. MiFID II is currently due to apply from January 3, 2017 although there have been discussions between the European authorities about possibly delaying this date. On the existing timeline, Member States must transpose the revised MiFID into their national laws by July 3, 2016.
The FCA's consultation covers broadly the following topics: (i) algorithmic trading and high frequency trading requirements for regulated markets, multilateral trading facilities and organized trading facilities, including business continuity, systems and controls, financial crime, market abuse, direct electronic access and tick sizes; (ii) new transparency requirements for equity-like and non-equity markets, including pre-transparency waivers and post-transparency deferrals; (iii) requirements for OTFs, a new type of trading venue introduced by MiFID II; (iv) requirements for data reporting services providers, a new type of firm under MiFID II; (v) extension of the Principles of Business to firms that conduct business with Eligible Counterparty clients; (vi) changes applicable to systematic internalisers; and (vii) passporting requirements and requirements for UK branches of non-EEA firms.
The FCA is also consulting on proposed changes to its Perimeter Guidance manual to take into account the expanded scope of MiFID II for investment services, activities and financial instruments. The FCA has prepared a proposed MiFID II Handbook Guide for trading venues and data reporting service providers which sets out the FCA's proposed approach to implementing MiFID II. The FCA will consider expanding the Guide to other firms as the FCA consults on implementing other aspects of MiFID II.
For directly applicable regulations, the FCA intends to include references to the relevant regulations in its Handbook. That approach will apply subject to certain exceptions, such as when the FCA exercises a discretion provided for under the relevant regulation. Responses to the consultation are due by March 8, 2016. A Policy Statement and final rules on the areas covered in this consultation will be published in the Q2 2016. The FCA intends to issue further consultations on the implementation of MiFID II in the first half of 2016 covering amendments on conduct of business, senior management systems and controls, client assets and enforcement.
The consultation paper is available at: http://www.fca.org.uk/static/documents/consultation-papers/cp15-43.pdf.


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Travel technology built for you.
We pride ourselves on our unique, user-centric approach to developing meaningful travel technologies which make a real difference to the traveler experience. Our proprietary products and integrated technologies include tools for travelers, managers, and procurement professionals.
Through our simplified organization structure, we are able to integrate and deploy new technologies faster and with more flexibility than our competitors.


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Do we have your current resume on file?
Career Assessments
Understanding and building on your unique strengths
Unfortunately, most of us have very little insight into our talents and strengths. As a result we tend to focus the majority of our energy trying to understand and correct our weaknesses instead of building on our strengths. Edward Luttner Associates has incorporated programs to help individuals to identify and clarify their talents and build on these strengths.
A major component of Career Satisfaction is self-knowledge and self-management. Extensive research indicates that you will be happier and more productive when you are in a Career with people that have a similar vision, goals, ethics, and drive. Identifying your interests, the things you like to do, and the Career Position that appeals to you, will increase your career satisfaction, your positive attitude, your spiritual and physical well being, and ultimately your overall happiness.
Behavioral Assessments
Career assessments come in many forms and vary along several dimensions. Some assessments are behavioral in nature. They focus on the individual's significant life events, identifying building blocks that have allowed them to develop in their career. Based on this information and data, this behavioral assessment builds a career focus that is realistic, that the individual can get excited about—and ultimately—be very confident in.
People making career transitions do so for very good reasons, some very serious reasons, otherwise they would never conduct a transitional change or job search. When they do reach the point of saying, "I need to make a good career change," many questions come into their minds that they did not have prior to this transitional decision. Namely, they reflect on questions like: "How long is it going to take me to make a good change? Will I be as competent in the next situation as I have in the past? Will I be respected, happy, and satisfied? Will the next situation be stable and provide a good income so I can support my family?" These and other reflective questions tend to deplete the individuals energies and almost always erodes at their confidence base. The behavioral assessment helps to bring these feelings and anxieties forward, creating stronger self-knowledge—and allow the individual to focus their energies on achieving a positive career change.
Personality Types
Another assessment is a more nonjudgmental tool that looks at the strengths and gifts of the individual. Understanding their personality type helps an individual to understand and apply their personal preferences in a positive way and appreciate the preferences of others that are different then theirs. This understanding creates a stronger communication and leadership style which ultimately leads to career satisfaction.
EI: Emotional Intelligence & 360°
Finally, Edward Luttner Associates is accredited and certified by the HayGroup to administer the Emotional and Social Competency Inventory. This on-line instrument (ESCI) measures the behaviors that contribute to leadership effective performance. This instrument focuses on behaviors that are observable, recognizable and distinct. The feedback package shows participants how others experience their behavior in terms of the consistency with which they demonstrate emotional and social intelligence competencies. It helps the participants to appreciate their strengths, to recognize how consistently they do certain things, and to identify what they can do to be more effective leaders. The competency Model focuses on: Self-Awareness, Self-Management, Social Awareness, and Relationship Management.
Edward Luttner Associates
Telephone: 216.464.4065
Executive Coaching · Career Management · Career Assessments · Corporate Outplacement
© Edward Luttner Associates - All rights reserved


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Greetings Guests/Non-Members,
You are welcome to fly with us at Thunderbird Field providing you are an AMA member and comply with all AMA rules including club specific rules as posted on our web page and at the field. Please check our web site .... http://www.fwthunderbirds.org/
If you are not an AMA member, click here to join ... http://www.modelaircraft.org/
Helicopters and other Vertical Takeoff Aircraft - We have designated an area north of the parking lot for helicopters and other aircraft that take off and land vertically. Please note the map displayed on our web site and at the field. You must keep your aircraft inside the designated area and avoid interference with runway operations. Fly only in the area designated for your type of aircraft.
If you plan to fly FPV ....."Fly using the assistance of a camera or First-Person View (FPV) only in accordance with the procedures outlined in AMA Document #550". If you're not familiar with this document, you need to read it before flying. https://www.modelaircraft.org/files/550.pdf
If the gate to the field is unlocked (only when members are present), you're welcome to park in the parking lot, place your AMA card in the appropriate frequency board pocket, and fly. If the gate is locked, you may park in the area provided adjacent to the gate and walk to the field, place your AMA card in the frequency board, and fly.
The gate to the field is locked when members are not present. If you want to continue flying when the last member leaves, you may but, you must move your vehicle to the parking area outside the gate.
Please respect our facility and use the trash cans provided. Our members work hard to maintain the field and we expect you to support our efforts by treating all club property with respect.
All rules apply to everyone, with special emphasis on safety rules ...no exceptions. When in doubt, re-read the rules. If you have questions, ask a member.
NO ENGINE/MOTOR RUNS ALLOWED IN THE PIT AREA. THIS INCLUDES ELECTRIC POWERED AIRCRAFT. (Obey the "No Engine Run" markings on the pavement")
DO NOT "ARM" (i.e.. plug in the battery) YOUR ELECTRIC POWERED AIRCRAFT IN THE PIT AREA.
SPECTATORS are not allowed beyond the safety fence unless accompanied by a club member pilot.
Feel free to contact me (via PM or email), or any club officer, if you have questions.
Happy flying,
Garry Rife
Forum Moderator
Last edited by rowdyjoe; Nov 15, 2017 at 02:59 AM.


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It just so happened that the Jackets played the Red Wings Tuesday and the Senators tonight (Friday). And it just so happens that Jackets defenseman Mike Commodore had issues with Wings coach Mike Babcock (link here) and Sens GM Bryan Murray (link here). Commodore is not a florid speaker, but he tends to be honest, and he spoke freely about his respective beefs prior to each game.
Good for him. He aired his feelings � and then he and the Jackets went out and beat both teams. That is the Western Way. When he says something, he is there to stand behind it. He pulled out his guns as his targets came to town, and not as they left. He is no back-shooter.
�I have a little personal pride,� Commodore said after tonight�s victory over the Senators. �The things I said were not personal attacks. I was asked questions and I answered them as honestly as I could.�
Good for him. NHL hockey is spirited competition, and Commodore added some fuel to the fire. Done right, there�s nothing wrong with that. Win the games, and that�s even better. The playoffs can get personal, and ugly. Teams that aspire to be in the field ought to have the mettle to say what they mean and mean what they say. It is a requisite.
In any case, Commodore is finished stirring the pot, at least for a while. He has no beefs with the Dallas Stars, the Saturday night opponent at Nationwide Arena. And he has nothing but warm memories about the other cities in which he has played.
�No, no, I think that�s going to be it for the year here,� Commodore said with a smile. �I like everyone in the Carolina organization. Calgary was great. New Jersey � I respect everyone there. Everyone else, I�m good with.�
--Michael Arace firstname.lastname@example.com


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By: Richard Bach
You can read Illusions in an hour or two, but I can't think of a book of any length with more wisdom inside. The main character—a pilot and disillusioned writer—meets Donald Shimoda, a messiah who tired of his work as savior. Both living the life of poor, barnstorming pilots in the mid-west, Shimoda takes the main character under his wing, teaching him the ways of a messiah. Such a plot lets Richard Bach freely pass us simple truths and ageless wisdom to us. And it is profound.


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What is radon?
Radon is a naturally occurring radioactive gas, produced by the radioactive decay of Uranium (238U). Uranium is found in small quantities in all soils and rocks throughout the UK. It is not possible to see or smell radon and specialist equipment is required to detect it.
The data used by Groundsure
The data used in our reports is taken from a joint database produced in 2007 by the British Geological Survey (BGS) and Public Health England (formerly the Health Protection Agency). The data is considered to be accurate to 50m. It is the most up to date and accurate data available on the market. Where radon is present, we identify the percentage of properties likely to be affected and what level if any protection measures are required.
The recommended Action Level
For residential properties the recommended Action Level is 200 Becquerels per cubic metre (Bq/m3) and 400 Bq/m3 for commercial properties. Where more than 1% of properties are estimated to exceed the Action Level the area should be regarded as radon affected. However, this data is not property specific and it is recommended a property specific measurement be taken. In situ detectors can be purchased from UK radon for £49.80 inc. VAT. Checks are also available for commercial properties.
New builds and extensions
As described in publication BR211, by the Building Research Establishment (BRE), radon protective measures are required for some new dwellings and extensions to existing dwellings that are built in radon affected areas. Radon Protection Measures are required where over 3% of properties are considered as radon affected. If your property has been recently developed we would recommend contacting the Building Control Department at the local authority for further information.
Differences in data
Many local authorities (including CON29 searches) and freely available publications use the Indicative Radon Atlas when providing radon information. This data provides the highest radon potential within 1km. The Groundsure data is of a much higher resolution and is accurate to 50m. Where there is a discrepancy, the data used by Groundsure should be relied upon.


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The Global Agri-business Alliance (GAA) is a ground-breaking initiative.
We are an international, CEO-led, private sector alliance committed to harnessing the collective strengths of the global agri-business sector to tackle environmental, social and sustainability challenges to improve the resilience of farmers across the world. Particularly, we want to help achieve UN Sustainable Development Goal 2: "end hunger, achieve food security and improved nutrition and promote sustainable agriculture".
The GAA is unique in being the first global alliance of its kind with private sector companies across the entire value chain of food and non-food crops focused on sustainability and development challenges in our sector.
As the companies operating closest to 'farmgate' there is considerable potential for us to make advances in tackling the seemingly intractable challenges facing our supply chains, such as climate change.
Our members span the globe: we are growers and producers, traders, fertiliser and agro-chemicals manufacturers, seed suppliers, primary processors and agri-tech suppliers from both food and non-food crops.
Whilst many of us contribute to wider value chain initiatives with our customers, trade association and NGO partners, to date we have not harnessed our combined strengths at the sector/global level. We also agree that we need more impact, more quickly, especially with another 1.1 billion mouths to feed by 2030.
In providing food and raw materials, the agricultural sector has a central role to play in the pursuit of sustainable development due to its influence on people and the planet. It employs more than 2 billion people globally, is a foundation for rural development, and underpins many national economies in terms of their share of GDP and employment.
At the same time, agriculture accounts for 70 percent of all freshwater withdrawals and is a leading driver of natural ecosystem conversion. The Intergovernmental Panel On Climate Change estimates that the Agriculture, Forestry and Other Land Use (AFOLU) sector contributes about 20-24% of direct GHG emissions.
Governments, companies, and other stakeholders increasingly recognise the importance of these issues, as demonstrated by the adoption of SDGs in September of 2015. For companies, these 17 goals offer a framework for organising efforts around sustainable development and provide a historic window of opportunity for constructive collaboration between the private, public and plural sectors ('PPP Partnerships') towards ending poverty, protecting the planet, and ensuring prosperity for all. The SDGs embrace many issues familiar to companies in the agri-business sector, including a recognition of the need to "end hunger, achieve food security and improved nutrition and promote sustainable agriculture" (SDG Goal 2).
Many agri-business companies are actively assessing their potential contribution to the delivery of these goals and how to do so at scale. Through its global reach in smallholder and large-scale agriculture, as well as through its extensive stakeholder partnerships, the agri-business sector is well positioned to take a lead in making a significant industry contribution to achieving these SDGs while prioritising and addressing sector-specific challenges.


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Opportunity to Partner with The Sargood Foundation
"Partner with the Sargood Foundation."
Partnership Opportunities
The Sargood Foundation attributes much of its success to strong partnerships formed to create mutually beneficial agreements with like-minded parties.
We seek long term long-term partners to become involved with the Sargood Foundation and Sargood on Collaroy:
- Support the funding of a stay and participation in programs at Sargood on Collaroy to ensure access for those who require financial support.
- Employment and volunteer opportunities. As the number of people returning to work after a spinal cord injury is extremely low – 30%, we are committed to lifting participation rates and are looking to partner with companies to provide training, mentoring and employment opportunities.
As a Sargood Foundation partner, you'll be welcomed and included as a Friend of Sargood. Partnerships are recognised in a mutually agreed way such as:
- Positive brand alignment;
- Fulfilment of corporate social responsibility objectives;
- Staff and client involvement;
- Engagement with a loyal and influential local community;
- Recognition on our Honour Board, across our social media platforms, online communications and at fundraising events.
To discuss partnering opportunities and how you can become involved, contact our office.


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Serving as a reviewer, can help you develop new skills and broaden your network. SC CTSI provides $1M annually in research funding. As a reviewer, you will help us ensure the continued availability of research funds through this program.
Sign up to participate as a reviewer for the SC CTSI Pilot Funding Program
Contact information
Research Development at SC CTSI
(323) 442‑1087


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awesome, your interested in one of our ebove™ b\01 bikes? just Fill out the form below to begin the process...
If you live in Norway, Sweden or Denmark you can sign up below to register your pre-order interest! By signing up we'll make sure you'll be one of the first exclusive owners of our incredible bike and you'll also become one of our first ebove™ ambassadors. We'll keep in touch with you right up until your bike is ready to make sure you're fully updated on progress.
We are working hard to set up distribution networks across the world, so if we're not available in your region just yet, then we're working on it! We will post all news on our social media channels (Facebook, LinkedIn and Twitter) when we are open for orders in each region.
If you have any questions at any stage, please email email@example.com or call +47 91 90 81 41.


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I made this card for the Simon Says Stamp Wednesday Challenge. I used Kelly Purkey letters for the sentiment. I punched the hearts out with a SU punch and then covered them with Christmas Red Stickles. Popped the panel up on foam squares and adhered to a Real Red card base. Rounded the two right corners and called it done. :)
Thanks for looking! Hope this finds you happy and healthy.


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Carb Soda for Skin Conditions
Carb soda, also called bi-carb soda or bi-carbonate of soda is very useful for skin conditions. It is especially useful to take the redness out of a rash, ease sunburn and is very good to ease those red raw patches that some people get under a tummy roll.
Tummy Roll
These raw patches of skin under the tummy roll are sometimes painful, sometimes not. They can be treated in many ways. Sometimes the doctor may give antifungal cream. This may help but can sometimes make the redness worse by keeping it moist.
Treatment for Inflamed Skin under a Tummy Roll
After a shower make some warm water in the basin. Add a couple of teaspoonsful of carb soda ( bi-carb soda). This can also be called Baking soda. If you happen to have some pure Lavender aromatherapy oil, you can add one drop to this mixture. One drop is plenty. Fragrant oil smells like aromatherapy oil but is of no benefit to you. Only the aromatherapy oil will benefit. This can also be called Essential oil.
Soak a wash cloth is the warm water containing the carb soda and lavender oil. Squeeze it out loosely and wash the affected areas. Do this a few times. Pat dry the area. Make sure all the moisture has gone.
Next, use a medicated talc. Try Curash. It has zinc in it. Zinc is very healing. Sprinkle the powder onto your hand and apply to the affected area.
This is not a quick treatment. It needs to be used daily. Use the treatment twice daily if the redness is very bad. Continue until the skin is clear and back to its natural colour.
Do not stop the treatment totally but keep using the medicated powder. Make sure the skin under the tummy roll is dried after each shower and apply the powder.
This powder can be purchased in the chemist or in the supermarket. You will find a suitable powder in the baby section in the supermarket.
Do not use on open wounds where the skin is broken.
Leave a Reply.
Thérèse Vahland
I am a trained Natural Therapist, Teacher, published Author and Artist who lives on the south eastern coast of Australia.
To contact me or schedule an online consultation, please use the Contact Form.
Click here to see info on my book about Allergies and Chronic Fatigue
May 2018
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The topics on this site are the opinion of the author and as such are only for research and educational purposes. Any products used or statements made are not intended to diagnose, treat, cure or prevent any disease.
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MJ29 Custom Airboat Charm in 14Kt Yellow Gold - $690.00
We can make this in White Gold as well, just call or email if you need a custom design or request!
407-644-4824 or email us at email@example.com
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2011 Gopher Green Golf Tournament was a hole-in-one!
Friday, September 7, 2011 @ 1pm
Diamond Woods Golf Course
96040 Territorial Highway, Monroe
The Willamette Valley Section held the first annual Gopher Green Golf Tournament at Diamond Woods in Monroe, Oregon on September 9th. The sunny weather and beautiful golf course provided the perfect setting for an afternoon of golf with colleagues. Though nobody made a hole-in-one to win the SmartCar, everyone had a great time! The Central Print and Reprographics team won first place and almost every golfer received either an event hole prize or a raffle prize. Special thanks to Jake Risley for helping WVS co-chairs to organize the tournament and to Arica Duhrkoop-Galas for volunteering as the hole-in-one witness. This tournament was made possible by our wonderful sponsors: Mutual Materials, Cameron McCarthy, John Deere Landscapes, OBEC Consulting Engineers, Hunter, Irritrol and Toro, Northwest Playground Equipment, DJC Oregon, Central Print, Bandon Crossings, Oakdale Cellars and Caleb Laughlin Illustration. Half of the proceeds from the tournament will be donated to the Brian McCarthy Memorial Plaque fund at the University of Oregon.
First Place: Don Smith, Drew Smith, Joe Johnson and Kyle Hauser
Second Place: Jake Risley, Nate Risley, TC Curtis and Rex Smith
Third Place: Loren Berry, Dave Guadagni, Carl Oslund and Carl Sherwood
photos courtesy of Nicole Ankeney
ASLA Oregon WVS really appreciates your support of our recent Gopher Green Golf Tournament at Diamond Woods on Friday September 9th! Everyone had a really great time – the event would not have been possible without your help and for that, we thank you!
ASLA Oregon WVS


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This is a big landscape map. Lost and forgotten lies a pacific island before you. Covered with a dense tropical forest and full of ww2 japanese fortifications, a ghosttown and shipwrecks, all there for you to explore.
Beside all that, theres a 100% custom forest on the map. There are tons of different plants and trees used to gain a more realistic feeling of the environment.
Credits: Murokmakto


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STANDING OUR GROUND Slated Oct. 6 as Part of TAKACHIZU Gathering Space/
TAKACHIZU ("treasure map"), a community "show & tell" gathering space designed to identify and reflect on that which is most valuable, celebrated, and in need of protection in Little Tokyo, is a project of Sustainable Little Tokyo initiated by +LAB, LTSC's creative community development strategy utilizing collaboration and experimentation to advance Little Tokyo's power over its future. As a means to support the preservation and sustainability of Little Tokyo's cultural assets amidst rapid displacement, TAKACHIZU is a community participatory asset-gathering model designed by Rosten Woo and team to help inform on-going community development efforts. TAKACHIZU is funded by ArtPlace America.
Visual Communications' contributions to TAKACHIZU include a two-part series to share just some of its award-winning filmography, including examples of its ongoing preservation efforts in concert with the California Audio/Visual Preservation Project (CAVPP). Presentation of these works, with guests directors and other special guests, serve to articulate what VCers have determined to be valuable, pertinent stories reflecting the communities that we live, work, and play in.
"Standing Our Ground"
Thursday, October 6, 2016 7:00 PM | 249 So. Los Angeles Street, LA 90012
In this first of a two-part offering, classic and little- known works from Visual Communications' own award-winning filmography foreground the struggles and consequences of community redevelopment in the 1970s and 1980s, and the short - and long-term effects on the community. Details on the second program, slated for Dec. 2, 2016 will be published shortly.
IN PERSON (at presstime):
• Kristin Fukushima, Sustinable Little Tokyo
• Naomi Hirahara, Director, NO VACANCY
• Eddie Wong, Project Co-Director, SOMETHING'S ROTTEN IN LITTLE TOKYO
(United States, 1977) Dir.: Visual Communications; Project Directors: Duane Kubo, Eddie Wong
One of the first Visual Communications productions to be photographed using broadcast-format video, SOMETHING'S ROTTEN IN LITTLE TOKYO takes a rigorous look at the economic, political, and social forces that threatened Los Angeles Little Tokyo with extinction in the mid-1970s. An exhaustive parade of interview subjects, from local bureaucrats to elderly residents of the Sun Hotel (a prime target for demolition and resurrection as a luxury shopping mall), offers a searing indictment of the civic push for market-driven "redevelopment" efforts at the expense of the people that populates these largely minority and low-income urban communities.
Digital (originated on ¾" uMatic video), 40 minutes, color, in English, Japanese and Spanish w/E.S.
(United States, 1986) Dir.: Naomi Hirahara
Two Asian American middle-aged men, faced with the depletion of lowcost housing, find ways to survive in downtown Los Angeles' Little Tokyo and Chinatown. This documentary is a poignant view of a segment of Asian American underclass rarely talked about.
Digital (originated on Super 8mm), 10 minutes, color


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Nice roundup over on Core77 of a Cooper-Hewitt show focused on design for the other (read: poorer) 90 percent. Very cool, though I wish somebody would throw a design show full of stuff invented by the other 90 percent. It's out there.
Roundup written by Natalia Allen, a "design futurist"! Rad!


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The difference between film and photography.
This book, this movie, these photographs provide a connection to a construct that is the subject of the motion – and the still image. It shows the differences between the two media from different angles. Here, the question of the nature, differences, and the similarities of film and photography will be investigated. This is illustrated by the effect of dimensionality, optical illusion and the time factor in the two forms of representation. Moreover, the content will be prepared multimedia based in this context meaning that there is a symbiosis of the traditional print media and the newly created internet medium.
As a introduction in the work, photographs can be seen, which are telling a story, but let the viewer room for interpretation at the same time. Thus, each reader can experience a personal story. The viewer has to deal with the images to get involved in the world of pictures. Because only then it is possible to understand and experience the differentiation. Next, the audience appeared in a short film. The choreography with dancers of modern dance direction which are connecting to the nine different approaches to the main topic and so will be the central subject themselves is used as a red thread. For essentially the dramaturgy of the film is the apotheosis of the geometry by the dancers. Here are the basic geometric shapes in the center point. Their worst enemy is the amorphous room of which they want to escape. The motion picture should dissolve the shown still images and the associated imagination of the viewer – if possible even destroy it.
The interviews are forming the end of the project. The persons were questioned regarding the subject, which difference they award to the movie compared to the photography.
The photos
The film
The interviews
The book
The making of
Thank you for watching!


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This is a 5 Acre parcel for sale that is just off Bellflower Road north of Adelanto. Adelanto is west of Victorville in San Bernardino County California, the largest county in the country. This property is just over a mile east of Highway 395 not far from the intersection of Bryman and Bellflower roads, sitting on a little knoll overlooking the surrounding desert with spectacular views of the distant mountains and nearby hills.
The owner is offering Seller Financing! This property may be purchased for cash OR with $3,000 Down and a 5 year fully amortized loan that is payable at $138.51/month with no prepayment penalty. Seller may also consider other terms, please call if you have any questions regarding seller financing and how it works.
Adelanto is a burgeoning town with unlimited possibilities. There are many large scale industrial business that take advantage of the space and logistics uniquely available to the city. Businesses that call Adelanto home are Dr. Pepper/Snapple bottling facility, Northwest Pipe, Valew Truck Bodies, Boeing, General Atomics, GE, Newell Rubbermaid, and various other bulk and freight commodities.
Directions to the property from Adelanto: Head North on Highway 395, at the intersection at Chamberlain Way (the last stop light) mark odometer and continue on 395 for 6.4 miles north to an unmarked dirt road, turn East and travel 1.5 miles to Bellflower Road. Then turn north for about 3 tenths of a mile and property is on the right marked with a sign and 10 foot poles at the approximate property corners.
Click here for more information about this property.
Land for Sale in Adelanto, CA - John Maley (Realtor, Land Pricing Strategist at LandCore Realty). LandCore Realty provides cutting edge technology and marketing to its clients. I specialize in helping land owners and those looking to invest in land in Oro Grande, Adelanto, Victorville, Hesperia, Apple Valley, Helendale, Yucca Valley, Joshua Tree, Twentynine Palms and surrounding areas (760) 952-2345


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Commonwealth Bank position on advertising campaign
6 December 2002
Following media attention on the Bank's current home loan redraw advertising campaign, the Bank provides the following information to address the criticism levelled at the campaign:
- The home loan redraw facility is only available to those Commonwealth Bank customers who are ahead of their required home loan repayments.
- The redraw facility is a standard, popular and convenient feature of many home loan products. The use of the home loan redraw facility provides our home loan borrowers access to previously approved funding at home loan interest rates.
- What we have done here to assist customers is to bring the redraw facility to their attention and to reduce the minimum amount of redraw from $2,000 to $500.
- Those home loan borrowers who are able to utilise the redraw facility have previously demonstrated their understanding of meeting home loan repayments and making additional payments.
- In our advertorial, the Bank encourages customers to replace the funds in their home loan account during the year. It encourages customers to be disciplined in the way they manage their finances. It also stresses that the facility is not only available for Christmas, but also for school costs and other year-end activities.
- This form of advertising enables the Bank to set out all of the features and issues of the Redraw facility.
- In the very same edition where advertorial was placed, the Bank also placed a clearly branded advertisement.


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Friday, January 25, 2008
In today's post, to protect workplace confidentiality, I shall be replacing certain sensitive words with the names of fruits and vegetables. Thank you for your continued attention.
As part of my job, it is occasionally essential to transport confidential bananas from one part of London to another. I've been transporting bananas for many years now, every now and then, as the timeline requires, from my offices in Melon to the customer's offices in Pineapple. The bananas are always securely wrapped and hermetically sealed, lest some evil interloper should attempt to steal them during the journey, or in case I accidentally leave them on the bus. My colleagues and I have been transporting bananas from Melon to Pineapple for many years now, and we've never lost a single one.
Recently our customer in Pineapple introduced a new risk management procedure called kumquat. This means that we now have to transport an extra copy of every banana, rendered electronically, in addition to our normal paper-based delivery. I first attended a meeting about kumquat way back in 2002, but it's taken until now for the upper hierarchy to finally confirm precisely which of our bananas need to be copied and when. This month, after a final bout of high level deliberation, we at last have an agreed kumquat policy and kumquat schedule. So tomorrow I have to transport my usual banana across town from Melon to Pineapple, but I also have to take an electronic banana too.
You've probably seen a lot of bad press lately about satsuma loss. It only takes one carelessly mislaid banana and millions of pounds worth of sensitive satsuma can be lost, with major national repercussions. So we've also had a new satsuma policy imposed on us, whereby all electronic bananas must now be encrypted and cabbage-protected before being transported from Melon to Pineapple. Just in case, on the off chance, to minimise risk. Because minimising risk is now more important than anything else, even sanity.
I spent most of yesterday trying to cabbage-protect my electronic banana. I could have been doing some real work, but instead I spent most of my time on the phone to the customer in Pineapple attempting to work out what they deemed acceptable cabbage protection. Not that they could tell me. "You must do this", the top level asparagus insisted. But they could offer no practical advice or IT solution explaining precisely how. Three hours after I should have gone home I was still sat at my desk, copying and recopying individual apricots, attempting to meet a pointless new deadline created by leek-pedants.
So today I'll be crossing London from Melon to Pineapple clutching my double-wrapped electronic banana. Please don't mug me. You'd not be able to unlock my electronic banana anyway, not now that it's been comprehensively cabbage-protected. Security problem solved? Well no, because I'll still be carrying the usual double-wrapped paper-based banana too. And a lost or stolen paper-based banana remains perfectly readable by any opportunistic satsuma thief, just like it's always been. Even if no opportunistic satsuma thief has ever materialised. I love the sheer futility of my job sometimes. Because the customer is always right, even when they're clearly talking lychees.
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Thomas Jefferson: Revolutionary: A Radical's Struggle to Remake America by Kevin R.C. Gutzman
My rating: 5 of 5 stars
This is the best scholarly book I have read in a long, long time. I knew very little about Thomas Jefferson, and even less about his political beliefs, before reading this book. Mr. Gutzman addressed five areas that Mr. Jefferson focused on throughout his political career:
1) Federalism (decentralization of government, some would say "state's rights"),
2) Freedom of Conscience (more commonly referred to as "separation of church and state"),
3) Colonization (the gradual abolition of slavery in the U.S. by freeing slaves and sending them to a specially formed all-black colony, a.k.a. Liberia…),
4) Assimilation (the adaptation, or potential thereof, of Native Americans to colonial American culture), and
5) Mr. Jefferson's University (the University of Virginia).
I loved how incredibly thorough Mr. Gutzman was in his research for this book. The use of Jefferson's personal correspondence in addition to his public/published works gives the reader the feeling of having insider knowledge. I truly felt as though I finally had insight into some of the innermost thoughts and debates between the founding fathers! For instance, what was the original extent and intent for powers DELEGATED TO the federal government as laid out in the Constitution? Note that the wording of this question puts the States in the ultimate position of authority, not the federal government, which was what Thomas Jefferson proposed based on the Constitution as it was originally understood.
Here is one of my favorite quotes (from the first chapter, "Federalism"):
"Jefferson said 'that whensoever the General Government assumes undelegated powers, its acts are unauthoritative, void, and of no force.' So as far as he was concerned, a law like the federal Sedition Act could be treated – should be treated – as if it simply did not exist. Who would decide whether the federal government had abused its powers? Jefferson did not even pause. 'The government created by this compact,' he said, 'was not made the exclusive or final judge of the extent of the power delegated to itself; since that would have made its discretion, and not the Constitution, the measure of its powers.' So much for judicial supremacy, the twenty-first-century answer to this kind of question."
So much for judicial supremacy, the twenty-first-century answer to this kind of question. "
Wow. This is completely contrary to how the country is now run, almost without exception. Given the current political climate, I'd be fascinated to hear Jefferson's thoughts. I now find myself torn between him and Sir Winston Churchill as my guest of honor in the old "if you could have dinner with any historical figure, who would it be" scenario. But part of me thinks that Mr. Jefferson would be appalled at the state of the Union were he to see it today. This book was enlightening, challenging, and certainly revolutionary in its own way.
Highly recommend!
View all my reviews on Goodreads by clicking here!


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Gordon Schanzlin New Vision Institute
8910 University Center Lane Suite 800
La Jolla, San Diego, CA 92122
Phone: (858) 455-6800
A Surgeon and Associate Physician here at our practice, Dr. Alison Gordon performs procedures such as laser vision correction and cataract surgery. She is also proficient with corneal disease management and treatment, glaucoma management, cosmetic procedures, and a range of general ophthalmology options. Dr. Gordon graduated Magna Cum Laude from Princeton University, and earned her medical degree at Mount Sinai School of Medicine in New York. Dr. Gordon's Residency in Ophthalmology was completed at California Pacific Medical Center in San Francisco.
Dr. Gordon has served as a Spanish translator for Community Health Center in Princeton, NJ, as a Unite For Sight volunteer at Mount Sinai School of Medicine, and has volunteered her time as a Big Sister in the Big Sister Mentor program.
Please contact the Gordon Schanzlin New Vision Institute Institute to schedule a consultation with our cataract surgeon and ophthalmologist serving San Diego, CA. Dr. Alison Gordon looks forward to hearing from you.
For more information visit:


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The Most Wonderful Time of the Year
Hi.It's me.
I'm back much sooner than I thought!
It's free {you know I like that} and fabulous!
Hi.It's me.
I'm back much sooner than I thought!
Posted by Darby at 3:07 PM
MERRY CHRISTMAS TO YOU!! I got your Christmas card in the mail this afternoon. It is SO CUTE!!
would you post that buttermilk pie recipe? i have never even heard of it but it looks delicous!! i love to make pies!
would you post that buttermilk pie recipe? i have never even heard of it but it looks delicous!! i love to make pies!
Yum! buttermilk pie is so good. I love Pandora, too. Free great music and such a great way to learn about new artists.
I wish we were neighbors...I'll post a pic of my apron and you'll see why! :) We'd look so cute swapping sugar and eggs! I had it on today as I made loaves of wine cake (delicious little recipe that calls for sweet vermouth, not wine) for the neighbors.
Glad you're enjoying the season!
thanks!! and i'm mulling my apples, cinnamon, et. al. and wanting to slurp up my christmas time. and thanks for the pandora link. i'm gonna check it out!! and i hope today was the best day or your week!
Okay, I have never heard of Pandora and I just clicked on it....AMAZING! Yummy, I wish I was enjoying your buttermilk pie! You are such an amazing woman and I admire all that you accomplish. Justin is so blessed to have you as his helpmate!!! What an example of Proverbs 31!!!!!
just found your blog. love it.
Amen to the most wonderful time of the year! :) Especially when we're expecting!! ;) Lots of great anticipation!!
So, buttermilk pie? So, what is that like? A thick, fluffy pancake in a pie shell? :)
Pleated Apron: Post or printable PDF
Roman Shade
Clothing Tags
Stamped Onesies {with fabric paint}
Fabric Flowers for bows and pins
Personalized Labels: StepbyStep
Hair Bow Tutorial
Eyelet Sock Tutorial
Tierd Skirt Tutorial {pics coming soon!}
Sling Pictures & Info
Sewing & Embroidery Info
Appliques 101 {without an Embroidery Machine}
House Renovations:
part 1 (the den)
part 2 (the office)
part 3 (the LR & DR)
part 4 (the kitchen & FR)
part 5 (the master bedroom)
part 6 (the orange bathroom)
the nursery
the girls room
& keeping honest:
our bathrooms


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Brushed Oak - Tan
Brushed Oak - Tan
PRYZM rigid core hybrid flooring is skillfully engineered for homeowners who desire beautifully authentic design that can withstand the test of time. We've combined unmatched durability, realistic textures and inspiring visuals to bring you flooring that meets your lifestyle demands.
Species: Brushed Oak LVT
Construction: Rigid Core
Thickness: .256"
Width: 6.6"
Length: 47.56"
Edge: Square
Finish: Low Gloss
Item: PC014 | Mfr: Armstrong


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Kino Šiška and SONICA present a summery audio-visual triplet:
BOWRAIN presenting his unique blend of minimalist jazz electronica together with Mario Babojelić and Robert Nitschke.
FENNESZ – a poetic master of ambient electronica and guitar performing with visual artist Giuseppe La Spada.
British duo SCULPTURE mixing sounds from magnetic tape with psychedelic audio-visuals from vinyl records live.
BOWRAIN aka Tine Grgurevič, a Slovenian composer, pianist and producer, started his career as a jazz composer, recording his debut in Philadelphia. But jazz is only one aspect of his life. He began releasing music under the Bowrain moniker, which represents his electronic experimental vision, in 2014. Among his more notable recent performances are the piano concert at Piano Days in Ljubljana, a performance at Tallinn Music Week and a collaboration with the UTTER project in the Slovenian pavilion at the Venice Biennale. On this occasion, he will perform in a trio with Ljubljana guitarist and producer Mario Babojelić – UM and Amsterdam drummer Robert Nitschke, with whom he is also preparing his third album, "Distracted".
Bowrain Soundcloud>
Austrian musician FENNESZ is undoubtedly one of the central and most important electronic music artists in the past two decades. In the nineties, he and likeminded thinkers at the legendary Mego label introduced the laptop computer as a legitimate instrument in the diverse musical field. In his music, Fennesz uses a guitar and a computer, creating a transparent yet swirling electronic sound of immense range and musical complexity. His infusing of the experimental approach to sound with pop sensibility is still unique. Despite numerous imitators, no author who could create evocative and emotional sonic worlds in such an original manner has yet emerged from the sterile digital sound milieu. In recent years, many have tried to imitate his work, yet it still remains as original as on the legendary "Endless Summer" album from 2001. During his career, he has regularly collaborated with top creators, including Ryuichi Sakamoto, David Sylvian, Jim O' Rourke, Mike Patton, Mark Linkous (Sparklehorse), Tony Buck, Oren Ambarchi and numerous others. He has also remixed Nine Inch Nails, Niagara, Oneohtrix Point Never and Isis. In the past year, he released a joint album with King Midas Sound and even provided music for a Calvin Klein commercial. Most of his solo records have been released by renowned labels Mego and Touch. He will be accompanied by visuals from interdisciplinary artist and designer Giuseppe La Spada, whose work subtly transforms natural elements into poetic audio-visual abstractions.
Fennesz Official website>
SCULPTURE are Dan Hayhurst (musician) and Reuben Sutherland (visual jockey), sensational DIY magicians who craft their image around unpredictable audio-visual live shows, utilizing a bunch of digital and analogue tools, including tape recorders, a sampler and video zoetropes. They have issued various releases – limited edition tapes, singles and animated records that are also zoetropes, and which became an instant collector's classic. In 2015 and 2016, they released tapes on the Phinery and Digital Death labels, as well as an animated 8'' engraved vinyl at Hasenbrath Records. In 2014, their "Membrane Pop" album was released by Software, a label curated by Daniel Lopatin aka Oneohtrix Point Never. Their cacophonic psychedelic sound truly shines live, via Hayrust's modular sound acrobatics and Sutherland's lively quick-fingered browsing through his collection of printed records, with which he spins animated visuals. The audible and visible magic that is created is an audio-visual fusion in the best sense of the term.
Sculpture Bandcamp>


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I hope this post doesn't sound too pretentious, but here goes. Last night as I lay in my bed, an insomniac succumbing to sleep by force, I realized in full what I eventually want to become in life.
A civil rights environmentalist who documents everything by photo. That's how I'll get by - taking photos of everything. Eventually I'll begin to see the other side of journalism by writing, but only until I come to grow somewhat content with my photography. My literary journalism is flexible - it can range from politics to fashion, as I have interest in both. But I'll only begin literary journalism with one condition; my language is the polar opposite of conventional journalistic diction. I'd rather write with descriptive poetic language. Well, not entirely poetic but more so than generic journalism nowadays. This would obviously take some sort of credentials in the journalism world since it would be the first of it's kind for some time now. If all that ends up being successful, I'd eventually switch from being a full time photojournalist to juggling both simultaneously, while still playing a part in civil rights. After a while I would slowly distance myself from all three as I adopted or had a child with someone I loved. Or something. I would take care of this child and when I found the time span that has passed suitable enough I would begin to write my first and only novel. When (and if) that gets published, I would have a second child. Possibly a third. At this time I would devote myself entirely to my children, but still somewhat manage to do some journalism (both photo and literary) on the side.
Note #1: My hobbies throughout my life would include painting, sketching, and collecting mass amounts of vinyl.
Note #2: Even though it hasn't been mentioned, fashion would fit in somewhere and have a major influence on it all, like grains of salt and pepper, the condiments to my life.
To be honest, this is one of many, many lives I wish to live out. Basically for the past several weeks I've felt like Esther Greenwood (essentially Sylvia Plath if you really think about it) trying to pick all of the figs from the tree but due to hesitation and selfishness they all fall sheepishly to the ground.
This is an excerpt from a poem entitled Let it be.Don't let the light fall on the ever sheer life of war;
weep and you will have wept,
see and you will have seen,
be and you will remain to be
however long your days will last.
Dress, H&M. Tights, homemade.


text: Hello. I have been lurking here for awhile. My gf just bought a US Stove 5500M from Tractor Supply about a month ago. Got it installed and running about 2 weeks ago into a 1456 sq ft modular house, and it was a cold wet weekend. It basically cooked us out! We had it on heat range 1 and all else on automatic. We had the windows open and were still getting cooked out! She tried it again a few nights ago and same thing, got cooked out. I have read some things in here about hidden settings in the control panel, thermostat hookups, etc. So last night I was there and it was getting cold so we fired it up and I figured I'd look for those control panel settings and try to lower the feed rate. I couldn't get anything to show up! The panel dimmed a bit when I held the Heat Range Down button and repeatedly pressed the Aux Down button, so it seemed like it may have been doing something. It also seemed to be burning slower and cooler, but hard telling for sure since the display told me nothing. I am only at the house about twice a week so I don't have a ton of time to tinker with it or I would. She isn't there a lot either so we were hoping to be able to just let this thing run at a very minimal setting and save a bunch of money over electric or propane. And besides being too hot, going though a bag of pellets every 20 hours will cost the same as the EdenPure. Any tips on trying to lower the feed rate? Was I doing something wrong or do I just blindly press buttons and hope it worked? A thermostat would be ideal to add, but from what I read it only hops between heat range 1 and 5, and until I can tone down heat range 1 then it won't do any good. I have thought of trying different things if I had more time, like inserting a delay timer to fake a tripped thermostat or door switch or whatever. I can do it no problem but the experimenting with the stove itself is what I don't have the time for. Thanks


text: November 7, 2012 Little Flower School We hope everyone is safe and well after all of the hurricane sandy melee. We are putting together our Winter & Spring class schedule here at Little Flower School. New classes are coming soon, promise! Please sign up for our mailing list so you'll hear of all upcoming classes. See you soon.


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Our comprehensive knowledge of the Western Australian automatic door market we operate in is fundamental to how well we deliver, with over 85 years experience in automatic doors we are at the forefront of ever changing technology including all safety and compliance regulations to keep your auto doors running at their optimum level. Go Doors team members from customer service through to our fully qualified automatic door technicians (all with a minimum of 6 years experience in the Perth automatic door service and installation industry) enjoy working within a specialist marketplace keeping up with all the current trends. When you choose Go Doors you are working with some of the best minds in the business, getting the expertise and service you deserve at a price you can afford.
To ensure we are always in line with industry standards and up to date with the latest industry trends, we are proud to be authorised members of ASOFIA (Australian Shop and Office Fitting Industry Association) and AADIF (Australian Automatic Door Industry Forum). While continuing to be a Cm3 qualified company.


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My dad has had one of these in his media room for years now, and I have always wondered where I could fine one. Fortunately Amazon.com has started carrying the EcoSphere.
EcoSphere is a calming balance of earth, water, air and life — all parts of a working self-sufficient ecosystem that's much more than science; it's an original work of art. The delicate coexistence of animal and plant life (red shrimp, algae and microbes) thrives in the hand-blown glass sphere of seawater. It's easy to care for — just provide sufficient light and enjoy the aesthetic blend of science and art, beauty and balance.
This technology was developed by NASA scientists as part of a growing initiative to study our planet's biosphere. Makes a unique gift for those who contemplate the mystery of life on our planet and enjoy the serenity of nature! The inside story EcoSphere is a delicate balance of earth, water, air and life — all parts of a working ecosystem:
- Light: The foundation of life, fluorescent light or indirect sunlight provides everything your ecosystem needs; there's no feeding or cleaning required
- Seawater: Provides the backdrop for this educational, self-contained marine environment
- Red shrimp: Chosen for their non-aggressive tendencies towards one another, these tiny crustaceans live in perfect harmony with their mini environment
- Algae: Healthy growth sustains and nourishes shrimp by supplying food and oxygen
- Microbes: To feed the algae
- Other materials: Gorgonia sprig, gravel, shells and glass provide ample hiding places and smooth surfaces for microbes to attach themselves to and thrive
ERROR LOADING AMAZON.COM DATA (Check Settings)


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"Il Viaggio a Reims" is an operatic dramma giocoso, originally performed in three acts, by Gioachino Rossini to an Italian libretto by Luigi Balocchi, based in part on Corinne, ou L'Italie by Mme de Staël.
Rossini's last opera in the Italian language (all of his later works were in French) premiered under the title Le voyage à Reims, ou l'Hôtel du Lys-d'Or. It was commissioned to celebrate the coronation of French King Charles X in Reims in 1825 and has been acclaimed as one of Rossini's finest compositions.
Music Director TUGAN SOKHIEV
Director DAMIANO MICHIELETTO
Set Design PAOLO FANTIN
Costume Design CARLA TETI
Chief Chorus Master VALERY BORISOV
Premiere 14 June 2017, Teatro dell'Opera di Roma
In Il viaggio to Reims an elite international company has gathered in order to travel on to Rheims for the coronation of Charles X of France. Pending their departure, the ladies and gentlemen flirt and quarrel with one another. Suddenly, it is announced that the journey cannot go ahead, as there is no means of transport. The travellers sing about their fate in a large ensemble. Then a letter arrives from Paris saying that the king will return there after the ceremony and great festivities are planned for the occasion. The Countess invites everyone to her house in Paris. In anticipation, the group holds a party and everyone joins in a song of praise to the new king as a finale.


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Basic Terms used in Accounting
Financial Statements
There are two basic financial statements which are prepared by an enterprise:
- Profit & Loss Statement, and
- Balance Sheet.
Accounting Equation
The three components of a balance sheet can be stated in the form of following basic accounting equation
Assets = Liabilities + Capital (owners equity)
eg: Rs.50,000=Rs. 10,000+Rs.40,000
This equation tells at a glance that the resources of this enterprise total Rs. 50,000 and these assets are financed by two sources — Rs. 10,000 by the creditors(liabilities), also known as outsiders claims, and Rs.40,000 by the owner (capital), also known as owner equity.
Business Transactions
It is an economic event that relates to a business entity. It can be a purchase of goods, collection of money, payment to creditors for goods and expenses. An event to be a transaction must possess the quality of economic substance, relate to business and affect the economic results. In other words, an event must be capable of being measured in monetary terms and related to business enterprise in terms of economic consequence.
These are economic resources of an enterprise that can be usefully expressed in monetary terms. Assets are things of value used by the business in its operations.
For example, Departmental Store owns a fleet of trucks, which is used by it for delivering food stuff; the trucks, thus, provides economic benefits to the enterprise. This item will be shown of the asset side of the balance sheet of Departmental Store. Assets can be broadly classified into two types: Fixed Assets and Current Assets.
- Fixed Assets are assets held on a long term basis, such as land, buildings, machinery, plant, furniture and fixtures. These assets are used for doing business and not for re-sale in normal course of operation.
- Current Assets are assets held on a short term basis such as debtors (account receivable), bills receivable (notes receivable), stock (inventory), temporary investment in securities, cash and bank balances. Normally the short term refers to an accounting year.
These are the obligations or debts that the enterprise must pay in money or services at sometime in the future.
Therefore, represent creditors, claims against assets of the firms. Both small and big businesses find it necessary to borrow money at some time or the other, and to purchase goods on credit.
For example, super bazaar, purchases goods for Rs. 10,000 on credit for a month from Fast Foods Products Company on 25 December 2001. If the balance sheet of Departmental stores is prepared as at 31 December 2001, Fast Food Products Company will be shown as creditors (accounts payable) on the liabilities side of the balance sheet. If the departmental store also takes a loan for a period of three years from ABC Bank Ltd., this will be shown as a liability in the balance sheet of the Departmental Stores.
- Long term liabilities are those that are usually payable after a period of one year, for example, a term loan from financial institution or debentures (bonds) issued by the company.
- Short term liabilities are obligations that are payable within a period of one year, for example, creditors (accounts payable), bills payable (notes payable), cash credit overdraft from a bank for a short period.
Investment by the owners for the use in the firm is known as capital. From the accounting equation given earlier, it can easily be found that the capital is Rs.40,000. Owner's equity is the ownership claim on total assets. It is equal to total assets minus total external liabilities: E=A-L this is also called residual interest. Owner's equity is equal to capital.
Sales are total revenues from goods sold and/or services sold or provided to customers. Sales may be cash sales or credit sales.
These are the amounts the business earns by selling it products or providing services to customers. These are called 'sales revenues'. Other items and sources of revenues common to many businesses are: sales, fees, commission, interest, dividends, royalties, rent received, etc.
These are costs incurred by a business in the process of earning revenues. Generally, expenses are measured by the cost of assets consumed or services used during an accounting period.
The usual items of expenses are: depreciation, rent, wages, salary, interest, costs of heat, light and water, telephone, etc.
Expenditure is the amount of resources consumed. Usually, it is of long term in nature. Therefore, its benefit is to be derived in future. For example: capital expenditure.
Loss is the gross decreases in the assets or gross increases in the liabilities. It is the excess of expenses over revenues. It represents reduction in owners' equity due to inability of the firm to recover the assets used in the business.
For example, a firm spends Rs. 70,000 and generates revenue of Rs. 60,000, there is a loss of Rs. 10,000 which represents non-recovery of assets consumed in doing business.
Income is the increase in the net worth of the organization either from business activity or other activities. Income is a comprehensive term, which includes profit also. In accounting income is the positive change in the wealth of the firm over a period of time.
Profit is the excess of revenues over expenses during an accounting year. It increases the owner's equity.
Gain is the change in the equity (net worth) arising from change in the form and place of goods and holding of assets over a period of time whether realized or unrealized. It may either be of capital nature or revenue nature or both.
It is the amount of cash or other assets withdrawn by the owner for his personal use.
Purchases are total amounts of goods procured by a business on credit and for cash, for use or sale. In a trading concern, purchases are made of merchandise for resale with or without processing. In a manufacturing concern, raw materials are purchased, processed further into finished goods and then sold. Purchases may be cash purchases or credit purchases.
Also See: Stock Exchange Terminologies
- Stock Market Terms
The place where company stock and derivatives are traded at an agreed price is called a stock market or equity market. Some of the basic and important terms used in stock markets.
Stock (inventory) is a measure of something on hand-goods, spares and other items-in a business. It is called stock on hand.
In a trading concern, the stock on hand is the amount of goods which have not been sold on the date on which the balance sheet is prepared. This is also called closing stock (ending inventory). In a manufacturing company, closing stock comprises raw materials, semi-finished goods and finished goods on hand on the closing date.
Similarly, opening stock (beginning inventory) is the amount of stock at the beginning of the accounting year.
Debtors/Accounts Receivable
Debtors (accounts receivable) are persons and/or other entities who owe to an enterprise an amount for receiving goods and services on the credit. The total amount due from such persons and/or entities on the closing date is shown in the balance sheet as the sundry debtors (account receivables) on the asset side.
Creditors/Accounts Payable
Creditors (accounts payable) are persons and/or other entities who have to be paid by an enterprise an amount for providing the enterprise goods and/ or services on credit. The total amount standing due to such persons and/or entities on the closing date is shown on the balance sheet as sundry creditors (accounts payable) on the liability side.
See also:
- Financial Accounting | Role of Accounting | Objectives of Accounting | Limitations of Accounting
What is Financial Accounting, Objectives of Accounting, Limitations of Accounting, Role of Accounting. Differences between Accounting and Book-Keeping, Objectives of Accounting.
- What is the use of Accounting
Accounting is the art of recording, classifying, and summarizing in a significant manner and in terms of money, transactions and events which are, in part, at least, of a financial character, and interpreting the results thereof.
What is error of account
I have learnd many terminologies from this..Its good and useful..
Its good and understandable
Nice hub about accounting terms and terminologies. It comes as easy reading for non-accountants! Nice hub!
Thanks @dilipchandra12
Is there any terminology for mid term capital investment? For example: Owners/investors investing their personal money into the company accounts to meet expenses during period of loss?
Any or all activities in which we are doing in our day to day life.
E.g., Singing, Eating , Buying, Selling, Sleeping etc.
what is event
its really usefull..................................
owner equity is capital.. it comes under liability and accounts receivable, cash at bank it all comes under current asset
Can anyone tell me which of these is owner equity accounts receivable cash at bank drawings and land
directly come over the topic
thank u guys.............
what is firm under writing or what is importance for firm underwriters!!!!
we need simple definition for all accounting terms and concepts, Pls send the soft copy to my mail sir, Mail ID: firstname.lastname@example.com
It is very useful
What is bank Reconciliation
this explanation was understandable :P
..hey its great!!!
i am doing m.com right now i would have love to learn it before five years this is such a great platform for freshers. thanks
how share holders are debtors of company
What is a Issued debit note, and Issued credit note? Explain about received too. Thanks.
helpfull for all us
hey its a nice.how can i download these terms
thanks for the guidance.
what is dividend?
what is finance
these terms provide an essential knowledge to a student but a beginner who doesn't know anything abot accounting this vocabulary is somewhat difficult and some basic terminologies are also missing like discount, drawings etc. It's my suggestion. Plz think about it. but i'm satisfied
Nice one............perfect for students to understand it thoroughly
What is drawings?
Well-written hub. Easy to understand for laymen like me. =D
it helps to make a good command in account....i m thankful to provide the basic terminology


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SYRIAN doctors are desperately trying to identify the bodies of 20 children after their families were killed in last week's horrific poison gas attack.
Volunteers at an east Damascus hospital have resorted to calling the children and babies by numbers after no one has come forward to claim the bodies of the young victims who were among the 600 people treated in the hospital near Ghota.
In footage captured by Syrian filmmaker Humam Husari and passed onto British television station ITV News, volunteer paramedic Abu Akram, who works in the town of Arbin, shows the camera crew around the hospital.
Mr Akram told the filmmaker, as he pointed to photos of the dead unidentified children on the walls, "here is number 14, she is three weeks old".
"I counted 34 of them, baby 14 died in my arms. These children are innocent, they went to sleep and never woke up."
The footage comes as western leaders consider taking action over the atrocity which has claimed up to 1300 lives and is being blamed on Syrian President Bashar al-Assad's government.
The US has already admitted its armed forces are in place in the region and "ready to go" if US President Barack Obama orders military action, while Britain is also considering its response to last week's attack.
The same footage shows a nearby textile factory producing gas masks as fear grows among the city's residents that another attack is imminent.
Abu Ibrahim, who works at an old textile factory in the town, told ITV News the masks, which were given out for free, were made from coal and sodium absorbs smells and can help diffuses harmful chemicals.
They say they have enough masks to save 500 to 1000 people so far.