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This blog features observations from Randy Turner, a former teacher, newspaper reporter and editor. Send news items or comments to email@example.com
Thursday, April 20, 2017
Department of Revenue turns documents over to state auditor
One day after Missouri State Auditor Nicole Galloway issued a subpoena, the Department of Revenue has delivered a stack of documents to the State Auditor's Office.
"After weeks of my staff requesting the information and after taking the unprecedented step of issuing a subpoena, my office has received the Department of Revenue's response. I am hopeful that in the future the issuance of a subpoena will not be necessary for my office to do its job protecting taxpayers," Auditor Galloway said.
The office is currently reviewing the documents, which are the first the office has received since starting an audit to determine whether Missourians' tax returns are being paid on time. During the 2016 tax season the Department of Revenue provided updates to the public with information on the dollar amounts and number of returns paid out and still pending.
The subpoena was issued more than six weeks after Auditor Galloway first requested the information as part of an audit to ensure Missourians receive their tax refunds within the time period required by law. This action marks the first time Auditor Galloway has had to issue a subpoena to any government agency or department to obtain information.
The purpose of the audit is to ensure Missourians receive the money they are owed under a law requiring taxpayers receive their tax refunds within 45 days or be paid interest. The audit covers current and prior tax years.
Individuals who believe they have had their money withheld beyond the 45-day limit may contact the State Auditor's Whistleblower Hotline by calling 800-347-8597, by emailing email@example.com, or by using the new online submission form at auditor.mo.gov/hotline.
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Source: Real Clear Politics
Clinton leads in Pennsylvania. (8/9/2016)
Another day, another big win for Clinton in the polls. (8/8/2016)
Trump keeps up his inane, disparaging, name-calling tweets as his poll numbers erode. (8/7/2016)
Clinton takes big lead over Trump in Virginia. (8/7/2016)
Clinton takes it to Trump every time in Michigan. (8/6/2016)
UPDATE: Now pinch-hitting for Rasmussen, the Los Angeles Times. (8/6/2016)
Trump pisses away his advantage in Georgia, of all places! (8/5/2016)
Dem. challenger Katie McGinty tightens race against GOP incumbent Sen. Pat Toomey in PA. (8/5/2016)
New Hampshire Senator Kelly Ayotte can't run away from Donald Trump fast enough. (8/5/2016)
Hillary gets a big convention bump in New Hampshire. (8/5/2016)
Latest national Presidential polls has GOP worried. (8/5/2016)
Clinton starting to put room between herself and Trump in national polls. (8/4/2016)

subset: commoncrawl


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Our mobile escape room rentals are all about putting groups of family, friends, or co-workers together in a live-action adventure scenario where participants must rely on each other, their creative minds, and their ability to communicate to escape a room. These adventures allow people to get a taste of what it would be like to be on reality TV show like Survivor while implementing their leadership, communication and problem solving skills. Participants must use their wit, sleuthing skills, team work and sheer determination to find clues, solve puzzles and unlock a door to escape the room.
When immersed into an Escape Room for 60 minutes of your life, you will become totally removed from your current world and become laser focused on nothing but the clues in front of you and the desire to escape in time. The scenarios created bring about excitement, laughter and ample amounts of adrenaline. Each person will be tested to manage themselves efficiently and effectively with others thus creating an amazing team building experience. Whether you escape or not, at the end of the day, you will have created a memory that you will remember forever. Be prepared for one of the most high value team building experiences you have ever done!


text: Register To list your business on Horley Online you must register here first. We do not pass on your details to any other parties. Register New Account Log in to renew or change an existing membership. Username Email First Name Last Name Password Password Again Choose your membership level Free Listing - free - 365 Days A Free Listing on the Horley Online Business Directory Enhanced Listing - £25.00 - 365 Days An Enhanced Listing brings your listing to the top of the listing page. You can also display more information about your business and show up to four images. Auto Renew


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In this 3-part mini-series we have been looking at INDUSTRIOS, a manufacturing suite produced by INDUSTRIOS Software, Inc. of Ontario, Canada that is designed to give manufacturers the features and functions they need to accurately control production operations and mange costs. During our review we worked with INDUSTRIOS with integration to QuickBooks Enterprise, but INDUSTRIOS also has the ability to integrate with several other accounting packages.
At the close of Part 2 I promised to share some unique features that INDUSTRIOS offers which I haven't really seen in other manufacturing add-on software for QuickBooks. I also let you know that we would be looking at how INDUSTRIOS 'integrates' with QuickBooks. Let's begin by looking at a couple of those unique features.
Configurable Workflows
This is a fairly new, and evolving feature that INDUSTRIOS offers that is really exciting as far as I am concerned. In fact, I would venture to say that this could be a 'game changer' for many manufacturers who are considering alternative software for their operations.
If you are a 'manufacturing consultant' or a QuickBooks ProAdvisor who specializes in manufacturing clients, then this feature is something that you will want to explore in-depth because it simply makes sense to recommend a product that allows the user to customize the workflows for using the software.
With Workflow Management INDUSTRIOS allows configuration of workflows in each phase of the manufacturing process. Please don't confuse this feature with the 'process plan's routing details' or other fabrication control we discussed in Part 2 of this mini-series.
These workflows define how the INDUSTRIOS product should be utilized in a manufacturer's operations. With these workflows you can define the exact steps, including required activities, for the processing of a customer sale. (The illustration below is such a workflow.) If you look closely you will notice a variety of columns containing links to additional windows with the specifics for each step in the workflow.
Industrios Workflow 1 (Rev)
Notifications, approvals and appointments created by workflow actions appear in the associated User's Action Center. Key information is displayed with links to the related transaction.
Industrios Workflow 2 (Alt)
Because you can define not only who, what, and how in terms of users, but also what actions or activities INDUSTRIOS performs, these workflows offer a great deal of configurability so that any manufacturer can use them to provide specific steps for each phase of their operation including necessary quality control to ensure that all work is performed according to standards. Like I said earlier, you simply won't find this functionality in other add-on manufacturing software for QuickBooks.
Project Manufacturing
You don't really find this feature in many other manufacturing packages, and when you do they are large standalone ERP systems, not add-ons designed to work with QuickBooks. This feature is intended to provide functionality for manufacturers who work outside the confines of one or more production facilities. When a manufacturer is responsible for both 'in-house production' and 'on-site' manufacturing, fabrication or erection of those products manufactured back at the shop.
Manufacturers who provide this type of project manufacturing must offer a combination of services to meet the demands of their clients. These include out-bound logistics, transportation, and on-site logistics.
These manufactures typically produce critical components within their production facility, then transport those components to a customer's site and then either transport a crew or use local personnel to assemble those components into the final product. As I mentioned earlier, that assembly work may include on-site manufacturing of specialized components to finalize the job, as well as fabricate last-minute changes to complete the project.
But in other cases, the entire manufacturing process, other than raw materials kitting and stocked sub-assemblies transfer takes place at the customers location. In these instances, the entire fabrication occurs on-site with either local resources or manpower transported from home base.
INDUSTRIOS uniquely offers manufacturers using QuickBooks for their accounting with the capability to operate at a customer's job-site in the same manner they do back at the production facility with features like:
- Project scheduling and management including the ability to track percentage of completion on a time and cost basis.
- Budgetary planning and detailed cost tracking.
- Materials planning, purchasing, and management including associated logistics.
- Assign labor and tasks outside the scope of the normal manufacturing environment including project management, project security, and runner/gofer duties.
- Vendor, sub-contractor and alternative provider management.
- Workflow configuration including manufacturing details.
- Accessory cost tracking to cover things like day-labor, per diem, lodging and out-of-pocket expenses not normally associated with 'in-plant' manufacturing.
- Ability to configure transportation/logistics of materials, components, manpower from any supported location as well as in-bound locations of out-source provisioners.
The Project Summary screen (shown below) shows profitability based on total cost $ and %.
The Contract Details screen captures all the details of the contractual agreement with the customer like billing method, terms, requirements for Statement of Work and responsibility for invoice payment.
Project Percent of Completion provides details on % complete based on budget $ and hours as well as actual and committed costs. The % of completion functionality also provides the ability to generate month end entries and maintain historical details to back up the calculations.
While we didn't really spend time exploring the depth of a feature called PlantGauge we felt that you should at least be aware of this option within the INDUSTRIOS offerings. PlantGauge software will analyze details pulled from the other INDUSTRIOS features and then publish those production and manufacturing measures as key performance indicators.
These measures and datametrics can be extremely beneficial in providing practical business intelligence that managers and business decision makers need on a day-to-day basis. Many business experts who consult regularly with manufacturers recommend that this type of information be made available to all personnel to foster healthy team competition and accountability.
Integration with QuickBooks
The connection between INDUSTRIOS and QuickBooks Enterprise (or other Desktop version) is the same as any SDK based 'integrated application' connection. Select the version of QuickBooks you will be connecting to within the INDUSTRIOS External Systems Interface Application settings.
Then configure how you want INDUSTRIOS and QuickBooks Desktop to exchange for Accounts Receivable Invoices and Credit Memos, Accounts Payable Receiving Vouchers or Vendor Bills, and whether you want details or summaries of INDUSTRIOS information posted to QuickBooks.
You can determine if updates between INDUSTRIOS and QuickBooks occur on a real time basis, or if you want to manually post exchanges between the two systems. Unless there is some reason why you wouldn't want QuickBooks regularly updated the real-time updates are the most likely setting.
As part of these settings you define the specific QuickBooks Company File and the specific QuickBooks Invoice template you wish to use when INDUSTRIOS posts data to your A/R.
As with any SDK-based application, the first time you connect INDUSTRIOS to QuickBooks you must have QuickBooks open in Administrator Single-user mode.
The illustration below depicts the flow of information between INDUSTRIOS and QuickBooks.
For data to be exchanged properly between INDUSTRIOS and QuickBooks all the various data elements used by INDUSTRIOS internally in recording of transactions and other entries must exist within QuickBooks. Customers in INDUSTRIOS must either exist in QuickBooks or they will be created in QuickBooks by INDUSTRIOS, as will Accounts. As a part of the initial connection these requirements are verified.
INDUSTRIOS posts Accounts Receivable as QuickBooks Invoices and if you are using real-time transfer then QuickBooks will always reflect the current receivables, which should match in both systems. Similarly Accounts Payable are transferred from INDUSTRIOS to QuickBooks so you're A/P liabilities match with the most current information.
Other accounting details captured within INDUSTRIOS are batch posted to the QuickBooks impacting the appropriate General Ledger accounts like Work-in-progress and Inventory or adjustment accounts to ensure QuickBooks values conform to your INDUSTRIOS values.
About now you may be wondering if INDUSTRIOS works with QuickBooks Online (QBO)? While INDUSTRIOS does not presently offer a QBO interface it is definitely 'on the way', in fact, INDUSTRIOS has already undergone review by the Intuit QuickBooks Online App Developer team and is awaiting approval status as an authorized App on the Intuit (QBO) App Center.
Once QBO is supported, INDUSTRIOS will have a few alternative settings for the integration with QuickBooks Online since some of the QBO features differ from those within QuickBooks Desktop.
Rest assured, we here at Insightful Accountant will let you know the moment INDUSTRIOS goes live for QuickBooks Online.
INDUSTRIOS is a sophisticated manufacturing solution that greatly enhances the capabilities of manufacturers who are using QuickBooks for their accounting. It offers not only the core manufacturing and inventory functionalities that any manufacturer would expect, but a variety of extra capabilities that are not to be found in other solutions of this type.
If you want more information about INDUSTRIOS be sure to check out their webpage or speak to an INDUSTRIOS representative regarding your specific requirements or interest.


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IXUS 185 Camera
Pocket-size camera at superb quality
- 20.0 megapixels
- 8x optical zoom (28 – 224) with 16x ZoomPlus
- Easy mode and date stamp feature
The 8x optical zoom with a 20.0-megapixel and a DIGIC 4+ image processor makes capturing sharp and high-resolution images in a breeze. Plus, with the Digital IS, shooting of images are almost shake-free even at high zoom lengths to get clear and vivid quality. In addition to the camera advance's technology detects optimal settings and boasts ease of operation to simply point and shoot.


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After you sign up, make sure you follow the instructions in the video and start creating your study schedule right now.


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A full day tour starting at 6:30 in the morning.Travel to Cracow by an express train with departures at 9:25 am. and return to Warsaw between 9.00 p.m. and 10.00 p.m. The price of the sightseeing tour depends on the number of participants and includes all transport, the service of a local guide, the entrance fees to the Auschwitz Concentration Camp Museum and other places of historic interest.
One day Cracow and Auschwitz private tour
What To Expect:
Duration: 15h
Starting Time: 6:30 AM
Cut-off Time: 12h
2 Person(s) - 245.00 € - English / Person
3 Person(s) - 192.00 € - English / Person
4 Person(s) - 177.00 € - English / Person
5 Person(s) - 171.00 € - English / Person
6 Person(s) - 166.00 € - English / Person
7 Person(s) - 166.00 € - English / Person
8 Person(s) - 166.00 € - English / Person
This tour is an extension to the city tour of Cracow and features a visit to Auschwitz / Birkenau, the largest former Nazi concentration and extermination camp from World War II. At the museum, you will have the opportunity to see the shocking gas chambers, the crematorium and the death cells. In the late afternoon you will arrive in Krakow for the sightseeing of the Old Town area.
Below we present an example itinerary that can be changed according to your wishes:
06:30 a.m. - transfer from hotel to Warsaw Central Railway Station;
07:00 a.m. - departure from Warsaw Central Railway Station (Warszawa Centralna) by an express train to Cracow;
9:25 a.m. - arrival at Cracow Main Railway Station (Kraków Główny) and meeting the local guide (you will recognize him/her by a board with your name written on it);
10:10 a.m. - transfer by a private vehicle to Auschwitz;
- visit to Auschwitz Concentration Camp State Museum*;
- transfer by a private car to Cracow;
- City tour of Cracow;
- lunch (suggested lunch break at your concern);
07:00 p.m. - departure from Cracow Main Railway Station (Kraków Główny)
09:25 p.m. - arrival at Warsaw Central Railway Station.
*Individual guide service in Auschwitz Concentration Camp State Museum is not included in price.


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Jackson 5 – 1970 – Christmas Album
FMS Family wish you have a Merry Christmas and a fantastic year 2012
Jackson 5 Christmas Album was the only holiday album released by Motown family quintet The Jackson 5. Released in October 1970, the album showcased the brothers' harmonies and vocals. Lead singer Michael Jackson is prominently featured on the album tracks. Included on the Christmas Album is the Jackson 5's hit single version of "Santa Claus Is Coming to Town". Rendered with a pop-soul feel, the Jackson 5's versions of "I Saw Mommy Kissing Santa Claus" and "Santa Claus Is Coming to Town" remain frequent radio requests during the holiday season. The album spent all four weeks at the number one position on Billboard magazine's special Christmas Albums chart that the magazine published in December 1970, making it the best-selling holiday album of that year. It has sold over 3.5 million copies worldwide.
In 2003, Universal Motown re-released the album with "Little Christmas Tree" (from A Motown Christmas).
In 2009, this configuration was released as Ultimate Christmas Collection with Christmas messages, remixes, and a Christmas medley, and again as Merry Christmas Jackson 5.
- "Have Yourself a Merry Little Christmas" (Blane/Martin) – 5:19
- "Santa Claus Is Coming to Town" (Coots/Gillespie) – 2:24
- "The Christmas Song" (Torme/Wells) – 2:45
- "Up on the Housetop" (Hanby) – 3:16
- "Frosty the Snowman" (Nelson/Rollins) – 2:39
- "The Little Drummer Boy" (Davis/Onorati/Simeone) – 3:15
- "Rudolph the Red-Nosed Reindeer" (Marks) – 2:32
- "Christmas Won't Be the Same This Year" (Sawyer/Ware) – 2:31
- "Give Love on Christmas Day" (Gordy/Mizell/Perren/Richards) – 2:44
- "Someday at Christmas" (Miller/Wells) – 2:44
- "I Saw Mommy Kissing Santa Claus" (Connors) – 3:01
- 2009 Ultimate Christmas Collection bonus tracks
- 12. "Season's Greetings from Michael Jackson" – 0:09
- 13. "Little Christmas Tree" – 3:37
- 14. "Season's Greetings from Tito" – 0:06
- 15. "Up On The Housetop" (DJ Spinna Re-Edit) – 5:00
- 16. "Season's Greetings from Jackie Jackson" – 0:07
- 17. "Rudolph the Red-Nosed Reindeer" (Stripped Mix) – 3:04
- 18. "Season's Greetings from Jermaine Jackson" – 0:07
- 19. "Someday At Christmas" (Stripped Mix) – 2:44
- 20. "Give Love On Christmas Day" (Group A Cappella Version) – 3:37
- 21. "J5 Christmas Medley" – 3:51
- The release of Jackson 5 Christmas Album in October 1970 marked the end of a successful year for the band. Three albums were released by the group, with ABC in May and Third Album in September. Motown would have the Jacksons recreate a similar feat the following year, with Maybe Tomorrow hitting record stores in April, the Goin' Back to Indiana soundtrack in September, and a greatest hits collection in December. In addition, Michael Jackson's solo debut single "Got to Be There", also hit the music stands in October, with the complete album of the same name coming out in January 1972.
Buy the AlbumJackson 5 – 1970 – Christmas Album
Conversation for album: Jackson 5 – 1970 – Christmas Album
16 Comments
myrPosted at 14:57h, 19 December 2011
Happy Christmas to all the funk/soul family!!!!!!!!! And as always many thank's for share this wonderful music…
FernadoPosted at 10:54h, 20 December 2011
Seasons greetings to yall.
AmandaPosted at 21:29h, 20 December 2011
I wish everyone a very joyous holiday season
Thank you ALL for everything and much love always.
AnouarPosted at 11:17h, 22 December 2011
Happy Christmas Holidays.
JonasPosted at 09:43h, 23 December 2011
Great Christmas album. Happy new year.
RemiPosted at 13:01h, 24 December 2011
Warm wishes for a joyous 2012.
MihalyPosted at 20:03h, 24 December 2011
Merry Christmas from Hungary!! :)))
SantiagoPosted at 20:11h, 24 December 2011
Feliz Navidad desde Colombia!!
GeorgiePosted at 03:42h, 25 December 2011
Merry Christmas everybody…
AnastasiaPosted at 13:01h, 25 December 2011
Best wishes for Happy Holidays
& a magnificent New Year.
RyszardPosted at 13:15h, 25 December 2011
MERRY CHRISTMAS to all at FMS from a snowy Poland.
Thanks for a fantastic year,keep it up !
DrDepPosted at 19:07h, 25 December 2011
Thank you all for a great music year. Happy holidays.
Soul is the MusicPosted at 12:33h, 26 December 2011
Happy New Year Family. Keep it up!
hipcatPosted at 11:47h, 05 January 2012
This file reached max downloads limit (((
zoranbevPosted at 21:15h, 30 January 2013
Thank you for great music, I had find so many new things, greetings to all soul lovers !!!!!!!!!!!!
AnonymousPosted at 14:22h, 18 December 2015
Maligayang Pasko from the Philippines


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Hydrologists held about 7,400 jobs in 2012. The industries that employed the most hydrologists in 2012 were as follows:
|Federal government, excluding postal service
|Management, scientific, and technical consulting services
|Engineering services
|State government, excluding education and hospitals
|Local government, excluding education and hospitals
Hydrologists work in the field and in offices. In the field, hydrologists may have to wade into lakes and streams to collect samples or to read and inspect monitoring equipment. In the office, hydrologists spend much their time using computers to analyze data and model their findings. Hydrologists also need to write reports detailing the status of surface and ground water in specific regions. Many jobs require significant travel. Jobs in the private sector may require international travel.
Work Schedules
Most hydrologists work full time. However, the length of daily shifts may vary when hydrologists work in the field.
For most jobs, hydrologists need a master's degree with a focus in the natural sciences. Hydrologists may need a license in some states.
Most hydrologists need a master's degree, but a bachelor's degree is adequate for some entry-level positions. Many hydrologists who enter the occupation at the bachelor's level have an education in a related subject that is not specific to hydrological issues, such as engineering. Applicants for advanced research and university faculty positions typically need a Ph.D.
Few universities offer undergraduate degrees in hydrology; instead, most universities offer hydrology concentrations in their geosciences, engineering, or earth science programs. Students interested in becoming hydrologists need extensive coursework in math, statistics, and physical, computer, and life sciences. Hydrologists may find it helpful to have a background in economics, environmental law, and other government policy related topics. Knowledge of these areas may help hydrologists communicate with and understand the goals of policy makers and other government workers.
Students who have experience with computer modeling, data analysis, and digital mapping will be the most prepared to enter the job market.
Hydrologists typically have an interest in the Building and Thinking interest areas, according to the Holland Code framework. The Building interest area indicates a focus on working with tools and machines, and making or fixing practical things. The Thinking interest area indicates a focus on researching, investigating, and increasing the understanding of natural laws.
If you are not sure whether you have a Building or Thinking interest which might fit with a career as a hydrologist, you can take a career test to measure your interests.
Hydrologists should also possess the following specific qualities:
Analytical skills. Hydrologists need to analyze data collected in the field and examine the results of laboratory tests.
Communication skills. Hydrologists prepare detailed reports that document their research methods and findings. They may have to present their findings to people who do not have a technical background, such as government officials or the general public.
Critical-thinking skills. Hydrologists assess the risks posed to the water supply by pollution, floods, droughts, and other threats. They develop water management plans to handle these threats.
Interpersonal skills. Most hydrologists work as part of a diverse team with engineers, technicians, and other scientists.
Physical stamina. When they are in the field, hydrologists may need to hike to remote locations while carrying testing and sampling equipment.
The median annual wage for hydrologists was $75,530 in May 2012. The median wage is the wage at which half the workers in an occupation earned more than that amount and half earned less. The lowest 10 percent earned less than $48,450, and the top 10 percent more than $112,840.
In May 2012, the median annual wages for hydrologists in the top five industries employing hydrologists were as follows:
|Federal government, excluding postal service
|Engineering services
|Management, scientific, and technical consulting services
|Local government, excluding education and hospitals
|State government, excluding education and hospitals
Most hydrologists work full time. However, the length of daily shifts may vary when hydrologists work in the field.
Employment of hydrologists is projected to grow 10 percent from 2012 to 2022, about as fast as the average for all occupations. Demand for the services of hydrologists will stem from increases in human activities such as mining, construction, and hydraulic fracturing. Environmental concerns, especially global climate change and the possibility of sea level rise in addition to local concerns such as flooding and drought, are likely to increase demand for hydrologists in the future.
Managing the nation's water resources will be critical as the population grows and increased human activity changes the natural water cycle. Population expansion into areas that were previously uninhabited may increase the risk of flooding, and new communities may encounter water availability issues. These issues will all need the understanding and knowledge that hydrologists have to find sustainable solutions.
More hydrologists will be necessary to assess the threats that global climate change poses to local, state, and national water supplies. For example, changes in climate affect the severity and frequency of droughts and floods. Hydrologists are critical to developing comprehensive water management plans that address these and other problems linked to climate change.
Job Prospects
Hydrologists with computer modeling experience will have the best opportunities in the future.
For more information about hydrology and the work of hydrologists in the federal government, visit
United States Geological Survey
For more information about careers in hydrology, visit
American Geosciences Institute
American Institute of Hydrology


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Driving investment, trade and the creation of wealth across Asia, Africa and the Middle East
Who we are
We are a leading international banking group, with more than 86,000 employees and a 150-year history in some of the world's most dynamic markets.
We bank the people and companies driving investment, trade and the creation of wealth across Asia, Africa and the Middle East, where we earn around 90 per cent of our income and profits. Our heritage and values are expressed in our brand promise, Here for good.
Our Strategy & Business model
Our ambition
The world's best international bank
Our strategy
We bank the people and companies driving investment, trade and the creation of wealth across Asia, Africa and the Middle East
Our brand promise
Here for good
Our aspirations
Build trusted relationships with the people, companies and institutions shaping our markets' future
Play a leading role in facilitating investment and deepening financial markets
Become the undisputed leader in commercial payments and financing for and in Asia, Africa and the Middle East
Be recognised as a leader in growing and protecting our clients' wealth
Relevant scale
Establish sufficient scale and balance sheet and franchise strength to be relevant and influential in our key markets
Our values
We take measured risks and stand up for what is right
We deliver relevant, timely solutions for clients and customers
We value diversity and collaborate across the network
We innovate and adapt, continuously improving the way we work
We are reliable, open and honest
Our commitments
A great place to work, enabling individuals to grow and teams to win
A force for good, promoting sustainable economic and social development
A distinctive investment, delivering consistently superior performance via disciplined growth
A responsible partner with exemplary governance and ethics
Our geographies
We operate in 70 markets with a focus on Asia, Africa and the Middle East
Across our markets, we use our network and collaborate as one bank to serve our clients and customers
We help customers manage their savings and cash and make transactions
Wealth management
We help people grow and protect their wealth to meet long-term needs
SME Banking
We help SMEs do business by managing their cash, payments and collections
Transaction Banking – Cash and Custody
We help companies do business by managing their cash, transactions and securities holdings
Our activities
Consumer Banking
Personal and Preferred Banking customers
Priority and International Banking customers
Private Banking customers
Small and Medium-sized Enterprises (SMEs)
Wholesale Banking
Global Corporates
Large multinational corporations
Local Corporates
Corporations that operate mainly in their home market
Financial Institutions
Banks and other financial institutions
Commodity Traders and Agribusiness
Commodity traders, producers and processors
Cards, Personal Loans and Unsecured Lending
We help customers finance their needs at various life stages
Mortgages and Auto Finance
We supply credit to help people buy homes and vehicles
SME Banking
We help SMEs to set up, trade and expand
Lending and portfolio management
We provide finance to help businesses grow
Transaction Banking – Trade
We facilitate cross-border trade, by providing companies with finance and transactional services
Financial Markets
We help clients invest, manage their risks and raise debt capital
Corporate Finance
We support clients with strategic advice and solutions, including for mergers and acquisitions and raising equity finance
Principal Finance
We make equity investments to supply businesses with the capital they need to grow
Islamic Banking
Under our 'Saadiq' brand, we offer people and businesses in a number of our markets the choice to bank in accordance with their faith by giving them access to a wide range of Shariah-compliant banking products and services
Our enablers
Measuring and managing financial performance
Human Resources
Acquiring, developing and retaining talent
Technology and Operations
Providing the infrastructure and support for the Group to effectively and efficiently carry out its activities
Upholding the overall integrity of the Group's risk/return decisions; ensuring that risks are assessed and controlled in accordance with the Group's standards and risk appetite
Ensuring the Group's activities and conduct comply with legal and regulatory requirements
Managing the Group's capital and liquidity, including ensuring we meet regulatory requirements and have sufficient capacity to absorb losses
Other central support functions
- – Corporate Real Estate
- – Strategy
- – Corporate Development
- – Corporate Affairs
- – Legal
- – Audit
- – Corporate Secretariat
- – Research
Financial Highlights
Normalised return on equity1
Normalised earnings per share1
Dividend per share2
- Standard Chartered uses non-generally accepted accounting principles (GAAP) measures, where these are not defined under International Financial Reporting Standards (IFRS) or they have been adjusted. Normalised earnings are defined in the Glossary on page 334 and in note 14 to the financial statements
- Represents the recommended final dividend per share for the respective years together with the interim dividend per share declared and paid in those years. Further details are set out in note 13 to the financial statements
Operating income3
Profit before taxation3
Total assets
- Operating income in 2013 includes a credit of $106 million relating to own credit adjustment (OCA). Profit before taxation for 2013 includes OCA and a goodwill impairment of $1 billion. 2012 includes a charge of $667 million in respect of the settlements with the US authorities. The US authorities comprise The New York Department of Financial Services (DFS), the Office of Foreign Assets Control (OFAC), the New York County District Attorney's Office (DANY), the United States Department of Justice (DOJ) and the Federal Reserve (NYFED)
- Amounts have been restated as explained in note 43 to the financial statements
- Amounts have been restated for the impact of using the equity method of accounting for joint ventures and for the allocation of associates and joint ventures to Consumer Banking and Wholesale Banking
Consumer Banking operating income
Consumer Banking profit before taxation
Consumer Banking total assets
- Amounts have been restated as explained in note 43 to the financial statements
- Amounts have been restated for the impact of using the equity method of accounting for joint ventures and for the allocation of associates and joint ventures to Consumer Banking and Wholesale Banking
Wholesale Banking operating income
Wholesale Banking profit before taxation
Wholesale Banking total assets
- Amounts have been restated as explained in note 43 to the financial statements
- Amounts have been restated for the impact of using the equity method of accounting for joint ventures and for the allocation of associates and joint ventures to Consumer Banking and Wholesale Banking
Our performance this year
Operational highlights
Market performance
Broad-based performance across multiple markets, with operating income of
over $100 million in 25 markets
Client income
Resilient client income, with strong increases in customer volumes in Transaction Banking, Financial Markets and Corporate Finance, partially offset margin and spread compression
Largest market
Hong Kong, our largest market, grew income 11 per cent and operating profit 16 per cent
Renminbi (RMB)
The Group was the number one global underwriter of offshore renminbi (RMB) bonds and partnered Agricultural Bank of China to provide RMB clearing services in London
Retail operations
Reopened in Myanmar, subsidiarised our retail operations in Singapore and acquired a custody business in South Africa
Balance sheet
The balance sheet continues to be strongly capitalised, highly liquid and well diversified
Key performance indicators
Deliver consistently superior performance via disciplined growth1
Focus on Asia, Africa and the Middle East
Build trusted relationships with clients and customers
Maintain balance sheet strength to support our aspirations
Protect the environment, promoting sustainable economic and social development
Normalised earnings per share
To deliver double-digit earnings per share (EPS) growth.
Resilient performance in a challenging environment.
- We have removed the previously reported KPI on operating income
growth to better align the KPIs with our sharpened strategic focus
Normalised return on shareholders' equity
To deliver mid-teens returns over the medium term while balancing the long-term objective of having strong yet efficient levels of capital.
The normalised return on equity reduced to 11.2 per cent, as profits declined.
- We have removed the previously reported KPI on operating income
Operating income by region in 20132
- Operating income in 2013 includes a benefit of $106 million relating to own credit adjustment (OCA)
To deliver diversified income streams across our footprint.
Our income stream remains highly diversified with 25 markets delivering over $100 million of income.
Consumer Banking
Net Promoter Score (NPS) Index3
To increase customer satisfaction with our products and services and to become the bank that customers recommend.
Our global NPS is up 1 point from 55 to 56.
Wholesale Banking
Core bank – number of client relationships
To continue to grow the total number of client relationships that deliver income in excess of $1 million, $5 million and $10 million.
We have consistently grown the number of leading clients that generate income in excess of $1 million, $5 million and $10 million per year, demonstrating our strong and consistent progress in delivering our Wholesale Banking strategy to become the core bank to more clients.
Capital ratios
To maintain a strong capital base, with an increasing emphasis on Core Tier 1 capital.
Core Tier 1 ratio for 2013 was 11.8 per cent and total Tier 1 was 13.1 per cent. The Group's capital position continues to be strong with good levels of organic equity generation, positioning us well for future changes as the regulatory environment continues to evolve.
Total Scope 1 & 2 Greenhouse Gas emissions/$million operating income
To improve energy efficiency across our markets.
Achieved better energy efficiency relative to revenue for the past three years.
Achieved better energy efficiency relative to revenue for the past three years.
The emissions within our inventory, arising from our energy use, correspond to a reporting period of 1 October to 30 September to allow sufficient time for independent assurance to be gained. Accordingly, the operating income used in this inventory corresponds to the same period rather than calendar year used in financial reporting, but this is consistent with international carbon reporting practice.


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Down Syndrome: Prenatal Risk Assessment and Diagnosis - American Family Physician
Aug 15, 2000 - Down syndrome (trisomy 21) is the most commonly recognized genetic cause of mental retardation. The risk of trisomy 21 is directly related to maternal age. All forms of prenatal testing for Down syndrome must be voluntary. A nondirective approach should be used when presenting patients ...
American Family Physician : Article
Page 1


text: Chinese Journal of Practical Nursing , which is charged by the Ministry of Health of the People's of Public of China and sponsored by Chinese Medical Association, is an academic journal issued both at home and abroad. This journal was nominated as Chinese Core Journal of Biological Medicine, Chinese Core Journal, Chinese Core Journal of Clinical Medicine, Source Journal For Chinese Scientific and Technical Paper and Citations, Journal of Chinese Periodical Square Matrix. Besides, it has been embodied by Chinese Scientific and Technical Journal(CD Edition), Wanfang Database and several other national authoritative abstract journals and database. The tenet of this journal is to stress practicability, face to grass root, transfer academic information about nursing, increase the level of nursing theory and technology and promote the development of Nursing Science. We aimed at reporting scientific achievement, nursing experience in nursing field and those basic theoretic research which are instructive and closely related with clinical nursing. All of these incarnate the unification of scientific, practical, novel and informative characteristics. The intended readers covered basic nurses, managers, teachers and students of nursing institutes(department). Main columns: Expert Forum, Scientific Research, Treatise, Medical Nursing, Surgical Nursing, Obstetric and Gynecological Nursing, ENT Nursing, Basic Nursing, Drug and Equipment Nursing, Psychiatric Nursing, Neoplastic Nursing, Traditional Chinese Medicine Nursing, Case Nursing, Ward-round of Nursing, Nursing Garden for Grass Root, Health Education, Community Nursing, Review, Excellent Papers of Postgraduates, Problem Discussion, Investigation and Analysis, Nursing Management, Psychological Nursing, Nursing Ethic, Nursing and Law, Nursing Education, Nursing Information, Debating Garden, Translation and Editing Selection, Continuing Medical Education Garden, Nursing Experience, Invention and Reform, Practical Method, etc. The Continuing Medical Education Garden is set up and one can obtain class Ⅱ credit of Chinese Medical Association if he answers problems in the garden.


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Mesothelioma Lawyer
Second Hand Asbestos Exposure
Thanks to a variety of public awareness campaigns, the vast majority of people now recognize the dangers of second hand smoke from cigarettes and other tobacco products. Much like cigarettes, second hand asbestos exposure also carries immense risks to a person's health.
Second hand exposure means that the person who is being exposed is not exposed through direct contact or interaction with the object. It's a more passive form of exposure in which the person is exposed through contact with something else that one ordinarily wouldn't expect to contain asbestos.
One of the most commonly seen forms of second hand asbestos is through laundry. There have been numerous cases reported both in the United States and the United Kingdom in which a child charged with the chore of doing the laundry or a spouse who has done the laundry for half a century will be diagnosed with mesothelioma and have no recollection of actually ever coming in contact with anything containing the fibers.
Because of the risk of second hand exposure, it is important that anyone who knowingly works with asbestos take all necessary precautions to ensure that the fibers are contained to the work area. If this involves decontamination and wearing shoes that are only used around asbestos, then so be it. Individuals who are not aware of the risk of asbestos exposure or even that they are being exposed have no way of defending themselves by taking necessary precautions.
Contact a Mesothelioma Attorney
If you have been exposed to asbestos and diagnosed with mesothelioma or asbestosis from this exposure, contact a mesothelioma lawyer of Williams Hart at 1-800-781-3955 to discuss your situation and to determine your legal options.


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- Sports Betting
- NJ Sports Betting
- PA Sports Betting
- Indiana Sports Betting
- US Betting
- Opinions
- LSR Podcast
Momentum for daily fantasy sports continued in Iowa, as a bill that would legalize real-money DFS recently passed a vote in the state Senate.
Senate File 166 passed last week by a wide margin — 32-16 — moving the matter in front of the Iowa House of Representatives, which is considering House File 281, a nearly identical measure. The bills add a single passage to Section 99B.11 of the Iowa code, making fantasy sports contests exempt from Iowa's definition of gambling.
The bill that passed the Senate was amended, with added language that would prevent daily fantasy sports contests based on high school sporting events:
For purposes of this paragraph, "athlete" does not include an athlete participating in any extracurricular interscholastic athletic contest or competition which is sponsored or administered by an organization as defined in section 280.13.
That section of the Iowa code deals with interscholastic sports engaged in by public schools in the state.
The bill also sets up a study of the impact of allowing real-money fantasy sports contests in the state.
Iowa is currently blocked by most – but not all – major daily fantasy sports sites. The bill attempts to take Iowa out of that category, allowing it to join the 45 states in which most DFS websites operate.
Sen. Jeff Danielson, the chairman of the Senate State Government Committee, spoke in favor of the bill on the Senate floor, opening by saying "We are currently in legal limbo. We have never really clearly defined what fantasy sports are in Iowa." Some of his talking points:
You can watch video of Danielson's comments and floor discussion of the legislation here.
Some of the other speakers:
Another aspect of the debate that concerned many of the lawmakers was Iowa's future ability to capture revenue from DFS.
Kansas also continued to build momentum for its own bill legalizing real-money DFS in the state. The House Federal and State Affairs Committee endorsed the bill dealing with DFS — HB2371 — meaning it moves on to the full state House.
The legislation in Kansas is slightly different, as it seeks to clarify the status of DFS in the state. The Kansas Racing and Gaming Commission holds that daily fantasy contests with entry fees constitute an "illegal lottery" under state law, although Kansas is generally not considered a gray state by DFS operators.
All the DFS activity at the state level prompted an attorney involved in sports and gaming law to look at the issue more closely. In a blog post entitled, "Fantasy Sports Legislation by States May Run Afoul of PASPA," Daniel Wallach takes a look at whether DFS violates the Professional and Amateur Sports Protection Act of 1992.
Generally DFS establishes its legality based on the aforementioned UIGEA carveout; PASPA has rarely entered into the conversation, and Wallach wonders why that is in his blog post:
PASPA plainly prohibits a "governmental entity" (defined to include a state) or a "person" acting pursuant to state law from sponsoring, operating or promoting any betting or wagering scheme based directly or indirectly on "one or more performances of . . . athletes" in games in which amateur or professional athletes participate. …
I am surprised by how little attention has been paid to this last sentence of PASPA. The sports legalization debate has focused largely (if not entirely) on the language pertaining to state-sponsored wagering schemes that are based on "one or more competitive games." In other words, single-game sports wagering. But as states move to expressly legalize fantasy sports, increased attention should be paid to PASPA's prohibition against wagering on an athlete's individual performance, which is at the core of fantasy sports. To date, no one in the fantasy sports or sports betting legalization space has raised this issue (not even the opponents of state legalization efforts). Time will tell whether this arcane provision of PASPA will hamper ongoing state legalization efforts. So far it hasn't.
Of course, daily fantasy sports operators would probably emphasize a different part of the PASPA language: "betting or wagering schemes." DFS proponents hold to the fact that DFS is a game of skill, that it is not sports betting. Star Fantasy Leagues is even doing a study to prove that DFS contests are skill-based, not chance-based.
Increasingly, the issue of DFS is being framed in terms of whether it is gambling.
The status of DFS is a topic of discussion as the industry grows and more people — especially at the state level — take a closer look at DFS. What is clear is theres a lot of money, influence and momentum behind the DFS industry now. The latest example? Disney — and by extension ESPN — possibly getting into the DFS space by backing DraftKings.
The DFS industry will continue to insist upon its status as a skill game; framing the debate in favorable terms could be an important matter for the industry moving forward in Iowa, and beyond.


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Profile of a champion! Sashihara Rino to star in a drama! The return of Kameilicious! And more!
Tag Archives: Kusumi Koharu
Recommended Reading – December 23rd, 2011
The wotasphere reacts to Buono!'s "Deep Mind" PV! Jpop and Kpop girl groups represent in SPIN's Top Twenty of the Year! V6 and TOKIO members go back to their Junior roots! And so much more!
Recommended Reading – October 30th, 2011
Ono Erena returns to show business! Okay! Musume Time reviews the latest from Arashi! Ipodman reviews the latest from After School! Pure Idol Heart introduces us to new idols! And so much more!
Recommended Reading – October 18th, 2011
AKB48 get their own anime! SNSD promote their new album in English! Bekah speaks up on her idol past! And so much more!
Recommended Reading – October 13th, 2011
After School celebrates a thousand days – and criticism for some wardrobe choices! Koha is sick with the stomach flu! Chiima gives in to the dark side! AKB48 get on the bus! And so much more!
Recommended Reading – October 1st, 2011
TPEeeeeeeeeeee… 48! And HKTeeeee…. 48! Oh yeah, you knew it was coming. Also: Janakya Mottainai on the NEWS rumors, Selective Hearing on the Berryz Sakuracon DVD, and so much more!
Konno Asami And Other Ex-H!P Have New Musical Releases
Konno returns to singing with a new duet! Koha has another Oha Star single – this time with a samba beat! And Maeda Yuki announces a new enka mini-album! Ray looks at the diaspora of H!P talent and admires what it says about the collective.
Recommended Reading – September 22nd, 2011
Kashiwagi Yuki's costume gets robbed and auctioned! Fifth gen Morning Musume reunite! A member of KARA farts A LOT on stage! And – oh wait, we got more photos of Sayaka as a gladiator? Really? Well fuck all that other noise, this is all that matters tonight!
AimxAim's Top Ten Posts of Janakya Mottainai
AimxAim shares her favorite posts as a blogger, many of them hitting on major touchstones in the idol world. See what made her list, and what she has to say about them!
Recommended Reading – June 24th, 2011
GP Basic teases its new MV, the latest on Daesung's tragedy, preview of Amuro Namie's new single, Kis-My-Ft2 to finally debut, and a whole lot more!


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Logican's accelerated bespoke development service uses our existing code to create a customised workflow management solution to provide you with the software capabilities you need.
Your process management software, exactly as you need it.
If your business requires a unique workflow management system that isn't covered by our existing products, our accelerated bespoke development service can help.
Our developers have years of experience in creating workflow software for a variety of clients. They will work with you to identify key issues you might be facing with your current workflow system and create software tools to handle them.
We make sure to work with you throughout the entire process, taking your specific business needs into account. We provide software training to teach your workforce how to effectively utilise the systems we build.
In addition, all of our workflow software goes through strict QA testing and is ISO 9001 accredited.
Does our accelerated bespoke development sound like what you need?Get in touch today
After 15 years in the debt industry, the Debt and Iva module from Logican took me by surprise with its level of power yet ease of use. I would certainly recommend this product to any Insolvency Practice or Debt Management firm who are looking for a powerful but reliable and useful piece of software.
Absolutely delighted with the system. We have been using it for several years and have not required any support from Logican to maintain it to as long as I can remember.
We are constantly refining the way in which we process the claims, having the ability to do this in-house is a great bonus
We've used a lot of case management systems in our time and know the good and bad points from lots of them. But to see all the good points together in one place is a bit like Christmas coming early
Their staff are a pleasure to speak to. I have found them to be courteous, pleasant and extremely helpful. They have dealt with all my queries quickly and have managed to solve every single problem I have raised
They worked closely with us to ensure the programme was tailored to meet our needs and helped us provide a better service to our supporters
...has amazing ability to identify a client's needs, often better than the client can identify himself. The results are deceptively simple and show a great instinct and understanding of the abilities and needs of the user.
Logican continue to provide excellent support across both areas of development. Logican's approach and ability to react to last minute changes has helped us to go live in a short space of time.
The huge improvements Logican's software has made to our efficiency have been matched by its flexibility and ease of use.
If you'd like to learn more about how our products can help you streamline your business, fill out the form and we'll call you.
Or email or call us now on 0800 084 2724
Thank you for your enquiry about our software.
One of our specialists will contact you to discuss your requirements in more detail as soon as possible.
Does our accelerated bespoke development sound like what you need? Get in touch today.
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Availability: In stock
Fresh moisturising cream deodorant, made by hand, using simple pure ingredients to keep you smelling sweet!
This cream deodorant, with its strong mix of citrus scents, will moisturise your skin while keeping you fresh. It is not an antiperspirant deodorant but the antibacterial properties of the Lemongrass essential oil will keep all bad odours away without the use of harsh synthetics.
Ingredients - and their properties:
Arrowroot (Maranta Arundinacea) root powder - Absorbent and softening
Coconut (Cocos Nucifera) oil* - Antibacterial and moisturising
Shea butter (Butyrospermum Parkii) fruit* - Moisturising
Baking soda (Sodium Bicarbonate) - Neutralises odours
Grapefruit (Citrus Grandis) essential oil - It smells great!
Lemongrass (Cymbopogon Schoenanthus) essential oil - Antibacterial
Within essential oils: Citral, Geraniol, Linalool, Limonene
*certified organic
Dimensions: tin size 2 x 7 cm diam
Weight: ~60g
Please note that because this product is handmade and hand-poured, slight variations in shape, colour, scent and weight may occur.
Due to the presence of Lemongrass essential oil this deodorant should be avoided when pregnant.


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Green Electric and Air Conditioning was established in 2004 with the commitment to not just make customers but to make friends and to treat everyone with honesty and respect and with the best customer service around. I have worked in the electrical business since 1969 and the air conditioning business since 1977. I am state licensed in both electrical and air conditioning. With continuing education I am able to keep up with the ever changing technology, which is the key to good service and installation.
In the heat of summer or the cold of winter we offer 24 hour emergency service at no extra cost. We carry a full stock of most parts, to eliminate any down time and get the repairs done quickly. We service all makes and models. We handle several lines of air conditioning equipment for residential, commercial, and mobile homes.
Copyright ©Green electric and air conditioning - Jan 2011


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Do you want to work with middle school and high school age students (grades 6-12), to teach a subject you have a passion for, and to play a part in strengthening students' development as lifelong learners? Then the Single Subject Teaching Credential Program is for you!
This program prepares CI teacher candidates to work with students in subject specific content areas in departmentalized middle, junior, and high schools. Across the program's courses and field work in classrooms, candidates develop the skills to appreciate and capitalize on the diversity of languages and cultures encountered in California's public-school classrooms. The belief that all children (regardless of race, ethnicity, gender, ability or economic status) are capable of learning and that educators make a difference in students' lives provide the founding principles of the Single Subject Teaching Credential.
Upon completion of the program, candidates are eligible to apply for the Preliminary Single Subject Teaching Credential issued by the California Commission on Teacher Credentialing (CTC). Candidates must successfully pass the CalTPA exam prior to being recommended for this credential.
We currently offer Single Subject Credentials in the following subject areas:
- English
- Mathematics
- Foundation Level Mathematics
- Science (Biology, Chemistry, Geosciences, or Physics)
- Foundation Level General Science
- Social Science / History
Single Subject Teacher Candidates can also pursue an add-on Bilingual Authorization as part of the coursework. The details can be found on the Bilingual Authorization webpage.
Note: Admission to the Secondary Education – Single Subject Teacher Credential Program requires successful completion of applicable prerequisites.
Additional Information
- Single Subject Science - 4 semester (PDF, 46.7KB)
- Single Subject Science - 3 semester (PDF, 44.8KB)
- Single Subject Math - 4 semester (PDF, 46.5KB)
- Single Subject Math - 3 semester (PDF, 45KB)
- Single Subject English - 4 semester (PDF, 46.7KB)
- Single Subject English - 3 semester (PDF, 45.1KB)
- Single Subject Social Science - 4 semester (PDF, 47.6KB)
- Single Subject Social Science - 3 semester (PDF, 46.1KB)
Contact Us
Barbara Grimes
Single Subject Credential
Schedule an appointment with Barbara
Clinical Experiences and Partnerships Office
Madera Hall 2900
(805) 437-8953
Dr. Manuel Correia
Chair, Credential Programs
(805) 437-3292
The professors in my program went above and beyond to provide up-to-date methodology that best translated to the real-world classroom while also instilling age-old knowledge and wisdom into their coursework.Katie Pichotta, Single Subject English Credential Program (Spring 2017)


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Growth in Numbers: Trends Every Marketer Must Adopt
- Details
- Written by TechXO Team
- Category: Martech
- Hits: 664
Growth within marketing needs to be redefined, and it needs to shake up the market as it happens. Growth can come in multiple forms, like new accounts, markets, product lines, and acquisitions. However, in order to determine what type of trends are the ones that drive the growth of MarTech startups through the roof. Here are critical trends every marketer needs to know and understand in order to concretize their growth and the growth of their company.
Existing customer growth is the new 'net new'
There has been an obsession with creating "net new logos' with companies and investors. There is no doubt that new consumers are necessary for a healthy company. However, what is as important is retaining and keeping the existing consumers happy as well. Corporations are seeing their foundations as an important built-in stream of revenue and they are looking for ways to secure them and make them lifetime partners.
This perception changes how sales and marketing work within the corporation. Now, instead of just focusing on how to get as many consumers as possible, sales and marketing teams need to create ways to please the existing consumers as well. This creates a more solid foundation, which in turn allows the happy existing consumers to bring in new consumers with them as well.
Accounts are the new leads.
Leads are difficult to handle. They burn resources, take up the time of the marketing, and often end up annoying the individual they were trying to reach in the first place. While valuable to the sales team, it has been proven that it is not really the most effective approach. Therefore, the solution is to shift to understanding the best account opportunities.
Rather than creating leads, the effort can instead be shifted to developing more personalized ways to reach integral stakeholders within target accounts. Modern data tools can now be utilized to gauge account interest and predictive analytics can identify the best accounts.
Goodbye marketing automation, hello orchestration.
While automation seems innovative, it usually creates a lot of dissonance within the system itself. Being sold as a tool used for efficiency, marketing automation ended up being a bunch of singular systems that focused on one thing while not necessarily working together. By implementing orchestration, companies can now create a fully functioning system that actually works efficiently and allows for production to go smoothly.
Brand effort equals stellar results
As emphasis is being placed on driving growth within specific accounts and existing customers, a crucial effort should be allocated to assure key decision makers know your brand. Demand gets much easier and effective when prospects understand your brand. For example, look at your search marketing program effort and performance. Typically, branded keywords convert much higher than general keyword topics. This also is playing out for intent and fixed-signal data that is being used to identify account interest and potential.
The good news is that we see budget and resources allocated to brand efforts that provide life to solutions, tell stories and create experiences. Hundreds of millions of dollars are being invested in brand programs for account-based marketing programs to nurture and educate buyers at specific accounts digitally. Simultaneously, smart marketers are executing account-based lead gen programs to generate interested and active users within those same accounts. This is a more efficient step forward, compared to creating content and hoping somebody visits your web landing page to fill out a form.
If growth is your vision, don't get caught unprepared. Now is the time to dive in and understand what growth tactics allow for your business to deploy the right strategies in order to maximize impact. By following these methods, even a simple startup can grow into a successful corporation.


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New Unregistered MUTT MONGREL RS-13 250CC, The latest edition to the Mutt family is the RS-13 250cc and what a little ripper it is. With all the hallmarks of a true custom bike, from the raw steel tank and Renthal bars to the fat nobbly tyres the Mutt RS-13 just shouts homebrew custom bike, but the simple beauty of this bike is that we build it for you, all you gotta do is ride. As with all our motorcycles the RS-13 is true to Mutt form, lightweight, stripped down and cooler than a polar bears P. J's, Low Rate Finance available. UK dealer, 2yr warranty, Open 08.30 17.00 Monday to Friday, 09.0017.00 Saturday, closed Sundays and Bank Holidays. Out of hours please call 07929642580
Silver Metallic, 250 cc, 2020 , 47bhp Legal, ABS, Was £4,250.00 Now £3,999.00 Save £251.00.


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About forty years ago when the government separated gold from paper there was five cents of gold for every dollar. And, that was only for international dollars. I guess that was confidence builder for somebody. Now, here is my same my question. Where do you expect to get the gold and silver for your metal money or even a metal reserve? How much reserve do you want? How do you expect the US government to have enough metal to redeem international dollars which will represent a net drain of gold reserves? And more importantly, what do you expect to do when the value of gold and silver deviates from the face value of your metal money? If you advocate a gold reserve, what do you do when the price of gold declines and the government suddenly has to come up with a billion pounds more of gold to meet the reserve? A few words only please.
The truth requires few words......Ghandi


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Protecting wildlife on your doorstep
Together with our members and volunteers, we are committed to enabling wildlife to survive and thrive across the region. Working across Cheshire East, Cheshire West and Chester, Halton, Stockport, Warrington, Tameside, Trafford and Wirral, we manage more than 30 nature reserves with habitats ranging from grasslands and wet meadows to reedbeds, coastal dunes and woodland.
Latest news
Help create a Wilder Future in Cheshire
Upcoming events
Get social with us
Keep in touch with Cheshire Wildlife Trust. Follow us on:


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Camp Strong TowerBurn fat. Get fit. Have fun.
Burn fat. Get Fit. Have Fun.
Camp Strong Tower is our new, ongoing high-intensity boot camp.
Featuring a fat-blasting combination of cardiovascular conditioning, strength and speed work in high-intensity intervals, Camp Strong Tower is a fantastic way to get the most bang for your buck in a fun and supportive environment.
5:15 a.m. (M, T, W, R, F)
6:30 a.m. (M, T, W, R, F)
6:00 p.m. (M, W, F)
7:15 p.m. (M, W, F)
10:30 a.m. (Sat)
"Love the new program—Camp Strong Tower—it is challenging for sure !!! … So much newness and always ways to better ourselves mentally and physically!!!" — Patty N.


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Straight from the wild blueberry fields and then melded with cane sugar, this delicious blend can be sprinkled on ice cream, used to top blueberry pie, on a beet salad, in jam, on your acai bowl. The skies the limit with this delicious concoction.
Net Weight: 3.5 oz (85 g)
Free US shipping for all orders over $59. Discount automatically applied at checkout.


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Sanjay Manjrekar, who vehemently declared MS Dhoni run-out before third umpire's call in IPL final yesterday, may just replace the third umpire in future matches.
Sources say that BCCI officials were impressed with Manjrekar's keen eye that led him to make the run-out call so very confidently.
The CSK captain was found just millimeters short of his crease; a decision which even the third umpire Nigel Llong took ages to make. Even as the giant screen was showing close-up images, Sanjay had absolutely no doubt that Dhoni was gone. It is not clear if the commentators call had in any way influenced the umpire's decision, but just moments later the giant screen declared the batsman as OUT.
"It was a very close call. Could have gone either way. But what impressed me was how accurate Sanjay was with this decision. And that too without a word on 'benefit of doubt' for the batsman. I think it's time commentators take over from third-umpires," said a senior BCCI official.
"Those sitting in the commentary box are cricketers too and have the same images at their disposal that are provided to third umpire. I see no reason why their call should be any less valid," he added.
Insiders reveal that the board in set to meet post the World Cup and a formal proposal would be placed to empower commentators to assist on-field umpires and completely do away with third umpires.
"I think commentators these days have moved on from just sharing their views on the match. I foresee a time when they'd make even the DRS redundant," remarked a cricket expert.
While speaking to Faking News, Sanjay seemed happy that his talent was being appreciated and even said that there on-field umpires too could be done away with. "Everyone knows about the Dhoni Review System. If players and commentators can take decisions then why do we need any third person. I would be happy to assist, let BCCI take the decision," he said.


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This was a Cooking Light recipe (though I only had regular heirlooms rather than cherry ones). Note: fat free feta is gross. The recipe called for reduced fat, and the store had fat free and full fat. I'd take the extra calories any day; the texture seemed really off. Served this with the make-your-own-pasta and grilled bread.
Monthly Archives: July 2010
Heirloom Tomato Salad
Filed under side dish, vegetarian, WW-friendly
Splended Table's Make-Your-Own Pasta w/ Broccoli
I made this for Mike & Paige's visit yesterday. It was inspired by the fact that on The Splendid Table, the host was talking about how she went to a chef's house for dinner and he just did the below make-your-own-pasta thing and how it was so lovely. The chicken is my addition and definitely not a requirement, particularly if you want to go meatless. In the future I would do spaghetti rather than bucatini – because of its hollow nature, it was kinda crying out for some kind of sauce.
Filed under main dishes, pasta dishes, vegetarian
Maria & Tami's Cheesy Rice w/ Veggies
Maria and Tami were over Saturday and we were talking about easy summer meals that use a lot of veggies. They mentioned this one as a favorite, and despite the fact I knew it wasn't so healthy, I knew I wanted to make it. It actually ended up being less WW points than expected. Essentially a stove-top casserole.
Easy to make vegetarian if you omit the (small amount) of chicken and use a different rice flavor. And you could easily make it more healthy if you didn't use the flavored rice with all the sodium – that just happens to be one of John's and my processed food guilty pleasures, so we were all about making it for a treat.
Filed under main dishes, rice dishes, vegetarian, WW-friendly
Drunken Clams
This recipe has double meaning. Yes, there is wine in the recipe. But I was also pretty tipsy when I made this for Dena. Which resulted in such recipe fun as accidentally grabbing red wine instead of white, ending up with a mysteriously grey sauce, etc. I had meant to make mussels this way, but Whole Foods was out of them. All things considered, they were still very tasty.
Filed under main dishes, seafood
John Makes Patatas Bravas
John has been "threatening" to make patatas bravas since we got back from Spain. For lunch today, he did! He used Jose's recipe, which I'm just going to link to here. He served this with mini-baguette sandwiches with grilled chicken, avocado, tomato and some of the leftover aoli, and tomato and avocado bread. YUM.
Filed under photo, potato dishes
Recipe Variation: Pepper Steak
Pepper steak is a dish leftover from childhood, and I've never tinkered much with the recipe since I think of it as comfort food. But I somehow ended up making like, the best pepper steak ever last night. I think it had a lot less to do with my slight recipe tweaks, and much more with the really great produce involved – a number of varieties of garden pepper, an heirloom tomato, etc. YUM.
Filed under beef dishes, main dishes, WW-friendly
Superfast Chicken Posole
I've always liked the idea, but never really gotten into the practice of buying a rotisserie chicken for convenience sake. Mostly because I really love roasting chicken, even if it isn't an easy process that I've totally mastered. But when I saw this Cooking Light recipe (and yes, I'm on a CL kick due to my returned WW-vigilance) , I figured it seemed like a much better option than cranking up my oven for who knows how long. Plus, I love posole and wanted to give this recipe a test run before my tomatillos take off next month (fingers crossed). And now I have extra chicken meat to play with, a carcass with which I made stock last night in the crock pot, etc. Side note: Anyone have any ideas for what to do with half a can of leftover hominy?
Filed under soup, WW-friendly


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The Weeknd Wants To Apologize To Bella Hadid For Breakup After Selena Gomez & Justin Bieber Reunite
The Weeknd wants to make amends with ex Bella Hadid after their rocky ending, HollywoodLife.com has EXCLUSIVELY learned. Could it be because of Selena Gomez's reunion with Justin Bieber?
The Weeknd, 27, is feeling sorry for the bad breakup between him and his ex Bella Hadid, 21, and wants to apologize after girlfriend Selena Gomez, 25, was seen reuniting with her ex Justin Bieber, 23. "Now that Selena and Justin are talking again The Weeknd feels inspired to reconnect with Bella and reestablish a friendship with her," a source close to the "Can't Feel My Face" singer EXCLUSIVELY told HollywoodLife.com. "He feels like he owes Bella an apology for some stuff that went down. He really hopes they can talk it all out. It's important to him to keep positive vibes with the people in his life and Bella will always hold a dear place in his heart. He wants to make things right with her so they can be cool again." See some photos of Selena with Justin and The Weeknd here!
The Weeknd and Bella dated for over a year before breaking up in Nov. 2016. The model appeared in The Weeknd's video for his song, "In the Night" and hit it off after they were seen together at Coachella. Although there was no reason given for their split, there is some speculation that their demanding schedules were to blame.
Justin was spotted spending time over Selena's house on Oct. 22 after not having seen each other for years. The Weeknd has been busy on tour and wasn't able to join the friends, but there have been reports that he is totally cool with the former lovebirds hanging out. After Selena's scary kidney transplant due to her battle with lupus, it seems the songstress is grateful for another day and wants to patch up any rough ties she may have had in the past. In addition to Justin, she reunited with old friend Demi Lovato, 25, at the InStyle Awards.
HollywoodLifers, what do you think about The Weeknd wanting to apologize to Bella? Tell us your opinions here!


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|★阿修羅♪ > 戦争71 > 428.html ★阿修羅♪
長崎原爆:米記者のルポ原稿、60年ぶり発見 検閲で没収(Mainichi)
投稿者 ああ、やっぱり 日時 2005 年 6 月 17 日 13:59:55
Nagasaki: Wasteland of war, by the first Western reporter to witness it
The American journalist George Weller was the first Allied observer to see the devastation wreaked by the atomic bomb on the Japanese city of Nagasaki. But his account was censored at the command of General MacArthur, and only now, three years after his death, have his astonishing reports finally been published. By Andrew Buncombe
21 June 2005
The scenes that confronted the reporter George Weller would fill his dispatches with horror and stay with him for life. The first Western reporter into the bombed and off-limits city of Nagasaki in September 1945, Weller encountered sickness and suffering of a kind never seen before. He described the cityscape though which he passed as a "wasteland of war".
But his unflinching reports written a month after the atomic bomb had dropped caught the eye of General Douglas MacArthur's US military censors. Concerned at the effect Weller's reporting would have on worldwide opinion as well as his subsequent political ambitions, the general ensured that none of the reportage he filed from Nagasaki would be published.
Until now. Three years after Weller's death at the age of 95, and 60 years after the US dropped atomic bombs on Hiroshima and Nagasaki killing more than 200,000 people and ushering the world into the nuclear era, some of those first-hand dispatches have been published in a Japanese newspaper.
They provide a raw and unique insight into the bomb's devastation and the horrifying effect of radiation poisoning, known to the author of the reports and the bewildered doctors he spoke to simply as "Disease X".
In a report filed from Nagasaki on 8 September 1945, Weller wrote: "In swaybacked or flattened skeletons of the Mitsubishi arms plants is revealed what the atomic bomb can do to steel and stone, but what the riven atom can do against human flesh and bone lies hidden in two hospitals of downtown Nagasaki. Look at the pushed-in façade of the American consulate, three miles from the blast's centre, or the face of the Catholic cathedral, one mile in the other direction, torn down like gingerbread, and you can tell that the liberated atom spares nothing in the way." Weller's remarkable dispatches might not have been discovered but for his son Anthony, also a writer and journalist, who was dealing with his father's belongings after his death in 2002. At his father's home in San Felice Circeo, Italy, Mr Weller was working his way through a box of papers when he came across 75 typed pages of carbon-paper copies containing reports from the war in the Pacific, which his father had believed lost. The reports ran to about 25,000 words.
Speaking yesterday by telephone from his father's home, Mr Weller, 47, told The Independent: "My father had spoken of these reports many times over the years and it was a source of great frustration to him [to be censored]. It was one of the biggest stories of his life.
"It was very poignant to find his carbons no more than 20ft from where he was sitting. One of the rooms in his house was overflowing with papers from his more than 65 years as a foreign correspondent. There were boxes and crates with these papers jammed into them. I spent some time going through a crate full of mildewed papers from the Pacific war and there they were. The crate was a few feet from the chair in which he used to sit. He did not know they were there."
The story of Weller's suppressed dispatches from the southern coastal city of Nagasaki - devastated by the 4.5-ton "Fatman" nuclear device that was exploded at a height of 1,500ft at 11.02am on 9 August - are made all the more remarkable for the effort it took him to get into the city. With the city and much of southern Japan placed off-limits by MacArthur, commander of the US forces, Weller, already a Pulitzer Prize winner with the now defunct Chicago Daily News, made his way to the distant island of Kyushu. There, with official permission, he visited what had been a Japanese kamikaze base. But he also noticed that the town on the mainland - just a few hundred yards from the island - was connected to Nagasaki by railroad. Using a combination of boat, train and a bravura performance in which he impersonated a senior US officer and commandeered two military cars, he was able to get into Nagasaki several days before any other Western reporters. Weller, who had earlier been among the very last journalists to leave Singapore and then Indonesia in the face of the Japanese advance, was not at the time particularly opposed to the atomic bomb. "I think the Japanese military had cleared any sense of remorse out of him," said his son, who usually lives in Annisquam, Massachusetts. And his initial reports from Nagasaki suggested that he believed the atomic weapon, while clearly deadly, had worked with a rare degree of precision.
He started one early dispatch by writing: "The atomic bomb may be classified as a weapon capable of being used indiscriminately, but its use in Nagasaki was selective and proper and as merciful as such a gigantic force could be expected to be. The following conclusions were made by the writer - as the first visitor to inspect the ruins - after an exhaustive, though still incomplete study of this wasteland of war." He suggested that the death toll stood at no more than 24,000 and that this number (later shown to be more than 75,000, with another 75,000 injured and countless more left to die later from radiation sickness) was largely the result of poorly designed civilian air shelters and a refusal by the local authorities to take air-raid warnings seriously. He later added in his report: "Nobody here in Nagasaki has yet been able to show that the bomb is different than any other, except in a broader extent flash and a more powerful knock-out." But as he travelled more around Nagasaki, visiting hospitals filled with sick and dying people, witnessing the flattened city and talking to the baffled Japanese doctors unable to help so many of the sick, Weller became aware that something was terribly wrong. Many of those brought into the hospitals were not responding to treatment.
He witnessed children with red blotches on their skin, people who had lost their hair, patients with blackened tongues, patients with lock-jaw. Doctors at one hospital told him that a month after the explosion, people were dying at a rate of 10 a day.
He noted that the doctors had performed precise assessments of the patients brought to them. Their hair had fallen out, they had skin haemorrhages, lip sores, diarrhoea, swelling of the throat. There had been a fall in the number of their red blood cells and there was an almost absence of white blood cells.
He wrote in another dispatch: "The atomic bomb's peculiar 'disease', uncured because it is untreated and untreated because it is not diagnosed, is still snatching away lives here. Men, women and children with no outward marks of injury are dying daily in hospitals, some after having walked around for three or four weeks thinking they have escaped. The doctors here have every modern medicament, but candidly confessed in talking to the writer - the first Allied observer to Nagasaki since the surrender - that the answer to the malady is beyond them. Their patients, though their skin is whole, are all passing away under their eyes."
After his achievement of entering Nagasaki and acting as an eye-witness to the destruction, Weller's mistake was to send his reports back to Tokyo by hand, to be approved by the military censor. Concerned about their potential effect on public opinion, MacArthur ordered that that they be destroyed.
Weller's son said his father later believed he had lost the carbon copies and would go to his grave summarising his experience with the censors simply as "They won." Indeed, at the same time as it was suppressing Weller's reports and denying similar reports filed from Hiroshima by the Australian reporter Wilfred Burchett and published by the Daily Express in London, the Pentagon was actively going to great lengths to persuade its own citizens that there was no danger of radiation poisoning from the atomic bombs.
William Laurance, a science reporter with The New York Times and - it later emerged - someone also paid by the White House as a "consultant", was among a group of reporters taken to the atomic testing site in New Mexico to demonstrate there was no lingering radiation. Laurance's subsequent story said: "This historic ground in New Mexico, scene of the first atomic explosion on earth and a cradle of a new era in civilisation, gave the most effective answer today to Japanese propaganda that [radiation was] responsible for deaths even after the day of the explosion."
Laurance was so liked by the military that he was even taken in the squadron of planes accompanying the B-29 bomber from Tinian Island near Guam, which dropped the Nagasaki bomb. In contrast to Weller's reports of suffering and sickness, Laurance described the bomb's explosion thus: "Awestruck, we watched it shoot upward like a meteor coming from the earth instead of from outer space, becoming ever more alive as it climbed skyward through the white clouds ... It was a living thing, a new species of being, born right before our incredulous eyes." Ironically, such reporting won Laurance himself a Pulitzer prize.
Gregg Mitchell, co-author of Hiroshima in America: A Half Century of Denial and editor of the magazine Editor and Publisher, said the story of Weller's suppressed and then lost dispatches was one of journalism's more considerable mysteries.
"It's different to Deep Throat, but in nuclear history and journalism history, [it is important]," said Mr Mitchell, whose book details the official suppression of the effect of the atomic weapons and the controversy surrounding America's decision to use them when many in the West believed Japan was already ready to surrender. "It is one of the great mysteries. People have always wondered what was in those reports. For them to emerge intact solves it."
Weller's son, who has also discovered a cache of his father's photographs, said his father had believed his reports from Nagasaki would not be censored. He believed that during the three weeks he spent in Nagasaki he was there "as a witness".
"He had been fighting the censors for four years," he said. "[The censors] did not want the US people to get a bad impression of the bombs, and that it was not MacArthur who had won the war but a bunch of scientists in New Mexico."
Indeed, the conclusion to one of his father's most moving dispatches relates to some of those very scientists, the effect of whose labours he had just witnessed, and who were about to arrive in the city to measure the radiation. "Twenty-five Americans are due to arrive September 11 to study the Nagasaki bombsite. Japanese hope they will bring a solution for Disease X."
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A first of its kind initiative has been taken by English Cricket Club which has decided to switch to 'vegan' ball from traditional leather balls. The initiative is the club's second step in its vegan journey, which introduced a vegan tea for their players two years ago.
Well-known as the vegan cricket club, Earley Cricket Club in Reading – a town 40 miles (64 kilometres) west of London is enthused with the introduction of synthetic animal-free ball which is made using a rubber covering. "It does behave like a leather cricket ball, but it bounces more and it's more difficult to grip. But we're enthused by it and we're hopeful of finding a better version," said Gary Shacklady, Chairman of the club.
Germane to mention here is that Gary founded the club 12 years ago and at the age of 33 is the youngest cricket club chairman in England. He himself is a vegan and is of the opinion that adopting a solely plant-based lifestyle will give the team the edge over their opponents.
Other clubs in their Berkshire Cricket League will follow the lead, hopes Gary.
Match teas, usually ham sandwiches, were also replaced with vegan teas such as Moroccan tagine, lasagne and meat-free spaghetti Bolognese. The adoption of vegan tea encouraged players of Hindu and Muslim ethnicities to join the team. "The teas have been well received as our players understand and support the reasoning behind the decision. It also means we can produce a far larger quantity of food for a lower cost," added Gary.
Image Source: news18.com


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Although much of the country has had useful amounts of rain,the drought continues in Bedford and we are likely to enter October with very dry conditions. Cooler weather and a little rain at the end of August and in September helped a bit and, at last, runner beans have started to produce an edible crop. The hot dry summer and the later date made finding entries to the Biddenham Show a challenge. The fruit and vegetable sections both suffered with some classes very thinly represented and some not at all. It was good to see quite a few people taking up the challenge however …
Pears seem to be totally absent this year and, although there is a good crop of apples, many have fallen early which means that they won't be good for storing. Fallen apples will be bruised and mine, at least, are suffering quite a bit from rot. Picking and storing apples is generally an October activity but most of that will have been done before you read this. If not, put it on your list for early attention. Pick carefully and treat gently to avoid bruising. Last year I didn't wrap my apples in newspaper but I don't think they kept as well.
Lawns have suffered badly this year and the recovery which started in late August and early September has stalled. Rake out areas of dead grass and mowing will be worthwhile to trim the grass that has grown and to suck up dead grass and leaves, Set the mower at a moderately high level. Monty Don has recommended sowing the dead areas. If you do this, water the soil first to soften it and loosen the surface. You can protect newly seeded areas from the birds with wire netting or black cotton strung between small sticks; alternatively, wait until spring to see what happens. Grass will very often grow back.
If you have a pond it will need attention this month. The dry weather probably means that it will need topping up. Rain water is always better for this but as lack of rain is the problem you will need to use tap water which is better than nothing (which applies to all watering in the garden). Any dead or dying foliage on the pond plants should be cut off and as much blanket weed, duck weed and fallen leaves as possible removed. Oxygenating plants may need thinning. If you are feeling really bold you could clear some silt from the bottom of the pond as this builds up surprisingly quickly from decaying matter in the water and reduces the depth of the water. If you do this, leave the silt to drain on the edge to allow any wild life to get back in the pond. This should always be done with plant material taken from the pond. Then, net the pond to catch the autumn leaf fall, and, where there is a shelving ledge, leave a space for wild life to get in and out.
Leaves won't be falling just on the pond, of course, and on lawns they should be cleared as soon as possible as a thick layer of leaves can damage the grass. Leaves can be left on borders as mulch or cleared as you prefer. Store the leaves in large black plastic bags tied at the top. Water the leaves if dry or they won't decompose. Stab the bags all over with a garden fork and put away and forget about them for two or three years when they will give you lovely leaf mould for mulching or adding to compost.
Summer bedding should be cleared now and replaced with plants which will overwinter. Winter pansies are the most popular and are best bought from a local nursery rather than a super store or garden centre to get the best combination of quality and price. Some of the 'winter' pansies I bought last year and grew in containers have kept flowering all year and are still going strong. If you haven't yet brought inside tender plants like geraniums and fuschias, that needs to be done now to avoid frost damage. Dahlias should be left until they have been blackened by frost and can then be cut down and brought inside, or left in the ground thickly covered in mulch. It is often recommended that dahlias should be cleaned of soil before storing in a frost- free place but I think it is better to leave them in soil or compost in pot or crate because the tubers can dry out.
Jeremy Arthern


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You probably read last week's news about the recent English Bacc League tables. It's shocking to discover that as many as 1 in 6 pupils are studying an extremely narrow academic curriculum (although the BBC wrote it another way round: 'Just 1 in 6 have achieved the English Bacc'). And it seems that only 270 schools managed to achieve results in which none of its pupils successfully became encumbered by the Bacc qualification that would lead them towards wasting their time and money by attending university (or 'as many as 216 schools scored zero', as the BBC rather negatively put it). Which just goes to show it's all about how it's spun and reported.
Meanwhile Mr Gove signalled the possible return of a modern foreign language GCSE.
And in The Independent, the head of the school that topped (I think they meant came bottom of?) the Bacc league table was quoted as saying….. "I'm a great fan of travel and learning at least one foreign language. The time has come to communicate rather than just shouting and assuming people speak English."
Well, maybe. He obviously hasn't seen this:
It can't be long before a reasonably fluent translation service is available on all our mobile phones and iPad-type devices. I'm hoping someone somewhere is doing some serious research into its impact on language teaching and learning. For most tourists I would have thought it made the idea of learning a local language irrelevant, while at the same time, for those who understand the wider educational value of studying a second language and want to speak it fluently, it is also likely to make languages easier to learn. Whichever is the case, it will certainly disrupt academic language courses in schools. Or at least it ought to.


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HOT WEATHER brings a chance to break out the BBQ, meet up with friends and soak up the rays. As glorious as the heat may be, it could also increase health risks. How can you ensure you stay healthy in the heat?
The UK recorded its second hottest day ever in July. Temperatures reached a sweltering 38.1C, falling just short of the all-time high of 38.5C that was reached back in 2003. The hottest day brought much misery for some with commuters facing disruption, pavements melting and many falling ill. Brits have always enjoyed a mixed bag of weather but with such extremities, health issues could arise. What are the best ways to keep healthy in the heat?
Boots pharmacist Janky Raja shared her advice on how to get prepared for another heatwave:
Make those household checks
When hot weather is forecast, make sure the property you're living in is well equipped to keep you cool.
Ensure your windows can be opened and if they are exposed to direct sunlight, make sure shutters, blinds or curtains are installed which can help to keep heat out.
Check your fridge, freezer and any fans you own are working properly and that your central heating can be turned off.
Make sure you have enough supplies such as food, water and any medications you need in case you are unable to leave your property during the hottest times of the day.
Find the sweet spot
Identify the coolest room in your property for you to spend time in. As hot air rises, this is more likely to be downstairs in a room with fewer windows.
To stop your rooms from getting too hot, keep your blinds, shutters and curtains closed during the day to help reduce the amount of sunlight getting in.
Find the sweet spot
Identify the coolest room in your property for you to spend time in. As hot air rises, this is more likely to be downstairs in a room with fewer windows.
To stop your rooms from getting too hot, keep your blinds, shutters and curtains closed during the day to help reduce the amount of sunlight getting in.
Hydration, hydration, hydration
It goes without saying that you need to keep hydrated during a heatwave.
To reduce your risk of becoming dehydrated, drink plenty of fluids and cut down on drinks with a diuretic effect such as coffee and alcohol.
Try eating smaller meals more regularly – your body warms up as it processes larger meals, so eating little and more often might help you to keep cooler.
Think about your summer wardrobe
Opt for loose, cool clothing made of lightweight, natural materials such as cotton to help your skin breathe.
Avoid dark colours and stick to summery whites and creams, which reflect the sun's hot rays rather than absorbing them.
If you go outside, wear sunglasses and a hat and of course, make sure to apply a sunscreen with a high SPF and good UVA protection.
Cool down
To cool yourself down, take a cool shower or bath, or try putting wet towels or cool packs on your wrists, neck or feet.
If you struggle getting to sleep in the heat, try following these steps before you get into bed.
Stay connected
Make sure to keep listening to the weather forecast and news so you are aware of any changes to the incoming weather.
Whilst it's important to look after yourself, try to check in on any elderly relatives or neighbours, or anyone less able to take care of themselves in the heat to make sure they're coping.
Listen to your body
If you start to feel unwell with symptoms such as a headache, dizziness, excessive sweating or a fast pulse, you may be experiencing heat exhaustion.
If left untreated, heat exhaustion can turn into heatstroke, which is much more serious.
If you believe you or someone else is suffering with heat exhaustion, move them to a cool place, get them to lie down and give them plenty of fluids to drink.
If their condition doesn't improve after 30 minutes call 111.