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Maternal Mortality Is Rising In The US – But Why?
Childbirth is dangerous. It means squeezing a relatively large head through a relatively small passage, which itself can lead to serious tearing and long-term damage to the mother even without complications. With complications, the danger is even more acute. But modern medicine has made a huge difference in the safety and survivability of childbirth. In 1918, almost 1% of live births resulted in the death of the mother – more than 900 maternal deaths per 100,000 live births were reported. In contrast, the rate in the US today is about 14 per 100,000 live births. Overall, that's a huge improvement – but over the past few decades this steep downward trend has reversed and maternal mortality is once again on the rise in the US. What's going on?
Historical Causes Of Maternal Mortality
Throughout the majority of human history, maternal mortality was mostly attributable to the fact that medicine was in its infancy. It's the same reason a minor injury could be deadly – we did not yet know about bacteria or how to fight them. We also didn't know much about the pregnancy process or how to address risk factors or deal with complications.
As medicine developed over the past century or so, our ability to treat infections, diseases, and injuries improved dramatically. However, our ability to manage the medical needs of childbirth lagged behind. During the first part of the 20th century, obstetrics was considered a lesser area of medicine and was frequently ignored by the scientific establishment. Women mostly delivered at home with the help of a midwife and possibly a general practitioner, most of whom were untrained in obstetrics. These untrained practitioners were prone to unnecessary, excessive, and non-sterile interventions (including the use of forceps, cesarean deliveries, and labor induction). By the 1920s, sepsis (severe systemic infection caused by the non-sterile medical interventions) was the cause of about 40% of maternal deaths and the other 60% was largely made up of hemorrhage and toxemia, also known as preeclampsia. In other words, most of these deaths were preventable with the medical technology of the day but obstetrics was not a priority for most doctors.
Over the 1930s and 1940s, studies about the (largely preventable) causes of maternal mortality led to a shift in practices – more and more babies were delivered in hospitals and improvements in training and obstetric practices led to dramatic decreases in maternal mortality rates until the 1990s.
Maternal Mortality Rises Again
While maternal mortality rates are still far lower today than they were 100 years ago, they have actually been on the rise since the mid-1990s. In fact, twice as many women die in childbirth today as did in 1995. Yet medicine has continued to improve over the past couple of decades – heart attacks, strokes, cancer, and many other once-fatal diseases are increasingly survivable. It's not just because obstetric medicine is still lagging. Only 8 countries (including South Sudan), saw an increase in maternal death over the last 10 years and women in the US are now more than three times as likely to die as a result of pregnancy-related complications as those in other developed countries like the UK and Japan.
So why is death during childbirth becoming more common in the US and not in the rest of the developed world? There are a number of factors contributed to the trend. In part, the prevalence of c-sections is likely to blame. C-sections come with their own risks and many doctors encourage women that have had one c-section to have c-sections for all subsequent births, further increasing the risk of complications.
But experts suggest that the factor most responsible for this worrying trend is the rising rate of preexisting health problems – like diabetes, hypertension, heart disease, and obesity – in pregnant women. Worse, many women have more than one of these complicating factors, which significantly increases the risk of maternal mortality and complications that affect the child. Today, cardiovascular disease is the most common cause of death during childbirth in the US.
How Can We Make Childbirth Safer?
Medicine has work to do on the maternal mortality front. They're increasing education and training for high-risk pregnancies, as well as working on ways to improve monitoring during pregnancy and delivery to spot and address problems as early as possible.
But those improvements will take time to take effect. The best thing we can do to make childbirth safer is to manage or alleviate any preexisting health conditions. That means maintaining a healthy weight, eating a healthy diet to minimize the risk of cardiovascular disease, and working with our doctors to manage other health conditions. If you have preexisting health conditions, talk to your doctor as soon as possible if you're pregnant or trying to become pregnant about how to mitigate the risks. That may mean more frequent prenatal visits, adjustments in treatment for those health conditions, and choosing to give birth in a hospital with experience in high-risk deliveries.
Remember that you know your body better than anyone else, including your doctor. If you feel like something is wrong, insist on having it checked out. If your doctor dismisses you, get a second opinion. When it comes to the safety of you and your little one, you can never be too careful.
If your medical care team fails to address complications during your delivery and you or your child suffer serious side effects, you may have a legal claim for compensation. Consider contacting an experienced attorney as soon as possible to discuss your rights and options. If you'd like to speak to an attorney, the Safe Birth Project may be able to help.


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In a world of increasing mobility and never-ending connectivity, the struggle for data security has moved from the gateway to the endpoint. Enterprise endpoints are swamped with new connectivity options - PDAs, USB drives, CD/DVD-RW and iPods, as well as more advanced technologies based on WiFi, Bluetooth, and IrDA - all can connect seamlessly and instantaneously to the organizational network. Coupled with the ever increasing use of laptops, the result is increased productivity, with a corresponding increase in the danger of information leakage and data theft.
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PERSONAL PERSPECTIVE / Diversity is good business
THE E-MAIL began circulating among minority journalists the moment the announcement was made: "New York Times Company to establish diversity officer."
My reaction, like others, I suspect, consisted of two phases -- the initial, "Good for them," followed by the more cynical, "But isn't this 2006?"
The move, reported first by Richard Prince for the Maynard Institute, was a result of a report to management made by the Times' in-house diversity council, which warned: "The Times is a newspaper at-risk. If it fails to diversify its workforce and to make attendant changes in its corporate culture, the Times will inevitably lose stature."
Unfortunately, you can substitute "the Times" with practically any other newspaper in the nation, and this statement would still apply.
While New York Times Co. Chairman Arthur Sulzberger Jr., along with the company's president and CEO, Janet L. Robinson, should be commended for their decision to create a diversity czar. The industry, as a whole, has moved at a glacial pace when it comes to diversifying its newsrooms.
In 2006 -- decades after the push for newsroom diversity in the 1960s -- newspaper companies seemingly have paid little attention to their own published stories on the nation's rapidly-growing minority populations.
In the Bay Area, for example, racial and ethnic minorities make up 50 percent of the population, according to 2002 estimates by the Association of Bay Area Governments. Yet, a 2004 national study by the American Society of Newspaper Editors showed that no Bay Area newsroom staff came close to mirroring the ethnic diversity of the regions it covered.
Newspapers were scored on parity between the newsroom demographics and that of the community's, with 100 reflecting a perfect match.
The Chronicle fared poorly, with a mere 14.5 percent non-white newsroom staff, and a 31-percent parity. The Oakland Tribune's numbers were also disappointing, with a 17.5 percent non-white staff and a 26 percent parity.
The San Jose Mercury News led the list with a 32.3 percent non-white newsroom staff, leading to 61 percent parity. Contra Costa Times showed an increase in diversity, with a 19.3-percent non-white newsroom and a 49-percent parity.
Both papers, however, were owned by Knight Ridder, a company that has had a long-standing commitment to diversifying its newsrooms. In fact, in a 2005 report by the Knight Foundation, Knight Ridder came second only to the Gannett Co. when it came to parity, and was followed on the list by McClatchy Co., which has recently acquired Knight Ridder.
While the deal between the two diversity-valuing companies would seem like a natural fit, McClatchy's announcement that it would quickly sell 12 of the Knight Ridder papers, including the San Jose Mercury News and the Contra Costa Times, leaves both of the paper's commitment to diversity in question.
"If you don't have diversity, you have blind spots, things you ordinarily miss," Dori Maynard, president of the Robert C. Maynard Institute for Journalism education, told Grade the News, an online publication that critiques Bay Area media.
During my time at four different Bay Area newspapers, working in different capacities from copy editor, to reporter, to assigning editor, I have seen the effect that a non-diverse staff has on the news.
I sat in countless meetings pitching stories from different ethnic communities at tables filled with all white males. Each time I'd hear the words: "Why does that story matter to our average reader?" But all I really heard was "Why would a white male from a middle-to-upper class community care?"
When mine was constantly the only different voice at the table, no matter what newspaper I was working for, I had to wonder what countless stories from countless communities the newspaper was overlooking every day. What angles and whose perspectives were we missing?
Diversity -- not just ethnic, but gender and ideological -- should be of paramount importance for every newsroom, the basis by which we ensure that our readers get well-balanced, accurate news. It's not a matter of being politically correct; it's just good business.
So kudos to the New York Times for finally addressing what has been so painfully obvious and lacking.
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After completing this course, students will be able to:
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- Deploy and configure a Managed Kubernetes cluster
- Deploy and configure infrastructure using 3rd party tools and services with Azure, such as Chef, Puppet, Ansible, SaltStack, and Terraform
- Define an infrastructure and configuration strategy and appropriate toolset for a release pipeline and application infrastructure
- Implement compliance and security in your application infrastructure
- Design practices to measure end-user satisfaction
- Design processes to capture and analyze user feedback from external sources
- Design routing for client application crash report data
- Recommend monitoring tools and technologies
- Recommend system and feature usage tracking tools
- Configure crash report integration for client applications
- Develop monitoring and status dashboards
- Implement routing for client application crash report data
- Implement tools to track system usage, feature usage, and flow
- Integrate and configure ticketing systems with development team's work management system
- Analyze alerts to establish a baseline
- Analyze telemetry to establish a baseline
- Perform live site reviews and capture feedback for system outages
- Perform ongoing tuning to reduce meaningless or non-actionable alerts
- Plan for the transformation with shared goals and timelines.
- Select a project and identify project metrics and KPIs.
- Create a team and agile organizational structure.
- Develop a project quality strategy.
- Plan for secure development practices and compliance rules.
- Migrate and consolidate artifacts.
- Migrate and integrate source control measures.
Students in this course are interested in implementing DevOps processes or in passing the Microsoft Azure DevOps Solutions certification exam.
Fundamental knowledge about Azure, version control, Agile software development, and core software development principles. It would be helpful to have experience in an organization that delivers software.
Exam : AZ-400: Azure DevOps Engineer
Course Outline
Implementing DevOps Development Processes – AZ-400T01
Module 1: Getting started with Source Control
- What is Source Control?
- Benefits of Source Control
- Types of source control systems
- Introduction to Azure Repos
- Migrating from TFVC to Git
- Authenticating to your Git Repos
Module 2: Scaling git for enterprise DevOps
- How to structure your git repo
- Git Branching workflows
- Collaborating with Pull Requests
- Why care about GitHooks?
- Fostering Internal Open Source
- Git Version
- Public projects
- Files in Git
Module 3: Implement & Manage Build Infrastructure
- The concept of pipelines in DevOps
- Azure Pipelines
- Evaluate use of Hosted vs Private Agents
- Agent pools
- Pipelines & Concurrency
- Azure DevOps and Open Source projects
- Azure Pipelines YAML vs Visual Designer
- Setup private agents
- Integrate Jenkins with Azure Pipelines
- Integration external source control with Azure Pipelines
- Analyze & Integrate Docker multi-stage builds
Module 4: Managing application config & secrets
- Introduction to Security
- Implement secure & compliant development process
- Rethinking application config data
- Manage secrets, tokens & certificates
- Implement tools for managing security and compliance in a pipeline
Module 5: Implement a mobile DevOps strategy
- Introduction to Mobile DevOps
- Introduction to Visual Studio App Center
- Manage mobile target device sets and distribution groups
- Manage target UI test device sets
- Provision tester devices for deployment
- Create public and private distribution groups
Implementing Continuous Integration – AZ-400T02
Module 1: Implementing Continuous Integration in an Azure DevOps Pipeline
- Continuous Integration Overview
- Implementing a Build Strategy
Module 2: Managing Code Quality and Security Policies
- Managing Code Quality
- Managing Security Policies
Module 3: Implementing a Container Build Strategy
- Implementing a Container Build Strategy
Implementing Continuous Delivery – AZ-400T03
Module 1: Design a Release Strategy
- Introduction to Continuous Delivery
- Release strategy recommendations
- Building a High Quality Release pipeline
- Choosing a deployment pattern
- Choosing the right release management tool
Module 2: Set up a Release Management Workflow
- Create a Release Pipeline
- Provision and Configure Environments
- Manage And Modularize Tasks and Templates
- Integrate Secrets with the release pipeline
- Configure Automated Integration and Functional Test Automation
- Automate Inspection of Health
Module 3: Implement an appropriate deployment pattern
- Introduction into Deployment Patterns
- Implement Blue Green Deployment
- Feature Toggles
- Canary Releases
- Dark Launching
- AB Testing
- Progressive Exposure Deployment
Implementing Dependency Management – AZ-400T04
Module 1: Designing a Dependency Management Strategy
- Introduction
- Packaging dependencies
- Package management
- Implement a versioning strategy
Module 2: Manage security and compliance
- Introduction
- Package security
- Open source software
- Integrating license and vulnerability scans
Implementing Application Infrastructure – AZ-400T05
Module 1: Infrastructure and Configuration Azure Tools
- Infrastructure as Code and Configuration Management
- Create Azure Resources using ARM Templates
- Create Azure Resources using Azure CLI
- Create Azure Resources by using Azure PowerShell
- Additional Automation Tools
- Version Control
- Lab Deploy to Azure using ARM templates
Module 2: Azure Deployment Models and Services
- Deployment Models and Options
- Azure Infrastructure-as-a-Service (IaaS) Services
- Azure Automation with DevOps
- Desired State Configuration (DSC)
- Azure Platform-as-a-Service (PaaS) services
- Azure Service Fabric
- Lab Azure Automation - IaaS or PaaS deployment
Module 3: Create and Manage Kubernetes Service Infrastructure
- Azure Kubernetes Service
- Lab Deploy and Scale AKS Cluster
Module 4: Third Party and Open Source Tools available with Azure
- Chef
- Puppet
- Ansible
- Cloud-Init
- Terraform
- Lab Provision and configure an App in Azure Using X
Module 5: Implement Compliance and Security in your Infrastructure
- Security and Compliance Principles with DevOps
- Azure Security Center
- Lab Integrate a scanning extension or tool in an AZ DevOps pipeline/security center
Implementing Continuous Feedback – AZ-400T06
Module 1: Recommend and design system feedback mechanisms
- The inner loop
- Continuous Experimentation mindset
- Design practices to measure end-user satisfaction
- Design processes to capture and analyze user feedback
- Design process to automate application analytics
Module 2: Implement process for routing system feedback to development teams
- Implement tools to track system usage, feature usage, and flow
- Implement routing for mobile application crash report data
- Develop monitoring and status dashboards
- Integrate and configure ticketing systems
Module 3: Optimize feedback mechanisms
- Site Reliability Engineering
- Analyze telemetry to establish a baseline
- Perform ongoing tuning to reduce meaningless or non-actionable alerts
- Analyze alerts to establish a baseline
- Blameless PostMortems and a Just Culture
Designing a DevOps Strategy – AZ-400T07
Module 1: Planning for DevOps
- Transformation Planning
- Project Selection
- Team Structures
Module 2: Planning for Quality and Security
- Planning a Quality Strategy
- Planning Secure Development
Module 3: Migrating and Consolidating Artifacts and Tools
- Migrating and Consolidating Artifacts
- Migrating and Integrating Source Control


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What to pack for a cruise
Ultimate Cruise Packing Guide
First time cruisers always ask us "what should I pack on a cruise?". Well, we have asked all our veteran cruisers what are the must-have items and tricks that they have picked up along the way. Our cruise packing list has all the insights for a first time cruiser and even a few tricks an experienced cruiser could use!
What to pack for a cruise (or land vacation) varies depending on how many days you will be traveling for! If you are going away for 3 days you obviously won't need as many clothes as you would if you are traveling for two weeks! Let's assume we are traveling for 7 days to a warm climate destination:
Casual attire
- 3-5 bathing suits
- 1 pair of comfortable shoes to explore your destination
- 1 pair of flip flops for the pool or beach
- 1 pair of sneakers –if you plan to go on an excursion that requires them or you'll be hitting up the gym.
- 4 shorts
- 7 casual shirts
- 3 beach cover-ups
- 3-7 pairs of socks (depending on how often you plan on wearing your sneakers)
- 7-10 pairs of underwear
- 3 bras
- 3-7 sports Bras
- 1 sweatshirt/sweater – nights can be chilly on deck
- 1 hat or visor
- 1 disposable rain poncho – so you are prepared in the unfortunate case of a quick rain shower at port!
It's Not Too Late To Save!
If you've already booked your cruise, we can still save you money!
Formal attire
Most people don't bother to bring formal attire anymore, but if you enjoy dressing up by all means go for it, they'll be at least to evenings to wear the formal with if you would like.
Don't go overboard! This isn't meant to be a fashion show, just a fun reason to get dressed up.
- For the ladies: Dress or dress slacks, skirts, a few nice tops, dress shoes, and a sweater for the dining room.
- For the gentlemen: Suit (preferably one where you can wear the slacks on an informal night), dress shirts, a couple ties, and dress shoes.
For the Stateroom
Staying organized in your stateroom is the key to not feeling cramped. Remember to pack these items for the best use of space
Nesting luggage – If you're in the market for new luggage, buy a set that nests inside one another, then shove it under your bed!
Laundry bag – Packing an extra bag for dirty clothes is a great idea that makes repacking (and laundry) at the end of your trip easier. You can hang the bag on the door and throw it in your suitcase at the end of the trip, voila packing done!
A bunch of odds and ends that will have you cruising like a pro.
- Wine – Most cruise lines will allow 1 to 2 bottles of wine per stateroom, although most charge a corking fee. This varies from cruise line to cruise line ask you travel consultant for details.
- Highlighter – When doesn't a highlighter come in handy? This will be helpful to organize your daily plan so you don't miss out on any cruise fun! Highlight key items on the daily itinerary so you never miss out on something
- Sunscreen – A vacation is always less fun when you are fried! Protect your skin and your vacation. Pack extra sunscreen!
- Passport (if necessary) – You do not need a passport if you are going on a closed loop cruise departing from the United States. However, we do recommend that you make a copy of your passport and carry it in a separate bag.
- Beach bag – Something that folds flat in your suitcase for trips in port and for extra goodies to take home at the end of the cruise
- Camera & camera charger– To capture the great memories!
- Water bottle – Not just good for water, bring your juice/coffee, etc. out to the pool or in port with you.
- Pen – Keep a pen handy in your purse or carry on to complete customs paperwork.
What Not to Pack!
Save space in your luggage; don't pack any of the following items!
- Hair dryer – All staterooms have them and your hair is likely going to be blowing in the wind anyway.
- Beach towels – You can use the beach towels provided on the ship!
- Drinks/snacks – There are plenty on board! Unless you have a specific snack you can't live without, leave it at home and explore the new tastes of your cruise ship!
- Shampoo/conditioner– This will also be supplied by the cruise line or hotel resort. If you like a particular kind, pack your own, but if you have no preference, save the space in your luggage!
- Never pack medication in checked bags!
- Never pack your passport.
Cruise Packing Tip
Suitcases very rarely get lost, but the last thing you want is to be on the cruise without your suitcase. We suggest you consider packing half of your clothes in your companion suitcase and vice versa(if he or she refuses, explain to them how miserable both of you will be on vacation if you don't have your clothes). Your bags do not always arrive in your room before you do, so we recommend packing a change of clothes in your carry-on bag.
More Frequently Asked Questions
Online Check In
Due to new U.S. Department of Homeland Security regulations for cruises departing from U.S. ports, all cruise lines are now required to submit a final departure manifest prior to departure. As a result of this new regulation, guests departing on cruises from the U.S. are required to provide registration information prior to embarkation. Learn more...
Do you need a passport for a cruise?
In short – Not if you're traveling round-trip to the same US port. Cruises that are leaving from and returning to the same US port (closed loop cruises) do NOT require passengers to have a passport. If your cruise departs from a different country or returns in a different port you do need a passport for passengers over the age of 16. Learn more...
Paying for your cruise
Paying for your cruise with Cruise Travel Outlet is easy. If you would like to make a payment using the credit card on file, please complete our online payment form. Otherwise, please give us a call at 1-800-498-7245.
What to pack for a cruise
First time cruisers always ask us "what should I take on a cruise?" Well, we've asked all our veteran cruisers what are the must-haves and tricks they've picked up along the way. Our cruise packing list has all the insights for a first time cruiser and even a few tricks an experienced cruiser could use! Learn more...
Trip insurance
In most cases there are multiple options when it comes to protecting yourself and your investment. Your vacation consultant will be happy to go over the available options. Learn more...
Shore excursions
To enhance each port visit, cruise lines offer organized shore excursions on all ships. These land-based trips run the gamut from sightseeing city tours to cultural events and active pursuits. Get the most out of your cruise vacation by lining up your shore excursion early. Learn more...
Referral Program
Cruise Travel Outlet is seeking individuals who love to book vacations for family and friends. Now you can earn vacation credits when you refer your friends to us. We Guarantee the best rates on any cruise or land vacation! Learn more...
It's Not Too Late To Save!
If you've already booked your cruise, we can still save you money!
Always Available
Travel experts available 24/7
Free cruise planning and expert advice
The Best Prices
We won't be undersold, ever
Over 250,000 Cruises Booked


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Shikigami Users (式神つかい, Shikigami-tsukai) are humans who control or partner with a shikigami demon.
General informationEdit
To bond a ShikigamiEdit
In order for a shikigami user to gain their shikigami,He or she must form a contract with a shikigami demon that resides within a physical object.
In the olden days Shikigami users were once not trusted from the human society because they are considered troublesome and savagery that they remain isolated from them. Humans also believe that the shikigami users powers are more powerful that they will conquer their world which is why some of the Shikigami users at that time were sentenced in deep prisons or death.
In the modern day,Shikigami users mingle with ordinary humans though some do not trust them.Most shikigami users became Special Government law enforcement Officers like the Shikigami Association and later Raven whose mission is to protect the human world from rogue shikigami users who use their powers for their own evil purpose.
Known Shikigami UsersEdit
- Kyousuke Kagami
- Kaito Sumeragi
- Kouhei Hiura
- Chihaya Kisaki
- Akari Touma
- Takumi Karasuma
- Kaede Himetsuri
- Keiichi Shido
- Ruka Inuboshi
- Kiruhiko Hirasaka
- Susumu Koshimizu
- Koudou
- Shinobu
- Kazuki Asabain
- Daikaku Tsukuma
- Tsukasa Konoe
- Bou
- Kaito Sumeragi's father
- Ruka Inuboshi's father
- Kanamaki
- Kazuki Asabain


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Not sure how I figured it out or what I need to sacrifice to the web gods... But I got this blog to show in my website. I will be shocked to see anyone reply to this or even read it on this site. With all the free blog sites like Myspace and Facebook, Nobody uses real websites anymore that have unique style and expression. I guess its the same as tattoos these days! Nobody has the ability to draw or the taste to get something unique when it comes to a tattoo. Hence why you see tons of loony toons tattoos and tribal bands. Is there a tribe uncreative frat/sorority college kids out there that I don't know about... that are using up the gene pools and the resources? I am surprised we aren't all wearing crocks or flip flops with our polo collars flipped up.
Ok, I vented and went off on a nice tangent long enough. Hope you come back to read more updates in the future. And when I say "you" I can only assume I mean my cat ( named "Kat").
She is my biggest fan! I wish I could win over my standup crowds with a bowl of water, dry food, and a rub on the belly. If only hecklers could be shot down by sraying water bottles in their faces!
Friday, October 17, 2008
My first blog on this www.blogger.com site
This is my first post on blogger.com
This blog will document my standup experiences...The good and the bad.
I hope I figure out how to add this to my site.
Fingers Crossed!
This blog will document my standup experiences...The good and the bad.
I hope I figure out how to add this to my site.
Fingers Crossed!
Subscribe to: Posts (Atom)


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Fold Squat Rack
The GearUp Fold Rack offers stability and reliability and allows you to save a significant amount of space in your gym.
The GearUp Fold Rack is as stable as the traditional power racks due to its innovative hinge system and its robust beams that are 3 centimeters thick.
Its setup is quick and easy. It's very space-efficient so it can prove to be very helpful to all of you with a small gym or train at home or in your garage. This is where every square meter proves valuable and that's where this rack truly shines.


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The fabulous Drolet Residence is a result of the renovation of NatureHumaine. This residence is located in Montreal, Canada. This house is perfect for couples who want to enjoy a honeymoon.
The living room of this house deliberately created on the second floor to get enough light from the sun. With spacious kitchen makes cooking so much fun. The kitchen area is one of the focus of this house.
The bedrooms are on the ground floor to get the maximum privacy. Access between the first floor with the second floor pass staircase designed simple but still in accordance with the conditions of the room.
Family room, dining room and kitchen are arranged into an open space intact without reducing the function of each room. With spacious rooms facilitate changing light and air. With the model of the contemporary kitchen, all cookware and kitchenware can be stored in the cabinet so not to interfere with the view.


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WASHINGTON — After failing to pass health care legislation, the Trump administration said it would take control of the next legislative initiative, a tax overhaul. "Obviously, we're driving the train on this," said Sean Spicer, the president's spokesman.
But two and a half months after taking office, President Trump does not appear to have the personnel in place to get an overhaul of the tax code out of the station.
The last time a tax overhaul was successfully attempted was three decades ago. And it was not easy. President Ronald Reagan, in January 1984, instructed his Treasury Department to report back with a comprehensive legislative strategy. It took 10 months, but the department's army of economists and accounting experts came back with a three-volume tome of nearly 1,000 pages that charted possible paths forward.
Is Mr. Trump's Treasury Department ready for such a mammoth task?
Besides Steven Mnuchin, the Treasury secretary, none of the 27 other political appointees who staff the department's leadership have been confirmed, according to the Partnership for Public Service's nomination tracker. Mr. Trump has announced only six other Treasury appointees and has yet to name anyone as assistant secretary of tax policy — a critical post for spearheading a rewrite of the tax code. Many important deputy under secretary roles also remain unfilled.
"There are no people in the driver's seat," said Paul O'Neill, the first Treasury secretary to serve President George W. Bush. "I think it's really a big problem."
The staffing Mr. Trump has done at the Treasury was generally well received on Capitol Hill. James Donovan, a Goldman Sachs executive, will be Mr. Mnuchin's deputy, and David Malpass, a veteran of previous Republican Treasury Departments and of Wall Street, will be under secretary for international affairs. Adam Lerrick, a conservative economist who has been a vocal opponent of bailouts for banks and countries, has been tapped to run the Treasury's international finance division.
But that's it. Mr. Trump has blamed Democrats for dragging out the confirmation process on his picks, but 21 out of 28 posts have yet to be nominated. A Treasury spokesman had no comment on the vacancies.
At the current pace, Mr. Trump's Treasury appointees might not be in place until summer or later in the year, leaving the department's staff of career bureaucrats to handle the number crunching for a centerpiece of the president's legislative agenda.
"You need someone who is empowered by the secretary to speak on tax issues for the department as a whole," said Mark Mazur, who served as assistant secretary for tax policy in the Obama administration's Treasury Department. "The slow pace of the transition makes it hard on Treasury as tax reform gets underway."
Mr. Mnuchin has had to do most of the heavy lifting so far. Representative Kevin Brady of Texas, the Republican chairman of the House Ways and Means Committee, where tax legislation originates, said last week that he had mostly been dealing with Mr. Mnuchin and Gary D. Cohn, Mr. Trump's top economic adviser, to bridge the gap between the House Republican tax plans and those of the Trump administration. He said he had had little contact lately with Stephen K. Bannon or Stephen Miller, two of Mr. Trump's other top policy advisers.
Mr. Mnuchin has tapped several senior advisers who do not require congressional confirmation to work on tax policy and serve as liaisons to Congress. He has even pulled from the ranks of former opponents of Mr. Trump to fill those positions.
He has Justin Muzinich, formerly the president of the investment firm Muzinich & Company, advising him on tax policy. Mr. Muzinich was previously the national policy director for the presidential campaign of former Gov. Jeb Bush of Florida.
And on domestic policy, Mr. Mnuchin hired Craig Phillips, a veteran of the BlackRock investment firm, to focus on issues like housing finance and financial regulation. The selection of Mr. Phillips raised eyebrows among some conservatives because he had given so much money to Hillary Clinton's presidential campaign that he earned "Hillblazer" status.
The Trump administration is weighing questions like whether to sign on to the "border adjustment" tax proposed by House Republicans and Speaker Paul D. Ryan. It must also decide if it wants to ultimately pursue a permanent "revenue neutral" tax overhaul or if it will go for an easier lift and pass a straight tax cut.
The administration is also still studying how the failure to repeal and replace the Affordable Care Act will change its ambitions for a tax overhaul and if the low tax rates that Republicans have been promising will still be possible without further swelling deficits. The Trump administration said in early February that a tax plan was only a few weeks away, but Mr. Spicer said last week that it was "early in the process" of determining the outlines of such a plan.
"These are hard questions requiring good information and policy direction," said Fred T. Goldberg Jr., a former Internal Revenue Service commissioner who served as assistant secretary of the Treasury for tax policy in 1992. "They have the professional infrastructure, but they don't have the superstructure to provide the guidance on what specifically should be pursued."


text: By Linda Churchman In Firm Management, Personal Income Tax, Technology, Wolters KluwerPosted January 14, 2019Take Control of Your Tax Season WorkflowAs tax season approaches are you thinking "Here we go again…"? Overwhelming volume, agitated staff, clients whose needs aren't met quickly? Poor client service means loss of current and [...] READ MORE


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One thing I have wonder is why pretty much every song ever is on every streaming site but pretty much every television show and movie are exclusive to those streaming site? Unfortunately music sites are have dabbled with exclusivity for a couple years so which is kind of stupid. Seriously, The Carters, I am not signing up for Tidal just to listen to your album when 99.9% of all other music I can find on Spotify. Then earlier this year Apple Music relaunched their video section with some exclusive music videos most notably an Alison Brie starring Beck video and an eight minute video from A Tribe Called Quest. Which begs the question do people who even subscribe to Apple Music watch music videos there instead of YouTube? Month later the Tribe video has finally hit YouTube and thankfully Apple has not commished many videos since.
So the month of G.O.O.D. music is over and this Pusha T song is easily the best song of the five albums, maybe the only actual good song.
As for the other little early promoted album that came out recently, I still have not listened to the joint The Carter album because I have no desire to sign up for Tidal, and if this is the best song like many have said, I am not missing much. Beyonce the rapper is kind of horrible.
I was a little disappointed that Richard Ashcroft did not show up in the latest Death Cab for Cutie music video.


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Once.ll.pplication.aterials are on file and the applicant is deemed to be qualified, the committee will notify the applicant as to the next step in the procedure. The National Cement Share Company of Ethiopia 's new plant in Dire Dada . An operating building must remain in compliance with the fire code . These professions also hold more legal responsibility. Procurement describes the merging Plumbing Building subcontractors of activities undertaken by the client to obtain a building. BBC's Building Trades Program follows curriculum guidelines set forth by the Associated General Contractors of America and the National enter for Construction and Education and Research NCEER. The Chartered Engineer qualification is controlled by the Engineering Council, and is often achieved through membership of the Institution of Civil Engineers . They must then find an employer to sponsor their apprenticeship.
Some Guideline Ideas For Wise Programs Of Construction Trades
Jobs.hat.wait them are many as demand are high for motivated individuals here locally and elsewhere with building contractors, lumber yards sydney building inspections and maintenance shops. Building engineering is an emerging discipline that attempts to meet this new challenge. Workers rely on mobile, elevated platforms or scissor lifts Kitchens . In large construction projects, such as this skyscraper in Melbourne, Australia, cranes are essential. Skilled – Tradesmen who've served apprenticeships, typically in labour unions, and on-site managers who possess extensive knowledge and experience in their craft or profession . Plumbing Sub contractors Lorry driver, or teamster, generally drives a lorry or vehicle of some kind, but may also work on material handling and storage Pennsylvania Department of tabor & Industry and U.S. Contracts that set out clear expectations and clear paths to Sub contractors accomplishing those expectations are far more likely to result in the project flowing smoothly, whereas poorly drafted contracts lead to confusion and collapse. Construction on the Federal Reserve building in Kansas City, Missouri Before the foundation can be dug, contractors are typically required to verify and have existing utility lines marked, either by the utilities themselves or through a company specializing in such services.


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August 27, 2014 at 12:48 pm #23444
I accept my mortality too. I am not saying sell everything and go sit on a mountain somewhere waiting for Jesus to come back but we are to be watchful and expectant. We were instructed to live our physical lives as if he is not coming and live spiritually as if he is coming tomorrow. We are told no one knows the day or the hour but we can know the season. Jesus briefly explains it in Matthew 24.


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Tuesday, January 26, 2010
Biopsy & day watching movies
8 comments:
- Paula R said...
Hey Liza, you are a very strong woman. This past summer, I had a lumpectomy done because I was scared when they found a lump in my breast. My mom had breast cancer and I was totally freaked out. I can't believe how calm you seem to be. I think what got me the most was waiting to hear the results. Talk about nerves. After my surgery though, I came home and went to sleep. I didn't want to talk to anyone at all. I am glad that you have your shows to watch. Definitely great distractors. I love Castle, and I wanted to start watching Chuck, but I didn't get a chance to see the season opener. I hope that all is well.
Peace and love,
Paula R.
- January 27, 2010 at 6:26 AM
- mslizalou said...
Paula, I had my freak out on Saturday night. To my knowledge, no one in my family ever had breast cancer, but the stres of the situation finally caught up to me. Pretty much couldn't stop crying for a while there. Luckily, my sister and brother were both there to listen. Mine was really just a core biopsy, so although I'm really sore today, could easily go back to work.
- January 27, 2010 at 7:36 AM
- Wendy said...
I have my fingers crossed for positive biopsy results!
I adored Up - the first Pixar movie I flat-out loved since The Incredibles.
- January 27, 2010 at 10:51 AM
- mslizalou said...
Thanks Wendy! I'll post once I have the results, which should be no later than Friday.
Up was so cute. I agree first one I've liked since The Incredibles too.
- January 27, 2010 at 12:13 PM
- Tresa said...
I too had to get a biopsy recently. Tears streamed down my cheeks as I was disappointed that someone else had to handle my breast. It is such an invasion to be handled by every physician you go to. But finally it is done and "Benign".
I too did not go back to work afterwards. But thank goodness I didn't have any pain as you speak of. But wait til the bruising - that will be (well today) you should see your boob really bruised. Mine was lines - where he had cut.
I think it is good you blogged about it / I did the same. To share with other women the experience, the fear, and finally the moment to rejoice. I will lift your name in prayer for good news.
- January 28, 2010 at 3:47 PM
- mslizalou said...
Thanks for your prayers, Tresa. I just wish the doctor's office would call me today so I would have an answer. I can see the brusing through the tape, which I am removing when I get home tonight. Keeps sticking to my clothes and pulling. I'll post my results as soon as my doctor calls.
- January 28, 2010 at 4:23 PM
- Leslie Parrish said...
Liza, I hope you get the all-clear and can stop worrying about this really soon!
PS: I also loved Up. Cried like a baby in the beginning. What a sweet love story.
- January 29, 2010 at 8:37 AM
- mslizalou said...
Thanks Leslie. I called my doctor's office this morning and the results are on her desk. Just have to wait for her to come in now.
I borrowed Up from a friend, but think I'm going to buy it for myself. I cried at the beginning too and agree it as such a sweet love story.
- January 29, 2010 at 8:55 AM


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Shop Now
The better your equipment, the better you play.
The Embody Chair is a fully adjustable piece of high-performance equipment, with a back designed like a human's—featuring a central spine and flexible ribs—to provide natural balanced movement and complete focus.
Embody is uniquely developed for long hours of use with a seat design featuring four distinct material layers which work together to deliver superior comfort and unmatched endurance, without fatigue or heat build-up.
"Herman Miller and the Embody have become the backbone of my gaming experience and comfort. I stream such long hours daily – between 10-24 hours – without the support of the chair it wouldn't be possible." – Cody M., Twitch: @Moczy
"The research and design of the Embody chair is predicted on supporting people who sit for long hours. The ultra comfortable and health positive experience is ideal for gamers, and improved focus, reaction times, and overall performance." – Jeff Weber, designer


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Sports Betting Apps in New Jersey
On the 14th of May 2018, New Jersey had a ban on sports betting in the USA overturned to allow all states to offer sports betting. This has been done at a state by state level but NJ was ready with their legislation to offer betting to residents almost as soon as the ban was overturned. There are now over 7 different sports betting companies with a license to operate in New Jersey and we've tested their mobile sports books and apps to bring you our top 3 legal apps.
To use any of these apps or place any sports bets you'll need the following requirements
- You must be an NJ resident with a residential address
- You must be over the age of 21
- To bet online you'll need to have a way to deposit online – bank card, PayPal, Skrill, Neteller, etc
Best Sports Betting Apps – New Jersey
We've used our tried and tested scoring system on all the companies offering mobile sports betting and apps in the state. Our scoring system came out with these as our top 3 Sportsbooks. Want to know how to bet and the rules – Scroll down for more info.
No 1 – PointsBet App NJ
All new customers can get $1,000 in risk-free bets and plays when you join. registration can be done on your cell via the mobile site or on any computer or laptop. It takes between 3 and 5 minutes to register and start betting on your favorite sports.
Their app is cutting edge and high tech and we are sure you will be seriously impressed with the tech of this app when you are using it. If you are looking for the best betting experience on your mobile or tablet then PointsBet is the app for you.
Don't just take our word for it, here's what Darrelle Revis has to say 'I am truly excited to partner with PointsBet, the best sportsbook in New Jersey.'
- A clean slick and professional betting experience
- A market leading $1,000 in risk free bets for all new customers
- Name Bet - You name it and PointsBet will price it!
From what we have seen PointsBet seems to be at the cutting edge of betting in the state with more markets than others and more innovative products. They also have, in our opinion, the best rewards for existing loyal customers!
No 2 – bet365 app
bet365 have partnered up with Hard Rock in order to access the NJ marketplace and have launched their very own mobile wagering app. bet365 are a huge global brand that has seen plenty of success outside of the states from it's high quality customer service and no-nonsense betting style.
The app is very easy to use, is packed full of helpful statistics, offers top end visuals and is often market leader in terms of odds price. Check it out directly from your mobile device (if you are in the state of New Jersey), by tapping on the relevant button below.
- World class customer service
- Loaded with great features
- Great visuals - especially in-play
- Easy layout and menu system
There's some great features to explore with a great help section to aid you in understanding how each section of the app functions. There's also a dedicated customer service team ready to help around the clock for that personal touch too!
bet365 are extremely flexible with their payment options offering the following payment methods to deposit and withdraw funds to/from your bet365 account;
- Online banking/bank transfer
- Debit Card
- Credit Card
- PayPal
- bet365 Mastercard
- paysafecard
- PayNearMe
- Cash
- Skrill
Cashing out your bet before the end of the big game, editing lines after a wager has been placed and the ability to build your very own personalized bet are just some of the reasons why we like this app so much.
No 3 – Sugar House NJ Sports Book App
The Play Sugar House Brand is an established casino in the State of Philadelphia and now has a license to operate legally in New Jersey. Via their mobile app, they offer full sports betting allowing you to bet pre-match as well as in play. There's also a full casino as part of the app which has a wide range of slots, table games and of course roulette.
Their app is excellent and has all the days games on the home page. If you like betting on major events you'll always find them as soon as you open the app. You can navigate to other sports in the menu in the top left where you'll find a wide range of sports and betting markets.
- All apps are free to download - Register on your phone in under 5 minutes
- Seamlessly switch from sports betting to casino from one account and one app
- Get a $250 welcome bonus with code "250MATCH" when you register on the app below
Here are some shots of the app
The app now has some excellent boosted odds every day. Head to the sports section and then to "Odds boost specials" and you will find that day's selections. These seem to vary across sports and we've seen them for Basketball, Baseball, Tennis, and Hockey.
What's great about this app is the built-in casino along with the sports book. As you can see from the screenshots above they have a range of casino games and live dealer casinos built in.
No 4 – Betstars New Jersey App
- Regular Odds boosts.
- In game betting.
- Spin and bet to be in with a chance of receiving 10 x odds.
- Early cash outs.
The Betstars New Jersey app is brought to you by Pokerstars. A massive name within the gambling industry and its sports betting app offer the same quality service that Pokerstars customers have become accustomed to over the past two decades.
A reliable service that offers great value to its customer's thanks to special features such as odds boosts and their well-renowned spin and bet feature that gives you the opportunity to get up to 10x the original odds of your selection. They cover all major American sports as well as other popular sports from around the globe.
21+ Terms and conditions apply
In an interesting move, Bet Stars will soon become FOX bet in New Jersey after Fox bought a $236m share in Betstars. This will see Fox coverage of sports potentially including betting odds and predictions.
This is a very similar tie up to Sky Sports & Sky Bet in the UK where Comcast owned Sky promote Sky Bet through their media channels. Sky Bet was previously owned by Comcast but was later purchased by Bet Stars, although Sky continues to advertise Sky Bet heavily in their TV and media content. The similarities are already showing with the Fox Sports Super 6 game being launched in 2019, this is a copy of the Sky Bet super 6 app but for American sports. You have to select 6 results from the selected game to win the jackpot prize! Best of all it is free to enter.
No 5 – 888Sport NJ App
- Bet In-play across all major sports.
- Great value and big promotions.
- Attractive interface and easy to use.
- Large range of prop bets available.
An online sports betting company world-renowned. 888Sport offer great value and have fantastic offers to get you started. They have decades of experience in the gambling industry and have a comprehensive, yet user-friendly wagering app to make those big games that little more exciting.
The app fully complies with NJ state law and as such has been approved for real money gaming across the State. 888psort are big on NBA betting as well as being an Awesome NFL betting app.
The 888Sport app provides odds across all of the US major sports and leagues, with a host of options and features to keep users entertained whenever they feel. The 888Sport NJ app can be installed on Android devices, iPhones, iPads, on an iPod Touch and there's also a mobile web version and desktop site. You can register today by tapping on the image below.
21+ Terms and conditions apply
888sport are now the official sports betting partner of the New York Jets – You'll see their advertising around the stadium along with cross-branded adverts around the State.
No 6 – Sports Interaction App
Click here for your $100 bonus and get the Sports Interaction app
No 7 – William Hill Sports Betting App
William Hill have clearly learned a lot from having an app in the UK for the last 6 years and just bringing this to the USA now. The app is very stable and really easy to use with quick navigation to main sports on the home page as well as live in play betting ready to go. If you want a quick bet on the Jets game then you'll usually find them on the home page along with other NJ sports teams.
People in the state of New Jersey can download the William Hill NJ app on iPhone or Android here
No 8 – Fan Duel Sports Book App for New Jersey
Following the UK trend Fan Duel was bought out by UK based PLC Paddy Power – Betfair soon after the sports betting ban was lifted. The Fan Duel betting site operates off the back of the Paddy Power app and is an excellent sport betting app.
No 9 – Caesars Casino sports book App
They partnered with scientific gaming in order to go live with an excellent solution rather than build from the ground up themselves. Caesar's offering covers betting on sports from around the world as well as casino games.
No 10 – 4NJ Sports Bets App
On the 4NJBets app, you can watch horse racing from around the world and bet on the day, while in running and ante-post (up to 1 year before the race happens).
Using push notifications you set alerts so you don't miss any race meets and there are lots of other features built in for iPhone users.
The reason we have rated this as 8th in our list is due to a lack of clarity over the banking options in NJ. Now sports betting is legal there should be no issues with depositing/ withdrawal using a debit card but the TVG site still quotes a price of $5 per transaction.
No 11 – Parx casino
Odds do tend to be juiced up slightly more than the market leaders and with the service being relatively new, bugs are still present from time to time. There is also no option currently to set Paypal as a deposit or withdrawal method. We expect these bugs to be removed and shortfalls to be rectified in future updates. When it does, there is a good chance this app could climb higher in our top 10 list.
Betting in NJ – Our Guide
So now you've found and registered with one of our top rated betting apps you may want to know what to do next, so we've put together this simple guide on how to bet.
How to place your first wager in New Jersey
You may be wondering how to place your sports bets for the first time, but no need to worry – it's really simple to do. We'll use our top-rated app, Sugar House, as our example and talk you through it step by step. For this example I'm going to have a bet on my team, the NY Jets to win at JAX Jaguars on the money line. The money line is weighted to who the bookies think are the favorites, in this case, the Jaguars.
Step one
We'll assume you've registered with sugar house, if not you can register here to get the bonus – use code "250MATCH" for a 100% bonus up to $250.
Step Two
Now open the iPhone app, Android app or visit playsugarhouse.com on your mobile browser. Then tap the menu button from the home page as shown below.
Step Three
Once on the sportsbook homepage tap "more sports" in the blue bar at the top to get the list of current sports and events you can bet on. As shown below.
Step Four
Now you're on the NFL games scroll down to find the game you're looking for. They usually show odds for games unto a week in advance. You can tap the money line odds straight from here or go into the game and tap the odds to add the NY Jets to win to your bet slip.
Step Five
You are now taken straight to the bet slip where you can back the bet. Simply put the amount you want to bet in the white box and the "place bet" button will go green ready for you to tap when you are happy. Be aware the amount you enter in the white box is the amount you are betting and the amount you will lose if your bet loses.
Placing your first parlay bet
Similar to the steps above, here's how to place a Parlay bet on your mobile in New Jersey. Again we'll use Sugar House as our example site and assume you've already registered your account and deposited some dollars in! Follow down to step 4.
What you need to do for a parley bet or other options is add multiple results. For this example, I'm backing the Jets to win again but I'm also adding thePatriots to beat the Miami Dolphins.
I've followed to step four above and now I need to add in the Dolphins win. From the bet slip, I need to tap the down arrow as shown below to get back to the list of games, this will keep the Jets in my bet slip.
Physical locations in New Jersey where you can bet
As well as on your computer or mobile anywhere in the state, there are 8 locations where you can bet in either the casino or on the track. Here's where they are
- Harrah's – Atlantic City
- Golden Nugget – Atlantic City (You cannot bet on NBA here as its owned by Tilman Fertitta who also owns the Houston Rockets)
- Ocean Resort Casino – Atlantic City
- Bally's – Atlantic City
- Borgata Hotel and Casino – Atlantic City
- The meadowland racetrack – East Rutherford
- Monmouth Park Race Track – Ocean Port
- Resorts casino and sports book – Atlantic City
These physical locations have mostly teamed up with other partners to offer online gambling.
Deposit/ Withdrawal Options
With all the main sports betting sites we have covered there is a wide range of options for depositing into your account. These include
- Visa
- MasterCard
- PayPal
- E-Wallet (Netteler – Skrill)
- Apple Pay (Where i0s apps are available)
When it comes to withdrawal you will have to withdraw the money back on to the option that you deposited from. For example, if you deposit using your Visa card you have to withdraw back to your Visa card. This is for money laundering reasons.
Outside New Jersey?
If you are not a resident of NJ then you are not able to use any of these apps, even if you're just across the state lines. When you register you have to put your address in and verify this to your card.
If you are outside New Jersey you can view the odds on the site but you cannot bet. Check out the latest gambling news in your region by checking out our state by state guide
If you live in New Jersey and go to another state and want to bet you can do. You will have to do this via your mobile browser rather than a native app though as the app will be blocked outside the state.
What is the most popular betting app in New Jersey?
Whilst we rate the apps on our opinion the revenue numbers that are published monthly show a different picture for NJ betting. It is no surprise that established fantasy sports brands Fan Duel and Draft Kings lead the market. These two companies already have a customer base of fantasy players that have converted to real money bets. They are also well-known names among US-based sports fans compared to the more European sportsbooks, such as William Hill.
Revenue per company (monthly)
- Fan Duel $8.8m
- Draft Kings $4.8m
- Sugarhouse $1.8m (including Monmouth park revenue)
- William Hill US $1m


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Packing Tips for Moving House
Moving into a new house is a big job and packing is one of the things you definitely shouldn't leave until the last minute. Packing up all your belongings gives you the chance to consider what you will need, what you want to get rid of, and what you want to put into storage. As packing and home removal experts, we thought we'd share our expert tips on packing for moving house because there are some tips and tricks that can make the moving process significantly easier!
Always Label Your Boxes
Labelling is something that only takes a minute but can save you hours of rummaging through boxes in your new place. All you need to do to label boxes successfully is note which room the box belongs to and a rough list of the contents.
Labelling your moving boxes is one of the easiest ways to make sure your belongings end up in the right room. Here at Simply Removals, our expert movers benefit significantly from labelled boxes as it helps them complete their job efficiently.
Pack Important Items Together
One of the most important packing tips we can give you is to always pack important documents, such as birth and marriage certificates, and passports together. If you do this, it will be so much easier to keep them in a safe place. This prevents the likelihood of lost documents and helps ensure you don't find yourself applying for a passport replacement after you move in.
Top tip: keep all your important documents with you in an essentials box to avoid misplacing anything while you travel between properties.
Prioritise Packing an Essentials Box
When it comes to packing efficiently, we always recommend that the best thing you can do is pack an essentials box. This is a clearly labelled box that is full of all the things you'll need to resume normal life right away. So, examples of these items would be things such as phone chargers, toothbrushes, clean clothes, and loo roll. Packing an essentials box is a significant time saver.
How to Pack Heavy Items
Packing heavy items is often something people worry about. However, there is no need to feel stressed or overwhelmed at the thought of safely packing heavy items. Our advice would be to pack all heavy items at the bottom of boxes. If there are some items that are too heavy or too big to fit in cardboard moving boxes, try wrapping them up in bubble wrap so they are protected but can be easily transported.
Top tip: always store heavier boxes at the bottom and lighter boxes on top to ensure no breakable items are crushed during your home move.
How to Pack Cables
Packing cables is a job many people simply don't want to deal with because it seems nearly impossible to pack cables without turning them into a knotted mess!
However, our packing experts suggest using used toilet rolls to transport cables easily. Just be sure to label each toilet roll to help identify the cables from each other.
Pack Your Clothes Easily
Packing your clothes easily and efficiently may seem like a difficult job but it doesn't have to be. Rather than removing every clothing from its hanger, slide clothes and hangers directly into rubbish bags, put a hole in the bag to pull the hangers through, and then tie together with string. This simple technique prevents your clothes and hangers from coming apart in transport and is far more efficient and time-saving than removing items from hangers, folding, and boxing!
Pack Fragile Items with Care
Packing fragile items is often a bit of a gamble. However, with our expert packing tips you don't need to worry about finding broken items when you arrive at your new home.
One of the easiest ways to pack your fragile items easily and transport them safely is to remove all the drawers from your furniture and pack the fragile items amongst your clothes. Once you've carefully wrapped all your fragile items, secure the drawers by covering your furniture with cling film or furniture wrap.
How to Pack Your Plates
One of the rooms in your home that takes the longest to pack is, without a doubt, the kitchen. However, to make things easier and prevent any breakages, we thought we'd share how to pack your plates effectively. Do not stack plates so that they are flat on top of each other as this can put a lot of pressure on the bottom plate, often leading to breakages. Instead, wrap each plate individually in bubble wrap or newspaper and store them vertically. This will help ensure your plates get to your new home in one piece.
Hire Professional Packing Services
Do you need help packing your belongings? Simply Removals are London's premier removal company and have decades of experience in home removals. Hire our professional packing services and let our experts take the stress out of moving for you.
Our experienced removal packers are experts in packing efficiency, safe lifting, and transportation. What's more, we also sell all the moving boxes and packing materials you'll need for your move! Let our moving experts help you complete your home move quickly, easily, and effectively.
Have you forgotten something? Discover the ultimate moving house checklist!


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In order to promote affordable housing, the government, in the past 5-6 years has made various tax and fiscal concessions. The financial budget of the years 2015, 2016, 2017 and 2018 has made it clear that the government is taking numerous steps to provide houses to each and every person of this country. With these implementations, it is safe to say that the focus of the government is in the right direction.
As per the budget of the year 2017, all the houses up to 30 sq. metres carpet area in the metro cities and up to 60 sq. metres carpet area in other cities are eligible for obtaining deduction under section 80-IBA of the Income Tax Act, 1961, under the infrastructure status. Under this segment, the following three benefits can be availed:
- The developers will get a 100% tax concession for all the affordable housing projects approved between June 2016 and March 2019, provided these projects are completed within five years from the date of approval.
- Goods and Services Tax (GST) on these projects will be exempt.
- Developers will have an option of availing the FDI, which is a relatively cheaper option to obtain a housing loan.
State Bank of India joined hands with CREDAI, a not-for-profit company registered with the Companies Act, 2016 and started an affordable loan system for the affordable housing project wherein, a 10 basis point concession will be provided to home buyers and a 10-35 basis point concession for CREDAI's developer members.
It was released that an investment of over Rs. 70,000 crores has been made to launch over 373 affordable housing projects. The basis point system will reduce the cost of interest to the buyer and will further reduce the price of the house.
Prime Minister, Narendra Modi, in his speech on 31st December, 2017 announced that an interest subsidy of up to 4% will be provided to the people who are looking to buy/build a house in the year 2018 as part of the Pradhan Mantri Awaas Yojna.
- Interest subsidy of 3% will be provided to the houses built in the urban area where the loan amount is up to Rs. 9 lakh.
- Interest subsidy of 4% will be provided to the houses built in the urban area where the loan amount is up to Rs. 12 lakh.
- Interest subsidy of 3% will be provided to the houses built in the rural area where the loan amount is up to Rs. 2 lakh.
It was also promised that the houses built would increase by 33% in the year 2018 under the Pradhan Mantri Awaas Yojna.
As per section 80GG of the Income Tax Act, 1961 an individual can claim deduction on house rent paid by him under the following four conditions:
- The employee should not be receiving House Rent Allowance (HRA) from his employer which is exempted from tax under section 10(13A) of the Income Tax Act, 1961.
- The employee should not own any residential accommodation himself or by his spouse or minor child at a place where he ordinarily resides or performs his duties.
- If the case is that of a Hindu Undivided Family, no residential accommodation should be owned by any of the employee's family members at a place where he ordinarily resides or performs his duties.
- The employee should not own any residential accommodation the value of which, is to be determined under section 23(2)(a) or section 23(4)(a), as the case may be.
The deduction available to the employee under section 80GG would be 10% of his total income subject to a ceiling of 25% thereof or Rs. 5000/- per month whichever is less.
With the increasing attention towards 'Makaan', the government has truly won our hearts and given us hope that there will come a time where a common man will not have to sleep on the streets.


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Back in the day I used to listen to a lot of music while doing Physiotherapy treatments and exercise. Yes, most of it was listened to on a Walkman. Midnight Oil were always big on my playlist. One line in this song really struck a cord with me.
"My life is a valuable thing, I want to keep it that way."
This line really inspired me to do my Physio as I always thought my life was valuable and completing a treatment would keep it that way.
By completing treatments I would be able to go on and get a job, have a family and live life.
Paul McKean


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Home » Events » The Carolina Inn 2016 Bridal Showcase
Please join us for the 20th anniversary of the Carolina Inn Bridal Showcase! Every year, this fantastic event showcases some of the most talented wedding professionals in Raleigh, Durham and Chapel Hill. The showcase will be held on January 31th, 2016 and will feature a special two hour event for Carolina Inn brides from 11 to 1, and be open to all brides from 1 to 4pm. Register here!
View a video of the showcase here!