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Bitcoin Casino: Cryptocurrency Gambling and the Best Canadian Sites
We now move on from our brief casino guide to bring you bitcoin casino action. In this guide you will learn about bitcoin casinos, support, bonuses, games and customer services which come from the very best sites, so check this out before you run off to win more of that crypto cash.
Introducing you to bitcoin gambling inside of Canada-friendly casinos that you should join today
There are over 20 bitcoin casino names out there to fulfil your bitcoin gamble with. To find your casino accepting bitcoin payments you only need look at the reviews our website holds. We list the best sites and even the new ones which now use the popular digital currency, which has opened up this huge blockchain industry for those using bitcoins.
The casino bitcoin movement is alive and performing immaculately. Don't miss out on these great opportunities
What awaits you in the best software tools including provably fair tools , fast banking transactions and bitcoin casino bonuses. You can start it all today and claim your casino bitcoin deposit allowance which may either be a number of free spins to play with or extra coins. Free promotions are rewarded by all of the bitcoin casinos we hold in our reviews, so don't miss out on the offer of playing for free with no payment needed for any game.
Make the BTC casino work for you and benefit from the currency that has the fastest transaction time anywhere
You can join a bitcoin VIP casino or a more traditional currency casino. The range of bitcoin new casino operators offer the same games to play from live sports betting to games of blackjack and roulette and, of course, hundreds of online slots. The online casinos that accept bitcoin make playing very easy and welcome you with the same level of security as any other online casino protecting your game time and money.
Just go to the links to read the reviews to clearly see what you get.
Take a look at our casino reviews to find the top-rated casinos that accept bitcoin and players from Canada
Casinos that accept bitcoin will still have jackpot games which will payout in the same form of currency you put in. A casino with bitcoin services and features also come with live dealer games, so when you play bitcoin casino entertainment you miss out on nothing, it is just like any other casino.
Any casino with bitcoin services is a hub of big games and jackpots which payout in crypto payments
Bitcoin gambling is on the rise and the industry for new sites grows each year. The casino bitcoin operators within our reviews offer you a welcome bonus to play with, there are no commitments to remain and you can join and take advantage of as many BTC casino operators as you wish.
Each Bitcoin site is fully regulated and licensed to meet Canadian gambling laws so you are fully protected.
Read our other guides listed below for more casino advice:


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Trial set for Oklahoma charged man in stepdaughter abduction
MUSKOGEE, Okla. (AP) — A trial date has been set for a man accused of kidnapping his stepdaughter and holding her captive for 19 years in Mexico and elsewhere while fathering her nine children.
A federal judge has scheduled a May 7 trial for 64-year-old Henri Michelle Piette, who was indicted by a grand jury in Muskogee last year for allegedly kidnapping Rosalynn Michelle McGinnis in 1995 or 1996 and traveling with the intent to have sex with her.
The Associated Press generally doesn't identify people who say they have been sexually abused, but McGinnis has discussed her case publicly.
Piette is accused of kidnapping his stepdaughter from her school in Wagoner County, raping her since she was 10 and marrying her against her will. Piette was found competent for trial in September.

subset: commoncrawl


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Last night was the "Sell It With A Story" marketing workshop with Johanna Walker, public speaker and master storyteller. As a business owner, communicating what we do and why we do it is crucial. But how we communicate is just as important as the actual message. How does storytelling help your business? Telling your own story and offering a solution to the problem your clients are having demonstrates your experience and skill in this area.
In case you missed the workshop, here are the top takeaways from the night.
Why Is Storytelling Important?
One of the big reasons we tell stories is because we want to be relatable to our audience. It's about being able to get out of your head and into your heart and your gut. THAT's where the story becomes powerful.
- Telling a story is the best way to make a connection and to convey the message you are trying to convey.
- Stories show our humanity. Stories connect us with each other.
- Don't tell a story for the sake of telling a story.
When you tell your story, it's really about your audience. It's about awakening their story and establishing that connection.
Become A Better Storyteller
- If you want to convince someone else, learn to connect.
- If you want to motivate people, learn to appeal to their emotion
- If you want to be a better speaker, learn to be a better listener.
The Journey To YES
- The story sits in the context of your larger message.
- What's the end of the journey? What do you want them to say yes to?
- Why does it matter to you? Why do you care? When you can communicate why you genuinely care and can translate that authenticity, that connects people to you.
- What do THEY want? What does your audience want? It might not be the same thing you want. What are their goals, their vision? Why does that matter to them?
The Message Arch
- Validate the goal
- "I know what you want…"
- What's in the way? Articulate the problem.
- According to them
- According to you
- Share your idea / story / discovery.
- Paint a picture of the vision of what's possible if they say YES.
- Call to action. Here's the action that will get you to that vision, to that thing you want.
Things To Remember
- Be unapologetic.
- Play at 100%.
- Go before you're ready.
- Stay curious – be your own teacher.
Be connected to your body.
Connect your emotion to your voice, face, and body. Your story has emotion, it has change and transformation. You are different at the end of the story than you are at the beginning of the story. Connect with the range of emotion that lives inside of you, and connect that to your voice. Your heart speaks.


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Profiteroles filled with Cornish Clotted Cream
This classic choux pastry profiteroles recipe deserves the best filling. Substituting whipped cream with our Rodda's Cornish Clotted Cream does just that.
Choux pastry
- 250ml (8 fl oz) water
- 125g (4¼ oz) butter
- 125g (4¼ oz) plain flour
- 1/4 teaspoon salt
- 4 eggs
- 227g Cornish Clotted Cream
Preheat oven to 230 C / Gas mark 8.
In a medium saucepan, bring the water to the boil. Add the butter and stir until it melts, then return to the boil. Add flour and salt all at once and stir vigorously until mixture forms a ball. Remove from heat, add the eggs one at a time stirring vigorously until smooth. Spoon the choux pastry in heaped tablespoons, 7cm apart, on a baking tray.
Bake 15 minutes in the preheated oven then reduce heat to 160 C / Gas mark 3 and bake for 25 more minutes. Don't be tempted to open the oven door as this may cause them to flop.
Remove the profiteroles from oven, split and remove soft dough from centre. Turn oven off and return pastries to dry in cooling oven, 20 minutes more. Cool completely on wire rack.
Fill profiteroles with Rodda's Cornish Clotted cream to desired amount. FInally, melt the chocolate in a microwave or slowly over low heat. Drizzle melted chocolate over tops of profiteroles and serve immediately.


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Not to sound like a line 6 ad – but this could be pretty big news for people who, like me, are interested in laptop solutions for performance.
The big news here is full midi support. It looks like you could run a 2 rigs simultaneously (up to 20 effects in any order!) and control it from a midi controller. Nothing on the line 6 sit yet but some news here.
It'll be interesting to a/b this with something like Logic 9's amp designer.
I'm a big fan of amps – but in the real world of portable gigging – being able to go overseas with just a laptop, a controller and a guitar would be huge for me.
No word on new effects/latency/or a looping function. But that could be what sooperlooper's for anyway.


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Social Media Marketing (SMM) has arrived. We need to make use of some key tools here. We bring information about these to you.
Later is known as premium social media marketing tools to plan your visual content marketing.It's an easy-to-use tool to schedule and manage your Instagram posts via any devices such as the computer, iPhone, tablet or android so that you can manage your account from anywhere. It has an ability to add team members and this is a keynote in this particular social media marketing tool.
Free Plan: Available
It has a free plan that allows you to publish up to 30 posts and 2 reposts per month on an Instagram profile. There are also a couple of things such as it helps to socialize with Facebook, Twitter, and other marketing tools as well.
Other Premium Plans:
For Individuals: 9$
For Businesses: 19$, 29$, 49$
Ocktopost is a social media management tool which is specifically designed for B2B companies.It allows you to curate engaging content, schedule it and then measure its effectiveness. Also, with this tool, you can listen to the social conversations that are really important for the growth of your business. It has a unique ability to manage large social media teams. This is a major plus point for this tool.
Free Plan: No (Demo Available)
Pricing is determined by the organizational structure of your company (number of marketing teams), user seats, social advocates, and social profiles, with additional features such as Marketing Automation integration and Twitter Insights available for purchase.
Tagboard is one of the best social listening tools. It is extremely easy to use as all you have to do is plug in a term, topic, or hashtag, and you'll see how that topic has been discussed in the social sphere. The tool furnishes an advanced way to monitor your brand and product mentions. It is also good at generating new content creation ideas & audience engagement strategies.
Free Plan: No
Other Premium Plans: $500/month
This tool is particularly designed for Twitter. It is actually one of the most in-depth and useful tools on this list. It helps you to understand and optimize your Twitter audience. It is also adept at suggesting people for you to follow which ultimately help you grow your audience. We must know that if Twitter is part of our social media marketing strategies, this tool is a must-have.
Free Plan: This allows you you to do 50 profile searches and 20 analyses per day.
Other Premium Plans: $ 29/month & $ 79/month
This tool makes it easy to analyse all content all in one place by pulling together relevant multimedia from all the social media channels such as YouTube, Instagram, Flickr, RSS feeds, and more. Using this, we can schedule your posts and customize them to suit the audience of each of your social platforms. That way, we are able to maximize the effectiveness of each and every post.
Free Plan: This allows you to connect only 1 channel
Other Premium Plans:
Pro: $9.99/m
Plus: $29.99/mo
Advanced: $49.99/mo
Team: $99.99/mo
It is best known as a content discovery tool, like BuzzSumo, but its working is a little different. This is a content aggregator, and you can use it to collect content from any number of different areas, combining your ideal reading material into a single feed that you can peruse at your leisure.
Free Plan: This allows Up to 100 sources & 3 feeds
Other Premium Plans:
Pro: $5/m
Team: $18/mo
This allows you to shorten any URL so that it fits nicely across your social media channels. These URLs then work with any channel on any platform. It enables you to even track your campaign results with individual link analytics, and then optimize your marketing efforts based on the insights you collect
Free Plan: Yes
This analyzes every type of headline. It converts and tells you the right number of words and balances which can be used for your type of audience. It also suggests the optimal character length and creates easy to digest headlines for your readers.
This is a tool that helps you to succeed on Pinterest and Instagram. It helps you optimise Pinterest, where you can pin to multiple boards at once, bulk upload, and schedule posts with the drag-and-drop calendar. If you want to give it a spin, you can try it out for free.
Free Plan: Yes
Other Premium Plans: $119.88/yr
This is an all-in-one social media marketing tool to help managers better control their efforts. It features include multi-level access, allowing directorial control, and access from lower-level team members to better coordinate and delegate tasks.It comes with full post scheduling capabilities, a detailed analytics platform. It even has a social listening platform to better understand how your demographics use your platforms of choice.
We shall give you some more shortly.


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The Great Barrier Reef, listed as UNESCO's World Heritage Site has been reported as being downgraded from poor to very poor in its outlook as per a five-year report by the Federal Government, coaxing people to act.
Great Barrier Reef Marine Park Authority (GBRMPA) published a report recently, the findings of which were described by its chairman Ian Poiner as "sobering". The chances of the world-famous reef survival are m21inimal without proper local, national and global action. Climate change once again is wreaking havoc here.
Efforts to alleviate the threat are necessary over the next decade, if any semblance of balance needs to be achieved. The report states, "without additional local, national and global action on the greatest threats, the overall outlook for the Great Barrier Reef's ecosystem will remain very poor, with continuing consequences for its heritage values also".
The barrier reef in the recent past has been flooded with multiple issues like coral bleaching events, cyclones and warmer water. "Cumulative pressures, predominantly from climate change, combined with the time required for the recovery of key habitats, species and ecosystem processes, have caused the continued deterioration of the overall health of the Great Barrier Reef," said Mr. Poiner.
The problem also lies in the system appointed to reverse this. According to the report, there is multi-tiered governance and management issue, which causes an impediment in strengthening efforts. Great Barrier Reef Marine Park Authority chief scientist Dr David Wachenfeld said no stones should be left unturned in addressing it."Gradual sea temperature increase and extremes, such as marine heat waves, are the most immediate threats to the reef," he said.


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Suitable for up to 250 guests with a dance floor, our elegant and refined tents provide the perfect setting for your very special day.
Our collection of white on white linings creates a truly romantic ambience for your wedding reception or civil ceremony, and serves as the prefect backdrop for floral decorations.
Click on the photos below for more information
Size (Metres): 6m x 10m
Size (Feet): 19ft x 32ft
Standing: 120
Dining: 60
Dining/Dancing: 40
Size (Metres): 12m x 10m or 6m x 20m
Size (Feet): 39ft x 32ft or 19ft x 64ft
Standing: 240
Dining: 120
Dining/Dancing: 70
Size (Metres): 18m x 10m or 30m x 6m
Size (Feet): 59ft x 32ft or 98ft x 19ft
Standing: 360
Dining: 180
Dining/Dancing: 120
Size (Metres): 24m x 10m
Size (Feet): 78ft x 32ft
Standing: 480
Dining: 240
Dining/Dancing: 200
Size (Metres): 30m x 10m
Size (Feet): 98ft x 32ft
Standing: 600
Dining: 300
Dining/Dancing: 240
Size (Metres): 8m x 12m
Size (Feet): 26ft x 39ft
Standing: 190
Dining: 110
Dining/Dancing: 80/90
A collection of smaller tents suitable for chill out and bar tents
A collection of tents which can be used as Mandaps, Huppahs or Ceremony tents.
Arrive in style down one of our walkways
Each walkway measures 3m x 1.5m and can be linked together for the required length


text: Henry Cavill Confirmed to Play as Geralt in Netflix's Witcher Series Ysmir Game, Others September 9, 2018 Henry Cavill will play Geralt in #TheWitcher — an epic, eight-episode fantasy series based on the best-selling book series!! pic.twitter.com/fBv0Gpkif9 — See What's Next (@seewhatsnext) September 4, 2018 Netflix confirmed that Henry Cavill will play Geralt in their Witcher series. Share this:TwitterFacebookTelegramLinkedInTumblrReddit Related TaggedCD Projekt Redgeralthenry cavillnetflixsupermanthe witcher Published by Ysmir Game & Tech | Photography | Meme View all posts by Ysmir Published September 9, 2018


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Showing 1-1 of 1
By: Vogel, Virgil J.
Price: $10.00
Publisher: The University of Michigan Press, Ann Arbor, MI: 1986
Edition: First Edition
Seller ID: 1968
Condition: Good+ with no dust jacket
Good+ softcover edition, has previous owner's name on inside of front cover. Pages are indexed. ; 1968; 227 pages View more info


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TOPS Fashion Writing Pads – 50 Sheets – Double Stitched – Ruled Red Margin –
Writing pads with fashion headtapes brighten up any work space. Assorted black/white designs encourage creative note-taking. Letr-Trim perforations allow clean sheet removal. Each writing pad includes 50 sheets of 15 lb. white paper that is bound by double-stitching. Each acid-free sheet is junior legal-ruled with a red double-line margin. Back cover is made of 27 point stock for writing support.
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Do Something
Mailing List
Message Board
maintained by:
leave your thoughts/ tribute to Harry:
check out the guestbook
WHY to Host Chapin Awards Dinner
May 5, 2001
Mike Grayeb, a World Hunger Year board member, wrote in with details for the following event. I misplaced the e-mail and didn't get it online in time for people to contribute, but would still like to post it so that everyone is aware of it.
As you may know, on July 16, 2001, it will have been exactly 20 years since
Harry Chapin died tragically on the Long Island Expressway. Fans from around
the world will be honoring Harry this year with various events, and I wanted
to share one of them with you here, and give you the chance to honor Harry's
memory and great work.
As you may know, in addition to being a prolific singer-songwriter, Harry was
very involved in the anti-hunger movement. He believed that one person can
make a difference. World Hunger Year (WHY), the organization Harry
co-founded in 1975, continues today to make a difference.
Each year, WHY hosts a Chapin Awards Dinner, honoring media and grassroots
anti-hunger groups that have a made a difference. This year's dinner is June
4th in New York City.
To commemorate the 20th anniversary of Harry's passing, and, more
importantly, to celebrate the story of a life, we're going to feature
a special tribute page within the printed journal for this year's Chapin
Awards dinner, featuring salutes from Harry's fans.
For a donation to World Hunger Year, you can have your name and/or a quote
included on the Harry Chapin tribute page.
Here's how it works. Simply visit World Hunger Year's web page (see the link
below), and make your secure on-line donation to be included in the journal:
$25 donation: your name listed on the page
$50 donation: up to four lines of copy - about 100 character spaces
(including your name)
$100 donation: up to ten lines of copy - about 250 character spaces
(including your name)
If more than 10 lines/250 characters are requested, contact me
separately for more info.
This is a great opportunity to honor Harry's memory and "do
something" at the same time. You can include a quote from your
favorite Chapin song, recall a favorite memory, or in your own words,
tell what Harry means to you. It's our chance to show that Harry's
legacy lives on.
It's easy to participate! Simply use a credit card to make your on-
line donation and indicate the verbiage you want included in the
journal. We'll even send you a copy of the journal after the June
4th event in New York City.
Here's the link to participate (just cut and paste it to your
Hurry! All submissions must be received by May 1st. Here's to you,
Layout, design, images, and user-contributed text are © Copyright 1996-2009 HarryChapin.com: The Harry Chapin Archive.
"Oh, if a man tried to take his time on earth and prove before he died what one man's life could be worth, I wonder what would happen to this world?" -- Harry Chapin, 1942-1981.
"Oh, if a man tried to take his time on earth and prove before he died what one man's life could be worth, I wonder what would happen to this world?" -- Harry Chapin, 1942-1981.
= Highly Recommended
Originally given a working title of Sweet City Suite, the album tells the story of various characters one might run into in
a city. The album features the original studio versions of Chapin classics "A Better Place to Be" and "Circle." But
perhaps more importantly (as those songs are already well-distributed on compilation CDs), the album features seemingly
lost Chapin stories, including "And the Baby Never Cries," "Burning Herself," "Barefoot Boy," and "Woman Child."
Sniper is for the seasoned Chapin fan. New fans would do better to check out
Greatest Stories
Live. But for Chapin fans who have reached the level of the
Dance Band on the Titanic album, this is the next step. Slightly over-produced and having a little of the "forced"
feel that some of Harry's studio albums possess, this album does not capture the powerfully live Harry Chapin. Nonetheless,
it captures Harry's great iconoclastic songwriting--Harry takes the story song to new heights here. But the album works best
for those ready for it; don't buy it until you are ready to appreciate it!


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Christine Reference Preamplifier
ULTRA QUIET, SUPER FAST, WIDEST DYNAMICS CONTRAST, BANDWIDTH To 750Khz
Finally, experience the illusion of space with detail, midrange and a solid holographic image. Hear the speed and bottom end grip with slam on the music. The Christine Reference Preamplifier from Merrill Audio is the finest preamplifier to date. It delivers a superb, musically engaging presentation—fully engaging, never, ever, fatiguing. The Christine Reference Preamplifier will make you sit up in your chair in wonder and realism.
The Christine Reference Pre-amplifier is built with the finest components and attention to every detail like no other. Hand routed PCB layout of each trace, the placement of the trace, the length of the trace, the multistage power supplies, the selection and matching of the finest components, balanced configuration, isolation of power, all hand soldered connections, Silver plated pure copper wire with Teflon sleeving are only some of the engineering that make the Christine Reference Preamplifier so special. Each unit is hand built and tested from the board level up to the finished unit. An external AC/DC power supply unit ensures very quiet operations. This multistage Kratos power supply is so good, that power cords do not make a difference and the unit is impervious to noise on the AC line.
- Dual Independent Outputs
- 4 Inputs with independent preset gain to normalize all input volumes
- Maximum and minimum volume setting for protection and convenience
- Adjustable display brightness
- Delayable automatic display turn off
- Absolute polarity settings
- Remote control for ease of control and stored settings
- Non-volatile memory to save settings when power is removed
- Factory Reset capable
- Large 1.25 inch white LED 8×8 matrix display for easy reading
- Auto shutoff when power failure is detected or turned off
- Isoacoustics GAIA III footers
|Input Voltage max:
|Output Voltage max:
|Frequency Response:
|800kHz 0.1db, 1.5MHz -3db
|4 balanced with individual gain presets
|2 balanced with individual level presets
|Volume range:
|-84db to +26db in 0.5dB steps (0 to +115)
|Input Preset Gain Range:
|+/- 12dB
|Output Preset Range:
|0 to 115dB
|Preset Max volume level:
|0 to 115dB
|Preset Min Volume level:
|0 to 115dB
|Display Brightness settings:
|1 to 9, and off
|Display delay dim time range:
|5 sec to 25 sec
|Display Size:
|1.25″ high x 6″ wide, blue LED dot matrix
|Remote Trigger:
|12V, 20mA
|Permanently saved settings
|Double-fused external power supply
|Remote Control
Merrill Audio Christine Reference Stereo Preamplifier by EnjoyTheMusic.com
"…its sound quality places it within the category of the best preamplifiers available."
The Merrill Christine Pre and Jens Phono by TonePublications.com
"The Christine Reference Preamplifier belongs on the ledger with the $40,000 Robert Koda K-10 for delivering a neutral presentation in every way. It sounds like neither tubes nor solid state, it is merely a conduit for music.
The Jens' lack of sonic signature doesn't really make for exciting audio journalism. Extended listening with a wide range of highly familiar pressings proves highly engaging. A perfect tonal balance, wide dynamic range and weighty presentation gradually increases the gravitational pull of your listening area.
Combining the Jens with the Christine makes for a dynamic combination. Both share the same ultra wide bandwidth design ethos and provide a very fast, clear and immediate presentation."
Merrill Audio's Christine Preamplifier by Positive-Feedback.com
"…at its price point it's killer. I can't think of a competitor that would stand up. I urge you to consider adding it (and the Jens) to your short list for audition."
THE Show Newport Beach 2016 by Positive-Feedback.com
"The sense of the holographic and authoritative presence of the music was really noteworthy, and I found myself compelled by the musicality and soundstaging of the system."
T.H.E. Show Newport 2016 Report by EnjoyTheMusic.com
"A completely holographic soundscape. i'm not taking just your normal nice imaging, we're getting into the aural equivalent of virtual reality here folks!"
T.H.E. Show Newport 2016 by R. Beers Innovation Award 2016
"Merrill Audio's Christine reference wide band preamplifier."


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About LISA+ components
A component is the fundamental LISA+ construct that describes components and systems.
Components can have subcomponents and form a hierarchy. The top level component of a system, the component that does not have any parent component, is sometimes also referred to as a system. There is, however, nothing special about it, and you declare it in the same way as any other component.
Systems that have external ports can be used as components in a higher-level system. The term system can mean a collection of connected components with no external ports.
Component definitions can contain these sections:
- Resources.
- Includes.
- Composition.
- Behavior.
- Port.
- Connection.
- Properties.
- Debug.
- Parameter export list.
Except for the behavior and port sections, there can be only one of each section type in a component.
NoteComponent names and keywords are case sensitive.
A component declaration uses the
component keyword
and can contain any of the sections listed in any order.
- Component declaration
component MyComponent { includes { // ... } resources { // ... } internal port<MyProtocol> port0 { // ... } behavior init { // ... } }


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Real Advice E-News Issue 14 (March 23, 2018)
Real Advice is a weekly e-newsletter helping licensees prepare for regulatory changes.
March 23, 2018
Consultation Opens on Superintendent's Rule
On Wednesday, March 21 the Office of the Superintendent of Real Estate asked real estate licensees and members of the public to comment on proposed amendments to the Real Estate Rules. — will open in a new tab The Superintendent's consultation is open for 30 days, until April 20, 2018.
You can submit your comments to the Superintendent using this online survey — will open in a new tab.
The rules proposed by the Superintendent will:
- incorporate the Real Estate Council of British Columbia's English language proficiency requirement for new applicants into the Rules;
- create a new requirement for licensees to complete continuing professional education courses from time to time, typically when significant new rules are introduced;
- designate the first continuing professional education course to be completed by trading services and rental property management licensees;
- mandate that new remuneration disclosures include a dollar amount; and
- create new rules to address conflicts of interest where a licensee finds themselves potentially working with multiple parties that would constitute dual agency.
You can read a copy of the annotated draft rules here — will open in a new tab, which includes the full text of the proposed rules alongside comments from the Superintendent.
Proposed Rules are Additions – Not Replacements
The proposed rules are an addition to rules that the Superintendent announced last fall. Those rules, which take effect on June 15, 2018, will protect consumers by:
- prohibiting limited dual agency in almost all cases
- requiring new disclosures about commissions, services to expect from a licensee, and the risks of being an unrepresented party in a real estate transaction.
The Real Estate Council of BC is working to ensure that licensees and real estate consumers are aware of the rules from the Superintendent, understand their impacts on business practices, and know how to comply with the new requirements.
Have Your Voice Heard
We encourage all licensees and members of the public to contribute their thoughts on the package of new rules which have been published for consultation. To submit your comments, complete the consultation survey — will open in a new tab on OSRE's website. The consultation period closes on April 20, 2018 at 6:00 p.m.
We're Helping You Prepare for Change
To learn more about the changes from the Superintendent's Rules, and RECBC's advice on best practices for real estate licensees, check out this video by Executive Officer Erin Seeley. This video presentation was developed for members of the Northern Real Estate Board and delivered at their Annual General Meeting earlier this month.
Council members and/or staff have participated in these Real Estate Board AGMs and events, as part of our efforts to ensure licensees throughout the province are well-informed about the changes ahead:
- Kamloops and District Real Estate Association
- Vancouver Island Real Estate Board
- Victoria Real Estate Board
- BC Northern Real Estate Board
- Chilliwack and District Real Estate Board
- Fraser Valley Real Estate Board
We appreciate the opportunity to engage with licensees across the province on these important new consumer protection rules, and also look forward to continuing to deliver education and guidance to support licensees to comply with their legislative requirements.
Published on Mar 23, 2018


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advertising, cause marketing, Charity Water, Live United, magazine ad, NIV Bible, print ad, print advertising, traditional advertising, United Way
I can't help it. When I read (or browse) magazines, I'm checking out the ads almost more than the articles. It's rare that I'll think "job well done" as I turn the pages. So many ads seem paint-by-number. Perhaps it's my line of work and my passion for non-profits, but these are a few magazine print ads I've noticed recently and appreciated them for multiple reasons including design and topics.
What are your thoughts on the state of print advertising? Have you spotted a favorite ad recently?


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TELUS Optik TV
Connect to a world of astonishing 4K entertainment.
All you need is one PVR connected to a TV anywhere in your home to enjoy complete control of your viewing experience.
The best TV experience starts with Optik TV
- Powerful, fast and ultra responsive.
- The first and only 4K service in Western Canada. 1
- 4X the resolution of HD. Fully immerse yourself in deeper, richer colours.
- he most customizable entertainment package.
- The largest On Demand library, so you can enjoy new releases and catch up on favourites – even from your smartphone and tablet.2
Lets you restart live TV anytime.
Start shows from the very beginning of the episode, even if you tune in late.3 Look for the Restart icon in the live TV guide.
Makes it easy to watch Netflix on any TV.
Enjoy direct access to your Netflix account on any TV in your home.4 No extra hardware required.
Has the largest PVR capacity.
Record hours of HD and 4K shows and movies. You can also set up multiple recordings for while you are out, so you don't miss a thing.
Contact Us for a FREE Quote
- 4K television required to watch 4K. Optik 4K PVR and Internet 50 or above required to watch 4K on Optik. Minimum system requirements apply. Subscription to corresponding channels required - like Sportsnet to watch the Blue Jays in 4K; not available with all channels. Final eligibility for the services will be determined by a TELUS representative.
- Subscription to Optik TV and live channels required. Not all channels are available. Online access for some channels requires TELUS Internet service. Mobile access is for use in Canada only, on select devices within wireless network coverage areas. Data charges may apply for service outside Wi-Fi coverage.
- The Restart feature is currently available on select channels and shows. Visit Optik Restart channel list for a complete list of channels which support the Restart Feature. Record, skip ahead and fast forward functions are not available for restarted programs.
- Netflix streaming membership required; charged separately. Ability to watch on multiple streams at the same time based on Netflix subscription level. Additional usage charges may apply. For details, visit www.netflix.com © 2017 Netflix, Inc.


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The Chemline Story
Chemline was founded in 1997 in John Pantanella's garage. Three years before founding the company, he was working nights and weekends to develop a handful of products that would launch Chemline. In the early days, Chemline rented lab space and had access to fractional office and warehouse staff from another coatings manufacturer. They answered phones and shipped product while John traveled the eastern United States selling Chemline products.
After eight months, a steel tank manufacturer located in North Carolina gave Chemline its first order. Word spread quickly about the performance of Chemline products and exceptional service. Sales to other steel fabricators of tanks, pipes and poles followed. With steady sales from several loyal customers, Chemline was able to hire a few industry all-stars and build on the early success of the company.
In 2005, Chemline purchased a 100,000 sq. ft. facility in St. Louis, Missouri, which became company headquarters. After multiple acquisitions and rapid growth, Chemline added several full-time industry professionals to manage operations, sales and research functions.
Chemline continues to grow rapidly as we strive to be the best in class. Chemline now has approximately 100 employees between two facilities in St. Louis, Missouri and Los Angeles, California. The head office is located in St. Louis and, after an extensive plant expansion, now occupies a 250,000 sq. ft. facility where the most up-to-date chemical processing technology enables Chemline to quickly produce a wide range of polyurethane resins. Chemline also has multiple state-of-the-art laboratories where chemists work to create the next generation of polyurethane formulations. With an ever-expanding facility and competent management team in place, Chemline has scaled to become the largest privately held polyurethane system's business of specialty elastomers and coatings.
"Thank you to our loyal customers for making this such a great story – we remain forever grateful."
John Pantanella
CEO and Founder
Chemline, Inc.
To request general information or for any questions, please call (314) 664-2230.


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As of July 1, 2019, the State Fire and Tornado Fund will be administered by the North Dakota Insurance Reserve Fund (NDIRF). For questions, please contact NDIRF at (701) 224-1988.
The State Fire and Tornado Fund provides affordable building and business personal property insurance coverage to state entities and political subdivisions in North Dakota.
The Fund offers Equipment Breakdown Coverage (Boiler and Machinery Coverage). This coverage is provided through an endorsement to your commercial property policy with the Fund and has its own deductible per occurrence (loss). The premium for this coverage endorsement is based on your total insured value listed on your schedule of property with the Fund. Travelers Boiler Re is the Fund's reinsurer for this coverage and adjusts these losses on behalf of the Fund.
2019 State Fire and Tornado Commercial Property Policy
Building Application (SFN 16259) - to add a new building or an addition to an existing building
Commercial Roof Questionnaire (SFN 52655)
Coverage Changes on Current Property Insured (SFN 3380) - to change the current building or content insurance limits
2019 Policy Renewal Instructions
Loss Prevention Questionnaire (SFN 53166)
Notice of Loss (SFN 9576) - to file a claim of loss
Outdoor Property Application (SFN 60515) - to add outside property detached from a structure
Policyholder Contacts form - to update your contact information


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All preschool kids need basic education at home that includes – teaching them about the alphabets, numeric figures and names of various objects around us! Psychologists from their numerous studies have found that children specially the preschool kids always learn things better if they are provided in a comfortable, fun and sweet manner. That is why you always find the alphabet books in colorful mode and the letters in a variety of designs that look attractive. But how many books can you buy? It is not the matter of cost, but matter of time and dedication. You have to go out and have a look at those alphabet books. So, to make things easier for you to find excellent alphabets and designs, the alphabet coloring pages have been discovered.
The world of web has been really blissful in these matters. You can find ready made alphabet coloring pages in hundreds of styles and colors. The use of these coloring sheets is perfect to teach preschool children the alphabets and also make them read and write them in proper fashion. The coloring sheets make perfect alphabet games as they come in funny shapes or associated with things children love like dogs, monkeys, fairies, flowers, garlands, cartoon characters and others.
To get the alphabet coloring pages it is very simple. You just need to click on the pages listed in the site and select them. As new window opens you find the full view of the pages. Now go to the option Print in the File Menu and command 'Print'. The printer connected to your computer or laptop would print the page/s. Once you are done, close the window. It is that simple. You can find hundreds of such useful coloring pages with alphabetical games that enable your kids not only to learn the alphabets, but also memorize them and write them properly.
All types of alphabet coloring pages available over the internet are an extension of Preschool Alphabet activities and crafts work. They have been designed in such ways that create interest in the minds of children. Simply teaching the preschools with boring alphabets may have negative impact on them. They may not find things interesting and may feel that you go too strict with them when they cannot pronounce or write the letters or able to relate to objects or things that start with the any alphabet initially. For instance they may find it difficult to remember tough words like 'H for Horse or House or Home.' You may think it is silly, but remember they are small kids, what is easy for you may not be easy for them.
But the alphabet color pages which come with designs and small drawings like beautiful coloring objects make it easy for them to remember the words. When 'H for Horse or Home or House' is linked with pictures or cartoons of the objects, they find it interesting and funny and remember quickly. Thus this is one very important benefit that you get from alphabet coloring pages.
All the alphabet coloring pages are designed by designers who draw alphabets in variety of shapes that create some kind of interest in their minds and they can imagine and related them to objects. Such images on the pages reinforce letter and numeric figure recognition and also improve writing skills. The children also try to draw or write the alphabets beautifully as in the coloring pages. Thus their basic starts with some discipline and interest to create things better.


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How to Make My Christmas Cactus Bloom
I've had my cactus for more than 2 years, but they never had flowers again after I bought them. They look very healthy. Can you tell me how to make them bloom? Thank you.
Certified GKH Gardening Expert
It may be that it is not getting enough light or enough phosphorous. Check to make sure it is getting enough light (bright light) and give it some bone meal to help increase phosphorous. These articles will help you as well: https://www.gardeningknowhow.com/plant-problems/environmental/plant-not-blooming.htm, https://www.gardeningknowhow.com/ornamental/cacti-succulents/christmas-cactus/how-to-make-a-christmas-cactus-bloom.htm
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Product Description
It consists of the peeling host, rack set, a suction device consisting of peeled. The machine uses roll rub peeled way, with stable performance, reliable, long life, good peeling effect, high yield, low noise, no pollution, and can use multiple combinations, peeling rate, low rate of broken peanut, is the ideal processing equipment of creamy peanut.
| 1100*700*1100
| Peeling Rate(%)
| 98%
1)Peanut peeling machine adopt new peeling principle,and special peeling components,with high peeling rate,whole kernel rate,low consumption,high production,etc.
2)Peeling and separate kernel and skin at the same time,better separate effect.
3)Reasonable design,stainless steel.
4) The machine is suitable for peeling coat/skin of peanuts, beans, soybean, almond and other grains. Especially for peanut and almond;
5) The coat or skin of peanut or almond can be sperated automatically by such machine, with low noise and low damage rate;
6) The machine is automatic, and owns such advantages like easy operated, high efficiency, low noise, low damage rate, high peeling rate and simple maintenance etc. It can be the ideal equipment for grains peeling.
1.The products are packed in strong wooden crates.Each wooden crate is put in one machine.
2.The wooden crates lids are secured by nails and the crates are strapped with metal bands.
3.We will take every possible installation to ensure the quality of the machine.
Our Service
4.If the dimensions of the machine is only a few centimeters.We will pack the machine into cartons,and then put into the wooden crates.
1) Pre-sale service:
We provide the preliminary plan, process plans, and manufacturer equipment according to
your demands.
2) During-Sale service:
We will send technicians to guide the installation and adjustment, train operators and finish the checks.
3) After-sale service:
Warranty period of the equipment is 1 year.
During the warranty period, the damage caused by non-human factor, we will be responsible for the repair or replacement. Damages caused by other factors or after the warranty period, YUFENG will continue to provide services with reasonable price to the customer.
Response customer's questions within 1 working day, give effective solutions within 3 working days, go into action with 5 working day.
If you have any question,please contact Top Selling Peanut Cleaniing Machine.
Tel:Top Selling Peanut Cleaniing Machine60395600
Fax:Top Selling Peanut Cleaniing Machine67681159
Top Selling Peanut Cleaniing Machine: 0086 13526817088
Add: Gongye Road, Shangjie District, Zhengzhou City, China
Copyright © 2017 - 2020Shandong Leader Machinery All Rights Reserved


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© 2017 PlanetZiggurat OÜ All rights reserved. Side22 Tallinn 11622 Estonia +3725078332 www.planetziggurat.com
Ecex.Exchange is registered trademark of PlanetZiggurat. All other trademarks or registered trademarks are the property of their respective owners.
The information provided in this document is provided "as is", without warranty of any kind. PlanetZiggurat OÜ disclaims all warranties, either express or implied, including the warranties of merchantability and fitness for a particular purpose. In no event shall PlanetZiggurat OÜ be liable for any damages whatsoever including direct, indirect, incidental, consequential, loss of business profits or special damages, even if PlanetZiggurat OÜ or its users have been advised of the possibility of such damages.
Document Lifetime
PlanetZiggurat OÜ can occasionally update online documentation between releases of the related software. Consequently, if this document was not downloaded recently, it may not contain the most up-to-date information. Please refer to www.planetziggurat.com for the most current information.
From the Website, you may also download and refresh this document if it has been updated, as indicated by a change in this date: 12.12.2017.
Where to get help
PlanetZiggurat OÜ support, product, and licensing information can be obtained as follows.
Product information — For documentation, release notes, software updates, or for information about PlanetZiggurat OÜ products, licensing, and service, go to the PlanetZiggurat OÜ website at:
Technical support — For technical support, go to http://www.planetziggurat.com and select Support. On the Support page, you will see several options, including one for making a service request. Note that to open a service request, you must have a valid support agreement.
Your comments
Your suggestions will help us continue to improve the accuracy, organization, and overall quality of the user publications. Please send your opinion of this document to:
If you have issues, comments, or questions about specific information or procedures, please include the title and, if available, the part number, the revision, the page numbers, and any other details that will help us locate the subject that you are addressing.
An assignment -is the transfer of an individual's rights or property to another person or business.
Assignor-The assignee receives the transfer from the assignor. For example, an assignee may received the title to a piece of real estate from an assignor.
Assignee-A person, company or entity who transfers rights they hold to another entity. The assignor transfers to the assignee.
Exchange-A marketplace in which securities, commodities, derivatives and other financial instruments are traded.
Depository-On the simplest level, depository is used to refer to any place where something is deposited for storage or security purposes.
Trader-trading system -A trading system is simply a group of specific rules, or parameters, that determine entry and exit points for a given equity.
A trading platform is a software through which investors and traders can open, close and manage market positions.
Online trading is simply buying and selling assets through a brokerage's internet- based proprietary trading platforms.
Today financial services sector's electronic trading environments do not offer possibilities to trade with claims, invoices and factoring agreements(assignments, receivables). Receivables market is mostly human trading. Electronic trading platforms for receivables, like stock exchanges, do not exist. There are some entrepreneurs and startups, the trading platforms are eBay-like online invoice trading and human-backed excel-based systems. There are no direct connections to investors.
PlanetZiggurat goal is to bring assignments on Ecex.Exchange trading platform. We will fill the gap by creating a market environment, system for active trading platform of assignment agreements. This means changing of owners of a multitude of agreements and documents, such as claims, invoices and factoring agreements etc.
The market system will be similar to the stock market – very transparent and fast and it will allow trading claims, invoices from the moment they are being issued until the payment date. Claims, invoices will be traded until the obligations are either met or erased due to bankruptcy or natural end of the issuer. The owner of the invoice or claim can delist his right any moment (and exercise his right to realize their own requirements).
As all traders know, all markets function through leading brokerage firms and online brokerage firms. All traders want to be close to possibilities that allow them to make fast decisions and make actions directly, using market data and trading terminals. PlanetZiggurat will spread all relevant trading data to leading brokerage firms and online brokerage firms. We will make arrangements that will get the existing investor community connected to the new assignment market.
Blockchain technology can be used to verify transactions using a third party.
There are three tools planned:
1. The trading platform, exchange for claims, invoices and others subjects for assignments (all together assignments)
2. Exchange information flow through leading brokerage community. PlanetZiggurat will launch a trading platform to show and teach members and clients, https://ecex.exchange/ and https://planetziggurat.com/
3. Blockchain, especially digital signature (https://azure.microsoft.com/en-us/solutions/blockchain/)
PlanetZiggurat will start on the Estonian market due to the small size of the country as a test market and relatively high level of IT development in the country. This will allow to get a functional system up an running fast, have the system compatible with EU regulations and use a small market as a test site for further development in order to be able upscale in full range and functionality at bigger markets at the right time
The stock exchange in Estonia is very small. There are 50 000 trades per year, the depository and market systems are designed for small volumes and are relatively cheap. PlanetZiggurat knows the involved persons and companies and is planning to build its systems with the same software and legal background. Nasdaq Baltic
PlanetZigurrat has an arrangement with an advisory company BDA Consulting who will help to harmonize the system with legislation.
This business plan, PlanetZiggurat OÜ Ecex.Exchange Trading Platform Whitepaper, attempts to fill the gap described by European Commission Directorate-General for Financial Stability, Financial Services and Capital Markets Union
1.1.Roman Law
The Roman law provides an invaluable introduction to the understanding of legal concepts and a passport to the appreciation of Continental legal systems. Roman law is the product of the genius of good order and organized common sense of a remarkable ancient civilization, and it constitutes a legacy that has had a profound influence in subsequent ages.
1.2. Cessio
There are two main institutes related to cessio:
– cessio bonorum: where a debtor had become insolvent owing to unforeseen circumstances, he could, under the formulary procedure, avoid the infamy attached to execution by petitioning a magistrate to allow him to make a voluntary cession of his property (cessio bonorum) to his creditors;
– cessio in iure: Litt. cession before a court. It was a ritual procedure (imitating the procedure of the legis actio sacramento in rem) already known by the time of the Twelve Tables that was used to create, transfer or extinguish certain rights (specifically the so-called "Quiritary rights"). It partly fell into disuse in classical Roman law.1.
Cessio bonorum, (Latin: "a cession of goods"), a voluntary surrender of goods by a debtor to his creditors. It did not amount to a discharge of the debt unless the property ceded was sufficient for the purpose, but it secured the debtor from personal arrest. The creditors sold the goods, applying the proceeds to their claims. Although property that the debtor might acquire later could be claimed by the creditors, he could not be deprived of the bare necessities. The main features of cessio bonorum were adopted into the French and other legal systems. In England it survives in the internal regulations of certain commercial bodies, such as stock exchanges.
Cessio bonorum ,was a procedure introduced by Augustus reign (Republic) , whereby a judgement debtor voluntarily surrendered his property to the creditors. The property was sold off, but the debtor would not be subjected to legal disgrace or to the possible imprisonment by the creditors. Surrender was not available as of the right: it applied only there the preator was satisfied that the debtor had genuine assets and that the bankruptcy was the result of misfortune.
In jure cessio was a conveyance in the form of a lawsuit. The transferee claimed before the magistrate that the thing was his, and the transferor, who was the defendant, admitted the claim. The magistrate then adjudged the thing to the transferee. (The sham-lawsuit theory, however, is not acceptable to all modern scholars, principally because the judgment of ownership was valid against any possible private claimant, not merely against the defendant, as in a true lawsuit.) 2
Cessio had some similarities to mancipatio. It was a highly formal and cumbersome conveyance, originating before the Twelve Tables and fading in importance long before Justinian. Our knowledge of cessio is derived mainly from Gaius, who tells us(Inst.Gai.2.24) that cessio was performed before a magistrate, such as the preator(or governor) with the transferor and transferee present, together with the property to be transferred (or a symbolic sod of earth in the case of land). The transferee grasped the property and uttered the same set words as in mancipatio. The preator asked the transferor thether he claimed the thing. Assuming that the latter stayed silent, or made no claim, he was taken as having ceded his rights, whereupon the preator awarded the property to the transferee.3
An assignment (Latin cessio) is a term used with similar meanings in the law of contracts and in the law of real estate. In both instances, it encompasses the transfer of rights held by one party—the assignor—to another party—the assignee. It can also be a transfer of a benefit, including an equitable interest, according to established rules (at common law or in equity).The rights may be vested or contingent. The details of the assignment determine some additional rights and liabilities (or duties).
Typically a third-party is involved in a contract with the assignor, and the contract is in effect transferred to the assignee. For example, a borrower borrows money from a local bank. The local bank receives a mortgage note and can thereafter transfer that note to a financial institution in exchange for a lump-sum of cash, thereby assigning the right to receive payment from the borrower to another entity. Mortgages and lending contracts are relatively amenable to assignment since the lender's duties are relatively limited; other contracts which involve personal duties such as legal counsel may not be assignable.
The related concept of novation is not an assignment; rather than assigning only the rights to another party, novation involves the replacement of the original party with a new party or the replacement of the original contract with a new contract. Since novation creates a new contract, it requires the consent of all parties whereas assignment does not require the consent of the nonassigning party, although in the case of assignment the consent of the nonassigning party may be required through a contractual provision
2.1. Procedure
The assignment does not necessarily have to be in writing; however, the assignment agreement must show an intent to transfer rights. The effect of a valid assignment is to extinguish privity (in other words, contractual relationship, including the right to sue) between the assignor and the third-party obligor and create privity between the obligor and the assignee.
2.1.1. Liabilities and duties
Unless the contractual agreement states otherwise, the assignee typically does not receive greater rights than the assignor, and the assignor may remain liable to the original counterparty for the performance of the contract. The assignor often delegates duties in addition to rights to the assignee, but the assignor may remain ultimately responsible.
2.1.2. Assignment of contract rights
Assignment of rights under a contract is the complete transfer of the rights to receive the benefits accruing to one of the parties to that contract. For example, if Party A contracts with Party B to sell Party A's car to Party B for $10, Party A can later assign the benefits of the contract – i.e., the right to be paid $10 – to Party C. In this scenario, Party A is the obligee/assignor, Party B is an obligor, and Party C is the assignee. Such an assignment may be donative (essentially given as a gift), or it may be contractually exchanged for consideration. It is important to note, however, that Party C is not a third party beneficiary third party beneficiary, because the contract itself was not made for the purpose of benefitting Party C. When an assignment is made, the assignment always takes place after the original contract was formed. An Assignment only transfers the rights/benefits to a new owner. The obligations remain with the previous or previous owner.4
3.1. Legal Parties, Value and Monetization
The process, from a legal point of view, is an assignment. The assignment is a process where the rights and obligations under an agreement are assigned to another person, including the right to claim money and/or other benefits owed to the assignor.
There are three types of legal parties involved: the creditor (assignor, assignee), the debtor and the trading platform provider (PlanetZiggurat, Ecex.Exchange)
The creditor (assignor, assignee)
The creditor can sell his claim every moment and this is his sole right.
To make it happen, Ecex.Exchange uses simple contract of assignment and adds the necessary documents with a file container to the deal.
The debtor
The debtor can use Ecex.Exchange not only as a passive observer, but there is a lot of opportunities where the debtor can make useful agreements helping himself with payment deadlines, lower costs, better cash flow.
One and the most interesting development can be the right to issue the debt. Then it is the debtor just selling a claim against himself, it mean that he can sell the agreements with accessories to possible creditors and can finance himself that way.
Value delivery and linkages
Value is delivered via a complex controlled linkage by Ecex.Exchange. The transfer of value is facilitated by all parties involved – assignment sellers and investors. The main component is SigmaCapital OÜ running and maintaining the Ecex.Exchange trading platform, which allows for assignors to place their assignments for sale and buyers can buy assignments.
Ecex.Exchange has a built-in monetization model, that where Ziggurats are transferred out to fiat currency, a transaction fee will be charged partly in Ziggurats. Hence, both assignors and investors will be contributing to the revenue of Ecex.Exchange. The transaction fee will be a fixed percentage that is levied on every withdrawal. The platform includes a "game-like", "trader-like" component where investors can compete in bidding for assignments to invest in. The winner will be the highest proposed price for assignment. The bid and ask will be open for 24 hours, where the winner will then proceed with the winning assignment price bid. Ecex.Exchange ecosystems look like the stock trading platform.
3.2. The platform provider Ecex.Exchange
Historically, exchanges were the locations where buyers and sellers met and negotiated. Our platform are between the creditor and the debtor, but they buy and sell contracts in a very similar way. Ecex.Exchange provides a trading platform with listings of instruments (claims, loan agreements) and bid/ask possibilities and all the means and steps to complete transactions the way the contracting parties agreed.
Technical Solution, Software, and Hardware
1. For Securities Registry and Depository functions, we plan to use Depend, developed by Percival Software Ltd. (http://www.percival.co.uk/). This company has been in the Depository and Exchange business since 1986. They have many international clients from Royal Bank of Canada (RBC Trust (Trinidad & Tobago) to Nasdaq-OMX. They have integration with several systems like T2S, Swift, Crest etc.
2. The Trading platform is planned to be developed. Percival is the primary choice. It will also guarantee maximal compatibility with the Depository.
3. Additional development is planned to integrate the Trading Platform and the Depository with external signing authority like blockchain.
4. Depending on further developments, there will be the need for some or all:
– Integration with external payment systems
– Integration with external systems to exchange info, e.g. brokerages
– Web-interface to online trading
– Mobile applications
5. Web, https://ecex.exchange/
In the first stage, the software can be set up on some hosting or Azure. Next stages will need proper analysis and decisions how do set up a hardware solution. The core system is in the rapidly developing Microsoft dot.net framework. It ensures corporate support in the future.
Core system diagram
4.1. Indirect Market Indicators
1. The trading ecosystem is growing. For example, Interactive Brokers accounts number increased from 97 K in 2008 to 385 K in 2016 and the volume increased from 2.3 B shares to 12.3 B shares.
2. It is a matter of time when fintech will tear apart companies' balance sheets and will offer different financial opportunities. Receivables are already in focus of three startups: arex.io, marketinvoice.com and theinvoicemarket.com.au. All three are dealing with invoice financing and developing new approaches.
3. The development of technology will lead us to automatization and in some point financial ecosystem needs solutions for fast realization of claims, invoices and factoring agreements.
4. Baltics: Distressed claims are usually sold at auctions, which sellers hold yearly, quarterly or monthly. Sizes of portfolios vary from thousands to several million. PlanetZiggurat estimates the market size to be nearly 100 million EUR, measured as the total value of the claims sold. Distressed claims are the first target for testing our systems.
5. Lending clubs and others alternative finance companies in some ways trade claims and consumers, investors are already aware and confident about the claim market.
6. Liquidx, auction-based marketplace provides a transparent platform for financial assets. This means that bigger institutions are already dealing in the claim market through marketplaces.
4.2. Financial Projections
PlanetZiggurat is aiming for 1 million trades per day by the end of the third year. Our revenue will come from services including: trading fees, issuer background check systems, digital signing, exchange member fees etc. The cash flow will be similar to stock exchange business. The only difference will be instruments and a set of agreements.
We cannot predict the volume of the trades, but we can estimate if we look at the data of the claims, invoices and factoring trades in the world. The factoring volume in the world is approximately 6 B USD .
PlanetZiggurat exchange will produce information flow which is similar to stock exchange information flow. If our trading platform connect to automated trading platform and electronic order book trading platforms, the flow of clients will be guaranteed.
5.1. Funding overview
We plan to start in Estonia because of the price. Keeping our costs low, we can also create a more attractive price list.
Our budget for phase 1-2 is roughly 3.57 M EUR.
Phase 3-4 budget will be clear by the end of phase 2.
An example for us is IEX Group http://www.marketswiki.com/wiki/IEX_Group. IEX raised first, second and third round 1.5, 9.4 and 15 M USD respectively during two years.
5.2. Roadmap
Phase 1-2 December 2017-April 2018
1. The first stage Depend license for one server
2. Trading Platform development
3. Jumio Netverify integration
4. Depend goes live (no UI)
5. Trading Platform Modulus
6. Server (hosting agreements)
7. Internal testing
8. Ecex.Exchange goes live
9. Customer testing
Phase 3-4 March 2018-December 2019
13 – 18 months (together with phase 0-4 , maximum 24 months)
1. Additional development is planned to integrate the Trading Platform and the Depository with external signing authority like blockchain.
2. Integration with external payment systems
3. Smart contract Integration and development works
4. Integration with external systems to exchange info, e.g. brokerages
5. Trading Platform Modulus global integration
6. Web-interface to online trading
7. Mobile applications
8. First steps to expand globally
Our phase 4 goal is to expand globally, the open trading platform for claim market in Shenzhen/Hong Kong area, in London and in New York.
Q&A Ecex.Exchange business
1. What problem does PlanetZiggurat solve?
Receivables market is today mostly human trading. PlanetZiggurat goal is to bring all assignments on Ecex.Exchange Trading Platform.
2. Unique Selling Proposition?
Electronic trading platform for assignments, like stock exchanges, do not exist today. There are some entrepreneurs and startups, but trading systems are eBay-like online invoice trading and human-backed excel-based systems. There are no direct connections to investors.
3. Total Addressable Market size, how big % are we aiming at and in how many years?
Ecex.Exchange Trading Platform for assignments, receivables developed in perpetuity. PlanetZiggurat looking is aiming for several million trades per day by the end of the third year.
A summary
The market for claims exists in various ways and there is nothing new about an electronic stock market either. We are going to mix existing ideas with existing ecosystems, even step into systems through existing channels and to bring certain possibilities to market attention.
The regular item that everybody trades is a buy-sell agreement. It is very easy to understand, every investor can buy stock and assume that what is happening behind the electronic market system, how the trade matching takes place and what are the consequences in the accounts when the deals are finally closed.
An ecosystem which is mostly the same as the stock market and built only for claims, rights, and receivables, operates on the basis of assignment agreement, has a great opportunity to spread around the world and to gain customers everywhere.
The PlanetZiggurat OÜ Ecex.Exchange Ziggurat Token distribution and the corresponding token creation process will be organized around smart contracts running on Ethereum.
Token name: ZIG
Total Token Supply: 531,000,000 ZIG. Tokens that are not sold during the Token Distribution will be destroyed.
Goals: Maximum: $53 million.
Our distribution campaign does not have a minimal capital goal because of project continuity. Any sale Ziggurat Tokens that remain unsold after the conclusion of the crowdsale will be added to the PlanetZiggurat Inventory. Initial rate: Ziggurat Token price is locked to 0.0004561163 ETH per 1 ZIG. 1 ETH = 2400 ZIG.
If the initial quantity allocated for public market sale will be sold before the end of planned ICO then it can be raised by reducing the share not planned for initial distribution.
Token distribution:
Foundation — 10%
Partners — 7%
Founders — 7%
Advisors — 6%
Bounty — 4%
Token buyers— 66%.
Time Period and Amount -bonuses for early Token buyers during the Token Distribution phase (extra tokens added to a purchase):
Amount Bonus applies to the single transaction and is not cumulative. Early Bird Bonus: First 100 buyers will get additional bonus descending from 100% to 1%. Persons involved in Ecex Echange project are not allowed to participate in Early Bird bonus program.
Bounty program (%X out of the bounty pool):
Facebook Campaign – 18%
Twitter Campaign – 18%
Bitcointalk Signatures Campaign – 20%
Bitcointalk Support Campaign – 20%
Publishing Campaign – 12%
Project Creative Support – 12%
Ziggurat Token Sale FAQs
Ziggurat Tokens Advantages?
Advantages related to Ecex.Exchange Trading Platform pricelist.
All service fees are for Ziggurat Token holders payable with Ziggurat Tokens.
Let assume that transaction cost is 20 EUR. Ziggurat Tokens holder will pay 20 Ziggurats.
Let assume that guest service fee is 50 EUR. Ziggurat Tokens holder will pay 50 Ziggurats.
For paying for Exec.Exchange Trading Platform services Ziggurat Tokens can be used on exchange rate 1 ZIG = 1 USD (this rate only Ecex.Exchange Trading Platform if paying for services.).
We project our transactions amount several million, in the end, the third year. It gives great opportunity to trade tokens in free marketplaces or uses them on Ecex.Exchange Trading Platform. The Ziggurat Tokens will be an integral part of the Ecex.Exchange Trading Platform as a means to support and pay for the services on the Ecex.Exchange Trading Platform.
What do Ziggurat Token Sale Agreement Grants?
The PlanetZiggurat shall grant to the User an opportunity to use the Ziggurat digital tokens
(i)to opportunities to pay partly for service to sell and buy assignments, claims, receivables, and mediate insurance contracts,
(ii) to pay partly various support services related to the selling and buying through the exchange, and give users exercise right realize their own requirements regarding claims,
(iii) After ICO on Ecex.Exchange Trading Platform Ziggurat tokens will be sold always with the higher price than on cryptocurrency exchanges,
(iv) using Ziggurat cryptocurrency for internal payments through the Ecex.Exchange Platform,
(v)Allow traders to settle Ziggurat tokens,
(vi)PlanetZiggurat will not emit additional tokens over initial amount 531 000 000,00 ZIG,
(vii) If some services in Ecex.Exhange or another platform will burn Ziggurat tokens then it is allowed to emit additional tokes to restore maximum emission amount,
(viii)Some of Ecex.Exchange Trading Platform outcome may be used to buy Ziggurat tokens from exchanges.
(ix) Founders and Foundation will not sell Ziggurat tokens on public markets until the end of 2018.
The smart-contract of the Ecex.Exchange Platform requires the Ziggurat digital tokens for its work. Only the owner of the Ziggurat digital tokens may purchase with discounts the services of the Ecex.Exchange Platform.
What do Ziggurat Tokens represent?
Ziggurat Tokens represents a decentralized virtual currency represented in specialized Ethereum smart contracts following an "ERC20" standard. Ziggurat Tokens enable participants to interact with Ziggurat's Ecex.Exchange marketplace services, as storage, content, and data are obtained with Ziggurat Tokens as partly a payment mechanism.
First partnership access – Ziggurat Tokens ownership will give access to advanced platform's features.
Second, assignors and assignees on Ecex.Exchange trading platform rewarded with a Ziggurats bonus if they make a certain volume.
Third, every time Ecex.Exchange receives an assignment for the trading platform, the customer will be rewarded with Ziggurat tokens.
Are you distributing Ziggurat Tokens in the Token Sale?
Yes. Ziggurat Inc. is offering to distribute up to 531,000,000 Ziggurat Tokens in aggregate.
How do I obtain Ziggurat Tokens in the Token Generation Event?
To obtain Ziggurat Tokens, you must e-sign a Purchase Agreement and send ETH to the Ziggurat Token Contract from your Ethereum Wallet. Other cryptocurrencies must be exchanged for ETH to obtain Ziggurat tokens.
What is the value of Ziggurat Token? Is Ziggurat transferable?
During the Token Sale, the value of a Ziggurat Token is determined by the formula described in section 6. Afterward, buyers and sellers of Ziggurat Tokens can potentially exchange tokens freely on cryptocurrency exchanges, subject to the restrictions described above. In addition, the 10% ETH reserve held in the Ziggurat Token Smart Contract enables a systematic exchange of Ziggurat Tokens for ETH and vice versa with publicly visible exchange rates. All transactions conducted are verifiable and secured on the public Ethereum blockchain.
Do Ziggurat Tokens represent ownership of Ziggurat Inc?
No. ZIG does not represent any ownership rights in PlanetZiggurat and does not represent participation in PlanetZiggurat.
When will the Ziggurat token sale happen?
The Ziggurat Token Sale will be conducted between December 1, 2017, and March 31, 2018.
When will Ziggurat come to market/exchanges? Do we have partnerships with exchanges yet?
We are already in conversation with some highly respected exchanges. We can't disclose any details at this time, but rest assured we are doing everything in our power to get listed. It's in our best interest as well as the community's.
When will tokens be distributed from the token sale?
There will be up to 3-4 weeks between the token sale and distribution. We've been advised that this is the best way to ensure the distribution is smooth for everyone who contributed.
Can I submit BTC or ETH from an exchange account?
Yes, but you cannot receive your ERC-20 tokens with your exchange account/wallet.
Which wallets can I use?
Please view the list below for compatible wallets. If you choose to purchase tokens with BTC, you can send BTC from an Exchange but need to provide us with a token receipt address that is ERC20 compatible (see the list of ERC20 compatible wallet below). If you choose to purchase tokens with ETH, the ETH must be sent by an ERC20 compatible wallet.
Tokens legal considerations
ZIG tokens and any related authentication tokens are not interests or participation rights in the PlanetZiggurat OÜ or any affiliate, and holders of the ZIG tokens and any related authentication tokens shall have no rights to vote as to the affairs or management in said PlanetZiggurat OÜ or any affiliate, no rights to share or participate in the revenues, capital gains or any distributions or dividends of any entry, nor any rights as a lender, creditor or guarantor. Holders shall have only the rights of the network access license represented by the ZIG tokens and any related authentication tokens. ZIG tokens are sold as a functional good and all proceeds received by the PlanetZiggurat OÜ may be spent freely by PlanetZiggurat OÜ absent any conditions. ZIG tokens are intended for experts in dealing with cryptographic tokens and blockchain-based software systems. In no event will the PlanetZiggurat OÜ or its affiliates be liable to any person or entity for any damages, losses, liabilities, costs or expenses of any kind, whether direct or indirect, consequential, compensatory, incidental, actual, exemplary, punitive or special for the use of, reference to, or reliance on this white paper or any of the content contained herein, including, without limitation, any loss of business, revenues, profits, data, use, goodwill or other intangible loss.


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Vigore Provides the Best Advertiser & Subscriber
Offer With A Total Market Connection
In-Print (magazine) five times per year and
through the Internet, On-Line "flip-magazine" every month.
Unique Advertiser's Advantage: At no additional cost, we offer a way to create an advertorial - Advertisers placing a FULL PAGE or DOUBLE COLUMN advertisement are given additional space (two columns or one column respectively) for content and photos to support, inform and enhance the advertisement. Ad content will be located, adjacent to the advertisement.
Full Page Ad: Reach 10,000 readers with purchasing
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Unique Website Feature: At no additional cost, the interactive "flip-magazine" version of the current magazine links advertisers and articles to their own web pages. For example - Click on the business ad and go directly to the featured business website.
Vigore offers 8 different ad sizes to match your budget.
Let's meet at your convenience or contact us by phone or email
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We believe the advertiser advantage program offered by Vigore is an extremely reasonable, economical and an effective way to advertise.
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See Distribution & Demographics for details:
Combined Income Households over $300K (7,571) over $400K (4,567), over $500K (2,360), Doctors over $300K (347), Attorneys over $300K (231)
Rates include full color advertisement and on-line Internet "flip-magazine" link from Vigore to the advertiser's website.
Contact your sales representative or
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FULL page, 7.5" x 10 " ($1,425) DOUBLE column vertical,"4.50 x 10" ($930)
HALF page horizontal, 7.5" x 4.875" ($725) HALF page vertical , 3.625" x 10" ($680)
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Mediums continue to proliferate. Attention spans continue to shrink. Free content is available everywhere. 93% of American adults still are attached to magazines. Young and old spend time with ink on paper, a medium often paid for in order to read. Magazines are engaging. Reading a magazine remains a uniquely intimate and immersive experience. Magazine readership is increasing, with readers spending an average of 43 minutes per issue. Those 43 minutes of attention are typically undivided. Among all media, digital or analog, magazine readers are less likely to engage in another activity while reading. The Internet is exhilarating. Magazines are enveloping. The Internet grabs you. The Internet is impulsive. Magazines embrace you. And both media are growing. Barely noticed amidst the Internet clamor is the simple fact that magazine readership has risen over the past five years. Even in the age of the Internet, even among the groups assumed to be most connected to digital media, the appeal of magazines is growing. An established medium can continue to flourish so long as it offers a unique experience which magazines do.A new medium, such as the Internet doesn't necessarily displace an xisting one - magazines. Just as movies didn't replace radio and TV didn't replace movies. People aren't giving up reading magazines just because they also enjoy the internet. It has been proven, print drives people to the Internet. Fact: During the time span of Google, magazine readership has increased 11 percent.


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Don't walk behind me; I may not lead. Don't walk in front of me; I may not follow. Just walk beside me and be my friend.
We all love our pets. After all, they are special to us, they bring so much pleasure, and are great companions.
Every pet has their own unique character and we endeavour to capture the spirit that makes them what they are... We aim to provide images you will treasure for years to come.
Book your pet in for their photoshoot today. The "I'm on location" photoshoot costs £50 for the photoshoot and lasts for approximately an hour, or whenever your pet decides he or she has had enough. If your pet does not want to play ball on the day, we will simply reschedule with you for another day at no extra cost. After the photoshoot, you can view your images in your own secure online gallery. We offer a selection of images in various packages or you can purchase individual prints. Other sizes and packages are available, details upon request. You will also receive one 10" x 8" print with our compliments.
Our images are printed by an award winning professional photo laboratory who consistently deliver the very best in quality.We use one of the UK's top photo frame makers. Essentially, the key to any photo framing service is to use top quality raw materials sourced from the world's best suppliers, combined with precision manufacturing equipment. All this plus experienced master craftsmen produces a high quality product.
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New Recipes Every Monday and Friday on Sruthi's Kitchen!
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Tags: Cooking Video, Cooking Videos, Easy recipes, Recipe, Recipes


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February, 2011
How to Know Your Cat's Vet Needs
Posted on : 02/13/2011 12:51:55 AM
The Daily Cat: Health Care
How to Know Your Cat's Vet Needs
By Kim Boatman for
The Daily Cat
It's not always easy to know when your cat should see a veterinarian, in part because cats are masterful at disguising illnesses and injuries. Whether you turn to books, the Internet, your personal experience or veterinarians, be sure to look out for certain health signs.
Cat Health Resources
The first step for most cat owners is noticing something's amiss, whether your pet is eating less, urinating outside the litter box or sneezing. Although it's natural to try to figure out what's going on
you make that veterinary appointment, first and foremost, just call your veterinarian, says Dr. Annie Price, owner of Ormewood Animal Hospital in Atlanta.
Educating yourself about cat behavior and the symptoms of illness is helpful as well. The American Association of Feline Practitioners offers good advice at CatVets.com and HealthyCatsForLife.com. Cornell University's College of Veterinary Medicine also provides useful information about cat health at www.Vet.Cornell.edu . The university offers phone consultations three days a week, but each consultation costs $55. Plus, it may take up to 48 hours from the time you place the initial call until your consultation.
Whether you read cat health books or take first aid classes for pet owners, educating yourself can help you become more attuned to health indicators that are easy to overlook. "Because cat owners are around their cats daily, subtle changes or gradual changes can be missed," says Dr. Joanne Gaines, owner of Ridgeview Animal Hospital in Omaha, Neb. "Increases in drinking and urination and weight loss are the most common gradual changes we see, and those changes can be caused by thyroid disease, kidney or liver disease or diabetes, most commonly."
It's best to let your veterinarian help you determine when a visit is in order, but Price and Gaines offer these helpful guides:
Keep a watchful eye.
If your cat expels an occasional hairball, it's probably not significant, says Price. "One hairball, a little regurgitation of food -- it happens," she says. A few sneezes here and there may be something to monitor, but should not require a veterinary visit. Cats occasionally will have a runny eye that should resolve itself. If your cat snoozes more after an active day, it is probably just tired. Your cat might not eat as enthusiastically once in a while, but note if it's becoming a pattern of behavior.
Schedule an appointment.
Continued vomiting or diarrhea, poor grooming habits, a regular eye discharge or a squinting eye, increased water intake, increased urination, a runny nose and regular sneezing are among the indicators that your cat should see a veterinarian, say Gaines and Price. Sick cats will often sleep or hide more, notes Price. She particularly cautions against mistaking urinating outside the litter box as spiteful behavior. "A lot of people assume it's behavioral or revenge, but that can mean a simple urinary tract infection, or your cat could be developing kidney problems or metabolic problems," says Price.
If your cat becomes more vocal or begins grooming less, schedule an exam. "Anything subtle and different is something to take note of," says Price. A change in personality, such as aggressive behavior, warrants a veterinary appointment.
Get your cat to the veterinarian immediately.
"Emergency situations include straining to urinate, trouble breathing, bleeding, severe lethargy and most things relating to the eyes," says Gaines. If you feel your cat's health situation is urgent, don't hesitate. Rapid breathing should be checked immediately as well, advises Price. "If your cat appears to be suffering a seizure, get it to the veterinarian right away," she cautions.
Scheduling regular veterinary visits is the safest way to monitor your cat's health. "Physical exams on a regular basis are so important. I always recommend once a year. There's so much we can see just in a physical, tip of the nose to the tip of the tail," says Price.
Kim Boatman is a journalist based in Northern California whose work has appeared in such publications as the
Miami Herald, Detroit Free Press
San Jose Mercury News
. She is a lifetime lover of animals and shares her home with three cats.
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Although wind and rain are high-risk threats, hail is ultimately the leading weather-related cause of vehicle dents. This is mainly due to the fact that hail has a solid form and usually falls from the sky at a decently fast rate. In other words, between its density and speed, it's easy for it to damage your car, truck, SUV or van.
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Colorado Governor John Hickenlooper and Wyoming Governor Matt Mead, both warned the Trump administration against making large scale changes to Greater-Sage Grouse Protection plans, at a joint appearance this week at Colorado State University. Both were concerned that reworking the plans Continue reading
Tag Archives: effort
Mead and Hickenlooper Issue Warning to Trump
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Tagged Administration, agreement, colaboration, collaborative, colorado, conservation, effort, governor, greater sage grouse, Interior Secretary, John Hickenlooper, management, matt, mead, Obama, plans, rework, reworking, Ryan Zinke, trump, Wyoming
Tickets On Sale For Save The Barn Fundraiser
The Save the Luttrell Barn Committee will hold a St. Patrick's Day Dinner and Dance fundraiser next weekend at the Moffat County Fair Grounds Pavilion in Craig. Pre-sale tickets are available now at a discount, or you can buy tickets at the door. Tickets are available Continue reading
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Tagged Committee, dance, day, dinner, effort, Elk run Inn, KS Kreations, Luttrell Barn, pre-sale, save the barn, St. Pattrick's, tickets