text:
The sun was shining
as the drops came down.
We searched for rainbows,
but none were found.
Lots of flowers, smiles, laughs, and shrieks though. All before 7AM.
Sorry neighbors.
The sun was shining
as the drops came down.
We searched for rainbows,
but none were found.
Lots of flowers, smiles, laughs, and shrieks though. All before 7AM.
Sorry neighbors.
Dear Man-Who-Yelled-at-Me-in-His-Parking-Lot,
I'm sorry.
I'm sorry I didn't follow your posted rules.
I'm sorry it is hot today.
I'm sorry you have to spend this whole weekend standing in your parking lot telling people, No! You can't park here!
I know I said "I'm sorry" to you out loud, but the words I wish you heard are these: for just a second, you had the chance to pause and show a little mercy, to extend a little grace, and to make someone's day a little easier.
My day.
My son Dominic works hard (sometimes!) and earns money for working hard (sometimes!), so when he arrived at Art in the Park today, he had his money to spend. He saw that truck-shaped beeswax candle from a mile away, and obsessed over it until we went back and his money was spent. Then he carried it, sacred-like with two hands, or flew it, or drove it, or smelled it for the rest of our morning.
As dedicated and cute as he is, however, he is also only 5. So when we waited to cross the busiest street in town, he set the truck down, and it was because I said "wait, we need sunscreen, arms out, now hold on to our stroller, don't let go, this is a busy street, yes, you may push the crosswalk button, now come right back here and hold on, watch for cars, look for all the ways you can get bumped". Then it was time to cross, and his truck was left behind.
But that was just the beginning.
As we crossed a different street, further down the road, we came within feet of actually being hit. I say watch for cars so we don't get bumped! to the kids all the time. But what I mean is- please, dear God, watch over my babies because "bumped by a car" is a euphemism for "lost to me forever".
A driver, not paying attention, or driving too fast or whatever (I couldn't see because she was turning left from behind us), failed to notice that every other car that had stopped so our family (with SO MANY CHILDREN and a giant orange stroller) could cross the street, and she screeched to within feet of my children.
And then she drove away.
No mouthed, Sorry! through the windshield. No wave or shock or stop or…anything. Just an annoyed look and a zoom away.
We finished crossing and there were many deep breaths and a few hugs, but then we discovered the truck candle was gone.
I imagined it melting by that crosswalk as my Dominic melted down in front of me.
We'll go get it! I promise. I can stop right by the crosswalk, and if it's there, I'll hop right out and get it! Let's just keep going and we'll pray it's still there! and we rallied. We decided milkshakes in the hundred degree heat would calm nerves and fortify our walk.
And, you know what, Man-Who-Yelled-at-Me?
Not a single person held that restaurant door as I negotiated our double stroller in and out. In fact, three grown men wiggled their way around me as I was backing out- propping one side open with my back, Dominic holding the other side for me.
Good thing my kids are helpful.
Can you see, Man-Who-Yelled-at-Me, how by the time I got to you, my faith in people was a little shaken. A little fragile, maybe?
So, after my (five) kids were finally loaded up, hot, sweaty, sticky, but mostly calm and happy-thoughts of dangerous cars and rude people mostly gone- we drove around the block, to the intersection, and: there it was! His truck! Still sitting just where Dominic had left it 30 mins before. No one took it. It hadn't melted.
Faith in humanity restored!
All I had to do was find a place to pause, jump out, snag it and be on our merry way. But I had to do it alone.
Did you notice I was the only adult in the car? There was no way you could know, but my husband was at that very moment on a plane heading to see his grandma who's on hospice. Another layer of hardness and sadness in my day.
So, I saw your parking lot, and (miraculously!) an open space close to the road so I could keep an eye on the kids, and I pulled in. I left the car running (I know, I know. I shouldn't leave my kids in the car unattended-that's a different discussion), and took off at a jog. I was going to be gone for 30 seconds, tops.
Except, then you stopped me.
I hoped after I explained what I was doing you would stop threatening to tow my van. I hoped if you could see the tears welling in my eyes, you would listen to my words, and you would understand- I wasn't there to park for hours and block business, I was there to reclaim a precious, lost thing. I hoped that my offer to purchase something from your store, so I could be a customer, would work. I even mentioned my kids were in the car, hoping to add credence to my claim that I would "just be a second!" I hoped my calm, even tone would deflate your insistent yelling.
But mostly, I hoped you would see the five little faces peering at you through the tinted windows. And then, after I got back into the van, obviously upset, I wished you could hear their voices, Why are you sad Mommy? Why was he yelling at you? Why is he angry?
Where is my truck candle?
I realized, in that moment, that I wasn't just upset about being yelled at. I was upset that you couldn't see my pain. You couldn't read my mind and know why my tears were already so close to the surface. I took my sunglasses off, and you still couldn't see the burdens I was carrying… all the reasons that my soul was crying for some leniency, some grace, some love.
And you know what?
In that moment, I couldn't see yours either.
So tell me, Man-Who-Yelled-at-Me, why were you so angry? What kept you to the hard line you drew? What kept you from really hearing me?
Who destroyed your faith in people today? Or yesterday or ten years ago?
Because, I'm afraid one of them was me – a gal who just wouldn't listen to the posted signs, who wouldn't listen to the rules, who couldn't just move her car.
And I'm sorry.
Please know, when we finally left and I rolled down my window to say, "I hope you have a good day," that wasn't sarcasm.
It was a prayer.
Thank you to the other random guy who happened to be walking by. When I tearfully asked you for help from the drivers seat, you calmly walked around the corner, picked up Dominic's treasure and delivered a little bit of hope back through my window. You made his day.
I'm also grateful for my children, who continued to show me love the whole way home. And especially to Lucia, who piped up from the way-back, "Maybe he's just having a really hard day".
Yeah, Baby Girl, maybe he was.
There may not have been may posts since my last Mother's Day photo shoot, but a whole year really has gone by… crazy how that happens.
Continuing with tradition, Andy snagged my "good camera" and snapped shots of me with each of my kids
and all my kids together.
This year he surprised me up on the trail with this t-shirt from the comic Nathan Pyle, which was more fitting than I'm sure he imagined.
I woke up bright and early Saturday morning (let's be real- the KIDS woke us up bright and early) and I said, "Let's go hiking for my kiddo pictures!"
I can just imagine Andy giving himself a mental high-five as he snuck his well timed purchase into the bottom of our stroller.
I do love a good hike. And if it's a little bit perilous, even better.
But just a little bit.
The "big girls" (I have BIG GIRLS now!) hiked the rest of the way up Badger Mountain with me. Andy greeted us back at the bottom an hour later with the three "Littles" and a box of Popsicles. The kids bombarded every hiker after that with offers of extra popsicles, and it was magic to watch their faces light up when someone accepted.
What a great morning.
My mind is often consumed by the future. I love talking to parents who are 5, 10, 20 years ahead of me. I soak up what they think they did right and what they wish they could do over again. My kids are not their kids. I am not them. I know that. But I like to find patterns; I think there's truth hidden in the commonalities.
Many people, women especially, worry that they didn't enjoy this time enough. The time when the kids were so little. I don't even have to poll my friends to figure that out; I just walk through the grocery store with a kid (or 5) and the advice just falls out of passing mouths: "Enjoy every minute!" "The days are long but the years are short" "They're so cute and so easy right now! Enjoy it!" "You think it's hard now, just wait till you have teenagers!"
In those moments I start to wonder- what is the separation that is coming that makes my situation today, clingy and sticky and whiny as it is, seem so nostalgic?
I don't actually need to know the details of the hardness. I think I can imagine some of the angst, the disagreements, the physical distance that is coming. And I know it will hurt. My heart has been pierced by goodbyes before.
When I picture myself as that older grocery store woman staring at the supermarket family, I imagine having a layer of wisdom from all the years I will have spent parenting, and there's kind of a melancholy lens. Maybe even some guilt? Knowing myself, I will wonder if I enjoyed my Babies enough. I will have passed through many more seasons of Hard, and I will wonder if I loved them enough. I will wonder, and I will worry.
So, here's a letter to my future self -written today in the "trenches of motherhood" as it is sometimes called (although I'm not convinced this is my hardest season, or that a war analogy is even a good one…).
Dear Future Caitlin,
I write this to you in the midst of the season of tantrums, boogers, diapers, sleepless nights, and isolation- a season without accolades and consumed by the total giving of oneself to those who need physically and need emotionally and need spiritually and need and need and need… This is written with the backdrop of yelling and screaming and fighting and tears and anger, some of that even coming from the kids.
But I'm not writing it to confirm your worst fears: that the above was the sum of your days parenting Littles. Yes, that hardness exists. Yes it is sometimes consuming. Yes, there are nights when reviewing the day you struggle to find one decent thing you said to or did for your kids- besides keep them alive.
But that is not all that exists in this season, and I know it. I believe it.
In the hardness now, I know (as best I can) that my kids are blessings, that they are little, and that time is fleeting.
Please don't worry. You did enjoy your children. You do. There are moments right now that take your breath away with their poignancy and beauty. There are sun-dappled afternoon snuggles. Audible gasps during read aloud plot twists. So much twirly dress spinning. Big, hard questions asked with curiosity and a sense of discovery. You can see the synapses connect in their tiny, awesome brains, and it is miraculous.
Some moments you are privileged to witness and some moments you actually experience: like belly raspberries resulting in delicious giggles. You love these kids so much, you could almost eat them. Especially those baby cheeks. This is an absolute gift of Eucharisteo- love transformed into pure thanksgiving.
Some days you can't hug hard enough or long enough because you can literally feel them getting bigger and pulling away quicker. Every inch they grow is a physical reminder that time is passing.
I try to send you time-traveling telepathic snapshots of the good moments. I try to etch them into my own neurons, revisiting the memories often in the hopes that they are as clear and beautiful when I am you as they are now. But I also take a lot of pictures, because I also know that sleep deprivation is a thief who steals all my good memories and leaves all the bad.
Maybe all you remember is the hardness. I hope that's not the case because there is also love. So much love.
So, let go of the guilt. Let go of the worries. I'm here, today, to tell you (be you future Caitlin of 4 years, 14 years or 40 years) that Caitlin with All The Littles, Caitlin of 2019, does enjoy the moments. I try to send up a silent prayer of thanks for the goodness and holiness I get to witness. I fail. I fail a lot. But not as much as you might remember.
When you see that mom in the supermarket- with her dozen children hanging off the cart like monkeys- and your heart both leaps and drops because those crazy, snot-nosed kids remind you of four year old Dom, or two year old Sissy, or six year old LuluBell, or eight year old Mo or Baby Teo, (who by your time are no longer diminutives and most definitely Monica, Lucia, Dominic, Genevieve and Mateo), look at that Mama. See her bleary eyes, frazzled hair, desperate attempt to distract the screaming baby with her phone (or whatever weird tech thing exists in the future) and see her and smile at her. Give her a high five if it seems right. Tell her, "The nights are long" but don't end it with "but it's so worth it", instead- stage whisper "and you're doing a great job."
You can say that with confidence. Without a shred of that desperate guilt that comes out by way of advice- Don't make the same mistakes I did. ENJOY IT! ENJOY those babies!
Because you did enjoy it.
I am enjoying it.
Love, love, love you. I'm still working on loving me, but I'm sure you've got that figured out by now, right?
Also, will Dom ever stop licking the church pews? Does Lucia become a nurse? Does Monica still feel and care so desperately? Is Sissy a prima ballerina or a roller derby pro (I could see her going either way)? Does Teo's big smile still split his whole face in half? These are things I can't wait to find out, so I'm a little jealous that you already know. If you figure out how to time travel, let me know, k?
Her nails were cracked, peeled back from the edges. She had been picking again, unable to keep her fingers still as she listened for instructions at school. She's a good listener, but if something is sticking out where it shouldn't, poking something else, rough to the touch, it has to go.
I know the feeling; I'm a picker too.
"Honey, you have to STOP doing this!" I grab her fingers, a little too firmly, trimming the edges clean. "You are going to hurt your fingers!"
"I'm trying Mommy, but I just can't" she whines.
I see the future, I know where picking leads. Scars, infections, doctors appointments and medications. So, I persist.
"Just STOP! Just STOP doing it!" I grab the broom, sweeping up little broken crescents. She stays seated, looking defeated. I sit back down. She stands up, trying to walk away.
"Baby, I used to do the same thing. Except, I bit my nails. And I would bite them till they bled. So you know what I did? I sat on my hands. I sat on them while I listened to the teacher. My Mommy suggested that to me, and it worked."
She looks down at me, big blue eyes wide with a question, "Did she get mad at you, too?"
"Your Mommy. Was she mad at you?"
My heart leaps and my stomach drops. Tears spring to my eyes, and my cheeks blush hot embarrassment.
"No. My love." I whisper "She was not mad at me."
I gather her in my arms, and for the millionth time, ask her forgiveness. Over and over and over I fail at this parenting thing. Over and over I lose my temper over teeny, tiny things because, in my mind, they become big, giant things.
Ripped finger nails lead to infection leads to medication leads to another doctor appointment leads to finding someone to watch my other kids leads to….on and on and on. Until I've lost sight of the truth.
A tiny, ripped fingernail. Now clipped. Now swept. Now gone.
I am a big person. I see the big picture (realistic or not). She is a little person. Her picture is so, so little. And I want it to be that way for a while yet.
So now, in our house, we've established a new rule. There are "big deals" and there are "not big deals". Spilled milk- small deal. Sissy running with scissors- big deal. One requires yelling and immediate reaction. The other requires calm and a response.
The kids are pretty good at recognizing one from another.
Surprise, surprise: I am not.
There are lots of excuses for reacting badly to little things: no sleep, hunger, answered 10,000,000 questions already today, worried about other people, worried about medical stuff, about the world, about the future… My brain is a flurry of worry. Excuses they are, but not good excuses. Those are big people problems that take up space in my brain and wear my patience thin. To expand my big-people-problem-world into their little-people-problem-world is to ask them to grow up already.
I must let the little things be little so that my little people can stay little… For as long as they can.
So, we recently added another kiddo to the mix:
Hi Mateo!
And he's been on the outside for 2ish weeks now. This was Andy's first week back at work, read: Cait's first week WITH ALL THE CHILDREN.
Now, going from 4 to 5 is, admittedly not as difficult as some transitions we've done. I submit that (for me!) going from 1 to 2 kids was the hardest. However, considering how good I feel, and how well I thought I was doing, I should have known to have my guard up.
Mothering a pack this size gives me a certain spidey-sense. There's an undercurrent, hum even, of activity in the house. I, for the most part, know exactly where everyone is and what everyone is doing, that way my spidey-sense, maybe we'll call it Mom-dar (tink, tink, tink), knows from where to expect silence and where to expect chaos.
My Mom-dar was on point the last few days, allowing me to quickly dispel arguments, suggest activities, and know when Sissy was digging through the trash can or sitting in the dishwasher without even needing to be in the kitchen.
Then…there was tonight.
Let the record show, if I ever become prideful in my not-so-super Momming, this blog post will act as a reminder of how quickly everything can descend into chaos and provide a necessary dose of humility.
In a span of 2 minutes (even with Andy home!):
-The kids were caught jumping off a window sill onto a pile of pillows in the playroom (including Sissy). And while Andy worked on an acceptable punishment (trying to also suppress his astonishment and the gutsy-ness of that move)…
-Mateo destroyed his diaper (and onesie), literally filling it until we reached max capacity, overflowed and spread up his back, all while I was holding him. And I just watched as that classic baby-poop-yellow started to seep out of his clothes. Because…
-Lucia stood up from reading in a chair and declared she was covered in ants. Because she was- inside our house, in our living room- covered in the tiniest black ants I've ever seen. She's a pretty cool cat, so there wasn't any screaming, but there was extremely quick clothing removal and a good heebie-jeebie dance. Just in time for…
-Sissy to come running around the corner carrying my extremely full, open water bottle, which she had probably already back-washed into.
I pride myself in being able to assess a situation and prioritize. I think it's one of my biggest selling points on the resume I'll write some day explaining how I qualify for nearly any job based on my training as a parent. But this particular cluster left me a little befuddled and giggling at the absurdity.
Ultimately Andy took diaper dooty (that's a joke for you Jessie), and I brushed the ants out of Lucia's hair. Sissy, with a little coaxing, actually put the water bottle down all by herself, but then quickly found Mateo's "baba" (binki) and sucked on it until we were all a little less distracted and snatched it away. After the kids were down, we moved some furniture in the playroom so that hopefully there's no more high-dives off the window sill.
And…phew. We'll see what tomorrow brings. Hopefully my Mom-dar and prioritizing abilities won't be quite so tested…
But, who am I kidding. Five kids is a lot of kids. Welcome to your new normal Caitlin.
And welcome, everyone else, to Elder- Party of Seven. I'm sure there will be many more tales to come…
Continuing a Mother's Day tradition, I try to step in front of the camera on Mother's Day and get some photos with each of my kiddos.
Genevieve (18 months)
Dominic (4 years)
Lucia (5 years)
Monica (7 years)
I know, even now, that I want to remember being a part of their childhood. I want to have photos not just of my kids, but with my kids. And, even if we're not all smiling, we were all there.
With patchy shade and grumpy teethers, it gets harder every year to get a "good" shot with everyone together, but that's motherhood right? It's messy and distracted and beautiful and dappled with more love than I thought possible.
And for those same exact reasons, it's worth remembering.
Genevieve is just a hoot right now. She's in that super-sponge 18 month(ish) phase where she's absorbing so much, I can almost hear the neurons growing in her brain. Every day there are new words, new faces and new stories she likes to tell.
Her vocabulary takes a little interpretation, much like her oldest sister. But she's happy to tell her favorite memories to anyone who will listen:
Kitty, kitty (while pointing to her arm): the kitty scratched me (this girl will NOT leave Athena alone, and our kitty is old and grumpy, now…she'll learn some day to have soft hands)!
Dog dog! (while sticking her finger up her nose): Uncle Jacques' dog licked me in the face!
Maaahhh, wa-wa (while pointing to her shirt): Dom spilled water on me!
Yes, you read that right. Her word for Dominic is a growling Maaaaaahhh sound. It's hilarious, and probably has something to do with the fact that he currently speaks in mostly dinosaur.
When I ask her for a kiss, she pokes my face with her little finger (exactly as I'm showing her, "Come on Sissy, give Mama a kiss. Right here on my cheek!")
Her favorite thing to do is faceplant onto pillows. She climbs on ALL THE THINGS just like her big brother did. And she is the first kid to be found, unsupervised, with markers, drawing all over the floor and wall and toys (I blame it on the house move and not finding a good place to hide the markers yet…).
Her "bah bah" (binki) and other "bah bah" (blankie) are her two favorite things. Lucia is quick to find them whenever G is crying.
She wears everyone's shoes, steals remote controls, and tests just how far she can get to touching the electrical outlets before she gets in trouble. Good thing she's so dang cute.
Every night after bath, before PJs, Andy carries Genevieve wrapped up in a towel, tip-toeing through the house to look for me. She puts her finger on her nose and whispers "shhhhhh!" until they find me and they yell SURPRISE! Well, Andy yells and Sissy laughs hysterically.
All the big kids take their turn loving on her. She looks up at each of them (Mo-Mo!, Ooh-ooh! Maaahh!) with straight up love in her eyes, and they each make her laugh like no one else. Of course, she has her struggles and also yells, and cries, and gets mad at each of them, but I am more often floored to find them all sitting together or playing nicely.
She has the funniest old man laugh. Always has. And it's the quickest way to make even Andy's hardest day turn around 180 degrees.
Every day we see a little more of who she is and who she's becoming and it is a delight!
One of my favorite bloggers, Beth Woolsey, often "waves in the dark" to her readers. It's her way of communicating that nobody is alone in their struggles and fears. And I feel like I need a little of the same tonight…
So, for all the mamas
Who feel mediocre.
Who know, if they could just figure out that perfect __________ (sticker chart, discipline method, sleep routine, screen time regimen etc) the kids' behavior would improve.
Who know, if they were just a little more intentional, they could find an organizational scheme so that permission slips wouldn't get lost and socks could be matched and kids could find their shoes.
Who know if they just had the discipline to wake up a little earlier, they wouldn't come screeching into school, late, sweatpants-clad yelling "hurry up!" as everyone falls out of their old van like a shabby, grumpy clown parade.
Who count every negative kid-interaction, placing them on the scale against "I love you"s, and fall short of being balanced. Every. Damn. Day. And who know that their fly-away temper is going to ruin their kids for life.
For all the wives
Who know that spark would be a flame if they could just figure out a way to make date night a weekly thing.
Who know if they could just find the right ___________ (gym, work out video, diet plan etc) they would stop eating all the kids' Easter candy, and maybe fit back into their wedding dress for an important anniversary some day.
Who know they should be able to handle all the cleaning and cooking and home-ing like all those other wives are capable of doing.
For all the friends
Who worry about calling, because they know everyone is too busy to talk.
Who know that that one stupid, weird thing they said ruined a budding friendship for sure.
Who know that their text, no matter how funny, doesn't really deserve a reply from that beautiful, popular friend.
Who know if their house was just a little cleaner, better organized, a little less sticky, and a little less loud, then they'd also be posting photos of great play dates and smiling BFF selfies.
For all of you who know you know that that none of these things are actually true, but who feel it sometimes anyway.
You are not alone.
And neither am I.
Photo credit for most of these: Mom! (thanks for coming with me! And next year WE need a photo together!!)


text: Gold Hovering at 6 Month Lows It's easy to get complacent when the metals prices are low or stagnant. It's human nature to assume things will not change and procrastinate making any decision to buy. Who knows, gold and silver prices could remain low for months or years. But it …Read More »

subset: commoncrawl


text:
Objest brand and product launch
The visual identity for new premium watch brand Objest, created by Six, has been released.
Objest is headed up by Jared Mankelow, a successful product designer, who has previously held positions at IDEO in San Francisco and Conran and Partners in London.
Working closely with Jared over the last few months, Six has produced an identity, packaging, print materials and a website with online store for the brand. A full case study will feature on the Six site shortly.


text:
The Chicken's Mistake
A little downy chick one day
Asked leave go on the water,
Where she saw a duck with her brood at play,
Swimming and splashing about her.
Need, she began to peep and cry,
When her mother would not let her,
"If the ducks can swim there, why can't I?
Are they and bigger or better?"
Then the old hen answered, "Listen to me,
And hush your foolish talking,
Just look at your feet, and you will see
They were only made for walking."
But chicky wistfully eyed the brook,
And didn't half believe her,
For she seems to say, by a knowing look,
such stories could not deceive her.
And as her mother was scratching the ground,
She muttered lower and lower,
"I know I can go there and not be drowned,
And so I think I'll show her."
Then she made a plunge where the stream was deep,
And saw too late her blunder;
For she had hardly taken time to peep,
When her foolish head went under.
And now I hope her fate will show
The child my story reading,
That this who are older sometimes know
What you will do well in heeding;
That each content in his place should dwell,
And envy not his brother;
For any part that is acted well
Is just as good as another;
For we all have our proper spheres below,
And 't is a truth worth knowing:
You wil lome to grief if you try to go
Where you never were made for going.
Catholic National Reader
Benzinger Bros. 1889
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Welcome to our Family Tea Farm!
Howdy from our farm to your home! It is said that the, "farm is the nursery of the family," and that "the family is the nursery of the nation." We hope you enjoy your visit to our blog as we share with you the happenings on our little "nursery". Thank you for following us on our journey and watching us GROW! Read more about our farm HERE.
February 2020
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text:
Pulseable Signal
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Ways you can earn Signal
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Perks and Unlockables
As you earn Signal, you unlock exclusive badges and perks. At 2000 Signal, you unlock the Explorer badge, which appears next to your name and helps you stand out to brands and other Pulsers in the community. In addition, you unlock access to exclusive and pre-release features.
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You unlock
- TheExplorerbadge, a special badge of recognition
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text: Blog 5 Types of Real Estate Agents You'll Meet: Which One Is Best? | realtor.com® Whether you're buying or selling a home, finding the right real estate agent to partner with can be a daunting task. Whether you're buying or selling a home, finding the… Written by Kyle Barber August 10, 2019 No Comments Do You Lack Home Maintenance I.Q.? Avoid costly repairs with proactive maintenance. Home sweet home might just become a little less so if costly repairs crop up — and for most homeowners, they will. The… Written by Kyle Barber August 8, 2019 No Comments 7 Mistakes Sellers Should Avoid At All Costs Have you ever heard that phrase "a stitch in time saves nine?" Well it applies nowhere better than in the real estate sales process, and it's your job as an… Written by Kyle Barber July 12, 2019 No Comments Cooking Up The Right Kitchen Remodel. Design photo created by freepik – www.freepik.com Kitchen remodels are a big (and expensive) undertaking. Make sure you pick the right approach for you. There are lots of options, it… Written by Kyle Barber June 20, 2019 No Comments 4 Things Pet Owners Regret Doing When Buying a Home Thinking about your pets when buying a house? You aren't alone. According to a 2018 Realtor.com survey, 79 percent of pet-owning homebuyers say they'd pass on an otherwise perfect home… Written by Kyle Barber June 13, 2019 No Comments Spring Home Improvements Besides marie-kondoing our closets and planting new flowers in the yard, spring is always a good time to think about what improvements you can make to add to the value… Written by Kyle Barber April 11, 2019 No Comments How often should you paint your home's exterior Nothing gives the outside of your home a fast, impressive facelift like a fresh coat of paint. Whether you want to add a touch of quick curb appeal before… Written by Kyle Barber April 11, 2019 No Comments Questions to ask before hiring a professional Now that you've decided to move forward with a home improvement project, it's time to hire the right professional for the job. If only it were as easy as calling… Written by Kyle Barber April 11, 2019 No Comments Winter May Be A Good Time To Buy Written by Kyle Barber December 5, 2018 No Comments The real estate market might be scary but there are still opportunities. CLICK HERE FOR A VIDEO RUNDOWN OF THE OCTOBER 2018 MARKET The market place might be scary because of all the unknowns, but there are also lots of… Written by Kyle Barber October 23, 2018 No Comments 12345...23 About our blog Our agents write often to give you the latest insights on owning a home or property in the local area. Recent Posts Need A Little Extra Help Right Now? Here are some places to find it. Virtual Real Estate In A Time Of Social Distancing Clean like the CDC recommends. 7 Spring Cleaning Tips While You Are Stuck Inside Top Things To Do During Social Distancing Archives March 2020 February 2020 October 2019 August 2019 July 2019 June 2019 April 2019 December 2018 October 2018 September 2018 August 2018 July 2018 June 2018 May 2018 April 2018 March 2018 February 2018 January 2018 December 2017 November 2017 October 2017 September 2017 August 2017 July 2017 June 2017 May 2017 April 2017 March 2017 February 2017 January 2017 December 2016 November 2016 October 2016 September 2016 August 2016 July 2016 June 2016 May 2016 April 2016 March 2016 February 2016 January 2016


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The Fairhope Film Festival returns with its 2017 event November 9-12.
Four autumn days in walkable Fairhope–4-6 venues. This is a beautiful spot on the bay, 30 minutes from the Gulf of Mexico, 2 1/2 hours from New Orleans with the famous Grand Hotel as one of the festival's partners. FFF offers engaging films, great parties, and interesting judges who have included Talia Shire and Prudence Farrow Bruns. Come and be enthralled by the beauty of the location and be enlightened by the quality of the films.
FFF is currently still open for Shorts submissions – current or no more than 3 years old, 25 minutes or less in length.


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UNDERGROUND NOTES. Introduction by Vladimir Maximov.
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The US House of Representatives may have voted to roll back the FCC's privacy rules and let internet providers sell your browser history without your explicit permission, but there's a proper replacement waiting in the wings... maybe. Tennessee Representative Marsha Blackburn has proposed a bill, the Browser Act, that would have both internet providers and content providers (like Facebook or Google) get your permission before selling data. They couldn't refuse service if you disagreed, either. The measure would theoretically please both privacy advocates as well as those telecoms that saw the FCC's ISP-only regulation as unfair, such as AT&T. However, there are still serious areas of concern -- it's possible that this bill would anger both sides.
Congressional internet privacy bill would counter FCC rollbacks
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Most notably, the bill would prevent both the FCC and states from pursuing similar online privacy regulations. Is a privacy issue better-suited to the FCC than Congress? Too bad. And civil liberties groups aren't entirely convinced that the Browser Act is as much of a boon to privacy as it could be. The ACLU's Neema Singh Guliani tells Recode that "gutting" the FCC regulation wasn't the answer to privacy issues -- there should have been a "replacement," she says.
Meanwhile, some companies see this as going too far. The Internet Association, which represents the likes of Amazon, Facebook, Google and Twitter, is concerned the bill would "upend the consumer experience online and stifle innovation." It's not clear that this is true, but advertisers would certainly be unhappy if they had to make do with only a fraction of the data they have now. Sites that thrive on selling data definitely wouldn't be pleased. Moreover, some telecoms may balk at any regulation restricting how they sell data, no matter how consistent or light it might be.
All of this assumes the bill goes anywhere. It's not certain that Blackburn's proposal will come up for a vote, let alone get the President's signature. The current anti-regulatory environment could make it difficult to pass any bill that proposes more limits, even if there are clauses that might please the anti-rule camp. If the Browser Act survives the gauntlet, however, it would at least partially fill the privacy vacuum that Congress just created.


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MJP College, Pune
MJP College was the first member of Deeksha in Maharashtra. As a campus dedicated to providing training for both board and competitive exams, it gives students an access to exhaustive, relevant and original study material and test papers based on the latest exam pattern for their preparation. The campus is governed by an impeccable administration that maintains strict discipline for all. In an effort to empower the youth for tomorrow's world, the campus systematically nurtures independent and logical thinking ability among students.
The college values each student and takes responsibility for their success. Every member of the staff works very hard to help students achieve success, and students are expected to do the same. Teachers help children dream big, identify steps needed to achieve those dreams and provide the encouragement to find and celebrate their success — even when success may be different from the child's original dream. They talk to students through conflict resolution, help students find joy in solving everyday problems and encourage them to take risks.
Teachers prepare students to respect others' ideas, apply critical thinking strategies with authentic problems and think independently. It is a proven fact that when students study with peers of approximately same intelligence level, they are able to learn more and even the teachers are able to plan their lectures well. The college, therefore, organizes merit based batches to create a spirit of competition among the students. Students are given regular feedback on their tests so that they can improve their performance. Further, personalized doubt sessions are designed to ensure all students are given equal attention. Attendance is taken during every lecture and the absence is reported to the parent through SMS.
The faculty at the campus are well-educated and have several years of experience in teaching the syllabus of both Pre University and competitive exam. They care for each student and make sure they achieve their dreams. The teachers encourage students using different motivating methods. They inspire students to have high expectations which in turn will act as a helping hand to achieve their objectives and have the confidence in them that they can succeed. The main aim of the teachers is to bring a positive difference in the lives of students through hard work and dedication.
- All classrooms are well-equipped with ample lighting, spacious and well-ventilated, fitted with white/green board & information board.
- Projector based audio-video teaching is available. White boards and Markers are used in place of the conventional blackboard for better ease of vision and hence better understanding.
- Transport facility available.
Deeksha, Salisbury Park, Pune,
MJP College,
472-A,Salisbury Park,
Opp.Maharashi Nagar Police Chowky,
Pune 411037
Courses Offered
Deeksha Results
Our results speak for itself. The rigorous programmes that we run have produced top ranking students in different competitive exams (both Engineering and Medical). Well-planned teaching methodologies, expert faculty and exceptional facilities provided to students have been the reasons for our consistent success.
- We achieved 463 centums and 1222 distinctions. Students have made us proud by scoring high in PU.
- 3 students were among the Top 10 scorers in KCET 2017 and 4 were among the Top 10 scorers in COMED-K 2017
- In 2017, over 440 students from Deeksha qualified for JEE-Main. Vishwajit P Hegde was the topper with AIR 65.
- 30 KVPY qualifiers in 2017


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We start by showing you a general, graphical overview of everything. Using graphs, we will tell you how many students actually completed the test, and when people actually completed the test. You can click on those infographics to view more detailed information.
View a question-by-question run down to view exactly how every student did on every question. Get an average score, and view in depth analysis on each student's results. You can also view an average score to see which questions students did well on and questions students didn't do well on.
How did each student do? Use the student view to get an overview as to how your students did overall. You can order them by highest score, lowest score, first to complete and last to complete. You can view exactly how many marks they got, and their percentage.
When completing tests, students can flag questions and leave a message for you explaining why they had problems with it. Our analytics package helps you easily manage flags and respond to them quickly and easily using our built-in messenger.
Our research showed that teachers found it much more helpful to have written responses over smiley indicators, so all of our student/teacher communication is based around our messenger.


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The essence of this site are copyright ©2019 Nanowerk. All Rights Reserved
Month: March 2019
Trump administration awards $1.7 million family formulation extend to anti-abortion group
The non-profit Obria Group, that considers itself an anti-abortion version of Planned Parenthood, says a $1.7 million endowment it is receiving from a Trump administration will help account a sequence of predicament pregnancy centers that conflict termination and do not offer contraceptives.
At a same time, a Department of Health and Human Services, that announced a extend on Friday, is cutting supports to some Planned Parenthood affiliates.
"Many women wish a event to revisit a professional, extensive health caring trickery — not an termination hospital — for their health caring needs; this extend will give them that choice," Kathleen Eaton Bravo, owner and CEO of The Obria Group, pronounced in a statement.
Obria also pronounced it expects to receive a sum of $5.1 million over a next three years in Title X Family Planning funding, awarded by HHS, to enhance services to low-income people and families in 4 California counties.
Planned Parenthood pronounced Friday that 4 of its affiliates, that offer 40,000 people in Hawaii, North Carolina, Ohio, Wisconsin and Virginia, were "stripped of funding."
"Today, they are stealing appropriation from these devoted health centers and providing appropriation to entities that do not yield evidence-based treatment," Planned Parenthood President Leana Wen pronounced in a statement.
"This continued conflict on Title X will outcome in dismantling a nation's module for affordable birth control and reproductive health care, risking entrance to extensive health caring for millions of low-income women and families."
The appropriation proclamation follows a preference by HHS earlier this month to correct its Title X module that will now, among other things, retard a accessibility of sovereign supports to family planning providers that also offer termination services, according to a Kaiser Family foundation.
The changes, that are being challenged in sovereign court, would also prohibit sites that attend in a Title X module from referring profound clients to termination providers.
The Obria Group pronounced a income that it is receiving will assistance it manage a work of 7 hospital partners in California, including 3 of a affiliates that do not provide contraceptives or perform abortions.
Obria describes itself as a nonprofit associate network that operates 21 health clinics and 11 mobile clinics in 5 states with 78 protected medical professionals providing extensive health caring services.
Obria says these include, among other things, pregnancy contrast and counseling, prenatal caring by delivery, "sexual risk deterrence education," adoption referral, post-abortion support, HIV/AIDS testing, ultrasounds, and cancer testing."
Of a other 4 clinics overseen by Obria, two will yield contraceptives, though won't be authorised to use Title X family formulation extend module supports to compensate for it, an HHS orator said, according to The Hill.
The Shoei GT-Air II Arrives in North American Dealers
It's Here
We reported on a Shoei GT-Air II a while behind and now it's strictly entrance to dealers in North America. Shoei recently sent us a press materials and announced a attainment of a new GT-Air II to dealers, so now we're flitting that info along to you.
As we expected know, a Shoei GT-Air II. It's been around a small while now. The GT-Air II is a important step forward. Shoei calls it "form and duty refined." In other words, a association took a GT-Air and done it softened and combined a roman numerals for dual behind a name.
Make no mistake, though. Shoei didn't only debonair adult a helmet and come out with some imagination new selling materials. The GT-Air II looks like it's legitimately softened than it was before. Among a improvements are a longer inner object shield, a code new "first position" for a visor to assistance fan a helmet, even softened helmet from noise, softened aerodynamics, and prep for a Sena SRL2 communication system.
In further to all that a helmet facilities three vast intake vents and 5 empty vents for glorious ventilation. The bombard is a mix of fiberglass and organic resins. With all of a updates, I'd assume it will be one of a softened helmets out there. We should get a hands on one of these during some indicate in a destiny for a full review.
TV Ratings Friday: NCAA leads, 'Speechless' dips
Broadcast primetime live + same-day ratings for Friday, Mar 29, 2019
Note: Live NCAA basketball broadcasts on CBS will expected outcome in larger adjustments than common for a network in a finals.
The numbers for Friday:
CBS dominated a Friday primetime ratings this week with a continued NCAA Tournament coverage.
The honeyed 16 diversion between Michigan State and LSU kicked off a night for a network with a 1.6 rating in adults 18-49 and 6.56 million viewers. However, it was a network's promote of a after diversion between Duke and Virginia Tech that won a night, with a 2.5 and 8.5 million viewers.
Pending updates, both games are now adult from a 1.4 and 2.4 ratings that a network's Friday night honeyed 16 broadcasts scored a year ago.
Elsewhere, NBC grabbed 0.6 and 0.5 ratings with back-to-back "Blacklist" episodes, both of that were on standard with a show's opening so distant this season. On ABC, both "Fresh Off a Boat" (0.5) and "Speechless" (0.4) fell one-tenth from their final episodes.
With usually a "Last Man Standing" rerun as a lead-in, FOX's "The Cool Kids" slipped from a 0.7 to a 0.6 this week. "Proven Innocent" followed, and managed to reason onto a prior 0.4. Meanwhile, a CW's "Dynasty" posted a 0.2, adult one-tenth from a 0.1 final final Friday. "Crazy Ex-Girlfriend" stayed even with another 0.1.
Network averages:
Late-night metered marketplace ratings (adults 18-49, households):
11:35 p.m.
"The Late Show with Stephen Colbert" – R: 0.6/4, 1.9/6 (delayed by NCAA)
"Jimmy Kimmel Live" – R: 0.4/2, 1.7/4
"The Tonight Show Starring Jimmy Fallon" – R: 0.3/2, 1.5/4
12:35 a.m.
"The Late Late Show with James Corden" – R: 0.3/3, 1.1/4 (delayed by NCAA)
"Nightline": 0.3/2, 1.1/3
"Late Night with Seth Meyers" – R: 0.3/2, 0.8/3
Rating: Estimated commission of a star of TV households (or other specified group) tuned to a module in a normal minute. Ratings are voiced as a percent.
Fast Affiliate Ratings: These initial inhabitant ratings are accessible during approximately 11 a.m. ET the day after telecast. The total might embody stations that did not atmosphere a whole network feed, as good as internal news breaks or cutaways for internal coverage or other programming. Fast Affiliate ratings are not as useful for live programs and are expected to differ significantly from a final results, since a information simulate normal promote feed patterns.
Share (of Audience): The percent of households (or persons) regulating radio who are tuned to a specific program, hire or network in a specific area during a specific time.
Time Shifted Viewing: Program ratings for inhabitant sources are constructed in 3 streams of information – Live, Live +Same-Day and Live +7 Day. Time-shifted total comment for incremental observation that takes place with DVRs. Live+SD includes observation during a same promote day as a strange telecast, with a cut-off of 3 a.m. internal time when meters broadcast daily observation to Nielsen for processing. Live +7 ratings embody observation that takes place during a 7 days following a telecast.
Source: The Nielsen Company.
Attrait Solutions: Offering Holistic Affiliate Marketing Consulting to Put Brands on a Path of Success
Murtaza Husain, Co-Founder
With a unfurling of present-day digital elevations, associate selling has turn a critical apparatus for businesses. Alas! Most of a businesses don't know how to effectively bargain with their associate selling requirements. They are in apocalyptic need of proficient selling consultant who can yield an effective well-rounded selling strategy, and capacitate them to dwarf in this energetic online selling framework.
Synonymous to a new age internet business space, Attrait Solutions, an associate selling consultant resolution provider, is a ideal resolution to this need, interjection to a poise on utilizing a internet as a poignant selling apparatus for effectively selling a brand. After bargain a competition, pricing strategy, code positioning, and consumer bottom of a clients, a association empowers them to overpass a opening between them a online world, and sell their products services in a right way. By providing end-to-end selling services right from strategizing, implementing, examining marketplace scope, building websites, and cataloguing to positioning a compulsory brand, this
$25 Million in 2 Weeks: BlockFi Booms as Bitcoin and Ether Investors Seek Interest
The Takeaway
- BlockFi's interest-yielding deposition accounts, launched in beta in Jan and entirely live this month, have captivated some-more than $35 million in crypto. Most of it is being lent to institutional borrowers.
- BlockFi's terms of use give a association poignant space over how it uses depositors' supports and what seductiveness rate it can compensate them. This coherence is indispensable for a association to grow fast, CEO Zac Prince says.
- Institutional investors steal crypto during individualized terms, during seductiveness rates from 4 to 12 percent, and BlockFi can call in a loans during any time.
- When crypto prices pierce dramatically, BlockFi manages risks by creation borrowers put adult some-more material or offered some of it.
- BlockFi is planning to hurl out new products every 6 months and lift some-more capital.
BlockFi wasn't a initial lending startup in a cryptocurrency market, though it's expected a one removing a many pleasantness these days — including some feverishness from village members.
While it was founded in 2017, and began creation fiat loans with crypto material in Jan 2018, a association was bearing into a spotlight progressing this month when it strictly launched an interest-bearing deposition account. Seemingly too good to be true, a product entices investors with earnings of adult to 6.2 percent annually for holding their bitcoin or either.
So far, a product seems to be gaining traction. According to CEO and owner Zac Prince, users have already deposited some-more than $35 million worth of crypto, around 80 percent of it in bitcoin, into their interest-bearing accounts given beta contrast began in January. Of that, $25 million, was collected after a Mar 5 launch.
Yet skeptics roughly immediately began looking underneath a hood.
For example, counsel Stephen Palley noted that, while BlockFi is promotion 6.2 percent, according to a product's terms and conditions page, a association can cgange a rate during a discretion. Others pointed out that, as a deposits won't be insured as they would be during a bank, "your upside is singular to 6.2 percent since your downside is 100 percent" if BlockFi fails.
Wall Street maestro Caitlin Long remarkable that by depositing their crypto with BlockFi, people arrangement themselves to a form of counterparty risk: "I didn't see avowal on that," she wrote, adding that by renting a right to rehypothecate clients' supports – re-lend material already affianced to another lender – BlockFi competence arrangement itself to authorised hurdles in some U.S. states.
Given a argumentative nonetheless transparent marketplace seductiveness in this product, CoinDesk sat down with Prince to speak about a company's policies, how BlockFi's business works, and, many importantly, how it manages risk.
Lending fiat, borrowing crypto
BlockFi is now charity dual products to sell customers: cryptocurrency-backed loans and crypto-funded seductiveness accounts. With a loans, a patron borrows U.S. dollars for one year during 4.5 percent interest, depositing bitcoin, litecoin or sky as collateral. They can usually steal adult to 50 percent of what a affianced crypto is value during a time.
Meanwhile, with a seductiveness account, a patron deposits bitcoin or sky with BlockFi so that a item can amass seductiveness (denominated in crypto) each month. As mentioned, BlockFi is promotion a 6.2 percent annual devalue seductiveness rate for such accounts, that is dual to 3 times improved than a U.S.Treasury bond or a U.S. bank saving account yield.
But again, a terms and conditions categorically contend that a seductiveness will be distributed by BlockFi during a discretion.
When asked if there is any benchmark BlockFi uses to establish a seductiveness rate (the way, for example, a bank competence take into comment an index like LIBOR when environment a rate on a loan), Prince answered simply: "No."
The deficiency of any regulation allows BlockFi to flexibly change a rate and make it some-more appealing to intensity users, he said, explaining that for now, a product doesn't make money:
"The rate is a multiple of a marketplace and patron merger costs. This product will be for some volume of time, substantially for for 3 to 18 months, a detriment leader. We are OK with losing income for a while. If it was quite formulaic we substantially wouldn't have adequate control to make certain it's appealing adequate to a vast volume of people to strike a patron merger targets."
To grow a user bottom quickly, BlockFi is planning to hurl out new products every 6 months and to lift some-more capital. (It has already finished several try appropriation rounds, a largest one – led by Mike Novogratz's Galaxy Digital – lifting $52.2 million.)
Prince explained:
"We trust that we will be means to continue lifting try material ancillary a expansion and during a certain indicate down a highway [when] we're a most bigger company, maybe we're a open company, afterwards we can say: 'Ok, we spin to distinction now.' We expect being means to lift incomparable and incomparable amounts of try material for a while, during slightest for a subsequent integrate of years."
…and lending crypto, too
The third thing BlockFi does, though promotion it to a sell market, is lend crypto to financial institutions. "We don't unequivocally cruise of it being a product," Prince said. "We cruise of this as of something we need to do to be means to broach a product to a core customer, that is retail."
This third member is what allows BlockFi to acquire crypto that can be used to compensate seductiveness to a sell depositors. (The fiat loans are in a apart bucket, saved from a try material BlockFi raised.)
Most of a $35 million in deposits collected is being lent to institutional borrowers: of each deposit, a bigger partial goes to a lending business and a smaller partial stays as a reserve, though a accurate ratio is not disclosed.
Gemini Trust, founded by Cameron and Tyler Winklevoss, was selected to hoop control for BlockFi's clients, as good as a relocating of crypto from a depositors to a institutional borrowers — BlockFi itself doesn't reason a cryptographic private keys determining a funds, Prince said.
Currently, BlockFi's borrowers mostly go to dual groups, he said: people trade bitcoin futures and normal financial institutions – in particular, exclusive trade firms and marketplace makers.
The terms on that institutions steal crypto change on a case-by-case basis, Prince said. The seductiveness rate can be between 4 and 12 percent, and a fiat material (which can be denominated in stablecoins, possibly a Gemini dollar or a Paxos Standard) can be between 110 and 150 percent of a loan amount. The relationships with borrowers are governed by sold ISDA agreements (the customary ask ruling over-the-counter derivatives transactions, done famous by a bestseller and film "The Big Short").
The tenure of a loan can vary, though BlockFi pot a right to call in a loan with one's week's notice — a same volume of notice a depositor can give to repel crypto. This proviso ensures a association will always have adequate crypto to accommodate withdrawal requests, according to Prince.
Managing risk
So what happens when crypto prices pierce significantly (as they mostly do)?
When a cost goes down, clients' material will shrink, too, and a loan-to-value (LTV) ratio of a loans will arise from 50 percent to a aloft number. On a other hand, if prices soar, institutional crypto borrowers will find their loans most some-more costly to compensate back. But according to Prince, BlockFi has taken several measures to lessen these risks.
For a fiat loans, if during some indicate a volume of money a sell customer borrowed becomes equal to 70 percent of a material instead of 50 percent, to lapse to a safer LTV ratio, BlockFi will hit a customer and give them 72 hours to possibly compensate behind a loan, supplement some-more material or take no action. Choosing a third choice means BlockFi will sell a partial of a material on an sell or by an OTC desk, use it to compensate down a loan, and get a LTV "back into a protected zone," as a terms and conditions page puts it.
The same resource works for institutional investors that steal crypto: if a cost of bitcoin goes up, and what they borrowed ends adult costing some-more relations to a volume of money collateral, BlockFi will hit them and ask them to supplement some-more cash. If a bitcoin cost hits a certain preset level, that also varies from borrower to borrower, BlockFi can use a material to buy bitcoin and tighten out a loan.
The terms for institutions, again, are rarely contingent on a turn of trust a sold customer has. As Prince put it:
"If, say, JP Morgan wanted to steal a million dollars from us, we substantially wouldn't need to take any collateral."
Plus, a loans are structured so that if need be, BlockFi can follow after a deeper pockets behind a borrower. "We're creation certain that we have upheld by to a primogenitor entity if we're confronting a subsidiary, in terms of a default," Prince said.
Legal and regulatory
In box a borrower defaults, holding them to justice won't be a problem, Prince believes.
"The authorised structure we use to lend someone crypto is no opposite than we would use, say, to lend somebody USD cumulative by Japanese yen," he said.
As for regulatory compliance, BlockFi is a protected lender in a states that need this — a money loans are now accessible in 47 U.S. states.
"The biggest state we don't support is Nevada since it requires we to have an bureau in a state, that isn't something we devise on doing in a nearby term," BlockFi's executive of marketing Brad Michelson told CoinDesk. He wouldn't name a other dual released states.
As for a seductiveness accounts, they are accessible worldwide, solely a states of New York, Connecticut and Washington and in any countries authorised by a U.S., a U.K. or a E.U.
BlockFi doesn't reason a New York State BitLicense, that explains since it lends though won't take deposits there.
"For a crypto loans, we don't trust we need a BitLicense," Prince said. "For a seductiveness accounts, we don't trust we need one either, though a opinion on that is not clever adequate for us to offer it here."
The excellent print
The terms and conditions on BlockFi's website contend that a association "will lend, sell, pledge, rehypothecate, assign, invest, use, dilute or differently dispose of supports and cryptocurrency resources to counterparties, and we will use a blurb best efforts to forestall losses," affording a lender poignant space over a use of clients' funds.
Further, users relinquish their rights to obtain a paper duplicate of a contract, record a category movement opposite BlockFi or ask a jury trial. The association also can change a terms during any time and it's a user's shortcoming to examination them "from time to time."
Prince explained that what is described in a terms is only a genuine risk to a crypto investor, seemingly stated.
"There is this maze that you're put in: we have to be really, unequivocally clever in terms of what your agreement says to strengthen your company, since crypto is in this regulatory grey area," he said. "The Catch-22 is we have lawyers, we divulge any risk, you're perplexing to strengthen your association from a regulators, though that means we need to write things like this."
He added:
"Scams don't write things like this."
As for rehypothecation, that Long and others cruise antithetical to bitcoin's promise, Prince argues it's essential for a nascent crypto marketplace to grow. One of a advantages of rehypothecation, he explained, is that it allows intermediaries to revoke trade fees and enable brief selling.
"If we don't have a marketplace that goes both ways, we can't find a loyal cost of an asset. Rehypothecation is a vital member enabling that," he said.
At a finish of a day, any investment is risky, and BlockFi is only being blunt about it, Prince argued, concluding:
"Read a risk avowal of, say, an IPO, and maybe in a finish we say: 'This is a scariest thing ever, I'll never deposit in a batch again in my life!'"
UPDATE (Feb. 20 14:00 UTC): This essay has been updated to give a some-more accurate clarification of rehypothecation.
Image of BlockFi's group — pleasantness of BlockFi
How to spin training into a talent magnet
The genuine estate attention has a training bend problem. While it has a shoal entrance to get started as a genuine estate agent, it's a high ascending stand to turn a successful agent.
Ask any tip performer how they achieved their success and they'll bring dual factors. The initial is tough work. And a second is glorious training.
Pre-licensing mandate change from state to state, including how most preparation is required, what topics are included, a fees involved, and a form of examination. But who will be a face of a marketplace in a years to come? Who will arise by a ranks to browbeat their market? How do we know who a tip agents will be before they even get their license?
That's where your brokerage comes in. Providing preparation and training advantages can assistance you:
- Create your possess pool of intensity agents to partisan from with pre-licensing
- Support and rise your possess agents as they swell with stability education
- Create an additional income tide for your brokerage
"Offering pre-licensing preparation provides a brokerage with a event to display what we have to offer to a best new talent," pronounced Rett Harmon, Co-Owner of CENTURY 21 Novus, Team Leader of Rettro Group, located in Carrollton, GA. "It creates opportunities for us to rivet with students, deliver them to a classification and leadership, and settle a classification as a welcoming place. Ultimately, it helps us brand a right agents for us – those with goals and values that align with a business objectives and handling philosophy."
Here are dual ways your classification can confederate educational offerings into your business model.
1. Become a propagandize of record with indiscriminate educational content
Working with an preparation and training partner, your brokerage can emanate a training apparatus that is entirely branded, with your possess pricing structures. As a approved school, your brokerage maintains station with state regulatory bodies.
In progressing a tyro administration, you'll have full prominence into enrollment, coursework progress, scores and completion. And as a result, your brokerage can cherry collect a best students for recruitment efforts and time a recruitment efforts well. All while gripping a large cut of a income from preparation sales.
2. Turn your brokerage into an associate partner
Training associate programs make it easier for brokerages to offer genuine estate pre-licensing and stability education. Simply yield a couple for students to squeeze and finish courses on a preparation provider's website. The preparation provider is a propagandize of record and handles all tyro administration, creation it easier for you. Your brokerage can see who enrolls in a march and who completes a march so we can aim recruitment efforts. And while a smaller apportionment than in a indiscriminate partnership, we also keep a cut of a income from a preparation sales as an affiliate.
Show your agents that their expansion is your priority
Real estate professionals have developed from simply being a screw of inventory information to devoted advisers and transaction routine managers. And a attention keeps flourishing and changing, requiring new skills and understanding. But it's still a comparatively elementary attention to enter, creation it some-more severe for employing managers to mark achievers.
And once we find those agents, a plea is to reason on to them as they mature into a industry. According to Broker Metrics, scarcely 20 percent of all Realtors change their brokerage connection any year. In further to elect structures and marketplace niches, opportunities for training and mentoring surprise those decisions.
"We find that when a agents start requesting something they've learned, it becomes foul in a office," pronounced Harmon. "When they start saying formula from a new approach, either it's a totally new thought or something they already knew though began focusing on in a new way, they boost morale. They come in and share what they're doing, and it helps everybody improve."
As a brokerage that offers approved programs for pre-licensing and stability education, we are positioned to attract new professionals that are driven to grow, and keep your tip performers who know your brokerage is behind them each step of a way.
750,000 professionals have relied on OnCourse Learning Real Estate for best-in-class education, career development, and correspondence solutions interjection to some-more than 4,800 state, IDECC, and ARELLO-approved stability education, pre-licensing, and corporate training offerings. Join 1,500 other partners and learn some-more about how brokerages can partner with OnCourse Learning for training and preparation solutions.
Affiliate Marketing with LeadsGate, Now Among Major Marketing Mix Tools Used On Internet |
By Space Coast Daily // Sep 19, 2018
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Affiliate selling has turn one of a categorical selling brew collection widely used in a Internet. The associate module is an effective record that increases sales with minimal investment and brings income to both parties.
Taking into comment a opening rates, this channel is compared to email marketing, SEO, and contextual advertising.
Sources of trade for associate programs
If we wish to become a village member, payday loans associate program is what we should consider. All trade entrance from a associate module can be divided into dual vast groups:
- Targeted traffic. For example, these are visitors who came to a site on a pivotal ask and a caller is meddlesome in shopping a product or grouping a service.
- Non-targeted traffic. For example, these are visitors who enter a site incidentally and are not meddlesome in a product or service.
As a rule, targeted trade is improved given we need to sell products and services. For a peculiarity traffic, compensate courtesy to a categorical sources:
- Search engines;
- Contextual advertising;
- Banner advertising;
- Teaser advertising;
- Email Marketing;
- Article marketing;
- Social networks.
We deliberately avoided Click-Under, iFrame, Toolbar and other "black traffic." In many partner programs, these are prohibited.
What Is Special about Cooperation with LeadsGate?
LeadsGate is a heading actor in a loan associate industry. The association is dedicated to providing a high rate and veteran use to a affiliates. If we are meditative either to exercise their module on your website, there should be no reason for we to doubt if your business operates in a associated niche. If we aim to enter one of a many remunerative industries, it is LeadGate that will assistance we get to a tip and settle a plain code with a unchanging and large income.
So what creates LeadsGate a special use detached from it providing high rates to a customers? Lifetime commissions is a good advantage for both timeless entrepreneurs and startupers.
Most loan providers compensate we a elect for a strange loan. No cut is supposing to we in box a same patron creates successive loans. It is not a box with LeadsGate, a association rebill complement provides we with pacifist income for any serve loans any patron relates for.
Another good thing about LeadsGate is that they compensate for operation declines as well. In box a lead is canceled or declined, LeadsGate still pays some commission for a lead. In average, it is around 5-15% of additional income for affiliates.
The rates are high compared to a ubiquitous attention standard. What is more, LeadsGate has recently expelled a new underline for a affiliates promote: Installment Loans, that we can use as an additional event to boost your income level. Taking into comment all a good facilities of a service, LeadsGate is really value operative with!
The Aprilia RS 660 Is Coming Soon
The RS 660 Concept Will to Life
Aprilia is famous for high-powered sportbikes, and that has always meant a bike with an engine banishment of 900cc or more. Now, it seems a Italian motorcycle manufacturer will move a middleweight bike to a market. Aprilia will build a RS 660, according to a news form Moto-Station.
In an talk with a Piaggio deputy (Piaggio owns Aprilia), it was suggested that the association continues to rise a RS 660 Concept, and a prolongation motorcycle will come in 2020. According to a report, a association repute also pronounced that a prolongation chronicle will make a entrance during EICMA entrance in November.
That's unequivocally a confirmation, and we're flattering excited. The middleweight sportbike marketplace could use an Aprilia model. As RideApart points out. This is unequivocally partial of a incomparable trend in a motorcycling world. More manufacturers furnish smaller bikes now. we approaching this trend to continue, yet I'm a small astounded Aprilia is removing in on a action.
With that said, we assume a association will have no problem offered a bikes. The 660cc parallel-twin engine is radically half of a RSV4's engine. It should be a loyal performer. There's no word on price, yet I'd design Aprilia's middleweight sportbike to cost some-more than other bikes in a segment.
This shouldn't warn we as Aprilia's bikes are always a small salty. From what we hear, though, they're value it. Personally, I've never ridden an Aprilia bike. Maybe a arriving RS 660 will be a first? I'll keep an eye out come EICMA for Aprilia's central reveal.
How to use AmEx Gold Card dining credit — value adult to $120 a year
Personal Finance Insider writes about products, strategies, and tips to assistance we make intelligent decisions with your money. Business Insider might accept a elect from The Points Guy Affiliate Network, though a stating and recommendations are always eccentric and objective.
- The American Express® Gold Card offers adult to $120 any year in dining credits.
- The label also offers 4x points during US restaurants, creation it one of a many rival cards in that category.
- Here's what we need to know about a AmEx Gold dining credit, including where we can use it, and how to make certain you're removing it.
When it comes to carrying a credit label with an annual fee, it's critical to make certain that you're removing adequate advantages to transcend a annual fee.
One increasingly common approach that label issuers are perplexing to offer value to cardholders: matter credits for things like shopping, travel, or dining.
The American Express Gold Card, that was relaunched in 2018 with a revamped rewards earning program, offers dual opposite credits: one that covers adult to $100 of airline fees, and another, value adult to $120 any year, that can be used toward dining out.
The credit is damaged out into monthly $10 chunks and practical automatically to purchases done during a few specific restaurants: Cheesecake Factory, Ruth's Chris Steak House, and during participating Shake Shack locations. That's a rather singular list, though fortunately, a credit also relates to any sequence placed by food smoothness services Grubhub or Seamless.
we use my monthly credits by Seamless. Just about each grill we get takeout from is accessible by a service, and chances are I'm going to get takeout or smoothness during slightest once a month.
Once we opt-in for a credit on your card's advantages webpage, it will post automatically.
The AmEx Gold Card offers 4x points behind per dollar spent during US restaurants and on a initial $25,000 spent annually during US supermarkets (and 1x indicate after that), so in further to a monthly credits, you'll acquire copiousness of points on those purchases, too.
The card also earns 3x points behind on flights requisitioned directly with a airline or AmEx Travel, and 1x indicate behind on all else.
Be certain to examination our full 2019 examination for a rest of a AmEs Gold Card's advantages and features.
The label offers a acquire reward of 35,000 points when we spend $2,000 in a initial 3 months. Some people are privately targeted for aloft offers too.


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Ed Parker
March 19, 1931 – December 15, 1990
Mr. Ed Parker was the President and founder of the International Kenpo Karate Association (I.K.K.A.). He was also the creator of the now famous International Karate Championships (IKC's) where Bruce Lee made his historic first public appearance. Mr. Parker was also considered the "Father of American Karate" as he opened the first commercial karate studio in the U.S. in Pasadena California in 1956. He achieved the rank of tenth degree black belt - the highest level within the art.
Mr. Parker began his studies in Judo and boxing then found his way into Kenpo, under the instruction of Professor William K.S. Chow while living in his native land of Hawaii. In addition, through exchanges and interactions with other martial artists such as Bruce Lee, Dan Inosanto, and James Lee was Mr. Parker able to experiment and formulate his ideas that would later become American Kenpo.
Ed Parker was the original developer of the art of American Kenpo Karate. Through 40 years of experience, he built his system on principles of motion that included "Opposite and Reverse Motion", "Tailoring", "Focus" and the use of Logic. He developed many tools to aid his teaching with the creation of the "Universal Pattern", the "Equation Formula", training manuals, books and video tapes.
His system incorporates linear and circular motion, with intermittent spurts of speed and power when and where necessary, with both major and minor moves. His idea was to learn motion and principles and then tailor it to fit your body. Later you create your style of moving, governed by principles.
He taught many celebrities over the years including Elvis Presley, Frank Sinatra, Billy Idol and David Lee Roth - among other celebrities. He also taught a man by the name of Paul Mills from Evanston, Wyoming - whom he would later call his "Secret Weapon".
Fred Villari's Studios.com
This site is dedicated to Mr. Fred Villari and Fred Villari's Studios. Fred Villari's Studios .com 2010, All Rights Reserved.


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Music from Brainfeeder, Balkan Vinyl, Axe On Wax Records, Nordic Trax…
Next gigs: Sept 1 – Planet Groove, Kortrijk, Belgium / Sept 7 – Sisyphos, Berlin / Sept 9 – Hallo Montag, IPSE, Berlin – follow me on Songkick for alerts when I'm playing near you http://bit.ly/bgsongkick
Please consider funding me on Patreon if you love my podcast. You can give as little as $2 a month to support me, and in return you'll get exclusive previews of my tracks, extended versions of my club sets and guestlist benefits http://patreon.com/bengomori
Bookings: firstname.lastname@example.com
Discover more new music + exclusive premieres on SoundCloud http://soundcloud.com/turned-on
Follow the Spotify playlist http://bit.ly/turnedonspotify
Turned On is powered by Inflyte – the world's fastest growing music promo platform http://inflyteapp.com.
Don't try and rip tracks from this podcast to play in your DJ set. This is a 192kbps file and it will sound shit. Don't mug yourself (or the artist/label)
Kamal Imani – Cosmic Being (Atdhe Remix) [Monologues Records]
G. Markus – Moon Face [Monologues Records]
Amir Alexander – 20000 Fathoms Deep [Kwench Records]
Honeydripper – Not Red [Nordic Trax]
Fede Lng & Mojeaux – Flight Mode [Axe On Wax Records]
Ross From Friends – Epiphany [Brainfeeder]
Ross From Friends – Phantom Ratio [Brainfeeder]
Ross From Friends – The Revolution [Brainfeeder]
Jozef K – Iron Head [Balkan Vinyl]
Matt Whitehead – Ouroboros [Balkan Vinyl]
Steven Simpson – You Know [Balkan Vinyl]
Future Classic: Paul Epworth – Voyager [white label]


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If you find yourself in Barcelo Corralejo Bay – Hotel and you'll need a vehicle to rent with alquilerescoches you'll have the best prices for cars in Barcelo Corralejo Bay – Hotel (Fuerteventura)
In alquilerescoches we have the following models of vehicles for rent in Fuerteventura: BMW 3 Series, Citroen C4 Cactus, Volkswagen Sharan, Nissan Juke, Seat Altea, Seat Leon Estate, Fiat 500 L, Ford Focus, Ford Ka and Mercedes to
Points of collection near Barcelo Corralejo Bay – Hotel – Fuerteventura
If you do not find your vehicle in Barcelo Corralejo Bay – Hotel can be proven in the following places of delivery:
- Corralejo (Corralejo Bay Resort (Hotel Deliveries) zero metres in Calle Nuestra Señora del Carmen.)
- Corralejo eighty meters in DC Local 5b Avenue Palms Ntra. Ms. of the Carmen Corralejo.
- Port of Corralejo (port of Ferris) to noventa and seven meters in station Maritina of Corralejo Corralejo the olive.
- Riu Palace Tres Islas three kilometers at Riu Palace Tres Islas Avda great beaches.
- Riu Oliva Beach Resort three kilometers in Hotel Riu Oliva Beach Avenida Grandes Playas.
- Puerto del Rosario (ferry port) to twenty-six kilometers in Puerto del Rosario Harbour port of the Rosario.
- Thirty-one kilometers in Meet And Greet Location (served By Castle Office) Airport Barcina La Calle 42-46 Industrial Estate.
- Caleta De Fuste (Castillo Beach (Hotel Deliveries) thirty-seven kilometers in Avda Juan Soto Morales s/n DC Castle.)
- Thirty-seven kilometers in Barcelo Fuerteventura Spa Avda El Castillo s/n old Barcelo Jandía Mar (Hotel) .
- Caleta De Fuste thirty-seven kilometers in C.c Villa Florida Ave. Castle.
- Caleta De Fuste to thirty and seven kilometers in Hotel Sheraton Urb. Fuerteventura Golf Resort old.
- Barceló Castillo Beach Resort (Hotel) thirty-seven kilometers in Barcelo Castillo Beach Resort Avda El Castillo s/n old El Matorral.
- Costa Caleta (Elba Carlota Hotel (Hotel Deliveries) thirty-eight kilometers in Avda Juan Soto Morales s/n DC Castle.)
- Pájara forty-eight kilometers in C / Bentejuí 2 building Emerald Local 5 Morro Jable.
- R2 Rio Calma (Hotel) seventy-one kilometers in Hotel Rio Calma Costa Calma C/artists Canarios 8.
- Costa Calma seventy-two kilometres in Hotel Meliá Gorriones beach boat.
- Costa Calma (Sbh Monica Beach Resort (Hotel Deliveries) seventy-two kilometres at Morasol Atlantico URB Playa De Los Albertos Urb. Playa Los Albertos s/n.)
- Las Palmas (Costa Calma) seventy-three kilometres in Commercial Centre Bahia Calma Costa Calma.
- Nordotel Magic Life at eighty-five kilometers in Nordhotel Club Magic Life Avd Los peoples Num 1 beach Esquinzo.
- Jandia eighty-seven kilometres in C / Bentejuí 2 building Emerald L 5 Morro Jable 35625.
- Iberostar Palace (Hotel) to eighty-seven kilometres in Hotel Iberostar Palace Fuerteventura Urbanización Las Gaviotas.
- Riu Palace Jandia (Hotel) to eighty and nine kilometers in Barcelo Jandia Mar and beach C / Sancho Panza s/n corner beach of the Jable B.vina.
- Morro Jable (Pájara) to eighty-nine kilometers in Jandia Pájara Nyugati Maritima.
- Hotel Riu Palace Jandía eighty-nine kilometres at Riu Palace Jandia Playa De Jandia.
- Calypso (Hotel) to eighty-nine kilometres at Riu Hotel Calypso beach of Jandía.
A wide range of categories in Barcelo Corralejo Bay – Hotel – Fuerteventura
We have categories for all of your needs. See our offer among the following: Compact, economical, 9 seater, convertible, standard, off-road, premium, mini and 7 seater
If you need to get more info on the vehicles you can look at the site of their manufacturers such as Mercedes, Renault and Nissan
More car rental in Spain
If you need to book your car elsewhere in Spain remember that you will have to choose vacation rentals in almost everywhere in Spain. Here some examples:
Book in the Balearic Islands
For those who are going to paradise in the Mediterranean we have some really fantastic prices car rental in Formentera . See the best prices before is agote the availability of vehicles rentable.
In the rest of the Islands we have availability in Ibiza, Menorca and Mallorca.
Vacation rentals in the Canary Islands
We have a broad class of cars in the fortunate Islands. In addition to others places of inside, you can remove your car in them main airports: Tenerife North, Tenerife South, great Canaria, Lanzarote and Fuerteventura.
Holiday rentals in the peninsula
Book rentable cars in many points of the Spanish geography, including major airports such as: Alicante, Malaga, Valencia, Madrid, Barcelona and Seville.


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This course is designed mainly for people who have either:
(a) completed secondary school, and have a few years' experience working in media, as a reporter, program maker, producer, editor, sub-editor, manager, or in a marketing role
(b) completed some tertiary study in media studies, social science, management, marketing, etc. but have no experience in the above types of media work.
If you do not have that educational or working background, parts of this course may be too difficult for you.
You also need to be able to use a computer with internet access for several hours, at least once a week - probably twice a week: once to do the research, and again to send in your assignment. Finally, you will need to have a good knowledge of written English. If you have to look up a dictionary to read this page, the course will probably be too difficult for you.
The course has 10 modules: one per week, for 10 weeks. Each module will require about 8 hours' work - though this will vary from week to week. The work will include
Assignments are due at midday each Monday. Submission instructions.
When you have completed this course, you should be able to:
(a) organize and carry out a simple audience survey, and
(b) commission an audience survey from a market research organization, and
(c) interpret survey reports accurately.
Though a 10-week course will not make you an instant expert, you will have at least a basic understanding of the principles of audience research. Like all the Audience Dialogue courses, this is a practical course rather than an academic course.
There will be a preliminary test, to establish the existing level of knowledge of each student.
Each week there will be a set of questions to answer - usually from 5 to 10 questions. There's no need to write long answers. Mostly, one paragraph will be enough: just enough to demonstrate that you have read the week's reading material carefully, and can answer correctly.
Your marks, and the correct answers will be provided the following week. Students will also need to return a Learning Journal each week. This is like a diary, in which they list their reading, thoughts, course-related activities, and questions. How to write a Learning Journal.
The course includes a research project, which students will need to work on for several hours a week - less at the beginning of the course, but more towards the end.
With our philosophy of "learning by doing," the Basic Audience Research course involves reading about how research is done, and also doing a small survey. By the end of the course you should have completed a survey, in all its stages, from planning to producing a report.
Module 1: Introduction to audience research
Module 2: Planning a research project
Module 3: Principles of sampling; choosing sample units and sizes
Module 4: Sampling in clusters and households
Module 5: Writing questionnaires
Module 6: Questionnaire formats and layout
Module 7: Fieldwork: interviewing, probing, and verification
Module 8: Data editing, coding, and data entry
Module 9: Data analysis: tabulation
Module 10: Reporting and using findings
The main textbook will be Know Your Audience by Dennis List. Supplementary reading will be provided from the Web, but at Module 3 you will need to find some Census data from your own area.
Modules 1-2: Know Your Audience, chapter 1
Modules 3-4: Know Your Audience, chapter 2 + local Census data
Modules 5-6: Know Your Audience, chapter 3
Modules 7: Know Your Audience, chapter 4
Modules 8-9: Know Your Audience, chapter 5
Module 10: Know Your Audience, chapter 6
The information on this page applies specifically to the course on Basic Audience Research. For general information covering all Audience Dialogue's online courses, see this information page. To apply for entry to this course please complete this application form.
You may also find our advice on using a learning or reflective journal to be useful in your studies.


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Let's be honest! Keeping a large company's whole staff in the loop is not a piece of cake. It's often difficult to find time in your busy schedule to arrange daily face-to-face meetings with your team or department. And employees don't always remember to check company emails or noticeboard fliers.
When you have important updates to communicate to your team, time is critically important. But you can't be sure that every single member of your staff is connected to their inbox or interoffice phone system and your urgent mails or calls don't go unnoticed.
So why not take advantage of instant text messaging to keep your entire team in the know about important updates? Being one of the most powerful ways for businesses to engage with their customers, SMS has a big potential for companies looking to improve internal communications with their employees.
Here are 5 ways you can use SMS messages to communicate with your employees more effectively and enhance the overall productivity of your business.
Event Reminders
There's so much stuff going on in a big company every day that it's hard to keep all activities and projects running smoothly. In the hustle and bustle of the busy office your employees may simply forget about important calls or meetings scheduled long ago.
Use SMS to send out immediate alerts and remind your employees where and when they need to be to take part in the meeting. Coordinate your work schedule by integrating the company events calendar into your text. With advanced messaging services you can even pre-plan and write your reminder messages in advance to make sure your employees receive the right notification at the right time, no matter how busy you are.
Surveys and Polls
Employee surveys and polls are among the most effective, yet underutilized ways to get fresh ideas of how to make your company a better place. Nobody knows your business better than you and your team. So don't miss the chance to communicate with your employees to boost company productivity, team morale and performance. You can easily run SMS surveys asking your employees to share suggestions for improving your business. Being a discreet and personal communication channel, SMS is likely to provide a higher participation rate than emails. Employees who don't always feel comfortable to communicate face to face will have an alternative way to convey their feedback.
Text messages are also a great way to run internal polls. Can't decide whether to have your annual company trip in June or July? Ask your team! Run an SMS poll, inviting your employees to vote between the given options and use the results when planning your trip, showing your employees that their opinion is important for you.
Communication with off site employees
Two-way text messaging is a useful tool to maintain communication between onsite and offsite employees. If you have a sales team working away from the office or delivery workers always on the road, SMS is the best way to stay in contact with them. Rather than having "lone wolves" operating independently, keep in touch with your off site workers and freelancers by plain text messages and make sure they have all the necessary instructions to perform their tasks.
Urgent Notifications
Emergencies occur when you least expect them. So it's important to have an emergency response plan and be ready to give instructions to your employees when the unexpected strikes. Sending emails to hundreds of employees can't be an effective strategy since people are not likely to check their mails when an emergency happens, they might not even have access to their inbox in case of an IT system breakdown.
Being one of the most immediate and direct communication channels (in fact, 80% of SMS messages are viewed within a few minutes after being delivered), text messages are an efficient way to keep your employees updated in case of weather alerts, natural disasters, IT system breakdowns, cyber-attacks or robberies. Employees will instantly receive your SMS and learn what to do in an unpredicted situation.
Employee Acknowledgement
Acknowledging your employees is a great way to keep your staff engaged - and having a motivated team is the key to the success of any business. Letting your employees feel the importance of their work and celebrating every achievement will help you enhance the productivity of your business. And SMS is a great way to do so. Send personal SMS messages to your employees to congratulate them for a task well done, thank them for their exceptional efforts or deliver good news about awards and bonuses. The main advantage of SMS over other channels is that it's a more personal and informal way of communication which will help you get closer to your employees and show them the human side of your management.
Final thoughts
Considering the immediacy and wide reach of SMS, it's easy to see why companies should be using text messaging to the fullest to keep all staff members informed about meetings and important updates of company policies, as well as connect with employees on a more personal level.


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Upon receipt of your order and logo image, it is assigned to a logo specialists. Your specialists will work with you throughout the order process. We prepare a virtual proof for your review and approval. The proofing process typically takes 1-2 business days but can be expedited for rush orders. When the proof is created you are sent an email with a link to view and download the virtual proof. Once you have approved the proof we have obtained logo approval. Logo Approvals obtained after 2pm CST may not be processed until the following business day. Please take this into account when choosing your option.
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Did you know that August is National Water Quality Month? When you're getting ready and looking for how to sell a house fast, know that home buyers may ask you about the water quality. So this is the perfect time to take a look at what you can do to protect the water quality in your home and community. In order to keep your family and greater community safe from pollutants and to satisfy potential home buyers, it's important to learn a bit more about how you can make a positive impact on the water quality in your household and beyond. Read this article to get answers to some of the most frequently asked questions about water quality.
How do I know if water quality in my home is safe?
The United States Environmental Protection Agency (EPA) is an organization that is responsible for making sure that U.S. public water supplies are safe. Congress passed the Safe Drinking Water Act in 1974, which gave the EPA authority to set standards for drinking water quality and oversee those who implement these standards.
If you want to take a look at the water quality in your home for yourself, the EPA makes this possible by requiring each water agency to provide households with a Consumer Confidence Report each year. This water quality report contains details about any contaminants that may be present in your water as well as the health risks that this may pose.
Your water agency will typically send your report with your bill or make it available as a PDF for those who have online billing. If you want to get more information about your water quality, you can also use the EPA website to find your CCR online.
Should I have my water tested?
If you use public water systems for your home water, then you will have access to the Consumer Confidence Report. However, you may still want to have your water tested if you suspect that lead is in your home plumbing materials or water service lines. Testing is the only way to see if lead is present in your water. Also, if you are considering a home water treatment unit, then you'll want to have your water tested to find out what elements you may want to remove.
If you have a private water supply, it is your responsibility to ensure that it's safe. It is highly recommended for those with a private water supply to routinely test for common contaminants. Here are some other factors that may indicate you should have your private water supply tested:
- There is a pregnant mother, nursing infant, or new baby in the home.
- You experience taste, odor, or staining issues.
- There was a chemical or fuel spill/leak near your water supply.
- Family members are experiencing unexpected illness.
Sometimes your county health department will help you test for certain elements. Otherwise, you can have a state certified laboratory test your water.
Do I need a filtration system?
According to the EPA, more than 90 percent of the water supply in the U.S. is safe to drink straight from the tap. That being said, some people may still need a water filtration system in their home in order to improve the quality of their water.
If you have had your water tested, and there is a high level of lead or other contaminants such as radon, then you may need a water filtration system. People who have compromised immune systems, such as those undergoing chemotherapy, may also want to implement a water filtration system.
What can I do to prevent water pollution?
There are many simple things you and your family can do to prevent water pollution in your neighborhood and surrounding communities. Here are just a few ways you can promote clean and safe water in your community.
- Pick up after your pets.
- Avoid using fertilizers that contain pesticides and other harmful chemicals.
- Fix any leaks on vehicles and use a liner to collect oil and other materials when working on cars in the driveway.
- Do not flush unwanted or expired medications down the toilet or drain.
- Avoid using anti-bacterial soaps or cleaning products.
- Choose non-toxic household cleaners and products.
- Do not put anything but water into storm drains.
Water is a necessity in life, and clean water is important for keeping your family and the environment safe and healthy. When you're thinking about how to sell a house fast, National Water Quality Month is the perfect time to take a look at what steps you are already taking to promote clean water in your home and think about what more you can do.
No matter what condition your home is in, if you're interested in learning how to sell a house fast and are curious what Express Homebuyers will pay you for it, call us at (877) 804-5252 today. Or fill out the form below for your fast, fair and free cash offer.