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This page lists the meetings for Overview and Scrutiny Committee.
Earlier meetings.
Later meetings.
Overview & Scrutiny Committee reviews or scrutinises decisions
made and actions taken in connection with the discharge of any of
the Executive's or Council's functions. It also makes
reports and recommendations to Full Council, the Cabinet or
relevant non-Cabinet Committees in connection with the discharge of
any functions.
Additionally, it exercises the right to call-in any decisions
made but not yet implemented by the Cabinet.
The responsibilities of the
Overview and Scrutiny Committee are fully detailed in Part 3
Section B of the
Council's Constitution.
The protocol for Full Council can be found in
the attached files section of the Governance Review webpage. To
find this information, please click
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Hurricane Florence path and predicted track
The higher the category, the stronger the winds.
Tropical Storm Florence became Hurricane Florence a day after Labor Day. Florence then became a tropical storm the week of and regained hurricane status Sept. 9. Florence is the sixth named storm of the 2018 Atlantic hurricane season and the season's third hurricane.
Florence: Latest track
Can't see the map? Check the National Hurricane Center
Check the list: Is your name a 2018 hurricane name?
More hurricane resources
Forecast: National Hurricane Center's latest forecast
Read or Share this story: https://www.naplesnews.com/story/weather/hurricanes/2018/09/10/hurricane-florence-path-and-predicted-track/1256381002/

subset: commoncrawl


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Hobonichi Techo 'Original' FeaturesClick image to enlarge
One-page-per-day format
The Japanese Hobonichi Techo "Original" is exactly what its name implies: it is the edition that the English Hobonichi Planner is based upon. It features a format with a page devoted to each day. There's lots of open space to plan the day ahead and enjoy recording your memories and activities. Think of the pages as containers for random ideas, with a clear record of the date. Paste magazine clippings, ticket stubs and photos to make the planner something completely unique – your imagination is the only limit.
Convenient, portable A6 size
The Original is the same A6 size as the Hobonichi Planner, which is roughly 4″x6″ and easy to pull out anytime to jot a quick note. The techo fits comfortably in a purse, or even a pocket if used without an optional cover. The A6 format has been the size of choice ever since the Hobonichi Techo's introduction in 2002.A6 is the standard size of small paperback books in Japan and is commonly associated with a perfect size for carrying everywhere.
180-degree lay-flat binding
First-time users are often surprised by the planner's special stitch binding that allows it to open and lay completely flat. Whereas readers of novels donrprised by the planner's special stitch binding that allows it to open and lay completely flat. your memories and activities. Think of the pag to jot something down at any time, or lay the book on a desk while pasting things in.
Tomoe River paper
The techo pages are printed on a thin, light paper called Tomoe River paper that's strong and resistant to bleeding – an ideal choice for a planner. It's the reason why the techo is still so compact despite having over 400 pages.
Daily quotes
From the heartfelt to the humorous to the whimsical, each page of the techo features a quote specially selected from the techo's parent site, Hobo Nikkan Itoi Shimbun. If you would like the quotes in English, please buy the Hobonichi Planner.
36 covers to choose from
The Hobonichi Techo is a planner you purchase as a book, followed by the choice of a favorite cover. The cover designs are changed annually, and one of the excitements of using a Hobonichi Techo is browsing the annual lineup to find which cover best suits your personality. The 2015 lineup includes 36 A6 Original covers, which feature lots of pockets and a pen holder that also acts as a latch to keep your techo shut.
>View the lineup
Planner book and covers also available separately
Users normally buy the Hobonichi Techo as a planner book + cover set, but the planner book and cover are also available for sale separately. This way, you can continue to use your favorite covers over many years by just changing the contents, or buy a couple of covers to go with different seasons.
*Covers are not sold separately in stores, and are only available on the Hobonichi Web Shop.


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Laser Dance
Over the years we have considerably expanded the scope of the use of the laser, thus discovering fascinating new possibilities for this particular form of light. Particularly worth mentioning is the combination of dance and lasers – a ballet between light and human being. The dances move within the spaces that are created by the light of the laser. Laser dance, the choreography of human being and laser. A ballet of light and movement. We often combine sections with pure dance, a laser performance and a laser room show to form a longer part of the show.
Dancers interact with the laser. The light creates spaces, limits them, suggests movements, and emphasizes them. The dancers move within this, interact with the room effects or seemingly bring to light the laser graphics. A pas-de-deux of dance and laser light is created. A breath-taking performance. It is difficult to find the words to describe the impression that is created – the images speak for themselves.
As a special highlight our laser dancers take to the stage with Funk-DMX-controlled hand lasers. Laser beams from their hands of costumes provide for unique effects. Lichtwerk is a pioneer in the development of this unique technology and is continually developing it further. It goes without saying that we offer the required choreography upon request, as well as any additional trained dancers that are required.


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3, 6, & 12 Month Subscriptions to jerky of thr month club. Cycles through all of our flavors. Recieve a different Jerky each month.
Copyright 2020 The Jerky Hut. All Rights Reserved.
Shopping Cart Software by BigCommerce
All prices are in USD.
We Are proud to Have Several Award Winning Jerky Flavors. Whiskey …


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Is this the reason why Akhil's wedding has been called off?
Akkineni lad, Akhil is all over the news as his wedding has been called off. Now, various reports have been coming in suggest that it was because of Akhil's aggressiveness that the relationship has ended.
A little birdie tells us that the couple always had problems because of Akhil's aggressive attitude. Even this time around when things were all set for the wedding, it was Akhil who carelessly broke the wedding all by himself not giving a chance to his parents explain the situation at all.
Poor Nagarjuna is going through a tough time as things have gone kaput for this son both personally and professionally.


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Expand360 helps businesses launch and expand across the globe.
As international business experts, we'll be your partner to expand your business
why us?
- We differentiate ourselves by starting with business development first
to generate incremental revenue in new international markets.
- We offer a variety of engagement models to secure a true partnership
with a mutual commitment for long-term success.
- We connect the dots for companies seeking international expansion by turning
introductions into relationships and opportunities into revenue.
what we do
who we are
The partners at Expand360 have established and expanded companies in international markets with a focus on the Americas and Europe.
Expand360 is different from most firms. We have a proactive method based on milestones that help develop business right away. Expand360 can help your company hit the ground running in a new country using our expertise, existing contacts, and knowledge on market expansion.


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I waited patiently for LORD; and He inclined to me, and heard my cry.
He also brought me up out of a horrible pit, out of the miry clay,
and set my feet upon a rock, and established my steps.
He has put a new song in my mouth – praise to our God;
many will see it and fear, and will trust in the LORD.
(Psalm 40:1-3)
Waiting is something we all most likely struggle with. I know I do. I'm a "get 'er done" kind of girl!
Yesterday's "Daily Bread" devotion really spoke to me, so I thought we might just hear what David Roper
had to say about waiting. I'm sure something in it will resonate with you. Enjoy! Sharon
Waiting is hard. We wait in grocery lines, in traffic, in the doctor's office. We twiddle our thumbs, stifle our yawns,
and fret inwardly in frustration. On another level, we wait for a letter that doesn't come, for a prodigal child to return,
or for a spouse to change. We wait for a child we can hold in our arms. We wait for our heart's desire.
In Psalm 40, David says, "I waited patiently for the LORD." The original language here suggests that David "waited and
waited and waited" for God to answer his prayer. Yet as he looks back at this time of delay, he praises God.
As a result, David says, God "put a new song….a hymn of praise" in his heart (40:3NIV).
"What a chapter can be written of God's delays!" said F.B. Meyer. "It is the mystery of educating human spirits to
– submission, humility, patience, virtues that take the longest to learn.
What do we do when God seems to withhold our heart's desire? He is able to help us to love and trust Him
enough to accept the delay with joy and to see it as an opportunity to develop these virtues — and to praise Him.


text: We all know how it feels to be nervous. Having an upcoming test? A performance, or competition, or just have trouble talking in front of people? Of course the list goes on and on about how things that make us nervous or uncomfortable. from the smallest thing to the extremes. But where do these feelings come from? Why do we even have these feelings? How can we cope with nervousness? Let's find out.


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Student Loans for American School of Business
Based on average net price, earnings potential, student and alumni reviews, and additional factors.
Average Loan Amount
$4,267/ year
Students Taking Out Loans
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Student Loan Options from Lenders
Learn More
- Compare up to 10 private loan options from our network of lenders
- Find the best loan for your budget today
Niche may be compensated by the third party lenders and others who place ads on the website. Niche is not a lender and does not endorse the products of these advertisers. Fees that Niche receives for ads do not affect the terms you may be offered by the lender you choose. There are many additional borrowing options available.
Explore Student Loans at Similar Colleges
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Beautiful 6 Bedroom, Lake Muskoka cottage
Get ready for star gazing nights, the sunset colours, family gatherings around the firepit all by the water's edge and make your own Muskoka memories.
Boat the Big 3 from this contemporary open plan 6 bedroom cottage. With beautiful lake views, this Lake Muskoka cottage is perfect for all year round featuring forced air heating and the comfort of air conditioning for hot summer days.
Walk out onto the large deck overlooking the boat house and the lake. Great for entertaining and BBQ with your family and friends.
The entrance to the cottage has a large covered area and a landscaped garden. With a long driveway that can accommodate 6-8 cars with easily.
There are 3 bedrooms and 2 bathrooms on the main floor, and 3 spacious bedrooms and 3 powder rooms on the lower level.
There is a large deck on the roof of the boat house, which is perfect for fishing or relaxing on the chaise lounges.
Enjoy hours of fun in the water, with kayaks and a paddle boat provided. There is also a small shallow water beach beside the boat house ideal for the kids.
For those wishing to water ski, tube, or simply take in the beautiful lake sights, guest of this cottage can enjoy a special discount from Bala Cove Marina.
This cottage is a short 5 min drive to Bala. There is a Fresh Mart, an LCBO and many other wonderful little boutiques in town nearby in town. Don't forget the free Tuesday evening water ski show by Windsor park on the lake.
Come and enjoy Lake Muskoka in the comfort of this delightful and spacious cottage!


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Ashburn, VA 20+ Contract Lawyers near you
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J. Rohleder Law, PLLC
Jennifer is passionate about empowering sustainable businesses to succeed. As an experienced attorney with a background in systems engineering, she has a unique perspective when it comes to launching and scaling businesses. Jennifer has worked with scores of technology entrepreneurs, start-ups, and small businesses. She has represented clients in structuring and re-structuring their businesses, raising capital, deal structuring, commercial contracts, licensing, transactional matters, and various regulatory compliance matters. Outside of work, she is an avid knitter, and enjoys cooking, photography and playing outside with her ... View Profile
Raheen Law Group, PC
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We are experienced and personal attorneys. Our litigation background means that we bring a superior approach to our transactional work. We know how issues play out in court and arent afriad of the courtroom.
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More Than Just a Law Firm...Your Partner for Winning Legal and Business Solutions · 30+ Yrs. of Expertise in Business and law from the Inside Out – As a Lawyer, Serial Entrepreneur, Consultant, and Former Government Official · We Specialize in Success for: · Startups – the Startup ProfessionalsTM · Corporate Law & Business Transactions · Technology, A ... View Profile
Antonoplos & Associates, Attorneys At Law
At Antonoplos & Associates, we approach the complex legal needs of our clients from a results-driven perspective. Our clients demand top rated legal representation on their important business and personal legal matters. Whether your legal needs are focused on inheritance, estate planning, and probate, real estate or business litigation, our team of experienced attorneys stand ready to assist you. Our attorneys are recognized for their award-winning representation of clients in matters involving Wills & Trusts, Real Estate Litigation, Probate Administration, Trusts, Construction Litigation, and Business Law. We respond ... View Profile
Butler Law And Consulting
Attorney Cynthia Butler has over 30 years of experience in counseling, mediating, litigating and advising on employment-labor matters for individuals and small business owners. She is a graduate of Cornell, Arts and Sciences and Georgetown Law Center. She has worked with international clientele advising on American business and employment-labor laws and is fluent in French. She is licensed and active in California, the District of Columbia and admitted to other bars. www.ButlerlawandConsulting.com Linkedin: https://www.linkedin.com/in/cynthialbutleresq Facebook: https://www.facebook.com/CitizenButler ... View Profile
Matthew E. McMillen, J.D.
I have dedicated over 17 years of my professional practice to contract law, international law, business law, and tax law. I have a very deliberate and thoughtful approach to my work and the clients I represent. Defending and advocating for my client(s) is a high calling. I am successful as an attorney because practicing law provides me with identity, purpose and service. And, it is one of the few ways I choose to measure my sense of self and accomplishments. References are available upon request [email protected] or 281.906.4490 and 256.333.LAWS ... View Profile
Law Office Of George E. Tuttle, Jr.
I am near the Alexandria courthouse and travel frequently to Fairfax and Arlington courts. I answer my own phone and respond promptly. My office has been serving Northern Virginia for 38 years. I offer a free consultation for twenty minutes. Your case will be my most important case. I am usually available to respond to your calls and undertake to return a call the same day.
Pawnee A Davis Law Firm PLLC
As a lawyer who can stay logical and strong in the face of difficult judges and difficult opposing counsel, I am a devoted advocate. I have your best interests, and I believe that advocating for you involves your participation as a supplier of information, making sure that the information provided is thorough, and making sure to be candid. Additionally, I will travel to you, if necessary. I serve Prince George's County, Montgomery County, Charles County, and Anne Arundel County. As of October 1, 2019, my practice is part of the Prince George's County community. ... View Profile
Fidelity Law Firm, LLC
We are dedicated, experienced professionals that care for the needs of our clients with the utmost in expertise, commitment and integrity. We primarily represent families throughout the State of Maryland in all aspects of family law including divorce, child custody, support, guardianship, adoption, military divorce, and alternative dispute resolution. We also handle related cases such as immigration, bankruptcy, foreclosure prevention, and debt negotiation/litigation. With our background in civil litigation, we are able to help people who have been injured by the negligence of other, like those injured in car accidents, work ... View Profile
Steiner Law Group, LLC
At Steiner Law Group, we work closely with each of our clients to help with our clients' individualized needs. We realize that no two cases are the same and no two clients are the same, and strive to obtain the best result we can for you.
Mailman Law, LLC
Part of what makes America great is its commitment to justice. At Mailman Law, LLC, we want to live up to this commitment. We aim to improve the accessibility of quality legal representation so that every legal issue gets the attention it deserves. We know that, no matter how small it might seem to be, your case is important to you. We assure you that it is important to us as well.
Valocchi And Fischer
Valocchi and Fischer is a full-service law firm conveniently located in Downingtown, Pennsylvania, the geographic center of Chester County, only a few miles from the county seat in West Chester. With over 60 years of combined legal experience, the lawyers and staff at Valocchi and Fischer are prepared to address all your legal needs. Our offices are located in a stately, circa 1897 converted home with abundant free parking.Each lawyer at Valocchi and Fischer focuses his practice on specific areas. Jeffrey J. Valocchi and Robert Teti handle Family Law matters, including Divorce, Child Support, Custody and Division of Property issues, as well a ... View Profile
KHNETIC Legal LLC
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The Law Office Of Vanessa Jaleh Bravo, P.A.
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Squires International Law, PLLC
International Arbitrator & Attorney; Board Certified Specialist International Law; Past, President Conoco Mexico Ltd. - Special Magistrate City of North Miami Beach; - International Litigation & Arbitration: Certification Committee; - International Arbitrator and Litigator; - Complex Business, Oil & Gas, Energy, Construction, Maritime Arbitrator; - Fellow, College of Commercial Arbitrators; - Diplomate International Arbitration, Chartered Institute of Arbitrators; - GoldmanSachs 10K Small Businesses Alumnus; - International Business and Law; - Litigation & Trial; - Oil & Gas; - Energy; - Property, Real Es ... View Profile
LegalShield (pre-paid Legal Service)
LegalShield gives you the ability to talk to an attorney on any matter without worrying about high hourly costs. For one flat monthly fee $24.95 you can access legal advice,no matter how traumatic or trivial the issue. LegalShield has been in the market for 40 years,with A+ from the better business bureau and a 4.7 stars from Facebook which means that our clients are very content with the service. That is why under protection of LegalShield you and your family can live your life worry-free,every day,every night,now and forever. ... View Profile
The Campbell Law Group PA
The Campbell Law Group prides itself on being a friendly and honest, "boutique" law firm in Coral Gables. We specialize in both Family and Corporate Law. Business litigation in Florida can be a complex and lengthy process that's why It's very important to have a business attorney who thoroughly understands the law, has extensive experience in this highly competitive arena and has a proven track record representing clients in and out of the courtroom. We are prepared to assist businesses of any size with a wide-variety of legal disputes that require litigation or other remedies. We care deeply about your commerc ... View Profile
Saade Law
Gabriel S. Saade, Esq. is the founding partner of The Saade Law Firm, P.A. ("Saade Law"). Mr. Saade specializes in litigation on behalf of injured parties and their families, as well as defendants, and transactional and commercial-law related matters for corporate clients. While working for several years at a prestigious Miami plaintiffs' firm, Mr. Saade represented injured persons and their families in Florida and Massachusetts in a variety of personal injury cases involving products liability, environmental toxic torts, mesothelioma/asbestos exposure, wrongful death, catastrophic injury, dange ... View Profile
De La Cruz & Cutler, LLP.
Jeff Cutler is a native Miamian, attending local public schools before graduating with honors from the University of Florida School of Business Administration (BSBA, Finance) and receiving his Juris Doctor degree from the University of Florida School of Law in 1982. He was a Captain and four-year letterman for the University of Florida Wrestling Team. Mr. Cutler returned to Miami in 1982 to live and practice law following law school. Mr. Cutler's areas of legal specialization include civil, corporate, and commercial law and litigation, including business and construction law, transactions and finance, personal injury, wrongful death, p ... View Profile
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8735 W. Ottawa Ave.
- $218,500
- 8735 W. Ottawa Avenue Littleton, CO 80128
1982Year Built
38 yearsAge
- 8735 W. Ottawa Ave.
- Residential
- Sold
- Availability: Now
SubdivisionStony Creek Flg7
Elementary SchoolStony Creek
Middle SchoolDeer Creek
High SchoolChatfield
|Make sure to check out this fabulous front-to-back tri-level home located in the wonderful Stony Creek subdivision. This home features a nicely remodeled kitchen, with hardwood floors, newer countertops and freshly painted cabinets. The living room features vaulted ceilings and fireplace and offers plenty of light. Down a short flight of stairs is the family room, newly remodeled 3/4 bathroom, laundry room and third bedroom. The upstairs features the master bedroom, with two closets, it's own private deck and private access to the full bathroom, with new vanity, ceramic tile flooring and tub surround. The second bedroom is also upstairs and the entire home boasts newer carpet and designer paint throughout. The home is located on a quiet cul-de-sac and is situated on a large fully fenced yard. This home is in move-in condition and just waiting for new owners to call it home! Call for your private showing today!


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Redlands Distribution have secured the rights for distributing Zippy throughout the UK and Ireland commencing in January 2019. Zippy is a children's specialist apparel retailer offering a unique and stand-out style in a full line of apparel, footwear, and accessories from 0 to 14 years old.
Zippy was launched in 2004 by the Sonae Group in Portugal, and currently have 120 stores and 500 wholesale accounts in more than 20 countries. This will be the first time Zippy will be available in the UK
Zippy is the largest pure-play children's specialist apparel retailer in Portugal acting as the market leader and continues to expand its presence globally.
An urban brand characterised by a contemporary style, expressed through its functional design so that kids feel cool and comfy, and parents are happy and proud. Zippy style is unique. New phases of products are brought in on a monthly basis throughout each season to keep the offering fresh for the customers.
Products have unique features with the children in mind to make it easier for them to dress – "Easy to" put on shoes, "Easy to" button up shirts and bottoms with snap buttons.
About Sonae
Sonae is a multinational company managing a diversified portfolio of businesses in retail, financial services, technology, shopping centres, and telecommunications
Sonae is majority owned by one shareholder who has shaped the culture and beliefs, as well being a publicly traded company with a large free float and a responsibility to over 20 thousand shareholders.
Sonae's key strategy is to:
- Strengthen and leverage its key assets and competencies.
- Drive international expansion.
- Diversify business models and investment approach.
For the full year 2017, Sonae attained a turnover of circa 5,7 bi Euro, an increase of 7.1% on the previous year.
For more information on the Sonae Group, please refer to https://www.sonae.pt/en/


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Website Gallery
Website Gallery is a PHP script that allows you to add an Image Gallery to your website, either by uploading photos from your computer or importing them from Facebook. Includes a gallery view, Wordpress Plugin, Galleria slider and more. Other Features include: * Easily Upload multiple photos from your computer into albums and manage them online * Sort photos by drag and drop, or rotate them with a click! * Add an unlimited number of albums from Facebook users or 'Like' pages (e.g. a page for a business) * Facebook albums always kept up to date * Easy to use control panel that lets you take control of the albums * Wordpress Plugin for displaying the Gallery, album or a slider on a page or post! * Seemlessly add to any PHP website * Installation & User Guide included * Facebook Style Lightbox included * Facebook "like" box on each photo * Galleria Slider configured and included * All control panel text is language packed - translation ready!Visit publisher site: Website Gallery
Listing Details
- Version:
- 1.0
- Filed in:
Scripts / PHP / Scripts & Programs / Image Galleries
- Submitted on:
- Last Updated:
- Feb 19, 2013
- Publisher:
- Jordie Bodlay Other listings by this publisher
License & Pricing Information
- License Type:
- Commercial
- Price:
- Additional Info:
- Regular License
User ReviewsBe the first to review this listing!
Not yet reviewed by any member.... You can be the FIRST one to write a review for Website Gallery


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If you've thoroughly worn out last year's epic "In Return," but you've still got the Odesza bug, head to their site and download their 2012 debut, "Summer's Gone" for free. It may not be as refined, but it has a lot of the same irregular rhythms and incredible sampler usage and sound manipulation that creates a sound all their own. They even provide a little walk-through on Intro, a little "How to Odesza," if you will.
Emancipator pushed out a live album, featuring the work of Doug Appling as told by his four-person ensemble on "Live in Athens." Georgia, not Greece, if you were wondering. The tracklist reads like a kind of "Best of Emancipator," especially 'Dusk to Dawn' and the album closer, 'Minor Cause.' Great for: staring at your shoes, housecleaning, philosophizing, writing a letter to mom.
Shifting the tempo up, and at times way up is Mt. Eden's contribution to Thump's MIXED by series. It gets pretty dirty and dubby in parts, but overall it's a solid bunch of remixes, a new original song with Blackmill, and they top it off like a peculiar cherry with a cover of The Pixies' "Where is my Mind?"


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Take My Hand
I see him running down that English hill
His laugh full of joy, celebrating freedom.
A light shone around him, from him and through him.
My breath pondered. Questioning it's need to continue.
As I had seen a simple truth in that moment. Love.
I thought to myself;
I either want to be You or be with You for the rest of my life.
Not needing You to turn as I knew your face already.
It was the handsome one with charming smile.
The one who kissed me in a premonition many years ago.
And now, twelve years later I know I received what I asked for.
You gave me time with You and now
You remain beating through my heart.
For that's the only way I can explain how I move through this dreadful,
Empty, lowliness and loneliness.
I say that I will live for You. To do the things You wanted.
And I know it's your gift, because it's all for me.
To reach the peaks that
You never thought You could climb to.
To share words. To illuminate to and for others.
To care. To laugh. To sing. To touch. To kiss. To mean something for a while.
Just the same as You
As You ran down that English hill.
This is that actual moment
Photo by our dear friend Erik Johnson - April 2001
I miss you David my love. I miss the things we had and those we had no chance or honor of knowing as our own. I wonder why it has to be like this?
I hope that it makes sense when next you take my hand.
Tuesday, November 20, 2012
My David at Four Months
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I'm not Alice
It has taken me a long time to complete writing a blog post during our current days. Should I be funny? Poignant? Thoughtful and inspiring?...
Here's a tough post to write. Last Sunday, Paul Stickney, a favorite actor and friend of many died following complications from surgery...
I read today on Facebook, a simple statement that said: My Super Power is Happiness. It struck such a pleasant chord with me for its basic s...
Seems there was a lot going on today, emotions, issues, blood pressures, technical problems. Even the mighty Facebook could not keep up. Th...


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A strong leader is crucial to the success of a business and being a manager to a group of people can be a difficult but also rewarding task.
There are four main types of leadership people in charge tend to take, these are:
1. Autocratic – like a dictator, the leader has absolute power over the business decisions and does not listen to anyone other member. This style often leads to a high level of staff turnover in the company.
2. Bureaucratic – a leader will do everything 'by the book' and will ensure that staff follow the procedures exactly. This style can be good for businesses involved with high safety risks, or when handling large sums of money.
3. Democratic – a leader allows team members to suggest business ideas and contribute to the decision-making process, but will ultimately make the final decision. This staff involvement increases job satisfaction and helps to develop people's skills. This style particularly suits businesses that require teamwork.
4. Laissez-faire – translating to 'leave it be', this leadership approach is laidback. The leader will allow employees to make their own decisions. This is only effective if the leader monitors what it being achieved, and the approach is particularly useful when the leader has a team of highly skilled and experienced individuals.
To choose the most effective approach for you, you must consider:
• The skill level and experience of your team
• The work involved
• The environment
• Your natural or preferred style
A good leader, however, will switch between styles, depending on the people and work he or she is dealing with. This is known as 'situational leadership'.
There are certain roles a leader needs to take in order to manage a successful business. Some of these include: ensuring that tasks are understood, supervised and completed – communication is key here. A leader must set an excellent example; employees need a good role model, and he or she must make good and timely decisions. Lastly, a leader needs to know his or her employees and look out for their wellbeing.
The ability to empower others, offer flexibility, be an active listener and motivate others as well as be self-motivating, are all key qualities wanted in a leader. A great way to improve on self-motivation is with a training course, like Neuro-Linguistic Programming (NLP) training courses offered at Human Xpressions. They help with leadership skills needed in everyday business scenarios, as well as tips on how to handle the pressures of the job. For more information visit www.humanxpressions.co.uk.
Seek out opportunities
Entrepreneurs see everything as an opportunity. They even believe out of failure comes success.
You might know nothing about a particular business, but every time you come across a product or service your mind drums up hundreds of ideas on how to make it a better experience. You always believe there's a better way of doing things.
Dream without daydreaming
You're dreaming a plan ahead while working constantly at achieving success on the details today. You're a big-thinker but you don't lack the ability to focus on details. Accomplish the little tasks is moving the ball forward for you…towards the big dream.
Have an ego
You look at your boss and shrug. You know things could be better, and you believe strongly in your own abilities. You've got a big, healthy ego. It's not unwarranted, but it's not proven just yet either. Still, ego is important – because it'll help you take risks, power forward and succeed.
Think long-term strategies
You're not just thinking about tomorrow. You're thinking much further ahead than that. This is a trait you share with a lot of people – career ladder-climbers and 'cover your ass' employees. The difference is that you're also a dreamer, and strategy plus dreaming is very powerful indeed.
Create things because they can
You don't care about recognition, praise from your boss, awards and money as much as you care about building something remarkable, and having others enjoy it and benefit from it.
Want to be the boss
You watch the world spin, shake and bumble around you and want to harness that more. You watch your boss and co-workers shuffle around each and every day and you want to rattle some chains. You want control.


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01 of 05
Checking Walls for Insulation Without Removing Drywall
If your house is too cold or too hot, despite the furnace or air conditioner constantly running, you may begin to wonder what's going on. As long as you have effective windows, good weatherstripping, and attic insulation, your house should stay reasonably warm or cold. The next logical thought might be: Do I even have insulation in the walls? Unless you bought the house new, built it yourself, or remodeled it yourself, this can be a vexing question.
Attic insulation, by contrast, is easy to check on. Simply find the attic access panel (usually located in a closet), set up a ladder, and pop your head in the attic. You will instantly know whether or not you have insulation. Walls are a different matter.
Two common methods do not yield definitive answers: touching the wall and knocking on the wall. An uninsulated wall will feel chilly to the touch only when there is a significant difference between interior and exterior temperatures. Also, you need to have another insulated wall in the house to touch, by way of comparison. Knocking on the wall is even less reliable. Unless you are highly experienced at this, insulated walls often sound as hollow as uninsulated walls.
Short of entirely gutting the walls and removing all drywall, there are a number of methods that will let you know if your walls have insulation. Most of these methods are invasive, but only slightly so. In some cases, the small holes will be covered up with another material. Or the hole will be in a visible area but it can be patched easily. In some cases, no hole needs to be created since you will be using existing holes.
Tools and Materials You May Need
Not all of the following tools will be necessary. Use only the tools that you need.
Continue to 2 of 5 below.
- 3/4-inch hole saw
- Flat pry bar
- Brad gun or cordless nailer
- Inspection scope
- Stud finder
- Hammer
- Cordless drill with a driver bit
02 of 05
Remove Electrical Box and Check Wall
Cutting a sizable hole in the drywall is one of the best methods for determining whether or not your walls have insulation. Your walls already have many holes in the form of cutouts that accommodate electrical boxes for light switches and outlets. In some cases, you can remove the faceplate with a cordless screwdriver and see fiberglass insulation packed so tightly in the walls that it pushes through slits around the box.
Old-work or remodel boxes can be removed entirely since these boxes are not attached to the studs.
Continue to 3 of 5 below.
- The circuit that runs to the box should be shut off.
- Remove the wires from the device, taking note of their positions.
- Once the box is free of the wall, slip the cables out of the back. Make sure that they do not fall back into the wall.
- Now you can check in the wall for insulation.
03 of 05
Check Under the Baseboard for Insulation
Drywall will often have space at the bottom as a normal part of the installation. You might be able to see fiberglass insulation or, more likely, the paper facing of fiberglass insulation.
Continue to 4 of 5 below.
- Gently insert your pry bar behind the shoe molding or baseboard (the trim that runs along the bottom of the wall). To prevent damage to the wall, put a piece of thin board behind the pry bar.
- Pry back the baseboard. These moldings are usually secured only by brads and are easy to remove. Use your pliers and pull straight back to remove any wayward brads protruding from the wall.
- If you do have fiberglass, the paper backing might push out of the bottom since it needs to be stapled to the bottom-most stud. Blown-in insulation might be visible through this slit, as well.
- Re-install the baseboard.
04 of 05
Cut Hole Through Area Covered by the Baseboard
If insulation is not visible through the bottom of the drywall, try to cut a small hole about 1-inch above the floor. This hole will rise above the bottom-most stud but will still be lower than the top of the baseboard.
Continue to 5 of 5 below.
- Using a stud finder, locate a space between two studs.
- Mark a light line along the top of the baseboard.
- Remove the baseboard.
- Cut a 3/4-inch hole in the drywall near the floor but still below the level of the line that you marked.
- Insulation that runs the entire length of the wall cavity will get caught in the drill. A reasonable conclusion is that the entire wall has insulation.
- If you see no insulation and you have an inspection scope, run it into the wall and look upward for insulation. A wire clothes hanger with a hook formed on the end also allows you to probe around. When you pull out the hanger, it should have some insulation attached to it.
- Install the baseboard again.
05 of 05
Cut Hole Above Kitchen Cabinets or in Closet
Instead of checking low areas for insulation, another option is to check high areas that are not visible.
- Locate a high area that is fairly unobtrusive. In kitchens, this will be above the cabinets. In bedrooms, this will be inside of closets.
- Cut a 3/4-inch hole in the drywall over the kitchen cabinets: the lower, the better. Do not cut so low as to affect the cabinets. As with other methods, you first want to locate studs so that you do not inadvertently try to cut into a stud. Keep the drywall plug. You will reuse this when later fixing the hole in the drywall.
- Run the inspection scope or wire down. Because blown-in insulation can settle and leave a space at top, it is important to check several feet down. With the wire hanger method, you can quite clearly hear the hanger tapping both sides of the wall. With the inspection scope, it is visually obvious.


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Scripps Health
Five Myths About Exercise and Aging
Get Moving to Keep Your Brain and Body Healthy
Don't let common myths about exercise and aging keep you from getting your body moving. As we get older, an active lifestyle becomes even more important. Physical activity increases mobility and balance, improves chronic conditions, increases lean muscle mass, and helps you lose or maintain a healthy weight.
Remember to always get the go-ahead from your primary care physician before starting an exercise program. Your doctor will have some suggestions on a routine that suits your needs and situation.
Myth One: Exercise is only good for the body.
In addition to physiological advantages, exercise also benefits your mind, mood, and memory. It may even slow shrinkage of the brain as we age. Exercise strengthens the connections, called synapses, in the brain that are essential for brain health and may even increase capillary development in the brain so that more blood supply, nutrients, and oxygen reach it.
Myth Two: I'm too old to exercise.
You're never too old to be physically active. No matter what your health and physical abilities are, older adults gain significantly by being active. Exercise can help restore strength and flexibility, as well as help prevent falls. It can even improve your mental outlook.
If you are just starting an exercise program, begin slowly and build up gradually. According to the National Institute on Aging (NIA), the goal is to do at least 150 minutes, or two and a half hours, of moderate-intense endurance activity each week. Aim for activity at least three days a week and include the four types of exercise: aerobic (endurance), strength, flexibility, and balance exercises.
Myth Three: I'm too weak.
We do lose muscle mass as we age, but exercise helps keep muscle tissue healthy. Basic strength training with weights is particularly important to halt the loss of muscle and keep you stable and strong enough to perform basic functions of living, such as getting out of a chair or carrying the groceries. If you have pain, stiffness, and fatigue, exercise can help you manage your pain and reduce it over time. The key is to start gently.
Myth Four: It's too expensive.
You don't have to join a pricey health club or invest in equipment to exercise. You can avoid expensive options and focus on low-cost activities such as walking, hiking, or swimming.
Myth Five: Exercise increases my risk of falling.
The opposite is actually true – the more sedentary you are, the greater the likelihood that you will fall. Physical activity prevents bone loss and builds strength and balance, which helps to reduce your risk of falling. The National Council on Aging at www.ncoa.org partners with organizations throughout the United States to offer community-based programs that help reduce fear of falling and increase activity and self-confidence among older adults. Your local community center or YMCA can also be a good resource.
Parthajeet Chowdhuri, M.D., is an internal medicine doctor at Scripps Clinic in Rancho Bernardo. Dr. Chowdhuri provides comprehensive care for adults and is experienced in management of chronic conditions, such as diabetes and heart disease. He speaks Hindi and Bengali, as well as English.
Looking for a new doctor? To find a Scripps physician near you call 858-496-7926 or visit scripps.org/92129myths.


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Best Zumosun AI engine solution for every business
Maximising intelligence on our product and services for client residing on the edge of the network ensures AI-powered user experiences can be realised with better overall performance and with or without a network connection of our services and product. Zumosun is emerging company for AI engine revolution. The key benefits of Zumosun AI engine include real-time responsiveness, improved privacy, and enhanced reliability of our product and efficiency. The Zumosun AI Engine capabilities of select desktop and mobile platforms have and will continue to fuel AI innovation among our product/services and ecosystem partners, and are engineered to accelerate the development and delivery of rich, seamless and compelling features for consumers." We are doing iteration to achieve our level of AI engine for optimise the product and services.
Benefits of Zumosun AI engine
1. Improving personalised services experiences
Zumosun AI engine is providing customers with personalised marketing increases engagement, helps generate customer loyalty and improves sales. One of the advantages of using Zumosun AI engine is that it is able to identify patterns in customers' browsing habits and purchasing behaviour. Using the millions of transactions stored and analysed in the cloud, Zumosun AI engine is able to provide highly accurate offers to individual customers.
2. Automating customer interactions
Zumosun AI engine will assist in your most customer interactions, such as emails, online chat, social media conversations and telephone calls, currently require human involvement. Zumosun AI engine, however, is enabling companies to automate these communications. What's more, when Zumosun AI engine is combined with your data house, the more the AI platforms interact, the better they become.
3. Real-time Assistance
Zumosun AI engine is also useful for businesses that need to constantly communicate with high volumes of customers throughout each day. For example, professionals, corporate services, CRM etc. Zumosun AI engine can use to interact, in real-time, to send personalised business information, such as notice of compliances and business management.
4. Data mining
One of the biggest advantages of using Zumosun cloud-based AI is that artificial intelligence apps are able to quickly discover important and relevant findings during the processing of big data. This can provide businesses with previously undiscovered insights that can help give it an advantage in the marketplace.
5.Operational automation
Zumosun AI engine is able to operate other technologies that increase automation in business. For example, Zumosun AI engine can be used to automation drafting of documents of your company, automatic notice to your clients.
6.Predicting outcomes
Zumosun AI engine is able to predict outcomes based on data analysis. For example, it sees patterns in customer data that can show whether the products/services currently on sale are likely to sell and in what volumes. It will also predict when the demand will tail off. This can be very useful in helping a company purchase the correct stock and in the correct volumes.
Zumosun AI engine is also being used in many other areas, for example, in banking where it can predict currency and stock price fluctuations or in healthcare where, remarkably, it can predict outbreaks of infections by analysing social media posts.
7.Improve the recruitment process
It may be bad news for recruitment companies, but Zumosun AI engine is now helping businesses automate the recruitment of new employees. It is able to quickly sift through applications, automatically rejecting those, which do not meet the company's personal specification. This not only saves time (or money spent on a recruitment agency), but it also ensures that there is no discrimination or bias in the shortlisting process.
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Chunky bean & meatball soup
Member recipe by pendlehill
ServingsServes 4
A good lunch time filler
This recipe has been submitted by the Good Food community. Sign in or create a My Good Food account to upload your own recipe creations. Please note that all recipes will be moderated but they are not tested in the Good Food kitchen.
Save to My Good Food
- 1 tbsp olive oil
- 1 red onion chopped
- 4 sausages made into meatballs
- 1 can x 400 g chopped tomatoes
- 500 ml chicken stock
- 1 tbsp red wine vinegar
- 1 tsp sugar
- 1 can x 400 g mixed beans
- Parmesan to serve
- Fry red onion in olive oil.
- Push onion to one side and add meatballs. Cook for 5 mins or until golden.
- Stir in tomatoes chicken stock red wine vinegar and sugar.
- Cover and cook for 20 mins.
- Drain and rinse beans. Add to pan, season well and cook uncovered for a further 10 mins.
- Scatter with Parmesan and serve.


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We had a task to do today – we went shopping and dining along King's Road.
As it was a long road it took us awhile to get through it!
We started off at 11.00 in the morning and did not get home till past 16.00!
We seem to stop at a lot of shoe shops. What I don't understand is why Mummy who has two feet needs so many pairs of shoes. I have four paws and I have none!
Mummy's excuse for stopping at Natural Show Store (325 Kings' Road) is that she needed a pair of good walking shoes for dog walking. We've heard that excuse before. But the staff there loved having me there so that made it ok. And then at Venise, she needed some good walking shoes for the summerSo why are we at French Soles?So I can take a photo on this lovely chair!We were drawn by the bright colours at Designer's Guild We went to check out the vibrant colours And India Jane for some decorating ideasThere's a lovely old art supply store – Green & StoneLots of interesting smellsThen the boring stuff begins – clothes shopping because there's nothing interesting to smell all new clothes and shoes
We went from Orla Keily …
to Toast – where Mummy bought some toothpaste! What? Yes, she found her favourite toothpaste at a clothing store.The last time we were at Anthropologie, we didn't really look around the store as we were there for the K9 exhibit.There's a new store on King's Road – Lululemon They had a bowl of water for us pooches by the door. Thank you. Much needed by now.
It's boring whenever we go into clothing stores because inevitably we end up in the dressing room where I take a rest. Not very interesting locked up in a cubicle!
But when we went to The Bluebird Shopthere was something different about it this time …I found lots and lots of balls!!!I have never seen so many bouncy balls!I was so excited I jumped into the display – and got told off! 😉 But I got to take home a few of them.Think it's time to go home.
Amidst the never-ending rows of shops, there were only two doggy shops – Pet Pavilion at Chelsea Farmers MarketTip for any pooches – go behind the counter – there are always treats!
And Purple Bone at 155 King's Road – hmmm, interesting ad.It was a long day and was quite happy to be going home. Shopping is very tiring.
May's comment: We thought we would do an exercise of identifying all the dog friendly places in each of the main shopping areas of London so that when friends come to visit, we will know where to go with the dogs.
The first street we did today was King's Road and in summary – besides the food shops, almost all retailers along this busy shopping street welcome dogs inside. The exceptions are Rococo Chocolates, M&S, Boots and Peter Jones. Neither at the Chelsea Old Town Hall! Yes, very clear signage.
Along the way there are a few places you can definitely dine comfortably with pooches. Here is a list of them.
Poliane – La Cuisine de Bar at 39 Cadogan Gardens (behind Peter Jones) serves light lunches of Tartines (toasted open-face sandwiches). Sharing a piece of a tartine foie gras with Miss D!Joe & the Juice at 65 King's Road – relaxed juice bar and coffee shop
BRGR.CO at 127 King's Road serves gourmet burgers!And our friend, Albert!Chelsea Farmer's Market on Sydney Street just off of King's Road, across from Chelsea Old Town Hall is a collection of chalet style shops and restaurants are several places that are dog-friendly dining:
Dri Dri Gelateria – our favourite place to stop especially after a hot summer's day of shopping along King's RoadThey've convinced us that Crema is good for dogs because it has eggs in its ingredients.
The Market Place Restaurant – outdoors seating only
La Pizzeria – we're allowed inside and out
Bumpkin at 119 Sydney Street just next to the Chelsea Farmer's Market, allow dogs in the back garden which is covered.
Nell's at 191 King's Road is a brunch, lunch, daily changing salads and main courses. If the place is full, they prefer the dogs and their owners to sit downstairs.
Gail's at 209 King's Road – you can take your dog inside until the counter.
Chelsea Quarter Cafe at 219 King's Road. The café serves all-day breakfasts, afternoon tea and in the evenings by-the-glass wines.Miss D striding in confidently That red velvet keeps popping up everywhere and never a bite she's allowed!
Made in Italy at 249 King's Road – well priced authentic Italian When we asked – "are dogs allowed in?" The respond was – "why not?" We LIKE! 🙂Bluebird Cafe – outside seating and then shopping at The Bluebird Shop. On any sunny days, the outdoor cafe is full!
JUICE Baby at 398 King's Road – a healthy option of cold-pressed juices, smoothies, savoury foods and sweet treats. A local favourite of ours.There are a few pubs along the way – and they are always dog friendly!
– The Chelsea Potter at 119 King's Road
– The Cadogan Arms at 298 King's Road
– The Phoenix at 23 Smith Street
We'll continue our search for other dog friendly places in London sometime soon – to Sloane Square and closely neighbourhoods and beyond.


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Get An Espresso Machine That Will Work For Your Home
It is a very exhilarated feeling to know that you are going to own an espresso machine for your home. It will be an exhilarating experience to handle the espresso machine to make an ally of drinks. Having a try and error experience when making different drinks with your family is fun. Before we can start doing all the fun stuff we have to get the best espresso machine.
First we are going to see the different types of espresso machine that are in the market. First is the super automatic espresso machine which will offer you a lot only by pressing a button. When turned on it presses the coffee, weigh it, stuff the coffee, brew the espresso and finally dispose of the used coffee in a box in the inside. They are very efficient and easy to work.
The next device is the electronic espresso machine which demands that the user has to use it for them to learn how it works. This tool will require you to learn several things so it can give you the desired results. The most crucial thing is to learn is how to grind, measure and push the coffee into the filter basket. The coffee that makes the espresso has to be pushed using a pump that uses a nob to operate. If the process is complete then the device goes off automatically.
The semi-automatic machine is another type of espresso machine. It functions virtually identically us the automatic espresso machine. The only difference is that you have to turn off the machine once you are done using it. When you are someone who enjoys producing espresso then this will be an excellent choice for you.
The manual espresso machine is the next one that we look at, it is desirable but challenging to use. The grinding, dosing and tamping of the coffee is done manually and apart from that you also have to pull a lever to make water go through the ground coffee. Through out the coffee making process you are supposed to pull the lever many times. Since the whole process is so tedious one is required to enjoy the coffee making process if you are using this machine.
If you are looking for a device that is not expensive then that will be the steam espresso machine. Steam force is produced, and this is how the coffee is provided, though the steam is not always enough. If you are not expecting too much from your coffee the steam espresso machine will work for you. with this device you can make lattes, cappuccinos as well as other drinks that contain milk. If you don't intend on spending a lot of money then this will work correctly for you. After knowing all this you will be able to make a better decision for what espresso device will work for you. Purchase your espresso machine and start enjoying making coffee.
The Path To Finding Better Coffee


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So Natural Foods
Canned fish and soy product producers
At an extraordinary general meeting held on 1 February 2007, shareholders approved the change of name from So Natural Foods Australia Ltd to Freedom Nutritional Products Ltd. In December 2004, So Natural entered into a joint venture with a subsidiary of privately owned investment company Arrovest Pty Ltd to relocate its beverage contract manufacturing to a farm in Sydney's outer west.In June, So Natural was the target of a $20 million takeover bid by Arrovest, which now has 78 per cent of the company.
Company Ownership
|So Natural Foods Australia Ltd
| Freedom Foods Group Ltd
owns 100% of So Natural Foods Australia Ltd
Dietetic and health food products
Arrovest / The Perich Group (NSW's biggest dairy producer) owns 60% of the company. Changed its name to Freedom Foods Group Ltd in December 2010. Major exporter to China.
| Arrovest Pty Ltd
owns 60% of Freedom Foods Group Ltd
Investment company
Arrovest is a privately-owned family investment company, whose board consists solely of the Perich family. BRW estimates (Tony) Perich's wealth at $637 million. As well as owning most of Freedom Foods Group, the Perich family also have interests in the dairy and motorsports industries.
Company Assessment
|So Natural Foods Australia Ltd
This company is listed by the Earth Island Institute as an approved dolphin-safe tuna processing company. This company has pledged to abide by the Earth Island international 'Dolphin Safe' tuna standards of no encirclement of dolphins or other marine mammals during an entire fishing trip, no accidental deaths or serious injuries of any dolphins, and no use of drift gill nets.
[Source 2016][More on Animal Rights]
|Freedom Foods Group Ltd
Signatory to the Australian Packaging Covenant, a voluntary agreement to encourage waste minimisation.
[Source 2020][More on Packaging]
While most of this company's products are GM free according to Greenpeace, their Norganic mayonnaise comes in organic and non-organic varieties. The non-organic mayonnaise is made in the USA and contains 78% soyabean oil, which is most likely made from GM soybeans. About 90% of soy grown in the USA is genetically modified.
[More on Genetic Engineering]
This company manufactures or distributes products that are certified organic under the Australian Certified Organic label.
[Source 2018][More on Eco-Certification]
This company has products that have been verified as compliant with the Non-GMO Project Standard, North America's only independent verification for products made according to best practices for GMO avoidance.
[Source 2016][More on Genetic Engineering]
Brands owned by this company were rated 'green' in Greenpeace's 2011 Truefood Guide, signifying a clear policy on excluding GM-derived ingredients, including oils derived from GM crops, and animal products from animals fed on GM crops.
[Source 2011][More on Genetic Engineering]
This company is a signatory to the Manufacturers and Importers Agreement 1992 (MAIF), a voluntary self-regulatory code of conduct between the manufacturers and importers of infant formula in Australia. The MAIF Agreement aims to contribute to the provision of safe and adequate nutrition for infants, by the protection and promotion of breastfeeding and by ensuring the proper use of breast milk substitutes, when they are necessary, on the basis of adequate information through appropriate marketing and distribution.
[Source 2019][More on Irresponsible Marketing]
China's biggest private agricultural company, New Hope, will invest up to $500 million in Australian dairy farms and processing plants as part of a deal with Freedom Foods in what could be the first of many deals fuelled by the China-Australia free-trade agreement.
[Source 2014][More on Finance]
According to data released by the Australian Tax Office in Dec 2018, this company was one of 2,159 local and foreign-based companies that paid no tax in Australia in 2016-17. Please note however that companies pay income tax on profits, not revenue (total income). While some companies use tax havens and loopholes to avoid paying their fair share of tax in Australia, other companies that paid no tax have perfectly legitimate reasons.
[Source 2018][More on Finance]
|Arrovest Pty Ltd
According to the democracyforsale.net website, this company donated $62,700 to Australia's major political parties between 2012 and 2018, as disclosed to the Australian Electoral Commision (AEC).
[Source 2018][More on Politics]
Company Details
|Company Structure
|Listed Public Company
|$25 million in 2002/3
|Aus Manufacturing
Contact Details
|80 Box Road, Tarren Point, NSW, 2229, Australia
|02 9526 2555
|02 9525 5406


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I'm no historian, but it's safe to say Michelle Obama was the most lit First Lady of all time.
It seems whenever she makes a public appearance, she has to drop it one time for the U.S.
This all makes sense, considering her platform of living healthy and staying active. Just recently she gave a riveting speech to rising college students at Temple University for College Signing Day, and along with calling herself the "Forever First Lady," she busted out some moves with singer Jussie Smollett.
View this post on Instagram
Sooo I'm going on tour… @empirefox was just renewed for a 5th season and i danced yesterday with my queen @michelleobama.💃🏿🕺🏾It's been a good week so far🙏🏿😬Thank you Mrs. Obama for always being so kind and just down. So proud of the 8,000 kids that came out for #CollegeSigningDay. It's just the beginning for y'all. #BetterMakeRoom #SumOfMyMusicTour 🎥 @wittyittybitty
With such magic happening on-stage, I felt inspired to countdown all the times Michelle dusted dance floors for the people.
Swipe through to find out which major moment solidifies Michelle as the Forever First Lady!


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Heisman Trophy Race After Week 3
1.Lamar Jackson QB Louisville
Key Stats: 913 Passing Yards, 8 TD Passes, 464 Rushing Yards, 10 Rushing TDs
The clear front runner right now, Jackson has not only been putting up huge numbers against lesser opponents (Charlotte, Syracuse), but he's dominated one of the top teams in the nation (Florida State). Jackson is one of the best athletes in college football and he's asked to do more in that offense than former Heisman winner Cam Newton was asked to do at Auburn. With some highlight reel plays and hurdle to go with it, if he keeps the Cardinals winning and keeps the stats up, he'll be a shoo-in for a trip to New York. The Clemson game on October 1st in Death Valley may make or break his campaign.
2. JT Barrett QB Ohio State
Key Stats: 650 Passing Yards, 10 TD Passes, 159 Rushing Yards, 3 Rushing TD's
Barrett is playing the best football he's played since his redshirt freshmen season in 2014 and has the Buckeyes ranked number 2 in the nation. As one of only 3 starters back on the offense, 2 of which being offensive linemen, the fact that Barrett has the Buckeyes offense rolling like this (56.7 pts/g) is a true testament to his talent as both a quarterback and a leader. Barrett's Heisman campaign may be based more on winning rather than statistics, with the Buckeyes having 4 more games this season against teams currently ranked in the top 20. If Barrett can lead the Buckeyes to another College Football Playoff berth, his seat in New York will be all but guaranteed.
3. Christian McCaffrey Playmaker Stanford
Key Stats: 291 Rushing Yards, 3 Rushing TD's, 113 Receiving Yards, 1 TD Catch
Notice how rather than running back or athlete, I labeled him as a playmaker for David Shaw's Cardinals. That's because all this kid does is make plays, whether in the run game, passing game or on special teams, McCaffrey is a homerun threat in all aspects of the game. With the Cardinals losing longtime starting quarterback Kevin Hogan to graduation after last season, the offense has had to rely more on McCaffrey and he has continued to dominate as he did last season, when he broke Barry Saunders single season total yardage record. No doubt McCaffrey will have the numbers to earn another trip to New York.
Best Chance to Rise this Week
Deshaun Watson QB Clemson
Key Stats: 692 Passing Yards, 7 Passing TD's
My preseason pick to win the award, Watson and the Tigers offense struggled the first 2 weeks of the season, but picked it up last week with a 59-0 win over South Carolina State. With a primetime game Thursday night against Georgia Tech, if Watson can keep the offensive momentum going and put up good numbers, then he'll be right back in the thick of this race.
Dark Horse
Patrick Mahomes II QB Texas Tech
Key Stats: 1493 Passing Yards, 14 Passing TD's, 138 Rushing Yards, 4 Rushing TD's
Yes, those stats are from 3 games this season. Texas Tech is known for having a high scoring offense, but seriously, those numbers are RIDICULOUS! Mahomes leads the nation in passing yards and touchdowns and is tied with Lamar Jackson for the most total touchdowns (18) this season. Is he just that good? Is he a product of the Kliff Kingsbury system? Who knows and who cares, numbers don't lie and this kid is having a great year. If the Red Raiders can string together a solid, winning season, look for Mahomes to get that invite so many covet.
Andrew Nason
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March 2020


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"Then Jesus came with them to a place called Gethsemane, and he said to his disciples, "Sit here while I go over there and pray." … Then he said to them, "My soul is sorrowful even to death. Remain here and keep watch with me." He advanced a little and fell prostrate in prayer, saying, "My Father, if it is possible, let this cup pass from me; yet, not as I will, but as you will."
When he returned to his disciples he found them asleep. He said to Peter, "So you could not keep watch with me for one hour?
Watch and pray that you may not undergo the test. The spirit is willing, but the flesh is weak." (Matthew 26:37-41)
Christ calls us to keep watch. Let us accompany Jesus on this journey as we watch and pray over all that is going on with many of our sisters and brothers around the world.
When: Friday 27th March @ 7.45pm
Where: University Chaplaincy
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The Secretary of State's Office is shutting down a cancer charity on the Coast.
A news release from Secretary of State Delbert Hosemann said his office has ordered Ocean Springs-based MS Gulf Coast Bluebird Cancer Retreat to stop soliciting donations. He said his office found several violations of state law, including failing to provide exam records and failing to notify Hosemann's office of changes in the organization.
"According to the documents filed with the Secretary of State's office, MS Gulf Coast Bluebird is an adult cancer camp; however, its expenses include personal expenses, auto expenses, food purchases which appeared to be personal, personal clothing and cash withdrawals with no documentation which violates (state law)," the release from Hosemann said. "Additionally, MS Gulf Coast Bluebird failed to produce any records showing that it conducted any board meetings in 2014 and also failed to produce a copy of an agreement outlining the terms and services for which it owed any payment to Gloria Skillestad, executive director of MS Gulf Coast Bluebird." Read more here: http://www.sunherald.com/news/local...
A gas tax hike hasn't been a popular solution for infrastructure problems in years past. But it's being tossed around as an option again this year. The House and Senate Transportation Chairmen spoke at a Mississippi Economic Council event earlier this month.
"We cannot afford to kick this can down the road again," explained Senator Willie Simmons. "Have to do something."
The challenge is to make a gas tax hike an easier pill to swallow for the politicians.
"We need to ensure the public that these new dollars will be focus on the problem," added Rep. Charles Busby. http://www.wlox.com/story/31468165/...
State capitols are often referred to as "the people's house," but legislatures frequently put up no-trespassing signs by exempting themselves from public-records laws.
That tendency was apparent when the Associated Press sought emails and daily schedules of legislative leaders in all 50 states. The request was met with more denials than approvals.
Some lawmakers claimed "legislative immunity" from the public-records laws that apply to most state and local officials. Others said secrecy was essential to the deliberative process of making laws. And some feared that releasing the records could invade the privacy of citizens, creating a "chilling effect" on the right of people to petition their government. Mississippi House Speaker Philip Gunn responded with a denial letter asserting his emails and calendars were his personal property, not subject to the Mississippi Public Records Act and protected "under the doctrine of legislative immunity" dating back hundreds of years to English common law.
Read more here: http://www.sunherald.com/news/natio...
The Mississippi Center for Justice is keeping tabs on jobs created with almost $1 billion the federal government granted after Hurricane Katrina.
It's hard to tell just how successful job creation has been because the Mississippi Development Authority stops tracking the jobs once quotas are met and the projects are closed out.
The Sun Herald reports Ryan Ezelle, a Mississippi native and second-year law student from the University of Virginia, came up with some interesting statistics on Katrina job retention and creation.
Taxpayers have so far spent about $81,658 per job for the 7,394 jobs created or retained, although the cost would be higher if MDA reported how many jobs failed to pan out in the long-term.
Monday, the Poplarville School Board discussed Senate Bill 2500, which intends to consolidate nine school districts within the state, one of those being the Lumberton School District into Poplarville's.
Senate Bill 2500 would dissolve the Lumberton School District, which has 585 students and merge it with Poplarville and Lamar County School Districts, the release stated.
On March 2, Mississippi's Lt. Gov. Tate Reeves announced the bill will soon head to the House for consideration.
"Consolidating districts is about putting more money in the classroom and less in the office," Reeves said in the release. http://www.picayuneitem.com/2016/03...
The Biloxi City Council voted unanimously Tuesday to settle a class action lawsuit filed by the ACLU claiming the city was running a modern-day "debtor's prison" by jailing people who could not afford to pay fines in traffic and misdemeanor cases.
he lawsuit was filed in U.S. District Court in Gulfport in October 2015. Defendants named in the suit included the city, Police Chief John Miller, City Judge James Steele and Judicial Correction Services, a for-profit company that handled fine collections for the city prior to Mayor FoFo Gilich taking office.
As part of the settlement, the city has agreed to adopt "sweeping reforms" to protect the rights of people who cannot afford to pay fines for minor offenses:
- Private probation companies will not be used to collect fines and fees after June 1, 2016.
- A full-time public defender has been hired to represent indigent people charged with nonpayment.
- No additional fees will be imposed on people who enter payment plans or are required to perform community service.
- A "bench card" detailing municipal court procedures will be used to protect constitutional rights in the fine/fee collections process. The card explains how the municipal court will conduct additional ability-to-pay hearings and lists the legal alternatives to jail.
- "The biggest change that the city court is making is to guarantee indigent defendants will have a public defender and receive follow-up hearings on ability to pay if the defendant fails to comply with the sentence," said Gilich. "We will continue these and other court reforms that we had already begun making since I became mayor 10 months ago." http://www.wlox.com/story/31477111/...
U.S. District Judge Carlton Reeves has set a Mar. 21 deadline for briefs by Mississippi Attorney General Jim Hood, who's defending the state, and Carlos Moore, a private attorney who sued the state seeking to have the flag declared an unconstitutional vestige of slavery.
In his scheduling order filed late Monday, Reeves also told Moore to stop making "false or misleading public statements," such as saying that African-Americans could be entitled to reparations if the flag is found unconstitutional or that Reeves will change the flag because he is African-American. Moore made both statements last week during a rally at the Capitol. http://www.wtok.com/home/headlines/...
Many were in tears after the Alcorn County School Board on Monday night voted 3-2 to close two elementary schools at the end of the school year.
Closing Glendale and Rienzi elementary schools and merging them with other schools could save the district $889,000 a year, Superintendent Larry Mitchell said.
That is money, Mitchell said, that could go toward the school district's debt and maintenance problems.
Throughout the debate over whether to close the schools or keep them open, parents have said that their children thrive in the small school environments. http://djournal.com/news/parents-up...
"It sounds like if you breathe air, you're going to be taxed. Let's look at the government as a whole. How do we get rid of the waste–a double agency here, whatever there–what can we cut to save money." --Sen Michael Watson on a proposed gas tax to help pay for state infrastructure http://www.newsms.fm/increased-gas-...
A House committee shot down an attempt Tuesday to create a study committee to look at a regional commission to oversee the Jackson-Evers International Airport and instead passed a Senate bill to establish a regional authority over the airport.
"The time has come to make a change," said House Judiciary A Chairman Mark Baker, R-Brandon.
But state Rep. Robert Johnson, D-Natchez, asked "Why doesn't Rankin County builds its own regional airport instead of trying to take one?" http://www.clarionledger.com/story/...
A plan to add context to a Confederate soldier statue at the University of Mississippi is a failure because a proposed plaque does not mention slavery as the central issue in the Civil War, the campus NAACP says.
Chancellor Jeffrey Vitter announced Friday that construction had started for a stand to hold the plaque and could be finished by the end of the month on the Oxford campus.
However, the campus NAACP said Monday that the university's proposed language "woefully fails its students, faculty and staff when it does not acknowledge the true history of the Confederacy." http://www.clarionledger.com/story/...
"How the legislature conducts itself plays significantly into our ability to write and pass the laws our citizens deserve.
We are grateful for cooperation with the Republican House Leadership in working with us to focus on what is best for Mississippians." House Caucus leader David Baria said in a statement. Other elements of the agreement include official recognition of the House Minority Caucus, office space and staff and a commitment to regular meetings between majority and minority leadership. - See more at: http://www.newsms.fm/house-democrat...
Some highlights of the Senate's budget bills and proposals, which face a Wednesday deadline to pass the full Senate, include:
- A $40 million increase for the $2.3 billion Mississippi Adequate Education Program. Other K-12 budgets saw small cuts, such as a $10 million reduction in state administration.
- A $13 million increase in universities funding, and a $4.4 million increase for community colleges.
- Accounts for a $20-million drop in revenue from the first year of a 15-year phased in tax cut for businesses and individuals.
- Covers more than $65 million in current-year deficits, the largest $52 million for Medicaid.
- Includes consolidation of Agriculture, Forestry, Soil and Water, Department of Environmental Quality and others into two agencies and the consolidation of Medicaid, Human Services, and Rehab Services into another single department. The budget banks on more than $55 million in savings from the consolidations.
- Cuts the Legislature's budget from $30.97 million to $29.44 million.
- Cuts Mental Health from $242 million to $229 million.
- Cuts Corrections from $328 million to $321 million.
- Provides $20 million a year more for Family and Children's Services to help fix the state's troubled foster care system. Senate leaders said they plan to add $14 million in "one-time" money for the coming year, for a total of $34 million, to the agency per state negotiations with a federal court that has ordered reform of the system. http://www.clarionledger.com/story/...
New state numbers show taxes collected on retails sales in January were down in more than 60 percent of 92 towns across northeast Mississippi.
Experts say it's not unusual for January. It's happened in five of the last 10 years.
The January numbers included declines in retail centers such as Tupelo, Amory, Fulton, Louisville and Pontotoc. However, Columbus, Oxford, Starkville, New Albany and West Point all saw increases.
In fact, Columbus, Oxford and New Albany are leading the region since last fall with year-to-year increases of almost 10 percent.
Democratic Rep. Sonya Williams-Barnes of Gulfport is stepping into a new leadership role as chairwoman of the Mississippi Legislative Black Caucus.
#African-American colleagues from the House and Senate elected her last week, and she says she wants to bring more attention to public education, health care and economic development.
#"I want to reorganize and structure the caucus so that we can be more effective, show more presence and represent African-Americans in our state more effectively," Williams-Barnes, 46, told The Associated Press. http://www.jacksonfreepress.com/new...
AP: Small towns could borrow money from the state to revitalize historic downtown areas under a bill passed Tuesday by the House.
The Mississippi Main Street Investment Act, House Bill 1598, passed Tuesday and moves to the Senate. Mississippi Development Authority would establish a program to make loans to cities with 15,000 or fewer residents. Each applicant must submit a revitalization plan approved by more half the property owners in a designated area.
In the wake of Governor Bryant's declaration of Confederate Heritage Month, the NAACP of Mississippi has created a petition calling for "Union Army Appreciation Month.""It is time for Governor Bryant to honor those brave White and Black men and women of Mississippi who fought for what they believed in, who fought for their freedom, who fought for their country and the preservation of the Union, who made the ultimate sacrifice for this nation and the promise of equality it held. Governor Bryant should proclaim the month of May UNION ARMY APPRECIATION MONTH and finally give those brave soldiers the honor and acknowledgement they deserve." the petition reads. http://www.jacksonfreepress.com/web..
The U.S. Air Force is committed to fully manning the reactivated 815th Airlift Squadron at Keesler Air Force Base in Biloxi, the Air Force Reserve chief told a Senate subcommittee Thursday.
U.S. Sen. Thad Cochran, chairman of the Senate Defense Appropriations Subcommittee, said in a press release he brought up the manpower issue at an appropriations subcommittee hearing to review the budget request for the National Guard and Reserve for the 2017 fiscal year. http://www.sunherald.com/news/local...
Small towns could soon borrow money from the state to re-vitalize historic downtown areas under a bill passed by the State House Of Representatives.
The proposed plan would have the Mississippi Development Authority establish a program to make loans to cities with 15,000 or fewer residents. http://www.wxxv25.com/2016/03/17/ma...
Some lawmakers want to kill a Mississippi program that subsidizes shopping centers.
Senators adopted an amendment to Senate Bill 2922 Wednesday that would end the subsidy, which reimburses up to 30 percent of development costs by giving sales taxes to developers.
Lawmakers closed the "cultural retail" program to new applications, but three proposed malls — one each in D'Iberville, Flowood and Ridgeland — applied before the deadline and could get about $175 million. http://www.jacksonfreepress.com/new...
Opponents are still heaping scorn on an empty vessel of a transportation funding package, but the bill remains alive after Mississippi senators passed it.
Senate Bill 2921 (http://bit.ly/1QVn0vq) which needed 60 percent of votes, passed 34-13 Wednesday. It now moves to the House for more work, but it's unlikely details would be fully fleshed out until after House and Senate negotiators meet toward the end of the session.
The measure could be rewritten to include tax and fee increases or borrowing. Proponents say Mississippi needs to spend hundreds of millions more annually on roads and bridges to keep them from deteriorating.
A Senate committee has passed a bill that would allow places of worship to designate people with concealed carry permits as security and make acting within that capacity a legal defense against charges that they violated the law.It would also make another change to the Mississippi gun law. This bill would expand how people carry concealed weapons to include holsters and sheaths. Opponents to the bill say it would put more guns on the street, endangering Mississippians. The full Senate gets the measure next.
A state lawmaker's response to an email from a Gulfport woman is causing a stir on social media.
Becky Guidry posted the exchange with State Rep. Karl Oliver that included the Winona lawmaker telling Guidry he'd like to see her leave Mississippi and return to her native Illinois.
Guidry emailed Oliver about Senate Bill 2858, or the "Taxpayer Pay Raise Act," which would phase out some income taxes and eliminate the corporate franchise tax. The senate has passed the bill.
In her email, Guidry took lawmakers to task writing "it is irresponsible of our leadership to suggest eliminating income and corporate franchise taxes when revenue and projections are already down, budgets for various services are being cut across the board and funding for public education and other critical services such as child care, foster care and roads/bridges are underfunded." http://www.wlox.com/story/31512421/...
A bill that would raise the qualifying fees to run for political office has passed a Mississippi House committee.
Senate Bill 2167 would require independent candidates to start paying qualifying fees and increase the fees party candidates already pay.
Candidates for governor would pay $1,000, up from the current $500. Candidates for state senator and state representative would pay $250, up from the current $15. Independent candidates would pay the Secretary of State's office and party candidates would pay their party. http://wjtv.com/ap/legislators-appr...
The Mississippi Board of Education is moving forward with a statewide policy that for the first time regulates when students can be physically restrained or placed in private spaces because of behavior problems.
The board had proposed a policy last year, but pulled it back for more consideration after objections that it didn't do enough to curb abuses against students.
The board approved the policy Thursday, and the public can comment for the next 30 days. The board must vote again before enacting it. wjtv.com/2016/03/18/mississippi-to-...
Some Mississippi schools have received flawed Common Core practice tests. The statewide math tests are to assess students' knowledge of Mississippi Common Core-linked standards.
This is the first year schools are supposed to use the tests that were produced by Questar Assessment Inc. after Mississippi PARCC consortium last year.
Mississippi pulled out of the Partnership for the Assessment of Readiness for College and Career (PARCC) consortium following increasing pressure from state officials and lawmakers. http://www.wdam.com/story/31499838/...


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Here's how to open NEF files in Windows 10
NEF stands for Nikon Electronic Format, a RAW file format that contains digital photos taken by a Nikon camera. This format has each and every detail of the image as captured by the camera's sensors, and has no compression or loss of quality.
The NEF file format stores metadata of the images such as the model of the camera itself, settings, lens information, and other details.
The main advantage of writing images in NEF file format to the memory card as compared to the TIFF or JPEG format lies in the fact that no in-camera processing post processing isn't permanent – stuff like the hue, tone, sharpness or white balance – is applied, but these are retained as instruction sets that come with the NEF file, and can be changed as many times as you want without affecting the original photo's raw data.
Another advantage is that depending on the camera you're using, the NEF file retains 12-bit or 14-bit data, which translates to an image with greater tonal range than that of an 8-bit JPEG or TIFF file.
With Nikon's Capture NX2 software or other imaging programs, the after-capture processing of NEF files gives you greater control over the final image than when JPEG or TIFF files are processed.
You can then save them as TIFF, JPEG or as NEF again. Provided that the original NEF file is preserved, the digital negative remains untouched and processing doesn't change the original instruction set.
It is exclusive to Nikon cameras, and sometimes it is referred to as digital negatives, and is written to the camera's memory card in either uncompressed or lossless compressed format.
How to process NEF files in your camera
Here are the steps you can take to process the NEF files in your Nikon DSLR camera prior to opening the file:
- In the Retouch menu, find NEF in-camera processing feature. This lets you process NEF RAW files into JPGs within the camera, and is useful for shooting RAW files or sharing a quick JPG
- Adjust Picture Controls or change images from color options like Black & White (B&W) or Sepia, change white balance, exposure compensation and so much more
- Once you're done with and satisfied with the adjustments, preview it by pushing the magnifying glass button on the back of the camera
- Select EXE when you're ready to save the JPG file to your media or memory card
- The original NEF file will be saved on the memory or media card so you can revert to the original capture when opening the NEF file on your computer
How to open NEF files in Windows 10
If you have the right codec on your PC, you can open or view NEF files without the need for more software. For Windows 10, you don't need to install the Microsoft Camera Codec Pack as the codecs are built-in to the operating system, but should you want to add support for DNG formats, or others not supported, you would have to download a codec.
The Microsoft Camera Codec Pack enables viewing of a variety of device-specific file formats in Windows Live Photo Gallery and other software based in Windows Imaging Codecs (WIC). Installing it will allow supported RAW camera files to be opened or viewable in File Explorer, and is available in 32-bit or 64-bit versions.
NEF files can also be opened using software as the ones below:
- FileViewer Plus (recommended)
FileViewer Plus is an extremely powerful software and is highly rated on the market. It will open over 300 file formats including all the most popular photo formats. You will be able to open, convert and edit not nly NEF files, but also RAW, 3FR, ARI, CR2, CRW, and many other popular formats directly in its interface.
The best thing so far about this tool is that it can be used not only on photo files. You can also open and edit video, image and text formats whithout having to download various converters from untrusted sources that may harm your PC.
GIMP, or GNU Image Manipulation Program, is a free photo editing software for XP, though it requires some extra skills or time to understand and use it so it's not as simple as most free photo editors. But if you want to open NEF files, then GIMP is one of the best tools to use for this task.
3. IrfanView
IrfanView is your best bet for opening NEF files. Some cool things you can do with this photo viewer include file searches, batch conversions for advanced image processing, Photoshop filter support, Paint options, blurring, and more.
Note: You can also use Adobe Photoshop to open NEF files but if it doesn't work, install the latest Camera RAW plugin supported by your version of Photoshop and try opening them again.
You can also use Nikon's CaptureNX2 and/or ViewNX2 software to open the NEF files. With CaptureNX2, you have to buy the software, but ViewNX2 is downloadable then install it to open and edit the NEF files in Windows 10.
4. CaptureNX2
This is a full-featured, non-destructive photo editing software that gives you all the tools to quickly and easily edit your digital photos.
It has features such as color control, selection control, auto-retouch and shadow/highlight adjustment. You can enhance the hue, brightness and saturation of an image as well.
It works with RAW NEF files, but also JPEG and TIFF as well, and its interface has customized workspaces, toolbar function and layout, edit list functionality, redesigned image browser with favorites folder and image resolution adjustments.
5. ViewNX2
This software also helps you open NEF files, and has a refined user interface with three different workspaces: Browser/GeoTag/Edit – these can be smoothly switched using the tool button. You can also select background color based on image brightness.
It is free to download and install to browse, edit and share images and movies. It also has RAW processing functions and movie editing features equivalent to those in digital SLRs. Images saved in the Nikon Image Space can be browsed as if saved on your own PC.
Once you login, you need not input your ID and password again, plus you can use the drag/drop operation for easy uploading of images.
How to convert an NEF file for Windows 10
You can convert NEF files to different formats using a file converter or an image viewer/editor then save to a different format such as JPG, RAW, PNG, TIFF, PSD, GIF, and many others.
There are other online options that you can use to convert your NEF files to open in Windows 10 like Zamzar, Pics.io, and Online RAW converter that convert the NEF files to BMP, GIF, JPG, PDF, and TDG among others.
Are there other ways you use to open your NEF files in Windows 10? Share with us by leaving a comment in the section below.
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Intern Interview Questions
Intern interview questions shared by candidates
Top Interview Questions
Jul. 26, 2012
If you know your boss is 100% wrong about something, how would you handle this?
It depends on your relationship with the boss and also their personality. The answer that they were looking for was to make a suggestion to the boss.
Either try to prove it with evidence or logical reasoning or I personally just do it the right way and wait until the result came.
1–10 of 1,083 Interview Questions


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Building on the Kehrer research in the 1980s and 1990s, Kehrer Bielan continues to provide annual studies that monitor investment services trends in banks and credit unions. We also provide periodic flash surveys that provide rapid turnaround answers to questions about emerging trends.
Annual Industry Checkup 2019-2020 (2020)*
Annual TPM Report 2018-2019 (2019)
Fixed-Rate and Index Annuities Get No Respect (2019)*
Product Menu and Pricing under the DoL Rule: Survey Summary (2017)
Selling Index Annuities under the DoL Rule (2017)
Selling Fixed Rate Annuties under the DoL Rule (2017)*
Omni Channel Segmentation Study (2017)*
*Complimentary study


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