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I use an integrative approach to working with a range of psychosexual issues and how these relate to your body, mind, brain and emotions. Although I do work with individuals, if you are in a relationship it is usually more helpful to come together.
The following issues may benefit from a psychosexual approach:
Desire or arousal difficulties
Rapid or delayed ejaculation
Pain during sex
Sexual identity
Sexual shame
Compulsive behaviour
If you are attending with a partner, the sessions are 75 minutes long to allow enough time to explore your difficulties or areas you would like to work on together. As well as exploring any past or current underlying issues in your relationship, I will suggest exercises or activities that might be helpful for you to do together or alone between sessions.

subset: commoncrawl


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Private plane charter service to Brunswick, Georgia via Malcolm McKinnon Airport (SSI). Charter Flight Group (CFG) partners have been providing private plane charters via Malcolm Mc Kinnon and nearby airports for more than thirty years. Whether you need your private plane charter for personal or business reasons, you can now discover the CFG Difference.
The CFG Difference begins with a firm commitment to safety and security. We understand that to provide outstanding service, each private plane charter flight must be successful in providing not only safety, but also outstanding security, especially when the flight involves sensitive business via Malcolm Mc Kinnon Airport (SSI).
To achieve the CFG Difference requires not only a firm commitment to all FAR Part 135 regulations, but also the assistance of third-party safety audits performed by the finest in the world, Wyvern and ARG/US. This ensures that every one of the over 6000 aircraft available for private plane charter use is maintained in pristine condition, ready for flight at a moments notice.
This also ensures that every member of the flight crew is a seasoned professional with an unblemished record, which


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It is our mission to provide you with affordable, high-quality treatment that fits your budget! Your treatment plan will include a breakdown of all applicable fees, and we will inform you of all costs before treatment is administered. We offer a variety of payment options to meet your needs. Our office accepts all major credit cards.
Don't let finances stand in your way for achieving the beautiful, healthy smile you deserve! We are pleased to offer 0 % financing with a low down payment. This flexible payment option allows you to pay for your treatment over a period of time so you can focus on what matters most – keeping your smile healthy!
If your insurance covers orthodontic treatment, you will receive the benefit of reduced personal costs. Many insurance policies have a lifetime orthodontic benefit that is distinct from regular dental insurance. Insurance policies vary, so we will review your insurance to determine the appropriate course of action. Once treatment has started, we can file your claims.
To help us with your insurance filing, please complete the insurance questions on our questionnaire.
Please remember that orthodontic insurance is a benefit for you or your child. If, during the course of treatment, your benefits change, the financially responsible party is accountable for all charges.
Santa Barbara 2950 State Street
Ph. 805-962-7441
Fax 805-965-1122
Goleta122 S. Patterson #A-117
Ph. 805-964-7666
Fax 805-964-1767
2020 © All Rights Reserved | Privacy Policy | Orthodontic Website powered by Televox | Site Map |


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Gardena Water Computer MasterControl Hose Timer
Water Your Garden More Efficiently
Remember all the summers in the backyard with the neighbors, spraying the hose up into the air and watching as everyone tried to run away from the falling streams of water? It was fun. The days of no worries and no cares. While it was a blast, now you're an adult and you can't be so carefree.
Now you know that you were probably wasting a ton of water when you did that, which kind of stinks, but at least you had fun while you could. Since you know better, you can try to make a difference in the environment by saving water and being smart about how and when you use it.
The Gardena Water Computer MasterControl Hose Timer regulates the amount of water used from your hose or the tap on an automatic irrigation systems that connects to your hose.
Add Improved Automation to Your Irrigation Process
The Water Computer MasterControl Hose Timer attaches to your tap to control the automatic irrigation of your garden. The timer is suitable for use with the hose itself or other attachments for irrigating. It's easy to program the watering times – just follow the instructions shown on the screen, and then turn the knob to your desired setting. You can program up to six different watering times per day; each of these cycles can run from one minute to nearly 10 minutes.
- Program up to six (6) watering times (cycles) per day
- Watering duration adjustable from 1 min. to 9 hrs 59 mins
- Watering days are freely selectable by user
- Control panel can be detached for convenient setup
- Connection for optional Gardena Rain or Soil Moisture Sensor
The MasterControl Hose Timer is available in two models: battery-powered and solar-powered. The premium solar-powered model includes a solar cell that converts sunlight into energy, saving more money over the standard model. Even when the weather is not ideal and the sun isn't shining, the solar model's rechargeable battery (included) will still deliver stored power to the timer, ensuring reliable performance.
NOTES: Requires connection to a hose, sprinkler system, a drip irrigation system (such as the Gardena Micro Drip System), or the Gardena Sprinklersystem -- all sold separately. Battery-Powered Model does not include the required battery. Solar-Powered Model does include the required rechargeable battery.
- Model Number:
- Battery-Powered: 1864-20
- Solar-Powered: 1866-20
- Manufacturer: Gardena
- Watering Cycles per Day: 6
- Watering Duration: 0h 1min - 9h 59min
- Watering Frequency: Every 24 hours; or every 2nd, 3rd, 4th, 5th, 6th or 7th day; or individual selection of irrigation days
- Sensor Connection: Yes
- Energy Supply:
- Battery-Powered: One (1) 9V alkaline battery (not included)
- Solar-Powered: High-power solar cell and lithium-ion rechargeable battery (included)
- Thread: For taps with 26.5mm (G3/4) and 33.3mm (G1) thread
- Operating Pressure: 0.5-12 bar / 7.25-174.05 psi
Click here to download the Battery-Powered model product sheet
Click here to download the Solar-Powered model product sheet.


text: A few members have just returned from their on-snow ski trips, a few more are enjoying somewhere cold and snowy right now. So although it was a quiet morning on the track, the roller skiers who did attend were very busy indeed. One coach led a lesson in skate-2 timing whilst another ran a beginner classic lesson.


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Speakers Lab Retreat: Learn to speak in public like a pro. In this 4 day training, you will learn what it needs to become a master in public speaking and create your own talk, presentation or pitch. You will receive insights on how to improve your stage performance and finally show what you have learned throughout the training and speak in front of the group.
This week will be about: Learning and be improving your communication skills, having fun in order to relax and enjoy the workshop and creating great connections with the rest of the participants. We want you to LEARN, CONNECT AND HAVE FUN, and will do our best in order to achieve it.
- Category: Digital Nomads
- Location: Fuerteventura, Spain
- Start date: 14th of October 2018
- Finish date: 20nd of October 2018
- Price: From 495€
- Organized by: Flaks
- Language: English, Spanish
- URL: https://hubfuerteventura.co/speakers-lab/
- For: Remote workers and location-independent professionals


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Grammarly Review Writing Apps for Galaxy Note 8
Grammarly is an on-line application solution that inspects the grammatical mistake in your writing. The main service right here is the grammatical check. Nonetheless, Grammarly additionally gives other services that help to develop quality material with a low grammatical mistake. These solutions are the plagiarism check and also human proofreaders that ensures best writing.
Grammarly is available in 2 different versions. They are free variation and also paid/premium variation. It is better than the grammar check tool in MS Word. This variation will help you locate 3 kinds of mistakes, which are punctuation error, grammar mistake, and also punctuation mistake. After that, you can deal with or change it quickly with the guide feature on this variation directly on your web browser.
On the various other hand, the costs version offers far better grammar check service for you. It can aid discover more than 250 types of grammatic error and also assist you to repair it. Additionally, with the paid version, it has actually included attributes such as a plagiarism mosaic along with a professional proofreader that can evaluate your content/document for a cost. Simply by taking a look at what the premium variation can do for you, we can easily call it the best grammar mosaic tool you can locate today. Writing Apps for Galaxy Note 8
Video: Best Writing App Grammarly
That does Grammarly profit? Writing Apps for Galaxy Note 8
Grammarly serves for both English speakers and also those that don ' t write in English that often. People that Grammarly profit consist of:
- Grammarly aid bloggers improve on their writing by checking their materials for grammar, spelling and punctuation mistakes.
- Grammarly advantages Content marketers and also copywriters by producing even more traffic to their sites and afterwards converting website visitors to clients.
- Authors that desires general high quality as well as rate in writing.
- Any type of organisation professional who wants instant comments on accurate record, presentation, e-mail or social networks blog post.
- It aids Students achieve academic development in composing essays, theses, argumentation, as well as etc.
Advantages of Grammarly Writing Apps for Galaxy Note 8
There are lots of benefits from using Grammarly service as grammar check device. Right here are several of them:
- Easy to Use
You simply require to replicate the text from your record into the checking location in Grammarly web site. Then, it will automatically highlight the errors as well as factor it out. You simply need to choose the proper word/grammar/punctuation that is offered by the Grammarly device. As soon as you deal with all the component, you after that need to duplicate the text back to your message processing software program as well as it's done.
You additionally can export the document data into the Grammarly. This device supports many document data styles. So, our company believe that you will not have any kind of issue to export your document file.
- Top quality Correction
Grammarly offers high-grade adjustment for your message and also writing concerns. This tool is clever sufficient so we can compare it with a human proofreader. Interestingly, Grammarly additionally has human checking solution, which implies it offers a well-rounded solution to create the best material. Writing Apps for Galaxy Note 8
- Online Tool
Grammarly is an online tool. That suggests every person can access it from anywhere. They do not need to set up particular device into their gadget. So, anytime you require a grammar check, you can utilize it.
- The Add-On
This is just one of the best gain from Grammarly. The Grammarly add-on will certainly help you to correct any type of error that you made, while you create on your web browser. This serves if you intend to prevent any error when you create an important email and also send it to a vital recipient.
The add-on likewise services virtually numerous platforms. So, it's not just the email. When you likewise compose an article, comment on the web site, discussion forum as well as also Google Translate, the add-on will immediately point out the error that you've made and help you to fix it.
- Human Proofreading
If you do not believe just how Grammarly can assist you to point out the mistake and also repair it, you likewise can make use of the human proofreading solution from Grammarly. Just to advise you, this service is only offered on the costs variation of Grammarly. You will have specialist proofreaders that aid you to remedy your text. Writing Apps for Galaxy Note 8
To be straightforward, Grammarly is among the lots of applications that help you write much better English as well as check for grammar and punctuation errors. I have been utilizing Grammarly (the premium version) for rather sometimes and I would certainly claim these are the features that I like:
- Grammarly serves as an internet browser extension (used to add features as well as enhance the performance of an internet site) and also look for grammar errors in everything you create. It also discusses why you have actually made the error. From Facebook updates to tweets to e-mails.
- Grammarly does not just remedies your blunders, it instantly recommends you the relevant grammar regulation along with what failed. Certainly something extremely vital for any person who wishes to boost English rather than just single appropriate it.
- Grammarly checks your material based on your style of creating. Not all your vocabulary or writing style will certainly be correct. Grammarly lets you establish the niche you remain in and also suggests improvements based upon it.
Precision of Grammarly and also How Can It Help Writers? Writing Apps for Galaxy Note 8
When you click an underscored grammar mistake in your message, the grammar mosaic device shows a description to the problem. All you need to do is click the arrowhead to discover even more about the tips. It identifies feasible remedies and also descriptions for your mistake.
Grammarly aided me recognize:
- Overwhelmed prepositions.
- Spelling errors.
- Wordy sentences.
- Repeated words.
- Usual writing as well as grammar blunders like lost apostrophes. Writing Apps for Galaxy Note 8
Factors for making use of the Premium version of Grammarly Writing Apps for Galaxy Note 8
- 250+ kinds of grammatic mistakes can be dealt with.
- Can be made use of together with Microsoft Office.
- Relevant modification is provided by other sources.
- Much better client support.
- 7-day cash back assurance.
- Saves loan (given that you will not need a plagiarism mosaic to check for plagiarism).
Final thought
When I review Grammarly Premium, I prefer to take a look at it as a creating improvement device and not just a word mosaic.
The precision and result high quality is extremely enjoyable. You will certainly obtain the very best and no error text for your document, e-mails, post, or remark with Grammarly. As a result, I recommend you to obtain the premium variation of Grammarly. The lower line, Grammarly is a helpful and also budget friendly writing tool that belongs in your toolbox. It will certainly aid you find as well as take care of errors in your writing fast and also it 's simple to utilize as well.


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Donald Trump has announced his pick for the Vice Presidential spot on a morning when rumors about Sarah Palin and Mike Pence reached a fever pitch. Trump stated this morning he wouldn't announce until tomorrow, but there is reportedly a leak.
Multiple sources are reporting the news that Trump has selected Indiana Gov. Mike Pence as his VP pick.
From Roll Call:
Donald Trump is planning to announce that Indiana Gov. Mike Pence is his choice for his vice presidential running mate, according to a Republican with direct knowledge of the decision.
As Trump narrowed in on his choice of Pence, the two men spent time at both Trump's golf resort in New Jersey in early July and at the Indiana governor's mansion this week.
The leak is supported by evidence. For one thing, Pence was not on the list of speakers at the convention, though Newt and Lt. Gen. Mike Flynn are.
Other sources confirming:
.@MajorCBS confirms Trump is picking Pence as VP, formal call scheduled within the hour.
— Sopan Deb (@SopanDeb) July 14, 2016
The Indianapolis Star, Pence's hometown paper, says it's confirmed that he's the pick https://t.co/wYSD7jMXLs
— Lachlan Markay (@lachlan) July 14, 2016
Also the inevitable preparations:
Via @TIME, Pence making preparations to be on Trump ticket, but hasn't formally been told. https://t.co/7WUfRYEW9R pic.twitter.com/8QLXs3AetA
— Sopan Deb (@SopanDeb) July 14, 2016
Update: AND the inevitable denials.
Update 2: But then again …
Confirmed. Mike Pence departed Mount Comfort airport at 4:10 headed to Teterboro Airport in New Jersey. Video on @WISHTV at 5.
— Jim Shella (@shellawish) July 14, 2016


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the signer
Single Channel Video 1:09, no sound
The moving image, in which the signer was wearing a black jumper, there was not place any subtitles. He shows us various expressions, he cries, he surprises, he sulks, and he lets himself go. In the beginning of the video, a caption states that the signer will translate the poem, '남해금산 (Southern Sea Silk Mountain) by Sung Bok Lee.
There is full script of this poem within the light-box display; people could read the poem there as people watched the signer on the screen.


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molariform ~ shaped like a molar
Where do I start? *shakes head sadly*
Let's start with the weather, which kind of skipped over spring and went straight to summer. We had a few record-breaking high temperature days towards the end of the week. And with the nicer weather we have the birds returning to serenade us. Like this guy:
This tree is at the very back of our yard. And in this tree is a robin, who apparently has an app on his phone that lets him know when sunrise is, because even on overcast days he starts his damned chirping at sunrise and keeps it up until mid-morning. I swear if I had a sling shot I'd be using him for target practice!
Can't spot him? Let me help:
Chirping should not be allowed in the morning until I've had a coffee!
Last week was pretty unremarkable. Mostly what I did was edit Lucky Dog, which you can read about HERE.
Sunday, of course, was Mother's Day, which was kind of a mixed bag for me. I was all set to have a relaxing morning of painting, only to discover I had everything I needed . . . except the actual paint. So after a family brunch, we stopped at Staples where I picked some up, and for a $5 donation to the Special Olympics, I received a Mother's Day gift bag that had a really nice message pad and a can of cinnamon coated almonds.
My pleasure in the gift lasted until I got home and tried one of the almonds. I think the cinnamon must have been mixed with cement, because I bit into one and broke a tooth to the point where I don't think the dentist will be able to save it. And we were having corn on the cob for supper. *sigh*
Still, it wasn't all bad. I had a visit from my little Ellie-beans and got to read her a story:
And remember my old friend, Blackie the squirrel? He left a Mother's Day present for me in the front garden:
So it looks exactly like the tulips in my next-door-neighbor's garden. It's the thought that counts. Right? ;-)
And I got a bit of a chuckle out of Dante's unique solution to the "Nook War" he and Taz are waging. They both like the book nook and neither are willing to share.
And finally, my orchid has six - count 'em - six blooms open! And there's still more buds on the end of the stalk! So beautiful!
So all in all, I'd say the good out-weighed the bad yesterday. At least that's what I'll keep telling myself until I visit the dentist. ;-)


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We're gathering creators, artists, researchers, and explorers to discover the potential of emerging technologies like virtual, augmented, and mixed reality (XR). We'd like your help to build a home for this community. One where anyone, whether just starting or already out in the wild, can showcase their work and share insights or reflection along the way.
Submit your email to receive updates and learn how to get involved.
Are you working on a tool, product, or experience for XR that has a positive impact on people and our planet? We'd love to showcase your work within a supportive community. Just starting out? Even better! You deserve to be recognized. Fear nothing! Hit that submit button below:
Working on a research study? Writing out your thesis? Diving deep into measuring the impact of XR? Your insights and observations can make a huge impact on the work of others. You deserve to be recognized. Fear nothing! Hit that submit button below:
If you're in the idea phase, or just wanting to lurk and learn, you're still part of this community. Sign up to our newsletter for the ocassional juicy update on our progress.


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TKR for Elderly Patients
02/26/2009 Las Vegas, NV
Octogenarians: Not Too Old for Joint Replacement
New study finds total knee replacement surgery can offer significant benefits to patients in their 80s
Knee replacement surgery can improve the quality of life even for very elderly patients, according to a study presented today at the 2009 Annual Meeting of the American Academy of Orthopaedic Surgeons (AAOS). The study found that patients in their 80s can benefit both physically and socially from knee replacement surgery, also called total knee arthroplasty (TKA), once thought too risky for the very elderly.
"As patients are living longer, there is an upward trend in the demand for quality of life among the elderly population," said Edsel Arandia, M.D., lead author of the study and an orthopaedic surgeon at Philippine Orthopaedic Center and a Fellow at Singapore General Hospital. "As patients age, debilitating diseases like arthritis of the knee begin to develop. We conducted this study to determine the viability of TKA in octogenarians and to learn whether their quality of life improves after TKA."
"In our institution, many surgeons are still skeptical to perform TKA in the very elderly since few data or studies pertaining to the gains of TKA versus the complications and risks that can occur with surgery in elderly patients exist," Dr. Arandia said. "This study shows that with the advent of new technology and techniques in both orthopaedics and geriatric medicine, total knee arthroplasty in the very elderly population is very safe and offers significant gains in their quality of life."


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SAU Staff, Local Sorority to Make Surprise Presentation to University President
Life for college students can be demanding. From making sure you maintain a satisfactory grade point average to dealing with financial demands of paying for school, most students do not have time, and for many, the funds to make sure they have professional clothing for job interviews, college fairs and internships.
Saint Augustine's University (SAU) recently formed a partnership with Dress for Success of the Triangle to assist SAU's female students to obtain professional clothing at no cost. With no similar program available for the male students, an on-campus clothes closet was created. But that collection is about to expand.
Thanks to months of donations received from SAU staff, community and the Chi Rho Omega Chapter of Alpha Kappa Alpha Sorority Incorporated, the items will be unveiled to University President Dr. Everett B. Ward and Dr. Linda Love, Director of Professional Development during a surprise presentation, this evening, March 15, 6:30 p.m., in the MLK Building, on the campus of Saint Augustine's University, 1315 Oakwood Ave.
The goal was to collect approximately 150 gently-used suits and accessories. The campaign has
collected to date:
Suits: 155
Suit Jackets:160
Ties: 255
Button-down shirts: 173, as well as other accessories.
The sorority began collecting items in November of last year. The initiative is part of the national sorority's "Think HBCU" campaign that highlights Historically Black Colleges and Universities (HBCUs) and their contribution to the sorority and society. Members of the media are invited to cover the surprise reveal as well as interview Dr. Ward, members of the sorority and students about this wonderful donation to the University.
About Saint Augustine's University
Founded in 1867 by the Episcopal Diocese of North Carolina, the mission of Saint Augustine's University is to sustain a leaning community in which students can prepare academically, socially and spiritually for leadership in a complex, diverse and rapidly changing world.


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By David Fong
TROY — Ryan Jones always had a feeling his life would eventually end up with him on the sidelines, leading a football team.
Recently, that dream came true as Troy Christian named Jones its new football coach. He'll replace Steve Nolan, who retired after three seasons leading the Eagles. Prior to that, Nolan had spent 28 years as the Troy football team's head coach.
"I've always wanted to do this," Jones said. "I've always wanted to be around football. It's the best game there is. Aside from the winning and losing, the things you learn on the football field build character. Football creates young men of good character. The lessons you learn in football can be applied to things you will face in every day life."
Jones has spent the past two seasons at Troy Christian, coaching the Eagles' wide receivers and defensive backs — although his football pedigree goes back much further than that.
He played football at Wapakoneta High School — his father, Darrell, was the team's head coach his final two seasons — before graduating in 2000. He then went on to study at Miami University. Following his graduating from Miami in 2005, he became a student assistant for the program under former head coach Terry Hoeppner.
"I came in with (Pro Bowl quarterback Ben) Roethlisberger, so it was a good time to be at Miami," Jones said.
Following his time at Miami, he took a graduate assistant position at Cortland State University, where he earned his masters degree while working with the team's wide receivers. In 2011, he became the wide receivers coach and passing game coordinator at Case Western Reserve Univeristy.
Following his stint at Case Western, Jones and his wife moved to the Dayton area, where he would spend a few years out of coaching before becoming an assistant coach at Dayton Christian High School in 2013. After moving to Troy in 2014, he would spend the last two seasons as an assistant under Nolan. His father has been Troy Christian's defensive coordinator.
"I'm really excited," Jones said. "I think the players are excited. I've been looking for an opportunity such as this for awhile now. I'm ready to go. I do think it helps that I'm familiar with the program and the kids in the program. Hopefully that positive rapport I have with the student athletes will help out. I'm also a science teacher at the school, so I think it will help me, being in the building every day."
Jones knows one of the biggest challenges he'll face as head coach is building up Troy Christian's numbers. The program actually closed down in 2012 as it did not have enough players on the roster to field a competitive team. Nolan took over in 2013 and was able to build a Division VII playoff team in his second season — but was able to do so with a roster that never exceeded 25 players.
Jones is hoping he can build the high school program by reestablishing a Troy Christian Junior High team, something the Eagles have not had for several years.
"I think numbers are always going to be a priority in any football program — but especially at a smaller school like Troy Christian," Jones said. "My first priority is going to be trying to reestablish our junior high program. It makes a difference when you have a junior high team. You get the guys exposed to football. By the time they get to high school, they are exposed to the fundamentals and the terminology."
Contact David Fong at firstname.lastname@example.com; follow him on Twitter @thefong


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Hiking in New Mexico during the Shutdown
If you're anything like me, this whole government shutdown has got you… well, DOWN. Why? Because all the COOL things to do (as far as … Continue reading Hiking in New Mexico during the Shutdown
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DIY hydraulic press for DIY crafts
In this review, the author shares the idea of how to make a mini desktop hydraulic press with your own hands, which is useful for various crafts. This will require a bottle-type car jack with a lifting capacity of up to 2 tons. For home use, such a jack is enough. As a basis, the author uses a piece of the channel.


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Join TechWest.London and Upstream on Thursday 28 March 2019 at Huckletree West for networking and a panel discussion on different live applications of Blockchain Technology.
TechWest.London helps build the connections within West London's tech and creative community, provide support in filling infrastructure gaps where required, and ensure the sector is recognised for its national contribution and global success. Centred on the M4's Silicon Alley, Heathrow's global gateway and 'TV Triangle' West London is a critical cluster in London and the wider UK's creative and tech industries.
The event takes place in one of West London's hot spots - Hucktletree West. Huckletree is a workspace accelerator bringing together a diverse, disruptive community of startups, scaleups, innovation teams and global brands - all powered by the belief that collaboration is key to building a successful business. A place where "creativity meets talent and curiosity inspires innovation".
If you would like more information about the event, please contact Clarence Bretz at email@example.com or on 020 8607 2500.
*If you are a member of West London Business or Upstream, please use the Promotional Code MEMBDISCOUNT when you register to trigger the discount. This code is only valid for our members.


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Can't see the woods for the trees.
I see from Stan's' post of yesterday that they got the book away (Hurrah) and it bounced back, as they always do. I bet it was an editor who invented the boomerang.
Plot a bit thin on the bottom, in need of more backstory.
Hoping that some good characters turn up!
And as we start out on a new book, here's the thing. In the words of the song, 'Where do I begin?'
The debris of the best idea for a book ever
Except it was deadwood.
Using what you have to create something arty.
It's bit like my garden, (said Caro so she could put some pics of her garden in the blog.)
Don't think this structure is doing anything good at all.
I know there is a blueprint out there somewhere, but how do you get to where you're are going if you don't know where to start. Even if you know where to finish.
establishment of some parameters.
a shrub, a wall, a path maybe?
Ten years ago, I bought the house of my dreams. Everybody in the village knows this house. It's known as the 'spooky house' for many reasons. For a very long time, it was hidden by very thick ivy which, after nine years, I am still fighting to be rid of.
a wee flicker of something that could be very good indeed.
and the beauty is in the detail.
The house has always been haunted. I think it was owned by a man who may have spent longer in the company of her Majesty than he might have spent in the house. ( Let's just leave that there!) And then it was owned by a loony.
A beautiful 'find' at the bottom of the garden.
the whole garden used to look like this.
A nice bloke but a loony.
the process of clearing it out, so we can see the way it's going.
He allowed the grass the grow six feet high, the trees and the hedges were taller than the house, there was just 'garden' everywhere. It needed a scythe, nothing petrol driven would cope.
finding the back wall!
once out in the sun, i wrote 4000 good words!
That first summer, I employed a young healthy student person to set off and try to find the 'end of the garden'. Or even the start. He found Lord Lucan, Shergar listening to Glen Miller live. He may have found the Amelia Earhart's runway, any further than that and he might have come across the missing link and the cure for the stupidity.
the garden equivalent of the writing desk
nine years after we started, still haven't got through this.
Up to date, in the here and now, I am supposed to be handing in a proposal for the next three books to my publisher. She calls it a proposal as the word 'synopsis' brings me out in a rash. I am 20 000 words in to another book in the current series. I know who did it and why. I have about five hundred words, the bare books of a plot and setting of the book after that in the series. Books 11 and 12. There is talk of a standalone, and yeah – that's about it. A standalone. It's vague and eerie, floating around in my mind but I can't really catch it and get the story to talk to me.
a pretty find in the weeds
cleaned, barked, planted and hedgehog house.
So where do you begin? I know the atmosphere, the setting and the Great Idea. It's all the other bits that are missing. Whose story is it? There's no plan! No starting point.
that path goes right through there...
some rescued plants enjoying planter life.
The weather here has been amazing. Sunny. 20 degrees in real money. So I have been out mooching around the garden trying to find my way, both literally and literally. Doing the thing of physical effort and activity so that the subconscious mind nips off and writes the book for me.
it gets worse before it gets better..
The garden itself is starting to speak to me, what needs to be where, and what needs cut back and what needs space to grow, what needs to come forth and what needs cut out completely. Over the years, we have uncovered a Victorian fountain in the front garden with a paved pathway going to it and round it. Once things were cut back, we found the beech was in fact a beech hedge which was over forty feet high and spindly, now cut back and back to resemble a hedge. It provides a nice perimeter to it all. We have found raised beds built in perfect symmetry, two sets of steps we never knew we had. An electrical box, all rusty and broken that once controlled the gates and … a permanent BBQ with lights and a seating area!!! There are two Victorian marble seats on the wall at the bottom, one of the curved to fit round a long gone tree.
the day of the triffids comes to mind.
The muddle in the middle. We think this might have been a pond.
really losing the way now....
The garden has revealed itself in bits here and there, and the rest I can join up to make sense. Obviously, some of this is recent i.e. in the last thirty years, but the really good stuff is probably original, dating back to the late 1800's and I wonder if Agnes the poltergeist has been nudging us to get the garden sorted out. And if the garden is telling me that the plot for the book will be fine, it will reveal itself to me. There is a rough outline somewhere, all I need to do is work out the details.
a path cut to the cars!
But there will be a lot of digging and pulling out of weeds before the full story is down on paper.
and the fountain, with the lights.
it will be nice when it's finished.
Caro Ramsay 08 06 2018


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Matar paneer recipe without tomato or green peas paneer curry recipe without tomatoes is so easy to prepare and it makes a yummy curry for rice, chapathi or poori.
In the below picture, you can see matar paneer curry served with rice which makes a simple and delicious lunch or dinner.
This is an easy, simple Indian style matar paneer curry recipe without tomato or easy paneer peas curry you can make at home even if you don't have any tomatoes at home.
This is an easy matar paneer curry you can prepare at home using dry green peas, fresh peas or frozen pea.
I used dry green peas so I had to soak it in water for about 6 hours, if you are using dry green peas soak if for at least 5 to 6 hours or soak it overnight.
If you are using fresh peas or frozen peas you can skip this step of soaking in water and adjust the cooking time, as the cooking time in pressure cooker mentioned here is for dry green peas.
If you are using fresh or frozen peas you may also cook the peas directly in a pan instead of using the pressure cooker.
If you like green peas recipes, also try this easy peas potato curry for chapathi and easy green peas masala for chapathi.
So here is how you can make this easy and yummy matar paneer curry or peas paneer curry following this easy peas paneer curry recipe without tomato.
Easy Matar Paneer (Peas Paneer) Curry Recipe Below
Matar Paneer Recipe Without Tomato - Easy Peas Paneer Curry
- 14 oz Paneer (about 400 grams)
- 1 cup dry green peas use little more amount if using fresh or frozen peas
- 5 cups water may add little more if needed
- 1/4 teaspoon salt adjust as needed
- 1 tablespoon sugar (optional)
- 1 large onion chopped finely
- 2 tablespoons ginger garlic paste
- 2 green chilies sliced lengthwise or whole
- 3 tablespoons oil
- 1 teaspoon cumin seeds
Spice Powders
- 1 teaspoon turmeric powder
- 1/2 teaspoon red chili powder
- 1 tablespoon coriander powder
- 1 teaspoon garam masala powder
- Soak the dry green peas for about 6 to 7 hours at least in enough water, after soaking drain the water and rinse the peas in water again, keep the washed peas aside. If you are using fresh or frozen peas, you can skip this step.
- Cut the paneer into medium sized cubes, keep aside separately from the peas. If you have frozen paneer, you can defrost it in microwave or just microwave the paneer in any microwave safe plate for about 1 to 2 minutes which will help you to cut the paneer very easily. Make sure to cut the paneer very gently so it won't crumble.
- In a pressure cooker, add the washed green peas, 4 cups of water, sugar and enough salt, close the pressure cooker with lid and safety valve and cook for 4 whistles or about 12 minutes in medium heat. This is if you are using dried peas and we want the peas to be cooked really well and soft as we are not using any tomatoes, and we want the peas to be cooked really well to thicken the gravy. If you are using fresh or frozen peas, you may need to reduce the cooking time accordingly or you can cook it separately in a saucepan. Just make sure to cook the peas very soft, as some of the peas will get mashed up with the gravy which makes the gravy thick and delicious. Wait until the cooker is cooled enough before opening.
- Meanwhile heat 2 tablespoons of oil in a pan or skillet and add the chopped onions.
- Add salt and saute the onions in medium heat until the onions are almost caramelized or browned really well, which will take around 15 to 20 minutes. Make sure to stir the onions in between, especially after start turning brown so as to avoid the onions getting burnt at the bottom of the pan. Once the onions are caramelized or browned, keep this aside.
- Once the pressure cooker is cooled enough, open the cooker and see if the peas is cooked really well. You might think the peas is a bit overcooked, but try it that way as it will make the gravy more delicious. Stir the cooked peas really well.
- In a medium or large sized pan, heat the remaining one tablespoon of oil and add the cumin seeds.
- When the cumin seeds are lightly browned, add the ginger garlic paste and green chilies, stir fry in low heat for about a minute.
- Add the cooked peas mixture to the pan and stir the contents well.
- Add the caramelized onions also to the pan containing the peas and mix everything well. You can check if there is enough salt, and if you need more salt, you may add a little more based on your preference.
- Add the spices - turmeric powder, red chili powder, coriander powder and garam masala powder, mix everything well and bring the mixture to a boil.
- Once the mixture starts boiling, add the paneer cubes to the mixture, gently stir the contents, cover and cook for about 5 to 6 minutes or until the paneer is soft. Make sure not to overcook as the peas is already cooked and we don't want the paneer cubes to break down and become crumbly. So just cook a few minutes until the paneer is cooked and tender. Gently stir in between using a good quality steel spatula which will help with mixing gently without breaking the paneer.
- Once the paneer is also cooked, gently mix in the contents again and the matar paneer curry is ready to be served!
More Paneer Recipes In This Blog:
- Easy Quick Paneer Curry Recipe
- Easy Palak Paneer Recipe Without Heavy Cream
- How To Roast Paneer In Oven
- Easy Masala Paneer Recipe In Oven
Hope you found this post on matar paneer recipe without tomato or peas paneer curry without tomatoes helpful in making easy and delicious matar paneer or green peas paneer gravy even when you don't have tomatoes at home.


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St Mary's Church, Scotland
Griminish, Isle of Benbecula, HS7 5QA View map
Mass One Tuesday per month. Call for more information.
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- Argyll and the Isles, Great Britain
Griminish, Isle of Benbecula, HS7 5QA View map
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When we work together, we all win!
AmeriSpec Home Inspection Services always enjoys taking part in community events. In light of all the negativity in the world and on social media, we are proud to take part in something good and pay it forward. This years Omaha Area Board of Realtors golf tournament, which was supported by the many affiliates and realtors in this great community, joined forces in August at the Tiburon Golf and Country club for some friendly competition.
The goal: To raise money and awareness for YES (Youth Emergency Services). "Partnering in the community is a big part of our culture here at AmeriSpec" says owner Tom Sutko. "Giving back is something we all should do if possible. Without someone having done that for me, I wouldn't be where I am today." That's powerful and true for many.
So who and what is Youth Emergency Services?
Youth Emergency Services (YES) was founded in 1974 by a group of community volunteers who noticed homeless youth hanging around in Omaha's Old Market district.
At first, YES was led strictly by volunteers — they invited youth in crisis to stay in their homes. One morning, a volunteer woke to her kitchen cabinets being painted green, and the volunteers decided it was time to invest in a home, which became known as the YES house.
- The YES House (known today as the Emergency Shelter) has been serving youth in crisis for over 40 years.
- YES added its Street Outreach Program in 1999.
- YES launched its Transitional Living Program (TLP) and Maternity Home in 2008.
To learn more about YES, visit their website at www.yesomaha.org/ to see how you can make a difference.
Yesterday we were able to meet with the incredible folks at YES to present them with a $4000 check. YES (no pun intended), it was as much fun, if not more to be a part of that as it was being on the course that day back in August. Thank you to all the
Participants above are listed Left to Right –Mary Fraser Meints – Executive Director at YES, Will DeRosear of 1st National Bank, Ashley Flater – Communications Coordinator – YES, Matt Thiel of DRI Title & Escrow and our very own, Tom Sutko of AmeriSpec Inspection Services.
- On October 9, 2017
- 0 Comments


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It's not just the natural world that is subject to climate change. Some believe we are on the brink of a similar epochal shift in the ecology of capitalism. The evidence: a sharp and unexpected decline in the global population of public listed companies, the powerhouse of western business for the past 150 years. Although the drop is worldwide, it is most startling in the US, the heartland of stock-exchange capitalism, where public listings have plunged almost 50% since 1997's high of 9,253, and the UK. Asian listings have suffered the smallest shrinkage of nearly 5%, while Europe has lost 23% of its quoted firms over the same period. Around the world, according to figures compiled by Jason Voss of investment analysts the CFA Institute, the number of global equity listings stood at 46,674 at the end of 2012, having peaked at 56,119 in 1998.
For some economies, this may be the market equivalent of the extinction of the dinosaurs or the melting of the polar icecap. Since the mid-1800s, at least in Anglophone countries, the plc-stock market double act has been the busy flywheel of material advance; the former channelling entrepreneurial exuberance and technological knowhow into commercial opportunity, the latter risk capital and subsequent returns to investors.
But now the motor has quietly gone into reverse. The main corporate use of stock exchanges is no longer raising capital but retiring it. When companies do IPOs, it is often to provide an exit for founders and venture capitalists rather than to raise money for productive purposes. 'It's a strange situation,' reflects London Business School professor Julian Birkinshaw. 'The capital markets are being used for buyouts, M&A and share buybacks, but companies aren't going to shareholders to borrow to grow. It's a story of consolidation, not growth. It's as if the virtues of the system aren't required any more.'
It's true that as the recession eases, the IPO market has cautiously reopened for business, finally allowing private equity firms to make exits kept on hold since the crunch of 2008. However, in the UK, the expected flotation of the RAC never took place – its PE owner, the Carlyle Group, instead sold a stake of it to the Singapore sovereign wealth fund late in September. In a slightly different vein, as part of the spin-out of TSB from Lloyds Banking Group, the bank's 8,600 employees have become 'partners' through the grant of £100 each in TSB shares. But although the stock market still clearly has uses in specific cases such as these, will that be enough to remove the plc from the endangered list? And if the change is permanent, to what and where does it lead?
Few observers doubt that something fundamental is afoot - and it's structural rather than cyclical. In other words, it's not a blip. Piecing it together, the shift seems to be driven by two converging forces. The first is economic. Viewed in a historical perspective, the publicly quoted company essentially looks like a creature of the 20th century. Modern business is cash-generative far earlier and much less capital-intensive than even half a century ago, points out John Kay, author of the eponymous review of UK equity markets and long-term decision-making.
What's more, whereas capital assets in the past were specific and unique - 'there's not much else you can do with a railway or a steelworks' - today's are generic and fungible, so companies don't need to own them. The need to mobilise outside sources of capital is therefore much less. 'So, yes, I do think public companies have had their day and, no, I wouldn't bring them back,' he says.
The second shaping influence is managerial (or ideological, take your pick). At least since the recession, commentators have been troubled by what they see as public companies' fading innovation mojo. In the June issue of Harvard Business Review, Clayton Christensen, who has the unofficial title of the world's most influential management guru (see feature, page 50), frets that companies' anaemic appetite for investor capital is further evidence of just this, boding ill for US jobs and growth.
Yes, says Lynn Stout, professor of business and corporate law at Cornell University, this is a characteristic of today's short-termist, Wall Street-dominated, shareholder-value-maximising public companies. But, she argues, this is precisely why increasing numbers of managers, well aware that Wall Street's approach is not a recipe for long-term success, are choosing instead to take companies private, or are not bothering to go public. It is noticeable that ambitious, internet-age listed businesses such as Google, Facebook and others have disregarded governance principles to adopt share structures that leave the founders not shareholders in control.
Meanwhile, a number of large companies, such as Enron and several banks in 2008, discovered just how unconducive the Street's prescriptions were to long-term survival by going comprehensively bust. Going private, going bust and not going public - 'these are the big ones', says Stout, the net result being a decline in public-company numbers and a correspondingly sharp increase in private ones.
Michigan University's Jerry Davis, author of an influential account of US financialisation, shares some of Stout's views on the far-reaching effects of the cult of shareholder value. While the costs of being public (scrutiny, regulation, activism) have gone up - literally: the annual per-company cost of complying with US securities law was put at nearly $3m in 2012 - the value has gone sharply down. He portrays a corporate sector that in response to Wall Street's promptings has aggressively dematerialised itself until all that is left is a tiny centre managing a bundle of outsourcing contracts. Call it Nike-ification.
The perverse triumph of shareholder activism, he wrote in a recent paper, is that publicly traded corporations, placeless and modular, are now 'less concentrated, less interconnected, shorter-lived, and less prevalent (than they) were 15 years ago. Those that remain are ill equipped to provide long-term employment, opportunities for economic advancement and benefits such as healthcare and retirement security. Corporations today are in retreat, and there is reason to expect that their significance will continue to dwindle over the next generation.'
Phew. But wait: there's more. It won't be long, Davis predicts, before what Nike sells you is not a pair of trainers but a customised design that you will send to a foundry or 3D-printer of your choice to be given material shape. In those conditions it's not just the public company that is in the firing line: when the cost of coordinating all the outsourced services needed to make quite sophisticated products approaches zero - 'Look, I can do it online while we're having this telephone conversation!' - and the expected company lifespan is no longer than that of a fruitfly, what incentive is there for anyone to invest in a corporate infrastructure at all? The emergence of an infant 'sharing economy' (Airbnb, Lyft and others) looks like an intriguing portent here.
Unsurprisingly, alarm bells about this kind of talk are loudest in the US, which is most heavily invested, in all senses, in the culture of the publicly owned corporation. The social costs of its going away are enormous in terms of inequality, immobility and insecurity of all kinds (think Detroit for a foretaste). The decline in public equities, says Voss, 'should be a grave concern to both investors and policy makers alike'.
At stake is the capacity of the public company to benefit the many, not just a few privileged individuals. Average incomes have barely budged in two decades: now the winner-takes-all economy threatens the entire middle class, potentially undermining capitalism as a whole. The great transforming ideas have emerged from large publicly managed companies with the patience to nurture them to fruition, Stout adds. 'Of course, many private companies are highly innovative, but what happens after Elon Musk (pictured) or Larry Page or Sergey Brin? Private firms tend to run into problems in the second or third generation - what I call the Paris Hilton syndrome.' Although Tesla IPO'd in 2010, Musk remains the largest single shareholder.
Tesla's Elon Musk keeps control. Credit: David Rawcliffe/Propaganda
Harvard's Raj Sisodia, co-founder with Whole Foods Market's John Mackey of a movement for 'Conscious Capitalism', sees a grave danger that if more companies go private, the movement could become self-reinforcing. As vehicles for saving and retirement as well as the force for good that conscious capitalists want companies to be, 'we need a full, vibrant, publicly quoted company sector', he insists.
On the other hand, reducing the influence of the markets and prising the corporation out of the grip of option-loaded CEOs, hedge funds and high-frequency traders may not be all bad. (As Keynes famously observed: 'When the capital development of a country becomes the by-product of a casino, the job is likely to be ill done.') Stock markets are largely an obsession of English-speaking countries. Germany, with around 600 publicly listed companies (which is fewer than Pakistan), is living demonstration that there's life beyond a share price, for investors and companies alike.
Consider also that shareholder-oriented economies are more volatile and prone to bubbles and crises than others. The average life expectancy of US public companies has shrunk from 65 years in the 1920s to 10 in the 1990s; private companies tend to be more long-termist and invest more, giving them better survival chances. In 2012 Will Hutton's Ownership Commission concluded that the UK was an economic mono-culture, unhealthily reliant on the plc as the default form of business, sadly deficient in vigorous alternatives such as mutuals, cooperatives, family and employee ownership, and trust or foundation-owned firms (see box at the end of this article).
On the investment side, as Davis notes, even in the Anglophone economies, wealthy individuals and institutions don't invest in unit trusts and mutual funds, preferring private equity, hedge funds and alternative asset classes not accessible to mere mortals. Opening space (and minds) to new ideas can only be a good thing.
Stout reckons this may already be starting to happen. While board members may make assumptions to the contrary, she points out that there is nothing in law that compels directors of public companies to concentrate exclusively on maximising shareholder value. They can choose any purpose they like. And some are taking the opportunity to do so.
'Conscious capitalists' such as Mackey and Sisodia point to reportedly superior returns made by companies that choose to optimise themselves to benefit all stakeholders. In a similar vein, over the past four years more than 1,000 companies around the world, mostly in the US but a few in Europe, including the UK, have incorporated themselves as 'B corporations', or B corps, meaning that they are expressly committed to social as well as business goals, and are regularly audited or certified against them.
The B corps' spiritual parents are Anita Roddick and Body Shop. Most latter-day manifestations are small, but a few well-known names crop up among them, such as ice-cream maker Ben & Jerry's. Ben & Jerry's owner, Unilever, is one of a handful of giant companies to have made a direct stand against short-term stock market orthodoxy - the rules of behaviour that public companies are expected to observe - by abandoning quarterly reporting and explicitly stating a commitment to customers and community as its primary obligation.
Can initiatives like these reverse the tide of decline? Such an imposing ecology of vested interest has grown up around the plc that its withering away seems unthinkable. But while some publicly owned companies will surely survive, the structures supporting them have been so gnawed away from within that it will take a vast effort of institutional innovation to renew or replace them. The culminating irony is that it is the shareholder-value maximisers that have killed their own golden goose. Shareholders' mistaken claims to ownership of the corporation (in law, points out Stout, shareholders don't own companies, they own shares, which is not the same thing) have unwittingly destroyed its essential genius: its ability to engage and make commitments to all stakeholders, not just shareholders.
The beauty of the corporation is precisely that it isn't owned. It can invent its own destiny. Instead, in the vain attempt to make ownership work, its most ardent supporters have genetically engineered a dead end, a dinosaur that is too dim-witted to ensure its own survival. Its flaws have found it out. Meanwhile, evolution goes marching on.
Listing for brand recognition: RAC
After demutualising in 1998, the roadside help and rescue service was briefly owned by Lex Group and Aviva before being acquired by PE group Carlyle in 2011. Since then it has prospered, raising Ebitda from £98m to £152m and launching products including telematics and an online shop.
In the event, instead of floating it as expected, Carlyle in September 2014 sold a stake in RAC to the Singapore sovereign wealth fund, achieving recognition of a different sort and leaving the company and its owners in a position of some strength. Benefiting from wide brand recognition and strong customer and workforce loyalty, with a growing market share and no shortage of opportunities, 'the motorist's champion' would still have wide appeal as a publicly quoted company if proprietorial priorities were to change in the future.
Best of both worlds: Novo Nordisk
Diabetes specialist Novo Nordisk is the world's fifth largest pharma firm. Like 120 other large Danish companies, including global names such as Carlsberg and shipping line Maersk, it is owned and controlled by a foundation, whose aim, says VP Susanne Stormer, is 'to provide stable, long-term ownership' compatible with pharma's product cycles, but also to support scientific and humanitarian purposes, for example, through a pharma VC fund.
Stormer won't make a causal connection, but Novo Nordisk's governance and ownership structure don't appear to have hindered performance that has featured double-digit earnings growth over the past decade.
Pushing back: Unilever
Chief executive Paul Polman is one of the rare global public-company leaders to have publicly challenged the tenet that the purpose of companies is to maximise shareholder returns.
In abandoning quarterly reporting, Unilever has told shareholders that its 'paramount goals are to satisfy the demands of consumers and customers and serve the needs of the communities where we operate', in the conviction that shareholder returns will follow.
Unilever owns a B corp in Ben & Jerry's ice cream, although parent and child haven't always seen eye to eye. So far Unilever claims its Sustainable Living Plan is paying off, but Marks & Spencer, which once boasted of its similar long-term strategy, has recently gone very quiet about Plan A.
Changing business culture: TSB Bank
In a nod towards partnership structures like that of John Lewis, TSB Bank announced it was using its initial float in June to make employees into shareholders and reinforce a switch in business focus away from selling products and towards better customer service. In the partial IPO, 8,600 staff received £100 in shares, thereby becoming partners.
TSB chief executive Paul Pester has given every employee £100 of shares in the bank. Credit: Alamy
According to CEO Paul Pester: 'A sense of shared ownership among TSB staff is key to great customer service and to building a thriving TSB Bank.' It also helps differentiate it from other high-street banks.


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As soon as you Begin amassing a set of vouchers, you Might want to invest in a coupon wallet. When you feel comfortable with this, you might wish to think about setting yourself up with a huge variety of vouchers. Coupon clipping can help you save money, especially if there are products you need to have in the title brand. You always have the option to visit the store and purchase the official Pictionary, but if you do not have enough time to get into the store, or just don't want to devote the cash, look at creating your own game with just a few things you have lying around your house! The gift doesn't need to be large. You'll locate birthday greetings for each and every dad here, such as graphic layouts which are ready for you to complete to your own personal message.
Just visit their site and create and edit your Resume At any time you desire. Your resume needs to be formatted in an easy, professional method. Your resume should consist of information specifically linked to the essentials of the association.
Due to the quantity of Money You're going to be Accountable for handling, your employer is quite likely to run a background check. If you're a certified accountant, then employers will feel assured that you're qualified. In that time period, an employer may decide whether he or she's going to call you to get a job interview. Your employer may furnish a number of the training needed. Such companies would rather hire 1 person with multiple talent. Employment is the sole thing which most people today wish to possess and yet they don't take the right method to achieve it.
Be realistic regarding the kinds of tasks you are applying for. You may be given a job for a clerk, but there is not any shame in employed as a clerk first. Additionally, if you're trying to obtain a job that's out of your present-day specialty, you would like to TARGET your resume to prove to the hiring manager you have the abilities to do the job. If you're asking for work and you wanted to earn a new look on your resume that is fine, clean and presentable, then you arrived to the appropriate location. If a project happens to open a new position is made, then you are in a greater advantage then others applicants who might be applying for that exact same job. The character of the entry-level accounts payable job is understanding how to manage money. At precisely the exact same time you may do a superior job of managing your own checkbook in the home, an employer may wish to see concrete proof that you're able to handle monetary matters.
Since You'll Get experience, You're going to receive More responsibilities and tasks to execute. Emphasize prior customer service abilities and experience that you can have. Be sure to employ the most acceptable person for your job and rather you employ someone who has previous experience for a bartender. For one, you need to have an extensive work experience, as well as a diploma in business management. PROFESSIONAL EXPERIENCE Beyond work experience related to the job ought to be stated. Following the chance arrives, be sure you concentrate on to it. Because of net you will find far more opportunities to earn money than ever to purchase and resell products to get additional money.
Highlighting your skills and to-the-point expertise in Restart is bound to draw the company and providing you a possibility of meeting. Ask a friend or relative to assist you with a mock meeting so you might practice your interview skills. You also ought to figure out ways to demonstrate your analytical skills and detail-oriented strategy. It is important to maintain and advance your computer skills along with know top notch accounting program.
Explore as many small business marketing ideas since You can so you to choose how to publicize your business most successfully. It's essential to remember that you would not need to become rich or popular to be prosperous in business but have to consider smartly. Every company takes a bookkeeper. Opening a small business doesn't have to involve lots of money, however it is going to involve a few investment. The key of online organization is all knowing targeting the correct people and marketing efficiently. As the business grows, it is going to become necessary to add employees to deal with the recruitment and promotion. If you are just starting in the restaurant business, then it is ideal to employ a supervisor with a background in modest restaurants.
Accounting demands certain skills that are hard, including Math and expertise with accounting computer program. Regardless of the fact that you're composing an accounting resume, write it using an advertising flare. Accounting is composed of wide variety of positions and titles in pretty much every industry possible. It's a very broad term that covers several distinct kinds of tasks and responsibilities. Writing an entry-level accounting resume can appear to be a scary task because of absence of practical expertise in hand.
You may use the next list of top, sought-after abilities to Learn if a career in accountancy may be a very good match for you. Sometimes A work record might be printed on just one day from the paper. As a Work search seems to drag on, it may look tempting to try to generate an Application for everything, but stay focused on your qualifications and job Skills. Pick a business or career field you know that you may succeed in And focus your job search in that area.


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Lewes Film Club is run by volunteer film enthusiasts and is a non-profit making venture. Our aim is to bring an interesting and varied range of arthouse, classic and foreign films not normally shown at commercial cinemas to the residents of Lewes and the surrounding area at very low prices!
The club was formed back in 1986 by a group of volunteers who wanted to show some films in the All Saints Centre Arts Centre in Lewes when there was no cinema. We began by showing films in 16mm and the club converted to 35mm in 1992. In 2007 with the help of a lottery grant from Awards for All we purchased a DVD projector which extends the scope of our programme.
The 2019/20 season of films begins with Shoplifters on Friday 06 September 2019. We will run from September to May 2020 showing on Friday and occasionally Tuesday nights at 8pm. We have special weekends when films are also shown on Sunday afternoon. The venue is the All Saints Centre, Friars Walk.
Guest speakers are always welcome.
Chair: Mary Burke
Treasurer: Jeremy Yeats-Edwards
Richard Wilkes
Oliver Griffiths
Hannah Roxx


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Planning for a Down Payment
You're ready to leave renting behind and take the steps needed to become a first-time homeowner. But, the idea of a large down payment seems overwhelming. Whether your goal is to put 5 percent or 20 percent down, planning for a down payment is one of the most important tasks you'll need to complete on your path to home ownership.
An ample down payment helps reduce your perceived risk by the lender and can allow you to secure more favorable interest rates and terms. Generally, the larger your down payment, the more money you'll save over the life of the loan. Borrowers who put down at least 20 percent of the sales price can avoid private mortgage insurance (PMI), build instant equity, and lower their monthly mortgage payments.
While down payments in the double digits aren't required for every homebuyer, it's a smart move since a smaller mortgage also translates to interest savings. How? A smaller principal loan amount results in less interest paid for your new home. In addition, your monthly mortgage (principal and interest) is based on the sales price less the down payment.
$190,000 Sales Price
5% Down ($9,500) versus 20% down ($38,000)
↓ ↓
$180,500 Mortgage versus $152,000 Mortgage
Total finance charges (Assuming a 30 year, 5.7% fixed rate loan)
↓ ↓
$196,646.03 $165,594.59
Monthly Payment (Principal and Interest on a 30 year, 5.7% fixed rate loan)
↓ ↓
$1,047.62 $882.21
*See Hughes Fixed Rate Mortgage Calculator
But, where does the money for the down payment come from? The National Association of Realtors 2018 survey found that for 58 percent of homebuyers, it came from their savings. Planning is necessary to save for a substantial down payment. Use the following steps to help plan for a down payment.
Know What You Need
When you have a savings target, it makes it easier to identify the actions needed to save for a down payment. While payment requirements vary by loan type, the strength of your credit score and other factors, establishing a savings goal is the first step. If you're unsure of the amount needed for a down payment, examine homes in your price range and plan to save 20% of the asking price.
You might be eligible for government, city or state down payment assistance programs that cater to first-time homebuyers. These homebuyer assistance programs can help reduce the amount you need to save for a down payment. However, until you're approved for such a program, plan on saving for the commonly recommended amount of 20 percent.
Locate Your Sources
Regardless of your eligibility for homebuyer assistance programs, there are other ways to obtain the funds needed for your down payment, such as:
- Reducing expenses, e.g., selling your car to eliminate your car payment and using public transportation
- Earning more income by working overtime, taking a second job or starting a side hustle
- Borrowing from your retirement savings**
- Accepting financial gifts from relatives, family, and friends
- Downsizing now by moving in with family or friends, securing a smaller rental unit or finding a roommate. Save the difference, and you'll see your down payment fund increase quickly.
- Depositing financial windfalls (ex. an inheritance, tax refunds, rebates, etc.) directly into your down payment savings account instead of spending these funds on other purchases
**Subject to retirement plan borrowing limits, penalty fees, and repayment requirements
Save for a Down Payment
The key to saving for a down payment is to start early and deposit often. Consistent savings add up quickly. Create a separate account that earns interest. Savers aiming to help their money grow faster than normal should avoid basic savings accounts and choose money market savings accounts or certificate accounts. Unlike savings accounts, these alternatives require a minimum deposit, but in return pay higher dividends. This means your money grows faster.
Remember that a down payment is only one expense homebuyers will need to cover on their path to home ownership. Closing costs, moving expenses, and new furniture should also be factored into your savings plan. Your monthly budget will also need to be adjusted as you add the potential increase in expenses like homeowner association fees, homeowner's insurance, and general home maintenance. The steps you take to plan for your down payment are more than an investment in your new home. They are an investment in your future.


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Glass Lined Receivers
Glass lined receivers are essentially cylindrical storage tanks which can be used as receivers or for storage of highly corrosive chemicals. The tanks are designed as per DIN 28018 and ASME Section VIII, Div. 1. The tanks may be horizontal or vertical, depending on their orientation and placing of nozzles.
Maximum operating pressure is up to 3 bar in both types of vessels. The operating temperature may range from -10°C to 40°C. Customized receivers for higher operating pressure and temperature can also be designed on request.
The receivers are lined from inside with our standard glass lining, similar to reactors. Both vessels are available in a large range of standard sizes from 1000litres to 40,000litres.


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1995 Chevrolet Camaro Tires
Get the right 1995 Chevrolet Camaro tire size, price & brand
At your local Firestone Complete Auto Care, you'll find the best 1995 Chevrolet Camaro tires at a great price. Browse our full selection of 1995 Camaro tires and shop by tire size, brand, price, or type. Whether you're looking for tires built for speed, versatility, or fuel-efficiency, you'll find the right ones for your vehicle and your budget. Shop online anytime, and schedule a convenient appointment with a certified technician today! We're open late and on weekends, so when you need new tires, we're ready!


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1) January 2nd marks ten years that Spiderman and I have lived happily in the UK. That was the best decision we ever made. It was certainly a leap of faith into the unknown, but we knew we adored Jolly Olde England and knew we needed a different life from the one we were living. As my mum can attest after two weeks of living with us and experiencing our lives--England is the perfect fit for us. While she was here we bought some art, saw a fantastic play, recycled oodles of stuff, ate delicious, healthy food, experienced a Pantomime, read heaps of books, made some crafty things and spent time at Meeting for Worship with an amazing group of Friends. We spent several days at church--mostly for worship but also for fun and games at our new year's party. Pass the parcel, anyone?
2) We are one year away from the future predicted in the film Back to the Future II--where are the flying cars, self adjusting, self drying jackets and power shoelaces? Scientists you better get your skates on!
We heard from friends old and new and stuffed ourselves on puddings. Isn't that what Christmas is all about--eating 'til you spew? Or as our favourite musical comedy man Mitch Benn says, "The true meaning of Christmas is to eat until it hurts, then drink until it doesn't hurt no more." Or maybe that's just here. We polished off a vegan version of Hello Dollies (using thick coconut caramel in place of sweetened condensed milk) and washed it down with a bottle of frangelico at Christmas and bottle of Buck's Fizz at New Years.
|from ifood.tv
We made crafty crafts--Mum and I made clove studded oranges. This was a childhood craft we used to make together every Christmas and makes your house smell lovely. I neglected to get a picture but they were wonderful.
I made a Doctor Who clock--stay tuned for a tutorial!


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Above Ground Swimming Pool Cover
Just because you don't have an in-ground pool doesn't mean you can't benefit from an above ground swimming pool cover. In fact, many of the benefits of covering your pool are the same. Plus, there are added benefits for covering up -especially if you have an above ground pool.
While you may not need the security of a hard cover, as with an in-ground, you'll still want to ensure your pool is well protected while not in use. Whether you have the popular 18′ to 21′ round swimming pool, or a 15′ x 30′ oval pool or even larger – finding a cover that fits well and protects from damage during the harshest winter months and storms is actually quite easy. There are many manufacturers selling everyting from economy to heavy duty, with deep discounts during the colder seasons while still offering warranties as long as 10-15 years in most cases.
Not all above ground covers are created equal, however. If you want a durable pool cover that will last many seasons, be sure that it's uv inhibited and made of a thick, weather resistant vinyl material. Double stitching or better is preferred, especially if you're going to be putting it up and taking it down often. Consider a skirted pool cover if you live in especially windy or harsh conditions, and most importantly make sure you purchase the right size cover. If it doesn't fit perfectly then it probably won't protect as good or last as long.
Did you know you can also find solar, or heat absorbing pool covers for your above ground? While not usually as durable as thick, dark vinyl – they do a great job keeping the water warm even when the sun goes down or it's cold outside. It's also a great alternative to costly propane and electric pool heaters, and a great way to go "green."


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Fitness Together franchise announces aggressive Brazil expansion
Last month, Colorado-based Fitness Together announced that it is poised to fill the growing demand in Brazil for one-on-one and small group personal training company as it is planning to open 60 units in Brazil over the next five years and 124 over the next 10 years. According to the information provided, Fitness Together currently has a pres... » Read more
Anytime Fitness names its Franchisee of the Year
According to a report published on the website, prnewswire.com, Anytime Fitness presented Andy Gundlach of Madison, WI, with its "Franchisee of the Year" award during its annual conference which it held in Washington D.C. two weeks ago. Gundlach, who owns 14 Anytime Fitness clubs, was also named "Turnaround Club Operator of the Year" for revital... » Read more
Curves' franchise celebrates 'strong women and military families'
Curves has announced that owners, staff and members worldwide celebrated the third annual 'Not for Sissies Day', the third Tuesday in September, by donning camo prints and performing feats of strength and courage in their communities. Moreover, Curves International also announced that 539 of its independently owned and operated clubs are enrolle... » Read more
Massage Envy franchise expanding both at home and abroad
Having enjoyed unprecedented growth in 2010, Massage Envy, a leading provider of affordable and convenient massage and spa services, has continued to expand its network during the first quarter of this year announcing the opening of its 300th spa at the beginning of March. Massage Envy CEO David Humphrey commented, "Opening our 300th spa locat... » Read more
Fitness Together expands its US development team
Last month, Fitness Together Franchise Corp. announced the expansion of its franchise development team to include four new Field Sales Directors who will, the company says, support the its aggressive national expansion campaign and manage the recent influx of franchise leads. "Health and wellness are becoming increasingly more important to Ame... » Read more
Anytime Fitness opens its 1,000th Club
Anytime Fitness, a chain of co-ed fitness clubs, recently announced the opening of its 1,000th club last month. Whilst other businesses are struggling in the current economic climate, Anytime Fitness continues to grow at an impressive rate. Anytime Fitness CEO, Jeff Klinger, commented: "In two or three years we'll have at least 2,500 clubs op... » Read more
» All news


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For high performance polyethylene applications , requiring higher temperature , creep , abrasion and chemical resistances , crosslinking is a must of all the crosslinking technologies , silane is the one which exhibits the greatest process flexibility (by providing the possibility to trigger the crosslinking after extrusion ) and superior mechanical performance.
Also karangin produced special grade of Crosslinkable Polyethylene which used in Cable industries and known as KARABOND ® XL which used inorganic peroxide for production XLPE.
Karabond ® PEX is a silane crosslinkable compounds family which is used together with a catalyst masterbatch ( Cat-MB) to accelerate the moisture – induced crosslinking reaction. It is designed for crosslink able pipes with superior flexibility hot and cold water pressure pipes , e.g. floor heating , radiator connection , for domestic hot , cold water supply and wire and cable.
All rights reserved research firm Industrial KARANGIN


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Hey there! It's been a month since I last blogged. Jack is now 6 weeks old! I can't believe how fast the time has gone. One of my Facebook friends posted a link yesterday that I wanted to share: 30 Fabulous Reuses & Repurposes for Old or Recalled Cribs at Consignment Mommies A few months ago… Continue reading Uses for Recalled Cribs
Category: Home
Christmas in April
Something very special arrived in the mail last Friday: That's right...a Vitamix!!!!! I have wanted a Vitamix for over a year now. I have debated and debated about whether or not to order one because they are very expensive. I don't have a blender, only a Magic Bullet and a food processor. I do love the… Continue reading Christmas in April
Painting Extravaganza
I mentioned in my post last Saturday that I was about to embark on painting my living room. I wasn't all talk, I actually got started on this project and have made a good dent in the work. The reason why this is a big project is because my living room is not just one… Continue reading Painting Extravaganza
The Crib Story
Let's take a little break from food posts for a personal story. For the past week or so I've been stressin' about Baby Boy's crib. At the beginning of the year a family at our church offered to give us their crib that they no longer needed. We were very excited and thankful - a… Continue reading The Crib Story
Uncommon Gift Ideas
Brrrrrr! It's very cold in Kansas City this morning! We have such odd weather here in the midwest. Yesterday morning when I left the house it was in the 60s. So I only wore a light jacket to work. Then the temperature dropped all day and by the time I left work it was about… Continue reading Uncommon Gift Ideas
Clothing Conundrum
So. I have a lot of clothes. I don't consider myself to be a fashionista and I'm not a shopaholic. Yet somehow I've ended up with tons and tons of clothes. I have so many clothes that when I do all the laundry there's not enough room for all the clean clothes. Some of my clothes have… Continue reading Clothing Conundrum
Recycled Wrapping Paper
Today I went to a baby shower for a good friend. All the guests were asked to bring a children's book to help start the baby's library. I thought that was a great idea. After church this morning I stopped by Borders and picked up a book called Bee & Me. 🙂 I wanted to get… Continue reading Recycled Wrapping Paper


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Uncertain time but let's make most of it!
6 days ago
I really enjoyed all the pictures and blogs. I look forward to seeing more pictures and blogs.
Hi. I wanted to drop you a quick note to express my thanks. I've been following your blog for a month or so and have picked up a ton of good information as well as enjoyed the way you've structured your site. I am attempting to run my own blog but I think its too general and I want to focus more on smaller topics. Being all things to all people is not all that its cracked up to be.
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"Lose weight and feel great with Pure Green Coffee bean extract!"
Just what are green coffee beans?
These are raw, unroasted coffee beans like the ones used to make normal coffee. These ones are bitter and are hardly ever inhalinged their raw green type.
Just what makes Green Coffee Bean Extract one-of-a-kind as compared to their brownish equivalents?
The roasting procedure green coffee beans are taken with turns their shade to brownish. They are exposed to substantial heat after which their Chlorogenic acid is destroyed. Green coffee beans have about fifty percent of Chlorogenic acid and therefore keep their color scheme.
Chlorogenic Acid General FAQ
Exactly what is Chlorogenic acid?
Chlorogenic acid is made use of to help those straining with weight drop it quick and normally. This substance is just what makes green coffee beans so precious in weight decrease.
What makes Chlorogenic acid so valuable in weight decrease?
Chlorogenic acid helps in fat burning in 2 main ways. To begin with, it protects against the production of brand-new fat cells by decreasing glucose intake in one's physique. This offers the physique the chance to burn off existing fat cells at a much faster rate. Also, Chlorogenic acid assists maintain the physique warm and therefore burns fat a lot faster. As opposed to making use of additional available thermogenics readily available on the market place, coffee beans are more secure and will definitely have few to no edge effects.
Eco-friendly Coffee Extract Supplement FAQ
Exactly how effective are green coffee beans in diet and exactly what is to be expected?
Study done simply lately shows that people have the ability to shed an average of 17 pounds over a period of 3 several months with Green Coffee Bean Extraction.
Is there a suggested medication dosage?
We suggest taking 1 capsule, 800 mg each, some thirty mins before meal time. This need to be taken 2 times day-to-day with a glass of water.
Should the supplement consist of various other active ingredients?
Experts recommend that you just choose supplements that are 100 % pure green coffee bean extract. These ones will not contain any kind of fillers or binders and hence minimize the risk of bad adverse effects. It should also contain GCA from what most doctors recommend.
Just what do assessments need to claim regarding green coffee bean Extract?
When supplements are brought side a healthy and balanced diet, users will definitely experience considerable diet within a brief time period.
Can the supplement be taken together with other supplements and supplements?
Yes, there is normally no complication in doing this. However, users are encouraged to talk with an expert healthcare service provider to ensure there are no unfavorable edge impacts.
Is there an age restriction for taking Green Coffee Bean Extract?
Persons at the get older of 18 or older are ideally satisfied for Environment-friendly Coffee Bean Extraction.


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Frontpoint Security Deals & Coupons
Frontpoint Security offers DIY home security systems with active monitoring. You can save up to 60% by ordering their security bundles directly from them. If you need help determining what sensors or bundles work best for you, call them directly at (844) 847-5689 and get a Free Quote.


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On Thursday, 2nd May 2019, Compass Fund Manager, Sacha Chorley will bring you updates on the Compass Portfolios.
Topics covered:
• Where are we in the economic cycle, and how should your investments be positioned to benefit?
• 2019, opportunities and threats. Trump, trade wars and politics.
• How will we position your portfolio against this backdrop?
Speaker: Sacha Chorley, Compass Fund Manager
Time: 6.00 pm to 8.00 pm (Update commences at 6.30 pm)
Cost: Complimentary (Wine & Light Refreshments Included)
Venue: AAM Advisory, CapitaGreen #06-01, 138 Market Street, Singapore 048946
Please note that past performance does not guarantee future performance. This fund is not available to all AAM clients (there are platform restrictions) and any potential investment should be discussed with an AAM Financial Planner. This seminar is intended for existing clients and prospective clients. This document should not be construed as an offer, solicitation of an offer, or a recommendation to transact in any products (including funds) mentioned herein.


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Deschutes Brewery Holiday Party 2016
This year's employee party for Deschutes Brewery in Portland was a funky Soul Train inspired dance fest. DJ Dynomike lit up the dance floor as people came dressed to boogie, and the good folks at Juptier Hotel/Doug Fir had us covered. It was a blast!


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- 1 x 350mL ready2go Hand Sanitiser - Mandarin
- 1 x 50mL ready2go Hand Sanitiser - Sensitive
Sold Out
- 1 x 350mL ready2go Hand Sanitiser - Mandarin
- 1 x 50mL ready2go Hand Sanitiser - Sensitive
enviroCare Earth products have an enviable reputation for being of the highest quality, with consistancy of ingredients and proven usage since 1994.
We are proud of our history and will continue to adhere to these strcit standards, delivering the best environmentally responsible products to all Australians.
We have chosen to stand apart from the growing mega -mass of ordinary & 'green' products, which predominantly sell on price.
Instead we have chosen to stand on our principles and not sell out where our produts will not be valued for quality of ingredients and results.
If for some reason a customer is dissatisfied with any enviroCare Earth product and it is returned to sender within 14 days of receiving our product we will happily replace item to the same value.
|Free Standard Shipping on orders over $90 - Australia Wide (3-10 days)
|WA Only - Warehouse collection from 273 Collier Road, Bayswater, PERTH, Western Australia (1-2 days)
|Standard Shipping - Australia Wide (3-10 days)
I love this product, no greasy feeling & lasts forever
Due to the coronavirus outbreak, we are experiencing a very high volume of calls and emails for sanitisers. Your enquiry is important to us and we will get back to you as soon as possible.
Please Note: Due to the current increased pressure on global logistics, your order may experience a delay of up to 10 business days on top of the original delivery time-frame. We do apologise for any inconvenience caused.