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Tre'Davious White is upset about not making the Pro Bowl.
Any anger the Buffalo Bills' rookie cornerback had for Rob Gronkowski, however, has been pushed aside.
"Just getting over it, man," White said following practice Wednesday. "That week of, you know, it was just still lingering on me. As I got a chance to think about it man, that was just childish. It was childish. But you know, I got over it and I'm past that, man. I'm just focusing on winning."
White said he hasn't received an apology from Gronkowski for the brutal late hit during the team's Week 13 game at New Era Field, and doesn't expect one Sunday during the rematch in New England. He's also not concerning himself with any sort of retaliation.
"'I'm thinking about winning," he said "I'm trying to get into the playoffs man, so yeah, that's what I'm thinking about right there. One-game season, get into the playoffs, trying to end that 17-year streak."
White's public response echoes coach Sean McDermott's approach.
"Any time we spend discussing that situation is wasted time and getting in our way of becoming a better football team," McDermott said earlier Wednesday. "We have a lot of respect for him as a player. He's certainly one of the best, or certainly, if not one of the best, the best that I've been around at the position in 20-plus years in the NFL."
Because of that, White is glad Gronkowski will be on the field Sunday.
"I want to play against him. I want to face the best guys," the rookie said. "We want to see him. We want to get them at their best, so, you know, once we get a win, there's no, you know, 'they was without their main target.' "
White did own up to feeling like he was snubbed for the Pro Bowl.
"I feel like, you know, my play speaks for itself," he said. "You never know how that stuff goes, but I definitely was disappointed in it because I felt like I was well deserving of being in."
The Bills are going all-out on their "Tre'Davious White should be Defensive Rookie of the Year" campaign, tweeting from their social media account Wednesday that he is the only player in the NFL with at least two fumble recoveries, four interceptions and 18 passes defensed.
"I think he's as good as anybody out there from a rookie standpoint and a legitimate candidate for Rookie Defensive Player of the Year," McDermott said. "He's had a nice year, he continues to grow and he's got the right approach. He's very serious and passionate about the game. He works hard in his preparation, and yet there's a challenge to continue to get better every week for him and our football team."
The Bills had a long list of players held out of Wednesday's practice, including wide receiver Kelvin Benjamin (knee) and cornerback E.J. Gaines.
Also sitting out were defensive tackle Kyle Williams (groin), wide receiver Andre Holmes (neck), tight end Nick O'Leary (back) and linebacker Lorenzo Alexander (rest).
Running back LeSean McCoy (knee), tight end Charles Clay (knee), wide receiver Deonte Thompson (back) and guard John Miller (ankle) worked on a limited basis.
Backup quarterback Nathan Peterman, who was taken out of concussion protocol Monday, practiced fully.
The Patriots listed two players as not practicing Wednesday: running back Rex Burkhead (knee) and defensive lineman Alan Branch (knee).
Wide receivers Chris Hogan (shoulder) and Matthew Slater (hamstring), running backs James White (ankle) and Brandon Bolden (groin), linebacker Kyle Van Noy (calf), defensive lineman Eric Lee (ankle), and offensive tackle LaAdrian Waddle (ankle), and defensive back Brandon King (hamstring) worked on a limited basis.
News Sports Reporter Vic Carucci contributed to this report.
Story topics: Rob Gronkowski/ Tre'davious White


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St. Albans Mesothelioma Lawyer
Mesothelioma is a very aggressive disease that targets the internal lining the lungs and stomach. This cancer generally takes the lives of patients within a few years following diagnosis. Because victims can go for decades without exhibiting any symptoms, those plagued with this illness are often taken by surprise, and may find themselves altogether unprepared to handle its emotional and financial repercussions.
Countless workers across the country and around the world were exposed to asbestos – the material that causes mesothelioma – during the better part of the twentieth century. Despite the fact that the health risks associated with asbestos were already known to the public, the deadly mineral was not regulated by the government until the 1970s. Workers who regularly inhaled asbestos prior to the institution of these regulations are just now beginning to suffer the consequences of their employers' decisions.
Coping with a disease as virulent and painful as mesothelioma can be made even more difficult with the knowledge that the party responsible for your suffering has gone unpunished. The St. Albans mesothelioma lawyers of Williams Hart can help you take the action necessary to gain the compensation you deserve. Call our offices today at 800-781-3955 to speak with one of our experienced attorneys.
Asbestos and Mesothelioma Resource Center
The St. Albans mesothelioma lawyers of Williams Hart understand how difficult it is for both patients and their families to cope with this disease. In order to provide as much information as possible regarding the condition and available treatment options, we have compiled the Asbestos and Mesothelioma Resource Center. Should you have any questions after reading the pages below, do not hesitate to contact one of our experienced attorneys directly by phone.
- Asbestos: Exposure Locations / Dangers / Litigation / History
- Mesothelioma: Symptoms / Diagnosis / Stages / Types / Asbestosis
- Treatment: Surgery / Radiation / Chemotherapy / Alternative Therapy
Contact Us
Mesothelioma is an unforgiving and relentless disease. Fortunately, there is help for you if you wish to take legal action against those responsible for your condition. Contact the St. Albans mesothelioma lawyers of Williams Hart today at 800-781-3955 to learn more about your legal options.

subset: commoncrawl


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Our Quick & Easy Enrollment Process
How to Enroll
New and returning students can enroll in minutes by completing our online enrollment form:
- Columbus City School District: Students who reside within the boundaries of the Columbus City School District can request transportation to school by completing an online Transportation Request. Click here to begin your Transportation Request.
- Non-Columbus City School District: Bussing may be provided to students who reside outside of the Columbus City School District if Inspire Elementary has 12-15 students enrolled from your school district. We encourage you to invite your neighbors and friends to enroll with us to increase the likelihood of having transportation provided to your neighborhood.
You can print, complete, and mail the Enrollment Packet to:
Inspire Elementary School
Attn: Admissions Office
875 Michigan Avenue
Columbus, OH 43215
Required Enrollment Documents
- Your child's age verification document. The easiest choices are a birth certificate or passport.
- Copy of Parent/Guardian photo I.D.
- Proof of Residency (POR). This will be verification of a service to the home address listed on your application. The best document to upload is a current utility bill dated within the last 60 days. For example: a gas, water, electric or cable bill. You can also use your most current property tax bill, vote-by-mail ballot, mortgage statement, or lease agreement. Please make sure that the name, date and address are visible on the document you provide.
- Your child's immunization record or Certificate of Exemption. Typically, this is the record your doctor's office fills in and stamps each time your child is given a shot. Please make sure your child's name and birth date are visible on the uploaded document.
- Technology Use & Media Release Forms.
- Copy of your student's IEP or 504 Plan, if applicable. If your student has an exit IEP, please provide a copy of that as well.
Enrollment FAQ
What documents are needed to enroll?
All students are required to have the following documents:
- Birth certificate, passport, certificate of live birth or other valid evidence of birth date
- Copy of parent/guardian photo I.D.
- Proof of Residency. This will be verification of a service to the home address listed on your application. Some examples of acceptable proof of residency include: utility bill dated within 60 days, vote-by-mail ballot, mortgage statement, signed rental agreement.
- Immunization record or Certificate of Exemption.
Additional documents, if applicable:
- IEP or 504 Plan
How do I know my student has been enrolled?
You will receive a successful enrollment email sent to you once your enrollment is processed.


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You are purchasing the pre-cut chipboard pieces for the Santa's Gift Sack which is the Digital Holiday Kit Club 6 – Oct & Dec 2018 (DHKC6) project. You will receive the following in your package:
4 Santa's gift sack shape pieces cut from 75pt Chipboard (thicker than the standard medium weight chipboard)
In order to complete this project, you will need to purchase the tutorial. Please note that the tutorial includes the instructions on how to assemble the pieces. Purchasing the pre-cut pieces will save you a lot of time, the pieces arrive to you ready to use. This makes the construction process a lot easier.
Santa's Gift Sack is part of Digital Holiday Kit Club 6 – Oct & Dec 2018 (DHKC6).
PLEASE NOTE: Only 2 sets will fit into the $8 mailer – if 3 or more sets are ordered, you will be invoiced for extra shipping (up to 8 sets will fit into the medium flat rate box – for $14.35 (within the US)
Finished Santa's Gift Sack
There are no reviews yet.
Only logged in customers who have purchased this product may leave a review.


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No Mercy
The brand new novel from the queen of crime and No. 1 bestseller Martina Cole
Diana Davies has been head of the family business since the death of her husband, an infamous bank robber. She's a woman in a man's world, but no one messes with her.
Her only son, Angus, is a natural born villain, but he needs to earn Diana's trust before she'll allow him into the business.
Once he's proved he has the brains to run their clubs in Marbella, he is given what he's always wanted. It's the beginning of a reign of terror that knows no bounds.
But Angus has a blind spot: his wife, Lorna, and their three kids, Angus Junior, Sean and Eilish. And as the next generation enters the business, Angus has a painful truth to learn. Even when it comes to family, he must show no mercy…
Paperback: 416 Pages
Publisher: Headline
Language: English
This book is available in the following formats


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Them Reds… In some of these, the color is the only feature.
Monthly Archives: November 2018
Lens-Artists Challenge: Splash
Lens-Artists Challenge – Open Sesame: Doors and Doorways
A Photo a Week: From Above and Below
Venice Beach Pier Above and Below
One World Trade Center from Above and from Below
Getty Center Garden viewed from Above and BelowFor A Photo a Week Challenge
Thursday Doors – 11/16/2018
Solid Doors
Lens-Artists Weekly Challenge: Magical Light
Light is everything in Photography. Here's my take on Magical Light.


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Everyday should be a day of thankfulness but Tis' the season to formally celebrate with good food, good friends, family and festivities. If you're like me, you want to spend it living well, loving deeply, and laughing hard with the wonderful company you'll keep! So aside from the grandiose meal, here's 10 things to top off your thanksgiving in those ways…
Living Well
1. Set a Mood
Never underestimate the power of ambiance! Enticing ones senses is the fastest way to induce a mood… burn candles, boil cinnamon sticks, clean and trim out the house with pleasantries. Grab a few acorns, some flowers, and lights and go to town!
Fill the air with sweet scents and set the table beautifully. Have enough wine and water to flow all night.
2. Tidy up and Create cozy corners at home to encourage more socializing (less tv, more talking)
3. Give Back
Volunteer at a local homeless shelter, food bank, spca/animal shelter – no matter the cause, just be a part of the solution.
Not sure where to go? Search https://www.volunteermatch.org
Feeling extraordinarily ambitious? Fill up paper and plastic bags with essentials and niceties and hand them out to the homeless around the city. (Socks, gloves, toiletries, spare change, gum, shampoo, snacks all available in bulk and at Walmart or your local Dollar Store)
The plastic bags will help keep the items protected and the paper bag will help you consolidate.
Loving Deeply
4. Send out thank you's
Mail out some "Thank You" cards, drop some off, or create your own and send via email.
Upload your own photo and add text, or use a pre-formatted card template using the PicCollage App, or send a simple ecard via ecards.com
5. Start a Holiday Scrapbook!
There's just something nostalgic about looking back at great memories captured in physical photos and memorabilia.
Collect old photos, ticket stubs, wristbands and other things to remind you and your friends and family about the great years you've had… and all the times you're thankful for.
6. Cook with love 💕
Make at least one thing from scratch for everyone to enjoy… make it a tradition… a staple of the holiday!
Need ideas? Try our delicious Cheesecake recipe Click here!
Laughing Hard
7. Load up on comedy specials:
Try newcomer "KevOnStage" @kevonstage on Instagram. He is a comedic talent bringing a combination of relatable content, a slightly religious spin, and complete honesty to the realm of real life. Aside from his IG posts, you can bust a seam with his new comedy stand up available for $10. Download or stream at https://gumroad.com/l/akQvG
8. Comedy for a Younger Audience: For a slightly younger crowd peruse the IG posts of @dopeisland and @demetriusharmon who pair up to do hilarious parodies and random skits that are sure to have you laughing senselessly. (Try https://www.instagram.com/p/Bnhl0BEB7cW/?utm_source=ig_share_sheet&igshid=jjkli52g09vp)
9. Catch a live show!
Search for shows using Eventbrite, GoldStar, or TicketMaster. Find shows in your local area.
Chicago (Click for ticket purchase $15)
10. Let yourself live!
Lastly, but most importantly, let the stresses go (if only for a day), block out the noise and anything that's ailing you and focus on all the positive in your life. From anything as often overlooked as the gift of sight, or grand as the gift of love, life, and health… for your career, for your children, for your family and friends, for your strength…. be thankful. And allow yourself to enjoy the holiday!
~Daily Dose~
We encourage you to explore our page Menu for other great topics.
Each Category above has a wealth of enjoyable commentary based on the topic noted.
Like, Share, Comment
Follow us on IG @dailydoseofds
and on Facebook dailydoseofdsblog
Care to comment? Do so below /
~Shed Light, Speak Life, Spread Love~
~D'Lorah Denise~
Copyright My Awesome Widgets 2017 ©


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New Stingray Bridge
I just purchased a black 2018 Stingray bass w the one piece roasted maple neck. I can't say enough great things about this bass. I'm curious about the bridge. It seems to bottom out before I can get the action as low as I want. Has anyone shimmed the neck on one of these new basses?
Source: http://forums.ernieball.com


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TurboTax 2020 Tax Filing Options
Intuit TurboTax 2020 Review:
TurboTax from Intuit, Inc. stands above the rest as the market leader for tax software sales. Our review is on a Microsoft Windows edition of TurboTax 2020 for this article, it's also available for Macs.
H&R Block is a name associated for years with face-to-face income tax preparation, but this company has also become aggressive in the software arena with it's H&R Block Software line.
Why buy a PC based tax preparation software package?
Tax software is a pretty accurate way of preparing your return and insuring you get every tax break along with the least mistakes on you return. With TurboTax you have software that searches out every deduction all while making sure entries are accurate. These programs also notify you of entries that could cause and audit to be filed against you, giving you the opportunity to make changes.
Tax laws change change from year to year and there are only three types of tax professionals who can represent you before the IRS. With a signed power of attorney, a CPA, Attorney, or Enrolled Agent can conduct all audit related activities for you s your IRS representative. With TurboTax, a legal representative one of the benefits in the case of an audit that comes with your software package.
TurboTax 2020 Online Tax Filing Option
TurboTax also offers a free tax return program that generates and electronically files your return at no cost. For example, "Free File" is a plan developed years ago between the IRS and a number of participating tax filing companies to allow certain taxpayers who meet their requirements to prepare and e-file their federal tax return for free. Originally, only very simple returns on Form 1040EZ were allowed to be file with this program, but that has been greatly expanded to accept more complex returns and the income cap has been raised as well.
Other free software editions are available as well, such as the TurboTax Free Edition that allow basic 1040ez filing for anyone that has a simple tax return without special needs or forms. You can efile your federal tax return online directly with the IRS with this package for free as well. The TurboTax online editions vary from the free edition to TurboTax Home and Business for filing both returns.
TurboTax 2020 Desktop Software Downloads and CD's.
Another alternative is the TurboTax Desktop Software Editions. These paid programs tend to offer more guidance on matters like deductions and depreciation that could help lower your tax bill or increase your refund. With the use of this software it is generally much easier to prepare and file your return that any other self prepared method for filing.
Getting Started with TurboTax 2020
To get started preparing a return it's the same regardless of whether you're preparing it by hand, online, with paid software, or by hiring a tax preparation professional. You need to gather up all the documents and receipts required for calculations on your tax return.
TurboTax offers four paid editions, Basic, Deluxe, Premier, Premier and Business, and the Business Edition. Unlike the Free Federal Online Edition, the paid editions come with step-by-step guides to help you complete the process under fully guided support. More forms are included in the paid editions as well, though filing a state return costs extra for each state return you need to file.
The Home & Business Edition is oriented towards those who run a small business. Generally this means someone who has self-employment income, verses a taxpayer who has a business that requires a partnership or corporation return, in which case the Business Edition is the right choice.
With TurboTax 2020 the step-by-step guides are geared to help you maximize various types of deductions (personal, home office, small business, and industry-specific) as well as registering depreciation on those items that you can write off.
Installing TurboTax 2020
Installation of TurboTax software starts with checking for updates. New updates happen frequently during tax season as the IRS makes changes in the tax laws. Keeping up with these changes is easy with these updates. Once that's completed you can download the state software if you are required to file a state return.
Using TurboTax to Prepare Your Return
As you start preparing your return you are presented with a screen asking if various circumstances have changed over the last year. Did you get married, change jobs, have educational or medical expenses, there's a check box next to each category as you choose.


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Dale Steyn is slowly getting back to his best and just in time for South Africa's tour of Sri Lanka. With only about a month left for the first Test in Colombo, the 34-year old fast bowler has been getting "overs under his belt" playing for Hampshire in county cricket, and said his "rhythm seems to be coming back."
Steyn began his stint going for 80 runs in 10 overs in a List A game against Somerset. Then he got through 26 overs in a first-class game against Surrey and picked up a couple of wickets along the way. And most recently, he helped secure victory in a one-day game against Yorkshire with figures of 1 for 34 in seven overs. The wicket was of India batsman Cheteshwar Pujara, caught at first slip as a result of extra bounce.
"The body's fine, body feels good," Steyn told Sky Sports. "I've got no problems. I'll have a look [at my bowling footage] in the computer when I get back up [to the dressing room]. One thing is I've got overs under my belt, the rhythm seems to be coming back. I've got a good followthrough going on which means there's good pace at the crease and I'm hitting the crease nice and hard. Yeah, everything seems to be ticking over nicely."
"[Kagiso] Rabada is so special. [Lungi] Ngidi's coming through nicely. I just hope there's a spot there for me when we get to Sri Lanka"
Injuries have plagued Steyn over the past couple of years, limiting his appearances for South Africa to only one match in 18 months. He suffered a fracture to his bowling arm in November 2016 and was benched until January 2018, when he played the first of a three-Test series against India. But things didn't go quite to plan.
"I love playing cricket," Steyn said. "I guess it's my job as well but I also love playing it. I've been out for two years now. I broke my shoulder and then really bad luck, rotten luck really, I came back and my first game back, I landed in a foothole and tore a little muscle in my heel. I've never had a foot injury in my life. So just rotten luck.
"I'm just chomping at the bit to get out and play. I went for 80 the other day but I absolutely loved it. It was great to be back out and playing again and I felt this is where I needed to be rather than petting my dogs and driving and getting stuck in traffic and doing the rehab thing. I need to be on a cricket field so I'll play for as long as this body can hold."
In any case, he is chasing a few records, not least the one for most wickets by a South African bowler in Tests. Steyn is three short of beating Shaun Pollock's mark of 421.
"I'd love to play all formats. Like I said, I love playing cricket. I think Test cricket is the pinnacle. I'd love to try and play 100 Test matches, I don't know whether I'll get there. I'm at 86, so that's about 14 more, but being a World Cup year, there's a lot of white-ball emphasis right now. So I think we've only got five Tests until around this time next year.
"So if I'm going to look to play the 100 Test matches, I'm going to be around for the next three years. That's 38. I think I can do it. The body seems fine. I've always been fit. It's a mental thing. How long do you actually want to do it for. If you've got a family and if you've got kids - which I don't but I do have a girlfriend and two dogs that miss me - and how much are you willing to give up. I think AB [de Villiers] hit the nail on the head. He's got two young kids and he's looking at life after cricket right now. He's reached that point but I'm not there right now."
Steyn is also keen to play alongside an exciting crop of young fast bowlers. "[Kagiso] Rabada is so special. [Lungi] Ngidi's coming through nicely. I just hope there's a spot there for me when we get to Sri Lanka. In those conditions you're always looking at playing possible two spinners. So good headache for the coach to have. When you get the opportunity to represent your country, you go and you make the most of it. I'm looking forward to going out there with some serious talent. The Proteas have someone to look forward to in Ngidi but Rabada's been special for about two years no already. We all know that."


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Holiday Parade
December 3 @ 5:00 pm - 6:00 pm
Mount Pleasant's Holiday Parade will fill the streets on December 3, 2020! Come see The Grinch and Cindy Lou Who make their way to Pleasantville for some fun activities! We can't wait to see you there! It's the perfect way to kick off the holiday season. You won't want to miss it!


text: I try to be fair. If I've received good service, I let them know. I've emailed restaurants in the past and completed online reviews. If I have a negative experience, I let it go unless I feel it has been really wrong and needs addressing, then I contact the company directly. Sometimes they reply, sometimes they don't.


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Happy Labor Day 2018!
Labor Day, the first Monday in September, is a creation of the labor movement and is dedicated to the social and economic achievements of American workers. It constitutes a yearly national tribute to the contributions workers have made to the strength, prosperity, and well-being of our country. Make sure to remember those that came before us to help build this great nation!
Take time off to reflect, enjoy family and friends, and recuperate for the work year ahead!


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Understanding a "F.I.C.0" Score
request FICO® Scores from all three major consumer reporting agencies — TransUnion, Equifax, and Experian — and
lenders use them to help make billions of credit decisions every year. FICO® Scores are developed based solely on
information in consumer credit files maintained at the consumer reporting agencies. When you apply for credit, your
FICO® Scores can influence the credit limit, interest rate, loan amount, rewards programs, balance transfer rates, and
other terms offered by lenders.
What makes up a FICO® Score?
Learning your FICO® Score can help you better understand your credit risk and your financial health.
A good FICO® Score means better financial options for you. Here are the factors that determine it.
What exactly is a FICO® Score?
It's a three-digit number calculated from the credit information on your credit report at a particular point in time. It
summarizes information in your credit report into a single number that lenders can use to assess your credit risk quickly.
FICO® Scores, which are used by the vast majority of lenders, generally fall within the 300-850 score range.
How much do you owe and how much of your available credit have you used?
How much of your available credit is new?
What is your mix of credit cards, retail credit, student loans, mortgages, etc.?
Have you paid your past credit accounts on time?
How long have you been using credit?
What is a "good" FICO® Score?
With a FICO® Score, the higher your score, the better it is. The following chart shows a breakdown of FICO® Score
ranges found across the U.S. consumer population. It also provides general guidance on what a particular FICO®
Score range represents. Again, each lender has their own credit risk standards.
Did you know?
FICO offers a FICO® Score Estimator, which you can access at: SallieMae.com/EstimateScore
800 or higher
• The FICO® Score is in the top 20% of U.S. consumers
• Demonstrates to lenders that the consumer is an
exceptional borrower
580 or lower
• The FICO® Score is in the lowest 20% of U.S. consumers
• Demonstrates to lenders that this consumer is a very
risky borrower
• The FICO® Score is in the top 40% of U.S. consumers
• Demonstrates to lenders that the consumer is a very
good borrower
• The FICO® Score is near or slightly above the average
score of U.S. consumers
• Most lenders consider this a good score
• The FICO® Score is below the average score of
U.S. consumers
• Some lenders will approve loans with this score
Why do FICO® Scores change from month to month?
There are many reasons. FICO® Scores are calculated each time they are requested, so the calculation takes into
consideration the information that is in your credit file at that time. As the information in your credit file changes,
FICO® Scores can also change. Keep in mind that certain events, such as late payments or bankruptcy, can lower
FICO® Scores quickly.
What is a typical FICO® Score for someone just starting out with credit history?
A FICO® Score is a complex algorithm based on unique credit report data, so there is no "typical" or "entry-level"
score. Someone new to credit may have difficulty scoring in the highest score ranges, due to a limited number of active
accounts and length of history. Even if you're starting out, it's still possible to have a FICO® Score that meets
lenders' criteria for granting credit.
How much credit history do you need to be considered "established"?
Many variables go into determining your FICO® Score. If you have a longer credit history, you're generally determined
as a lower risk to lenders. As your revolving credit history lengthens and you pay your bills on time, this factor may have
less of a negative impact on your FICO® Score.
How can a higher FICO® Score save you money?
When you apply for credit — whether it's a credit card, car loan, student loan, apartment rental, or mortgage — lenders
will assess your risk as a borrower. Your FICO® Score, along with other information, may affect not only a lender's
decision to grant you credit, but also how much credit and on what terms (interest rate, for example). Keep in mind that
your FICO® Score is only one of the many factors lenders consider when making a credit decision.
On a $20,000, 48-month auto loan, a borrower with a FICO® Score of 720 could pay $131 less each month in interest
than a borrower with a FICO® Score of 580. That's a savings of $6,288 over the life of the loan.
Note: The savings are due to the impact of each borrower's FICO® Score on the interest rate they are offered


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MTAG presents at the Inquiry into the Proposed Lease of the Port of Melbourne
In late September MTAG's Martin Wurt and Narelle Wilson gave evidence at the Parliamentary Inquiry into the Proposed Lease of the Port of Melbourne. Unfortunately there were some fairly major technical issues with the video and PowerPoint presentation. Despite this and some tricky questions from the committee, MTAG managed to clearly convey the severity of the health and safety impacts the port's operations have on this community and the urgent need for real solutions now.
In our written submission and at the hearing we asked for the enabling legislation to address the health impacts of truck related diesel pollution on neighbouring communities and to ensure that:
• The new lesee is made responsible for strict environmental controls over the quality of the truck fleets using the Port.
• The new lesee is required to assist with the development of freight on rail infrastructure.
• The government develops new road freight infrastructure as well as the implementation of local residential truck bans.
Going forward it is essential that the Port starts taking responsibility for what happens outside of its fence and its environmental impact on neighbouring communities. Freight must be moved in a more sustainable manner to cope with expected growth at the Port and ensure that this growth doesn't further compromise our health and safety.
Read the full transcript of the hearing here.
See MTAG's PowerPoint presentation here and the video we tried to show here.
And read MTAG's written submission here.
The Maribyrnong City Council also made a written submission and presented at the hearings. Like MTAG, CEO Stephen Wall and Mayor Nam Quach also raised concerns about the impacts that future growth at the port will have on the City of Maribyrnong, highlighting the serious health and safety risks that are already present in the community. Read the transcript here.
Comments are closed here.


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Rustic elegance added to our bathroom makeover. It's not a big makeover, but I don't think it takes much to change the entire look of a room when it comes to a small space like that. This farmhouse window was itching to come back into our home. It used it in my fall home decor, which you can see HERE.
A pinterest picture inspired me to transform the window into a rustic towel rack for the bathroom. I found a great chippy spindle at a reclaimed resale shop and combined the two to create a functional decor piece that I'm quite pleased with!
I share with you in the video tutorial below all the details of how it all came together. I hope you are inspired!
Direct link to the video here: https://youtu.be/rrXC6GDCqlQ


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QEC Meeting
Date: 27/08/2014
A meeting was held on August 26, 2014, under the chairmanship of the Acting Registrar, Mr. Muhammad Tariq, in the conference room of the University.
Chairman Department of Islamic Studies, Dr. Hafiz Salih-ud-Din, Chairman Department of Zoology, Dr. Farman Ali, Chairman Department of English, Mr. Mujahid Shah, Director QEC, Mr. Shafiq Ullah and Director Administration, Mr. Pir Asfandyar attended the meeting.
The agenda of the meeting was to rectify the Assessment Teams' findings of implementation plans of various departments. The Director QEC briefed the house regarding the assessment process of various departments explaining that all the departments are thoroughly guided in the assessment process. The Assessment Teams (ATs) of various departments have submitted their findings to QEC office.
On the occasion, the Chair reiterated that the various recommendations made in the meeting need to be implemented on priority basis.


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The show is changed and Pinky and Brain become frustrated with this and quit the show. When Brain falls back onto Pinky's attempts to get some work, he is given a job blowing up balloons at a children's birthday party, where he becomes angry at the birthday boy for insulting him and is kicked out. It is revealed that Brain is married to Billie (who in real life is Sheila, and hates playing Billie), who pretty much only agreed because he's famous, and eventually kicks him out and makes Brain live in his restaurant (which is bought by Yurkle, a parody of Steve Urkle from Family Matters). In the end, Brain wakes up and realizes it's all a bad dream, but Pinky still has his puppet Margaret and they still live next door to Dick Clark.
Community content is available under CC-BY-SA unless otherwise noted.


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SMART INTERIORS & EXTERIORS (May 2000)
Dimension Designers Pvt. Ltd. is one such firm specializing in turnkey commercial projects, involving designing and executing corporate office interiors, hotels, restaurants and showrooms
CENTURY TIMES (March 2000)
Lipika Sud is at present one of New Delhi's best known interior designers, and the reputation of her company, Dimension Designers Pvt. Ltd., is synonymous with her own, notwithstanding the significant contributions to its growth of its other Director - her husband Hemant
HINDUSTAN TIMES - HT City (16th April, 2001)
Lipika and Hemant Sud, the couple behind the innovative interiors of Colours 'n' Spice, promised many more encores.


text: Chris's Corner - Goooooooooooood Morning STL! Sept 16, 2018 11:39:18 GMT -6 Snowman99, REB, and 12 more like this Select PostDeselect PostLink to PostMemberGive GiftBack to Top Post by Chris Higgins on Sept 16, 2018 11:39:18 GMT -6 Well...the biggest change in my personal life style since I joined the military is less than 12 hours away. I am not a morning person...much less an up at 1AM person. But that is the job I have been called to do...so that is the job I will do. I hope...when the weather is bad...I can count on some of you (those who stay up late or get up early) to be here...with your incredible flow of information. YOU make this blog....YOU bring real, life saving information to me that I can pass along to the viewers. The resource that you all provide is unmatched in STL television and is greatly appreciated. I rarely have to worry about bad information. I take your reports seriously. The National Weather Service takes your reports seriously! They LOVE you too!So... I promised something you might like. While most of the world was focused on the massive, slow moving disaster that is Florence (and rightfully so) there was another story unfolding that deserves attention! The seasons have started to change. Not here in the Midwest. We are stuck on summer. But as you can see by this webcam picture from Lake Louise in Canada... SNOW has started to fall. Here's to hoping we can work together to cover many snowstorms and fun weather this fall and winter!Thanks for your continued to support everyone!


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Laser cut and printed 6mm Acrylic
These shark jigsaw puzzles have been back printed and laser cut in 6mm clear acrylic for a display.
These shark jigsaw puzzles have been back printed and laser cut in 6mm clear acrylic for a display.
Laser etched and cut 3mm timber invitations. Make a real statement with your wedding with these bespoke invitations. We design and produce in-house.
Need some packaging for your product? We can produce small boxes or header cards in short to long run. Standard tent header cards for plastic bag topping or more unusual shapes (as the one pictured). We can design and produce prototypes before going into production.
A really nice idea for a unique and special invitation. This has been laser etched and cut from a "wood" look coated MDF. The advantage being it can be cleanly cut, as opposed to ply that tends to burn more when cut, and still look like real wood.
Great for short run work – Digital Foil!
Limited stock ranges and sizing but for a short run job that needs a little bit of flash, digital foil is the go.
This process cannot be combined with normal print. Up to A4 size and white 300gsm uncoated stock only.
Make a difference!
This engagement invitation (150mm square) was personalised especially for the couple (see insert pic of tree trunk). They wanted something truely different for their special occasion. Cut from craftboard and digitally printed internally. Really makes a statement.


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Royce Redding Bespoke NJ Trunk Show
19 July 2016
WHAT: Royce Redding Bespoke NJ Trunk Show
WHY: Custom suits and shirts starting at Super 130s at the Royce Redding Bespoke NJ Trunk Show.
Suits starting at $850; Shirts starting at $130.
Credit cards and cash accepted.
RSVP Marty Byrd at [email protected]
WHEN: 9/10; Sat (4-9)
WHERE: The Espin School
1089 Cedar Avenue
Union NJ 07083
Check out today's New York sample sales
Daily Sales Email, or Subscribed to our RSS Feed? Don't miss a Sale!
Posted by Bindra at 01:01 AM
Men's Clothing , Today's Sales , Trunk Shows |
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Transportation and Logistics
Colorado's transportation and logistics industry is enabled by multi modal transportation infrastructure elements that are privately and publicly owned and operated. The transportation system consists of major state and federal highways, local roadways, freight and passenger railroads, private and public transit systems, airports, and pedestrian and bicycle facilities.
Colorado is the crossroads of major Interstate Highways (I-25, I-70 and I-76), and has numerous state and federal highways that serve a critical function in supporting interstate commerce. Local roadways, scenic byways, and pedestrian and bicycle facilities are important for local commerce, tourism and recreation across Colorado.
The two Class I railroads that operate in Colorado — BNSF Railway and Union Pacific Railroad — together own and operate on more than 2,000 miles of track in the state. The 12 short line railroads comprise over 600 miles of track in the state and primarily provide localized service for the food and agriculture industry with connections to the Class I railroads. Nearly one-fourth of all freight handled in Colorado is moved via rail. More than half of the commodities carried on the rail is coal from Wyoming destined for Texas and states east of Colorado.
With 14 commercial airports, including Denver International Airport (the nation's 5th busiest airport), and 60 general aviation airports across the state, aviation is the sound of commerce. Colorado's commercial and general aviation airports are major economic catalysts. Airports provide the connectivity to worldwide markets and destinations, something that is essential to Colorado's rapidly expanding business community and our world reknown tourist destinations.
With North America's longest commercial runway, DIA offers nonstop service to almost two
dozen international locations including destinations in Europe, Asia, Canada, Mexico, and Central America. With international passenger traffic increasing, there's also significant potential for new daily nonstop international flights.
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Villa Aurora Grant Recipients | 2013
Oct, Nov, Dec
Volker Harry Altwasser | Writer
- 1969
- born in Greifswald, Germany
- 2003:
- Wie ich vom Ausschneiden loskam, novel
- 2009:
- Letzte Haut. Historischer Roman, novel
- 2010:
- Letztes Schweigen. Abwrackroman, novel
- 2011:
- Letzte Fischer. Hochseeepos, novel
- 2012:
- Letzte Heimat. Ein Epilog, novel
Volker Harry Altwasser, born 1969 in Greifswald, was the winner of the 2012 "Italo-Svevo-Preis" for creative forwardness.
After several different jobs he begun to study at the "Deutsche Literaturinstitut" at the University of Leipzig. He graduated in his main subject lyric with a diploma.
His deap sea epos Letzte Fischer was nominated for the "Deutscher Buchpreis" in 2011.
During his stay at Villa Aurora, the writer will trace the story of a Feuchtwanger intimate's life, who fell into oblivion.


text:
Crystal River, Florida — The search for 48-year-old Todd P. Ginestra, has come to a tragic end.
Today, July 16, 2014, Ginestra was found after the Citrus County Sheriff's Aviation Team spotted his body floating in the water off Fort Island Gulf Beach.
Investigators with the Citrus County Sheriff's Office said they do not suspect foul play at this time and the cause of death is currently being determined by the medical examiner's office.
Ginestra's vehicle was found parked at Fort Island Gulf Beach after he was reported missing by his family in Lake County.
Investigators believe he arrived at Fort Island Gulf Beach around 10 a.m., or maybe later.
"Our thoughts and prayers go out to his family and friends," said Lindsay Blair, Public Information Officer with the Citrus County Sheriff's Office.
If anyone has information about Ginestra that may help investigators, you can call the Citrus County Sheriff's Office at 352-795-4241.


text:
Newsletter | August 2019
Now for a little HISTORY... Do you know what happened in Punta Gorda 60 Years ago, August 14th, 1959? The Hotel Charlotte Harbor burned to the ground! Originally the Hotel Punta Gorda, the hotel was built by a subsidiary of the Florida Southern Railroad after it arrived in town in 1886. Opening in 1888, the hotel's early years brought the rich and famous to Punta Gorda. After 1895, success was sporadic and after closing in 1914, it sat empty for 10 years until it was sold to Barron Collier in the mid-1920s. Extensive renovations and harbor dredging created a new look, a yacht basin and a large front lawn with a super-sized pool and tennis courts. Below is a picture of this grand lady c.1953. It continued to be open and closed throughout the years and was sold two more times. At 2 am on the night of August 14, 1959, a local fisherman, returning to port, noticed the fire and sounded the alarm. Firefighters were called in from the surrounding areas and fought alongside Punta Gorda's volunteer crew for five hours to keep the flames from spreading to the rest of downtown. By morning this 71-year-old structure was reduced to ashes. Photos Courtesy of Charlotte County History Services. The Mural Society featured the Hotel Charlotte Harbor in its first mural painted 24 years ago in 1995 on the south side of the Punta Gorda Mall (seen below). In February 2004, it was torn down to make room for the new City Marketplace. We had started discussions with the developersRead More


text:
We would very much appreciate any thoughts you may have about OpenCME and how it could be made more useful for physicians like you.
We would very much appreciate any thoughts you may have about OpenCME and how it could be made more useful for physicians like you.
Head, Section of Urology and Renal Transplantation
Virginia Mason Medical Center
Director of the Pelvic Floor Center
Female Pelvic Medicine and Reconstructive Surgery
Clinical Professor
University of Washington
Chief of Urology
Rancho Los Amigos National Rehabilitation Center
After completing this activity, participants will be able to:
1. Name the available 3rd line therapies for treatment of refractory OAB
2. Practice the the injection technique for onabotulinumtoxinA for OAB
3. Employ the technique of tibial nerve stimulation for OAB
4. Indicate the optimal lead placement for sacroneuromodulation and troubleshooting the failed implant
5. Identify the upcoming 3rd line therapies for OAB
|Credit Types:
|Credit Amount:
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|Release Date:
|Expiration Date:
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Please provide below the URL and description of an activity you would like to add to OpenCME. You are welcome to add activities as often as you like. To prevent spam or other abuse, activities are reviewed by our editorial team before appearing on OpenCME.
Please use the form below if you would like to offer your website visitors high-quality CME content by adding the OpenCME Widget to one or more of your pages.


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Paper to set the strategic direction for the implementation of
self-directed support as part of the Putting People First
transformation of Adult Social Care in Essex.
This resource is part of a series of policies produced by Essex
County Council which other councils may borrow and learn from.
Essex County Council developed and agreed a number of important
and helpful policy documents in 2008. These include policies
on charging for support, risk taking, re-ablement, debt recovery,
resource allocation, support planning and more. There is also
a glossary of terms and a table of contents. Essex have
generously agreed that these policies can be made available for
others to borrow and learn from. Please acknowledge Essex CC
if you do so.
Some of the team that developed the policies include Kate Burke,
Rebecca Halpin, Gillian McDonald and David Williams, who leads the
team. Ethan Tucker and Helen Terry are the other team
Please note that the information contained within these
documents is only accurate at the time of publication. If you
have any queries regarding the content, please contact David
Williams at Essex County Council direct on 07826 531 398 or email
Last Updated : 12 February 2011. Page Author: Paul Ferguson.


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Moon Suncatchers
Our unique moon suncatchers come with the option to choose a type of wood and crystal. When suncatchers are placed in direct sunlight, the crystals act as a prism and produce a wonderful array of rainbows on your walls.
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Public Hearing - Committee of Adjustment - Jan. 28, 2019 - Public Hearing - Committee of Adjustment - Jan. 28, 2019
News & Public Notices
Nested Applications
Content - General - Stay Connected
Stay Connected
Asset Publisher
null Public Hearing - Committee of Adjustment - Jan. 28, 2019
January 22, 2019 –
Monday, Jan. 28, 2019 at 5:30p.m. at 1211 John Counter Blvd
102 Pine St. – D13-062-2018
Minor variance application to amend Zoning Bylaw 8499 to provide relief from the required maximum building depth of 14.9 metres to allow for the construction of a second-storey addition above an existing ground-floor addition.
54 Edgehill St.– D13-066-2018
Permission application to amend Zoning Bylaw 8499 to permit the expansion of a legal non-complying accessory structure to allow for the reconstruction and increase in height and depth of a detached garage to meet user accessibility requirements.
1521-1535 Centennial Dr. – D13-058-2018
Minor variance application to reduce the minimum setback for a drive-through facility accessory to a proposed restaurant use from a residential use or zone that permits a residential use from the required 50 metres to the proposed 0 metres. The subject building is municipally addressed as 1535 Centennial Dr.
58 Kenwoods Circle – D13-065-2018
Minor variance application to reduce the setback from a floodplain to permit the development of a second-storey uncovered deck with stairs on an existing single-detached dwelling.
Information on these applications can be viewed online at www.cityofkingston.ca/business/dash or in person at 1211 John Counter Blvd., 8:30


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spider plants
Zone 98584 | Arnetta Beer added on May 15, 2017 | Answered
My plants are growing large and beautiful and look healthy but they never produce babies/spiderettes. What do I need to do to get them to produce the babies?
Certified GKH Gardening Expert
Certified GKH Gardening Expert
Answered on May 16, 2017
They tend to make pups when slightly pot bound. This article may help:
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Here is a secret we want to share with our readers and the big news is that the renowned actor/director Smeep Kang is all set with his latest upcoming movie titled Vadhayiyaan Ji Vadhayiyaan.
Starcast Details of Vadhayiyaan Ji Vadhayiyaan
Recently, the first look of the movie has been released. The movie will be released worldwide on 13th July 2018. The movie is produced by Dynamic Producers, A&A Advisors and Naughty Men Productions and OMJEE GROUP is a worldwide distributor.
Smeep Kang is a famous Punjabi actor, director, and film producer. He had completed his graduation from Punjab University. The actor-turned-director is well-known for his Punjabi comedy movies, including Chak De Phatte, Carry On Jatta, and Lucky Di Unlucky Story. Smeep Kang has a great expertise to direct comedy movies and almost every Pollywood fan keeps waiting for his films.
Vadhayiyaan Ji Vadhayiyaan Poster Released
The first look of the upcoming Punjabi film has been released. Binnu Dhillon took his personal social media account to reveal the news and shared the poster of the movie. He wrote, "Waheguru ji kirpa de naal, I am starting my next with Smeep Kang. Punjabi family audience layi, comedy film laike aa rahe haan..Iss khabar lai sab nu Vaddhayiyaan te film Da Naam bhi hai… VADHAYIYAAN Ji VADHAYIYAAN..releasing on 13th of July".
Waheguru ji kirpa de naal, I am starting my next with Smeep Kang..Punjabi family audience layi,comedy film laike aa rahe…
Binnu Dhillon यांनी वर पोस्ट केले सोमवार, १९ मार्च, २०१८
There is not much revealed about this upcoming film. According to the poster of the Vadhayiyaan Ji Vadhayiyaan movie, it seems to be based on a wedding. Nowadays, the wedding has become quite a common subject for Punjabi movies. The movie Laavaan Phere, released last month was also based on the wedding theme and directed by Smeep Kang. The movie was a blockbuster and received great response from the audience.
We hope this movie can create the same magic as Smeep Kang's previous films.
Till then, stay tuned for more updates. Keep sharing and comments.


text:
|On the second day of their visit to Vestfold, Crown Prince Haakon and Crown Princess Mette Marit came to Horten municipality and there, the Crown couple visited the University of Southeast Norway, and painter Edvard Munch's residence in Asgardstrand. After Horten visit, Crown Prince Haakon and Crown Princess Mette Marit visited Færder municipality today. Crown Prince Haakon and Crown Princess Mette-Marit visits Vestfold from 4 to 6 September. Tomorrow, Crown Prince Haakon and Crown Princess Mette-Marit will visit Larvik municipality
Vestfold visit of Princess Mette-Marit and Prince Haakon
7 comments:
- AnonymousSeptember 6, 2018 at 1:15 AM
Haakon is getting good mileage out of those brown shoes that he loves so much.ReplyDelete
Gumboots??? And those brown slippers?ReplyDelete
These two guys are hopeless.Replies
She is dressed for the occasion, after all she is going fruit picking in wet grass. She changed to other boots after.Delete
Hopeless yes!Delete
Vanessa SDelete
Nope……… these two are perhaps royals in the way royals should be ! Not dressed to be admire at a fashion blog as another HRH princess always is and in the same style/designs as models and actors. Lack of own personality, IMO.
Look at their beautiful souls, not their clothes!! ♥ReplyDelete
Me agradan mucho:cómo pareja; se visten cómodos para la ocasión si tiene zapatos marrones muy usados poco le importa pisar hierbas húmedas y por eso las botas de goma de MM que geniales! Son prácticosReplyDelete
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Great guys to work with.
Very professional, versatile, pragmatic and to the point. Loved working with them . Do not hesitate to get on board with this Team . I give them 5 stars.
Diego Vidal
Maika Foods | Los Ángeles CA
When creating a website, programming and technical development are complex and crucial stages. Our web developers have the necessary knowledge and expertise to deliver strong and solid results.
The technology we frequently use: HTML5 y CSS3, JavaScript, Angular, PHP y MySQL.
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People we had the pleasure to work with, people who trust us.
Great guys to work with.
Very professional, versatile, pragmatic and to the point. Loved working with them . Do not hesitate to get on board with this Team . I give them 5 stars.
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Maika Foods | Los Ángeles CA
I've had the chance to work with Creativedog and they were able to address my concerns on all matters related to website development and digital marketing. Always ready to help, easy-going, and paying immediate attention to my questions.
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Digital experts. Since we partnered with Creativedog, we have been able to create successful projects. Their contribution has been paramount in reaching our objectives.
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The deadline to apply for the Centers for Medicare and Medicaid Services' (CMS) next end-to-end ICD-10 testing week has been extended to January 21. Approximately 850 volunteers from across the country will be selected to participate. Those selected will be notified by February 13.
The testing will be conducted from April 26-May 1 and will be administered by Medicare's billing contractors (in California, Noridian). The testing is designed to ensure claims with the new codes can be processed from submission to remittance.
CMS requests that physicians interested in participating in end-to-end testing already have updated ICD-10 software in place and internal testing completed prior to the January testing dates. The intent of testing is to ensure that systems and workflow processes that have been updated for ICD-10 are functioning correctly.
The testing will include the full claims process, from submission of test claims with ICD-10 codes to CMS to the physician's receipt of remittance advice that explains the adjudication of each claim.
Volunteers who participate in the testing must be able to submit claims with a future date and provide valid National Provider Identifiers, Provider Transaction Access Numbers and beneficiary Health Insurance Claim Numbers that will be used for test claims. To volunteer for the testing, register here.
CMS has also added another opportunity for physicians to participate in end-to-end testing during the week of July 20-24.
Click here for more information on the ICD-10 end-to-end testing.
Contact: Michele Kelly, (213) 226-0338 or email@example.com.
Resources for physicians and health care providers on the latest news, research and developments.
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Do you have a beautiful face and beautiful eyes that are penalized by a look that some would call "a hurt puppy"? It is not a question of character, sure, but it's also not an unsolvable problem. At Academia Day Clinic, specialists are perfectly able to give - or return - to your eyes the joy that you feel inside of you, but which, until now, you could not express.
Watery eyes, "drooping eye" effect
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At the institutes and clinical centers of Jena University Hospital, the scientists and physicians work both in the fields of fundamental biomedical research and in patient-related clinical research. Therein two foci of research have grown. Concentrating on this profile but also covering the broad range of clinical research, the Interdisciplinary Centre for Clinical Research is a proven instrument for promoting young researchers and internal initial funding of research groups.
In 2019, scientist at the school of medicine raised an amount of 43 Mio Euro of Third-party funds for research projects. For a complete review of research at the Jena Univerity Hospital see our research report.
Recent Publications:
- Werner et al Cxcr4 distinguishes HSC-derived monocytes from microglia and reveals monocyte immune responses to experimental stroke, Nature Neuroscience, DOI: 10.1038/s41593-020-0585-y
Press release
- Wolf et al. Ankyrin repeat-containing N-Ank proteins shape cellular membranes. Nature Cell Biology, 2019, doi: 10.1038/s41556-019-0381-7
Press release (German)
- Klumb et. al. Benefit and risk from paclitaxel-coated balloon angioplasty for the treatment of femoropopliteal artery disease: A systematic review and meta-analysis of randomised controlled trials. EClinicalMedicine, October 17, 2019, DOI: 10.1016/j.eclinm.2019.09.004
Press release
- Mann et al. Agonist-selective NOP receptor phosphorylation correlates in vitro and in vivo and reveals differential post-activation signaling by chemically diverse agonists. Sci. Signal. 12, eaau8072 (2019). DOI: 10.1126/scisignal.aau8072
Press release
- Hagel et al. ESBL colonization and acquisition in a hospital population: The molecular epidemiology and transmission of resistance genes, PLOS ONE (2019) DOI: 10.1371/journal.pone.0208505
Press release (German)
- Saaber et al. ACKR3 regulation of neuronal migration requires ACKR3 phosphorylation but not beta-arrestin. Cell Rep. 2019, DOI: 10.1016/j.celrep.2019.01.049
Press release (German)
- Kliewer et al. Phosphorylation-deficient G-protein-biased μ-opioid receptors improve analgesia and diminish tolerance but worsen opioid side effects. Nat. Comm. 2019, DOI: 10.1038/s41467-018-08162-1
Press release Article in Science
- Ceanga et al. Stroke accelerates and uncouples intrinsic and synaptic excitability maturation of mouse hippocampal DCX+ adult-born granule cells, Journal of Neuroscience, 2018, DOI:10.1523/JNEUROSCI.3303-17.2018
Press release (German)


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Avis Stock Has Suffered. Goldman Sachs Says Give It Another Look.
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Avis Budget Group stock (ticker: CAR) earned the coveted double upgrade from Goldman Sachs on Monday
Analyst David Tamberrino took his rating on Avis shares all the way to Buy from Sell (and bypassing Hold entirely), after being bearish on the stock for about a year.
His concerns were justified—shares dropped 30% over that span. With the shares sufficiently beaten up, Goldman suggests investors take another look at the company. "We believe the core underlying backdrop for travel and rental car demand remained solid in [the fourth quarter]."
The stock jumped more than 8% in response to the upgrade, recently trading at $27.80.
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The back story: Why now? First, the stock has gotten cheap. Shares trade for just 7.2 times estimated 2019 earnings, a 59% discount to their historical average.
A big part of the reason share are cheap is ride-hailing. Investors worry the rental car business faces an existential threat from the likes of Uber Technologies and Lyft.
As ride-hailing services have grown, Avis and Hertz (HTZ) shares have fallen. Avis stock is off about 60% from an all-time high set in 2014. Hertz shares have slid about 87% since then.
The peak in 2014 was all about industry consolidation. Back then, investors bid up shares of rental car companies because of enthusiasm for disciplined pricing after Hertz merged with Dollar Thrifty at the end of 2012. That left three rental car companies, including privately held Enterprise, with 95% of the U.S. market.
The plot twist: On Monday, Tamberrino writes the Avis stock valuation already embeds a lot of bad news in the shares. He also thinks the company can reduce costs as more of its rental fleet gets connected to the cloud.
Avis management believes car connectivity will improve fleet utilization and revenue collection. New monitoring and data can even help the company efficiently manage things such as gasoline usage. Lower costs and extreme bearishness potentially reaching its limit could be a recipe for better stock returns for Avis investors in 2019.
What's next: About 13% of Avis's shares outstanding are sold short. That is more than five times the level for the average company, so it is clear many investors still view ride-hailing services as a serious threat.
But used car prices have also fallen 4% from their October peak. Used pricing is a critical metric for rental car companies that are constantly buying and selling cars to keep the fleet fresh. Getting caught with a lot of low-price used inventory can seriously crimp cash flow.
Tamberrino acknowledges both risks, but writes that he accounts for used car pricing in his financial models. He also doesn't think the rental car industry faces a truly existential risk until autonomous ride-sharing vehicles are available—and that is still years away.
Fortune favors the bold, and recommending rental cars in a rapidly changing automotive industry qualifies as a bold move. There are still questions for investors to answer, but it is always a good idea to buy at a discount when pondering the industry.
Write to Al Root at email@example.com


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If we assume that your 401(k) plan has "participant directed accounts," you, as well as all other participants, have the right to direct the investments allocated to your account(s) in the plan. On the other hand, if your 401k plan's investments are considered to have only "trustee directed" investing, then you do not have the right to direct your own vestments, because the trustee is the only one that has the right to choose investments for the plan and its participants.
To determine whether the plans investments may be directed by the participants or the trustee, the plan documents and summary plan description should be reviewed. Those documents should clearly state the answer as to who has the right to choose the investments. If the documents state that the participants have the right of self-direction, then it is a simple matter of you talking to the plan sponsor (your employer) or the trustee of the plan, and telling them that you want to take advantage of the documents' provision giving you, as a participant, the right to self direct your investments. If they refuse, you do not necessarily have to hire an attorney, however you may feel free to contact the Department of Labor and lodge a complaint that your employers's plan is not being operating according to the written provisions of the plan documents. You may find that the DOL may either call or visit your employer about your complaint and see that the plan operates properly.
Finally, you should know that some 401(k) plans have some of the participants' accounts using "self-directed" investing by the participants, while other participants' accounts investing is handled by the Trustee. This is perfectly legal as long as the plan documents state exactly how these 401(k) monies are to be invested and directed. So again, the documents have to be read carefully to understand your investments rights against those of the trustee. To get copies of the documents from your employer, you merely have to put your request in writing for them. They are allowed to charge you a fee for providing you with copies of the documents.
Peggy, my above answer may not have precisely answered the question you wanted answered. so the following may more precisely answer your question regarding "how do you change your 401(k) plan investments." Assuming that you have self-directed participant investment rights, the way most 401(k) plans participants change theit investments is as follows:
1. Inquire with your employer if the 401(k) plan investment products sponsor included a Internet website or a toll-free phone number that you may go to or call to make the desired investment changes that you are talking about. If neither of those are available to you, ask your employer for their instructions as to precisely what you need to do to make the investment changes that you desire to make. Your employer may instruct you to call a contact at a brokerage firm or at a bank trust department. They may also suggest that you put your investments change request in writing and send it to the appropriate
(cont.) person or organization to have your desired imvestment change effectuated.
(cont.) So, first find out what your rights are to direct your 401k investments, then, if you are allowed to make the investment decisions, find out from your employer or their 401k representative what you need to do to move your investments within your accounts, then last, make the changes you want to make. Herbie Glass, Glass Retirement Strategies, Inc.


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Tag Archives: Organising Techniques
Inoculation Against Bosses' Lies
The first time I went on strike, there had been no strikes in my workplace for decades and none of the union activists had first-hand strike experience. As we prepared to ballot, a rumour circulated that the workplace would close … Continue reading
Posted in Tips Tagged Industrial Action, Organising Techniques, Strike Leave a comment
Social media in disputes: learning from the electricians' BESNA win
In any campaign the power of social media should not be underestimated. This became apparent during the construction workers BESNA dispute of 2011. Facebook groups such as "Sparks Against De-skilling and 35% Pay Cut" were set up and were used … Continue reading
Posted in Tips Tagged Industrial Action, Leverage, Mobile and Remote Workers, Organising Techniques 3 Comments


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This bag is the perfect tool to help accomplish your mission and outdoor activity goals. The design is sleek and functional, complete with multiple compartments and pockets. The waterproof material will keep your tools dry and repel the elements. Perfect for hiking, climbing, running, or travel. Includes an USB charging port.
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If your order hasn't arrived in the estimated delivery times, please contact our support team at email@example.com
If your order hasn't arrived within 90 days of the date of original purchase, contact our support team for a full refund on your purchase.
(This policy excludes errors made by customers when providing shipping details on their order(s) or missed parcel deliveries).
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Leader Heights is a proud member of 1 Percent For the Planet. 1% of all sales are donated to 1 Percent For the Planet.
1% For the Planet is committed to building support for this essential work in our six core focus areas: climate, food, land, pollution, water, and wildlife.
Use the links below to learn more about each of their environmental focus areas and to view nonprofits working specifically in these areas.