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Childrens Party Catering Heatherton Vic
8 Expert Tips For Choosing the Right Childrens Party Caterer In Heatherton
When it comes to the things that can make or break an occasion, couple of are as crucial as the quality, flavor and look of the food and beverages you serve. A lot is riding on your choice which caterer to employ, and if you believe this choice actually isn't really that important, take a look at it by doing this, remarkable catering can rescue an occasion that's on the rocks, but bad catering will often send out visitors to the doors.
In addition, because catering is often the # 1 or # 2 line-item expense for many events, the caterer you pick is also a substantial budgetary choice and can affect just how much money you have actually left over to spend on other areas depending on food expenses and quantities.
Add in the fact that catering services can vary considerably in their rates and the kinds of meals and services they offer, and the procedure of selecting a caterer can figuratively and actually seem like you are comparing apples to oranges.
# 1 Responsiveness And Personal Interest In Your Requirements
Of all the event and catering professionals we talked with, this turned up over and over and over again, generally due to the fact that how responsive and interested a catering service is during your preliminary discussions is a sign of how they will carry out during the length of their contract with you (and more on contracts later on).
A potential catering service needs to be finding out as much as they can about you in your first couple of conversations with them, so you ought to expect them to be talking and asking concerns about 20% of the time and you supplying responses and detailing your requirements about 80% of the time.
# 2 Capability To Handle Your Specific Kind Of Occasion In Heatherton 3202
Not every catering service is best or every kind of occasion, and lots of catering services themselves freely confess this.
So when interviewing your Heatherton caterers (and you must speak with at least 3 catering services for any event with a reasonable budget), you need to specify about the type of occasion you are planning and the kind of food and/or presentation you are anticipating. Otherwise, you may wind up choosing a catering service who just isn't an excellent suitable for the type or style of your event.
Practically every caterer has a standard menu or menus to pick from, and many do supply some level of built-in versatility to adjust these menus to your particular needs by replacing specific items and/or personalizing others.
However, the standout caterers will go beyond standardized menu choices and want to develop fantastic fare that matches much more particular style and dietary requirements.
# 3 Willingness To Supply Tastings
How will you ever understand exactly what a catering service can do unless you sample their goods? And more particularly, how will you understand exactly what the menu items you are considering will taste like unless you specifically try them?
Some people avoid asking to sample the specific items they want for their event since it looks like a trouble for the caterer, but it is standard to request a sampling of what you are intending to order before you sign on the dotted line.
In addition, you can ask for wine parings for these tastings if they are appropriate for your event (once again, be prepared to pay a fee, it's a small price to pay to guarantee you select the right catering service). When you are tasting the food, also attend to how it is presented, as any catering service who makes the effort to appropriately display a sample will most likely be most likely to make that sort of effort on your event day.
Are you an event manager who has to manage catering details, spending plans and projects?
Or are you a caterer who needs to track proposals, invoices, meal choices, inventory and other customer details?
# 4 Familiarity With The Location
You might remain in for a surprise if you employ a BARBEQUE take-out joint to cater a formal ballroom charity event. Or if you select a high-end corporate event caterer to serve a barn wedding. Why? Due to the fact that these caterers may not be accustomed to preparing and serving food in such a setting.
This can get even more specific depending upon limitations of the venue itself, like when it comes to museums and historical sites.
Even more traditional locations can also have limitations that catering services must follow, like certain setup standards or disposal restrictions for waste food and water, so having a catering service that recognizes with a venue's rules can possibly save you great deals of inconvenience on event day.
# 5 Complete Explanation Of Services/Goods Promised In The Contract
The catering service's agreement must plainly define exactly what food, beverages and services the caterer will be supplying on the designated day( s). Moreover, it needs to protect you from non-performance as much as it protects the caterer from non-payment/default, so you might wish to think about having a lawyer} take a look at it prior to you sign it.
Every detail needs to be consisted of in the contract, consisted of selected menus, variety of portions and/or people to be served, beverage/bar service information (if suitable) and all pricing and additional services.
No catering service in Heatherton with a shred of dignity and scruples participates in a contract with strategies to bail at the last minute, however you need to make certain there is a cancellation provision in your agreement simply in case your caterer needs to cancel.
You don't want to be left without recourse with only days or hours before your event, so simply make sure cancellation procedures and penalties remain in place so you do have a backup plan.
# 6 References You Can Call and Talk With
Obviously you will have to check up on the catering services in Heatherton you are thinking about, and it's always great to start online and check out sites.
Nevertheless, don't stop there, as online reviews are not always reputable (or even authentic); for example, a good catering service might have had a couple of nightmare/hater clients who skew their scores, while a truly average catering service may have padded their online reviews. So see if you can track down some past customers of the caterers you are thinking about and reach out to them.
# 7 Insurance
Every catering service we talked to called insurance coverage "a provided" for catering services, and you certainly do not want to legally be on the hook for some oversight or accident that was the fault of your caterer.
# 8 A Skilled Chef and Cooking Area Personnel
Remarkably, the length of time a catering business in Heatherton has actually been around might not be as vital in selecting a great caterer as you may believe.
So make sure to ask about the chef's bona fides and CV due to the fact that he/she will most likely be the one most responsible for the result of the meal and whether your visitors enjoy it or not.
Call Us Now Or Fill In The Form To The Right For All Private Catering, Wedding Events, Birthdays And BBQ's Quotes.


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This is the last in the series of four. A flock of wigeon flies through the fog. In a painting like this, the two trickiest things are where to place the wigeon in the overall composition and making sure the values are right in order to make it look like they are flying on a foggy morning.
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Thursday, December 3, 2009
Wigeon Study #4 - 4" x 4" acrylic
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subset: commoncrawl


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The pink range for flowering plants growing in the middle lane is not new. More than 100 types of flowers of various shapes and sizes can please the eye with petals of various shades of pink. Which copy to choose for your garden? And what does the gifted bouquet made of pale pink buds say?
What flower with pink flowers to pick up for the garden?
The suburban area allows you to enjoy the variety of shades, and therefore the pink range here, too, there is a place. Just which colors to prefer? Of course, I immediately recall pale pink tea roses, which for several decades have been considered the main decoration of the garden. Single large buds or small, scattered over the lush bush - it does not matter: those and others will be the highlight of the flower garden.
Potted copies at the end of spring will begin to open their buds, turning to the sun. Later can wait for the onset of autumn, standing out against the background of fading nature. In the matter of care for this flower, of course, a lot of tricks and nuances, and some of them relate to the choice of seedling. It should not be damaged leaves, their color - juicy green, not dull and not yellowish. In addition, in all the abundance of buds should prevail those who did not have time to blossom.
Among the variety of varieties with pink petals, gardeners recommend Diamant - terry fluffy balls exude a fragrant aroma and overlap the foliage due to their considerable size. From afar, it seems that the green in this pink kingdom is not perfect. Chinese species and varieties look more like wild rose, because their buds are not so dense, the core with stamens is clearly visible, and the color is uneven: towards the center the saturation of the already light color of the petals is fading away. Particularly attractive here is the variety "Angelwings", which is distinguished by unpretentiousness, early flowering (mid-end of April), but also low germination (65-70% of seeds). In addition, over time, their petals turn pale, turning from bright pink to almost white.
Chrysanthemums have a pink color no less than roses. These stars of long and thin petals, seated around a lemon-yellow fluffy core, bloom in July and decorate a country plot until October, experiencing light frosts. Due to the fact that the bulk of chrysanthemums - perennials, do not have to think about their annual sowing. The height of the bush is 40-150 cm, and around the green canvas there is a magnificent cap of small flowers.
In addition to the fact that they look great in flower beds, there are frequent chrysanthemums and cut bouquets. The only factor that is important to consider when planting this flower: location. The bush should sit in direct sunlight and on well-drained soil, and since this plant is sensitive to the day and night regime, it is undesirable to have it near garden lights to prevent internal disturbances. Of the varieties, the gardeners deserve the special love of the green heart with rose petals, "SantiniTango", "Batini" and "ArtistPinkImproved".
Gentle pink lilies - the embodiment of femininity, purity and freshness. A bouquet that spreads a strong, bright aroma is not always appropriate in an apartment, but in the garden several bushes will definitely take root and will earn their attention. "LiliumDolcetto" refers to the most famous varieties with a similar color. This is a hybrid with long (up to 25 cm) flowers, whose petals have a pearly bloom on the outside. The attractiveness of the variety and its winter hardiness, and, moreover, it does not even require shelter. And for connoisseurs of specimens without aroma, the Asian hybrid "TropicDiamond" is bred: crimson-pink gramophones in length reach 15-18 cm, they tolerate frosts well.
Pink room flowers: photos and descriptions
Of those flowers that are able to grow in the conditions of an apartment is not worse than in the open air, geranium holds the palm, which you can probably find in every home. A single long stem with rounded prefabricated leaves and crowns of 8–14 flowers crowning it, with a strong aroma: this is what a classic room geranium looks like. In addition to decorative functions, the plant also has many healing properties: daily inhalation of its aroma in front of the bush for 8-10 minutes stabilizes the state of the nervous system, eliminates insomnia, and relieves stress. For this reason, geranium was considered a means capable of adjusting the atmosphere in the house, reducing the frequency of quarrels, and improving mutual understanding in the family. In addition, phytoncides of this plant have a positive effect on the state of the gastrointestinal tract, the cardiovascular system, and in the summer it helps keep the apartment safe from flies.
Such an exotic flower as an anthurium, which is an ampelous plant, best survives near windows that look out on either side, except the southern one. The shade flower is good, much more suffering from dry air, so it is required to constantly spray it. Dissolving buds all year round, but also valued for large heart-shaped foliage. Flowers on the beauty of this green are not inferior: the variety "Lacetti" has a delightful light pink color of single-petal flowers, as heart-shaped as the leaves. The cylinder-shaped core is most often yellow-green, rather long. In order for the saturation of colors to be brighter, it was recommended in March to feed the anthurium with mineral fertilizer.
The decoration of the apartment can be not only Pink flowers: which ones to choose for the garden? But the flowering plant, but deciduous. Irezine, grown as an annual in the garden, lives at home for more than 1 year, has leaves with beetroot pink color and greenish veins. He has inflorescences, but they are not so attractive as they are unusual: from the outside, these balls resemble a ball of woolen threads.
Appreciated in the apartment and ahimenes. Under natural conditions, it grows in the tropics, so it is not surprising that does not like a harsh winter. In the middle zone is grown only in the room where it is possible to maintain the desired temperature. The plant is ampelous, because the shoots are soft, they do not hold the shape and constantly strive to descend. In addition to the lanceolate dark green leaves, having purple color on the inside, small shoots up to 5 cm in length and with a limb of petals up to 7 cm are located on the shoots. dying, giving way to the new. The flowering period of Ahimenes is spring-autumn.
Pink color of flowers: meaning and symbolism
Bouquets of pink flowers are a little less common than red or white. What is their meaning? In Colombians, pink anthurium traditionally was in the bedroom of the newlyweds during the honeymoon, promising them a happy family life. Crimson-pinkdolls, presented to an unmarried girl, spoke of admiration for her beauty and admiration for her. In a broader sense, pink flowers are softer than red ones in their richness, but refer to this primary color. Therefore, its main meaning is love, but gentle, tremulous, mixed with reverence for the addressee. Often, pink flowers give those who want to express respect, as well as they are presented as a sign of courtesy, courtesy and courtesy.
A bunch of pink clover was handed over for good luck, or with interline recognition that the one who was given this flower brings happiness to the donor. Gentle Mallow - please pay attention, believe, forgive, treat the incident with understanding and condescension. Pink fluffy hats of peonies, not so long ago ahead of the demand for even roses, can say more than the queen of flowers: they promise to give the whole world to the one to whom they were given. Unlike roses, they do not scream about the feelings of the donor, but guarantee its reliability in marriage and loyalty. Dreams of a joint future and not letting go of love symbolize bright pink phloxes, and crimson gladiolus assures sincerity of intentions and feelings.
The number of flowers whose petals are pink is incalculable. Those who choose plants in a similar range, are prone to reverie, keep childhood in their hearts, optimistic, clean. If pink flowers appear in your interior, they will bring positive energy to the room, add comfort, harmony and tranquility. On the site of their delicate color will revive any flower bed, garden or greenhouse.


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Cc c Benjamin, sa va?
Don't worry if you didn't understand this message, nobody should have to go through this, this post will teach you the most common French slang words and abbreviations and show you the logic behind French slang (yes there is a logic) so you can text like a pro and finally understand what your French pen pal wrote on Facebook.
French texting slang for greetings
slt: salut (hi)
lut, lu: less common slang for "salut" (hi)
cc: coucou (hi)
bjr: common slang for "bonjour" (hello)
bsr: bonsoir (good evening)
biz: bisous (kiss)
sa va: can be used as a question "sa va ?" (how are you?) or as an answer "sa va" (I am good, it's okay")
b1: bien (good)
é twa: et toi (and you)
a +: à plus tard (see you later)
@+: another way to say à +
a tt: à toute à l'heure (see you in a few hours)
French texting slang to be polite
Even when you use internet or texting slang, it's important to be polite in French. These little words can go a long way. You can sometimes find them in official documents too.
stp: s'il te plaît (informal please)
svp: s'il vous plaît (formal please)
dsl: désolé (sorry)
French texting slang verbs and pronouns
c: c'est (it is)
g: j'ai (I have)
ss, chuis: suis (am)
T: t'es (you are)
fo: faut (we must), faux (wrong)
ya: il y a (there is, there are)
ki: qui (who)
koi, kwa: quoi (what)
keske: qu'est-ce que (what)
Other common French slang words
ouf: fou (crazy)
pb: problème
id: idée (idea)
nrv: énervé (angry)
c cho: c'est chaud (it's hot). You use it to say something is difficult or you find something shocking.
auj: aujourd'hui (today)
bcp: beaucoup (a lot). You often see it after merci (merci bcp).
cad: c'est-à-dire (that is to say). This is a more official abbreviation that can often be used in a more formal context.
d'ac: d'accord (alright)
ok: same as in English
mdr: mort de rire (you are laughing so much it could kill you)
ptdr: pété de rire (same as mdr)
gg: good game. This is mostly used by gamers.
com dab: comme d'habitude (as usual)
lol: laughing out loud. Same as in English.
jtm: je t'aime (I love you). This is an essential slang term for all French teenagers.
jms: jamais (never)
msg: message
texto: sms
qqn: quelqu'un (someone)
ras: rien à signaler (
rdv: rendez-vous (meeting). Contrary to English, in French rendez-vous doesn't necessarily have a romantic meeting. You can have a rendez-vous with a doctor or a friend for example.
re: de retour (back). This is what you write to notify someone that you are back in the conversation after leaving it for a while.
snif: I am sad
nn: non (no)
tlm: tout le monde: everyone
tjs: toujours (always)
tt: tout (all, everything)
c tt: c'est tout (that's all)
vrt: vraiment (really)
tg: ta gueule (shut up)
langage sms: this is not slang, it means texting slang.
Patterns you can use to easily understand French internet and texting slang
French slang follows the same logic as English slang which makes it rather easy to understand if you take the time to learn a few patterns. Here are the five main rules of French slang:
- Trying to be as short and easy to type as possible. This means you delete all accents unless they are absolutely necessary.
- Replacing sounds by a letter or number that sounds the same. You replace "un", "ain" or "ien" by "1" (un) like in bien (b1). Similarly "c" replaces "c'est", "sait" and "s'est".
- Using only a few letters from the word. This one is a bit trickier. You take a word like "bonjour", and only use the "main" letters, you get "bjr".
- Using letters that are easier to type on a French keyboard. That's why "twa" replaces "toi" for example.
- Deleting silent letters like final "e" or "h" at the beginning of words ("contre" becomes "contr").
Do you understand French texting slang?
okay now you should be able to understand French texting slang better. To make sure this is the case, here are a few sentences for you to translate:
cc sa va? Mwa chui tro fatigué, g fé bcp d spor auj
le langage sms c mal
nn c pa vré, il é ouf


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If you have been injured as a result of mistakes made by a medical professional then it may be possible for you to claim compensation for your pain and suffering. You may also be entitled to a refund of costs incurred for any treatment you require to help you recover, any mobility aids or home adaptations needed to help you cope with a resulting disability and compensation for financial losses such as lost wages and future earning potential.
You may also be able to claim compensation on behalf of a relative who has been injured or died because of a medical error.
There are strict time limits for making a compensation claim so it is important to act quickly. A claim may be possible where you or your relative have suffered a physical or mental injury, contracted a disease, developed an illness or died prematurely.
Our experienced medical negligence lawyers can help in a range of situations where injury or death has occurred as a result of mistakes made by hospital staff, GPs, dentists, opticians, cosmetic surgeons and healthcare professionals working in a hospital or care facility.
Our expertise includes handling:
- claims against hospitals and GPs for failing to spot serious illness, misdiagnosing a condition, carrying out inappropriate treatment, failing to provide the correct treatment, mistakes made in surgery, the mismanagement of pregnancy or childbirth, failing to seek a second opinion or to make a referral where justified, providing inadequate aftercare and the neglect of basic personal healthcare needs;
- claims against dentists for failing to spot gum disease or oral cancer, badly performed root canal treatment, the unnecessary removal of heathy teeth, temporary or permanent nerve damage and poor orthodontic work;
- claims against opticians for failing to spot eye cancer or other diseases likely to affect vision, unnecessarily prescribing glasses, failing to prescribe glasses where appropriate and fitting contact lenses where not recommended;
- claims against cosmetic surgeons for mistakes made in surgery or for providing unnecessary, inappropriate or poorly performed treatment or for using unlicensed products; and
- claims against care homes for failing to use specialist lifting equipment, not providing appropriate mobility aids, administering inappropriate medication, failing to provide required medication and failing to ensure general patient safety.
Advising individuals throughout Kent and beyond
We have offices in Maidstone, Gravesend, Tonbridge, Chatham and Tenterden where we can meet you to discuss your requirements.
If the need arises, we can also offer meetings at your home or in hospital. Meetings via skype are also possible for clients who frequently need to travel abroad.
Most medical negligence cases can be funded under a conditional fee agreement which means there will usually be no legal fees to pay unless your claim is successful.
For clients not eligible for conditional fee funding we can offer flexible payment terms to help you budget for the payment of legal fees. We can also offer an initial appointment to discuss your requirements at a fixed cost of £150 plus VAT.
Get in touch
If you need help to make a medical negligence claim, please get in touch to see how we can assist. You can call us on 01474 351199 or use our contact form and we will call you.


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Google Search Engine produces billions of results.
Don't allow fear and intimidation hold you back from setting up financial security. Never say to yourself that you don't know enough to set up streams of income that produce dividends. You can become a shareholder to a company you believe will grow into a profitable business. Instead of watching others gain financially, save some money to buy shares of stock and follow it, study it, and continue to learn how to make money work for you instead of you physically working for the money.
I'm glad you decided to visit this webpage. Why? Because I'm someone who for years was intimidated to dabble in the stock market. I was raised to be a blue-collar worker who found financial security from physically working to earn a paycheck. The older I got, the harder it became to earn income. The more I worked, the less time I had to do things I enjoy. I worked to earn a paycheck, but I also worked to make other people a lot of money. I worked 40 + hours a week for others to live a lifestyle I wanted to live. Come to think about it I worked 50 + hours a week to pay my way. All work and no play is not a recipe for living a comfortable lifestyle.
I'm not the type of person who does not want to work. I'm the kind of person who got tired of being mostly surrounded by non-team players and feeling sorry for themselves kind of people. People who put down the company they work for or people who were jealous of the owners of the company or privately owned business. I'm a young 51-year-old who has worked 38-years to make others a lot of money. During the 38-years I listened to workers mostly complain about hard financial times, not having enough time to enjoy the little things in life, and generally not happy. I've learned there are a lot of people out there who live to complain, who are negative and bitch a lot. I'm someone who decided to go another route to fix what I felt was broken to better myself. I still work, but I found passion in the work I do. Teaching myself how to work smarter and not harder lead me to love what I do. What do I do? I share with people what steps I took to change my career. Sharing how I went from a W-2 job to an Independent Contractor, a Freelancer, and now I'm a stockholder. I enjoy researching, trying new ways to earn income using evolving technologies, and study to understand the Stock Market. As I said earlier, I was brought up to be a blue-collar worker who physically worked to earn a paycheck. I worked for privately-owned businesses that offered no retirement plans and no health benefits. At the age of 47, I changed course and landed a Union job. Union jobs do give job security, increments in pay, paid time off, and retirement plans. However, I started the Union job with low pay at the age of 47 and physically worked to a hospital bed.
Back to the topic of Stock Residual Income. What made me finally take the chance to buy shares of a company's stock? I'm an UberEats Delivery driver. I'm an Independent Contractor who uses the UberEats App to earn income. I'm also a person who has watched Uber evolve into a booming business. Uber started their business offering Ridesharing which led to UberEats, and now Uber has introduced their Freight App to merchant carriers. Because I've watched Uber continue to expand their services, I decided to take the leap and buy Uber Stock. Experimenting with your own money helps a person learn fast. The more I learn, the more I read, and the more I understand. Baby steps to learning.
I bought Stock in a company I believe will continue to boom in business. I work UberEats and believe in their Freight App business too. I promote their sponsored ads by sharing them on social media and promote Uber through word-of-mouth. I want them to succeed because I want to continue to earn a profit. Because I've learned that I can withdraw the earned Uber cash from my Robinhood account, I decided to buy another Share of Uber Stock. I'm going to reinvest the Uber cash earned to buy another Share in Uber Stock.
I decided to record a video to show how I buy Uber Stock within my Robinhood account. I'm not doing it to show off. I feel if I can help anyone understand how buying Shares of a company's stock that you believe will succeed, can give a person a financial backing. So in the video below, you will see how I reinvest the money I earned to buy another share of Uber stock. Buying Uber stock lead me to buy stock in other companies too. Because I promote Robinhood, I won shares in other company stocks. Join Robinhood using my referral link then you can do the same.
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Taking a step back to regroup and to reorganize my world, gave me the chance to set myself up properly to generate residual income. Now I have options and don't need to settle when finding a W-2 job that matches who I am today. It was all worth it.


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Over the years, there has been much developments with managed accounts, and with it has brought on a myriad of terminology and acronyms that unlike the firm 'legally defined' boundaries of a 'unit trust', the boundaries and differentiations are somewhat less rigid, and in many cases overlap. Many have been confused by this, which has also been compounded with proprietary uses of terms for marketing or product and service naming. However in recent times, there does appear to be some gravitation to some generally accepted terms with managed accounts, and below is my best way to help a new comer best understand and differentiate managed account terminology.
I also have included some observations about the evolution of managed accounts and where they appear to be heading.
So what is a 'managed account'
When I was part of the founding group of the Australian Institute of Managed Account Providers in around 2010, we actually spent about 9 months coming to an agreed definition of what a 'managed account' is, and we settled on something like:
'A managed account is an investment portfolio proposition that is professionally managed and has clearly segregated portfolio holdings for each investor'
Under this umbrella definition there are however some key identifying aspects that differentiate different types of managed accounts. Some of the main differentiators are:
- Vanilla vs Mass Customised and Personalised Managed Accounts
- Self Held vs Custodial Held Managed Accounts
- Single Model vs Multiple Model Managed Accounts
- Advisory vs Discretionary Managed Accounts
- Single vs Household Managed Accounts
- Centralised vs De-Centralised Managed Accounts
and the terminology associated with various managed account offers after referred to as:
- SMA – Separately Managed Accounts
- MDA – Managed Discretionary Accounts
- IMA – Individually Managed Accounts
- MPS – Managed Portfolio Service
- DFM – Discretionary Funds Management
- UMA – Unified Managed Account
- Rep-As-PM – Representative as Portfolio Manager
Each of these are described below and you can click on the links above for quick reference.
I also attach in this post:
- A comparison of different managed account types
- An observation of the journey of the use of managed accounts
Comments and corrections welcome.. Enjoy !
Vanilla vs Mass Customised and Personalised Managed Accounts
As managed accounts (and the technology to support their operation) have developed over the years, it has been recognised that there are benefits for investors if they can provide some level of instruction over the way the portfolio is managed. For example they may be sitting on an unrealised capital gain in an investment security within their portfolio and they do not want to sell it to have to realise a tax gain with tax payable. They also may not want to invest in various securities as they may have personal dislikes or compliance reasons (ie cannot trade certain investments inside trading windows). So over the years we have seen the introduction of customisable managed accounts which have features that generally fall into the following categories:
- Managed accounts with standing instructions – these are typically ones that have 'do not buy' and 'do not sell' instructions around specific investment securities and are fairly black and white in terms of rules based behaviours. These are characteristics of what are often called 'Mass Customised' managed accounts.
- Managed accounts with behavioural instructions – these are typically ones that define behaviours around the operation of the managed account portfolio management and trading operations and often include rules like setting minimum trading parcel sizes.
- Managed accounts with objective based instructions – these are typically managed accounts where objectives around specific clients situations may be set, and act as overriding styles or methods that should be considered across the board when adjusting a client portfolio. Such may be 'only accept discounted capital gains'.
Self Held vs Custodial Held Managed Accounts
Different countries around the world have developed similar but sometimes subtly different ways for investors to hold investment securities, and for third parties to trade on their behalf. In terms of managed accounts, a simplified way of looking at this is that there are 2 key differing models:
Self held investments – where the investment securities within a managed account are actually held legally and beneficially in the name of the investor.
This has benefits in that:
- Investors know exactly what they own and can in most cases cease manage account services and move their investments should they wish to
- Advisers, other intermediaries and managed account service providers are free from real or perceived conflicts
The cons of this approach though can be:
- Investors may be subject to various investment security administrative functions in order to best hold those investments (such as appointing where dividends should be directed to)
- Advisers may be asked by investors about such administrative matters above, distracting from high value conversations
Custodial held investments – where the investment securities are often held legally by the custodian on behalf of the managed account scheme or the investor. Custody is well established model that has been around for a long time, however as more and more technological developments occur (an even the possible introduction of blockchain technologies soon) the benefits of the safe 'custody' may being be diminished.
The benefits of investments held in custody can be:
- Investment securities are held 'safely' by a reputable organisation and hence less risk associated with fraud, accidental loss or administrative error
- The custodian can take care of a lot of the administrative work associated with owning the investments, as they do these for many orgnaisations as a service already
The cons of custodial services however can be:
- That investors are put off, confused about or feel uncomfortable with their assets being held in another organisations name
- There may be costs associated with holding investment assets in custody
Single Model vs Multiple Model Managed Accounts
A lot of managed account propositions over the years have been about managing client investments to a 'model portfolio' which is typically a theoretically combination of investment selection and proportional allocation. As managed accounts have become more advanced over the years, and in line with the reality that many investment specialists have a specific domain of expertise, what has happened is that many managed account offers are asset class specific (ie US Equities or Australian Hybrid Securities) and in order for investors to achieve proper diversification effects, they have wanted to have a managed account solution that makes use of multiple model portfolios. This is often achieved by either the managed account proposition:
- Offering the ability to have several segregated single model managed account accounts, however this is often an administrative burden
- Offering the ability to have 'mixed model' managed accounts where the mixing of the model portfolios is performed within the managed account structure
- Offering the ability to have 'models of models' which are mixed models that also flexibly adjust their allocation based on other parameters such as desired asset allocation
Advisory vs Discretionary Managed Accounts
Generally the difference between advisory and discretionary managed accounts are that:
Advisory managed accounts require the investor to approve each adjustment to their investment portfolio. The benefits of advisory managed accounts can be
- For investors, it allows them to retain control of the portfolio
- For advisers, it often requires less license authorities (and even regulatory capital), is to some extent less risky (as each investor approves each portfolio adjustment) and maintains a dialogue with the investor
The cons of an advisory managed account can be:
- For investors, they need to be contacted and apply some level of understanding of what is being proposed to be changed in their investment portfolio, and if they are unavailable then they may miss out on good trading opportunities
- For advisers, it introduces a level of work that may be difficult to schedule and coordinate with their clients
Discretionary managed accounts enable the provider to make adjustments to the investor portfolio by having a power of discretion. The breadth of this discretion is usually outlined in the managed account description and may be broad, or narrowed to just certain decisions within a defined scope (such as only execute adjustments in line with a set investment policy). The benefits of discretionary managed accounts can be:
- For investors, that they can 'set and forget' and rely on the manage account provider to make portfolio adjustments for them
- For advisers, particular financial planners, it means that they can focus on client planning and perspective rather than detailed portfolio management functions
- For portfolio managers and investment platforms, it can allow them to create a product or service offering without the need to liase with investors directly
The cons of discretionary managed accounts can be:
- For investors, it means very much trusting the discretionary managed account provider to do the right thing, and they lose a level of control
- For advisers, it means that there could be increased risk if the discretionary managed account provider (which could be them) effects adjustments to portfolios that may not go in the favour of the investor
Single vs Household Managed Accounts
As managed accounts have grown over the years, there has been a natural desire then to not only view and managed investment portfolios of pools of monies into a managed account structure, but also the desire to look at the aggregate of managed accounts across multiple different house hold accounts. This raises a number of permutations of how house hold assets can then be managed whether they be aggregated before being managed to an investment strategy, or whether each household account is managed to a strategy and then aggregated for reporting purposes, and various combinations of the above also.
Centralised vs De-Centralised Managed Accounts
Different from advisory vs discretionary which describes the client engagement model, there are also the way that managed accounts that are operated which can generally be split into:
Centralised managed accounts – where a centralised portfolio management group typically undertakes to monitor, rebalance and make adjustments to client portfolios. The pros of this approach are:
- That there can be core skills focus by speciflist resources looking at all client portfolios
- That there can be efficiencies of scale by having such a specialist team
The cons of this approach however are:
- That the centralised group may be a step removed from the client relationship, and hence all decisions are more 'product' focussed rather than client focussed, limiting how tailored the managed account service to the investor client can be
- Those who are responsible for the relationship with the client may be somewhat effected by the decisions of others, and have to support or defend decisions made
De-Centralised managed accounts – where essentially individual investment advisers (or their assistants) take responsibility for the delivery of the managed account service themselves. This has the pros that:
- The service can be offered with close consultation with the investor clients
- The adviser will be more aware of every decision made for the client portfolio
The cons of this approach are however:
- That there may be less controls over the managed account portfolio operations and process, which may introduce compliance risks
- That this takes time, effort and costs for advisers that may be better to focus their efforts elsewhere
It is observed that households with larger asset values are both seeking and receptive to these multiple account structures as they support asset protection, structuring and tax advantages in some cases also.
De-mystifying Managed Account Terminology
Over the years, there has been plenty of jargon and acronyms introduced associated with managed accounts, some of them defining something that is a regulatory structure (or nearly), and some describing essentially a product or service offering.
Whilst given the lack of absolute definition in many cases, below is a summary of what appears to be the best generally accepted uses of key managed account phrases:
SMA (Separately Managed Account) – SMAs arrived as the first productised managed account structures, with the benefit of each investor seeing the investments they held as a proportion of a pooled investment structure. Like all managed accounts, they provide a more transparent way of investors seeing what specific investments they own, and often the benefits of being able to port the investments out of the SMA should the investor wish. As a first entrée into managed accounts as a product, the SMA proposition was first off the rank. Many SMA's use portfolios of listed securities, however like most managed accounts they are generally not restricted to such.
MDA (Managed Discretionary Account – Unlike SMAs that are typically within a product structure, MDAs really describe a way that a managed portfolio is operated, typically identified by the name and fact that someone has a discretionary ability to alter the clients portfolio as agreed with the investor client. MDAs are often therefore defined in regulation as the transfer of authority of discretion is something that has risk associated with it. Because MDAs are a way that a portfolio is managed, they can extend beyond model portfolio security based propositions to include areas like FX and derivative trading.
IMA (Individually Managed Account) – IMAs is a name that is derived largely from the investor experience in that it is usually an experience that is tailored around the individual client. IMA is not a legal definition in any way, and hence IMA is more a marketing term than anything that defines a product or regulated structure. Because of the phrase 'individual', most IMA services are therefore geared around a high level of personalisation of the experience to the client, the way that they desire to hold their assets, and are put in perspective of how a firm offers an IMA, whether advisory or discretionary. Because an IMA is tailored around an individual, and the work and judgements often associated with such, IMAs are usually for high net wort or institutional portfolio sizes. IMAs may contain broad ranges of investment securities from funds, stocks, bonds, cash, trusts etc.
UMA (Unified Managed Account) – Like an IMA, a UMA is not a term enshrined in regulation, but more a service description term. UMAs can be seen as often the extension of SMAs and IMAs together and are typically for high net work portfolios that are seeking a level of personalisation around asset allocations, with often SMA type portfolios for each asset class. Sophisticated UMAs may support the aggregation of assets from various household accounts into a blended overall portfolio with either SMA or IMA like 'sleeves' for more specific account / asset class portfolio management.
DFM (Discretionary Fund Manager) – The term DFM is broadly used in the UK to describe a discretionary managed investment portfolio, and in many ways can be regarded as similar to SMA or IMA operated with MDA type operations. Because of the way that these terms arrived, there is not a close correlation between them and the overlap can be confusing. Because of the tax advantages of holding assets in funds in the UK, DFM portfolios are often portfolios of underlying managed funds although can contain securities, bonds and other instruments also. DFM providers typically serve the higher end of the market with a more personalised approach, although many have started MPS offerings (see below) for the broader market. DFM solutions have some advantages of 'Fund of Fund' propositions in that they provide a more descriptive and transparent experience for the consumer and adviser.
MPS (Managed Portfolio Services) – MPS services in the UK are generally DFM services that typically have little or no level of personalisation but manage an investment portfolio to a set model portfolio mandate of funds or securities.
'Rep-as-PM' – is a term used in the USA where a representative of a firm manages an investor portfolio directly rather than putting the client into a more productised alternative like an SMA. Rep-as-PM as a proposition has grown considerably over the years as it allows a more direct adviser to client relationship and also reduces the necessity of product structures (like for SMAs) allowing more margin to go into an advice firm as opposed to third party product providers.
Comparison of Different Managed Account Types
Below is a table with a best comparison of managed account types. Clearly this is not a 'black and white' landscape..
The Managed Accounts Journey
Managed accounts have developed through the introduction and advancement of technology, and with that advancement, the type and nature of managed account offers has developed, evolved and transformed. Below is a summary diagram of the key developmental paths that we have observed managed accounts evolve.
One of the key barriers in the development of managed accounts is the transition from a 'product' mentality in their operation to the more recent managed account offers that operate with a high degree of 'service delivery' to clients. This is a key evolutionary step in line with most industries that move from product focus to service focus, and create complexities for operations and technologies.


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Searching for automobile liability insurance? Want to know where to find inexpensive automobile liability insurance quotes from respectable companies? Read on…
Automobile Liability Insurance
Liability auto insurance is the core of a car insurance plan. With the exception of New Hampshire and Wisconsin, most of the countries require that you have this policy.
If you're at fault in an automobile incident liability policy pays physical injury and property damage expenses for those you hurt. Additionally, it pays for their medical bills and lost wages, also it pays for your legal protection bills and court charges if you're sued.
Liability insurance is written as three levels. For instance if you reside in the country of New York, the minimum accountability requirements are 25/50/10. That means you must carry:
$10,000 worth of property damage coverage per accident
Collision and comprehensive coverage – liability coverage doesn't pay for the price of repairing or replacing your car if an crash, so you might need to obtain collision and comprehensive coverage.
Collision coverage pays to repair or replace your car if you're involved in an crash. Extensive coverage pays to repair or replace your car as soon as your car is stolen, or if it's ruined by vandalism, fire, or acts of nature.
PIP (personal injury protection) – This policy pays for your own passenger's medical expenses once you're involved in an crash. Additionally, it pays for your family's medical expenses once you're struck by a car while walking.
Uninsured motorist policy – This pays for expenses associated with your injuries brought on by an uninsured driver, an underinsured driver, or even a hit-and-run driver.
Affordable Auto Liability Insurance Quotes
The very best way to find inexpensive Corrugated Box Manufacturers Insurance would be to go to an insurance comparison site where you are able to get rate estimates from a lot of different businesses.


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Rihanna might be one of the world's biggest stars with some of the best fashion designers on speed dial, but after we spotted these photos of the Umbrella singer, its clear you don't need a mega-budget to get a piece of her oh-so-cool style.
Although she's rumoured to have split with her on-off beau Chris Brown, RiRi was snapped out and about in New York looking seriously chic. Her outfit, made up of a cute pair of denim hot pants, a motif tee, a black tux blazer and a pretty Chanel charm necklace has left us pining after her '80s look. However, it was her scarlet arm candy that really caught our eye…
She toted the iconic Céline Paper Bag clutch but luckily for us, high street fashion favourite Zara have come up trumps with their hot version. Featuring a contrasting hot pink roll with a tomato red body, we reckon that this bargain £19.99 number rivals it's designer counterpart.
Latest Stories
We're in love with this hot clutch – so much so we'll be snapping it up in black, tan and aqua too! Well, what are you waiting for? Click on th link below and treat yourself to Rihanna's £19.99 'It' bag. Just be sure to tweet us a photograph at @Lookmagazine to show us how you wear it!
By Maxine Eggenberger, 10th May 2013
Remember, you can buy the digital edition of LOOK magazine for your tablet or iPhone. And don't forget to rate it in iTunes!


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Cacao nibs are made from pure raw peeled cacao beans.
Unlike processed chocolate, raw cacao is packed full of vitamins, essential minerals and antioxidants, and health benefits include:
- Natural mood-enhancing nutrients
- Increases the amount of seratonin your brain produces, creating a balancing effect and sense of well-being
- A natural appetite supressant
- Plays an important role in heart health and brain function through its content of iron, omega-6 fatty acids and theobromine
Raw cacao even has more antioxidants than green tea or red wine which means it has the antioxidant power equivalent to vitamin C!
Ingredients: 100% Organic cacao nibs
Flavour: Deep rich chocolate flavour


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Know more about this business than we do? Cool! Please submit any corrections or missing details you may have.Help us make it right
Be the first MassLive.com user to add photos or videos of Click Basics
Clickbasics is located at 394 Under Mountain Rd, Lenox, MA. This business specializes in Internet Services.


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Bridal Makeup Artist, Chennai
5.0 | 10 Reviews
Price for 1 function
For AirBrush Bridal Makeup
It takes small things to make a moment special, but those small things make a huge difference! Hi guys, I Nandini chokkalingam ( Miss Chuckle ) a professional makeup artist is always at your service from party, bridal, fashion and all other makeup services. You name it and we have it! My Team and I will help you have the best look on your special day and make it even more special! Just book us... Read more
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Thank you so much for making me look so pretty on my wedding and reception. Many known bridal makeup artist are just a scam now and money minded. But Nandhini actually does care about brides. You c... Read more
It was plaesure working with nandini she made me look like a complete Tamil bride and can't thank her enough for such a amazing job.would definitely recommend her for all the functions.Thank you ag... Read more
I would say Miss Chuckle by Nandini is the best makeup artist i have seen so faar! So professional at such a young age!! Flattered! She bought the best in me and what a character!! So friendly,flex... Read more
Miss chuckle by Nandini, extremely talented and young energetic makeup artist..She truly knows how to make you feel comfortable with her amazing work...I always love her work..
Nandini is an awesome makeup artist. Her passion for her work shows in the outcome. I'm so glad that I got my makeup done by her. She was really sweet, personable and so easy to work with. She knew... Read more
Unimaginable awesome experience with Miss Chuckle by Nandini very young energetic female doing a great job in bridal makeup. She transformed me into a different person on my special day. Very much ... Read more
She's amaaaaaazing at what she does! Fast and efficient and she makes you feel really comfortable. Has and amazing flair for fashion and bridal make-up and has amazing pallets. Please do trust her... Read more
She is the cutest MUA ever! With so much attention to detail and enthusiasm, she is is a bundle of joy. She keeps you extremely comfortable and understands your sense of style and doesn't force any... Read more
Miss Chuckle aka Nandini is extremely fun to work with! She comes up with such innovative ideas and makes the whole photoshoot alive. I have gotten makeup done by her only twice but both the times ... Read more
Unexpected wow experience with Miss Chuckle. Young energetic female doing a great job in bridal makeup. Worth for the price. I would recommend to all my friends and family. She is very sincere to ... Read more
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15 hours ago
Thursday, May 8, 2008
2 comments:
- Durable Goods said...
I love the way Dad pushes X out of the screen at the end. Hope there wasn't something sharp in the way!
- May 15, 2008 at 11:45 AM
He only kept falling back for over a minute. I had had enough of him falling back on me. :)
- May 22, 2008 at 4:10 PM
Subscribe to: Post Comments (Atom)


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My Style Edit – Isabel Marant
My Style Edit – Isabel Marant
Isabel Marant's current collection is inspired by the 80's and as always she added her influence and created a super cool wearable collection. This Milton Checked Ruched Poplin Dress embodies the 1980's punk rock theme yet is so current and easy to wear.
One of my favourite reasons for loving Isabel Marant is that I can pull out a piece or an accessory from her collections from many seasons ago, like these sandals, and they work with one of her current season dresses. I regularly mix and match her skirts, pants and tops from different seasons and they always work. Her collections are timeless.
For those of us who can't afford Isabel Marant pieces, her '80s influence will still find a way into our wardrobes this season. The 80's trend is everywhere and it is a lot more wearable this time around.
On another note this fabulous Simon Miller Bonsai Mini Leather Tote that I purchased in New York is now available on Net – a – Porter. I find myself taking this bag everywhere and I always receive compliments. It fits all the essentials, phone, keys, lipstick and a coin purse and is one of my favourite accessories coming into summer.


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We help you grow your business
from inception to lift-off.
Our Process
Painless process
"Imagination is more important than knowledge. For knowledge is limited, whereas imagination embraces the entire world, stimulating progress, giving birth to evolution."
— Albert Einstein
We Help You Expand
your online presence
VP Group Development is based on a thorough understanding of your business unique operating environment and the state of relevant current and emerging technologies.
About VP Group
We are the best software and website development agencies in the region, with more than 15 years of experience in the sector, always looking to exceed the expectations of our customers. Read More


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"Counting to Zero:
We want every child to hear Gods word every week!"
Now that's a big vision. But we don't see a reason why there should be one single child that does not hear about the love and power of God every week. This is what we all work towards. Children are precious and loved by God. We meet them where they are and invest into their lives: childlike, practical and relatable. That way we can build a foundation for hope, future and a responsible live.
Core Values


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Writing any literary piece, whether it be a poem, a short story, or a novel, is a complicated thing. This is because of the effort one should extend in creating a literary piece. Not only that, but if one is new at being a poet, the more he will find it hard, especially in terms of composing his own piece. For this reason, certain processes are recommended for a poet to follow. This will certainly ease the task of being a writer or a poet in particular.
There are many things one should consider in being a writer. First and foremost is the place where he will work on his literary piece or a poem in particular. Next is the means through which he will write his piece, which may include the pen, paper, or notebook, whichever is the case. The time in which one writes a poem is also a thing that one should consider as a writing process.
In having the right writing process, a poet also considers how he prepares to write his piece, whether he has his trial and practise, or he just sits down and starts to write, or he meditates first. One's writing practise, particularly that of a poet, also includes the method by which he writes. Also, the process of editing or revising one's work is also a part of his writing process.
The various things practised by an individual to write his poem or any other literary pieces are just part of his writing process. Also, the process by which one writes a poem is the determining factor whether he will be a successful poet or writer.


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bread, beef, cheese
A cheeseburger is a hamburger topped with cheese. Traditionally, the slice of cheese is placed on top of the meat patty, but the burger can include many variations in structure, ingredients, and composition. The cheese is normally added to the cooking hamburger patty shortly before serving, which allows the cheese to melt. As with other hamburgers, a cheeseburger may include toppings, such as lettuce, tomato, onion, pickles, mustard, mayonnaise, ketchup, or bacon; examples of less common toppings might be spinach ...
Sept. 10, 2018 - by: itisclaudio
burger (American)
A hamburger or burger is a sandwich consisting of one or more cooked ...
by itisclaudio (2 ) Personal: Only owner can add dishes
Common dishes you find in a restaurant diner in the US


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Ann Arbor to use V2V technology to prevent car crashes
June 5, 2012
A CNET article on May 23 highlights UMTRI's Safety Pilot Model Deployment program. The article notes that the UMTRI study, funded in part by the DOT, will focus on system reliability and consumer response to connected-vehicle technology to figure out which alerts and types of communication are most effective.
Read the full article.


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The History of Automotive Safety Glass
- Posted by agency-it
- On September 13, 2018
- 0 Comments
Does your windshield need a replacement? Stay safe and receive high-quality auto glass repair in AZ. At Prolite Auto Glass we address your windshield problems with experienced glass installers and quality safety glass materials.
How Automotive Safety Glass was Invented
The invention of shatter-resistant glass has brought numerous positive changes to the colorful history of the automobile industry. The history of shatterproof/safety glass is one that started with a revolutionary discovery. It all began with an accident. No really–the creation of shatter-proof glass was a fluke!
French Chemist Edouard Benedictus had an assistant who had failed to remove the residual cellulose nitrate solution from a glass flask that had previously been filled with it. When the chemist accidentally dropped his glass flask, the broken glass adhered to a thin layer of plastic that had formed inside the container from cellulose nitrate. This same chemist went on to create the life-saving buffer found in the bullet-proof glass.
A Tumultuous Timeline
- The Roaring 1920's saw the birth of the Jazz Age, the end of World War 1, and the placement of laminated glass in stylish vehicles like the famous Hudson Roadster and the classic Oldsmobile. Today, laminate glass windshields are much stronger than their 1920's predecessors. Still, laminate windshield inclusion played a pivotal role in the popularity found in vehicle safety features.
- Later, in the 1930's, tempered glass became another available option. Laminate windshields had made their way into the standard features of many vehicles and were quickly gaining interest, inspiring inventors to perfect it. A few years later in 1937, federal regulations required the use of safety glass in automobiles.
- The 1950's saw transparency in laminate windshields increase. The bubbles that formed in the laminate during the heating process had become a safety concern instead of a safety feature. In 1959, the emergence of float glass created a durable safety barrier.
- A year before the 60's decade came to be, glass-making was revolutionized by something called the Pilkington Process. This process involves floating, heating, and molding molten mixtures of silica, water and other ingredients in controlled chambers and is still used today.
- In the 1970's, after the "happening sixties" safety became a huge consideration for vehicle makers. The National Highway Traffic Safety Administration (NHTSA) was created to regulate on-the-road vehicles.
- Our current auto-glass windshields are made of three layers of materials. Two layers of tempered glass and one sheet of Polyvinyl butyral are fused seamlessly together to create flexible, durable windshields. We continue to improve on auto-glass window safety.
Trust Our Safety Glass
At Prolite Auto Glass, we take your safety seriously. Contact us today to learn how we can help you with your auto glass needs.


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Pot to Plant AM & PM
July 3 - July 7, 2017
Whether your student has a green thumb or is addicted to Instagram or Pinterest (or both!), terrariums are trending! Let your students build their own terrarium from pot to plant, designing every element along the way. Beginning with the creation of a unique vessel out of clay, to the careful painting and adornment of the pot, creating decorative elements and accessories like small animals and characters, all the way to garden design and selecting your favorite succulents, you student will walk away with their own magical mini-gardens.
AM: Pot to Plant
(Ages 4-7)
9:30am - 12:30pm*
*includes small snack and break
$350 Non-Members/$325 WAC Members
PM: Pot to Plant
(Ages 8-12)
$250 Non-Members/$225 WAC Members


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It is a strange thing to be asked to write a guest post about mistakes. Should I be insulted? Is having failure as your recognized expertise a good thing? Oh well, I've come to terms with the importance of mistakes.
Mistakes are simultaneously the best source of learning and the worst way to learn. Best, because our most profound learning and most evident opportunities to learn spring out of our failures (see Liane's post on higher quality mistakes here). Worst, for at least four reasons:
- Learning from real-world experience just takes too damn long.
- Mistakes carry risk.
- We can extract the wrong lessons from our failures.
- High stakes failures can permanently damage trust and team dynamics.
Here at ExperiencePoint, having helped build change and innovation capability on six continents, we've come to the inescapable conclusion that you can't build change management or innovation capability without giving people a chance to make mistakes together. We build simulations that allow people to make those mistakes in a low-risk situation.
Change leadership and innovation are necessarily collaborative pursuits. To give people the opportunity to practice as they perform, we put participants into teams to tackle simulated projects in a web-based environment. With complex issues like change and innovation, simulations provide both content knowledge and practice fields for team dynamics.
» Make the context realistic, but not real. If your context is too fantastical or removed from the team's real business issues, then the learning will be isolated to that fantastical context. It has to be real enough that people will demonstrate some typical behaviors that they can reflect upon. At the same time, if your learning environment is the same as everyday work, people will often defend their current approach instead of trying new ones.
» Don't be afraid to shine a light on mistakes. We all want the delicious hot-dog, but don't want to see how it gets made. It's a counter-productive desire, as messiness is where the value is. Provided you have set the context as a learning opportunity with safety around mistakes, you don't want to let anything slip. Ask people what conditions and conversations led to flawed decisions.
» Allow for pain, but contain it. Mistakes are the richness that allows people to learn, but if you hang people out to utterly and consistently fail, you can compromise engagement, reputations, and self-esteem. Keep an eye out for just enough mistake-making to reflect upon. It's invaluable for that domineering jerk to see how they warp a team, but they can corrupt that team beyond repair if appropriate boundaries aren't set.
» Model best behaviour… eventually. Traditional learning theory suggests that we should teach people ideal models, and expect them to adapt. With a good simulation, it can be helpful to allow people to explore counterproductive behaviours, like telling instead of questioning a team, before holding up a mirror, providing some scaffolding around new concepts, and helping them to try out those new concepts.
It took a great many mistakes for us to arrive at these lessons ourselves. Hopefully, you can avoid making some and learn from ours!
Andrew Webster collaborated with Liane Davey, Vice President of Knightsbridge Leadership Solutions and the Lead Team Effectiveness to explore the importance of making mistakes. The article was featured on Liane's Change Your Team community blog.


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Pierpaolo Piccioli traded the regal Hôtel Salomon de Rothschild for an airy courtyard for the Spring 2018 Valentino show. He sent out glimmering jackets, sequin gowns, and sexy little dresses for Valentino women of all ages. Sarah Mower's review will be posted soon; until then, keep reading for all the news from Valentino Spring 2018.
Red Might Be the Brand's Signature Color, but Today Was All About PinkFrom the Haim sisters in the front row in matching rose-colored coats to the many shades of blush on the runway, it was clear that pink is the Valentino color this season. Amplifying that was the dramatic pink blush that some models wore sweeping up to their eyebrows.
Daywear Got a Metallic SheenThe cargo jackets, shorts, and miniskirts that opened the show all had a reflective, shimmery coating to give them an elevated spirit.
Even Sportswear Was Worn With PumpsValentino has had success with its sneakers, but today's show was all about the pump. Pastel-colored pumps were worn with many looks, making skirts look all the mini-er.
The Gowns Were Glitzier Than EverDisco-worthy sequins might be the season's most dominant trend. At Valentino, Piccioli closed the show with full-length dresses smothered in silver sequins. Look for them on the red carpet this winter.
Valentino Spring 2018 Ready-to-Wear


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Bro. Jason Hensley from the Simi Hills Ecclesia in California was kind enough to speak at the Seattle Christadelphian Fraternal Gathering this year, and shared some wonderful thoughts from the life of Hezekiah. Enjoy!
Class 1: When Reality Looks GrimDownload
Class 2: A Day of Trouble, Rebuke and BlasphemyDownload
Class 3: Hezekiah's JubileeDownload
Class 4: The BabyloniansDownload
Class 5: Hezekiah's LegacyDownload


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From time to time we all get the feeling of insecurity or self-doubt. I know feel like that every now and then, but why? Sometimes I think twice about blog posts and if I should post it. Perhaps there is a small fear of what others have to say of my thoughts and opinions, but is this not silly? Perhaps its the ego that gets bruised when it meets opposition.
So is it then the need to be accepted and respected as an individual that we all seek? A community? Some kind of support for what one does? It is ironically funny that one just needs to look at online social websites where everyone is free to comment and encouraged to do so. More often than not there is always negative feed back of a persons thoughts or opinions. Do some of us just dismiss the fact that we are all individuals on different paths of discovery in life. Where I am now does not necessarily mean that is where I am going to be in the future. We all evolve and mature. From infant, to child, teenager and to adult, our views and opinions change and evolve according to what we learn and perceive. The idea that one person has the power of another's insecurity in their hands is quite a thought. That means, that one person has the emotional control of another person who has voiced an opinion, in their hands. The action of that person will determine the others feelings and his interactions with others, if has a significant effect. We are all connected.
So I suppose the lesson one can draw from these insecurities is to know yourself. Accept that we are forever learning and our opinions are evolving and changing. We are living a journey and to be able to discover yourself and develop self-awareness and self-realization, is probably, in my opinion, one of the most important things you can invest in, especially in the world and society we are currently living in.
Here is a brief little article I wrote about insecurities and self-doubt. Happy Thursday!


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Planning consent secured for 130,000 sq ft Rutland Mills arts masterplan in Wakefield
17 April 2018
Architecture practice HawkinsBrown has won planning and listed building consent for its 130,000 sq ft masterplan to regenerate a complex of grade-II listed Victorian Mill Buildings on the River Calder in Wakefield.
Sited next to the Hepworth Wakefield Gallery, Rutland Mills will form a new phase in the Wakefield Waterfront masterplan.
The project is set to expand the creative, art and cultural programme currently led by the Hepworth.
HawkinsBrown have been appointed to in December 2015 to develop designs that aim to regenerate the Rutland Mills complex into an arts-led mixed-use development.
Katie Tonkinson, director of HawkinsBrown's Manchester studio, said: "Our vision for Rutland Mills is for a rich mixed-use, inclusive, creative and cultural cluster.
"The rich and diverse offering at Rutland Mills will entice visitors already following the Yorkshire Sculpture Triangle to prolong their stay in Wakefield, while providing a new and exciting destination for the local community."
The approved design repairs and repurposes a complex of mills which have remained derelict for almost 20 years. HawkinsBrown will undertake remedial work on the grade-II listed buildings, with new interventions such as external towers for lifts and circulation touching lightly upon the historic fabric.
The shape of the mills' 34m high chimney, which was demolished in 1982, will be recreated by a steel lattice structure that will be internally lit at night to create a beacon for the complex.
A total of 32,000 sq ft of space will be created in new buildings built in brick alongside the mill buildings. The vision for the complex includes studio space for artists, designers and musicians; workspace for the digital and tech industries; artisan craft and makers; commercial space; retail; restaurant and hotel offers; event and gallery space and education.
The masterplan will also deliver new public realm, including a central courtyard event space, gateways, and a new route to the River Calder.


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Junior coaching sessions for 2016 will be held on Tuesday evenings (7.00 pm to 8.30 pm) commencing 14 June 2016.
Coaching sessions are open to all Junior members (including beginners) and are designed to help young golfers improve their golf game, learn about the etiquette of golf, and meet fellow juniors and members.
Junior membership at Dullatur Golf Club is fantastic value at just £60 (for those aged 10 to 14) or £90 (for those aged age 15 to 17) for the 2016 season. Better still, Junior membership is FREE for the first child or grandchild of any Full Adult Member (subject to terms and conditions).
Don't have your own golf clubs? No problem, we have a number of sets of junior golf clubs available, just bring yourself and some suitable footwear (a pair of sturdy training shoes is fine if you don't have golf shoes) and get involved!
It would be helpful if those who would like to attend coaching sessions could register in advance by emailing email@example.com so we have an idea of numbers.


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Modesto's Indoor Air Quality Service Experts
Honey's Air & Solar can help improve your home's indoor air quality in Modesto, CA. We inform local homeowners about the air pollution inside their homes with thorough testing services. Our testing services could help solve chronic indoor air problems. As an established local company, we enjoy giving back to our community by contributing time and money to worthy causes. We continue to partner with Costco's Children's Miracle Network fundraising team. We're also proud to be sponsors of the Kat Country Cares for Kids St. Jude Radiothon. We want you to feel confident in our services, and that's why we offer the No-Stinger Promise.
This Guarantee Covers:
- Our craftsmanship
- The price we agree on
- Your comfort
- Your peace of mind
Prevent Allergies in Modesto With Air Quality Testing
Major allergens in your indoor air can cause health problems to grow. The team at Honey's Air & Solar can test your air quality to see what type of particulate matter is floating around inside your home. We've discovered that unpurified air in many houses can include varying combinations of dangerous substances. We've found smoke, bacteria, mold, pollen, and dust mites in homes we've tested. Our goal is to provide you with a better picture of what you're inhaling on a daily basis.
Poor Indoor Air Quality Contributes To:
- Allergies
- Asthma
- Breathing issues
- Illness and lethargy
Air Filters Reduce Poor Indoor Air Quality
Sometimes changing the type of air filter you're using can make a difference in the quality of air you're breathing at home. We've got lots of affordable solutions that can reduce air quality issues. Our technicians will know whether a MERV 11 or a MERV 16 filter is the best replacement for your current one.
We recommend the Lennox PureAir and PureAir S systems when you want to remove dangerous air particulates throughout your home.


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YIHONG Fairy Lights Battery Operated 8 Modes String Lights 39FT Copper Wire 120 LED Starry Lights Firefly Lights Remote Control with Timer for Wedding Halloween Christmas Party Decor (Warm White)
Regular price $13.99
- Whimsical Decor for Holiday Seasons -- With 120 micro Leds dotted along 39feet copper wire, these fairy lights emits nice warm white glow, plus various modes of flashing options controlled by a remote, you can use them to decorate your wedding ceremony, Halloween party, Birthday etc.; adding some whimsical ambiance to your home and garden.
- 8 modes of lighting and flashing available, which are: Combination;In wave;Sequential; Slo glo;Chasing/Flash; Slow fade; Twinkle/Flash; Steady On;
- A Remote Makes All the Difference! -- with a remote in hand, you can easily turn on/off the lights;set them in timer to auto on and off each day;adjust the brightness;switch from flash to twinkle to slow fade to steady on etc.; ALL IS IN YOUR CONTROL!
- Waterproof-- The wire parts of the string lights are fully sealed, thus making it submersible, but the battery case is only IP 44 waterproof, so it can meet normal use outside but not enough to put under water directly, feel free to put the wire parts with micro lights into your water fountain to create amazing water scene.
- Battery operated string lights(NON PLUG-IN) -- Require 3 AA batteries for each strand; Fresh AA battery(not included) can last for up to 5 days with continuously STEADY ON Lighting, let along on flashing mode; with timer set for 6 hours on each day, they will last for more than half a month without problem.
String length: 39ft
LED Qty: 120pcs
Light Color: warm white
Power supply: 3xAA battery (not included)
CR2025 coin battery for remote (included)
Battery case size:3''*2.4''*0.9''/8*6*2.2cm
Wireless operating range up to 12ft/3.6M (please point the remote to the battery case)
1. the battery case is not fully waterproof, cannot be used outside with heavy rain or to immerse the whole product into water.
2. please don't use the product with temperature higher than 104°F (40°C) as AA battery cannot be used above that temperature.
3. Please purchase AA battery from reputable retailers or choose reputable battery brands to ensure product safety.
4. Please clear out dust and moisture in the battery case before installing batteries.
Package Includes:
1x string lights battery operated(39feet)
1x remote
1x user manual


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B3 X Beyond Yoga 7/8 Legging
Select a size
An extra-high waistband and a long-crop leg are just part of what makes these B3 x Beyond Yoga leggings so special. Super-soft quick-dry Spacedye fabric keeps your body supported and comfortable.
Fit + Fabric:
- 87% Polyester
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- B3 detail on leg
Behind the Brand: Beyond Yoga is a female owned luxury athleisure brand promoting body positivity and confidence. Combining both fashion and function, all styles seamlessly transition from studio-to-street, and are made in the USA.
*Final sale. This item cannot be returned or exchanged.


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We were off racing across the St. Lawrence — cold salt water and wind pummeling our faces … We followed the tall plumes of mist from the humpbacks blowholes and arrived in time to see them dive.
Author: travellntruman
Noble retreat: Once home to dukes and bishops, today Lake Constance is the playground of well-heeled Germans, Swiss and Austrians
Lake Constance boasts a wealth of palaces, castles and monasteries set amid a stunning landscape
Brit stops: Hopping trains and tubes to find hidden gems in and around London
By Nancy Truman There's always plenty of reasons to visit Royal haunts when travelling to England but it must be said that many of the country's charms are of a smaller scale — and they're just a Tube or a train ride away from the madding crowds. Here are some suggestions to get you started: … Continue reading Brit stops: Hopping trains and tubes to find hidden gems in and around London
Savouring Sylt: Germans love this North Sea island for its health and wellness culture; the local and organic foodie scene is just a bonus
The Frisian Islands — located off the Netherlands, Germany and Denmark — form one of the few remaining large-scale, intertidal ecosystems in the world and is a UNESCO World Heritage Site.
Anguilla is the tiny Caribbean island you're due to visit
This 91-sq.-km limestone island, which relies on tourists filling its hotels, eating at its fine restaurants and enjoying its 33 pristine beaches, took Hurricane Irma in its stride.
Go to Berlin's fashion district to find what you won't in New York, Paris or Milan
Sometimes the best couture is literally underground: Discovering German fashion in the Hackescher Markt.
Home and away: That time I crossed the pond to find my Scottish roots
It was clear we were Lindsays, but like all stories passed down over generations, ours had become a bit muddled.
Ste Chapelle: A hidden gem in the City of Light
Neither relics nor history draw tourists to the chapel on Isle de la Cité in Paris. Instead, it is the 6,458 square feet of stained glass illustrating more than 1,100 biblical stories from Genesis to the Passion of Christ.
There may be plenty of celeb sightings in Antigua, but whatever you do, don't mention it
But celebrities aren't the only ones who come regularly to enjoy Antigua's 365 beaches and warm steady trade winds.
You have to leave your resort to find Fidel's and Chè's Cuba
In most urban areas, scaffolding and fencing wrap long-neglected colonial buildings that will soon be home to restaurants and hotels, signs of the "entrepreneurial" growth slowly budding under Raul Castro's government.


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Selection Process: Personal Interaction (PI) How to Apply : Eligible candidates apply in the prescribed format, should be typed or trailing stop forex robot neatly handwritten in English on a good quality "White A-4 Size" paper. If you were entitled before you make your claim, you can ask for benefit to be paid for an earlier period of up to 3 months. An examining doctor or other medical professional will assess you after you make your claim. The Online registration of application start from and registration end. There is also more information about nominating a helper to collect benefits for you. For the current rates of Constant Attendance Allowance go to the website. Idbi Bank Recruitment of Assistant Managers, Specialist Cadre Officers and Executives in the year 2019. (2) Minimum 07 years work experience.
Benefits for people who are sick or disabled
They did not ask me any questions face-to-face and addressed all their questions to my support worker. If you've been awarded a Guaranteed Income Payment under the Armed Forces Compensation scheme or 50 or more, you will be eligible to claim an afip. Even if you are not committing fraud, you can cause an overpayment, that will have to be repaid. This provides help for injuries, illnesses or deaths caused by service in the Armed Forces on or after If the period of service which caused your illness or disability was before this date, you can get help from the War Pension scheme. You might also want to claim extra allowances or alternative payments when you make your claim. Application Fee : 150/- Intimation charges only for SC / ST / PWD Candidates. You may also be able to claim Council Tax Reduction to help with your council tax.
Idbi, bank, recruitment 2019 - Apply Online for
He/ she must be medically fit and have mobility for carrying out work at branches. You can also do voluntary work or approved work on an unpaid trial basis. The fee should be made through online payment mode. Structure of Examination (Composite Time 90 Minutes Name of Tests. The Candidates have to make the payment of requisite fee/intimation charges through online mode only.
An Email SMS indicating the Provisional Registration number and Password will also be sent. You only get this if you are getting Constant Attendance Allowance at one of the two higher rates, and your care needs are likely to be permanent. However, Working Tax Credit may affect other income related benefits you get, for example, Housing citizens bank work from home jobs Benefit. Idbi Bank Executive Recruitment 2018 Notification has been published on 6th February 2018. Age Limit, pay Grade, general Manager 01 35 to 45 years, grade. Also, the Department for Work and Pensions, HM Revenue and Customs and most local authorities have policies which say they will not discriminate against you because of other things, for example, if you've caring responsibilities. You can find more information about afip on the Veterans UK website.
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The idbi Careers 2018-19 for Executives Online registration open from 6th February 2018 and close on 28th February 2018. You should do this within one month of the decision. The last date for receipt of application is 28th November 2018. There are four rates of benefit. How is Disablement Benefit paid Disablement Benefit is usually paid directly into your bank, building society or Post Office card account. Candidate should note down the Provisional Registration Number and Password. PIP is for people aged 16-64, DLA is for people under 16, and AA is for people aged 65 or over. The Department for Work and Pensions states the extent of your disablement as a percentage.
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Candidates have a valid personal email ID and mobile number, which should be kept active till the completion of this Recruitment Process. You can appeal against a decision to impose a civil penalty. The online registration portal for Specialist Cadre Officers posts will be available soon. If you've moved within the EEA, getting Attendance Allowance, Carer's Allowance, the daily living component of PIP or the care component of Disability Living Allowance from the UK may be affected if: you can get a sickness benefit from. If you are worried about whether you might be suspected of fraud, you are under investigation or you've been convicted, or if you've been asked to repay an overpayment of benefit, you should consult an experienced adviser, for example, at a Citizens Advice. For the current maximum rate of Reduced Earnings Allowance, go to the website. Statutory Sick Pay or, employment and Support Allowance, if you work, you may be entitled.
DLA is paid as long as you've care or citizens bank work from home jobs mobility needs. If you want to claim a War Pension or help from the Armed Forces Compensation Scheme, you should get in touch with Veterans. Manager Treasury MBA/ CA / CFA / or Degree with adequate Treasury Professional Diploma / Certificate. How to Apply : Eligible candidates can apply only online through idbi Bank official website. You must usually be assessed as having at least 14 disablement to get benefit, although there are exceptions to this.
For information about Working Tax Credit, see Working and child tax credits. If you work, you may be able to claim Working Tax Credit. Even if you can't claim any benefits, you may be able to get national insurance credits if you are unable to work or you are a carer. Personal Independence Payment Personal Independence Payment (PIP) is a benefit for people aged 16-64 with a long term health condition or disability. Help is also available if you are on a low income. From in some parts of England and in Wales, if you're 16 or over and you report a change that might affect the rate of DLA that you get, the DWP will invite you to make a claim for Personal Independence Payment (PIP) instead. The amount depends on your percentage disablement and your age. 03/2018-19 Name of Post Age Limit Payment and Allowances Retired Employees Not more than 65 years at the time of empanelment and must be healthy and have mobility For Officers in Grade E : citizens bank work from home jobs 2000/- per actual. Candidates possessing additional qualification of MBA (Finance) / CA / icwa / CFA / MA (Economics with statistics) / caiib / Financial Risk Manager (garp) / Professional Risk Manager (prima) or other equivalent specialized risk management certification would be preferred. Deputy General Manager 06 35 to 45 years, grade D, assistant General Manager 36 28 to 40 years. (5) Must have at least 3 years of work experience in the relevant field/ work area and/ or have handled credit for a minimum of 2 years.
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You can get extra money if you've dependants. Advertisement.7/2018-19, name of the Post, no of Vacancies. Disability benefits helplines, disability Living Allowance, citizens bank work from home jobs the Department for Work and Pensions (DWP) provide a Disability Living Allowance Helpline. They were investigating me for fraud and came to my house to interview. More about Personal Independence Payment if you're already getting DLA Who can get Disability Living Allowance From, you can't make a new claim for DLA in England, Wales and Scotland if you're 16 or over. .
Benefits abroad If you are getting a benefit for sickness or disability and you want to know what will happen to your benefit if you go abroad, you can ring one of the disability benefit helplines. How to Apply: Eligible Candidates are required to apply Online from and close. For more information on what to do if you are asked to attend an interview under caution, see Problems with benefits and tax credits. You can find your local council. Transport options for disabled people. At least 15 years of extensive technology experience including core banking is mandatory. The Helpline is open.00 am.00 pm Monday to Friday. You will have to meet the conditions for ESA. You must be likely to have these needs for at least six months. Discrimination It's against the law for you to be treated unfairly because of age, disability, gender reassignment, pregnancy or childbirth, race, religion, sex or sexual orientation when benefits or tax credits are paid to you. The amount you get depends on what care you need and how often you need. This is because there might be a risk that your Disability Living Allowance could be reduced or even stopped. If you are being investigated for benefit fraud, your benefit will be suspended.
When you claim Disablement Benefit, you've to provide your citizens bank work from home jobs national insurance number and evidence to show it belongs to you. If you live in certain parts of the UK, youll have to claim UC instead of income-related ESA. Disability Living Allowance Disability Living Allowance (DLA) is gradually being replaced by Personal Independence Payment (PIP). To register application, candidates visit official online registration link, given below. If you can't open or manage an account, you can be paid by the Payment Exception Service. Incapacity Benefit, change of circumstances and fraud You may commit a benefit fraud if you give incorrect or misleading information, or fail to report a change of circumstances, that could affect your Incapacity Benefit. If your circumstances change so that you think you might be entitled to a higher or lower component of DLA or you think you might be entitled to more than one component when you've just been receiving one. If you are being investigated for benefit fraud, your benefit may be suspended. Retirement Allowance is not affected if you go into hospital.
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Carer's Allowance If you want information about Carer's Allowance, you can ring the Carer's Allowance Unit on: Tel: (Monday to Thursday from.30 am.00 pm; Friday from.30 am.30 pm) Textphone: Working Tax. You can still claim if your accident happened or disease started some years ago. Under the War Pension scheme you can also get extra allowances, for example, if you've care needs or mobility problems. Selection Process : Online Test. You do not have to have paid national insurance contributions to get Reduced Earnings Allowance. Minimum 02 years experience. (4) Officer must have sound health.e. Disability Living Allowance, if you are 65 or over and you've care needs, you may be able to claim. However, you can choose how to spend the money. Attendance Allowance For queries and information about Attendance Allowance, contact the DWP Attendance Allowance Service Centre: Tel: Textphone: Personal Independence Payment (PIP) Tel: Textphone: There is a different number if you want to make a claim for PIP: Tel. From, if you've been awarded a Guaranteed Income Payment of 50 or more under the Armed Forces Compensation Scheme, you will be eligible to claim an Armed Forces Independence Payment (afip) instead of Personal Independence Payment, Disability Living Allowance or Attendance Allowance. For more information about National insurance credits, see our page on National Insurance. An appointee can take on the responsibility of claiming and collecting your benefit if you are unable to do this yourself.
The last date for submission of online applications is 8th April 2019. (3) Must have working knowledge of MS Word and MS Excel and having a Laptop to carry out the assignment. The last date for receipt of applications is 7th November 2018. Selection Process: (a) Assistant General Manager Posts - Shortlisted candidates will be called for Written Test and Personal Interview (PI) (b) Deputy General Manager and Manager Posts - Group Discussion (GD) and Personnel Interview (PI) Application Fee (A Non-refundable. Minimum 15 years experience in Banking or Financial services industry and at least 8 years in Treasury Department of any Bank/FI in middle or senior position. Idbi Bank invites online applications from eligible Indian Citizens for recruitment of Chartered Accountants (CA) in various managerial grade posts. 04/2018-19 Name of Post Qualification and Experience Head - Treasury Engineering Graduate or equivalent qualification. You should also tell them if your condition improves. There are other allowances that you might get at the same time as, or instead of, Disablement Benefit, such as: Reduced Earnings Allowance Retirement Allowance Constant Attendance Allowance You might also get benefits for the extra citizens bank work from home jobs costs of disability. Otherwise, you should claim ESA.


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Yang Qu, Shaodan Zhang, Ruoxi Li; Oral Administration of Picrorrhizae Extract Ameliorates Retina Damage in Rat Optic Nerve Crush Model. Invest. Ophthalmol. Vis. Sci. 2013;54(15):3265. doi: https://doi.org/.
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To evaluate the neuronal protective effect and therapeutic mechanisms of Picrorrhizae extract (PRE) in rat optic nerve crush model.
Wistar male rats (250-300 g, China Medical University, Shenyang) were anesthetized with intraperitoneal injection of chloral hydrate (25-30 mg/100g, Sinopharm). Optic nerve was crushed 2mm behind the right eye with angled forceps for 5 sec. After the model was established, PRE (Log No.1202113, Tianjiang Pharmaceutical, Jiangsu) at the dosages of 10mg/100g, 50mg/100g and 100mg/100g was intragastrical given to the rats at eight time points (day 0, 1, 3, 5, 7, 14, 21, 28). Distilled water was intragastrically given to the control rats with (crush group) and without (normal group) crush. In vivo retina thicknesses were measured using OCT (ZEISS Cirrus™ HD-OCT 4000) at day 29, cryosections were then made from enucleated eye and retinal histological structures were observed under light microscope (Leika DM1000).
In normal rats, oral administration of PRE at 50mg/100g and 100mg/100g apparently broke down the normal histological structures of retina, suggesting the toxic effect on the neuronal tissues at these dosages. The retina structure remained intact when 10mg/100g PRE was administrated, at which dosage the therapeutic effect of PRE on optic nerve crush was tested (10mg PRE group). Using OCT, the retinal thickness measured 500μm away from optic papilla was significantly reduced in the crush group (129.98±17.15μm, n=5) compared to that in the normal group (198.50±7.78μm, n=3, p<0.05). Whereas in 10mg PRE group, the retinal thickness was 173.78±14.92μm (n=5), with no statistical difference from that in the normal group (p>0.05). In retina HE cryosections, the counts of retinal ganglion cells, retina thickness normalized by the thickness of outer nuclear layer and thickness of retinal fiber layer were measured. In 10mg PRE group, the values were 38.8±2.17, 3.13±0.14 and 89.6±2.70μm, respectively (n=5), significantly larger than those in the crush group, which were 10.25±1.71, 2.0±0.16 and 40±2.16μm, respectively (n=4, p<0.05). The data did not show statistical difference from those in the normal group, which were 47±1.63, 3.2±0.05 and 110.2±1.71μm, respectively (n=4, p>0.05).
Oral administration of PRE restores retina structure as observed in OCT and histological study, suggesting a therapeutic effect of PRE on optic neuropathy.
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I live in the lakes region of New Hampshire, I love mountain biking, painting, carpentry, jiu jitsu, trying to wrap my head around the latest new way to make a web app, and hearing my daughter's laughter.
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May 17, 2014 | 13 H
From May 17 to May 19, between 1 PM and 6PM
Data is no longer simply a part of our daily lives; it is fast becoming our currency, literally, figuratively and socially. We produce and consume data at an unprecedented rate; we use data to mediate our transactions and our relationships; we fight for data and with data. Despite our awareness of the fact that commercial enterprises collect and analyze this data, we nevertheless leave behind a great deal of unorganized documentation about our personal lives. La Sonora Telemática is an autonomous orchestra-installation that aims to represent this phenomenon by generating an audio landscape comprised of live compositions based on geotagged data from its current location. The orchestra is comprised of semi-intelligent devices, each programmed to have individual personalities and react differently to the signals being processed. Some of the signals will come from pre-existing networks and databases, such as Twitter and Tumblr, while others will be collected by the public during a workshop exploring the city using cameras, microphones and other data-collecting devices. Ultimately, La Sonora Telemática will produce a collective map of the incredible constellation of data that surrounds us.