text:
Let me just admit right up front that it was one of those streaming videos that just rubbed me the wrong way from the start. In fact, right from the headline: "RIA 2.0."
2.0? Really?
As if the independent advisory industry was just launched a couple of years ago? I had to hit the pause button. But I thought it might be entertaining to hear what this obvious youngster had to say about this "new" profession. And I'm glad I did, because even though TD Ameritrade Institutional President Tom Nally might be a little light on his history, in his 3½ minute Investment News interview from the TD Institutional conference, he pretty much nailed exactly where the advisory profession is now, and the challenges it faces to get to the next level.
(Editor's Note: Okay, I can't help myself: see also my March 2013 Investment Advisor article on Nally, Skip Schweiss and Jim Dario of TDAI.—Jamie Green)
But first, let's clear up the history. While the independent advisory industry goes back at least to the early 1970s, with CEO John Keeble III's Financial Service Corp (now FSC Securities) in Atlanta to service independent contractor inancial planners, Tom Nally did call his talk RIA 2.0. While there were certainly a few independent RIAs before then, the founding of NAPFA for fee-only RIAs in 1983 is as good a date as any for the beginnings of the independent RIA industry, so let's call that RIA 1.0.
In the 30 years since then, while some folks could probably make a case for more, I count four iterations of the industry in addition to current one that Nally talks about:
- 2.0: The creation of Schwab Financial Advisor Services in 1987 (now called Schwab Advisor Services), which gave advisors the ability to have fees deducted directly from client accounts, making direct payment of advisors relatively painless and automatic for the clients, and much better business for advisors.
- 3.0: The transition from financial planning as the primary client service to asset management. This occurred between the Black Monday market crash in 1987 and the recession of 1991. While independent RIAs still provided planning services, they charged based on AUM, creating the modern independent firm and foreshadowing the demise of the Wall Street brokerage model.
- 4.0: The widespread realization toward the end of the 1990s that client assets under management have substantial value. This transformed independent advice from a cottage industry into ongoing businesses with transferable values, and an M&A industry to support it.
- 5.0: Once it became clear that independent advisors (with their client AUM) were creating businesses worth multiples of revenues (currently around 3.5 x, which in many cases translates into millions of dollars), even the outrageous payouts and bonuses paid by Wall Street firms couldn't compete. Beginning in the early part of the new millennium—and snowballing after the dot.com crash—breakaway brokers flooded into the independent RIA ranks, bringing billions of dollars in client AUM with them. That movement required a major ramping up of the independent service model to match the sophistication of brokerage firms they left behind.
So when Tom Nally told us that "the entire RIA business has matured over the past 10 years, and an entire industry has grown up to support the RIAs. It was kind of a cottage industry to start out, but this is really the first generation to see it as a business," it was a shame that he ignored the advancements that independent RIAs have made over the preceding 20 years to bring them to this level of success. Still, he went on to recognize the need for better professional training, announcing that TD Ameritrade Institutional would award 10 financial planning scholarships worth $5,000 annually to students, and an annual $50,000 grant to the financial planning educational program "that best furthers excellence in advisor education. As an industry, we need to do a better job of fostering the next generation of advisors."
Then he underscored the need for today's advisory firms to run more efficiently so that they can provide a higher level of client services.
"Investors are getting more educated about asking the right type of questions about their advisors," he said. When investors are presented with the choice of the brokerage model or the fiduciary model, "they'll take the fiduciary model every time. Advisors need to be prepared to handle this increased demand. We see our role as helping advisors run better businesses."
That's about the best description of the job of a custodian that I've heard yet. Perhaps a little ignorance of history isn't such a bad thing.


text:
Quebec from Levis
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Westminster tobacco - England.
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- The New York Public Library
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- George Arents Collection. The New York Public Library
- Subjects
- Canada
- Location
- Canada
- Format
- Trade cardsCigarette cards
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- Quebec from Levis. Retrieved from the Digital Public Library of America, http://digitalcollections.nypl.org/items/510d47de-680a-a3d9-e040-e00a18064a99
- MLA citation style
- Retrieved from the Digital Public Library of America <http://digitalcollections.nypl.org/items/510d47de-680a-a3d9-e040-e00a18064a99>.

subset: commoncrawl


text:
Malyan m200 , Ender 3
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As one of the nation's leading pediatric health care systems, Nemours is committed to providing all children with their best chance to grow up healthy. We offer integrated, family-centered care to more than 300,000 children each year in our pediatric hospitals, specialty clinics and primary care practices in Delaware, Florida, Maryland, New Jersey and Pennsylvania. Nemours strives to ensure a healthier tomorrow for all children – even those who may never enter our doors – through our world-changing research, education and advocacy efforts. At Nemours, our Associates help us deliver on the promise we make to every family we have the privilege of serving: to treat their child as if they were our own.
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View Daily Programs
06/19/2020, 2:30 PM to 3:00 PM
Weekly on Sunday,Tuesday,Wednesday,Thursday,Friday,Saturday
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Join us as our Insect Keepers feed giant spiders, poison dart frogs, and other predators devour their daily meal in the Bayer Insectarium.
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Most Canadians think of themselves as cool, sexy and polite: survey
A new survey finds that Canadians overwhelmingly think of themselves as cool, sexy and polite.
The online survey of 1,000 Canadians, conducted by Ipsos Reid on behalf of Historica Canada, shows Canadians have generally positive views about the country and believe it to be an open and welcoming place.
Ninety-three per cent of respondents agree that "Canada is welcoming towards minority cultural groups" and that "Canadians are free to express who they are." The poll also shows that people are not as modest as national stereotypes would have you believe, with 75 per cent describing Canadians as sexy, 89 per cent as cool, and 92 per cent as polite.
"Heading into Canada's birthday, the results of the survey show that there might not be a better time to be a Canadian," John Wright, senior vice president of Ipsos Reid, said in a release Monday. "Canadians from across the country greatly believe our nation allows us the freedom to express who we want to be, while welcoming others with open arms, which is a heritage we are all proud of."
Not all the survey findings were encouraging, though. Almost half of respondents (44 per cent) did not know Canada's 150th birthday is in 2017 and 11 per cent do not know the first line of O Canada.
At 81 per cent, most Canadians agree that "Canadians should express more patriotism," while 19 per cent disagree.
The full survey results are available on the Historica Canada website (PDF).


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Orangeburg, SC 29115
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254 Tradewinds St is a beautiful extended ranch located in Orangeburg, SC 29115. Built in 1986, this property features 3 bedrooms,1 office,2 full bathrooms,a sunroom, large family room, and 2,599 sq ft of living space with 2 fireplaces. The 1.4 acre lot offers a large shed/workshop with attached double carport and even a second detached single car garage!
Interior Features
- Square Feet: 2,599
- Bedrooms: 3
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Additional Rooms: 7
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Interior Keywords:
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- Built in: 1986
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- Lot Size: 1.40 Acres
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Apple's iPhone grew in size recently when Apple released the iPhone 5, and while the trend may suggest that future versions could aim for a larger screen, there's no way to be sure what Apple may come out with after iPhone 5. In the meantime, other smartphone manufacturers are also releasing larger and larger phones. But in a time when many users are starting to carry a tablet and a phone, is there a benefit to shrinking a version of the iPhone?
Some members of Ars OpenForum certainly think so. The discussion about a speculative iPhone mini has been getting a lot of heated contributions in the thread "Idle thoughts about an iPhone mini." User dh87 kicks off the thread by asking the question: "What phone do you need if you're almost always carrying an iPad? I don't think that phone is an iPhone 5. The phone you need is small, light, and doesn't require much computing power or memory. This imagined iPhone is either an adjunct to another device or for light users. Any heavy lifting—extended surfing or video viewing—is done on the iPad."
As you'll see in the posts that follow in the thread, there are many users who say that there is no market for such a phone and that Apple won't be pursuing that strategy. Although others will argue that a mini smartphone is not such a far-fetched idea. There are already such phones on the market, as we reported in January.
Below are some of the other reasons members of the OpenForum think there could be a good case for an iPhone mini device:
Competition in the global market
Some users in the OpenForum make a case for an iPhone mini based on the potential market penetration that Apple could access in countries where the price of the device is a barrier. But ClarkGoble remarks that rolling out a less expensive iPhone of this type would work against Apple's previous strategy: "I think the ultimate issue is whether the very price conscious are ever apt to buy an Apple phone when they'll always be able to get a cheap Android phone build with next to no margins for much cheaper. Apple doesn't want to get drug into the low margins area. They want to be where the money is, not the commodity market. What's happened is that the commodity phones that used to do nothing well now can have a copy of Android put on them for nothing. So it's unsurprising they will. Those phones will always dominate those most concerned about price and probably most of the developing world. I think Apple wants a slice of that pie, but only the slice where people are willing to pay a bit more for a good phone that's still affordable. Apple probably then hopes they can use their large purchasing power to get economies of scale the cheap producers can't. Knowing Cooks' genius in this regard it is possible that Apple might just get such good prices that they can eek out a reasonable margin in a segment with very low margins."
Amateurpro adds, "I'm still at a bit of a loss as to why Apple didn't continue with the 3GS for emerging markets (e.g. most of Africa) where 4G does not exist, or why they haven't reformulated the 3GS as an iPhone mini (regular iPhones 4" or larger, mini at the 'classic' screen size) with a plastic case and limited storage options. Cost for such a phone would be low due to lower component costs for the older tech, and it could even be re-purposed as a competitive lower-cost prepaid phone in other parts of the world. There is a case to be made for an iPhone mini, but at present Apple seems more than willing to cede it to others."
Squiggy also thinks there would be a benefit to releasing a smaller, cheaper iPhone using internal parts previously used: "Apple's post-sale profits per device have always been a partially untapped goldmine so even if they broke even on a device à la Amazon or Google they'd be in a better position to profit from it. Part of the appeal of an Apple device is it has a certain cachet though, so it doesn't really make sense for Apple to slug it out with the bottom feeders. A 4S class device is where they should aim for 2013, old, but still nice. The trick of course is getting it to $300-400 ($0 with contract). A plastic iPhone 5 style case, cheaper cameras, A5 chip, 16GB storage, no LTE. Maybe rename it to create a little bit of extra (marketing) distinction between the budget device and a "real" iPhone. You'd cannibalize some high-end sales but there'd be enough of a performance gap between the devices that most people who could afford it would go high-end and you make up the loss in margins with more iTunes (apps, music, movies, etc.) sales. And of course growth in marketshare would also hurt competitors, improve the ecosystem, etc."
Moving in on pre-paid plans
Megalodon's opinion is that there is a lot of room for market growth in the US by going after pre-paid plans, and that an iPhone mini could help Apple go after this market.
Ars Technica's own Iljitsch van Beijnum (aka iljitsch in the OpenForum), who is not based in the US, comments: "I understand that in the US a lot of 'prepaid' is really a contract for a fixed (minimum) monthly payment except that you can cancel whenever you like. I think in the UK they use the term 'pay as you go' for the kind of service where you buy credit that is only used up when you actually make calls etc."
Megalodon adds, "If you look at contract subsidized prices, they top out at about $200, with extreme examples up to about $300. Off-contract smartphones worth using at that price are a key enabler for prepaid. Obviously I think Apple can push that price up a bit, but if it's important everywhere else and it's becoming important in the US, yeah, better to get on top of this before it's a problem than long after."
More options on form factor
The iPad mini introduced a nice option for potential tablet users who wanted to work with a lighter device with similar (but not equal) computing power. For yesno, the possibility of an iPhone mini could provide more flexibility based on lifestyle or user needs: "Since getting my iPad mini I have also been thinking about how redundant my iPhone seems. I have a 4S and it feels too big and bulky—not really looking forward to upgrading it to an even bigger phone. Instead, I'd rather have: An iPad mini that places calls, theoretically reducing the number of gizmos I carry around, An "iPhone" that is a similar size and shape to the current, 2.5" screen iPod nano. This notional iPhone nano would be along the lines that chleuasme mentioned—a few of the most popular smartphone features built-in, but not really set up to be a fully-capable app platform. Of the two, the latter appeals more to me. The current gen iPod nano is a really nice form factor, and it wouldn't surprise me if Apple saw it is a testbed for a future cheap phone. I think it would be possible to have an okay messaging, e-mail, camera, media, restaurant-finder, and maps experience on a 2.5" screen, if it was high-res. But working against this is that a smaller device with decent battery able to place calls, and with wireless data, would be quite an engineering challenge, and it would only make sense if it was very cheap and unsubsidized. Smaller is not necessarily cheaper.
Japtor finds this option feasible, but with some caveats: "I think that'd be the biggest issue with any smaller form factor (barring just shrinking things like the iPad mini): it wouldn't be backwards compatible with existing apps like all the other iOS devices have been. That said it'd be interesting to see usage data of cheap smartphones, like I wouldn't be surprised if the Apple apps plus a few major third party ones would be enough for a lot of people."
Secretmanofagent disagrees with speculation about a smaller iPhone: "Apple would be lambasted for releasing a product that accentuates something [the small size of the screen] that is already one of the primary complaints of their current line of devices. Seriously, the topic of a smaller iPhone is silly."
What do you think?
Yesno is not hopeful about what Apple will announce and release in the next version of their iPhone lineup: "Sadly, what is most likely to me is that Apple releases a budget iPhone of sorts that is cheap, unsubsidized, and would probably be a hit, but wouldn't be much of a rethinking of what form factors a phone can take."
What about you? Would you want an iPhone mini, and if so, why? Register for an account to participate in the discussion, or share your thoughts in the comments below.


text:
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text:
Catherine Ainsworth is my 2 x great grandmother and she was born on this day (13th January) in 1837. She comes from a small market town in Lancashire called Darwen which is near to it's larger neighbour Blackburn.
My first record of Catherine is in the 1841 UK census when she is living with her parents Joseph Ainsworth and Jane Ainsworth (nee Cottam). Also recorded in the census are her siblings
Mary – born about 1826
Thomas – born about 1829
Betty – born about 1831
Jas (James) – born about 1835
Ana (Hannah) – born about 1839
Joseph – born about 1841
Ten years later and Catherine is still living with her parents at 19 Bolton Street, Over Darwen, Blackburn. By this time another sister has been born – Sarah Jane in 1843. Catherine is working as a "power loom weaver".
Sometime during the next four years Catherine met John Musgrove and they married on 6th October 1855 at the Parish Church of Blackburn. The witnesses at the marriage were Robert Day and Mary Anne Day – I have no information about these people and assume that they were friends.
In the 1861 UK census Catherine and John are living at an address in Moor Lane, Clitheroe, Lancashire. Also recorded in the census are two children
Susannah – born about 1857
Thomas – born about 1861
Another child, George, was born and died on 2oth August 1857.
The census shows John working as a "carter" and Catherine working as a "power loom cotton weaver".
The 1871 UK census is a bit of a mystery for me. First of all the census entry records her name as Catherina Mosgrove and her occupation as "cotton weaver". She is living at 18 Ellen Street, Over Darwen. Also with her are two sons Thomas (10) and Joseph (6). Thomas is shown as a "cotton weaver" and Joseph as a "scholar". The one other person at the address is Joseph Ainsworth (66) – this is Catherine's father and he is a widower.
Secondly I haven't been able to find any trace of John Musgrove (Catherine's husband).
I also know that John and Catherine had another son, James, who was born on 5th August 1868 and died on 23th November the same year.
Sometime during the next ten years the family moved back to Clitheroe and the 1881 UK census shows them living at 42 Water Street, Clitheroe. The household consists of John, Catherine and their son Joseph (16). There are also two boarders – John Reid and Hannah Reid. It isn't clear to me yet whether these two people are relatives or not.
Catherine died on 19th September 1887 and her death is registered in the Clitheroe district.


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"Spreading the Love"
for my
100th Post Giveaway!!
I've decided to giveaway TWO prizes in celebration of this special day! Keep scrolling down to see the prizes.
One is a cute Valentine Mini Purse filled with 100 bitty bits & pieces of Valentine Fabric from the Sandy Gervais collection called "Hearts A Flutter." It came out two collections ago in 2007 if I remember correctly. It's been one of my favorite Valentine Collections especially since it has so much variety.
The purse will contain 4 squares each of 25 different prints in red, pink, and cream for a total of 100 squares in celebration of my 100 bloggy posts!
The squares are cut @ 2 1/2"x2 1/2"
and tied with a ribbon.
Close-up of the bitty bits & pieces of fabric in the mini purse.
The second prize is one of the Love Note Pillows as seen in a previous blog. When this collection came out a few years ago I loved it so much I bought a 1/2 yard of every piece in the collection. It called my name the minute I walked in the quilt store and saw it. Some fabric just speaks to me . . . BUY ME and take ME HOME!!!
Please Note: Many thanks go to Suzie @ littlebusybee.blogspot.com for the mini purse idea. I loved the idea!!! I just LOVE small things, always have, always will! She has put together a great tutorial on how to make them. You can find the tutorial here. It will take you right to the post but you'll have to scroll down a bit before you'll see it.
Help me celebrate this milestone by leaving a comment and spreading the love. I'm trying to break my comment record of 19 comments (you all helped me break my record yesterday with the pre-giveaway hype) and I need your help to do it again, many thanks!
- Leave a comment and I will put your name in ONE time.
- Blog about it on your blog and I will put your name in FIVE additional times.
- Have your friends tell me you sent them and your name goes in another FIVE times.
If you could help me save time looking for your email addresses that would be great. Just add your email to your comment and then I can get back with you. Thanks!
I'll pick two winners on February 1st at 10am and will mail the prizes off the next day so it arrives before Valentine's Day. Good Luck Everyone!


text:
+44 (0) 1773 837 370
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SunShades are ideal for holidays in the sun or simply enjoying a nice day in the garden. Portable for traveling, each shade comes with a handy and compact carry bag (in a matching design).
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text:
Though we ate frittata often at home, I associate it most with Spring and with Nan; Fridays during Lent we would abstain from meat, so she always made a simple vegetable frittata, which was waiting for us when we arrived.
On a typical New England March day (rainy and raw), we couldn't wait to get inside her toasty warm apartment where the thermostat was always set at 78 degrees. Her cramped apartment exuded comfort: as a girl, I loved the way every nook and cranny was filled with furniture and heirlooms and the way the smell of baked goods and coffee filled the rooms. It was so quiet that I would just sit crouched on her sofa in the few beams of light from the late afternoon sun and listen to the ticking of her grandfather clock. After filling ourselves on frittata, my grandmother (and oftentimes my mother and I!) would fall asleep.
Frittata is really nothing more than eggs with vegetables, cheeses, or meats cooked into it. Yet, made the right way, it is oh-so-satisfying. Of the countless delicious meals my grandmother made, my mother still says her frittatas were the best. They were always simple: potato and onion, sausage and pepper, or spinach and Parmesan. Invariably, we would ask her: "But Nan, what do you do? Nobody makes frittata like you." To which she would shrug her shoulders, throw her hand in the air, and reply,"What? What do I do? It's frittata," then smile to herself. She loved the compliment, and we knew it.
Nan's Potato, Pepper, and Onion Frittata
Print recipe only here.
1-2 tsp olive oil
1 small potato, diced
1 small onion or shallot
1/2 red bell pepper, thinly sliced
5 eggs (Egg Beaters or whites only are also fine)
A handful of fresh basil, thinly sliced
A handful of fresh parsley, chopped
½ cup grated Parmesan cheese
A few shakes of crushed red pepper
A few dashes of salt
Over medium-low heat, add olive oil to an 8-inch non-stick skillet; and potatoes and sauté until golden brown, about 5-7 min. Add onions; cook another 2-3 minutes. Add red bell pepper strips; cook another 2-3 minutes.
Meanwhile, beat the eggs in a small bowl; add fresh basil, parsley, cheese, salt, and red pepper. Pour the egg mixture into the skillet. With a fork, gently move the egg mixture from side to side as it begins to cook to ensure that it cooks evenly. Do this until the eggs start to solidify and a crust begins to form around the edges. This takes about 5-8 minutes. Give the pan handle a jiggle, and when the eggs appear set, remove the pan from the stovetop and place under the broiler. Broil for 3-4 minutes, until the top begins to puff up and turn a golden brown. Keep a close eye on it so it doesn't burn. Once nicely browned, let cool for a couple of minutes before slicing. Serve hot or at room temperature. Makes 2 large or 4 small servings.
Leftovers? Try a Frittata Sandwich
Since no one left Nan's house without food (ever), we would often eat frittata for lunch the next day. Mom would put it on toasted Italian bread with a little bit of homemade tomato sauce ("gravy" for the RI readers) and melted mozzarella. It's one of Jeff's favorites.
I am submitting this post to the Ellie of Kitchen Wench who is hosting a lovely once-off event: Nostalgia Tastes Bittersweet. Also, for another springtime frittata recipe, check out Toni's asparagus frittata at Daily Bread Journal.
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Pin strip, nominal current: 8 A, rated voltage (III/2): 250 V, nominal cross section: 1.5 mm², number of positions: 4, pitch: 3.5 mm, color: black, contact surface: Tin, mounting: THR soldering, pin layout: Linear pinning, solder pin [P]: 6.6 mm, The maximum current depends on the plug used. The lower of the two current values apply for plug and pin strip. The pin strip is made of highly temperature resistant plastic and is thus suitable for the reflow process.
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Left: with make up on but before my acne break-out 1/11/11; Right: makeup-less during the break-out 5/19/11
I did some research a few months prior and was getting in the habit of using Paula's Choice so I started using their severe acne line. Looking back now, it didn't help but I kept thinking it was going to work soon, that my skin needed to get used to it. (NO. Wrong idea.) Crying hasn't started yet. I think I was too shocked and/or unaware that this would become a recurring nightmare.
A few months pass and I realize Paula isn't helping. Now I'm starting to panic. Nightly muffled sobs in my bathroom so Chase won't hear me. I'm angry at God for letting this happen to me. What did I do wrong? Why do I have to go through this? Why can't You make it go away? And then I feel guilty about my vanity, for caring so much about my looks. Rinse and repeat…
I went to several dermatologists and doctors about it. Was there something wrong with me inside? Was I sick? No. They all told me I was stressed (I was.) and prescribed me topical medications that also didn't work… By this time, it's been about 4-5 months and my face hadn't changed a bit: it didn't get worse and it didn't get better.
During this time, my prayers to God have been limited to pleasepleaseplease make this go away, please make my stress go away, please help me to feel pretty again. Every time I looked in the mirror without makeup on just led to another sobfest in which Chase had to coax me out of. Finally, I asked him to give me a priesthood blessing. I couldn't do it by myself anymore. I needed divine inspiration. In this blessing, I was told that this was something I needed to go through so that I would realize my self-worth and self-confidence detached from my physical appearance and that this would all go away soon.. (and other things unrelated to my skin.) When I heard this, all I could do was cry. Soon? I'm pretty sure God and I had different senses of time. Soon to Him could be 10 years. Soon to me was 5 minutes. Okay, maybe a week. I was still comforted in knowing this wasn't permanent, that my face would get better some.day. But, still..
I did more research online. What the best medications were, what the best skin care products were. I started researching Proactiv. I had used it before but it never made an impression on me – probably because I never really needed it. I've been using it for a month now and I can already tell the difference. It is working wonders on my acne and I only have 2 pimples that are in the healing stages right now compared to 27 (I counted once..) What you see below is scars. No more bumps under my makeup! It actually looks redder than it usually does because I had just gotten out of the shower.
So what caused my acne?
Around that time, my mom had given me new Korean skin care products that made me break out a little. I also started a new job with an hour commute one way. (I HATE L.A. TRAFFIC.) I also made a change to my birth control. Stress. These were all things I was able to piece together. I don't know if these factors are for certain or not but I have a hunch it was a combination of multiple things that took a toll on me physically.
While doing research, I learned diet and fitness can affect your skin as well, which is why I've been working out and trying to eat right. I recently omitted milk from my diet. I was never a fan of milk except in my cereal, but when Chase and I lived with his parents a couple summers ago, I got in the habit of drinking milk regularly because that's all his family drinks. I read that cow milk has hormones that could affect you – not everyone – a select few perhaps. I decided to test it and started drinking almond milk. I still eat regular ice cream, yogurt, cheese and use milk when I cook for Chase and me or guests, but I don't eat those dairy products as often as I drink milk. I made this milk shift the same time I started using Proactiv so I can't vouch for its effectiveness. All I know is I'm definitely not going to risk it and switch back to cow milk now.
What products am I using now?
For my skin, I use Proactiv cleanser, toner, advanced blemish treatment (stronger than their regular formula), dark spot correcter (for scars), and green tea moisturizer.
For my makeup, I use Revlon ColorStay in Sand Beige and then Neutrogena Mineral Sheers Foundation Compact in Nude after with a stipling brush over my acne scars. I usually use about a layer each. Then I spritz some NuSkin moisture mist to tackle the dryness that usually follows later in the day when I have makeup on. For some cheek color, I swipe some Bare Escentuals Glee.
I also allow myself one makeup-free day a week for my skin to breathe, as well as washing my brushes weekly.
This works for me right now but I'm sure I'll adopt new products and/or ways later to accommodate my changing skin and body.
What should you do about your own acne?
Do your research! We're all different. What may work for me may not work for you and vice versa. For me it was trial-and-error with skin care products so it may help to keep track of all products you've tried, even the ones that have failed, as well as the date range. It wouldn't be a bad idea to take pictures of your skin to see progress or lack of too. And go see a dermatologist! Keep in mind that not all products they prescribe will work. Most of all, be patient. I'm the most impatient person, says everyone who's met me…ever. Know you are beautiful and you are not defined by your skin.
This post was inspired by this video. I was looking for makeup tips on Youtube on how to cover my acne and I loved how brave this vlogger was. You should also check out her additional tips video. My favorite tips were contouring and highlighting, doing up your eyes, and wearing lipstick.
Whew. I did it. Guess it wasn't that bad.. Now it's your turn.. I would love to know your tips and stories about acne.
UPDATE: A sum of your advice and suggestions. Please do your research and consult your doctor/dermatologist before deciding on anything!!! We are all different so what may work for someone may not work for you.
- pills and vitamins: vitamin A, omega/fish oil, pro-biotics, vitamin D, flax seed, calcium
- diet: gluten-free, dairy-free, sugar-free, no junk food, lots of water, colon/detox cleanse, drinking a glass of warm water with 1/2 squeezed lemon every morning, anti-inflammatory foods, nuts (walnuts), salmon, blueberries, flax oil
- antibiotic: Tetracycline, Doxycyline
- treatments: naturopath, Accutane, birth control (on or off depending; Seasonique, Yasmin)
- products and brands: fragrance and dye free, Clinique (skin care line, makeup line {acne solutions makeup}, dark spot corrector, 3-step acne line), Aloette, Cetaphil gentle skin cleanser, Clarisonic brush, Benefit Purity cleanser, Hope in a Jar moisturizer, retinol night treatment, Neutrogena (2% salicylic acid treatment, Rapid Clear Daily Exfoliating Scrub, Power Cream Acne Stress control face wash, Rapid Clear toner, Oil-Free Sensitive Skin Moisturizer, Rapid Clear Salycic Acid treatment), Aveeno, Philosophy, Arbonne, Emerita's natural progesterone cream, Origins plantscription, Dan Kern, TCA Peels, Paula's Choice 2% BHA liquid, Purpose moisturizer, Olay brush, Clean and Clear Oil free cream cleanser, saliva test kit from Dr. John Lee
- prescription medications: Benzaclin, Nucelle
- natural remedies: tea tree oil, aloe vera from a leaf as a moisturizer, coconut oil as moisturizer, baking soda and water scrub, lemon/lime juice, witch hazel, apple cider vinegar (homemade toner), orange lentil face mask (Crush dry orange lentils in a blender then store in a airtight container. Once a week mix a small amount in a small dish with a bit of water to make a paste with an oatmeal like consistency. Apply to washed face. Let sit for about an hour then gently wash off.)
- your face: no face touching, no bangs, keep your hair out of your face, don't pick your face!, clean pillow cases, disinfecting and washing your makeup brushes weekly
- destress: yoga, meditation, bath with candles and face mask
- helpful websites: The Leading Causes of Acne, Acne.org, My Skincare Routine, Makeupalley.com


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The Cryo/Cuff IC combines focused compression with cold therapy to provide optimal control of swelling to minimize hemarthrosis, edema and pain. Simplicity of design and ease of operation makes it ideal for post-operative recovery, trauma, athletic training and home use.
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Parent Directory | Revision Log
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Fix bug #490320 - Use correct syntax for world set
Fix bug #445186 - Link to global and local use flags, thanks to Francesco Turco for reporting and providing the easy fix
Fix bug #453182 - Update profiles from 10.0 to 13.0
Fix bug #427860 - Use /etc/portage for make.conf and make.profile. Old location (/etc) is still supported, this is a heads up (new default)
enigmail and xulrunner have been removed from Portage, per email to the gentoo-dev list
cleaned up dead USE flags, and used a newer sample profile
further clarification that package.use can be a single file or a whole directory, bug 196594
#184188 Update equery output
#184188, new USE=debug description
massive english fixes. it's 'USE flag', not 'USE-flag'.
removed references to mozilla in current docs due to its masking for removal
Moved chapter abstracts into shared chapters No content change, hence no bump
general Qt USE flag cleanup
#126946, making equery do what it's claimed to do in the paragraph above the commands
#140538 Removed auto USE flags
Typo fix for bug 127513, thanks to achumakov for reporting
#126195 bump license version in comment, **no content change**
#118922 Remove gtk2 use flag notice from handbook
Fixing coding style
version and date bump which got lost in previous commit
change /etc/make.profile/use.defaults to use.defaults so people know they have to look through their profile #110195
vapier forgot to bump
note that the cumulative USE setting is an example for the 2004.3 profile #98924
#94049 - Improve wording on USE precendence
do not describe use.defaults as packages that provide USE flags, but rather USE flags are automatically enabled for you #91198
#81963 - etcat is dead, long live equery
Same (profile information) for use.defaults
Improve information on profiles
#78990 Added dashes to emerge's commands.
Update of the USE example to reflect /usr/portage/profiles/default-linux/x86/2004.3/make.defaults
#75466 - Update to reflect cascading profiles changes - make.defaults is now sum of all make.defaults files
Converted dates to YYYY-MM-DD format
Moving 2004.3 documentation
Adding version/date information in pages
#65107 - Added Portage-specific part to the Gentoo Handbook now that .51 is official; major version bump to 3.0
Fix typo
Separate individual USE flag for package into a section
Add info on use.local.desc to USE flags chapter
#41658 - Inform the users about the various /etc/portage files
Fixed the typo introduced when fixing the typo
Fix typo s/precendence/precedence/
#55720: update list of default USE flags
Fix small and unimportant typo tx 2 Eric Noel (ericnoel@mylife ph)
#35366 - Tell the user how to rebuild his system with new USE flags
The use of "he/she" and "his/her" isn't recommended. It's ugly and better ways are known such as the use of "they" and "their" (even if it's not plural). Okay, English is a weird language, but I'm learning :) Thanks to Xavier for the information
Dont assume users are masculin
Move from draft - 2004.0 is released
Fix offensive typo
Add necessary xml constructs on top of all hb-files, tx to neysx
Fix typos, #37377
Fix typos and language issues, tx to lodger (karma911 - pacbell.net)
Add emerge info info
Ofcourse -> of course, of course :)
I ve done some writing :)
Draft version of next part online.
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What's hot online right now: Lindsay Lohan announces new film "Inconceivable"; Beyoncé to perform with Jay Z at Grammys; "Teen Wolf" surprises.
Something to talk about
Lindsay Lohan arrived at the Sundance Film Festival on Monday to announce she'll produce and star in a new film, "Inconceivable." Is it inconceivable to think it'll be any good?
Trending on Twitter
Scott discovered Kira's shocking secret on MTV's "Teen Wolf" on Monday night. Did you watch?
Hot video: Beyoncé and Jay Z to perform together at the Grammys
Beyoncé and Jay Z will perform together at the 2014 Grammys alongside Madonna, Taylor Swift, Katy Perry and Paul McCartney.
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|The Ban Sabai Village Resort & Spa in Chiang Mai is a truly small boutique resort and spa.
Our spa offers a large variety of treatments including Thai, aroma oil, herbal, facial and foot massages,
aroma therapy, body scrubs and masques and hot stone therapy. These treatments can be booked à la carte,
in packages or as complete spa holiday packages.
The Ban Sabai Village also offers a variety of yoga, rejuvenation and detoxification packages.
Thai food cooking classes and other activities are available or can be organized by the Ban Sabai Village for its guests.
Chiang Mai is a very romantic destination in Asia and the Ban Sabai Village honors this fact with its specially tailored Honeymoon Package. Visitors interested in the culture and nature of Chiang Rai and its surroundings may be interested in our Culture & Nature Package.
Chiang Mai is located in the north of Thailand and is the second biggest city in the country. Surrounded by mountains, it is a truly beautiful region in regards to nature, culture and sightseeing. Ban Sabai Village Resort & Spa is just 5 kilometers from the city center, night bazaar and world famous Sunday market area located.
Chiang Mai is easy accessible with direct flights form domestic an regional hubs, Bangkok, Koh Samui, Hong Kong, Singapore, Seoul and many more.
Lanna Room
Lanna Room size: approx. 30 sqm.
Our eight Lanna Rooms are located in two of our traditional Lanna Villas. They each have a large double bed, a mini-bar, complimentary tea/coffee facilities, CD player, telephone, satellite TV, air-conditioning & fan, and a bathroom with bathtub and separate shower.
Jacuzzi Junior Suite
Jacuzzi Junior Suite size: approx. 45 sqm.
Our new Junior Suites are furnished with double or twin beds, teak parquet flooring, air conditioner, fan, mini bar, complimentary tea/coffee set, satellite TV, DVD, stereo, shower and separate Jacuzzi for two.
Lanna Jacuzzi Spa Villa
Lanna Spa villa size: approx. 90-110 sqm.
Our five Lanna Spa Villas are two storey traditional Lanna houses.
The ground floor area is open-air with both private sauna & steam room, two treatment / day beds and a dining area. The upper floor has a large double bed, mini-bar, tea/coffee facilities, satellite TV, CD player, telephone, air-conditioning & fan, as well as a large open-air bathroom with Jacuzzi for two and separate shower.
Lapis 2 Bedrooms Villa
This traditional Lanna-style villa has two storeys. The upper area 2 bedrooms have separate open-air bathrooms and an adjoining living room with TV, DVD player and a terrace. On the ground floor there is an abundance of covered space and a private aromatherapy spice garden. The area also has a large round dining table with chairs. There are daybeds on which to relax and enjoy the beauty of the tropical garden and the comfortable climate. Also provided is a kitchen with an electric stove and mini bar for your convenience though many guests opt to simply call room service to deliver wine, drinks and food from the restaurant menu free of any additional service or delivery charge. Lapis Villa size approx. 250 sq.m.
|Wild Orchid Restaurant
Welcome to Wild Orchid Restaurant, we are pleased to serve you here tasty Thai and international dishes, select from our wide Selection of teas, juices, beers, wine, cocktails, aperitifs and spirits. Our philosophy is preparing tasty but not too spicy food, should you wish to have it spicy or extra mild, please let our personnel know.
Private Candle Light Dinner at the Pavilion you can select from a Central-, Northern, E-san and Vegetarian set menu.
Should you wish to learn some Thai cooking, please ask our reception for further details.
Room Service
Do you feel like relaxing in your room but have a hankering for a snack? No problem! At the Ban Sabai Village, room service is available between 7AM and 9PM.
A comprehensive selection of our Wild Orchid Restaurant menu is available for you to enjoy in your room. We offer the room service without surcharge. We want our guest to feel at home!
Candle Light Dinner
A romantic candle light dinner at one of our garden pavilions is the ideal way to celebrate a special occasion or simply to enjoy a private unique dinner. We can assist you with all the details including a specialized menu and beautiful floral arrangements.
Set dinner for 2 person (at cost)
Villa Dining
Make maximum use of your villa while staying at Ban Sabai Village and have your own private diner at your villa.
The lower part of the villa is ideal to enjoy a relaxing massage, just relax and read or for a private lunch or dinner arrangement, our reception is pleased to take your order of dishes from our Wild Orchid menu and specials of the month.
Pool Area
We encourage our guests to make use of our gym to burn extra calories or keep themselves strong and fit. There are ample opportunities to have a refreshing swim in our 20 meter swimming pool or to simply relax on one of the daybeds around the pool.
The pool itself is surrounded by lush, typically Northern Thailand vegetation giving it a feeling of seclusion and privacy. Numerous chaise lounges provide ample places for our guests to spend the day reading while enjoying a fresh fruit juice (or a Singha beer).
Both the vegetation and the parasol protect you from the Thai sun.
For centuries, the art and practice of yoga has been used to promote and create balanced energy within the practitioner's body. Our Ban Sabai Yoga Retreats are custom designed and private. During the retreat, you will experience a wide range of benefits that will energize, balance and support your physical strength and flexibility. One-on-one training with the specialist focuses all of the energy on you and only you.
Our Yoga Rejuvenation programs are ideal for people who wish to (re-)vitalize their body, charge energy, relax and take a distance from their regular daily routine.
|Relax corner on pool side
|Swimming Pool
|Pool Bed
|Spa Treatments Chiang Mai
With spa packages ranging from an hour or two to those lasting a few days, part of your experience while staying at Ban Sabai Village Resort & Spa Chiang Mai is to try our spa treatments. Our treatments are designed to recharge your body and inner energy.
There is a full range of pampering or therapeutic spa services available. We offer traditional Thai massage with an herbal steam bath, facials, body-masques, detoxification wraps, aromatherapy massages and baths. We also offer complete one and two day rejuvenation packages.
Our spa is certified by the Chiang Mai Health Department for quality and excellence.
|Detoxification Programs Chiang Mai
For our bodies to better function and maintain a strong immune system, we must support our bodies with proper nutrition and cleanse it to optimize its function. Our detoxification programs are individually designed to enable us to fine tune and produce excellent results. Ban Sabai's detox programs are not only a physical cleansing but a mental refreshment as well.
Our detoxification programs include meditation, yoga and a cooking class as part of a holistic approach for a healthier and more energetic life. This retreat is based on juice fasting that has the added benefit of weight loss if you wish. Weight loss can be customized to optimize your personal wishes and goals.
|You can reach Chiang Mai International Airport via some interregional direct flights or via Bangkok airport from all over the world. Bangkok Chiang Mai is just a 50 minutes flight. There are many airlines offering direct flights Bangkok- Chiang Mai.


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Retail outlets
Enter into the PAYOT universe with its partner Perfumería Oceano. Find PAYOT beauty products in Madrid and benefit from the professional guidance and how to take care of your skin.
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Our interaction with medication involves many conscious decisions. We recognize a threat (either existing or pending), diagnose the nature of the threat, and then choose a remedy to match it. But does medicating really require that level of decision-making? A study in today's issue of Science suggests fruit flies are capable of medicating not only themselves but their offspring as well. And their medication of choice? Alcohol.
The threat for these flies is any of a number of small, parasitic wasps. These wasps lay eggs on the larva or pupa of the flies, and their offspring feed on the animal internally, often killing them in the process. (Flies have larval stages, during which we call them maggots, and pupate just as butterflies do before emerging in their adult form.) Once infected, there isn't much one of the larva can do to get rid of the parasite.
Its one option: booze. Fruit flies, as their name implies, like to dine on fruit, especially during the larval stages. In many cases, that involves ingesting the alcohol that's produced by natural fermentation of rotting fruit (this can approach 20 percent alcohol content). Some species of flies have developed the ability to tolerate this alcohol as they chew through the fruit as maggots. But for most of the wasp species, even moderate levels of alcohol are toxic.
To demonstrate that this is an effective defense mechanism, the authors of the new paper set up flies to lay eggs either on a regular food source or one that was laced with six percent alcohol. With no wasps present, the eggs laid on alcohol-free food did better, producing adult flies at a higher rate. But when parasitic wasps were added the results were reversed—the booze-laced food start producing adult flies at a higher rate. Although the alcohol remains somewhat toxic, it still pays off when wasps are present.
Maggots eat pretty much whatever food their eggs were laid on, though, so they don't have much choice in ingesting alcohol. Their mothers, on the other hand, do have a degree of choice. The authors set up a situation where the females were given a choice of two food containers: one normal, one spiked with alcohol. When there were no wasps around, the flies preferentially laid eggs on the alcohol-free feed. When wasps were put in the cage, the preference shifted, with more eggs being laid on the booze-soaked meal. The flies would keep opting for the alcohol right up to a 16 percent concentration, about the limit found in naturally fermenting fruit.
How do the flies manage this trick? The authors of the paper showed they're remarkably specific. Placing male wasps (which are not a direct threat) in the cage didn't elicit any change in behavior. But the flies were able to recognize and respond to three different species of wasp. A functional visual system was required to respond to the wasps, and once the threat was recognized, a long-term memory was formed that kept the flies laying eggs on alcohol-laced food for days afterwards.
By checking a variety of Drosophila species, the authors showed the behavior correlated strongly with the evolution of alcohol tolerance—if the fly species couldn't tolerate booze itself, it wouldn't lay eggs on the alcohol-soaked food whether wasps were around or not. The authors note that a gene involved in forming the associated long-term memories is also a key regulator of a gene involved in alcohol tolerance, which suggests the evolution of the behavior and the tolerance might be coordinated.
Are the flies medicating their offspring? By the authors' definition—"the prophylactic (pre-infection) or therapeutic (post-infection) use of substances found in the environment to combat infection"—the answer appears to be yes.
Science, 2013. DOI: 10.1126/science.1229625 (About DOIs).


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Binge It All With No Sign In
Relationships will be tested, a new Shadowhunter named Sebastian will join the fray and the Seelie Queen will step out of the shadows.Watch the latest episodes here!
3 Seasons -
2016 -
Cast: Katherine McNamara, Dominic Sherwood, Matthew Daddario, Emeraude Toubia
Based on Cassandra Clare's bestselling young adult fantasy book series, "The Mortal Instruments," Shadowhunters follows a group of human-angel hybrids who fight to protect their world by hunting down demons. With warlocks, vampires, werewolves, and ominous threats at every turn, the Shadowhunters must lean on each other and their abilities to keep the darkness at bay.
3 Seasons -
2016 -
The Mortal Cup
The Descent Into Hell Isn't Easy
Dead's Man's Party
Raising Hell
Moo Shu to Go
Of Men and Angels
Major Arcana
Bad Blood
Rise Up
This World Inverted
Blood Calls to Blood
Morning Star
This Guilty Blood
A Door Into the Dark
Parabatai Lost
Day of Wrath
Dust and Shadows
Iron Sisters
How Are Thou Fallen
Love Is a Devil
Bound by Blood
By the Light of Dawn
Mea Maxima Culpa
You Are Not Your Own
Those of Demon Blood
The Fair Folk
A Problem of Memory
Day of Atonement
A Dark Reflection
Awake, Arise, or Be Forever Fallen
Hail and Farewell
Beside Still Water
On Infernal Ground
The Powers That Be
What Lies Beneath
Thy Soul Instructed
Stronger Than Heaven
A Window Into An Empty Room
Salt in the Wound
A Heart Of Darkness
Familia Ante Omnia
Lost Souls
Original Sin
Beati Bellicosi
A Kiss From A Rose
To the Night Children
Stay With Me
Heavenly Fire
The Beast Within
Aku Cinta Kamu
City of Glass
All Good Things...
The Official Shadowhunters Season 3B Music Guide
Mar 11
Which Shadowhunters Season 3 Character Are You?
May 22
The Ultimate Shadowhunters Name Chain Quiz
15 Episodes You Need To Watch To Prepare For The Shadowhunters Series Finale
May 04
Meet The New Faces Coming To Shadowhunters In 2019
Aug 07
We've Ranked The Bravest Things Clary Has Done This Season
May 27
Which Complicated Shadowhunters Family Is Most Like Yours?
May 24
We Didn't Realize How Much We Missed Valentine Until He Came Back (Briefly)


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+44 (0) 1773 837 370
While Canada is better known for it's cold weather, this SunShade is ideal for making the most of the sunny months while ensuring you get maximum sun protection.
Using the same technology as our high specification tent range, you will find SunShades are high quality and extremely strong, with high levels of wind resistance.
SunShades are ideal for holidays in the sun or simply enjoying a nice day in the garden. Portable for traveling, each shade comes with a handy and compact carry bag (in a matching design).
▲ Highest UPF 50+ UV Protection
▲ 3 Easy Set-Up Options
▲ Handy Size for Travelling
▲ 100% UV Fade resistant
▲ Pre-Fixed Ropes
▲ Waterproof Materials
▲ Made in England
Rest assured with UV rated protection to UPF50+ offering maximum sun protection and blocking up to 99.7% of UV radiation. The fabric is also UV fade resistant, giving you no fears of the beautiful pattern fading in the sun.
The special FieldCandy design ensures high strength and durability with heavy duty stitching and strong flexible poles; the SunShade can withstand high levels of wind resistance and has pre fixed ropes for a hassle free set up.
Features three easy and handy set up options to ensure maximum shade whatever the direction of the sun. Choose either the 'L' or 'V' shape set-up, sit back and enjoy.
SunShades roll up together with the poles to fit in handy travel size bag (in a matching pattern to the shade) which fits easily into a standard suitcase to take away on holiday (not suitable for hand luggage).
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1.5m (4'9") W x 3.6m (11'8") L
1.5m (4'9") W x 1.8m (5'9") H 20mm diameter
2.4kg / 4lb 4oz
60cm (24") x 10cm (4") x 10cm (4")
Maple Leaf Tent
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Now, there may be a context in which this could make sense, but if there is one thing xkcd is not good at, it's telling you the context for its little stories. Maybe this is a particularly violent family. Maybe it's a crime fighting baby of some kind. Maybe it's a clever plot to rob the doctor by hiding in a uterus. Who knows? xkcd sure isn't going to tell you. It's just like seeing a single image of a long story, and you have no clue why it's there.
Is it possible that the whole thing is a set up for the final line? Maybe. It's hard to imagine, because the emotion focus climaxes with a gun in the woman's uterus but maybe he just really liked the idea of a doctor, so used to telling women to "push" when giving birth, changing to "pull" when something goes wrong. But why on earth choose this as your idea of a humorous way for it to go wrong? Why something so astonishingly gross and violent?
Randall does not have a very good record when it comes to comics about giving birth. Here's one example, here's another. Notice anything? Yes, they both involve male doctors abusing their relationship with their patients by making them think something horrible is going to happen. Ha, ha. Ha. And yes, like the current comic, they both involve the idea of a baby going back into you once it came out. Ha, haha. Of course, like the current comic, they all are terrible.
Now I'm no doctor, but I'm going to hazard a guess as to why Randall is making lousy comics about birth: He's a dude who is pretty young. Lots of guys his age may already be parents, but he is not. He isn't married. He doesn't have a child and when he does, he won't be the one giving birth to it. They comedy is truth and that to make fun of something you have to really know it, and I think that's why a twenty-something male really shouldn't be making comics about birth.
OK, I'll change that - I'm not going to tell people what they can or can't write about. I'm just going to say that for a twenty-something guy to be making these comics, he's going to have a harder time with it.
It is possible to make something good on the topic. Some people have been linking to a certain fetus-themed PFSC comic. I don't think this comic is as funny as the Onion article I link to below - some cuddlefish is going to say it isn't even as funny as the xkcd, but they are wrong - but it's still funny, partly because of how surreal it is ("the McDonald's inside you"), and partly because of how both characters take the events in stride, so calmly.
Now, granted, in this particular case, showing us the gun may have meant showing us the woman's uterus. Which I would have disliked even more. Is that a good argument against what I've written? No, it's a good argument about not setting your comic in a freakin uterus.
Let's get back to talking about context. Here's an old Onion article that bears a remarkable resemblance to today's comic: Nation Shocked by Pre-Natal Shooting. It's worth reading all of. Why is it funny when today's xkcd isn't? Both use the image of a fetus with a gun committing or attempting to commit a violent crime. The key difference is that the Onion has a good reason for this: It's a darkly comic piece parodying the violence among youth in America, particularly violent crimes committed by very very young children. The tone of the article makes clear that it is a parody of real stories that had only slightly older children involved. There's still an inherently icky feeling about it, but it serves a purpose. This comic's purpose seems to just be...well, I can't tell what it is.
OK, I think it's time I head on over into the forums and see what they have to say. Perhaps they can enlighten me. Perhaps they can enrage me. It'll be fun I am sure.
Maybe you noticed because you were reading the comic and saw it happen? The doctor is clearly using a magic string that disappears when you look too closely at it. That must be it, otherwise the implication is that Randall forgot to finish the drawing for some reason. That would just be silly! he is a professional.
OK this is a comment I really like - admitting the comic makes no sense and suggesting at least a pun that he could have used.
....and that's all I care about. Mostly people who are complaining that this comic makes no sense.
WELL, I guess that is it then! No one can explain this comic.
One final word: Sometimes, xkcd is good. Sometimes its bad. It can be bad for a variety of reasons. Sometimes the joke is ok but it just makes you feel weird because of the subject matter. Sometimes the subject is perfectly inoffensive but the joke isn't actually funny or doesn't make sense. And sometimes, you just can't tell what the joke is. This is a case of all of them - the strange, off-putting subject matter makes you feel gross (i hope) but the payoff is zero; there's no good reason we had to read all that.


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The tools, rules, and relationships of the workplace illustrate some of the enduring collaborations and conflicts in the everyday life of the nation. The Museum has more than 5,000 traditional American tools, chests, and simple machines for working wood, stone, metal, and leather. Materials on welding, riveting, and iron and steel construction tell a more industrial version of the story. Computers, industrial robots, and other artifacts represent work in the Information Age.
But work is more than just tools. The collections include a factory gate, the motion-study photographs of Frank and Lillian Gilbreth, and more than 3,000 work incentive posters. The rise of the factory system is measured, in part, by time clocks in the collections. More than 9,000 items bring in the story of labor unions, strikes, and demonstrations over trade and economic issues.


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- 816-373-8789
- https://chuxtrux.com
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Hitch Mounted Bike Racks
- Easy to Use Bike Racks for Cars, Trucks and SUV's If you live in Kansas City and need a way to haul bicycles around, Chux Trux has hitch mounted bike racks available for cars, trucks, Jeeps and SUV's. Many different models to choose from that hold anywhere from 2 bikes up to 5 bikes at a time. Just slide them into your trailer hitch and put in your locking pin and you're ready to haul them down the road. Click the image for more details.
Trust Chux
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Quit wasting your valuable time shopping around to save a dollar or two. When you buy from Chux, we'll beat our biggest competitors advertised prices, even up to 1 year after you bought it from us!
Don't wait for a sale. If we put something on sale, call us and we'll refund the difference!
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Don't like what you bought? Changed your mind? Doesn't look like you wanted? Chux wants you happy and we make it easy to return or exchange your items.
Award-Winning Customer Service
Not many retailers can claim this one. Chux was voted SEMA's "Retailer of the Year" by our industry peers in the Light Truck Accessory Alliance category!
26+ Years In Business
Well, it's easy math. Take the current year and subtract 1991 (the year we started) and that's how long we've been around. We're a small business that's "grown up" in the industry by selling and installing everything from window visors to superchargers. We have multiple stores and an online presence that almost no other local retailer can claim.
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- CHUX TRUX - Independence
- 13208-A East 40 Highway
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- Sat: 9:00am-3:00pm (CST)
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- CHUX TRUX - Kansas City
- Kansas City, Mo. 64119
- 816-777-2589
- Store Hours:
- Tue-Fri: 9:00am-6:00pm (CST)
- Sat: 9:00am-3:00pm (CST)
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- CHUX TRUX - Olathe
- 1515 E. Santa Fe
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- 913-829-8789
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If working on Trucks and Cars is your day job, then you got a good chance of getting this done. But Chux is here to take on the job if need it!
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The overarching goal of the so-called Basel III agreement and its implementing act in Europe, the so-called CRD IV package, is to strengthen the resilience of the EU banking sector so it would be better placed to absorb economic shocks while ensuring that banks continue to finance economic activity and growth.
The European Banking Authority (EBA) will play a key role in the implementation of the new regulatory framework in the European Union.
"Basel III" is a comprehensive set of reform measures in banking prudential regulation developed by the Basel Committee on Banking Supervision, to strengthen the regulation, supervision and risk management of the banking sector. These measures aim to:
The Basel III agreement was endorsed by the G20 in November 2010.
In 2013, the European Union adopted a legislative package to strengthen the regulation of the banking sector and to implement the Basel III agreement in the EU legal framework. The new package replaces the current Capital Requirements Directives (2006/48 and 2006/49) with a Directive and a Regulation and is a major step towards creating a sounder and safer financial system.
The Regulation contains the detailed prudential requirements for credit institutions and investment firms while the new Directive covers areas of the current Capital Requirements Directive where EU provisions need to be transposed by Member States in a way suitable to their respective environment.
The package applies as of 1 January 2014. Some of the new provisions will be phased-in between 2014 to 2019.
The European Banking Authority (EBA) plays a key role in the implementation of the Basel III framework in the European Union.
While it provided expert technical advice to the EU institutions during the legislative process, the EBA is now mandated to produce a number of Binding Technical Standards (BTS), Guidelines and reports for the implementation of the CRD IV/CRR package.
BTS are legal acts which specify particular aspects of an EU legislative text (Directive or Regulation) and aim at ensuring consistent harmonisation in specific areas. BTS are always finally adopted by the European Commission by means of Regulations or Decisions. According to EU law, Regulations are legally binding and directly applicable in all Member States. This means that, on the date of their entry into force, they become part of the national law of the Member States and their implementation into national law is not only unnecessary but also prohibited.
Guidelines are an important tool for fostering convergence of supervisory practices across the EU. Although they are not legally binding, supervisory authorities and institutions around Europe must make every effort to comply with them. Supervisory authorities, in particular, are obliged to inform the EBA of their compliance or intention to comply with them and to also explain the reasons for an eventual non-compliance.
Finally, the EBA has the mandate to produce a number of reports aimed at evaluating or assessing the impact of several provisions included in the legislative text, such as the implementation of a leverage ratio in Europe or the evaluation of the impact of the new provisions on lending to small and medium enterprises (SMEs).
In order to assess the impact of the full implementation of the new Basel III framework on the European banking system, the EBA conducts, on a semi-annual basis (with data as of end-June and end-December), a monitoring exercise on a sample of EU banks.
The exercise is conducted on a voluntary basis.


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Hello dear,
name is Dorien Mukuna,am a young girl of 24years old,single and never married before,am 5.9ft tall,Slim stature,open minded,honest,trusted,and caring and just to mention but a little.I hope honesty and trust they say build a strong relationship.That is why I have the confident to write you this brief mail.please remember that age,colour or distance does not matter but most important is love
Though we have not meet each other before but I have the believe that it takes nothing for one to know one..I will like to hear from you so that we can get to know better and would send you my pictures soon as I receive your reply.you can reach me through my email address:([email protected]yahoo.com)
I am not of the beauty type but I think I have the beauty of the mind.Feel free and contact me if you are of good and decent origin. I do not care were my kind of friend comes from provided he/she is a decent person.
Please I'm waiting eagerly to see your mail soon.
Remain healthy
Yours Sincerely,
Flag as inappropriate Posted by on 10th May 2011


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Last year, a potential client approached me to perform research in a nearby county on an ancestral family. This client had never performed research before, instead relying on the work of others, but was interested in moving this particular family back in time a generation. After consulting with me and the others who had performed previous research, the client decided not to hire me because all the records had already been searched. The belief was, amongst that group, that there was no further information to be found pertinent to that family or the research problem because they had already gathered all documents created by or for the ancestor in question.
I strongly disagreed and explained why, but still lost a client over a common misconception, that all there is to research is extracting information from records about a particular ancestor.
The longer I am a genealogist the more I understand how incorrect that notion is. Yes, of course, we must search all the records, but there is so much more to it than that. Solving difficult research problems requires going beyond the initial research phase and looking at the information we've gathered in an entirely new light. This idea is, in part, what methodologies like cluster or whole family research rest upon. It isn't the information we gather that's important so much as how we use it. If we are content to look only at one ancestor and the records he or she created without analyzing the information found or placing the records (and our ancestors) within an appropriate context, then we deserve what we get: an insurmountable brick wall.
It doesn't have to be that way. Instead of playing Oliver Twist, with our proverbial bowls held out asking More, please, perhaps we should look at the information we've already gathered and see what it's really telling us. We might discover a witness who was named repeatedly in various documents, someone previously discounted because his or her surname was different, but on second glance we realize, Hey! This person could be a relative! Perhaps a fresh analysis will uncover patterns we hadn't noticed before, patterns that will lead us back to a previous locality, to records we didn't know existed, or to the elusive parent…all because we were willing to look deeper.
As researchers like Elizabeth Shown Mills, Thomas W. Jones, and others advocate, we must be willing to wring every bit of data out of every record we find. We must be willing to track down every lead, no matter how small or seemingly inconsequential.
Perhaps most importantly, we must rid ourselves of long-held assumptions about how research is conducted and when it should end. Canvassing a broad variety of records is a necessary part of the research process, but if we stop there and never look at the details we've gathered, separately and as a whole, we have missed an opportunity to deepen our knowledge of an ancestor's life and, perhaps, missed an opportunity to connect that ancestor with the previous generation.
More information, more records, more stuff, isn't always the answer, but where analysis of that information is concerned, we should always be eager to say, More, please!


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Bullying, disrespectful behavior, cheating, tardiness, vandalism, profanity and drug abuse hinder child development, student achievement, school safety and public confidence. They can be traced to problems in the development of good character, and character development starts early, in the home. What is character? Character (good or bad) is what we do when no one is looking.
Character First! has definitions and information, used with permission from the Character Training Institute at www.characterfirst.com, to help parents and early care and education providers promote positive behaviors in young children and create a culture that values good character. As you praise and nurture the good character traits observed in your children, you give them gifts that last forever. These gifts are the fundamental qualities of good character. In 2013 the character traits of orderliness, forgiveness, sincerity, virtue, attentiveness, faith, justice, gentleness, responsibility, patience, initiative and self-control will be featured in the newsletter published by MECC, found on our website at www.monteloresecc.org.
Because we think of giving gifts in December, the character trait for this month is generosity. This month, give your children a gift that you don't have to buy, that doesn't require batteries, that won't wear out - in fact, it will last forever. For the month of December, teach your children to be generous. The dictionary defines generosity as, (1) nobility of spirit; (2) willingness to give or share; (3) magnanimity; and (4) the quality or fact of being generous. The word generosity is related to the Latin word genus, which means "a family or race." Through the family tree, generations are linked by inherited physical and personal tendencies. In a similar way, generosity links people together.
Teaching young children to be generous begins first with your own actions. Be a person of good character yourself by being generous (cheerfully managing resources so you can freely give to those in need), as opposed to being stingy. Model generous behavior by giving of your time, love, kindness and attention. Being generous does not mean only giving material things or money.
This season is a wonderful time to do activities with your children that will help them learn to be generous. Depending on their ages, help them make and decorate "Generosity Coupons" for gifts they can give to others. These can be as simple (and important) as a hug, a batch of homemade cookies, an offer to help clean up a sibling's room, set the table, do the dishes, and many other small acts. A wonderful family activity is to volunteer together in ways that will be meaningful to your young children - maybe simply cleaning up a play area at the park, or visiting a nursing home to sing songs, reminding your children how good it feels to be generous and kind.
Something parents already do (hopefully every day) with their children can encourage generosity: reading books together. Author Carol McCloud has written several books to encourage young children to find happiness through acts of generosity, sharing, and love, using terms that very young children can understand - the idea of filling a bucket. One of these is Have You Filled a Bucket Today? Nicola Moon's book, My Most Favorite Thing, uses simple words and pictures to help very young children see that giving not only makes the recipient of the gift feel good, but the giver feel good, too. And many homes already have a well-worn copy of Marcus Pfister's Rainbow Fish that tells the story of the real value of personal beauty and friendship.
So at this time of year, enjoy the intangible gifts of the season with your children and families, especially the gift of generosity.
Dennis Story is the Director of the Department of Social Services for Montezuma and Dolores Counties, Character Council, and a true Champion for Children in our two county region.


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A CPJ special report by Elena Milashina and Nina Ognianova: In the run-up to the Sochi Winter Games, official repression and self-censorship have restricted news coverage of sensitive issues related to the Olympics, such as the exploitation of migrant workers, environmental destruction, and forced evictions. The information vacuum comes amid a generally poor climate for press freedom across Russia.
Read full text if the report on CPJ's website.


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Many thanks to the members of the Rockdale County Genealogical Society for the warm welcome at Sunday's meeting. I very much enjoyed speaking with y'all and discussing some of Georgia's "poor" records. Y'all made my first professional speaking engagement a relaxed and pleasant experience, and I appreciate that.
For those of you who missed it, the session was "Poor People, Rich Records: Researching Georgia's 19th Century Poor." The specific records we discussed were:
- Poor school and academy lists
- Homestead exemptions and their predecessors, the Insolvent Debtors Acts
- Bastardy records
- Guardianships, apprenticeships, and indentures
- Pauper records
For each records set, I tried to give a brief overview of the laws (except with pauper records), a list of the various kinds of records that could have been produced, the likely location(s) and forms (loose, bound, microfilmed, etc.) of those records, and several typical examples.
In addition to the resources listed in the handout, I wanted to share the following articles, all published in the Georgia Genealogical Society Quarterly (GGSQ), available to members of that society or at many libraries. Each of these articles may answer some of your lingering questions about Georgia's historical court systems.
- Sandra J. Boling, "Significant Legislation Relating to Estate Settlements in Georgia, 1851 – 1900," GGSQ 45 (September 2009): 119-148.
- Robert S. Davis, "The Inferior Court of Georgia (1789 – 1868)," GGSQ 48 (Spring 2012): 13-18.
- Joanne Smalley, "Georgia County Records: An Overview of Some Genealogically Significant Records," GGSQ 45 (Winter 2009): 301-310.
In the latter, Ms. Smalley briefly discusses Georgia's Superior Court. I did not use any of these articles for background research for this lecture, but each one is an invaluable resource for genealogists.
I hope to see each of you again soon. Until then, happy hunting!


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From the blogosphere to the sports pages to the ESPN studios, based on those out of conference match-ups, the college football world has judged (correctly) that the Big 10 is weak this year.
So who's the best? Why the SEC, of course. Just ask any of those same college football pundits (including the moron writing this post, who said as much in his Weekend Recap piece yesterday).
But upon further review, how do we - and I - know?
Why is everybody so positive the SEC is so good? Because if you base the SEC's greatness on the same critia as the Big 10's suckiness, it doesn't stack up.
Fact is, the SEC has a whopping one out-of-conference victory over a team currently ranked in the top 25: LSU's defeat of Virginia Tech. That's it. One.
As for the rest of the SEC? Here's a quick overview of the games that made them "the best"...
* South Carolina's "big" non-con win was 6 point victory against 2-5 North Carolina
* Florida didn't sniff a tough non-con game
* UGA beat 5-3 Oklahoma State...a team which lost to Troy
* Kentucky burst on the scene this fall with a close victory over then-#9 Louisville (which looks about as impressive as beating Nebraska now)
* Tennessee got smoked by Cal
* 'Bama, slayer of Tennessee, lost to a very average Florida State team
* Auburn lost at home to South Florida and beat K-State
* Ole Miss lost to Mizzou
* MSU lost to WVU
SEC coaches tell everybody who'll listen that they play in the toughest conference in America. And everybody who does listen apparently believes it.
Everybody also knows that Florida from the big bad SEC beat OSU from the lowly Big 10 to claim the National Title last year. But they also seem to forget that the Big 10 went 2-0 in the other two games in which the conferences squared off.
Maybe we all shouldn't be so quick to drink the SEC Kool-Aid.


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February 04, 2014
If you want to use special techniques to get performance out of the not-Arduino on board, then that's fine.
When I was a consultant, I noticed that customers usually think that what they are doing is the most amazing thing in the world. Even the company that made trash compactors seemed to think it was exciting. I guess that's how you get through the day.
The other effect I've noticed — and I think it is getting worse — is that people tend to develop irrational love for some tool or product and then eschew other tools. I have a lot of faults, but I mostly stay out of that trap. As you probably know, I do have the irrational fan boy fixation on emacs, but other than that I'm pretty equal opportunity with tools. I've written code in dozens of languages and used more microprocessor architectures than I can count. Sometimes it was because of what the job demanded. Other times it was because it was the right tool for the job.
I enjoy programming in C and C++. But if I am writing something with a network socket, I'm likely to turn to Java. I write a surprising amount of string processing code in Awk or Perl. I've written Forth, PL/I, and going way back a bunch of FORTRAN. None of those are the perfect language.
I find that's an unusual thing. Many people cling to their language of choice even when it makes them jump through hoops to do some task. I see the same fixation with processors, operating systems, and just about any tool. I suppose it is natural to want to use what you know, but it is all too easy to slip into fan mode.
I've been accused of being a Java hater, an Arduino hater, and a Mac hater (well, there might be something to that last one). The funny part is I've used and written about Java and Arduino quite a bit. I am just realistic about their limitations. C++ and C# both have their limits too. Most of the other languages I mentioned have huge limitations.
This comes to mind because I got quite a few comments about the last blog regarding Intel's super Arduino named Galileo. My point was (and still is) that if you expect people to use it like an Arduino, they will use it as an Arduino. In testing, if you use it like an Arduino, it is going to be slow.
Now, I'm all for using it as a Linux board (I'm dangerously close to being a Linux fan). If you want to use special techniques to get performance out of the not-Arduino on board, then that's fine too. I mentioned last time that I knew there were special techniques to get better performance out of the board. But, in fact, if a typical Arduino user buys this board and a shield and tries to use the library that came with it (much as I did the LCD code), it will either be slow or it may not even work. Only a few people will dig into a library and update it with special calls.
For the record, here's the fastest way I could find to toggle a bit on the board:
uint32_t outlatch; void setup() { // put your setup code here, to run once: pinMode(2,OUTPUT_FAST); outlatch=fastGpioDigitalLatch(); } void loop() { // put your main code here, to run repeatedly: int x=0; while (1) { fastGpioDigitalWriteDestructive(outlatch); outlatch^=GPIO_FAST_IO2; } }
This outputs a square wave just under 3MHz (see the figure below). That's not bad, but the key is that you had to do special gymnastics to get there. A reader pointed out a page that had several tricks like this. But I still say that this isn't useful if you are trying to use off-the-shelf Arduino libraries. After all, that's the power of the Arduino is the vast array of plug ins (both hardware and software).
If you read the FAQ, by the way, it indicates that the frequency the GPIO can achieve is 230 Hz because of the I2C port expander. Clearly the fast latch technique must bypass that, but I haven't dug into exactly how that works yet.
Just to be clear, I don't hate the Galileo. But I do think its Arduino support may miss the mark for the majority of the Arduino target market.