text: As a CSR you will help maintain the general processing of donations, merchandise, and completing customer orders at the specified Idaho Youth Ranch location. Your main priority is to do the variety of tasks assigned to you in an efficient, accurate, safe, clean and courteous manner. Most of these tasks require superior customer service skills, as you will generally be working one-on-one with the public and Idaho Youth Ranch customers. Responsibilities -Serves as a representative of the Idaho Youth Ranch -Maintains agency quality assurance standards -Operates cash registers, credit card machine and check processing equipment -Ensures the accuracy of all monetary transactions -Operates pallet jacks, hand-carts, lift gates, and other loading/moving equipment -Sorts, cleans, prices, and stocks donated merchandise. Regularly moves large boxes, furniture and appliances Must Haves -Enrolled in High School or High School diploma or equivalent required -One year retail experience preferred -Strong interpersonal and sales skills -Professional verbal communication skills -Demonstrated work ethic, integrity and professional conduct -General knowledge of the retail environment, including knowledge of popular brands, product pricing and antiques -Ability to work weekends Skills/Talents You've got passion. You want to make a difference and have a soft spot for kids. You get excited about the possibility of having a real impact and working closely with a committed team to create something transformative. You see what's possible and don't let obstacles deter you. You like to get focused on a vision and work diligently to achieve it. Your passion is evident in your interactions. You like to have fun. You like a challenge and enjoy a dynamic environment. You're okay with being the go-to person for customer service problems, challenges and opportunities. You like to be the master of your environment and learn a system inside and out so you can make the most of your experience. You're a pro. You have a high personal standard of excellence, a strong work ethic and commitment to mission. You're looking for a new opportunity to leverage and grow your skills, to make a unique contribution to a team effort – to stretch your knowledge, skills and character. You have an innate ability to recognize shifting priorities and adjust accordingly. You understand the power of relationships, the value of persistence, the reward of professionalism, the fun of discovery and the inevitability of change. You're respected by your peers and can get results where others struggle. Integrity isn't something you have, it's who you are. The Idaho Youth Ranch is one of the oldest non-profit agencies in the state of Idaho. We save, empower and prepare kids for promising futures. The Idaho Youth Ranch has a competitive Total Compensation Package including: medical plan, dental, vision, retirement plan and other optional benefits. If you want to make a difference in a child's life, apply today.


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GM's Rick Wagoner took to the stage earlier this week, and yesterday it was Carlos Ghosn's turn on the runway. We already gave you a look at Ghosn's conquest of the beaches of Bartiromo, but that wasn't his only foray into the media wilds yesterday. Ghosn sat down for coffee and pastries with all sorts of print journalists (don't worry Carlos — we were busy yesterday anyway) resulting in a number of interesting and provocative stories on the energetic and excitable Renault-Nissan CEO along with the accompanying conjecture on today's meeting with Wagoner. Just as importantly — it resulted in a number of funny quotes and exchanges like these from today's New York Times:
"I do not take too much in what's said, because we haven't started," Mr. Ghosn said. "This is the beginning of the story."
Told that those words sounded like a line from the film "Casablanca,'' Mr. Ghosn declared, with a smile, "This is Ghosn. This is not 'Casablanca.' "
In addition to Ghosn wanting to be clear he's no Ilsa Lund or Rick Blaine, he's of the belief the idea of a GM-Renault-Nissan tripartide alliance is gonna be well, let's let him tell you:
"I would not be here today if I did not think it was big...big! I am focused on what is the size of the prize..."
We feel like maybe this whole thing is about either Ghosn looking to be the big man of the auto industry or maybe he feels like GM has a hole his alliance can fill — perhaps a small (and mid-size car) hole, but a hole nonetheless. Likewise, Renault-Nissan probably has a hole in its product lineup as well — possibly one big enough to drive a pickup truck (or SUV) through. And you know, if things don't work out — Rick and Carlos will always have Detroit.
A Big Vision, Only if G.M. Is Willing [NYT]
All of our GM-Renault-Nissan coverge [internal]

subset: commoncrawl


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If songs are at the core of the music business, the way in which these songs can be identified has become a crucial issue for the industry.
The new digital eco-system has created an infinity of new uses for songs, and made the complex process of identifying works even more relevant. In other words, the metadata that is attached to songs is the crucial element that will allow songs to be identified and, eventually, remunerated.
As a result, one of the most ambitious projects undertaken by the music industry in recent years has been the building of a global repertoire database (GRD) that will regroup in a comprehensive and standardised manner all the music works created in the world.
The GRD, as it is known, was given a full review at Midem on Tuesday Jan. 31, during the International Publishing Summit organised with ICMP, the global organisation for music publishers.
"If GRD did not exist, it would have to be invented," joked moderator Stephen Navin, chief executive of the UK's Music Publishers Association.
The project, started in 2008, is moving on, and in February, recommendations should be published by consultancy group Deloitte on the way forward to building this database. A working group, encompassing rights holders and technology companies has been working for the last couple of years.
"There are still a lot of issues up in the air, noted Jane Dyball, SVP international legal and business affairs at Warner Chappell Music, who added that there was "a real commitment to make it happen". For Dyball, the GRD will will be a much-needed tool at the service of rights holders and digital services alike; even if the road to get there might be a bit bumpy. "Anything that changes status quo presents some concerns to some people," she said. "What we have to do as a group is always to focus on the opportunities."
Jez Bell, director of licensing at Omnifone, agreed with Dyball that there was always a risk for the process to slow down or stop, but it has not happened so far. For Bell, the different stakeholders working on the project "managed to maintain momentum throughout process – it gives us confidence that something is going to happen."
Sacem's director of organisation and information systems Michel Allain outlined the vision behind the project. "We have a consensus on what it will be and what it will not be," he said. There were, he added, three keywords to explain what the project is about. First, it is a database, no less but no more, in that it is not a distribution system or an accountancy system. Second, it is global and has the ambition to cover all territory and all usages. And last, it is authoritative.
At the end of the process, the GRD will be, according to Allain, "a unique place where you can have data that is accurate and has been validated".
There are still challenges: for example, how can the database deal with various languages, and what will be the place of domestic repertoire in the project. Another issue, says Omnifone's Bell, are funding issues.
On the upside, the GRD should give online platforms the tool to process payments to rights owners "quicker and more accurately", according to Omnifone's Bell.
The same theme was picked by Karen Buse, director of international at PRS for Music in the UK. For Buse, it is about "the quality of data", which will allow for "speedier and more accurate distribution for our members".
Speaking from the perspective of a technology company and users of content, Sami Valkonen, head of international music licensing for Android at Google, the GRD will be about "efficiency in paying invoices". "Imagine a world with GRD in which we can simply go to the GRD and pay and process quickly," he said.
For Valkonen, one of the challenges faced by the proponents of the GRD is the governance and ownership structure. Valkonen goes as far as saying that the GRD should be seen "as a public good that benefits everyone. "There should not be anything in GRD that is proprietary," he said. For him, it should be there, funded and available to everyone.
This topic, it is understood, is one that creates friction within the GRD group, since both publishers and collecting societies are known to view their data as "proprietary" rather than a "public good". And, according to one person aware of the situation, some rights societies have seen with moderate enthusiasm Google acquiring rights management company RightsFlow and integrate it into YouTube to serve as back office for royalties tracking and payment. "They fear that combined with the GRD, Google could compete directly with rights societies for the collection and distribution of royalties," explained the expert.
Another fear is that the GRD would first and foremost be a vehicle for the big publishing companies. But the participants to the panel tried to lift that perspective. "This levels the playing field for the small publishers and the smaller societies," said Bell. In addition, he said, the fact that CISAC is part of the discussions ensures that in the end, the repertoire from all the different rights societies should also be taken in to account.
Veteran publisher Ralph Peer II, chairman and CEO of US-based peermusic, concurred. For independent publishers like him, the GRD creates indeed a level playing field that "will be useful to the indie community". But Peer warned that the GRD could also fail if the infrastructure is built and nobody joins in and provides repertoire.
Dropping for a while his neutral hat of moderator, Stephen Navin assured the audience that "all publishers are absolutely committed to the database" and that it will become a reality.
Reflecting the general mood in the room, PRS for Music chairman Guy Fletcher spoke from the audience and said that it was absolutely crucial that the project came to fruition. "It cannot be a no go: let's get on with it and do it."(For those who were not there -- and those who were -- the complete Midem coverage can be found on the trade show's blog)
If you found this post informative, you might be interested in the following stories:


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The Kessil 90° Gooseneck Bracket is designed to be used with the A Series Gooseneck to maintain a low profile look. The Bracket can be installed in less than 1 minute to the A360X or A360 and A Series Gooseneck. The 90° Gooseneck Bracket will allow you to display your lights in a unique way with the already popular A Series Gooseneck.
Weight: 0.13 lb / 60 g
Dimensions (L x W x H): 4.7" x 0.8" x 1.1" (119 x 20 x 28 mm)
For a quarter of a century, DiCon has specialized in making products that direct high-speed laser beams into miniscule, hair size fiber optic cables for the telecom, defense/military, and biomedical sectors.
In the early 2000's, DiCon realized the transition to LEDs was imminent and invested heavily in the technology. As a result, three new business units were created.
DiCon LED pushes the forefront of this movement with its proprietary high density LED array, and DiCon Lighting applies the platform in lighting fixtures for the architectural and entertainment industries.
Specializing in the field of biotope illumination, Kessil®'s story begins in the San Francisco Bay Area, the epicenter of the indoor growing industry.
The innovative ideas and specific experiences of three UC Berkeley graduates and their cooperation with DiCon in various projects were the basis for the foundation of Kessil®. In early 2009, the graduates presented their business proposal to DiCon's management team who accepted the plan right away. The three founders put things into action and defined the initial business direction, designed the first generation prototypes, and performed a few basic experiments. DiCon also invested heavily and provided resources such as a large space for Kessil®'s plant research lab and creating dense matrix LEDs with a variety of spectrums. Kessil®'s staff includes DiCon's top optics experts and senior product designers.
Today, each of DiCon's business divisions are recognized leaders in their respective fields, designing and manufacturing quality products with differentiating technology, advancing photonics knowledge through continuous research, and building customer relations with consistently first-rate service.
We are delighted to now supplement our own range of high-quality LED lights for aquariums with Kessil® LEDs. TUNZE® Aquarientechnik develops and produces highly specialized LED luminaires in PU resin for IP 68 security, that can be used both above and as the only supplier on the market under the water surface in the aquarium. Underwater use results in a significant increase in performance and minimization of electrical losses. Like the TUNZE® pump technology, TUNZE® LEDs are an impressive example of how modern technology and contemporary design in the aquarium can be turned into art.
The symbiosis between the two strong companies Kessil® and TUNZE® offers you the best selection of innovative lighting technology for aquariums and natural biotopes.
What means "Kessil®"?
"K" is for Kelvin, the unit for color temperature.
"E" is for emission of light from an LED.
"SS" derives from carbon capture and stands for energy efficiency and environmental friendliness. With a little trick, "ss" was made out of it.
"I" is for intensity from the Dense Matrix LED
"L" stands for Lambda, the unit for wavelength / spectrum. Kessil® creates very efficient and unique spectrums.
The prices listed in the catalogue are given in EUR and contain a value-added tax of 16%. Additional information:


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The SEC recently filed charges against four traders for bribing a Venezuelan official with millions, against the gatekeepers of two mutual fund trusts for inaccurate or misleading fund disclosures, and against the city of Harrisburg, Pa., for securities fraud.
Harrisburg, Pa., Charged with Securities Fraud
The SEC charged the city of Harrisburg, Pa., with securities fraud for making misleading public statements when its financial condition was deteriorating and financial information available to municipal bond investors was either incomplete or outdated. It is the first time that a municipality has been charged by the SEC for misleading statements made outside of its securities disclosure documents.
The statements were made in the city's budget report, annual and midyear financial statements, and a State of the City address—all of which implied that the city was in considerably better financial shape than was actually the case.
Harrisburg, which is nearly bankrupt, is under state receivership thanks in the main to about $260 million in debt that it had guaranteed for upgrades and repairs to a municipal resource recovery facility owned by The Harrisburg Authority. As of March 15, Harrisburg has missed approximately $13.9 million in general obligation debt service payments.
Harrisburg failed to comply with requirements to provide investors with ongoing financial information and audited financial statements. These investors held bonds totaling hundreds of millions of dollars—all of which were either issued or guaranteed by the city. The lack of accurate information available from conventional city sources from 2009 to 2011 compelled investors to seek information elsewhere. However, precious little accurate data was available from other public sources, and some of what was available was seriously in error—such as the 2009 budget misstating Harrisburg's credit as being rated "Aaa" by Moody's, when Moody's had already downgraded Harrisburg's general obligation credit rating to Baa1 by December 2008.
Information on the city's website in addition to the budget, such as the 2009 State of the City address and 2009 midyear fiscal report, also either misstated or failed to disclose similarly critical information aboutHarrisburg's financial condition and credit ratings.
Harrisburg has neither admitted nor denied the SEC's findings, but the SEC has issued an order for the city to cease and desist the violations. The agency has taken into account the city's cooperation and the actions it has taken to avoid future violations in framing its settlement.
The SEC has also issued a report addressing disclosure obligations of public officials, as well as their potential liability under federal securities laws for public statements made in the secondary market for municipal securities.
Huge Kickback Scheme Nets Venezuelan Official Millions; Traders Charged
The SEC charged four traders tied to a New York City brokerage for their part in a kickback scheme in which they paid millions of dollars to an important Venezuelan finance official in an attempt to win the bond trading business of a state-owned Venezuelan bank.
Tomas Alberto Clarke Bethancourt, executive vice president of broker-dealer Direct Access Partners (DAP); along with a Panamanian resident, Iuri Rodolfo Bethancourt; and a husband and wife, Jose Alejandro Hurtado and Haydee Leticia Pabon, residents of Miami, all played a part in a massive setup in which the global markets group at DAP executed fixed income trades for customers in foreign sovereign debt, the SEC said.
DAP Global, according to the SEC, generated more than $66 million in revenue for DAP from transaction fees—markups and markdowns—on riskless principal trade executions in Venezuelan sovereign or state-sponsored bonds for Banco de Desarrollo Económico y Social de Venezuela (BANDES). They then channeled some of this revenue illegally to María de los Ángeles González de Hernandez, BANDES' vice president of finance, who authorized the fraudulent trades. Clarke, known as "Tomas Clarke," executed the trades and tracked the markups and markdowns via spreadsheets; Iuri Rodolfo Bethancourt accepted more than $20 million from the illicit trades via his Panamanian shell company, which he then used to pay out some of those millions to González; Hurtado pocketed some of the $6 million in kickbacks he got from DAP under the guise of salary payments, and passed along a portion to González as well; and his wife received another $8 million under the guise of finder's fees.
The scheme ran from October 2008 until at least June 2010. BANDES, a new customer of DAP won through Hurtado's connections, stayed with the firm when González was wooed by kickbacks to keep the bank's business with DAP regardless of what it was charged in the complex transactions that resulted in the illegal profits. Ironically, Clarke and Hurtado also deceived González about the amount of DAP's fees, cheating her out of some of her ill-gotten gains to keep a greater share of the illicit profits for themselves.
The SEC has charged Clarke, Bethancourt, Hurtado and Pabon with fraud, and seeks final judgments that would require them to return ill-gotten gains with interest and pay financial penalties. Its investigation is continuing.
The U.S. Attorney's Office for the Southern District of New York has also announced criminal charges against González, Clarke and Hurtado.
Gatekeepers for Two Trusts Charged for Inaccurate Disclosures
Gatekeepers for the Northern Lights Fund Trust and the Northern Lights Variable Trust were charged for making inaccurate disclosures regarding the factors they considered when approving or renewing investment advisory contracts on behalf of shareholders.
An SEC examination found that some shareholder reports for the two trusts either misrepresented material information considered by trustees or omitted material information altogether with regard to how trustees weighed some factors in making decisions on behalf of the funds and their shareholders.
The five trustees named in the SEC enforcement action are Michael Miola of Arizona, Lester M. Bryan of Utah, Anthony J. Hertl of Florida, Gary W. Lanzen of Nevada and Mark H. Taylor of Ohio. They and the trusts' chief compliance officer, Northern Lights Compliance Services (NLCS), were responsible for causing violations of the SEC's compliance rule, and the trusts' fund administrator Gemini Fund Services (GFS) caused violations of the Investment Company Act recordkeeping and reporting provisions.
In trustee meetings considering 113 advisory and 32 subadvisory contracts during what's known as the 15(c) process, some boilerplate disclosures included by GFS were found by the SEC to hold untrue or misleading information, such as stating that the trustees had considered peer group information about the advisory fee when the trustees had never been provided with any such information. Another such "disclosure" claimed that the fund's advisory fee was not materially higher than its peer group range, when in fact the fee was nearly double the peer group's mean fee or even higher.
In addition, certain mutual fund series did not follow their policies and procedures for the trustees' approval of the investment advisors' compliance programs. Instead of the trustees actually evaluating approve the compliance program of each series' investment advisor, they instead reviewed a brief written statement prepared by NLCS saying that the advisors' compliance manuals were "sufficient and in use" and a verbal representation by NLCS that such manuals were adequate.
The trustees, GFS and NLCS neither admitted nor denied the SEC's findings, but GFS and NLCS each agreed to pay $50,000 penalties; in addition, the firms and trustees agreed to bring in an independent compliance consultant to address the violations found by the SEC.


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Compressive strength
Compressive strength refers to the resistance of a material to compression. Almost all materials have a different compressive strength. The compressive strength is the quotient of the breaking load over the cross-section area A of a test specimen. Normally this is expressed as force per area (N/mm²). (Source of German text: Wikipedia)


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Smo's profileMember since: 13 April 2004
Smo has posted 0 links and 64 comments to WHEDONesque.
Location:Saskatoon, SK, Canada
I avoided creating an account for the longest time, but I've hung around here since the site's inception (literally--I followed the links from MeFi). The, uh, "shepherding" that goes on in threads tends to keep my away from the comments section, but I do comment from time to time.
A link to my last.fm profile is above, if you're interested.
UPDATE (03/23/07): This thread is shameful. Since I came across it after it died out--and because I think there are decent reasons to keep "meta" discussions out of comment threads, but not profile pages--I'll register my disgust here. Sycophancy is not a virtue. It's dishonest. Eradicating dissent--not just minimizing it for good reasons, but eradicating it--is not acceptable. It only encourages sycophancy--and, therefore, dishonesty--as well as homogeneity. This site has always had a great deal of both, which is one reason I rarely comment, but this example is particularly egregious. It's egregious because it's so obviously the case that if Joss hadn't commented, vmars would have stayed. How do I know this? Dig into my comment history. vmars was banned because his/her views didn't agree with Joss'. That fact reflects badly on the moderators of this site and the site as a whole.
The moderators claim that disagreement is tolerated and encouraged on Whedonesque. This is either dishonest or delusional. Disagreement is tolerated when the stakes are so low that no one cares about whether people do, in fact, disagree. When people care about the topic, disagreement is discouraged and suppressed. This, obviously, places no value whatsoever on disagreement and debate. The values people hold are tested and confirmed when those values matter, not when they don't. The moderators have demonstrated that debate is not something that they value. But, without that, the comments sections of this site are no more than cheerleading practices. Which, I suppose, is ironic, but also terribly boring.
I don't know if anyone will read this, let alone the people who need to read it, but I felt the need to write it. I wouldn't be surprised to see my account deleted should anyone come across it--which, of course, would prove my point--but I don't care all that much. Either the moderators ought to drop the pretense about supporting debate and tolerating disagreement or they ought to support it. The latter would be my recommendation; but the former, at least, would have the benefit of being honest.
UPDATE (03/28/07): Apparently some did read what I wrote. One person emailed her agreement with my general point, but also pointed out vmars acting like an ass eslewhere, of which I was unaware. I won't defend vmars' immaturity. But, frankly, it's beside the point, as my helpful emailer noted.


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HONOLULU Magazine was proud to be a sponsor and supporter of the annual Hale Aina Golf Tournament held on April 21, 2008, presented by Better Brands and American Express. Celebrating its 10th anniversary this year, the event continues to be the major fundraiser for the Hale Aina Ohana - a 501-c-3 non-profit dedicated to championing culinary education in Hawaii.
The tournament brings together restaurateurs, members of the travel and hospitality community and industry suppliers for a great day of golf and support of a great cause.
For more information on the Hale Aina Ohana, visit their website at www.haleainaohana.org.


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- Code: Select all
<JDigital> Hacking dates back to early Roman times. However, back then there was very little to 'hack' - only stone tablets.
<JDigital> People who would sneak in at night and change the contents of a stone tablet by 'hacking' at it with a hammer and chisel... hence the name, 'hacker'.
<JDigital> Those who did only damage were known as 'crackers', since they'd just run in a smash the stone tablets.


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SeaWorld Parent Company Reports Record Revenue as Attendance Drops 4.1%
Sunday, March 16, 2014
SeaWorld Entertainment Inc. (NYSE: SEAS), the Orlando-based operator of SeaWorld San Diego, reported record revenue of more than $1.46 billion for 2013, up 3 percent from 2012, despite a nationwide year-over-year decline in visitors.
Its pretax earnings reached $439.1 million for the year, an increase of 6 percent from 2012.
CEO Jim Atchison said during a conference call that controversy related to its performing whale shows, spurred by the documentary "Blackfish," had "no noticeable impact" on the company's revenue in 2013.
To read more on how SeaWorld San Diego is dealing with controversies and opportunities as it turns 50, see the March 17 edition of the San Diego Business Journal.
SeaWorld Entertainment Inc. operates 11 theme parks nationwide, including SeaWorld locations in San Diego, Orlando and San Antonio, but does not break out financial figures for individual parks.
Officials said companywide park attendance in 2013 was down 4.1 percent from 2012, going from 24.4 million to 23.4 million. Officials said the decline was attributable to pricing and "yield management" strategies that increased revenue while reducing discounted and free attendance.
"Delivering these results in a challenging operating environment is a testament to the strength of our brands, company, management team and, most importantly, our team members," Atchison said in a statement.
For the fourth quarter ending Dec. 31, revenue reached $272 million, up 3 percent from the same period of 2012. Per-capita revenue for the quarter went from $58.11 in 2012 to $60.91 in 2013.
The net loss for the quarter was $13.5 million, compared with a net loss of $8.8 million in the year-ago quarter. The company said SeaWorld typically generates its highest revenues during the second and third quarters, due to the seasonal nature of the business, and historically incurs losses in the first and fourth quarters.


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Get to know a city in depth. Your visit will include a sightseeing trip to familiarise yourself with the city, and a Local Host to point you in the right direction and make sure things run smoothly. It's a great way to experience Europe's capitals.
Take London for instance. Your first morning will be spent in the company of a Local Specialist, who'll take you on a guided tour that includes Big Ben, the Houses of Parliament, Westminster Abbey and Buckingham Palace. After that the afternoon is yours. Your Local Host will advise you on which sights or activities you might enjoy.
You'll also have a range of Optional Experiences from a trip to Windsor Castle to Oxford's dreaming spires.
- Sightseeing tour of each city with your Local Specialist
- All accommodation included
- All breakfasts included


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Visit our COVID-19 Information Center
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If you provide your insurance information, we will file your insurance claim for you. Please note that you will be responsible for any co-pay, co-insurance, deductible, or non-covered services at the time of each visit. If you arrive for a visit without your co-pay, referral, authorization number, insurance card(s) or driver's license, the appointment will be rescheduled. You also will be asked to sign a form to authorize your insurance company to pay our office directly.
Depending on the type of insurance you have, you may have an annual deductible to meet. Our office will make every effort to verify your insurance benefits prior to your visit. When we call to confirm your appointment, we will inform you of the deductible. You will be asked to pay the deductible at the time of service.
Some insurance plans allow you to go out of network to see a provider without a referral. Usually, you will have a deductible to meet and a higher percentage to pay "out of pocket."
Many insurance plans require that you obtain a referral from your primary care physician (PCP) before you see a specialist. Therefore, we ask that you call our office prior to your visit to confirm that your PCP has provided us with a referral. Depending on your particular plan, the referral may be good for one year or only two visits, so please verify the number of visits permitted. You will be responsible for any visit not authorized.
A patient with a balance that has been placed in collections must pay any balance owed to the practice in cash before the practice will see them again.
To determine the type of bill that you've received, please follow the instructions below:
Lyerly Physician Bill
A doctor bill may either be for services provided at an office visit or for a service or consultation provided by a physician at a Baptist hospital or outpatient facility.
If you receive a physician bill, please follow the instructions below:
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If you receive a hospital bill, please click on the link above:
For your convenience, you may view or pay your bill using our online bill payment service and request e-statements.
Please mail payments to:
A customer service representative will be happy to assist you with any questions that you have regarding your bill. You may also pay your bill over the phone during normal business hours.
We accept cash, check, MasterCard, Visa or Discover


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A Debt Management Program
Can Help You:
Reduce interest rates & stop late and over the limit fees.
Consolidate your unsecured debt into one easy monthly payment.
Pay off your debt in most cases within 5 years.
Develop a workable budget that you can live with.
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A nonprofit credit counseling agency that helps consumers take control of their financial lives through credit counseling, debt consolidation, and financial education. Since 1991, we have been improving lives and providing solutions to people in need of financial help. Call to speak with a certified credit counselor and receive a complimentary budget and debt consultation. To learn how to change your financial life, call 1-800-769-3571.
American Consumer Credit Counseling (ACCC) provides nonprofit credit counseling, debt management plans, debt consolidation and financial education services to consumers nationwide. Our certified and professionally trained credit counseling team assists consumers by providing workable solutions to their financial problems. We offer debt relief to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.
Credit Counseling
Our certified credit counselors will help you determine the best way to approach your financial situation and provide you the best debt advice options and debt solutions for managing your credit card debt.
Our credit advisors will assist in analyzing your current financial situation, providing personalized options based on your goals, and recommending the optimal debt management plan to achieve financial stability. The debt counseling solutions we provide offer our members long term financial success, as well as short term debt management programs and debt consolidation.
Debt Management Program
Our debt management program helps simplify your monthly unsecured debt obligations. Examples of unsecured debt include: credit cards, department store cards, collection agencies, credit lines, and unsecured personal loans. Once you have enrolled, we will consolidate your payments and disburse funds to your creditors on your behalf.
As part of our debt management program, our financial counseling specialists will assist you with how to consolidate debt. Debt consolidation is an important step in lowering monthly payments to creditors and collection agencies. Unlike a debt consolidation loan, you do not borrow money. Credit card debt consolidation under a debt management plan provides you with one easy payment.
Bankruptcy Counseling
If you're planning to file for bankruptcy, the law requires that you complete a pre-bankruptcy counseling session with an approved credit counseling agency. American Consumer Credit Counseling is an approved bankruptcy credit counseling agency, authorized by the US Trustee Program of the Department of Justice. In addition to obtaining a bankruptcy certificate before your bankruptcy is discharged, you must also, complete a debtor education course, also known as post-bankruptcy debtor education. ACCC can help you with both of these requirements.
We provide online bankruptcy counseling, and can also give bankruptcy counseling over the phone. You can complete most of the requirements of your bankruptcy certificate online.
Housing Counseling
Homeownership is possibly the highest achievement for an individual or family in your lifetime. Whether you are in the process of purchasing your first home, are a recent buyer or longtime owner, the responsibilities are enormous. ACCC's housing counselors are available to assist you in all aspects of your housing needs. We provide reverse mortgage, pre-purchase, post purchase and foreclosure counseling. Being a homeowner comes with much responsibility. We are certified by the US Department of Housing and Urban Development (HUD) and are committed to providing communities with housing counseling assistance as well as providing housing resources and education.
Student Loan Counseling
If you are one of the many millions of Americans that are facing student loan debt, ACCC can help you find the right student loan solution. Our counselors will provide you with an in depth evaluation of your finances and assess your particular student loan circumstances. If you are looking for student loan relief ACCC's student loan counseling will help. ACCC will review and explain the various student loan relief options available as well as help you determine qualifications based on your financial situation. The student loan counseling will successfully help you sift through the clutter no matter what stage you are in with your student loans.


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Many radiologists disagree on management of incidental findings, study finds
According to a recent study published in the November issue of the Journal of the American College of Radiology, many radiologists disagree on the management of incidental findings found on body computed tomography (CT) scans. An incidental finding is something found that is unrelated to the present illness and is discovered unintentionally.
Advances in CT resolution have improved radiologists' ability to identify small or subtle findings. In conjunction with increasing CT utilization, this has fueled the rate with which incidental findings are discovered. However, published guidelines for the management of many incidental findings are only just emerging.
"The purpose of our study was to evaluate for agreement among body CT attending radiologists, both within departments and across academic institutions, for the management of a number of commonly encountered incidental findings on body CT," said Pamela T. Johnson, MD, lead author of the study.
Researchers at Johns Hopkins University administered a multiple-choice survey to 27 radiologists at three separate academic institutions, asking them how they would handle 12 incidental findings on body CT. Results showed that seventy percent or greater agreement on interpretation was identified for only six findings.
"It is important to note that at present, 100 percent agreement was not identified for the management of any of the 12 findings. An equally essential discovery is the lack of agreement across academic institutions and even within individual institutions for other incidental findings," said Johnson.
"Our findings signal the need for individual departments to develop internal guidelines so that radiologists make the best recommendations on the basis of existing evidence and provide consistent advice to referring physicians," said Johnson.
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In her own words: living with sickle cell anemia
Naomi M. is a 41-year-old African American who lives in Ohio with her 16-year-old daughter. She has known about her sickle cell anemia, a red-blood cell disorder that results in pain and low blood counts, since she was a young girl. She works as a clerk in a non-profit organization, and says becoming a mother helped her learn how to deal more effectively with the genetic condition. She also enjoys arts and crafts.
What was your first sign that something was wrong? What symptoms did you experience?
I remember in elementary school being extremely tired and having pain in my legs.
What was the diagnosis experience like?
Since I was diagnosed at age 3, my experience of what it was like didn't actually kick in until I was a teenager. When I was younger, my parents were extremely frustrated most of the time.
Right after my diagnosis, my mom and dad were somewhat relieved because they had taken me to three hospitals that treated me for arthritis, ear infections, and other things. They had no clue what was wrong with me. My dad refused to allow one hospital to do a spinal tap on me to explore, so he took me to a local university hospital. One of the interns found out that I had sickle cell through a series of tests. After that, my parents were extremely worried and overprotective most of the time.
What was your initial and then longer-term reaction to the diagnosis?
My initial reaction was that of fear. I thought that this clock was ticking, that it was not fair that I had to die without a chance of real life, even though I did not know what real life was. Longer term, I was still afraid because that was what existed in the communication of this topic with doctors and my parents. I hated living. I never thought that I would have a normal life. Living was just waiting for the latest pain crisis to be over with and hoping that another one didn't come too soon. I began to not care about my life until I was 25 and pregnant with my daughter.
How is sickle cell anemia treated?
I was given strong pain pills when I was in junior high to treat my pain. I hated it because I had to work extra hard to focus in school, but it worked. I would fall asleep and other kids thought that I was on drugs.
After having my daughter, I met a doctor who believed in me. I told him how I hated being on the drugs, so he started me on Tylenol 3 with codeine. To this day it works just fine unless I have a really bad crisis.
Did you have to make any lifestyle or dietary changes in response to sickle cell anemia?
I must make sure that I do not overexert myself and I must drink plenty of water.
Did you seek any type of emotional support?
I did not seek any emotional support, but I should have. Emotionally, I was unhealthy. I became religious when I was about 22, and slowly but surely I started growing and healing wonderfully.
Does sickle cell anemia have an impact on your family?
My family drove me crazy during my pregnancy. They thought that I was going to die and they were still doubtful after I had my daughter. They wanted me to make arrangements for her if something happened to me. To this day, I have not signed those papers.
What advice would you give to anyone living with sickle cell anemia?
Don't give up emotionally. Know your body so that you can describe in detail what the pain feels like and so that you can know when it's the sickle cell or something else. Do not be afraid to tell a doctor what medication you do not like. Seek emotional help at the first sign of emotional and mental upset.


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The world of small business lending has been turned upside down as corporate powerhouse Amazon has stepped into the market. The company announced that it delivered over $1 billion in lending to more than 20,000 of its merchants. In order to stay competitive in this domain nonprofit and small business lenders will need to simplify and streamline their processes. Scaled Lending believes it can help.
Scaled Lending is a solutions provider for the financial and lending industries that believes it has the right tools and processes to help finance companies not only stay afloat but increase their revenue. Scaled Lending was founded by finance company veterans Rudy Navarro and Robert Lopez. Over their extensive careers working with banks, finance companies, factoring companies, online lenders, and Community Development Financial Institutions (CDFI) the duo were able to put together processes and best practices that resulted in radical increases in portfolio sizes, as well as improved delinquency rates. Scaled Lending takes these tested best practices and technology solutions and puts them to work for small business lenders nationwide.
"We know that small businesses are the backbone of the economy, yet often struggle to obtain the capital they need to grow. Having worked for years in various forms of commercial finance we believe that legacy processes and systems often drive borrowers away from healthy forms of financing. Scaled Lending can make a tangible difference for our clients," says CEO Rudy Navarro. "We provide them with technology and operations best practices that will keep them competitive and moving forward."
Scaled Lending not only brings to the table a knowledgeable, experienced staff with years in the lending industry working for institutions like Heller Financial, GE Capital, eCapital and Accion, but an extensive list of tools and services that help small business lenders compete. Scaled Lending combines targeted business process improvement consulting along with an array of technology solutions built on the Salesforce platform. Among their service offerings are: Lead Scoring and Distribution, Dynamic Underwriting Models, Automated Credit Retrieval, Product Development, Loan Origination Outsourcing, Integrated Online Applications, Push Button Documentation and more. Scaled Lending also provides consulting and custom solutions that can address specific in-house needs.
For more information about the company and its services, visit: https://scaledlending.com/
About Scaled Lending
Scaled Lending was formed to address the needs of growing commercial lenders across the country wishing to adopt technology and operational best practices in specific areas of their business including pipeline management, application capture and pre-screening, underwriting, documentation, closing and servicing. Our solutions are built on the Salesforce.com platform making it affordable for any lender to join the financial technology revolution. The founders of the Scaled Lending are seasoned professionals, having started and/or grown multiple lenders (private, non-profit, and CDFIs) offering a wide variety of products including term loans, credit lines, SBA loans, invoice factoring, asset-based lending, equipment loans and leases, and short-term loans for working capital.
Vimeo Video: https://vimeo.com/222930016
LinkedIn: https://www.linkedin.com/company/scaled-lending
Media Contact
Company Name: Scaled Lending
Contact Person: Rudy Navarro – CEO
Email: email@example.com
Phone: 866-826-2334
Country: United States
Website: http://scaledlending.com


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Islamic apologists have attempted to bolster the credibility of their beliefs by claiming that the Bible, itself, makes reference to the coming of the prophet Muhammad. Ironically, this claim comes even in the face of the prevailing Islamic contention that the Bible has been corrupted, and thus cannot be relied upon as an accurate record of God's Word. Nevertheless, Muslim polemicist Zakir Naik claims that Muhammad is mentioned by name in the Hebrew text of Song of Solomon 5:16. The reader is urged to weigh this claim in light of the exegetical evidence surrounding the passage.
In English, the verse reads: "His mouth is most sweet, yes, he is altogether lovely. This is my beloved, and this is my friend, O daughters of Jerusalem!" (NKJV). A phonetic transliteration of the underlying Hebrew text reads: Kheeco mahm-tah-keem vuh-coollo ma-kha-madeem zeh dodee veh-tseh ray-ee beh-note yerushalayim. Muslims claim that the bolded word, though translated "altogether lovely," is the name of Muhammad (Naik, n.d.). Consider six linguistic evidences that dispute Naik's claim:
The truth of the matter is that the Bible nowhere refers to Muhammad. All other biblical passages purported to do so may likewise be shown to be misinterpreted and misapplied (Miller, 2003). The Bible contains within itself evidence that all non-Christian religions are false and contrary to the will of the God of the Universe (for more, see Miller, 2005).
Al-Azîz, Sheikh Abd (no date), "The Meaning of the Prophet's names 'Muhammad' and 'Ahmad,'" Islam Today, http://en.islamtoday.net/quesshow-14-738.htm.
Brown, Francis, S.R. Driver, and Charles A. Briggs (1906), The Brown-Driver-Briggs Hebrew and English Lexicon (Peabody, MA: Hendrickson, 2000 reprint).
Gesenius, William (1847), Hebrew and Chaldee Lexicon (Grand Rapids, MI: Baker, 1979 reprint).
Gesenius, William (1898), Hebrew Grammar, ed. E. Kautzsch (Oxford: Clarendon Press).
Holladay, William (1988), A Concise Hebrew and Aramaic Lexicon of the Old Testament (Grand Rapids, MI: Eerdmans).
Miller, Dave (2003), "Is Muhammad Mentioned in the Bible?" Apologetics Press, http://apologeticspress.org/APContent.aspx?category=8&article=88&topic=46.
Miller, Dave (2005), The Quran Unveiled (Montgomery, AL: Apologetics Press).
Naik, Zakir (no date), "Prophet Muhammad (pbuh) in the Bible," Islam 101, http://www.islam101.com/religions/christianity/mBible.htm.
Payne, J. Barton (1980), hamad in Theological Wordbook of the Old Testament, ed. R. Laird Harris, Gleason Archer, Jr. and Bruce Waltke (Chicago, IL: Moody).
Weingreen, J. (1959), A Practical Grammar for Classical Hebrew (Oxford: Clarenden Press), second edition.
Wigram, George W. (1890), The Englishman's Hebrew and Chaldee Concordance of the Old Testament (Grand Rapids, MI: Baker, 1980 reprint).


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|Tinker Bell
Selena Marie Gomez (born July 22, 1992) is an American actress and singer best known for portraying Alex Russo in the Emmy Award-winning Disney Channel television series Wizards of Waverly Place. She subsequently ventured into feature films and has starred in the television movies Another Cinderella Story, Wizards of Waverly Place: The Movie, and Princess Protection Program. She made her starring theatrical film debut in Ramona and Beezus.
Her career has expanded into the music industry; Gomez is the lead singer and founder of the pop band Selena Gomez & the Scene, which has released two RIAA Gold certified studio albums, Kiss & Tell and A Year Without Rain and spawned two RIAA Platinum certified singles, "Naturally" and "Who Says". As of April 2011, the band has sold 1,354,000 albums in the United States. Gomez has also contributed to the soundtracks of Tinker Bell, Another Cinderella Story, Wizards of Waverly Place, and Shake It Up after signing a record deal with Hollywood Records. In 2008, Gomez was designated a UNICEF Goodwill Ambassador.
By wikipedia


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Hamilton police investigate apparent murder-suicide
Father, son found dead inside home
Hamilton police are investigating a shooting that left two people dead Tuesday night.
According to a press release, officers believe this is a murder/suicide.
Officers were called to 62 Chamberlin Drive at 9:25 p.m. and found the two men dead inside the home from apparent gunshot wounds.
They were identified as 58-year-old Robert Johnson and 33-year-old Scott Johnson.
A woman who said she was Scott Johnson's girlfriend called 911 to report that she was on the phone with the younger Johnson when she heard gunshots.
"He said his dad freaked out on him earlier," she told the dispatcher.
Police found Robert Johnson's body when they first arrived, and after searching the house they found Scott Johnson's body with multiple gunshot wounds.
The incident remains under investigation.


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Little Speckled Frog is your special place for all of life's hoppiest celebrations!
Mama Frog is mama to two little speckled frogs that make everyday a day of celebration! She loves the Florida State Seminoles, Mason jars, burlap, gaudy old jewelry, the Golden Girls, sunflowers, swimming, key lime pie, and her family. Sometimes in that order. :)


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Karlheinz Schreiber (born March 25, 1934) is a German and Canadian citizen, an industrialist, lobbyist, fundraiser, arms dealer and businessman. He has been in the news regarding his alleged role in the 1999 CDU contributions scandal in Germany, which damaged the political legacy of former Chancellor of Germany Helmut Kohl and involves the present Federal Minister of Finance of Germany Wolfgang Schäuble as well as the Airbus affair in Canada, which was linked through allegation to former Prime Minister of Canada Brian Mulroney. He was extradited to Germany on August 2, 2009.
Schreiber was born in Petersdorf, Thüringen. He became a lobbyist and deal maker. He was a fundraiser for the Christian Democratic Union (CDU) and Christian Social Union in West Germany before and during Helmut Kohl's chancellorship.
Schreiber stated in his Canadian House of Commons testimony on November 29, 2007 that he had been a lay judge, for nine years in Germany.


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Is NSA Secretly Feeding Spy Intel to Police for Petty Crimes?Repeated claims that surveillance network only used for counter-terrorism belied by new documents from DEA
by Jon Queally
Common Dreams
Aug. 05, 2013
'The Truth In 11 Minutes': Kyle Rittenhouse's Attorneys Release Detailed Breakdown Of Shooting
WATCH: U-Haul Truck Pulls Up With Shields, Signs & Supplies For Antifa & BLM Rioters in Louisville
"That's How You Do It!" BLM Protesters Celebrate After 2 Cops Shot During Riots in Louisville
'Your Civil Rights Mean Nothing But The Criminal Has Total Autonomy': Read LMPD Sgt. Jon Mattingly's Viral Email to Police
Florida Gov Ron DeSantis Reveals New Law to Punish Rioters & Their Funders; Allow Riot Victims to Sue Govt Officials
An exclusive investigative report by Reuters appears to confirm fears held by critics that the vast network of surveillance programs maintained by the National Security Agency is being used not only for countering international terrorism, but also for targeting common criminals within the U.S.
Though NSA officials and their backers have repeatedly said that the spy programs are designed to "keep America safe" from international terrorism, the new revelations show that domestic law enforcement is likely being supplied with data from these same operations.
According to the report, a secretive U.S. Drug Enforcement Administration unit—called Special Operations Division, or SOD—"is funneling information from intelligence intercepts, wiretaps, informants and a massive database of telephone records to authorities across the nation to help them launch criminal investigations of Americans."
Documents obtained by Reuters reveal that DEA agents or other law enforcement agencies are supplied with information used from "classified" sources to initiate investigations but that internal protocols demand that investigators then "recreate" the source of where the information came from so to keep SOD's involvement off the books.
Nancy Gertner, a Harvard Law School professor who served as a federal judge from 1994 to 2011, told Reuters she'd "never heard of anything like this."
From Reuters:
Gertner and other legal experts said the program sounds more troubling than recent disclosures that the National Security Agency has been collecting domestic phone records. The NSA effort is geared toward stopping terrorists; the DEA program targets common criminals, primarily drug dealers.Though the secretive and classified nature of these programs makes it impossible to know the degree to which they betray constitutional and legal norms, the revelations only deepen the suspicions about how the spying capabilities are being used by government agencies.
Glenn Greenwald, the Guardian journalist behind much of the recent reporting on the NSA spying programs, read the Reuter's article and tweeted in response:
This is big (though unsurprising) - from Reuters: US directs agents to cover up program used to investigate Americans http://t.co/4LTzQuO1sPDefense attorneys who spoke to Reuters called the program "outrageous," "indefensible," and "blatantly unconstitutional."
"You can't game the system," said one former federal prosecutor. "You can't create this subterfuge. These are drug crimes, not national security cases. If you don't draw the line here, where do you draw it?"


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Roasted cauliflower, fennel and walnut soup
I don't like sweet soups.
But then again I don't like much sweet stuff in my savoury food and so raisins and apricots appearing in my dinner make me queasy. It just feels odd to me, when there are gentle and definitely pleasant savoury flavours in a warm and spicy dish, out pops a raisin to ruin it. And this is also why I can't cope with butternut squash curry. My tongue is furring up in repulsed resistance as I type. I know, I know, I understand that the balance of sweet and heat works but I can't make a meal of it. I may enjoy a forkful or two but I cannot make a meal of a sweet food. Years ago, before twitter became as massive as it is, I said something of this tune when flicking through foodie magazines and watching Saturday kitchen in bed. This was obviously back in the day before my boy and when I could work during sociable hours and I was still acquainted with free time. Anyway, I said something like, 'oh no not another butternut squash curry' and I have to say, it wasn't a popular comment.
Now that it is just ridiculously cold I am getting cosy with soup again, and this one is my current favourite. Roasted cauliflower is mildly sweet, but not in a sugary sort of way and that, I love. There are also lightly, suggestively sweet onions and delicately aromatic and tenderly sweet garlic and oh, creamy dreamy walnuts. The fennel seeds bestow this soup with generous aroma and lovely warmth. It's a calming and soothing sort of soup this one, even the colours are neutral and I am finding myself in need of some calm. But you have to make sure that it isn't lumpy…especially the walnuts. I used my Optimum 9400 froothie and I got a superbly smooth and creamy result.
My head spins just looking at the queues at the supermarkets these days. I am thinking calm and warm thoughts, of an unquestionably savoury kind.
Ingredients to serve 4
One medium to large head of cauliflower, cut into florets
One large red onion, cut into thick chunks
Rapeseed oil to coat the onion and cauliflower
1 ½ tsp. fennel seeds, toasted and crushed
5 tbsp. walnuts
Whole milk to soak the walnuts in
6 cloves of garlic, lightly smashed
6 cups of vegetable stock
One medium potato, cut into chunks
1 tsp. cumin seeds
A pinch of garam masala
- Coat the onion and cauliflower in the rapeseed oil and roast them in the oven, with the garlic at 180degrees until they are lightly golden and releasing their aroma.
- Soak the walnuts in the warm milk (enough to cover them)
- Heat the butter in a deep pan and add the cumin seeds. Allow the seeds to sizzle and add the potato, coating it in the butter.
- Pour in the vegetable stock and simmer for about 8-10 minutes, before introducing the cauliflower, onion, and garlic and garam masala.
- Blitz the walnuts smooth (there should be no lumps or chunks) and then add them to the soup.
- Simmer the soup for 5 minutes before blending it smooth. Add more water if you need to loosen it up.


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Julio Cortez / AP
A guard shields himself from the rain at a worksite in Newark, N.J., on Tuesday.
Updated at 10:30 p.m. ET: Tornado watches were issued for much of the Northeast and mid-Atlantic on Tuesday, part of a storm front that brought high winds and heavy rain. More than 50,000 lost power and air travel was disrupted across the region.
Major cities within the tornado watches included New York, Philadelphia and Washington, D.C. The watches also cover parts of Connecticut, Delaware, Maryland, Massachusetts, New Jersey, New York, North Carolina, Pennsylvania, Virginia and West Virginia.
Wind gusts up to 70 mph are possible in those areas, the National Weather Service said in issuing the watches, some of which run through 11 p.m. ET.
Airport travel was disrupted by winds throughout the day across the Northeast and mid-Atlantic, the FAA said on its flight delay website.
In Wildwood, N.J., wind gusts ripped the facade off a store, NBCNewYork.com reported. In Ridgewood, N.J., winds toppled a tree onto the roof of a home. No injuries were reported in either incident.
Some 4,000 homes and businesses lost power on Long Island, the NBC station added.
In Connecticut, 15,000 customers had lost power, NBCConnecticut.com reported.
Localized flooding is also a danger from parts of the Appalachians into the Northeast, weather.com reported.
Some 28,000 homes and businesses lost power Tuesday afternoon in the Washington and Baltimore areas, NBCWashington.com noted.
In Pennsylvania, about 24,000 power customers lost power, NBCPhiladelphia.com reported.
The weather looks better Wednesday into the remainder of the week, with highs in the low-to-mid 70s through Friday and partly or mostly sunny skies.
The same system on Monday caused flooding in parts of Tennessee. More than 5 inches of rain fell in Putnam County, where 8 water rescues were reported.
More content from NBCNews.com:
- Romney: Secretly recorded remarks 'not elegantly stated'
- Video: Romney's secret '47 percent' remarks
- Peregrine CEO Wasendorf pleads guilty in $100 million embezzlement scheme
- 7 held, 2 hunted in $165,000 lottery scam targeting elderly
- 'I have PTSD ... So what?' Army veteran's essay resonates
- Family saves eight kids from drowning in Oregon lake
Follow US News from NBCNews.com on Twitter and Facebook


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Beginning from today, Sony has officially started rolling out the Android 4.0 Ice Cream Sandwich update for the Japanese company's first ever Android tablet, the Tablet S. Along with the bump in the Android OS version to Ice Cream Sandwich, Sony has also added some new features like a single motion panorama photo mode and the ability to directly access any SD connected to the tablet.
Below is the full change-log of the update -:
- Enhanced lock screen
- Direct access to Notifications
- Unlock direct to camera
- New panoramic camera mode
- Enhanced Gallery media viewer
- Direct SD card access + photo editing tools
- Exclusive "Small Apps' for multi-tasking
- Calculator, Browser, Remote Control
- Move to screen edge for reduced clutter
- New Home Screen actions
- Drag icons together to create folders
- Add names to folders
- Enhanced web browser
- Switch from mobile to desktop web sites
- Save pages for offline viewing
- Access files directly from SD card
- Native screenshot capture
- Press "power" and "Volume –"
The OTA update is already live, and an update notification should automatically pop-up the next time users connect their Tablet S to a Wi-Fi network. Sony is also celebrating the ICS update by giving a $50 instant rebate along with a desktop cradle free to anyone who picks up a Tablet S until May 12th.
Via – Sony Blog


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Welcome to MadModder!
I don't get it.. Why did you change the labels from yellow to red ???
On a more serious note, have you made any preparations for those who have to follow, and sort out your workshops? Not trying to be morbid, just realistic.Pete
Pete, you're somewhere around half way to the solution I've always dreamed of. You got the "little indexed boxes" part spot on, but for me going and looking something up every time I want to put something away or fetch it is a bit tedious.*MY* dream organization system is this *PLUS* a pick/place robotic system! You have a "delivery" area where you can tell the computer "I have this widget to store". It then asks you a few simple questions like what you call it, some keywords to find it, size and weight (better yet, it weighs it and uses a vision system to get rough measurements), then a box appears by way of electromechanical magic. You put the item in the box and press the "STORE" button.When you want this, or anything else, at a later date you simply search the database or browse by category, pick an item, and it's delivered in it's own little box right in front of you. Of course by the time this becomes practical (if ever) you'll just tell it in your natural voice "I need an M6 by 1 socket head cap screw, 25mm long". And it might say "I'm sorry Dave, I'm afraid I can't do that. But I do have a 15mm or a 35mm that might work. Would you like one of those?" Oh god.... BLISS!You could run all sorts of useful queries like "what have I not accessed for 5 years?" or better yet "purge items not accessed for 10 years" - where the matching items are delivered directly to the dumpster out back! ;) Sure, a little tongue in cheek but can you imagine the possibilities? The storage itself could also be very compact and located in an area not normally accessible to you - like an attic, wall/floor cavity, overhead (unless you're over 7' tall), whatever goes.If only it could be made affordable for the average person. Pay attention to how the system here is loaded at about 1:25.... WOW, that's simple!Shrink this one down, make it affordable, and I'm in storage heaven!
Morning Pete, I haven't given it much thought, do you have something in place for the inevitable? Rob.
Thanks for the comments.The calendar was a Christmas present. On a more serious note, have you made any preparations for those who have to follow, and sort out your workshops? Not trying to be morbid, just realistic.Pete
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Local flick beat Bond, James Bond
At a time when the indie film industry has been so hammered that even its flagship festival, Sundance, is seeking a government bailout, producer Barry Sisson is distributing his own film; and he just outgrossed James Bond, at least at one theater in Fairfax.
Familiar Strangers, the first theatrical release from home-grown Cavalier Films, sold out Friday night, November 14, at Fairfax's Cinema Arts Theatre and beat–- by two tickets–- that theater's sales for Quantum of Solace, the new James Bond thriller. Sisson made this announcement to a Charlottesville audience that had just watched his picture Saturday night at the Regal Downtown, where it also was the top grosser over the weekend.
In Fairfax, Familiar Strangers came out on top at Friday night and Sunday screenings, and Cinema Arts owner Mark O'Meara attributes that to the Cavalier's grassroots marketing, particularly the film's trailer, which he'd been running for a while and which he believes is the best promotion.
"I ask people after the trailer runs whether to show the film," explains O'Meara. "They can boo."
Like Junebug, a critically acclaimed 2005 indie, Familiar Strangers involves a son returning from a big city, here played by Shawn Hatosy, trying to make sense of his quirky family back in a small town (here played by Staunton, using its real name).
Like Junebug, which earned Amy Adams an Oscar nomination as a super-sincere little-sister wannabe, Familiar Strangers has D.J. Qualls as a young adult still living at home.
Even though Junebug earned about one percent of what the Bond film is expected to bring, just $2.7 million in box office, Sisson, who makes films for about a million each, wouldn't mind matching that.
"It's a nice, easy going movie with quirky characters," says Cinema Arts' O'Meara. "The characters are believable. You like 'em."
He's giving the movie another weekend, as is the Charlottesville Regal Downtown. And then it runs into the glut of Thanksgiving openings.
Even though Junebug earned about one percent of what the Bond film is expected to bring, just $2.7 million in box office, Sisson, who makes films for about a million each, wouldn't mind matching that.
"What really would be great would be to renew through Thanksgiving," says Sisson, noting that this is a Thanksgiving movie.
–Story expanded 11:45am November 18.
6 comments
I don't get it! What could be so great about this movie that it beat out a James Bond! I love the Bond movies and will never get over the fact that it has been beat, ever!!!
If it makes you feel better, we only beat them the one show. They beat us for the day. But I suspect that they had a larger budget for advertising. BTW, I like the bond films too, especially the last one. Daniel Craig brought a whole new dimension.
Familiar Strangers is a different animal though. A "bit" more subtle. Thats what's cool about movies, they work on so many levels.
Grateful that this sweet, compelling story made it to the screen. Heart warming without being sentimental, and funny in a sad but oh so human way.
Not to be missed !
Love to hear this Betty. Posts to online services IMDB.COM, Fandango.com, Yahoo Movies, Rotten Tomatoes and such can really help us going forward - along with spreading the word locally as you did here so eloquently!
What a great tribute to all of your hard work, Barry and everyone else who worked on the film. The scenery is gorgeous and the performances are so touching. It's really refreshing to go see a movie where the audience is given a chance to get to know the characters as they develop.
It's the perfect warm up for the Thanksgiving weekend!
You may have to explain the chemical or physical way in which detergent dulls knives. I don't know of any.
Now, maybe hitting eachother or ceramic ware would do that, but detergent?


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Mark Murphy | November 13, 2013 11:45 PM ET
Discover the Benefits of Virtual Travel Events
Yesterday we held another successful online event, Virtual Vacation Agent Expo, with more than 1,500 live attendees. They spent their afternoon sipping coffee at their desks while they networked and learned how to increase their leisure travel sales.
Our online event has evolved to incorporate the most powerful tool on the web today -- social media – where travel agents can network and chat with hundreds of colleagues and potential vendors while knowing that everyone is a travel professional. You can't do that with Twitter or Facebook chats. You can't follow up either with those platforms, but you can with the Virtual Vacation Agent Expo. Each participant registers and opts in to be part of the discussion and to continue that discussion long after the show itself has ended.
We also use video extensively. According to Google, 95 percent of all media consumed today is video on the web. Each of our Virtual Events includes dedicated video segments that include, but aren't limited to, the following: Editor Insights, Agent Insights, Workshops, Seminars and Booth videos.
In addition, we feature live interactive presentations and webinars, a powerful B2B marketing tool, have been taken to a new level with our Virtual Events. Agents can participate in live polls, interactive discussions and learn from top presenters in the industry.
When these events first came online years ago, many jumped on board temporarily, only to fade into the distance. Part of that was related to subpar providers that couldn't deliver on the experience and left the market as a result. They left a group of dissatisfied vendors and agents in the process and soured the market on such events. We never wavered and have continued to invest in next generation technology to meet the gap for the 95 percent of travel agents who never make it to a physical event, as well as many who do, but love the ease and access of the virtual world, too. The focus on the technology, and the end user, has resulted in a resurgence in demand to host events that produce quantitative results for all involved.
Now you've heard me talk about the extraordinary benefits of our Virtual Events. Now hear directly from the travel agents who just participated in our two-day virtual Vacation Agent Expo:
"I like the ability to talk freely and communicate as opposed to feel like I am being pressured to buy a product or service."
"I like virtual events because the do not take time away from your business to travel to an event."
"I love the fact that I can access all the info I need and already have it stored on my computer as a PDF, not a paper brochure that can get lost or damaged."
"This is my first Expo......loving it so far!"
"Thank you. I'm also an event planner. Virtual events allow me to participate when time and budget keeps me at my computer."
"I would like to participate in future virtual trade shows -- the last one I attended I did not learn much so I quit attending. This one has turned out to be very beneficial."
"Anytime I can sit at my desk and do an expo is great. It saves me time and money. I especially enjoyed the presentation by Munich Airport and the IATAN exhibit. The setup is wonderful...I love technology."
"This has been a great expo. Vacation Agent really knows how to help travel agents. I especially liked all the webinars, especially the Munich Airport Experience and How to Make Money Selling Airlines. I look forward to the next expo!"
"It saves money with hotels, travel expenses and registration costs, plus I can always view the presentations at a later time."
Now that's just some of the agent feedback. Now to wrap, here's just one supplier's thoughts on Virtual Events:
"For the past three years I have represented Munich Airport (MUC) at numerous travAlliancemedia Virtual Travel Expos. I find these virtual expos to be an invaluable educational medium for reaching both current and potential travel agent partners. Virtual booths engage travel agents in an exciting online experience of the airport. They offer educational and entertaining videos, downloadable brochures as well as communication via live chat with follow-up e-mails and phone calls after the show. This makes this the 'perfect forum' for travel commerce. I always receive positive feedback from travel agents, who now book their clients via MUC after visiting the airport's virtual booth. In addition, with this technology we are able to potentially reach a much larger target audience with just the click of a mouse."—Angela Geissler, account director-North America, Munich Airport.
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Each week Edutopia holds a drawing for a technology-based educational tool (e.g., a Nook, a flip cam). No purchases are necessary, but entrants must register for a free account. Each drawing concludes on Sunday at midnight PT.


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Doyle's Deals: Yoga, haircuts, District 2 Bar | News
WASHINGTON (WUSA9) -- We've been combing through the day's Daily Deals emails and retailer websites to find you some deep discounts. Here are some of my favorites!
How about unwinding with some yoga? Get two free yoga classes when you purchase one class at Refresh Yoga Center in Alexandria. It's available through Google Offers and is good until January 20th.
And you know yoga can do a number on your hair. A trip to Salon Lynne in Logan Circle could fix that. It's offering discounts of up to 54 percent on blow out, haircuts, and highlights. This deal can be found on Gilt City and is good through January.
How about dinner for two for under $40? District 2 Bar and Grille in Northwest DC is offering an order of mussels, fries, and two drinks for just $32. The offer is through Living Social at a savings of 52 percent.
If you have an offer you've seen or if you are a local merchant with a deal for our viewers, We'd love to hear from you on Facebook.