text:
Off the roller-coaster and into the driver's seat - I help you create effective product strategies to take control of your money and stock
If you are looking for a retail strategy consultant, or specialised retail consultancy, then I can help.
Having managed stock budgets of over £400 million pounds, I know first-hand that growing retail businesses and brands cannot survive without a well-run cash flow.
While nothing beats the thrill of a growing business, with growth comes bigger demands on your resources - and the best way to fund that those demands is through well-managed stock.
Since stock is the biggest expense for retailers, this means having an effective strategy for how much you buy, when you buy it and how to react to sales to trade your stock.
I help you map out your cash flow so that you can feel in control of your money. I'll also show you how to create a product strategy that will engage your customers, grow your sales and set you up for future growth.
"Working with Catherine has been one of the best things we could have done as a business. We wish we'd done it years ago. Not only does she advise on long term strategy, but also short term firefighting and really caters her advice to your individual business needs and ethos. She's helped us with inventory management, strategies to clear through stock, sales forecasting, overhaul of our financial documents, and helping with our cashflow.
Our original systems and ways of working were getting messy and fractured as we grew as a brand, Catherine has helped us be more in line with traditional retail companies, so we can be more competitive in the market and really use our time and money efficiently. Would recommend to any size of business!"
Susanna Wen - Co-Founder and Designer Birdsong London
What I offer
All of my consultancy packages are bespoke, but they are usually combine intensive days to create a strategy to take you forward, and continuing support. Imagine having the ongoing input and expertise of a senior member of staff, but without the full-time salary!
My goal is to empower you as the founder to understand how your stock is performing, identify areas where cash is trapped, and confidently make trading decisions that will grow your profits and engage your customers.
"Catherine helped me with a really specific problem that I had with managing our ordering and the tool she developed for us has had such an impact on my business, it's saved me hours of time each month. Catherine has a real clarity of thinking and gets to the root of the problem very quickly. I would highly recommend her and will definitely be working with her in the future."
Sallie Agnihotri - UrbanSize.co.uk
Who I work with
My consultancy is ideal for established creative product businesses in the home, gift, stationery and clothing sectors that have grown past the start-up phase. In particular, I'm passionate about working with businesses that have a focus on being ethical and sustainable.
If you're not at that stage yet, you can find out more about my small business advisory services here.
"Do I need you or an accountant?"
I often get asked how my work on cash flow and revenue is different from accountancy support.
In a nutshell, I am not going to be giving you advice on tax or technical accounting matters. Unlike a more general accountant, my focus is on managing your most valuable asset - your stock. The work I do goes beyond the numbers to look at the very heart of your business - your products.
I'll be helping you understand and evaluate what elements of your current range are working, what needs to be moved on, and how to read your sales reports to minimise your risk, trade your stock and maximise your sales potential.
Why listen to me?
I have 19 years experience in retail, specifically in managing stock and growing profits. I have worked for household names like Laura Ashley and Paperchase, as well as 12 years experience in clothing retailers in the UK and USA.
I am now a consultant working exclusively with independent brands and retailers. I am a frequent speaker at industry events, having spoken at The Stationery Show, Top Drawer, Harrogate Home and Gift, the Retail Expo, Fashion SVP and Natural and Organic Products Europe. I co-host my own events on the future of the retail industry and I am a regular contributor to industry publications such as Better Retailing, as well as being on the editorial board of Modern Retail.
Ready to get in touch?
Book a call and let's talk about how I can help
TERMS AND CONDITIONS OF USE THE FOLLOWING TERMS AND CONDITIONS OF USE AGREEMENT (hereafter "Terms") governs your use of our web site (hereafter "web site"). It is vitally important that you read the Terms carefully, as your use of the web site will automatically constitute your agreement to be legally bound by the terms and conditions set out herein. These Terms also govern your use or purchase of the products/services provided through or in connection with the web site (hereafter "services"). Each time you use our services, you acknowledge that you have read these Terms and agree to be legally bound by them. If you do not agree to be bound by these Terms, you may not use the web site(s) or the services provided by Business through its web site(s). This website is owned by Catherine Erdly (hereafter "Business") , registered as a sole trader. The following words used in these Terms shall have the following meanings: "Personal Information" shall mean all data and/or information provided by and about User, including e-mail address (es), name, address, credit card, or other payment information, etc.; "Business web site" shall mean all web sites on which Business provides products and/or services. "Business User" shall mean all Users of the Business web site(s) and services. "Business Products and Services" shall mean all products and/or services provided directly by Business; "3rd–Parties" include all advertisers, partners and affiliate vendors that are included on, or linked to, the Business web site(s). LINKS TO AND FROM OTHER WEBSITES Links to third party websites on this website are provided solely for your convenience. If you use these links, you leave this website. We have not reviewed all of these third party websites and do not control and are not responsible for these websites or their content or availability. We therefore do not endorse or make any representations about them, or any material found there, or any results that may be obtained from using them. If you decide to access any of the third party websites linked to this website, you do so entirely at your own risk. SUCCESS OF YOUR BUSINESS OR EARNINGS What User derives from use of Catherine Erdly products/services/information depends upon User's commitment to, and effort in, applying the information. Catherine Erdly does not represent, warrant or guarantee that User will achieve any particular results in business as a result of purchasing and using Catherine Erdly products/services/information. User acknowledges that the success of User's business depends on User's skills, effort and commitment. PLEASE SEE OUR EARNINGS AND TESTIMONIAL DISCLAIMER ELSEWHERE ON THIS WEB SITE. SWEEPSTAKES, CONTESTS AND PROMOTIONS Any sweepstakes, contest or similar promotion made available through Business websites or for which Business may, from time to time, send e-mail messages to you, will be governed by official rules that are separate from and may vary from these Terms. By participating in any such sweepstakes, contest or similar promotion, User will become subject to its specific official rules. Note, however, that User remains subject to these Terms to the extent they do not conflict with the applicable official rules. NEWSLETTERS Catherine Erdly regularly sends out a newsletter and/or other informational emails (collectively referred to as "Newsletters") to all Users. In these Newsletters, we may inform you about new services, features or products. User may choose to unsubscribe from the Newsletter at any time using the unsubscribe option at the bottom of our emails, or by writing to us at email@example.com or following the unsubscribe link contained in each of the emails. LICENCE AND COPYRIGHT The Business web site contains copyrighted material, trademarks and other proprietary information, including, but not limited to, text, software, photos, video, graphics, music and sound and the entire content of the web site is copyrighted as a collective work under UK and International copyright laws. The Business owns a copyright in the selection, coordination, arrangement and enhancement of such content, as well as in the content original to it. You may not modify, publish, transmit, participate in the transfer or sale, create derivative works or in any way exploit, any of the content, in whole or in part. Except as otherwise expressly permitted under copyright law or these Terms, no copying, redistribution, retransmission, publication or commercial or non-commercial exploitation of downloaded material will be permitted without the express written permission of Business and the copyright owner. Elements of the web site are protected by trade dress, trademark, unfair competition and other laws and may not be copied or imitated in whole or in part, by any means, including but not limited to, the use of framing or mirrors. You are permitted to print and download extracts from this website for your own private use on the following basis: (a) no documents or related graphics on this website are modified in any way; (b) no graphics on this website are used separately from accompanying text; and (c)any of our copyright and trade mark notices and this permission notice appear in all copies. Copyright Infringement In accordance with UK and International law, any notifications of claimed copyright infringement should be sent to us immediately. Such notification can be sent by email, to email@example.com or by letter to: Catherine Erdly, 119 Sydenham Park Road, , London, London, United Kingdom, SE26 4LP. Copyright Infringement – Digital Millennium Copyright Act If operating in America: The Digital Millennium Copyright Act of 1998 (the "DMCA") provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you are a copyright owner or an agent thereof and believe in good faith that materials hosted by Business infringe your copyright, you (or your agent) may send Business a notice requesting that the material be removed or access to it blocked by providing Business's Copyright Agent with the following information in writing (see 17 U.S.C 512(c)(3) for further detail): 1. A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed; 2. Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online web site are covered by a single notification, a representative list of such works at that website; 3. Identification of the material that is claimed to be infringing or to be the subject of infringing activity, and that is to be removed or access to which is to be disabled and information reasonably sufficient to permit the Business to locate the material; 4. Information reasonably sufficient to permit the Business to contact you, such as a name, address, telephone number, and, if available, an e-mail address; 5. A statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and 6. A statement that the information in the notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. If you believe in good faith that a notice of copyright infringement has been wrongly filed against you, the DMCA permits you to send Business a counter-notice. Notices and counter-notices must meet the then-current statutory requirements imposed by the DMCA; see http://www.loc.gov/copyright for details. Notices and counter-notices with respect to this website should be sent to : Catherine Erdly, 119 Sydenham Park Road, , London, London, United Kingdom, SE26 4LP. Business suggests that you consult your legal advisor before filing a notice or counter-notice. Also, be aware that there can be penalties for false claims under the DMCA. Any rights not expressly granted in these terms are reserved. DISCLAIMER While the Business uses reasonable efforts to include accurate and up-to-date information, the Business specifically disclaims any and all responsibility or liability for the accuracy, content, completeness, legality, reliability, or operability or availability of information or material displayed in any and all Business web sites, either now operating or created in the future. The Business disclaims any responsibility or liability for the deletion, failure to store, mis-delivery, or untimely delivery of any information or material. The Business disclaims any responsibility or liability for any harm resulting from downloading or accessing any information or material on the Internet through the Business web site. The Business does not make any warranties or representations regarding any data, service and/or information provided or made available by any user on any of the Business web sites or on any external web sites linked to them. In particular, the Business does not warrant or represent that said data, service and/or information is true or accurate, or that it fulfils or serves any particular purpose. Without limiting the foregoing, under no circumstances shall the Business be held liable for any delay or failure in performance resulting directly or indirectly from acts of nature, forces, or causes beyond its reasonable control, including, without limitation, Internet failures, computer equipment failures, telecommunication equipment failures, other equipment failures, electrical power failures, strikes, labour disputes, riots, insurrections, civil disturbances, shortages of labour or materials, fires, floods, storms, explosions, acts of God, war, governmental actions, orders of domestic or foreign courts or tribunals, non-performance of 3rd-parties, or loss of or fluctuations in heat, light, or air conditioning. COMPANY WEB SITES AND ALL MATERIALS, INFORMATION, PRODUCTS AND SERVICES INCLUDED IN THE COMPANY WEB SITES, ARE PROVIDED "AS IS," WITH NO WARRANTIES EXPRESSED OR IMPLIED. THE COMPANY EXPRESSLY DISCLAIMS, TO THE FULLEST EXTENT PERMITTED BY LAW, ALL EXPRESS, IMPLIED AND STATUTORY WARRANTIES, INCLUDING, WITHOUT LIMITATION, THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT OF PROPRIETARY RIGHTS. THE COMPANY DISCLAIMS ANY WARRANTIES REGARDING THE SECURITY, RELIABILITY, TIMELINESS AND PERFORMANCE OF THE COMPANY WEB SITES. COMPANY DISCLAIMS, ANY WARRANTIES FOR ANY INFORMATION OR ADVICE OBTAINED THROUGH THE COMPANY WEB SITES. THE COMPANY DISCLAIMS ANY WARRANTIES FOR SERVICES OR PRODUCTS RECEIVED THROUGH OR ADVERTISED ON THE COMPANY WEB SITES OR RECEIVED THROUGH ANY LINKS PROVIDED BY THE COMPANY WEB SITES AS WELL AS FOR ANY INFORMATION OR ADVICE RECEIVED THROUGH ANY LINKS OR ANY USER CONTRIBUTIONS PROVIDED TO THE COMPANY WEB SITES. THE USER UNDERSTANDS AND AGREES THAT THEY DOWNLOAD OR OTHERWISE OBTAIN MATERIAL OR DATA THROUGH THE USE OF THE COMPANY WEB SITES AT THEIR OWN DISCRETION AND RISK AND THAT THEY WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGES TO THEIR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF SUCH MATERIAL OR DATA. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSIONS MAY NOT APPLY IN ALL CASES. THE USER MAY ALSO HAVE OTHER RIGHTS THAT VARY FROM JURISDICTION TO JURISDICTION. THE COMPANY AND ITS WEB SITES ARE NOT RESPONSIBLE OR LIABLE FOR CONTENT POSTED BY USERS, 3rd-PARTIES, ACTIONS OF ANY 3rd-PARTY OR FOR ANY DAMAGE TO, OR VIRUS THAT MAY INFECT, A USER'S COMPUTER EQUIPMENT OR OTHER PROPERTY. LIABILITY The Business may modify, suspend, discontinue or restrict the use of any portion of the Business web site, including the availability of any portion of the content at any time, without notice or liability. User acknowledge and agree that it is virtually impossible to achieve continuous, uninterrupted availability of the Business or any other, web site. While we endeavour to ensure that this website is normally available 24 hours a day, we will not be liable if for any reason this website is unavailable at any time or for any period. Access to this website may be suspended temporarily and without notice in the case of system failure, maintenance or repair or for reasons beyond our control. Our liability (and that of our officers, directors, employees, shareholders or agents) of any kind (including our own negligence) with respect to our website or service for any one event or series of related events is limited to the total fees which you have paid to us in the 12 months before the event(s) complained of. In no event (including our own negligence) will we be liable for any: (a) economic losses (including, without limit, loss of revenues, profits, contracts, business or anticipated savings); (b) loss of goodwill or reputation; (c) special, indirect or consequential losses; or (d) damage to or loss of data (even if we have been advised of the possibility of such losses). Nothing in these terms and conditions shall exclude or limit our liability for (i) death or personal injury caused by negligence (as such term is defined by the Unfair Contract Terms Act 1977); (ii) fraud; (iii) misrepresentation as to a fundamental matter; or (iv) any liability which cannot be excluded or limited under applicable law. INDEMNITY You agree to indemnify, defend and hold harmless the Business, its web site(s) and each of its respective advertisers, partners, suppliers, licensors, officers, directors, shareholders, employees, representatives, contractors, agents and sub-licensees, from any and all claims (including but not limited to claims for defamation, trade disparagement, privacy and intellectual property infringement) and damages (including attorneys' fees and court costs) arising from or relating to any allegation regarding: 1. Your use of the Business web site(s); 2. The Business's use of any your content or information, as long as such use is not inconsistent with these Terms; 3. Information or material provided through your IP address, even if not posted by you or 4. Any violation of these Terms by you. GOVERNING LAW AND JURISDICTION These terms and conditions shall be governed by and construed in accordance with English law. Disputes arising in connection with these terms and conditions shall be subject to the exclusive jurisdiction of the English courts where the claim is brought by you. We nevertheless retain the right to bring proceedings against you for any threatened or actual breach of these terms and conditions in your country of residence, registration or business or any other relevant country. We do not warrant that materials, services or information for sale on the website are appropriate or available for use outside the United Kingdom. It is prohibited to access the website from territories where its contents are illegal or unlawful. If you access this website from locations outside the United Kingdom, you do so at your own risk and you are responsible for compliance with local laws. MISCELLANEOUS If any provision of these Terms is, for any reason, invalid and/or unenforceable, as determined in an appropriate Court of proper jurisdiction, the remaining provisions shall continue to be valid and enforceable to the fullest extent permitted by law. You agree to replace an invalid and/or unenforceable provision with a valid and/or enforceable provision that most closely approximates the intent and economic effect of the invalid and/or unenforceable provision and shall be interpreted most favourably, when possible, to the benefit of the Business. Section Titles : The section titles used in these Terms are purely for convenience and carry with them no legal or contractual effect. Incident Reporting : Any complaints regarding violations of these Terms by a User should be directed to customer services at email@example.com. Where possible, include details that would assist the Business in investigating and resolving the complaint (i.e. expanded headers and a copy of the offending transmission). Complaints Procedure : We are very proud of our high standards of customer service however, in the event that we fail in meeting these standards, please do not hesitate to contact us at 119 Sydenham Park Road, , London, London, United Kingdom, SE26 4LP. ONLINE ACCEPTANCE You may not assign, sub-license or otherwise transfer any of your rights under these terms and conditions If any provision of these terms and conditions is found by any court of competent jurisdiction to be invalid, the invalidity of that provision will not affect the validity of the remaining provisions which shall continue to have full force and effect. No person other than the parties to these terms and conditions are intended to benefit from them pursuant to the Contracts (Rights of Third Parties) Act 1999. These Terms represent the entire understanding between the user and the Business and supersedes any prior statements or representations. THE USER AGREES TO THE TERMS OF THIS ONLINE AGREEMENT, by using the web site, it's services, sign up, posting, downloading and uploading content, and understands that it is entering into a binding and legal agreement with Business. You agree to file any claim regarding any aspect of this web site or these Terms within six (6) months of the time in which the events giving rise to such alleged claim began, or you agree to waive such claim. You also agree that no claim subject to these Terms may be brought as a class action or in any other jurisdiction than English courts. These Terms and Conditions were last updated, and became effective, on 23/05/2018. Contact Information : Our contact details are as follows: Business Name: Catherine Erdly, 119 Sydenham Park Road, , London, London, United Kingdom, SE26 4LP. General email: firstname.lastname@example.com Telephone number: 07791675436
PRIVACY POLICY This Website is owned by Catherine Erdly (hereafter "Business") , registered as a sole trader. We take user privacy seriously and take reasonable efforts to protect it. We have created this Privacy Policy (hereafter "Policy") in order to share with you our information collection and use practices. AS MORE CLEARLY DEFINED HEREIN, WE WILL NEVER KNOWINGLY SELL OR ASSIGN YOUR PERSONAL INFORMATION WITHOUT YOUR KNOWLEDGE AND/OR APPROVAL. Please read this Policy carefully before sharing any personally identifiable information described below. By using, registering or placing an order on this website at https://www.futureretail.world, you consent to the collection, use and transfer of your information under the terms of this policy. Since this is a growing web site and because Internet technologies are constantly evolving, this Policy is subject to change at any time and any changes will be posted on this page. This Policy works hand-in-hand with the Terms and Conditions of Use, found elsewhere on the web site. For the purposes of the Data protection Act 1998, the Data Controller is Catherine Erdly of 119 Sydenham Park Road, London, London, United Kingdom, SE26 4LP, (email@example.com). What personally identifiable information does the Business collect and how is it used? When you visit, register or order products or services on https://www.futureretail.world you may be asked to, or of your own volition, provide information from which you can be identified, including your name, email address, home or Business address etc as well as text you may upload and other technical data such as the IP address of the machine you use. The Business will not collect such information from users while they use the web site unless they voluntarily provide it to us and authorise us to collect such information. Users may provide other information about themselves from which they can be identified. The Business may use or disclose all such information in order to: fulfil a sale of a product or service including sharing such information with its partners and suppliers carry out the service as requested by you support marketing activities to respond to other inquires or requests by you to provide information about specials, sales or new products or services that you will introduce in the future. obtain analysed information and will retain such information for the following period of time: For no longer than required to fulfil the sale of the product For no longer than required to perform the service We may also disclose personally identifiable information in the establishment or exercise of legal rights or defences against legal claims, to comply with applicable laws or regulations, to comply with a valid legal process, such as a search warrant, subpoena or court order or to investigate suspected fraud or a violation of our Terms and Conditions of Use. We will never sell user information to any 3rd-party not affiliated with the Business, without your specific and unambiguous consent, except in connection with the sale or merger of the Business or the division responsible for such services provided. User may 'opt out' by contacting customer service at email@example.com. The Business may, from time to time, send or post surveys or requests for your feedback in order to help us make our web site and services better. Any responses we receive from users will be used only to evaluate our web site and services and no personally identifiable information from respondents will be shared with any non-employees of Business, except that information provided in the Feedback/Comments areas. If you are chosen for a promotion or as a winner in a contest, you give the Business permission to use your name, image and other information about you, for marketing purposes. To maintain customer service standards and to assist staff training, we may record and monitor incoming calls. What non-personally identifiable information does the Business collect and how is it used? The Business collects and tracks certain non-personally identifiable information, including, but not limited to, IP numbers and browser type, access times, domain names, usage habits and other information which does not specifically identify any individual. Does Catherine Erdly have a newsletter? The Business regularly sends out a Newsletter via email (hereinafter "Newsletter") to all Users (unless they have 'opted-out'). In these Newsletters, we may inform you about new features from Catherine Erdly and about the upcoming week's events or special promotions. User may choose to unsubscribe from the Newsletter at any time by sending an email to Customer Service at email@example.com. Disclosure of your information The information you provide to us may be accessed by or given to third parties who act for us for the purposes set out in this policy or for other purposes approved by you. Those parties process information, fulfil and deliver orders, process credit card payments and provide support services on our behalf. We may also pass aggregate information on the usage of our website to third parties but this will not include information that can be used to identify you. Where you have consented when providing us with your details, we may also allow other companies in our group, to contact you occasionally about products and services which may be of interest to you. They may contact you by e-mail. If you change your mind about being contacted by these companies in the future, please let us know at firstname.lastname@example.com. You agree that we may disclose your identity and contact details to (1) any third party who claims to us that any material posted or uploaded by you to our site constitutes a violation of their intellectual property rights or their rights of privacy, and (2) to other companies and organisations for the purposes of fraud protection and credit risk reduction. Finally, if our Business enters into a joint venture with or is sold to or merged with another Business entity, your information may be disclosed to our new Business partners or owners. Unfortunately, the transmission of information via the internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of your data transmitted to our site; any transmission is at your own risk. Unless required to do so by law, we will not otherwise share, sell or distribute any of the information you provide to us without your consent. Does the Business use cookies? Cookies are small text files that a website can write to your computer. They are widely used in order to make websites work, or work more efficiently, as well as to provide information to the owners of the site. We use cookies to identify you and allow you to log in once to our web site and search or post without having to log in again and again. Cookies are also used by our affiliates or links to identify you as a User of https://www.futureretail.world. The following is a summary of the types of cookies that are being used on this site, along with information on how you can block them. Cookie Type Cookie File Names Purpose Active on this site More Information Essential Site Cookies Various Site cookies are essential to the operation of this website. They are usually set when you first visit the site and deleted when you close your browser. If blocked, this site will not operate correctly Yes n/a CMS (Content Management System) Various Cookies are set by our CMS/Blog system when you first visit this site. These cookies are not used by Catherine Erdly. These cookies are usually deleted when a user closes their browser Yes n/a Google Analytics _utma _utmb _utmc _utmz These cookies are used to collect information about how visitors use our site. The information is used to compile reports that let us improve the site. The information is collected in any anonymous form, including the number of visits to this site, how you arrived at the site, and which pages you visted. Yes You can opt-out of these cookies by following this link: http://tools.google.com/dlpage/gaoptout Site Cookie Acceptance cookietab-last-shown-time cookietab-consent These cookies are used to record if a user has accepted the use of cookies on this website Yes n/a Most web browsers allow some control of most cookies through the browser settings. To find out more about cookies, including how to see what cookies have been set and how to manage and delete them, visit www.allaboutcookies.org. The Business does not use Cookies to store information such as credit card numbers, telephone numbers, or other information you provide. This Privacy Policy only covers the use of Cookies by Catherine Erdly. It does not cover the use of Cookies by any other 3rd-party or advertisers. Is my information private with Business merchants? The only Voluntary Information that may be shared between Business and one of our partner web sites is that which pertains to information used in the furtherance of tracking an order and providing you with correct information regarding same. Order information, including order numbers and amounts, may be available to the Business, affiliate merchants and 3rd-party affiliate program management companies, for accurate tracking purposes. The Business will not release this information to other parties unless you request it. What about data security? We employ security measures to protect, so far as reasonably possible, your information from access by unauthorised persons and against unlawful processing, accidental loss, destruction and damage. We will retain your information for a reasonable period or as long as the law requires or permits. The Business requires that our advertisers and partners ensure the security of the data that users provide to them, however, in the event of a breach of their security measures, you agree that the Business will not be liable for any losses or damages. The Business limits access to personal information about users to employees, for whom we reasonably believe it is necessary, in order to provide products or services. May I see the information the Business collects about me? You are entitled to see the personal information held about you and you may ask us to make any necessary changes to ensure that it is accurate and kept up to date. If you wish to do this, please contact us at email@example.com. We do not raise any charge in providing you with details of the information we hold about you, but we may raise a charge where such requests are manifestly unfounded or excessive, in particular because of their repetitive character, we may either charge a reasonable fee taking into account the administrative costs of providing the information or communication or taking the action requested or refuse to act on the request. Can I Opt-out? The Business gives users the option to remove personally identifiable information from our list of active users. You may also choose to opt-out of certain communications from the Business, such as our Newsletter. If you want to unsubscribe or opt-out of communications from us, send an email to Customer Service at email@example.com. We will respond within 48 hours. The Business is not responsible for removing personally identifiable information from the lists of any 3rd-party partner or advertiser who has previously been provided your information in accordance with this Policy. Where is the web site located? The Business web site is maintained in the United Kingdom. If you are located outside of the U.K., by using the web site, you authorise the import of you information and its use, as specified in this Policy. What is the minimum age to use this website Use of https://www.futureretail.world and products/services are intended for persons who are eighteen (18) years or older, or Business entities. If proof comes to the attention of the Business that an individual user is under the age of eighteen (18) years, and is accessing our services and/or products without the consent, approval or authorisation of their parents or legal guardian or other person with legally recognised parental authority, the Business will immediately terminate such account. Will there be changes to this Privacy Policy? The Business reserves the right to amend this Policy at any time, in the event that this becomes necessary after initial release, or in the event that it becomes necessary with respect to additional, deleted, modified or amended services provided by Business. The Business will not personally notify you of any amendments to this Policy. Users are urged to check this Policy frequently in order to determine whether any changes have been made. Users understand and agree that continued use of the Business web site assumes that they have read and accepted this Policy, as it may be amended from time to time. Where can I access this policy? This Policy is accessible from the Home Page of the Business web site, under the link "Privacy Policy". Spy ware The Business never uses or installs spy ware on user computers, nor do we use spy ware to retrieve information from user computers. Your California Privacy Rights IF YOU ARE A USER IN CALIFORNIA, USA: The State of California, USA, has passed legislation requiring certain specific disclosures be made available to California residents who use the Internet and provide information that may be used for marketing purposes. That legislation requires any Business that discloses a customer's personal information (as defined by the "Act") to any 3rd-party, for direct marketing purposes, to provide the customer a method for obtaining the names, addresses and certain other specified details of anyone who might have received that personal information. If you are a California resident you may request this information from Business by writing to: Catherine Erdly, 119 Sydenham Park Road, , London, London, United Kingdom, SE26 4LP, Attn: California, USA Privacy Rights. or by sending an e-mail, with "California, USA Privacy Rights" in the subject line, to email@example.com. Catherine Erdly is not obligated to respond to more than one such request from User per calendar year. Section Titles The section titles used in this Policy are purely for convenience and carry with them no legal or contractual effect. Contact All comments, queries and requests relating to our use of your information are welcomed and should be addressed to email@example.com. What is the effective date of this privacy policy? This Privacy Policy was last updated, and became effective, on 23/05/2018.


text:
The Winston-Salem Regional Association of REALTORS® is a real estate trade association serving real estate professionals in Forsyth, Stokes, Davie, Yadkin and northern Davidson counties. As the "voice for the Real Estate Industry in the Winston-Salem Piedmont Area," WSRAR is one of the local associations of the National Association of REALTORS®. NAR is the largest trade association in the world, which represents real estate professionals and affiliates in both residential and commercial real estate and also property managers, lenders, attorneys, appraisers and others involved in real estate and allied professions.
The mission of the WSRAR is to be the leading resource for real estate professionals, to advocate for private property rights and to be an integral part of the community.

subset: commoncrawl


text: The Intelifil Water Softener Cartridges, utilizing a dark cation bead resin are designed to remove dissolved mineral hardness such as calcium and magnesium. These hardness minerals are typically the primary cause of scaling in pipes and water using appliances. Use a compensated hardness calculation that accounts for all mineral hardness of the influent supply to more accurately determine the gallon capacity of these cartridges.


text:
PYONGYANG - North Korea's economy is believed to be virtually lifeless after decades of mismanagement, isolation and sanctions aimed at foiling its nuclear ambitions but its showcase capital, Pyongyang, shows no hint of calamity.
Secretive North Korea allowed in a large group of foreign journalists last week to cover Saturday's lavish celebrations of the 60th anniversary of the truce than ended of the 1950-53 Korean War, which North Korea says it won.
No expense seems to have been spared for monuments to the conflict upon which the state was founded.
A cemetery for war dead unveiled at a ceremony on Thursday, that leader Kim Jong-un presided over, looked immaculate, with grave stones bearing portraits of the dead and images of the medals they won.
A new war museum, opened to the public with much fanfare on Saturday, boasts top-of-the line television displays and elaborate recreations of battle sites.
A big statue of North Korea's founding father, Kim Il-sung, grandfather of the current leader, looms over visitors to the museum dedicated to the war South Koreans blame the elder Kim for starting.
North Korean visitors took pictures with Japanese digital cameras.
Government minders closely chaperoned the foreign journalists throughout their stay and the visitors largely had to rely on glimpses of Pyongyang from the press bus to get an impression of life.
There's no hint of the numbing poverty, hunger and repression that North Korean defectors say define life in the countryside.
The US Central Intelligence Agency says in its global fact book that North Korea's annual per capita income was $1,800 in 2011, in purchasing power terms, the 197th in the world and about 5.5 per cent that of South Korea.
A famine in the 1990s is estimated to have killed a million people. More than a quarter of children are chronically malnourished, according to a UN-backed survey published in March.
But none of that is evident in Pyongyang.
Old cars, little shops
Residents, by definition regime loyalists because the government decides who can live there, rely on a rusting cable car system to get around. Long lines of people pack in at busy times of day.
People walk a lot along the largely empty, well-swept streets. In recent days, women held up parasols of different colours to shade themselves from the summer sun.
Most cars are old European or Japanese models but there are some newer ones including Toyota Land Cruisers, and Mercedes-Benz and Audi sedans.
Perhaps surprisingly, a lot of little shops are scattered across the city, in particular book and clothes shops. There are also restaurants and tiny shops selling nothing but locally produced soft drinks, in apple, grape and peach flavours.
Many people were sitting relaxing in the shade in squares and along sidewalks. Some chatted on mobile phones.
Apartment blocks may look a bit run-down, just as in many other Asian cities, but many residents had flower pots on their balconies.
It's after sunset that North Korea's economic difficulties are more evident.
Large parts of Pyongyang have no street lights, and apparently a patchy electricity supply. Specks of light floating in the darkness look like fireflies but prove to be bicycle lamps.
It goes without saying in the capital of one of the world's most tightly controlled countries that there is no hint of any unrest or frustration with the regime led by the 30-year-old Kim.
"He has been in place for more than a year and a half now; we see no sign of any dissent or opposition or internal discomfort over his position as leader," one diplomat said of the young leader.
While Kim has been more visible, especially over the past week when he looked confident and relaxed presiding over the anniversary celebrations, there's no indication of any change in the policies set by his father and grandfather.
"There's been a change in style, but not substance," said the diplomat, who declined to be identified.


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Let it be known that Lloyd Alter is a huge friend and advocate of the tiny house world. He has written a number of articles about tiny houses, tiny house projects, and innovations made through smaller living. He is also the managing editor of TreeHugger. In an older article he brings to light an innovation that perhaps was well ahead of its time: the folding bathtub!
Not to be confused with the fold up bathtub (or closet bathtub) which saw popularity in the mid-1880s and worked like a 'murphy-style' piece of furniture, the folding bathtub requires no plumbing, no dedicated room, and is completely portable. Tiny houses are small. That much is for sure and a number of tiny house builders have struggled with how much room to dedicate to such facilities. But with a Robinson Folding Bathtub that need would be addressed and turmoil averted.
The ad above (placed, no doubt, by Robinson Cabinet Mfg. Co. itself) promises a "An absolutely new invention that has taken the entire country by storm. Nothing else like it. Gives every home a modern up to date bathroom in any part of the house. No plumbing, no waterworks needed. Folds in small roll, handy as an umbrella. Self-emptying and positively unleakable." How feasible then would it be if a tiny house or small house were able to have just a small shower stall and then have available a folding bathtub for those aching muscle moments or general (yet few in western culture) soaking times? It is the ultimate space saver for luxury.
There is no real record as to the selling performance of the unit but few seem to be lingering and those that are are well-preserved in museums across America. Historically The Robinson company had more success with the fold up bathtub and marketed the folding tub to those with little space or those who traveled in some capacity. It's time for the spotlight though and with the scientific advances in military-grade rubber a model could be made quite effectively and economically.
This is not to say that some clever alternative don't currently exist including the Sylwia Ulicka Rivera designed bathboard shown above (image: yankodesign.com) or the portable folding tub popular abroad where very few flats have little more than a spigot.
It seems in today's market folding tubs and inflatable tubs and the like exist almost exclusively for children. However, if it is good enough for them, should it not also be good enough for us?
Your Turn!
- Would you give a fold up bathtub a chance?
- Are you planning only a shower or also a tub in your tiny house?


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Business Finance Consultant (BFC)
What Is A Business Finance Consultant?
As a Business Finance Consultant you will operate in the same manner as an independent insurance agent who works with numerous insurance companies and finds the best policy at the best price for the customer. A Business Finance Consultant works with many lenders and finds the best loan or lease at the best interest rate for the borrower. Essentially, you are the middle person bringing the borrower and lender together in this kind of loan broker business. You do not invest any of your own money in the transaction and you are not responsible for the transaction after it is funded.
As a Business Finance Consultant you can begin making significant income immediately and can enjoy one of the highest income levels among financial professionals – whether working full or part-time. You will be charging your customers on a contingency basis. Therefore, finding clients is the easiest part of this home based business opportunity. Also, the fact that you deal directly with the funding sources will assure you the best rate, the highest commission and keeping 100% of what you earn! We're confident that you won't find any better home based business opportunity than this one in any business opportunity listings.
How Our Program Operates.
Become a Commercial Loan Broker within the next 30 days, without any prior experience, and you can be on your way to making money faster than you ever thought possible! We at The Loan Consultants have developed the "Six Easy Steps to Success" as a Business Loan Broker.
STEP 1: We Train & Certify You
Our accelerated loan broker training program is designed to teach ordinary people without any background in finance, the latest techniques in operating a loan brokerage company. Our certification classes are taught by seasoned professionals with direct experience in the Loan Brokerage industry. Our funding sources require this initial two day training to qualify you to work directly with them as a Business Finance Consultant.
STEP 2: We Support You For The Life Of Your Company!
We support you for no additional costs or fees for the life of your company. Our Senior Loan Officers are available Monday through Friday to help work on your deals.
STEP 3: We Supply You With Access To Hundreds Of Loan Programs
It has taken The Loan Consultants 25 years of "hands on experience and relationships to develop funding agreements with financial institutions.
STEP 4: We Help You Find Borrowers
Whether you start full-time or part-time we have developed time tested and proven methods of attracting borrowers that will assure you a base of borrowers. In fact, finding borrowers may be the easiest part of the business. With us, you won't have to resort to the usual business opportunity listings. As you discover borrowers that need money, we will help you qualify them to ensure that you are only working on deals that are likely to fund.
STEP 5: We Help You Package & Present The Deal
By providing you with a full service residential and commercial finance brokerage, The Loan Consultants will ensure your deals get submitted to the right money source. This translates into faster approvals for you and your customer, and you don't even have to hold a loan broker license.


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£4.00 £16.90
|Size guide
The Kiniki cotton brief is a contemporary take on the classic mens brief. Reimagined with a waistband made from a shimmering silver yarn and improved with the addition of a sculpted front panel - separately designed and beautifully integrated for impeccable comfort and support.
Constructed from premium stretch cotton (95% Cotton 5% Elastane), gives the soft feel and comfort of traditional cotton underwear with the added elastane greatly improving overall fit and shape retention after countless washes and wears.
The classic brief became an instant hit in the Kiniki collection and is one of the longest standing styles in our range - a testament to the timeless characteristics of this essential style.
• Made in England
Fabric: Cotton Elastane
We source our cotton from the finest quality suppliers ensuring a premium grade garment with longevity and practicality in all our styles. 95% Cotton 5% Elastane gives all the benefits of cotton but with a much better fit, feel and shape retention.
Cotton is a breathable fabric which naturally removes moisture away from the skin keeping you cool and dry at all times.
Cotton is a great insulator protecting against heat in the summer and cold in the winter by trapping air between it's fibers.
Cotton is acknowledged as a hypoallergenic fabric as it rarely causes allergic reactions and does not irritate the skin.
The International Forum for Cotton Promotion states that cotton also has a high tensile strength, making it strong, durable and less likely to rip or tear. It is 30 percent stronger when wet, withstand many washes in hot water - perfect for day-to-day underwear.
Oxford Brief Black Stretch Cotton£4.00 £16.90
Oxford Brief Lemon Stretch Cotton£4.00 £16.90
Oxford Brief Navy Stretch Cotton£4.00 £16.90
Oxford Brief Orange Stretch Cotton£4.00 £16.90
Oxford Brief Red Stretch Cotton£4.00 £16.90
Oxford Brief Silver Stretch Cotton£4.00 £16.90
Oxford Brief White Stretch Cotton£4.00 £16.90
Oxford Classic Thong Black£4.00 £16.90
Oxford Classic Thong Lemon£4.00 £16.90
Oxford Classic Thong Navy£4.00 £16.90
Oxford Classic Thong Orange£4.00 £16.90
The essence of premium mens underwear is ultimately in the quality. We have gone to great lengths to source incredibly luxurious yet practical fabrics and materials. These are put into the hands of our highly skilled seamstresses - some of which have been in the industry for 35 years - resulting in an impeccably finished product, produced with pride and care.Find out more


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Implant Crown, Zirkonzahn, Full Milled Zircornia
Zirconia brand: Zirkonzahn, Italy (Zirconia manual milling & CAD/CAM) CE 0476Learn MoreBrand : ZirkonzahnMaterial : Zirconia Full MilledType : Implant CrownCountry : ThailandWarranty : 2 yearsProduction time :
100% dental marketplace - International dental shopping made easy
Dentlets prosthodontics marketplace offers you a wide variety of affordable dental implant crowns. We offer superior quality dental crowns, dental bridges and implant crowns. Our dental laboratories from all over the world, provides some of the best dental prosthodontics in a variety of materials and brands. You can order Ceramic, Zirconia, Pfm and Composite crowns, bridges or implant crowns for a low price without compromising quality. We also offer the best dental crowns in a variety of brands, get your demands for Cercon, E-max and Lava prosthodontics served in a professional and affordable manner.
We have Dental laboratories in Hungary, Poland, Slovakia and Thailand, where they are recognised for their high quality and affordable dental prosthodontics. Our current dental laboratory selection consists of CreativeArts Dental Lab, Dental Labor Rogalski, Individent Dental Lab, Pearl Dental Laboratory, SIPOS Dental lab and Excel dental, which are all professionally recognized for their international sales experience and services.
So if you are looking for affordable dental laboratories, which provides high quality dental prosthodontics, you should consider Dentlet as your new dental prosthodontic supplier.


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RAMALLAH, West Bank - Palestinian officials say Yasser Arafat's remains have been reburied, just hours after being exhumed as part of a probe into his death.
The exhumation began early Tuesday, under the cover of huge blue sheets of tarpaulin that have been draped around Arafat's mausoleum in his former government compound in the West Bank city of Ramallah.
Two Palestinian officials say samples from the remains were given to expert teams from Switzerland, France and Russia who will examine the samples separately in their countries.
The Palestinian officials spoke on condition of anonymity to discuss the exhumation.
Arafat died of a stroke in 2004, but the underlying causes of death remain a mystery.
Palestinian authorities exhumed the remains in spite of cultural taboos against disturbing a gravesite in order to determine whether he was poisoned, as relatives and political successors have claimed.
Arafat, an icon of Palestinian nationalism, died in a French military hospital in November 2004, a month after suddenly falling ill. The immediate cause of death was a stroke, but the underlying reasons were unclear, leading to widespread belief in the Arab world that Israel poisoned him - a claim Israel denies.
An investigation was launched at the time, but it then lay dormant for years, only to be revived this summer when a Swiss lab detected traces of a lethal radioactive substance in biological stains on his clothing.
On Tuesday morning, after several weeks of preparations, Arafat's remains were taken from his mausoleum in the West Bank city of Ramallah and moved to a nearby mosque, according to two Palestinian officials. The officials spoke on condition of anonymity because they were not authorized to discuss the exhumation with the media.
At the mosque, Palestinian physicians took samples from the remains and handed them to Swiss, French and Russian experts, the officials said. According to Islam, only Muslims can handle a Muslim's remains. The foreign experts will examine the samples in their home countries, the officials said. Earlier, samples were also taken from Arafat's bedroom, office and personal belongings, they said.
The Palestinian government had earlier covered parts of Arafat's mausoleum with a large sheet of blue tarpaulin to prevent any filming of the opening of the grave. Arafat was widely revered, and there were concerns that disturbing his grave could spark protests.
Public reaction in the West Bank was mixed.
Nidaa Younes, a Palestinian government employee, said it was unnecessary to dig up the remains. "Our religion forbids exhuming graves. It is not nice at all to do this, even if religion permits it in some cases," she said, adding that she believes Israel was responsible for Arafat's death.
Ramallah resident Tony Abdo said he supports the exhumation, expecting it to prove that Arafat did not die a natural death.
Accusations that Arafat was poisoned revived after the Swiss laboratory, featured in a televised investigation by Arab satellite TV channel Al-Jazeera, said it discovered elevated traces of polonium-210 on clothing said to be Arafat's.
Arafat's widow, Suha, had handed over his medical file and what she said was a duffel bag of his belongings, including a fur hat and a woolen cap with some of his hair, a toothbrush, and clothing with his urine and blood stains.
The laboratory, Switzerland's Institute of Radiation Physics, said the findings were inconclusive and that Arafat's bones would have to be tested for more concrete proof. That prompted a request to have his remains exhumed, and Palestinian President Mahmoud Abbas, Arafat's successor, approved the request this summer.
But the exhumation and the testing of the remains might not resolve the mystery. Polonium-210 decomposes rapidly, and some experts say it is not clear whether any remaining samples will be sufficient for testing.
For decades, Arafat was the symbol of the Palestinians' struggle for an independent state. Since returning to the Palestinian territories in the early 1990s, as part of interim peace deals with Israel, he zigzagged between leading negotiations with Israel and condoning violence as a means of obtaining political goals.
A recipient of the Nobel Peace Prize in 1994 for his commitment to work toward peace with Israel, Arafat later presided over the Palestinians as they waged a violent uprising against the Jewish state.
Israel accused him of ordering attacks against Israeli civilians and soldiers, and confined him to his Ramallah compound. He stayed there for more than two years before falling ill. He was 75 when he died.
He was equally controversial among Palestinians, with some accusing his political circle of corruption and the pocketing of large amounts of aid. But he remains a widely revered figure in the Palestinian territories, and his portrait frequently appears in government offices and street posters.


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In Getting Started with IntelliJ IDEA as an Eclipse User, readers receive a quick-start guide for IntelliJ, written from the specific perspective of someone used to Eclipse.
In the Java world, IntelliJ IDEA is the only commercial IDE that commands any considerable share of the marketing--nearly 30% of developers use IntelliJ for at least some projects. While the open-source Eclipse IDE is still the market place with around 2/3 of devs using it, we've noticed that IntelliJ users (as well as some NetBeans fans too) are especially dedicated to their IDE of choice. We wanted to know why.
So Anton Arhipov, JRebel product lead and multi-IDE user himself, decided to look into it. Inside, he covers:
- Chapter I – Project structure and configuration, including folders, facets, and the terminology gap between IDEA and Eclipse regarding Modules and Projects.
- Chapter II – This was the big boy of the report, covering keymap and key bindings, loads of navigation and editor settings, compilation, and a whole list of awesome shortcuts in a printable cheat sheet.
- Chapter III – This is where we get truly practical with running tests and deploying your app to your application server, along with artifact definition.
We also asked Andrey Cheptsov and Hadi Hariri from JetBrains to help us out as well, and came up with a solid report of tips and tricks, including a printable, two-page cheat sheet of shortcuts. All in all, it's a great way for Eclipse users to check out what all the fuss is about over IntelliJ--and whether it's really worth it!
Read the HTML and download the PDF here: http://zeroturnaround.com/rebellabs/getting-started-with-intellij-idea-as-an-eclipse-user/


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Mariachi Nueva Generation wins first at Vargas Extravaganza
Posted by Jayme Blaschke
University News Service
December 7, 2012
Mariachi Nueva Generacion from Texas State University took first place at the annual Mariachi Vargas Extravaganza in San Antonio at San Antonio's Lila Cockrell Theatre on Dec. 1.
This marks the sixth time in seven years Mariachi Nueva Generacion has finished first at the Mariachi Vargas Extravaganza. The competition consists of an ensemble competition on Friday evening and a vocal competition of Saturday morning.
In the individual vocal competition, Texas State student Karen Zavala won Best In the U.S., and Nelson Ruiz finished third. Texas State has competed regularly in the vocal competition since 2009 and has built a solid tradition of champion vocalists.
The Mariachi Vargas Extravaganza is considered by many in the mariachi community to be one of the premier mariachi competitions in the country. Texas State's Mariachi Nueva Generacion has been a regular competitor at this event since 2003.
Mariachi Nueva Generacion will perform at the spring festival, Feria del Mariachi, March 22-23. The School of Music's Latin Music Studies area will present a "Rising Star" award to America's Got Talent semifinalist, Sebastien De La Cruz, during the festival.
For more information, contact John Lopez at email@example.com.


text: I think Mike should go now. Yes, he did gonto 2 superbowls, but, these teams were built by the Cower regime. Tomlin's drafts, poor coaching and permitting "shuckin' and jivin'" behavior has resulted in the Steelers slowly becoming a third-world team. If ya ain't one of his boys, you don't play.


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We had been expecting the electrician to check on the short whenever I turned on the water heater, but I hadn't heard from him. I called the plumber to apprise him of the situation and then the electrician who said that he had opened the valve in order to drain the tank.
"Everything's under control" he said.
So I reported that message to the plumber and the neighbor and told her that she's a fantastic neighbor and told the plumber that I had as different job for him to do in a couple of weeks.
So, Baruch Hashem, when I got home the light was on showing that the water was heating, and now, I'll have my first hot shower, G-d willing, in a week.
It's never dull when you own a home, is it?


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Claremont resident Christine Gatson-Michalak is living the life she loves. Relying on her bike and public transportation allows her the flexibility and freedom she wants and eliminates the expense of maintaining a car.
"My husband and I have been married for 10 years and we like living simply," said 32-year-old Christine. "We don't have a car, cable or a DVR. We rent an apartment and have no intention of ever buying property. There are no repairs or upkeep we have to deal with, and it keeps us open to new opportunities. We can move anywhere at any given moment if we choose. And because we don't have huge expenses, we can work jobs that make us happy rather than having careers that support a lifestyle."
For the past year and a half, Christine has worked as a doula, a trained professional who provides continuous physical, emotional and informational support to mothers before, during and just after they give birth. She describes it as the best job she's ever had. Her husband works as a musician. Surprisingly, the lack of personal transportation is no obstacle for either of them.
"My husband carpools with a neighbor who plays in the same band," said Christine. "And I always take clients who live close enough that I can get to them easily. At first clients don't have any idea that I bike and ride the bus wherever I need to go, but they figure it out pretty quickly. But no one really cares because I am always on time. I once biked 8 miles to get to a birth. If there is an emergency, I can always take a taxi or catch a ride with a neighbor. Having a car is unnecessary."
Christine also works part-time, handling shipping and customer service for a former doula client and owner of Mountain Mama. The company specializes in outdoor apparel for women designed to adjust to their bodies before, during and after pregnancy. Christina is a huge fan of the clothing line and wears their designs herself. Traveling to the job is no problem. "One of the nice things about public transit is that you can be flexible in the way you travel. I like riding my bike to the Ontario warehouse but it's a much more difficult ride on the way back to Claremont. I prefer Omnitrans for that."
Both Christine and her husband love being outdoors as much as possible and enjoy going on adventures. Whether going to a park to play Frisbee or traveling to LA to explore a museum or theater, they are frequent users of both Omnitrans and the Metrolink.
"It was a little difficult convincing him to ride the bus at first," laughed Christine. "He had the attitude of 'I'm a grown man! I'm not going to ride the bus!' Owning a car is such a status symbol in this culture. There's this strange social misconception that only kids or poor people ride the bus, and that's just not true. Now he's perfectly comfortable with it and enjoys the perks. We rode out to the observatory recently and watched as other people had to walk up from a parking lot a mile away while we were dropped off right at the front door!"
Christine offers these tips to other Omnitrans cyclists: "Plan ahead and try to get to your stop an hour early. Since there are just two bike racks on each bus, it leaves you time to bike over to another stop if the racks are full. I always have my bus book or smart phone on me so I can check for alternative routes. If your bike has thin tires, bring a bungee to help secure it. The racks are designed to accommodate thicker tires, so bikes with thinner tires tend to wobble–especially if driver has to break suddenly. The Omnitrans drivers are pretty friendly and can also answer questions if you need help. "
To learn more about Christine and her doula services visit her website at The Village Doula.
– Juno Kughler Carlson
Do you like this story and want to use it for your blog or newsletter? All our stories may be freely re-posted and shared with others!
Do you have a great Omnitrans story to share? Let us know!
Email firstname.lastname@example.com


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adjective; satisfied, contented, happy, pleased.
Due to a family emergency we will not be able to process your orders from our site for the foreseeable future. We sincerely apologise for this inconvenience.
New item
Plumen is the first award-winning designer low energy compact fluorescent light produced by the British design company Hulger.
Both the Plumen and Baby Plumen bulbs are distinguished by their elegant sculptural form and may be simply hung as a pendant or showcased within a transparent lamp shade.
Lifetime of 8 years
9 Watt
Warm light
Bayonet fitting
Anglepoise style desk lamp made from aluminium, iron, brass and teak wood.
Max.: 60 watt (E27). 48 ...
All website content & copy: Bodlon 2012. Copying any part of the site or its content is strictly prohibited.
Contact us Bodlon Shop & Coffee Shop, 12 Park Road, Whitchurch, Cardiff CF14 7BQ Email: firstname.lastname@example.com | Telephone: 02920 650 564 | 07825 444 233


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Proudly Serving the North Shore for over 30 years. Cranney Home Services can solve any Plumbing, Heating, Cooling and Drain Cleaning issue.
Our Heating and Cooling Technicians, Plumbers and Electricians are licensed, uniformed and professional. They respect your home and your property. They go as far as to put on booties before entering your home and roll out a protective carpet as well. The diagnostic or dispatch fee that we charge allows our professionals to carefully evaluate your problem and/or inspect your systems so they can provide you with a flat rate price to do the work you've requested. Once you approve that price and all that it includes, Cranney Companies will complete the requested work for you.
It is hard to live without modern plumbing, and our plumbing is something we take for granted. That is until something goes wrong with our plumbing system. If you have a plumbing issue or if you need a plumbing fixture or appliance installed, you need to call a reliable plumber. The right choice for residents and business owners in Newbury is Cranney Home Services.
While you may think that any plumber you call will be able to handle your plumbing problem, that is just is not true. Plumbing systems consist of connections, fixtures, appliances and more. If you choose a less than reliable plumber for your needs, you could be faced with expensive repairs to fix the same problem later. Cranney Home Services has plumbers that are trained and certified to diagnose, install and repair every facet of your plumbing system. We offer our customers a wide range of plumbing services including:
If you are building a new home or business, remodeling your home or business or just want to give your home a small facelift, you need a reliable plumber on hand to handle all of your plumbing needs. Our friendly plumbers will come out to your home or business and sit down with you to go over what you need to have installed in your home. We can install any type of plumbing fixtures including baths, showers, faucets, water treatment appliances and more.
When you notice a leaking faucet, backed up toilet, slow water or saturated ground around your home or business, you have a plumbing problem. Water is a great resource to help us live healthy, happy lives; but it can also be damaging to your home or business if your plumbing system fails. That is why you need to call Cranney Home Services as soon as you realize you have a plumbing problem. We will come out to your home and inspect your plumbing system to determine the cause of the issue. After inspection, we will sit down with you to provide a flat-rate quote for the repair.
In some instances, a plumbing repair is not possible. If your water heater has a leak or if the pipes running throughout your home have become damaged and corroded beyond repair, you should consider replacement. We know that plumbing replacement can be stressful, and we understand. That is why our technicians will listen to all of your concerns and provide you with all the options you have to replace your plumbing fixture or appliance. We will respect your home or business during the replacement process and will make sure your problem is resolved before we leave.
It is inevitable; drains will become clogged at some point in time. These clogs can be comprised of hair, grease, food and other residue. In some homes and business, they can also be due to tree roots that have grown through your plumbing system. We will clean your drains and remove the clogs using high-pressured water; this is the only method that thoroughly cleans your drains.
Unfortunately, plumbing problems do not happen only during normal business hours. Your pipes can burst; water heater leak and toilet stop working at any time. Cranney Home Services knows that when a plumbing emergency happens, you want it fixed right away. We have staff and technicians available to you 24 hours a day, seven days a week.
Pick the right plumber; call Cranney Home Services today.
Our plumbing technicians are ready to help! Get in touch with us by calling the number or filling out the form below


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Digital Mountain is a leading global provider of electronic discovery, computer forensics, cybersecurity and next-generation Web-based solutions for accelerated collection, filtering, processing, review and production.
We help guide law firms, corporations and government agencies through the digital age by enabling more efficient and effective solutions for managing mountains of data.
If you would like to be included in future Digital Mountain mailings and e-newsletters, please click the link below.
Click here to sign up for our e-newsletterSeptember 21-23, 2020


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WEConnect International in Europe is the leading global supplier diversity initiative spearheading the connection of women-owned business and multinational corporations. It is Europe's leading advocate of women-owned businesses as suppliers to global and national corporations and government bodies.
Our mission is to ensure that:
Our work is about access to contracts; it is not about preferential treatment.
We work with:


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|Version 1 (modified by 12 years ago) (diff),
It occured to me that building something physically always provides a direct, and accurate measurement of past progress.
Like building a house... You can see with every board that it actually *is* getting built. And this tangible connection to progress is actually very motivating. You can look back with pride on all that you have accomplished so far, and you can see roughly how much more there is left to build.
If we can specify software projects at sufficient granularity then we can also get this sense of "what's left". But it's also extremely important to be able to see physical evidence of tangible progress... Sometimes this is hard when you're hacking for weeks on internals and over relatively invisible components of the software.
I'm imagining some kind of graph or 3d representation that takes in to account all possible progress metrics. Then you can watch as visualization changes as the weeks go by.
- total lines of code, including comments, docstrings, etc
- refactorings that *reduce* code lines
- commits
- design docs
- tickets and ticket changes (comments, etc)
- user docs
- new tests
- tests that are now passing (this gets counted in so far as you have to commit code changes to make the test pass, but making a test pass is perhaps deserving of a bit of extra credit)
- Improved unit-test code coverage percentage
- User-provided credit. If you go for a 1 hour walk and think about some coding problem you ought to have a way to give yourself some credit for that.
The point is that all these measurements represent concrete progress that is being made towards reaching development milestones. Again, the project needs to be well defined, at a granular level, so that you can stay on track and see that the finish line isn't slowly creeping in to the future, as it does with so many poorly managed projects out there.


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[Page 15]
On the first day of the month of Av 5702 the beastly Nazis brought about the annihilation of the Jewish community of Maytchet and environment. This was the end of our dear ones, part of the Jewish population in Eastern Europe, who died as martyrs in the years 1941-2 during World War II. On the 30th "Yahrzeit", we humbly publish this Yizkor Book in memory of their blessed names.
It is a great responsibility to write such a book, since the authors have not put down their memories with regular calmness. Every sentence and every line in this book are bleeding with pain, whether written by old time pioneers or by recent survivors of the Holocaust. All the memories and writings were lovingly compiled,
[Page 16]
checked and edited, with the purpose of telling to our generation and the coming ones, to our children and grandchildren about the glory of the Jews of Maytchet and environment, who died as martyrs.
The publication of this book was full of difficulties. Following the decision to publish a Yizkor Book, the book committee called upon all "landsleit" over the world to send in memories and pictures about the town. Some responded immediately, but most of the material was sent in during the very last time, when it was rewritten, and rechecked, while comparing notes with references in libraries and archives.
Blessed be all who contributed material and means. Special mention is due to the members of the book committee, who initiated the project and worked with dedication in the name of all Maytchet landsleit. There are not enough words in the human language to express the mourning over the Holocaust.
May all landsleit of Maytchet, from now and forever add on this first day of Av warm tears to the cup of tears which will never fill up.Tel-Aviv, 1st day of Av
[Page 17]
Six million Jews were killed by German murderers and their collaborators during the great Holocaust that befell the Jews of Europe in the years 1941-1945. Maytchet was annihilated in a tragic and cruel way, which we memorialize on July 15, 1942
This happened on the 1st to 3rd day of the month of Av in the year 5702 (1942). The terrible tragedy that stormed our little town was uncovered and every year this very bitter day of 1st of Av is the Memorial Day for the martyrs of Maytchet and the surrounding areas. The few remnants from the sword gathered together with their brothers and sisters who had previously come to Israel in order to memorialize and connect with the souls of our dear ones and to determine how to memorialize forever their memory and to make a permanent memorial. They decided to write this Memorial Book, which is the custom in Israel.
After a long period of preparation and organizational work, we published this book to memorialize the community of Maytchet, its vicinity, and the precious martyrs who lived there. We have tried our best to gather all possible material, memories, and pictures in order to bring to life in these pages the quality of the Jewish life and the different personalities who lived over the period of many generations in the community of Maytchet. This memorial book's purpose should be a fitting living memorial for the Jews, who were a people of tradition and Torah. They were Zionists and community activists, socialistic fighters, upstanding and righteous, and compassionate people who did many good deeds.
It was a very big responsibility to fulfill for our community, a charitable act to memorialize them through these pages in our hearts and the hearts of our children throughout the generations. For their sake and the sake of the perpetuity of Israel, it was our responsibility to recount the geographical, historical, communal, and cultural aspects of Maytchet; and also to list the family names and the names of the martyrs in order that the future generations shall dwell in the pages of this memorial book. We did this so that they may be able to envision the characters of their upstanding and righteous forefathers. The strong ones who died were holy martyrs and by their deaths they commanded us to live.
We express our thanks and appreciation to those who helped us with this holy work and particular to the editor, Alyon, who has published many of these memorial books. He spared no effort in order to publish this book and to be sure it was a fitting memorial.
1st day of Av 1972, the 30th Memorial Day of the martyrs of Maytchet and its surrounding area.
Ever since we began to gather on the memorial day for our martyrs, we have been planning and hoping to see the day when we shall publish our Yizkor Book. This book which we have now before us is a product of a long and difficult operation.
On the eve of Rosh Hodesh Av 5742, we unveiled the little memorial plaque in the Cellar of the Holocaust in Jerusalem, and now this book is the second memorial project to remind us and our descendants of our birth town.
If not for this book everything would have been forgotten about life in Maytchet in earlier generations, all the suffering in our generation and all the struggle of the Jewish community until its annihilation.
Who but we can write it down for the coming generations. In reading this book we think about the home, the family, the town, the suffering and the tragic end. Blessed be the Landsleit Committee and the Book Committee who were active in publishing this book.
The Hebrew alphabet has been instrumental for many generations to preserve the events and memories of many communities, and we pray that it will also help preserve the memory of our perished little Maytchet.
On this occasion we extend thanks to all our active landsleit and especially to Mrs. Hana nee Borecki, for her important contribution of paper for the book.
Special appreciation is due to the writer and editor, Mr. Ben-Zion H. Ayalon, who although not born in our town, by compiling, reading, hearing and fixing the material, managed to feel with us the glory of Maytchet. With great symphaty and patience he helped the survivors to put down in writing all their sufferings in order to hand it down to the coming generations.
Please, dear G-d, that this book may unite all remnants of our town to remember our dear martyrs who perished on the Chvoinik Hill, on the road to the village Zahorna.
May this book find its worthy place in every home of our landsleit, so that it can serve as a family tree to all our descendants.
Standing right to left: Joseph Lozovsky, editor Benzion H. Ayalon, Nahum Margolin, and Moshe Korn
[Page 19]
In the bloody time of the greatest catastrophe in history, which took place to European Jewry during the years 5701-5703 (1941-1943), when six million dear Jewish souls were tortured and cruelly murdered with various kinds of deaths by the impure hands of the German murderers and their assistants, who looked upon Jewish blood and property like bloodthirsty beasts - the holy community of Maytchet was martyred in sanctification of the divine name on the bitter days of
|First to the third of Menachem Av, 5702 - 1942
Since this was the gloomy climax of the terrible tragedy that swept through our town like a terrible storm, the survivors of Maytchet in Israel designated and sanctified the pious custom that on the sad day of Rosh Chodesh Av, which marks the yahrzeit of the dear martyrs of Maytchet and its region, the orphaned Maytchet Jews who were rescued in that time and made aliya to Israel, would gather together to connect with the pure souls of our dear ones. Year in and year out, at this gathering, they conferred about how to perpetuate their holy memory and make an appropriate rectification for their pure souls and their innocently spilled blood by publishing a Yizkor Book, as was done by all the Landsmanschaften in Israel.
From that time, we did not rest with our intentions, and after a long time of preparation and organizational work, we finally
[Page 20]
succeeded in publishing the Yizkor Book to perpetuate the unfortunate, famous, historical Jewish community of Maytchet and the region, and its precious martyrs. We did all that we could to collect whatever material and pictures that were possible, so that we could bring to life in these holy pages the Jewish way of life of our ancestors who flowed for generations in the magnificent Jewish community of Maytchet. Our objective, and the strong desire of all the surviving Maytchet Jews throughout the entire world, is that this Yizkor Book should serve as a literary memorial candle for the dear Jews, people of Torah and tradition, Zionists and cultural activists, social strugglers and honest, common folk.
It is truly a great merit for us to fulfill a true charitable deed[2] toward our martyrs by perpetuating them in the Yizkor Book as well as in our hearts and the hearts of our descendents for generations. In their memory, we dedicate numerous chapters on geography, history, societal and cultural life, family memories, and a list of names of martyrs, so that the coming generations will be able to peruse and read the holy memorial pages with fascination and with holy trembling. In the eyes of their spirit, they will be able to see the bright personalities of their forbears, the pious, honest and heroic Jews who were tortured in sanctification of the Divine Name so that we would be able to survive and preside over the golden Jewish essence. We and the entire Jewish people will forever remain indebted to them. For them, the Yizkor Book is only a small repayment of a great, holy debt.
I also take the opportunity to express our sincere gratitude and appreciation to all those who have assisted us in our holy work, and especially the editor Mr. Ben-Zion Ch. Ayalon, who spared no effort to publish a superb book as is fitting and appropriate for such a literary monument
[Page 21]
Translated by Jerrold Landau
And I will give them in my home and within my walls a monument and a name[2]
An eternal name I will give him that will never be cut off.
(Isaiah 56, 5)
That which gave us no rest and is always bothered us - the setting up of a memorial and a name for our dear town - has now come to fruition. It has moved out of realm of hope and aspiration, and has been published as this monument in memory of our holy community, the community of Maytchet.
Every year on the memorial day to the destruction of our town that takes place on Rosh Chodesh Av, the issue of the book spurred plans, debates and hopes that the day would come when it would come to fruition. Behold, we are witnesses and our eyes see it. The dream has been realized.
This book that lies before us was not set before us on a silver platter. Many troubles and thoughts preceded its publication, for we were devoid of any experience, and did not know how to actualize our aspirations.
At a gathering of the natives of our town and its region in Israel on the eve of the Rosh Chodesh Av 5724 (July 9, 1964), the veil was removed from a the small marble plaque in the Holocaust Cellar on Mount Zion in the capital of Jerusalem, upon which are etched the words In memory of the martyrs of Maytchet and it's area. This would have been the sole monument that in the future would remind us, our children and descendents about the rock that forged us, the root that nurtured us, the precious glory of our families and the frightfulness of our tragedy -- had the book that lies before us not been written.
The entire bundle of life in Maytchet throughout the previous generations, the entire episode of the atrocities and suffering that took place in our generation and that is folded in with the destruction of the community of Maytchet, the town in which we were born, in whose bosom we grew up, and from which we exited to redemption, and to our good fortune were saved and made aliya to the eternal Land of our fathers, the entire history of the struggles of this holy community of pure, upright Jews, the small community paved with the love of one's fellow Jew, thirsting for knowledge, filled with uprightness and the fear of Heaven, the community that did not lose its humanity and image even during the terrible tribulations of the Holocaust, the entire episode of these supreme struggles - would have been forgotten and buried along with those dearest to us in the pits of the Chwojnik that absorbed their pure blood - had this book that lies before us not been written.
For who would tell about the purity of the lives of our dear ones - if not for us who were designated for life?!
[Page 22]
For who would tell about the magnitude of their suffering, their desire for life and glory of their deaths - if not for us, the redeemed survivors in Israel?!
They are not forgotten from our hearts even in their deaths, for when we read what is written in this book, we unite with the home, the family, the town, their suffering, and their death agonies. This is a form of a great, powerful eulogy that had never been said over their graves - for there are no graves.
Would it be possible that the chapters of life of our family members would be erased from our memories and the memories of our descendents, just as they were erased from the consciousness of their murderers without shame and embarrassment?!
Would it be possible that the pure and holy actions of the martyrs, shining like the bright firmament, would never come to the consideration of the world?!
Therefore, the members of the organizing committee and the book committee who toiled to publish this book shall now receive the blessings.
For generation after generation, the Hebrew letter served the purposes of perpetuation and memorial. Whether it is engraved upon a gravestone or plaque in memory of the deceased holy martyrs, or whether it is printed upon parchment and books, these letters will be protected and will remain for many generations, just as they protected all of the spiritual property that was bequeathed to us by our forefathers in days of yore. Therefore, we primarily chose these letters for the publication of this Yizkor Book, so that it will serve as an eternal flame and monument to our town, its people, and it's past filled with awesome glory and suffering.
We hereby express heartfelt gratitude to all of the natives of our town living in Israel and the Diaspora who worked for and assisted in the publication of the book.
It is my pleasure to hereby thank the native of our city, Chana Mechtiger of the Boretcky family, for her generous donation toward the publishing of the book, which provided for the paper and etchings for the publication.
Special thanks are due to the author and editor Mr. Ben Zion Ayalon. Even though he is not a native of our town, through collecting, reading, listening, formulating, and arranging the pages of this book, he transported himself, his spirit and his soul to Maytchet, immersing his entire heart and soul in the depths of life, suffering and struggles of our dear ones there. He spared no effort, spoke to people, wrote down their stories and suffering, participated in the pain of the survivors who were forced to open wounds that seemed to have healed already, and toiled tirelessly to obtain the sources and find whatever material that was possible. He succeeded in publishing this complete book that lies before us.
It is not only words of blessing and thanks that I have, but also stirrings of prayer in my heart. Let it be G-d's will that this book serve as the means of unifying all the survivors of our town who are scattered in all corners of the world into a mutual bond of brotherhood and friendship. Let these pages of memorial filled with the blood of the hearts of the writers
[Page 23]
serve as a permanent monument atop the desolate grave in the Chwojnik Valley along the way to the village of Cyrn (Tzirin) where the remains of our beloved ones, pleasant in their life and not separated in their death[3], are buried. Let the publication of this book be a fulfillment of the vow, Remember, and do not forget that which the Amalek of our day, era and generation perpetrated.
It is fitting that this book be found in the home of every one of our townsfolk, for the town and the souls of its Jews are hidden preserved within it. Similarly, it should also serve as a book of genealogy for all future generations, and it shall be one chapter in the history of the eternal People of Israel.
Standing from the right: Yosef Lozovski, Nachum Margolin, Moshe Korn, Moshe Ravitz
Sitting from the right: Miriam (nee Volinski) Kleinshtov, Sarah (nee Novomiski) Ahronovski
[Page 24]
|Map of Molchadz
see also Enhanced map
Map translated by Amir Shomroni
JewishGen, Inc. makes no representations regarding the accuracy of
the translation. The reader may wish to refer to the original material
for verification.
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