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Financial literacy grants available for schools
State providing grants to school districts for personal finance eduction
MADISON, Wis. — The state is offering grant money to school districts to incorporate personal finance education into their curricula.
The Wisconsin Department of Financial Institutions will provide $250,000 for the statewide program to support the efforts of teachers and school districts to begin new personal finance courses in elementary, middle and high school.
Teachers and districts are eligible to apply for awards of up to $10,000 and may submit proposals for each school level. The Department of Public Instruction will administer the program. Applications are due March 21.
A survey commissioned by the DFI last year showed that 44 percent of Wisconsin school districts currently require a course in personal finance in order to graduate from high school.


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I'll keep going if you don't stop me
Sorry it's been slow around here. I'm currently working on a post that I'm very excited about, so it's taking me longer to fine tune it. In the meantime, check out my boy Ezra scribbling away with his markers back in April. It was a hoot watching him work. He took to the paper like it was his sole purpose in life. His method consisted of: grabbing a marker, popping off the top, scribbling away for a second, putting the top back on the marker, and then grabbing the next color. All of his creative energy was concentrated on one particular spot on the page, and I swear he'd still be drawing to this day if I hadn't stopped him. (See more pics of the EZ drawing in my Flickr.)
Next post will be a good one. Something special. Hopefully it'll be ready later on today.
5 comments:
"putting the top back on the marker, and then grabbing the next color"ReplyDelete
Can I borrow the EZ to teach my four-year-old how to put caps back on markers??
I mean, seriously...
i am picturing ezra....drawing...drawing...drawing...till the ink seeps through the paper, then the table, down to the floor, through the foundation to the ground, through the earth's crust and finally multi-colored ink going all the way to the core of the earth.....back through earth on the other side....and filling space with ezra's never ending marker ink!ReplyDelete
hey cuz...ReplyDelete
you probably already heard about the sony BRAVIA commercial months back, but if you hadn't (I missed it) I thought you would find it interesting. apparently they sent 250,000 bouncy balls down a couple streets in san fran... but they captured color, movement, and music fantastically. the extended version is almost entrancing.
ps: the robin over my shoulder says hello
ut oh, looks like you got another creative genious on your hands :)ReplyDelete
I love to watch him right now, this stage he's in-- with all the mad scribbling. it makes me happy to see him lost in it.ReplyDelete

subset: commoncrawl


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An 39-year-old Barnesville woman has been arrested and charged with first degree vehicular homicide and hit and run in connection with the death here Saturday night of Gordon State College student Alexandra Noelle Desir.
Desir, 20, was walking to her job at Huddle House from her dorm at Gordon when she was struck from behind and left to die on the sidewalk.
Bobbie Jo Sumner was driving the vehicle that struck Desir and fled the scene, investigators say.
Hit and run suspects identified; charges outlined
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text:
It's probably been about 6 weeks since I shortened sleeves on a sweater for a co-worker. I remember that I told you about it, and you replied, "Step one - get out the Fray-Check!" I said, "Oh yeah, I never thought of that!" You were curious as to how I did it without - I'm not sure that I would have used it if it had been available. (I was using the contents of my knitting bag and desk!)
So, here's a quick tutorial on how I did this. The pictures do most of the explaining.
The sweater was knit with a fairly bulky cotton yarn, which made a huge difference. I was also asked to shorten sleeves on a sweater knit with VERY FINE gauge yarn - almost thread. This type of fix was out of the question on such small yarn, even with my bifocals and the smallest needle I have!
I needed to remove about 6" from each sleeve. The sleeves were knit in fair-isle stockinette stitch, with a rolled edge. Here we are, tools assembled, ready to begin. I had measured to determine how long I wanted the sleeve to be, and marked that spot near the seam.
Next, I clipped the yarn used to seam the sleeve, and unpicked it a little further than the marked spot. I was careful to pull the yarn out instead of clipping it along the way, so that I had plenty left to re-sew the seam when I was finished.
Next, I threaded a needle with waste yarn and pulled it through the stitches to act as a lifeline. (Note: I thought of this on the SECOND sleeve, so I'm using waste yarn from the first sleeve!) Any similar weight yarn would work.
Since my goal spot was just after a fair-isle pattern, I clipped and pulled the pink yarn from the area that was going to go. My goal was to have several rows of my main color yarn that I could unravel, so that I could reknit a row or two if needed, and then cast off.
Then I just clipped the tan yarn near the seam, and separated the waste fabric. All I needed to do was unravel the yarn back to my life line and I was ready to bind off. This sounds easier than it was in practice. Since I was working basically from a cast-on edge, I couldn't seem to just frog - I had to pull the yarn through most of the time. I don't know for sure if this is because of the fair-isle, or because I was doing something wrong, or if it is the nature of ripping back from the beginning of the work instead of the end. This was the first time I've shortened from a cast-on edge. Maybe someone else has experience here??
Now all that remained was to bind off. I had just read about binding off with a crochet hook, and so that's the method I used. (I had one of those in my bag!) It is in effect the same effect as the regular two-needle bind off.
And presto, two finished sleeves of equal length, neatly finished! I just re-sewed the last bit of the seam, and wove in the ends.
This picture illustrates just how long these sleeves were. What were they thinking!?!
So....where would I have used the Fray Check????
Keep knitting!
Cynthia (aka Designated Knitter!)


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Despite all the turmoil in Albany in the past few weeks, housing advocates remain optimistic about their chances for success in the state capital. The news from Washington was far grimmer. There, a sudden and massive cut in funds for the federal Section 8 rent subsidy program could drastically affect the city's housing situation.
Appraising David Paterson
At a town hall meeting in Harlem to discuss housing issues, the topics on the agenda included the loss of Mitchell-Lama apartments to market rate housing and the expansion of Columbia University into Manhattanville, hot topics that have led many to despair. But the mood was buoyed by the realization that a Harlemite had become New York's governor.
"We can be cautiously optimistic," Nellie Bailey of the Harlem Tenants Council told the audience. "Governor Paterson will be better than Elliott Spitzer on our issues."
It's a refrain that many housing advocates have been repeating as the shock of former Gov. Eliot Spitzer's political demise subsides.
"Certainly from our point of view [Paterson] will be much, much better," said Michael McKee of Tenants PAC. "He's fundamentally pro-tenant whereas Spitzer wasn't. Spitzer was certainly better than (former Gov. George) Pataki, but I'm not sure how much Spitzer really believes in regulation of housing, for example."
Paterson has a commitment to tenant issues, McKee added, a comment other advocates echoed.
"Governor Paterson will be very good for tenants," said Jenny Laurie of the Metropolitan Council on Housing. "He's always supported tenant issues and he's very knowledgeable. And he's got all of the different types of housing in his district -- rent regulated apartments, Section 8 and Mitchell-Lama projects and New York City Housing Authority buildings."
On at least one major issue, the expansion of Columbia University into West Harlem, Paterson's views are encouraging to housing advocates, most of whom oppose the plan in its current form. In 2005, Paterson called on then-Governor Pataki to issues a six-month moratorium on the use of eminent domain to take private property for the university's use. But as the leader of the minority in the State Senate, Paterson did not have the power to get much done.
Just a month ago, Paterson headlined a fundraiser for McKee's group at a bowling alley in Harlem. "David's a friend," McKee said, adding, "I know from talking to him over the years that he is pro-tenant and pro-rent regulation.... I think he understands what ordinary people go through just to make a go of it."
Another advocate who asked to remain anonymous lest a comment affect political relationships said Paterson could prove a disappointment.
"In the past, he's been an over-committer," the advocate said.
The ascension of Paterson to the top spot in state government does not change the fact that the State Senate, if it remains under Republican Joe Bruno's leadership, still has the power to block progressive policy on housing issues, McKee said. So, Election Day remains the key date for housing advocates, he said.
"Everything is dependent on the senate changing in November," he said. "If Bruno holds on by one vote, we won't be able to change anything."
Bad News for Section 8
November also could be key to what happens in Washington. The Bush administration cut $2.4 billion from the federal Section 8 rent subsidy program in March, which effectively threatens 90,000 households in the city that rely on the subsidy to help pay their rents. The cut means that the Section 8 program can only meet its commitment to landlords through September 2008 -- as many as 500,000 Section 8 vouchers nationally would have to be cut to make up the shortfall.
The problem of funding has existed at least since last year when some Section 8 landlords did not receive payments owed them. At its root is a change in how the vouchers are funded. Contracts for low-income housing used to last for 20 to 30 years. In the 1990s, though, the Department of Housing and Urban Development began to switch to shorter term -- one to five year -- agreements. With funding tight and Congress cutting back, the department dipped into funds to cover shortfalls, leaving it without money to pay its obligations toward the end of the year, John Cox, the department's chief financial officer http://www.hud.gov/offices/cir/test071017.cfm told Congress last year.
This leaves landlords caught in the middle. When developers accepted tax breaks and other incentives to build affordable housing decades ago, they did so with the understanding that after 20 or 40 years they could opt out of the program. "It's another incentive to get out" of the Section 8 program," and so could s speed the loss of affordable Section 8 project apartments, said Patrick Coleman of Tenants & Neighbors. "Almost 10,000 families are living in buildings and now in danger of their owners saying 'forget it.'"
HUD thinks the problem can be solved, said spokesman Brian Sullivan. He conceded there had been a basis for concern. "There are people who are understandably nervous because you have landlords who, if they don't get paid, they don't want to play. In certain extreme situations, there were some suggestions that landlords would evict tenants because they weren't getting paid," Sullivan said. He added that he did not think anyone had been evicted because of the funding situation. Sullivan said the department believes the situation has been remedied. "We are confident that we have sufficient funding to meet our obligations in FY 2008 and we are seeking sufficient funding in 2009," he said.
Not everyone is so sure, though. On a rainy March night in Greenwich Village, about 150 people filled a church as three members of Congress from the city -- Yvette Clarke, Jerry Nadler and Nydia Velasquez -- decried the cuts. They signed a pledge to work to restore the funding.
Sullivan questioned the rally. "We believe [the funding shortfall problem] has been corrected and we don't think scare tactics are necessary (referring to the rally," he said.
Joe Lamport is the assistant director of the City-Wide Task Force on Housing Court, a coalition of community housing organizations. Â


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The FBI on Tuesday defended its raids on at least two data centers in Texas, in which agents carted out equipment and disrupted service to hundreds of businesses.
The raids were part of an investigation prompted by complaints from AT&T and Verizon about unpaid bills allegedly owed by some data center customers, according to court records. One data center owner charges that the telecoms are using the FBI to collect debts that should be resolved in civil court. But on Tuesday, an FBI spokesman disputed that charge.
"We wouldn't be looking at it if it was a civil matter," says Mark White, spokesman for the FBI's Dallas office. "And a judge wouldn't sign a federal search warrant if there wasn't probable cause to believe that a fraud took place and that the equipment we asked to seize had evidence pertaining to the criminal violation."
In interviews with Threat Level, companies affected by the raids say they've lost millions of dollars in equipment and business after the FBI hauled off gear belonging to phone and VoIP providers, a credit card processing company and other businesses that housed equipment at the centers. Nobody has been charged in the FBI's investigation.
According to the owner of one co-location facility, Crydon Technology, which was raided on March 12, FBI agents seized about 220 servers belonging to him and his customers, as well as routers, switches, cabinets for storing servers and even power strips. Authorities also raided his home, where they seized eight iPods, some belonging to his three children, five XBoxes, a PlayStation3 system and a Wii gaming console, among other equipment. Agents also seized about $200,000 from the owner's business accounts, $1,000 from his teenage daughter's account and more than $10,000 in a personal bank account belonging to the elderly mother of his former comptroller.
Mike Faulkner, owner of Crydon, says the seizure has resulted in him losing millions of dollars in revenue. It's also put many of his customers out of business or at risk of closure.
The raids are the result of complaints filed by AT&T and Verizon about small VoIP service providers whom the telecoms say owe them money for connectivity services. But instead of focusing the raid on those companies, Faulkner and others say the FBI vacuumed up equipment and data belonging to hundreds of unrelated businesses.
In addition to Crydon, the data center of Core IP Networks was raided last week. Customers who went to Core IP to try to retrieve their equipment were threatened with arrest, according to an announcement posted online by the company's CEO, Matthew Simpson. According to Simpson, the FBI is investigating a company that purchased services from Core IP in the past but had never co-located equipment at Core IP's address. Simpson reported that 50 businesses lost access to their e-mail and data as a result of the raid. Some of those clients are phone companies, and the loss of their equipment has meant that some of their customers lost emergency 911 access.
"If you run a data center, please be aware that in our great country, the FBI can come into your place of business at any time and take whatever they want, with no reason," Simpson wrote.
Faulkner says the FBI seized about $2.5 million from Simpson's personal bank account. Simpson did not respond to a request for comment.
Faulkner and others say that the FBI agent who led the raid, Special Agent Allyn Lynd from the Dallas field office, warned them not to discuss the raid with each other or with the press.
But a 39-page affidavit (.pdf) related to the Crydon raid provides a convoluted account of the investigation. It alleges that a number of conspirators, some of who may have connections to Faulkner, conspired to obtain agreements from AT&T and Verizon to purchase connectivity services with the telecoms. Several documents used to provide proof of business ownership and financial stability were forged, according to the affidavit. For example, the affidavit claims that one of the conspirators named Ronald Northern sent AT&T a bill from Verizon to show that he had a history of paying for services on time. The bill was allegedly forged with Verizon's logo – which the company is claiming is a trademark infringement – and that the corporation number the conspirator used actually belonged to a different Verizon customer.
Northern could not be reached for comment.
The affidavit claims that Faulkner, Northern and others committed mail and wire fraud, criminal e-mail abuse (stemming from separate allegations of spamming), criminal copyright infringement and criminal use of fraudulent documents. The affidavit mentions several companies that Faulkner has been connected to including, Crydon, Premier Voice and Union Datacom.
But mixed in with these allegations is a separate tale that hints at the larger story behind the raid. AT&T and Verizon say they're owed about $6 million in fees from VoIP service providers who used servers that were co-located at Crydon and the other data centers. The telecoms claim that these VoIP providers used up more than 120 million "physical connectivity minutes" without paying for them, and that attempts by AT&T and Verizon to collect on the debts proved fruitless.
"Based on my investigation and that of AT&T and Verizon," writes Special Agent Lynd in the affidavit, "I believe individuals associated with Lonestar Power and Premier Voice defrauded AT&T and Verizon out of hundreds of millions of minutes of physical connectivity service and significant revenue by means of the submission of false/fraudulent credit information and other false representations."
Faulkner, who was a part owner of Premier Voice before selling it about a year ago, acknowledges that Premier owed money to AT&T at one time – though he says he's not certain it was for interconnection. He says that debt was assumed by the new owner when he sold the company. Either way, he says, this would be categorized as corporate debt, not fraud.
"There's a big difference between stealing money and owing money," he says.
He says he often invests in troubled companies that are carrying debt when he buys them.
"Usually you settle the debt," he says. "But AT&T never contacted me about owing money. Verizon never contacted me."
Faulkner says the two telecoms have used the FBI to seize equipment to obtain evidence through a criminal investigation instead of pursuing the companies through civil litigation and the discovery process. And instead of targeting the investigation specifically at the VoIP companies, he says the FBI swept in everyone who had servers in the same place where the VoIP servers were located. As a result, all of Crydon Technology's equipment was seized, as was the equipment of numerous businesses that had the bad luck to own servers running out of Crydon's facility.
"They're destroying more and more customers and it just doesn't seem to make sense," Faulkner says. "They've done a horrible amount of damage and have been so barbaric in the way they've shut things down. If they just picked some random guy off the street to do this investigation, he could have done a better job than the FBI did."
Among more than 300 businesses affected by the raid on Crydon were Intelmate, which provides inmate calling services for prisons and jails and had about $100,000 in equipment seized in the raid; a credit card processing company that had just become PCI compliant and was in the process of signing on its first customers; Primary Target, a video game company that makes first-person shooters; a mortgage brokerage; and a number of VoIP companies and international telecoms that provided customers with service to the U.S. through servers belonging to a separate company Faulkner ran called Intelivox. These customers essentially lost connectivity to the U.S. after the raid, Faulkner says.
Faulkner says the FBI appears to have assumed that all the servers located at Crydon's address belonged to him, and didn't seem to understand the concept of co-location.
The seized data included transactional records for companies, which means the companies won't be able to bill customers for services already rendered before the raid.
"All of our clients will have to refund their customers, and we're in the hole now to refund our customers," says Faulkner. "I could tell the FBI agent had never even considered that. He just said, 'Well, that's your problem.'"
The owner of a credit card processing company who had servers at Crydon says he lost about $35,000 in equipment in the seizure, and that the survival of his company is at risk until he secures a new location. He asked that he and his company not be named because the company is in the process of securing business partners to launch its processing service. He fears that news about the disruption to his business operation could lead potential partners to avoid contracting with him. To keep his launch on track, he's had to purchase about $32,000 in new equipment.
He said when he tried to explain to an FBI agent that some of the servers that were seized belonged to him and not to Faulkner, the FBI agent implied he was lying.
"We were treated like we were criminals," he said. "They assumed there was no legitimate business in there."
In addition to the transaction servers taken from Crydon's facility, he also lost telephone service for his company after the FBI raided Core IP, which housed a business that was providing his company with VoIP.
FBI spokesman White says the equipment seizures were necessary.
"My understanding is that the way these things are hooked up is that they're interconnected to each other," he says. "Company A may be involved in some criminal activity and because of the interconnectivity of all these things, the information of what company A is doing may be sitting on company B or C or D's equipment."
White says the FBI is working with affected companies to provide them with copies of seized data they need to run their businesses.
"It's not that we're doing nothing to assist them," White says. "We've repeatedly asked the companies to call and provide us with the information we need so we can get the info they need back to them. It is a time-consuming process."
The owner of the card-processing company, however, says the FBI has been "completely unresponsive" to the needs of Crydon customers caught up in the raid. An agent gave him a fax number to send the FBI details about the equipment that belongs to him, but the fax number didn't work. Then, he says, the agent in charge took a vacation.
"They were all unavailable after they effectively seized all of our equipment," he says.
An agent told the customer that no equipment would be released until agents could determine if it was used in criminal activity. And if it was used for criminal activity, it wouldn't be released until after a trial.
"Our equipment could be there indefinitely," the customer said. "There's been no due process.... I consider this to be an issue for anyone owning a data center right now. That they have this much power and can take anyone just because your equipment is inside a facility.... They're supposed to limit their search and seizure to the owner of the equipment."
Faulkner says he's managed to replicate mail servers and some functionality for some customers and is building up new business resources elsewhere – this time offshore in Panama, Mexico and Canada, where the FBI would have trouble seizing servers in the future. The Electronic Frontier Foundation has contacted him to investigate the FBI's possible violation of due process.
Faulkner says when he visited the FBI's office after the raid, he found numerous cubicles stacked full of servers seized in other raids that were waiting for someone to examine them. The irony, he says, is that in the case of his servers the data was all hardware encrypted.
"It would take a lot of NSA time to crack just one of them," Faulkner says.
Many of the allegations against Faulkner are based on claims from an unidentified informant who told the FBI that he used to work for Faulkner, and witnessed many criminal acts Faulkner committed. The witness told authorities he was "unaware of any legitimate business being run by Faulkner and that as far as he/she knew all of his income was derived from his illegal activities." The informant also claimed Faulkner used crack cocaine and methamphetamine and engaged in commercial spamming.
Faulkner says the unnamed informant is a former employee who was fired after failing to show up to work over an extended period.
"We paid him $70,000 to help us launch a VoIP business, and he never actually did anything," Faulkner says.
Faulkner says he doesn't do drugs and he's never conducted spamming nor been associated with spammers. He says when he has discovered spammers using ISP services he provided through companies he owned in the past, he would block their activities.
*Photo: *skreuzer/flickr


text:
A collection of scholarly works about individual liberty and free markets. A project of Liberty Fund, Inc.
? - —
Historical Period:
The 20th Century and Beyond
Charles K. Rowley is Duncan Black Professor of Economics at George Mason University and a Senior Fellow of the James M. Buchanan Center for Political Economy at George Mason University. He is also General Director of the Locke Institute.


text:
Trademarked Truck
Go Ahead, Try and Duplicate It Without the Owner Getting Medieval On You
Rod Dorman has owned this 40 Ford pickup since 1977. He didnt really get serious about redoing it until 1994, when he dropped it off with Warren Boughn at Precision Street Rods and Machines in Northridge, California.
Rod is a federal prosecutor dealing with patent infringement, so you know he wanted a truck that was different from the rest. Precision Street Rods and Machines shortened the bed of this all-steel truck, widened the rear fenders, chopped the top, shaved the door handles, added a rear roll pan, and installed frenched taillights.
Thats not the end of the extensive bodywork by PSRM. The raingutters were removed, the window was V-butted, a hard bedcover was built, and a larger rear window was fitted. Once all the metal hammering was done, the truck was painted by Bill Carter in Jaguar Ice Blue.
The interior was upholstered by Victor Zuniga of Reseda, California, in dark blue Mercedes leather. Zuniga also built the custom seats. Precision Street Rods and Machines custom-built the dash, installed Classic Instruments gauges, and topped off the ididit steering column with a 72 Chevelle steering wheel.
The engine is a warmed-over Corvette 350 with a gaggle of Edelbrock pieces to spice it up. A Lokar shifter controls the Earls-cooled turbo 350 transmission.


text: Here at Landailyn CPR, we believe that anyone who offers photo restoration services should offer examples of their work for you, the potential client, to review. No tone or two samples, either, but many and varied, examples of different levels and forms of restoration and retouching, if applicable. Here you'll find samples of minor, moderate and major restoration, color correction and more. We specialize in extremely damaged and older (70 years old, plus) photographs, tintypes, Daguerreotypes and other older photographic types, but will gladly take on any restoration job. Whether major or minor damage, all photographs are equally important to us!


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text:
Standard & Poor's missed the point when they "only" put 15 Eurozone nations on credit watch for possible near term downgrades. In this highly interconnected world - most of Europe can't be put on credit watch without putting much of the world on credit watch, with the United States being particularly vulnerable to global "contagion" risks.
Twelve possible implications for the United States are concisely explored herein. These "shock waves" include everything from the value of the dollar, to unemployment, gas prices, stock prices, derivatives, US bank stability, inflation, retirement investing, Federal Reserve reactions, the US deficit and credit rating, the potential criminal prosecution of S&P, and more.
Each potential "shock wave" assumes: a) that Eurozone leaders fail to credibly reach consensus; b) that this political breakdown does lead to an actual credit downgrade; c) that several European nations default on their debts; d) that there is least a partial collapse in the value of the euro; and e) that this all leads to a major downturn which materially reduces the size of the European economy. Those assumed events will not necessarily happen - much is still in play - but if even a partial Eurozone collapse does occur, then the resulting "shock waves" could rapidly change lives, standards of living, and investment values in the US and around the world.
1. US Dollar, Short Term
The US dollar's value as the world's reserve currency is likely to be substantially strengthened in the short term, as a panic-stricken globe seeks refuge from the euro collapse. The buying power of the US dollar may surge in this global rush for safety.
2. Consumer Prices
The rapidly rising value of the US dollar would have the immediate effect of making almost all imports cheaper to buy, and so a trip down the aisles of Wal-mart may for a brief period become less expensive for the American consumer. The price decreases could be exacerbated by exporters from around the world engaging in vicious price competition within the US market, trying to keep their factories going and to offset the loss in consumption in Europe.
Expanded Analysis Of Shock Waves 1-4
3. Unemployment
Because of the combination of the surge in the value of the US dollar and the reduction in the size of the European economy, US workers may face devastating job losses in two major categories: exports to other nations, and goods consumed in America.
American workers in export-driven industries will lose jobs because dollar-priced US goods will be more expensive for the rest of the world to buy. This decreasing competitiveness will be compounded by a drop in consumption in the huge European markets, resulting in less US exports. There is also the third danger of a drop in overall global consumption, as the result of exporting nations losing employment on a global basis.
In a global scramble to maintain employment even as consumption falls, the last thing workers want is to be handcuffed by having their products priced in the world's "reserve currency" - and that is the exact situation that American workers will be in.
The second major category of job losses will be found among the producers of goods consumed in the US. Because the dollar is more expensive, American workers will be undercut by other workers around the world, as imports grow cheaper and more difficult to compete with. These lower-cost goods mean that there may be a brief "Indian Summer" of lower prices for American consumers.
However, this will sadly likely be accompanied by a fundamental weakening of the US economy as unemployment surges, and fewer people can afford to make the purchases at all. Which then further reduces overall global consumption, intensifying the competition among exporters.
There may also then be increased "outsourcing" as American corporations seek to lower production costs by moving employment out of the US.
4. Gasoline & Energy
As a result of a likely depressed global economy leading to reduced energy usage, most nations are likely to see a declining cost of energy imports (with the exception of Europe, depending on how devastating the currency damage turns out to be). Because the US will benefit in this regard from the 1-2 combination of a higher valued currency and decreased global demand, the decline in the cost of energy may be particularly sharp in the United States, and could even briefly bring the cost of gasoline back down to under $2 a gallon. This cheaper energy will be an offsetting factor when it comes to global competitiveness for US firms, but likely not nearly enough to overcome the dollar's strength.
5. US Financial Institutions
Up to this point, the markets have been focusing on the US financial institutions which have the greatest direct exposure to Europe and European banks. However, in the months following a potential Eurozone collapse, the secondary or ripple effects are likely to dwarf the first round of primary effects - and few major banks will be positioned to withstand it. After all, the US economy is still reeling from the last financial crisis, and there has been no real recovery to date.
A new second round of depression slamming into the global and US markets means a potentially massive increase in unemployment, with delinquencies soaring in all categories of consumer credit along with bankruptcies. There will also be dire financial implications for firms relying on exports or US consumer sales - and those two categories cover most of the private economy. This could all lead to a rapid increase in corporate loan losses. Most important of all could be the extraordinary effects upon the derivatives markets (see "Derivatives" below).
Over time, and as the interrelated negative effects compound upon each other, the direct and indirect effects of a Eurozone collapse are likely to be a "doomsday" event for the major US banks, absent another likely round of massive government interventions (see "US Deficit & Credit Rating" below).
6. Derivatives
A potential euro collapse threatens the possible near term annihilation of the financial system through both credit derivatives and interest rate derivatives losses. The near criminal insanity of investment bankers writing themselves massive bonus checks for effectively standing in a circle and making promises to each other that none of them have ever had the capital to back up (in the event of genuine systemic crisis), will be brought to the fore.
Absent massive government interventions, we may have a bankrupt financial system where none of the highly leveraged big players have any real capital remaining because their loan and investment portfolios went bad, but they still owe massive amounts of money to each other as counterparties on the hundreds of trillions of dollars in derivatives contracts.
The nominal sum of derivatives contracts outstanding is about $700 trillion, while the global GDP is estimated to be about $63 trillion. If the governments assume and honor the derivatives contracts, then they could be on the line for a cumulative bailout that exceeds the size of the global economy (though this would be reduced by the netting out of offsetting contracts). As a more likely alternative, there would be attempts at a legal "fix" of some sort, where governments use their lawmaking, regulatory and monetization powers to maintain a functional banking system, but would effectively set aside the rule of law (in one way or another) when it comes to derivatives contracts.
7. US Deficit & Credit Rating
If the Eurozone economy collapses, then coming into a presidential election year, the US government is likely to face a situation of soaring unemployment, a failing economy, and a bankrupt financial system. Given the political realities and the track record, the reaction of the US government is all too predictable:
Spend federal money like there is no tomorrow in an attempt to boost employment levels;
Run federal deficit spending up to all new levels as the money is spent but taxes aren't increased;
Massively bailout the US financial industry;
Bailout other US major corporations as needed; and
Create trillions more dollars out of thin air to finance the above (see "Federal Reserve & Monetization" implications below).
This radical increase in the federal deficit accompanied by "printing" ever more money should "downgrade" both the US dollar and the entire US financial system as well as the US government. Whether or not subsequent rating downgrades occur is ultimately a political decision, and may have more to do with the outcome of the US Justice Department's (effectively) punitive investigation of Standard & Poor's that began shortly after S&P's previous US downgrade, rather than the actual facts of the situation.
The second half of this article contains Shock Waves 8-12. Topics include: Federal Reserve bailouts, long term US dollar effects; state and local government insolvencies; the potential criminal prosecution of Standard & Poor's; and implications for long-term investors. There is a linked resource exploring the redistribution of wealth within Europe itself.


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Hi all, I am new to this site, so I thought I would post my cummunication issue and see what I get in responce
I am getting a floating "No Video Input" on power up. This Model 70 5-axis double ended spindle machine has a Super-Control 2nd gen console installed in a complete retro fit in the end of 2006.
I have removed the controller's low voltage side panel and observed that the mother board appeared to not power up. This conclusion was from seeing processor fan not rotating and only 1 small red LED lit just over it adjacent to a 4 pin connector. I powered down and disconnected this 4 pin connector (I assume a power switch) and repowered (120vac only) and the motherboard powered up. But still had a floating "No Video Input".
Is this a power supply switching issue, a bad video card or something else?
I have now shut things down and am writing in the forum on a Sunday afternoon and will call service Monday AM.
I do not see much activity here in the 5-axis site so may need to repost in the 3 axis forum
Thanks in advance for any input or suggestions, Steve J.
Floating "No Video Input" on power up.
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Never get bored of your wallpaper again. Mix your static wallpaper with the weather effects for a beautiful and artistic experience.
Weatherback Weather Wallpaper is the perfect Android app to add a realistic and beautiful look to your current wallpaper. Just think about rolling over first thing in the morning and seeing the weather with a glance of your phone. The weather automatically updates as it changes outside and is extremely easy to integrate with your wallpaper, whether it is your phone or tablet.
✔ Stunning weather effects on top of your wallpaper
✔ Very low battery consumption that is barely noticeable
✔ Customizable effects allow you to pick the effects that you want
✔ Display random effects to show effects that you want instead of following the weather!
————- Free effects include ————–:
» Sunny
» Cloudy – customizable
» Light Rain
» Dust
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Q: Why does my wallpaper zoom in?
A: You are most likely using a customer launcher with a non-standard aspect ratio. There is very limited support due to custom launchers using many different mechanisms of interacting with wallpaper, so results can be unexpected.
Q: Why are effects static?
A: To reduce battery consumption to almost zero, and provide ultra-realistic effects that cannot be achieved with sprites
Q: Why do I get black screen?
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★★ If you like this app, you can purchase Weatherback Wallpaper Unlocker version, which includes: ★★
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Weatherback Weather Wallpaper v1.9.2 build 35 [Pro] / Mirror


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A couple of fun toys for today. I've created a mobile version of Google Earth Hacks, allowing you to view about 80% of the files (18,000 or so) on the go. It works best on the iPhone, taking advantage of the built-in Google Maps, but should work on any recent phone. Get details here, or simply visit m.gearthhacks.com on your phone.
Also, my wife and I are pretty big fans of The Amazing Race, so I've been working on a rather comprehensive mash-up for the show. You can read about it here, view the full map here, or just play with the embedded version below.
If you're a fan of the show, it's a neat way to see all of the amazing places that the contestants get to travel to.


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La Libertad and Punta Carnero
West from Santa Elena towards Salinas, a roadside petrol refinery signals your arrival in LA LIBERTAD, the largest town on the peninsula and the site of a busy produce market. With its untidy streets and unattractive beach, there's no reason to stop off here other than to catch a connecting bus (every 30min during daylight hours) north up the coast road, the Ruta del Sol, from the bus station on Avenida 8 and Calle 17, Barrio Eloy Alfaro. Other destinations are serviced by bus companies from their offices in the town centre clustered near 9 de Octubre and Guayaquil: Coop Libertad Peninsular and CICA run alternate buses to Guayaquil (every 15min; 2hr 30min); and Trans Esmeraldas has three nightly buses to Quito (10hr).
Five kilometres south of La Libertad – but reached by a longer, more circuitous road branching off the highway a few kilometres west of town – is the infinitely more appealing PUNTA CARNERO, a lonely, windswept promontory commanding superb views of the fifteen-kilometre stretch of beach flanking it. Pounding waves and strong currents make swimming at the beach unadvisable, but this is still a fabulous place to treat yourself to sun and solitude.
Playas and the Santa Elena Peninsula
Guayaquil and the southern coast
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Utah DUI Lawyer – Free Consultation: Call 801-990-4200.
Our lead DUI attorney, Justin S. Pratt, focuses his practice on representing people charged with DUI. He has received the same training police officers receive to perform the Field Sobriety Tests. He has had cases dismissed by successfully challenging the police work and reliability of chemical tests. This specialized training and experience gives Justin the expertise needed to know when to fight hard to get your case dismissed and when to negotiate to reduce your charges and minimize your consequences. Justin is a Salt Lake City DUI Attorney who seeks every opportunity to challenge the evidence in a DUI case.
Act Quickly to Save Your Driver License
Acting quickly is essential to handling your case. After receiving a DUI citation you have a limited time to request a driver license hearing from the Driver License Division. An experienced Salt Lake City DUI Attorney can help you request that hearing to avoid a license suspension. In addition, it may be helpful to begin doing some treatment, community service, or something else that will put you in a better position before you go to court. You should consult with your DUI attorney to see whether you need to act quickly in your case.
Utah laws are strict and the DUI penalties can be very severe, but with a good understanding of DUI laws and defense, you can make the best choices to minimize the consequences and protect your future.
If you decide to hire a Salt Lake City DUI Attorney to give you the best DUI defense possible, you can contact Intermountain Legal for a free consultation.
DUI Charges
Utah law defines several situations where someone can get arrested and convicted for DUI. The most common are DUI—alcohol-related and DUI—drug-related. The law states that a person cannot be in "actual physical control" of a vehicle while under the influence of alcohol and/or any drug to a degree which makes him/her incapable of safely operating a vehicle, or having a blood or breath alcohol concentration (BAC) of .08 or greater at the time of "actual physical control" or at the time of the BAC test.
This means that you can get charged with DUI even if you are not driving, as long as you are in "actual physical control." Such as when someone calls a friend to pick him up and waits for the friend in their car, or when someone decides to sleep it off in their car before driving home. This also means that you can get arrested for a DUI even if you are under the legal BAC limit, as long as the officer thinks you are not safely operating your vehicle. Or, you can unintentionally get a DUI if you have unintended side-effects from prescription drugs or if your BAC is unexpectedly high because you had an empty stomach when you had a drink.
Because of the technical nature of investigations and the complexity of procedure, police must follow several steps to get an accurate BAC result. Inexperienced officers or officers who are less careful will often make mistakes that call into question the accuracy of the test results. These mistakes can lead to severe consequences for your license, your job, and your freedom. A good DUI attorney will be able to find any mistakes and use those to challenge the result.
In cases where the officer did everything right and the case is strong against you, there are several things you can do to minimize the most severe consequences. Depending on the case, a good attorney can negotiate community service instead of jail and classes instead of having your license suspended. There are also ways to reduce the overall costs that you may be facing.
Contacting a Salt Lake City DUI Attorney
Intermountain Legal can get involved immediately to maximize your chances of success. By taking immediate action, an attorney can ensure that your rights are protected and that you make the right decisions. A DUI defense attorney will know how to challenge key evidence, which can lead to the reduction or complete dismissal of criminal charges.
To contact the DUI attorneys at Intermountain Legal, call 801-990-4200 or click here to fill out our email form.
To read more about DUI Charges in Utah see the links below:
- The DUI Process in Utah
- Utah DUI Defense Strategy
- Felony DUI Defense
- Utah DUI Metabolite Defense Attorney
- Utah DUI Penalties


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Sex-specific evaluation and treatment is appropriate for children and teenagers who have or are developing a sexual interest in younger children and for adults who have or are developing a sexual interest in children. Sex-specific specialists are also skilled at evaluating and treating men and women who may be sex addicts, having multiple affairs, voyeurs (window-peepers), exhibitionists (flashers), or who have sexual fetishes (a sexual obsession with a material object or a nonsexual part of the body).
If a teenager or adult is having sexual thoughts or fantasies that involve children, an evaluation with a sex-specific therapist is very appropriate. A sex-specific therapist can determine the seriousness of the problem and can teach the client skills to redirect his or her sexual interest toward age-appropriate partners. There is generally a period of time where a person is thinking about being sexual with children, but before the person acts on it. A sex-specific therapist can provide effective treatment during this "thinking" period, and before any actual acts of molestation have occurred. Many times individuals and families are unsure whether a true problem exists and hesitate to seek help. In these situations, we recommend seeking out an evaluation so that the sex-specific specialist can help you determine the answer to this important question.
A sex-specific evaluation is also appropriate for children or teenagers who are exhibiting persistent inappropriate sexual behaviors. A sex-specific therapist can determine whether the behaviors are related to normal childhood sexual experimentation and are not a cause for concern or whether the behaviors are something more problematic. If the behaviors are considered problematic, the sex-specific therapist can provide treatment. Seeking out evaluations at an early stage and being open to receiving treatment will protect many of our children.
Sex-specific treatment bears little resemblance to traditional, dynamically-oriented, talk therapy. Talk therapy is generally not effective for people who have or are developing a sexual interest in children. However, there are numerous therapists who may provide mostly talk therapy as treatment for this disorder. For this reason you must be sure you find a well-trained, experienced, sex-specific therapist for yourself, your family member, or friend, and not simply go to the best traditional therapist in your town. Please review the below tables "Contrast: Traditional vs. Sex-Specific Therapist" and "Six Questions to Ask When Selecting a Sex-Specific Therapist" to help you understand the differences between a traditional therapist and a sex-specific therapist and to know what questions to ask any therapist or treatment provider you are considering prior to making an appointment.
What individuals tell therapists is usually confidential. However, confidentiality between therapist and client only works if the things that are kept confidential are not dangerous to others. Therapists have always broken confidentiality, if the client is a danger to himself (a suicide risk) or to others (a murder risk). In addition, state laws add a third instance in which the therapist must break confidentiality: if the therapist suspects that a known child is being sexually abused. If the client says, "I'm going to murder John Smith," then the therapist must break confidentiality to notify the authorities and to notify John Smith. It's the same process in interviewing and treating people with a sexual interest in children. If the client says "I have continual sex fantasies of little girls, I have strong urges to do sexual things with little girls," the therapist has nothing to report to Child Protective Services (CPS). However, if the client says, "I sexually touched my cousin Johnny Smith," then the therapist must report.
At the beginning of the first appointment, a sex-specific therapist will ask you to read and sign a consent form that outlines your state's reporting laws and clarifies that you understand the law that requires therapists to report child sexual abuse. Similar laws exist in all 50 states requiring therapists, physicians, schoolteachers, and other professionals, to report to Child Protective Services or the police, if they suspect that a known child is being sexually abused. Most sex-specific therapists not only have the client or guardian (if the client is a minor) sign a consent form acknowledging the law, they also explain the law again at the beginning of the session. The reporting laws are important and a client should never be surprised that they exist. Understanding these laws allows you to make informed decisions about your interactions with the therapist.
This list is provided as a public service. Therapists and mental health centers listed have affirmed that they meet certain minimum requirements for inclusion including that they provide specialized cognitive-behavioral treatments, refer their clients/patients to physicians for medications, as needed, and perform objective testing related to sexual interest. Appearance on this list in no way constitutes the Child Molestation Research & Prevention Institute's endorsement of an individual therapist or center.
United States
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Rhode Island
South Carolina
South Dakota
Washington D.C.
West Virginia
Puerto Rico
British Columbia
New Brunswick
Newfoundland and Labrador
Northwest Territories
Nova Scotia
Prince Edward Island
Yukon Territory
Are you a sex-specific treatment provider who would like to be added to our resource list?
Click here
Are you a sex-specific treatment provider who needs to update a current listing?
Click here
Contrast: Traditional vs. Sex-Specific Therapist
Click here
Six Questions to Ask When Selecting a Sex-Specific Therapist
Click here
A Checklist to Help Parents, Teachers, and Counselors Identify Children with a Possible Sex-Specfic Problem.
Click here
Act to Heal the Sexually Abused Child
Click here
Act to Heal the Child Who is Sexually Abusing Other Children
Click here
A Checklist to Help Parents, Teachers, and Counselors Spot an Adult's Possible Sexual Interest in Children.
Click here
What is a ephebophile and how is he or she different from a pedophile?
Click here


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ESMO Handbooks
ESMO Handbooks Series
Produced under the direction of ESMO, the Handbooks series is intended to appeal to all healthcare professionals working in oncology. The handbooks are comprehensive guides which provide concise, first-hand advice in a practical, easy-to-read format.
The different titles in this series cover broad topics such as" Oncological Emergencies" or "Cancer Treatment in Special Clinical Situations", including information of use in daily practice.
They are all available as downloadable PDFs for ESMO members.
Also on e-readers!
This comprehensive handbook provides a strong base to understand the theory, mechanisms of action, clinical developments and the future of immuno-oncology in different disease types, and, therefore, is a "must read" for any professional involved in the care of cancer patients.
Interpreting Oncological Study Publications
This handbook enables all of us to read between the lines of a scientific publication, to better estimate the true benefit of a new oncological intervention and to better understand other cancer-related research.
Oncological Emergencies
The aim of the present edition of the ESMO Handbook of Oncological Emergencies is to approach the new advances and developments in the field of oncological emergency treatments, for the benefit of oncology specialists, but also for those who are just starting out in this profession.
Cancer Diagnosis and Treatment Evaluation
This Handbook is a rare attempt to make an appraisal of where we are in the field of cancer diagnosis and treatment evaluation, by focusing on some key issues of the clinical method of medical oncologists.
Cancer in the Senior Patient
The treatment of any patient, in particular seniors, requires a careful evaluation of the person who is in need of such treatment. This handbook focuses on the delicate decision-making process, which should lead to the best therapy, adapted not only to the disease but also to the person who suffers from it
Translational Research
In this ESMO Handbook the editors cover topics including the emerging processes of evading tumour destruction and tumour inflammation, new challenges posed by tumour heterogeneity, and new study designs and technologies.
Rehabilitation Issues During Cancer Treatment and Follow-Up
The aim of this publication is to provide key information in the form of a comprehensive and well-arranged handbook that will help physicians gain better understanding of the issues surrounding patient rehabilitation.
Cancer Treatment in Special Clinical Situations
This handbook is designed to assist medical oncologists with challenging or complex situations, when modification of standard treatment in clinical practice is necessary.
Clinical Pharmacology of Anti-Cancer Agents
This is a user-friendly handbook, designed for young medical oncologists, where they can access the essential information they need for providing the treatment which could have the highest chance of being effective and tolerable.
Nutrition and Cancer
For medical oncologists and other healthcare professionals working in the field of oncology nutrition is an important factor to consider when advising and treating patients.
Advanced Cancer Care
The Handbook on Advanced Cancer Care provides useful definitions and surveys of treatment principles. Excellent guidelines are provided for diagnostic procedures and therapies for various conditions associated with advanced cancer and its treatment.
Cancer Prevention
This ESMO Handbook of Cancer Prevention follows hard on the heels of the ESMO Handbook of Principles of Translational Research and constitutes the fourth volume of a series that has been particularly well received by the oncology community.
New titles coming up...
- Cancer in Adolescents and Young Adults (2020)
- Supportive and Palliative Care


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The ultimate in investment protection for your Honeywell products. No hassles. No need for a PO for every repair. You're covered.
Device Replacement
In tough working environments, even your rugged devices take a beating every day. Honeywell's Plus plan includes device replacement for rugged or stationary products.
You Are Covered
Accidents happen – when rugged devices aren't called for, Honeywell's Plus plan provides coverage for wear and tear, accidental damage and hardware failure.
Product Details
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Se habla Español
1226 Reviews
The US Marine Sculpture measures 10" in height and features a classic antique bronze finish elevated on a black base. Immediate shipping is available to the entire USA!
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Questions about proofs, how to send logos or anything else? Call us now. We are a 52 year old company with cheerful, knowledgeable
people ready to chat, email or talk to you on the phone!
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An elephant in the Prague Zoo is earning her keep — by painting.
An art gallery in the Czech capital hosted an unlikely art opening in this month when it unveiled an exhibition of paintings by India-born elephant Shanti, the Czech News Agency reported.
In its effort to raise raise funds for an elephant zoo in Sri Lanka, Prague zookeepers put Shanti to work painting canvases whose sale they hope will buy the Sri Lankan zoo an ultrasound device.
This isn't the first time the Prague Zoo has hatched unusual plans for making money off its elephants.
Last year, the zoo began selling elephant droppings as souvenirs that could also double as fertilizer for visitors' gardens.
Zoo director Miroslav Bobek told reporters at the time that he was inspired to launch the project by his own last name, which means dung.


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Coriander Lime Kitchen's Cooking Class Calendar gives you the option of selecting classes by date and cuisine type. Our cooking classes are either hands-on or demonstration and each class is about 2.5-3 hours long depending on what's on the menu. We also conduct extra classes for Little Cooks during term breaks. At the end of each class we kick back and enjoy a taste of our creation and you will leave armed with a new skill and confidence to recreate these flavours in your own home. Join us for an exciting journey to Inspire, Create and Savour.
Our founder Katherine hails from Singapore, a city that is multi-ethnic in its culture and heritage and is strongly reflected in its cuisine. She is immensely passionate about the cuisine from her home town and the classes will focus on the following flavours: Chinese, Malay, Indian, Peranakan, Thai and Japanese.
Cost per class: $70-$80 per person for hands-on class
$55 per person for demonstration class (Age 15 years and above)
(Includes tasting and recipes)
Choose from the following calendar of cooking classes you are interested in and fill in the form to register. Prepayment is required to secure your place.
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'Bottom line - The Casio Exilim EX-Z800 is a nice little pocket camera that has a very appealing price tag of just $149 US. '
'As the frumpy big sister, the $149 Casio Z800 was an utter disaster.'
'The first thing that struck me about the EX-Z800 is how light it is, weighing only 124g with the battery and memory card installed.'
'useful 27mm-equivalent wide angle'
ReviewGist helps you find the best products to buy by making sense of online reviews.
We are currently aggregating 376,500 reviews
covering over 29,474 products.
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St Magnus Apartment offers luxury self-catering accommodation right in the very heart of Kirkwall. It has some of the finest views, being directly opposite the beautiful St Magnus Cathedral, and is a truly inspirational location.
Furnished to the highest standards, it features one double, and one twin room accommodation, together with a fitted kitchen and dining area and a luxury bathroom. The first floor apartment has a large lounge overlooking the Cathedral. Its central location is perfect for getting the most out of your stay in Orkney. Rates and availability on request - please email us at firstname.lastname@example.com
- Right in the heart of Kirkwall
- Stunning views
- 1 double/1 twin
- Kitchen/dining area
- Large lounge
- Handy for all amenities
- Shops, museums and historic sites on the doorstep
- Parking available


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Jill and Joseph McKinstry Libraries Endowed Fellowship
The University Libraries offer a unique fellowship to MLIS students at the iSchool that combines a scholarship with a paid work experience in the University Libraries system. The successful fellow receives a scholarship and an assignment in a University Libraries unit(s) based on the recipient's interests.
This scholarship and job experience is designed to encourage and support underrepresented students from Native American, Hispanic American, African American, Asian American and Hawaiian/Pacific Islander heritages who wish to pursue a career in academic librarianship.
The recipient of the scholarship may use the funds for tuition and fees related to their education.
The award recipient will also be hired to work in the UW Libraries and thus will receive employment compensation over and above the scholarship. In order for the scholarship support to continue each quarter, the recipient must continue to be employed by the University Libraries and be enrolled in the I-School.
The donors of this scholarship, Jill and Joe McKinstry, believe that a diverse learning environment enhances the education of all students and that a UW learning experience should be available to all members of our community. For these reasons, the donors have a strong interest in providing financial assistance to students from ethnic backgrounds that are underrepresented in the library professions. Given this interest, the donors recognize that this scholarship will help support the University of Washington's commitment to a diverse student population.
The 2018 McKinstry Fellow
Riko Fluchel is a 2017-2019 master of library science candidate. He holds a bachelor's of arts from Hampshire College, with a concentration in queer Filipinx American studies and creative writing. He is deeply interested in the ways information architecture and design can facilitate critical information literacy. He is a lover of rose hip tea, horror movies, video games and any body of water.


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Said the following to a fellow autism Mama earlier today. Thought perhaps she might not be the only one who needed to hear it. "Stay strong, Mama. As positive as we want to be, it's ok once in a while to say that it's hard." #Love
~ Diary's Facebook Status, Sunday
This road is not easy. It's just not. Watching your child struggle is hard; feeling powerless to make it better is abject torture.
Admitting that this brand of parenting is emotionally fraught – that as beautiful and rewarding and exhilarating as it can be that it can also be conversely but equally painful and messy and HARD does not make you a bad parent.
Ed note: I followed the suggestion that many of you made the other day to post 'Walking Away' on Huff Po. The post is up (in politics, no less!) and I'd be most grateful if you'd click over, leave a comment and share the link. Thank you!! Click HERE.


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The Internet's Finest Tropical Fruit Discussion Forum!"All discussion content within the forum reflects the views of individual participants only and do not necessarily represent the views held by the Tropical Fruit Forum as an organization."
I am growing mine in Full Mexican Sun , but water every 2 days . Doing fine .
Quote from: luc on May 20, 2017, 06:41:17 PMI am growing mine in Full Mexican Sun , but water every 2 days . Doing fine .Thanks Luc. So it's an heavy drinker. Does it grow fast the first year?
The seedlings are quiet drought tolerant. No need to water.
Quote from: vipinrl on May 20, 2017, 08:44:24 PMThe seedlings are quiet drought tolerant. No need to water.Thanks! How long from germination to sprout?Do you know if it is more cold hardy than jackfruit?
Germinated seeds will soon come out of soil surface.Wild jacks are definitely hardier than Jacks and are very fast growing.
I had many seedlings Last winter died the last one. Temperature minimum last winter 5 degree celsius I think you need to grow in a contsainer first and protect them during first winters.
I bought a small tree from Kerrie Mac' It was blown over in Cyclone Yasi , and took a very long time to regrow .Recently topped mulched and fed . Have had no fruit from it yet .above pic is juv. foliage before cyclone [ 2010 ]few years ago ..Will take some fresh pictures soon
Artocarpus hirsutis: Not seen growing in beyond 16 degrees latitude in the Southern coastal and adjoining plateau of tropical India. It will not tolerate less than 60 degrees F. It was a non cultivated tree found wild in the woods and forests. Propagated by the wildlife mainly by bats, monkeys, squirrels and birds. Because of it's high quality wood and demand most of the old trees have disappeared. It is a VERY SLOW growing majestic tree. The unripe fruit is green and is skinned and boiled and preserved in brine for later usage in some kind of curries.You need a hot and humid tropical and 'woody' environment. In your zone 9a you have to build a huge green house with regulated high temperature and humidity throughout the year..I have been travelling twice a year to those areas in India for the last 50+ years. It's fruiting season is April to June. About 6 years ago while I was visiting India I carefully dug up a 9" seedling from under one of our big A h tree and transplanted about 200 feet or so from the river bank (salty backwater) in our family estate. It is about 7 to 8 feet tall in last March I saw it. Probably it will take another 15 years or so to fruit unlike it's cousin Jack! I will be a centenarian then! I have recommended few horticulturists in that region to make available some grafted trees. Will find out soon during my next visit what happened. Good luck Signor.
NEW Season fruit seeds from my Farm SALE or Trade...Wild Jack Fruit seeds (Artocarpus hirsutus) ...
3 year old Wild jackfruit seedling.
Woa, that's huge. When do they start picking up the pace?After one year?


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Xi'an Stele forest Museum:(because the Xi'an stele forest is situated in the famous old city Xi'an three study streets Qing Dynasty's Chang An studies, government office study, Xianning to study is located in here, but this). It (in 1078) to preserve in the Northern Song Dynasty two years "Becomes enlightened Confucian classics carved on stone" establishes. 900 for many years, an experience generation of collection, the expanded collection, the careful protection, has entered the Tibet tablet stone nearly 3000 sides. Had six tablet porches, seven tablet rooms, eight tablet pavilions, the exhibition has displayed altogether 1087 Fang Beishi. In the famous tablet gathers together in the exhibition room, has demonstrated the Saint Confucian, philosopher's vast Confucian classics carved on stone; The Qin and Han Dynasty writer's plain customs handed down from the past; Wei Jin Northern Dynasty inscription beauty; Datang famous experts certainly generation of calligraphy as well as Song Yuan famous litterateur's natural words. Great calligrapher Wang Xizhi, the picture Saint Wu line calligraphy and painting same splendor's pen ink marks as well as the poem picture outstanding in both fields's Wang Wei's bamboo shade cool breeze more stele forest does credit overflows the color. The Xi'an stele forest the characteristic which is in sole possession of by it becomes in the Chinese nation historical relics treasure house a important component, in 1962 is announced for China first batch of key Cultural relic preservation organ.
Xi'an, ancient said that "Chang An", is world famous world one of four big civilized ancient capitals, comes first in of Chinese ancient capital, is in the Chinese history the founding a capital time is longest, the founding a capital dynasty to be most, the influence biggest capital city, is Chinese nation's cradle, the Chinese civilization birthplace, Chinese culture representative. Xi'an, unique ancient and modern fusion perfect city. Now Xi'an is the People's Republic of China Shanxi Province's provincial capital, Chinese one of seven wide range key cities, Asian knowledge technological innovation center, new Europe and Asia continental bridge China section with Huanghe River valley biggest key city, Chinese big airplane's manufacture base, Chinese mid-west area most greatly most important scientific research, higher education, defense-related science and technology industry and high technology and new technology Industrial base.


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The Source
President announces Strategic Initiative Awards for 2012-13
October 26, 2012
The President's Strategic Initiatives Fund provides support for projects that help Lewis & Clark advance key initiatives. In order to be considered for funding, projects must serve a strategic interest, must represent a one-time expense, and must be sponsored by at least one Executive Council member. Projects that involve collaboration between two or more schools receive strong preference.
After reviewing Strategic Initiatives Fund proposals for 2012-13, President Glassner and Executive Council have approved the following projects:
- Funds to faculty members for professional association memberships and research collaborations with students
- Support for CAS and law students to plan and attend an international water conference in cooperation with the National Law University of Delhi, India
- Funds for IT to develop infrastructure for video conferencing and online collaboration
- Pilot program for a new Center for Community Development and Entrepreneurship (CAS and law)
- Administrative support for the Strategic Planning Council and implementation teams
- William Stafford Centennial photography exhibition
- "William Stafford at 100" symposium
- Engagement of consultant to perform surveys and other research for the Office of Institutional Research
- Funds for a team of CAS faculty and staff to attend academic advising training
- Law school student recruitment video
- Creation of Office of Strategic Partnerships and Clinical Placement within the graduate school
- Engagement of consultant to assist the institution with preparation of comprehensive emergency management plan
- Campus-visit travel stipends for international admitted law students
- CAS Admissions admitted student fly-in program
- iPads for graduate school classroom use
- Travel fund for third-year graduating law students for job interviews outside of Oregon
- Support for faculty travel to athletic events
- Planning process to achieve academic integration in residence halls
- Equipment and connectivity services for the graduate school Mobile Distance Learning project
- Development of law school course and program dealing with poaching and other legal issues in Kenya
- Collaborative effort with University of Barcelona and University of Basel to develop animal law online forum
- Development of graduate school online curriculum and courses
- Fundraising consultant to advise Institutional Advancement
- Consultant to advise law school graduates on setting up solo practice
- Graduate school forum for collaborating with international partners to develop courses and research projects
- Implementation of CAS Admissions document-imaging project
- Entrepreneurship "Winterim" program
- U.S. Supreme Court Justice visit in the 2013-14 academic year
- Development of a Green Energy Institute at the law school and CAS
- IT Mobile Electronic Education Initiative
- Programming for the Lewis & Clark Sustainability Council
For more information on these, please contact the Office of the President or the office of the appropriate dean.


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Heritage Walk
NEW: click on the picture to step through the gallery
Views: 2917
The Andrew Carnegie Birthplace museum, the start of heritage walks.
Walks start from the Andrew Camegic Birthplace Museum, at 2.00pm every Sunday throughout the summer. They are about 1 mile in length, and last approximately 1.5 hours. Led by knowledgeable Guides, the Walks are FREE, and finish at Abbot House, where you can relax and enjoy some refreshment in the cafe or garden.
Walks cover the rich and varied history of Scotland's ancient capital through the centuries. Walks at other times can be arranged by contacting staff at the Andrew Carnegie Birthplace Museum.
NEW: click on the picture to step through the gallery
Views: 2917


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Today's Trunkline 2012 election news wrap-up includes headlines about Paul Ryan's call to actress Stacey dash, Romney's benchmark lead over Obama, Fred Thompson's assessment of Mitt Romney's foreign policy speech, President Obama's promise to be nasty, voters trusting Romney on the economy more than the President, an Obama staffer helping Obama voters to vote twice in the election, and much more….
- President Obama promises to be incompetently nasty at next debate
- A Likely List of Thursday's Debate Topics
- Americans Prefer Ryan Over Biden
- Voters Trust Romney 50% to 43% Over Obama on Economy
- Why Obama's Foreign Policy Free Ride Is Over
- Paul Ryan Speaks with Actress Stacey Dash Who's Being Attacked on Twitter for Supporting Mitt Romney
- Romney ahead of Obama for the first time in a year in a widely watched benchmark – the aggregation of national polls developed by Real Clear Politics website.
- EXPOSED: Election Fraud at Organizing for America HQ…Obama campaign staffer caught helping activist vote twice
- Is This Like the Last Week of the 1980 Campaign?
- Former Obama classmate says he told her that his father was a King and that would be a ruler
- New Romney ad demonstrates that how the choice between President Obama and Mitt Romney is clear. With 23 million people struggling for work, President Obama wants to raise taxes. Mitt Romney wants to bring tax rates down because his priority is putting people back to work.
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Mr. Peabody and Sherman, Rocky and Bullwinkle's time-traveling dog and his boy, are headed for the big screen in a new Dreamworks CG movie. Here's the first image of the reunited pair in computer-generated 3D.
There was a real charm to the hand-drawn versions of Peabody and Sherman, but these character designs look a good deal better than what we saw in The Adventures of Rocky and Bullwinkle. Mr. Peabody actually looks more himself than he did in the concept art we saw earlier this year; his glasses are smaller and he seems less Droopy Dog. Sherman gets the larger makeover with his more modern boy scientist hair.
Here's the official synopsis for the film:
Based on Jay Ward's classic cartoon, Mr. Peabody is the world's smartest person who happens to be a dog. When his "pet" boy Sherman uses their time traveling WABAC machine without permission, events in history spiral out of control. It's up to this most unexpected of "father-son" teams to somehow put things back on track before the space-time continuum is irreparably destroyed.
Robert Downey Jr. was originally supposed to voice Mr. Peabody, but the role is instead going to Ty Burrell, who plays Phil on Modern Family, which seems a much better fit. Max Charles, who plays young Peter Parker in The Amazing Spider-Man and actually played a young Pierce Hawthorne in an episode of Community, will voice Sherman.
First Image from DreamWorks Animation's MR. PEABODY AND SHERMAN [Collider via GeekTyrant]


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I am thrilled to share my reading, I'm Ready, in this year's Providence Listen to Your Mother show. Let me know your thoughts, as always, I would love to hear from you.
It was a privilege to be a part of the LTYM community across the country and across the years of cast members. Thank you to Ann Imig and the Providence producers: Chelley, Brianne, Lauren, and Kirsten.
Full text on this post on Mother's Circle. Click below to read more.


text: Our Heart Tiny Treasure Box is perfect for storing small items such as buttons, paperclips, movie ticket stubs, or even small collections of shells or stamps. Crafted of solid American Cherry and fitted with a soft black lining, this box will be sure to protects its contents. This heart-shaped box features a golden hinge closure. Measures three inches across.


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The U.S. and Canadian defined contribution systems are failing 401(k) retirement savers on a number of counts, including a lack of diversification and an overdependence on the "style box" investment design, warns a defined contribution industry report from Clear Path Analysis released Thursday.
The North American DC marketplace may be maturing, but its continued reliance on U.S. securities shows a lack of diversification that is harming investors, especially as the U.S. markets struggle against the current low-interest rate environment, concludes the "DC Retirement Plan, North America 2013" report from London-based Clear Path Analysis.
According to Robert G. Capone, executive vice president of BNY Mellon Retirement, who is quoted in the report, great disparities continue between investment opportunities and resulting performance of both DC and defined benefit (DB) plans—and the underlying asset class exposures "factor prominently" in the results.
"DB plans have significantly more exposure to nontraditional, out-of-the-style-box investment categories," says Capone in the report. The paper examines the evolution of target-date fund structures as they move away from traditional, U.S.-reliant investments into "out-of-the-box" investment categories.
Style Boxes a Disadvantage: BNY Mellon Retirement's Capone
"We believe the limitations placed upon DC investors by the 'style box' investment design so prevalent in DC plans puts the DC investors at a significant disadvantage to the more broadly diversified DB plan," Capone says.
Clear Path publishes reports on industry issues written by a cross-section of experts in the financial services, investments and pensions sector. The second annual online DC Retirement Plan report offers thoughts from U.S. and Canadian DC plan managers and finance directors, including Capone, Klinger Cos. CFO Robert DeSmidt, Thomson Reuters employee benefits vice president Marco Diaz and Transamerica Center for Retirement Studies President Catherine Collinson.
The average DB plan has outperformed the average DC plan by more than 180 basis points since 2006, according to the report, which concludes that DC plans must evolve like their DB counterparts and consider more non-style-box category funds.
Capone speaks of a "home bias" in DC plans, pointing to the combined U.S. equity and U.S. fixed-income allocations at approximately 80% for DC to just over 60% for DB plans. "Most importantly," he notes, "when it comes to truly low-correlated, nontraditional diversified categories, the average DB allocation has nearly 20% allocation to a combination of alternatives, real assets and emerging markets whereas the average DC plan has minimal exposure to these investment areas."
Solution Is Education
DeSmidt of Klinger Cos. agreed, saying: "We would certainly agree that there tends to be a bias towards home country equities and that a lot of investors just don't have a broad enough holding to really get proper diversification."
The solution, according to Patrick Baumann, assistant treasurer of Harris Corp., is to do a better job of educating retirement plan savers about investment classes.
"We need to determine and explain to our plan participants the benefits in bringing new asset classes, such as improving the potential risk-reward payoff, providing more diversification and moving the efficient frontier further out," Baumann said.
Read Better Employee-Benefits Communication Means Happier Workers at AdvisorOne.


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I was going to write about something else today, but had to change my mind: sitting reading the Times (that's the London Times, for any transatlantic readers) over breakfast on my Kindle this morning I came across one of the most outrageous (from a Christian point of view) leading articles I have ever read in an English newspaper. Times leaders are usually safe enough: they're not a bad place to start after you've had a look at the front page: you usually get, with a bit of fairly bland and inoffensive comment, three well-informed short pieces which include what Americans call the "backstory" (Oxford dictionary definition: "background information about a … person or thing that promotes fuller understanding of it".)
The opinion part of a leading article is important if you want to know where a paper is coming from. The leader gives a paper's official position: and the official position of The Times newspaper, it seems, stated today with an absolute and contemptuous certainty (in the middle of an article which is not far from being in effect a puff for a newly published children's book by Richard Dawkins), is that the Christian God (and the Muslim God and the Jewish God for that matter) does not exist and also that the belief that he does has been, intellectually, conclusively disposed of:
The argument that creation requires a sentient creator – the teleological argument – had been ably sunk long before Professor Dawkins' hero Charles Darwin began to fret whether a benevolent deity would have wilfully created a parasitic wasp that lays its eggs inside the body of a living caterpillar. David Hume perhaps scuttled it best, pointing out that if something as complex as the Universe required a creator, then that creator, being more complex, must have required one, too.
Charles Darwin, however, though he did indeed fret about parasitic wasps, was no atheist: "The mystery of the beginning of all things," he wrote in his autobiography, "is insoluble by us; and I for one must be content to remain an Agnostic." He may be Dawkins's hero: but he would have greatly disliked Dawkins's belligerence: "Why should you be so aggressive?", he said to the atheist Edward Aveling: "Is anything gained by trying to force these new ideas upon the mass of mankind?" "I hardly see", he wrote "how religion & science can be kept as distinct as [Edward Pusey] desires… But I most wholly agree… that there is no reason why the disciples of either school should attack each other with bitterness."
He was quite clear that the theory of evolution did not in any way tend towards disproving the existence of God: to one correspondent he wrote: "It seems to me absurd to doubt that a man may be an ardent Theist & an evolutionist." He went further: "In my most extreme fluctuations I have never been an atheist in the sense of denying the existence of a God."
As for Hume having "scuttled" the teleological argument for the existence of God, Darwin certainly didn't think he had: he was confused by the problem of suffering in nature, but was still (wasps notwithstanding) inclined to believe that nature depended upon "designed laws" and he supported his disciple Asa Gray (who published the first American edition of On the Origin of Species) when he asserted that Darwin's work supported the teleological argument for God's existence rather than undermining it.
So much for the Times's ignorant, Dawkins-worshipping opinions, which appeared, as I say, not in a personal opinion piece written by an author entitled to his or her views (Matthew Parris, for instance, is a convinced atheist and anti-Catholic, but I usually enjoy and admire his Times articles): these views appeared as the paper's official religious outlook. The declared philosophical assumptions of The Times newspaper, that is to say, include the belief that the universe had no "sentient creator": a creator God does not exist. What else in the paper's philosophy is shot through by this atheistical certainty, but in a more hidden way? Who knows? In the Guardian, I would expect it: that's one reason I don't read the Guardian. Well, it's now one reason why I won't in future be reading the Times: over my boiled egg I require a certain fellow-feeling with my daily newspaper (I was, come to think of it, already aware of a certain unease). I now know not only that I haven't presently got it, but that the Times just doesn't care.
As for the teleological argument which the Times thinks (if that's the word) that Hume "scuttled" (hah!) it may be worth recalling that Aquinas put it forward as his fifth logical argument for the existence of God in the Summa; it's not absolutely required that Catholics accept it, I suppose, but I don't see why one wouldn't: "The fifth [argument]", says St Thomas, "is taken from the governance of the world. We see that things which lack knowledge, such as natural bodies, act for an end, and this is evident from their acting always, or nearly always, in the same way, so as to obtain the best result. Hence it is plain that they achieve their end, not fortuitously, but designedly. Now whatever lacks knowledge cannot move towards an end, unless it be directed by some being endowed with knowledge and intelligence; as the arrow is directed by the archer. Therefore, some intelligent being exists by whom all natural things are directed to their end; and this being we call God." As the Catechism of the Catholic Church puts it (referring to the Summa): "The existence of God the Creator can be known with certainty through his works, by the light of human reason" (§286). This argument was good enough for Darwin, it seems; I don't see why it shouldn't be good enough for me.
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text: Centered in the vibrant heart of downtown Minneapolis, our hotel's location, superb service and unrivaled amenities make the Crowne Plaza Minneapolis - Northstar hotel the best. Corporate travelers appreciate our hotel's downtown Minneapolis location near major corporations. Being within 2.5 blocks of two light rail stations makes it easy to get to meetings anywhere in the Twin Cities. Thanks to 10,000 sq ft of unique event space, we are an excellent business center and have an outstanding Crowne Meetings Director and staff. Minneapolis is home to world-class cultural icons like the Walker Art Center and Guthrie Theatre, plus 56 terrific museums. With professional teams playing at Target Field, Target Center and Xcel Energy Center, concert venues and cutting-edge shopping at Mall of America, there's truly something for each of our hotel's guests in downtown Minneapolis. And the climate-controlled, glass Skyway System connects you to everything from our hotel. No matter what brings you to the Twin Cities, our hotel's amenities make your downtown Minneapolis visit memorable. From the unique sleep perks of the Crowne Plaza Sleep Advantage Program to the sleek style of our Cafe Northstar, we're one-of-a-kind. Take advantage of the 24-hour fitness center, and then spend a relaxing hour or two by the fireplace in our lounge. We look forward to serving you!