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Fare Thee Well
This story appears in the January 1998 issue of HomeOfficeMag.com. Subscribe »
Making arrangements for business travel can be confusing for homebased entrepreneurs. The major carriers, such as Delta, United, American and Northwest, as well as the low-fare carriers, have their pros and cons--and their myths. Let's explore them.
Myth #1: You'll always save a bundle using low-fare carriers, especially on walk-up fares. A random call to a travel agent found the price for a one-way, walk-up flight from Louisville, Kentucky, to Atlanta on ValuJet (now called AirTran) was $109; on Delta the rate was $159. Quite a savings. Another call yielded very different results, however. The walk-up, one-way fare for a flight from Atlanta to Boston was $149 on ValuJet and $132 on Continental.
Myth #2: You'll always find substantial savings on tickets purchased in advance. Most major carriers match low-fare carrier prices and sometimes lift the Saturday night stayover requirement. The best advice is to search for the best rates, keeping in mind that because fares are lower across the board in cities where low-fare carriers fly, you may want to support the low-fare carriers to keep prices competitive in those markets.
Myth #3: Stick with an airline from which you can earn frequent flier miles. Beware! Frequent flier programs are usually suited to business travelers flying on the corporate dole, typically not concerned with the price of their tickets. As a homebased business traveler most likely on a tight travel budget, you probably don't have this luxury. Before you think you're missing out on all the great savings and free trips, consider this: Each mile earned in a standard program is only worth about 2 cents. Join the frequent flier programs of the major carriers if you fly them, but don't fly them simply because of their programs.
Meet Me In St. Louis
Homebased entrepreneurs rarely have the luxury of a satellite office to hold those important meetings on the road. Setting up a meeting out of town can be a relatively easy task, however, if you know where to look.
Start by establishing a relationship with a travel agent. Word-of-mouth recommendations are your best bet when it comes to this invaluable resource--a good agent will know the ins and outs of meeting places in your destination city. Also, don't forget about chambers of commerce, which have a wealth of resources on the facilities available in their cities.
To find a great place to hold your meeting, you need look no further than your hotel. For instance, Hilton recently introduced Hilton Garden Inns, its "four-star lodging at a three-star price" (about $70 to $90 a night for the room). The hotel not only features business-oriented amenities inside each room but also a free, 24-hour Business Center and two to four meeting rooms that can be reserved in advance to accommodate small to medium-sized groups. The charge for these extras is usually about $100.
Summerfield Suites Hotel, another mid-priced hotel chain, provides guests with a wide range of rooms and amenities. Meeting rooms can be reserved for as little as $75 a day, and audiovisual equipment is available for a nominal charge.
Successfully arranging all the details of your out-of-town meetings puts you in the driver's seat, impresses clients . . . and just may help you seal the deal.
Stay In Touch
Leaving your home office for an out-of-town destination involves preparation and planning, but it shouldn't include worrying--at least not about how to keep in touch with your office while you're on the road.
First, before leaving, let your most important contacts know you'll be out of town and when you'll be back. Also be sure to leave a message on your answering machine specifically stating how long you'll be gone, when you'll be back and, most important, how often you'll be checking your messages. Customers and clients want to feel secure that you'll get back to them as soon as possible. For instance, let your clients know you'll be checking messages each day at 1 p.m., and then return calls the same day to anyone who needs to speak with you immediately.
Finally, take advantage of e-mail. It's an excellent alternative to traditional forms of communication--and less expensive. Check with your hotel to see what kinds of business services (free faxing, e-mail service, etc.) they offer guests, and don't be timid about using them. Staying in contact with your clients while you're on the road will not only keep them happy, but it will make your life less hectic when you return.
Quick Tips
*Northwest Airlines now offers free first-class upgrades to many long-haul passengers who choose to connect through Detroit; Minneapolis; or Memphis, Tennessee, instead of flying nonstop on other carriers. The "ConnectFirst" program may cost a little more than the full coach fare, but the perks may well be worth it.
*Management consulting firm Runzheimer International predicts business travel costs will increase 4.7 percent in 1998, with hotel costs up 6 percent, airfares up 5 percent, car rentals up 4 percent and meals up 2 percent.
*Beginning next year, Delta Air Lines' Medallion and Gold Medallion fliers will get fewer 800-mile upgrade coupons--four to be exact (they used to receive eight as miles accumulated). Platinum members will continue to receive unlimited 800-mile segment upgrades.
*According to the 1997 OAG Business Travel Lifestyle Survey, which polled the world's most frequent business travelers from nine countries, 62 percent regularly use travel agents for planning air travel.
*Want to go online to get information on your next business trip? Try Yahoo! at http://www.yahoo.com . By clicking on the travel category, business travelers can be immediately linked to an array of valuable information, such as business travel articles, travel tips and hints on trip planning and booking.
*Be on the lookout for new cordless speaker phones in hotel rooms nationwide. Ramsey, New Jersey-based AlphaNet Hospitality Systems Inc., a telecommunications company for the hospitality industry, recently rolled out its new InnPhone product, allowing hotels to offer hands-free speaker phones in their guest rooms.
One Call
By Charlotte Mulhern
Imagine never again missing important phone calls, faxes or e-mail. NetCall Telecommunications Services Inc.'s PersonalOffice makes it possible.
Customers are assigned one toll-free number that works for their Internet mailbox, fax machine, voice mail and pager. Here's how it works: You're at the airport, but a client sends an urgent fax to your office. PersonalOffice notifies you of the fax via pager and allows you to print it out from any fax machine worldwide. The same goes for e-mail. And if you're expecting an important call, you can program three locations to ring simultaneously. It costs $25 to activate a PersonalOffice account; the cost for a 12-month contract is $9.95 a month, with a per-minute charge of 19 cents. For more information, call (800) 944-5800.
Desk A Go-Go
By Charlotte Mulhern
Working out of your car isn't easy--especially when you have files, pens, notebooks, cellular phones, calculators and a laptop computer to keep track of. Try the Executive Auto Desk, a mobile professional's dream come true.
General contractor Don Storholm, frustrated after years of disorderliness, created the product in 1993 with the help of his wife, Sharon. The portable desk fits securely on the passenger seat, provides ample room for writing on a nonslip surface, and has numerous built-in storage compartments for pens, paper clips and other accessories. An optional, detachable file box allows you to organize papers, and openings in the back of the desk allow for laptop and cellular phone power lines.
Business owners can choose from two sizes--for bucket or bench seats. Prices start at $280. To order, call Associated Contractors Inc. at (612) 888-4106.
Contact Sources
AlphaNet Hospitality Systems Inc., (800) 301-3522, firstname.lastname@example.com
Associated Contractors Inc., 215 W. 102nd St., Bloomington, MN 55420, (612) 888-4106
Doubletree Hotels Corp., 410 N. 44th St., Phoenix, AZ 85008, (602) 220-6666
Hilton Hotels Corp., 9336 Civic Center Dr., Beverly Hills, CA 90210, (800) 286-0645
NetCall Telecommunications Services Inc., (800) 944-5800, (617) 487-2220
Runzheimer International, (800) 558-1702
Summerfield Hotel Corp., 8100 E. 22nd N., Bldg. #500,
Wichita, KS 67226, (316) 681-5100.
Catharine Brockman Kuchar is an Atlanta business-travel writer. She also runs a homebased desktop publishing design company.


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A devious mother posed as another parent in an attempt to remove a rival child's name from a school waiting list.
The woman created a fraudulent Gmail account to fool school authorities at the "outstanding" Coleridge primary school in Crouch End, London.
Using this fake account and quoting the name and correct date of birth of the child, she wrote to education officials at Haringey council and told them to remove the four year-old girl from the list. Which they did.
The ruse unravelled when the victim's mother phoned to inquire about the progress of her child's application.
Police have launched an investigation and the council is to improve admission procedures.
The subject of the identity fraud, a mother of two in her late thirties, told the London Evening Standard: "Everyone is desperate to get their kids into a good school but this is extreme behaviour. This person clearly has issues to think doing this is acceptable." ®

subset: commoncrawl


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Dimensions: Chair: W 35 x D 36-45 x H 31Seat Height: 16
Innovation produce one of the most comfortable and top notch sofa-sleepers in the industry. Their designs are elegant, comfortable, and affordable making them leaders in the industry. They offer the most contemporary designs with ranges of styles and colors to match any modern home. Each sofa looks good as a couch as well as a bed making it versatile and easy to match to a room. It's small and sleek style makes it perfect for fitting in any size room.


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How We Support You
Most likely you're not used to riding such a distance in one day, then waking up the next morning and doing it all over again. So we'll help you get ready to do just that! We organize training rides and provide orientation sessions where you'll learn more about bike basics in case you've never changed a bike tire or want to know the difference between a road and a mountain bike. And last but not least, you can always call the Ride Guides at (877) 699-BIKE [2453]
Whether this is your first time fundraising, or you're a seasoned pro, we'll help you reach and exceed your goals. From your own fundraising webpage to personal advice, we'll be there for you the whole way.
Don't know a load of philanthropists? Not an athlete? Visit the Fundraising and Training sections of our website to learn more.
Your safety is our #1 priority. Every detail of the event is studied and executed with the greatest of care - we don't take chances when it comes to your safety. To ensure that safety is at the forefront of your mind, as well as ours, all participants attend a mandatory safety video presentation that is informative, inspiring and thorough.
Medical Care
You'll never be too far from medical attention at any point along the route should you need it. We have an incredible team of volunteer doctors and other medical professionals at camp and pit stops along the route. No matter what, you're always cared for throughout the event.
Pit Stops Along The Way
Out on the road, regular pit stops line the route every 25-30 kilometers, stocked with water, sports drinks, high-enerrgy snacks and other helpful supplies to keep you going as you ride to conquer cancer. We also provide toilet facilities at pit stops and other key locations along the route.
We'll transport your luggage to camp, leaving you free to focus on your journey. Just drop off your gear at the specially marked trucks on Saturday morning and pick it back up at camp that night. It's that simple!
Camp Life
After a long day's adventure, you'll settle into your comfortable, Ride-provided tent. But before you hit the hay, you can enjoy all the amenities available in your new home away from home, including hot showers, catered dinner and an evening of entertainment. You'll also have free access to medical attention and massage services.


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'He Graced this Earth'
Selva Raj, professor and chair of religious studies who was known internationally as an expert on the religions of south India and beloved locally as a kind and gentle scholar, died unexpectedly of natural causes Saturday (March 15) at his home in Albion. He was 55.
A prolific scholar who called himself a "teacher-learner," Raj was an internationally recognized specialist in popular Christianity in India, and other South Asian religions. But he also prided himself on expanding his areas of scholarship and remaining in-step with emerging trends in his discipline while maintaining the interest of his students through the development of new courses.
In 2006 Raj, who had taught at Albion since 1995, was named to a second four-year term as the Stanley S. Kresge Endowed Professor in Religious Studies.
His research focused on the ritual exchange among Hindus and Catholics in southern India, and he had recently begun examining women's movements in contemporary India. Another area of interest was contemporary women saints.
"Selva was an amazing scholar and a magnificent human being," said Bindu Madhok, professor and chair of Albion's philosophy department and a close friend for years. "He was one of the kindest and gentlest persons I will ever know. He was capable of infinite love and caring, and he gave all his love and caring to those who loved him and cared for him."
Over the years Raj taught courses on Hinduism, Buddhism; Rites of Passage; Introduction to Eastern Religions; India, Values, and Gender Roles (team-taught with Bindu Madhok); Feminine in World Religions; Religion and Ecology; Death and Dying in World Religions; and Myth, Symbol, and Ritual; and Global Christianity. Future courses Raj was developing included Religion and the Body and South Asian Religions in America. This semester he was a teaching a Hinduism course.
The author of several books, chapters, and articles as well as scores of conference presentations, Raj co-edited the books "Dealing with Deities: The Ritual Vow in South Asia" in 2006 and "Popular Christianity in India: Riting between the Lines" in 2002, both published by SUNY Press. These books have been used in upper-level courses for religion majors, according to Madhok.
A third co-edited book, "Miracle as Conundrum in South Asian Traditions," was submitted for publication. At the time of his death, Raj also had many other books and edited manuscripts in various stages of preparation, including works exploring ritual humor in Third World Christianity and other religious traditions, and the South Asian Christian Diaspora in North America and Europe. In addition, he was working on his own manuscript on popular Christianity in South India.
{mosimage}He also was working on two memoirs. At the invitation of SUNY Press, Raj was writing a book-as he described it-"based on my personal acquaintance and knowledge of Mother Teresa and her work among the poor." The tentative title was "Touched by an Angel: The Career and Charisma of Mother Teresa of Calcutta."
When Mother Teresa died in 1997, Raj flew to India to represent the College at her funeral. At the time of his death during Albion's spring break, Raj was working on an upcoming talk about his experiences with Mother Teresa that he was to deliver at Loyola University in Chicago at the end of the month. In the fall of 1997, Albion's alumni magazine, Io Triumphe!, featured a profile of Raj's experience with Mother Teresa (PDF).
"He was truly a many-splendored human being," recalled Madhok. "He was brilliant, scholarly, determined, and passionate, and he lived his dream of contributing everything he had to the academy and to the people he loved dearly."
Selva Raj was born on May 31, 1952, and grew up with eight other brothers and sisters in South India. His passion for higher education began in 1973, when he completed a three-year Certificate Course in Philosophy at Morning Star Regional Seminary in Calcutta.
{mosimage} He earned his bachelor's degree in philosophy and history from the University of Calcutta in 1975 and completed a three-year Certificate Course in theology from Morning Star in 1975. Raj received a M.Ph. in philosophy at Jnana Deepa Vidyapeeth, India in 1981 and the following year served as an adjunct professor of philosophy at the Morning Star.
In the late 1980s, Raj became an ordained Catholic priest. While serving in Calcutta, he began working alongside Mother Teresa. He also served as a priest in Chicago. After he received his Ph.D. in the history of religions from the University of Chicago in 1994, he was hired by Albion a year later. After a few years, Raj decided to leave the priesthood and dedicate himself to his scholarship and teaching.
Since moving to Albion 13 years ago, Raj returned to India more than half a dozen times to conduct field research. Most recently, last summer he studied ritual practices at a shrine in South India. In 2005 he studied the impact of the tsunami on Catholic worship in South India. He also did several joint field research projects on cross-cultural value frameworks in Calcutta with Madhok. In 2002, he traveled to India to produce an educational video/CD-ROM as a companion to his book "Dealing with Deities."
"Selva did groundbreaking work in Indian Christianity," said Madhok. "His passion was trying to get the academy to understand Indian Christianity in its popular manifestations through the ritual lives of the people who practiced it. He was intellectually stimulated by how grassroots religious practices in one tradition were influenced by those in another and worked extensively to document the crossing of ritual boundaries between Indian Christianity and Hinduism in South India."
He was past-president of the Association of Hindu-Christian Studies, program chair, vice-president and past president of the Midwest American Academy of Religion, where he also served as chair and convener of the History of Religions Section. He also had been elected to serve on the International American Academy of Religion's steering committees for two separate groups: Religion in South Asia and Comparative Studies. He founded, organized, and convened the Conference on the Study of Religions in India, bringing together a group of academics who met yearly to present papers destined for publication under Selva's editorship. During his time at Albion he organized dozens of national conferences and roundtables on popular Christianity in India.
He organized and hosted two annual CSRI conferences at Albion, bringing in experts on the religions of India for formal presentations, informal discussions and socializing. Conference sessions were attended by scholars and academics from around the globe as well as interested Albion students, faculty, and community members.
"He had a passion to bring people together to discuss ideas, to allow new ideas into the academy, and to give a chance to young scholars," said Madhok. "At his conferences and meetings he always talked about making room for young scholars who were up and coming. He wanted to bring the young scholars together with the established ones to exchange ideas."
Ronney Mourad, associate professor of religious studies, recalled Raj as a mentor who encouraged young colleagues.
"Selva was my department chair from the first time I came to Albion, and he was one of the main reasons I wanted to come here," Mourad said. "He exuded a sense of intellectual seriousness, and he had real aspirations and hopes that we would be productive in terms of scholarship and find ways to synthesize that with our teaching. He modeled that consistently."
"He was really generous as a mentor of young faculty, in terms of carving out space and time for us to do our class preparation, to develop our repertoire of classes, and to pursue our scholarship," Mourad added.
Raj's close friend and colleague Bill Harman, professor and chair of the department of philosophy and religion at the University of Tennessee at Chattanooga, remembered Raj as a "pioneer in scholarship that is both inter-disciplinary and comparative."
"His scholarship combines meticulous field-work methodology and interviews with historical analysis, structural observations, economic considerations, and an attention to social dynamics," Harman said. "Aside from his talent as a scholar, building and sustaining compatible academic communities was one of his finest gifts. In effecting such communities, he was able to remain unusually selfless. His evident satisfaction seemed to come not in what he accomplished but in what he was able to facilitate in the accomplishments of a group."
"He was both gentle and intense," Harman continued. "Working with Selva was an unusual pleasure. He was thoughtful, tactful, always honest, cooperative, diligent, forgiving, extremely organized, and conscientious. In his quiet, kind, unassuming way he was an intellectual lightning rod."
In addition to receiving the Kresge Endowed Professorship in 2002 and 2006, Raj was honored with the Phi Beta Kappa Scholar of the Year Award in 2004, the Richard Baird Presidential Recognition Award in 2002, and a slew of national grants, scholarships and awards from student organizations. "I really can't say enough about how important it was for him to earn his recognition, not just to get it," said Madhok.
Raj was remembered this week by his friends and colleagues for his kindness and gentility. He was like a member of her family, Madhok said.
"He had a framed saying in his office, 'We are spiritual beings having a human journey,'" Madhok said. "He was not just a spiritual being, he was very, very human. He could combine the spirituality with the humanity. There are some who do one or the other--but he did both in such a beautiful way."
"He graced our lives in a million ways," she said. "He graced this earth."
Raj is survived by several brothers and sisters in India, and by a beloved nephew, J.A. "Charlie" Charles, of Madurai, India.
Visitation was from 6 to 8 p.m. on Monday, March 24, at the J. Kevin Tidd Funeral Home's Erie Street Chapel, 208 W. Erie in Albion (517-629-9155). A memorial service and Mass was held on Tuesday, March 25, at 10 a.m. in Goodrich Chapel on Albion's campus. For more information contact Bindu Madhok at or 517-629-9044.
Memorial contributions may be made to the Dr. Selva J. Raj Memorial Scholarship in Religious Studies. Contributions may be made payable to Albion College (memo: Selva Raj) and mailed to Albion College, 611 E. Porter Street, Albion, MI 49224. Contributions may also be made at the College's online giving site (note Selva Raj in the "comments, questions, and designations" section).
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I have a comparison to make, if anyone here knows about the My Lai massacre in Vietnam in 1968 some people realized that what Army did was one of the worst U.S military massacres in history. But, the veterans were commemorated 30 years later, but is was based on speculation of the people working with the Viet Cong and at least 347 people were killed men, women, and children. Now, the Haditha killings to which 24 people died men, women, and children. In revenge for a IED that killed Lance Corporal Miguel Terrazas, but what did those people have to do with the killing of that man, and there are supported accusations of the U.S marines deliberately shot civilians and they were unarmed. So, whose the worse criminal, the soldiers who killed 347 civilians based on their belief as supporters/ Viet Cong fighters of the Viet Cong, but who knows if they were, or the marines who deliberately killed unarmed civilians who had nothing to do with an IED explosive that killed a Lance Corporal. THIS IS NOT A BASH!!!! and I'm not saying all marines are psychotic either as I deeply support the U.S military, I'm just making a comparison to two events that happened in separate time periods in the stage of war.
Submitted by: Devanteg594237


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Majestic Pet 18" Canopy Cat Bed
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Majestic Pet 18" Canopy Cat Bed
Product Description
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Set CLOUD
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A sexy range that has been developed to highlight your body shape and give you self confidence.
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A virus attack aimed at US State Department computers last May penetrated government networks after a worker in Asia opened a contaminated email.
The malware inside exploited an unpatched Microsoft Word vulnerability to spread. Some weeks later government investigators discovered multiple instances of infection, informed Microsoft, and cut off the State Department's internet connections throughout eastern Asia.
The shut-off left US government offices in the region without net access in the tense weeks prior to missile tests by North Korea. The State Department brought the infection under control in early July. Microsoft issued a patch to protect against the attack on August 8, around ten weeks after the original attack.
The contaminated email at the centre of the attack included a Microsoft Word document with material from a congressional speech about Asian diplomacy. This concealed code that used a vulnerability in Word to commandeer Windows PCs and open a back door to unknown hackers. The attack was reportedly detected quickly and kept under control during an investigation. But when security experts realised that the compromise had spread deeper, resulting in the siphoning off of some data, State Department security experts pulled the plug on east Asian offices.
Details of the attack emerged this week before a cybersecurity hearing before the House of Congress's Homeland Security subcommittee. Donald Reid, a senior security coordinator for the Bureau of Diplomatic Security, said that a "limited amount" of US government data was obtained by unnamed hackers as a result of the attack, AP reports. Reid is among security experts due to testify on the effect and response to the attack later on Thursday.
US government representatives are refusing to be drawn on the likely identity and motive of attackers. But external security experts speculate that the sophistication of the attack suggests foreign government might have been involved. Alan Paller, director of research at the SANS Institute, said the attack was an accident waiting to happen. It was only a matter of time before "Congress would wake up and discover that the federal government had been deeply and broadly penetrated by cyber attackers from other countries," he said.
Paller added that it's been apparent for sometime that US government cybersecurity defences are inadequate. "Much of the money they have spent on FISMA [security audit] reports has been wasted; and should have been spent on actual security." ®


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GEOPROCESSING SERVICE Esri ArcGIS Server – Profile DMR 4G
|Product information
|GEOPROCESSING SERVICE Esri ArcGIS Server – Profile DMR 4G
|Commercial code
|Commercial code is not defined.
|Export unit
|No export unit defined.
|Unit price
|No export unit defined.
|Product description
|Geoprocessing service Esri ArcGIS Server - Profil DMR 4G is a public service intended for profile construction using the dataset Digital Terrain Model of the Czech Republic of the 4th generation (DMR 4G). The geoprocessing service enables to create and analyse profile along user defined line over terrain. The geoprocessing service is published as synchronous. The result can be downloaded from server and saved to a local disc as TXT.
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Provided data
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|Run the service
|Czech Office for Surveying, Mapping and Cadastre, Křížek, Milan , phone: +420 284 041 860 , e-mail: email@example.com
Product last update:
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This item has a slim fit, If you prefer a baggy look with room to grow you may consider sizing up one size. Refer to our size chart for measurement clarification.
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Legal Resources
Use the filters to find legal resources like cases, reports, staff opinions, and events. You can sort by topic, type or industry.
Displaying 2201 - 2250 of 2424
Advisory Opinion: Section 623(a)(1): Duty of furnishers to provide accurate information
Advisory Opinion: Opinion 00-2
Discusses whether the required payment element is satisfied if the franchisee pays no initial up-front franchise fee, but leases the premises and equipment from the restaurant-franchisor, pays a "working capital" deposit, and must permit the withdrawal of funds from a shared franchisor-franchisee "...
Advisory Opinion: Opinion 00-1
Discusses the application of the Franchise Rule to a program offering advertising opportunities involving Internet Web sites.
January 11, 2000
The public forum reviewed the "do-not-call" provision of the FTC's Telemarketing Sales Rule (TSR). The "do-not-call" provision prohibits sellers or telemarketers from calling persons who have previously stated that they do not wish to be called. This forum was the first in a series of public forums...
Advisory Opinion: Section 605(a)(5): Time limits: Reporting adverse information (general)
Closing Letter: Nuclear Energy Institute
December 15, 1999
Closing Letter: H.J. Heinz Company
December 15, 1999
Advisory Opinion: Section 613: Public record information for employment purposes
Public Event: Funeral Rule Review Workshop
November 18, 1999
Advisory Opinion: Opinion 99-7
Responds to requests for clarification of Advisory 99-6 addressing business consultants' disclosure obigations.
Public Event: Online Profiling Public Workshop
November 8, 1999
The National Telecommunications and Information Administration ("NTIA") of the United States Department of Commerce and the Federal Trade Commission held a public workshop on "online profiling," the practice of aggregating information about consumers' preferences and interests, gathered primarily...
Advisory Opinion: Section 605(a)(1): Time limits: Bankruptcies
November 4, 1999
The Federal Trade Commission (FTC) and the Federal Communications Commission (FCC) convened a joint public forum to address the advertising and marketing of long-distance services, including dial-around services -- often called "10-10" numbers. The forum provided an opportunity for government,...
The Federal Trade Commission will hold a public workshop on November 18, 1999, to discuss issues relevant to the recently-initiated review of the Funeral Rule. The workshop conference will give the FTC staff and interested parties an opportunity to explore areas of significant controversy or...
Press Release: Marketer of Federally Insured Home Improvement Loans Agrees to Pay Civil Penalty for Violations of Federal Law
Unicor Funding, Inc., a California-based marketer of federally insured home improvement loans ("Title 1" loans), has agreed to pay a civil penalty of $100,000 for allegedly violating the Fair Credit Reporting Act (FCRA). The company also has agreed to settle FTC charges that it deceptively...
Advisory Opinion: Section 607(a): Reasonable procedures to comply with §§ 604 and 605
Advisory Opinion: Section 603(e): Definition of "investigative consumer report"
Advisory Opinion: Section 605(b): Time Limits: Exempted cases
Advisory Opinion: Section 603(f): Definition of "consumer reporting agency"
This report responds to a recent request from the Congressional Committees on Appropriations that the FTC examine the effectiveness of the alcohol industry's voluntary guidelines for advertising and marketing to underage audiences. The report provides company-specific information, supplied in...
Advisory Opinion: Graham & James LLP
Advisory Opinion: Section 604(a)(4-5): Child support purposes
Advisory Opinion: Royal-Palm Corporation
Advisory Opinion: Opinion 99-6
Discusses business consultants' obligation to furnish disclosure documents.
Advisory Opinion: Opinion 99-5
Discusses the fractional franchise exemption, in particular: (1) whether the location of the fractional franchise may be disqualifying; (2) whether the exemption is available to a partnership; and (3) whether the exemption is available where the fractional franchisee operates the new line of...
Advisory Opinion: Section 609(c): Summary of rights to be included with disclosure
Advisory Opinion: Section 623(c): Liability of furnishers
Case: Stanley Works
June 8, 1999
The workshop explored various issues that online consumers confront as they buy goods or services from foreign businesses. These issues concern questions of what laws apply to direct, international business-to-consumer transactions, where disputes are heard, and which governments have authority to...
Public Event: Interpretation of Rules and Guides for Electronic Media
May 14, 1999
The conference explored how the Commission's rules and guides apply to electronic media, including the Internet, e-mail and CD-ROMs.
Advisory Opinion: Opinion 99-4
Discusses the meaning of "commercial relationship
Advisory Opinion: Opinion 99-3
Discusses the application of the Franchise Rule to free-standing sandwhich shops.
Advisory Opinion: Opinion 99-2
Discusses whether the sale of a pay telephone business opportunity meets the Rule's "continuing commercial relationship" requirement


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Every year, Courageous serves over 1,000 kids from Boston, hosts events and regattas, and provides instruction and waterfront access to hundreds of individuals, families, and corporations.
Spend the best summer of your life teaching sailing, science, and life skills at Courageous!
Get a taste of sailing or enjoy a leisurely cruise around the harbor - the choice is yours!
Need to brush up on specific skills to pass a flag rating? Or maybe you need specific times outside our normal course schedule.
If you're just in town for a couple of days or thinking about becoming a member, a one day rental might be your best option.
Learn to sail in just two weekends, no previous experience required.
Become a member and sail our fleet from the Mystic River to Hull and everywhere in between.
Blind match racing is a growing part of sailing with fully visually impaired sailors competing.
Courageous helps provide access to the waterfront for Charlestown residents with special needs children.
Special Olympics of Massachusetts trains in our fleet of Rhodes 19's.
Every Monday evening in June, 25 teams from Boston area companies race in the Challenge to raise money for Courageous Youth Programs.
Small to large team building exercises, daytime or evening events, 1,000 person capacity tent.
There are no upcoming events.
Showing all 4 results
This year, our team thoughtfully constructed a program that would recreate in the virtual world the community that makes being on the pier so special, while simultaneously making sure that the extraordinary circumstances and our kid's acute feelings of isolation and anxiety were accommodated. Our strategy:


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Haynzy (Feat. Scorcher) - Mind On Your Body [Unsigned Hype]
Check out the amazing video for 'Mind On Your Body' by one of the most creative acts around.
Follow @haynzy and @scorcherslife on twitter.
Posted by @Worldstarvids
Please click the "Report" button below if the video on this page is not working properly.
Comments will only be displayed by verified emails. No Spamming or Racism.


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Is it Time to Consider a GPO?
For today's small- and mid-sized manufacturers, group purchasing organizations can offer more than just better pricing on supplies and raw materials.
Simply put, group purchasing organizations (GPOs) leverage the collective buying power typically of small- and mid-sized member businesses to obtain discounts from vetted vendors. Group purchasing is a common practice used in the grocery, agricultural and health care industries to acquire raw materials and supplies. However, there are also GPOs geared toward industrial manufacturing. While cost savings inherent to being included in an overall larger purchasing pool are certainly attractive, there are other reasons why GPOs can be of valuable service to manufacturers these days.
Prime Advantage is one such industrial manufacturing GPO. It points out that group purchasing from pre-qualified suppliers addresses specific challenges small manufacturers face in establishing a stable, flexible supply chain. One of these is limited staffing. As many manufacturers have been forced to downsize, employees often must wear multiple hats. Not only can this hamper a company's ability to effectively source supplies, but it can result in an incomplete roster of qualified suppliers and a lack of depth within certain product segments. Building and maintaining relationships with key vendors can be tricky, too.
Similarly, supplier qualification and auditing can be daunting. In fact, it's Prime Advantage's experience that small manufacturers oftentimes don't have prescribed procedures for tracking, evaluating and communicating supplier performance. On the other hand, most GPOs have a formal evaluation and auditing process that suppliers must pass to enter and remain in the GPO's network. Letting a GPO be the supply chain watchdog eliminates the chance that an under-performing vendor will continue to fly under the radar.
GPOs can also improve supplier depth across a variety of categories. Having a stable of pre-qualified, alternate vendors means shops won't be left in the lurch if a key supplier was to suddenly become unavailable. In addition, small manufacturers can more easily gain access to national or global supply chains than they likely could on their own. This enables them to establish a more competitive supplier environment than would be possible by sourcing only local vendors.
Of course there are instances in which GPOs might not be appropriate, such as times when product shipping is prohibitively costly due to size or weight. In these cases, it clearly makes sense to buy from local suppliers. Outside of that, GPOs are certainly worth investigating. Purchasing assistance via a GPO enables managers to devote greater attention to other vital aspects of running a successful manufacturing business.


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VVS baseball player Alex Saville named to All-State team; Hamilton's Ben Yacavone and Noah Fry earn honors
When Alex Saville received a text message from his head coach Chad Hodkinson Monday morning congratulating the Vernon-Verona-Sherrill baseball player on making the New York Class B third All-State team, he was shocked.
"I don't go out and play to make teams like that," said Saville. "I go out to help my team win.
"But yea, it's pretty cool."
Looking at Saville's stats from the 2013 season, it seems it would have been more a surprise if the shortstop didn't make one of the teams.
In his senior campaign, Saville led the team with .477 batting average and an astounding 38 RBIs on top of 31 hits, four home runs, four triples and 10 doubles.
"He had his best season at the plate this year," said Hodkinson. "Jumping into a starting position as a sophomore, he's matured tremendously as a baseball player in three years."
Hodkinson added that for Saville to make the third team All-State after not being honored with it before, or without VVS extending its season far this year, is extremely impressive. Saville and VVS ended the year with a 19-4 record, falling in the third round of the Class B tournament to Westhill, 7-0.
Next year Saville will join the DII MCC Tribunes on an athletic scholarship, a talent Hodkinson knows will be missed on the field.
"We're going to miss all of our seniors," Hodkinson said. "But an everyday shortstop (like Saville) is going to be hard to replace."
Hamilton's Ben Yacavone and Noah Fry also made All-State teams in Class D. Fry was named to the third team, Yacavone to the fourth.
Fry brought in a team leading 20 RBIs with a .385 batting average. On the mound, he had a 4.90 ERA with 15 strikeouts in 20 innings pitched. Yacavone finished the year with a .436
Hamilton finished the season with a 7-5 loss in the third round of the class D state tournament to McGraw. The Emerald Knights went 15-5 in the year.


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28 August 2013 – then every fortnight on Wednesdays until 6 Nov 2013
This series of six workshops aims to help parents of children (eight years and younger) with autism spectrum disorder to understand their child's behaviour, promote positive behaviours, and ways to manage behaviour and teach new skills. Facilitated by qualified professionals with backgrounds in providing services, advice and supports to families of children with autism spectrum disorder.
August 28
Understanding autism: how it presents in the early years
September 11
Communication: practical communication strategies for early-years' settings
September 25
Introduction to sensory needs in autism spectrum disorder
October 9
Introduction to positive behaviour support (Part 1)
October 23
Practical positive behaviour support strategies (Part 2)
November 6
Let's play: developing play skills for children with autism spectrum disorder
Brain & Mind Research Institute, 94 Mallett Street, Camperdown
Click image for interactive map.
Lisa Whittle
Brain & Mind Research Institute, 94 Mallett Street, Camperdown
Click image for interactive map.
© 2002-13 The University of Sydney. Last updated: 21 Aug 2013
ABN: 15 211 513 464. CRICOS number: 00026A. Phone: +61 2 9351 2222.
Authorised by: Director, Marketing and Communications.
Staff Login | Contact the University | Disclaimer | Privacy | Accessibility


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Yesterday Ron Paul called Dr. Martin Luther King Jr., "the great champion of non-violence at home, peace abroad, and civil disobedience against tyrannical government." Watch/listen to these MLK speeches and you'll see what Dr. Paul meant. When it came to peace and the defense of inalienable rights Dr. King was a true American hero.
Dr. King, On War
Martin Luther King, "Why I Am Opposed to the War in Vietnam"
Filed under: liberties, Martin Luther King Jr., Ron Paul, War on Terror | Tagged: 2008, Day, donate, Election, Martin Luther King Jr., MLK, MLK quotes, MLK speeches, moneybomb, news, politics, presidential primaries, primaries, revolution, Ron Paul, Ron Paul 2008, Ron Paul Revolution |


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188体育平台In today's hyper-competitive, digital-first world, businesses are either innovating or falling behind. To become (and stay) the best, you've got to build better business applications faster. And to do that, you need to harness the power of DevOps.
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- Bridge the gap between Dev and Ops to improve collaboration and minimize rework
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- Use REST APIs and JSON to make workflows versionable, testable, and maintainable
- Automate application deployment within your chosen delivery pipeline tool chain
Shift left with Control-M Automation API
Give your developers and architects a self-service, easy-to-define job flow as part of their code in minutes.
- Work in a familiar development environment, using JSON, REST APIs and node.js CLI for creating workflows as artifacts
- Use , a no-fee sandbox environment to unit-test workflows before committing to a code repository
- Cut costs and improve quality by finding defects and bugs earlier in the SDLC
- Integrate, automate, and orchestrate all your workflows with Control-M
Don't leave your mainframe out of your agile development process
BMC AMI DevOps for Db2®188体育平台 integrates with application development orchestration tools to automatically capture database changes and communicate them to the database administrator.
- Integrate Db2 schema changes into an agile development process
- Allow app developers to submit schema changes to the database without waiting on the DBA
- Improve the quality of changes through fully audited and transparent automation


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Three pursuits are said to fuel most human endeavors – those of power, fortune, and fame. The news, when it's not reporting hurricanes, is mostly about individuals in politics, business, and entertainment. These three driving forces are worldly representations, albeit quite removed, of the pillars of conscious existence – love, truth, and beauty, which stem from the bedrock of peace. The young are prone to take shortcuts and to pursue instead their low-brow reflections – pleasures of sex, drugs, and rock-n-roll.
Metaphysics aside, the big three forces (power, fortune, and fame) are interconnected but not interchangeable. Actually, we strongly resent instances when as a group we imbue an individual with plenty of one and the bastard tries to convert it into the other two. When a politician is elected into a powerful office and then takes bribes or accepts inappropriate perks (converting power into fortune), she may be scalded or even jailed. This attitude could be more pronounced in the West, as older cultures are more accepting of sinecure and baksheesh. Translating power into fame intentionally is not sustainable in the long run. It may show-up rather innocuously, as retired politicians giving commencement addresses and publishing memoirs. But in its ultimate the result is a cult of personality, Stalin variety, and history frowns upon this.
Rabid fans may throw bras at a rock star, but relatively few enjoy the idea of gangster rapping youths becoming multimillionaires, an example of fame translated into a major fortune. Famous individuals pursuing positions of power in politics are inherently suspect, though people are often confused on this point. California tradition of gubernatorial election of bad actors goes back decades.
There is little rational logic to surrendering societal power to a good-looking demagogue with a coiffured wife in tow, rather than to a calculating businessman. But common folk consistently express deep fear that the moneyed and landed will conspire, Bilderberg-style, to control the political process and to make purely self-serving decisions, historical evidence to the contrary notwithstanding.
In the end, political careers of Ross Perot and Lee Iacocca fizzled out, and Michael Bloomberg may have topped out as the Mayor of New York City, despite rumors of his 2012 Presidential ambitions. By comparison, Nelson Rockefeller, a NY Mayor for 14 years during the 1960s, got as high as an unelected US Vice President (appointed by Gerald Ford) in 1974, when he was 66. But he was not on Ford's losing presidential ticket in '76.
Donald Trump attempted to grab all three, first as a ruthless businessman famous for unbridled greed, then with a media career as a rude TV personality, and very recently trying his hand in dirty politics. Thankfully, his attempts were aborted and the man looks like a joke.


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RICHMOND -- A metallurgical laboratory report released Wednesday confirms earlier conclusions that corrosion led to the rupture of a 36-year-old pipe and a subsequent fire at Chevron's refinery on Aug 6, 2012, prompting renewed criticism from investigators about the company's failure to replace the worn piece of equipment.
The 109-page report, prepared by Anamet in Hayward, concludes that the 8-inch carbon steel pipe had low silicon content and was vulnerable to corrosion from crude oil heavy in sulfur.
"Based on the results of this evaluation," the report states, "sulfidation corrosion caused wall thinning that led to rupture."
In a prepared statement, Ellen Widess, chief of the state Division of Occupational Safety and Health, also known as Cal/OSHA, said the latest report "confirms what Chevron already knew -- that the pipe was severely corroded and should have been replaced -- but failed to act on before the August fire."
Investigators also noted that Chevron workers responding to the leak may have exacerbated the problem by trying to fix it while the unit remained in operation. The corroded pipe may have been punctured when Chevron firefighters used sharp tools to strip away insulation in search of the leak, accelerating the release of gas oil.
The report comes as part of an ongoing investigation by the U.S. Chemical Safety Board, Cal/OSHA, the United Steelworkers union and Chevron. Chemical Safety Board Chairman Rafael Moure-Eraso said in a statement Wednesday, "We hope this report receives widespread attention throughout the petrochemical industry as a precaution to all refiners to carefully examine potential corrosion mechanisms and use the safest possible materials of construction to avoid failures."
In January, Cal/OSHA slapped the oil giant with $1 million in fines -- the biggest penalty in the agency's history -- for failing to replace the corroded pipe, not implementing its own emergency procedures and violations in leak-repair procedures.
Chevron spokesman Sean Comey on Wednesday said the report's findings are consistent with Chevron's internal probe. "Chevron U.S.A. is inspecting every pipe component in the crude unit susceptible to sulfidation corrosion," Comey wrote in an email. "Any component found to be unsuitable for service will be replaced before restarting the unit."
But Chemical Safety Board officials have said the corroded pipe should have been replaced years earlier and that Chevron mismanaged the problem on Aug. 6. The smoky fire was sparked after the ruptured pipe leaked high-temperature gas oil and hydrocarbons, which soon ignited and resulted in six minor injuries on the site and sent more than 15,000 area residents to hospitals.
"Chevron should have shut down the crude unit as soon as a leak was observed and removed workers to a safe location," Moure-Eraso said. "Continuing to trouble-shoot the problem and having firefighters remove insulation searching for a leak -- while flammable hydrocarbons were flowing through the leaking piping -- was inconsistent with good safety practice."
The board's investigation is ongoing, and a report detailing its findings is expected this year. Assemblywoman Nancy Skinner, D-Berkeley, issued a statement Wednesday saying the report "demonstrates once again that Chevron has failed to properly monitor facilities and that the Richmond refinery fire could have been prevented."
Skinner didn't specify a particular course of action but wrote, "Monetary penalties alone may not suffice."
Chevron critics say the refinery was negligent and cut corners on maintenance. "This latest report validates what we've all known, that sulfidation and poor monitoring played a key role in the fire," said Andres Soto of Communities for a Better Environment, a local watchdog group. "Not only did Chevron violate their own standards in not replacing a 40-year-old pipe, we are concerned that aging and vulnerable pipes are still in place throughout their system."
Chevron spokesman Comey said the refinery is committed to the highest safety standards.
"We want to be clear that our strong focus is on preventing a similar incident from happening in the future," Comey said. "We are implementing corrective actions that will strengthen management oversight, process safety, mechanical integrity and leak response."
For best solution to detect Corrosion under insulation, contact us at firstname.lastname@example.com
For best solution to detect Corrosion under insulation, contact us at email@example.com


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About Us
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This site is hosted by Yahoo! Store. Yahoo! hosts the store pages, ordering system, and order data. Yahoo! automatically collects order information but may only use this information in the aggregate. If you accessed this store through Yahoo! Shopping, Yahoo! also automatically collects information about your shopping experience. Please see the
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Ultimate Wireless LLC
Ultimate-wireless.com® is committed to protecting your privacy. We use the information we collect about you to process orders and to provide you with the most enjoyable shopping experience.
When you place an order, we need to know your name, e-mail address, billing and mailing addresses, credit card number,CVV number and expiration date. We NEVER see your card information. This information is necessary to process and complete your order and to notify you of your order status. If we do not get all of this info it will delay the processing or cause the cancellation of your order.
Your orders are processed through the use of a secure and encrypted server. The fully secure server software encrypts all information you input before it is sent to us. All of the customer data we collect is protected against unauthorized access.
Ultimate-wireless.com® does not sell, trade or rent your personal information to 3rd Party vendors. Occasionally you may receive email advertisements from our Sister store
D&P Fashion Accessories
or from our entertainment division
Ultimate Wireless Entertainment
By using our Web site, you consent to the collection and use of this information by Ultimate-wireless.com®. If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it.
We Use Paypal as Our main payment option. This is the privacy Policy of Paypal:
Amendment to the PayPal Privacy Policy
Effective Date: July 1, 2019
We have made amendments to the PayPal Privacy Policy to reflect the way PayPal collects, stores and processes your personal information. A few of the changes to the Privacy Policy are highlighted below, however, we recommend you review the updated Policy in its entirety. The amended Privacy Policy is effective September 1, 2018 for existing users and effective upon acceptance for new users.
How we collect information about you. We have amended this section to address how PayPal collects data from your computer, mobile phone or other access device. We may also collect information about your use and interaction with our website, application or the PayPal Services.
How we use cookies. We have amended this section to reflect our use of session and persistent cookies, Local Shared Objects (commonly referred to as "Flash Cookies") and the use of pixel tags. The help section of most browsers or browser add-ons provides instruction on blocking, deleting or disabling cookies.
Marketing. We have amended this section to address opting-out of notifications via our application and SMS messages.
How you can access or change your personal information. We have amended this section to include information regarding our account closure process.
How you can contact us about privacy questions. We have amended our disclosure of PayPal's recognition as a TRUSTe Privacy Seal holder to comply with TRUSTe's Website Privacy Certification program requirements.
Privacy Policy for PayPal Services (including PayPal Money Market Fund)
Last Update: September 1, 2018
Your Privacy Rights
This Privacy Policy describes your privacy rights regarding our collection, use, storage, sharing and protection of your personal information. It applies to the PayPal website and all related sites, applications, services and tools regardless of how you access or use them.
Scope and Consent
You accept this Privacy Policy when you sign up for, access, or use our products, services, content, features, technologies or functions offered on our website and all related sites, applications, and services (collectively "PayPal Services"). This Privacy Policy is intended to govern the use of PayPal Services by our users (including, without limitation those who use the PayPal Services in the course of their trade or business) unless otherwise agreed through contract. We may amend this Privacy Policy at any time by posting a revised version on our website. The revised version will be effective as of the published effective date. In addition, if the revised version includes a substantial change, we will provide you with 30 days' prior notice by posting notice of the change on the "Policy Updates" page of our website. After this 30-day notice period, you will be considered as having expressly consented to all amendments to this Privacy Policy.
Collection of Personal Information
We collect the following types of personal information in order to provide you with the use of PayPal Services, and to help us personalize and improve your experience.
Information we collect automatically: When you use PayPal Services, we collect information sent to us by your computer, mobile phone or other access device. The information sent to us includes, but is not limited to, the following: data about the pages you access, computer IP address, device ID or unique identifier, device type, geo-location information, computer and connection information, mobile network information, statistics on page views, traffic to and from the sites, referral URL, ad data, and standard web log data and other information. We also collect anonymous information through our use of cookies and web beacons (visit How we use Cookies and Similar Technologies for more information).
Information you provide to us: We may collect and store any information you provide us when you use PayPal Services, including when you add information on a web form, add or update your account information, participate in community discussions, chats, or dispute resolutions, or when you otherwise correspond with us regarding PayPal Services.
When you use PayPal Services, we also collect information about your transactions and your activities. In addition, if you open a PayPal account or use PayPal Services, we may collect the following types of information:
Contact information, such as your name, address, phone, email and other similar information.
Financial information, such as the full bank account numbers and/or credit card numbers that you link to your PayPal account or give us when you use PayPal Services.
Detailed personal information such as your date of birth or national ID number.
We may also collect information from or about you from other sources, such as through your contact with us, including our customer support team, your results when you respond to a survey, your interactions with members of the PayPal corporate family or other companies (subject to their privacy policies and applicable law), and from other accounts we have reason to believe you control (whether in part or in whole). Additionally, for quality and training purposes or for its own protection, PayPal may monitor or record its telephone conversations with you or anyone acting on your behalf. By communicating with PayPal, you acknowledge that your communication may be overheard, monitored, or recorded without further notice or warning.
Information from other sources: We may also obtain information about you from third parties such as credit bureaus and identity verification services.
You may choose to provide us with access to certain personal information stored by third parties such as social media sites (e.g., Facebook and Twitter). The information we may receive varies by site and is controlled by that site. By associating an account managed by a third party with your PayPal account and authorizing PayPal to have access to this information, you agree that PayPal may collect, store and use this information in accordance with this Privacy Policy.
Authentication and Fraud Detection: In order to help protect you from fraud and misuse of your personal information, we may collect information about you and your interactions with PayPal Services. We may also evaluate your computer, mobile phone or other access device to identify any malicious software or activity.
Using Your Mobile Device: We may offer you the ability to connect with PayPal Services using a mobile device, either through a mobile application or via a mobile optimized website. The provisions of this Privacy Policy apply to all such mobile access and use of mobile devices.
When you download or use our mobile applications, or access one of our mobile optimized sites, we may receive information about your location and your mobile device, including a unique identifier for your device. We may use this information to provide you with location-based services, such as advertising, search results, and other personalized content. Most mobile devices allow you to control or disable location services in the device's setting's menu. If you have questions about how to disable your device's location services, we recommend you contact your mobile service carrier or the manufacture of your particular device.
How We Use the Personal Information We Collect
Our primary purpose in collecting personal information is to provide you with a secure, smooth, efficient, and customized experience. We may use your personal information to:
provide PayPal Services and customer support; process transactions and send notices about your transactions;
verify your identity, including during account creation and password reset processes;
resolve disputes, collect fees, and troubleshoot problems;
manage risk, or to detect, prevent, and/or remediate fraud or other potentially prohibited or illegal activities;
detect, prevent or remediate violations of policies or applicable user agreements;
improve the PayPal Services by customizing your user experience;
measure the performance of the PayPal Services and improve their content and layout;
manage and protect our information technology infrastructure;
provide targeted marketing and advertising, provide service update notices, and deliver promotional offers based on your communication preferences;
contact you at any telephone number, by placing a voice call or through text (SMS) or email messaging, as authorized by our User Agreement;
perform creditworthiness and solvency checks, compare information for accuracy and verify it with third parties.
We may contact you via electronic means or postal mail to notify you regarding your account, to troubleshoot problems with your account, to resolve a dispute, to collect fees or monies owed, to poll your opinions through surveys or questionnaires, or as otherwise necessary to service your account. Additionally, we may contact you to offer coupons, discounts and promotions, and inform you about PayPal Services and the services of our corporate family. Finally, we may contact you as necessary to enforce our policies, applicable law, or any agreement we may have with you. When contacting you via phone, to reach you as efficiently as possible we may use, and you consent to receive, autodialed or prerecorded calls and text messages as described in our User Agreement. Where applicable and permitted by law, you may decline to receive certain communications.
We do not sell or rent your personal information to third parties for their marketing purposes without your explicit consent. We may combine your personal information with information we collect from other companies and use it to improve and personalize PayPal Services, content, and advertising. If you do not wish to receive marketing communications from us or participate in our ad-customization programs, simply indicate your preference by logging into your account and going to the Notifications section and updating your preferences, or by following the directions that may be provided within the communication or advertisement.
We respect your communication preferences. If you no longer wish to receive notifications via our application, you can adjust your preferences by visiting the settings page of the application.
How We Use Cookies and Similar Technologies
When you access our website or use PayPal Services, we (including companies we work with) may place small data files on your computer or other device. These data files may be cookies, pixel tags, e-tags, "Flash cookies," or other local storage provided by your browser or associated applications (collectively "Cookies"). We use these technologies to recognize you as a customer; customize PayPal Services, content, and advertising; measure promotional effectiveness; help ensure that your account security is not compromised; mitigate risk and prevent fraud; and to promote trust and safety across our sites and PayPal Services.
You are free to decline our Cookies if your browser or browser add-on permits, unless our Cookies are required to prevent fraud or ensure the security of websites we control. However, declining our Cookies may interfere with your use of our website and PayPal Services.
Do Not Track: Do Not Track (DNT) is an optional browser setting that allows you to express your preferences regarding tracking by advertisers and other third-parties. We do not currently respond to DNT signals. We do, however, provide you notice of the tracking by advertisers and other third parties in our Privacy and Cookies policies.
For more detailed information on our use of these technologies, please see our policy on Cookies, Web Beacons, and Similar Technologies.
How We Protect and Store Personal Information
Throughout this Privacy Policy, we use the term "personal information" to describe information that can be associated with a specific person and can be used to identify that person. We do not consider personal information to include information that has been made anonymous so that it does not identify a specific user.
We store and process your personal information on our computers in North America, Asia, Europe and elsewhere in the world where our facilities are located. We protect your information using physical, technical, and administrative security measures to reduce the risks of loss, misuse, unauthorized access, disclosure and alteration. Some of the safeguards we use are firewalls and data encryption, physical access controls to our data centers, and information access authorization controls.
How We Share Personal Information with Other PayPal Users
When transacting with others, we may provide those parties with information about you necessary to complete the transaction, such as your name, account ID, contact details, shipping and billing address, or other information needed to promote the reliability and security of the transaction. If a transaction is held, fails, or is later invalidated, we may also provide details of the unsuccessful transaction. To facilitate dispute resolution, we may provide a buyer with the seller's address so that goods can be returned to the seller. The receiving party is not allowed to use this information for unrelated purposes, such as to directly market to you, unless you have agreed to it. Contacting users with unwanted or threatening messages is against our policies and constitutes a violation of our User Agreement.
If someone is sending you money and enters your email address or phone number, we will provide them your registered name so they can verify they are sending the money to the correct account.
We work with third parties, including merchants, to enable them to accept or send payments from or to you using PayPal. In doing so, a third party may share information about you with us, such as your email address or mobile phone number, to inform you that a payment has been sent to you or when you attempt to pay a merchant or third party. We use this information to confirm that you are a PayPal customer and that PayPal as a form of payment can be enabled, or to send you notification of payment status. Also, if you request that we validate your status as a PayPal customer with a third party, we will do so.
If you link your loyalty or gift card of a PayPal merchant to your account, we may share your card number with that merchant when you pay using PayPal.
Please note that merchants, sellers, and users you buy from or contract with have their own privacy policies, and although PayPal's user agreement does not allow the other transacting party to use this information for anything other than providing PayPal Services, PayPal is not responsible for their actions, including their information protection practices.
Regardless, we will not disclose your credit card number or bank account number to anyone you have paid or who has paid you using PayPal, or with the third parties that offer or use PayPal Services, except with your express permission or if we are required to do so to comply with credit card rules, a subpoena, or other legal process.
How We Share Personal Information with Other Third Parties
We may share your personal information we collect from you, including your name, contact details, and transactions and activities, with:
Members of the PayPal corporate family, such as PayPal Credit, Venmo or Braintree, to provide joint content, products, and services (such as registration, transactions and customer support), to help detect and prevent potentially illegal acts and violations of our policies, and to guide decisions about their products, services, and communications. Members of our corporate family will use this information to send you marketing communications only if you have requested their services. Financial institutions that we partner with to jointly create and offer a product (including but not limited to, the PayPal Extras credit card where we share information with Synchrony Bank, for example, in connection with pre-approved offers for the PayPal Extras credit card). These financial institutions may only use this information to market PayPal-related products, unless you have given consent for other uses.
Credit bureaus and collection agencies to report account information, as permitted by law.
Banking partners as required by credit card association rules for inclusion on their list of terminated merchants (in the event that you meet their criteria which includes having PayPal close your PayPal Account due to your breach of the PayPal User Agreement).
Companies that we plan to merge with or are acquired by. (Should such a combination occur, we will require that the new combined entity follow this Privacy Policy with respect to your personal information. If your personal information could be used contrary to this policy, you will receive prior notice.)
Law enforcement, government officials, or other third parties pursuant to a subpoena, court order, or other legal process or requirement applicable to PayPal or one of its affiliates; when we need to do so to comply with law or credit card rules; or when we believe, in our sole discretion, that the disclosure of personal information is necessary to prevent physical harm or financial loss, to report suspected illegal activity or to investigate violations of our User Agreement.
Other unaffiliated third parties, for the following purposes:
Fraud Prevention and Risk Management: to help prevent fraud or assess and manage risk. For example, if you use the PayPal Services to buy or sell goods using eBay Inc. or its affiliates ("eBay"), we may share account information in order to help protect your accounts from fraudulent activity, alert you if we detect such fraudulent activity on your accounts, or evaluate credit risk.
As part of our fraud prevention and risk management efforts, we also may share necessary account information with eBay in cases where PayPal has placed a hold or other restriction on your account based on disputes, claims, chargebacks or other scenarios regarding the sale or purchase of goods. Also, as part of our fraud prevention and risk management efforts, we may share account information with eBay to enable them to operate their programs for evaluating buyers or sellers.
Customer Service: for customer service purposes, including to help service your accounts or resolve disputes (e.g., billing or transactional).
Shipping: in connection with shipping and related services for purchases made using PayPal.
Legal Compliance: to help them comply with anti-money laundering and counter-terrorist financing verification requirements.
Service Providers: to enable service providers under contract with us to support our business operations, such as fraud prevention, bill collection, marketing, customer service and technology services. Our contracts dictate that these service providers only use your information in connection with the services they perform for us and not for their own benefit.
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Public Storage Units Near New York
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Last year my sister and I had a fun little trip to California with my mom. My sister, who is not a quilter, was very patient in letting us visit multiple quilt shops during our trip. (Though, Jen you did encourage those last couple!) It was fun to see it all through the eyes of a newbie. She was particularly drawn to Sandi Henderson's Farmer's Market line – especially the oranges. And so we discussed a cute little quilt for her red-headed (more orangey-red) one year-old. The colors fit her personality perfectly.
(With many thanks to my sweet friend Sherrie Allred for her adorable quilting.)
The other thing I love about this quilt is that it reminds me of the bedroom my sister and I shared when we were little. We had green carpet and the quilts on our beds were orange, green, and yellow. My sister commented on the same thing when she saw the new quilt. A moment of happy nostalgia for times when we used clean our rooms by stuffing things under our beds. 🙂
They each contain 36 6.5″ squares of fabric from designers like
Sandi Henderson, Heather Baily, Amy Butler and some Moda prints.
They're in the etsy shop.
I also have some of the backing yardage available.
Email/convo me if you want some and I'll create a listing.
Edit update: They're gone!
Hope you have a little bit of sunshine where you are this weekend.
(We've had a nice bit here this week – it's starting to give me spring fever.)
I'm finally on the ball enough to link over to amylouhou's sew and tell Friday!


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Kennedy caps Dale fightback
Rochdale came from two goals down to grab three points against Exeter and preserve their npower League One status for at least another week.
After goals from Nicky Adams and Joe Thompson had hauled Dale back from 2-0 down with 11 minutes to go, Jason Kennedy steered home an 88th-minute winner.
Exeter settled quickest and Matt Edwards saved well from Daniel Nardiello before the visitors took a 28th-minute lead. Jean-Louis Akpa Akpro felled the former Manchester United frontman and Nardiello stroked home the resulting penalty.
Nardiello clipped the crossbar after good work from Alan Gow, while Sean McConville had Rochdale's best first-half effort, cutting in from the left he beat Grecians full-back Steve Tully, but his stinging drive was saved by Exeter goalkeeper Artur Krysiak.
Exeter controlled the game after the break and doubled their lead with a superbly-worked move. David Noble fed Nardiello and he squared unselfishly for Liam Sercombe to score from six yards.
But Adams pulled one back with a shot inside Krysiak's near post, Thompson lobbed the goalkeeper for a fine finish two minutes later and after Akpa Akpro had hit the post from close range, Kennedy stroked the ball beneath Krysiak for the winner.
Source: DSG
Source: DSG


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Westbrook Manufacturing began operations in the mid 1960's in Houston, Texas. Westbrook was founded by Sidney and Charlie Westbrook and in the early years established itself as an emergency and specialty manufacturer of pipe fittings serving the energy and industrial sectors. Today Westbrook manufactures a full-spectrum product line of carbon, stainless and alloy pipe nipples, swage nipples, fittings and related products. Westbrook is the industry leader in providing emergency and custom order pipe fittings and forged products.
Westbrook serves the North American markets through its manufacturing and service centers located in the United States and Canada. Westbrook's products can be found on the shelves of every major distributor of pipe, valves and fittings (PVF) throughout the industry servicing the upstream, midstream and downstream energy sectors as well as industrial markets.
For close to 50 years, the company has maintained its core belief that delivering superior customer service is based on working together as a team, developing a common-sense approach to business relationships based on loyalty, honesty, mutual trust and dedication to providing quality products. Since 2007 Westbrook has operated as an employee-owned (ESOP) company. Because the company is 100 percent employee-owned, everyone at Westbrook has a vested interest in making sure their performance exceeds the customer's expectations.
Quality Products, on time delivery, matched with fast, friendly, reliable service!
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Westbrook Manufacturing is preparing an additional price change. Click here for more details or contact your sales representative.


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Chaired by FIFA President Blatter, the FIFA Executive Committee convened at the Home of FIFA in Zurich on 29 and 30 March for its first meeting of the year and agreed to major reforms of its governance, in particular relating to ethics, audit and compliance.
The chairmen of the Task Force Ethics Committee, Claudio Sulser (Switzerland), the Task Force Revision of Statutes, Dr Theo Zwanziger (Germany), the Task Force Transparency & Compliance, Frank Van Hattum (New Zealand FA) as well as of the Independent Governance Committee (IGC), Prof. Mark Pieth (Switzerland), presented their reports and proposals to the Executive Committee members.
Subsequently, the FIFA Executive Committee agreed on proposals to be submitted to the FIFA Congress. The FIFA Legal Committee has now been tasked with drafting the appropriate legal wording for these proposals so that they can be put on the Congress agenda, which has to be completed one month before the Congress convenes in Budapest (Hungary) on 24 and 25 May 2012.
The agreed proposals include in particular:
- New structure of FIFA's Ethics Committee with two chambers (investigatory and adjudicatory)
- Scrutinising of specific candidates for office bearers holding functions within FIFA as an official by the Ethics Committee, performing the role of a nomination unit
- Audit and Compliance Committee: increased scope of responsibility of the Audit Committee by adding compliance to its activities
- Immediate appointment by the 2012 FIFA Congress of independent chairmen for the Ethics Committee and the Audit and Compliance Committee (if the above proposals are approved)
- Co-optation of a woman onto the FIFA Executive Committee at the 2012 FIFA Congress; formal election in 2013
- FIFA membership in principle permitted directly (and no longer after a period of two years) if an association is already a member of its confederation
- Integration into the FIFA Statutes in 2013 of last year's Congress decision that the host of the FIFA World Cup™ will be appointed by the FIFA Congress on the basis of a shortlist submitted by the FIFA Executive Committee
- Self-reform of the International Football Association Board
The draft Statutes prepared by the Task Force Revision of Statutes will also be submitted to the Congress for discussion.
Other items presented by the IGC and the Task Forces will be further discussed according to the roadmap.
Regarding the FIFA finances, the Executive approved the 2011 Financial Report, with a positive annual result of USD 36 million (revenue of USD 1,070 million and expenses of USD 1,034 million). 75% of the expenses were spent on FIFA events and football development projects. The Executive Committee also approved the 2013 FIFA expense budget (USD 994 million).
Furthermore, the Executive fully supported a major innovation, namely worldwide player insurance on behalf of member associations. In short, this means that, starting in August 2012, FIFA will insure all players involved in all "A" national team games listed in the international match calendar worldwide. This proposal will now be submitted to the upcoming FIFA Congress for approval. The provisional budget for this project amounts to USD 100 million.
Several TV broadcasting deals in Europe - with ARD/ZDF (Germany) for the 2018 FIFA World Cup, SVT (Scandinavia) and EBU (for 37 European countries) for the 2018 and 2022 FIFA World Cups - have been approved as a result of the European tender.
The proposal of the working group for the international match calendar, comprising FIFA, the six confederations, clubs, leagues and FIFPro, regarding the 2015-2018 period has been approved as follows:
- Structured in two-year cycles
- 9 double dates organised in international windows lasting from Monday to Tuesday of the following week
- 1 additional double date in June 2016 for all confederations except UEFA
- The international windows would be arranged as follows:
2014/2015 Sep / Oct / Nov / Mar / Jun
2015/2016 Sep / Oct / Nov / Mar + Jun (non-UEFA)
2016/2017 Sep / Oct / Nov / Mar / Jun
2017/2018 Sep / Oct / Nov / Mar
Other items:
- Olympic Football Tournaments: the Executive decided that the release of the U-23 players by clubs will be compulsory.
- Medical: cooling breaks in FIFA competition matches in hot and humid conditions (Wet bulb globe temperature - WBGT - over 31/32°C) have been approved.
- Member associations:
Indonesia: the Football Association of Indonesia (PSSI) has been given until 15 June 2012 to settle the issues at stake, notably the control of the breakaway league, failing which the case will be referred to the FIFA Emergency Committee for suspension.
South Sudan: the Football Association of South Sudan (SSFA), admitted as the 54th member of the Confederation of African Football as recently as late February, cannot, under the current FIFA Statutes, immediately become a FIFA member. However, should the current proposed amendments to the FIFA Statutes be adopted by the 2012 FIFA Congress, the SSFA could be admitted by the Congress this year.
The two-day meeting was attended by new CONMEBOL member Marco del Nero (Brazil) as well as CONCACAF's Jeffrey Webb (Cayman Islands), who was invited ahead of his formal appointment expected in May. The next FIFA Executive Committee meeting will be held in Budapest on 21 and 22 May 2012, ahead of the 62nd FIFA Congress.


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As far as rallies go, Sno*Drift was pretty gentle on the cars, but that doesn't mean there weren't any snowy crashes. Our teaser gallery of ice-encrusted rally cars below.
Pricey rally cars eating snowbank is a perennial favorite up here in freezin' Atlanta, Michigan at the Sno*Drift Rally. Consider this a teaser for the massive, steaming pile of coverage we're about to bestow upon the internets. At the moment, we're digging through the 10 gigabytes of tasty action shots and miles of HD videotape we captured in the past weekend. To whet your appetite for now, please accept this epic shot we've lovingly placed below for your consumption.
To follow all of our obscene coverage of Sno*Drift and the rest of the scene from here on out, hit the RallyAmerica tag.
Photo Credit: Alex "Chocolate Lovin" Conley