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About this blog
FLEFF Intern Voices
The Finger Lakes Environmental Film Festival from the interns' point of view
Tuesday, January 29, 2013
Blog posting written by Chloe Wilson, Television-Radio '14, FLEFF Blogger, Ashland, Massachusetts.
When I was a freshman in high school, I got bitten by the travel bug.
With the People to People Student Ambassador Program, I travelled to Australia to discover an entire new culture. I stayed...


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Tax Day was Monday, and nearly two-thirds of respondents to this week's RBJ Daily Report Snap Poll say they believe the amount of federal income tax they personally pay is unfairly high.
While 63 percent say their share of the tax burden is too high, 32 percent say it's about right. Only 5 percent say the amount they pay in federal income tax is too low.
The first U.S. income tax was levied during the Civil War, but it was repealed after 10 years. Since ratification of the 16th Amendment in February 1913, Americans have faced an annual federal income tax deadline.
While the federal income tax is designed be progressive, taking a larger percentage from higher-income individuals than it does from those with lower incomes, the fairness of the distribution of the tax burden has long been debated.
A July 2012 report by the Congressional Budget Office provided this breakdown of average before-tax household income in 2009: lowest quintile, 5.1 percent; middle quintile, 14.7 percent; and highest quintile, 50.8 percent.
In 2009, the shares of federal taxes paid by households in the same quintiles were: lowest quintile, 0.3 percent; middle quintile, 9.4 percent; and highest quintile, 67.9 percent.
The overall average federal tax rate of 17.4 percent in 2009 was the lowest in the 1979-2009 period. The average for that period was 21 percent.
Roughly 700 readers participated in this week's poll, conducted April 15 and 16.
In terms of fairness, is the amount of federal income tax you personally pay too high, about right or too low?
Too high: 63%
About right: 32%
Too low: 5%
I don't think taxes are too high; it's the manner in which they're spent that concerns me. Reasonable and responsible spending equates to reasonable tax rates.
—Michael Lawrence
This is the best country in the world. We have lower taxes and have more security and a better lifestyle than in Europe and Canada. No need to increase taxes, but we cannot risk lowering them, and then start having the problems of the third world that has low taxes and terrible infrastructure and high crime. I'd say we have the "Goldilocks" tax level.
—Sergio Ruffolo, JR Language Translation Services Inc.
The published tax rates do not tell the whole story. When you add in what the average American pays in "hidden" federal taxes and fees (gasoline, energy, communication, etc.), the real rate is almost doubled. And even that is not enough; they still want more! Federal employees earn on average double what average private-sector workers do. There is something terribly wrong when public servants earn more than those they serve.
—George Thomas, Ogden
The tax burden is ridiculous. If Obama and Gov. Cuomo want to improve the federal and state economy, they need to take an economics lesson from the legendary economist Milt Friedman. By reducing taxes on individuals and businesses there will be a multiplier effect of higher tax revenue due to the unleashing of the private sector. The key to a vibrant economy is putting more resources in the hands of the private sector and less in the hands of government. Unfortunately, President Barack Obama and Gov. Andrew Cuomo are disciples of failed left-wing Keynesian economics. Obama has gone so far over the edge in spending even John Maynard Keynes would turn over in his grave. Obama and Cuomo are examples of failed economic policies and should get a refresher course of basic economics.
—John Rynne, president, Rynne, Murphy and Associates Inc.
People with income, especially if unearned (like pension, savings, etc.), should pay no tax on such income up to $25,000. The 2009 shares were much closer to being fair.
—Ann Law, Law Consulting
I'm fine with how much I pay. I'm not fine with how my tax dollars are used. Illegal wars, the militarization of local police agencies and corporate subsidies are not what our tax dollars should be used for.
—Dave Atias
I feel that to gain equality in tax burdens, we should all pay a flat tax of 9%.
—Frank Muto, president, FJM Inc.
AMT is a real problem that needs to be addressed.
—Ron Hansen
—Bill Lanigan
The discussion should be about the total overall percentage of income that goes to taxes, fees and surcharges. Fed tax, state tax, property tax, school tax, sales tax, mortgage recording tax, social security tax, Medicare tax, gas tax, tobacco tax, tax on liquor, surcharges on insuring a vehicle, surcharges on registering the family dog, taxes on cell phone usage. Adding all this together, the percentage becomes very high, very fast. Just looking at federal tax paid doesn't provide the whole picture, especially for us in New York who pay some of the highest property taxes in the country for assessed value.
—Patrick Barrett
It's a simplistic question because the issue is more complicated. I think my taxes are fair compared with the majority of taxpayers, but is unfairly high compared with the richest people. My main complaint is the payroll tax rate compared to the investment tax rate. I believe they should be the same rate. Why should a millionaire who has no salary pay 15 percent on his income while I, who have far less income from payroll, pay 25 percent?
—Donald Dinero, TWI Learning Partnership
When I see the parade of young, healthy individuals streaming in to the old Marine Midland building to sign up for government handouts, talking on their iPhones getting last-minute pointers on working the "system," I know that I am paying too much. Our welfare state is a disgrace.
—Tom Peters, Rochester
I don't so much have a problem with the tax rates as they are; what I care more about is how the money is spent as there is a ton a waste.
—Joseph Blank
Why not talk about total taxes, not just federal income tax? Make up the list of federal taxes embedded in all sorts of goods and services ranging from gasoline, electricity, natural gas, cell phones, etc. We're clearly overtaxed but these other taxes/fees are hidden and not discussed.
—Keith B. Robinson, Diamond Packaging
It is time to scrap the entire tax system. It punishes achievement and encourages mediocrity. The "fair share" that is so often spoken about today needs to also focus on the almost 50 percent of our population that pays no federal tax. Everyone needs to be part of this to avoid the current class warfare debate and focus on rebuilding our nation. A flat tax has proved very successful in many countries. A consumption tax could also be explored. We should seriously look at both rather than to immediately demagogue it out of hand.
—Todd Baker, Henrietta
Smoke and mirrors once again. Of course I pay too much federal tax. And state tax and county tax and town tax and property tax and school tax and gas tax and fees and registrations. Eisenhower spoke of the vast military industrial complex, well, we now have a version of the government industrial complex. The money it costs to feed the beast of government is insane. Including pay, benefits and pensions. This is before we even get to waste. Redundant departments, double-dipping public servants, and just plain incompetence at the taxpayer expense. The question should have a second part to it: Do you feel like you get value for your confiscated tax dollars? I would exempt some educators, police and fire professionals. It's plain and simple, the cost of government is too much. Half of the departments in Washington could be done away with and it would never touch your life. How many "security agencies" alone are there? There are many federal "programs" that could go away and you would never even know it. These are fully staffed departments with office space, equipment, travel accounts, department heads, assistant to the department head, assistant to the assistant, support for the assistant's assistant, benefits and pensions. How about flushing the TSA, HUD, education, Homeland Security, Fannie and Freddie, just for starters? Imagine having a Jack Welch or Lee Iacocca as president. That would be a stunning contrast to what we currently have.
—Lou Romano
Federal and state income taxes are the most inefficient use of capital in the entire economy. Government has seriously encroached on areas of economic life and personal freedom far beyond what the constitution allows. The resultant spending and taxation to support that government imposed activity is why taxes are too high. On the other hand, if one likes that level of socialistic control on their lives, Europe is open to immigration.
—Jim Weisbeck, Bloomfield
No. Not for services rendered.
—Karl Schuler
Our governments—federal, state and local—spend way too much money. Pet projects, roads to nowhere and silly contracts with guaranteed raises for employees that are out of touch with growth rates of the economy are a waste of resources. We need to scale back on social spending, yes it is important to help the less fortunate, but these programs were designed to be TEMPORARY, we have created generations that are tied to these temporary assistance programs. That need to change. I know it isn't a tax-rate issue, but that is where a lot of our spending goes.
—Marc Levy
I pay about 25 percent total taxes, including self-employment, New York State and federal. I run a small company. I fund my retirement account for the future and for the deduction. In any other civilized country, the rate would be higher. So, yes, I believe we pay our fair share. Not too much. Given our fiscal disorder, it is probably too little. But I won't be sending any extra in, mostly because I can't afford it.
—Jon Wilder, H & W Technology LLC
For those of us who live in New York State, the problem isn't the federal tax. Our problem is the bloated state government and authorities that extract way, way too much. So much, in fact, that New York is no longer competitive with any state.
—Jerry Lighthouse, C.P.M., CPIM Advanced Purchasing Technology LLC
We must simplify the tax code per Simpson-Bowles Commission AND raise the revenue percentage to 20 percent.
—Mike Bleeg, Strategic Results
Paying income tax on Social Security is a pain! New York has it right on Social Security!
—Tom Zimmerman, Z2 Architecture PLLC, Canandaigua
In making a judgment about tax fairness, it is essential to look at regressive taxes relating to local and state taxes, especially sales, use and real property taxes.
—Nathan J. Robfogel
The poor and middle class pay too much tax. The very rich and corporations do not pay their fair share.
—C. Lewis, Fairport
Our current federal income tax system has become a spider's web of deductions, loopholes, exemptions, exceptions, etc. It should be replaced by a flat tax, which would apply to all income levels of individual income and investment profits. Eliminate estate taxes.
—Tom Shea, Thomas P. Shea Agency Inc.
People always squawk about taxes being too high but how else are we going to pay for what we need in this country. I think most people would be feeling better about what they paid if it was being put to good use. But to see it squandered on things that are not for the good of the country but are more self supporting to the elected officials themselves and being sent to foreign countries that badmouth the U.S.A., and all we stand for really begs the question: "Is anyone paying attention in Washington?" Add to that the waste in Washington, and no one seemingly minding the store it is no wonder we all squawk.
—Grant Osman
My taxes are reasonable as a contributing member of American society. What is unreasonable is the wasteful spending and mismanagement by our elected officials and their appointee's.
—Jim Knauf
4/19/13 (c) 2013 Rochester Business Journal. To obtain permission to reprint this article, call 585-546-8303 or email firstname.lastname@example.com.

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"A 37-year-old South Memphis man is accused of sexually assaulting his mother The man is charged with aggravated rape Victim advocates say this type of case is extremely rare (Memphis 10/10/2011) A shocking crime in Memphis. An adult son is accused of sexually assaulting his own a mother last month in their home in South Memphis. The suspect was arrested over the weekend. We can't show the 37-year-old suspect's face or even give you his name because we would also be identifying the alleged victim his 57-year-old mother."
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The head of Raymond James (RJF) Private Client Group gave a fairly positive assessment of the state of regulatory affairs for advisors Tuesday morning. Speaking directly after former President George W. Bush at the independent-advisor annual conference, being held this week near Dallas, Chet Helck acknowledged that he'd "never had such a tough act to follow."
"As you heard from President Bush, leadership is about setting a course and balancing issues," said Helck, "which is what you do as advisors." (About 1,600 Raymond James independent advisors and 1,800 advisors are attending the event.)
Acknowledging that regulatory updates can get both "boring and depressing," the Global PCG CEO insisted that his desire "was to do neither." Helck joked that he'd been "the recruiting guy" and "the technology guy" at Raymond James before becoming "the regulatory guy."
His began his remarks by discussing tax reforms that are targeting independent contractors. "We've been fighting this for 20 years," Helck said.
With about $800 billion in tax revenue at stake, he explained, the government is most interested in reforms that affect drivers with FedEx and programmers for Microsoft, for instance. "Our industry trade associations are working the issue, and so far are winning the battle."
Future legislative action in this area, he noted, would allow for an exception, or carve-out, so financial advisors would not be affected by a tax change. Some key politicians are amenable to this, according to Helck (right), since advisors can show that they are "following the rules and paying taxes."
"I'm fairly comfortable on this one," the Raymond James executive said. "We must stay vigilant, but it's not the biggest worry we have."
Other Tax Issues
As governments around the world look to find new sources of revenue, financial-service transactions also have become a keen focus for possible tax reform. Some states, like Ohio, have even put it into their recent budgets, Helck said.
Advisors and professional groups such as the Securities Industry and Financial Markets Association, which Helck now chairs, put "boots on the ground."
"That [measure] has been withdrawn in Ohio," he said, drawing an applause from the audience. "Minnesota also should be OK as trade associations have been active there."
Fiduciary Standard, DOL Action
The Dodd-Frank overhaul of the financial sector calls for advisors and other financial professionals to be evaluated by a "consistently high standard" that ensures the public trust, Helck says, and suggested standards and protections have produced some 70 pages of advisor feedback so far.
"We are not clear where it's going, but we are at table" for you, the Raymond James executive said.
A more distressing issue, he notes, is the Department of Labor's move to raise the fiduciary standard for retirement plans, including IRAs, while also pushing for more disclosure requirements and lower costs for investors. "We pushed this back in 2012, and they came back in 2013 with a new team," said the SIFMA chairman. "We're not sure what they are going to come up with exactly" this year.
Industry groups would like Congress to ask the DOL to consult with the SEC, so there's a consistent standard of regulation concerning financial professionals and their client accounts.
"The Department of Agriculture funds DOL, and we want them to unfund" its latest proposals, says Helck, who said he once worked for a tractor company and didn't expect to be dealing with agricultural regulators in his role at Raymond James.
"It going to take more time for these regulatory issues to get settled, of course," he added, "and it seems like I've been talking about them for years."
Since, it can take a decade or more after a financial crisis for new rules to get sorted out, "We have a long way to go," the private-client operations had explained. "What comes out of this will drive how you do business for the rest of your life, so it's important for you to stay involved."
Read Raymond James IBD Kicks Off Big Texas Confab on AdvisorOne.


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What Happens at Death?
by Paul Taylor
You gasp and breath your last breath, your body falls limp and begins to cool, your skin color begins to pale, your heart is no longer pumping the life carrying blood through your veins; this is the end process as the body transitions into the final stage of life we call death, a route we all must take; but then what?
Does your spirit drift off towards some distant light at the end of a tunnel with departed family and friends beckoning you on?
Maybe your spirit drifts into a burning sulfur smelling abyss with a legion of red clad, horned beings, sporting tails and ushering you with jabs from their pitchforks, deeper into the abyss?
But, then could you be floating around communicating with the many seers, palm readers, psychic's or some other earthly medium?
Or do you become unaware of anything; a deep dreamless sleep?
These are age old questions which have been around since the beginning of creation, and man by various means has attempted to bridge this chasm to communicate with the dead through sances, spells, potions, witches and a number of other tactics to get a glimpse of the so called "other side". There are those who claim to actually communicate with the dead, relaying messages to loved ones from the grave. Some of these mediums/seers have become wealthy and well known through TV, books and movies, but is it really possible to communicate with the dead? What proof is there of such claims?
Some refer to the 16th chapter of Luke noting the parable of the rich man and Lazarus, as being an actual event of someone in Hell, but this was a parable and not a real life event.
If you believe God's word, found in the Holy Bible, is true, then you would know the ability to communicate with the dead is about as ludicrous as the moon being made of cheese; drifting off down a tunnel to some distant glowing, comforting light, or being escorted through a sulfur smelling fiery abyss by pitchfork wielding entities are also somewhere out in left field.
Then there are those which claim to have had an out of body experience when they were declared to be clinically dead. There is medical evidence to refute this claim, and indicates the brains reaction to the blockage in the flow of oxygen to the brain. I am in no way making a judgment call as to what a person experiences during a near death experience, but rather relaying information gleamed from medical sources.
To understand what happens at death in the Biblical perspective, we have to go to the beginning, where it all started; the Garden of Eden.
In the book of Genesis we are told how God created the Heavens and the Earth and all that is in them in six days, and on the sixth day He created man.
Genesis 2:7 And the LORD God formed man of the dust of the ground, and breathed into his nostrils the breath of life; and man became a living soul. (Emphasis is mine)
Keep this verse in mind as we work through this study, (the breath of life) and (living soul), they are both very important subjects in this study.
God formed man with his own hands, from the elements of the earth (the dust of the ground), and unlike the former act of speaking things into existence, God put his personal touch on man by personally forming this new being with his own hands.
This being was a mere form of flesh and bones, completely immovable and useless, but then God performed a miraculous feat, which only he had the ability to accomplish, he leaned down, deliberately and precisely breathed into this lifeless form the spirit of life from his own spirit, and man became a living soul, no longer cold, still and lifeless, but a product of God's own crowning achievement.
We know we cannot exist without breathing. We stop breathing, we become a lifeless form again, useless, immovable, cold and the body begins to revert back to the dust of the earth. Without the breath we are nothing, we can't exist, so what happened to the breath and where did it go?
If we look at Ecclesiastes 12:7 we are told that the body melts back into the dust it came from and the spirit (breath) returns back to God. Then shall the dust return to the earth as it was: and the spirit shall return unto God who gave it.Job is telling us, ( Job 27:3), the spirit is in his nostrils (Genesis 2:7) which is also the breath, and Ecclesiastes we are told, the spirit is returned back to God and the body returns to the dust it was formed from.
Job 27:3 All the while my breath is in me, and the spirit of God is in my nostrils. Job is indicating the breath is the spirit of God and this is the life within us.
Nowhere in the Holy Bible is there any scripture indicating the spirit has any life, feeling, form or anything else after death. The spirit is the "breath of life" and nothing else, which causes the form to become a "living soul", and upon death it is returned to God, who gave it.
But, what about the soul? Are we not a soul?
The soul is a living being as indicated in Genesis 2:7, but, the soul is a combination of two things, the body which God formed from the dust, and the "breath of life" which came directly from God himself. The body therefore, is nothing without the breath, so the soul cannot exist without the breath of life from God. In Genesis 2:7 we discover that we become a living soul, only after God breaths the "breath of life" into our nostrils, and until he performs this act, we are a lifeless and useless mass of flesh and bones, incapable of any form of actions
If we are breathing, as indicated by the scriptures, we are a living soul, but when we quit breathing, where does the soul go if the spirit is returned back to God? In Ezekiel 18:20 we are told, The soul that sinneth, it shall die. In the previous verses we saw that once the breath leaves the body it is dead and of no more use, it is technically useless, and as we have all sinned, we all must die, but we will live again if we trust and believe in Jesus Christ.
Let's look at some other scriptures to reinforce the fact that once the breath leaves our bodies we are no longer a mobile entity, soul, spirit, ghost or whatever else you care to refer to the dead as.
Job 14:12 So man lieth down, and riseth not: till the heavens be no more, they shall not awake, nor be raised out of their sleep. Here Job is emphasizing that once we die we are in a perpetual state of sleep from which we cannot be awakened.
Ecclesiastes 9:5,6 5 For the living know that they shall die: but the dead know not anything, neither have they any more a reward; for the memory of them is forgotten. 6 Also their love, and their hatred, and their envy, is now perished; neither have they any more a portion for ever in anything that is done under the sun. Ecclesiastes is reinforcing the fact that the dead are in a state of sleep and cannot come out of the grave or take part in anything again.
Job 7:9,10 As the cloud is consumed and vanisheth away: so he that goeth down to the grave shall come up no more. 10 He shall return no more to his house, neither shall his place know him any more Job again is alluding to the fact that once the breath of life has vanished from our bodies we are no more.
We see in these scriptures that we are not capable of any form of activity after the breath of life has left our bodies and returned back to God. We are no longer a living soul, because the soul has sinned, therefore the soul must die and when the soul dies so does the body, and as Job indicates, we vanish away as a cloud, having a part in nothing, ever again.
Though we are in the grave melting back into the elements we were formed from, we have the blessed assurance of 1 Thessalonians 4:13 But I would not have you to be ignorant, brethren, concerning them which are asleep, that ye sorrow not, even as others which have no hope. 14 For if we believe that Jesus died and rose again, even so them also which sleep in Jesus will God bring with him. Paul is also indicating a perpetual sleep until Jesus shouts for his Bride, The Church to come forth from the grave.
If we have been born again into Christ and follow his teachings, keeping the faith until death, then we shall be raised incorruptible as Paul describes In 1st Corinthians 15:54 So when this corruptible shall have put on incorruption, and this mortal shall have put on immortality, then shall be brought to pass the saying that is written, Death is swallowed up in victory. Isa 25:8
O death, where is thy sting? O grave, where is thy victory? Hos 13:14
We see in these scriptures the finality that comes with death, but, there are those which teach, you immediately egress either into:
A: Heaven if you are a saved sinner
B: Purgatory, a sort of temporary holding place for purification or for temporary punishment. There are varying interpretations in different religious circles of this state of the dead. There are too many to describe but suffice it to be a temporary middle ground for further enlightening for the continued journey to heaven. The scriptures do not support a purgatory.
C: Hell, a place of eternal fire and torment with the Devil and his demons to be forever tormented.
With all these varying interpretations of where the dead go after death, is there any wonder that so many people have been deceived on this as well as other Biblical truths?
Preachers preaching a funeral will allude to the departed one being in Heaven and looking down on the ones left behind or that they are now singing and rejoicing with the Angels. All of this is comforting to the loved ones left behind, but it is a deception as the foregoing scriptural references point out. The dead are in the graves awaiting the sound of the last trump.
I have searched and no where can I find a reference to a place of purgatory or of anyone going straight to hell or heaven at death. If this were the case there would be no need for Christ to return as there would be no one to resurrect from the graves.
Recall when Jesus raised Lazarus after 4 days in the grave? There is no recorded evidence of Lazarus declaring the glory of Heaven or the atrociousness of Hell. Had Jesus brought me back from Heaven to this sinful world I would probably have been a little tift, but Lazarus was dead as Jesus said in John 11:11,14 .Our friend Lazarus sleepeth; but I go, that I may awake him out of sleep. 14 .Then said Jesus unto them plainly, Lazarus is dead.
When we die we are in a perpetual state of sleep and our next conscious thought will be the resurrection. We will not dream, we will not float around as restless spirits, communicating with the living, the Bible is plain on this subject. Acts 2:29,34 tells us David is still in the grave, and remember David was a man after God's own heart. Are we better than David to ascend to Heaven at death. 29 Men and brethren, let me freely speak unto you of the patriarch David, that he is both dead and buried, and his sepulchre is with us unto this day.. 34 For David is not ascended into the heavens:
Some cite the pardon Jesus gave the thief on the cross when the thief said to Jesus,"Lord remember me when thou comest into thy kingdom" 43 And Jesus said unto him, Verily I say unto thee, To day shalt thou be with me in paradise. Luke 23:42,43
The original writings did not have punctuations, sentences, or paragraphs, instead it was a continuous line of words and the interpreters placed the comma in the wrong place, (before today instead of after) in this particular verse. This is proven by the fact that Jesus did not go to heaven upon his death, but rested in the tomb on the Sabbath.
If we look at John 20:17 we see Mary confronting Jesus after the resurrection and he tells her; Touch me not; for I am not yet ascended to my Father: but go to my brethren, and say unto them, I ascend unto my Father, and your Father; and to my God, and your God.
Now if we look in Matthew 28:9 we see Jesus meeting with the disciples and they fell onto his feet to worship him; And as they went to tell his disciples, behold, Jesus met them, saying, All hail. And they came and held him by the feet, and worshipped him. At this point they were allowed to touch him as he had ascended to the father and returned. This is another study in and of itself.
We see in these verses that the thief on the cross did not go to heaven on that day, but according to the various scriptures throughout the Bible, he is still in the grave. Why would Jesus allow the thief to ascend into heaven immediately upon death, when Lazarus, David, Job and a host of other patriarchs were not?
As we have seen in the foregoing verses of scripture, when death overtakes us and we are placed in the grave, the Bible says there we remain until the first resurrection; Rev 20:5 But the rest of the dead lived not again until the thousand years were finished. This is the first resurrection.
Even though we go into the grave a lifeless useless mass of decaying matter, to be in a perpetual state of sleep, we are assured of a resurrection with an immortal body, to be with Christ for eternity, and until the resurrection occurs we are in the graves, not roaming around endlessly communicating with the living, but awaiting the sound of the last trump of God and the shout of Michael for us to come forth out of the graves.
Don't be persuaded and deceived into thinking , grandma or grandpa is speaking to you from the grave, what you are hearing or seeing are demons, which have the ability to take on the appearance and character of anyone at anytime.
Put your faith and trust in Jesus Christ, study God's word for the truth and reject the demon driven charlatan fortune tellers/seers claiming to speak to your departed loved ones. They are only speaking to the demons of hell. We are told not to associate in any form with witches, seers, fortune tellers, astrologers, or anyone working magic. Exodus 22:18 tells us Thou shalt not suffer a witch to live. God's warnings to us concerning these are to the point in Deut.18:10-12 There shall not be found among you any one that maketh his son or his daughter to pass through the fire, or that useth divination, or an observer of times, or an enchanter, or a witch. 11 Or a charmer, or a consulter with familiar spirits, or a wizard, or a necromancer. 12 For all that do these things are an abomination unto the LORD: and because of these abominations the LORD thy God doth drive them out from before thee.
Copyright 2013 by Paul Taylor All RightsReserved Worldwide All scripture is from the KJV
Paul Taylor a Christian writer attempting to get the truth out to the masses before it is too late
Article Source: http://www.faithwriters.com
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text: Job Discussion Forums :: View topic - Guatemala Get TEFL Certified & Start Your Adventure Today! Job Discussion Forums"The Internet's Meeting Place for ESL/EFL Students and Teachers from Around the World!" FAQ Search Memberlist Usergroups Register Profile Log in to check your private messages Log in Guatemala Job Discussion Forums Forum Index -> General Latin America Forum View previous topic :: View next topic Author Message Global-HoboJoined: 29 May 2011Posts: 37 Posted: Thu Jun 09, 2011 7:08 pm Post subject: Guatemala I'm arriving in Mexico next week and not sure whether to stay and look for work or head to Guatemala. Does anyone know the teaching situation there? I'd preferably like to teach in a highschool, international or bilingual, any ideas? Much appreciated. Back to top fladudeJoined: 02 Feb 2009Posts: 432 Posted: Fri Jun 10, 2011 7:10 pm Post subject: What are your quals? The private high schools require you to be a certified teacher in your home country and to be highly qualified in the subject that you teach (or whatever it is called in your country). You might have more luck in Mexico if you are not certified. The ESL market seems much stronger in Mexico as well. In gerneral Mexico is a much bigger market with a lot more schools, so your odds of finding something are higher. Most international schools in Guat are done with hiring and have been for a month or two, not to say that positions won't open up in August (probably will as some people bail on their contracts). But I know certified teachers who were put on waiting lists so if you aren't certified, I wouldn't hold my breath. As for ESL in Guat, no clue really, but I hear a lot more about schools and jobs in Mexico (which seems to be an easier place to make a go of ESL). Back to top BadBeagleBadJoined: 23 Aug 2010Posts: 1186Location: 24.18105,-103.25185 Posted: Sat Jun 11, 2011 10:14 pm Post subject: Re: Guatemala Global-Hobo wrote: I'm arriving in Mexico next week and not sure whether to stay and look for work or head to Guatemala. Does anyone know the teaching situation there? I'd preferably like to teach in a highschool, international or bilingual, any ideas? Much appreciated. If you are afraid of Mexico I think you will be more afraid of Guatemala, which is far more lawless, especially if you are obviously non-Spanish speaking, I lived in Guatemala for a couple of years, and while it is a beautiful country, it is problematic. To make a decent amount of money you need to have at least a degree in Education, and the better schools require you to be certified or have been certifed to teach in your home country/state. I don`t think jobs are nearly as plentiful in Guatemala as they are in many parts of Mexico. Back to top misteradventureJoined: 18 Aug 2003Posts: 246 Posted: Sat Jun 11, 2011 10:24 pm Post subject: Latin America is a whole different kettle of fish. Anywhere that there is a sign indicating "No ice cream, no drinks, no firearms" on the door, with goons to enforce those rules in place... requires a paradigm shift. If you are smart, you will obtain at least survival spanish (PM for details) or look for a friendlier gig. The 'volunteer' positions in Costa Rica may be more your cup of tea at this point. Don't even think about Panama, for Dave's flowery sticky is more than just a little false. Back to top dhsampsoJoined: 17 Jun 2009Posts: 44Location: Virginia Posted: Wed Aug 17, 2011 3:38 pm Post subject: I don't know much about the job hiring situation in Guatemala, but I know Maximo Nivel has started their TEFL training course in Antigua. I took their course in CR and was very satisfied. Guatemala is more dangerous than Mexico in certain areas. Antigua feels safe due to the huge tourism/ex pat community there. Mexico does seem to have more job opportunities from what I've read in the Mexico threads. Back to top BadBeagleBadJoined: 23 Aug 2010Posts: 1186Location: 24.18105,-103.25185 Posted: Thu Aug 18, 2011 4:19 am Post subject: Yes, but Guatemala is beautiful in ways you can´t even imagine until you´ve been there. And the cost of living is very low, so you don´t need a lot of money. Back to top dhsampsoJoined: 17 Jun 2009Posts: 44Location: Virginia Posted: Thu Aug 18, 2011 1:33 pm Post subject: Oh, I agree it is very beautiful. I'm going on my third trip this year in the next few weeks. It is very cheap if you're a tourist, so I love visiting and eating out at Antigua's great restaurants. I would love to live in Antigua. Back to top lydia.bainbridgeJoined: 19 Jun 2011Posts: 33 Posted: Thu Aug 25, 2011 1:52 am Post subject: Guatemala You might want to check out Quetzeltenango (Xela). I'm heading up there later this week and will pass on anything I find out regarding teaching. Back to top lydia.bainbridgeJoined: 19 Jun 2011Posts: 33 Posted: Mon Sep 05, 2011 8:04 pm Post subject: Guatemala I have a little information about teaching here in Xela but nothing yet about international schools or whether there are any. Instituto Guatemalteco Americano (IGA) apparently pays their English teachers Q25 an hour (just under Q8 per dollar). I talked with a man who was doing private tutoring and had worked his way up from Q18 to Q30 an hour. One of the universities pays Q100 an hour, but I gather the schedule is very part time if indeed there are any classes available. Xela is a very cool city, both weatherwise and otherwise. There are many amenties, but despite lots of Spanish schools, the gringo presence is (as far as I can tell so far) minimal. Speaking of safety, the US Embassy recently sent out an advisory about violence in Antigua, saying there had been a rash of armed robberies in the evenings. I would not say there are tons of tourists in Antigua any more; I have seen a dramatic decrease since I first came to Guatemala three years ago. Back to top fladudeJoined: 02 Feb 2009Posts: 432 Posted: Thu Sep 08, 2011 5:26 pm Post subject: BadBeagleBad wrote: Yes, but Guatemala is beautiful in ways you can´t even imagine until you´ve been there. And the cost of living is very low, so you don´t need a lot of money. I would most assuredly disagree with that. It may be cheap out in the boondocks, but Guatemala City is about the same cost as living in the US. Antigua wasn't so cheap either when I went. Edited to add: And yes while some things like fruit and vegetables are cheaper here in Guat than the USA, the fact that electronics and imported items cost so much more than in the US, more than offsets this fact. I have yet to find a reasonable price for Coca Cola for example. And TVs and stereos and that sort of thing all cost between 20 - 50 percent higher than the states (depending on how well you can shop for electronics in the states.... oh how I miss Newegg....). Even beer is typically 2-3 dollars a bottle at a restaurant and actually higher by the 12 pack than it is in the USA. I guess if you don't drink (or only drink Rum), don't drink sodas, don't have a cell phone, don't have internet or cable at home, don't buy a tv, etc.... that Guat might be cheaper, but unfortunately, that ain't me..... Back to top orozcomJoined: 17 Jan 2011Posts: 14Location: Thailand Posted: Sat Jan 07, 2012 9:55 am Post subject: Teaching In Guatemala(Coban) Hello to all, So I have been doing some research on teaching in Guatemala. I'm very interested and I'm currently teaching abroad in South Korea. I really want to teach in Guatemala since my father is from there but also to become fluent in the language. I do understand that I'm not going to make money but that is not what im interested in doing at this point. I have heard of a company called Oxford Language Center In Coban. I was wondering if anyone has any insight on this company good or bad? My contract ends in August and I'm looking to head straight to Central or south America to continue to teach abroad. Any insight that anyone might have on teaching abroad/companies, and or any info it would be much appreciated. Thanks Monty Back to top Display posts from previous: All Posts1 Day7 Days2 Weeks1 Month3 Months6 Months1 Year Oldest FirstNewest First Job Discussion Forums Forum Index -> General Latin America Forum All times are GMT Page 1 of 1 Jump to: Select a forum Where to Begin----------------General DiscussionNewbie ForumCurrent Events ForumTechnology ForumOnline Teaching Forum Africa Forums----------------General Africa Forum Asia Forums----------------CambodiaChina (Job-related Posts Only)China (Off-Topic)Hong KongIndiaIndonesiaJapanMalaysiaPhilippinesSingaporeTaiwanThailandGeneral Asia ForumVietnam Caribbean Forums----------------General Caribbean Forum Europe Forums----------------Czech RepublicFranceGermanyGreeceItalyMacedonia and the BalkansPolandRomaniaRussia & C.I.S.SpainTurkeyUkraineUnited KingdomGeneral Europe Forum Latin America Forums----------------ArgentinaBrazilChileColombiaCosta RicaMexicoMexico (off-topic)PeruGeneral Latin America Forum The Middle East Forums----------------BahrainEgyptIsraelKuwaitOmanQatarSaudi ArabiaUnited Arab EmiratesGeneral Middle East Forum North America Forums----------------General North America Forum Oceania----------------Australia/New Zealand You cannot post new topics in this forumYou cannot reply to topics in this forumYou cannot edit your posts in this forumYou cannot delete your posts in this forumYou cannot vote in polls in this forum This page is maintained by the one and only Dave Sperling. Contact Dave's ESL Cafe Copyright © 2018 Dave Sperling. All Rights Reserved. Powered by phpBB © 2001, 2002 phpBB Group Teaching Jobs in China


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Census count stirs up debate
The Census Bureau announced Tuesday it came within 36,000 people of a perfect count for the national 2010 Census.
But almost twice as many people were missed in Harris County - an estimated 61,500 people weren't counted here, according to census estimates.
The undercount in Texas, coupled with an overcount in some parts of the country, added up to a near-perfect census. But that's unlikely to end the latest congressional controversy after members of the House earlier this month voted to cut funding for several of the bureau's key initiatives, saying they are too expensive and questions about mental health, commute times and flush toilets are too intrusive.
"My concern is that it's forced upon citizens," said Rep. Ted Poe, R-Houston. "If you don't fill out this information, you have to pay a fine."
Funding for the American Community Survey and the 2012 Economic Survey was cut as part of the House Appropriations bill earlier this month. Poe introduced a second amendment last week to make participation voluntary. That also passed the House.
Neither bill has been taken up in the Senate.
Some were excluded
Census Director Robert Groves didn't directly address the controversy in a webcast news conference to highlight the accuracy of the 2010 Census, although he has testified before Congress and written about it in his blog on the Census website.
Overall, Groves said the 2010 Census had an overcount of 0.01 percent, or 36,000 people nationally. That was determined by surveying a sample of the 300.7 million people living in housing units and matching their responses to those gathered during the census.
The measurement excluded people who lived in group quarters such as nursing homes, college dormitories and prisons on April 1, 2010.
City disputes count
But census takers continued to have difficulty accurately counting members of minority groups. They undercounted the black population by 2.1 percent and the Hispanic population by 1.5 percent.
That led to bigger discrepancies in states with big minority populations like Texas, where an estimated 239,500 people - more than any other state - were missed.
The city of Houston challenged its official count soon after the results were released in February 2011, saying the 2,099,451 people reported by the census was more than 100,000 below earlier estimates.
Margaret Wallace, an assistant director in the city planning department, said the results of that appeal are due within the next two weeks.
Personal questions
The Census was established by the Constitution and has been carried out since 1790. The American Community Survey began in 2005 and collects the comprehensive information that once was part of the long-form census.
It is gathered from about 3 million households every year and, over time, allows researchers to develop detailed pictures of even small neighborhoods.
Rep. Daniel Webster, R-Florida, sponsored the amendment to strip funding from the American Community Survey and the 2012 Economic Survey. He said on his website he wanted to stop wasteful spending, as well as end the invasion of privacy.
Rep. Pete Olson, R-Sugar Land, said the questions are "overly intrusive."
"The federal government does not need to know residents' monthly mortgage payments, why a person missed a day of work, if they have flushable toilets or their annual income (this is reported to the IRS)," he said in an statement.
But researchers say the data is irreplaceable.
"In a state like this, a city like this, where the population changes so rapidly, we need this data that's done every year," said Renee Cross, associate director of the Hobby Center for Public Policy at the University of Houston. "This should not be a partisan issue."
Participation required
Public health planners use it to determine where people lack health insurance, she said, while developers use it to plan new subdivisions. Nonprofit agencies use it to apply for grants, and mom-and-pop businesses use it to decide what merchandise to stock.
Poe agreed that some of the information is valuable but said people should not be required to participate.
Groves told Congress 98 percent of people voluntarily participate and said no one has been fined for refusing. But he said it is important to require participation in order to keep quality high.
If not, he testified, "schools will be built in neighborhoods where there aren't enough kids, retail stores will be built that won't fulfill their sales projections, roads will be built where cars won't need them."


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Unsigned Spotlight: Bernie & The Wolf
This week's edition of Unsigned Spotlight shines on Chicago-based indie rock duo Bernie & The Wolf, comprised of singer/songwriter Bernadette "Bernie" Conant and Erik "The Wolf" Lobo. B&TW's sound is a mix of chaotic alt-rock and indie rock with a few math elements, all balanced with the shimmering beauty of the vocals and occasional acoustic guitar. It combines to create a sound that is very much the duo's own and firmly stands out from the crowd. Hot on the heels of their 2017 LP Catch Some, Bernie & The Wolf…Read More


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If you've ever watched Adventure Time, or if you've played Adventure Time: Hey Ice King! Why'd You Steal Our Garbage?!, then you've probably seen Finn's awesome sword, Scarlet.
Here's Man At Arm's Tony Swatton forging the sword in real life—scratches, dents, golden color and all. Neat.
...I want one. For harmless adventuring, of course.
Forging Finn's Golden Sword (Adventure Time) [AweMeChannel]


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Occupy London – four months on and this is only the beginning
Posted 8 years ago on Feb. 22, 2012, 3:20 p.m. EST by OccupyWallSt
from Occupy London:
Occupy London, part of the global movement for social and economic justice, today pledged to continue the campaign it started over four months ago in solidarity with similar campaigns in the US and beyond. Today, the Court of Appeal ruled that none of the five applications presented by Occupy London and Anonymous UK supporters would be heard.
Tammy Samede, the representative appellant on behalf of Occupy London commented: "It is a travesty that today's decision will limit voices of dissent within the City of London. However, Occupy is far from over. We've cut our milk teeth at St Paul's and now we are maturing, growing and learning how to run. From our work in schools to outreach in communities to even creating a record label, the creativity and imagination of the Occupy movement is beginning to bloom and our voices will be heard.
"The City of London is being wreckless in not providing a timetable for any action they wish to take and it is of great concern that they have refused to rule out the possibility of a nighttime eviction, in contravention of the guidelines set down by the Ministry of Justice."
Occupy London Stock Exchange at St Paul's Churchyard, the longest running Occupy encampment of its size, has now been in place over twice as long as Occupy Wall Street's occupation of Zuccotti Square, which was cleared by NYPD in mid-November in controversial circumstances. Unlike their counterparts in New York, city authorities in London have been forced to comply with the rule of law and pursue their case through the courts.
John Cooper QC commented: "The five day trial and the hearing last week in front of one of the most influential courts in the country has firmly established Occupy as a leading and influential force in public debate. The legal proceedings recognised their integrity, determination and influence for good in modern Society."
"Of course my clients are disappointed that in accordance with the strict interpretation of domestic law, they have not prevailed today but they do not regret one second of the chance afforded to them to make their case and challenge the approach of the Corporation and the Church.
"My clients will now be urgently considering their next legal steps with their legal team and will, we anticipate, be bringing their case to the European Court of Human Rights to give that Court the opportunity to consider the state of public protest law in Britain." Professor John Cooper QC will continue to advise pro bono.
This is only the beginning
The first press release issued from Occupy London on the occasion of its first General Assembly on 15 October said: "Our movement for change transcends political affiliation – you don't have to be left or right. Come and join us as we begin to open up a space in London's Square Mile to start much needed conversations about changes in the financial sector and government, so that they better serve and protect the interests and well being of the country."
On the terms we set for ourselves, Occupy London's first four months cannot be seen as anything other than a resounding success.
This is just the beginning. The movement is growing and evolving beyond its spiritual and symbolic home by the steps of St Paul's near the London Stock Exchange. That we have been able to make our points in court – unlike so many of our sister occupations around the world – secures fair process for all protests that come after us.


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Lord Zargon thanks Forsaken and Undead Armageddon
December 24, 2013
Architects of Agony:
On Friday, September 27, I prowled the long hallways of Forsaken Haunted House in Mentor, Ohio. There were fiends on my left and maniacs on my right all night. Designer Brian Gadget Warner and show goddess Killer Katie Johnson were my champions that glorious, black night.
Cameron Undead is the producer of Undead Armageddon in Troy Township, (Geauga County) Ohio, a first-year outdoor attraction that hugs up alongside the peaceful Cuyahoga river. On Saturday the 28th, I was a zombie amongst a host of other undead berserkers who made that warm evening a lovely one. My praises to Cameron for his dedication to deadification.
Yours in blood,


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FOX 5 Storm Team
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NYC Half 2012
EVENT DATE: Mar 18, 2012
Click Here to Start Your Own Fundraiser for Any Charity
New York is Where Dreams Are Made.
There is only one New York City and only one half marathon that can put you right in the heart of it. Run through the streets of Times Square and make history by being part of the NYC Half 2012 on Sunday, March 18, 2012.
The NYC Half 2012 provides you with an opportunity to transform lives in a direct and meaningful way.
This year, New York Road Runners is partnering with Crowdrise to encourage all runners to fundraise.
You can raise money and join an official NYC Half 2012 team or start your own fundraiser. There are no minimums and no requirements and all of the money you raise rolls up into the total amount raised.
To get started, select one of the options below. Let's help support the organizations that are most meaningful to us. This is an amazing opportunity to raise more money than ever and make fundraising history.
Click Here to Start Your Own Fundraiser for Any Charity


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I have been busy for a few houres but can't fix it, my instruction:
You start with 49 matches and have to take at least one and a maximum of 24 (half). The computer does the same (random)
and the one that takes the last one loses.
Thanks in forward!


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Don't miss crucial news and insights you need to navigate the shifting employee benefits industry. Join BenefitsPRO.com now!
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The Conscious Cook: The perfection of pears
"Fall has always been my favorite season. The time when everything bursts with its last beauty, as if nature had been saving up all year for the grand finale." -Lauren DeStefano
Fall is a season full of lush abundance. The lightness of summer yields to spicier selections and a return to roasting, baking and long, slow simmering. The foods of fall are slightly heavier with rich, robust flavor. Brilliant orange pumpkin, dark green winter squash, shiny purple figs, juicy, crisp apples and luscious, ripe pears usher in a new menu of savory sensations.
Pears are particularly lovely with their undulating curves and unique shades of pale green, ivory and deeper buckskin tan. When perfectly ripe, the creamy flesh is succinctly sweet and supremely satisfying. On their own pears may be considered rather a simple ingredient. But they become quite sophisticated when roasted and caramelized and served with maple mascarpone or honey cinnamon ice cream. Those same roasted pears may be laid upon a bed of frisee or baby kale leaves, drizzled with fig balsamic vinegar and showered with shards of blue cheese for an arresting autumn salad.
For a refreshing change from applesauce, prepare pear sauce, combining the cooked down pears with plump raisins and chunks of walnuts. Saute pears in butter, a bit of rum and plenty of cinnamon and ginger and serve atop steel cut oatmeal, or tucked into tender crepes. Pears love to be combined with all the traditional cold weather spices such as nutmeg and cloves that make a home smell so wonderful.
Add pears to apple crisp, or try them in cakes, cobblers, pancakes or tea breads. Pears poached in red wine are a healthy and simply gorgeous ending to a holiday meal. Combine pears with hot peppers, cinnamon, allspice, onion and garlic for an emphatic accompaniment to roast pork or chicken.
The perfect pear offers many health benefits. They are an excellent source of fiber, which is a boon to the intestines and may be effective in lowering cholesterol levels. Foods high in fiber may also be cancer preventative and reduce the risk of heart disease. Pears provide vitamins B2, C, E, as well as copper and potassium. Pear juice may provide relief from inflammation and soothe and nourish sore throats, Pear juice may also be tremendously effective in relieving a fever.
Enjoy the perfection of pears as you prepare your delicious life!
Autumn Pear Crisp
(Serves 8)
3 large pears, peeled, cored and sliced
3 medium apples, peeled, cored and sliced
1 tablespoon freshly squeezed lemon juice
1 cup fresh cranberries, washed and picked over
¼ cup dark rum or apple brandy (optional)
½ cup sugar
¾ cup well packed light brown sugar
¾ cup flour
1 teaspoon ground cinnamon
½ cup butter, cut into pieces
1 cup pecan pieces
½ cup old fashioned rolled oats
Preheat oven to 350 degrees. Butter a 2-quart baking dish. Toss apples and pears with lemon juice and then with cranberries and rum. Spread in buttered baking dish. Sprinkle with ½ cup sugar. In a bowl, combine brown sugar, flour and cinnamon. Cut in butter until mixture resembles small peas. Stir in nuts and oatmeal. Spread evenly over fruit. Bake for 35-45 minutes until golden brown and fruit is tender.


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Donate cash via the UN Central Emergencies Response Fund
To speed up humanitarian relief efforts, the UN has set up a central humanitarian fund — the Central Emergency Response Fund (CERF) — collecting contributions to help ensure that funds are on-hand to allow the UN to save lives quickly. Donate now
Other Responses
You are welcome to propose other ways of providing support in response to this humanitarian crisis. To ensure your offer has the greatest chance of being utilised, it will be sent to a wider group of organisations that are active in the humanitarian relief operations, including UN agencies and charities / NGOs.Propose your idea


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CHOW's discussion boards have always been a refuge for people who are particular about the food they eat. As of this week, that extends to eaters of the vegetarian and vegan persuasion, as well as those on special diets like gluten- and lactose-free.
Our newly launched Chowhound Vegetarian & Vegan board is a place where you'll find (and can share) vegetarian and vegan recipes, tips on Chowhounds' favorite meat- and animal-free products, and other valuable resources for anyone interested in exploring the culinary potential of vegetables, fruits, grains, and non-animal proteins. On the Chowhound Special Diets board, you'll find tips and recipes for gluten-free eating, avoiding nuts and lactose, those with food allergies, and serious low-carb diets like paleo.
For existing Chowhounds, the CHOW family just got a little bigger. And for all the new Chowhounds these boards will foster, welcome to the savviest, most food-focused community of eaters on the Web!
Vegan lasagna photo by Christopher Rochelle / CHOW.com


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Personal contract hire is commonly referred to as a vehicle lease. The vehicle is purchased by the finance company who estimates a value of the vehicle at end of the term and your monthly payment consists of the depreciation and interest. The benefits are simply no residual value risk and fixed payments but the vehicle has to be returned in a reasonable condition and not a greater mileage than stated at contract inception or the finance company will levy a charge for this.
* All vehicle images and car descriptions on this site are for illustration and reference purposes only and are not necessarily an accurate representation of the vehicle on offer.
E: email@example.com
We-Ar Vehicles Ltd
Dene House
1 Dene Terrace
Tyne and Wear
We-Ar Vehicles Ltd are a credit broker and not a lender, we are authorised and regulated by the Financial Conduct Authority. Registered No : 621079
Registered in England & Wales with company number : 08589319 | Data Protection No : ZA075734 | VAT No :
Registered Office : 1 Dene Terrace, Sunderland, Tyne and Wear, SR6 8EQ
Copyright © 2020 We-Ar Vehicles Ltd, All rights reserved.


text: The infamous, brackishly titled Berlin-based duo Keller/Kosmas (Aids-3D) have exhibited widely from an extremely young age. Dropping out of the School of the Art Institute of Chicago and moving to Berlin at age 20, Keller and Kosmas became known in the late naughts for their dirt-style website documenting static works with a fantastical, conspiracy theorist sci-fi sensibility, in addition to weed-infused performances of laser shows and naked babes. As an artistic entity, Keller and Kosmas essentially grew up online, and for better or worse, in the public eye. Now barely 25, Daniel Keller and Nik Kosmas enjoy exhibition opportunities throughout Europe and the United States, albeit with a more concerted sense of art historical sensitivity, production know-how, and overarching artistic maturity.


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Ariel Winter Sexy by the Pool: Talks Online Body Shaming
18-year-old actress Ariel Winter recently posed by a pool for a new photoshoot in Los Angeles. The MODERN FAMILY star is also opening up about online body shaming. In a recent Instagram post, Winter says: "To those who attack me...
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Breaking News
APOCALYPSE NOW! Photos From 'Midnight Sky' Starring George Clooney
59-year-old Academy Award Winning actor George Clooney stars in the upcoming Netflix movie 'Midnight Sky' - and a first...
SUBTLE: Demi Lovato Wears a 'Dogs Over People' T-Shirt After Splitting From 'Young & The Restless' Fiance!
28-year-old 'Cool for the Summer' superstar Demi Lovato and boyfriend Max Ehrich from 'Young & The Restless,' 29, announced their split after months of dating and a two-month engagement yesterday - and now Demi is sharing a message through her choice of clothing! Lovato posted a selfie clip to her Instagram Stories today showing off a t-shirt that reads 'Dogs Over People.' The next photo Demi shared showed her getting glammed up for a photoshoot. Take a look below and let us know: ARE YOU A DOG PERSON JUST LIKE DEMI? PERSONALLY, WE PREFER CATS!! WHAT ABOUT MAX? DOES HE LIKE DOGS TOO???
HIT'S DONE! Demi Lovato and Max Ehrich End Their Engagement After Two Months!
28-year-old 'Cool For the Summer' superstar Demi Lovato and fiancee: 29-year-old 'Young & The Restless' actor Max Ehrich; HAVE SPLIT! Looks like they won't be having any more sushi dates in the near future... Lovato and Ehrich who have been engaged for the past two months have completely called off their upcoming marriage; with a source revealing: "It was a tough decision, but Demi and Max have decided to go their separate ways to focus on their respective careers. They have respect and love for one another and will always cherish the time they spent together." Max proposed to Demi - who had to be rushed to the emergency room in 2018 for a heroin overdose - back in July, after having started dating the troubled star in early March...HOW SAD! LOOKS LIKE THE HIT HAS FINALLY WORN OFF... Let us know: IS THE NEWS ANY SURPRISE?? WHO DO YOU THINK BROKE OFF THE RELATIONSHIP FIRST? DEMI???
CAN'T SEE A THING! Kelly Clarkson Says She's Being Forced to Wear an Eye-Patch!
38-year-old 'Behind These Hazel Eyes' superstar Kelly Clarkson says she's being forced to cover her right eye! Clarkson yesterday interviewed rapper Common, 48, on her show 'The Kelly Clarkson Show' and wore a black eye-patch over her right eye...👁👁👁 Kelly explained to Common: "I hurt my eye and I have to wear it. And, so, it's ridiculous. You're being interviewed by a pirate today!" The 'River Rose and the Magical Lullaby' author also appeared on LA's 'California Live' yesterday and further explained the need for the patch, saying: "Something got in there, maybe cut it, did something. It got infected. It looked like 'Hitch,' you know that movie? When it first happened, it was so puffy and I was like, 'What am I supposed to do?' I had to shoot 'The Voice,' a full day for, I think it was Battle Realities, in a patch and I was wearing all black 'cause it was already the outfit that was chosen and I looked like an assassin..." Watch Kelly's explanation below and let us know: ... HOW DO YOU THINK KELLY HURT HER EYE? IS SHE JUST DOING IT FOR ATTENTION?? SEEMS LIKE EVERYONE'S OBSESSED WITH THEIR EYES LATELY!!! 👁👁👁👁👁👁
WHAT A JOY! Gigi Hadid Gives Birth on Wednesday Night
25-year-old supermodel Gigi Hadid and boyfriend Zayn Malik, 27, are the proud parents of a brand new baby - a girl! Malik took to Twitter to make the announcement on Wednesday night, writing: "Our baby girl is here, healthy & beautiful🙏🏽❤. To try put into words how i am feeling right now would be an impossible task. The love i feel for this tiny human is beyond my understanding. Grateful to know her, proud to call her mine, & thankful for the life we will have together x" Zayn also shared a photo of the baby's hands...the famous couple have not revealed her name just as yet...take a look below and let us know: WHAT DO YOU THINK ZAYN AND GIGI WILL NAME THEIR NEW BABY? WILL SHE BE JUST AS BEAUTIFUL AS HER FAMOUS PARENTS??? Our baby girl is here, healthy & beautiful🙏🏽❤to try put into words how i am feeling right now would be an impossible task. The love i feel for this tiny human is beyond my understanding.Grateful to know her, proud to call her mine, & thankful for the life we will have together x pic.twitter.com/nvhfOkk2fw— zayn (@zaynmalik) September 24, 2020


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My last blog, about the FP Coalition's excellent comment letter to the SEC, focused on data from an Aite Group survey sponsored by the FPA. As a follow-up, I'd like to highlight some supporting real-world data that the Coalition included about what actually happened to brokerage accounts in the aftermath of the FPA's 2007 victory in its 2004 lawsuit against the SEC (which challenged the so-called "Merrill Rule").
This history is as revealing about the brokerage industry as it is about the effects of a fiduciary standard.
As you might remember, in perhaps its shining moment, the FPA challenged the SEC's application of the so-called "broker-exemption" to the '40 Act to fee-based brokerage managed asset accounts (which rendered them "non-fiduciary") and won in federal court.
It was a landmark decision that resulted in the restructuring of a significant portion of broker-dealers' business into "nondiscretionary advisory accounts" to which a fiduciary standard applied.
Here's what the brokerage industry said about the decision and its effects (taken from the Coalition Letter):
- "During the time the SEC was seeking comment on the fee-based brokerage rule, some representatives of the broker-dealer industry argued that the result of the SEC failing finally to adopt the rule: would likely work to the disadvantage of customers, who, as a result, could face increased costs or who could lose their chosen forms of brokerage accounts…"
- "During the pendency of the FPA's suit against the fee-based brokerage rule, the same broker-dealer industry representatives argued that: The forced closure of this brokerage pricing avenue would be a major loss of client choice and a significant diminution in both pricing and account management flexibility that clients have come to expect and enjoy."
- Following the Court's ruling, "the Chairman emeritus of one of the largest U.S. broker-dealers argued: 'The decision by the U.S. Court of Appeals earlier this year…… if allowed to stand without remedy, would be an incredible public disservice, resulting in fewer choices, higher costs and greater obstacles for individual investors in managing their finances.'"
Sound familiar?
To those who are following along, this is exactly—almost verbatim—what the securities industry is arguing today about the application of a fiduciary standard under Dodd-Frank to retail brokers. But this time, it truly is different: as the Financial Planning Coalition points out, we have a record of what actually happened after the FPA ruling went into effect, and it paints a very different picture from the industry's dire predictions.
As the Coalition notes, according to Boston-based Ceruli Associates, "…even after the broad market declines of 2008, the client assets in non-discretionary advisory accounts rose by almost 75% from approximately $329.6 billion at the end of the conversion process in 2007 to $574 billion in Q3 2012. Meanwhile, the level of fees charged to customers for this service model at the major national firms has stayed flat or decreased since 2007."
Further, according to Cerulli data, from 2007 through 2011, the number of FINRA registered reps "dropped by nearly 26,000. In the same time frame, the number of investment adviser reps grew by more than 6,000, and the number of dual registered representatives grew by almost 5,000, with the dual registrants showing the highest annual growth rate."
At the same time, assets "held by clients" of registered reps dropped slightly, while the client assets of RIA reps grew more than 8% a year, and dually registered RRs saw client assets grow at nearly 16%. "If it were substantially more costly to provide investment advice under a fiduciary standard, or if customers did not perceive there to be benefits to a fiduciary standard," noted the Coalition, "one would expect (at best) that the relative numbers of non-fiduciary and fiduciary professionals and their assets would have remained static."
So, as it turned out, none of the industry's dire predictions about the application of a fiduciary standard to client investment accounts came true, and in fact, the brokers who manage client assets in fiduciary accounts vastly outperformed their commission-taking colleagues. "Since 2007, those accounts have continued to multiply and grow in size without growing in cost or decreasing in flexibility," concluded the Coalition. "The Commission should be similarly skeptical today of those who argue that a fiduciary standard of care would impose crushing costs or deprive customers of relevant choices."
What they said.


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Here are some thoughts put together by JesseKeating and DavidEisenstein on the current status of the Fedora Legacy project.
Fedora Legacy - status summary -- 2006-Jun-09 thru early Nov, 2006
- What do we have?
- What do we need?
- Where are we going?
We have
A. A bad reputation (source: http://lwn.net/Articles/204722/ ... confirmation: http://www.redhat.com/archives/fedora-advisory-board/2006-November/msg00032.html ).
A. Ongoing security maintenance work for rhl7.3, rhl9 (ending at end of 2006), fc3, fc4.
A. Arguably an over-complex, cumbersome process documented and in-place for pushing out security updates for Maintenance Mode Fedora Core releases that indeed needs revamping, streamlining, and prettifying to encourage many more volunteers to pitch in (see discussion among the postings of the "lwn article on the death of Fedora Legacy" thread at http://www.redhat.com/archives/fedora-legacy-list/2006-October/thread.html#00029 , including some excellent posts by Jesse I M HO.)
A. People: (this letter perhaps a little dated)
- 4-7 regular reporters/trackers of new bug reports (some who have gotten much more irregular over the last 5-6 months) for vulnerabilities:
Michal Jaegermann
John Dalbec
David Eisenstein
Marc Deslauriers
Pavel Kankovsky
Jeff Sheltren
(a few random people here and there)
- Package/patch proposers/submitters:
Marc Deslauriers
Donald Maner
Jeff Sheltren
Pekka Savola
David Eisenstein
- 3-4 builders:
Jesse Keating (can sign and push, irregular contributor)
Marc Deslauriers (can sign and push, has been on holiday for a couple months)
David Eisenstein (recently started pushing, working on signing)
Jeff Sheltren (works on plague/mock)
- 1 retired builder
Dominic Hargreaves
- 1 regular "publish" QA'er
Pekka Savola
- a few regular "verify" QA'ers
John Dalbec
Tom Yates
Eric Rostetter
David Eisenstein
Marc Deslarier
Pekka Savola
- 1 maintainer of the "in queue/to-do" list:
Pekka Savola
- A few official and unofficial documentors:
Eric Rostetter (fedoralegacy.org site, wiki)
Jesse Keating (fedoralegacy.org, wiki)
Jeff Sheltren (wiki)
David Eisenstein (wiki)
Rahul Sundaram (wiki)
- Websites of our own:
- A download infrastructure
download.fedoralegacy.org + a worldwide mirroring system
- A plague/mock build-system
- Some roles defined (some filled, but not all): (see http://fedoralegacy.org/participate/)
- Vulnerability Tracker
- Vulnerability analyst and patch creator
- Test RPM packager
- QA tester
- Publisher (Release Manager)
- General Helper
- Resource contributor
- Webmaster
- Press Contact/public relations
- Documentation Writer/Technical Writer
A. Packages:
- Bugzilla Bugs pending as of 6/2/2006: (possible multiple packages per bug) (from http://www.netcore.fi/pekkas/buglist.html)
4 awaiting release
3 awaiting build to updates-testing
1 awaiting verify votes
0 awaiting publish votes
2 awaiting discussion
25 needing work
37 deferred (generally non-security fixes requested, possibly due to regression bugs in previous security fixes)
36 other (have not been given status, but mostly security bugs)
108 Pending Bugs
We need
A. More builders -- especially in light of http://lwn.net/Articles/204722/ ("LWN: An empty legacy") and ensuing discussion http://www.redhat.com/archives/fedora-legacy-list/2006-October/thread.html#00029 .
A. More testers
A. More testers
A. A fresh start, a new name, a lower load (?) -- see http://www.redhat.com/archives/fedora-advisory-board/2006-November/msg00032.html .
Where are we going?
This section outlines our migration plan to integrate with the Fedora Infrastructure , where Fedora Extras is located.
A. Plague instance for Legacy
- This should probably be separate from the Extras plague instance so that we don't disrupt them and they don't distrupt us.
- Build machines could be the same as extras, just an added instance for Legacy.
A. A CVS tree for Legacy to use. (DONE, by Jesse Keating & Fedora Infrastructure)
- Used for Packages and Tools
- Initially a copy of Fedora trees that we can commit to (DONE)
- Use Fedora Account System legacy group for CVS ACL (DONE -- group 'cvslegacy')
A. A legacy group within the Fedora Account System
- Used for CVS ACLs (DONE -- group 'cvslegacy')
- Used for bugzilla rights (Done yet?) (Any particular set of rights?)
A. Publishing Software
- A directory to publish to on download.fedora.redhat.com to use the existing mirroring infrastructure (NOT DONE YET)
- Start sending announcements to Fedora Package Announce List (NOT DONE YET any ETA?)
- A copy of the Fedora Update Tool used within Red Hat to manage package updates (This -- hanging on the availability of a particular Red Hat Engineer to do it for us?)
- A package signing script to gpg sign packages prior to pushing (NOT DONE YET)
A. Web presense within Fedora's Plone
- Migrate fedoralegacy.org content to Plone for static content
- Plone is held up due to python versioning on fpserv.fedoraproject.org which means plone won't become active until RHEL 5 is out, probably in January 2007 or later.
Migration Progress
The Fedora Board has approved our plan to integrate. They have asked us to make it happen. Initial integration will focus only on supporting FC3 and above. Our target integration date was just prior to Fedora Core 6 Test 2 (See schedule ). Continued support of RHL7.3 and RHL9 is continuing until the end of 2006, though no new security issues are supposed to be entered after October 1st, 2006. FC1/2 support was dropped at FC6T2 (mid-August). If they are going to continue to be supported, they will have to be supported in the exisiting Legacy infrastructure.


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Export 1 results:Sort by: Author Title [ Type] Year
Filters: Author is Eny Sulistyaningsih [Clear All Filters]
Journal Article
IMPLEMENTING THE COMPUTER-BASED NATIONAL EXAMINATION IN INDONESIAN SCHOOLS: THE CHALLENGES AND STRATEGIES. Problems of Education in the 21st Century, Problems of Education in the 21st Century, 75(6), Continuous. presented at the December/2017. Retrieved from http://oaji.net/articles/2017/457-1513710818.pdf(2017).


text:
Lagoon Light Teal Jersey Newborn Posing Fabric with Optional Wrap
Posing fabrics now available in the wonderfully soft lightweight jersey as our best-selling newborn wraps! These colourful beanbag fabrics are super stretchy for a beautifully smooth posing backdrop. Posing fabric is 2 yards in length (60″x72″) for full coverage, and edges are hand-cut and unfinished. Use over another neutral drop for full coverage!
Order the backdrop alone, or add on the coordinating wrap and/or sleepy hat! Tieback not available.
Please do not leave child unattended while using this item – it is a photography prop only.


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In 2001, Dot Duckworth found herself quickly losing her battle to liver disease as she desperately awaited an organ transplant. "I was going to be dead in probably a couple or three weeks,†she remembered. "I didn't have a month to live, and I knew it and (my husband, Charlie) knew it.†But, as her condition worsened, a miracle occurred. The Jewish Hospital Trager Transplant Center granted Dot a second chance at life when she received a new, functioning liver.
Now healthy, upbeat and nearly 79 years old, Dot has become an advocate for organ donation, picking up bowling in her spare time to participate in the Transplant Games of America.
In her sixth Transplant Games – a multi-sport festival event held every two years for athletes who have undergone life-saving transplant surgeries and living donors – Dot earned a gold medal in doubles bowling and a silver in singles.
Competing July 28-31 in Grand Rapids, Mich., Dot traveled with eight fellow transplant recipients from Kentucky, six of which underwent transplant surgery at the Jewish Hospital Transplant Center. The center also provided $200 in support for the athletes to help offset the cost of participating. The experience proved fruitful for Team Kentucky, who returned home from the Transplant Games with a total of 13 medals.
The Voice-Tribune caught up with Dot to learn more about her huge success at this year's Transplant Games and her passionate involvement in creating awareness for organ donation.
Have you been bowling for a while now?
I really only bowl with my transplant team, but then, like two years ago, (Charlie) talked me into a bowling league, which we do on Friday mornings. And I really love it. I can't believe I like it so well.
Did your life-saving transplant surgery inspire you to become more active in promoting organ donation?
It was my goal to spread the word about education about organ transplants, because when I was transplanted about 11 years ago, we would do all kinds of health care (promotion) for KODA (Kentucky Organ Donor Affiliates) and people would just walk past. … But, today, this is 11 years later, it's amazing what education has done. A lot of people are (becoming involved).
Did you participate in the Transplant Games in order to create more awareness?
Exactly. (To be able to show that) even though we're transplanted we're able to do this.
How do the Transplant games compare to the Olympics?
The rules are Olympic rules. And we have the opening ceremony with the big cauldron and torch bearers. It's very similar in that aspect. Of course, it's not the number of people, but it's exciting. It really is.
What did you enjoy most about the Games?
I enjoy the people. I enjoy seeing other people who are transplanted, and you find out their stories and if they've met their donor or not. And I enjoy just the games in itself. The competition's fun.
Will you try another sport if you return in two years?
No, I will not do another sport. If I get too bad (to the point that I) can't bowl, I'll probably do softball, which probably (when I throw the ball it) won't go this far. (She laughed.) But that's okay. It's just the idea that you're able to do it. I'm not a real competitive person. I didn't expect any medals this time. I was just going to go to go and enjoy myself.
What else are you involved in, currently?Â
I belong to a group called Second Chance @ Life group, which is made of transplanted people and supporters, donor families, and we meet once a month. And this is one of our projects is to get (Donate Life) license plates in the state of Kentucky. … We have a support group at Jewish Hospital also that meets the second Wednesday of the month.
How would you summarize your experience with your six Transplant Games?
It's just that fulfilling and seeing all these people. When we have the opening ceremonies, first off, the athletes come in by state, and then the living donors come in because we have quite a few of those now, and then the donor families come in, and there's not a dry eye in the place because they gave us life.


text: Read here from Tom Silverstein at jsonline. Silverstein has an interesting breakdown of how Walden looks so far in camp and the battle for the OLB position opposite Matthews. I think Walden should start – for a reason Silverstein doesn't pay enough attention to in the article: he makes plays. Period. I said the same thing 3-4 years ago about Desmond Bishop. Both Walden and Bishop have the gift of football instinct. Zombo and Jones, not so much. Zombo is OK, but not special (yet). And I disagree with Silverstein – Zombo is not a better pass rusher. Walden had 4 sacks in 4 games last year including 2 incredibly huge ones against the Bears. Jones is a guy I've never thought too highly of in particular because he has 1 pass rush move that doesn't work and he doesn't make many big plays. He didn't seem to be a liability against the run or anything, but overall, I think he's #3 right now behind Walden and Zombo.


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6 die in Rome when regional train slams into car
ROME -- Italian authorities say six people have died when a regional train slammed into a car that crossed the tracks.
Marco Mancini, spokesman for the Italian state railways, says all those killed were riding in the car, which was struck Saturday afternoon. No one aboard the train was injured.
The incident occurred near Cosenza, a southern city in Reggio Calabria, in the "toe" of boot-shaped Italy.
Italian news reports said most of those killed were Romanian farm workers.


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Brands > Martha Hill > Evening Primrose
Categories > Facial Care > Skin Care Sets
Categories > Sun & Travel > Travel Toiletries & Personal Care
Evening Primrose Skin Care Set
by Martha Hill
- Perfectly balanced skin care.
- For dry or dehydrated, maturing, prone to eczema.
- Our most popular range for over 15 years!
The skin care sets include everything you need for a balanced daily skin care regime and at a discounted price:
Evening Primrose Cleansing Lotion - creamy and skin smoothing.
Evening Primrose Toning Gel - cool, firming and refining.
Evening Primrose Moisturiser - light, moisturising and calming.
Evening Primrose Nourishing Cream - extra rich and soothing.
Oil of Evening Primrose
Avocado oil
Cucumber extract
Rose Geranium oil
Sesame oil
Carrot oil
Free From
Artificial colour and fragrance.
Cruelty free. Made in the UK.
To Use
1. Cleanse morning and night.Apply to face and neck and either rinse off with warm water or tissue off.
2. Apply a thin layer of gel after cleansing to face and neck. Gently massage into the skin and leave to be absorbed and then apply your moisturiser.
3. Apply the day cream to face, neck and upper bust area. Re-apply during the day if skin feels dry or taut.
4. At night cleanse and then apply the rich Nourishing Cream. Using fingertips dot cream over face and neck and then massage gently until fully absorbed.
Comments & Customer Reviews
Martha Hill - Evening Primrose Skin Care Set
" Please send skin care set asap as face a red and itchy eczema ess and my friend Mary says your set is just what I need " SB Winchester
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"Your Evening Primrose products are marvellous, especially the night nourishing cream. Have used them for years, no other creams come up to them J.T. Whickham.
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Evening Primrose Skin Care Range
- Recommended for dry or maturing skin.
- Cleanse - tone - moisturise - nourish.
- Martha's best selling range for over 20 years.
Martha Hill's Evening Primrose Skin Care Range is the perfect choice for dry or maturing complexions. The four products provide everything you need for daily skin care.
You will soon notice your skin becomes firmer, resulting in a smooth, supple skin. The texture of your complexion will be refined, reducing the risk of premature lines. Regular use may also help to reduce sensitivity and soothe minor skin irritations.
Suitable for complexions that are: dry; maturing; prone to eczema.


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WILMINGTON, NC (WWAY) — Some Wilmington businesses are joining together to create a very special prom night for a Beau's Coffee Shop employee and his date.
Yesterday, we showed you their prom-posal video that went viral.
"Of course, I jumped on it to watch it and probably had the same reaction to it that everyone else had," Camille's Prom store co-owner Joanne Miranda said.
Miranda watched as Lillie asked Beau's Coffee Shop employee Trevor to prom.
"It was just moving," Miranda said.
Then, Miranda shared the video and proposed an idea.
"Right away, I was like, well, we've been fortunate enough to give tuxes to some other young gentlemen," Miranda said. "Why not offer it up to him to?"
Design a Dream Events Owner Jana Ingraham saw Miranda's Facebook post and the ideas started spinning.
"Why not run with this and make it even bigger and make this like a huge event for them?" Ingraham said.
Within 12 hours, she had a plan and almost a dozen vendors on board.
"Take them around the day on an excursion in an adventurous kind of way," Ingraham said.
To start, a limo will pick them up.
"We go get his hair done and her hair and make up done," Ingraham said.
Then, they will have lunch.
"They get pictures together," Ingraham said. "From there, British Taxi is going to take them to Prom in one of their vintage cars."
It is a once in a lifetime experience that Ingraham said everyone should get to experience.
"Prom is something you always remember," Ingraham said. "For everybody, whether it was a good experience or a bad experience, prom is prom."
At the end of the day, Ingraham hopes they take away something a little more than that.
"Just to always pay it forward and give back," Ingraham said. "I mean we're a community that needs to be kind and love each other. We're a world that can be all about the bad things sometimes, so it's nice to highlight the good things that happen around here too."
Ingraham said she still has some details to work out before prom on May 7. She said they also have a photographer and videographer on board to document the whole thing.


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If you sell your car privately it is vitally important that you make sure the change in ownership is properly documented with the state. Otherwise, it could haunt you.
I often represent people who have bought defective cars and I have been discussing automobile sales with people now for 23 years. While many people focus on the car they are buying, the car they are selling needs some attention as well. Especially if you are selling it to an individual.
In most instances, a person can sell something to someone else by agreement. You and I agree that my widget will cost you $100. You pay me $100 and I hand you the widget. Deal done. Of course, an attorney might tell you that if you want to be extra careful you could document the transaction by creating a Bill of Sale or some sort of receipt but in most instances the "handshake" deal would be sufficient.
An automobile has one further level of intricacy: The Certificate of Title. Most states track ownership of vehicles through the titling process. At any moment in time, someone can verify ownership of a vehicle by asking the state to confirm the last titled owner for a given Vehicle Identification Number. For example, if the State Police fished a car out of the local reservoir and were curious about its owner.
Now, you want to sell your vehicle. You run an ad and find a buyer. The buyer comes over, looks at the car, kicks the tires and agrees to buy it. He hands you cash and you sign the title over to him. He drives off with the car and you have a pile of cash. Are you good with that transaction?
Not necessarily. At this moment in time, the state still shows you as the titled owner of that vehicle. Suppose the buyer leaves your place, buys some crack and then smokes it while speeding through the nearby playground, running over children in a fashion that will make national headlines. True, they will arrest the driver but someone will also likely run a check to see whose car it is. Why? Among other things, many states have Owner Liability. That is, the owner of a vehicle is liable for things which are done with it. You might argue that this car is not yours anymore since you sold it a few minutes earlier. After all, you have some cash to prove it. Wait - Cash proves what now? There's that title you gave to the buyer – that's still around somewhere, right?
Over the years I have heard many variations of what can go wrong with these deals. The guy who sold a car and several years later found out that the car had been abandoned after being ticketed repeatedly for being left on the street with no license plates. The state said all of the tickets and the impound fees were his responsibility because no one ever bothered to retitle or reregister the car. Or the sellers who have been sued shortly after the sale because the new owners hadn't gotten a new title, plates or insurance before getting in their first accident with the car. That Owner Liability thing I mentioned above caused sellers to get dragged into messy lawsuits.
What could have been done to avoid this? Once you strike a deal, tell the buyer to meet you at the local DMV, Secretary of State's, or whatever your state calls the place that does car titles, license plates, and so on. This will allow the two of you to stand at the counter and apply for the new title together. AND, this way the buyer can also get license plates and drive the car off legally. Haven't you always wondered about those people who buy used cars privately and then drive home in them? I mean, everyone does it. It must be legal, right?
Yes, this will be a slight inconvenience because it most likely means you cannot close the deal on a Sunday and the nearest office might be a few miles away. But at least you won't be getting that 4 a.m. phone call telling you that the State Police just fished your car out of the reservoir and they have a few questions: 1) Whose body is that in the trunk? 2) Is the 19 pounds of crystal meth in the trunk yours? 3) Will you be paying the $5,000 car retrieval costs by cash or credit? And 4) When can you meet with the EPA to discuss the remediation costs for the motor oil and gasoline with which your car just contaminated the county's water supply?
Follow me on Twitter: @stevelehto
Steve Lehto is a writer and attorney and has been practicing consumer protection and Michigan lemon law for 23 years. He taught Consumer Protection at the University of Detroit Mercy School of Law for ten years and wrote The Lemon Law Bible. He also wrote Chrysler's Turbine Car: The Rise and Fall of Detroit's Coolest Creation and The Great American Jet Pack: The Quest of the Ultimate Individual Lift Device. He urges you to consult with a local attorney to see how the article above comports with the law in your state.


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31/10/2010 – v1.1 Released. Improved mailing/utf-8 character support.
22/07/2009 – v1.0 Released for Public Sale.


text:
Stellaris® LM4F120 LaunchPad Evaluation Kit
This product has been released to the market and is available for purchase. For some products, newer alternatives may be available.
See Also
This board is no longer available. Please see an enhanced version board EK-TM4C123GXL instead:
- DK-TM4C123G EK-TM4C123GXL- ARM® Cortex®-M4F Based MCU TM4C123G LaunchPad™ Evaluation Kit
- SW-EK-TM4C123GXL Tiva™ C Series LaunchPad Evaluation Board Software
The new, enhanced Tiva™ C Series TM4C123G LaunchPad is now available.
The Stellaris® LM4F120 LaunchPad Evaluation Board is a low-cost evaluation platform for ARM® Cortex™-M4F-based microcontrollers from Texas Instruments. The design of the Stellaris LaunchPad highlights the LM4F120H5QR microcontroller with a USB 2.0 device interface and hibernation module.
The EK-LM4F120XL also features programmable user buttons and an RGB LED for custom applications. The stackable headers of the Stellaris LM4F120 LaunchPad BoosterPack XL Interface make it easy and simple to expand the functionality of the Stellaris LaunchPad when interfacing to other peripherals with Stellaris BoosterPacks and MSP430™ BoosterPacks.
The Stellaris LM4F120 LaunchPad Evaluation Kit offers these features:
- A Stellaris LaunchPad Evaluation board (EK-LM4F120XL)
- On-board Stellaris In-Circuit Debug Interface (ICDI)
- USB Micro-B plug to USB-A plug cable
- ReadMe First quick-start guide


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Fors4ken wrote:Im curious, do these missions set up a semi realistic environment or simply search for a string when doing injections?
For example, missions that require SQL injections; Do these actually communicate with a database with unsanitized input or do they simply search for a proper "SQL injection" string?
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