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GOOD FOR YOU: Trusler surprised by Irion's homemade carrot cake after school board meeting
August 29, 2012
There's nothing like eating a piece of homemade cake at the end of a long work day.
Windsor-Severance Re-4 School District Superintendent Karen Trusler was surprised by the school board with a homemade carrot cake with cream cheese frosting and her photo on top of it for recently being named a Women of Distinction 2012 winner in education at the Northern Colorado Business Report Women of Distinction Annual Breakfast on Aug. 8 in Loveland.
Trusler was given the cake at the end of the school board meeting Monday night in the administration building. School board president Sean Ash had some kind words to say about Trusler.
The cake was baked by school board member Carlene Irion, who has been known to bake and decorate cakes on special occasions for people throughout the area and who could have her own cake-baking and decorating show on the Food Network.
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Trusler said during the meeting that the first week of school got off to a smooth start.
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Steve Denny, director of maintenance and operations for the school district, agreed.
"This has been the smoothest opening of school in my 30 years in the district," Denny said.
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Windsor High School junior Michael Yauk, the new student liaison to the school board, reported to the board that feedback has been positive in regard to new WHS principal Michelle Scallon.
Yauk said that Scallon is getting to know the students and is walking up to them to get to know their names. Yauk said that Scallon is a really involved principal who even goes to practices to check on the fall sports teams.


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Visualizing Argumentposted: 3.21.07 by Barclay Barrios
Have students review the material in the handbook on visual arguments or visual aids. Ask them to come to class with a visual supplement to the current reading—a chart or diagram or photograph. In groups, have them share this material and then consider how incorporating it into the essay would enhance or change the author's argument.
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Categories: Argument, Assignment Idea, Collaboration, Document Design, Learning Styles, Visual Argument, Visual Rhetoric
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subset: commoncrawl


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Book: Ready to take a talent to the next level of mastery, experienced teacher can provide guidance
Guidance: Long hours of practice will be ready
I chose this card today because today was a day when I really felt like I was advancing in my job and ready to take it to the next level. Because of my efforts we have multiple projects with full OCM in the pipeline and people are honestly looking at what we do having an educational component instead of just getting through the workshops. That was refreshing to hear and I felt as if I was vindicated in all the hard work that I do. However, even though I may be at the forefront of the efforts, it is and always has been a team effort as I couldn't do this without the support of my management team and without mentorship. It is so incredibly helpful to have someone to go to when things get rough and to have someone who can give me guidance about the company and how to navigate.
The personal work I've done has also paid off as I'm starting to see how I self sabotage and refuse to view myself as a leader because of my dad's belief that women should not take high paying jobs because men need them more. That was a bullshit comment that my dad made and it was wrong. What he seemed not to understand is that a) jobs should be given to the people who are the most qualified and should not be given out based on need and that b) there are plenty of women who are responsible for supporting their families. I loved my father dearly, but that was one of the most asinine things I've ever heard anyone say and the really unfortunate part is that I had no idea until recently how much I had taken that stupid comment to heart and was believing that as a woman I had no right to be in a position of power. Although intellectually, I saw the stupidity and misogyny in this comment, there was obviously a little piece of my soul that bought into this viewpoint and I've been self sabotaging every time I have people reporting to me. However, it's time for that to stop and I'm ready to move into a more senior role.
I'm grateful I got home safely
I'm grateful for John's guidance and mentoring
I'm grateful for our good meeting about kick offs
I'm grateful for the support of my team
I'm grateful that Wendy loves me so much
I'm grateful for the time spent cuddling Wendy
I'm grateful for the yummy lunch with Sean and Cam
I'm grateful for fresh raspberries
I'm grateful for my beautiful house


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Doggies made of beads make me happy! I was on my way home tonight and saw a neighbor walking their labradoodle and smiled. The sun was shining, the grass and trees are beautifully green....I was thinking, ahh, life is good!
I was just re-visiting that moment in my mind and remembered these little beaded doggie figures I made a few years ago...aww!
I love the wooden dog on the necklace, but I really need to figure out a necklace or bracelet foundation for the white faceted doggie.
Okay, maybe a bracelet because I'm selfish and want to see the little guy all day! :) Thoughts?
Appreciating the individual beauty of beads and the unique works of art they are used to create!
Thursday, April 19, 2012
Doggies Made of Beads
5 comments:
- Sarah Sequins said...
Aww! I love dogs.
I think a bracelet is a great idea. Maybe in a dark color so the white dog stands out?
- April 20, 2012 at 1:54 AM
- Kim said...
I like the bracelet idea too. Cute doggies!
- April 20, 2012 at 10:38 AM
- Pretty Things said...
So cute!~
- April 20, 2012 at 12:44 PM
- Lisa Crone said...
Thanks everyone!! :)
- April 20, 2012 at 11:51 PM
- Electric Dog Fence said...
I'm very glad I found your blog. Thanks for the sensible critique. I and my friends were just preparing to do a little analysis about this. I'm very glad to see such good information being shared freely out there.
- October 23, 2012 at 10:34 PM
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1. Re: gettimeofdayJoMe_264151 Dec 9, 2016 10:43 AM (in response to userc_39205)
Welcome in the forum, BB.
Since you do not have an OS on a PSoC the gettimeofday() will not work as you expect. Think about using the RTC component.
On the other hand, there is already a CyDelayUs() API. Check the "System Reference Guide" (from Creator -> Help).
2. Re: gettimeofdayuserc_39205 Dec 9, 2016 12:21 PM (in response to JoMe_264151)
Thanks for the quick reply. Makes sense. I didn't know if the PSoC maybe did some tricks to make functions like that work. And thanks for the tip on the CyDelayUs(). I'm still kicking the tires on this thing and getting an idea of how it behaves.
3. Re: gettimeofdayJoMe_264151 Dec 9, 2016 12:38 PM (in response to userc_39205)
Just in a few sentences: PSoCs consist of an ARM processor with moderate speed, flash and sram and real routable internal hardware.
With that hardware a handful (PSoC5: more than 100) of components are built that can be put onto a schematic and routed as required.
When using PSoCs with internal UDBs (Universal Digital Block) you even might use a hardware definition language (Verilog) to build your own hardware components. There are analog components as opamps, ADCs, DACs, comparators, S&Hs, analog MUXes. There are digital ORs, ANDs, NOTs and whatever you need. Use them, think PSoC. There are a couple of video tutorials that will help you starting off. Get hands on one (or two) of the prototyping kits for PSoC4 or even better the PSoC5.
Happy coding


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The Tribe
Presented by Renegade Productions, 2013
Director: Joe Lui
The Blue Room Theatre
Set & Costume Design: India Mehta
Visual: Shaun Tan
Writer, Composer, Lighting Design: Joe Lui
We are us. They are them. Love us. Kill Them.
And so has the sanguine history of our species been writ.
Through separate worlds, and in separate performances, we hold a mirror up to the great sin, encoded into our very genes, that makes sinners of us all. Through The Fall of Lucifer and the story of a woman's escape from the comforts of her domestic life, The Tribe asks questions about our inherent need to band together, about our quest to belong.
Above all, we ask: What will it take for our species to overcome the tyranny of our love of The Tribe?


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Advertising - Specialties
Monday - Friday 8-5
Driving Directions:
Driving Directions
Head west
Turn left onto North Providence Road (MO 163)
Turn left onto East Stadium Boulevard (MO 740 East)
Turn right towards US 63 South: Jefferson City
Merge left onto US 63 Sout
About Us
Vehicle wrap company. that specialize in wraps. we offer a compleat line of services from dconcept to completion


text: Studies have shown that at least half of all high school students have admitted to cheating on tests, although some experts say the situation is starting to improve. Through objective overviews, primary sources, and full-color illustrations, this title examines What Is Cheating?, How Serious a Problem Is Cheating Among Teens?, Why Do Teens Cheat? and How Should Teen Cheating Be Addressed??


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About Us
Trade In's
R/c Doctor
Contact Us
Online Store
The UDI Lark is an all in one mini quadcopter with the ability to see a real time video feed from the onboard camera! Start and stop video recording, or snap a picture, all remotely from the radio controller. Then, you can insert the micro SD card from the camera into the remote control and view or delete items from the card using the FPV screen. Of course all of this comes with a 6 axis stabilized quadcopter capable of aggressive flying and stunts. With multiple flight modes, you can slowly progress your skills until you are flying with the best of them. When it's time to recharge, an audible alarm sounds letting you know. Charging is accomplished using the included USB LiPo battery charger. If you are looking for a quadcopter that has it all in a small package, look no further!


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MikeI believe learning is an individual process. As I work with my students, I spend our first session getting to know how they process things and tailor our sessions around that. I believe learning is important no matter what path a person takes, and work to ensure all my students make the most of their education and our sessions together. I can help students in a variety of different subjects related to science. This includes biochemistry, biomechanics, cell biology, developmental biology, molecular biology, and science. I'm also versed in Spanish 1 through 4. I'm a graduate of Mercy College, where I earned my bachelor's degree in Biology. In my spare time, I love to read and write and enjoy getting outside and running.
Mercy College - Bachelors, Biology, General
High School Biology
Spanish 3
+43 subjects
KeithHi, my name is Keith. I'm a tutor who has a bachelor's degree in mathematics from Manhattanville College. I'm currently pursuing a master's degree in mathematics education from the same school. As part of my degree program, I'm also working as a student teacher at a local middle school. As your private tutor, I would be happy to help you with topics like algebra, calculus, elementary math, and middle school math, amongst other things. Consider reaching out to me if you could use some help in one of these subject areas. I'd love to use my experience as a math educator to help you get more out of your education.
Manhattanville College - Bachelor in Arts, Mathematics
Manhattanville College - Masters in Education, Mathematics Teacher Education
AP Calculus BC
Elementary School Math
IB Mathematical Studies
+13 subjects
AcaciaHi, my name is Acacia. I'm a tutor who has a bachelor's degree in biology from New York University. My experience as a tutor dates back to my time in high school when I helped my peers with a variety of topics. I work as a tutor because I'm passionate about helping others discover their own academic passions and abilities. I can help you with subjects like algebra, biology, geometry, and test preparation. When I'm not working as a tutor or studying, I enjoy reading, trying new restaurants, and playing tennis. Reach out to me if you'd like some help with one of the subjects I specialize in. I'd love to work with you.
New York University - Bachelor of Science, Biology, General
SAT Subject Test in Mathematics Level 1
Test Prep
+32 subjects


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Three hurricanes seaborne
Monday 10th September 2018
New disturbance Thirty Seven has developed over the north-west Caribbean and is producing a large area of heavy squalls but there are no indications of a circulation developing. This will move into the south-central Gulf on Tuesday then track slowly north towards the Texas coast by Thursday. There seems to be no serious signs of development at the moment.
Hurricane FLORENCE is now around 1250 miles south east of Wilmington, NC headed west-nor'west at 10 knots. This is blowing a hoolie at 110 knots. FLORENCE has a current hurricane severity index rating of 15 out of 50 (5 for size and 10 for intensity) with a predicted maximum at landfall of a powerful 32 (13 size, 19 for intensity) which will have a tropical storm force windfield radius of 160 miles. There would appear to be little in the way of meteorological mitigation ahead which would prevent this making a landfall in North Carolina as a category 4 storm on Thursday evening, but I wouldn't dismiss a turn before that which could mean a protracted swipe along the coast.
Hurricane ISAAC is now 1100 miles east of the Lesser Antilles headed due west at 16 knots. This has a current hurricane severity index rating of 8 (3 for size and 5 for intensity) which is close to a predicted peak of 9 (3 for size and 6 for intensity). ISAAC is predicted to strike the central Lesser Antilles as a hurricane or strong tropical storm Thursday morning, but thereafter weakening as it enters the Caribbean due to strong wind shear. This is a tiny little storm but packs a punch which may weaken before landfall, but I wouldn't count on it.
The third of today's hurricanes is HELENE now 300 miles west of the Cape Verde Islands and starting to curve away harmlessly towards the north west and is expected to turn to the north in a couple of days, well clear of land.
Harsh days at sea and storm cones aloft in the Carolinas and Lesser Antilles.


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Illumine your business, work, and residential spaces with edge lit acrylic signs that create an impressive visual appeal to your visitors and clients. These edge lit signs create an unsurpassed beauty and an amazing highlight of the features of your spaces and merchandise displays.
They come in different colors, sizes, shapes, and designs that can espouse the true spirit of your business or residential spaces. Their brilliant lighting emanating from LED lights of different colors can captivate your visitors and attract lingering looks that can allow them to get a good view of what you offer.
Edge lit signage technology is the in thing for all businesses that wish to make a visual statement about their establishments and offers. At POPAI Global, we are at the forefront of the movement, and we make sure that we deliver high-quality edge lit acrylic signs that are true beacons of attraction. We have an extensive portfolio revealing our works and the impressive workmanship that has granted most of our clientele great satisfaction.
Our designers have rich talent and their works attest to their true professionalism and long-term experience in the creation of dazzling edge lit acrylic signs. We have handled complex and intricate designs that seek to capture the true spirit of your spaces, and our products are ideal for virtually all business types. You can get amazing edge lit acrylic signs for your washrooms, offices, fire exits, merchandise displays, and even welcome signs – just to mention, but a few.
First impressions often make long-lasting and fond memories that often bring shoppers back to your doors. In most instances, the first thing that shoppers or visitors look at is the signage at your business premise. A clear and attractive edge lit acrylic sign will not only attract attention, but it will also give your prospective clients an inviting appearance that can make them pop into your shop to take a look at your product and service offers.
Apart from attracting consumers, the signs also make a statement about your business, which makes you stand out as a conspicuous icon in your niche of operation. The sophisticated looks that edge lit acrylic signs offer reveal that your business is on another level. All this comes at budget-friendly offers because edge lit acrylic signs are made from affordable and durable acrylic or Perspex material and LED lighting technology that consumes less power and produces minimal heat and glares.
POPAI Global guarantees you both aesthetics and top-notch products when it comes to Edge Lit Acrylic Signs, Backlit Acrylic Signage, Retail Signage, LED Illuminated Signs, 3D Fabricated Signage, Illuminated & LED Signage. Buy an edge lit acrylic sign today and make your business stand out through its magical brilliance!


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- Christmas InDurham
- Renewal
- Visitors
- Businesses
- Investors
The Durham Business Improvement District Company (Durham BID) works to support businesses within Durham City Centre, through their marketing and communication activities, to attract local visitors. It also engages with people living within a 30 minute drive-time of the city, encouraging them to view the BID district as their service centre of choice, in turn increasing consumer footfall and therefore supporting the local economy.
Durham BID have developed the 'InDurham' brand through events including Fashion InDurham, Dine InDurham, Live InDurham, Independents InDurham, Christmas InDurham, Doodles InDurham, Balloons InDurham, Summer Fetes InDurham and Fire & Ice InDurham.
Part of Dementia Friendly Durham City.


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Eighth grade students at the Academy of Aerospace and Engineering are beginning an earth science unit that focuses on the Solar System. To help them build and reinforce their learning, Ms. Garavel had the students design a series of activities that they could use to teach fifth graders about the Moon. The project required the eighth graders to research a topic, then design a fun way to teach that topic. They then hosted a series of fifth grade student tours where the younger students rotated through the activities. All the students agreed the activities were educational and fun.
The seventh grade students have also been learning by teaching. They invited their seventh grade teachers to the academy and taught them how to fly the flight simulators. This reinforced their knowledge of flight, as they had to explain how to operate and control an airplane.
Here are some photos of these events–first are the 8th graders teaching the 5th graders about the Moon:
Here are the 7th graders teaching their teachers to fly the flight simulators:


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Correlates with the Glencoe textbook, Civics Today: Citizenship, Economics &You. Covers 7 units on: citizenship, foundations of American Government, the US Constitution, branches of government, voting and elections, state and local governments, law. Includes suggested pacing, worksheets and graphic organizers. 111 pages.
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Neighbours star Olympia Valance – better known as Paige Smith – has claimed filming the soap in Melbourne winters has been known to give the cast frostbite.
The Aussie soap is a big hit with UK audiences, but because it is shot months in advance, the summer scenes are actually shot during the winter.
It's not as glamorous as it looks," said Olympia, at
the Neighbours 30th anniversary party in London this week
. "
It's always summer in Erinsborough and you guys need a little more summer in your life.
"It's awful. You don't realise how awful it. We do this for you guys.
"Sometimes we actually take our clothes off in the pool, at like zero degrees, and we're up in the mountains so it gets really, really cold.
"There was a couple of years ago that it got so cold, that the girls got frostbite. So now we have hot water bottles and blankets."
Olympia was at the celebratory bash with co-star Tim Phillipps, who said that the sunshine was one of the reasons why the show is such a hit in Britain.
Tim Phillips plays Daniel Robinson (Yui Mok/PA)
"Sunshine is a big part of it," he said. "And that means we have to be cold in winter, trying to pretend it's sunny for you guys!"


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New Shadow of the Tomb Raider trailer explores Lara's guerrilla techniquesPlatforms: All
Last week, Square Enix gave us a sneak peek at the deadly tombs Lara will be exploring when Shadow of the Tomb Raider launches next month. Now, to increase our anticipation levels further, they have released a new trailer showing off the numerous guerrilla techniques ('combat tactics') Lara has at her disposal.
In the video above, we get a closer look at the stealth and range attacks Lara can perform, how she uses nature to disguise herself from enemies, and how she can instil confusion and fear in her foes.
We're extremely excited for Shadow of the Tomb Raider, and can't wait to get our hands on it when the title launches for PS4. Xbox One and PC on September 14 2018.


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Dr Ng and Dr Boulos share the common goal of making sure dental procedures are comfortable for our patients. We will always completely numb the area where your procedure will take place, so your treatment is as painless as possible
Normally, pain is not a regular feature in most implant procedures, as there are very few nerves in the jawbone. In some complicated cases, involving multiple implants and grafting procedures, a short course of analgesics postoperatively will usually suffice to control pain.
The mouth heals quickly with the proper care at home. We will go over post-operative instructions to help you enjoy healthy healing without complication.
The integration process for dental implants takes about 3-6 months. As your implant integrates with your jawbone, you will not feel pain. We will arrange routine follow-up visits to monitor healing and ensure that the process goes smoothly.
After integration, we will then plan for your final restoration – the dental implant crown. This procedure is non-invasive and since your dental implant is made of titanium, requires no prep to natural teeth.
If you feel anxious about pain, or have additional questions regarding what to expect during your dental implant procedure, contact our Oatley dental clinic. We are happy to help put your mind at ease, so you feel confident in the care you receive.


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Another annual National Comic Book Day today (May 4, 2013) descended upon us with a glorious cloak of comic titles that most comic book stores around the country passed out, first-come first-served, to comic book fans and patrons of all ages!
Almost everyone in our house is some sort of comic or graphic novel fan. Tim was previously a huge collector, and now he's still an avid reader (and is a wealth of factual comic trivia) and me…well, I've always loved how a comic in print captured my visual senses with the vibrant and beautiful art and action-packed emotional stories.
With all the superhero and comic-based movies coming out over the last few years, most people at least are enjoying superheroes…but there are so many other great comics to enjoy out there now, no matter what age you are. My son mostly enjoys the movies, but my daughters (age 9 and 5) love our almost annual treks to a random comic store (where we generally pull out the google search in lieu of map, point, and search….then embark on a laughable twist and turn, stop and back up, scenario down side streets until we find the store, which generally is tucked back away in the not so common areas of town, decide if it's safe for kids, and then scout it out).
This year we found a rather nice store in Canton called Bill's Books and More. He had lots of comics, great sales, and even had a comic book illustrator on-hand signing autographs (more on that below!).
Tim and the kids at Bill's Books and More
Once there the girls love getting to pick out their free comics. Our middle daughter likes a wide variety, as she picked out Hulk today, Smurfs (did you know it started out as a comic in Belgium before coming to the US through Hanna Barbara?), and Superman! Our five-year-old also chose Smurfs, Disney's Tinkerbell, and Batman (her fave guy). She enjoyed reading Tinkerbell all the way home at which point she declared "Whew! Can you believe I read that whole comic already? It was awesome." This is the first year she has been able to read them to herself!. I'm a proud mom that she's reading and enjoying comics.
Seriously worn out, but intent on her comic.
I have to admit that Tim and I enjoy choosing some titles too. We might not be looking as die-hard collectors, but just enjoy the experience. Tim got a Walking Dead title they distributed for the day and Marvel's Infinity, and I got Dynamite's Damsels Mermaids ( a new original story) because simply…I like Mermaid stories. Mermaid #1 will be in stores next week.
Also, I had read for review the comic for children called Mouse Guard with Addie last week. They had a Free Comic Book Day title of Mouse Guard, a Flip Book that also featured Rust, Jim's Henson's Labryrinth story, and another short. The art and type in this comic is just right for little people and extremely well-done. I love the bigger font with fewer words so they can read on their own. Mouse Guard reads like a picture book. The art is adorable in them all. This compilation is from Archaia Entertainment.
Our stash of free comics from the day…
Then, there was the excitement of getting to meet longtime comic book artist of the Green Lantern series, Darryl Banks, and having him sign a comic for us! He lives in Columbus and works as a freelance illustrator and commercial artist now, but I've read he still loves comics the best. He is best known for working on the Green Lantern Vol. 3 for a seven-year stint, but he also created costumes, characters, and conceptualized. If you want to see more of his amazing art you can go here: http://www.comicartfans.com/gallerydetail.asp?gcat=11377.
Darryl was so very nice to the kids. Soft-spoken and kind, when Emma asked him, "How did you start to become an artist?" he smiled and told her he'd been drawing ever since he was even smaller than she. He told her to keep at it and not to stop pursuing her dreams. My daughter was beaming after this meeting. Thank you very much, Darryl for encouraging her!
Darryl Banks, with my kids, at Bill's Books and More
For me, nothing has even beaten the feel of a glossy comic with all this splendid art igniting my senses and now nothing beats watching my girls sitting back, comic in both hands up to face, legs crossed, and deep intent on reading.
Thank you to Bill's Books and More, Darryl Banks, and everyone nationwide who is responsible for bringing us National Comic Book Day!! It's a great way to promote literacy and art!
National Comic Book Day Link for 2013: http://www.freecomicbookday.com/Home/1/1/27/981
Bill's Books and More, Canton, OH: http://billsbooksandmore.com/blog/
See last year's National Comic Book Day 2012 Guest Post by author Hunter Shea by clicking HERE!
See my post on how graphic novels help kids read by clicking HERE!


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The Cerberus Brothers are three vicious villains from the Extinctioners universe, although they can merge into a single entity (hence their name, a reference to the mythological guardian of the Greek underworld).
They made their first appearance in the webcomic, "Arctic Blue" and were enforcer of the arch-villain, Corruption - in this story they pursued Arctica with the intention of capturing her so their master could drain her powers.
The Brothers proved unable to beat Arctica as she used her cryokinetic abilities to literally freeze them, forcing Corruption to begrudgingly use on of his "tails" to free his henchmen, while his sister Pain looked in amusement and had the much more effective killers known as the Femme Fatales take over the hunt.
Although by no means a match for a hybrid of Arctica's level the Cerberus Brothers did manifest superhuman abilities, allowing them to merge into a single entity - gaining the strength of three adult canines all in one body and three independent heads - they can also separate back into three unique bodies at will.
They also show some degree of invulnerability as they survived being frozen in ice by Arctica, albeit they were unable to free themselves without Corruption's aid.


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Investors are increasingly targeting France's housing sector, where government policies are seeking to address a shortage of space.
"We have been talking to a lot of foreign investors interested in French housing," says Christophe Volle, Director of French residential investment at JLL. "There is a real need, and a real will, to attract foreign investors."
A strong signal came in a watershed event late last year: the first sale in decades of public housing into the private sector.
French state railway company SNCF sold a vast, 4,000-unit portfolio for €1.5 billion to a consortium headed by Swiss Life Asset Managers and quasi-state entity CDC Habitat, and including Germany's giant listed housing firm Vonovia.
Paris is wasting no time. In January, Ampère Gestion, the CDC unit that led the SNCF portfolio acquisition, closed a new intermediate housing fund with €906 million in commitments from 15 institutions, mostly private and half of them from abroad. It also added €650 million in financing from a wide group of European lenders.
"A cautious makeover of the sector is underway, with investors increasingly tuned into the idea that the sector is now more attractive," says Christophe Volle.
Policy shift
France, like many countries, is facing a housing shortage, particularly for lower- and intermediate-income families.
Demographic shifts are a contributing factor. Demand for rental housing from younger, work-age French is soaring, while the gap between supply and demand remains wide.
Seeking to address the issue, Prime Minister Édouard Philippe last October announced a wide-ranging reform of state real-estate management, potentially transferring up to 100 million square meters, including social housing, to property firms "in the image of those created by public or private actors with large real estate holdings."
The move came at a propitious moment. Institutional investors are pouring into European multi-family residential, which is perceived as a low-risk, granular asset that generates reliable cash-flows – a benefit should the global economy slow or contract after its long upward trajectory since the financial crisis, says Volle.
The UK, Germany, Spain, Netherlands, Sweden, Austria and even Poland are attracting significant capital inflows.
The French state currently owns a real estate heritage of 100 million square meters that consumes about €10 billion in government spending annually, The French Government said. To reduce this and begin to earn revenue, the strategy is to move away from piecemeal sales – which has brought in millions of euros for public coffers since the 1980s. "This model has run out because all the best assets have now been sold," one government official says.
It's a big deal
The sale of SNCF's portfolio is the biggest sign of how much foreign institutional demand exists.
The off-market auction attracted a host of foreign institutions including U.S. giant Blackstone, Germany's Union Investment and listed manager Patrizia.
Most foreigners quickly joined consortia headed by French firms such as Primonial and Amundi, seeing better chances of success. All in all, more than 10 bids came in, most containing foreign capital.
Among those taking part in Ampère's new fund include Singapore sovereign wealth fund GIC. Ampère in 2014 raised a fund of about the same size, which had attracted Germany's Allianz, British-based Aviva, and Italy's Generali, among others.
Demand for development
With too few sizeable portfolios on the market, many institutions are adding French housing developments to their portfolios, Christophe Volle says. One such project in Suresnes, a western Paris suburb, was snapped up recently by British investor Aberdeen Standard Investment.
To be sure, changes to the sector will come gradually. President Emmanuel Macron's ongoing dilemma with a difficult social environment which is an example of just how sensitive France can be over any whiff of change for medium- or low-income households.
Still, Volle expects projects to be increasingly significant for residential investors in France. For one, social landlords will be obliged, on account of shifting regulations, to invest more in standing stock and less in projects. French developers also are more open to forward-selling entire projects, securing the cash flow early, he says.
There is also the draw of residential construction accompanying the Grand Paris project. "They know now that the entire infrastructure is going to be new, especially the metro network, and understand clearly that less-sought-after locations at present are going to be in very high demand in a few years' time," Christophe Volle says.
Click too read about whether investors can capitalize on Europe's rock bottom interest rates?


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By Greg Ninness
One of the perhaps unintended consequences of the Government's move to stop residential landlords charging tenants letting fees, is that it should promote competition and improve efficiency among letting agencies.
It has been a commercial anomaly that it is the landlord who chooses and hires a letting agency to find and sign up a tenant on their behalf, but it is usually the tenant who pays the letting agency's bill.
Under that arrangement, tenants have very little leverage to ensure that the fee they pay is reasonable or that the letting agency is providing value for money.
In theory they could try and negotiate a lower fee, or walk away from signing up for a property if they thought the letting fee was too high.
That is not as far-fetched as it sounds.
In times gone by when we had negative migration growth and the market was awash with rental properties, it was not uncommon for landlords to advertise their properties with "no letting fee" to try and attract a tenant.
But those days are long gone and the reality tenants face today in a market where the supply of housing is tight, is that they just have to grin and bear paying the letting fee if they want to secure a property to live in.
For their part, landlords are in a far superior position to negotiate the fees a letting agency charges, but under the current arrangement have no incentive to do so because they are not the ones paying the bill.
But all that will change on December 12 when an amendment to the Residential Tenancies Act comes into force that will make it illegal for landlords and letting agencies to charge tenants letting fees.
So landlords will be paying the bill.
That could usher in major changes for letting agencies because it means cost becomes one of the factors landlords will consider when appointing a letting agency.
And landlords are notoriously cost conscious.
For agencies that means not just providing a good service, but providing good value for money.
It is likely to lead to more innovative pricing packages among agencies, perhaps tied to other services they may provide such as property management, and of course landlords with large portfolios will likely be able to negotiate a better deal for themselves than mums and dads with just one or two rental properties.
It will probably also lead to efficiency drives within letting agencies as they seek to control their own costs to protect their margins.
That could lead to a shakeout in the industry over time as less efficient players fall by the wayside.
That could favour the larger players whose size helps them develop economies of scale, or agencies that have specialist expertise in a particular niche of the market.
There could well be a round of mergers, acquisitions and rationalisations over the next year or two as agencies adapt to, or become victims of, those changes.
While landlords will inevitably grizzle about the change, and there's no escaping the fact it will feed in to their overall costs, they are in a far better position to negotiate a better deal for themselves than their tenants were, and most will only pay for the service if they believe it is giving them value for money.
And of course for landlords the letting fee will be a tax deductible expense.
So although landlords won't like it, the letting fee will probably be less painful cost for them that it was for their tenants.
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73 Comments
In a competition for rental housing I doubt the tenants will escape the letting fee the registration fee the finders fee the vetting fee or whatever else the letting agency calls it.
The letting company is usually a part of a RE agency & as such will find a way
Probably they'll cleverly collect from tenant & landlord under different criteria labels
How does this help the governments coffers if letting fees all become tax deductible? Did the government even consider that ?
If they did then they know this is essentially yet another "Benefit"
Why can't the NZ govt ever deal with the real problem with housing affordability The building materials duopoly & the artificial green belts that keep land at exorbitant prices. Oh yes ! They solved the problem with $600,000 terraced homes in Westharbour ! So "unaffordable "
Id consider this a warning shot, letting agents had best abide by the spirit of the law or else they will likely face increasingly draconian policies.
It certainly isn't a benefit, its a tax deductible cost but a cost none the less.
Its a philosophically correct approach to transparent competition, where charges are placed with the person who can make competitive choices. What it does to the governments coffers is basically irrelevant.
It might as well be a benefit as it's a direct tax deduction that was not available to the tenant but is to the landlord
Personally yields on housing suck in Auckland anyway
Only a fool would buy rentals today but there's plenty of fools & plenty of stock to buy
The tenancy laws don't allow the landlord or PM to charge the tenant other fees. No Key Money or other BS tolerated.
Landlord pays, and if they think they can get away with it they will increase the rent to cover it. The market will dictate whether that is going to fly or flop.
A real Pragmatist would understand the tenant will still be paying
Unlikely the letting agent will give up fees at all
Creativity is everything in business
Like I said, the landlord can try to put rent up to recover costs. Market will decide. But the law doesn't let them make up a new bullshit name for a letting fee and charge the tenant directly.
I'm amazed someone on here was actually like "oh well they could just call it something else, give it a different label". Just change the expanded noun, that'll get you around the law.
I'm not.. there are some people with interesting perspectives on how life works on here.
Not sure how they get from their reality to this one... Is there a Tardis like machine for jumping realities?
What we will see is a slow-down in the letting market - as tenants sensibly wait for the new law to kick-in on 12 December, in order to avoid letting fees.
Then, in the run-up to Christmas, activity will pick up.
I just want to note that all of those who say that rent will rise in response are not thinking about how rent increases work in reality. Regardless of elasticity, rent is raised infrequently based on a generally hazy concept of how much relative properties recently rented charged. It is rare to find a land lord meticulously calculating what his margin should be and adjusting rent based on micro increases to his cost base like needing to pay a letting fee every few years.
This article backs up my point that the land lord and the letting agents are the principal pressure point, the loss will be largely shared between them. Letting agents are most vulnerable as some landlords will take this as a final straw to list privately and save the 7-9% +GST. Many other land lords will over time press the letting fee lower.
This is a great change, a similar change is due in credit cards where retailer charges should be passed straight through to consumers.
Many retailers are passing the charges thru to customers. Particularly in low margin markets. High margin and high volume markets generally eat the charges. High volume markets (supermarkets, petrol stations etc) are able to negotiate low fees so there isn't the 2.5% gouge small retailers pay.
Indeed im glad its catching on but it should be law.
Why? Not in favour of businesses getting to decide what costs they ibclude in the general categiry of overheads and roll into the general price of the goods and services?
Should they also be forced to charge a cash handling fee for those annoying people that still use physical cash?
The reason its important with credit cards is if any one company charges they suffer for that. Companies are not very good at, and are not really allowed, to organise on larger scales, that is the job of government. Credit card retail fees are a hidden charge, that adds to the cost of goods paid for by consumers. If we make that charge transparent then people will stop using credit cards and ultimately we all then benefit from lower cost of goods.
Cash handling fees are also a hidden fee. I don't see why we can't leave it to the retailers to decide how they want to handle it. If they aren't happy with absorbing that cost they can pass them on, or not accept credit cards.
Could see a 1 off increase in rents as this legislation sends a pricing signal, but then it'll be business as usual.
Should anyone be foolish enough to "invest" in becoming an amateur landlord, then will pay the cost of their investment, including property management fees such as finding tenants, ie letting fees.
At least this removes the incentive to churn tenants to generate fees.
Its already happening. I posted the other day about a post on another forum from a landlord saying they had been notified by their PM that the letting fee they were going to charge the landlord was (in his words) about half a weeks rent.
They'll want to have a reasonable conversation with their property manager about why what might be expected to be quite normal services falling within property management are now extras paid for over and above.
Where I am in Queensland, the letting fees (if any) are payable by the owners not tenants. Owners can pass this fee on by building it into weekly rentals but it might mean your rental might stay vacant longer if something else cheaper is available down the road.
As a landlord I don't have an objection with paying the letting fee as I ultimately benefit from the property manager conducting a proper background and credit check... that said, I will ultimately seek to look for fixed terms and opt for longer periods so as not to face having to pay the letting fee often. It'll save tenants the upfront cost but will ultimately mean landlords will seek a higher level of commitment.
Which is good. Letting agents and landlords have previously been incentivised to have high turnover of tenants because they were charging lots of fees and often trying to shaft tenants on their bonds etc. Short termers can use Air BnB or Trademe flatmates.
So true on the bond part. We had a property manager who tried to cash grab our bond on a bunch of pre existing damage. That's why it's important to keep a signed copy of the inspection report and time stamped photos.
Hell, they tried to sting us on a heated towel rail half fallen off the wall until a) I pointed it out on the inspection report b) provided email correspondence reminding them it needed fixing and c) a web cache of the listing from their website with a photo clearly showing the heated towel rail in that state.
It means rents are going up. The letting agency will have little incentive to make property transaction attractive to tenants and instead solely act to secure the highest possible rent.
It doesn't necessarily mean rents are going up at all.
Firstly, effective rental costs will be decreasing.
Secondly, a huge switching cost is being removed from the market.
To any logical person, that suggests that tenants are going to be much better off - less letting fee burden and lower transaction costs.
"The letting agency will have little incentive to make property transaction attractive to tenants and instead solely act to secure the highest possible rent."
Can you give me an example of a letting agency that isn't already maximising rents?
If it's yours, you are doing something wrong.
Yeah, tenants costs to move are decreased - maybe a logical person can work out the rest of the equation.
The tenant has moving costs reduced and are now more easily able to move - thus increasing the amount of effective Demand. The landlord has had their costs increased and are less willing to change tenants - thus reducing the amount of Supply. Demand increases and Supply decreases, so rents are going up.
But the supply and the demand (ignoring expansion/contraction of the overall supply of rental houses) is the same.. one tenant leaving generates one unit of supply(one vacant property), and one unit of demand (tenant looking for somewhere else to live)
Your suggestion would only be true if tenants were discrete interchangeable units, but we aren't. We have things like maturing children, immigration, divorce, multi-family dwellings, flatting arrangements, lodgers, homelessness, that change constantly.
Sure, but they have always been there, the minor change of letting fee costs isn't going to change the dynamic in any significant way. A couple isn't suddenly going to split because the letting fee is no longer there.. they're going to split for all the usual reasons. Ditto with kids moving out on their own. A $2 or $3/week change of overall costs won't affect the decision to move out of home.
I don't think it is the same, when a tenant moves out it may be a few days or weeks before new tenant moves in. This means these are lost accomodation days which because of reduced 'supply' will lead to higher rent price pressure.
Most tenants give notice, and the landlord has found replacements by the time they move out.. this is again such a minor change it's going to have no noticable effect.
I don't think it is the same, when a tenant moves out it may be a few days or weeks before new tenant moves in. This means these are lost accomodation days which because of reduced 'supply' will lead to higher rent price pressure.
Hang on a tick so because a house is empty the landlord is going to increase the rent? Wouldn't they be equally tempted to reduce it so that they don't have so many lost accommodation days?
Which is what I have seen. ie fellow workers see keen landlords with an empty property strike a deal. However this maybe the small amateur landlords with a bad cash flow who are having to meet the outgoing costs out of their own wallet.
There is no genuine increased incentive to move. Tenants hate moving. There will be no change in turn over. Once you accept that you move on to rent calculations which are not sufficiently granular to respond to a letting fee charge. Landlords simply do not micro manage rent increases that way.
Tenants hate moving. Yes.
Tenants hate moving more when there is cost involved.
To say it will have no effect is disingenuous. Is the effect going to be large; likely not. But, regardless it represents downside pricing pressure, not upside.
There will be no change in demand as a result of this policy. Mechanically that isnt how rentals work, people live in a house until some motivator crosses a threshold, that threshold is not so granular as to account for the letting fee. People move for tangible reasons and a letting fee in context to things like job change, boyfriends, job loss or more space just isnt a factor. You would need to stack up several such factors to get a measurable impact.
In terms of an invisible hand, some microscopic impact can be theorised but that is why i use the term:
"no genuine increased incentive to move" as opposed to "no increased incentive to move".
Its just squabbling about nonsense.
Its a saving to the renter and thats really all it is. Good law.
Demand doesn't increase - every person still needs to consume one unit of housing.
It is market friction that changes.
Given that there are like 4,5k (+ ~30k empty properties) rental properties on TradeMe at the moment for Auckland, I don't think supply is an issue.
Given that renters can only really consume one unit of housing, I doubt some sort of jevons paradox is going to occur.
Hahahaha what? You're forgetting that when a tenant is moving, they're also adding 1 house to the supply equation. You know, the house that they're moving out of!
In unaha's world renters will consume more rental property when efficiency is increased into the market.
So efficient that people will rent 2 houses.
Actually, I live in Auckland and have noticed more than one family unit lives in a rented house. People may appreciate moving from renting 0.1 houses to 0.5 or even 1.
I'm not surprised this has by-passed nymad's attention, lots of things do. But I thought most people would be able to work out that people living in overcrowded accommodation would prefer not to.
So you are assuming the main reason there is over-crowding is because of letting fees?
That an ~2% decrease in effective rents will be the threshold that tips the utility scales for families living two or three in a house?
Yay! No letting fees so we will increase our living costs by ~100%.
Get a grip, man.
Have you not noticed that different houses have different rents? I thought this was almost entirely common knowledge. I am not suggesting they will kick the other family out and take over the rental on their current house. Instead find alternative less crowded accommodation for affordable pricing.
Also residential tenants tend not to take out 12 month lease agreements, so the period to normalise cost over is not 52 weeks which would result in a mere 2% reduction. Rent is paid fortnightly or monthly where eliminating letting fee provides a 20-33% reduction in rental costs over the period. A reduction size liable to highly impact demand.
And finally the overcrowding is due to a lack of rental housing.
Hard to tell if you're being serious.
He's dead serious.
Don't argue with an armchair urban expert, nzdan.
It always is on the internet.
Basically I say there is "a huge switching cost is being removed from the market", which will therefore have a "huge" impact on people willing to switch. Therefore I feel that all I need to demonstrate is that there are a large number of people willing to switch (for instance people living in overcrowded accommodation in Auckland).
Nymad being nymad says "a huge switching cost is being removed from the market", but this will have no impact at all.
I wish any of this made sense.
FYI - overcrowding isn't due to a lack of rental housing. It is due to a gap between income and market rents.
We have a surplus of rental stock in Auckland.
Oh yay, now nymad has declared the housing crisis doesn't exist.
What is it like in nymad land where:
- a "huge" discount on transaction costs will never impact the number of transactions?
- all renters living in shared accommodation will always live in shared accommodation?
- if you want to stop sharing you need to double your housing costs?
- 4000 rental properties advertised for 700,000 renters is a surplus?
- Auckland has no housing shortage?
They say ignorance is bliss.
I'm not saying it won't impact the number of transactions. I'm saying that renters still consume the same amount of rental properties.
I'm saying shared rental arrangements are due to very low incomes. Slight decreases in effective rent will not change this.
4000 rental properties plus ~ 30k empty dwellings equals a huge consumer surplus.
Auckland housing market is a clearing market. There is not a shortage issue; there is an affordability issue.
@Nzdan Thats actually true, on an irrelevant level though. When you move you briefly consume two houses. More moves equates to fewer days of total accommodation because the average days a property is inhabited drops. This reduces supply, demand stays the same, and so you could thorise some fantastically small increase in rents. But its completely moot because there will be no real change in tenants behavior, it simply isnt a big enough change to have genuine influence on the choice to move or stay.
Lets say on average a tenant is there for 3 years, $1000 a week in rent, landlord pays 1150 in a letting fee / 156 = thats $7.50 a week rent rise, or not.
Whining Landlords need to get a grip, business is always changing, exchange rates, transport costs, H and S compliance, labour etc etc etc,.. Most of us get on with it, suck it up, sometimes get to pass it on (rarity). I dont know why this is getting so much air time, its pathetic.
Technically I am a whining tenant and yes I do realise that I will have to grin an bear it. But I am going to whine anyway, because I do not want my rent to go up - despite what the Housing Minister prefers.
You could argue the same about real estate agents acting solely to secure the highest possible price...yet they don't. They try to sell as many as possible instead because the extra commission from another $10-20k is negligible.
And have you ever heard of letting agencies focusing on creating a good experience for tenants? That's like asking 'Have you ever seen a unicorn?'
Their motivation hasn't changed, they have always wanted the maximum rent without incurring vacancies. More rent = more ticket clipping every week, and a happier landlord.
As pointed out in the article it's only ever been that when "...negative migration growth and the market was awash with rental properties..." that rental cost has gone down. Every other extra expense that legislation moves onto landlords eventually gets paid by tenants until supply demand equation is fixed.
If one bought a rental 10-15 years ago and did spreadsheets of expected future costs/rents one would now be finding that rents are much higher than was projected - as are some costs.
Well PT says there are $74 million paid per year in letting fees. The average rent is $400 and the average tenancy is two years. That equates to 370,000 tenancies paying an average of $400 every second year out of the 450,000 private rentals. So we are looking at 82% of all rentals paying a fee. When I operated my property management business I only charged a letting fee when the tenancy was less than 12 months. The tribunal upheld my right to do this. I used to collect over $10,000 a year in fees. A lot of tenants just keep moving and they are the ones who should pay for the work they create.
When a tenant moves out, a property manager would often deduct a portion of the bond.More often than not, its for very frivolous & vague reasons eg general tidying up,etc
Are landlords ever told how much was deducted from the tenant's bond and furnished an account of how the sum was spent on the property ????
Or is the sum quietly pocketed by the PM as there is another tenant waiting to move in quick???
Something that's missing from this discussion is that there's a huge amount of work involved in a tenant changeover if it's done properly. You have to do your accounting midway through the year, read the water meter, notify the existing tenant of their obligations. Do the final house inspection. Arrange the bond refund with the DBH. At the same time arrange with the old tenant times to show new prospective tenants though the house. Advertise on trademe, and field dozens of emails, and phone calls, have an open home and go through the laborious process of moving someone new in.
You make it sound like they're unsung heroes. Isn't that what they charge x% on top of rent for?
Not at all, just pointing out what should to be done in a tenancy handover. In my opinion property management is money for jam most of the time, with all risk on the house owner. I've seen property managers doing a half-arsed job and charging good money for it. That irritates me. That being said, changing tenants is one of those really important things that needs to be done right (from the point of view of the house owner)
Ah my bad, I thought you were outlining the very little work they are required to do as justification for the letting fees.
Lets not forget how hard many tenants work in an attempt to keep their bond safe, let alone the work and costs involved in moving. Where do they send the invoice for their time and costs incurred?
I wonder if there was something like a tenant's insurance, whereby a professional entity would have ensured tenants for paying rent or causing damage to properties, everyone life would have been easier. This way good tenants can build up a history and get rewarded for being reliable tenants, while landlords have a much more robust mechanism to off-set risk of bad tenants. You then will not need a deposit or a property manager. I think housing NZ can potentially subside certain aspects of the insurance scheme (or they do the whole thing themselves), for example insurance for first time renters (who are likely to be defaulted to maximum risk due to no history).
The Regulatory Impact Statement isn't particularly helpful when it comes to the question of whether the cost will be passed back to tenants through higher rent.
"The fees are likely to be charged directly to landlords some of whom may in turn pass it on to tenants in increased rent. The cost of spreading the letting fee through rent over the course of the tenancy may result in some tenants over-paying the cost of the service. The specific behavioural response of landlords is difficult to forecast as time for consultation has been limited and the full extent and nature of impacts are unable to be assessed."
"There is a risk that landlords will pass the letting fee on to tenants through increased rent over the term of the tenancy. However, experience in other countries shows no clear evidence that banning letting fees will lead to increased rents. In the event letting fees were passed on in the form of increased rent, at the current national average weekly rent of was $4521 for tenancies managed by property managers, $9.99 per week would be added to rents over a one year tenancy."


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Jun 05, 2019 - National Geographic Endeavour II
Guests onboard National Geographic Endeavour II spent the day exploring northern Santa Cruz Island and Guy Fawkes Islet. Photographers woke early to catch the morning light of Dragon Hill. We hiked through a dry forest of incense trees, prickly pear cacti, and spiny bushes in search of the Galapagos land iguana. We found a pair of land iguanas, male and female, seeking shade under a spiny bush, and discussed behavioral ecology, evolutionary history, and conservation status of these unique creatures. After the introduction of feral dogs to this area several decades ago, the Galapagos National Park Service launched a captive breeding and relocation program that brought this species back to healthy populations. We also observed some unique vegetation and discussed the adaptations that plants have evolved in the dry lowlands of the Galapagos Islands.
In the afternoon, we posted up at various points on the ship to search for marine life. We spotted a few Bryde's whales and observed the way in which they use bubbles to corral their food. After which, guests enjoyed a wine tasting celebration on the sky deck while circumnavigating Daphne Major islet. After dinner, we enjoyed stargazing with one of our naturalists on the skydeck.
Join us for updates, insider reports & special offers.


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New Adventures 2019 - Naz Hamid on Diverse Design: How We Build for People
Naz gave a talk at New Adventures that really got to the core of diversity in all sense of the word. He started by explaining his culturally-rich upbringing and as being a "Third Culture Kid" who's now a "Third Culture Adult". It was obvious from the way he approached the topic of diversity that his personal experience living in different countries gave him a brilliant perspective of the world that let him see things from different points of view. He spoke about how design needs a "seat at the table" not just to influence the design but to understand the stakeholders viewpoints. It makes so much sense, we all care about user research so although the user comes first we should also understand all the other perspectives. It was a very good talk and unfortunately I was preserving my battery so the notes do not cover half of the interesting points Naz made.
- Build bridges
- involve a variety of people
- anticipating the room
- "You can start to develop learning who they are, understand what their interests are"
- Champion others
- don't dominate a conversation or meeting
- Engage and amplify
- Understand your position and power
- "Could you say more about that" for people who don't talk much
- Design by inclusion AND design for inclusion
- Everybody in the company go to at least two coffee chats per year
- Provoke discussion after the chat to find things that you're not thinking about that others would
- Showed a video of Natalie Portman talking about working in a diverse team
- Progress over perfection
- "Let's do better"
- "The fact we've got Nazis again"
- "Public discourse and awareness is starting to raise"
- "Diversity and inclusion is a perspective and a mindset that for me I was built with"
Feel free to read the rest of my notes from New Adventures.


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- Posted on
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Question: My girlfriend doesn't have orgasms during sex and I want to help her have them. What can I do?
Answer: Thank you for reaching out to us! It's incredibly common that people, especially people who were raised as women, don't experience orgasm during intercourse. I assume when you say 'sex' you mean penis-in-vagina (PV) sex, which is just one type of sex. Lots of other fun types of sex include manual sex (handjobs or 'rubbing one out'), oral sex, anal sex, mutual masturbation and other fun activities. We mention alternatives to PV sex because it's very common that people with vaginas don't have orgasms during penetration alone. Statistics aren't always the best resource to turn to when it comes to learning about sex, but some polls (Scarleteen.com and ABCnews.com) suggested that anywhere from 50%-75% of women don't have orgasms through penetration alone. So it's very normal for women to experience a lack of orgasm during sex and there is nothing wrong with them or their bodies.
The first question we ask people who have this challenge is if they masturbate. We named our store Self Serve for a reason! We think the most important sexual relationship is the one you have with yourself. Masturbation is natural and healthy and it's a great way to find out what you like in bed. If you know how to please yourself, you can give better instructions to a partner. Masturbation often leads people to learn that their clitoris is essential in reaching orgasm. In the same way that it might be unrealistic to expect a person with a penis to orgasm without stimulating said penis, it might also be unrealistic to expect a person with a clitoris to orgasm without stimulating said clitoris. Vibrators, hands and tongues make great clit stimulators, so it might be a great game for you and your partner to try to give her an orgasm with tongue, hands or vibrators before you even try penetration. Some of our top-selling vibrators are ones that stimulate on or around the clit. The part of the clitoris we see is literally just the tip of the iceberg. The clit is about the size of the palm of a hand and has a similar shape to a wishbone, hiding under the lips. The Divergence vibrator not only stimulates the external part of the clit, it also stimulates the top part of the clitoral legs that extend down on either side of the vaginal opening. We also carry a variety of vibrating rings that create contact with the clitoris during intercourse. Many people find them to be essential. A good lube is also an essential ingredient for pleasure. If you are not currently using one that you love make sure to pick one up ASAP.
On August 22nd at 7:30 pm, we're hosting "Interactive Muffdiving" where participants get to practice their oral pleasure skills on a peach! This class is open to anyone who wants to learn, so you and your partner can come together and get some tips to try at home. Oral sex is a great main event and can also make penetration feel better for those who desire it. Another important thing to remember is that the pressure to orgasm might actually inhibit orgasm, so don't put pressure on her to come if you can help it. Sex can feel good even if you don't have an orgasm, and sometimes it can take time to develop. Luckily the homework is really fun!!
Email your questions to [email protected].
Questions are answered by Self Serve Staff and edited by Hunter Riley.
Always seek the advice of a qualified healthcare provider for any medical condition.


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3 Blind Mice & The Farmer's Wife
My 4 boys and I love Halloween and we always make homemade costumes! The mice are made from sweatpants and sweatshirts with felt on the bellies and their ears are also made of felt and attached to headbands. They have gray tube socks for feet, hands, and tails (which are stuffed with old sweats and floral wire to make them bend). I found some white poles in the garage and used straps from old bookbags for the handles and used red duct tape for the red tips of their canes. The glasses are actually 3D glasses, which are tinted a little but they can still see perfectly! As for the farmer's wife, its a dress I picked up at a second hand store with some tights and snow boots…since she has to work in the fields too…lol! I used a "Mrs. Claus" wig and some clearance glasses to finish the look! The only thing actually bought as an actual Halloween item was the carving knife. This is always a fun and creative time of year for us, and the boys love to help make their costumes and then play the parts!


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Knowledgebase: SiteLock Threats and Recovery Process
What is application scanning?
Posted by Rowena Barrett on 28 September 2018 01:07 PM
As applications age, hackers tend to find ways to attack them and access your website files. It is important you update your applications regularly to ensure the latest safety measures are in place.
A SiteLock Deep 360-Degree Site Scan will verify the version of applications you are running against catalogues of known vulnerabilities to ensure the software you are running is safe. If a problem is located, you will be notified. You may then update your software accordingly.
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Damansara Realty, Negeri Sembilan govt in RM771m project
KUALA LUMPUR: Damansara Realty Bhd and the Negeri Sembilan government will jointly undertake a mixed development property project in Bandar Sri Sendayan, Seremban with a gross development value of RM771mil.
Damansara Realty announced to Bursa Malaysia on Monday that it had accepted the letter of award from the Menteri Besar, Negeri Sembilan Incorporation (MBSNI) to undertake the mixed development comprising commercial podiums, shop lots and residential units.
"The development profit payable to MBNSI is approximately RM100.79mil over eight tranches," it said.
Damansara Realty said the project was expected to contribute positively to the earnings and net assets.
"As Damansara Realty is involved in the property and land development business, the project is in the ordinary course of business and is not subject to the approval of the shareholders of the company," it said.


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Le Sommet CEO and Founder, Daniel Adlam Chops It Up With Rap HQ
Daniel Adlam, a young man who has not even turned 21 yet, is running races around the fashion world. The young man is making a name for himself in the fashion business, first as a designer. It doesn't stop there though, he has a lot on his plate, including book publishing, home and office decor and cosmetics.
With only one life to live, Daniel Adlam figures why not shoot for the brightest of stars. Daniel is passionate about his work, artistry and reputation – rightfully so.
Recently, Daniel Adlam took the time out to speak to The Rapfest in an exclusive interview. Within the interview, Daniel does not hold back. He talks a lot about his career, who he is as a creative and what it's like working in the entertainment industry. With that being said, he also had a choice of words for a couple of "Love & Hip Hop" stars, Just Brittany and Brittney Taylor.
Check out the entire interview below:
Before we jump into specific questions about your journey in the industry, why don't you give fans some details about who you are as a creative and entrepreneur and your story. Well I'm Daniel Adlam, I'll be 21 this August, and I'm CEO of Le Sommet Industries. "Le Sommet" is a French term for "The Top" and I chose that name because I want people to feel like they can reach the top and do anything when they work with/support my brand and companies. My company includes Le Sommet Clothing, Le Sommet Book Publishing, Le Sommet Home & Office Decor and Le Sommet Cosmetics as of right now which are all housed on (www.lesommetclothing.com). I'm also proficient in Media Training and Management and am often sought out for my services in those fields as well.
With all of your business endeavors, what's a typical day like for you? That's a tricky question, because the way I work is split up into seasons. I'm still a college student so August through May a typical day may include me attending classes, then after i'd go straight to my dorm and design. I'd design for hours creating patterns and manipulating textiles. I'd also secure celebrity collaborations during this season as well. In June and July, I am usually releasing new collections, prepping for NYFW and doing promo shoots for the company. This year it's even more work because the book publishing division of my company is officially launching in August so now i'm securing authors, approving scripts for books and setting up the release calendar. I'm actually really excited for that as well because my first author is my mom and she has been working on a series of children books that are so adorable as well as a few novels. In addition to that agenda, I have to do daily check in with celebrity clients whom I am either managing or assisting with in terms of management to create weekly goals to ensure their success.
You are so fashionably inclined, so when did you first realize you wanted to pursue a career in the fashion industry? It's funny because it was never something I even thought about doing as a business. For me, fashion has always been a priority. My closet was always my prized possession. Friends and family would always come to me for fashion advice and style tips. I guess it became a business for me when I was talking to two friends of mine one day, we were discussing fashion and they were encouraging me to start my own line. They knew that I was capable and helped ignite that fire in me and i'm forever grateful because of it.
As a creative, your inspiration must come from other creators, designers, and stylists…Who are some up-and-coming designers you're most excited about? I'd definitely have to say Andrew Roberts of "Andrew Roberts Fashion" is at the top of my list. He's a friend from high school who has been in the fashion game longer than I have but when you see the creations he makes and the way he thinks outside of the box, it's inspiring. I also have a close friend Marquis who just started his own brand "Infamous Prodigy" and I love seeing the spark in his eye every time he's at the drawing board making plans for his line. I love to see young black creatives thrive. We often view each other as competition when we really need to help each other get to where we would like to go.
Who's the celeb you'd most love to dress? It's hard to say just one but Beyonce is at the top of the list. I'd also love to work with Chris Brown, Meg the Stallion, Nicki Minaj, Milan Christopher, K. Michelle and the list goes on.
The entertainment industry is big, and provide many opportunities to work with celebrities from fashion and entertainment to beauty and sports. What were your experiences like working with a variety of different celebrities? I'd say it's definitely been a learning experience. I remember securing Just Brittany from Love & Hip Hop: Atlanta season seven, I was so excited but the experience was very different. She'd refuse to speak to me through the phone and always told her manager to tell me things even though she would be sitting right next to him. Things became pretty sticky when she requested that I design merchandise that were aimed against two of her cast mates referring to them as the "Taco Tuesday Twins". Due to her disappearing act when it was time to pay and communication inconsistency, I had to walk away from doing business with her and really think about my morals and values as a designer. I didn't speak about it because the way I saw it, she was a celebrity and I didn't know if anyone would believe me over her. Other than this specific situation and one other, i'd say that things have been going pretty well in terms of working with celebrities. Just a few months ago i've worked with KhrystyAna Kaz of America's Next Top Model and she was such a sweet and gentle soul, very humble. That was also really important for me because she was representing plus sized models, it is very important that they are represented in the industry. Right now i'm working with the famous Instagram comedian Von (@vonnmom) to develop his own merchandise as well as Crystana "Dutchess" Lattimore who you might remember from Black Ink Crew on VH1 to develop a line of merchandise to promote her upcoming music as well as other projects involving her North Carolina tattoo shop "Pretty N Ink". The both of them have been very professional and kind, they never gave me the "celebrity attitude" that a lot of personalities in this industry have. They make themselves available to me whenever I need to schedule a meeting with them which is amazing.
Who have been your biggest mentors in this industry and what is the best advice they have ever given you, both in fashion and management? Mentors include Kinja Dixon (Author, Speaker), Selena Covington (Talent Producer), Catherine Schuller (Hi Tech Moda), Billie Blunt (Billie Blunt Magazine), Rowena Husbands (Celebrity Photographer), Apollo Oko (Oko Society) and Amanda Dorsey (Headliner 2.0 PR & Creative Marketing). I'd say the best advice that they've given me is to keep pushing. It gets very discouraging at times when your sales are low or when you don't get the account you were trying to secure with a celebrity but quitting is never an option. My mom also tells me to pray for my business, so I pray that God propels my business to higher heights and deeper depths every single day. I make sure to pay my tithes in church because the bible says to bring the full tithe into the storehouse, that there may be food in my house. I make sure to thank God for my blessings and the ability to wake up everyday and be fortunate enough to do what I love.
What lessons has your work life taught you? The biggest lesson that I've just learned recently would have to be creating boundaries. Boundaries are necessary when working in an industry such as this one. Mixing business with personal affairs can get really sticky. Another lesson is to never lift a finger unless your client has signed a contract. If there is no paperwork, they will have the opportunity to take advantage of you.
With your many accomplishments at such a young age, what has been the proudest moment in your career thus far? The proudest moment for me has been New York Fashion Week. Only 8 months into my business I was invited to do a show at Planet Hollywood in Time Square and it was so surreal just seeing the models in my clothes. Experiencing the highs and lows of planning a show, casting models, doing fittings and mood boards for their hair and makeup has been a dream come true and i'd love to do it again and again…… and again!
What was the biggest set back you faced in your career and how did you overcome it? I remember reaching out to Brittney Taylor from Love & Hip Hop season 8 and telling her I was interested in doing her merchandise. She responded immediately and we met the next week, she loved my work and wanted me to work with her. I established with her that I do work for a specific rate and that it'd need to be satisfied whether or not we went through with the collaboration. With her ongoing court case with Remy Ma, I started to notice that she was very unhappy and going through a lot. Naturally, I tried to make myself available emotionally and went all the way to her condo to check on her at times. One of my affiliates told me that he needed a headliner for his show at The Fillmore's Foundry in Philadelphia and I suggested Brittney. She was super excited and signed the contract we were offered with no hesitations. Usually a 10% booking fee goes to whomever the contractor of the deal is but she never paid me. She then had me booking her interviews which shed never showed up for or wouldn't follow through with. She'd schedule meetings that she herself would cancel twenty minutes before, knowing that I've taken off from work to meet her needs more than once and when it was time to promote and release the merchandise that i've spent hours designing it was hard to get her because she'd be out at spas, rooftop parties and clubs when it was time to work. I started to lose myself chasing her because she was a celebrity and I undervalued myself. The final straw was the night before her big performance in Philly where she sent me a text saying "I hope you have your own ride because I'm not taking you" even though contractually I was supposed to be there and she promised transportation. She put me in a very difficult position with the promoter, but thank God that he and I had a strong relationship resulting in him not penalizing me. I took the day off from work to go to that performance with her, resulting in me getting fired. She knew how much I was putting on the line for her and still didn't care. Days after, she's had her manager calling me and cursing at me over the phone accusing me of trying to "sabotage what's left of her career". I've lost my job over this individual, wasted time designing merchandise for her and acted as her PR, Secretary, Social Media Coordinator and her Manager all at once and I had nothing to show for it. Brittney is one of the most talented artists I know, a lot of rappers can't touch her, male or female. She has potential to be Nicki Minaj status but it's her attitude and the way she treats people that made me walk away. I was being trolled on social media by people who hated her and the fact that I was working with her. They'd tell me to go "Crawl under a rock with Brittney" and that working with her was "Career Suicide" but all in all I still defended her because I don't condone bullying in any form. I had to be strong for the both of us, but when I defended her, she never defended me. I'm still recovering from the situation but it definitely was a setback, it drained me and brought out a side of me that I really don't want to see, experience or know again.
If you could go back and tell yourself one thing before beginning your career what would it be? I would tell myself to follow my instincts because they're always right and that you can never stop learning.
To wrap up the interview, what advice would you give to someone just starting out in their career?
I'd say to give it your all and don't let anything or anyone bring you down. There might be setbacks, but use them as set ups for bigger and better opportunities. Never sell yourself short for anyone and when you feel like it's time to walk away from something, follow your heart. Don't make yourself unhappy because of a check, God will work everything out.
For those who want to reach out for styling, business, collaborations, and more, Daniel Adlam can be followed at @lesommetclothing and @iamdanieladlam on Instagram!
Check out some of his work below.


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Tatas can claim Singur sunk cost
Tata Motors will be able to press its claim of compensation to recover Singur sunk cost from the West Bengal Industrial Development Corporation following the decision of the arbitral panel to adjudicate on the matter.
A three-member panel of retired judges rejected a petition filed by the WBIDC, the premier investment promotion agency of Bengal, under section 16 of the Arbitration & Conciliation Act, 1996, challenging the jurisdiction of the panel to arbitrate in the dispute.
The panel comprises Alak Chakrabarti and Jayanta Kumar Biswas, retired judges of Calcutta High Court who were appointed arbitrators by Tata Motors and the WBIDC, respectively. Retired Supreme Court judge V.S. Sirpurkar was the presiding arbitrator of the panel.
Sources said the panel communicated the decision to the parties after two days of deliberation.
"Arbitration is maintainable. The petition has been rejected," a source close to the development, said.
Section 16 of the Act allows the panel to decide on its own jurisdiction.
Tata Motors declined to comment. "We can not comment on this as the matter is subjudice," a Tata Motors spokesperson said.
The WBIDC did not comment either.
The ruling means that the panel will now adjudicate on Tata Motors' compensation claim and the counter claim filed by the WBIDC. Parties are expected to beef up their case with documents and witnesses.
Tata Motors is seeking Rs 936-crore compensation from the WBIDC, which in turn has sought Rs 267 crore from the Tatas.
The WBIDC had leased out 997.11 acres of land at Singur to Tata Motors for the small car plant after signing an agreement in 2007.
The Tatas are pressing their claim on the basis of a clause in the agreement that had provided them indemnity against any infirmity in the lease title — and an arbitration clause that could be activated if there was any dispute between the parties.
The WBIDC had challenged the validity of the arbitration clause in the agreement on the grounds that the Supreme Court had declared the land acquisition as null and void, which would invalidate the lease deed signed between the two parties in 2007.
After the SC verdict in 2016, the Tatas invoked the arbitration clause. After declining initially, the WBIDC agreed to the arbitration process following the intervention of Calcutta High Court.
A three-member panel was formed and both parties filed claims before it. Following this, the WBIDC moved an application under section 16 of the Act, questioning the jurisdiction. The panel decided in favour of continuing with the arbitration.
Additional reporting by Tapas Ghosh


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The ROCKWOOL Group has unveiled its new brand identity together with a new "purpose" statement and corporate video.
The Group's brand evolution includes a new ROCKWOOL symbol – a graphic representation of a volcano. The symbol stands for the commitment to enrich modern living through processes and products that exist harmoniously, and it will be used across all ROCKWOOL Group daughter brands.
This evolution aligns the branding of the ROCKWOOL Group's diverse product portfolio to better demonstrate to our customers and other stakeholders the breadth and depth of how we use the natural power of volcanic stone to enrich and transform modern living, while addressing the challenges of the future. It will also support ROCKWOOL's future geographical expansion.
The new corporate video has been launched through a thunderclap campaign – a large-scale scheduled social post, in which supporters share the message simultaneously to build awareness of the global challenges of modern living, and the solutions that already exist today that can go a long way towards solving them.
The new "purpose" statement – "Release the natural power of stone to enrich modern living" – conveys that all businesses within the ROCKWOOL Group have one overarching goal: to enrich modern living by improving the life of everyone who comes in contact with our products.
Mirella Vitale, ROCKWOOL's senior vice president for group marketing, communications and public affairs, said: "I am proud of the ROCKWOOL Group's long heritage in harnessing the power of one of the world's most abundant natural resources in sustainable and innovative solutions that help solve the challenges of modern living. The updated brand identity marks an important evolution in the way we talk about our company, conveying a consistent vision and shared heritage across our diverse product portfolio's full range."


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