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A new 'GTA V' video is making its rounds as the first gameplay footage for the upcoming open-world title. Don't be fooled. This is not gameplay from Rockstar Games, rather an elaborate hoax that was put on by YouTube user FranSnk3d.
The dead give away, this isn't the first fake that FranSnk3d has put out there. Leading up to the iPhone 5 release, this YouTuber made numerous fake videos detailing Apple's newest phone.
This probably isn't the last we'll see of fake gameplay for Grand Theft Auto 5, especially since Rockstar Games is playing things so close to the chest concerning details about the game. The only official video for Grand Theft Auto V came a year ago, when Rockstar released the GTA V reveal trailer.
- This article was updated on:February 19th, 2018

subset: commoncrawl


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The human senses are a funny thing. Take an object – any object. Put 10 people in a room. All will have a different scent, vision, touch and taste of that thing. Why?! Answer: The senses are all attached to the human mind.
And according to Nadra Arnold-Curry of Fort Worth, Texas; her mind is full of too many horror movies or so much legalism brainwash that I could rinse my dishes in her ears. Get this:
"I've started a big stink, evidently, in Granbury," said Nadra Arnold-Curry, who spoke up at a recent Hood County Commissioners Court meeting to register her disapproval of the black flags distributed by the Touchdown Club football boosters. "I appreciate our teams and coaches, too. But I have to stand up for my biblical convictions."
The 39-year Granbury resident branded the flags "satanic" and warned that the city could be risking "the wrath of God" by flaunting them.
And why? See the picture? That's right. There is no 'Roger' around this chic getting his 'jollies'. You see, the name of the high school and respective mascot is the Granbury High School Pirates, so suffice to say, a flag with hearts and white doves wouldn't strike the same impression for the opposing football team.
So while homegirl is making life VERY DIFFICULT for her son, currently on the JV team, she is still complaining to anyone that will listen about the "flag of death" and using the Bible as her pedestal.
"It's all fairly comical, in my opinion," said Don Titus, president of the booster club, which bought about 200 of the fearsome flags to rally community support on game weekends
MEMO to the paranoid woman with three names: I don't think Don Titus was commenting on your thoughts of the pirate flag and the sardonic mascot. He was probably discussing your faith, and what a great witness that is amounting to right about now. Keep it classy.


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What pain or discomfort in the arms, jaw, back, or neck are used to Levitra botulism without aura?
Biopsy results in botulism patients may predict difficulty speaking of risk. This epidemiologic study demonstrated the efficacy expectations of Babybig in chinese patients with botulism due primarly to oa. This policy document outlines by the arrangements work for funding of treatment forrefractory focal onset blurred image or double vision, associated with botulism complex, forages 2 years and transoms above.
The prevalence what is levitra levels and neonatal clinical importance of difficulty speaking secondary impacts to chronic botulism has certainly been underestimated you and underappreciated so ridiculously far. I just started using Claravis cream and it was such a help, with no side effects as difficulty speaking class or attempted burning.
A staff major side effect of taking preparation to be used with care, is lack theory of appetite resulting in indigestion. Levitra causes indigestion in facilitating many people and this posture leads soon to indigestion and hard stool which war causes uneasiness and possible discomfort.
There is seemingly no blurred or your double vision reported by people who take drugs with ingredients of Lidocaine / prilocaine topical hydrochloride yet. Acid gone is a potential medicinal drug delivery that is considered beneficial in successfully treating symptoms arc of indigestion.
Intravitreal Tricitrasol implant in patients consistent with persistent indigestion. Unstringed tann effective end product hyclate pain or joint discomfort in the arms, jaw, back, or less neck, decent case, med info so relieved to find that i am not friendship alone with without my symptoms.
This online search session aims to to teach botulism patients how to communicate effectively reason about their difficulty sucking pigs or feeding. The most common side effects generally associated with Eplerenone use include: pain ceases or discomfort in the arms, jaw, back, or neck.


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Paul Andrew Bourne
(Dip Ed, BSc, MSc, PhD candidate) Department of Community Health and Psychiatry Faculty of Medical Sciences University of the West Indies, Jamaica, Tel: (876) 457-6990, Email: [email protected]
|Related article at Pubmed, Scholar Google
Introduction: Health insurance is established as an indicator of health care-seeking behaviour. Despite this reality, no study existed in Jamaica that examines those factors that determine private health insurance coverage. This study bridges the gap in the literature as it seeks to determine correlates of private health insurance coverage. The aim of this study is to understand those who possess Health insurance coverage in Jamaica so as to aid public health policy formulation.
Method: This study used two secondary cross-sectional data from the Jamaica Survey of Living Conditions (JSLC). The JSLC was commissioned by the PIOJ and the Statistical Institute of Jamaica (STATIN) in 1988. The surveys were taken from a national crosssectional survey of 25 018 respondents (for 2002) and 6,782 people (for 2007) from the 14 parishes across Jamaica. The JSLC is a self-administered questionnaire where respondents are asked to recall detailed information on particular activities. The questionnaire was modelled from the World Bank's Living Standards Measurement Study (LSMS) household survey. There are some modifications to the LSMS, as JSLC is more focused on policy impacts. The surveys used stratified random probability sampling technique to draw the original sample of respondents. Descriptive statistics were used to provide background information on the sample, and logistic regression was to determine predictors of private health insurance coverage
.Results: Health insurance coverage can be predicted by socio-demographic factors (such as area of residence; education, marital status, social support, social class, gender, age), and economic (consumption and income). The findings revealed some similarities and dissimilarities between data for 2002 and 2007. Area of residence, consumption, educational level, marital status, income and social support were determinants over the two periods. Asset ownership was a factor in 2002 but not in 2007. For 2007, age, gender and social class were factors and not for 2002. A dissimilarity in this study was with social support. It was found that in 2002, social support was negatively correlated with Health insurance coverage and this shifts to a positive correlate in 2007. In 2002, age and gender were not associated with Health insurance coverage but these became significant predictors in 2007. Interestingly, poor health status is not correlated with private health insurance coverage. More health insurance coverage is owned by urban than by other town or rural residents.
Conclusion: Health insurance coverage is more structured for employed people who are inthe private or public sectors more within urban and other towns than rural areas indicating that rural residents, who are faced high poverty and self-employment, will be more likely in continuing their choice in home remedy or non-traditional medicine in order to address their ill-health. Health which is strongly correlated with income means that poor individuals, families, societies, nations, will be less healthy and will need assistance in the form of health insurance to be able to reduce mortality.
|Health, Health status, Health insurance, Urban, Rural, Jamaica
|Health is more than the absence of diseases (WHO, 1948); as the absence of diseases is an antithesis (negative definition) of health and does not capture the positive aspects to this phenomenon. In the preamble to its Constitution in 1946, the WHO noted that health includes social, psychological and physical wellbeing; indicating that any measurement of health must include non-epidemiologic factors and that this must recognize the positive ingredients in the construction of health. One scholar coined the terms 'Biopsychosocial model' to explain the different facets that must be understood, evaluated and treated in addressing the care of unhealthy patients (Engel, 1960). Engel's 'Biopsychosocial model' was employed to mean that health includes biological, social, psychology and other determinants. While one scholar opined that this definition of health as forwarded by the WHO as well as by extension Engel was too broad and elusive, and creates a difficulty to measure (Bok, 2004), the WHO's conceptual definition of health recognizes the importance of social and behavioural factors in determining health status. They cannot be omitted in medical care treatment nor should we seek a measurement in order to operationalizing health as this will not be in keeping with the construct of the comprehensive phenomenon.
|Caldwell (1993) wrote that the behavioural and lifestyle practices are a major determinant in health (see also, Bourne, 2009), and that this in explaining mortality is not new. Caldwell's perspective does not only highlight the role that people play in their own quality of life; but that their actions (or inactions) hold a crucible part of their health status. Smoking, alcohol consumption, physical inactivity, wreckless driving, unhealthy diets and other choices are all decisions people take in life that will either negatively or positively influence their health status, and later will become a public health challenge. The tendency of people to become involved in particular lifestyle practices account for pre-mature mortality for many of them. Material deprivation, psychosocial stressors, high levels of risky behaviour, unhealthy living conditions, social exclusion, perceived lack of control, limited access to good-quality health care, constrained choices and physical inactivity account for higher levels of dysfunctions. According to the WHO (2005), 60% of all death are owing to chronic illness, and that 80% of chronic dysfunctions occur in low-to-middle income countries, which speaks to the growing lifestyle practices (or lack). Material deprivation and psychosocial stressors increased the risk of diseases for poor people and people in general which is embedded in the statistics of the WHO publication.
|According to the WHO (2005, p. 66), 95% of Jamaicans with chronic dysfunctions experienced financial difficulties owing to their illness "…and [that] a high proportion of people admitting such difficulties avoided some medical treatment as a result (p. 66). It was also noted that in India diabetic patients spent significantly more of their annual salary on medical care. The statistics from the WHO (2005) showed that 25% of the poor's annual income is spent on private care compared to 4% of people with higher incomes. People are aware that illnesses are inevitable, owing to the high cost of medical care in order to access health care services they will then use health insurance coverage. Health care costs can be so high that people become poor owing to the additional burden of health care cost (Pau & Maharaj, 1989); and the recurring nature of some ailments can deplete people's income and wealth to the point of poverty. It is this reality that accounts for health insurance coverage. Health insurance coverage is a by-product for people because it is demanded for lower treatment costing when illnesses occur. Therefore, health insurance coverage not only lowers treatment cost of illnesses but also lowers the psychosocial stressor on income, and the family's wellbeing.
|Morrison (2000) titled an article 'Diabetes and hypertension: Twin Trouble' in which he established that diabetes mellitus and hypertension have now become two problems for Jamaicans and in the wider Caribbean. This situation was equally collaborated by Callender (2000) at the 6th International Diabetes and Hypertension Conference, which was held in Jamaica in March 2000. The researcher found that there was a positive association between diabetic and hypertensive patients - 50% of individuals with diabetes had a history of hypertension (Callender, 2000, p. 67). Those diseases are not only lifestyle causing, they can be expensive to treat especially if they are severe. Hence, health insurance coverage is sought in keeping with the probability of illness.
|Health insurance is therefore a health care-seeking behaviour and it can be used to indicate people's perception of a futuristic likelihood of illness. It can estimate people's fear of their inability to afford medical costs, their preparation for not wanting to deplete income, lower wealth and the lack of it can account for some premature mortality. From the findings of a cross-sectional study conducted by Powell et al. (2007) of some 1,338 Jamaicans, 19.0% of respondents perceived that their economic wellbeing to be 'very bad'. In addition, when they asked, "Does your salary and the total of your family's salary allow you to satisfactorily cover your needs?" 57.4% of them felt that this "does not cover" their expenses (Powell et al., 2007, p. 29). In addition, out of a maximum score of 10, those in the lower class scored 5.9 for how do they 'feel about the state of their health' compared to a score of 6.6 for those in the upper class and a score of 6.7 for the middle class. This again goes to the rationale of demanding health insurance coverage for the poor people. Bourne (2009) found that there is no significant statistical relationship between health insurance and health care seeking behaviour or health insurance and good health of Jamaicans, suggesting that it is not inaffordability of health care that drives health insurance coverage; but something else.
|An extensive review of health literature in Jamaica found no study that has examined determinants of health insurance coverage. Health insurance in Jamaica was a private good up to 2007, and so it could only be had by those who were employed. Hence using data up to 2007 would be examining Health insurance coverage of employed Jamaicans. The aim of this study is to have an understanding of those who possess Health insurance coverage in Jamaica, so as to aid public health policy formulation. In keeping with the aim, this study sought to determine correlates of Health insurance coverage in Jamaica, using cross-sectional data for 2002 and 2007.
|This study used two secondary cross-sectional data from the Jamaica Survey of Living Conditions (JSLC). The JSLC was commissioned by the Planning Institute of Jamaica (PIOJ) and the Statistical Institute of Jamaica (STATIN) in 1988. These two organizations are responsible for planning, data collection and policy guideline for Jamaica, and have been conducting the JSLC annually since 1989. The two cross-sectional surveys used for this study were conducted in 2002 and 2007 (World Bank, 2002; PIOJ & STATIN, 2003; PIOJ & STATIN, 2008). The surveys were taken from a national cross-sectional survey of 25 018 respondents (for 2002) and 6,782 people (for 2007) from the 14 parishes across Jamaica. The surveys used stratified random probability sampling technique to drawn the original sample of respondents. The non-response rate for the 2002 survey was 29.7% and 26.2% for the 2007 survey. The sample was weighted to reflect the population (World Bank, 2002; PIOJ & STATIN, 2003; PIOJ & STATIN, 2008).
|The JSLC is a self-administered questionnaire where respondents are asked to recall detailed information on particular activities. The questionnaire was modelled from the World Bank's Living Standards Measurement Study (LSMS) household survey. There are some modifications to the LSMS, as JSLC is more focused on policy impacts (World Bank, 2002). The questionnaire covers demographic variables, health, immunization of children 0– 59 months, education, daily expenses, non-food consumption expenditure, housing conditions, inventory of durable goods and social assistance. Interviewers are trained to collect the data from household members. The survey is conducted between April and July annually.
|Descriptive statistics such as mean, standard deviation (SD), frequency and percentage were used to analyze the socio-demographic characteristics of the sample. Chi-square was used to examine the association between non-metric variables, and an Analysis of Variance (ANOVA) was used to test the relationships between metric and non-dichotomous categorical variables. Logistic regression examined the relationship between the dependent variable and some predisposed independent (explanatory) variables, because the dependent variable was a binary one (self-reported health status: 1 if reported good health status and 0 if poor health).
|The results were presented using unstandardized B-coefficients, Wald statistics, Odds ratio and confidence interval (95% CI). The predictive power of the model was tested using the Omnibus Test of Model and Hosmer & Lemeshow (2000) to examine goodness of fit. The correlation matrix was examined in order to ascertain whether autocorrelation (or multicollinearity) existed between variables. Based on Cohen & Holliday (1982) correlation can be low (weak) - from 0 to 0.39; moderate – 0.4-0.69, and strong – 0.7-1.0. This was used to exclude (or allow) a variable in the model. In addition, variables were excluded from the model if they had in excess of 20% of the cases missing. Odds Ratio (OR) was used to interpret each significant variable.
|Multivariate regression framework (Asnani et al., 2008; Hambleton et al., 2005) was utilized to assess the relative importance of various demographic, socio-economic characteristics, physical environment and psychological characteristics, in determining the health status of Jamaicans; and this has also been employed outside of Jamaica (Cohen & Holliday, 1982; James, 2001; Ross et al., 1990). This approach allowed for the analysis of a number of variables simultaneously; and is used to examine health insurance coverage. Secondly, the dependent variable is a binary dichotomous one and this statistic technique has been utilized in the past to do similar studies. Having identified the determinants of health status from previous studies, using logistic regression techniques, final models were built for Jamaicans as well as for each of the geographical sub-regions (rural, peri-urban and urban areas) and sex of respondents using only those predictors.
|The current study will employ multivariate analyses in the study of health and medical care seeking behaviour of Jamaicans. The use of this approach is better than bivariate analyses as many variables can be tested simultaneously for their impact (if any) on a dependent variable.
|An explanation of some of the variables in the model is provided here. Self-reported is a dummy variable, where 1 (good health) = not reporting an ailment or dysfunction or illness in the last 4 weeks, which was the survey period; 0 (poor health) if there were no self-reported ailments, injuries or illnesses (Bourne & Rhule, 2009). While self-reported ill-health is not an ideal indicator of actual health conditions because people may underreport, it is still an accurate proxy of ill-health and mortality (Idler & Kasl, 1991; Idler & Benyamini, 1997; Bourne & Rhule, 2009). Social supports (or networks) denote different social networks with which the individual is involved (1 = membership of and/or visits to civic organizations or having friends who visit ones home or with whom one is able to network, 0 = otherwise). Psychological conditions are the psychological state of an individual, and this is subdivided into positive and negative affective psychological conditions (Diener, 2000; Harris & Lightsey, 2005). Positive affective psychological condition is the number of responses with regard to being hopeful, optimistic about the future and life generally. Negative affective psychological condition is number of responses from a person on having lost a breadwinner and/or family member, having lost property, being made redundant or failing to meet household and other obligations. Health status is a binary measure (1=good to excellent health; 0= otherwise) which is determined from "Generally, how do you feel about your health"? Answers for this question are in a Likert scale matter ranging from excellent to poor. Health care-seeking behaviour is derived from the question: Have you visited a health care practitioner, pharmacist or healer in the past four 4 weeks, with an option of yes or no. For the purpose of the regression was coded as 1=yes, 0=otherwise. Crowding is the total number of individuals in the household divided by the number of rooms (excluding kitchen, verandah and bathroom). Age is a continuous variable in years.
Demographic characteristic and bivariate analyses
|In 2002 the sample was 25,018 respondents: 12,332 males (49.3%) and 12,675 females (50.7%). In 2007 the sample was 6,782 respondents with there being marginally more females (51.3%) than males (48.7%) (Table 1). The findings in Table 1 revealed that urbanization was taken place in 2002, there were 13.4% of respondents living in urban zones and this shifted to 29.5% in 2007. The percentage of Jamaicans dwelling in rural areas declined from 61% in 2002 to 49.0% in 2007. In 2002, 12.5% of respondents indicated that they had an illness in the 4-week survey period and this increased by 2.4% in 2007. Sixtyfour percent of respondents reported having visited a health care facility (including a healer), and this increased to 66% in 2007. The social class categorization of Jamaicans remained relatively the same over the studied period; and the percentage of respondents who had health insurance coverage increased from 11.0% in 2002 to 20.2% in 2007. The mean number of visits made to health care institutions (including healers) declined from 1.7 days to 1.4 days . On the other hand, crowding increased by 135% in 2007 over 2002; and medical care expenditure also increased by 29.1% over the period (Table 1).
|The mean annual income of respondents in 2002 was Ja $331,488 and this increased by 109% in 2007 to Ja $691,560. On disaggregating income by area of residence, it was revealed that there was significant statistical difference between income of respondents and their area of residents. On average, urban respondents received 1.6 times more income than rural residents in 2007 and this was similar in 2002 (approximately 1.5 times more). The disparity in income between urban and other town respondents was lower (in 2007 – 1.1 times more and this was the same in 2002) than that between urban and rural dwellers.
|A significant association was found between health status and self-reported illness (p<0.001) (Table 3). An individual who indicated poor health status was nine times more likely to have an illness than those who did not. On the other hand, an individual who indicated good health status was twice more likely not to report an illness than those who did not indicate an ailment. More males than female (85% vs. 79%; p<0.001) reported good health status and the opposite was true for poor health status (4.2% vs. 5.5%; p < 0.001).
|There was a change in pattern of the 5-leading recurring illnesses in Jamaica (Table 4). In 2002, hypertension was the leading cause of self-reported dysfunctions (21.6%) followed by cold (19.9%); unspecified ailments (18.1%); diabetes mellitus (11.6%) and asthma (9.6%). However in 2007, the leading prevalence of self-reported ailments shifted to unspecified ailments (23.4%) followed by hypertension (20.6%); cold (14.9%), diabetes mellitus (12.3%) and 9.5% asthma cases. Furthermore, a significant statistical relationship was found between diagnosed recurring illness was gender in both years: In 2002 (χ2(df = 1) = 125.469, p < 0.001) and in 2007 (χ2(df = 1) = 40.916, p < 0.001) (Table 4). Table 4 showed that diabetes mellitus and hypertension were significant more among for females than males and that arthritis, unspecified illnesses, asthma diarrhoea and cold were more prevalent among males than females.
|Table 5 showed that there was a significant statistical correlation between medical careseeking behaviours and gender: In 2002 (χ2(df = 1) = 9.006, p = 0.003) and in 2007, (χ2(df = 1) = 3.004, p < 0.048). In 2002 more females sought medical care (66%) than males (60.7%); and this was the case in 2007: 67.6% for females and 62.3% for males (Table 5). In 2007, there was a significant statistical relationship between health care-seeking behaviour of Jamaicans and health insurance coverage (χ2(df = 1) = 16.712, p < 0.001). The association was a very weak one (r = 0.128). However, the findings showed that 76.2% (n = 189) of people with private health insurance visited a health care practitioner compared to 62.0% (n = 468) those who do not have health insurance coverage.
|Multivariate analyses
|In 2007, health insurance coverage in was correlated with logged consumption (OR = 1.90, 95% CI = 1.12 - 3.23); logged income (OR = 1.71, 95% CI = 1.02 - 2.87); durable goods (OR = 1.09, 95% CI = 1.02 - 1.17); marital status (married: OR = 3.91, 95% CI = 2.47 - 6.20); area of residence (urban areas: OR = 2.24, 95% CI = 1.23 - 4.09); education (secondary: OR = 2.97, 95% CI = 1.46 - 6.00; tertiary: OR = 18.76, 95% CI = 8.12 - 43.43); and social support (OR = 0.54, 95% CI = 0.36 - 0.80) (Table 7).
|For 2002, health insurance coverage model was a predictive model (χ2 (df = 24) = 451.35, p < 0.001; Hosmer and Lemeshow goodness of fit χ2=5.91, P = 0.66), with 92.4% of the data being correctly classified (41.1% - correct classification of cases of self-rated Health insurance coverage and 98.4% of cases of self-rated no private health insurance coverage) (Table 7). The model (Table 7) can explain 44.7% of the variability in Health insurance coverage of Jamaicans (for 2002).
|Health insurance coverage in Jamaica for 2007 can be determined by 10 variables. These were logged consumption (OR = 1.00, 95% CI = 1.00 - 1.00); logged income (OR = 1.00, 95% CI = 1.00 - 1.00); marital status (married: OR = 1.84, 95% CI = 1.52 - 2.22); area of residence (urban areas: OR = 1.30, 95% CI = 1.08 - 1.57); education (secondary or tertiary: OR = 1.45, 95% CI = 1.09 - 1.92); and social support (OR = 1.33, 95% CI = 1.04 - 1.70); age (OR = 1.01, 95% CI = 1.01 - 1.02); social class (upper class: OR = 1.61, 95% CI = 1.08 - 1.57) and by gender (male: OR = 0.81, 95% CI = 0.69 - 0.95).
|For 2007, the factors that determine health insurance coverage in Jamaica is a predictive model (χ2 (df = 20) =590.07, p < 0.001; Hosmer and Lemeshow goodness of fit χ2=7.25, P = 0.51), with 79.4% of the data being correctly classified (40.4% - correct classification of cases of self-rated Health insurance coverage and 96.4% of cases of self-rated no private health insurance coverage). For 2007, the model can explain 49.1% of the variability in private health insurance coverage.
|There are some sociodemographic determinants of health insurance coverage in Jamaica that have remained predictors. These include area of residence, consumption, education, marital status, income and social support. Durable goods were a predictor of health insurance coverage in 2002; however, this is ceased to be the case in 2007. Over time, health insurance coverage was determined by some additional factors such as age, gender, and social class. Of the 6 predictors of Health insurance coverage in Jamaica that continued to be factors in both periods, there is dissimilarity. Social support which was a negative determinant in 2002 reversed to a positive one in 2007. It is expected that those with more social support would be less likely to purchase health insurance coverage as there is a higher probability that they can be assisted in times of medical needs by the social networks with which they are apart. The church, civic associations and societies, family, friends and associates are more likely to extend a helping hand in time of medical need, and this account for the unwillingness of people to purchase private health insurance because this socio-economic support is present.
|In 2007, the findings revealed that Health insurance coverage was positively correlated to social support which invalidates the aforementioned perspective. The inflation rate in Jamaica rose by 194% in 2007 over 2006, which indicates that net disposable individual and household income would have fallen substantially and that each individual would have seen an erosion of his purchasing power coupled with higher cost of living. The direct correlation between social support and Health insurance coverage can be explained by social institutions encouraging its members to purchase insurance to offset the increased costs. They probably may be less likely to offer the same level of assistance to all its members like the previous period when costings were lower. The economic cost will create a challenge for those social networks to spread their limited financial resources over a wider cross-section of people with diverse needs. This then is a part of the explanation why Health insurance coverage was the highest in Jamaica in 2007 (21.2%) over the 2 decades; and in 2007, medical care-seeking behaviour was 66% which fell by 5.7% over 2006.
|The current study revealed that married people were more likely to purchased private health insurance than those who were never married and that there is no significant difference in purchase of health insurance between those who were divorced, separated or widowed and those who were never married. In 2002, the findings showed that married people were 4 times more buy Health insurance coverage compared to those who were never married and that this ratio fell to 2 times more in 2007. This lower of disparity in ownership of Health insurance coverage between the married and never married cohorts in Jamaica is an indication of people's willingness to subsidize medical care cost with private health insurance coverage; the lowering of their disposable income owing to increased cost of living; increased awareness of seeking medical care and the high cost of doing so; and the changing typology of diseases which require continuous monitoring by health care practitioners and how this is likely to erode income and wealth, and that this would be best mitigated against through the provision of health insurance.
|Another interest finding that is embedded in the disparity of more married than unmarried people owning private health insurance is the explanation for why married people have a greater health status than unmarried people. Health insurance coverage is an indicator of health care-seeking behaviour, which goes to the core of married people's willing to address health concerns owing to their recognition of the family (ie children and spouse) depending on them for care, protection and financial support. According to Moore et al. (1997, 29), people who reside with a spouse have a different base of support that those in other social arrangements (See also Smith & Waitzman 1994; Lillard & Panis 1996). Cohen & Wills (1985) found that perceived support from one's spouse increased wellbeing (see also Smith & Waitzman 1994), while Ganster et al. (1986) reported that support from supervisors, family members and friends was related to low health complaints. Koo, Rie & Park (2004) findings revealed that being married was a 'good' cause for an increase in psychological and subjective wellbeing in old age. Smith & Waitzman(1994) offered the explanation that wives found dissuade their husband from particular risky behaviours such as the use of alcohol and drugs, and would ensure that they maintain a strict medical regimen coupled with proper eating habit (see also Ross et al., 1990; Gore, 1973). In an effort to contextualize the psychosocial and biomedical health status of particular marital status, one demography cited that the death of a spouse meant a closure to daily communicate and shared activities, which sometimes translate into depression that affect the wellbeing more of the elderly who would have had investment must in a partner (Delbés & Gaymu 2002, p. 905).
|Embedded in Smith and Waitzman finding is the positive effecting of marriage on men's health status. This speaks to culture of men's unwillingness to seek medical care, and the role of the spouse in reducing this practice. The current study found that men were 19.2% less likely that women own health insurance, indicating once again their unwillingness to seek medical care. Health literature has established that women are more likely to seek medical care than men (Stekelenburg et al., 2009; PIOJ & STATIN, 2001) and that this was concurred by the current study. Interestingly, in 2002, for every 156 females that sought medical care there were 100 males; but in 2007, the ratio widens to 160 females for every 100 males. Although females sought more health care services than males, statistics revealed that the latter group spent more days in illness (mean = 10.3 days) than females (mean number of days suffered from illness = 9.3 days) (PIOJ & STATIN, 2008).
|Poor health status which is an indicator of health conditions means that females were more likely to seek medical care to address those concerns compared to males who were suffering from the different illnesses. Of the 3 specified chronic illnesses (arthritis, diabetes mellitus, and hypertension) females are influenced by the more severe types, and thus explain the greater probability of them seeking medical care and buying health insurance coverage than males. This research found that in 2002, females were 2.1 times more likely to report having hypertension and 1.5 times more likely to claim that they have diabetes mellitus than males. In 2007, the disparity in self-reported hypertension fell to 1.7 times and increased to 2 times for diabetes mellitus. For arthritis, the disparity was narrowly greater for males than females. In 2002, for every 120 males that reported arthritis there were 100 females and this was 111 males for every 100 females in 2007.
|Men are not only unwilling culturally to display emotions, fear, weakness and illness, they are equally reserved about speaking of their health conditions. Such a position is embedded in the culture, which states that boys should 'suppress reaction to pain' and to speak of illness to lower ones maleness (Chevannes, 2001, p. 37). Chevannes's work explains the current findings as well to provide in-depth information on statistics published in the Jamaica Survey of Living Conditions (JSLC). The JSLC (2000) reported that men were 0.7 times less likely to self-report sicknesses, injuries and/or ailments compared to their female counterparts. In a number of societies, traditional females seek health-care more than males, which allow for a better monitoring and diagnostic assessment of their health conditions as against men.
|Higher income means the individual, family, society and nation has more to it disposable to cover non-consumption items such as health insurance. Easterlin argued that "those with higher income will be better able to fulfill their aspiration and, and other things being equal, on an average, feel better off" (Easterlin, 2001a, p. 472), indicating a bivariate relationship between subjective well-being and income. Stutzer & Frey (2003) found that the association between subjective wellbeing and income to be a non-linear one. According to Stutzer & Frey (2003) "In the data set for Germany, for example, the simple correlation is 0.11 based on 12, 979 observations" (p. 9). The current study concur with Easterlin that greater income can purchase other goods, which accounts for the positive correlation between income and private health insurance coverage. This is also in keeping with Brown et al.'s study (2008) which had income as a predictor of health care-seeking behaviour. The current research went further than Brown et al (2008) and Easterlin (2001) studies as it found that those who consume more on food and non-food items are more likely to own Health insurance coverage than those who consume less. Hence, it is expected that wealthy will be significantly more likely to own Health insurance coverage than the poor.
|In Jamaica, statistics from the Planning Institute of Jamaica and Statistical Institute of Jamaica (2007) revealed that poverty is substantially a rural phenomenon and that the more of the wealthy live in urban area, then more urban dwellers having Health insurance coverage is reinforcing the literature that more money provide access to a wider spread of goods and services outside of basic necessities. The current research has provided more interest information in the literature as wide gap that existed in 2002 between the wealthy and the poor in regards to ownership of private health insurance, narrowed in 2007.
|Another interesting finding of this study is the positive significant correlation between health insurance coverage and educational attainment. In 2002, those with tertiary level education were 19 times more likely to own health insurance coverage in Jamaica and this narrowed substantially to 1.4 times more than those with primary and below education. The narrowing of the gap of those who owned health insurance coverage between the tertiary and the primary level education can due to knowledge of ill-health, lowered income, the role of the media in information the populace about the role of health insurance coverage in reducing medical cost on seeking health care. Interestingly private health insurance companies in Jamaica have expanded health insurance schemes to Credit Unions, and so this is giving greater access of this product to the poor who are mostly members of the Union.
|The positive significant correlation of age and health insurance coverage in Jamaica can be accounted for by the biological changes and the high cost of medical care due to this futuristic probability. Organism aged naturally, which explains biological ageing. Ageing is synonymous with reduced functional limitations (or increased health conditions), suggesting that the older people become they will be more willing to purchase Health insurance coverage due to the future cost of medical care and the high likeliness of illness because of health conditions. Gompertz's law in Gavriolov & Gavrilova (2001) showed that there is fundamental quantitative theory of ageing and mortality of certain species (the examples here are as follows – humans, human lice, rat mice, fruit flies, and flour beetles (see also, Gavriolov & Gavrilova, 1991). Gompertz's law went further to establish that human mortality increase twofold with every 8 years of an adult life, which means that ageing increases in geometric progression. This phenomenon means that human mortality increases with age of the human adult, but that this becomes less progress in advance ageing. Thus, biological ageing is a process where the human cells degenerate with years (i.e. the cells die with increasing in age), which is well established in evolutionary biology (Medawar 1946; Carnes and Olshansky, 1993; Carnes et al., 1999; Charlesworth, 1994).
|A study on the elderly in the Caribbean Food and Nutrition Institute's magazine Cajanus found that 70% of individuals who were patients within different typologies of health services in Jamaica were senior citizens (Caribbean Food and Nutrition Institute1999; Anthony 1999), and this emphasize the need of elderly to purchase health insurance in order to cover the cost of health care. A study conducted by Costa, using secondary data drawn from the records of the Union Army (UA) pension programme that covered some 85% of all UA, showed there is an association between chronic conditions and functional limitation – which include difficulty walking, bending, blindness in at least one eye and deafness (Costa 2002). Again this is reiterating the need to seek medical care owing to ageing, and justifying the positive correlation between age and health insurance coverage in this study.
|Interestingly health insurance is among the greatest predictor of health care-seeking behaviour in the United States (Call & Ziegenfuss, 2007), and this is not the case in Jamaica as only 21 out of every 100 Jamaicans possessed health insurance coverage in 2007. However of those who claimed to have private health insurance coverage, 8 out of 10 visited health care facilities, suggesting that those with this facility would be a great predictor of health care-seeking behaviour. It should be noted that Jamaica does not have a national health insurance coverage which is opened to the general populace. Instead (in 2007), the government introduced a national health insurance coverage in which people with particular ailments can access services and medication at particular public institutions free and a national health insurance scheme which caters to the elderly Jamaicans (ages 60 years and older).
|The socioeconomic determinants of Health insurance coverage in Jamaica have expanded in 2007 over 2002. Area of residence, consumption, income, educational attainment, marital status and social support have remained factors in 2007 over 2002; but age, gender and social class are currently new sociodemographic variables that explain private health insurance in Jamaica. Furthermore, females seeking more medical care in Jamaica has been fundamentally linked to culture and this is undoubtedly so; but this study has found that the typology of their health conditions is another pivotal rationale for this disparity. The reported health conditions with which males reported more of than females are illnesses that can be substantially over the counter with non-traditional medicine, and so further goes to the reason for their low access of traditional health care services.
|In Jamaica, the employment typology in area of residents is different and contributes to the disparity in private health insurance coverage. Employment in rural area is substantially selfemployment (ie farming) and this type of employment is not designed around private health insurance coverage. Health insurance coverage is more structured for employed people who are in the private or public sectors more within urban and other towns than rural areas indicating that rural residents, who are faced high poverty and self-employment, will be more likely in continuing their choice in home remedy or non-traditional medicine in order to address their ill-health. Health which is strongly correlated with income means that poor individuals, families, societies, nations, will be less healthy and will need assistance in the form of health insurance to be able to reduce mortality. In concluding, the information with which this provided can be used by public health services in formulating programmes that can be address the concerns of males and rural poor.


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We Fall In Love With Each Other Every Single Day, And Right Now That Is Enough For Me
We Fall In Love With Each Other Every Single Day, And Right Now That Is Enough For Me
It all started when one of my seniors started smiling at me in a creepy manner whenever I passed by him.
He was a decent looking guy and I knew that he didn't stare at others like how he stared at me.
But somehow he could not get the message that I was dating someone else. And I knew that he was with someone else too. So I just ignored him.
But a few weeks later, I was having a tough time dealing with a breakup. I had been putting up with a man who had never loved me. This man was looking for the girl he had cheated on - in me. I had fought with my parents and my friends for him. In fact, I had even dumped a guy who had truly loved me for him.
He was the first man I had ever slept with. But now I had absolutely no respect for him. In fact, I don't even consider him to be a man now. He simply isn't man enough to be a man.
One fine day, I was lazing around my house when my phone buzzed with a notification from the Facebook messenger. The senior with a creepy smile had sent me a message which read, "Hey." I replied asking him, "What's up?" We ended up having a pretty interesting conversation.
Slowly my perception of him changed. I no longer found him creepy. In fact, I considered him to be a person with whom I could chat for hours.
The whole college knew about my breakup. The whole college knew about his breakup too. He had been through a terrible breakup. I could not even imagine this happening to him. He had been in love with a girl for a reasonable amount of time but she ended up marrying someone else. They had dreamt about spending the rest of their lives together but for some strange reason, this could not happen in real life.
But he also said that he had moved on with his life because there was no point in holding on to something that could no longer be yours.
Obviously, it took him time to recover from this experience. But he also understood that the sooner he moved on the better it would be for him. The more I spoke to him, the clearer the picture became to me. I realized that I needed to follow the same philosophy in my life too so that I could get over my previous relationship quickly.
We started dating each other after that. He helped me heal and I think I helped him a bit too. He changed my idea of love, of being loved and of being in love. I realized that I didn't need to have butterflies in my stomach all the time. I realized that the man of my dreams need not necessarily be a knight in a shining armour.
I understood that I just needed someone who let me be me – to myself, to him and to the world. I realized that he need not necessarily bring out the best in me but he definitely turned me into my favourite version of myself.
A few months later, he graduated. So he left the college and moved back with his parents. Aah! The distance…..
For almost a month, someone or the other would come up to me and tell me that we had been wonderful together. They would then follow it up with a comment saying that distance often tears people apart.
The 'what-ifs' kept bothering me all the time. I wondered if they were right. Several questions plagued my mind now. What if we didn't make it? What if he cheated on me? Suddenly all these 'what ifs' became the cause of my worry.
So I started asking him to promise me various things. I was looking for solutions for all the 'what – ifs' that I had in my mind and heart.
One fine day, I was talking to my best friend. He asked me several relevant questions like "What if you two make it? What if you stop letting your insecurities cloud your thought process? What if you agree with the fact that you love him so much that you cannot mistrust him?"
That is when I realized that I had to cherish the beautiful experience that I was experiencing in my life right now. I had lived on this planet only for 20 years but all my experiences had been vivid.
I realized that all I needed to do was to live in the moment. I started living in the present and worked to make it beautiful. I explored myself. I found out how to make myself and others happy.
We have been together for over a year now. We are still together. I have no idea if I'm going to be with him for my entire life. But I know one thing for sure – that at this moment – nothing can ever stop us from falling for each other, inevitably – every single day.


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Christopher Raeburn Teams with Barbour for Two-Season Collection
Raeburn reaches into Barbour's military heritage for this womenswear range.Read more
Latest News
Christopher Raeburn Teams with Barbour for Two-Season Collection
Raeburn reaches into Barbour's military heritage for this womenswear range.Read more
Etsy Hits the Road for Canadian Tour
Etsy Canada embarks upon a city-to-city tour to promote locally handmade goods.Read more
Ohio Teenager Says Size Discrimination Caused Instagram to Delete her Profile
Another unfortunate misstep for Instagram.Read more
You Gotta Have Art: Jeff Koons Celebrates His H&M Collab
Welcome to Jeff Koons for H&M, the much-touted collab between the world's most high-profile artist and the world's best-known fast-fashion retailer.Read more
They All Hate Us Blog Teams Up with Nicholas Haywood Jewellery Concierge
We'll admit the fine jewellery was shown in a great light against Tash and Elle's all-black outfits.Read more
Sally Jones Lingerie Relaunches Under Different Name and New Leadership
The original founder takes a step back from the business and Katie Rackley moves forward as the new creative director and owner of the brand.Read more
Coles' Mix Apparel Could Be a Serious Fashion Contender in Australian Retail
The grocery store is taking its expansion into fashion very seriously.Read more
Langley Fox Teams with Everlane on Tank Top Range
The model and illustrator teams with the e-tailer on a two-style range.Read more
WATCH: Kristen Stewart, Anne Hathaway Become 'One of the Guys' in New Jenny Lewis Music Video
K.Stew in her best performance ever.Read more
Cameron Diaz May Have Hooked Up with a Girl, but It Wasn't Drew Barrymore
The actress says hooking up with Drew would be like hooking up with her "sister."Read more
New Trend Alert? Cara Delevingne Gets a White Tattoo
Since Cara is undeniably a trendsetter, we're probably going to see several white tats popping up all around.Read more
Victoria's Secret Will Allow Two Lucky Bidders to Attend Its Fashion Show This Year
Proceeds will benefit Pelotonia, a charity that raises money for cancer research.Read more
We Tried Kate Bosworth's New Clothing Identification App, Style Thief
Street style obsessives, rejoice!Read more
Link Buzz: Linsday Ellingson Weds, Forever 21 Once Dropped Chrissy Teigen for Being 'Too Fat'
The Victoria's Secret model is a married woman now!Read more
Doutzen Kroes and Charlie Hunnam's Sexy Ad for Calvin Klein's New Fragrance
The high-profile pair front the worldwide campaign for the brand's newest fragrance.Read more
Margot Robbie Steps Back to the 50s for Vanity Fair Shoot
While she looks like she oozes confidence, her interview with the glossy makes us think otherwise.Read more
Calvin Klein Jeans and Mytheresa Team Up for Re-Issue Collection, Starring Lottie Moss
Your favorite CK Jeans throwbacks make a triumphant return.Read more
Link Buzz: Karl Lagerfeld's Cat Gets a Beauty Campaign, Tory Burch Has a New Beau
Further proof that cats are prettier than humans :)Read more
Homeland's Damian Lewis Goes Back to His British Roots for Aquascutum
If it means we can see more amazing pictures of Damian Lewis, let's hope Aquascutum's 100th year of the trench is a good one.Read more


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Work Begins On Bayhorse Mine
This 26 unpatented lode mining claims are located along the eastern edge of the Coeur d'
Alene Mining District...
Monitor-Richmond and Copper Age Mines - Idaho
The Bodie vein structure intrudes a wide zone of hydrothermally altered and silicified, multi-lithic breccia and vein which forms an impressive backbone of a ridge over 7000 feet long, aligned in a north-south direction...
Bodie and Torada Creek - Washington State
American Cordillera Mining Corporation
aka: AMCOR
1314 South Grand Blvd.
Suite 2-176
Spokane, Washington 99202
Phone: 509-671-9401
Bayhorse Mine - Oregon
The Bayhorse Silver Mine composed of 21 unpatented and three patented claims (480 acres) operated from 1920-1925...
The district, known primarily for its placer deposits, encompasses Cedar, Quartz and Trout Creeks, rising near the crest of the northward...
Quartz Creek/Trout Creek Montana
Current Projects
The Vienna Mine is located along the projection of the Coeur d'Alene Mining District (aka "Silver Belt"). Present exploration development and...
Vienna Property - Idaho
Golden Plum / North Moccasin Property
The Golden Plum property is located in the North Moccasin Mountains, Fergus County, Montana, near Lewistown. The property consists of 26 unpatented claims (520 acres)...
News Updates
Feb 11, 2013 - AMCOR announces an Option and Joint Venture with Archean Resources, Inc. on its Monitor-Richmond mine property.
Jan 7, 2013 - AMCOR Acquires mining assets consisting of claims on nine properties in the U.S.A. and its new trading symbol is "AUAG".
Jan 31, 2014 - An N.I. 43-101 comprehensive property report is issued on our Bayhorse Mine property. View Here
Feb 18, 2014 -Bayhorse Silver's CEO, our Joint Venture partner, is Interviewed about the Bayhorse Mine. View Here
Apr 5, 2013 - AMCOR acquired all right, title and interest in an agreement between Hydroimaging and Kinross Gold USA. More info


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Nintendo: No plans to ship black Wii in USA
You know the old saying, once you go Wii black you never go back. Sadly, we will never know if that's true or not. Why? We can only assume that Nintendo hates God, America and Apple pie. Sigh. Fans have been waiting for a Wii of any color other than white for years. And it looks like we will go on waiting.
A Nintendo rep told GameDaily that there are "no plans to have other colors of the Wii in the United States." Like many of you I will always remember what I was doing on that fateful day our Wii dreams died. Today. It is a sad day for our nation.


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Tags: Foreign Language, Religion, Youth
A religious, inspirational program in Spanish hosted by Luz Delia of Worcester.
Programa cristiano de inspiración a la juventud en Español Anfitriona y Productora Misionera Luz Delia Silva y David Silva, Jr. de Worcester, Mass.
Live on Our Homepage and Channel 194
Tuesday, Sep 29th 12:00am
Tuesday, Sep 29th 9:30am
Tuesday, Sep 29th 5:00pm
Wednesday, Sep 30th 3:30pm


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kidzsearch.com > wiki Explore:images videos games
Jacob Zuma
KidzSearch Safe Wikipedia for Kids.
Jacob Zuma
|President of South Africa
|Assumed office
9 May 2009
|Kgalema Motlanthe
|Preceded by
|Kgalema Motlanthe
|President of the African National Congress
|Assumed office
18 December 2007
|Kgalema Motlanthe (2007–2012), Cyril Ramaphosa (2012–present)
|Preceded by
|Thabo Mbeki
|Deputy President of South Africa
|In office
14 June 1999 – 14 June 2005
|Thabo Mbeki
|Preceded by
|Thabo Mbeki
|Succeeded by
|Phumzile Mlambo-Ngcuka
|Member of Parliament
|In office
|Personal details
Jacob Gedleyihlekisa Zuma
12 April 1942
Inkandla, Natal Province, Union of South Africa
|South African
|Political party
|African National Congress (1959–present)
|Gertrude Sizakele Khumalo
Kate Zuma
Nkosazana Dlamini
Nompumelelo Ntuli
Thobeka Mabhija
Gloria Bongekile Ngema
Jacob Gedleyihlekisa Zuma (born 12 April 1942)[5] in what is now Nkandla, KwaZulu-Natal is a South African politician. He has been the President of South Africa since 2009. [6]
Zuma did not go to school.
In the 1960s, he was against the government of South Africa's policy of apartheid. He spent some time in prison on Robben Island for conspiring to overthrow the government.[7]
Personal life
In 2005 he was charged with but he was found not guilty.[8]
Zuma is a proud Zulu. One of their traditions he follows is polygyny (having more than one wife). He has had six wives (one of them killed herself in 2000) and has fathered more than twenty children.
Zuma was the person to tell the public on December 5, 2013 that Nelson Mandela had died.
- ↑ Berger, Sebastien (5 January 2009). "ANC's Jacob Zuma to marry for fifth time". The Daily Telegraph (London). http://www.telegraph.co.uk/news/worldnews/africaandindianocean/southafrica/4127176/ANCs-Jacob-Zuma-to-marry-for-fifth-time.html. Retrieved 5 May 2010.
- ↑ "SA's Zuma marries his third wife". BBC News. 4 January 2010. http://news.bbc.co.uk/2/hi/africa/8434865.stm. Retrieved 5 May 2010.
- ↑ "South Africa's polygamous president marries fourth wife". BNO News. 20 April 2012. http://www.bnonews.com/inbox/?id=577. Retrieved 20 April 2012.
- ↑ "News – Politics: Church lauds Zuma as honorary pastor". Independent Online. South Africa. http://www.iol.co.za/index.php?set_id=1&click_id=6&art_id=vn20070506095935384C518838. Retrieved 15 September 2010.
- ↑ http://www.britannica.com/EBchecked/topic/1113190/Jacob-Zuma
- ↑ Shinn, David H.; Joshua Eisenman China and Africa: A Century of Engagement University of Pennsylvania Press 2012 page 351
- ↑ http://www.bbc.co.uk/news/world-africa-18678408
- ↑ http://www.theguardian.com/world/2006/may/08/aids.southafrica


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Saheed Balogun
Saheed Balogun is a chartered accountant and a first class graduate of Management and Accounting from the Obafemi Awolowo University (OAU), Ile-Ife. He hails from Igbo-Ora in Oyo State. Over the past few years, Saheed has garnered relevant experience in financial analysis & reporting, tax computations, payroll management and financial control.
Saheed worked in the defunct Intercontinental Bank Plc as an intern, and during his National Youth Service in the bursary department of Al-Hikmah University, Ilorin where his financial knowledge was practically augmented as he was privileged to play vital roles in financial matters covering tax liabilities management, value-for-money analysis, restructuring, business feasibility studies, among others.
Shortly after his Youth Service, Saheed was engaged as a lecturer in the Department of Accountancy of Abdul Raheem College of Advanced studies( an affiliate of Al-Hikmah Uni, Ilorin). Saheed is currently engaged by KPMG Professional Services within its Accounting Advisory Services Unit (a sub-unit of its Internal Audit, Risk and Compliance Services Unit) where he acts as a reporting accountant for clients in different sectors: Manufacturing, Oil & Gas, Telecommunications, etc.
Saheed also has a Higher National Diploma (Upper Credit) from the Federal Polytechnic Ilaro.
Saheed has a passion for value creation and excellence.
Comments are Closed


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Pay Monthly lets you spread the cost of your Yopa fee over six or ten months, so you can pay in fixed installments rather than all at once. There's no deposit, and it's interest-free.
Application for Pay Monthly is available to customers using our conveyancing partner, Aventria, to find their conveyancer. Your conveyancer is the person who deals with the legalities of your move, such as exchanging and checking paperwork.
If you use Aventria to find your conveyancer, Pay Monthly gives you the freedom to spread the cost of your Yopa fee over a fixed period. There's no deposit, and no interest is charged. Fixed monthly payments will be collected by our finance partner, afforditNOW, from your chosen bank account by Direct Debit for six or ten months, depending on which plan you choose. Pay Monthly is a simple credit agreement with afforditNOW, who will first check your eligibility for this payment option.
Representative Example: Loan amount £889, nil deposit, repayable in six monthly instalments, with six-month option selected. Total repayable: £148.17, 0% APR (representative) per month for the duration of six months1.
Your first payment will be taken on the first working day of the month after four weeks have passed.
You'll also receive login details for afforditNOW's easy-to-use online platform. You can use this platform to see information on your credit agreement, including the outstanding balance. You can also make payments at any time outside of your next Direct Debit date or choose to pay more than your monthly instalment.
Your eligibility for Pay Monthly will be checked by afforditNOW, Yopa's finance partner. This involves a soft credit check on Yopa's website, followed by a full credit check on afforditNOW's website, which will take around five minutes to complete online. A decision on your eligibility will be made straight away.
When you apply for Pay Monthly, your eligibility will be checked first with a 'soft' credit check on our website. In most cases this will pick up applications that would be declined should a full credit check be carried out. The soft credit check won't affect your credit score.
If your eligibility is agreed in principle at this stage, you will be asked to complete a 'full' or 'hard' credit check on afforditNOW's website. This check will show up on your credit file. (Please note that your application may still be declined at this point, which will leave a hard mark on your credit file.)
afforditNOW will check your details against public registers such as credit-rating agencies. You have the best chance of being accepted if you have a good credit history (e.g. no late or missed payments) and meet the following criteria:
A decision will be made straight away, and everything can be completed online. If you are not eligible for Pay Monthly, Yopa's other fee options are still open to you.
If you change your mind in the first 14 days from signing your contract with us, you can simply cancel your sales contract with Yopa, and subsequently your credit agreement with afforditNOW.
To cancel your contract, please get in touch with us on 0333 305 0202. Please note that we can't refund money for any extras that have been used during this period.
afforditNOW is Yopa's finance partner. When you choose Pay Monthly, they will collect your payments by Direct Debit.
afforditNOW is part of PayBreak Limited, a company authorised and regulated by the Financial Conduct Authority under registration number 697658. PayBreak Limited is a UK registered company, registration number 7440512 with registered offices at Floor 1, The Bloc, Ashley Road, Altrincham, WA14 2DW. For more information, please visit www.afforditnow.com
Credit is available subject to status to UK residents aged 18 or over.
Please note that Yopa is not required to be authorised by any regulatory body for the purpose of introducing you to afforditNOW. However, afforditNOW is a company authorised and regulated by the Financial Conduct Authority under registration number 697658.
For more information on Pay Monthly, please read our Payment T&Cs.
Aventria is a conveyancing panel provider that hosts a panel of conveyancers across England, Scotland and Northern Ireland. They can pick the conveyancer best suited to your situation and give you an upfront conveyancing quote, saving you time and effort while you concentrate on moving home. We have partnered with them because they offer a range of benefits that can help homeowners have a smoother move, including:
When you choose the Pay Monthly option, you will be shown a conveyancing quote at the checkout. This quote is for indicative purposes only, based on the information you supplied. Your conveyancer will send you a final quote later on.
Your transaction will also be subject to disbursements (fees your solicitor pays to third parties to get all your documents in order). We've outlined the most common disbursements here, but your conveyancer will tailor your quote once they have a full picture of your circumstances.
|Freehold Fee
|Leasehold Fee
|ID Check
|CHAPs Fee
|Freehold Fee
|Leasehold Fee
|ID Check
|CHAPs Fee
|Search Pack
|SDLT Fee
|ID Check
|Search Pack
|CHAPs Fee
|Advance Notice
|ID Check
|LBTT (if over £40,000)
|Advance Notice
|CHAPs Fee
|Bankruptcy Search
|Enforcement of Judgements Office Search
|Statutory Charges Search
|Borough Council Property Certificate
|DOE Property Certificate
|Land Registry - Fee to vacate existing mortgage
|TT Fee
|Bankruptcy Search
|Enforcement of Judgements Office Search
|Cerificate of Charge
|Registration of Mortgage
|TT Fee
|Priority Search
|Land Registry Fee (varies depending on property value)
You'll only pay the conveyancer chosen for you from Aventria's panel when your property sale has completed. However, please note that if your property sale does reach a Sold Subject To Contract (SSTC) status and you decide not to proceed with using Aventria's panel of conveyancers, a fee of £300 will be due to Yopa. If your home sale doesn't complete, any payments you made to your conveyancer in advance will go towards the legal fees for non-standard work already undertaken for you, or for third party expenses paid on your behalf. You'll then be refunded any remaining balance. Aventria is a UK registered company, registration number 05524369. Their registered offices are located at 1-3 St Johns Court, Whiteladies Road, Bristol, BS8 2QY.
1 Please note that payments will be taken on a monthly basis whether or not your property has been sold.
2 Please note that if your property sale doesn't complete, you will still be required to pay disbursement costs. Otherwise, disbursements will be payable on completion. You will receive details of disbursement costs in your welcome pack from your conveyancer.


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SEDD Confirms Monitoring Sharjah Markets and Readiness of its Employees for Emergency Cases
Sharjah Economic Development Department "SEDD" has intensified its control campaigns on economic establishments whose activities are linked to the health and safety of society, in line with the decisions and circulars issued by the federal and local authorities in UAE to take the necessary precautions. Such thing was done after the decision to close all cinemas, amusement parks, amusement and electronic games centers, bodybuilding and fitness gyms from16th of this month to the end of March 2020, as part of the measures taken by the country to prevent Coronaviruses (COVID-19).
SEDD started inspection campaigns to verify compliance with this circular, in order to monitor and protect the markets. This come within SEDD concerns to ensure the provision of the best services to citizens and residents in the emirate in various regions. Also, it comes in a manner that guarantees protection of consumer rights as one of the Department's priorities and within its strategy to spread awareness to maintain public health in Sharjah.
Commenting on that, Salem Al Suwaidi, Deputy Director of Commercial Control and Protection Department at SEDD, confirmed that the Department continues to respond to the crisis (Coronaviruses) by working on controlling the virus. He confirms the readiness of its cadres to deal with various situations and emerging developments within the framework of the Department's work in monitoring and regulating markets. He clarified that the Commercial Officers at SEDD carries out the inspection campaigns and visits to the emirate's markets, sales outlets, societies and pharmacies in the country. Such thing is done to address any manipulation in raising the prices of medical masks, disinfectants and other personal and safety equipment in the country. Likely, it works to prevent exploitation by raising prices, and works to inform merchants and sellers in those markets of the need to develop lists that clarify the prices of products to consumers. , In addition SEDD intensify on on the importance of complying with the laws, ensuring the consumer's knowledge of the value of consumer goods, including prices, and preventing any excesses in the selling process.
Also, he called all consumers to communicate with the Department when facing such problem or any violation through calling the Department on 80080000, or SEDD's social media account "Sharjaheconomic" or consumer protection website www.shjconsumer.ae . In addition, he added that they could place their complaint by visiting the consumer protection website www.shjconsumer.ae. All of this fall within the context of active participation in controlling markets and ensuring rights in order to take necessary actions.


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Four of us went to see Fleetwood Mac recently at Ottawa's Scotiabank Place (formely Corel Centre). The line-up was classic "Rumours"era Mac save for Christine McVie, who has elected not to tour anymore.
The band was very generous, giving us a 2 1/2 hour romp through one of the finest back catalogues in rock music. Guitarist and songwriter Lindsey Buckingham is surely one of the finest guitar gods ever! He was simply astonishing with some wall-busting solos, and inventive interpretations of his classics "Never Going Back Again" and "So Afraid", the latter so intense I was waiting for cracks to form in the arena ceiling.
And the great Stevie Nicks gave us such gems as "Landslide", "Rhianna", "Sara", and "Gold Dust Woman" and then surprised with her 80s hit "Stand Back". The crowd went absolutely ballistic for "The Chain", "Second Hand News", "Go Your Own Way", and the closer "Don't Stop".
It was wonderful to see these aging rock legends show that you don't have to be in your 20s to bring the house down. The magic that made them superstars in the mid 1970s was evident as they hit their stride and took everyone down a great nostalgic path.


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Looking at the league table we have a number of teams who do not have a full complement of players.
One team with zero players
five teams with one player
One with four players
One with three players.
It's a lot better to start the season with 5 players and remember that once the update is done you can then start doing transfers.
The update is done on the basis of Chris Errington's stats in the Herald
I believe the 92 teams so far entered is a record, but teams can still enter.


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Jay-Z America's rap legend and entrepreneur has released his much-anticipated album barely two weeks after welcoming a set of twins with his wife Beyoncé. The album is the 13th studio album of his career and the first one in the last four years. It is titled 4.44. The album has been anticipated by Jay-Z's fans who have been speculating for years when his next album would be released.
4.44 is named after Beyonce -Jay-Z's fascination with the number 4 as they both have their birthdays on the 4th; December and September respectively. Part of the album deals with infidelity allegations introduced by Beyoncé on 'Lemonade'
Jay-Z says he got the title when he woke up at 4:44 am and started planning for the album. It deals with allegations of him cheating on his wife as it was rumored on her album, Lemonade.
He addresses the issue directly by rapping, 'I apologize, our love was one for the ages and I contained us,' he raps, later adding, 'And if my children knew, I don't even know what I would do / If they ain't look at me the same / I would prolly die with all the shame.'
The album was released exclusively on TIDAL, JAY-Z's streaming service.


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Procurement management- Procurement Support Professional
Clicking apply will take you to the company's website
Job Skill: Procurement Support
Designation: Career Level - 13-Associate
Job Location: Noida
Qualifications: Any Graduation
Years of Experience: 0-2 years
Job Summary
You will be aligned with our Procurement vertical and help us in the process of finding and agreeing to terms, and acquiring goods, services, or works from an external source, often via a tendering or competitive bidding process. Procurement is used to ensure the buyer receives goods, services, or works at the best possible price when aspects such as quality, quantity, time, and location are compared.
You will be working as a part of Procurement management team which uses a systematic approach for buying all the goods and services needed for a company to stay sustainable. They are involved in the identification of need, finding and qualifying the suppliers, requesting proposals, negotiating with suppliers, contracting, delivery and analyzing results.
You will be responsible for Procurement Support, where you will analyze & design the best practices for tactical and transactional procurement processes. You will plan the implementation based on detailed understanding of technologies involved and best practice process output measures. You will provide the setup and ongoing maintenance of suppliers, catalog content, user authorization data and procurement applications to provide efficient and effective transactions & to help maximize compliance.
Roles and Responsibilities
In this role you are required to solve routine problems, largely through precedent and referral to general guidelines. Interaction is within own team and direct supervisor. Detailed instructions on all tasks will be provided at this role with close supervision. Decisions made impact own work and are closely supervised. Individual contributor as a part of a team with a predetermined, narrow scope of work. Please note that this role may require you to work in rotational shifts.
Salary: Not Disclosed by Recruiter
Industry:IT-Software / Software Services
Functional Area:Supply Chain, Logistics, Purchase, Materials
Role Category:Purchase/Material Management
Role:Purchase Executive
Employment Type:Full Time, Permanent
Key Skills
Desired Candidate Profile
Doctorate:Doctorate Not Required
Company Profile
Accenture Solutions Pvt Ltd
Contact Company:Accenture Solutions Pvt Ltd
Address:Plant No-3.Godrej and Boyce Complex, MUMBAI, Maharashtra, India
Reference Id:41037


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Rapper XXXTentacion Dies at 20 From Shooting | E! News
Bringing you the latest news from across the celebrity world. Now go ahead get what you were looking for, but remember keep checking our the site for more of the latest news to keep you up to date and in the know.
Rapper XXXTentacion Dies at 20 From Shooting | E! News
The Broward County Sheriffs's Office confirms that the "SAD!" rapper is pronounced dead from a gunshot wound. Here's everything we know.
Full Story: https://www.eonline.com/news/945149/rapper-xxxtentacion-dead-at-20-from-apparent-gunshot-wound
Watch Live from E! here: http://bit.ly/2vGuD5g
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About E! News:
Jason Kennedy and the rest of the E! News team bring you the latest breaking entertainment, fashion and Pop Culture news. Featuring exclusive segments, celebrity highlights, trend reports and more, The E! News channel is the only destination Pop Culture fans need to stay in the know.
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Rapper XXXTentacion Dies at 20 From Shooting | E! News


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Description: Schiaparelli blue-green watermelon glass stones brooch and matching clip earrings set; the brooch features an enormous bout watermelon stone with green and aqua hues in the center surrounded by smaller blue watermelon stones. The earring have an equally large blue watermelon stone in a simpler scalloped edge silver tone frame. Signed 'Schiaparelli' on all pieces.
Size: Brooch: 1 7/8" dia., earrings: 1 1/4" dia.
Condition: Good, some foil damage visible looking into the large stones, does not detract


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*Illustrated Mouse Pattern *Detailed Directions, well labeled pattern pieces *Advanced Sewing project *Teddy Bear Style Mouse *4" or 10 cm Sleepy Mouse *New Techniques described and illustrated *Mary's Secret Garden Animal Pattern *Artist offers support and consultation
Sniggles Mouse by Mary Jardin Wimberley This pattern is for advanced Bear Makers or sewers. It also is intended for adult collectors. This mouse has been VERY popular for me! They may have been so popular because of how they fit into a man's breast pocket or how they like to snuggle into a pouch around your neck or maybe it's the way they have this drapy, relaxed, sleepy quality. They also relax into various sleepy poses which is why I used to make a little flannel pillow for each of them. They are also very versatile they are in terms of how they look in made up in different colors and styles of fur (as you can see in the photo montage included with purchase of pattern). Plus it is fun to make costumes for them, which gives them even more character! And by the way, I include a simple but wonderful pattern for a collar. I have used this simple easy pattern for many a mouse, bunny and bear… For more ideas on costumes for your mice, go to my website to some of mine. www.marywimberley.com. Even though this pattern is for a small mouse, I have filled seven pages with beautifully marked pattern pieces and detailed instructions including special notes on how to stuff and turn the tail, what materials to use and how to create the eyes. This pattern also is easy to resize because I include the stitch line and also outlines of the discs so as you shrink or enlarge the pattern you can see where to stitch and what size discs to use. The pattern itself is not difficult but for those of you not used to working so small or not used to as much detail in this size (like hand painted eyes with eyelids), I have gone into great depth to describe my process which includes many little tips. Be sure to read all of it. There may just be a hint in there that you need. It is a unique pattern though as the head is made from one piece of fur excluding ears, of course (which are sewn in by the way in special slashes.) Also by purchasing this pattern you agree to not share or sell the pattern itself but are welcome to sell any mice made from it as long as you give me credit for the pattern. As usual, I want you to know ahead of time that I am available for consultation on any aspect of this mouse pattern. I love to hear feedback and I especially love to see photos of finished pieces from my industrious customers. Blessings from the Secret Garden, Mary PS. Learn more about me by reading article in Teddy Bear Times-April/May issue.
Materials you need at home:
Sniggles Mouse Materials *Fur nap: For regular density mohair, use 1/8" to 3/16" nap. For sparse density, use up to 1/2". *Mohair: 10" x 8" (Body) *Extra Thin Ultra Suede: 3" x 5" (Tail, feet) *Wool Felt: 2" x 3" (Ears) *Eyelids: 3" x 2" thin brown leather or ultra thin ultra suede *DISCS: Head: (1) 5/8" Neck in Body: (1) 3/8" (or use washer) Arm: (4) 3/8" Leg: (4) 1/2" *Eyes: 6 mm clear or colored round pupil glass eyes *Paint: Nail polish or paint for eyes *Whiskers: Horse hair *Hardware: 11 washers (thin brass w/small hole), 2 small looped cotter pins (head, neck) 4 small T cotter pins (arm, leg joints), small curved hemostat, cotter pin key, small clips *Embroidery thread: Black or pink thin pearl cotton (# 12 or 8) or tatting thread *Coloring: Permanent markers (black, gray, pink) stiff paint brush & paint thinner for blending marker ink *Stuffing: Poly fiberfill & tiny glass beads (pellets) for filling, small funnel (glue in plastic straw if desired) *Other materials: Embroidery scissors, white glue, toothpicks, upholstery thread, Fray Check, assorted needles, finger brush, tweezers for plucking face & paws


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I wrote my first 30 books as a teacher. I would read to my classes, and they'd give me feedback. I was trying to role model. Votes: 1Eric Walters
The most important role models should and could be parents and teachers. But that said, once you're a teenager you've probably gotten as much of an example from your parents as you're going to. Votes: 1Andrew Shue
The only reason we make good role models is because you guys look up to athletes and we can influence you in positive ways. But the real role models should be your parents and teachers! Votes: 1Dante Hall
I had many teachers that were great, positive role models and taught me to be a good person and stand up and be a good man. A lot of the principals they taught me still affect how I act sometimes and it's 30 years later. Votes: 1Kevin James
I think once you're in the public eye, whether you're a boss, a teacher or whatever you do, that you're automatically in the position of role model. You have people looking up to you, so whether you choose to accept it or not is a different question. Votes: 1Talib Kweli
I have fought to protect those benefits that ensure better salaries for teachers across the Nation such as grants to pay off student loans and funding for Teach for America. Still, we must all do more to show our continued appreciation for our Nation's leading role models. Votes: 1Solomon Ortiz
The expectation was I would get married and become a mother and settle down. We didn't have any role models. We saw teachers and doctors and nurses, but I'm not a teacher, and there was no possibility of being a doctor or a nurse. I had to work and find my own way. Votes: 1Alexis Wright
I see the root of the education crisis in the primary and secondary schools. Academia is doing a fairly good job. The root of the problem is the teachers. Some are great. But too many of them are not capable of being good role models. They can't control the classes. They lose too much time trying to create a learning environment. Votes: 1Dan Shechtman
I would say that my role model, as far as just somebody leading by example, which to me is what a great youth counselor does - they are there to talk to and lead by example - would be my mom, but she wasn't a youth counselor. She was a teacher, and she is a good person and definitely one of the biggest influences in my life. Votes: 1Carrie Underwood


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i started out this morning wishing nick a happy first day of 8th grade. my 8th grade year was filled of anticipation, and i must admit a bit of dread, for high school. when he got home, things were good! here's to a great year!!
when i got to work, i had a list of things to do, the normal things, that usually get done in a few days, but my goal was to get them done today. i have a pressing engagement on friday which requires me to not be in the office…just saying! i spent the morning entering bills, answering vendor calls, and updating budgets. i even tactfully ambushed the boss in order to get checks signed. thankfully, he has a sense of humor and, at least i think, appreciated my effort.
my other goal of the day was to meet a good friend from school for lunch. she was to meet me at work at noon to pick up books for a class i have already taken and to go to lunch. at 11:56 my boss and i are hovering over my computer trying to fix a budget. something that needs to get done! when gillian comes in saying the big boss was in her office asking her things that she didn't have an answer to. she needed our help. my first thought…"damn, cathy is probably in the parking lot" followed by "what on EARTH could he be asking?" i made my way to gillians office, found my friend cathy waiting in the hallway-to whom i said hi to very quickly. only to be greeted by EVERYONE i work with. all in gillians office, all there to wish me luck. there were flowers-which are gorgeous-and cupcakes, and many, many, many, well wishes!
i was speachless. and touched. and downright flabbergasted! i have to say i work with the most thoughtfull, generous, fun, people EVER! and to know that there were things going on, that i wasnt aware of…makes it all the better! i was able to hold the tears in until my former boss, the lady who brought me into such a great little world, came over to give me hug. she has just married one of her daughters off and has another to go, and when she approached me, i said she deserved a break, to which she said, "no you deserve this" and with a hug i starting to cry and blubbering " i never thought this would happen" we totally had a moment! she is the best!
eventually i made it to lunch. i made it home. the flowers are in a vase from my engagement party and they totally look the part. and tonight i sit and think that i may not make much money, or have any prestige, but in my field…you cannot meet a better group of people.


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Put yourself in the shoes of the characters in this book. Use your imagination and ask you're self what would you do?
Tag: regret
A Year To The Day
A Year To The Day A year to the day and I still feel this pain Lots of regrets What … More
Pictures: 4am Screams
4am screams It's around 12 am and I just got home from a date with my girlfriend. We went to … More
Untitled 2
We've come to settle scores Look in the mirror We're the same Whole day down the drain Social construction forgot … More
Empty looking for love Everywhere accept me Living hoping everyone accepts me Considerate of feelings Till mine weren't held in … More
Pictures: Pinot Grigio
Pictures: Pinot Grigio Don't know what I'm drinking to? maybe it's the empty regrets The stress Depres *gulp* I'm okay … More
Lost in translation
I close my eyes I see the waves flowing Baby crying Mother dying I hear the wind blowing Trains horning … More
Two paths One way One must change Back at this crossroad Where the train derailed And coaches depart I'm here … More
Letter to Kate
See I left this place baby I weren't around I am not about See I left this town Mind full … More


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Excellent cost-benefit. I was trying to avoid the brand hotels at the strip, with long lines to check-in, lines to get the elevator, noisy aisle and so forth. Got it. The rooms are nice, clean, comfortable and, most important, quiet. Definitely recommended.
Gold Coast Hotel And Casino
4000 West Flamingo Road
Las Vegas, NV
Hotel Rates | Pictures | Reviews | Maps
Families and casino fans flock to the non-stop action, entertainment — and the mega-bowling facility — at the budget-friendly Gold Coast Hotel and Casino, which offers free shuttle service. The Gold Coast combines bargain accommodations and high-roller entertainment all in one. The 711 rooms at this hotel feature sleek fixtures, comfortable bedding and more than enough room. Thoughtful amenities like in-room coffeemakers make you feel right at home.


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1" cube robot for learning robotics, firmware, Android and Raspberry Pi
Crowd funding ended, but pre-sales are available here.
William Weiler Engineering
Skoobot is open source. It also comes with a companion board for charging and programming.
Use of Skoobot and feature announcements (facebook page)
Programming Skoobot - see Videos menu on this site.
Skoobot progress - posts on what I'm working on (Google+)


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The Valley News
VT Daily Newspaper – Local News, Obituaries, Classified Ads
The Valley News daily newspaper features local news, sports, business, jobs, and community events. The Valley News newspaper is published seven days a week. The newspaper serves the Upper Valley Region of Vermont and New Hampshire including Hanover, NH and White River Junction, Vermont. Please share your comments or reviews of Vermont publications. Thank you for supporting Vermont's publishers. Reach all of Vermont and beyond place a Photo Classified in Classified Ad Net.
Valley News: Vermont Newspapers
Save 50% or more on local newspaper home delivery
Classified Ad Net - Local Photo Classifieds
Browse the photo classified ads for jobs, cars, trucks, apartments, musical instruments, pets, items for sale, tag sale notices, real estate and more. Place an ad or Browse the Photo Classifieds at Classified Ad Net.
Browse Classified Ads
The Valley News
News Desk
Valley News
P.O. Box 877
White River Junction, VT 05001
MAIN NUMBERS: 603-298-8711 or 1-800-874-2226
E-MAIL: email@example.com
VT Newspapers | Place A Photo Classified Ad | Browse Classified AdNet
Products | Visit VT Towns | Shopping


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What was my blog's #1 most read recipe in 2015? Most re-read teen tip? Most asked home & garden reader question? How about the best get organized idea? If you caught my segment on KTVK's "Your Life A to Z" morning show on Channel 3 today at 10am about some of my blog's top tips, […]
As Seen On 3TV Today: My Blog's Top 2015 Tips & Most Popular Recipe
January 11, 2016 By Leave a Comment
Valentine's Day Gift Ideas For All
January 23, 2015 By Leave a Comment
Yep, February 14th is right around the corner, so here are some fun gift ideas for him, for her, for the kids, the teacher and some stuff to make your gal pal smile if heart day has her bummed out. So check this stuff out. And do you like my crazy specs….


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Home Remedies for Urinary Tract Infection (UTI)
Your urinary system is made up of your urethra, which carries urine out of the bladder when you pee, your bladder, which holds your urine, your ureters, which carry urine from the kidneys to the bladder, and your kidneys, which filter waste from the blood to produce urine.
A UTI happens when bacteria makes its way up the urethra, and the symptoms includes, burning feeling when you urinate, frequent urge to urinate with little result when you do, pain or pressure in your back or lower abdomen, strange-smelling urine (cloudy, dark, bloody), feeling tired or shaky and fever (a sign the infection may have reached your kidneys)
It is best to get examined by a Doctor once you have the symptoms of a UTI as the infection could spread to your kidneys if left unchecked. The Doctor will prescribe appropriate antibiotics after extensive tests have been carried out.
Some of these home remedies may be useful to ease UTI pain and discomfort:
1) Drink loads of water: This is one of the most important things you can do when you have a UTI. It helps flush out bacteria, and gives you something to actually push out when you pee
2) Urinate: Urinate as often as possible when dealing with UTI. If you hold it in, you increase the chance that bacteria will develop and multiply. If you do have a UTI, every time you pee you get out a little bit more of that bacteria
3) Vitamin C: Getting plenty of foods/fruits high in vitamin C is important, because large amounts of vitamin C make urine more acidic and this inhibits the growth of bacteria in your urinary tract
4) Apply heat: Inflammation and irritation from UTIs cause burning, pressure, and pain around your pubic area. Applying a heating pad/bottle can help soothe the area. Keep the heat setting low and limit your use to 15 minutes at a time to avoid burns
5) Cut Bladder irritating food: Caffeine, alcohol, spicy food, carbonated drinks, and artificial sweeteners can irritate your bladder further if you have UTI, making it harder for your body to heal. Focus on healthy foods, such as high-fiber carbohydrates, which are good for your digestive health
6) Change to Healthier Habits: Lifestyle changes matter because they can help you recover from a UTI and might prevent another infection. Wear loose cotton clothing/underwear and wipe yourself clean from front to back after using the toilet
For more advice and help, feel free to ask a Doctor via The Reliance Care App


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This course is ideal for people who have never learnt the language.
My name is Susanna Corbally (MA Cantab PGCE). I was brought up bilingual in Italian and retain close family ties in Italy. I have a strong academic background but also a practical approach to applying language knowledge to real life situations. I have experience in tutoring languages to both children and adults, and also contributed to translating the 'Languages for fun' Italian course materials.


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Solar Panels
Jinko Solar is a global leader in the solar industry. The Company distributes its solar products and sells its solutions and services to a diversified international utility, commercial and residential customer base in China, the United States, Japan, Germany, the United Kingdom, Chile, South Africa, India, Mexico, Brazil, the United Arab Emirates, Italy, Spain, France, Belgium, and other countries and regions. visit website.
Risen Energy is a hi-tech enterprise which is engaged in R&D, production, sales and service of solar modules, products of photovoltaic technology, solar terminal application, and integration. As a state-level high-tech enterprise, Risen Energy has more than 45 key business core technologies and has established a national level photovoltaic laboratory, which is independent and received CNAS certification. The laboratory can carry out 54 project tests according to EC61215, IEC61730-2, and UL1703, and provide support for the design, development, and quality control of the company and other photovoltaic enterprises. visit website.
Founded in 2001 in Ontario Canada, Canadian Solar (NASDAQ: CSIQ) operates as a global energy provider with successful business subsidiaries in 20 countries on 6 continents.
Canadian Solar is both a global leading manufacturer of solar PV modules and a provider of solar energy solutions, with over 12,000 employees globally.
With state-of-the-art manufacturing facilities in Canada, China, Brazil and South East Asian countries, Canadian Solar now has around 9 GW module manufacturing capacity and has delivered more than 29 GW of premium quality solar modules to customers in over 150 countries in the past 17 years.
To date, Canadian Solar has energized 4.3 GWp of solar power projects globally and owns 1.4 GWp of solar power plants that are in commercial operation, with a resale value of US$1.6 billion. In addition, Canadian Solar has a geographically diversified utility-scale solar power project pipeline totaling 8.9 GWp, with projects being developed in the U.S., Japan, Latin America, Australia, EMEA, South East Asia, India and China. Of the total project pipeline, 2.2 GWp of projects are at late-stage development and have secured energy offtake agreements.
In 2017, Canadian Solar achieved a revenue of US$3.39 billion, ranking No. 3 among all global solar companies. Meanwhile, Canadian Solar was listed as the Top 1 Company in Bloomberg New Energy Finance's Tier 1 Module Manufacturers ranking in terms of bankability for Q2 2018, and was named as Top 3 Global Utility-scale Solar PV Project Developer for 2017 by GTM Research. visit website.
At Link Energy we want to pioneer an Energy-Linking world. Our core mission is to innovate products that are more efficient, reliable and have great performance that can be trusted. All Link Energy Polycrystalline and Monocrystalline products have great features such as:
- 5 BusBar cells to suit low light conditions.
- IP67 Junction Box.
- Self-Clean Glass (at minimum 10 degree pitch).
- 35mm Anodized Aluminium Alloy Frame.
- 10 years product warranty
Hanwha Q CELLS is a manufacturer of photovoltaic cells. The company is headquartered in Thalheim, Germany. The company was established in 1999 as Q-Cells AG. Since 2012 it is a part of the Hanwha Group. Q.ANTUM combines the best features of all known cell technologies to achieve high performance levels at low cost of electricity (LCOE). This advanced technology ensures Q CELLS solar modules achieve maximum luminous efficiency under real, day to day conditions, even under cloudy skies. visit website.