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Successful entrepreneurs seeking to change seniors' lives learn success comes slowly and often at great sacrifice
By Eric Taub
When you think of "venture capitalist" or "tech startup," the last thing that probably comes to mind is a senior living community.
With the relatively minor size of the market, investors have little interest in considering small-bore deals for the elderly when multimillion-dollar Silicon Valley returns from the Millennial generation look to be just within their grasp.
It's a lesson that Allen and Diana Arseneau, a married couple in their 30s, quickly learned when they set out to raise money for their startup, Jamber.
The Arseneaus figured they had some strong credentials going in: Diana was the first person in her Milford, Conn., high school to attend Harvard. Allen and his brother were the first in his working-class family of any generation to graduate college and the first to attend graduate school. In Allen's case, that meant Stanford University.
They believed they had a potential winner on their hands: a revolutionary design for a coffee mug that seniors with physical disabilities could easily hold and manipulate without pain. It seemed like a natural win.
"The venture capitalists said 'we don't invest in non-tech companies,'" Allen recalls, despite the fact that the company had spent months accumulating biological and ergonomic data on how people hold cups. Looking to raise $100,000, "we were told we were looking for too little money. Many investors were looking for a tech start-up that would turn into the next Facebook."
While entrepreneurs in the high-tech consumer space may dream of cashing in and driving Lamborghinis, those working to succeed in new businesses that will serve the assisted living industry and its residents appear to be motivated by loftier goals. Financial riches are an afterthought, or not a thought at all.
Sources of inspiration
Many became attracted to the seniors housing industry after experiencing the physical challenges that a close, elderly family member faced. For Allen, that moment came while watching his then-84-year-old grandfather, a Korean War veteran and his "hero," struggle to hold a coffee mug without shaking.
"He said to me, 'my wrist hurts, my elbow, everything hurts,'" says Allen.
Jake Reisch, a 26-year old graduate of Cornell University and entrepreneur, saw his elderly aunt struggle to hear what was happening and stay engaged whenever she got together with her friends at her assisted living home.
And Jack York, the co-founder of It's Never 2 Late, saw that he was able to change the lives of the elderly by donating computers to a nursing home. But he also saw how difficult those computers were to master.
In all cases, the companies' founders thought that they could improve lives. But that often unintentionally resulted in their own lives becoming considerably worse.
To get Jamber up and running, the Arseneaus maxed out their credit cards, borrowed money from their family and ate rice and beans — often. For the first several years, they took no salary.
"It was very challenging," says Allen. "We're a consumer products company, and a lot of venture capitalists don't understand the senior living market."
Eventually, the Arseneaus were able to raise angel investor funds thanks to their connections made through the Stanford University and Harvard University alumni networks, the two colleges they had attended.
Thanks to their naiveté, Allen cold-called the former head of the American Occupational Therapy Association, not realizing that her workload was so heavy that she scheduled discussions in 15-minute increments and was always booked.
Almost by accident, the executive answered the phone, heard the pitch and advised the couple to start collecting data to prove their assumptions. "We spent months getting the ergonomic data we needed."
Because his grandfather lived in the Evans Park Benchmark Senior Living property in Newton, Mass., Allen approached Benchmark with his idea. Arseneau was introduced to Guy Hemond, vice president of culinary & dining services at Benchmark headquarters, and the company subsequently agreed to try out an early prototype.
"We spent months adapting our data to the mug's design to figure out how humans interact with a cup; we even bought a 3D printer to make models," explains Allen.
The mug is now in production. In July, Benchmark decided to replace all of its more than 15,000 cups and mugs across its communities with Jamber cups.
While Jamber looks to be on the road to success, the Arseneaus found the process very isolating and exhausting.
"There were definite highs and lows, and there are always naysayers," says Allen. "And you have to be okay with taking $50,000 and throwing it to the wind."
Private equity to the rescue
Beginning in 1999, York, the former head of a large Silicon Valley sales organization, and two other partners saw that introducing computers to the elderly could be "life changing." But he wanted to figure out how to make them easier for assisted living residents to use.
Sourcing content, creating original content and redesigning the computer's standard interface, York created It's Never 2 Late to package his reimagined PC. But success was slow in coming.
"I was in the right space, but at the wrong time," says York, who was forced to self-fund the company for the first 10 years, investing close to $900,000 of his own money.
"We were ahead of ourselves in technology, consumer acceptance and price point. It was so slow going that if I were an employee, I would have been fired in year three."
By 2006, all the cash was gone. Fortunately he interested a private equity firm in making an undisclosed investment that kept the company afloat.
Today, the company has 34 employees, 30 percent year-over-year growth and an expected $10 million in revenue for 2016. The service has become so popular that customer retention is 97.8 percent.
Assisted living communities pay an upfront cost for the hardware — whether that's a computer tablet, a desktop machine or TV — an additional optional fee for training, and then a monthly subscription fee for continually updated content and 24/7 maintenance.
It's Never 2 Late's computer terminals are in more than 700 Brookdale Senior Living communities, and 2,500 communities total. The terminals are mostly located in memory care units. "If I were choosing a community for my parents I'd be much more interested in one that kept them engaged," says York.
While York entered the market before it was receptive, he believes that his continual presence has helped would-be customers trust him.
To make the business work, "we simply listened to our customers. We listened to what was appropriate content, what was appropriate equipment and what was appropriate functionality. The senior living industry has technology skeptics, and vendors that come and go. We've done right by our customers."
'Seven-year overnight success'
Even when an assisted living community finds a product attractive, that doesn't mean that it will become a customer.
"You can confuse excitement with opportunity," notes Kian Saneii, founder of Independa, a company that provides a health and social engagement platform to the elderly using a compatible television as the resident's interface.
Users of the Independa platform are able to receive reminders to take their medicines and vitals, share photos and video chat with others all via their TV screens.
"Excitement happens right away. But opportunity happens over time," says Saneii. "There needs to be a 'must have' business decision."
Saneii defines Independa as a "seven-year overnight success." Founded in 2009, Saneii self-funded the company for the first year and then demonstrated its product at the Consumer Electronics Show in 2012. The product did not ship until the end of the following year.
"We had multiple patents, but we were running out of money," recalls Saneii. A venture capitalist introduced Saneii to Korean electronics giant LG, which then invested in Independa in 2013 and supplied its HDTVs to be used by the Independa platform.
"That was a huge validation for us," says Saneii. "They took their TV appliance and turned it into an engagement window."
Independa's solution is now engaging residents and increasing their interest in the communities in which they live, while also attracting new residents.
"We need to respect the industry where it is," explains Saneii. "A better gadget with no business benefit and no return on investment is not good."
Embedded entrepreneur
One way to improve a return on investment is by creating a happy atmosphere within the community, one where residents feel engaged and stimulated.
Reisch noticed that that was not always the case for his elderly aunt, who would often go to group gatherings in her assisted living community and leave disappointed, feeling isolated because she was unable to hear what was being said.
Reisch, 26 years old and a recent Cornell University graduate, co-founded Party Headphones in 2012, a company that offers party attendees wireless headphones to create "silent discos," events where attendees listen to music over headphones rather than through speakers.
Using a similar model, Reisch started Eversound, a venture that gives senior living residents the ability to hear better in social events by wearing headphones specially tuned to increase those treble-range frequencies typically lost by the elderly. To increase the ability to hear, every user can also adjust the headphones' volume to his or her preference.
For funding, Reisch turned to Red Bear Angels, an angel investment group that looks for startups created by Cornell graduates.
To understand what seniors needed in the way of headphones, Reisch spent several months living in senior living communities, asking questions and observing resident behavior "until they kicked me out."
Operator encourages innovation
Through its Entrepreneur in Residence program, Brookdale Senior Living offers the heads of startups the opportunity to stay in a Brookdale community for five days. "This gives them a structured experience to interact with family members and residents," says Andrew Smith, head of the program. "They can do focus groups and product demos while there."
Brookdale takes no ownership position in the chosen startups, nor does it commit to purchase any product. The only advantage to Brookdale is an early look at new technology.
While not part of the Brookdale program, Reisch's stay at various communities "gave us a lot of credibility with investors," he says.
Eversound has raised $1.5 million and employs seven people. He's placed 1,000 headphone units in over 90 locations owned by 20 assisted living companies.
As an entrepreneur, Reisch likes to move quickly, but he found that that doesn't always work. "The hardware has to be built right," he says. "If not, you're going to get stuck with inventory, or have to pay for expensive retooling. Do we have setbacks? Always. Every week."
For these startup entrepreneurs, the rewards have been worth the headaches.
Heartwarming stories
"We had one family member tell us that 'if my mother had had your cup, she'd be alive today,'" says Jamber's Allen Arseneau. "He said that because his mother's mug was so difficult for her to hold, she stopped drinking, became chronically dehydrated, and then died because of a urinary tract infection."
Reisch has found that once people try his headphones, they understand the benefit. "One user said to me that 'this time, I can actually hear.' Another said that before using our headphones, they never thought they'd be able to get through to their loved one."
If there's one trait that's common to entrepreneurs, it's perseverance. And that's especially true when working in assisted living, a market that receives little attention from the financial community and one beset with constant financial constraints.
"I met a guy once at a urinal," recalls Allen Arseneau. "We started talking while we were both using them. It turned out he was with a Boston bank, and was a potential investor. You have to network like crazy."


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It's never too late: Learning to Bartend for Retirement, over 55 etc.
When we did our piece for Channel 6 (link below)
One of our students, Nick, was in his 60s, and another, Joe, was in his 50s. They both found great jobs shortly thereafter. One of the things that's so surprising to our older students isn't that they are too old, it's how much they are actually in demand.
At Mixology Wine, we always prefer instructors that are at least over 35. Not only do they tend to be more stable, but they have years of experience in the workforce, and they are much more responsible. So many bartenders are between the ages of 18 and 26, and they're great, but with all the actresses and college students, they're not the most reliable bunch.
When you have excellent knowledge, and skills, it's very easy, particularly in high end venues, to leverage maturity, responsibility, and integrity to land a great job. It's a wonderful contrast to Corporate America, which all too often is obsessed with newest late 20s early 30s Six Sigma MBA.
If you're considering Mixology in any way, shape, or form, do not let age deter you. Our oldest graduate, Roger, was 77 when he started the course. A former professor at Drexel, he found himself bored and listless upon retirement, having been used to the energy and bustle of being around college students everyday.
Bartending didn't just give Roger a job, it gave him joy, vitality, and a renewed sense of purpose. After a couple days, everyone in class forgot about his age as he mixed, learned, and struggled, and passed along with classmates as young as 18.
No matter how old or how young you are, there are places that you love, and people you love being around.

subset: commoncrawl


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Forest River RV Cherokee Wolf Pack 24PACK14+ Toy Hauler Travel Trailer For Sale
Forest River Cherokee Wolf Pack toy hauler 24PACK14+ highlights:
- 14' Garage
- Power Bunk
- Convection Microwave
- Master Suite
Let this Cherokee Wolf Pack toy hauler take you, your family, and your off-road toys to the outdoor playground of your choice! You can easily load and unload your riding toys with the rear ramp door. After your gear is unloaded from the 14' of cargo space, then set up the two sofa beds and the removable dinette table for a nice eating/visiting area. Above, there is a Happijac power bunk which you can lower at night. The open kitchen features a large sink, three burner range, and a microwave oven. In the master suite you will find a Wolf Pack king bed, as well as two nightstands and two wardrobes. Enjoy spending more time outside enjoying the shade of the 15' power awning.
With any Cherokee Wolf Pack toy hauler, it is easy to keep the outdoor fun going all weekend long! There is plenty of room for a few dirk bikes, a four wheeler, or an ATV, and you can clean up from your excursions before coming inside with the outside shower. Inside you will find comfortable conveniences like the real wood cabinet doors and drawers, a large 10.8 cu.ft. 12V refrigerator, a shower skylight, and a drop in cooktop with a glass cover and oven. You will also appreciate having a 35,000 BTU furnace to keep the interior warm.Have a question about this floorplan?Contact Us
Sleeps 6 Length 31 ft Ext Width 8 ft 6 in Ext Height 12 ft 5 in Hitch Weight 1015 lbs Gross Weight 9985 lbs Dry Weight 6373 lbs Cargo Weight 3612 lbs Fresh Water Capacity 100 gals Grey Water Capacity 38 gals Black Water Capacity 38 gals Furnace BTU 35000 btu Fuel Capacity 30 gals Available Beds King Refrigerator Type 12V Refrigerator Size 10.8 cu ft Cooktop Burners 3 Number of Awnings 1 Garage Size 14 ft AC BTU 15000 btu Awning Info 15' Power w/LED Lighting Axle Count 2 Shower Type Radius Electrical Service 30 amp
Similar Toy Hauler Travel Trailer Floorplans
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Hong Kong Customs seizes suspected ivory (with photo)
Customs officers intercepted a 27-year-old incoming male passenger at the airport this afternoon. During Customs clearance, Customs officers found four computer tower cases in his baggage. About 47.4 kg of suspected worked ivory and 14.5 kg of suspected raw ivory were found concealed in the false compartment of the computer tower cases.
The case was handed over to the Agriculture, Fisheries and Conservation Department for follow-up investigation.
Under the Protection of Endangered Species of Animals and Plants Ordinance, any person found guilty of importing or exporting an endangered species without a licence is liable to a maximum fine of $5 million and imprisonment for two years.
Ends/Wednesday, May 31, 2017
Issued at HKT 21:06
Issued at HKT 21:06


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Jennifer Lawrence has been likened to fellow actresses Haley Bennett and even a young Helen Mirren, but this American model may look more like the Oscar winner than the lot of them.
Alexia Maier is a 17-year-old model from Ponte Vedra, Florida, who gets regularly approached by strangers who mistake her for Lawrence.
She told Mail Online: "At first I thought it was a joke when people started saying I looked like Jennifer Lawrence. But when I started getting dozens of comments about my J-Law similarities, I started to realise it myself."
Perhaps the biggest irony is that despite her resemblance to the actress, she isn't even a fan of hers! She said: "I know this is not the answer people are expecting from me, but I am not a fan. Even so, I can acknowledge that Jennifer has definitely impacted my life in strange ways.
"I got a lot of attention in the first couple years of high school because of my similarities to her. I was also subjected to a lot of online attention when I was pretty young, good and bad, but both have managed to help shape me as a person."


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National leader of All Progressives Congress (APC), Sen. Bola Tinubu on Tuesday described the suspension of the Chief Justice of Nigeria (CJN) by President Muhammadu Buhari as an eminently f... Read more
Afenifere, a Pan-Yoruba group led by Sen. Ayo Fasanmi, has called on Yoruba to vote massively for President Muhammadu Buhari and APC in the forthcoming elections. The group made the call thr... Read more
Another section of apex-Igbo socio-cultural group, Ohanaeze Ndigbo, led by Secretary-General, Mr. Uche Okwukwu, has endorsed President Muhammadu Buhari for second tenure. Okwukwu, had earlie... Read more
The APC caucus in the senate has distanced itself from the decision of some other senators to approach the Supreme Court over the interpretation of the suspension of the ex-Chief Justice of... Read more
The Court of Appeal in Abuja on Monday reserved judgment in the decision of the FCT High Court to uphold Chief Ikechi Emenike as Governorship Candidate for the All progressives Congress (APC... Read more
Manchester City's title hopes suffered a huge blow as Newcastle came from a goal down to record a remarkable victory over the defending champions at St James' Park. Two defensive lapses cost... Read more
Manchester United caretaker manager Ole Gunnar Solskjaer said the side's fans were treated to a "typical Old Trafford finish" as they came from 2-0 down to rescue a dramatic point against Bu... Read more
Guillem Balague is the host of BBC Radio 5 live's Football Daily podcast on Thursdays covering European football. Here he gives his view on Jose Mourinho's current standing in football manag... Read more
The Nigerian Senate has cancelled its plan to hold an emergency session over the suspension of the Chief Justice of Nigeria, Walter Onnoghen and instead has gone to court to challenge the ac... Read more
The Federal Government says the suspension of the Chief Justice of Nigeria (CJN) Justice Walter Onnoghen, does not signify the onset of dictatorship or tyranny, as some people have insinuate... Read more


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Luxury refurbishment of three bedroom prime residential apartment for private clientview the next project in education
One Hyde Park
Beadmans have now been commissioned to fit out three individual apartments ranging from 4,000 to 9,000 sq.ft, each for a separate clients. A challenging site in all respects with very high quality expectations from all parties.view the next project in education
Primrose Hill
High quality new build 4,000 sq.ft residence for private client. Two floors constructed below ground with just one floor at ground level due to very restricted site.view the next project in education
Queens Gate Gardens, Kensington
Luxury refurbishment of 4,000 sq.ft prime residential apartment for private client plus the further refurbishment of another property within the same building for the same client.view the next project in education
Yeomans Row, Knightsbridge
Prime new build residential development of 40,000 sq.ft comprising 5 new townhouses plus 4 apartments. Three basement levels plus four floors constructed above ground on a restricted site.view the next project in education
Luxury Residential - Others
Beadmans are currently appointed on a variety of other prime / luxury residential projects but due to client confidentiality we are unable to publish further information. Projects include both refurbishments and new build properties up to 20,000 sq.ft.view the next project in education
The Bishops Avenue, London
25,000 sq.ft luxury single occupancy residential development presented over four floors including a subterranean gym, swimming pool, spa facility, ample reception / bedroom area, landscaping garden and detached garage.view the next project in education
Lillie Road
New build development of 9no luxury town houses, providing a series of 3 and 4 bed units under a design and build contract.view the next project in education
Cornwall Terrace, West London
Soft refurbishment of existing residency including extension of existing dressing room, bathroom facilities and validation of plant and services for remarketing.view the next project in education


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Forgot password?
In the year 2000 Arlingham and Newnham on Severn celebrated the millennium by opening the ferry across the Severn close by the Passage Inn. The Army came with their hovercraft and ferried people from Newnham to Arlingham and from Arlingham to Newnham.
To mark the occasion coffee mugs were produced.
My friend and I were early and crossed from Arlingham without having to wait. However, we had to queue to make the return journey as the crowd had grown so large.
If you look carefully at photo two you will see a hovercraft on the Newnham bank and the crowd is queuing to the right.
There were two hovercraft manned by the Army.
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Cotswold Canals Heritage > http://www.cotswoldcanalsheritage.org.uk/
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So, it's been a while since the last product update, but that doesn't mean we haven't been really busy building new stuff! Here's a small tidbit of what we've been working on… Campaign Updates One of the best ways of […]Continue Reading
So, it's been a while since the last product update, but that doesn't mean we haven't been really busy building new stuff! Here's a small tidbit of what we've been working on… Campaign Updates One of the best ways of […]Continue Reading
Nonprofit millennial engagement is important for a number of reasons. Not only do millennials (those born between 1980 and 2000) make up a sizable segment of the overall population, but 11% of charitable giving throughout the U.S. currently comes […]Continue Reading
Our GiveGab team is all about innovation, improvement, and above all, accommodation to the requests of our nonprofit clients. We strive to make the happiness of our customers our very first priority in everything that we do, which is why […]Continue Reading
Not sure I can justify the title of this article with a reference to the early '90s Guns N' Roses song. That's much more depressing than this blog post strives to be. Over the summer and early fall our team […]Continue Reading
Our team has been tirelessly crafting new features and enhancing GiveGab to help you and your organization do awesome things to benefit those you serve. We need to do a better job of keeping you in the loop on these changes, so that's the purpose of this blog post. We'll try to get one of these updates out each month so you know what's going on, and so you don't miss out on great new features.Continue Reading
The team at GiveGab hunkered down this brutal winter to work on various things. Our main goals have been to stay warm and build features to make fundraising a breeze for everyone. We haven't been doing so well at staying warm, but we have been cranking out some amazing features we'd like to share with you.
Before I do that, maybe I should tell you a little about our new focus. We set out to make anyone an expert fundraiser, or at least a more confident fundraiser. If you work at a nonprofit, we want to provide you and your volunteer fundraisers the tools and education needed to be successful.Continue Reading
For the past several months, the team at GiveGab has been working on a re-design of the website which we internally dubbed "R2D2" (short for Responsive Re-Design & Development). We wanted to bring a better user experience to all our […]Continue Reading
http://platformed.info/two-sided-market-seeding/) and also blogs about at platformed.io. We must provide enough content, specifically, volunteer opportunities to volunteers as well as the reverse of that – enough volunteers that can start to build up the network of interaction that makes our […]Continue Reading
GiveGab is proud to partner with Independent Sector—the leadership network for nonprofits, foundations, and corporations—to bring its 2014 National Conference to Seattle this November 16-18. Last year's conference in New York gathered more than 1,200 nonprofit professionals, including more than […]Continue Reading


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Address:Rm.802, Block A, Building 2,Tiananshuma Cheng, Longgang District,Shenzhen City.
Fax:0755-2868 3226
Vietnam factory has an area of 15,000 square meters, and about 40 managers and technical engineers from China factory. The company has passed ICTI and Disney license certification, with high quality assurance. All process from prototype master disassemble to shipment will be done in the factory. We strictly adhere to the delivery date that guarantees the high quality of the product.


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Spain to Push EU to Recognize Independent Palestinian State
Josep Borrell, Spain's foreign minister, addressed the EU at a conference of European Union leaders in Austria Tuesday pushing for the union to recognize independent Palestine.
Josep Borrell, Spain's foreign minister, addressed the EU at a conference of European Union leaders in Austria Tuesday pushing for the union to recognize independent Palestine.
Since Spain only occupies a small part of the border, the wall would need to be built through many different countries.
By John Vibes
Spanish Foreign Minister Josep Borrell recently revealed that Donald Trump suggested that the government of Spain build a wall across the Sahara desert to prevent immigrants from traveling into
Madrid plans to pay back the $10m it has already received as part of the deal.
Though the United States and the United Kingdom receive the most widespread criticism for supplying weapons to the Saudi government, which has been condemned for causing thousands of civilian deaths in Yemen, other Western governments are also complicit. In 2015, the Spanish government sold the Kingdom 400 bombs in exchange for $10.6 million and
There is no escaping the fact that the "throw them back to Libya" attitude, fostered by governments and upheld by a considerable segment of the population, is prevailing.
MALTA -- (Report) The standoff in June between Malta and Italy over the fate of over 600 migrants on board the Aquarius -- a rescue boat operated by Doctors Without Borders (MSF) -- made headline news for the wrong reasons. As both
Ramona Wadi is an independent researcher, freelance journalist, book reviewer and blogger. She writes about the struggle for memory in Palestine and Chile, historical legitimacy, the ramifications of settler-colonialism, the correlation between humanitarian aid and human rights abuses, the United Nations as an imperialist organisation, indigenous resistance, la nueva cancion Chilena and Latin American revolutionary philosophy with a particular focus on Fidel Castro, Jose Marti and Jose Carlos Mariategui. Her articles, book reviews, interviews and blogs have been published in Middle East Monitor, Upside Down World, Truthout, Irish Left Review, Gramsci Oggi, Cubarte, Rabble.ca, Toward Freedom, History Today, Chileno and other outlets, including academic publications and translations into several languages.
Spain's Prime Minister Pedro Sanchez, a socialist who took office just over a week ago, gave instructions for the humanitarian vessel to be admitted to the eastern port of Valencia after having been turned away by Italy and Malta.
By Al Jazeera
Spain's new government has stepped up and offered to take in a rescue ship that is drifting in the Mediterranean sea with 629 migrants on board after Italy and Malta refused to let it dock.
The move came after Assange criticized Germany's detention of former Catalan president Carles Puigdemont.
QUITO, Ecuador (AP) — Ecuador's government said Wednesday it has cut off WikiLeaks founder Julian Assange's internet connection at the nation's London embassy after his recent activity on social media decrying the arrest of a Catalan separatist politician. In a statement, officials said Assange's recent posts "put at risk" the
Jaume Cuevillas, a lawyer representing former Catalan leader Carles Puigdemont, said the threat of charging his client with rebellion is "nonsense."
By teleSUR
Spain's Attorney General Jose Manuel Maza announced that top Catalan officials, including ousted President Carles Puigdemont, will be prosecuted for sedition following parliament's declaration of independence Friday,
teleSUR English bring you world news with a focus on the people, the common citizen, and stories untold by traditional media. You will only find them at teleSUR.


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Relax in the sweltering summers with this lovely rustic metal chair. Crafted with utmost precision, these beautiful chair enhances the overall appearance of your outdoor space. Featuring delicate artistic curves, this chair is sure to keep you mesmerized for a long time. The design of the chair ensures stability and firmness on the floor. This weatherproof chair can be used all through the year, in all weather conditions. You can enjoy your breakfast, lunch, and dinner sitting in your lawn, patio, or backyard.
- Chair is designed for stability
- Intricate metal work design for added flare
- Sturdy construction
- Lightweight for ease of mobility
- Chair Dimensions: 20"W x 20.5"D x 36.25"H
- Material: Metal
- Color: Rust
- Weight: 11 lb


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Do I need a will?
Probably. A will allows you to control who will administer your estate and where your assets will go. If you decline to make these decisions, the state will be happy to make them for you. If you have minor children, it is very important that you make a will. Maryland law allows you to name the legal guardian for your children in the event of your death. Without a will your loved ones could face the trouble and expense of getting a legal guardianship over your children, not to mention a potential custody dispute.
What happens to my stuff if I don't have a will?
If you do not have a will, your estate will be considered "intestate" and will have to go through the probate process. Generally speaking, your estate will be split between your spouse and your children. If you have no children, it will pass to your grandchildren and their lines of descent. If you have no surviving descendants, it will pass to your siblings and their children. If you have no surviving close relatives, it will pass to your cousins then their children. If there is still no one able to take your estate it will go to the school board for the county.


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2 wirehouse teams with over $700M join J.P. Morgan Securities
J.P. Morgan Securities recruited two wirehouse teams that managed over $700 million in client assets, a spokeswoman confirmed.
The new recruits joined about a month after the boutique wealth management unit landed a $1 billion team in New York.
J.P. Morgan Securities' advisers primarily target wealthy clients and operate from 18 offices. The firm is now operating under a new CEO, Chris Harvey, who took the helm earlier this year from Greg Quental, who retired.
"Attracting and retaining top advisers is a top priority and we are thrilled to welcome these industry experts to our growing team," Harvey said in a statement.
Joining from UBS last week are Brad Hamlin, Brad Fine and Carl Pestelos. They are based in Los Angeles and report to Frank Epinger, regional director.
"Our goal in making this decision was simple: to align ourselves with the very best financial institution on the street for the duration of our careers," Hamlin said.
The team had been with UBS for eight years, and had past experience at Bear Stearns and Smith Barney, according to FINRA BrokerCheck records.
In Boston, J.P. Morgan Securities recruited David Rumrill from Morgan Stanley. He reports to Rick Penafiel, regional director. Rumrill said in a statement that he made the move in part because of J.P. Morgan's resources.
He had been with Morgan Stanley for 16 years.
Spokeswomen for both wirehouses declined to comment on the departures.


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Brera Unica – An instant classic
The BRERA UNICA bike is inspired by a late 40's era city bikes, reinterpreted in a modern way, combining a classic bicycle designs with latest solutions in terms of groupset and materials.
No detail is overlooked in this byclicle starting with the name: "UNICA" wich in Italian means "only", "unique", like the feel when you ride a bike for the first time. When you see the UNICA for the first time you are something different and exceptional, that distinguishes itself in for its style and highly researched details. The bycicle comes in men's and step-through designs and has a comfortable upright riding position. It is built with lightweight aluminum tubing frame set, not cheap steel pipe. It has full length painted fenders, a painted rear rack, and a painted full length, full wrap chainguard. Well finish grips and saddle, premium quality pedals and a beautiful, vintage head badge recalls the great italian bycicle tradition. It is equipped with a 6-speed Shimano Revo gear, this makes the bike versatile allowing both city centre and outskirts use. Special focus was placed to chromatic matches: the attractive new matt varnishing technique is masterfully combining with the color of saddle, grips and tyres.
Simplicity of maintenance, clean lines and smooth shifting are guaranteed. Utilizing Brera's tried and true classic citybike frame in conjunction with new color offerings will ensure the bike is as stylish as it is functional. Retro in concept and modern in components the UNICA is the definition of practicality and easy of use bicycle, a real MODERN CLASSIC.


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If you have some green space around your house, then you also have to take good care of it. Although it may seem the easier choice, a great looking and healthy lawn can be a lot of work. For this reason, you need to invest in the proper tools and pieces of equipment, which should also match your skills and time availability. If you cannot afford pending too much time gardening, then probably an automatic mower is the best option for you. There are plenty of robotic lawn mower reviews to help you choose the right device, so wait no more and order yourself one. Although a lot of people are still reluctant to the idea of buying such a machine, you should know that using it has plenty of benefits. Read on to discover only some of the most important ones:
It helps you save time
Nowadays, fewer and fewer people can afford spending time doing household activities, especially gardening. So if you are one of those individuals, then the robotic mower will be a real life saver. Once you press the button, the grass gets trimmed automatically, without any additional effort from your part. What is actually amazing is that you do not even have to supervise the device, because it can take care of everything all by itself. This means that you can simply do the dishes, cook, watch TV or do anything else, and as soon as the mowers is done, all you have to do is press another button and take it inside to its usual storage place.
There is no need for additional operations
Sometimes, even if you use a mower to trim the grass, you may also have to take a round and manually pick or cut the uneven grass. However, with an automatic device, the cuttings are so small that you will not have to go back and use other gardening tools to make the lawn look neat. No more racking the clippings or using special scissors.
Automatic mowers work in almost any condition
If you choose one of the most performing machines available on the market at the moment, you can definitely forget about all your gardening tasks. Robotic mowers can function in almost any weather condition, as well as on curvy surfaces, with slopes of about 35 per cents. In addition to this, if they encounter an obstacle on the area they have to trim; they stop for a second and then redirect themselves. This way, by changing the mowing direction, they avoid causing an accident or working inefficiently for a while.
The robot tells you when it needs charging
Taking into consideration that most automatic devices work with batteries, you need to recharge them from time to time. The good news is that some models have been designed to know and offer users signs as soon as they need recharging. This means that the intelligent machine prevents you with enough time in advance, so that you can charge it and let it do its job.


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We are professional tint installers on all car windows type, our main goal is to always achieve a high level of customer satisfaction with the services and products that we provide.
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I was inspired 23 years ago when my first born son came along to start this business. It was that choice and love of cars at that particular point in my life that I knew that it could be a family oriented establishment. From the love of Drag Racing to the love for cars it's just always been a passion of mine to create something and add simplicity to it just to beautify it and that's where the true love for Window Tinting came about.
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Name: TIDESBROOK ROGER RABBIT
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A 122 cms First Ridden pony, bred by Sharon Tideswell of the Tidesbrook Stud. He had been a lead rein pony for Katy Carter's son, Harry. Charlotte wanted to go off the lead rein and that is when Roger started his unstoppable career as a First Ridden. He was without doubt one of the most consistent show ponies of all time. He was virtually unbeaten for the two seasons we showed him under the production of Kate. He won the RIHS twice, was Res Champion, culminating in going overall Supreme Pony Champion, the first time Kate Carter achieved this but thereafter achieving it many more times with her own daughter Poppy. He won the Blue Riband Mini Championship twice, as well as going Overall Reserve Supreme at the BSPS Summer Championships, and won HOYS twice, going reserve Mini Champion. He was an exceptional pony. Jet black, like a porcelain figurine and had more presence than any show horse I've ever seen. The crowd always loved hi. He had his very own fan group with people especially going to shows to watch him such was the beauty of this pony with his tiny jockey on board. They were a relatively unknown combination when they went Supreme at the RIHS. The professional showing people around us whilst watching couldn't believe their eyes when this combination, who were last to to go, came out and did their very own show. You could hear a pin drop as they performed in front of the crowd it was so spell binding to watch.
The famous Hickstead show ground was just about big enough for this little pony to show everyone what he was made of. He got 29 out of 30 from the three judges, which I still think to this day has not been matched. Not bad for a 7 yr old pony and 8 yr old jockey who did completely their own thing when it came to their show on that very special day.
Sadly Roger broke his leg in a field with his last owner but he will never be forgotten and even today people remember him over 10 years later as perhaps being the best First Ridden of all time.


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Man assaults woman after she refuses to let him into Grimsby pub
A woman has been treated for facial injuries after being assaulted by a man for refusing to let him into a pub in Grimsby.
The incident on Freeman Street happened between 1.50am and 2am on Tuesday, October 18, when the man is said to have knocked on the door of the pub and demanded to be let in.
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Anyone with information is asked to call 101, quoting crime reference number 2214943.


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Background Build A Course
If You're currently selling Or even thinking about selling online courses, you do not need to do much searching to think of a Thinkific review. There are loads of Thinkific reviews on the market. The main difference this one provides is It Is written by someone with: Build A Course
- More than 20 years expertise in the e-learning industry, with a specific focus on companies that sell schooling (as opposed to, for example, corporate training departments, That Don't have to convince their learners to purchase )
- Extensive experience designing, creating, and executing online course platforms (I had been the founder and CEO of an e-learning platform and path development firm.)
- Over a decade of experience tracking and researching online course platforms and assisting organizations and individuals pick the Ideal platform for selling courses
I've been Monitoring Thinkific and other suppliers which have emerged as a new type of course platforms. These are platforms that LMSes, or are less costly and more user-friendly than learning management systems. They're small businesses that are looking to enter the course business and a blessing for solo edupreneurs. Over time, I think they also have real potential to disrupt the learning management system market that is conventional.
So, having said All that, let's begin.
Click here to sign Up to Thinkific.
Building and Branding Your Online Course Web Site
Any classes you Sell have to"live" somewhere, and that somewhere provides an attractive, user friendly for the students and prospective students. Since the debut of its Site Builder capabilities Thinkific is up to the job. Build A Course
Using Site Builder — that is simply part of the admin board for the stage — you have the capacity to set up an attractive home page for your course website and create as many custom pages as you desire (e.g., to give information about you and your other solutions ). Despite the fact that you don't have complete control — you can not, as an example, set up your own style sheets (CSS) — you do get very excellent capabilities for modifying branding components like colors and font styles and you can upload pretty much any kind of pictures or media you'd want to use.
Site Builder Currently comes with three topics to choose from, and there are variants for each one of these topics. (The company says more themes are part of the future development program.) There are also a range of pre-fab"segments" that you are able to add and modify on any page to provide for matters like social proof (e.g. customer quotes or"as seen on" logos), calls for action, count down timer, and pricing choices — essentially, all of the critical tools you require for conducting a successful path or membership website. There's also a blank slate"media & Text" section which can be used to make pretty much whatever you desire.
As is the case With just about any content management system, it took me a while to work out the way to do some basic things like delete segments (the themes provide a home page pre-populated with sections) and include custom pages to the site menu. But support was readily available for these. Thinkific has a good support site on which you are able to look for help, but I tend to only use a Google search along with the phrase"Thinkific" to find whatever I need (e.g.,"create custom website pages Thinkific"). I have yet to not find decent support using this method, whether on the Thinkific site or from another user.
Some additional Features to note:
- Customized URL (under Settings > Website ) — By default, you are assigned a thinkific.com speech — e.g., learningrvolution.thinkific.com. Having a paid plan (starting at $49 a month for Fundamental ) you can find a custom URL
- SSL (Under Settings > Website ) — With any strategy you have the choice to turn on SSL (secure socket layer), a best practice for any Web site these days. (Google smiles on this)
- White labeling (below Settings > Website )– By leaping up to a Pro Plan ($99 a month) using the Growth Add-on ($.10 per active student/per month) you can easily get rid of the"Powered by Thinkific" speech on your website and courses.
- Text Changes (under Settings > Learning Content and several different areas) — It is possible to change a great deal of the default language which is used in navigation and other regions. For example, Thinkific utilizes"Chapters" because the label for portions of a course. You may prefer to change this to"Lessons" Build A Course
So, you may be asking,"Could I use Thinkific for the primary Web website?"
For edupreneurs Who are just starting off and don't have an Internet presence the response is an emphatic"yes." Using Thinkific is a great way to have a huge item off of your"to do" list (i.e.,"figure out how to find a decent Web site set up") and concentrate on creating and launching your classes. You can worry about a more sophisticated Web site later.
If you already Have an Internet site, though — particularly on a fuller-featured content management system such as WordPress — I wouldn't suggest relying on Thinkific (or some other course platform) for your primary Web website. Site Builder is fantastic for what it does — and can create a fantastic course website to complement your main Web site — but finally it is relatively limited. A few of the key present constraints include:
- All motifs are column. So, for example, you can't put e-mail signup types, promotions for course, or other things down the left or right side of your website.
- As mentioned, you can't use your own CSS (cascading style sheets), mostly a limitation if you really want to mirror the branding of an present Web website.
- There's no control on search engine optimization settings on Internet pages — e.g., you can not specify the title tags or meta descriptions. You can, however, do this on track landing pages, which is possibly more significant for the typical edupreneur.
- Thinkific lacks the wealth of plug-ins along with the broad network of seasoned contractors that are available to support platforms such as WordPress.
In spite of those Limits, Site Builder is likely to do the job well for many edupreneurs and is a little better than what many online course platforms supply.
Creating Online Courses with Thinkific
While you Definitely want to have an attractive, user-friendly site to house your classes, the classes themselves are the main attraction. As you might expect, this is an area where Thinkific really shines.
To start with, the Platform provides a variety of pre-configured templates which may be quite beneficial to track builders looking for assistance with how to arrange their content. The templates cover the assortment of standard scenarios you would be likely to consider for supplying an educational item. All these are:
- Blank — Start fresh and build your own course to meet your particular program requirements.
- Mini-course — Use a free or low-cost mini-course to generate prospects for a complete flagship course or service.
- Flagship Course — Build a complete online course using a strong curriculum outline made with best practices in mind.
- Pre-sell — Create a pre-sell landing page and get started building a waitlist to gauge interest in your program.
- Digital Download — Host downloadable documents in an online course to create earnings or collect email addresses.
- Membership Resource Library — Host downloadable tools to be included in a membership bundle for this template.
- Webinar Replay — Host your webinar replay video to permit registrants to review your presentation and offer.
All these can Be modified extensively — you can change the content in the segments which are provided, delete sections, or add new segments to reach the strategy that is ideal for your content. All throughout the procedure, Thinkific supplies"smart coach course building tips" to help you. (I found these helpful, but they can be easily turned off, should you would like.) Build A Course
If you have zero Experience working with Internet content, there'll inevitably be a bit of a learning curve, but my opinion is that Thinkific has done a good job making that curve as manageable as possible. Invest in making your it up, and you'll reap the benefits.
And, in case You're Already comfortable using other Internet content systems — such as, by way of example, WordPress or a different course platform — I think you will find working in Thinkific for a breeze.
Overall, the logic A class at Thinkific makes sense. After selecting"New Course," picking your path type, naming it (which you may change at any point), and rescue it, you add"Chapters" (or modify ones already in the template) to create the structure of this course. As noted above, if you don't like the expression"Chapters," you can change it to anything you would like.
You fill the Chapters with articles in a way. There are 11 options:
- Video classes — Upload a movie file. (This has saved in a movie library for re-use in different courses. Videos stored in this library are protected from access by anyone who is not a registered user of your site.)
- Classes — Create a quiz for the students. (More information on quizzes under )
- Multimedia lessons — This can be a means to link out to content not hosted on Thinkific and also make it an integrated part of your program. A Few of the possibilities include:
- Webinar tools (provide the URL to a live Zoom session, by Way of Example )
- Surveys (e.g. Typeform)
- Appointment booking tools (e.g. Calendly)
- Presentations (e.g. Prezi)
- Google Docs
- Articulate Storyline and Adobe Captivate documents (Requires Professional or Enterprise license. More on this below)
- Text classes — Combine text, images, videos, etc. into one lesson. This is basically the equivalent to"Text and Media" Website Builder option mentioned above.
- Survey lessons — Gather information/feedback from the pupils by building a short poll in Thinkific.
- PDF lessons.
- Disqus lessons — Add Disqus discussion boards into your course. (Note: there is also a discussion alternative built into Thinkific which you can turn off or on under Support Your Students > Discussions.)
- Audio lessons — Upload a sound file.
- Downloads resources to be available for download from inside the course participant.
- Demo lessons — Upload a presentation as record sound and a PDF file for each slide.
- Lessons — Contain a Brillium examination in your program. (A Brillium permit is distinct from Thinkific and starts at $49 a month. More about that below.)
The aforementioned options Will get the job done for all but the edupreneurs. The primary areas they fall short is in
- Supplying for branching scenarios — i.e., enabling learners to go down different paths depending on their performances in the course or data you gather about them and
- Adding interactive components like learning games.
If those are Options you genuinely need, you'd be better off with a full-blown course authoring tool like iSpring or even Articulate Storyline (see more about these kinds of programs here). Build A Course
The use of Articulate and Captivate in Thinkific
Many course Creators will be content with using the tools in Thinkific to create courses, but some might prefer the option of creating their classes with third-party e-learning class creation software such as Articulate Storyline or Adobe Captivate.
Basically, using a Third-party tool is an alternative to seriously think about if you (a) currently have a significant number of courses built out in one of these applications (in which you case you probably do not want to have to re-create them using Thinkific course production tools), or (b) you anticipate developing a significant catalog of lessons with a relatively long"shelf life" — in which case you may not wish your courses locked to a particular shipping stage.
You can use these Kinds of tools with Thinkific — Articulate Storyline and Captivate are encouraged — however there are some limitations you should be aware of if you go this route.
First, Thinkific (like the rest of the platforms in its own class) has not implemented SCORM, which stands for the Shareable Content Object Reference Model. There's a lot to SCORM, but the main thing for edupreneurs to understand is that it provides criteria for how an internet course can communicate with a learning platform to send it data like how long a student has invested in a course, or whether particular parts of the course have been completed successfully. Thinkific monitors this type of information. (More about SCORM here.)
Secondly, you cannot Import an Captivate or Articulate course into Thinkific on your own. These classes are made up of over a single file (such as, for instance, a video file), and to get them into the platform, you have to zip the files up and send them into Thinkific customer support.
The Features and How They Benefit You
A great Online course construction platform typically offers the features you need from start to finish to you. Including the selling, the marketing, the training course building, and the management.
Systems such as Thinkific don't host classes on your own site. Your articles is really hosted with Thinkific (so you do not need to venture outside and find your own hosting,) but it gives you complete control over what your site looks like.
In comparison to Systems such as Udemy, Thinkific surely provides more liberty and management. Let's explore some of the standout attributes.
Click here to register Up to Thinkific.
Excellent Student Management and Communication Modules
Within my Thinkific review, I noticed the smoothness of the student communication tools. It is a visual pupil management area, together with pictures of your pupils, titles, contact information, and information for how far they are in your program.
You have the Choice create a conversation with the whole community or to send emails that are customized to every one of those pupils. Build A Course
Incentives are Also a part of the learning environment since Thinkific offers conclusion certificates, report cards, and of course, the emails for sending out just about whatever you want throughout courses.
Along with Replays of language controls, course material, and cellular optimisation, pupils working together with the Thinkific platform ought to feel right at home.
A Mostly Drag and Drop Editor for Quick Course Design
Part of the Reason Thinkific seems so great compared to the rivalry is that of its class designer. In case you don't want to, you don't have to mess with any code.
In fact Your content is coordinated with a simple drag and drop editor, where you move it about and stack the course content.
Talking of Content, Thinkific supports uploads of media forms. By PDFs to audio files, and polls to quizzes, the stage is fantastic for offering up a vast range of learning tools for your students.
As we mentioned Every one of these files are hosted on the Thinkific servers. Therefore, you should not need to worry about a file being too big or running slowly on your shared servers.
When you personalize Your course site it offers some handy editing tools for the beginners on the market. You can correct items such as banners, color schemes, and logos without touching any code.
However, the further Developers have complete control over the HTML and CSS. So, if you want to make your site unique, the option is there for you.
Promotions on Autopilot
Some online course Platforms fail from the promotions arena. This is unfortunate as there's no way.
Thinkific does The app was built into by it the right way, with promotional and marketing instruments. Much of this is automatic as well. So, if you want to drip articles to your students–in which courses would be published over the years –Thinkific has this functionality. Build A Course
Furthermore, you Have the ability to target the ideal people and send emails based on a program. Pricing is also done through Thinkific, along with the option to get paid immediately when somebody signs up for your course.
In Terms of getting People outside of your site try it out, Thinkific comes with an online affiliate marketing program to benefit bloggers and men and women who advocate your program. Coupons are also provided through Thinkific, giving you a chance convince newcomers your class is worth investing in and to create ads with specials.
Everything from Vouchers to affiliates is tracked in the dashboard, and you can join Facebook, your Adwords, and other reports where students are coming out of to see.
Handling, Engaging, and Supporting Students
Aside from One of the reasons for using a technical course platform is that it creates managing and monitoring your users and their data a lot simpler.
Communicating with Learners
In addition to Helping you arrange your learners, Thinkific also enables a number of ways for you to communicate with your students and also for them to give feedback on the program. Build A Course
As noted, For example, you can empower discussion for your courses and manage your pupils gifts under Service Your Students > Discussions, where you can sort talks by course, react to pupils, and — if needed –"Disapprove" gifts which you don't want to appear in the course. (Note: Letting talks is currently a nothing choice in Thinkific — i.e., either all classes have it or no classes have it. The workaround for this is to use the Disqus option on a course-by-course foundation )
You can also Enable your student. You then have the ability to approve these reviews (they are not printed automatically) and utilize them as social proof on your earnings page for the program. Unlike talks, this attribute can be enabled on a course-by-course basis.
There are Numerous notifications which could be disabled or enabled in the Thinkific platform, some of which can be personalized. You can, for instance, send students a customized message when they enroll for your site, register in a specific course, or finish a course. It is also possible to send reminder messages. (Note: Reminders are site-wide, maybe not course-specific.)
Managing and Organizing Learners
To start with, When an individual signs up in your site, Thinkific captures all their key contact information (e.g., first name, last name, email ) and utilizing custom log-in fields (under Settings > Programs & accounts) you can easily add areas to capture whatever special information you want from your own users. (Notice that, unlike programs such as Udemy, you get complete access to the user information you accumulate.)
You can also Organize users into groups. This apparently simple feature can have a big effect on your business model by making it feasible for you to sell courses in bulk to associations — one of the best ways for internet course sellers to induce major revenue development .
Using groups, you May easily arrange your learners by other variables, or business, or cohort, time, registration, job-type, which makes it feasible to monitor the efficacy of your offerings and to refine your marketing moving ahead. (Note: Use of the Groups attribute requires a Pro plan license with the Growth Add-on.) Discover More about the Thinkific Groups performance Build A Course
Tracking and Reporting
A Vital reason to Have a technical online class platform — to posting articles behind a password on a Web site, instead, for instance — is that it is going to monitor things like course progress and conclusion in addition to quiz and survey data.
Thinkific's Progress tracking (under Support Your Students > Progress) allows you to select a particular student and track numerous factors for every class in which the student is registered. For each course you may see:
- Percentage of Course of Viewed
- Percentage of Course Completed
- Student Name
- Student Email
- Course Completed at (date)
- Course Started at (date)
- Course Activated at (date)
- Last sign in (date)
- Business
I enjoy this you If you are adding new classes to an already finished course May opt to reset the completion percentage of a student at any time, for example.
Overall, the Course coverage is rather basic, but I guess it'll serve the demands of the majority of course entrepreneurs.
Contrary to the Program Reporting, the quiz and survey reporting is exported to a .CSV document (rather than displayed on display ) and emailed to you. The .csv file includes the responses from all students who have taken a survey a quiz together with their name and when they shot it. For quizzes, it supplies the amount and percent of questions the student got right.
Overall, reporting For both courses and quizzes/surveys is one of the chief areas where the Thinkific system could be more powerful. In fairness, this has a tendency to be true for pretty much of most the platforms . Over time, it would be possible to get quiz/survey data and course completion . Better still, it might be great to have the ability to see a student transcript that displays hours related to a program, any credit earned (not currently captured at all at Thinkific), and a URL to download the certificate associated with the program. Build A Course
What Thinkific is Missing
Anyone who has Been working in the e-learning sector for the last couple of decades (as I have) will understand that Thinkific provides a remarkable selection of features at a really reasonable price. It wasn't long ago that a system with these capabilities could have easily cost thousands of dollars per year.
With that in mind, It's hard to argue that Thinkific is"missing" much. There are openings that can rule out it for a few class sellers — and these all tend to be. The main ones I find are:
No support for SCORM or xAPI/TinCan
As mentioned previously, While Thinkific can host and deliver courses created in common authoring tools like Articulate and Captivate, it doesn't really take advantage of the SCORM (or even xAPI/TInCan) packaging capabilities of these applications. In case you've got a reason for using one of the major criteria, then Thinkific would not be the way to go.
Like I said, these Are areas that, for the most part, are not served by platforms which are in Thinkific's class. To get a platform which supports all three means a price point than Thinkific — and it could go a lot from there. So, be sure that these are openings for you before judgment out Thinkific.
No continuing education credit capacities
While you can Indicate the variety of hours for completing a course in Thinkific, you can't specify the amount of continuing education accessible for a program. While there may be work-arounds, for many course suppliers that focus on providing continuing education credit, this will be a Substantial barrier to utilizing Thinkific, Build A Course
No multi-tenancy alternative
Multi-tenancy Means that you can create and manage multiple instances of a stage under one umbrella. This can be really handy if you're a training company with many clients and those customers want their very own branded example of this platform for handling and serving their own customers. While the Group performance in Thinkific makes you part of the way there, it isn't the exact same matter as multi-tenancy.
Although I have yet To find an internet course platform which has hidden fees, Thinkific advertises it too has no hidden charges or contracts. That's very good to know, however, nothing special.
However, Thinkific Does provide a program that is totally free for people who wish to try the stage but not get bogged down by limitations. In theory, it helps you start your shop and start building a student base without having to pay a dime. If you would rather give a whirl to one of those plans there's also a free trial.
The pricing is Broken up into four simple plans:
Starter — $0 for many core Thinkific features. This strategy has a high transaction fee, everything you want to make, promote, and market your courses, unlimited courses, course upsells, content hosting, basic integrations, Stripe/PayPal support, and access to all funds.
Basics — For $49 per month you get all center and newcomer features, together with a 5% transaction fee, coupons and promotions, monthly subscriptions, class packages, intermediate integrations, basic Zapier, trickle articles, affiliate reporting, a bulk student emailer, customized domain, along with extra course prices. Build A Course
Business — For $99 per month you get the features from all prior plans, no transaction fees, completion certificates, personal and concealed classes, website white labeling, a host storyline, intermediate Zapier, webhooks, three-course admin accounts, advanced HTML/CSS editing, priority service, teacher payout reporting, an onboarding telephone, payment plans, and an immediate Infusionsoft integration.
Advanced — For $279 a month you receive all attributes from previous programs, no transaction fees, a single sign-on (SSO), three site admin accounts, 10-course admin accounts, an onboarding specialist, onboarding package, people API, advanced integrations, and advanced Zapier.
Thinkific has some Advantages to its pricing layout. Not only are you able to begin your course for free (something that's not offered with competitions such as Teachable,) however, the additional three programs are broken down in a reasonable fashion.
After all Most probably do not need API accessibility until you start becoming advanced with your path selling.
I wouldn't mind Seeing the HTML editing as well as the completion certificates at the Essentials plan, however $99 a month still is bad.
As you can see, The trade prices are 10% for the free plan. That's high, however, it creates an environment for anyone who have low volume or individuals who don't have the upfront funds. As soon as you start earning money you'll be able to cut down that transaction fee.
You can By paying on an yearly basis, Save money. So, the snowball strategy goes down to $39 per month if you pay it all upfront. The Business program is $79 a month and the Advanced program is $219. This makes the pricing plans quite much like Teachable.
I will finish this Thinkific review where I began: this really is a stage I highly recommend. Hopefully it is clear by now that it supplies your ordinary edupreneur to be supported by a range of the characteristics in selling courses.
I think it is also Important to repeat as I wrap up that Thinkific is a company with a great deal of momentum. This is not a point: the marketplace for online course platforms like Thinkific is crowded and noisy. You can be certain that a lot will be gone tomorrow. I'm convinced Thinkific will be about, and the organization is clearly growing and always investing to improve its own platform. Build A Course
Click here to register Up to Thinkific.


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Apple's tablet, the iPad, announced Wednesday, is not the first of the new generation of devices, even though it has been among the most anticipated.
HTC and Google are reportedly jointly working on a tablet. HP and Dell have announced they'll have their own tablets. Microsoft may be too, although during CEO Steve Ballmer's speech at the Consumer Electronics Show earlier this month, he shared an HP slate prototype, not Microsoft's talked-about "Courier" tablet (Msnbc.com is a joint venture of NBC Universal and Microsoft.)
Among the other tablets that have been announced or are available:
Archos 5 Internet Tablet, available since last fall, has a 5-inch touchscreen which can show movies in high-definition (at 720p), includes 3-D GPS navigation and runs on the Android operating system. It is available in different configurations; pricing starts at around $250 for a version with 8 gigabytes of flash memory for storage (up to 32 GB is available). At the other end is a model with a 500 GB hard drive, which retails for around $500 (there is also a 160-GB version available).
The IdeaPad U1 hybrid notebook from Lenovo captured a lot of interest at the Consumer Electronics Show. The U1, available June 1 for $999, has a detachable 11.6-inch high-definition LED screen that includes its own processor, and is an "independent slate tablet." It can be used for e-mail, social networking, Web surfing, music and photos.
The enTourage eDGe has two screens and is billed as an e-reader and tablet, as well as netbook, notepad, and "audio/video recorder and player in one." The eDGe uses Google's Android operating system, and is scheduled to ship Feb. 10. Cost: $490.
Freescale Semiconductor showed a tablet design at CES with a a 7-inch touchscreen, using both Android and Linux operating systems. The tablet is "designed to provide instant-on functionality, persistent connectivity and all-day battery life," according to the company. Estimated cost will be less than $200, Freescale says. No word yet on availability
The Litl Webbook has a 12-inch screen, and its keyboard flips around so the device can stand upright for viewing photos, reading news headlines or watching online videos, according to the developer. Cost: $699, and it is available now.
Notion Ink is coming out with an Android-based tablet and scheduled for release in June. Estimated cost: $325.
The JooJoo, formerly known as the CrunchPad, has a 12.1-inch touchscreen. Cost: $499. Due to start shipping soon.
Hanvon tablet, which will use the Windows 7 operating system, was shown at CES. It has a 10.1-inch touchscreen and also includes handwriting recognition software. Cost is expected to be around $700. It's due in March.
© 2013 msnbc.com Reprints


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The Archive That Inspired the Air Jordan x Union Los Angeles Capsule
Take a closer look at the pieces that inspired the AJI "Union" and apparel.
Photos: @ByAnthonyTaylor
Time determines which pieces become true classics, well after they're no longer shiny and new. This notion of nostalgic wear and tear was the foundation for the Air Jordan x Union Los Angeles capsule collaboration, which includes "perfectly imperfect" Air Jordan Is, T-shirts, sweatshirts and pants.
Chris Gibbs, owner of Union Los Angeles, combined his love of weathered, vintage finds with a general muse — someone who's been wearing Air Jordan Is for a long time and goes out of his or her way to repair them. He imagined these restorations looking "chopped and screwed," as if the bottom half of one shoe was sewn onto the top half of another, with similarly combined tongues and laces.
Though Gibbs' favorite Air Jordan is the AJIII, he and the Jordan NRG design team intentionally chose the Air Jordan I for its emotional impact. "This design is meant to embody the feeling you get from the AJI," says Gibbs. "It's one of the all-time classic silhouettes that's going to continually span generations." The Air Jordan I Retro High NRG "Union" combines the top of the 1985 "White / Natural Grey" AJI with the bottom of the "White / Black — Red" AJI, also known as the "Black Toe."
Gibbs and Jordan NRG design re-studied the look and feel of the original 1985 AJI and figured out multiple methods for creating a carefully distressed 2018 version. This includes thicker leather, a nubuck Swoosh, tongue and ankle stitching, a yellowed midsole, exposed foam on the tongue and curling edges. It took nine attempts to achieve the fuzzy ankle and heel on the AJI "Union," in order to match the 1985 AJI.
The enlarged Wings logo references a special makeup model that MJ played in for a few games — what would later be called the AJ1.5. It had the upper of an AJI and the outsole of the forthcoming AJII. The "imperfect" Wings logo placement and sizing were applied to the AJI "Union," including the extension of the logo onto the stitching.
The insole graphic and tissue paper designs were taken from an instructive sketch made by Jordan designer, Paul Savovici, during a meeting between the two teams. On the apparel side, Gibbs studied the draping and washes of vintage pieces to replicate their look, fit and feel.
Below are pieces from the Department of Nike Archives that directly inspired the Air Jordan x Union Los Angeles capsule.
The Air Jordan x Union Los Angeles capsule is available starting November 17 at select retailers. The White, Black, Varsity Red, Grey AJI will be available on SNKRS in EMEA, Greater China and North America. The White, Storm Blue, Black and Varsity Red AJI will be available exclusively at Union.


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From the WashPost:President Trump again blames California for a natural disaster, adding to his public denunciations of the strongly Democratic state. An excerpt:
The threat to cut off federal funding while the fires are very much burning is unconscionable for the president of the United States to say," said Rep. Joaquin Castro (D-Tex.). "It's adversarial at the very worst time. Every state in the nation and every territory of the United States should be able to count on a sympathetic president who is trying to do everything he or she can in times of natural disaster, and it should be true whether the president is a Republican or a Democrat, or the state is red or blue."


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One of the best things about heymama is the incredible access we are able to grant our members. As a special holiday treat, Rebecca Hessel Cohen generously opened her LoveShackFancy showroom which is a mama's dream; flowers dripping from every surface, racks of ruffled frocks (both vintage and new) and views of the Hudson River across the water-tower-strewn rooftops. Mamas were encouraged to bring their littles to take part in a crafting circle where they made fairy houses and holiday wands, designed by the geniuses at Rose & Rex. Take a peek inside this magical event and get inspired to take your holiday gatherings to the next level.
On the first snowfall of the season, the temperatures dipped into freezing, but the mood was light and warm as we shopped for a cause (15% went to benefit Free Arts!).
We were lucky enough to preview the new Resort 2018 LSF line and just might have picked up an item (or two) for some upcoming warm weather travel. Pale pinks, blues and metallics dominated and we can't wait to lounge beachside in our new pieces.
Heymama co-founder, Amri Kibbler and LSF founder Rebecca Hessel Cohen worked together for 8 years in magazines and it was a dream come true to reconnect in this capacity, building companies they only once dreamed of with their little girls in tow.
We loved watching the littles transport into a magical imaginary land using the toys and craft supplies up by Rose & Rex. There is still time to take advantage of their special offer of 15% off to finish up that holiday shopping. Just enter code "heymamaholiday" at check out.
Special thanks to Maman for the bounty of yummy pastries and delicious bites (hello, tiny milk and cookies) and of course, to the heymama team and our photographer @stevilou for making all this possible.


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Pakistan and Saudi Arabia are set to sign a deal to establish an oil refinery in Pakistan's southwestern strategic port city of Gwadar, a key route of the multi-billion dollar China-Pakistan Economic Corridor (CPEC), officials said.
The agreement, which is part of a total $10 billion planned Saudi investment in Pakistan, is likely to be signed during the proposed visit of Crown Prince Mohammad bin Salman to Islamabad next month, Pakistani Finance Minister Asad Umar told reporters, adding that several other MoUs would also be signed during bin Salman's visit.
Foreign Ministry spokesman Muhammad Faisal, however told Anadolu Agency that there was no official announcement or finalization of dates vis-a-vis bin Salman's visit.
Local English daily Dawn, quoting Board of Investment head Haroon Sharif, reported that Saudi Arabia was interested in Pakistan's four sectors -- oil refinery, petrochemicals, renewable energy and mining.
"We are expecting $10 billion plus Saudi investment and the MoUs to be signed in this regard will not be common or vague, but concrete agreements," Sharif was quoted as saying.
The $10 billion investment will follow a $6-billion package announced by Riyadh in October to ail cash-strapped Islamabad.
According to experts, Saudi Arabia is mostly exporting its oil through its western ports on the Red Sea. Gwadar port will give the kingdom another option.
In September last year, Pakistan had formally invited Saudi Arabia to join the CPEC as a "third strategic partner", however a reported disagreement with China over the inclusion of a third partner in the mega project could not materialize the offer.
Nevertheless Riyadh has agreed to invest in CPEC-related projects. It has already announced the financing of three CPEC projects in the northwestern Khyber Pakhtunkhwa province and Pakistan-administered Kashmir.
The mega project signed in 2014 aims to connect China's strategically important northwestern Xinxiang province to the port of Gwadar through a network of roads, railways and pipelines in order to transport cargo, oil and gas.
The economic corridor will not only provide China with cheaper access to Africa and the Middle East, but will also earn Pakistan billions of dollars for providing transit facilities to the world's second largest economy.
By Aamir Latif in Karachi, Pakistan
Anadolu Agency


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Hi, I am Battle, the editor of CUCAS, your most faithful friend for your studying in China.
It has been one of the hottest topic to study, live and work in China among students all over the world. The past years have seen a great increase of the international students in China.
However, for many students, they don't have a target program, they have choice phobia disorder, they don't even know what programs Chinese universities offer, so it is as difficult as climbing up to heaven to choose one program they go in for from tens of thousands of programs.
Here comes the good news! The editorial team has prepared the hottest programs according to the application data by students from around the world in the past week. You can just see what programs other students are focusing on.
These programs made a big splash in the past week. Without further ado, let me take you to them and you may see which one is right for you.
No.1 MBBS in Zhejiang University in 2015.
Reason for Listing:
1. Zhejiang University (ZJU) is a comprehensive national university founded in 1897. It is directly under the administration of MOE
The syllabus of MBBS program is set according to the MOE regulation and IIME requirements.
2. Students can choose to do the internship/training in China or their home country
The discipline of Clinical Medicine ranks the 7th in China with the Internal Medicine, Surgery, Pediatric and Oncology as key national disciplines.
3. ZJU is recognized by WHO and the graduates of MBBS program are eligible to take the Medical Licensing Examinations held by the medical councils in different countries such as MCI, PMDC, USMLE, HPCSA, SCHS etc.
No.2 Chinese Language Program in Shanghai University of Finance and Economics
Reason for Listing:
Study abroad not only promotes academic enrichment and personal growth, it also enhances your employment prospects, especially in the fields of business and international affairs.
As the best business university in Shanghai, we customize a series of courses to help you obtain a larger vocabulary and specialized knowledge of business purpose.
Your capabilities of speaking and listening would be greatly improved, you will acquire enough skills to be able to maintain a normal conversation using a range of business vocabulary after participating our Business Chinese Program.
No.3: Spring Language Program in Shanghai University
Reason for Listing:
1. Students will be grouped into different classes at appropriate levels.
2. Strengthening students' understanding of Chinese language .
3. Teaching delivered by qualified faculty at school.
4. Focusing on Chinese listening, speaking, reading and writing.
5. Chinese language courses consist of specialized courses and elective courses.
6. Carefully designed immersion activities and excursions.
7. Discussions with the participation of Chinese students and faculty.
8. Access to optional Chinese culture courses.
No.4 MBBS (in English) Program in Southeast University
Reason for Listing:
1. The Clinical Medicine in SEU owns a good fame. It is the key and special discipline of Jiangsu Province and ranks the 20th in China.
2. Comprehesive major, including Chinese culture and natural.
3. The school has established friendly cooperation relations with well-known medical colleges in the U.S., German and England etc to broaden the channels of clinical medicine teaching, research, facilities and talent training.
4. SEU is recognized by WHO and the graduates of MBBS program are eligible to take the Medical Licensing Examinations held by the medical councils in different countries such as MCI, PMDC, USMLE, HPCSA, SCHS etc.
No.5 Summer Session Chinese Language Program in Xi'an International Studies University
Reason for listing:
1. One of the earliest four institutions of higher learning established to offer foreign languages in the new China.
2. The school is the only institution in the northwestern part of china authorized to conduct HSK as such, it has international students from other schools and regions in china for HSK three times a year.
3. The School is committed to students' overall development and organizes many cultural and sports activities for international students.
No.6 MBBS Program in Jiangsu University
Reason for listing:
1. UJS is recognized by WHO and the graduates of MBBS program are eligible to take the Medical Licensing Examinations held by the medical councils in different countries such as MCI, PMDC, USMLE, HPCSA, SCHS etc.
2. Academic strength
8-year teaching experience
Supportive&innovative teachers
Important MBBS seminar
3. Best learning resources
Mature practical training
Unique iClick system
Sufficient E-school bag
4. Supportive community
Comfortable life
Friendly enrollment & management
Diverse cultural activities
5. Internship & Career
Intern in 3A comprehensive hospital
Medical Chinese classes offered
High scores in professional exams
No.7 Long-term Language Course in Zhejiang University of Technology
Reason for listing:
1. A clear focus on Chinese language;
2. Teaching delivered by qualified faculty at school;
3. Discussions with the participation of Chinese students and faculty;
4. Students will have a better understanding of the Chinese language and Chinese culture;
5. There are 3 levels about this course.
No.8 MBBS Program in Jinan University
Reason for listing:
1. Randed top Clinical Medicine program in China universities.
2. Comprehensive major, students will be armed with sound basic knowledge expertise, and skills in modern medicine, and can be qualified for teaching and research work done in the field of clinical medicine.
3. All courses taught in English, without Chinese language proficiency requirment.
4. The First Clinical Medical School is a comprehensive hospital, rated "Top Grade, Level III".
No.9 Business Chinese Program in Zhejiang Gongshang University
Reason for listing:
1. A clear focus on business Chinese;
2. Carefully designed immersion activities and excursions;
3. Teaching delivered by qualified faculty at school;
4. Discussions with the participation of Chinese students and faculty.
No.10 Pharmacy (English-taught) in Liaoning Medical University
Reason for listing:
1. The university provide 2 enrollment, including spring intake and autumn intake;
2. The university is listed in the WHO World Directory of Medical Schools;
3. Outstanding teaching quality and research assessment;
4. The international student dormitories are providing hotel-style services, very safe for girls;
5. Low cost with low tuition fee (only USD 4500/year) and low living expenses.
Ok, this is the end of our One-week Hottest Programs in CUCAS for last week. You may have had your own ideas after checking through the pickup we made above. Just hurry up to take your action!
In the future, Battle will show you the express of One-week Hottest Programs in CUCAS for your reference every week.
See you next week!