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On August 12, 2019, Governor Andrew Cuomo signed legislation increasing protections for victims of discrimination and harassment in the workplace. As we previously reported, the amendments bring significant changes for employers throughout New York State including imposing greater restrictions on non-disclosure agreements, banning mandatory arbitration clauses for all discrimination claims, eliminating the severe and pervasive standard, and weakening the Faragher-Ellerth defense. For further information on the amendments to the law, see our prior alert: https://putneylaw.com/client-news/ny-lawmakers-pass-legislation-amending-workplace-discrimination-laws. The legislation contains various parts that go into effect at difference times.
Effective Immediately:
- The New York State Human Rights Law shall be liberally construed in order to maximize deterrence of discriminatory conduct.
- Employers must provide a notice containing the employer's sexual harassment policy to all employees at the time of hire and at every annual sexual harassment prevention training. Such notice must be in English and the primary language of the employee. The Commissioner of Labor, in conjunction with the New York State Division of Human Rights, will prepare templates in English and in other languages, based on the state population that speaks each language and other factors deemed relevant by the Commissioner of Labor. Where an employee identifies as his or her primary language a language for which a template is not available, an employer may provide an English language notice.
- The State Attorney General's power to prosecute cases of discrimination is expanded to cover all protected classes.
Effective October 11, 2019:
- The "severe and pervasive" standard will be replaced with the "petty slights and trivial inconveniences" standard. The severe and pervasive standard, similar to the standard under federal law, required an employee to show that harassment was sufficiently hostile or created a work environment that a reasonable person would consider intimidating, hostile or abusive. The new standard, which will be similar to the standard under the New York City law, requires only that the harassment rise above the threshold of petty slights or trivial inconveniences. This is a much easier standard for Plaintiffs.
- The Faragher/Ellerth defense, which permits an employer to avoid liability if it can be demonstrate that an employee did not utilize the employer's internal complaint procedure or did not complain of harassment, will no longer be determinative as to an employer's liability. Employee's claiming discrimination will also no longer have to show that they were treated less favorably than a comparator.
- Protections for contractors will increase as employers may be held liable to non-employees, such as contractors, subcontractors, vendors, consultants, or other persons providing services in the workplace or employees of contractors, subcontractors, vendors, consultants, or other persons providing services in the workplace, for unlawful discriminatory practices. Protections for domestic workers will also increase as domestic workers will be covered on the same grounds as other types of employees.
- Mandatory arbitration clauses related to claims of discrimination will be prohibited.
- Non-disparagement provisions in employment contracts, which prevent employees from disclosing information related to future claims of discrimination with law enforcement, enforcement agencies and private counsel, will be prohibited.
- Non-disclosure agreements that bar the complainant from initiating, testifying, or otherwise participating in an investigation by a government agency or disclosing facts necessary to receive public benefits that the complainant would be entitled to will be prohibited, unless the non-disclosure agreement is the preference of the Plaintiff.
- Any term or condition in a non-disclosure agreement must be provided in writing to all parties in plain English and if applicable, the primary language of the complainant.
- Punitive damages will be available in employment discrimination actions.
- Attorney's fees will be awarded to the prevailing party in all employment discrimination actions.
Effective January 1, 2020:
- Non-disclosure agreements will need to notify an employee or potential employee that he or she is not prohibited from speaking with law enforcement, the Equal Employment Opportunity Commission, the State Division of Human Rights or a similar local entity, or his or her attorney.
Effective February 8, 2020:
- The New York State Human Rights Law will cover all employers, without regard to the number of employees employed.
Effective August 12, 2020:
- The statute of limitations for sexual harassment claims being brought before the New York State Division of Human Rights will be extended from 1 year to 3 years.
Effective in 2022:
- The New York State Department of Labor and New York State Division of Human Rights must evaluate and update the model sexual harassment prevention policy and guidance document every four years.
Takeaway for Employers
Employers should pay close attention to the effective dates of the various amendments detailed above. Most immediately, employers should take steps to comply with the notice requirement relating to the sexual harassment policy and training.
In light of the lower standard of proof, the weakening of the Faragher/Ellerth defense, the lack of limitation on punitive damages, and the availability of attorney's fees to the prevailing party, employers are likely to see an influx of discrimination and harassment cases. We anticipate more cases will be filed in New York State Court to avoid the limitations under Title VII imposed in federal courts.
* * *
If you have any questions regarding this alert, or any other issue, please do not hesitate to contact us.


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subset: commoncrawl


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Weather: Fine
Track - Good 3
Peno - 4.79
Rail - True
Key chances...
Admire Ratki (8.) 58.5kg $6
Admire Ratki triumphed in the 2014 edition of the Caulfield in what was a massive display of power, class and staying ability in what was the 2nd slowest Caulfield Cup in at least the past 14 years (only Descardo's win in 2010 on a heavy track was slower). Given this fact alone, this should have played into the hands of those closer to the speed. Instead the Japanese stayer carried the top weight of 58kg and burst down the middle of the track from beyond midfield to record a memorable win. Looking at the run, Ratki was wide for a portion of the race albiet with cover, and then upon turning was sent wider then expected after Who Shot Thebarman hung badly in the straight.
After the Caulfield Cup victory, Ratki was issued a 0.5kg penalty, I personally was expecting 1kg. With form over 3000m+ and barrier 8 providing a lovely run in the race, I find it very hard to go past. The Melbourne Cup was always the main aim, with the Caulfield Cup being a lead up race in preparation for the Cup. I think there's improvement to come going into the Melbourne Cup with a good tempo to suit with the likes of My Ambivilent rolling forward.
Lucia Valentina (2) 53kg $8
Lucia Valentina is one of the other obvious runners from the Caulfield Cup form line. Was on the back of the eventual winner but was left flat footed early in the straight before picking up late and flashing home for 3rd. First time out to the trip is always a question mark but attacked the line suggesting extra distance might not be a worry. Has genuine claims with just 53kg and a terrific turn of foot to boot. Will need luck if back in the ruck on the rails but Flemington generally gives every runner their chance. However, I don't think she can turn the tables on Rakti with just a 0.5kg turnaround.
Araldo (24) 53kg $26
Another Caulfield Cup runner who flashed home from the back to finish 1.4L from the winner. Over raced at the start getting it's head up in the air and not wanting to settle. Upon turning, looked to hang out before balancing up and finding the line nicely. The run prior to that in the Metrop was well back and then held up when rounding the turn before working home stylishly. All runs this prep have indicated it wants further. 3200m should suit. Draws terribly, but getting back off what looks to be a solid tempo might not be a bad recipe for a successful Melbourne Cup birth. Good rough chance.
Junoob (7) 55.5kg $31
I didn't notice the run of Junoob in the Caulfield Cup after watching the replay the first few times, but it was impressive. Was up on the speed and wide for a majority of the trip, and had the guts to fight to the line beaten 2.25L. Had every right to fold up and tail off to the back of the field. Based on that and the tough Metrop win, where it as left exposed at the front a long way from home, should see out the 3200m. Should find a great spot better then midfield and well Chris Waller as a trainer certainly doesn't hurt. One to consider in multiples.
Fawkner (9) 57kg $8.50
A very reliable, ultra consistent and tough horse that will always give its all. The run in the Cox Plate was outstanding, after dipping at the start. Managed to pick itself up again and get into a lovely trailing position. Found itself in front rounding the turn and kept fighting till the line. I am a firm believer that you can look at last years cup to find potential winners going into the following year. The run of Fawkner in last years cup was one of he biggest of the race, relegated to last, widest on the turn and sustained a long wide to finish 6th. Every run this campaign has been brilliant and you can't ask for much more leading into the Melbourne Cup. Nick Hall knows him all to well, can find a beautiful position in the run better then midfield and put him in a spot to win. I think he will look the winner at some stage in the race. Big chance.
Protectionist (11) 56.5kg $9
Boasts a victory in the Kergolay (3000m, Group 2) in France. Former winners of the Melbourne Cup Americain and Dunaden have used this race as a lead-up before coming to Australia.
From all reports he has been the been the best track-worker of all the Europeans that have come to Melbourne this spring. He backed up this claim with a terrific run in the Herbert Power where he didn't have a lot of luck but found the line in terrific style. Signoff finished second in that race and subsequently scored a great victory in the Lexus to claim a Melbourne Cup start. Drawn the most successful barrier in Melbourne Cup history and possibly sits midfield with cover. In it up to his ears.
Signoff (16) 51kg $8
It's been very well noted that he is following the same path of 2009 winner Shocking. The runs leading up to the Cup have been great. His run in the Herbert Power after being hampered by Big Memory upon turning was courageous and then followed that with a strong win in the Lexus, comfortably putting away his rivals. Gets out to a trip on a big spacious track. Dropping 5.5kg off the Lexus win to and carries 7.5kg less than the top weight. Joao Moreira is a genius and will give it every chance from an awkward gate. First time over the distance but looks like he will appreciate it. Good chance.
Who Shot Thebarman 55kg (13)
I don't see a reason to jump off if you were on in the Caulfield Cup. Was found to have respiratory issues and hung badly in the straight. Just didn't handle Caulfield. The big Flemington track should suit with 2 wins from as many attempts. Winning form over the trip, so distance won't be an issue. Loved his runs prior to the Caulfield Cup sitting wide carrying big weight and winning with ease. Glenn Boss / Chris Waller is a good combo to have.
Mutual Regard (12) 55kg $12
Would loved to have seen this horse have a run in Australia first. Overseas has consistently been lugging weights of 60kg plus. In his latest run carried 61kg in the Ebor Handicap over 2800m winning and beating Lord Van Percy, who I think would have given the Lexus a shake if it wasn't scratched. Unplaced just 3 times in 17 starts and just once in 4 attempts first up. Has won first up over 3200m adding further claims to be very competitive. Drawn barrier 12 with Oliver on board, a man who knows how to win the Cup. Doesn't possess a great turn of foot which I think is great characteristic to have here in Australia, so expect him to be stoked up early to peak in the straight. Super consistent and a winning chance.
My Ambivalent (4) 54.5kg $41
Form behind Gentildonna and Cirrus De Aigles in the Group 1 Dubai Sheema Classic over 2400m earlier this year. Got stirred up last start prior to jumping and finished more than 4L back in a Group 1 over 2000m. I see her striding to the front and setting up a solid place in the race. Given her tenancy to get worked up and over race, first up in Australia over 3200m might test her. Chances for multiples.
The verdict
Top 10:
1st Admire Ratki
2nd Lucia Valentina
3rd Protectionist
4th Fawkner
5th Who Shot Thebarman
6th Signoff
7th My Ambivalent
8th Araldo
9th Mutual Regard
10th Junoob
Betting Strategy:
Admire Ratki to win 7 units
Lucia Valentina to win 3 units
Box top 6
1/3,5,12,14,22,24/ 3,5,8,11,14,12,21,22,24
First 4
Box top 6
2. 1/3,5,12,14,22,24/3,5,14,12,22,24/3,5,8,11,14,12,21,22,24
First Group win for comeback trainer Moody
A bullish Peter Moody has set his sights on a Caulfield Guineas and Cox Pla...


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I'm a San Francisco Bay Area-based UX Designer with 10 years experience helping non-profit organizations achieve their mission.
I've always loved creating art. My enthusiasm for design grew from working with nonprofit organizations helping to build their website and databases in a user and customer friendly way. It was the perfect alchemy of creativity, psychology, and value driven work.
I graduated from Northwestern University with a degree in Computer Science, Music and Religion. During this time I studied abroad in Bodhgaya, India and was introduced to the teachings of Buddhism. A few years later, after reading The Tibetan Book of Living and Dying and continuing to study Buddhism, I embarked on a traditional 3 year retreat in the Tibetan tradition. I continue with my studies today as an instructor in meditation and compassion.
I have a background in trompe l'oeil mural painting. The challenge of planning large scale murals that observers believed to be reality fed my passion for planning the big picture while still paying close attention to the smallest detail. I also love bluegrass music, hiking in nature, and helping organizations meet their highest impact through user friendly and efficient interfaces.


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I travel a lot and therefore I'm always looking for clothing that's not only chic but can carry my life (phone, passport sunglasses, a great lipstick.). So the traveler in me was smitten when I saw this utility trench dress that comfortable, stylish, and had deep pockets. But you don't have to have dig deep to afford this number. I got this dress from Asos and paired it with my new platform oxfords I got in Europe. So try out this dress and make the TSA line your runway. Happy Thursday!
Asos Utility Trench/Dress | Stella McCartney Oxfords (budget option) | YSL Bag | Sunglasses


text: The Newest Trend is Funky Socks from Socking Behaviour By Meister HomeFebruary 12, 2016Edited by Admin0 Back to Home The Newest Trend is Funky Socks I just have to say that I love being able to show up to work each day with my awesome funky socks that I get each month from being in your Sock of the Month club. My friends and colleagues are always asking me where I get my socks and I am happy to tell them about your sock of the month club. The newest trend of wearing funky socks is here to stay and I am so glad I joined your club. Thanks Socking Behaviour!! Back to Home


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Icopal Anderson Top Torch SBS Capsheet 8m x 1m
£41.94 inc VAT
Product Description
Anderson Top Torch SBS Torch-on roofing membranes are a range of cost effective underlays and capsheets developed for use in built-up systems on flat, pitched or curved roofs. The self-finished mineral surface provides a decorative and solar reflective finish for the built-up waterproofing system.
Top Torch is a polyester reinforced, SBS modified bitumen membrane. The polyester carrier is saturated and then coated with SBS modified bitumen. The upper surface is coated with mineral granules and the underside is finished with a heat dispersible film.
Features & Benefits
- Requires less heat to apply
- Easy to handle and apply.
- Superior bond strength with film selvedge
- Easily cut with sharp knife.
14 Day Money Back Guarantee
We are happy to accept returns, if they are returned within 14 days of being received, and providing item has not been used or opened and is in original condition.
An email MUST be sent before returning your item, a note must be enclosed with the returned item, stating the reason for the return and the name under which the item was purchased.
Faulty Items
All products are individually inspected before being dispatched, to ensure items are sent out in perfect condition. In the unlikely event that your item is faulty, please return it to us within 7 days of receipt in its original condition. Upon inspection, we will be happy to replace or repair where possible, or refund you in full if the item is found to be faulty.


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The title of a popular children's book, "Everyone Poops," is a good reminder for adults that talking about your bowel movements may just save your life.
March is Colorectal Cancer Awareness Month, and though the disease is one of the most common cancers in the U.S., it's not discussed as openly as other cancers. More than 140,000 people in the U.S. are expected to be diagnosed with colorectal cancer in 2018 and 50,630 will die of this disease. In Texas alone, 10,080 will be diagnosed and 3,740 will die of colorectal cancer in 2018.
You may think you are not at risk for colorectal cancer, but anyone can get this disease. Despite common misconceptions, it doesn't affect only men and it's not just an "old person's disease." In fact, colorectal cancer rates for men and women are similar, with one in 22 men and one in 24 women diagnosed. Although the risk of colorectal cancer increases as you get older, rates in young people are on the rise.
You're also at greater risk if you're African-American, smoke, overweight or obese, are not physically active, drink alcohol in excess, eat a lot of red and processed meats, or have a personal or family history of colorectal cancer, polyps or inflammatory bowel disease.
Don't ignore the symptoms. If you experience rectal bleeding or blood in your stool; a change in bowel movements; stools that are more narrow than usual; abdominal problems (bloating, fullness or cramps); or diarrhea, constipation or a feeling that your bowel movement isn't complete, inform your health care professional immediately. With screening, your doctor can find polyps (growths) that can be removed before they become cancerous or detect cancer early, when successful treatment is more likely.
About that screening — preparation for colonoscopies may not be pleasant, but it's still the gold standard in colorectal cancer screening. Talk to your health care professional about your screening options.
If you are at average risk, you should begin colorectal cancer screening at age 50. If you are at increased risk, you may need to begin screening earlier or be screened more often. Once you reach age 75, talk to your health care professional about whether you should continue screening.
You can reduce your risk of colorectal cancer by exercising, limiting your alcohol intake, avoiding tobacco, eating less red meat and avoiding processed meats, and maintaining a healthy weight.
Lorena Saenz Gonzalez is the wife of Congressman Vicente Gonzalez, D-McAllen, and a member of the Prevent Cancer Foundation's Congressional Families Cancer Prevention Program.


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|This post originally appeared in the August 2017 issue of Field Technologies Online.
Augmented Reality (AR) and Virtual Reality (VR) are one of the hottest technologies hitting the field service industry today. This technology provides field service organizations with the ability to remotely solve customer problems through a collaborative video platform that superimposes a computer-generated image (e.g., annotation, technical instruction) onto a user's view of the real world, thus providing a composite view.


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Leadership training in a unique setting
The Kaléo program is an eight-month leadership program of Camp Qwanoes and Briercrest College built for developing young Christian leaders. Students live in a camp setting and earn one year of college credit while being part of the life and ministry of Camp Qwanoes. During their year in the Kaléo Program, students immerse themselves in front-line ministry and West Coast adventure.
The Kaléo Program is a fusion of fully-accredited academics, foundational leadership training, close-knit community, outdoor adventures, and ministry in camp, local churches, and beyond!
Give Kaléo a test run! Our Experience Kaléo days give you a taste of what the program is all about. Sit in on a class, share some meals, share your story, and make some friends. Follow the link for upcoming dates.
March 27th, 2020
Week 28: Wrapping Up
After our crabbing adventure, we stepped into a bit of a whirlwind of a week. Gearing up for our French Beach camping trip on Wednesday things across the country began to shift very quickly, which meant that things for us were about to look very ...
|read full post


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Agriculture - MachineryBourgault Industries Ltd.
Manufactures agricultural equipment including seeding, tillage, grain handling and mid row banding. Pursuing Perfection is our motto.
F. P. Bourgault Tillage Tools Ltd.
One of Canada's leading manufacturers of Seeding Openers, Tillage Tools & Fertilizer Knives to fit all brands of ground engaging equipment.
Automotive - Trucks & TrailersMumby Manufacturing Ltd.
Mumby Slick and Clean Ball Hitch a good strong hitch that removes in seconds for a perfectly clean truck box. Mumby R.V. Hitch Adapter King pin to goose-neck adapter. Eliminates the cumbersome ...
Banks & Credit UnionsAdvantage Credit Union
Advantage News. Bring a donation for the Melfort Food Bank to the September 20th Melfort Mustang game and you could win a $200 gas card. Employment Opportunities. Congratulations to Betty ...
Education - Grade Schools K12St. Brieux School
Text Only • Home • Home Our School Education Act Mission Statement School Handbook Supply Lists SCC SCC Members Calendars School Year Calendars Students Parents Career Guidance ...
Manufacturers & Wholesalers - PlasticsFree Form Plastic Products Inc.
Freeform Plastic Products - Superior Plastic Products
ShoppingVictorian Design
Victorian Design lampshades and lamp shade kits, farmes, and bases are available from Victorian Design Lampshades supplies and accessories located in St. Brieux, Saskatchewan, Canada.


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The results of a study presented today at the Annual European Congress of Rheumatology (EULAR 2019) identify ApoB:A1 ratio and metabolomic lipoprotein signatures as potential biomarkers for cardiovascular risk in patients with juvenile-onset systemic lupus erythematosus (JSLE).
In depth metabolomics was used to investigate dyslipidaemia and cardiovascular risk in a cohort of patients with JSLE. Unbiased hierarchical clustering stratified patients by metabolomic profile and revealed three distinct groups. Groups One and Two were identified as high and low cardiovascular risk respectively based on their unique lipoprotein profile, immune cell phenotype and clinical presentation. Further analysis identified ApoB:A1 ratio as a highly predictive biomarker distinguishing between these high and low cardiovascular risk groups. Longitudinal analysis revealed that the ApoB:A1 ratio biomarker remained stable over time.
"Our study identifies ApoB:A1 ratio and metabolomic lipoprotein signatures as potential new biomarkers to predict cardiovascular risk in patients with juvenile-onset SLE," said Dr. George Robinson, Senior Research Associate, Centre for Adolescent Rheumatology Versus Arthritis, University College London, London, England. "Patient stratification using these biomarkers could provide an opportunity for tailored disease treatments using lipid modification therapy and lifestyle interventions."
The patients in Group One were identified as high cardiovascular risk due to their lipoprotein profile (decreased high density lipoproteins (HDL) and increased very low and low density lipoproteins (VLDL/LDL)). Group One had a significant increase in plasmablasts and activated T-cells compared to matched healthy controls and had clinical features associated with increased disease activity. These immunopathogenic properties were not seen in the low cardiovascular risk Group Two which also had the opposite lipoprotein profile (increased HDL and decreased VLDL/LDL). Group Three had an intermediate CVR but a pro-inflammatory immune cell profile.
"Regular assessment for traditional and disease-related risk factors for cardiovascular disease is very important in patients with SLE," said Tanita Wilhelmer, Chair, Young PARE. "We welcome these data to support the identification of those at greatest risk."
This form of risk assessment is particularly important in patients with SLE as they have been found to be twice as likely to suffer from cardiovascular disease. Research shows that SLE patients are between 9- and 50-fold more likely to suffer a myocardial infarction over the general population, and 3-fold more likely to suffer a fatal myocardial infarction.
Systemic lupus erythematosus is an autoimmune disease typically affecting women between the ages of 15 and 50, and symptoms flare up unpredictably. Approximately 20% of cases begin during childhood and in these patients the disease is suggested to be more severe. The risk for certain types of deaths, primarily related to lupus activity (such as renal disease), has decreased over time, while the risk for deaths due to circulatory disease does not appear to have diminished.
The study included a discovery cohort of 35 JSLE patients and 39 age/sex matched healthy donors. Metabolic biomarker analysis and in-depth immune cell phenotyping was performed on the serum and peripheral blood mononuclear cells (PBMCs) taken from the participants. Data were analysed using cluster and correlation-correlation and receiver operating characteristic analysis. The metabolomic patient stratification was validated in a second cohort of 31 JSLE patients.
More information: Robinson G, Radziszewska A, Wincup C, et al. Metabolomics in juvenile-onset SLE: identifying new biomarkers to predict cardiovascular risk. EULAR 2019; Madrid: Abstract OP0148.
Provided by European League Against Rheumatism


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Common Denominators for Success by Kenny Anderson is free today from the Amazon Kindle store, and has received a perfect 5 out of 5 stars based on 7 customer reviews. You can pick up your free copy by clicking here or typing in http://amzn.to/tbijnH into your computer's web browser.
Category: Self-Improvement
Here is the book's description from the Amazon website:
For centuries people have sought to find the secret to achieving lasting success. Common Denominators for Success reveals the seven universal formulas for getting the results you want from life.
Whether you are pursuing a lifelong dream or wish to develop deep, meaningful relationships, enjoy optimal health, or make the most of your time and money, application of these seven timeless principles holds the key to reaching your full potential and turning your dreams into reality.
Ordinary people in all eras have achieved extraordinary results as they have applied these seven powerful formulas. Now is the time for you to live your dreams and get the results you want!
The Seven Formulas for Success are universal truths that govern our choices. The key to true and ultimate success in life is the proper application of these universal truths in every aspect of life.
After reading this book and learning how to apply the seven underlying formulas, you will see positive results in every aspect of your life, from relationships to financial quests to health.
"Kenny Anderson's book, Common Denominators for Success, focuses on 7 formulas that will bring powerful results in every aspect of life, from health to relationships to effective management of time and money. These principles really work because they are timeless and universal."
Stephen R. Covey, author, The 7 Habits of Highly Effective People
and The Leader in Me
"If you're looking for the common denominators for success, look no further. Kenny's book gives a blueprint for high achievement that anyone can follow. Follow these steps and you'll reap the rewards!"
– Noah St. John, inventor of Afformations and author of The Secret Code of Success
"Kenny Anderson's Common Denominators for Success and his 7 formulas will change your life! Bring your willingness and consistency of applying his principals and enjoy life to the fullest"
Mark Fuller
4 X Olympian 1980,84.88.92
Pan Am Gold medalist
7 Time National Champion
"Common Denominators For Success is simply wonderful! Kenny Anderson has eloquently laid out what it takes to enjoy a life of achievement and peace."
– Brian Nelson Ford (author of, The 8 Pillars of Financial Greatness)
Overview of the Seven Formulas for Success for Personal and Professional Results.
Formula #1: Within each of us lies unlimited potential. The only limitations in life are those we place upon ourselves.
Formula #2: Success is not a matter of chance but a matter of choice.
Formula #3: Results stem from natural laws adhered to or broken.
Formula #4: Wisdom is knowledge applied.
Formula #5: Real Success is the consistent application of correct principles in every aspect of life.
Formula #6: Focus is achieved as we overcome roadblocks to Success.
Formula #7: A lifetime commitment to Success is found in the persistent pursuit of excellence.
Want to have this blog sent wirelessly to your Kindle vs. reading it on your computer? Try out the free two-week subscription! Click here for the Amazon page for Free Kindle Books Plus a Few Other Tipsor type in http://www.tinyurl.com/fkblog into your computer's web browser.
Check out my new Kindle guide, Kindle Fire How-To Guide: Your Guide to Tips, Tricks, Free Books, and Startup. You can check it out if you click here or type in http://amzn.to/firebook into your computer's web browser.


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Dewas witnessed vigorous Janmashtami celebrations on August 15. The celebrations coincided with India's 70th Independence Day. Vikram Singh Puar, son of late Maharaja Tukoji Rao Puar, carried forward the tradition of Dindi Yatra on the auspicious occasion.
According to the people of Dewas, Dindi Yatra is a tradition that dates back to the early 1900s. Vikram Singh Puar was the torch bearer of Dindi Yatra this year. The procession started from Rajwada (the royal palace), traversed Shalini Road, Nayapura, and Nahar Darwaza, to finally reach its destination MeethaTalaab.
At Meetha Talaab, the Dindi Yatra palanquin was halted for prayers. Devotees recited hymns and offered prayers to God. The residents of Dewas were delighted with the procession. Janmashtami, being a popular Hindu festival, drew great enthusiasm from the common folk of Dewas, who zealously took part in the celebrations. According to the locals, this year's Janmashtami celebration was one of the largest they had ever witnessed.
The Janmashtami Puja began with Vikram Singh Puar cleansing the idol of Lord Krishna. Next, he offered 'Banta Bhog' (a Prasad made of milk and other dairy products) to Lord Krishna. At around 10 am, the idol of Lord Krishna was bathed with Panchamrit – a mixture of five major ingredients, viz., Ganga jal, ghee, curd, honey and sugar. The idol was then decorated with exquisite ornaments and draped in glitzy yellow dress.
After the royal family including Vikram Singh Puar made their offerings to the deity, the devotees were allowed to have 'Darshan' of Lord Krishna and offer prayers to Him. Dahi Handi was another notable event at the Janmashtami celebrations, where devotees formed human pyramids to break pots hung at a certain height.
Later, the Dindi Yatra procession passed through Nahar Darwaza, Pathan Kuan and Bada Bazar as it finally headed back to the royal palace (Rajwada).


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Does Wal-Mart Cause an Increase in Anti-Poverty Program Expenditures?
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References listed on IDEAS
- Emek Basker, 2005.
"Job Creation or Destruction? Labor Market Effects of Wal-Mart Expansion,"
The Review of Economics and Statistics, MIT Press, vol. 87(1), pages 174-183, February.
- Emek Basker, 2002. "Job Creation or Destruction? Labor-Market Effects of Wal-Mart Expansion," Working Papers 0215, Department of Economics, University of Missouri, revised Jan 2004.
- Emek Basker, 2003. "Job Creation or Destruction? Labor-Market Effects of Wal-Mart Expansion," Labor and Demography 0303002, University Library of Munich, Germany, revised 11 Mar 2005.
- Konishi, Hideo, 2005.
"Concentration of competing retail stores,"
Journal of Urban Economics, Elsevier, vol. 58(3), pages 488-512, November.
- Hideo Konishi, 1999. "Concentration of Competing Retail Stores," Boston College Working Papers in Economics 447, Boston College Department of Economics.
- Barnes, Nora Ganim & Connell, Allison & Hermenegildo, Lisa & Mattson, Lucinda, 1996. "Regional differences in the economic impact of Wal-Mart," Business Horizons, Elsevier, vol. 39(4), pages 21-25.
- Michael J. Hicks & Kristy Wilburn, 2005. "The Locational Impact of Wal-Mart Entrance: A Panel Study of the Retail Trade Sector in West Virginia," Urban/Regional 0511011, University Library of Munich, Germany.
- Robert I. Lerman & Kelly S. Mikelson, 2004. "Examining the Relationship between the EITC and Food Stamp Program Participation Among Households with Children," Econometric Society 2004 North American Summer Meetings 190, Econometric Society.
- Hicks, Michael J. & Wilburn, Kristy L., 2001. "The Regional Impact of Wal-Mart Entrance: A Panel Study of the Retail Trade Sector in West Virginia," The Review of Regional Studies, Southern Regional Science Association, vol. 31(3), pages 305-313, Winter.
CitationsCitations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
Cited by:
- Basker, Emek, 2011.
"The Causes and Consequences of Wal-Mart's Growth,"
Economic Policy, Russian Presidential Academy of National Economy and Public Administration, vol. 5, pages 110-134.
- Emek Basker, 2007. "The Causes and Consequences of Wal-Mart's Growth," Journal of Economic Perspectives, American Economic Association, vol. 21(3), pages 177-198, Summer.
- Emek Basker, 2006. "The Causes and Consequences of Wal-Mart's Growth," Working Papers 0611, Department of Economics, University of Missouri.
- Vandegrift, Donald & Loyer, John & Kababik, David, 2011. "The effect of Walmart on the tax base: evidence from New Jersey," MPRA Paper 30937, University Library of Munich, Germany.
- Donald Vandegrift & John Loyer, 2015. "The Effect Of Walmart And Target On The Tax Base: Evidence From New Jersey," Journal of Regional Science, Wiley Blackwell, vol. 55(2), pages 159-187, March.
- Stephan J. Goetz & Sundar S. Shrestha, 2009. "Explaining Self‐Employment Success and Failure: Wal‐Mart Versus Starbucks, or Schumpeter Versus Putnam," Social Science Quarterly, Southwestern Social Science Association, vol. 90(1), pages 22-38, March.
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JEL classification:
- D6 - Microeconomics - - Welfare Economics
- D7 - Microeconomics - - Analysis of Collective Decision-Making
- H - Public Economics
NEP fieldsThis paper has been announced in the following NEP Reports:
- NEP-PBE-2005-12-01 (Public Economics)
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text: by DR. SUSAN BERRY, 25 Nov 2015University students in Massachusetts who were upset by an image of a Confederate flag sticker on another student's laptop were offered counseling services at Framingham State University.The offer came after the university's "chief diversity and inclusion officer," Sean Huddleston, described the display of the small Confederate flag sticker as a "bias incident."According to Metrowest Daily News, students filed two "bias reports" within the past month as a result of a student displaying the flag in some way. The most recent bias incident – reported on November 19 – was a report of a student having seen a Confederate flag sticker on another student's laptop.In an email to students, Huddleston did not declare a ban on displaying the flag, but claimed that it upsets some students.MRCTV obtained the email in which Huddleston wrote:A student reported a bias incident today, in which the image of the Confederate flag was displayed on a laptop. Many of you may be aware that last month we received a Bias Incident involving two other students for a similar issue. Although related in nature, the two incidents involve separate parties.The FSU Bias Protocol and Response Team has been made aware of the incident, and will meet to determine any measures that may be needed to respond to the incident. Our primary goal continues to be to expeditiously address and resolve incidents of bias that impede our progress toward a welcoming and inclusive campus community."Many see the Confederate flag as an inflammatory symbol of oppression and constant reminder of a dark period in the history of the United States in which slavery was a legal," Huddleston continued, while "Others may simply view this flag as a symbol of shared southern heritage and in memory of the Civil War."Huddleston said the flag and other symbols "are not condoned by Framingham State University, as they violate the core values of our institution and not considered consistent with our desire to maintain a safe, respectful and welcoming campus community for all."He further described "bias incidents" as "situations that may not rise to the level of a criminal act, but still clearly communicate offensive or derogatory behaviors."Observing that students on campus in general may have suffered a traumatic reaction from seeing an image of the Confederate flag, Huddleston continued, "We recognize that bias incidents are upsetting for the entire campus community, but especially for the target(s) and witness(es) of these incidents.""It is strongly suggested that anyone impacted by a bias incident find someone to speak with," he wrote.sniphttp://www.breitbart.com/big-government/...te-flag-laptop/Bild entfernt (keine Rechte)


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Rocket Boys 30
Did you find this copy of our Rocket Boys? Click on "Leave a Comment" below and let us know where you're going to leave it after you finish it. Feel free to drop it off in a coffee shop, waiting room, Little Free Library or anywhere in Tosa you think someone else will find it. (And don't worry – we won't share your email address.)
Initial Location:
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When you are planning your next trip, you must think beyond passport, credit card, rental transport or 24h car rental. They are an absolute must but you simply cannot navigate efficiently in a distant location without your smartphone packed with some of the essential phone apps to make your journey hassle free and comfortable.
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Your trip to Ohio's most sporty and colourful destination starts when you book your flight deal. Enjoy swift, safe air travel from Nanaimo to Cincinnati with WestJet — and then get down to the serious business of enjoying the likes of the Cincinnati Zoo and Botanical Garden, the Great American Ballpark or Roebling Suspension Bridge.


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EAGER marriages 1851-1941 Victoria Australia
EAGER marriages 1851-1941 Victoria Australia.
RAGER (males)
Married: Jane STRUTT 1858.
No Issues located.
Joseph James
Married: Eliza Anne BURKE 1860.
One Issue located.
1. William Henry, born 1862, Bairnsdale, Victoria.
Frederick Thomas
Married: Charlotte Amelia ATTWOOD 1865.
Five Issues located.
1. Emily Eden, born 1866, Glengower, Victoria.
2. Amelia Beatrice, born 1868, Clunes, Victoria.
3. Frederica Sarah, born 1872, Fitzroy, Victoria.
4. Charles Frederick, born 1875, Prahran, Victoria.
5. Charlotte Madeline, born 1882, Prahran, Victoria.
Married: Ellen Eliza WENTWORTH 1868.
Eight Issues located.
1. Benjamin William, born 1869, Emerald Hill, Victoria.
2. George Edmund, born 1870, Emerald Hill, Victoria.
3. Thomas Bawer Wentworth, born 1872, Emerald Hill, Victoria.
4. John Thomas, born 1874, Emerald Hill, Victoria.
5. Alice Maud, born 1877, Emerald Hill, Victoria.
6. Charles Robert, born 1878, Emerald Hill, Victoria.
7. Henry Ernest, born 1881, Emerald Hill, Victoria.
8. Selina Blanche, born 1881, Emerald Hill, Victoria.
... Henry and Selina were twins.
Married: Margaret CARROL 1877.
No Issues located.
Married: Mary Foley 1883.
No Issues located.
Richard Edmond
Married: Alice Eleanor MALEY 1886.
No Issues located.
Married: Harriet Emma COOKE 1891.
Four Issues located.
1. Alexander Benjamin Warne, born 1891, Collingwood, Victoria.
2. Ada Mabel, born 1893, Collingwood, Victoria.
3. Doris Eliza, born 1895, Collingwood, Victoria.
4. Edith Annie, born 1900, Richmond, Victoria.
John James
Married: Annie HELME 1906.
Two Issues located.
1. James Robert, born 1909, Port Melbourne, Victoria.
2. Sarah Annie Elizabeth, born 1913, Port Melbourne, Victoria.
William Andrews
Married: Gladys JONES 1906.
Four Issues located.
1. Doris, born 1908, Hawthorn, Victoria.
2. William Clifden, born 1909, Hawthorn, Victoria.
3. Laurence Frederick, born 1913, Hawthorn, Victoria.
4. David Mervyn, born 1915, Hawthorn, Victoria.
Charles Robert
Married: Phillis Elizabeth HAZLEHURST nee HELME 1909.
One Issue located.
1. Alice Lillian Sara, born 1911, Port Melbourne, Victoria.
Clifden Henry Andrews
Married: Ernestine Isabella May CAMPTON 1909.
Five Issues located.
1. Clifden Campton, born 1911, Hawthorn, Victoria.
2. Kenneth John, born 1912, Hawthorn, Victoria.
3. Howard Henry, born 1914, Hawthorn, Victoria.
4. Dudley Andrews, born 1916, Kew, Victoria.
5. Muriel Esther, born 1918, Hawthorn, Victoria.
Samuel John Andrews
Married: Elsie Rubina Hopetoun JONES.
Two Issues located.
1. Irvine Samuel, born 1917, South Melbourne, Victoria.
2. Elsie Nina, born 1920, South Melbourne, Victoria.
Frederick Andrews
Married: Mabel Lena BINGLE 1921.
Alexander Benjamin Warne
Married: Nancy JONES 1922.
James Robert
Married: Margaret May KEMP 1935.
William Edward
Married: Audrey Sheldon ALLEYN 1937.
Thomas William Leslie
Married: Alison Cheyne GAGE 1938.
Clifden Campton
Married: Eileen Myrtle FRASER 1939.
Lawrence Frederick
Married: Elizabeth Northcote SMITH 1940.
Howard Henry
Married: Barbara Mary BAKER 1941.
Dudley Andrews
Married: Lesley Joan HARRY 1941.
EAGER (females)
Married: Thomas MCRAE 1851.
No Issues located.
Married: Robert MAYNE 1862.
One Issue located.
1. Edward Sedborough, born 1861, Gisborne, Victoria.
Anna Maria
Married: Robert MAYNE 1862.
Two Issues located.
1. Unnamed Female, born 1863, Fitzroy, Victoria.
2. Alfred Robert William, born 1870, Melbourne, Victoria.
Anne Maria
Married: John RAINSFORD 1871.
Three Issues located.
1. Alexander Montague, born 1872, Emerald Hill, Victoria.
2. Mary Florence, born 1880, Emerald Hill, Victoria.
3. Ellen, born 1881, Emerald Hill, Victoria.
Henrietta Jane
Married: William Paige GILBERT 1882.
Five Issues located.
1. Frederick Wilham, born 1883, Avoca, Victoria.
2. Elizabeth Margaret, born 1885, Avoca, Victoria.
3. Florence Emily, born 1888, Avoca, Victoria.
4. Lillian Henrietta, born 1890, Avoca, Victoria.
5. Maud Elma, born 1892, Avoca, Victoria.
Ellen Eliza
Married: John WINGATE 1884.
No Issues located.
Married: James DEAKES 1886.
No Issues located.
Florence Isabella Elizabeth
Married: Charles John ROGERS 1892.
Five Issues located.
1. George, born 1893, Evoca, Victoria.
2. Henrietta Elizabeth Margaret, born 1896, Evoca, Victoria.
3. Florence, born 1902, Horsham, Victoria.
4. Gwendolyn Edith, born 1903, Maryborough, Victoria.
5. Charles Burke, born 1906, Maryborough, Victoria.
Florence Annie
Married: John (Oliver) SMITH 1897.
Seven Issues located.
1. John Henry Thomas, born 1898, Carlton, Victoria.
2. Thomas Henry, born 1900, Carlton, Victoria.
3. Ethel Florence, born 1902, Fotzroy North, Victoria.
4. Alfred Ernest, born 1905, Carlton, Victoria.
5. James Joseph Ignatius, born 1908, Carlton, Victoria.
6. Leslie Gordon, born 1912, Carlton, Victoria.
7. Mary Veronica, born 1913, Fitzroy North, Victoria.
Frederica Sarah
Married: James MATHIE 1897.
No Issues located.
Catherine Mary
Married: Rodger Henry JAMIESON 1900.
No Issues located.
Henrietta Emily
Married: Ernest Frederick HOWARD 1905
Two Issues located.
1. Dorothy May, born 1906, Hawthorn, Victoria.
2. Beryl Louisa, born 1912, Hawthorn, Victoria..
Charlotte Madeline
Married: Arthur NORMAN 1906.
Three Issues located.
1. Phyllis Madeline Joy, born 1907, Kew, Victoria.
2. Arthur Howard, born 1912, Kew, Victoria.
3. Elizabeth Lois, born 1917, Kew, Victoria.
Elizabeth Anne
Married: Edward WOODS 1906.
No Issues located.
Lily Blanche
Married: Thomas William CAVEY 1910.
No Issues located.
Married: David Charles THOMAS 1915.
One Issue located.
1. Ronald Louis, born 1916, Richmond, Victoria.
Mabel Ada
Married: William Ernest GREEN 1916.
No Issues located.
Mabel Ada
Married: John Charles HEWITSON 1924.
Married: Dudley Hale ROWE 1935.
Alice Lillian Sarah
Married: Thomas WALSH 1936.
Annie Elizabeth
Married: Henry Herbert BONE 1938.
Compiled from the Victorian Birth and Marriage Indexes to assist
others researching the EAGER lines.
on 2016-01-03 16:38:44
tonkin lives in Victoria, Australia.
Please note:
Journals are intended to assist new members locate family lines in Australia and should only be used as a guide for follow up research and record searches as intended. Due to spelling and informant errors appearing in the records, typo errors and my misreading of the records mistakes must be expected. Errors will be corrected when detected or advised.


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Prime Minister Manmohan Singh has come up with a master move. With the Mumbai terror saga still refusing to die down, first he got Home Minister Shivraj Patil to resign, replacing him with Finance Minister P. Chidambaram and finally taking himself the additional responsibility of finance. Indeed, the PM has got two birds with one stone. Patil as minister had been committing blunder after blunder, and is pretty infamous for his cliched remarks after every terror strike – "We are looking into it." In fact speaking of the Mumbai attacks he had said that for a large and famed city like Mumbai, the recent attack is just a 'small' thing.
Also,with recession looming large over the nation, the PM's decision to make himself handle finance is also a welcome move. Chidambaram had been under performing and could have done a lot better considering his credentials. There is no doubt that the Mr. Singh is the best economist in the country and is no stranger to his new post, having served as FM under PV Narasimha Rao. Manmohan is the best person in the country who could probably save the country from a financial crisis.
The changes are also good for the Congress with general elections just around the corner. The PM and his colleagues better pull up their socks if they want to see a repeat of 2004.


text: SANTA CLARA DeForest Buckner Jersey , Calif. (AP) — against the lowly San Francisco 49ers.Overmatched, too? You bet.Short-handed they were, and it sure showed. Yet on this day, George Kittle might have been too much even if Denver had been at full strength.Case Keenum got going too late in a 20-14 loss to San Francisco on Sunday, four days after top target Emmanuel Sanders went down with a torn left Achilles tendon in practice Wednesday.The Broncos (6-7) were out of sorts early, then trying to play catch-up from a 20-0 deficit that saw Kittle take apart the defense time and again on the way to an 85-yard touchdown catch, 210 yards receiving and becoming the 49ers' first tight end to reach 1,000 yards receiving."Simply, we didn't play well, no excuses. We can't point fingers," coach Vance Joseph said. "That team came out and outplayed us, in the first half especially. Our record right now, we're still in it. Every game now is a must win. We haven't talked about that, but we have to now. Every game that we play from now on is a must win."Phillip Lindsay ran for a 3-yard score in the third then Keenum connected with DaeSean Hamilton on a 1-yard touchdown toss with 3:53 remaining. Keenum went 24 of 42 for 186 yards.He surely missed Sanders, who led the team with 71 catches for 868 yards and four touchdowns in a bounce-back year. His injury came three days after star cornerback Chris Harris Jr. broke his leg, leaving the Broncos without seven starters from their season opener."It's tough," Keenum said. "They're guys you can't replace."Tim Patrick and Hamilton had seven receptions apiece Garry Gilliam Color Rush Jersey , Patrick finishing with 85 yards receiving and Hamilton with 47, but most of their production came in the second half playing from way behind."We got off to a slow start and then we picked it up in the second half," Patrick said. "We just had to get it going. It was the first time as an offense all together in there. We were kind of shaky in the beginning, but once we got it clicking it was hard to stop us."Meanwhile, Kittle couldn't be slowed down in the first half, when he had all seven of his catches and 210 yards. He was only targeted once after halftime.After the game, Joseph reiterated how the Broncos must not beat themselves by falling way behind and making it harder.Denver had two defensive holding penalties in a four-play span in the first quarter and 11 total penalties for 62 yards."We just have to be consistent," nose tackle Shelby Harris said. "We can't go out in the first half and go down 20-0."There were a few defensive highlights.Von Miller sacked Nick Mullens for a 9-yard loss late in the second quarter. Including the postseason, Miller's 103½ sacks matched the franchise record held by Simon Fletcher.Linebacker Bradley Chubb had two more sacks for 12 on the season to break Miller's franchise rookie record of 11½ set in 2011.Miller was angry about his own miscues."I had three false starts, and that's ridiculous," he said. "I'm a gambling man, and I broke today. I didn't play like I'm supposed to today."Most of the Broncos will be echoing those sentiments."Now, it's back to the lab," Miller said. The San Francisco 49ers released Reuben Foster Sunday morning after his third arrest of the year, and at least second allegation domestic violence. Once thought of as a building block to the 49ers defense, he has now left a void at the linebacker position.The 49ers have Fred Warner at the MIKE position and he's learning how to relay communication on the fly during his rookie season. Warner has turned into an absolute steal in the 2018 draft — taken in the third round — but the 49ers need to partner him with a young WILL of the future.Right now Malcolm Smith is that guy, but for how much longer we don't know. Smith has been in and out of the lineup due to injury and Brock Coyle has been on injured reserve. Elijah Lee has had his moments, particularly the Detroit Lions game where he forced a fumble https://www.49ersfanshop.com/Garrett-Celek-Jersey , but of those names there's nothing to call dependable. There's free agency, but the money could be saved for a rainy day. So that turns us to the 2019 NFL draft. Going into the draft before this, my list was simple: GET A PASS RUSHER (yes, in all caps). The 49ers defense could be transformed overnight with such an addition — just look at the Chicago Bears if you need proof.From there it's the tired repetition from 2018: O-line, O-line, O-line. The 49ers offensive line has made great strides, but now it's time to solidify it. If Mike Person is the guy for right guard (no objection from me if he can be consistent), then at the very least burn a pick on a tackle to prepare for Joe Staley's eventual retirement. If Mike McGlinchey is to stay at right tackle, no one wants a rookie at left tackle to protect Jimmy Garoppolo. I think all of us can do well without another punishing injury to Jimmy G, self sustained or not. Outside of the offensive line, the 49ers will need to address the secondary. I think the wide receivers are still a bit underrated — young and learning as they go. Dante Pettis had a strong game against the Buccaneers and has a chance to really do some things now that he's not coming in and out. A high pick on a wide receiver just doesn't seem necessary.So it's pass rusher, O-line, and hit the secondary up to fix all these coverage issues. But with the loss of Foster, a linebacker will be needed. I didn't really even think of taking a linebacker because Foster/Warner would have been great with Lee/Smith/Coyle as backups. I still don't know if that's a point now. Perhaps trading away that first pick (assuming the 49ers get it) for a boatload of picks would be a good idea to get a linebacker late in the first round. Part of me wants to see if the 49ers can get by with what they have, but releasing Foster is going to bring another need at some point. Does the Foster release change your approach in the draft? Who would you target in the draft or free agency to fill the void?


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Follow Your Dreams of a Career in Health care
If you want to live a positive life one is always encouraged to identify the power of your mind. It is usually important for someone to be in a career that they have passion in instead of working in a career that they do not like. People usually feel that ladies are kinder than when you have males.Therefore, if your dream is to get into the care industry, stop procrastinating and do it. There is usually no deadline for doing what makes you happy and the beneficial part of it you will have really nice working mates. One thing that someone should always ensure is that they are really fast in working. It is good to ensure that you are a patient person in order to be able to handle the patients.It can be very profiting to the art of such a thing.It is key that you are aware of how you can add to the industry and what qualifications will earn you the position you desire.
It is important to always have a sober mind. Taking care of people is no a one person job. There are many situations that usually occur and that is why a person with a sober mind is needed in order to tackle such cases. The person you are taking care of might be getting worse as the days goes by and they might be in a state of emergency. Before getting in such a profession it is important to know if you can handle such emergency cases. It is good to ensure you can that you can handle pressure and if you are able to work well without panicking.It is not a good show when you start to panic when the patient really needs your help. It might cause a patient to lose their life which is not a good thing.
The health industry is open when it comes to receiving applicants who have no experience as well as individuals who have been practicing it for a long time. Getting a job that suits your talent is most definitely a hard thing to find but you should always consult and you can be assured to get what you can work with. They can guide on how to apply for it and you can be assured to get the job that you desire. It can be very good to take up the course because people nowadays are usually employed permanently by the government.It does not matter if you are changing your career to the health care industry or if you are growing your resume, your talent is needed. Always trust yourself and you will get the job.
Reference: Source


text:
Latest Ways to Prepare for Plastic Surgery
Any and all types of cosmetic or plastic surgery require proper preparation and attention to detail. If you are undergoing a breast surgery operation careful preparation would help to ensure that the surgery is a success. On the contrary, if you are undergoing something much simpler like laser treatment you will still need to prepare in much the same way. It will also facilitate a smooth recovery process and lead you to feeling like the money you spent was a worthwhile and sound investment.
Listed below are the ways on how to best prepare for plastic surgery:
Be In Your Best State of Health
Before going for a breast surgery operation, or something on the same level of severity, it's recommended that you be at your best state of health. Engage in frequent exercise, get enough rest and eat healthy, this will help you cope and recuperate faster after the procedure. Draw up a daily plan to make sure you are getting the just amount within each department. Aim to get 7-9 hours of sleep a night, eat your meals frequently and exercise when available.
Familiarise Yourself with the Surgery
Once you realise you need or desire plastic or cosmetic surgery, start familiarising yourself with the procedure. Know what the surgery entails, as this will help you to understand the possible complications you may face and estimated recovery periods. Ask questions and do research from credible sources to understand the expected outcomes of the surgery and the risks involved with it. Blogs may not be credible sources, however they are a decent source of personal reflection and experiences, always consult your doctor or health care team in regards to the serious and more specific aspects of the surgery. Your specialist will be able to provide you with any specific knowledge or answers you desire, due to their immense understanding of the industry. Note that once you have familiarised yourself with the surgery process, you will be more informed – Fear of the unknown usually causes more fear and stress.
Speak up
Inform the doctor or your healthcare team about your concerns. Enquire so that you may be well informed about the ins and outs involved with an operation such as; breast surgery, whether it is breast reduction surgery or a lift operation. Telling them about your concerns before the surgery can help calm you down before the surgery. Even after familiarising yourself with the whole surgery, it is important to know what to expect during surgery, especially if you haven't been on an operating table before.
Learn About Anaesthesia
You might possibly not meet with your anaesthesiologist until a few minutes before surgery. Being under anaesthesia could be scary because it places you into an unconscious state of mind – you are thus blissfully unaware of everything. Reading about the experience of other patients with anaesthesia will not be helpful. This is because patients have varying experiences and yours may be different to theirs,, Ask your anaesthesiologist, he/she would be happy to explain the process to you in full detail and put your worrisome mind at ease.
Ask About Your Diet
You may need to ask your surgeon if there should be any dietary changes after your surgery. When necessary, your surgeon would tell you to abstain from certain foods or drinks to facilitate a quicker and smoother recovery period.
Now that we have outlined and touched base on a few specific recovery preparation requirements, there are still a few more things to elaborate on.
Basically, here are some general instructions to follow if you are preparing for breast surgery: If you smoke, try to avoid smoking as smoking can significantly reduce the ability for your body to heal.
Also, abstain from alcohol or any alcoholic beverages 24 hours before the surgery.
You may want to consider avoiding the sun if you are undergoing skin treatment that includes a hydrafacial or something similar.
Wash your body with good antiseptic or antibacterial soap a night before plastic or cosmetic surgery. This helps to remove any bacteria on the surface of your body.
Avoid taking aspirin or any other painkiller, such as Neurofen, Ibuprofen, etc. for an amount of time before the surgery, this point really depends on the type of procedure you will be undergoing. If you are under medication, discuss it with your surgeon. And if for any reason you need to take a pain reliever, take paracetamol.
Six hours before the surgery, do not suck, chew, or eat any food, water, sweet, gum, or beverages. If you have fingernail and toenail polish, remove them. If you fixed acrylic nails, you may need to remove them.
Following the steps above will give you the best preparation for an operation within plastic surgery. Understanding how to best prepare for a surgery or treatment can not only put your mind at ease, but help the ones around you feel confident with the process you are about to undergo.


text:
The goal of this project was to adapt the website Vieira de Castro, developed in the past, to the responsive design technology, making it more user friendly.
Easily accessible via any device, it is mainly focused on the visual component, where through a pallet of colors, the Brand new products are highlighted.
NA by Client.


text:
Comments made by McKinley Price's opponent in the article, "NN mayoral candidate has $44,000," March 23, are very telling about her true character and work ethics. She quickly dismissed Price for having outpaced her when it comes to raising campaign money. She indicated that his efforts are not warranted for a job that only pays $27,000 a year. With that attitude, I think it is clear to see how much work we would get out of her if elected mayor.
While I do not live in Newport News, I work there. I have an interest in how the city is governed. I shop and dine in Newport News. Therefore, I contribute taxes to Newport News and want to know how those monies are spent. I support government leaders who see the value of business. Businesses, big and small, provide jobs. They generate tax dollars. They help increase home values. They provide services the public needs.
Price cares about his native city. As your mayor, he will care about your point of view. He has the ability to bring people together.
Kathleen Boyle


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By Linda Koco
At least two stock carriers — Allstate and Phoenix Companies — have debuted whole life insurance policies in recent months.
That's surprising because whole life insurance is widely viewed as being in the province of mutual insurance companies. The permanent life product of choice for stock companies is universal life insurance, especially universal life with secondary guarantees.
Another surprise is that one of the two carriers (Phoenix) plans to distribute through independent marketing organizations. This makes the products available through independent insurance agencies, which typically do not sell much whole life insurance, preferring universal life instead. (Allstate will distribute through its "exclusive financial specialists" who support Allstate agents.)
Still another surprise is that the Allstate product will pay what it calls "excess credits" into the policy in years when that's possible. This is similar to whole life policies issued by mutual companies paying dividends from accumulated surplus. The excess credits are not dividends, the carrier said, noting this is a non-participating whole life contract that pays excess credits based on future expected performance.
Anomaly or opportunity
Taken alone, the arrival of these products in the life insurance marketplace can be viewed as anomalies. Insurance veteran Timothy C. Pfeifer, president of Pfeifer Advisory in Libertyville, Ill., said that few stock companies have made recent plays into traditional whole life, except for some final expense and simplified issue products.
Mutual carriers "continue to dominate the market and grow sales strongly" with their participating whole life policies, Pfeifer said.
Still, whole life sales have been making waves in recent years, so it's possible that some stock carriers want to ride the surf regardless of mutual carrier dominance.
The whole life sales wave is hard to ignore. By year-end 2012, estimated whole life sales had increased for seven consecutive years based on annualized premium, according to LIMRA. In addition, the 2012 market share was 32 percent, substantially higher than in first half of 2007, when LIMRA reported whole life market share at just 22 percent.
By comparison, universal life's market share in 2012 was 40 percent. That's higher than the whole life share for the year, but it's the same market share that LIMRA reported for universal life in the first half of 2007.
The growth in whole life sales was definitely a factor in Allstate's decision to bring out its new product.
As Lisa Flanary, Allstate vice president-marketing, described it: "About a year and a half ago, we looked at the whole life market and how it was growing. We also saw how our customers were looking for guaranteed cash values. But we were selling primarily term and universal life at the time, so there was a part of the market we couldn't capture."
The company decided it wanted to help its financial specialists to be able to deliver an Allstate policy to meet needs of the Allstate customer base, she continued.
Offering whole life does require different policy administration than for universal life, Flanary said, but the more the company looked into it, the more comfortable it became with the approach.
Once product developers had the new policy ready to go, Allstate conducted intense pre-marketing and training with wholesalers and, when rollout-day came in early June, "we hit it hard," she recalled. The upshot: "Apps started coming in during the first week."
The policies
Neither of the new products appears to be designed to compete head-on with the whole life policies of the big mutual companies. Rather, their designs seem tailored to the companies' own business pursuits.
Take the Allstate product.Called Allstate Whole Life Advantage, this policy is designed for sale to middle-market, mass affluent and business customers as well as juveniles. It has banded face amounts from $25,000 to $5 million. There is an accelerated death benefit rider for chronic illness as well as terminal illness.
In a nod to Allstate customer demand for guarantees, the company is positioning the policy as one that has "a death benefit that never goes down," a "cash value that is guaranteed to go up regardless of market conditions," and "premium payments that never go up [and] in fact…may decrease and may not be required under certain conditions."
The excess credits feature mentioned above is an added attraction. The credits are not guaranteed, Allstate pointed out, but in years when the company declares them, they are paid at the end of the policy year. Customers can choose to use their excess credit in one of five ways: buy paid-up additions, reduce premiums for the next year, get cash back, accumulate it with interest or pay policy debt.
The credits come from mortality, interest and expenses, the company said.
[Here's the technical on that: "The guaranteed premiums and guaranteed cash values were determined using assumptions that allow Allstate to adjust to moderately adverse scenarios," the company said. "When we project future experience to be better than the assumptions used to establish the guarantees, we declare excess credits to be paid at the end of the policy year. Allstate manages the components that contribute to excess credits and provide value to our customers."]
The company does have a whole life policy with a $50,000 maximum face for the final expense market, Flanary pointed out. So the rollout is not technically a market entry. Rather, it represents whole life market expansion.
The Phoenix policy,on the other hand, is a market entry — actually, a market re-entry. Phoenix had sold whole life for many years before the company demutualized in 2001. But now it's putting its toe back in the whole life waters, as a stock company.
Called Phoenix Remembrance Life, the new contract is a final expense policy that's designed as an affordable product that can address multiple needs for middle market consumers. The issuing company is Phoenix's PHL Variable Life business unit. Maximum face amount is $100,000, depending on age.
The policy includes several middle-market and family-friendly features and a lot of optionality. For instance, it can be set up to pay a lump sum or one of three income "coverage allocation options" that create an income stream death benefit for a beneficiary. In addition, it includes riders that can advance benefits in case of critical or terminal illness, or that can increase benefits in the case of accidental death.
For additional premium, customers can purchase family-focused optional riders that pay death benefits in addition to the face amount. For instance, an education benefit rider provides up to $5,000 per year if the beneficiary (child or grandchild) attends a qualifying institution. A legacy rider provides annual "birthday gifts" of up to $500 a year until the child/grandchild reaches age 22. A lifetime income rider pays the spousal beneficiary up to $1,000 a month for his/her lifetime. And an income term rider provides up to $1,000 a month until the spousal beneficiary turns 65.
The middle market is at the center of the company's growth strategy, Thomas M. Buckingham, executive vice president-product development and operations, pointed out in a statement. For the last several years, this strategy has focused on the fixed indexed annuity market, he added, but now Phoenix is leveraging that into its life business.
Is this a hint of the future?
Eddie Levin, owner of Levin Insurance and Retirement Planning, an independent broker in Homosassa Springs, Fla., said he has not seen a lot of stock carriers offering whole life products. But he definitely sees the customer value in selling whole life, especially participating whole life.
"Never in my 39 years in the business has anybody ever complained about their whole life policies and the cash value buildup they have," Levin said.
"In fact, many clients call to thank me for selling them their policies. They say they wish they had bought double the amount, because 'this is the best thing we ever did investment-wise.' They say, 'We can never thank you enough, because you've given us peace of mind.'"
Linda Koco, MBA, is a contributing editor to InsuranceNewsNet, specializing in life insurance, annuities and income planning. Linda can be reached at [email protected].
© Entire contents copyright 2013 by InsuranceNewsNet.com Inc. All rights reserved. No part of this article may be reprinted without the expressed written consent from InsuranceNewsNet.com.


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June 20, 2018
Limited Number of Bed & Breakfast Stays Available This Fall
3-Night Bed & Breakfast Only Stay - $595/Couple
Dates Available:
- August 30 to Sept 2 (3-Night Min.)
- Sept 6 to 9 (3-Night Min.)
Your Stay Includes:
- Double occupancy guest room with private facilities
- Hot breakfast served daily
- Complimentary Wifi
- Use of guest den: 24 hour coffee/tea bar, television, video library
Please Note:
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- Date restrictions apply, subject to availability.
- Deposit required to secure booking, full payment due 60 days prior.
Interested in an all-inclusive cultural package instead? Learn more


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These days, the beauty tool aisle is looking less like an art supply store and more like a Home Depot. While brushes and wands remain ubiquitous, countless high-tech tools and devices are saturating the market, claiming to do everything from lift and firm sagging skin to fade acne scars and fine lines. But they also offer real results, which is exactly why so many skincare professionals are getting on board.
Estheticians, specifically, rely on a variety of skincare tools to get the best results for their clients. These can include facial rollers, at-home LED light therapy, microcurrent devices, and more. But they don't just endorse them for their clients — they use them religiously themselves. We tapped five celebrity estheticians to find out which skincare gadgets are worth the hype — keep reading to discover them for yourself.
The aesthetician: Shani Darden
The gadget: DeesseTM Pro LED Mask ($2,500)
Why she loves it: Jessica Alba's go-to skin guru Shani Darden swears by the Deesse Pro LED Mask for its powerhouse age-reversing benefits, which range from skin tightening and pore minimizing to an overall improvement in skin tone and texture. "I love light therapy for boosting collagen in the skin and minimizing fine lines and wrinkles," says Darden, who shares that she uses the mask every single day on her own complexion. It also works by increasing blood circulation, which she says gives you the most amazing, fresh-from-spin-class glow — sans the sweat, of course. Discover more skincare advice from Shani Darden here.
The aesthetician: Joanna Vargas
The gadget: RevitaLightTM Bed ($300 for 75 minutes)
Why she loves it: Another expert who waxes poetic about LED light therapy is renowned celebrity esthetician Joanna Vargas. In fact, she trusts the treatment so much that she has her own patented red light therapy bed in her New York City and Los Angeles salons. "LED light therapy is a proven technology that literally works on everyone!" Vargas raves. "Not only can it delay wrinkles, but it can also [reduce] existing ones with repeated sessions," she explains.
Vargas also notes that red LED light has been shown to help the skin heal faster, which could prove especially beneficial for those who struggle with stubborn scars and hyperpigmentation. "In my salon, we do several different treatments that involve light therapy, but [this] is by far the most popular because it offers clients a full body treatment of healing LED," she adds.
The aesthetician: Angela Caglia
The gadget: NuFACE Trinity® Microcurrent Device ($429)
Why she loves it: Although NuFace has been around for quite a few years now, it's still a fan favorite among myriad skincare professionals. That's because its microcurrent technology is some of the best available for fighting off fine lines, wrinkles, and sagging skin. "It keeps my cheeks chiseled because of how it stimulates the muscles," Caglia explains. That stimulation creates a more lifted appearance both instantly and overtime with regular use. You'll also see firmer, smoother skin.
The Nurse Practitioner: Melissa Haloossim
The gadget: LightStim® for Acne ($169)
Why they love it: Kim Kardashian West's trusted facialist Melissa Haloossim is a major proponent of LightStim, a brand that makes at-home LED light therapy devices for different skincare concerns. She's especially into the tool that helps treat acne. "The bulbs are a variety of wavelengths that penetrate to different layers of collagen," explains Haloossim. "They stimulate collagen, help repair and heal, and work on acne." More specifically, the blue LED light kills blemish-causing bacteria, so it can help prevent future breakouts, as well as treat existing pimples. It can be used on all skin types, is completely painless, and only needs to be used for a mere three minutes a day in order to reap its results.
The aesthetician: Joanna Czech
The gadget: Joanna Czech® Facial Massager ($189)
Why they love it: Joanna Czech's massage roller is a go-to of her celebrity clients because of its ability to give a tightened, lifted appearance to the skin after just one use. The aluminum and zinc alloy device was designed to mimic the massage techniques used by estheticians during facials, which help to depuff and plump. "In addition to stimulating muscle and skin, it allows products to penetrate deeper into the dermis, boosts circulation and elasticity, and drains and sculpts the face," says Czech. "The result is firmer, tighter, better skin."
Product prices may vary from the time this article was written.
Allergan® may receive commissions for purchases made through links in this article.


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Am now testing NexentaStor on HP ML370 G6 tower, here are the specs, Dual Socket, Quad Core, HT enabled Intel(R) Xeon(R) CPU E5540 @ 2.53GHz 8 Gig ram (4g populated for each proc) L3 cache 8 mb 2 x 73 gb SAS (15k) RAID-1= System OS 6 x 300 gb SAS (10k) RAID-0 single disk in each array to expose the disk for NexentaStor = Storage (RAID 10 = approx 838 gb pool) M410i raid card 256 mb Quad port Multifunction 1GbE card (identified as ntxn0..3 in Solaris (NexentaStor))
NexentaStor 3.0.4 the installation went fine and i even created a volume of 200 gb NFS attached it to the Test Server (XenServer 5.6) copied existing vm from XS local Storage to NFS Storage. configured smtp server for fault alerts.
everything was working fine.
after about 15+ hrs of uptime, i received the following fault alert email notification:
Subject: [NMS Report] NOTICE: host nssan
FAULT: Appliance : nssan (OS v3.0.4, NMS v3.0.4 (r8917))
FAULT: Machine SIG : 32HFABADA
FAULT: Primary MAC : 18:a9:5:6e:a1:db
FAULT: Time : Thu Sep 30 00:00:34 2010
FAULT: Trigger : runners-check
FAULT: Fault Type : ALARM
FAULT: Fault ID : 20
FAULT: Fault Count : 2
FAULT: Severity : NOTICE
FAULT: Action : Administrative action required to clear the original
FAULT: : fault that has caused 'nms-check' to go into
FAULT: : maintenance. Once cleared, run 'setup trigger nms-check
FAULT: : clear-faults' to clear the faults and re-enable
FAULT: : 'nms-check'. If the problem does not appear to be an
FAULT: : actual fault condition, use 'setup trigger nms-check' to
FAULT: : tune-up the fault trigger's properties. See NexentaStor
FAULT: : User Guide at http://www.nexenta.com/docs for more
FAULT: : information.
FAULT: Description : Runner nms-check went into maintenance state
! For more detais on this trigger click on link below:
! http://x.x.x.x:2000/data/runners?selected_runner=runners-check
Runner nms-check (description: "Track NMS connectivity failures and internal errors") went into maintenance state
Before, i could follow the suggestion in the alert i noticed (from the report) that the DATE on the server is old. So i changed the date from console in the recommended format (date -s "20 dec 2010 00:00:00:) then after pressing enter… the prompt took pretty long time to return. and the web console was not responding….
issue: i can ping the host ip locally from the console but not the gateway
1.suspecting the switch port, i connected laptop (windows xp) on the same port and tested it, there does not seems to be any issue with the switch port since i was able to ping the gateway.
2.suspecting the network card: rebooted the server with ubuntu 9.10 x64 live CD configured the network settings, here also there seems to be no issue with the ethernet card
some info: in linux the ethernet driver loaded is netxen_nic drivers, under nexentastor it ifconfig -a shows ntxn0 to ntxn3
the gruelling hrs of all attempt proved futile.. i dont have networking knowledge of solaris platform. linux wether its rpm or debian based distro am quite comfortable…
will update when its fixed…


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A cybersecurity research group in Israel has recently published a paper in which they describe the MOSQUITO attack—an attack that can reverse speakers and microphones in air-gapped computers, and use them to send data to one another using ultra-sonic frequencies.
March 20, 2018 by Chantelle Dubois
Knowles introduces the most advanced Inter-IC Sound, or I²S, interface MEMS (Micro-Electro-Mechanical Systems) microphone for wearables, remote controllers, automotive, and smart home automation and security.
June 03, 2015 by Jennifer A. Diffley


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flagFounded: 1866 overseas, 1965 in Australia
businessOwned by: HSBC Group, listed on the London Stock Exchange
monetization_onFunded by: Retail deposits and wholesale capital markets
securityLMI Provider: Genworth
account_balanceLender type: International Bank
HSBC is the 5th largest bank in the world and has been a popular choice in Australia for people of Chinese descent and international borrowers.
They built up a large following using their partnership with mortgage brokers only to withdraw from the broker market and sell their customer's loans to Firstmac in a surprise move in 2006.
They've predominantly targeted the Chinese community in Australia for home loans and overseas for investment loans, as they recognise the HSBC brand from Hong Kong where it has a much larger presence.
How do HSBC's home loans compare?
They're great at
- Overseas investors
- Foreign currency loans in HKD and USD
- Multi-language banking for Chinese borrowers
- Offering lower interest rates if you have a large deposit
- Offering good interest rates to their Premier customers who live overseas
But they've got some drawbacks…
- They don't suit most first home buyers with a low deposit
- Focus is primarily on the Chinese community
- They target the migrant community but you can usually get a better deal at another lender
- People with a bad credit history
- No branch access
- They don't work with mortgage brokers
- Their commercial loans have a 10 year term
- They're not a major bank in Australia
- They only work with some mortgage brokers
- They're not great at construction loans
- Self-employed borrowers who cannot prove their income
Coronavirus / COVID-19: HSBC mortgage relief
HSBC home loan customers facing financial hardship due to COVID-19 can apply to defer their mortgage repayments for up to six months (with a review after the first 3 months). This is also known as a repayment holiday
Please be aware that interest continues to accrue on your home loan during this period.
To apply, you can simply download and complete the Statement of Financial Position from their website and then email it to firstname.lastname@example.com
Alternatively, you can also call their financial hardship team on 1300 555 988 (Mon-Fri).
But there's a catch…
They don't deal with many mortgage brokers, which means there isn't someone on your side to keep the bank honest!
Will your HSBC lender call you up to let you know that your rate is no longer competitive? Of course not!
It's almost certain that older HSBC home loans will be on a much higher interest rate than the home loans being offered to entice new customers.
If you choose to go with HSBC, then you need to check your interest rate every year to make sure that they haven't played any games. We regularly check the rates of our customer's loans and either renegotiate or refinance if their lender can't give them what they are giving to new customers.
What are HSBC really good at?
We think HSBC is a market leader with their Market Linked Loan. This is a foreign currency loan that can be used by foreign investors or Australians who have an income in another currency.
Just say you are earning USD or HKD. If the Australian dollar goes up, you're making much higher repayments on your Australian investment loan.
By putting the loan in the same currency as your income, you reduce this risk, and introduce a new one. Your home loan could end up being much larger than the value of your home if the Australian dollar falls.
Foreign currency loans typically have much lower interest rates than Australian loans, so they tempt a lot of people who really don't know the risks or how exchange rates work.
HSBC's standard home loans including their Variable Rate Loan, Home Value Loan and Home Smart Loan often have a low rate and at times they are comparable to the market leads. Their fixed rates are quite good and they tend to have one fixed rate term (e.g. 3 years) that is a market leader while the others are not as competitive.
Tip for applying with HSBC
Use HSBC's home loan application form to prepare for your mortgage application.
Note: This is the latest application form as at November 2017. Please refer to HSBC for their most up-to-date document requirements.
Compare HSBC to other lenders
Not sure which lender is right for you? Our Home Loan Experts can help!
Talk to one of our mortgage brokers by calling us on 1300 889 743 or complete our free assessment form.