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The Value Investing Conference ValueWeekend 2018 will be held soon. From 21 to 23 September we will meet in Berlin to dedicate a weekend to the exchange on Value Investing. On Saturday, 22 September and Sunday, 23 September, we will work on various value investing topics in an Open Space setting. Our overview on the topics of ValueWeekend 2017 in Stuttgart shows just how diverse this can be. On Friday, 21 September, we will discuss with Jochen Wermuth from Wermuth Asset Management. Before that we will get to know the Berlin company Francotyp-Postalia better. In our blog we would like look at Francotyp-Postalia in advance. We have asked ourselves: How interesting is Francotyp-Postalia for Value Investors? On this page you will find contributions from other (Value) investors to Francotyp-Postalia.
The competition of Francotyp-Postalia
The articles reviewed by us also mention the competitors Neopost from France and Pitney Bowes from the United States. Francotyp-Postalia is the smallest of the three players in the global franking machine market. Its global market share is around 11%. In contrast, Francotyp-Postalia has a market share of approx. 45% in its home market of Germany. The largest player in the market, Pitney Bowes, works primarily with large customers and delivers large machines. French Neopost, on the other hand, is targeting medium-sized companies with its medium-sized machines. Francotyp-Postalia is strongly positioned in the market for small and medium-sized machines for SMEs.
Value investors may also be interested in comparing the stock performance/charts of the three companies:
[borlabs_cookie_blocked_content title="Stockdio 'Pitney-Bows Chart since 2013′"]
[borlabs_cookie_blocked_content title="Stockdio 'Neopost Chart since 2013′"]
[borlabs_cookie_blocked_content title="Stockdio 'Francotyp-Postalia Chart since 2013′"]
However, it should be noted that the comparison of the three companies is becoming more and more difficult. All three companies operate in a market that is shrinking to some extent. Therefore, all three companies have been working for some time to position themselves in new markets.
Value Investors and Francotyp-Postalia
If you take a look in Francotyp-Postalia's current shareholder list, you will discover that some Value investors are at the top of the shareholder structure. More than 10% are held by Active Ownership Capital, which has been invested in the company since 2012. Klaus Röhrig from the Active Ownership Capital team has been Chairman of the Supervisory Board of Francotyp-Postalia since 2013. He has thus had an influence on the development of the company over the past five years. In addition to Active Ownership, QUAERO Capital from Geneva, which we also list in our overview of value investors from the DACH region, holds over 5% of the company. You can get to know QUAERO's approach a little better through this interview with Marc Saint John Webb at the Value School and this presentation at the ValueSpain 2018 conference. The Spanish Magallanes also holds over 3% of the company's shares.
In addition, Cologne-based Scherzer AG, which specialises in investments in German value stocks, and Augsburg-based Value Holdings have also invested in Francotyp-Postalia. Currently, Value Holdings has 2.4% of the Europa Fund in the shares of the Berlin-based company.
Active Ownership on Francotyp-Postalia
Florian Schuhbauer gives a deep insight into the strategy at Francotyp-Postalia in this interview with MOI Global. Unfortunately, the entire article is only available to members. But the short description also is very informative:
Florian views Francotyp as misunderstood, as investors mistakenly believe that (i) paper mail is dead; (ii) franking machines are no longer needed; and (iii) the company cannot keep growing the core business. The reality is that (i) 80+% of companies still use letter mail regularly, and paper production has grown from 130 million tons in 1970 to 440 million tons in 2015; (ii) franking machines in the large and medium mail volume segments are in decline, but the small mail volume segment (up to 200 letters per day) continues to grow at a low single digit rate; and (iii) Francotyp continues to grow revenue in the core business in the low single digits through consistent market share gains.
Florian expects the company to generate EBIT of €7.4 million in 2017, €10.5 million in 2018, and €12.8 million in 2019. The shares recently traded at 3.1x EV to 2017E EBITDA and 5.2x EV to operating FCF. Florian's firm is the largest shareholder, and Florian's partner Klaus Roehrig serves as chairman of the board.
Value Investing Blogger and the internet on Francotyp-Postalia
For many, the Wallstreet Online forums are a first port of call for familiarising with German small caps. Francotyp-Postalia can also be found there – and the thread on it has a long debate to offer. The portal Börsengeflüster has also repeatedly reported on the Berlin company. By the way, we recommend you using DeepL to translate the German sources.
We found more articles on Francotyp-Postalia in two Value Investing blogs. First, Hans-Jürgen of Covacoro writes about the Berlin company. But Ben of WertArt Capital has also written articles about the company.
Covacoro has published five articles on Francotyp-Postalia since 2016. In April and May 2016, he presented the company, its products and markets, management and competitors in two articles. He also reported on the Investors' Day. Covacoro categorises Francotyp-Postalia as an SUV share that could also position itself in exciting future markets:
I think the stock is regarded as a special machine builder, that's what the "S" stands for. The software and consulting business is currently too small. De-Mail does not make a positive profit contribution, so unfortunately the value of this business area is not priced in.
Furthermore, the parallels with a utility are striking for me: the low share valuation, the high share of recurring sales, the high CAPEX requirement and the problem that the Group's profitability depends on the depreciation level. That is why the "U" in SUVs stands for utility and emphasizes these aspects.
Last but not least, I see the company as a value share, which is what the "V" stands for. And I don't have to draw up a detailed cash flow statement, but simply look at EV/EBITDA and Price/Sales. – Translated with DeepL
In 2016 the Covacoro blog takes the Q3 figures as an occasion and the announcement of the ACT strategy as an occasion to give an update. ACT stands for "Attack in Core Business, Follow the Customer and Transform the enlarged business". As part of ACT, Francotyp-Postalia has set itself clear earnings targets for the coming years:
Covacoro reports both 2017 and 2018 from the Annual General Meeting. His reports provide information on how the ACT strategy is being implemented. Between 2017 and 2018, it will also be a very dynamic year for shareholders. While the share price in 2017 was still almost € 6, it had almost halved to € 3.05 in 2018.
WertArt Capital
The WertArt Capital Blog has released four English articles about Francotyp-Postalia. The information on the structure of a position published in August 2014 is brief. In contrast, the investment thesis that went online in September 2014 is much longer. The author justifies his investment as follows:
This company is currently in the final stage of a restructuring. The core segment is declining but increasing profitability and a large share of recurring revenues makes high free cash flow generation for an extended period highly likely. Based on my assumptions, the market is valuing the company with a price to free cash flow multiple of 10x. In addition, the company invested in new segments which are currently not generating a profit. However, this might change in the future. Hence, an investor is getting the optionality of additional cash flow generation from these entities for free.
Another article followed in November 2015, announcing an increase in the position to 4% of the total portfolio. The reasons for this are summarised below:
In conclusion, I expect the installed base of FP's franking machines to keep relatively stable for an extended period of time due to the recent high renewal rate in North America and strong demand in new and existing European markets. Except from a likely decline in demand over the long term, the oligopolistic structure of the industry, a recurring revenue stream, strict regulation and support from local postal companies (e.g. discounts on automatically franked letters) provides for attractive industry characteristics. Hence, I assume that cash flow generation should keep strong after 2016. The other segments (mail services, software solutions and De-Mail) provide optionality.
At the beginning of 2018 a somewhat disappointed contribution follows in which the sale of the position is announced. Ben explains why the sale took place:
From a valuation perspective a 3.5 times EBITDA multiple looks attractive. In my investment case, I assumed that required investments will go down leading to lower D&A and therefore higher EBIT over the years. Therefore, we would also see higher free cash flows and cash return to shareholders. Unfortunately, this has not been the case so far. Cost overruns and continued investment will cap EBIT at EUR 10 m in 2017. Consequently, the company is valued at ten times operating profit (For comparison, shares of competing Neopost can be bought at eight times EBIT). With EUR 4.5 m of free cash flow in 2017, FP trades at a 6% yield. As I do not see much improvement in 2018 as well, this turns out to be a high valuation for this type of company. FP is operating in a declining industry (although they are increasing their market share) and has to carry around the mail services business that might never be generating noteworthy profits in the future but requires substantial resources. I think it is time to move on and to sell the shares.


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Garda with strong Laois connections to be honoured for bravery
David Brennan captained St Joseph's to a Laois Junior Football final victory this year. Pic: Denis Byrne
A garda with strong Laois connections is to be honoured for his bravery in foiling an armed robbery in Dublin while off duty.
Detective Garda David Brennan will be presented with the Scott Medal at the Garda Training College in Templemore this week.
David and his father Dessie, a retired garda, disarmed and detained a thief after an attempted robbery on a bookmakers in July 2013.
The men were out for a drink in Jacob's Bar in Saggart, Co Dublin when the incident happened. A local came into the pub saying there was robbery at the Paddy Powers branch next door.
As they rushed to help Dessie and David noticed that one of the men had a revolver. Dessie told the Leinster Express what happened next.
"We saw the man sticking a gun into his trousers and jumping onto the back of a motorbike. David jumped into the air and kicked the lad off the bike. It was all over in 10 seconds," said Dessie.
The father and son held the robber and removed the gun.
The father and son have strong garda connections, are rooted in Laois and steeped in Laois GAA.
The Brennan clan hail from The Swan Wolfhill area in the Ballyadams Parish.
Proud members of St Joseph's GAA club, Dessie is a well-known coach while David switched allegiance from his native Dublin to play for the family's home GAA club. He captained St Joseph's to a Junior Club Championship title in O'Moore Park, Portlaoise in 2017.
David is a detective stationed in Clondalkin while Dessie served in the force for many years in Dublin. David's uncle and Dessie's brother Kieran was a previous recipient of the Garda Scott Medal.
Another bother, Derek, was a prison officer and received an award for bravery from the Irish Prison Service.
Detective Brennan will not be the only Laois connection to the Scott Medal Ceremony.
Four retired gardaí and the family of a deceased member of the force will also be presented with medals in Templemore.
Jim Cannon, Ben Thornton, Tom Peters, Gerry Bohan and the family of the late Michael Clerkin will be honoured for their bravery on October 16 1976.
The four men suffered serious injuries and Garda Clerkin was killed in an IRA bomb near Garryhinch on the Laois Offaly border.
Apart from family, Minister for Justice Charlie Flanagan and Laois Offaly Chief Superintendent John Scanlon will be among those present i Templemore.

subset: commoncrawl


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Join us for great stories and much more every Friday morning at 10:00! Betty, our children's librarian, looks forward to sharing stories with you! No pre-registration is necessary. The theme this week is "Animals at Night."
Tuesday, October 20, at 1:00 p.m., Milford Memorial Library's Open Book Discussion Group will be meeting to talk about The Residence: Inside the Private World of the White House by Kate Anderson Brower. This book gives accounts from the service staff of the White House and covers the Kennedys to the Obamas. Anyone is welcome to join this book club. They meet every third Tuesday of the month. For more information contact Milford Memorial Library Director Beth Sorenson at email@example.com or 712-338-4643.


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This item is currently out of stock.
Use your own 2"-dimensional lumber to create the DIY raised bed of your dreams.
Stacking Brackets are used to stack additional layers or levels on your raised garden bed design. This award-winning design makes it simple to create a raised garden as deep as you need and to create dramatic multi-level gardens that are as useful as they are beautiful. The stacking stake simply inserts into the level below. You may also use stacking stakes as a base layer to your raised bed garden if your design is small, or you don't have a concern about frost pushout (or mowers) shifting your garden over time.
These Raised Garden Bed 2" Stacking Brackets pivot 270 degrees, allowing endless design options. Create unique designs like triangles, hexagons, or traditional right-angle designs.
Did you know? You can also install your raised garden bed on hard surfaces like patios, rooftops and decks. For hard surface installs, simply use a hacksaw to remove the stake section below the bracket. You may want to line the bottom of your raised bed with landscape fabric to make it easy to clean up later and to help prevent staining and dirt loss in these types of installs.


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I was born July 20th 1999, In your mind is where I come from, I am 18 years of age and not streamed in high definition, Alice is my real name. I have 2622 lucky followers and you can see my show in private and I have been working for a while, English is what I prefer to speak, people call me Alicemitent.
Alicemitent on CamBirds
Name alicemitent
Age 18
Gender Female
Birth Date 1999-07-20
Location N/A
Language(s) English
Followers 2,622
HD No
Current Show Private
New Model No
Orientation Straight
Tags Toy, Footfetish, Top, Toys, Pussy, Naked, Orgasm, Hot, Masturbate, Lovense, Lash, Bra


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Friday, November 6, 2015
Gavlyn ft. Anderson .Paak | Friend Zone
Taken from the forthcoming album 'Make Up For Your Break Up' (Out Nov 13th) Pre-Order to receive 3 tracks instantly: www.smarturl.it/mufybu-itunes Gavlyn returns with fourth album Make Up For Your Break Up on her own newly launched imprint @peachhouserecords. Executive production from @Lou-Koo and guest production from a roster of up and comers blurs the lines between new school rap, rnb and old school hip hop. Make Up For Your Break Up includes guest features from @AndersonPaak, @BlimesBrixton, @oliviabragamusic and @mia-coleman
Posted by Unknown at 11:38 AM
Labels: Anderson Paak, Gavlyn, Music
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Marvel Studios upcoming production of Hawkeye is prepping for cameras and the two leads are officially locked in.
It has been a long, cold summer for Marvel fans. Not only was the long-awaited debut of Black Widow moved from its prime May release date, but the entire film and television slate were negatively impacted. However, it seems that the brainstorming stages are nearing completion behind the walls of Marvel Studios and this Fall, cameras hope to roll once again.
While The Falcon and the Winter Soldier and WandaVision have grabbed headlines in recent months, the Hawkeye production has largely gone under the radar. But that is all about to change.
The production of Hawkeye is hoping to ramp back up in Atlanta, Georgia this October. The six-episode limited series will center, as widely reported, on The Avengers' Hawkeye mentoring his protege Kate Bishop in an effort to pass on his superhero mantle.
Casting is currently underway for the Hawkeye series, and we can all sleep well knowing that both Jeremy Renner and Hailee Steinfeld are officially set to star in the project. Steinfeld has long been rumored to be circling Hawkeye. In fact, reports of her being offered the role surfaced as early as last year. While we weren't able to find out the nature of the delayed announcement, or the details of her negotiations, she is now firmly listed as set on the project.
While Hawkeye is only a small piece of Marvel's interconnected cinematic puzzle. It should give some peace of mind to know that the show is back on track, with Steinfeld primed to help carry the Marvel baton into the future. Are you excited for this casting and series in general? Let us know in the comments below, and stay tuned into The Illuminerdi for all kinds of MCU news and features.
Author: admin
[Gallery] Vanity Fair Oscar Awards After Party
I have add photos from the Vanity Fair Oscar Awards After Party to our gallery.
Hailee Steinfeld's New Year Begins With New Song 'Wrong Direction'
Hailee Steinfeld is ringing in the new year with new music. The singer and actress unveiled her latest song, "Wrong Direction," at midnight on Jan. 1.
"hi 2020. wrong direction is out now," she wrote on Instagram on Wednesday.
The new track, an emotional ballad that addresses a past relationship, has Steinfeld reflecting on how "it's so gut-wrenching falling in the wrong direction."
Hailee Steinfeld Announces New Single Tied to Apple TV Plus' 'Dickinson'
Actress, singer and producer Hailee Steinfeld is set to release a new single entitled "Afterlife" on Sept. 19, a track she created for her upcoming Apple TV Plus series,"Dickinson."
"This is a song I'm incredibly proud of, and I feel like after embodying this character, I have a more fearless approach to my writing," Steinfeld shared at the Tribeca TV Festival in New York City on Saturday Night.
"Dickinson," a period piece about Emily Dickinson with a modern, comedic twist, is Steinfeld's first-ever full time television series, and with it she experienced another big first by unveiling the show at the event: "Dickinson" is the first Apple TV Plus series to debut to the public, and it did so well-ahead of the Nov. 1 launch of the new streaming service.
Series creator and showrunner Alena Smith described "Dickinson" as a "crazy psychedelic version of the 1850s.
"It's this giant weird crazy collage, and the music is this direct root straight into her brain," Smith explained. "With Hailee as our lead, who has a double life, as also a pop star and musician…my hope is that the music will make you feel everything that Emily has trapped inside and wants to burst out."
For Steinfeld, who doubles as an executive producer on the half-hour series, the music was a main factor in drawing her to the project. The music of Billie Eilish, for example, is a backdrop to the show, and "Dickinson" even brought on rapper Wiz Khalifa to play Death in a guest role. (Other guest stars include comedian John Mulaney and "Girls" alum Zosia Mamet, who'll do a parody of Louisa May Alcott.) The modern-day additions serve as tools to help convey thoughts within Dickinson's mind, which are depicted here as wild, whimsical and far more imaginative than what is usually assumed to be the static life in which she was living in 19th century Amherst, Mass.
"She sits in the corner of her room [writing] and looks out the window and there's a world out there — but even a bigger one in her mind," Steinfeld said, adding that the show has "incredible comedic moments and this dark humor and dramatic moments and everything in between, and it really reflects everything in her poetry, which is every possible emotion."
"She broke all the rules of her time, sort of in secret," Smith added. "Spoiler: her life was boring. Not a lot happened…the action was in her head."
Although the series is set in the 1800s, the team behind the show feels its themes are relevant to today's social climate highlighting women's voices, as Dickinson is portrayed as a self-assured young woman who knows she has more to offer to the world than the housewife-in-training life she is living.
"The basic idea here is if Emily wasn't understood in her time, maybe we can better understand her now," Smith said. "I once read this thing that said period shows make the best feminist TV because when things were more exaggerated, we can perhaps look at how things aren't so different today."
Jane Krakowski, who plays Emily Dickinson's mother in the series, said she's still figuring out how strongly comedic the show should be, but noted, "I think the parallels between young women today and Emily Dickinson will resonate with a modern generation."
She also pointed out that she believes the show can inspire young women to pursue their passion and dream beyond the life they've been born into. "A lot of this generation this this show is aiming to, or certainly the fans that Hailee is going to bring in, don't really know Emily Dickinson or don't know her poems," Krakowski said, "and I think it will be wonderful to introduce a whole generation of young, feisty girls who want to make a mark on the world to Emily Dickinson."
Steinfeld agreed: "What's really cool about this show is when you're watching it, you kind of forget that it's a period piece," she said. "Speaking personally as a young female, there definitely are parallels. The pressure that Emily Dickinson is under to feel or act or do certain things, I think women still feel that way. … We hope that people see this and feel seen and feel heard, because that's exactly what Emily was searching for, to be understood. … It's crazy and it's wild that we're searching for that [in 2019] — obviously way less — but it's still an issue."
On a personal level, Steinfeld added that she has truly "felt this newfound fearlessness after learning about this character.
"I just feel in my work, in my life, in my relationships, in where I stand with certain people, a sense of fearlessness. And I hope everyone will find a little bit of that in the show."
'Hawkeye' Disney Plus Series Eyes Hailee Steinfeld for Lead Role
Hailee Steinfeld could soon be part of the Marvel family. Variety has learned exclusively from sources that Steinfeld has been offered a lead role in the upcoming "Hawkeye" series at Disney Plus.
The limited series will see Jeremy Renner reprise the role of the titular bow-wielding hero that he has played through multiple films in the Marvel Cinematic Universe, most recently in "Avengers: Edngame." Should Steinfeld join the series, she would play Kate Bishop. Bishop is a Marvel Comics character who took up the Hawkeye mantle after Clint Barton (Renner). She is also a member of the group known as the Young Avengers. It was reported last week that Jonathan Igla is attached to write and executive produce the series.
Starring in the series would likely represent a long-term investment in Steinfeld on Marvel's part. Given the Disney-owned company's uncanny ability to build up onscreen franchises around even their lesser-known characters, it is reasonable to assume that the Bishop character would eventually spin off into either her own standalone series or even appear in the MCU.
Reps for Disney Plus and Steinfeld did not immediately respond to Variety's request for comment.
This would mark Steinfeld's second TV starring role. She is the lead in the upcoming Apple series "Dickinson," in which she will play the famous 19th century poet Emily Dickinson. Steinfeld is primarily known for her film roles. She received an Oscar nomination for her breakout role the Coen brothers' remake of "True Grit." She is also known for starring in films such as "The Edge of Seventeen," "Bumblebee," the "Pitch Perfect" franchise, and for lending her voice to the Oscar-winning animated film "Spider-Man: Into the Spider-Verse." Steinfeld has also enjoyed a successful music career, including her platinum-certified debut single "Love Myself," double-platinum-selling "Starving" with Grey featuring Zedd, platinum-selling anthem "Most Girls," and "Let Me Go" featuring Florida Georgia Line.
She is repped by CAA and Hirsch Wallerstein.
Variety exclusively reported on the "Hawkeye" series back in April, with Marvel confirming the news during their Hall H panel at San Diego Comic-Con. There are also Disney Plus limited series one the way that will focus on MCU characters like Falcon and Winter Soldier, as well as Loki, and Vision and Scarlet Witch. Disney announced at D23 that there will be shows based on the Marvel characters Ms. Marvel, Moon Knight, and She-Hulk as well. The series are expected to be six to eight episodes. They will be produced by Marvel Studios and Kevin Feige, who has headed up the MCU for years. The shows are also expected to have large budgets compared to other television projects
Apple's 'Dickinson' Starring Hailee Steinfeld To Headline Tribeca TV Festiva
The third annual Tribeca TV Festival is about to have a wild night. The premiere of Apple TV+'s fall comedy series Dickinson starring Hailee Steinfeld will headline the New York fest, which takes place September 12-15.
The half-hour series will screen ahead of its September 14 TV premiere and will be followed by a discussion with Oscar-nominated actress Steinfeld, who plays the titular writer; Jane Krakowski; and series creator, showrunner and executive producer Alena Smith (The Affair, The Newsroom). Toby Huss, Anna Baryshnikov, Ella Hunt and Adrian Blake Enscoe also star.
Dickinson isn't a normal historical series with bonnets, corsets and proper ladies. The comedy subverts all of that as it audaciously explores the constraints of society, gender and family from the perspective of the rebellious young poet, Emily Dickinson. Set in the 19th century, Dickinson is a coming-of-age story that finds the author to be an unexpected hero for our millennial era.
Now in its third year, the Tribeca TV Festival is an extension of the Tribeca Film Festival and puts shine on episodic storytelling — no matter what format. The fest included world premieres of hotly anticipated series inlcuding Chernobyl, The Hot Zone, The Handmaid's Tale, Genius and The Night Of.
Dickinson Teaser Trailer
Dickinson is a half-hour comedy series starring Oscar® nominee Hailee Steinfeld. Dickinson audaciously explores the constraints of society, gender, and family from the perspective of rebellious young poet Emily Dickinson. Coming this fall to the Apple TV app with an Apple TV+ subscription. Subscribe to tvpromosdb on Youtube for more Dickinson season 1 promos in HD!
Hailee Steinfeld to Host the 2018 MTV EMAs
Oscar-nominated actress Hailee Steinfeld will front this year's MTV EMAs. Steinfeld, who also has a successful music career, will also perform at the show, which this year will take place in Bilbao, Spain.
Viacom's MTV announced its 2018 host with a sketch on Facebook (see below). Steinfeld scooped the "Best Push Act" at last year's EMAs. This year she is nominated in the "Best Pop" category alongside Ariana Grande, Camila Cabello, Dua Lipa and Shawn Mendes.
Steinfeld's other MTV connections include a recent performance at the "Isle of MTV" event in Malta where she performed a set including her debut single "Love Myself," and the double platinum-selling "Starving."
"The EMAs are a show where anything can happen," said Steinfeld. "I can't wait to host a night filled with incredible artists, performances, some surprises of my own – let's do this, Bilbao!"
Steinfeld's next film roles include in Paramount's "Bumblebee" and in the voice cast of "Spiderman: Into the Spider-Verse." She is currently in production on the original Apple series "Dickinson."
"Hailee is a true global superstar renowned for her exceptional talent with a career that spans music, film and TV," said Bruce Gillmer, global head of music and talent, Viacom and co-brand head, MTV International. "We are thrilled to have her as host for this year's MTV EMAs in Bilbao and can't wait to see her light up the stage with her incredible energy."
The EMAs take place at the Bilbao Exhibition Centre on Nov. 4.
Bumblebee (2018) – New Official Trailer
'Bumblebee' Flying To San Diego Comic-Con
For the first time ever, the Transformers franchise will make its San Diego Comic-Con debut in Hall H on Friday, July 20 from 5-6 PM.
While many fanboy sites speculated about this, Paramount is making the news official this morning.
The Paramount session will feature cast members Hailee Steinfeld, John Cena, Jorge Lendeborg Jr. and director Travis Knight, and will be solely focused on Bumblebee. Footage from the movie was unveiled back in April at CinemaCon. The pic opens Dec. 21.
Two years ago at Comic-Con, Paramount pulled out all the stops for a Star Trek Beyond outdoor world premiere complete with a live orchestra playing the score as the movie played. Even though Mission: Impossible – Fallout opens on July 27, the studio will not be featuring the Tom Cruise movie at SDCC. Rather a big global launch with multi-country premieres is planned for that spy thriller. That said, it's not out of the question should Cruise parachute into Paramount's session given the fact that he's shooting the Top Gun sequel down there (Paramount did not hint that this would occur).
Paramount joins Universal, Sony, 20th Century Fox and Warner Bros. in bringing Hall H product down to San Diego in a year that lacks Disney's Marvel's Cinematic Universe and Star Wars.


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FXCM · Australia
Market Making(MM)
Market Making(MM)
Company Name:FXCM AUSTRALIA PTY LIMITED
Company Abbreviation:FXCM
Country/Area of Registry:Australia
Regulatory Status:Regulated
Customer Service Email Address:email@example.com
Customer Service Phone Number:+1 646 253 1401
Global Forex Broker Regulatory Inquiry APP!
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I made some profits and wanted to make the withdrawal, while the service froze my account and asked me to make investment by half fund. Otherwise, 10% of the fund would be withheld off my account everyday, until all money gone. Those rules won't be told in advance. It is simply a fraud.
The withdrawal is yet to be received for one week. I deposited $5000 while only $4980 was received.
The screenshot could prove that it was an individual remittance. I applied for the withdrawal $14000, while only 97906.2 RMB was received. The rate during March and April was above 7.04, while that on FXCM was below 0.7. But FXCM wanted to cut itself loose. I have applied for the another 2 withdrawal, totaling 2000. I hope it not be hoarded.
My order was closed automatically in succession.
The withdrawal applied on April 2nd is yet to be received as of 10th, which should be done within 5 days. The customer service, the bank and the mediate agent kept shirking. Take heed on it.
The Australian Securities and Investments Commission (ASIC) is an independent Australian government body that acts as Australia's corporate regulator, which was established on 1 July 1998 following recommendations from the Wallis Inquiry. ASIC's role is to enforce and regulate company and financial services laws to protect Australian consumers, investors and creditors. ASIC's authority and scope were determined by the Australian Securities and Investments Commission Act, 2001.
Current Status:Regulated
License Type:Market Making(MM)
Regulated in Country/AreaAustralia
Regulatory License No.:309763
Email Address of Licensed Institution :firstname.lastname@example.com
License Type:No Sharing
Website of Licensed Institution :
Expiry Date :--
Address of Licensed Institution :FXCM AUSTRALIA PTY LTD, Level 13, 333-339 GeorGe STreeT SYDNEY NSW 2000
Phone Number of Licensed Institution :1800109751
Licensed Institution Certified Documents :FXCM AFCA投诉截图191213 View Certified Documents 福汇 AFCA牌照信息 20190213更新 View Certified Documents FXCM_FOS查询信息 View Certified Documents FXCM_309763.jpg View Certified Documents
The Financial Conduct Authority (FCA) is a financial regulatory body in the United Kingdom, but operates independently of the UK Government, and is financed by charging fees to members of the financial services industry. On 19 December 2012, the Financial Services Act 2012 received royal assent, and it came into force on 1 April 2013. The Act created a new regulatory framework for financial services and abolished the Financial Services Authority. The FCA regulates financial firms providing services to consumers and maintains the integrity of the financial markets in the United Kingdom. It focuses on the regulation of conduct by both retail and wholesale financial services firms.
Current Status:Regulated
License Type:Market Making(MM)
Regulated in Country/AreaUnited Kingdom
Regulatory License No.:217689
Email Address of Licensed Institution :email@example.com
License Type:No Sharing
Website of Licensed Institution :
Expiry Date :--
Address of Licensed Institution :20 GreshaM STreeT FourTh Floor London EC2 7JE UNITED KINGDOM
Phone Number of Licensed Institution :44 02073984050
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Raise a glass! I recently celebrated a special B-day (though isn't every birthday special?) where the number doesn't bother me, its 40 in case you were wondering. The number doesn't define me or any of us. Age is nothing but […]Read More
I have recently come back from one of my favourite places on this earth and I assume from the title you have guessed correctly, its Las Vegas, Nevada. I have been lucky enough that this was my fifth visit and […]Read More


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Bark busters– This is the only motorcycle hand guard provides protection,comfort & quality for on and off road motorcycle. it's a innovative motorcycle accessories made in Australia. Bark busters can be fitted in Standard and Tapered handlebars, it's a bike specific fitment which make riders user friendly. This brand has VPS (Variable Protection System). This mount is exposed of aluminum to protect it from minor crashes and tip over's with the wind deflectors made from a high impact plastics. In the design of all Barkbusters products, Rideworx is committed to incorporating style, strength, durability and ease of fit. Hand Guards for all types of motorcycle. Barkbusters products are available in motogear india,chennai. where a customer can order their entire range on Barkbusters products in our online website and also visit our physical store in Chennai to trail their ranges.
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Barkbusters Bike Specific 2-point Handguard Mounting kit, the ultimate protection for your hands and controls!
Designed specifically for the ROYAL ENFIELD Himalayan ('16 on) with OEM (Original Equipment Manufacturer) specifications.
The Barkbusters handguard that offers the most comprehensive protection – both physical and weather – and the perfect add-on to your Barkbusters Handguard mounts.
The perfect add-on to the Barkbusters Handguard mount kits, offering a contemporary design and great physical and weather protection


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Midsummer Series: Midsummer Magic
Hello my darling witches!
The days are growing longer, and here in Texas we are already feeling the heat in a big way. Coming up on June 24th is Midsummer, or Litha, and we are all about our upcoming Midsummer celebrations at the end of this month. On June 22, I will be leading my coven here in Dallas in a lovely Midsummer ritual and celebration, and on June 24th, I offer you the opportunity to participate in a free, live ritual for Midsummer with me, from anywhere in the world, as I will be streaming it on YouTube! We've put together an amazingly magical kit for you of all the tools I will be using in the ritual, but more on that at the end of this post!
We begin our Midsummer series of blogs with a general overview of what Midsummer is and the lore behind this holiday. Over the next month I will be releasing more blogs about the gods and goddesses associated with Midsummer, recipes and celebration ideas for your own Midsummer festivities, information on Faerie magic, how to best work with the energies present at this time of year to manifest your dreams into reality, and more! Make sure you are subscribed to our blog to never miss a post!
This year, we have three back to back events around Midsummer, making it a particularly magical time! On June 17, the Full Strawberry Moon will be in the sky. According to Native American folklore this was the time of year to begin gathering ripening fruits, and it is now the time of the year when we begin to reap what we have been planting in our lives, but also to think about what we have not yet seen manifest, and the work needed to bring those things to fruition before the end of the year. This Full Moon is a time to work cleansing magic, both on a spiritual and physical level. Release and remove all negative energies, or self defeating thoughts you may have let yourself get caught up in. Cleanse your physical space with sage, or palo santo and declutter both your spiritual and physical lives. With this new found space from your cleansing pursuits, you will be able to more easily work manifestation magic and sharpen your focus on what you want to bring into your life in the rest of 2019.
The Summer Solstice, on June 20, brings the longest day of the year, and with it we continue to bask in the light, bright energy of the season and think of what we are most grateful for at this particular moment in our lives. Summer Solstice marks the fact that even though it may feel like summer has just begun and we have much more light to go, we are in fact heading towards the harvest season and the darker times of the year.
This is the time to fully charge your magical batteries, engage in some witchy self care, and pampering, and is a great time to make sure all your more sunny, light magical tools are being charged up by the solar energy and the fiery magic of this time of the year, to guide you through the fall and winter that will inevitably come. Work with red, orange, or yellow crystals, check in with your Root, Sacral and Solar Plexus chakras and drink in that solar energy!
And finally the reason for the season, Midsummer on June 24th marks the Pagan celebration of Midsummer, which is a fire festival and said to be the most powerful day of the year for the Sun Gods. In history it was thought that the burning of the bonfires would strengthen the sun and in turn the harvests later in the year. Midsummer is an amazing opportunity to make and charge protection amulets, to get deep in touch with your desires for your romantic life and what you may need to change in order to find the happiness you are looking for, as well as to return to a more joyous, lighthearted vibe and work some Faery Magic with the Faire Folk and how you can bring their happiness and frivolity into various aspects of your life!
Check back on Friday for our next Midsummer Blog Series entry "Midsummer Lore and More" to find out all you need to know to begin your plans to celebrate this special holiday!
To purchase our Midsummer kit, head over to the store here and get everything you need for a magical ritual with me from the comfort of your own home! https://harvestrosewitchery.com/product/midsummer-holiday-kit/
Make some magic today!
Xoxo, Rose


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PhD application procedure
Enquiries concerning any aspect of the programmes offered by the Research Unit are welcome. Please contact the Admissions Secretary, or any member of faculty for further information or to discuss your interests.
Applicants should have a good undergraduate degree in anthropology, archaeology, art history or a related subject, and also preferably have, or be about to complete, a Masters level degree.
The deadline for consideration for funding from CHASE and UEA sources will be in early January 2021. The deadline for consideration for SRU support funding is 1st March in the year of application. Overseas applicants are recommended to apply at least four months before the proposed start date in order to complete the visa process and arrange payment of the deposit. Later applications may be considered, if places are still available, but may not be eligible for consideration for funding. The academic year begins in late September.
How to apply
Online Application form and guidance notes


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What are people finding out about the new Merge and Absorb ticket functionality?
Mostly seems to work, although it would be good to have an option to merge the details of the ticket as well. E.g. the ticket type etc. Granted you might not want this on every ticket, but often we are merging multiple tickets because of a reply-all that didn't include the ticket number.
We just recently started using the merge/absorb function and we are running into an issue where, when we try to merge and the ticket search box pops up, it doesn't show all of our tickets. We can put search fields in but will not display a ticket that is known to be there. If we try to merge another ticket, the search box will display a completely different set of tickets to merge. Anyone have any suggestions for this?
Ahh, that makes sense. We were trying to merge tickets from multiple accounts due to a wide spread problem. Thanks for the info:-)
We just tried email templates with the merge/absorb function and we have experienced these things:
* Right now, the workflow will detect a "Merge Activity" but only send an email to the resource and not the clients nor CC's, in which I have check marked.
* [%Merged Ticket(s) Number%] does not show the ticket number if placed in the subject line, it will only shows that tag.
* [%Merged Ticket(s) Number%] and [%Absorbed Ticket Number%] are strangely hyperlinked to nothing (/MSP/TicketEdit.aspx?ID=750976) in the email that is sent out.
Anyone experience these issues?


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The middle class is a massive factor in the economy and has been for years, as they are the main spender in an economy, buying houses, using credit, working to make money.The problem today is that more than 50% of the wealth is held in the hands of 2% of the population while wages fall and the middle class shrivels, While things ran smoothly when more socialistic programs were in place( I.e. The New Deal.)
Trickle down economics does not work If large businesses are not willing to let the money flow. Giving more money to the 2% makes no sense.
Over the past 200 years, unfair government policies have led to discrimination and a widening economic gap in our country. African-Americans and immigrants in particular have suffered and been treated as marginalized communities, thus resulting in less access to education, well-paying jobs, etc. Tax policies have benefited the wealthy, allowing the rich to get richer, and the lack of taxes have prevented us from providing adequate support to those who need it. The government must enact policies to lessen this gap and give the poor a fighting chance.
The government needs to lessen the gap between the rich and the poor only when it spirals out of control. Looking at the economy we have today one can make the statement that the gap between the rich and poor is only increasing. At some point the economy will crash, and it will crash hard and many people rich and poor (mostly poor) will suffer. Before that happens, the government should step in and try to fix things up.
No, government is not obligated to lessen the gap between the rich and the poor, because it is not something that the constitutional calls for. It is much more dignified to allow a man to keep what he has earned with his own labor. Also, the trickle down effect transfers wealth from rich to poor without any government intervention.
The government should not play any part in lessening the gap between the rich and the poor. If the government would get itself out of the way and allow people to bloom in their own dreams, the gap would be filled naturally. People from all walks of life have overcome obstacles and become rich. It's more a matter of desire and hard work than unfair government.
It is not the government's job to help lessen the gap between the rich and the poor in the United States of America. I think it is the government's job to help the poor get opportunities so that they can help themselves to acquire a better financial future, etc. I think people need to take responsibility for themselves.


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Programmer & opinion mining lead
MSc in Mathematical Modeling and Computing. Simon has worked as a developer for both start-ups and large software companies, in Denmark as well as internationally. Simon has experience ranging from software development to machine learning and opinion- and data-mining. As part of his Master's programme, Simon developed various algorithms to predict the topics of EU plenary debates.
Recieve monthly updates on emerging trends and technologies in public affairs.


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The big challenge, with tiny art!
#ACEOApril is a challenge that runs through the month of April. To participate, you must create a piece of art which is 2.5 by 3.5 inches in size every day (or as often as you can!). You can use any medium, draw any subject, it just has to be that size.
Once your art is done, share it online using the hashtag #ACEOApril.
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text: 21 December 2017 by Srishti Jain Miantsa Randriambelonoro crowned Miss World Madagascar 2018 for Miss World 2018 21 Dec 2017 | Srishti Jain Miss World Miss World 2018 Felana Tirindraza Finals Madagascar Africa At the conclusion of Miss Madagascar 2018 held at Carlton Anosy Hotel, Miantsa Randriambelonoro was declared the winner and crowned by Miss Madagascar 2017 Felana Tirindraza. Miantsa will now represent Madagascar in Miss World 2018 to be held next year. Miantsa is 20 years of age and stands tall at 174 cm. She belongs to Analamanga province and is a third-year student in the research field or "topography", at ESPA. She wants to become an "expert geometer", and despite the responsibilities she awaits, now that she is now Miss World Madagascar 2018, Miantsa has been adamant on the fact that she will not neglect her education. Miansta enjoys playing volleyball and chess as a hobby. She dreams to visit Bemaraha River in Madagascar and like a true romantic that she is; she wants to see Venice, the city of romance. This young queen believes in charity causes and wants to do her bit in helping the orphans and the disadvantaged children around the world. Her court included – First runner-up – Malleka Esmelralda (Sava) Second runner-up – Zafitoto Nouaika (Diana) This sweet and shy queen is all pepped to start her preparations for Miss World 2018 while attending to her current title responsibilities. Do you think she has what it takes to be the next Miss World titleholder?


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Physician Assistant Studies student volunteers with Louisiana flooding survivors
Physician Assistant Studies student Alyse Moses-Lebron traveled to her home state of Louisiana during the month of August. Just days after returning home, she found herself volunteering at emergency shelters to help survivors of mass flooding.
The rain begins
When UNC Physician Assistant Studies first-year student Alyse Moses-Lebron left the UNC School of Medicine campus for summer break to return to her parents' home in Baton Rouge, Louisiana, she had no idea her medical training would be put to use caring for survivors of flooding that plagued the area in mid-August.
After wrapping up her first year of PA school, Moses-Lebron returned to Baton Rouge on August 9. On August 11, the rain began.
"It poured, and it poured, and it poured," Moses-Lebron said. "I've never seen rain like that."
Over the weekend, the rain intensified and flooding began. Miraculously, Moses-Lebron's family subdivision was left untouched by flooding.
By 7 a.m. the following Monday, Moses-Lebron heard a shelter would open nearby. In a matter of moments, Moses-Lebron donned her UNC PA program T-shirt and headed to the shelter.
When Moses-Lebron arrived, those organizing volunteers realized her medical background would be immediately useful.
"That's when they grabbed me; there was nobody medical there," Moses-Lebron said. "I needed a plan, so I came up with a plan. Being in PA school gave me the ability to critically think through the situation," she said. "We didn't even have a first-aid kit."
Caring for others
Over the next several hours, Moses-Lebron coordinated medical care for those among the 250 people in the shelter who needed care. She grabbed a roll of tape and used it as an identifier to triage people who needed medical attention.
Later, Moses-Lebron headed to another shelter, where she worked closely with a pharmacy technician volunteer. With little access to the outside world, Moses-Lebron used her smartphone to look at presentations from PA school she had saved as a reference on Google to triage survivors.
At the second location, Moses-Lebron and the pharmacy technician saw people with varying conditions and co-morbidities, including renal failure, seizures, and open wounds ripe for infection.
Moses-Lebron and the rest of the volunteer team cheered when a couple showed up to the second shelter with a truck and a boat. The couple made several trips between the shelter and the hospital to transfer those who needed medical attention quickly.
Moving forward
Over the next few hours, Moses-Lebron saw communities form within the shelter and a spirit of helpfulness and generosity take over.
"You had people who had nothing," Moses-Lebron said. "It didn't matter what religion you were, what ethnicity you were; everybody was just helping each other. That was one of the most positive things I've ever seen."
That spirit of helpfulness also came from those outside of Louisiana, including from Moses-Lebron's cousin, who asked if she could send supplies using Amazon Prime, a subscription-based e-commerce service that offers expedited shipping rates. Within hours, a wish list of supplies, including shovels, deodorant, and toilet paper, was created. Since then, dozens of supplies have shipped to shelters thanks to people who fulfilled wish list items online.
Online shipping tools like Amazon Prime sparked an idea for Moses-Lebron as she saw its usefulness in emergency situations. Soon, Moses-Lebron hopes to start a nonprofit to encourage people to use similar services, with a particular emphasis on transparency in both giving and receiving supplies.
"Everyone was asking me what they can do," Moses-Lebron said. "Once you can get mail in, that allows people to rebuild."
Classmates join in volunteering
Dr. Stephen Hooper, associate dean and chair of the Department of Allied Health Sciences, which houses the PA program, noted that Moses-Lebron's caring attitude and quick thinking made a major impact in the comfort of flood survivors.
"The ripple effect is profound," Hooper said. "This is one of those awe-inspiring stories that showcases the fortitude, creativity, and critical thinking capabilities of our students in the PA program."
While Moses-Lebron is back in class at UNC-CH, she still receives daily text messages from those she communicated with during the floods.
Back in North Carolina, Moses-Lebron's colleagues in the PA program have asked what they can do to assist flooding victims. Some of her classmates also have a desire to help her as she pursues launching the nonprofit; they plan to travel to Louisiana during fall break to volunteer.
"That drive, that way of being is in you," Moses-Lebron said. "We're in health care because we want to help people, but that extrapolates out to the rebuilding of Louisiana."
"We have a lot of high-energy, hardworking, amazing, creative people in our class, and their willingness to take the initiative is incredible," Moses-Lebron said. "They see somebody in need, and they help. That's what they do," she said of her classmates.
PA program faculty member and advisor to Moses-Lebron, Meg Beal, said her student's story demonstrates values the program hopes to foster in its students of compassion, generosity, and humility.
"Her commitment to remain involved in helping to rebuild her community, engage others in these efforts, and to expand this outreach on a greater scale through a nonprofit organization is commendable," Beal said. "We are proud to have Alyse as a student in our founding class within the PA program."
Dr. Paul Chelminski, director of the PA program, noted he is not surprised by Moses-Lebron's willingness and tenacity to jump in and help.
"We recruited our first class of students with a special vigilance for those intangible humanistic characteristics that are not readily apparent in the statistics on an application," Chelminski said. "When we interviewed Alyse, she impressed everyone with her caring attitude that transcended her obvious intelligence."
Despite growing up in Chicago, Moses-Lebron said this experience strengthened ties with her adopted hometown.
"I just saw so much," she explained. "I hope they keep that spirit, because it's going to take a really long time to rebuild Louisiana."


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Picture Profiles … S-Log 2 … Timecode … What does it all mean?
The newer Sony A7S and A7II are using terms that many of us "regular" photographers know nothing about. At least I didn't until I read Gary Friedman's just released supplement to the A7S. The bulk of this supplement is all about the video features that most non-videographers aren't very familiar with.
Each supplement is a little over 70 pages, covering just what's new and different from the original A7/A7R. They're available as downloadable ebooks from Gary's website Here:
The cost is a very reasonable $6.95 each, but it's information that would be very difficult (if not impossible) to find anywhere else.


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There are no upcoming Here Come The Mummies events in Chicago, IL.
FeelTix is a ticket comparison service. We update tickets prices daily that guarantee the most accurate cost. But Here Come The Mummies Chicago Tickets prices may vary depending on demand and availability.
|Mike Mains & The...
Address: 329 N Dearborn St, Chicago, IL 60654, United States


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"Bigotry seems emboldened. … We've seen nationalism distorted into nativism. … Bigotry and white supremacy in any form is blasphemy against the American creed . … the very identity of our nation depends on passing along civic ideals. .... Bullying and prejudice in our public life … provides permission for cruelty and bigotry. … The only way to pass along civic values is to live up to them."[ George W. Bush's unmistakable takedown of Trumpism — and Trump ,by Aaron Blake, Washington Post, October 19, 2017]What's that? "Identity of our nation?" "Passing along civic values?" According to the people for whom this speech was made, this country has no "identity" and no "civic values" because it's "universal" and must accept anyone, no matter what they believe. For a nation to have an "identity" and "civic value to pass along," it must have a defining ethnicity, culture and religion that create the values Mr. Bush wants to see passed.
Unhappily, the people to whom he is appealing don't agree.
Before posting his story, The Washington Post's Aaron Blake tweeted this line:
Can't load tweet https://twitter.com/AaronBlake/status/921074148658556930: Sorry, that page does not exist
Bush has said it before—he used the same line, word for word, at the Memorial Service for the white cops who were shot by a Black Lives Matter supporter in Dallas. [Read George W. Bush's Speech at the Dallas Shooting Memorial Service, by Julissa Higgins, Time, July 12, 2016]
And if I paid any attention to Bush, which I don't, I would have said the same thing to it then as I say now.
Yes, Mr. President, and other groups judge us by our worst examples, while judging themselves by their best intentions.
Let's offer a list: blacks, Latinos, feminists, homosexuals, Muslims.
The difference, of course, is that their "best intentions"—wanting to destroy the historic American nation and its identity and civic values, the very things Mr. Bush claims he wants to preserve—are rather different than ours. And we regret and repudiate our worst examples, they don't.


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Robert Clay Killion, 71 of Springdale passed away Wednesday, February 1, 2017 at Willard Walker Hospice in Fayetteville. He was born July 21, 1945 in Marshall, Missouri to John Clay and Roberta Adell Killion. Robert was Vice President of Marrs... View Obituary & Service Information
Obituary & Service
Robert Clay Killion, 71 of Springdale passed away Wednesday,...View More
Flowers & Gifts
Send flowers to the Killion's family.Send Flowers


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Villa Lanai, Seminyak
Villa Lanai offers travelers luxury villa accommodation located in the true center of Seminyak. It is your own private oasis whilst still being right in the heart of all that Seminyak has to offer.
Just having been fully renovated, Villa Lanai boasts complete luxury; two large bedrooms with ensuite bathrooms, enclosed living, dining and kitchen, a personal butler, a private swimming pool, peaceful Balinese gardens, a masseuse on-call, sumptuous in-villa breakfast and BBQ dining menu available. What more could you ask for? Transition seamlessly from complete serenity, to world class restaurants, exciting nightlife and boutique shopping right on your doorstep. Not to mention the short stroll to Seminyak beach to partake of the daily awe-inspiring sunsets.
Living areas
The stunning living/dining/kitchen area is fully enclosed and air-conditioned and the perfect place for gatherings of family or friends with comfortable L-Shaped sofa and large 46 inch flat screen TV.
Tropical gardens surround the pool to one side with a large full length pool deck with rattan furnishings on the other. The gardens are completely private and, with the undercover deck area, you have the perfect sanctuary to sit back and relax, whilst enjoying the free unlimited free wi-fi, read a book or enjoy a cool drink.
Each of the king size bedrooms leads onto the pool deck and is complemented by full ensuite bathrooms, flat screen 32inch TV's and DVD player, air-conditioning, ceiling fans, safety boxes and large built-in cupboards.
Guests are serviced by our friendly and professional team of villa manager, butler, housekeeping, gardeners and pool attendants. The team are there to ensure that all your needs are met. They can arrange in-villa massages and spa services, special in-villa dinners, tours and transport, restaurant bookings, and are even available to assist with any grocery shopping requirements.
The say that Location, Location, Location is key to a perfect stay. Villa Lanai, within its gated secure complex, is located just steps away from all that happening Seminyak has to offer; being shops, restaurants, bars, cafes, spas, supermarkets and clubs, yet far enough away to ensure peace of mind and pure tranquility.
Bedroom and bathroom descriptions
Master bedroom 1
King size bed, ensuite bathroom with shower and bathtub, air-conditioning, safe, linens and towels
Bedroom 2
King size bed, ensuite bathroom with shower and bathtub, air-conditioning, safe, linens and towels
- Complimentary return airport transport on arrival and on departure.
- Welcome drink and cold towel upon arrival at the villa.
- Flower arrangements in the villa upon arrival.
- Daily Breakfast in the privacy of your own villa.
- Complimentary Tea & Coffee.
- Daily butler & maid service.
- Gardener and pool staff.
- 24 hours Security guard.
- Shopping groceries by villa staff for in-villa dining. Cook on request (extra cost plus handling fee).
- Laundry / dry cleaning service (at cost).
- Baby-sitting, in-villa massages, chef service car and driver are available on request at an extra charge.
- Area: Seminyak
- Pool: Private swimming pool.
- Accommodations: 2 air-conditioned bedroom with en-suite bathroom; Living and Dining area; Fully equipped kitchen.
- Communication: Free WiFi internet access.
- Entertainment: satellite TV; DVD player.
- Additional facility: Safety deposit box.
|Low season
|Mid low season
|High season
|Mid High season
|Peak season
|1 Bedroom Bed
|$ 165 Nights
|$ 175 Nights
|$ 215 Nights
|$ 225 Nights
|2 Bedroom Bed
|$ 215 Nights
|$ 225 Nights
|$ 265 Nights
|$ 275 Nights
|$ 335 Nights
|: 15.5 %
Terms & Conditions
Rates, Check-In and Check-Out
- Rates include Airport transfers pick up and drop off, all complimentary and using villas facilities.
- Rates are subject to 15.5% government tax and service charge.
- Rates are quoted in US Dollar.
- Maximum person stay in villa is 2 persons per room.
- Check in time is at 2 P.M.
- Check out time is at 12 Noon.
- Late check out until 18:00 is charged 50% from 1 night rental rate and after 18:00 consider a full night charged.
- Early check in and late check out are subject to space availability and prior notification is required.
- Groceries and beverages are charged at cost price plus a negoitable handling fee which is subject to service charge and government tax.
- A Balinese silence day, "Nyepi" March 17th, 2018 from 6 a.m. until 6 a.m. the next morning, no possible to Check In and Check Out.
- Low season (minimum stay 2 nights): 09 January - 25 March (excluding CNY and Easter Week).
- Mid low season (minimum stay 2 nights): 05 Apr - 15 June; 01 October - 19 December.
- High season (minimum stay 5 nights): CNY; 16 June - 30 September.
- Mid high season (minimum stay 5 nights): Easter Week
- Peak season (minimum stay 7 nights): 20 December - 08 January.


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Related areas
Vast areas of Australia's oceans are being better monitored and understood thanks to an observing system which is being launched today to operate from The University of Western Australia.
The Australian Coastal Ocean Radar Network (ACORN) joins UWA's fleet of ocean gliders in the Australian National Facility for Ocean Gliders (ANFOG) - all part of the national research infrastructure of the Integrated Marine Observing System (IMOS).
ACORN uses coastally located radar systems to map real-time dynamics of sea-surface currents. Surface currents play a major role in the trajectory of whale carcasses, but also the distribution of oil spills and contaminants, the connectivity of marine populations, and can influence the vertical and horizontal distribution of nutrients within the water column. It has been moved to UWA from James Cook University in Townsville.
In WA radars cover the Turquoise Coast - from Lancelin to Green Head - and the ocean beyond Rottnest between Guilderton and Fremantle. The data will be useful for search and rescue operations, shipping, boating, fisheries, coastal and offshore engineering and many other marine based activities and industries.
IMOS has a number of Facilities like ACORN and ANFOG around Australia operating different kinds of equipment to monitor the open oceans and coastal marine environments. All IMOS data is publically available through the IMOS Ocean Portal.
IMOS helps scientists and researchers to better understand ocean change, climate variability and extreme weather, ocean processes, and marine ecosystems in Australia. It is at the forefront of international collaboration and cooperation in ocean observing in the southern hemisphere.
The UWA Launch of the IMOS Ocean Radar Network (ACORN) and celebratory morning tea today will be followed by a workshop of experts speaking on the many applications of data from the HF radar technology.
IMOS is a national collaborative research infrastructure, supported by Australian Government. It is led by University of Tasmania in partnership with the Australian marine and climate science community.
Media references
Agi Gedeon (Manager, WA node Integrated Marine Observing System) (+61 8) 6488 2022
David Stacey (UWA Media Manager) (+61 8) 6488 3229 / (+61 4) 32 637 716


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Potted Pink Orchid
A great baby girl gift with a large pink phalaenopsis orchid that's been skilfully placed into a beautiful ceramic container. This is also an every day gift and a favourite of many
Please give our customer service team a call should you wish to make some changes to a selected product or have any questions. We may at times make suitable substitutions of flowers or pots depending on stock availability, however we always aim to notify our customers of such a change.


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Live From CES: Hands On With Vista—Parental Controls - CES, CES 2006, Software
evil. pure evil.
well, at least there's goproxing.com :D
posted by: benplaut · 1/5/06
meh, all yah need ta do is install vmware, and away you go!
posted by: albundyhere · 1/6/06
Also kinda useless as a good parent should not let their kids be using a computer anywayz. My 8 year old does not need to know how to type and browse the web. My 8 year old needs to know how to read more books and play nintendo games.
posted by: albundyhere · 1/6/06
© Gear Live Inc. {year} – User-posted content, unless source is quoted, is licensed under a Creative Commons Public Domain License. Gear Live graphics, logos, designs, page headers, button icons, videos, articles, blogs, forums, scripts and other service names are the trademarks of Gear Live Inc.


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Italy's Icona presents autonomous EV Nucleus with H2 REx
Italian design studio Icona has brought a concept electric car to Geneva. The Nucleus is ready to drive itself and up to six passengers. 4 electric motors from Elaphe are powered by a 300 kilo battery made my Bolloré supported by a hydrogen range extender.Weiterlesen


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Woman robbed in Ipswich car park
PUBLISHED: 15:59 19 July 2019 | UPDATED: 16:17 19 July 2019
A woman in her 30s attempted to chase down a robber after he stole her mobile phone in an NCP car park in Ipswich.
The incident took place in Cox Lane at some point between 3.30pm and 3.45pm on Wednesday, July 17.
The victim was speaking on her mobile as she walked across the car park when she was approached by a man, who bumped into her and grabbed the phone from her hand.
He then made off in the direction of Upper Orwell Street.
The woman attempted to chase after the robber but lost sight of him.
The suspect is described as around 16 or 17 years old, approximately 5ft 4ins tall and of skinny build, with a tanned complexion and short, dark hair.
He was wearing blue bottoms with white stripes down the side and a blue top with lettering on it.
Anyone who witnessed the incident or has knowledge of it should contact Ipswich CID by calling 101, visiting the website or sending an email, quoting crime reference 37/42144/19.
If you value what this story gives you, please consider supporting the Ipswich Star. Click the link in the orange box above for details.


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Beef & Bulgur-Stuffed Zucchini Boats
My mom frequently cooked giant zucchini that she grew in her garden. I adapted this recipe from one of her favorite weeknight meals. Though I love the taste of fresh-picked zucchini, the ones I've bought from the grocery store work great, too.—Susan Peterson, Blaine, Minnesota.
Total TimePrep: 35 min. Bake: 30 min.
Makes4 servings
- 4 medium zucchini
- 1 pound lean ground beef (90% lean)
- 1 large onion, finely chopped
- 1 small sweet red pepper, chopped
- 1-1/2 cups tomato sauce
- 1/2 cup bulgur
- 1/4 teaspoon pepper
- 1/2 cup salsa
- 1/2 cup shredded reduced-fat cheddar cheese
- Preheat oven to 350°. Cut each zucchini lengthwise in half. Scoop out pulp, leaving a 1/4-in. shell; chop pulp.
- In a large skillet, cook beef, onion and red pepper over medium heat 6-8 minutes or until meat is no longer pink, breaking into crumbles; drain. Stir in tomato sauce, bulgur, pepper and zucchini pulp. Bring to a boil. Reduce heat; simmer, uncovered, 12-15 minutes or until bulgur is tender. Stir in salsa. Spoon into zucchini shells.
- Place in a 13x9-in. baking dish coated with cooking spray. Bake, covered, 20 minutes. Sprinkle with cheese. Bake, uncovered, 10-15 minutes longer or until zucchini is tender and filling is heated through.
Nutrition Facts2 stuffed zucchini halves: 361 calories, 13g fat (6g saturated fat), 81mg cholesterol, 714mg sodium, 31g carbohydrate (9g sugars, 7g fiber), 32g protein. Diabetic Exchanges: 4 lean meat, 2 vegetable, 1 starch.
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Oct 2, 2017
This recipe was delicious and a great way to use my abundant zucchini crop! I made the entire recipe for the two of us, and put part of it in the freezer to enjoy later.
Oct 1, 2017
I made this delicious recipe recently. Hubby and I both loved this dish and cleaned our plates. I made no changes to the recipe. We had some left over and it was delicious the next day. I highly recommend this recipe. Definitely worth the 5 stars I gave it.Volunteer Field Editor


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Customs regulation changes mean that you need to formally empower Kuehne + Nagel Ltd to act on your behalf as a customs representative.
This applies to all declarations, and not just for any post-Brexit EU imports or exports.
This is required in the form of a written document with your company's letterhead. Please download one of the templates below, fill it out as instructed in the document, and send it back using the webform on each page. It will then be dealt with by one of our dedicated Customs team.


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'Oh my goodness today is cross country' I thought to myself, as I sat up from bed. After I got ready for school I sat in the living room saying to myself 'I have come at least 15th or 11th.' Just because last year I came last, which was all because I brought the wrong shoes to school.
The 12 yr old girls lined up along the starting line. My heart was pounding with rapid speed. "CLAP" the blocks went, and all I could here was the noise of a stampede. Squash squelch was what I could hear so far from the mud we were all stepping in. It was a muddy disaster.
After I had passed a few teachers and adults here came the 12 year old boys. Then next after half way came Lepa, Havea and Kaiden. I was seriously annoyed. But for my group of girls I was coming at least 12th or 13th. I was really lost in my placing.
As Mary and I were walking and slouching at the same time, we saw even more people come past. When they had come past one person had almost slipped. "OH MY GOSH!! ARE YOU OKAY!!" I said to him. I couldn't really remember who it was but it was one of the 12 year old boys. He then dusted himself off and carried on.
From afar I could hear Mr Garth Jacobsen's voice coming from the loudspeaker. He was announcing who was coming what in placing.
My heart started to pump harder as I was heading closer to the finish line. "Go Rita" I heard one of the Takitimu people's say.
My heart was then at ease after I had passed the finish line. I was EXHAUSTED! But to my amazement I had beaten Mary Loseli who was way far back. I didn't know what I came, so I just sat down took off my muddy shoes and sighed that the whole event was over.
At the end of the day, I felt extremely exhausted. But overall it was the best Cross Country I had ever attended. Just because I didn't come last. Next year I am looking forward to be attending Cross Country. I can't wait.


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Cacao Kisses
Cacao Kisses is blended to tantalize your senses. The taste is superb. With a whisper of cocoa and sweet black tea, you'll understand why this tea is named "Cacao Kisses". Satiate your dark chocolate craving with this blend mid day or after dinner. Notice the layers of flavor – sweet undertones, dry front flavors, with a kiss of bittersweet cacao.
Learn more about our Colombian teas.
Colombian black tea*, Tumaco cacao*, and cacao husks*, *organic.


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Applications: Some users like to cut tiles with the precision afforded by wood cutting circular saws and so we have introduced 2 sizes to meet the requirements of some popular wood saws. These diamond blades are suitable for cutting ceramic, quarry and porcelain tiles, including hard flooring grades.
Also Available: We have a much wider range of these Tile Slysa Turbo Premium blades for tile saws, including a 300mm (12") size which might arise on some wood saws.
Serving Ireland
Tel: 0044 1768 866530
Your basket is currently empty. Follow this tutorial to learn how to order.
Typically outlasts 30-50 standard 3in slitting discs.
Longer Life 115 & 125mm Discs
At less than half the price of a traditional diamond polishing pad set, this is a great option for smaller areas.
(For Ireland, please view here.)


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I think once you begin homeschooling, it doesn't take long to realize that you need a good planning system. I have searched high and low for the perfect homeschool planner, but have always come up short. This year, I decided I wanted to make my own customizable homeschool planner. This planner has everything I need to successfully track our homeschool year. I used a combination of three different digital planners to create my perfect DIY homeschool planner. Let me show you what I did!
How To Make Your Own Homeschool Planner
Over the years I have collected a few digital homeschool planner printables. I love taking the bits and pieces from each planner to create something that works perfectly for me. Our homeschool is very Charlotte Mason inspired, so I have used two different Charlotte Mason homeschool planners. I purchased both of these planners on Etsy.
The first download I purchased was the Charlotte Mason Inspired Naturalist Homeschool Planner. I used this planner for the past semester. I love the minimalistic look to it, and the fact that I can do weekly lesson plans based on one, two, or three children. When I add a fourth student, I can print another page with just space for one student for each week.
The second download I purchased was the Charlotte Mason Inspired Homeschool Planner. This one is completely brand new to me, but it has so many forms for things I want to do this year, such as the memory work page, the habit cultivation page, term planning pages, and the mother culture page. It's been refreshing to find great Charlotte Mason homeschool planner printables!
The third download I put in this DIY homeschool planner was my preschool homeschool planner. I didn't want to have an entirely separate planner for the activities I am doing with my preschoolers. I took the forms out of that download, and meshed them with my other weekly planners. I am only using one weekly planning sheet per month because now that I am homeschooling older children, I do not have the same amount of time to devote to preschool activities that require prep work. I am choosing this year to focus on one book per month and do activities surrounding that book throughout the month.
Making a Homeschool Planner
So, when making a homeschool planner for my own needs, I chose the pages I wanted from each planner, and printed what I needed.
I chose a cover page and laminated it.
I also laminated another quote page to use as a back cover. I used these free Charlotte Mason printable quotes for additional dividers.
I grabbed a free yearly planning sheet from Tina's Dynamic Homeschool and mapped out our school year.
Then, I printed enough weekly sheets for each month that we would do school. I assembled the planner in order, and used my comb binder to punch holes and bind it together.
My plan is to use this homeschool planner as more of a record keeper than a planner. I'm not going to write down our lesson plans until after they are completed. I have found that in the past when I made lesson plans something would inevitably happen and we would get off track.
I know there are tons of planners available and finding the perfect homeschool planner can be a challenge. I hope this post was helpful if you choose to go the DIY route! Be sure to watch the video below to see my complete planner flip-through!
I use the items below to create my planners along with a ton of other resources for my homeschool. I comb bind all of my kids work at the end of the year to keep as a portfolio, and since I print so much of my own curriculum, a laser printer has been well worth the price!
Here are some more cute Charlotte Mason planners:
Charlotte Mason Tropical Themed Planner
Charlotte Mason Homeschool Planner Bundle
Here is a list of printable homeschool planners I have used in the past:
The Relaxed Mom Homeschool Planner
and of course My Homeschool Preschool Planner if you have littles


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We've set your shipping destination to:
Prices vary based on delivery destination (it's a tax thing), so please change it if you're not shipping within United States as it might affect the price!
for all your drinks needs!
online - get a response within seconds
1,000s of drams in stock
Oh, and they never expire...
We can't actually ship Connemara Turf Mor (58.2%) to you in United States at the moment. We're working on a solution, but until then, here are some alternatives:
Shop now
This is a heavily peated and cask strength Connemara from the Cooley distiller. It is peated to over 50ppm and is big, punchy dram.
TCP, heather and phenols reek off the surface of this peat-bomb! Followed by brine, vanilla and dry hay on the palate. The finish is long - way beyond that of a whisky of this age. Phenomenal stuff!
Please enter your details to make it easier for us to help you further.
The legal stuff: not providing your contact details may mean we have to delete your comments if another member of our community complains about them.
You should know that we will store your details securely just in case we need to get in touch with you about your post in the future.
That information will be held by us in accordance with our Privacy Policy
(although, in the case where you only give us your name and contact details in connection with a review, we will never use that information for any promotional or marketing purposes).
Please click here for more details.
Absolutely amazing, slow smooth orgasm in the mouth, smoke, peat and lace, tasted many whiskeys over the years but this at cask strength is absolute class!
11th May 2019
What a great surprise picking this up in Amsterdam. Strong peat flavor with a middle of chocolate....although they do t list it.
27th October 2018
A wonderful peaty whiskey, a match for the best of Islay. But adding water seems to diminish its flavour. Its the only whisky I prefer neat. A shame it was a limited run as it is now very hard to obtain.
19th July 2018
Managed to find a bottle of this in one of my local pubs.Fantastic dram.Soft sweet peaty nose transforms into an explosion of peat and zesty fruit on the taste.Would love more.
25th September 2016
Sooo nice, soooo good!
18th May 2015
This is a whiskey like a harmony, pure peated lyrics, with a rousing chorus to match. Lingering finish. Gorgeous
28th March 2015
Woooow there! You seem to have left quite a few of these Mike!!! Sorry your reviews weren't approved sooner (they do have to be approved by the way) but you're beginning to make us feel a bit like Kevin! It's scary...http://youtu.be/tBte2Ggpt9A - The Chaps at Master of Malt
29th August 2013
The Peatiest expression of an Irish Peated Single Malt ever bottled. This super premium whiskey is bottled at Cask strength with no chill filtration, providing consumers seeking heavily Peated Single Malts a new taste opportunity.
23rd August 2013
So you better remove it as well??/mike-stockholm-sweden
22nd August 2013
The best so far from Connemara. I am truly impressed. With a bit of luck this will not be a limited edn for long but find its place in the Connemara family for good, I wish anyway...
21st April 2013
Full on irish peat. As good as it gets. Respect!


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1 x Enviro Care Glass Cleaner
1 x Enviro Care Low Foam All Pupose Cleaner
1 x Microfibre Cloth (Free)
The General Care Pack is designed for general maintenance cleaning of the house. It consists of the Enviro Care Low Foam All Purpose Cleaner which can be used for routine cleaning of any surfaces that are not heavily soiled. Just spray and wipe and no rinsing is required.
The Enviro Care Glass Cleaner is used for cleaning any glass surfaces such as mirrors, glass sliding doors, glass windows. Application is simple. Just spray and wipe dry with the microfiber cloth provided. The microfiber cloth should be used dry.
You can refer to the product information for Enviro Care Low Foam All Purpose Cleaner and Enviro Care Glass cleaner for more detailed instructions on usage.


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November 13th, 2017
From BEAUTIFUL BUNDTS: 100 RECIPES FOR DELICIOUS CAKES AND MORE, by Julie Anne Hession
Preheat oven to 425°F (220°C)
6-cake mini Bundt pan, sprayed (see tip)
To remove liquid from potatoes, gently squeeze handfuls of grated potatoes over a bowl or sink.
In a large bowl, stir together potatoes, flour, rosemary, eggs, cheese, salt and pepper until ingredients are well blended.
Using your hands, divide mixture among prepared Bundt molds, packing firmly with moist fingers.
Bake in preheated oven for 30 to 40 minutes or until deep golden brown and sizzling. Let cool in pan for 10 minutes, then carefully invert Bundts onto a plate or serving platter. For best results, serve warm soon after baking.
Tips: If needed, use a pastry brush or paper towel to make sure the baking spray gets into the crevices of the Bundt pan so the cakes don't stick.
Although I prefer to use fresh herbs when cooking, the fresh rosemary in this recipe can be replaced with 11⁄2 tsp (7 mL) dried rosemary.
Using moist fingers to press potato mixture into Bundt molds helps prevent them from sticking to the pan.


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Tickets for sale for Lions raffle
Other prizes include a second-place $300 gift certificate to Northville Market, a third-place $200 gift certificate to H.H. Taylor & Son and a fourth-place $200 gift certificate to Natural Market Place.
Tickets are $5 -- only 1,500 are for sale this year -- and may be purchased through any Lion or by visiting H.H. Taylor on Railroad Street.
The drawing will be held May 21 at 8:45 p.m. at Bull's


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Help! How Can I Safely Sell a Diamond Ring Online?
Are you in a position where you need to sell diamonds for cash? Have you looked at several of the alternative ways to do so and think you might want to try to sell your diamond ring online? If so, are you hesitating, wondering if this is a wise—or even safe—thing to do?


text: 04 Nov Reading and Tea Time! Baby Girl and her Stuffed Animals Posted at 07:29h in Baby, Baby's First Year by admin 1 Comment 0 Likes Share First it was story time and all the animals listened intently to Addilyn. Then it was tea time! Want to be the first to know about mini sessions and special deals? Tags: baby girl in home portraits milestone photos one year portraits


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Project Description
Gavdi Group – Digital HR Transformation
Our Group CEO, Mr Søren Koppelhus outlines how Gavdi and SAP® SuccessFactors® solutions are digitally transforming HR and workforce experiences.
Gavdi Group is an awarding winning SAP reseller and systems integration partner, who provide a wide range of customer solutions and services. As one of Europe's fastest growing consultancy groups, Gavdi delivers a complete portfolio of both 'on premise' and 'cloud-based' SAP software solutions – solutions that underpin the growth and productivity in organisations of all sizes and industries.
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Experience the ultra-thin, curved micro-edge screen to each of its nearly five million pixels with HP ENVY 34-b001nf Desktop PC. HP ENVY Curved 34-b001nf All-in-One Desktop Comes with inbuilt Genuine ...Read More »
Home » Laptop Drivers (page 4)
Laptop Drivers
HP Photosmart 6520 Drivers Download
Download latest and updated print, Full Feature, Firmware, usb, Wireless driver for HP Photosmart 6520 printer drivers to work more effective on windows 7, 8, 10 Operating systems laptop and ...Read More »
Dell Precision M6800 Workstation Drivers
Tired of getting the same problems with your Dell Precision M6800 Workstation over and over again? Download and install this latest driver for Windows 10, 8, 8.1, 7 OS and ...Read More »
Dell Latitude E6230 Driver Download
Dell Latitude E6230 Driver Download: Having trouble with Blue screen of death? Or having issue with your laptop's Audio video or Internet ? It's not very rare problem, so not ...Read More »
Dell Inspiron 6400 Drivers Download
Rectify all your Dell Inspiron 6400 laptop Audio, video, touch-pad, wifi, problems with latest Dell Inspiron 6400 Drivers download for windows 10, 7, 8, XP 32 bit and 64 bit ...Read More »


text: 30 sq mt LVT Moduleo tiles over ceramic tiles. First with a primer and then a smoothing compound by Darren Jenkins | Jun 16, 2019 "Very pleased to find a quality guy who did a quality job with a stick down LVT tiles over cracked ceramic tiles. Completed on time and within budget. I fully recommend Darren." @ Verified By Email – Customer in Weymouth ( 1 ) 24 April 2019


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Rami's concept
Rami Jabali Salon & Spa is located on the Plaza level of Murjan 3, along the stunning Jumeriah Beach Residence (JBR).
Spacious and sophisticated, offering touches of elegance, Rami Jabali Salon &Spa offers an affordable and professional service for the modern Emirates woman.
With an array of different services brought to you by international stylists, the salon offers affordable hair services from expert cuts and colours, styling and highlights, to extensions and personal hair treatments, whilst the Spa offers a delightful menu of treatments for all over body maintenance and care. The Salon and Spa also offer tailor made packages to suit your personal, individual needs.
Rami Jabali is certainly the hottest place to go for all round luxurious pampering! Passion is at the heart of Rami's work which is emanated through his success and loyal clientele and shown through professional, long lasting results.
With a dedicated team of International colour and cut experts supported by highlight specialists and top class technicians, Rami Jabali Salon & Spa is considered one of Dubai's most popular hair salons.
Situated only five minutes from Palm Jumeriah and Dubai Marina and offering complementary parking, Rami Jabali Salon & Spa is the perfect 'one stop' for all your personal needs.
Rami's commitments
Since relocating his hairdressing practice to Dubai in 2006, Rami has successfully grown to become one of the top, most sought after hairstylists within the UAE. His brilliance originates from a strong training back ground and over 14 years international experience within the beauty industry.
-Formerly training with L'Oreal, Wella, Dessange as well as many other recognized brands, Rami has gone on to become recognized for his reputation and work and was recently awarded as one of Dubai's top hairdressers by Time Out Dubai.
- From celebrity weddings to international events such as Dubai International Film Festival, Dubai International Fashion Show and Dubai Fashion Week, Rami's personality and expertise has put the sparkle and pizzazz into this region of the Middle East.
-Just flip through the most popular UAE's fashion magazines to see Rami's stunning hairstyles with many of his clients featuring in OK!Middle East, Elle, Hello!,Grazia and Beauty Business.
-Rami is dedicated to enhancing the beauty of his clients by accentuating natural features artistically through the highest quality makeup and creative, stylish hair styles.
-Under Rami's creative and artistic direction his team of internationally recognized hairstylists produce stylish, modern and high end results.
-Originally joint founder of Chill Salon in Media City, Rami then moved on to work temporarily at Jacques La Coupe while working on the opening of Rami Jabali Salon & Spa in JBR earlier this year.


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Last Updated on June 9, 2020
This post may contain affiliate links. Please see our Disclaimer Policy.
14. PVC Organizers
Keep those yard tools organized and out of the way with PVC pipes! You're going to need a good saw and drill to make this happen, but it's an inexpensive way to keep your lawn and gardening tools out of the way yet still easy to access. Get the details over at Ashbee Design.
15. Upright Tool Storage
Connect large pieces of PVC pipe with screws and use it to hold all of those bulky yard tools. It's the easiest and cheapest tool slot you'll ever make! Go check out the details over at Pretty Handy Girl.
16. Sliding Lock Wheelbarrow Storage
I prefer to keep my wheelbarrow in my shed, but if you don't have the space, use sliding locks to keep your wheelbarrow standing up against the wall and out of the way in your garage. When you're ready to use it, simply slide the locks up for easy removal.


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Have you ever heard of travel hacking? Aka travel rewards? We hadn't either until very recently when we heard it on a podcast channel we listen to. Chaz told me what it was about, and me being the travel junky I am, dove straight down into the depths of learning everything I could to get free travel. Let me just say it has now changed my life forrreeevverrr AND it's the funnest hobby ever. Here's a simple breakdown of it:
- You apply for a credit card that has a large "points" or "miles" bonus attached to it. 99% of the time these cards require you to meet a "minimum spend" requirement, i.e. spend $3,000 in the first 3 months and receive 50,000 bonus miles/points.
- Once you get your card, you put your regular, everyday spending on the card. You don't go out and get into a bunch of credit card debt. You just put your monthly utility bills and grocery bills, your date nights and mini shopping sprees, ALL go onto this ONE card until you meet the minimum spend.
- Once you've met your spend and get your bonus, you use that bonus to purchase your flights or hotels.
When I was trying to search flights to get to Thailand, it seemed impossible to just use one airline. I've heard of many people who have figured it out using Chase cards and points from their Ultimate Rewards portal, but it just seemed so much easier to go a different route. So instead of just getting a card for a specific airline, we decided to get the Capital One Venture card. This card allows you to make any travel purchase, then apply your points to that purchase to basically erase the purchase from your card. Confused? Here's another breakdown:
By hitting the minimum spend on our cards we each got 50,000 bonus points. Those points translate to $500 in travel costs. (The purchase MUST be travel related or the point to dollar ratio is much less.) Because we had to spend $3,000 each to hit our minimum spends and spent a little extra over the next couple months, and each dollar equals two points with the Venture card, we had about 59,000 points each when it came time to buy our flights. (My card had 59,400 so that's the example we will show) Soooo….
Roundtrip flight to Thailand: $669 – $594 in travel rewards = $75
PLUS, when I book our hotels, Venture card has a deal running with hotels.com where you get 10x the points per dollar. So we will book through there and end up getting at least one of our nights erased by even more points.
This is our first travel hack we have ever done and it is SO basic and easy for any first timer. I have some future travel plans that will require a little more thought when it comes to how we use and spend our points and which cards we apply for, but for our first hack? I'm super stoked about it! We paid $150 for both our flights that can be closer to $1,500 each to Thailand, plus we are going to get one night free of our hotel stay. A win? I'd say so!
Thanks for being here,
The Spackman's


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It's time for the next installment of my reading list, which recaps articles we've been digesting and circulating internally at Fort Pitt Capital.
Reuters recently published a piece examining China's largest private shipbuilder, China Rongsheng. The article, "Is struggling shipbuilder China Rongsheng too big to fail?," recaps the appeal for government aid made by the company. As the government decides whether or not to bail out the employer of nearly 20,000 workers, a familiar question comes into play – are they too big to fail? And if such a large employer is forced into (some form of) bankruptcy, what does this say about the new Chinese economic regime?
Robert Auerbach, professor of Public Affairs at The University of Texas at Austin, contributes an article to the Huffington Post that examines, "Massive Misconceptions About Where the Bernanke Fed's Money Explosion Went." The piece states that, "Although the Bernanke Fed has disbursed $2.284 trillion in new money (the monetary base) since August 1, 2008, one month before the 2008 financial crisis, 81.5 percent now sits idle as excess reserves in private banks." Auerbach argues that these reserves are not stimulating the economy, and that Bernanke should take action to entice banks to lend to consumers and businesses, which would ultimately lead to employment.
"Derivatives are not always 'financial weapons of mass destruction,' as Warren Buffet famously called them. However, they are often weapons of mass deception," states a New York Times article published late last month. The article offers a look at how derivatives have been used by governments and corporations to deceive. Click here to read the entire article.
Finally, be wary of second quarter earnings. This is the topic of a Zerohedge article entitled "Here Is Why Alcoa Just "Beat" Earnings." It breaks down how the company barely got over the (severely lowered) bar of Wall Street earnings estimates.
We'll have more coverage of second quarter earnings and other topics of interest at the end of the month. Be sure to check in again.


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A worker's appetite works for him,
For his hunger urges him on.
Few things lead to introspection and self-evaluation more than living in a foreign culture. My host culture of four years had some beautiful, simple and amazing traits – as well as some not-so-endearing ones, just like any culture. One thing that I noticed early on was the fact that there is not typically a "dinner table" around which families gather. Often times food is prepared, people sit on the floor in a big circle, or meals are just grabbed and eaten wherever they happen to be. Children are tied on to their mothers with a sarong, and typically stay on their mothers' backs or hips while she works – in the rice paddy, in the market, and in day-to-day activities. They often do this until the child is a few years of age! The women are very strong.
When it comes to feeding a child, it is a very common sight to see a mother carrying a bowl of rice or noodles and following her child around trying to convince him to eat and sneaking a bite in his mouth at every opportunity. I have watched mothers attempt to force feed children in this manner that are upwards of seven years old!
My dad was reflecting on children's eating habits while I was home for Thanksgiving. He noted that when my sisters and I were growing up, we really only wanted to eat two meals a day. There was no benefit in forcing us to eat a meal, because we would be hungry by the next one and eat well.
You truly cannot force someone to eat who is not hungry.
"Blessed are those who hunger and thirst for righteousness, for they shall be satisfied."
– Matt 5.6
Sometimes I imagine pastors and Sunday School teachers as Asian mothers chasing children around with a bowl of food trying to force feed us. But we do not want what they have. But Jesus says we are blessed if we hunger for Him, and for righteousness. Only those who are hungry will be satisfied. Only those who seek after Him will be made righteous.
"He has filled the hungry with good things;
And sent away the rich empty-handed."
– Luke 1.53
Are you hungry? If not, let us pray for the Lord to stir our appetite. Because if we are not hungry, we are not striving to be filled. If we do not desire Christ, we are not of Him. But praise God if there is a tugging at your spirit to desire that hunger. Act on that now, before it is too late and your peaked curiosity is distracted.
Are you trying to feed people who are not hungry? The call of Christianity is, in part, to make disciples of all nations (Matt 28.18-20). Are you trying to teach and train people who do not want to learn? If someone is coming to church regularly but is not hungry, encourage him and pray for him. There is something drawing him. But do not pour out all of your energy on those who are not seeking to grow. Look for the Cornelius in whom the Spirit is moving. Look for the one who is teachable. Invest in those who love and want to know Christ. And let us pray for those who are not hungry.