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Ancient history is the aggregate of past events from the beginning of recorded human history and extending as far as the Early Middle Ages or the Postclassical Era. The span of recorded history is roughly 5,000 years, beginning with Sumerian Cuneiform script, the oldest discovered form of coherent writing from the protoliterate period around the 30th century BC.
The term classical antiquity is often used to refer to history in the Old World from the beginning of recorded Greek history in 776 BC (First Olympiad). This roughly coincides with the traditional date of the founding of Rome in 753 BC, the beginning of the history of ancient Rome, and the beginning of the Archaic period in Ancient Greece. Although the ending date of ancient history is disputed, some Western scholars use the fall of the Western Roman Empire in 476 AD (the most used), the closure of the Platonic Academy in 529 AD, the death of the emperor Justinian I in 565 AD, the coming of Islam or the rise of Charlemagne as the end of ancient and Classical European history.
Although each installment of the Final Fantasy series is generally set in a different fictional world with separate storylines, there are several commonalities when it comes to character design, as certain design themes repeat themselves, as well as specific character names and classes. Within the main series, Yoshitaka Amano was the character designer for Final Fantasy, Final Fantasy II, Final Fantasy III, Final Fantasy IV, Final Fantasy V and Final Fantasy VI, Tetsuya Nomura was the character designer for Final Fantasy VII, Final Fantasy VIII, Final Fantasy X, Final Fantasy XI and Final Fantasy XIII, Yoshitaka Amano created and did the concept art for the characters while Toshiyuki Itahana was the final character designer for Final Fantasy IX, and Akihiko Yoshida was the character designer for Final Fantasy XII.
The series has often featured male characters with slightly effeminate characteristics, as well as female characters with slightly tomboyish, but still feminine, characteristics. This trend has generally increased as the series evolved. These characters are usually teenagers, which some critics have interpreted as an effort on the part of the designers to ensure the players identify with them. At the same time, some female characters have been increasingly designed to wear very revealing outfits. Square Enix has stated that a more rugged looking hero had been considered for Final Fantasy XII but had ultimately been scrapped in favor of Vaan, another effeminate protagonist. The developers cited scenaristic reasons and target demographic considerations to explain their choice. For Final Fantasy XIII, Square Enix settled on a female main character, described as a "female version of Cloud from FFVII." This aspect of Final Fantasy can also be seen in Sora, the protagonist of Kingdom Hearts, a crossover series featuring Final Fantasy and Disney characters.
Ancient Corp. (株式会社エインシャント, Kabushiki-Gaisha Einshanto) is a video game developer founded on April 1, 1990, and managed by the game music composer Yuzo Koshiro. The company was founded by his mother, Tomo Koshiro, while his sister Ayano Koshiro also works at the company as a character and graphic designer. In addition to developing, planning, and producing games, Ancient (by the way of Yuzo Koshiro) contributes music to other games not directly worked by the company.
Asian cuisine refers to any of several major regional cuisines, including East Asian, Southeast Asian, South Asian, Central Asian, and Middle Eastern. A cuisine is a characteristic style of cooking practices and traditions, usually associated with a specific culture. Asia, being the largest and most populous continent, is home to many cultures, many of which have their own characteristic cuisine.
Ingredients common to many cultures in the East and Southeast regions of the continent include rice, ginger, garlic, sesame seeds, chilies, dried onions, soy, and tofu. Stir frying, steaming, and deep frying are common cooking methods.
While rice is common to most Asian cuisines, different varieties are popular in the various regions. Basmati rice is popular in the subcontinent, Jasmine rice is often found across the southeast, while long-grain rice is popular in China and short-grain in Japan and Korea.
Curry is a common dish in southern ,western and southeastern Asia, however it is not as common in East Asian cuisines. Curry dishes with origins in India and other South Asian countries usually have a yogurt base while Southeastern and Eastern curries generally use coconut milk as their foundation.
Race and ethnicity in the United States Census, defined by the federal Office of Management and Budget (OMB) and the United States Census Bureau, are self-identification data items in which residents choose the race or races with which they most closely identify, and indicate whether or not they are of Hispanic or Latino origin (the only categories for ethnicity).
The racial categories represent a social-political construct for the race or races that respondents consider themselves to be and "generally reflect a social definition of race recognized in this country." OMB defines the concept of race as outlined for the U.S. Census as not "scientific or anthropological" and takes into account "social and cultural characteristics as well as ancestry", using "appropriate scientific methodologies" that are not "primarily biological or genetic in reference." The race categories include both racial and national-origin groups.
Race and ethnicity are considered separate and distinct identities, with Hispanic or Latino origin asked as a separate question. Thus, in addition to their race or races, all respondents are categorized by membership in one of two ethnic categories, which are "Hispanic or Latino" and "Not Hispanic or Latino". However, the practice of separating "race" and "ethnicity" as different categories has been criticized both by the American Anthropological Association and members of U.S. Commission on Civil Rights.
Wisdom or sapience is the ability to think and act using knowledge, experience, understanding, common sense, and insight. Wisdom has been regarded as one of four cardinal virtues; and as a virtue, it is a habit or disposition to perform the action with the highest degree of adequacy under any given circumstance, and to avoid wrongdoing. This implies a possession of knowledge or the seeking of knowledge to apply to the given circumstance. This involves an understanding of people, objects, events, situations, and the willingness as well as the ability to apply perception, judgement, and action in keeping with the understanding of what is the optimal course of action. It often requires control of one's emotional reactions (the "passions") so that the universal principle of reason prevails to determine one's action. In short, wisdom is a disposition to find the truth coupled with an optimum judgement as to what actions should be taken.
The Oxford English Dictionary defines wisdom as "Capacity of judging rightly in matters relating to life and conduct; soundness of judgement in the choice of means and ends; sometimes, less strictly, sound sense, esp. in practical affairs: opp. to folly;" also "Knowledge (esp. of a high or abstruse kind); enlightenment, learning, erudition."Charles Haddon Spurgeon defined wisdom as "the right use of knowledge".Robert I. Sutton and Andrew Hargadon defined the "attitude of wisdom" as "acting with knowledge while doubting what one knows".
Wisdom is a 1986 American romantic crime film written and directed by its star Emilio Estevez in his filmmaking debut. The film also stars Demi Moore, along with Tom Skeritt and Veronica Cartwright as Estevez's parents. The end credits song is "Home Again" by Oingo Boingo and the score by Danny Elfman.
John Wisdom is a young man just out of college. He's branded a felon after a grand theft auto conviction on the night of his high school graduation, and as a result can't hold down a decent job. Seeing little future for himself, Wisdom takes a left turn: he becomes a criminal "for the people," evocative of Robin Hood. After seeing news reports about all the impoverished farmers and working class being sent to the bank to pay ownership debts, Wisdom goes on a bank robbing spree with his girlfriend, Karen Simmons; they erase loan and mortgage records, buying time for the poor to pay their debts.
With the FBI after them, things take a turn for the worse when a panicky Karen murders a local sheriff. She and Wisdom make a run for the Canadian border, but when Karen is shot by a police helicopter, Wisdom leaves her in the care of some high school students and their teacher. He resumes his flight, but is surrounded by police and federal agents at a college football field. As Wisdom appears to be reaching for his gun, he is riddled with gunfire and dies.
The Northern Wind
Blows Above The Frozen Ground
And The Sky Is As Black
As The Eyes Of A Raven
The Artic Moon
Reflects In The Crystal Snow
And The Forests Are Dark
In This Cold, Eternal Winter Night


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(10/5/2009 Taipei news)LSC (TWN stock code:5305)announced its self consolidated september revenues of NTD 880 million, with a 5.1% increase on a MoM basis.
The consolidated september revenues of discrete was 43% of total, and has grown 6.4% on a MoM basis. Discrete grew steadily on a monthly basis since this January. Analog IC proudcts together contributed NTD193 million, which is 22% of total, with a 4.3% increase on a MoM basis, and also managed to grow 17.8% compared to the same period last year.
Imaging products which include CiS for MFP and CCM for handsets toegether contributed NTD 306 million, increased 4.6% on a MoM basis. The 3rd quarter consolidated sales amouted to NTD2.5 billion, which is a 16% growth on a QoQ basis

subset: commoncrawl


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Dear HB Families,
Harriet Bishop teachers participating in summer training focused on the needs of gifted & talented students.
I hope everyone is having a fantastic summer! I know many of you are not even thinking about school starting, but I wanted to update you on a few things going on at Harriet Bishop.
First, our teachers have spent lots of time learning this summer. Here's a few highlights:
- In June we were excited to have GT Consultant Dr. Diane Heacox spend the day with classroom teachers focusing on meeting the needs of our GT students.
- This month, three teachers spent a week at a Math in Focus conference and seven teachers went to the Hamline Literacy Institute.
- Many teachers have been fine tuning our math scope and sequence, along with others who are now busy teaching summer school.
Their learning continues in August when some go to PBIS (Positive Behavioral Interventions and Supports) and Literacy trainings. We have an amazing staff here at HB working hard for their students!
I'm very excited to let you know that we will be offering preschool at Harriet Bishop this fall. The preschool will be located in River Birch 1. Here's some specific information for you, feel free to pass on to anyone you think might be interested:
Ready to Learn offers children ages 3-5 years old the opportunity to attend a full day early care and education program that supports their overall growth and development. Through a play based curriculum, Ready to Learn preschoolers develop self-regulation and self-help skills along with other important school readiness skills in the areas of social learning, literacy and math. One of the primary goals of Ready to Learn is to create a smooth and successful transition to the district's all day kindergarten program.
We offer a wide range of enrollment options that work for you and your family. Families may choose between 2 -5 full or half days. Hours are 7 am-5:30 pm. Ready to Learn is a fee based program. Fee assistance may be available for qualifying families. Please contact Lyndsay Griffin at 952-707-4146 for more information.
There are a couple opportunities at Harriet Bishop that I wanted to let you know about:
- Volunteer Coordinators - the PTO is looking for 2 people to be our Volunteer Coordinators. This is a great way to get involved with our school and help out. Please contact PTO President, Becky McGuire at email@example.com it you have questions or are interested in the positions.
- For the past four years we have had two Minnesota Reading Corp Tutors working with our students. Currently we have one tutor position open. This is a great opportunity for anyone wanting to work with children and bring in a little income. Please contact me or go to www.minnesotareadingcorps.com for more information.
Here are our upcoming events:
- Incoming K playdates continue to happen, here is that link:http://www.signupgenius.com/go/70a0d4faca729a64-kindergarten
- New Families Get Together on August 27th.
- Meet Your Teacher Open House on September 3rd.
I know it is still weeks away, but people are already talking about school supplies. Here is a link about an online option for ordering supplies, delivery usually takes about two weeks. http://www.isd191.org/isd191/news/201506/order-school-supplies-2015-16#.VaZd1qQViyw
Lastly, I want to say thank you to the amazing garden club, they've been working hard to update our landscape and it looks wonderful! A special thanks to Tien Cai for her expertise, leadership and hours of work.
Enjoy the rest of the summer!


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Acquired: Other
Gender: Male
By kdaniel753
Idaho, United States
Posted May 10, 2013
I had a Parakeet, Peat, ten years. A friend gave him to me and he had him for four or five years. These birds live quite a while. My experience has been that parakeets have a lot of personality and are pretty easy to trame with socialization. If you put them in a cage and ignore them, they will bite you, they will be skittish, and they will not be very fun. However, if you spend time with the bird, talk to it, and work him him, it will be super friendly.
I don't think they are terribly messy. Their cage is pretty easy to clean. The biggest issue is that Peat was a picky eater and would toss the seed in his mix he did not like out of his cage. Generally, they are not all that difficult to maintain, but keep an eye on their beak. Mostly, between the cuttlebone, which provides the bird with calcium, and other treats and toys, the beak remains trimmed. If not, it will begin to curl around into its neck, which not good.
Parakeets, despite being a beginner's bird, are emotionally sensitive creatures. They are easily startled and scared, and they don't easily forget. Unfortunately, towards the end of Peat's life, he fell out of the bottom of his cage while I was at dinner. His claw got hooked to the carpet under the couch where he stayed for a couple hours until I got home and found him. This really traumatized Peat, and he would not leave the cage unless he was being held. Parakeets do not easily forget such things.


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Sunset Sailing at Rottnest Island
Watch the sky come alive as the day turns into night, with Vlaming Lighthouse and the magnificent Indian Ocean as stunning backdrops. A stunning perspective you find find elsewhere or from sitting at the beach!
Enjoy a complimentary glass of bubbles and shared antipasto as we hoist the sails – stopping for a refreshing dip for those that want a quick cool down on balmy nights. Our cargo net is awaiting for any takers. Imagine your very own salt water waterfall as we sail along into the sunset with only the sounds of the breeze in the sails. Ahhhh… Bliss!
Keep an eye out for friendly dolphins who love to ride Capella's bows. You are also welcome to BYO any additional drinks*.
Your vessel is a 12.5m luxury Schionning Cosmos sailing catamaran, purpose built for chartering. Designed with the comfort and safety of guests in mind, Capella boasts a comfortable indoor lounge as well as outdoor seating for up to 24 on this tour. Capella is the much loved vessel that's been operating across WA for over 15 years, with hundreds of happy and repeat customers coming back each year.
If you haven't jumped on board with Charter 1 before – put us on your to-do list this summer!
*Important* If you are travelling for the day only, please book your ferry ticket before booking this experience. The last ferry departure may be before this experience ends.
DepartureRottnest Island
Departure TimeVaries depending on last light (approx. 60 mins before sunset).
Return Time90 minutes later. Please note the last ferry departure may be before the end time of this experience.
Dress CodeCasual, comfortable clothing. A warm jacket is recommended in cooler months. No heels on deck.
IncludedBYO additional drinksGlass of sparklingShared antipasto
Not IncludedAfternoon TeaBoom NetCicerello's 10% DiscountCoffee/TeaDrinking WaterDrinking water onboardHuge Cargo NetMorning TeaNo Booking FeesQuality snorkel gear (masks/fins)Refreshments available for purchaseRIA Admission FeesShared Fruit PlatterStand Up Paddle BoardSun LotionUse of 2 KayaksUse of Kayaks/SUPsYummy Buffet Lunch
Tour Location
History Of RottnestThe island with a thousand stories...The geographical history of Rottnest Island has been dominated by changes in sea level. These changes occurred either as sea water became trapped and released when ice sheets advanced and retreated, or as the land slowly rose and fell in response to changing stresses in the earth's crust.It is believed that Rottnest Island was separated from the mainland 7,000 years ago. The sea level rose, cutting the Island off from the land mass, and it is now the largest in a chain of islands (which includes Garden and Carnac Islands) on the continental shelf opposite Perth. These islands all are formed of limestone rocks with a thin covering of sand. The limestone base of Rottnest Island has an effect on all life on the Island, including the types of plants which can grow on it, the species of animals which can feed upon the plants, and the extent to which humans can make use of the Island.
- Glass of sparkling on arrival
- Shared antipasto
- Additional BYO welcome (no spirits)
- Awesome tunes as we sail off into the sunset!
- Please ensure you have allowed sufficient time to disembark from this experience to arrive at and board your ferry. Charter 1 takes no responsibility for if you miss the last ferry. We do not return to the mainland.
- There will be other guests on the boat with you.
- We operate with a minimum of 4 and a maximum of 24.
- If minimum numbers are not reached we may contact you up to 2 hours prior to arrange an alternative date with you. If we are unable to accommodate you on another date we will either credit you a voucher for our Fremantle Twilight Sail (2hrs) to be used within 14 days or we can provide you with a refund.
- Remember, sailing is an outdoor activity - please dress warm in cooler months. It it often a few degrees cooler on the water.
- We reserve the right to cancel and reschedule if conditions require it. Your safety is our priority.
- Children are welcome as part of a family group but must be under direct adult supervision at all times.
- Kids aged 1-3 may travel free at a rate of 1 per 1 accompanying adult, however you must contact us prior to confirm spaces as we carry a limited number of toddler PFD life jackets (note: Wahu vests are not sufficient).
- A lot of planning goes in to ensuring that guests get to experience their preferred tour and date.
- One reschedule is allowed up to 72 hours prior to departure. Further changes (not caused by us) are not permitted.
- Guest transfers are permitted if notice is given up to 24 hours before departure.
- Refunds will not be issued due to a change of mind.
- For our full T&C's and cancellations policy please visit our website for further information: https://www.charter1.com.au/terms-and-conditions/


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A new trend is seizing Japanese middle-aged women who don't have the time or energy to develop a relationship in the real life: "love games" apps.
By using role-playing "love games", Japanese single and busy women can spend time with a virtual Mr Right, without having to deal with a real person.
"In the game, you're the lone woman, and the attention of all the guys is on you", said "han-kura", a 37-year-old office worker who uses these games, quoted by the international press.
The characters in "love games" are based on manga comics, with all the men fit, elegant and attractive. The player becomes the main character and chooses "Mr Right" from several "knights in shining armor". Then they develop a relationship based on the choices made in the storyline.
The apps, available on smartphones, are a hit among middle-aged women whose work schedule is too busy and who don't have the time or energy to meet a partner in the real life.
Because of attracting many female users, "love games" seem to be a breakthrough in the video game industry. This market has been followed so far mainly by men. The sector based on such love simulation games grew by 30% with 14.6 billion yen in sales in 2011, according to Yano Research Institute.
Each game comes in several episodes and the price of every episode is around Y500.


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El Faragawy, K O and Abdel Motaal, A M (2006) Engineering seismological studies on the proposed location of Aswan New City, Egypt. Acta Geodaetica et Geophysica Hungarica, 41 (2). pp. 211-225. ISSN 1217-8977
Restricted to Repository staff only
Download (1MB)
The study area lies in south Egypt on the west bank of the River Nile about 12 km north to the Aswan City. The aim of the present study is a trial to investigate subsurface structure conditions, to determine the dynamic characteristics of the subsurface rocks and to study the effect of the near earthquake activities on the proposed location of Aswan New City. In this study nineteen seismic refraction P- and S-waves profiles were conducted. The output results include velocities of P-and S-wave and the thickness of each layer. The bulk density of soil layers was calculated from determined P-wave values. The measured shear wave velocity and bulk density for each layer were used to compute the maximum shear modulus. These parameters for each layer are used as input data to compute the responses of horizontally layered soil profiles subjected to bedrock input motion from strong earthquake using EERA program. The obtained response values of soil layers are represented by the surface acceleration, from which response spectra with damping ratio of 5 % are obtained, surface Fourier amplitude spectra, amplification ratio between rock outcrop and free surface, and the shear stresses and strains characteristics at the sublayer No. 2 in all selected profiles sites. The output of this study is very important for solving the problems, which associated with the construction of various civil engineering purposes and for earthquake resistance structure design.
|Item Type:
|Q Science / természettudomány > QE Geology / földtudományok > QE01 Geophysics / geofizika
|Depositing User:
|Endre Sarvay
|Date Deposited:
|22 Jul 2018 14:47
|Last Modified:
|08 Sep 2018 10:18
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Summertime plots a fragmented trajectory through a toxic summer, articulated in film, photographs, flash animations, paintings, sculptures and appropriated adverts.
The exhibition takes as a starting point the over idealized idea and image of summer in contemporary, global, consumer culture - a sundrenched, colour-saturated, heaven-on-earth in which the ecstatic present lasts forever and death is impossible.
Semi-abstract and associative in form, Summertime follows several intertwining lines of engagement through this territory.
The works of Petra Cortright and Ed Fornieles included in the show engage, respectively, with the seductive surfaces and vacancy of trash, digital culture and reality TV. This present day dystopia is anticipated by Century 21, a masterpiece by the late Jeremy Blake, that takes the American Dream on a bad acid trip. The scanned, smashed and grease-stained surfaces of smartphones and tablets pictured by Arslan Sukan drags this virtual world back into the messy contingency of meat-space.
Elsewhere an appropriated set of stylized photographs transports us to the nirvana of consumer summer. It is a body of images from which Rasim Askan's exquisite, semi-pornographic, photorealist painting of a selection of summer fruits presented on a female crotch is separated by only a few degrees of irony. Gabriele Beveridge's photographic and object assemblage, uses elegance and cool distance as critical techniques, with its dead-pan deployment of image archetypes – waterfalls and a perfect female face.
The aesthetics of seduction inform the reflective surfaces of Thomas van Linge's coolly minimal, sculptural, wall-based, abstract works and find company in Isabel Yellin's smart, fabric collage-cum-paintings that radiate lightness. Ali Emir Tapan, meanwhile, takes a shotgun to the surface, presenting his bullet-pierced metal works. In a similar act of negation Kadar Brock's works evade reading, their lines of text obscured by thick, black lines – pictures of meaning destroyed.
Summer's end.


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Tag: bride getting ready
September Granby Ranch Wedding Photos – Colorado Mountain Wedding Photographer
A classic and beautiful september wedding at Granby Ranch.
October Boettcher Mansion Wedding Photos – Denver's Best Wedding Photographer
Photos from an October twilight wedding at the Boettcher Mansion in Colorado.
Creative Queer Wedding Photos – Colorado LGBTQ Wedding Photographer
A big queer wedding bash in Fort Collins, Colorado
Intimate Elopement Photos – Fort Collins LGBTQ Elopement Photographer
An offbeat couple chooses an intimate circle ceremony in the mountains for their mountain elopement.
September Sunrise Elopement Photos – Unique Boulder Elopement Photographer
A unique backyard elopement at sunrise with a chic wedding reception at a fire station.


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By Chris Wright
A day or so after AC Milan vice-president Paolo Berlusconi (brother of leather reptilian humanoid Silvio) referred to Mario Balotelli as 'the little nigger' at a political rally in Italy – and with the club making no official statement on the matter – Milan's press office have released the photo above to show that e'erthin's a'ight at the Rossoneri.
The caption under the image read: "Today the vice-president of AC Milan, Paolo Berlusconi, had a brief conversation with Mario Balotelli while helping out at Milanello."
Berlusconi then told Milan's in-house media channel:
"I spoke to Balotelli, though in reality there was no need, seeing as he is an intelligent lad.
"He had already understood my phrase was an affectionate one that was turned into a stupid media circus. Let us close this story, as Mario told me there was no need to say anything else."
Sepp will be so proud…


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The New Wave of Couture FW 2012
Julien Fournie came to the high fashion from.. medicine.Obeying the parents, who didn't consider cloths styling as a serious occupationfor a young man of good family, the future designer of haute couture spent 6years in the Academy of Medicine, having thoroughly studied the anatomy of thehuman body. A medical past mixed with his own fantasies of the scorched southof France, a birthplace of one of his idols – Christian Lacroix, formed thebasis of the style of the young French fashion house, each new collection of whichis a hidden public manifesto. Julien is sure that designers, along withpoliticians and show-business stars, are able to influence public opinion.Urban neon colors, materials of the future, zippers imitating incisions on askin are combined by couture with feminine lines of the cut that accentuate thecurves of the waist and hips. The weapon of the Fournier's heroine is herfragility.
Photo credits: Julien Fournie
Besides enjoying the art of high fashion, the fashion show of Franck Sorbier is worth going to also to get acquainted with the intellectualelite of the French culture, fully represented among his guests. Shows-installationsby Sorbier differ with their creative originality, and his clothes, for whichthe designer sometimes uses the most incredible materials from all over theworld, are getting close to museum exhibits.
In his new collection Franck Sorbier combines hightechnology of the future with hand sewing techniques of haute couture. In thismodern XXI century fairytale princess orders his father a dress, which"cannot be sewn." For the execution of the caprice of her heroine,the designer had to recourse to the usage of 3D technology. Digital images areprojected on a white dress, painting it in the most incredible detailedcollages and colors, each time "dressing" the model in a new way.
Photo credits: Frank Sorbier
Brazilian Gustavo Lins, working under the Atelier Gustavolins brand, identifies himself more as a geometer rather than a "justclothes designer." At the core of his collection is a masculine trousersuit, which the designer plays with, adapting the cut for the femalesilhouette. In the fall-winter collection Lins returns to the theme of the mostnation-wide Brazilian sport – football. Football, according to Gustavo, goes beyondbanal entertainment, becoming a whole concept, bordering on art. Why not, saysthe designer, combine incongruous: a soccer-ball and a Parisian haute couture?
In addition to the football theme, the collection shows theresults of joint efforts of the fashion house with several French appliedmasters of haute couture. The black on black embroidery, which according to thedesigner creates the effect of sculptural volume, is made by a famous studioLesage. While the original decorations are produced in collaboration withSèvres porcelain manufactory (Manufacture national de Sèvres) and jewelry houseGoossens, founded in the middle of the last century.
Photo credits: Atelier Gustavolins


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Cosmic Egg at Easter
20 April 2019 - 22 April 2019
Rejoice! For Easter 2019, the glorious 4m tall Cosmic Egg returns to Easter at the Andrew Logan Museum of Sculpture (ALMoS) for the first time in three years.
Bring the whole family for activity trails, Museum mini-egg hunt, shop, café and explore beautiful Berriew's sparkling, glittering treasure trove.
The weather may be gloomy, but ALMoS is guaranteed to brighten your Easter.
The museum is open 12 – 4pm on Easter Saturday, Sunday and Monday, and then Saturdays and Sundays throughout June, July, August and September and by arrangement. Entry is £3.00 (concs £1.50). Family tickets £8. ALMoS is also available for ceremonies and private hires.


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Steve O'Connor
Confused about where Australia's major parties stand on 2030 emissions reductions? Check out this visual comparison against the recommendations of the CCA.
Even if other nations follow the US/China lead and deepen their targets, will it be enough?
Back at the helm, and with momentum from Obama's speech last week, the time is right for Kevin Rudd to 'shift the debate' on climate.


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Ken Christie
Fast Facts:
- Hometown: Browns Valley, California
- Pets: Mitt & Brandy, Mitt the Goldendoodle and Brandy the teacup Yorkie
- Food: My favorite thing to BBQ is a rack of lamb
Ken has provided financial legacy building, education, and services to a vast array of individuals and businesses, since 1991. His focus is to assist families with risk management, asset strategy, retirement planning, and wealth transfers. He implements simple, result-driven strategies by exploring and analyzing each client's unique situation.
Ken earned his Bachelor of Science in Finance at California State University, Chico. He holds his Series 6, 7, 24, 63 registrations through LPL Financial and the Series 66 with LPL Financial and Spectrum Wealth Advisory Group, LLC. He earned the Charter Financial Consultant® (ChFC®) designation from The American College. Ken serves as treasurer on the Bayside Church Board of Directors.
Ken and his wife, Gail, have been happily married for over 25 years and together have two amazing children, Konner and Kennedy. He enjoys spending his spare time exercising, golfing and vacationing in Tahoe.


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If you haven't heard of KRNE yet you might live under a rock. He's been putting out hit after hit for about a year now including collaborations with names like Mr. Carmack, Alexander Lewis, and Brass Tracks. Him being one of the most prolific producers in the game right now, I'd actually begun to wonder what was going on when nearly two weeks had passed without a new sound from KRNE. But today he broke that period of silence with a powerful new remix of Leikeli47's "Fuck The Summer Up." With epic work on the vocals and massive sliding 808 bass, he seriously f**ked this remix up.
As per usual from KRNE, the track is up for free download. Get it.
Categories:Bass · Electronic · Future Beat · Trap


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Miley Cyrus' Revenge: Night Out After Patrick Schwarzenegger Cheating
Looking good is the best revenge! Going out and having a good time is even better and Miley did both. She hit up LA's Laugh Factory just hours after seeing Patrick's up close and way-too-personal pics with a sorority girl on Spring break.
It would have been easy to just sit at home and sulk, but Miley Cyrus, 22, held her head up high and hit the town on March 16 in a sexy black jumpsuit, the same day that pictures of Patrick Schwarzenegger, 21, taking body shots off a mystery brunette in a skimpy bikini surfaced. Miley proved that no man will keep her down — you go girl!
Miley Cyrus' Revenge: Night Out After Patrick Schwarzenegger 'Cheating' Pics Surfaced
Red lips and skin showing, Miley was seen leaving The Laugh Factory in West Hollywood, Calif hours after the crazy pics came out.
We applaud Miley for holding her head up high, even though we know she is so crushed.
Miley Cyrus Mocks Her Wild Night After Patrick Schwarzenegger Betrayal
"She feels like he completely disrespected her and their relationship for being so flirty in Cabo," sources EXCLUSIVELY told Hollywoodlife.com. And it's going to take more than a bunch of text messages and tweets to make things right.
Patrick Schwarzenegger & Miley Cyrus: Second Chance After Cheating?
After the dust settles, is Miley planning on taking Patrick back? Our insider says she may just give him a second chance!
"Miley gets it — he was partying in Cabo and things can look worse than they are. Everyone is drinking and wearing next to nothing on the beach so she somewhat understands," our source spilled.
Patrick Schwarzenegger: The PDA Pic That Tore Up Miley Cyrus' Heart
"Still she doesn't get why he needs to hold her hand or do body shots off of her. Miley also doesn't love him acting like a frat boy either. She thought he was more mature than that. To be honest she wouldn't mind him doing those things as long as she was there and could do it too!" the insider continued.
Miley Cyrus 'Laughing' At Club While Patrick Schwarzenegger Parties On
HollywoodLifers, do you think Miley should give Patrick a second chance? Let us know your thoughts in the comments below!
— Shira Benozilio


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The semester is well underway and it is pretty exciting time for all the college freshmen. While there are many who are navigating their new campus environment, learning how to live independently without their parents, creating social circles, some others are busy wondering how to manage their own finances. College has become a synonym among young people assuming a graver responsibility for handling money, away from the reliable security of their parent's wallet. Not everyone is able to handle money in a proper manner and since college life is the time to taste financial freedom, there are many who start misusing their dollars. They are the ones who soon end up in credit card debt or student loan debt.
College students should actually learn the art of living on a budget if they don't want to see themselves drowning in a sea of debt. You should keep in mind that the key to financial success is remaining aware of how you're spending your money. Learn the difference between being cheap and spending savvy. Here are some valuable tips to follow by college students who are looking forward to set their future.
? Create a frugal budget: This is one of the most important points to keep in mind. List down the sources of your monthly income including wages, savings, allowances from parents and then jot down the predicted expenses for a specific month. Although it's not too easy to recognize college living expenses, still you should try. Include costs like school supplies, food apart from your regular meal, laundry care and personal care items. Without managing your budget, it is impossible to track your expenses and stay within a limit.
? Differentiate wants from your needs: Is a $40 a week for gas a 'want' or a 'need'? What exactly should you budget for non-planned food? How much should your laundry cost you? Once you spend a few months on college campus, you will get to know the exact expenses and then find it easier to differentiate between wants and needs and put your plan into action. Don't indulge too much in 'wants' as they can be done without. Focus more on your needs.
? Don't abuse your credit cards: In the year 2014, 85% of undergraduate students owned at least one credit card, as per a research by the International Journal of Business and Social Science. College should be actually considered as the best time to start building credit but at the same time it is very easy to accrue huge amounts of debt while in school. It is vital to understand the striking difference between overextending and credit building.
? Do your research on financial aid and loans: College graduates usually face a tough time while balancing their ever-growing education loan delinquencies against their declining income. You need to understand about the right size of student loan debt and what it may amount to after graduation. Not only that, you should come up with a plan to repay it on time. Even if that may mean staying with your parents for a short span of time, you may even do that to repay your debts.
College education can be expensive if you don't know how to manage your money and loans properly. Student loan debt is currently the most talked-about topic in the finance industry as it has already reached an alarming level of $1 trillion. If you don't want to follow the herd of students saddled with student loan debt, be sure about taking the right financial steps. Don't forget to save money to move ahead and reach your financial goals.


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A lot of us feel that oils are generally bad for health, But the truth is, nutritionists also confirm that minimum level of oils are included in our everyday diet
We need to strike a balance of the different types of fat that keeps us healthy. Vegetable oils are mostly rich in unsaturated fats and saturated fats mostly come from animal foods . There are many different types of oils available these days and many people purchase different oils for different purposes. Palm oil is one such oil which is widely used worldwide
Palm oil as we all know is an edible vegetable oil derived from the mesocarp of the fruit of the oil palms. Unrefined palm oil and crude palm oil are nature's richest source of carotenoids as compared to the other vegetable oils. Palm oil prioritizes Health in comparison to other oils. Dietary fats play an important role in human health. They are required for providing energy and supporting cell growth. Let us know few facts about Palm Oil
Benefits of Palm Oil:
The World Health Organisation (WHO) and the Food and Agriculture Organisation (FAO) have both acknowledged the importance of Palm Oil for a healthy life. They are:
- 1 gram of palm oil=9 kilocalories of energy.
- Palm Oil is a rich source of Vitamin E and also carotenoids which are anti-oxidants and can reduce the risk of cancer and other diseases.
- Palm Oil contains 15 times more carotenoids than carrots and 30 times more carotenoids than tomatoes.
- Palm Oil is a rich source of Vitamin A, which can strengthen the immune system and encourage children to grow strong and healthy.
- Palm Oil is 100% free of Genetic Modification (GM).
- It does not contain cholesterol but contains nutrients that can help lower the risk of Heart Attacks.
- Palm Oil contains a balanced composition of saturated and unsaturated fatty acids needed for health.
- Palm oil does not contain trans-fat as it does not undergo the hydrogenation process required to produce trans-fat.
Visible Health benefits:
- 1) Hair
Studies reveal that palm oil helps hair growth.
- 2) Muscle
It helps in muscle degeneration in aging and muscular disease.
- 3) Skin
Due to its anti-oxidant properties, it reduces wrinkles. It also increases skin moisture and elasticity and promotes healthy skin.
It protects against harmful UVA that causes skin aging.
- 4) Nervous System
Palm oil has antioxidant properties and anti-inflammatory action which help with the nervous system
- 5) Protects the heart
Reduces cholesterol
- 6) Bone Health
Palm oil improves bone health.
- 7) Boosts immunity
It helps in increasing the concentration and boosts immune health.
Palm Oil – Essential for Food Security
Palm Oil is more efficient, uses less land, needs fewer pesticides, and less fertilizer. The push to displace oil palm, then, would lead to more land being used; more fertilizer and pesticides needed. So it is very essential for food security. It is a food source that is so abundantly efficient and simple to grow?
Palm Oil-Land use efficiency
The world average yield of oil palm is 3.9 tons of oil per hectare per year. This corresponds to 5 or 10 times the per hectare production of other oilseeds (such as sunflower, rapeseed, etc.) This means a land-area saving of 90%.
If demand for all palm oil halted tomorrow, it would be replaced with a demand for other vegetable oils, whose cultivation could actually increase the amount of land needed to produce the same amount of oil, destroying more forests and releasing more greenhouse gases into the atmosphere.
Why India needs Palm Oil in every Kitchen?
Almost all Indian dishes need oil. Palm Oil is a best option as it is trans-free. It is a purely vegan oil and an alternative to Vanaspati. Palm oil is stable at high temperature for deep frying. It enhances the taste and flavour of your breakfast. This oil doesn't have flavour so it retains the original flavour.
Palm Oil is an important product we use in our daily lives in some form or the other. It is an ingredient used in food products like cakes and desserts. The bath soaps and shampoo have this as an important component. It is highly used in the manufacturing of cosmetics. The household cleaning products have palm oil. It is also used in industrial products like printing inks and paint pesticides.
Why is it potrayed in bad light
Most people consume many different oils each day. But Palm oil is often a target or is in the news only due to its myriad number of benefits. It is one of the most widely-used oils in the world due to its properties, benefits, and uses.
As established earlier, Palm oil is important for global food security and economic development. We are looking forward to achieving sustainability in its production. You can get more details on their website https://www.mpoc.org.in


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Richard E. Neapolitan is professor emeritus of computer science at Northeastern Illinois University and a former professor of bioinformatics at Northwestern University. He is currently president of Bayesian Network Solutions. His research interests include probability and statistics, decision support systems, cognitive science, and applications of probabilistic modeling to fields such as medicine, biology, and finance. Dr. Neapolitan is a prolific author and has published in the most prestigious journals in the broad area of reasoning under uncertainty. He has previously written five books, including the seminal 1989 Bayesian network text Probabilistic Reasoning in Expert Systems; Learning Bayesian Networks (2004); Foundations of Algorithms (1996, 1998, 2003, 2010, 2015), which has been translated into three languages; Probabilistic Methods for Financial and Marketing Informatics (2007); and Probabilistic Methods for Bioinformatics (2009). His approach to textbook writing is distinct in that he introduces a concept or methodology with simple examples, and then provides the theoretical underpinning. As a result, his books have the reputation for making difficult material easy to understand without sacrificing scientific rigor. Xia Jiang is an associate professor in the Department of Biomedical Informatics at the University of Pittsburgh School of Medicine. She has over 16 years of teaching and research experience using artificial intelligence, machine learning, Bayesian networks, and causal learning to model and solve problems in biology, medicine, and translational science. Dr. Jiang pioneered the application of Bayesian networks and information theory to the task of learning causal interactions such as genetic epistasis from data, and she has conducted innovative research in the areas of cancer informatics, probabilistic medical decision support, and biosurveillance. She is the coauthor of the book Probabilistic Methods for Financial and Marketing Informatics (2007).
At many universities courses on arti cial intelligence (AI) are offered, mainly for computer science students. This is very often a bit optimistic since this field also requires a sound mathematical background. Furthermore, there is now an increasing rumor about the problems, dangers etc. that may appear. In this field this textbook is an excellent contribution to avoid these discussions and make artificial intelligence more and more a practicable field! -Christian Postho, St. Augustine


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Holistic Massage
A revolutionary full body massage course that teaches the practitioner how to communicate with the body, using superior massage movements and excellent massage techniques. Drawing inspiration from Swedish massage, Sports Massage, Lymph Drainage and Aromatherapy, the practitioner will be given a new perspective and self-confidence, ensuring the best massage treatment is given to a client.
Covered in the holistic massage course Swedish Massage A combination of relaxing effects and strokes that work on the joints and muscles. This is a non-invasive relaxing massage. Basic Sports Massage Deep tissue massage used especially on sportsmen to stimulate and warm up muscles before a sporting event. It prevents injury during sporting events as well as stiffness and sore muscles afterwards. Aromatherapy Aromatherapy is therapy using a blend of essential oils for their aroma and medicinal value - leaving the client with a great sense of peace and calm! Course Outcome Upon completion of this course, you should be able to:
Practice as a Massage Therapist
Perform a Aromatheraphy massage treatment
Perform a full body massage treatment
Having the necessary knowledge pertaining to
work ethics and professionalism when performing massage
Course Type
Internationally recognized provider program
This course contains elements of the following SAQA Unit Standards ID's: 377487, 262419
262437, 262447, 262378, 262402 and 262420
You can start with this course immediately on enrollment and all your course material and student pack will be send to you within 7 –10 days after enrollment is received.
Although you should be able to complete this course in 3 months, open learning gives you the flexibility to study at your own pace within a 2 year periodExams for obtaining Certificate 50 case studies Written exam Practical exam


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Friday, October 24, 2008
Desert island: the summary
There has been some discussion here of the five people who you would want with you on a desert island, the drink's available on that desert island and what you want to do on that heavenly island.
Lynda called and said she was busy and cannot therefore join us, but Jennifer Love Hewitt said she wasn't doing anything for the rest of her life and Paul said we could use a ghost whisperer.....and George mentioned that Jennifer should bring some bikinis and....well.
I'm serious, I think about this EVERY DAY: who comes with me, what do we do? ALWAYS: no mosquitos allowed on my desert island!!!!!!!!!!!!!
Posted by Gary's third pottery blog at 8:26 PM
4 comments:
I don't think you want her, just for her 'ghost whispering' qualities, Gary... ;)
- October 24, 2008 at 9:01 PM
- Susan as Herself said...
I agree---no mosquitos. And while JLH would not be my first choice as a companion, I think I understand the appeal...
- October 24, 2008 at 9:30 PM
- Crafter of Khnum said...
Well, yes, as I said... she seems very capable. Paul Newman might be handy for conversation, salad dressings and such, but then again there is a need for levity, singing, dancing, and a muse of sorts.
I would also like to extend the ban on mosquitoes to cover all blood sucking insects.
- October 25, 2008 at 2:24 AM
- Farmer*swife a/k/a Glass_Half_Full said...
I love Jennifer Love....She's awesome. Loved her since "Party of Five." That was a great show.
- October 25, 2008 at 10:35 PM
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For marketers, success is often a measurement of how well they understand their customers' needs and purchasing habits. Fortunately, organizations that are savvy enough to harness the huge amounts of data that consumers now provide will be able to achieve this level of insight. This white paper will help you to overcome any barriers and develop a data strategy to ensure you're engaging with the right customers, with the right messages.
In this white paper, we will discuss how to:
Fill out this form to download the white paper.


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Tammanytăm´ənē [key] or Tammany Hall, popular name for the Democratic political machine in Manhattan.
Sections in this article:
- Introduction
- Decline
- Origins
- A Political Force
- Bibliography
The Columbia Electronic Encyclopedia, 6th ed. Copyright © 2012, Columbia University Press. All rights reserved.
See more Encyclopedia articles on: U.S. History


text: Just as boyhood, youth and old age are attributed to the soul through this body; even so it attains another body. The wise man does not get deluded about this. The contacts between the senses and their objects which give rise to the feelings of heat and cold, pleasure and pain etc. are transitory and fleeting. The wise man to whom pain and pleasure are alike, and who is not tormented by these contacts becomes eligible for immortality. The unreal has no existence and the real never ceases to be. That alone is imperishable, which pervades this universe; for no one has power to destroy this indestructible substance. The soul is never born nor dies nor does it become only after being born. For it is unborn, eternal, everlasting and ancient; even though the body is slain, the soul is not. As a man shedding worn-out garments, takes other new ones, likewise the embodied soul, casting off worn-out bodies, enters into other which are new. Weapons cannot cut it nor can fire burn it; water cannot wet it nor can wind dry it. For this soul is incapable of being cut; it is proof against fire, impervious to water and undriable as well. This soul is eternal, omnipresent, immovable, constant and everlasting.


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- be•spoke[[t]bɪˈspoʊk[/t]] v.1) a pt. and pp. of bespeak2)a) (of clothes) made to individual orderb) making or selling such clothes:a bespoke tailor[/ex]3) sts Dial. engaged to be married
From formal English to slang. 2014.
Look at other dictionaries:
Bespoke — English pronunciation: /biˈspoʊk/ ( listen) is a term employed in a variety of applications to mean an item custom made to the buyer s specification (personalized or tailored). While applied to many items now, from computer software to… … Wikipedia
bespoke — be‧spoke [bɪˈspəʊk ǁ ˈspoʊk] adjective COMPUTING a bespoke product, especially a piece of software or a suit, has been specially made for a particular customer : • bespoke software * * * bespoke UK US /bɪˈspəʊk/ adjective UK COMMERCE ► specially… … Financial and business terms
Bespoke — Album par Daedelus Sortie 4 avril 2011 Durée 41:35 Genre Electronique, Avant Garde Label Ninja Tune ZEN1 … Wikipédia en Français
Bespoke — Be*spoke (b[ e]*sp[=o]k ), imp. & p. p. of {Bespeak}. [1913 Webster] … The Collaborative International Dictionary of English
bespoke — In relation to information technology, a computer program or, depending on the context, an entire computer system which is tailor made to the customer s requirements. Practical Law Dictionary. Glossary of UK, US and international legal terms. www … Law dictionary
bespoke — custom or custom made, made to order, of goods, as distinguished from ready made, 1755, the same sense found earlier in bespoken (c.1600), pp. of BESPEAK (Cf. bespeak), in a sense of to speak for, to arrange beforehand, a sense attested in… … Etymology dictionary
bespoke — ► ADJECTIVE Brit. ▪ (of goods) made to order … English terms dictionary
bespoke — or bespoken [bē spōk′, bispōk′] vt. pt. & alt. pp. of BESPEAK adj. Brit. 1. custom or custom made 2. making or made to order … English World dictionary
Bespoke — Bespeak Be*speak , v. t. [imp. {Bespoke}, {Bespake} (Archaic); p. p. {Bespoke}, {Bespoken}; p. pr. & vb. n. {Bespeaking}.] [OE. bispeken, AS. besprecan, to speak to, accuse; pref. be + sprecan to speak. See {Speak}.] 1. To speak or arrange for… … The Collaborative International Dictionary of English
bespoke — [[t]bɪspo͟ʊk[/t]] 1) ADJ: ADJ n A bespoke craftsman such as a tailor makes and sells things that are specially made for the customer who ordered them. [BRIT, FORMAL] Habits made by a bespoke tailor are an expensive item. 2) ADJ: ADJ n Bespoke… … English dictionary
bespoke — be|spoke [bıˈspəuk US ˈspouk] adj BrE [Date: 1700 1800; Origin: Old past participle of bespeak to place an order for something ] a bespoke product, especially computer software or a piece of clothing, has been specially made for a particular… … Dictionary of contemporary English


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Disneybound is a blog run by Leslie, a fantastically visioned individual, who posts inspirational (to say the least) outfit ideas that are inspired from Disney characters. Due to a follower who challenged herself last year to Disneybound (v. the action of dressing up in a way that is inspired from something related to Disney) every day in March, this challenge was started and I'm taking it on! (:
The weather today isn't as cheery compared to the previous days, so I decided to Disneybound with a more comfortable outfit. A red long skirt and a tank top and who do I have? Jane from Tarzan! (: It's been absolutely wonderful working at home in such comfortable clothes with some nice Caramel Apple Spice from Starbucks by my side.
Due to a series of events, I actually was able to borrow a nice camera for a change and asked my sister to help me out with some pictures. Thanks for helping me out, sis! ❤I think she did rather well, what do you think? Granted I'm a pretty amateur model, but I think that the pictures came out quite well. (:
Thanks for reading! (: Smile today! (:
Shoes = Charles David tan wedges
Tumblr post for this entry: here


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text: Just wrapped up a 3 day trip to South Dakota, 6 guys, 4 dogs hunted mostly public and some prime private part of the last day, also had great weather for hunting. We spent most of our time between mobridge/redfield/Pierre. Have to say I was very disappointed, we did not see near the pheasants and near the good cover that we expected. Seems like lots of pay to play operations with pen raised birds. Talked with a few farmers and they all had the same thing to say farming is different now and what we are growing is different. Not near the corn there used to be, and most of the road ditches are mowed. Sad to see South Dakota going this direction. Shocks me that people are willing to come out and spend that kind of money for pen raised birds. Anyway we hunted pretty hard averaged about 1 bird per guy per day. We did get up quite a few hens, but very few roosters. Maybe a 10 hens to 1 rooster ratio. Very wild birds, if you didnt block or flank them good luck. Anyway thats my take, pretty weak for the pheasant capital of the world. Had much better hunts in other states.


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Farm Bill Offers A Chance At Salton Sea Funding
With the passage of the Federal Farm Bill by both the Senate and House (December 12 and 13 respectively) and hopefully a signature of support to come from the White House soon, another opportunity has arisen to help fund restoration efforts at the Salton Sea. After the failure of Prop. 3 during the November election, which amounts to a $200 million loss for the sea, a spark of positive funding news is good to hear. While there is no guarantee of funding for the sea in the Farm Bill (nor is the sea even mentioned) there is a provision for environmental projects for which the sea could qualify for funding.


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|5 Mon
Science Playground @ New York Hall of Science
Science Playground @ New York Hall of Science
Aug 5 all-day
The nation's largest science playground features 60,000 square feet of exhibits for children of all ages. Slides, seesaws, climbing webs, a water play area, drums, mirrors, sand boxes and more allow kids to explore science by playing. Open weather permitting.
Above and Beyond – The Ultimate Flight Exhibition @ New York Hall of Science
Seasonal Farmstand @ Queens County Farm Museum
Seasonal Farmstand @ Queens County Farm Museum
Aug 5 all-day
Enjoy farm-fresh produce grown right here at Queens Farm from spring thru fall. Over 80 varieties of fruits, vegetables, flowers, and herbs are featured throughout the season. Members always get 10% off and EBT & SNAP benefits are gladly accepted. We love when you BYOB (bring your own bags)! Wednesday–Sunday through November 3, 2019 Wed,
Historic Hudson River – Artistic Visions @ New York Hall of Science
Imaging Women in the Space Age @ New York Hall of Science
2019 Movies on the Waterfront Series! Spider-Man: Into the Spider-Verse! @ Astoria Park Great Lawn
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Injuries can often be the result of a running style or 'gait' where the is room for improvement to become more efficient and put less stress on the body. Please contact us for further details of how we can help.
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You will be subject to their terms and conditions which may be different to those of Sports Injury Fix. We hope you get fixed soon.Continue


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Welcome to your newsletter
Consultation Papers on Proposals to Create a Single Fiduciary Handbook and Revise Pension Rules
The Guernsey Financial Services Commission has issued two Consultation Papers seeking feedback from interested parties on potential changes to the regulatory framework under the Regulation of Fiduciaries, Administration Businesses and Company Directors, etc (Bailiwick of Guernsey) Law, 2000 (the "Fiduciaries Law") with the objective of ensuring that the regime continues to be both compliant with international standards and appropriate for the Guernsey market.
The Consultation Papers, which are each accompanied by proposed draft rules, make detailed proposals for the revision and consolidation of elements of the policy framework underlying the Fiduciaries Law, specifically:
- The reframing of Codes of Practice as a single Fiduciary Handbook, in line with the GIFCS Standard simplifying the rules framework from six separate documents into one, including consolidation of the conduct of business elements of the existing Pension Rules within this new single Fiduciary Rulebook; and
- Revision of the current Pension Rules to reflect industry feedback.
The Consultation Paper on the Fiduciary Handbook (view here) is relevant to all licensed Fiduciaries, including pension providers.
The Consultation Paper on revised Pension Rules (view here) is primarily of relevance to licensed pension providers, who should consider these separate proposals in addition to the proposals in the Fiduciary Handbook Consultation Paper.
The Consultation Papers may also be of relevance to other industry participants, service providers and other interested parties.
The Consultation Papers and relevant draft rules/legislation can be found at the following page on the Commission's website under 'Consultations':
The Technical Committee would like to invite members to email them with your feedback on these papers, by 21st October 2019 to allow time for the committee to consider these points and make a response prior to the submission deadline.
Good relations with crown dependencies continue
"The UK Government is unambiguous in supporting the constitutional position that the UK Parliament should not legislate on your behalf on these matters without your consent."
Prime Minister Boris Johnson has written to Guernsey's Chief Minister, Deputy Gavin St Pier, affirming the close working relationship on Brexit and the Island's constitutional position.
Deputy St Pier said: "I welcome this further reassurance that the UK government will take our interests into account at this time of great uncertainty for the UK. I agree fully with Mr Johnson's view that we have a strong and close working relationship with the UK Government and I am equally keen to strengthen that relationship in the future. We will continue, as we have always done, our cross party and cross parliamentary engagement so that we are best placed to work with whoever constitutes the UK government at any time."
"While we have been clear that the UK Parliament cannot legislate for Guernsey without our consent, it is very welcome and gives clarity to see the Prime Minister, in his own words, unambiguously agrees with our position. I am unsurprised but pleased that the Prime Minister has provided the same reaffirmation as his predecessor."
Deputy St Pier has advised that he will be seeking to make a Statement at the next States' meeting to update (to the extent possible) on political developments in the UK in relation to Brexit as they may impact Guernsey, including our constitutional resilience.
Minister for External Affairs visits Brussels
The Minister for External Affairs of Guernsey, Deputy Jonathan Le Tocq, and the Minister for External Relations of Jersey, Senator Ian Gorst, visited Brussels on 17-18 September.
Their programme, arranged by the Channel Islands Brussels Office, included meetings with the Permanent Representatives (Ambassadors) to the EU of Croatia, Hungary, Lithuania, Portugal and Sweden; senior officials from the Permanent Representations to the EU of the Czech Republic and the UK; the chief of staff of EU Commissioner Sir Julian King; the Ambassador of Monaco to the EU; and the head of the Normandy Brussels Office.
The visit formed part of the regular political level engagement by the Channel Islands with the EU Institutions.
GIBA News Roundup
GAT are proud members of GIBA, representing the financial services industry in Guernsey. GIBA News and media statements are posted here.
Guernsey Business groups call for an extension to States consultation - GIBA Statement
Don't forget to follow GIBA on LinkedIn
Summary minutes
Please find below a link to the summary minutes for August's meeting of GIBA Council.
Events Calendar
Remember to check our Events Calendar for Industry presentations and other events that may be of interest.
Forthcoming Events
STEP Lecture Series
The 2019/20 STEP Lunchtime Lecture Series currently operates two lectures per month from September - June.
STEP Guernsey are grateful to Lecture Series sponsor Ogier, for supporting another year of our popular lunchtime lectures.
Keep up to date with lectures by signing up to the STEP Guernsey mailing list - you can sign up here - www.stepguernsey.org
You can find details of the upcoming lectures below.
STEP Lunchtime Lecture Number 3
Monday 7th October 2019
The Dorey Room, St James, 1.00pm
"Innovative ways of attacking trustees in Hong Kong – lessons for trustees and their advisers" presented by Gareth Keillor & Richard Norridge - Herbert Smith Freehills LLP
Presentation summary:
Hong Kong has seen two cases recently in which disgruntled beneficiaries have tried novel approaches to suing their trustees – one successfully, one not.
This presentation will discuss the cases and their implications for trustees in Guernsey, Hong Kong and further afield.
Employee Engagement STEP EPP Event for Trust Practitioners/HR Professionals
Thursday 17th October 2019
The Conservatory, Moores Hotel, 12.00pm
This STEP Employer Partnership Programme ("EPP") Employee Engagement event will be educating you on the broad theme of Employee Engagement and how to not only understand it, but also put new ideas in practice.
Janine Mayor will take you through some key points on employee engagement and how to best introduce it within your organisation. The event also provides an opportunity to network with like-minded individuals from the Employer Partner community and beyond.
Employee engagement is a hot topic in our industry, each of us having our own interpretation of its meaning.
Janine will take you through what employee engagement means to her company, Nedbank Private Wealth International.
This includes: -
• What employee engagement actually means
• How employee engagement links to day to day working
The event focus has been designed to enable practitioners to update their knowledge of employee engagement, and to hear first-hand accounts of what methods have been introduced, and how they have worked.
Share schemes and trustees seminar – November 8th
If employee share schemes and trusteeship matter to you, it is now more important than ever to stay informed, especially given recent developments. Even if the world turns upside down in the meantime, you may be sure our speakers will adapt to the challenge. Our seminars offer expert views and the pleasure of continuing education, along with opportunities to discuss and network.
This year's Esop Institute/STEP Guernsey share schemes and trustees' seminar will be on Friday November 8 at the Old Government House hotel, St Peter Port.
Our speakers - from CMS, David Craddock Consultancy Services, Haines Watts, Pett Franklin and Zedra - will shed light on the key issues currently facing trustees and employee share scheme professionals.
Esop Centre/STEP members: £375
Non-members: £480
Reserve your place by emailing email@example.com or calling 020 7239 4971
Guernsey Finance BD Update 2019
What is Guernsey Finance doing across the world? We invite our Guernsey-based stakeholders to join us for an update from our business development team, covering China, Asia, the Middle East, US and closer to home in London.
This event takes place at The Old Government House Hotel.
If you have any questions about this event please contact Cara.
GTA Courses & Events
Members may be interested in the following courses and events taking place in October:
Regulatory Inspections – Pitfalls and Preparations
Join us for the next session on our popular Compliance CPD series to hear Sharon Alvarez give an overview of the practical aspects of preparing for regulation inspections. The potential risks to a firm and the preparations you can take to ensure you are ready.
Cost: £45
Date: 10 October 2019
Venue: GTA University Centre
Times: 12.30 to 13.30
Further details and registration here.
Introduction to Compliance
This half day course is designed for participants wishing to learn about compliance. Details provided in this course will provide participants with the knowledge of regulatory compliance within the financial services industry and an understanding of the responsibilities of the compliance officer function.
Cost: £195
Date: 17 October 2019
Venue: GTA University Centre
Times: 09.00 to 12.30
Further details and registration here.
Effective Business Writing
Attend this course to develop your skills across a range of written business communications. Learn how to practice clarity in communication at all levels. Consider a range of documents produced in a business environment including reports, emails and memorandums whilst picking up some valuable guidance and tips on best practice.
Cost: £195
Date: 21 October 2019
Venue: GTA University Centre
Times: 09.00 to 12.30
Further details and registration here.
First Time Manager - Advanced
This one day course is aimed at those with approximately one year of experience of managing a team and will explore the key skills needed to engage, focus and develop teams. Provides an ideal follow on for those who have previously attended our popular First Time Manager course.
Cost: £275
Date: 25 October 2019
Venue: GTA University Centre
Times: 09.00 to 16.45
Further details and registration here.
BPP Guernsey Events
BPP would like to offer GAT members a 10% discount on the following Guernsey based events:-
4th Annual Compliance & Economic Crime Symposium - 12 November 2019
The definitive compliance and financial crime prevention event of the year,
The universe of financial crime continues to expand. The 4th Annual Financial Crime Prevention Symposium explores some of the key issues facing Guernsey's financial services industry.
8th Annual Business and Finance Conference - 10th December 2019
BPP's 8th Annual Business and Finance Conference is aimed at accountants and finance professionals across a range of industries, providing a variety of relevant updates from industry experts to help meet your continuing professional development needs.
Sponsor News
We would like to give thanks to our Sponsors for their support.
- Alternative Solutions Limited
- Carey Olsen
- Walkers (Guernsey) LLP
Create a Digital Workforce to Compliment your Employees
According to analyst Cognizant, employees spend 22% of their time on repetitive tasks. When it comes to reviewing and inputting data—and copying and pasting between internal and external systems such as websites, portals and enterprise and desktop applications—much of that work can be automated. But most of it isn't. Cognizant estimates that organisations automate just 25-40% of their workflows. Some analysts state that half of all automation opportunities are being missed.
Cyber security –The third party risk assessment
You and your business may have cracked cyber security or be well on the way...
But how good is the cyber security of your suppliers? Ask yourself how well you know the cyber and data protection measures of companies you do business with? How alert are these when it comes to spotting cyber risks?
After Brexit - solving the border problem in a data driven world
It is 7am on 1 November 2019. A notification flashes on your mobile: 'Brexit delivered'. Despite years of political posturing, neither the United Kingdom nor the European Union could agree on a plausible deal. You need coffee.[Sometime later …]
Beddoe applications: What happens if a trustee forgets to apply?
The Grand Court of the Cayman Islands and the High Court in England and Wales have recently considered two unusual applications for Beddoe relief respectively: an application by a trustee for retrospective Beddoe relief after the conclusion of proceedings, and an application for a trustee for Beddoe relief in respect of bringing an appeal in the Supreme Court of England and Wales.
In the following article we consider the former which was considered in In the matter of the Stingray Trust (Grand Court, Cayman Islands) in September 2018 (it being well established that while decisions of the Cayman and English Courts will not be not binding in Guernsey the Royal Court may look to them for guidance in the absence of Guernsey precedent).


text: The present volume is a highly comprehensive assessment of the postcolonial short story since the thirty-six contributions cover most geographical areas concerned. Another important feature is that it deals not only with exclusive practitioners of the genre (Mansfield, Munro), but also with well-known novelists (Achebe, Armah, Atwood, Carey, Rushdie), so that stimulating comparisons are suggested between shorter and longer works by the same authors. The book has a chapter on 'Women's Short Fiction in Zimbabwe.'


text:
Will Tori come clean to Kat?
Flustered after nearly kissing Ash, Tori rushes out of his apartment and bumps straight into Leah. Leah sees Tori's bleeding finger and offers to put a plaster on it. As Leah patches Tori's finger up, Tori explains that her and Ash nearly had a moment. Later, Tori feels guilty when Kat turns to her for relationship advice. Will Tori come clean to her friend?
Later, Ash asks Justin to get Tori to give him a call. Justin's immediately suspicious and asks what's going on between them, but Ash maintains they're just friends. Meanwhile, Kat returns to the flat to pick up her belongings and bumps straight into Ash. It's clear they miss each other – but are they right for one another? After talking to Kat, Ash asks Tori to come to the flat for a chat. Will Ash tell Tori he has feelings for her?
Now that the water tank is fixed, the Astonis are ready to leave Summer Bay. Maggie, however, is having a hard time leaving the golden beaches and returning to the city. Then an unfortunate incident brings Maggie and Roo together, where Maggie finds out that Summer Bay is looking for a new principle, a role she could fill with ease…
Alf finds out that the owner of pier is deciding to put the place up for sale. Alf starts to worry as the pier includes the Diner, Bait Shop and Ash's apartment. Alf tells Leah the bad news and the pair decides to rope in Irene to join them and buy the pier – but does someone else have their eye on the property?