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(English) The Lazy Person's Guide to Saving the World
Ci spiace, ma questo articolo è disponibile soltanto in English.
This is great overview of what I can do. If you want to extend your map also for greener alternatives when travelling then check my instagram. I do research about global warming and spread awareness of our (daily) actions harm this beautiful planet. More topics will follow
Keep up the good work!


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Royal DSM, the materials research group has partnered with Chromatic 3D Materials to introduce thermoset materials for 3D-printing of finished manufactured goods.
Hugo da Silva, Vice President of Additive Manufacturing at DSM, said: "Additive manufacturing or 3D printing technology has the potential to fundamentally change the way products are manufactured – offering consumers personalised and customised products currently not feasible.
"This requires that manufacturers have a choice of the best combination of material, printing process and software for their application needs. With this partnership with Chromatic, we can offer our customers industrial-grade thermosets currently not available for additive manufacturing."
Cora Liebig, CEO of Chromatic, said: "Chromatic 3D Materials and DSM Additive Manufacturing have a shared vision to deliver high performance, industrial grade 3D Printing solutions to manufacturing. Together, we will make the dreams of industrial implementation of 3D Printing a reality."
Chromatic 3D has developed technology to 3D-print with thermosets, a broad class of materials offering adaptability, durability and resilience not possible with thermoplastics used in conventional 3D printing processes.
DSM's current portfolio of thermoplastics will be applied to fused filament fabrication, in a project starting immediately, targeting footwear, electronics, healthcare and tooling.

subset: commoncrawl


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ATOM is a relatively new project/ collaboration between a trio of Melbourne post-punk heavyweights: Harry Howard (Crime and the City Solution, These Immortal Souls, Pink Stainless Tail, Harry Howard and the NDE), Edwina Preston (The Moll Flanders Band, Harry Howard & The NDE) and Ben Hepworth (REPAIRS, Eastlink). With dual vocals (Harry & Edwina) synth, keyboards, drum machine, their music is attitude laden dark and edgy, dystopian synth-pop. And it's kind've addictive.
'Parasite' is the second single from their debut album In Every Dream Home, following the dirty rockabilly synth pop of their first single 'Run Out.'
Whilst we're not entirely sure when In Every Dream Home will be released, we do know it's coming soon on IT Records. You can find the single here.
Meanwhile Atom are supporting the Underground Lovers next week in Melbourne at the Espy. You can find more here.


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The exhibition is free to attend for all members of the defence and security community.
To attend the conference, you must obtain a delegate pass. Serving military and government representatives are granted complimentary entry, while representatives from industry and academia can purchase a ticket to access all conference sessions. More information can be found below.


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The importance of a cover letter when applying overseas
February 20 2019 , 0 Comments
A cover letter is a centre piece when it comes to applying for a job, especially overseas, as most businesses require the applicant to attach a cover letter with their application. As a candidate, you have the opportunity to highlight your best features through the cover letter because after all, the purpose of this is to get you a job interview.
Imagine how many cover letters the employers read, and think about how many of them actually stand out. It needs to offer the managers important information and make them read more. This is why ingenuity plays an important role. You need to be clear, understandable and precise, but at the same time creative, in order to attract recruiters interest.
The hard part of writing a cover letter is always the beginning. And just like the CV, the cover letter structure has some rules you need to think about, in order to prove your skills, but also to answer the employer's requirements. A well written cover letter will make you stand out and lead the employer to invite you for an interview, as this is the main objective of a cover letter.
Here are some things to take into consideration when writing a cover letter:
Adapt your cover letter to the job market & job description
It is important to let the employer know that you're interested in the position you are applying to, as well as showing that you have done company research. At the same time, make sure to check the job market and rules in the country you are applying to (there are countries that don't require a cover letter, but just a CV).
Add value to your CV
It is obvious that first impressions count, that's why you need to "sell" yourself. As mentioned before, through your cover letter you highlight your strengths. You need to avoid copying information on the CV to your cover letter, you could, for example, write about how the company could benefit from your experience and what you can offer.
Find the right tone
The way you express yourself in the cover letter will define your personality. You need to find the right wording, so the employer can get an insight of who you are. This is your chance to say more than your CV can say for you about your traits and skills.
Avoid long sentences
Try to avoid long texts when writing a cover letter. You need to keep your message short and clear. After writing a paragraph, read it again and try to shorten it. Make sure you only leave what is useful for the employer or recruiter.
Check spelling mistakes
Once you are done writing your cover letter, have a friend take a look at it. A fresh pair of eyes reading your cover letter will help you. Maybe there are small errors that you haven't seen and there is nothing worse than handing out a cover letter with mistakes. This can also make the employer think you don't pay attention to details.
The cover letter is a way of "selling" yourself when applying for a job. This is also your first opportunity to introduce yourself and express your desire of working overseas. Keeping in mind these tips will increase the chances of being noticed by employers.
Today's guest post is from Lavinia Antonescu at Europe Language Jobs, an online job board for multilinguals. They have over 2,000 offers at some of the biggest brands in Europe, offering you the chance to work abroad in your native language.


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HGV Workshop Supervisor – Didcot – Filled
Our client is a leading Manufacturer in the Commercial Vehicle Sector, with a reputation for unrivaled excellence where retailing and servicing commercial vehicles is concerned.
HGV Workshop Supervisor's role that will offer an excellent challenge and the ability to progress your career.
Leading a busy 2 shift workshop, this is a Non Productive role ideally suited to an existing workshop supervisor or a shift supervisor looking to lead a team whilst improving their man management skills.
The HGV Workshop Supervisor role:
Co-ordinate all maintenance activity.
Overseeing a pool of 8 technicians and 2 shift supervisors.
Develop the skill base of all technicians.
Offering technical support to both staff and external clients
Look at continuous improvements.
You will be:
Experience with health and safety systems
Computer Literate
Self Starter
Man Manager
Supervisory / team leader experience.
Maintenance experience and knowledge of Commercial Vehicles
Class 1 HGV Licence is beneficial for this role
Self-motivated and thrive under pressure.
Workshop Hours are 06:00-14:00, 14:00-22:00
The salary range is £30k – £35k plus a range of other benefits.
Apply now or contact Marc in confidence to discuss the role on 01733 601504.


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The list of free things to do and the activities you can enjoy in Washington D.C. is mind-numbingly endless and they include poignant monuments, historical memorials, Smithsonian museums, a massive National Gallery of Art, fun festive events, quintessential nooks and crannies, The White House, the National Mall and many more! It's impossible to cross off all the free things you can do in your checklist with one trip; chances are, you'd have to make other trips to D.C. to enjoy ALL the cool activities.
Most of these museums, memorials and kid-friendly attractions in our nation's capital are open all year round (except for specific holidays). They are packed during spring and summer months which are peak seasons for Washington D.C. as a whole, so, if you're not keen on crowds, autumn is best. It's when things are slowing down and the number of tourists dwindles. Instead of choking heat, you're left with a light and airy breeze to accompany you with big splashes of bold fall colors.
Since there's plenty of entertainment, events, shows and tourist attractions to visit in downtown D.C., with many of them charging you absolutely or close to nothing, do come by to check out winter and holiday events too. It's off-peak period so, chances are, hotel rates are also lower compared to other times of the year.
So, wait no more! Here is a summary of free places to visit and things to do that in downtown Washington D.C.
1. The Tidal BasinThe basin was designed and named after Major William Johnson Twining, Washington D.C.'s first Engineer Commissioner. Major Twining's idea was to construct a tidal reservoir to help flush the Washington Channel. Today, the basin is a gorgeous place to visit from mid-March to October especially during the Cherry Blossom Festival in April. Hotspots like Jefferson Memorial, the Martin Luther King, Jr. National Monument, George Mason Memorial, and the Franklin Roosevelt Memorial are found a short distance away from the Tidal Basin.
Today, the basin is used as an entertainment and cultural space rather than one for its original function. You can rent a paddle-boat when the weather is nice and head out for an outing with the entire family at an affordable rate. The basin takes up 107 acres of land and is approximately 10 feet deep, making it suitable for paddle-boating. Paddle boating is just one of those intelligent ways to get around the crowds, especially during the massive congregation of people during peak season. Another way to avoid getting into the pile-up of a lineup at the entrance is by making your reservations online; this guarantees you a boat during the National Cherry Blossom Festival.
Even as you make your way around the Independence Avenue to 15th Street towards the Paddle Boat Dock, you can hear the laughter, the cheer, the joy. The rental company is open every day from March to October and from 10am to 6pm. After paddling on a two-person or four-person boat, there are daily performances to enjoy during peak season. They come in the form of music, dance, song, martial arts, cultural offerings from bands, drum performances, rugby, walks, runs and lantern tours. If you're lucky, take part in annual activities like the junior ranger programs, the Japanese Film Festival, Blossom Kite Festival, Cherry Blossom Freedom Walk, Japanese Stone Lantern Lighting Ceremony, a waterfront fireworks festival, parade and many more!
Stop by during the night when the crowds have dissipated to enjoy a quieter walk, lounge around the waterway trails to take photos of Jefferson Memorial, Washington Monument, the National Mall and the White House, or head out early during the cherry blossom season for a calming, relaxing walk.
JEFFERSON MEMORIAL & CHERRY BLOSSOMS: Swipe ⬅Left to see different perspectives! — PHOTO TIP - UNIQUE PERSPECTIVES: Change your #POV to tell the whole story in 5 different ways... 1. Use a prime lens with a shallow depth to blur the subject and focus on blossoms instead of the monument 2. I tell my students to "Get Down and Turn Around" because a better shot may be waiting for you. So for the second shot I sat down under a tree and looked up for unique lines. 3. When I turned around I saw a macro op where the blossoms had fallen. I used the closeup filters and water dropper I carry in my camera bag to capture a mini-fisheye lens effect in a water drop. 4. Next I captured the joy of a boy in a tree shaking branches on his sister who was dancing in the "blossom rain." 5. Finally I saw an artist painting the scene and everyone taking in the glorious day! So don't forget to get down, turn around and try unique techniques and perspectives. — — #tidalbasin #cherryblossom #cherryblossoms #jeffersonmemorial #monument #phototips #shallowdepth #wideaperture #primelens #sunrise #reflection #cherryblossomfestival #dc #washingtondc #perspective #pov #macro #closeup #waterdrop #tree #branches #lines #nature #landscape #travel #creative
2. Smithsonian's National Zoo & Conservation Biology Institute3001 Connecticut Ave., NW Washington, DC 20008
(202) 633-4888
Hours: 8am - 7pm
It's a free zoo on a hill that does not compromise on its size and quality of care. It's the fifth zoo of its kind to house animals who were born through artificial insemination and one of only four zoos in the United States with pandas. Visitors are reminded, time and again, to don proper footwear for their trip because it is built on a hill and you'll be legging your way around the entire time. However, if you take it slow and spend adequate time at each exhibit, the entire day will feel like only a couple of hours. Food choices are not impressive but if you pack your own food and drinks, that's one potential problem out of the way.
The Smithsonian Conservation Biology Institute, also known as SCBI, is headquartered right here at the National Zoo and it is a renowned participant in the wildlife conservation scene. Not only are they extremely proactive in saving endangered species from extinction, training is provided to train future generations of conservationists. Covering everything from tackling modern day complex conservation challenges to learning new ways to interpret animal behaviors, reproduction habits, and ecological needs, the 163-acre zoo is home to 1,500 animals across hundreds of species.
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Continue Reading the article for information about etching out a satisfying trip to Washington D.C. without cracking your budget right open!
You don't need to splash loads of cash to enjoy the splendor of Washington D.C. Psstt...many of them are FREE. Yes, free. On top of all the Smithsonian museums and galleries, you can include trips to a spacious, hilly National Zoo, explore the awe-inspiring compounds of a historic cathedral, learn about space and aviation history, enjoy a free live concert, and stuff your face with the best local cuisine that Washington D.C. has to offer!
Charter An Affordable, Luxurious Charter Bus or Minibus for your Trip to Washington D.C.
The same way a DC Explorer Pass can help you save big on your D.C. adventures, Bus Charter Washington D.C. will help you make the best of your time here in this amazing city! Check out our affordable charter bus and minibus rental packages that can take your group anywhere you want to go, be it within downtown Washington DC, Maryland or Virginia. We also cater to long-distance, city-to-city tours.
We are committed to delivering affordable, competitive charter bus rental rates for corporate functions, school trips, field trips, proms, weddings, casino outings, religious events, conferences, sporting events, airport transfers and more! Let's get the adventure going by contacting us using the inquiry form on our website or dial 1-800-304-1993 to speak to our customer service representatives. We're available 24/7 a day and 365 days a year. You'll find the perfect affordable, luxurious charter bus in our fleet in no time.


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Create an Account - Increase your productivity, customize your experience, and engage in information you care about.
If you are struggling to pay for food because of the pandemic and lost wages contact the Lincoln Park Health Department for assistance.
Registration Form Covid-19
The Borough of Lincoln Park and the Food Pantry want to thank all those that have generously made donations the last few months. You are amazing and kind!


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That Monkey Brain Needs Love
Over the weekend, I listened to a wonderful series of talks by Rick Hanson called No-Self in the Brain, given at a recent day-long event at Spirit Rock. Rick is a neuropsychologist and a New York Times best-selling author, who wrote Buddha's Brain, and now has a new book out called Hardwiring for Happiness: The New Brain Science of Contentment, Calm and Confidence.
He talks about how we have evolved with different "layers" in our brain. The first — and most primitive — is what he calls the "Lizard Brain," which is primarily concerned with being safe. This is the nervous, will-I-be-OK? part of the brain.
The next is the "Mouse Brain," which is primarily concerned with finding and getting nourishment. This is the hungry, will-there-be-enough? part of the brain.
And the last is the "Monkey Brain," which is primarily concerned with establishing and maintaining social connections. This is the needy, am-I-loved? part of the brain.
We all have each of these, of course, but many of us have one that tends to be more easily triggered. In the talks (and I assume, in his book), Rick offers ways — in mediation — that we can relax and soothe these different parts of the brain.
The "Lizard Brain" can be soothed by noticing–and then staying with–those time when we feel a sense of safety and confidence.
The "Mouse Brain" can be soothed by noticing/staying with those time when we feel a sense of sufficiency and contentment.
And the "Monkey Brain," (which seems to be my personal favorite) can be soothed by noticing/staying with those time we we feel a sense of loving and being loved.


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From Godwin Tsa, Abuja
Former Vice President Atiku Abubakar has vowed to commence legal action against a chieftain of the Northern Elders Forum (NEF), Paul Unongo, for allegedly making false claims to the effect that he (Atiku) was a financier of the Miyetti Allah association of cattle breeders.
In a letter by his counsel, Mahmud Magaji, SAN, yesterday, Atiku demanded a retraction of "the blatant and malicious falsehood" within seven days, and it must be published in all national dailies.
Atiku, who made particular reference to a publication on Page 3 of the Punch mewspaper of January 6, 2018 (Vol. 7413), wants Unongo to, within 30 days of receiving the letter, pay him (Atiku) N200 billion as damages.
Unongo was reported by the media to have claimed that he had interacted with Atiku and knew that the former Vice President was the most powerful person financing Miyetti Allah, a claim that Atiku has since denied.
Part of the letter reads: "You made this assertion even when you knew that in fact and in truth you never had any such discussion with our client. The above allegations, aside from being frivolous, callous, baseless and unwarranted, are utter falsehood and unjustified.
"Your mischief has gravely defamed our client and painted him in very bad light as a sponsor and instigator of violence across the country, a character you know he does not possess. Having given much of his life to the service of his country in various capacities, rising to the enviable position of Vice President of the Federal Republic of Nigeria from 1999-2007, our client has continued to function as an elder statesman and stakeholder in the nation's polity, whose core interests lie in the general welfare and unity of the Nigerian populace devoid of ethnic/religious divides.
"As you very well know, those unwarranted allegations calling our client the financier of Miyetti Allah Cattle Breeders Association of Nigeria, an organiation you made out as the perpetrators of the heinous and wanton destruction of lives and property in Benue State in the recent past, is nothing but complete falsehood. Nothing can, indeed, be farther from the truth.
"Take notice that our client takes strong exception to these allegations and considers same as an act of character assassination. Hence our instruction to:
"Demand of you and we so demand that you retract your mischievous allegations and tender an unconditional apology to our client, such apology should be published in all the national dailies, not later than seven (7) days from the receipt of this letter, inclusive of the date of receipt; and pay to our client by way of damages the sum of N200 billion not later than 30 days from the receipt of this letter, inclusive of the date of receipt.
"Take further notice that, should you fail, refuse and or neglect to abide by our simple demands, we would have no choice than to subject you to the rigours of litigation and this we shall do without any further reference to you."


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Acid Replacement for Washer Descaling
White Peel-able Booth Coating • Water-Based • No Flash Point • No VOC's
ENVIROPEEL 680 is a brilliant white, water-based peelable paint booth coating. It can be applied to any dry area of the paint booth and upon drying, develops into a very flexible, peelable film.
The white film formed on the booth wall collects paint overspray, which is then removed by peeling the film from the booth. The coating will remain pliable with several coatings of paint overspray. Enviropeel 686 has no VOC's and no flashpoint.
Before / After
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Kolkata: Several journalists were assaulted or confined during Monday's poll-related violence. No arrests had been made till the story is filling.
Although complaints were lodged in all cases, no arrests had been made till late on Monday night. Seven Anandabazar Patrika reporters and photojournalists were among those attacked.
Sebabrata Mukherjee, Photographers Gautam Pramanik, Safiullah Islam and Kaushik Saha were beaten up in Murshidabad, and Sabyasachi Islam in Rampurhat. Suchandra Dey, the daily's correspondent in Katwa, was chased and attacked by alleged BJP supporters before policemen. Suchandra was covering a clash between two parties.
In Kolkata, two journalists—- Prajna Saha and Aryabhatta Khan—- were forcibly taken away from in front of the district magistrate"s office in Alipore where they had gone to cover the filing of nominations. They were physically and verbally abused by their abductors before their release.
On April 11, journalists held a silent protest in Kolkata demanding action against the assaults. Earlier one photojournalist was forcibly undressed, illegally confined and beaten while other journalists and photojournalists were attacked in Alipore, Kolkata, West Bengal on April 9, 2018 while they were covering the filing of nomination papers for the polls to the local bodies (panchayats).
The IFJ said on the earlier issue: "The IFJ condemns the act of intimidation and violence against photojournalist Biplab Mondal, Manas Chattopadhyay and other journalists in Kolkata. Attacks on journalists, forcing them to delete photos and stripping of a journalist is an unacceptable crime and violates journalists' rights. Journalists have a right to freely report on incidents of public importance and without being intimidated. The IFJ urges the Indian authorities to immediately arrest and punish the attackers."


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Abbie and HenryJuly 17, 2019
Abbie and Henry contacted me via my website late last year and told me their plans for an intimate garden wedding. We arranged to FaceTime and they booked in immediately: fast-forward a few months and their intimate ceremony was a delight to photograph, with the happy couple surrounded by their closest family & friends. Supporting newly established businesses was one of their main wishes, and I'm extremely grateful to have been invited to shoot such an easy-going and fun couple. Congratulations guys!
Wedding car - I Loved That
Styling - Belles and Beaus wedding hire and venue styling
Cake - Primrose Cakes
Pizza Catering - Lot 33 Pizza


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One of three campuses of the University of Washington, UW Bothell's academic programs are especially well known for the emphasis they place on experiential learning, hands-on undergraduate research and community engagement.
The small campus community is also distinguished by its commitment to student access, retention and success after graduation.
With an enrollment of nearly 6,000 undergraduate and graduate students, more than nine out of 10 students come from the state of Washington — and then stay to live and work in the region after graduation.
As part of one of the world's great public research universities, we are proud of the many accomplishments of our students, alumni, faculty and staff. This webpage will help you find some of the statistics, rankings, awards and facts that demonstrate the boundless possibilities fostered by a UW education.
Download the accessible pdf.
UW Bothell ranks No. 1. in the nation for public colleges that provide the greatest return on investment.
No. 1 in the state: Alumni from UW Bothell enjoy the "best ROI" among all alumni from Washington state colleges, making $690,000 more in 20 years than high school graduates do in the same time period. The national average for earnings over 20 years is around $225,000. Source: "Best Value College in Washington" from 2018 Payscale.com report
UW Bothell graduates earn more than their peers: A report by Seattle-based PayScale analyzed top schools and degrees across the country with the highest earning potential - and ranked UW Bothell No. 3.
Smartasset, a New York-based financial technology company, ranked UW Bothell No. 2 on its list of Best Value Colleges in the state of Washington.
UW Bothell is a Forbes' "Best Value College" for 2019 — No. 22 on a list of 300 schools across the nation that are ranked to help students and their families evaluate the likely return on their investment in higher education.
One year after graduation, the median salaries of UW Bothell graduates with bachelor's degrees are above the state median in nearly all of their fields — and consistently among the top three schools for earnings, according to the Education Research & Data Center. The Earnings for Graduates report covers 36 fields, from agriculture to visual arts, and UW Bothell is represented in 11 of them.
Overall, 61% of UW Bothell's undergraduate students and 54% of graduate students graduated debt free.
Our graduates contribute to the region: About 90% of UW Bothell students come from the Washington state — and 9 out of 10 of UW Bothell's almost 24,000 alumni stay to live and work in King and Snohomish counties.
UW Bothell brings more than $341.8 million in economic activity to the state. That includes a direct impact of approximately $184 million and indirect impact of approximately $158 million. These amounts reflect expenditures, government revenues, the employment of faculty and staff, and personal incomes of residents.
Each year, UW Bothell students work with more than 375 community partners – businesses, nonprofit organizations and government agencies – on projects that advance their education and support the partners' goals.
The Carnegie Foundation has recognized the UW Bothell for its community engagement — collaborations with outside partners that lead to the mutually beneficial exchange of knowledge and resources. The national recognition is for institutions doing exceptional work that enriches teaching and research while also benefitting the broader community. It is given to a fewer than 10% of the approximately 4,000 higher education institutions in the United States.
According to a recent analysis of Department of Education data, UW Bothell is ranked No. 4 for graduating the most women in computer science among four-year public universities across the nation.
The Chronicle of Higher Education announced that UW Bothell is a "top producing" institution for Fulbright scholars. Each year, the Fulbright U.S. Scholar Program offers approximately 450 teaching and research awards in more than 125 countries to U.S. faculty, students and working professionals.
About 40% of incoming first-year students and 43% of incoming transfer students at UW Bothell will be the first in their families to earn a four-year degree.
About 39% of incoming first-year students and 34% of incoming transfer students are eligible for federal Pell grants.
UW Bothell is designated a "veteran-friendly" campus by the Washington State Department of Veterans Affairs.
UW Bothell ranked No. 5 for adult learners: Washington Monthly magazine has ranked the University of Washington Bothell No. 5 on its 2019 list of best four-year colleges in the nation for adult learners.
The UW Bothell campus has been included on the Princeton Review's Green Honor Roll for the last three years (2017-2019).
Beginning in 2021, UW Bothell will be eligible to purchase 100% of its energy from local, renewable energy sources.
The UW Bothell campus has been salmon-safe certified since 2008 — in part because of the five oil-water separator tanks that filter runoff from campus.
The North Creek Wetlands is one of the largest and most successful wetland restoration projects in the Pacific Northwest. The 58-acre wetland also offers a living laboratory to UW Bothell researchers and students in environmental science as well as many other academic disciplines.
Going to college isn't the goal, earning a degree is: "More student diversity at Washington's public colleges and universities is a positive development. But more graduates among those college students of color is really something to cheer about… A new report from the University of Southern California's Race and Equity Center that looked specifically at black students found a few notable exceptions. One of these exceptional schools is right here in Washington state: the University of Washington's branch campus in Bothell. UW Bothell is helping students of color graduate at higher rates than national averages and at nearly the same rates as their peers, according to the latest data collected by the National Center for Education Statistics for 2016."
"A pilot program at the University of Washington is finding ways to better support black and brown male students, who often find the campus isolating and unsupportive, and who graduate at lower rates… USC's Race and Equity Center ranked Washington the second-best state in the nation for black student access and equity at its public colleges and universities. Enrollments at the UW Bothell, and to a lesser extent at UW Seattle and Tacoma, reflected the state's share of black young adults statewide, and black students graduate at nearly the same rate as their peers, the report said."
Washington state No. 1 in U.S. News & World Report's 2019 ranking of the best states in the country.
Washington state is the "best state for working familes during COVID-19," according to a ranking by Oxfam America from September 2020.
Seattle is the most educated big city in the country, according to a 2019 U.S. Census Bureau report. Among the largest U.S. cities, Seattle had the highest percentage (63%) of adults with a bachelor's degree or higher as of 2017. The number of people with an advanced degree has doubled since 2000.


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Whenever you are getting the loans that you need, make sure that you are reading the fine print and that the borrower is receiving all of the information that you need to make an informed decision. This is the one step that a good portion of people gets into trouble in the fact that they forget about all of the many pitfalls that comes from a loan. It gives you an advantage that will pay off. You have to use real time and energy on your Facebook marketing. Facebook is important and marketing tool that deserves a true effort. You should encourage your customers to sign up by offering a few free products to some of your subscribers. What's more the entire process of application and approval of the loans is online and you do not have to leave the comfort of your home or office for that. The process of approval and disbursal is also very fast and a loan is usually approved within half an hour and the money deposited in your loan account within 10 minutes of that.
You can only stretch your income so far so expect to have to cut back somewhere in order to pay down debt balances. Keep in mind, that every time you pay down your debt, you free up some more of your income from less interest fees. In short, you get wide range benefits and that too within affordable rates. The insurance premiums, nowadays are not too high, hence everyone can purchase one without much difficulty. You might wonder why credit seekers would likely decide on private hard money lenders over traditional loan associations. You may often hear to read that private funders demand extra or that they are known to be a last option for funding. Publisher: Veronika Hudson Finding bad credit hard money loans for your next real estate investing deal is not that difficult and this article can help you in understanding how? Publisher: Veronika Hudson !
Home equity loans can be used to consolidate debt.
The most typical form of collateral used for a secured loan is a home. An unsecured loan is a loan that is only backed by the consumer's signature and not by collateral. Interest rates for unsecured loans are usually higher because the risk is higher for the lender. Home equity loans can be used to consolidate debt. The benefit of a home equity loan is a much lower interest rate than an unsecured debt, such as a credit card.
Keyword research is the most critical aspect if you want to make money writing online or in any form of Internet marketing. It is also wise to consider more than one creditor to potentially do business with especially if you are concerned with the rate at which you be granted the loan you are applying for. Fast loans are usually processed within hours the applicant has submitted all the necessary information that the creditor needs.
- Parties to the Loan Agreement
- The first 29 foreign leaders you spoke with, you had properties in eight of their countries
- Additional rebate on making timely payments
- Review the process
The whole idea of a bad credit loan sounds pretty uncomplicated doesn't it? The truth is that finding a lender that offers bad credit loans isn't the final step of the process for obtaining a loan if you have previously been financially promiscuous. If you don't have these equipment and need private investigation done visit hvinvestigations.com. Finding the Best Melbourne Funerals 2. Chandigarh: A desired location for realtors 3. The Advantages of Using Trash Compactors 4. How To Help Nexgen Balers to Keep Our Environment Clean and Green?
Combination of an installment loan's interest charges and any possible additional fees will be the cost of the installment loan for bad credit. Thanks again for the comment. I have been influenced to believe that a CEO of a Mers Goodwill makes more than 450,000 annually. The information you need to provide will vary between lenders. The first thing you need to know however is the standard criteria set by most lenders when evaluating potential borrowers. Payday Lenders will not accept applications from anyone under the age of eighteen years old, some payday lenders will refuse applications from anyone under the age of 21 years old. The type of information you are required to provide includes standard information like address history, any previous names, total monthly income after tax and the total amount you wish to borrow. While this process is fully automated on a number of major lenders websites, some lenders will require you to fax additional information like bank statements or further proof of identification.
I moved to the big city and even though I got a full time job, I still needed that money more than ever each month. The years droned on and I really began to resent my student loans. The lender will look over your information and give you an answer right away as to whether or not you can qualify for a loan. The various concerned people sit together and decide the various costs that are incurred. In addition, a priority table is prepared so that a less important expenditure can be postponed or omitted altogether. But there are times in your life where you face emergency situations that require the use of immediate cash. Maybe you have set aside sufficient funds for emergency uses. Depending on the nature and gravity of the situation, you may run out of cash.
In fact, the definition of a bad judge is one who fails to protect the unrepresented.
Each has advantages and disadvantages with respect to purchasing foreclosures. In the light of Foreclosuregate, not so named by CNBC and the bankster crowd, there are many bad judges. In fact, the definition of a bad judge is one who fails to protect the unrepresented. It is crucial to believe it your self and trust that you weight loss tips for women can stick to the ambitions that you have set for your self. This would be quite incorrect, as it could never be both. Likewise an American company being touted as a Ltd is also incorrect as the suffix would be Ltd. As mentioned above in the "What Tools Do I Need" section, the Chamber of Commerce (if you can locate one) is also a route to finding company information. If you do have the opportunity to lookup Company Incorporation details and then talk to a Chamber of Commerce, it will be a big bonus to them as they should be able to cross-check their records using the Incorporation details.
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This personal attention is a great benefit. Another benefit to choosing NHC is that they don't just ship you the material and let you go. While we may anticipate that Congress will now be your "shut-eyed sentry", in Kipling's phrase, we are here discussing morality and constitutionality, not political probabilities. Indeed, within two years of an actual presidential landslide, Richard Nixon was impeached in 1974 after Republican senator Barry Goldwater supported his removal from office.
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What's not to like?
You do the lending company the following favor through delivering these your company, poor credit historical past despite. If folks such as your self didn't exist, they would not have access to a company. While securing a large loan approval may seem great, the consequences of committing to a deal with unscrupulous lenders could be very expensive. So, consult the BBB website before seeking a large unsecured personal loan from anyone. The strategy is sure to speed transition to clean renewable energy. What's not to like? Donald Trump's Children Likely Face Climate Apocalypse in their lifetimes; the likely crash of civilization that follows will crash their fortune and survival chances for their kids – and all of ours. Unless, of course, Trump acts to cut emissions, hugely.
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Because our system instantly sends your payday loan request to several lenders at once, the acceptance rates are normally much higher and the results are much faster. You can normally expect an approval or rejection based on the responses we get from our lenders in less than 2 minutes. The HCSTC (High Cost Short Term Credit) sector has been regulated since 2014 by the FCA.
There are many factors that need to be considered before taking out a bad credit loan. This article will explore bad credit loans in more detail and offer tips for anyone looking to apply for one themselves.
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Use a cash advance online short-term loan when times are tough.
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The method of applying is very easy and short as it goes online that makes the process easy.
It's no secret that acquiring a personal loan can be extremely difficult for someone who has a poor credit score. If only it were that easy you have your credit card ready but the words that you dreaded flash up on your PC screen .SOLD OUT! The method of applying is very easy and short as it goes online that makes the process easy. To get cash you just need to fill an online application form and as soon as your application is verified your bank account will be blessed with your required amount. Barnes Dante is a veteran author of loan.
In the process, people build or even be an aid to restore the credit worthiness.
I prefer my borrowers to have a decent credit score so I adjust the filter to only show loans with a credit score of 700 and higher. Cash basis accounting is different from the GAAP. Cash book is the record of all the cash transactions – receipts and payments, that are made by the business. In the process, people build or even be an aid to restore the credit worthiness. When factors make a mistake on the other hand, it could be extremely detrimental to the fiscal potential. Listed here are four of the most extremely common faults people produce while taking out financing.
Many of us have been there and if you ask how it happened, some people don't know.
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Giving false information to obtain credit or a loan can get you into both financial and legal trouble. If you inflate the value of your assets or state that you have an income higher than you do, you could face criminal charges, especially if you default on the loan. The punishment for falsifying information if convicted can involve jail time and payment of fines. You may be subject to a creditor taking direct action against you if you give false information on a credit application. Lying about your income on a loan application to purchase a new car can not only get your loan cancelled, but will get your car repossessed as well. Repossession shows up on your credit report.
Households cannot blame all their debt on credit cards, but it sure can give it a nod.
Pre-installment helps the client to decrease the exceptional sum and in this manner lessening the intrigue trouble furthermore completing the credit sooner than its typical calendar. As the years past, the debt numbers increased. Households cannot blame all their debt on credit cards, but it sure can give it a nod. Direct Stafford loans are disbursed to students by the U.S.D.E. FFEL Stafford Loan disbursed through a private lender, like a bank. Loans are repaid to their respective lender. Nowadays, online bad credit personal loan companies are becoming more popular and there are certain motives for this. Firstly, people can apply for the loan online, and the loan amount is provided after the completion of paperwork. It is not mandatory to visit the office of lender for signing the entailed documents, since the same are couriered to the client, or the sales representative of the company would visit him/her.
Very much appreciated. May I ask a question?
Select an organization that will consider your self- job as earnings. That is, you take the latter if there isn't any other option left to take. Great info indeed. Very clear too. Very much appreciated. May I ask a question? I would like to know if I refer someone to hub pages, 10% of the adsense ads on that new hubber's hubpages will carry my code you said, is it irrespective of the number of hubs he writes? This applies only to adsense or will it apply to amazon ads as well? Thank you very much indeed for reading this question, and thanks in advance for answering. This cannot happen if the loans are given directly to the school. That said before applying for the private student loans make sure that you check as to how the proceeds be given.


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Psyopus Albums
About Psyopus: Psyopus is a mathcore band from Rochester, New York and is currently signed to Black Market Activities / Metal Blade. The band is noted for the unorthodox and extremely technical guitar techniques of Christopher Arp. In order to receive endorsement deals from various guitar and amp companies, Arp had to send a live video of him playing in order to prove that he could actually play that fast. The project was conceived during the fall of 2002.


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Absolutely love these! The material is so soft and stretchy!🙌🏻 These are a true bootcut. Midrise. One of the most flattering fits from Dear John.
Front Rise: 8 1/2"
Back Rise: 13 1/2"
Inseam: 33"
FIT: True to size with lots of stretch.


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It's that time of year! A time to focus on family, friends, special traditions, and giving. As you start the hunt for that "perfect gift", we thought we would lend a little helping hand. We've collected locally-sourced gift ideas in our 2018 Shop Local Gift Guide. There's something perfect for everyone on your list and the best part is almost all of these businesses are locally owned and operated! Not only can you find the perfect gift, but you can support our amazing community.
Gifts for Her
Rosie's Handmade Jax
Say good-bye to aches and pains the natural way with Lavender Aromatherapy Hot Packs and Migraine Relief Eye Masks from Rosie's Handmade Jax. They make the perfect gift for any mom, aunt, sister, or anyone who has ever had muscle spasms or migraines. They are locally handmade and sewn by a mommy who needed something natural to take away the hurt.
Swara Jewelry
Each piece of Swara Jewelry is handmade with natural gemstones that can complement any outfit or any occasion. Swara is best known for their "stacks" that can easily add flare to your already awesome ensemble.
Glass Cactus Co
Glass Cactus Company handmakes decorative planters that have been fashioned from up-cycled wine bottles and other glass materials thus saving the planet one bottle at a time. They also love giving back to the community by donating ten percent of their sales to local animal rescue missions.
Bobby K Boutique
This boutique offers everything a girl in Jacksonville needs. Jags swag, eclectic jewelry, and hipster fashion to make everyone stop and ask "where did you get that?" A gift card to this shop would make any lady squeal with joy because she knows she's about to be decked out in some pretty awesome threads.
CAMP Craft Cocktail
Add your favorite spirit and create a custom cocktail with a little help from CAMP. These kits make an amazing hostess gift when paired with a bottle of booze. Since the kit stays fresh for 2 years, you can stock up before the holidays so you're ready for that last minute gift.
Gifts for Him
Mac Maddies
Mac Maddies has hit the scene as a whole new type of candle maker with their signature beer can line. They offer wholesale, custom orders, and can even take favorite items (like your old man's favorite craft brew can) and turn them into candles. They also offer candle classes for birthday parties, events, date nights, and more.
Hotter Than El
Does the man in your life need a hot sauce or grilling sauce that doesn't lack in flavor? Check out Hotter than El. Their handcrafted sauces have been perfected over 15 years for bold hot flavor with a tasty kick. They did say the way to a man's heart is though his stomach right?
Green Iguana
When Green Iguana started, her main focus was to soothe her husband's dry scaly skin. After creating a line of soaps to suit his needs, she now offers more men's products like beard oils and shave soaps. Grab your man an authentic shave soap made with Argon Oil and Vitamin E to make his face touchable smooth.
Main Made Studios
What man cave is complete without a piece of rad metal artwork from the local artisans Main Made? Take any design or idea and turn it into a metal sign that is customized for his style and accents any garage, toy hauler, and more. Main Made also makes amazing DUUUUVAL inspired signs that are perfect for all #DTWD fans.
FreshJax Spices
FreshJax has been handcrafting spices since 2011. Recently they launched an amazing website where you can purchase all their products online. Shipping is free on orders over $20, use the promo code BEACHMOM to get 15% off your order. Be sure to check out the Grilling Spices Gift Set, it's one of our favorites.
Gifts for Kids
Bambino Scoops
After the smash and dash of Christmas morning opening presents, give them something else they can enjoy later on. A gift card to Bambino Scoops will give them the chance to have a "Treat Yo Self" day after the Christmas crazy that any frozen treat lover would delight in.Simple flavors like chocolate and vanilla are always available, but encourage them to be daring and try flavors like passion fruit, biscotti, and coconut.
Mini Bar 12 Pack
If your kiddo isn't into frozen sweets, then a Mini Bar custom 8, 16, or 24 pack (or giftcard) would make the perfect holiday treat to enjoy. Easily order online at minibardonuts.com and browse their amazing selection of signature donuts like Sea Salt Caramel Popcorn, Peanut Butter Cup, Cookies n' Cream, and more.
Modern Baby and More
Expecting a new member into the family shortly after the holidays? Make sure they are decked out in adorable baby gear from Modern Baby and More. Stylish teething necklaces, bandana baby bibs, and burp cloths will have you and your little one looking gorgeous. They also carry amazing baby leggings, onesies, peasant dresses, and more.
Shiva Robotics
Robotics and STEM are the future and Shiva Robotics is there to help guide our youth on a fun but much needed path. They offer excellent after school robotics classes and provide all building equipment/programming devices needed to make awesome fun fueled science projects. From preschoolers to high school, Shiva offers classes for every child sparking a love of learning that will last them a lifetime. Check out class pricing on Shivarobotics.com and take advantage of their extremely flexible class options.
FL Grom
Swaddles and hats that scream Florida! These adorable, ultra soft versatile swaddles can be used in a variety of ways; swaddle blanket, changing mat, burp cloth, carseat cover, playmat or nursing cover. The material is made of 70% bamboo and 30% cotton making it super soft against your babies skin. It's light weight making it easy to take every where and perfect for the hot Florida days.
Gifts for Friends
Cotton Wood Concepts
Cotton Wood Concepts specializes in handmade gifts, custom powder coated tumblers, wood signs, shirts, and are also known for their Florida inspired HOME design. If you have an idea for a perfect gift, then this husband and wife team can make it happen. Look for their products in Rusted: A Vintage Market off San Marco Blvd or direct message them to start discussing your custom piece.
AO Fragrances
Need an excellent candle that actually smells amazing? Ao Frangrances is an artisan candle maker here in Jacksonville that uses essential oils and all-natural soy wax poured in small batches to ensure quality. Choose from delightful scents like Blood Orange, White Birch, Fresh Bamboo and Cherry Blossom.
Still Life With Cat Studio
Jacksonville has so much beauty, why not gift it to someone through a print from Still Life With Cat Studio? These still photography images of Jacksonville scenery can accent any living room, bedroom, or home office but also make great keepsakes for an out of town family member who is visiting. Beautify a friend's home with not only a local gift but an iconic piece of Jacksonville from a local photographer.
Soggy Lemon Shop
Need a gift that gives them a little chuckle or gets straight to the point? Then look for further than Soggy Lemon Shop. Her eclectic embroidery features witty phrases, catchy slogans, and off-beat humor perfect for the fun loving friend. Commissions are available and she is not afraid to "go-there."
SIC Cups
SIC, which stands for Seriously Ice Cold, means business when it comes to keeping your drinks at the right temperature. They may be a national brand, but SIC was started right here in Jacksonville and their warehouse and corporate headquarters are still located in Duval. SIC Cups are available at many local retailers, or you can order them online.
Alexandria Preston is the mother of 2 girls, Leah and Rose, and is a local maker specializing in lavender aromatherapy yoga/pain relief packs. She is also the founder of Jaxmarketplace, a free advertising Instagram blog that focuses and features all of North Florida's artisan makers including many of your favorites from the Riverside Arts Market. When she's not busy being mom, girlfriend, and local maker, she is also blogging for IKnowJax.com.


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Win a holiday to Disneyland® Paris
Celebrate our list of the 100 best animated movies by joining your favourite Disney stars in the French capital
Everyone, both big and small, dreams of going on a fairy tale trip to Disneyland® Paris, and now you can – to celebrate our list of the 100 best animated movies, we're offering you the chance to win a holiday to Disney's Parisian playground.
You'll experience the magic of both Disneyland® Park and Walt Disney Studios® Park, where a new family-friendly attraction – 'Ratatouille: The Adventure' – will shrink you to the size of Rémy the rat and take you on a 4D adventure as you scurry through the kitchen, dining room, and walls of Gusteau's famous Parisian restaurant, inspired by the Disney•Pixar film, 'Ratatouille'.
To be in with a chance of winning this fabulous prize, simply complete this sentence:
Love Disney? You might also like...
The 100 best animated movies
We've polled over 100 experts in the field of animation – from directors like 'Fantastic Mr Fox's Wes Anderson, 'Ice Age' and 'Rio's Carlos Saldanha, and 'Wallace & Gromit's Nick Park, to critics and hardcore fans alike – to come up with the 100 best animated movies ever made.


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Posted by llurpsienoodle on May 21, 2008, at 10:46:20
In reply to Re: it's a heart-breaking situation.... » Racer, posted by MidnightBlue on May 12, 2008, at 15:33:49
I just joined onto this thread, so I'm not sure if what I say has any usefulness at this point...
When I went to the hospital a few mos ago, I found that it was a real wake-up call to my H. For one thing-- he had to see the marriageT by himself. He got a lot of psycho-education about what it means to be depressed, to have an anxiety disorder, etc.
He found that he missed me, missed my presence. And he worried. The worrying was probably a shock to his system. He was used to being concerned, but probably not WORRIED, scared.
I can cross my fingers that you can use this opportunity to create a new direction for yourself and your relationship.
take good care,
URL: http://www.dr-bob.org/babble/eating/20070820/msgs/830315.html


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Today's Daily Fan Favorite is Kristen Giles Photography.
Congratulations Kristen! You receive a $5 gift card to the store of your choice. Email email@example.com to claim your prize.
To submit an image to the Daily Fan Favorite – add one or two photos that are currently your favorite to the Facebook wall tagging your business.
The Daily Fan Favorite is three images picked from the prior day's submissions; running Monday-Thursdays. When sharing or pinning please be sure to tag the photographer who captured the image.
Congratulations to Kristen Giles Photography on winning the Daily Fan Favorite. Click To Tweet
Kristen Giles Photography
"There is something about this portrait that makes me keep coming back to it. I love the depth that Kristen kept and her decision to leave the face unseen."
Congratulations to the other artist! All runner up artists receive a 20% off code to the shop. Email email@example.com to claim.
G Photo Co
"I adore underwater shots and Melissa really nailed this. I love everything about it."
Lisa R. Howeler Photographer
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Botanical Nutrition
by Robert Seeman, a blog about natural medicine
About the Blog
Food Movement to support Peace Possible's natural medicine mission
Is nano colloidal silver in a humic fulvic mineral base the best thing since sliced bread?
Rob Seeman
I write about natural health, mostly because I am continually amazed by the wealth of healing compounds in nature. Surely such gifts are to be appreciated, and to be enjoyed. Salud!
Boneless Broth : Moringa Miso quinoa bowl recipe
September 1, 2019
September 1, 2019
Can fish oil help save someone you love?
June 29, 2019
June 3, 2019
Fulvic Minerals and Pomegranate Juice : A Powerful Combination for Good Health
June 23, 2019
April 18, 2020
Natural cardiologist recommends Alkalize 55 to reverse heart disease
May 24, 2019
Food Movement to donate 100% of proceeds on World Hunger Day
May 21, 2019
Sacred Lotus offers relaxation and focus from the plant world
May 7, 2019
May 7, 2019
What are bioactive dietary supplements?
May 3, 2019
Why plant-based DHA and EPA Omega-3 are vitally important
April 6, 2019
April 6, 2019
Is a savory super food mushroom combination healthier than bone broth?
February 9, 2019
February 9, 2019
How can fermented foods and ultra trace mineral compounds alkalize your body?
January 26, 2019
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Small bank loan interest rates North American nation are most likely the simplest rates that you simply are aiming to get if you're applying to the Canadian government loans and grants program. These programs at double-geared to keeping the interest rates as low as potential so as to grant the new business owner an opportunity to induce their business going and to be ready to pay back the loan at an affordable rate. the tiny bank loan interest rates North American nation can depend upon the circumstances of the loan.
Most businesses we have a tendency to serve to receive an associate degree Annual rate of interest between eight and eighteen, that is commonly abundant less than the rates of bourgeois advance funding and alternative different lenders. Mortgage rates are a mixture of each discounted and announce mortgage rates, with terms starting from variable to five-year fastened. personal credit line rates embrace secured and unsecured lines of credit and alternative kinds of credit like automotive vehicle loans. everyone may be a performance of the prime disposition rate, adjusted on the premise of the calculable historical unfold to account for loan nonuniformity.
Why Would a Term Loan be for a tiny low Business?
With all the tiny bank loan choices obtainable to a business owner nowadays, a term loan can be a decent suitable borrowers UN agency meet the banks' criteria as a result of a term loan at the bank can typically embrace very cheap interest rates. a conventional term loan can be a decent suitable specific, high-cost purchases that may offer price to your business over an extended amount of time:
1. Equipment, machinery, and alternative tools for producing, service, and repair businesses.
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3. Assets, workplace house enlargement, renovations, and new construction.
Business Effective rate.
The effective rate for businesses could be a weighted-average borrowing rate for brand spanking new loaning to non-financial businesses, calculable as a performance of the bank and market interest rates. The weights are derived from business credit knowledge.
The business effective rate could be a performance of short cash equivalent and bankers' acceptance rates, with terms of 1 and 3 months; the bank prime business loaning rate, that is adjusted for movements in bank funding prices, therefore on estimate the effective bank prime lending rate two-faced by new borrowers; and long-term borrowing rates, approximated victimization Merrill kill bond indices, that embody each investment and non-investment grade corporations (non-financial). The business credit weights wont to estimate the effective business rate ar derived from Bank of North American country business credit knowledge.
Household Effective Rate.
The effective rate for households could be a weighted-average of varied mortgage and personal credit line interest rates. The weights square measure derived from residential mortgage and personal credit line information, adjusted for added data provided by money establishments. Mortgage rates square measure a combination of each discounted and announce mortgage rates, with terms starting from variable to five-year fastened. personal credit line rates embody secured and unsecured lines of credit and alternative sorts of credit like motorcar loans.
everyone could be a performer of the prime lending rate, adjusted on the premise of the calculable historical unfold to account for loan heterogeneousness. personal credit line rates are adjusted to account for movements in bank funding prices, therefore on the estimate the effective lending rate featured by new borrowers. relating to personal credit line cards, data offered from the Canadian Bankers Association (CBA) shows that mastercard rates have hovered around twenty-two percent since 1995, thus we tend to assume this credit rate is constant.
The credit weights square measure derived primarily from the Canadian money Monitor (CFM) conducted by Ipsos philosopher, that provides elaborate information across a good vary of credit associated with family finances. additionally, qualitative data, like new mortgage kind borrowing behaviour, is collected from regular leased bank website visits and also the Canadian Association of authorized Mortgage Professionals (CAAMP) survey.


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Source: http://youtu.be/6bl-J0_t7WY
To stay up to date with the latest in the apiculture industry to may visit our apiculture latest news. On the other hand if you're starting beekeeping and desire to start professional beekeeping today get a copy of our beekeeping for beginners ebook.
Beekeeping, like every other activity, has its dos and don'ts. Start beekeeping normally involves buying bees and the gear that is needed. Yet, some individuals who are starting this hobby normally make a few mistakes. It's okay to make mistakes, which post can help new beekeepers prevent making exactly the same mistakes others have before.
Here are three blunders which every beekeeper should avert:
1. Not understanding the best time to begin a beekeeping business or hobby can prove to be a catastrophe. It may lead to some lack of your bees and cash. Since most bees expire during the winter, winter is the worst possible time to start. This would induce a beekeeper to buy a new batch of bees, which would cost more cash. Autumn is another lousy time since there are fewer flowers, consequently a smaller quantity of honey picked, to start beekeeping. The best time to begin beekeeping is during summer, which can be the time of the year where there are lots of blooms that are blooming.
2. Purchasing used gear and old books. This can be a typical error made by many start beekeepers. Purchasing used old and gear beekeeping novels isn't a great idea, although it is clear that one would want to conserve money as much as possible. First, used equipment can come with "familial" problems. The extractor outlet might have a leak, or the uncapping knife mightn't be sharp enough to uncap all the wax in one go. This would definitely change the quality of one's honey, which will ben't an ideal situation especially if a beekeeper is planning to start a honey-selling company. Second, old novels can supply information that is dated on beekeeping. One might be stuck using the traditional method when there are quicker and better means manufacture honey and to maintain beehives.
3. Refraining from buying protective equipment. Think relating to this. If one does not wear protective gear when managing the hives and accumulating the honeycombs, he/she will come out as a pincushion with all the bee stingers. Protective equipment is not cheap, yes, but it is going to help beekeepers avoid spending medical bills from all the bee stings.
These three errors have been presented here to help they are avoided by future beekeepers. It truly is best to consult with an expert beekeeper before getting started beekeeping. If buying a certain item appears too pricey, always consider the ending price ( in case that they do not buy this item now, will it cost them more later on?). Ultimately, it truly is up to the person to decide the best plan of action.


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2019 Women in Sustainability Leadership Awards
Chris Howe and Laura Heidenreich
Green Building & Design
Chris Howe is the publisher and CEO of Green Building & Design, while Laura Heidenreich serves as the publication's associate publisher and president. Howe and Heidenreich are the co-founders of gb&d's parent company Green Advocacy Partners, LLC and the creators of the Women in Sustainability Leadership Awards (WSLA). Together they formed their company, which advocates for meaningful and lasting sustainable change with the mission of creating a more sustainable world.
Rochelle Routman
HMTX Industries
Rochelle Routman, LEED AP, O+M, is the Chief Sustainability Officer of HMTX Industries, leaders in the resilient flooring and decorative products industry. In this role, Rochelle draws from her background in the natural sciences and her passion for environmental and human health. She leads the Product Authority Team, whose mission includes Innovative products, unparalleled customer engagement, and outstanding sustainability leadership. Rochelle also serves as the chair of the Women in Sustainability Leadership Alumnae group.


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TOKYO — Hopes for a coordinated interest rate cut among the world's major economies to ease a global credit crunch have been anything but in sync the last couple days in Asia.
While the Reserve Bank of Australia cheered regional markets Tuesday by lowering its main rate by a whopping 1 percentage point, the Bank of Japan kept monetary policy on hold and reiterated that it would act independently.
India's central bank reversed months of monetary tightening late Monday as concerns about liquidity take precedence over the bank's long battle against double-digit inflation.
And in Indonesia, authorities went the opposite direction — raising a key interest rate a quarter point Tuesday, opting to tackle rising inflation and brushing off concerns about the global financial crisis.
Indeed, the region has produced a bag of mixed messages amid growing speculation that financial officials from the Group of Seven countries may propose a coordinated, emergency policy move during their meeting later this week.
Investors believe a rate cut will help revive credit markets that have been stagnant for weeks. The markets seized up after the failure of Lehman Brothers Holdings Inc., and banks have been reluctant to lend to most customers, including other banks, fearing they won't be repaid.
Australia's rate cut to 6 percent — its biggest since 1992 — spurred recoveries in several regional equity markets, sparking expectations that other central banks in the region would follow suit.
RBA Gov. Glenn Stevens said in a statement that the central bank had judged that a large reduction in the cash rate was needed after studying the outlook for global growth and its likely effect on Australia.
"I suspect we'll be seeing other rate cuts before too long from other central banks," David Cohen, head of Asian economic forecasting at Action Economics in Singapore.
But comments later in the day by Bank of Japan Gov. Masaaki Shirakawa threw cold water on that notion.
"It is not desirable to undertake policy coordination that would involve measures inappropriate for each country's economic and price situation," Shirakawa said after the central bank kept its uncollateralized overnight call rate at 0.5 percent.
Rather, central banks can respond most effectively by boosting liquidity, he said. Earlier Tuesday, the Bank of Japan injected another 1 trillion yen ($9.9 billion) into the money market to foster smoother lending among banks.
Despite heightened anxiety about the financial meltdown spreading from Wall Street to Europe and beyond, Shirakawa projected calm, voicing muted concerns about the crisis' potential impact on the world's second-largest economy.
Masamichi Adachi, senior economist at JPMorgan Securities in Tokyo, said he was surprised that there was no major shift in the central bank's economic outlook or assessment of prices.
"The BOJ has no intention to cut its current low 0.5 percent policy rate, even after observing the crisis in the international financial markets and deteriorated economic indicators," Adachi said in a report.
Other analysts said that any cut was unlikely because it left the BOJ with little ammunition for the future.
Rate cuts expected in Europe
In Europe, the Bank of England is expected to lower its benchmark rate from 5 percent on Thursday.
The European Central Bank left rates unchanged at the regular monthly meeting of its governing council last Thursday, but a somber assessment of the euro zone economic growth by bank President Jean-Claude Trichet has analysts predicting a rate cut is coming soon.
The British Chambers of Commerce's quarterly survey of 5,000 businesses reported on Tuesday that Britain's economy will shrink in the third quarter for the first time in 15 years.
The Fed, while not giving the market a rate cut that many traders have been clamoring for, has taken other steps to help unclog the credit markets. On Tuesday, policymakers provided more details about when it will make $900 billion in short-term loans available to squeezed banks.
With inflation concerns still lingering, Asian central banks are in a tricky position, but many seem to be adopting a more accommodative posture.
Worldwide turmoilThe Philippine central bank on Monday kept rates on hold at 6 percent, ending a series of increases since June.
South Korea's central bank, which raised rates in August to rein in inflation, is expected to leave its key interest rate unchanged at a regular policy meeting Thursday.
The Reserve Bank of India announced Monday night that it would cut the cash reserve ratio — the amount of cash banks have to keep on hand — by 50 basis points to 8.5 percent, releasing 200 billion rupees (US$4.5 billion) of funds into circulation.
The bank said the measure was a temporary, ad-hoc response to global financial pressures.
Indonesia's central bank, however, raised its key interest rate by a quarter point to 9.5 percent Tuesday, hoping the move would help bring down inflation, which had risen to a 2-year high of 12 percent, and stabilize the local currency, the rupiah, which fell sharply Monday against the dollar.
Budiono, the central bank governor, who like many Indonesians goes by one name, downplayed the potential effect of the financial crisis on his country.
"The center of this crisis is from abroad, we are getting its wave, which in my opinion, will have limited impact," he said.
© 2013 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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Our Group organises 3000+ Global Conferenceseries Events every year across USA, Europe & Asia with support from 1000 more scientific societies and Publishes 700+ Open Access Journals which contains over 50000 eminent personalities, reputed scientists as editorial board members.
There are many approaches to outline excellence. For The Christ Hospital, it's all approximately sufferers. And making healthcare what they need it to be. Accessible. Personal. Affordable. Since their easy beginnings more than one hundred twenty five years ago, The Christ Hospital has been dedicated to supplying the fine, most compassionate care to the Greater Cincinnati community. By always reimagining what healthcare may be, we have grown to be lots greater than just a sanatorium. Today, they may be an in depth community of physicians and healthcare companies, running collectively in greater than one hundred locations at some point of the Greater Cincinnati location, to make that equal level of great care greater on hand and convenient to all the groups wâe serve. This community – now known as The Christ Hospital Health Network – includes main Christ Hospital campus in Mt. Auburn, as well as centers and doctor practices all throughout the Tristate – all focused on imparting unheard of care in a convenient and affordable way.â â
Their Vision: Be a national leader in clinical excellence, patient experience, and affordable care.
Their Mission: Improve the health of our community and create patient value by providing exceptional outcomes, affordable care and the finest experiences.
Awards and Recognitionâ: Their attention to patient experience that's founded in clinical excellence is why U.S. News and World Report ranks one of America's Best year after year. And why The Christ Hospital has been named the Most Preferred Hospital by the Greater Cincinnati community for 21 consecutive years (National Research Corporation). America's Best Hospitals: The Christ Hospital has been recognized as one of the top 50 hospitals in America by U.S. News & World Report for the past 17 years (2000 - 2016). Most Preferred | Consumer's Choice: Greater Cincinnati residents have ranked The Christ Hospital the Most Preferred for all healthcare services and the "Consumer's Choice" for healthcare in our region for 20 consecutive years (1996 – 2015). Magnet Recognized: The Christ Hospital is Among only 6% of hospitals in the nation awarded Magnet recognition for demonstrating the highest-quality patient care, nursing excellence and innovation in nursing.


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WASHINGTON—Pledging co-operation, the top Republican and Democrat on the Senate intelligence committee said Wednesday they would steer clear of politics in their panel's probe of Russian interference in last year's election. They made a point of putting themselves at arm's length from the House investigation marked by partisanship and disputes.
Richard Burr of North Carolina, the GOP chair of the Senate committee, told reporters on Capitol Hill he would not even answer questions about the House probe. "We're not asking the House to play any role in our investigation. We don't plan to play any role in their investigation," Burr said ahead of his panel's open hearing Thursday.
Standing alongside his committee's ranking Democrat, Sen. Mark Warner of Virginia, Burr said: "Mark and I work hand in hand on this . . . We're partners to see that this is completed and that we have a product at the end of the day that we can, in bipartisanship, support."
Read more:
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Trump tried to bar Sally Yates from testifying on Russia
Trump communications wound up in surveillance intercepts, says top Republican
So far, the committee has requested 20 individuals to be interviewed. Five have been scheduled and the remaining 15 are likely to be scheduled within the next 10 days. Additional witnesses could be interviewed.
Burr declined to identify any of them, except for Trump's son-in-law, Jared Kushner. The White House has said that Kushner, a senior adviser to Trump, has volunteered to answer questions about arranging meetings with the Russian ambassador and other officials.
On the House side, Democrats have called for intelligence committee Republican chairman Devin Nunes to recuse himself because of his previous ties with Donald Trump's team before Trump took office. The investigation includes looking at contacts the Russians may have had with Trump associates.
Nunes also met with a secret source on the White House grounds last week to review classified material, which he says indicates that Trump associates' communications were captured in "incidental" surveillance of foreigners. Trump has used Nunes' revelations to defend his claim that former U.S. president Barack Obama tapped phones at Trump Tower in New York, though Nunes and his committee's top Democrat, Adam Schiff of California, say there is no such evidence.
In response to a reporter's question, Burr said he had not personally co-ordinated with the White House in shaping the scope of the Senate committee's investigation.
Asked if he could promise to oversee an impartial probe, Burr responded: "Absolutely. I'll do something I've never done. I'll admit I voted for him (Trump) . . . But I've got a job in the U.S. Senate and . . . it overrides any personal beliefs that I have or loyalties that I might have."
Warner said he had seen no evidence the White House was interfering and would complain publicly if he did.
Ahead of Thursday's Senate hearing, Warner pledged to keep the investigation focused on the reason it was started.
"An outside foreign adversary effectively sought to hijack our most critical democratic process — the election of the president — and in the process, decided to favour one candidate over another," Warner said. "I can assure you, they didn't do it because it was in the vested interest of the American people."
"Russia's goal, Vladimir Putin's goal, is a weaker United States — weaker economically, weaker globally — and that should be a concern to all Americans, regardless of party affiliation."
Burr said the investigation's mission is to look at all activities Russia might have undertaken to alter or influence the election and to examine contacts any campaign had with Russian government officials that could have influenced the process.
He said committee staff members have been provided with an "unprecedented amount" of documents, including some that, up until now, have been shared only with the so-called Gang of Eight — the Republican and Democratic leaders of both the House and Senate and the four leaders of the intelligence committees plus their staff directors.
Warner said some intelligence agencies have not been as co-operative as others in providing materials and he declared, "We cannot tell the American people our conclusions unless we have access to all the pertinent information."
Burr said the committee was in constant negotiations with intelligence officials about access to additional documents.


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Paranormal Investigations By The Searcher Group
Speaker: Peter J. Roe
Putting the BOO in 'book', Peter J. Roe - of renowned Canadian paranormal research team, The Searcher Group - manifests at the Brentwood Library. Don't miss this rare opportunity as Peter brings this popular presentation of highlights of The Searcher Group's findings over its 40-year existence, followed by a Q&A and a book-signing!
Limited copies of Peter's debut publication, Haunted Town Halls (Quagmire Press, 2018) will be available for sale ($20 cash only). Haunted Town Halls description: When a break in The Searcher Group's schedule opened in March of 2014, Assistant Director Peter Roe arranged for the renowned Canadian team of paranormal investigators and researchers to apply their collective skills to the Acton Town Hall Centre, launching what became the first of several stops on a two-and-a-half-year 'Town Hall Tour' throughout southwestern Ontario.
Please, no photography or video recording during the presentation, thank you.
Pre-Show: 2:00-2:30 p.m.
Presentation: 2:30-4:30 p.m.
Drop-In Program. First Come, First Seated.


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At my yrly physical my dr asked to schedule a blood test to determine if I was in menapause. "NO!" It couldn't be that time already. I'm "only" 48!
I denied having symptoms, though I believe I've been having hot flashes for months. Not horrible, but several times a day. He said ok we can wait for the test and proceeded to write the birth control pill prescription.
Turns out he wrote the wrong type and coz it was a holiday weekend had to wait. I didn't want to double up so the pharmacist said I would have to wait until my next period to start up the pills again.
Well, I'm about 4 weeks late. Pregnancy test was negative.
What does this mean? If I hadn't been on the pill would my periods likely have been abnormal by now? Does being on the pill interfere with the natural course of events (menapause)?
Thank you!!


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Keep Your Bathroom Cleaner for Longer
We use our bathrooms every day, so it is no surprise that they can get dirty quickly. Here at The Cheshunt Bathroom Centre, we believe a bathroom looks its best when it is sparkling clean. In our latest post, we take look at top tips for keeping your bathroom clean, so you can enjoy using it every day.
For some reason, despite our bathrooms tending to be rather minimalist, they still seem to collect a lot of dust. When it's time to clean the bathroom, you might notice bits of dust gathered around the sink, bath and door.
Your bathroom surfaces are often wet or damp from water or condensation so it makes sense that any dust in the air or fluff from your towels may stick to these surfaces. Additionally, as most bathroom suites are white, they tend to show up any spec of dirt or dust quite prominently.
To prevent a build-up of moisture and thus keep your bathroom looking cleaner for longer, hang a squeegee over the shower or nearby, making it a rule to wipe down the wet shower door and tiles each time you use it.
To keep moisture at bay, make sure you use your extractor fan or keep your bathroom window open to prevent a build-up of moisture.
Protect Your Furniture
If you have a dresser or draw set in your bathroom, be sure to coat it with a water repellant. Not only will this preserve the appearance of the furniture, but it will also mean that water and soap scum beads up and rolls right off, keep the piece looking clean.
If you find yourself constantly wiping your surfaces with a bit of tissue, keep antibacterial surface wipes to hand, making it quick and easy for you wipe away grime and dirt in a flash.
The Cheshunt Bathroom Centre
Here at The Cheshunt Bathroom Centre, we have a wide range of bathroom suites available, so no matter your style, we're sure to have something you love. Pop into our showroom in Cheshunt, call our dedicated team on 01992 426 666 or send your enquiry through to our online contact form and we'll be in touch shortly. Don't forget to view our special offers.


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HRPBC provides opportunities for students to get involved in the HR profession by meeting and interacting with local HR professionals and attending monthly meetings on current HR topics.
Join our chapter as a student member now and take advantage of the following benefits:
Click here to join HRPBC now! The only costs associated with Student membership is maintaining membership with The Society for Human Resource Management (SHRM). If you are not yet a member of SHRM, click here to join the world's largest association devoted to human resource management.
For more information, please contact our College Relations chair.
Establish yourself as a globally-recognized HR expert in 2020 by earning your SHRM Certified Professional (SHRM-CP®) or SHRM Senior Certified Professional (SHRM-SCP®) certification. Prove your value to colleagues and employers with the credentials built on the SHRM BoCK™, which defines the standards for knowledge, strategies and competencies required for effective HR professionals around the world.
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Author: Samuel Mungadze (BDlive)
International telecoms operator MTN is one of five companies accused of withholding R118m in tax payments to the Ugandan authorities, despite the country agreeing to the dispute being settled by the World Customs Organisation.
Multinational companies are under increased scrutiny in Africa as countries struggle to build their modest tax revenue bases.
MTN and French-owned operator Orange were listed by Uganda's auditor-general as being "in arrears", in his report for the financial year ended in June this year. The report said MTN and four other companies accounted for 78% of the country's 37-billion Ugandan shilling tax arrears.
MTN Uganda CEO Brian Gouldie confirmed the continuing dispute on Tuesday.
The tax debt had been outstanding since July 2009, he said, when the company objected to its tax assessment and provided all the relevant information in defence of its position. "Consequently, the parties agreed to refer the matter to the World Customs Organisation for guidance."
Mr Gouldie said MTN had always been recognised as one of the most tax-responsible businesses in Uganda. "We meet all our tax obligations as required by law."
MTN had paid more than 2.2-trillion Ugandan shillings (R8.84bn) in taxes in Uganda in the past decade. Mr Gouldie said referring issues to the World Customs Organisation was a globally accepted avenue of settling tax disputes.
"The matter is therefore not an issue of tax evasion as it has been put before the World Customs Organisation and is awaiting feedback."
Mr Gouldie said all the tax disputes listed in the auditor-general's report were deemed closed under the East African Community Customs Management Act.
In Kampala, however, it was being alleged that the dispute arose when MTN imported spare parts for its network. The Uganda Revenue Authority wanted to impose a tariff for a complete unit, which would have attracted a higher tax.
Mr Gouldie disputed this claim, saying that in customs matters, particularly when dealing with telecommunications equipment, "issues may occasionally arise leading to differences of opinion in classification, with the revenue authorities usually preferring a classification where they can maximise revenue collections".
He said the Uganda Revenue Authority had a mandate to carry out audits, as was the norm, and any difference of opinion was discussed and resolved during such audits. "Where the parties fail to agree on any particular classification, then the matter is referred to the World Customs Organisation for guidance."
The auditor-general's report said: "The MTN debt has been outstanding since July 2009 as it was objected to and referred to World Customs Organisation. Orange case was pending hearing."
This is the second time that MTN has had a dispute with the authorities in Uganda. Two years ago, MTN CE Sifiso Dabengwa and eight other company directors were summonsed to appear before a Ugandan court on charges of tax evasion, based on allegations made by a former MTN Uganda employee.
A Ugandan judge later declared the criminal summons null and void and MTN subsequently brought criminal charges and a civil claim against the former employee.
Uganda Revenue Authority spokesman Herbert Ssempogo said on Tuesday that the authority required more time to reply to questions about the auditor-general's report comprehensively.
MTN has 9.9-million subscribers in Uganda. Last week, the company's interim results showed that overall revenue grew 10.7% to R72.76bn during the six months ended June.
This article first appeared on bdlive.co.za.
2020/09/212020 Webinar series: Debt restructuring and corporate re-organisations - Part 2
2020/09/222020 Webinar: Monthly Tax Update - September
2020/09/222020 Administration of Deceased Estates
2020/09/232020 Webinar: Tax Practice – On the Move - September
2018/10/08Interest-free loans to trusts: Proposed amendments, public comments and National Treasury's response
2018/06/27Potential amendments affecting foreign trusts holding shares in foreign companies
2017/11/08TaxTalk Today Newsletter Migration
Section 240A of the Tax Administration Act, 2011 (as amended) requires that all tax practitioners register with a recognized controlling body before 1 July 2013. It is a criminal offense to not register with both a recognized controlling body
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Breaking In The New Secretary - A Contemporary Romance
Maggie Kane
Publisher: R&C Publishing
Ellie Lane thought that taking a temp job as an administrative assistant sounded like a good plan as she worked to pay for her next semester in grad school. She soon finds out that being an administrative assistant to Jack Coleman entails much more than typing and making coffee. Jack Coleman has been looking for a new administrative assistant to fill his needs in more ways than would be described in the employee handbook. He's instantly drawn toward Ellie's fiery spirit and her potential to be the best administrative assistant he's ever had. However, she is a diamond in the rough. Can he teach her how to reach her full potential and enjoy the benefits of what he is offering her? Will Ellie submit to his will and let him guide her to new heights of pleasure while furthering her dreams of grad school?


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Webster Public Library, 980 Ridge Road, recently announced its ongoing and upcoming programs. Call (585) 872-7075 or visit websterlibrary.org for more information or to register.
Adult programs
Lunchtime Book Discussion — The Underground Railroad: noon to 1:30 p.m. on April 19. Join to read and discuss an award-winning or classic book. Attendees can bring their lunch and eat as the group discusses this month's title, "The Underground Railroad" by Colson Whitehead. Books will be available to check out at the Circulation Desk the month before the discussion. Next months' title will be "The Black Echo" by Michael Connelly.
Midge's Tatters! Tatting Demonstration: 10 a.m. to noon on April 20. Midge's Tatters invites all to come learn about tatting for today. You may remember your grandmother or mother tatting edges for hankies. pillowcases or doilies. Tatting is used for hankies, pillowcases or doilies, as well as jewelry, clothing, decorations and card making. A brief history of tatting, demonstration and discussion new techniques, as well as examples will be provided.
Book Sale: The Spring Book Sale sponsored by the Friends of the Webster Public Library will be held from 10 a.m. to 8:30 p.m. on April 26; from 10 a.m. to 5 p.m. on April 27, fill a bag for $4; from 10 a.m. to 1 p.m. on April 28. Hardcover books will be $1 each Paperbacks will be 50 cents. Credit cards are accepted. All the books are new to the sale, no repeat stock. Books, DVDs, Blu-ray, music CDs and LPs available for adults, teens and children.
Children's programs
Stories for Wee Ones: 10:15 to 10:45 a.m. on Mondays. For ages 2 and younger.
Stories and Songs for 2-5-year-olds: 1 to 1:30 p.m. on Wednesdays.
Stories and Songs for All Ages: 10:15 to 10:45 a.m. on Thursdays.
Thursday Night is Family Night!: 6:30 to 8 p.m. on Thursdays. All ages. Stop in any Thursday evening for a variety of activities the entire family will enjoy. Check the program calendar to see what the day's activity will be.
PJ Storytime: 7 to 7:30 p.m. on April 16. Songs, stories and rhymes for the entire family. Wear pajamas. Children must be accompanied by an adult. No registration required.
Discovery Morning: 10:30 a.m. to noon on April 17. Babies and toddlers birth to 3 years are invited to come play at the library. The group will start the morning with parachute play and then children and their caregivers are free to enjoy fun games and activities that delight young children and encourage early literacy. No registration required.
Saturday Stories for Wee Ones: 10:30 to 11 a.m. on April 21. Interact with a baby, 2 years and younger, through songs, rhymes and books. Fifteen minutes of structured time will be followed by time for babies and caregivers to play and socialize. No registration required.
Pokemon Club: 6:30 to 8 p.m. on April 23. Trade cards with and compete against other Pokemon fans. All ages. Children must be accompanied by an adult.
Homeschool Hour: 11 a.m. to 12:30 p.m. on April 24. Come hang out in the storytime room at WPL with other homeschoolers. The library will have crafts, games, Legos and K'NEX for the kids; and it's a great opportunity for networking for parents. No registration required.
Spring Craft Drop-In: 11 a.m. to noon on May 1. Stop by the library to make a variety of spring-inspired crafts. No registration necessary.
Webster Public Library announces programs
Webster Public Library, 980 Ridge Road, recently announced its ongoing and upcoming programs. Call (585) 872-7075 or visit websterlibrary.org for more information or to register.


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Thank you for taking our Ore and More Survey! We created this survey to measure how much Hibbing residents recognized "Ore and More," whether they saw "Ore and More" positively or negatively, and whether or not they would advocate for (or recommend) Hibbing. Overall, the results were positive! Thank you for engaging in this process. With your help we can improve Hibbing's reputation and ultimately make Hibbing the kind of place we want to live!
Hibbing Ore And More 2011 Survey Findings Presentation
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By David Scott
April 27, 2019 | Atlanta, Ga
Marsha Sloan stops work in the community garden of the Nome Community Center, in Nome, Alaska. She is one of the millions of "ordinary Methodists" who live out their faith every day. Sloan first came to Nome as a United Methodist US-2 mission worker. PHOTO: PAUL JEFFREY
Take a look inside the Mission Volunteer program through the experience of volunteers serving in Czech Republic, Costa Rica and Liberia.
Growing out of table talks from their April 11-12 spring meeting, Global Ministries' 32 board of directors unanimously issue an unprecedented statement, "United in God's Mission."
Missionary kids sometimes become missionaries themselves, making mission service a family journey that spans generations. Dr. Les and Debbie Dornon tell their family's story
Find and Give to an Advance Ministry, Missionary, or Project. 100% of each gift reaches The Advance mission or ministry of your choice.


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Dogs love these super tasty, grain-free crunchy treats!
These bite-sized dog biscuits, made with real bacon flavor and cheddar cheese, offer a wholesome and delicious grain-free snack or training treat your best friend will flip over! These mouth-watering bacon and cheese dog treats are made with the freshest, all-natural ingredients. Always made in the USA with only premium ingredients and nothing artificial. Available in a 10 oz resealable zip-lock bag.
Made with quinoa, a naturally complete protein, packing all nine essential amino acids. They also contain Omega 3 rich flax for healthy cellular function, shiny coat, and disease resistance. Great for dogs of any breed or size. Suitable for puppies, adult dogs and senior dogs of all breeds and size.
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Guaranteed Analysis
Garbanzo bean flour, potato flour, tapioca starch, flaxseed, cheddar cheese, quinoa, canola oil, whole dried eggs, natural bacon flavor.
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