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The steps to considering invoice factoring as a possible solution for commercial financing begins with an internal examination of your company.
First, does the business have any existing conventional bank financing in place? And if yes, what was the collateral used to secure the loan? The possibility of a UCC-1 filing with all business assets would prohibit your company from borrowing from other sources like a factoring company. You should always know your UCC status. Especially when you have paid off a loan, make sure the old lender files a UCC-3 termination to clear up your account. So many times we begin our process by going back 5 - 10 years clearing out old UCC filings trying to find contacts with an institution to get them do a release.
Next is profit margin. Whatever your company does whether it's selling a product, either distributing or making it or offering a service - you need to know the profit margin on a completed sale. Because factoring is an ongoing transaction of providing capital against outstanding invoices, the cost is a percentage of the invoice face value. This means the cost is a percentage of the ultimate profit a company will earn on that invoice. If the margins are very thin, under 10%, then invoice factoring is not a good solution. The best scenario is a company with strong margins, better than 20%. The company is booking too many contracts so the cash flow cannot keep up with products or services being rendered.
The point of factoring is to be able to take on exponentially more business and keep up with paying for supplies, labor, taxes and fixed costs. Factoring is not really for developing a new product or creating a sales and marketing campaign to get fresh business.
Once you have determined that receivable factoring is the right answer for the mission, here are the simple steps that mechanically make up the transaction:
Really this is all there is to factoring. These three steps are done every day to countless sets of invoices in order to receive advance funding on an outstanding invoice. And once the factor and the customer are aware of each other on reoccurring transactions - you bill them weekly or monthly, this checking is usually done through a series of emails or quick phone calls.
Once the three steps are accomplished the factor will do a bank wire to your account with a percentage of the invoice amount which is called the Advance. Typically it is 80% of the invoice. The remainder, called the Reserve is held back until payment is made by the customer directly to the factor.
Upon receiving the full payment the factoring company will deduct the fee associated with the transaction from the reserve account and send the reserve onto you. This completes the transaction; most factors treat each invoice as a separate purchase although some still group them so you need to ask about how they operate.
The details of how funds are sent, how credit checks are done, how notification and verification are done are particular to any factoring company. So asking a few questions about their execution is helpful to understanding how your company will interact with the regular routine.
Finally, it's important to find a good factoring partner who has experience with your particular industry or location. There are industries where factors specialize primarily due to their special way of doing business, for example; trucking, healthcare, construction and international sales.
Remember factoring is unique in that there is regular communication and interaction with personnel and activities related to getting funding. Making sure you get the right match will keep you focused on growing your business.
Gary Honig
Company: Creative Capital Associates Factoring Co. Nov 11, 2015


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Benefits of Pro Wellness Chiropractic Care
If you regularly deal with chronic pain and physical discomfort, wellness chiropractic care can be of great help. Chiropractic care focuses on the treatment of musculoskeletal and nervous system disorders and their overall impact on your health and wellness. This form of treatment has gained much popularity and is recognized as an effective form of drug-free and non-surgical therapy. Wellness chiropractic services are widely available today in the treatment of everything from back pain, chronic headaches, and stress and anxiety to sports-related injuries.
When you get regular adjustments from a qualified and experienced chiropractor, you will enjoy the benefits of a healthy and well-balanced body. Wellness chiropractic care can be applied to anyone from babies and children to seniors and adults.
Family Wellness and Chiropractic Care
A wellness chiropractic specialist uses a wide range of techniques including hands-on spinal manipulation, electronic stimulation, trigger point therapy, and other forms of treatment to properly align the vertebrae in your neck, clear nerve cell blockage, restore joint mobility, ease muscle tension, and relieve pain to help your body heal itself without using any form of medication or going for surgery.
How Can Wellness Chiropractic Care Improve Your Health And Wellness?
Do you suffer from chronic headaches, back pain, arm and leg pain, stress and anxiety? Regular chiropractic wellness care can help you overcome these physical discomforts and pain in the following ways:
- Relief from pain
Millions of people worldwide suffer from chronic neck and back pain and often resort to pain relief medications for temporary relief. However, painkillers don't fix the problem but with chiropractic adjustments, you can address the origin of your pain and achieve long-lasting healing.
- Develop a better posture
If you work behind a desk you probably sit down for long periods of time than your body was designed for, you'll interfere with your natural posture. Sitting at a desk in front of your computer for many hours causes your body to slump and develop bad posture, which then exerts extra pressure on your shoulders, neck, and hips. With regular chiropractic care, you can put your spine into the right alignment and develop a better and more comfortable posture.
- Treat chronic headaches
Studies show that 9 out of 10 people in the US suffer from headaches. Most of these headaches are associated with muscle tension in the neck. Chiropractic techniques such as spinal manipulation can effectively eliminate or reduce chronic headaches and improve your overall wellness.
- Boost your immune system
When your vertebrae are out of alignment, they can easily pinch a nerve, block messages, and interfere with your immune system. Chiropractic wellness care helps to relieve pressure on nerves and allow your immune system to work efficiently. It helps your immune system fight off diseases and infections more effectively.
- Eliminate dependence on medication
Chiropractic care relieves all types of pain without medication and surgery. It helps to reduce your reliance on drugs, most of which come with side effects.
- Enhances better mood
Chiropractic adjustments improve your nervous system and repair chemical imbalance, which is often associated with mood swings. Regular chiropractic care helps you to think more clearly and lead a more productive and happier life.
Unlike what most people believe, chiropractic care does not just deal with back and joint pains alone. It is also quite beneficial for your overall health and wellness.

subset: commoncrawl


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How to Loose Weight with Chi Nei Tsang Abdominal Massage
As I approach my fifties, people often make the mistake of thinking that I was born with genetics that keep my body slim and muscular. Nothing could be farther from the truth. I was born in to a zoftig family who, until recently, believed that skinny was a sign of poverty. The women in my family are curvy and tend to hold water.
My personal journey to health led me to the study of digestion. One of the first things I learned was that if the intestines are lined with plaque (old food residue) they cannot absorb nutrition. If my body does not absorb nutrition from my meal, the signal to stop eating may not come because I need more vitamins and minerals to function. This explained why my belly could be full to the point of bloat but my mouth wanted more food.
Later I also studied nutrition and the necessity for real food (as opposed to processed junk, sugar and white flour) but the first big change in my body and indeed my life came from cleaning out the plaque and rotting fecal matter from my large and small intestines and maintaining that level of internal cleanliness.
How Chi Nei Tsang works
When I learned about Chi Nei Tsang abdominal massage, I learned that this toxic plaque could be removed without drugs or colon hydrotherapy (colonics). Chi Nei Tsang abdominal massage held simple and user-friendly techniques that I could employ at home – even laying in my bed!
After a few months of self massage once or twice a day (for about three or four minutes) I had removed some really foul stuff from my intestines and noticed that bloating and gas has all but disappeared. My appetite was about 1/2 of what it was before as well. After about 6 months the food I craved had changed radically. I no longer craved sweets and carbohydrates (bread and pasta). I did hunger for vegetables, fish and poultry, legumes and lighter more nutrient packed fare. I craved foods my body actually needed and in turn they gave me better health and energy.
After about a year I had dropped several pounds of body fat and, with very little change in exercise, also started filling out muscularly. It took that long to replenish my malnourished body. The fat left because I started craving foods that are pure energy and thus the calories burned quickly.
I should mention that aside from Chi Nei Tsang I also began work with an excellent Kinesiologist to be regularly tested for what supplementation needed to be in place while I was on the healing path back from malnutrition. I work with her to this day and indeed she is my primary caregiver.
The other thing I do to this day is the self care techniques contained in my Constipation Cure video lesson. Once I learned the three Chi Nei Tsang abdominal massage techniques in that lesson I realized they would be a part of my life forever. They are easy and free once I learned them.
I have not seen the orange peel ripples of cellulite on my belly for years now. People call me slender. I digest without embarrassing symptoms most of the time (Let's be real. I eat well about 80% of the time. I like pizza too!). There is nothing in the world that could cause me to stop using Chi Nei Tsang abdominal massage now that I have had so many years of radiant digestive health.
I created the Constipation Cure video lesson so that I could share this life changing information with as many people as possible. Watch it with a friend so you can work on each other and make digestive health a fun and social topic in your life.
Be sure to share the techniques with your family so they may grow self aware and healthy too!
Who is Sarina Stone?
Ever heard of someone dying of a broken heart? After years of study and travel, Ms. Stone developed a holistic, or "Tao" view of wellness that connects physical health to mental health and self awareness. Taoist thought generally focuses on nature; emphasis being on health, longevity, compassion, moderation and gratitude. Harmony and health is the intended result of Taoist practice.
She carries multiple certifications as an educator and practitioner of Medical Chi Kung under the direct supervision of Taoist Master, Mantak Chia, director of Universal Healing Tao Institute. Ms. Stone is also trained in the art of detoxifying/energizing abdominal massage, Chi Nei Tsang.
She is the author and publisher of the "Tequila" series of conscious-relationship books.
What does she do?
Ms. Stone is available for lectures as well as offering her courses live and online. Her course subjects include Smiling Meditations for Health, Medical Chi Kung, Women's Tao Sexual Health and Chi Nei Tsang – Abdominal Massage.
Currently she is developing the Universal Chi Kids line of educational tools – a multi-media program that educates pro-active families on the healing power of a smile. She says this is her most important work to date.


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Womens' Image — Gone Too Far?
In the 1960's the women's right movement coincided with the sexual revolution, leaving my generation and the subsequent generations to enjoy more freedom to dress as we choose, dance with abandon, and in general no longer be held to constraints that we must be covered head to toe and speak only when spoken to.
Pioneering women broke further taboos: Barbra Streisand wearing a see-through pantsuit to the Oscars, Madonna dancing on stage in a bra and garter belt, and play-boy bunnies becoming mainstream icons. Since then there has also been a steady loosening of what's considered sexual vs. sensual and where the line is between being an empowered woman that chooses to be scantily clad (Cher, Madonna) and an unclassy tramp who shows off her body for National attention (Anna Nicole Smith, Kim Kardashian).
That classy vs. slutty line is so blurred now, it's hard to teach our girls the difference between being comfortable with their bodies and in their desire to be attractive, with knowing what is too much and what sends the wrong signal. My gym has several TV screens always mounted on the wall and yesterday I watched the current music videos channel as I was on a treadmill. I saw back-to-back videos (at yeast 5) where the singer was a young women (in both pop and country music genres) who paraded around in lingerie, employing stripper moves as they danced and writhed around in very sexually suggestive positions, all the while singing about love and/or betrayal.
As these are all current and popular performers, I realized these videos are telling young girls that is what is sexy, this is what boys want. Of course, ask any real man (even a high school boy if his head's on straight) and they'll say that type of girl is not at all who they want as a girlfriend, but they sure do like lusting over them just them same. So sadly, mixed signals abound, and what we're left with is a large populous of girls and women displaying their bodies as nothing but devices for sex, not even realizing that many of our pop-culture icons have a brain in their head and are using their musical talents to build business empires (Rhianna, Beyonce, and even Miley Cirus).
If you feel my blog today is a bit "soap-boxy" well I'm preparing my daughter to enter sixth grade. I've heard my share of horror stories about girls being coerced to perform oral sex on boys as early as 5th grade, and my stomach spins, and even the age-old spin the bottle has evolved to be heading into a dark closet for an imposed 5 minutes of making-out. I feel it is imperative that I prepare her to understand the confusing hormonal impulses that are going to rear their ugly head for the next several years of her schooling, and paramount to that preparation is that I help her to understand the deference between been attractive vs. sexual. That's very difficult with all the images around her saying this is what is normal and right.
Essentially today's post is food for thought for all of you and hopefully we can open a mass dialogue as to how to not go backwards in women's rights and sexual liberation, but not to keep going so far that we can have a president who says it's okay to "grab women by the pussy." Oops, guess we're already that far gone!
It's More Than The Birds & The Bees.
Raising a young girl I feel a huge responsibility to educate her on what it means to be a woman, and most importantly to have confidence and good self-esteem about her body and her femininity. What I find to be the most confusing aspect of woman-hood to 90% of girls and women that I meet these days, is the misunderstanding of sex vs. love. Making things all the more convoluted is the rampant and massive porn and sex industry sending mixed messages to both genders about what it is to be a woman.
Now don't get me wrong, I'm not getting on any prudish soapbox here. I have no issue with porn or strip clubs, as long as the women involved are first and foremost women, not girls, and secondly that they are participating with their own free will.
My issue is that girls AND boys are being fed blatantly wrong images about love, sex, bodies, nudity, and how a woman wants to be treated and should be treated. The old cliché that men want a refined, soft-spoken woman in the kitchen, and a whore in the bedroom still exists for many a young man.
Merchandise like "Bratz" dolls (see picture above) and suggestive clothing is marketed to girls as young as 8 and establishes early-on the misdirection that sexiness can only be achieved by wearing revealing clothes, stripper high-heels, and posing with your lips pursed-poutly. Furthermore, men and the media spoon feeds our little girls the misnomer that sexiness (which is actually often sluttiness) is necessary for you to be attractive enough to get a man.
I am a first generation product of the women's sexual revolution and I appreciate the strides we have made as women to be able to have birth control that we control, that we can have sex out of wedlock without shame, and even speak up about our sexual needs and likes. BUT, I had to learn the hard way the difference between sex and love, lust and caring, as did many of my peers. I feel now it is imperative that we compound the strides made by women of the 60's and 70's and start speaking much more frankly with our daughters and sons.
We must explain to them the differences and nuances between love and sex. We must advise them when and how it's okay to have sex vs. "making love." We must teach our daughters to understand that their bodies have an affect and power over boys that neither gender can understand in the teen years, and that said power must be respected and not wielded blindly, stupidly, or just because boyfriend or peer pressure tells them that it's okay become sexually active. We must also teach the boys that no really does mean no, even if you're half way into the act, and that one should NEVER take advantage of a girl who is mentally impaired by drugs or alcohol.
Lastly, we have to explain to all young children and teens that women who chose to parade around with their breasts or bums revealed are not the examples we should strive for. There is a time and place for women to be dressed in lingerie (or not dressed at all), and walking around in public is not it. (Again I'm not trying to pick on strips clubs or their patrons.) Young adults need to understand that surgically enhanced breasts and stiletto heels can send the message "I'm ready to be your sex-toy" and if you choose to dress that way, then you have to expect that you'll be treated as nothing but a sexual object. Most importantly we must emphasize that being desired sexually is okay under the right conditions, but that those conditions are very specific and when the lines are blurred so is the treatment of women and thus their self-esteem is eroded.
I know today's blog is intense and not necessarily fitness focused, but I am passionate about all areas of life being in balance and I have so many friends and clients that are grown women and men who are still confused about sex and love, so today this is what spewed out of my brain. Think about it. Share your thoughts with me – and then get your self to the gym for a little brain-clearing exercise!


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API management platforms have come into vogue as the apps proliferate within the enterprise across the globe. As APIs go up in importance, so has the increasing need for better practices in API creation, development, & management. The major API management services have built strategies that they CAN use as guiding principles when working with their customers. The rapid growth in the number of application programming interfaces (APIs) and microservices has created a business environment that allows the user to expand beyond users' existing organizations. With APIs, the user can add new partners, reach new demographics, and expand to new geographies seamlessly. REQUEST FREE SAMPLE REPORT HERE- https://www.eonmarketresearch.com/sample/12169
The global API management market was valued at around USD 650 million in 2018 and is expected to reach USD 6,500 million in 2026, growing at a CAGR of over 35% between 2019 and 2026.
Services and others were the largest segments by a solution. It accounted for over 35% share in 2018. API portal is expected to witness the fastest growth during the forecast period. By deployment, the on-premise segment accounted for the largest share in 2018. However, the cloud segment is expected to exhibit rapid growth. By vertical, IT and Telecom will be the major end market and is also expected to grow at a rapid CAGR. At present, North America is leading the market, however, Asia Pacific is expected to occupy a major share by the end of the forecast period.
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Microsoft Corporation, CA Technologies, Google, Inc., Apiary, Inc., Axway, Inc., Red Hat, Inc., HP, Fiorano Software, SAP SE, Sensedia, Tibco Software, TYK Technologies, Cloud Elements and IBM Corporation amongst others are some of the key players.
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Table of Contents
1 Industry Overview of API Management Software
2 Global API Management Software Competition Analysis by Players
3 Company (Top Players) Profiles3.1 IBM3.1.1 Company Profile3.1.2 Main Business/Business Overview3.1.3 Products, Services and Solutions3.1.4 API Management Software Revenue (Million USD) (2013-2018)3.1.5 Recent Developments3.2 Dell3.3 InSync Tech-Fin Solutions3.4 Apigee Edge3.5 3scale3.6 Akana3.7 Kong Enterprise3.8 Software AG3.9 Informatica3.10 CA Technologies3.11 Intel Services3.12 MuleSoft3.13 New Relic3.14 WSO23.15 Rogue Wave Software
4 Global API Management Software Market Size by Application (2013-2018)
5 United States API Management Software Development Status and Outlook
6 EU API Management Software Development Status and Outlook
7 Japan API Management Software Development Status and Outlook
8 China API Management Software Development Status and Outlook
9 India API Management Software Development Status and Outlook
10 Southeast Asia API Management Software Development Status and Outlook
11 Market Forecast by Regions and Application (2018-2025)
12 API Management Software Market Dynamics
13 Market Effect Factors Analysis
14 Research Finding/Conclusion
15 Appendix
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Eon Market Research (EMR) is a market intelligence company, providing global business information reports and services. Our exclusive blend of quantitative forecasting and trends analysis provides forward-looking insight for thousands of decision-makers.
Media ContactCompany Name: Eon Market ResearchContact Person: Jay TurnerEmail: Send EmailPhone: +1 703 879 7090Country: United StatesWebsite: www.eonmarketresearch.com/global-api-management-software-market-size-status-and-forecast-2025-12169


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BELIZE CITY, Mon. Aug. 17, 2015–Just Us Inc., in collaboration with the U.S. Department, has established Just Us Belize/American Belizean Technology and Education Center. This organization has been in Belize since January 2014. According to the director of the program, Gtoe S. Washington, Jr., "The program targets the at-risk youth population within Belize for the purpose of providing positive alternatives to gang, violent crime and drug trade."
The students first have to take job readiness training, which teaches them how to understand other people, how to deal with conflicts, and how to set goals. After taking that course, they can then enroll in one of the following courses: Graphic Design, Web Development, Programming, Basic Computer, Customer Service, Sales & Hospitality and Sewing.
Washington went on to say that in the first year there were 109 graduates, and it is projected that 312 students will graduate by the end of the 2nd year, which ends on September 30, 2015.
He further related that they have established relationships with a number of different businesses in Belize in order to find job placement for their graduates. These companies include IT Mind Reframing, Caribbean Treasures, Belize Signs, Transparent BPO, and San Pedro Belize Express, to name a few. They have been successful at finding job placement for 60% of these graduates.
One such person, who we will call "James," has had his life transformed. James said, "I grew up in a single home with my mom and at the age of 14, I joined a gang."
He went on to say that a week before graduating from high school, he fought with a teacher and was expelled. This shattered his hopes for a brighter future.
It now seemed that the gang life was all James could ever look forward to, but after a while, he came to realize it was not the life for him. He at that point had two children to live for and did not want his son to grow up and join the gang.
James said, "I heard about the Just Us Belize/American Technology and Education Center through a friend."
He saw this as his way out of the gang life and a means to ensure a brighter future for his family. He enrolled in the basic computer course and web designing courses and excelled. He has just sat an interview and his prospects look far better than they did a few years ago.
Just Us Belize/American Belizean Technology and Education Center is located at #40 Regent Street, Belize City. All their courses are free and the classes are from 8:00 a.m. to 5:00 p.m. While the courses were initially developed to target gang members, the program's reach has been expanded to include anyone who has the time and is interested in bettering themselves.
Washington also mentioned that, in addition to the classes and the job placement services they offer, they also gave a group from Sarteneja a micro-grant to help them open their own sewing shop.


text: Mark is a Vice President in Pantheon's U.S. Investment Team. Prior to Pantheon, Mark was at Vopne Capital and Century Park Capital Partners where he executed private equity investments across several industry sectors. Previously, Mark worked in investment banking at Lazard and Merrill Lynch. Mark holds a BS in Business Administration and a BA in Economics from the University of California, Berkeley and a MBA from the Tuck School of Business at Dartmouth, where he was an Edward Tuck Scholar.


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Ajax has had a majority stake in Ajax Cape Town in South Africa since 1999. In the Message from Cape Town column every Monday, we feature the African Ajax. In the eleventh edition of this season, we take a look at the clinic that Cape Town held in Johannesburg.
Recently, the South African Ajax players were in Randburg, a Johannesburg neighbourhood, and they gave the kids there an unforgettable afternoon. "We give clinics to kids outside of Cape town about two or three times a year. The one time it will be in a shanty town, another time in a neighbourhood like Randburg; a good area of Johannesburg where kids are fairly privileged", explains coach Maarten Stekelenburg. After his team had played a thrilling match on Friday evening (3-2 loss), the kids were waiting for Ajax on Saturday.
"Ajax is known for giving back to the community", says Stekelenburg. "We do social work in Cape town every week, and outside the city too. Ajax is becoming more and more known, I've noticed. The fact that Ajax ended last season in second place has given the club an enormous boost. Ajax is now seen as a bigger club than last season."
About 150 kids – from FC Randburg and other clubs from the LFA (Local Football Association) – enjoyed themselves immensely with the pro footballers. "It's a great experience", says Stekelenburg. "It's good for the kids to see that their dream to play football can become reality. Some guys on our time come from a similar background as these kids; and they're their role models. They visit the kids and give them hope for the future. We had seven stations in the training, with groups of two or three players. After ten minutes, we rotated. The exercises varied from taking shots on goal to how to warm up."
The players don't consider it a sacrifice to do these clinics. Many are familiar with these kids' situations from their own experience. "Most of all, it's so rewarding. The players, including Sander Westerveld who was new to it all, thought it was a great experience."
At the end of the clinic, the kids received a poster and an autograph session was set up so that they could get a signature from each player on their poster. "This is very rewarding", said Stekelenburg, speaking from the heart. Next week, Ajax Cape Town can be found every Saturday in the Cape town neighbourhoods where Roadshows are taking place. Stay tuned to this column to find out more about what these are.


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India's private equity firm which manages and makes the investments in the expansion of ventures basically of huge setup- integrated apartments, townships and residential units is FIRE. The firm currently has 7000 Crore of projects currently under execution. It has initiated the notion of Satellite Urban Village which lays emphasis ...
While buying a huge ticket item like the house everyone looks for a deal. A negotiator is indeed a person who can always back a good deal.
Property floor is an independent Real Estate forum portal where customers can express their opinions and views on property through various top Builders Sobha Developers, Dreamz Infra, DS Max, Prestige Construction and Brigade group. We have official blog to share the information of Indian property news and day to day updates with tips to invest in property.
Spending your hard earned money in the luxury sector within the real estate industry is a question of a lot of consideration. Many of the big shot money makers are also confused about their decision to spend the bulk money in the luxury sector of residential unit in the real estate market.
There are around 150 people who bought apartment in Unitech Residences project in Gurgaon. As the developer has declared that the construction is at halt because of a labour scarcity being faced. As a result of this sluggish attitude of the builder many of the buyers and the people who ...
When you start a new business, you need to keep three very important facts in mind. "Location, location and location" The practical problems are that a startup company consumes its capital in various critical areas leaving virtually no liquidity for buying office space.
Bangalore Property exhibition got started with showcasing properties of more than 50 builders was carried out at the Elaan Convention Centre at JP Nagar.Exchange of new ideas from the directors of real estate regarding the future residential market in Bangalore was the highlighted topic
Upon reading that statement, one wonders which city is at the top when it comes to real estate investments. The facts according to Knight's are that Mumbai tops the list reaping 12-19% interest rates. Our Bangalore is 2nd on the list with Delhi- National Capital Region coming third.
In place of filing a complaint under the consumer forum they turn their heads and attention towards the internet to vent out their bunch of frustrations.
Worldwide, Bangalore is well known as the Information Technology superpower. And because of this it has attracted the best of talent from all over India and the world. This creates formidable opportunities for realty based businesses. After all a roof on one's head is a powerful aspiration, regardless of whether that roof is made of card board or platinum.
Upon reading that statement, one wonders which city is at the top when it comes to real estate investments. The facts according to Knight's are that Mumbai tops the list reaping 12-19% interest rates. Our Bangalore is 2nd on the list with Delhi- National Capital Region coming third.
Bangalore growth is a huge investment on commercial Real Estate. Many investors are planning their start ups from Bangalore. This is good step to growth in Bangalore Market
The real estate industry is planning to make it really big this festive season. Many of the real estate companies have come up with very many attractive discounts offers on properties like flats and apartments to its clients and customers. There has been a gap of nearly two years since the realty sector has planned it big.
As the internet becomes an integral part of our daily life and lifestyle. It's only that these customers and consumers are turning preferentially towards the online methods and taking up online options. In the concern of the real estate industry many of the customers are forwarding their customer reviews online .
Bangalore is the most preferred area for real estate investments. Indiranagar is bound by other main areas like Domlur, Ulsoor, Byapanahalli, and Vimanapura. This area has showrooms, cafes, restaurants, pubs and good infrastructure. The area is surrounded by bungalows and residential houses.
In order to control the non-regulated activity to issue the No Objection certificate the Bangalore Water Supply and the Bangalore Sewerage Board had to make a patience wait for a 2010 amendment added to its list.
Bengaluru always has had a preference from the settler's point of view because of its climate, infrastructure, educational intuitions and facilities, job generation potential and plethora of other factors. With all these advantages and location plus points Bangalore witnesses the best growth indices among the three South Indian cities namely Hyderabad, Chennai and Pune
Investing in Real Estate market think twice before doing it. Are you ever allured with the rumors that one has amassed the profits in the land with the value going up by three times in a year? Are these only gossips or is there any basis to it?
Unique features of Bengaluru market: Bengaluru real estate market seems to be little different showing trends quite contrary to that of the rest of the cities of India. In the last quarter ending September 2014 all the cities' sales were down with inquiries coming in resulting in the pile of stock that the real estate developers firms struggled with.
The debut of mall culture can be dated back to 1991 which was owned by Nicholas Piramal Pharmaceutical Company located near Haji Ali, Mumbai. This attempt was a big failure in India with the retail sector thinking twice about introducing mall culture in India.
If you are from an industrial town or a metropolitan, you must have heard about MIG quarters or apartments or LIG apartments. It means Middle Income Group or the Low Income Group housing that was developed by the government in earlier days.
Online research helps in finding out the right property in different online portals. The online reviews, comments, suggestions and feedback about the builders can give you a clear idea about the property which helps you in choosing a right property.


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Forte Lighting
Forte Lighting
Forte Lighting since its inception has evolved to one of the leaders in the decorative lighting industry.
Company Profile Request update info.
Since the company was founded in 1990, Forte Lighting has evolved to one of the leaders in the decorative lighting industry.
Forte Lighting's product range has gone through a period of remarkable change, with continuous style developments. Along with the introduction of our new 2009 catalog, Forte Lighting's new supplement release of Energy Efficient Lighting Products (California Title 24) is now available for all of our customers.
Forte Lighting's product selection is an inspiring combination of design, style and fashion, with the ability to adapt change to customer needs. At the heart of our product philosophy is our firm commitment to product engineering, and the production of beautiful lighting that combines style elegance and functionality to luxury. While factory modernization is part of this commitment, we will not lose sight our traditional values. Our customers are those who seek out and demand excellence.


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According to the Salt Lake Tribune, Humana has pulled out of the Utah Health Exchange to focus on its own small business products.
This appears to be an an issue of higher priorities: "We continue to support it as a bold, state-based approach to health care reform, said Humana in a prepared statement. "However, we are now at a point where we need to make a choice in priorities, and have made the decision to place our full focus on our existing small-business products."
This suggests Humana believes the Utah Health Exchange, in its current experimental form, is not a viable solution for Utah small businesses.
Without Humana, there are now only three insurance companies participating in the exchange. Should we expect the others to follow Humana's lead? Click here to read the full article.
480 E. Winchester St. Suite 230 — Salt Lake City, UT 84107
Disclaimer: The information provided on this website is general in nature and does not apply to any specific U.S. state except where noted. Health insurance regulations differ in each state.See a licensed agent for detailed information on your state. PeopleKeep, Inc. does not sell health insurance.


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Last Thursday Mark and me went to see The Rakes at The Manchester Club Academy. The Rakes are definitely in my Top Five! Mark isn't all that bigger fan but he still really enjoyed the performance.
Here's My Favourite song from the night
The personal Blog of designer jewellery artist Janine Byrom. View my jewellery collection at www.cherishedtrinkets.co.uk
Wednesday, 29 April 2009
The Rakes LIVE at Manchester Club Academy 23/04/09
Posted by Janine - Pretty Vintage Tea Party at 00:26
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Sunday March 13, 2016
Please note, Ireland The Show has been moved to the Gold Coast Convention & Exhibition Centre.
Free parking will be available for all ticket holders.
Tickets will be reissued via email or you can collect them on the night of the show from either the Jupiters or GCCEC Box Office.
For more information please call the Jupiters Box Office on 07 5592 8303.
IRELAND - The Show is an innovative and exciting new Celtic production celebrating the very best of Irish heritage and culture- showcased by a cast of world champion Irish Dancers, Musicians and Singers. The show kicks off with a whirlwind of energy, as the Musicians create lively, inspiring tunes, pushing the Dancers to new levels of artistic expression, and transporting old traditions from the Irish fireside to the international stage. As the Irish proverb relates, "There are no strangers here, only friends you haven't met." We look forward to welcoming you to IRELAND- The show!"
Ticket Prices
Adult VIP Table $89.00*
Adult Reserved Seating $69.00*
Conc/Jnr/Group VIP Table $80.00*
Conc/Jnr/Group Reserved Seating $62.00*
Family 2A + 2J VIP Table $280.00*
Family 2A + 2J Reserved Seating $220.00*
Subject to availability, change and cancellation. All guests under the age of 18 must be accompanied by an adult or guardian at all times.*A $6.90 service/delivery fee and 1.95% credit/debit card payment processing fee applies to all internet and telephone bookings through Ticketek.
Show Time
Doors Open 1:30pm
Show Time: 2.30pm
After the Show
After the show enjoy a delicious meal at one of our restaurants, Garden Kitchen & Bar, Zen or Cucina Vivo.
Click here for more details on our delicious dining options.


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Katherine Devine was an on-site intern with ATMA SEVA from August 2012 – 2013. Below are photos from her year in Northern Thailand!
Photography by: Katherine Devine
Katherine Devine was an on-site intern with ATMA SEVA from August 2012 – 2013. Below are photos from her year in Northern Thailand!
Photography by: Katherine Devine
Below is part III of Raghav's custom learning adventure from 2012! If you missed it, here is part I & part II.
Click here for more information on custom travel!
14 June 2012
Today, I had to get up a little earlier than usual because it was the day to leave for the village. My dad and I went to get breakfast at the buffet and were joined shortly by Natch who came to pick me up for the bus station. Before we finished, we were also joined by Ji who was going to take my dad on his tour alone today. We all decided to head out to the bus station.
David and Nid showed up shortly after we did. We all took some group pictures as this was the last time I would be seeing my dad until I returned home to the US. After saying goodbye, we got in the van. The vans in Thailand were very interesting. They were very comfortable-looking with an air conditioner and everything. However, there was limited leg space! You got used to it quickly; it was just funny to see it at first. Looking through the window, we could see beautiful views of the green mountains we were going up to. After about four hours of short naps and awesome views, we arrived at a small town called Mae Sariang. Here, the van dropped us off, and Nid's brother Dtee picked us up. To me, he looked exactly like a male version of Nid. David told me that he was a very solid guy and he was a tough guy (he looked skinny but he was hiding some major muscle!). We did some shopping in Mae Sariang at the market and 7 11 for bread, candy, and many many vegetables because there would be no shops or markets up in the village.
We then went to Nid's sister's house to pick up Nid's dad who was staying with her and would be coming back with us to the village. We got into the pickup truck with a lot of stuff in the car. It was a tight fit!
Along the way, Nid's dad wanted to pick up some chickens for some ritual and food. They literally went to this place to buy them and just stuffed the chickens into these baskets he had made. While we were watching this, a very friendly shopkeeper on the other side of the road greeted us. He invited us over and fed us some Thai fruits and got us some water. He was very kind and talked to us nicely. We took a picture with him, and we headed on to the village.
Driving along the way up on the mountains, we had some interesting experiences. There was so much rain that we had to stop the truck at a rest stop. We waited there for awhile till the rain subsided a bit, having some drinks and playing with the local dog. Dtee also bought us a sling-shot and David and I had fun shooting it around! Then, we headed out to the winding road to the village. The rain had ruined the dirt roads so badly that we often had to get out of the truck in order for Dtee to maneuver around.
We finally arrived after a few hours, and I got to meet the rest of Nid's family including her mother and sister in law and some of her nephews and nieces. David and I watched the family make a Thai dinner, different from what we had in the city. It looked different because the flavoring and spices they used were indigenous to the area. During our dinner, one of the teachers, Kamon, came and visited us. We discussed general things such as introductions, family, schooling, and other things. After Kamon left, I was shown the room I would be sharing with David. It was a very basic room with sheets on the floor and no fan or AC. Fortunately, there were no bugs. It felt different and surprisingly good to be living so simply. I also got an introduction to the bathroom that was a hole in the ground in the downstairs, which made me kind of nervous, but it was a good challenge. After this quick introduction, I fell asleep on my bed early because I was so tired from the journey!
15 June 2012
Today was the first full day I got to spend in the village. I woke up really late because I was so exhausted by the previous day, so by this time everyone had gone to the farm. I started my day with my first bucket shower. Pouring myself with ice-cold water for a shower was frightening. Although it was an awesome experience, it really was cold. In fact, my hair even began steaming from the temperature difference between the water in my hair and the air around!
After getting ready and having some breakfast, we all headed to the school where we would be having our daily discussions with the kids. This time, we played a game with candy. The number of candies a student took was the number of questions he or she would have to answer. As an icebreaker, we had fun questions for each other such as what superpower would you like to have. I got to learn the kid's names (although I cannot claim to have remembered them perfectly) and about their families. Most of their families were farmers and most of the children went to help out at their respective farms after school and during school breaks.
With our daily discussion complete, we all had lunch and then set out to explore the village. David, Nid, and I met with some of the village elders who often joined us later on our discussions with the kids at school. These elders were the ones who were the most knowledgeable about the culture, and we asked them many questions. One of the most interesting concepts we learned about was the belief of spirits. Through these discussions, we learned that there existed a blend of animism and Buddhism here. After our discussion, we decided to go visit Kamon's farm.
We began our twenty-five minute trek to the farm. Along the way, I learned that Kamon was one of the people, along with Nid's brother Dtee, who were advocating green farming and the reduction of pesticides, something that was also being taught to the young students. We reached Kamon's farm and saw a beautiful display of steppe agriculture. We explored a little around and had my first "blome" (a small leach that would stick to us). In addition, we saw Kamon working on the farm with his machines. Unfortunately, we had to cut it a bit short because it started raining extremely heavily, and we still had to walk a ways back to the village.
Walking through the cool and heavy rain, we arrived back at the village ready for dinner. David and I offered to help with the dinner preparations. Nid challenged us to make fire from two pieces of wood. No matter how much we tried, we could not get it! Eventually, Nid's dad just helped us out with it. After dinner, I immediately fell asleep.
16 July 2012
Today, we spent most of the day trekking and witnessing really unique things at the farm. After a long, long hike up in to the mountains we came to the farm that we were supposed to be at. Here, we witnessed a ceremony to wish for good luck and a good harvest for the upcoming rice planting. The ceremony entailed the sacrifice of two chickens and one pig. I could not help but feel sorry for these animals as their emotions were brought to their face (the pig started crying of desperation to escape). After the sacrifice, the blood was wiped and a ceremonial plate was carried around. The animal's meat was then eaten for lunch. Despite my rudimentary understanding of the ceremony, it was a complex process.
The rest of the day, we spent exploring the farm. I went down to the river that ran through the village and farms that provided a major water source. In addition, I helped plant some new rice seeds into the flooded soil in the steppe agriculture. This was a really messy and fun process. We enjoyed the company and learned more about their farming techniques from the other farmers there.
Later on, we headed back to the village as it was going to be a very long way back. Kamon invited us to his house to have a drink and converse. We stayed at his house for an hour and then we stopped at another house to see Kom Jon's (one of the monks at Doi Saket) sister's new born baby. After this visit, I quickly fell asleep.
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written by: Raghav Agarwal
Summer has passed half way and these past 2 weeks, I've taken some time to visit my family back in Vietnam. Last week as I accompanied two friends – Tony and his sister Lily – back to Pa Pae village, it felt like coming back to my hometown. People recognized and smiled at me. And I became the host for my friends, taking them around, showing them places and introducing them to others.
The children that I met and the time I spent with them was definitely what I've missed the most. A group of fourth-grade students welcomed me back with words like "Teacher, we've missed you" or "Teacher, do you bring us gifts from you country?" During weekends they would knock on the door and drag my lazy bump out so that we could begin our adventure around the village. It is incredible to see how eager these children are. All of them are sweet, nice and do have very polite, respectful attitude which provides a comfortable environment for teaching and living.
I remember at first, the idea of watching little children worried me a little bit, just because I've had very minimal experience taking care of kids. The children would start fighting, and playing in class, over and over again. Yet, as time went on, they noticed that there was a much older person in the room, a person that could guide them and help them. Some kids began to calm down and pay more attention to what I said. Some even tried to make conversation with me. As they began to look for me more often, I decided to instigate some activities that the kids and I could participate in together. Over the weekends, we ventured out onto the temple or playground and talked in mixed language – Thai, English and hand gestures. The boys are more shy standing next to me or making conversation than the girls. But they do have their own way of expressing their eagerness, by climbing up the trees and picking down the fruits for everyone to share.
With their tremendous help and presence this time, we took our friends to all the popular spots and shot some good footage for a marketing video for Atma Seva. The weather has gotten even cooler and rice fields have all grown to full extent in beautiful green color. We were back in time for another festival – the Buddhist Lent Day or "Khao Phansa Day", which could be translated as "the entering of the rainy season". It marks the beginning of three lunar months when monks are required to remain in one particular place or temple. This tradition originates from old times when Buddha stayed in temples during the rainy season to avoid killing insects or harming the growing seeds. It is a period for study, meditation and teaching of new monks. The monks are allowed to go out during the day but they must sleep in the same temple every night during these three months.
Upon preparation for this day, the kids helped teachers decorate a large yellow candle with flowers on a big bamboo draft, which would later be presented to the monks. This candle is big enough to last for 3 months! Around 8:30 in the morning, everyone gathered in the schoolyard for the flag ceremony. Instead of traditional Lawa costumes, kids showed up all in white shirts for this special Friday. Everyone made small donations in an envelope and put it next to the candle. They then proceeded to stand in lines, following the teachers and older kids who carried the candle and we all marched up to the temple. Here we sat in the big bright hall, listening to the monks' teachings and paid our respects with kowtow gestures. Although I didn't understand any words, seeing others' faces made it clear how important this event was for them. They all wish for a prosperous rainy season so they could have enough rice and food for another year.
As the ceremony came to an end, we also said goodbye to Tony and Lily. They have finished their short but fully exciting trip and hopefully through the images they brought back to share with others, we could look forward to having more and more people knowing about Pa Pae and coming to help while experiencing the warmth and beauty of this mountain village.
Trang Nguyen, on-site intern
Check out the latest video about our unique Lawa Village program! This video was shot and produced by our talented on-site intern Antoine Gratian. All details about this program can be found here.
Don't forget to 'Like' ATMA SEVA on Facebook to follow along for all the adventures!
The marking of my fourth week in Thailand and third week living in Pa Pae village just happened to coincide with the traditional Teacher's Day – or 'Wai Kru Day', which is a different event from the modern version of Teacher's Day. Here in Thailand, Wai Kru Day is a part of the schools' celebration scheduled every June and it normally falls on the 2nd Thursday as Thursday is considered an auspicious day in Buddhism. This year it was on June 13th. In the afternoon before the ceremony, everyone gathered in the lunch hall for a quick rehearsal before the students went out to look for different types of flowers and leaves. Together with some candles and incense, they did their best to make their class bouquets appear beautiful and unique.
The formal celebration started just after the daily flag ceremony on Thursday morning. We walked into the hall and saw some nice decorations on the stage, a row of chairs for the teachers placed next to the alter, and a picture of the King of Thailand. Beautiful flower bouquets were displayed on the table in front of the stage. The teachers came in and sat on the chairs, in front of the crowd of students. The ceremony began with students' reading, in harmony, their words of appreciation, respects and promises to be good students, good people and good citizens. Each class representatives – in pairs of one boy and one girl – walked to the stage on their knees carrying the bouquets, first prostrated at the alter, and bowed at the King's picture. Then they kneeled in a row and prostrated at teachers' feet as a sign of respect, and presented the flowers to the teachers. After that, groups of students would follow, each bringing their own smaller and simpler versions of flower bouquets wrapped inside the banana leaves. My personal winner was the yellow bouquet as it is my favorite color!
The event was the first time I've learnt, witnessed and experienced Wai Kru Day. I felt like being a saint sitting on a gigantic altar; because the clasping-hand and kowtow gestures usually signify worship toward the supernatural, as well as the ascendants, in my home country (Vietnam). I would be happy enough just to receive flowers knowing that the children appreciate my effort. It was both a surprise and an honor to be a part of the event even though I am just a volunteer teacher. And I'm so proud to be the first ATMA SEVA on-site volunteer to have this experience.
Life up on a mountain village has been good so far, with moderate adjustment to the weather, the accommodation, and of course the teaching. Things are beginning to take off in my preparation for materials and interaction with the kids in class. The area I am working on at the moment is conversational English, helping the students to become familiar with new vocabularies by topics, and learn to make simple question-and-answer dialogues. The challenge of having a class of all hill-tribe students is that they have to learn three languages – the local Lawa, Thai and English – at the same time. It makes things hard for them to retain without regular review and practice. And the local people in general have rather limited exposure and resources to a good English education. So I am very appreciative of the support and ideas of helping these kids that ATMA SEVA is offering. Having observed and made progresses for three weeks, I have started to create more activity-prone materials – such as puzzles, coloring tasks, games and songs – for the children as my go-to teaching strategy. It seems to work effectively in keeping the students interested, attentive and engaged in learning.
Outside of classroom, the rainy season has started, and the weather is much cooler than in Bangkok or Chiang Mai, which is plus. For the last few weeks, I have not slept in the gale of a fan. We are still getting some nice sunny weather between the rain showers, but the showers are beginning to get longer and more persistent. Rainy season also marked the beginning of planting season. People here maintain a sustainable lifestyle by self-producing food from farming and raising livestock while still insisting on protecting the environment as they understand the importance of preserving nature as their main source of existence. The 13th day of the 5th lunar month marks the start of rice planting season. On my first day after arriving in the village, Katherine took me around for a tour of the area and we walked up to the farm of pee Bits family – who has been taking great care of the volunteers. They were cleaning up and ploughing the soil to make space for new rice season. Three weeks since then, I was walking along the narrow hillside roads, looking down the terrace rice fields that have all been filled with rain water and rice started to grow out in bright green, creating a beautiful canvas down the valleys.
Similar to other small rural villages around Asia, Pa Pae is a close-knit community. Life is simple; people are friendly and welcoming. The doors are always open and people in the house enjoy making conversations with their neighbors and the passer-by. Beside the many familiar things we could see or find in any Asian countries, there's always something that is different and distinguishes the cultures apart. The 'twisty' difference within the resemblance gives this place a special charm that makes it special and fascinating. Houses are raised on stilts; people live on the upper quarter while animals are kept on the ground together with storage space. The villagers always seem to be busy with their daily activities. The men go to their work in the farms everyday, women gather at one house and make traditional Lawa bags together. Some teachers work at school during the day and go to the farm in the afternoon and during weekends. As the nights fall, everything gradually comes to sleep before another new day dawns. Walking along the alley every night from pee Bit's house back to my dorm room, the dimming light flickering from the houses can be easily mistaken with fireflies.
I got used to listening to the kids' voice in the schoolyard to tell time. Everyday around 7am, the morning sounds of doors opening and students' talking wakes me up. And music about the King and his teachings echoes shortly after, like a greeting for a new day. I admire the students here for being hardworking and showing great respect to the teachers. On my first day at school, I walked into the new room and was surprised by a group of students who were cleaning and bringing me things to make sure I would have a comfortable stay. They would clasp their hands together and bow down toward the teachers all the time. They bring water and coffee for teachers, help clean and wash the dishes after every meal. They also divide among themselves to help cooking lunch for the younger kids in kindergarten. School for the village kids is not only the place to learn but it's also a social gathering place, where they learn about farming, help build and maintain school with activities such as planting flowers, cleaning and repairing things. Between 4-5pm in the afternoon is the quietest time at school, when students finish with classes and go back home for a short break. Then they all just come flooding back yelling, screaming, laughing, playing sports and games down in the schoolyard before dinner time. Friday is what I call 'traditional Lawa clothes' day when the boys show up in their white shirts and pants, and the girls in black shirts and skirts with pretty decorative details that I totally love. And that's why I've just got for myself, my sister and my mom each with a traditional Lawa shirt and I am so eager to wear it the coming Friday. Maybe then I'll look like a Lawa teacher!
Trang Nguyen, on-site intern
Everybody loves a good, heart-warming story of how people are making a difference in the world. How often do we see a headline and picture of a donation being received, a volunteer construction project being completed or other "snapshot" moments in the volunteer world? There is no shortage of worthy causes to support.
What many people don't realize, or think about, is how much work goes on behind the scenes to allow that photo op to happen. For example, ATMA SEVA recently visited a Galiang (Karen) hill tribe to bring light bulbs and fixtures for the entire village of twelve families. Our connection with this village has grown organically over the past year. It all began when we met a novice studying at Wat Saraphi (temple school working with our Wat Doi Saket project) who came from this particular village. After hearing that he had not been home in over five years, we thought that it would be nice to take a picture of him to his family back in the village. This particular village is very small and remote and has no computer access. The next time we were out in Pa Pae (Lawa village), we made a trip over to the village of this student to deliver a picture to his parents. They were thrilled to hear how their son was doing and see a photo of him, happy and well, at the wat.
It was during this trip that we noticed a surprising presence in the village: solar panels! This small village of less than fifty people had received a donation of solar panels and light bulbs from an aid organization several years ago. Unfortunately, despite the implementation of a quite modern system, many of the houses didn't have light. Originally, they thought the solar panels were broken, but it turned out that many of the light bulbs in the houses had simply burnt out. When we asked if there was anything we could do to help, they asked us if we could bring them some replacement bulbs. Thus our mission began!
After a few trips to the village to find out the specifications and number of light bulbs required, we eventually acquired the necessary equipment and matching mounting fixtures in Chiang Mai to bring back to the village. This past weekend, we were finally able to bring the supplies to the village and watched while one of the village men deftly assembled the new light fixture in his home, a happy moment for all.
Many of ATMA SEVA's connections have similar histories. We pride ourselves on working directly with community leaders and letting them convey their needs and desired projects. Often times even the best intentions can have unforeseen negative consequences if the community is not an active participant in the relationship. In our opinion, it's much better to let the community tell us what needs they have and together we can then discuss a potential partnership to address these needs.
This is how our flagship Wat Doi Saket project started- after the initial Rotary funding for the HIV AIDS awareness project expired, we approached the temple with a simple question: how can we best help? The answer was straightforward: 'we would like English teachers to help improve our English'. Since then, we've been working hard to develop a sustainable program bringing native English speakers to Wat Doi Saket as well as other affiliated temple schools.
ATMA SEVA is at a point in its development where we are confident in the quality of the relationships and programs we have created and maintained. The trial and error phase is over and we are ready to launch full steam ahead! Like many organizations, the biggest obstacle is funding. We have recently submitted our 501(c)3 paperwork to become a federally recognized non-profit with tax-exempt status. Once this is approved, all donations received from the date of submission onwards will be eligible for tax-exemption.
Similar to the project with the Karen village, people often overlook how long it takes to develop relationships and build trust. We recently started a Wish List, where people can donate money and that donation goes directly towards school supplies for the schools we work with. This did not happen over night. For ATMA SEVA to be in a position to bring donations and volunteers has taken over three years to establish. These 'feel good' moments are fueled by extreme hard work and dedication to our projects. In addition to hard work and dedication, it takes money to pay for gas or money to pay for volunteer teaching supplies.
We would like to encourage everyone, if you can, please consider making a donation to support ATMA SEVA's ongoing efforts. We finally have the manpower to increase the momentum of the projects, but to keep things up and running, we need funds. Every little bit helps, from $5 that can pay for the gas necessary to drive to and from a school out of town where we've stationed a volunteer, to the $55 that will buy a full school support pack- whatever the amount, you know that it is going directly to support and improve our community projects. The Karen village light bulb donation would not have been possible without a generous donation from Elizabeth Devine that allowed us to purchase and transport the supplies.
Thank you very much to all donors, past and present, who support ATMA SEVA..
If anyone has any questions about donations, our projects, or anything else, please send us an email or leave a comment below.
Krup Kuhn mak krup (thank you very much in Thai)
Jamie Shannon & David Poppe
Hello folks,
My name is Dan Yachnin and I feel very lucky to have been able to spend the past month teaching English in the Lawa village of Papae with ATMA SEVA. I had just finished a year of teaching English in South Korea and wanted to make a few stops on my odyssey back to my Canadian home. This stop has been relaxing, beautiful, and inspiring.
I had never visited a community this small and this remote in my life and never imagined that (in a small way) I would ever become a part of one. I tried to picture the village before coming here and tried to imagine what would make it roll. I figured that for the community to have any kind of success and survival it would require the people to work together. I could not have anticipated how right I was! The village works together as a team in which everybody seems to do their part and everybody seems to show caring and acceptance of one another.
As a teacher, the first obvious example of teamwork naturally appeared in the classroom. I had never really taught this level of ESL students and I admit that some of the work I gave and some of the questions I asked were much too hard for many of the students. Nevertheless, the ones who understood were always keen to help out the ones that did not and were always kind about it. I guess that's not so surprising. What I found amazing was how nicely the students played what should have been competitive games! Games as simple as memory matching (that were supposed to lead to individual success) became group efforts as students looked around the room for guidance on which card to flip next. This was a sharp contrast to the experience I had in S. Korea where choosing to do a quick, mildly competitive review game before a test risked the onset of tears!
Next was football (or soccer to N. Americans). In the late afternoons when the weather cooled down a bit, the older boys always came out to play football. Once again, there were never any tears and never any pushing. Everyone was happy to play together and everybody seemed welcome to join (though I don't think I ever saw any girls playing… they are, however, supposedly amazing at volleyball). Where were they getting these wonderful values? Why were they so much more respectful of one another than the students and athletes back home?
Let's move up the ladder a little further and check out what happened on Songkran. Songkran, discussed in more detail by Katherine here, celebrates the lunar New Year and is of great importance religiously to the Buddhists in Thailand and socially to pretty much everyone. Many people came back to Pa Pae to spend the holiday with their families and with each other. The younger adults got together to build dams in the river and prepare for a big water fight. The older adults got together to plan a route to pay respects to the elders of different households, which involved very respectfully pouring a small amount of water on each elder. Both groups shared the duty of ensuring plenty of village whiskey to last the day! It was a great holiday and only because everybody was pushing in the same direction.
Finally, I'd like to talk about the funeral that I witnessed during my last week. It was a 3-day event to honor the passing of one of the village's elders and it was a very strong demonstration of how people can come together. Everybody stopped what they were doing for three days and came to pay respects in many forms including candle lighting, chanting, dancing, eating together and staying up every night until 6am so that the body was never alone. It was a beautiful mixture of mourning and celebration. There were countless jobs to go around and everybody seemed to know what to do. People also contributed money to pay for an animal to be sacrificed and eaten for the occasion. A pig would be a small honor whereas a buffalo would be much better. When I woke up, I saw a man with a machete walking near my house. He saw me and signaled for me to come and to bring my camera. I followed him to the site of the recently killed buffalo where about 20 people worked away with machetes to harvest the body. After I had brought the horns over to the house of mourning (about all I'm good for) I saw that there was also a pig and a whole other buffalo that had been purchased for the funeral. This meant more donations and more work that morning to get everything ready for the village of only about 200 people. Later that day people from other villages came to join in the ceremonies and showed me that there was an extended family to the already giant family of Pa Pae!
I cannot thank this village enough for the hospitality it has shown me and the ways that it has inspired me. At a time where I was checking internet updates on war threats from North Korea and explosions in the Boston Marathon, Pa Pae reminded me what it means to work together and solve problems together. I won't forget that!
Thank you for a great month!
These photos are from a friend of ATMA SEVA who is an anthropologist and amateur photographer named Maria. She accompanied part of the ATMA SEVA team up to the Lawa village to pick up one of our on-site interns, Jamie. During the visit Maria choose to photograph the children to "convey a sense of the atmosphere in the class, and on how the children experience it."
Thanks Maria for the great photos and check out her awesome website, www.anyroadwilltakeyouthere.net
Photos by: Maria Lopez Yuste
On atmaseva.org we recently added a new section, Wish List, where you can purchase one of three packages that go directly to the children, teachers, and schools. The majority of the students we work with are novice monks, and in most cases these young men join the monastic community because they lack the resources to pay for public school. The other Thai government schools we work with primarily have students that are from various hill-tribes and usually come from poor socioeconomic homes.
Check out our Wish List to see how you can directly help these schools and communities.
As one of the current ATMA SEVA on-site interns, I recently spent three weeks living and teaching English in the Lawa village of Pa Pae. This photography corner features some of the highlights from my time there!
Photographs by: Jamie Shannon
For more pictures and commentary, check out my personal blog: http://jshannon614.wordpress.com


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Elevated Body Temperature Monitoring at the Edge
31 August 2020
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Businesses everywhere are anxious to get back to work, and edge computing can help keep you safe.
VIDEO – What is etcd?
10 September 2020
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How can you ensure that your data is stored consistently and reliably across a distributed system?
SOA vs. Microservices: What's the Difference?
2 September 2020
4 min read
In this article, we'll explain the basics of SOA and microservices, touch on their key differences, and look at which approach would be best for your situation.
The Latest IBM Cloud Blog Posts
Why Businesses Should Consider a Hybrid Cloud Strategy
16 September 2020
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Accelerate the Time to Detect, Isolate, Fix, and Resolve Incidents
16 September 2020
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Create an Offsite Replication Site in IBM Cloud with Veeam Cloud Connect Replication
15 September 2020
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Drones as First Responders – Enabled by Telco Cloud and 5G Autonomous Networks
8 September 2020
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Hands-on HPLC Theory, Methods, Maintenance and Troubleshooting
Course summary
- Number of days: 3
- Experience level: Intermediate
- Type: Generic, applicable to all instrumentation
- Teaching method: 50% face-to-face classroom and 50% practical exercises in the laboratory
- Course venue: The Open University, Milton Keynes, UK | See individual dates for other venues
- Onsite/offsite availability: Arrange this course just for you
- Scheduled course price: £1,525 + VAT per delegate
What will you learn on this course?
Spend the first day learning the theory of liquid chromatography and then using this knowledge to create isocratic and gradient methods, program detectors and analyse data.
The second day is spent learning the reasons why maintenance is required, what happens if maintenance isn't performed and the signs of when maintenance is needed along with practicals carrying out maintenance on a liquid chromatograph.
The final day combines learning how to go about troubleshooting HPLC and LC-MS instruments and what problems can occur, with real problem solving on the instruments and data analysis software.
This course will cover the theory, methods, maintenance and troubleshooting of the solvents & buffers (the mobile phase), pumps, isocratic and gradient elution, autosampler, injector, analytical columns, HPLC detectors and data analysis.
Learning outcomes
- You will learn the importance of good chromatography
- You will learn about the function & operation of the individual HPLC components
- You will become familiar with the HPLC instrumentation
- You will learn the importance of routine maintenance
- You will learn the signs of when maintenance is required
- You will learn the strategies for HPLC & LC-MS instrument troubleshooting
- You will have practical experience of adjusting the parameters for each HPLC component
- You will have practical experience of analysing data
- You will have practical experience of performing maintenance on each HPLC components
- You will have practical experience of HPLC & LC-MS instrument troubleshooting
Who is this course for?
This course is suitable for all levels of knowledge; however for complete beginners it is advisable to attend the 1-day Absolute Basics of HPLC & LC-MS first to get a good basic overview of liquid chromatography.
Course cominations
- Combine with the 2-day Hands-on LC-MS Theory, Methods & Maintenance course to form the 5-day Hands-on Complete HPLC & LC-MS course for £2200 + VAT.


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Currently several city commissions are outside of the policy-making process (e.g. human rights commission, health, transportation). There are some policies locally that do require commission approval (e.g. planning commission) prior to enactment, but most policies are not vetted by the commissions the council has appointed. To work around this process the city has worked hard to set-up ad hoc community listening sessions. I am certainly in favor of community sessions like these, as they can be enormously helpful at bringing stakeholders together. But I take the need for these listening sessions as a failure in our government processes. Engagement between the government and the community should be ongoing and outreach efforts should be as well.
- We currently have multiple independent community groups working from the outside-in to pressure the city to move policy forward. These groups represent important constituencies that deserve to be recognized and should be within the decision-making process. For those groups that wish it, where there are overlapping goals, the city council should assign a council member to work with these groups in helping to set policy goals and priorities.
- City commissions should be broadly included in the policy vetting and approval process before a vote is made by city council.
- City commissions should be representative of the community and its needs. I believe there is demonstrated need for commissions made up only of immigrants, people of color, renters, seniors, and the disability community. These underrepresented groups would be charged with being representatives for their communities within policy approval processes.
- National Night Out should be across the calendar. Council members should get out into the community and host events for the local community to come together and freely discuss what is happening at the city level and actively seek the feedback of neighbors. Prior to council meetings there is a voluntary speaking time where the city may take comments for a short period. This time should be codified, and if necessary add another time that isn't on a weeknight for unlimited public comment.


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The Perfect Fall Soup
Heat oil on low heat. Add onion and cook until soft. Remove cover; heat to medium and add garlic. Stir in broth, turnips, sweet potatoes, carrot; boil.
Reduce heat to low. Simmer until crisp tender- about 20 minutes. Season. Add celery and chicken. Simmer until chicken is opaque- about 10 minutes. Add herbs last.


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Calendula officinales ('Art Shades')
Very easy to grow, this variety will provide beautiful 3-4" double or semi-double frilled flowers in bright shades of apricot, orange, primrose and cream from fall through winter and early spring. They love the cool weather and only need protection during a severe cold spell. The long stems make them good candidates for cut flowers. Keep spent blooms deadheaded to promote new buds.


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How to Get Started Doing That Thing You Really Don't Want to Do (But Have to!)
You need to fill out paperwork. You need to clean out the garage. You need to pay the bills. You need to start a really challenging project that you've been putting off for months. You need to do some other dreaded task that you really don't want to do but must be done.
And yet, instead of tackling that task, you're scrolling social media, looking at photos of strangers or people you didn't like in high school. You're watching cute videos of cats (or dogs). You're texting memes back and forth to your friends.
It's so bad that you're actually cleaning the kitchen, or scrubbing the toilet, or washing the dishes.
Yes, it's that bad.
It's easy to put off tasks we don't want to do. After all, it feels good. Literally. That is, "our brains deliver a dose of feel-good chemicals when we choose something fun over something we should be doing," said Maura Nevel Thomas, a speaker, trainer, and author on individual and corporate productivity and work-life balance. Which, of course, today is easier to do than ever before thanks to technology. After all, distractions are—again literally—at our fingertips. You can't get any more convenient than that.
We also tend to procrastinate on big tasks that have vague action plans, Thomas said. "We keep putting them off, because we don't know where or how to begin tackling them."
But even though it's tough to complete certain tasks, and it feels like the universe is conspiring against us, we can absolutely accomplish the most frustrating, boring, mundane, or daunting things.
The key is to begin. As such, below, you'll find a list of tools and tricks to help you spark your start.
Avoid using vague verbs. "When we phrase tasks with 'vague' verbs, they sound too big and too difficult," said Thomas, author of the forthcoming book Attention Management: Breaking the Time Management Myth for Unrivaled Productivity (September 2019). Which makes it all-too easy for us to push these tasks aside and pretend they don't exist.
Thomas calls vague verbs "speed bumps," and shared these examples: Instead of writing "organize the meeting," write "email the staff about the meeting." Instead of "create the budget," write "enter receipts into spreadsheet." Instead of "research competitors," write "Google business coaches in Chicago."
Set a timer for 7 minutes. Thomas suggested shutting out all distractions and giving the dreaded task your full focus for those 7 minutes. She noted that this trick takes advantage of an idea from physics called "activation energy": "The idea is basically that once you've started, you're more likely to keep going."
And even if you don't keep going, 7 minutes of concentrated work is still work, which means you'll be much further along than before you started. And you just might be surprised at how much you can accomplish in that time.
Do it first thing in your day. "It sounds counterintuitive, but do the most annoying task first, the thing you're seriously dreading," said Julia Dellitt, author of the book Get Your Life Together(ish). Make it non-negotiable. This way there's no time to waver. And you'll feel amazing after it's done, and can focus on enjoying the rest of your day.
Set strict deadlines. For Emily Price, author of Productivity Hacks, one of the toughest tasks to do is writing a longer feature story that doesn't have a specific deadline. "I'm great at getting even the largest projects done before a deadline, but whenever there isn't one I tend to go into procrastination mode," she said.
Price suggested setting a deadline for tasks that don't have one—and telling that deadline to a coworker, your boss, or someone else who can keep you accountable.
"Saying you'll get a project done 'this week' might end up meaning you're plugging away on it late Friday afternoon. Instead, tell your boss you'll get it in on Thursday. That forces you to buckle down and actually get the work done."
Use regular rewards. The key here is regular. "According to psychologist Alexander Rozental, promising yourself a big reward at the end of a project isn't likely to motivate you if you've been procrastinating on getting started," Thomas said.
However, rewarding yourself as you progress through a task or goal, or complete quick tasks is highly effective. For instance, you might take a 20-minute walk after writing the first draft of your article. You might eat at your favorite lunch spot after submitting a brief report. You might buy yourself a freshly baked bagel and cup of coffee after spending the morning paying the bills or filling out preschool paperwork.
Blast through a bunch of dreaded tasks. Make a list of all the irritating, excruciatingly boring things you need to do. "Then, divide the list of tasks into two categories—what will take a couple minutes, or what needs more time devoted to it," Dellitt said. "From there, set a timer for 15 minutes and do as many of the smaller tasks as possible until the timer goes off."
This helps Dellitt create some momentum, and it sparks an important realization: Many of the tasks looming on her to-do list (and lingering inside her mind) don't actually take that long if she just concentrates on completing them.
Set an "implementation strategy." According to Thomas, "When you set an implementation intention, you commit to engaging in your desired behavior whenever you receive a certain cue," such as: "When my alarm clock goes off, I'll do a quick guided meditation to start the day."
This kind of tool is especially effective because it doesn't require relying on willpower, "which may get depleted with every decision you make," Thomas said.
Other examples are: "When I get to work at 9 a.m., I'll spend 20 minutes Googling a research study for my article on depression." "When I sit down on the bus tomorrow morning, on my way to work, I'll call the doctor to make an appointment."
Create weekly systems with small daily actions. "Instead of spending your entire day working on something from start to finish, find ways to break it up into smaller bites that you can handle scattered throughout your day or week," Price said. For instance, when Price is working on a larger story, she transcribes an interview in the morning. Next she works on something else. Then in the afternoon she returns to the project, and focuses on the actual writing.
Price does something similar with cleaning. On Mondays, she cleans the bathroom. On Tuesdays, she cleans the kitchen. "It doesn't really matter how things are divided, the key is breaking it up into small enough pieces that I'm able to actually accomplish what I set out to do," she said.
If your dreaded tasks are ones that need to be regularly done, separate them into chunks, and create systems. Make doing them automatic and easy, and make your environment work for you, so you don't even give yourself the chance to back out.
Find a way to make it fun—or less awful. Put on your favorite music. Work at your favorite café, library, or park. Ask a friend to join you. This can be a time for them to tackle their dreaded tasks, too. You can even make it into a weekly ritual, and go out for dinner after you're both done.
Doing tasks we don't want to do is hard. It's especially hard when we have so many other things going on in our lives, and distractions are aplenty. It becomes all-too easy, and natural, and automatic to put those annoying or daunting tasks off. However, when we're strategic about these types of tasks, we can actually complete them.
Plus, keep in mind that the longer we put a task off, the more intimidating and overwhelming it becomes. Because that's what avoidance does: It creates and magnifies our anxiety. So remind yourself that this is just a task. Sure, it's annoying. Sure, it's boring. Sure, it feels really difficult. But maybe you're also building it up in your mind. Maybe you're also giving it too much power. Maybe it's all bark, and no bite.
And remind yourself that you've handled lots of stuff tough before. Remind yourself that all you have to do is start. You've got this.
This article features affiliate links to Amazon.com, where a small commission is paid to Psych Central if a book is purchased. Thank you for your support of Psych Central!
Tartakovsky, M. (2019). How to Get Started Doing That Thing You Really Don't Want to Do (But Have to!). Psych Central. Retrieved on September 24, 2020, from https://psychcentral.com/blog/how-to-get-started-doing-that-thing-you-really-dont-want-to-do-but-have-to/
Last reviewed: By a member of our scientific advisory board on 1 May 2019
Published on Psych Central.com. All rights reserved.


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Laufer trucking has the best equipment and a great pay scale! They always do their best at working around yours and your family's schedule!
Join Our Team!!
We employ drivers who take pride in themselves and the work they do. We are seeking drivers who care about safety and customer service, and realize that as representatives of the company they are responsible for our success. In turn, our success will be their success.
- Ample home time, our drivers average 2-3 nights out per week
- Competitive wages, our drivers have annual salaries ranging from $55,000-$80,000 * see below for specifics on our driving positions.
- Well maintained, late model equipment. In house maintenance department and fully staffed wash bay
- Assigned trucks, no slip seating
- Generally off weekends, with occasional Sunday leaves (bonus paid for Sunday departures)
- Industry leading 11 paid holidays per year
- Affordable pre-tax health, dental and vision insurance
- Paid Vacation at 6 months
- 401k with Company Match ($1600 per year)
- Weekly Pay with Direct Deposit Option
- Company provided work shirts
Regional Dry Van
- Annual Salary Range $55,000-$65,000
- Our van drivers average $.60/mile when factoring in their stop pay
- Starting pay for inexperienced/student drivers .43/mile, up to .49/mile for seasoned drivers
- All stops paid at $16/stop, $10 for drop and hooks
- Detention paid at $25/hour after two hours
- $50 Sunday Leave Bonus (occasional Sunday leaves)
- Miles paid based on PC Miler Practical Miles
- Main States Traveled – WI, MI, MN, IL, IA, KS, MO, OH, KY, IN (some TN, AR, PA)
- No touch freight
- Performance evaluations and possible merit-based increases
Regional Flatbed
- Annual Salary $64,000 up to $80,000
- Our flatbed drivers average $0.68/mile when factoring in their stop pay
- Starting pay .46/mile for inexperienced/student drivers, up to .51/mile for seasoned drivers
- All stops paid at $25 or $35 per stop, depending on trailer
- Detention paid at $25/hour after two hours
- $50 Sunday Leave Bonus (Occasional Sunday leaves)
- Miles paid based on PC Miler Practical Miles
- Late model well maintained flatbed equipment, numerous conestogas in our fleet
- Main States Traveled – WI, IL, MN, IA, KS, MO, IN, OH, MI, KY, NY, NC, TN
- Our flatbed drivers may, on occasion, do van work as well
- Performance evaluations and possible merit-based increases
Josh C.
Joe V.
The answer is simple: The People. This was what attracted me to the company originally and what continues to make me look forward to coming to work every day. From the beginning, the owners, office staff, support people and the drivers have treated me with respect and a feeling of belonging. No matter the question, I have always gotten an answer or direction on where to get the answer.
Another aspect is their concern for safety. They make sure the drivers are given all the information to do their job safely. I cannot say enough about working here at Laufer.
Ray L.
"I work for Laufer because they treat you like family."
Jeff L.
I work for Laufer because of the sense of family, were more than a number, and definitely treated that way.
They do their best to accommodate you when you need a day off or got to get back for whatever reason.
Speaking of getting back, having nights off during the week and weekends off are a huge bonus. Also, there's string cheese in the driver's room.
We offer a flatbed training program for current Class A CDL Holders!
We will train the right candidate to join our flatbed division. If you are in good physical condition and are not afraid of a little hard work, you can earn a higher salary being a flatbed driver! Check out Andy's video. Andy joined us after getting his CDL at Waukesha County Technical College and immediately began our flatbed program. He's been a valuable part of our team ever since.
We May Have Part-Time Regional Van Work Available, Depending on Individual Circumstances. Give us a call if you are interested!!
Driver Requirements
- Class A CDL
- Clean Driving Record
- Live within 35 miles Hartford, WI
- No Pet Policy
- Pass functional capacity test and DOT pre-employment drug screen
Work with Laufer Trucking!


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Office Cleaning in Dromana / Commercial Cleaning in Dromana
Brilliant Office Cleaning provides all types of commercial cleaning in Dromana, and office cleaning is one of the major services we offer. All of our office cleaners have police clearance certificates, and we have provided dependable services to organisations in Dromana since 2002. Our company has public liability insurance of up to $20 million. Our customers include general offices, aged care facilities, warehouses, retailers, manufacturers, gyms, medical centres, child care centres and many other companies. We offer our services regardless of the size of the company. Our clients consist of a number of small to large organisations, and this list continues to grow. Our commercial cleaners are well-trained to offer all kinds of services, which are always excellent. As a result, we are known as the best commercial cleaning company in Dromana.


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You've already seen the girls fire shots with their words but this week they head to the shooting range to fire of real shots. Jeff had better watch himself from now on!
Watch Bikini Barbershop: Jersey Thursday at 11pm ET on HDNet and follow us on Facebook! Have your Twitter ready on Thursday when you watch because the cast will be LIVE Tweeting during the show so go and find them on Twitter today!
Copyright © 2020 AXS TV - All Rights Reserved.


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Thistle print bespoke wallcovering. An eclectic 'pink thistle' design inspired by the Scottish landscapes, nature, rustic textures, flora and tartans.
• Roll size: 20.5" width x 11 yards length
• Repeat: 20.5", straight
Additional Notes
• Printed on order 1-3 weeks lead time.
• Material: Non Woven paper
Color Description
Multi colored illustration on light mauve background.
Additional Info
Read more about the artist, Mairi Helena, here.


text: August 11, 2018 Emerson, Willis George Tagged: Author (1856-1918) US criminal entrepreneur and author, involved in at least one mining fraud and a stock fraud late in life, the latter involving the Emerson Motor Company, whose cars were disguised Fords. Most of his novels were Westerns, whose Lost World novel The Smoky God, or A Voyage to the Inner World (1908; vt as coll, The Smoky God and Other Inner Earth Mysteries 1993) is set in 1829 in a Hollow-Earth Eden on the John Cleves Symmes model, where a scientifically advanced race of long-lived giants is discovered worshipping its "smoky god", which is the interior sun. Eventually the protagonist, who has arrived via the Arctic Symmes Hole, leaves via the Antarctic, and is thought mad for many years. [JC]Willis George Emersonborn Monroe County, Iowa: 28 March 1856died Los Angeles, California: 11 December 1918works The Smoky God, or A Voyage to the Inner World (Chicago, Illinois: Forbes and Co, 1908) [illus/John A Williams: hb/uncredited] The Smoky God and Other Inner Earth Mysteries (New Brunswick, New Jersey: Inner Light Publications, 1993) [coll: The Smoky God as above, plus articles claiming to show that the tale is nonfiction: pb/] links Internet Speculative Fiction Database Picture Gallery Previous versions of this entry 20/10/2011 17/12/2011 20/12/2011 21/08/2012 28/08/2012 01/01/2013 10/08/2013 04/07/2014 25/10/2014 04/01/2015 13/01/2015 01/07/2015 26/09/2015 19/01/2017


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Ziptrek Ecotours
- 4282 Mountain Square
- Whistler, BC V0N 1B4
- Phone: 604.935.0001 , Toll Free: 1.866.935.0001
COVID-19 Operating Status: OPEN WITH REDUCED CAPACITY
COVID-19 Reopen Date Effective 07/01/2020
Experience the thrill of flying as you glide along steel ziplines, between Whistler and Blackcomb Mountains or skip the zip and enjoy a tour along a spectacular network of suspension bridges, boardwalks and trails that take you to the upper reaches of an ancient forest canopy. From mid-June through mid-October be sure to try out Ziptrek's Sasquatch Zipline - the longest zipline in Canada and the US - that's over 2km's or 7,000ft on a single zipline!
Ziptrek and TreeTrek Ecotours offer adventure, excitement and education for everyone. Tours run in all weather, 365 days a year and depart regularly from Whistler Village.
COVID-19 Updates
COVID-19 Operating Status::
- COVID-19 Reopen Date Effective: 2020-07-01
Facility Info
- Largest Room 300