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To know the origins of the French School of Katmandou (le French spelling!), is to have some understanding of the incredible community spirit, which pervades in 'La Vallee'. Back in 1987, a group of eight families seeking a conducive learning environment for their children in a bilingual setting were guided by the inspiration of Lieve Aerts and Anita Laughez to form a school called 'Badaboum'. This name suggests how involved the children were in the formation of the group, for the onomatopoeia 'Badaboum' mimics the sound toy blocks make when they tumble to the ground.
With a plan designed by Lieve's husband, artist extraordinaire Robert Powell, with input from Marina Shrestha of Paper Moon, and well known Kathmandu designer Yasmin Rana, the kindergarten opened its doors in Gairidhara.
The teaching faculty evolved so that the school now has many Nepali staff as well as long time resident expatriate teachers. Locals include Ram Maharjan, who was also instrumental in the formation of the school. He was invited to teach at the school shortly after it was founded and has been here since. He looks after the kindergarten classes and speaks enthusiastically about his work, giving the impression of someone completely committed to his work. According to the current principal of the school, Sebastian Autin, the teachers here, along with the other Nepali staff, are the foundation the school stands on. This includes the kitchen, gardening and other staff, some of whom have been with the school for over a decade. All express satisfaction at working here. Why? Because they say it is a small familiar community where everyone is comfortable with their work, and the relationship with their employers is one of cordial professionalism.
The school moved to its present location in the lane opposite the Shangri-la bakery in Lazimpat less than a year after it opened, and Badaboum's reputation as a bilingual, artistic, and stimulating school started to grow. This was not in small part because of its experimental methods, where children conduct activities from offering their Surya Namascar in the morning, to composing articles for their journals which appear annually in the school magazine "Tika Topi", and all within what has become essentially a tri-lingual (French/Nepali/English) setting with a French curriculum.
As the school attracted more international students, it became apparent that a primary level was needed. Here the French Embassy, through the Ministry of Education offered financial support for building and materials. At that point, it was deemed appropriate to change the school's name to 'The French School Of Katmandou'. The present team of teachers is hired from France, as well as locally, forming a strong group of French as well as long-term resident teachers from Nepal.
The growth of the school has continued to reflect the needs of its students. There are 60 students from a dozen different backgrounds, including many from Nepali, French-speaking, and mixed heritage. (Scholarships are also offered here, especially to Nepali families.) There are two French/English bilingual kindergartens, and two sets of primary class from grades one to five. One set is taught in French and follows the French curriculum and the other is taught in English, with each class having a maximum of fifteen students. There is also a secondary school, up to grade twelve, following the French curriculum by correspondence. All these classes are taught in French, and are recognized by the Ministry of Education in France. All subjects follow a diverse curriculum of the academics and arts, including mathematics, language arts and science, gardening, knitting, painting, clay modeling and drama. There are sports, music and French classes daily and from 3 to 5 students take Nepali language lessons. Small class sizes permit indivicual attention in a one-room schoolhouse atmoshpere.
Equipped with modern teaching facilities, the school still encourages a hands on approach to all activities. Classes participate in field trips integrating Nepali culture and drawing, writing, and other projects. The children often find themselves at world heritage sites learning about the marvelous tapestry that is the fabric of Nepali life. The yearly rhythm of the festivals is a backdrop to the curriculum. Every Friday, the children have an opportunity to present their weekly work to the whole school. The school has a variety of festivals from the French 'Mardi Gras' carnival, International day, to Nepali day, including art exhibits and musical presentations.
Lucy from Poland has been here since 1991 and is currently the school's English teacher. She says that she has loved being here and really enjoys her work. Fatiha is one of the French teaches who looks after the kindergarten class, while Bindu and Sony are Nepalese teacher assistants who have been working here for a number of years. All three say they enjoy their work here. Moni, another teacher assistant, has been here 6 years, while Arnaud, a full time teacher here also say education here is fun, with lots of field trips and plenty of interaction between students and staff. Ram Maharjan, one of the oldest serving staff here, tells me that the style of teaching here is more practical and the emphasis is on helping the child to build their skill in approaching problems at a practical level.
Sebastian Autin, the director of the school, also teaches along with the other staff, and has been here for over three years. He has been teaching professionally for over twenty years – of which he has been director for ten years. The school follows the standard French curriculum found in all of France and all French International Schools. This, according to Autin, allows students studying within this system to join any other French school in any part of the world and not suffer a loss in learning continuity. He says one of the fun things at this school is the fact that the whole school goes on field trips together, which allows for closer interaction of the entire school, and a richer learning experience as compared to larger schools.
Most students here are bilingual (some multi-lingual), and each learns at their own pace. Sebastian also says that because of the small numbers in this school and the close interaction between students and the teachers, all the students learn to live together well. Learning here is a more personal experience, and students get more personal attention from teachers. The teachers also say that the fact that the school is so small also means that the teachers meet and interact very often. The French School of Katmandou thus forms a very closely-knit learning community, for students as well as teachers.
Meaty delights and more
Food in this country has undergone a remarkable transformation over the past ten years or so,...


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Here are a few of my latest projects, mentioned on Episode 31:
This also started as a UFO, and ended up in the shop:
Finished this denim pillow to illustrate an Etsy item:
For the full list of my UFO tips, click the link on the left sidebar - I'm adding a few "inner" pages to the old blog!
Links from this episode:
EZQuilt: Pinwheel Ruler : I couldn't do pinwheels without this baby!
Quilting Journal
Quiltmag UFO article
ETA: Linking today to: Blue Cricket Design

subset: commoncrawl


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JCF West Sussex in association with the Crawley Vegan Group would love you to join their "It's Not a Race" event on Sunday 4th August at Tilgate Park, Crawley in aid of Tower Hill Stables Animal Sanctuary.
Meet at 10.30 am to do a basic warm up before starting. You can walk, jog, run, or use a wheelchair over the 4 mile course.
Registration is £10.00. You will get a T-shirt to wear on the day, a medal on completion and an amazing satisfaction that you have raised funds and raised awareness for animal welfare and a healthy lifestyle!
To register please email email@example.com or check the event link on our Facebook page


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Last Updated on
Whenever there is a discussion on stocks versus fixed income, someone or the other would say, 'volatility is short-term but growth is long-term. One can expect the markets to always rise over the long-term. So buy and hold'.
To this, someone or the other would respond, 'have you not heard of the Nikkei 225'? Stop being so optimistic about stocks. What stops the same from happening in India?'
During one such discussion (I don't remember the details) in the facebook group, Asan Ideas for Wealth, the group owner, Ashal Jauhari, remarked, 'I would like to see how a SIP in the Nikkei 225 would have fared'. So here goes.
Japan is one strange country. If you keep the money in a bank, you would get no returns!? The current interest rate hovers around zero. That is the banks have a zero interest rate policy.
This is more or less in line with the inflation movement
Notice the extended periods of negative inflation or deflation (thanks to Ramesh Mangal for pointing this out in a different context).
Both these point to an economic recession. The Wikipedia article on deflation, lists the reasons for deflation in Japan, which includes a stock and real estate price bubbles in 1989.
What ails Japan? is a fine, easy-to-understand article about the whole situation.
According to tradingeconomics, "The Nikkei 225 Stock Average Index is a major stock market index which tracks the performance of 225 top rated companies listed in the First Section of the Tokyo Stock Exchange. The Nikkei 225 has a base value of 176.21 as of May 16, 1949"
source: tradingeconomics.com
Notice that the index has not recovered from the peak of 1989 and is currently close to its 1986 value! Downward-sloping oscillations from 1989 to 2003 and then a more flattened sideways movement.
Would the SIP work under such circumstances? Let us find out.
Yahoo Finance lists Nikkei from Jan. 1984. An ongoing monthly SIP of 1000 Yen started in Jan. 1984 would be worth 3,82,130 Yen on 10th June 2014 corresponding to a total investment of 3,66,000 Yen.
A CAGR of 0.28%.
Here is how the investment would have evolved.
That does not paint a pretty picture does it?
Now let us look at how the CAGR varies for monthly SIPs started in January from 1984 (30 year Sip) to 2014 (6 month SIP!).
The CAGR and the year in which it was started are plotted in red (right axis and top horizontal axis). The evolution of the Nikkei is plotted in blue.
For SIP durations of 10Y and more the CAGR is 5% or less. Only recently has the returns sharply picked up. Would it stay that way or will history repeat itself is anybody's guess.
Here is a curious piece of statistic that I cannot resist sharing at the cost of flogging a dead horse. I could get hold of monthly MSCI Japan data from the MSCI website.
"The MSCI Japan Index is designed to measure the performance of the large and mid cap segments of the Japanese market. With 320 constituents, the index covers approximately 85% of the free float-adjusted market capitalization in Japan" – MSCI.com
Here is how an ongoing monthly SIP started on 31st Dec. 1969 would have evolved
That looks better doesn't?
Unfortunately, the CAGR is 2.94% !!
So what? What is the point of this post? Let us first head back home and then try(!) to answer this question.
Here is how the CAGR varies for monthly SIPs stared in April from 1979 (34 year Sip) to 2008 (5 year SIP!).
- The Sensex has been plotted on a logarithmic scale (blue; left axis) to display the features conveniently.
- The red curve represents the CAGR from the start year (red upper horizontal axis) to 3rd July 2014. Notice there is very little spread in returns. That is returns of a 34 year SIP is high and not very different from a 10-year SIP. This, unlike the situation in Japan, is indeed very comforting.
- Notice the region indicated by the black line. After the Harshad Mehta scandal, compounded by liberalization(?) and unstable governments among others (I am not aware of), the Sensex moved sideways from Mar 1992 to Dec 2002. Thus like Japan, India has had a 'lost decade' as well.
- A monthly SIP of Rs. 1000 between Mar. 1992 to Dec. 15 2002 would have resulted in a loss. Total investment: Rs. 85,000. Value: Rs. 82,778. CAGR: 0% (that is Excel politely telling you that returns cannot be calculated when the net cash flow (value – investment) is negative!). See more about limitations of XIRR here.
- A monthly SIP of Rs. 1000 between Mar. 1992 to Dec. 15 2003. Total investment: Rs. 94,000. Value: Rs. 1,47,303. CAGR: 7.6%. Post-tax CAGR ~ 6.8%. Prior to 2004-05, there was no distinction between long-term capital gains from equity and debt. Thanks to Sundaram Anathakrishan for clarifying this. Thus, the SIP would have barely managed to beat a 10-year FD started in 1992.
- Although the Sensex moved sideways, was it all doom and gloom for the Indian stock investor ? That is, did every stock investor suffer? I can't comment on this.
- The old racehorse Franklin India Blue Chip did not exactly do well in this period and was highly volatile.
- Monthly SIP from 7th Jan. 1994 to 7th Jan. 2002; CAGR = 2.6% (pre-tax!)
- Monthly SIP from 7th Jan. 1994 to 7th Jan. 2003; CAGR = 5.4%
- When the sideways period ended, monthly SIP from 7th Jan. 1994 to 7th Jan. 2004. CAGR = 19.96%
At the cost of stating what is obvious by now, SIPs do not work in a sideways market.
Averaging implies the presence of both 'good' and 'bad'. If there is only 'bad', the average cannot be 'good'!!
So what is the point of this post anyway?
When HDFC Equity and Top 200 hit a rough patch not too long ago, it was not gloom and doom for the entire industry. Yes, the market was moving nowhere but many funds, Quantum Long Term Equity, ICIC Focussed Blue Chip, ICIC Pru Dynamic etc. flourished.
Therefore, the investor had a choice to shift to other funds.
What if there was no choice? What if the entire market moves sideways?
Is this possible? Why not?
Did this happen in Japan? Did no Japanese stock investor make a killing during the last 15-20 years? I do not know.
All I do know is, that we can also have a real estate asset bubble like Japan did. This could well spill over to stocks. We could also have a prolonged sideways market.
Even the eternal optimist cannot hold on to his stocks or funds and sustain a sideways market or a recession forever.
The point is equity investing is done with a certain optimism. Even a die-hard pessimist like me, holds on to this optimism.
However, when the shit hits the fan, optimism is the first out of the door.
Let us look at the 'Investment in MSCI Japan' graph again.
What can you infer from this?
To blindly repose faith in the 'buy and hold' strategy will have to be called hindsight bias!
Buy-and hold will work only if the optimism rings true.
I do not think one should invest with bare unprotected optimism.
To protect the fruit of growth and compounding is the single most important task in the accumulation phase once investing begins.
The uncertainty of future market movement is the best reason to focus on goal-based investing:
- How long will my corpus support me now if I quit my job.
- How long will my corpus support me if I retire as intended
- If my net portfolio CAGR in line with my expectations?
- If it is too high, can I quit while I am ahead and shift to less volatile instrument?
These are the kind of focussed questions that lead to better decision and lower losses.
Should one also adopt tactical asset allocation strategies in-line with goal-based investing?
A look again at the MSCI Japan graph and my answer would be yes.
Easier said than done though! Thankfully not impossible.
What do you think?
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About the Author M. Pattabiraman(PhD) is the founder, managing editor and primary author of freefincal. He is an associate professor at the Indian Institute of Technology, Madras. since Aug 2006. Connect with him via Twitter or Linkedin Pattabiraman has co-authored two print-books, You can be rich too with goal-based investing (CNBC TV18) and Gamechanger and seven other free e-books on various topics of money management. He is a patron and co-founder of "Fee-only India" an organisation to promote unbiased, commission-free investment advice. He conducts free money management sessions for corporates and associations on the basis of money management. Previous engagements include World Bank, RBI, BHEL, Asian Paints, Cognizant, Madras Atomic Power Station, Honeywell, Tamil Nadu Investors Association. For speaking engagements write to pattu [at] freefincal [dot] com
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Today is my wife and I's third wedding anniversary. So today, I'm reflecting on the promises I made on August 8, 2014. Instead of coming up with new stuff, I thought I would post my vows. I love reading back through them and remembering that day. It reminds me that I'm not alone in this [...]
Tag: Marriage
A Love Story I'll Never Forget
I first met my wife's grandparents at a restaurant where Ruth says, "I knew right away he was the one for my April."


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The majority of Sikhs has not shown interest in the so called 'referendum'; many might not even be aware of it. But its damaging potential should not be overlooked. Pakistan will be quite happy to extend a 'helping hand' —by way of inciting the visiting Sikhs and other means that it has been using against India for decades. Pakistan's record of maltreatment of minorities has been well chronicled. Not only the minority Hindu, Sikhs and Christians but even Muslim Ahmedias in Pakistan live in constant danger to their lives and property….writes Kamal Raj Varma
At least twice in the last three months Islamabad has stopped Indian diplomats from meeting Indian citizens—the Sikh 'Jatthas' (groups) visiting Sikh shrines in Pakistan. It is not merely pettiness that makes Pakistan to break conventions and agreements with India. There is a design behind its every move. Having stoked the Kashmiri fire, Pakistan thinks it is the right moment to reignite Sikh militancy through direct help and propaganda on occasions like the visit of Sikh pilgrims.
Only a few weeks ago India and Pakistan had agreed not to do anything to 'harass' their diplomats in each other's country. It had raised hopes that the envoys will be able to discharge their duties in a normal way. But how can anyone think it is possible when it involves Pakistan?
In the month of April also, Pakistan had used a 'security' excuse to prevent Indian diplomats from meeting the visiting Indians at the same Gurdwara. Why does the Pakistan government fear visits by the Indian envoy outside Islamabad. Some months ago, a scheduled address by him in Karachi was cancelled.
There is no doubt that Pakistan manufactures the 'anger' of visiting Sikhs with the help of the resident fugitive Indian (Sikh) militants and the Khalistanis from the West who are welcomed with open arms. Pakistan funds protest demonstrations by Sikhs abroad to embarrass India.
Pakistan's record of maltreatment of minorities has been well chronicled. Not only the minority Hindu, Sikhs and Christians but even Muslim Ahmedias in Pakistan live in constant danger to their lives and property.
Pakistan has a small Sikh community, mostly in the former NWFP now called Khyber Pakhtunkhwa (KP) and the rest is spread in Balochistan and some tribal areas near the Afghan border. Reports of their systematic persecution have appeared in a section of the Pakistan media. Sikh (and Hindu) traders are regularly kidnapped for ransom and many are killed.
Almost the entire Sikh community in tribal areas has been driven away from their homes under the watch of the Pakistani government—and the army– which boasts about cleaning the area of 'terrorists'. On May 29, a prominent Sikh religious leader, 52-year-old Charanjit Singh, was shot dead in Peshawar.
Pakistan intelligence has given shelter to a number of Khalistanis, and tasked them to plan unrest in India and win over Sikh recruits for serving its nefarious activities in India. Inciting visiting Indian Silks against the Indian government is a primary task of some Pakistani ISI agents. New Delhi is aware of these activities but doesn't appear to have done anything to take effective steps to counter them.
A young Indian woman from Punjab, Kiran Bala, on a visit to Pakistan with a Sikh Jatthas two months ago had suddenly 'disappeared'; she was later found to have married a Pakistani after converting to Islam. Now the Indian Shiromani Gurdwara Parbhandak Committee (SGPC) says it will not allow women below 50 to travel with the Jatthas without clearance from their family.
The SGPC and the government need to work together to ensure that the visit of pilgrims to Pakistan is free of 'incidents' like 'disappearing' Indians or the envoy being stopped from meeting the Jatthas. The SGPC can, for instance, demand from the Pakistanis or the Pakistani Gurdwara Parbhandak Committee, which is run by the government, that ISI agents in various garbs should be kept away from Sikh congregations in Pakistani Gurudwaras.
Of late, attempts are being made to revive the Sikh secessionist movement. Anti-India slogans and meetings are being regularly held in some countries in the West. There is talk of the so-called 'Referendum 2020' which is an obvious move for a 'referendum' seeking a separate 'homeland' for the Sikhs.
The majority of Sikhs has not shown interest in 'referendum'; many might not even be aware of it. But its damaging potential should not be overlooked. Pakistan will be quite happy to extend a 'helping hand' —by way of inciting the visiting Sikhs and other means that it has been using against India for decades. Time for India to up the ante against these new games.
India recently summoned Pakistan's deputy high commissioner in Delhi Syed Haider Shah and lodged a protest. The Indian High Commission in Islamabad also registered a strong protest over the incident. "It has been conveyed to Pakistan side that preventing the Indian High Commission officials from discharging their consular responsibilities is in violation of the Vienna Convention on Diplomatic Relations of 1961, and the 1974 bilateral protocol on visit to religious shrines," a statement by the Indian foreign ministry said.
Such protests will not deter Islamabad from continuing with its deplorable acts, more since its envoy in Delhi has been allowed to visit the Golden Temple at Amritsar. Pakistan should be sternly warned of retaliatory action.
Basically, the Pakistani action amounts to arbitrary restrictions on a foreign envoy after he or she has been given permission to travel and meet his nationals. It is the duty of an envoy in a foreign land to meet their nationals. Counselor access is provided even to those lodged in jail.
The Pakistanis have got away with the bizarre explanation that the Indian high commissioner was stopped from meeting the visiting Sikh pilgrims because they were seething with anger after the release of a film called Nanak Shah Fakir that allegedly hurt their sentiments! Well, the film had led to some low-key protests in India but how come it was alleged to be a big issue with visiting Sikhs in Pakistan?
To make its action a bit plausible, Pakistan also said that 'security' concerns, arising out of alleged 'maltreatment' of Sikhs in India, were also taken into consideration to prevent Ajay Bisaria, the high commissioner, from meeting over 300 Indian Sikhs.


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During a discussion on "The Five" about Donald Trump's 2016 surge, Eric Bolling shared a sneak peek of his "Cashin' In" interview with Trump, which will air Saturday at 11:30a ET.
When asked about the upcoming Fox News Republican presidential primary debate, the current GOP front-runner said he's looking forward to the event, even though he's not an experienced debater.
"I produce jobs, I produce beautiful buildings, I do a lot of good things, I build great businesses," Trump said. "But the fact is I'm not a debater. I've never done it before. I don't know. Maybe I'll be good, maybe I'll be terrible. Who knows what I'll do."
Trump also said that he doesn't understand why the political establishment is so afraid of him.
"What I want to do, Eric, is make our country great again," Trump said. "But the level of animosity and the level of hatred from some people – who I think are good people – is incredible."
He added that the level of support, however, is beyond incredible, including from some of his fellow GOP candidates.


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Alright so a few days ago, I wake up and I go outside to get in my car because I was hungry and I like chicken. As I'm getting in my car, I hear an irritable buzzing above my head, so I instinctively duck out of the way and dive over the roof of my car, taking cover behind it. This isn't unusual: I'm parked within a 2 foot vicinity of a tree that my neighbor's planted back when the house next door was still occupied. It grows a lot of flowers and berries, so it's commonplace for bees to hover around the tree to harvest. This time was different, though. I peered over the hood of my car like a neurotic prairie dog, and I get a glimpse of this mother fucker:
something in the water, since (as Lex put it) the Jersey shore is particularly disgusting (as is the show), and it probably causes autism too (as does the show).
Anyway, so this isn't my first time dealing with wasp/hornet nests before. About a month ago my shed was plagued with three of them, although none were this big. Two were the size of golf balls and one was the size of a water bottle. I did the common sense thing to do: I went to Lowe's and bought a value pack of hornet killer. I sprayed both cans in the pack at the nests, and then inside the shed, and voila: the next day, everything was dead. Actually, at the time, I didn't even know the water-bottle sized nest was in the shed. It was blocked by one of my bikes and so I didn't see it, but I ended up killing them out anyway just from my spraying of the other two nests. Talk about luck, right? I was totally satisfied when I learned that I had another colony of confirmed kills.
This one is different, though. It's so big, and so batshit crazy, there was no way I was going to run the risk of spraying at it and pissing off its inhabitants. We called the township and asked them to take care of it, since it's not on our property and hangs over a public sidewalk, and they said they wouldn't because they only covered stray cats and dogs. My thoughts were this: fork over the money and hire an exterminator. The hive isn't on our property, it's on the property of an abandoned house that's seldom taken care of. Another person on the block called in and complained, sending them a picture of the nest, and they said they'd call the mortgage company of the house next door and have them take care of it, which would take up to ten days.
Here's the thing: last time I heard something like that is when we called the mortgage company and asked them to take care of the siding that was breaking off the house and at risk of flying into our windows. It's been months now, and we've had no response. So this "ten days" thing not only sounds like bullshit, but probably is. So, we decided we'd take matters into our own hands, although we probably shouldn't, since it's not our problem.
My dad suggested cutting the branch and leaving a trash can underneath it, but I was thinking of all the possible ways the trajectory of the slice in the branch could cause it to fall outside of the trash can and make our lives miserable. I wasn't about to let that happen. After a bit of musing over potential ideas, I got one:
Just to be clear, what I did was this: I cracked my window open a bit, covered the outside in plastic wrap, cut a hole in it, parked next to the hive, and then launched two cans of hornet killer at it from the hole. It was the best way to ensure that I didn't get stung, and that I could get the most accurate shot possible. I soaked it pretty well, as you can tell if you can hear the soaked pummeling of hornet killer flowing down from the hive. The instructions said wait 24 hours, and thus I did. I went back the next day.
The hive was still active.
Literally, it was maybe even more active than before. Aside from a few dead ones that were lying on the ground, it seemed like the spray had no effect. That scared me, but not to worry. I decided to buy another few cans of the spray, and over the course of the next few days, I kept soaking it up in hornet killer. By yesterday, it seemed that it was finally starting to work, but still, the hive was active.
I was at a loss. I didn't have any other ideas on how to kill a hornets' nest without getting stung, and I figured if a chemical that was specifically engineered to kill wasps/hornets/bees and their nests couldn't do the job, what was left besides to bash it with a baseball bat and knock it into the street, then run over it with a car repeatedly and wait for the swarm to calm down before coming anywhere near our block? Again, the idea of cutting the nest down occurred, but something just told me that these hornets were waiting for something. They were waiting in their hive for something genuinely dangerous to happen, and at that moment, they would strike. Having their nest cut down would very easily give them all access points to leave the hive and come attack us. I know that's what they were planning, but I wasn't about to give them that satisfaction. I texted my girlfriend with the following message:
"This damn nest has cost me $20 in spray and 4 hours of time. Only a dozen have died and the fortress still stands. Do you know what I call that?"
When she asked what, I responded again, but with a very telling picture of the supplies I would be using for my next attack:
That night (so they'd all be a little bit more sleepy), I sprayed the hive with two more cans of the spray, and then came back today to check up on my progress. There were maybe four or five of the little bastards still actively flying around the hive, and so I readied my weapons. That's right guys, I did what any patriot would do. This is America, dammit, there are thousands of men and women willing to die for this country, so hell if I'm gonna let a few buzzing bugs get the best of me. This is how we take care of a fucking hornets' nest in America.
Oh, and because it isn't visible in the video, the tips of the arrows had American flags hanging from them. No joke. Here is what the hive looks like now (flags slightly visible):
So what did that do? Hell if I know! There's a gaping hole in the side of the nest now, and that's good enough for me. I'm gonna end up buying more spray and making use of that gaping hole to get them more directly, but other than that, I think they got the message. Don't fuck with America. We know how to handle 'em.
Thank you to everyone for reading, and I'll see you all next time!


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An impressive floor to ceiling sliding glass door opens up to the terrace to bring the outside in and for those cosy winter nights snuggle down in the comfy sweatheart sofa set in front of the wood burner. The main living area of this unique luxury retreat is open plan with fabulous sea views and solid reclaimed wood floors and a short flight of stairs lead to an additional cosy snug with a TV, armchair and Fat Boy™ bean bag, the perfect spot for chilling with a glass of fizz after a long day on the beach.
The kitchen area has ultra modern pale blue units, a gas hob and electric oven with a Nespresso machine and a few starter pods and a French press is provided for that early morning fix. The dining table is a bespoke round iron table with camel hide chairs made by an artist who splits her time between Kenya and Italy. To make the most of the views the dining table is sat between the kitchen area and sliding glass door and there is also an outdoor wooden table. For ease a washing machine and drier are housed in the entrance porch so you're not without all your home-from-home comforts.
The bedroom is on the ground floor next to the sitting room with a gorgeous picture window just perfect for checking out the waves in the morning. And if surf's up? Jump out of bed, grab your board and hit the waves.
The exquisite bathroom also resides on the ground floor and has feature lighting and a huge rose shower head set into the ceiling over the bath. When you come out of the surf you can strip out of your wetsuits in the outside shower cubicle cleverly positioned at the front of the retreat so you can make the most of the views.
The stunning decked terrace steps down to the lawned garden, both with amazing views facing the dunes, beach and sea. If you're looking for a more chilled break just relax on the deck and top up your tan.
There is parking for two cars outside the property and there is a charging point for electric vehicles.
The Beach Hut has WiFi so if you need to keep in touch with the outside world (or check the surf reports) you can.
This is one of our pet free properties.
Please note, The Beach Hut doesn't accept babies or children.
Oases of calm, the lakes of the South West provide the most idyllic settings for days in the open air.
It's official, we all can't wait to get back outside and tread silky sands and brush through cool ocean waters.
Iconic and beautiful, this wonderful, spectacular beach is a firm favourite and one of the most impressive in Cornwall.
Wild, iconic and dramatic, these world-famous mines are a must-visit when exploring the far west of Cornwall.
Unique and oh-so-wonderful, Jeni and Stef from the BR office take a trip on the iconic Constance for a luxurious Cornish cruise along the Helford River.
Well and truly established on the global culinary map, Cornwall is a stronghold for illustrious chefs and keen-nosed foodies - here we give you ten of the best eateries you might not have heard of...
'Stunningly beautiful house and location' May 2019
'Perfect location for us - ideal for a party of two!' - October 2018
'Really good location and everything you could need.' - June 2018
'Beautiful location and great property - it was perfect.' - May 2018
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17 May May 17th Sailing Newsletter
May 2019 Racing Newsletter
Winter Series:
Our winter series starts this coming Sunday 19 May for 11 races. Please note that there is no racing on the Sunday of the long weekend.
Also please note the change to sailing instructions for this series. The change relates to yachts using spinnakers. Yachts who wish to use spinnakers will be included in the series point score. Previous winter series have been restricted to non-spinnaker yachts.
Good luck to all and enjoy the cooler sailing over winter.
Presentation night:
All who attended the presentation night had a great time.
It was such a pleasure to hold the evening in the newly refurbished clubhouse and for all to have a direct line of sight to the podium and those being presented.
For those not present here is the results for all series:
Division 1:
BuyABoat Bay Series;
1st Rhumb, Ian and Rob Humphries. 2nd Squid4Woodsey, Steve Liddell. 3rd Towtruck, Anthony Paterson
Newcastle Skin Check Pursuit Series;
1st Rhumb. 2nd Squid4Woodsey. 3rd Fathom, Dave Berryman and Steven Ford.
Pulbah Series;
1st Squid4Woodsey. 2nd Ignition, Ian Bower. 3rd Fathom.
Coastal Shipwright Services Windward-Leeward Series;
1st Squid4Woodsey. 2nd Rhumb. 3rd Towtruck.
RK Robertson Series;
1st Wallop (RMYCT) Peter Hewson. 2nd Kerinda (RMYCT) Len Payne. 3rd Squid4Woodsey.
Spring Series;
1st Rhumb. 2nd Squid4Woodsey. 3rd Towtruck.
Summer Series;
1st Fathom. 2nd Squid4Woodsey. 3rd Rhumb.
Annual pointscore;
1st Rhumb. 2nd Squid4Woodsey. 3rd Fathom.
Division 2:
BuyABoat Bay Series;
1st Wicked, Mark Worsley. 2nd The Real Thing, John Anderson. 3rd Willpower, Noel Jenkins.
Newcastle Skin Check Pursuit Series;
1st Wicked. 2nd Stampede, Michael McDonald and John Latimore. 3rd Finished Dreaming, Stephen Shutz.
Pulbah Series;
1st Stampede. 2nd Morticia, Geoff Gardner. 3rd So Farr, Dale Sharp.
Coastal Shipwright Services Windward-Leeward Series;
1st stampede. 2nd The Real Thing. 3rd Hijinx, Bruce McKensey.
RK Robertson Series;
1st Stampede. 2nd Wicked. 3rd Liquid Force (WASC), Jason Jordon.
Spring Series;
1st The Real Thing. 2nd Stampede. 3rd Wicked.
Summer Series;
1st The Real Thing. 2nd So Farr. 3rd Stampede.
Annual pointscore;
1st The Real Thing. 2nd Stampede. 3rd So Farr.
Division 3:
BuyABoat Bay Series;
1st Bindaroo, Simon Zinader. 2nd Even Keel, Peter Shaddock. 3rd Topaz, Greg Nolan, Greg Armstrong and Tony Croese.
Newcastle Skin Check Pursuit Series;
1st Echo Beach, Philip Mathews. 2nd Pogue Mahone, Scott Hamilton. 3rd Topaz.
Pulbah Series;
1st Echo Beach. 2nd Pogue Mahone. 3rd Treka, Roger Mostyn.
Coastal Shipwright Services Windward-Leeward Series;
1st Echo Beach. 2nd Pogue Mahone. 3rd Even Keel.
RK Robertson Series;
1st Pogue Mahone. 2nd Topaz. 3rd Midlife (WASC) Steve Upton.
Scott Hamilton in Pogue Mahone was first across all divisions in the RKR series
Spring Series;
1st Pogue Mahone. 2nd Pentangle, Brian Varnam. 3rd Topaz.
Summer Series;
1st Topaz. 2nd Treka. 3rd Echo Beach.
Annual pointscore;
1st Pogue Mahone. 2nd Topaz. 3rd Echo Beach.
2018 Winter Series;
1st Flying Colours, Derek Reed. 2nd Jam, M Schaffer and Brett Lewis. 3rd Pogue Mahone, Scott Hamilton.
Hillier's Advisors Lady Skipper Series;
1st Jayne Sherratt in Liaison. 2nd Sandi Murray in Aruna. 3rd Lauren Brown in Dreadnaught.
Kathi Johnson won the Champion Lady Sailor award for 2018-2019. Kathi was put forward by her skipper Simon Zinader on Bindaroo.
Wednesday Racing:
We have had good numbers on Wednesday racing, with up to 22 yachts so far. We have had one abandoned race and one with only 8 entries.
Only one division for Wednesdays in winter and the current standings are;
The Apple, Warren Hodgkins (28) ahead of Another Promise, Jeff Quirk (41) with Hoi Polloi, Phil Blanch (48.5) in third place.
Hamilton Island anyone? There are several of our members who travel up the coast for the tropical race weeks each year. Not all sail up, with a few who charter yachts already there for their week of t-shirts and shorts sailing.
Scott McGuffickle is in one such group who charter a yacht each year and this year they are looking for members to join their crew. If you are interested and want some details please contact Scott via email email@example.com or mobile 0432674636.
Dinghy Instruction Course
NCYC will be hosting Australian Sailing over the weekend of 25th & 26th May as they conduct a number of instructor courses.
There are still places available on the Dinghy Instructor course (minimum age 16 years) should any of our members be interested in this course.
You can follow the link to details about the course and the online registration link via our website – https://www.ncyc.net.au/dinghy-instructor/
(please note the Tackers Endorsement is only a requirement for NCYC as this is the specific dinghy program we run).
I understand from AS that it is possible to gain the powerboat licencing requirements post the course if necessary.
Should you have any questions, please contact Carl Webster at AS –email@example.com
Geoff Edman,
Rear Commodore LMYC, firstname.lastname@example.com


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Thursday, June 27, 2019
ISO 421: Leonard and His Amazing Technicolor Dreamcoat
There is absolutely no science in this episode. It's people who have dreams about plane crashes and then try to warn people about them. This episode is crackpot.
Thursday, June 20, 2019
ISO 420: Bad Jesus Cosplay Wig
Do the bones of John the Baptist reside in a Coptic temple? Apparently, the Vatican has John's head. This is an episode where the conclusion doesn't matter because you either believe it or not (but that's another show).
Thursday, June 13, 2019
ISO 419: Jenny McCarthy Of In Search Of...
This week, we have a classic episode of In Search Of... It has everything, aliens, spurious proof, bad math, and a Champion spark plug. It is so bad it's good.
Thursday, June 6, 2019
ISO 418: Alcohol, Daleks, Or The Money Pit
This week, we have Victorian cosplay and a ghost ship. What happened to the Mary Celeste? Did the crew jump ship due to deadly gas? And this has been the season of Hitching.
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Category:Hungarian colloquialisms
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Fundamental » All languages » Hungarian » Terms by usage » Colloquialisms
Hungarian terms that are likely to be used primarily in casual conversation rather than in more formal written works, speeches, and discourse.
- Category:Hungarian childish terms: Hungarian terms that are typically only used by, or to, children.
|Top – A B C Cs D E F G Gy H I J K L Ly M N Ny O Ö P Q R S Sz T Ty U Ü V W X Y Z Zs
- See also Hungarian informal terms
This category has only the following subcategory.
- ► Hungarian childish terms (0 c, 23 e)
Pages in category "Hungarian colloquialisms"
The following 200 pages are in this category, out of 422 total.(previous page) (next page)
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Skip to 0 minutes and 1 second Group work is common on courses and is often assessed. Group work is really important in academic courses because it can massively develop social networks as it can effectively achieve learning by learning from each other.
Skip to 0 minutes and 23 seconds Group work is a transferable skill that you may need through your career. It allows you to work with others, share your ideas, and solve some problems. In my opinion, I found that really helpful because through this, I did new friends. It has several stages. First, meet with your friends. Later, just plan the work and divide it. After that, you can meet again and you can share your work. As a result, you can do an integrated unique piece of work. There are a few challenges with setting up a group work. One of them, the group work wouldn't work collaboratively. The ideas are not thoroughly discussed as a team. This will result in ineffective communication and you won't get the best results.
Skip to 1 minute and 28 seconds Sometimes, there are some students that want to dominate the discussions. They don't allow others to talk. In other cases, you can find some students that are lazy. I think, and I found, that they don't contribute to the work at all. Some strategies I think would work with group work– one of them, communication and sharing your idea with your team. As well, do believe that your team's success is your success. Listen to your partners. Maybe your partners has an opinion or a point of view that could contribute to the work. In other cases, you have to follow your leader. Follow your leader and respect the authority could be important in the work.
Skip to 2 minutes and 20 seconds Finally, you can ask to your tutor, if you have any questions or if you have any problems, just let her or him know.
Challenges in group discussions
In this video, Lina and Hayder talk about some benefits of learning how to work effectively in groups. Lina describes this as a 'transferable skill', a skill which can be applied in many situations outside academic study, particularly in the work place.
They then go on to talk about the different stages in the process of organising group work, some of the potential problems that may occur, and strategies for avoiding or overcoming these problems.
Share your responses to the questions below in the comment area.
Have you experienced any of the problems that Lina and Hayder talked about?
Did you manage to solve them? If so, how?
If you'd like to learn more about group work in a university context, you can look at the Learn Higher webpages on group work. You'll find an excellent case study, with video clips of group work in action.
© British Council


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It was an odd feeling coming home to this city after being away for a short while. Come to think of it, that oddness started to show itself from the moment I left where I was to fly back to this city I called home for the time being. The overheard comments people made about the citizen as I was queuing at the airport, the incidents in the flight, the chaotic feeling in the airport, and the traffic on the way home.
It was not only about the surrounding. It was also about what was going on inside.


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Reply To: ilvl 699 Need help to maximise my heals!
Homepage › Forums › Link your logs › ilvl 699 Need help to maximise my heals! › Reply To: ilvl 699 Need help to maximise my heals!
Thanks Keehn for the advice.
I've created a warcraft logs account and will start uploading data soon.
Any logs on there are probably well out of date – I didn't have elemental blast at the time and I was still geared for crit/mastery.
I've never had an issue with mana and generally stay full mana for most boss fights.
That certainly isn't the case anymore now that I have picked up different talents, with new stats.
This will change my play style a bit so please bare with me as I re-learn this new set up but hopefully with some practice, my heals should improve significantly.
First run of HFC normal tonight with the guildies with the new set up – fingers crossed I can finally start competing with the pally and priest healers in my guild. 😉
Spirit is up to 1800 now which is good. I'll keep downing soc each week in the hopes that I get the demonic phylactery (or cross my fingers that I get it in a chest naval reward or from a timewalker weekend) Thanks!!!


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Ruthie Reeder, Child Development Program Director
Ruthie Reeder was born in San Francisco and raised in Novato from kindergarten through high school. She attended Sonoma State University and earned a BA in Spanish with extensive studies in Early Childhood Education (ECE). She worked for the Novato Youth Center as the Novato School Readiness Coordinator for 6 years and was promoted to the position of Child Development Program Manager in 2015. She is currently pursuing a Master's degree in Education with an emphasis in ECE at Sonoma State University. Ruthie is thrilled to be able to provide the best possible level of education and development to North Marin's most precious asset, its children.


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Jennifer Elizabeth Dagenais and Shawn Allan Brunder were married Sept. 21, 2007 at Pilgrim Congregational Church, Duluth. Charlotte Frantz officiated.
Maids of honor were Amy Lyytinen and Charity Wohlrabe.
Best man was Jeremy Brunder. Groomsman was Kit Grayson. Ushers were Rebecca and Robert Lindquist.
Amy Hoolihan and Daniel Emch were married Oct. 6, 2007 at St. Joseph�s Catholic Church, Grand Raids.
Maid of honor was Nikki Anderson, sister of the bride. Bridesmaids were Shannon Hoolihan and Amanda Njos, sister of the groom. Flower girl was Mallory Anderson.
Best man was Chad Njos, brother of the groom. Groomsmen were Michael Hoolihan, brother of the bride, and Christopher Anderson. Ring bearer was Toby Njos.
The bride is a graduate of the University of North Dakota and is employed at Red River Animal Emergency Clinic.
The groom is a heavy equipment operator for Northern Improvement Company.
The couple is living in Fargo, N.D.


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583 search results for "safety" in the Public website
Youth and safety
Policy studies and interventions in the field of Youth
Youth and safety
Policy studies and interventions in the field of Youth
Safety First
You can find more information on the Dutch webpage. Click on the "Nederlands" button above.
Drug safety Sciences
Our research in the area of safety sciences aims to increase the mechanistic understanding of cellular toxicity of drugs and, in a broader sense, chemicals.
Drug Discovery & Safety
In the research programme Drug Discovery & Safety, we are interested in the efficacy and safety of new drugs and novel means to decipher these aspects. Hence, we employ advanced imaging and high-throughput screening techniques next to computational approaches such as chem- and bioinformatics.
Drug Discovery and Safety (MSc)
The master's specialisation Drug Discovery and Safety at Leiden University provides students with research-oriented education into the discovery of new drug targets and new lead molecules, particularly in the field of cancer, through a combination of advanced imaging techniques ('systems microscopy'),…
Towards predictive cardiovascular safety: a systems pharmacology approach
Promotores: Prof.dr. M. Danhof, Prof.dr. D.R. Stanski
Division of Drug Discovery & Safety
We are interested in the efficacy and safety of new drugs and novel means to decipher these aspects. Hence, we employ advanced imaging and high-throughput screening techniques next to computational approaches such as chem- and bioinformatics.
Cancer Therapeutics and Drug Safety
In this research group, headed by Bob Van de Water, cell signaling programs that underlie adverse drug reactions as well as cancer development and progression are unraveled. Adverse drug reactions involve cell injury in critical target organ cells which leads to the activation of cellular stress response…
Regional Aviation Safety Organisations: Enhancing Air Transport Safety through Regional Cooperation
Aviation safety is of global concern. Yet 43% of countries worldwide lack the expertise and administrative capacity to ensure effective safety oversight of the aviation activities for which they are responsible under international law.
Veilig in het Veld (Safety in the Field) Research Internship
Since #MeToo there has been more openness about experiences of intimidations and sexual harassment of predominantly women at universities. Several universities have committees committed to the safety of the workplace. However, the issue of safety during fieldwork is rarely addressed. While an American…
Pauline Hutten
Faculty Governance and Global Affairs
pharmacognostic study of Vernonia guineensis Benth. (Asteraceae): bioactivity, safety, and phytochemical analysis
Promotor: Prof.dr. R. Verpoorte, , Co-Promotor: Young Hae Choi
The Muslim Brotherhood in Europe
Scholars have long debated the intentions of the Muslim Brotherhood in the Middle East. Some claim the organization supports terrorism, while others believe it is a positive force for democratization.
Safety at work....headphones?
I would like to start with my "personal safety risk". In the last years I noticed it is becoming more accepted to listen to music using earphones in the hallways, offices and laboratories. But how does this affect our safety and should we accept this?
Drieluik in Tijdschrift voor Geschiedenis
You can find more information on the Dutch webpage. Click on the "Nederlands" button above.
Defeat by popular demand: public support and counterterrorism in three western democracies, 1963-1998
Acquiring and maintaining public support is frequently cited as an important requirement for governments fighting non-state actors. But how exactly can public support influence the course of counterterrorism campaigns and thereby contribute to an escalation or de-escalation of violence?
You can find more information on the Dutch webpage. Click on the "Nederlands" button above.
Wietse van den Berge
Faculty Governance and Global Affairs
De leefwereld en denkbeelden van Nederlandse & Belgische syriegangers: een analyse van elf facebook-accounts
You can find more information on the Dutch webpage. Click on the "Nederlands" button above.
Conspiracy, legitimacy and violence
Can conspiracy constructions explain for hatred of the system? And if so, should conspiracy constructions be considered to be a risk in terms of national security?
Cyber Security Governance
The research group Cyber Security Governance will provide cutting-edge academic research in the domain of cyber, where modern technology interacts with traditional concepts such as governance, sovereignty, law-enforcement, international relations and conflict.
Cyber Governance and National Security: Intervening in Ungoverned Spaces
The Netherlands Ministry of Defense and Ministry of Security and Justice have requested the Centre for Terrorism and Counterterrorism to complete a research project on cyber governance from a policy perspective. The results of this project will contribute to the deliverables of the fourth International…
The state of research on terrorism
During the 1980s and early 2000s, authors like Alex Schmid and Andrew Silke demonstrated the paucity of first-hand insights being used to study terrorism and the consequences this had for the reliability of the findings beings presented. But to what extent have these issues endured?
Inventorying and monitoring of laws and policies related to dealing with 'jihadism'
An international comparative study of the Netherlands, Belgium, Denmark, France, Germany, the United Kingdom and the United States.
Mayors put to the test
New book on Dutch mayors governing local order and public safety.
Terrorism and Counterterrorism Studies: Comparing Theory and Practice
One of the defining issues of our age, terrorism frequently makes headlines as governments, private businesses, and ordinary citizens find themselves at risk or under attack. But what is the nature of this threat, and what can be done about it?
Transitioning from Military Interventions to Long-Term Counter-Terrorism Policy
In December 2014, Leiden University's Institute of Security and Global Affairs with the Australian National University's Asia-Pacific College of Diplomacy and the International Centre for Counter-Terrorism, commenced a research project to assess how (temporary) military interventions can best prepare…
John Sabou
Faculty Governance and Global Affairs
Who Are They and Why Do They Go? The Radicalization and Preparatory Processes of Dutch Jihadist Foreign Fighters
How do European Muslim men and women become involved in a violent jihadist struggle abroad?
Digital Humanitarian Networks: Crisis Management as a Social System
Intelligence of the crowd, or in other words, intelligence of a large, random collective, exists mostly in social media platforms such as twitter. The collective does not comprise (at least not necessarily) experts on crises, just regular people mostly. Nevertheless, there is valuable intelligence to…
Countering Lone Actor Terrorism: Data Collection & Analysis
This project aims to improve understanding of, and responses to, the phenomenon of lone actors through analysis of comprehensive data on cases from across Europe.
Understanding Dutch converts to Islam
How do the pathways of Dutch converts to Islam involved in jihadist movements differ from those of Dutch converts who are not, in terms of their life prior to Islam, their conversion experience and the form of involvement with the Islamic community after conversion?
Politie & wetenschap
Terrorism experts Daan Weggemans (Leiden University) and Beatrice de Graaf (Utrecht University) conducted one of the first scientific studies on the societal reintegration of jihadist former detainees. They showed that the reintegration process isn't without problems. Their conlusions are presented…
Inter-Organizational Collaboration and Innovation in the Public Safety Sector
What are the various forms of inter-organizational collaboration in the public safety sector? How are different forms of inter-organizational collaborative arrangements related? What is the relationship between inter-organizational collaboration and innovation in the public safety sector?
Erwin Muller
Faculty Governance and Global Affairs
External Safety Aspects of the Chains of Chlorine, Ammonia and LPG
Safety issues of the transport and storage of Chlorine, ammonia and LPG.
Becoming a European Homegrown Jihadist
The book addresses the question "How and why do people become involved in European homegrown jihadism?
HazMat transportation safety assessment: Analysis of a "Viareggio-like" incident in the Netherlands
Relevant safety issues are associated with hazardous materials transportation, especially when transport routes cross populated areas. This article for the Journal of Loss Prevention in the Process of Industries analyses a 2015 accident with a freight train in Tilburg, comparing it to the Viareggio…
Annelinde Vandenbroucke
Faculteit der Sociale Wetenschappen
Bart Schuurman
Faculty Governance and Global Affairs
Rob in 't Veld
Faculty Governance and Global Affairs
Pharmacology based toxicity assessment: towards quantitative risk prediction in humans
Promotor: Prof.dr. M. Danhof, Co-promotor: O.E. Della Pasqua
Specificity and side-effects of mutagenesis by CRISPR/Cas9 -induced breaks in plants
Do large deletions represent a risk during CRISP/CAS9-mediated genome editing in plants?
Ruth Prins
Faculty Governance and Global Affairs
Terrorism and Political Violence
The research group on terrorism and political violence studies the phenomena of terrorism-related and other politically motivated violence.
Terrorism is more than physical threat alone
Comparing terrorist attacks with falling off a step ladder is absurd, writes Jeanine de Roy van Zuijdewijn in NRC Handelsblad on 27 September 2017.
New book by Ruth Prins 'Mayors put to the test'
Book on Dutch mayors governing local order and public safety.
Stop disregarding safety, says Pieter van Vollenhoven
He's sometimes called Your Safeness. Leiden law alumnus Pieter van Vollenhoven, husband of Princess Margriet and the driving force behind the Dutch Safety Board, returned to the University yesterday for the symposium 'A critical safety watchdog?' to mark his 80th birthday. With a host of dignitaries…
Willemijn Aerdts on supervision of intelligence services
The 'Toetsingscommissie Inzet Bevoegdheden' (TIB), an independent Dutch committee overseeing intelligence efforts and competences, is facing criticism on its supervision of the Dutch intelligence services. 'Whether the increased supervision is hurting (national) security, can really only be determined…


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Tip Jar
view all 8 songs
My musical biography is not big.
I am Bulgarian and since 3 years I have opportunity to live permanently in USA.
I do not have special musical education but I have been attended for 2 years violin lessons.
I have completed higher technical education in my country, and I have good experience like software and hardware engineer, who help me a lot in processing of my demo songs.
I have played at guitar in school band almost 2 years. We appear in competition for the best school band in the city and we have performed a few school parties.
After graduation the high school I have played with my band almost 2 years in some restaurants in my city like "Podsdam", "Prista" and "Cosmos".
Continuing my education in Technical University with specialty Information Technology, I graduated in 1992.
Since about 12 years I try to make own music with computer. All throughout years I reached to the truth how to make quality music, in addition of my ability and talent to compose music.
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text:
Dr. Victor D. Woodlief focuses on total oral health and comfort.
He also provides cosmetic dentistry options so you have the resources to achieve all your goals for your health and smile. He takes a proactive approach to oral care and monitors the health and function of your teeth, gums, jaw health, bite health, and sleep quality. He also spends ample time with each patient to have an honest discussion about anything that concerns you when it comes to your health.
His experience delivers reliable, long-lasting results that give our patients confidence in their oral health.
No health practitioner should be an island! Dr. Woodlief collaborates with a number of specialists in our area to ensure that you get the highest level of care possible. By working with pediatricians, otolaryngologists, neurologists, orthopedists, osteopathic physicians, and chiropractors, we utilize some of the greatest minds in our San Jose health and wellness community in order to give you the highest level of comprehensive care available using the latest methods. We often discuss complex cases, arriving at solutions that have eluded our patients in the past.
This collaborative effort provides solutions to some of our most challenging TMJ, sleep apnea, and orthodontic treatment plans.
Even if you have been unable to find a solution to pain or dysfunction in the past, give us a call. We look forward to giving you the resolution you've been looking for.


text: Haunted house opening in old abandoned prisonBy BOB OKONEmailFollowJan. 31, 2018 [Eric Ginnard - email@example.com]As if the old abandoned prison on Collins Street wasn't creepy and scary enough, professionals are moving in to make it a truly frightening place. "Evil Intentions is opening the doors to the terrifying Old Joliet Prison," the website Joliet Haunted Prison announced Wednesday. "Walk the hallways of Chicago's most notorious killers like John Wayne Gacy, Richard Speck, Nathan Leopold and Richard Loeb. Descend into the hellish basement where inmates were left to die in pitch-black cells," the site said. "Experience real fear inside the massive two-story cell blocks. Opening Halloween Season 2018." Actually, Gacy and Speck were at Stateville Correction Center. But Evil Intentions obviously intends to make use of the public's curiosity in the Old Joliet prison to draw customers. The outfit already runs the haunted house Evil Intentions out of a shuttered casket factory with an eerie past in Elgin. [Screen grab]The state closed Joliet Correctional Center in 2002. The historic prison has deteriorated over the years and has been damaged by vandals and arsonists. The haunted house will operate in a building that formerly housed a women's prison and then an annex for the larger prison for men. The women's prison is across the street from the men's prison. In December, the Joliet City Council voted to lease the prison from the state, which opened up the first real opportunity to put the prison back to use. International Joliet brand "This is a great asset for the city," Joliet economic development director Steve Jones said. "We're internationally branded by the prison from 'The Blues Brothers' and other movies." [Eric Ginnard - firstname.lastname@example.com]Jones said he believes the prison has the potential to "become one of the top 10 tourist sites in Illinois" because of its international recognition. "I think from a Chicago perspective, from a regional perspective as well as a national perspective, this is going to have some legs," he said. Jones said the sublease with Evil Intentions could become a model for future redevelopment of the prison. The agreement, much as the city's lease for MyGrain Brewing Co. at the old Union Station, would provide Evil Intentions with credit off the rent to reimburse the company for its costs renovating the space for use. That same model used throughout the prison property, Jones said, "could possibly have businesses operating, preserve the space and not have the taxpayers – the city or state – pay for it." The one-year sublease agreement is scheduled to go to the City Council for review at its workshop meeting Monday and for a vote Tuesday. [Screen grab]Jones said the city wants a long-term relationship with Evil Intentions but is starting with a one-year lease that could be reviewed at the end of 2018. Evil Intentions, Jones said, has expressed interest in using the prison year-round for ghost tours and escape rooms in addition to the haunted house. Evil Intentions could not be reached for comment. The view from Statesville Paul Siegel, who owns the Statesville Haunted Prison in Crest Hill, said making prison space ready for public use could be a challenge. "I had thought about doing something like this 10 years ago," he said. "However, the conditions of the buildings – it doesn't seem like it's ready for anybody to do business in. There are life safety issues. There are building code issues." Siegel, however, said he has not been in the women's prison building. He toured the main prison on the west side of Collins Street when he was a County Board member and the prison was under consideration for some county operations. [Eric Ginnard - email@example.com]Statesville Haunted Prison also employs a prison theme, making use of the Stateville Correctional Center located within view of Siegel's farm on Weber Road. Siegel said Evil Intentions has "a good model" in Elgin but questioned whether they could make it work in the Joliet prison. "Of course, the only reason they came there," he said, "is we've already proven a business model that works. Over 22 years, we've operated a business on that model. They're going to build on that success." City officials for months have said the women's prison was in better shape than the main prison, which has been the target of frequent break-ins. A newly formed City Council prison committee is slated to meet for the first time Feb. 12. Chairwoman Bettye Gavin said she expects the meeting to be attended by people who want to propose future uses for the prison. "I requested that all interested parties be at our first meeting," she said. "What we want to do with the meeting is find all the interested parties and find out what we as a city can do."


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So what are those 2 unfamiliar words and what do they have to do with finding peace and joy in our every day lives?
Samskara's are commonly referred to as habits. Not necessarily just habits such as nail biting, it also includes thinking, reaction and behavior habits. There can also be samskara's when it comes to our practice on the mat. We all have some type of samskara's whether we acknowledge them or not. Many of them have been formed over a long period of time, they are the results of our conditioning and our experiences from the moment we came into the world. Today I am going to address the Samskara's that prevent us from experiencing peace and joy in our every day lives. These are the habits that cause us suffering, stress and agitation. Now the list of the potential habits that could go here is far to long to get into. If you take a moment and become an observer of yourself, your life, even your practice you could probably figure out which of your habits fall in to this category.
Sankalpa is an intention that is set deep in the heart. It is a deep seated resolve to achieve or accomplish something good. Sankalpa is a yogic method that has been used for centuries and it works! There are a few guidelines to go by. A Sankalpa should be short and sweet, only positive words should be used. Word's like not/don't/can't/shouldn't/won't should not be used, as they are negative in nature. The Sankalpa should be personal, after all you are seeking to change yourself not anyone else. We all know that we cannot change others. Also the Sankalpa should be stated in present tense, for example "I maintain peace and calm in all situations" not "I will maintain peace and calm in all situations". Once you've set your Sankalpa it should not change until it is accomplished, no changing the words even if the meaning is the same.
A Sankalpa practice can help us create more peace and joy in our lives. Having a Sankalpa means; I will be decisive and disciplined. I will be whole hearted. My growth is certain. I know I will make mistakes, but I will pick up and continue until my goal is achieved. If you know which Samskaras (habits) are causing you the most suffering you can start there or you can look to the future and determine what it is that you desire to achieve. If you want to give this practice a try consider this. The correct formulation of sankalpa is vital to the success of its practice. So it is worth giving yourself some time to go through this process. I suggest finding some time to sit alone in a quiet place. Sit for a few moments and focus on your breath, clearing the mind. Then do some reflection on the past and allow yourself to dream about the future. Think about what areas of your life you would like to improve, what characteristics you might like to change, what are your goals, what is the purpose of your life. Write things down and when you come up with your Sankalpa put it in writing too. You could be aiming at very specific goals or formulating how you would like to feel in general.
There are many approaches to setting a Sankalpa. If you would like more information on this practice please feel free to contact me via email or by calling the studio.


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267 42 432


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Love animals? Love cupcakes? You can combine two of your favourite things with our cute animal cupcakes.
From cheeky monkeys to cuddly penguins, we've got plenty of animal cupcake recipes to choose from that are sure to impress your loved ones.
All of these animal cupcake toppers are made using ready-to-roll icing or fondant, which can be found in most supermarkets in the cake decorating section.
Most of these animal toppers can be added to all different flavoured cakes so feel free to choose your favourite! You could even make them bigger and decorate a whole cake!
Click through our fun animal cupcake recipes and choose your favourite…


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- Help Page
- FAQ Page
- Cookies policy
- Privacy policy
- Acceptable Use Policy
- Terms of Use for The Royal College of Radiologists E-learning Hub
Help Page
If you are experiencing technical problems with the RCR e-learning hub, please email: firstname.lastname@example.com.
For content enquiries, please email: email@example.com.
Routine maintenance of the e-learning hub will take place between 7am - 9am on Tuesdays. This may occasionally affect functionality during this time.
Last updated: 12 February 2019
FAQ Page
- Q: How can I claim CPD credits for activities I have completed?
A: Download the RCR's generic revalidation and CPD reflection template located beneath the faculty banner at the top of each page and complete it to provide evidence of your learning and its application.
- Q: How do I know how many CPD credits to claim?
A: Refer to the RCR's Continuing professional development guide https://www.rcr.ac.uk/system/files/publication/field_publication_files/rcr162_cpd_scheme_4th_ed.pdf or the quick guide at https://www.rcr.ac.uk/sites/default/files/cpd_quick_guide_2016.pdf
- Q: Can I claim CPD credits for developing or reviewing modules?
A: Yes, the number of credits will vary according to the amount of work involved. See the RCR's Continuing professional development guide https://www.rcr.ac.uk/system/files/publication/field_publication_files/rcr162_cpd_scheme_4th_ed.pdf or the quick guide at https://www.rcr.ac.uk/sites/default/files/cpd_quick_guide_2016.pdf
- Q: Will CPD credit award be automated eventually?
A: Yes, an automated CPD recording system is under development.
- Q: Is there a search function?
A: Yes. The global search function will search the text or names of activity titles. You will also be able to apply filters to searches.
- Q: Can I update my MyRCR email address through the e-learning hub?
A: No, you cannot update your RCR membership profile, including your email address here, you must do this through the main RCR website www.rcr.ac.uk/myrcr.
- Q: How long can my session remain inactive before I am logged out?
A: If you leave a session part way through, you will automatically be logged out after 2 hours.
- Q: What is the information I enter on the profile page used for?
A: It is used anonymously to help us identify which resources appeal to which groups of users so that we can develop our offering accordingly.
- Q: Why to I have to enrol for courses?
A: So that the system can record which activities you have completed so that at appraisal time you can print out a list of all of the activities you have completed.
Last updated: 11 October 2019
Cookies policy
The RCR Learning Hub: Moodle and Cookies files
Two cookies are used by Moodle, which is the Virtual Learning Environment system which hosts the RCR Learning Hub www.rcrlearning.org.
Cookies help Moodle to provide you with a good experience when you login to the RCR Learning Hub.
A cookie is a small file of letters and numbers that is stored on your browser or the hard drive of your computer if you agree. Cookies contain information that is transferred to your computer's hard drive.
Two cookies are used by RCR Learning Hub:-
- MOODLESESSION, which is the session cookie. You must allow this cookie into your browser to provide continuity and maintain your login from page to page. When you log out or close the browser this cookie is destroyed (in your browser and on the server).
- MOODLEID, which is the cookie which remembers your username within the browser. This means when you return to this site the username field on the login page will be already filled out for you. It is safe to refuse this cookie - you will just have to retype your username every time you log in.
Last updated: 12 February 2019
Privacy policy
Who we are
The Royal College of Radiologists is a charity that works with our Fellows and members to improve the standard of medical practice across the fields of clinical radiology and clinical oncology. The Royal College of Radiologists is a registered charity (no.211540). The registered address is 63 Lincoln's Inn Fields, London, WC2A 3JW. The College Data Protection Officer can be contacted on firstname.lastname@example.com.
What type of information is collected about you?
The personal and sensitive data we may collect will include your:
First name and surname
Email address
IP address of your device
IP address of your last access
- Information that you provide by filling in forms on our e-learning hub www.rcrlearning.org ('our site'). This includes information provided at the time of registering to use our site, subscribing to our service, posting material or requesting further services. We may also ask you for information when you report a problem with our site.
- If you contact us, we may keep a record of that correspondence.
- We may also ask you to complete surveys that we use for research purposes, although you do not have to respond to them.
- Details of transactions you carry out through our site and of the fulfilment of your orders; and/or
- Details of your visits to our site including, but not limited to, traffic data, location data, weblogs and other communication data, whether this is required for billing purposes or otherwise and the resources that you access.
IP addresses
We may collect information about your computer, including where available your IP address, operating system and browser type, for system administration and to report aggregate information to our advertisers. This is statistical data about our users' browsing actions and patterns, and does not identify any individual.
Our website uses cookies to distinguish you from other users of our website. This helps us to provide you with a good experience when you browse our website and also allows us to improve our site. For detailed information on the cookies we use and the purposes for which we use them see our Cookies policy.
Where we store your personal data
We will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this privacy policy.
All information you provide to us is stored on our secure UK based servers. Any payment transactions will be encrypted using SSL technology. Where we have given you (or where you have chosen) a password which enables you to access certain parts of our site, you are responsible for keeping this password confidential. We ask you not to share a password with anyone.
Unfortunately, the transmission of information via the internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of your data transmitted to our site; any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features to try to prevent unauthorised access.
Uses made of the information
We may use information held about you in the following ways:
- To ensure that content from our site is presented in the most effective manner for you and for your computer.
- To provide you with membership services and enhanced member benefits (for example to provide you with electronic access to our journal and other relevant publications).
- To provide you with information, details of events, services that you request from us or which we feel may interest you, where you have consented to be contacted for such purposes.
- To carry out our obligations arising from any contracts entered into between you and us.
- To allow you to participate in interactive features of our service, when you choose to do so.
- To notify you about changes to our service.
These activities conducted by the RCR are counted under legitimate interests according to Article 6(1) (f) of the General Data Protection Regulation.
Who do we share your information with?
Disclosure of your information
We may disclose your personal information to third parties:
- If we are under a duty to disclose or share your personal data in order to comply with any legal obligation;
- In order to enforce or apply our terms of use or terms and conditions of supply and other agreements;
- To protect the rights, property, or safety of RCR or others;
- To provide any services that you ask us to carry out.
Disclosure may include exchanging information with other companies and organisations for the purposes of fraud protection and credit risk reduction. You have the right to ask us not to process your personal data for marketing purposes. We will usually inform you (before collecting your data) if we intend to use your data for such purposes or if we intend to disclose your information to any third party for such purposes. You can exercise your right to prevent such processing by checking certain boxes on the forms we use to collect your data. You can also exercise the right at any time by contacting us at firstname.lastname@example.com.
Our site may, from time to time, contain links to and from websites operated by third parties. If you follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for these policies. Please check these policies before you submit any personal data to these websites.
Access to your information and correction
Your rights
You have the right to ask us to provide you with access to and rectification or erasure of your personal data. Providing you this information is free of charge, but charges may apply for excessive requests. To do this please email or write to us (FAO: Data Protection Officer, The Royal College of Radiologists, 63 Lincoln's Inn Fields, London WC2A 3JW). We want to make sure that your personal information is accurate and up to date. In order to assist us with ensuring your personal information is up to date either contact the Membership Officer or update your details online at www.rcr.ac.uk and log on to MyRCR. If you don't want to receive emails or hard copy mail from us, please amend your preferences in the MyRCR section of the website. You may ask us to correct or remove information if you think it is inaccurate. You have the right to ask us to provide you with the personal data you have provided to us in an electronic format or to ask us to provide it to a third party.
Complaints procedure
Any complaints regarding the method in which we handle your data may be logged by sending an e-mail to complaints or sending a letter to our registered address for the attention of the Chief Executive. You have the right to lodge a complaint with the Information Commissioners Officer.
How long do we keep your personal data?We keep your personal data for as long as you remain a member of College. You have the right to request the deletion of your personal data at any time to exercise this right or to inform us that you have left the College, please contact the firstname.lastname@example.com.
Contact us about data protection
To exercise all relevant rights, or for queries or complaints please contact the Data Protection Officer, at firstname.lastname@example.com.
Changes to our privacy policy
Any changes we may make to our privacy policy in the future will be posted on this page and, where appropriate, notified to you by email.
Questions, comments and requests regarding this privacy policy are welcomed and should be addressed to email@example.com.
Last updated 12 February 2019
Acceptable Use Policy
This acceptable use policy sets out the terms between RCR Learning, a subsidiary of The Royal College of Radiologists ("RCR") and you under which you may access the RCR Learning e-learning hub www.rcrlearning.org ("the e-learning hub"). This acceptable use policy applies to all users of, and visitors to, the e-learning hub.
Your use of the e-learning hub means that you accept, and agree to abide by, all the policies in this acceptable use policy, which supplement our terms of use.
www.rcrlearning.org is operated by RCR. RCR is a charity registered in England and Wales with the Charity Commission No. 211540, and our contact address is The Royal College of Radiologists, 63 Lincoln's Inn Fields, London WC2A 3 JW.
Prohibited uses
- You may use our e-learning hub only for lawful purposes. You may not use our site:
- In any way that breaches any applicable local, national or international law or regulation.
- In any way that is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect.
- For the purpose of harming or attempting to harm minors in any way.
- To send, knowingly receive, upload, download, use or re-use any material which does not comply with our content standards.
- To transmit, or procure the sending of, any unsolicited or unauthorised advertising or promotional material or any other form of similar solicitation (spam).
- To knowingly transmit any data, send or upload any material that contains viruses, Trojan horses, worms, time-bombs, keystroke loggers, spyware, adware or any other harmful programs or similar computer code designed to adversely affect the operation of any computer software or hardware.
You also agree:
Interactive services
We may from time to time provide interactive services on our site, including, without limitation:
- e-learning sessions
- Quizzes or self-tests
- Event booking
- READ cases
- Discussion boards
- Case of the Month
Where we do provide any interactive service, we will provide clear information to you about the kind of service offered, if it is moderated and what form of moderation is used (including whether it is human or technical).
We will do our best to assess any possible risks for users (and in particular, for children) from third parties when they use any interactive service provided on our site, and we will decide in each case whether it is appropriate to use moderation of the relevant service (including what kind of moderation to use) in the light of those risks. However, we are under no obligation to oversee, monitor or moderate any interactive service we provide on our site, and we expressly exclude our liability for any loss or damage arising from the use of any interactive service by a user in contravention of our content standards, whether the service is moderated or not.
Where we do moderate an interactive service, we will normally provide you with a means of contacting the moderator, should a concern or difficulty arise.
Content standards
These content standards apply to any and all material which you contribute to our site (contributions), and to any interactive services associated with it.
You must comply with the spirit of the following standards as well as the letter. The standards apply to each part of any contribution as well as to its whole.
Where any part of our site has different content standards, you must comply with both those content standards and these.
Contributions must:
- Be accurate (where they state facts).
- Be genuinely held (where they state opinions).
- Comply with applicable law in the UK and in any country from which they are posted.
Contributions must not:
- Contain any material which is defamatory of any person.
- Contain any material which is obscene, offensive, hateful or inflammatory.
- Promote sexually explicit material.
- Promote violence.
- Promote discrimination based on race, sex, religion, nationality, disability, sexual orientation or age.
- Infringe any copyright, database right or trade mark of any other person.
- Be likely to deceive any person.
- Be made in breach of any legal duty owed to a third party, such as a contractual duty or a duty of confidence.
- Promote any illegal activity.
- Be threatening, abuse or invade another's privacy, or cause annoyance, inconvenience or needless anxiety.
- Be likely to harass, upset, embarrass, alarm or annoy any other person.
- Be used to impersonate any person, or to misrepresent your identity or affiliation with any person.
- Give the impression that they emanate from us, if this is not the case.
- Advocate, promote or assist any unlawful act such as (by way of example only) copyright infringement or computer misuse.
Suspension and termination
We will determine, in our discretion, whether there has been a breach of this acceptable use policy through your use of our site. When a breach of this policy has occurred, we may take such action as we deem appropriate.
Failure to comply with this acceptable use policy constitutes a material breach of terms of use upon which you are permitted to use our e-learning hub, and may result in our taking all or any of the following actions:
We exclude liability for actions taken in response to breaches of this acceptable use policy. The responses described in this policy are not limited, and we may take any other action we reasonably deem appropriate.
Changes to the acceptable use policy
We may revise this acceptable use policy at any time by amending this page. You are expected to check this page from time to time to take notice of any changes we make, as they are legally binding on you. Some of the provisions contained in this acceptable use policy may also be superseded by provisions or notices published elsewhere on our site.
Last updated: 12 February 2019
Terms of Use for The Royal College of Radiologists E-learning Hub
General terms for use of the RCR e-learning hub
This page tells you the terms of use on which you may make use of the RCR e-learning hub accessible via the website of The Royal College of Radiologists ("RCR") or at www.rcrlearning.org.
Please read these terms of use carefully before you start to use the RCR e-learning hub. By using the RCR e-learning hub, you indicate that you accept these terms of use and that you agree to abide by them. If you do not agree to these terms of use, please refrain from using the RCR e-learning hub.
Information about the RCR e-learning hub
The RCR e-learning hub is a web-based platform housing, or providing links to, a range of continuous professional development resources for clinical radiologists, clinical oncologists and other health care professionals. It includes e-learning sessions, webinars, recorded lectures, useful articles and guidelines to read and reflect upon, self-assessment exercises and links to resources on other websites. Guidance on the number of CPD credits for completing individual sessions is described on each session. It is up to the individual to judge whether they have truly earned the credits which they are claiming.
Accessing the RCR e-learning hub
Access to the RCR e-learning hub is permitted on a temporary basis, and the RCR reserves the right to withdraw or amend the service it provides on the RCR e-learning hub without notice (see below). The RCR will not be liable if for any reason the RCR e-learning hub is unavailable at any time or for any period.
You must treat your member login details as confidential, and you must not disclose this information to any third party. The RCR has the right to disable any user identification code or password at any time, if in its opinion you have failed to comply with any of the provisions of these terms.
You are responsible for making all arrangements necessary for you to have access to the RCR e-learning hub. You are also responsible for ensuring that all persons who access the RCR's site through your internet connection are aware of these terms, and that they comply with them.
You must also comply with our Acceptable Use Policy in respect of any comments that you may post.
Intellectual property rights
All users are asked to respect the generosity of the contributors who have developed individual sessions. Whilst it is easy to copy material which appears on web sites, it is not legal to do so. The entire contents of the RCR e-learning hub are protected by copyright laws. The RCR is the owner of the copyright, except where otherwise indicated. The RCR e-learning hub is for your own personal educational use. Any other use requires the written permission of the RCR. All proprietary notices on any material downloaded from the RCR e-learning hub for personal educational use must not be changed or deleted. If the RCR is using copyrighted material inappropriately, copyright holders should contact us immediately.
If the material from the RCR e-learning hub is used for personal educational purposes in your personal published or presented work, due acknowledgement must be given to any sources quoted and the RCR acknowledged. All copyright watermarks on any images must be left intact. Images and text may be used for other non-commercial purposes by express permission of the RCR only. Any excerpts used for personal educational purposes must be reproduced accurately and not be used in a derogatory manner or in a misleading context. No one may copy, distribute, show in public or create any derivative work from material found within or through the RCR e-learning hub unless properly licensed by the RCR to do so.
You must not use the RCR e-learning hub for any purpose prohibited by these terms and conditions. You agree to use this site for lawful purposes only and also agree not to use the RCR e-learning hub in such a way that it would disable or impair any of the services and so restrict or inhibit the use of or enjoyment of the site by third parties.
Reliance on resources and information posted
Resources and information provided by the RCR or its members or Fellows and other materials or content posted on the RCR e-learning hub are based upon materials provided to the RCR by professionals in their field of work and the RCR cannot verify all of the materials. Where any part of any session is based upon an opinion, you should be aware that other professionals in the field may have a different opinion. There are also continuous advances in medical practice. When using information included in any session you must, therefore, consider such information in light of other professional guidance and medical advances. Accordingly you must make your own independent judgement in respect of the course of action that you take regarding your practice or patients as any action that you take in respect of your practice or patients is your responsibility and not the responsibility of the RCR.
It is solely your responsibility to evaluate the accuracy, completeness and usefulness of all information provided through the RCR e-learning hub.
In using the RCR e-learning hub you shall comply with all your duties as a doctor or other health care professional and, without limiting those duties, if you become aware of anything relating to the RCR e-learning hub which would infringe or be contrary to your duty as a doctor or health care professional, you will advise us immediately by email to firstname.lastname@example.com.
Our liability
E-learning sessions are provided without any guarantees, conditions or warranties (express or implied) as to their accuracy, quality, efficacy, completeness or fitness for a particular purpose. To the fullest extent permitted by law, the RCR shall not be liable to you whether in contract, tort (including but not limited to negligence), under statute or otherwise arising out of or in connection with any information and the RCR accepts no liability for any inaccuracy or error in any of the e-learning sessions and is making no promises in respect of any results that may occur as a result of you relying on any of the e-learning sessions.
Nothing in these terms of use affects or restricts the RCR's liability for death or personal injury caused to you by the RCR's negligence, nor the RCR's liability for fraudulent misrepresentation, nor any other liability which cannot be excluded or limited under applicable law.
Without prejudice to any other provision of these terms of use, you agree that the RCR shall have no liability to you in respect of any loss, liability or damage that you suffer as a result of or in connection with the death or personal injury of any person in respect of which you have relied upon any of the information provided in the RCR e-learning hub whether such death or personal injury was caused by the RCR's negligence or not.
Without prejudice to the provisions of the clauses above, in the unlikely event that the RCR is found to incur any liability in respect of any of the sessions, the total liability of the RCR in respect of any such e-learning session for any loss, liability or damage, howsoever caused, whether in contract, tort (including but not limited to negligence), under statute or in any other circumstances will be limited to the amount of monies receivable from the RCR's insurers in respect of such loss, liability or damage (if any).
Jurisdiction and applicable law
The English courts will have exclusive jurisdiction over any claim arising from, or related to, the RCR e-learning hub although we retain the right to bring proceedings against you for breach of these conditions in your country of residence or any other relevant country.
These terms of use and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of England and Wales.
The RCR may revise these terms of use at any time by amending this page. You are expected to check this page from time to time to take notice of any changes made, as they are binding on you. Some of the provisions contained in these terms of use may also be superseded by provisions or notices published elsewhere on the RCR website.
Your concerns
If you have any concerns about material which appears on the RCR e-learning hub, please contact firstname.lastname@example.com
Thank you for visiting the RCR e-learning hub.
Last updated: 12 February 2019