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Definitions for "CENTRAL PROCESSING UNIT"
Keywords: cpu, microprocessor, arithmetic, alu, pentium
Related Terms: Processor, Cpu - central processing unit, Cpu, Central processor, Co-processor, Cisc, Risc, Coprocessor, Reduced instruction set computing, Microcode, Complex instruction set computer, Reduced instruction set computer, Mpp , Math coprocessor, Microprocessor, Vliw, Epic , Multiprocessor, Intel, Chip , Control unit, Superscalar, Microcontroller, Opcode , Microcomputer, Program counter, Pa-risc, X86, Instruction cache, Multiprocessing, Pipelining, Smp, Simd, Amd, Powerpc, Merced, Instruction set, Machine cycle, Sparc, Mmx, Celeron, Sse, Mpu, Universal binary, Firmware, Hyper-threading, Floating point unit, Pentium iii, Pentium, Athlon
Made up of one or more microprocessors and associated components. The CPU controls system activities including interpretation and execution of programs. It has an arithmetic logic unit (ALU), timing and control circuitry, accumulator, scratch-pad memory, program counter, address stack, and instruction register.
(CPU)--The portion of a computer that directs the sequences of operations and initiates the proper commands to the computer for execution.
The main component, or "brain," of a computer. It is the chip that performs all of the information processing. The piece of hardware that contains the CPU is often called the CPU. (Terms, Gr. 2-3)
A CPU is the processor in a computer that processes the code and associated data in a computer system.
Component of a computer that performs mathematical calculations and coordinates the flow of information thought the computer
That part of the computer that performs the actual processing; the machine instruction executor. Also used to refer to the unit of the computer that contains the CPU chip (such as the workstation base in a NeXT slab); that part of the computer apart from the monitor and keyboard and mouse.
The part of a computer that includes the circuits that control the interpretation and execution of instructions. Also known as the processor or processing unit.
The part of a computer that controls the entire system and does mathematical processing of data.
(see CPU)
The main chip inside every computer that is used to run the operating system and the application software.
The core of a microcomputer system. It contains both the arithmetic/logic unit and the control unit.
The unit of a computer that includes the circuits controlling the interpretation of program instructions and their execution. The CPU controls the entire computer. It receives and sends data through input-output channels, retrieves data and programs from memory, and conducts mathematical and logical functions of a program.
The part of the computer that accepts data from outside devices, processes them, and delivers them to storage. It contains the arithmetic and logic unit and the control unit.
The part of an insurer's computing system containing the circuits that calculate and perform logic decisions based on a manual program of operating instructions.
The component of a computer system that interprets and carries out program instructions. See also HARDWARE.
The part of the system that controls the interpretation and execution of instructions.
CPU. The computing and control part of the computer. The CPU in a mainframe computer may be contained on many printed circuit boards; the CPU in a mini computer may be contained on several boards; and the CPU in a PC is contained in a single extremely powerful microprocessor.
The microprocessor that is the main controller for a PLC system or other computer controlled system.
A computer's main processor that is responsible for executing instructions, such as those necessary to run software.
The part of the computer (machine) that includes the circuits that control the interpretation and execution of the machine instructions.
hardware component where processing of data occurs, along with control activities for other components.
This is the heart of a PC and is also known as the micro-processor or IC chip. IC= Integrated Circuit
a part of a computer which performs the actual data processing operations and controls the whole computing system. [SILC99
Essentially the "brains" of your computer - the CPU actually executes instructions and processes data.
( CPU) - The part of the computer which historically performed all logic and most calculations. In PC-compatible systems, the CPU is on a single microprocessor chip. Many high-performance computers, including PCs, have more than one processing unit, often organized in such a way that none qualifies as the "central" processing unit.
(abbreviation: CPU) The main silicon chip that runs a computer's operating system and application software. It performs a computer's essential mathematical functions and controls essential operations. Intel CPUs in PCs were numbered by generation: 286, 386, 486. This numbering scheme was abandoned by Intel with the Pentium CPU, which would be the 586, and the Pentium Pro, which would the 686. Motorola PowerPC CPUs have maintained a consistent numbering convention: 601, 603, 604.
This is the "brain" of a modern computer system. The CPU is the unit that executes programs on a PC.
An arrangement of circuitry using computer circuit techniques usually consisting of memory elements, signal processing circuitry, and a means to input and output data at very high speed.
A microchip containing the logic circuitry that responds to and processes instructions that drive the computer.
Electronic circuits that interpret and execute instructions and communicates with the input, output, and storage devices.
Level: Component The part of a computer that interprets and executes instructions contained in the software and controls all the other parts of the computer. A family of CPU designs is often referred to as CPU architecture. Well-known CPU architectures include Intel's x86 architecture, Motorola's 68000 architecture, Sun Microsystems's SPARC architecture, the AIM Alliance's PowerPC architecture. Today, most desktop computers have 32-bit processors; 64-bit processors are being phased in. Smaller devices (mobile phones, PDAs, video game devices) may have 16-bit or 8-bit processors. See also: computing device
also called the microprocessor or processor, is the chip that carries out the instructions it receives from your software.
the electronic nerve center (brain) of a computer
The central processing unit (CPU) is an integrated circuit chip (IC) that controls and directs the activities of the computer. Considered the 'brain' of your computer, it is identified by manufacturer, model, and processing speed in megahertz (MHz). Major manufacturers include Intel, Motorola, Cyrix, AMD(Advanced Micro Devices), and IBM. Intel is considered to be the #1 manufacturer and sets the standards for processors.
Often referred to as a microprocessor, it is a silicon chip located inside the system unit that controls and regulates all computer processes.
A part of a system. The CPU interprets and executes instructions and contains all or part of internal storage. The central processor contains an Execution Unit and a Control Unit.
The "brain" of the computer that performs the actual computations. The term Micro Processor Unit (MPU) is also used.
the main number-processing and control section of a computer. In a microcomputer the CPU will be a microprocessor.
carries out the arithmetic & logical operations as well as controlling all communications requirements
Processor that controls the operation of a handheld computer. It is also called a chip or brain.
The main component, or "brain," of a computer. It includes the components that perform all of the information processing.
The part of a computer that contains the logic computation and control circuits. It controls the interpretation and execution of instructions and sometimes contains memory.
(computer science) the part of a computer (a microprocessor chip) that does most of the data processing; the CPU and the memory form the central part of a computer to which the peripherals are attached
an older term for processor and microprocessor, the central unit in a computer containing the logic circuitry that performs the instructions of a computer's programs
The part of a computer which is composed of the arithmetic-logic unit (ALU) and the control unit.
the logic circuitry that executes the command instructions that drive a computer
The brain of a computer. The central processing unit contains circuits that execute instructions and control the other units of a computer. Note that this "brain" usually has only enough memory to store a few instructions at a time.
CPU is a microprocessor chip or a single integrated circuit chip that is the brain of the computer, which processes simple instructions. Return to . Chat – A web-based program which allows many different users to talk to one another through their computers. This may include typing, audio, video or any combination of them. Return to . Client – A computer that requests information from a server. Return to . Coaxial Cable - Orginally used for the cable television industry coaxial cable is now widely used for computer networks. Although it is more expensive than standard telephone wires it is less susceptible to interference and can transmit more data. Return to .
The processor in a PC. A typical example would be a Pentium or a Celeron.
The part of a computer that includes the circuits that interpret and execute instructions. The CPU, or microprocessor, is the "brain" of the computer.
The chip located inside the system unit of a computer that performs the processing for a computer.
In a PC, it is the microprocessor plugged into its motherboard controlling all computer operations, eg one of Intel's Pentiums or one of AMD's Durons.
The main part of the computer, its 'brain', consisting of the central memory, arithmetic logic unit and control unit. Also called the central processor.
The part of a computer which accepts and acts on instructions; where calculations are done and communications controlled. Also used generically for the computer's electronics (not terminals and I/O devices).
The central unit in a computer containing the logic circuitry that performs the instructions of a computer's programs. Also known as the processor or microprocessor.
Component of the system unit that interprets and carries out the basic instructions that operate a computer. The CPU significantly impacts overall computing power and manages most of a computer's operations. Most of the devices connected to the computer communicate with the CPU in order to carry out a task. The CPU contains the control unit and the arithmetic/logic unit; these two components work together to perform processing operations. Also called a processor. 1.6, 4.4, 4.5- 13 installation and upgrades, 4.11-12 memory and, 7.3 personal computer, 4.9-11 purchasing computer and, 8.49 starting computer, 8.5
The main processing element of a switch or microprocessor.
The part of the computer that performs the actual processing. It is generally referred to as the brain of a computer. The CPU is directly related to a computer's performance. Also this term sometimes refers to the unit of the computer that contains the CPU chip, or the part of the computer apart from the monitor, keyboard, and mouse.
The part of a computer that interprets and executes instructions. It is often referred to as the brain of the computer.
(architecture, processor) (CPU, processor) The part of a computer which controls all the other parts. Designs vary widely but, in general, the CPU consists of the control unit, the arithmetic and logic unit (ALU) and memory (registers, cache, RAM and ROM) as well as various temporary buffers and other logic. The control unit fetches instructions from memory and decodes them to produce signals which control the other part of the computer. This may cause it to transfer data between memory and ALU or to activate peripherals to perform input or output. A parallel computer has several CPUs which may share other resources such as memory and peripherals. The term "processor" has to some extent replaced "CPU", though RAM and ROM are not normally considered as part of a processor. This is particularly true of common modern microprocessors though there have been microprocessors which include RAM and/or ROM on the same integrated circuit.
The electronic component of a computer system that processes data. The CPU can carry out arithmetic and logic operations. It controls the hardware of a computer system and stores data and instructions in memory.
generally used to mean the microprocessor, the integrated circuit which is the controlling core of a personal computer, usually situated in the box with the hard disc. Sometimes used to refer to the box and its contents.
See processor.
Central Processing Unit (CPU) is the main processing chip of a computer. the part of the computer or computer system which performs core processing functions.
The "brain" of the computer. The computer element that is responsible for carrying out the primary processing functions.
(CPU) -- The unit of a computing system that includes circuits controlling the interpretation of instructions and their execution.
The "brain" component of a computer where data calculation and decision making takes place. The CPU is dependent on many ancillary sub-systems to function - including memory, input/output systems, and a set of detailed instructions - the program.
Main processing unit of a computer.
(CPU) - The circuitry that executes program instructions.
Computer hardware that houses the electronic circuits that control/direct all operations of the computer system
A chip inside the computer that essentially functions as the brain of the computer. It is the single greatest determinant of a computer's power and speed.
A processing device, including a case and all its contents, such as the primary printed circuit board, additional printed circuit boards, one or more disc drives, interior wiring and a power cord. Within elements of the computer manufacturing industry, a CPU may apply only to its chips.
Part of the computer that executes stored program instructions. This is what reads software applications, floppy diskettes, CD ROMs, and hard drives, and allows the user to see the data or application interfaces.
Also known as the microprocessor, the CPU is the brain of any computer, controlling all functions and actions. Its speed is measured in megahertz (MHz) or gigahertz (GHz), respectively millions or billions of cycles per second. The faster the CPU, the quicker the machine.
The "brain" of a computer where all the number-crunching is performed.
The component of a computer in which data processing takes place.
The part of a computer that executes programs. The quality of the CPU combined with the speed of the computer is one main indication of how fast software will run. Typical CPU's on IBM's include 8088 (very old), 30286 ('286), '386, '486, and Pentium ('586). Only the last three can run Windows successfully. Most modern software requires a ``80386 or better,'' which is to say, an 80386, '486, or '586. See MHz for information on measuring the speed of a computer.
Central Processing Unit of a computer. Working alone or with other CPUs, it consists of a control unit and an arithmetic-logic unit (ALU).
The computer hardware and software that decodes and carries out instructions.
Sometimes called the CPU or the processor. A chip in personal computers that control everything in the computer.
The "brain†of a computer. On the TI-83 series of graphing calculators, the CPU is the ZiLOG 80, the same CPU used in the orginal GameBoy. Sorry, GameBoy games will not run on your calculator! ("Woah wait, it has a CPU!?†Of course it does. How else could it run programs?)
the brain of the computer that processes instructions and manages the flow of information through a computer system.
Commonly known as the CPU, the central processing unit is the brains behind your computer. The CPU is responsible for performing calculations and tasks that make programs work. The faster the CPU, the quicker programs can process computations. Source: TechSoup.org
the brain of the computer. Two major determinate of the power of the computer are: type of CPU, and clock speed. Types of CPUs are Pentium, Celeron, Pentium III, Pentium III Coppermine, etc. Manufacturers include Cyrex, AMD, and Intel. The CPU sits on the motherboard.
An older term used for processor.
(CPU) The main processing chip of a computer. The CPU interprets and executes the actual computing tasks, and has the ability to transfer information to and from other resources over the computer's main data-transfer path, the bus.
Inside each computer is a single chip that performs all the processing of information. This chip is technically the CPU, but the entire computer is generally referred to as the CPU.
a silicon chip that performs calculations and acts as the brain of a computer.
(CPU): The brain of the computer. Two components found in the CPU are the arithmetic logic unit, which performs calculations and logical operations, and the control unit, which decodes and executes instructions.
The portion of computer hardware which executes machine instructions such as add, move, multiply, and branch.
Central processing unit (CPU) refers to the microprocessor and the memory of the computer.
"CPU" is the thinking part of your computer ex: Intel is a type of processor chip measured in terms of speed -- usually megahertz (MHz)
The part of a computing system that contains the arithmetic and logical units, instruction control unit, timing generators, and memory and I/O interfaces.
The "brains" of the computer.
The central processing unit (CPU) is the main computational unit in a computer and the one that executes instructions. The CPU is of interest to device driver writers because its associated architecture influences the design of the driver. For example, CPUs can have different mechanisms for handling memory mapping.
Part of computer that performs logic and calculations
"Brain" that controls the operations of a computer. The CPU is the place where arithmetic and logical operations are conducted. All program instructions to be executed must be held within the central processor, and all data to be processed must first be loaded into this unit.
(CPU)- The computer's internal storage, processing, and control circuitry; including the arithmetic-logic unit (ALU), the control unit, and the primary storage unit.
That portion of a computer that controls and performs the execution of instructions.
The brain of the computer system used for retrieving, decoding, and executing instructions. The CPU incorporates the control unit, the arithmetic/logic unit, memory, and related facilities.
the microprocessor "brain" of a computer, such as a Pentium or PowerPC chip. See CPU, DSP, DMA, parallel processing, MHz.
The part of a computer that controls all the other parts. The CPU fetches instructions from memory and decodes them. This may cause it to transfer data to or from memory or to activate peripherals to perform input or output.
The part of a processor that executes instructions.
Abbreviated CPU, the part of the computer that controls all that goes on within the hardware during operations. It may be a single microprocessor in a personal computer or take up several circuit boards in a mainframe.
Computer section containing memory and processing circuitry for the operations controlled by the computer.
A central processing unit (CPU), or sometimes simply processor, is the component in a digital computer that interprets computer program instructions and processes data. CPUs provide the fundamental digital computer trait of programmability, and are one of the necessary components found in computers of any era, along with primary storage and input/output facilities. A CPU that is manufactured as a single integrated circuit is usually known as a microprocessor.
Keywords: guediche, samy, cruz, trance, psychedelic
Central processing unit is one of the Psychedelic Trance project of Samy Guediche. Samy is originally from Switzerland but later on moved to Santa Cruz, close to San Francisco (California).
Keywords: centrex
Keywords: matrix, competitive, coding, position


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Manufacturing pay rises outstrip the wider UK economy
The average pay settlement in the UK manufacturing sector during the six months to July was 2.6%, according to figures released by EEF, the manufacturers' organisation. This contrasts with a 0.2% drop in average weekly earnings for the UK economy as a whole in the three months to June – the first fall since 2009.
Work starts on £1.5m engineering lab for Welsh drives-maker
The drives-maker Control Techniques has started work on a new £1.5m engineering laboratory at its headquarters in Newtown, Wales. The company will use the 900m2 building to develop new products and technologies.
Motovario aims to double turnover with £650,000 expansion
The Italian gearbox and motors manufacturer Motovario has invested more than £650,000 to expand its UK facilities in Droitwich, Worcestershire. The main aim of the investment – the largest in the history of the company's UK operation – is to create a centre for assembling gearboxes from component parts, thus cutting lead times.
Ritchie takes control of ABB's automation and motion division
Neil Ritchie has been appointed head of ABB's Discrete Automation and Motion division in the UK, following the retirement of Chris Withey. The division encompasses ABB's motors, generators, variable-speed drives, motion control, programmable logic controllers (PLCs), solar inverters, power electronics and robotics businesses.
£1m investment will help Leeds plant to build geared motors
Siemens is investing £1m in its UK mechanical drives factory in Leeds, expanding its capabilities to assemble a new range of geared motors and to service rail components. The company says that the investment could lead to the creation of 50 new jobs.
Austrian automation manufacturer sets up shop in the UK
The Austrian automation manufacturer Sigmatek has set up a UK subsidiary to supply and support machine automation systems, mainly to the OEM sector. Russ Kemp, who has more than 25 years experience of the automation sector, has been appointed managing director of the new Sigmatek Automation UK business, located in Nottingham.
UK start-up will produce soft-starts for Hitachi
A British start-up company specialising in energy-saving technologies has signed a deal to produce a range of soft-starters for Hitachi Power Solutions in Japan. Under an initial five-year agreement, Cornwall-based Suresense Technologies will manufacture the soft-starts for Hitachi, which will market them globally under its Prohestar brand.
UK 'could become a leader' in niche robot technologies
A group of experts charged with drawing up a national strategy for robotics and autonomous systems (RAS) in the UK has produced a report arguing that, through a co-ordinated approach and targeted investment, the UK could become a global leader in this area.
UK pledges £72m to support high-value manufacturing
The UK's Technology Strategy Board (TSB) has earmarked £72m to support initiatives in high-value manufacturing as part of its recently-published 2014-15 Delivery Plan, which aims to nurture and develop British entrepreneurial talent.
Deritend sells Preformed Windings to Clyde Blowers
Clyde Blowers Capital (CBC), headquartered in East Kilbride, is buying Sheffield-based Preformed Windings from Deritend Industries for an undisclosed sum. Preformed Windings, which produces coils for traction motors and high-voltage motors and generators, will join CBC's expanding electric machines group, which also includes the generator and motor manufacturer, Parsons Peebles.
Official figures reveal a 1.3% drop in UK factory output
Output from British factories fell by 1.3% in May – its biggest drop since January 2013 – according to figures released by the Office for National Statistics (ONS). Output for the year to May 2014 was up by 3.7%, compared to 4.3% in April.
Fixed-price service will repair VSDs, whatever their state
Schneider Electric has introduced a fixed-price repair service for variable speed drives (VSDs) in the UK, offering users a choice of standard, express or "no fault found" services. The fixed-price services mean that VSD users will know all of the costs involved before sending their products for repair, rather than having to wait for a quote. The prices will be fixed regardless of the condition of the failed drive – something that Schneider claims is unique in the industry.
Many UK managers are still below pre-recession pay levels
Despite the upswing in the economy, pay levels for a fifth of senior managers in the UK manufacturing sector still haven't returned to pre-recession levels.
New MDs take the helm at DC drives-maker, Sprint
The British DC drives manufacturer, Sprint Electric, has appointed two new joint managing directors, Dr Mark Gardiner and Gary Keen, to succeed the former MDs, Edwin Prescott and Dr Aris Potamianos, who will continue to act as technical advisors on a part-time basis.
VSD recycling scheme passes the 100-tonne mark
ABB reports that it has recycled 100 tonnes of old variable-speed drives, since it started a recycling scheme in the UK in 2003. The proportion of materials that it recycles has risen from 90% of the weight of the drive at the start of the scheme, to 97% today.

subset: commoncrawl


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The No. 11 Cal men's golf team entered its final regular-season tournament ready to make a statement as the second-ranked team at the Western Intercollegiate presented by Topgolf, trailing behind No. 6 USC. Despite a rocky start, strong final rounds from some of their experienced golfers allowed the Bears to defend their second-place standing at the Pasatiempo Golf Club in Santa Cruz.
This year, the Golf Channel televised nine hours of live coverage of the Western Intercollegiate. Three out of Cal's final five scheduled events this season will be partially televised or streamed live. Director of men's golf Walter Chun believed that the event being televised put additional pressure on the players, which provided them with good practice for future events such as the NCAA championships if the team qualifies.
"These announcers and GOLF Channel have done a great job of researching the players, and TopGolf, it's been a godsend from them to be willing to invest three years in this," Chun said in a press release. "It's a special moment for myself and my players to be on GOLF Channel, and the more pressure for the guys the better in front of the cameras."
The Western Intercollegiate, hosted by San Jose State, featured a 13-team field with four teams ranked in the top 20 by Golfstat. With five Cal players ranked in the top 200, including senior Collin Morikawa at No. 2, redshirt senior Sebastian Crampton at No. 34 and redshirt senior K.K. Limbhasut at No. 62, the Bears seemed primed to fight for the tournament title.
After the first round, however, that feat was looking more and more difficult. With only two players in the top 15 in Limbhasut and Crampton, Cal was tied for fifth after a +4 opening round. Host school San Jose State had a -4 round, giving the team the lead heading into the second day of competition.
In the second round, the Bears worked toward cutting the deficit. They finished the day in third at just six strokes out of the lead, a score that placed them in the final group for the last day of the tournament along with leaders San Jose State, Stanford and USC.
At this point, Crampton was the only Cal player under par at -1, but four Cal players joined him in the top 25 by the end of the day. In ninth place, 11th place and 15th place, respectively, the trio of Crampton, Limbhasut and Morikawa put forth strong performances to push the team back into title contention.
"I got off to a good start at two-under through four holes and was playing some good golf, but I definitely flattened out a bit the last 13 or so holes and made some bogeys," Crampton said. "Overall, I hung tough and fought hard out there."
On the final day, the Bears fought their way into the top spot on the front nine but ultimately couldn't hold on — they finished second with a score of -4 behind Stanford at -10. Limbhasut, Cal's top finisher, closed out the tournament with a six-under final round that propelled him into fourth place. This round matched the best score of his collegiate career and included six birdies and no bogeys.
Close behind him and tied for seventh place was Morikawa, who tallied his 15th straight top-10 finish. Unfortunately, this seventh-place finish ended his streak of top-five finishes at eight, but Morikawa was named a semifinalist for the Ben Hogan Award shortly thereafter, a recognition he has now received for three straight years. The award is given to the top men's collegiate golfer based on collegiate and amateur competitions between June 2018 and May 2019.
Cal enters the postseason with top-five team finishes in eight of its 10 stroke play events and two team titles. The Bears will carry this momentum with them as they compete at the Pac-12 Championships next Monday through Wednesday in Oregon.
Akshara Majjiga covers men's golf. Contact her at [email protected].


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Guelph Drug Rehab
Guelph Drug
Rehab Centers
To get urgent assistance in locating an alcohol or drug rehab in Guelph, Ontario call to speak with one of our experienced counselors.
Guelph Drug Rehab Centers
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Guelph is just as affected by drug addiction as other cities in Ontario and the need for good drug rehab centers is also a concern. It is a well documented fact that whenever a family member discovers that a loved one is struggling with drug addiction their first action is to contact the local government funded drug rehab center for help. It is equally noted that due to government budget restraints and internal administrative policy these funded drug rehabs are unable to service the demand for drug addiction treatment, many families are told there are no beds available and will be on a waiting list. Our drug addiction counselors have heard this too many times and can help with good drug rehab centers available now.
There are affordable options, when you talk with one of our drug addiction counselors he or she will answer all your questions about substance abuse and the different types of drug rehab programs available. There are dozens of different approaches to treat drug addiction or alcohol abuse, some are group sessions, other are individual addiction counseling sessions and some are based on faith and are religious oriented. Choosing the drug rehab programs that is right for your situation and needs will require help from our experienced and knowledgeable drug addiction counselors.
There is however important information that should be known before anyone signs up for a drug rehab treatment in any program; what quality does the center have?
Guelph Drug Addiction problem
The main drug addiction problem in Guelph for family and friends is getting answers to why their loved on is a drug addict. Most people aren't born with drug addiction but due to some painful life situation that was not resolve the person found relief with some drug like, cocaine, marijuana, crack, meth or even prescription drug like OxyCotin. Drugs and alcohol will bring temporary relief to these painful emotional issues, whatever they are, when the drug wears off more and more drugs are taken, thus the cycle of drug addiction. This applies to people in Guelph and anywhere else in Ontario.
If you or someone you know is suffering from drug addiction problem call our drug addiction counselor to find the right drug rehab program for your specific situation. We know drug addiction can be overcome, we have help thousands find good drug rehab centers in Ontario and across Canada that are now living happy drug free lives.
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Aizwal FC have sold several players to various I-League clubs and ISL Clubs and it will be a massive challenge to repeat the heroics.
The defending Hero I-League Champions Aizawl FC have roped in Paulo Meneses for the upcoming season and unarguably, the Portuguese gaffer has a lot to do to live up to the expectation.
The 39-year old coach has played for a number of lower division Portuguese sides before and this assignment will be his first major coaching assignment, as confirmed by the club official. Before embarking his journey with the Highlanders, the eloquent coach spoke at a length with www.i-league.org about his target, work procedure, nurturing local talents and much more.
What prompted you to take up the responsibility of Aizawl FC?
I liked the idea that Aizawl FC presented to me. And they liked the project I presented to Aizawl FC. So, we can consider 2 parts for my decision:
Project for the club: This is a club that wants to grow up. We want to develop the young players of the team and put them in the India National Team. I want also improve and develop the professional structures of the club, for example, to help the club to develop several departments (Scouting, Academy Methodology, Marketing etc).
Competitions: As Aizawl FC are the reigning I-League Champion, I have the challenge to defend the title with them and pushing the team to compete in the AFC Champions League next season.
Tug-of-war between ISL clubs and AIFF for FIFA U-17 World Cup Indian stars
The rise of the Indian national team's indigenous fanbase
Here's what's next for the Indian boys that played the FIFA U-17 World Cup!
Will there be added pressure on you handling the defending champions?
It's not a pressure for a football coach, I would rather say this is a good pressure. I need and I like this kind of pressure because It is a very good challenge for me. Players will be highly motivated to compete in the I-League.
We are building a strong core team with young Mizo players. You know, the team had undergone a lot of changes recently as quite a few good players left. But we are in a process of rebuilding the team with a good team spirit. We prefer to go step by step, game by game.
Aizawl FC's away record was not very impressive. How you will you address it?
This team present an attractive brand of Football. Everyone is very happy with our performance. About the match moments, we have improved a lot, individually and collectively. We have the sole goal- fighting for the 3 points every match, wherever we play.
The dream run!
Aizawl FC are synonymous for roping in local talents. Will you walk the same path as well?
One of the ideas of the Aizawl FC board was to sign a Coach for work and develop the young talents. I would like to mention that Mizo players are very intense, with a good attitude. They work very hard in the training and go under the opposition's skin in the games.
They also have good Technical skills as well along with the positive mindset. I would like to say that we have some players have talent enough for to play in India National Team and we have a few players who can play in Europe. But, they have to work hard and harder to achieve the next level.
What'll be your message for the Aizawl FC fans?
This team work very well. These players work hard in the training sessions and they will certainly give their best in the matches to get all 3 points.
I have heard that the supporters are very close to the club and they feel proud of these players. I have already felt the power and the passion of the Aizawl FC Supporters.
I would ask the Aizawl FC Supporters to come to the stadium to support us. I believe we will be stronger together and we can achieve our goal this season.


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La biennale di Venezia edizione 2009
La Biennale di Venezia
Since 1895 The Venice Biennale has for over a century been one of the most prestigious cultural institutions in the world. Ever since its foundation in 1895, it has been in the avant-garde, promoting new artistic trends and organising international events in contemporary arts. It is world-beating for the International Film Festival, for the International Art Exhibition and for the International Architecture Exhibition, and continues the great tradition of the Festival of Contemporary Music, the Theatre Festival, now flanked by the Festival of Contemporary Dance.
The origin
Headed by its mayor, Riccardo Selvatico, the Venetian City Council passed a resolution on 19th April 1893 to set up a biennial exhibition of Italian art, to be inaugurated on 22nd April 1894. However, the event took place in 1895, two years later than it had been planned. On 30th April, the 1st International Art Exhibition was inaugurated.
A must see. More information here or in the main site .
53rd International Art Exhibition
Making Worlds
Arsenale closed on Tuesdays (excluding Tuesday 17 November 2009)
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Funding boost might not solve 'crisis' in early years provision
PUBLISHED: 09:03 11 January 2018 | UPDATED: 09:03 11 January 2018
Early years' providers have cautiously welcomed a funding rise expected to be approved by Suffolk County Council (SCC) today but warned it might not be enough to end the "crisis".
The government's decision in September 2017 to introduce 30 free hours of childcare a week to eligible parents has resulted in early years' settings closing across the country, and likely into the "double figures" in Suffolk, said campaigner Donna-Marie Row, owner of Yorley Barn Nursery School in Sudbury and the founder of the Champagne Nurseries on Lemonade Funding Facebook group.
SCC received one of England's smallest funding pots to deliver the 30-hour reforms, meaning nurseries and pre-schools have lost thousands of pounds. Nurseries are being forced to find extra cash, usually by increasing fees for additional hours. Some in Suffolk have resorted to bucket collections and extra fundraisers.
It is not compulsory for early years' settings to accept the offer, in which three and four-year-olds of eligible working parents are entitled to 30 free hours of childcare a week during term time – double the 15 hours previously.
The government's new Early Years National Funding Formula, which is funding the offer, aims to end historic funding disparities. But a typical Suffolk setting with 60-funded children aged three-to-four would have lost £13,000 from a £145,000 budget. This is because SCC received £4.41 of funding per child, per hour in the formula. It passed on 93.7 per cent to providers: a flat base rate of £3.87. Camden in London received £8.51 of funding. This will further reduce for SCC in April, down to £4.30. Before, rates were set from £3.72 to £4.24, dependent on staff qualifications.
But today, a paper set to appear before the Schools Forum at SCC will recommend that the base hourly rate rises to £4, following a motion to increase funding.
Mrs Row said: "It won't be enough but we welcome it. Early years education costs £5.20 per hour, per child, we were given £3.87; a horrendous shortfall."
Elfrede Brambley-Crawshaw, spokesman for children's services and education for the Liberal Democrat, Green, and Independent groups, said: "It is great news but most providers I have spoken to are struggling. We are reaching a crisis point."
Gordon Jones, SCC education cabinet member, vowed to lobby for extra funding and allocate existing funds the best they can.
If you value what this story gives you, please consider supporting the Lowestoft Journal. Click the link in the orange box above for details.


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Former US Open Champion, Novak Djokovi had to work harder for his win that saw him qualify for the next round after he had dropped a set.
It was anything but smooth sailing for Novak on his return to Flushing Meadow, battling past the elements and an on-song Marton Fucsovics to progress to the second round of the US Open.
The 31-year-old, who arrived on the back of a Masters 1000 victory over Roger Federer at Cincinnati, had not lost a set in the first round of a major since 2011.
Having won the first set 6-3, the former world no.1 began to struggle early on in the second set from heat exhaustion, eventually calling for a medical timeout when he was down 4-2 with Fucsovics subsequently taking the set 6-3.
The Hungarian was at it again in the third set ahead of Djokovic 4-1 before the 13-time Grand Slam champion upped the ante, winning the next 10 games to secure a 6-3, 3-6, 6-4 and 6-0 victory securing his passage into the next round.
A newly instated heat rule for the men allowed a ten-minute break after the third set. It was from that moment Djokovic managed to regain his form taking the win home.
'We obviously both struggled,' said Djokovic. 'Towards the end of the third set I hit the ball a bit better, before that it was survival mode.
'I was praying that the next moment I would feel better as I wasn't feeling great for the three sets. A lot of players struggled today but I will take this win.'
Djokovic also revealed that in the 10-minute break both players took an ice bath in the locker room.
Djokovic will be hoping that the next game he is set to play will be one that has better play for him and that he can win in shorter period of time.
Related Stories: Nadal edges Closer to US Open After Reaching Second Round
Author: Moses Echodu
Moses is an avid Sports and Tech enthusiast. He loves to keep up to date with all the latest information and research on some of the most compelling stories.


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Personalized Design Consultation:
The design plan and suggestions you receive are based on you. Your life, your home, your wants and needs and your lifestyle. Available for an hourly fee and you are provided with the following:
* design recommendations based on your lifestyle needs and vision for the space
* paint colour suggestions
* space planning recommendations to create a functional living space
* fabric, flooring and window treatment suggestions
* focal point walls and features suggestions
* accessories and staging placement ideas
* renovations and construction advice
Shopping with the Designer
* Whether you are decorating or staging your home for resale having a designer accompany you to retail or exclusive to designer stores will help with choosing items that will provide the overall ambiance you are hoping to achieve in the space.
Room Design Services
* A custom design plan will be created for your space that will accentuate your home and captivate your needs for the space. All the selections of materials that are sourced out for the project and the overall design plan will be presented to you.
Full Interior Services
* A complete design plan will be created with a clear vision of how the room will be completed. After approval of the design plan the designer will be in charge of the project and you will be provided with an estimate which entails the cost and deadline of the project.
Home staging
After a consultation I can prepare the property for resale by:
* Rearranging furniture to creating the best traffic flow for your space
* De-cluttering the space to allow clients to visualize themselves in the space
* Landscaping to showcase the home's finest features
* Packing, organizing, storing, cleaning
Day of viewing (option for client)
* Cleaning the house thoroughly (including making beds)
* Providing viewers drinks and snacks
* Insuring the house looks pristine for viewing by providing the client with whatever it takes to prepare the property.


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FRISCO, Texas (CBSDFW.COM) – Dallas Cowboys tight end Rico Gathers has been suspended for the first game of 2019 regular season due to substance abuse, according to multiple reports.
The three-year player was suspended without pay for violating the NFL's substance abuse policy.
The suspension comes after Gathers was arrested in September 2018 for marijuana possession in Frisco.
Gathers is currently fourth on the team's tight end depth chart after Jason Witten returned to the Cowboys.
He will be able to participate in training camp and play in the preseason games.


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If you fall behind on your mortgage payments, the bank or mortgage company that holds the mortgage on your house can bring a legal action in court, called foreclosure, in which it seeks to take your house or sell your house in order to satisfy all or a portion of your debt. As a result of the foreclosure, you will lose whatever rights you have in your house and you can be ejected from your house. This article will explain the foreclosure process and your options, including filing bankruptcy to stop foreclosure. This article assumes that your foreclosure action is being brought by a mortgage lender. Other parties may also bring foreclosure actions.
Before the mortgage lender starts the foreclosure action against you, it will order a title search of your house. A search of the records in the recording office where your house is located will reveal any other liens (second mortgages, tax liens, mechanics' liens, judgment liens, etc.) recorded against your house, either before or after your mortgage, which have not been released. Identifying other holders of liens against your house is important because those lien holders will have rights in your foreclosure proceeding.
The mortgage lender (the plaintiff) starts a foreclosure lawsuit by having a state marshal serve a Summons and Complaint on you and other defendants (other junior lien holders and sometimes tenants). The foreclosure complaint does not have to be served by hand. At the same time, the mortgage lender will typically record a lis pendens in the recording office to provide the public with notice that your house is being foreclosed.
The Complaint will state the mortgage lender's position in the case, usually that you are delinquent on the debt and the mortgage lender wants to foreclose to satisfy your obligation. Because your mortgage may have been sold or transferred from the original mortgage lender, the Complaint will identify the chain of assignments from the original mortgage lender to the plaintiff, which establishes the plaintiff's right to foreclose. The Complaint will also identify any other liens on your property.
Attached to the Complaint is a Notice of the Availability of Foreclosure Mediation. Mediation is a process by which an impartial state mediator assists you and the mortgage lender in negotiating a mortgage modification that keeps you in your house. Generally, there is no downside to applying for mediation. The mediation process can slow foreclosure down for seven months or longer.
The Complaint will also contain a notice that you may be eligible for emergency mortgage assistance payments under the provisions of the Emergency Mortgage Assistance Program (EMAP) which is administered by The Connecticut Housing Finance Authority. If you qualify, there is no downside to applying for assistance.
You also have the right to apply for protection if you are unemployed or underemployed. You must apply to the court within 25 days of the return date if you think you qualify for protection (see below for more details).
In the upper right hand corner of the Summons is the Return Date. The return date is not a hearing date. You do not have to go to court on that date. It is a reference point for deadlines by which papers must be filed with the court. The Summons and Complaint must be served upon you and each other defendant twelve days before the return date. After service, the Summons and Complaint must be filed with the court at least six days before the return date. The return date is determined by the plaintiff and must be a Tuesday.
You should file an Appearance no later than two days after the return date on the Complaint. You can file an Appearance on your own behalf (called a pro se appearance) or through an attorney. Your Appearance tells the court that you are not ignoring the foreclosure. Once you file the Appearance, you will get notice of whatever is happening in court. You have an opportunity to appear in Court and express your position to the Court whenever a hearing is scheduled. You can get an Appearance form on the Connecticut judicial website: http://www.jud.ct.gov/webforms/forms/cl012.pdf. If you do not file an Appearance, you may not be able to contest the foreclosure. If you are representing yourself and file a Mediation Certificate within 15 days of the return date, you can also file an Appearance at that time.
Filing a Mediation Certificate
The Foreclosure Mediation Certificate will be delivered to you with the packet containing the Summons and Complaint. Or, you can get a Foreclosure Mediation Certificate form on the Connecticut judicial website: http://www.jud.ct.gov/webforms/forms/CV108.pdf. There are five questions that must be answered "yes" for you to be eligible for mediation, primarily that you are the borrower, that the house is your primary residence (up to three other families may also live in the house) and that the house is located in Connecticut. The Foreclosure Mediation Certificate must be filed with the court within 15 days of the return date, but if you miss that deadline, you may still be eligible for mediation by filing another form explaining why. You can get the other form on the Connecticut judicial website:http://www.jud.ct.gov/webforms/forms/CV096.pdf. Filing for mediation "stays" or postpones all of the pleadings and proceedings described below. Generally, there is no downside to applying for mediation. See below for more information about Mediation.
You have 15 days after the Return Date to file an Answer to the complaint. After reading every paragraph of the Complaint carefully, you answer the Complaint by stating whether you agree, disagree or do not know whether you agree or disagree with each paragraph in the Complaint. For example, if the Complaint states you are six months behind on your mortgage, but you are only four months behind, you should state in your Answer that you disagree with that paragraph of the Complaint. Most people do not have a defense to non-payment of their mortgage. If you have a defense to the foreclosure (e.g., fraud, duress, invalidity), write that you have a defense and briefly explain it. You can get an Answer form on the Connecticut judicial website: http://www.jud.ct.gov/webforms/forms/CV106.pdf.
You must sign and file the Answer at the Court Clerk's office. A copy of the Answer must be sent to everyone who has also filed an Appearance in the case. A separate certification of service must also be filed. If you do not file an Answer within 15 days of the Return Date, the Court may enter a default against you and you will not be able to present a defense to the foreclosure.
In order for the mortgage lender to obtain a foreclosure judgment, you and each other defendant to the foreclosure action must be defaulted, or if you have a defense and the case is contested, either a trial must be concluded, or a motion for summary judgment must be granted to establish your liability to pay the debt owed to the mortgage lender.
Assuming you have no defense, the mortgage lender may begin to file default motions against you and each other defendant two days following the Return Date. Default motions may be filed and granted for any of the following reasons:
Default for Failure to Appear – meaning you failed to file an Appearance. It does not mean that you failed to attend a Court hearing.
Default for Failure to Plead – meaning you failed to file with the Court a valid defense after filing an Appearance.
Demand to Disclose Defense – meaning the mortgage lender is seeking to determine whether you have any defenses to the foreclosure action.
Default for Failure to Disclose Defense – meaning you or your Attorney (on your behalf) filed an Appearance but then failed to disclose a valid defense within five days following the filing of the Demand to Disclose Defense by the mortgage lender.
Frivolous answers or denials are met with Motions for Summary Judgment by the mortgage lender.
When all defaults are entered or summary judgment is granted, the foreclosure case is ready to move to judgment. The mortgage lender typically will file a Motion for Judgment of Strict Foreclosure. The Court will require the mortgage lender to obtain and attach to the motion a current real estate appraisal prepared by an appraiser licensed or certified by the State of Connecticut in order to determine the fair market value of your house.
The Court will also require an Affidavit of Debt regarding the total amount of the mortgage obligation being foreclosed, the original promissory note, the original mortgage and all assignments. If the original promissory note cannot be located, a lost note affidavit might be accepted. If the original mortgage and assignments cannot be located, certified copies from the recording office might be accepted.
A copy of the Motion for Judgment of Strict Foreclosure and attachments will be mailed to you and all other defendants who have filed a notice of Appearance. The Court will schedule a hearing on the Motion for Judgment of Strict Foreclosure approximately two weeks after receipt. Foreclosure hearings generally are scheduled on Mondays in the Superior Court.
At the hearing on the Motion for Judgment, the Court will establish (1) the fair market value of your house based upon the appraisal submitted by the mortgage lender or based upon an appraisal submitted by you; (2) the amount of the debt you owe the mortgage lender; and (3) allowable attorney fees and costs for the title search and appraisal.
The Court will issue a decision to dismiss or allow foreclosure. If the Court finds that there should be a foreclosure, depending upon the value of your house and the amount of your debt, the Court will order either strict foreclosure or foreclosure by sale and set the appropriate dates. The Court's judgment does not end your rights in the house. It is the law day or confirmed sale of the house that cuts off your rights in the house.
Strict foreclosure will be ordered by the Court when it finds that there would be little or no value to be realized by you if your house were sold, because the total amount of the mortgage debt, other liens and foreclosure fees equals or exceeds the appraised fair market value of your house. Rather than go through the time and expense of auctioning off the house, the Court will establish a deadline, called a Law Day, by which you must pay off the mortgage debt and related fees in full or you lose ownership of your house. If you fail to come up with the money prior to your Law Day, then you will be barred from claiming an interest in the house.
Note that even if you have no equity in your house, federal law requires a sale in the event of an IRS lien or any other lien held by the United States.
In a strict foreclosure, the Court will set a series of Law Days for you and each other person listed as a defendant in the foreclosure action. Law Days give each owner of an interest in the property, in inverse order of priority, an opportunity to come forward and pay the entire debt due the mortgage lender. If the holder of an interest in the property does not pay the entire debt on its Law Day, it forfeits all rights to the property, and the next prior creditor has the opportunity to acquire legal title to the property by paying the mortgage lender in full on its Law Day. Each defendant may take title to the property free and clear of those defendants whose Law Days have already passed, but would take subject to the interests of any defendants whose Law Days have not yet run (as well as any interests senior in priority to the foreclosing mortgage lender). This process continues until the mortgage lender is paid in full or, absent payment, the mortgage lender takes legal title to the property by filing a certificate of foreclosure on the land records.
The assignment of Law Days is at the Court's discretion, but cannot be sooner than 21 days from the date of the judgment hearing due to a 20-day appeal period. In most instances, the Law Days are set between 30-60 days from the date of the judgment hearing. You as the borrower and owner of the house are assigned the first Law Day. The Court may be willing to set a longer Law Day if you can show that there is a very good chance you will be able to sell or refinance your house or if you need extra time to move because you have children who need to finish the school year or because you have a disabled family member.
Because there is no chance for you to realize any equity (the difference between what the property is worth and how much you owe) in your house in a strict foreclosure, if you believe that you do have significant equity in your house, you or your attorney should object to strict foreclosure and file a Motion for Foreclosure by Sale.
In a foreclosure by sale, the Court will set a sale date, approximately 60 to 90 days from the date of the judgment hearing. Typically, foreclosure sales are held on Saturdays at the location of the property. The Court will assign a local licensed attorney (called the "Committee of Sale") to coordinate the sale and will empower the Committee to post a sign on the property, schedule advertising and legal notice in a local newspaper, obtain liability insurance for the date of sale, coordinate an updated appraisal and title search of the property and conduct the auction on the date of the sale. Committees can charge upwards of $2,000 in expenses and $3,000 in fees for conducting the sale.
On the sale date, the Committee will auction off the property to the highest bidder. Usually a deposit of 10% of the property value is required from the successful bidder unless the successful bidder is the foreclosing mortgage lender. The proceeds of the auction first go to pay the costs of the auction, then to the mortgage lender and then to pay off any other liens on the property. If any money is left over, it goes to you.
After the foreclosure auction is concluded, the Committee will file its Motion for Approval of the Sale, Deed, Fees and Expenses. The Court will schedule a hearing on these Motions and issue its ruling thereon. You have an opportunity up until the date the Court approves the sale to payoff the judgment with accruing interest, attorney fees, court costs and Committee fees and expenses.
If the mortgage lender is the successful bidder at the auction, which is most frequently the case because it credit bids the amount of debt it is owed, and the Court approves the sale, then the mortgage lender must pay the Committee fees and expenses in order to obtain the Committee's Deed. Once payment is received, a Deed will be provided by the Committee and recorded on the land records in which the foreclosed property is located. This will essentially conclude the foreclosure action and the mortgage lender will now be the record title holder of the property.
If a party other than the mortgage lender is the high bidder at the auction and the Court approves the sale, then the Committee will forward the successful bidder's 10% deposit to the Clerk of the Superior Court. The successful bidder must pay the balance of its winning auction bid within 30 days of the approval of the sale by the Court. The deposit and remaining balance of the winning bid are collectively referred to as the sales proceeds. Once the Committee receives the balance of the sale proceeds, the successful bidder will be provided with a Deed by the Committee and will become the record title holder of the property. The successful bidder takes the property subject to outstanding property tax liens and other liens with a higher priority than the foreclosing mortgage lender's lien. Failure to pay the balance of the sales proceeds usually results in forfeiture of the deposit.
The Committee will then forward the balance of the sales proceeds to the Clerk of the Superior Court. In order to obtain its share of the sales proceeds, the mortgage lender must file a Motion for Supplemental Judgment. Upon receipt of the Motion, the Court will schedule a hearing. Upon approval and following a 20-day appeal period, the Clerk of the Court will issue a check to the mortgage lender. Should there be any additional sales proceeds left, you and each other defendant must file a Motion for Further Supplemental Judgment. The Court will determine the amounts to which you and each other defendant are entitled.
Because the costs of the auction, additional attorneys' fees and appraisal costs will come out of the foreclosure sale, if you have little or no equity in your property, you should NOT seek foreclosure by sale.
It is recommended that you vacate your house prior to the Law Date or Sale Date. If you do not, the person who acquires title to the property can change the lock to your house making further entry difficult. That person also may ask the Court for an order of Ejectment. An Ejectment will allow that person to get a state marshal to throw you out and remove all of your possessions from the property. The notice of Ejectment can give you as little as 24 hours to vacate the premises and remove your possessions. On the day and time in the notice of Ejectment, the state marshal will arrive with movers who will remove your possessions and place them in storage. The town has the right to auction off your possessions if you do not claim them within 15 days. Storage fees are likely to apply.
When a lender forecloses on a mortgage, whether by strict foreclosure or by sale, if the appraised value or sale price of your home is less than the total debt you owe the mortgage lender (including principal, interest, legal and other allowed fees), the balance owed is called a Deficiency.
Example: If the total debt you owed was $200,000, but your house only sold for $150,000 at the foreclosure sale, your deficiency would be $50,000.
In the case of a strict foreclosure, the mortgage lender may seek a deficiency judgment against you within 30 days after your Law Day. The Court would determine the amount of the deficiency based upon the appraised value of the house and the total amount you owe to the mortgage lender. You have a right to argue against the proposed amount of the deficiency at the deficiency judgment hearing by presenting your own appraisal to counter the mortgage lender's appraisal. You can also testify about the value of your house.
In the case of a foreclosure by sale, if the auction brings in less money than your total debt to the mortgage lender, then the Court will also enter a deficiency judgment. However, if your house sold for less than its appraised value, the mortgage lender will have to credit you with one-half the difference between the sale price and the appraised value.
Example: Assuming the total debt you owed was $200,000, but your house only sold for $150,000 at the foreclosure sale, your deficiency would be $50,000. If the appraised value of your house was $180,000, you would be credited with one-half the difference between the sale price ($150,000) and the appraised value ($180,000), or one half of $30,000, which is $15,000. Your deficiency would be $50,000 less the $15,000 credit, or $35,000.
Please note that if you sell your house through a short sale or transfer the deed to the mortgage lender via a deed in lieu of foreclosure, the value of the short sales proceeds or the house may be less than the total amount owed the mortgage lender. A deficiency would still exist under these circumstances and the mortgage lender could pursue a deficiency judgment against you in court. Typically, however, all or most of the deficiency is explicitly forgiven by the mortgage lender upon completion of the short sale or deed in lieu.
Foreclosure Eliminates Liens, Not Debts
Following a first mortgage foreclosure, assuming no defendant paid off the mortgage debt, all junior liens (including a second mortgage and any junior judgment liens) would be extinguished. The recorded liens would be removed from the property records. Notwithstanding the elimination of the liens, the second mortgage debt and creditor's judgments survive. You still owe those debts even though those creditors no longer have a security interest in your house. If a creditor had been paid with part of the proceeds of an auction sale of your house, you would remain liable for the debt to the extent that the sale proceeds did not cover the full amount of the lien.
The holder of the first mortgage lender's deficiency judgment, the holder of the second mortgage promissory note and the judgment creditor can all still pursue you for payment following the foreclosure of your house by garnishing your wages, levying your bank accounts or by placing liens on your other assets.
Mediation is a process by which an impartial state mediator assists you and the mortgage lender in negotiating a mortgage modification that keeps you in your house. The mediation period lasts for seven months following the return date, but it can be extended. You get to remain in your house during this period. During the "pre-mediation" portion, the mortgage lender is required to disclose information to you and the mediator about your mortgage and what it requires from you to obtain a mortgage modification. In the first meeting with the mediator, which both homeowners must attend, the mediator will explore whether a mortgage modification is possible for you based upon the mortgage lender's requirements. Following that meeting, you will be required to submit a mortgage modification application to the mediator and the mortgage lender.
Following your submission of the mortgage modification application, "real mediation" begins. Both homeowners are required to attend the first session of "real mediation" as is counsel for the mortgage lender and a representative of the mortgage lender via telephone. During this and subsequent mediation sessions, the mediator will seek to resolve issues with your application, understand reasons why your historical financial information may not represent an accurate picture of your future financial capability and otherwise seek to determine whether you have the financial capability to afford a modified mortgage. There are a number of ways a mortgage may be modified including extending the amortization period to reduce monthly payments, capitalizing unpaid interest and principal arrearages and taking the excess of the current mortgage over the fair market value of the property and creating a new second mortgage in that amount that would be due at the end of the first mortgage.
At the conclusion of each mediation, the mediator will issue a report summarizing what occurred in the mediation. If the mediator is successful in modifying the mortgage, the foreclose case will end. If the mediator is unsuccessful, the foreclosure case will continue.
Special Protection for Unemployed or Underemployed Homeowners
If you were unable to make mortgage payments on a first mortgage because of involuntary unemployment or underemployment, you can apply to the Court for a postponement of the foreclosure for a maximum of 6 months. To be eligible for this protection, you must have lived in your house as your principal residence for at least two years, and not had a foreclosure action commenced against you in the past seven years. In addition, you must be unemployed or underemployed. You will be considered underemployed if the aggregate earned income of all the homeowners during the 12 months preceding the foreclosure was under $50,000 and less that 75 percent of the average aggregate annual income during the two years immediately preceding the 12 month period.
The Court will decide whether you are eligible for special protection after considering whether you will be able to make timely payments on a restructured mortgage when the postponement period ends and whether the mortgage lender or a subordinate lien holder will be substantially prejudiced by the restructuring of the mortgage debt. If the Court determines that you are eligible for special protection, postponed mortgage payments and interest on those missed payments will be added to the principal balance of the loan, subject to certain limitations.
The mortgage lender is required by law to inform you in the foreclosure Complaint of your right to these protections. If you believe that you are eligible for protection from foreclosure because of unemployment or underemployment, you must file an application with the Court within 25 days of the return date. Note that if you want to assert a defense to the foreclosure action, you may do so only after the application for protection is denied. If your application is approved, you will not need to file any defenses.
If you are involuntarily unemployed and want financial advice, you can contact the State of Connecticut toll free hot line at 877-472-8313, a HUD Approved Housing Counseling Agency at 800-569-4287 or Homeowner's HOPE, a service of the nonprofit Homeownership Preservation Foundation at 888-995-4673.
Emergency Mortgage Assistance Payment Program
If you have suffered a financial hardship due to circumstances beyond your control you may apply for emergency mortgage assistance payments through the Connecticut Housing Finance Authority (CHFA) to help you get caught up on missed mortgage payments. Among the factors CHFA will look at is whether there is a reasonable likelihood that you will be able to resume full mortgage payments in the future. If you think you might be eligible, contact CHFA at www.chfa.org
Homeowners Association Foreclosures
If you live in a town house or condominium that is part of a common interest community, you probably pay monthly dues and assessments to a homeowners' association (HOA). If you fall behind in paying those fees, a lien may automatically attach to your property that could lead to foreclosure. If you are delinquent on your HOA fees and assessments by at least two months, the HOA can foreclose even though you are current on your mortgage payments. An HOA's lien is entitled to super priority over a mortgage lender's lien in an amount equal to six months worth of HOA fees and assessments, plus the HOA's costs and attorney's fees in enforcing its lien.
If a lender forgives all or a portion of any deficiency or other debt, the amount of the forgiven debt will be taxable income to you, unless a specific exception applies.
Filing for bankruptcy protection in Chapter 13 or Chapter 11 can stop a foreclosure and provide time for you to develop a strategy to keep your home. If you propose a repayment plan in Chapter 13 or Chapter 11 that demonstrates that you will have enough future income to make up the missed mortgage payments over the life of the plan (usually five years), while staying current on your regular monthly payments, you generally will be able to keep your house.
Although filing for bankruptcy protection in Chapter 7 will invoke the automatic stay and provide a brief respite from the foreclosure proceeding, unless the mortgage lender is voluntarily willing to modify your mortgage, nothing prevents the mortgage lender from going to Bankruptcy Court to lift the automatic stay to resume the foreclosure proceedings in state Court.
If you are unable to afford the missed mortgage payments and cannot negotiate a short sale or give your mortgage lender the deed in lieu of foreclosure, you may prefer to surrender your house to the mortgage lender and walk away from the problem. You may still be in debt to your lender following surrender and foreclosure if the total mortgage debt exceeds the value of the property. The way to eliminate this deficiency is through filing for bankruptcy protection in Chapter 7.
In addition, should forgiveness of mortgage or other debt result in your realizing taxable income and no other exception applies, filing for bankruptcy protection may eliminate the taxable income.
How Balbus Law Firm Can Help
Balbus Law Firm is committed to informing homeowners facing foreclosure about their options and assisting them in eliminating or reducing their unmanageable debts.
When you work with Balbus Law Firm, you work with a firm that has the comprehensive knowledge and flexibility to file your bankruptcy case in the most advantageous bankruptcy chapter, whether it is Chapter 7, 11, or 13.
To discuss bankruptcy in a free initial consultation call 203-286-4121 or e-mail us.
New York State Residents
Our website is optimized for searches in Connecticut, but the Balbus Law Firm is here for you, too. From our offices in Danbury, Connecticut, we represent clients throughout Connecticut and neighboring Westchester, Putnam and Dutchess counties in New York State.


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Spadina-King intersection to close for TTC track work
August 1, 2013
Beginning Tues., Aug. 6, the TTC and the City of Toronto will carry out major construction work at the Spadina Ave. and King St. W. intersection. The work will involve the reconstruction of the streetcar track and partial reconstruction of the roadway and sidewalk. The work is required to bring street and streetcar track infrastructure to a state of good repair.
As a result of this work, there will be no streetcar service on the 504 King and 508 Lakeshore between Shaw St. and Church St. Service on both routes will be diverted to Queen St. Customers using the subway can access the 504 King and 508 Lakeshore at the Queen and Osgoode subway stations. Normal streetcar service on King St. will resume on Aug. 20.
The construction work will also require changes to the 510 Spadina streetcar. Streetcars on Spadina will be replaced with a curb-side bus operation from Spadina Station to Queens Quay. On Aug. 20, 510 Spadina buses will operate through the King and Spadina intersection. On Sept. 1, streetcars will resume service on Spadina Avenue to the Charlotte Loop. Buses will operate from Adelaide Street West to Queens Quay West.
View all articles from August
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THE BABY BREAKOUT… STEPPING OUT FOR THE 1st TIME
Staying home and snuggling down with your newborn is bliss, but what happens when cabin fever sets in and you need some fresh air (or a loaf of bread)?
Getting out is essential for everyone's well-being, but if you're more shackled than delighted by the notion, it would be understandable.
What if she has a nappy malfunction or projectiles onto the Coles countertop? She in all likelihood will, however, if you've got a little know-how and can keep it perky, you'll handle these debacles on your ear.
So, don't despair you will leave the house eventually. Take a look at some of these tips to help you get out (and have fun) with bub.
Tip 1. Pack the essentials and do it the night BEFORE
Gone are the days of heading out with little more than your lippy, keys and cell phone. This baby's going to need a boatload of business in your bag, I call it your bag, but really it's hers now.
For bub:
- Nappies (2 more than you think you'll need) and disposable bags to seal.
- Wet wipes
- Change mat/cloth
- Spew cloth
- Sterilised dummies x 2 (if you use these, she WILL drop one)
- Spare onesie (or two)
- Bottles with sterilised water and enough formula for the day (if bottle feeding)
- Soft toy
For you:
- Breast pads
- Spare top (so you can find your sexy again after she's sicked-up on you)
- Sanitary pads
- Bottle of water
* Re-pack the nappy bag after each outing.
Tip 2. Have a blow-out kit
Basically the above repeated but kept in your car for those more-apocalyptic poo moments.
Tip 3. Don't over-think it
You want to be smart but don't bother with too much prep, besides, it keeps it exciting.
Once upon a time, I was a sharp-dressed woman who might postpone turning up to an event until the bag, the outfit, the shoes, the hair, the makeup… the whole bit was nailed. Having a baby lowered that bar for me. I'd find myself happily declaring at any party that the white splotch accompanying my shoulder was in fact just baby vomit; nothing to see here folks.
Feed baby before you plan to step out. This gives you potentially two hours of wandering or pram pushing before she gets unsettled – good if you need to get to the shops, but not such a big deal if you're planning to head to the park or a friend's house.
Tip 4. Take a friend for back-up
A mate or family member who thinks you're great and loves your kid is the perfect second set of hands. Plus, their presence (should) keep you fun.
And don't be afraid to ask for help whilst you're out; most strangers will delight in the prospect of helping you and your little cutie.
Tip 5. Tack-on an extra half hour
No matter how organised, you are always left wishing you had more time – automatically add half an hour on and you'll applaud your smart self.
Tip 6. Keep it snappy
Short and sweet at first and keep your expedition to IKEA for next time.
Leaving expectation LOW is best too. If you have a list of essentials, keep to the first few absolutely need-to-dos. This way, if bub loses the plot (or you do), you can make a quick get-away. If you leave with nothing checked off your To Do list, give yourself a high five anyway! Popping a top on and getting out of the freakin' house is accomplishment enough 🙂
Tip 7. Know how to dismantle your pram
I distinctly remember one day having had a happy and productive time at the local shopping centre (because in case you haven't noticed, I like to shop). Everything was done that I'd hoped to do, bub was content and I even managed a take-out coffee and a feed on-the-go, triumph!
Then I got back to the car to pack up the pram.
After an I-kid-you-not 15 minute wrangling with that wretched thing, I was at melt-down and baby, who was minutes earlier settled, was now hysterical. My last stitch effort was to shove that bless-ed thing (entirely erect) into the boot.. Crrrrunch!
Tip 8. Have a vague idea where you're going
Time is truly the essence and if you can't find accessible ramps and lifts and you're pushing a pram, you are putting yourself in a perilous state.
If you're the more vague type (probably typing to myself right now), get good at thinking ahead and have a vague clue where you're going and what you need to do. You'll thank yourself.
Tip 9. Multiple carriers on-hand
Taking a pram and a soft carrier in the car is a good idea. If you're out for any length of time or you've very recently given birth, you'll be grateful to change positions and ease your body a bit. Plus, it gives bub a stretch and a change of scenery.
Tip 10. Keep it fun
Don't forget to keep it fun and to see the funny in things, otherwise, you'll never leave the house.
Meet up with another mum-friend, grab a one-handed meal and a good coffee; you'll have fun sharing your excursion trivialities and general mayhem with each other.
Cabin-fever? Cured!
Hugs into the ether…
Lucy Lou


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Your Fishers Mortgage Loan Professional – 317-842-7744 – All loans subject to credit approval. Loan programs vary according to state, and are subject to change at any time. Diamond Mortgage, LLC will make every attempt to.
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Financing for Fisher Island luxury residential towers reaches $140M – The mortgage will also be used to complete the construction of palazzo della luna. mack's new loan on the sister projects at 7000 and 7012 Fisher Island Drive adds to the previous million bridge.
Guide to bridging loans | Financial Times – The market for bridging loans has grown steadily in recent years, It enables you to buy a new property before you have sold your existing home. During. the mortgage) and set them against the 500,000 bridging loan and.


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I woke up for the half feeling more excited than I did the 10k. I sprung out of bed at 3am for the third day in a row. Usual morning routine. I was running the half in my home made Cinderella costume. Kelsey helped me sew and stuff the shoulder poufs! I got on the […]
Posts Tagged 'Hollywood Studios'
Princess Half Marathon Weekend at Walt Disney World- The Half Marathon and Post-Race Hangouts (Part III of III)
Posted in Uncategorized, tagged Disney food, Disney World, Downtown Disney, EPCOT, fitness, Florida, friends, half marathon, Hollywood Studios, Magic Kingdom, Princess half marathon, running on April 2, 2014 | 3 Comments »
The Tower of Terror 10 Miler and Happy Haunted 5k
Posted in Uncategorized, tagged America, Disney World, fitness, Florida, Hollywood Studios, Orlando, race, race report, rundisney, running on October 17, 2013 | 3 Comments »
I had a really great trip to Orlando with my mom, and I want to tell you all about it, but I think it would be the longest post ever! So I'm breaking it up into 2 parts, my race reports and the fun stuff we did. First up: the Disney Happy Haunted 5k! This […]


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|Top Online Data Backup Rankings
Best Solutions Will Come from Union of Innovative Technologies and Methodology – Archive360 Delivers Critical Piece of The GDPR Compliance Puzzle
NEW YORK, NY – May 15, 2018 — /BackupReview.info/ — Archive360®, the world's leader in intelligent information management that drives down the cost, risk and uncertainty of digital transformation to the cloud, today announced it has been included on Microsoft's list of "Partners Helping Customers in Their GDPR Journey." The newly published list, which was revealed in a Microsoft blog entitled, "Leverage the Channel Ecosystem to Create GDPR Offers" by the OCP Security and Compliance Team, touts the benefits of its partners working together to solve complex challenges, such as the General Data Protection Regulation (GDPR), being faced by enterprise, medium and even small business end customers.
The blog states, "At Microsoft, we're seeing an increasing number of partners who are choosing to work together on addressing the GDPR for their customers through a consortium approach. This allows partners to address customers' needs, spanning guidance on regulatory compliance through technology expertise to implementation of specific remediation plans. As partners create strategic arrangements with their channel counterparts, they not only speed time-to-market, but also create a powerful value proposition for customer - a simplified approach to GDPR compliance."
"Today's business and IT professionals are facing, and likely losing sleep over, increasingly complicated and stringent business, internal governance, legal and compliance mandates. Of course, this is especially true for those seeking a viable, reliable and affordable solution for complying with the looming GDPR deadline," said Bill Tolson, Vice President of Marketing,Archive360. "For many the best solution will not come from just one vendor, but rather a union of innovative technologies and methodology. We are delighted to have been included on Microsoft's robust list of those it feels can offer a critical piece of the GDPR compliance puzzle."
Archive360′s Archive2Azure™ delivers the industry's most robust, intelligent information management platform. Archive2Azure uniquely addresses today's key requirements, which include ensuring all data is stored in its original format, is WORM compliant, is secure, and can be found and retrieved quickly. All customer data is maintained in their own Azure tenancy, retention/disposition policies can be easily assigned, assured and proven, and much more. These capabilities, and more, make it an ideal solution for organizations seeking to comply with the impending GDPR.
To read the Microsoft blog and review the list in its entirety, please visit: https://blogs.partner.
Tweet This: .@Microsoft includes @Archive360 on its List of Partners Helping Customers in their GDPR Journey https://www.archive360.com/
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Copyright ©2018. Archive360 is a registered trademark and Archive2AnywhereTM, Archive2AzureTM and FastCollectTM are trademarks of Archive360, Inc.
Source: Archive360
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This weekend I went to the World's Longest Yard Sale and had a fabulous time! I chatted with so many nice people and bought loads of great stuff! I covered Route 127 from Fairfield, Ohio to Eaton, Ohio which was a new route for me. Previously I covered northern Kentucky but this year I decided to try something new and it was totally awesome! Here's some photos:
First stop, a farm where I bought some lovely vintage Christmas ornaments.
My nest stop where I met my kindred soul in cozy cottage chic decor!
She had more great things pictured below but by the time I left I think I might have cleaned her out!
Under those tents were some of the prettiest glass ware I have ever seen on the side of the road!
A lovely old farm house set back from the road.
Another lovely old farm house...I was a bit distracted by all the gorgeous old homes!
A gorgeous old home in the town of Eaton, Ohio - love the vivid colors! On to more junkin'...
This park in Hampton, Ohio was a yard sale buyers dream!
More of this park were I bought the prettiest chenille spread and some crochet trim pillow cases!
A wonderful antique store in Seven Mile, Ohio where I met the lovely mayor, who owns this store, where...
...i picked up several nice vintage tablecloths!
One of many, many yard sales in Seven Mile!
Had I not been so distracted by all the great sales I might have remembered to take my camera, duh!
Can't wait for next year!


text: Psalm 42:8-11 Yet the LORD will command his lovingkindness in the daytime, and in the night his song shall be with me, and my prayer unto the God of my life. 9 I will say unto God my rock, Why hast thou forgotten me? why go I mourning because of the oppression of the enemy? 10 As with a sword in my bones, mine enemies reproach me; while they say daily unto me, Where is thy God? 11 Why art thou cast down, O my soul? and why art thou disquieted within me? hope thou in God: for I shall yet praise him, who is the health of my countenance, and my God.


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Steve Geoghegan column -- Ex-Bear Stow making transition into coaching
Recommended Video:
It's not surprising to see Kim Stow back on a field hockey sideline.
She's been on one for a decade or so but now she's sporting new colors. Stow isn't wearing the green of Norwalk High or the red of Sacred Heart University, the two spots where she made a name for herself in the sport.
Stow has donned the purple and gold of Westhill and, in her first year as an assistant coach there, she watched her new team beat her old team, 2-1, on Thursday. And it just happened to be the Vikings' first win of the season, although the team has been competitive in just about all of its games.
"It means a lot and it's a big win for them, not just because I played for Norwalk, but because they needed to boost their confidence," she said of her players. "They're a young, skilled team and they need this to push them forward."
It's been a big change for Stow as she has entered the coaching ranks but one she relishes because of her passion and love for the sport.
Stow recently graduated from Sacred Heart, where she was a four-year member of the team and a starter in goal for her last two seasons. She went on to take a teaching position at Westhill High and with Kevin DeAngelo taking over as head coach, he knew he struck gold by adding her to the staff.
"It's been an awesome transition and I love having her in the program," said DeAngelo, who has known Stow since her high school playing days. "It's a good fit. She's young and energetic and the girls respond to her really well."
DeAngelo also said that her work with the goalies has been tremendous.
Stow's former coach at Norwalk, Kyle Seaburg, said he loves seeing his former players give back to the sport.
"It's great to see that she's got a teaching job and that she's in the field hockey community," said Seaburg, who had the luxury of watching Stow backstop his teams to many victories at NHS. "She's a heckuva coach. Having her in that program is going to make it that much better."
Seaburg's wasn't the only face familiar to Stow on the other sideline Thursday. Stow's friend and teammate at Sacred Heart, Steph Fazio, is helping out at her alma mater as a volunteer at Brien McMahon.
As a matter of fact, Stow got to be the head coach when Westhill faced the Senators because DeAngelo had to miss the game. McMahon defeated Westhill, 3-1, but Stow said seeing Fazio across the way brought back some good memories.
"It actually gave me flashbacks to high school," said Stow, who admitted she preferred having Fazio as a teammate rather than as an opponent on the field. "It was good competition and a good game."
Stow said she's grateful to have the opportunity to teach and coach at the same high school. It's something she's always wanted.
Now she wants her new team rack up more 'W's and she'll do everything she can to help her team go in the right direction, now and in the future.
"I definitely think this team has the skills to push forward and get wins from here on out," she said.


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Marketplace - Search and Book
Marketplace list classes from various gyms. Searching is very intuitive and easy.
Filtering criterias:
Sport, sport venue, city - we are using dynamic search as you typing your criterias.
Sporting preferences
Search in Marketplace if automatically filterted by your sporting preferences. You may define your own sporting preferences in your profile and each time you logged in only activities which meet your preferences will be filtered. You may cancel your filter anytime.
Bookings are done via sign up on event. Active bookings are displayed as purple credits. When you cancel booking credits are return back to you account balance - black credits.


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October 31, 2011I have a 2002 2500 HD and my wife has a 2002 Tahoe. I`ve replaced the factory fog lights on both vehicles at least twice. The stupid lenses fall off and then they are useless. Right now we are both missing the lenses yet again. The factory lights aren`t cheap (and not really the greatest anyway, but better than none). Has anyone else found a solution to the problem, or has anyone found a simple upgrade/replacement?
Thanks in advance for any feedback!


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I have a solution and it works perfectly. Step 1: Using an RJ-11 patch cord (modular phone cord), connect one end to the wall jack, and connect the other end to the jack on the computer's internal 56K modem. Step 2: Using an RJ-45 patch cord, connect one end to the computer's internal 100Mbs Ethernet card and connect the other end to the RJ-45 jack at the back of the Xbox 360. Step 3: Power on the computer and the Xbox 360. Step 4: In Windows 2000 (I'm running service pack 4), click Start; click Settings; click Network and Dial-Up Connections; click Make New Connection; click Next; select Dial-up to private network and click Next; enter the phone number your computer uses to access your ISP and click Next; if the next screen displays the words 'Create this connection', then click Next; finally, enter the name you wish to use for this connection and click Finish. Step 5: A minor change is needed for the new connection to work properly: At the Desktop, double-click the connection created in Step 4; cick Properties; select Sharing; check the box Enable Internet Connection Sharing for this connection; click OK, and, test the new dial-up connection. Step 6: At the Xbox 360, go to the network section and test the connection. From this point on, I can't provide any details since I am not familiar with the Xbox 360, however, be aware that there are no IP addresses to enter.
Setting up Xbox 360 Live with a pc running Windows 2000 Pro. Answered
Will Win 2000 work or do we need a later version of Windows (XP, Vista)? Our access to internet is via dial-up (56k); I understand Xbox Live will work, albeit slowly.