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Few true mutual life insurance companies remain today, outnumbered by their stock-holding counterparts.
Guardian is one of the largest remaining mutual life insurance companies. Whether or not that distinction impacts your life insurance depends on what type of policy you're seeking.
If you're looking for a permanent policy, you may find a mutual company more beneficial. Term life shoppers may be better off elsewhere.
With those points in mind, take a look at our Guardian Life review, which offers insight into the company's history, their products, and financial strength.
Let it be your first step in researching your life insurance options.
Quick Links
Our Guardian Life Insurance Company of America Review
One of the oldest life insurance companies in America, Guardian was formed in 1860 by Hugo Wesendonck, with the help of a group of 20 other men.
At the time, the company's name was Germania Life Insurance Company of America.
The company outgrew the state of New York quite quickly, proceeding to spread across several states in just a matter of years.
In fact, they were doing business across the sea with an office in Europe by 1868, the first U.S. based insurance company to do so.
In 1917, the insurer made its official name change, to Guardian Life Insurance Company of America, the title it has held for over a century.
Less than a decade later, the Guardian switched to being a fully mutual company, meaning stock was no longer offered as ownership.
The only way to become an owner in the company is to own a Guardian policy.
Thereby, policyholders are the owners, and to this day, Guardian remains one of the most prestigious life insurance companies among the mutual insurers.
By the year 1957, Guardian began offering additional products outside of life insurance, including a major push towards employee benefits.
Over the next 30 years, this push would prove to be a large portion of Guardian's expansion.
As Guardian has grown it its success, it has given back to the communities it serves.
The Guardian makes strides to assist the United Way, Habitat for Humanity, and the American Cancer Society, to name just a few.
Guardian's Financial Ratings
Guardian continues to be a leader in the life insurance industry, paying dividends to its policyholders for 125 years running.
As of 2018, Guardian has $73.9 billion in assets and $8.5 billion in capital.
They've also acquired an almost perfect slate of financial ratings from all the major rating agencies.
Here are the ratings they received from each:
- A.M. Best: A++
- Fitch: AA+
- Moody's: Aa2
- Standard & Poor's: AA+
- Comdex: 99
These ratings indicate superior financial strength and make Guardian attractive to consumers and businesses nationwide.
Guardian puts itself in an elite class of insurers who show little to no financial faults.
The company is also BBB-accredited and holds an "A+", the Better Business Bureau's highest rating.
Bottom line: You can count on Guardian's exceptional dependability.
The company hosts a full lineup of life insurance products, including:
- Term life insurance
- Universal life insurance (and variable)
- Whole life insurance
Guardian Life promotes four main benefits to its term products.
- Variety
- Level Premiums
- Level Coverage
- Conversion
Like virtually all of its competitors, Guardian Life Insurance Company has level term products with 10-, 15, 20-, and 30-year term lengths.
The site provides quotes for term policies ranging from $250,000 to $5 million.
Because Guardian has such a strong focus on permanent products, their conversion option is a major asset if you think you may convert to another type of policy at the conclusion of your term.
A universal life product is one which allows a little bit of flexibility while still locking in some permanence.
Guardian offers two types of universal coverage: traditional universal and variable universal.
The only real difference between these policies is related to their investment and growth avenues.
While a universal policy's growth is fixed through interest and cash value gains within the policy, a variable policy lets the owner take greater risks with potentially higher rewards by investing in the stock market.
You'll also need to deal with a registered representative from the carrier to purchase this type of policy.
The name of the game with a whole life product is permanence.
However, when you deal with a mutual company like Guardian, your whole life policy also has the potential for extra growth.
This is what makes Guardian so enticing for those who need both guarantees and some amount of permanent life insurance coverage.
While not guaranteed, Guardian Life Insurance Company has paid a dividend, which goes into the cash value portion of a whole life policy, and they've maintained some amount of the dividend every single year going back to 1868.
The rest of the product is fairly straightforward, carrying level premiums, a guaranteed minimum death benefit, and a stated rate of growth.
You also have access to cash via loans or surrender, but they do change how the product will grow in the future.
Other Products
In addition, Long Term Care Insurance (LTCi) is available, along with disability insurance.
Aside from insurance, Guardian also has investment and retirement options available for families and individuals alike, with choices like 401(k), IRA, mutual funds, and annuities.
It continues its group products as well, focusing on dental, disability and life.
Similar retirement and investment options are made for business owners and their employees, as well as business continuation planning, but they can be individualized to suit the needs of the situation accordingly.
Alternatives to Guardian
Whether Guardian appears to have the policy to meet your needs or not, take a few moments to compare alternatives.
The companies below lead the pack in catering to specific life insurance needs.
As you shop around for the right policy, give these companies a look:
- Banner Life: If you're looking for cost-effective term life insurance, you'll save money with Banner Life. Their underwriting is exceptional, whether you're in excellent health or not-so-excellent health, and they specialize in affordable term life policies.
- Protective: If you're drawn to Guardian's universal policies but want to know how they stack up, check out Protective. They have some of the most customizable universal policies out there, and they're competitively priced.
- Northwestern Mutual: Guardian isn't the only historied mutual company in the industry. Northwestern Mutual rivals the company with comparable whole life policies. The company is definitely worth a look for permanent coverage.
What We Like About Guardian
We're obviously fans of Guardian.
Here are some of the provider's standout features:
- Excellent reputation: Guardian has one of the most sterling names in the industry, with more than a century of exceptional business practices under its belt.
- Superior financial ratings: Along those lines, you'll be hard-pressed to find a provider with better ratings than Guardian. It receives stellar scores across the board, whereas many life insurance carriers aren't even scored by some of the major agencies.
- Mutual company: If you're looking to invest with your life insurance policy, Guardian's structure could be advantageous, allowing you to earn even more. It's also beneficial to have ownership in the company.
- Product lineup: Guardian offers a variety of life insurance products, plus a whole host of retirement accounts and other insurance products. It could be your one-stop-shop.
- Customer support: Guardian's online account management tools are convenient and user-friendly. You can also work with their agents to get the most out of your life insurance.
What We Don't Like About Guardian
While Guardian is an excellent company, there are a couple of potentially negative aspects of partnering with the company:
- Conservative underwriting: If you have some high risk factors, namely ones related to your health, you may not fair well with Guardian's underwriting methods.
- Term life rates: While Guardian's term life products aren't outrageously priced, they aren't the most competitive either. Chances are you'll find lower rates with a company which specializes in term life products.
Final Thoughts On Guardian
With a business structured to help individuals, families, and small and large businesses, Guardian has cleared a path for long-standing, trusted success.
It has a seasoned history, and its business model continues to be successful through the rising and falling tides of our economy year after year.
If you like to have your insurance and investments in one place, Guardian can help.
While Guardian is a phenomenal company to entrust with your universal or whole life products, you may want to find another company for term life.
Regardless of what type of policy you're looking for, make sure to compare multiple options, getting quotes from a number of providers.


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There are very few things that pique my interest these days in the performance wear industry. Very few are cutting edge in my opinion. Until I was introduced to Virus.
Author's Note: Get an exclusive discount coupon if you're going to order from https://virusintl.com.au/ at the end of this post.
Virus is a bio ceramic nano-infused performance wear that helps with endurance and recovery. Two very important things when you are trying to hit a fitness goal.
As it happens, I'm preparing for a standard (olympic) triathlon this coming September so I have 2 very important goals:
- Lose a lot of weight – I'm overweight at 200bs and I'm just 5'7" tall
- Improve strength and endurance – to make sure I finish the triathlon within a specific time frame.
With that, I'm trying to muster tools that would help me get to where I need to be. One of them is investing in a fitness watch – so I got the Garmin Fenix 5. It's been helping me get my butt out of bed and work out so far.
The other one is actually much more important – since my muscles tend to hurt a lot after a good work out – I need something to help me recover quickly and work out like a machine everyday.
Virus was introduced to me in an event where I spoke earlier this year. I read about it and how bioceramic helps with recovery. It turns out that bioceramic is one of the minerals that can take, hold and send back Far Infrared energy from our body.
Far Infrared was something that I didn't know existed – that's how naive I was before even considering Virus. So let me try to explain what Far Infrared is briefly:
Far Infrared is a form of wave energy that we naturally emit from our body – this energy gently heals, soothes, stimulates and detoxify's the body over time. The usual sources of Far Infrared come from Far Infrared saunas – and that's pretty much it.
The thing is, we naturally absorb it as well but we don't absorb our own Far Infrared energy because we emit it outward.
Virus bio ceramic performance wear is able to take this outward Far Infrared energy and emit it back to our body. The performance wear is skin-tight which is not too flattering for me since I have tons of belly fat – and then some.
That said, the design of the apparel is very, very cool. I bought the X-Form series which has a huge 'X' marked at the back that pulls the fabric towards it – helping me maintain a good posture.
Of course, the skeptic in me couldn't believe something that's too good to be true. So there's only one way to really know if this thing works – get myself a batch of Virus performance wear. And that's exactly what I did.
I bought 4 X-Form long sleeves, 1 X-Form short sleeve and 3 bio ceramic pants. I made sure to work out throughout the week (it's only been one week that the Virus performance wears as of this writing).
First, I did my chest routine in the gym – wrecking my chest muscles in the process and expecting it to hurt like hell in the next three days as it recovers. I wore the Virus X-Form to sleep. It did not hurt the next day and it actually did not hurt worse the next. This is my first instance of the bio ceramic magic.
Next is leg day. I made sure to put tons of weight in my hamstring pulls and pushes as well as stretching my legs' resistance using a squat and lunges super set. I expected my legs to suffer for a week. The next day, there was no pain so I tried to climb up and down the stairs to work just to be sure. Zero. There was no pain at all. It seems as if my legs have fully recovered in a night instead of 7 days.
After that is wrecking my shoulders – 6 sets of 15 reps each for the shoulders with free weight dumbbells and then 3 sets of 15 reps of face-pulls. My shoulders felt rock hard but had the depressing strength of a jellyfish afterwards – so I knew it was about to hurt like hell for the next 2 to 3 days. Slept with the Virus wear that night – no pain at all the next day and the next, next day.
Lastly, I rode 26km on my road bike for the first time in a very long time so I expected my crotch area to hurt as well as my calf and hamstring muscles. The next day no pain in my legs but my butt still hurt from the ride. Though that's expected since it's a skin problem and I'm wearing underwear underneath the Virus bio ceramic compression pants.
You see bio ceramic wear work best when it's skin-tight. Making sure the Far Infrared energy waves travel the shortest possible distance between the infused fabric and your skin.
All in all, I am now a huge believer of bio ceramic performance wear technology. It's something very new to me even now but it has proven to work without a hint of doubt. Because of this, I wear the Virus X-Form to sleep every night – and upon waking up, I go straight to the gym to work out.
If you're interested in knowing which ones I bought, here they are:
Pants – I tried 3 different pants:
Top – I bought 4 pieces of the AU8X and one piece of AU7x
Of course, I won't let you go without getting something from this post for your purchase. So you can use a discount code that has been given especially to readers of my blog:
Discount coupon code so you can have 15% off your purchase: PHILIPINES15
Take note that the word 'Philippines' is misspelled so that not a lot of people can randomly guess this discount code.
If you are serious about working out and you want to do it more often without the pain afterwards, I highly recommend that you get yourself a pair or two – even if it's just for recovery.

subset: commoncrawl


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I saw it yesterday that some things are translated and others not. Not a big problem for me just for your information!
This should be fixed in a future release, possibly 7.2, which is being released later today.
Thank you for the feedback!
Yup, that should be present as well:
"Sie können den Browser von 1Password aktivieren, indem Sie auf eine Webadresse in einem Element tippen oder die Tab-Leiste am unteren Bildschirmrand gedrückt halten."
Okay i ,can't see in the App Store now in Austria but maybe in a few minutes and I will look for it we will see but thanks that was not a big problem!
Likewise, thank you for bringing issues to our attention!


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Cell Phone Use By Transit Workers Banned in Boston
Starting Monday, drivers of trains, street cars and buses belonging to the Massachussetes Bay Transportation Authority will no longer be allowed to carry, much less use, cell phones while on the clock, according to a new Massachussetts law reports Reuters. Breaking the law by using a cell phone (texting or talking) will result in a month's suspension with a managerial recommendation for dismissal, while merely carrying a phone will receive a 10-day suspension for a first offense, with a second offense carrying the same penalty as actual cell phone use.
A trolley collision in Boston last week was blamed on the inattentiveness of one of the drivers who was texting at the time of the accident, which injured 49 people. Massachusetts Bay Transportation Authority General Manager Daniel Grabauskas told Reuters, "I know what I saw on Friday night in that tunnel. I know what the cause was. And I know that this new policy would have prevented it."


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On Friday 20th April, a high-profile panel will be speaking on Legal Aid and The Future of Free Access to Justice at an event in central Manchester, hosted by the Greater Manchester Law Centre. Panelists include former Parliamentary Under-Secretary of State Lord William Bach, Shadow Justice Secretary Richard Burgon MP, Young Legal Aid Lawyers Vice-Chair Siobhan Taylor-Ward and Black Solicitors Network Board member Joe Mensah-Dankwah.
The event will take place at the University of Law, 2 New York St, Manchester M1 4HJ, on Friday 20th April 2018, 18:00-20:00. It is open to everyone: lawyers, campaigners, students, and all members of the public.
Book your tickets here
Barristers on strike
Legal Aid and the crisis in the justice system have hit the headlines in April 2018, as 90% of the Criminal Bar Association (CBA) voted for direct action and barristers across the country are on strike. One of the first cases to be affected was a murder trial at the Old Bailey, when the solicitor contacted more than 20 chambers to find a barrister, but all refused to take the case. Angela Rafferty QC, chair of the CBA, said "We will fight to improve the justice system for us and everyone else. We announce this action… with heavy hearts".
The Bach Commission
Lord William Bach chaired a Commission to review Legal Aid, and the results were published in autumn 2017. The Commission found that many people no longer try to launch legal challenges: the number of civil legal aid matters initiated has reduced by 84% from 2009-10 to 2016-17. The percentage of households eligible for legal aid has fallen from 80% to 29%. The Commission's report was widely covered, including its proposal for a Right to Justice Act, which will establish a new right for individuals to receive reasonable legal assistance without costs they cannot afford. Richard Burgon MP stated that he is "excited by the idea in the report of a new, legally enforceable right to justice to match our rights to healthcare and education", declaring a "battle to reverse Legal Aid cuts".
Social Mobility in the Legal Sector
The event on 20th April will also focus on the plight of aspiring Legal Aid lawyers. The Black Solicitors Network (BSN) regularly issue Diversity League Table reports, assessing the barriers in the legal profession. Their latest report shows that, despite some positive change "there is still a long way to go" and "social mobility is also disappointing". Joe Mensah-Dankwah will introduce BSN's work on equality of access, retention and promotion of black solicitors, as well as speaking about his own experience as a senior criminal solicitor at Foresters Solicitors. Siobhan Taylor-Ward will introduce Young Legal Aid Lawyers (YLAL)'s Social Mobility Report, published in March 2018. The report shows that debt, low salaries and the need for unpaid work experience are preventing many young lawyers from practicing in Legal Aid. One respondent to YLAL's survey said "If I'm lucky I could be a qualified solicitor in the Legal Aid sector by the time I'm 30… Meanwhile my peers will be qualifying in 2017, at the age of 25 with a qualifying salary that is probably double what I will ever earn".
Hope for the future
The Greater Manchester Law Centre came out of protests against Legal Aid cuts and closures of legal advice centres. In 2015, a group of Legal Aid Lawyers, trade unionists and community advice organisations declared the aim of starting a community law centre for Greater Manchester, to provide access to free legal advice and representation and to campaign for access to justice. They opened in 2016 and have since won back over £500,000.00 in benefits for disabled claimants. The event on 20th April forms part of their campaign for restoration of Legal Aid nationally. They say "we do not want to be an isolated organisation, competing with others for the crumbs of statutory sector funding, we want to work with others to campaign for more for all of us".
The event will take place at the University of Law, 2 New York St, Manchester M1 4HJ, on Friday 20th April 2018, 18:00-20:00. It is open to everyone: lawyers, campaigners, students, and all members of the public.
Tickets are available in advance here: https://gmlc-legal-aid-future.eventbrite.co.uk
Book your tickets here
The Greater Manchester Law Centre provides free, face to face and independent legal advice and representation for the people of Greater Manchester, as well as being a campaign for justice and properly funded legal aid.
Contact: Roz Burgin and Astrid Johnson, Development Workers, firstname.lastname@example.com
Tel: 0161 769 2244
Facebook: Facebook.com/gmlawcentre
Twitter: @gmlawcentre
Web: www.gmlaw.org.uk
Registered Charity Number 1170317
Registered Company 09698401
The Greater Manchester Law Centre is a member of the Law Centres Network, www.lawcentres.org.uk.
Facebook event https://www.facebook.com/events/961919060640790/
The Barrister Strike https://www.theguardian.com/law/2018/mar/29/barristers-vote-to-walk-out-in-protest-at-government-cuts
Murder trial affected by barrister strike http://www.bbc.co.uk/news/uk-43643589
The Bach Commission final report https://www.fabians.org.uk/wp-content/uploads/2017/09/Bach-Commission_Right-to-Justice-Report-WEB.pdf
Richard Burgon's comments on the battle to reverse legal aid cuts https://www.huffingtonpost.co.uk/entry/legal-aid-cuts_uk_5a1eae9be4b0e9a1b9c7b54c?utm_hp_ref=uk-richard-burgon
Young Legal Aid Lawyers March 2018 Social Mobility Report http://www.younglegalaidlawyers.org/sites/default/files/Soc%20Mob%20Report%20-%20edited.pdf
Black Solicitors Network https://www.blacksolicitorsnetwork.co.uk/
Black Solicitors Network Diversity League Table report http://www.1kcloud.com/edlv_E6Xfr/#2
The creation of the Greater Manchester Law Centre https://www.gmlaw.org.uk/our-story/


text:
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Free Shipping to Italy on orders > 75 €
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Trying to install MS-DOS 6.22 on a flash drive, then from this flash drive use it to install MS-DOS 6.22 on to HDD connected through USB ports.
My Bios does have legacy support
This is my first time posting anything; therefore, sorry if i posted in the incorrect place, if have please guide me to the correct space.
You've got the right forum.
Dos doesn't recognize USB ports and therefore won't see anything connected to them without the addition of special drivers. There's some info here:
Does the computer you're doing the install on have a floppy drive? I assume you have the 6.22 floppy installation disks? How big is the external drive? 6.22 only works on fat16 partitions which can be no larger than 2 gig. Most external drives are going to be much larger so you end up with many logical drives or wasted space.
If your eventual goal is to get 6.22 installed on a hard drive, the easiest way is to connect the drive internally and do a regular install with floppy disks. Can you temporarily remove the external drive from its enclosure and connect it internally? Is it an IDE/ATA drive and not SATA?
You can experiment with the bootdisk.com suggestions and maybe find something that works for you but the easiest way would be to use the traditional installation method.
Yes, Does not support USB, so I've tried using DUSE.sys and USBASPI.sys and putting them in command line in config.sys.
I have a 2 Gb transcend external SATA SSD drive. And I am okay with wasted space.
My set-up is ancient technology that has to have 6.22 DOS. And the IDE flash drives are getting hard to come by, so I was moving to an IDE to SATA adapter seen here:
I used this bc it said no driver required. Then next step would be plugging sata in via USB to sata adapter to reformat it to dos 6.22. Then plug into machine.
I'm using a laptop, that I currently can not open up to get to the insides.
Ultimately, I want to know can this work with all of the stuff out there for DOS? Or am I wasting my time.
These are the things I have attempted to do:
Through a bootable floppy disk (connected through USB) I have tried using DUSE.sys, USBASPI.sys, But this is my first time dealing with DOS. Therefore, I don't really understand everything that needs to be in Autoexec.bat and in Config.sys to make these files do what they claim to do. Also, I was able to get them to start "initializing drives" but then they would fail. That to me seems the easiest solution but i also want to get away from using floppies because they are becoming obsolete.
Now about getting DOS 6.22 onto a usb drive, every program out there installs something higher than that, including the following:
I'm sure others too.
So then I tried to figure out what made a drive bootable or not. I found out that there is something called a boot sector that has to be present. Therefore, my next plan was to try to make a bootable sector on a usb drive and then copy 6.22 files over from a bootable floppy to the usb. I using MKBT20 and the steps in the text file:
To install bootsector from file "bootsect.bin" onto drive A:
-> mkbt c:\os\dos622\bootsect.bin a:
To install bootsector from file "bootsect.bin" onto floppy image "288.img"
-> mkbt c:\os\dos622\bootsect.bin c:\tmp\288.img
To copy bootsector from a bootable floppy in drive A: to a file called
-> mkbt -c a: c:\os\dos622\bootsect.bin
However, I was unsuccessful and received some error when doing this.
Lastly, in my most recent findings, there the IO.sys and MSDOS.sys have to be the first two files on the drive that needs 6.22.
All of these ways I have been unsuccessful in doing, however, this could be due to my inexperience with these programs and DOS. For all I know I did it wrong and all of these ways are possible options when done correctly.
I've never tried anything like what you're attempting so I hesitate to suggest things that likely won't help.
I don't see how installing 6.22 on a flash drive will help to then install it on an external hard drive. It seems to me that since they're both USB devices then if you can install dos on a flash drive you can use the same method to install it on the external hard drive. Google shows a lot of interest in installing dos on flash drives. Here's one:
But I suppose your previous searches have found a lot of that. If you can make it bootable then I suppose you can manually copy the rest of the dos files to it.
However, my suggestion would be to get a desktop computer, attach a regular IDE drive to it and install 6.22 on it and then clone that drive to the external. Or since I don't know what your specific needs are, if you have an application that requires 6.22 maybe you can set up a separate dos-only computer.
First of all, I really appreciate the replies. I agree with what you have said it seemed to me that if i found a program to install it in a usb why not just use it to do a Hard Drive? Well, that is just the problem, surprisingly all of the programs that let you make a flash drive bootable will not let you select a hard drive.
The only other problem with the flash drive programs are that none of them use the DOS 6.22 they are all at least 7.1+ at least from the one's i've found.
However, your suggestion seems genius. This process of cloning does it essentially make the exact same drive as the one that was cloned. Including the bootsector etc, so that it will be bootable? With that being said, can I clone the drive in xp (through usb interface ex drive f:\) and then copy that clone to drive g:\?
Basically, I'm just trying to use newer technology to make ancient technology. In other words, use XP to make bootable DOS SSDs.
Ah yes and this is also because I only have laptops and can't easily get to the HDD inside of it. Anyways, just let me know what you think, looking to hear more advice from you.
Oh just a small edit:
Is it possible to use a newer version of msdos (anything, ME, PE) and install an earlier version aka the version I want... dos 6.22?
Newer dos version should be just as easy (hard?) to install as 6.22. 7.1--which I think is win98 dos--and freedos should be fat32 capable so you wouldn't be limited to 2 gig drive sizes. I wouldn't put on an older dos version
Under normal circumstances a cloned drive will work exactly the same as the original--it will boot and run the software the same. I have some concerns about dos on a USB SATA SSD drive but I would think if you can get it on there it will work OK.
To clone a drive to the external you need to make sure whatever software you use will work with the external. (I think you can assume any cloning software will work with an old IDE drive.) The support site for the external drive will likely have cloning software that will work with it. Most use a version of Acronis that is branded for their own models. I'm not sure if you can boot from one drive and then copy a second drive to a third drive. I've never tried it that way. You'll just have to try and see if it allows that.
It's going to be harder to do it with laptops. You can probably find an old P-4 desktop at a garage sale or thrift shop. It's going to be hard to do the original dos install on anything but an internal IDE connection. Other options would be to get a new laptop drive and swap it in to do the dos install and then maybe put it in an external enclosure. Then you can put the original XP drive back in. Then both the dos drive and the drive you want to clone it to would be connected externalliy to USB ports.
Also if you did find a desktop to install dos on you could remove its drive after the install and put it in an external case and set it up as above.
Well, just some thoughts. What you end up doing depends on what hardware you can find and the capabilities of the cloning software.
Hey guys, if you have since figured a way to install dos 6.22 from floppies in a usb 3.5 floppy to an external IDE HDD connected via an adapter (both connected to a laptop) I sure would appreciate it. I got a medical device that uses IDE HDD's loaded with proprietary software on dos 6.22 and want to have backups available.
Thanks in advance!
I'm not sure how you intend to use it but dos installations aren't picky about being moved from computer to computer as are windows versions. So if it was me I'd install dos on an IDE drive in an old desktop and then attach it externally to the other computer.
Note that dos 6.22 only installs on FAT16 partitions which have a maximum size of 2 gig. And I'm not sure about disk access. It should boot OK but I'm not sure about reading and writing to the drive after that. You may have to do some experimenting.


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Walmart reported better-than-expected earnings on Thursday, with comparable-store sales up 1.8% over the previous year, making for a 12th straight quarter of positive results.
Merchandise volumes — fuelled by its $US3.3 billion jet.com acquisition a year ago — were also up 67% over the previous year.
But analysts at RBC Capital Markets aren't convinced that the retail giant can continue to grow.
"Walmart's productivity loop — operate for less, buy for less, sell for less, and grow sales — has been a very successful and powerful tool for the company, helping to create the biggest retailer on the planet," they wrote in a note sent to clients Friday.
"However, we believe that due to its already immense market share and the likelihood that everyone who was going to shop at Walmart already shops at Walmart, the company's productivity loop has entered the phase of diminishing returns."
RBC maintains its "underperform" rating for Walmart's stock, which is up about 22% since January. Its price target of $US77 is just below where Walmart is trading now.
"Through store improvements and e-commerce growth, Walmart has maintained solid traffic and comp trends despite a difficult retail environment. E-commerce growth has been impressive (+60%), but boosted by SKU additions, which will moderate at some point," writes the bank.
"Finally, profit growth remains elusive due to investment spending and competitive pressures, which will likely limit further upside in WMT shares.
Other investors on Wall Street appeared to share RBC's interpretation of Walmart's earnings.
Despite topping Wall Street estimates, shares of Walmart fell about 2.5% when markets opened Thursday, before regaining some ground and closing at $US79.70 Thursday.
Shares were trading at $US79.88 at midday in New York, just a hair higher than the opening price.
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Occupied Jerusalem, ALRAY - The Israeli bulldozers demolished on Tuesday morning two caravans belong to Kastero family in Beit Hanina town in the north of Jerusalem under the pretext of building without permit.
Researcher at Wadi Hilwa Information Center Maysa Abu Ghazalah reported that large crews of Jerusalem municipality broke into the area to carry out the demolition order, pointing out that about 30 members live in the caravans.
She noted that the crews attacked the caravans and depicted pictures for them after giving short interval to the family to destroy their houses or they will act.
According to Abu Ghazallah, the occupation destroyed a residential building consisting of two floors, belongs to the same family. Since then, the family has been trying to issue a building permit.
Afif's caravan was built on an area of 64m2 and cost NIS 100,000, While Ayman's was built on 36m2 and cost NIS 70,000.


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Alsina participates in the construction of the Clariant residential project in Numbai (India)
Alsina participates in the construction of the Clariant residential project in Numbai (India)
The project: residential building in Mumbai
Alsina's Formwork delegation in India started in 2017 its collaboration in the construction of a prestigious residential development promoted by Lodha, the largest promoter in India.
The Lodha Clariant project, which is scheduled for completion in 2018, consists of the construction of two basements of 6.000 m2 each and an 8-story tower of 2,000 m2 per story in a project covering a total of 350,000 square meters in the city of Mumbai.
Alsina: fast and efficient solutions for building
For the implementation of the project, Alsina has supplied its Alisply Manual formwork systems for the construction of retaining walls, columns and the elevator core, as well as 3.000 m2 of Mecanoflex for the implementation of slabs and VCM beam formwork system to implement the ceilings.
Thanks to the use of the Alsina systems, a good optimization of the formwork is being achieved due to the rotary use of equipment, as well as a good working pace and a good fair-finish, which has pleasantly surprised the customer, which is the third one that has decided to use Alsina's Mecanoflex system in the country and the first one to use the VCM beam formwork system.
Alsina's Mecanoflex system is an ideal system to adapt to any type of perimeter, since it solves merging hanging beams without any problem thanks to its flexibility. It is also a very versatile and easy to assemble system, which allows high performance.
On the other hand, Alsina's recoverable Friendly Beam VCM (Modular Hanging Beam) system is the only recoverable formwork system designed specifically for hanging beams forming that allows to recover up to 80% of the equipment within 72 hours after concreting. This is a metal system with easy assembly that solves the problems arising from the use of timber and non-recoverable formwork beams, composed of elements made of reinforced steel frame and phenolic surface. With this new system, Alsina helps to achieve an orderly, safe and cost-effective process when shuttering beams, since it is designed to reduce the time and improve the quality of the formwork and stripping of the beams.
Location: Mumbai, (India)
Date of completion: 2018


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How Long Will It Take to Read This Instant Article on Facebook?
The social network is now providing estimates
TL;DR? Facebook will now tell people if that's the case, at least when it comes to Instant Articles.
The social network is now displaying read time, or the estimated time it would take someone to read, under the links for Instant Articles in News Feed or in its flagship iOS and Android applications.
A Facebook spokesperson said the feature is debuting in English—more specifically, for Instant Articles in English and users with their device languages set to English.
Thank you to Coffey & Tea managing director Meg Coffey for the tip and screenshots.


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Your shopping cart is empty!
I've always been a
HUGE peach fan. Peach pie, Peach Crisp, peach everything, peach gravy? I don't
know. Sounds good right? Give me Peaches or Give me Death! So when I found out
that there was another peach by Flavor Art, I had to try it. Needless to say, I
wasn't disappointed since Flavor Art has mostly amazing flavors. This wasn't
however, completely Flavor Art on purpose and I'll throw in some cool things
that others can do too.
So the original recipe is:
Summer Peaches!
Flavor Art Oba Oba 1%
Flavor Art Peach 2%
Flavor Art White Peach 2%
Flavor Art Vanilla Tahity 1%
Flavor Art Yogurt (new) 2%
This really gets good when the vanilla starts coming through, but don't hesitate to try a different vanilla. Peaches and vanillas go like Forrest and Jenny. You could also do something different, like add Bavarian Cream instead of Oba Oba. Don't like the yogurt? No problem, add your favorite light cream. The only thing I've kept the same on each one of these is the Peach base. Peaches are ridiculously versatile and this combination is exceptionally juicy and tasty.
Happy Vaping!


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Submitted by leigh on
#WeChoose Campaign Hosts National Town Hall
The #WeChoose Campaign hosted a national town hall in Washington this week, and it was a rousing and inspirational affair! Moderated by Melissa Harris-Perry (left), the event included a panel discussion with NAACP national president Derrick Johnson, Advancement Project director Judith Browne-Dianis, and Journey for Justice Alliance director Jitu Brown. Front and center in the discussion was the historic disinvestment in Black students and their public schools and a call for a moratorium on privatization. "We're not confused," said Harris-Perry, "about what a good education is. We see it in White schools all over the country." Johnson agreed. "It's not about the children, it's about money. It's about who gets the money," he argued.
The event also featured spokespeople who talked about each of the #WeChoose Campaign's platform planks, including privatization, the decline in numbers of Black teachers, the damage caused by "no-excuses" school cultures and more.
A second national town hall is scheduled for February 13th in Detroit.
Teachers Target K12 Shareholder Meeting
The American Federation of Teachers rallied on December 14th outside the shareholders meeting of K12 Inc., the nation's largest virtual schools corporation.
The union is calling for greater oversight over the company's network of charter schools. K12 operates virtual charters in 33 states, making it the largest for-profit charter operator in the country. About 85 percent of the company's revenue comes from public dollars. A report released by the AFT, cites from a series of studies that have shown the company's cyber charters profit by maintaining high student-to-teacher ratios, and of course not having the costs associated with brick-and-mortar schools. The cyber schools show astronomical drop-out rates and poor academic results. But at the same time K12 pays corporate executives seven-figure salaries. The report also notes that Education Secretary Betsy DeVos is a big fan of K12, having invested in the company before being appointed to the Trump cabinet.
Indianapolis AROS Hosts a Showing of Backpack Full of Cash
The IPS Community Coalition, an AROS table organizing to protect Indianapolis Public Schools, hosted a screening of the documentary Backpack Full of Cash on December 9th. The event brought out 125 parents, educators, students and community members on a snowy Saturday morning to eat breakfast, watch the film, participate in a Q&A with Diane Ravitch via Skype, and then discuss with one another how we can fight back against the Betsy DeVos agenda in Indianapolis.
Schott Foundation Releases Be Her Resource: A Toolkit About School Resource Offices and Girls of Color
There are an estimated 30,000 school-based police officers (SROs) in schools across the country, up from roughly 100 in the 1970s. Although these officers are tasked with maintaining a sense of safety in their schools, the real result has been a growth in arrest rates and referrals of students for minor disruptive behaviors. And the treatment of girls of color is especially harsh.
According to 2013-2014 data from the U.S. Department of Education, Black girls are 2.6 times as likely to be referred to law enforcement on school grounds as white girls, and black girls are almost 4 times as likely to get arrested at school. Disparities affecting Latinas are especially severe in elementary school where they are 2.7 times more likely to be arrested than young white girls.
Now, the Schott Foundation has released a new Toolkit about the issue, in partnership with the Georgetown Law Center on Poverty and Inequality. Be Her Resource: A Toolkit about School Resource Officers and Girls of Color. The report finds that fewer than half of all states require SROs to receive youth-specific training, and, in particular, that SROs receive little, if any, training focused on girls of color, nor supports in the form of relevant community resources.
Find the report here: https://www.law.georgetown.edu/news/press-releases/upload/be-her-resource.pdf
Pittsburgh Looking to Cincinnati for Community Schools Model
Pittsburgh Public Schools is working slowly towards replicating a community schools model like that for Cincinnati's Community Learning Centers.
Cincinnati Public Schools have helped pioneer the community schools model with a 2000 district-wide reorganization that led to health and social services being placed at every city school, along with school-based coordinators to work with educators and local communities to determine what menu of services is needed in each school.
In Pittsburgh, a city-wide coordinator has been hired, five schools have been designated as community schools, and work is underway to evaluate the needs of schools, neighborhood-by-neighborhood. At the same time the district's school board is working to nail down sustainable funding for the project. Read more about Cincinnati's Community Learning Centers here, and about the Pittsburgh efforts here.
...More on Community Schools
Speaking of Community schools, the Learning Policy Institute, in collaboration with the National Education Policy Center, has just released Community Schools as an Effective School Improvement Strategy: A Review of the Evidence, a report on the impact of community schools on students and student outcomes. The report finds that, while community schools vary in the programs they offer and the ways they operate, four features—or pillars—appear in most community schools: Integrated student supports, expanded learning time and opportunities, family and community engagement, and collaborative leadership and practice. The report examines each pillar and provides examples of programs and schools where these pillars are well-implemented. The report also finds that the use of community schools to improve student outcomes is strongly supported by research evidence, as required by the federal Every Student Succeeds Act.
The holidays are coming up! The folks at AROS would like to wish you and yours a very happy holiday season. We're going to take a break from the NewsBlast. We'll be back on January 5th.
Follow the Alliance to Reclaim our Schools on Facebook and Twitter and learn more at www.reclaimourschools.org.
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Modern-day lives in any big city leave you with very little time for yourself and your body. But it's up to you to make the most of this little time, take a few days each week to keep your mind and body functioning well.
One way is to sign up for a gym near you. Some gyms in Sheung Wan have been around a long time and are old and tired looking but Topfit in Sheung Wan Hong Kong is the place to go to for all things modern and happening. Sheung Wah is beaming with activity all the time and the gym that will draw you in more than the others, looks something like this:
From the many gyms in Sheung Wan, this gym offers
- A luxurious space
- Hip, trained, fitness professionals
- Community: Be part of community that goes beyond gym buddies, be part of the fitness revolution and inspire people around you
- Key differentiator: knowledge of nutrition that this gym can offer you as part of their offering, making you eat and exercise in tandem
Now that is a holistic experience – isn't it!
Choose from a variety of formats or even mix it up for maximum effect
- Group classes
- Workouts designed for professional athletes
- Personal, focused training
- HIIT – high-intensity cardio workouts
- Cross fit inspired workouts
And much more.
A modern and luxurious gym is what you need to escape the overcrowded gyms in the vicinity. New Year is all about making a change – a positive change. Making a change means taking action. Gear up to take your fitness to the next level and discover what this new gym in town has to offer. Don't wait another day, satiate your thirst for fitness.
Most important benefits:
- Happier You
- Fitter You
- More Productive You
Make good choices this year and register for one of the gyms in Sheung Wan. By the end of 2018, you will thank yourself for making the decision to start your fitness journey.


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Division of Religion
Dr. Robert Black - Professor Emeritus of Religion
Rebecca Bowman - Secretary for Religion Division
Dr. James Bross - Professor Emeritus of Religion
Rev. Ken Dill - Associate Vice President for Spiritual Life and University Chaplain
Rev. Brent Dongell - Associate Professor of Youth Ministry
Dr. Brad Fipps - Professor of Religion
Dr. Michael Tapper - Chair of Religion Division, Associate Professor of Religion, and Director of Quest
Rev. Dave Tolan - Missionary-in-Residence/Student Missions Fellowship
Rev. Mark Wilson - Assistant Professor for Discipleship, Multiplication and Renewal
Dr. Don Wood - Professor Emeritus of Religion


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Ousmane Dembele's Borussia Dortmund team-mate Gonzalo Castro slams winger's 'shocking' behaviour as he tries to force Barcelona move
The 20-year-old's decision to miss training without permission has caused a stir at the German club
DORTMUND midfielder Gonzalo Castro has hit out at team-mate Ousmane Dembele, claiming that his decision to go on strike is "damaging the team."
The Barcelona target has been suspended by Dortmund after he missed training without permission.
The 20-year-old skipped the session without informing anyone at the club and refused to answer his mobile phone to boss Peter Bosz.
Team-mate Castro told Bild: "He was always there, he played an outstanding season. And all of a sudden, he doesn't show up for training.
"We were shocked - it was new to us. I've never experienced anything like this.
"You can be sure that [if Dembele wanted to return] we'd tell him quite clearly that you can't act like that and that this behaviour is damaging the team."
Dembele has emerged as a top target for Barcelona this summer, but Dortmund have attached a whopping £135m price tag on the Frenchman.
"What I know from my own experience is that I was not able to make every decision on my own when I was 20. But it's also clear that there are contracts and the club stands above everything," added Castro.
"The club's big strengths - the family spirit, the togetherness, the club's aura - are in danger.
"Those things which make Dortmund strong are damaged. It's incredibly different for the hierarchy.
"I can't understand anyone who has any sympathy for a player who does not show up for training. That's a no-go."
Despite Barcelona's keen interest in the 20-year-old, the move is far from guaranteed - which leaves Dortmund in a looming predicament.
Dortmund CEO Hans-Joachim Watzke has recently insisted that there has been no progress in talks between the two clubs.
The German giants have already rejected an offer of £90.3m from Barcelona for Dembele, who bagged 10 goals in all competitions last term.
Keep up to date with all the latest news, gossip, rumours and done deals in SunSport's live transfer blog


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Christensen was one of 6,174 BYU graduates to receive academic degrees as part of the class of April 2010.
"It's very rewarding, after spending two years working day after day with 150 of your best friends, and now you get to celebrate that achievement together," she said. "It brings feelings of accomplishment and relief."
Although Christensen now has three degrees — a bachelor's degree in history teaching from BYU, a master's degree in education from Arizona State and now an MBA from BYU — she said this service was the most enjoyable because this degree was the one for which she worked hardest.
"It was two years of blood, sweat and tears," she said. "But it also made it so much more exciting."
Christensen, who is still searching for a job, said that although she doesn't know exactly what lies ahead, graduation was a great way for her to recognize her hard work.


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Be done with the endless back and forth and nonstop change requests. Set a deadline for a project/folder/viewing room as the official cut off deadline to submit change requests!
To better communicate deadlines and keep stakeholders on track:
1. Navigate to the project that contains the viewing room you want to set the deadline on
2. Click on the Info button corresponding to the viewing room
3. Click the pencil (edit) icon under the Editable Video Information section
4. Pick a date and time using the calendar and time
5. Click Save
*When a viewing room is past the deadline, an error will be shown that says the viewing room has expired and the project owner's contact information will be displayed*


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Marketing & Admissions Officer
The reason I joined BISC South Loop is because I wanted a chance to work with an international organization. Some of the most innovative thinkers and talented people work at this school!
At BISC South Loop, I have opportunities to develop my skills, take on exciting projects, and work with people I can learn from. I am excited to contribute to creative campaigns and function as an integral part of the Admissions & Marketing Team.
After graduating from DePaul University with a degree in Communications, I continued my training through work experience as a Creative Associate, PR Intern, and Executive Assistant where I developed my knowledge and translated client needs into communication action steps with a creative and solution-oriented focus.
Most recently I served as a Project Manager at EPIC, where we paired select teams of "creatives" from the ad industry with non-profit clients dedicated to education, children and families. I am also a Communications Committee Member at SheSays Chicago Chapter, an award-winning organization that helps women succeed. I consider myself an international professional and enjoy developing dynamic relationships with people.
I am a world explorer, dance lover and traveling addict. If not enjoying concerts or festivals in the city, as a true outdoor lover, I overcome the city vibes and escape whenever I can by camping or developing skills in hobbies from sports to arts. I am a true food admirer and indulge in the city's landmark restaurants with loved ones.
Ready to find out more? The Admissions Team is here to help.
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Looking for a place to stay for your next break or business trip
Pure Abodes
Eco conscious high tech accommodation
We welcome you to our serviced accommodation in Ashford and the South-East. What to expect when staying with us? Imagine home comforts meets corporate hospitality.
Our ethos is to provide eco conscious high tech accommodation, where we are always looking to find new ways to reduce our carbon footprint. Alongside this we realise the need for convenience and time saving through technology. All our apartments have high speed internet and tablets to connect you to the town and amenities such as taxi, tickets and takeaways.
We offer everything from a locally sourced welcome pack, free ultra-fast internet, to our Pure Abodes locally sourced hand, hair & body wash and smart TV, all to ensure your stay is as comfortable and convenient as possible.
Contact our service accommodation team on 01233 690970 or email the team


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Editors handpick every product that we feature. We may earn commission from the links on this page.
The Perfect Hostess Gifts for the Holidays
Show your hostess with the mostest your utmost appreciation this holiday season with one of these delightful gifts.
Show your hostess with the mostest your utmost appreciation this holiday season with one of these delightful gifts. Office Gifts | Gifts for Her | Gifts for Him | Beauty Gifts | Gifts Under $25 | Gifts Under $50 | Splurge vs. Steal
$48, Urban Outfitters; urbanoutfitters.com.
Tray, $150 - $275; iomoi.stores.yahoo.com.
$10, Donna Karan; donnakaran.com.
Al Stampa Cat Cards, $15.00 for the set; alstampa.com
$24, L'Occitane; usa.loccitane.com.
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$11.95, Pier 1 Imports; pier1.com.
AbeBooks; abebooks.com.
$59, Restoration Hardware; restorationhardware.com.
"Notes to Self" Notebook, $30 - $40; iomoi.stores.yahoo.net.
$25, The Jam Stand; thej.am.
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$50, Kate Spade; katespade.com.
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$58, Jonathan Adler; jonathanadler.com.
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The Lemonade Cookbook: Southern California Comfort Food from L.A.'s Favorite Modern Cafeteria, $18; amazon.com
$31.95, Mountaintown Olive Oil Co.; mountaintownoliveoil.com.
White Scalloped Cake Stand, $14.95; pier1.com
Chocolate Raspberry Jam, $10;Etsy.com.
$48, Perrier-Jouët; AstorWines.com
12 HoliDays of Tea, $48.97; teavana.com


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Cleveland & Lakewood baby and motherhood Photographer| Ashley Brandich
WOW!!! That one word describes this session. During the fall, sessions can be a real nail biter, hitting the prime window for the perfect colors, warm enough for children to be without a coat, no rain. This was a rescheduled session due to rain and it was a blessing in disguise because the day we chose to take these photographs ended up being down right perfect! It was so wonderful to see this little man chunk up to be a "rolly polly" baby since his newborn session. Big sister was the perfect little model and we had so much fun together to get these wonderfully perfect fall photos. I have to say that I am a little jealous that these are not my own family photos but at least I found the location I am taking our annual family photograph this year! Happy Fall to you all!
From Ashley
This page is dedicated to promotional announcement and Client Preview Albums
July 2019


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Francesc Domingo's The Gamblers was made in the cafe of the Círculo Instructivo y Recreativo in Caldes de Montbui and was presented in public at the Spring Art Exhibition in Barcelona in 1920 where it won a prize. This work is the result of a long process begun the previous year.
Salvador Dalí, in the diary from his youth, comments on this work: «But Domingo's merit is, above all, in having initiated a new painting (not a new concept)...». The Gamblers became an emblem at the time for the artists of their circle, like Josep Obiols or Josep Llorens Artigas.


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Vernissage of the personal exhibitions by Jeff Wall, Gary Hume and Mykola Matsenko
Photos below are open for usage by mass media.
To download a high res photo, click a preview, then click a link «Save in high resolution» in window's lower right corner.
When using photos, please, note copyright information.
Photographs provided by the PinchukArtCentre © 2012. Photographed by Sergey Illin and Sergei Tushinskiy
This photo gallery is being updated


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Listing Number: 6401-372973
One of the largest Commercial Lawn & Landscaping companies in SE Florida. This company is contracted with numerous Municipalities, HOA's, Condo Assoc.'s, Property Management Co.'s, as well as FEMA. They are very well structured with all personnel in place including a Safety Coordinator, Office Receptionist, 4 Account Managers who oversee the accounts and customer service. Over 10 Supervisors/Foremen who oversee over 30 field employees, and 2 Irrigation Specialist. State of the Art operational software is used for all scheduling, payroll, tracking, estimating etc. All operations are run from within a one acre secure facility which houses the Main Office, Creative Account Managers Offices, a conference room, and a maintenance bldg. where all repairs & maintenance are done. Included in this sale is an extensive fleet of newer trucks which are ALL under warranty, trailers and top-quality equipment valued at $2M. This business is expertly run and truly a turn-key "BEST OF BREED" operation. 2019 on target to make $2M in owner benefit,
Listing Details
- Price: $6,995,000
- Down Payment: $2,265,000
- Sellers Discretionary Earnings: $1,763,932
- Total Sales: $4,981,572
- Location: Palm Beach County, Florida
- Inventory: $25,000
- Employees: 59
- Year Established: 2004
- Reason for Selling: Transitioning into another industry
- Category: Lawn/Landscaping
Business Listed By:
- Max Crescenzi
- Phone: (561) 246-6995
- Email: firstname.lastname@example.com


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My friend, Alyse Black was in town Tuesday, 14 April and performed at the Academy Theatre in Hapeville, GA. I met Alyse in 2008 when she performed at the Five Spot in Little Five Points, and have been following her career ever since. She's a great singer and songwriter, and her live shows are always … Continue reading Alyse Black, Academy Theatre, Hapeville, GA, 14 April 2015
Category: Hapeville
ARTC, Academy Theatre, Hapeville, GA, 29 March 2015
The Atlanta Radio Theatre Company (ARTC) performed Continuance: Stories Not Yet Ended at the Academy Theatre in Hapeville, GA, March 28 & 29.The show was a benefit in memory of ARTC member Bill Kronick, and proceeds benefited the American Brain Tumor Association. I attended the Sunday performance. Special musical guest was local singer/songwriter Julie Gribble, … Continue reading ARTC, Academy Theatre, Hapeville, GA, 29 March 2015


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Camden Collection is a modern modular range you can shape to suit your lifestyle in even the smallest of homes.
With its simple elegant shapes the Camden upholstery collection evokes a classic mid century style, paired with cool neutral fabrics and pops of intense colour to give a stylish modern look.The Camden fabric end unit, available as right hand or left hand option is part of the Camden collection which comes in a large range of modular pieces with a fantastic selection of main and accent fabrics making the Camden range amazingly customisable
- Part of a modular collection
- Available as right hand or left hand option.
- Range of fabric choices
- Solid hardwood frame
- Feet colours include: Gold, Silver, Light Wood, Dark Wood or Ebony Wood
- 10 Year Frame Guarantee
- Seat cushion - Quality Foam
- Back cushion - Fibre filled
* Online Price Only + Delivery / Collect for free in store
* Price for Grade "P" fabric
Price correct at 19/07/2018
This item is classified as a large item. You can find our delivery charges detailed on our website. Following your purchase a member of our team will be in touch.


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Use our exclusive School Matcher.
Instantly get matched with RN programs now
There are many RN programs in Kansas that an individual can go through to start his or her career career, and with a little effort, he or she could be on track for a rewarding and high demand career for the future. Many nurses find their work incredibly fulfilling, because they get to spend their days helping others.
There are different levels of education than an individual can pursue in order to become a nurse. He or she could obtain an associate's degree in around 2 years, or a master's degree in around 4 years. Higher levels of education typical result in higher paid jobs, so obtaining a master's degree is often a great investment.
In Kansas, one can become licensed either by examination or endorsement. The first step in becoming licensed is to have completed an approved nursing education program.
In order for an individual to be licensed by examination, he or she must submit a licensure application and pass the NCLEX. He or she has a 2 year window following graduation in which to take the licensing exam before additional requirements must be met.
The following items must be submitted for licensure by examination:
Graduates of foreign nursing schools must have a CGFNS Professional Report for credential evaluation. If an individual graduated from a program that was not taught in English, he or she must prove English proficiency by taking the TOEFL or similar exam.
Those who are licensed in another state or jurisdiction can become licensed by endorsement. In order to do so, individuals must submit the following to the board:
Licenses are valid for 2 years, and expiration depends on an individual's date of birth. RNs in Kansas are required to complete 30 hours of continuing education in each renewal period to be eligible.
By offering the most complete directory of nursing schools, NurseGroups.com helps Kansas residents find the best local RN programs, as well as the best online RN schools whose accreditation is accepted by the Kansas Board of Nursing.
Being a registered nurse is a great career. But many working adults who want to become an registered nurse have an extremely busy schedule - balancing a full-time job, family commitments and other personal responsibilities. The traditional classroom setting offered by most local nursing schools doesn't offer the same flexibility as taking their RN classes online.
Online nursing programs allow each student to fit their education into his or her already busy schedule. Online students can participate in discussion forums and take exams when it's convenient for them. RN nursing students can access their virtual classroom 24 hours per day / seven days per week.
Also, taking RN courses online saves students even more time, as online students don't need to commute to school. Online schools enable busy people to get an RN degree, without interfering with their current professional and personal life.


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Category: Sides
Potato Pancakes with Sour Cream
Browned and crispy on the outside, warm and tender on the inside, these potato pancakes are a real treat. Dipping the hot pancakes in cool, creamy Lilly Sour Cream elevates them to a true delicacy.
Makes 24 pancakes
2 pounds yukon gold potatoes, peeled and shredded
1 large onion, finely shredded in a food processor
2 eggs, lightly beaten (more…)


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Separate names with a comma.
Discussion in 'Credit Talk' started by Killer, Mar 1, 2001.
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Re: Help! I need a wirless pho
Why don't you go with a pre paid phone? I know they sell them here in little town USA at Wal-Mart.
It's an option--btw I'm not sure anyone REALLY "needs" a cell phone Including me--yes, I have one...lol
will run a credit check. If your credit is less than perfect, you will have to leave a deposit....I think it's $200. After a year of perfect payment, they will mail you your deposit.
Re: Help! I need a wirless pho
The prepaid phones are an option, but you have to pay outrageous rates - you can't get the same deals as on a regular cell phone.
Call Sprint PCS. They will run a credit check, but they are a little less strict than AT&T. I tried both - AT&T asked for a $400 deposit. Sprint only required $125 deposit - the only catch is that you have a limit on how high the bill can go. If my outstanding balance goes above the $125 they will suspend service until it's paid. I have the "toll free USA" plan which includes 700 free minutes and no long distance for about $70 per month. Of course, they have many other plans to choose from too. I always pay my bill way before the due date to make sure I never go over. After one year of timely payments they will remove the spending limit and return the deposit.
Apparently, AT&T offers the same thing (the $125 deposit and a spending limit) but they told me I didn't qualify for it.
Re: Help! I need a wirless pho
I have Sprint PCS and w/150.00 deposit I got the 2000 minutes program.39.95/month.It is not a re-pay phone if your payments are current up to date in 6 months,they will refund your deposit.
Re: Help! I need a wirless pho
Ask to use your credit card on the AT&T application, i did that a while back, you are accepted automatically.
Re: Help! I need a wirless pho
ATT will give anyone a cell phone is you allow them to deduct the funds from a credit card each month. They still run check. That is how I got my phone.
Mike G.
Re: Help! I need a wirless pho
Southwestern Bell, which is now Cingulair, has pretty lenient credit check policies. My sister had a bankruptcy and was able to get a phone from SWBell with only a $20 payment for the phone (it was actually a donation -- make a donation to some charity and get a free phone). She had to sign a two year contract, but she was able to get a phone and service plan without a deposit.
Re: Help! I need a wirless pho
What is ironic is I had an AT&T Wireless account on my credit record with a $64.00 charge off from when I livedin California.
A friend at work was selling Cell Phone service on the side, and I placed an application, not knowing it was AT&T. I got the phone with no deposit on a "Managed Plan" $200.00 limit for one year. After 6 months I received a letter from AT&T that due to good payment I was no longer on Managed plan.
Both accounts appear next to one another on my credit report. I think some dealers have the capability to get you activated under certain plans without a credit check.
Re: Help! I need a wirless pho
I recently got a phone and wireless service from VoiceStream and I do not think they did a credit check. I did not have to pay a deposit. I have a Capital One card and two Providian cards (V,MC). I called the toll free number (1888 streams) after having researched the best deal at a fantastic website at www.point.com
At point.com you enter your area code or zip code (I forget) and it tells you of all the possible plans available, who the sellers are, what phones go with which package, where to buy locally if you do not want to buy over the net and cost of everything. It is an incredible site. I was able to compare plans and for me I found a package that fit.
Anyway, check out www.point.com and you will also be given the toll free numbers or websites for the phone dealers and you can inquire at those places about credit checks. For instance, you can call Sprint or ATT or VoiceStreams or whomever and ask if they do credit checks. If they say yes, then hang up. No big deal. Good luck!
Re: Help! I need a wirless pho
I got a phone thru At&t. I think they checked Trans Union, it's not on my updated Exp. or Equifax report as a inquiry. I have one negative item on Trans and it wasn't even an issue. Of course I didn't say anything to the girl at the store. I don't think I have a cap like some people do, I didn't ask and she didn't tell me. Try At&t.
AT&T will with credit card
The AT&T co will take you but with credit card payments only. This is what they were doing just a few months ago. You have to tell them that is what you want. Maybe the rep forgot or didnot think to offer that to you..
If not, Sprint PCS will. They charged me a $125 deposit. I saw them do this for people with AWFUL credit, so Iwould give it a try. Infact I applied right online. They do the credit check and then tell you to give them a credit card # to put the deposit on. You have to sign up for 1 year service for this also.
I got my deposit back in November. So I got my deposit back after 6 months of good payments. I hope this helps.
no deposit
Voicestream okayed my application over the phone in seconds. They just run the credit card account and it comes back approved and they do not do a credit history check.
I did not have to put down a deposit. I got a Nokia phone for $19.99 which was billed to my credit card when I applied. Then I got a paper bill about 5-6 weeks later for my first month usage which was $19.99 (I have the 75 minutes anytime and 250 free long distance weekend minutes. The weekend minutes is a promo that is good for 6 weeks). There is NO annual contract! My account is active until I decide to cancel it, which I could at anytime.
It is a great plan for me who only wanted the phone for emergencies. But they have very good calling plans for those that use their phones for other calls. They are very friendly and courteous and it is easy to get to their customer service and technical services departments.
www.voicestream.com or 1 888 streams
Re: no deposit
I had to post a $100 deposit but have an account with Unicel Digital, 2000 mins for 39.99/mo., which has been good to me. I don't think anyone will sign you up these days without a credit check. My credit ain't good though, and yet the deposit wasn't bad. I already got it back after 6 months of on time payments. Unicel isn't everywhere though, so it might not be an option. I guess I'd look into Sprint or Verizon otherwise. Good Luck on it though. I have a cable modem and my digital phone so I was able to tell US West what they could do with their line, and man that felt great.
Re: no deposit
Thanks everyone! Thanks everyone!
I started a new job and on the 1st day they couldn't find me! Boy did that look bad. This cell phone will solve that. My employer will cover my phone expenses but I must pay upfront. I got real nervous because my credit is damaged and did not want to pay a whole lot. With everyone's help I know I can find a good deal.


text:
They have hardwood floors and stainless steel appliances. But with Avenue "N" in the address, are people buying these rehabbed homes?
By: Kiya Edwards
MINNEAPOLIS — Some home buyers overlook north Minneapolis. Not Julia Israel.
Over the course of 20 years, Israel has owned a few different homes. All in north Minneapolis.
"I like the sense of community," Israel said. "I love how accessible it is to everything. Right off of lots of highways. Lots of parks. Lots of bike trails. Like most places in the Twin Cities."
Friday, Israel unlocked the doors at 4831 Colfax Ave. N. But she doesn't live at the two-bedroom, one-bathroom, one-story, fenced-in home.
"I'm a real estate broker," Israel said. "I'm with Keller Williams Integrity and I actually train and coach real estate agents, and I am the president of the Black Real Estate Association, which is the National Association of Real Estate Brokers."
She's also one of only a few brokers working with Hennepin County to list its tax-forfeited properties. Some of the properties are listed as-is, while others, like the home on Colfax, get total makeovers before they go on the market.
"We've got a completely remodeled kitchen with stainless steel appliances," Israel said. "Everything in here is new. So it's almost like buying a new house."
Israel says, historically, tax-forfeited homes were put up for auction. They weren't listed on Multiple Listing Service listings like they are now.
And Hennepin County isn't the only government trying to make change. In 2012, The City of Minneapolis launched the Green Homes North initiative. Through it, almost 20 developers got funding to build more than 100 energy efficient homes in north Minneapolis.
Meanwhile, non-profits Project for Pride in Living and Urban Homeworks have teamed up to completely renovate single-family homes throughout the area. Their Northside Home initiative also offers home ownership and financial coaching.
But are people actually buying all of these newly renovated homes?
Project for Pride in Living says last year, around 21 percent of the people who received their coaching did end up buying.
Israel is seeing similar success.
"We have access to something called InfoSparks," she said, pulling up information on her phone.
According to InfoSparks, there were 43 homes for sale Friday in the 55411 zip code, which covers the Hawthorne, Jordan, Near North, and Willard-Hay neighborhoods.
"The average days on market is just 18," Israel said. "Comparing it to the whole City of Minneapolis, homes are staying on the market for 21 days. So it's really not much of a difference at all."
But there is one major difference.
"In general, median sale price in the City of Minneapolis at all, is $269,000" Israel said. "If we're talking north Minneapolis, median sale price is $175,000."
On Tuesday, HomeSpotter Real Estate, an app featuring a built-in chat system for buyers and realtors, showed 23 homes for sale in 55411. More than 60 percent of them were listed under $200,000.
The home on Colfax Avenue North fits into the trend. Friday, it was listed at $175,000.
By Tuesday, the property's status was "contingent," meaning the seller has accepted an offer but the deal isn't finalized yet.
Credits: kare11.com


text:
Brian Kelly, insisting he is "fully committed" to Notre Dame, denied reports he is exploring coaching options to leave the school.
Yahoo Sports and ESPN reported that Kelly, through his representativeness, reached out to other college football programs. He may also consider opportunities in the NFL, a source told ESPN.
The reports surfaced hours after Notre Dame's season-ending 45-27 loss to USC on Saturday dropped the Fighting Irish's record to 4-8 -- the school's second-worst record of the last 52 years.
"I felt that I was clear with the media following yesterday's game at USC when I was asked about my desire to be back as the head football coach at Notre Dame, but in light of media reports that surfaced afterward, let me restate my position. I have not been, am not, and will not be interested in options outside of Notre Dame," Kelly said in the statement early Sunday morning. "I'm fully committed to leading this program in the future."
The 55-year-old Kelly just completed his seventh season as head coach at Notre Dame, which got news Tuesday that the NCAA ordered the Fighting Irish football team to vacate 21 wins from its 2012 and 2013 seasons in an academic misconduct case involving eight players.
Kelly's seven-year record at Notre Dame is 59-31, with a 12-1 season in 2012 and a 10-win season in 2015. He clinched a bowl berth in each of his first six seasons.
Sources told Yahoo Sports that Kelly's curiosity regarding other jobs was not spurred by the NCAA sanctions and predates that development.
Notre Dame athletic director Jack Swarbrick has consistently stated that Kelly's job is safe.
"Brian will lead this team out of the tunnel opening day next year," Swarbrick told ESPN last month.
At the time, Kelly expressed he was "disappointed" to receive a vote of confidence from Swarbrick.
"Anytime that your athletic director has to come out and say that, as a head coach you're disappointed that any comments like that have to be made," Kelly said at an Oct. 25 press conference. "I didn't ask him. That was his decision, but, you know, I clearly understand what he was doing. He was probably sick and tired of being sick and tired, too. But for me, it's disappointing, you know, certainly that you have to make those comments."
The Fighting Irish finished their worst season since a 3-9 mark in 2007 under Charlie Weis, and their largest margin of defeat this year in the loss to USC.
"Oh yeah, absolutely," Kelly told reporters Saturday when asked if he expected to be back next season. "I thought we could play with anybody this year. We just have not been able to sustain consistent performance for four quarters.
"One side of me says, 'look, this is my 25th year, I know what I'm doing.' But on the other side of it, you can't be surprised that when you go 4-8, that you're going to get those questions asked as well.''


text:
This Fancy Swirl bottle will set your product apart from the competition.
Great alternative to high priced perfume & colognes; as party favors; for fundraisers... or to make a great income re-selling!
To Order, put a "1" (or the number of bottles desired) in the quantity box for each fragrance you would like to order and click "Add to Cart" at the bottom!
(M)= Men's Fragrance, (L)= Ladies Fragrance & (U)=Unisex
Comes with a Gold Basic Label. Silver, Red, Kraft or White available by request in the comments box.
$1.75 each when you order 1 to 99 pieces
$1.50 each when you order 100-499 pieces
$1.35 each when you order 500-999 pieces (MINIMUM 10 PER FRAGRANCE)
$0.99 each when you order 1000 or more (MINIMUM 20 PER FRAGRANCE)


text:
Of any of the new Diesel vehicles coming into the Australian Market this year, The Holden Colorado has been the one we here at 3 On The Tree have been really looking forward to.
First details of the tough, new-generation 2012 Holden Colorado have been released today ahead of its much-anticipated Australian launch mid-year.
Holden's 2012 Colorado mini-site will go live today, coinciding with the arrival of a number of pre-production vehicles for local engineering evaluation and promotional activities to be held at Holden dealerships around Australia.
The 2012 Holden Colorado range will offer customers three body styles – single cab, space cab and crew cab – and offer two all-new 2.5-litre and 2.8-lit DOHC in-line 4-cylinder turbo diesel engines.
Both engines are tuned to deliver peak torque low in three rev range for maximum driveability and cargo carrying capability, while the 2.8-litre engine – when paired with the optional six-speed automatic transmission – produces 10 per cent more power and 40 per cent more torque than the outgoing 3.0-litre diesel powertrain it replaces.
The new Colorado will boast a class-leading 3.5-tonne towing capacity across the 2.8-litre turbo diesel range and an impressive 3.0-tonne towing capacity on all 2.5-litre variants.
An extensive list of safety features will be standard across the range, including driver and front passenger airbags, side curtain airbags, anti-lock brakes with Electronic Brake force Distribution and Electronic Stability Control.
Colorado will also be equipped with lifestyle and comfort features including Bluetooth® connectivity, air-conditioning, power windows, auxiliary plug and USB port, two auxiliary power outlets and iPod® compatible audio system.
Holden Executive Director Sales, Marketing and Aftersales, John Elsworth said the company had been working hard to finalise the local range ahead of the Colorado's official launch since the show car was revealed at the Australian International Motor Show in Melbourne last July.
"The new Colorado is a new era for Holden LCVs and will play a vital role in our product renaissance. We're so excited about its performance as a tough, daily workhorse and active recreational vehicle that we wanted to preview the range as soon as possible," Mr Elsworth said.
"This is the most impressive light truck ever designed by General Motors, and we expect it to be a serious challenger in the competitive Australian light commercial market.
"Our diesel-only powertrain strategy means we'll offer two very competitive, responsive engines that boast impressive towing capacity of up to 3.5-tonne, which we know our customers will love.
"A number of new Colorados are already out on the road gathering important data on engine and transmission performance, drive quality and suspension tune. This evaluation work will continue for the next few months to make sure it is perfectly suited for Australian roads and conditions."
"And in the meantime customers will have the chance to inspect the new range at Holden dealerships from April, with a number of Colorados touring the country as part of our pre-launch roadshow."
Holden is currently performing local development work on the new Colorado using a series of engineering tests, which includes a rigorous five-month real-world drive quality evaluation on Australian roads.
The Colorado workhorse will be put through its paces in a range of recreational activities typically experienced by light commercial vehicle customers, including four-wheel driving, towing, farming, camping and fishing.
2012 Holden Colorado – Standard Features
|Power (kW)
|Torque (Nm)
|2.5-litre in-line 4-cylinder turbo diesel engine with five-speed manual transmission
(selected models only)
|110 @ 3,800 rpm
|350 @ 2,000 rpm
|2.8-litre in-line 4-cylinder turbo diesel engine with five-speed manual transmission
|132 @ 3,800 rpm
|440 @ 2,000 rpm
|2.8-litre in-line 4-cylinder turbo diesel engine with six-speed automatic transmission
|132 @ 3,800 rpm
|470 @ 2,000 rpm
Towing Capacity
- 3,000kg – 2.5-litre turbo diesel
- 3,500kg – 2.8-litre turbo diesel
Steering System
- Hydraulic rack-and-pinion
- Independent front suspension
- Independent multi-link rear suspension with leaf springs
Safety and Security Features
- Anti-lock Braking System (ABS) with Electronic Brake Force Distribution (EBD)
- Electronic Stability Control (ESC)
- Front Drive and Passenger Airbags
- Curtain Airbags
Interior Features
- Air-conditioning
- Auxiliary plug and USB port
- Two auxiliary power outlets
- Bluetooth© connectivity
- iPod® compatible audio system
- Power windows
Exterior Dimensions (4×4)
|Single Cab
|Space Cab
|Crew Cab
|3,095 mm
|3,095 mm
|3,095 mm
|Overall length
|5,367 mm
|5,347 mm
|5,347 mm
|Overall width
|1,870 mm
|1,870 mm
|1,870 mm
|Overall height
|1,772 mm
|1,771 mm
|1,772 mm
|Front overhang
|944 mm
|944 mm
|944 mm
|Rear overhang
|1,328 mm
|1,308 mm
|1,308 mm
|Front track
|1,570 mm
|1,570 mm
|1,570 mm
|Rear track
|1,570 mm
|1,570 mm
|1,570 mm
|Minimum ground clearance
|289 mm
|289 mm
|289 mm
Interior Dimensions
|Single Cab
|Space Cab
|Crew Cab
|Front legroom
|1,049 mm
|1,049 mm
|1,049 mm
|Front headroom
|1,007 mm
|1,009 mm
|1,009 mm
|Front shoulder room
|1,460 mm
|1,460 mm
|1,460 mm
|Front seat height
|305 mm
|305 mm
|305 mm
|Rear legroom
|904 mm
|Rear headroom
|974 mm
|Rear shoulder room
|1,460 mm
|Rear seat height
|315 mm
Tub Dimensions
|Space Cab
|Crew Cab
|Pickup box length
|At floor
|1,830 mm
|1,552 mm
|Pickup box width
|1,534 mm
|1,534 mm
|Between wheel arches
|1,122 mm
|1,122 mm
|Pickup box height
|481 mm
|481 mm
|Pickup box rear opening width
|At beltline
|1,427 mm
|1,427 mm
|At floor
|1,370 mm
|1,370 mm
Colorado pricing and full model line-up details will be announced closer to launch. Customers can preview and register their interest in the new 2012 Holden Colorado at: www.holden.com.au.
Thank you to GM Holden for the pics and information…


text:
It's hard to get feedback (scuse the pun) from fish regarding what you're feeding them. It's not like they can spit it out or send it back to the kitchen. But customers who use Tetra Pond Sticks report seeing greater activity and better health in their pond fish, which seems to us to be the equivalent of a good food review.
Tetra Pond Sticks provide all-round nutrition and energy for your pond fish. Tetra recommends you only feed them if the water temperature is 4 degrees Celsius or above.
Product details
The information provided by the Jumbo Pets website must not be relied upon or regarded as a substitute for specific professional advice, veterinary advice or otherwise. We make no claim that the website is 100% accurate or suitable for an individual's unique circumstance and provide the website on the basis that all persons accessing the website responsibly assess the relevance and accuracy of its content.


text:
The UK's biggest mutual retailer said it expected the Somerfield HQ in Bristol to shut about 18 months after the completion of its £1.6bn takeover.
The Co-op aims to transfer "as many as possible" of the Bristol staff to the merged head office in Manchester.
The takeover cements the Co-op's position as the UK's fifth biggest food retailer.


text:
In recent years we have focused our interest in a trading activity, identifying highly innovative products and technologies in various sectors. You can get more info by navigating in the appropriate areas.
Ways activities are addressed to the network infrastructure, a specific sector in which you can find the products of the following companies
Ways has put his attention in particular to the water sector, proposing the use of activities for the production of water from the atmosphere, in order to save water.


text:
Just an older sketch I felt completing. I really love how the mood turned out :)
I feel like I should finish more sketches :D
This looks gorgeous! I love the scale patters and the side flaps on her head. The jewelry catches my eye and the spear has an awesome design. It looks like she has on a sort of natural armor. i find many reptiles to be elegant and beautiful but I doubt many share my sentiment. I don't see a lot of anthro reptiles made so it is nice to see one.I really like the varying shades of purple too. And the incense and smoke plume add such a nice affect too. Beautiful!
You're not the only one, I agree 100% with you ;-)
Beautiful art indeed!
She's such a beautiful serpent. How smooth she looks. How shiny her more armory scales look. Her elegant pose. it is all gorgeous


text:
The Finals of the Top Prospect Tournament saw two of the best young men fight for a place of ultimate esteem. Also, the tag champs put their RoH World Tag Titles on the line.
Roll the opening montage!
We are at the 2300 Arena (FKA The ECW Arena). Steve Corino and Kevin Kelly ran down the night's events and sent it to…
The Addiction (Frankie Kazarian and "The Fallen Angel" Christopher Daniels vs The House of Truth (Jay Lethal and J. Diesel)
It was so nice to see Kaz and Daniels do a guest appearance on "Comic Book Men", recently. Code of Honor Handshakes for one and all. Diesel and Kaz opened the contract. Kaz grabbed a Side Headlock and took Diesel down. Diesel got to his feet but Kaz just dropped him with a Side Headlock and then a Drop Toe Hold. Arm Drags by Kaz and Lethal took the tag. Lethal yelled he wanted "The Old Guy" (Daniels). He got him. Lethal mocked Daniels by pretending to limp. Knee Lift by Lethal. Crossbody by Daniels for a two, twice. Sharp shots by Daniels, followed by Knife Edge Chops. Diesel rushed in and caught Daniels. World's Strongest Slam to Daniels. Diesel officially tagged in and unloaded with punches and Knee Lifts. Float Over by Daniels and tag to Kaz.
Kaz threw Diesel into Daniels' boot and they double teamed the rookie. Daniels was legal and he grabbed a Side Headlock. Truth grabbed Daniels ankle and Fallen Angel stomped on Truth's hand. The fight went to the floor and RoH went to a break.
The show returned and Diesel tagged in. Diesel pounded on Daniels and hit a Side Slam. 1-2-no. Tag back to Lethal. Ax Bomber to Daniel's neck. Lethal wrenched away with a Rear Chin Lock. Lethal stomped Daniels' chest. Daniels fought out of the enemy corner and went to the floor. He took down the entire House of Truth. Lethal went for a Suicide Dive and accidentally took out Lethal. Kaz finally got the tag and hit a Springboard Back Elbow on Lethal. Truth got in and taken out by Kaz. Kaz planted Lethal and played to the fans. Springboard Cutter by Kaz and then he applied a modified Octopus Clutch on Diesel. The problem was that Diesel wasn't legal. Hail to the King to Daniels but Kaz made the save. All kinds of shots in the ropes from both sides. Uranage Slam by Daniels. KRD, the red masked figure, got up on the ropes. Lethal with the Roll Up on the distracted Christopher Daniels.
Your Winners: The House of Truth
Honor Roll Ranking: 3.0 out of a possible 5
A review video aired about the Top Prospect Tournament. Eight great young stars have given their all over the last few weeks. The finals will be Will Ferrara vs Donovan Dijak.
Donovan Dijak vs Will Ferrara
Top Prospect Tournament Finals
Dijak was a good head taller than Will. Collar and Elbow and Dijak pushed away his foe. Collar and Elbow to the ropes. Chest Slaps on both sides. Go Behind by Will, into a Side Headlock. Every Top Prospect, so far, has been from New England. Will tried for Shoulder Tackles but couldn't take Dijak down. Will went for a Thesz Press but Dijak held him off. Will wanted a Backslide but couldn't take Dijak over. Big Boot by Dijak. It was time for another round of commercials.
Dijak pounded away on the much smaller Will Ferrara. Will tried for a Whip but ate a Savate Kick instead. 2 count. Knee Lift by Dijak. Hard Whip by Dijak and Will just collapsed. 2 count, once again. Brutal Bob Evans strolled out to watch the match. Bob worked with both guys. Veda Scott came out as Will applied a Short Arm Clothesline. Veda was accompanied by Stokely Hathaway. The Decade then strolled out to watch this war. Dijak finally got to the ropes. Dijak threw wild Forearms and then sent Will across the ring. Dijak Whipped Will back across the ring but Will got he boots up. Belly to Belly Throw by Dijak. Corkscrew Float Over Drop by Dijak. Truth Martini strolled out just as Will escaped Feast your Eyes and hit the Tornado DDT. Could be…might be…Denied!
Will wanted a Sonic Boom to the floor but couldn't take over Dijak. Donovan wiped out Will with an Apron Moonsault! Damn! Dijak missed Feast Your Eyes and almost got taken out. Sonic Boom by Will. The Sonic Boom is a variation of the Canadian Destroyer. Dijak lifted Will and connected with Feast Your Eyes (Attitude Adjustment into a Go To Sleep).
Your Winner: Donovan Dijak
Honor Roll Ranking: 4.5
Veda Scott, Stokely Hathaway, Bob Evans, and Jimmy Jacobs chatted with Dijak. Truth thought about getting in the ring but didn't. Dijak finds himself in the (Randy) Savage Bidding War position wince he is the 2015 Top Prospect!
The Decade (B.J. Whimer and Adam Page) vs reDRagon (Bobby Fish and Kyle O'Reilly)
Ring of Honor World Tag Team Title Match
The champs were jumped before the bell. Whitmer and Page pounded on the champs. Double Baseball Slides by the champs. Hey followed up with a pair of Topes to the challengers. The bell still hasn't started, since the bell did not ting. Double Knees by Kyle to Page. Kyle pitched Page in the ring and the bell sounded. Tag to Fish. Bobby snapped the arm over the shoulder and then threw hard knees. Snap Mare to Page into a Springboard Senton. Push Off into a Back Kick. Crescent Kick by Fish and then Bobby taunted Whitmer.
Tag back to Kyle. reDRagon also hold the IWFP Junior Tag Team straps. The champs kept aging back and forth. Spin Kick by Fish into a Snap Suplex. 2 count. Scoops Slam by Fish to get a two count on Page. Muta Power Drive Elbow to Page. Page tried to fight back but Kyle Kneed the back. Whitmer was taken out by Kyle. Kyle then took the tag and kicked the chest ala Daniel Bryan. Page went to the ropes but got Kneed and Slapped. Whirmer was pushed out of the ring but trapped Kyle in the ring skirting. Double team on the champs. Time for a final break.
Whitmer spat at Fish as the show returned. Snap Powerslam by Whitmer. That followed a see-saw series of punches. Page took the tag and punched away. Page with Pumphandle Knee Lifts into the Fallaway Bridge. 2 count. Tag back to Whitmer. Kyle tried to punch out of the corner but couldn't quite get it done. Page took another tag. Page kicked Kyle in the chest. Whitmer took the tag and went to the eyes. Snap Mare by Whitmer. Whitmer locked in a Rear Chin Lock but Kyle fought to his feet. Exploder Suplex by Whitmer.
Tag to Page, who blasted Kyle in the ribs. The two went back and forth with hard blows. Page Thrusted the throat but Kyle came right back with the Cross Armbreaker. Kyle bashed and battered both challengers and tagged out to Fish. Crossbody and Falcon Arrow to Page but Whitmer made the save. Whitmer punched both champs but got laid out with Ax and Smash and a Saito Suplex. Fish and Kyle double teamed Page. Backbreaker/Knee Drop combo by the champs. Page barely kicked out. Whitmer prevented Chasing the Dragon. Page with the Sling Blade Neckbreaker to get a two. Double team by The Decade. Somersault Clothesline, by Page, but Fish made the save. Whitmer tripped as he went for the Suicide Dive. Kyle caught Page with the Triangle Choke. Fish kept Whitmer at bay. Kyle switched to the Cross Armbreaker and Page tapped out.
Your Winners (by Submission): reDRagon
Honor Roll Ranking: 4.0
Corino and Whitmer got into it when Whitmer threw water at Corino. Steve pushed refs and others away. One of the kids took exception to being pushed around and Whiter tried to make the most of it. Fade out.
–Jay Shannon
Category: Wrestling.
Tags: DONOVAN DIJAK, redragon, Steve Corino, The Decade, WILL FERRARA.


text:
With a new year just around the corner, there are several tax and wage issues that will impact household employers, particularly those in New York, including changes to the minimum wage and mileage reimbursement rates.
Minimum Wage
On December 31, 2017, the minimum wage for employers in Upstate New York will rise to $10.40 per hour.
The wage for employers in New York City with 10 or fewer employees must pay $12.00 per hour. Employers in Nassau, Suffolk, and Westchester Counties must pay at least $11.00 per hour.
Mileage Rate
If you reimburse your nanny or other domestic worker for mileage, the standard mileage rates for the use of a car (plus vans, pickups, and panel trucks) are increasing, effective January 1, 2018. The new rates will be:
- 54.5 cents per mile for business miles driven (was 53.5 cents in 2017)
- 18 cents per mile driven for medical or moving purposes (was 17 cents in 2017)
- 14 cents per mile driven in service of charitable organizations (no change from 2017)
New York Paid Family Leave
Beginning January 1, 2018, just about every employer in New York State – including household employers – will need to comply with the New York Paid Family Leave (NY PFL) law. Any employer that has 1 or more employees is required to provide coverage unless they are a public employer or are an employer-only exempt employee.
Employees can use the benefit to:
- Bond with a newborn, adopted or foster-care child during the first 12 months after birth or placement
- Care for a seriously ill family member
- Address important needs related to a family member's military service
Learn more about what employers and nannies need to know about NY PFL.


text:
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medico international Deutschland "Why are disease outbreaks and health problems only of global interest when they affect the countries and transport routes relevant to the global economy, such as the current corona virus outbreak? Or are they simply better perceived there? In any case, the last few weeks have made it clear: The much-touted "global community" is prepared to invest much more in fighting them than it did in the case of an acute measles outbreak in 2019, which killed over six thousand people in the Democratic Republic of Congo, or the Ebola outbreak, which has not been stopped in the same country for a year and a half now, killing 2,250 people." (Photo: Nurse at Redemption Hospital washes her hands/World Bank Photo Collection/flickr, CC BY-NC-ND 2.0)
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