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19 November, 2014
60 years of manufacturing excellence and bringing global trucking to India with:
Tata Motors today celebrated 60 years of truck manufacturing at its first manufacturing and engineering facility in Jamshedpur. Set up in 1945, Tata Motors Jamshedpur started with manufacturing steam locomotives, later foraying into truck manufacturing, bringing global trucking technology to India in 1954.
Since then, Tata Motors' Jamshedpur plant has been modernised consistently, with a particularly intense scale in the last 10 years, equipped with state-of-the-art equipment and assembly lines to produce a truck every five minutes. The facility assembles over 200 Tata Motors Medium and Heavy Commercial (M&HCV) models, for varied movement of equipment, raw materials, goods and services, across distances, catering to millions of Indians every day. Jamshedpur also houses engineering centres to conduct truck testing for operatability in various climatic conditions and varied surfaces, including dense urban centres, all of which operate under distinct set of rules and regulations, governing commercial vehicles operations. The facility rolled out its Two-millionth commercial vehicle, in 2013.
As a development and manufacturing hub for Tata Motors M&HCVs, Tata Motors' Jamshedpur's engineering research centre is capable of carrying out complex vehicle design and integration of Tata Motors current and future trucks, also developing complex intelligent electronic control systems of next-generation trucks, cabins, multi-axle trucks, tractor-trailers and tippers and special application vehicles (like mixers and tankers), for both civilian and defence customers. The facility is also capable of manufacturing trucks compliant right upto EURO VI or BS VI (BHARAT STAGE VI), emission standards.
Tata Motors Jamshedpur also conducts driver training programs that impart knowledge of truck operations, for better road safety and overall vehicle performance.
Commenting on the occasion, Mr. Ravindra Pisharody, Executive Director Commercial Vehicles Business Unit, Tata Motors' said, "We at Tata Motors are proud to have achieved yet another trucking milestone of 60 years of manufacturing excellence at our plant here in Jamshedpur. From the very beginning, Tata Motors Jamshedpur has lead the transformation in the Indian commercial vehicles space, setting benchmarks through the introduction of class-leading trucks, with the most relevant global technologies, incorporating flexibility to develop and manage our current and future portfolio, with speed and in-line with varied market requirements. With world-class quality manufacturing and engineering programs here in Jamshedpur, it is in our continuous endeavour, to remain the most preferred trucking brand."
Dr. AK Jindal, Head, ERC (Engineering Research Centre), Commercial Vehicles Business Unit, Tata Motors said, "Our engineering teams at Tata Motors work closely with all stakeholders, in developing and successfully deploying various technologies for broad spectrum of commercial vehicles, that enable connectivity, safety, better fuel economy, along with optimal vehicle performance. Given our widest portfolio of medium and heavy commercial vehicles, which has been developed based on our deep understanding of customer needs and usage patterns, we at Tata Motors continuously strive to develop and integrate new and relevant vehicular technologies, offering best-in-class value proposition. Needless to say integration of these new technologies is backed by necessary service network." Dr. Jindal further added "As Tata Motors products touches the lives of a large number of people beyond the businesses we cater to, we have developed the widest product portfolio of alternate fuel vehicles, hybrids as well as electric vehicles contributing to improving the environment as well as class leading products like Prima and Ultra family improving driver comfort and safety."
As we at Tata Motors work toward developing multiple new platforms, we constantly also work with all our stakeholders to improve the performance and reliability of our existing offerings, proactively taking steps to ensure that we remain the most preferred brand in the CV space. Having led technological shifts in the Indian commercial vehicle space, like standardising radial tyres and offering automatic transmission in tippers, we at Tata Motors have embarked on a journey of HORIZONEXT, a four pronged customer-focused strategy, aimed at providing the best customer experience — from best vehicle experience to superlative purchase experience, followed by technology-intense after-market service support. The four pillars for this strategy are:
Tata Motors commercial vehicles division adopted a customer-centric three Horizon Technology Roadmap for its products, with an emphasis on:
Based on this technology roadmap, Tata Motors recently showcased a series of CV products in the M&HCV space, at the recently concluded Auto Expo 2014, to build on the first Horizonext pillar of Intense Product focus being – PERFORMANCENEXT, DESIGNEXT, FUELNEXT.
DESIGNEXT – Tata Motors' design focus is not limited to the passenger vehicles but truly extends into the commercial vehicles. Good examples of these for Tata Motors M&HCVs is the Prima CX 1618.T, a new MCV from the Prima range, which was showcased at the recently concluded Auto Expo 2014.
PERFORMANCENEXT – Through PerformanceNext Tata Motors commitment towards industry leading performance standards, in terms of product innovations, was recently showcased at the Auto Expo 2014; power-to-weight ratio, lesser wear and tear of parts, fuel mileage, catering to the customers ever demanding needs. The LPS 4923 Lift Axle, is the first prime mover in India with a lift axle technology.
FUELNEXT – Focused on contributing to a cleaner and greener environment, transport efficiency and driving comfort at its best, Tata Motors showcased multiple products under FuelNext @ AutoExpo 2014. Green fuels on display from Tata Motors M&HCV stable were the Prima 4032.S LNG,which offers a green alternative to diesel. LNG and is also a superior fuel compared to CNG thus ensuring better fuel economy.
Tata Motors has introduced some new technologies in its medium and heavy range of trucks in the last 10 years, some of which are
The Quality assurance journey is driven by the vision to deliver world class quality. Tata Motors is committed to offer products that are reliable, safe and internationally acclaimed and it all starts with ensuring quality at each level of operation, with Jamshedpur at the forefront. With the facility being able to cater to CV's with payloads ranging from 7 to 49 tonnes, over 20 Tata Motors CV models are currently exported and assembled based on strenuous quality led standards and processes. This also incorporates quality in design, ride and over feel of our vehicles based on real driving and on duty conditions.
We've incorporated some of some quality manufacturing standards in manufacturing the Prima and our entire M&HCV portfolio. These are based on:
Besides ensuring a balance of expansion of our sales and service reach, Tata Motors CVBU is adopting various initiatives to drive efficiencies and better manage customer relations, through the sales and service channel as well as at various customer touch points. Tata Motors has also undertaken unique initiatives to ensure the right qualities in our sales staff, as one of the most important link in the chain. Some of these initiatives are
A) DRONA – For sales forces
B) 'LEAP' (Learn & Engage for Augmenting Profitability) – Channel Partner – Capability Building initiatives
C) HR Tools for Employee Engagement for Dealers – Tata Motors regularly conducts training programs for HR Teams at dealerships
D) eLearning
Consistency of service is a key strength for Tata Motors CV business and constantly endeavours to offer best-in-class quality solutions to all its customers. Tata Motors commercial vehicles business has a number of industry leading initiatives, to ensure a consistent quality of service, apart from the products it sells.
This would include path breaking offerings pioneered by its M&HCV business supported by the "Power of 5", a set of innovative offerings, to enable Tata Motors to strengthen its customer support and engagement. These services are backed by a Tata service touch-point every 50 kms on all major highways in the country, path breaking offerings such as Tata Motors' loyalty program 'Tata Delight' (for retail customer) and Tata Emperor (for large key customers) offers customers with the benefit of loyalty points redeemable on new products and services. These Power of 5 services are –
In 2004 Tata Motors acquired Tata Daewoo Commercial Vehicles Co. Ltd. (TDCV) of South Korea. The acquisition led to the joint development of Tata Motors' Prima range of 'World Trucks', introduced in India in 2009. The power, speed, carrying capacity, operating economy and trims of the Tata Prima has set new benchmarks in India, matching with the best in the world, in performance, aggregates, features and comfort, along with the lowest life-cycle cost. The Prima range comprises multi-axle trucks, tractor-trailers, tippers, mixers, and special application vehicles all of which are built in Jamshedpur.
Corporate Social Responsibility in Jamshedpur
With 603 acres for Tata Motors' Jamshedpur's manufacturing, engineering and support services, Tata Motors has a township made up of 1250 acres, housing a residential quarters, hospitals and schools. While making technological, product and service advancements, the plant has been deeply committed to the community within which it operates. Working closely with various NGOs, it has pioneered initiatives in Health, Education, Livelihood and Environment. These initiatives have resulted in significant progress in community and social forestry, sustainable development of wastelands, road construction, rural health and education, development of rural industries, water supply and family planning.
About Tata Motors
Tata Motors Limited is India's largest automobile company, with consolidated revenues of INR 2,32,834 crores (USD 38.9 billion) in 2013-14. Through subsidiaries and associate companies, Tata Motors has operations in the UK, South Korea, Thailand, South Africa and Indonesia. Among them is Jaguar Land Rover, the business comprising the two iconic British brands. It also has an industrial joint venture with Fiat in India. With over 8 million Tata vehicles plying in India, Tata Motors is the country's market leader in commercial vehicles and among the top in passenger vehicles. Tata cars, buses and trucks are being marketed in several countries in Europe, Africa, the Middle East, South Asia, South East Asia, South America, CIS and Russia.


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How much will your home rent for?
This beautiful 4 bedroom, 2 bath ranch style home is located in the much desired St. Johns County with "A" rated schools. As you pull into the driveway you are greeted by beautiful landscaping and a three car garage. Gorgeous hardwood floors give warmth to the open living space featuring 10′ ceilings and arched doorways. Separate, formal living and dining rooms are perfect for entertaining. The office features oversized windows and ceiling fan and can be closed off for quite/privacy – could also be used as a guest room without a closet. The large kitchen has loads of cabinets and countertops as well as a breakfast bar open to the huge great room with a cozy brick fireplace, lots of windows and slinding doors with view and access to the screened in pool and deck. The pool offers solar heating, child guard gate and rock style waterfall. The master features a tray ceiling, ceiling fan, and view of the pool and pond. The enormous master bath with large shower, separate garden tub and his/her sink areas. The fully fenced in backyard offers plenty of room for play in the pool, playground and yard and the pond behind the property offers a wonderful view and privacy. Sorry NO PETS allowed! This home is a MUST see and has plenty to offer!For additional details, please visit our website at http://www.JacksonvillePropertyManagementPros.com
[property_details details="1"]
or call us at 904-520-4283 to schedule a private tour.[youtube nNWsYc0Vj94 nolink]

subset: commoncrawl


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Stocks have been all over the map Thursday as investors still try to sort of which direction to go following the Fed's most recent statement on Wednesday. But that hasn't stopped shares of Under Armour (UA) - Get Report from soaring on the day, up a hefty 23%. Schnikes, that's a lot. (Or is that competitively offensive, due to the verbal similarity to Nike (NKE) - Get Report?)
Let's stick to Under Armour. The stock continues to trend higher after the company beat on earnings per share and revenue expectations, the latter of which grew a whopping 30.7% year over year. The results are doing more than sending the stock higher; they're vindicating long-term investors and management by completely turning some analysts' assessments on their head.
Most notably, analysts at Morgan Stanley downgraded the stock to underweight a few weeks ago, moving their price target down to $62 from $103. Analysts cited weak average selling prices and a loss of market share as its reasoning.
On the conference call, CEO Kevin Plank -- a man TheStreet's Jim Cramer said should never be bet against -- called the company an "all-weather business," silencing those who doubted Under Armour's ability to sell its merchandise due to unseasonably warm weather that kicked off the fourth quarter.
For some reason, his commercial is how I picture Kevin Plank's business philosophy:
Apparently you don't need to go online in order to hit up Etsy (ETSY) - Get Report anymore. The company is reportedly looking to take a step out of the digital universal, and into the physical world of commerce.
The company has worked out an agreement with Macy's (M) - Get Report to have the Etsy Shop open in Macy's flagship store in New York City. The best part for shoppers? They can buy what they like and take home with them rather than shopping around, finding something they like and then being forced to order it online.
The company has worked out similar agreements in the past, notably with Nordstrom (JWN) - Get Report and Williams-Sonoma's (WSM) - Get Report West Elm.
Macy's appears to be running the experiment with Etsy to get a better feel for shoppers, especially younger ones. If it's something that pans out, perhaps it will have national implications.
An experiment to find future growth shouldn't surprise investors, as most traditional bricks-and-mortar retailers like Macy's have seen a tough selling environment as online retailers - most notably, Amazon (AMZN) - Get Report , which reports earnings Thursday night - take a serious chunk out of the retail pie.
Uber vs. Amazon
So if Macy's is trying to recruit online sellers into traditional stores to combat the invasive retail species known as Amazon, what are others doing? It's hard to compete with an online juggernaut that can undercut almost everyone on price, deliver to customers' home in neck-break speed, and create such a seamless shopping experience all at once.
How about turning to the mega-unicorn known as Uber and its shipping platform UberRush. Launched in October to cater to consumers in locations like New York, Chicago and San Francisco, the company is now expanding its service by adding more companies to the list.
Due to the platform's design, customers may not even notice the difference - other than the timeliness. Customers will simply shop online as they normal do, at locations such as Nordstrom, T-Mobile (TMUS) - Get Report and 1800Flowers (FLWS) - Get Report , and the merchant will be the one coordinating the delivery efforts with UberRush, paying $5 to $7 per order.
Buying things online has always been convenient, but with Amazon expanding its vast offerings and allowing for rapid shipping times, consumers are starting to hit a tipping point with the "I need it in my hands now so I'll buy it from a store" versus "I'll order online and have it tomorrow."
But relax. Retailers aren't trying to stop you from having this internal back-and-forth debate about whether to buy online or at the shop around the corner. No, they're just looking to get in on the action, and they're looking to do so by teaming up with the companies of tomorrow.
This article is commentary by an independent contributor. At the time of publication, the author held no positions in the stocks mentioned.


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Intent Los Angeles - Intent Streetwear Clothing
Intent Designs • Los Angeles
Intent Designs is a new clothing company specializing in luxury designer streetwear for musicians, artists, and skaters. Established in 2015, Intent Designs features gold bars as its logo. A great portent for the brands overall styling which is urban and crisp. The gold bars proclaim loud and clear:"The Process of Elimination. Respect, Fortune, and Success".
The logo also seems to say, "Welcome to our world, welcome to our city – Los Angeles. If you want to play here you've got to get the look. What is the look?Simple, comfy, bold and of the city."
And coming from California, the home of skater streetwear, Intent Designs delivers quality clothing. The subtle style says more than the loudest bling; their designers seem to understand that craft is quality and when you order they jump – all items sent out the same day, no exceptions, no excuses.
What's in stores now?
Be warned: you'll want it all. Check it out anyway.
The Wealth Set follows nicely with the gold bar theme of the logo. This collection of T-Shirts, sweats, polo tops, and jackets is inspired by "the pursuit of success and the mentality needed to get to the top".
As with all Intent Designs pieces are crafted with comfort, style, and durability in mind. The gold bar logo set inside a crowned crest is a nice touch.
At present they cater more for women than men, but that is bound to change in the future as the company grows. While the selection may be small, it is big on quality:
Men's: Red Cobra T-Shirt, Sky Blue Alpha Intent, White Logo Hoodie; Black Logo Hoodie, Black Intent Cobra T-Shirt, White Intent Cobra T-Shirt, Black PoE T-Shirt, White PoE T-Shirt, Team Intent Polo, Ribbed Snow Jacket.
Women's: White Golden Intent, Black Golden Intent, Charcoal Golden Intent, Grey Golden Intent; all available in large and small.
Intent Designs streetwear is crafted with musicians, artists, and skaters in mind; BMX and paintball activists are also welcome.Their stylists are actually skaters. As stylist/skater Iggy Ramirez writes on the website:
"Skateboarding is everything I dream of, and I'm here skating for this company to succeed with it, and to do it for those people who've been told they can't do something because of who they are and where they come from. People have told me "Nobody can rise from the dirt." They never killed my dream, instead, they gave me fuel to carry on with it and prove them wrong! If I can make it this far, then you can make it too! No matter who you are or where you come from, greatness is there for anybody who's willing to walk the tough road to get it. 100% Intent, let's get it!"
Intent Designs also shows a commitment to their supporters but supporting them in return. They are always on the lookout for skaters to sponsor. So if you are a skater looking for sponsorship, look for shout outs. You'll find them on their website and social media channels.


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DPD Monthly Subscription Box
Sign up to subscribe here:
Subscription will be charged 30 dates from the date you sign up.
Example: Recurring payments are collected on the same day of the month. If the initial recurring payment falls on the 31st, PayPal eventually adjusts the billing cycle to the 1st of the month. If the initial recurring payment falls on the 29th or 30th, PayPal adjusts the billing cycle to the 1st of the month on the following February.
By purchasing, you are agreeing to a month to month subscription. You can cancel, but in order to not get charged for the following month, you need to cancel before your next bill date. There will be no refunds for cancellations made after your renewal date.
This Month TN kit Contains:
1- Sheet of washi and/or tabs
1 - 3.5 page mini weekly kit
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1 - booklet Approx 4.5X6.5 , sizes may vary
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1-acetate sheet 10X7 folded in half
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2- papers 10X7 folded in half
1-Monthly sticker set for the Month
2- Notes pages stickers with script
All sheets are made to fit the EC Vertical full box sizes unless you purchased the sticker kit .
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Health Hero Immunizations will offer the Flu Shot to students in grades Pre K (4 years olds) through 12 grade with private insurance, Medicaid, All kids or for students without health insurance. Students with PEEHIP Blue Cross and Blue Shield are not covered in the Health Hero Flu Clinic but are included in the PEEHIP Wellness Clinic.
This is a voluntary school vaccination program and permission forms will be sent home with students beginning Monday, September 9, 2019 and must be returned to the school nurse by Friday, September 13, 2019. The date for this vaccination program is Monday, September 23, 2019 for all Lauderdale County schools. (The Flu Mist is not available with this school program.)
Health Hero 2019 Student Flu Shot Consent Form-English
Health Hero 2019 Student Flu Shot Consent Form-Spanish
355 County Road 61, Florence, AL 35634
p: 256-760-1300
f: 256-766-5815


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Wan Fatt feels rather run-down actually...but as long as the food is good and price is reasonable, then it is still one of the go-to places in Kajang. Rather unique to be going to a place that is like within temple grounds.
|large tables for families
|menu board
My cousin and uncle met us for dinner so there were 7 of us. Ordered five dishes; fish, pork, chicken, vegetable and a tofu dish. This place has a rather extensive menu and ordering was easy as the menu has pictures.
When eating zhichar in Malaysia, usually the dips would be garlic and bird-eye chilies with soy sauce. Drinks would be a pot of tea.
|yum cha
Food arrived fairly quickly as we were there around 630pm. The crowds for weekends usually starts after 7.
|(from top, clockwise - stir fried yau mak, pork ribs in golden pumpkin, two types of almond chicken, braised beancurd
The steamed tilapia with minced ginger was good. Think the fish was probably a good one kilo in weight. Vegetables were done stir-fried with preserved beancurd (the one's that is eaten with plain porridge).
The golden pumpkin was a bit bland though, but the pumpkin was naturally sweet. The chicken was a combo of crispy chicken skin with fish paste served with plum sauce, and the middle one would be deep fried chicken in salted egg yolk.
|closer view of the almond chicken
The braised beancurd pot was really good and it has some vegetables in it as well. The sauce was good with the rice.
This meal for 7 pax cost about RM153.
Kedai Makanan Wan FattLocation: Temple Bangunan Tin Hong See, Jalan Mendaling, 43000 Kajang, Selangor Darul Ehsan
Contact: 012-656 6553, 019-326 8476
Facebook: https://www.facebook.com/pages/Kedai-Makanan-Wan-Fatt-Kajang/137778679626580


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Product Code: STWPWT-3492-HDR
Transform the water bottles for your event by adding Let's Glow Crazy Water Bottle Labels. These Water Bottle Labels have a colorful stripe pattern and will feature your wording.
Please allow ample time for delivery. The delivery date for this product is noted above for US shipping only. Please refer to checkout for delivery dates outside of the Contiguous 48 States.
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Laser Technician Schools & Certification in Florida
Choosing the right beauty specialty for your career can potentially change the future of your career and your level of job fulfillment. If you get joy from helping people feel better about themselves and performing highly specialized tasks, you may find your place in the field of laser hair removal. To become a laser technician, you must have excellent concentration.
With each patient, you use the laser to damage and weaken each hair follicle in an area of the body, which limits growth from that follicle. With ongoing follow-up appointments, hair growth slows down, gets thinner, and often stops completely.
Before you can become a laser technician, you must be a licensed electrologist in Florida (Florida Health). Electrolysis licensing protocols in Florida require you to complete 320 hours of training. Once you are a licensed electrologist, you can start working toward laser certification. In addition, you must be certified by a national organization, such as the National Council on Laser Certification.
To qualify for certification, you must choose a training program that covers all of the following topics:
- Anatomy and physiology of skin and hair
- Hair growth phases
- Treatment schedule
- Laser and energy concepts
- Modes of laser operation
- Pulsing terminology
- Tissue interactions
- Laser safety
- Clinical endpoints
- Photosensitizers
- Contraindications
Once you are certified, you are well on your way to working as a laser technician. Regardless of where you work, you must have jointly written protocols in place with a supervising doctor. The supervising doctor is responsible for the work you do and must be accessible to patients before, during, and after the procedure.
You must complete at least 30 hours of continuing education that directly relate to laser hair removal.
Permanent hair removal is an incredibly popular trend, particularly in states like Florida that are all about year-round beach weather. From 2012 through 2022, statewide demand for skin care specialists is expected to increase 23% (O*Net, 2016). This includes laser technicians. The average salary for a Florida skin care specialist is $28,200 per year (O*Net, 2016). Getting started in this field requires networking, communication, and hard work. To legally perform laser hair removal procedures, you must find a doctor who is confident enough in your skills to take responsibility for every procedure you do. This may involve networking with supervising doctors, supplying references from instructors, and offering proof of your experience.
A growing number of individuals are seeking the services of hair removal and skin care technicians who are willing to make home visits. For technicians offering this service, as well as those interested in opening their own facilities, entrepreneurship is viable job option. Other job options include working in medical facilities and beauty salons. The job outlook for the Florida hair removal and skin care technicians is favorable.
- Imperial Salon and Spa - Melbourne, FL,
- Divine Designs Salon & Spa - Brandon, FL
- Face the Day Spa & Salon - Ocala, FL
- Euphoria Salon & Day Spa - Petersburg, FL
Florida Department of Business & Professional Regulation, Board of Cosmetology
2601 Blair Stone Road
Tallahassee, FL 32399
Phone Number: (850) 487-1395
Fax Number: 866-888-1176
E-mail Address: firstname.lastname@example.com
The Florida State Board of Cosmetology can help you with replacing a lost cosmetology license, updating change of name or change of address information, and acquiring out-of-state and other useful forms, as well as answer additional questions about obtaining a Florida state cosmetology license.


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By Beverley Kruskol, President of M.Y. Pacific Building, Tarzana, Calif.
I loved construction and painting from the moment I was introduced to those jobs. I started out working in property management in Los Angeles, and I always got involved in remodeling the buildings-rehabbing, redoing units as people moved out, and painting buildings. At the time I didn't think much about how it was a male-dominated field, I just knew I enjoyed doing it and was good at it. As it turned out, the challenges I faced helped me do a better job.
I was married for awhile and my husband at the time and I launched a painting and drywall company together. I eventually took over the whole company. That was 2001. Over time, I have diversified what we do. I have people who specialize in Venetian plaster, drywall and lacquer, among other skills. We do every type of work from high-end painting jobs to readying apartments after someone moves out-doing the painting, maintenance and cleaning. I work for designers, architects, general contractors and high-end customers. For example, we recently did restoration painting after a flood had damaged a $32-million house.
I employ between 40 and 50 workers depending on our current projects. We bring in close to $2 million a year. I'm aiming for $10 million.
Challenges for women
If I walk onto a job site for the first time and I have anybody male with me, be it a painter or a customer, the workers address the guy, understanding him to be the one in charge. They assume I am the secretary.
This kind of treatment has only gotten to me once or twice. Just recently, I hired a contractor because I was too busy to supervise a job. He was supposed to know a lot about construction, but when I visited, I was not happy with the quality of the work being done, and said so. One of the workers said I didn't know what I was talking about. And I got angry. I told him, "Don't think that because I am a woman I am an idiot. I have done far more jobs than you."
The incident bothered me. I was frustrated that the job wasn't being done correctly, and I was upset at the reaction I got. It was the first time I'd felt so angry in a long time. I spoke to the worker later, and he did apologize. But it's frustrating that if I yell and scream at someone I am a bitch, while if a man does it he is a good businessman.
On the whole, however, this kind of reaction is something I have gotten used to. Once I prove myself, workers respect me.
Understanding clients' needs
As a contractor, you often deal with a female client in the home. I know a lot of painters who will say, "Oh, she is such an idiot. She doesn't know what she's talking about." You do often get a lot of questions from women, but it doesn't mean they are stupid. It just means they want to see the job done well. The average contractor does not make much effort to understand what the client wants.
I train my workers to be respectful of the homeowner, and provide what I want if work is being done at my home: a clean site and polite workers. My guys know they need to take care of the client's property, and they need to be on time.
The trickle-down theory of management
You have to realize you are only as good as the people working for you. If a client respects what you are doing, you will get a lot of referrals. These days, 90% of my work comes through word of mouth. Even in this economic climate, potential clients are still calling me. I think that's because people enjoy working with my guys. When I get a letter from a client saying how wonderful it is to work with a particular painter, that is worth millions.
How do I teach my workers to treat our clients well? I treat them well. I have created a family atmosphere-something that a male-run painting company typically would not do. When I speak to my workers, I do so respectfully. They and their families come to my office every Friday, and I have sodas and cookies for their kids. While a lot of companies have cut back on office parties during the recession, I have good Christmas parties at the end of the year, where the guys can bring their wives and can dance. They feel like they belong to a team.
If I treat my workers well, they will enjoy coming to work and will do as much as they can for the company. I love football, and in work, just as in the game, a quarterback is nothing without a great defensive line.
When she is not building houses, Beverley Kruskol plays competitive poker. She was once ranked the woman fourth most likely to win the World Series of Poker. She still dreams of winning the series, a feat no woman has yet accomplished.
-As told to Caitlin Elsaesser
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Calvin Klein Women's Iron Strength Bralette - Aztec
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The Old Grey Whistle Test
Share Thread
Subject: The Old Grey Whistle Test
From: Thomas Stern
Date: 10 Aug 13 - 03:52 PM
THE OLD GREY WHISTLE TEST was a British TV music show, which presented live performances. Is this correct?
There are numerous CD's available using that rubric. Does anyone
know which contain recordings of performances from the show???
I've seen a RHINO/BBC CD of FOLK performers - It appears to be
drawn from commercial albums, not from the performances
on the OGWT show. Can anyone confirm that (or provide a reference
indicating they are performances recorded for the broadcast) ??
Best wishes, Thomas.
Subject: RE: The Old Grey Whistle Test
From: Backwoodsman
Date: 10 Aug 13 - 03:56 PM
Amazing what a Google search will do for you......
OGWT albums
Subject: RE: The Old Grey Whistle Test
From: Thomas Stern
Date: 10 Aug 13 - 04:10 PM
I am aware (as stated) of the many albums available.
The question is are the from the OGWT show, or from
commercial recordings ???
Subject: RE: The Old Grey Whistle Test
From: GUEST,Ralphie
Date: 11 Aug 13 - 06:19 AM
Have never seen LPs/CDs of OGWT as far as I know....But there are certainly many DVDs All live perfomances featuring hug raft of artists. filmed in a tiny TV studio Very eclectic. Check out the BBC website and E Bay. Good Luck!
Subject: RE: The Old Grey Whistle Test
From: GUEST
Date: 11 Aug 13 - 06:22 AM
In my experience the recordings tend to be drawn from commercial recordings, of variable quality
Subject: RE: The Old Grey Whistle Test
From: GUEST,Woodsie
Date: 11 Aug 13 - 01:37 PM
The box set CD Old Grey Whisle Test Live is full of tracks recorded live on the show see Here
Subject: RE: The Old Grey Whistle Test
From: Backwoodsman
Date: 11 Aug 13 - 01:53 PM
"I am aware (as stated) of the many albums available.
The question is are the from the OGWT show, or from
commercial recordings ???"
Well I'm sure I apologise for being so stupid as to misunderstand your post, and even more stupid for trying to help.
Subject: RE: The Old Grey Whistle Test
From: Joe Offer
Date: 12 Aug 13 - 02:01 AM
Now, now. Thomas poses an interesting and necessary question, but I found Backwoodsman's link very helpful for my interests. So, thanks to both of you.
There's a 3-disc set titled The Old Grey Whistle Test Live. One would think this would be live, but who knows?
I found a relatively small number of "Old Grey Whistle Test" recordings on Spotify - none seemed live to me, even the ones marked "live." But maybe I'm wrong.
Then there's a whole Rhino series like this one: Old Grey Whistle Test Folk - and there's Blues, Prog Rock, Country, America, Soul, Punk and New Wave, and whatnot.
And look at this review of the Folk album, which answers the question from Thomas:
By Mark Barry, Reckless Records, London
There are a couple of things about this rather odd little compilation that ranker - and more to the point - need explanation.
First up - it uses the "Old Grey Whistle Test" name (the famous BBC Rock Program aired in the early to mid 1970s) - so people may presume that these are live-in-the-BBC-studio recordings from the shows long and illustrious history - they're not. Without saying so anywhere on the packaging - every track is an album cut by US and UK artists from 1964 through to 1976 - none are previously unreleased or exclusive in other words. More to the point - none of it is new - and most of these artists have 'never' appeared on the show.
Second - the booklet (as you can imagine for a comp pitched at a fiver) is a crappy 8-page affair that spends much of its time advertising the other discs in this series. The tiny liner notes by the much admired Bob Harris (the show's first and most famous presenter) are merely adequate, but are also staggeringly misleading in that they mention Nick Drake, Fairport Convention, Sandy Denny, Roy Harper and Richard Thompson - when none of these Folk-Rock giants feature on the compilation itself - a sloppy and lazy approach to say the least.
Third - the 20 tracks are listed in the centre spread - but that's it. There are barely any other details given. There's a clue in the copyright date - "Hard Times For Old England" by Steeleye Span is 1975 so it's from their "All Around My Hat" LP on Chrysalis, "No Regrets" by Tom Rush is 1968 so it's from his "Circle Game" album on Elektra (which I've reviewed), "Fly High" by Bridget St. John from 1972 is from her 3rd album on John Peel's Dandelion Records "Thank You For..." What would it have taken to supply simple details like that? There's no history of FOLK music - no pictures - no interviews - zip. And this BBC set also carries the RHINO logo - a label once synonymous with quality and great liner notes by enthusiasts keeping the flame alive - not anymore.
Fourth - is the sound - it's all over the place. It's good in places, great in others - but mostly it's dull - and awful on some (huge hiss levels on the lovely "Gaye" by Clifford T. Ward). There's not a mention of who mastered it or where?
Having said all of that - there are some very clever song choices here; one of them is the gorgeous "Love Song" by Lesley Duncan - it's off her 1971 CBS Records album "Sing Children Sing" and has graced loads of my 70's Fest CDs in the shop shuffle as a criminally forgotten gem (lyrics above). It was pre-covered by Elton John on his 1970 album "Tumbleweed Connection" with Lesley on Guitar and Backing Vocals and there's a trippy instrumental of it on Johnny Harris' 1973 Warner Brothers album "All To Bring You Morning" with guests Steve Howe and Alan White of Yes. The CD reissue of her rare and obscure album is in itself deleted many years now - so it has acquired an extortionate price tag online. This is therefore a very cheap way of getting that great track without being creamed.
The beautiful "May You Never" by John Martyn sounds alright, but the 'Deluxe Edition' version is a proper remaster (see review also) and it's infinitely better. Al Stewart's "Year Of The Cat" from 1976 is wildly out of place and "Can I Have My Money Back" by Gerry Rafferty is a terrible track choice for an artist who produced so much better.
Speaking of which - I can think of 2 compilations which would serve your ears and your exploratory curiosity better - the 2006 "Garden Of Delights" CD compilation (track list by UK Folk Radio program experts) and best of all - the Island 3CD Folk/Rock Box "Meet On The Ledge" from 2009 is stunning and has properly great Denis Blackham remastering. It actually features Fairport Convention, Nick Drake, Sandy Denny and Richard Thompson etc and has a booklet to die for (see detailed review).
To sum up - yes its cheap - and there's good tracks and bad. But you can't help but feel that this is a wasted opportunity and a naff cash-in on a name remembered with real affection. And as I say - there's so much better to be had elsewhere - and for not too much more wonga either...
Subject: RE: The Old Grey Whistle Test
From: Backwoodsman
Date: 12 Aug 13 - 09:54 AM
My pleasure Joe. :-)
Subject: RE: The Old Grey Whistle Test
From: GUEST,Woodsie
Date: 12 Aug 13 - 10:26 AM
A bit of clarification re the OGWT Live Box set seems only two CDs from the original TV show and the other a compilation:
"CD1 and CD2 feature tracks from the original classic show including Van Morrison, Lynyrd Skynyrd, Elton John and the mighty Tom Petty and the Heartbreakers. All original and all live - CD3 features tracks from the Old Grey Whistle Test's 40th anniversary BBC Radio 2 show as produced and presented by Bob Harris himself in 2011. All the artists featured on CD3 performed on the original show at some point"
|Share Thread:


text:
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text:
Fewer Blacks Return to Prison
Recidivism is down in Iowa prisons because fewer African-Americans are returning to incarceration.
Corrections Director John Baldwin says recidivism for blacks has steadily decreased over the past 14 years. That's helped bring recidivism down to record levels overall.
"For the first time in Iowa history it has dropped below 30%," Baldwin says. "We're at 29-point-7 percent. 14 years ago we were at 45-percent."
Baldwin says Iowa is now the only state in the country where recidivism for African-Americans and whites is exactly the same.
Baldwin says in Polk and Blackhawk counties in particular inmates have received job training to increase their chances of success upon release.
"We've worked really hard at trying to make sure we deal with the disproportionate share of African-Americans in prison," Baldwin says, "so what we work on is to have rehabilitation skills and job skills so when people leave us they don't come back to us."
Baldwin says it's especially significant that recidivism is down at the same time paroles are on the rise.


text:
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Atman Hand Crank Grinder
1 item:
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Currently there are no reviews available for this product. Be the first to write a review.


text:
Undergraduates who want to learn how to glean research insights from data should apply for a 10-week, all-expense-paid summer 2019 program at Mason.
In the picture, senior Jad Rayes presents at the final poster celebration.
More info here:
Below is a picture of the REU Site student participants from our first year in Summer 2018.


text:
Uncle Sam's New Guide to Mortgage Shopping
Federal rules that take effect today mandate a standard, three-page Good Faith Estimate that urges consumers to shop around for the best loan and helps them compare lenders' offerings. The rules are an update of the Real Estate Settlement Procedures Act, a 1974 law known as RESPA.
Although Good Faith Estimates have been in use for many years, there never has been a standard form required of all lenders. Under the new rules, lenders and mortgage brokers are required to give consumers the standard estimate forms within three days of receiving a loan application.
The Good Faith Estimate form requires lenders to combine all of the bank's fees into one "origination charge," enabling consumers to compare one lender's fees with another's. Lenders are prohibited from increasing the origination fee from the estimate. Some additional charges, including title services and recording charges, can increase by as much as a combined 10 percent. Estimates for other charges, such as homeowner's insurance and other services provided by third parties selected by the borrower, aren't subject to such limits.
A finance professor emeritus at the University of Pennsylvania's Wharton School recommends that borrowers focus on two items as they shop: the interest rate and the "adjusted origination charge," which includes any points paid to lower the rate.
Another change includes the HUD-1 form used by settlement firms in closings. The new HUD-1 includes a comparison of the estimated and final costs, as well as a summary of the loan terms.
This will take the guesswork out of the loan side of purchasing your new home. Now all you need to do is compare the track record of the agents you are considering. That is even easier. Using the MLS, I can print out my track record as well of that of any agent so you can clearly see what your chances of a successful buy or sale are. Give me a call. You'll find the data very interesting.


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text:
Main features
Sweater with stockinette stitch knit along the entire garment. Crew neck and long sleeves with slightly dropped shoulders. Collar, cuffs and bottom in ribbed knit.
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text:
Southern Progress' Steve Crowe on Leveraging Co-op Data
In the quest to mail more efficiently, building a best customer profile is one way to achieve your company's ROI goals. And using purchase history from a data cooperative to develop this profile can more precisely target prospects and boost response. Here, Steve Crowe, vice president of consumer marketing for Birmingham, Ala.-based Southern Progress Corp., explains how his company leverages third-party data. Southern Progress publishes magazines including Southern Living, Health and Sunset magazines, as well as books through its Oxmoor House division.
Target Marketing: How do you use third-party data to build customer profiles?
Steve Crowe: We purchase publicly available data. Working with Alliant [Cooperative Data Solutions], we leverage their sources of aggregated consumer transactional data to create custom models that predict the likelihood that a consumer will respond to and pay for an offer to buy from us.
TM: How do you determine the attributes of the Southern Progress best customer, then use this insight to guide list rental decisions?
SC: At its very basic level, the best customer is someone who has recently purchased a similar product. However, at the volume of products we are selling, we have to go deeper than that, and that's where modeling can be helpful. We use our model solutions to suppress the worst performers from our mailings and also to identify more of the highest net responders in marginal list sources. We also use these models to identify the best names for reuse.
TM: What results have you seen since applying this database marketing strategy?
SC: To help us with additional modeling resources as well as expertise, we use Alliant as a marketing partner in addition to our in-house modeling group. Alliant uses our purchase history, combined with the purchase history of their other clients involved in the cooperative and their own data, to build models specific to each of our magazine properties. All the outside purchase history is blind to us, but the models perform very well. We are able to eliminate under-performing segments from our worst and best lists using these models. The fact that we can find good-performing names in our bad lists and under-performing names in our good lists tells me we are on the right track with our model building.


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Great turnout at hospital recruitment event
Over 100 potential employees attended a recruitment event in the Worcestershire Oncology Centre at Worcestershire Royal Hospital on Saturday 13 June.
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For further information on job, volunteering and apprenticeship opportunities available visit www.worcsacute.nhs.uk/working-for-us or follow @WorcsAcuteJobs on Twitter.


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Alf Svensson Armchair
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This product is unavailable


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Paediatric Dentistry
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SAN FRANCISCO—April 02, 2014— Riverbed® Technology (NASDAQ: RVBD), the leader in application performance infrastructure, today announced its position as a "Leader" in Gartner's 2014 "Magic Quadrant for WAN Optimization." This is the seventh year that Riverbed has been recognized as a leader in the WO Magic Quadrant, and the third Magic Quadrant in which Riverbed holds a leadership position including the Magic Quadrants for Application Performance Monitoring and Network Performance Monitoring and Diagnostics. In addition, Riverbed is positioned as a "Visionary" in the 2013 Magic Quadrant for Application Delivery Controllers.
Tweet This: #Riverbed recognized as a leader in Gartner's 2014 Magic Quadrant for #WAN Optimization for the 7th year: rvbd.ly/1icmV2j
"Riverbed is proud to be recognized by Gartner for the seventh consecutive year as a leader for wan optimization," said Paul O'Farrell, Senior Vice President and General Manager of the Steelhead Business Unit. "Steelhead launched the WAN Optimization market 10 years ago and has set the standard for the industry continuously for a decade with over 50% market share and unmatched performance and true ease-of-use. Steelhead is the only app acceleration solution that is part of a complete platform, the Riverbed Application Performance Platform - that detects and helps customers resolve application performance and data delivery issues before an end user even notices a problem or calls the help desk to complain."
Blog Post: More than luck makes Riverbed a leader for the seventh consecutive time in the Gartner Magic Quadrant for WAN Optimization: rvbd.ly/1icrMk0
According to Gartner "most networks carry a variety of traffic types of differing characteristics and importance, and many organizations are striving to manage this traffic to optimize the response times of critical applications and reduce costs, given that bandwidth continues to represent a significant proportion of operating expenditure for wide-area data networks." In response, "the WAN optimization market remains dynamic, with new solutions to support various cloud solutions for SaaS and infrastructure as a service (IaaS) deployments, broader support for virtual WOC solutions and a general decline in WAN bandwidth pricing."
Leading the Way to Location-Independent Computing
In today's digital, global, mobile, disaggregated business world, business performance is dependent on application performance. If applications don't work, employees can't work. Products don't get developed, produced or shipped. Sales can't connect with customers and partners can't log deals. Customer service falls short and clients are unhappy. The role of IT is to keep people productive by delivering the applications and data that employees, partners and customers need to do their work and keep business moving forward.
However, delivering these trillions of compute and data loads back and forth across thousands of networked miles simply can't be done unless three fundamental problems are solved: latency, bandwidth and visibility. Riverbed solves these related problems with a suite of solutions that, as shown by market-share leadership, industry awards and strength of customer testimonials, is arguably the technology industry's strongest set of products fielded by one company.
For over 10 years, Riverbed has been driving the success of its customers by optimizing business-critical applications that must perform consistently across a global footprint. Riverbed pioneered WAN optimization in 2004 with unique innovations for application and data streamlining across the WAN and Internet to deliver the best end-user experience regardless of location, network or device while dramatically reducing network bandwidth. Today, Steelhead is the industry's #1 WAN optimization solution that accelerates the delivery of applications to the branch and from the cloud and allows IT to prioritize delivery of mission-critical applications over the fastest networks. With Steelhead, SaaS apps can be delivered up to 33x faster while using 97% less bandwidth. As a result, Steelhead has become critical to Microsoft Office 365 deployments with over one million users being accelerated to date.
Riverbed Steelhead combines with the full Riverbed portfolio in the Riverbed Application Performance Platform™, the most complete platform for location-independent computing. In addition to Steelhead, the platform includes:
- Riverbed® Granite® - the only branch converged infrastructure product that delivers local performance while enabling data centralization, instant recovery and lower TCO; named InfoWorld Technology of the Year two years running.
- Riverbed® Stingray® - the #1 virtual application delivery controller (ADC) for scalable, secure and elastic delivery of enterprise, cloud and e-commerce applications; a "visionary" in Gartner's 2013 Magic Quadrant for Application Delivery Controllers.
- Riverbed Performance Management™ - the only performance management suite that combines user experience, application and network performance management to detect and help customers resolve issues before end users notice; as a "Leader" in the 2013 Magic Quadrant for Application Performance Monitoring (APM) and the 2014 Magic Quadrant for Network Performance Monitoring and Diagnostics (NPDM), Riverbed is the only "Leader" in both the NPMD and APM Magic Quadrants.
Each Riverbed product is a solution for a specific challenge that, when used together, become a strategic enterprise solution that solves the pervasive challenges of latency, bandwidth and visibility in globally networked IT. The Riverbed Application Performance Platform gives companies the flexibility to host applications and data in locations that best serve the business while ensuring the flawless delivery of those apps to better leverage global resources, radically reduce the cost of running their business and maximize customer satisfaction.
Gartner does not endorse any vendor, product or service depicted in its research publications, and does not advise technology users to select only those vendors with the highest ratings. Gartner research publications consist of the opinions of Gartner's research organization and should not be construed as statements of fact. Gartner disclaims all warranties, expressed or implied, with respect to this research, including any warranties of merchantability or fitness for a particular purpose.
This press release contains forward-looking statements, including statements relating to reducing costs of running businesses and maximizing customer satisfaction. These forward-looking statements involve risks and uncertainties, as well as assumptions that, if they do not fully materialize or prove incorrect, could cause our results to differ materially from those expressed or implied by such forward-looking statements. The risks and uncertainties that could cause our results to differ materially from those expressed or implied by such forward-looking statements include our ability to react to trends and challenges in our business and the markets in which we operate; our ability to anticipate market needs or develop new or enhanced products to meet those needs; the adoption rate of our products; our ability to establish and maintain successful relationships with our distribution partners; our ability to compete in our industry; fluctuations in demand, sales cycles and prices for our products and services; shortages or price fluctuations in our supply chain; our ability to protect our intellectual property rights; general political, economic and market conditions and events; and other risks and uncertainties described more fully in our documents filed with or furnished to the Securities and Exchange Commission. More information about these and other risks that may impact Riverbed's business are set forth in our Form 10-K filed with the SEC for the period ended December 31, 2013, and our subsequent quarterly reports filed with the SEC. All forward-looking statements in this press release are based on information available to us as of the date hereof, and we assume no obligation to update these forward-looking statements. Any future product, feature or related specification that may be referenced in this release are for information purposes only and are not commitments to deliver any technology or enhancement. Riverbed reserves the right to modify future product plans at any time.
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Riverbed®, The Digital Performance Company™, est unie autour d'un même objectif : Faire progresser l'expérience humaine dans le monde digital. Derrière chaque expérience digitale se cache une expérience humaine. Riverbed permet aux organisations de mesurer les expériences digitales et d'en optimiser les performances afin de pouvoir offrir des expériences humaines améliorées et plus puissantes, pour les clients, les employés, les partenaires, les patients et les citoyens. La plateforme de performances digitales de Riverbed comprend une combinaison de solutions de gestion de l'expérience digitale et de réseaux digitaux qui garantissent une expérience utilisateur supérieure, offrent un niveau inédit d'agilité opérationnelle et accélèrent les résultats commerciaux. Plus de 30 000 clients, dont la totalité des entreprises du Forbes Global 100, font confiance à Riverbed. Pour en savoir plus, visitez le site www.riverbed.com.
Riverbed et les noms ou logos de produit ou de service Riverbed utilisés ici sont des marques commerciales de Riverbed Technology, Inc. Toutes les autres marques utilisées appartiennent à leurs détenteurs respectifs.
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Barnsley Academy is a fully inclusive school. Our aim is to ensure that every student fulfills their academic and social potential, regardless of need. The academy follows the special educational needs and disabilities (SEND) code of practice (2014) which promotes a positive learning environment where all students have access to high quality teaching and learning.
SEND Team
SENCO - Emily Thompson-O'Brien
Additional Needs Centre HLTA - Annette Wilson
SLT advocate for SEN: Sara Wildes, Vice Principal: SEND
To contact our SEN team please either click on the link above or call the school on 01226 284606
Barnsley Academy
Farm Road
Tel: 01226 284 606
Fax: 01226 731 793
Email: firstname.lastname@example.com
Copyright ©2020
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Registered address: United Learning, Worldwide House, Thorpe Wood, Peterborough, PE3 6SB. Tel: 01832 864 444
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On a chilly nighttime good-for-nothing warms you up like blisteringly red-hot Chinese-style chicken, served with a cooling surface of herby salad, announces Nigel Slater
There was a bit of a commotion of aniseed, soy and ginger-scented fix in the kitchen last week, as there often is when I have had one of my irregular trips to Chinatown. These are the trips where I return home with armfuls of bottles and cups, principally red.
I exactly requirement, nearly prayed, the smell of oyster sauce to warm up a kitchen became ice-cold by a dodgy thermostat. Leafy dark-greens, bok choy and mustard dark-greens are regularly steamed and flung with dense, glossy oyster sauce at home, but meat and fish rather less so.
I flung paunch, free-range chicken thighs with crushed garlic, sugar, chilli and oyster sauce and broiled them on a freezing nighttime when merely something blisteringly, eye-wateringly red-hot would hit the spot. It wasnt something who are able to sunbathe under the label of authenticity it was just what I needed at that moment. The chicken developed lustrous, lightly crisp and very hot. It sizzled as we ate, realizing our lips tingle. We applied the volley out with a sour citrus salad.
There was a big pudding, too, the sort of broiled butterscotch sponge circumstance, with cream, butter and sugar, that merely ever comes out in the exceedingly depths of wintertime. Emergency cooking for the cold and hungry.
Oyster sauce chicken with citrus plenty salad
Check the chicken regularly, comprising it with foil if it is browning too much.
Serves 3
chicken thighs 6
For the marinade:
garlic 3 large-scale cloves
onion 1, medium sized
oyster sauce 100 ml
illuminated soy sauce 4 tbsp
sugar 3 tbsp
chilli sauce 3 tbsp
For the salad:
fish sauce 2 tsp
caster sugar 1 tbsp
lime juice 2 tbsp
plenty leaves 10
coriander leaves a large handful
chilli 1, medium-sized
pink grapefruit 1
cashews 2 handful, cooked and salted
To form the marinade peel the garlic then subdues the cloves to a paste expending a pestle and mortar and a pinch of salt. Introduce the paste into a large mixing container. Peel the onion, cut it in half and chopper it very finely. Compound with the garlic.
Put the oyster and soy sauces, the sugar and the chilli sauce into the mixing container and stir exhaustively. Push the chicken pieces into the marinade, revolve them over and leave in a cool region for an hour or two.
Set the oven at 180 C/ gas mark 4. Place the chicken pieces into a nonstick roast tin, spoon over half the marinade and region in the preheated oven. Roast for 45 hours, basting once or twice with the remaining marinade, and regularly checking their progress. Report the roasting tin with foil if necessary.
To form the salad, combine fishing operations sauce, caster sugar and lime juice in a small container. Roughly chop or weeping the plenty leaves and add to the container, together with the coriander leaves. Finely chop the chilli and add to the dressing.
Slice the ends from the grapefruit, region it flat on the chopping board then slice away the peel and lily-white pith a sharp-worded kitchen spear. Remove the segments of chassis from the scalp. Introduce the grapefruit into the bandaging and leave for 10 hours before adding the cashew seeds and serving.
Cranberry pudding with butterscotch sauce
Read more: https :// www.theguardian.com/ lifeandstyle/ 2017/ feb/ 26/ nigel-slater-oyster-sauce-chicken-with-citrus-mint-salad


text: Recently, I've gotten back into playing piano. I love improv-ing on the piano for hours, expressing my feelings through black and white keys who speak melodies more eloquent than I could ever with words. Here's a little clip of something I improv-ed last night on my lovely piano of more than 10 years. Comments and critiques welcome.


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Sleep is a beautiful thing. Literally, you can beautify yourself while you're dreaming away. Every lazy girl's dream! Today, I am going to share a few of the things I like to do before going to bed.
- I always apply Aquaphor or coconut oil on my lips. There is nothing worse than waking up with dry chapped lips! I am one of those people that will peel off the dry skin off my lips, which can cause bleeding. Therefore, coconut oil or lip balm on lips is a must at all times, especially at night. When you apply coconut oil or lip balm before bed you will wake up with moisturized lips, and lipstick always looks better on healthy and plump lips.
- I take care of my footsies. I believe my feet are my most overused body part. I walk all day(sometimes in heels) and often come home exhausted. I like to show my feet some love by moisturizing my feet after I shower and cover them with thick fuzzy socks while I sleep.
- I go hard with the coco. Seriously, coconut oil is so amazing! Before bed, I rub some on my cuticles to keep them from getting dry. I also use coconut oil to remove my eye make-up, and as an under eye anti-wrinkle moisturizer. I also rub coconut oil on the ends of my hair every night. The ends of my hair tend to get very dry during the winter months, so coconut oil comes in very handy during this time.
- I sleep on my back. In order to prevent any premature face wrinkles. or acne, it is very important to keep your face away from your pillow. Your pillow should be exclusive for the back of your head and hair. Women who sleep with their face in their pillows are more susceptible to wrinkles and acne.
Sweet Dreams xo


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- Student loans in Canada
- How student loans affect your credit score
- How to use student loans to build your credit score
- Student loan FAQ
- Credit score FAQ
It's that time of year again – high-schoolers are going off to prom and tossing their square academic caps in the air, hopeful for their futures after their biggest milestone yet, embarking on a new adventure to university or college.
Or maybe you're in the midst of your summer break and enjoying your time off school before it's time to go back for another year.
Either way, one thing nearly all students need to start thinking about is financing your education for the upcoming school year. Odds are, student loans may need to be a part of funding your educational endeavour.
And if so, we have everything you need to know about student loans in Canada.
We recently went over financing for students, and now we'll discuss how they can affect your credit score.
Spoiler alert: they can actually improve it, as long as you make your payments on time.
Related: Credit Score In Canada: What These 3 Digits Say About You
Student loans in Canada
For a brief recap on how student loans work – you can borrow money from both the federal and your provincial or territorial government (with the exception of Quebec). Some provinces combine the 2 together, others require you to apply separately.
As long as you stay enrolled as a full-time student, you won't have to worry about paying anything back.
But, once one of the following events happens, you'll have 6 months to start paying back your loans:
- you graduated,
- you transferred to part-time studies,
- you dropped out, or
- you're taking more than 6 months off school.
Interest generally starts accumulating as soon as one of these events happen, even though you don't have to start repaying right away.
Student loan forgiveness
There are a few scenarios where you can have your loans forgiven, or at the very least, won't have to pay interest on them.
They generally involve moving back to the province or territory in which you received your loans from.
For example, in Nova Scotia, if you return there to work, you won't have to pay any interest on your loans.
In Nunavut, if you return to the territory after graduating, your loans are forgiven and are essentially turned into grants.
Related: BMO Student Credit Cards: Earn Cash Back Or AIR MILES For No Fee
How your student loans affect your credit score
So how do student loans affect your credit score? Basically, they're treated just like any other loan on your credit file. They're installment loans (a balance that gets paid over time with fixed payments over a set period) and appear alongside any other loans you may have.
Good news first
In terms of your credit score, as long as you make your minimum payment on time, your student loans will improve your credit score. You'll be able to show that you make payments on time, and would be a trustworthy lender.
Bad news last
Obviously, if you fail to make payments, your credit score will decline.
But there's a little more to it. Your student loans are considered debt and will factor into your debt to income ratio when getting future loans.
That means you may be more limited in how much you are able to borrow for future loans, such as car loans or mortgages.
How to use your student loan to build your credit score
To build up your credit score using student loans, all you have to do is make sure you make at least your minimum payment when specified.
Or, since the minimum payments are most likely just taken straight out of your bank account, make sure you leave enough in your bank account to cover your minimum payment amount.
Related: Best Student Credit Cards In Canada
Student loan FAQ
Here are some common questions regarding student loans in Canada.
Student loans Canada contact
Here's how to contact Canada student loans and grants:
Phone number: 1-888-815-4514
Mail: National Student Loans Service Centre, P.O. Box 4030, Mississauga, ON. L5A 4M4
Or, simply head to this site, click on Canada Student Loans And Grants and fill out the contact form.
When to apply for a student loan
You can start to apply for student loans roughly 3 months before the school year starts. You'll want to apply at least one month beforehand to give yourself enough time.
Also, you have to re-apply for student loans every year.
How to repay your student loan
To start repaying your student loans, you'll receive a package on how to pay them back. You'll agree on an amount to pay, when you pay, and how often to pay. And you can always make lump sum payments any time you wish to pay your loans off faster.
More details are here.
What's the average student loan in Canada? How long does it take to pay it off?
Statistics Canada states the average university graduate in Canada finished with more than $26,000 of debt.
It took an average of 10 years to pay off the debt according to Students Loans Canada.
What's the maximum student loan available?
The maximum you can receive per week is $210, for up to 340 weeks of studies (400 weeks for anyone enrolled in doctoral studies).
The actual amount you receive varies based on many factors, including your parents' income, how many siblings you have, and if any siblings are also attending post-secondary schools.
What's the average monthly payment people pay for their student loans?
Based on a borrowed amount of $26,000, the average monthly amount paid back on student loans is roughly $300 per month. It will vary greatly on how fast you want to pay them off, or how much interest you have to pay.
Credit score FAQ
Here are some common questions on credit scores.
Equifax vs Transunion credit score
The credit scores each bureau produces can be slightly different since the algorithms they use are different.
However, as all credit products are reported to both bureaus, the information on each report should be the same. The only difference is with credit inquiries, as lenders only check one bureau when granting credit.
What are the credit score ranges in Canada?
Here are the various score ranges in Canada:
- Over 760 – excellent
- 725 to 759 – very good
- 660 to 724 – good
- 560 to 659 – fair
- 300 to 559 – poor
Credit score meaning
Your credit score is a number that factors everything on your credit file and gives a representation of how you look to your potential lenders.
Lenders may also just take the information from your score and calculate their own number as well.
The bottom line
While most students want to avoid getting loans, for many, it's the price to get yourself a good education.
But that doesn't mean it's all doom and gloom.
And your credit score is one thing you won't have to worry about, as long as you make your payments on time. They'll actually help your score, showing other lenders that you make your payments and are trustworthy of being loaned money.


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September 2020 M T W T F S S 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30
Recent Posts
- Yong & Chia Kitchen (夫妻摊私房菜) @ Puncak Jalil, Seri Kembangan
- Chongqing Authentic Sichuan Hotpot & Cuisine (正宗金山城 / 川菜麻辣火锅) @ Jalan Changkat Thambi Dollah, Pudu
- Aroy Nae Non Thai Restaurant @ The Scott Garden, Jalan Klang Lama
- Baba Nyonya Seafood Restaurant @ Bandar Baru Nilai
- Nichinan Jidoriya (地鶏日南市 @ Mid Valley Megamall
Places & FoodAssam Fish Assam Fish Head Assam Laksa Ayam Goreng Berempah Bak Kut Teh Balakong Bandar Puteri Puchong Bandar Seri Petaling BBQ Beef Noodle Bentong Braised Duck Bukit Mertajam Char Koay Teow Char Siew Chee Cheong Fun Cheras Chicken Curry Chicken Rice Chinese Chinese Tea Chu Char Claypot Claypot Loh Shu Fun Curry Laksa Dim Sum Fishball noodle Fish Head Fish Head Curry Fish Head Noodle Fried Hokkien Mee Fried Hokkien Mee Hoon Fried Rice Fusion Genting Highlands Hainanese Hakka Happy Garden Hawker Herbal Chicken Hokkien Home Cooked Hong Kong Hor Fun Imbi Indian Jalan Klang Lama Japanese Kg.Bukit TInggi Klang Klang Lama Krabi Kuchai Lama Malacca Mid Valley Mutton Curry Nasi Kandar Nyonya OUG Pahang Pan Mee Pavilion KL Penang Penang Prawn Noodle Petaling Jaya Petaling Street Pizza Poached Chicken pork burger Pork Noodle Porridge Port Dickson Prawn Noodle Puchong Pudu Roast Chicken Roast Duck Roast Pork Roti Canai Salak South Garden Sate Seafood Seaood Seri Kembangan Sg.Buloh Shanghainese Steamboat Steamed Chicken Steamed Fish Steamed Fish Head Subang Sushi Taiping Taman Desa Thai The Gardens Wan Tan Mee Western Yong Tau Foo
Category Archives: Char Siew
The Home Cooking Dishes (鼎豐 (家鄉菜) 饭店) @ Sungai Way, PJ
Randy & Sara has been raving about this place for some time now. Since we've not met up since the last outing at Reunion Bangsar, a weekend lunch was arranged. We left home early in order to avoid the lunch … Continue reading
Chee Xiang Roast (吉祥烧腊) (@ 11th Miles, Cheras
11th Miles, Cheras… Now, how often do I venture to this part of the town? Hardly I would say. It so happened that I had some chores to attend, to which brought me here. As I was driving pass this … Continue reading
Posted in Balakong, BBQ, Char Siew, Cheras, Chicken Rice, Chinese, Chinese Tea, Hawker, Roast Chicken, Roast Duck, Roast Pork, Steamed Chicken 18 Comments
Ah Yat Abalone Forum (阿一鮑魚 富臨酒家) @ Jalan Kemajuan, Section 13 Petaling Jaya
I've been to many upper end Chinese restaurants and Ah Yat is certainly one of my favorite that serves a good repertoire of fine cuisines, especially their signature braised abalone. So, In conjunction with moms unceremonious birthday we chose this restaurant as … Continue reading
Posted in Abalone, BBQ, Char Siew, Chee Cheong Fun, Chinese, Chinese Tea, Dim Sum, Fried Rice, Peking Duck, Petaling Jaya, Roast Duck, Suckling Pig 13 Comments
Farmosa Chicken Rice Ball @ Jalan Hang Jebat, Malacca
Our rumbling tummies were screaming for food again while driving from Port Dickson to Malacca and since nyonya food was synonymous with this historical town, we agreed on Donald and Lily's, an outlet many claimed to serve the best nyonya … Continue reading
Posted in Assam Fish, BBQ, Char Siew, Chicken Rice, Chinese, Malacca, Poached Chicken, Roast Chicken 14 Comments
Hawker Fare @ Restoran Swee Hing (瑞兴茶餐室), Bandar Seri Petaling
Most people if not all have heard of Restoran Swee Hing in Overseas Union Garden. The name is synonymous with the famous wanton noodle which sells like hot cake on a normal day. However, good days never last as RSH was … Continue reading
Street Food @ Choo Cheng Kay
CNY is over, well at least for the school going children and for us, business as usual, waking up early and driving our lovelies to school. After dropping them off, wifey and I did some rounding around town and were … Continue reading
Posted in Char Siew, Curry Laksa, Fish Head Noodle, Fried Rice, Hawker, Wan Tan Mee, Yong Tau Foo Tagged hawker food 10 Comments
Hup Soon Restaurant (合顺茶餐室) @ SS3 Kelana Jaya
It's Christmas day and after morning mass, we headed to one of our favorite coffee shop in SS3 to have our fix. This is one coffee shop we often visit whenever we are in PJ as they have lotsa good … Continue reading
Posted in BBQ, Char Koay Teow, Char Siew, Chee Cheong Fun, Chicken Rice, Chinese, Curry Laksa, Hakka, Hawker, Indian, Petaling Jaya, Pork Noodle, Prawn Noodle, Wan Tan Mee, Western Tagged yong tau foo 18 Comments
Extra Super Tanker (文华轩大饭店) @ The Club, Bukit Utama
Uncle R called and invited us to bring the kids to his club for a swim and we thought it was a good idea since we have not met for a while. It's always good to spend time catching up. … Continue reading
Posted in Bandar Utama, BBQ, Braised Duck, Char Siew, Chinese, Claypot, Dim Sum, Hong Kong, Petaling Jaya, Roast Duck, Seafood Tagged juicy meat, pork skin, robust flavors, signature dishes, spring onions, vvip 6 Comments
Golden Sun Seafood Restaurant (金阳海鲜鱼翅饭店) @ Jalan Kuchai Lama
Today, we attended a charity lunch at Golden Sun Seafood Restaurant organized by Persatuan Pengajian Tai Ji Quan W.P. & Selangor in conjunction with its 11th anniversary and Xmas lunch which included karaoke and dancing performances! We supported by purchasing … Continue reading
Posted in BBQ, Braised Duck, Char Siew, Chinese, Chu Char, Claypot, Klang Lama, Kuchai Lama, Roast Duck, Seafood 2 Comments
Soon Lei Kedai Makanan & Minuman (顺利茶餐室) @ Jalan Klang Lama
After my previous visit here which was relatively a super rush one, I vowed I'll come back again with more time to spend. I did so today as Soon Lei is having a set meal promotion @ RM 150 that … Continue reading


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ICAT Playdate — Body Full of Time
Scotty Hardwig, Zach Duer, Nate King, and Caleb Flood will Body, Full of Time, a solo choreographic performance debuted April 25-27 in the Moss Arts Center Cube. Using motion capture, projection, and interactive avatar designs, the work presents a chimeric vision of the human body fragmented in the cyber age, examining the relationship between physical and digital versions of self.
Speakers: Scotty Hardwig, Zach Duer, Nate King and Caleb Flood
Need Professional Development Network credit for attending playdate? Register now at profdev.tlos.vt.edu. Search "ICAT Playdate"


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I think we've all run into the odd video that makes us go 'what the f*ck?' No matter how bizarre or disturbing, feel free to share your findings here.
First up, Jaakko Jarvinen or as he typically goes by 'Isvaffel' or 'The Angry Video Game Nerd'. Naturally that last one earns him swarms of people flaming his videos 'you're not the real AVGN!', but the interesting thing about Jaakko is his legion of followers who are always there to shut down any sign of criticism. Seriously, you'd think he was the second coming of Christ with the way these guys idolize him, it's great. YouTube suspend him time and time and again, but he always comes back. You can find his current channel here: https://www.youtube.com/channel/UC-6...lNiOkhFb9GebPQ
Some of my favorite videos of his:
'Am I Spike Spiegel, sporty space cowboy?'


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Call 727-314-1000 When you call, We Answer!
Hunters Lake Subdivision in CarrollwoodCome search for your new home in the Tampa Florida area. We have a wonderful small subdivision of individual homes in Carrollwood called Hunters Lake. It is convenient to everything – shopping, museums, airport, fine eateries, family fun – but hidden away in its own little paradise. These affordable spacious homes boast over 2000+ square feet of living space, screened porch and pool. Wonderful Updates, mature landscaping and well maintained neighborhood, there is even a lake for a pleasant view during your evening walks. Come investigate this little piece of paradise. It will make your move worth making.
3 Bedrooms | 2 Bathrooms | 1888 Sq.Ft.
Asking Price: $329,900
3307 FOXRIDGE CIRCLEDetails >> MLS#T3262743
Send Inquiry on Hunters Lake - Carrollwood - Tampa Area Property
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The firm name was changed in 2016 from Wilhelm Law to Northwind IP Law to incorporate the two elements that combine to make us unique.
First, "North." We are headquartered in the northern part of Wisconsin — a region north of Madison and Milwaukee known as Northeastern Wisconsin or the New North. Our office is located in downtown Appleton, in the heart of the Fox Cities.
Second, "IP." We focus on intellectual property (IP) law in all of its facets: patents, trademarks, copyrights, and trade secrets, and related legal matters such as defensive publications, licensing agreements, non-disclosure agreements, and more.
The brand logo was inspired by the journey taken by entrepreneurs and more specifically, inventors. The creative process is an exploration of ideas and possibilities. A sailboat was selected to help celebrate the unique qualities of an inventor's personality–driven by discovery.
The star symbolizes the North Star. It represents our mission to help guide our clients on their creative voyages, and to protect what is discovered along the way.
Although "Wilhelm" is no longer part of our name, we will always be a continuation of the firm begun by Tom Wilhelm in a small office in Neenah in 1983.