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Best 15 Year Fixed Mortgage Rates – If you are looking for a way to reduce your mortgage, then our online mortgage refinance can help you find out how to lower your payment.
The 15-year fixed rate, popular with homeowners who are refinancing their mortgages, rose to 3.13% from 3.08% last week. Rates on long-term home loans typically track the yield on 10-year Treasury.
15 Year Mortgage Rate Chart View today's mortgage rates for fixed and adjustable-rate loans. Get a custom rate based on your purchase price, down payment amount and ZIP code and explore your home loan options at Bank of America.
Knowing how to get the best mortgage refinance rate can make sure you're. as of June 1, 2018, and the 15-year fixed-term refinance rate was 3.71 percent.
Getting Prequalified For A Home Loan Mortgage Insurance: A down payment of less than 20% of the purchase price will require mortgage insurance, which will be added to your mortgage payment. hazard insurance: As with taxes and mortgage insurance, this will be added to your mortgage payment if you borrow more than 80% of your home's purchase price.
On Monday, Oct. 28, 2019, the average rate on a 30-year fixed-rate mortgage went up one basis point to 4.06%, the rate on the 15-year fixed rose one basis point to 3.58% and the rate on the 5/1.
While 30-year fixed-rate loans are the most common type of mortgage, some home buyers seek a 15-year mortgage with a lower interest rate, which can provide major savings over the life of the loan.
Refinance rates valid as of 24 Oct 2019 08:37 am CDT and assume borrower has excellent credit (including a credit score of 740 or higher). Estimated monthly payments shown include principal, interest and (if applicable) any required mortgage insurance. ARM interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/1 ARM, 7 years for a 7/1 ARM and.
When you refinance from a 30-year, fixed-rate mortgage to a 15-year home loan, you pay a lower interest rate and you save a lot in interest payments. Read more about the advantages of refinancing. Financial institutions offer various fixed-rate mortgages including the more common fixed-rate mortgages: 15, 20, and 30-year.
It was 3.89 percent a week ago and 3.43 percent a year ago. The 30-year fixed rate has fallen the past three weeks. The 15-year fixed-rate average remained. volume – ticked down 0.5 percent. The.
The Big 3 refinance reasons: Refinancing Mortgage Rate , Refinance. Determining your reasons for refinancing will help guide you to a home loan lender who is best.. Refinance; Loan: $200,000 – $210,000; 15 Yr. Fixed; Credit Rating:.
Displaying Today's Mortgage Rates for a $150000 Refinance loan in ca.. 30 year fixed mortgage rates today from 4.875%.. Plug in your numbers and find out the best way to pay for your refinance – find out how to save the most money. · And rates on a 15-year mortgage are even lower than rates on a 30-year.


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Rishi Tea Masala Chai
Purchase Options
Masala Chai Taste: Rishi's classically strong Masala Chai, designed to be brewed the traditional way simmered in water, milk and sugar.
Taste: Robust black tea blended with Rishi's distinctive, highly aromatic premium grade spices.
Origin: A unique Rishi blend
You don't think the same as everyone else, so why drink the same? Rishi teas are something else. Discover new teas and join us on our botanical journey to leave no leaf unturned.
- Traditional + Spicy
- Brews 20 Cups
- Kosher

subset: commoncrawl


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Low Carb Buffalo Chicken Dip It feels like forever since I have been able to enjoy a delicious, hot cheesy dip and boy was I craving one last weekend. Considering the long holiday weekend just passed, it was perfect timing to create a low carb buffalo chicken dip. The goal was to combine the flavors…
The Best Roasted Cauliflower of Your Life
Healthy mouth watering side dish that's sure to please your pickiest eaters.
Overnight Flax Meal – Low Carb
Super simple, just make it at night, grab and go in the morning!
Chocolate Coconut Truffles – Low Carb
Thick & Creamy Low Carb Chocolate Coconut Truffles Considering Spring is in full swing, coconut is the perfect addition to nearly anything and everything, including truffles. If you like coconut and chocolate, you'll melt at the taste of these Chocolate Coconut Truffles. These little truffles are coconut based with coconut oil and drumb role please…..
Low Carb Blueberry Muffins
Low Carb Blueberry Muffins Recipe If you've been following along for a bit, you might have noticed my low carb strawberry muffins. I noticed how much you all loved that recipe, and breakfast dishes in general. So, I went ahead and decided to experiment with a totally different muffin recipe. These blueberry muffins are delicious…
Low Carb Green Smoothie
Quick, easy and fresh smoothie filled with tons of nutrients and protein.


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Narcisse Apartment – 7/9 Persons – 92m² – 990ft² – 3 bedrooms
Ski Apartment Vaujany
Narcisse Apartment – 7/9 Persons – 92m² – 990ft² – 3 bedrooms
You will benefit from all day sunshine thanks to the south/south west exposure of the Narcisse apartment.
You will be charmed by the view of "La Fare" waterfall and "Les Grandes Rousses" mountain range.
Its fully equipped kitchen will enable you to cook all the traditional mountain specialities and more.
You will love the large living/dining room, from its french windows to its fireplace, where you will spend cosy evenings.
Finally, you will enjoy the spacious master bedroom with its washbasin and additional sofa-bed, allowing Narcisse to accommodate up to 9 people.
This authenticity does not exclude modern equipment : double sofa bed in the lounge, Wifi, Satellite TV with HDMI and USB, DVD player, fully equipped kitchen with oven, microwave, dishwasher, washing machine, raclette and fondue, coffee maker, toaster, etc …
The bed linen and towels are provided and included in the benefit as the domestic pack (tea towels and household products for the duration of your stay).
The Chalet
« La Perle de L'Oisans » is a charming Chalet situated on the mountainside facing the « Grandes Rousses » mountain chain.
Composed by 11 comfortable and spacious apartments, fitted with fire place facing large sofas, ideal for napping after your ski days.
All large balconies are south facing to have the sun shine all day long and admire the exceptional view on the 3 jewels : "Eau d'Olle Valley", "Grandes Rousses Mountain Chains" and "La Fare" waterfall.
Private parking is waiting for you near the chalet while covered and free public parking is located 50m. You could drop off your car and you won't take it any more for the duration of your stay. In Vaujany, everything is done by walk …
"La Perle de L'Oisans" is situated in the centre of Vaujany village, 50 metres far from shops and 300 metres far from ski lifts you could reach by foot or by the intended escalators.
Rental Rates Narcisse Apartment Winter
Weekly rate from Sunday to Sunday, self-catered rental, excluding options (See page "Services")
For all other inquiries, please contact us.
Rental Rates Narcisse Apartment Summer
Weekly rate from Saturday to Saturday, self-catered rental, excluding options (See page "Services")
For all other inquiries, please contact us.
La Perle de l'Oisans Team is ready to aswer to all your requests
Contact form
00 33 476 80 71 62Situation map
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Narcisse in summer…
Apartment Plan
Information file
Upload the information file of the apartment (PDF).
Narcisse Apartment
- Surface : 92 m² – 990 ft²
- Capacity : 7/9 Persons
- Nber of bedrooms : 3
- Nber of beds : 3 Double King or 6 twins
- Comfortable sofa bed : For 2 persons
- Fire place : 1
- Balcony/terrace : 20 m² – 215 ft²
Included Services
- Beds made up with comfortable duvet
- Large bath towels
Child Kit : Baby Cot + high chair
- Cleaning pack (washing liquid, household product, sponges, tea towels…)
- Free access to the laundry (washing machine, washing powder, dryer and drying rack)
- Free WIFI access and Satellite TV
- Free sauna and hammam access
- Free private parking
- Free covered parking at 50m
Optional Services
- Private Shuttle (Airport and Station Transfer)
- Apart'Hotel
- Wood for fire-place
- Croissants and fresh bread in the morning
- French Breakfasts
- End Cleaning Pack
- Private ski lockers just beside the ski-lift
- Massages and body treatments


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A few days ago, I noticed a particular piece on my blog all of sudden receiving an increased number of hits. This blog highlighted allegations being made by teachers/parents at Al-Hijrah School – a Muslim faith school with an Islamic ethos based in Birmingham, which had its Muslim governing body purged by the Birmingham City Council and replaced with non-Muslims, and which has subsequently suffered allegations of deceitful practices and corruption. The allegations made by teachers/parents were against the interim head teacher Graham Hardy, then principal of Calthorpe Academy. What could have happened? Were changes being instituted at the school once again?
To recap, in October 2014, I reported that Hardy, who at the time had taken charge of Al-Hijrah School, allegedly threatened children as young as 6 and 7, that if they did not behave, then he would "chop off" their heads, and on another occasion, chop/pull off their ears. Parents claimed Hardy had admitted to this, but submitted that the comments were "in jest". Inspector Paul Dutton of West Midlands graced the blog with his comment to clarify that this allegation had been investigated, and no criminal offences had been found. Of course, finding a crime on the one hand, and inappropriate conduct for a person of trust transgressing the school's safeguarding measures are two separate things. The absence of the first cannot preclude the latter. There was a media blackout regarding the allegation, despite reporters from BBC and other outlets being notified and, I am told, taking interviews from Muslim parents. Clearly a white, non-Muslim threatening little children with beheading is not as thrilling as Muslim teachers having views which neocons judge to be "opposing British values".
Of pertinence are the two other allegations which parents and teachers, in a climate of fear and intimidation, had raised. The first related to sexual harassment of female Muslim teachers through denigration of Islam, and the second alleged possible inappropriate touching young girls.
Approximately a year and half on, it seems these latter allegations may have some criminal substance.
A few nights ago, sources in Birmingham forwarded me a letter (dated 14th of April) which was given to parents from Calthorpe Academy. It informed parents that the previous principal had been arrested from Kettering, Northamptonshire, on charges of "sexual assault on adults" and "suspicion of possessing of indecent images" of children and was now released on conditional bail. The letter cited West Midlands Police which further stated that the investigation by police did not affect pupils at Calthorpe Academy.
Given that I was pretty much sure but not certain this letter referred to Graham Hardy, I awaited further verification. This came in the form a singular report in the Birmingham Mail, which reiterated the above but not much else.
Could part of the investigation be triggered by allegations from Al-Hijrah School?
As of writing, the Birmingham Mail is the only media outlet to have reported this. One can imagine the outrage, the public debates, and the blaming of the man's faith through suggestive linguistics by media pundits, commentators and hateful neocon ideologues, that would occur had the head been a Muslim. Failure in investigating the said Muslim teacher earlier would be blamed on Muslims also as the white officials"feared" being labelled Islamophobic.
Whilst the mainstream media registers barely a whimper regarding this report, my sources will be investigating this further to determine whether the specific allegations in the context of Al-Hijrah School against Hardy were indeed followed up.
Watch this space.


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App dev: User experience App dev: Marketing
Mia heads up Turned On Digital, a full service mobile app development agency based in London and Manchester. With over ten years of Business consulting exepreince working with companies such as IBM, Siemens, News Corp and the BBC, Mia has been focused on mobile solutions for the past three years. Her recent projects have been featured by the BBC, the Guardian, WIRED and Fast Company amongst many others.
Because we work with school students, we must assure that people are real and hope you understand. To do this, we use a LinkedIn verification process. When you click the button below, you will be asked to enter your LinkedIn login details and then you will be directed to our expert application form.


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Thursday, April 20, 2017
1:00 – 3:00 pm: Registration
Sheraton Commander, 16 Garden Street, Cambridge, MA
3:00 – 5:00 pm: Welcoming Reception: Sheraton Commander – Nubu Bar
Hosted by Harris Corporation, PSPC
6:30 pm: Open Bar followed by New England Style Clam Bake
Summer Shack, 149 Alewife Brook Parkway (Alewife Station) Cambridge
Transportation: Take a cab or subway (Red Line) from Harvard Square outbound to Alewife Station. Summer Shack is at the Alewife stop.
Hosted by: Harris Corporation
About Our Hosts: Harris Corporation is a leading technology innovator, solving customers' toughest mission-critical challenges by providing solutions that connect, inform and protect. Harris supports customers in more than 100 countries and has approximately $7.5 billion in annual revenue and 21,000 employees worldwide. The Company is organized into four business segments: Communication Systems, Space and Intelligence Systems, Electronic Systems and Critical Networks. Harris' Public Safety and Professional Communications business is a leading supplier of communications systems and equipment to support public safety, federal, utility, commercial and transportation markets. The company has more than 80 years of experience in public safety and professional communications, and supports more than 500 systems around the world. Learn more at harris.com.
Friday, April 21, 2017
Harvard Law School, Wasserstein Hall, Milstein Room 2036
1585 Massachusetts Avenue, Cambridge
8:00 – 9:00 am: Hot Breakfast
9:00am – 10:30 pm: Welcoming Remarks and Participant Introductions
Chaired by Dr. Elaine Bernard
Each group selects a spokesperson to share the most pressing challenges you are facing. The group will be eager to hear what is happening in your jurisdiction concerning labor relations issues (pensions, recruitment and retention), initiatives to address the relationship between police and the communities you serve, public and media strategies for coverage of law enforcement, and input into policies related to new technology (such as body cameras).
Elaine Bernard is Senior Research Associate with the Labor and Worklife Program at Harvard Law School. Widely regarded as a leading expert in the history of unions and the valuable role they play in curbing income inequality and building a vibrant, financially secure middle class, she is the former executive director of the Labor and Worklife Program at Harvard Law School and the Harvard Trade Union Program. Since 2009, Bernard has also been the academic director of an Executive Leadership Program for Canadian police unions, sponsored by the Canadian Police Association and the University of Ottawa Telfer School.
The Labor and Worklife Program (LWP) is Harvard University's forum for research and teaching on the world of work and its implications for society. Located at the Harvard Law School, the LWP brings together scholars and policy experts from a variety of disciplines to analyze critical labor issues in the law, economy, and society. The LWP also provides unique education for labor leaders throughout the world via the oldest executive training program at Harvard University, the Harvard Trade Union Program, founded in 1942. In 2017 four police union leaders attended the six-week long program. LWP has hosted the Police Union Seminar annually since 1999.
10:30 – 10:45 am: Coffee Break
10:45 am – 12:00pm & 1:00 – 2:30PM
Overwhelmed with Conflict? This Class Will Help!
Presenter: Dr. Daniel Shapiro, Harvard Law School
There are few professions that are more conflict-ridden than law enforcement. Whether it is conflicts with the people you arrest, management, your union, colleagues who make bad choices, or the citizens you serve, people doing police work are overwhelmed with conflict coming from all directions.
In this session, Dr. Shapiro, a leading expert on conflict resolution, will talk about the myriad reasons people get bogged down in endless conflicts and reveal some helpful ways to resolve the issues and move forward. Dr. Shapiro will walk you through successful ways to get out of the conflict mode and into the collaboration mode with a powerful, proven method that will work. Based on two decades of research, Dan Shapiro will discuss the five core motivational concerns that underpin effective collaboration and you will get concrete advice for using them in a practical setting. Examples will be drawn from his experiences working with everyone from clashing corporate executives, hostage negotiators, international conflicts and families in crisis. Questions and discussion encouraged.
All participants will receive a copy of Dan Shapiro's most recent book, Negotiating the Nonnegotiable.
This class will continue after lunch.
Daniel Shapiro, Ph.D., is founder and director of the Harvard International Negotiation Program, associate professor in psychology at Harvard Medical School/ McLean Hospital, and affiliate faculty at the Program on Negotiation at Harvard Law School. He consults regularly for government leaders and Fortune 500 companies, and has worked with everyone from hostage negotiators and families in crisis, to disputing CEOs and clashing heads of state.
He has conducted successful conflict resolution initiatives in the Middle East, Europe, and East Asia, and for three years has chaired the World Economic Forum's Global Agenda Council on Conflict Resolution. Through non-profit funding, he developed a conflict management program that now reaches one million young people across more than twenty countries.
He has published extensively in the field of conflict resolution, and is author of Negotiating the Nonnegotiable and co-author of the classic Beyond Reason: Using Emotions as You Negotiate. Dr. Shapiro is the recipient of numerous awards, including the American Psychological Association's "Early Career Award" and the Cloke-Millen "Peacemaker of the Year: award. The World Economic Forum named him a "Young Global Leader."
12:00 – 1:00 pm: Lunch
1:00 – 2:00 pm:
Part II – Conflict Resolution, Presenter: Dr. Daniel Shapiro
2:00 – 2:15 pm: Coffee Break
2:15 – 3:45 pm: Social Media and Digital Communications: Using Social Media to Enhance Public Safety
Presenter: Mike Parker, Commander LASD (Ret.)
Are you sharing the news when your members do great work? Is your message getting through to others or are you talking to yourself? Are you using images and video to enhance public safety? Mike Parker saw rapid advances in social media and instant communications as an opportunity to improve public safety. He led an effort to partner with the public, other policing agencies, emergency services and the media to routinely improve community safety and reduce unnecessary fear. He will give you helpful tools for what you should and should not do through real life examples of failures and successes using social media, websites, and media outreach from across the nation. Please feel free to share your successes and failures with the class.
Mike Parker is a 31-year veteran of the Los Angeles County Sheriff's Department (LASD), and has worked at 15 patrol, jail, and administrative assignments since he graduated from the Sheriff's Academy. His most recent assignment was commander of the Personnel and Training Command of the LASD, which includes over 9,500 deputies and 7,500 professional staff. Mike has presented at over 50 major policing conferences in over 30 countries and has published over 100 articles on communications, community policing and problem solving. In 2012, Mike received the FEMA "Community Preparedness Heroes Award," and in 2013, received the White House "Champions of Change" Award. He is considered one of the leading experts in how law enforcement agencies and associations can implement a communications and public relations effort with an emphasis on social media.
3:45 – 5:00 pm: Everything You Need to Know about Pay, Body Cams, FLSA, Garrity Rule and Lots More
Presenter: Will Aitchison
In this session, Will Aitchison, one of the nation's most influential attorneys representing law enforcement unions and associations, will review important legal developments over the last year, including case law concerning body cameras, the Garrity rule, Brady lists, the Fair Labor Standards Act, and other important topics. He will also review wage and benefit settlements among the country's largest police departments.
Will Aitchison is a Portland, Oregon, attorney who has represented over 100 law enforcement and firefighter labor organizations. He is a veteran of hundreds of public sector labor negotiations and has handled dozens of FLSA lawsuits for law enforcement officers, recovering over $100 million in damages. Mr. Aitchison received his law degree from Georgetown University and is the author of eight books on public sector labor matters, including The Rights of Law Enforcement Officers (6th Edition), The Fair Labor Standards Act (5th Edition), and Collective Bargaining. Will also acts as a negotiations consultant for law enforcement labor organizations.
6:30 – 9:30 pm: Cocktail Reception and Dinner
Loeb House, 17 Quincy St., Cambridge
Evening Hosted by Horace Small
About Our Hosts:
At Horace Small, there's no limit to the commitment we have when it comes to outfitting America's law enforcement professionals the right way. It's this unrelenting respect for the uniform that has driven us to deliver everything you expect from a uniform. Over the past 77 years, we have continually optimized, engineered and fine-tuned our designs so the uniforms we make – like the men and women who wear them – are built for the call, ready to perform their duty, and suited for the ultimate act of service. You'll find it all at Horace Small.
Saturday, April 22, 2017
Harvard Law School
Pound Hall, Room 101 – The Ballantine Classroom
1563 Massachusetts Avenue, Cambridge
8:00 – 9:00 am: Hot Breakfast
9:00 – 10:30 am
Your Pay and Pensions are Not the Problem – Dispelling the Myths
Presenter: Shelby M. Chodos, Adjunct Faculty in Public Finance, Harvard Kennedy School
Shelby Chodos, a public finance expert at Harvard's Kennedy School – and, according to your evaluations, one of the most popular presenters ever at the Police Union Leadership Seminar – is back this year to discuss the facts and myths of public sector finance. He will talk about where state and local governments spend their money as well as the ongoing fiscal and pension crises that Chodos maintains, are caused primarily by legislatures' refusal to raise taxes and properly fund the pension plans set up for city employees. Chodos will help you understand the ins and outs of the confusing world of public finance, with special attention on understanding how your city's bond ratings are determined and how to get the data on your city's expenditures.
Shelby is Adjunct Lecturer in Public Policy and has state and local public finance courses at Harvard for more than a decade. He is a retired managing director of Commonwealth Capital Partners, Inc., a private investment firm in New England. After receiving his Master's degree from Harvard University's Kennedy School, he spent a decade on Wall Street, where he worked for a major investment banking firm. He has served as an expert witness before numerous legislative and administrative bodies on finance, economic development and pension investment. He received his Masters from Harvard's Kennedy School in 1982 on a full academic scholarship as the first recipient of a Truman Scholarship for his home state of Ohio.
10:30 – 10:45 am: Coffee Break
10:45 am – 12:15 pm:
Nurturing the Talent of Tomorrow
Presenter: Jeff Lawrence
Jeff Lawrence – one of the world's top leadership experts and a great friend of the men and women of law enforcement everywhere – will address one of the greatest threats to police unions today – generational indifference. This session will provide a valuable opportunity to discuss the "millennial" issue and talk about why most of the people who hold the power in police unions are afraid their younger members and successors are not ready to take the reins of the organization. We will also talk about what your association is doing to prepare the younger members to take control when the time is right.
Here are some questions to think about in preparation for this session:
- How close to retirement or some other form of departure are the people in the critical positions in your organization
- Who are the people in a position to replace them?
- What have you done to make sure they are ready? Just how ready do you think they are?
- What are the essential parts of your mission and/or operating model that must be preserved into the future?
If we asked that same question to the people you think could take leadership roles in the future, how would their answers compare to the answers of the people currently in charge? Does the comparison concern you? This is a leadership problem that few people are talking about and Jeff will make the case that if you don't figure it out – your legacy and the future of your association hangs in the balance.
Jeff Lawrence is the managing director of Organizational Agility Advisors. He has served as an advisor to senior executives across multiple sectors for over 25 years. In addition to his experience in the corporate, public and non-profit sectors, Jeff has taught leadership at Harvard University, Oxford University, the University of Warwick, and Northeastern University. Jeff's experience in the fields of personal, organizational, and business development help him bring a broad range of capabilities to his advisory work. He is considered a unique talent for his ability to help clients generate new insights and options in the face of even the most vexing situations. His most recent work has focused on helping senior teams in the technology, finance, healthcare, and government sectors increase their ability to adapt, respond and thrive in turbulent times. Prior to founding Organizational Agility Advisors, LLC, Jeff helped create and develop Cambridge Leadership Associates, a firm based on the Adaptive Leadership work of Ron Heifetz and Marty Linsky of Harvard University. Prior to his role at CLA, Jeff spent nearly 20 years in financial services, both in a corporate setting as well as starting and building two companies designed to help entrepreneurs build productive and agile businesses. A former Peace Corps Volunteer and Training Director in Southern Africa, he holds a B.A. in English and a M.A. in Counseling from Colgate University.
12:15 – 1:00 pm: Lunch
1:00 – 2:30 pm: Police Unions and the Trump Administration? Be Careful What You Ask For
Presenter: Ron DeLord, Attorney and Former Executive Director of the Combined Law Enforcement Associations of Texas (CLEAT)
A majority of law enforcement officers and their unions endorsed Donald Trump in the hopes that a Trump administration would be supportive of law enforcement. But what about the real issues confronting police officers and police unions? Urban police officers will still have to deal with long- standing social challenges in our communities presented by racial tensions, unemployment, poverty, unmet mental health needs and homelessness, as well as long-standing fiscal challenges posed by tight state and local budgets, such as understaffing, lack of funding for training and equipment and a crumbling urban infrastructure. In addition, many police unions are facing reduced pension benefits as many state and local governments attempt to dismantle defined benefit plans. and undermine the collective bargaining rights of public sector workers. Ron DeLord will lead a discussion about some of the problems that the labor and economic policies of the new administration will have for law enforcement, including how the proposed cuts in funding for a wide range of social services may mean more and increasingly dangerous work for the police.
Participants will receive a copy of Ron DeLord's newest book, Law Enforcement, Police Unions, and the Future. In this book, Ron DeLord and Ron York make the point that police unions must change the way they do business if they want to survive. This book identifies how to mount an effective political campaign, the complexities of confrontations, and the reasons police union leaders succeed and fail.
Ron DeLord served as a police officer in Beaumont and Mesquite, Texas from 1969 to 1977. Beginning in 1977, Ron was elected to ten three-year terms as president of the 19,500-member Combined Law Enforcement Associations of Texas (CLEAT), a statewide police labor organization. He later served as executive director of CLEAT (2007-2008) and special counsel until he retired in July 2013. He has a labor consulting firm that provides seminars, training, negotiations and organizational strategies for public employee unions. Ron has a Bachelor of Science degree in Government from Lamar University (1971); a Master of Arts degree in Police Science and Administration from Sam Houston State University (1982); and a Juris Doctorate from South Texas College of Law Houston (1986). He has been a licensed Texas attorney since 1987, is a graduate of the 10-week Harvard Trade Union Program (1992) and a prolific author.
2:30 – 3:00 pm: Coffee Break and Group Photo Shoot with Harvard Photographer Martha Stewart
3:00 – 4:00 pm:
Dealing with the Media In a Crisis
Presenter: Michael Gendron, Government & Media Relations Officer, Canadian Police Association
Having a clear communications strategy in order to provide your members and the public accurate and timely information is a vital component of any police union/association strategic plan, but that strategy can often get tossed out the window in the aftermath of a critical incident.
This session will build on last year's presentation, offering more practical and hands-on tips you and your association can use to respond in circumstances where establishing standard 'command and control' may not be possible. Michael will identify potential crises that your organization may have to prepare for and share 'best practices' and advice based on his experience as a former press secretary to a national politician with over 10 years of relationships developed with media and his more recent experience with the Canadian Police Association. Michael will also review some "hits and misses" from press conferences.
Michael Gendron began a 10-year career working on Parliament Hill (Canada's equivalent of Capitol Hill) in 2001 and served in a variety of communication and policy roles for the Minister of Transport, Minister of Social Development and the National Caucus Research Bureau before taking on a role as a Press Secretary with the Leader of the Official Opposition (Minority Leader) in 2007.
During his time in government, Michael was the lead policy researcher on the Justice and Public Safety files, and his work included briefing Parliamentarians as members of the majority caucus on issues of national scope, as well as working with key stakeholders in policy development.
In 2009, Michael joined the Canadian Police Association (CPA) as a Government and Media Relations Officer, reporting directly to the National President and Board of Directors. In this role he is the first point of contact between the national media and the CPA Executive, and is responsible for helping to produce letters to the editor, op-eds and internal communications products for the association, he has also had the privilege of serving on a number of advisory committees, including the National Steering Committee for Public Safety Canada's Shared Forward Agenda on the Economics of Policing. 2017 will be Michael's 6th time attending the Police Union Leadership Seminar at Harvard as a representative of the CPA.
4:00 – 5:00 pm: Youth, Policing and Conflict Management – A Collaboration
Presenter: Sara del Nido Budish, Harvard Law School
How might the mediation, negotiation and conflict management practices taught by groups such as the Harvard Negotiation and Mediation Clinical Program (HNMCP) help law enforcement and the communities they serve to reduce tension, open a dialogue and eventually building greater community/ police trust? Sara del Nido Budish and students involved in a collaboration with local police will discuss this important initiative.
Sara del Nido Budish is a Lecturer on Law at Harvard Law School and a Clinical Instructor in the Harvard Negotiation and Mediation Clinical Program (HNMCP). She supervises student teams who work with client organizations, and teaches Harvard Law School's Negotiation Workshop, an interdisciplinary course that focuses on conflict management theory and practice. She has also served as a member of the teaching team in the executive education courses offered by the Harvard Negotiation Institute. She previously served as the Clinical Fellow at HNMCP, during which time she supervised student groups including the Harvard Negotiation Law Review, worked on special projects in HNMCP such as a negotiation-themed podcast, and helped develop coursework on facilitation and multiparty negotiation. Prior to joining HNMCP, Sara served as a Research Associate in the Negotiation, Organizations & Markets Unit at Harvard Business School. Her writing has been published by the Journal of Dispute Resolution, WBUR's Cognoscenti blog, Harvard Business School Publishing, and Harvard Law School Case Studies. She also serves on the board of the New England Association for Conflict Resolution. During law school, she served as a mediator and Advanced Training Director for the Harvard Mediation Program, and as a student in HNMCP she designed and delivered a series of customized trainings for a group of medical providers focused on difficult conversations. She earned her J.D. from Harvard Law School, and her A.B. from Dartmouth College.
6:30 – 9:30 pm: Cocktail Reception and Dinner
Hotel Sonesta on the Charles, Riverfront Room
40 Edwin H. Land Blvd., Cambridge
(617) 806-4200
Evening Hosted by Axon Enterprise
Founded in 1993, Axon Enterprise has remained committed to protecting truth and protecting life with innovative public safety technologies. Our TASER devices and Axon platform have transformed how members of law enforcement do their jobs. Our Axon platform offers agencies an end-to-end solution for managing digital evidence that connects mobile, cloud, and wearable technologies. Agencies have relied on us for the latest in law enforcement technology because they know that solutions like Axon's Evidence.com will make their lives easier and more efficient. To date, more than 158,000 lives and countless dollars have been saved with TASER's products and services.
Sunday, April 23, 2017
Harvard Law School, Pound Hall, Room 101 – The Ballantine Classroom
1563 Massachusetts Avenue, Cambridge
8:00 – 9:00 am: Hot Breakfast (Room 100)
9:00 – 10:00 am:
PubSecAlliance: Past, Present and Future
Presenter: Cynthia Brown
In this session Cynthia will talk about the mission and goals of PubSecAlliance, an online community open to all the police association and union leaders and their members in the U.S., Canada and other English speaking countries. She will make the case about why it is crucial for your group to join PubSec and how and why to get your members involved. Participants are encouraged to tell us how PubSecAlliance can serve you better and be of more help and support during these challenging times.
10:00 – 11:00 am
Beyond Crisis to Crisis
Presenter: John Rivera, Dade County PBA
The deterioration of the relationship between police and the communities they serve has been a major challenge for police unions. In this session John Rivera, president of the Dade County PBA with more than 6,500 members, will talk about some of the initiatives his team has launched including hosting a weekly radio call in show, getting a Grammy award winning singer to produce a song that supports the police, organizing an aggressive political action campaign, fighting the privatization effort, and reaching out to other unions and the community. Never missing an opportunity to engage with the community, Rivera made the news when he bought and served pizza and drinks to a crowd of demonstrators outside the PBA offices. John will fill us in on what worked and what didn't and give some helpful hints on how you can mount similar campaigns in your jurisdiction.
John Rivera is president of the Dade County Police Benevolent Association and the Florida Police Benevolent Association, and in the law enforcement union world a shrewd political leader. He has been a relentless crusader against the effort in Florida to privatize every aspect of the public sector – from schools, to prisons, to law enforcement.
During his law enforcement career, Rivera took countless violent criminals off the streets. He has served the Miami-Dade Police Department since June of 1976. Rivera worked in the Organized Crime Bureau for more than a decade investigating cases involving organized crime and political and public corruption. He was also the lead investigator on the Mariel Task Force. In May of 1990, he was promoted to the rank of sergeant.
Throughout his career Rivera faced situations that became the foundation for his unwavering advocacy of law enforcement officers and the challenges they face: Rivera was shot in the line of duty while thwarting an attempted armed kidnapping, and held a fellow officer as he died in Rivera's arms. That is why John Rivera is so adamant about never forgetting those who serve and protect.
Rivera's calling to be a voice for law enforcement began in 1989 when was elected to the Dade County PBA Board of Directors. He served on the board until December 1992, when he was elected president of the Association. He took the office of PBA President in January 1993, a position he still holds. Rivera is also president of the Florida PBA, which represents 30,000 officers across Florida. He is a vocal advocate for law enforcement and is committed to educating the public on the challenges officers face daily. Rivera has appeared repeatedly on national and local television programs focusing on solutions to problems facing the law enforcement profession.
11:00 am -12:00 pm: Helping Members Live Better, Healthier
Presenter: Jimmy Baldea, American eHealth Collaborative
immy Baldea will talk about how this pioneering union-originated health and wellness program for law enforcement is helping police officers live better, healthier lives. The founder of the American eHealth Collaborative, Jimmy Baldea, will talk about why police unions should take the initiative to establish union-based health wellness programs for their members. He'll explain the fundamentals of what a police-specific wellness program should entail. He'll describe how police unions can position a successfully-running wellness program to secure additional benefits for their members. He'll show how a union can boost morale through wellness, and how to gain and retain favorability ratings among members. He'll offer examples of how unions have improved their relations with municipalities because of the implementation of union-based wellness programs. Lastly, he'll explain how ongoing police health research can improve the lives of future generations of law enforcement professionals.
Jimmy Baldea is a first responder who later became a technology professional. During his career, he provided a full range of technology and development solutions to several vertical markets including construction, defense, entertainment, finance, and healthcare. He served as a New York State EMT from 1994 through 2002, and founded a small software company in 2001. As a technology subcontractor, his team's work led to the award of 6 U.S. patents. His company also worked on software used to chart the clinical progress of 35,000 patients in Harlem, New York, and used this data to help create new Best Practices in Diabetes Treatment for several outpatient medical teaching and patient-care facilities in New York City. This work led to improved patient outcomes and reduced expenses. He still serves the needs of the Nassau County (Long Island, New York) Department of Health, as a volunteer for, and an active member of, the Nassau County Medical Reserve Corps. He worked on several other initiatives, then later established a consulting firm. He founded the American eHealth Collaborative in 2014.
11:30 – 12:00 pm: Presentation of Harvard Certificates


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ECB Holds Rates to Assess Inflation, Growth Risks
The European Central Bank held its main interest rate at a record low of 0.75% on Thursday, waiting to see whether inflation and the euro zone economy slow further before deciding on any fresh cut in borrowing costs. Euro zone inflation held steady at 2.4% in July -just above the ECB's target of close to but below 2%.
After the decision, the euro rose against the U.S. dollar to $1.2285 from $1.2264 before, while European shares pared gains. The ECB also left the interest rate on its deposit facility at 0.0% - a low it went to for the first time last month to encourage banks to lend overnight to other banks, where they receive a higher rate, currently about 0.1%. The ECB held its marginal lending facility - or emergency borrowing rate - at 1.50%.
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What is your favorite book that was made into a movie? The second part of this question is: which did you like better, the book or the movie?
Week 7: Question of the week
I've been having trouble coming up with a new question this week so I'm thinking about getting student input. Next week, I will have a box in the library for your "Question of the Week" ideas and maybe I will pick yours to post for a following question! For now though, here is this week's question:
What is your favorite book that was made into a movie? The second part of this question is: which did you like better, the book or the movie?
Okay kids. I tried to take a week off but you just wouldn't let me! So here's your question...hope you are happy now!! :-)
In honor of Spirit Week, we are having special days. If you were given the chance to pick one of the special days yourself, what would you want to see for one of our Spirit Days?! (Your answer can NOT be Neon Day, Hat Day, Fave Team Day, Twin Day or Blue/White Day!)
By the way, thanks for making this blog so much fun!!
Week 5: Question of the week
Oops! I forgot to post the question on Friday! (Sorry!)
Question of the Week: You've had a few weeks to learn about some of the things on my website. What is one of your favorite things on the website AND WHY? (Don't forget to check out the Student Poll too. I have added a new question!)
(Picture from Des Moines Register
and Tribune Co.)
I am thinking tonight a lot about how to make my students, YOU, be the best that you can be so that you can reach your dreams! So my question for you this week is: What do you want to be when you grow up? What are you going to do to make your dream come true? How can your teachers and parents help you reach your dream?
This is Mrs. Beal's 6th year as a teacher librarian and 14th year as a teacher at WL.
November 2017


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Antonovich street always had been associated with new restaurants and shops. But now there is a new space - Concept 360, connecting in itself beauty bar and shopping store.
The basic idea of interior was with the help of simply shapes and materials create an attractive and functional space. Small area in 54 square meters includes several directions: one is a modern beauty bar, where it is possible to do hair-dos, make-up, manicure, and other is a shop of conceptual sunglasses of world brands.
Design: AGORA ARCHITECHTS
Location of the object: Kyiv


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|Single ticket
|Single ticket reduced
concessions for pupils, students and unemployed visitors
|Single ticket children's and youth film section
|concessions for children up to 18 years
|5-screening ticket
|10-screening ticket
|Multi-screening tickets are transferable and valid for all screenings at the Filmpalast Capitol multiplex, expect special events (opening night, award ceremony, concerts). Please note that a single ticket needs to be obtained from the festival cinema's box office for the film of your choice.
|Season ticket and catalogue
|Season tickets are intransferable and required to be accompanied by the ticket holder's identification document. Please note that these tickets are valid for all screenings at the Filmpalast Capitol multiplex except for special events (opening night, award ceremony, concerts) and are subject to availability. Please also note that a single ticket needs to be obtained from the festival cinema's box office for the film of your choice.
|Opening night
|Opening night reduced
|30 April 2019, 7.30 pm, screen 1, Filmpalast Capitol
|concessions for pupils, students and unemployed visitors
|Award ceremony with film concert THE GOLD RUSH
|4 May 2019, 6.00 pm, Mecklenburgisches Staatstheater
|tickets available at Mecklenburgische Staatstheater
|Film concert THE GOLD RUSH
|from €20.00
|3 May 2019, 7.30 pm, Mecklenburgisches Staatstheater
|tickets available at Mecklenburgisches Staatstheater
|Photo exhibition CHILDREN by Derek Speirs
|Dezernat 5, Franz-Mehring-Straße 11, 19053 Schwerin
|Vernissage: 1 May 2019, 6.00 pm - with Mr Speirs attending
|2 to 5 May: 1.00 to 7.00 pm | 6 to 31 May: Wed bis Fri 3.00 to 7.00 pm, Sat to Sun: 2.00 to 6.00 pm
|Reading by Ralf Sotschek
|2 May 2019, 7.00 pm, Filmpalast Capitol
|Kino unterm Dach
|Short-film Night
|3 May 2019, 7.00 pm, Der Speicher, Röntgenstraße/Schelfstraße, Schwerin
|tickets available on site
|Late Night Talks with Knut Elstermann
|admission free
|1, 2 and 3 May 2019, from approx. 11.00 pm
|festival café PLATON, Klöresgang 2, 19053 Schwerin
|Closing party
|admission free
|4 May 2019, from approx. 10.00 pm
|JO21, Wittenburger Straße 21-23,19053 Schwerin
All tickets are subject to availability.
Filmpalast Capitol
Wismarsche Str. 126
D-19053 Schwerin
Telephone: +49 385 5918059
Get your tickets at the festival cinema's box office or under www.das-capitol.de
We would like to point out that tickets cannot be put aside for you. The cinema's box office opens every day at 2.30 pm. Please note that the cinema's opening hours may vary during the festival week.
1 Filmpalast Capitol
Wismarsche Str. 126, 19053 Schwerin
Festival opening and closing night, box office
2 Intercityhotel Schwerin
Grunthalplatz 5-7, 19053 Schwerin
Festival hotel, reception
3 Der Speicher
Röntgenstr. 22, 19055 Schwerin
Short-film night
4 Rathaus "Demmlersaal"
Am Markt 14 , 19055 Schwerin
Film industry conference
6 Festivalcafé Platon
Klöresgang 2, 19053 Schwerin
Film talks
7 Ruderhaus
Franzosenweg 21, 19061 Schwerin
Filmmakers' breakfast
8 Kino unterm Dach
Körnerstr. 11, 19055 Schwerin
Films made in MV
Accessible enjoyment of films during FILMKUNSTFEST MV
At the information counter at the Filmpalast Capitol multiplex there are tactile site maps available by which visually impaired visitors may orient themselves within the festival cinema. These high-contrast maps depict corridors and rooms as palpable black lines and stairs as several lines. Different areas have a different surface texture. Symbols, pictogrammes and texts are also palpable.
For several years by now, FILMKUNSTFEST MV has provided audio-gain devices for hearing-impaired festival visitors as part of a co-operation with the "Haus der Begegnung Schwerin" (engl. Schwerin Centre for Encounter) association. Additionally, the cutting-edge CinemaConnect system manufactured by the renowned Sennheiser audio company allows visually impaired audience members to experience the screenings at the Filmpalast Capitol with an audio description by conveniently using their own smartphone onto which they just install a special app available for both iOS and Android.
The visitors access the additional sound tracks providing the respective voice-overs and audio gains by means of headphones and via both the CinemaConnect app and the wifi network particularly made available for this purpose. Hearing-impaired audience members may adapt the voice intelligibility, the sound as well as the volume in the corresponding and particularly user-friendly app according to their personal needs.
Furthermore, hearing-impaired audience members may additionally benefit from German subtitles several films are provided with, e.g. pictures in the Focus Baltic Sea section.


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Tip Jar
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The sultry Pooja Hegde is arguably one of the most gorgeous and talented female actors in Southern cinema. In just a few years, the diva has made a name for herself sincere performances, stunning looks and elegant personality. Moreover, she has also become quite popular as she is quite active on the social media and has a solid connect with her well-wishers.
Now, there is some good news for her fans. As it so happens, she took to Insta and shared a stunning pic with her 'followers'.In it, she can be seen in a smoking hot 'beach babe' avatar that she carries off like a boss. Her imploring expressions and that confident body language gel with her look, upping its recall value in a big way. That's how you make an impact!
While sharing the pic, she aked all girls to be proud of their body and wear the bikini with pride.
"Shout out to all the girls working on loving their bodies..because that shit's hard with all those ppl telling u not to..so screw it,wear that bikini and be proud of ur body..loving yourself is the greatest revolution of them all," added the star
Interestingly, 2017 was a good year for Pooja. In June, she received some good news when DJ opened to a good response at the box office and helped her make a comeback to Tollywood. In it, she was seen in a bikini-clad glam avatar and did justice to her role.
While talking about the film, she had said that it helped her grow as a performer.
"The atmosphere was always jovial… not a single dull moment. Allu Arjun is a generous actor and always gives tips in dance and acting. I genuinely feel DJ made me a better actor," she had told a leading news agency.
At present, she has NTR 28 and Prabhas 20 in her kitty. So, did you like this pic? Tell us in the space below.


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California Food Truck Insurance
It seems that Food trucks have gained huge popularity in the last several years, in fact they are quite trendy, and that has certainly been true in California. One study found that there are more than 4,000 food trucks in cities with populations of 100,000 or more. The beauty of the food truck is the specialty food you can provide from a variety of locations. For the owners and entrepreneurs, making sure you have proper California Food Truck insurance is essential.
How Much Auto Liability Insurance for Food Trucks Do I Really Need in California?
One of the biggest benefits of having a mobile food truck can also be the costliest. Most food trucks are extremely heavy and contain propane tanks, gasoline, oils and other flammables. The amount of damage an accident can cause can easily be over the standard commercial auto insurance policy. One bad accident could demolish your business. Contact GDI Insurance Agency, Inc. 209-634-2929 for your California Food Truck Insurance quote.
While you may be mobile, you can't park just anywhere. Most areas limit food trucks, trailers, buses and carts to specific locations. A list of where you can and can't park should be available from the county clerk. You may also have to adhere to two-hour parking restrictions and pay for parking meters—yes, even carts.
Why Do You Need General Liability Insurance For Your Food Truck?
Millions of people get sick from food poisoning and thousands of people die every year. As a food truck owner you must adhere to local and state food safety rules and receive regular inspections, but sometimes mistakes happen. General Liability Insurance will cover bodily injury and property damage that are not auto related. Your biggest exposures would be food related claims such as food sickness or food poisoning, food allergies and injury related claims.
General liability insurance is usually required for venues. If you take your food truck to carnivals or events, most venues will require at least 1 million per occurrence and 2 million aggregate.
Keeping Your Food Truck Equipment Protected
Problems with your food truck equipment can be risky, if you are not properly insured. A standard property insurance policy will not cover these types of losses.
To combat potential risks, equipment breakdown insurance will cover your Food Truck in the event of a breakdown or damage. You've invested thousands of dollars and significant time into your food truck, don't skimp on your equipment insurance coverage.
California's Leader in Insurance and Risk Management
As one of the fastest growing agencies in California, GDI Insurance Agency, Inc. is able to provide its clients with the latest and greatest of what the insurance industry has to offer and much, much more.
We are headquartered in Turlock, CA, with locations across the heart of California's Central Valley, Northern California and beyond to provide a local feel to the solutions and services we provide our clients. We pride ourselves on exceeding our client's expectations in every interaction to make sure that our client's know how much we value and appreciate their business. Contact us today 1-209-634-2929 for your comprehensive Food Truck insurance quote!


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An Italian easy twist with step-by-step pictures of baked macaroni and cheese and a nice gratin. You might like this authentic Italian version so to make a change to your classic Mac and Cheese.
This is an easy homemade recipe coated with a creamy cheese and with a very tasty flavor.
This Italian backed pasta recipe is ideal for cheese lovers and this Italian version is made with Emmentaler, Parmesan and Italian Fontina cheese, but there are countless combinations of cheeses that you can add according to your personal taste.
Baked macaroni and cheese is a dish that tastes nice and it's very attractive that even tots love.
To make macaroni and cheese first clean and grate all the cheese. Then turn on the oven to 350°F (180°C) and put water to boil for pasta.
The last thing to do is to cook for about half an hour at 350°F (180°C), or until the surface has acquired a golden color and the classic crust is formed. Once ready, remove the casserole from the oven and serve these Italian baked macaroni and cheese piping hot.
Return from Baked Macaroni and Cheese Recipe to Pasta Recipes


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My stomach churns and my brain sways with wine and waves. The sun burns and I feel ridiculously happy. My feet skip gently on the volcanic rock, my body high and moon heavy. The buzzing stops, replaced by cicadas and a clash of deep blue. The mighty cshhh… The world is shut out by the echoing silence. All those dried up cacti people, blended in mud and rocks. The only colour is blue. Everything is blue, I think I'm turning blue. Maybe if I sit still enough, I'll fade into this rock. If I sit here long enough the tide will rise and the blue will eat me whole. I close my eyes and wait for a while, but I can never really make up my mind.
The cacti people keep chanting the same songs and their eyes beg for me to be lighthearted and fulfil my role. Sing us a song, they say in my mind, dance us a merry dance, what reason have you to be so scared? They want me rid of my armor inhibitions, but they haven't seen the ugliness inside. This is a merry place, be merry! Stop being a selfish prude who only gawks at herself, we need you to sparkle, sparkle, sparkle. We know you're hiding something, what makes you so special? Come take off your clothes and bare your soul. I am embarrassed and awkward, just a fish in the sea. This is not a blank slate, and I'm old and consumed. The comments and judgements remain those of my childhood and everyone here is missing a piece. A rather large, constructive piece. Isn't it ironic that it is easier to communicate with strangers that with loved ones? We see each other through the lens of our history and it is often too hazy to be clear.
Up the gods rock,
To the top of the island
I climb – a lucky guest.
I'm crowned in laurel
And bigger than the sea.
Round and round
The sparkly heavens shove me;
The pitch black
Catches me.
I'm a microbe, a quasar;
A pillow, a knife!
I'm ready, I'm hazy
Your nightmare, your prize.
Have I yet the courage
For the dive –
The big dip.
I'm still green and weary
I shall dry up or slip,
Into death
and oblivion and dread.
Newton is dead.
Why are we still clinging to a flat Earth
Observe the atoms,
Ride the waves.
It is me I see
In every crook and corner.
It is me who sees,
It is me I see.
I am your Frankenstein
You mighty organizer
You puzzle maker
You forgot to flip the light switch.
You stuck me, colorful
to a monochromatic Earth.
Unrelentingly chasing
Hidden meanings,


text: Severance Tax KVNF Regional Newscast: January 30, 2020 By Eric Goold • Jan 30, 2020 Oil and Gas, mining companies get out of paying severance taxes to state Feature story about Doomsday Clock looks at history, future of mankind Census takers trained to accurately count people of color when tally starts in April Decline In Severance Taxes Affects Funding For State Water Projects By Laura Palmisano • May 20, 2016 Jake Ryan/KVNF The economic downturn in the fossil fuel industry is not only affecting profits and jobs; it's also impacting funding for state projects. KVNF Regional Newscast: Wednesday, May 18, 2016 By Patricia Naft • May 18, 2016 Listen Listening... / 8:05 Wild weather in Montrose sends two to hospital; funnel cloud forms Decline in severance taxes affects funding for state water projects San Miguel County Commissioner Elaine Fischer resigns due to health issues Cocker Kids' Foundation closes doors Energy-related CO2 emissions dropped in 2015 Rep. Hamner Talks State Budget, Education Funding, TABOR By Laura Palmisano • Jul 7, 2015 milliehamner.com Representative Millie Hamner, D-Dillon, was the vice chair of the Joint Budget Committee this past session and will chair the committee in 2016. KVNF's Laura Palmisano recently interviewed Hamner about the past session, the state budget, educating funding, severance taxes and the Taxpayer's Bill of Rights, known as TABOR. KVNF Regional Newscast: Tuesday, May 12, 2015 By Patricia Naft • May 12, 2015 Listen Listening... / 8:24 Newscast Seatbelt enforcement ramps up this month Veterans thanks, asked for input Road construction flanks the North Fork area Severance tax helps fund multi million dollar shooting range near Palisade KVNF Regional Newscast: Monday, May 11, 2015 By Patricia Naft • May 11, 2015 Listen Listening... / 8:09 Newscast April doesn't improve snowpack outlook for state, Western Slope Doctor sentenced to probation for false Medicare claims DMEA begins election process Severance taxes help fund large shooting complex on Western Slope Grant Will Boost Shooting Range, Gun Center In Cameo, Once A Coal Town By Laura Palmisano • May 8, 2015 Laura Palmisano / KVNF The state collects severance taxes from companies that extract nonrenewable resources in Colorado. Some of this money goes to communities in the form of large grants. Most of these grants go to communities to help build fire stations, upgrade water systems, restore historic sites, and aid with other infrastructure or economic development projects. The program is also providing funds for a shooting range on the Western Slope. Listen Listening... / 4:02 KVNF's Laura Palmisano traveled to the Grand Valley to learn more about the project. Roger Granat is the 73-year-old mayor of Palisade. He grew up there. And as a boy, he would often visit the neighboring community of Cameo. "The general store and the post office sat over here on our right," Granat said on a recent visit to the old town site. KVNF Regional Newscast: Friday, May 8, 2015 By Patricia Naft • May 8, 2015 Listen Listening... / 8:19 Newscast More rain to come, but drought may persist Lake City Medical Center hosts free health fair Severance tax supports Western Slope projects The State Legislature finishes its session Emergency drills ran at chemical weapons facility Severance Taxes Critical To Colorado Communities By Laura Palmisano • May 7, 2015 Laura Palmisano / KVNF Severance taxes are a vital source of funding for communities across Colorado. This tax applies to revenue the state collects from mining and energy extraction. Half of these funds go directly to communities affected by those activities. The other half goes towards grants for infrastructure and economic development. Listen Listening... / 3:41 KVNF's Laura Palmisano looks at severance tax projects on the Western Slope. "We have just under a million gallons of hot, natural spring water that flows into the pool," said Patrick Rondinelli, the city administrator of Ouray, while visiting the city's hot springs pool. "There's always been ponds in the early years that were in this location and then finally in the late 1920's a formal swimming pool was built on this very site," he said. "And, it's been maintained in that condition in some variation. There's been some changes made to it but basically in this same very site all these years." Rondinelli said Ouray closes the pool in the spring for about a week to clean it and do basic repairs. The site attracts about 135,000 visitors a year and is a major tourism draw for the small mountain community. For Rural Colorado, Stability Of Severance Taxes Is Always In Flux By Bente Birkeland • May 7, 2015 As a result of Colorado's booming oil production, energy companies are paying more in severance taxes – money they pay the state for taking minerals out of the ground. Half of it is supposed to go to back to local communities, both directly and through grants. But thanks to market forces – and political conditions in Denver – it's not always a stable source of funding. KVNF Regional Newscast: Tuesday, March 31, 2015 By Patricia Naft • Mar 31, 2015 Listen Listening... / 8:28 Newscast Severance tax eyed to balance state budget DMEA and Tri State continue arguments over local renewable energy Area art show showcases artists with disabilities Capital Conversation – standardized testing KVNF Regional News: Wednesday, April 23, 2014 By Patricia Naft • Apr 23, 2014 Listen Listening... / 8:05 Newscast Dems urge study of severance tax in state senate A measure to increase fines for violations by gas and oil industry passes state house Colorado prepares to sue Feds over sage grouse listing Legislature moves to prevent poor from being jailed if they can't pay petty fines Garfield County hantavirus victim recovering


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Walking is a complex function. Dynamic gait training refers to the often unobserved but significant shifts of body and weight that occur in typical gait patterns. Amongst therapists, there is a growing consensus that a well-positioned pelvis in combination with dynamic movement is critical to successful gait training. A specialised gait trainer, like the Rifton Dynamic Pacer, helps achieve this proper positioning and provides the dynamic weight bearing and weight shifting needed for a more natural gait pattern and easier stepping.
Rifton's Dynamic Pacer
The Dynamic Pacer is a system comprising of an upper frame with a choice of bases, to accommodate users with a broad range of abilities, in a variety of settings. Everything about Rifton Pacers encourages progress, so nothing stands between the user and the places they want to go. And like all of their products, the Dynamic Pacer comes with the quality and dependability you rely on from Rifton.
User Size Guide:
Mini Pacer: maximum user weight 22.6kg
Small Pacer: maximum user weight 34kg
Medium Pacer: maximum user weight 68kg
Large Pacer: maximum user weight 90kg
X-Large Pacer: maximum user weight 113kg
We're always keen to hear from parents, carers, children, young people and therapists who want to share their story with us! If you, or someone you know has benefitted in a positive way from using equipment from the Jiraffe range, why not get in touch and share your story. Send an email to email@example.com.
As with all Jenx Products, The Multistander Standing System has been created alongside therapists and carers to make sure it meets everyone's needs. Now offering the Size 2, which means this highly versatile 3 in 1 standing frame is now suitable for children from around 9 months right up to 13 years across two sizes and provides highly supportive standing in prone, supine or upright.
Find out more by clicking here.


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" Travelling the world for few months or a year "
" Visiting different countries, staying in a different city or a village for a week or two "
" Meeting different people every single day, making friends from around the world "
For many of us that is a very far away dream. Money! Time… – how we could afford it? – quitting a job and spending the whole saving for travelling rather than sacrifice your future of a comfortable and regular job, apartment or settling the business?
Travelling the world – that's crazy and dangerous!
would say my grandmother
Apparently that is not that crazy for many young Israeli.
According to Forbes:
" (…) Each year, 75,000 of young Israeli soldiers are discharged from the Israel Defense Force. A third of them then travel across Asia and South America, supporting businesses at home and abroad (…).
I have been travelling South-Eastern Asia recently and I was amazed by amount of young Israeli who travel for at least couple of months with their backpacks only. Usually they travel individually or with one or two friends. It is quite easy for them to meet other Israeli who do the same things as there is simply many of them from exact same reason. They take the money that the government gives them for servicing to the country for 2-3 years and many of them – instead of starting to work straight away they decide to sign up for the best university on the world which is T R A V E L I N G .
Indeed I believe this is perhaps the best life education that you can afford. You have to be responsible for yourself, quite disciplined, learn social skills if you don't have them yet, because you might depends a lot on others. You make international connections, get ideas for some business for the future, you are getting to know other mentalities and ways of thinking and probably the most important – you are learning how the world function in overall. It is definitely the best cross-cultural training you can make in your entire life & it is the best way to know yourself deeply. Believe me, is worth or even extremely necessary to know yourself very well before you choose the career path or life-partner 😉
Moreover, it is becoming mainstream thing in Israel and the idea spreads the world. There is more and more people who save money and travel the world nowadays. According to a 2011 report by the World Tourism Organization (…) youth travelers comprised 20 percent of the 940 million international tourists in 2010 and generated $165 billion in tourism revenues. Young travelers have usually less money but they are rich with time, so they tend to travel much longer and spend almost three times more than the average international tourist (…).
When I was in Cambodia and Thailand I have been actually asking those long-term travelers how much saving people need for such backpacking. The cost depends on how extreme you can go. Since you can also have no money and travel as well – yes, it is also possible but risky and you depend too much on others as for my taste. you can go to some countries and work there in schools or hostels or do other kind of York – whatever is available for you. However – the standard backpacking package – let's called like that, where you can eat and pay for normal food in each place and rent a room in a hostel (so basic standard – nothing fancy but you don't stay with cockroaches ) would cost you in Asia or South America around 1000 $ per month including transport. I actually calculated more or less and concluded that – I would have to save for a while but that is quite realistic and easy to do! And since I believe that this can gives me a lot – why not to try it?
More over – this idea fits perfectly THE WORLD COLORS vibes 😉 and I could have even better inspiration than I have here in Dubai.
Would you travel that long? Would you sacrifice your saving to do that? Do you think you would come back as the same?
What do you think about Israeli who travel the world before starting their careers and regular life?
Source: https://www.forbes.com/sites/davidyin/2013/12/19/out-of-israel-into-the-world/#672913f9367d


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Neighbourhood: Morrison
Price: $4,250,000
Sitting on a mature, private lot south of Lakeshore Road in South East Oakville, this stately custom home offers sophisticated styling with exquisitely detailed finishes. Draped in Indiana limestone with exemplary hardscaping and landscaping, the curb appeal is immaculate.
Greeted by a covered front porch with double solid walnut entry doors, the formal foyer unveils the intricate millwork and superior craftmanship throughout the home. Ocean blue limestone flooring blends seamlessly with rift and quarter sawn white oak in the principal living spaces.
The formal dining is bright with expansive windows and offers traditional touches with a plaster lattice ceiling with triple crown moulding. The adjacent servery makes formal dinners a breeze.
As you make your way to the heart of the home, the chef inspired kitchen features custom designed barrel-vaulted entrance, hidden walk-in pantry, commercial grade appliances, custom cabinetry, calacatta marble counters and seamless backsplash and central island with bar seating. Glass sliders open to the rear portico with cedar planked ceiling, acid etched concrete flooring, stainless steel BBQ with natural Indiana limestone cabinet and cozy wood burning fireplace – an ideal spot to dine al fresco.
The open family room features impressive vaulted ceilings with a full wall of Muskoka windows and a tartaruga cast stone fireplace with open gas fire – a perfect place to unwind.
The master retreat impresses with decorative entrance, expansive windows with a picturesque window bench seat, gas fireplace and custom millwork. The dream walk-in closet is bright with central skylight and floor-to-ceiling custom closed cabinetry. With heated marble flooring, jetted soaker tub, steam shower with body jets and romantic Juliet balcony, the spa ensuite is the perfect spot to relax after a long day. Three additional bright bedrooms, each with ensuites and upper level laundry room with custom built-ins round out this level.
The fine detailing continues throughout the lower level. An entertainer's space with dedicated games room, family room with surround sound, separate gym, guest suite, double office space and private theatre with a 100" screen, two-tiered leather reclining seating, custom oak walls and full sound system. Glass sliders open to the stone etched back spa with oversized natural boulders and private sitting area. Stone steps lead up to the lush rear yard with expansive stone patios and mature tree canopy.
Exquisite detailing and fine craftmanship blend timeless tradition with contemporary features to exceed the needs of today's modern family. A superb location in Morrison and just a short stroll to the shores of Lake Ontario.
Arguably the most desirable location for custom home building in Oakville, this area is lush with 100 year old trees, large lots offering loads of privacy, and a tranquil, Muskoka-like feel to the community. Typical lots are 100 ft wide by 150 ft in depth, though ¾ of an acre is not uncommon. Builders and individuals looking to construct their dream homes can expect to pay between $1,500,000 - $3,000,000 on these prime plots of land.


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Trailwalker is an endurance challenge that will test you and your team both physically and mentally. Organised with the Queen's Gurkha Signals and raising money for Oxfam and The Gurkha Welfare Trust, this event is a unique opportunity to push yourself to the limit.
To take part in Trailwalker you need a team leader, three team members and a support crew (we recommend 2-4). We require the names and email addresses of your team members and one named support crew leader for this form. By registering the team you will automatically be assigned to the team leader role. You can change this later if required.
The total cost of the event is :
Please note that on signing up to this event this fee is non-refundable.
This form will only accept entries with UK addresses. If you are applying with a non-UK address, please call 0300 200 1244.
Queen Elizabeth Country Park
United Kingdom


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Aspire PockeX AiO All-in-One Starter Kit
The Aspire PockeX AIO Kit is an all-in-one system that is easy to use and carry. Similar to the Joyetech AIO, the PockeX comes with built in coils and a non-removable tank. If you need to clean or fix something in your tank however, you can remove the other parts on the device in order to wipe away grit.
Being just the size of a pen, the Aspire PockeX will resemble the draw of a cigarette with dry hits and no drip or gurgling. With only 5 clicks to turn the device on and off, you will only experience hassle-free vaping. The PockeX is equipped with 0.6Ω stainless steel Nautilus X U-Tech coil and 1500 mAh internal battery power.
The Aspire PockeX Kit can hold 2 mL of your favorite E-Liquid allowing users to vape for most of the day. Your kit will also include a friendly user manual and a warranty card to ensure the performance of your device.
Compatible with the Aspire PockeX Replacement Coils.
Package Contents:
1 x PockeX AIO (0.6Ω Atomizer Pre-installed)
1 x Replacement Atomizer
1 x Micro-USB Cable
1 x User Manual
1 x Warranty Card
Product Specifications:
Battery Capacity: 1500mAh
Capacity: 2 mL
Dimensions: 11.77cm (H) x 1.97cm (W)
Color: Black, Steel or White
TPD Compliant
U-tech Coil: 0.6Ω 316L SS(18-23w)
Delrin Drip Tip
Top-fill Tank
Top airflow
Leak-proof design
This product hasn't received any reviews yet. Be the first to review this product!


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Recommendation Engine Uses
Recommendation engines can increase customer engagement which generally results in higher customer lifetime value. Recommendations can be based either on user preferences or intense categorization of the items or content.
Recommendation engines are often used for:
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Map of Clay Spur Wyoming WY
Clay Spur Wyoming WY Map professionally designed by GreatCitees.com. Feel free to remix and share.
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Set design and construction.
Artwork produced while at Sir Charles Lucas Arts College.
Designing the logo for my local archery club.
Character design for a school physical education scheme.
A multi-phase community project.
Voluntary design work for the charity.
Leading an art project with displaced young people in Ipswich.
A council art project in the centre of Ipswich.


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PassKit enables you to extend your mobile reach by integrating Apple Wallet and Google Pay passes into your customers experience. Easily create, manage, distribute and analyse the performance of digital coupons, loyalty cards, membership cards, tickets and much more; without your customers needing an app.
Deliver seamless, connected online to offline customer experiences with PassKit. Increase engagement with and measure engagement of your marketing and loyalty campaigns by instantly delivering Apple Wallet and Google Pay passes. Analyse usage and make real time adjustments to increase in-store traffic by triggering location based messages and personalised, dynamic updates to your customers mobile wallet.
Tel: 02032863618


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Out of curiosity I had asked these sluts what their b/f are working as and so free huh can always be their drivers. The following are some jobs they are holding-
Undergraduates/studing for a degree-supposedly in some lj private school like informatics or thames
Telecommunications business- those sim lim sell h/p
Recycling & environment business- garang guni?
Bankers- some bank tellers or mail room boys in bank is banker?
Finance related- ah long san or bookie?
Service line / pub related- some waiters or DJ or singer?
These sluts dream is to snag a tech crew or maybe a low CS/IFS. Only a minority will get a decent guy with a honest job.
I must say the culture of crew have changed alot. I also get turned off by our FSS of late. To make it short, they expect whole world from the senior crew:
- longer rest , no need to say expect to go 2nd rest for all 4 sectors
- good work position
- help them with lj orders like cup noddles and mocha, when come to these kind of orders, they suddenly very busy cannot fix
- EXPECT male crew to help them with cargo bags
- crew bus take best seats
- crew meal chop all the dishes with rice and noodles
etc etc..
all i can say is nowadays all very selfish , never think about own colleagues one.
best is after helping them with most of the things, they go makan boycott you lol
If you ask them out for makan, they say you tryer LOL...
sexual harassment ( if you donch help, or help unwillingly )
crew performance will back them up 1st... dont care true or not, just shoot 1st.
training dept... assures them that senior MUST impart knowledge.
5c's of crew


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The most important thing you'll ever do is treat people well. Yes, that's what God cares most about.
More than your church attendance, more than what you wear, more than your career, more than your music, more than your hobbie, and even more than what you put in the offering plate.
I'll prove it.
Matthew chapter 5 23 "So if you are presenting a sacrifice[e] at the altar in the Temple and you suddenly remember that someone has something against you, 24 leave your sacrifice there at the altar. Go and be reconciled to that person. Then come and offer your sacrifice to God.
Some of the people standing there that day would have had a 2 or 3 day walk back home! It must have sounded ridiculous to them, but that is how God feels about the way we treat people! Jesus literally told them if they had treated someone poorly to not bother offering a gift to God until they first went to their fellow human and made it right.
If you are a parent, imagine if I mistreated your child . . . now I come to you and apologize. What are you going to say (or at least think)? "Don't bother talking to me until you apologize to my child." You and I most likely will not be on speaking terms until I make it right with your kid. Once I make that right, everything's alright.
On the other hand, imagine I stood up for or otherwise treated your child (or loved one) incredibly well when you weren't around. I would be at the top of your list! You would probably buy my lunch if I let you; I'd probably be welcome in your house anytime.
Also, you don't sit around hoping someone treats your loved one poorly so you can catch them; you hope everyone does. In that way God is not sitting around waiting to catch you and I. He's desiring and waiting to see you and I treat his other children as if they are created in His image
Imagine if we took this teaching to heart. . . imagine if Christians started living like God cares more about how we treat people than what we wear or do the rest of the time.
I think it's time for us to do it.
Follow this blog for more
Do the most important thing you can do.