text:
ArkadinVision Smooths the Transition from Conferencing to UC
by Thomas Valantin, Arkadin Chief Commercial and Transformation Officer
It is commonly known that today's digital workplace requires collaboration tools that are more converged, integrated and user centric than previous generations'. The continued popularity of BYOD and mobile devices for supporting workforces that require anytime, any device connectivity; momentum for Skype or Business in enterprises, and the increasing use of video for vertical applications are key factors.
To ensure our customers are prepared for the demands of an ever changing digital landscape and a new generation of workers, we saw a need for a unified meeting service that would complement and integrate perfectly with our trusted partner solutions from Microsoft, Cisco, Vidyo and BlueJeans.
ArkadinVision is our answer. Through a partnership with Pexip, we've designed a digital meeting platform to deliver an excellent customer experience that is unique to the market. The user interface offers the highest level of simplicity and interoperability available today. Customers can easily connect anytime, anywhere across diverse endpoints. Whether they join from room systems, Skype for Business or from a mobile device in one easy click, they will enjoy high quality video, audio and screen sharing – all in a fresh modern look and feel. And they will have the convenience of one trusted supplier, a simple license model and competitive, highly flexible pricing plans.
While our sweet spot is the mid-market, ArkadinVision can support any size business for all their audio, web and video collaboration needs, especially as they transition from conferencing to UC. It also is ideally suited as an evolutionary bridge to the digital workplace for our existing ArkadinAnytime and ArkadinAnywhere legacy customers who will be able to streamline multiple collaboration solutions under one license for added value and cost savings. And for businesses that already have UC, ArkadinVision can supplement important features that may be missing or inadequate from their solutions.
A guiding principle in development was to avoid common customer pain points that can lead to low levels of adoption. To circumvent this problem, ArkadinVision offers:
- Simplicity: Simple to onboard, simple to use and simple to pay. Every feature is stripped back to factor the human considerations that make meetings intuitive, enjoyable and productive.
- Limited user footprint: For administration and security purposes, ArkadinVision supports plug-in free WebRTC browsers so that no downloads are required on desktops. This ensures the solution is as easily accessible for external calls as it is for internal calls.
- High quality audio: While video is the main feature, we provide HD audio on Voice over IP as well as PSTN dial-in and dial-out for situations where IP connectivity is insufficient.
- Robust user experience: Pexip's highly available and scalable platform, coupled with our data centers, will deliver high levels of performance and minimal downtime. Investments in DevOps and AppDynamics for real time monitoring will ensure any product issues are promptly addressed.
- Comprehensive training and onboarding programs: This is essential to achieving high levels of adoption throughout the enterprise and fundamental to our DNA for delivering an excellent customer experience. Our proprietary Arkadin SmartStart onboarding tool addresses user adoption and the self-care agenda that is important to businesses today.
Customers participating in our beta trials are enjoying significant benefits that are driving high value collaborative experiences.
- 47% achieved high levels of adoption, compared to the 20-25% adoption range that is typical for most video meeting services.
- 97% of respondents found the service easy to use, with many commenting on the high quality of video.
ArkadinVision is now available in Europe and will be rolled out in North America in May, and Asia and Latin America later this year.
Learn more on ArkadinVision here: http://vision.arkadin.co.uk


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Heart disease in dogs
Heart disease affects up to 15% of UK dogs. Find out more about the effects and the symptoms to look out for.
Heart failure
While heart attacks are incredibly rare in dogs, heart failure is much more common and usually caused by underlying heart disease.
Types of heart disease in dogs
Heart disease can either be present from birth or acquired over the course of a dog's life. Roughly 95% of dog heart disease is acquired, usually as a result of general wear and tear on the heart, but occasionally through injury or infection. Accounting for 70-75% of heart disease in dogs, chronic valvular disease (CVD) is by far the most common.
Also known as endocardiosis, CVD occurs when the valves of the heart weaken with age and begin to leak. Although there are four valves in the heart, this disease commonly affects the mitral valve. The risk of developing CVD increases as dogs get older, and smaller breeds such as miniature poodles, dachshunds and cocker spaniels are much more likely to develop the condition.
Dilated cardiomyopathy (DCM) is less common, but still affects around 5-10% of dogs. Primarily concerning larger breeds such as dobermans, great danes and boxers, DCM occurs when the chambers of the heart enlarge and the muscles become stretched and weak. This prevents the heart from pumping blood efficiently.
Heartworm can also cause heart disease but, thankfully, this parasite isn't present in the UK. However, it may be a concern if you plan to travel abroad with your dog, so make sure their worming treatment is up to date before you go.
What are the symptoms of heart disease?
The symptoms of heart disease include:
- lack of energy
- fainting and collapse
- frequent coughing
- breathing difficulties
- reduced appetite
- sudden weight gain or loss
- swollen stomach.
Treating heart disease in dogs
Sadly, heart disease can't be treated, but with early diagnosis and treatment, dogs can still maintain a good quality of life. Several medications are available to manage and slow down the progression of heart disease and heart failure – your vet will be able to suggest the best option for your individual dog.
Nutrition can also play an important part in increasing their quality of life despite their condition. Sodium, taurine, fatty acids and antioxidants are all considered important for dogs with heart disease, so opt for a balanced dog food that has all these nutrients.
Preventing heart disease
Unfortunately, most forms of heart disease can't be prevented (with the exception of heartworm disease). Early diagnosis and treatment is the only way to manage the condition and improve your pet's quality of life. Attending regular health checks will allow your vet to listen for an irregular heartbeat or heart murmurs, which can indicate underlying heart disease.
Book your dog's next health check at your local Medivet practice
Medivet Healthcare Plan
Regular care that's always there. Our healthcare plan is a convenient way to give your pet the everyday care they need each year to stay happy and healthy.
Our latest pet care advice
At Medivet, we're committed to providing trustworthy, expert advice that helps you care for your pet. Don't miss our latest advice for keeping your pets happy and healthy.

subset: commoncrawl


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The Client Relationship Expert (CAS) main responsibility is to manage/lead/develop the ongoing relationship with Commercial Card Clients (Multinational corporate clients with a Small to medium size cards programme) following implementation.
This includes driving client satisfaction, programme optimisation/growth/development and acting as a point of escalation for Customer Services.
The needs and dynamics of each client programme and relationship with Citi varies based on the size, complexity and product mix of the clients Commercial Cards programme.
CAS and clients are matched taking these factors and any language needs/product specialism into account.
CAS provides a single Citi window for the client through regular calls and periodical meetings with senior Client representatives/decision makers who are responsible for leading Card Programmes within our clients.
- Ensure a Seamless Transition from Implementation into Business As Usual for new programmes and influence the optimal running of the programme from launch (e.g. low declined transaction rates, appropriate cardholder and group credit limits, Direct Debit set up maximized/late payments managed rigorously)
- Ensure that Front and Back Office are aware of the new client launch and any process exceptions/programme specifics
- Be a single point of contact, Post Implementation for Clients and their Program Administrators (PA) and client decision makers
- Drive consistently high levels of client satisfaction
- Continually increase their own knowledge and understanding of the clients' card program
- Leverage existing relationships to drive expansion of issuance and spend among current programs (new countries, new entities)
- Create opportunities for proactive program improvement in concert with Commercial Cards Account Management/ Citi wide Relationship Management and other functional areas
- Frequent proactive client communication. Lead regular conference calls and resulting action plans. Schedule, organise and lead regular client service reviews in collaboration with Commercial Cards Account Management/ Citi wide Relationship Management and other functional areas where relevant
- Influence the client to ensure that their programme operates optimally for both them and Citi
- Day-to-day issue resolution with key contacts at the client's organisation with an emphasis on resolving the root causes of any issues
- Issue Escalation - Taking ownership of issues and coordinating fast resolution
- Addressing the root causes of any recurring issues with Citi and Client functions
- Assist the Call Centre and Back Office functions with day-to-day cardholder problem resolution — very little direct contact with cardholders
- Reconciliation of client financials relating to inbound payment files for onward crediting to individual cardholders
- Managing clients stock of plastic cards (if client specific) and associated collaterals related to card issuance by proactively tracking actual usage against client projections
- Identify trends and carry out margin analysis to ensure smooth operation of the program
- Create Opportunities for Proactive Programme Improvement. Practice effective continuous process improvement within Operations and with our clients to reduce errors, bottlenecks and ultimately, costs
- Identify areas to cross sell cards products / solutions to existing clients and work with the Citi teams to develop these leads.
- Grow programmes through new countries, changes to scope, additional spend types
- Programme Maintenance
- Ongoing Programme Analysis (Declined transactions, timeliness of payments, Reasons for cardholder contact)
- Engage and coordinate relevant Citi resources as needed to support the Client e.g. Operations, Product, implementations.
- Candidates must be strongly customer-oriented
- Self-motivated, highly energetic, analytical problem solvers, and possess good relationship management skills, keen attention to detail and excellent time management skills.
- Fluent German will be an advantage
- Bachelor's/University degree or equivalent experience
We Offer:
- Competitive salary; annual salary review; annual performance bonus
- A challenging work environment where you can collaborate with global teams to contribute to critical banking applications
- A great environment for learning new technology and tools, online and instructor led training opportunities
- Social benefits (e.g. private healthcare care, Benefit System, life insurance)
- Working in a friendly, dynamic and multinational environment
- Opportunity to have an influence on the way you perform your tasks - our teams are constantly looking for new and better ways and we encourage all improvement ideas


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Multi Color Scoop Neck Sleeveless Casual Bodycon DressSKU: 021391
DescriptionMake a stylish statement in this standout mini dress. Featuring a multi coloured rainbow print, scoop neck design and sleeveless. Pair up with barely there heels and a clutch bag for effortless styling.
Fabric: Polyester
Neckline: Scoop Neck
Sleeve Length: Sleeveless
Dress Length: Mini
Embellishment: Printed
Pattern: Color Block
Style: Casual
Silhouette: Bodycon
Size Chart(Inch) ONE-SIZE Bust 33.1-47.2 Hips 34.6-51.2 Length 31.9 Waist 25.2-39.4 Size Chart(CM) ONE-SIZE Bust 84-120 Hips 88-130 Length 81 Waist 64-100
The dimensions data from the measurement of the product, "click here" to see the measuring methods details, and allow 1-2cm (0.4-0.8") differences due to manual measurement, thanks.
Actual fabric colors may vary slightly from online colors due to variations in screen color settings.
30 Days Return + Shipping PolicyShipping & Delivery
Receiving time = Processing time + Shipping time
Note: In orders with more than one item, the processing time will be based on the item with the longest processing time.
We will prepare your order after it have verified. Such as: strict quality control, arrange the suitable carriers.Return Policy
Return within 30 days from the delivered date.
1. Items received within 30 days from the delivered date.
2. Items received unused, undamaged and in original package.


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The Province has given the City of Fort St. John two infrastructure Planning Grants worth $20,000.
The two planning grants go to support the following:
* Corporate Infrastructure Energy and Emission Study ($10,000) to review electricity and natural gas records for buildings and infrastructure for the past three years, as well as fuel records for the City's vehicle and
equipment fleet for the same time period. This will provide the City the information necessary to examine its operations and determine where investments should be made to reduce energy use and GHG emissions. These results will be used to develop an implementation plan and identify future opportunities for partnerships and in-depth studies of specific components.
* Water System Energy Study ($10,000) to better understand how each component of the water system, from source to wastewater treatment and discharge, uses energy. Building on previous work, the City will
analyze their water system to determine where electrical efficiencies can be gained.
The planning grants are among a series of funding initiatives available to local governments in British Columbia to help improve community infrastructure. Other programs include Towns for Tomorrow, LocalMotion and BC Spirit Squares and the new Building Canada fund.


text: It's a way to be amidst nature Cauvery estate has all the comforts of home, including food, while you take a tour of nature in and around Chikmangalur. Located in the midst of coffee estate, you can simply relax or go on a tour of the places nearby. As you sip your coffee, you will get the aroma of fresh coffee, which is unique in estate. It's an experience of a lifetime as fresh air gets into your system purifying the body with out visiting any nature cure resorts. You can experience a heavenly bliss while on ground


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Only recently Malta has become on our radar and we can't wait to go, what about you? That's why this guestpost is so timely in sharing some of the best adventurous things to do in Gozo Malta. Like its sister islands of the Maltese archipelago, Gozo becomes a world-class travel destination due to its breathtaking landscapes and underwater attractions. All of these and more make Gozo a perfect place for adrenaline junkies. Are you up for some adrenaline rushing things to do in Gozo? If you're planning for a three-day or week-long vacation in the island, be sure to do one or more of the following extreme outdoor activities.
Our Top Adrenaline Rushing Things to Do In Gozo
1. Explore the underwater world
The island's underwater world is as beautiful as its landscapes and cultural sites. Through diving with Atlantis Gozo, you can get up close with Gozo's migrant and native marine species, such as cuckoo wrasse, barracuda, and peacock wrasse. What's most interesting about Gozo's marine life is that it builds their home in ship wrecks. Some of the top-rated dive sites include The Blue Hole, Wreck HMS Stubborn, Cirkewwa Arch & Reef, Wreck Imperial Eagle, and Wreck MV Xlendi.
2. Climb rocks and cliffs
Gozo might not have mighty mountains, but the island definitely has several rock climbing destinations to boast. There are north-facing cliffs to climb during the summer if you like to climb in a cooler shade. There are also south-facing rock walls to climb during the winter to enjoy a little bit of warmth from the sun. Avoid climbing on your own, and be sure to partner with a local guide to stay safe and have fun. Just equip yourself with the right climbing gears and sunscreen to ensure a safe climb.
3. Fly a plane its a thing here
As Malta's leading provider of trial flight service, School of Flying can also take you to the air and give you a chance to fly a plane. You can choose to get onboard a Tecnam P92Js 2-seater aircraft or a Cessna 192 4-seater plane. The school also sells gift vouchers, which can be a perfect gift for your loved one. The voucher expires in one year, and the flight schedule can be set anytime within that year. During your flight, you can take at most 2 people inside the plane. Has a visit to Malta piqued your interest yet?
4. Experience flyboarding
Gozo will take you just a couple of feet above the sea with a hydro-propelled machine. Then, you can glide slowly or do some stunts. Flyboarding isn't for the fainthearted. One needs to know how to balance well. One also needs strong legs to maintain or get back to an upright position and avoid falling in the water head first. Would this be one of your top things to do in Gozo on your visit?
5. Go on a tuk-tuk tour
Are you bored of the normal taxi? If you are, a tuk-tuk tour is a great option. A tuk-tuk is a motorised rickshaw designed for rough road trips. Unlike normal four-wheeled vehicles or motorcycles, a tuk-tuk can keep you well-sheltered while taking you to off-the-beaten-tracks attractions which a normal taxi can't reach. There are two tuk-tuk tour options available in Gozo. You can go for a morning tour, which ends right before lunch. Or you can go for the afternoon tour that ends in time for the ferry trip going back to Malta.
6. Try and test your skills at windsurfing
With the waves lapping your feet and the wind kissing our face, you'll surely love to experience windsurfing. Be sure to contact a reliable local windsurfing tour provider to ensure you'll have all the assistance and equipment you need. There are also windsurfing tour providers that provide accommodation and training with certificate for beginners.
7. Chill out in midair with paragliding
Normal people sit and relax at beach cottages or hotel rooms. But for adrenaline junkies, sitting at a hammock-like seat tied to a parachute is their form of chilling out. With paragliding, you'll get a bird's eye view of the coastal area as the sea spreads like a blue moving carpet beneath you.
You may have visited almost all of Gozo's attractions. You may have done almost all the travel activities you usually read online. But if you haven't tried any or more of the activities above, you're going to miss the best of Gozo. Don't worry if you're not into extreme adventures because there will be guides to assist you. Besides, it would be great to go out of your comfort zone sometimes. Remember, it is the out-of-the-ordinary activities we do that are most memorable. Has our top things to do in Gozo Malta piqued your curiosity?
Find out more about traveling in Gozo Malta.
Check out more of posts in European Travel Inspiration here.
If you like this post, we would love if you share it on Pinterest!
Disclosure: This is a sponsored post, we would never recommend anything on our website if we didn't feel it would provide our readers with a good travel experience.


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PARMA, Ohio -- President Barack Obama arrived to James Day Park Thursday night to a roaring crowd of supporters who were chanting, "Four more years," and didn't seem to care about his tardiness (by about 40 minutes).
When Obama's "Betting on America" campaign bus finally pulled up a little before 8 p.m., he stepped out with U.S. Senator Sherrod Brown and former Ohio Governor Ted Strickland, both of whom he mentioned in the opening remarks of his speech. He then explained why he was late to the event, saying he'd stopped for a beer at Ziggy's in Amherst.
"So I'm feeling good," quipped the president.
But Mr. Obama was all business when he discussed the fate of the country and the upcoming 2012 presidential election.
"This is about two different visions of how we move forward," Obama said.
Obama detailed his vision of the American dream, telling supporters that if they worked hard enough, they'd "make a decent wage" and be able to "retire with dignity and respect."
The hour-long speech also focused on the economy and importance of the middle class.
Obama attacked Republican presidential hopeful Mitt Romney, saying his plan to give tax breaks to the wealthiest Americans will not help average, hard-working Americans.
"I don't think we grow the economy from the top down, but from the middle class up."
The president's 2012 bus tour, a 250-mile, two-day journey, centered around manufacturing communities hard hit by the recession.
But Obama also detailed other campaign issues on his platform. He wants to hire more teachers and make college more affordable.
Obama told the crowd that he kept his promises by ending the War in Iraq war and killing Osama bin Laden. He said over the next term, he would continue to bring troops home from Afghanistan and use money saved from ending those wars to invest in America's infrastructure, and pay down the deficit.
Most importantly, Obama said he will crack down on unfair trade practices with China and reward U.S. companies who stay in the states.
Obama said he inherited the recession and two wars, but has done his best to grow the economy, and he says it will continue to grow if the country stays the course.
Obama said he was proud of his health care reform legislation, which makes it illegal for insurance companies to deny coverage based on age or pre-existing conditions. It also allows children to stay on their parents plan until they are 26.
That made one special guest in the crowd very happy.
Cancer survivor Natoma Canfield was personally invited by the president to the event.
The Medina woman became the face of the presidents' health care reform agenda, when two years ago she wrote Mr. Obama a letter explaining her dire health situation. The leukemia survivor had been re-diagnosed with cancer and did not have health care.
She never expected the president to read her letter, let alone contact her. Obama cited her situation numerous times as he fought to pass health care reform legislation.
Natoma, who is now in remission, has spoken to the president a few times, and her letter now hangs on a wall in the Oval Office, but until Thursday, she had never met him.
Natoma hopes all Americans learn from her experience.
"One person can be heard. That's the biggest lesson I've learned. We all have to put our voice out there," said Ms. Canfield.
In the end, the president said it's the voters' voices which matter most this coming November.
He thanked everyone for their support and encouraged them to get out and vote.
"I still believe in you, and if you still believe in me, and if you are willing to do the work, we will finish what we started in 2008, and we will grow the middle class and strengthen America," said Obama. "God bless you, and God bless the United States of America."
By Fox 8 News Reporter Enrique Correa
SANDUSKY, Ohio -- While on the tour, President Obama made an unexpected stop at the Kozy Corner restaurant in Oak Harbor, where he shook hands with some of the people enjoying their meals.
Then, he jumped on his bus for another unscheduled stop: Bergman's Orchard in Danbury Township, where he purchased eight ears of corn that he said he was taking back to D.C.
The President then arrived at Washington Park in Sandusky for his Toft's ice cream social with about 300 hundred invited guests.
Obama was introduced to the crowd by Sandusky native, and former NFL and OSU star, Orlando Pace.
Speaking to the anxious crowd, the President said:
"If you are willing to put your shoulder to the wheel and work hard, then the basic bargain in this country is, you can find a job that pays a decent wage; you should be able to buy a home."
Many of the people who waited in the humid heat say the last time a sitting president came to Sandusky was back in 1948 when Harry Truman came to town.
Retired Judge Donald Ramsey says the President needs our help to keep him in the White House.
"I'm excited, and most importantly to support for his re-election. It's very important that he be re-elected."
Frank Cox and his wife, Nettie, were also at Thursday's event.
"We have been campaigning for him since his last election. We even went out of state to campaign for him--that's how much we are thrilled about Obama, and having him come here where we can finally get to see him is just the highlight of my life," said Cox.
Day 2 of the President's 2012 bus tour will continue Friday with stops in Boardman and Poland Ohio, in Mahoning County.
Stick with Fox 8 News and FOX8.com for updates on President Obama's tour in Ohio.


text: During puberty, spots are more a norm than an exception. Most people console themselves with the fact that blemished skin will soon be a thing of the past. However, spots do not always disappear by themselves upon adulthood. Women are particularly prone to so-called "acne tarda", which can lead to spots lasting longer, or even appearing at 30 or 40 years of age. Dermatologists estimate that approximately one in four women will suffer from acne tarda between the ages of 25 and 45. The skin care requirements of this group of women differ greatly from those of young women with blemished skin. On one hand, they want to combat blemishes effectively, but at the same time they also want to counteract age-related wrinkles and the noticeable loss of skin elasticity.


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Artist: SAGA
Album: "IMAGES AT TWILIGHT RE-RELEASE (CD)"
1987/ 1994
Media type:
As the progressive rock is dramatically absent around 1980, Saga still continues to produce excellent modern progressive rock: they still show the way that leads to an avant-garde progressive rock full of modern keyboards. Saga's style here consists in very structured and melodic arrangements made of delightful modern keyboards and rather hard rock electric guitars. Compared to the Saga's first album, the keyboards on "Images at twilight" sound a bit more modern, futuristic and anthemic. With 2-3 keyboardists in the band, one has to have great expectations, and actually the listener should not be disappointed regarding the keyboards refinement and pertinence. Saga mostly reached his typical modern sound and style here. There are many very good guitar solos, often synchronized to follow the melodic keyboards. The lead singer has an excellent voice a bit like the Spandau Ballet's singer. The overall sound is very modern for the year. "Images (Chapter one)" has excellent, catchy, magic, futuristic, addictive and heroic keyboards: impressive! All the tracks are excellent. Saga has their own unique sound & style: they probably inspired neo prog bands like Pallas. www.progarchives.comTRACKLIST:1. It's Time (Chapter Three) (4:04)2. See Them Smile (3:24)3. Slow Motion (3:53)4. You're Not Alone (5:26)5. Take It Or Leave It (4:00)6. Images (Chapter One) (6:29)7. Hot To Cold (4:58)8. Mouse In A Maze (5:43)LINE-UP:- Greg Chadd / keyboards, vocals, Moog synthesizer- Ian Crichton / guitar- Jim Crichton / synthesizer, bass, guitar (bass), Moog synthesizer- Jim Gilmour / keyboards, vocals- Steve Negus / percussion, drums- Michael Sadler / keyboards, vocals


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I know that many of you enjoy taking virtual tours of my accommodations when I travel, so I've decided that I'm going to start doing a video walk through of each and every room I stay in from now on!
So what do you say? Let's take a tour of my beautiful deluxe ocean view villa at the Alma Del Pacifico Hotel.
The Alma Del Pacifico Beach Hotel & Spa is a small boutique property with 20 colorful and uniquely designed villas. It's secluded location in Playa Esterillos Este, Costa Rica's Central Pacific Coast is perfect for those who are in search of a tropical getaway.
For more information, please visit Alma Del Pacifico on the Web, Facebook and Twitter.


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Discussion in 'Arts and Entertainment' started by Ripcord22A, Aug 10, 2017.
T o each his own. That's part of what America is all about.
I want multi-millionaires who are on the employers clock where their perceived 1st amendment rights don't take precedence to do what they are being paid for. nothing less and nothing more.
It's absolutely not relevant in any form. Someone in the stands is not on the clock and (for the vast majority) there on their own dime using their own time. The program of the game is not about them nor are they the focal point of the agenda, nor are they being compensated for their time. For better or worse, the players are paid exceptionally well to do one thing... play the damn game. You choose to go on television to represent other people or another product (the team), you choose to set aside your personal beliefs and the actions you might want to take in reference to them. None of this is disputable.
The players can not choose to act upon their personal beliefs while playing representing the team unless the team circumvents their own rules to allow it. So be it... the teams have that choice... so do we.
But is it any less disrespectful?
Not in the slightest, though I'd say the players doing it in this venue using this style is very much targeted while all the other slobs(myself included) is without intention. My issue is that I'm tuning in for the promised and billed activity of football. Much like Masonry, my football and politics don't mix, especially when those politics are perceived (by me at least) as a in your face insult to our country and our vets.
I have zero issue with people continuing to watch football. It's a choice, and a personal one at that. I will continue to watch football as well... it just won't be the NFL. The NFL is a joke... and it's sad when there's an arrest of an NFL player every 7 days on average. I deserve better lol.
I still don't get the "insults the vets" line. My oath was to defend the Constitution. They are using a Constitutional right. If they are doing it on their employer's dime that's between them and their employer.
I gave up my First Amendment rights when I joined the service.
Let's just agree to disagree. They have the constitutional right to say what they want, its between them and their employer. We also have the right to boycott their employer's product and go to other venues for our entertainment because we are fed up with their antics. Problem solved.
Sent from my SM-G955U using My Freemasonry mobile app
No disagreement there.
They are definitely using their constitutional right... which they do not have a constitutional right to use in their current setting. They are also key players in selling a product to the American people. At this point to many of us, the product has been soiled. It's that simple. They have zero right to do what they did, but they do have the ability thanks to their employer(s). It never was a question of constitutional rights, because they do not apply in this setting. It's about a product and the perception of the buyers.
Not sure I agree that they can't use their rights in that setting unless their contracts specify such. If so, it's still a problem for their employers. Maybe protesters should have to stay in the locker room...
As for giving up on the NFL, I did that when they absorbed the AFL.
Dating urself brother
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By the very nature that their contracts can dictate whether they can use a constitutional right indicates that they do not have the right in that setting... only whats permitted. For me personally, I actually see it as a bonus to me since now I can actually finish some of the 87 projects around my property that my wife has lined up for me lol.
wow... I haven't thought about the AFL in a very looong time. I use to have an AFL Mug when I was a kid. It sat right next to my Great Muppet Caper glasses from.... can't remember that fast food place having that special lol.
You seem familiar.....
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How 'bout dem Texans and that 43pt BEATDOWN they laid on the Titans. And as an added bonus, the Cowboys lost to the Rams............lol
What about it?
The JAGs are #1 in ur division.....
And we lost a close game that our defense lost us. Our defense is our weak spot and it's actually costing us on Offense as well cause our O line doesn't have a top tier pass rusher to go against in practice....
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I'm not even watching the NFL and I can't remember a time when anyone bragged about giving the titans a beatdown...lol
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ahhh the Titans. Not even a shadow of their former Oiler selves.
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Power transmission system has different constructive features according to the vehicle's driving type which can be front wheel drive, rear wheel drive or four wheel drive. In rear wheel drive system, elements of the system include clutch, transmission system, propeller shaft, joints, differential, drive shafts and wheels. Each element has many different designs and construction properties depending on the brands of vehicles. The carden shaft also called drive shaft is used to transmit motion from gear box to differential. The problem identified after critical analysis of the drive shaft assembly. In that bearing cup assembly was getting cracked during assembly operation in universal joint assembly. This was highest rejection, hence it was decided to eliminate bearing cup failure in drive shaft assembly with cost effective solution. This paper will highlight the methodology adopted for finalizing the solution to this problem by means of the FEA analysis supported by logical reasoning. Various Heat Treatment processes are compared and it was found that Carbonitriding process is the optimum solution which will reduce the failure of bearing cup as well as reduce the overall manufacturing cost
|Drive shaft, Carden shaft, Heat treatment, carbonitriding, FEA.
|The automobile is a typical industrial product that involves a variety of materials and technologies. The present societal needs necessitate that metallic materials are ideally suited for applications in heavily stressed components that require high durability. The degree of functionality and component performance is strongly tied to the effectiveness of the processing technology deployed for a given application.
|A propeller shaft or cardan shaft is a mechanical component for transmitting torque and rotation usually used to connect other components of a drive train that cannot be connected directly because of distance or the need to allow for relative movement between them. The universal joint is used to transfer drive (power) from one shaft to another when they are inclined (non collinear) to each other.
|The movement of vehicles can be provided by transferring the torque produced by engines to wheels after some modification. The transfer and modification system of vehicles is called as power transmission system and has different constructive features according to the vehicle's driving type which can be front wheel drive, rear wheel drive or four wheel drive. Fig. 1.3 gives elements of a front wheel and a rear wheel drive power transmission system. The elements of the system include clutch, transmission system, propeller shaft, joints, differential, drive shafts and wheels. Each element has many different designs and construction properties depending on the brands of vehicles. The carden shaft also called drive shaft is used to transmit motion from gear box to differential. The universal joint consists of two forged-steel yokes or forks joined to the two shafts being coupled and situated at an angle to each other. Friction due to rubbing between the journal and the yoke bores is minimized by incorporating needle-roller bearings between the hardened journals and hardened bearing caps pressed into the yoke bores.
|Bayrakceken et.al. [2006] did failure analysis of an automobile differential pinion shaft which reveals that the fracture has taken place at a region having a high stress concentration by a fatigue procedure under a combined bending, torsion and axial stresses having highly reversible nature. The crack of the fracture is initiated probably at a material defect region at the critical location. Makevet et.al.[2006] in their paper present a case study in failure analysis of a final drive transmission in an off-road vehicle. The failure involved a satellite gear mounting shaft that departed from the differential assembly as a result of fracturing of a retaining pin. An investigation of the mechanical condition of various transmission components, consisting primarily of visual (macroscopic) inspection, geometrical investigation and analysis of mechanical loads, led to the assignment of two principal causes of failure. Firstly, it was established that the retaining pins installed in the assembly were shorter than required, allowing them to shift in their guide holes and assume a single-shear position. Secondly, in this position they were loaded to failure in shear by abnormally high frictional forces acting at the shaft/satellite interface. These loads were attributed to severe usage and handling of the vehicle. Asi [2006] studied the failure analysis of a rear axle shaft used in an automobile which had been involved in an accident. The axle shaft was found to break into two pieces. The investigation was carried out in order to establish whether the failure was the cause or a consequence of the accident. An evaluation of the failed axle shaft was undertaken to assess its integrity that included a visual examination, photo documentation, chemical analysis, microhardness measurement, tensile testing, and metallographic examination. The failure zones were examined with the help of a scanning electron microscope equipped with EDX facility. Results indicate that the axle shaft fractured in reversed bending fatigue as a result of improper welding. Substituting composite structures for conventional metallic structures has many advantages because of higher specific stiffness and higher specific strength of composite materials. In their work Lee et al.[2004] one-piece automotive hybrid aluminum/composite drive shaft was developed with a new manufacturing method, in which a carbon fiber epoxy composite layer was co-cured on the inner surface of an aluminum tube rather than wrapping on the outer surface to prevent the composite layer from being damaged by external impact and absorption of moisture. The optimal stacking sequence of the composite layer was determined considering the thermal residual stresses of interface between the aluminum tube and the composite layer calculated by finite element analysis. Press fitting method for the joining of the aluminum/composite tube and steel yokes was devised to improve reliability and to reduce manufacturing cost, compared to other joining methods such as adhesively bonded, bolted or riveted and welded joints. Protrusion shapes on the inner surface of steel yoke were created to increase the torque capability of the press fitted joint. From experimental results, it was found that the developed onepiece automotive hybrid aluminum/composite drive shaft had 75% mass reduction, 160% increase in torque capability compared with a conventional two-piece steel drive shaft. It also had 9390 rpm of natural frequency which was higher than the design specification of 9200 rpm. In his study Mutasher et.al.[2009] studied a hybrid aluminum/composite is an advanced composite material that consists of aluminum tube wound onto layers of composite material. The result from this combination is a hybrid shaft that has a higher torque transmission capability, a higher fundamental natural bending frequency and less noise and vibration. This paper investigates the maximum torsion capacity of the hybrid aluminum/composite shaft for different winding angle, number of layers and stacking sequences. The hybrid shaft consists of aluminum tube wound outside by E-glass and 22 carbon fibers/epoxy composite. The finite element method has been used to analyze the hybrid shaft under static torsion. ANSYS finite element software was used to perform the numerical analysis for the hybrid shaft. Full scale hybrid specimen was analyzed. Elasto-plastic properties were used for aluminum tube and linear elastic for composite materials. The results show that the static torque capacity is significantly affected by changing the winding angle, stacking sequences and number of layers. The maximum static torsion capacity of aluminum tube wound outside by six layers of carbon fiber/epoxy composite at winding angle of 45° was 295 N m. Good agreement was obtained between the finite element predictions and experimental results.
|There are different types of propeller shaft or driveshaft in automotive industry
|1. Inboard
|i) Single piece shaft
|ii) Two piece shaft
|2. Outboard
|i) Single piece shaft
|ii) Two piece shaft.
|The slip in tube driveshaft is the new type which also helps in crash energy management. It can be compressed in case of crash. It is also known as a collapsible driveshaft.
|The main objective of this paper is to solve the problem of bearing cup failure in drive shaft assembly in universal joint assembly during assembly of bearing cup in universal joint which needs to be eliminated with cost effective solution. For that above described heat treatment processes are analysed and compared with each other.
|As this problem is chronic concerns and high severity concern, systematic concern resolution process is adopted to analyse the problem and find out cost effective solution.
|• Step1: Study all the Heat treatment processes
|• Step 2: Study the effect of Surface treatment methods
|• Step 3: analyse each method
|• Step 4: compare the results of each method
|• Step 5: selection best possible solution
|Selection of steel types and grades and appropriate heat treatment methods are very important to produce components of reliable quality. The control of a given alloy's chemical composition and the inclusion content of steel have an impact upon and can create variance in an alloy's properties. Other contributing factors impacting the quality and reliability of final components include refining, casting, rolling and cooling methods. Further strength, toughness, fatigue strength and wear properties result largely from the microstructure and hardness results created by heattreatment condition and methods applied. As a result it is quite important to be cognizant of these factors and to ensure that appropriate methods are applied.
|Carburizing is a case-hardening process in which carbon is dissolved in the surface layers of a low-carbon steel part at a temperature sufficient to render the steel austenitic structure, followed by quenching and tempering to form a martensitic microstructure. The resulting gradient in carbon content below the surface of the part causes a gradient in hardness, producing a strong wear-resistant surface layer on a material, usually low-carbon steel, which is readily fabricated into parts. In gas carburizing commercially the most important variant of carburizing the source of carbon is a carbon-rich furnace atmosphere produced either from gaseous hydrocarbons, for example, methane (CH4), propane (C3H3), and butane (C4H10), or from vaporized hydro-carbon liquids.
|Carburizing is a remarkable method of enhancing the surface properties of shafts, gears, bearings, and other highly stressed machine parts. Low-carbon steel bars are fabricated by forging and machining into finished shapes and then are converted by carburizing into a composite material consisting of a high-carbon steel case and low-carbon steel core. When this steel composite is quenched to martensite and tempered, the high hardness and strength of the case microstructure, combined with the favourable case compressive residual stress developed by interactions between the case and core during quenching produce very high resistance to wear, bending fatigue and rolling-contact fatigue.
|At first glance, the microstructures of carburized steels appear to be quite straightforward. High-carbon martensite is gradually replaced by martensite of lower carbon content with increasing distance from the carburized surface. This view of the microstructures of carburized steel is essentially correct. Lightly tempered martensite is the dominant micro structural constituent of properly carburized steel. However the martensite changes in morphology, amount and properties as a function of distance from the surface. Other micro structural constituents may also be present and may significantly affect the performance of carburized parts. These other micro structural components include retained austenite, carbides of various origins, sizes and morphologies, inclusions, processing-induced surface oxides, prior austenite grain boundaries embrittled by phosphorus segregation; and nonmartensitic transformation products of austenite, such as bainite and pearlite.
|Carbonitriding is a modified form of gas carburizing, rather than a form of nitriding. The modification consists of introducing ammonia into the gas carburizing atmosphere to add nitrogen to the carburized case as it is being produced. Nascent nitrogen forms at the work surface by the dissociation of ammonia in the furnace atmosphere; the nitrogen diffuses into the steel simultaneously with carbon. Typically, carbonitriding is carried out at a lower temperature and for a shorter time than is gas carburizing, producing a shallower case than is usual in production carburizing. In its effects on steel, carbonitriding is similar to liquid cyaniding. Because of problems in disposing of cyanide-bearing wastes, carbonitriding is often preferred over liquid cyaniding. In terms of case characteristics, carbonitriding differs from carburizing and nitriding in that carburized cases normally do not contain nitrogen, and nitrided cases contain nitrogen primarily, whereas carbonitrided cases contain both. Carbonitriding is used primarily to impart a hard, wearresistant case, generally from 0.075 to 0.75 mm (0.003 to 0.030in.) deep. A carbonitrided case has better hardenability than a carburized case (nitrogen increases the hardenability of steel; it is also an austenite stabilizer, and high nitrogen levels can result in retained austenite, particularly in alloy steels).Consequently, by carbonitriding and quenching, a hardened case can be produced at less expense within the case-depth range indicated, using either carbon or low-alloy steel. Full hardness with less distortion can be achieved with oil quenching, or, in some instances, even gas quenching, employing a protective atmosphere as the quenching medium.
|Gas nitriding is a case-hardening process whereby nitrogen is introduced into the surface of a solid ferrous alloy by holding the metal at a suitable temperature (below Ac1, for ferritic steels) in contact with a nitrogenous gas, usually ammonia. Quenching is not required for the production of a hard case. The nitriding temperature for all steels is between 495 and 565 °C (925 and 1050 °F).The term liquid nitriding has become a generic term for a number of different fused-salt processes, all of which are performed at subcritical temperature. Operating at these temperatures, the treatments are based on chemical diffusion and influence metallurgical structures primarily through absorption and reaction of nitrogen rather than through the minor amount of carbon that is assimilated. A typical commercial bath for liquid nitriding is composed of a mixture of sodium and potassium salts. The sodium salts, which comprise 60 to 70% (by weight) of the total mixture, consist of 96.5% NaCN, 2.5% Na2CO3, and 0.5% NaCNO. The potassium salts, 30 to 40% (by weight) of the mixture, consist of 96% KCN, 0.6% K2CO3, 0.75% KCNO, and 0.5% KCl. The operating temperature of this salt bath is 565 °C (1050 °F). With aging the cyanide content of the bath decreases and the cyanate and carbonate contents increase (the cyanate content in all nitriding baths is responsible for the nitriding action, and the ratio of cyanide to cyanate is critical). This bath is widely used for nitriding tool steels, including high-speed steels, and a variety of low alloy steels, including the aluminium-containing nitriding steels.
Effect of Different Surface Treatment Methods on the Friction and Wear Behaviour.
|After review of several research papers related to wear, following important information related to selected problem was gathered which could lead to decide the methodology and solution. Carburized samples demonstrated the lowest weight losses as compared to quenched and boronized sample when tested for wear for AISI 4140 steel [8].Samples having greater case depth and surface hardness are more wear resistant than that with low case depth and low surface hardness [9]. Induction hardening improves wear resistance of steel [10][26]. Nitriding improves wear and friction properties of steel [11]. Fatigue and wear of case hardened steel is maximum when the concentration of carbon in the surface layer is 1-1.2%[24].
Effect of Different Surface Treatments on Fatigue:
|After reviewing research papers following important information was collected which will be useful for problem resolution.
|Nitriding improves fatigue resistance of steel [12][29]. Carburised samples improve fatigue limit of steel[14][22]. Carbonitriding improves fatigue limit of steel [19] [20]. Microstructure plays important role in promoting fracture and fatigue [21]. Fatigue performance of the high temperature gas carburized specimens was relatively poor compared to the conventionally gas carburized specimens [25]. Surface hardness treatment improves fatigue resistance of steel [27]. After all this literature review we conclude that in most of cases in drive shaft failure stress concentration and improper heat treatment were the prime cause for failures. From study related to surface treatment, it is concluded that we will able to achieve case hardness and hence wear resistance by various processes like induction hardening, carbonitriding, nitriding, nitro carburising which can probably eliminate the through hardening of steel hence we decided to study this process on various parameters and do experimentation to achieve wear resistance and fatigue strengths, Study of different literature reveals that for finding wear behaviour of different material pin on disc or block on disc material was used, microstructure and hardness study was also conducted using optical microscope or scanning electron microscope. It is required to adopt similar methods for comparison of different surface treated samples.
|All the three methods of heat treatment are analysed for better life of the Universal Joint. As discussed above we concluded that major failure in bearing cup is due to the assembly process. During Assembling of the cup in the respective yoke impact load is applied on it. This causes sudden rise in stress level in the cup. This can be analysed by doing some FEA analysis.
|The nodes which are constrained are shown in the figure below:
Loading for Static calculations:
|Bearing cup was constraint as per above and impact load of 1000 N was applied on the cup face in vertical direction as shown above.
Post Processing:
|After the solution was achieved the results and the stress plot and deflection plot were viewed and judged for the safety conditions. The results are as follows:
|In this study failure analysis of bearing cup was carried out. Bearing cup assembly was produced from SAE1117 low carbon carburising steel and was surface treated by carburising, hardening and tempering processes. Analysis revealed that bearing cup was failing due to through hardening at groove, as wall thickness was less in this area which results into brittle failure during assembling process. Alternate heat treatment processes like carbonitriding and nitriding were tested in FEA software. From above results following conclusions can be drawn.
|1. Carburising and hardening processes achieve good results to achieve martensite structures which gives good wear resistance. Hardness achieved at surface was within range of 58-62 RC. Case depth achieved was high, 0.8 -1.1mm. However this causes through hardening at groove area of bearing cup hence push out force was less in case of carburised and hardened samples as compare to other samples which was average 285Kg. Stress level after Carburising found to be 313.343MPa compared to 317.575MPa (without any heat treatment). This means Carburising can reduce the cup failure.
|2. Carbonitriding and hardening processes show good results to achieve a martensite structure which gives good wear resistance. Hardness achieved at surface was within range of 58-62 RC; case depth achieved was less (0.3-.045mm) as compared to that achived by carburising and hardening (0.8 to 1.1mm). Push outforce was high as compared carburised and hardened samples which was average 885 kg. Stress level after Carbonitriding found to be minimum equal to 302.064MPa compared to 317.575MPa (without any heat treatment). This means Carbonitriding can reduce the cup failure greater than any other heat treatment process.
|3. Nitriding process achieves good surface hardness @ 566 Hv1. However case depth achieved is less than 10 microns. Core hardness was 30 RC. Case microstructure was fine tempered martensite. Push out force for nitrided bearing cup was average 1015Kg. Stress level after Nitriding found to be 307.705MPa compared to 317.575MPa (without any heat treatment). This means Nitriding can also reduce the cup failure but not more than Carbonitriding process.
|4. Carbonitriding process as heat treatment process for bearing cup assembly has given good results over earlier process of surface hardening.
|[1] M. Godec, DJ. Mandrino, M. jenko ―Investigation of fracture of car's drive shaft Institute of Metals and TecnologyLjubljana , Slovenia,
Elsevier- Engineering failure analysis, pp 1252-1261,2009.
[2] H. Bayrakceken,,Failure analysis of automobile differential pinion shaft‖ Elsevier -Engineering failure analysis, pp 1422-1428,2006
[3] E. Makevet, I Roman, Failure analysis of final drive transmission in off-road vehicle‖ Elsevier -Engineering failure analysis , pp 579-592,2002
[4] Osman Asi ,Fatigue failure of rear axle shaft of an automobile‖ Elsevier-Engineering failure analysis, pp 1293-1302,2006.
[5] Dai Gil Lee, Hack sung kim, Jong woonkim, Jin kook kim ―Design and manufacture of an automotive hybrid aluminium/composite drive shaft‖ Elsevier-Composite structures pp 87-99,2004.
[6] S.A. Mutasher, Prediction of torsional strength of the hybrid aluminium/composite drive shaft‖ Elsevier- Materials and Design 2009 pp 215-220.
[7] Kiyoshi Funatani, Heat treatment of automotive components‖ IMST Institute, Nagoya, Aichi JAPAN Trans Indian Inst. Met. Vol. 57, No.4, pp 381-396,2004.
[8] Mustafa Ulutan, Osman N. Celik,l, Effect of Different Surface Treatment Methods on the Friction and Wear Behaviour of AISI 4140 Steel‖ Elsevier -J. Mater. Sci. Techno., pp 251-257,2010.
[9] M .Izcilerl. ‖Abrasive wear behaviour of different case depth gas carburized AISI 8620 gear steel‖ Elsevier- Wear, PP 90-98,2006.
[10] H sert, A. Canl, Wear behaviour of different surface treated cam spindles‖ Elsevier- Wear, pp 1013-1019, 2006.
[11] A. Ben CheikhLarbi.,Improvement of the adhesive wear resistance of steel by nitriding quantified by the energy dissipated in friction‖ Elsevier- Wear ,PP 712-718, 2005.
[12] Mohamed Ali, Fatigue life evaluation of 42CrMo4 nitrided steel by local approach: Equivalent strain-life-time‖ Elsevier- Material and Design 33, PP 444-450,2012.
[13] D. Rodziňák1, R..Zahradníček, effect of nitridation on contact fatigue and wear damage of AstaloycrL and crM steels‖ ActaMetallurgicaSlovaca, Vol. 16, No. 1, pp. 12-19,2010.
[14] George Fillari, Thomas Murphy, Igor Gabrielov ,Effect of case carburizing on mechanical properties and fatigue endurance limits of p/m steels.
[15] K. palaniradja, N.alagumurthi. Optimization of process variables in gas carburizing process‖ Turkish J. Eng. Env. Sci.29, pp 279-284,2005.
[16] C. Kanchanomai and W. Limtrakarn.,Effect of residual stress on fatigue failure of carbonitrided low-carbon steel ASM international- journal of materials Engineering and performance volume 17, pp879-887,2008.
[17] J.P. Wise, G. Krauss,l,Microstructure and fatigue resistance of carburized steels‖ 20th ASM Heat Treating Society Conference Proceedings, 9-12, St. Louis, MO, ASM International,2000.
[18] B.A. Shaw, A.M. Korsunsky. Surface treatment and residual stress effects on the fatigue strength of carburised gears.
[19] A.C. Batista, A.M.Dias, Contact fatigue of carbonitrided gears effect of residual stresses‖ Faculadade de engenharia da universidade do poriojune 2003.
[20] Chikaraooki, Kikuo Maeda. Improving rolling contact fatigue life of bearing steels through grain refinement‖ NTN technical review 2004.
[21] J. J. Kruzic, J. H. Schneibel,,Role of microstructure in promoting fracture and fatigue resistance in Mo-Si-B Alloys Materials Research Society. Vol. Pp 842, 2005.
[22] GeorgeFillari, Thomas Murphy, Effect of heat treatment and case carburising high density p/m steels.
[23] Kyuhong Lee, Duk-hyunnam. Correlation of microstructure with hardness and wear Resistance in (CrB,MoB)/steel surface composites fabricated by high-energy electron beam irradiation‖ metallurgical and materials transactions Volume 37A, pp 663-673,2006.
[24] G. D. Fomenko, V. S. Egorov and A. G. Andreeva ,Investigation of the wear resistance of case hardened 12KHN3A steel‖ translated from Metallovedenie i TermicheskayaObrabotkaMetallov, No. 1, pp. 23-25,1963.
[25] Osman Asi, Ahmet cetin can. Effect of high temperature gas carburizing on bending fatigue strength of gas carburized SAE 8620 Steel. Surface & coating technology 201, pp 5779-5987,2007.
[26] T. Slatterl. The influence of induction hardening on the impact wear resistance of compacted graphite iron (CGI)" Elsevier- Wear 270, PP 302- 311,2011.
[27] H. Guechichi , L. Castex Fatigue limits prediction of surface treated materials‖ Elsevier- Journal of material processing technology, PP 381- 387,2006.
[28] M. Elmadagli.,A parametric study of the relationship between microstructure and wear resistance of Al–Si alloys‖ Elsevier-Wear, pp 79-92,2007.
[29] Chang-min suh,Byung-won hwang ,Characteristics of Fatigue crack initiation and fatigue strength of nitrided 1cr-1 mo-0.25V turbine rotor steel.‖ KSME international journal, Vol 16 no.8, pp 1109-1116,2002.
[30] Pin-on-disc Tribometer (TR-20 LE) lab manual, Ducom, Bangalore, India
[31] ASM handbook of Heat treating – Volume 4.
[32] Design Manual of Universal joint & drive shaft AE-7..


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Stuck for coming up with a gift idea for your boyfriend, husband, brother, or male friend? Fret no more! I've got the ultimate gift guide for the men in your life.
The Goofy Men
"Bring Me A Beer" socks – We've all seen the "If you can read this, bring be a glass of wine" socks. Turns out, they make them for beer too! Let your man kick back and get a beer.
Hangry Man Kit – Oh my word. Just about every man in my life has needed this at one point or another.
Answers to Absurd Hypothetical Questions
The Techy Man
Headphones in a Beanie – Does your man get overwhelmed wearing a beanie AND headphones? Here's his answer!
The Handyman/Outdoorsman
Multitool – Can men ever have enough multitools? One at their desk, in their car, in their toolkit…
Grill Set – I don't know what it is about a grill/fire where men feel the need to assert themselves. We had a cookout at work in the spring, and all of the men flocked to the grill and then had a debate on the best way to grill things.
Survival Kit – Just like the multitools, men always have to be prepared for everything.
The Slob
Grooming Cape – It is my experience that men are all messy when it comes to shaving their beards. Help him clean up after himself with this catcher cape.
Car Vacuum – Say goodbye to fingernail pieces, beard hair, and old french fries!
Clearly, this isn't a definitive guide for all men. However, it's a pretty good start. Stay tuned to the blog for more gift guides to get you through the holiday season (and beyond!).
Note: This post contains affiliate links, so I may receive a small commission for sales generated. It's at no cost to you, so help a girl out! Title photo by Joanna Kosinska on Unsplash.


text: PIERRE, SD - U.S. farm bankruptcies in September surged 24% to the highest since 2011 amid strains from President Donald Trump's trade war with China and a year of wild weather.According to Bloomberg, growers are also becoming increasingly dependent on trade aid and other federal programs for income, figures showed in a report by the American Farm Bureau Federation, the nation's largest general farm organization.The squeeze on farmers underscores the toll China's retaliatory tariffs have taken on a critical Trump constituency as the president enters a re-election campaign and a fight to stave off impeachment. The figures also highlight the importance of a "phase one" deal the administration is currently negotiating with Beijing to increase agriculture imports in return for a pause in escalating U.S. levies.Almost 40% of projected farm profit this year will come from trade aid, disaster assistance, federal subsidies and insurance payments, according to the report, based on Department of Agriculture forecasts. That's $33 billion of a projected $88 billion in income.The trade war and two straight years of adverse weather rattled farmers already facing commodity price slumps.Chapter 12 bankruptcy filings in the 12 months ended September rose to 580 from a year earlier. That marked the highest since 676 cases in 2011 under the chapter of the bankruptcy code tailored for farms. The total "remains well below" historical highs in the 1980s, the federation said.Nebraska had three more Chapter 12 bankruptcy filings in September, bringing the year-to-date total to 35. That's eight more than all of last year and more than in any full year since 2003, Bloomberg reports.Recent bankruptcies were concentrated in the 13-state Midwestern region, a key battleground in the presidential election where grain, soybean, hog and dairy farms have been hit by trade disputes. More than 40%, or 255 filings, were in the region.


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Indianapolis Power & Light reached a settlement regarding the utility's proposed rate hike–and customers will likely see their bills increase by the end of the year.
The Indiana Office of Consumer Counselor, IPL and other parties were involved in arranging what they called a "comprehensive settlement agreement resolving all issues in the utility's pending rate case."
IPL said the impact on customers using 1,000 kilowatt hours per month will be $5.18. The new rates would go into effect by the end of the year.
If the Indiana Utility Regulatory Commission (IURC) approves the agreement, IPL would keep the fixed, monthly residential customer charge at $17 for customers using more than 325 kilowatt hours per month. The utility had wanted to raise it to $27. Customers using less than 325 kilowatt hours per month will see their monthly charge increase from $11.25 to $12.50. IPL wanted to raise it to $16.
Under the deal, IPL's operating revenues would increase by $43.9 million. The company asked for a $124.5 million increase when it filed its case in December. That was adjusted downward to $96.7 million in February 2018 after the federal Tax Cuts & Job Act and then further reduced to $88.3 million in June 2018.
Other terms of the agreement:
- The utility will have a 9.99 percent authorized return on equity (ROE). IPL had sought to raise its authorized ROE to 10.32 percent.
- All issues regarding tax relief due to the federal Tax Cuts & Jobs Act will be resolved.
- IPL will contribute $150,000 in shareholder funds to the Indiana Community Action Association to expand low-income weatherization projects.
- Using $650,000 in shareholder funds, IPL will initiate a three-year pilot program to forgive low-income customer arrearages.
- IPL will implement its proposed "roundup" program on a three-year pilot basis, and contribute $100,000 in shareholder funds for operational costs. The program, similar to those offered by many rural electric membership cooperatives (REMCs), will allow customers to round their bill payments up to the next dollar, with the difference going to low-income customer assistance.
The IURC may accept, deny or modify the settlement before it goes into effect. Testimony from parties involved in the settlement is set for July 23, with a settlement hearing with the IURC scheduled for Aug. 9.
Parties involved in the settlement include IPL, the Citizens Action Coalition of Indiana (CAC), the City of Lawrence, Indiana Coalition for Human Services, Indiana Community Action Association, IPL Industrial Group (Allison Transmission, Cargill, Eli Lilly and Company, Indiana University Health, Ingredion, PepsiCo, Praxair Surface Technologies, and Vertellus Integrated Pyridenes), the Kroger Company, Rolls-Royce Corporation, the Sierra Club, the University of Indianapolis, and Wal-Mart Stores and Sam's East.


text: Search Apply Category Local Production (1) Organic Fabrics (1) Womenswear (1) (-) Avant-garde (1) Couture (1) Dresses (1) Country poland (1) University (-) academy of fine arts in warsaw (1) Graduation Year 2019 Ranking Grey Sheep Wholesale This block is broken or missing. You may be missing content or you might need to enable the original module. PlagaGrey Sheeppoland


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I once posted about an inexpensive business, which only required an investment of $1,000. This investment turned into Subway, the largest fast-food chain in the US. While this was more money back in the day, it was not that much, but over time it grew into much more.
While starting small is a good idea. It would be best to think of something that can be up-scaled. Think of a startup in which you can hire help for and grow your business. The idea of an inexpensive business is to invest, not simply make a new job.
Rare Currency
I once posted that collectibles are liabilities and should not be seen as investments. There is an exception to this rule, rare currency. Once I found a good condition penny from the 1960s, nothing else was special about it. A coin collector at the time said it was not worth much, a dime at most. I was disappointed knowing that it was not worth much more. More importantly though, I was an idiot for not realizing at the time that that was a 900% return. That still would not have been worth posting on eBay alone, but still.
The reason I can understand collecting USABLE currency for profit is because unlike other collectibles, these have intrinsic value. You cannot loose the money you put in to get them. If asked, many banks can comply in providing older coins and bills. I recommend you only ask during a low traffic hour though. Some of the rare coins and bills are those with errors in their minting. Check out minterrornews.com for the value of certain errors. There are star notes, which are bills repaired by the Bureau of Engraving and Printing which are also considered valuable. When found they can be sold on eBay and Etsy for a small fee, sometimes only if sold.
The problem with setting up this startup is it cannot be scaled up. I recommend only doing this to make more money, but this is still the most literal way to turn a few dollars into a few hundred.
Make A Blog/Vlog
"You don't say, a blogger recommending blogging." Well why would I be doing this if A) I hated writing B) I hate caring about my finances and teaching people about finances C) there was no potential for making money.
A blog could be free, however, you cannot control who can buy ad space, nor would you be likely to gain good traffic. I highly recommend buying your own domain name. Do you need a domain name? Only if you are ok with your site name as https://12345678910blog@%filler_filler_filler56*()_filler.com. It will be easier to make your blog everything you want by paying for a domain name. This still costs <$100. There are many platforms, but I make mine on wordpress.ORG, not wordpress.COM.
For vlogs you can get a quality camera and make some vlogs. I can understand the issues with YouTube from last year, but it may still be worth the chance.
To make money in these two things, you need to make advertising space. I will bring up how to use affiliate advertising in the future. Like any other inexpensive business, it would be foolish to believe you will make large amounts of money on the first day. Heck, you probably won't make a dime in your first years. Practically anything that says they will pay out instantly is a scam. That or it is something literally everyone with a brain is doing to make money. If you hardly know anyone doing this then it certainly a scam.
Other Online Businesses
There are other ways to make money online. You can do other forms of marketing including eCommerce, online courses, pay per click freelance, the possibilities are endless. If you want to try this out, I recommend using a more premium package on wordpress.org to customize your site more and to look more professional.
Do some research into different platforms, depending on what you are going for there may be a different site in which will provide you what you need. I choose wordpress.org because there are few downtimes, domain providers usually provide great deals, search engine optimization is provided (allows more traffic) and whenever you want to take the next step and upgrade your site, it is a click (maybe more) away. Either way, it should be an inexpensive business.
Service Businesses
How much does it cost to purchase basic tools, and how little would you need to start putting yourself out as a service person? You could start work as a handyman, house care, pet care, or lawn care. Many of these tools are inexpensive, you could start a lawn care business with a lawn mower that would not cost much more than $100.
Every winter while I was in high school it looked like climate change had not set in and it was common for every winter to drop over 7 feet of snow. I frequently shoveled snow for a price, and during summer time lawn care was the business. This is a good way to make money no matter what age you are and moving around massive pieces of concrete helps build strength. I weighed about 120 lbs at the start of high school, now I weigh 235 lbs. You will build yourself and your wealth making these kinds of businesses. Although they may seem like small potatoes, I have mentioned how small potatoes should be how you start your business in a previous post.
The Jay Morrison Academy is a series of courses provided by Jay Morrison, a convict to real estate titan. The Jay Morrison Academy is praised by the Inc. 5000, a list of great and fast growing businesses. While many people claim that they teach the same thing as you can see on YouTube, they forget the power of branding. The Jay Morrison Academy did not. If you want to actually make money you must produce a brand. As a man with nothing Jay Morrison built a reputation and brand in which made him stand out above many others. Without this brand, your business will not go far.
The Jay Morrison Academy's flagship product is The CEO Essentials kit. This course was produced by a collection of multi-millionaire business executives and is a must for anyone who wants to start a business.
Take whatever opportunities you have to forge your wealth your own way.


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Do you love starting a new track with EZ keys and want to expand your EZKeys library?
Fancy injecting a new style into your tunes but not sure where to go?
Then you will love the new Midi 6 pack from Toontrack! In EZ Keys, the midi packs work by providing custom grooves played in by professional keyboard players to inject into your chord sequences. Each EZ Keys instrument comes with some midi grooves included, but you can supplement this with Midi packs that take on new styles. So if you've got the Grand Piano EZ keys, you can pick up the Blues midi pack, and choose from a range of blues grooves that transform your chord sequence to the new genre.
Double the Value!
You could just buy one, but with this bundle you get to choose 6 of your favourite packs, creating a fully stocked creative arsenal to start every new song with a completely different vibe!
Even if you only have 3 packs that you had you're eyes on and really wanted, its worth the extra bit of money to double your content with 3 extra packs and a total of 6. You never know how something like a Latin groove may integrate into one of your pop tracks to create something truly original! So you have the freedom to pick something outside your comfort zone and see where it takes you!
Choose 6 of these EZKeys Midi packs:
- Ballads
- Ballads 2
- Blues
- Country
- Funk
- Gospel
- Jazz Ballads
- Jazz
- Keys & Strings
- Latin
- Pop Rock


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Introduction to Beijing opera:
Beijing Opera represents the finest combination of literature, music, dance, martial arts, fine arts, acrobatics and many other arts available. Its way of performing is of as much a feature, differing from opera, pantomime and drama.
The Peking Opera is a kind of art that pays equal attention to 'Chang (Singing)','Nian (Speaking)','Zuo (Acting)' and'Da (Fighting)'.Singing in Beijing Opera has the certain tune that expresses the sentiment of thedramatic personal.Speaking in the play is the speech except singing; (plz don't think that they speak by singing).Acting is the performance of movement and expression.Fighting is the martial arts performed by dancing.
It enables the audience to be inspired by the affection, not only from the language but also from the music, the physique and the fine arts. Simultaneously, Beijing Opera provides the opportunity to appreciate the pleasing stylistic and artistic harmony of the dance and music, the strength of the rhythm and designs even from only experiencing one act.
Origin: Beijing Opera originated from the middle period of the Qing Dynasty (1644-1911).it is melted down from guanxi and Jiangsu provinces. And most of the plays are based on four books
About the facial make up: According to my knowledge, Facial make up is of great importance in Beijing opera.It is the main and secret ingredient of the success of opera.
redface means loyal and brave,white face means duplicity,black face means justness and untouchables.golden and silver faces means mystery..(correct me if I am wrong)
"the marriage of the dragon and the phoenix "
On august 11 2010 In The famous Changan Grand Theatre (Chinese: 长安大戏院), jianguomen nei dajie chang'an bridge, Dongcheng District, Beijing
My experience was quite different.because I hardly understood anything. Actors were using Traditional Chinese which was quite difficult for me to understand
"The beauty of the language will be reduced when it is translated". But I was left with no other options, so I have to read the English subtitles to understand
Subtitles helped me to understand the play to some extent. I couldn't stop myself to enjoy the play.And I regret that I totally forgot the story..


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Key Four: Group Feedback
Group feedback and team development can and should happen on a daily basis. As a leader, you want to encourage open dialogue not only with individual team members, but across your team as a cohesive unit. You want to foster an open exchange of ideas, feedback and continuous learning. Building this energy across your team is an invaluable tool for high performance and self-empowering for each individual team member.
Daily Scrum Meeting
A common practice in today's project and program environment is to have a daily stand-up or "scrum meeting." Theoretically, this should be a quick meeting to identify progress made since the previous meeting, goal(s) for the upcoming day and any issues or impediments.
However, I have found that unless you are in a strict development environment, a standard agile scrum meet may not suffice. You may need a bit more time to talk through issues with the team.
When having these types of meetings, it is important for you as a leader to ensure you keep the team abreast on administrative items. This helps everyone stay in the loop and feel like an intricate part of the group.
The next objective of the meeting is to obtain updates from each team member or team lead. After the team hears updates, you will want to open the floor for general discussion. All comments/issues/concerns should be thoughtfully acknowledged, even if to say that certain items should be addressed offline. You will want to follow up with any issues raised on a given day as quickly as possible, helping the team remove blockers and impediments to success.
Opportunity for Everyone
I cannot emphasize enough the importance and value of regular team meetings and open dialogue. At the most basic level, it helps everyone stay informed. It also helps more junior team members get up to speed more quickly and provides opportunities for leadership by more senior team members.
Equally as important, and perhaps less obvious, is the fact that it helps everyone with their communication and speaking skills. I am always impressed by how sharing verbally helps team members grow and develop.
There is no substitute for a strong group dynamic when it comes to bringing your team to a higher level of performance.
Want more? Check out Michelle's entire series below...
- Step One: Understanding the Importance of Staffing
- Step Two: Identifying the Need
- Step Three: Crafting the Position Description
- Step Four: The Interview Process
- Step Five: Hiring & Follow-up
- Step Six: Onboarding
Staff Development
- Key One: Training Needs
- Key Two: Mentoring
- Key Three: Individual Feedback
- Key Four: Group Feedback
- Key Five: Positive Working Environment
- Key Six: Modeling Integrity
Additional PM resources: