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moved to git://git.overlays.gentoo.org/proj/pax-utils.git
scanelf: add more range checks to deal with corrupt elfs
scanelf: check shdrs are valid before using them
scanelf: handle corrupted hash chains that have infinite loops
scanelf: rework interp lookup Prefer PT_INTERP over the section headers since that gets used at runtime. Add verification to the pointer we do find.
scanelf: add a few more elf->phdr checks
drop __DATE__ usage as the rcsid provides all the details we care about
scanelf: improve shdr string overflow check more Rather than operate on the result of the pointers (which might have overflowed due to the offset being huge), check the offset directly against the size of the file like we do elsewhere in scanelf.
scanelf: fix logic error in shdr string overflow Reported-by: Jakub Wilk <firstname.lastname@example.com> URL: https://bugs.debian.org/775270
scanelf: add a note in the rpath warning when we fix the ELF automatically #334819 by Dennis Schridde
scanelf: make sure to clear the symtab inputs when the section does not match #527490 by Juergen Rose
scanelf: do not use debug syms with runtime strings or vice versa
add support for symbol visibility
note that which() does not handle PATH="/foo::/bar" correctly
rewrite which() so that it works and does not break $PATH we were walking the $PATH in reverse which it should have been forwards. we were also modifying the pointer we got back from getenv() which meant any time we ran external code, $PATH would be truncated. finally, we never actually checked the first element -- we would bail before we got a chance.
tweak style -- no functional changes
scanelf: convert -E option to use array_t this avoids silently (and wrongly) truncating the options given to -E. it also makes the code a lot easier to handle. #504340 by David Binderman
move array_cnt check into array_for_each init atm, if you try to use array_for_each or array_flatten_str on an array that has no members, you will get a segfault. this is an easy rule to forget (and the current code does just that in at least one place), so move the array_cnt check into the init phase. theres negligible code size impact so it should not be a big deal.
scanelf: fix comment in middle of define
scanelf: flag object files that have a +x stack (even if it is -w) since its almost assured the final ELF will add +w automatically this makes a difference too -- see bug 445962 where dvdauthor produced a mpeg2desc.o that had a +x w/gcc-4.8 and a nested function, but the output only flagged the final mpeg2desc binary as that included +w stack markings
scanelf: use bool rather than char to avoid bogus gcc warning (filed upstream already)
scanelf: fix more warnings from gcc-4.8
scanelf: auto-align help output
scanelf: put the opendir() warning at the same verbose level as open() warning
scanelf: add support for multiple quiet levels and fix the wrap around behavior to max out instead
update ldconfig flags
scanelf/pspax: drop PT_LOAD counts since more than "normal" is not a bug and is semi-common with some targets, and the warning has out lived its usefulness -- it was added as an initial sanity check to get a feel for the real world
scanelf: use PT_INTERP if .interp could not be found
skip freeing of memory at exit since the kernel takes care of that for us
scanelf: pre-compile all the regexes up front rather than everytime we try to match the symbol
scanelf: convert -s parsing to arrays and allow multiple -s options
update copyright years
scanelf: if people use -g twice, switch to case insensitive regexes #433425
scanelf: add warnings when we cannot open an elf #427640 by Anthony Basile
when looking for symbol sections, ignore ones labeled NOBITS as that means they dont have any actual data (like in split debug files) #411023 by Mark
only append a slash if there isnt one already #404003 by Slawomir Nizio
drop EI_PAX setting when modifying pax flags #411919
fix help output to properly handle non-letter opts all the time
add --use-ldpath option that considers ld.so.conf when outputting full paths for %n
clarify --ldcache help option
fix typo in symbol description
use warnfp/errp rather than calling strerror(errno) ourselves
support ! negation with the -N (SONAME) operator
optimize fd closing when scanning ELFs to avoid double closing it
scanelf: support scanning for strings in ELFs that lack section headers by looking up the string tables via dynamic tags
fix off-by-one logic when adding strings to arrays
redo root support to use *at funcs and avoid memory operations where possible
simplify rcsid a little
convert fgets() to getline(), and simplify which() to avoid memory allocation
remove useless duplicate prototypes
simplify match_etype logic
convert ldpaths over to new array code to make it easier to maintain
allow people to search for multiple libraries (-N) or data sections (-k)
constify the return of scanelf_file_{sections,sym}
fixup style in previous root patch
[PATCH pax-utils 1/2] add --root option # Ludwig Nussel <email@example.com>
constify help string array
add a -C/--nocolor option and respect env $NOCOLOR #332289
change to simpler const argv0 string
use normal glob funcs rather than hardcoding 64bit vers since _GNU_SOURCE should transparently rewrite these to 64bit when feasible
check return value of lseek for errors
convert core pointers to void* to avoid ugly casts and gcc alignment warnings #290543
tweak -a description #236540
split out, simplify, and document the extended version matching code
extend symbol lookup syntax to allow matching of symbols based on more fields
unify some of the scanelf symtabs code paths
cleanup lookup_cache_lib() and return first match, not last #258090
fix dragonfly define check and tweak whitespace in scanelf_ldpath
trick gcc into not warning about write() when outputting the banner -- we dont care if this fails
store return value of system() since gcc whines about it now, but dont actually use it since we dont care
For bug #249731, add an xstrndup wrapper, and implement strndup on hosts that don't have it, based on the strndup implementation of sandbox, with a little change to make it C90 compliant.
use __PAX_UTILS_PATH_MAX, not BUFSIZ, when dealing with paths
convert getstr_perms() to strfileperms() and share it among all files
drop excessive parenthesis
fixup const handling in getstr_perms()
mark local state vars as static and drop unused ones
use MAP_FAILED rather than custom constant
drop pointless casts on mmap() return
undo accidential 'fix'
Fix manpage, thanks pipping
Remove the half-assed versioned_symname support. Matching against versioned symbol is possible (when the file is not stripped, for now) by using the regular expression matching (-g).
Rewrite symbol matching code in scanelf. The previous code was entirely broken when trying to match symbols in unstripped binaries when giving multiple symbols as target. The new code differs from the old one in quite a few ways: - debug output when -g option is passed is disabled in the code (hacky, but still better than before!); - regular expression matching is actually used when -g option is passed; - by default, the symbol name is tested against the symbol name without version; no-version symbol name matching is possible by using the -g option and adding a final $; - multiple symbols and single symbols are handled in the same way so that there is no more difference between them; - the returned symbol name is the actual symbol name as found in the file, so includes the version when the file is not stripped. While this means that there are some minimal differences between the previous code, it's arguable that this code is less buggy and more consistent than the one before.
Fixing whitespace.
Avoid crashes when scanning files with "corrupt symbols". Instead of dereferencing sym without checking, stop as soon as the pointer goes out of the ELF file range.
fix by Fabian Groffen to make sure default output format starts off initialized before we start strcating it #236539
add a cast to off_t printf to silence warning #236464
only issue warnings on missing cache code when targeting an ELF system
- add OSABI/EABI support to scanelf --osabi/--eabi to scanelf. Update elf.h
- add -Z/--size option
- mainly whitespace updates
- fix for when we are scanning BE Elf files from a LE system and vs versa.
residual xfunc changeover: dont check return value of xmalloc()
split xfuncs off into a sep file for all utils to use, cleanup misc things, and add some more comments
as pointed out by swegner, dont scan PHDRs that dont actually have a filesize (avoids scanning split debug info)
add missing void into empty function definitions
- show endian in -a display and be sure to exclude *macho* files from normal releases
- make -M take symbolic names in addition to numerical values
- add endian scanning support
- Print only ELF files with matching specified octal bits (like 755)
- update copyright headers
- update copyright headers
- display U for undefined symbols and D for defined symbols when using scanelf -s\* file
- make things a tad more portable to sparc and darwin
- added regexp symbol matching using existing gmatch option
move format/elf documentation out of usage() and into docbook
fix whitespace in which() and remove unneeded memset()
add support for %M to display ECLASS
- dont call objdump without first making sure it exists.
generally improve textrel output
fix warnings on 32bit host
add support for running objdump when using -T -v to get automatic host disassemble
add support for displaying em_machine via %a format flag
move/rename do_state macro to a more appropriate place
- initial start of making scanelf return code mean something
- just a little whitespace cleanup
just whitespace
pass the stat struct down to scanelf_file() from scanelf_dir() so we dont run stat() twice on every file
Ludwig Nussel wrote: SuSE Linux includes /etc/ld.so.conf.d/*.conf by default but there are no files in there by default. Attached patch prevents scanelf from aborting.
dont output when scanning bind info on static elfs #153286
make sure we check QA_EXECSTACKS when .o objects are missing .note.GNU-stack #144986
eat whitespace
fix handling of defined/undefined versioned symbols
move utility funcs back to the bottom where they belong
- add work arounds for NetBSD
- make sure we really want to read from stdin
cleanup style, touchup new QA envvar code, and be better about cleaning up after ourselves
Fix segfault when envvars have no tokens (noted by SpanKY)
touchup style
use a new ARRAY_SIZE() macro for calculating the # of elements in a static array
cut down on the arch-specific ifdef cruft
move porting-specific stuff to porting.h
SET_STDOUT isnt needed
Add QA_WX_LOAD for filtering W|X PT_LOAD headers - bug #131779
- make sure we scan versioned symbols correctly on unstripped ELF files
- minor style fixups
Process QA_TEXTRELS and QA_EXECSTACK, whitespace-separated lists of ${D}-relative exemptions from textrel and executable stack (i.e. PF_X on PT_GNU_STACK) checks, so portage can hand this off to scanelf (bug #131779)
Implement function to lookup into ld-elf.so.hints file on FreeBSD and DragonFly, change to GLIBC/UCLIBC conditionals access to ld.so.conf and ls.so.cache (should work on GNU/kFreeBSD).
fix detection of defined/undefined symbols
only default to grep stdin style when no arguments were given to us
touchup style
- non linux hosts dont really need the glob code so invert the ifdefs
- add invert matching for section headers from spanky for flameeyes. Example: scanelf -B -k \!.symtab /usr/lib/debug -Rq -F%F#k
- invert logic for glob64
add support for scanning for just defined/undefined symbols
declare a few more things const
- add new + format modifier for verbose output. Auto detect stdin file handling
- we do not want to display lazy bindings incorrectly on executable files that were linked static
- dont try to remove the execbits on a PT_LOAD section when using -Xe
- Make -E take strings vs just numerics. Fixed off by one in ld.so.conf include file handling(Reported by PaX autho.r). Made sure we only set ei pax flags when etype is ET_EXEC || ET_DYN. Updated README, man page
- finished up ei_pax handling
- added the -z/--setpax flags. PT_PAX_FLAGS flags start off with with ---xe- ; EI_PAX is not done yet. Renamed the reference to elmer fudd back.
touchup output for new scan section code
- add -k option to manpage and -vh output
- add -k/--section <arg> flag so we can quickly identify executables that contain a given section by name
- add include globbing support for ld.so.conf handling. mainly only useful on distros other than gentoo
dont bother eating spaces anymore as our format string should cover that
- print ELF e_types when -h flag is given. Add missing PT_NUM to paxelf.c. Document new -M feature.
- add ability to scan files based on bits via new -M option. syntax is -M 32 or -M 64 ; invalid numerics are ignored
- add ability to scan files based on etype via new -E option. syntax is -E 1 or -E 1,2,3,4
fix phdr scanning
- skip multi load scan checks if ehdr->e_type is not ET_DYN or ET_EXEC. Make 'make debug' build with -g3 -nopie
- reset ldcache to 0 if set to -1 so we dont end up trying to memcmp later
fix up handling of corrupt symbol tables
make first verbose level actually useful
make the error messages of invalid options useful
previous fix actually broke symbol scanning
dont crash when scanning for symbols in a busted symbol table
cast pointers as void* to get rid of warnings
ignore invalid symbols in textrel lookup code
add some sanity checks to program header scanning
- dont write to memory when NULL rpaths exists and not using -X/--fix
refactor code a bit to allow to improve support for archive scanning
initial support for reading archive files (*.a)
define and use our own copy of PATH_MAX
zero out the whole dyn rpath section rather than just changing the tag
improve rpath output thanks to Ludwig Nussel and touchup the rpath fixing code to handle some corner cases
add support for automatically "fixing" insecure runpaths and removing the executable bit from stack/load program headers
make sure we warn about zero length rpaths and that we dont break out of the rpath checking too early. also dont bother duping the arg for the -f option
split the pt_load check out into a sep func for easier managing in the future and to shut up openbsd
update copyright years and unify headers in porting.h
touchup lookup_cache_lib() func a bit by plugging some memleaks, adding some comments, and handling 64/32 bit multilib systems
- initial function to do ld.so.cache lookups for DT_NEEDED entries
add support for scanning for multiple symbols at a time
st_size is unsigned, so dont cast it to signed
shouldnt need to dupe the args given to us since they are just pointers to argv ...
remove __USE_GNU
add support for scanning .note.GNU-stack in object files
fix #e (it used to act like %e)
split common non-elf features into paxinc.[ch]
touchup output of TEXTREL matches and update the format help output
use smaller license header
- add gmatching option to scanelf so that matching libz.so works with the -N option
complain if a shared object is missing DT_NEEDED and if we are in verbose mode
add support for showing SONAME (-S)
- add a few rpath security checks
change textrel scanner to check .text section instead of PT_LOAD ... also update -a to not include bind/interp info
make sure we check all the libraries a file needs instead of just the first one (-N)
tweak version output to include $PV
dont scan for TEXTREL locations if ELF doesnt have any TEXTRELs ... also flush stdout after each line
fix so -Tq works
make sure REL is an offset inside the symtab before using and create a func to pick the better sym/tab headers based on size
add support by kev quinn for showing textrels
fix runpath parsing in quiet mode
fix warning in printf
- Lets rename *stack* to phdr as the scope of the function has changed quite a bit from initial creation
add support for scanning for symbols (-N)
add support for checking if the PT_LOAD program header is +wx
add support for silent tests via # instead of %
fix warnings about signed compares and add support for parsing RPATH in silent mode
- make scanelf/pspax happy with -Wwrite-strings
fall back to runtime section headers if the debug ones have been stripped
add support for mangling of the matched filename (%p->strip search path %f->just basename)
add generic bswap macros and macro the stdout stuff so OS X builds
- make parseargs checks for already alloced buffers simpler. fixed typo in -s handling
- added initial inconsistent state detection for pax flags. update some of the copyright headers removing myself and assigning over to the foundation. fixed bug in pf display 5 is not 4
add some more checks to make sure people dont double specify options and make us malloc extra memory
- make scanelf display the PT_PAX_FLAGS if they exist and fall back on EI_PAX if they dont as the kernel would.
fixes for FreeBSD
make sure we use EGET() when accessing elf members
make sure -F disables -b too
- update manpages and code. Release 0.0.8
only fstat when we need to
make sure we dont try to read a symlink to a directory as an ELF
be quieter
- update formating for stk/rel and updated the manpage
- remove high chars. sorry spanky but everybody hates these.
dont try to parse program headers if none exist
add BIND to all output
add support for scanning bind/lazy info, fix a few cases where bad ELFs would trigger infinite loops, and allow people to use debug --verbose with --quiet
cache /etc/ld.so.conf so we can check it while scanning rpath
style tweak
update the help output
- add option to read from streams
make sure we verify pointers before using them and use variables with larger sizes than just int
err we need the buffer to be a real string since we use it later in strcat
use memcpy so we only overwrite the correct # of bytes
buffer output so quiet + format works
- update README and manpage for new options.
break scanelf_file() up into smaller functions to easily support custom --format output
add support for displaying an ELFs interp section
add a -y option to handle whether we scan symlinked files
move common warn/warnf/err macros to paxelf.h
- getting ready to cut 0.0.6
- vapier draws funny pictures http://dev.gentoo.org/~vapier/getenv-howto.png
- free orig pointer locations and not ptr that has been incremented. Use puts/fputs in place of printf() when no format identifier is used. Don't scan symlinks in scanelf_file()
merge some fixes from tigger and add support for dumping DT_NEEDED information
- just use 1 libc call to fill buf
- add a malloc check
fix quiet output with symbol scanning
- refine symbol formatting
add symbol scanning support to scanelf
handle any bitsize / endian type
add basic sanity check if user didnt give us any paths to scan
make -o failure abort
handle rpath and runpath and make sure they are sane
remove check_elf_header and IS_ELF since readelf() has these checks built in now
- added -o --file= option for redirecting stdout, use _POSIX_PATH_MAX vs PATH_MAX to mimic what is used elsewhere within the code.
- work around problem freeing memory on uclibc systems by using a static buffer for path handling. this should also speed up the scanelf_dir function
- change formatting on --version
remove useless null
make sure scanelf_ldpath scans /lib /usr/lib /usr/local/lib even if it isnt in ld.so.conf
- updated manpage again, rename -s/--stack to -e/--header and rename -H/--noheader to -B/--nobanner
make output with verbose easier to parse
add --mount, --verbose, and --noheader options
- added relro to header and uses puts vs printf for minor speed updated where printf was used without a format modifier
- update formatting to not be so ulgy
- update authors
fold pttool, scanexec, and scanrpath into scanelf and added ability to scan for TEXTRELs
more functions and cleanups
cleanup and unify duplicated code
use lstat()/S_ISREG to avoid reporting dups for symlinks. (speeds things up quite a bit)
update scanelf
paxelf touchup
small touchups
header cleanups, send all usage to stderr. add scanelf to README
change puts to scanelf
added scanelf.c
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mimi lou
Wall sticker Just a touch animals in the sky by mimi lou
The Just a Touch collection is perfect to fit any wall.
The collection has been created to be not too big and not too small ! just a perfect size !
Just a touch Animals in the Sky by Mimi Lou : 17 Clouds and 3 Flying Carpets
Adjustable size depending to the arrangement of stickers (Cloud 4,5 x 3 cm - Flying Carpet 8 x 4 cm) - Sheet 19 x 26 cm
Made in France
Delivery & Returns
UK Mainland
Shipping cost varies based on weight.
Estimated delivery times are approximately 2-3 working days for UK mainland and approximately 1-2 workings days for London areas.
Small furniture are sent boxed via courier. Large furniture are sent palletized. Couriers will deliver up to your doorstep but not inside your house.
UK Mainland
- 0 - 1kg £2.50
- 1 - 9kg £7.20
- 10 - 50kg £35
- 51 - 250kg £80
- 250 - 700kg £120
UK Non Mainland
- 0 - 1kg £2.90
- 1 - 9kg £12
- 10 - 50kg £45
- 51 - 100kg £75
- 101 - 350kg £160
- Up to 700kg £240
Furniture delivery and fitting Greater London
- Up to 1000Kg £185
Delivery and fitting is available to locations near to Greater London. Please enquire to quote it.
- 0 - 1kg £7.30
- 1 - 5kg £19
- 5 - 9kg £25
- 10 - 50kg £90
- 51 - 200kg £195
- Up to 700kg £295
- 1kg £29
- 1 - 9kg £90
- 10 - 40kg £220
- 41 - 80kg £290
- 81 - 100kg £350
- 101 - 200kg £450
- Up to 300kg £550
We do not accept return of all items on order.
We want all our customers to receive goods of the highest quality so if your product is faulty or damaged on arrival please contact us and we will organize a replacement of a damaged part or of the whole if necessary.
For all items on stock if you wish to cancel your order upon receiving it simply contact us on email@example.com and we will refund you the original cost of the item without the delivery charge once you have returned the item to us.
Returned items must be in their original packaging in a fully resalable condition. We recommend that you use a registered postal service and retain a proof of service. Please ensure the product is well packaged to avoid any damage
If your item was faulty or damaged on arrival please contact us and we will arrange to collect and/or organize a replacement where possible.
While we hope that you will be delighted with the quality and design of the items you have ordered, we appreciate that sometimes you may want to return some items. Under the United Kingdom's Distance Selling Regulations, you have the right to cancel your order for a full refund for any item purchased from Bobo Kids Ltd.
Terms and conditions apply:
- This is a made to order item.
- This item will be made specifically for you, this means that we are unable to offer refunds, exchanges and returns once you have placed your order. Please do be very sure it is exactly what you require to see samples please contact us.
- We appreciate you can change your mind and want to cancel the order altogether. For items on order you have 24 hours from the moment you have placed the order on our website to cancel it. To cancel it please send us an email to email@example.com with your order confirmation number . Beyond 24 hours your order is confirmed and no cancellation available.
We want all our customers to receive goods of the highest quality so if your product is faulty or damaged on arrival please contact us and we will organize a replacement of a damaged part or of the whole if necessary
You have ordered items in stock:
- As a customer, you have a duty of care towards the item you have purchased.
- Order cancellation must be made in writing by email, quoting your order number, within 7 working days of the day after you receive the goods at email@example.com
- Items must be returned to us within 14 working days. Items should be mailed to Bobo Kids Ltd, 71 Townmead roads, London SW6 2ST
- Good must be unused, unopened, in perfect condition (including original packaging) and remain in re-sellable condition. Bobo Kids Ltd. Reserves the right to deduct 20% of the original value of any items returned for a refund that we received scratched or dismantled.
- Refunds do not apply to the original cost of postage, packaging and gift-wrapping selected at the time of the original order
- We cannot exchange or accept returns for items that have been used, soiled, dismantled or partially put together.
- Please keep all packaging, spare parts & instructions and return the goods as they were received by you.
- Items returned beyond 14 days cannot be refunded but may be exchanged at our discretion
- When an item has been personalized we can only accept a return if there is a fault or a quality problem
- Outlet items are not returnable and not refundable
We cannot accept liability for goods lost or damaged in transit, therefore we strongly recommend that you obtain a FREE" Certificate of posting" from the Post Office. For extra peace of mind, you may want to return the goods to us by Recorded delivery.
Unfortunately, we are unable to refund the return postage. On your first exchange, Bobo Kids Ltd will cover the cost of standard postage to send the exchanged good to you. Subsequent exchanges will be charged at our standard delivery rate.
Refunds will be processed within 28 working days of receiving the goods back from you. The payment will be made via your original method of payment. When returning goods on which you have received a discount/special offer that offer/discount will no longer apply and will be deducted from the original price.

subset: commoncrawl


text:
LENA — Galena/East Dubuque/River Ridge's Noelle Reese had one of her best times in the 3,200-meter run this evening at the NUIC Girls Track Conference Meet.
Then she ran inside Lena-Winslow High School like everyone else as severe thunderstorm loomed just a few miles away from the track.
Reese won the event before the storm hit and forced the meet to end. The conference meet will resume Tuesday afternoon.
"She was on a mission," G/ED/RR coach David Eaton said. "I don't think she even knew what was going on weather-wise.
"She was very focused on running her best race of the season and going after a conference championship."
Reese finished first just two events into the conference meet, which resumed following a half-hour rain delay. The first event after the delay was 400 relay finals, which was won by West Carroll.
Eaton said the delay is just part of the spring season that athletes have had to adjust to.
"It's just one of those crazy things," he said. "The kids have to deal with it and us as coaches, we have to condition our kids to deal with the weather.
"We just know that when it's time for your race, you have to be ready to go."
Joey Baskerville: 815-987-1353; email@example.com; @Baskerville_JS


text:
With perfect comedic timing, President Obama cut short his Hawaii vacation to arrive in Washington Thursday – just as the capital became void of members of the House of Representatives, House Speaker John Boehner having recessed his chamber.
Boehner promised he'd give 48 hours notice were he to call the House back to session. Since Tuesday is already the first day of the new year, that means any deal to avert the fiscal cliff can only come, literally, at the last minute on Monday.
While last-minute reprieves are not unknown to history, don't expect any miracles on Monday.
It is true that the American people don't want to go over the fiscal cliff. A recent Gallup poll shows 68% of those surveyed want a deal in Washington compared to 22% unwilling to compromise.
No deal means financial pain for Americans across the board through increased taxation and government payment reductions. The average middle-class American will pay something like $2,000 more in taxes; spending reductions will affect Americans in a variety of ways – federal student aid is expected to fall by 8%, to cite one example. Going over the cliff is also widely believed likely to trigger a recession, further squeezing already hard-pressed Americans.
But it may just be that the outcome most Americans want to avoid, unpleasant though it is, is the sort of hard-to-swallow medicine most needed to heal the body politic.
The core issue at stake today is how Americans raise and spend money, and the height of the cliff upon which we stand is proportional to the $16.4 trillion debt we have accumulated.
Sure, we don't want to pay higher taxes. We're already squeezed – a tax hike will inflict quite severe pain, as would a diminution in whatever governmental support we may be receiving.
But in plain language, what Americans do not want to do is to pay for what they are getting. That's really what is going on here. Our politicians have doled out goodies to the tune of trillions and we have grown accustomed to living beyond our means.
When we are headed in a dangerous direction, common sense dictates that the pain of reversal will only grow more severe the longer we wait to do anything about it.
If an average person consumes 2,000 calories a day, but appetite and opportunity permit him to increase that to 2,500, then 3,000, and more as time goes on, the pain of a diet will certainly be more severe when the daily level reaches 4,500 calories than 3,000 calories.
We Americans have become chronic "overeaters," and it is better to deal with the pain of hunger than to also face a future of heart disease and blood clots, to which we are currently on track.
There are many very serious policy issues that arise with our current level of fiscal indigestion. Among the most worrisome is the sequestration-based defense budget cuts. For fiscal year 2013, that means the Pentagon will see a $55 billion reduction of its $614 billion budget.
The world seems to be growing more dangerous by the day: a nuclear-poised Iran; Egypt and Syria falling under the sway of the Muslim Brotherhood; tension over the South China Sea; North Korea missile testing and the list goes on. And from a strictly economic point of view, U.S. defense contractors are already talking about mass layoffs if defense cuts take effect.
But let's put this in some perspective. The Congressional Budget Office says that the 2013 defense budget post-sequestration would still be higher in inflation-adjusted dollars than its budget in 2006 and larger than Reagan-era 1980s budgets. You'll recall we were engaged in wars in Iraq and Afghanistan in the one period and won the Cold War in the other.
We can endure this kind of pain. Indeed, during the past years of economic hardship 10% or greater cuts in pay have been quite common, and people usually found that they could somehow manage. They had to anyway.
Indeed, America's fiscal problems are manageable if we're still at a level of dealing with 8%, 9% and 10% cuts. But Greeks are facing pay and pension cuts of 15% on top of previous cuts of that size. The need for the continual cutting stems from an economy that keeps shrinking. Greek GDP today is 20% less than in 2008.
The comparison with Greece is relevant, because its problems were preceded by overspending just as America today overspends.
People on the receiving end of government largesse are usually pleased with the arrangement, but once the economy becomes dominated by government spending, then the government, when forced to, will cut the American people's allowance.
This is new ground for Americans, used to as we are living beyond our means. And that's why going over the fiscal cliff may be just the medicine we need. It will give us a taste of what the future will hold if we refuse to make choices about how we use the resources we have.
And those resources are not likely to grow. Indeed, population and productivity trends based on reliable data imply that economic growth is on track to permanently slow.
American politics has grown to be dysfunctional. The paralysis has never been greater. Long gone are the days when a Republican Ronald Reagan and Democrat Tip O'Neil could share jokes and cut deals.
What's worse, our politicians have been selling a willing public a bill of goods, with discussion of health care, defense, Social Security, unemployment insurance –you name it – based on emotions such as sympathy, guilt or a desire to help those in need.
Missing in the American political discourse has been an emphasis on rational cost-benefit analysis: how much guns vs. butter do we need and want.
It is only by experiencing pain that the American public is likely to develop an appropriate aversion to consuming more than our resources allow.


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Search Constraints
You searched for: Subject Islands Remove constraint Subject: Islands Place Rajasthan (India) Remove constraint Place: Rajasthan (India) Place India Remove constraint Place: India Place Haryana (India) Remove constraint Place: Haryana (India) Place Maharashtra (India) Remove constraint Place: Maharashtra (India) Place Ganges River (India and Bangladesh) Remove constraint Place: Ganges River (India and Bangladesh) Year 2010 Remove constraint Year: 2010
1 entry found
Search Results
1. Water Features of India, 2010-2012
2010. ML InfoMap (Firm). This polygon dataset shows water features of India produced from 1-meter high-resolution satellite imagery (2010-2012). Features included in this m... ML InfoMap (Firm).


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Get Fueled by The Mill when you walk into our stores. Expect the high-quality products; expect the best prices; expect spectacular customer service. We carry a wide selection of products to fit every need and budget.
We have expertly trained retail staff in all of our departments that help our customers choose the best option for their needs. We also have agronomists, an equine nutritionist and livestock specialists who can come to your home or farm to assess your lawns, fields, and animals. They will make feed, seed, fertilizer, and other recommendations so that you will have a successful season, Fueled by The Mill.
We sell a variety of products for homeowners and farm owners alike: horse & livestock feed & supplies, pet food, lawn & garden supplies, seasonal flowers, wild bird seed, feeders, décor, and more. We have feeds for all types of horses and livestock, including backyard pets, commercial animals and show animals. Once you're Fueled by The Mill, your animals will look and feel their best, your lawn will be greener and filled and your gardens will be blooming! Still skeptical? Visit our Mill Champions page for pictures of our latest winners!
Stop in one of our seven locations today to experience The Mill!
We love our customers and want to give them rewards on the products they buy every day! Stop in any Mill location or visit our LOYALTY PROGRAM page to learn more.


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Yellow Bucket Hat
Use these as a general guide while shopping.
Please note that measurements and cuts may vary between brands and fabrics, if you would like further information on a specific item please contact us at anytime.
Remember, everyone is size BEAUTIFUL!
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By making an order you agree that theshopsplurge.com not be held responsible for any damages or thefts that may occur after theshopsplurge.com delivers your product.
- Fuzzy yellow bucket hat
- Faux wool


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Search Results
You searched for: Location United States Remove constraint Location: United States Location Pennsylavania Remove constraint Location: Pennsylavania Location Penn State Abington Remove constraint Location: Penn State Abington Keyword acura Remove constraint Keyword: acura Keyword hunger Remove constraint Keyword: hunger Keyword friendships Remove constraint Keyword: friendships Keyword affiliation Remove constraint Keyword: affiliation Language English Remove constraint Language: English Publisher Penn State Abington Remove constraint Publisher: Penn State Abington
Listing of Search Results
Starving for Affiliation? Not if I don't know you! The Effects of Hunger on Desire to Affiliate
Resource Type: Poster Creator: Nutt, Robert Keyword: ACURA, Friendships, Hunger, Penn State Abington, Desire to Affiliate, Relationships, Social Psychology, Affiliation, Motivational States, and Psychology Subject: Affiliation (Psychology) Language: English Location: United States, Pennsylavania, and Penn State Abington Publisher: Penn State Abington Object Type: GenericWork Date Uploaded: 2016-04-21T03:28:35Z


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The Massachusetts Mutual Life Insurance Co. agreed to settle SEC charges that the firm violated securities rules by failing to sufficiently disclose the potential negative impact of a "cap" it placed on complex variable annuity products.
MassMutual, which the Securities and Exchange Commission says removed the cap after the SEC's investigation to ensure that no investors will be harmed, has agreed to pay a $1.625 million penalty.
MassMutual consented to the penalty without admitting or denying the charges and agreed to cease and desist from committing or causing any violations and any future violations of Section 34(b) of the Investment Company Act.
According to the SEC, its investigation found that MassMutual included a cap feature in certain optional riders offered to investors, and the cap potentially affected $2.5 billion worth of MassMutual variable annuities. Neither the prospectuses nor the sales literature sufficiently explained that if the cap were reached, the guaranteed minimum income benefit (GMIB) value would no longer earn interest, the SEC says.
Mark Cybulski, a spokesman for MassMutual, says that MassMutual "is pleased to have resolved this matter with the SEC." In resolving this matter, he said, "MassMutual neither admits nor denies the SEC's findings. Importantly, the settlement makes clear MassMutual improved the challenged disclosures beginning May 1, 2009, and that the SEC considered our change to these riders to eliminate the maximum GMIB value or "cap" – a change that benefits all contract holders with GMIB 5 and GMIB 6 riders. As the SEC notes in its announcement, no investors were harmed in this matter."
Says the SEC: "MassMutual's disclosures instead implied that interest would continue to accrue after the GMIB value reached the cap, and dollar-for-dollar withdrawals would remain available to investors. A number of MassMutual's own sales agents were confused by the language in the disclosures, and investors were not sufficiently informed of the potential negative effect of taking withdrawals if they reached the cap approximately a decade from now."
Robert Khuzami, director of the SEC's Division of Enforcement, said in announcing the charges, "Investors shouldn't have their retirement nest eggs at risk because of undisclosed investment complexities." Khuzami said that the SEC's "proactive investigative efforts,… exposed a problem with a complex variable annuity investment at least a decade before it could have harmed investors."
According to the SEC's order instituting settled administrative proceedings, MassMutual offered GMIB 5 and 6 riders from 2007 to 2009 as an optional feature on certain variable annuity products. The GMIB rider sets a minimum floor for a future amount that can be applied to an annuity option, known as the "GMIB value." Unlike the contract value of the annuity that fluctuates with the performance of the underlying investment, the GMIB value increases by a compound annual interest rate of either 5 percent or 6 percent and allows investors to make withdrawals any time during the annuity's accumulation phase.
According to the SEC's order, MassMutual advertised its GMIB riders as providing "Income Now" if investors elected to make withdrawals during the accumulation phase or "Income Later" if they elected to receive annuity payments.
MassMutual's sales literature highlighted the guarantee provided by the riders by stating, "Even if your contract value drops to zero, you can apply your GMIB value to a fixed or variable annuity." The riders included a maximum GMIB value, and investors could not reach this cap until 2022. If the GMIB value reached the cap, every dollar withdrawn would reduce the GMIB value by a pro-rata amount tied to the percentage decrease on the contract value. After a number of such withdrawals, depending on market conditions, both the contract value and the GMIB value could decline and adversely affect the amount a customer could apply to an annuity and the future income stream.
The SEC's investigation found that "a number of MassMutual sales agents and others did not understand that all withdrawals taken after the GMIB value reached the cap would result in such pro-rata reductions." After reviewing MassMutual's prospectuses and other disclosures, "they believed that if the GMIB value reached the cap, investors could take withdrawals and the GMIB value would remain at the cap. Some sales agents mistakenly believed that investors could maximize their benefits by waiting until the GMIB value reaches the cap, taking annual 5 percent or 6 percent withdrawals, and annuitizing their contracts in order to receive an income stream tied to the maximum GMIB value."
But in reality, the SEC goes on to say "following such an investment strategy could have had severe adverse consequences for investors. By taking withdrawals annually after the cap is reached, investors would proportionately reduce their GMIB values and in turn potentially decrease their future income streams. In a worst-case scenario, they would withdraw all of their contract value, the GMIB value would decline to zero, and they would be left with nothing to annuitize and, consequently, no future income stream."
According to the SEC's order, while MassMutual was offering GMIB riders, "there were indications that sales agents and others did not understand the effect of post-cap withdrawals on the GMIB value, which should have alerted the company to the fact that its disclosures were inadequate. Beginning May 1, 2009, after it stopped offering the riders, MassMutual revised its prospectuses to better explain the consequences of taking withdrawals after the GMIB value reaches the cap."
Following the SEC's investigation, "MassMutual undertook the remedial step of removing the cap entirely from these riders in order to guarantee that no investor will ever reach the cap. This action contributed to the determination of the penalty amount."


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Model #AZ41E09DACW3 GE zoneline air conditioner
Here are the repair parts and diagrams for your GE AZ41E09DACW3 zoneline air conditioner.
The diagram(s) below can help you find the right part. If you'd like help, we invite you to call our customer service number at the top of the page, or click chat.
On this page, you can also find any manuals, installation guides and error code tables associated with this model.
For advice on diagnosing problems with appliances, lawn & garden equipment and other products, check out the videos, repair guides and articles in our DIY section.
Showing 10 of 62 parts
Grille, heater & base pan parts Diagram
Grille, heater & base pan parts Diagram
Grille, heater & base pan parts Diagram
Motor & chassis parts Diagram
Articles and videos common to all room air conditioners
Find out how to protect your smart appliances from malevolent invasions by hackers.


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Existen muchos trastornos inflamatorios e infecciosos que afectan al sistema músculoesquelético del cuerpo y que requieren el cuidado clínico de un médico u otro profesional del cuidado de la salud. En el directorio de abajo se enumeran algunos, para los cuales le proveemos una breve descripción.
La Osteomielitis
La Artritis Séptica (Infecciosa)
La Artritis Reumatoidea Juvenil
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Blue Cross Blue Shield of Massachusetts is a leading provider of quality health insurance for residents of Massachusetts. Our main goal is to make health care cost-effective by offering health insurance solutions for individuals, families, and large and small businesses at affordable rates.
Our Vision — Making Quality Health Care AffordableOur Promise — To Always Put Our Members First
To learn more about our Massachusetts health plans, please visit our Plans & Products page, where you can compare Massachusetts health insurance plans, buy health plans online, and get Mass health insurance quotes.
Blue Cross Blue Shield of Massachusetts also offers insurance, pharmacy coverage, and Medicare Plans for seniors; life and disability insurance through Indigo Insurance Services (a wholly owned subsidiary); and insurance for individuals aged 18-26 years. Learn more about our other insurance plans and Medicare plans, or contact a sales representative today.


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Search Openings
As one of the fastest growing cosmetics companies in the world today, we're always on the look out for new and incredible talent. Our continued expansion in North American and international markets means that our teams are growing fast, and if you're the type of person who puts the word 'no' before the word 'problem', then we may have a fabulous opportunity for you.
At Benefit, we believe that our people should reflect the same qualities that we develop in our products... first rate quality, results oriented, innovative, and of course, fun & enthusiastic. We have an undying love of makeup, and we do whatever it takes to get the job done with a sense of style, flair, humor and integrity... we're a world class beauty company that expects world class results from our people!
Search our positions by selecting a location below. To see all openings sorted by location select "Any". Each job description includes a link for applying and submitting your resume to us online. This is the fastest and most reliable way to be considered for any of our positions.
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Be sure to check out the pet businesses near you!
Be sure to check out the dog parks near you!
Pet podcast #16 is a short podcast that features an interview with professional groomer Vicky Kontakos who has a new shop in Laval, Quebec. Vicky offers up some great tips for regular grooming and ansers many of the most common …
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CrossFit Oakdale: Lift Up Luke
Train Heroic
Saturday, October 19, 2013 at 9:00 AM
5 Min AMRAP
4 Power Cleans: 155# men 105# women
24 Double Unders
10 Pull-Ups
Supporters and Sponsors:
As supporters of Autism awareness, Train Heroic is providing the platform that hosts the Lift Up Autism Leaderboard and serves as a tool for all athletes participating in the workout.
Train Heroic, based in Boulder, CO is a team performance network that helps coaches and athletes "win in the gym."
Athlete's and coaches looking to kick start their team's training can also use Train Heroic's programming, or tracking tools, and social community to help push past plateaus and to a new level of performance.
Sign-up for free at www.trainheroic.com or reach out and let us know you'd like to get your Box setup with a Train Heroic account: firstname.lastname@example.com
In order to purchase these tickets in installments, you'll need an Eventbrite account. Log in or sign up for a free account to continue.


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Kidnap victim finally goes to prom
Tanya Kach held captive for 10 years
A woman kidnapped at age 14 and held captive for 10 years finally was able to go through a teenage rite of passage: the prom.
Tanya Kach disappeared in 1996 and resurfaced in 2006. Thomas Hose, a janitor at her school in McKeesport, was convicted on a list of charges and faces more than 100 years in prison.
On Saturday night, Kach went to a special "second chance" prom that was all coordinated through radio station Star 100.7 on "The Bubba Show".
"I got the shoes, jewelry with it, and then I just got the last finishing touches for the hair stuff," said Kach, "and then he brought me my corsage today."
Her fiance, Karl McCrum, called Star 100.7 and won tickets for the prom on the Gateway Clipper Fleet at Station Square. The radio hosts immediately responded when they knew it was Tanya Kach's fiance calling in.
"I would like her to experience everything that she missed. Just because it's a little later in life, doesn't mean that you can't still enjoy it," said McCrum.
"I'm excited to do something I never got to do and be with other people and dance and eat and have a nice time, it's going to be fun," said Kach.
Kach said she was thrilled to have the opportunity to get dressed up and dance, just like others get to do at a prom.
"This is what I want to do is show people that even after something tragic in your life, you can move on and try and live a normal life," Kach said.


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One of the opportunities presented to advisors by the unsettled investment climate is client communication—how, when and what to say to clients. Most clients welcome information—on portfolio performance, potential investments, fees, market activity—but may rank the quality of advisor interaction higher than its length or frequency.
The latest AdvisorBenchmarking survey revealed the growth in more personal approaches to providing investment advice. Advisors reported they were spending more time directly with clients, whether in person or over the phone, while less-personal methods showed erosion. The use of telephone calls to clients, for example, nearly doubled from 51% to 96% in the past couple of years, while the occurrence of in-person meetings increased from 59% to 93%. Newsletter use, a more impersonal way of keeping in touch, dropped to 50% from 74%.
The trend toward more personal forms of communication accelerated after the market crisis and subsequent recession, as advisors realized clients appreciated more "high-touch" communication when markets were undergoing turmoil. Advisors spending the most time with their clients are often in a better position to demonstrate their investment knowledge and convey their value, which may help strengthen relationships, increase referrals and boost assets.
Indeed, clients are generally more comfortable and more prone to continue a relationship with an advisor who can integrate the financial and personal dimensions into a practice—who can understand and address a client's financial situation and attitude toward money, and do so with insight and discretion.
That is not to say that advisors and their clients ignore more high-tech communications. About 47% of AdvisorBenchmarking respondents said they either use or plan to use social media in coming months. The main reason they give for not using social media is not its impersonal nature but their uncertainty over navigating compliance issues (47%) and their inability to measure social media's effectiveness (27%).
Advisors may also find it difficult to quantify how much and in what ways social media helps the client-acquisition process. What they do know is that it takes time. Lacking staff to manage and maintain a social media presence showed the largest increase in our latest study of the reasons RIAs do not use social media.
Advisors interested in analyzing their communications program should recognize that many clients may not want more communication, or more frequent communication or even face-to-face communication. Clients lead busy lives, too, and value succinct discussions that get to the core of the relationship—that you are there to provide financial advice. Whatever method you use to communicate with clients, make sure it conveys professionalism, market knowledge and empathy.
Advisors may also need to gain perspective on social media. Explore your own attitudes about social media and discuss these with clients. Do you assume that because you are not using Twitter or Facebook that your clients are not? Do they say they prefer emails or telephone calls or newsletters, or are those methods the ones with which you're most comfortable? Try to find out how your clients like to receive communications, and then gain competency in many forms to satisfy the full range of their preferences.
However frequently or in what medium you communicate, make sure you are discussing the right topics with your clients. It's easy to provide an account balance, list of holdings or breakdown of performance. The harder conversation may be to ask why a particular investment is in a portfolio and whether it should be. Recognize that trust between the client and advisor is often eroded most easily by lack of clarity on fees. Be transparent about the costs of your services, and encourage even long-time clients to ask questions about fees.
Advisors need to continually ask themselves whether, when the discussion ends, they communicated effectively with clients. It doesn't have to be particularly elegant, time-consuming or technological. But it should be intelligent, personal and sincere. Above all, let your actions do the talking, and demonstrate that your clients matter, letting them know that the strength of the relationship is a prerequisite to investment success.
AdvisorBenchmarking is a research and analysis center focused on the registered investment advisor (RIA) marketplace. Study results quoted in this article are based on the 300-plus RIA firms that took the online survey in March-May 2011. The service is aimed at helping advisors grow and enhance their firms by comparing how their businesses fare against other advisors. Advisors also learn best practices of the most successful advisors in the business.
AdvisorBenchmarking is an affiliate of Guggenheim Investments. The analysis on AdvisorBenchmarking.com is based on the number of completed surveys and reflects only information from those surveys. This information is intended to be general in nature, and these overviews are no substitute for professional, legal or consulting advice. This information should not be construed as advice from Guggenheim Investments or any of its affiliates.


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AFK [France]
QL NU Longline T-Shirt & Shorts Sirwal Summer Set in White AFK
QL NU Longline T-Shirt & Shorts Sirwal Summer Set in White AFK, an Urban Summer Modest Men style for this Summer that will not go unnoticed by its fashionable & trendy design
- 2 pieces Summer Set features Longline T-Shirt & Shorts Sirwal
- Set made in a fabric ideal for warm weather,
- lightweight, comfortable & for this smooth material.
- 95% Cotton 5% Lycra
- Islamic compliant summer clothing for Men
MOOMENN will gladly offer a hassle Free return within 15 days of delivery. customer must contact us here - within this time frame to make the request. please include the order number and reason for the request. items must be in new and unworn condition with tags attached. customer is responsible for all shipping costs to return item(s) to MOOMENN if FREE shipping does not apply to it. We do not offer Exchanges or Returns on shoes, Headwear, Accessories or under garments. we do not hold items for purchase. all purchases are on a first come basis. Please allow 3 business days to process packages received. after processing, the store credit/gift card code will be emailed to the customer. the store credit will only include the cost of the item(s) and any applicable taxes paid. initial shipping charges are not credited. store credit does not expire and can be used towards any future purchase.
Additional non-returnable items:
- Gift cards
- Downloadable software products
- Some health and personal care items
- To complete your return, we require a receipt or proof of purchase.
- Please do not send your purchase back to the Admin Office.
- There are certain situations where only partial refunds are granted (if applicable)
- Book with obvious signs of use
- CD, DVD, VHS tape, software, video game, cassette tape, or vinyl record that has been opened
- Any item not in its original condition, is damaged or missing parts for reasons not due to our error
- Any item that is returned more than 15 days after delivery
Refunds (if applicable)
We will gladly offer a Refund with NO questions asked if you are ever not satisfied with the product. All claims MUST be made within 15 days of delivery. any claims outside of this timeframe will not be accepted, no exceptions. please contact us here and provide an order number and a detailed explanation of the issue. refund requests are handled on a case by case basis.
If applicable once your returned item is received and inspected, please allow couple of days for processing your refund.
If you are approved, then you will receive an email with your voucher. or in the case of a damaged item(s) then your refund will be processed immediately, and a credit will automatically be applied to your credit card or original method of payment, within a certain amount of days.
Late or missing refunds (if applicable)
If you haven't received a refund yet, first check your bank account again, then contact your credit card company, it may take some time before your refund is officially posted.
Next contact your bank. There is often some processing time before a refund is posted.
If you've done all of this and you still have not received your refund yet, please contact us at email@example.com
Exchanges (if applicable)
We only replace items if they are defective or damaged. If you need to exchange it for the same item, send us an email at firstname.lastname@example.com to provide you with the appropriate return address.
If the item was marked as a gift when purchased and shipped directly to you, you'll receive a gift credit for the value of your return. Once the returned item is received, a gift certificate will be mailed to you.
If the item wasn't marked as a gift when purchased, or the gift giver had the order shipped to themselves to give to you later, we will send a refund to the gift giver and he will find out about your return.
Shipping Return
To return your product, you should send us an email at email@example.com to provide you with the appropriate return address as a Multibrand Marketplace we do operate from various locations depending on producers Location and logistics.
You will be responsible for paying for your own shipping costs for returning your item if FREE shipping does not apply to it. Shipping costs are non-refundable. If you receive a refund, the cost of return shipping will be deducted from your refund.
Depending on where you live, the time it may take for your exchanged product to reach you, may vary.
If you are shipping an item over $75, you should consider using a trackable shipping service or purchasing shipping insurance. We don't guarantee that we will receive your returned item.
With the ongoing situation around COVID-19, we wanted to share an update with you. These are uncertain times, but we are sure about one thing: putting the health and safety of our team and our customers first is key.
We are doing everything we can to ensure the continued sanitization of all our products and facilities. Our team is committed to staying healthy, and helping our customers stay healthy, too.
We currently run with Limited Stocks due to the Covid-19 regulations restricting the number of staff, to insure full parameters of safety applied at every step of the production, which means that we only able to produce One Stock per Collection.
We apologise for any delays in getting your order to you. Production or shipping may be impacted by global issues beyond our control, and cause a bit of a wait.
We have increased our shipping days from 2 days per week to 4 days per week to maintain regular order shipments as best we can, and we appreciate your patience.
MooMenn's Customer Protection Policy
As part of our continues endeavour to best serve and protect our customers, we have now enrolled the MooMenn's Protection policy to all our customers.
This means that you automatically qualify for a full refund if you don't receive your order within 90 days from order date, and even if you receive it after that you still get the full refund regardless,
you can find our Customer Protection policy here: https://www.moomenn.com/pages/customer-protection
Stay well!
MooMenn Care Team


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What is Self-Assessment HMRC? Self-Assessment is a system HM Revenue and Customs (HMRC) uses to collect Income Tax. Tax is usually deducted automatically from wages, pensions (look at hmrc what is fps) and savings. People and businesses with other income must report it in a tax return. How long does it take HMRC to process self-assessment? The sooner HMRC receive your information and signed forms, the sooner you will receive your tax refund. Typically, HMRC then take 8-10 weeks to process and pay out your refund. As soon as HMRC have your information they send you a cheque or pay it into your bank account as you prefer.
How far back can HMRC investigate? HMRC will investigate further back the more serious they think a case could be. If they suspect deliberate tax evasion, they can investigate as far back as 20 years. More commonly, investigations into careless tax returns can go back 6 years and investigations into innocent errors can go back up to 4 years. How long does it take to get tax refund after self-assessment UK? Tax refunds in the UK can take up to 12 weeks to be processed by HMRC with a further 5 days to 5 weeks added to receive your money. There are several reasons why you may be owed a tax refund, or tax rebate, from HMRC.
Can you go to jail for not paying taxes UK? The HMRC will not put you in jail for not being able to pay your taxes if you file your return. But for tax evasion any action taken to evade the assessment of a tax, such as filing a fraudulent return, can land you in prison. How long can you go to jail for tax evasion UK? Income tax evasion penalties; summary conviction is 6 months in jail or a fine up to £5,000. The maximum penalty for income tax evasion in the UK is seven years in prison or an unlimited fine. Evasion of VAT; in magistrates court the maximum sentence is 6 months in jail or a fine up to £20,000.
Can HMRC take my house? Can HMRC take my house for a limited company tax debt? The short answer to this is no. If your home is in your name, HMRC cannot seek to seize it to recover your company's tax debts. Does overpaid tax get refunded automatically? HM Revenue and Customs (HMRC) will send you a P800 letter to tell you that you're due a tax rebate but they won't give you the money automatically. Instead, you'll need to claim it yourself. If you've overpaid tax for several years, you can claim this all at once.
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What is considered tax evasion? Understanding tax evasion; generally, a person is not considered to be guilty of tax evasion unless the failure to pay is deemed intentional. Tax evasion occurs when a person or business illegally avoids paying their tax liability, which is a criminal charge that's subject to penalties and fines. Can HMRC send bailiffs? Enforcement officers are employed directly by HMRC and will carry an appropriate identity card. Bailiffs are not HMRC employees but are instructed by HMRC to undertake collection work on their behalf.
Is tax evasion legal in UK? Tax evasion is the illegal evasion of taxes by individuals, corporations, and trusts. In contrast, tax avoidance is the legal use of tax laws to reduce one's tax burden. Can you go to jail for not declaring income? HM Revenue (see hmrc what is fps) and Customs does prosecute people for failing to declare their income, but there are relatively few prosecutions every year. You are unlikely to be prosecuted if you are guilty only of failing to declare your income.
What is the penalty for unreported income? With the understatement of your tax liability by 10 percent or more, the penalty for this type of understatement is 20 percent of the portion of tax related to the understated income. The negligence penalty is also 20 percent of the tax related to the understated income. Can HMRC freeze your bank account? HMRC sends the bank a hold notice which requires the bank to freeze the taxpayer's account or accounts in respect of a specified amount. At least £5,000 must be left available to the taxpayer across all his accounts. The bank is also permitted to inform its customer (the taxpayer) at this point.
Can you negotiate with HMRC? How to negotiate a tax debt with HMRC; in general, HMRC is less flexible and pragmatic. However, it is still possible to negotiate settlements for significant VAT and PAYE liabilities, but understanding exactly what HMRC expects from settlement negotiations really does pay. What to do if you owe taxes and cannot pay? If you cannot pay the full amount of taxes you owe, you should still file your return by the deadline and pay as much as you can to avoid penalties and interest. You also should contact the HMRC to discuss your payment options.
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When should I expect my tax refund? Most refunds will be issued in less than 21 days. You can start checking the status of your refund within 24 hours after you have e-filed your return. Remember, the fastest way to get your refund is to e-file and choose direct deposit. What is the punishment for tax evasion UK? The maximum sentence for tax evasion in the UK is seven years and an unlimited fine. Providing false documentation to HMRC results in a summary conviction or via a magistrates court. The maximum UK penalty is a fine for up to £20,000 or a six months prison sentence.
How long will HMRC give me to pay? Although tax should normally be paid when it falls due, HMRC may allow you to pay your tax over a period of weeks or months. Only in exceptional circumstances will HMRC consider giving you more than 12 months. Interest will be added, although the amount involved may be small. Can the taxman see your bank account? The taxman will have new powers to look at bank accounts with no warning, according to reports. It is understood that HMRC is being given the new powers without the account holder being told. Currently, banks must tell their customers if tax officials want to look to their statements.
Can HMRC take you to court? If HM Revenue and Customs (HMRC) takes you to court, you may have to pay court fees and HMRC's costs as well as the tax you owe. Can HMRC check personal bank accounts? HMRC can examine taxpayers' personal bank account statements. HMRC can demand sight of taxpayers' private bank statements if it believes their declared business income does not support their private cash outgoings, the First-tier Tax Tribunal has found, it demanded full disclosure of all their bank accounts. Can HMRC take money directly from my bank account? HMRC can take the money you owe directly from your bank or building society account. This is called 'direct recovery of debts'.
What happens if I can't pay my tax bill UK? HM Revenue and Customs (HMRC) will take 'enforcement action' to get the money if you do not pay your tax bill. You may be able to avoid enforcement action if you contact HMRC, for example if you've missed a payment or cannot pay on time, HMRC will ask debt collection agencies to collect the money. How long does a tax refund take UK? How long does it take HMRC to process a tax return, you're probably looking at 8-10 weeks for them to sort out their end of things. Once they have got all your information, it usually takes a person about 4 weeks to put their claim together (see hmrc what is fps) and then send it to HMRC who will review it.
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What do you mean by tax return? A tax return is a form or forms filed with a taxing authority that reports income, expenses and other pertinent tax information. Tax returns allow taxpayers to calculate their tax liability, schedule tax payments, or request refunds for the overpayment of taxes. What happens if I can't pay my VAT bill? When your company doesn't pay its VAT bill, it creates VAT arrears. HMRC follows up on non-paying companies to ascertain the cause of their non-payment; a lack of funds or a deliberate avoidance to paying VAT. If your company has cash flow issues and simply can't afford to pay VAT, there's no reason to panic.
Do I have to notify HMRC of savings interest? People may face a requirement to notify HMRC about their untaxed, taxable savings interest. If you do have to pay tax on your bank and building society interest, and if you normally complete a tax return, then you can just include the amount of savings income in the relevant section. Can HMRC check your bank account? HMRC's current powers; HMRC has the power to obtain relevant information from taxpayers to check they're paying the right amount of income tax, Capital Gains Tax, Corporation Tax (check hmrc what is fps) and VAT. HMRC can't issue a third-party notice without the approval of the taxpayer or a tax tribunal.
Can HMRC visit unannounced? Unannounced HMRC visits; each year thousands of UK businesses receive a visit from HMRC where HMRC deliberately do not forewarn the business but simply turn up. In this case, they will have a formal notice signed either by a Tribunal or an Authorised Officer of HMRC. Is cash in hand legal UK? There is no law against paying someone in cash, but those who do receive cash payments are under a legal obligation to disclose their earnings to HMRC and say whether they are liable for income tax or VAT.
Can HMRC take my house? Can HMRC take my house for a limited company tax debt; the short answer to this is no. If your home is in your name, HMRC cannot seek to seize it to recover your company's tax debts. How long will HMRC give me to pay? Although tax should normally be paid when it falls due, HMRC may allow you to pay your tax over a period of weeks or months. Only in exceptional circumstances will HMRC consider giving you more than 12 months. Interest will be added, although the amount involved may be small.
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Do self-employed get tax refund? Pay more than the amount you calculated you owe on your tax payments to obtain a tax refund as a self-employed person. Tax refunds are distributed when the government is overpaid, and the overpaid portion is returned to the taxpayer. To generate a refund, you must pay more than what you owe in taxes. Can I set up a payment plan with HMRC? Contact HM Revenue and Customs (HMRC) as soon as possible. You might be able to set up a payment plan to pay in instalments. If you do not have a user ID, you can create one when you set up a payment plan.
Can HMRC pursue a dissolved company? Companies House will have notified HMRC when the action to dissolve the company was taken, indeed HMRC are the creditor which objects to most the applications to dissolve a company. When a company is dissolved the company no longer legally exists. Can HMRC request bank statements? There is no right of appeal for a bank statement request, against a request for information that forms part of a taxpayer's statutory records. The private bank statements will only have qualified as statutory records if there are no further omissions in the tax returns.
Are payslips a legal requirement? As a business owner or employer, the law requires that you provide each employee with an itemised statement of their pay, on or before pay day. If you have done this, there's no legal requirement to provide copies of past payslips. Some employers now provide an electronic payslip system. How do I show proof of income if I get paid cash? There are several ways you can show proof of income; pay stubs show a persons full name, employer's name, and contact information. Previous tax returns or bank statements, letter from employer. profit and loss statements, housing benefit statements or court-ordered agreements also show proof of income.
Tax Advice


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