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Android and iOS have existed in tension for a few years now, and each is continually borrowing ideas, designs, and features from the other. Nothing wrong with a little friendly theft when trying to stay competitive.
The operating systems are far from exact mirrors of each other, and they have even grown more distinct with new generations. But there are a few features we'd still love to see cross sides, in the interest of keeping the operating systems functional and easy for customers to use. During the weekend, we looked at features Apple would be smart to borrow from Google. Today we turn the tables. Here are five features we've enjoyed using in iOS that we wouldn't mind seeing make the transition to Android. (Make sure to share your own ideas, or what you think of ours, in the comments below.)
Notifications center/Do Not Disturb mode
Android made the notification menu first and made it right. For a long time, iOS notifications and alerts were more or less a junk drawer where everything kept disappearing. The apps had their little red numerical alert badges, sometimes, to indicate activity within an app. But should you not have that app on your main home screen or pass it by swiping through the other pages of apps, it's like your friend may as well not have played you that pity tile in Carcassonne, thus saving your bacon.
But with the new notifications center, iOS gave users a centralized place to flip notifications from apps on or off without having to dig into settings menus within the app. Even better, the alerts users do want to use are customizable: whether the lock screen shows alerts, whether they're banners or pop-up windows, how many queue up in the drop-down notifications menu… the options are many.
Google's notifications, on the other hand, are still determined primarily on the part of the application, and users have to dig into app menus to toggle them on or off. Many apps offer options for things like blinking a light on the device or making a sound when there's a new notification, but every app is different. There is no good way to consolidate or synchronize the way app alerts interact with your phone because there is no top-down view.
Do Not Disturb mode is a subcategory of notifications center. With one flip of a switch, your iOS device remains blessedly silent and dark until you decide to interact with it. You can silence a Google device or turn all notifications off. But as we noted previously, this is tiresome work. There are a couple of apps that mimic this functionality (save for letting phone calls through), but to have it built into the OS and accessible with one switch flip would be ideal.
Siri's personal assistant features
We mean no disrespect to Google Now. That part of Android certainly has its strengths over Siri, as we noted in our comparison piece, especially in the breadth of information it can process and access. But its voice recognition capabilities are still a bit lacking by comparison, and we're thankful that the feature has a text entry component. Commands to text a friend, for instance, are more easily executed right from Siri than in Google Now.
Android is great at seeking out information (except in the instances where Siri accesses Wolfram Alpha, wherein Siri tends to better). But Google Now is worse at the personal life management aspects that Siri's celebrity friends are so fond of trotting out in commercials. We know Android was first at text-to-speech, but we'd love to see it work better and more seamlessly from the front-facing Google Now.
iMessage's ubiquity
Technically speaking, this is not strictly an iOS feature. At least, some of the parts we love about it have nothing to do with iOS. But the ubiquity of the iMessage across iOS and OS X devices cannot be ignored. The ability to maintain conversations across iPhones and iPod touches and MacBook Pros is a joy.
Android shares a lot of iMessage's features in Google Talk, including the cross-platform message syncing. But Talk can't integrate with a phone number and can't supersede or thread itself through a text message interface. Maintaining Google Talk conversations and text ones still requires two apps. iMessages can fall back into being SMSes if the occasion calls for it, but Google Talk is always data-based.
iMessage isn't without its problems, especially if you have more than one address or phone number that messages can arrive to. Group conversations with people with multiple handles mean messages end up hither and thither, with one conversation broken into multiple threads. Set up your handles wrong, and suddenly an entire day's worth of conversations end up on your iPad but nowhere else. Start up you computer, and the iMessage conversation sometimes loads as one entire side of an hours-long conversation.
But for its faults and occasional finickiness with regard to setup, we appreciate the ability to maintain one conversation across multiple devices from within one messaging interface. We wish the same for Google.
Google is not lacking for brand-centric apps any more than iOS is. That is to say, you can't swing a dead cat in Google Play or the App Store without hitting some app for a retail chain or travel service. But Android itself doesn't offer an app-level place to consolidate all of the materials that go along with retail interactions; iOS does.
Passbook in iOS 6 gives users a centralized place to stash tickets, loyalty cards, gift cards, and other similar items. These all become accessible through one interface. Cashier at the register asks for your rewards card? No problem, it's on your phone. (Well, for some stores, but Apple's selection is pretty decent and growing.)
A Passbook equivalent would not be a trivial thing to implement, as it requires the cooperation of retailers through their apps to allow information and documents to be pulled into the central Passbook area. Samsung is hard at work on its own Passbook competitor, Wallet. Virtual name theft of Android's own Wallet aside, Google should not take this lying down. We have absolute confidence in Google's ability to wheedle and chide and throw its weight around to earn the favor and cooperation of all the necessary retail giants for a concierge-style app.
Privacy menu
So you are in the Google Play store, browsing the app selection, and decide to treat yourself to a new toy. You pick out an app, click install, and your shopping experience comes to a halt: the app presents you with a long list of app permissions. Storage, location, camera, contacts—the app wants a lot from you. But you want the app! How can you say no? You cannot. There go all the little pieces of you and your identity off to the app's servers. Soon you forget, until the app suffers a security breach and all your friends' e-mail inboxes are flooded with spam.
That is an extreme scenario, but it's easy to forget what apps are taking from you and when. While Android only lets you review app permissions per app within the settings, iOS gives a top down view of those settings grouped by permission (access to contacts, location, etc), and lets you toggle that access on or off all from within one menu. Admittedly, many users don't think twice about these things, but in the event that they do, iOS makes permissions much easier to handle than Android and its apps do.
Pick all the nits!
In terms of features, Android has always been the more robust of the two mobile operating systems, and Google continues to build it out with every new iteration. Hence, it was a little difficult to scrape together specific features that were out-and-out inferior to iOS.
Our bigger problems with Android are more meta, both endemic to the platform and difficult to solve. For one, for all of the competitiveness the current version of Android presents to iOS, the vast majority of Android users aren't even running the current version of the operating system. It happens for a variety of reasons—whether their phone has been deemed too obsolete for more updates, their updates are snagged in carrier developer hell, or the users are just plain ignorant. The latest version of Android can have all the features in the world, but that does no good for the people who can't, or aren't, running it. More to the point, most major Android handset makers skin the stock OS with their own UI overlay (Sense from HTC, TouchWiz from Samsung), so what stock Android does or doesn't do may be done or undone, however haphazardly, by hardware partners.
The second issue is that some of Android's shortcomings, even the ones outlined here, are filled out by third-party apps. Good for Android developers that they can see the weaknesses and find ways to tweak the OS. However, this puts the onus of figuring out how to make the OS as consumer-friendly as possible on both consumers and app developers.
Obviously Google can't field every deficiency. But when app developers are using their work to compensate for a weakness or omission in the OS, Google should be sitting up and listening. The company needs to work to make that setting or feature a native part of the operating system. The way Apple goes about this isn't exactly ideal either; occasionally their feature additions are thinly veiled thefts of popular apps. If Google could find a way to integrate third-party-added features while still giving the original developers their due, that would be ideal.

subset: commoncrawl


text: Pet policies change frequently, and management does not always let us know. Before you make a reservation or visit an establishment listed on GoPetFriendly, please contact them to verify their pet policy will meet your needs. If you find that an establishment has changed its policy, please Update Policy and we will update their listing.


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Flights to Tel Aviv from Almaty
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Flights to Tel Aviv from AlmatyFlights Almaty - Tel Aviv fly from Almaty to Tel Aviv at the best prices in the market. Flights from Almaty (Almaty) to Tel Aviv (Tel Aviv-Yafo Sde Dov, Tel Aviv-Ben Gurion) with Destinia. To search for availability and reserve your flight Almaty - Tel Aviv look at the box above and select the departure and return date as desired. You can also buy several airplane tickets Almaty (Almaty airport) - Tel Aviv (Tel Aviv-Yafo Sde Dov, Tel Aviv-Ben Gurion airport) at the same time, by selecting the adults, children and babies travelling. You can filter the type of flight if you only want direct flights to Almaty - Tel Aviv, multiple destinations or flight stopovers.
InformationAlmaty and Tel Aviv are 3889 kilometres away from each other, with an estimated flight time of 05:33 h (this may vary depending on the weather or air routes)
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Flights to Tel Aviv (Israel) most sought after by users, in the following chart we show the flights from some important cities to Tel Aviv (Israel) .
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Book your flights now from Tel Aviv (Israel) to the most important cities in the world. The box below contains flights from Tel Aviv (Israel) to the most important cities.
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beriwinkle 2 piece rectangle bins
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Find a great sale price on this 2017 Infiniti QX50 at Sunroad Automotive in the San Diego area of California. This 2017 Infiniti QX50 is located at our dealership in the San Diego area. So if you're looking for a great price on this 2017 Infiniti QX50 or just looking to get an auto loan for the vehicle you want... you've come to the right place! Sunroad Automotive.


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Discount Price Best Quality Replica Montblanc Princess Grace de Monaco Ballpoint Pen Shop Online, We guarantee you will receive the exact Replica Montblanc Princess Grace de Monaco Purple and Silver Barrel Silver Clip Ballpoint Pen as shown in picture. We have a wide range of Montblanc writing instruments, most of the pens available in ballpoint / rollerball and fountain pen. We only sell best quality replica Montblanc Pens collections with first-class customer service! Wholesale and retail, clone Montblanc pens makes perfect gift for Thanksgiving, Christmas, Birthday, Farther's Day, Teacher's Day and Children's Graduation gift. Buy Now with confidence! Ship to worldwide.


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SLOVAK OldSchool Underground Independent & Non-Commercial Source of Information & Fun, accompanied by Secured Chats and spiced with ONLINE Gameservers. And all of that with a bit of Brut.
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Subgroup Comparisons (2010-2014)
The persistent difference in academic performance between different ethnic and racial groups, income levels, gender, and special student groups.
Note: The 2015 PARCC assessment scores set a new baseline. A trend line of information will be available in the fall of 2016 after the next administration of the PARCC Assessment.
The display allows you to see the comparison of test results between various student groups. You may select from the filters listed on the right (Grade, Subject, Sub-group) to refine the display. After making any selection, click "Go!" to see the information. If a subgroup has fewer than 10 students no comparison data will be shown. This is done to protect student privacy.
The drop-down Grade menu allows you to select a Summary (all grades at this school averaged together) or Each Grade at this school. The drop-down Subject menu gives access to All Subjects or to one at a time, and the drop-down Achievement Gap Groups menu allows you to select which pair of student groups you would like to compare.
The "Excel" button downloads this information into an Excel file.
Clicking "View Details" displays the exact percentage values of the gaps. It also shows the number of students in each subgroup tested over several years. This information is displayed beneath each graph.
In 2013, ISBE raised performance expectations to improve alignment of ISAT scores with the new and more rigorous Illinois Learning Standards. These higher expectations raised the "cut scores," or the thresholds between different performance levels (such as "Below Standards" and "Meets Standards") which resulted in fewer students meeting or exceeding Reading and Math standards.
Achievement gaps are evident when one group of students outperforms another group and the average scores indicate a significant difference between the groups that persists over time. When a subgroup has fewer than 10 students, the comparison data is not shown. This is done to protect student privacy.
Schools and districts that are narrowing achievement gaps share four key characteristics:
Focus – clear and consistent goals, strategies, and leadership
Rigorous curriculum – clearly defined, high expectations for student learning
High quality teaching
Necessary and frequent interventions to improve students' learning
Closing the Achievement Gap Education Commission of the States
Common Core State Standards: The Achievement Gap - National Association of Scholars
Rethinking the Achievement Gap - Graduate School of Education Penn State University


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Geox Boys B Alben BB Navy / Cognac Trainer B943CB
Single strap velcro fastening
Adjustable removable leather insole
Antibacterial insole
Navy and Cognac colourway
Rubber sole
All deliveries are subject to stock availability and authorisation of your payment.
We can either deliver your order to an address of your choice or you can collect in-store.
Standard Delivery
Orders will be dispatched via Royal Mail - First Class Recorded
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The next day delivery service applies on orders placed before 12pm Monday - Thursday. Orders placed on Friday, Saturday & Sunday will be delivered on Monday. If the service is not available in your area it will not be shown as an option once you have selected your delivery address. Delivery times cannot be guaranteed.
For orders placed after 12pm on Friday, the next available delivery date will be the following Monday.
Deliveries are normally made Monday-Friday from 9am-12pm (excluding Bank Holidays).
In the unlikely event that you receive the wrong order, please contact us as soon as possible so we can arrange for the item(s) to be collected and the correct one(s) to be dispatched to you.
If you have any questions about the delivery of your order, please call us in-store on 0845 373 0477. Lines are open Monday to Saturday 9.00am to 5.30pm (excluding all Bank & Public Holidays).
For items ordered for collection at store, there is no delivery charge. It will be held at the store for seven working days for your collection. After this time, the shoes will cease to be reserved for you and will return to general store stock.
Please note that Next Day is a proof-of-delivery service, and requires a signature on delivery.
Goods purchased online can only be returned using the procedure outlined below. Online purchases can also be returned in person to the shop if possible.
Please return your order in the original packaging via the Post Office. We recommend you get a certificate of posting because you are responsible for the goods until they reach our distribution centre.
In accordance with the Consumer Protection (Distance Selling) Regulations 2000, you have seven working days starting from the day after receipt to notify us of your intention to cancel the contract with us (ie if you wish to return the goods that you ordered from us). A working day means Monday to Friday not including bank or public holidays. You will receive a full refund of the item ordered and the delivery charge will not be refunded.
If you wish to cancel the contract (ie return the goods to us) you must inform us via email at firstname.lastname@example.com and you must return the goods to us immediately in the same condition in which you received them and at your own risk or call our Customer Services on 0845 373 0477. You have a legal obligation to take reasonable care of the goods while they are in your possession.
If you cancel the contract in accordance with this provision we will process your refund as soon as possible and in any event within 30 days.
Replacement goods must be ordered by placing a new order on the website or in-store ONLY not via email (for example if you think you need a different size in the same shoe send original pair back and place a new order)
All goods, including any gift with purchase, must be returned to us unworn and in their original packaging, complete with all labels.
When packaging your return, we recommend that you get proof of postage. The goods are your responsibility whilst in transit to us.
2. Faulty Goods
Without prejudice to your statutory rights.
In the unlikely event that your goods are faulty please email us as soon as possible explaining the reasons for faults to email@example.com or contact the Customer Service Team on 01892 511651.
We recommend that you get proof of postage from the Post Office. The goods are your responsibility whilst in transit to us.
On receipt of the goods and after inspection of the goods we will either:
- accept their return and refund the price of the goods or
- if the items are found not to be faulty, return them to you
Please note that goods will not be deemed faulty if the fault is not a result of manufacture, but has instead been caused by wear and tear or misuse. For the purposes of this procedure, goods that have been worn for more than three months will be considered by us to have undergone normal wear and tear (based on industry standards).
Why you can feel secure shopping with us
When you shop with us, our secure server encrypts all of your personal information, including name, address and credit card information. We use SagePay which are an industry leader in secure internet transactions. SagePay are used by thousands of other UK businesses for transaction security.
Industry leading transaction security
All transaction information passed between our website and the SagePay Payment System is encrypted using 128-bit SSL certificates. No cardholder information is ever passed unencrypted and all messages from SagePay are signed using MD5 hashing to prevent tampering. You can be completely secure in the knowledge that nothing passed to SagePay can be examined, used or modified by any third parties attempting to gain access to sensitive information.
Internationally recognised encryption and data storage
Once on the SagePay system, all sensitive data is secured using the same internationally recognised 256-bit encryption standards used by, among others, the US Government. The encryption keys are held on state-of-the-art, tamper proof systems in the same family as those used to secure VeriSign's Global Root certificate, making them all but impossible to extract. The data they hold is extremely secure and they are regularly audited by the banks and banking authorities to ensure it remains so.
Private network links to banks
SagePay has multiple private links into the banking network that are completely separate from the Internet and which do not cross any publicly accessible networks. Any cardholder information sent to the banks and any authorisation message coming back is secure and cannot be tampered with.
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No individuals within our company or SagePay are able to decrypt transaction information or cardholder data. Their systems only allow access to our most senior staff and only in extenuating circumstances (such as investigations of Card Fraud by the Police). Your card information is secure even from their own employees because the systems never display the full card numbers, even on administration screens.


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Status: Available | Condition: New | Edition:Hanna Barbera Hand-Painted Limited Edition Cel | Edition Size: Limited Edition of 350 | Dim:Image Size: 15 x 19 | Hanna & Barbera| Item #: TW1039
Price: $ 1,575.00 USD
payments are automatically deducted from your credit card.
As an option you may also pay for Hanna & Barbera Dangerous When Wet - Hand-Painted Limited Edition Cel
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For Military APO/FPO orders please use our standard checkout. For International Delivery, please click on the International Shipping Icon to see the landed cost to your country. No Sales Tax Except In The State Of Florida.
Dangerous When Wet Hand-Painted Limited Edition Cel by Hanna & Barbera
Hanna-Barbera Productions, Inc. (simply known as Hanna-Barbera and also referred to as H-B Enterprises, H-B Production Company and Hanna-Barbera Cartoons) was an American animation studio that dominated American television animation for nearly four decades in the mid-to-late 20th century. It was formed in 1957 by former Metro-Goldwyn-Mayer animation directors William Hanna and Joseph Barbera (creators of Tom and Jerry) and live-action director George Sidney in partnership with Columbia Pictures' Screen Gems television division. The company was sold to Taft Broadcasting in late 1966, and spent the next two decades as a subsidiary of the parent and its successors. Hanna-Barbera was known not only for its vast variety of series and characters, but for building upon and popularizing the concepts and uses of limited animation. For over thirty years, Hanna-Barbera produced many successful animated shows, including The Flintstones, Yogi Bear, The Jetsons, Scooby-Doo and The Smurfs. In addition to winning seven Oscars, Hanna and Barbera won eight Emmy Awards,a Golden Globe Award, and a star on the Hollywood Walk of Fame, among other merits. The company's fortunes declined in the mid-eighties after the profitability of Saturday morning cartoons was eclipsed by weekday afternoon syndication. Hanna-Barbera was purchased from Taft (by then named Great American Broadcasting) in late 1991 by Turner Broadcasting System, who used much of its back catalog to program its new channel, Cartoon Network.


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This is my first layout as part of Unscripted Sketches DT.
The layout is inspired by sketch #230.
I like it. It's simple but not too much...
Guess what - yes... my November counterfeit kit :-)
Thanks for the visit :-)
Saturday, November 09, 2013
New layout: Dazed
7:00 PM Posted by Unknown
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In recent years, it has become increasingly popular for many financial advisors to call themselves "wealth managers" to differentiate themselves, just as a decade or two ago it was popular to use the term "financial advisor" to differentiate from the stockbrokers and insurance agents.
Yet a recent study from IMCA has sought to better define what "wealth management" really means–and their conclusions imply that it is far more than just a fancy label for advice, and instead constitutes unique job tasks and specialized knowledge and skills different from financial planning and designed to serve a unique type of client: those with at least $5 million of net worth.
If it gains momentum, the implications of the IMCA study are significant, as it implies that some advisors are using a label that is not an accurate description of the knowledge they have and services they provide, and that those who really do wish to work in this area may need to get further training and education. While that is arguably a conflicted perspective for IMCA, as their Certified Private Wealth Advisor (CPWA) certification is intended to target this exact space, it nonetheless remains a valid point: if the job tasks, knowledge, and skills of wealth management really are different than financial planning, then people should use labels that describe what they really know, do and deliver to clients, and should be educated accordingly.
The inspiration for today's blog post is the release of the new white paper "Defining Wealth Management: Serving High-Net-Worth Clients with a Distinct Body of Knowledge" from IMCA, which discusses the results of a Job Analysis Survey conducted by the organization to better understand what " wealth management" really is in the first place.
The IMCA Study
IMCA's job analysis survey on wealth management ties to its Certified Private Wealth Advisor (CPWA) certification–in fact, it's the same process that the CFP Board used to define its job task domains and body of knowledge topic areas, and is standard for certifications seeking accreditation.
To complete the process, IMCA started by having a volunteer committee establish a tentative set of job tasks, knowledge, and skills, then sent out a survey to financial professionals to determine how relevant and accurate those were. The results were reviewed to determine which were most relevant and appropriate.
The final results were based on 400 responses, which were subsequently winnowed down to approximately 250 responses (after eliminating some responses due to insufficient job experience, too many clients below $1 million of net worth, etc.). The final responses spanned a wide range of industry channels, including brokerage/wirehouse firms, bank and trust companies, and independent firms.
Conclusions of the IMCA Study
The basic conclusion of the study was that wealth management is "a distinct field of practice through which qualified professionals help high-net-worth clients achieve their goals and objectives related to the accumulation, protection and distribution of wealth by applying a set of specialized knowledge and skills." The bold parts of the preceding statement represent the particular areas, which according to the study, establish the defining characteristics of wealth management.
So what does high net worth mean in this context? Overwhelmingly, the most common response was that $5 million of net worth is the starting point for wealth management. In terms of specialized knowledge and skills, the study highlighted four major knowledge domains, each with two or three subsections sections:
1. Domain I: Human Dynamics
- Section 1: Ethics
- Section 2: Applied Behavioral Finance
- Section 3: Family Dynamics
2. Domain II: Wealth Management Strategies
- Section 4: Tax Strategies and Planning
- Section 5: Portfolio Management
- Section 6: Risk Management & Asset Protection
3. Domain III: Client Specialization
- Section 7: Client Focus–Executives
- Section 8: Client Focus –Closely-Held Business Owner
- Section 9: Client Focus –Retirement
4. Domain IV: Legacy Planning
- Section 10: Charitable Giving
- Section 11: Estate Planning and Wealth Transfer
Notably, the principal topics above have overlap to the broad topic list for CFP certification, but it's only partial overlap: the major sections for CFP certification include General Principles of Financial Planning, Insurance Planning, Investment Planning, Income Tax Planning, Retirement Planning, Estate Planning, Interpersonal Communication, and Professional Conduct and Fiduciary Responsibility. The fundamental point is that while wealth management is similar to financial planning, it's not quite the same thing and doesn't utilize the same knowledge and skills.
In fact, as I've written in the past, the real planning issues and technical complexities involved are often quite different between financial planning and wealth management clients, from CRTs and GRATs and IDGTs that are relevant for a high-net-worth client, but not a "mere" millionaire, to planning for the claiming and taxation of Social Security benefits that is highly relevant to a millionaire but simply not material for a deca-millionaire, to the unique issues of business sales and corporate executive compensation, to the unique family dynamics that emerge at the intersection of traditional family issues and the transfer of very large amounts of money.


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- Fast on-time delivery & pick-up
- Professional and friendly staff
- #1 in Water Softening
- Amazing Daily Deals
Water Softener Durability
The water softener system installed by Water Softener Guys in Oberlin, OH is a durable piece of equipment however being in the environment can degrade your system over time. If you're going to install your softener outside be sure that you get protective coverings for all the valve's and any components that will be exposed to the elements. The systems that are sold for both indoor and outdoor use however they are not meant to be exposed to continuous sun, rain, ice, or snow. Make sure your Water Softening system has a warranty that covers outdoor installation before you make the decision to keep your softener system outside.
Water Softener Accessibility
If Water Softener Guys in Oberlin, OH is installing a typical ion exchange Water Softening system, a salt-based system, you will need not only access to water but also access to electricity as well as a drain line. If you are able to have access to all of these installing your unit outside can be a great idea since you could create a small shed that would house your softening unit as well as house all your bags of sodium chloride. Since salt usually comes in 40 or 80 pound bags housing them outside yet away from the elements would be a big benefit.
Think about this
So maybe you don't have room inside for a large softening unit but you live in a very cold climate and installing the system outside what is it too many challenges as well there are few other alternatives you could consider. A compact unit might be a good choice some units are designed to maximize their use of space or you could simply install your water softener so that it softened in your drinking water then you could get by with a unit that produced much less softened water per day. Call Water Softener Guys in Oberlin, OH on 888-288-6018.


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All our orders are shipped by Ups/Fedex or Bpost (for Benelux orders) which are both a trackable service to your door. We have a daily pickup by UPS and Fedex and will email you tracking details as soon as the parcel has been collected.
You can collect your order at our Morrison store in Antwerp. Please note that his is only possible for orders from Belgium or The Netherlands. When you finalize your purchase you can select the option "Pick Up In-Store". The order will then be ready for pick up from our shop in Antwerp on the following weekday. You have 7 days to collect the order before it is returned to the warehouse.Note that you must have your order number with you when picking up in-store in order for us to identify the correct order.
All our prices include 21% VAT. Customers outside of the European Union, can shop tax free and will not be charged for any tax. Please note that handling and custom fees may apply to packages sent outside the E.U. Any duties payable will be the sole responsibility of the customer and may need to be paid at the time of delivery.
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Recently the United States government made a change in the duties/customs charges on all orders to the U.S.From now on US clients are able to order up to $800 free of import tax.
Please find our complete return and exchange policy overhere.If you would have any questions, please mail us at firstname.lastname@example.com
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The House passed the bill by voice vote Tuesday night and sent it to President Barack Obama for his signature. The State Department strongly backed the legislation.
"This bill responds to the need to develop more tools to pursue the world's worst," said Rep. Ed Royce, R-Calif., sponsor of the legislation and the next chairman of the House Foreign Affairs Committee.
The program, established in 1984, gives the secretary of state the authority to offer a reward for information leading to the arrest or conviction of anyone who plans, commits or attempts international terrorist acts. The amount of the reward would be at the secretary's discretion. The bill would expand that authority to allow the State Department to publicize and pay rewards for information about individuals involved in transnational organized crime or foreign nationals wanted by any international criminal tribunal for war crimes or genocide.
Kony and his ruthless guerrilla group, the Lord's Resistance Army, are responsible for a nearly three-decade campaign of terror in Central Africa that has been marked by child abductions and widespread killings. The United States designated the Lord's Resistance Army a terrorist organization in 2001. Kony is wanted by the International Criminal Court for heinous attacks in multiple countries.
In 2010, Obama dispatched 100 U.S. troops — mostly Army Special Forces — to Central Africa to advise regional forces in their hunt for Kony, a military move that received strong bipartisan congressional support.
"U.S. military advisers working in Central Africa consider a reward offer on Kony as critical to their effort," Royce said. "This action bolsters the hunt."
In the Senate, the bill had the strong support of Sens. John Kerry, D-Mass., Obama's pick to be the next secretary of state; Johnny Isakson, R-Ga., John Boozman, R-Ark., and Chris Coons, D-Del.
Copyright 2013 The Associated Press.


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TODAY IN HISTORY: Nov. 24
Today is Saturday, Nov. 24, the 329th day of 2012. There are 37 days left in the year.
Today's Highlight in History:
On Nov. 24, 1987, the United States and the Soviet Union agreed on terms to scrap shorter- and medium-range missiles. (The Intermediate-Range Nuclear Forces Treaty was signed by President Ronald Reagan and Soviet leader Mikhail S. Gorbachev the following month.)
On this date:
In 1784, Zachary Taylor, the 12th president of the United States, was born in Orange County, Va.
In 1859, British naturalist Charles Darwin published "On the Origin of Species," which explained his theory of evolution by means of natural selection.
In 1862, Confederate President Jefferson Davis appointed Gen. Joseph E. Johnston to command the Department of the West during the Civil War.
In 1922, Irish nationalist and author Robert Erskine Childers was executed in Dublin by Free State forces.
In 1939, British Overseas Airways Corp. (BOAC) was formally established.
In 1941, the U.S. Supreme Court, in Edwards v. California, unanimously struck down a California law prohibiting people from bringing impoverished non-residents into the state.
In 1950, the musical "Guys and Dolls," based on the writings of Damon Runyon and featuring songs by Frank Loesser (LEH'-suhr), opened on Broadway.
In 1963, Jack Ruby shot and mortally wounded Lee Harvey Oswald, the accused assassin of President John F. Kennedy, in a scene captured on live television.
In 1969, Apollo 12 splashed down safely in the Pacific.
In 1971, a hijacker calling himself "Dan Cooper" (but who became popularly known as "D.B. Cooper") parachuted from a Northwest Orient Airlines 727 over the Pacific Northwest after receiving $200,000 dollars in ransom -- his fate remains unknown.
In 1982, Barack Hussein Obama Sr., a Kenyan government economist and father of the president, was killed in an automobile accident in Nairobi; he was 46.
In 1992, a China Southern Airlines Boeing 737 crashed in southern China, killing all 141 people on board.
Ten years ago: In a letter to U.N. Secretary-General Kofi Annan, the Iraqi government complained that the small print behind upcoming weapons inspections would give Washington a pretext to attack. Lucio Gutierrez, a populist former army colonel who'd led a coup in 2000, was elected Ecuador's sixth president in six years. Chancellor Wolfgang Schuessel's conservative party dominated parliamentary elections in Austria.
Five years ago: A fast-moving wildfire pushed by Santa Ana winds raced through the canyons and mountains of Malibu, Calif., for the second time in little more than a month, destroying some 50 homes. In Australia's election, conservative Prime Minister John Howard suffered defeat at the hands of Labor Party head Kevin Rudd.
One year ago: After a meeting in Strasbourg, France, German Chancellor Angela Merkel deflected calls for the European Central Bank to play a bigger role in solving Europe's debt crisis but won the backing of French President Nicolas Sarkozy and Italy's new premier, Mario Monti, to unite the troubled 17-nation eurozone more closely. In the first NFL game featuring brothers as opposing head coaches, the Baltimore Ravens, led by John Harbaugh, beat the San Francisco 49ers, 16-6, under rookie coach Jim Harbaugh.
Today's Birthdays: Basketball Hall of Famer Oscar Robertson is 74. Country singer Johnny Carver is 72. Former NFL Commissioner Paul Tagliabue (TAG'-lee-uh-boo) is 72. Rock drummer Pete Best is 71. Actor-comedian Billy Connolly is 70. Former White House news secretary Marlin Fitzwater is 70. Former Motion Picture Association of America Chairman Dan Glickman is 68. Singer Lee Michaels is 67. Actor Dwight Schultz is 65. Actor Stanley Livingston is 62. Rock musician Clem Burke (Blondie; The Romantics) is 58. Record producer Terry Lewis is 56. Actor Ruben Santiago-Hudson is 56. Actress Denise Crosby is 55. Actress Shae D'Lyn is 50. Rock musician John Squire (The Stone Roses) is 50. Rock musician Gary Stonadge (Big Audio) is 50. Actor Garret Dillahunt is 48. Actor-comedian Scott Krinsky is 44. Rock musician Chad Taylor (Live) is 42. Actress Lola Glaudini is 41. Actress Danielle Nicolet is 39. Olympic bronze medal figure skater Chen Lu is 36. Actor Colin Hanks is 35. Actress Katherine Heigl (HY'-guhl) is 34. Actress Sarah Hyland is 22.
Thought for Today: "Between flattery and admiration there often flows a river of contempt." -- Minna Antrim, American writer (1861-1950).


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Networking with potential buyers at various websites and areas helps in getting people to talk about your company and improving the chances of them connecting to your primary company page. With a natural network of continually labeled Social Media Profiles, your company appears greater chance of capturing the attention of the genuine viewers. Effective Social Media Optimization In Miami is sure to give your company an edge over your competition.
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Opinions expressed here are the opinions of the author. Influencive does not endorse or review brands mentioned; does not and can not investigate relationships with brands, products, and people mentioned and is up to the author to disclose. VIP Contributors and Contributors, amongst other accounts and articles, are professional fee-based.
Published September 21, 2020


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Market News
|May 15, 2013
Growth in US shale oil supplies 'to rival OPEC', says report.
|The U.S. shale boom will send "shockwaves" through the global oil trade over the next five years, benefiting the nation's refiners and displacing OPEC as the driver of supply growth, the IEA said.
North America will provide 40 percent of new supplies to 2018 through the development of light, tight oil and oil sands, while the contribution from the Organization of Petroleum Exporting Countries will slip to 30 percent, according to the International Energy Agency. The IEA trimmed global fuel demand estimates for the next four years, and predicted that consumption in emerging economies may overtake developed nations this year.
"The supply shock created by a surge in North American oil production will be as transformative to the market over the next five years as was the rise of Chinese demand over the last 15," the Paris-based adviser to 28 oil-consuming nations said in its medium-term market report today.
The development of U.S. shale resources, enabling the nation's highest level of energy independence in two decades, is creating a "chain reaction" in the global transportation, processing and storage of oil that may escalate as other countries try to replicate the American oil boom, according to the IEA. Crude futures for settlement in 2018 are trading at a discount to current prices, signaling expectations for increasing supplies and constrained demand.
Brent Curve
Brent crude for settlement in 2017 is about $12 a barrel cheaper than front-month prices on the ICE Futures Europe exchange. June contracts were near $102.60 today, while futures for December 2017 were at $90.39 a barrel.
Global oil demand will increase by 6.1 million barrels a day, or 6.7 percent, to 96.7 million a day by 2018 as the economic recovery gathers pace, the IEA said. Demand estimates for 2017 are about 95,000 barrels a day less than forecast in the agency's previous report, as weaker-than-expected growth this year crimps subsequent annual totals.
Most of the new production will come from outside OPEC, according to the IEA, which last year had predicted that supply growth would be spread equally between the two blocs. Non-OPEC (OMRSS9K1) producers will bolster output over six years by 6 million barrels a day to 59.3 million a day to 2018 while OPEC crude capacity will rise by 1.75 million a day, the agency forecast.
North America
"The U.S. production comes as a godsend solution for a market where emerging market demand is continuing to increase, while supply in the Middle East and North Africa won't increase that much," Bjarne Schieldrop, chief commodity analyst at SEB AB in Oslo, said today.
North American production will increase by 3.9 million barrels a day from 2012 to 2018, making up more than half of the non-OPEC gain. Access to these supplies has rescued many U.S. refineries from closure and will secure their place as exporters of gasoline and naphtha, while hurting other operators that aren't configured to process the new lower-sulfur, low-density crude, the IEA said.
"Tight oils are a very important source of current supplies, and will be for the foreseeable future, but one shouldn't get carried away," said Amrita Sen, chief oil market analyst at Energy Aspects Ltd. in London. "If we get a few years of oversupply, prices falls, and we will see tight oils output fall."
Islamist Extremists
OPEC will bolster crude capacity to 36.75 million barrels a day in 2018 as Iraq (OPCRIRAQ), the United Arab Emirates and Angola increase output, the IEA said. The total is 750,000 a day less than had been predicted for the period of 2011 to 2017 in the agency's previous report, as militant attacks and political violence delayed projects in Algeria, Libya and Nigeria.
"Increased violence by Islamist extremists and militants, combined with political instability across much of north and west Africa since the start of the Arab Spring in 2011, is changing the equation for acceptable risks for international oil companies," the agency said.
Demand for OPEC's crude will be 30.4 million barrels a day in 2018, an increase of less than 1 percent from last year's call-on-OPEC of 30.12 million a day, according to the report.
OPEC's 12 members are currently producing more than this level, pumping 30.7 million barrels a day in April, the IEA said in a separate monthly market report.
Oil use in emerging nations may surpass consumption in the Organization for Economic Cooperation and Development as early as this quarter, and is forecast to expand by 1.4 million barrels a day, or 3 percent, a year to 2018, according to the report. In contrast, demand in the OECD will contract by 250,000 a barrels a day, or 0.6 percent, a year in the period.
Lower Gear
Demand growth in China (NRGCCHNA), while still the biggest driver of the global expansion after increasing "exponentially" in the past decade, will "shift to a lower gear," averaging 2.4 million a barrels, or 3.7 percent, a year in the period to 2018 as the country targets a more stable pace of economic development, the IEA said. China will consume about 12 million barrels a day in 2018, making it the second-largest oil user after the U.S.
The IEA increased its forecast for global oil demand in 2013 in the monthly report for the first time since January, following revisions to estimates of German gasoil consumption.
The agency raised the 2013 estimate by a "marginal" 65,000 barrels a day, predicting that world oil use will climb this year by 800,000 barrels a day, or 0.9 percent, to 90.6 million a day.


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The search found 435 results in 0.01 seconds.
Non-heterosexual women who feel a disconnect between who they are attracted to and how they identify themselves may have a higher risk of alcohol abuse, according to a new study led by Amelia E. Talley, an assistant professor in Texas Tech University's Department of Psychological Sciences.
The American Sociological Association (ASA) filed an amicus brief with the U.S. Court of Appeals for the 10th Circuit today supporting the fight to overturn gay marriage bans in Utah and Oklahoma and continuing its now 13-month effort to highlight the overwhelming body of social science research that confirms "children fare just as well" when same-sex or heterosexual parents raise them. The 10th Circuit is scheduled to consider the lawsuits challenging the bans in the next several months.
Heterosexual couples that split childcare duties have higher quality relationships and sex lives than those who don't, according to new research that will be presented at the 110th Annual Meeting of the American Sociological Association (ASA).
The majority of young women and men today would prefer an egalitarian relationship in which work and family responsibilities are shared equally between partners if that possibility were available to them, according to a new study from the University of Texas at Austin and the University of California-Santa Barbara.
People whose sexual identities changed toward same-sex attraction in early adulthood reported more symptoms of depression in a nationwide survey than those whose sexual orientations did not change or changed in the opposite direction, according to a new study by a University of Illinois at Chicago (UIC) sociologist.
Romantic opportunities appear to influence women's sexual identities — but not men's, suggests a new study that will be presented at the 110th Annual Meeting of the American Sociological Association (ASA).
"This indicates that women's sexuality may be more flexible and adaptive than men's," said study author Elizabeth Aura McClintock, an assistant professor of sociology at the University of Notre Dame.
Social scientists have long argued documentary films are powerful tools for social change.
But a University of Iowa (UI) sociologist and his co-researchers are the first to use the Internet and social media to systematically show how a documentary film reshaped public perception and ultimately led to municipal bans on hydraulic fracking.
Why do unmarried women tend to be more liberal and Democratic than their married counterparts? A key reason is because unmarried women — those who have never been married and those who are divorced — are more concerned about the status of women as a collective group, suggests a new study that will be presented at the 110th Annual Meeting of the American Sociological Association (ASA).
Rights and rhetoric clash in abortion politics, with Susan Markens, Katrina Kimport, Drew Halfmann, Kimala Price, and Deana A. Rohlinger.
Indian-American spellers are known for dominance on the national stage and even host regional, culturally specific bees. How did the niche emerge?


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Crowdfunding's presence on the Internet has exploded in recent months, and the North American Securities Administrators Association (NASAA) sees a big potential for abuse.
Nearly 8,800 domain names are now using the term "crowdfunding," up from less than 900 at the beginning of the year, according to a task force of state and provincial securities regulators. The data, released by the North American Securities Administrators Association (NASAA) on Wednesday, is in anticipation of rules by the Securities and Exchange Commission (SEC) and the Financial Industry Regulatory Authority (FINRA) to allow small businesses and entrepreneurs to raise investments online.
"Investors soon can expect to be inundated with crowdfunding pitches, legitimate or otherwise," Heath Abshure, NASAA President and Arkansas Securities Commissioner, said in a statement.
Crowdfunding, which NASAA recently named as one of its top 10 investor threats, is an online money-raising strategy that began as a way for the public to donate small amounts of money, often through social networking websites, to help finance projects or causes. However, through the Jumpstart Our Business Startups (JOBS) Act, small businesses and entrepreneurs will be able to tap into the "crowd" in search of investments to finance their business ventures once the SEC adopts rules to do so. The rules are expected sometime next year.
Indeed, the chief counsel of the SEC's Division of Corporation Finance, Thomas Kim, said in July that "crowdfunding is not yet legal until the commission appoints rules." Violations are already occuring, however, as the Enforcement Section of the Massachusetts Securities Division on Aug. 9 brought an action against a Boston-based firm for crowdfunding-related violations.
An analysis of Internet domain names by state and Canadian securities regulators found nearly 8,800 domains with "crowdfunding" in their name as of Nov. 30, 2012, up from less than 900 at the beginning of the year. Of these websites, about 2,000 contained content, more than 3,700 had no content and more than 3,000 appeared to be "parked" and serving as placeholders to reserve a domain name for later use or sale, NASAA says. Of the domains with "crowdfunding" in their name, about 6,800 have appeared since April 2012 when the JOBS Act was signed into law.
"Many of these sites appear to have been formed by large credible organizations while others appear to be created by individuals that may be operating out of their basements," said Robert Moilanen, Minnesota Securities Director and chair of NASAA's Internet Fraud Investigations Project Group, in the same statement. "The pure volume suggests that the wave is about to overtake the dam."
Anticipating an increase in online fraud stemming in part from passage of the JOBS Act, NASAA created a task force on Internet fraud investigations shortly after the enactment of the JOBS Act to monitor crowdfunding and other Internet offerings. The group is currently coordinating multi-jurisdictional efforts to scan various online offering platforms for fraud, and, where authorized, will coordinate investigations into online or crowdfunded capital formation fraud.
In addition, NASAA members are being trained in the use of an innovative online data mining tool developed by the staff of the Enforcement Division of the New Brunswick Securities Commission to help identify potentially fraudulent websites. The task force also is working with NASAA's Investor Education Section to develop investor and industry awareness programs regarding crowdfunding.
"NASAA is promoting a proactive approach to identify problematic websites, rapidly share information about those websites with appropriate state and provincial securities regulators and engage in a prompt, meaningful and coordinated education and enforcement response," Abshure said. "Cooperation among NASAA members is a critical component to addressing unregistered crowdfunding sites or registered crowdfunding sites that are engaged in illegal activities nationwide."
Check out these stories related to crowdfunding on AdvisorOne:


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Hortonworks has announced the general availability of Hortonworks Data Platform 1.3 (HDP) for Windows, an open source data platform powered by Apache Hadoop.
HDP 1.3 for Windows is the only Apache Hadoop-based distribution certified to run on Windows Server 2008 R2 and Windows Server 2012. This will enable Microsoft development shops to build and deploy Hadoop-based analytic applications.
The team says it is "delivering on the commitment to provide application portability" across Windows, Linux, and Windows Azure environments — as such, HDP 1.3 enables the same data, scripts, and jobs to run across both Windows and Linux.
New functionality in HDP 1.3 for Windows includes HBase 0.94.6.1, Flume 1.3.1, ZooKeeper 3.4.5, and Mahout 0.7.0. These capabilities exploit new types of data to build new business applications as part of their modern data architecture.
"Microsoft is committed to bringing big data to a billion users. To achieve this, we are working closely with Hortonworks to make Hadoop accessible to the broadest possible group of mass market and enterprise customers," said Herain Oberoi, director, SQL Server product management at Microsoft.
"Hortonworks Data Platform 1.3 helps us bring Hadoop to Windows so that Microsoft customers can get the best of Hadoop from Hortonworks on premises and from Microsoft in the cloud via HDInsight. In addition, customers can take advantage of integration with Microsoft's leading business intelligence tools such as Power BI for Office 365, SQL Server, and Excel," added Oberoi.


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You searched for: Subject Coasts Remove constraint Subject: Coasts Subject Shipping Remove constraint Subject: Shipping Place United States--Territories and possessions Remove constraint Place: United States--Territories and possessions Place Puerto Rico Remove constraint Place: Puerto Rico Data type Point Remove constraint Data type: Point Format Shapefile Remove constraint Format: Shapefile
Search Results
1. Ports: United States and Territories, 2012
2012. United States. Bureau of Transportation Statistics and Institute for Water Resources (U.S.). Navigation Data Center. This point shapefile depicts physical information on commercial facilities at the principal United States coastal, Great Lakes and inland ports. Th... United States. Bureau of Transportation Statistics.


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Among recent actions taken by the SEC and FINRA were the breakup of an insider trading ring; Raymond James getting fined and censured; and administrative proceedings over securities law violations by China affiliates of the Big Four accounting firms
SEC Charges Ring of 10 With Insider Trading
The SEC has charged an investment banker who was primarily based in Charlotte, N.C., and nine others involved in an insider trading ring that garnered more than $11 million in illicit profits trading on confidential information about impending mergers. It has also frozen the assets of the traders.
The SEC alleges that John Femenia misused his position at Wells Fargo Securities to obtain material, nonpublic information about four separate merger transactions involving firm clients. Upon learning inside information about an impending deal, Femenia's first call to set the insider trading ring in motion was typically to his longtime friend Shawn Hegedus, who worked as a registered broker. Femenia and Hegedus illegally tipped other friends who in turn tipped more friends or family members in a ring that spread across five states.
According to the SEC's complaint filed in U.S. District Court for the Western District of North Carolina, Femenia was based in Wells Fargo's Charlotte office when most of the misconduct occurred, but later moved and worked in New York where he currently resides.
Femenia's tippees included his friends Aaron Wens, who lives in Encinatas, Calif., and Matthew Musante, who lives in Miami. Musante tipped his father Anthony Musante, who lives in Melbourne, Fla. Hegedus tipped his girlfriend Danielle Laurenti and his business colleague Roger Williams, who lives in Georgetown, S.C. Williams tipped three of his friends: Frank Burgess, Jr. of Charlotte, James Hayes IV of Charlotte, and Kenneth Raby of Greer, S.C.
According to the SEC's complaint, the illegal trading occurred from July 2010 to July 2012 and involved the acquisition of ATC Technology Corp. by GENCO Distribution Systems (publicly announced July 19, 2010); the acquisition of Smurfit-Stone Container Corp. by Rock-Tenn Co. (publicly announced Jan. 23, 2011); the acquisition of K-Sea Transportation Partners by Kirby Corp. (publicly announced March 13, 2011); and the acquisition of The Shaw Group by Chicago Bridge & Iron Co. (publicly announced July 30, 2012).
The SEC's complaint further says that Femenia's tips enabled profitable trades in the stock and options of the companies being acquired in the deals, and at least one trader provided a portion of his profits to Femenia in exchange for the information. Some downstream tippees also kicked back a portion of their profits.
The SEC charged two companies with ties to Hegedus or Laurenti that were involved in the illegal trading: Coram Real Estate Holdings Inc. and GoldStar P.S. The SEC also charged two others as relief defendants for the purposes of recovering illicit profits that are now in their possession: Femenia's girlfriend Kristine Lack and Anthony Musante's wife Christine Musante.
Raymond James Hit for Failure to Safeguard Client Information
Fined $250,000 and censured by FINRA, Raymond James paid the price for failing to adequately protect client personally identifiable information (PII). Without admitting or denying the findings, the firm consented to the measures over the events that followed the use of a firm employee by two branches to build and maintain an online document management system (DMS) for customer records.
The employee later departed the firm, and as a nonaffiliated third party was not approved by the firm to receive customer PII. However, one branch office of the firm provided PII of numerous firm customers to the third party anyway, and a second branch office also provided the third party with PII of customers and their beneficiaries.
FINRA's findings stated that subsequently, a firm customer complained that her firm account information and PII were available on the Internet. The firm learned that while building and maintaining the DMS, the nonaffiliated third party had inadvertently posted customer PII to the Internet.
Once the firm learned that the customer PII was searchable on the Internet, it immediately contacted the unauthorized third party, who contacted the search engine to remove the customer information. The firm subsequently notified regulators of the incident and notified affected customers and their beneficiaries that their PII had been exposed on the Internet, and offered customers and their beneficiaries free credit monitoring and protection services.
The firm also amended its WSPs in connection with the protection of PII, and conducted mandatory training in the protection of PII to all associated persons, including branch personnel. To date, to the firm's knowledge, no customer has suffered any instances of identity theft or other actual damages because of the information security breach.
The firm did not have a supervisory system or written procedures in place to ensure that its employees adhered to its policies on the matter. It also failed to establish and maintain adequate supervisory systems and procedures to safeguard against the unauthorized disclosure of PII to nonaffiliated third parties, and failed to provide customers with opt-out notices prior to disclosing nonpublic customer information to a nonaffiliated third party.
Separately, the firm failed to have a supervisory system and written procedures to monitor the dissemination of PII, or to take reasonable steps to prevent the dissemination of PII in its mailings. A firm-approved third-party vendor sent correspondence to customers relating to a cash management account program. To prepare for the mailing, the firm provided the vendor with a list of customers. The vendor printed mailing labels for the envelopes and processed a mailing to 87,000 customer accounts; however, the labels on the envelopes mailed to customers disclosed each customer's account number along with the customer's name and address.
Big Four Accounting Affiliates in China Targets of SEC
The SEC has begun administrative proceedings against the China affiliates of the Big Four accounting firms and another large U.S. accounting firm for refusing to produce audit work papers and other documents related to China-based companies under investigation by the SEC for potential accounting fraud against U.S. investors.
The Securities Exchange Act and the Sarbanes-Oxley Act require foreign public accounting firms to provide the SEC upon request with audit work papers involving any company trading on U.S. markets. The SEC has charged BDO China Dahua Co. Ltd, Deloitte Touche Tohmatsu Certified Public Accountants Ltd, Ernst & Young Hua Ming LLP, KPMG Huazhen (Special General Partnership) and PricewaterhouseCoopers Zhong Tian CPAs Limited with violating both acts.
According to the SEC's order instituting the proceedings, its investigators have been trying for the past several months to obtain documents from these firms. The audit materials are being sought as part of SEC investigations into potential wrongdoing by nine China-based companies whose securities are publicly traded in the U.S. The audit firms have refused to cooperate in the investigations.
The SEC has launched an initiative to address concerns arising from reverse mergers and foreign issuers. Through the work of a Cross Border Working Group, the agency has deregistered the securities of nearly 50 companies and filed fraud cases against more than 40 foreign issuers and executives.
The SEC's Enforcement Division has also taken a series of actions against China-based audit firms. Earlier this year, the SEC announced an enforcement action against Shanghai-based Deloitte Touche Tomatsu for refusing to produce documents for an SEC investigation into one of its China-based clients. That proceeding is ongoing. The SEC previously filed a subpoena enforcement action in federal court against the firm for failing to produce documents in response to a subpoena pertaining to its longtime client Longtop Financial Technologies Limited.
In the separate administrative proceeding against Longtop, an administrative law judge found that Longtop was delinquent in its reporting obligations and ordered Longtop's securities registration to be revoked.
"Only with access to work papers of foreign public accounting firms can the SEC test the quality of the underlying audits and protect investors from the dangers of accounting fraud," said Robert Khuzami, director of the SEC's Division of Enforcement, in a statement. "Firms that conduct audits knowing they cannot comply with laws requiring access to these work papers face serious sanctions."
FINRA Fines, Censures Wedbush Over Supervisory Failures on Compliance
Wedbush Securities Inc. and two registered principals, Richard Anthony Lanni and Ronald Edward Vogel, were censured and fined by FINRA on findings that findings that the firm, acting in part through Lanni, failed to establish and maintain a supervisory system reasonably designed to achieve the firm's compliance with applicable laws, rules and regulations with respect to the variable annuity (VA) business the firm and some registered representatives transacted.
Without admitting or denying the allegations, the firm, Lanni and Vogel agreed to the entry of the findings and to the sanctions, which cost the firm a fine of $375,000 and Lanni a fine of $10,000 jointly and severally with the firm, as well as suspension from association with any FINRA member in any principal capacity for 60 days. Vogel was fined $5,000 jointly and severally with the firm, and was suspended from association with any FINRA member in any principal capacity for one month.
According to FINRA's findings, the firm, acting through Lanni, in part, and through other principals, failed to establish, maintain and enforce WSPs reasonably designed to achieve compliance with applicable laws, rules and regulations concerning VAs and general sales practices. The findings also stated that the firm, acting through Lanni, Vogel and another principal, failed to supervise the registered representatives in a manner reasonably designed to achieve compliance with applicable laws, rules and regulations concerning VAs, and to detect the registered representatives' misconduct.
Vogel and another principal failed to thoroughly review transactions, and approved transactions that were unsuitable and did not comply with the firm's written supervisory and compliance procedures; the other principal, Lanni and/or Vogel failed to adequately investigate red flags.
Lanni and Vogel were also responsible for conducting periodic office inspections of the branch office, which they did, and the firm's compliance department conducted an inspection annually but the inspections failed to detect that the registered representatives destroyed transaction documents that reflected unapproved and/or unauthorized VA withdrawal requests to insurance companies and failed to retain and review the related correspondence. The findings further included that the firm also failed to adequately review the representatives' e-mail correspondence.
FINRA found that the firm, acting through a principal, failed to conduct an adequate prehire investigation, in that the firm had sufficient information to indicate reasonably at the time of hire that the registered representatives had a history of customer complaints, including pending customer complaints, and that they made material misrepresentations concerning the pending customer complaints to the firm, including on initial and amended Forms U4, involving the sale of VAs. FINRA also found additional deficiencies.
Garden State Securities Censured, Fined by FINRA
Garden State Securities was fined $265,000, censured and required to have certain personnel complete 16 hours of antimoney-laundering training, as well as to certify to FINRA that it has review its supervisory system and WSPs for compliance with rules applying to preservation of electronic communications.
Without admission or denial, the firm consented to FINRA's entry of findings that, acting through its chief compliance officer (CCO) and AML compliance officer (AMLCO), the firm failed to develop and implement a written AML program reasonably designed to ensure its compliance with the Bank Secrecy Act; to monitor, detect and investigate suspicious transactions; and determine whether to file a Suspicious Activity Report (SAR) in response to multiple red flags relevant to customers' accounts, including certain red flags specifically cited in the firm's own AML procedures.
The findings stated that the firm, acting through the individual, failed to implement its CIP. The firm opened new accounts for individuals and entities such as partnerships, but failed to obtain the necessary documentation establishing the customer's identity or status as a legal entity; and, acting through the individual, also failed to verify the identity of certain customers by using required documentation. Also acting through the individual, the firm failed to establish and implement risk-based procedures for foreign correspondent accounts of foreign financial institutions reasonably designed to detect and report through enhanced due diligence known or suspected money laundering activity involving the correspondent accounts, as required by the Bank Secrecy Act, and to perform enhanced due diligence of these accounts.
FINRA also found numerous other violations, including failure to complete accurate annual certifications for two years and other reporting and certification failures, including in the area of customer complaints, records maintenance, telemarketing, training and supervision.


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Alumni Career Spotlight: Vince Gill
Vince Gill Bachelor of Science in Environment, Economy, Development, and Sustainability '17 ... Economy, Development, and Sustainability. During his undergraduate career, he worked several different jobs ... our Fleet Attendants (operators) as well as develop scalable policies in order to promote healthy ...
Alumni Career Spotlight: Alexandra Kueller
your professional development? My current position has helped me grow professionally in so many ways. ... Alexandra Kueller Environment, Economy, Development, & Sustainability '14 Senior Associate, ... TriVista Ali earned a degree in Environment, Economy, Development, and Sustainability from SENR in 2014. ...
Alumni Career Spotlight: Bridget McGovern
essential ecological and sociological factors contributing to the development and fish ecology of Lake ... agriculture and rural aquaculture development. After my time in the Peace Corps, I pursued a two-year research ... most valuable in your professional development? Gaining experience in different sectors was very ...
Go Outdoors, but watch for ticks
This news article originally appeared on the website of the College of Food, Agricultural, and ... in Ohio over the past decade. Left untreated, a person with the disease can develop various symptoms ... develop an allergy to red meat, and can also transmit ehrlichiosis, which causes flu-like symptoms; the ...
Focus on Photography SPIN Club
Join Tony Staubach, Extension Educator, 4-H Youth Development to learn the basics of photography. ...
Focus on Photography 4-H SPIN Club
Development to learn the basics of photography. The secret to a good picture isn't in the editing, it's in the ...
Lal to speak at Borlaug Dialogue, receive World Food Prize, and be honored by Ohio State
This news item originally appeared on the website of the College of Food, Agricultural, and ... Revolution and the vision of agricultural scientist and professor Norman E. Borlaug. Borlaug developed wheat ... a long-standing commitment to this work. They will examine the emergence of carbon positive agriculture and ...
Office of International Affairs Releases 2019 Partnerships Report
https://ipa.osu.edu/news/office-international-affairs-releases-2019-partnerships-report_blank Marquee Slide Gray Marquee ...
Alumni Career Spotlight: Destiny Allen
Destiny Allen Environment, Economy, Development, & Sustainability '15 Master of Science ... Student in Global Technology and Development at Arizona State Destiny earned a degree in Environment, ... Economy, Development & Sustainability from SENR in 2015. During her time in SENR, she was involved in ...
CD Wire- October 5, 2020
funders and cooperative Extension professionals for developing trauma-informed, healing-centered ... Mission Statement: Ohio State University Extension Community Development helps communities enhance ... please let me know. Excellence in Community Development Award- Final Notice It is time to nominate the ...


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Genealogy Online
Dionisius van Dilsen1611-????
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Good news for U.S. nonprofits looking forward to year-end gifts: Charitably inclined Americans have not reached the limits of their charitable giving this year.
According to a survey released Monday by the American Red Cross, 78% of those who gave to Hurricane Sandy relief efforts and 90% of contributors to political causes during the latest election cycle will not reduce their giving to nonprofits this holiday season.
Even so, fewer Americans plan to give to charity in 2012 than in 2011. The survey found that 52% of respondents planned to donate to charity this season, down from 57% the last two years.
Giving by those who do plan to donate to a nonprofit may also fall short. Whereas 49% of those planning to make donations said they would give more than $50, 46% said they would give less than $50. Last year, 39% of Americans who planned to give said they would give less than $50.
Other key findings:
- Fifty-six percent of donors give by putting money aside in a canister or handing money to someone asking for a donation in a public place, 52% mail a check and 21% said they had used a charity's website to donate over the past 12 months.
- Fifty-one percent of all donors said they would donate if a friend talked to them personally about a charity.
- Of social media users polled, 68% said they would take time to learn more about a charity if they saw a friend posting about it; 51% said they would have more respect for a friend who posted about a charitable donation and 39% said they would donate themselves.


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Racing White Beauty Car
Tags: Jigsaw Puzzles Games
Publisher: Inocreato.com
Video Walkthrough
Racing White Beauty Car is a jigsaw flash puzzle game. There are two game modes to play; time mode and free mode. Time mode, as well as free mode, has three difficulties; easy, medium and hard. In time mode, you can race against the clock to set the best time you possibly can. In free mode there is no time limit so you can have a leisurely experience.
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This is not an offer for credit and should be used for estimation purposes only based on the information you provided. You should not base your decision on this estimate alone. Title, registration, tax and other fees, and personal circumstances such as employment status and personal credit history, were not considered in the calculations.
Drive - TEAM® Rapid Response™
Driven - TEAM Rapid Reaction BOSS
Drive System - Arctic Drive System™
ProCross™ - 6 in. (15.2 cm)
Runner - Dual deep split with carbide
Ski - FOX® 1.5 ZERO QS3
Front Track - Arctic Cat™ IFP 1.5
Rear Track - FOX® 2.0 ZERO QS3
Arctic Race Suspension™ with sway bar
Travel - 10 in. (25.4 cm)
SLIDE-ACTION Rear Suspension™ with tri-hub rear axle system, coupling blocks, Torque-Sensing Link™ rear arm and adjustable torsion springs
Travel - 13.5 in. (34.3 cm)


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VueScan is an application for scanning documents, photos, film, and slides on Windows, macOS, and Linux. VueScan supports over 6000 scanners from 42 manufacturers - even when there isn't a driver available from the manufacturer.
Whether you're having trouble getting your scanner connected to your computer, or you want to use the scanner software with the most features, VueScan is the tool for you.
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Do you have boxes full of photos in a drawer? Use VueScan to get them on your computer, and off your to-do list.
Scan with Flatbed and Automatic Document Feeders (ADF)
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VueScan is compatible with the HP Photosmart C4798 on Windows x86, Windows x64, Windows RT, Windows 10 ARM, Mac OS X and Linux.
You need to install the HP driver to use this scanner on Windows x86.
If you're using the network connection to this scanner, then you don't need to install any HP drivers. However, you might need to make sure your firewall is configured to allow VueScan to talk to your scanner.
You can use this scanner on Mac OS X and Linux without installing any other software.
VueScan uses in-scanner JPEG compression with this scanner to scan faster. This is significantly faster when scanning over a network connection. You can turn this off by setting 'Input | Fine mode'.
HP sold this scanner in some countries as the Photosmart C4700 / Photosmart C4740 / Photosmart C4799 / Photosmart C4750 / Photosmart C4780 / Photosmart C4783 / Photosmart C4785 / Photosmart C4788 / Photosmart C4793 / Photosmart C4795.
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text: Sheila Hyslop 1964-2014 Monday, March 17, 2014 Sheila and Olivia the goat We are deeply saddened to announce that Sheila Hyslop, former Shelter Manager at Woodstock Farm Animal Sanctuary, died in March from injuries related to a bike accident. She was in her native land of Edinburgh, Scotland, at the time. Sheila touched so many lives – both human and animal – in her almost 10 years of volunteering and working with us at the sanctuary. Her compassion, humor, kindness and selflessness won the hearts of all who met her. She's been an integral part of the sanctuary from the very beginning and one of the hardest-working, most dedicated people we've ever known. Those who visited or volunteered at the Sanctuary will remember her intense dedication to the animals and her encyclopedic recollection of every detail pertaining to their rescue stories and health, all the while being a cheerful and charming presence both on and off the farm. Her exceptional kindness was universal to both human and non-human animals. A memorial was held in Scotland, and plans are underway to hold one on this side of the pond. Please contact us for updates.


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Removalist Canterbury / Bankstown
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