text:
BakFlip HD Aluminum Tonneau Cover 35312
BakFlip HD Aluminum Tonneau Cover
- Part #: 35312
- without Utility Storage Box
- Installation Instructions
Select your vehicle details above to ensure item compatibility.
- We will NOT be undersold on BakFlip Tonneau Covers! Seen a better price? Call us at 800-663-1570 and we'll beat it!
- BakFlip HD Tonneau Cover features all aluminum panels
- Choose from the Standard model, or add on the optional BakBox utility storage box (not available for all vehicles)
- Low Profile design keeps your truck looking sleek
- Compatible with factory-equipped truck bed rails and cargo management systems
- Weighs 4 lbs less than the BakFlip G2, and is even stronger!
- Simple installation - usually under 30 mins!
- No Drilling Required
- Flips all the way open and sits against the back of your cab for full truck bed access
- BakFlip Comparison Chart
- Your BakFlip HD Tonneau Cover's Premium Fit & Finish is backed by a 2-Year Warranty
BAK Industries set the standard in folding tonneau covers with the BakFlip and BakFlip G2. The new BakFlip HD Tonneau Cover raises the bar even higher, boasting the the same great features of the G2 with the benefits of all-Aluminum construction. The Aluminum composition makes the HD BakFlip Tonneau Cover even stronger and lighter than the G2.
The BakFlip HD is virtually indestructible and features OE finishes that look great on your truck. From injection molded components and latch housings to glow in the dark emergency release handles and powder coated prop rods, the BakFlip HD will simply blow you away. This folding tonneau cover far exceeds the appearance and quality of any other cover on the market and is endorsed by OE companies in both the USA and Europe.
The BakFlip HD Tonneau Cover keeps your gear secure and dry in any environment. It features integrated drain channels to keep rain out, and a new modular latching and locking system to thwart potential thieves. If your tailgate locks, the BakFlip locks with it for total truck bed security. Best yet, the BakFlip HD folds and locks up against the back window, giving you full access to the truck bed without removing the cover or any other components. Try doing that with any other folding tonno!
Installing your BakFlip HD is a breeze, with no drilling or shims needed. It's even easier to install than the acclaimed G2 series. Just clamp on your BakFlip and go! Your all-aluminum HD BakFlip Tonneau Cover is backed by an unparalleled 2-Year Warranty.
Optional Upgrade: Choose the Standard BakFlip HD model, or maximize your truck bed's functionality by adding the optional BakBox Folding Toolbox. This truck toolbox works seamlessly with the BakFlip HD and is lightweight and easy to handle, yet extremely strong. Check out more details on the BakBox 2 here. (BakBox not available for all vehicles.)
BAK 35312 fits:
- 2006-2013 Ford Explorer Sport Trac
There are no reviews for this application.
See All BakFlip HD Aluminum Tonneau Cover Reviews.


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|Woolwich Riverside,SE18 Minicab's
|Charlton,SE18 Minicab's
|Kidbrooke with Hornfair,SE18 Minicab's
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|College,SE19 Minicab's
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|Knights Hill,SE19 Minicab's
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|Thamesmead Moorings,SE2 Minicab's
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|East Dulwich,SE22 Minicab's
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|Forest Hill,SE23 Minicab's
|Herne Hill,SE24 Minicab's
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|Sydenham,SE26 Minicab's
|Streatham Hill,SE27 Minicab's
|Vassall,SE5 Minicab's
|Catford South,SE6 Minicab's
|Eltham North,SE9 Minicab's
|Sutton Central,SM1 Minicab's
|Sutton West,SM1 Minicab's
|Sutton North,SM1 Minicab's
|Sutton South,SM1 Minicab's
|Stonecot,SM1 Minicab's
|The Wrythe,SM1 Minicab's
|St Helier,SM1 Minicab's
|Carshalton Central,SM1 Minicab's
|Wallington North,SM3 Minicab's
|Lower Morden,SM3 Minicab's
|Cannon Hill,SM4 Minicab's
|Merton Park,SM4 Minicab's
|Wallington South,SM5 Minicab's
|Chelsea Riverside,SW10 Minicab's
|Stanley,SW10 Minicab's
|Sands End,SW10 Minicab's
|Redcliffe,SW10 Minicab's
|Parsons Green and Walham,SW10 Minicab's
|Courtfield,SW10 Minicab's
|Shaftesbury,SW11 Minicab's
|Northcote,SW11 Minicab's
|Wandsworth Common,SW11 Minicab's
|Latchmere,SW11 Minicab's
|St Marys Park,SW11 Minicab's
|Queenstown,SW11 Minicab's
|Balham,SW11 Minicab's
|Thornton,SW12 Minicab's
|Clapham Common,SW12 Minicab's
|Nightingale,SW12 Minicab's
|Bedford,SW12 Minicab's
|Mortlake and Barnes Common,SW13 Minicab's
|Barnes,SW13 Minicab's
|Heston Central,SW13 Minicab's
|East Sheen,SW14 Minicab's
|North Richmond,SW14 Minicab's
|Kew,SW14 Minicab's
|Thamesfield,SW15 Minicab's
|East Putney,SW15 Minicab's
|West Putney,SW15 Minicab's
|Roehampton and Putney Heath,SW15 Minicab's
|West Hill,SW15 Minicab's
|St Leonards,SW16 Minicab's
|Streatham Wells,SW16 Minicab's
|Furzedown,SW16 Minicab's
|Earlsfield,SW17 Minicab's
|Wimbledon Park,SW17 Minicab's
|Tooting,SW17 Minicab's
|Southfields,SW18 Minicab's
|Abingdon,SW18 Minicab's
|Trinity,SW19 Minicab's
|Hillside,SW19 Minicab's
|Dundonald,SW19 Minicab's
|Vincent Square,SW1A Minicab's
|Warwick,SW1E Minicab's
|Royal Hospital,SW1H Minicab's
|Tachbrook,SW1P Minicab's
|Hammersmith Broadway,SW1P Minicab's
|Churchill,SW1V Minicab's
|Knightsbridge and Belgravia,SW1W Minicab's
|Brompton & Hans Town,SW1X Minicab's
|Tulse Hill,SW2 Minicab's
|Brixton Hill,SW2 Minicab's
|Ferndale,SW2 Minicab's
|Clapham Town,SW3 Minicab's
|Stockwell,SW4 Minicab's
|Larkhall,SW4 Minicab's
|Earls Court,SW5 Minicab's
|Fulham Broadway,SW6 Minicab's
|Palace Riverside,SW6 Minicab's
|Munster,SW6 Minicab's
|Fulham Reach,SW6 Minicab's
|Queens Gate,SW7 Minicab's
|St Margarets and North Twickenham,TW1 Minicab's
|Isleworth,TW1 Minicab's
|Twickenham Riverside,TW1 Minicab's
|West Twickenham,TW1 Minicab's
|South Twickenham,TW1 Minicab's
|South Richmond,TW10 Minicab's
|Fulwell and Hampton Hill,TW11 Minicab's
|Hampton North,TW12 Minicab's
|Feltham West,TW13 Minicab's
|Hanworth Park,TW13 Minicab's
|Feltham North,TW13 Minicab's
|Hanworth,TW13 Minicab's
|Cranford,TW14 Minicab's
|Hounslow Heath,TW14 Minicab's
|Heathrow Villages,TW14 Minicab's
|Bedfont,TW14 Minicab's
|Whitton,TW2 Minicab's
|Hounslow Central,TW3 Minicab's
|Hounslow West,TW3 Minicab's
|Hounslow South,TW3 Minicab's
|Heston East,TW3 Minicab's
|Heston West,TW5 Minicab's
|Osterley and Spring Grove,TW5 Minicab's
|Syon,TW7 Minicab's
|Brentford,TW8 Minicab's
|Chiswick Riverside,TW8 Minicab's
|Northfield,TW8 Minicab's
|Southall Broadway,UB1 Minicab's
|Townfield,UB1 Minicab's
|Dormers Wells,UB1 Minicab's
|Lady Margaret,UB1 Minicab's
|Greenford Broadway,UB1 Minicab's
|Norwood Green,UB1 Minicab's
|Brunel,UB10 Minicab's
|Uxbridge North,UB10 Minicab's
|Uxbridge South,UB10 Minicab's
|Hillingdon East,UB10 Minicab's
|Charville,UB10 Minicab's
|Ickenham,UB10 Minicab's
|Botwell,UB11 Minicab's
|Yiewsley,UB11 Minicab's
|West Drayton,UB11 Minicab's
|Southall Green,UB18 Minicab's
|Elthorne,UB2 Minicab's
|Pinkwell,UB3 Minicab's
|Yeading,UB4 Minicab's
|Northolt Mandeville,UB5 Minicab's
|Greenford Green,UB5 Minicab's
|Northolt West End,UB5 Minicab's
|Harefield,UB9 Minicab's
|Queens Park,W10 Minicab's
|Shepherds Bush Green,W10 Minicab's
|Golborne,W10 Minicab's
|Cleveland,W10 Minicab's
|Colville,W10 Minicab's
|St. Helens,W10 Minicab's
|Notting Dale,W10 Minicab's
|Westbourne,W11 Minicab's
|Norland,W11 Minicab's
|Pembridge,W11 Minicab's
|Bayswater,W11 Minicab's
|Campden,W11 Minicab's
|Holland,W11 Minicab's
|Wormholt and White City,W12 Minicab's
|Askew,W12 Minicab's
|Ravenscourt Park,W12 Minicab's
|Addison,W12 Minicab's
|Chiswick Homefields,W12 Minicab's
|Walpole,W13 Minicab's
|Ealing Broadway,W13 Minicab's
|Avonmore and Brook Green,W14 Minicab's
|West End,W1A Minicab's
|South Acton,W2 Minicab's
|Lancaster Gate,W2 Minicab's
|Acton Central,W3 Minicab's
|Southfield,W3 Minicab's
|Turnham Green,W3 Minicab's
|Ealing Common,W3 Minicab's
|Hobbayne,W7 Minicab's
|Paddington,W2 Minicab's
Are you looking for a cheap taxi in St James,KT3? If you want to save more money, have a joyful and safe journey you should try Kings Cross Quote services. At St James,KT3 you can get a mini cab at the pickup point in less than 5 minutes, always at the best fare on the online.


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This page contains full list of Panasonic Toughbook CF-C2 Drivers available for free download. Drivers including: , etc. The drivers in this category is updated weekly, so you can always download the latest Panasonic drivers here!
If you are not sure which one is the exact driver for Panasonic Toughbook CF-C2 , you can download our automatically drivers installer utility, please click here to download the driver installer.


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Update! Congratulations to our winner by random draw, Elissa who said...
"Two of my favorites, Deep South Dish and Southern Living! My mama and one of her sisters started my cookbook collection 25 years ago and I would love to add this wonderful book to it!"Elisa please contact me at firstname.lastname@example.com to claim your cookbook. I'll need full name and mailing address - congratulations!! I know that you'll love this book.
As a food blogger, I have had the privilege of reviewing quite a few Southern Living cookbooks {affil link} and while they have all been fantastic books, I think this is my most favorite one to date.
Organized geographically, Southern Living No Taste Like Home: A Celebration of Regional Southern Cooking and Hometown Flavor {affil link} by renowned food writer Kelly Alexander, is like a culinary travelogue across more than twenty of the South's tastiest hometowns. "All hometown food is special, of course," she writes, "but I daresay Southern hometown food is extraordinary." Based on my website visitors, I'd have to agree.
You'll receive a warm "Welcome to" to each town and see adaptations of recipes using iconic Southern ingredients from "People to Meet" - local actresses, reality stars, singers, songwriters, pitmasters, journalists, and other celebrities in each town, including of course, local restaurateurs and chefs. In between you'll find recipes from other local folks, along with a smattering of classic recipes from the Southern Living and Oxmoor House test kitchen archives.
"Things to Do Like a Local" sidebars will tip you off with places to see and fun things to do. Some of the features include places like the Atlanta Cyclorama, depicting the entire July 1864 Battle of Atlanta. You'll learn how we say praline here in this part of the Deep South and how to make some, as well as how to make a walking taco and where to find authentic puffy tacos in San Antonio.
You'll be guided where you can go to enjoy the wines of Virginia and how to make or where to find Nashville Style Hot Chicken, an incendiary spicy dish said to be "discomfort food in the best sense of the word" for its heat. You'll learn how to order a meat and three at cafeterias like Niki's West in Birmingham, visit the Versailles in Miami's Little Havana, take in the duck parade at the Peabody Hotel in Memphis, and how to do the Kentucky Derby like a local.
"Foods You Gotta Try," blocks are where you'll find out about local specialties like Gumbo, how to have a Crawfish Boil and how to peel them, exactly what Alabama White Barbecue Sauce is, how to make make Houston Vietnamese foods, Mint Juleps and Kentucky Hot Browns, King Ranch Chicken Casserole, Carolina Barbecue, Benne seeds and Purloo.
From the Heartland of Dixie to Cajun Country, from The Coastal South to Bluegrass, Bourbon and BBQ Country and all points in between, No Taste Like Home {affil link} truly is a celebration of all the unique flavors of each region of the South.
Here's just a sampling of the kinds of recipes you'll find from each of these six regions.
The Heart of Dixie
In The Heart of Dixie chapter, you'll find features from areas in Georgia, Alabama and Mississippi and local celebrity recipes including Chef Kevin Gillespie's Chili Slaw Dogs, Author Susan R. White's Sour Cream Pound Cake, Pitmaster Myron Mixon's Smoked Whole Chicken, Frank Stitt's Flounder with Lady Pea Succotash, Chef John Currence's Chicken and Duck Pot Pies and John Edge's Mississippi Delta Tamales.
Also included are some favorite recipes from locals such as Smoky Pimiento Cheese Deviled Eggs, Tiny Caramel Tarts, Delta Style Fried Catfish, Mississippi Bourbon Punch, Butternut Squash Bake and Peach Melba Shortcakes, among others.
Cajun Country
Cajun Country is all about Lafayette and New Orleans, Louisiana with recipes for John Besh's Pickled Shrimp, Emeril Lagasse's Fried Oyster Po'boys, Actress Angela Kinsey's Corn Casserole, Miss Kay Robertson's Crawfish Pies and Chef Leah Chase's Creole Bread Pudding, along with recipes from other locals including Hurricane Punch, Chicken, Tasso and Andouille Gumbo, Coconut Almond Cream Cake, Red Beans and Rice and Creole Potato Salad, and more.
Big, Bold Texas
Big, Bold Texas gets its own region, bringing us to places like Houston, Dallas, Austin and San Antonio and featuring Miranda Lambert's mother's Famous Meatloaf, journalist Robb Walsh's uncle's Barbecued Cabbage, actress Eva Longoria's Mint Lemonade, Lady Bird Johnson's White House Pecan Pie, as well as contributions from locals like Grilled Tri-Tip with Citrus-Chile Butter, Mojo Chicken, Chipotle Smashed Sweet Potatoes and Tacos al Pastor, to name a few.
The Piedmont and the Mountains
The Piedmont and the Mountains chapter focuses on North Carolina and Virginia, bringing you finds like reality star Emily Maynard's Cornbread Salad, Chef Dean and Erin Maupin's Strawberry-Rhubarb Cobbler Pie, author Charles Frazier's Soup Beans, along with recipes from locals such as Asparagus-New Potato Hash, Watts Grocery-Style Spoon Bread, Crook's Corner Shrimp and Grits, Bourbon Glazed Ham and Orange-Sweet Potato Pie with Rosemary-Cornmeal Crust, among others.
The Bluegrass, Bourbon and Barbecue Trail
Kentucky and Tennessee are the focus of The Bluegrass, Bourbon and Barbecue Trail chapter with Chef Kathy Cary's Old-Fashioned Blackberry Cobbler, Chef Kelly English's Tempura Fried Okra, Naomi Judd's mom's Deviled Eggs, Trisha Yearwood's Chicken Pizza, Loretta Lynn's Chicken and Dumplin's as well as recipes from locals for Blackberry Cornbread, The Fat Elvis, Corn Chowder and Sorghum-Glazed Turnips plus many more Southern Living favorites from the archives.
The Coastal South
The Coastal South winds down the east coastal areas of the South, from Maryland to South Carolina, Georgia and Florida bringing us actress Mo'Nique's F.A.T. (Fabulous and Thick, Full and Tasty, Fluffy and Tender) Green Beans, Chef Duff Goldman's Charm City Chocolate Cake, author John Martin Taylor's Frogmore Stew, Rapper Vanilla Ice's Chiles Rellenos, Wayne Brady's grandmother's Red Velvet Cake and Bobby Deen's Crispy Oven-Fried Chicken along with recipes from locals for Low-country Shrimp and Okra Pilau, Maryland Black Walnut Cake, Low-country Red Rice, Rum Cake and others.
In a soft hardcover format that is 10 x 8 inches in size and 320 pages, it is a hefty 2.7 pounds and chock-full of recipes and lots of nice pictures of both local scenery, landmarks and of course, the food. Knowing Deep South Dish readers, I know you'll love this book personally, but it would also make a fabulous gift item for anyone who loves to cook Southern food. Add it to a basket containing the pantry ingredients and a recipe card for one of the recipes here, and you'll have a gift they will remember. Whether you're a Southerner, or someone who got here as fast as they could, I think this book will show you that there really is no taste like home.
Look for it at online retailers like Amazon, {affil link} or in your favorite bookstores. Also available in Kindle format {affil link} for a great price.
Update: Giveaway is now closed. Please check back on this post later for the winner announcement. Thanks for entering and good luck y'all!
The publisher has agreed to provide ONE additional copy of Southern Living No Taste Like Home: A Celebration of Regional Southern Cooking and Hometown Flavor {affil link} cookbook for me to give to one lucky Deep South Dish reader free! Simply comment below to enter for a chance to win.
Giveaway is now closed.
Anonymous posting has temporarily been opened, but if you do post anonymously, please leave a first name and last initial to identify yourself. This giveaway closes at midnight CST on Wednesday, October 16, 2013. One winner will be selected at random from the comments and will be announced within 2 to 3 days on the site at this post. Readers are responsible for checking back to see if they were selected and will have 48 hours from the time this post is updated with the winner's name to respond to claim the cookbook, or prize will be forfeited. Giveaway open to U.S. residents only please.
Thanks for reading and good luck!
Disclosure: I received one free review copy plus another copy of Southern Living No Taste Like Home: A Celebration of Regional Southern Cooking and Hometown Flavor cookbook {affil link} to host this giveaway.


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MicroStation 2D | MicroStation 3D | MicroStation Advanced | MicroStation Search
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Due to attrition and professional success, our gaming group needs more members. We meet biweekly in Weymouth, about two blocks from the East Weymouth Commuter Rail station.
Currently we meet on Mondays, though that's slightly flexible.
We're just finishing a campaign and have started looking for more players.
Collectively we're conversant with every major RPG. We're also individually nice, well-adjusted folk who want to play games as much as tell stories.
The current plan is to start a DnD v3.5 game with me GMing. I'm a decent GM but we're always willing to have more GMs in the group and our next undertaking isn't set in stone.
If you want a group to GM for then we may be it. If you want a group to play with and don't ever wear capes to games, then we could be a good fit for you.


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CEO Paul Reilly explained how the integration of Morgan Keegan is making Raymond James a better firm than top brass anticipated during the final session of the firm's 18th annual Women's Symposium in St. Pete Beach, Fla., during early October. Still, Reilly doesn't anticipate future acquisitions of the size of Morgan Keegan—which added about 900 reps to the firm—in the near future, though he isn't ruling them out entirely either.
"The next step for us is to get back to 10%-15% [yearly] growth and to do it better each year," Reilly said in an interview with the press, after speaking at the conference. "Yes, if we find niche acquisitions that make sense, we will do them; there are not many firms the size of Morgan Keegan."
"And if another opportunity fits our strategy, we will do it," he added, noting that investment banks have been bringing possible candidates to Raymond James on a regular basis after it wrapped up its Morgan Keegan purchase on April 2. "We could do it every 20 years or so, but will not grow for growth's sake," Reilly said, adding that the firm is especially interested in smaller acquisitions "to build out our platform for advisors."
Morgan Keegan
While it has been demanding, "The Morgan Keegan conversion is going better than we possibly could have expected," said the Raymond James CEO, who led Korn/Ferry International as executive chairman and KPMG International as its CEO before assuming his current post in May 2010. "We have beaten the optimistic projections, and we're not done yet."
The integration has benefitted from cultural similarities. "We're not like [immediate] family, but we are first cousins," he said. "Those who have stayed with us feel like they fit in, and they like what we do. They get access to a broader IT platform and back-office services, and they still have their same branch manager."
Reilly also says that he believes his three objectives—to maintain Raymond James' client-first culture, maintain the company's integrity and keep up its long-term, independent growth strategy—are on track.
"I've discussed [at the Women's Symposium] where we can do better, like in breaking down the division silos," he explained. "And l laid out why we are a strategic alternative to Wall Street … it's not that Wall Street is bad, but we are different."
As of Sept. 30, Raymond James had 6,330 advisors, including some in the United Kingdom and Canada.
Role of Women
Boosting the number and role of women is another objective of Raymond James and other firms in the wealth management business. But how do you make that happen?
Of Raymond James' 6,000-plus advisors, about 14% are women. In the first year of its training program for new reps, the Advisor Mastery Program, 35% of its participants were women.
An important part of supporting women in the business, six advisors at a roundtable discussion said, is having the right culture. This includes taking steps to support female advisors and other women throughout the firm and doing as much as possible to encourage the formation of advisor teams.
The support advisors need in the field, members of the roundtable noted, can mean shaking things up a bit at headquarters—which Raymond James has been willing and able to do—and talking about such challenges openly.
"It's uplifting to those of us looking for [top] service. And we had heard about what Raymond James was doing, but then we heard more about it here today with coherency and continuity," said Margaret Starner with Raymond James & Associates (RJA), the firm's employee channel, in Coral Gables, Fla. "It was well articulated, and it never crossed my mind that it would be discussed like this."
Starner sees the move to boost service and performance at the corporate level as a renewed drive for accountability led by Reilly. "It's a big morale lifter," she added.
Glass Ceiling?
As for women having the influence and presence they would like to have in wealth management, "We and the industry are not quite there yet, but we hope to get there," said Rachel McNeil, an advisor and participant in the company's training program in St. Petersburg, Fla.
And the firm they're with supports this effort, they add. "We see with what [RJA President] Tash Elwyn and others are saying that there is big commitment to it," explained Starner.
Do they feel, as women, that they are an equal part of the Raymond James organization? "We have brought that up every year," said Starner, whose practice manages $350 million in assets. "And there are women executives, like Bella" Loykhter Allaire, head of technology and Operations for RJF.
"The leadership wishes we had more [women in management] and aspires to that goal," the veteran advisor noted. "This is a situation common to all firms and to the industry."


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When it comes to lobbying against the credit union tax exemption, banking trade associations hit the sweet spot this year.
Both the American Bankers Association and Independent Community Bankers of America are gathering in Washington this week and next, as the House Ways and Means Committee's working groups collect information and make recommendations regarding tax reform.
The working groups are to compile their information and submit a report to the full committee May 6.
The ABA concluded its annual Government Relations Summit on Wednesday, bringing more than 1,000 bankers to Washington to visit members of Congress.
Fighting the credit union tax exemption was listed among the top speaking points and was the featured topic for the group's April 16 general session titled "Credit Union Taxation: Now is the Time."
Adding insult to injury, an ABA video for attendees promoting the event features a photo of bankers shaking hands with a smiling Rep. Ed Royce (R-Calif.), a frequent sponsor of credit union legislation and a vocal credit union supporter.
The ICBA will gather in Washington for its annual Washington Policy Summit on April 24 and 25. The ICBA summit agenda does not include a session on credit union tax exemption; however, the ICBA actively lobbies Congress against what it calls the "Credit Union Power Grab," referring to legislative attempts to increase the member business lending cap and permit credit unions to hold supplemental capital on their books.
In preparation for the events, CUNA booked ads in Washington publications Politico and The Hill to coincide with bankers' visits to Capitol Hill. The ads tout credit union benefits to consumers and promote the trade association's credit union finder website, asmarterchoice.org.


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Shenzhen, China is home to some of the most controversial electronics factories in recent memory, but it also plays host to a robust culture of small, nimble, sometimes single-man electronics manufacturing operations. At Hoektronics, founder of MakerBot Industries Zach Hoeken got a look at one of the machines that a Shenzhen maker uses to produce small batches of circuit boards to make his own electronics to sell at market.
The circuit board maker, Mr. Chen, uses a $4,000 SMT pick-and-place machine in his home for manufacturing. Pick-and-place machines use robotic arms to apply the capacitors, integrated circuits, and resistors to printed circuit boards according to instructions.
According to Hoektronics, Mr. Chen first applies solder, runs the boards through the pick-and-place machine, and then sets the arrangement by putting the boards in an oven. Mr. Chen then hand-solders the connectors to the boards.
The boards shown in the video are AVR ICE programmers. AVR is a type of microcontroller, while ICE stands for "in-circuit emulator," a debugging tool that monitors everything that happens in the CPU and is used in embedded systems like MP3 players or smartphones.
The programmers are used in electronics that Mr. Chen designs and manufactures himself. He then sells his products at Shenzhen's multi-floor Huaqiangbei market, a popular venue for peddling gadgets, including knockoffs of Apple products like the iPhone and iPad. Mr. Chen did not specify exactly what type of products he would use the AVR ICE programmers for; in the background of one photo, though, we see a suspiciously familiar logo.


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Read/Write Properties Files in Java
Many years ago I covered how to read and write properties files in Java. Recently, I had to add this feature to some software, so I thought I'd quickly review the process for those who missed it the first time. We all know the motivation behind configuration, or properties, files — it's bad practice to hard-code values into your code, and it makes more sense to allow them to be overridden at runtime. For instance, you may want to allow the user to set or change the default value of the network port your software listens on, the number of threads created in a thread pool, or the address of a server your software communicates with. The examples go on. Fortunately, Java makes it very easy to read, write, and update properties files in multiple forms, via the java.util.Properties package. Let's take a closer look.
Using the examples above of values you may want to override at runtime, a properties file in the form of named-value pairs is often quick and easy to create. For instance:
ServerAddress=192.168.3.1 ServerPort=80 ThreadCount=5
You would then read such a file in your Java code as:
public void loadParams() { Properties props = new Properties(); InputStream is = null; // First try loading from the current directory try { File f = new File("server.properties"); is = new FileInputStream( f ); } catch ( Exception e ) { is = null; } try { if ( is == null ) { // Try loading from classpath is = getClass().getResourceAsStream("server.properties"); } // Try loading properties from the file (if found) props.load( is ); } catch ( Exception e ) { } serverAddr = props.getProperty("ServerAddress", "192.168.0.1"); serverPort = new Integer(props.getProperty("ServerPort", "8080")); threadCnt = new Integer(props.getProperty("ThreadCount", "5")); }
There's more error checking than code, as is often the case when dealing with files, but it's pretty straightforward. In this case, the code attempts to load the file in the directory where the application was started. If it's not found there, it looks in the classpath for the file. Of course, you can just default to the classpath condition for loading, but I like to check an explicit location first. That's just a personal preference. In either case, if the file isn't found, the default values provided with each call to getProperty are used.
You can use the Java properties API to create the file in the first place, and/or update it later if changes are made through the application itself. The following code is an example of this:
public void saveParamChanges() { try { Properties props = new Properties(); props.setProperty("ServerAddress", serverAddr); props.setProperty("ServerPort", ""+serverPort); props.setProperty("ThreadCount", ""+threadCnt); File f = new File("server.properties"); OutputStream out = new FileOutputStream( f ); props.store(out, "This is an optional header comment string"); } catch (Exception e ) { e.printStackTrace(); } }
What About XML?
Sometimes a simple named-value pair file meets the need just fine, but in other cases, an XML file may be desired. No worries, the Preferences API allows you to effortlessly save and load your properties as XML files as well. And none of the code to read or write the property values needs to change. All you need to do is substitute Properties.store for Properties.storeToXML and provide a more appropriate file name (i.e. server.xml). For example:
public void saveParamChangesAsXML() { try { Properties props = new Properties(); props.setProperty("ServerAddress", serverAddr); props.setProperty("ServerPort", ""+serverPort); props.setProperty("ThreadCount", ""+threadCnt); File f = new File("server.xml"); OutputStream out = new FileOutputStream( f ); props.storeToXML(out, "This is an optional header comment string"); } catch (Exception e ) { e.printStackTrace(); } }
To read the XML properties file, simply change the Properties.load in your code (such as in loadParams() above) to Properties.loadFromXML and specify a proper XML file. That's it!
Happy coding!


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Ariane Dotted Playsuit
- Material: Polyester
- Pattern: Dot
- Decoration: Bow
Size Chart (Measurements in cm)
2 .54 cm=1 inch
Love, Peace & Boho SIZE GUIDE AND PRODUCT CARE
Purchasing clothing online can be daunting, especially if it's your first time! We have included a general size chart for our clothing, and measurements are provided on the product page of each item. Feel free to email us at firstname.lastname@example.com if you have any sizing inquiries.
Each person's body differs; we may have larger hips, wider shoulders or be top heavy. Every store has different range of sizes. Our sizes typically run small as we cater to petite women. Size is a very delicate part of ordering online so you should know and understand clearly the size chart. We understand that sizing may defer for each country and store, thus we provide measurement charts instead of size charts as numbers are constant so you have a clear bearing on the sizing you should select.
We try to provide the most accurate measurements for all our garments, but as manual measurement is done, please take into consideration a 1-2.5cm margin for error on measurements. We provide all measurements in centimetres (cm), which can be converted into inches. (2.54cm = 1")
Before purchasing, prepare your tape measure, pen and paper. You are going to measure yourself. You must refer on the chart on which part of your body requires measurement. If it says bust, waist and hips, then you should measure all of it.
When measuring the bust, raise your arm and place the tape measure under your arm, measure the fullest area of your bust. When it comes to your waist, measure around it, give it an inch or two for those budges after meals. Like how you measured your bust, measure just below your waist to get your perfect fit of your hips. Also, make sure the tape measure is held snugly and firmly (not tightly) against your body and is always parallel to the floor for circumference measurements.
Remember to wear proper undergarments and shoes when measuring.
For Dresses, Blouses, Tops, Vests, Jackets, and Coats, select size to correspond with your Bust/Chest measurement.
Adjust the Waist and/or Hip, if necessary. If there is more than 2"(5.08cm) difference between your Bust and Chest measurement, select size by your chest measurement, because you will achieve a better fit through your shoulders, chest and upper back; adjust the Bust if necessary.
For Skirts, Pants, Shorts, and Culottes, select size to correspond with your Waist measurement. Adjust the Hip, if necessary. If your Hips are much larger than your Waist, select the size closest to your Hip measurement and adjust the Waist.
When purchasing clothing item that is a Blouse, Jacket, Skirt and/or Pants, select size by your Bust/Chest measurement and adjust the Waist and/or Hips if necessary.
If your measurements fall between two sizes, consider your bone structure. If you are thin and small-boned, choose the smaller of the two sizes. If you are larger boned, choose the larger size. Personal preference may also influence your size selection depending on whether you prefer a looser or a closer fit.
Make sure that the measurements taken down are accurate. Review it thoroughly. Remember the tips concerning errors and standard sizing. We recommend that you save your measurement on your phone so you have a copy to refer when shopping online. This measurement chart will also help you during a trip overseas when you are in a rush to shop, just whip out your phone and a measuring tape and you are good to go!
Note: US sizing can be subjective, we'll do our best to be as accurate as possible!
- It is important to note that strapless/ tube tops and dresses must be worn snug to hold up.
- Fitted items generally have smaller measurements as compared to items that are worn loose-fitting.
- Fabrics that are stretchable generally have smaller measurements, however, if the item is being stretched too much (>5cm / 2"), it may get a little snug.
- Hips measurements don't matter that much if you're looking to into a flared skirt/ dress, you just need to pay attention to the pit to pit, waist, and length measurements.
- Pay attention to our size & fit on individual product pages. If an item runs big/small, it will be stated.
- Hand-wash new clothing in cold water separately from other clothing for the first time
- For future washes, separate them into groups with similar colour to avoid colour runs/transfer
- Turn your clothing inside out and hand-wash them to maintain the shape and quality; rinse until water runs clear after hand washing
- Wash your clothing with cold water if you are unsure of the maximum temperature
- Do not use strong detergent
- Do not iron embellishments, prints, pleats or trims
- Do not bleach
- Avoid contact with moisture and liquids such as perfume, hairspray, lotions, perspiration and water
- Store in dry areas without direct sunlight, preferably in a fabric-lined box to prevent pieces from moving around
Free shipping on all orders over $30USD.
It normally takes 3-7 business days for us to process your order. Please note that this does not include holidays and weekends.
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This handsomely tailored Alfani wool blend men's suit, features a two button , jacket with and pants. The suit's striped black color makes it a stylish choice that will pair well with many different dress shirts. Designed with a classic fit silhouette; suitable for year round wear.
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Emergency Plumbers Becontree Heath, Becontree, RM8
Need An Emergency Plumber In Becontree Heath, Becontree, RM8 Area Fast?
At Expert Plumbers over 75% of all our work come from existing customers, and over 70% of all completed jobs were finished in UNDER 1 HOUR! Its no wonder we have such a high percentage of repeat customers in Becontree Heath, Becontree, RM8 area.
Is your toilet overflowing and water is everywhere? Are you panicking and wondering, which plumbing service to choose, and what steps you should take before the plumber arrives?
The most suitable choice in this kind of situation would be to contact?Expert Plumbers the Emergency Plumbers in Becontree Heath, Becontree, RM8. Our knowledgeable customer service representatives will provide guidance, and our trusted local emergency plumber will arrive within one hour to repair your plumbing emergency whether its burst pipe or a leaking water cylinder.
With years of experience and emphasis on precision, our Emergency Plumbers in Becontree Heath, Becontree, RM8 area will come up with a cost-effective and lasting solution to your emergency situation.
Emergency plumbing in Becontree Heath, Becontree, RM8?
We guarantee that the trouble will never get out of hand no matter how extreme the plumbing emergency is. Our local emergency plumbers and gas engineers have seen and dealt with the most extreme and bizarre plumbing emergencies imaginable.
What plumbing services do we offer?
There is a wide range of Emergency Plumbing services available for customers located in Becontree Heath, Becontree, RM8 area . Water leaks?and boiler breakdowns are just a couple of many problems, our specialists will be trained to detect and deal with effectively.
Customer Satisfaction
It comes down to having a superb customer service and being dependable and prompt. We Will Not leave you waiting around when an emergency is occurring.
Prompt Service
Would you be asked to wait about when in need of an ambulance? In exactly the same way, we will never ask you to wait around for our emergency plumber.
Call us and well be prompt in our response.
Were Courteous At All Times?
Our team is coached to stay courteous with our customers because thats what you need during an emergency. You deserve to have someone treat you in the way thats suitable to the situation you found yourself in.
With high customer service standards, weve set out for all our staff, you will never have to worry about how we are communicating with you.
Our Customer Service Standard is something we make sure we consistently follow through and do pay attention to, but that will never prevent us from being personable, and approachable at all times.
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Emergency can transpire at any time during the day, and you may require 24/7 support. Our teams of Emergency Plumbers are ready for call-outs at any time of the day or night. You can call us out of hours, and our local Expert Plumbers will come instantly.
You need the best service in regards to Plumbing Emergencies in Becontree Heath, Becontree, RM8 area. Dont rely on those who are not available during your time of need. Its a good idea to go with our Emergency Plumbers because you will never have to look at the clock with us.
We Provide The Following Services:?Radiator repairs, Boiler servicing, Thermostats, Gas valves, Circuit boards, Drainage & waste pipe, Blocked manholes, Blocked drains, Blocked toilets, Blocked sinks, Macerators, Saniflo, WCs, Sinks etc, Immersions, Immersion Heaters, Cylinders, Sinks & SaniVite, Shower repairs, Electric showers, Emergency Plumbers, 24 hour plumber, Out of hours emergency plumbing, Power Showers, WCs, WC Cisterns, Syphon, Saniflo, Pumps, Boiler repairs, Emergency plumbing, Gas cooker repairs, Power flushing, Central heating installations, Underfloor heating repairs, Leaks, Burst pipes, Outside taps, Tap Repairs & installations, Emergency Plumbing, Tap washers, Cold water tanks,, Washingmachine repairs, Dishwasher repairs, Disabled bathrooms, Disabled WC, Leaking pipes, Pipe repairs, Valve repair, Noisy water pipes, Gas pipes, Water pipe repair, Radiator installations, Radiator replacement, Corgi plumbers, Emergency boiler repairs, Gutter cleaning, Gas safety certificates, Landlord certificates, Gas safety checks, Emergency plumbing, Leak Detection, Water Leaks, Recommended Plumbers, Waste Pipes, Toilet Flushing System Repair, Free Estimates, Free Quotes, Hot Water Cylinder Repairs, Water Faucet, Water Filter Installations & Repairs, Radiator repositioning, Leaking radiator valves, Plumbers, Leaking toilets, Boiler service & maintenance, Boiler breakdowns, Leaking boilers, Leaking washing machines, Leaking dishwashers, Gas engineers, Heating engineers
(- RM1, – RM2, – RM3, – RM4, – RM5, – RM6, – RM7, – RM8, – RM9, – RM10, – RM11, – RM12, – RM13, – RM14, – RM15, – RM16, – RM17, – RM18, – RM19, – RM20) Romford, Havering, Gidea Park, Heath Park, Harold Wood, Harold Hill, Noak Hill, Havering-atte-Bower, Abridge, Stapleford Abbotts, Navestock, Stapleford Tawney, Stapleford Aerodrome, Epping Forest, Brentwood, Collier Row, Redbridge, Chadwell Heath, Marks Gate, Little Heath, Barking, Dagenham, Rush Green, Mawneys, Becontree Heath, Becontree, Hornchurch, Emerson Park, Ardleigh Green, Hornchurch, Elm Park, Rainham, South Hornchurch, Wennington, Upminster, Cranham, North Ockendon, Bulphan, Thurrock, South Ockendon, Aveley, Chafford Hundred, Chadwell St Mary, North Stifford, Orsett, Grays, Badgers Dene, Tilbury, East Tilbury, West Tilbury, Purfleet, West Thurrock, South Stifford
Becontree Heath, Becontree, RM8 Emergency Plumbers
With slightly below 25 % million residents, the London Borough of Becontree Heath, Becontree, RM8 is filled up with a diverse inhabitants and an affluent history and a thriving golf club and bar scene. But no matter whom you are, which kind of business you operate, or where in the borough your home is, plumbing problems make a difference anyone. Becontree Heath, Becontree, RM8 Plumbers will help you with any type of plumbing problem you might face. Our experienced team of plumbing experts are prepared and with the capacity of providing you a complete plumbing service. From a simply leaky faucet to a crisis repair on the burst tube, from a clogged drain to a complete reworking of your bathrooms, were prepared to help and promise our services.
Youll be capable of geting the type of repair or installation that you deserve when you ask the professionals, and were confident inside our ability. We provide a full promise on our set up or repair careers regardless of what they may be. That way, you know that youre getting the best for your money, every time.
We offer a quantity of plumbing services, and the following is merely a short list of what we offer our customers.
– Burst pipes
– Overflows
– Tanks
– Air locks
– Leaks and drips
– Washing machines
– Taps
– Ball valves
– Stop cocks
– Icemakers
– Immersion heaters
– Pumps
– Bathroom installation or remodel
– Dishwashers
– Water dispenser
– Filter systems
– Cylinders
– Showers
– Faucets
– And more
Emergency Plumbing In Becontree Heath, Becontree, RM8
Plumbing emergencies are one of those things that you cant ignore, and thats why were proud to offer emergency plumbing repairs quickly. Burst pipes, sudden leaks, and any other emergency is par for the course for our experts, and well get to you fast. Becontree Heath, Becontree, RM8 Plumbers can provide you with emergency repairs and services 24 hours a day, 7 days a week and were proud of our ability to provide fast service when you need it.
If youre facing any type of plumbing need, feel free to call us for all of your Becontree Heath, Becontree, RM8 Plumbing needs.


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Call 844.344.3536 For Trade Pricing
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From traditional to contemporary and every style in between, Kalco designs lighting fixtures that will complement any environment. Our design teams carefully design and craft each product, incorporating rich details. Unique materials and accents, such as crystal, stone, leather and shell, create the perfect finishing touch.
Our products begin as premium iron stock, which is heated in a fire pit and shaped with a hammer and anvil. Skilled artisans, whose craft has been honed by years of training, perform Kalco's hand-forged wrought iron work. Artisans in our Las Vegas, Nevada factory hand paint our designed products, using many layering techniques to create the rich finishes that have become our hallmark. Our lighting designs are completely hand-crafted, making every piece an original work of art.
We pride ourselves on offering you a wide variety of design options. Rather than pre-selecting complementary finishes and shades for our designs, we provide you with the opportunity to personally select the finish and shade that will best complement your decor. Kalco's exclusive natural shades bring amazing warmth and beauty to any room in your home. Our Buddha Leaf, Iridescent Shell and Penshell shades are hand-laid by skilled Philippine artisans, while Calcite shades come directly from a mine in Utah. Any of these shades, coupled with our hand-wrought and hand-painted fixtures, creates a luminescent work of art, as individual as nature itself.
Custom Ironworks
Hand-crafted, high quality iron work has always been synonymous with Kalco Lighting. In addition to the rich, hand-forged designs offered in our catalog, we are able to create custom works of iron art to order, working with you from the early design stages through completion of the final product. Each custom designed piece takes time to create, time that will be well worth it once your beautifully detailed, personally finished work of art comes to life.
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While different generations have similar vulnerabilities and priorities, members of Generation X are generally worse off than millennials and both late and early boomers, says a recent generational research study published by financial education group Financial Finesse Inc.
For Gen Xers, who are between 30 and 44 years old, part of the problem is just bad luck. Many members of Gen X started working and saving too late to take advantage of the booming market, and bought houses just in time to get hit by the housing crash, according to the Financial Finesse study released on Dec. 6.
Boomers, on the other hand, had enough time to build a cushion and grow equity to protect themselves, while younger millennials have enough time to grow their assets as they're just starting out.
Generation X Has Cash Flow Issues
Financial Finesse found Gen X to be the least financially stable. They are less likely than millennials or boomers to have a handle on cash flow or maintain an emergency cash fund. Less than half regularly pay off credit card debt in full, and just over half are comfortable with their debt level. They also scored the lowest on Financial Finesse's wellness score, with a score of 4.6.
A quarter of respondents between ages 30 and 44 have an annual income of between $35,000 and $60,000, and 22% make between $100,000 and $150,000. Most respondents in this age group are married with children under 18, and 67% own their home.
"Part of it is due to life cycle," Erik Carter, resident financial planner at Financial Finesse and a member of the firm's Think Tank, told AdvisorOne on Thursday. "They're at an age where they have a mortgage and children — we've seen a big correlation between children and financial stress."
Timing is another factor in Gen X's relative financial straits. "They missed the run-up in stocks," Carter said, "and the last 10 to 12 years in general have not been good."
Similarly, the housing crash hit Gen X harder than other age groups, the report pointed out. They were more likely to own homes than millennials, but less likely to have the same level of equity that boomers did. They are also more likely to have young children than any other age group, which contributes to their financial stress.
Gen X is recovering from the recession, but they're still behind, Carter said. He referred to data from the Pew Research Center that found 35- to 44-year-olds are 44% poorer than their older counterparts were at that age.
"Their hardest problem is managing cash flow and balancing competing priorities," he said.
Many of the same tech tools used by millennials could help members of Gen X focus on tracking expenses and setting budgets, he added.
On the positive side, Gen X is more focused on retirement than younger adults. Financial Finesse found 65% of respondents say retirement planning is their top priority. This may come from a general sense of caution shared by the generation. The report cited Greg Hammill, former director of intern and student programs at Fairleigh Dickinson University's Silberman College of Business, who wrote in an article for FDU Magazine that members of Gen X tend to be conservative when it comes to finances.
Debt, it seems, is what's holding Gen X back, more than an inability to save or a misalignment of priorities. Nearly 90% of Gen X workers are saving in their employer's plan, and three-quarters are using their company match. Twenty-two percent contribute to an IRA, less than the number of millennials who do so. However, as mentioned before, almost half are uncomfortable with their level of debt.
Millennials Have Time and Technology
Naturally, millennials have the lowest median income, but Financial Finesse found that investors in their 20s have a better grasp of money management than many of their older counterparts. Twenty-eight percent are making between $35,000 and $60,000 a year, and nearly three-quarters say they have a handle on cash flow while 88% are paying their bills on time every month.
Over half of millennials surveyed said getting out of debt is one of their top priorities and 62% are working toward that end by paying off their credit card balance in full regularly.
Time is on millennials' side, but technology is an important part of their story as well. Financial Finesse noted the impact of coupon sites like LivingSocial and Groupon on millennials' budgets. Technology has had a subtle impact on their retirement plans as well. Half of millenials have been automatically enrolled into their company retirement plan and almost the same percentage are entirely in a target date fund.
There's a dark stain on this rosy picture, however. On a scale of one to 10, Financial Finesse gave millennials a score of only 4.9 for financial wellness, taking into account age and income for a particular generation. A score between 3 and 4.9 indicates a need for more basic information.
Thirty percent of adults under 34 with full-time jobs have returned to their parents' homes in the last few years. Furthermore, millennials need to turn their attention to long-term planning, Carter said.
While 83% are contributing to their employer-sponsored retirement plan, only 74% are contributing enough to qualify for the employer match. Only 29% have estimated how much they'll need for retirement and just 17% say they're on track to replace 80% of their income.
"For every age group, retirement is their biggest vulnerability," Carter said. "Millennials are the only ones who aren't aware of it. The challenge could be bigger for younger groups and the track could be worse than it looks now."
Carter noted that the report only looked at respondents who were employed, and "one of the biggest hits for millennials has been finding a job."
Outside of their employer-sponsored plans, just over a quarter of millennials are contributing to an IRA.
While over half have made investing or getting out of debt priorities, their biggest priority is managing cash flow. One advantage they have, Carter said, is that many are coming out of college, where they likely weren't spending much. "It's easier for them to maintain that frugality because they're used to it."
Millennial respondents reported an overall lack of confidence in investing. Less than 30% said they are confident about their allocations and 38% have taken a risk assessment. Nearly two-thirds say they have a general knowledge about investments.
Millennials need to see the impact that saving now could have on their retirement, Carter said. "The threat is that their retirement isn't looking great. If they start saving now and saving aggressively, they could be in better shape than even the older generations."
Late Boomers Face Family Demands
Late boomers, those who are between 45 and 54, show remarkable improvements over Gen X. Their income is higher, with 46% earning between $75,000 and $150,000 per year, and 84% own their home. They're also more likely to contribute to educational savings accounts and have adequate insurance for their needs. Their financial wellness score is an even 5, which Financial Finesse says indicates they are demonstrating some personal finance skills, though they still have significant gaps.
As this group nears retirement, those gaps begin to appear. Eighty-five percent of respondents said retirement planning was a priority, by far the group's largest priority, but 75% don't contribute to an IRA, 20% aren't taking advantage of their company match and 5% aren't contributing to their work plan at all.
Financial Finesse noted that late boomers' propensity to plan for their families' needs with insurance and educational funds could be a hindrance to their own financial safety. Even when they do focus on their own needs, their priorities are slightly askew. The report found late boomers aren't doing enough to protect their wealth, noting that this age group should consider umbrella liability and long-term care insurance policies.
Only 40% of late boomers have young children, the report noted, so the group should see improvements in their day-to-day cash flow as older children leave home.
The report noted that the Medicare trust fund may be depleted in 2024, before most of this age group is able to take advantage of it, and Medicare and Social Security are also facing uncertain futures.
Early Boomers Still Unprepared for Retirement
At 5.6, early boomers between ages 55 and 64 have the highest financial wellness score from Financial Finesse, though in the same range as late boomers. Nearly a quarter earn between $100,000 and $150,000 and 15% make more than $150,000. These boomers are unlikely to have children at home, and consequently are better at cash management than other age groups.
Nearly 80% spend less than they make every month and almost all of them are paying bills on time. Nearly three-quarters have a comfortable level of debt.
Timing is also a factor in these older boomers' successes. They were better able to save and invest in the stock market boom of the late 20th century, which helped "cushion the blow" of the recession, according to the report. Reform proposals regarding Medicare and Social Security tend to exempt people older than 55 from cuts, which is a political boon for this group, the report noted.
So near retirement, however, early boomers' biggest vulnerability is being unprepared; 75% don't know if they're on track to retire. The two biggest things boomers need to keep in mind to protect their wealth is to plan for long-term care and to shift their portfolios to more conservative allocations, Carter said.


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With same-sex marriage legal in a handful of states, civil union laws in place in others and no legal standing available to same-sex couples in still others, the lesbian, gay, bisexual and transgender community faces sundry financial planning complications.
Last week, Morgan Stanley launched an initiative to provide financial advisors with wealth planning tools, business development and marketing resources focused specifically on prospective and current LGBT clients.
"In today's ever-changing financial and legal environment, it is important for LGBT couples to work with a wealth management organization that specializes in LGBT wealth planning issues," Douglas Ketterer, head of U.S. field management at Morgan Stanley, said in a statement.
Ketterer noted that the fractured legal landscape for the LGBT community has complicated "what to do when buying a home, making a will, designating beneficiaries, transferring assets and making sure partners have hospital visitation rights."
Morgan, he said, was equipping its advisors to advise on these and other issues.
A new client educational resource—LGBT On Your Terms—is available to help same-sex couples understand the factors that are likely to affect their family's finances and long-term plans, according to the statement.
It said details were being made available to financial advisors about the Accredited Domestic Partnership Advisors program, a professional designation that equips advisors to meet the unique financial planning needs of couples who are considered to be unmarried under either state or federal law, or both.
Morgan's 19-member Diversity Council, comprising financial advisors and branch managers, contributed to the development of this initiative.


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It has been two very short years since I was a financial planning graduate student given the charge to write about the trials and triumphs of the job hunt. At the time, anything was more exciting than finishing my graduate capstone project. I was delighted to have the opportunity to be the voice of a person standing outside the door of the industry trying desperately to get inside. Now inside, there are a few things I have observed as a very small cog in a very large wheel.
After a few long months of waiting, I took my first job at TrustCore, an independent, privately-owned firm. What attracted me to them was their model of hiring people to a career, not just to fill an immediate open position. My job offer, for example, presented a path not so narrow that I felt constricted, but not so open that it lacked clear goals to work toward.
Most of the staff here work in different departments. I like to think of them as launch pads. Each one is large enough to give people the ability to specialize, but also open enough to provide them the opportunity to become full-time planners. I work alongside a good mix of people, some honing a specific skill set and others working toward building their own book of business. Many of our current planners are former staff members, so the launching process works and is repeatable.
I took on the role of research assistant in the investment research department. Admit it or not, investment planning can be the part of a planner's practice that has the most influence on his or her success. Often, it is the first place clients look to judge whether or not their expectations have been met. I knew it would make sense for me in the long run to cut my teeth on one of the most difficult pieces of the financial planning pie.
After week one on the job, I felt like I had been buried under a pile of pie charts and ticker symbols. The amount of information you can elect to receive daily in your inbox is inconceivable to me, but I would not trade my front row seat watching events in the investment world unfold for anything.
Learning to Talk the Talk
Every industry has its jargon, and financial planning is no exception. The process of learning my job was like a language immersion program: slow and grueling with remarkable results. If you have ever studied a foreign language, you know that completely immersing yourself in it is one of the most difficult ways to learn, but it is also undoubtedly the fastest path to improvement.
The first few months on the job, I felt like I did not understand a word. It seemed for a while that my level of comprehension in really technical meetings was limited to interpreting the body language and facial expressions of other participants. Time passed, and I began to understand nearly every word that was being spoken, but I was not able to participate in the discussion yet. Then came the long-awaited day when I structured my first sentence. It may have been a little choppy, but I made a contribution to the conversation nonetheless. I would like to think I am approaching fluency, but there is always more to learn.
Getting Up to Speed
The biggest surprise in my experience so far was how long it took me to get up to speed so that I could operate independently and take on a measurable amount of the workload. At the start, I was under the ambitious assumption that after a few practice laps, I would be on task and driving at record speeds. When the end of the short amount of time I thought I would need for on-the-job training rolled around, I was still a passenger in the pace car. My expectations were forced to become a little more realistic. Every month that went by, I could go a little faster because I knew a little more about the process. It was an exciting day when I was able to start driving on my own and creating real output.
The Great Divide
In my transition from school to the workplace, I have observed that a real divide exists between those who identify themselves as members of academia and those who are "real world" practitioners. Practitioners say academics sit in ivory towers and are out of touch with the day-to-day operations of a planning practice. Academics argue that practitioners cannot see the forest for the trees.
This perplexes me. Having now spent an equal amount of time in both camps, I know firsthand that both are fighting for the progress and growth of the profession. Each brings a very different set of skills to the table, but both are necessary for our advancement. Is it not essential to have boots on the ground and others studying the big picture? You have to have both and they have to communicate.
When I think back on the academics that I studied under in graduate school, I realize there are really two different types. The more traditional ones build fences around the settled territory that is traditional financial planning. Their research examines the lay of the land and interprets the vast amounts of information gleaned from practitioners working out in the field. Their output is repeatable processes and investment theories that are meant to make sense of all the complexities. They build and maintain frameworks to help simplify our efforts.
The other group is made up of those who roam outside the traditional fences of our industry. This group studies the great wide open: the areas of our work yet to be defined. Financial therapy, for example, is a non-traditional area of financial planning that is up and coming. Researchers in this field are attempting to create new ways to effectively communicate rational advice to clients who have the tendency to behave completely irrationally when it comes to their finances. Their goal is to teach the analytical how to better communicate the abstract.
Practitioners cultivate the portion of the land, big or small, that is their own planning practice. They put these processes and means of communicating complex information to the test. They learn what works for their particular set of clients and what does not. Oftentimes something does not work, but they do not have the time to study what happened. Herein lies the value of providing feedback to researchers. This exchange could be the catalyst to a new idea or way of preventing the same negative result from happening again.
Bridging the Divide
People like to say you cannot complain if you do not vote. You cannot complain that academia is out of touch if you do not actively participate in their research. Take the time to fill out their surveys. Go to industry conferences and participate in the conversation that takes place between the two camps.
In the short time I have been working, time has become a luxury. It seems to only get scarcer as you get older; however, taking the time to be involved in local industry associations and to attend related conferences should be a priority. Conferences are a place where research and practice close the divide for a brief period to compare notes. At the end of their time together, both go home with fresh ideas and our profession reaps the benefits.
Another bridge across the divide is interns. Internships provide the opportunity for students to meld their book knowledge with real-world experience. Ideally, firms who put interns to work should ask nothing less of them than they would new hires. At the end of their time in the field, interns return to the classroom as messengers knowing how to speak the language of both academics and practitioners. They know from hands-on experience if what they saw in the real world matches what they are being taught in the classroom. Their feedback can help shape the ongoing discussion of how to make our industry better and our message more effective to the end client.
A newer, less-traveled bridge is social media. My husband is a social media guru. I remained a skeptic of its uses until I learned by observing him that getting retweeted by a person of influence can be as exciting as meeting them in person. Social media has a way of connecting people who would not have had the opportunity to connect otherwise. It is more than a digital Rolodex; it provides a platform for the exchange of ideas in a way that was not available to us just a few short years ago. The great thinkers and great practitioners of our profession can be counted on to provide much food for thought in this new medium of exchange. By strategically connecting yourself with these people, obtaining access to new ideas and new research now requires a lot less effort than older, more traditional ways of staying informed.
These are exciting times. It is fun to be a part of an industry that is one part grassroots, one part establishment. There are enough blank pages to allow any planner the opportunity to write his or her own model, but there are also plenty of already-written chapters to join in and not go it alone. If our clients' interests are the ultimate priority, I think there is room for all of us.


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O'Reilly Automotive Stores, Inc Store Counter Sales in WICHITA, Kansas
Our Store Counter Sales team members are knowledgeable and energetic with a passion for automotive parts. They believe in taking care of the customer, as well as the power of teamwork. Our Store Counter Sales team members deliver excellent customer service and ensure a positive customer experience. They also support management in the accomplishment of assigned tasks, including maintaining inventory control and store appearance.
Take pride in delivering excellent customer service
Available to work flexible work schedule
Thrive in a busy, fast-paced retail environment
Knowledge of cataloging and/or inventory management systems a plus
Automotive parts, equipment or systems knowledge
ASE certification preferred
O'Reilly Auto Parts is an equal opportunity employer. It is the policy of the Company to treat all applicants for employment and all team members in a manner that does not discriminate against them because of their race, religion, color, national origin, sex, sexual orientation, pregnancy, age, military obligation, disability or any other status or characteristic protected by local, state, or federal law.


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I tend to like short sleeve shirts, even in winter (I'm odd that way), but when on the trail, there are a few things to consider. Avoid cotton, and stay with a wicking fabric so they will help to keep you dry when active, and will dry out quickly after washing. Loose fitting shirts are better when hiking.Bill's ChoiceI run a variety of generic wicking tee shirts, but tend to favor the ones we had printed for a Philmont trek.
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Washington police are investigating the death of a Washington & Jefferson College student early today. Washington police Chief Robert Lemons said the man, whose identity has not been released, was found unresponsive off campus and later died at Washington Hospital. Lemons said police are treating the death as suspicious. He said police would not have more information until an autopsy is performed.
Evidently, he was jumped by "Townies" and found dead. W-T-F.


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Home > Angular Contact Bearings
Brand: FAGBearing Type: Single Row Angular ContactMeasurement Unit: MetricInside Diameter: 17.00mmOutside Diameter: 40.00mmWidth: 12.00mmContact Angle: 40 degree
7203 B-TVP FAG Angular Contact Bearing 17x40x12
Technical breakdown of the suffix:
Angular Contact bearings are designed to accommodate a combination of both radial and axial loads. The ratio of radial to axial load capacity is achieved by varying the contact angle of the bearing. The most popular angular contact bearings are the 40 degree 7200B and 7300B series
7203-B-TVP-FAG dimension chart - all dimensions in mm unless indicated.
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7204 B-TVP FAG Angular Contact Bearing 20x47x14£13.70 ex. VATAdd to Basket
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- Product Features
This product has been discontinued and has limited stock available. Please contact our sales team for current stock levels.Sold by the 5 meter reel, foot and sample kit.
The Current Control LED strip light series from EnvironmentalLights is the pinnacle of LED strip quality. Each segment has individual current control to ensure the LEDs get the current they need, no matter where they are on the strip. This ensures that the lights are just as bright at 21 volts as 24 volts, and it provides uniform brightness along the strip, and uniform color for RGB and RGA strips. This allows you to run up to 6 meters of single row 5050 (5.0mm x 5.0mm) LEDs or 5 meters of double row LEDs. Although the extra Current Control circuitry costs a bit more, you might save more than that in labor and wiring costs. The pros have been asking us for this, and it's already selling very well. Available in a host of colors, RGB, RGA and waterproof versions, as well.
Current Control strip works with standard PWM dimmers and controllers and voltage varying dimming units we sell. As indicated earlier, dimming range when using voltage varying will not begin until voltage drops to 21 volts, so there is a range shift, versus traditional resistor-only strip. For that reason, we do not recommend dimming Current Control using supplies that operate by reducing voltage to reduce current.
Easy to install:
- Non-waterproof version has high-adhesion stickyback. Just peel off the wax paper and stick it to any clean, dry substrate.
- Waterproof version comes with 20 rubber tie downs if you buy the complete reel, plus a glue tube, plus 4 caps for the ends. You get those accessories with full-reel purchases only. Or you can buy the special foam tape and glue we list as companion parts.
- Red, Green, Amber (623/522/588 nm wavelength.)
- IP67 waterproof. Available in waterproof and non-waterproof.
- 24 volts DC.
- 9.5 watts (9.5 watts/foot = 31.7 watts/meter.)
- Length: 11.8 in = 300 mm.
- Width: 1.14 in = 29 mm.
- Height: 0.3 in = 7.5 mm.
- LED spacing: 0.66 in = 16.7 mm.
- Cuttable in segments of 6 LED nodes. Cutting increment: 1.97 in = 50 mm.
- UL, RoHS.
- 50,000 hours expected lifetime.
- Warranty: 5 years limited.
- Easy-to-use ribbon to cable connectors, ribbon to ribbon connectors and ribbon to ribbon jumpers are available for the single row version, but not the double row version, because it uses a lot of current. Wires are soldered on both ends of the strip for your convenience.
- No Ultra-Violet emissions (except for the special UV version), so it won't harm your art or documents.
- We use high quality LEDs for maximum color vibrancy, longevity and a well-balanced 'all-on' white. We pay more for our LED components, and you'll benefit from the difference. This is not a commodity product. Quality matters, and the materials, controls, connections and tech support we provide will make your project successful.
- Cut LED strip lighting is not returnable.
- We provide detailed installation instructions, design criteria and technical support upon request.
- Applications
- Specifications
Average Lifetime 50,000 hours Beam Angle 120° Circuit Type CurrentControl Height (English) 0.3 in Height (Metric) 7.5 mm IP Rating IP65 Input Current 396 mA Input Voltage 24 DC LED Density 120 LEDs/meter LED Node Size 5050 LED Spacing (English) 0.66 in LED Spacing (Metric) 16.7 mm Length (English) 11.81 in Length (Metric) 300 mm Light Color RGA Light Color Detail Red, Green, Amber Manufacturer EnvironmentalLights Min. Cutting Increment (English) 1.97 in Min. Cutting Increment (Metric) 50 mm Power (Watts) 9.5 Power (Watts/ft) 9.50 Power (Watts/m) 31.70 Rating UL, RoHS Strip Width 20 mm Warranty 5 years limited Wavelength 623/522/588 Width (English) 1.14 in Width (Metric) 29 mm
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Clip-On Disconnects for 2 wires, 20-22AWG, 8A
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Clip-On Connector for 1 wire, 18-22AWG, 9A
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Clip-On Connector for 2 wires, 18-22AWG, 9A
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Clip-On T-Connector for 1 wire, 18-22AWG, 9A
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Furnace Reliner is very similar to another occupation for which we have
a full profile.
Check out our full profile for:
Brickmasons and Blockmasons
Lay and bind building materials, such as brick, structural tile, concrete block, cinder block, glass block, and terra-cotta block, with mortar and other substances to construct or repair walls, partitions, arches, sewers, and other structures.
Acid Tank Liner
Adobe Layer
Apprentice, Bricklayer
Apprentice, Brickmason
Apprentice, Mason
Block Layer
Block Paver
Bottom Liner
Brick and Block Mason
Brick Dropper
Brick Layer
Brick Mason
Brick Paver
Brick Pointer
Brick Setter
Bricklayer Apprentice
Bricklayer, Firebrick and Refractory Tile
Casing Builder
Casing Man
Casing Worker
Chimney Builder
Chimney Repairer
Cinder Block Mason
Coke Oven Mason
Coke Oven Patcher
Concrete Block Layer
Concrete Block Mason
Cupola Liner
Cupola Patcher
Door Liner
Duct Layer
Epoxy Specialist
Firebrick Layer
Furnace Builder
Furnace Liner
Furnace Maintenance
Furnace Mason
Furnace Reliner
Gypsum Block Setter
Hot Top Liner
Kiln Door Builder
Kiln Maintenance
Ladle Builder
Ladle Liner
Ladle Patcher
Manhole Builder
Mason Liner
Mechanic, Chimney
Mechanic, Cupola
Mechanic, Furnace
Mechanic, Kiln
Mechanic, Ladle
Mechanic, Lining
Mechanic, Permastone
Oven Builder
Plaster Block Layer
Pottery Kiln Builder
Refractory Bricklayer
Repairer, Kiln
Repairer, Kiln Car
Segment Block Layer
Silo Erector
Smelter Liner
Spout Liner
Stopping Builder
Terra Cotta Mason
Terra Cotta Setter
Tunnel Kiln Repairer
Vessel Builder
Vessel Liner


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Mortgage Brokers in Chelmsford
18 Kingsford Drive
Landline: 0800 01... 0800 0146701
Monday to Friday: 8am - 8pm
Saturday to Sunday: Closed
Guide To Getting A Mortgage For The First Time
Your Complete Guide To Moving Home And Re-Mortgaging
Buy To Let Mortgages
Government Schemes To Help You Get A Mortgages
Mortgages For IT Contractors
For many, your house is your most valuable asset and your mortgage is your biggest debt. If you are buying your first home, refinancing or moving to a new property, you need the right adviser to guide you through the mortgage process.
Free Mortgage Advice From The Mortgage Professionals
Here is a list of what you need to look for in order to locate a great mortgage adviser.
Your Mortgage Adviser Should Be Authorised
Due to a large number of scandals that rocked the financial industry over the last few years such as mis-selling of PPI, financial advice in general and mortgage advice in particular has become one of the most highly regulated industries in the country. In order to provide mortgage advice, a mortgage adviser has to be authorised to sell mortgages. This normally means that they are regulated by the Financial Conduct Authority. (F.C.A.)
A mortgage adviser will either be directly authorised or will be an appointed representative of a regulated company. You can check if an individual or their company are authorised to give mortgage advice here. Not only will this confirm that the adviser is qualified to advise on mortgages and that they hold the required exams and licences but you will also be eligible for compensation if the advice you are given is wrong.
Call Us Now On 08000-146-701 to speak with a regulated adviser
Your Mortgage Adviser Should Give Independent Advice
A mortgage adviser can either give independent or restricted advice. An obvious example of restricted advice is a representative of a bank who can only advise on the products offered by the bank. Less obvious is the fact that many mortgage brokers actually work from a restricted panel of lenders rather than the whole of the intermediary market.
Be aware that even a fully independent mortgage adviser cannot provide you with 100% of the mortgages available as some lenders only offer their mortgages directly to the public although a good adviser should still be able to make you aware of these alternative lenders
A Mortgage Adviser Should Give Free Mortgage Advice
Some mortgage brokers will charge broker fees for their service of up to 1% of the mortgage balance. However, most lenders will provide mortgage advisers with a fee for introducing the business to them so, provided that the mortgage is not unduly complex or the loan very small, there should be no additional fee payable for mortgage advice.
Your Mortgage Adviser Should Be Experienced
You need to speak to an adviser who has a track record of looking after the needs of customers. All of our advisers have years of experience in financial services – many of them over 20 years worth.
Your Mortgage Adviser Needs To Be Available To See You In Your Local Area
Although it is possible for advice to be given over the phone and by email some people want face to face advice so it may be important to you that your mortgage adviser is available to see you in your local area. All of our advisers are available to see you in your local area or at a one of their local offices.
Call Now On 08000-146-701 For A Free Initial Phone Consultation
March 2016.
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