text:
Is Bill Gross on drugs?
We've wondered for some time (based on his monthly outlooks) if the bond chief is losing his mind as a result of old age; slipping a step on the approaching road to age 70. But based on his latest missive, maybe a new, drug-related theory presents itself.
"Strawberry Fields–Forever?" is the title of his December piece, posted to PIMCO's website, which borrows heavily from The Beatles' classic. In it, he offers his investing Picks and Pans, which seem chosen with a sober mind, and yet also performs a postmortem of sorts on the latest election, intertwined with Lennon's sleepy lyrics, which seems delivered with a state of mind much altered.
"Rather than an economic mandate, November's election was more of social commentary on the Republicans' habit of living with eyes closed," Gross begins, referencing the song.
Whoever succeeds President Obama, the next four years will likely face structural economic headwinds that will frustrate the American public, he argues.
"'Happy days are here again' was the refrain of FDR in the Depression, but the theme song from 2012 and beyond may more closely resemble "Strawberry Fields Forever," as Lennon laments 'It's getting hard to be someone but it all works out.'"
Why is it so hard to be someone these days, to pay for college, get a good-paying job and retire comfortably, Gross asks rhetorically.
"That really was the economic question of the 2012 election towards which very few specifics were applied from either side."
They were mum "if only because the real cause of slower economic growth lies hidden in a number of structural as opposed to cyclical headwinds that may be hard to reverse," he says. "While there are growth potions that undoubtedly can reduce the fever, there may be no miracle policy drugs this time around to provide the inevitable cures of prior decades. These structural headwinds cannot just be wished away as we move 'forward' whether it [is] to the right, the left or dead center."
Noting that in a major policy speech last month, Fed Chairman Ben Bernanke in effect confirmed PIMCO's "New Normal" thesis, he notes "there are numerous other structural headwinds that may reduce real growth even below the new normal 2% rate, not only in the U.S. but in developed economies everywhere."
According to Gross they are:
- Debt/Deleveraging: "Developed global economies have too much debt–pure and simple–and as we attempt to resolve the dilemma, the resultant austerity should lower real growth for years to come.
- Globalization: "Globalization has been an historical growth stimulant, but if it slows, then the caffeine may wear off. The fall of the Iron Curtain in the late 1980s and the emergence of capitalistic China at nearly the same time was a locomotive of significant proportions. Adding two billion consumers to the menu made for a prosperous restaurant, increasing profits and growth in developed economies despite the negative internal effects on employment and wages. Now, however, these tailwinds are diminishing, producing an airspeed which inexorably slows relative to the standards of prior decades."
- Technology: "Technology has been a boon to productivity and therefore real economic growth, but it has its shady side. In the past decade, machines and robotics have rather silently replaced humans, as the U.S. and other advanced economies have sought to counter the influence of cheap Asian labor."
- Demographics: "Demography is destiny, and like cancer, demographic population changes are becoming a silent growth killer. Numerous studies and common sense logic point to the inevitable conclusion that when an economic society exceeds a certain average 'age' then demand slows. Typically the dynamic cohort of an economy is its 20 to 55-year-old age group."
So what to do?
"If a 2% or lower real growth forecast holds for most of the developed world over the foreseeable future, then it is clear that there will be investment consequences," Gross writes. "Shown below, as recently published in a Time magazine article by Rana Foroohar, is a PIMCO list of future Picks and Pans based upon these ongoing structural changes."
- Commodities like Oil and Gold
- U.S. Inflation-Protected Bonds
- High-Quality Municipal Bonds
- Non-Dollar Emerging-Market Stocks
- Long-Dated Developed-Country Bonds in the U.S., U.K. and Germany
- High-Yield Bonds
- Financial Stocks of Banks and Insurance Companies
"As John Lennon forewarned, it is getting harder to be someone, and harder to maintain the economic growth that investors have become accustomed to," Gross concludes. "The New Normal, like Strawberry Fields will 'take you down' and lower your expectation of future asset returns. It may not last 'forever' but it will be with us for a long, long time."
Check out more stories about Bill Gross at AdvisorOne:


text:
To pack lunch for freshness
Pasal Nepal is an online shopping site in Kathmandu Nepal. It caters its customers with genuine products at right price. Various categories it works are electronics, cakes, flowers, gifts , apparel. We accept cash on delivery and deliver to all locations outside kathmandu in Butwal, Biratnagar, Pokhara, Nepalgunj and Birgunj.
© 2015 - 2020 Pasal Nepal. All rights reserved | Developed and maintained by Axis Software Solutions
By logging in you agree to our Terms and Conditions and Privacy Policy

subset: commoncrawl


text:
Vermont Senator says Judiciary Committee is where his heart is
By Andrew Miga
Associated Press
WASHINGTON (AP) — For nearly four decades, Sen. Patrick Leahy has captured official Washington going about its business — and pleasures — in photographs as no one else has. Supreme Court nominees behind the scenes of their confirmation hearings. The hands of presidents signing bills, including President Barack Obama's in midsignature on equal pay legislation. Former President George H. W. Bush, in a Goofy hat. And then-senator Joe Biden and his wife, Jill, on a bench near the Eiffel Tower during a NATO meeting.
The Vermont Democrat, Batman enthusiast and Grateful Dead fan is near the top of Washington's power structure — he's third-in-line to the presidency — and deep in the details of its fiercest legislative fights. Immigration, he has said, defines the country like few other issues. Plenty of Americans feel that way about gun policy. As Judiciary Committee chairman in the wake of the Newtown, Conn., massacre, Leahy's in charge of that quandary, too.
He says he chose to remain as Judiciary chairman rather than move to the helm of the Appropriations Committee, which controls the government's purse strings, because Judiciary is handling "every hot button issue there is."
"Judiciary is where my passion is," Leahy said in a telephone interview.
At 72 and in his seventh term, the gravelly voiced senator is one of the last of the old bulls in a chamber that rewards longevity with power. His cameos in the Batman movies and his chairmanship of two Supreme Court confirmation hearings — for Justices Sonya Sotomayor and Elena Kagan — have made Leahy one of the Senate's more visible members. With the deaths in recent years of West Virginia Sen. Robert S. Byrd and Hawaii Sen. Dan Inouye, Leahy is now the longest-serving Democrat in the Senate. In the presidential line of succession, he stands only behind Biden, now vice president, and House Speaker John Boehner.
Leahy is widely liked in the starkly polarized Senate, and he brims with anecdotes of key moments during 38 years in the chamber. One of his favorites: a 2004 run-in with then-Vice President Dick Cheney, who did not appreciate Leahy's loud calls for an investigation into Cheney's former employer, Halliburton Co., over its contracts in Iraq. On the Senate floor, Cheney famously suggested that the senator from Vermont perform an obscene act on himself.
Leahy, said Sen. Thad Cochran, "can be combative."
"I'm fond of him," added the Mississippi Republican, a longtime friend. "I shouldn't be, but I am."
"There's no doubt he's a liberal Democrat, and he's proud of being a liberal Democrat," said Maine Republican Sen. Susan Collins, who worked with him on the Violence Against Women Act. Congress passed a reauthorization of that 1994 law last week and sent it to the White House. "But it's in a principled way," Collins said of Leahy's style, "and there's nothing mean-spirited about it. He wants to get things done, so he works with everyone."
Some in Washington were surprised that Leahy opted to keep his Judiciary post rather than take over the Appropriations Committee chairmanship, one of the most coveted seats in Congress and one that he once pursued. The chairmanship was left vacant with Inouye's passing last year; Maryland Democratic Sen. Barbara Mikulski now holds the post.
Leahy's pragmatism will be on prominent display as the Judiciary panel this week begins writing gun-control legislation, a back-burner issue until the massacre of 20 first-graders and six adults at a school in Newtown, Conn., in December.
While Leahy says he wants Congress to expand background checks and take a tougher line against gun trafficking, he has been less clear about whether he will also push to ban assault weapons — which he has voted for in the past — or high capacity magazines. Proposals to ban assault weapons and magazines that hold more than 10 bullets enjoy less support in the Senate than proposals for expanded background checks and a strict federal prohibition against gun trafficking.
Leahy, who target shoots on his Vermont farm, is from a state with a strong gun-rights tradition.
"It is so hard to find out what works best," Leahy said in a recent telephone interview with The Associated Press. "Every state is different. What works (in Vermont) is not going to work in Chicago or New York City. How do we balance that?"
It's not Leahy's first balancing act. He's often tangled with Republicans in battles over Supreme Court and other judicial nominees over the years. Leahy was a leader in the Judiciary Committee's investigation into the mass firings of U.S. attorneys during the Bush administration.
A former prosecutor in Vermont, Leahy has been active on human rights, privacy and environmental issues.
He's crusaded against the production, export and use of antipersonnel land mines and wrote the first law banning the export of mines that pose a danger to civilians. He championed the law prohibiting U.S. aid to units of foreign security forces that commit gross violations of human rights.
While his partisan bent can get under the skin of Republicans, Leahy has friends across the aisle.
"He's controversial over here," said Cochran. "He's very partisan. But he's effective."
Their friendship was forged partly in the snows of Vermont one winter after Leahy persuaded his southern colleague to visit for a congressional field hearing. Cochran said he'd never seen snow that deep.
"I thought he was trying to kill me," Cochran recalls.
Cochran returned the favor, inviting Leahy to a summertime event in steamy Mississippi.
"He nearly died with the heat," Cochran said.
While most Senate office walls are plastered with photos of lawmakers posing with presidents and celebrities, Leahy's office features his own intimate shots from his travels along with some behind-the-scenes glimpses of widely seen events like inaugurations and White House bill-signing ceremonies. Some photos have been used in national publications.
The one directly above his desk is a stark black-and-white photo of a man with pleading eyes that Leahy took at a refugee camp in El Salvador in 1982. Leahy calls it his "conscience photo" and offers an interpretation:
"I look at that man with the stubble on his face, and he's saying, 'If I was rich and powerful, you'd talk to me. What do you do for people like me?'"


text:
Welcome to the Christ the King Catholic Church Podcast Page! Christ the King is a charismatic personal parish of the Diocese of Lansing, located in Ann Arbor, Michigan. For more information about Christ the King Catholic Church, please go to our website, www.ctkcc.net.
Note: The RSS feed is meant for use in a feed reader or podcatcher, such as Feedly or iTunes. It will not work correctly in the Chrome browser, but will work in browsers that have feed readers built in, such as Firefox or Internet Explorer.
Apr 7, 2017
The Third Alpha Training Session from April 5, 2017.
The Second Alpha Training Session
from March 28, 2017.
Christ the King Catholic Church is a charismatic, personal parish of the Diocese of Lansing, located in Ann Arbor, Michigan.
Having trouble logging in?


text:
Create a Ning Network!
heather taylor has not received any gifts yet
Give a Gift
Join Wu-World.com
Welcome toWu-World.com
Sign Upor Sign In
© 2020 Created by Wu-Tang Management and Wu-Tang Clan. Copyright 2018 An Official Wu-Tang site.
Powered by
Badges |
Report an Issue |
Terms of Service
Please check your browser settings or contact your system administrator.


text:
Jump to navigation
Explore Further
Browse solutions by topic to the left.
Not sure where to start? Tell us your goals and challenges. Learn what's on the horizon. Understand core strategies for building innovation.
Find Innovative Solutions Now »
Government Innovators Network
A forum for innovation in the public sector
A Government Both More Secretive and More Open
Conceiving Regional Pathways to Prosperity Systems
How High Schools Become Exemplary
Housing and the Financial Crisis
Improving Grades: Urban Public Schools, Racial and Socioeconomic Segregation, and the Promise of Innovation
Ash Center Democracy and Technology Fellow Launches Digital Toolkit for Election Officials
Connecting the Dots on Sustainability
Finalists Announced for Innovations in American Government Award and Public Engagement in Government Award
Innovation Field Lab
Harvard Ash Center Launches Nationwide Network of Urban Chief Data Officers


text: MPC vs VORBIS vs MP3 vs AAC at 180 kbps 2005-08-21 19:33:47 [span style='font-size:14pt;line-height:100%']Preliminary notes[/span]Last summer I performed a blind listening comparison between three different audio formats, all set for ~175 kbps encodings. The purpose of the test was to investigate about encoding quality with classical music (and only classical) and to see which format would be the most efficient (i.e. the closest to transparency at lowest bitrate possible) for this kind of music. As jumping-off place for bitrate I took MPC –standard preset which was indisputably recognized as the best encoding solution outputing at 175...190 kbps on average. And indeed, the test ended on musepack superiority. MPC was even superior to Vorbis and MP3 at presets presenting higher bitrate (~195 kbps for LAME, ~185 for Vorbis against ~175 for musepack). Consequently, MPC encodings appeared to sound better and to be smaller at the same time. Amazed by the existent gap between all contenders I conclude my specific test with these words: "I didn't think that MPC –standard was so in advance".My vacation are now quite over. I performed during my free time a big checkup of lossy quality at 80 kbps and 96 kbps (this one has to be translated in english ), and it's too late now to complete the 128 kbps I planned to do in the same silly conditions (150+35 tested samples). But I used my small remaining time to do again the listening test at 175 kbps I did last year, with the same 18 samples and the same hardware.[span style='font-size:14pt;line-height:100%']Why doing again the same test?[/span]As a result of constant evolution of most audio encoders I consider my previous results as really outdated. I recall that Vorbis encodings were done with MEGAMIX I (hybrid encoder melting aoTuV beta 2, Garf Tuned 2 and Quantum Knot tunings). This encoder didn't subsist for a long time... and doesn't exist anymore; it was replaced by MEGAMIX II, then official 1.1 with Impulse Trigger Profile + Impulse Noisetune switches, which was finally followed by aoTuV beta 3 and beta 4. The same goes for LAME: 3.97 alpha 3 was tested, and during this time LAME developers have submitted eight new versions of this alpha and a few other ones (lame_may, lame_june...)! MPC has also changed: from 1.14 beta to 1.15 alpha which is now considered as safe to use.As a consequence of this evolution, problems audible last years (kind of ringing for LAME, or noise and coarseness for Vorbis) may be corrected or at least be lowered. The first purpose of my test is therefore to check the outcomes of recent tunings done for high bitrate settings.There's also a second point which stimulated me to do again the test and this point is called AAC. I haven't tested AAC last year for technical and moral reasons. Technically, iTunes encoder couldn't be set to ~175 kbps; Apple's AAC encoder wasn't also gapless and is for my purpose unsuitable for my conception of artefact-free encodings. I also felt as dishonest the inclusion of Nero AAC: it had recognized issues with classical first and a new encoder supposed to solve these problems was announced as imminent. Some readers suggest me to include faac as competitor, but I felt as unfair to test an encoder which was probably not the state of the art of AAC format and to compare it to the most advanced implementation of other formats (MEGAMIX and LAME 3.97). I never regret my choice. But this absence of AAC frustrated my curiosity for a long time, because I had strictly no idea about comparative performance of this format with other contenders. That's why I decided to absolutely include AAC this time. WMAPro will also be tested this time if possible.The purpose of my test is therefore to obtain a fresh photography of the current performance of all modern lossy formats with classical music using the most advanced implementations for each of them.[span style='font-size:14pt;line-height:100%']I. Choosing the encoders[/span]My purpose being to test most advanced encoders the choice of format hasn't to be controversial for most of them: • MP3: LAME 3.97 alpha 11. Release date: July 2005. Note: --vbr-new encoding mode.• MPC: mppenc 1.15v. Release date: march 2005.• Vorbis: aoTuV beta 4. Release date: June 2005, updated in July 2005 (merged with SVN 1.1.1).• WMAPro: no choice here: it's 9.1 or nothing. Release date: during 2004.Choosing the good AAC encoder is much harder:• Apple AAC: There's still no VBR mode with iTunes. Consequently it's currently impossible to use Apple's AAC encoder unless other contenders will output an average bitrate close to either 160 kbps or 192 kbps. It's unlikely...• Nero Digital AAC: the most advanced VBR AAC encoder and therefore better placed to represent the AAC format. Big problem: should I use the 'high' and defaulted encoder or rather the 'fast' one which is really better at lower bitrate with classical music? The first one is still recommended by all Nero's developers and it's a valid reason to choose it instead of something they don't consider as stable enough (Garf, JohnV and Ivan Dimokovic). But the situation has maybe changed since their recommendation; I wouldn't also discard too quickly the possibility of using an encoder working better for the difficulties proper to the musical genre I'll test. The debate could be endless if a trivial but objective argument hadn't close the debate: the average bitrate of VBR mode of both encoders (see below).• faac AAC: testing faac might also be interesting. And even for fun, it would give me the possibility to oppose four different open-source implementations of four different formats But such friendly comparison has a price: increasing the onerousness of the test which is anything but easy at this bitrate...[span style='font-size:14pt;line-height:100%']II. Targeting a bitrate[/span]The purpose of my test is not to see what encoders could do with xxx kbps for each sample; I don't plan to force each encoding reaching a precise bitrate. My purpose is to stay close to the real usage of a vast majority of listeners (if not all...): using for every encoding one fixed setting which should statistically corresponds on average to the desired bitrate. That's why it's really fundamental to precisely know the average bitrate corresponding to a defined preset. And there's only one way to get it: encoding several tracks or albums.Last year, I used as reference ~20 classical (+3 non-classical) albums. This year, I decided to be more methodical. I'm now using 150 different tracks (I mean full tracks) coming from 150 different CD in order to increase the variety of encoded tracks. It's important to note that I didn't choose randomly those tracks. I meticulously worked to get a representative microcosm of my full classical library, balanced between different grand ensemble (vocal, orchestral, chamber, soloist recording). This collection is nothing more than the 150 full tracks from which I've extracted 150 short samples in order to build a "catalogue raisonné" of musical situations occurring with classical music (see this test).I genuinely expect from this methodically constructed library to be a highly representative panel of my classical collection. My assumption could be verified by checking the average bitrate of the entire collection encoded with WavPack -fx5 (all my >1000 CD digital library is encoded with this preset): 642 kbps for the selection of 150 tracks against 635 kbps for a complete set of more than 15000 tracks. The deviation is inferior to 1%! Statistics are really magical.[span style='font-size:14pt;line-height:100%']III. Observing bitrates[/span]I started with MPC which must give the reference bitrate. All other competitors have to be set in order to get a similar value.• MPC: --quality 5 corresponds precisely to 184,54 kbps. This is higher from what I expected first (~175 kbps). The 150 reference tracks are maybe not as representative as supposed. I also tried 1.14 (used last year) with the same preset and --xlevel: 176,28 kbps, much closer to the native average bitrate of --standard profile and reassuring me about the representativity of my collection of tracks. The bitrate has therefore inflated by 4.7% from 1.14 to 1.15v with classical.=> I'll therefore try to get from all other encoders a setting which outputs to [span style='font-size:14pt;line-height:100%']184,5 kbps ±2% (180,5...188,1 kbps).[/u][/b][/span]• MP3: I first tried -V2 --vbr-new, which corresponds to the former --preset fast standard. Average bitrate is 181,79 kbps. Now, this value is lower from what I estimated last year (and that's why I tested -V3 in addition to -V2)... Indeed, 3.97alpha3 -V2 would output to 192,99 kbps. Nice gain (-5.80%). Obviously LAME developpers also worked on efficiency. Gain is great enough that LAME --preset standard could now be fairly compared to MPC --standard. But I recall another time that it only applies for classical (I suppose that bitrate is higher with other musical suffering from sb21 issue).• Vorbis: aoTuV beta 4 -q6,00 leads to 181,48 kbps. This is lower than what I expected, and it's also lower than MPC --standard bitrate. I get 186,99 kbps for the old MEGAMIX I. Bitrate has therefore be lowered with latest aoTuV.-q6,00 could therefore be directly compared to MPC --standard and LAME --preset fast standard (for classical music).• WMAPro: VBR75 leads to 150,24 kbps. The next available preset is VBR90 and it leads to 203,96 kbps. Both are very far for the range I fixed and consequently WMAPro can't compete in this test. • Nero Digital AAC: Like LAME and WMAPro Nero Digital doesn't offer any precise VBR scale but seven presets. -internet leads to ~142 kbps for both 'high' and 'fast' encoders. -streaming high corresponds to 176,14 kbps and -streaming fast to 193,33 kbps. Consequently none of them is inside the fixed range; the closest one is -streaming high and is therefore the less unacceptable solution (I recall that the 'high' encoder is still the recommended one).• faac AAC: this is the only encoder able to fit into the fixed bitrate range (thanks to the precise VBR scale alla vorbis & mpc). AAC faac –q 175 leads to 180,92 kbps. This –q setting won't probably correspond to 180 kbps with other musical genre and that's the occasion to recall another time that the whole test is specific to classical music and nothing else.Recapitulative tableCode: [Select] bitrate_2004 bitrate_2005 evolution in kbps ...in %MPC 176,28 184,54 +8,26 kbps +4,69 %MP3 192,99 181,79 -11,20 kbps -5,80 % Vorbis 186,99 181,48 -5,51 kbps -2,95 %AAC faac not tested 180,92 -- --AAC Nero not tested 176,14 -- --=> faac, LAME, aoTuV are very close each others (difference is inferior to 0,9 kbps!). MPC presents a higher bitrate (+3 kbps) and Nero Digital a lower one (-5 kbps). The gap between the extreme is worrying: approximately 5% corresponding to 8 kbps. That's not a huge difference but these eight missing kbps may lead to a significant difference in quality. I could discard Nero Digital for this test but I would consider this choice as a mistake. For my own curiosity I'm also very impatient to see how would perform an advanced implementation of AAC in comparison to other formats, even if bitrate are not fully comparable.=> As a consequence I decided to test both Nero Digital AAC and faac AAC, and I will consider Nero Digital presence as a "bonus" interesting to watch rather than an entire competitor. That's why my final diagramme (plots) will graphically separate Nero AAC results from other contenders. I hope this will avoid unecessary debate about any kind of unfairness based on bitrate disparity.SUMMARYAre going to be test:• AAC: faac 1.24.1. Release date: end 2004 (?). Setting: -q175• AAC: Nero Digital aacenc32 v.188.8.131.52. Release date: June 2005. Setting: -streaming (high/default encoder).• MP3: LAME 3.97 alpha 11. Release date: July 2005. Setting: -V2 --vbr-new• MPC: mppenc 1.15v. Release date: march 2005. Setting: --quality 5• Vorbis: aoTuV beta 4 based on 1.1.1. Release date: July 2005. Setting: -q6,00[span style='font-size:14pt;line-height:100%']IV. Additional information[/span]I performed all my last listening tests on a Creative Audigy 2 soundcard, which resamples everything to 48000 KHz. Some people consider that internal resampling (transparent in my opinion) is treating unfairly musepack and would biased any listening test. To cut the controversial short, I installed my (better) Terratec DMX6Fire 24/96 which doesn't resample 44100 KHz files (I'm not using it anymore for daily listening because of interference with my VIA chipset).HARDWARE & SOFTWARE SETTINGS: • soundcard: Terratec DMX6Fire 24/96• headphone: BeyerDynamic DT-531• amp: Onkyo MT-5• software player: Java ABC/HR 0.5 beta 5.• software decoder: foobar2000 0.83 (in order to automatically get files free of offset and to solve my incompatibility issues occuring with Vorbis).TESTING PRINCIPLES: • ABX phase : To limit the listening fatigue and to end the test before I left my appartment, I restricted the ABX tests to the most transparent encodings (note > 4.00).• Number of trials : eight trials as a minimum. I recall that schnofler's ABC/HR software doesn't reveal to score until the test is closed by the user (and it also can't be resume). Therefore the number of trails hasn't to be fixed: as long as score is hidden the pval isn't ruined. That's why I add more trials when I suspect bad results. I never exceed 16 trials: if something is really transparent I didn't persecute the encoding • Notation : My notation was very severe last year, with a full dynamic range of notation (a lot of notes were inferior to 2.0). That's why I decided to add 10 points to each score (in order to disconnect the notation from the usual corresponding scale). This year, I tried to respect the ITU scale. When a difference is audible but not really annoying, the notation is at least equal to 4.0 and my hairs must stand on end to allow a notation inferior to 2.0 (from "annoying" to "very annoying"). Notation is still severe (I keep in mind that all encodings were set at 180 kbps) and that's why results I get here can't absolutely not be compared to other listening tests I done, especially those performed for low bitrate settings. By the way, there are no anchors in this test (high anchor is of course unecessary here).• Samples: Same as last year. See this thread.• Gain: I hadn't modify the gain of any file. All were played at their original volume. Last Edit: 2005-08-31 11:00:15 by guruboolez


text:
- Insurance Claim
- Best Deals On The Market
- Professionally Trained Team
- Top-notch Services!
We will be sure that you know what to anticipate
You will need to be well informed concerning Bathroom Mirrors in March Air Force Base, CA. We be sure you understand what to expect. You're not going to encounter any sort of surprises if you hire Bathroom Mirror Guys. The first step is to give us a call by dialing 800-367-9920 to begin your work. We're going to discuss your questions as soon as you call and get you set up with a meeting. We consistently appear at the appointed time, ready to work with you.
Bathroom Mirror Guys will be available for all your expectations regarding Bathroom Mirrors in March Air Force Base, Wyoming
If you are considering a project for Bathroom Mirrors in March Air Force Base, CA, there are several good reasons to prefer Bathroom Mirror Guys. We are the first choice when you really need the best cash saving options, the best equipment, and the highest rank of customer care. We will be ready to assist you with the greatest expertise and practical experience around. If you want Bathroom Mirrors in March Air Force Base, contact Bathroom Mirror Guys by dialing 800-367-9920, and we'll be glad to help.


text:
Stephen Baldwin admits he failed to pay New York taxes
NEW CITY, N.Y. -- Stephen Baldwin, the youngest of four brothers in show business, said Friday he's looking forward to "clearing the wreckage of my past."
Step 1 will be coming up with $300,000 for the tax man.
Baldwin, 46, admitted in Rockland County Court that he failed to pay New York state income taxes for 2008, 2009 and 2010. Under a plea bargain, he gets to stay out of jail -- so he can make some money -- and can have his record wiped clean if he pays the taxes within a year.
His total bill in taxes, interest and penalties is $400,000, but state Supreme Court Justice Charles Apotheker said $100,000 had already been paid.
Baldwin, currently appearing on "All-Star Celebrity Apprentice," said he never intended to avoid paying taxes and got in trouble by trusting others.
"Unfortunately, I got some really bad suggestions and advice ... from lawyers and accountants," he said outside court.
Baldwin, who lives in Upper Grandview, said he believes he can meet the deadline, noting that his father was a schoolteacher who made $25,000 and raised six kids.
"I just look forward to getting the $300,000 paid in the next year," he said.
He said he's directing a movie starring his brother William and that other "faith-based opportunities" consistent with his principles are emerging. His lawyer said earlier this month that Baldwin would not be taking any roles like his starring turn as a professional thief with a short temper in the 1995 film "The Usual Suspects."
If he doesn't pay all the money within a year, the plea bargain provides for a five-year sentence of probation and repayment within that time.
Besides William, Baldwin's brothers Daniel and Alec -- the latter was a star of TV's "30 Rock" -- are also actors. Asked if he was getting any help from the family, Stephen Baldwin said: "Just support as family support. ... The responsibility lies ultimately with myself."
No sentencing date was set. Another court appearance is planned in June to see how repayment is going.


text:
If you need help figuring out new Department of Labor rules for 401(k)s, you're certainly not alone. The department's highly publicized Rule 408(b)2, which dictates fee-transparency and was instituted over the summer, is now in full swing. Assisting curious clients about the true costs of their retirement plan can be time consuming, and there's always the possibility of getting it wrong.
Open architecture 401(k) provider Lincoln Trust Company introduced its Personalized Expense Ratio Calculator (PERC) on Tuesday, an online tool that helps participants in any 401(k) plan determine what they're really paying for the privilege of saving.
"We've taken a report that we previously provided our clients and now allow outside parties to plug in the same type of information to get an idea of what they're paying for their plan," said Tom Gonnella, executive vice president of Lincoln Trust. "It should be pretty powerful information for them."
The PERC, available on the Lincoln Trust Website, walks investors through a five-step process to calculate and benchmark the real cost of their 401(k) plan. That sounds great, but with a plethora of online calculators available to help with everything from how much a client will need for retirement to a suitable withdrawal rate, how does this one stand out?
"There's really two fronts on which these required [DOL] disclosures have failed," Gonnella responds. "The biggest by far is the investments. A Deloitte study finds that 84% of plan costs are within the investments. Nowhere in the regulations do they get specific around the investments, other than calculating per $1,000 what your expense ratio would be. That doesn't even get close to what the participant, in particular, or the plan sponsor would need to understand."
The second failing is that there is no benchmarking requirement.
"If the participant does all these calculations and says, 'I'm only paying 2% for my retirement plan. That sounds pretty good,' when they realize the benchmark for that size plan was 87 basis points, they might think very differently about their fees. So we really hone in on those two points."
Gonnella adds the only documents that a participant needs in order to utilize the calculator are their third-quarter statement and the annual participant fee disclosure provided a few months ago.
As for DOL rules in general and the potential for more regulation of the 401(k) space, he calls the latest rules "1.0" and there "will definitely be a 2.0"
"I lobby quite a bit in Washington on behalf of the independent 401(k) industry," he says. "Every year we talk in front of the Department of Labor, and I've been very vocal about pointing out these deficiencies. To their credit, they're looking for the feedback. They get it; let's say that. These aren't dumb people. I think they understand it. I think the challenge for them is they have a lot of constituencies that they're trying to please."


text:
Search Finding Aids
Navigating the Finding Aids
Finding Aids by Repository
Currently Used Filters
Sort Results By:
Possible Sorts:
Narrow Results By:
Main Content
« First • Previous • Next • Last »
Penn Museum Archives [Contact Us]
(Bulk: 1931-1939)
Jayne, Horace Howard Furness, 1898-1975
Mason, John Alden, 1885-1967
Satterthwaite, Linton, 1897-1978
Extent: 10 linear feet
Piedras Negras is a Maya site in Guatemala particularly noted for the beautifully sculpted stelae and hieroglyphic inscriptions it has yielded. Between 1931 and 1939 the University of Pennsylvania Museum conducted extensive excavations at this site. John Allen Mason led the first two seasons of work at the site (1931–1932), and Linton Satterthwaite directed the remaining six seasons (1933–1939, excluding 1938). Most of the monuments at the Museum borrowed from Guatemala were returned in 1947; only Stela 14 and one leg from Altar 4 remain on display in the Museum today. The textual records from the excavations of Piedras Negras consist of 11 linear feet of correspondence, financial records, field notes and diaries, catalogs, and reports and publication materials. The arrangement of the records reflects the original order insofar as could be detected, and portions that had been separated over time were re-integrated into this scheme.


text:
It'll be a good holiday for John Arnhold and his team at First Eagle Investment Management. The fund family announced on Wednesday it will mark the five-year anniversary of its First Eagle High Yield Fund (FEHIX) with a corresponding five-star rating from Morningstar.
The fund has $668 million in assets (as of Nov. 30, 2012), and has returned an astounding 13% annually since it was launched in November 2007 at Dwight Asset Management. First Eagle Investment Management began advising the fund last year, and it has been managed by Edward Meigs and Sean Slein since inception.
"Edward and Sean have an investment philosophy steeped in attempting to preserve capital and maintain purchasing power," Arnhold, First Eagle's chairman and chief investment officer, told AdvisorOne. "They're not pressing for yield, and can take a longer view. But we have a margin of safety built in to the price we're willing to pay."
Arnhold noted that as of Sept. 30, the fund had an average maturity of just over five and a half years and an average duration of just over three years, although adding in coupons brings the horizons down somewhat.
"We look at bottom-up security selection," he added. "And we rotate risk depending on where we are in the market cycle. In a deteriorating environment, we go with higher quality issues with shorter maturities. Likewise, if we're at the beginning of a recovery, we'll move to lower quality issues with longer time horizons."
In addition to its five-star rating, the fund is ranked first among 450 high yield bond funds for the 5-year period ended Nov. 30, 2012, and was named the 2011 Best High Current Yield Fund by Lipper.
The High Yield investment team has worked together continuously for over a decade and through two full credit cycles. Meigs and Slein are also co-portfolio managers of the First Eagle Global Income Builder Fund along with Giorgio Caputo and Robert Hordon.
"Their track record worked very well with ours, and how we run things here," Arnhold concluded. "The returns they, and we, get are based on reasonable yield with a margin of safety. It's one reason why the fund was able to preserve capital throughout 2008 better than the indices and better than it competitors."
The First Eagle High Yield Fund seeks to provide a high level of current income. It maximizes risk-adjusted returns by modifying risk exposure throughout the high yield credit cycle.


text:
Bow Charm
Lord and Lady
Orders ship within 2-3 business days via USPS First Class. Some orders can be rushed for a $5 Rush Fee and the cost of Expedited Shipping - please contact us at email@example.com for details.
For all shipping questions, please see our full shipping rates and policies.
Refund Policy
Refunds and exchanges are allowed before an item ships. Every effort is made to accurately represent each item with both words and pictures. If you have any problem with your item upon receipt, please let us know! We want you to be completely satisfied with your handmade purchase. If you are questioning the color of a tie, complimentary swatches are available for all ready-made fabric items, so you can make sure it matches before purchase. Every computer screen is different, and we understand that it can be hard to tell if something will match with only online photos to go by.


text:
Fresh Air Remembers 'Golden Notebook' Author Doris Lessing
This is FRESH AIR. We're going to listen back to excerpts of two interviews with novelist and essayist Doris Lessing. She died yesterday at the age of 94. Lessing won the Nobel Prize for Literature in 2007. She lived in England most of her life, but she grew up in Rhodesia. She addressed racism and colonialism in her series of novels about a fictional character named Martha Quest.
Lessing was best known for her 1962 novel "The Golden Notebook," which was republished in 1971 and was regarded as among the most important feminist novels of its time. Lessing's obituary in The New York Times described "The Golden Notebook" as daring for its day for its frank exploration of the inner lives of women, who unencumbered by marriage, were free to raise children or not and pursue work and their sex lives as they chose.
In some of Lessing's books, she departed from realism to write about what she described as inner space, madness and visionary experiences. She also wrote science fiction. Here's an excerpt of my 1988 interview with Doris Lessing.
You know, like a lot of women I think, I discovered your writing from "The Golden Notebook" in the early 1970s right after it was republished. And it was very thrilling to find a book that addressed issues about independence for women...
GROSS: ...and, you know, political women. And I think a lot of your readers at that time - certainly, in the United States - saw you as, you know, one of the first, you know, contemporary feminist novelists. And I wonder if you were comfortable with all of us seeing you that way.
GROSS: If you saw yourself that way.
DORIS LESSING: Well, I certainly didn't when I wrote "The Golden Notebook." I mean you ask...
GROSS: But you wrote it 10 years before it had been republished. You wrote it in '62.
LESSING: Yeah.
GROSS: But I think it was in the early '70s that it really started getting a big following in the United States.
LESSING: Well, it had extremely bad reviews when it first came out. People have forgotten this. It had very peevish, bad tempered reviews when it first came out in England and America and I was called all kinds of things in the then-jargon, then like a ball's cutter and things like this. But all that's been forgotten and now it has become a kind of a classic. I just find it so funny; I just have to laugh when I think about it.
But, look. Why did I write it? One of the reasons I wrote it, as I think I said in the preface, that certain novels had never been written about the 19th century political life, which I would like very much to read. And I thought I'd try and write a novel which captured the atmosphere of a time that had just come to an end and I knew it was the end of something.
I was very conscious of the fact that this was the end. And in fact, quite apart from the women's movement, I succeeded because now this book, I am delighted to say, is being set in political and historical quarters and I get letters - just as much from men as from women now - talking about that time.
GROSS: Well, you know, you just mentioned something that you'd said in the introduction to "The Golden Notebook." Something else you wrote in the introduction was that this book was written as if the attitudes that have been created by the women's liberation movement already existed. Now those attitudes didn't exist when you were writing this book.
LESSING: But that's untrue. Absolutely untrue. See, the women's movement of the '60s seemed to feel the need to believe that they were the first. But I had been discussing, and all my friends and comrades had been discussing, all this throughout the '40s and '50s. There was nothing new about it. These ideas were being discussed right throughout the left. In the terms of that time, you understand.
In the terms right for them. Not in the more developed way that they were being discussed later, of course.
GROSS: Were there issues in your life that led to your insistence on independence for yourself, on having an independent life?
LESSING: But I just was independent. I didn't make a decision to be. I left home when I was 14 because I didn't get on with my parents very well.
GROSS: You left home?
LESSING: When I was 14.
GROSS: That's pretty young to leave home.
LESSING: Yeah, it is. I then went off - see, all this is the truth. People don't - they like, they prefer, glamorous facts to the truth. I went off and I became what is in fact a nursemaid for a couple of years. And then I went home for a year to the farm and I wrote a couple of very bad novels and I got on with my poor parents even less. And I'm now desperately sorry for them.
But I had to behave like that, just to survive. Then I went into town and I was a telephone operator, which I very much enjoyed, actually. Because I was living this life where I was a telephone operator having an enormously complicated social life. And I sort of liked dancing most the night and reading. I don't think I ever slept in that year. Just amazing when I look back at the energy.
Then I got married. Which, I got married for the reasons many women get married. You imagine you're marrying into independence. And then I didn't like the life so I left. But, you know, you don't make a decision I am going to be an independent woman. Your character determines what's going to happen to you.
GROSS: So you got married hoping that it would bring you more independence and...
LESSING: No, I think - no. I think I was a bit crazy. Everyone was getting married because war was coming.
GROSS: Mm-hmm.
LESSING: Everyone in sight was getting married because biology demands that when a war starts that people should get married and have a lot of sex. As we all know.
GROSS: Let me ask you - I know you grew up in Africa.
LESSING: Mm-hmm.
GROSS: And moved to England when you were an adult.
LESSING: Yes. I was just under 30.
GROSS: Now, probably when you moved to England people assumed that you were from England. Do you know what I mean? They probably didn't realize right away that you were from Africa.
LESSING: Oh, instantly, because of my accent.
GROSS: Oh, really? OK.
LESSING: Rhodesian accent.
GROSS: Oh, I see. OK.
LESSING: You can hear it now if you've ever heard the original.
GROSS: Well, I was wondering if you felt like an outside in England when you moved there.
LESSING: If you haven't been brought up in England you will always feel an outsider. Anyone. I mean, there are so many of us, people from everywhere coming back. And none of us - or we're both insiders and outsiders. But you know, about - it only occurred to me recently, before I was just over five I had moved from Kermanshah in what's now called Iran to Tehran, had traveled across the Black Sea and across the Soviet Union.
We were the first family to travel as a family across post-revolutionary Russia to Leningrad and the Baltic States to England. I was six months in England, which I remember as a horrible place, all cold and gray. Then I was on a boat, a German boat, which is interesting in itself, all around Africa to a (unintelligible), stopping at Cape Town.
Traveling up on the slow train, traveling in an ox wagon. It was the kind you now see in Midwest films with a hurricane lamp swinging back and forth, back and forth, behind 16 oxen to the farm. All this before I had got to the age of five and a half. Now, if you've had that childhood, you're never going to belong anywhere. You are free to move anywhere you like and feel happy there.
GROSS: So do you think the sense of not belonging anywhere helped to give you a sense of independence when you got older?
LESSING: Yes. I'm sure of it. Of course. Because you're not bound to the - you're always looking at any country you're in from the outside.
GROSS: And has that helped you as a writer?
LESSING: Very much. Yes.
GROSS: Doris Lessing recorded in 1988. She died yesterday at the age of 94. We'll hear an excerpt of my second interview with her recorded in 1992 after a break. This is FRESH AIR.
GROSS: We're remembering Nobel Prize winning author Doris Lessing. She died yesterday at the age of 94. The second time I spoke with her was in 1992 after the publication of her memoir "African Laughter." Lessing was born in Persia but when she was five, her family moved to southern Rhodesia which was a British colony in Africa. She came to oppose the white minority government and left Rhodesia just before she turned 30.
She was banned from returning for 25 years. After the Colonial era when Rhodesia became Zimbabwe, she was able to go back. I spoke with her about her early life in Rhodesia. Her father owned a farm there. Your father employed 40 to 60 Africans on the farm, depending on the season. What was your relationship with the workers?
LESSING: Well, it was the relationship of a white minority with a very suppressed black population. You know, obviously, like all the whites, we were - behaved as if we owned the place, which we did for a bit.
GROSS: In one of your first stories, you wrote about a girl growing up on a farm in Africa and she says the black people on the farm were as remote as the trees and the rocks. It was impossible to think of the black people who worked about the house as friends, for if she talked to one of them, her mother would come running, anxiously. Come away, you mustn't talk to natives.
LESSING: That's right. That was true in southern Rhodesia. It was not true in South Africa, interestingly enough, because you meet South Africans brought up, they will always talk about their black nanny, you know, with immense affection. But this didn't happen in southern Rhodesia. I think it's probably because the physical conquest of the place, which was a very brutal one, was quite recent.
It was only in the 1890s.
GROSS: When did you become uncomfortable with that relationship?
LESSING: Oh, much later. You know, people like to romanticize this a bit, you know. They say, oh, how were you able to see the truth when other people did not? Well, I did not see the truth. Being uncomfortable about what you see, which I certainly was, is one thing but knowing what was wrong, you have to have something to compare it with and I had nothing to compare it with.
I didn't have anything. I didn't - no one I ever met had a different perspective. So it wasn't until I was grown up a bit and I met other people that I was able to see the system for what it was. That's when I became an antagonist of the system.
GROSS: What was your awakening to women's status in society? I ask you that because so many women think of your novel "A Golden Notebook" as being the first feminist novel they ever read. And, I mean...
LESSING: Well, I know they do but I never wrote it as a feminist novel.
GROSS: I know you've said that.
LESSING: See, what I was writing was simply out of my own experience, which I think has got a valuable lesson. I do not think writers ought ever to sit down and think they must write about some cause or theme or something.
GROSS: Mm-hmm.
LESSING: If they write about their own experiences, something true is going to emerge whether they mean it or not. About the status of women. My mother in her time was a feminist. You know, she fought her father to go off and be a nurse. Now, this is by no means a simple fight because he was in advance of his time and he wanted her to go to university.
No, it wasn't very common for girls to go to university. She said no; I'm going off to be a nurse. And he said, like a bad novel, if you do, never darken my doors again. And she went off, became a nurse, was extremely good at it, and successful. And then he wanted to forgive her and she didn't forgive him. This is a very sad story, in fact.
I'm not saying she never spoke to him but she didn't forgive him because she had such a hard time doing it on her own. And she had all kinds of feminist ideas, which for her time were quite advanced, so I was brought up with them.
GROSS: Doris Lessing recorded in 1992. She died yesterday at the age of 94.
Copyright © 2013 NPR. All rights reserved. Visit our website terms of use and permissions pages at www.npr.org for further information.
NPR transcripts are created on a rush deadline by Verb8tm, Inc., an NPR contractor, and produced using a proprietary transcription process developed with NPR. This text may not be in its final form and may be updated or revised in the future. Accuracy and availability may vary. The authoritative record of NPR's programming is the audio record.


text:
The Top 100 CIOs - '#77'By CIOinsight
The Top 100 CIOs
Here are numbers 100-76 on our list.
The Top 100 CIOs - '#100'
Ed Trainor - Amtrak Amtrak veteran returns to the rail operator after long career at Paramount
The Top 100 CIOs - '#99'
John West - CSX President of IT business unit of railroad transportation company
The Top 100 CIOs - '#98'
John Sullivan - ACS A risk taker for the American Chemical Society; former CIO of AARP
The Top 100 CIOs - '#97'
Robert Davidson - Tiffany & Co. Centrally controlled IT helps company boost profits
The Top 100 CIOs - '#96'
John W. Von Stein - The Options Clearing Corp. Joined OCC in 2004 and is responsible for all OCC technology services; former vice president of IT at Cargill
The Top 100 CIOs - '#95'
Daryl Morey - Houston Rockets Assistant GM of the NBA's Rockets and former CIO of the Boston Celtics; is on the forefront of using technology to increase profit potential of team
The Top 100 CIOs - '#94'
Dan Drawbaugh - University of Pittsburgh Medical Center Aggressively rolling out e-records plan to its 19 hospitals
The Top 100 CIOs - '#93'
David Bergen - Levi Strauss Responsible for the development and implementation of global technical standards and processes that allow employees to share relevant, secure information and technology throughout the company
The Top 100 CIOs - '#92'
Meg McCarthy - Aetna Wrestled with integration of incompatible computer systems that led Aetna to underprice some services and overpay some accounts
The Top 100 CIOs - '#91'
Gene Batchelder - ConocoPhilips Manages IT across 30 countries at the $189 billion oil company, which is No. 3 behind Exxon Mobil and Chevron
The Top 100 CIOs - '#90'
Frank Boncimino - Time Warner Cable Major focus on integration of technical architectures and communications networks to support back-office, customer care and order management solutions
The Top 100 CIOs - '#89'
Bill Homa - Hannaford Bros. Built superfast data network
The Top 100 CIOs - '#88'
Joel Manfredo - The Irvine Company Expanding the role of the CIO to green technology for building management systems
The Top 100 CIOs - '#87'
Steven Cooper - American Red Cross Was the first CIO of the Department of Homeland Security
The Top 100 CIOs - '#86'
Michael Laddon - Longs Drugs Driving efficiencies through supply chain and store locator systems
The Top 100 CIOs - '#85'
Roland Etcheverry - Champion Technologies Led storage virtualization at the chemical company, resulting in big savings
The Top 100 CIOs - '#84'
Mahvash Yazdi - Edison International Merging technology and utilities for a green plan
The Top 100 CIOs - '#83'
Steve Peltzman - Museum of Modern Art Responsible for installing new technology infrastructure in museum expansion, including wireless access, installation of LCD displays and deployment of handheld devices for museum goers; this had t
The Top 100 CIOs - '#82'
Amy Berkowitz - CBS Oversees IT initiatives that support the strategic mission of the organization, from broadcast television to cable to Internet and publishing
The Top 100 CIOs - '#81'
Yevette Tierney - eSpeed Up-and-coming; named CIO of eSpeed in February; Tierney was previously responsible for software development of systems, applications and the technology platform of Bloomberg television, radio and multimedia ser
The Top 100 CIOs - '#80'
Ed Anderson - Peace Corps An experienced senior executive, recently serving as vice president and CIO for AmeriChoice Health Services; he is an expert in strategic planning, process management and IT value assessment; was vice presiden
The Top 100 CIOs - '#79'
Tsvi Gal - Deutsche Bank Asset Management A longtime bank CIO, he led the deployment of the first Internet banking system
The Top 100 CIOs - '#78'
Bill Godfrey - Elsevier Led implementation of content management systems and Web 2.0 technologies at Dow Jones; now helping Elsevier push content to th
The Top 100 CIOs - '#77'
Bob Bongiorno - ADP Using Web services to create a unified customer experience
The Top 100 CIOs - '#76'
Mike Prince - Burlington Coat Factory Embraced VLDB (very large database) technology early on; one of the longest-tenured CIOs out there


text:
Availability: In stock
Colourful, bold microfiber bathrobe.
Featuring large white branding to one side.
In order to ensure that your product provides you with the best possible performance for a long time to come, we recommend you take the following precautions:
- wash at least once, alone, at the recommended temperature before use;
- do not leave to soak;
- when machine washing, use a delicate programme;
- use detergents suitable for delicate clothes;
- do not use bleach and/or fabric softener;
- Wash separately from dark or contrasting coloured clothes;
- air-dry hung up and away from heat sources.
Follow the washing instructions given on your product label.
The label provides useful symbols giving information on how to take best care of it.


text:
Great news for The Villages!
The Villages, FL neighborhoods now get the best in digital cable TV, high speed Internet, mobile phone, home security, and home phone service from Xfinity! The Villages, are you ready to bundle and save?
Xfinity Bundles
Get better value with Xfinity
Bundle Digital Cable TV, Internet, Voice, Mobile and Home Security service with Xfinity. The Villages, ##state-code## deals are available from Comcast!
Benefits of Bundling
Benefits of Bundling
Enhanced Internet features
+ InternetHide
Benefits of Bundling
Benefits of Bundling
Control Xfinity Home from your couch
+ Home SecurityShow
Benefits of Bundling
Benefits of Bundling
See who's calling
+ VoiceShow
Netflix on X1
Easier-than-ever access to Netflix on X1
Stay connected, even when you're on the go
Visit a nearby storeLocations near me
870 North US Highway 27 Lady Lake, FL 32159
Xfinity store by Comcast
Open today until 5:00 PM
8130 CR-44 Leg A Leesburg, FL 34788
Xfinity store by Comcast
Open today until 5:00 PM
1 WiFi claim based on March 2016 study by Allion Test Labs Inc. Actual speeds vary and are not guaranteed. Xfinity WiFi is included with Performance Internet and above only. Available in select areas. Requires compatible WiFi hotspots enabled laptop or mobile device.


text:
|In stock:
|Item code:
Syrup Colour: Clear yellow
Nose: Distinct aroma of fresh, revitalising chlorophyll
Palate: Totally refreshing and energising, characteristic of white peppermint
Non-alcoholic Use:
Alcoholic Drinks Use:
This barista flavouring syrup contains only natural extracts with no artificial flavourings, no fat and no cholesterol. Only fresh, pure water direct from the French Alps is used to create this wonderful product.
Philibert Routin 1883
Widely regarded as the highest quality barista flavouring syrups available.
High quality, square shaped glass bottles are standard for this wonderful range of syrups. Leave your customers in no doubt of the quality of your products.


text:
Caramel mudcloth fabric printed on antique white background. Fabric is cut to order in one continuous piece. This is an organic 100% cotton, 58" wide, medium weight fabric.
Half Yard Sample
Colors and textures may vary slightly from what is depicted on your monitor. Ordering a half yard sample is a great way to "touch and feel" the product before placing an order.
Our half-yard sample cut measures 18" x the width of the fabric roll. For example, if a fabric roll is 58" wide, the half yard sample will measure 18" x 58". Half yard samples are not contiguous if you order more than one. If you order a half yard sample it will be cut separately from any other fabrics or samples that you order.
Fabric Swatch
Colors and textures may vary slightly from as depicted on your monitor. Fabric swatches are a great way to "touch and feel" the product before placing an order.
Unfortunately this product is not available for immediate shipment. However, you can still place an order.
The item is estimated to become available as indicated. For more information, please contact
our customer service team.
This item is in stock and will be shipped in the timeframe specified.
Limited availability items can be purchased only while supplies last. Order now before stock runs out!
Contact our customer service team for details.


text:
Luminite LED Filament Warm White Bulb
- Product Details
- Specifications
- Delivery
- Warranty
- Reviews
Luminite LED Filament Warm White Bulb
Designed for adding a touch of elegance to your house.
It gives you the appearance you want with the convenience you need!
These globes are the key to achieving the warm ambience often seen in hipster cafes. A great easy-to-add accent piece for any space.
These enable you to have better lighting, in an easy and affordable way. Fully compliant with Australian Standards. Easy to move around, so you can make any space a cosier and makes reading more comfortable. Perfect for reselling!
Led Filament Bulb
Screw Fitting
400 Lm | 220-240V | 3000K
Great for home, office or special events
Easy to install
We are an Australlian seller
Fast shipping
- You can buy it with confidence. This accessory is safe to use, certified and complies with Australian standards.
Led Filament Bulb
Screw Fitting
400 Lm | 220-240V | 3000K
Great for home, office or special events
Easy to install
We are an Australlian seller
Fast shipping
- You can buy it with confidence. This accessory is safe to use, certified and complies with Australian standards.
Additional freight charges may apply to areas beyond the metro main land area Australia due to the dimensions of your item. Please contact Work Leisure Play for a quote.
Your item is generally sent the next working day from cleared payment received (system failures etc excluded) unless otherwise notified. Please be aware that generally orders can take 4 - 5 days (capital cities are quicker). For delivery after 7 days please check with your local post office to see if your parcel has been taken there. Please do not contact us for non delivery until you have checked with your local post office.
Non Delivery
As we have such a high turnover in sales through other channels, there may be times when items cannot be sent. This may be because the stock count was wrong or the last lost of the item is either damaged or cannot be located. When this happens, you are contacted at the earliest time after your payment has been received, and advised of the situation. We naturally will refund your payment in full, offer an alternative, or give you the option of waiting for more stock to arrive.
All our products are fully backed by Australian manufacturer warranty and come with automatic guarantees that cannot be excluded under Australian Law.
- If your item arrives damaged or "dead on arrival", we will arrange a replacement or full refund at our cost
- If your item develops a fault after delivery, we will assess your claim and offer a replacement or refund where appropriate.
- We offer a 12-month warranty on all electrical, petrol operated & motorised products - claims outside this period will be assessed on a case by case basis.
We have taken great care with our listings to ensure the product is an accurate representation of the product. We cannot guarantee every computer monitor will accurately depict the actual colour of the product. eBay prohibits us from changing the colour of the product that is originally ordered. Please order your colour of choice from the relevant listing to ensure you receive your desired colour. Some listings state "Colour Chosen at Random" due to the nature of the supplier and stock. Many of our products are produced with different patterns and materials which may be classed under the same design name (for example a "marble" pattern is never the same due to the nature of marble), and there may be variance in colour or pattern for this reason.
We understand that you might need to return something to us for several reasons. Please contact us via email before sending anything back. Items must be returned to us via tracked postage or courier. Without a verifiable tracking number, you accept full risk of the item not reaching us. Returns not received by us will not qualify for replacement or refund.
1. You changed your mind
- We offer a 30-day return policy for change of mind. That means if you are not satisfied with your purchase, you are welcome to return it to us at your own cost up to 30 days after you received it for your choice of exchange or refund, excluding original delivery costs and a restocking fee of up to 20% of purchase price. The return must meet the below-mentioned conditions.
- All returned items must be in brand-new, unused condition, in their original shipped packaging, and include all parts and accessories. Where returned items are not received by us in brand new condition, we will return them to you once you pay us the cost of redelivery to do so.
- Return shipping costs are non‐refundable. For exchanges, we will cover the cost of sending a replacement product back to you.
2. The item arrived damaged or missing parts
- All orders leave our warehouse in brand new undamaged condition. If your item arrives damaged or missing parts, we will gladly replace it for you.
- All claims for damaged items must be made within 5 business days of receiving your order. It is important that you open your order as soon as you get it, and notify us immediately if there is any damage. This protects you from any claims after this period may not be covered.
- Please take photographs of any damage and send them to us via email before sending the item back, as we need to report damage to our insurer, delivery courier and warehouse.
3. The item is faulty
- Your purchase automatically comes with protections under Australian Consumer Law that cannot be excluded. Manufacturer warranty fully backs all our products.
- In the unlikely case that your item is faulty on arrival please contact us via email within 5 days of arrival. Please ensure you follow the care instructions of your item. Manufacturer warranty does not cover 'wear and tear'. All claims will be assessed on a case by case basis, we'll make sure the correct process is followed so the issue can be addressed as quickly as possible for you.
Should your product be faulty, contact us via email so we can guide you through the correct process for having the fault rectified under the manufacturer warranty? Depending on the manufacturer's warranty terms and requirements, we will either repair or replace it for you (or if stocks are exhausted, refund you) excluding original delivery costs.


text:
Put 'em on a watch list–these guys are going places.
Brian Parker and Derek Holman are co-founders of EP Wealth Advisors, a Los Angeles-based firm with $1.35 billion in assets under management with a focus on financial planning and investment management. That's right, in an industry where disciplines align like an East Coast/West Coast rap war, they perform both in-house, and are succeeding spectacularly. Did we mention they're both well shy of 40 years old?
"The financial planning leads to the investment management," Holman says. "Too often the investment manager will do the risk tolerance and allocation and then run off and invest from there. The problem is the client might say they want an aggressive allocation, but not really understand what that means."
"From sitting down with our clients, what we find is that it's not about whether or not to allocate to large-cap growth, it's about whether they'll be all right in the future," Parker adds.
Another big reason for their success is a rollup strategy that's taking advantage of the current economic and regulatory environment–one that's disproportionately affecting smaller RIA firms.
"Of the $1.35 billion, about $250 million is from rollups, so it's a significant portion of what we do, but not everything–we don't ignore organic growth," Holman explains. "What our rollup strategy has allowed us to do is to expand into markets we might not have tapped otherwise. A number of the firms have come with untapped referral sources that have greatly befitted us."
"It's difficult for smaller RIAs to differentiate themselves, and regulation is disproportionately affecting them," Parker adds. "Larger RIA firms have a distinct advantage, which smaller firms are beginning to realize."
But it's not all "wine and caviar," Holman says. While many smaller RIAs think life will be easier as part of a rollup, it's a big lifestyle change, and it's a slower process than many realize.
"A few of our marriages have gone right to the altar, only to be called off," he notes. "The smaller RIAs know they have to do something in order to survive, or someone has told them they need to do something, but they can't get over that hump to actually do it. It's very emotional for them."
So what, specifically, are they looking for in the firms they approach? A good fit from an investment and cultural standpoint, to start.
"If we go into a firm, and the person immediately begins to pitch us on why we need to change our approach and adopt their investment philosophy, we know it won't work," Parker says. "The technology must also fit, or at least be adaptable."
But it's a people business, they both say, and the success or failure will ultimately depend on the personalities involved.
"We ask ourselves from a cultural standpoint, can we work with these people?" Parker says. "How do they solve problems and resolve conflict? How open are they? They have to truly want change."
Which is all well and good, but it would seem valuable time and resources are wasted if they "get to the altar," only to have the deal fall through. How do they identify potential success before getting in too deep?
"I wish there was a magic solution to prevent that from happening, but there isn't," Holman concedes. "We often tell ourselves that the best deals we've done are the ones we didn't [do]. We pay a lot of attention to subtleties and nonverbal cues, and we learn more each time to help to refine the process."
The firm has 12 client facing advisors for 1,400 clients, which might seem like a small ratio. The way they effectively service each client is how you might think–through a heavy reliance on technology.
"We're able to do this is through our institutionalized process, which it technology focused, Holman says. "Last year, we hired a president that was formerly the head of global operations with Nuveen."
EP Wealth started in 1999 with $5 million in assets under management. The market crashed on the day it opened, but Parker and Holman saw it as an opportunity, as it meant there was a lot of money in motion the partners could capture. By 2003, they had $70 million in AUM, which led to their first merger with a firm with $100 million in AUM. They haven't looked back since.
"We've had success in the rollup space because we're flexible," Parker concludes. "We've had one deal where the principal wanted to stay or three or four years and then wanted a guaranteed payout. We had another deal that was more open-ended, where the principal wanted to retire at some point down the road, but didn't really know when. So in many respects, that flexibility is key."


text:
At Grapevine Magazine we are doing our best to keep on top of what is happening in LIVE entertainment in the region. Local restrictions and changing rules mean that some planned events get re-arranged at short notice – always check directly with the venue before planning an evening out.
Tell us about your LIVEgigs – email email@example.com and we will, for a limited time, add them to our online listings for you.
November 6 @ 9:00 pm - 11:00 pm
UK blues rock three piece band formed in 1987, all former members of legendary progressive blues outfit The Groundhogs.
Currently gigging in UK & Europe.
Midnight Sun & Blues Kerosene albums re-released by Stable Records via Amuse Records, available now to download from multiple outlets (Spotify, Deezer, Napster etc.)
Related Gigs
- Grapevine's free listings service is offered to promote live entertainment.
- Your entry will appear online but to ensure inclusion in our printed magazine check the print deadlines here: Magazine Deadlines
- Unsure what to fill in? Click here for quick our guide.
- Just to be clear we promote LIVE entertainment: Music, Theatre, Comedy & Dance. We do not list charity or community sales, country fairs, craft workshops, discos, DJ sets, exhibitions, film, karaoke, quiz nights, walks, tours or sporting events.
- Our privacy policy can be viewed here.
- Whilst every effort is made to ensure the accuracy of the information in our listings from time to time events change or get cancelled. We strongly suggest that you check with the venue especially if you intend to travel any distance. Ticket prices shown are, generally speaking, the most you should expect to pay. In many cases discounts and concessions are available and often tickets bought in advance are less than 'on the door' prices.


text:
Microsoft has updated the TypeScript JavaScript-related open source language that compiles to plain JavaScript. This version 0.9 release still hosted on CodePlex comes after an early technical preview last October.
More Insights
White PapersMore >>
ReportsMore >>
- SecDevOps: Tying Security to Your Application Development Processes
- The Best Ways to Stop Malware and Ransomware That No One Else Will Tell You
This "milestone in the language's evolution" adds tooling capabilities offered for the language in Visual Studio. Microsoft says that it is now ready for "application-scale" JavaScript development.
New in this version is generics functionality. This intelligence will take advantage of the strong type inference that TypeScript already provides to provide better static error reporting and improved tooling, in many cases without any additional type annotations.
NOTE: An explanation of generics (most highly requested feature by 0.8 users ) from the MSDN details its ability to capture relationships between inputs and outputs in APIs. "[Thus] enabling richer type checking for better error reporting and tools. For example, generics allow the typing of the
Array#map function from JavaScript to relate the element type of the array with the parameter to the callback function ('T' below), and the return type of the callback function with the return type of 'map' ('U' below)."
The compiler has been reengineered to work with projects in excess of 100,000 lines of code with minimal slowdown. As a result of its openness, more than a dozen editors now support TypeScript, enabling use across multiple major platforms.
Microsoft Developer Division VP Soma Somasegar says that TypeScript has already been "positively impacting" web development, even as an early technical preview. "Hundreds of developers are engaging with the project across the forums, issue tracker, and source code forks," he said.
Integration with popular build systems, a collection of library typings at DefinitelyTyped, test tools, and application models are available thanks to the TypeScript developer ecosystem.
Somasegar explains that in addition to generics, the language service has been completely rewritten for much-improved interactive performance. "Building web and Windows Store applications should now feel more responsive for IntelliSense, code navigation, and refactoring, especially as projects grow in size."


text:
|Login Status
Not logged in
|» Login
Sleep Restfully, Inc.
3100 Weslayan Street, Suite 373
Houston, TX 77027
(866) 923-2727
(281) 840-4504
Fax:(800) 540-5078
(281) 501-7969
Sign up to our mailing list
Sleep Restfully, Inc.
3100 Weslayan Street, Suite 373
Houston, TX 77027
Toll Free: (866) 923-2727
International: (281) 840-4504
Toll Free Fax: (800) 540-5078
International Fax: (281) 501-7969
Financing Available
Get the Equipment you want now and pay over time with Bread*
Affordable Monthly Payments
Pay over 6, 12 or 24 months at 0% to 29.99% APR**. No prepayment penalties.
Fast and Easy Online Application
Click on "Apply With Bread" to go to Bread's web page.
* Bread and SleepRestfully.com are separate legal entities. Any information you provide after clicking on "Apply With Bread" will be received by Bread only and governed by Bread's privacy policy.
**This item is for a loan to finance a purchase. Rates range from 0.00% to 29.99% APR, resulting in, for example 24 equal monthly payments of $44.32 to $55.91 per $1,000 borrowed. Your terms may vary and are subject to application. Final payment calculated at checkout. Bread loans are made by Cross River Bank, a New Jersey Chartered Bank, member FDIC.


text:
This layout was inspired by contest sketch of Got Sketch.
The journaling (Hebrew) says:
Big blue eyes, like shining stars, lighting the house with many smiles & laughs, sweet smile, charming glance - you can't ask for more than this!
I used Sonburn cardstock & DCWV patterned paper, Scrappy Cat clear stamps journaling blocks, fiskars Water Thread border punch, misc buttons.
I cut the title with my Quickutz Silhouette (Font: Guttman Yad - Brush).


text:
Next MeetingWatch this space!
Welcome! Log In Create A New Profile
Avocets and Manx Shearwater
Posted by John Webb
Sorry, only registered users may post in this forum.
All LDBWS web pages are the copyright of Lancaster and District Birdwatching Society and should not be reproduced elsewhere without the express permission of the Society. The opinions expressed in the LDBWS newsletter are not necessarily those of the Society. The content of LDBWS Member's Web Pages is the responsibility of the member concerned. LDBWS ask all birdwatchers to observe the Birdwatchers' Code of Conduct and the Country Code.


text:
Moving an Object Does Not Destroy The Original
Last week and the week before that, I started discussing how a C++ compiler uses the type system to figure out when to move an object and when to copy it. Now I'd like to take a detour to discuss what moving an object actually does.
Recall first that objects are generally moved instead of copied because the originals are about to go away. When I learned this fact, I thought at first that moving an object should destroy the original. For example:
Thing make_Thing(); // … Thing t = make_Thing();
In the last line of this example, the result returned by
make_Thing is used to initialize the variable
t, and is not used again after that. Therefore, that result can be moved instead of copied. Surely it makes sense to destroy the result as part of the move process!
Because of this reasoning, I was surprised to learn that that is not what happens. Instead, whenever a program moves an object, it must leave that object with a valid value so that it can be destroyed later. In general, this rule causes additional overhead, because it means that moving an object must typically install a new value in the original object, and all that happens to that new value is that it is destroyed later.
What I learned surprised me because in this particular example, the actual behavior seems to add overhead. As part of moving the temporary
Thing returned by
make_Thing into
t, the generated code gives a new value to the temporary
Thing, and then destroys that temporary
Thing. Why bother? Why not just destroy the temporary
Thing immediately?
In principle, I think it would have been possible to make C++ work that way. However, the way C++ actually does things makes life easier for C++ developers in an important way: It allows objects to be moved explicitly. For example:
Thing make_Thing(); void process_Thing(Thing);
Assume that the
process_Thing function really does accept a
Thing by value (i.e., type
Thing) rather than by reference to
const (i.e., type
const Thing&). You might want to write code along these lines:
Thing t = make_Thing(); // … process_Thing(t);
Suppose you know that
t is not going to be used again after passing it to
process_Thing. If you were able to write
then the compiler would move the result of
make_Thing to
Process_Thing. Unfortunately, you want to work on
t between when you create it and when you pass it to
process_Thing, so you can't write the code this way.
In cases such as this, C++ allows you to write
When you do this, you are promising to the compiler that you are not going to use
t again, so the compiler can move
t rather than copying it.
You may ask: Why can't the compiler recognize
std::move as a special case that causes
t to be destroyed? It could notice this statement and simply not destroy
t afterward, knowing that
std::move had already done so.
The trouble is that the call to
process_Thing is a statement, which means that it can be made conditional:
Thing t = make_Thing(); // … if (…) process_Thing(std::move(t));
Depending on the condition in the
if statement, it is now somewhere between difficult and impossible for the compiler to figure out whether
std::move(t) has been called. If calling
std::move(t) were to destroy
t, the compiler would not know whether it was safe to destroy
t at the end of the block containing this statement. So by requiring an object to have a valid value after its contents have been moved elsewhere, C++ makes it unnecessary for the compiler to track at runtime whether the object has been destroyed.
In short, after you move an object's contents to a new object:
- The new object contains the same value as the original object did before the move; and
- The original object contains a valid value that can (and should) be destroyed at the end of the original object's lifetime.
Notice that these rules say nothing about what the original object's value should be after the move. In practice, there are three common strategies, each of which is particularly easy to implement in some circumstances:
- The original object takes on an empty value of some kind.
- The original object retains its former value, effectively implementing move as copy.
- The original object gets the former value of the new object, effectively implementing move as swap.
This third possibility may be surprising, but consider that we know that the original object will be destroyed eventually. If moving an object
t to another object
s must overwrite the previous value of
s, it may turn out to be more convenient to implement this operation by swapping the contents of
s with those of
t, knowing that
t (which, after the swap, holds the original value of
s) will be destroyed eventually.
In short, the C++ move operation may be surprising in that it does not destroy the original. However, along with that behavior comes several nice properties:
- The compiler does not have to figure out whether an object might have been destroyed before the end of its natural life.
- It is always possible to use a copy operation in place of a move operation; i.e., to implement
- It is always possible to use a swap operation in place of a move operation' i.e., to implement
Next week we'll shift our focus back to the type system and take a look at how the
std::move function might work.


text: When it comes to finding great deals on auto parts you can shop online. Most of the big box stores will charge you more on items that are popular just because they are local. Shopping for auto parts online and at auction will net you a great deal if you are patient enough. Find the most up to date Honda Civic Muffler auction listings here. Check back often for updates.


text: Choose AW Family Movers to find the right Movers to get the job done. They have customer service reps available to answer any questions you might have so feel free to give them a call. Get your moving needs taken care of today with AW Family Movers located in Detroit, MI. If you need to reach them with any questions just call 313-334-9068.


text:
Home → All Products → Pilots
All Products - Items tagged as "Pilots"
Assortment of Cool Belt Buckles styles for men, women, boys and girls. Also fashion clothing accessories such as winter Toques, Hats, Ball Caps, Jewellery, Canadian and American Souvenirs!
Ideal gifts - Unisex fashion clothing accessories gifts for any age or gender!
View all 1976 olympics 4 leaf clover 4 x 4 60's 70's 8 track 9 11 A Acadia acadia flag acadian flag Acadians Acores acores flag Afghan Afghanistanian Africa Airplane Alaska Alaska belt buckle Alaska bush pilot alaska's Alaskan Album Algeria algeria flag buckle algerian flag Algerie all american all terrain all terrain vehicle Alley Alphabet Alphabeth America america's American Amerindia Amerindian Amerindians anal sex Anarchist anchor animal animals Antique Antler Argentina argentina flag buckle argentina's argentinas flag Argentinian Arien Armored Arms Army army buckle Arrow Atire atlantic ocean Atv Aussie australia's Australian automobiles Azorean azores Azorian Aztec B baby blue Bad bad ass boys ride bad ass girls bad luck number Bag Bags baie james Bald Ball ball cap ball caps Balls Band Bar bar joke Basebal Baseball baseball cap baseball caps baseball hat baseball hats basket ball basketball Bass Bass belt buckle bass buckles Bastards bats bats belt buckle bats buckle bc Beagle Beanie beanie hat beanies Bear bear cap bear hat Beatle Beatles Beauty Beer beer bottle opener Beers Beetle beetles Belge Belgique BELL Belly bels buckles Belt belt buckle belt buckle for fireman belt buckles belt buckles for firefighters belt buckles for men belt buckles for women belt buckles unisex Belts belts and buckles belts buckles belts with buckles Beseball big big fat bastard big game big game hunting Bike Biker biker's Bikers Bikes Billars Bird Bitch Black bling Blue boat boat belt buckle boat buckle Body Bolt bomber hat Boobs Boot booze Bottle bottle opener Bottles boucle boucle de ceinture boucle pour ceinture boucles de ceinture boucles et ceintures boucles pour ceintures Bow bow & arrow bow and arrow Bowling bowling buckle Bows bows & arrows bows and arrows Boys brasil brasil flag brasilian brass brazil brazil flag brazilian bridge Britain british by birth scottish by the grace of god british columbia Brown Buckle buckle with belt Buckles buckles and belts buckles belts buckles for belts buckles for boys buckles for girls buckles for men buckles unisex bucklesbuckle Bug bugs bulgaria bulgarian bull bull dog buckle bull horns bull rider bull riders bulldog bulldog belt buckle bulldogs Bulls Bullshit Bus bus driver bus drivers Bush Butterflies Butterfly butterfly buckle calendars CALGARY cameroon camouflage camper van camping camping van Canada canada flag canada hat canada hats canadian canadian flag canadien Canadiens Canine Cap capilano Capital caps car cards carpenter carpenter buckle carpenter tools carpenters Carriage cars casino Casquette Casquettes cassatte Cassette cassettes celtic celtic knot center piece. disc chastity che cherries cherries buckle chicago chicago bottle opener chicago souvenir Chicken Chief china china flag chinese chinese flag Chopper Choppers Chrome Chromed Circle Classy Club coaster coasters cobra Cobras cock fighting columbus souvenir bell Condom construction construction belt buckle construction buckle construction truck construction worker contruction Cool cool belt buckles Cotton Country country belt buckles country buckle country buckles country music country music belt buckle country music buckle Cow Cowboy cowboy boot Cowboys Cowgirl cowgirl accessories Cowgirls cowsteer cowsteers craps Crest crime family cross cross belt buckle cross buckle crossbones crossbones belt buckle crossbones buckle Crosses crown crown buckle Crowns cuba cuba flag D Danger DART BOARD DARTS Deer dice dice belt buckle dice buckles dices DINNER BELL Disc do not enter dog Dogs Dollar dollar sign Dragon Drapeaux dream catcher dream catcher cap dream catcher caps drink driver drivers drum drum buckle drum set drummer drums duck duck key rack ducks e.v Eagle eagle belt buckle eagle buckle eagle eagles eagles easy rider Egyptian Eight Electrician Electricity elephant elk end of the world ENGLAND Equestrian estonia estonia flag estonian euro buckle euro sign european buckle evil evil buckle excavator extra large F FALLS Farm fashion belt buckles fashion for women fashion jewelry Fat Fd Feather fire dept fire truck fire truck buckles Firearm Firefighter Fireman fireman's Firemen FIREMEN BUCKLES Fish fish belt buckle fish buckle Fishermen Fishing fishing belt buckle fishing belt buckles fishing buckle Flag flag belt buckle flag belt buckles flag belt buckles for men flag buckle flag buckles flag of germany Flag of India Flags Flames flaming Flanders flask flasks fleur de lis fleur de lys Floral Flower flower belt buckle flower buckle flower buckles Flowers Football football belt buckle football buckle football player Force forklift forklift operator four by four France france flag buckle france flag friend friends Frog Fun fun belt buckles Funny funny buckle G gabon gabon flag gabonese gamble gambler gambling gambling belt buckle game Games Gang Gear german Germany germany flag germany flag buckle Girl girl's Girls girls kick ass girls kick ass buckle glow in the dark Godfather Golden golf golf belt buckle golf buckle golfer golfing good luck charm got beer got beer belt buckle greece greece sweatband greece wristband greek Green grey wolf GRIM REAPER Grizzlies group Groups guatemala guatemala flag guevarra Guitar guitar belt buckle guitar buckle guitar player Guitars Gun gun belt buckle gun buckle gun buckles H halloween Handgun Hat hats HAWAII hawaii belt buckle hawaii buckles Hawaii Souvenir Hearts highway 66 Hippie hippie van Hippy Hoes HOLLAND Homy horns horoscope horoscope buckle Horoscopes horse horse belt buckle horse belt buckles horse buckle horse buckles horses horses belt buckles house house pet house pets Howling howling wolf Humor humor buckles hungary hungary flag hungary flag buckle Hunter hunter belt buckle hunter buckle hunter's hunters hunters cap hunters hat Hunting hunting baseball cap hwy 66 i fear no beer I L:ove Azores I LOVE QUEBEC ice fishing ice fishing buckle india Indian Indians Initial initial letter Initials Insect Instrument Instruments international flags Ireland irish irish belt buckle irish flag buckle iron worker iron worker belt buckle iron worker buckle ironworker Islam Islands israel israel flag Italian italy J J'AIME QUEBEC jamaica jamaica flag jamaica flag belt buckle jamaica flag buckle JAPAN je me souviens Jeep jerk jerk belt buckle jerk buckle Joke Jokes Kandahar Key key chain key rack king of the road knot L Ladybug large las vegas las vegas buckle last frontier Letter letter initial letter opener Letters lifeguard light light switch light switch cover lily fower lion lion belt buckle lion buckle lion head buckle lips little friend live to ride Lock longhorn longhorn belt buckle longhorn buckle Longhorns loud pipes save lives loud pipes save lives buckle love lucky lucky 13 lucky 13 beanie lucky 13 hat lucky shamrock M machinist machinist buckle Mafia Map maple leaf Marijuana martial arts mason masonary Maya Mayan calendar calendar mecanique mecanique boucle de ceinture mechanic buckles mechanic tools Medicine men's accessories men's buckles mens belt buckles men's belt buckles metal metal bell Mexican mexican flag mexico mexico flag mic microphone Military miss sexy miss sexy buckle monaco Money money talks money talks belt buckle Monogram Monograms Montreal montreal buckle moose moose belt buckle moose buckle Motor Motorcycle motorcycle belt buckle Motorcycles movie mud flap girl mud flap girls Mug Music music buckle music instrument Musician my other ride buckle N Name name calling Names National national flag Native natives Nature netherlands netherlands flag new orleans new york New York City NIAGARA NIAGARA FALLS no more bullshit Nort North north american Northern nuclear nuclear belt buckle Nude occupation occupation belt buckle octopus octopus belt buckle octopus buckle off road old old flag old hippie old Montréal one love one love belt buckle one love buckle Opener Openers Oral oriental Oval owl owls painter paramedical paramedical buckle peace & love peace and love peace belt buckles peace buckles peace love peru peru flag pet Pets Philosophy Piercing pig pig farm pigs Pilots pin Pins Pirate Plated player Players poker poker game poker hand Pom pom pom ponta delgada Pool Portugal portugal flag portuguese portuguese flag pot pot leaf Prey profession puerto rican puerto rico puerto rico flag Q Quebec quebec beanie quebec belt buckle quebec buckle Quebec Flag quebec hat quebecois Queen Quinas radio radios ranch Red red cherries red cherries buckles red cross belt buckle red cross buckle red maple leaf retro Rhinestone rhinestone belt buckle rhinestone belt buckles rhinestone buckle rhinestone buckles Rhinestones ride to live Rider Riders Rifle rig Rings River road sign Rock rock belt buckle rock belt buckles rock buckles rock n roll rockstar belt buckle rockstar buckle Rodeo Rodeos Roman roman fountain Rooster Rose rose buckle Roses rottweiler rottweiler buckle route 66 royals rte 66 Rubber russia safe sex sail boat sailing boat Saumon say hello to my little friend Scorpion scorpion buckles Scottish sept 11 september 11 Serpents Sexy shamrock shoehorn Shoes shop sign Signs Silver silver plated skeleton skeletons Ski ski fashion ski hat Skull skull belt buckle skull buckles skull head skulls snake Snakes Snooker snowflakes soccer Sound south america south american SOUVENIR souvenir bell souvenir of chicago Souvenirs Spanish Spider SPIDER BUCKLE SPIDER BUCKLES spider web spider web belt buckle spider web buckle Spin spinner spinners Sport Sports sports buckle Spur stadium Star Stars State States Steers Stone Stones stop stop sign street sign Sun sunshine sunshine buckle sweatband Swords Symbols São Miguel table Tag Tags Tanks Tapes Tarantula Tattooing Team Tennis Texas texas longhorn texas longhorns tiger Toad tools toque Toques TOTEM POLE Trade trail Trails trencher Truck truck's mud flap girls trucker trucker buckle trucker's truckers Trucks Tuques Turquoise turquoise buckle Turquoise color stones uk unicorn unicorn switch plate Unique unique belt buckles unique buckles unisex beanie unisex beanies unisex watch united kingdom united states Us Usa usa flag usa flag buckles use belt buckle ussr van vans vehicle Vehicles vintage Vitage volunteer fireman vow of chastity vows of chastity washington wolf watch watches web Webs Western western belt buckle western buckles White Whores Wild wild animal windchime windchimes Wing Wings winter accessories winter beanie winter fashion winter hat winter hats Wolf wolf hat Wolves Women women's women's accessories women's beanie women's belt buckles women's fashion work trades wristband wristwatch xlarge ying yang


text:
About Tarkett Laminate Flooring
Tarkett's Quick Lock™ Laminate flooring provides the natural look of real wood. These floors are more durable than conventional floors, with superior stain, scratch and indent resistance. It's easy to clean, and never needs waxing or varnishing. Plus, it's easy to install, even for the novice!


text:
Search Constraints
Filtering by: College Arts and Sciences Remove constraint College: Arts and Sciences Creator/Author Snider, Jerry A. (senior collector) Remove constraint Creator/Author: Snider, Jerry A. (senior collector) Creator/Author Kaucher, Paul R. (co-collector) Remove constraint Creator/Author: Kaucher, Paul R. (co-collector) Creator/Author Tepe, Eric (record/image) Remove constraint Creator/Author: Tepe, Eric (record/image) Publisher University of Cincinnati, Margaret H. Fulford Herbarium (CINC) Remove constraint Publisher: University of Cincinnati, Margaret H. Fulford Herbarium (CINC) Subject Family: Pottiaceae Remove constraint Subject: Family: Pottiaceae