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Given a set of points (x,y) with distinct x values, find a polynomial that goes through all of them, then prove some results about the existence and uniqueness of these polynomials.
Given that a, b and c are natural numbers show that if sqrt a+sqrt b is rational then it is a natural number. Extend this to 3 variables.
An article which gives an account of some properties of magic squares.
What is the value of the integers a and b where sqrt(8-4sqrt3) = sqrt a - sqrt b?
Janine noticed, while studying some cube numbers, that if you take three consecutive whole numbers and multiply them together and then add the middle number of the three, you get the middle number. . . .
For which values of n is the Fibonacci number fn even? Which Fibonnaci numbers are divisible by 3?
Can you find the values at the vertices when you know the values on the edges of these multiplication arithmagons?
If for any triangle ABC tan(A - B) + tan(B - C) + tan(C - A) = 0 what can you say about the triangle?
Fractional calculus is a generalisation of ordinary calculus where you can differentiate n times when n is not a whole number.
Problem solving is at the heart of the NRICH site. All the problems give learners opportunities to learn, develop or use mathematical concepts and skills. Read here for more information.
Beautiful mathematics. Two 18 year old students gave eight different proofs of one result then generalised it from the 3 by 1 case to the n by 1 case and proved the general result.
Pick a square within a multiplication square and add the numbers on each diagonal. What do you notice?
Investigate sequences given by $a_n = \frac{1+a_{n-1}}{a_{n-2}}$ for different choices of the first two terms. Make a conjecture about the behaviour of these sequences. Can you prove your conjecture?
Can you find the values at the vertices when you know the values on the edges?
Triangle ABC is an equilateral triangle with three parallel lines going through the vertices. Calculate the length of the sides of the triangle if the perpendicular distances between the parallel. . . .
Can you tangle yourself up and reach any fraction?
Generalise the sum of a GP by using derivatives to make the coefficients into powers of the natural numbers.
When if ever do you get the right answer if you add two fractions by adding the numerators and adding the denominators?
Generalise this inequality involving integrals.
Your data is a set of positive numbers. What is the maximum value that the standard deviation can take?
Can you work out the irrational numbers that belong in the circles to make the multiplication arithmagon correct?
It would be nice to have a strategy for disentangling any tangled ropes...
A collection of games on the NIM theme
A game for 2 players. Set out 16 counters in rows of 1,3,5 and 7. Players take turns to remove any number of counters from a row. The player left with the last counter looses.
Start with any number of counters in any number of piles. 2 players take it in turns to remove any number of counters from a single pile. The loser is the player who takes the last counter.
A game for 2 players
The triangle OMN has vertices on the axes with whole number co-ordinates. How many points with whole number coordinates are there on the hypotenuse MN?
Make and prove a conjecture about the cyclic quadrilateral inscribed in a circle of radius r that has the maximum perimeter and the maximum area.
Choose four consecutive whole numbers. Multiply the first and last numbers together. Multiply the middle pair together. What do you notice?
An article for teachers and pupils that encourages you to look at the mathematical properties of similar games.
Can you use the diagram to prove the AM-GM inequality?
Take any two positive numbers. Calculate the arithmetic and geometric means. Repeat the calculations to generate a sequence of arithmetic means and geometric means. Make a note of what happens to the. . . .
Imagine a large cube made from small red cubes being dropped into a pot of yellow paint. How many of the small cubes will have yellow paint on their faces?
This article for teachers describes several games, found on the site, all of which have a related structure that can be used to develop the skills of strategic planning.
Some students have been working out the number of strands needed for different sizes of cable. Can you make sense of their solutions?
Jo has three numbers which she adds together in pairs. When she does this she has three different totals: 11, 17 and 22 What are the three numbers Jo had to start with?"
This article by Alex Goodwin, age 18 of Madras College, St Andrews describes how to find the sum of 1 + 22 + 333 + 4444 + ... to n terms.
The incircles of 3, 4, 5 and of 5, 12, 13 right angled triangles have radii 1 and 2 units respectively. What about triangles with an inradius of 3, 4 or 5 or ...?
Here explore some ideas of how the definitions and methods of calculus change if you integrate or differentiate n times when n is not a whole number.
An account of some magic squares and their properties and and how to construct them for yourself.
Build gnomons that are related to the Fibonacci sequence and try to explain why this is possible.
Jo made a cube from some smaller cubes, painted some of the faces of the large cube, and then took it apart again. 45 small cubes had no paint on them at all. How many small cubes did Jo use?
To avoid losing think of another very well known game where the patterns of play are similar.
The opposite vertices of a square have coordinates (a,b) and (c,d). What are the coordinates of the other vertices?
Use the animation to help you work out how many lines are needed to draw mystic roses of different sizes.
The aim of the game is to slide the green square from the top right hand corner to the bottom left hand corner in the least number of moves.
Show that for any triangle it is always possible to construct 3 touching circles with centres at the vertices. Is it possible to construct touching circles centred at the vertices of any polygon?
A game for 2 players with similarities to NIM. Place one counter on each spot on the games board. Players take it is turns to remove 1 or 2 adjacent counters. The winner picks up the last counter.
First of all, pick the number of times a week that you would like to eat chocolate. Multiply this number by 2...
What's the largest volume of box you can make from a square of paper?


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The Importance Of Getting AC Maintenance in Chariton AC Repair
Having your air conditioner repaired or replaced can create stressful moments, as air conditioning problems can appear quite suddenly. One of the main concerns that Chariton AC Repair homeowners would have in this situation is finding someone to perform the repairs properly at a decent price. Choosing the right AC contractor in Chariton AC Repair can make a big difference. There are various questions that homeowners need to ask themselves before they select one, such as:
-Are they insured and do they have the necessary licenses?
-Is it possible to find independent reviews about them left by actual customers?
-Do they guarantee their repairs?
-Do they have an actual office location?
-Are they available during the evenings and weekends in case a problem appears outside of business hours?
A quality Chariton AC Repair AC contractor is able to install, repair and maintain a wide variety of systems, such as ductless mini splits, package units, water source heat pumps, split systems and VRV mini split multi systems. They should also have the ability to perform various types of work on a home's HVAC system, such as preventative maintenance that helps the system remain energy efficient, repairing or replacing duct work, cleaning and sanitizing ducts and installing new thermostats.
Repairs or replacement? What is the best choice?
This will depend on a variety of factors. Homeowners need to consider how old their current system is and what condition it currently is in, plus the nature of the repairs to be performed. Other factors to keep in consideration is how long one is planning to stay in their current home, how energy efficient the current system is and what their budget is. An honest AC contractor in Chariton AC Repair will be happy to help the homeowner decide whether it would be better to have an existing system repaired or to simply replace it with a new one.
Is the ductwork an important concern?
A central AC system distributes air through a system of ducts in the home. Ducts that are leaky will decrease the system's overall efficiency, causing wasted electricity. When a central air conditioning system is being replaced, it is recommended that the ducts be inspected to determine if cleaning or repairs are needed. Call our contractors in Chariton AC Repair today to get a quote for your AC repair.

subset: commoncrawl


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Act IV, Scene 1
Without the Florentine camp.
[Enter Second French Lord, with five or six other] [p]Soldiers in ambush]
[They seize and blindfold him]
[Exit, with PAROLLES guarded. A short alarum within]
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Plays Sonnets Poems Concordance Character Search Advanced Search About OSS


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If your clients are increasingly worried about the fiscal cliff and its possible fallout, Jefferson National has an answer–alternative investments.
While so-called alternative investment products have received increased attention as a portfolio diversification tool in the wake of the financial crisis in 2008, the Louisville, Ky.-based company announced Thursday that it has expanded its selection of alternative investment options to help overcome "the growing anxiety over the threat of rising taxes."
Jefferson's fee-only variable annuity, which is geared to the RIA channel, will now offer the Country Rotation Portfolio and Sector Rotation Portfolio from Innealta Capital as a sub-account option. Innealta is a quantitative asset management firm specializing in the active management of ETF portfolios, and joins AllianceBernstein, Lazard, PIMCO, Mariner Hyman Beck Portfolio and the Vice Fund on the Jefferson platform. With these additions, Jefferson now offers 70 liquid alternatives, including many strategies favored by hedge funds and institutional investors.
"We continue adding more alternative strategies to help advisors manage volatility while improving tax-efficiency," Laurence Greenberg, president of Jefferson National, said in a statement. "As the threat of the fiscal cliff looms large and taxes are poised to rise, these needs become even more urgent."
Research from the company indicates that tax-efficiency "is vital to RIAs and fee-based advisors facing plunging markets and rising taxes."
"This month, the market staged the biggest drop in nearly a year and all indexes were down more than 2%, the worse post-election sell-off since 1948 as investors feared the long term gridlock posed by the fiscal cliff fast approaching on Dec. 31," the company notes. "If no solution is reached by year-end, the nation's taxes will escalate by $500 billion, or an average of nearly $3,500 per household, according to the nonpartisan Tax Policy Center. The same study says the top 1% of households would see after-tax income drop by an average of 10.5%."
It also shows the trend toward greater allocation to alternatives. More than 68% of advisors have increased their use of alternative investments, and more than 61% believe that alternatives will become even more important than traditional investments in the future. Likewise, Cerulli research indicates that in five years the use of alternative strategy funds could increase more than a 245%.
"As the rest of the competition moves to reprice and retool in an ongoing features and benefits battle—or retreat from the industry entirely–Jefferson National will continue building momentum with unique alternatives in a tax-deferred investing solution tailored to meet the needs of RIAs and fee-based advisors," Greenberg added.


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Heritage Manufacturing 45 Long Colt Handgun Deals (1 deals total)
- 45 Long Colt
- Heritage Manufacturing
Google has removed all gun related apps from Google Play store. Here is the alternative way to install our apps on Android phone.
As part of the Android Operative system, there is a restriction that blocks installing applications outside the Google Play Store.
If it's your first time installing an App through gun.deals, you're greeted with, "Install blocked. For security, your phone is set to block installation of applications not obtained from Play Store" message as you try to install. But how do we get there?
To allow app installs from gun.deals, follow this steps:
That's all, now you can install the Application.


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Election 2020: Pivotal Moments in a Turbulent Presidential Campaign
Like so much in 2020, the presidential campaign was thrown into turmoil because of the coronavirus pandemic. WSJ's political team reviews the critical events of this year's campaign season and looks forward to what might influence voters on Election Day. Photos: Jim Watson and Saul Loeb/AFP
Fracking: The Unexpected Issue That Could Determine the 2020 Election
'A Dark Winter': Biden, Trump Offer Different Visions for Nation at Debate
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This weekend, while watching some evening TV with my daughter, I got a phone call. The called ID said the call came from "Red Bank, NJ." I know no one in Red Bank and so was unlikely to be receiving an after-hours call from the place. But I answered out of curiosity anyway and got a young man with a clear Indian accent telling me that he was "Justin Roberts" and that he was calling me from "Windows Technical Support."
Not this again.
I should know by now that the best way to deal with the legions of people peddling this scam is simply to hang up. But the moral crusader in me wants these guys to, at the very least, know that I know what they're doing. Surely some of them will at least get angry or offer half-hearted justifications. Surely some of them will at least care that they are caught out in a scam. But no, they don't. Justin was no exception.
Q. Okay, come on. What's your real name?
A. Justin Roberts.
Q. No, seriously, what's your real name?
A. Justin Roberts.
Q. Come on.
It wasn't his simple insistence on being Justin that offended me—it was the fact that my doubts didn't even anger him. Put yourself in Justin's situation for a moment. You call someone on the phone and they immediately suggest that you are lying about your name. This should not prompt amused protestations that your name is in fact Justin; it should make you angry that someone you don't even know is calling you a liar—and about something as personal as your name. But when you spend your days actually lying about both your name and occupation while attempting to rob total strangers, the accusation no doubt loses its sting. Justin couldn't even muster up the energy to fake outrage at my questioning.
But he didn't hang up, either. Not being schooled in the realities of working in a VoIP-based call center devoted to foreign fraud, I would have assumed the only way to make money would be in volume. The moment someone questions your name in a hostile fashion? Hang up and move on to the next potential mark.
Not Justin. He was happy to keep asserting his Justin-ness until I gave up, then proceeded amiably along the script, telling me that his company had been monitoring my computer and saw that I had downloaded a virus, etc, etc. I told him that I write about these issues for a living and that I had actually covered this well-known scam. This still didn't lead to a hang-up. Justin told me that was just not true and that "Windows Technical Support" was a wholly legitimate business. All of which pushed me to a disturbing conclusion: simply denying reality again and again must actually work on some percentage of targets, even upon those who tell you that they know you are scamming them. It was like watching some kind of postmodern performance art.
It soon became clear that I could tell Justin almost anything—that I knew all about the FTC operation that had shuttered some of these sites, that I had received these calls before, that I was aware of a whole Internet subculture devoted to trolling the scammers—and that he wasn't going to hang up. Curious to see just how far this would go, I told Justin to go rip-off someone else instead and to leave me alone. Even then he didn't hang up right away, giving me a chuckle and a "have a good night, buddy" before signing off. No big deal.
Safe behind his spoofed phone connection and his distance, this was nothing more than a game designed to transfer some cash into Justin's pocket. He wasn't angry about anything I said, nor was he concerned about getting caught. In the end, only one of us was upset by our short conversation—me—because, despite FTC action, Justin was right. There was nothing I could do about any of this, and little chance that anyone else would stop him either. While plenty of people delight in baiting the scammers, some of the scammers must likewise take a perverse pleasure in listening to their angriest targets work themselves up to little effect.
What a strange feeling—two people connecting across the planet, able to speak on the phone and exchange money through credit cards and open computer systems to remote control, yet one can remain so hidden from the other that even brazen scams pose no risk and create no fear. Thanks, Internet + human nature.


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Quality Silk Fabrics and Silk products
We offer a wonderful selection of silk fabrics and threads. Fabrics vary from delicate chiffons to rich and textured silks. Journey with us through a cornucopia of colour and texture to awake your senses and fire your imagination. Enjoy exploring our website to find silks to inspire and delight you.
Natural Silk
We stock a range of undyed silk fabrics, suitable for painting, dyeing as well as the more traditional use of fabrics. If you're unsure of the most appropriate natural silk for your requirements why not try one of our Natural Silk Packs?
Natural silks stocked include: Silk Mouseline, Silk Organza, Silk Habotai, Silk Noil, Silk Velvet, etc.
Coloured Silk
A unique selection of coloured silk suited for the experimental and traditional stitcher. Many of our products are seldom found elsewhere, giving you the opportunity to produce a stunning piece of work and be the envy of your friends
Coloured silks stocked include: Silk Dupion, Silk Jacquard, Silk Brocades, Silk Stripes, etc.
Speciality Items
We have sourced and selected many additional products to complement our wonderful ranges of Natural Silks and Coloured Silks.
Speciality items stocked include: Silk Ribbons, Silk Threads, Silk Throwsters Waste, Silk Scarves, Silk Necklace Scarves, Fabric Markers, Gift Tokens, etc.


text: Home | About Us | Patient Testimonials | Importance of Modesty | Modesty Violation Cases | Female Patient Modesty | Patient Modesty Friendly Doctors | Find An All Female OB/GYN Practice | All-Female OB/GYN Practice Locator | How Female Gynecologists Can Be More Sensitive to Women's Modesty | Find A Female Surgeon | Female Surgeon Locator | Male Patient Modesty | Tips For Modest Male Patients | Men and Modesty in Medical Settings Brochures | How Urologists Can Be More Sensitive to Men's Modesty | Find a Men's Clinic With All Male Medical Staff | Advertise | For Patients | Tips For Patients | Modesty During Childbirth | Modesty During Hysterectomy | Modesty During Gallbladder Removal Surgery | Modesty for Procedures and Surgeries | Modesty During Colonoscopy | Surgery and Your Modesty | Surgery Violations | Sedation, Versed, and Your Procedure | Virgin Women and Pap Smears | Truth About Pap Smears | Truth About Pelvic Exams | Precautions To Take at All-Female OB/Gyn Practices | Why Women Should Avoid Male Doctors For Intimate Examinations? | History of Modern Gynecology | Have You Been Referred To a Gynecologic Oncologist? | Tips For Patients | Tips For Parents of Teenagers | Unnecessary Intimate Exams For Sports Physicals | Tips For Sexual Abuse Victims | Standing Up For Your Rights To Modesty | Sexual Misconduct By Physicians | For Medical Professionals | Tips For Doctors | Tips For Nurses | Tips For Hospitals | Working With Sexual Abuse Victims | Elderly Patients and Modesty in Medical Settings | How Nursing Homes Can Respect Residents' Dignity and Prevent Sexual Abuse | Modesty During Assisted Bathing | Is it Necessary To Remove Underwear For Surgery? | Why You Should Have a Personal Advocate For Surgery? | Contact Info | Business Directory


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Change the tyre size
Kristall Ice
Studdable winter tyre, the Fulda Kristall Ice can cope with the severest conditions.
Winter. Grip on the snow and ice thanks to multiple studs.
Road holding. Handling ensured by wave-shaped sipes that enhance the stability of the blocks.
Safety. Resists aquaplaning thanks to wise grooves that facilitate evacuation of water and slush.
More information on E.U labelling
Fulda Kristall Ice review, test and rating
Fulda Kristall Ice review, test and rating. rezulteo collects tyre information from sources all over Europe, and offers comprehensive and pertinent information to help you make the best choices when it comes to your tyres. See our methodology for our tyre rating system. See test rules for test tyres
Fulda Kristall Ice performance
They have tested Fulda Kristall Ice
|Source details
|Source details
Methodology for performance measurements
The sources
Sources refer to a market player who carries out independent tyre comparison tests, based on a stable methodology and broad performance criteria, to provide objective results for a range of similar tyres according to the type of use.
Only the sources that respect the criteria are included in the base. These criteria are also applied for every test source.
The sources used to establish the performances for a tyre are:
- Data from published tests from specialized media.
- Data from Regulation (EC) 1222/2009 "on the labelling of tyres with respect to fuel efficiency and other essential parameters". Or the most widely observed label values (MOBS) in the absence of official values*.
- Data published by independent test institutes.
Detailed list of the sources (not including Regulation (EC) 1222/2009) used to rate each product accompanies the display.
The structure of the ratings
The final rating is divided into 9 elementary performances, and an additional 4 elementary performances for winter tyres.
The elementary performances are grouped into 5 performance categories; 3 for summer tyres, and 2 for winter tyres.
Every elementary performance is integrated into its group with a different weighting according to its importance.
The performance groups and the elementary performances are as follows:
|General performances
|Winter performances
The methodology for the calculation
Every elementary performance is rated accordingly to the following princip:
- A score of 10 is given to a tyre which achieves the best result for a given test.
- The score given to other tyres decreases in proportion to the standard deviation of the selected discriminating factor.
- All results that are 9 times higher than this standard deviation obtain the score of 1.
If the source uses his own rating (when it is not on a base of 10), a linear transcoding is performed
The final score for the basic performance is the arithmetic average of the scores obtained for each test.
Note: Tests conducted by car magazines or specialised bodies generally cover the most common tyre dimensions available on the market. Even if performances vary slightly depending on dimensions, we have chosen to apply the rating to all dimensions for a tyre model.
The star rating system
The stars gives a graphic overview of the value for a performance group. They are given according to the following scale:
*MOBS: Data taken from publicly available labelling data, from Internet sites. Click here for more information


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Advertise on Hot Country 106.5 FM, Get Results
Angie Ward
Angie Ward is an award winning Air Personality & Programmer in the Country Radio Industry.Angie grew up on a horse farm in Atlanta where her family owns and operates Ward Stables. She has a Marketing & Public Relations Degree from Auburn University, is married to husband Tim, and has a 2 beautiful Grandkids, Rydan and Emery...who call her"Gigi".Angie is a Multimedia Personality, performing considerable television & video work, combined with a very strong Social Media platform. Her online brand includes all of her radio station blogs, plus a dozen key social media networks. She creates and distributes fresh & engaging content on a daily basis to a total of almost 500,000 fans & followers.But it's her success as a local community service leader and warmly loved public figure that make her most special to those listeners who know her best. Her work with Susan G. Komen, March of Dimes, Victory Junction Camp, Make-a-Wish Foundation and countless other organizations allow her to do what she does best on & off the air...touch peoples lives & be an Ambassador for Country Music!
Hot Country 106.5 FM ·
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Wood Dale is a popular destination for retirees looking to settle into Assisted Living communities. An Assisted Living community is ideal for seniors who want to maintain independence while having professional assistance on-hand to help with everyday tasks such as medication management or bathing.
Assisted Living facilities in Wood Dale, IL each offer different levels of care. There are 1 Assisted Living homes to choose from in the wider Wood Dale area. Explore our listings to compare the amenities, walk score and services available at each residence.
Hundreds of thousands of American seniors utilize assisted living, a figure that is only growing. For these seniors, assisted living combines residential housing,assistance in daily activities, and some healthcare. These communities also strive to provide an atmosphere that is comfortable and engaging for their residents… Read More >


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"We don't think we're any smarter than anybody else," David Rosenow humbly began. "It's just maybe we're better listeners at times."
Rosenow, vice president of business and product development with Harbour Investments, was responding to the question of what makes the Madison, Wis.-based broker-dealer better than its competitors, many of whom have recently shut their doors. Since Harbour is a small firm somehow thriving in a space under fire, it seemed a natural starting point. Despite his diplomatic answer, Rosenow nonetheless surprised us.
"We have a 'no-OSJ' platform," he added.
Come again? In an era of ever-expanding offices of supervisory jurisdiction, to the point where it's increasingly difficult to distinguish between broker-dealers and larger branch offices, Harbour completely eschews the business model. Why?
"This is how we've run our practice and our business all along," Rosenow explained. "And could it be considered bucking a trend today? Yes and no. Our staff is highly educated and very experienced. Of our 19 staff members, 11 are principals, and three are testing to be principals. So everybody is managing all of the reps. It's not just one person as a chief compliance officer bringing in and interpreting the rules; it's all of us combined."
Or, as Rhonda Meyer, the firm's vice president and chief operating officer, put it, "it's common sense, as well as pulling together all of our resources that we have on the staff."
You'll find Habour is contrarian in how they run their business, and the way in which they're succeeding is what makes them so interesting. Founded in 1987 by industry veteran Nick Sondel, the firm's president and CEO, it has always existed as a small (dare we say boutique?) broker-dealer, counting just 192 producing reps 25 years later. And it appears to be a great place to work, with employee tenure at the home office averaging 13 years.
"When I started the firm so long ago there were a lot of small broker-dealers around, but there weren't many that seemed to have common sense," Sondel said, reflecting what appeared to be a theme at the company. "The people that I knew in the business wanted some sort of track they could run on that they could rely on for good judgment and someone they knew was going be fair. I always felt there was enough money to go around. If everybody is being fair to one another, we should all grow together."
It was the "injustice and rigidity in the business back then" that Sondel (right) said drove him to start Harbour. And it's this commitment to keeping it small, frequent communication and strict but fair oversight that kept the firm from the Medical Capital/Provident Royalty trouble that felled so many others—to the point where industry watchers are legitimately asking if, combined with increased costs of doing business, smaller broker-dealers will even survive as an industry.
"The message that gets out to the field comes from a centralized location, which is us," Rosenow said. "It's not then patterned or pushed to another set of managers who then try to get the next interpretation to the advisor. Everything comes from us; even though they run their businesses differently, they get the exact same interpretation of a rule."
Not that they're control freaks. While they understandably want a consistent message in their interpretation of rules and regulations, like many independent broker-dealers, they trumpet their "hybrid model," one that allows the reps to either establish their own RIA or join the firm's under the corporate RIA umbrella.
"If they choose to establish their own RIA, they are not holding their assets inside of our broker-dealer or our platform," he added. "They have their own office code and can have the assets held with whomever they choose, whether it's Schwab or TD Ameritrade or someone else. At that point we just have access to their information."
As for trends they're seeing in the hybrid space, it's all based on the amount of assets.
"If they're getting up around $100 million in AUM that the office is managing, then we see moving toward an outside RIA. It gives them a bit more flexibility, despite all the flexibility we like to give."
The more you speak with the team at Harbour, the more it seems they correctly anticipate what's just over the horizon and position themselves accordingly. Is it luck or skill?
"It's the old cliché, 'I'd rather be lucky than good,'" Rosenow (left) responded with a strong hint of humor. "And that goes for pretty much anything. I think because of our highly experienced staff, we almost create the luck. It also evolves from how we recruit. We do not have a recruiter. Rhonda, myself and two people on my team are the recruiters. When we're out talking to potential recruits, it's the people who do that day-to-day running of the business; it's not a recruiter who's going to get a bonus because they just landed somebody. We're looking for the long-term rep advisor who's going to stay with us, and we're going to earn their business every day."
No OSJ-model, no recruiters (in the traditional sense anyway); when we asked our next question—what is their idea of the "perfect advisor" to target?—we kind of already knew the answer.
"We probably don't have a perfect advisor," Rosenow explained. "We have a rep count just under 200, and we probably have 150 different practices in terms of the way they conduct business. Our perfect rep is basically a well-rounded, compliant person who will use as many of our products and services that we have available (which in the independent world is almost infinite). They balance their books of business with some advisory services, some VAs, some mutual funds and a little bit of alternative investments."
And forget up-front bonuses or high payouts. That may play well in New York, but in slower-paced Wisconsin, Meyer said, "it really comes down to personality, not so much what [reps are] writing or how big they are. It comes down to if we feel like home to them and vice versa because we want the relationship to work on both sides. It's the same thing when we hire somebody in the back office; we make them go through the wringer a little bit because we want to make sure they're just as happy with us [as] we are with them."
For such a small firm, they sound awfully customized in the way they treat their reps, which of course raises the question of cost. More specifically, how do they balance cost versus customization?
"Efficiencies," Rosenow answered. "About four or five years ago, we brought on back-office technology that integrates a lot of different things. It cut down on our staff and instead of entering information three or four times, it's entered once. It's not a full-spread CRM like Redtail, but more for the novice. Those efficiencies—by completely eradicating the repetitiveness in our back office—are how we handle cost."
As to whether it will remain a small firm, or at least its current size, Meyer (once again) comes at it a bit differently.
"That's kind of funny because Nick wants to grow to about 400 reps," she said. "Dave wants to grow to 300 reps. My answer always is that I don't want to grow past 25 staff members. I'm operations, so I'm in charge of that. If you get too big, you lose the family atmosphere, so for me it's about the number of back-office staff that we have to effectively service the reps."
Judging from Harbour's success, however, Meyer (left) might not have a choice, especially as more small broker-dealers shut their doors and more reps find themselves in desperate need of a home. The environment like the one Harbour offers might have them come running.
"We just want to make it easy for people so that they don't have to recreate the wheel," Sondel concluded. "They can plug into a friendly firm like ours and don't have to pay for their own SEC compliance accountant or registration fees or for an audit. They maybe don't have the resources or the size to be able to do these things on their own. So these are the kinds of things that we're set up to offer now, and we can offer them at extremely low prices."


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The most revealing moment at Acti-Bungie's (Bungivision's?) press event this week didn't come from a teaser video of the long-rumored game Destiny, nor from any of the carefully crafted speeches about the ambitious "ten-year project." It came from an impromptu discussion with an Activision Publishing general manager and executive vice president David Oxford.
Fit and well tanned with a mane of thick, jet-white hair, Oxford was in Bungie's Bellevue, WA offices for one of his once-every-few-weeks visits to check the studio's milestone status. He introduced himself during a lunch break and asked a small group of gathered press our thoughts on the day's Destiny presentations. "I don't get to talk to the press all that often," he said with a smile, and his charisma was a good fit for the room. He even rapped about what he likes in an FPS, confiding that Battlefield 2 was an old favorite (blasphemy!).
I answered frankly: The little I'd seen seemed promising, but it's hard to get excited about a game that's still pure hype and concept. I was reserving judgment for a game I could play, or at least visualize playing.
Oxford nodded and empathized with my reluctance, before reiterating the silly company stance; that this event was meant to "drive excitement" about Destiny—whose now-official promises of first-person shooting and always-online play matched months of rumors.
Then, unprompted, he offered a thought about the industry from his high-up perch. "You know, where we are at the end of the current-gen lifecycle, today's seven is yesterday's eight."
It's the kind of Metacritic-obsessed comment from an Activision executive—one who's hooked his talons into the beloved Bungie, no less—that could set message boards aflame. But maybe it shouldn't. The money behind Call of Duty and the heart behind Halo couldn't join forces without aiming their rifle scopes toward the review score stars. "Merely great" won't meet the lofty expectations attached to such an alliance.
The game's admittedly thin reveal made the alliance's motives perfectly clear: to crack the review score matrix wide open. And they're not scared to set those expectations shamelessly high.
World of Halocraft
Get ready for the branding: "This is the world's first 'shared world shooter,'" says Activision Publishing CEO Eric Hirshberg. That means Destiny will combine first-person combat with an "open world sandbox" and a "persistent world experience."
More to the point, don't be shocked to see the phrase "World of Halocraft" pop up repeatedly in press descriptions of Destiny, at least based on the little info Bungie and Activision revealed this week. That description comes naturally with the early concepts we were shown for the game: customizable robo-soldiers that slightly resemble everybody's favorite Spartan; concept art of guns, rifles and shotguns seemingly ripped from a Halo spin-off; class and power-up choices that involve, at the very least, some sort of magic; solo and co-op content in which people drop into and out of story-driven campaign missions and optional, co-op only content; travel between different planets on mounts—er, spaceships—that grow bigger and cooler as you progress in the game; and plenty of loot.
The World of Warcraft comparison comes with one exception, at least: within the first minute of the event, Hirshberg "ripped the Band-Aid off" by insisting Activision "had no plans to charge a subscription fee for Destiny."
Yet he waited a few hours to confirm another contentious plan: Destiny will require an internet connection at all times, even if you don't plan to partner with anyone else. "That's the only way to realize the vision of the game, a shared-world shooter," he said. "That's the differentiation."
Bungie tried to put sugar in that syrup by having story lead Joseph Staten recount a colorful and enticing story of a Destiny play session: "My friend Jason is a Titan, and he's walking like he's got a line of asses to kick and is running way behind schedule. I am a Warlock. When I release one of my abilities, it's like hitting someone in the face with a piece of the sun."
But boiled to its basics, the story sounded like a pretty typical MMO experience. The party of two met in a city plaza, then traveled by spaceship to Mars to enter a heavily guarded compound. When combat began, another real-life player appeared—a Hunter, the third class announced thus far—on a motorcycle that looked like a cyber-hornet. She joined the battle and they tore through an instance, finding tasty loot at the end that played to their particular character strengths.
Of course, we only got to hear about this loot run second-hand, rather than actually see it happen. Not Staten nor anybody else came to the presentation with more than a few seconds of actual gameplay to show off, meaning most of the big promises—such as "every time you run into another player, it's amazing"—lacked some weight.
Instead, static concept art picked up the slack, often presented in pseudo-3D as an almost-gameplay illusion. If nothing else, Destiny will launch with quite the collectors' edition concept art book. Hero designs, while Spartan-esque, appear to enable enough customization to build the robo-soldier of your dreams, while the few enemy designs revealed thus far alternated between beefy, Warhammer 40K soldiers and Mad Max-inspired road warriors.
Even the most pedestrian, dystopian-future landscapes reached for enormity and variety, all while maintaining a consistent aesthetic. The only-two-colors rule for each scene proved lovely, because it allowed bold colors while avoiding the over-saturated look of Halo's purple outposts.
Where's the gameplay?
While most gameplay details are still clandestine, the engine tech behind that gameplay got the open-book treatment. Bungie engineers and designers rambled on about the engine's "polygon soup" system that lets artists, designers, engineers and testers bolt level design elements together. That inside-baseball stuff seemed less about impressing fans and more about addressing off-the-record complaints I've heard about Bungie's staff hierarchy; with this engine, artists and engineers can truly collaborate together, they insisted.
More relevant to the average player is how much Bungie revealed about Destiny's matchmaking—namely, that it's always happening behind players' backs. Senior engineering lead Chris Butcher compared it to a cell phone connecting to different towers as its user drives through a city, meaning that Destiny will never pause the action to load a matchmaking menu. Bungie confirmed that the game will make use of hub zones—trading posts, etc.—that will have a limited number of players.
When pressed, Bungie president Harold Ryan confirmed that Bungie will use a combination of a master server and client-run instances, but said he wasn't ready to further elaborate. I'd expect that the game will avoid the MMO distinction by putting the server burden on clients, like in Halo and CoD matchmaking. Players might not actively choose a home server, like in most MMOs, but the game's master servers will instead invisibly connect players who have reached the same in-game locations.
Other news from the event: player-versus-player content will be revealed in the near future, and it will also connect players in an "invisible," seamless way. The game's expansive story content has been likened to a series of connected novels, and Bungie used an image of ten hardcover books to drive that point home—though the studio didn't explain how that content will reach players over time (expansion packs? sequels? a $9,000 season pass?).
Destiny will also have its own iOS app, which so far looks like a glorified bungie.net interface, complete with stats, character creation menus and alerts for new missions. Bungie CEO Pete Parsons insists that the app will "not play it safe," enabling "meaningful events that can only happen on mobile," but he did not elaborate on what those might be.
Really, the event was short on elaboration altogether. What monetization can players expect from this no-subscription, always-online game? How will the game's three announced classes differ, and what other classes can we expect? What shape will Destiny's teased "sandbox" elements take, particularly from a studio famous for Halo's "Forge" options? What other RPG elements, if any, can we expect? Wait, spaceships? How will those work? All to come, Bungivision says (They even went so far as to joke that they're waiting on a room full of journalists to tell them about the next generation of consoles, as if they aren't sitting on a pile of secret dev kits).
Of all the collaboration's boasts, though, the one that may see the most scrutiny is a promise that the game will scale for all player types (so long as they're fluent in first-person games, anyway). Destiny will be the ultimate shooter for all player types, they insist, bridging the gap between novices and diehards, between Call of Duty and Halo fanboys, between Israelis and Palestinians. Well, they didn't say the last one, but considering the event's level of hype, they may as well have.
At least the designers took a moment to publicly tap their brakes, by insisting that a "shared world shooter" isn't an entirely new concept—or, at least, not the kind that will lead to over-promising and under-delivering. "The team is focused on a couple of key innovations," Hirshberg says. "First-person shooting is not a new mechanic, and it's one [Bungie is] incredibly versed in. The ways in which [Destiny] is new are focused. They're extremely meaningful and extremely difficult innovations."
The closest the day got to a legitimate gameplay reveal came from a blurry-cam capture of a playtest. Two players' faces were shown side-by-side, and we watched the moment they realized they'd run into each other in the game. They smiled wide, even laughed, and looked around the playtest room to find each other. That's the gameplay moment Bungie wanted the room to remember, more than any concept art, engine demo or class distinction. But the room's shared sentiment was clear: We're ready to see exactly what those playtesters saw. Instead, we're destined to wait a little longer.


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Cody Kaplan isn't sure what's going to happen next.
After being covered by a blindfold, the "American Horror Story" devotee and his friend were led by a couple of surly men dressed as orderlies down a dimly lit hallway of a long-abandon hospital and into a dark room with walls covered in layers of graffiti. Kaplan is mentally prepared — more like giddy, really — to be locked away inside the medical facility until the sun comes up.
"I'm not afraid of the challenges but of the actual paranormal stuff that happens in this hospital," said Kaplan, who was among dozens of winners from an online contest. The fans were "admitted" Monday night to the Linda Vista Community Hospital near downtown Los Angeles for an exclusive "sleepover" promoting the release of FX's "American Horror Story: Asylum" on Blu-ray and DVD.
After screening the first episode from the upcoming witchy third season in the hospital's chapel, the "patients" were sequestered in different areas of the historic — and some say haunted — facility, which opened in 1901 and closed in 1991. (The Old Orange County Courthouse in Santa Ana, Calif., actually doubles as the Briarcliff Manor asylum from the scary series.)
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"I'm afraid to go downstairs to the boiler room," said Tarbuck, who played Mother Superior Claudia in the second season, at the beginning of the night. "Everybody says that's pretty scary, but I do want to go. Maybe I've been affected by the show."


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As House Financial Services Chairman Spencer Bachus, R-Ala., confirmed that his bill calling for a self-regulatory organization (SRO) to oversee advisors, H.R. 4624, would not be marked up this month, new hopes are emerging that other options like user fees and more funding for the Securities and Exchange Commission (SEC) still have a chance to become reality.
The Senate Appropriations Committee voted 16 to 14 on a party-line vote to report its appropriations bill to the full Senate, subject to amendment, according to a spokesman for Sen. Dick Durbin, D-Ill., the second highest ranking Democrat in the Senate, who chairs the appropriations subcommittee. The bill includes a boost in funding for the SEC.
Bachus' recently announced committee schedule for the remainder of June omitted a markup of the bill that industry officials expected to take place late in the month. These same officials predicted after a June 6 hearing on H.R. 4624, the Investment Adviser Oversight Act of 2012, that the date would be pushed back.
However, Dan Barry, managing director of government relations and public policy for the Financial Planning Association (FPA), says Bachus' bill could come up for a vote in July. "The expectation is still that Chairman Bachus intends to move the bill forward through committee," Barry told AdvisorOne on Thursday. "The timing depends on how quickly they can address some of the issues that have been raised through amendments."
For instance, Barry said, "how state [registered] advisors are dealt with under the bill is one of the most contentious and challenging issues."
Duane Thompson, senior policy analyst with fi360, agrees that Bachus' bill "will pass [the] committee, just later than expected and with some additional tweaks. Possibly a couple no votes by Republicans on final passage from committee."
At the June 6 hearing, Rep. Maxine Waters, D-Calif., announced that she plans to introduce legislation to allow the SEC to collect user fees to fund advisor exams. The yet-to-be-named bill would allow the SEC to determine the amount of the user fees based on an advisor's size—including assets under management and the number and types of clients, as well as the advisor's risk characteristics.
While the best approach to improving advisor oversight is to "build on the current SEC program," says Barry of FPA, "paying a user fee to the SEC is a better concept than paying it to an SRO."
A day before the SRO hearing, the House Appropriations Committee allotted $1.37 billion to the SEC for fiscal year 2013—$195 million below President Obama's request—and an amount that industry officials agree will starve the SEC of the necessary funding to boost oversight of advisors.
During the June 6 hearing, the co-sponsor of the SRO bill, Rep. Carolyn McCarthy, D-N.Y., stated: "Would I like to get more money for the SEC? Yes, I would. But we are not going to get the money for the SEC; it's not going to happen."
The SEC requested $1.57 billion for fiscal 2013, an increase of $245 million above the agency's fiscal 2012 appropriation, which the Senate Appropriations Committee granted on Tuesday.
Barry of FPA says that with the Senate appropriation, "it's encouraging that there's still some will on Capitol Hill to improve oversight through funding the SEC. That's the simplest and most effective approach and it won't cost taxpayers because the money comes from transaction fees."
Barry says "some of the increase" in the Senate committee's planned allotment "will go to advisor oversight."
Thompson of fi360 adds that "even in the unlikely event the Senate version [of the SEC funding bill] was approved, that still won't end the debate over the advisor SRO."
Opponents of an SRO for advisors—particularly if that SRO turns out to be the Financial Industry Regulatory Authority (FINRA)—cite insufficient oversight by the SEC and Congress, conflicts of interest and excessive costs. Indeed, a quick poll conducted before the June 6 hearing by TD Ameritrade of advisors who custody assets with the firm found that the overwhelming majority—90%—of the 310 advisors polled preferred SEC or state oversight of advisors and were opposed to FINRA as an SRO.
Advisors responding to the TD Ameritrade poll also offered the following opposing comments to an SRO:
- "There is an increased need for oversight to come from industry educated AND experienced individuals. Increasing regulation by those who do not have a complete understanding of the industry is killing jobs, good firms, and hurting the end client."
- "I am deeply concerned about FINRA or an SRO being authorized as the regulator for registered investment advisors. I believe there is an inherent conflict of interest in allowing the FINRA members (mainly wirehouses and broker-dealers) to regulate RIAs. These firms have a vested interest in maintaining their commission sales brokerage platforms, which I think places them at direct odds with RIAs. This is apparent in the way they have fought against fiduciary standards for brokers. I'm hopeful that the states and/or the SEC continue to provide regulatory oversight."
- "I have a small practice and am concerned that I would be forced out of business if fees were raised significantly. Also I value my fiduciary role as an RIA and do not feel that FINRA is an appropriate regulator for registered investment advisors due to its association with and focus on the brokerage industry."


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Joined: 20 Sep 2001
Posts: 1
Posted: Wed Sep 19, 2001 11:43 pm
Post subject: Final Song in Film
For those who have seen the film, this question is in regards to the final song in the movie where Mark is singing in a club with his former "enemy" in the film. This scene is where he reunites with Jennifer Aniston's character.
Does anyone know the title of that song, and if it is out on mp3? Probably the only song I liked, but that other one he sang with Steel Dragons as well... lyrics included, "in my soul flow....etc". Not quite sure about that. Anyone knows, email me. Thx.
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Joined: 09 Sep 2001
Posts: 146
Location: Nashville
Posted: Thu Sep 20, 2001 6:56 am
Post subject:
Hi sozovik,
The song your looking for that's at the club that Mark sings is called 'Colorful' and is recorded by the group 'The Verve Pipe.' The "former enemy" Mark sings with is acutally a guy named Brian Vander Ark, the lead singer for the group The Verve Pipe.
I/m guessing that if you check the Rock Star soundtrack or The Verve Pipe's upcomming cd Underneath, they might have some mp3 downloads.
Or better yet..further support the film Rock Star ***What a Fantastic movie girls!*** and The Verve Pipe and buy both of the cds.
Also check out that Rock Star soundtrack for all 5 Steel Dragon songs!..
The 2 groupies in the Rock Star film *Nina and Samantha* have a site
or visit:
That site has lyrics to the Steel Dragon songs and might help you find what you're looking for.
Hope that helps you out
~love and peace 2 you, Elizabeth
[This message has been edited by onelovepeacegirl (edited September 20, 2001).]
[This message has been edited by onelovepeacegirl (edited September 20, 2001).]
[This message has been edited by onelovepeacegirl (edited September 20, 2001).]
[This message has been edited by onelovepeacegirl (edited September 20, 2001).]
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Joined: 07 Sep 2001
Posts: 552
Location: Canada
Posted: Thu Sep 20, 2001 2:46 pm
Post subject:
I just bought the CD for the soundtrack. The song that "Chris" sings to audition is called "We all Die young" it was my favourite in the movie. I don't think Mark sang it at all because it sounds exactly like it did in the movie. The other song "colorful" which "Chris" sings at the end is also on the CD.
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Joined: 17 Sep 2001
Posts: 32
Location: Here, There, Everywhere
Posted: Fri Sep 21, 2001 1:41 pm
Post subject:
"We all die young" is my favorite song in the movie as well. And the ending was just so sweet and perfect when they get together again; and mark looks so cute in the whole "casual coffee bar/poetry club" look! I can't figure out if i like it better than the longer hair and leather pants
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Joined: 15 Aug 2001
Posts: 41
Location: Lakewood, WA USA
Posted: Wed Sep 26, 2001 5:06 pm
Post subject:
i don't know where you can find the song but....that scene was shot in Seattle!! WooHooo!!
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Joined: 18 Mar 2002
Posts: 8
Location: Cincinnati, OH USA
Posted: Tue Mar 19, 2002 11:14 am
Post subject:
Actually, it isn't an "enemy" exactly that he's singing with at the end of the movie (when he does "Colorful") that's Rob, the guitarist from Blood Pollution...remember when they meet up and he says "You cut your hair" and "I'm thinking of getting a band together"...on stage, that's Rob on the left (Chris' right) playing guitar.
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Joined: 29 Apr 2002
Posts: 3
Location: pasadena texas usa
Posted: Mon May 06, 2002 3:02 pm
Post subject:
the end of the movie the guy playing with chirs cole is actually his old band mate that kick him out of "blood pollution" not the guy from verve pipe! the band mate he plays with in the end scene is also in the movie "gone in 60 seconds" he plays one of the cops! when chris auditions for the "real band" it is him singing but no he does not sing any of the songs! Mike Metjevic which is the lead singer for the band "Steelheart" sings "blood pollution and "We all die Young" Jeff Soto which plays with another band sings "stand up and shout". I talk with Mike Metjevic a lot and he laughes everytime someone thinks it's Mark singing. Now Zakk Wylde that plays the lead guitar for "steel Dragon" does actually play on the cd and John Bonham also plays drums on the cd as well as the band.
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Joined: 23 Mar 2002
Posts: 8
Location: orefield,pa,usa
Posted: Sun Jun 02, 2002 11:58 am
Post subject:
I like the last song , too! 'colorful'.
if you watch the commentary section on the
dvd, the director said mark sings the 'bass'
part of the song and the other person sang the higher, 'tenor' part. but that mark does sing in the movie. as i recall. i have to get the soundtrack yet.trl 117.
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Joined: 28 May 2002
Posts: 121
Location: Massachusetts!!!!!!!
Posted: Tue Jun 04, 2002 1:25 pm
Post subject:
yeah mark was singing in the movie and he is also on the limp bizkit and the hotdog flavored water cd...i bought it just for that...the last track...its kinda long but listen to the whole thing cuz he is the last part of the track
"the vibrations good like a sunkist many wanna know who done this marky mark and im here to move you rounds the groove you and im here to prove to u that we can party on the positive side all positive vibes come along for the ride thinking you can feel the rythym is my occupation so feel the vibratoins"~ MMatFB good vibes
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Joined: 09 Jun 2002
Posts: 9
Location: Tasmania,Australia
Posted: Sun Jun 09, 2002 10:57 pm
Post subject:
Yea that scene 'Colorful' is what has brought me here. The song is great, when ever I listen to that song it brings back flashes of Mark with love in his eyes, woooooo
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marks baby love
Joined: 13 Aug 2001
Posts: 3186
Posted: Tue Jun 11, 2002 8:02 pm
Post subject:
its such a nice song!!!!!! when he sings it i always thinks it 4 me!! lol
micha xoxoxo
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Joined: 27 Apr 2002
Posts: 2350
Location: UK
Posted: Wed Jun 12, 2002 12:12 pm
Post subject:
My favourite song in the film too.
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Joined: 10 Jun 2002
Posts: 66
Posted: Wed Jun 12, 2002 10:11 pm
Post subject:
Howdy y'all
I am new to this messageboard and also am a a huge TEZAS size fan of Mark. I was wondering in the movie Rock Star if Mark really sang the songs. If he did he did an excellent job!!!
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Site Admin
Joined: 28 Jul 1999
Posts: 1723
Location: San Francisco, CA
Posted: Wed Jun 12, 2002 11:55 pm
Post subject:
lowrider, read
this topic
for the answer to your question.
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Joined: 10 Jun 2002
Posts: 66
Posted: Thu Jun 13, 2002 1:13 am
Post subject:
Thanks for the topic Lianne!!!!
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Representing a spherical view of the world on a flat computer monitor or print requires some manner of mapping from the 3D spherical scene in which the camera and viewer are embedded to the 2D medium on which they are rendered. The techniques used for mapping are of exactly the same type long used by map makers to project the entire globe, or portions of it, onto two dimensional maps. There is no single, unique projection for representing sections of the sphere on the globe. Instead, all projections have various attributes and limitations. There are many classes of projections used for various purposes (e.g. Mathworld's Projection Page), but only a few are traditionally used for panoramic imaging.
First - a word of warning: If you are looking for a single projection, that will map a spherical (even partial) panorama on a flat surface without bending lines: This won't work!
This link explains well why it is impossible: http://www.progonos.com/furuti/MapProj/Normal/CartDef/MapDef/mapDef.html
Some of the most common projections when working with Panoramic imaging are:
- 1 Cylindrical projections
- 2 Azimuthal projections
- 3 Other projections
- 4 External links
Cylindrical projections
Cylindrical projections resemble classic rectangular world maps. The horizontal Field of View is anything up to 360 degrees, horizontal distance is proportional to pan or yaw angle, vertical distance is related to the angle above or below the horizon.
Cylindrical projection
This is the projection most commonly used for printed panoramas with a large range of longitude (>120 degrees). It can be envisioned by imagining wrapping a flat piece of paper around the sphere tangent to the equator, and projecting a light out from the center of the sphere. A full range of longitude, up to 360 degrees, can be represented with a cylindrical projection, but near the poles, the images become very distorted, so a full range of latitude cannot be used. See Cylindrical Projection for more.
Mercator projection
Mercator Projection is a conformal projection. This shows less pronounced distortion than either cylindrical or Equirectangular Projection which otherwise look very similar. See mathworld's page for details
Miller projection
Miller is similar to Mercator projection but with slightly more compression at the top and bottom of the image, this distortion is less pronounced than Equirectangular Projection making it a good format for printing.
Equirectangular projection
Also called the "non-projection", this is a representation of the sphere which maps longitude directly to the horizontal coordinate, and latitude to the vertical coordinate. This projection is often used for the source images in panoramic viewers like PTViewer. See definition for Equirectangular Projection for more.
Lambert cylindrical equal area
This projection is 'equal area', making it very compact and suitable for purposes where distortion isn't important, similar to Sinusoidal projection.
Azimuthal projections
Azimuthal projections have rotational symmetry around the centre of the image, these are the kind of images that are produced by the various kinds of camera lens.
Rectilinear projection
This is a fundamental projection which can be envisioned by imagining placing a flat piece of paper tangent to a sphere and projecting a light out from its center. Obviously, only less than 180 degrees of longitude can be represented with this projection (exactly 180 degrees would require an image of infinite width), and in practice, far less.
Most non-fisheye cameras produce a nearly rectilinear image over their field of view (albeit with varying amounts of unavoidable distortion). The Rectilinear projection is often used for prints of panoramas which cover less than ~120 degrees of longitude, since straight lines are preserved. See Rectilinear Projection for more.
Stereographic projection
Stereographic Projection is a conformal form of Fisheye Projection where the distance from the centre is not equivalent to the spatial angle. This is much easier on the eye for printing and display purposes.
Stereographic is limited to a maximum horizontal (and vertical) angle of 360 degrees, images over 330 degrees are pretty, but not very usable.
Fisheye projection
In a Fisheye Projection, the distance from the centre of the image to a point is proportional to the equivalent spatial angle.
Equisolid projection
This closely resembles a photograph of a mirrorball. Features are 'equal area' making it suitable for applications where distortion isn't critical. Equisolid is apparently the same as 'Lambert equal area azimuthal' cartographic projection.
Orthographic projection
This is the view of a sphere, with a panorama mapped to the outside, seen from a far distance.
Other projections
Cubic projection
Technically a sub-case of the Rectilinear Projection, the cubic projection is used as the source projection for fully spherical Quicktime VR panoramas. See Cubic Projection for more.
Sinusoidal projection
Sinusoidal Projection is an equal area projection which makes it suitable for transmission of spherical images, as supported by the DevalVR viewer.
Transverse mercator projection
This is a Mercator projection rotated 90 degrees, suitable for a long vertical image.
Transverse mercator is limited to a maximum horizontal angle of 180 degrees, though in practice images over 150 degrees are not very usable.
Pannini projection
Otherwise known as 'Recti-Perspective', 'Panini' or 'Vedutismo'. This projection keeps verticals vertical and radial lines straight. The distortion along the horizon is identical to Stereographic Projection and the vertical distortion is similar to Rectilinear Projection.
Equirectangular Pannini projection
This is similar to Pannini projection except without strictly straight radial lines, it appears less distorted in some situations.
Architectural projection
This is Miller projection above the horizon and Lambert Equal Area projection below. Suitable for scenes where the the ground isn't very interesting.
External links
- Description of panoramic image projections - http://www.cambridgeincolour.com/tutorials/image-projections.htm
- Two talks from the 2009 Panotools Meeting by the panotwins with a comparison of projection types:
- Introduction http://pt2009.panobotics.de/index.php?id=163
- Talk #1 by Markus http://pt2009.panobotics.de/index.php?id=164
- Talk #2 by Jürgen http://pt2009.panobotics.de/index.php?id=165


text:
TWIN FALLS, Idaho — Beef carcass quality at harvest is influenced by cattle handling during loading and transportation off the farm and feedlot as they are shipped to slaughter.
If things go the wrong way, it negatively affects carcass quality, resulting in carcass defects or downer cattle, said Benton Glaze, University of Idaho beef specialist, during a University winter beef school in Twin Falls on Dec. 3.
Dark cutting beef or bruises that require deeper trimming cost the beef industry money, $6.08 and $4.03 per animal harvested, respectively, according to the 2011 National Beef Quality Audit. And downer cattle, unable to stand or walk, can't be processed at all.
Dark cutting beef, discriminated against in the market, is caused by stress. It results when glycogen is depleted from the muscles of stressed animals and lactic acid takes over causing deep-colored beef, Glaze said.
Producers can prevent dark cutters by handling animals slowly and quietly, not mixing strange cattle or different classes together, reducing or eliminating the use of electric prods, and unloading cattle promptly at the harvest facility, he said.
Bruising and damage to joints are also concerns for the industry. While the Beef Quality Audit found the incidence of bruised carcasses declined from 35 percent in 2005 to 23 percent in 2011, that's still almost one-quarter of all carcasses harvested, he said.
Minor bruising was found to require an additional 0.67 pounds of trim, major bruising required 1.5 pounds of trim and critical bruising required 3.2 pounds of trim. Damaged limbs accounted for a loss of 14.4 pounds per animal.
A Canadian study on bruising found the highest incidence of all levels of bruising was in the round, at 36 percent, and the loin, at 30 percent. The location of critical bruising was found in the chuck, rib, loan, and round, suggesting whacking of the animal with paddles in the alley, as well as truck and facility issues, Glaze said.
Factors for the bruising included the sex of the animal, the number of animals per load and the feedlot of origin. Installing cushions in trucks decreased the bruising 10 percent. Fixing or cushioning corners in facilities and chutes can also help alleviate bruising, he said.
To lesson bruising, producers should check narrow gates and fix protruding gate latches, boards and sharp corners. They should also follow good handling protocols and adjust flipper gates, one-way, gates, vertical gates, and gates and decks in trucks.
They need to load trailers and trucks properly — ensuring trucks are backed up to the chute squarely, safety gates are in place and ramps are set properly — and adhere to recommended load sizes based on animal weight and size.
For more information, visit Idaho Beef Quality Assurance:


text:
Best Clinics in Sangrur
Private and Government both type of hospitals are present in Sangrur. Government hospitals is less expensive than private hospitals of Sangrur. The place where medical facility is small compared to hospitals are called clinics, these are also available in Sangrur. Dental clinics in Sangrur provide dental treatment like root canal therapy, teeth straightening and more. Many homeopathic clinics are present in Sangrur, which work on natural approach. Not only in Sangrur, hospitals are necessary in every place of India to make every citizen of country healthy. Some hospitals have good reviews like Bharat Surgical and Maternity Centre Barnala, Sood Hospital.


text:
Professional Deck Repair in Alabaster, AL
If your deck has started to rot or is simply in poor overall condition, it is crucial that you take advantage of deck repair in Alabaster, AL so you can get exactly what you need to restore it. A damaged deck can actually be quite dangerous to walk on, which is why it's so important that you hire a professional to fix yours as soon as possible. Anyone with a deck needs to maintain it over the years so it stays in excellent condition.
The longer you wait to get problems with your deck fixed, the worse they are going to get. This means that by getting small repairs done over time, you will be able to save yourself quite a bit of money in the long term. If you want to avoid huge and expensive future repair bills, you will have to hire Alabaster deck repair professionals with GoKnow. A deck with damaged planks and an unstable structure can collapse at any moment, putting you and your family in danger. These repair services are typically inexpensive when you get them done right away, so you shouldn't have any issues with your budget. It is crucial that you get this repair work done when you notice any damage or significantly wear with your deck.
AVC Costs For Deck Repair Companies($375) ($1,430) ($2,814)
What zipcode do you need Deck Repair Companies in?
Start Here, It's Free
What type of service you would like?


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Act II, Scene 2
The same. A hall in Timon's house.
[Enter FLAVIUS, with many bills in his hand]
[Enter CAPHIS, and the Servants of Isidore and Varro]
[Enter TIMON, ALCIBIADES, and Lords, &c]
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Charlies Corner
Vault 1
Racing Days
Just A Touch
The Spirit Within
Afraid of the Tears
Five Emotions
Eight Letters
Completion of a Couple
The Weaker Sex
Struggling with Spiritual
In Fear
Y2K Revisited
Healthy Belief
My New Lady Friend
One of Those
Vault 2
Second Coming
For The Money
Turning It Around
Where is God?
Lost In The Fog
Is It Just Another Four-Letter Word?
Whom Do You Trust?
Is There A Silver Lining?
Is Your Frequency in Tune?
What Do You Believe?
What a Dilemma!
Make Love Enjoy Peace
Charlies Round Up
The War Prayer
Do It Anyway
If I Knew
The Choice
Dancing With God
The Wooden Bowl
Powerful Tips
Information Please
A Pink Heart
Ode to My Spell Checker
The Price of a Brain
Banned From Wal-Mart
Middle Wife
Theater 11
As A Man Thinketh
Blind Quilter
Little North Korean Girl Playing Guitar
Don't Bungee Jump Naked
Jack Russell Terrier Gets Wheels
Jackie Evancho
Paul Smith - Typewriter Artist
The Butterfly Circus
Tory Island dog swimming with dolphin
The Jive Aces - Bring Me Sunshine
Theater 12
Mozart Group - Live In Taiwan
Chooka Parker - Australia's Got Talent
Chinese Girl With No Fingers On One Hand Plays Piano
James Cagney and Bob Hope Dance Routine
Emmanuel Kelly The X Factor 2011 Auditions
Children Go Where I Send Thee
Chinese Balancing Act
A Place in the Choir
Cat On Boat Plays With Dolphins
Theater 13
Homeless Boy Steals The Talent Show
This is impossible
Larry Griswold
The Sleepy Man Banjo Boys
Duo MainTenanT
Surfing Bulldog
Annabel Carberry in A Glass of Red
About 30 Dolphins stranded and saved
How Music Saved Venezuelas Children
Duo Paradise Le plus grand Cabaret du Monde
Charlie Chaplin Dog Dance
4 Year Old Boy Plays Piano Better Than Any Master
Documentaries 1
The Siberian Apocalypse
The Himalayas
Genetic Roulette
An Inconvenient Tooth
David versus Monsanto
In Search Of - Coral Castle
Documentaries 2
Inside Secret Government Warehouses
Blue Gold World Water Wars
The Disappearing Male
A Lion Called Christian
America's Broken Dreams
Baby Born with 12 Fingers and Toes
Girls Eyes Produce Crystals
What's Wrong With Our Food System
Charlie Bit Me
Theater 1
Chris Bliss Juggling
Who I Am Makes A Difference
Animusic Pipe Dream
Top 100 Life Quotes
Who Is On First
Ben Underwood
Special Ballet
Singing In The Rain
Believe In Yourself
Quick Change Artist
Randy Pausch
Partner Equilibristic
Ambassadors of Harmony 2009
Theater 2
Bush Parody
Tale of Two Brains
Landon Shuffet
Esref Admagan
Red's Pledge Allegiance
Redneck Art
Get Service
The Fountainhead
Leo Buscaglia
Flying Trapeze
Two Guys In Coats
Theater 3
Conan O'Brien Pilobolus
21 Accents
Johnny Carson
I Am The Mom Song
Women of Whippoorwill
Nick Vujicic
River Dance
5 yr old Pianist
Boyanka Angelova
Stephen Wiltshire
Jessica Cox
Tenor Singing Voices
2012 Junior II Champs
Die Maiers Comedy Trapeze
Theater 4
Trick Dog
Twin Baby Moose
Crow and Cat
Skidboot the Dog
Dolphins Bubble Rings
Stacy Westfall
Bambi and Thumper
A Pigs Story
Elephant Paints
Elephant Soccer
The Flying Frenchman
Elephant Sanctuary
Crow Intelligence
The First Helpdesk Call
Theater 5
What A Wonderful World
Dear Elliott
Shanghai Acrobatic Troupe
The Ross Sisters 1944
North Platte Canteen
Celtic Women
Baby and Boxer
Kate and Border Collie
The Good the Bad and the Ugly
Opera Company of Philadelphia
Theater 6
Big Horn Sheep
Tell Me Why by Declan Galbraith
The Sling Shot Man
Dramatic Acrobat
Kevin Richardson - The Lion Whisperer
L'ours (1988)
Shag-Ra the Miracle Horse
Rachel and Chariot
The Red Sparrows
Laughing Bride
Jimmy Stewart Reads Poem About His Dog Beau
Theater 7
Entertainers-Bike Acrobatics
Life Is Like A Cup of Coffee
The Piano Stairs
US Naval Academy
Silent Monks Singing Hallelujah
Elk Calf Having Fun!
Vadrum - Barber of Seville
The Monkey Man
The Herd
Theater 8
Born Again American
US Soldiers Are Waking Up
Fordson Snow Machine
One Nation Under God
Ode To Forgetfulness
Defending Your Life
Alonzo Clemons
The Real Rain Man
Pigeon Impossible
The Best Cat Video
Sivan Garr Presents - I Love You
Theater 9
Suryia and Rosco
Animator vs. Animation
Sitting on Top of the World
Sound of Music
Dennis Swanberg - Bengy and the Zipper
Dillie The Deer
3 Guitars And A Tractor
Dancin' The Boogie
Mark Vincent
Dolphins Mud Ring Feeding
Great Chinese State Circus
Theater 10
Four Hands Guitar
Tommy Johnson
Libera Cats Duo
Miniatur Wunderland
Patsy Cline - She's Got You
Musical Leaf-Whispering Hope
Howard Drum Show
Breakfast at Ginger's
Free Hugs in Sondrio, Italy
Steven Seagal
Convert Man
Font Viewer
Theater 5
The Ross Sisters 1944
In Memory Of Charlie Phillips
"January 14th 1939 - October 6th 2020 - Rest in Peace Charlie"
Solid Potato Salad - The Ross Sisters (1944)
Never underestimate a woman who can get both legs behind her head
and wrap her feet around her face.
(HINT: Watch past the first 45 seconds or so. Whoah!)
Solid Potato Salad? No, it's not what you get when you leave the deli container out of the fridge too long. It's a 1940s term for...something (I have no idea what. ) In this classic footage from the movie "Broadway Rhythm" (1944), the Ross sisters, Aggie, Maggie and Elmira, sing and move in ways that don't look humanly possible. Yoga anyone? Movie buffs will recognize the tune as one of the background instrumentals from "The Godfather."
It starts out looking like another kitschy 40's tune, but give it a minute. Things get wild! Now if I can just figure out what apples have to do with potato salad...
Extra trivia:
While the Ross Sisters are billed in their act as Aggie, Maggie and Elmira Ross, their real-life names were actually Vicki, Dixie and Betsy Ross.)
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It goes without saying that if your client loses all his wealth, then you lose too.
For that reason, financial advisors should not be indifferent to actions clients can take to legally safeguard their wealth, says asset protection attorney Hillel Presser, (left).
"There are over a hundred million lawsuits every year. One in three people will be sued in the next 12 months. The average person and business is sued five times over a life time," Presser says in an interview with AdvisorOne.
The principal of the Presser Law Firm, a national practice based in Deerfield Beach, Fla., says the frequency of lawsuits is also on the rise.
"Here's the deal," he says. "It's a bad economy. A lot of people are losing their jobs. The people lucky enough to keep their jobs are making less money. Why not sue somebody? You can hire a lawyer on contingency and if you win it's usually tax-free money."
"Welcome to America," he adds sardonically. Not just the quantity but the absurdity of today's lawsuits is enough to inspire thoughts of asset protection. He cites the example of a man who struck and killed a teenager with his luxury car and then sued the victim's family for damage to the bumper.
Presser tells of another case where someone damaged his car hitting a deer crossing the road. The driver sued the state because the deer did not cross at the place of the deer-crossing sign.
Defendants, whether private or governmental, often find that it's just more cost-effective to settle such cases in order to avoid paying astronomical legal fees.
To avoid such unpleasantness, Presser says you've got to be proactive. "No one gets up in the morning and expects to get sued. You can't buy health insurance after you get sick and you can't buy auto insurance after you get into a car accident," he says.
The solution, he says, is to own nothing but control everything, and he argues that financial advisors can play a key role by educating themselves on what can be done to protect client assets from a financial and legal standpoint.
The first step for an advisor is to refer the client to a capable asset protection attorney. This is not to be confused with a trust or estate attorney he says.
"An estate attorney deals with what's going to happen when you die. We talk about making sure that what you have now is protected," Presser says. There might be a thousand estate attorneys in a city, but there may be 10 to 15 asset protection attorneys in the country, Presser says.
The asset protection attorney's first step will be to help clients inventory their wealth so that all assets are accounted for. "Most people have a lot more than they think they have," Presser says, citing valuable domain names, telephone numbers and intellectual property as assets that might not come as readily to mind as potential inheritances and other liquid and non-liquid assets.
The next step is to choose from an array of protective entities and strategies within a broad range of cost and protection levels. "It's a cost-benefit analysis. It's just a matter of finding the right fit," Presser says.
One such strategy popular with clients is converting non-exempt assets into exempt assets.
"A non-exempt asset might be cash in the bank or stocks and bonds. Exempt means it is protected by state law," Presser explains, adding that a client in certain circumstances could sell stocks and buy an exempt asset like an annuity, life insurance or a house.
What is exempt can differ from jurisdiction to jurisdiction, he adds, noting that a person's personal residence is shielded from creditors in Florida, but is ripe for the taking in New York. "If you owe someone money, Florida's a great place to live," he says.
A second popular strategy is transferring assets to a protective entity. By placing your checking account, brokerage account, real estate or business into an LLC, trust or limited partnership, you keep control of the asset but no longer personally own it.
A third strategy is what Presser calls "equity stripping – making whatever you have value-less. Take out lines of credit, mortgages. Make yourself as unattractive for a lawsuit as possible. Nobody's going to sue you if there's nothing to get," he says. He cites a million-dollar house with a $950,000 mortgage as an example of this kind of protection through liens
The bottom line, Presser says, is that an advisor's client can easily and unexpectedly be wiped out financially. "They can get in one car accident and lose everything. They can get a divorce and lose everything. They can own one rental property and lose everything [to someone who injured himself on that property]."
Presser says he works with financial advisors on a daily basis. "The clients appreciate it because it shows their advisor is going above and beyond their duty" by making a referral to someone who does have the expertise.
"An investment advisor shouldn't be a jack of all trades and master of none. An investment advisor's job is to help grow the investment assets of a client." But they should be educated on the legal aspects of investment protection. Advisors visiting his website can request copies of Presser's books at no cost, he adds.
"Know there is something that can be done to protect your clients assets," Presser says.


text:
SED modeling of the DustPedia galaxies using a Modified Black-Body (MBB)
Here we present the results from fitting the DustPedia galaxies with a Modified Black-Body model. The fit is applied to all available fluxes beyond 70 microns. The model assumes an emissivity of κλ=6.40 x (250/λ)1.790 cm2/gr adapted to the THEMIS model. Fluxes having major flags were excluded from the fit. 682 out of the 875 galaxies had sufficient data and could be fitted. A bootstrap analysis was used to calculate the uncertainties in dust temperatures, luminosities and masses. Results are presented in Nersesian et al. (2019, 624, 80).MBB SED parameters
875 Galaxies found.


text:
Persons at SUA
This page displays all publicly accessible information about the desired person. Some information about the person's occupation and offices may be hidden.
The Office phone number and Office number items are set by the OSSA at your department or the system integrator.
User forwards the university mail to a different address.
Office phone number:
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|France Expat Forum for Expats Living in France Welcome to the France Expat forum. This is the place to meet like minded people who have made France their new home. This forum is ideal for those who have moved to France and those thinking about making France their new home.
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