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Hare Lane in Gloucester City Centre to be resurfaced
An access route into a car park near the cathedral and town centre shops will be given a well earned facelift.
Hare Lane's central location means it is regularly used as a route into Hare Lane car park. The ongoing wear and tear caused by car park traffic means that the current road surface is coming to the end of its useful life.
Once complete, 1760 tonnes of fresh new asphalt will improve access to this historic area of the city. A total 800 square metres of road will be re-surfaced by Amey, the county council's contractor.
The resurfacing will take three days, starting on 13th February until 15th February. Work has been scheduled for half term in order to minimise disruption.
Pitt Street will also be closed to through-traffic for the duration of the work, however the one-way restriction on the road will be temporarily lifted to allow residents of Pitt Street access to their properties
Access to the car park on Park Street will be available via Gouda Way. Pedestrian access will be maintained throughout the scheme.
Cllr Vernon Smith, cabinet member for highways and flood said: "Hare Lane is a small but important link in the county's road infrastructure, and as one of the older streets in the city, has had a long and hard working life, used by generations of locals and visitors to the nearby cathedral.
"I'm pleased this section of the city centre road network is to be given a well-earned upgrade so that it can continue in its role helping future generations reach one of the heritage highlights of Gloucester."


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Four years of careless spending led to $8,000 in credit card debt for Wilmington, Delaware, resident Florence Weathers. At times, the 59-year-old was unable to make payments to her five creditors. "I know I created that debt. I prayed about it and I wanted to be debt free,†says Weathers, a former home health aide. Today, Weathers has to make payments on only one of those five cards, and it will be paid in full by year's end. She has paid on her combined credit card debt for the past three years and had arrangements for zero interest on a couple of them.
Weathers' saving grace was the debt management plan she'd developed through Novadebt, a nonprofit consumer credit counseling organization. But in recent years, more cardholders have turned to a little-known alternative called a credit card hardship program, which is offered by most creditors such as American Express and JPMorgan Chase.
Unlike debt management plans offered through credit counseling agencies, which assist with consolidating payments, a hardship program allows you to make arrangements directly with your creditors. An internal program of credit card issuers that may vary by name from one creditor to another, it helps cardholders who are struggling to make minimum payments but who wish to avoid defaulting on their debt.
A phone call to your card issuer is the first step to getting enrolled in a credit card hardship program that will, depending on your circumstances, lower your monthly payment, reduce your interest rate, or suspend fees and penalties. While enrolled, you will be denied charging privileges. Upon completing the program, some issuers allow use of the card, sometimes with a lowered credit limit.
American Express offers its cardholders several options: a short-term customer assistance program (up to 12 months), a long-term consumer debt management program (more than 12 and up to 60 months), or collections, says Marina Hoffmann Norville, the company's director of public affairs and communications, risk and information management. With a short-term agreement, a customer's monthly payment is reduced by "as much as 57% for up to a year, depending on particular circumstances,†says Hoffmann Norville.
"Cardmembers who are current, in addition to delinquent members, may be eligible.â€
Before you enroll, "Find out how this will appear on your credit report,†says Barry Paperno, consumer operations manager for myFICO.com. The way a hardship program is labeled could affect your credit score. Two credit report labels that could lead to a lower credit score are "partial payment plan†and "settlement,†says John Ulzheimer, president of consumer education at SmartCredit.com.
With American Express, members on a short-term plan aren't reported negatively, says Hoffmann Norville. But those enrolled in a long-term program will find the same canceled/collections notations on their credit reports as they would if they were in collections. For long-term programs, customers might be referred to the National Foundation for Credit Counseling, which may, in turn, connect them with not-for-profit agencies that manage long-term arrangements on behalf of the creditor. "Since a long-term program is more than one year, during that time the customer would be canceled and not able to use their card, and also in collections,†Hoffmann Norville explains. "So they would be reported as 'canceled/collections.' If possible, try to get the more favorable notation 'account payments managed by financial counseling program.' â€

subset: commoncrawl


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|The Woman's Work
Jenny's husband, Charley, was a male chauvinist. Even though they both worked full-time, he never helped around the house. Housework was woman's work!
But one evening Jenny arrived home from work to find the children bathed, one load of clothes in the washer and another in the dryer, dinner on the stove, and the table set. She was astonished; somethings up.
It turns out that Charley had read an article that said wives who worked full-time and had to do their own housework were too tired to have sex.
The night went well and the next day she told her office friends all about it. "We had a great dinner. Charley even cleaned up. He helped the kids do their homework, folded all the laundry and put everything away.I really enjoyed the e vening."
"But what about afterward?" asked her friends.
"Oh, that was perfect too. Charley was too tired
|Table of Contents


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Dave Says: Single and Staying on Track
Dear Dave,
Do you have any tips for how a single person can stay on track with their finances?
Dear Debbie,
It's really pretty simple. The first thing is the same advice I give to married couples, and that is to live on a monthly budget. Sit down at the end of each month and write down—on paper—all your expenses and income for the following month.
When you think about it, budgeting really isn't that difficult. Some of your expenses, like your rent or mortgage payment, will be the same. If you have a car payment (which I really hope you don't), it will remain constant, as well. Things like groceries and utilities may fluctuate based on the time of year, but you can make a pretty accurate estimate by looking at past months.
The second thing I'd recommend is that you find someone to be your accountability partner. It should be someone who is wise and good with money and a person who loves you enough to call your bluff or hurt your feelings a little when necessary. They can be a close friend, parent or even your pastor. Just sit down together over a cup of coffee once a month and talk about your finances. You could even go over your budget together line by line.
Ideally, an accountability partner is someone who's ahead of you on a particular journey and can help direct you along the path to wisdom. It's their job to hold you accountable for what you're doing and the decisions you're making, for your own good!


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Low Supply & High Guilt: How to Deal With Your Milk Drying Up
Dear Amy,
I've been reading Amalah for years — pre-Noah (your first child). I remember you posting one day that you had quit breastfeeding, including pictures of all the pump parts / accessories that you were throwing away. At the time, this was meaningless to me because I had no children. Fast forward to me with a 2 month old. I am back at work, pumping and supplementing, and oh! the angst and guilt and tears.
I always struggled with low supply. I have plenty in the mornings, it dwindles in the afternoon, and by the evening I had a seriously pissed newborn nursing hungrily for 2 hours at a time, sleeping for 30 minutes, repeat until dawn. After 3-4 (hazy memory) nights of this, I ORDERED my DH to make a bottle of formula. I cried as she gulped down 3 ounces and fell happily asleep. It was clear to me that my baby was hungry.
Undaunted, I went to see a LC (lactation consultant). I WOULD NOT FAIL. She basically told me that I had low supply BECAUSE I supplemented and that I was just lazy and not wanting to stay up to nurse my child. She ordered me to nurse and co-sleep (which I'm not ok with). I went to see another LC, and she ordered me on herbs, etc. I've done the herbs, Guinness, extra calorie diet, oatmeal, pumping after feeding, 64 ounces of water, etc. No change. The only thing I haven't tried is Reglan, but I'm a bit afraid of the side effects.
Now my beautiful daughter is in daycare and I'm pumping. She gets somewhere around 60-70% of her calories from me, 30-40% from formula. The formula amount keeps creeping up. The milk: she's going to dry up.
I am OVERWHELMED with guilt and grief and angst and everything else about this. DH is the oldest of four and his mother BF all of them for a year, no problem. My mother BF me for 5 months, no problem. The guilt is multiplied by a thousand because I feel like getting those antibodies is so much more important with her in daycare (not to mention the run-of-the-mill daycare guilt).
Why do my boobs suck? How do I let go and get over this? DH is tired of me crying over it. I am tired of me crying over it.
Drying Up
A Story About Nursing — and Quitting
(Totally random aside! Why do I always feel compelled to start columns with some kind of phonetic non-word expression? Like I just typed "ay yi yi," which I'm not sure I've ever actually said out loud, but it's like a compulsion here. Anyway. Moving on.)
First, a little personal backstory for those who may not know my own breastfeeding history — my first son, Noah, was gigantic (9 lbs, 15oz), my milk took over a week to come in, and it was always a tenuous, inadequate supply thanks to some botched cyst aspirations and scar tissue. We supplemented occasionally from the get-go thanks to a SUPER AWESOME HAPPY diagnosis of "failure to thrive" because Noah lost way, waaaaay too much weight in that first hazy week — my time of "exclusively" breastfeeding probably totaled a whopping month. Maybe. Probably not all in one consecutive chunk of days, either. I too did everything the lactation consultants recommended, but I always struggled to keep up with Noah's appetite.
I went back to work full-time when Noah was 12 weeks old. I'd pumped and pumped and pumped in preparation, hoping to fill just a FEW of the dozens and dozens of breast milk storage bags I'd cluelessly bought while pregnant. Noah drank my entire pumped supply on his FIRST DAY of daycare. It was a pathetic game of catch-up after that. I probably got a bottle's worth of milk from the pump every three days or so. I tried leaving work at lunchtime to actually nurse, but that soon became undoable and unrealistic. We resumed nursing on demand at home, but it soon became clear that Noah was only interested in nursing when he wanted comfort — when he was hungry, he wanted that damn bottle. And who could blame him? He needed FOOD. Serious FOOD.
After about two months of this, I was right where Drying Up was. The more I relied on the pump, the longer Noah slept at night without eating, the less milk I had. Finally, one morning I put him to the boob and he pulled off in a righteous fury. Nothing there. Not a drop. He never, ever latched again. I kept pumping for a couple days, upped the fenugreek, just in case it wasn't really and truly The End, but it was. Five-and-a-half months. Two weeks under my worst-case scenario goal of six months, a pathetically far cry from the year that I really wanted.
Give Up the Guilt
I wish I could tell you, Drying Up, that quitting/weaning/whatever-it-was was some fabulously freeing experience for me — oh! I could be free of the guilt and enjoy my baby! — and I guess there was that side of it. I really did believe I'd done everything I could, but that my baby and my body had made the decision for me and it made little sense to fight it. I also was extremely conflicted about being back at work. So that didn't help the creeping thoughts of "if I'd just been able to stay home with him this never would have happened!"
But. Hell. That's life. We do the very best we can for our children given our own unique circumstances. Like you! Back to work after two months? My God, I commend you for even being able to navigate a hallway without smacking headfirst into walls, much less keeping up with pumping and multiple LCs and all of the rest.
Mamas with temperamental supplies like ours…well, the pump just doesn't cut it sometimes. (I'm assuming you're still on a hospital-grade rental, and not a hand pump or other small, less-powerful travel/portable kind.) Our babies are more efficient at getting the milk out, and our bodies respond best to the sight and feel and smell of that little downy head rooting around down there. Not so much with the cold plastic of a goddamned milking machine, no matter how many photos we stare at or little hats we smell while trying to pump. The stress we feel over the lack of significant output doesn't help either.
Again, this isn't FAILURE on anybody's part. It's just life. Modern life in this country, with terribly short maternity leaves and hectic schedules and SO MUCH PRESSURE from ourselves and society to do it all and to do it all perfectly.
60-70% breastmilk? That's OUTSTANDING. That's a lot of antibodies there. Antibodies that she'll have long after you're done nursing. Seriously. Forget what that ratio might be in a week or two weeks or a month. Accept a standing ovation for what you're doing right now.
(And for the record, Noah had two ear infections while in daycare — one before and one after we weaned. He's had exactly one more ever since. He's been on antibiotics once. The only other medication he ever takes is a week or two of Zyrtec in the spring. He kicked a speech delay roundly in the ass and is, I AM SORRY, unbelievably smart and healthy and awesome. I dare anyone to find a mother and son who are more closely bonded, pea-in-a-pod style, than we are. And hey! He's pretty nuts about his Dada, who also got to feed him a lot of the time, as well.)
You're Doing Enough (I Promise)
I'm totally just rambling here, I know. Obviously I don't have some awesome solution to offer you. Maybe try the Reglan (I never did — my LCs finally admitted that my breasts were probably working at full capacity, what with the duct damage, and never really recommended prescriptions). Maybe try a different pump. Maybe just hang on as long as you can, doing exactly what you're doing, knowing each day is a blessing but that all good things must come to an end.
In the "non-maybe" category — STOP comparing yourself to your mom or MIL or that self-righteous twit in your playgroup who never had any problems exclusively nursing her triplets until they were in the second grade but still clucks her tongue at bottle-feeders. STOP looking at this as a pass/fail exercise. STOP feeling guilty. (Note that I'm not saying you need to stop feeling disappointment or sadness — those are natural when something that's important to you doesn't work out as planned. But GUILT. The feeling like this is your fault or that you're letting your daughter down when you are clearly kicking your own ass repeatedly trying to make it work…no. Stop that. Easier said than done, but…stopthat.)
I think, towards the end of our breastfeeding time, the only time Noah really WANTED to nurse was right when we got home at night. His daycare providers were lovely, wonderful women who were just crazy for him. His needs were met, his days were stimulated and fun, and yet he would divebomb for my shirt the minute we got home and settled in on the couch. I kept up this feeding as long as I could, and it was the reason I was most distraught that morning when I realized I was finally, completely bone-dry.
So that night, we came home. We settled down on the couch. I'd pumped several times that day and didn't produce a drop. I was terrified Noah would try to latch and get angry again. But…he didn't. He knew. But he also didn't howl for a bottle or wriggle away from me. He curled up against my chest and sighed and sucked his thumb. I rubbed his head and cheeks and stroked his body the way I'd done while feeding him, and he looked up at me and smiled around his thumb, just like he'd done while nursing.
And I knew everything was okay. I'd done enough. This was enough. For both of us.
For more Amalah advice, please visit her Pregnancy Calendar.


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Last week I showed you all my eyeshadow single, duo, trio and quad collection. (You can read that post here, I missed a few so I've included them in this post!)
Now we're entering dangerous territory! My main beauty obsession is definitely palettes. I love, love, love palettes. I'm mad for palettes! I'll warn you, this is a very picture heavy post!
Please, don't take this as showing off at all! I just really wanted to share my makeup collection with everyone!
BH Cosmetics 28 Color Palette Smoky Eyes Edition, BH Cosmetics 88 Color Palette Matte Eyeshadow
Sleek MakeUP iCandy, Oh So Special, Lagoon, Good Girl, Respect, Glory, Supreme, Showstoppers, Sparkle 2 iDivine palettes
MUA Dusk til Dawn, Starry Night, Pretty Pastels, Undressed, Artiste, Going for Gold, Immaculate palettes
Australis Backstage Beauty kit, Neutrals & Neons, Totes Smokin palettes
Chi Chi Glamorous Eyes Palettes in Rich Gems, Bronzes, Brights, Nudes. Chi Chi Eye Palette in Fashion Editor, Chi Chi Eyeshadow Quad in Lady Entrepreneur
Too Faced Romantic Eye, Summer Eye, Natural At Night, Naked Eye, Natural Eye, Matte Eye, Smokey Eye palettes, Too Faced Love Sweet Love palette, Too Faced Little Black Book of Beauty kit, Too Faced Liquif-Eye Palette
the Balm Balm Jovi palette, the Balm Balmbini palette, the Balm Nude 'Tude palette, the Blam Meet Matt(e) palette
Sigma Beauty Paris Palette, Savoir Faire Summer Kit, Lime Crime Fantasy Palettes in Aquataenia and China Doll
Chi Chi Goes To Rio Colour Palette, Wet n Wild Color Icon 8 Pan Palettes in Comfort Zone & Petal Pursher, Soap & Glory Lid Stuff, L.A Colors Star Gaze Eyeshadow palette, NYC Individual Eyes in Smokin', Maybelline Expert Wear Quad in Chic Naturals, Wet n Wild Color Icon Trio in I'm Getting Sunburned
Stila In The Know Palette, Urban Decay Naked Palette, Bobbi Brown Eyes Pastel Palette, Clarins Odyssey Palette, Stila In The Moment Palette, Bobbi Brown Desert Twilight Palette
NP Set Jet Set Palette, The Body Shop 4 Step Smoky Eyes Palette in Smoky Moonstone, Illamasqua Empower Palette
NP Set Jet Set Palette, The Body Shop 4 Step Smoky Eyes Palette in Smoky Moonstone, Illamasqua Empower Palette
Congratulations for making it through! I do have a lot of palettes - but I don't plan on stop buying them any time soon! I'm addicted! As always, if you'd like me to review any of the palettes, let me know and I'll see what I can do! I've linked the ones I have already reviewed!
You can read the other posts here:
Part One - Primers, BB Creams & Illuminators
Part Two - Foundations
Part Three - Blushers & Bronzers
Part Four - Mascaras
Part Five - Eyeliners
Part Six - Eyeshadow Singles/Duos/Trios/Quads


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Puffy Foam - 2MM
Regular price $2.24
Red Puffy Foam, a high quality Ethylene Vinyl Acetate Foam that is made specifically for use on home sewing machines. It is non-toxic, water-resistant and machine washable, but it is flammable and cannot be dry-cleaned. There is virtually no waste because even very small pieces can be used. 3, 2mm 6in x 9in Sheets per package.
It perforates cleanly when stitched through, and makes the stitching stand well above the fabric. Puffy Foam works best on designs that feature a satin stitch edge or underlay techniques that will perforate the foam prior to stitching the top layer. Not all machines and/or design cards are appropriate for both weights of Puffy Foam. Do a test sample before applying to finished project.


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It's almost tax time! Tips to Streamline Your Year-End Processes.
It's December already and we wanted to provide some helpful reminders in order to help you streamline your year-end and tax return processes for 2011.
S-Corp Owners Health Insurance Reportable on W-2 – From the IRS: "Heath and accident insurance premiums paid on behalf of the greater than two percent S corporation shareholder-employee are deductible and reportable by the S corporation as wages for income tax withholding purposes on the shareholder-employee's Form W-2. These benefits are not subject to Social Security or Medicare (FICA) or Unemployment (FUTA) taxes. The additional compensation is included in Box 1 (Wages) of the Form W-2, Wage and Tax Statement, issued to the shareholder-employee, but would not be included in Boxes 3 and 5 of Form W-2."
For more information, including information about sole shareholder/employee situations, please see: http://www.irs.gov/businesses/small/article/0,,id=203100,00.html
NC County Business Property Tax Listings – "Any individual(s) or business(es) owning or possessing personal property used or connected with a business or other income producing purpose must file a county business property listing by January 31, 2012 unless an extension is filed." For more information on registering for an account and to obtain forms for filing, please visit the following county Triangle, NC County websites as they apply to you.
Wake County – http://www.wakegov.com/tax/forms.htm
Durham County – http://www.co.durham.nc.us/departments/txad/Business_Personal_Property_Taxation.html
Orange County – http://www.co.orange.nc.us/assessor/BusinessPersonalProperty.asp
NC Employment Security Commission Notices – NC ESC will be sending out notices through the end of the year to address any changes in your unemployment insurance rate for 2012. Be sure to provide these to your payroll service provider to update their systems.
1099 Forms Due 01/31/12 – If you have paid or will pay subcontracted vendors more than $600 in non-employee compensation in tax year 2011, you will need to have a W-9 form on file for each of them in order to issue their 1099 form. The W-9 form will allow you to obtain the information needed to determine 1099 eligibility, their taxpayer ID number, and a current address for mailing. The deadline to submit 1099 forms to the taxpayer is January 31st and the deadline to submit to the IRS their copy is February 28th. Failure to file on time can result in penalties.
The W-9 form can be downloaded here: http://www.irs.gov/pub/irs-pdf/fw9.pdf.
Please also see the following IRS Publication http://www.irs.gov/pub/irs-pdf/i1099msc.pdf.
IRS Virtual Tax Workshop – If you would to obtain more information about your tax requirements, the IRS offers a free virtual workshop for small business owners and self-employed individuals at http://www.irsvideos.gov/virtualworkshop/
Three Tips for Employers Outsourcing Their Payroll
Three Tips for Employers Outsourcing Their Payroll Special Edition Tax Tip 2011-05, September 2, 2011 via IRS.GOV
Outsourcing payroll duties to third-party service providers can streamline business operations, but the IRS reminds employers that they are ultimately responsible for paying federal tax liabilities. Recent prosecutions of individuals and companies who – acting under the guise of a payroll service provider – have stolen funds intended for payment of employment taxes makes it important that employers who outsource payroll are aware of the following three tips from the IRS:
Employer Responsibility – The employer is ultimately responsible for the deposit and payment of federal tax liabilities. Even though you forward the tax payments to the third party to make the tax deposits, you – the employer – are the responsible party.If the third party fails to make the federal tax payments, the IRS may assess penalties and interest. The employer is liable for all taxes, penalties and interest due. The IRS can also hold you personally liable for certain unpaid federal taxes.
Correspondence – If there are any issues with an account, the IRS will send correspondence to the address of record. The IRS strongly suggests you do not change the address of record to that of the payroll service provider. That could limit your ability to stay informed of tax matters involving your business.
EFTPS – Choose a payroll service provider that uses the Electronic Federal Tax Payment System. You can register on the EFTPS system to get your own PIN to verify the payments.The IRS web site – http://www.irs.gov has more information on the responsibilities of employers outsourcing payroll, payroll service providers and EFTPS.
via Three Tips for Employers Outsourcing Their Payroll.
for more information about online payroll services: www.netWorthPayroll.com
Kilpatrick Townsend & Stockton LLP – North Carolina to Require Employers to Use E-Verify
North Carolina has joined the growing list of states that will require private employers to verify the eligibility of their new hires to work in the United States through E-Verify, a federally administered online system for confirming the identity and employment eligibility of individuals. The new statute, signed by Governor Perdue on June 23, 2011, will phase in its E-Verify requirement over the next two years, eventually applying to all North Carolina employers with twenty-five or more employees.
The New Legislation
The new law will require all North Carolina employers with twenty-five or more employees to enroll in and use E-Verify to check the eligibility of employees to work in the United States. The law applies only to new hires and does not require employers to verify the immigration status of their existing workforce through E-Verify. The law also specifically exempts seasonal temporary employees employed for ninety or fewer days during a consecutive twelve-month period.
The E-Verify requirement will be phased in gradually, depending on the size of the employer. The E-Verify requirement will become effective on October 1, 2012, for employers with 500 or more employees. Employers with 100 to 499 employees will become subject to the requirement on January 1, 2013, and employers with twenty-five to ninety-nine employees will be covered by the law on July 1, 2013.
Once the law takes effect, employers who fail to verify a new hire's employment eligibility through E-Verify will face civil penalties from the North Carolina Department of Labor, regardless of whether that employee is indeed authorized to work in the United States. The size of potential penalties will vary based on the number of employee verifications the employer failed to make as well as whether the failure constitutes a repeat violation. For any violation, an employer will also be required to submit an affidavit stating that, after consultation with the affected employee, it has requested a verification of the employee's work authorization through E-Verify.
Potential Legal Questions
Opponents of the North Carolina statute could potentially argue that it is preempted by federal law. Federal immigration law prohibits states from "imposing civil or criminal sanctions" upon those that employ unauthorized aliens, except through "licensing or similar laws." Although the United States Supreme Court recently upheld Arizona's E-Verify law in Chamber of Commerce v. Whiting, the Court emphasized that the Arizona law is enforced through suspension of business licenses, rather than through civil or criminal penalties.
The North Carolina law presents a substantially different question from that resolved by the Supreme Court in Whiting. On the one hand, North Carolina's new statute arguably runs afoul of federal law because it is enforced through civil penalties. On the other hand, the North Carolina law does not directly penalize the employment of unauthorized aliens; rather, it penalizes employers for failing to use the E-Verify system, even if those employers employ no unauthorized aliens. As North Carolina's law departs from the model of the Arizona E-Verify law that survived a Supreme Court challenge, the new law could face its own legal challenges.
Practical Implications
Employers in North Carolina that have twenty-five or more employees should prepare to enroll in and use the E-Verify system, if they are not already participating in that system. E-Verify compares information provided by a new hire on Form I-9 with information in the federal government's databases to verify the individual's identity and eligibility to work in the United States. Although E-Verify is a free service, participating employers will incur costs in using it as a result of the time it takes the employer's personnel to be trained in the use of E-Verify, to enter data into the E-Verify system, and to respond to E-Verify determinations that information supplied on a new hire's Form I-9 does not match government records.
via Kilpatrick Townsend & Stockton LLP – North Carolina to Require Employers to Use E-Verify.
QuickBooks Tip – Undeposited Funds Default | Everchange LLC
via QuickBooks Tip – Undeposited Funds Default | Everchange LLC.
QuickBooks Tip – Undeposited Funds Default
If you have used QuickBooks, you may have noticed that when you enter customer receipts there is no option to select which bank account the money is deposited to. Not all clients know that the amounts are coded to an account called undeposited funds and sit in that account until you go into the "Banking – Make Deposits" screen and make the official deposit that will match your bank statement.
I have had a couple of clients not know this and their undeposited funds account was huge. Then, the client does not see the deposit in the bank account and enters the deposit a second time by using the Banking – Make Deposits screen thereby duplicating a customer payment. And the undeposited funds account stays large.
To avoid making this mistake, change the default setting in QuickBooks. Goto Edit – Preferences. Highlight Payments on the left part of the screen. Click the Company Preferences tab. Uncheck the box in the Receive Payments section that says Use Undeposited Funds as a default deposit to account. click the OK button.
After changing the preference, you will notice a new drop-down menu on the receive payment screen which allows you to choose your bank account or undeposited funds. When do you use undeposited funds? When you have more than one payment being deposited the same day. For example, if you received 5 checks and those 5 checks are on the same deposit slip that you take to the bank, use undeposited funds. Then click on Banking – Make Deposit, select the payments, click OK, verify the date is correct, verify that the amount on the screen matches the amount on the deposit slip, and save the transaction.
When do you select your bank account? When you only receive and deposit 1 transaction for that day. For example, you receive one check and that one check is listed on the deposit slip that you take to the bank. And in doing this, you avoid having to go to the Banking – Make Deposits screen to make the official deposit
-Our friends at EverChange, LLC are located in Durham, NC and provide expert QuickBooks and Accounting Services. For more QuickBooks tidbits, feel free to visit their twitter account @EverChangeLLC or "like" EverChange, LLC on Facebook.
How Remote Services Can Help Save You Time and Money
Now more than ever, businesses are looking for ways to cut costs and operate more efficiently. Some contracted services, such as bookkeeping and accounting, are outsourced to local professional firms or independent contractors in order to save the company the hassle and expense of hiring an internal employee.
Traditionally, these services have been provided "onsite" or at the place of business which requires additional time and/or mileage to be paid to the professional. Today, there are various resources and business applications that will allow services like these and even internal functions to be provided remotely from anywhere. With the cost of fuel rising once again, let's explore some of the ways your business can have "remote" or "offsite" workers to help you grow your business while saving you time and money.
- Online Banking Sign up with your bank to access your accounts, transfer funds, and pay your bills online from anywhere. You can even link your QuickBooks accounting file to your banking account and download all of your transactions onto your ledger with the touch of a button. Even those paper statements are becoming a thing of the past and your accountant can download them as needed to work on your books from anywhere.
- QuickBooks Online Payments In addition to being able to download all of your daily transactions into your accounting software right from your bank account, you can now also accept customer payments via EFT every time you email an invoice. Simply register for this feature and your customers can click the link provided with the invoice and enter their routing and account information. You receive your payment as an electronic deposit in a few days and only pay a small transaction fee of $0.50 each. No more running to the bank to make deposits or tracking what payments apply to which invoice. It's VERY easy to use, free and convenient for the customer. My clients love it!
- Log Me In This service allows you to securely access any computer from anywhere. Access files, work remotely, or transfer documents on your work computer when you're not there. Great for offsite workers and for peace of mind because you can always access your office computer. For more info: www.logmein.com
- ShareFile A secure file transfer system that allows you and your customers to transfer files back and forth that are too large to email (like some QuickBooks files). They even design the interface to match your website and color scheme. Customer service is top notch and they are based right here in the Triangle area of NC! www.ShareFile.com
- Virtual Phone Number Not in the office? No Problem! Just get a "virtual phone number" to have one main number that is as mobile as you are. Each employee or contractor can have a unique extension that forwards to their cell phone or individual voice mail box. The system can also forward your voice mails as an MP3 file to your email or transcribe it as a text message right to your phone. The best part? The cost for one business extension starts around $6 per month. www.phone.com
- CutePDF Your computer recognizes this nifty little FREE program the same as any other printer. Instead of printing your documents on paper, simply save as a PDF and archive it digitally. It's quick, easy to use, and you get to save trees and help our environment, too. www.cutePDF.com
- Instant Messenger There are various free instant messenger programs out there such as Yahoo, AIM, Windows Live, and even Gmail. Save on phone charges and stay in touch with remote employees and workers by instantly being able to communicate with them. You can even set your status if you are busy, away from your desk, or on the phone. A life saver when you just need information in a pinch!
- Cloud Computing I'm sure you've heard this is all the rage as of late. Actually, it's been around for years just not with such a trendy name. The "Cloud" is actually nothing more than "internet based applications" that allow you to store and access your data and software at an affordable price. Instead of buying your own server which can cost thousands, you can simply "rent" server space and access your data and software applications over the web.
- Online Payroll Services Payroll is one of those areas that causes a great deal of stress and forces a lot of business owners to be tied down to their payroll schedule. Enter the online payroll service! These simple to use, convenient web-based services allow you to process your payroll over the internet from anywhere. Some of them (like the payroll service we offer) even pay your taxes and file all your Federal and State forms electronically so you don't have to. It doesn't get any easier than that!
- Online Accounting and Billing Software If you need to access your accounting data or bill your clients while you are on the go, consider moving to an online accounting or billing service. There are many out there to choose from so do some research to see which meets your needs best. Some of the more popular ones are QuickBooks Online, FreshBooks, Outright, and Kashoo.
These are all tools that you, your employees, and contractors can utilize to help save money, time, office space (save on rent!), paper, mileage, and our environment. What are some ways your business uses to stay green, fast, and efficient?


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Keep The Fire Going.. The Dystonia Medical Reseach Foundation is in NEED of your Help.. PLEASE.. Go The Distance for Dystonia! Email me for the 411! Thank You! Before I begin I want to ACKNOWLEDGE THE FAMILIES OF THOSE IN THE MILITARY,AWAY FROM HOME FOR OUR COUNTRY.. You are Brave and Strong and in the prayers of MANY! Hi. My Name is Stacia and I have Dystonia..I got it from a medicine for NAUSEA given to me in an IV in the hospital Emergency room..It's not Fatal, but LIVING with it can be VERY difficult. I have good days and bad days. The bad days are VERY difficult! So If you know me and Love me, I THANK YOU in advance for putting up with me on my bad days. There is so little known about it today, that I chose to do a page to INFORM people. I'm blessed to have a form of Dystonia which gives me hours of Rest before tormenting me.. some arn't so blessed. NOTE TO: ER Doctors.. please .. READ side effects to patients and DIG DEEP for 411 BEFORE giving a drug.. NOTE TO: patients.. ask questions about what you're being given! Please..
Dystonia is a neurological movement disorder characterized by involuntary muscle contractions, which force certain parts of the body into abnormal, SOMETIMES PAINFUL, movements or postures. Dystonia can affect ANY part of the body including the arms and legs, TRUNK, NECK, eyelids, FACE, or vocal cords. Dystonia causes a type of impairment, because muscle contractions interfere with normal function. Features such as cognition, strength, and the senses, including vision and hearing are normal.(W/the Exeption of blurred vison due to meds or blephorospasm) While dystonia is not fatal, it is a chronic DISORDER and prognosis is difficult to predict. It is the third most common movement disorder after Parkinson's Disease and Tremor, affecting more than 300,000 people in North America. Dystonia does not discriminate - affecting all races and ethnic groups. Brief History ... Dystonia, was recognized as a distinct entity only recently. Even before the term "dystonia" was coined, people with the syndrome were being reported explicitly in the literature. In February, 1984, a committee of members of the Scientific Advisory Board of the Dystonia Medical Research Foundation met, deliberated, and developed the following definition: "dystonia is a syndrome of sustained muscle contractions, frequently causing twisting and repetitive movements, or abnormal postures. **************************************************** Thank you for reading this page and visiting the other pages.. Thanks to Harborview Hospital Urgent Care and Neurology Depts AND to Dr. Hilel and his staff at UW Medical Center!Thanks to my Friends on the Dystonia BB.. Thanks to those who love me and are sticking by me now that I am a real SPAZ.. (heheheh) ..MaryEllen, My Kids,(Kim, DJ, and Tavia)My Sis and family (Wonderful Friends) Becca&Patti, Tree&Family, Tina(BeeGee),Chris, The "59" Girlz, The "Ugly sisters at wwu(you know I love ya) also Tee ,Azara, I'ysha and Vette, Big Dog, Michelle and Family (RIP JON).. My Precious Friend Clive And Family, MUCH LOVE for My family in NY and Tacoma and Kitsap and all over the country.. My Auntie and Unkie in the "Big Easy) and anyone I may have forgotten... God Bless! Peace and Serenity to all... Beat the heat(violence).. Love is a VERB.. Be nice to Humans and Animals! firstname.lastname@example.com
dystonia links
A Patient's story
more Dystonia 411
Therapy Q&A
Drug list
About myself and my passions
Lessons In Love
It's Real(Domestic Violence)
Links for Serenity
For Women


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FOOD FUN: Beer Flavored Jelly Beans
Chew, don't chug, these beer-flavored jelly
beans. Photo courtesy Jelly Belly.
What if your kid's first beer was a jelly bean?
Just in time for St. Patrick's Day, Jelly Belly Candy Company has launched the first beer-flavored jelly bean, called Draft Beer.
Beer has been a oft-requested flavor for decades. After years of working on the formulation, the non-alcoholic product is ready for St. Patrick's Day, Easter baskets and beyond.
Jelly Belly sent us a sample and yes, it does taste like beer. The irridescent pale gold jelly beans are alcohol free, yet deliver a beer aroma and subtle beer flavor.
There's a limited edition of the Draft Beer Jelly Belly, colored green for St. Patrick's day, available exclusively at Jelly Belly Visitor and Tour Centers in California and Wisconsin.
All Jelly Belly jelly bean flavors are dairy free, fat free, gluten free, OU kosher, peanut free and vegetarian.
Bottoms up!


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The Things We Keep
Founded in 2011, Brooklyn-based The Things We Keep is a beautiful line of architectural jewelry and wares designed and crafted by Kay Wang. Whether manipulating materials like metals or wood, Kay stays true to the idea that the things that stay with us are the things we keep most dear to us. Using traditional wax casting methods alongside metalwork, each design is an exercise in exploring and culling varied influences to create wearable work of art balanced in both form and function - designs always complement the wearer and are never overbearing. Previously a marketing executive for 9 years, Kay brings her unique perspective to art in her work as designer whether crafting her sculptural jewelry or functional objects.


text: Rhea Durham stunned in a peach chiffon dress at the 68th Annual Golden Globe Awards held at The Beverly Hilton hotel on January 16, 2011 in Beverly Hills, California. Rhea Durham Golden Globes 2011 dress was a floor length evening prom gown, ruched bodice with strapless sweetheart neckline, flowing chiffon skirt with a draped detailing. Rhea Durham peach was beautiful, could be a perfect prom dress 2016 to any formal occasions, or as a bridesmaid dress 2016. Shop Rhea Durham peach strapless chiffon dress at Golden Globes 2011 for 149.99, find Rhea Durham dresses and Golden Globes dresses for sale under 200


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Simon Helberg & Jocelyn Towne interviewed for FAULT Magazine Online
We'll Never Have Paris is a surprising, honest and enjoyable romantic comedy, with an all-star cast, dark subtle humour, great physical bits, and lots of cringe moments to have you peeking at the screen through your fingers. It is surprising as it's made by the guy most people know as, 'the guy from the Big Bang Theory,' and even more surprising as it is as far away from the broad gags fans of the popular sitcom love. Simon Helberg and wife Jocelyn Towne co-directed the movie penned by Simon about the time before they got married and after they broke up. In it, Simon gives a strong, heart-felt performance, which left me wondering if it was the same guy from that show on E4.
I was tenth in line at the press-junket set up during Simon's and Jocelyn's breakfast. They seemed to be on autopilot at first, so I let them continue…
Simon: The movie is based on our real life break up before I proposed. It's a disastrous and clumsy break up, followed by an even more embarrassingly horrific proposal, but at its core it's about a quarter-life crisis.
Jocelyn: The next question is, what was it like working together, since you're both directing the film.
Fault: Go ahead, this is great.
Simon: Thank you.
Jocelyn: It was challenging working together and also a great experience. We developed a shorthand during pre-production of what we were looking for and then when we got on set we went about trying to execute that. It wasn't always the smoothest sailing, but we got better and better at communicating and working together.
Fault: Not the smoothest sailing, cause 'someone' is a diva?
Jocelyn: He's so demanding.
Simon: I had a Bentley take me to work every day.
Fault: I've found that working together and living together can be a nightmare.
Jocelyn: We're both really passionate and obsessive about our work so while it is a little bit complicated to take it home every night, as it shoves parts of the relationship out the window, it worked out really well. We were able to turn to each other at the end of each day and discuss the same thing, and I think it helped make the film better because we were able to keep discussing it at all hours.
Fault: Simon, who did you complain to when you got home at night?
Simon: Well I made the mistake of complaining to Jocelyn about herself. I told her that the director is driving me crazy!
Jocelyn: It was the most stressful thing we've ever done.
Simon: We lived in a little bubble, just the two of us, unfortunately reliving a lot of those tragic mistakes that I had made in the past. I don't know if it was therapeutic or just pure…
Jocelyn: Narcissistic.
Fault: Simon, as opposed to being a part of an ensemble cast like with the Big Bang Theory, you are a writer of this film, the co-director, this is you, this is your story. Did that add to the pressure of making the film?
Simon: It feels like it is mostly on my shoulders, which is hard. I had nobody else to blame if a joke didn't work, if the craft service was bad, if the lighting got messed up, I felt essentially it's all me. Of course Jocelyn and I were collaborating, but I definitely felt like, 'oh my god, I've brought everybody here to tell this story about a very self-indulgent time in my life and in some ways and here I am indulging in it again.' But I think the terror of being vulnerable and honest and depicting myself in what wasn't the best light or, weren't the best times of my life, was something that excited me, and scared me.
Fault: Simon, you are from a very successful long running show. One would assume that you could just do that character forever and make a lot of money doing it.
Simon: I could just do that, but my interest goes beyond playing one character or doing one kind of thing.
Jocelyn: There's always going to be something else that you want to do. Art is sort of this black hole. It's insatiable because you do one thing, and you think that's the one thing I always wanted to do, and then there's a new desire that pops up from that.
Simon: I think it's an easy defence mechanism to just stay with the one thing and keep yourself safe. It's very scary to put yourself out there in any way at all, whether it's walking up to somebody and saying hello, or making a movie, or confronting whatever it may be. When you're in any vulnerable situation I think it's easy to shut down or get angry and say, 'I don't really care anyway,' and I do a lot of that. I'm trying more to enjoy this part of it because it's rare. I'm getting to watch our movie in a theatre with people, and it's…
Jocelyn: Really cool.
Simon: Really. I try to hold on to that moment, and not for validation or praise, but because nothing is more honest that a collective group of people experiencing something together and having a visceral reaction sitting in a room. It tells us all that we need to know.
Fault: Can the show be limiting?
Simon: The show can be limiting. I don't think that's taboo to say. I don't even mean it negatively. I'm playing one character and even though it's gotten this incredible long run and will continue to run, hopefully, and you'll get to see more colours of this guy, it's still one character so it's as limiting. It's a hot button topic. 'Do you get to pigeon holed?' 'Is it limiting?' I think about those things too. Do I get to…
Jocelyn: Will people always see me in one way?
Simon: '…I'd love to play other parts, but do they see me only as that guy?' It's something that is scary. I understand it too, because I've seen certain people say things, and they clearly have a hard time separating me from the show, and I'm guilty of the same prejudice in a lot of ways. There's a lot of people who do one thing, or are known for one thing, and then I see them do something else and my immediate knee jerk reaction is, 'WOW!' and I didn't realise that I had limited the person in my own head.
Words: Chris Purnell


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Give Your Event the Perfect Atmosphere with the Perfect Band or DJ
Whatever type of musical entertainment you are looking for, Edwards Events and Entertainment will hit the right note. We offer an assortment of bands, musicans and DJs in every musical style from classical to rock. Do you need light jazz to relax the atmosphere and create an ambiance that provides easy conversation? Do you need a DJ to excite the mood and drive the rythm of the event? You decide and we provide.
Click the links below for more information or call (856) 227-1217 to book your event today!


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Rock County Coroners and Medical Examiners are responsible for determining the cause, time, and manner of death for a deceased person. They also maintain Rock County death records, which include information filed with the state or local government authorities. These records list information about how the deceased individual passed away, the time and place of death, and any personal information about the deceased, such as the person's name, date of birth, and age at death. Coroners and Medical Examiners in Rock County, Minnesota also keep reports on autopsies, cause of death investigations, and other reports made by their office. These Rock County public records may be available through the Coroner and Medical Examiner website.
Rock County Medical Examiner & Coroner Luverne MN 1601 Sioux Valley Drive 56156


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The Morrissey-solo Wiki is a continual work in progress, most of the data still needs to be populated. See the To Do page if you want to help.
Pomona, California 2011-11-28 (Morrissey concert)
Jump to navigation Jump to search
|Morrissey Live
|World Tour 2011
|November 28, 2011
|Fox Theater
|Pomona, California
|Opening Act
|Kristeen Young
Set List [1]
- I Want The One I Can't Have
- You Have Killed Me
- You're The One For Me, Fatty
- When Last I Spoke To Carol
- Black Cloud
- One Day Goodbye Will Be Farewell
- Speedway
- Action Is My Middle Name
- Maladjusted
- Ouija Board, Ouija Board
- Scandinavia
- All The Lazy Dykes
- People Are The Same Everywhere
- Satellite Of Love
- Everyday Is Like Sunday
- Meat Is Murder
- Still Ill
Related Items
- Fox Theater, Pomona, California (2011-11-28 ) post-show - Morrissey-solo
References And Notes
- ↑ Set List provided by cesar1978 / Morrissey-solo Forums


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Download This Sample
This sample is exclusively for KidsKonnect members!
To download this worksheet, click the button below to signup for free (it only takes a minute) and you'll be brought right back to this page to start the download!
Sign Me Up
Juneteenth is short for June Nineteenth, which marks the enforcement of the Emancipation Proclamation in Texas in 1865. It was Union General Gordon Granger who read General Orders No.3 stating that all slaves were free. Today, it commemorates the end of slavery in the United States and is also known as Freedom Day.
See the fact file below for more information on the Juneteenth or alternatively, you can download our 24-page Juneteenth worksheet pack to utilise within the classroom or home environment.
Key Facts & Information
- On January 1, 1863, U.S. President Abraham Lincoln issued the Emancipation Proclamation at the height of the Civil War. On paper, slaves in Texas were free, but they were not aware of it. Texan slave owners kept the news to themselves, delaying emancipation of 250,000 slaves by another two years.
- There are several theories why such news was delayed, including the murder of the messenger and securing further cotton harvests from Texas.
- Other delayed news was the surrender of Confederate General Robert E. Lee at Appomattox Court, which was only heard more than two months after.
- In reality, Lincoln's Emancipation Proclamation did not really free all slaves. It was only applicable to Confederate states, not in slave holding Border states.
- On June 19, 1865, two and a half years after the passage of the Emancipation Proclamation, Union General Gordon Granger and his troops rode to Galveston, Texas, and enforced the end of slavery. General Order. 3 stated the following:
"The people of Texas are informed that, in accordance with a proclamation from the Executive of the United States, all slaves are free. This involves an absolute equality of personal rights and rights to property between former masters and slaves, and the connection heretofore existing between them becomes that between employer and hired labor. The freedmen are advised to remain quietly at their present homes and work for wages. They are informed that they will not be allowed to collect at military posts and that they will not be supported in idleness either there or elsewhere".
- Despite Granger's announcement, some slave owners deliberately suppressed the news and waited until the end of the cotton harvest season.
- Following the announcement was a time of "scatter". Most freed slaves and their families left Texas and migrated to northern states to start a new life. They were not interested in working under their former owners despite the involvement of pay.
- A freed slave named Susan Merritt recalled that some slave owners were terribly unhappy about the announcement. Before legally freeing some slaves, they were beaten, lynched, and sometimes murdered.
- After a year, freed slaves conducted minimal celebration of Juneteenth because of growing segregation. Areas such as parks, business establishments, and schools were all segregated into white and colored areas. As a temporary remedy, all former slaves pooled $800 and bought 10 acres of land known to them as "Emancipation Park", in 1872 until the 1950s. It became the only public park and swimming pool in Houston open to all African-Americans.
- In 2016, the renovated Emancipation Park was opened for Juneteenth celebrations in Houston, Texas.
- On January 1, 1980, Texas became the first state to declare Juneteenth as a holiday.
- The Juneteenth flag, designed by L.J. Graf, represents African-American history and their freedom. The bursting New Star stands for the state flag of Texas with new freedom and new people.
- The red, white, and blue colors remind that all African slaves and their descendants are Americans.
- During the Jim Crow era until the Civil Rights Movement, Juneteenth celebrations declined in popularity.
- Even though Juneteenth is not a federal holiday, states of Alaska, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Idaho, Indiana, Illinois, Iowa, Louisiana, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, New Jersey, New York, North Carolina, Ohio, Oklahoma, Oregon, South California, Texas, Tennessee, Vermont, Virginia, Wisconsin, Wyoming, and Washington D.C. celebrate this day.
- In many southern states, Juneteenth is celebrated with readings and oral history along with strawberry sodas and barbecues. Some serve Marcus Garvey salad to honor the black nationalist. In addition, over 200 cities across the United States host contests, parades, and concerts.
Juneteenth Worksheets
This is a fantastic bundle which includes everything you need to know about Juneteenth across 24 in-depth pages. These are ready-to-use Juneteenth worksheets that are perfect for teaching students about the Juneteenth which is short for June Nineteenth, which marks the enforcement of the Emancipation Proclamation in Texas in 1865. It was Union General Gordon Granger who read General Orders No.3 stating that all slaves were free. Today, it commemorates the end of slavery in the United States and is also known as Freedom Day.
Complete List Of Included Worksheets
- Juneteenth Facts
- 'Til the End of Slavery
- Lincoln and Emancipation
- Famous African-Americans
- Black History Milestones
- On the Map
- Freedom Hunt
- General Order No.3
- Emancipation Wall
- Why Celebrate?
- Essence of Juneteenth
Frequently Asked Questions
What is Juneteenth actually celebrating?
Juneteenth celebrates the day that enslaved people in Texas were told they were free. This happened on June 19, 1865.
Why is it called Juneteenth?
Juneteenth is a holiday that celebrates when slavery ended in America. Some people also call it Emancipation Day or Juneteenth Independence Day. The name "Juneteenth" comes from the month and day that the holiday happens, which is June 19th.
What does the Juneteenth symbol mean?
The Juneteenth flag has a star that is new and bursting on the horizon. The red, white, and blue colors show that American slaves and their descendants include everyone. This new star represents freedom for all people.
Link/cite this page
If you reference any of the content on this page on your own website, please use the code below to cite this page as the original source.
Link will appear as Juneteenth Facts & Worksheets: https://kidskonnect.com - KidsKonnect, May 26, 2022
Use With Any Curriculum
These worksheets have been specifically designed for use with any international curriculum. You can use these worksheets as-is, or edit them using Google Slides to make them more specific to your own student ability levels and curriculum standards.


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Canine Coach
Embark on a positive journey with your dog
Since childhood, animals have been an unfaltering fascination for the founder and head trainer of Atlanta Canine Coach, Leah Dawson. With the help of a supportive family and knowledge accumulated over the years, ACC was formed out of love and ambition.
In addition to having managed multiple high-occupancy upscale pet boarding facilities, apprenticing under reputable dog behaviorists, obedience instructors, professional groomers, and animal nutritionists, Leah is also a trained veterinary assistant and technician. Besides her professional working experience, she has enjoyed training the dogs of both family members and friends since the age of 7. She often puts her rescued Rottweiler mix, King Tubby, to work as a rehabilitation assistant, doggy ambassador, and mascot. Her German Shepherd, Prince Jammy, is a former IPO prospect and excellent demo dog with an extensive repertoire of tricks and obedience commands which he loves to show off. Leah looks forward to continuing to expand and improve her knowledge of animal behavior and husbandry through her academic studies and hands-on experience.
Being active in the volunteer community is a very important part of the business model for ACC and we strive to consistently provide assistance and resources to local animal rescue groups and shelters, often taking in dogs for extensive boarding, training and rehab pro bono to improve their chances of finding a permanent home. A few "unadoptable" dogs have even found sanctuary at ACC when they had no where else to go and were in danger of being euthanized and have found a permanent happy home with us.
Leah grew up in Southern California and Florida and currently happily resides in Decatur, GA with her 4 dogs, 3 cats and frequent fosters. She truly loves animals and looks forward to the positive impact that her guidance can have on dogs and their families.


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Fixed Exchange Rates
When goods, services, and capital can flow freely across international borders, floating foreign exchange rates adjust to the demand and supply of each currency in the marketplace. However, before the 21st century, exchange rates were largely fixed either by the agreement of cooperating countries or by the unilateral action of a country's central bank. Sometimes, such as with the Bretton Woods System, which lasted from 1945 to 1971, the exchange rate peg is managed to within a narrow band of values rather than a fixed amount. For instance, Hong Kong has pegged its dollar to the United States dollar since 1983, restricting the exchange rate to within 7.75 to 7.85 Hong Kong dollars (HK$) to each United States dollar.
The main benefit of fixed exchange rates (a.k.a. pegged exchange rates) is that it reduces risks for both businesses and investors. For countries that have had profligate economic policies, a fixed exchange rate can help to establish a credible low-inflation policy, and it can enhance the transparency and accountability of the country's monetary authority, which is usually the central bank.
Previous to 1973, countries of the world were on relatively fixed exchange rates, either because they were on the gold standard, or because they were parties to the Bretton Woods agreement that was signed in 1944 and required the participating countries to peg their currency to the United States dollar while the United States dollar was pegged to gold at the rate of $35 per ounce.
Fixed exchange rates were then possible, because there was far less global trade and exchange of currencies. Businesses benefited from the fixed exchange rates because it eliminated foreign exchange risk. However, because the United States started printing more money to help finance the Vietnam War, the Bretton Woods agreement started to break down, since the other countries were not willing to inflate their money supply to maintain their peg with the United States dollar.
Nowadays, with global trade much greater than it ever has been before, fixed exchange rates would hamper trade and would prevent central banks from managing their own economies through monetary policy.
However, there are 2 scenarios in which a country would want to fix its exchange rate to a particular currency:
- When a country prints too much money and the people lose faith in the money, sometimes the solution is to peg the currency to a reliable source, which often has been the United States dollar. Such was the case with Argentina in the 1990s.
- Many emerging market countries, such as China, fix their exchange rate, because exports are more important to them and affect a larger part of their economy. Without a fixed exchange rate, the currency of a country that exports more than it imports tends to appreciate.
Sometimes, an extreme solution to rampant inflation is dollarization, where a foreign currency is adopted by the people for local transactions. It is called dollarization because the United States dollar is most often adopted, not only because it is relatively stable, but also because many people in poor countries receive US dollars from relatives living in the United States.
How Exchange Rates Are Fixed
The quantity of currency or money in any given economy is highly regulated by the central banks in response to the health of their economies. Because the growth of the money supply is no longer coordinated with other countries, a floating exchange rate is the only thing that can work. Furthermore, floating exchange rates allows the flow of capital to its most efficient uses.
If the central bank wants to fix the exchange rate, then it must be willing to exchange the domestic currency for the reference currency at a fixed rate. Generally, the central bank will have no problem supplying its own currency, but it would need large reserves of the reference currency, since it would have to stand ready to exchange one for the other. For instance, in 2007, Hong Kong had $136 billion, which was more than 7 times the amount of Hong Kong dollars in circulation, to maintain its peg.
Domestic Policy and Capital Market Arbitrage
When capital is free to cross international borders, the major disadvantage of fixed exchange rates is that the monetary policy of the pegging country will be subjected to the monetary policy of the reference country, because to maintain the peg, the interest rates in the pegging country must be equal, or close, to the interest rates of the reference country. Otherwise, capital will flow from the low interest-rate country to the high interest-rate country, until the interest rates are equal – this is called capital market arbitrage.
To illustrate, suppose the European Central Bank (ECB) wanted to peg the euro to the United States dollar. However, the main monetary policy objective of the ECB is to maintain price stability. If inflation starts to increase, then the ECB will want to restrain inflation by raising interest rates. Such was the case in early 2011, when both the Federal Reserve and the ECB maintained interest rates close to zero. However, inflation in Europe was starting to increase, so the ECB raised their interest rates. However, if the euro was pegged to the United States dollar, then Americans would have an incentive to convert their dollars into euros so that they can buy European bonds or deposit the euros in a European bank to earn a higher interest than what they could earn in the United States. This would increase the demand for euros and decrease the demand for dollars; therefore, the ECB would have to increase the supply of euros to keep the exchange rate pegged. But increasing the supply of euros will increase the supply of money, thereby leading to higher inflation, which is the exact opposite of the ECB's monetary policy objective, which is to maintain price stability.
Hence, when capital is free to cross international borders, a central bank can either set the domestic interest rate or fix the exchange rate – it cannot do both.
Fixed exchange rates can only be maintained if the macro economies of the 2 countries are closely related and in the same phase of their economic cycle; otherwise, the equalization of interest rates will probably have a deleterious effect on the pegging country.
For instance, when Argentina fixed its exchange rate to the United States dollar in the 1990s, their domestic interest rate would be influenced by the Federal Reserve's Open Market Committee (FOMC), whose decisions would only be predicated upon conditions in the United States — no consideration would be given to the state of Argentina's economy. Likewise, the FOMC would not be concerned about how their decisions would affect the economies of China and Hong Kong, 2 countries that still peg their currency to the United States dollar. Indeed, how could the FOMC reach any decision if they had to be concerned with its effects on 4 separate economies?
Fixed exchange rates also prevent the stabilization of the economy. For instance, if the country is in a recession, a central bank that can set its own domestic policy would lower interest rates, which would lower the foreign exchange rate of its currency, thereby stimulating the economy by lowering the price of its exports. But without a floating exchange rate, this economic stabilization will not occur.
If a fixed exchange rate is untenable, then the monetary authority can usually change the peg by either devaluing or revaluing the domestic currency. Devaluation lowers the value of the domestic currency against the reserve currency, while revaluation increases the value. Note that devaluation and reevaluation are deliberate policies executed by the monetary authorities. In contrast, with floating exchange rates, appreciation and depreciation describes the rise and fall of a currency with respect to other currencies, which is determined by the market.
Generally, large developed countries, such as United States or Europe, have largely self-contained economies where exports and imports account for only a small portion of their GDP, so domestic concerns are paramount. However, for small countries, imports and exports are far more important. Therefore, emerging market countries tend to fix the exchange rate while letting their domestic interest rate rise or fall with the flow of currency.
However, if investors lose confidence in an emerging market economy, then they may sell the bonds to get their money out of the country. This flight of capital causes the country's currency to depreciate rapidly and domestic interest rates to rise rapidly, which, over the short term, would have a depressing effect on the economy — the exact opposite of what would be needed. To prevent this scenario, countries that peg their currency often enact capital controls, which restrict the flow of capital into and out of the country, thereby allowing the country to maintain its peg while also giving it the flexibility of conducting monetary policy to the benefit of their economy.
Capital Controls
Capital controls allow countries to fix their exchange rate and still use monetary policy to regulate their economies by preventing the flow of capital from reaching its economic equilibrium. Inflow controls restrict the ability of foreigners to invest in the country, whereas outflow controls restricts taking currency or transferring funds out of the country.
Some examples include the following:
- China restricts the trading of its currency.
- Brazil imposed a 6% tax on the foreign purchases of its bonds.
- In 1998, Malaysians were prohibited from taking more than 1000 ringgit, which is Malaysia's currency, out of the country and the proceeds of the sale of any Malaysian security by a foreigner had to be kept in the country for one year.
Economists generally frown upon capital controls, since they impede the flow of capital to its most efficient uses. Any country that resorted regularly to capital controls would be avoided by investors, since, naturally, they like to keep control of their money.


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Yellowstone & Grand Tetons 2013
After visiting Yellowstone & The Grand Tetons, I do not know how an individual can see such a thing and not believe in God. Seriously, the scenery was amazing out there. We went with the Rodimel family; Mom, Dad, and Hannah. It was a lot of fun! Continue reading


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Leverage technology for business success with online IT degrees & programs
Position yourself to launch or advance an exciting technology career with one of almost a dozen different information technology associate, bachelor's or master's degree programs at Franklin. Choose from a broad range of online IT degrees that prepare you to help organizations leverage technology to provide services and solve problems.
At Franklin, you can join the 80 percent of students who enroll in one of our many online degree programs and finish your cutting-edge, real-world-focused degree program conveniently online. Discover your technology degree options now.


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Eight-Story, 16-Unit Rental Building Filed At 876 Bergen Street, Crown Heights
Property owner Solomon Feder, head of Velocity Framers USA, has filed applications for an eight-story, 16-unit residential building at the vacant lot of 876 Bergen Street, in northwestern Crown Heights. Located five blocks south of the Franklin Avenue station on the A/C lines, the building will measure 10,846 square feet, which works out to units averaging a rental-sized 680 square feet. Asher Hershkowitz is the architect of record.


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CentOS and Red Hat Linux to Certified System Administrator!
Learn the basics of CentOS and Red Hat Linux! Prepare and pass the RedHat certified system administrator (RHCSA) exam!Watch Promo
You can use this course immediately to inspire your learning with Red Hat Linux and your preparation for the RedHat Certified System Administrator Exam (RHCSA)! Ask any question you have about CentOS, Red Hat Linux, or the RHCSA and get an answer quickly!
Whether you have no experience with Red Hat Linux or any other type of Linux operating system, you can count on this course to get you started with the basics and show you what to do all the way into the advanced material. You get to see immediately why Linux is worth learning and using. Next, a basic familiarization with the graphic user interface leaves you feeling like you know your way around. Then, into the file system navigation and command lines. Finally, you experience the packet manager and are ready to dive deeper into the material!
If you are a veteran already at Red Hat Linux and want to continue your Red Hat Linux certification training, you will get the essentials for the exam delivered through three chapters explaining the key functions and highlighting what you need to know for the test. The key with passing any exam is simply effort. This course gives you another excellent resource to use along with your existing study materials to make sure you pass the RHCSA exam!
Thank you for reading this! Ermin and I look forward to serving you as a student in our course! Click take this course now to get lifetime access!
Your Instructor
Strongly motivated young IT expert, Linux enthusiast with a passion for troubleshooting network related problems. With an exceptional eye for details and a sense of urgency when it comes down to problem solving.


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While it has yet to be officially confirmed, recently discovered floor plans for the main exhibitor hall of the 2017 Electronic Entertainment Expo (E3) hint at Activision having a larger presence on the showroom floor during this year's event.
The floor plan was originally shared over on NeoGAF, confirming that some of the hall's larger booths will be owned by companies like Bethesda, Ubisoft, Bandai Namco, and Activision. Meanwhile, on the official E3 2017 website, Activision is also listed under the "Participating Companies" banner, though this simply means the company's games will be featured as part of the show.
The reason why the presence of an Activision booth during E3 2017 would be a bigger deal than usual is that the company famously chose to skip E3 2016 (the first time it had ever done so in the event's history). As an alternative, Activision chose to host a separate event alongside Sony where they unveiled the latest entry in the Call of Duty lineup, Infinite Warfare.
No matter how big or small Activision's E3 presence is this year, they're expected to reveal both this year's new Sledgehammer Games-produced Call of Duty title as well as the long-rumored Destiny 2 from Bungie during the E3 2017 event period.
The NeoGAF floor map also seems to confirm that Warner Bros. will be on deck during this year's E3 which means it will hopefully divulge new information on the recently unveiled Middle-earth: Shadow of War.Load Comments


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It is no longer a hypothesis that our current processes used to establish commercial relationships are flawed – on both the buy and sell side. Yet we keep trying to optimize each side of the process (which logically may mean we are increasing the value destruction) and don't identify the flaws that continue to diminish value for both sides. Most of the time is spent on the pre-nuptial agreement, trying to anticipate all the things that may go wrong (self-fulfilling prophecies perhaps?) and how to protect our own interests.
Far more time should be spent on establishing a good relationship and working on the marriage in order to multiply the total value for both partners. In the first of a two-part series, Anne will challenge long held assumptions based on Theory X that drive the wrong behavior and propose going even beyond Theory Y (Best Practices) to Theory Z (Next Practices). She will explore how both the buy side and sell side approach the contracting process today, when the leverage shifts between the two parties and how to improve the way we work with our trading partners.
If you are interested in learning how to address changes in processes and competencies to create a relationship that will result in a sustainable marriage, then this is a session you will not want to miss.
Click Link Below for PDF of Presentation:
Part II
In the second part of this two part series, we will address how to build a sustainable relationship after the marriage takes place. In addition, if you are interested in joining a small working group to address these issues, that opportunity will be available to you.
Click here to view the second part: Building High Value Relationships Under Theory Z
Latest posts by Anne Kohler (see all)
- Do You Know the Difference Between Strategic Sourcing and Category Management? Effective Interviewing IS a Critical Consulting Skills!! - December 1, 2022
- Do You know the Difference Between Strategic Sourcing & Category Management – It's ALL About Change Management . . . - November 10, 2022
- And the Decision Goes To . . . . - October 27, 2022


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Epaulette Sepoy Bihar Regiment
- Made on Olive Green Terrycot Cloth
- Zari Embroidery on Epaulette
- Wear by Sepoy of Bihar Regiment only
- Pack of Two Pieces Make One Pair
Order will only be delivered to Government Address
Epaulette is a type of Shoulder Piece which is used as an insignia of Rank by Forces. This Epaulette is made on Premium Quality Olive Green Terrycot Cloth with Zari Embroidery. This Epaulette is only wear by Sepoy of Bihar Regiment of Indian Army.


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Sterigenics and Cancer
You may have heard or read the front-page news about Sterigenics recently. There is evidence that this Chicago-area business has for decades been releasing toxic, cancer-causing fumes into the Willowbrook community. There is further evidence that some government entities knew about the great public risk this entailed, but did not alert the public. As the evidence against Sterigenics continues to rise, so too do the number of personal injury and wrongful death lawsuits against the company.
Sterigenics is a plant in Willowbrook, located in DuPage County, west of Chicago. As part of its operations, Sterigenics routinely emits the gas ethylene oxide. Ethylene oxide is used to sterilize medical equipment, such as surgical trays. Sterigenics operates over 40 facilities in 13 countries.
Cancer Clusters
According to the CDC (Centers for Disease Control), when a greater-than-expected number of cancer cases within a group of people in a certain area over a certain amount of time appears, it may be a cancer cluster. Could there be a cancer cluster in Willowbrook?


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GCARS is made by fuzziqer. He's a cool guy, so you should be nice to him.
GCARS, by loading it to the Gamecube, using one of several methods, allows one to play Gamecube games online versus other players. These games require scripts. I decided I was interested in making scripts. Also, it would be nice if that stuff was organize, hence the page.
In order to use these backup files, you must use ctr-gcs. I have the program backed up on my account (if the original author does not like it, then I can take it down and make a link to his site instead. As it stands now, I have no idea where I got this program).
Latest Savefile
March 6th, 2007
March 4th, 2007
February 24, 2007
August 14th, 2006
August 13th, 2006
August 10th, 2006
Super Smash Brothers Melee USA v1.0
F-Zero GX USA
Soul Calibur II USA
Capcom Vs SNK 2: EO
TimeSplitters 2 USA
Click here to go back.
This Web Page Created with PageBreeze Free HTML
This is because I hate working in markup language. Hooray for me!


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We have a real mix up of pictures in this gallery. A beautiful sunrise again from San Remo, a Top and Tailed auto ballaster and fire engines and dustcarts on Blenheim. Such a gorgeous day at Dawlish that it reminds us that summer isn't that far away. We are due our first special of the year on Saturday but as yet we are unsure what the traction is other than Diesel. i'll try to post more details in time for the pass.
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2019 'Bartl' Chardonnay
The Bartl is a special vineyard, planted by our special friend Stephan Bartl.
It produces wines of rare intensity and concentration, cropped at 1.5-2 tonnes to the acre it undergoes indigenous yeast fermentation in 100% new French oak puncheons. Then racked off to around 80% new French oak for 12 months where it naturally goes through MLF.
The wine displays ripe nectarines and complex spicy notes, we made only 1200 bottles and this wine is sure to sell quickly.
Sold Out
Wine Specs


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Last night flags were waved, toes were tapping and people were singing along as the Victorian community came together to celebrate Israel's 66th birthday.
The Melbourne Recital Centre, provided the perfect venue for ths incredible celebration. Young and old celebrated as they revelled in Israel's rich tapestry of cultures and traditions – a tapestry that weaves together old and young, east and west to bring a completely new and vibrant look and sound to the world.
The transition from Yom Hazikaron to Yom Ha'atzmaut was a poignant occasion and as we neared the close of the period of reflection and sorrow, we honour and stand proud in recognition of the Israeli Defence Forces, members of other security forces and all those who strive for peace and security for all Israel's citizens and for Jews around the world.
Yom Ha'atzmaut is a celebration of a country that for 66 years has offered the world the fruits of its innovation and resourcefulness. A country who have offered the Jews of the Diaspora a homeland and a country for which we are extremely grateful and proud.
School groups, youth movements and community leaders all played a vital part in making the sold out concert a successful event. The headline act of the concert, Lior did not disappoint. His velvet voice weaving a story of his childhood songs and memories, bringing an extra special angle to the event.
Musical director Adam Starr outdid himself yet again bringing a perfect mix of old and new to the venue.
Zionist Council of Victoria's President, Sam Tatarka said:
"Israel thrives at 66 years of age, the nation State and homeland of the Jewish people is a truly amazing country that has achieved so much in its short history and looks set to go on doing so for many years.
"In the coming year the Zionist Council will continue its efforts in advocating for the State. We will give the community the opportunity to engage with the issues through the provision of a range of stimulating, thought provoking and educational activities that give expression of diversity of opinion and perspective. Activities that inform an empower people to engage with Israel and the issues that continue to confront it as it develops in the years to come.
"At the heart of all our efforts is the hope that Israel will one day live in peace and harmony amongst its neighbours. May that day indeed come soon."
His Excellency, Shmuel Ben-Shmuel, Israel's Ambassador to Australia said:
"To be independent, to be free, and to have the right to express our own destiny as a people and as a nation was a dream that we kept alive even in the darkest moments our history.
"Perhaps one of our greatest successes to date is the State of Israel's commitment to protecting our fellow humans; preserving their right to survival – no matter their religion, creed or ethnicity.
"Israel is a true success story. A small country with already six world-class universities, more scientific papers and Nobel Prizes per capita than any other nation, and the most advanced high-tech sector outside of Silicon Valley.
"It brings me great pride to see Israel's national day celebrated with as much passioin and pleasure here, as it is in the streets of Jerusalem and Tel Aviv, because this is truly one of the most warm, passionate, and committed Zionist communities I have ever seen."
For more information please contact:
Brenda Segal
T: (+613) 9272 5507 E: email@example.com


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Nefab GreenCALC
Full utilization of the Life Cycle Assessment method, which analyzes environmental impact from the raw material, production, logistics, use and end of life phases.
- Analysis of multiple impact categories, such as Global Warming Potential (GWP), water and energy consumption.
- Integrated with the databases of SIMA Pro, the world's leading life cycle analysis software for impact calculations.
- Developed in a partnership with the French environmental consultancy company EVEA.
- Audited and approved by the Bureau Veritas Certification and compliant with ISO 14040 and ISO 14044.


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The prefectural capital is Akita.
Akita Prefecture is famous as a place of production of the rice of Japanese top class. Especially akitakomachi is popular.
The harvest of rice is the 3rd in Japan. And vegetables, a flower, an apple, beef, milk, etc. are famous.
71% of area is a forest. The quantity which produces wood is the 4th in Japan. They are processed and shipped to the lumber etc. which build a house. And mushroom cultivation of maitake mushrooms, shiitake mushroom, etc. is also performed using the tree.
A cities, towns and villages list is here.
|Ranking of Akita
|National ranking
|Area (2009)
|The 5st place
|11,636 square kilometers
|The number of cities, wards, towns, and villages (2010)
|The 33st place
|25 cities, towns and villages
|Population (2008)
|The 37th place
|1,130,823 persons
|Number of households (2008)
|The 37th place
|416787 households
|People-of-the-prefecture gross product (substance) (2007)
|The 36th place
|4,114,833 (unit: 1 million yen)


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Mmmm…pizza! How can you not love pizza? I wrote about the best pizza I've ever had at La Rocco's in San Clemente when I was down there a few weeks ago. Tonight my wife made an equally excellent pizza in the same New York style. This pizza was a homemade thin crust with pepperoni, fresh tomatoes and basil. Good stuff!
Here is an idea for a fun family evening. Make pizzas together. It's fun to get the kids involved with making the dough, rolling it out and then putting on the ingredients they want on their very own pizzas. My kids tend to eat more when they have made it themselves.


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Actor Kartik Aaryan, who is currently shooting for "Bhool Bhulaiyaa 2" here, flaunted some soccer skills between shots to beat the "Rajasthani cold".
Karik shared a video of himself playing soccer with two boys. He seen sporting a white t-shirt, floroscent jacket, track pants and a cap.
He captioned the clip: "Beating Rajasthani cold… With some morning football sesh…"
Directed by Anees Bazmee, the film also stars Kiara Advani.
"Bhool Bhulaiyaa", directed by Priyadarshan, released in 2007. The film was an official remake of the 1993 Malayalam film "Manichitrathazhu".
The film also featured Shiney Ahuja, Vidya Balan, Ameesha Patel, Paresh Rawal, Manoj Joshi, Asrani, Rajpal Yadav and Vikram Gokhale. Vidya's performance in "Bhool Bhulaiyaa" is still considered iconic and regarded as one of her best to date.


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The Murphy Vostok Bezel Review
I don't believe I've ever done a review for a watch part before (bracelets aside) but it had to happen sooner or later I suppose so here goes.
If you are a fan of Russian watches and Vostok Amphibias in particular, you are probably already aware of one of the more irritating characteristics of the watch. That would be the stock bezel. In almost all respects, Vostok did a splendid job on the Amphibia. It has a stainless steel case, a rugged automatic movement that can hand wind, an acrylic crystal that can be polished free of scratches very easily and, best of all, a very low price. One of the few details that is sub-par on the Amphibia is the stock bezel (the other being the lume which is awful). The standard Vostok bezel is a piece of chrome plated brass with painted accents. It looks pretty good and functions acceptably but, like anything made of brass, it scratches very easily. Until recently, the only option for us Vostok fans with damaged bezels was to procure a factory replacement part. That's not the case anymore.
Murphy Manufacturing, run by Dave Murphy, has come up with a terrific replacement bezel for the Amphibia. Unlike the original, Murphy's bezel is a beautifully solid piece of stainless steel that fits the Amphibia's case flawlessly. The machine work on this part is really very well done. Its so good, in fact, that I wish Vostok would just subcontract the bezel part of their business to Murphy. He really does a significantly better job.
The Murphy bezel does not ship with a bezel insert (the black part in the images above). That can be obtained from a variety of sources that sell Seiko 007 diver bezel inserts (I got mine here) The bezel fits on the Amphibia (or Komandirskie I suppose) using the same bezel wire that the stock unit is secured with. In terms of dimensions, the Murphy bezel sits a little higher than the stock unit. In the side by side shot above (the original bezel equipped model is on the right), you can see the difference between the stock bezel and the Murphy replacement. The increased height is needed to accommodate a bezel insert.
Overall, the Murphy bezel is a real home run. It addresses one of the big weaknesses in Vostok's design in a very elegant way. The whole character of the Amphibia is remarkably enhanced by this seemingly small change. The Murphy bezel can be obtained by contacting Dave Murphy at Murphy Manufacturing Co. . If you collect Vostoks, treat yourself to one of these.


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Liberty Hall Museum—which is located on the campus of Kean University, one of New Jersey's largest state schools—has been going through an extensive renovation with the goal of allowing their visitors to walk through every era of American history. Recently, the museum took one massive leap toward that objective in the most unexpected of ways. It was announced that the museum discovered several cases of Madeira wine from 1796 that had been shipped from Portugal for the celebration of John Adams's presidency.
The renovation project, which began in late 2015, included revamping the museums wine cellar. That meant replacing the old wine racks and cataloguing each bottle. The museum always knew that had bottles of antiquated wine in their possession, they simply never felt compelled to learn how old they were or why they had been purchased. In fact, at one point the wine racks were sealed off due to the Prohibition era of the 1920's. According to an interview with NJ.com, Bill Schroh Jr., director of operations at Liberty Hall, the museum decided to fill a decanter with a sampling from one of the original casks. They described the taste to be similar to a sweet sherry wine. Researchers believe the wine was originally purchased in the late 18th century to celebrate the second president of the United States. The researchers came to this conclusion because of the date of the wine, coupled with the fact that Madeira was almost exclusively consumed by the elites of the day, primarily because the liquid traveled so well across the Atlantic Ocean, losing little to no flavor.
While the monetary value of discovery has not been made made public, it is being touted as the largest known collection of Madeira in the United States and one of the most extensive in the world.


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I feel like I start almost every book review with, "I was skeptical, but…"
Not this time. I signed up for this review and when the pretty green book arrived on my door step, I almost tripped over my own excitement to get it out of its box.
Friends? I love Jen Lancaster. Love her. I have read ALL of her books (well, Ok, I haven't read Jeneration X yet because the Barnes and Noble by my house DOESN'T HAVE IT! I mean, what??? I think they thought I was a crazy person because I was all "CHECK AGAIN!"
Ahem. Anyway, where was I? Oh yes. Jen Lancaster.
I even met her once. Oh yes, I did.
She told me I looked cute. And then I died.
So anyway, Here I Go Again is her second fictional novel. Her first one, If You Were Here, was pretty good. I mean it was classic Lancaster Hilarity. The only problem I had with it was that the main characters were clearly not just based on, but WERE her and her husband, Fletch. She gave themselves fictional names and stretched the truth of what they had to go through when doing home renovations, but it was totally them.
Funny, but I wasn't sure she could pull of more fiction…at least any that was actually fictional.
When I started reading Here I Go Again, I thought, "Oh dear. This character is a total biz-natch and is just like what Lancaster was like in the very beginning of Bitter is the New Black (her first memoir). And oh look, it seems to be based on 80's stuff. Again." I started getting concerned that my favorite author was not able to actually "do" fiction.
Then I got through the first chapter. And HAD to read the second chapter. And then the third. And then the next day during my commute I started wondering how Lissy was going to get out of the predicament she was in. What would she have to do next? Where was Lancaster going with this plot?
It was a totally easy, fast read…just like all of Lancaster's books. They just flow and before you know it, you've read the whole book in a matter of hours. Or in my case, days because I had to stop occasionally to sleep and work and do motherly things.
The basic plot is this: Lissy Ryder was the bitchy, snobby, horribly popular mean girl in high school back in the 90's. She was a total jerk to every person in the school. She is now in her 30's and her life is in shambles and she is finding out that everyone hates her. By a twist of plot, she goes back in time to try to correct her life…to be a better person…but just like in the movie Back to the Future, every tiny action has MAJOR effects on the future.
I know. It sounds weird. And even though I am a Back to the Future fanatic, I thought it was a weird premise for a book.
But OMG. I was totally into what happened. I mean, halfway through the book you think, "Well look at that, she has made herself a great person…wait, there is half the book left…clearly something is going to go wrong…." And then it does.
So anyway, yes. Jen Lancaster can write fiction. It's crazy, easy to read, and hilarious. It's not going to be the next Great American Novel like The Great Gatsby or Little Women, but it will stay on the best sellers list. And for a good reason…it's awesome.
If you want to follow my {and other's) thoughts about this book on BlogHer, check out the BlogHer Bookclub Discussions.
Legal Stuff: This post was sponsored by BlogHer Bookclub, but all opinions are my own. I really do love Jen Lancaster this much. But I promise, Jen, if you are reading (which you are not because you are far too busy
buying Barbie Dolls while hopped up on Ambien writing something great) I am not a creeper. Swear.


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Why Should You Advocate for Kidney Care? Get involved and make a difference. RSN's advocacy program focuses on State/Federal regulatory and legislative issues that impact or improve the care of people who have chronic kidney disease, including dialysis and kidney transplantation.
According to the latest U.S. Renal Data System Report more than 660,000 Americans are being treated for kidney failure, also called End-Stage Renal Disease (ESRD). Of these, 468,000 are on dialysis and more than 193,000 have a functioning kidney transplant. Each year 100,000 people are newly diagnosed with stage 5 chronic kidney disease (CKD) which is the same as ESRD. About 30 million US adults are estimated to have CKD and most are undiagnosed. Over 103,000 people in the U.S. are waiting for a kidney transplant.


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It's Breaking the Press, out from Fox on DVD. Here's what they have to say for themselves:
Now, I know what you're thinking…what is in this film that's inappropriate for somebody who's eleven years old? It's probably because at that age you don't know not to ask questions like "Why didn't God just let the coach win if he was a good Christian to begin with?" Maybe God had a bet going on the other teams. It's a mystery.
Anyway, where was I? Oh, right. DVDs to giveaway. We have three of them. Want to win one? Here's how that happens: you enter using the form below. Remember you can enter once a day. If we draw your name when the contest ends, you snag it! Good luck!
Contest is closed! Thanks for playing.
But be of good cheer! For the latest in contestage, check out the site here.
Or if you want to never miss another contest, subscribe to our RSS feed!


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Your business has your guidance to run, but what does it need to really thrive? At AMG Accounting, we offer superior financial guidance and maintenance services to help you feel more confident in your company's future. Reach out to our team to get started and receive your first consultation free.
3020 NE 41st Terrace
Unit 9 #426
Homestead, FL 33033


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Using coils and pressed shapes on a long slab of clay, students show the stages of development from caterpillar, to cocoon, to butterfly. How might we best describe metamorphosis? By creating a beautiful piece of art showing all of the stages, that's how!
Students examine an actual butterfly and view photographs of a variety of species, including their metamorphosis, before being led step by step through the process of how to build all these different stages into one long rectangular slab of clay. Students will cut, roll coils and create all of the different shapes required to complete this perfect addition to any garden.
Learning outcomes:
Students will:
- Explore land based learning concepts and discuss environmental impacts on butterfly habitats
- Learn the metamorphosis stages of common butterfly species in Alberta and why colour, symmetry and pattern are important for their survival
- Learn basic clay hand building techniques and specific art methodologies that they can implement into their own classrooms.
Curriculum Links:
shapes, animals, seasons, small crawling and flying animals
Suggested field trips to pair with:
Spring along the River Musée Héritage Museum
Preparation for Teachers:
Please bring your confirmation letter and AHF locations map with you. Field trips start and end as indicated on your confirmation letter. If bussing is late, instructors may modify your field trips in order to finish on time. Field trips are booked 30 minutes apart to allow for cleanup and preparation for the next class. Please be mindful of walking students through a public space and keep voices low while removing coats in the Visual Art hallway outside of the studios. Teachers will receive an email when clay projects are ready for pick up at the St. Albert Place Painting Studio approximately two weeks after the field trip takes place. Projects can be painted back in the classroom with acrylic paint.
Virtual Fees:
- $9 per student (minimum class fee based on 16 students)
- Includes Art Kit (Air-dry clay, clay tools and water buckets; please inform registration if you would prefer H435 bisque fired clay)
- free pickup at Art Gallery of St. Albert or
- Added fee of $65 for delivery in St. Albert and $95 for delivery in Edmonton (Please request a quote for all outlying areas)
Studio Fees:
- $9 per student (minimum class fee of based on 16 students)
We'll send an invoice to your school within one month—please don't bring your payment to the workshop.
Please make cheques payable to Arts and Heritage St. Albert. Include invoice numbers and mail to:
Arts and Heritage St. Albert
Suite #200, 20 Perron Street
St. Albert, AB T8N 1E4
For account inquiries, contact us at 780-459-1163 or firstname.lastname@example.com