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Texas Book Store Insurance Policy Information
Texas Book Store Insurance. Booksellers sell new and used books, magazines, newspapers, and periodicals. Many have expanded their stock to include a wide variety of media including CDs, DVDs, and computer software. Others offer gifts, novelties, and on-premises coffee shops or snack bars.
Operating a book store can be a dream come true if you're an avid connoisseur of the written word. However, it's not all fun and games; as any business owner, you still put yourself at risk of liability every time you open your doors for business. You are subject to the same litigious exposure that other stores and businesses face, whether you're a small mom-and-pop book shop with one location or a larger business with several stores.
Because of the risks you face from liability from customers and others, having Texas book store insurance in place and protecting you and your business is an essential part of putting out your 'open' sign.
Texas book store insurance protects your shop from lawsuits with rates as low as $47/mo. Get a fast quote and your certificate of insurance now.
Do You Need TX Book Store Insurance?
Book stores are not a thing of the past, despite the tendency for some folks to get their books delivered electronically. But you know as well as anyone that you face lowered sales and a declining market; many small booksellers are just one lawsuit away from having to shutter their doors forever. Because of the less-profitable nature of the business, there has never been a more important time for you to protect your business from the 'what ifs' that can be the demise of your business. Texas book store insurance insurance can help.
Danger? At the Bookstore?
Although marketing and consulting both seem like innocuous professions, the truth is that marketing consultants face a variety of perils in their everyday operations. Some of the risks that you encounter on a daily basis include:
While you may think that your profession is a fairly innocuous one, anytime you do business with the public you're subject to claims that go far behind the occasional paper cut while flipping through the latest bestseller. Book store patrons can slip, fall, trip or tip over items and become injured, racking up serious medical bills for which you would be responsible. Readers and fellow book lovers often 'hang out' at book stores; perhaps you have a local crowd that does just that. This is usually good for business, but it can also increase the risks you face when it comes to potential injuries. Vendors can also become injured when making deliveries.
There are umpteen scenarios of things that can go wrong and that often do. Your business could become damaged due to weather or fire, causing you to have to throw in the towel or find a new location. In the case of these types of events, you're often left with damaged or destroyed inventory, and absent a policy that pays you to replace that inventory, you're left holding the bag - replace it or accept the loss. Fortunately, there are Texas book store insurance policies geared toward all of these scenarios.
What Should You Consider When Buying Coverage?
Protecting the contents of your bookstore with a viable policy is a smart business decision, whether you mainly stock trade paperbacks or you're dealing with antiquarian volumes. Inventory in your store is mainly paper based, so it is super vulnerable to damage from fire, smoke and water. Keeping a full inventory list is an important step; you should also make sure your contents coverage covers actual cost of replacing the entire inventory of your store if the worst case scenario actually comes to fruition.
Liability Issues for Book Store Owners
TX book store owners face the same liabilities that other retailers face. With the constant influx of customers, patrons, vendors, and others into your business, accidents are going to happen. No matter how hard you strive to make sure that your store is safe, sometimes things go awry. If your store caters to children, such as by holding special events targeted at young readers, then you're even more vulnerable. General liability insurance can help protect you from potential financial ruin if someone becomes injured on the premises. This protection is even more vital if your bookstore is also home to a coffee shop or cafe, since this type of business model opens the door for more liability from foodborne sickness.
You should also consider that if you sell a book that becomes the center of a libel or other suit, you could be included in the suit. This is even more likely if you endorse the book in any advertising and promotions or host the author for a book signing. Although the risk of such a suit is tiny, it is very real. General liability insurance for book stores should come with policy limits that are high enough to sustain such a claim.
Do You Need Retail Theft Insurance?
The short answer is no. Shoplifting has become a problem in all retail environments, including book stores, and specific insurance to mitigate the damage from book store theft exists. However, most instances of theft are so small and insignificant in the scheme of things that they don't warrant a full Texas book store insurance policy to pay for the loss, not to mention the time it takes to file a claim. Investing in a loss control system may be a better use of the money spent. Discuss theft in your store with an independent agent to weigh your options and find out if theft insurance is a necessity for your particular retail model.
Texas Bookseller's Risks & Exposures
Premises liability exposure comes from slips and falls due to public access to the premises. Books and other media should be kept on easily accessible and well-supported shelving. Aisles must be adequate and free of debris. Floor covering must be in good condition, no frayed or worn spots on carpet and no cracks or holes in flooring.
Steps and uneven floor surfaces should be prominently marked. Sufficient exits must be provided and be well marked, with backup lighting systems in case of power failure. If food and drink are offered, spills must be cleaned quickly to prevent slips and falls. If book signings or special events are conducted on premises, there should be adequate security on hand to control crowds.
Parking lots and sidewalks need to be in good repair with snow and ice removed, and generally level and free of exposure to slips and falls. If the business is open after dark, there must be adequate lighting and appropriate security for the area.
Personal injury exposure can arise from apprehending and detaining suspected shoplifters. The use of closed-circuit camera systems prevents such incidents from evolving into a "he said, she said" situation. Employees must be trained to deal with such delicate situations properly.
Products liability exposure for this type of operation is normally low.
Workers compensation exposure is from lifting which can cause back injury, hernia, sprains, and strains, and from slips and falls. Employees should be provided with safety equipment, trained on proper handling techniques, and have conveying devices available to assist with heavy lifting. Shelves should be easily accessible for storage. Stepladders should be available.
Housekeeping in storage areas, especially during peak times, is vital to prevent trips and falls. Snack bar and coffee shops may have burns or cuts. As with any retail operation, hold-ups may occur. Employees should be trained to respond in a prescribed manner.
Property exposures are generally limited to electrical wiring, heating and cooling systems, but books and other media are highly susceptible to loss from water, smoke or fire. Even when the items are not directly affected, any increased moisture in the air can cause tremendous damage. Suppression systems must be evaluated both on the ability to control fire and to limit damage to contents as it controls the fire. Snack bars and coffee shops should be separated from the book storage areas.
Books and other media are generally small and easy to steal. The higher priced, rare, or heavily desired items can become target items due to market demand. Appropriate security measures should be taken, including physical barriers to prevent entrance to the premises after hours and an alarm system that reports directly to a central station or the police department.
Business interruption is a concern since sales may peak at particular times during the year.
Crime exposures are from employee dishonesty and loss of money and securities either from holdup or safe burglary. Background checks should be conducted on all employees handling money. There must be separation of duties between persons handling deposits and disbursements and handling bank statements. Money should be regularly collected from cash drawers and moved away from the collection area, preferably to a safe on premises.
Bank drops should be made throughout the day to prevent a buildup of cash on the premises. Shoplifting detection devices in packaging, video surveillance and requiring customers to leave bags at the front door when they enter the store help reduce thefts by customers. Two employees should be required to confirm the accuracy of deliveries from vendors.
Inland marine exposures are from accounts receivable if the store offers credit; computers used to transact sales and monitor inventory; and valuable papers and records due to customers' and vendors' records. Backup copies of all records, including computer records, should be made and stored off premises. If the bookseller carries out-of-print or rate books, fine arts coverage may be needed as well as valuable papers.
Business auto exposure is generally limited to hired and nonowned with an occasional service vehicle for errands and pickups. Drivers should have a valid license and acceptable MVR. Any owned vehicles must have regular maintenance performed and documented.
TX Book Shop Coverage
There are a few other recommended insurance types for your bookstore in additon to maintaining inventory, building, general liability and property insurance. You may also want to buy flood insurance, business income insurance, and employment practices insurance. Employee dishonesty insurance, worker's compensation, and cyber liability insurance may also be wise investments.
Speak with a licensed agent about your insurance needs. Operating your bookstore is your livelihood; having bookstore insurance in place protects your finances and ensures your financial future.
Texas Economic Outlook & Requirements For Commercial Insurance
If you are considering opening up a business in the Lone Star State, you first want to make sure that it is a sound location for your operations. That means that you should understand some key information related to the state's economy, as well as the types of insurance coverages that businesses are legally required to carry.
Economic Outlook For The State Of Texas
In terms of the economy, Texas offers fantastic news for those who are thinking about starting up a business in this state. That's because the Lone Star State has the second largest economy of all 50 states in the nation. The gross state product is valued at an estimated at over $1.706 trillion in 2022. In 2015, the state was the headquarters for six of the top 50 Fortune 500 companies.
As expected, several industries contribute to the economy of Texas. One of the most notable industries is agriculture. In fact, this state has the highest production of cattle, sheep, and goat products. It is also the largest producer of cotton and cereal crops. Other crops that this state is famed for include cantaloupes, watermelons, and grapefruits.
Other leading industries in the State of Texas include:
- Aeronautics
- Defense
- Computer Technology
- Energy
- Tourism
- Entertainment
- Healthcare
If you are considering going into business in TX, having an operation in any of these industries will likely afford you success.
Commercial Insurance Regulations For Business Owners In TX
The Texas Department of Insurance regulates is the main insurance regulatory agency in the Lone Star State. Texas is quite lenient when it comes to insurance requirements for business owners. In fact, there is only one type of insurance that business owners are legally required to carry, and that is commercial auto insurance. If you are planning on using a vehicle for anything related to your business, whether it's making deliveries, transporting goods, or meeting with clients, you must have a commercial auto insurance policy.
While Workers' Compensation coverage is required in every other state, in TX, is it not mandated; however, if you decide not to carry this type of coverage, you will be required to offer your employees some type of incentive package in the event that the do become injured or develop a work-related illness.
Additional Resources For Retail Insurance
Read valuable small business retail insurance policy information. In a retail business, you need to have the right type of commercial insurance coverage so that your store, employees, and inventory are protected.
- Adult Novelty
- Antique Dealers
- Appliance & Electronics Store
- Army Navy Surplus Stores
- Art Dealers
- Art Gallery
- Arts & Crafts Supply Stores
- Bicycle Shop
- Boat Dealers
- Book Store
- Bridal Shop
- Candy Confectionery Store
- Carpet Store
- Cell Phone Stores
- Clothing Store
- Collectibles Memorabilia Store
- Consignment Stores
- Convenience Store
- Cosmetics Store
- Costume Stores
- Dry Cleaning
- Embroidery Services
- Equipment Rental
- Fabric Stores
- Fish Markets
- Flea Markets
- Florist
- Funeral Home
- Furniture Store
- Gift Store
- Greeting Card Stores
- Hardware Store
- Harness & Saddle Shops
- Home Improvement Store
- Infant, Baby & Children's Clothing Stores
- Jewelry Store
- Lamp Stores
- Lingerie Store
- Luggage Store
- Meat Market & Butcher Shop
- Men's Clothing Stores
- Music Store
- Newsstand
- Office Supply Store
- Paint & Wallpaper Store
- Pawn Shop
- Pet Store
- Pharmacy Liability
- Plumbing Supplies Fixtures Store
- Poultry Dealers
- Rent To Own Stores
- Scrap Metal Dealers
- Sewing Store
- Shoe Store
- Sporting Goods Store
- Stationary Store
- Thrift Store
- Ticket Agency
- Tire Store
- Tobacco Store
- Toy Store
- Travel Agency
- Trophy Stores
- Tuxedo And Formal Wear Rental Store
- Vape
- Vending Machine Operators
- Wig Store
- Women's Clothing Stores
Retail stores are susceptible to premises liability claims because of customer traffic, but large department and specialty stores are more susceptible than most.
All retail stores have significant property exposures. The on-hand stock represents a considerable investment, but the amount on hand fluctuates seasonally. For this reason, physical damage insurance on this property must be arranged carefully. When the insured occupies a non-owned building, insurance coverage must be arranged for the insured's interest in extensive improvements and betterments made to the premises.
Crime insurance, in the form of employee theft and money and securities coverage, is also very important.
The businessowners policy was designed with retail exposures and operations in mind. For this reason alone, it should always be the first type of package coverage to consider. However, for those risks not eligible for the business owners policy program, the commercial package policy (CPP) is a practical and convenient way to combine a number of coverages into one policy.
Retail businesses generate income through interaction with customers. This interaction is also how a customer can sustain an injury and then sue the retailer for damages. Hazards, exposures and operations both on premises and off are important and must be covered, but liability the retailer may incur because of the merchandise sold must also be considered and insurance protection arranged.
Inventory or stock is the major property exposure for most retail operations. Because stock values tend to fluctuate or have significant peaks at certain times of the year, value reporting or peak season valuation options should be considered. Business income coverage, including business income from dependent properties coverage, may mean the difference between a retail operation staying in business or being forced into bankruptcy following a loss.
When the insured occupies a non-owned building, insurance coverage must be arranged for the insured's interest in extensive improvements and betterments made to the premises.
Most retail businesses offer endless opportunities for a variety of criminal activities. For this reason, the coverages needed must be carefully evaluated. Holdup and robbery losses may be the most obvious concerns but employee theft, fraud and counterfeit money losses are also serious issues that cannot be dismissed.
Retail businesses are gaining greater exposure to international issues because of the growth in sales via the internet. As these sales increase, the added exposures faced by these retailers must be evaluated. While their operating horizons are expanding so are their potential loss exposures.
Minimum recommended small business insurance coverage: Business Personal Property, Business Income and Extra Expense, Equipment Breakdown, Employee Dishonesty, Money and Securities, Accounts Receivable, Computers, Valuable Papers and Records, General Liability, Employee Benefits, Umbrella, Hired and Non-owned Auto & Workers Compensation.
Other commercial insurance policies to consider: Building, Earthquake, Flood, Leasehold Interest, Real Property Legal Liability, Computer Fraud, Forgery, Bailees Customers, Goods in Transit, Jewelers Block, Cyber Liability, Employment-related Practices, Business Auto Liability and Physical Damage and Stop Gap Liability.
Request a free Texas Book Store insurance quote in Abilene, Allen, Alvin, Amarillo, Arlington, Austin, Balch Springs, Baytown, Beaumont, Bedford, Benbrook, Big Spring, Brownsville, Bryan, Burleson, Carrollton, Cedar Hill, Cedar Park, Cleburne, College Station, Colleyville, Conroe, Coppell, Copperas Cove, Corpus Christi, Corsicana, Dallas, DeSoto, Deer Park, Del Rio, Denison, Denton, Duncanville, Eagle Pass, Edinburg, El Paso, Euless, Farmers Branch, Flower Mound town, Fort Worth, Friendswood, Frisco, Galveston, Garland, Georgetown, Grand Prairie, Grapevine, Greenville, Haltom City, Harker Heights, Harlingen, Houston, Huntsville, Hurst, Irving, Keller, Kerrville, Killeen, Kingsville, Kyle, La Porte, Lake Jackson, Lancaster, Laredo, League City, Leander, Lewisville, Little Elm, Longview, Lubbock, Lufkin, Mansfield, Marshall, McAllen, McKinney, Mesquite, Midland, Mission, Missouri City, Nacogdoches, New Braunfels, North Richland Hills, Odessa, Paris, Pasadena, Pearland, Pflugerville, Pharr, Plainview, Plano, Port Arthur, Richardson, Rockwall, Rosenberg, Round Rock, Rowlett, Sachse, San Angelo, San Antonio, San Benito, San Juan, San Marcos, Schertz, Seguin, Sherman, Socorro, Southlake, Sugar Land, Temple, Texarkana, Texas City, The Colony, Tyler, University Park, Victoria, Waco, Watauga, Waxahachie, Weatherford, Weslaco, Wichita Falls, Wylie and all other TX cities & Texas counties near me in The Lone Star State.
Also find TX local small businesses by General Liability Class Code and learn about Texas small business insurance requirements for general liability, business property, commercial auto & workers compensation including TX business insurance costs. Call us (214) 999-1966.


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Chelsea Scoop Neck Tank | Black
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Designer | Michael Stars
- Scoop neck tank top
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Fabrication: 48% cotton, 8% modal, 4% spandex
Questions? Call The Store Front To Speak With A Style Expert

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Doug, a quarter century TFT sales veteran, credits his 40 plus years as a volunteer firefighter & officer for his hands-on knowledge of TFT products (as well as his sense of humor). As TFT's Pricing Manager. Doug will use his decades of experience from his roles within the fire service and at Task Force Tips to perform market analyses, implement strategic pricing policies and support the sales efforts of TFT and its sales partners.
Right after high school, Doug joined Center Township Fire Rescue (following in his father's footsteps), and still serves as Secretary, board member, and training officer. His certification as NFPA Instructor II/ III, Fire Officer I/II, National Foam Factory Instructor, and stints as chairperson and instructor for the Duneland School of Emergency Response (a large regional training program) have made him the go-to guy for firefighters and TFT customers alike. In addition, Doug serves as the chairman of the FAMA Technical Pump and Plumbing subcommittee.
Doug also serves as the Deicing Products Manager, serving the aircraft deicing and anti-icing equipment manufacturers, dealers and airline customers.


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March means many things – the return of spring, NCAA basketball, and spring break. We were itching to get out of Houston, and wanted to explore a new part of the country, so we decided it was time for a road trip.
As Texans, we've done road trips all over the state, so we decided on a new destination: Tennessee. Far enough away to be different than what you'd see in Texas, but close enough so that we could complete the journey in a week. So we did some reasearch, plotted our course, packed up and headed to the Volunteer state.
Our journey out of Texas was taken down US 59 toward Texarkana. Since we were leaving Texas, we decided to grab Tex-Mex as our last meal in the Lone Star State, and ended up consuming some forgettable enchiladas in a forgettable small town along the route.
Before long we were in the great state of Arkansas, heading east on I-30. My memory of Arkansas was that there is nothing interesting to see along the entire stretch of I-30. And that's a shame, because for many driving through the state, that's all they'll see. We passed through Little Rock and merged with I-40, and took that highway into our first destination: Memphis.
Memphis is perhaps the prototypical southern city. Known for the blues, Elvis Presley, Martin Luther King,, Jr. Sun Records, and Beale Street, Memphis has a rich history and a strong tradition of friendly southern hospitality.
Memphis is a town that's on the short list for BBQ lovers, so we knew we'd have to try the city's specialty: Pork ribs. But our research also revealed that Memphis is known for two other comfort foods: Burgers and fried chicken. So we planned to investigate each of these offerings, with the goal of learning how Memphis compared to Houston for these three Southern favorites. Knowing that schedules can be fluid for some hole-in-the-wall restaurants, we targeted a couple of recommendations from locals in Memphis for the best places to visit to sample these dishes.
First up is fried chicken, and one place kept being mentioned: Gus's Fried Chicken. This humble spot downtown near the Mississippi River is beloved by locals and visiting foodies alike, so we decided that dinner there was a must.
Gus's was within a mile of our downtown hotel, and on-street parking was available about a block away. We parked in the slightly sketchy neighborhood, and walked up to this Memphis landmark.
Upon entering Gus's, we made our way past the clot of people waiting for their tables; the line was almost but not quite out the door. The friendly counterman put our name on the list, and we ended up waiting about 30 minutes for a table. Gus's is a slightly dingy but homey chicken joint filled with everyone from families to couples to business types, and apparently they were all in the mood for fried chicken. The juke box played a good selection of Memphis blues, making us feel at home and setting the stage for our meal.
Once we were seated, we placed our order and waited for another 20 minutes or so. Gus's is clearly not a place for folks who are in a hurry. Locals were split on the merits of white meat vs dark meat at Gus's, so we ordered a piece of each, along with seasoned fries and dirty rice.
After a brief wait, our chicken arrived, and it was time to dig in. The crust was golden brown and very smooth, and was fairly thick – no one would confuse this for fast-food chicken. Fried to a golden brown, locals assured us that this was chicken that we would remember.
Our first bite of the breast was a revelation.
The crust was indeed thick and crunchy, and nicely seasoned with just enough heat to keep this Texan's attention. The chicken within was perfectly cooked and remarkably juicy; I can't remember ever experiencing fried chicken that was this moist. The spicy seasoning permeated the chicken, and I happily gobbled down every bite.
Next up was the drumstick, also coated with a nice, thick crust. Biting into it was a slight letdown after the stellar breast; it too was juicy, but almost too juicy as the natural oil of the dark meat was present in copious quantities.
Sides were excellent. The dirty rice was moderately spicy and had a delicious, earthy flavor. The fries were frozen but well cooked, with a crispy snap, good fluffy potato flavor, and lightly seasoned.
Gus's World Famous Fried chicken lives up to its reputation. I've eaten some good fried chicken in Houston, but none measured up to Gus's stellar chicken breast. So if you're craving the best friend chicken, it's time to drive Outside the Loop and head to Memphis.
Score: Memphis 1, Houston 0
Next up: Burgers
Gus's World Famous Fried Chicken – 310 S. Front Street – Memphis, TN 38103 – 901-527-4877


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"Lectures on Poisson Geometry", which is a collection of lectures, written by many authors, and edited by Tudor Ratiu, Alan Weinstein, and myself, has finally appeared in the Geometry and Topology Monographs Series, Vol. 17, 2011:
The link to the online version is: http://pjm.math.berkeley.edu/gtm/2011/17/
This volume contains the following chapters:
* Lecture on integrability of Lie brackets (R.L. Fernandes and M. Cranic)
* Normal forms of Poisson structures (JP Dufour and NT Zung)
* Deformation quantisation of Poisson manifolds (S Gutt)
* Applications of Poisson geolmetry to physical problems (D Holm)
* Hamiltonian and quantum mechanics (A Odzijewicz)
* Lectures on Poisson groupoids (C. Laurent, M. Stiénon,P. Xu)


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Photo: Courtesy of Forever Not.
If you've ever had a burning desire to bet on whether or not your friends' relationships will last, now you can. The brand-new app Forever Not allows users to swipe left or right to indicate whether or not they think couples they know will make it to the altar, or wind up burning photographs of one another in a sea of rage and resentment. If you swipe left, go get fitted for a suit. Swipe right, and get your shoulder ready, because it's about to get cried on.
The app finds couples you know by linking to your Facebook, working much in the same way that Tinder does. But, one of the most difficult things to do is tell your friend that their relationship is doomed. Luckily, Forever Not lets you wish them well or cast your doubt in total anonymity.
And, since the idea of voting against your friends' love feels inherently wrong, Forever Not also intersperses celebrity couples to help lighten the mood. We just weighed in on Kim and Kanye, and it was so much fun. Now it's you're turn. (Business Insider)


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Articles - Inverness Walk
A Walk in Inverness2020-10-06 13:41:39
Inverness Castle sits on a rocky outcrop overlooking the River Ness. The castle we see today was built in 1836 but there have been defensive structures on this site, or nearby sites, since the 11th century. Throughout the years, these forts played a prominent part in Scottish history. They were attacked many times, set alight, blown up, captured and retaken.To get a sense of these times, visitors a few years ago, could 'enlist' (for a small payment), take the King's Shilling and learn something of a soldier's lot in these barracks.
Today the castle is closed and surrounded by fencing, but visitors can at least stroll round the outside of the mellow pink sand stone building. This latest fortification overlooking the town was built after fires and explosions left earlier forts in ruins. Unmarked by signs of attack, it has all the features of a castle in a child's storybook.On one short approach road there is a statue of Flora MacDonald who helped in Bonnie Prince Charlie's final escape after the rout of his army at nearby Culloden. Topping a stone column, she appears to be shielding her eyes as she looks to the west down the Great Glen. A plaque on the base of the statue reads,
Flora MacDonald
'The Preserver of Prince Charles Edward Stuart will be mentioned in history.
And if Courage and Fidelity be Virtues, Mentioned with Honour.'On the approach to the Castle from the High Street side you'll find the entrance to the museum and art gallery. In the museum, a prominently positioned glass case safeguards an acquisition from H.M. the Queen. Stamped with a wax Great Seal, a scroll reads that Inverness henceforth has the status of a city and all such rank, liberties, privileges and immunities as incident to a city.
In the accompanying congratulatory letter H.M. has written of her enjoyable visit and sends her best wishes to the citizens of Inverness on an important occasion in the history of the city. The new title City of Inverness was officially declared on 19th March 2001.
The museum also contains exhibits of natural history and human endeavour. There are records and highlights from pre-historic times through years when Inverness was the capital of the Pictish kingdom and onwards into its present role as hub of the highlands.
Upstairs, there are fine examples of local arts and crafts from the 17th century to the present day.
From outside, the museum building is box- like, totally unremarkable, in contrast to the Town House dominating this part of the High Street. Completed in 1882, the Victorian stone edifice, all pointed arches and round turrets reaching for the sky has recently been cleaned and refurbished. It's a prestigious venue catering for civic functions, civil marriages and concerts.Nearby, spanning the river, Ness Bridge replaces earlier structures that collapsed or were destroyed by floods. Walk to the far side and turn left to head upstream. Riverside pavements are tree-lined and street lamps prettified with hanging baskets of flowers in summertime. Formal plantings and large boxes of dahlias add more splashes of colour on Bishop's Walk by St. Andrews Episcopalian Cathedral. Behind the church a sign advertises the bookshop and teas while ahead a suspension bridge beckons.
From the bridge there are views far up and down river. The crossing leads to Ladies' Walk. A local source suggested the name came from a time when Inverness streets, unlike now, were less than sanitary, but ladies dressed in the ground swishing fashions of the day could stroll unhindered along the Walk, cleaned specially for their benefit.
In front of the red sandstone war memorial there is a small garden set back from the riverside. Ornamental trees and surrounding flower- beds are proof of applied tender loving care. Inside railings, a polished black stone commemorates Nurse Edith Cavell. A plaque on the railings gives the information that in August 1915, having been charged with assisting 130 persons to escape from Belgium, Edith Cavell was court martialled, condemned to death and shot on 12th October 1915.
Continuing along the walkway leads to a short bridge and the Ness Islands in the middle of the river. Here paths meander past ancient trees including giant Californian redwoods. Well-sited benches tempt strollers to stop to enjoy the antics of ducks or fly casting fishermen who stand thigh deep in the sweep of water.
On the last island, another short bridge leads across to a path on the opposite side of the river and Bught Road. Walking the riverside path will take you to Whin Park which has a boating pond, a variety of children's play areas and a miniature railway.
A last bridge crosses to Canal Park where steps rise to the path between the River Ness and the Caledonian Canal. Continuing south along the towpath would eventually lead to Loch Dochfour and Loch Ness and a possible sighting of the famed monster.
Turning back to town, the leisure centre, swimming pool, ice rink and Highland Archive and Registration Centre are within easy reach of Café Botanics, an ideal lunch stop, which champions local produce. The café opens onto the Bught Floral Hall, a colourful walled garden with glass houses. In one glass house, a miniature desert has been created with cacti and other plant species from the world's arid regions.
Bught Road becomes Ness Walk and follows the river by the Eden Court theatre where the art gallery offers an excuse to sample the bar or restaurant.
Continuing along to Ness Bridge completes an extended U-shaped tour back into the city centre.
Opposite the Town House, Church Street has a number of buildings of notable antiquity. The Tolbooth Steeple housed a jail as far back as 1436 and a court house. This was where the infamous Patrick Sellar was charged with culpable homicide, fire raising and cruelty during the Strathnaver clearances. Although he was acquitted by a jury of his peers, the plaque on the wall states that he will always be guilty in the eyes of the Highlanders.
Near the middle, of Church Street is Abertaff House, the oldest secular house in Inverness (there are some older churches) which has survived from 1593 and is now the Highland office of the National Trust for Scotland.
Near the far end of Church Street a gate opens to the grave yard behind St.Stephen's Church.
Only a few yards further on, housed in the old Gaelic Church (1793), you could spend the best part of a day in Leakey's Second-hand Bookshop which houses Scotland's largest collection of rare and second-hand books and maps.
On the opposite corner from Leakey's, is MacGregor's Bar which serves food, drink and traditional music.
It's hardly ancient history but there's a café on Church Street where The Beatles played – according to a poster in the window.
Inverness city centre is compact with a large choice of shops, pubs and restaurants. Streets are named bilingually in English and Gaelic. Also unusual is the enclosed Victorian market with entrances from four streets. The original gas lit market was built in 1870 but destroyed by fire in 1889 when the only life lost was a faithful dog that refused to leave the premises it guarded. Within two years the market was rebuilt. Under high ceilings there is a mix of retailers where you can trace your ancestry, buy sweets, health products, bagpipes, or jewellery. You can visit a barber should you need to wait for repairs being carried out on your dentures, watch or shoes.
Inverness - it has everything.
First published in The Glasgow Herald
Further Information: For the duration of the Covid 19 pandemic some of the attractions are closed. Check before visiting - make an appointment – book ahead.


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TWITTER: @GeorgeRichards
ST. LOUIS -- The Panthers made a little NHL history on Thursday night when rookie center Aleksander Barkov became the youngest player to score in almost 70 years.
Barkov was the second overall pick of the Panthers in the 2013 NHL draft and made his debut on Thursday. Barkov's goal was big at the time as it came with 9:28 left in the third period and tied the score at 2.
Marcel Goc scored two more after Barkov's goal to help Florida win its season opener 4-2 over host Dallas.
Ted Kennedy was four days younger than Barkov when he scored a goal for the Maple Leafs on Jan. 8, 1944. Barkov was 18 years (and 31 days) old at the time of his goal.
"Isn't that a great stat? That's something to be incredibly proud of,'' coach Kevin Dineen said. "There are a lot of stats out there, but that's a pretty neat one. He didn't look out of place. He went out there and established himself and played his best game in a Panthers uniform.''
Barkov has spent the past two years playing professionally in Finland and said he didn't feel any nerves in playing in his first NHL game. "I was just excited,'' Barkov said. "I had a lot of fun.''
As is custom, the Panthers collected the puck he scored his first goal on and will have it -- along with the lineup from his first game -- framed.
Barkov's goal came on his third shot of the night; last season, Jonathan Huberdeau scored a goal on his first shot in his first NHL game. Barkov is the eighth-youngest player in NHL history to score his first NHL goal according to research from Elias Sports Bureau.
Other Florida players to score in their first game include Stephen Weiss and Shawn Matthias.
"I'm not thinking about that, I'm just trying to concentrate on the next game,'' said Barkov, who played 15:34 off 21 shifts in his opener. "I was just trying to put the puck on the net. Sometimes it goes through.''


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An important business decision any dentist makes is whether or not to sign a PPO agreement. There are many considerations a dentist should take into account before signing.
This webinar, Contracts and Processing Policies: Impact on your Revenue, to be held June 6 at noon-1 p.m. CST, will discuss common contractual clauses within third-party payer contracts and their potential financial implications on a dental practice. These include most favored nation, affiliate carrier, recoupment clauses and more. In addition, you will receive information on:
- Questions you may want to ask before signing an agreement
- Available ADA resources
- How to receive assistance
One hour of Continuing Education (CE) credit is available to all participants who remain connected for at least 45 minutes.
This webinar is another of the many ways we're working to help answer our members' most important questions on dental benefits and third party issues.
For more information on ADA's activities on third party payer advocacy and dental benefits, visit www.ada.org/dentalbenefits


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I spent yesterday adding antifreeze to all my water systems and covering the boat with a gigantic tarp I got from Harbor Freight.
It has started to turn cold here so my timing for hauling Onapua has been impeccable.
Saturday, September 30, 2017
Winterizing Onapua
2 comments:
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We're back to the Venom sub plot of Spider Island. In what is a culmination of the previous issue of Venom as well as the other issues in the Spider Island story, we start off with Venom confronting Anti-Venom at a cathedral in town. The Queen is still with The Jackal anticipating her quick take over of the world. Reed Richards is confronted with a possible quick solution to the spider crisis at hand. It's the type of story that only Canon Films from the 80's would love! Just add Charles Bronson with a machine gun and you have a great action story! And don't forget the boobs.
The whole Venom verses Anti-Venom story was just plain confusing. Flash is sent to get Anti-Venom to help heal the sick masses of their spider disease. Flash attempts to take him down by force despite the fact that Anti-Venom is actively trying to actually save people. I mean, if Eddie Brock is looking to be a good guy here, you would think he would know by know where the good guys hang out. Avengers Mansion is not exactly a secret underground facility. The Baxter Building is not a hidden place that keeps the fact that the Fantastic Four reside there. There were plenty of opportunities for Anti-Venom to make his intentions known without acting like an old sixties burnout suffering from one too many acid flashbacks.
For Flash, it's been established that he's been having some issues controlling the suit but none so far in the story to indicate that the suit has taken over. He's had some unique thoughts that were not entirely his own, thoughts from the suit more than anything, but he's never been to the point in the story where it appears that the suit is taking over. Yeah, there are definite signs that he is slowly losing it I will grant you that but he's not been presented as being out of control in the story so far.
I loved the allusions to drug use that Anti-Venom was using in regards to the effects the Venom suit could have on a person. You really get the impression that Eddie Brock is looking to atone for his sins, knowing full well what the Venom suit could make a person do. It also is great foreshadowing to what I presume will be the ultimate do or die moment for Flash Thompson. If the Venom suit could turn someone like Eddie Brock insane, you have to wonder what it would do to Flash Thompson. Me thinks this comic is not one that will last for years and years because with a dangerous suit that is intent on consuming everything that makes him Flash.
The last part I really loved about this issue was Flash making up with his father. As someone who has had a, shall we say unique, relationship with his parents I totally get why Flash waited until the last moment to go to his father's bedside. Hell, as a parent myself I ponder what my relationship to my kids will be when they grow up and I grow old. The toughest lesson a kid learns is that their parents are not superheros. They're people, people who sometimes make the wrong decisions. Flash's father apparently was a drunk who was not the nicest parent around which would explain why he was a bully to Peter in high school, why he latched onto Spider-Man as a hero, and why he continues to feel the need to make amends for his actions that, while certainly not nice in high school, are nothing compared to what bullying is like today. But in a way that's an admirable trait for someone who used to be a tormentor. His desire to make positive change. How the Venom suit will change that is something we shall see in future issues.
The artwork was a hot mess. Something about Venom to me always screamed the need for having a steady hand drawing the character. When you get someone who wants to experiment some with the design, you have the wavy ink blot mess you see in this issue. The only praise I have to give the piece regards Flash visiting his father in the hospital. The emotion on Flash Thompson's face when his father passes and the gentle touch of Betty Brant in comfort makes the previous pages crimes all but forgotten. This is how you draw for comics.
Bottom Line:
This is flawed but for how it resolves itself, you would be remiss if you ignored this comic. There are a couple great pieces of ideas tossed around in the story which are explored pretty well, both with the allusions to drug use in regards to the Venom suit as well as how Flash reacts to his father's passing. The emotion of the piece far outshines any sort of failings the other part of the story has. If they could have removed The Avenger's involvement in the main story and included more of Flash Thompson and Eddie Brock, I can only imagine how much more improved my opinion of the overall story would be. The Avengers involvement is really pointless. If you removed them now the story would not be affected in the slightest. Yeah, we're in the Marvel Universe. We know The Avengers are there. Having a character just mention that they are assisting with the trouble would have been good enough for me if it gave the writer the chance to spend more time diving into such rich characters like Flash Thompson and Eddie Brock. While I am not don yet with the story, it sure seems a waste.


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Ovechkin, Anderson and Tkachuk named NHL's three stars of the week
NEW YORK - Washington Capitals left-winger Alex Ovechkin was named first star of the week Monday after opening the NHL regular season with a pair of three-point games.
The reigning league MVP had two goals and an assist in a 4-1 victory over the Boston Bruins on Thursday. Ovechkin added a goal and two assists in a 6-4 win over the Toronto Maple Leafs on Saturday night.
He finished the week with a plus-4 rating.
Colorado Avalanche goaltender Craig Anderson was named second star and St. Louis Blues centre Keith Tkachuk took the third star.
Anderson posted a 2-0-0 record last week with a 1.00 goals-against average, .973 save percentage and one shutout.
Tkachuk opened the season by recording four points (two goals, two assists) in the Blues' two-game sweep over the Detroit Red Wings in Stockholm, Sweden.


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Over the past several years, activists, CSOs and funders have been on the front-line of a growing number of attacks, facing threats, intimidation and more. FICS – the Funders' Initiative for Civil Society – was founded in 2016 to create a more strategic response by private philanthropy to what has been labelled 'closing civil society space.' This paper brings together desk research and in-depth interviews to take stock of our sector's response to this closing space. We look at how funders are supporting civil society to thrive in spite of attacks, what the barriers are to more concrete action, and how, as a sector, we can help to sow the seeds for a more enabling environment for civil society. Read more here.
Source: FICS


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Career progression – Career progression now-a-days is harder than it was previously. In the decades that followed the Second World War, several opportunities were available as a result of steady economic growth. In today's world people are divided between the aftermath of the recession of 2007-2009 and the incredible opportunities which have been described in the book "Abundance: The Future is Better than You Think" by Steven Kotler and P.H. Diamandis. Distress as well as economic problems exist in the world today and you can choose whatever you desire to keep your focus on.
In your work life you will come across times when you might get the feeling that things are progressing very slowly. It may due to the reason that you might have outgrown your job and are in need of new challenges or you might have been asked to move at the rate at which your slower colleagues are moving. Such feelings can turn out to be frustrating and can stall your mobility in the upward direction. However, these are things that you can take control of by means of your own actions. What is needed is the recognition that you wish to speed up the process of career progression along with the commitment to do what is needed to make that happen. Given below are a few ways in which this can be done.
Tips for Speeding up Your Career Progression
Work on Goals that are Important
When you do not care about your day to day work, it is not easy to move ahead. Therefore, pursuing goals that are exciting is essential. In the context of your career, there will be a probability of receiving annual goals from either your client or your employer. In case such goals do not excite you, then you should at least set the goal of advancing your career like learning skills that are new in the ongoing year. In the absence of goals that are stimulating, it will be very difficult to gather the enthusiasm that is required for moving ahead.
Use a Personal Organisation System that is reliable
For moving ahead, an essential skill that is needed is personal organisation. Even though assistance is provided by technology, being effective in this field depends ultimately on the use of right systems and the habits. For instance, professionals who are successful have the knowledge regarding running a meeting. Besides this, you should possess the capability of thriving in a world that is changing rapidly which means that there should not be any complaints related to the pace of change.
Learning to Develop your Skills and Earn More
Being able to deliver more value in your career is a vital skill that is needed to move ahead. After spending ten to twelve months in a particular role, several people tend to become comfortable with the daily work that they are expected to finish. This is the reason why you cannot consider that your knowledge as well as skills will keep growing at you day job. You need to expand your horizons and this can be done with the use of various training resources. To begin with you can use the resources that are available freely on the internet but the attention and the effort is more likely to be committed by you when you pay which is your own for the purpose of training. You can make decision regarding the best ways of learning. You can even experiment with various approaches like traditional classes, self-study such as reading books and hiring somebody for the purpose of giving you career progression advice and individual training.
"There is no replacement for getting a head start with great education."
Your Focus should be on results and not on the Time
Several people begin their careers earning money in terms of hourly wages. This unfortunately signifies that you are equating "time worked with value created". However, this is very far from the truth. If you are just sitting in your chair and staring out of the window, for the entire day, the company will lose money and your reputation will be put at stake.
Exploit all the benefits that you have
If you are working in a large organisation, you might be having a number of benefits at your disposal. You will probably think regarding the benefits related to retirement and health at the first glance. They are very crucial and worth the effort that you put in. In case there is paperwork along with complicated forms that need completion, this is a small price that you may be paying. You might have to sacrifice a few lunch hours for sorting out the benefits but it will be worth the effort. Making use of all the benefits that you have will result in career progression as this practice will remind you of the value that you possess. On the other level, you are training yourself for working your way through the corporate bureaucracy for the purpose of achieving your goal.
You should give attention and time to your Network
Networking can be done inside as well as outside the organisation. Inside the organisation you can set up brief discussions with the person who are working in the functional areas or at those levels which are of interest to you which include your senior colleagues and also you peer. Prior to the meeting you can develop a set of certain insightful questions for asking them. You can also take down notes.
You can also derive benefits by continuing to work externally while you already have a job in hand. You may take the help of your connections and friends on LinkedIn for connecting you to the people whose backgrounds you may find intriguing. You can create a list of questions that you may ask every person whom you meet. You can exchange emails or phone calls if it is not possible to meet in person.
Other opportunities that can be utilised are social as well as professional events which help in drawing together people related to the kind of career you have interest in. Meetings that take place in person allow you in engaging with them on levels that are distinct as compared to the technological means which are impersonal in nature. This way it is possible to develop relationships that are long lasting and more meaningful. Clicking with that person could also mean a referral for a job in future.
For getting ahead in your career, particularly at the senior levels, your networking makes a difference. Most of the best roles do not have online postings or application forms rather the people who are a part of your network. Some of the people like to respond to the desperate pleas related to the assistance for job hunting. You need to begin by giving value to the network of which you are a part. You can remember birthdays by sending a gift or a card; introduce people through the use of emails or by any other means and just stay in touch with everyone in the network.
Promote Yourself
Managers usually lack the time as well as the inclination to be your advocate and it is rare that you will find a boss who does that. You should not wait for other people to praise you. Your good work can be promoted by you in a manner that is nonabrasive. This can be done by setting up meetings with your boss that are check-in. This will help you in reviewing your work in a detailed manner and discuss the things that you should be doing to make it to the next level. In case your boss is not showing an interest to engage with you, you can speak to the HR and find out what steps can be adopted for moving the process ahead.
Find a Mentor
Most of the people have the assumption that there should be a formal relationship between the mentor and the peer but that is not the case. There can be more than one mentor also. For the purpose of garnering a number of perspectives, you can find one mentor within the company and one outside the company where you are working currently. These can be the professionals whose work is admired by you or whose opinion is respected by you. In case you are not sure of the way in which you can identify mentors, you can either take help from your peers or from the organisation's human resource representatives. They will introduce you to various other people. Several cities have professional mentoring groups. You can also join any one of them.
Do Good Work
This is very essential irrespective of the fact how much you have the feeling that your work is below your level or the level of education that you possess. Your attitude of putting in hard work as well as your ethics will be remembered if you perform well even if you feel that the job is below your level or you are overqualified for the job. This is exactly what is required when a future employer calls on the previous employer to check your performance. You should have the willingness for taking up additional duties and helping a colleague who is overstretched at times. This will show your teamwork and dedication, a skill which is required as per majority of the job descriptions.
Make a Plan
Several people have the tendency to bounce through their career as a pinball does in a game of pinball. However, for achieving you full potential, a career progression plan is required by you. A plan is a sort of a blueprint or a roadmap. Every smart person should have a long term career progression plan, that needs to focus on where they want to reach at their career's pinnacle and the interim steps that they will take so as to reach that pinnacle. You may make adjustments as you move along but you need to implement this plan in the initial parts of your career.
Be Indispensable
You need to put your boss in a position wherein he cannot afford to lose you. This can be achieved through the invention of new programs which will save money for the organization or becoming the go-to person of the client. You should document your successes. You have to be visible by means of racing out as you are vocal while talking to the client over the phone or go out with him on a lunch. You need to make people reach the conclusion that you have been successful but this has to be done without any bragging.
Develop Skills of Conflict Management
In the world of career progression, conflicts will have to be faced by you. It is a known fact that different people will have interests and goals that are different. There are many types of conflicts, Such differences often give rise to conflicts. People who are not successful have a tendency to struggle with such conflicts. Rather, you need to recognize that you can utilize the techniques of conflict resolution for working through these issues. A hall mark of people who are highly successful is the ability to handle the conflicts with confidence.
The above strategies can also be employed for the purpose of securing a strong foothold in an economy that is shaky. When the opportunities for obtaining promotion begin to solidify, these tips will put you among the first people in the line to advance upwards. There is also no need of your career progression to slow down only because you find yourself in a position that is not challenging enough. Action can be taken by you for making sure that you are learning something new continuously and achieving growth as a professional. This will result in the opening of new doors for you both in your current organisation as well as in other organisations.


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31 May 2018
So I decided to have a go at writing my own widget to display how many devices are connected to the Icecast server for the online radio station I help run, 8K.NZ ????
The live widget is here: http://8k.nz/current-listeners/
The code is up on Github here: https://github.com/starlifter-nz/icecast-device-stats
I'm going to attempt to describe what I did with the JavaScript. The Icecast server has a publicly accessible JSON object of live stats, I assigned this to a variable called endpoint. I accessed the object via a new DOM API called Fetch. This was then put in a function called blob which was then deconstucted into a constant called source. The value of the number of listeners is then assigned to the numbers variable.
Due to how the English language deals with singularity and pularity I needed to write an if statement to accommodate this. If the value of the variable number is 0, or 2 or greater, the first section of HTML is displayed inside the element with the id of noOfListeners. Otherwise if there is only 1 listener the second section of HTML is displayed.
This all gets wrapped in a getStreamStats function which is then called. The setTimeout method is then used in conjunction with a repeat method so that the getStreamStats function is run every 44 seconds. At 8K we like to have fun with numerology around the number 8 ????
I learnt so much building what from the surface looks like a simple widget. Thanks to the follow people for their help and support:


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Food System Role:
City Fresh provides naturally grown, local produce at weekly Community Supported Agriculture (CSA) Fresh Stop's in Cuyahoga and Lorain counties. City Fresh meets the needs of both urban and rural communities by improving access to fresh, locally grown food for urban residents and increasing marketing opportunities in the city for local farmers. Shares have two prices to accommodate low-income shareholders.


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Safety Week 2011 "Sensible About Safety"
At the heart of safety is the development of Good Habits. Good habits that will stick with you regardless of the situations you find yourself in, in the shop. Today's episode is a re-post of a show from a previous Safety Week. It's titled "Sensible About Safety" and discusses a few good habits we should practice everyday that will serve us well when they're needed the most.
Filed in: Safety Week • Videos