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Richard Marshall – Executive Coach – CPsychol, APECS
firstname.lastname@example.com; tel: +44 7733010556
helping leaders to be more effective, feel more fulfilled and achieve more balance, by working on their leadership – style, awareness, influence, impact.
Richard has 25 years' experience of coaching people in Commercial, Public sector and Charity sector organisations, along with a background in Human Resources and Organisation Development. He has worked as a leader and director at national, international and global levels and is qualified as a Business Psychologist (occupational). Richard is passionate about people and performance, releasing and multiplying the potential of leaders and their teams.
For Richard, Executive Coaching is about creating a safe space for leaders/professionals to explore the challenges they face – by providing support and challenge where appropriate, he can help them understand more about what is working for them, what needs to change, and how to change it.
Richard has been coaching for most of his working life and has lived and worked in the UK and Asia. After an early HR career during which he introduced performance coaching at (Astra) Zeneca Pharmaceuticals, he worked in a series of increasingly senior roles, culminating in his most recent global role as Senior Director for People and Culture at global charity World Vision International.
In 2015 he completed a 2 week Research Fellowship with the Transnational NGO initiative at Syracuse University, New York: subject focus = "Why CEOs Fail - and what you can do about it".
Since founding his own company in 2016, he has been coaching CEOs, senior managers in transition and talented emerging leaders, both face to face, and increasingly over Skype. Richard trained at the Academy of Executive Coaching and is qualified to use a range of psychometric tools and assessments (eg Hogan). He is accredited with APECS (the leading association of Professional Executive Coaches)
Recent Coaching Assignments
o Leadership assessments for shortlist for CEO appointment in Financial services
o Emotional Intelligence training for senior team of national advisors in the NHS
o Executive coaching for 2 recently promoted Directors in large humanitarian organisation in the USA
o Managing 360 appraisal process for CEO of UK entity of an International charity, integrating feedback from board, staff & other stakeholders
o Executive coaching for Executive Search consultants, helping them develop their leadership, influencing skills, and emotional intelligence
o Coaching and on-boarding for new CEO of Youth Action Organisation
o Executive coaching for senior leaders for a large international NGO.
o First 90-days coaching support for Commercial Director, HR Director, and new CEO, in different sectors, across different countries.
o Team coaching and MBTI analysis for Human Resources leadership team of large international micro-finance organisation.
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Save the Children UK; NHS NICE; Leeds Building Society; New Zealand Trade and Industry; World Vision International; Stowe School; Synergy Global; World Vision (Cambodia, Australia, Mongolia, US, UK); Nottingham Building Society, British Council (London, Dubai, Bangladesh, Edinburgh); Perrett Laver; Water Aid;; Warren Partners; Medair; Vision Fund; Human Appeal; Deutsche Welle; Urban Saints; Amnesty International, Oil Recruitment, Near East Foundation, London Institute of Contemporary Christianity.

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Cruz's parents own a beach house in Mazagón, and generously offered it to our not-so-little crew for the weekend. Eight of us had a blast in the sun and water and danced the night away at a club in the little town.
I took a little trip for a few days to visit Tarifa, a gorgeous, little coastal town on the southern-most tip of Spain. This is a popular spot for kite surfing, and colorful kites filled the air along the coast. I enjoyed a lazy day strolling around the city, visiting its beautiful iglesias, chatting with the locals and enjoying yummy local food in the evening.
The next morning, from the port of Tarifa, I jumped on a ferry, and 30 minutes later, I was in Tánger (Tangier), Morocco. I headed toward the medina quarter, continuously saying "NO!" to the many "enthusiastic," fairly aggressive, but harmless locals who are eager to sell their wares to the obvious tourist. I began to consider that perhaps doing this solo wasn't the greatest idea. I figured I could continue saying "no" all day, but that wasn't really what I was hoping for... So, I stopped at a cafe to rest and re-charge, and spied a local cutie who spoke Arabic fluently, and Spanish horribly. I approached him, introduced myself and said "You and me – today! Take me to your favorite restaurants, shops, cafés, beaches... Show me the best parts of your city, and then I'll get back on the ferry and wave bu-bye!!!" Well, it was all in Spanish, so maybe not that exactly, but it was close. Anyways, Andrés was happy to oblige, and we had the best day EVER!!! I never would have seen half of the cool stuff I saw without him. Walking along the medina quarter, the beaches and other neighborhoods with Andrés, no one bothered me at all. Perfect!!! And despite the fact that we had a pretty substantial language barrier, we muddled through quite well, with lots of laughter. I tasted the most delicious Moroccan food, enjoyed the best green tea I've EVER had, played with a camel on the beach (seriously), and strolled along the medina quarter with eyes wide open and camera-ready! Andrés was an excellent guide and sweet as can be. He wouldn't let me pay for anything all day (might be a cultural thing, not sure), and was very protective, but made sure I saw and experienced everything! At the end of the day, he refused to consider anything other than escorting me back to to the dock, and stood there waving goodbye until he saw the ferry safely pulling out of the port. People!! Wow!! I love them!!! I am continually committed to being right about my belief that people are good, and I continue to be validated! :)


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06 Nights/07 Days, Family Tour | TOUR ID - PICK-01
This 7-day trip will take you to some hidden gems of Sikkim and Darjeeling. Sikkim is a paradise with scenic destinations and rich culture. A perfect hideout from the hustle and bustle of the city life, this state offers an array of adventure and history to every traveller. When in Sikkim, visit Lachen, Yumthang Valley, Changu Lake and New Baba Mandir. Then, head to Darjeeling, a wonderful town with picturesque landscapes, beautiful weather and vast tea plantations. You can explore the Tibetan influence in the craft, culture and cuisine of Darjeeling. Some of the must-visit places in Darjeeling are Tiger Hills, Batasia Loop, Ghum Monastery, Padmaja Naidu Himalaya Zoological Park, Himalayan Mountaineering Institute, Tea Garden, Tenzing Rock, Tibetan Refugee Self Help Center, Japanese Temple, Peace Pagoda and Ropeway.
Upon your arrival in NJP railway station or Bagdogra Airport (IXB), head straight to Gangtok, which is around 4 to 5 hours away from Siliguri. Once you reach Gangtok, you can spend the evening at leisure.
After a delectable breakfast, start your journey to Lachung. Enroute, visit Singhik Viewpoint, Seven Sisters Waterfall and Naga Waterfall. Once you reach Lachung in the evening, take rest for a while. Enjoy your dinner at the hotel and stay overnight in Lachung.
After the breakfast, proceed to Yumthang Valley, the Valley of Flowers, which is located at an elevation of 11,800 feet. On the way back, visit the Hot Spring, which a natural spring and known for its medicinal properties. Later, return to the resort and stay overnight in Gangtok.
Around 7:30 to 8:30 am, after the breakfast, begin your excursion to Changu Lake (12,400 ft.) and New Baba Mandir (13,200 ft.), which are 55 km away from Gangtok city. Changu Lake is situated at an altitude of 12,000 feet on the Gangtok-Nathu La Highway. Home to plenty of Brahminy ducks, this lake is considered sacred by the local people. This placid lake remains frozen during the winter months up to mid-May. Later, you can take an optional tour to Nathu La Pass, which is nearly 20 kilometres further from Changu Lake. You need to take prior permission to visit Nathu La Pass and extra cost will be charged for extended tour to Nathu La. In the evening, you can roam around M G Road (Mall) or do local shopping in Gangtok.
After a delectable breakfast, embark on a 4-hour trip to Darjeeling. You can spend the evening at leisure.
In the early morning, take a tour to Tiger Hills and witness the morning sunrise view over Kangchenjunga Peak at around 4 AM, if the weather permits. On your way back, visit Batasia Loop and Ghum Monastery. After breakfast, take a tour around the city of Darjeeling. You can visit Padmaja Naidu Himalaya Zoological Park and Himalayan Mountaineering Institute. Also, pay a visit to Tea Garden, Tenzing Rock, Tibetan Refugee Self Help Center, Japanese Temple, Peace Pagoda and Ropeway.
On the last day of your trip, drive to NJP railway station or Bagdogra Airport for your return journey.


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Every year the world's media goes crazy for Black Friday – but where did the term come from and what does it actually represent?
For those of you that have lived under a rock for the past 5 years – Black Friday is known as one of the busiest shopping days of the year and even more so in recent years stores have been putting on huge discounts on this day to lure in all the seasonal shoppers.
When is Black Friday?
Black Friday falls on the Friday after "Thanksgiving" an American holiday.
So in 2018 this will be Friday 23rd November.
Whilst the date has little significance with the UK holiday season – the rise of the Internet and large retailers such as Amazon has meant that the day also has a significant impact here in the UK as well as around the world.
The origin of Black Friday
The official origin of the term Black Friday is still an issue of contention with several popular theories leading the way.
The first theory is that the term was coined by the Philadelphia Police Department when describing the increase in traffic, accidents and violence on the streets due the sheer volume of people who went out shopping on this day.
In recent years this theory has been pushed backwards and a new meaning for the term has risen in popularity in that Black Friday is the day that business books/accounts go from red to black for the year, essentially signalling the day they turn a profit for the year.
In any case, the term Black Friday now represents to most the day that they know they can get some serious bargains in the shops and many people hold off from buying certain items to buy them on this date.
History of Black Friday violence
As well as all the joy that Black Friday brings it has also been linked with a rise in violence in the last couple of years.
As shoppers rush through stores and race to get the best bargains it can often lead to arguments about who picked up the item first in the store and who will get the last one before they sell out.
Stores have started to employ more security staff and police numbers on the streets have been increased on this day to help manage the increased levels of violence.
Social media and the news are usually full of stories and videos of people literally fighting each other to get their hands on a TV, Mobile phone or other electricals.
There have been reports of people being shot in stores and social media has in the last few years seen the rise of the hashtag #WalmartFights as Walmart appears to be more commonly associated with violence on Black Friday.
Should you take advantage of Black Friday?
As frugal consumers Black Friday is a great day to land some fantastic discounts on items.
The trick is to only buy those items that you were going to buy anyway and make sure you know what the true value of them was before the big day.
Many retailers try to trick consumers with adverts of 70-80% off RRP on Black Friday when in fact the items have never been sold at full retail price in their stores previously.
Go into the day with an idea of what you want and what your budget is and shop around the stores. This is most easily done online where you can quickly surf large retailers websites to compare prices.
Remember to budget well going into the day and don't overpay for items or buy things on impulse that you will never use/need!
I have always been good with money – I budget well, avoid making impulse purchases and attempt to adopt a frugal lifestyle as much as possible. I love to share my personal finance tips with you to help you achieve your financial freedom as well.


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Sorcery Saga has been added to the menu on Steam
Sometimes when I'm out and looking for somewhere to eat, I wander past various restaurants and check out their menus. Recently, I was especially hungry for a great Japanese roguelike, when I came across a little place called Steam and was particularly drawn to one delicious-looking curry in their Coming Soon section.
Endorsed by the Great Curry God itself, Sorcery Saga seems particularly mouth watering, and I can't wait until it's available so you can all taste it for yourselves.
So, make sure you head to the Sorcery Saga Steam Store page and wishlist it, so that you can get a reminder as soon as it's released.
When it was released on PlayStation Vita, Sorcery Saga received some spicy reviews, including:
USgamer - 4/5 "Who knew a game could make you so obsessed with a food item?"
Pocket Gamer UK - 8/10 "This gem of a roguelike dungeon-crawler doesn't pull any punches and leaves you with an immense feeling of accomplishment if you're skilled (and lucky) enough to clear its dungeons."
IGN - 7.5/10 "If you're looking to expand your gaming palette, Sorcery Saga is a tasty little morsel for the Vita that offers both plenty of challenges and lots of laughs."
With sorcery saga so close to release, make sure you head over to the Sorcery Saga Steam Store page and add it to your wish list, so that you don't miss out on that mouth watering launch discount.
What's more, In the run up to release Senior Producer (Head Chef?) Al has cooked up a blog that will really get your stomach rumbling.
Now, if you'll excuse me, all this talk of Sorcery Saga has made me hungry for more. I'm off to stare at the Steam Store page.
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All English Sonnets
Oh! Leave me to my musings and my pace.
I know the moves of life I cope. I cope.
And I will reach the pinnacle. In case
I fail to reach the top, the world, I hope
Will understand that this is no disgrace.
I struggle on and take no umbrage
On spiteful words that hurt and disparage,
Investigate all hues which do embrace,
The visage of this hill and not despair
Of haggling argument. So I proceed,
My final destination is decreed:
With deep conviction do I this declare.
Great winners are good losers, patience show,
This sage Vyogi taught us long ago.


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Even a smile sheds tears.
Even a smile sheds tears.
Today, exactly four weeks after my beautiful died I'm at the old people's ashram.
In memory of Manjula we're gifting all today's meals. I've arrived an hour early so it's time to chill, remember and reflect and in a very limited way feed my addiction to share with you guys.
Back in Siddarthanagar smileys have appeared on the road, overnight.
Using stencils and water soluble spray paints they are another simple way to discreetly and publically remember and acknowledge.
There's a fair amount of sweeping goes on at the ashram.
Checking out Manjula
So the government in its infinity wisdom demands that we have a sign at our business premises to prove something or other then photograph it and submit it. I kid ye not!
Admittedly I've done it in my keystone cops not quite willing to comply sort of way.
I'll have another go in the morning after I've slept on it and if my carefully positioned selfie shot doesn't seem to do the trick.
Yes the director of the business is supposed to be in the shot, even the Indian government is promoting selfies.
There are just so many….. photos everywhere (Manjula would complain that there were too many but I never believed her)
These are in prominent positions in the house.
This one with lots of her things as part of the pooja on specific days, they're not always there!
The logo created by Punith.
videos ….
Article in the Guardian (photo is taken from the article)
The river Kaveri where Manjula said a prayer after our wedding celebration in the field on Srirangaptnam. A tender memory.
Facebook and blog postings, meals at the Ashram for the elderly residents ……. remembered happenings, and most importantly the piece of her that's in my heart that will always make me smile, ( the T-shirt I gave her in recognition of this and the rosette I made awarding her best maid in Mysore after working for her for one year…. early signs of my love?)
the jokes, the giggles, bossing me around, the hair (she was losing it) I still find in nooks and crannies.
And what about this from Kate who came to stay with us years ago?
A lovely gesture, trees planted by treesthatcount.co.nz in New Zealand in memory of Manjula.
Thanks Kate, love it!
So far I've found three buckets (pails) of grief. As I share this, I realise that it might resonate with your own experiences. (See I'm moving on from me me me). As you know, I'm new to this. Maybe it might help others, who knows?
In bucket one is the stuff you just can't avoid. The absolute challenges which you face when your loved one dies. The sudden trauma, the shock, the breathlessness of the realisation that she's gone. Bam
Just like that! A wacking great big black hole.
No matter how much you think you prepare, or plan or maybe you had realised what might happen. …… It's not enough. It has actually happened and you've just got to deal with it.
Your personal resilience might help, your belief system (they're still here and gone onto greater things?) could wrap it up nicely, time will also be the proverbial healer, or so they say. My mate Tom says it's like walking down or further away from the hill, you see more of the total picture and put it in perspective.
Bottom line is…. You 'choose' how to deal with it.
In the second bucket is the grief you can give yourself. You know the sort of thing. The what ifs? The guilt trips. The preoccupations. Missed opportunities. Recriminations. Regrets. The whispers you ignored. The stress.
In my view, this is the big challenge and again you choose. In this case you can maybe control how much you open the tap and fill the bucket.
So how much angst is there to be?
I don't live a life with regrets but this is a whole different ball game. The smallest chink of light, the smallest possibility to catch the grief and you've got it. It's hard.
In my and Manjula's situation.
We've been dealing with a series of serious illnesses for over three years. I wonder if we could have handled it differently. More regular tests, quicker responsiveness to trying new things, better lifestyle such as exercises, different opinions, complementary medicines. I know though that it was very tough for Manjula, she hated the tests (usually with disapppinting results) the clinic merry go round, the manic mother hen husband, the too many tablets.
The second main choosing-to-give -myself-grief issue is how well we used the last twelve months.
After a spell in intensive care a year ago and her unhappy experience on a ventilator she was given another lease of life. I look back at the photos. We sort of had the old Manjula. After six months she began to lose weight, they thought she might have TB and her drugs didn't seem to work. She was slipping away and I just didn't know what to do.
At the end she'd had a heart attack and real difficulty breathing. This was on the Friday evening. They'd resuscitated her and not intubated her in line with my (her) request. On the Saturday morning she had another heart attack. Immediately before we managed to discuss and she only wanted to be on ventilator if it was a day or two. There was a real likelihood she would never be able to come off it. I decided to let her go.
We did do good things. We have so many happy memories.
She was keen to properly celebrate her birthday in August, she wanted to continue the BnB even as she lost more weight and lived between her bed, the downstairs lounge and outdoor sit out. She loved and livened up when meeting the guests.
We managed a final holiday in Kannur, the site of our first holiday together after becoming engaged three years ago.
Our time was precious. We had a wonderful, odd maybe but amazing relationship. From different worlds but all the better for it.
In that final year there were times we both knew where it was heading. Manjula would once or twice talk about death. Me forever the coward didn't want that, couldn't deal with it and worried that might in itself help bring it on. We had to remain positive. We should however have discussed it properly. Some might say I was in complete denial.
We seem to choose whether and how much to give ourselves the grief in bucket two, maybe not even the time of day or perhaps the full flow.
I realise now it's useful to create your own narrative or ways of fathoming it all out. It requires a balanced view. I think we did the best in the circumstances.
Bottom line is 'it's how it is'
In bucket three the grief is more existential. What's the purpose or point in life? What happens when we 'move-on' ?
That can remain with its lid on!
So now as we approach The fourth week since Manjula died we have a few more things to do to help her on the way.
It may now be time to step aside from the angst. It'll still keep popping up but I'll hold it with me
I thank you for allowing me to share and your kindness, patience and support by being there for me and Manjula.
Next I plan to bring you herstory.
Yes, I'll lighten up…
I recognise how difficult it can be to keep track of the mish mash of postings. I've therefore put together a sort of index list of the most recent postings about Manjula.
I've found it it a real help to share my feelings at this very difficult time, the openness reflects the sort of life we've created and the amazing family (yes you) we now have throughout the world. I know its not always easy reading. Your support, feedback and encouragement has been great. Its early days of course to decide what happens next but I may continue to post but in a different way, to bring to you some of the stories of her life that Manjula has shared with me.
So to help you see what I've recently posted here's a list (with links) from March and April, a very very difficult time.
Team Briefing 17th March, link here
This came about as Manjula in a heartfelt way was worried that she couldn't do any of the things she'd previously done. its her recognising how things were changing and my attempt to help Manjula recognise her continuing value and the priorities in her life. Links with Manjula taking back control on 29th March link here which I wrote a few days after she'd died. its here
Lucky 23rd March link here an old man recognising he's so fortunate and first announcing the sad news,
Thank you 24th March the statement I made on the Saturday with friends and family gathered to say farewell and a lovely video of her talking to camera here
Manjula captured my heart here's a graphic of a birthday card I made for her based on some famous graffiti by Banksy, in the original the little girl loses the heart but not in this case! check here
Missing Manjula 1 a couple of examples of friends comments and photos with an appeal to send more examples, its here
I've been so touched by the many many many emails, messages, postings from around the world. I'm also not surprised. Sorry but as yet, Ive not managed to reply to everyone and want yo do it personally. Its also proving to be a bit difficult to work out what to do …. There may be Missing Manjula 2 might be a posting or might be a book of highlights!
Do follow to see what happens.
Bereft and Tearful, says it all, reflecting from a Mysore Park and wanting help here
The follow up about continuing Manjula's creation and how we'd like you to get involved is here please do see if you can help …… by following the blog or coming to be part….
Ashi Vasarjan the ceremony where I immersed Manjula's ashes in the Kaveri river at Paschivahimi. Great video although some might find it a bit hard. Its here
It's a hot hot day, Manjula's brother and his wife come back to Mysore to discuss preparations for the very significant 11th day. It's not straightforward. details of that meeting are here
The 11th day, here, was itself quite a challenge, its an important event but the dynamic of they only discovering we were married at the Ashi Vasarjan added to the complexity of the situation and wasn't helped by their attempts to try and get anything of value to sell!! (exactly why Manjula didn't want us to the tell them about our marriage)
Tender, my true love a few soppy words from a lover here, (What is this man like?) the photo is in our lounge and was decorated with fresh photos every day. There's now a lovely photo of the beautiful Manjula on each floor with a special sandal wood garland thing.
An important part of the Hindu rituals at this time is to give and offer food. On the 11th day food was offered to Manjula (plenty of meat, its me that was the veggie) as part of the Pooja this food was also taken on to the roof for the birds to eat. That's symbolic and shows that Manjula has eaten and its part of the process of helping her move on and her spirit finding a new resting place. We also offered food on her behalf, to others by paying for meals at an Ashram, a home for older people, it was lovely and its here.
As you will have noticed there has been tremendous help and support not least from Tom and Amy who flew in from Malaysia when they'd heard about Manjula's death. They stayed for two weeks and have been incredible support, I couldn't have managed without them. We first met them when visiting us as guests years ago, they've now been here three times this year! Last year Tom filmed our wedding and Amy was the celebrant who created the whole ceremony. Satish, Tanuja and Vasanth have been sorting out the whole series of things we've had to and been very tolerant of the English man's crazy requests. Others have just spontaneously helped such as the team from Royal Mysore Walks (aka Gully Tours) who brought breakfast round one morning. Super there have been some many great was to remember our Manjula.
I love my stick insect and she did get a bit thin with one of her videos showing her character and humour. its here
Manjula has changed me in so many ways, it has well and truly taken me out of my comfort zone now, but it also did challenge me over the last few years of helping her through her illnesses. It cannot in any way detract from our nine years together that has been an illuminating joy. Here's one take on what I think she has done in creating our home and in becoming my wife. If I can get my head around it and improve my writing I hope to share more of that story. The challenge is to be entertaining and accessible in my writing, erm!
I realise that in the land of 'nothing ever works as planned' Manjula has been my golden key, my 'get out of jail free card', I'm now alone but check here she's also been my and others boss, even demanding peaches being brought from the U.K.
This whole awful experience has got me thinking in so many different ways, its a bumpy road with bumps, rocks, pot holes, mental turmoil and the grief we receive as part of the process and 'choose' to give ourselves….What about swopping places? gives a bit more insight here
I hope that helps you make sense of what has been posted so you can choose to check through anything you've missed and get a more coherent story.
Lovely group of young people on summer camp organised by outback adventures more info here
The stick is magic, of course and together with the sling, were used to entertain and help create team chaos. 🙃 Thanks to Faizan for inviting me to another diversionary tactic.


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French Girl with Mother: A Novel by Norman Ollestad
by William


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I having been buying an all natural hand sanitizer formula at the health food store. It is non-toxic and works great. I have been wanting to make my own formula for awhile. Since both the boys are in school now we are using a lot of hand sanitizer. I did a little research online and made up my own little recipe. Remember to check with your doctor if you are pregnant or have any serious health issues. Essential oils can be very strong (it is my opinion that essential oils are less strong than what is approved for use by the FDA, but nonetheless, that is just my little opinion).
There are many recipes online, so if you don't like an ingredient just select another. Many essential oils help kill germs and bacteria.
Ingredients: (for spray bottle)
1/2 cup witch hazel (mine included lavender essential oil)
1/2 cup aloe spray
20 drops tea tree oil
Mix all ingredients together in a mason jar. Pour liquid into 4 (3 ounce spray bottles). Use the leftover liquid for the gel recipe.
Aloe Gel Formula.
Use the 1 ounce leftover liquid from spray formula and add 3 ounces aloe vera gel (pure source). Mix and pour into a squeeze bottle.
~For both formulas you can use plain witch hazel and add 10-20 drops of lavender essential oil.
Tea tree oil "is the most powerful of these essential oils and has antiviral, antifungal and antibacterial properties–making it the recommended essential oil to use in the following recipes. But it should not be used on infants or pregnant /nursing women. Adding more tea tree oil to any recipe will make the hand sanitizer more effective but the smell can be overwhelming. View the American Society for Microbiology's study about TTO for further information about its effectiveness. Most organisms can be killed with a 0.50% concentration (E.coli, Staphylococcus and Streptococcus special and others) but to kill the penicillin-resistant bacteria Pseudomonas aeruginosa, a 3.0% concentration is neeed. All of these findings have been published in international journals. A few drops of essential oils like basil, rosemary, rose, lavender, lemon or geranium will lighten and balance the aroma." From this source.
Let's protect our skin and nourish it at the same time!
~Green Boot Girl.


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How Technology Can Influence Your Company Success
The world today is very technological and is almost impossible to avoid using technology at one point. For a lot of years now, technology has been causing immense changes in many different areas of the world, making the world a better place. There are very many solutions that have come up related to different things that people are using on a daily basis. The level of benefit efficiency that you will be able to enjoy whenever you decide to implement technology is going to be very high. However, you probably realize that there is technology that is related to different areas meaning that, you have to choose what is relevant to you. You might think that technology has stopped to develop that you will realize that, there are many people today that are creating even better solutions everyday. Because of this reason therefore, it is always important to realize how you can gain a lot from technology in every area of your life for example, in your business. There are many solutions that you can be able to implement in your business meaning that, you have a lot of variety also. There even companies that provide different types of technological solutions and you should consider them.
It is going to be possible for you to get mobile applications and other software solutions that can be used within your company. By reading this article, you'll get understand much more about all these things and why it is important for you to consider the impact of technology on your business. One of the reasons why you have to implement technological solutions in your business is because it's going to help you to serve more customers. Technological solutions are great because, production of products and services also becomes very easy. Some of the examples of technological solutions that will help you include, automation of processes within your production center and this leads to higher productivity. If you have a mobile application, you can realize that monitoring and tracking also becomes possible. Technological solutions also allow you to sell products and services to people that prefer to buy from the online platforms.
Technological solutions also help you to reduce the costs of operation within your company leading to less expenses. Time wasting within the company is going to be totally reduced when you implement technological solutions. It is also good if you are able to gain from this in terms of helping your company to be more influential in society. You will have to embrace the use of technology because of all these benefits.
Options – My Most Valuable Tips


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Tarik Garzuzy : Ordered this part and that was priced right and was shipped quickly. Definitely will use this resource again in the future.
Manel Salhi : Nice biking shirt. Good visibility.
Věra Holánová : Love this mattress! It has held up very well, it works perfectly for my daughter's crib. We have had it for over a year and it looks brand new.


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Chinese equities, which typically make up at least 30 per cent of the MSCI Emerging Markets index against which £1.44trn in assets are benchmarked, have recently joined their Turkish counterparts in bear market territory.
The Shanghai Stock Exchange Composite equity index has fallen more than 20 per cent from its January peak in local currency terms, the common threshold for a bear market.
China's big weighting in the benchmark emerging market equity and woes for most other emerging markets meant that withdrawals from the iShares MSCI Emerging Markets exchange-traded fund reached a record £2.29bn in the week ending 22 June.
Investors have become increasingly concerned about the economic outlook for China.
Fears about the impact of US trade and investment restrictions and a potentially full-blown global trade war have retaken centre stage in the last few weeks, after president Trump formally approved hefty tariffs on $50bn (£38bn) of high-tech Chinese products.
Credit tightening, tighter banking regulation and underwhelming data have also fed into concerns that economic growth will slow materially, undermining the investment case for the second-largest economy in the world.
With regard to trade, it does not seem likely that the worst of the rhetoric will materialise, at least not for some time yet and will unlikely last for long.
It is more likely that the US tariffs introduced to date and threats of additional restrictions on trade and foreign investment are Trump's gambit towards more constructive talks on how to reduce America's £267bn annual trade deficit with China, talks which are in both parties' interests.
This is not to say that the current situation does not pose risks for trade and growth, but rather that these risks have been somewhat overblown.
Another reason to remain sanguine is that earnings growth is expected to remain strong over at least the next couple of years.
Although a material fall in the rate of growth is expected from last year, a particularly strong one for emerging markets in general, analysts still expect earnings growth of 14.3 per cent this year and 14.8 per cent in 2019 (estimates from JP Morgan research).
Made in China
The recent sell-off has also caused the stretched valuations of late 2017 to come down slightly towards fairer levels. Therefore, the recent market correction could offer a buying opportunity for investors with a strong positive view on the fundamentals.
One reason to hold such a view over the longer term at least is the government's structural economic reforms. Xi Jinping's Made in China 2025 strategic plan is expected to move China's industry up the value chain, with new economy sectors such as technology and pharmaceuticals taking the place of more traditional credit-intensive industries.
There are concerns the People's Bank of China manufactured the recent slide in the renminbi to offset the US tariffs
As well as contributing to the government's longer term of deleveraging the economy, the plan could also create new investment opportunities within sectors that have typically been inaccessible to global investors.
This should be facilitated by the index provider MSCI gradually incorporating more of the Chinese onshore A-share market in the benchmark Emerging Markets index, in addition to the offshore-listed Chinese companies that typically made up more than 30 per cent of the index.
Although the immediate impact on flows into the A-share market seems to have been muted, we would expect a greater impact on full inclusion, when Chinese A-shares could account for 17 per cent of the MSCI Emerging Markets index.
Despite the greater access to previously inaccessible areas of the Chinese equity market, A-share inclusion may not provide a massive boost to flows into Chinese equities, with currency fixing and government intervention in corporate governance still concerning investors.
The government has also recently shown that it is willing to hold off on its goal of deleveraging the economy to stabilise markets. It has lowered reserve requirements for big banks three times this year and there are even concerns that the People's Bank of China manufactured the recent slide in the renminbi to offset the adverse impact of US tariffs on net exports, a key driver of economic growth.
Despite these concerns, investors should remain cognisant of the longer-term drivers of earnings for Chinese companies and not overreact to the latest fluctuation, which seems to have been driven by trade rhetoric, something that should not be expected to translate into a significant reduction in global trade and growth.
Jake Hitch is research assistant at FE


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Welcome to Garden Route National Park (Tsitsikamma Section)
Cut through by dark, coffee-coloured churning rivers, deep ravines and dense forests, the Tsitsikamma section of the Garden Route National Park encompasses 650 sq km between Plettenberg Bay and Humansdorp, as well a Marine Protected Area covering 80km of coastline. A 77m-long suspension bridge spans the Storms River Mouth near the rest camp of the same name (not to be confused with the village of Storms River), where several walking trails pass thickets of ferns, lilies, orchids, coastal and mountain fynbos (fine bush), and yellowwood and milkwood trees. Millennia-old sandstone and quartz rock formations line the gorges and rocky shoreline, and southern right whale and dolphins are visible out in the ocean.
Elusive Cape clawless otters, after which the Otter Trail (a multiday hike) is named, inhabit this park; there are also baboons, monkeys, small antelope and furry little dassies. Birdlife is plentiful, including endangered African black oystercatchers.


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The Pro-Tech Team
Looking for a Trustworthy Service Company? Need a Progressive Team who is Tech Savvy and remains a step ahead of growing trends in the ATM & Cash Solutions Industry? The Pro-Tech Team has solutions for you!
The founders of Armstrong Pro-Tech have been in the ATM and Financial Service Field , as well as the Security Service Industry, for a combined total of
over 25 years
. Together they have been successful in acquiring vast knowledge in the Security Industry as well as in the Sales, Service, Installation / Programming of ATMs and Currency Transport Industry.
A Fresh Approach To Customer Service
Our company is based on the belief that our customers' needs are of the utmost importance. Our entire team is committed to meeting those needs. As a result, a high percentage of our business is from repeat customers and referrals. You won't find a more reputable group in our area of expertise!
We would welcome the opportunity to earn your trust and deliver you the best service in the industry.
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The Business
BlaBlarCar has become the world's largest ridesharing community and one of the world's premier transport networks, helping its 25 million members travel across cities in more than 20 countries, from France to Ukraine, from Brazil to India. The company has become a real social phenomenon in the countries it has entered.
The Partnership
Since Accel's first investment in 2012 – led by Philippe Botteri – BlaBlaCar has become one of the most influential ride sharing companies in the world, with operations in more than 20 countries. Accel remains the largest institutional shareholder, and an active partner in BlaBlaCar's global growth. The company has raised more than $300 million in funding raised to date.


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Come Relive the Miracle at Fort Hateno with this Lore Tour
Posted on December 31 2018 by Bobby Chichester
Breath of the Wild broke new ground for the franchise with its open world gameplay, and with open worlds come lore building. One of the greatest stands of the Hylian people came at Fort Hateno, and one of Zeltik's lore videos on YouTube again serve as a visual and narrative reminder of one of Hyrule's darkest days. The Miracle at Fort Hateno, as it is called, was the moment Link finally fell protecting Zelda and she finally awakened her powers, saving the people they were guiding in one powerful spell. It rendered the attacking force nearly immobile and the people were saved.
This lore tour is narrated extremely well and uses clips from the game to make its case. The series as a whole has plenty of moments like this, and this marks my favorite moment for the recurring namesake of our beloved franchise. Zelda giving Link's Master Sword its true power in Skyward Sword was the previous holder for me, but Zelda's last stand to save her people defies it all.
What did you think of this video? Do you have a favorite moment in Breath of the Wild? Let us know below!


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Frost is building up, is it because I open the refrigerator door frequently?
Frost builds up in the freezer.
1. When the door is opened, cold air gets out and warm air comes into the refrigerator
2. The warm air containing moisture is cooled and accumulated in the refrigerator, building frost.
How to fix
1. Remove frost with a hot/warm towel and dry
2. Small amount of frost on foods and shelves is a normal phenomenon.
3. If accumulated icicles block cold air vent, contact service center.
※ Remove frost with a hot towel


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London campaign to tackle driver blindness
Scientific reason for 'Sorry mate I didn't see you'
'Sorry mate, I didn't see you'. The refrain of many a driver as they scrape a shaken cyclist off the road.
Whether it's a door in the face, or a lorry driver turning left without looking, motorist blindness is often the cause of accidents which leave cyclists at best bruised, and at worst, stone cold dead.
Now Transport for London has launched a campaign to encourage drivers to look out for bike riders.
A special film has been created, which challenges viewers to count how many times a basketball team passes a ball to each other.
But there's a twist, designed to prove how easy it is to miss what's right in front of you.
The short film was inspired by research at Harvard University, which found that more than 50 per cent of people studied failed to spot an obvious change in their surroundings.
This phenomenon is known as "change blindness" – only a tiny fraction of all the information going into your brain enters your consciousness. People often fail to see a change in their surroundings because their attention is elsewhere.
Even stranger, if you are concentrating on something, you can become blind to other events that you would normally notice.
Transport for London says the research suggests "inattention blindness" is possibly the reason why motorists collide with cyclists.
The transport authority is also reminding cyclists that, although it is important for road users to keep an eye out for them, bike riders must also take steps to ensure they are seen by motorists.
TfL has begun distributing 10,000 free safety lenses, known as "Fresnel" lenses, to freight companies operating vehicles in London.
The easy to fit lenses stick on to the passenger window of a truck cab, improving lorry drivers' vision of cyclists who come within close proximity of their vehicles. The lens is one of the tools of the Freight Operator Recognition Scheme (FORs), which encourages operators to ensure best practice both for driving standards and vehicle safety.
Click here for more about Transport for London's campaign and more info on cycle safety.