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REAL ESTATE- ON THE BLOCK- Extras, extras: Read all about a Mill Creek special
ADDRESS: 452 Hidden Ridge
NEIGHBORHOOD: Mill Creek South
SIZE: 2,770 fin. sq. ft.
LAND: 0.394 acres
CURB APPEAL: 8 out of 10
LISTED BY: Don Berard, owner, 923-0022
All buyers have priority lists: things they must have, things they'd like to have, and things they can do without. For some people, brand-spanking-new is the first and foremost requirement. No previous bather can have splashed soap scum on the shower tiles and no cook can have put onion peels down the disposal. For others, location matters: good school district, mountain views, walking distance to stores or businesses.
Not many shoppers will hold out for a fully equipped darkroom, a climate-controlled wine cellar, or a backyard full of professional playground equipment– these things can be added. So sellers hoping those amenities alone will bring in buyers are probably dreaming.
This house in Mill Creek South will appeal to shoppers with the following items on their must-have list: low-traffic cul de sac, convenient location, one-floor layout, level backyard, family-room fireplace, garage, good school district. It will not appeal to people looking to have the most modern amenities, convenient access in bad weather, or unusual design.
The house is typical of those in a not-new subdivision in many respects: the three full bathrooms have those fiberglass showers; hardwood floors in the living room and dining area give way to wall-to-wall everywhere else; and every room has a ceiling fan– eight in all! The kitchen has a vinyl floor and laminate counters, and heat and AC are provided by a heat pump (but it's just three years old).
Several elements personally designed and added by the current owners set it apart, however. The owner is a photographer and artist, a Hook cartoonist, and a musician. These interests led him to add a large (21' x 16') studio with two skylights and attached darkroom (all darkroom equipment conveys), a space that may be unique in the subdivision. With its own separate deck and the possibility of a private entrance, this huge room could also become separate in-law or au pair quarters.
Other modifications recommend the house to shoppers looking for extras in a typical subdivision model. Changes have been made to rooms immediately inside the front door: to the right, a bedroom has been made from what was originally the second space of a two-car garage. The space on the left previously consisted of two small bedrooms, which the owners have changed into a second master bedroom with double closets and full bath. But they left the extra hall doorway to make re-conversion easy for a family that needs the extra bedroom.
In the actual master bedroom, more personalized elements distinguish the house. While a double-sink, whirlpool tub, and separate shower and WC in the master bath are of the ho-hum traditional variety, the surprises are a wall of Leyland Cypress trees and a fence that provide welcome privacy outside the big windows, and a super-sized dressing room beyond the bathroom proper that almost doubles the space.
Back in the living room, skylights in the cathedral ceiling and a window-lined family room directly beyond alleviate the penumbra inevitable in a space smack in the middle of the house. A large kitchen with breakfast area and two pantries opens from the living room and leads to the garage and carport through another surprisingly large space– the laundry/mud room (washer/dryer convey) with huge utility sink. The extra-high ceiling in the kitchen creates an airy feeling complemented by large sliding-glass windows opening to a private deck off the breakfast area. Both decks feature retractable awnings and bird-feeders galore– the number and variety of feathered competitors for the millet seeds on the day we visited was a pleasant surprise, probably a result of the densely wooded common area beyond the flat backyard.
The owners admit that the addition of the huge studio has preempted use of the family room and its gas fireplace, but new residents may be happy to have it as it's centrally located adjoining the living room and easily accessible to the kitchen and decks for entertaining.
No doubt a few buyers find a dream house that meets their every requirement. More often, however, people find themselves making compromises and accepting trade-offs. This house offers interesting elements to offset the downsides of what might seem at first glance to be a run-of-the-Mill Creek yawner. And as an added incentive to people who may still be on the fence, the owner reports that the below-assessment asking price represents a much lower per-square-foot price than most recent sales in the area.
Each week, a brave local seller invites the Hook to provide an impartial, warts-and-all look at their real estate listing. E-mail yours today!
[The printed version of this story contained the incorrect phone number; it has been corrected in this online edition–editor.]


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Editor's Note: TheStreet ratings do not represent the views of TheStreet's staff or its contributors. Ratings are established by computer based on metrics for performance (which includes growth, stock performance, efficiency and valuation) and risk (volatility and solvency). Companies with poor cash flow or high debt levels tend to earn lower ratings in our model. NEW YORK ( TheStreet) -- Flowserve Corporation (NYSE: FLS) hit a new 52-week high Friday as it is currently trading at $169.59, above its previous 52-week high of $169.53 with 143,804 shares traded as of 3 p.m. ET. Average volume has been 405,000 shares over the past 30 days. Flowserve has a market cap of $7.92 billion and is part of the industrial goods sector and industrial industry. Shares are up 13.5% year to date as of the close of trading on Thursday. Flowserve Corporation engages in the design, manufacture, distribution, and service of industrial flow management equipment. The company has a P/E ratio of 18.8, above the S&P 500 P/E ratio of 17.7.
- EXCLUSIVE OFFER: Jim Cramer's Protégé, Dave Peltier, only buys Stocks Under $10 that he thinks could potentially double. See what he's trading today with a 14-day FREE pass.

subset: commoncrawl


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Announcing the James L Carter Scholarship Fund
On Friday, November 9, 2007, former students and friends gathered to congratulate Dr. Carter on his retirement after 43 years at UT Dallas.
In honor of Dr. Carter's lengthy service to the University, Dean Myron Salamon announced the James L. Carter Scholarship Fund.
The scholarship will be awarded to graduate and undergraduate students pursuing degrees in the geosciences. To make a gift to the scholarship fund you may visit the "Make a Gift" page and select the Dr. James L. Carter Scholarship fund from the drop-down box. If you any have questions, please contact Barbara Hollis, at (972) 883-6407.
Dr. Carter earned his BS from Texas Western University, now known as UT El Paso, in 1961. He earned his PhD in Geochemistry from Rice University in 1965, and became a Postdoctoral associate at the Graduate Research Center of the Southwest (now UT Dallas) from 1964-1965. His research interests involve five areas:
- Lunar and extraterrestrial resources,
- Upper mantle and lower crustal studies of the earth,
- Geochemical exploration and ore deposits,
- Environmental geochemistry,
- And K-T boundary and Late Cretaceous sauropod dinosaurs.
Dr. James Carter is world renowned for his expertise in "simulated lunar regolith," virtually indistinguishable from moon dirt. He is NASA's go-to guy when they need artificial moon dirt. Dr. Carter is also known for helping discover the remains of an alamosaurus in Big Bend National Park.
- Updated: November 14, 2007


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Hobby Farming For Dummies
Table of Contents
Author Information
You'll get a real idea of what it really means to jump from your current lifestyle to a life farming in the countryside. You'll get the information you need to decide if the farming lifestyle is right for you and your personality. You'll learn everything you need to know about property and how to access a power supply. You'll get practical advice on which animals would work best for your farm and you'll learn how to acquire them and what you need to know about caring for them properly. You'll get help with all of the major decisions like whether you're better off with subsistence farming or a more ambitious project. Find out how to:
- Make from change to a farm lifestyle
- Get along with your neighbors
- Find and buy rural properties
- Select and maintain equipment
- Raise and care for animals
- Use and preserve food items
- Avoid common farming pitfalls
- Choose plans for your farm
Complete with lists of the ten unique opportunities for fun and the top ten misconceptions about farm living, Hobby Farming For Dummies will help you discover how you can live the simple life.


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Thursday, March 15, 2012
Knuckles update
Update: First, thanks to all of you who left comments today. We really appreciate them. So the good news is that the blood tests showed that he doesn't have any of the big diseases, such as feline leukemia, thyroid condition, diabetes, etc. The only abnormality is that he is anemic. So, the doctor is testing for a flea and tic disease. She explained that , although Knuckles doesn't come in contact with fleas or tics in the condo, he could have contracted the disease when he was a kitty in the shelter. I guess the symptoms come back on in cycles. So, she'll get in touch when she knows more.
Bugsy is still waiting for his brother to resume their wild play, but for now we're just having a quiet time over here while Knuckles sleeps.
Anyway, thanks for stopping by and for your wonderful thoughts. I'll update when I know more.
hugs, HH
31 comments:
- Angel and Kirby said...
Knuckles, we are sending you purrs.
- March 15, 2012 at 5:14 PM
- Mariodacat said...
Whew! That's a big relief. The other can probably be successfully treated with medication. More purrs for Knuckles. ,
- March 15, 2012 at 5:33 PM
- Fuzzy Tales said...
We appreciate the update. Continued purrs for Knuckles...We're not sure how that would be treated...iron supplements? Is it the same as for humans?
- March 15, 2012 at 5:43 PM
- Teri and the cats of Curlz and Swirlz said...
We B way behind in visiting but we had to stop and say whew, we are glad the tests so far are good and that those flea diseases can be treated so Knuckles can feel better soon...Purring for the K!
- March 15, 2012 at 5:46 PM
- Marg said...
Sorry we weren't around to send purrs to you Knuckles. We are glad you aren't too sick. Hopefully the medication will make you feel better. Ask Mom what medication they gave you Knuckles?? Our Lucky turned out to be anemic. So now we are sending lots and lots of purrs to ya. Take care.
- March 15, 2012 at 6:01 PM
- Cheysuli and gemini said...
Purrs for Knuckles.
- March 15, 2012 at 6:02 PM
- 3 doxies said...
Oh no! I am just seeing dis. I so hopes Knuckles is gonna be fine. We are sending our vibes to him and to ya'll as well.
- March 15, 2012 at 6:34 PM
- Remington said...
We will keep Knuckles in our thoughts and prayers....have a quiet and relaxing evening, my friends.
- March 15, 2012 at 6:46 PM
- Pumpkinpuddy said...
Oh dear. Poor Knuckles. I'll purr that he's up and around really quick. It's lonely when the fursibs don't want to play.
- March 15, 2012 at 6:52 PM
- Katie Isabella said...
Knuckles sweetheart...feel all better right away. Bugsy, he'll be OK, Honey.
- March 15, 2012 at 6:57 PM
- Carolyn said...
That is some good news. I bet Bugsy can't wait for Knuckles to be back to his wrastling self!! xox
- March 15, 2012 at 7:10 PM
- Prancer Pie said...
Oh no! We missed one day and look what happens! Big purrs and purrayers fur Knuckles. We hope he gets over this fast. xoxo
- March 15, 2012 at 7:23 PM
- Frankie Furter and Ernie said...
Knuckles that is very good news. I have always heard that if you are around the fleas and stuffs as a young'un.. and they carry the bad stuffs ... it can take YEARS to show up. WHEW.
- March 15, 2012 at 7:25 PM
- BeadedTail said...
We're sending lots of purrayers to Knuckles! We hope he feels better soon and that they find out what's going on so he doesn't feel bad again!
- March 15, 2012 at 7:32 PM
- K9 Katastrophie said...
Oh dear we are praying and sending love!
- March 15, 2012 at 7:32 PM
- Amber DaWeenie said...
We'll still be keeping our paws crossed until he gets a clean bill of health!
- March 15, 2012 at 7:35 PM
- Brian said...
Mega-purrs to sweet Knuckles and we are very happy the yucky stuff was negative!
- March 15, 2012 at 7:36 PM
- Sparkle said...
I'm relieved that the tests ruled out all the biggies. I hope Knuckles is back up to speed soon.
- March 15, 2012 at 7:57 PM
- rottrover said...
It's STILL scary, even when it's "nothing".
-Ruby's mom
- March 15, 2012 at 9:24 PM
- ♥♥♥ The OP Pack ♥♥♥ said...
We are so sorry we missed the earlier post but we are here now and have our paws crossed for Knuckles - we sure hope the tests reveal something easy to fix. Hugs to all of you.
Woos - Phantom, Thunder, Ciara, and Lightning and Mom
- March 15, 2012 at 9:47 PM
- ♥♥♥ The OP Pack ♥♥♥ said...
We are so sorry we missed the earlier post but we are here now and have our paws crossed for Knuckles - we sure hope the tests reveal something easy to fix. Hugs to all of you.
Woos - Phantom, Thunder, Ciara, and Lightning and Mom
- March 15, 2012 at 9:47 PM
- The Island Cats said...
We're purring that Knuckles feels better soon.
- March 15, 2012 at 10:04 PM
- Shane Kent Louis said...
I'm so sorry about that. I guess I've missed the other post. Hope all would be well to Knuckles.
Dog Fence
- March 16, 2012 at 2:21 AM
- dArtagnan Rumblepurr/Diego Hamlet Moonfur said...
Oh no, Knuckles!! I keep purring for you...
- March 16, 2012 at 2:38 AM
- The Furries of Whisppy said...
Thank goodness it's nothing major. We hope the vet is able to figure things out soon. Take care, Knuckles. We're sending you purrs.
- March 16, 2012 at 5:27 AM
- Minnie and Mack said...
Oh no, we didn't know Knuckles was under the weather. I guess it's good news it is not one of the Big Bad things. If it is what the Dr thinks, can he recover completely?
Please keep us updated.
Drools and licks,
Minnie and Mack
- March 16, 2012 at 6:59 AM
- HoundDogMom said...
We are sorry you are a little under the weather. We well send some drool your way as we have an over abudence at the hound house right know. Sniffs, The HoundDogs
- March 16, 2012 at 9:15 AM
- Madi and Mom said...
Bugsy and Knuckles we are still purring hard. I hope you don't have to wait 87 hours for the results...that will be torture.
Hugs to you two and HH
Madi and Mom
- March 16, 2012 at 10:45 AM
- What Remains Now said...
We'll continue to hope for a good final report.
- March 16, 2012 at 1:47 PM
- Kjelle Bus said...
Sending lot of purrs to Knuckles !
Hope you will get back to normal in no time !
- March 16, 2012 at 2:02 PM
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- September 14, 2017 at 4:37 AM


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No Van, New Plan // Chile
Vanlife has us spoiled: when we want to go, we go, when we see something nice, we stop and see it, if we meet someone who tells us some new bit of information, we are free to follow… Read More
Into Patagonia // Argentina & Chile
We disembarked the Buquebus ferryboat from Montevideo, Uruguay into the heart of Buenos Aires, Argentina. Pizzerias, bakeries and gelaterias on every block, the confident city step of local portenos, museums in art deco buildings filled with European inspired… Read More
A Slice of Nice // Uruguay
Uruguay, to the south of Brazil and northeast of Argentina, is a small country with some big powerful neighbors. Like Switzerland in Europe, they have chosen strategically how to remain independent and have some of the freest political… Read More
Return to South Brazil
Departing California was bittersweet. Our time at home was filled with so much joy and love, so many moments great and small it seemed that 10 weeks had passed too quickly, but also, it was just right. We… Read More
Visiting the Tribe // Los Angeles, Calif.
In the middle of August we moved out of the little beach house, packed up all our gear, parked our van at a friends place in Florianopolis, Brazil and headed to the airport for the long journey back… Read More
Terra Incognita Online Art Exhibition
October 10, 2014 was the opening of Adam's art show "Terra Incognita" at Slow Culture Gallery in Los Angeles, CA. Inspired by the past 2 years on the road with our family exploring Mexico, Central and South America,… Read More
The Nest // Brazil
Perhaps you could think of our family as migratory birds. For a season we have landed in the country of Brazil, in the state of Santa Catarina, on the island of Florianopolis, in the neighborhood of Campeche, right… Read More
Our American Dream // Argentina into Brazil
When we departed in October 2012, we felt part of our journey was a personal reexamination of "the American Dream." A little white picket fence appeared in the grass along the Atlantic Ocean, it called to us in… Read More
Nomadism: a way of life // Chile into Argentina
Departing the mechanic in Temuco, Chile the engine was purring like it should, given the time, energy and money we have poured into it. Not far up the road we stopped at the Saltos de Petrohue. Having just… Read More
Tres motores broke down blues // Chile
In the last chapter of our tale of engine troubles, we pulled our Subaru 2.2 engine out of our VW Westfalia. In most other countries, besides Chile, Subaru's are rare to non-existent. Behind the USA, Chile has the… Read More
In the Spirit of Adventure // Peru into Chile
. Cusco and the Sacred Valley had us in her mystical clutch for nearly 6 weeks. In that time we held a 24 Hour Bazaar, shipped it all out, spent days diagnosing and sorting a mysterious electrical issue… Read More
Back on the Open Road // Peru
Oh, hi there! We know it's been quite some time… No, we didn't forget about you. Yes- we promise we really didn't forget about you! There has been just quite so much to do- but we are back,… Read More
Slowing Down // Colombia into Ecuador
Through the whispy grey clouds, a streak of sunshine broke through, revealing a burst of neon green, as we wound our way through the verdant peaks. The Andes are a no joke mountain range, and we are just… Read More


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Polyester (600D) toilet bag in a tapered form with matching zipper and puller.
Polyester beauty bag in a natural beige colour with a colourful zip closure. This single compartment bag is ideal for holding beauty products and smaller keepsakes.
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text:
Thanks to Appetize for this great infographic.
Retail Accounting news - brought to you by CounterBooks - www.counterbooks.com
Global Foodservice Database & Trends
All Things in Digital with Curated News On Marketing, E-Commerce, Digital Content and Media
Accounting Information & Insights for Today's Business Leaders
Tidbits on Oil, Gas, Mining & TMT
Fashion News for Fashion Lovers
We are a firm of Accountants based in Harrow, Middlesex offering tips and tax advice to help sole traders, individuals and businesses in the UK grow. We'll also keep you up-to-date with the latest tax news hitting the headlines! We hope you find our blog helpful and appreciate any feedback.
Beancounters with attitude
"more than just a bookkeeper"
Tax & Accountancy Matters
Retail Accounting news - brought to you by CounterBooks - www.counterbooks.com
Articles about operations, marketing and concept strategy consulting for food service owners and operators.
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Business & tax news and tips from a local friendly chartered accountant - covering Newbury, Swindon, Basingstoke & Reading.
convenience stores retail sector discussions
Thoughts from an ardent supporter and user of Cloud Computing


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Dual-Branded White SD Card Enables Wii Owners To Store Game Saves,
Downloadable Games, Images and Other Content
MILPITAS, CA, NOVEMBER 17, 2006 - SanDisk ® Corporation (NASDAQ:SNDK) today announced that it is shipping special edition SanDisk SD ™ memory cards to major retailers in conjunction with the release of Nintendo's new Wii ™ game console, which is compatible with removable flash memory to store game saves, download games and view digital photos.
The white cards, bearing the label "SanDisk For Wii", will be available in three capacities - 512 megabytes (MB), 1 gigabyte (GB) and 2GB* -- at gaming and major consumer electronics stores. Suggested retail prices range from $34.99 to $89.99.
"We believe that the Wii, with its physically interactive format and compelling games, will be a big hit this holiday season, and these co-branded flash cards will make it easy for gamers to purchase memory that allows for the portability of game saves between Wii consoles," said Christina Day, SanDisk senior product marketing manager.
Gail Tilden, vice president of brand management for Nintendo of America, headquartered in Redmond, Wash., said, "We're happy to partner with SanDisk, the leading supplier of flash memory cards in the world, for our launch of Wii. In order for owners to use innovative features such as the Wii Photo Channel, an SD card is a vital accessory."
Billy Pidgeon, gaming analyst for IDC, a leading consumer electronics research company, said that game refreshes with new elements from the Web should drive up demand for memory storage. "For game publishers, this is an excellent way to extend the lifespan of a game," he said. "Also, many older games are getting a second life because they can be re-introduced to a new audience through downloading."
Pidgeon said IDC research indicates that most gamers buy accessories for their consoles.** "Along with new consoles and popular games, peripherals are a key revenue driver." he said. "IDC research indicates that memory cards are second only to game controllers in accessories purchased for videogame consoles."
The Nintendo Wii can utilize the SanDisk Wii SD card in several ways. It can store game saves as well as back up Virtual Console games in the Wii Shop Channel. Also, the SanDisk Wii SD card can be used to display JPEG images from digital cameras, with sizes of up to 8,192 x 8,192 pixels. Further, the Wii will accept video files created in QuickTime (motion JPEG) with sizes of up to 848 x 480 pixels. And the Wii will play MP3 audio tracks as background music during a slide show of digital still photos.
SanDisk is the original inventor of flash storage cards and is the world's largest supplier of flash data storage card products, using its patented, high-density flash memory and controller technology. SanDisk is headquartered in Milpitas, CA and has operations worldwide, with more than half its sales outside the U.S.
* 1 megabyte (MB) = 1 million bytes; 1 gigabyte (GB) = 1 billion bytes.
** IDC's 2005 Videogame Survey: The Changing and Not-So-Changing Gamer, Doc #33883, Sept. 2005
SanDisk's product and executive images can be downloaded from
SanDisk's web site/home page address: http://www.sandisk.com
SanDisk and the SanDisk logo are trademarks of SanDisk Corporation, registered in the United States and other countries. SD is a trademark. Wii is a trademark of Nintendo. Other brand names mentioned herein are for identification purposes only and may be the trademarks of their respective holder (s).
This press release contains certain forward-looking statements, including expectations for new product introductions, applications, markets, and customers that are based on our current expectations and involve numerous risks and uncertainties that may cause these forward-looking statements to be inaccurate. Risks that may cause these forward-looking statements to be inaccurate include among others: market demand for our products may grow more slowly than our expectations or there may be a slower adoption rate for these products in new markets that we are targeting, and the other risks detailed from time-to-time in our Securities and Exchange Commission filings and reports, including, but not limited to, Form 10-K and our quarterly reports on Form 10-Q. We do not intend to update the information contained in this press release.
CONTACT: SanDisk Corporation
Ken Castle
(408) 801-7032


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Cycle Chic Around the Globe
In 2007, Mikael Colville-Andersen took a photo of a girl riding her bicycle through Copenhagen. Since called "the photo that launched a million bicycles," it blossomed into a blog called Cycle Chic, which in turned spawned Cycle Chic blogs in dozens of cities worldwide.
What's the message of Cycle Chic? "Cycling's easy. Cycling's gorgeous. Cycling's a great way to get around your city," says Colville-Andersen. It's the idea that biking is more than a form of exercise for the Spandex-clad—that it can be an integral part of the lives (and style) of urbanites everywhere.
Colville-Andersen maintains that Cycle Chic "is not just pretty pictures—it's advocacy." In South Carolina, Kristin Walker (who maintains Charleston Cycle Chic) argues that encouraging her neighbors to bike to dinner is a way to improve her city: "The more people who get on bikes, the more bike-friendly our city can become."
- Whether it's in lycra or heels, the emerging movement of "come as you are" cycling proves that anyone can bike–anytime, anywhere.
- : Lessons from the Dutch. We, too, can transform biking from a recreational pastime to an integral part of our transportation system.


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Back in business
Back in the office again after a holiday break. Spent yesterday flipping back and forth between the MLB Network and the Eagles/Vikings game. MLB Network was replaying Game 4 of the World Series. Love those replays because of the outcome.
It was really strange sitting there with the TV control. Joe Buck was live on the Eagles game and on tape with the World Series game.
Yes, thanks to the readers last year. Of the top 100 blogs on MLB.com, Phillies Insider ranked 29th.
Thanks, too, to the comments that were posted over the holiday break, especially to raysrenegade.mlb.blogs.com:
"I was in Philly a few years ago when the Rays played the Phillies in Citizens Ballpark. I was so impressed with the features of the stadium. Ashburn Alley really caught me eye as well as the perfect sight lines down the lines in right field. I was there for Games 4 and 5, but could not stay for Game 5.5 (World Series).
"Congrats again on a fantasic 2008, with a kick of a ring for the finger. Look forward to the April 1-2 series up in Citizens Park when hopefully the weather will be beautiful and the air crisp with springtime."
Philly vs. New York
Congratulations to the Eagles, first for getting into the playoffs and second for yesterday's win in Minneapolis.
Now, the Eagles face the Giants in the Meadowlands. Philly vs. New York is a rivalry that is one of the best.
Oh, everyone claims the Red Sox-Yankees and Dodgers-Giants are better in baseball but there's nothing better right now than the Phillies vs. the Mets. Both are very good teams and both have players that add spice to the rivalry by yapping.
Now, we have the Eagles and the Giants. All of Philadelphia is rooting for the Birds.
Have you made your New Year's resolutions?
This year I'm trying reverse resolutions:
–eat more
–exercise less
–like the Yankees
–start skydiving
–avoid fruit
–take Geritol
–smile less often
–supplement my diet with candy, ice cream, pies and cake
–blog more brilliantly
A friend said: "The best resolution is to forget the resolutions."
Happy Birthday
This month:
**Saturday, the 3rd: Darren Daulton (47)
**Yesterday: Charlie Manuel (65)
**Today: Danny Jackson (47) Milt Thompson (50), Bob Dernier (52)
**Tomorrow: Ruben Amaro Sr. (73)
**22nd: Carlos Ruiz (30)
This Date
In baseball history…
1920 – The Yankees announce the purchase of Babe Ruth. The deal had been delayed until Ruth agreed to terms believed to be $40,000 total for two years.
Times have changed!
1 Comment
"It was really strange sitting there with the TV control. Joe Buck was live on the Eagles game and on tape with the World Series game. "
I was doing the same thing, and thought the same thing! I was saying to my Mom and a friend – "This is really weird. Joe Buck is announcing the Eagles and the Phillies at the same time!" Of course, we knew the Phillies game was on replay, but it still was weird. I enojoyed all the TB/Phillies W.S. games (except the one the Rays won of course) and the replay of the Phillies NLCS win over Dodgers!
Heard the news of Pat Burrell signing with the Rays. Wish he could have stayed here, but his outfielding days were about numbered and he is now suited as a DH, and he can be a mentor for the younger guys on the Rays. I just hope he does not help the Rays beat the Phillies in the W.S. in 2009!


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Apple's gross profit per iPhone "has likely peaked" says Pacific Crest analyst Andy Hargreaves.
Hargreaves is trimming his price target on Apple's stock to $645, down from $670, says Eric Savitz at Forbes, who has the note. Hargreaves is still recommending Apple's stock.
The cost of goods sold for an iPhone 5 is going to be $370, says Hargreaves in his note. That's higher than he originally thought, and it's causing him to cut his EPS estimate for the quarter to $14.76. That's still well ahead of the consensus which is $13.34.
Hargreaves is also lowering his gross margin per iPhone to 38.8% from 40%.
Savitz doesn't list Hargreaves exact reasons for the lower profit estimate for the iPhone. He just says that profits per iPhone fell in Q3, and it's likely to continue. If we had to guess a reason why, we would say that there's a shift in iPhone purchasing. People are buying iPhone 4s, iPhone 4Ss, and iPhone 5s. This mix could be hitting Apple's profits. Also, the iPhone 5 could be more expensive to make.
One of the looming concerns for Apple, from an investor's perspective, is whether or not Apple can maintain its extraordinarily high margins. If Hargreaves is correct, Apple cannot do it. We'll see how investors react to lower margins, even if Apple still delivers blockbuster sales and profits.
Don't Miss: Everything We Think Apple Will Announce Next Year


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The BBC children's programmes department gave Kenneth MacMillan his first opportunity to choreograph for television. The three episodes of Steps into Ballet were broadcast from the Lime Grove studios in West London and produced by Naomi Capron. An educational series, devised as an introduction to ballet steps, it included story inserts about a young girl determined to see a Punch and Judy show at the seaside. When she visits Punch's booth, against her parents' wishes, she is caught up in an unexpected adventure with a character called Pretty Polly and a policeman played by Kenneth MacMillan himself.
In the early years of television most programmes were live. Only a few were telerecorded. A telerecording consisted of placing a film camera in front of a monitor and recording the pictures displayed by the monitor on to film. This was the method used until the arrival of videotape.
No recording exists of Punch and the Child.


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Raw on $10 Meal Plan
There are no exotic, hard to locate, and expensive ingredients. Everything in these meal plan recipes can be found at any local grocery.
Shopping list and meal calendar to help you stay on track!
Making one raw food recipe can be easy. But making raw food all day long, every day, can be more trying ... even confusing. With a daily calendar of meals, you'll know what to expect and how to plan your day.
Raw food meal plans take the guesswork out of organizing a raw food lifestyle.
A raw food meal plan can help you ...
- About this meal plan …
- There are four meals – breakfast, lunch, dinner, and dessert – provided over seven days. There is a meal calendar at the beginning and detailed recipes below that.
- Daily meals will add up to between 1200 and 1600 calories per day. If you feel you need more calories, check out the addition suggestions for foods that are about 100 calories each.
- There are new recipes and old favorites. All will be simple and easy to prepare. Most will take only minutes of preparation time.
- All recipes are for a single serving. For two or three or more servings, simply double or triple the recipe.
- Use the shopping list to get all the food you'll need for the week. There will be extra, that's unavoidable. But a list will help you avoid waste.
- Print the shopping list and take it with you when you shop.
- Some dinners are designed to last over two days of meals.
- Both desserts for the week are made and then frozen in individual servings for later on.
- Much good luck on your raw food journey. If you have any questions, please feel free ask.
A NEW meal plan is available for purchase each week, many will include new recipes.
This week's Raw on $10 Meal Plan includes new recipes for hot chocolate concrete, a delicious blueberry lemon cheesecake, fruit salad in a jar, tabbouleh, and more ...
"Anything is possible, if you have the right plan."
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No. 87,5121
JUDY A. DUDLEY and
1. K.S.A. 40-3111(b) is analyzed and applied.
2. Under the facts of this case, it was reasonable for the insurance carrier to rely on the opinion of one chiropractor as to whether a referral by another chiropractor to a neurosurgeon was necessary.
3. K.S.A. 2001 Supp. 60-216(e) is analyzed and applied.
Appeal from Sedgwick District Court; KARL W. FRIEDEL, judge. Opinion filed July 19, 2002. Affirmed.
Ryan Hodge, of Ray Hodge & Associates, LLC, of Wichita, for the appellant.
Arthur S. Chalmers, of Hite, Fanning & Honeyman, L.L.P., for the appellee Farm Bureau Mutual Insurance Company, Inc.
Before PIERRON, P.J., ELLIOTT, J., and PATRICK D. MCANANY, District Judge, assigned.
PIERRON, J.: This case involves the failure of Farm Bureau Mutual Insurance Company, Inc. (Farm Bureau) to pay all of the personal injury protection (PIP) benefits to Maureen Moore following an automobile accident. The trial court ruled that Farm Bureau did not unreasonably refuse to pay PIP benefits and that no attorney fees would be allowed for the judgment recovered. We affirm.
Moore was a passenger in a vehicle when it was rear-ended by a Chevrolet Suburban in 1997. Moore filed a personal injury action against the driver of the Suburban for damages and also against Farm Bureau for PIP benefits arising out of the accident. The trial court bifurcated Moore's claims for PIP benefits from the rest of the personal injury action. In doing so, Farm Bureau consented to be bound by the jury's verdict as to the amount of past medical bills that were reasonably necessary and arose out of the accident.
In January 2000, Moore's personal injury action was tried to a jury. Judge William Rustin presided over the trial. Liability was admitted and the only issue was Moore's damages. The jury awarded damages to Moore in the amount of $4,000--$1,687.52 for noneconomic damages and $2,312.48 for medical expenses.
Moore filed a motion for attorney fees. She stated that following the accident, she filed for PIP coverage under her insurance policy with Farm Bureau. Farm Bureau paid $723 in PIP benefits toward the chiropractic charges of Moore's treating doctor, Dr. Brad Swanson, and denied the balance of her claims--$1,370.43. Farm Bureau denied the balance of Moore's claims based upon the report of Dr. Dan B. Futch a, chiropractor from Madison, Wisconsin. Dr. Futch opined that Moore sustained only minor and self-limiting injuries from the accident and justified chiropractic treatment for a 4- to 6-week period only. Dr. Futch concluded the medically necessary services totaled $485.
After considering all the evidence, Judge Karl Friedel, who decided the case after Judge Rustin retired, held that Moore was not entitled to attorney fees under K.S.A. 40-3111(b). The court found that Farm Bureau's refusal to pay additional medical expenses after receiving Dr. Futch's correspondence was not without just cause and excuse.
Moore raises two arguments concerning attorney fees under K.S.A. 40-3111(b). She first argues the trial court erred in not automatically awarding attorney fees after the jury found Farm Bureau liable for refusing to pay her medical bills. Similarly, Moore argues the court erred in not awarding attorney fees for Farm Bureau's failure to pay for her treatment by Dr. Abay.
Moore argues this court has a de novo standard of review, but she fails to cite any relevant authority to support her position. The court in DiBassie v. American Standard Ins. Co. of Wisconsin, 8 Kan. App. 2d 515, Syl. ¶ 8, 661 P. 2d 812 (1983), directly addressed the analysis for determining an award or denial of attorney fees under K.S.A. 40-3111(b):
"Whether the refusal of an insurance company to pay is without just cause or excuse under this statute is to be determined on the facts and circumstances of each case. The circumstances confronting the insurer when payment of loss is denied determines the question, and the circumstances are to be judged as they would appear to a reasonably prudent man having a duty to investigate in good faith and to determine the true facts of the controversy. Whether there was just cause to refuse payment, and therefore justification for denial of attorney fees, is in the trial court's sound discretion."
The district court's ability to award attorney fees in a PIP benefits case is governed by K.S.A. 40-3111(b):
"An attorney is entitled to a reasonable fee for advising and representing a claimant in an action for personal injury protection benefits which are overdue. The attorney's fee shall be a charge against the insurer or self-insurer in addition to the benefits recovered, if the court finds that the insurer or self-insurer unreasonably refused to pay the claim or unreasonably delayed in making proper payment."
In determining whether an insurer or self-insurer should be penalized under K.S.A. 40-3111(b) for withholding PIP benefits, the courts examine whether the refusal was without just cause or excuse similar to cases examining the awarding of attorney fees under the general provisions of the Kansas Insurance Code, K.S.A. 40-256. The court in Miner v. Farm Bur. Mut. Inc. Co., Inc., 17 Kan. App. 2d 598, 620, 841 P.2d 1093 (1992), rev. denied 252 Kan.1092 (1993), stated:
"In refusing to pay a claim, an insurance company has a duty to make a good faith investigation of the facts surrounding the claim. Brown v. Combined Ins. Co. of America, 226 Kan. 223, 227, 597 P.2d 1080 (1979). If there is a bona fide and reasonable factual ground for contesting the insured's claim, there is no failure to pay without just cause or excuse. Koch, Administratrix v. Prudential Ins. Co., 205 Kan. 561, 565, 470 P.2d 756 (1970). Whether an insurance company's refusal to pay is without just cause or excuse is determined on the facts and circumstances in each case. Smith v. Blackwell, 14 Kan. App. 2d 158, 165, 791 P.2d 1343 (1989), rev. denied 246 Kan. 769 (1990)."
Whether there has been a delay in payment "without just cause or excuse" to support an award of attorney fees is a matter committed to the trial court's discretion. The issue is primarily one of fact, to be determined by the trial court on the basis of the facts and circumstances of each case. See Farm Bureau Mutual Ins. Co. v. Carr, 215 Kan. 591, 598-99, 528 P.2d 134 (1974); Knuth v. State Farm Mut. Auto. Ins. Co., 30 Kan. App. 2d ____, 41 P.3d 287 (2000). Judicial discretion is abused only when the action is arbitrary or unreasonable. See Saucedo v. Winger, 252 Kan. 718, 729-31, 850 P.2d 908 (1993).
The analysis is the same regardless of the language--did Farm Bureau "unreasonably refuse" to pay the PIP benefits or was Farm Bureau's refusal to pay "without just cause or excuse?" Moore contends the issue is whether attorney fees should automatically have been awarded after Farm Bureau was found liable for refusing to pay her medical bills. This is a misstatement of the jury's finding. The jury found Moore had $4,000 in medical bills that were reasonably necessary and arose out of the accident. Moore attempts to convert this finding into a holding that Farm Bureau unreasonably refused to pay her medical bills. It was the trial court's duty, not the jury's responsibility, to determine whether Farm Bureau unreasonably or without just cause or excuse refused to pay the bills.
Moore bases her arguments on Scott v. State Farm Mut. Auto. Ins. Co., 18 Kan. App. 2d 93, 850 P.2d 262 (1992). The problem with Moore's arguments in the present case, as compared to Scott, is that the trial court here found that Farm Bureau had reasonable grounds to refuse to pay PIP benefits. Moore wishes us to reverse the court's decision under our abuse of discretion standard of review.
In Scott, State Farm argued it had reasonable proof that it was not responsible for Scott's PIP benefits after it had submitted the records of her treatment to Intracorp for review. Intracorp responded to State Farm's request stating that of the $7,832.71 in medical bills incurred by Scott, it recommended payment of only $1,019.40. A doctor from Intracorp testified that the majority of Scott's treatment was unnecessary, the charges for the treatment were excessive, and Scott would not have suffered injuries from the accident of a severity that would necessitate the amount of treatment she received.
Scott responded to State Farm's claims by pointing out that the doctor from Intracorp had never examined her but simply reviewed her records and concluded that her complaints of excruciating pain were untrue. Scott also argued State Farm did not even know the identity of the Intracorp doctor who reviewed the records until after it had denied the claim. After hearing the evidence, the trial court indicated that State Farm had stipulated to the reasonableness of the medical bills, but claimed the treatment was unnecessary based on the Intracorp doctor's reading of the records and without ever examining Moore. The trial court found that Moore had presented unchallenged evidence that the treatments were successful and resulted in a recovery from her pain and discomfort. The trial court concluded that under the facts of the case, it was unreasonable for State Farm to deny its contractual obligation to pay her medical treatment charges.
Moore claims that if the trial court's ruling is upheld here, it will run contrary to the legislature's purpose of allowing attorney fees for these normally small claims of medical expenses. Farm Bureau responds that courts are mindful of the standards for awarding attorney fees, and in cases where a genuine issue is raised in good faith, the insurer should be able to litigate without being subject to paying attorney fees. See Friedman v. Alliance Ins. Co., 240 Kan. 229, 239, 729 P.2d 1160 (1986).
As previously stated, whether Farm Bureau unreasonably refused to pay PIP benefits under K.S.A. 40-3111(b) and Moore is entitled to attorney fees under K.S.A. 40-3111(b) is a decision within the trial court's sound discretion. The trial court stated in its ruling that the jury's finding that the medical expenses incurred by Moore in their entirety were reasonable and necessary is not a determination of whether Farm Bureau had a reasonable basis for refusal to pay. We agree. Just as the trial court was unimpressed with the Intracorp review and the lack of examination by the Intracorp doctors in Scott, in the case at bar, the trial court was impressed with Dr. Futch's involvement in the case and his evenhanded approach to finding that some, but not all, of Moore's medical expenses were eligible to be reimbursed as PIP benefits. Under the standard of review utilized by this court, the trial court's denial of attorney fees must stand.
Moore also contends it was unreasonable for Farm Bureau to rely on Dr. Futch's opinion that the consultation by Dr. Abay was unnecessary. Moore's basic argument is that a chiropractor is not qualified to review a neurosurgeon's services.
Dr. Swanson referred Moore to Dr. Abay for a neurosurgical consultation. This consultation was at Moore's request and with Dr. Swanson's agreement. Dr. Futch testified that Dr. Abay's consultation was unnecessary because Moore was not complaining of any symptoms of a neurological injury, such as numbness or weakness of the arms or legs. The trial court found:
"Dr. Abay gave no new treatment and recommended nothing new. He did not disagree with her chiropractor's diagnosis. Under the circumstances, Dr. Futch was not testifying about the procedures or nature of a neurosurgical examination, but rather about whether the referral by a chiropractor to Dr. Abay was necessary. He was qualified to express such an opinion whether the jury accepted or not. He was, in effect, evaluating the necessity of a referral of a fellow chiropractor. The court allowed the jury to consider this opinion at the jury trial in this matter.
"The court heard Dr. Futch's testimony and allowed it to be considered by the jury in the trial against Dudley. The court finds he was qualified to express the opinions offered at the trial and that his testimony provided substantial support for the position the medical bills at issue were not necessary."
Dr. Futch gave his opinion that the consultation by Dr. Abay was unnecessary. He gave no testimony concerning the reasonableness of Dr. Abay's services or fee. Dr. Futch concluded the consultation was unnecessary because Moore did not exhibit any symptoms of neurological injury. Farm Bureau's denial of Dr. Abay's consultation is also supported by Dr. Abay's diagnosis that all testing came back normal, showing no injury to the spinal cord or the neuroforamen, and that the treatment was continued exercise of neck and traction as needed. We agree with the court that Farm Bureau had a reasonable basis for denying payment of Dr. Abay's consultation fee. We find no abuse of discretion in the trial court's denial of attorney fees for Farm Bureau's failure to pay for the consultation by Dr. Abay.
Last, Moore argues the trial court erred in not awarding attorney fees on the money awarded in medical bills by the jury that had been denied by Farm Bureau.
Moore does not address the trial court's ruling on this matter. In the journal entry of judgment, the court set forth that the legal issues between Moore and Farm Bureau were: (1) Is Moore entitled to attorney fees; and (2) does Farm Bureau owe interest or attorney fees under the standards stated in the PIP statutes? The court then held that Moore's contentions in the pretrial order did not contain any allegation that she was entitled attorney fees on the PIP benefits which she contends should have been paid by Farm Bureau. The pretrial order stated that the trial of the case would be limited to the issues in the pretrial order. The court stated in the journal entry of judgment that "[Moore] is not entitled to an attorney's fee on 'funds recovered' because the claim was not made in the Pretrial Order."
K.S.A. 2001 Supp. 60-216(e) provides that a pretrial order controls the future course of the case: "[T]his order shall control the subsequent course of action unless modified by a subsequent order." This statute bestows broad discretionary power upon the trial court in controlling the course of the action. Boyles v. Harries, 22 Kan. App. 2d 686, 690, 923 P.2d 504 (1996). The court in Burkhart v. Philsco Products Co., 241 Kan. 562, 565, 738 P.2d 433 (1987), stated that the pretrial conference and order "'are provided to acquaint each party in advance of trial with the factual contentions of the opposite parties as to matters in dispute. The opportunity for maneuver and surprise during the trial is reduced.'"
We do not find the trial court abused its discretion in denying Moore's claim for attorney fees for the funds recovered, based on her failure to raise the issue at the pretrial hearing or in the resulting order.
Even if the question were addressed on the merits, K.S.A. 40-3113a does not provide the statutory authority for Moore to receive attorney fees in the matter. The court in Servos v. Corbett, 26 Kan. App. 2d 385, 386, 987 P.2d 1132 (1999), stated that under K.S.A. 40-3113a, "two things must happen before the attorney fee clause under subsection (e) comes into play: Defendant's insurer must pay duplicative benefits and plaintiff's insurer must exercise its lien. See K.S.A. 40-3113a(b)." Moore's attempts to distinguish Servos are not persuasive. Farm Bureau has not asserted its subrogation right, and thus attorney fees are not available under K.S.A. 40-3113a. Further, the jury's judgment against the driver of the Suburban was not a judgment against Farm Bureau. Farm Bureau was only bound by the amount of medical expenses established by the jury.
We are also not convinced a denial of attorney fees on funds recovered will encourage PIP carriers to not pay medical bills when another party is at fault. As pointed out by Farm Bureau and discussed above, insurers or self-insurers are still liable for interest and attorney fees for PIP benefits where carriers "unreasonably refuse" to pay PIP benefits or they refuse to pay "without just cause or excuse." See K.S.A. 40-3111(b); K.S.A. 40-3113a(b).
1REPORTER'S NOTE: Previously filed as an unpublished opinion, the Supreme Court granted a motion to publish by an order dated 09/24/02, pursuant to Rule 7.04 (2000 Kan. Ct. R. Annot. 46).


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Been a very long time. 2017 dimulakan dengan trip umrah kami sekeluarga. Nak bawak mak tapi ada beberapa halangan. Takpela maybe next time.
Ammar dah nak masuk 4 tahun 2017 ni. On Oct 2016 he was diagnosed with a tumor in his head. Me and my wife has taken the odd risk. I dont want to elaborate on the decision. Its just that we did not proceed with byopsy and so on. And we have our own reasons.
Anyway, I was promoted to Service Center Manager effective from Feb 2017. Its a big challenge as I will be taking care of a big outlet - Balakong Service Center.
Wish me luck guys. I will post once a while here.


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I keep trying to download the latest Xbox Live Update and it keeps failing.
I have done a test connection and when it gets the part where it tests the Xbox Live it says there is an update. I try to down load it and it will eventually fail (on the second screen after attempt 3 of 3).
This is the useless status code it gives me:
Is this code really useful for any form of support of help? All xbox.com/support does is try to reconfigure my hardware. My Hardware is connecting to the internet and xbox live just fine (I get part of the update).
What I can I do to get real support, not just canned wizards that assume the problem is on my hardware?


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BATON ROUGE — Legislation is being planned to increase the salaries of Louisiana's clerks of court that could mirror what parish assessors are seeking.
BATON ROUGE — Legislation is being planned to increase the salaries of Louisiana's clerks of court that could mirror what parish assessors are seeking.
Those involved with the process said the proposed raise could be in the neighborhood of 4 percent staggered over a four-year period. A bill has not been filed yet.
The money for the increase in salaries would have to come from each clerk's budget, not the state budget.
Terrebonne Parish Clerk of Court Theresa A. Robichaux said she is not in favor of asking the Legislature for that authority.
"As a first-term clerk, I couldn't support it," said Robichaux, referring to a recent association of state clerks vote she missed because of a death in her family. "But there are a number of officials out there who do deserve a raise."
If the legislation is introduced and passed, Robichaux would still have to make the decision on whether to implement the pay raise.
She said she is unsure if her office's budget could sustain the bump.
"I have not yet talked to the accountant," Robichaux said. "If our budget can't afford it, it's fine by me. Right now I'm just waiting to learn more about the details."
She said some of the specifics and the proposed bill's trajectory will be discussed this week in an assessors-only meeting in Lafayette.
Lafourche Parish Clerk of Court Vernon H. Rodrigue said he has not been keeping tabs on the proposal, either, but is aware it is in the works.
"I wouldn't refuse it," he said, adding that clerks of court have not received a pay raise in seven years.
As for whether his budget could accommodate a pay raise, Rodrigue said, "Oh, yeah. The clerk's office is self-sustained."
Calcasieu Parish Clerk of Court H. Lynn Jones II, president of the Louisiana Clerks of Court Association, couldn't be reached Tuesday for comment.
According to his latest personal financial disclosure form on file with the state Ethics Administration, Rodrigue's annual salary as clerk of court is roughly $152,000.
While Robichaux was sworn in less than a year ago and has not yet received a full year of pay, her predecessor, former Clerk of Court Bobby Boudreaux, reported an annual salary of nearly $142,000.
Jeremy Alford can be reached at firstname.lastname@example.com.


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As a former chief executive of the United States Olympic Committee, Jim Scherr knows better than most the daunting challenge facing wrestling as the sport tries to avoid being tossed from the Games.
Earlier this month the International Olympic Committee (IOC) made a surprise recommendation to drop the sport from the 2020 Summer Games, leaving wrestling to fight with seven other disciplines for one spot when the board meets in May.
"It is a major challenge for the sport, by no means is there any easy victory here," Scherr said during a conference call on Thursday to outline wrestling's plans to save the sport.
"But I think from what I've heard from people connected to the IOC that there is a path here for wrestling, that it can remain on the programme.
"Wrestling has to work hard to do so and we're optimistic with the leadership that has been collected on a worldwide level that we're up the task and we'll get that job done."
The IOC's decision has been greeted with outrage across the wrestling community, triggering protests and petitions.
Russia's Sagid Murtazaliev, heavyweight freestyle champion at the 2000 Sydney Games, and Bulgarian wrestling federation president Valentin Yordanov, a winner at the 1996 Atlanta Games, returned their Olympic gold medals to the IOC in protest while the Japan Wrestling Federation launched an online petition.
The threat of having wrestling dropped from the Games has also created an unlikely alliance as Iran and the United States put aside nuclear issues and political differences to join forces to save the sport's Olympic status.
"They (Iranians) do feel the exact same as we do, they could just not believe that would be the decision with wrestling being one of the original sports in the Olympics." said American freestyle Olympian Coleman Scott. "They are as passionate about the sport as we are.
"We have to bond in the whole wrestling community to get this back into the Games."
With only seven months to convince IOC members to remove wrestling from the chopping block, wrestling officials are marshalling their forces.
Contested in the first modern Olympics in 1896 and part of the ancient Games in Olympia, wrestling joins baseball and softball, making a joint bid, martial arts karate and wushu, rollersports, wakeboarding and squash as candidate sports battling for one vacant spot in a revamped programme.
The IOC executive board will meet in St. Petersburg in May to determine which of them will be put to the vote in September at the IOC session in Buenos Aires.
International wrestling's governing body FILA conceded that the organisation had been caught sleeping and now must quickly address several issues if the sport is to survive.
Scherr, a former Olympic wrestler and a newly appointed member of the FILA bureau, said the governing body has not done a good enough job integrating itself into the worldwide Olympic movement.
If wrestling is to remain on the Olympic programme, Scherr believes the rules need to be simplified and the presentation of the sport must be improved, creating a better media model and sponsorship platform.
"Everyone connected with the international wrestling movement will agree that in hindsight they could have done much more," said Scherr, who will also spearhead USA Wrestling efforts as a key member of the recently formed Committee for the Preservation of Olympic Wrestling. "President (Nenad) Milovic will be the first one to say FILA could have done a better job, we will now do a better job.
"There is a lot of work to do. FILA and leaders in the United States need to understand the IOC's process and why they took this decision convince of the value of wrestling and why it should remain on the programme."


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Aetna and BayCare to Introduce Collaborative Care in Tampa
TAMPA, Fla.–(BUSINESS WIRE)–Aetna (NYSE: AET), BayCare Health System and BayCare Physician Partners, announced today a new collaborative care agreement designed to improve the quality of care for Aetna members and lower overall health care costs. The agreement includes Aetna commercial and Medicare Advantage members.
"Aetna is delighted to participate in this new agreement with BayCare," said Mark LaBorde, president of Aetna's Florida markets. "This is the first of what we expect will be several joint efforts to improve the overall quality of health care and reduce costs for customers in the Tampa Bay area."
Aetna members who received care from physicians who are part of BayCare's clinically integrated network in the last 24 months will participate in the new collaborative care model. Aetna is also introducing a Medicare Provider Collaboration model with BayCare Physician Partners to support Aetna Medicare Advantage members in the area.
Aetna provides health benefits to more than 1 million people in Florida through a broad array of commercial and Medicare plans. Its members have access to a contracted network of 209 hospitals and more than 28,000 primary care and specialist physicians.
BayCare Physician Partners is a group of 1,100 physicians – both employed by BayCare and independent community physicians – who have agreed to work together to improve the health of their patients and enhance the overall quality and efficiency of patient care services in the Tampa Bay area.
To create this new model of care, BayCare Physician Partners spent more than a year developing the network and recruiting physicians with backing from BayCare, the area's leading health system with 10 not-for-profit hospitals, home care, laboratories and outpatient facilities. The result is a clinically integrated network of physicians that commit to coordinating with one another and using advanced technology to manage and improve patient care.
Under the collaborative care agreement, Aetna and BayCare agreed to a new payment model that supports physicians in assuming greater accountability for the quality and cost of Aetna members' overall health care experience.
Aetna will reward BayCare physicians for achieving agreed upon quality and efficiency measures, including:
- the percentage of Aetna members who receive recommended preventive care and screenings;
- improved management of patients with chronic conditions such as diabetes and heart failure;
- reductions in hospital readmission rates; and
- reductions in avoidable emergency room visits.
"Our collaboration with Aetna will help evolve the health care delivery system in the Tampa Bay area into a new, improved model," said Bruce Flareau, M.D., president of BayCare Physician Partners and executive vice president, BayCare Health System. "By working together, BayCare and Aetna can align resources and share information around the goals of prevention, early detection and chronic disease management, and ultimately lead to a healthier community."
Aetna is working with a number of health care organizations across the country to develop products and services that support value-driven, patient-centered care for all patient populations. Information about Accountable Care Solutions from Aetna is available at www.aetnaacs.com.
About BayCare Health System
BayCare Health System is a leading community-based health system in the Tampa Bay area. Composed of a network of 10 not-for-profit hospitals, outpatient facilities and services such as imaging, lab, behavioral health and home health care, BayCare provides expert medical care throughout a patient's lifetime. With more than 200 access points conveniently located throughout Tampa Bay, BayCare connects patients to a complete range of preventive, diagnostic and treatment services for any health care need.
BayCare's family of hospitals are: Mease Countryside, Mease Dunedin, Morton Plant, Morton Plant North Bay, St. Anthony's, St. Joseph's, St. Joseph's Children's, St. Joseph's Hospital-North, St. Joseph's Women's, and South Florida Baptist. For more information, visit BayCare on the Web at www.BayCare.org.
About BayCare Physician Partners
BayCare Physician Partners is a clinically integrated network designed for the future of care. The network is a new model of care that brings physicians and BayCare's resources into a more clinically and financially aligned business partnership. BayCare Physician Partners also has the flexibility to better prepare participating physicians for changes to the nation's health care system driven by government reform. www.BayCarePhysicianPartners.com.
About Aetna
Aetna is one of the nation's leading diversified health care benefits companies, serving approximately 37.3 million people with information and resources to help them make better informed decisions about their health care. Aetna offers a broad range of traditional, voluntary and consumer-directed health insurance products and related services, including medical, pharmacy, dental, behavioral health, group life and disability plans, and medical management capabilities, Medicaid health care management services and health information technology services. Our customers include employer groups, individuals, college students, part-time and hourly workers, health plans, health care providers, governmental units, government-sponsored plans, labor groups and expatriates. For more information, see www.aetna.com.
Walt Cherniak, 410-401-9490
Amy Lovett, 727-519-1257


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Connecticut braces, prepares for blizzard
The National Weather Service has posted a blizzard warning for all of Connecticut that could bring between 18 and 24 inches of snow, strong winds and coastal flooding.
With the severe forecast, today is a day of preparation as two storm systems move to converge -- one from the Gulf of Mexico and the other from the Midwest. The nor'easter is expected to intensify as it swirls up the East Coast. Snow is expected to begin early Friday morning and continuing into Saturday.
What is expected to make things even more intense are strong winds -- up to 60 mph -- that will cause white-out conditions Friday night. A blizzard warning is in effect for all of Connecticut and the tri-state area.
And there's still more -- moderate coastal flooding in southwestern Connecticut with high tides three to five feet above normal, three to five-foot waves and beach erosion.
The last blizzard to hit Connecticut was the day after Christmas in 2010. Southwestern Connecticut towns like Wilton, Norwalk and Greenwich saw up to 18 inches of snow with winds as high as 60 mph. That storm closed airports, shut down Metro-North and caused 24,600 Connecticut Light & Power to lose power.
Today, supermarkets, gas stations and hardware stores are busy today as people prepare for the major winter storm,.
The preparation for the upcoming storm began when the last one ended, said Kevin Nursick, spokesman for the state Department of Transportation. Equipment was repaired and checked, supplies were stockpiled and staffing was coordinated.
"We're ready," Nursick said on Thursday morning. "We're out pre-treating roads, bridges and problem areas on all of the state's highways with a salt brine solution, and we have 632 state plows and 200 contractors ready to go.
"The timing of this is helping us," Nursick said. "Two inches of snow during a weekday rush hour can be worse than a blizzard on a Saturday. But once this major weather event hits, we'd advise people to stay off the roads unless its absolutely essential. It isn't the time for sightseers; we need to keep the roads open for emergency responders."
Meteorologist William Babcock with the National Weather Service in Taunton, Mass., says it's looking like it is going to be a very powerful storm. If everything falls the way it has the potential to it could be among the top 10 snowstorms in New England history.
The storm would hit just after the 35th anniversary of the historic blizzard of 1978, which paralyzed the region with more than 2 feet of snow and hurricane force winds from Feb. 5-7.
Bill Jacquemin, chief meteorologist with the Connecticut Weather Center in Danbury said the greater Danbury should expect blizzards condition Friday night into early Saturday morning. Jacquemin said he's predicting about 17 to 24 inches of snow in western Connecticut. Across the state, in the state's northeastern corner, that could climb to nearly three feet. "There's a lot of moisture with this storm,'' Jacquemin said. The colder it gets Friday night, he said, the lighter and drier the snow will be and the most likely it will be that the winds blows it into huge drifts.
Jacquemin said that there's a chance the area will also get "thunder snow'' -- a thunderstorm in the midst of the falling snow.
Jacquemin said at the storm's worst, there will be very low visibility, very strong winds and swirling, drifting snow. "There's really no reason why anyone should be outside, at least until daylight Saturday,'' Jacquemin said
Though the winter storm brewing to the south is likely to dump about a foot of snow on Greenwich, town resident and WABC-TV meteorologist Bill Evans said the nor'easter probably won't go down in the record books as one of the worst in history for southern Fairfield County.
The flurry of storms that pounded the region two years ago with 20-inch plus storm totals were snowier than this storm will end up being for the area, Evans predicts.
"We were right in the cross-hairs for those storms," he said. "The bullseye is not going to be right over us."
That bullseye will likely set up over the Boston area, parts of which could receive 20 inches or more of snow, Evans said.
When asked about whether the storm has the potential to break records in Greenwich -- such as for the most snow in a 24-hour period -- Evans replied, "It doesn't. It's not even close to anything."
But the area could certainly see blizzard conditions, with heavy wet snow blanketing the ground and winds over 30 miles-per-hour blowing for more than three hours, he said.
"There will be early dismissals, cancellations," he said.
Evans is also predicting no changever to rain in Greenwich. Though the snow may mix in with ice pellets during the day, the rain/snow line should stay to the south, over Long Island, he said. That line should retreat from the area as night falls, and the snow piles up in earnest, he said.
"It's going to be a heavy, wet snow," he said. "The temperature is going to be right at 32 degrees."
"The wind will be out of the northeast, piling water in," he added.
Those northeast winds could create tides about three feet above normal during Friday evening and Saturday morning's tide cycles, Evans said.
Much to the chagrin of Greenwich residents who have dealt with more than their fair share of power outage woes during the past year-and-a-half, the wind and heavy snow will down lines across town, Evans said.
On Thursday, area hardware stores are getting a rush of customers asking for the full range of pre-storm survival goods - batteries,, propane tanks, snow shovels, salt,
"It's the usual pres-storm chaos,'' said Dan Sorrentino, manager of Newtown Hardware.
Debbie LaMotta, assistant manager of Keough's Paint and Hardware in Ridgefield said the wide range of forecasted snowfall - 12 inches to 30 inches -- gave some shoppers pause. "They don't know what to prepare for,'' she said.
Because it's been a uneventful winter up to this point, towns have a good supply of sand and salt.
Redding First Selectman Natalie Ketcham said her road crews is ready."We're prepared for whatever Mother Nature throws at us,'' she said.
Ketcham said she is asking residents in her town to be prepared as well. That includes getting all cars off town roads and having supplies on hand in case the power goes down.
In New Milford, Mayor Patrician Murphy said the town has already posted messages on to town residents, making sure they shovel the sidewalks in front of their homes and businesses and that private companies plowing snow don't try and take shortcuts by leaving plowed snow from driveways out on town roads.
But Murphy also said the town is getting ready to deal with roads where the winds blow drifts taller than any car.
"I live on one of those roads,'' Murphy said.
Several towns, including Stamford, have declared a snow emergency in advance of the storm. Bridgeport was planning to open its Emergency Operations Center later Thursday.
Though the Greenwich Fire Department is always prepared for a variety of emergencies -- including harsh weather -- Deputy Fire Chief Keith Millette said the snow and ice slated to pound the region Friday and Saturday could cause issues for emergency personnel. "Our concern in the fire department is obviously with accessibility," he said. "It's going to take us longer to get to calls. We're going to drive more cautiously. We make sure the chains are ready for the trucks."


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Brothers staying focused during trying season
DENVER -- Rockies left-handed reliever Rex Brothers tries to keeps things in perspective. But it's not easy.
This was supposed to be Brothers' breakout year. But it hasn't been.View Full Game Coverage
DENVER -- Rockies left-handed reliever Rex Brothers tries to keeps things in perspective. But it's not easy.
This was supposed to be Brothers' breakout year. But it hasn't been.View Full Game Coverage
When Colorado signed free agent LaTroy Hawkins, and shortly thereafter said he would open the season as the closer, Hawkins was quick to add, "I'm just keeping the seat warm until Rex is ready."
He isn't, yet.
When will Brothers be ready? Time will tell.
The Rockies have a numbers of concerns. Carlos Gonzalez was placed on the disabled list with a left index finger before Wednesday night's matchup with the Arizona Diamondbacks at Coors Field, and starting pitcher Jordan Lyles suffered a broken left middle finger on a tag plate in the first inning of Colorado's 16-8 loss. That will make it four Rockies on the DL with hand injuries.
It started with left-handed starting pitcher Brett Anderson, who broke his left index finger back on April 13, when he hit a Matt Cain slider off the end of his bat. And then, two weeks ago in Atlanta, third baseman Nolan Arenado fractured the middle finger of his left hand diving head first into second base. That's 40 percent of the starting rotation and two potential All-Star hitters missing from the active roster with hand injuries, and then there is starring pitcher Tyler Chatwood, who has a right elbow strain that put him on the shelf on April 30.
But those injuries will heal. The Rockies just have to be patient. They know each of them are going to get better.
Things aren't as easy for Brothers.
Bad got worse for Brothers on Wednesday night. The Rockies had put together a four-run seventh inning at the expense of D-backs relievers Joe Thatcher and Brad Ziegler in the bottom of the seventh to take an 8-5 lead. Manager Walt Weiss went to Brothers to open the eighth.
The lineup seemed perfect. Four of the first five D-backs hitters were left-handed, starting with rookie callups David Peralta, who arrived from Double-A Mobile on Sunday, and Ender Inciarte, a May 2 addition from Triple-A Reno.
Five batters, 15 pitches, four singles and a walk later, Brothers gave way to Nick Masset, and the D-backs were en route to a six-run inning and an 11-8 lead. His ERA rose from 3.76 to 5.47. And one of the more popular players among teammates, media and fans walked off amid a chorus of boos.
Brothers has become the target for the emotional responses from fans for a bullpen that has been singled out in recent days, as the Rockies went from back-to-back walk-off wins and a 26-20 record on May 20 to losing 10 of the last 12 games. Losses the last two nights to Arizona also ensured Colorado will not win its eighth consecutive home series.
Rockies relievers have made 48 appearances in the last 12 games, compiling a 6.10 ERA over 48 2/3 innings. Boone Logan and Hawkins have blown the team's only two save situations. Brothers? He has now given up 10 runs in his last 7 1/3 innings, and has pitched in nine of the last 12 games.
"We're human beings, so definitely there's disappointment," said Brothers. "You go out there to succeed."
More often than not, Brothers has succeeded. He was All-Conference at David Lipscomb University, and was selected by Colorado 32nd overall in the 2009 First-Year Player Draft. Brothers set records for Rockies relievers in 2013 with a 1.74 ERA and 32 consecutive scoreless appearances at one stretch.
Brothers converted 19 of 21 save opportunities last year, assuming the closer role after Rafael Betancourt was sidelined by a torn elbow ligament and Tommy John surgery. And he went into the offseason with the expectation he could build off that success in 2014.
If only things were that easy.
Brothers, instead, finds himself in the most challenging position he can remember facing. He tries to be philosophical.
"I don't want to let baseball define me as a person," he said. "It's a game. It is what it is."
But the struggles eat at Brothers.
"We love this game because we love to compete. We love to face a challenge and handle it," he said. "We play this game to succeed. You don't accept anything less."
Brothers thinks back an hour or so to the effort against Arizona, and the disappointment is apparent in his face.
Eight of Brothers' first 10 pitches were strikes. Four of them, however, were hit for singles, including a 1-2 pitch up and in that Didi Gregorius was able to slip into left field. And then came the five-pitch, bases-loaded walk to Gerardo Parra.
"Even if I missed on that pitch [to Gregorius], normally he would have fouled it off," said Brothers. "Baseball is baseball. You have to stay the course. The best part is we play 162 games."
He paused.
"Every guy in here, win or lose, continues to compete," said Brothers.
Brothers hasn't given up. He has, however, certainly been challenged.
Tracy Ringolsby is a columnist for MLB.com.


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"I have a little bar. A drinks bar," says Chadd Ritenbaugh. His bar is called El Catalonia. It's in the port of Marbella, on the Spanish coast.
"Just sun, sand, and sea," he says. "It's just kind of empty at the moment."
Ritenbaugh bought the bar in 2009. Since then, business has gone downhill. He tried, and failed, to sell.
"Nobody's out buying bars right now," he says. "Banks in Spain are not lending a cent — a euro cent."
Chad himself tried and failed to get a bank loan. "Absolutely nothing," he says.
This was happening all over Europe last year. As the European debt crisis gre worse and worse, banks looked nervously at what were supposed to be their safest loans: loans to European governments. If those governments couldn't make good on the loans, the banks would go under.
Governments didn't have money to bail out the banks. Banks didn't have money to bail out the governments. The only place the money could come from was the European Central Bank. But for months, as things got worse and worse, the ECB said no. Specifically, the ECB said:
A. It's not our job to prop up banks.
B. Pumping all this new money into the banks to solve a debt problem is a recipe for inflation.
The European governments got pretty uptight, waiting for help from their central bank. They made some big promises about how they were going to get out of debt.
Finally, right around Christmas eve, the European Central Bank turned on the money faucet. They just told the banks, Hey, if you need a cheap loan, we'll give it to you.
European banks drank that money in. And last week, the ECB doubled down and made a whole second round of loans available to the thirsty European banks. The ECB has loaned $1.7 trillion to the banks through its new lending program.
The money hasn't yet made its way to the little tiny bar on the coast of Spain. The banks have loaned some to European governments, and kept some for themselves.
"I keep hearing the same stories: that nobody can borrow any money," says Rittenbaugh.
But the lending program is still new. The new loans from the ECB money may make their way out into the real economy soon.
Now, you've heard that European governments have a little debt problem. But right now the banks in Europe have plenty of money. A mere six months ago, people were talking about which banks were going to collapse. Zoe Chace, of NPR's Planet Money team, has the story of how those banks almost sank the European economy until they got a massive infusion of cash.
ZOE CHACE, BYLINE: How much cash? $1.7 trillion. Who's got that kind of money on hand in Europe? Only one place - the European Central Bank. You might remember a couple years ago when the U.S. banks were in trouble, our central bank, the Federal Reserve, poured money into the banking system. Almost a trillion dollars, actually. But that was the height of the financial crisis. The European Central Bank just did this last week. It's a pretty dramatic thing to do. And to figure out why they took such a big step, let's go to the coast of Spain - to a bar in Marbella.
CHAD RITENBAUGH: I have a little bar, a drinks bar, in the Port of Marbella, and just sun, sand and sea.
CHACE: It's just kind of empty at the moment.
RITENBAUGH: It is.
CHACE: Chad Ritenbaugh is American but he lives in coastal Spain. And he owns and runs this bar, El Catalonia. He bought it during tough times, 2009.
RITENBAUGH: The bottom fell out again in 2010, just kept going lower again in 2011.
CHACE: Bad situation getting worse. Chad was like, I got to get out of here. So he decides to sell the bar, but there's a problem.
RITENBAUGH: Nobody's out buying bars right now. And I think in part because banks are just not lending a cent, a euro cent.
CHACE: People kept telling him over and over, I can't get a loan from a Spanish bank. And this made sense to Chad. After all, he'd tried to get a loan too.
RITENBAUGH: Just like 40,000 euros, couldn't lend us anything. We'd say, you know - it's almost comical - well, how about 20? How about 10? No. No. No. How about five? No, absolutely nothing.
CHACE: This was happening all over Europe. European banks have been hoarding their money. Why? Because last year, as the European debt crisis grew worse and worse, banks were looking nervously at what was supposed to be their safest loans, their most popular loans - loans to the government. Those loans on their books, they weren't worth so much anymore. And the banks had made a lot of them, so European banks started worrying about bankruptcy.
Economist Luis Garicano remembers what happened next.
DR. LUIS GARICANO: People said, what about the state? Oh, my goodness, the state is going to have to rescue these banks and these banks are big and bad.
CHACE: The state couldn't help the banks. The banks couldn't help the state. Nobody had any money. Nobody's lending. Everybody's broke. Except for the European Central Bank. But for months, as things got worse and worse, the ECB said no, we can't – A) it's not our job to prop up banks, and B) pumping all this new money into the banks to solve a debt problem, that's a recipe for inflation.
The European governments got pretty uptight, waiting for help from their central bank. They made some big promises about how they were going to get out of debt. Finally, right around Christmas Eve, the European Central Bank turned on the faucet. They actually didn't make a big deal out of it at the time. They just said, hey, if you need a cheap loan, we'll give it to you.
GARICANO: It does solve the problem of how am I going to finance myself tomorrow morning.
CHACE: Luis Garicano says European banks drank that money in. It plugged the holes on their balance sheets. But it wasn't enough. And last week the ECB doubled down. They made a whole second round of loans available to the thirsty European banks.
But it hasn't yet made its way to a little tiny bar on the coast of Spain. The banks have mostly kept it for themselves and for their governments. And our poor bartender? He's stuck.
RITENBAUGH: I keep hearing the same stories, that nobody can borrow any money.
CHACE: But remember, this just happened. The new loans from the ECB money might make their way down into the real economy soon - to the bars in Spain, as well as the banks.
Zoe Chace, NPR News. Transcript provided by NPR, Copyright NPR.