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Please leave your housekeeping standards at the doorstep if you enter the Inkspill household, dear people. You will be made to sit uncomfortably on a pile of mattresses while your hosts type away silently at their computer keyboards. You will be fed basic food served directly from pressure cookers and kadhais, and neither the plates, nor the bowls, nor yet the spoons will match, even if there are just 3 people at the table. The rotis will be all shapes and sizes, and each roti will demonstrate varying thickness in its various "corners". If you stay long enough, I will have no option but to hang laundry about the house, and you will have to walk through a moist and fragrant curtain of kurtas and shirts as you pass from one room to another. You will get a mismatched set of pillowcase and sheets at night, and your morning tea will be made with ours, no matter when you actually wake up. We will love you, but we will be unable to express our love too much, just like Mr Khan in his movie, and just like him, we will probably not look at you when we talk to you (because we're reading our twitter feed), but we promise not to repeat words twice, or bring 500 people to restore your village of 200 while a hurricane is still on, instead of just carrying you out of there for the time being.
Now I guess the "matching towels in the guest bathroom" ideal is quite impossible to maintain for most, at least I hope nobody has the time for that anymore. But there's surely a decent standard that you can maintain as a host? Does it come naturally or is it a cultivated art? Would subscribing to Good Housekeeping help? Or can we just expect to bumble our way through life with our disgusting attitude?
Meanwhile, please oblige me by answering three questions in the comments box if you have a moment.
1. How many people in your household?
2. How many people can you host overnight (with a single or half a double mattress under them)?
3. How many people can you have over for a meal (space-wise/plates-wise, if that number is more than seating-wise)?
Don't worry, we're not going to come over. We're too busy making polygonal rotis and tweeting about them.


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Multiple unnamed New York Jets players harshly criticized Tim Tebow in an article by Manish Mehta of the New York Daily News today.
One player said, "He's terrible."
The criticisms focused on two things: 1) Tebow hasn't improved in practice at all, and 2) Tebow was never a true quarterback in the first place.
"The prevailing thought in the organization is that Tebow is nothing more than a gimmick," Mehta reports.
The article is full of similarly harsh quotes.
One player on whether the Jets could win with Tebow:
"Hell, no! You got to keep defenses honest. You just can't line up in the Wildcat all the time. That won't work."
One player on Tebow's role:
"To most of the people in the organization, Tebow is nothing more than a specialty player who doesn't have the requisite skills to be a true quarterback in the league. 'We don't look at him as a quarterback,' another starter said. 'He's the Wildcat guy.'"
Offensive lineman Matt Slauson was the only player who went on the record, but he even got a subtle dig in on Tebow:
When asked about the team's two other quarterbacks on the depth chart as possible alternatives — Tebow and Greg McElroy — Slauson clarified that the Jets really have only one other quarterback. "We have Greg . . . and we have an athlete," Slauson said.
Tebow's role in the offense has been smaller than anyone imagined going into the season. The Jets are primarily using him as a punt protector, and when he does get in on offense, it's almost exclusively in the wildcat.
Even more tellingly, there hasn't been a single rumor that Tebow would replace Mark Sanchez, even though Sanchez is 30th in the league in passer rating.
If the players quoted in this article are representative of the organization as a whole, we now have a solid idea of why Tebow has played such a small role this year.

subset: commoncrawl


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Salt Lake City Bishop John C. Wester has a guest column today at Politics Daily urging President Obama and the Senate to follow the House' lead and allow undocumented immigrants to purchase coverage in the proposed new health exchanges. Bishop Wester also serves as chairman of the U.S. Conference of Catholic Bishops' Committee on Migration.
As I post this, his article has only been up a couple of hours at Politics Daily and has already received more than 120 mostly negative comments from people who mostly did not read what he actually said. Bishop Wester, who I've known for decades as a good and holy, solidly pro-life and orthodox pastor, is not pulling something out of left-field here. He is asking only that undocumented immigrants be allowed to purchase coverage with their own money, and he has some very good moral and policy reasons for making that argument.
Politics Daily has given permission to the USCCB for diocesan sites to post the column in its entirety. Here it is:
The Truth About Immigrants and Health Care
By Bishop John Wester
Representative Joe Wilson's now infamous "you lie" shout out to President Obama during his health care speech to Congress was featured in the press as an unprecedented breach of protocol.
Much less has been reported about the subject of the rant: keeping undocumented persons from accessing health care.
With the passage of health care legislation, a majority of the House of Representatives shouted back. The House bill permits undocumented persons to use their own money to purchase coverage in the new health care exchange.
This is contrary to the stated positions of not only Rep. Wilson, but also the U.S. Senate and the Obama administration. A closer examination of the merits of the House position should convince them that, in this case, sound public policy should trump divisive politics.
With 12 million undocumented persons in the country, someone is going to need a doctor. While close to 4 million already have health care through employer-based plans, millions of others are dependent upon community clinics, emergency rooms, and the generosity of medical personnel who believe health care is a human right, not a privilege.
Although uninsured immigrants use emergency rooms much less than U.S. citizens, the cost of their care ultimately falls upon American taxpayers, either through higher insurance rates or tax money paid directly to providers. Permitting the undocumented to use their own money to purchase coverage would help alleviate some of this fiscal and financial burden on Americans.
It also would help Americans afford their own coverage. A study by the Kaiser Foundation concluded that immigrants are younger and healthier than average Americans and are less likely to access health care and drive up costs, keeping prices lower for everyone. By letting the undocumented buy into the exchange, the risks and costs of the new health care system would be spread out among more participants.
Given a chance, they will participate. The reality is that undocumented immigrants want to pay their way, as they do with taxes, Social Security payments, and health care contributions. Why not let them? A recent study found that 84 percent of undocumented Mexican immigrants in California offered employer-based coverage accepted it and paid for a portion of the costs.
Even for legal immigrants, Congress has yet to write the right prescription. Both the Senate and House bills fail to lift the ban, imposed in the welfare reform legislation of 1996, which prevents working but poor legal immigrants from enrolling in Medicaid for five years. Legal immigrants, who are on a path to become U.S. citizens, should be eligible for programs for which they pay taxes.
Including immigrants in health care reform would help make health care affordable to all and make us a healthier nation. It also would make coverage accessible to the most vulnerable among us. Is that not the point of health care reform? To their credit, a majority of the U.S. House of Representatives thinks so.
In the end, the debate over immigrants and health care is really a debate about another affliction ailing our nation: the broken U.S. immigration system. In truth, without a legalization program and other reforms, our elected officials will continue to be faced with policy choices that treat U.S. citizens and immigrants differently but weaken the nation as a whole.
President Obama and Congress would be wise to include immigrants in health care reform and then enact immigration reform legislation, so that we are finally rid of the vitriolic immigration debates which have sullied our public discourse and confused our public policy decisions.
Until that time, breaches of protocol and political gamesmanship may continue to define the issue of immigration, to the detriment of all Americans. And immigrants could be left standing in the waiting room, asking for a doctor's appointment that may never come.
The writer is the Catholic bishop of Salt Lake City, Utah, and chairman of the U.S. Conference of Catholic Bishops' Committee on Migration.


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Google Says Its Self-Driving Cars Can Tackle City Streets Now
Google said Monday that its self-driving cars are now capable of maneuvering through city streets, a more complex challenge than the highway driving the project initially focused on.
The project, launched in 2009 as one of Google's first long-term "moonshot" research initiatives, has logged about 700,000 autonomous driving miles using roughly 24 sensor-loaded Lexus RX450h vehicles. That is up from more than 300,000 miles in August 2012, the last time Google issued an update. Google said it has caused no accidents so far when its vehicles are in self-driving mode.
Google said it shifted the project's focus to city driving from highway driving about a year ago because built-up areas are where most people live and drive.


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Shell LubeMatch
Use our Shell LubeMatch tool to find the right oil for your vehicle.
Enhances performance of standard motorcycles, underbones and mopeds.
Shell Advance AX7 is an ideal oil for high-performance motorbikes. Even under stressful conditions, it helps ensure that your engine delivers high power and torque, improving control and comfort and enhancing the excitement and comfort of your ride.
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Available in viscosity grades: SAE J 300, 10W-40 and 15W-50. All formulations meet: API SM and JASO MA2
Use our Shell LubeMatch tool to find the right oil for your vehicle.
Use our Lubricants Locator to find locations where you can buy your Shell Oils and Lubricants.
Download the Shell Motorist app for iPhone and Android: your partner for every journey.


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Wednesday 12 June 2019, 09:00am - 01:00pm
The Barrett Senior Center meets every Monday, Wednesday & Friday from 9:00AM-1:00PM at The Friendly Community Center. The Barrett Senior Center is free and is open to people 50 years and older. Enjoy conversation with others, play a game of cards, learn during monthly presentations, make a craft, exercise and every Friday play Bingo for prizes. Who wants to cook and clean up the dishes? Stay for lunch. Meals are available for a suggested $2 donation.
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In an emergency, knowing what to do is your best defense. Start now by learning the risks, making an emergency plan and getting involved to help others.
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Dossier - Tali part 2
Walkthrough - Dossier - Tali part 2
There are plenty of items to gather all around the Geth you just killed. They were having some target practice, alright -- on some Quarians. A damaged Geth Hunter along the wall on your right will sacrifice some credits when examined. Further up, you can find a Tempest SMG on the body of another Geth. And then further up from there is a very important item -- a Quarian radio. The Quarians that were just massacred here are using these radios on a secret frequency to communicate with one another. When you pick up the radio, you'll hear the Quarian soldiers' chatter. They'll speak with you about their own rescue mission; it appears they are here to ensure Tali's safe exit from this hostile planet. They want to work with you, which is all fine and good until a dropship comes from above and slays a nearby Quarian force. You're then implored to find some explosives to work your way through the debris that resulted from the Geth attack on said Quarians, a request which we'll now undertake in earnest.
The two pieces of explosives we need are in two separate locations, but thankfully, those locations are pretty close to one another. If things are going in your game like they were in ours, then your radar will show a location to the west and to the north (if your back is facing the way you came), putting the primary location as the one on your left. We're actually going to do things in the exact opposite order, because it will ultimately make your life easier if you do. As you push towards the open hangar directly in front of you, expect to be attacked by multiple waves of Geth. As you get closer and closer to the hangar, more and more Geth will attack, including more powerful permutations of the synthetic enemy, such as the well-shielded Geth Destroyers. Thankfully, there's a minimal amount of sunlight for you to dodge, and plenty of cover for you to utilize as well.
After breaching the hangar, you'll need to clear it of any remaining enemies before safely proceeding. For the time being, ignore the doors on your right. Grab the Iridium from the container at the center of the hangar, and then press to the back end, where you'll find a room populated with some items on your left. You should find a medical kit here, some heavy ammunition, standard ammunition (which you'll no doubt be in desperate need of for the duration of our trip here), and, better yet, precisely what you're looking for -- the first of two batches of explosives. Once you've grabbed those, retreat back into the hangar. Geth reinforcements, not at all surprisingly, will show up at this point, attempting to make your life incredibly difficult. Geth snipers, with rocket launchers, will also show up on the catwalk spanning over this area. This is a bit of a difficult fight, so battle patiently and remain in cover when the going gets tough. You can optionally go leftward (with your back facing the room with the explosives) to find a ramp leading up to the second floor. In addition to a medical kit up here, you can find blast shields to lower if you need to get a good shot at the aforementioned snipers. Otherwise, daring players can jet quickly over the sun-laden catwalk to a computer terminal on the other side, where Tali has left a recording about this system's suspicious star.
Now it's time to go after the second and final explosive device. We put this one second because it's far easier to get, and the area is far more accessible once the giant hangar you just cleared is completely devoid of enemies. Regardless of whether you're coming out of the hangar's main door, or via the ramp leading down from Tali's computer, you'll still need to bear rightward to continue. As you approach this smaller hangar, expect to once again be assaulted by a plethora of Geth. You have an advantage here in that most, if not all of the enemies will be streaming out from crates and boxes on your right. So you can shoot the weaker ones like fish in a barrel here, though you'll no doubt need to put forth a more concerted effort to deal with any stronger Geth. Once that wave of foes is defeated, all that's left to do is storm the hangar to find a desk. On this desk is a computer terminal with another message from Tali, as well as the second explosive device we're seeking. If you're in need of Medi-Gel, you can also find a medical kit up a dead end ramp slanting upward to your right.
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Undergraduate Degrees, Majors and Concentrations
PSYC3710 - Advanced Abnormal Psychology
Summer 2019
This course provides an advanced examination of the various psychological disorders treated and managed by professional psychologists. Using the taxonomical system presented in the most recent version of the Diagnostic and Statistical Manual of Mental Disorders, students will learn to identify symptomatic behavior, assess for clinical diagnosis, make differential diagnoses when presented with similar symptom patterns, and understand theories of disorders' etiologies and treatments to the extent necessary to conceptualize appropriate treatment strategies.
Prerequisites: PSYC3700, PSYC3740 and Department Head Permission
3 Credits
Schedule Book for All Active and Available Future Terms, Course starting with PSYC3710
No Courses Found


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QUESTION OF THE WEEK- What do you think of Lady Gaga?
Rosemarie Hanley:"My daughter says, 'She is who she is, she's never pretending to be anything else.' She's like the Madonna of my generation."
Chauncey Brown: "I think Lady Gaga is inspiring to some young kids and students. I think it's kind of neat to have someone to look up to in their own way."
Tamara Wright: "Ewwww."
4 comments
HarryD September 16th, 2010 | 8:47pm
Lady UghUgh.
Just another tramp in the woods.
ken jamme September 20th, 2010 | 5:39pm
She's no lady
Grace P September 21st, 2010 | 7:23pm
Why is she even a topic of discussion? Madonna 2.1
boooo! September 22nd, 2010 | 8:11am
@ the Hook people: The third person down said "ugggh..." not "ewwwww." Ugh is more of a head shaking groan, whereas ewww is what little kids say when like, somebody picks their nose and has a booger on their finger.
Although I supposed Gaga could be likened to that, I don't know.....


text: Wandawega Lake Resort/Camp Wandawega is a private friends & family retreat, not a "proper" resort. We are carrying on the proud 90-plus year history of reconnecting people to the simple pleasures of simple times in a no-frills, recreational camp setting. All of our guests are here as part of preplanned recreational friends & family camp programs: sorry, but we do not accept random "walk-ins" or "transients." But all are welcome to join us on Sunday mornings for Catholic "mass-in-the-grass," a 50-plus year old tradition; Sunday's at 10am weather permitting, from Memorial Day to Labor Day. To support the ongoing renovation of this historic property and the largely philanthropic camp activities, we are continuing the tradition of making a very limited number of accommodations available for self-guided "friends-and-family" recreational camp programs during the summer months. Again, we are not a "proper" resort, so if you require an immediate response, lots of hand-holding and attention to detail, then this just might not be the best fit for you. Please visit wandawega.com to learn more


text: Radiation Oncology: Glossary of Terms You may hear many words associated with radiation oncology that you have not heard before. Please ask for an explanation for any terms you may not understand. Your nurse will have a packet of information to give you. You may hear the following common terms before, during and after your treatment. Adjuvant therapy: Treatment added to the primary treatment to enhance the effectiveness of the primary treatment. Radiation therapy often is used as an adjuvant to surgery. Alopecia (al-oh-PEE-she-ah): Hair loss. Anesthesia: Loss of feeling or sensation to prevent pain. Certain drugs or gases called 'anesthetics' are used to achieve anesthesia so that medical procedures may be performed without pain. A local anesthetic causes loss of feeling in part of the body. A general anesthetic puts the patient to sleep. Antiemetic (an-tee-eh-MET-ik): A medicine that prevents or relieves nausea and vomiting. Biological therapy: Treatment to stimulate or restore the ability of the immune system to fight infection and disease; also called immunotherapy. Brachytherapy (BRAK-ee-THER-ah-pee): Internal radiation therapy using an implant of radioactive material placed directly into or near the tumor; also called "internal radiation therapy." Cancer: A term for diseases in which abnormal cells divide without control. Cancer cells can invade nearby tissues and can spread through the bloodstream and lymphatic system to other parts of the body. Catheter: A thin flexible, hollow tube through which fluids enter or leave the body. Radioactive materials may be placed in catheters that are placed near the cancer. Chemotherapy: Treatment with anticancer drugs. CT (computerized tomography) scan: An x-ray procedure that uses a computer to produce a series of detailed pictures of a cross-section of the body; also called a CAT scan. Dietitian (also "registered dietitian"): A professional who plans diet programs for proper nutrition. Dosimetrist (do-SIM-uh-trist): A person who plans and calculates the proper radiation dose for treatment. Electron beam: A stream of electrons (small, negatively charged particles found in atoms) that can be used for radiation therapy. Electronic Medical Record (EMR): An information and image management system that stores all of a patient's medical information into a single, organized medical report that is stored electronically and can be accessed by multiple sources. External radiation: The use of radiation from a machine located outside of the body to aim high-energy rays at cancer cells. Gamma rays: High-energy rays that come from a radioactive source such as cobalt-60. High dose-rate remote brachytherapy: A type of internal radiation treatment in which the radioactive source is removed between treatments; also known as 'high dose-rate remote radiation therapy.' Hyperfractionated radiation: Radiation treatment that is given in smaller-than-usual doses two or three times a day. Implant: A radioactive source in a small holder that is placed in the body in or near a cancer. Internal radiation: Radiation therapy that uses the technique of placing a radioactive source in or near a cancer. Interstitial radiation: A radioactive source (implant) placed directly into the cancerous tissue, such as in the head and neck region or the breast. Intracavitary radiation: A radioactive source (implant) placed in a body cavity, such as the chest cavity or the vagina. Intraoperative radiation: External radiation treatment given during surgery to deliver a large dose of radiation to the tumor bed and surrounding tissue; also called IORT. Linear accelerator: A machine that creates high-energy radiation to treat cancers, using electricity to form a stream of fast-moving subatomic particles; also called "mega-voltage (MV) linear accelerator" or a "linac." Medical oncologist: A doctor who specializes in treating cancer with chemotherapy. Oncologist: A doctor who specializes in treating cancer. Palliative care, palliation: Treatment that relieves symptoms but does not cure disease. Palliative care can help people with cancer live more comfortably. Physical therapist: A health professional trained in the use of such treatments as exercise and massage. Radiation nurse: A nurse who specializes in caring for people who are undergoing radiation therapy. Radiation oncologist: A doctor who specializes in treating cancer with radiation. Radiation physicist: The person who makes sure that the radiation machine delivers the right amount of radiation to the treatment site. In consultation with the radiation oncologist, the physicist also determines the treatment schedule that will have the best chance of killing the most cancer cells. Radiation therapist: The person who runs the equipment that delivers the radiation. Radiation therapy: Treatment with high-energy rays (such as x-rays) to kill cancer cells. The radiation may come from outside of the body (external radiation) or from radioactive materials placed directly in the tumor (internal or implant radiation). Types of radiation include x-rays, electron beams, gamma rays, neutron beams, and proton beams. Radioactive substances include cobalt, iridium, iodine and cesium. Radioactive: Capable of emitting high-energy rays or particles. Radiologist: A doctor with special training in creating and interpreting pictures of areas inside the body. The pictures are produced with x-rays, magnetic resonance, sound waves, or other types of energy. Recurrence: Reappearance of cancer cells at the same site or in another location after a disease-free period. Remote brachytherapy: See high dose-rate remote brachytherapy. Simulation: The process used to plan radiation therapy so that the target area is precisely located and marked. Treatment port or treatment field: The place on the body at which the radiation beam is aimed. Tumor: An abnormal mass of excess tissue that results from excessive cell division. Tumors perform no useful body function and may be either benign (not cancerous) or malignant (cancerous). White blood cells: Cells that help the body fight infection and disease. X-rays: High-energy radiation that is used in low doses to diagnose disease and in high doses to treat cancer.


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New York judges refuse to say Internet obscenity law is unconstitutional
By LARRY NEUMEISTER
Associated Press Writer, July 25, 2005, 7:58 PM EDT
NEW YORK -- A special three-judge federal panel on Monday refused to find unconstitutional a law making it a crime to send obscenity over the Internet to children.
The Communications Decency Act of 1996 had been challenged by Barbara Nitke, a photographer who specializes in pictures of sadomasochistic sexual behavior, and by the National Coalition for Sexual Freedom, a Baltimore-based advocacy organization.
They contended in a December 2001 lawsuit brought in U.S. District Court in Manhattan that the law was so broad and vague in its scope that it violated the First Amendment, making it impossible for them to publish to the Internet because they cannot control the forum.
A judge from the 2nd Circuit Court of Appeals and two district judges heard the facts of the case and issued a written decision saying the plaintiffs had provided insufficient evidence to prove the law was unconstitutional.
The panel noted that evidence was offered to indicate there are at least 1.4 million Web sites that mention bondage, discipline and sadomasochism but that evidence was insufficient to decide how many sites might be considered obscene.
The judges said the evidence also was insufficient for them to determine how much the standards for obscenity differ in communities across the United States.
The court said it was necessary to know how much the standards vary to decide if those creating Web sites would be graded for obscenity unfairly when compared with those who market traditional pornography and can control how they distribute the material.
As the law stands, a communication is obscene if according to each community's standards it appeals to the prurient interest, depicts or describes sexual conduct in an offensive way and lacks serious literary, artistic, political or scientific value.
The law requires that those sending the communications take reasonable actions to restrict or prevent access by children to obscenity, sometimes by using a verified credit card, debit account or adult access code as proof of age.
Nitke, who has exhibited her work for more than 20 years, said she will appeal the ruling.
"I'm appalled," she said. "I think it's vitally important to keep the Internet free for education, the arts and open discussion on sexual targets."
The National Coalition for Sexual Freedom also was disappointed with the ruling, spokeswoman Susan Wright said.
"Personal Web sites and chat groups that include discussions and images of explicit sexuality are at risk of prosecution," she said. "Basically, we proved we're at risk of prosecution, and speech has been chilled because people are afraid to put anything sexual on their Web sites."
Group lawyer John Wirenius said in a statement that the court declined to find the law unconstitutional "by setting a standard so high that no plaintiff could have met it."
"They required us to prove facts that the government has refrained from making a paper trail on for 30 years," he said.
The National Coalition for Sexual Freedom works to change antiquated laws, oppose censorship of consensual sexual expression and help people who are facing the threat of prosecution or legal action, its Web site says.


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Capturing Information through Wireshark
If you have experienced issues with your website or email, we might need information about your connection to our servers. While there are numerous programs that can capture this information, we recommend using Wireshark. Download it at wireshark.org, and then install it.
Use one of the sections below, based on the type of information we need from you:
- Launch Wireshark.
- From the Capture menu, select Interfaces.
- Next to the interface that has the highest number of packets, click Start.
- Launch your FTP client or Web browser and try to connect to your hosting account.
- Wait approximately 30 seconds, and then click Stop running the live capture.
- From the File menu, select Save. Save the file on your computer.
- Launch Wireshark.
- From the Capture menu, select Capture Filter.
- Click New.
- Complete the following fields depending on which protocol you want to track, and then click OK:
Type Filter name Filter string POP3 (Incoming) POP tcp and (port 110 or port 995) IMAP (Incoming) IMAP tcp and (port 143 or port 993) SMTP (Outgoing) SMTP tcp and (port 3535 or port 80 or port 25)
- Click Start, and your Wireshark application will start to monitor your connection activity for POP.
- Launch Outlook, or email client of choice.
- Perform your regular duties until you encounter the issue, then return to the Wireshark application window on your desktop.
- From the Wireshark toolbar, click on the fourth icon, Stop the running live capture.
- Click the seventh icon, Save this capture file..., select a location to save your Wireshark file, name your file, then click Save.
Wireshark generates files in the
PCAP format.


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Fox Uses Misleading Numbers To Attack Obama's Economic Record
Mocking the Obama campaign's "Forward" slogan, Fox News displayed a graphic purporting to show that the economy has worsened under President Obama. But the data in the graphic hide the economic recovery under Obama and ignore the effect of the economic downturn and fiscal policies that started under President Bush.
Fox Attacks Obama's Economic Record With Misleading Numbers
Fox & Friends Attacks Obama Campaign Slogan "Forward" With Series Of Misleading Statistics. On the May 1 edition of Fox News' Fox & Friends, co-hosts Steve Doocy and Brian Kilmeade mocked the new slogan for the Obama re-election campaign, "Forward," by airing a graphic that purported to show "how things are right now as opposed to when they were when [President Obama] was elected." From Fox & Friends:
DOOCY: They say that this particular slogan is going to stress the fact that looking forward how the president needs to build on his accomplishments and deserves a second term. But when you look forward, let's take a look at some of the things -- and this data gathered by the New York Post this morning, let's take a look at how things are right now as opposed to when they were when he was elected.
KILMEADE: For example, the debt was $10 trillion, now it's $15.6 trillion. The jobless rate is now up to 8.2 [percent], was 7.8 [percent].
DOOCY: Both forward numbers.
KILMEADE: Right. And gas is $3.81, $2.50 when he took over. Americans on food stamps almost doubled. It was 28.2 million, now it's 46.2 million.
DOOCY: Forward.
GRETCHEN CARLSON (co-host): So that's one way of analyzing the new slogan.
KILMEADE: But he tried --
CARLSON: I don't think that's the way they're going to analyze it.
During the segment, Fox & Friends aired the following graphic:
[Fox News, Fox & Friends, 5/1/12]
But Fox Misleads On All Four Attacks
CLAIM: "The Debt Was $10 Trillion, Now It's $15.6 Trillion."
WHY IT'S MISLEADING: The Debt And Deficit Increase Under Obama Is Largely Due To Bush-Era Policies
Ezra Klein: Bush Policies Responsible For Vast Majority Of Debt Increase Under Obama Administration. In a January 31 Washington Post column, Ezra Klein estimated that Obama's policies are responsible for $983 billion of the nearly $5 trillion increase in public debt over the course of his administration, while the remainder of the debt increase is attributable to Bush-era policies. From The Washington Post:
[I]f you're a deficit-obsessed voter, the clock doesn't answer the key question: How much has Obama added to the debt, anyway?
There are two answers: more than $4 trillion, or about $983 billion. The first answer is simple and wrong. The second answer is more complicated but a lot closer to being right.
When Obama took office, the national debt was about $10.5 trillion. Today, it's about $15.2 trillion. Simple subtraction gets you the answer preferred by most of Obama's opponents: $4.7 trillion.
But ask yourself: Which of Obama's policies added $4.7 trillion to the debt? The stimulus? That was just a bit more than $800 billion. TARP? That passed under George W. Bush, and most of it has been repaid.
There is a way to tally the effects Obama has had on the deficit. Look at every piece of legislation he has signed into law. Every time Congress passes a bill, either the Congressional Budget Office or the Joint Committee on Taxation estimates the effect it will have on the budget over the next 10 years. And then they continue to estimate changes to those bills. If you know how to read their numbers, you can come up with an estimate that zeros in on the laws Obama has had a hand in.
A chart accompanying the column made in conjunction with the Center on Budget and Policy Priorities (CBPP) illustrated the debt impact of Bush's policies versus Obama's:
[The Washington Post, 1/31/12; The Washington Post, 1/31/12]
CBPP: "[V]irtually The Entire Deficit Over The Next Ten Years" Due To Bush Policies, Economic Downturn." CBPP published an analysis of federal deficits in December 2009, which was most recently updated on June 28, 2010, titled, "Critics Still Wrong on What's Driving Deficits in Coming Years: Economic Downturn, Financial Rescues, and Bush-Era Policies Drive the Numbers." The report noted:
Some critics continue to assert that President George W. Bush's policies bear little responsibility for the deficits the nation faces over the coming decade -- that, instead, the new policies of President Barack Obama and the 111th Congress are to blame. Most recently, a Heritage Foundation paper downplayed the role of Bush-era policies (for more on that paper, see p. 4). Nevertheless, the fact remains: Together with the economic downturn, the Bush tax cuts and the wars in Afghanistan and Iraq explain virtually the entire deficit over the next ten years.
The report also graphed the effects of Bush's policies and the wars in Iraq and Afghanistan on the deficit. From the report:
[CBPP, updated 6/28/10, emphasis in original]
For more on the impact that Bush's policies have had on the federal debt, click here.
CLAIM: "The Jobless Rate Is Now Up To 8.2 [Percent]" But "Was 7.8 [Percent]" When Obama Took Over
WHY IT'S MISLEADING: After Continuing The Upward Trend From The Bush Administration, Unemployment Has Dropped Under Obama
CBPP: "The Pace Of Monthly Job Losses Slowed Dramatically Soon After President Obama And Congress Enacted The Recovery Act." As CBPP noted in an April 27 report, the trend of job losses at the end of the Bush administration "slowed dramatically soon after President Obama and Congress enacted the Recovery Act in 2009." The report included a chart showing that unemployment continued its upward trend immediately after Obama took office, then began dropping. From CBPP:
[Center on Budget and Policy Priorities, 4/27/12]
Bureau Of Labor Statistics: Unemployment Has Dropped From High Of 10 Percent To 8.2 Percent Under Obama. As the Bureau of Labor Statistics notes, the unemployment level began increasing in January 2008 and reached a high of 10 percent in October 2009 before declining to the current 8.2 percent rate. From the Bureau of Labor Statistics:
[Bureau of Labor Statistics, accessed 5/1/12]
Steve Benen: Initial Unemployment Claims Have Dropped Steadily Since Stimulus Passed. In an April 5 blog post, Steve Benen noted that initial unemployment claims have been dropping since the Recovery Act was passed. The blog featured a chart showing the decrease with the passage of the Recovery Act highlighted:
[MaddowBlog, 4/5/12]
CLAIM: "Gas Is $3.81" But Was "$2.50 When [Obama] Took Over"
WHY IT'S MISLEADING: Gas Prices Crashed In Late 2008 And Are Dependent On Economic And International Forces
Gasoline Prices Plummeted In Late 2008 In The Midst Of A Massive Recession. This chart shows that oil and gas prices fell sharply in late 2008 (displayed as an index to show the correlation between oil and gas prices):
[Federal Reserve Bank of St. Louis, accessed 2/16/12]
Analysts: Speculation, Refinery Closures Currently Pushing Up Prices. From a February 14 Bloomberg Businessweek report:
Strangely, the current run-up in prices comes despite sinking demand in the U.S. "Petrol demand is as low as it's been since April 1997," says Tom Kloza, chief oil analyst for the Oil Price Information Service. "People are properly puzzled by the fact that we're using less gas than we have in years, yet we're paying more."
Kloza believes much of the increase is due to speculative money that's flowed into gasoline futures contracts since the beginning of the year, mostly from hedge funds and large money managers. "We've seen about $11 billion of speculative money come in on the long side of gas futures," he says. "Each of the last three weeks we've seen a record net long position being taken."
Refineries have also been getting squeezed by higher crude prices over the past several months, forcing some of them to shut down rather than operate at a loss, says [equity analyst Jason] Stevens. " [Bloomberg Businessweek, 2/14/12]
For more on the factors influencing gas prices, click here.
CLAIM: "Americans On Food Stamps" Have "Almost Doubled" Under Obama From "28.2 Million" To "46.2 Million"
WHY IT'S MISLEADING: Supplemental Nutrition Assistance Program (SNAP) Increase Was Greater Under Bush, And Is Largely Due To The Economic Downturn Of 2008
FactCheck.Org: Food Stamp Program "Has So Far Grown By 444,574 Fewer Recipients During Obama's Time In Office Than During Bush's." In a January 18 "fact check" of what it called "Newt [Gingrich's] Faulty Food-Stamp Claim," FactCheck.org stated that "Gingrich strains the facts when he accuses Obama of being responsible," writing: "Newt Gingrich claims that 'more people have been put on food stamps by Barack Obama than any president in American history.' He's wrong. More were added under Bush than under Obama, according to the most recent figures." The article continued:
Gingrich would have been correct to say the number now on food aid is historically high. The number stood at 46,224,722 persons as of October, the most recent month on record. And it's also true that the number has risen sharply since Obama took office.
But Gingrich goes too far to say Obama has put more on the rolls than other presidents. We asked the U.S. Department of Agriculture's Food and Nutrition service for month-by-month figures going back to January 2001. And they show that under President George W. Bush the number of recipients rose by nearly 14.7 million. Nothing before comes close to that.
And under Obama, the increase so far has been 14.2 million. To be exact, the program has so far grown by 444,574 fewer recipients during Obama's time in office than during Bush's.
It's possible that when the figures for January 2012 are available they will show that the gain under Obama has matched or exceeded the gain under Bush. But not if the short-term trend continues. The number getting food stamps declined by 43,528 in October. And the economy has improved since then. [FactCheck.org, 1/18/12]
US News & World Report: Food Stamps Enrollment Was On The Rise "Well Before" Obama Took Office. From US News & World Report:
Food stamp usage has, as Gingrich suggested, increased dramatically during the Obama presidency, but hanging the increase on the president is difficult. Participation in the Department of Agriculture's Supplemental Nutrition Assistance Program, the program to which "food stamps" refers, has increased from an average of 28.2 million people per month in FY 2008 to 46.2 million as of October 2011, the most recent month for which data is available. However, SNAP participation has been on the rise since well before President Obama took office. Nearly 17.2 million people in FY 2000 participated in the program, a figure that increased by nearly 64 percent by 2008. [US News & World Report, 1/17/12]
CBPP: Growth "Reflects The Fact That More Households Are Becoming Eligible Because Of The Recession." According to CBPP, the "rapid caseload growth primarily reflects the fact that more households are becoming eligible because of the recession." CBPP added: "SNAP caseloads can grow for two reasons: because more households are qualifying for the program and enrolling or because a larger share of eligible households are signing up. Both of these occurred in recent years." [Center on Budget and Policy Priorities, 1/9/12]
For more on the role of the economic downturn on SNAP enrollment, click here.


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NEW YORK (MarketWatch) — The U.S. stock market fell on Wednesday, with the Dow Jones Industrial Average snapping a five-day winning streak and retreating from the record level reached on Tuesday.
The blue-chip index DJIA, -0.07%, which was only 54 points from reaching the 17,000 level after Tuesday's close, was set back after falling 102.04 points, or 0.6% to 16,883.88.
The S&P 500 SPX, +0.03% closed 6.90 points, or 0.4%, lower at 1,943.89.
The Nasdaq Composite COMP, +0.13% ended the day down 6.07 points, or 0.1% at 4,331.93.
Read the recap of MarketWatch's live blog of Wednesday's stock-market action.
Weighing on sentiment was a report from the World Bank, which cut a global growth forecast, saying that the harsh winter in the U.S. and a conflict between Russian and Ukraine dragged growth in the U.S. and Europe during the first quarter.
Robert Zagunis, managing director and portfolio manager at Jensen Investment Management, said that the current environment of steady growth and low inflation is still favorable to stocks.
"While as a whole, markets have seen incremental changes, individual companies are seeing adjustments. Companies with stronger balance sheets and good earnings will continue to do well," Zagunis said.
Earnings releases sparked some action in individual stocks.
H&R Block HRB, +0.05% shares rallied 4.6% after fiscal fourth-quarter profit and revenue jumped as a late start to the tax reason pulled revenue into the tax-services provider's latest quarter.
Shares of U.S. airline companies were hit, following a profit warning for both 2014 and 2015 by Deutsche Lufthansa AG LHA, -0.34%.
Delta Air Lines Inc. DAL, +0.74% fell 2.9%, American Airlines Group Inc. AAL, +3.96% dropped 3.1% and United Continental Holdings Inc. UAL, +1.79% lost 5.2%.
Ulta Salon Cosmetics & Fragrance Inc. ULTA, +3.81% shares surged 14% after the company posted gains in earnings and sales late Tuesday.
Across other markets, European stocks SXXP, -0.05% closed lower. Asian stocks didn't provide much buying impetus either, with Hong Kong's Hang Seng Index HSI, -1.23% falling 0.3% after two straight days of gains.
Oil futures settled with a slight gain on Wednesday as a cut to a global growth forecast offset support from a bigger-than-expected decline in weekly U.S. crude supplies.
Gold futures settled higher for a third session in a row Wednesday, modestly extending a rise above $1,260 an ounce as optimism over global growth prospects took a hit and equities gave back some gains from their record run.
The dollar fell against major rivals Wednesday, pushing below 102 yen.
More must-reads from MarketWatch:
Nouriel Roubini: There is schizophrenia between what the stock and bond market tell you
5 places the rich hide their money


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@Kaname Shikara and @JimmyTheCannon
As Kaname heads off, Jennifer follows her after a little bit. She seems worried and says "This doesn't seem like a good idea. Maybe we shouldn't have split up, I mean maybe we could have done well enough with your outfit or something. "
In their heads they can "hear" Kyle thinking <Jimmy doesn't seem too scared. I think he's Ok for now. Watch yourselves>
Miles away in town Jimmy sees that he's given some time for dead to approach. Presumably a number are coming by the sounds of things. But for now Jimmy just sees an overweight middle aged guy with a nasty chest wound is moving through the front door next to the big store front window, blocking the door for a moment He's holding a bowling trophy like a mace.


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Good Technology Good Dynamics Shared Service Framework API
The Good Dynamics Shared Services Framework is a set of APIs that allows applications on the same device to securely interact and share capabilities such as printing, emailing, and file sharing. This allows mobile workers to complete complex tasks securely without having to constantly switch between applications. The Shared Services Framework can also be used to create unique services (e.g. connecting services for popular CRMs) for other apps to use.


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|Send News. Want a reply? Read this. More in the FAQ. News Forum - All Forums - Mobile - PDA - RSS Headlines Twitter
2K Games and Gearbox Software announce Steamworks support will be included in Borderlands 2 when the role-playing shooter is released on September 18th. Here's the deal: "Borderlands 2 players will enjoy the benefits of Steamworks features, such as Steam Achievements, downloadable content, auto-updating, multiplayer matchmaking, Steam Cloud support and more. Customers who purchase the PC retail version of Borderlands 2 will also be able to enjoy all the great Steamworks features as well."
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Griz Outdoor Viewing Party At Caras Park [LIVEFEED]
The Montana Grizzlies football team is going helmet-to-helmet against the Eastern Washington Eagles tonight at 5 p.m. For all those big fans that can't make the drive over to Cheney, make your way down to Caras Park for a bunch of fun-filled, game-day, football festivities! Tailgating begins at 2 p.m. The event is free and for all ages! There will be giveaways, food, drinks, prizes, FUN, and lots of FIRST DOWN MONTANAS! Come cheer on the Griz!
Check out some pictures streaming live from the event now!


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Do you hold an excellent bachelor's degree from a university outside of Germany?
Do you have a particular interest in research?
If so, you are eligible for Goethe University's Goethe Goes Global Scholarship, which is now open for 75 of our master's programmes.
Goethe University aims to provide its scholars with:
- A monthly award of 1,000 € for up to two years
- Support and orientation by an experienced master's student buddy
- Access to seminars focusing on professional skills from our Graduate Academy GRADE
- Access to an innovative research environment and networks that connect you with fellow scholars and other advanced researchers
- Career support through Goethe University's Research Support Office
Some master's programmes are interconnected with research units, to one of which you may apply. If you are accepted, you may receive benefits such as an internship in the chosen research unit. Learn more about this option and the application process on our website: www.uni-frankfurt.de/masterstip. We look forward to your application!
The Goethe Goes Global Scholarship is generously funded by the Johanna-Quandt-Foundation.
montags 9.00-12.00 Uhr
dienstags und donnerstags 14.00-17.00 Uhr und nach Vereinbarung


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I'm 32, single and haven't dated anyone seriously in the last decade and have only dated a few guys casually in that time. At my age, most of my friends are married and are now starting to have kids. I'm freaking out a bit. I want to get married and have a family, and I feel like time is running out. I haven't tried online dating because I really don't think it's for me, but at this point, I don't know what else to do. Any advice for meeting marriage-material men at this age?
—Ready for Love
I totally know what you mean. It seems like every damn day someone's getting engaged or Instagram-ing a fetus on Facebook. It can be hella disorienting to see your friends going through these major life milestones and to feel like, "Everyone's in the pregnancy club but me! And where's
TJ Maxx gift registry? Someone call the waaaahm-bulance!"
At 32, though, you're still a young niblet. You've got several years before your ovaries dry up and head to a timeshare in Florida. I've had friends who've spawned well into their late 30s and early 40s, so don't close up the Bat Cave just yet. Also, stress is bad for the reproductive organs, so the less time you devote to panicking at the disco, the better.
It would have been helpful to know why you're reluctant to try online dating, but as someone who's done it like a part-time job, I think I can venture
. That said, meeting people online is no longer a vestige of the creepy weirdoes. (That would be DiaperMates.com, in case you're wondering.) Lots of people meet their significant others that way—in fact, 22 percent of couples met on the Internet, according to a study done in 2009, mentioned in
). Still, the most common way to meet a mate is through family and mutual friends, so if you haven't exhausted your pals' cheese-and-gherkin parties, don't stop 'til the getting's gouda.
I will say that if you're truly on the market, why not have as many avenues available to you as possible? Online dating gives you instantaneous access to thousands of potential partners who you never would've been able to meet otherwise. It's also a woman's game, in that men typically do most of the legwork to find and woo you. Win-win, yeah? Bribe a good friend with a bottle of wine and have him or her spend an hour helping you create a dating profile.
are supposedly where the more "serious" daters go, i.e. those looking to put a ring on it, but if you loathe paying for things like I do, then go to
Of course, the nitty gritty of all this "true love" biznass is that it involves a lot of chance, luck and dirty laundry before you find someone who's right for you. Take heart though, my friend; at least now that you're in your 30s,
Want to ask Anna an anonymous question about love, sex or dating? Email your quandary to email@example.com.
Need to give your dating life a boost? Sign up for RedEye Dating. Pick dates, not people.


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Gamle Stavanger
On the western side of the main harbour is the city's star turn, Gamle Stavanger. Though very different in appearance from the modern structures back in the centre, the buildings here were also the product of a boom. From 1810 until around 1870, herring turned up just offshore in their millions, and Stavanger took advantage of this slice of luck. The town flourished and expanded, with the number of merchants and shipowners increasing dramatically. Huge profits were made from the exported fish, which were salted and later, as the technology improved, canned. Today, some of the wooden stores and warehouses flanking the western quayside hint at their nineteenth-century pedigree, but it's the succession of narrow, cobbled lanes behind them – along and around Øvre Strandgate – that shows Gamle Stavanger to best advantage. Formerly home to local seafarers, craftsmen and cannery workers, the area has been maintained as a residential quarter, mercifully free of tourist tat: the long rows of white-painted, clapboard houses are immaculately maintained, complete with picket fences and tiny terraced gardens. There's little architectural pretension, but here and there flashes of fancy wooden scrollwork must once have had the curtains twitching among the staunchly Lutheran population.
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Brussels, 6 January 2011
Consultation on Technical Details of a Possible Crisis Management Framework for financial institutions - Frequently Asked Questions
1. Why is a new banking recovery and resolution framework needed for the EU?
The financial crisis provided clear evidence of the need for more comprehensive and effective arrangements to deal with failing banks at national level, as well as the need to put in place arrangements better able to cater for cross-border banking failures.
There has been a number of high profile banking failures during the crisis (Fortis, Lehman Brothers, Icelandic banks, Anglo Irish Bank) which have revealed serious shortcomings in the existing arrangements.
In the absence of mechanisms to organise an orderly wind down, EU Member States have had no choice other than to bail out their banking sector. State aid to support banks has amounted to 13% of GDP. The impact on taxpayers is obvious.
A new crisis management framework is essential to complement other work streams aimed at making the financial system sounder, i.e. making banks stronger with higher levels of and better quality capital, greater protection of depositors, and better supervision.
2. What are the main elements of the Consultation?
The Consultation seeks stakeholders' views on a comprehensive set of measures aimed at ensuring that national authorities are equipped with the necessary tools to intervene in a troubled institution at a sufficiently early stage to address developing problems; that firms and authorities make adequate preparation for crises; that national authorities have common resolution tools and powers to take rapid and effective action when bank failure cannot be avoided; and that authorities cooperate effectively when dealing with the failure of a cross-border bank. These measures include:
The overriding aim is to put in place a framework that will allow a bank to fail – whatever its size, complexity or importance for the financial system - while ensuring the continuity of essential banking services, minimising the impact of that failure on the financial system and avoiding costs to taxpayers. This is essential to avoid the 'moral hazard' that arises from the perception that some banks are too big, complex or interconnected to fail.
3. Why didn't the EU have this framework in place before the crisis? And what has been done since the crisis?
Until the crisis, many felt that crisis management was best dealt with at national level especially if there was a risk that there would be budgetary implications and in view of the close connection of crisis measures with national insolvency regimes. Measures in place varied greatly between Member States.
However, the crisis has strengthened the case for action at EU level, since it clearly demonstrated that the absence of European arrangements could result in ad hoc national solutions, which might be less effective in resolving the situation and ultimately prove more costly for national taxpayers. Furthermore, the crisis highlighted there were no mechanisms in place to deal with failing banks that operate in more than one Member State.
4. What sort of preparatory and preventative measures does the Commission consider necessary?
Preventative measures will include measures designed to ensure that developing problems will be identified and addressed at an early stage, and to enhance the preparedness of firms and authorities to deal effectively with serious difficulties. These will include reinforcing supervisory powers (e.g. enhanced supervision with more intrusive assessments, more systematic on-site examinations, etc.) and introducing a requirement for firm-specific recovery and resolution plans. The recovery part would be prepared by firms, and set out measures that the firm would take to deal with funding problems in a range of conceivable stressed scenarios.
The resolution part would be prepared by authorities with the cooperation of firms, and would put in place plans as to how the firm might be resolved, and its essential functions preserved, in the event of the firm's failure.
Preparatory and preventative measures might also include powers for authorities to take measures, or require a firm to make changes to its structure or business organisation, if the authorities assess that the firm is not resolvable with the available tools (see also question 5).
5. What kinds of changes to legal or operational structures would authorities be able to require?
The Consultation seeks stakeholders' views on powers which would be available where, in the course of resolution planning, authorities identify obstacles to resolvability in individual institutions. The powers being considered would allow authorities, following an extensive dialogue with the bank involved, to require it to take appropriate measures to ensure that it can be resolved with the available tools in a way that does not threaten financial stability and does not involve costs to the taxpayer. Such measures might include requiring the bank to draw up service level agreements to cover the provision of critical economic functions, to limit exposures, to cease or limit specific activities or the development of new products or business lines, or to make structural changes to the way the bank organises its business – for example by better mapping systemic functions to legal entities. Because such powers may be intrusive, the Consultation discusses appropriate safeguards, including the requirement that any measure required must be necessary, proportionate and suitable for achieving the exclusive objective of removing the specific impediments to resolution arising from the organisation of the bank's business or its legal structure that have been identified. The Consultation also discusses procedural safeguards for banks, including a right to judicial review.
6. What new early intervention measures are being considered?
The Consultation seeks views on possible new early intervention powers for banking supervisors designed to address developing problems within individual banks and across banking groups at an early stage, to prevent them from developing further and secure recovery. Measure under consideration include powers for supervisors to prohibit payment of dividends, to require the replacement of managers or directors, to require the bank to divest itself of certain activities or business lines, the power to require implementation of a firm's recovery plan to address specific funding problems, and the power to appoint a special manager for a limited period to take over control and run the bank with the objective of addressing its problems and restoring it to financial health.
7. What is the function of a special manager?
The Consultation seeks the views of stakeholders on the appointment of a special manager as one early intervention tool that might be made available to supervisors. A special manager could be appointed to replace or assist the management of a troubled institution for a limited and specified period. His or her primary function would be to restore the financial situation of the bank by implementing an appropriate recovery plan. The special manager would have all the powers of the managers of the company, and would not have any powers to override the rights of shareholders under the company statutes and company law. In particular, shareholder approval would be required for any actions taken by the special manager if the same action would require such approval if taken by the ordinary directors.
8. What are resolution measures?
Resolution occurs at a point when the institution has reached a point of distress such that there are no realistic prospects of recovery over an appropriate timeframe and all other measures have been exhausted. The resolution tools considered in the Consultation include a sale of business tool (parts of the credit institution or parts of its business can be sold to one or more purchasers without the consent of shareholders); a bridge bank tool (authorities can transfer some or all of the business to a temporary bridge bank in order to preserve essential banking functions or facilitate continuous access to deposits); and an asset separation tool (to remove toxic assets to a separate vehicle). In addition, the Consultation seeks stakeholders' views on possible mechanisms to write down the debt of a failing bank, or to convert it to equity, as a means of restoring the institution's capital position ('bail in'). This would allow the bank to be restructured as a going concern or wound down in an orderly manner, and may provide an additional resolution tool that would give authorities further flexibility to deal with the failure of complex institutions.
9. What is the proposal to write down creditors ('bail in') and how would it work?
The objective is to develop a mechanism for recapitalising failing institutions so that it can continue to provide essential services, without the need for bail out by public funds. Fast recapitalisation would allow the institution to continue as a going concern, avoiding the disruption to the financial system that would be caused by stopping or interrupting its critical services, and giving the authorities time to reorganise it or wind down parts of its business in an orderly manner. In the process, shareholders should be wiped out or severely diluted, and culpable management should be replaced. The consultation seeks views on two broad approaches to achieving this objective.
The first approach would involve a broad statutory power for authorities to write down or convert unsecured debt, including senior debt (subject to the possible exclusions for certain classes of senior debt that may be necessary to preserve the proper functioning of credit markets). It is not envisaged that such a power would apply to existing debt that is currently in issue, as that could be disruptive.
The second approach would require banks to issue a fixed amount of 'bail-in' debt that could be written off or converted into equity on a specified trigger linked to the failure of the bank. This requirement would be phased in over an appropriate period and, again, it is not envisaged that any existing debt already in issue would be subject to write down.
10. How does the 'bail in' tool relate to discussions regarding sovereign debt?
It does not. Banks, as private companies, and Countries, are fundamentally different and the principles underpinning this consultation and the possible design features of the bail in tool, should not be read across to the current debate around sovereign debt. Any legislative proposal for a debt-write down mechanism that might be made in the wake of this Consultation would only apply in relation to relevant classes of debt issued by banks (and the Consultation seeks stakeholders' views on what classes of bank debt should be covered). It would not apply to debt issued by governments.
11. How is cross-border cooperation addressed in the Consultation?
Beyond ensuring common tools in all Member States, it is also necessary to ensure smooth cooperation both in advance of and during a crisis. The Consultation seeks views on a cross-border coordination framework based on "resolution colleges" for each cross-border bank that would include all relevant national supervisory and resolution authorities, and would build on the existing supervisory colleges (which are being established for cross-border banks under the Capital Requirements Directive (CRD 2, see IP/08/1433). These colleges would be responsible for planning (preparation of resolution plans, agreeing principles for burden sharing, etc.) and would be a forum for information exchange and coordination during a crisis. The Consultation also seeks views on a role in appropriate cases for group resolution authorities to draw up a group resolution scheme, which would then be implemented by national authorities. Finally, the Consultation seeks views on the appropriate role for the newly established European Supervisory Authorities (see MEMO/10/434) in the preparatory, preventative, early intervention and coordination parts of the new framework.
12. How will resolution schemes be financed?
Financing is a key part of resolution, and the Commission believes that a coordinated approach is needed in order to improve the prospects for effective cross-border cooperation. In May 2010, the Commission set out its ideas for pre-funded bank resolution funds (see IP/10/610 + MEMO/10/214) to ensure that the banking sector, and not the taxpayer, pays the costs of future bank failures. The Commission's Communication of 20 October 2010 (see IP/10/1353 + MEMO/10/506) elaborates on those ideas. This Consultation suggests how those ideas might be implemented, further explores how resolution funding might be articulated with existing deposit guarantee schemes and seeks views on possible bases for contributions from financial institutions to resolution funding.
13. Is this work intended to solve the current crisis?
The financial and economic crisis has called for extraordinary measures to be taken in order to avert a potential meltdown of the global financial sector. However the measures included in this Consultation are aimed at dealing with future bank failures. Early supervisory intervention should assist in averting preventable bank failures, while an EU resolution framework would equip national authorities with adequate tools to manage the consequences of failures that could not otherwise be avoided.
14. Resolution measures may interfere with the rights of shareholders and creditors. How is this addressed in the Consultation?
Bank resolution tools that involve transfer of assets may interfere with the rights of creditors and shareholders, and any EU resolution framework would need to incorporate adequate safeguards to protect those interests.
For example, EU company law contains a number of mandatory requirements that confer rights on shareholders. These include pre-emption rights, and the requirements that any increase or reduction of issued share capital is approved by the shareholders' general meeting. In addition to this, any transfer of ownership or assets of an ailing bank must comply with shareholders' right to property under the European Convention on Human Rights. A balance needs to be struck between protecting the legitimate interests of shareholders and enabling resolution authorities to intervene quickly and decisively to restructure a failing institution or group to minimise contagion and ensure the stability of the banking system in affected Member States.
The Consultation seeks views on appropriate mechanisms for redress and compensation for shareholders and creditors whose rights are affected, and on the general proposition that they should as far as possible, be no better and no worse off than they would have been had the bank under resolution been wound up under the applicable insolvency law.
The Consultation also seeks views on the possible limitation of the remedies available in judicial review to persons affected by resolution actions to financial damages, preventing courts from reversing or invalidating transfers that have already been made.
15. What kinds of financial institution would be covered by an EU regime?
The Consultation focuses on intervention and resolution measures for banks because their unique role as providers of credit, deposit-takers and payment intermediaries gives rise to particular problems and public policy objectives in the event of a bank failure. In addition, it seeks views on the inclusion of investment firms whose failure might also risk financial stability.
Beyond that, the Commission also recognises that different kinds of crisis management measures may be necessary to address the specific risks to market stability represented by other types of financial institution. It intends to carry out further work by the end of 2011 to consider which crisis management arrangements might be necessary for other types of financial institution, including insurance companies, investment firms and Central Counterparties.
16. Would "living wills" be required for all banks and who would prepare them?
There are currently no harmonised powers for supervisors to require banks to prepare recovery and resolution plans, often referred to as "living wills". These would be composed of 'recovery plans' drawn up by banks detailing how they would respond to a range of conceivable circumstances of financial stress, and 'resolution plans' prepared by authorities with a view to ensuring that authorities can act quickly and effectively in the event of a crisis. The Consultation seeks views on a general requirement for recovery and resolution plans to be maintained for all banks. However, the requirement would apply proportionately. This might mean, for example, that for smaller institutions with no cross-border operations, the resolution plan might simply specify that the institution would be wound up, accompanied by payout to depositors by the Deposit Guarantee Scheme. For systemically important cross-border financial institutions the "living wills" would be expected to be considerably more detailed, so as to facilitate, in a period of severe financial stress or instability, the continuity of its financial infrastructure services and the rapid resolution or winding down where necessary of the institution (or part of the institution).
17. What is the role of the EBA in resolution and are you proposing a European banking resolution authority ?
As a body bringing together national supervisory authorities, then newly established European Banking Authority ('EBA') could have a significant role to play in the aspects of this work involving national supervisors (in particular the supervision, preparation and early intervention aspects of this consultation). For the resolution and financing aspects, which involve other bodies at the national level, such as central banks and ministries of finance, further detailed consideration needs to be given towards the role of the EBA. Furthermore, the Commission plans to examine the need for further harmonisation of bank insolvency regimes with a report by the end of 2012 and, alongside the review of the EBA in 2014, will assess how a more integrated framework for the resolution of cross border groups might best be achieved. The Commission is not at this time proposing a European resolution authority.
18. How does all this relate to discussions at international level?
The Commission is helping to shape the work of the FSB and the G20, and is also closely monitoring other international developments. The G20 summit held in Toronto in June 2010 committed to the design and implementation of systems whereby authorities have the powers and tools to restructure or resolve all types of financial institutions in crisis, without taxpayers ultimately bearing the burden. The FSB last year adopted recommendations for reducing the moral hazard posed by systemically important financial institutions (SIFIs). A substantial part of those recommendations aim to ensure that SIFI resolution is a viable option. The ideas set out in the Consultation would, if adopted, constitute a significant step for the EU in delivering resolution framework called for by the FSB.
19. What are the main differences between what the EU is proposing and the US approach?
In the US, the Dodd-Frank Act has established a resolution framework for systemic institutions at group level. Both the EU and the US are accordingly working to develop mechanisms which should be capable of resolving or winding down failing financial institutions. The US approach intends to address systemic banks by taking failing institutions into receivership by the Federal Deposit Insurance Corporation (FDIC), under which their business will be transferred or wound down and the failed institution will be liquidated.
The EU framework discussed in this Consultation would also allow authorities to put banks into an orderly resolution in which their essential services could be preserved while the failed institution itself was ultimately wound down. However, in the cases where an institution is too large, complex or interconnected to be wound down in an orderly manner, the Commission is also considering equipping authorities with ambitious additional tools which would under stringent conditions allow a troubled bank to continue as a going concern, through write down of its debt, in order to preserve its economically important functions and 'buy time' for authorities to sell or wind down its business in an orderly manner. In order to prevent moral hazard, there would need to be strict conditions accompanying any such approach. These would include dilution of shareholders, changes to management, haircutting of creditors and re-structuring so as to ensure that the surviving entity was viable. Such operations would also need to adhere to strict EU state aid rules.
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Matthew over at WoWInsider.com does a great job of getting warrior information out to the unwashed masses in his blog, The Care and Feeding of Warriors.
In his latest post, he discusses the Don'ts of grouping with a warrior. They are all great points. Probably my biggest pet peeve are the rogues who cheap shot the mobs right when I pull, thus starting out my fight a bit rage starved.<


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About BeachBumCowboy
I am not a lawyer. I don't even play one on TV. But isn't this effectively the Executive Branch deciding what actions are legal/illegal? How does this pass constitutional muster?
Hackers are the tinkerers of the modern age. The inventors, the builders, the creative yet practical thinkers in a technological world. Watt, Savery, Fulton, and Whitney were all hackers of an earlier era. Were would we be if we had considered them criminals. Were are we going now if we consider hackers, the ones that don't actually break the law, to be criminals nonetheless.
Mobster: I don't like what you've done, it's been disrespectful to my bosses.
Store Clerk: I haven't done anything wrong. What did I do? I'll be happy to fix whatever I've done.
Mobster: Too late. Me and the boys are going to break your hand, and you better sit there and take it.
Store Clerk: What? No way I'm going to sit there and take it. I like my hand. I'll fight you every way I can. I did nothing wrong.
Mobster: If you don't sit there and take it, we're going to break BOTH hands, plus your jaw, and your legs, and your arms. We'll make such a mess out of you, you'll be begging us for mercy, but it will be too late. Everyone will know not to mess with us again.
How dare you name your cat "Nut". Totally distasteful.
Of course there are no studies done to determine if legislation did what it was supposed to do. Without such studies, legislators can always say, "See we did something." (Patent Reform Yea!!!) But they don't ever want their opponents to be able to say, "They acted and their own reports say they made things worse."
So Congress took the former American patent system, in the country that traditionally was the model of economic growth, progress, and entrepreneurial spirit compared to the rest of the world. And Congress decides to scrap all that and do what the rest of the world does. Smart. Real Smart.
It's not only that the law makes this possible. It's that the current law provides economic incentives encouraging such behavior.
Those numbers in the report clearly distinguish between Federal and State requests, so that's not the difference.
But I can offer one reasonable explanation... The numbers reported to Congress were requests for actual criminal investigations. The numbers reported from Spring and the other Telcos were requests for harassment, curiosity and just plain good old fashioned fun!!!
"because the way a few musicians made money in the past..."
...was to wander village to village as traveling minstrels singing folk songs to the people. And thus it must be forever the same.
Any patent that is found to not "promote the Progress of Science and useful Arts" should be rejected by default.
But I thought all those Chinese viewers were actually pirates, unwilling to pay for movies and other media. Why would the studios want to be appease pirates. I guess they better start digitally removing all the junk boats from the movies too.
If there are going to be new businesses created from "productizing" patents, we can look into the past to see how well this will turn out. This is little different than when Wall Street "created" new investment products by packaging up other paper investment products, all without any "real" products behind them. At some point there was the realization that everything was a legal fiction, created from smoke and mirrors. That turned out well for everyone didn't it.
That is exactly what these patents are. Legal fictions that get "created" by an overly permissive patent office. When everyone finally comes to their senses, that these patents don't actually create anything, the whole system is likely to collapse.
"importance of trust in creating a functioning internet,"
It's not just important in creating a functioning internet, it's the importance of trust in creating a functioning democratic society. The government is constantly making claims of "Trust Us", and yet they are completely unwilling to trust The People.
How many entrepreneurs out there, the ones that actually are interested in building a company that provides value, would take the option of never being sued for violating a patent if they promised to never file a patent themselves? I'm sure the answer is "almost all of them."
Pretty soon we'll be back to the days of the walled gardens similar to the days of Prodigy, Compuserve, and AOL. At least that's what the fearmongers want.
We'll have America Online. China Online. Poland Online. Iran Online. etc.
The final results are expected. As more of these videos get put online, and as election cycles roll around, the officials that are actually dependent on the public for their jobs will start to take action.
It will become increasingly hard for police chiefs and sheriffs to stay in office when their election opponents have free video footage of the behavior that are tolerated and encouraged within the police departments. Thus we will start to see chiefs to become even more proactive concerning their officers behavior by A) encouraging officers to not be filmed doing something questionable, and B) suspend and fire any officer that does get caught.
I don't get it. There's nothing pornographic about it.
The book is about a small little boy, and the only way you would think it was pornographic is if you get excited thinking about small little boys.
OH!!!. NOW I get it!
In addition with the problems of paying, the apps from one platform are not comparable. I have both the iPad app as well as the Android app for my phone.
You would think the iPad app would be more useful because of the larger screen. But no, I have switched totally over to my phone, which is actually less convenient for me. The iPad app screen space is loaded with chats, scores, and other non-useful info to me. They shove the actual video of the game into an iddy-biddy spot in the middle of the screen. I thought for sure I would be able to expand the video to fill my screen, but no such luck.
Using my Android app, I get to watch the video, and the video alone, on my phones screen which equates to a bigger picture. So that's what I do, even though the app does not run nearly as well on the Android platform. You would think the NCAA would want to enable me to watch on whatever platform I find the most convenient and useful. But no, I have to choose between two mediocre experiences because they want to control things.
"The Hobbit" pub should come back with a counter offer of licensing the name and characters for $100 a year in free beer for the folks of SZC. They would probably be much happier and they might start to lead a more hobbit-like life.
This demonstrates the problem with conveying traditional concepts of physical Property to Intellectual Property. From a legal standpoint, "Property" is the right of a person (or company or nation) to exclude others. "Its My Land" really means you can't trespass, you can't build a house, you can't drill, etc. unless I allow you to.
In the physical world this makes sense. If you build a house on my land, then I can't build a house. If you mine the gold, then there is less gold for me to mine. It has also traditionally been very easy to recognize the limits of these exclusions, or rather the boundaries of the property; just look at a map. This concept easily transfers to other forms of physical property - "dude that's my car" not your car.
But with "Intellectual Property" all of these concepts fail. Instead of limited and bounded resources that are scarce and well defined, we have infinite "ideas" - and yes all patents are really ideas, just ones that are supposed to be very, very specific and well documented.
Let's say I patent a mechanical means of separating cotton fibers from their seeds. Can I exclude all other mechanical means from doing the same thing, or just means similar to my machine? How similar is too similar? Can I just exclude other sales of those machines and not the manufacture? Why stop at just sales? What if I add steam power to the machine? Do I have to patent that? What about electric power? The questions (i.e. the limits or bounds) are in fact limitless.
So any expansion of intellectual property rights, actually is an expansion of exclusions placed upon others. Such expansion doesn't "create" more property as we would think of creating more land to farm. This expansion limits what others are allowed to do.


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glomast needed a new logo design and created a contest on 99designs.
A winner was selected from 30 designs submitted by 9 freelance designers.
Need a professional looking design, not too complicated or too many gradients.
Big B's Welding
Must contain a logo and the text "Big B's Welding" in times new roman font. The company colors are Silver on Black.
The client has found a logo design they like, and it's essentially a B which has a pipe that forms the spine of the "B" with a cap on top and flange on the bottom. The "2 loops" of the B is created with a welding cable dragging from the ground and wrapping around the pipe half way up and ending with a stinger and welding rod arcing at the top (showing the cap being welded on), thus creating the 2 loops of the "B".
Here is the logo they'd like to see
- Prefer a high-contrast image that translates nicely to black and white
- Must contain a logo and the text "Big B's Welding" in times new roman font.
- Must contain the company colors are Silver on Black background
- Logo image needs to look good independent of the text
- Image should contain imagery relevant to welding (welding rod, piping, a flange, etc.
- Winning design must provide a vector based image (PSD) and a high-resolution GIF or PNG image.
Find out how a design contest works or learn more about our logo design services.


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GOP Rep.: Gunwalking report helps restore faith
Updated at 3:22 p.m. ET
(CBS/AP) WASHINGTON - A Republican House committee chairman said Thursday that a watchdog report on a bungled gun-trafficking probe in Arizona is a huge step toward restoring public faith in the Justice Department.
Republicans on the House Oversight and Government Reform Committee praised the findings of Inspector General Michael Horowitz, who faulted the agency for misguided strategies, errors in judgment and management failures in an operation that he said disregarded public safety and allowed hundreds of guns to reach Mexican drug gangs.
"There needs to be supervision; there needs to be oversight," and law enforcement operations like Fast and Furious need to be referred at the start to "the highest levels" of the department, Horowitz testified. His report faulted mid-level and senior officials for not briefing Attorney General Eric Holder much earlier.
The report proves "to both sides of the aisle that you could" do the job of looking into the facts of Operation Fast and Furious, "and I want to personally thank you," Committee Chairman Rep. Darrell Issa, R-Calif., told Horowitz.
It was the murder of Border Patrol Agent Brian Terry that sparked the outcry over investigative tactics of the Justice Department's Bureau of Alcohol, Tobacco, Firearms and Explosives. Terry was gunned down by illegal immigrants in December 2010, CBS News investigative correspondent Sharyl Attkisson reports. Two AK-47-type rifles from Fast and Furious were found at the scene.
Operation Fast and Furious involved "gun-walking," an experimental tactic barred under longstanding department policy. ATF agents in Arizona allowed suspected straw purchasers to leave Phoenix-area gun stores with weapons in order to track them and bring charges against gun-smuggling kingpins who long had eluded prosecution, but they lost track of most of the guns.
(Watch at left Attkisson's report)
In Fast and Furious alone, ATF allowed 2,000 weapons to be purchased by suspects -- yet there were no arrests or indictments until Terry was killed, Attkisson reports.
About 1,400 of the total have yet to be recovered.
Report faults 18 officials for Fast and Furious fiasco
AG Holder cleared in Justice gunwalking probe
Second arrest in "Fast and Furious" killing
The inspector general was walking a fine political line between vociferous Republican criticisms of the operation begun during the Obama administration and Democratic defenses of Holder.
"We found no evidence that the attorney general was aware" of Operation Fast and Furious or the much-disputed gun-walking tactic associated with it, Horowitz told Democratic delegate Eleanor Holmes Norton of the District of Columbia.
House Republicans see the IG's report as vindication because it criticizes one of their favorite targets: Holder's Justice Department.
Issa has maintained for months that affidavits in still-sealed wiretap applications in Operation Fast and Furious could have tipped off Justice Department lawyers that agents were using the risky tactic called gun-walking, which was at the heart of the controversy and led to hundreds of illicitly acquired guns being recovered from crime scenes in the U.S. and Mexico. Horowitz agreed with Issa.
"You would read these ... affidavits and see many red flags, in our view," said Horowitz. "We interviewed three of the five" lawyers who reviewed the 14 wiretap applications, and "all three indicated that they did not routinely read the affidavits when they came to them."
Democrats have suggested there is nothing in the applications that would have caused senior officials to see any red flags.
While critical, the IG's report knocks down some of the many accusations Republicans have made about the Obama administration during their year-and-a-half-long investigation of the ATF operation.
"We found no evidence" that staff at the department or at ATF informed the attorney general about Operation Fast and Furious before 2011, the report says. The operation begin in Phoenix in late 2009.
Former Acting Deputy Attorney General Gary Grindler received a briefing on Operation Fast and Furious in 2010.
"We found, however, that the briefing failed to alert Grindler to problems in the investigation," the report says.
"We found no evidence to suggest" that Assistant Attorney General Lanny Breuer, head of the Justice Department's criminal division, was aware that the ATF and the U.S. Attorney's Office in Arizona had adopted a strategy of not interdicting firearms, the report adds.
Still, the inspector general's report provided some validation for the Republican-led investigation.
The inspector general referred 14 people for possible department disciplinary action in Operation Fast and Furious and a separate, earlier probe known as Wide Receiver, undertaken during the George W. Bush administration Grindler, Breuer and two other people from the Justice Department, four from ATF headquarters, four at ATF in Phoenix and two from the U.S. Attorney's Office in Phoenix.
A former head of the ATF, Kenneth Melson, and a deputy assistant attorney general in Justice's criminal division in Washington, Jason Weinstein, left the department upon the report's release Wednesday the first by retirement, the second by resignation.
Fast and Furious has produced charges against 20 gun traffickers, 14 of whom have pleaded guilty so far.
Horowitz indicated he will continue his investigation of matters related to Fast and Furious, Issa noted, including a look at possible retaliation against whistle-blowers and an effort to have the Justice Department unseal wiretap applications that were approved by senior officials.
A cover memo reviewed by Weinstein for one of the wiretap applications in Fast and Furious "clearly suggests" ATF agents had allowed a known illicit gun purchaser to continue his illegal activities for a gun-trafficking ring selling weapons to a Mexican drug cartel, the inspector general's report found.
In response to the criticism, Weinstein's lawyer said that before reviewing any Fast and Furious wiretaps, Weinstein had been assured by ATF Deputy Assistant Director William McMahon that guns were being aggressively interdicted.
During the House committee's investigation, President Obama ordered Holder to withhold from the House committee, under executive privilege, some documents describing how the Justice Department responded to the panel. The Republican-controlled House voted to hold Holder in contempt, and Issa's committee has filed a civil lawsuit to make the administration turn over the documents. Horowitz said he was not denied access to any of the documents.


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Exciting youth style with added stopwatch, alarm and timer features.
NZ: Allow 1-3 business days. Please allow longer for rural locations and in the run up to Christmas. The tracking code will be sent to you.
Australia: Free DHL tracked delivery for orders of $99 and over. For orders below $99, DHL is an extra $15/order. We cannot deliver to PO boxes. For more details and shipments to other countries learn more.
In the unlikely event of a fault occurring due to a manufacturing issue within 12 months from date of receipt of the original purchase, we will either replace, repair or refund the original purchase cost. Learn more.60 days returns policy
Sometimes, especially when buying gifts, the watch originally chosen does not fit or is just not the right model. If this happens, we'll happily exchange it for another watch within 60 days from the date of purchase. See conditions here.
Included in the description of each watch is the manufacturer's rating of its water resistance. Please note that water resistance does not mean water proof.What about the user guide?
Watches will be supplied with instruction guides in English.Can I adjust the strap myself?
Some metal bracelet watches may require sizing by a jeweller to remove links, and the watches are described as; "may require jeweller to adjust". Watches with expansion bands accommodate a wide range of wrist sizes but may sometimes require resizing by a professional.Read full FAQ


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Dear AHDA advocates:
The AHDA is dedicated to improving the welfare of individuals suffering from headache disorders. Our near-term goals have focused on increasing NIH funding for headache disorders to lead to improved therapies. However, the health care reform bill currently being debated in Congress has forced us to take action in a slightly different direction to protect access to quality medical care for patients with headache disorders.
The Senate Health Care Reform Bill contains a particular provision to provide bonus Medicare payments to doctors from certain primary care specialties. This is a very good idea. It is intended to incentivize and encourage doctors to enter and stay in primary care practice.
Physicians who specialize in headache medicine provide primary or principal care for patients with headache disorders and more than 90% of them are neurologists. Unfortunately, neurologists have been unaccountably left out of eligibility for these bonuses. If the Health Reform Bill passes with the incentive program as it is written, it will significantly undermine the ability to recruit and retain doctors to the field of headache medicine. Headache doctors are already very scarce, and it will become that much harder to find one.
What can we do? Fortunately, Sen Klobuchar of Minnesota, along with Sen Collins of Maine and Senator Brown of Ohio, have offered a bipartisan amendment to the Senate Health Care Reform Bill that would add neurologists to the Medicare incentive program. We, at the AHDA, have added our voice of support for this amendment to those of other national groups with interests in patients with neurological diseases, including the American Academy of Neurology, the ALS Association, the Parkinson's Action Network, the Epilepsy Foundation, the Brain Injury Association of America, the Alzheimer's Foundation of America, and the National Multiple Sclerosis Society.
We are asking you to contact your two Senators right now through our website to urge them to co-sponsor the Klobuchar amendment. Doing this is as easy as just a few mouse clicks. Please do it as soon as possible. Also, please forward this email and ask everyone that you know that cares about someone with a neurological disorder to do so now too. The Klobuchar amendment will be voted upon by the Senate any day now.
To email your Senators, click HERE.
It's easy and should take you 10 minutes or less.
Thank you very much.
Best regards,
Bob Shapiro
Bill Young
Brad Klein
Teri Robert
If you are not already receiving the AHDA alerts directly in your inbox, please click here to sign up.
Be well,


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Clematis Papers Kit
Clematis Papers is such a lovely set of 18 artistic backgrounds in 6 colors. These are so beautiful you simply have to see them - it's all in the detail! Click the image to enlarge. Click the Buy It Now Button below the image to purchase for only $1.50 in my PayPal Store.
I also have Grungie Clematis Kit here that is all elements.If you like it well enough to download, please leave me a comment at the bottom of this post as I have disabled 4shared comments. Please support this blog by shopping my PayPal store. God bless you!Download a Clematis freebie here. Check out my TERMS OF USE here.The password is jesuschristislord.Digifree CraftCrave CraftCrave


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On Thursday, June 12, 2014, there was a global feel to medicine grand rounds at Montefiore, Einstein's University Hospital, when Dr. Jeffrey Sachs, director of the Earth Institute at Columbia University, delivered his talk, "Health for All, or Why Health is Not a Market Commodity."
World renowned for his work in economic development and the fight against poverty, Dr. Sachs poignantly noted that, despite higher healthcare costs relative to other high-income countries such as Canada, the United Kingdom and Sweden, the United States ranks poorly in life expectancy and health equity. "This paradox comes from a misclassification in our society of treating healthcare as a market commodity and not as a public service," he explained. "Organizing healthcare in this way will never serve the purpose of ensuring health for all."
He continued, "Healthcare in the United States costs approximately $8,000 per person, per year. One cause of these high costs is the varied, and often hidden, price of comparable services."
"All payers in a hospital should pay the same price for the same service," he recommended. "I think it could drive down healthcare costs considerably." He then challenged the audience to design a comprehensive primary healthcare system in New York City that would cost $5,000 per person, per year.
Dr. Sachs' grand rounds presentation was organized by Jill Raufman, manager of Einstein's Global Health Center and director of medical student global health programs, in conjunction with Dr. Gerald Paccione, professor of clinical medicine at Einstein and attending physician in internal medicine at Einstein's University Hospital, Montefiore Medical Center. "Dr. Sachs has been instrumental in driving home the message that health is dependent on economic development and that economic development depends on people's health," noted Dr. Paccione, who introduced Dr. Sachs to the standing room only audience.
Following his presentation, Dr. Sachs met with Montefiore residents and fourth-year Einstein medical students who will soon be leaving to start their Global Health Fellowships in Kisoro, Uganda with Dr. Paccione. Joining him during this roundtable discussion was his wife, Dr. Sonia Sachs, a pediatrician who directs the African Millennium Villages Project in partnership with the Earth Institute and the United Nations (U.N.).
"Hearing about health from an economist's point of view, especially someone like Jeff Sachs, who directed the work on the Millennium Development Goals, helps to broaden students' and residents' perspective on where they will be working and what they will be doing, which makes it a much richer learning experience," said Ms. Raufman.
Dr. Sachs also is Quetelet Professor of Sustainable Development and professor of health policy and management at Columbia University. And, he serves as a special advisor to U.N. Secretary-General Ban Ki-moon on the Millenium Development Goals, and as director of the U.N. Sustainable Development Solutions Network.
Posted on: Friday, June 20, 2014
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