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We're going to try to relieve some of the dizziness. Here are how some of your fellow green industry entrepreneurs plan to deal with this landmark legislation. However, please understand that even though this is supposed to begin January 1, 2014, everything is still in a state of flux and the rules keep changing daily, if not hourly.
Although there are a number of parts to the Affordable Care Act, its main intent is to make health insurance coverage affordable and accessible for everyone. Only time will tell if it will meet that goal.
One area of concern is whether your company pays part of it, or all of it. If you choose not to take advantage of the insurance, then you will be fined by the government. The other area of concern is, if you employ more than 50 people, it is mandatory that you offer health care insurance; if under 50, it's not. Also, if you have part-time employees, you do not have to offer them insurance. Just what constitutes 'part-time' is one of the questions people have.
It's complicated
Virtually everyone agrees that the ACA is very complicated—maybe too complicated. Roger Myers, owner of American Beauty Landscaping in Youngstown, Ohio, says that he personally has spent "hundreds of hours" over the last two or three months "doing research, talking to people, surfing the Internet and reading articles, trying to glean what I can to see how this is going to impact us and what our alternatives are."
"It's been painful for us to figure out," says Neil Bales, vice president of sales and marketing for Dallas, Texas-based Lawns of Dallas, "but I'd be lying if I told you that I've endured most of those pains. We've had a good insurance agent go out and do a lot of the legwork."
"Those in charge of the ACA implementation are very unclear as to what information employers need to provide in order to be compliant," says Chris Angelo, president of Stay Green, Inc., in Valencia, California. "Here we are in early November, and we're just now finding out what the true costs of the ACA will be for individual plans."
Angelo cites, as a for-instance, the fact that "we still don't understand what a 'qualified plan' is." In other words, what the interpretation is of the rule that states what coverage is necessary in a 'qualified plan' under the ACA, because exactly what a qualified plan looks like is still being debated.
Jean L. Seawright is a human resources (HR) consultant and the owner of Seawright & Associates in Winter Park, Florida. As the HR consultant to PLANET, she agrees that the ACA is confusing. "Essentially, the ACA has changed the way people access health care and the costs associated with it."
She says, "This is a tremendous undertaking based on a complex law, with voluminous regulations to enforce the law. To implement the ACA, it was necessary to involve multiple government agencies, namely the Department of Treasury, the Department of Health and Human Services, and the Department of Labor."
"Although implementation of the law has begun, many of these agencies are still in the process of writing the regulations and defining ACA enforcement practices," Seawright continues. "Needless to say, the lack of complete information resulting from a continued stream of new enforcement provisions from a variety of government agencies has added to the confusion. Even the lawmakers are confused, so it's no surprise that both large and small business owners are also confused."
It's tough to hit a moving target. Not knowing what the law is ultimately going to require makes both short- and long-range planning very difficult.
"It's very fluid, changing on a daily basis," says Joe Kujawa, executive vice president of KEI in Oak Creek, Wisconsin. "I've sat in on a lot of webinars and seminars and been to conferences with law firms and state landscape associations. When you ask, 'What about this?' You get the answer, 'Well, we don't know yet', or 'The ruling hasn't come down yet.' Other answers are, 'We're still waiting on guidance,' or 'We haven't gotten the clarification.' And so it makes planning—I don't want to say it's a fruitless exercise, but you really don't know what's ahead."
"'This is the answer as of 3:05 today;' that's what I tell every one of my clients," said Steve Todaro, vice president of Lake Resources, Inc., in Matawan, New Jersey. It's an insurance brokerage firm that specializes in employee benefits, such as group health, dental and long-term disability plans.
As for Myers, he admits that he "hasn't read the complete ACA yet; it's only 1,600 pages. I'll get the Cliff Notes."
Over 50, under 50, and 120 days
One of the most confusing aspects of the ACA is determining exactly who or what is considered a 'full time equivalent (FTE).' This is especially troublesome in the context of the green industry, because it's a seasonal business.
Here's why it's important. The law is different for employers with less than 50 FTEs and those with more than 50 FTEs. Another important number is 120. If an employee works less than 120 days, he can be considered seasonal; if he works more than that number, he's considered to be full time.
"This, obviously, is the biggest thing for the landscape industry, the 120 days," says Todaro. "From the latest that I've seen, they're still holding tight to that." However, there is some legislation being proposed that may change that rule, precisely because of industries like ours.
"Landscape companies are saying, 'We've got some people at 130 days a year, and some at 150 days a year, but they're still seasonal; they're not full time to us,'" said Todaro.
"As a first step, we are recommending that contractors determine if their business is subject to the 'pay or play' provisions of the ACA; that is, if they have 50 FTE employees," says Seawright. "Employers should work with a knowledgeable insurance broker and/or CPA to determine the most cost-effective way to comply with this provision by January 1, 2015." This clause was just recently pushed back a year.
Seawright continues: "To comply, employers with 50 FTEs must either offer an 'affordable' group health insurance plan (based on ACA requirements and definitions), or pay the penalty for not providing acceptable coverage. The regulations associated with the 'pay or play' mandate are enforced by the IRS, and the calculations involved with assessing the options are complex. For this reason, we recommend that employers with 50 or more FTEs work with professional advisors experienced with IRS enforcement and compliance."
"Employers with less than 50 FTEs who offer group health insurance should also consult with professional advisors knowledgeable about ACA tax implications, to determine if they qualify for tax credits under the ACA," says Seawright. "Employers with less than 50 FTEs who do not offer group health insurance may wish to determine the costs and feasibility of adding group health insurance, in light of any applicable tax credits."
Get help
Seawright goes on to say, "I recommend that landscape business owners seek advice from knowledgeable professional advisors, including insurance brokers, CPAs, insurance consultants, attorneys, or others. The key is to identify an advisor who is actively engaged in helping employers comply with the ACA, and one who can accurately assess options and provide both strategic and operational direction."
"We have an excellent insurance agency," says Tom Andreola, controller at Jacobsen Landscape Design and Construction, Inc., in Midland Park, New Jersey. "Rather than doing all the work ourselves, we ask their people, who are very knowledgeable and quick with answers. They've digested this for us and tell us, 'You have to follow this, and here's why.'"
Too expensive
Is the Affordable Care Act really affordable for landscape and irrigation companies?
Bales is afraid not. "It's very expensive. If you just pay the penalty for 51 employees at $100 per month, that's still $1,200 dollars a year per employee. That's a big number, and comes right off the top.
"We did some financial modeling early on," said Angelo. "It showed that Stay Green's health care costs would jump from its current level, two percent of revenue, to six percent under the ACA. Or, if you looked at it from a payroll perspective, from fourand-a-half percent of payroll to 12- and-a-half percent, if we covered our entire workforce. If we absorbed that cost (which we would have to do at the beginning, because we obviously would not have time to pass that cost on), it would eat up our entire profit margin."
"Eventually, our banks and lending institutions would look at us and say, 'We're not going to back your company any longer,'" adds Angelo. "We'd have to make some drastic decisions. We'd have to cut other programs or see if we could pass the costs on, and can we do it fast enough? Or, should we simply close our doors in California?" "The cost of insurance used to be tax deductible, but you can't do that anymore," said Kujawa. "If we go to the marketplace to buy insurance, then it's not with pre-tax dollars, it's with post-tax dollars. Not only are we paying the premium, we're paying the tax on those dollars to pay the premium, which is raising our costs 20 to 30 percent, depending on what bracket you're in."
The program may also be too expensive for most landscape company employees—ironically, the very people it's intended to benefit.
Many contractors expect their employees to opt out. "We had an insurance man make a great presentation to our 25-plus employees," said Jerry Tindel, owner of Cutting Edge Lawn Care in Austin, Texas. "Then we took a vote. Just about 75 percent of them said they did not want health insurance. End of story."
Angelo expects most of Stay Green's hourly employees to opt out as well. "Based on how it's written, the employer can deduct from the employee's paycheck to cover his portion of the health care cost. That adds up to about ten percent of his take-home income. When you're talking about someone making $38,000 a year, that's about $3,800 out of pocket; that's very substantial."
"Employees have an incentive to opt out of the program, but they will have to pay the penalty of $99, or up to one percent of their take-home pay," continues Angelo. "The maximum is something like $300. We believe that our employee base will opt out because, economically, it doesn't make sense for them and their families."
Of course, that's the whole point of the Affordable Care Act—making health care affordable. Whether those employees who opt out will be able to go on the government's website (once it's fixed) and choose a plan they can afford remains to be seen.
American Beauty Landscaping currently offers health insurance to full-time employees and their families at a premium of $100 per family member, for up to five people. For single employees or families with one child, this works well. "But if they have more than a couple of kids, they're going to be in the $600, $700, $800 range," says Myers.
Is the ACA just as baffling to employees as it is to their bosses? "Yes," says Seawright. "However, as they learn more, business owners have an opportunity to educate employees, provide compliance information, and set the tone for health insurance discussions."
She suggests some ways to help minimize the confusion. "Business owners could offer 'lunch-and-learn' sessions with professional insurance brokers or others who can describe options and share information with employees."
"What we're hearing from our employees has been the case all along— most of our employees don't want health insurance," said Kujawa. "They don't see it as a priority. They either take care of their own with their families, or they go to the emergency room. They don't understand why they're going to get charged for something they probably don't think they are going to use."
Going up
One of the biggest fears landscape company owners have is that the ACA is going to make their insurance rates go through the roof. "I spoke to our insurance provider a few days ago," said Myers. "He said that in the best-case scenario, our policy will go up eight percent this year; in the worst case, 40 percent." To avoid that higher cost for a year and only pay the eight percent increase, he has to renew early, by December of this year.
Changing the way you do business
One of the unintended consequences of the ACA may be fewer jobs, as some landscape company owners may choose to stay 'under 50' employees. "That would probably be the option we would have to look at," said Bales. Lawns of Dallas currently employs from 55 to 75 people during the months of April through October.
At KEI, Kujawa and his management staff are asking themselves some hard questions about the future. "Are we better off not offering insurance? Or, offering a non-qualified plan and risking the $3,000 penalty? Do we need to separate into an operating company and a management company, so we can put those who want a higher level of insurance in one company, and then offer a more basic plan in the operating company? That's one tactic we're looking at."
And they're not the only company that's worried. "Unfortunately, the vast majority of employers have expressed great concern about the ACA, in terms of increased costs and the 30-hour definition of 'full-time equivalent' that subjects an employer to coverage," says Seawright.
"Many employers have also expressed a desire to limit their company's growth to stay under the 50 FTE threshold. These are very real and serious business concerns with far-reaching implications."
Whatever the Affordable Care Act is going to ultimately require, it will probably have some impact on your business, especially if you have more than 50 employees. It seems to be a work in progress. All we can say is, "Stay tuned for further developments as they arise."


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San Diego: Going Beyond Beef at Burger Lounge
Burger reviews in the San Diego area.
Burger Lounge
1608 India Street, San Diego CA 92101 (map); 619-237-7878; burgerlounge.com
Cooking Method: Grilled
Short Order: Both the turkey burger and the veggie burger are worth trying, especially if you want a break from beef-based burgers
Want Fries With That? Another AHT review says yes. Fries are thin-cut and sprinkled with herbs and garlic.
Price: Turkey burger, $7.95; veggie burger, $7.95; chocolate milkshake, $4.95
With five locations—plus two more under construction in the Gaslamp and West Hollywood— Burger Lounge is a locally-grown chain with a big reputation. Accolades include being named "Best Burger" by San Diego Magazine readers for the last three years, ahead of local legend Hodad's, a burger bar with a dedicated fan-base (myself included) willing to brave long lines for a bacon cheeseburger.
Most of the media praise is directed at Burger Lounge's grass-fed beef burger (previously reviewed on AHT), but I was on a mission to see if the non-beef offerings, namely the turkey burger and the quinoa veggie burger would be anywhere near as good.
Burger Lounge's turkey burger is crafted from a hand-formed mix of dark and white turkey with fresh basil. The patty is smashed flat on the grill, searing the meat and giving it a crunchy exterior. Burgers come topped with iceberg lettuce, tomato, house-made Thousand Island, onions (fresh or grilled), and pickles (upon request). The finishing touch is a remarkably spherical bun, which squishes down considerably when held and is thoroughly toasted, adding another tasty texture to the burger.
The turkey burger immediately made a good first impression, but it wasn't until a few bites in that I could identify what made it so different (and so good). In addition to tasting like rich, grilled turkey, the patty had a subtle, secondary flavor: a salty, slightly sweet flavor that was a lot like breakfast sausage. That combined with the cooking method made this turkey burger much better than most. Hardee's could learn a thing or two.
The turkey burger was a good start, but the real winner was the veggie burger. The shop makes their own patties from a mix of organic quinoa and brown rice with a medley of veggies (carrots, zucchini, and mushroom), seasonings (onion, garlic, chipotle powder, parsley), and panko breadcrumbs and Jack cheese to bind it all together. The lean and green patties are grilled to a crisp on both sides, giving them a crunchy exterior, much like the turkey patty.
In my (admittedly limited) experience with veggie burgers, I've noticed two important factors that can make or break them: texture and seasoning. In both categories, this burger excelled: It had a crunchy, falafel-esque texture, and the already flavorful grain, veggie, and cheese medley was seasoned with a buttload of spice, which gave the patty a bold, spicy bite. Unlike the turkey burger, which felt light in my stomach, the veggie burger hit me like a brick—a healthy, fiber-packed brick, meaning even without fries, it's filling enough to be a complete meal. I would definitely order this burger again, or add a veggie patty to one of the salads.
Unfortunately, neither burger was without its faults. The tomato slab on both burgers was flavorless, as was the stack of iceberg—arguably the lowest form of lettuce life. Topping issues didn't end there: the small and nearly transparent slice of white cheddar was cut so thinly that its flavor didn't register and it might as well have been absent. For eight bucks, I expected better.
Choosing two healthy burgers made ordering a chocolate shake seem like a smart (if not necessary) thing to do. Burger Lounge's five dollar(ish) chocolate shake was rich and creamy, with a generous swirl of whipped cream on top (and a bonus serving of shake in a metal cup on the side). The milkshake was the perfect consistency: thick, yet still drinkable.
Despite downer toppings, I consider my first foray into non-beef burger territory a worthwhile diversion. Burger Lounge not only has a tasty beef burger, they also make a turkey burger to be reckoned with and a veggie burger that even meat-eaters can appreciate.
This post may contain links to Amazon or other partners; your purchases via these links can benefit Serious Eats. Read more about our affiliate linking policy.

subset: commoncrawl


text:
Sharp LQ150X1MW21 15" Industrial LCD Touch Screen 100% Tested
Product Description :
1) .Manufacturer : Japan
2) .Brand name: Sharp
3) . Model number: LQ150X1MW21
4) .Description: Sharp LQ150X1MW21 15" Industrial LCD Touch Screen 100% Tested
5) .Condition: used in good condition
6) .Type: SHARP LCD PANEL
7) .Warranty: 60days
8) .Delivery time: Own stock, ship the goods after receiving payment
Payment :
1) .Pay-pal.
2) .For COD, netter etc payment, please contact our sales department to confirm.
3.) We provide the commercial invoice after received your payment , please attention to check your Email in time .
Shipping :
1).DHL, TNT, UPS, FedEx, EMS , HK Post or China Post,etc .
2).Transit Time: Ship the goods after receiving payment
3).Express delivery time: it base on what express service you choose, our logistic department will help you follow your business till it delivery to your door.
4).All custom duty/tax pay by buyer.
Customer's info:
Please provide correct shopping address: include your Name,
correct shopping address, Zip Code, Telephone number, Cell phone number, E-mail, Address.
Kindly Note:
We will be shopped to eBay's confirmed address without customer's change notice.
After Sales Service :
Replacement of defective items guaranteed for the first time after receiving your
photos of defective parts ,
Any more question please contact our salesperson , we are of service at any time
Return Policy :
1).All returns accepted
2).The buyer should contact us within 14 Days after receiving the item.
3).Refund given as Money back or exchange (buyer's choice).
4).Return shipping will be paid by your buyer .
If have any problems with our products ,Please don't leave negative or neutral feedback. Please contact us first, we are sure everything could be well solved by communication.
Thank you for ordering and hope you enjoy your purchase here.
You comments are always welcomed and very important in our long-term business corporation.
Professional Technical Support, Prompt Delivery, Customized Technology,
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Contacts : Holly Huang
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This doesn't seem to be general reference, because in the context I've seen it used tonight (the London riots), it certainly isn't referring to a coin, or 'a person who hails'.
I've heard it used several times now by mainstream media reporters; they saw someone with a "loud haler". Here's an example from Twitter:
5 live producer reports seeing rioter with loud haler - calling for friends, seems very organised
Does anyone have any idea what they mean here by 'haler'? Even Urban Dictionary doesn't seem to have a satisfactory definition. My best guess is it's some London street slang for 'megaphone', but can anyone confirm?


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Peetee's Palace
I hope I inspire the marvelous in you!
Friday, November 30, 2012
They are playing our song
It's Friday, we made it! As a reward I have a pretty cool song and video to share with you. Not too much planned for this weekend a bit of jewelry making, packing for my trip and maybe a bit of thrifting. Today I have tortilla soup cooking in the crock pot, yum!
I have been on a legging kick lately. I like them better than tights because they are warmer. I picked these up at Target and I swear they are more comfy than my pajama's. I am trying a bit of pattern mixing, Bella at The Citizen Rosebud is the absolute master of this! Check her out
. I hope I did you proud Bella:)
This crazy sweater was a recent find on ebay another bright and warm addition to my winter wardrobe.
I also have to share with you the most gorgeous pendant I picked up by
Jasmine Becket.
I made a cool necklace for it to hang on. Isn't she sweet with her lil baby dragon?
Are you ready for our song or what?
Play it loud and be proud! I love you guys! I don't think I have told you that enough lately but I do!
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thrift song
Thursday, November 29, 2012
Peek-a-pretty boo
Thanks for all your sweet Birthday wishes yesterday. Chris's night out with the boys to a Metal show was a total success! He came home pretty late and said he had to take a shower because he was covered in other peoples sweat, then he mumbled something about burning all his clothes :) The boys managed to elbow their way to the stage and avoid being crushed, minus some handfuls of hair. Yeah no more mosh pits for me. I like my metal from a comfortable spot :)
I thought a little eye candy to get you through today would be nice.
I didn't take any of these pictures and I'm sorry I have no links to give, but let's just enjoy anyway.
I think Peetee found a new palace!
I would look hot in this car under that sky!
I haven't seen our racoon in a while, I think it moved on.
Bath time!
Leopard rainbow leggings $15 at Forever 21.
One more day to freedom! YAH!!!
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Wednesday, November 28, 2012
Little girls & art warm the heart
Life really is about the little things. I love it when I'm knee deep in life's bullshit and suddenly something happens that makes you forget everything else and your just happy again. I ordered and received this gorgeous print from
Ilaria Novelli
! She also included a heart throbbing original that to me is a kawaii sugar skull girl, you will have to wait to see that one. Both are getting framed right now and I can't want to show you them hanging on the wall! Thanks darling, they are most loved! The frame I am getting is purple!!!!
Her sweet girls also have her talent and included these lovely sentiments! This was the best part of that package!
Sometimes I think kids are the only ones who really get me and then I get bummed because I have none of my own and then I'm over it because I have to be. Life's weird like that.
Another lil sweetheart who made my day recently was this kid Ivie. My sister works with her Mom and they read my blog at the office. She recently made the comment that her little girl would love a floral headband that I often wear. Of course I got busy making one and sending it off. The day she got it she slept with it on! How precious is that?! She said she loved that it made her taller.
I know she is all kinds of adorable isn't she! When I think about how happy these kids make me, kids I don't even know~ I feel like the luckiest girl in the world! If only adults could love that easy, think how much better our world would be.
It's been really cold here, like 30 degree kinda cold. I keep our thermostat set to 72 ;)
I picked up this dress for a quid or so when hanging with my girl
. She spotted it for me because she's just good like that.
I have an update with regard to my squeaky DOC's, they don't squeak anymore.
The leather lotion helped a bit but I added some
Ariat boot inserts
and suddenly no more squeak and the boots are so much more comfortable. I mean it made a world of difference!!!
I got this jacket at the Goodwill a while ago, its cute and cheap like me :)
Today is my babe's Birthday:) Happy Birthday BabeXor!
You are my best friend and I wuv's ya. Please don't be mad at me for putting up this picture. Tonight it's a metal show to celebrate!
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Ilaria Novelli
Monday, November 26, 2012
I cook better in pink
I missed you all last week as mine turned out to be pretty hectic. However, I have spent the last 4 days in a turkey induced coma only to wake up for cookies and ice cream. I cooked a 23 lb. bird had family over, ate, drank, ate some more and yes shopped a bit too. I put up my pink Xmas tree and the lights are up outside, I am ready for the holidays! This week is Chris's Birthday and mine is the following week along with my trip to San Diego. I love this time of year because I don't feel guilty for being lazy!
The animals love it too because they get MEAT!
My bird was cooked to perfection and I was perfectly dressed to cook!
There was more food but these were the only shots I took, too busy cooking and eating and hanging out!
The dreariness of last week was made a whole lot brighter when I received the sweetest gift from Rebecca at
Crivens Cottage
. She sent me my very first ever Zandra Rhodes item!
Everything was wrapped super cute!
I'll be honest this handmade card was the best part of the gift!
A sweet headband!
Here is my Mac/Jack in a Pack :) Beautiful colors!
Thanks Rebecca, that was really thoughtful of you and they are my colors for sure!!
I love that our house gets tons of morning sun on the front side.
Bring on December, the cold, the rain, 42 and a nice sunny spot on my sofa with Chris and the animals! Hope everyone is doing well!
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Monday, November 19, 2012
Exploring on my own
The last two weekends I have gone off by myself exploring some of Portland's thrift stores. Sometimes I prefer to shop alone, I can take as long as I want and I do enjoy the quiet time. Last weekend I scored a hot pink 80's lace dress with matching gloves, it's too cold to sport now but it's all kinds of good. This weekend I found what could be the most vintage place on earth its called
House of Vintage.
They have over 60 venders selling stuff in here. I spent 2 hours exploring and came away with two dresses. I was real good.
I wanted this creepy doll, but I am getting better at walking away from stuff that I really don't need.
I thought these were all kinds of adorable but who has room on their countertops, not me!
I really wanted that gal in the center but at $15 I had to leave her behind.
This wall of naughty pictures is brilliant!
She was my favorite!
This place was bursting with clothes!
Stuff everywhere!
I tried this dress on and it was crazy with my hair, I put it back but at $12 it was hard too. Lately I am gravitating towards contrasting colors with my hair. I did pick up this dress for $7.
When I bought it I knew I would wear it with my space leggings.
Pretty cute huh.
These new boots are squeaky so I have been using leather lotion to try and break em' in faster.
Other things that made my weekend nice. Mine is the dark one on the left:)
I also picked up a bottle of KROGSTAD after sampling it at 9 am at Farmers Market :) I will use it to make Gimlet's for Thanksgiving. I think it will be tasty with my Thanksgiving menu. I hope everyone had a lovely weekend!
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Tom Gauld signing Goliath
at our
Cambridge Store
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TOM GAULD will be signing GOLIATH at the Forbidden Planet store in Cambridge on Saturday 10th March from 1 – 2pm.
Goliath of Gath isn't much of a fighter. Given half a choice, he would pick admin work over patrolling in a heartbeat, to say nothing of his distaste for engaging in combat.
Nonetheless, at the behest of the king he finds himself issuing a twice-daily challenge to the Israelites: "Choose a man. Let him come to me that we may fight. If he be able to kill me then we shall be your servants. But if I kill him, then you shall be our servants."
Day after day he reluctantly repeats his speech, and the isolation of this duty gives him the chance to banter with his shield-bearer and reflect on the beauty of his surroundings.
This is the story of David and Goliath as seen from Goliath's side of the Valley of Elah. Quiet moments in Goliath s life as a soldier are accentuated by Tom Gauld s drawing style, which contrasts minimalist scenery and near-geometric humans with densely crosshatched detail reminiscent of Edward Gorey. Goliath s battle is simultaneously tragic and bleakly funny, as bureaucracy pervades even this most mythic of figures.
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Zimmerman and Sandeman Memorial Chapel is a funeral home in Oak Lawn, Illinois, where we provide guidance and support to help you create the perfect personalized memorial tribute.
- Celebration of Life center
- Flexible chapel space
- Piano/Organ on site
- Coffee lounge
- Catered events
- Event planning
- Tribute video production
- In-home visitations
- Cremation remembrance jewelry
- Option for home delivery of ashes
- Option for mail delivery of ashes
Recent Obituaries
How we approach funerals
Our process starts by listening to you. Inspire us with stories of a favorite music genre, a lifelong hobby or a defining passion. From there, we will work to weave each element into a fitting tribute.
Imagine one last trip to Italy for the person who always loved to travel, replete with regional cuisine prepared and served by our professional catering team. Or, transform our flexible reception area into an elegant evening of cocktails and high fashion in honor of the neighborhood's most beloved dinner party hostess. Whatever you envision, our funeral directors excel at mastering the details to create a truly memorable tribute.
A welcoming funeral home environment
Your guests will feel immediately welcomed into any one of our three interfaith chapels, which serve celebrants of all religions and backgrounds. Traditional religious ceremonies, burial with military honors and cremations mark just some of the options available to you. We stand ready to walk you through the range of possibilities as you select the perfect fit for your style and needs.
Over 100 years serving Chicago
Zimmerman and Sandeman Memorial Chapel celebrates more than 100 years of service to families in southeast Chicago. It is our distinct privilege to provide information regarding funeral services in Oak Lawn. If we may assist you with an immediate need or simply schedule a tour of our building, please contact us at any time.


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|Search Results (25 videos found)
|NASA Connect - VT - Parallax
NASA Connect segment explaining how scientists determined the distance between the earth and the sun. The video also explores the geometric technique called parallax.
Genre: Educational
Keywords: NASA Connect; Parallax; Astronomical Unit; Earth; Sun; Kepler; Ratio; Baseline Unit; Geometric Technique; Scale; Right Angle; Triangulation; Vertex Angle;
Duration: 00:06:36
Popularity (downloads): 1576
|St. Patrick's Day parade, Lowell, Mass.
Shows policemen and men in top hats and formal riding attire carrying large bunches of flowers as they parade on horseback. Angle changes slightly as a marching band carrying a...
Genre: Historical
Keywords: Parades; St; Patrick's Day; Holidays; Lowell (Mass);
Duration: 00:03:21
Popularity (downloads): 562
|Children in the surf, Coney Island
Seven small children can be seen from the low angle camera position; the camera is pointed out to sea. The children are holding hands and wading in the surf. Beyond...
Genre: Historical
Keywords: Actuality--Shorts;
Duration: 00:04:02
Popularity (downloads): 934
|Pie menus
A pie menu is a format where the items are placed along the circumference of a circle at equal radial distance from the center. Several examples are demonstrated on a...
Genre: Educational
Keywords: HCIL;
Duration: 00:12:12
Popularity (downloads): 603
|NASA Connect - EOM - Angle Activity
NASA Connect Segment involving students in a classroom activity that measures shadows and uses geometry to determine sizes of angles.
Genre: Educational
Keywords: NASA Connect; Measurement; Shadows; Angles; Gnomon; Student Activity; Height; Length; Calculator; Tangent;
Duration: 00:04:05
Popularity (downloads): 1076
|NASASciFiles - Parallax Activity
NASA Sci Files segment involving students in an activity to learn how to measure distances in space by using parallax.
Genre: Educational
Keywords: NASA Sci Files; Space; Distances; Parallax; Experiment; Student Activity; Optics; Protractor; Vertex; Angle; Data;
Duration: 00:03:17
Popularity (downloads): 1071
|NASA Connect - EOM - Circumference and More Geometry
NASA Connect Segment explaining questions about Erastothenes, the Earth's circumference, parallel lines, angle relationships, and a transversal.
Genre: Educational
Keywords: NASA Connect; Erastothenes; Circumference; Parallel Lines; Transversal; Interior Angles;
Duration: 00:04:42
Popularity (downloads): 1356
|NASASciFiles - Launch Catapult
NASA Sci Files segment explaining how the on-board steam-powered launch catapult provides the force necessary to give a plane the speed and lift it needs to take off from the...
Genre: Educational
Keywords: USS Theodore Roosevelt; Aircraft Carrier; John Olivera; Cylinder; Piston; Shuttle; Flight Deck; Thrust; Steam; Nuclear Reactor; Power Plant; Runway; F-14; Dr. D.; Force; Direct Variation; Roll; Dihedral Angle;
Duration: 00:05:55
Popularity (downloads): 2025
|NASA Connect - Crash - ALDF Testing
NASA Connect segment explaining NASA Langley's Aircraft Landing Dynamics Facility, or ALDF. The video explores how scientists are using math and technology to test tires, wheels, and brakes.
Genre: Educational
Keywords: NASA Connect; Measurement; Ratios; Graphing; ALDF; Tires; Wheels; Brakes; Testing; Research; Visual Method; Solution; Hydroplaning; Crosswind; Yaw Angle; NASA Dryden; Convair 990; Surface Type; Wet Friction; Tire Wear;
Duration: 00:07:07
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|The Colorado, segment 06 of 10
The Grand Canyon is a vast, magnificent creation of nature
Genre: Documentary
Duration: 00:03:39
Popularity (downloads): 638


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Archive - Aug 2012 - Article
August 29th
Andrew Wiggins: The Next Franchise Talent
Andrew Wiggins, a 6'7" small forward from Toronto, Ontario, is arguably the best high school basketball player in America. Earlier this year Sports Illustrated ran a cover story proclaiming Chicagoan Jabari Parker to be the best high school prospect to come along since LeBron James. The peculiar thing about that is that most analysts agree Parker, as good as he is, isn't on the level of another current prep prospect, Wiggins.
August 27th
State of the Cap: Denver Nuggets
20012/13 Payroll: $62.7 million
2012/13 (Projected) NBA Salary Cap: $58 million
Roughly: $4.7 million over cap
August 23rd
U18 European Championships Recap
By Davide Bortoluzzi
Croatia has won 2012 u18 European championship, following the success of 2010 u16 championship for their '94 generation. The final game involved the same two teams of the 2010 u16 final, with Lithuania unable to stop Dario Saric, who reminded people of Toni Kukoc: 39 points, 11 rebounds, 4 assist, and an incredible 52 efficiency figure. The bronze medal game was a match up between Serbia and Russia, with the Serbian guys clinching onto the third spot on the podium after a close game.
August 20th
State of the Cap: Oklahoma City Thunder
20012/13 Payroll: $65.7 million
2012/13 (Projected) NBA Salary Cap: $58 million
Roughly: $7.7 million over cap
August 18th
How Lakers Dwight Howard addition affects Title Hunt
Who are the favorites now?
With all due respect to folks down in Boston, Chicago and San Antonio, when the casual NBA fan thinks about which team will win the title this upcoming season it usually comes down to a selection of three: none of which reside in the cities just mentioned.
We already knew that Oklahoma City and Miami would be in the discussion, with many observers predicting that last year's Finals series was just a taste of what's to come.
August 16th
The Evolution and Anatomy of the Combo-Forward
Like the combo-guard, the combo-forward possesses qualities of each forward position. It's a fairly new edition to the basketball dictionary, though one that's necessary when classifying and projecting future roles. The combo-forward community has a number of different sub-classes. With the exception of the stretch 4, combo-forwards require three physical tools: Size, Strength and Mobility.
August 9th
2012 adidas Nations: NCAA Player Recap
After four days of actively scouting the adidas Nations event, with a focus on the college group, here are my thoughts on each of the NCAA participants. I also spoke with numerous NBA scouts that were on hand. My report on the top high school and international prospects will follow this report.
Nerlens Noel F 6'11" Kentucky Fr. -- 2g, 26 mpg, 6.0 ppg, 4-6 fg, 66.7 fg% 4-8 ft, 3.5 rpg, 4 blk, 5 to
August 6th
2012 adidas Nations: Day 3
Day 3 Thoughts
This was the final day for the college players. Just like on Saturday, in the morning they play an abbreviated set of games and a full game in the evening. Aaron Afflalo got involved and not surprisingly showed the college guys a thing or two, looking dominant.
August 5th
2012 adidas Nations: Day 2 Recap
Day 2 Thoughts
August 4th
Boy Wonder From Down Under: Ben Simmons Interview
Ben Simmons is a 1996 born 6'8 small forward from Australia with considerable upside. The sweet shooting lefty wing forward is just a sophomore in high school but would rate as the top American sophomore in the nation if he played in the States.
He has been dominating top American kids that are two years older than him and shows a world of potential. He plans on playing college ball in a few years and word is he may come over for one year of high school ball in preparation.


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Latest News
Ryan Dixon of Wilton Manors, once porn star Kameron Scott, now keeps 'HIV Diary'
When Ryan Dixon was 13, his Baptist dad went through a backpack and found a picture of his son and a boyfriend. He met Ryan after school with the preacher. "My father said I would die of AIDS and go to hell."
Eight years later, Dixon of Wilton Manors contracted HIV having unprotected sex in gay porn films. "I often thought about the words my dad said to me," he said. "It felt like, 'What have I done in life? Is it karma?'"
Dixon — once known as porn star Kameron Scott — is documenting his life with a weekly column, My HIV Diary, in South Florida Gay News. Saturday night, he will record a World AIDS Day 2012 vigil in Wilton Manors for his website, QueerChannel Network.
"He symbolizes to me what gay men should be: open, out and unashamed about how he is and what he has done," said Dixon's boss, SFGN publisher and Fort Lauderdale attorney Norm Kent. "Willing to put himself at risk to make a difference for others."
Dixon tells why:
"I saw there was nothing out there. There were support groups online, chat forums, but there was no one telling their story. There wasn't anyone saying, 'This is what I go through. Here's what I'm feeling. I can't go to work because I can't leave the bathroom.' There was no one saying that, especially someone my age. I'm 25. God I feel old. In Wilton Manors years, I'm ancient."
Dixon left home in Norfolk, Va., at age 18, moved to Baton Rouge and enrolled at Louisiana State University. He worked part-time, played college baseball and had academic scholarships. He sought a degree in sports management.
In early 2008, Dixon got a job offer from the Florida Marlins to work in the clubhouse. He quit school and moved to South Florida. In Fort Lauderdale he met a porn-film agent who offered him work.
"He said, 'Here's what I can do for you. It worked for my schedule. When the team was out of town, I could film. I made them all over, Florida and Los Angeles, mostly," said Dixon, who described Fort Lauderdale as a porn "hub."
"The very first films I had ever filmed were bareback," said Dixon, who never knew for sure who infected him.
Required for work to be tested once a month, Dixon got his diagnosis from a Nashville clinic.
"I called in to get my results. I was on the phone. [The clinic nurse] was all chipper when I called. 'Let me get your papers.' When she got back on the phone, all I heard was big exhale. She was like, 'Ryan, I'm sorry to have to tell you but the test came back positive.' I said, 'Maybe there's a mistake, I'll come back and do it again.' She said 'No, we've already double checked it.'
"I didn't really cry. It didn't really sink in until the next day. I honestly thought my life was over. Fortunately, I'm a little bit better educated now."
Dixon quit making porn. He supported himself as a barista at Starbucks.
In 2008, Dixon met Fort Lauderdale photographer/videographer Bob Kecskemety, who befriended and gave him a place to live. Kecskemety, who died of bone and bladder cancer in May at age 61, bequeathed his QueerChannel company and camera equipment to Dixon, who's working to turn his life around.
Dixon takes the anti-AIDS drug Truvada and a study medication that still doesn't have a name. He has a steady boyfriend — also named Ryan and also HIV positive — and a steady job writing for South Florida Gay News.
"One day while I was sitting in a session with a therapist, I kept worrying about what other people would think. She said, 'You only have to worry for yourself.' I realized this was nobody else's fight except mine. I pulled myself up by my bootstraps. I put on my big-boy pants and said if I expect anyone to help me, I have to start with myself. I educated myself. I sought out health professionals. And answers to my questions.
"I never set out to become anybody. If I can become the face of what living with HIV is, then good," said Dixon, who often talks to gay youths in trouble. In 2009, young men who had sex with men accounted for 61% of all new HIV infections, according to the U.S. Centers for Disease Control.
"I've taken those phone calls, those texts from young people," he said. The youngest: a 14-year-old boy who contracted HIV from a boyfriend in his 20s.
"When you're 14 you should be worried about acne and the prom. Not about ...," Dixon said, his voice trailing off. "All he did was sit there and cry. I cried when he hung up."


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Main Page
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Welcome to RoyalWeb hosted by Countyhistorian.com. If you came here by another long-URL route, you can also come here with the short URL's:
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This wiki is designed to link all persons through genealogical connections, to Royalty. It developed from my initial project to link all persons to Richard Cecil. Although I started and maintain this site, you are free to add or correct whatever you can, either directly, or by emailing me with your suggestions.
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Memorial Coliseum
The coliseum is an approximately 360' x 85' cube sheathed in a dark-tinted glass curtain wall topped by a fascia band. The 22' high, white fascia band conceals the roof trusses from the exterior. Breaking the rigid geometry of the exterior is a free-standing, white entrance canopy with a gently up-curving roof supported by four tapered columns. On the interior is a roughly circular, white seating bowl surrounding an oval main floor. The seating bowl is free-standing within the cube and is entered at mid-level from the surrounding lobby areas and principal building entrances. The main floor is then sunken a level down. Surrounding the main floor on the lower level are seven meeting and banquet rooms. Seating capacity ranges from 9,000 in fixed seating to a maximum of 13,500 including movable bleachers.
Four cruciform concrete columns support a two-way system of steel roof trusses. The grey-tinted glass curtain walls are hung from the tapered ends of the trusses and capped with a the solid fascia band of acrylic overlaid plywood. The entrance canopy is wood framed. On the interior laminated wood columns are used to brace the tall curtain walls against lateral wind loads and the oval seating bowl is concrete. Hiding the trusses is a suspended ceiling over the coliseum floor and surrounding lobby areas.
Memorial Coliseum is located in a 30 acre area known as the Rose Quarter on the west bank of the Willamette River in downtown Portland. The Rose Quarter also incudes the newer Rose Garden Arena, three restaurants, four parking garages, corporate offices and a large pedestrian plaza. Under the entry plaza adjacent to the Coliseum is the 40,000 square foot Exposition Hall.
Technical innovation includes a retracting fabric curtain system between the top of the seating bowl and the roof. When darkening is not required the retracting curtain allows natural light to reach the center of the building and for exterior views from the seats. The combination of light and views is a rarity in indoor sports and multipurpose venues where the seating is normally sealed off from any experience of the outdoors.
The coliseum had the most social impact by making Portland a city capable of hosting sports teams requiring an indoor venue, as well as large-scale conference and entertainment events. The construction of multipurpose venues capable of attracting sports teams has continued to be a priority for city governments across the country that want to enhance the lives of their citizens and gain status.
The most striking aesthetic aspect of the design, best visible when the building is illuminated at night, is the contrast of the rigidly symmetrical exterior form to the curving seating bowl within.
Architects Skidmore, Owings & Merrill (S.O.M.) took over Pietro Belluschi's Portland office in the 1950s and completed a number of locally- and regionally-influential projects including the Memorial Coliseum. While the building fits into the firm's national body of work, it is also unusual in being an an early application of the firm's signature modernist style of the period to a rather unlikely building type.
Memorial Coliseum represents an well-executed application of modern design principles to a sports and multipurpose venue. When constructed the building was innovative both technically and visually, and elevated the status of Portland as a city.


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Sinhala Characters
This page gives an overview of all important sinhala symbols used today. On the left side and on the top we used very large symbols to show you some slight differences between similar sinhala symbols.
SINHALA| Dictionary | Grammar | Conversation | Writing | Forum | Chat | About | MoneyIsRed | Alooha | Money | Alooha | Geldtasche
|Unicode on german


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(Real Simple) -- In most ways, Tzatzil Willebeek-LeMair is a superwoman.
Four basic rules of organization can help turn a messy home office into a tidy workstation.
She has completed more than 50 triathlons and runs a business that teaches hundreds of women a year how to break into running, biking, and swimming.
She also finds time to teach Spanish at an elementary school near her home in Austin, Texas, and serves as den leader for the local Cub Scouts, all while looking after three sons: Max, age three; Marco, five; and Jacob, seven.
When it came to organizing her home office, however, Willebeek-LeMair, 35, could barely get out of the starting blocks.
Her desk was so overloaded that she referred to it as "the abyss" and "the beast." School reports, unpaid bills, and children's artwork were piled in haphazard layers.
And since mess has a way of inviting more mess, Willebeek-LeMair's husband, Marc, and sons felt free to use her desk as a dumping ground for everything from junk mail to homework.
As a result, birthday-party invitations resurfaced days too late and car registrations expired without being renewed. "Anything that comes in the mail is a problem," she says.
To make matters worse, her office was set up in a former dining room, near the entrance of their home, so her disarray was on display to anyone coming or going.
What she likes about the office
The office is open, with high ceilings. It gets afternoon light. From her desk, she can see her kids playing in the family room.
What she dislikes about the office
No privacy. It doesn't feel inviting. Not enough surface area for working. Her desk is always covered with piles.
The revelation
A year ago, Willebeek-LeMair received an album of special class events from her son Marco's teacher.
In photos commemorating "cowboy day," "pajama day," and "red-clothing day," Marco was conspicuously and consistently wearing the wrong outfit, because she had either lost the school notice or found it too late. "It was proof in print of my lack of organization," she says. "At that point, I decided I had to do better."
Sometimes even a coach can use some coaching.
Real Simple volunteered to put Willebeek-LeMair's office in order and set up a clear and simple system to ensure that no school notice goes missing and every race record has its place. Now she can focus on fitness, not on finding missing files.
The remedy
Following four basic rules of organization helped turn Willebeek-LeMair's home office into a workstation as fit and flexible as its inhabitant.
Separate personal from professional. Willebeek-LeMair's single biggest problem came from not separating her paperwork: It was impossible for her to work on one kind without constantly running across the other. Now that she has her papers cleanly segregated, thanks to extra shelving, filing cabinets, and bins she can decide what she'll work on, rather than being ambushed by an overdue bill or a renewal notice.
Clear the desktop. Formerly a catchall, with piles stowed in nooks and crannies, the desk is freed up for its intended purpose: reading and writing. Papers that once covered her desk are still within reach, stowed in her original filing cabinets (bills and other home expenses to the left, invoices and business materials to the right). Supplementary job materials, magazines, mailers, tear sheets are in labeled storage containers on five adjustable shelves installed above the desk.
Create a station for incoming and outgoing. A wire-mesh file mounted on the wall to the left of the desk helps her keep track of the flow to and from the office. The upper basket contains bills, bank statements, and other papers that require filing. The lower basket is for items to take the next time she leaves the house. "Outgoing mail, notes for school, a racing shirt that has to be delivered, anything that's urgent goes in there where I can see it," she says. A portable filing box (shown on the floor to the left of the desk) allows her to easily carry files to meetings.
Consolidate, consolidate, consolidate. Because she lacked shelves in her home office, Willebeek-LeMair used to store fitness books and magazines in the nearby family room. Since it was a pain to carry them back and forth, more often than not she simply dumped them on her desk. Now that they are within easy reach, she's more inclined to put them back where they belong.
The ideas
Corkboards: Three bulletin boards mounted to the left of the desk help keep track of events in the three areas of Willebeek-LeMair's daily life: home (housekeeper's phone number), children (party invitations), and business (race schedules).
Closed Storage: Labeled boxes on shelves contain rarely used items, such as the report cards and artwork of her three sons, plus stationery, waivers, and other business paperwork.
Open Storage: Frequently accessed supplies, such as copier paper, are kept in open trays. A pink basket contains materials for special projects, such as medals for her son's swim team.
Task Lighting: A desk lamp helps her focus on the tasks at hand.
Timekeeper: An office clock adds a businesslike touch to remind her that, even at home, there are deadlines and duties that cannot be put off.
Seating: She opted for a desk stool called the Swopper ($599, www.swopper.com), which is designed to soothe the tight hamstrings and lower-back problems common among athletes.
The update
Organizing is like a New Year's resolution: It's hard to sustain.
Shortly after Willebeek-LeMair's home office was overhauled, she says, her husband, Marc, voiced skepticism. It looked good, he told her, but he wondered if she could keep it that way.
She did. She used to spend up to an hour clearing her desk before she got to work, so "I used to have a dread of sitting at my desk," she says. "It's so much more appealing now."
The awkward piling of bills and school notices has been replaced by a clear-cut system: Everything that lands on her desk has a specific place to go.
"When you put things together from different areas of your life, it requires different systems of organization," she says, "and I didn't know how to do that." E-mail to a friend
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Copyright 2009 Time Inc. All rights reserved.
This article first appeared in Real Simple in September 2006
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Taken from the Irish word meaning 'high aspiration', Ardan is a collection of barware, stemware and gift compilation that has its roots in modernity of design and function. The collection is designed to be used every day, as well as for more dressy and stylish occasions, and features impeccable attention to detail. With simple and modern design functionality, this collection is completely versatile and elegant, yet very Waterford in spirit. All three patterns - Enis and Mara and Tonn - can be mixed and matched as they complement each other beautifully, capturing the power and beauty of nature's elements.
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STOCKTON, Calif. - Following a hard loss against Stanford the previous night, the UC Santa Barbara Gauchos rallied to dominate University of the Pacific in straight sets (25-15, 25-17, 25-23). This victory marks the first defeat of Pacific in straight sets since 2010 and the first win at Pacific since 2011. UCSB improves to 9-4 overall, 8-4 MPSF.
The offense for the Gauchos was formidable. Evan Licht and Matt Hanley both struck for 15 kills, Licht hitting .542 clip for the match and Hanley .407 clip. Austin Kingi (.385 clip) also tacked on 13 kills of his own while assisting on a block.
UCSB was able to hold the Tigers to .184 team clip and put back six blocks against the Pacific attack. Senior middle blocker Ryan Thompson solidified the Gaucho defense with assists in three team blocks. In addition, sophomore setter Jonah Seif assisted in two blocks at the net and made two solo blocks.
Next Friday UCSB travels to UC Irvine for the second half of their four game road trip. Previously, the Gauchos lost to UCI in five sets at Rob Gym. Following the match against UCI on February 28, the Gauchos will travel to San Diego to take on UCSD March 1.


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Today we spent much of the day at a birthday party for a little girl in our younger son's class. The party was at a roller skating rink. Roller skating is one thing I, (a child of the 80's!), am hands down better at than my kids. They had never been before today. In fact, they didn't know what roller skating was when we received the party invitation. I had to explain that roller skates are like shoes with wheels. They still seemed uncertain until I showed them a Youtube video of people skating. (Kids today! I pull up a Youtube video at least once a week to show my children something "antique".)
Anyway, I skated at the party for a few songs and only fell once, (when I tripped over our older son who was on the ground more than on his feet.) At one point Señor López and I left the niños clinging to the wall while we skated around holding hands.
The niños had fun at the party. The only family member not in attendance was Suegra and she was not happy about it. She asked to come, (why she would want to come to a little gringa's birthday party when she doesn't know the child, doesn't speak English, doesn't roller skate, hates pizza and can't stand excessively sweet American-style birthday cake, I really have no clue.) Mr. López gently dissuaded her from going and she got the message that she wasn't welcome.
This got me thinking about the differences between Anglo and Latino parties though, so I thought I would make a list. Maybe it will be helpful to someone. If not, perhaps at least amusing.
The Differences Between an Anglo kid's Birthday party and a Latino kid's Birthday party
#1. Who gets to come?
Anglo – Those whose names are written on the invitation.
Latino – Those whose names are written on the invitation, plus their uncles, cousins, and sometimes random neighbors who had nothing better to do that day.
#2. What time should we come?
Anglo – The time is right there on the invitation.
Latino – An hour late, or else the hosts won't be ready when you arrive.
#3. Food Etiquette
Anglo – Eat only what is given to you. Don't ask for seconds even if you're really hungry.
Latino – Eat as much as you want and then ask for plates to take home leftovers for eating later or to bring to family members who didn't feel like coming.
#4. Singing, dancing, music
Anglo – The only music heard is when the kids sing "Happy Birthday" at cake time. Dancing is rare, but when it happens, it is usually the "Hokey Pokey".
Latino – WHAT?! I CAN'T HEAR YOU! THE MUSIC IS TOO LOUD! … Adults dance Perreo in front of the kids, no importa.
#5. Alcohol?
Anglo – Of course not! What's wrong with you?! It's a CHILDREN'S birthday party!
Latino– Claro que sí! … The cerveza is there in the cooler, hermano!
#6. Entertainment
Anglo – A strict schedule of organized activities and games for the children.
Latino – Niños, go play in the street or something. Stop bothering the grown ups! We'll do the piñata later! Hijole!
#7. What're we eating?
Anglo – Probably pizza.
Latino – Steak, chicken, rice, beans, salad, tortillas, etc. Load your styrofoam plate up until it's ready to crack under the weight.
#8. When does the party end?
Anglo – Refer to your invitation. Thank your hosts and excuse yourself on the dot. Clear out!
Latino – Party until everyone's tired and/or Tio Eduardo passes out on the couch while watching a fútbol game.


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* Annual Percentage Rate (APR). Rates and terms effective as of 9/1/2019. Advertised rates and terms are subject to change without notice. Additional terms and restrictions apply. Other loan rates available. Subject to borrower qualification. Advertised APR is based on a loan-to-value of 80% and assumes a 0.25% discount when you set up automatic payments from any checking or savings account. $25,000 draw required at closing.
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A Home Equity Line of credit, more commonly known as a HELOC, is a revolving credit line secured by your home. This type of credit typically has a lower interest rate than a credit card.** A HELOC is a good choice for you if you need money for home improvements, a big life event, or to consolidate credit card debt.
At AAA, we are proud to serve our members by offering low rates and user friendly experiences. Our innovative process gets you pre-qualified at no risk to your credit score so you can see what your pre-qualified amount and rate is before you apply for credit. The application process is quick and simple, with customer support standing by to help if you need it.
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* Annual Percentage Rate (APR). Rates and terms effective as of 9/1/2019. Advertised rates and terms are subject to change without notice. Additional terms and restrictions apply. Other loan rates available. Subject to borrower qualification. The stated APR assumes a 0.25% discount when you set up automatic payments from any checking or savings account. Advertised APR is based on a loan-to-value of 80%. This is a variable interest rate product. Variable rates are calculated by adding a percentage to the most recent Prime rate published in the "Money Rates" section of The Wall Street Journal. After the initial fixed-rate period, the minimum APR that will be imposed can range from 3.50% to the maximum of 18%. The current fully indexed rate is 6.25%. The advertised rate of 6.00% includes the auto pay discount. Upon approval, your home equity line of credit amount may vary based on your specific situation. A home for sale will have a higher interest rate. Fees and charges: To open and maintain a line of credit, you must pay an annual fee of $75.00 on the account opening date and on each anniversary of this date during the draw period. Taking an initial draw of $25,000 or more as of the account opening date, we will waive the first-year fee. You must also pay certain fees to third parties to open a line of credit. To open a typical line of credit of $75,000, borrower-closing costs are estimated to range from $350 - $2,500 depending on the geographic location of the property. Property insurance is required and flood insurance may be required. During the draw period, your minimum monthly payment will be the interest on your current balance (any funds you have drawn from your HELOC). During your repayment period, your payments will include the principal amount plus interest. Home equity line of credit has a 10-year draw period and a 15-year repayment period. Minimum advance after closing is $100.
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Undergraduate Degrees, Majors and Concentrations
POLS4050 - Israel: Cultures and Contexts
Summer 2019
This course is a study abroad program to the State of Israel. The course will meet during the spring semester before departure, for the students to learn about the history and current political situation of Israel, and to prepare them for what they will encounter on their visit. An online course shell will be utilized to familiarize students with Israeli news sources, logistical and cultural issues, and other educational resources. In country, various sites will be visited, including: Tel Aviv, Jaffa, Jerusalem, the Galilee, and Nazareth. Other sites might include: Haifa, Akko, and Masada.
3 Credits
Schedule Book for All Active and Available Future Terms, Course starting with POLS4050
No Courses Found


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Today is Friday, Aug. 22, the 234th day of 2003 with 131 to follow.
The moon is waning. The morning stars are Mars, Jupiter, Saturn and Uranus. The evening stars are Mercury, Venus, Pluto, and Neptune.
Those born on this date are under the sign of Leo. They include French composer Claude Debussy in 1862; Charles Jenkins, inventor of the conical drinking cup and also airplane brakes, in 1867; writer and critic Dorothy Parker in 1893; heart surgeon Denton Cooley and science fiction writer Ray Bradbury, both in 1920 (age 83); French fashion designer Marc Bohan in 1926 (age 77); Gulf War hero and retired U.S. Army Gen. Norman Schwarzkopf in 1934 (age 69); actresses Valerie Harper in 1941 (age 62) and Cindy Williams in 1947 (age 56); and singer/songwriter Tori Amos in 1963 (age 40).
On this date in history:
in 1851, the U.S.-built schooner America defeated a fleet of Britain's finest ships in a race around England's Isle of Wight. The ornate silver trophy won by the America, which became known as America's Cup, was later donated to the New York Yacht Club on condition that it be forever placed in international competition.
In 1881, American humanitarians Clara Barton and Adolphus Solomons founded the American National Red Cross, an organization designed to provide humanitarian aid to victims of wars and natural disasters in congruence with the International Red Cross.
In 1911, the "Mona Lisa" was stolen from the Louvre Museum in Paris. It was recovered four months later.
In 1922, Michael Collins, a founder of the Irish Republican Army and a key figure in Ireland's independence movement, was assassinated by political opponents.
In 1968, Pope Paul VI arrived in Colombia, becoming the first pontiff ever to visit South America.
In 1986, Kerr-McGee Corp. agreed to pay the estate of nuclear industry worker Karen Silkwood more than $1 million, ending a 10-year legal battle waged by her family over her exposure to radioactive materials at the company's plant.
In 1991, Soviet President Gorbachev refused to join Russian Republic President Boris Yeltsin in holding the Communist parliament responsible for the coup.
In 1995, Rep. Mel Reynolds, D-Ill, was convicted of having sex with an underage girl. He would resign his office, effective Oct. 1.
In 1997, a judge scheduled the trial of Paula Jones' sexual harassment lawsuit against President Clinton to begin in May 1998. The suit was later thrown out before the trial began.
Also in 1997, federal officials ordered a new election for president of the Teamsters Union after determining that the campaign of winner Ron Carey had received illegal contributions.
In 2001, the Bush administration projected that the federal surplus, not including Social Security, would be $600 million, a far cry from the $122 billion projected in July.
A thought for the day: Adlai Stevenson said, "...shouting is not a substitute for thinking and reason is not the subversion but the salvation of freedom."


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Posted 8 years ago
(124 items)
This is an early 1960s Marx "Sparkling * Climbing" Bulldozer Tractor. It is especially rare to have the tractor in this good of condition with the original box also in good condition. This is really cool, the item shows very little if any playwear and "Caterpillar" lithos in the distinct Marx style. The treads are great and the wind-up action even works! Even though this is a later Marx sample (I consider '60s Marx toys 'later', but it all just depends on the manufacturer and the item), it is one of my favorite pieces in our collection.


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In this blog I talk about some of the personal programming I do as a hobby. By trade I'm a Java and database developer but I've dabbled in Haskell, front-end development, etc. I'm currently working as an architect but still enjoy getting my fingers dirty in code!
Friday, July 10, 2009
Mazes of Monad: 1.0.5 and (maybe) final version uploaded
I also realized than while developing a game is a lot of fun, the actual programming is the, ahem, easy part. I find that the actual game design (how to get usable and useful features) and the tweaking of the difficulty, for example, are the most challenging. For a while my test character was quite a strong warrior and I thought the game was easy, so I changed some settings to make it harder, then I realized that I had made it quite hard to start with a poor naked wizard that knew only one spell... I can see that balancing all the different game settings and getting the right formulas is critical, and that only comes from testing and collecting feedback...
Anyway, I have ideas for other games, probably the next one will be web based to have some kind of GUI and be multi player, maybe using happstack as the server (or should I just use a little home grown server in Haskell, for fun?). I'll keep on posting about that!
3 comments:
- Josef said...
I just want to say that I appreciate you putting together Mazes of Monad. I've been playing it a little just to kill an hour here and there and while it's a rather simplistic game (at least as far as these kinds of games go) I've found it pretty entertaining. So thanks!
- JP Moresmau said...
Thanks! If you're interested in the source code, it's at http://code.haskell.org/MazesOfMonad/
- Josef said...
Um, not long after I posted my previous comment I tried Mazes of Monad again and found a bug. It could be that you've fixed this one, I'm not sure which version of MoM I'm running and I don't know how to find out. Anyway, I get the following error message:
mazesofmonad: randomPickp cannot run on an empty list
and the game just ends. When I start the game again I pretty quickly get the same error. What to do?


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Wednesday, November 14, 2007
Little Aaron Hill's all growed up
Hill married Elizabeth Kenfield in Monterrey, with seven members of the Blue Jays in attendance, including Vernon Wells and Troy Glaus. Just imagine how awkward it's gonna be in the locker room next year when the rest of the team gets to hear all of the stories about how great the wedding was, even though they weren't invited.
(And don't ask us why the Bee has included this in an article about kids washing their grubby little hands. We don't see the link either.)
4 comments:
i love russ adams!!!!
- January 23, 2008 at 11:10 AM
Congrats to Aaron Hill, although I was sorta hoping we would get married some day! lol I'll still cheer on my favourite Blue Jay! :)
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- January 17, 2011 at 5:05 PM


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Department of Revenue News Release
December 13, 2013Mountain View License Office contract awarded
JEFFERSON CITY - The Office of Administration, in conjunction with the Missouri Department of Revenue, has awarded the management contract for the Mountain View License Office to Cynthia L. Blades of West Plains. All license office contracts in Missouri are awarded through a competitive bid process.
Blades is also the current agent of the Houston License Office. The Mountain View License Office will remain at its current location at 119 Pine St.
In fiscal year 2013, more than 18,000 transactions were conducted at the Mountain View office, generating approximately $61,000 in agent processing fees. Blades' contract includes an annual commitment to return 0.50 percent (approximately $305.20) of future processing fees to the state.
All local license offices are overseen by the Missouri Department of Revenue, but each is operated by an independent agent.
Follow the Missouri Department of Revenue on Twitter @MoRevenue


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Perpetua Neo, DClinPsy
Dr. Perpetua Neo (DClinPsy, UCL; MPhil, Cambridge) accelerates Type A High Achievers' performance and leadership by teaching them to master their time, mind, and sleep in a way that's tailored to their personality. She specializes in sorting out "The Big 3" that most mistakenly believe they can tolerate—perfectionism/anxiety, abusive relationships, and panic attacks—quickly and thoroughly, so they feel in control and confident, rather than simply coping with the problem. Dr. P is regularly consulted on Forbes, Business Insider, and Elle, and her work on Mastering Your Psychological Capital is available in 32 languages. Dr. P works globally in English and Mandarin-Chinese, blending cutting-edge neuroscience, psychology, and ancient wisdom.


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For online maps of over 10,000 Seattle shops and over 18,000 buildings, try Lost in Seattle. The site also provides information about the shops, including hours of operation and links to store websites.
Elliott Bay Book Company is located in downtown Seattle. An absolute must-see; this is THE best bookstore in Seattle, with a very knowledgeable and friendly staff. The largest independent bookstore in the city carries new, used, and rare books. They have regular readings and events, so be sure to check the schedule. They also offer a 20% Librarians Discount on books, so when you go, take your conference badge or business card.
Left Bank Books, in the heart of the Pike Place Market, is one of the oldest collectively run bookstores around. It is the place to go to find out what is really going on in Seattle. It is also the producer of many a fine librarian!
Bailey/Coy Books, located at 414 Broadway E in the heart of Capitol Hill, is one of the finest independent neighborhood bookstores around. A general interest bookstore with an emphasis on gay & lesbian literature, it features helpful and knowledgable staff, attractive displays of carefully chosen books, and very strong contemporary fiction, graphic novel, and art sections. Plus they have a daily quiz that will warm the heart of any librarian -- correctly identify the title of the book that begins with the line written on the whiteboard outside and receive 20% off any book in the store. But don't take my word for it! See what other customers have to say. You can get there from downtown by taking the 49 bus to Broadway & Harrison, which drops you off right in front of the store, or the 43, to the corner of Broadway and E. John St. and walk north 3 blocks. Open 7 days a week from 10-10 M-Sat, 10-8 Sun.
There's a Barnes & Noble downtown in the Pacific Place Shopping Center, at the corner of 7th and Pine Streets. There's also a Borders downtown at 1501 Fourth Avenue.
For maps, atlases, and travel books, check out Metskers Maps of Seattle, located downtown in the Sanitary Market Building at Pike Place Market. Kroll Map Company is near the Seattle Center at 2700 Third Avenue. There's also a Rand McNally Map & Travel Store downtown at 1308 4th Avenue.
Kinokuniya Bookstore is a large branch of the Japanese chain, located in the International District at the Uwajimaya Village mall. A huge selection of Asian books, periodicals, stationary, and other products. (Lots of books in English about Asia as well!)
University District:
- Magus Books From the size of the shop, you might not think much at first. But this was a staple of my undergrad experience at UW. The selection is varied and impressive, and you can get just about any classic paperback for under $3. Interesting and valuable collection of poetry, drama, etc. also.
- Half Price Books, U-District Not just books, either-- records, CDs, computer software and gifts as well. Good prices and decent selection.
- Twice-Sold Tales Great for Sci-Fi & Fantasy buffs. Decent selection of hardcovers as well, and some rare/signed books.
- Unviversity Bookstore Don't underestimate it... some of the best poetry books I own were salvaged from the UW Bookstore clearance rack. The rest of the store is your typical bookstore. Anyone can buy UW textbooks (even if they're not in the course), and the store overbuys for that reason. You can often pick up interesting sheet music here, also.
Many of the visual art galleries are located in Pioneer Square, just south of downtown. Unique to some are the collections of northwest native american art and artefacts. Citysearch provides an online map and guide to Pioneer Square galleries, restaurants and clubs.
Located at 5th and Blanchard in downtown Seattle, Seattle Glassblowing Studio provides public access to their gallery and glass studio. In addition, the gallery, studio and adjoining cafe can be rented out for events.
General Market
- Pike Place Market is a must-see if you're in Seattle. It's a fun place in which to shop, eat, people watch, and enjoy the city's street performers.
- Sur La Table began its existence in a shop near Pike Place Market in 1972 and has since expanded to over 50 shops across the nation. If you're looking for that special slotted spoon or raclette grill, you've come to the right place. They're located at 84 Pine St., telephone 206.448.2244.
Uwajimaya Village in Seattle's International District is a must-see for the internationally inclined. The Uwajimaya store sells Asian groceries, gifts, and toys, and is also host to an international food court (very busy at the noon hour, but with quick service at the off hours). And you can't miss the Kinokuniya Bookstore -- books, manga, and dvds in English and Asian languages, stationery supplies, and cute little gifts that are perfect for taking back to colleagues who had to miss the conference. The International District is located at the Southern end of Pioneer Square near the sports stadiums.
Knitting and Yarn
So Much Yarn is in Belltown, which is part of downtown Seattle. 2302 1st Ave. 1-866-443-0727 (toll free). About 3 blocks north of Pike Place Market, intersection of 1st and Bell St. You can take Metro buses 15 and 18 up 1st Ave. to the Bell St. stop. If you start your route in downtown, this will be the last stop in the ride free area.
Weaving Works in Seattle's University District. 4717 Brooklyn Ave NE. 1-888-524-1221 (toll free). Take Metro buses 70, 71, 72 or 73 from 3rd Ave downtown up to the U District, get off at 45th or 50th on University Way and walk over one block west to Brooklyn.
Acorn Street Shop, also near the UW. 2818 NE 55th St. 206-525-1726. Take Metro bus 72 and get off at NE Campus Parkway and Brooklyn and transfer to the 68 or 74.
Hilltop Yarn on Queen Anne. 2224 Queen Anne Ave North. 206-282-1332. Take Metro buses 3 or 13 from 3rd Ave downtown up the Queen Anne Hill.
On my first visit to Seattle -- for an RTSD Institute (does that date me?) -- I whined to someone about needing shoes, and that kind person directed me to Nordstrom's. With my odd-size foot, I felt I was a kid in a candy shop, with an actual choice in shoes for the first time ever. Since then Nordstrom's has branched, but the "flagship" store at 500 Pine Street is worth a visit.
John Fluevog has a retail store in Seattle, located on Pike Street between 2nd and 3rd Avenues. Comfy, stylish, long-lasting.
A Mano If you want to leave the mainstream offerings of the chain stores behind, check out this little gem of a shoe boutique downtown on 1st Ave, between Spring and Seneca Streets. They specialize in hand made, comfortable, funky and hard to find styles from all over the world. The sales staff really know their stock and can help you find the right shoe for your foot. It is about 5-6 blocks south of Pike Place Market, and a nice walk with several other great local clothing and home boutiques in the vicinity.
Souvenirs: Quintessentially Seattle Stuff
- Seattle Chocolates' european-style confections are a chocoholic's dream come true. You can find them in many Seattle stores that cater to tourists. Hint: Just plug in the Zip Code 98101 in the STORE LOCATOR box to find shops that carry the chocolates within the conference area.
- Starbucks isn't the only coffee company synonymous with Seattle. Check out Tully's Coffee, too.
- Buy a blown art glass bauble to take home with you as a memento of ALA Midwinter Seattle. Just remember to bubble-wrap your bauble for your trip home!
- A bit squeamish about toting blown glass in your carry-on? Then perhaps a fine print may be just the ticket!
- Signature Seattle artwork comes in many guises. Take a look at Art Guide Northwest to satisfy your urge to splurge!
- Of course, what self-respecting librarian wouldn't want a Nancy Pearl action figure doll, with "amazing shushing action?" Available at the Archie McPhee Toy Store located at 2428 NW Market St., Seattle, WA 98107, telephone 206.297.0240.
Sports & Outdoor Recreation
REI's flagship store is located just outside of downtown. Here you'll find a mountain bike test trail, a 65-foot climbing wall and excellent quality outdoor gear and clothing.
Outdoor Emporium is the largest outdoor sports store in Seattle.


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#2380 Brick Red
Click on the tiles to get a larger view of the color.
Warning: Due to the variability of different display devices, DCS does not make any guarantee as to the accuracy of these colors. Variations will occur depending on what device these colors are viewed on. This page is intended to serve as a general color guide and should not be used for actual color project selection. To get samples that accurately reflect DCS' colors, contact us at (800) 657-0737 and we will be happy to send you our home-made color cards free of charge.


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Gear4 debuts 'cheapest ever' Bluetooth speaker
An early look
Streaming music wirelessly to a speaker is about to become a whole lot cheaper, accessories maker Gear4 has claimed. It said the price of the soon-to-be-released Street Party Blu flat-panel speaker will significantly undercut its rivals.
Gear4's Street Party Blu: low-cost streaming
Gear4 told Register Hardware it hopes to release the speaker for £30 ($60) in the UK and for €50 ($70) in Europe. Similar Bluetooth speakers, such as the Samsin SBS-6600 Bluetooth wireless stereo speakers currently retail for around £70 and Parrot's Party speakers for around £80.
Bluetooth's Advanced Audio Distribution Profile (A2DP) enables stereo audio to be streamed from, say, your mobile phone to the speaker, although it's also compatible with a range of other Bluetooth-enabled devices and iPods with a Bluetooth dongle attached.
Gear4 said the speaker will pump out 8W of music power and incorporate blue LEDs.
The whole unit is about the size of an A4 page and is just 2.4cm deep, so it's definitely portable. Power can be supplied via a mains charger or by batteries.
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- Home
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Watch out for the Brunswick Community College buzz saw.
The men's basketball team continued to chew up the competition last Saturday, posting a 100-92 victory at Clinton (S.C.) Junior College.
It was the ninth consecutive win for the Dolphins, who are cruising toward what could be their best season ever at 11-1 in the Carolinas Junior College Conference and 21-2 overall.
BCC coach Walter Shaw said Saturday's game went back and forth before the Dolphins pulled away at the end.
If you currently subscribe or have subscribed in the past to the The Brunswick Beacon, then simply find your account number on your mailing label and enter it below.
Click the question mark below to see where your account ID appears on your mailing label.
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Accounting Methods and Standards
BY J. HARRY WILLIAMS Partner, Executive Office
Presented at a conference under the auspices of the International Cooperation Administration at New York University—November 1957
This subject is so broad, encompassing as it apparently does the entire field of bookkeeping and accounting, that of necessity it must be materially
narrowed down even to touch upon a few highlights during the time allotted this morning. One of the most important things dealt with by accountants is the form and content of financial statements, which no doubt will be included in the subject you will hear discussed this afternoon;
this matter, therefore, will not be touched upon now. Neither will the method of keeping accounts. Our discussion then will be narrowed down to accounting standards, or in the language more commonly used in the ranks of accountants in America today — accounting principles. We will also touch upon some related problems.
What is meant by an accounting principle? An accounting principle is nothing more than a recognized concept of the most appropriate way of presenting a financial transaction in the accounts and in financial statements.
Accounting principles have been established in the United States out of the needs of business, both management and owners, and according to the time and circumstances under which business operates. Accounting principles are not inflexible and they are not unchangeable.
The following simple illustration may be cited as a presently accepted accounting principle in the United States. The purchase of a machine by a manufacturer is recorded in the accounts at cost, and the cost of the machine is amortized by charges to operations over its useful life, such amortization being commonly referred to as "depreciation." The annual amortization charge must also take into consideration the possibility of obsolescence of the machine. No change is made in the accounts or in the financial statement if the replacement cost of this machine increases or decreases in future years. You will note that I said "presently accepted accounting principle." There have been many and forceful arguments put forward in the past few years of our creeping inflation that replacement costs should be reflected in the accounts and that the annual charge for


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Your Shot Photos
Your Shot photos can be submitted to firstname.lastname@example.com
Do you have great photographs you would like to share with others?
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1998 Jeep Wrangler Desert Race Car - Team ATK's Race Ready WranglerPosted in Features on December 1, 2008
We don't typically feature full race vehicles in 4WD&SU Magazine but sometimes a unique enough 4x4 race rig crosses our path that we just can't pass up the opportunity. Being that we're big fans of the 1997-2006 Jeep Wrangler TJ, Jon Krellwitz's well-built #3797 Currie JeepSpeed Cup Jeep Wrangler fit the "unique enough 4x4 race rig" criteria to make the cut. And after delving deeper in to the Jeep's design and quality construction it was even more obvious that this was something to be shared with our readers.
The build of the Team ATK #3797 Jeep Wrangler began with a conversation between Jon and Jeepspeed Series owner, Clive Skilton, at the Off-Road Expo in Pomona, California. They decided to partner on the build to illustrate how a vehicle for the new Jeepspeed Cup racing class might look and perform. The concept is for Jeepspeed Challenge participants to graduate to a higher level of desert racing but still remain in the Jeepspeed clan.
When approached by Clive, Jon was in the planning stages of a Jeepspeed Challenge race program for the 2007 season. He was partnered up with Jason Lafortune for 2006 when they won the Jeepspeed season championships in a Cherokee that they built in 10 days. Jon did half the driving that season and was ready to step into his own program. While building the Wrangler presented a great opportunity, the time it took to complete the build swallowed up most of the 2007 season. But as Jon explains it, it was well worth the wait. In his words, "The truck is substantially faster than a JeepSpeed 1 and it has been exciting to develop a new platform for Team ATK. My team and I are looking forward to the two years of competition in the truck. We are already off to a good start."
To get things started with the build Clive purchased a 1998 4-cylinder Jeep Wrangler from Don-A-Vee Chrysler Jeep, and then stripped it down and just kept the tub and chassis to stay within the rules, and sold the rest of the parts to Ajax Auto Wrecking. This way they had a clean California title on the Jeep and a solid foundation upon which to begin the build. Jon took over from there and with the help of many friends and sponsors the Team ATK #3797 Jeep Wrangler was race ready for the 2008 season of the ATK Engines Jeepspeed Desert Race Series.
8PhotosView Slideshow
|{{{1998 Jeep Wrangler}}}
|Jon Krellwitz/ San Dimas, CA, Clive Skilton/ Orange, CA
|ATK 4.7L Stroker
|MOPAR 727 Automatic
|Transfer case/low range ratio:
|Front end:
|Currie Track 9, 35-spline axle shafts, {{{F-450}}} unit bearings
|Rear end:
|Currie Track 9, 35-spline axle shafts
|Ring and Pinion:
|Front Differential:
|Detroit TrueTrac
|Rear Differential:
|Full Traction links with King 2.5-inch coilover and 3-inch, 3 tube bypass shocks
|35x12.50R15 BFGoodrich {{{Baja}}} T/A
|15x8 American Racing Outlaw II


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Suggestion to allocate games and Free Play for all
Hello, my suggestion is for the allocate of all the games ChessCube, but only users of VIP and premium accounts, and encourage more people to sign and also relieve pressure on the server. Adopting this measure, all the matches unrated and "0 cubits" could be played normal without the "-10 cubits". Many people are just wanting to have fun playing chess, and many of these people are also learning to play, so are unlikely to sign and vip premium at the beginning. Take away some privileges for non-VIP users but keep the free game, so that in future these people will feel encouraged to contribute financially to the site


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Clients choosing our manned guarding options receive reassurance of knowing that we will truly work with them to develop their best solution. For every project, we begin by undertaking a thorough on-site survey. This helps us understand each location as well as allows us to configure the most effective protection. A health and safety assessment, as well as site instructions, are also prepared in conjunction with our clients' needs and specific requests.
All of our officers are carefully screened. They are also trained and adhere strictly to the requirements of Guarding and Mobile Patrol Service. Once on site, our officers will check your buildings inside and out. They also strictly control access by only allowing authorised visitors to enter premises. In addition, they'll react rapidly to help resolve any crime, fire or security-related incidents in real-time.
A special induction program for all security guards is carried out before commencement:
- Physical Profile and Presentation
- Skills and Observation
- Skills of surveillance & CCTV monitoring
- Searching Procedures
- Criminal Procedures Act 51 of 1977 as amended
- Health and Safety
- Detailed Report Writing
- Public Relations
- Traffic Control
All Armed Guards are trained and in possession of competency certificates as well as undergo regular training and assessments. Training incorporates Tactical, Theoretical as well as Practical exercise.
Mobile Patrol Response Units provides an effective and highly visible deterrent performing specific site checks at random times 24hrs 7 days a week. We provide tailored solutions that are both pro-active (preventative) as well as reactive.